id	sid	tid	token	lemma	pos
fsr-3343	1	1	financial	financial	PROPN
fsr-3343	1	2	services	service	NOUN
fsr-3343	1	3	review	review	PROPN
fsr-3343	1	4	,	,	PUNCT
fsr-3343	1	5	33(1	33(1	NUM
fsr-3343	1	6	)	)	PUNCT
fsr-3343	1	7	102	102	NUM
fsr-3343	1	8	retail	retail	ADJ
fsr-3343	1	9	investors	investor	NOUN
fsr-3343	1	10	and	and	CCONJ
fsr-3343	1	11	investment	investment	NOUN
fsr-3343	1	12	fraud	fraud	NOUN
fsr-3343	1	13	victims	victim	NOUN
fsr-3343	1	14	:	:	PUNCT
fsr-3343	1	15	is	be	AUX
fsr-3343	1	16	there	there	PRON
fsr-3343	1	17	a	a	DET
fsr-3343	1	18	connection	connection	NOUN
fsr-3343	1	19	?	?	PUNCT
fsr-3343	2	1	christopher	christopher	PROPN
fsr-3343	2	2	rand,1	rand,1	PROPN
fsr-3343	2	3	melisande	melisande	PROPN
fsr-3343	2	4	mccrae,2	mccrae,2	PROPN
fsr-3343	2	5	and	and	CCONJ
fsr-3343	2	6	jason	jason	PROPN
fsr-3343	2	7	martin3	martin3	PROPN
fsr-3343	2	8	abstract	abstract	ADV
fsr-3343	2	9	this	this	DET
fsr-3343	2	10	study	study	NOUN
fsr-3343	2	11	analyzed	analyze	VERB
fsr-3343	2	12	specific	specific	ADJ
fsr-3343	2	13	characteristics	characteristic	NOUN
fsr-3343	2	14	of	of	ADP
fsr-3343	2	15	investment	investment	NOUN
fsr-3343	2	16	fraud	fraud	NOUN
fsr-3343	2	17	victims	victim	NOUN
fsr-3343	2	18	.	.	PUNCT
fsr-3343	3	1	logistic	logistic	ADJ
fsr-3343	3	2	regressions	regression	NOUN
fsr-3343	3	3	on	on	ADP
fsr-3343	3	4	a	a	DET
fsr-3343	3	5	national	national	ADJ
fsr-3343	3	6	sample	sample	NOUN
fsr-3343	3	7	of	of	ADP
fsr-3343	3	8	retail	retail	ADJ
fsr-3343	3	9	investors	investor	NOUN
fsr-3343	3	10	revealed	reveal	VERB
fsr-3343	3	11	that	that	SCONJ
fsr-3343	3	12	overconfident	overconfident	ADJ
fsr-3343	3	13	and	and	CCONJ
fsr-3343	3	14	financially	financially	ADV
fsr-3343	3	15	literate	literate	ADJ
fsr-3343	3	16	investors	investor	NOUN
fsr-3343	3	17	shared	share	VERB
fsr-3343	3	18	several	several	ADJ
fsr-3343	3	19	characteristics	characteristic	NOUN
fsr-3343	3	20	with	with	ADP
fsr-3343	3	21	victims	victim	NOUN
fsr-3343	3	22	of	of	ADP
fsr-3343	3	23	investment	investment	NOUN
fsr-3343	3	24	fraud	fraud	NOUN
fsr-3343	3	25	.	.	PUNCT
fsr-3343	4	1	while	while	SCONJ
fsr-3343	4	2	overconfident	overconfident	ADJ
fsr-3343	4	3	investors	investor	NOUN
fsr-3343	4	4	were	be	AUX
fsr-3343	4	5	the	the	DET
fsr-3343	4	6	most	most	ADV
fsr-3343	4	7	comfortable	comfortable	ADJ
fsr-3343	4	8	with	with	ADP
fsr-3343	4	9	market	market	NOUN
fsr-3343	4	10	regulation	regulation	NOUN
fsr-3343	4	11	and	and	CCONJ
fsr-3343	4	12	making	make	VERB
fsr-3343	4	13	investment	investment	NOUN
fsr-3343	4	14	decisions	decision	NOUN
fsr-3343	4	15	that	that	PRON
fsr-3343	4	16	assumed	assume	VERB
fsr-3343	4	17	high	high	ADJ
fsr-3343	4	18	amounts	amount	NOUN
fsr-3343	4	19	of	of	ADP
fsr-3343	4	20	risk	risk	NOUN
fsr-3343	4	21	relative	relative	ADJ
fsr-3343	4	22	to	to	ADP
fsr-3343	4	23	investment	investment	NOUN
fsr-3343	4	24	returns	return	NOUN
fsr-3343	4	25	,	,	PUNCT
fsr-3343	4	26	financially	financially	ADV
fsr-3343	4	27	literate	literate	ADJ
fsr-3343	4	28	investors	investor	NOUN
fsr-3343	4	29	surpassed	surpass	VERB
fsr-3343	4	30	them	they	PRON
fsr-3343	4	31	in	in	ADP
fsr-3343	4	32	the	the	DET
fsr-3343	4	33	frequency	frequency	NOUN
fsr-3343	4	34	of	of	ADP
fsr-3343	4	35	annual	annual	ADJ
fsr-3343	4	36	trading	trading	NOUN
fsr-3343	4	37	and	and	CCONJ
fsr-3343	4	38	portfolio	portfolio	NOUN
fsr-3343	4	39	allocation	allocation	NOUN
fsr-3343	4	40	to	to	ADP
fsr-3343	4	41	stocks	stock	NOUN
fsr-3343	4	42	.	.	PUNCT
fsr-3343	5	1	surprisingly	surprisingly	ADV
fsr-3343	5	2	,	,	PUNCT
fsr-3343	5	3	overconfident	overconfident	ADJ
fsr-3343	5	4	investors	investor	NOUN
fsr-3343	5	5	favored	favor	VERB
fsr-3343	5	6	due	due	ADJ
fsr-3343	5	7	diligence	diligence	NOUN
fsr-3343	5	8	via	via	ADP
fsr-3343	5	9	background	background	NOUN
fsr-3343	5	10	checks	check	NOUN
fsr-3343	5	11	on	on	ADP
fsr-3343	5	12	investment	investment	NOUN
fsr-3343	5	13	professionals	professional	NOUN
fsr-3343	5	14	,	,	PUNCT
fsr-3343	5	15	while	while	SCONJ
fsr-3343	5	16	financially	financially	ADV
fsr-3343	5	17	literate	literate	ADJ
fsr-3343	5	18	investors	investor	NOUN
fsr-3343	5	19	did	do	VERB
fsr-3343	5	20	not	not	PART
fsr-3343	5	21	.	.	PUNCT
fsr-3343	6	1	overall	overall	ADJ
fsr-3343	6	2	,	,	PUNCT
fsr-3343	6	3	males	male	NOUN
fsr-3343	6	4	and	and	CCONJ
fsr-3343	6	5	younger	young	ADJ
fsr-3343	6	6	investors	investor	NOUN
fsr-3343	6	7	tended	tend	VERB
fsr-3343	6	8	to	to	PART
fsr-3343	6	9	share	share	VERB
fsr-3343	6	10	characteristics	characteristic	NOUN
fsr-3343	6	11	with	with	ADP
fsr-3343	6	12	investment	investment	NOUN
fsr-3343	6	13	fraud	fraud	NOUN
fsr-3343	6	14	victims	victim	NOUN
fsr-3343	6	15	.	.	PUNCT
fsr-3343	7	1	creative	creative	ADJ
fsr-3343	7	2	commons	commons	PROPN
fsr-3343	7	3	license	license	NOUN
fsr-3343	7	4	this	this	DET
fsr-3343	7	5	work	work	NOUN
fsr-3343	7	6	is	be	AUX
fsr-3343	7	7	licensed	license	VERB
fsr-3343	7	8	under	under	ADP
fsr-3343	7	9	a	a	DET
fsr-3343	7	10	creative	creative	ADJ
fsr-3343	7	11	commons	common	NOUN
fsr-3343	7	12	attribution	attribution	NOUN
fsr-3343	7	13	-	-	PUNCT
fsr-3343	7	14	noncommercial	noncommercial	ADJ
fsr-3343	7	15	4.0	4.0	NUM
fsr-3343	7	16	license	license	NOUN
fsr-3343	7	17	recommended	recommend	VERB
fsr-3343	7	18	citation	citation	NOUN
fsr-3343	7	19	rand	rand	NOUN
fsr-3343	7	20	,	,	PUNCT
fsr-3343	7	21	c.	c.	PROPN
fsr-3343	7	22	,	,	PUNCT
fsr-3343	7	23	mccrae	mccrae	PROPN
fsr-3343	7	24	,	,	PUNCT
fsr-3343	7	25	m.	m.	NOUN
fsr-3343	7	26	,	,	PUNCT
fsr-3343	7	27	&	&	CCONJ
fsr-3343	7	28	martin	martin	PROPN
fsr-3343	7	29	,	,	PUNCT
fsr-3343	7	30	j.	j.	PROPN
fsr-3343	7	31	(	(	PUNCT
fsr-3343	7	32	2025	2025	NUM
fsr-3343	7	33	)	)	PUNCT
fsr-3343	7	34	.	.	PUNCT
fsr-3343	8	1	retail	retail	ADJ
fsr-3343	8	2	investors	investor	NOUN
fsr-3343	8	3	and	and	CCONJ
fsr-3343	8	4	investment	investment	NOUN
fsr-3343	8	5	fraud	fraud	NOUN
fsr-3343	8	6	victims	victim	NOUN
fsr-3343	8	7	:	:	PUNCT
fsr-3343	8	8	is	be	AUX
fsr-3343	8	9	there	there	PRON
fsr-3343	8	10	a	a	DET
fsr-3343	8	11	connection	connection	NOUN
fsr-3343	8	12	?	?	PUNCT
fsr-3343	9	1	financial	financial	ADJ
fsr-3343	9	2	services	service	NOUN
fsr-3343	9	3	review	review	PROPN
fsr-3343	9	4	,	,	PUNCT
fsr-3343	9	5	33(1	33(1	NUM
fsr-3343	9	6	)	)	PUNCT
fsr-3343	9	7	,	,	PUNCT
fsr-3343	9	8	102	102	NUM
fsr-3343	9	9	-	-	SYM
fsr-3343	9	10	119	119	NUM
fsr-3343	9	11	.	.	PUNCT
fsr-3343	9	12	introduction	introduction	NOUN
fsr-3343	9	13	according	accord	VERB
fsr-3343	9	14	to	to	ADP
fsr-3343	9	15	the	the	DET
fsr-3343	9	16	federal	federal	PROPN
fsr-3343	9	17	trade	trade	PROPN
fsr-3343	9	18	commission	commission	PROPN
fsr-3343	9	19	(	(	PUNCT
fsr-3343	9	20	2022	2022	NUM
fsr-3343	9	21	)	)	PUNCT
fsr-3343	9	22	,	,	PUNCT
fsr-3343	9	23	investment	investment	NOUN
fsr-3343	9	24	scams	scam	NOUN
fsr-3343	9	25	were	be	AUX
fsr-3343	9	26	among	among	ADP
fsr-3343	9	27	the	the	DET
fsr-3343	9	28	top	top	ADJ
fsr-3343	9	29	five	five	NUM
fsr-3343	9	30	types	type	NOUN
fsr-3343	9	31	of	of	ADP
fsr-3343	9	32	fraud	fraud	NOUN
fsr-3343	9	33	reported	report	VERB
fsr-3343	9	34	by	by	ADP
fsr-3343	9	35	2.4	2.4	NUM
fsr-3343	9	36	million	million	NUM
fsr-3343	9	37	consumers	consumer	NOUN
fsr-3343	9	38	.	.	PUNCT
fsr-3343	10	1	moreover	moreover	ADV
fsr-3343	10	2	,	,	PUNCT
fsr-3343	10	3	investment	investment	NOUN
fsr-3343	10	4	scams	scam	NOUN
fsr-3343	10	5	exacted	exact	VERB
fsr-3343	10	6	the	the	DET
fsr-3343	10	7	greatest	great	ADJ
fsr-3343	10	8	financial	financial	ADJ
fsr-3343	10	9	cost	cost	NOUN
fsr-3343	10	10	to	to	ADP
fsr-3343	10	11	consumers	consumer	NOUN
fsr-3343	10	12	:	:	PUNCT
fsr-3343	10	13	a	a	DET
fsr-3343	10	14	loss	loss	NOUN
fsr-3343	10	15	of	of	ADP
fsr-3343	10	16	$	$	SYM
fsr-3343	10	17	3.8	3.8	NUM
fsr-3343	10	18	billion––more	billion––more	PROPN
fsr-3343	10	19	than	than	ADP
fsr-3343	10	20	double	double	DET
fsr-3343	10	21	the	the	DET
fsr-3343	10	22	amount	amount	NOUN
fsr-3343	10	23	reported	report	VERB
fsr-3343	10	24	lost	lose	VERB
fsr-3343	10	25	in	in	ADP
fsr-3343	10	26	2021	2021	NUM
fsr-3343	10	27	and	and	CCONJ
fsr-3343	10	28	a	a	DET
fsr-3343	10	29	staggering	staggering	ADJ
fsr-3343	10	30	$	$	SYM
fsr-3343	10	31	4.6	4.6	NUM
fsr-3343	10	32	billion	billion	NUM
fsr-3343	10	33	in	in	ADP
fsr-3343	10	34	2023	2023	NUM
fsr-3343	10	35	to	to	ADP
fsr-3343	10	36	investment	investment	NOUN
fsr-3343	10	37	scams	scam	NOUN
fsr-3343	10	38	,	,	PUNCT
fsr-3343	10	39	the	the	DET
fsr-3343	10	40	highest	high	ADJ
fsr-3343	10	41	fraud	fraud	NOUN
fsr-3343	10	42	category	category	NOUN
fsr-3343	10	43	that	that	DET
fsr-3343	10	44	year	year	NOUN
fsr-3343	10	45	(	(	PUNCT
fsr-3343	10	46	federal	federal	ADJ
fsr-3343	10	47	trade	trade	NOUN
fsr-3343	10	48	commission	commission	PROPN
fsr-3343	10	49	,	,	PUNCT
fsr-3343	10	50	2023	2023	NUM
fsr-3343	10	51	)	)	PUNCT
fsr-3343	10	52	.	.	PUNCT
fsr-3343	11	1	with	with	ADP
fsr-3343	11	2	a	a	DET
fsr-3343	11	3	greater	great	ADJ
fsr-3343	11	4	reliance	reliance	NOUN
fsr-3343	11	5	on	on	ADP
fsr-3343	11	6	web	web	NOUN
fsr-3343	11	7	-	-	PUNCT
fsr-3343	11	8	based	base	VERB
fsr-3343	11	9	systems	system	NOUN
fsr-3343	11	10	and	and	CCONJ
fsr-3343	11	11	virtual	virtual	ADJ
fsr-3343	11	12	account	account	NOUN
fsr-3343	11	13	statements	statement	NOUN
fsr-3343	11	14	,	,	PUNCT
fsr-3343	11	15	consumers	consumer	NOUN
fsr-3343	11	16	are	be	AUX
fsr-3343	11	17	more	more	ADV
fsr-3343	11	18	susceptible	susceptible	ADJ
fsr-3343	11	19	to	to	ADP
fsr-3343	11	20	this	this	DET
fsr-3343	11	21	type	type	NOUN
fsr-3343	11	22	of	of	ADP
fsr-3343	11	23	crime	crime	NOUN
fsr-3343	11	24	(	(	PUNCT
fsr-3343	11	25	shadel	shadel	PROPN
fsr-3343	11	26	&	&	CCONJ
fsr-3343	11	27	pak	pak	PROPN
fsr-3343	11	28	,	,	PUNCT
fsr-3343	11	29	2017	2017	NUM
fsr-3343	11	30	)	)	PUNCT
fsr-3343	11	31	.	.	PUNCT
fsr-3343	12	1	1	1	NUM
fsr-3343	12	2	corresponding	correspond	VERB
fsr-3343	12	3	author	author	NOUN
fsr-3343	12	4	(	(	PUNCT
fsr-3343	12	5	crand@berkeley.edu	crand@berkeley.edu	PROPN
fsr-3343	12	6	)	)	PUNCT
fsr-3343	12	7	.	.	PUNCT
fsr-3343	13	1	uc	uc	PROPN
fsr-3343	13	2	berkeley	berkeley	PROPN
fsr-3343	13	3	extension	extension	PROPN
fsr-3343	13	4	,	,	PUNCT
fsr-3343	13	5	berkeley	berkeley	PROPN
fsr-3343	13	6	,	,	PUNCT
fsr-3343	13	7	ca	ca	PROPN
fsr-3343	13	8	,	,	PUNCT
fsr-3343	13	9	usa	usa	PROPN
fsr-3343	13	10	.	.	PROPN
fsr-3343	13	11	2	2	NUM
fsr-3343	13	12	independent	independent	ADJ
fsr-3343	13	13	consultant	consultant	NOUN
fsr-3343	13	14	-	-	PUNCT
fsr-3343	13	15	research	research	NOUN
fsr-3343	13	16	design	design	NOUN
fsr-3343	13	17	,	,	PUNCT
fsr-3343	13	18	philadelphia	philadelphia	PROPN
fsr-3343	13	19	,	,	PUNCT
fsr-3343	13	20	pa	pa	PROPN
fsr-3343	13	21	,	,	PUNCT
fsr-3343	13	22	usa	usa	PROPN
fsr-3343	13	23	.	.	PROPN
fsr-3343	13	24	3	3	NUM
fsr-3343	13	25	swarthmore	swarthmore	PROPN
fsr-3343	13	26	college	college	PROPN
fsr-3343	13	27	,	,	PUNCT
fsr-3343	13	28	swarthmore	swarthmore	PROPN
fsr-3343	13	29	,	,	PUNCT
fsr-3343	13	30	pa	pa	PROPN
fsr-3343	13	31	,	,	PUNCT
fsr-3343	13	32	usa	usa	PROPN
fsr-3343	13	33	.	.	PUNCT
fsr-3343	14	1	nevertheless	nevertheless	ADV
fsr-3343	14	2	,	,	PUNCT
fsr-3343	14	3	as	as	ADP
fsr-3343	14	4	a	a	DET
fsr-3343	14	5	research	research	NOUN
fsr-3343	14	6	focus	focus	NOUN
fsr-3343	14	7	,	,	PUNCT
fsr-3343	14	8	investment	investment	NOUN
fsr-3343	14	9	scams	scam	NOUN
fsr-3343	14	10	pose	pose	VERB
fsr-3343	14	11	a	a	DET
fsr-3343	14	12	challenge	challenge	NOUN
fsr-3343	14	13	,	,	PUNCT
fsr-3343	14	14	which	which	PRON
fsr-3343	14	15	may	may	AUX
fsr-3343	14	16	be	be	AUX
fsr-3343	14	17	due	due	ADJ
fsr-3343	14	18	to	to	ADP
fsr-3343	14	19	how	how	SCONJ
fsr-3343	14	20	the	the	DET
fsr-3343	14	21	literature	literature	NOUN
fsr-3343	14	22	has	have	AUX
fsr-3343	14	23	defined	define	VERB
fsr-3343	14	24	fraud	fraud	NOUN
fsr-3343	14	25	,	,	PUNCT
fsr-3343	14	26	the	the	DET
fsr-3343	14	27	many	many	ADJ
fsr-3343	14	28	different	different	ADJ
fsr-3343	14	29	types	type	NOUN
fsr-3343	14	30	of	of	ADP
fsr-3343	14	31	fraud	fraud	NOUN
fsr-3343	14	32	,	,	PUNCT
fsr-3343	14	33	and	and	CCONJ
fsr-3343	14	34	the	the	DET
fsr-3343	14	35	inconsistent	inconsistent	ADJ
fsr-3343	14	36	reporting	reporting	NOUN
fsr-3343	14	37	of	of	ADP
fsr-3343	14	38	fraud	fraud	NOUN
fsr-3343	14	39	(	(	PUNCT
fsr-3343	14	40	lee	lee	PROPN
fsr-3343	14	41	et	et	PROPN
fsr-3343	14	42	al	al	PROPN
fsr-3343	14	43	.	.	PROPN
fsr-3343	14	44	,	,	PUNCT
fsr-3343	14	45	2019	2019	NUM
fsr-3343	14	46	)	)	PUNCT
fsr-3343	14	47	.	.	PUNCT
fsr-3343	15	1	according	accord	VERB
fsr-3343	15	2	to	to	ADP
fsr-3343	15	3	the	the	DET
fsr-3343	15	4	federal	federal	ADJ
fsr-3343	15	5	bureau	bureau	PROPN
fsr-3343	15	6	of	of	ADP
fsr-3343	15	7	investigation	investigation	PROPN
fsr-3343	15	8	(	(	PUNCT
fsr-3343	15	9	fbi	fbi	PROPN
fsr-3343	15	10	)	)	PUNCT
fsr-3343	15	11	,	,	PUNCT
fsr-3343	15	12	investment	investment	NOUN
fsr-3343	15	13	fraud	fraud	NOUN
fsr-3343	15	14	is	be	AUX
fsr-3343	15	15	defined	define	VERB
fsr-3343	15	16	as	as	ADP
fsr-3343	15	17	the	the	DET
fsr-3343	15	18	illegal	illegal	ADJ
fsr-3343	15	19	sale	sale	NOUN
fsr-3343	15	20	of	of	ADP
fsr-3343	15	21	financial	financial	ADJ
fsr-3343	15	22	products	product	NOUN
fsr-3343	15	23	(	(	PUNCT
fsr-3343	15	24	federal	federal	ADJ
fsr-3343	15	25	bureau	bureau	NOUN
fsr-3343	15	26	of	of	ADP
fsr-3343	15	27	investigation	investigation	NOUN
fsr-3343	15	28	[	[	X
fsr-3343	15	29	fbi	fbi	PROPN
fsr-3343	15	30	]	]	PUNCT
fsr-3343	15	31	,	,	PUNCT
fsr-3343	15	32	2020	2020	NUM
fsr-3343	15	33	)	)	PUNCT
fsr-3343	15	34	.	.	PUNCT
fsr-3343	16	1	this	this	DET
fsr-3343	16	2	illegal	illegal	ADJ
fsr-3343	16	3	activity	activity	NOUN
fsr-3343	16	4	has	have	AUX
fsr-3343	16	5	taken	take	VERB
fsr-3343	16	6	many	many	ADJ
fsr-3343	16	7	forms	form	NOUN
fsr-3343	16	8	,	,	PUNCT
fsr-3343	16	9	such	such	ADJ
fsr-3343	16	10	as	as	ADP
fsr-3343	16	11	market	market	NOUN
fsr-3343	16	12	manipulation	manipulation	NOUN
fsr-3343	16	13	,	,	PUNCT
fsr-3343	16	14	pyramid	pyramid	NOUN
fsr-3343	16	15	or	or	CCONJ
fsr-3343	16	16	ponzi	ponzi	ADJ
fsr-3343	16	17	schemes	scheme	NOUN
fsr-3343	16	18	,	,	PUNCT
fsr-3343	16	19	pumpand	pumpand	NOUN
fsr-3343	16	20	-	-	PUNCT
fsr-3343	16	21	dump	dump	NOUN
fsr-3343	16	22	schemes	scheme	NOUN
fsr-3343	16	23	,	,	PUNCT
fsr-3343	16	24	and	and	CCONJ
fsr-3343	16	25	affinity	affinity	NOUN
fsr-3343	16	26	fraud	fraud	NOUN
fsr-3343	16	27	targeting	target	VERB
fsr-3343	16	28	specific	specific	ADJ
fsr-3343	16	29	groups	group	NOUN
fsr-3343	16	30	,	,	PUNCT
fsr-3343	16	31	to	to	PART
fsr-3343	16	32	name	name	VERB
fsr-3343	16	33	a	a	DET
fsr-3343	16	34	few	few	ADJ
fsr-3343	16	35	(	(	PUNCT
fsr-3343	16	36	fbi	fbi	PROPN
fsr-3343	16	37	,	,	PUNCT
fsr-3343	16	38	2020	2020	NUM
fsr-3343	16	39	)	)	PUNCT
fsr-3343	16	40	.	.	PUNCT
fsr-3343	17	1	furthermore	furthermore	ADV
fsr-3343	17	2	,	,	PUNCT
fsr-3343	17	3	although	although	SCONJ
fsr-3343	17	4	kieffer	kieffer	PROPN
fsr-3343	17	5	and	and	CCONJ
fsr-3343	17	6	mottola	mottola	PROPN
fsr-3343	17	7	(	(	PUNCT
fsr-3343	17	8	2016	2016	NUM
fsr-3343	17	9	)	)	PUNCT
fsr-3343	17	10	predicted	predict	VERB
fsr-3343	17	11	that	that	SCONJ
fsr-3343	17	12	one	one	NUM
fsr-3343	17	13	in	in	ADP
fsr-3343	17	14	ten	ten	NUM
fsr-3343	17	15	investors	investor	NOUN
fsr-3343	17	16	would	would	AUX
fsr-3343	17	17	https://creativecommons.org/licenses/by-nc/4.0/	https://creativecommons.org/licenses/by-nc/4.0/	VERB
fsr-3343	17	18	mailto:crand@berkeley.edu	mailto:crand@berkeley.edu	NOUN
fsr-3343	18	1	https://creativecommons.org/licenses/by-nc/4.0/	https://creativecommons.org/licenses/by-nc/4.0/	PRON
fsr-3343	18	2	rand	rand	NOUN
fsr-3343	18	3	et	et	PROPN
fsr-3343	18	4	al	al	PROPN
fsr-3343	18	5	.	.	PROPN
fsr-3343	18	6	103	103	NUM
fsr-3343	18	7	be	be	AUX
fsr-3343	18	8	affected	affect	VERB
fsr-3343	18	9	by	by	ADP
fsr-3343	18	10	investment	investment	NOUN
fsr-3343	18	11	fraud	fraud	NOUN
fsr-3343	18	12	at	at	ADP
fsr-3343	18	13	some	some	DET
fsr-3343	18	14	point	point	NOUN
fsr-3343	18	15	in	in	ADP
fsr-3343	18	16	their	their	PRON
fsr-3343	18	17	lives	life	NOUN
fsr-3343	18	18	,	,	PUNCT
fsr-3343	18	19	the	the	DET
fsr-3343	18	20	actual	actual	ADJ
fsr-3343	18	21	percentage	percentage	NOUN
fsr-3343	18	22	of	of	ADP
fsr-3343	18	23	individuals	individual	NOUN
fsr-3343	18	24	defrauded	defraud	VERB
fsr-3343	18	25	remains	remain	VERB
fsr-3343	18	26	unclear	unclear	ADJ
fsr-3343	18	27	.	.	PUNCT
fsr-3343	19	1	for	for	ADP
fsr-3343	19	2	example	example	NOUN
fsr-3343	19	3	,	,	PUNCT
fsr-3343	19	4	deliema	deliema	VERB
fsr-3343	19	5	et	et	NOUN
fsr-3343	19	6	al	al	PROPN
fsr-3343	19	7	.	.	PROPN
fsr-3343	20	1	(	(	PUNCT
fsr-3343	20	2	2017	2017	NUM
fsr-3343	20	3	)	)	PUNCT
fsr-3343	20	4	found	find	VERB
fsr-3343	20	5	that	that	SCONJ
fsr-3343	20	6	16.5	16.5	NUM
fsr-3343	20	7	%	%	NOUN
fsr-3343	20	8	of	of	ADP
fsr-3343	20	9	study	study	NOUN
fsr-3343	20	10	participants	participant	NOUN
fsr-3343	20	11	reported	report	VERB
fsr-3343	20	12	investment	investment	NOUN
fsr-3343	20	13	fraud	fraud	NOUN
fsr-3343	20	14	,	,	PUNCT
fsr-3343	20	15	while	while	SCONJ
fsr-3343	20	16	nearly	nearly	ADV
fsr-3343	20	17	half	half	NOUN
fsr-3343	20	18	of	of	ADP
fsr-3343	20	19	survey	survey	NOUN
fsr-3343	20	20	respondents	respondent	NOUN
fsr-3343	20	21	reported	report	VERB
fsr-3343	20	22	being	be	AUX
fsr-3343	20	23	victimized	victimize	VERB
fsr-3343	20	24	by	by	ADP
fsr-3343	20	25	another	another	DET
fsr-3343	20	26	type	type	NOUN
fsr-3343	20	27	of	of	ADP
fsr-3343	20	28	fraud	fraud	NOUN
fsr-3343	20	29	.	.	PUNCT
fsr-3343	21	1	interestingly	interestingly	ADV
fsr-3343	21	2	,	,	PUNCT
fsr-3343	21	3	although	although	SCONJ
fsr-3343	21	4	deliema	deliema	AUX
fsr-3343	21	5	et	et	NOUN
fsr-3343	21	6	al	al	PROPN
fsr-3343	21	7	.	.	PROPN
fsr-3343	21	8	’s	’s	PART
fsr-3343	21	9	(	(	PUNCT
fsr-3343	21	10	2017	2017	NUM
fsr-3343	21	11	)	)	PUNCT
fsr-3343	21	12	investment	investment	NOUN
fsr-3343	21	13	fraud	fraud	NOUN
fsr-3343	21	14	research	research	NOUN
fsr-3343	21	15	contradicted	contradict	VERB
fsr-3343	21	16	more	more	ADJ
fsr-3343	21	17	conservative	conservative	ADJ
fsr-3343	21	18	estimates	estimate	NOUN
fsr-3343	21	19	,	,	PUNCT
fsr-3343	21	20	other	other	ADJ
fsr-3343	21	21	studies	study	NOUN
fsr-3343	21	22	have	have	AUX
fsr-3343	21	23	suggested	suggest	VERB
fsr-3343	21	24	that	that	SCONJ
fsr-3343	21	25	underreporting	underreporte	VERB
fsr-3343	21	26	might	might	AUX
fsr-3343	21	27	account	account	VERB
fsr-3343	21	28	for	for	ADP
fsr-3343	21	29	the	the	DET
fsr-3343	21	30	confusion	confusion	NOUN
fsr-3343	21	31	surrounding	surround	VERB
fsr-3343	21	32	the	the	DET
fsr-3343	21	33	actual	actual	ADJ
fsr-3343	21	34	number	number	NOUN
fsr-3343	21	35	of	of	ADP
fsr-3343	21	36	investment	investment	NOUN
fsr-3343	21	37	fraud	fraud	NOUN
fsr-3343	21	38	cases	case	NOUN
fsr-3343	21	39	.	.	PUNCT
fsr-3343	22	1	for	for	ADP
fsr-3343	22	2	example	example	NOUN
fsr-3343	22	3	,	,	PUNCT
fsr-3343	22	4	applied	apply	VERB
fsr-3343	22	5	research	research	NOUN
fsr-3343	22	6	&	&	CCONJ
fsr-3343	22	7	consulting	consulting	PROPN
fsr-3343	22	8	llc	llc	PROPN
fsr-3343	22	9	(	(	PUNCT
fsr-3343	22	10	2015	2015	NUM
fsr-3343	22	11	)	)	PUNCT
fsr-3343	22	12	found	find	VERB
fsr-3343	22	13	that	that	SCONJ
fsr-3343	22	14	over	over	ADP
fsr-3343	22	15	two	two	NUM
fsr-3343	22	16	-	-	PUNCT
fsr-3343	22	17	thirds	third	NOUN
fsr-3343	22	18	of	of	ADP
fsr-3343	22	19	victims	victim	NOUN
fsr-3343	22	20	told	tell	VERB
fsr-3343	22	21	friends	friend	NOUN
fsr-3343	22	22	or	or	CCONJ
fsr-3343	22	23	family	family	NOUN
fsr-3343	22	24	about	about	ADP
fsr-3343	22	25	their	their	PRON
fsr-3343	22	26	victimization	victimization	NOUN
fsr-3343	22	27	,	,	PUNCT
fsr-3343	22	28	yet	yet	CCONJ
fsr-3343	22	29	only	only	ADV
fsr-3343	22	30	35	35	NUM
fsr-3343	22	31	%	%	NOUN
fsr-3343	22	32	reported	report	VERB
fsr-3343	22	33	it	it	PRON
fsr-3343	22	34	to	to	ADP
fsr-3343	22	35	authorities	authority	NOUN
fsr-3343	22	36	.	.	PUNCT
fsr-3343	23	1	almost	almost	ADV
fsr-3343	23	2	half	half	NOUN
fsr-3343	23	3	of	of	ADP
fsr-3343	23	4	those	those	PRON
fsr-3343	23	5	who	who	PRON
fsr-3343	23	6	did	do	AUX
fsr-3343	23	7	not	not	PART
fsr-3343	23	8	report	report	VERB
fsr-3343	23	9	it	it	PRON
fsr-3343	23	10	to	to	ADP
fsr-3343	23	11	the	the	DET
fsr-3343	23	12	authorities	authority	NOUN
fsr-3343	23	13	stated	state	VERB
fsr-3343	23	14	that	that	SCONJ
fsr-3343	23	15	it	it	PRON
fsr-3343	23	16	would	would	AUX
fsr-3343	23	17	not	not	PART
fsr-3343	23	18	have	have	AUX
fsr-3343	23	19	made	make	VERB
fsr-3343	23	20	a	a	DET
fsr-3343	23	21	difference	difference	NOUN
fsr-3343	23	22	,	,	PUNCT
fsr-3343	23	23	while	while	SCONJ
fsr-3343	23	24	35	35	NUM
fsr-3343	23	25	%	%	NOUN
fsr-3343	23	26	indicated	indicate	VERB
fsr-3343	23	27	that	that	SCONJ
fsr-3343	23	28	they	they	PRON
fsr-3343	23	29	wanted	want	VERB
fsr-3343	23	30	to	to	PART
fsr-3343	23	31	put	put	VERB
fsr-3343	23	32	the	the	DET
fsr-3343	23	33	occurrence	occurrence	NOUN
fsr-3343	23	34	behind	behind	ADP
fsr-3343	23	35	them	they	PRON
fsr-3343	23	36	.	.	PUNCT
fsr-3343	24	1	moreover	moreover	ADV
fsr-3343	24	2	,	,	PUNCT
fsr-3343	24	3	29	29	NUM
fsr-3343	24	4	%	%	NOUN
fsr-3343	24	5	reported	report	VERB
fsr-3343	24	6	feeling	feel	VERB
fsr-3343	24	7	embarrassed	embarrassed	ADJ
fsr-3343	24	8	by	by	ADP
fsr-3343	24	9	the	the	DET
fsr-3343	24	10	experience	experience	NOUN
fsr-3343	24	11	,	,	PUNCT
fsr-3343	24	12	while	while	SCONJ
fsr-3343	24	13	nearly	nearly	ADV
fsr-3343	24	14	half	half	ADV
fsr-3343	24	15	stated	state	VERB
fsr-3343	24	16	that	that	SCONJ
fsr-3343	24	17	they	they	PRON
fsr-3343	24	18	felt	feel	VERB
fsr-3343	24	19	responsible	responsible	ADJ
fsr-3343	24	20	for	for	ADP
fsr-3343	24	21	being	be	AUX
fsr-3343	24	22	victimized	victimize	VERB
fsr-3343	24	23	.	.	PUNCT
fsr-3343	25	1	these	these	DET
fsr-3343	25	2	factors	factor	NOUN
fsr-3343	25	3	may	may	AUX
fsr-3343	25	4	play	play	VERB
fsr-3343	25	5	a	a	DET
fsr-3343	25	6	role	role	NOUN
fsr-3343	25	7	in	in	ADP
fsr-3343	25	8	underreporting	underreporte	VERB
fsr-3343	25	9	fraud	fraud	NOUN
fsr-3343	25	10	occurrences	occurrence	NOUN
fsr-3343	25	11	(	(	PUNCT
fsr-3343	25	12	applied	apply	VERB
fsr-3343	25	13	research	research	NOUN
fsr-3343	25	14	&	&	CCONJ
fsr-3343	25	15	consulting	consulting	PROPN
fsr-3343	25	16	llc	llc	PROPN
fsr-3343	25	17	,	,	PUNCT
fsr-3343	25	18	2015	2015	NUM
fsr-3343	25	19	)	)	PUNCT
fsr-3343	25	20	.	.	PUNCT
fsr-3343	26	1	despite	despite	SCONJ
fsr-3343	26	2	the	the	DET
fsr-3343	26	3	lack	lack	NOUN
fsr-3343	26	4	of	of	ADP
fsr-3343	26	5	precision	precision	NOUN
fsr-3343	26	6	in	in	ADP
fsr-3343	26	7	defining	define	VERB
fsr-3343	26	8	and	and	CCONJ
fsr-3343	26	9	tracking	track	VERB
fsr-3343	26	10	instances	instance	NOUN
fsr-3343	26	11	of	of	ADP
fsr-3343	26	12	investment	investment	NOUN
fsr-3343	26	13	fraud	fraud	NOUN
fsr-3343	26	14	,	,	PUNCT
fsr-3343	26	15	extensive	extensive	ADJ
fsr-3343	26	16	research	research	NOUN
fsr-3343	26	17	has	have	AUX
fsr-3343	26	18	been	be	AUX
fsr-3343	26	19	conducted	conduct	VERB
fsr-3343	26	20	on	on	ADP
fsr-3343	26	21	the	the	DET
fsr-3343	26	22	demographic	demographic	ADJ
fsr-3343	26	23	background	background	NOUN
fsr-3343	26	24	of	of	ADP
fsr-3343	26	25	fraud	fraud	NOUN
fsr-3343	26	26	victims	victim	NOUN
fsr-3343	26	27	.	.	PUNCT
fsr-3343	27	1	typically	typically	ADV
fsr-3343	27	2	,	,	PUNCT
fsr-3343	27	3	victims	victim	NOUN
fsr-3343	27	4	are	be	AUX
fsr-3343	27	5	older	old	ADJ
fsr-3343	27	6	,	,	PUNCT
fsr-3343	27	7	married	married	ADJ
fsr-3343	27	8	,	,	PUNCT
fsr-3343	27	9	and	and	CCONJ
fsr-3343	27	10	male	male	NOUN
fsr-3343	27	11	,	,	PUNCT
fsr-3343	27	12	with	with	ADP
fsr-3343	27	13	many	many	ADJ
fsr-3343	27	14	classified	classify	VERB
fsr-3343	27	15	as	as	ADP
fsr-3343	27	16	unsophisticated	unsophisticated	ADJ
fsr-3343	27	17	investors	investor	NOUN
fsr-3343	27	18	(	(	PUNCT
fsr-3343	27	19	deliema	deliema	VERB
fsr-3343	27	20	et	et	PROPN
fsr-3343	27	21	al	al	PROPN
fsr-3343	27	22	.	.	PROPN
fsr-3343	27	23	,	,	PUNCT
fsr-3343	27	24	2020	2020	NUM
fsr-3343	27	25	;	;	PUNCT
fsr-3343	27	26	lokanan	lokanan	PROPN
fsr-3343	27	27	,	,	PUNCT
fsr-3343	27	28	2014	2014	NUM
fsr-3343	27	29	;	;	PUNCT
fsr-3343	27	30	lokanan	lokanan	PROPN
fsr-3343	27	31	&	&	CCONJ
fsr-3343	27	32	liu	liu	PROPN
fsr-3343	27	33	,	,	PUNCT
fsr-3343	27	34	2021	2021	NUM
fsr-3343	27	35	)	)	PUNCT
fsr-3343	27	36	.	.	PUNCT
fsr-3343	28	1	research	research	NOUN
fsr-3343	28	2	has	have	AUX
fsr-3343	28	3	also	also	ADV
fsr-3343	28	4	shown	show	VERB
fsr-3343	28	5	that	that	SCONJ
fsr-3343	28	6	investment	investment	NOUN
fsr-3343	28	7	fraud	fraud	NOUN
fsr-3343	28	8	victims	victim	NOUN
fsr-3343	28	9	’	’	PART
fsr-3343	28	10	behaviors	behavior	NOUN
fsr-3343	28	11	and	and	CCONJ
fsr-3343	28	12	attitudes	attitude	NOUN
fsr-3343	28	13	are	be	AUX
fsr-3343	28	14	common	common	ADJ
fsr-3343	28	15	.	.	PUNCT
fsr-3343	29	1	for	for	ADP
fsr-3343	29	2	example	example	NOUN
fsr-3343	29	3	,	,	PUNCT
fsr-3343	29	4	victims	victim	NOUN
fsr-3343	29	5	take	take	VERB
fsr-3343	29	6	on	on	ADP
fsr-3343	29	7	more	more	ADJ
fsr-3343	29	8	investment	investment	NOUN
fsr-3343	29	9	risk	risk	NOUN
fsr-3343	29	10	and	and	CCONJ
fsr-3343	29	11	are	be	AUX
fsr-3343	29	12	more	more	ADV
fsr-3343	29	13	impulsive	impulsive	ADJ
fsr-3343	29	14	than	than	ADP
fsr-3343	29	15	non	non	NOUN
fsr-3343	29	16	-	-	NOUN
fsr-3343	29	17	victims	victim	NOUN
fsr-3343	29	18	(	(	PUNCT
fsr-3343	29	19	knutson	knutson	PROPN
fsr-3343	29	20	&	&	CCONJ
fsr-3343	29	21	samanez	samanez	PROPN
fsr-3343	29	22	-	-	PUNCT
fsr-3343	29	23	larkin	larkin	PROPN
fsr-3343	29	24	,	,	PUNCT
fsr-3343	29	25	2014	2014	NUM
fsr-3343	29	26	;	;	PUNCT
fsr-3343	29	27	shadel	shadel	PROPN
fsr-3343	29	28	&	&	CCONJ
fsr-3343	29	29	pak	pak	PROPN
fsr-3343	29	30	,	,	PUNCT
fsr-3343	29	31	2017	2017	NUM
fsr-3343	29	32	)	)	PUNCT
fsr-3343	29	33	.	.	PUNCT
fsr-3343	30	1	victims	victim	NOUN
fsr-3343	30	2	tend	tend	VERB
fsr-3343	30	3	to	to	PART
fsr-3343	30	4	be	be	AUX
fsr-3343	30	5	more	more	ADV
fsr-3343	30	6	trusting	trusting	ADJ
fsr-3343	30	7	than	than	ADP
fsr-3343	30	8	non	non	ADJ
fsr-3343	30	9	-	-	NOUN
fsr-3343	30	10	victims	victim	NOUN
fsr-3343	30	11	when	when	SCONJ
fsr-3343	30	12	making	make	VERB
fsr-3343	30	13	investment	investment	NOUN
fsr-3343	30	14	decisions	decision	NOUN
fsr-3343	30	15	,	,	PUNCT
fsr-3343	30	16	which	which	PRON
fsr-3343	30	17	might	might	AUX
fsr-3343	30	18	account	account	VERB
fsr-3343	30	19	for	for	ADP
fsr-3343	30	20	a	a	DET
fsr-3343	30	21	failure	failure	NOUN
fsr-3343	30	22	to	to	PART
fsr-3343	30	23	exercise	exercise	VERB
fsr-3343	30	24	due	due	ADJ
fsr-3343	30	25	diligence	diligence	NOUN
fsr-3343	30	26	.	.	PUNCT
fsr-3343	31	1	additionally	additionally	ADV
fsr-3343	31	2	,	,	PUNCT
fsr-3343	31	3	victims	victim	NOUN
fsr-3343	31	4	of	of	ADP
fsr-3343	31	5	investment	investment	NOUN
fsr-3343	31	6	fraud	fraud	NOUN
fsr-3343	31	7	tend	tend	VERB
fsr-3343	31	8	to	to	PART
fsr-3343	31	9	regard	regard	VERB
fsr-3343	31	10	wealth	wealth	NOUN
fsr-3343	31	11	as	as	ADP
fsr-3343	31	12	a	a	DET
fsr-3343	31	13	measure	measure	NOUN
fsr-3343	31	14	of	of	ADP
fsr-3343	31	15	success	success	NOUN
fsr-3343	31	16	(	(	PUNCT
fsr-3343	31	17	deliema	deliema	NOUN
fsr-3343	31	18	et	et	PROPN
fsr-3343	31	19	al	al	PROPN
fsr-3343	31	20	.	.	PROPN
fsr-3343	31	21	,	,	PUNCT
fsr-3343	31	22	2020	2020	NUM
fsr-3343	31	23	;	;	PUNCT
fsr-3343	31	24	lokanan	lokanan	PROPN
fsr-3343	31	25	,	,	PUNCT
fsr-3343	31	26	2014	2014	NUM
fsr-3343	31	27	;	;	PUNCT
fsr-3343	31	28	shadel	shadel	PROPN
fsr-3343	31	29	&	&	CCONJ
fsr-3343	31	30	pak	pak	PROPN
fsr-3343	31	31	,	,	PUNCT
fsr-3343	31	32	2017	2017	NUM
fsr-3343	31	33	)	)	PUNCT
fsr-3343	31	34	.	.	PUNCT
fsr-3343	32	1	hence	hence	ADV
fsr-3343	32	2	,	,	PUNCT
fsr-3343	32	3	further	further	ADJ
fsr-3343	32	4	investigation	investigation	NOUN
fsr-3343	32	5	is	be	AUX
fsr-3343	32	6	warranted	warrant	VERB
fsr-3343	32	7	regarding	regard	VERB
fsr-3343	32	8	a	a	DET
fsr-3343	32	9	possible	possible	ADJ
fsr-3343	32	10	connection	connection	NOUN
fsr-3343	32	11	between	between	ADP
fsr-3343	32	12	these	these	DET
fsr-3343	32	13	characteristics	characteristic	NOUN
fsr-3343	32	14	and	and	CCONJ
fsr-3343	32	15	investment	investment	NOUN
fsr-3343	32	16	fraud	fraud	NOUN
fsr-3343	32	17	vulnerability	vulnerability	NOUN
fsr-3343	32	18	.	.	PUNCT
fsr-3343	33	1	while	while	SCONJ
fsr-3343	33	2	the	the	DET
fsr-3343	33	3	aforementioned	aforementioned	ADJ
fsr-3343	33	4	demographics	demographic	NOUN
fsr-3343	33	5	,	,	PUNCT
fsr-3343	33	6	behaviors	behavior	NOUN
fsr-3343	33	7	,	,	PUNCT
fsr-3343	33	8	and	and	CCONJ
fsr-3343	33	9	attitudes	attitude	NOUN
fsr-3343	33	10	represent	represent	VERB
fsr-3343	33	11	factors	factor	NOUN
fsr-3343	33	12	that	that	PRON
fsr-3343	33	13	may	may	AUX
fsr-3343	33	14	increase	increase	VERB
fsr-3343	33	15	vulnerability	vulnerability	NOUN
fsr-3343	33	16	to	to	ADP
fsr-3343	33	17	investment	investment	NOUN
fsr-3343	33	18	fraud	fraud	NOUN
fsr-3343	33	19	,	,	PUNCT
fsr-3343	33	20	financial	financial	ADJ
fsr-3343	33	21	literacy	literacy	NOUN
fsr-3343	33	22	,	,	PUNCT
fsr-3343	33	23	which	which	PRON
fsr-3343	33	24	is	be	AUX
fsr-3343	33	25	generally	generally	ADV
fsr-3343	33	26	low	low	ADJ
fsr-3343	33	27	in	in	ADP
fsr-3343	33	28	the	the	DET
fsr-3343	33	29	united	united	PROPN
fsr-3343	33	30	states	states	PROPN
fsr-3343	33	31	,	,	PUNCT
fsr-3343	33	32	is	be	AUX
fsr-3343	33	33	assumed	assume	VERB
fsr-3343	33	34	to	to	PART
fsr-3343	33	35	safeguard	safeguard	VERB
fsr-3343	33	36	against	against	ADP
fsr-3343	33	37	victimization	victimization	NOUN
fsr-3343	33	38	.	.	PUNCT
fsr-3343	34	1	specifically	specifically	ADV
fsr-3343	34	2	,	,	PUNCT
fsr-3343	34	3	financial	financial	ADJ
fsr-3343	34	4	literacy	literacy	NOUN
fsr-3343	34	5	is	be	AUX
fsr-3343	34	6	an	an	DET
fsr-3343	34	7	understanding	understanding	NOUN
fsr-3343	34	8	of	of	ADP
fsr-3343	34	9	financial	financial	ADJ
fsr-3343	34	10	concepts	concept	NOUN
fsr-3343	34	11	and	and	CCONJ
fsr-3343	34	12	behaviors	behavior	NOUN
fsr-3343	34	13	necessary	necessary	ADJ
fsr-3343	34	14	to	to	PART
fsr-3343	34	15	effectively	effectively	ADV
fsr-3343	34	16	manage	manage	VERB
fsr-3343	34	17	personal	personal	ADJ
fsr-3343	34	18	finances	finance	NOUN
fsr-3343	34	19	(	(	PUNCT
fsr-3343	34	20	lusardi	lusardi	PROPN
fsr-3343	34	21	&	&	CCONJ
fsr-3343	34	22	mitchell	mitchell	PROPN
fsr-3343	34	23	,	,	PUNCT
fsr-3343	34	24	2014	2014	NUM
fsr-3343	34	25	)	)	PUNCT
fsr-3343	34	26	.	.	PUNCT
fsr-3343	35	1	however	however	ADV
fsr-3343	35	2	,	,	PUNCT
fsr-3343	35	3	the	the	DET
fsr-3343	35	4	literature	literature	NOUN
fsr-3343	35	5	is	be	AUX
fsr-3343	35	6	mixed	mix	VERB
fsr-3343	35	7	on	on	ADP
fsr-3343	35	8	the	the	DET
fsr-3343	35	9	adequacy	adequacy	NOUN
fsr-3343	35	10	of	of	ADP
fsr-3343	35	11	financial	financial	ADJ
fsr-3343	35	12	literacy	literacy	NOUN
fsr-3343	35	13	to	to	PART
fsr-3343	35	14	protect	protect	VERB
fsr-3343	35	15	consumers	consumer	NOUN
fsr-3343	35	16	against	against	ADP
fsr-3343	35	17	investment	investment	NOUN
fsr-3343	35	18	fraud	fraud	NOUN
fsr-3343	35	19	.	.	PUNCT
fsr-3343	36	1	for	for	ADP
fsr-3343	36	2	example	example	NOUN
fsr-3343	36	3	,	,	PUNCT
fsr-3343	36	4	engels	engels	PROPN
fsr-3343	36	5	et	et	PROPN
fsr-3343	36	6	al	al	PROPN
fsr-3343	36	7	.	.	PROPN
fsr-3343	37	1	(	(	PUNCT
fsr-3343	37	2	2021	2021	NUM
fsr-3343	37	3	)	)	PUNCT
fsr-3343	37	4	found	find	VERB
fsr-3343	37	5	that	that	SCONJ
fsr-3343	37	6	advanced	advanced	ADJ
fsr-3343	37	7	financial	financial	ADJ
fsr-3343	37	8	knowledge	knowledge	NOUN
fsr-3343	37	9	was	be	AUX
fsr-3343	37	10	more	more	ADV
fsr-3343	37	11	effective	effective	ADJ
fsr-3343	37	12	than	than	ADP
fsr-3343	37	13	basic	basic	ADJ
fsr-3343	37	14	money	money	NOUN
fsr-3343	37	15	management	management	NOUN
fsr-3343	37	16	skills	skill	NOUN
fsr-3343	37	17	in	in	ADP
fsr-3343	37	18	detecting	detect	VERB
fsr-3343	37	19	fraud	fraud	NOUN
fsr-3343	37	20	.	.	PUNCT
fsr-3343	38	1	therefore	therefore	ADV
fsr-3343	38	2	,	,	PUNCT
fsr-3343	38	3	one	one	NUM
fsr-3343	38	4	purpose	purpose	NOUN
fsr-3343	38	5	of	of	ADP
fsr-3343	38	6	this	this	DET
fsr-3343	38	7	study	study	NOUN
fsr-3343	38	8	is	be	AUX
fsr-3343	38	9	to	to	PART
fsr-3343	38	10	determine	determine	VERB
fsr-3343	38	11	the	the	DET
fsr-3343	38	12	role	role	NOUN
fsr-3343	38	13	of	of	ADP
fsr-3343	38	14	financial	financial	ADJ
fsr-3343	38	15	literacy	literacy	NOUN
fsr-3343	38	16	in	in	ADP
fsr-3343	38	17	mitigating	mitigate	VERB
fsr-3343	38	18	attitudes	attitude	NOUN
fsr-3343	38	19	and	and	CCONJ
fsr-3343	38	20	behaviors	behavior	NOUN
fsr-3343	38	21	associated	associate	VERB
fsr-3343	38	22	with	with	ADP
fsr-3343	38	23	investment	investment	NOUN
fsr-3343	38	24	fraud	fraud	NOUN
fsr-3343	38	25	victims	victim	NOUN
fsr-3343	38	26	.	.	PUNCT
fsr-3343	39	1	in	in	ADP
fsr-3343	39	2	addition	addition	NOUN
fsr-3343	39	3	to	to	ADP
fsr-3343	39	4	objective	objective	ADJ
fsr-3343	39	5	knowledge	knowledge	NOUN
fsr-3343	39	6	and	and	CCONJ
fsr-3343	39	7	skills	skill	NOUN
fsr-3343	39	8	,	,	PUNCT
fsr-3343	39	9	financial	financial	ADJ
fsr-3343	39	10	literacy	literacy	NOUN
fsr-3343	39	11	is	be	AUX
fsr-3343	39	12	comprised	comprise	VERB
fsr-3343	39	13	of	of	ADP
fsr-3343	39	14	individuals	individual	NOUN
fsr-3343	39	15	’	’	PART
fsr-3343	39	16	perceptions	perception	NOUN
fsr-3343	39	17	of	of	ADP
fsr-3343	39	18	competence	competence	NOUN
fsr-3343	39	19	in	in	ADP
fsr-3343	39	20	managing	manage	VERB
fsr-3343	39	21	personal	personal	ADJ
fsr-3343	39	22	finances	finance	NOUN
fsr-3343	39	23	.	.	PUNCT
fsr-3343	40	1	for	for	ADP
fsr-3343	40	2	example	example	NOUN
fsr-3343	40	3	,	,	PUNCT
fsr-3343	40	4	financially	financially	ADV
fsr-3343	40	5	literate	literate	ADJ
fsr-3343	40	6	consumers	consumer	NOUN
fsr-3343	40	7	and	and	CCONJ
fsr-3343	40	8	knowledgeable	knowledgeable	ADJ
fsr-3343	40	9	investors	investor	NOUN
fsr-3343	40	10	have	have	VERB
fsr-3343	40	11	sufficient	sufficient	ADJ
fsr-3343	40	12	investment	investment	NOUN
fsr-3343	40	13	knowledge	knowledge	NOUN
fsr-3343	40	14	and	and	CCONJ
fsr-3343	40	15	skills	skill	NOUN
fsr-3343	40	16	as	as	ADV
fsr-3343	40	17	well	well	ADV
fsr-3343	40	18	as	as	ADP
fsr-3343	40	19	a	a	DET
fsr-3343	40	20	level	level	NOUN
fsr-3343	40	21	of	of	ADP
fsr-3343	40	22	confidence	confidence	NOUN
fsr-3343	40	23	proportionate	proportionate	ADJ
fsr-3343	40	24	to	to	ADP
fsr-3343	40	25	their	their	PRON
fsr-3343	40	26	abilities	ability	NOUN
fsr-3343	40	27	.	.	PUNCT
fsr-3343	41	1	in	in	ADP
fsr-3343	41	2	contrast	contrast	NOUN
fsr-3343	41	3	,	,	PUNCT
fsr-3343	41	4	investors	investor	NOUN
fsr-3343	41	5	are	be	AUX
fsr-3343	41	6	considered	consider	VERB
fsr-3343	41	7	overconfident	overconfident	ADJ
fsr-3343	41	8	when	when	SCONJ
fsr-3343	41	9	their	their	PRON
fsr-3343	41	10	selfperceptions	selfperception	NOUN
fsr-3343	41	11	exceed	exceed	VERB
fsr-3343	41	12	their	their	PRON
fsr-3343	41	13	actual	actual	ADJ
fsr-3343	41	14	abilities	ability	NOUN
fsr-3343	41	15	.	.	PUNCT
fsr-3343	42	1	according	accord	VERB
fsr-3343	42	2	to	to	ADP
fsr-3343	42	3	the	the	DET
fsr-3343	42	4	literature	literature	NOUN
fsr-3343	42	5	(	(	PUNCT
fsr-3343	42	6	e.g.	e.g.	ADV
fsr-3343	42	7	,	,	PUNCT
fsr-3343	42	8	knutson	knutson	PROPN
fsr-3343	42	9	&	&	CCONJ
fsr-3343	42	10	samanez	samanez	PROPN
fsr-3343	42	11	-	-	PUNCT
fsr-3343	42	12	larkin	larkin	PROPN
fsr-3343	42	13	,	,	PUNCT
fsr-3343	42	14	2014	2014	NUM
fsr-3343	42	15	;	;	PUNCT
fsr-3343	42	16	kramer	kramer	PROPN
fsr-3343	42	17	,	,	PUNCT
fsr-3343	42	18	2014	2014	NUM
fsr-3343	42	19	;	;	PUNCT
fsr-3343	42	20	nussbaumer	nussbaumer	NOUN
fsr-3343	42	21	et	et	PROPN
fsr-3343	42	22	al	al	PROPN
fsr-3343	42	23	.	.	PROPN
fsr-3343	42	24	,	,	PUNCT
fsr-3343	42	25	2009	2009	NUM
fsr-3343	42	26	)	)	PUNCT
fsr-3343	42	27	,	,	PUNCT
fsr-3343	42	28	overconfident	overconfident	ADJ
fsr-3343	42	29	investors	investor	NOUN
fsr-3343	42	30	engage	engage	VERB
fsr-3343	42	31	in	in	ADP
fsr-3343	42	32	behavior	behavior	NOUN
fsr-3343	42	33	that	that	PRON
fsr-3343	42	34	may	may	AUX
fsr-3343	42	35	render	render	VERB
fsr-3343	42	36	them	they	PRON
fsr-3343	42	37	vulnerable	vulnerable	ADJ
fsr-3343	42	38	to	to	ADP
fsr-3343	42	39	investment	investment	NOUN
fsr-3343	42	40	fraud	fraud	NOUN
fsr-3343	42	41	.	.	PUNCT
fsr-3343	43	1	as	as	ADP
fsr-3343	43	2	a	a	DET
fsr-3343	43	3	result	result	NOUN
fsr-3343	43	4	,	,	PUNCT
fsr-3343	43	5	another	another	DET
fsr-3343	43	6	purpose	purpose	NOUN
fsr-3343	43	7	of	of	ADP
fsr-3343	43	8	the	the	DET
fsr-3343	43	9	present	present	ADJ
fsr-3343	43	10	study	study	NOUN
fsr-3343	43	11	is	be	AUX
fsr-3343	43	12	to	to	PART
fsr-3343	43	13	explore	explore	VERB
fsr-3343	43	14	the	the	DET
fsr-3343	43	15	extent	extent	NOUN
fsr-3343	43	16	to	to	PART
fsr-3343	43	17	which	which	PRON
fsr-3343	43	18	overconfidence	overconfidence	NOUN
fsr-3343	43	19	predisposes	predispose	VERB
fsr-3343	43	20	investors	investor	NOUN
fsr-3343	43	21	to	to	PART
fsr-3343	43	22	fraud	fraud	VERB
fsr-3343	43	23	.	.	PUNCT
fsr-3343	44	1	finally	finally	ADV
fsr-3343	44	2	,	,	PUNCT
fsr-3343	44	3	investors	investor	NOUN
fsr-3343	44	4	differ	differ	VERB
fsr-3343	44	5	in	in	ADP
fsr-3343	44	6	their	their	PRON
fsr-3343	44	7	experiences	experience	NOUN
fsr-3343	44	8	with	with	ADP
fsr-3343	44	9	the	the	DET
fsr-3343	44	10	financial	financial	ADJ
fsr-3343	44	11	markets	market	NOUN
fsr-3343	44	12	and	and	CCONJ
fsr-3343	44	13	the	the	DET
fsr-3343	44	14	subsequent	subsequent	ADJ
fsr-3343	44	15	judgments	judgment	NOUN
fsr-3343	44	16	they	they	PRON
fsr-3343	44	17	form	form	VERB
fsr-3343	44	18	about	about	ADP
fsr-3343	44	19	their	their	PRON
fsr-3343	44	20	capabilities	capability	NOUN
fsr-3343	44	21	to	to	PART
fsr-3343	44	22	achieve	achieve	VERB
fsr-3343	44	23	their	their	PRON
fsr-3343	44	24	investment	investment	NOUN
fsr-3343	44	25	goals	goal	NOUN
fsr-3343	44	26	(	(	PUNCT
fsr-3343	44	27	bandura	bandura	NOUN
fsr-3343	44	28	,	,	PUNCT
fsr-3343	44	29	2001	2001	NUM
fsr-3343	44	30	;	;	PUNCT
fsr-3343	44	31	chiu	chiu	PROPN
fsr-3343	44	32	&	&	CCONJ
fsr-3343	44	33	klassen	klassen	PROPN
fsr-3343	44	34	,	,	PUNCT
fsr-3343	44	35	2009	2009	NUM
fsr-3343	44	36	)	)	PUNCT
fsr-3343	44	37	.	.	PUNCT
fsr-3343	45	1	consequently	consequently	ADV
fsr-3343	45	2	,	,	PUNCT
fsr-3343	45	3	this	this	DET
fsr-3343	45	4	study	study	NOUN
fsr-3343	45	5	also	also	ADV
fsr-3343	45	6	explores	explore	VERB
fsr-3343	45	7	how	how	SCONJ
fsr-3343	45	8	gender	gender	NOUN
fsr-3343	45	9	and	and	CCONJ
fsr-3343	45	10	age	age	NOUN
fsr-3343	45	11	differences	difference	NOUN
fsr-3343	45	12	in	in	ADP
fsr-3343	45	13	self	self	NOUN
fsr-3343	45	14	-	-	PUNCT
fsr-3343	45	15	efficacy	efficacy	NOUN
fsr-3343	45	16	may	may	AUX
fsr-3343	45	17	impact	impact	VERB
fsr-3343	45	18	susceptibility	susceptibility	NOUN
fsr-3343	45	19	to	to	ADP
fsr-3343	45	20	investment	investment	NOUN
fsr-3343	45	21	fraud	fraud	NOUN
fsr-3343	45	22	(	(	PUNCT
fsr-3343	45	23	farrell	farrell	PROPN
fsr-3343	45	24	et	et	PROPN
fsr-3343	45	25	al	al	PROPN
fsr-3343	45	26	.	.	PROPN
fsr-3343	45	27	,	,	PUNCT
fsr-3343	45	28	2016	2016	NUM
fsr-3343	45	29	;	;	PUNCT
fsr-3343	45	30	mcavay	mcavay	NOUN
fsr-3343	45	31	et	et	NOUN
fsr-3343	45	32	al	al	PROPN
fsr-3343	45	33	.	.	PROPN
fsr-3343	45	34	,	,	PUNCT
fsr-3343	45	35	1996	1996	NUM
fsr-3343	45	36	)	)	PUNCT
fsr-3343	45	37	.	.	PUNCT
fsr-3343	46	1	this	this	DET
fsr-3343	46	2	study	study	NOUN
fsr-3343	46	3	builds	build	VERB
fsr-3343	46	4	on	on	ADP
fsr-3343	46	5	the	the	DET
fsr-3343	46	6	literature	literature	NOUN
fsr-3343	46	7	to	to	PART
fsr-3343	46	8	identify	identify	VERB
fsr-3343	46	9	characteristics	characteristic	NOUN
fsr-3343	46	10	of	of	ADP
fsr-3343	46	11	fraud	fraud	NOUN
fsr-3343	46	12	victims	victim	NOUN
fsr-3343	46	13	,	,	PUNCT
fsr-3343	46	14	the	the	DET
fsr-3343	46	15	purpose	purpose	NOUN
fsr-3343	46	16	of	of	ADP
fsr-3343	46	17	which	which	PRON
fsr-3343	46	18	is	be	AUX
fsr-3343	46	19	twofold	twofold	ADV
fsr-3343	46	20	:	:	PUNCT
fsr-3343	46	21	financial	financial	ADJ
fsr-3343	46	22	services	service	NOUN
fsr-3343	46	23	review	review	PROPN
fsr-3343	46	24	,	,	PUNCT
fsr-3343	46	25	33(1	33(1	NUM
fsr-3343	46	26	)	)	PUNCT
fsr-3343	46	27	104	104	NUM
fsr-3343	46	28	1	1	NUM
fsr-3343	46	29	.	.	PUNCT
fsr-3343	46	30	to	to	PART
fsr-3343	46	31	determine	determine	VERB
fsr-3343	46	32	the	the	DET
fsr-3343	46	33	extent	extent	NOUN
fsr-3343	46	34	to	to	PART
fsr-3343	46	35	which	which	PRON
fsr-3343	46	36	financially	financially	ADV
fsr-3343	46	37	literate	literate	ADJ
fsr-3343	46	38	and	and	CCONJ
fsr-3343	46	39	overconfident	overconfident	ADJ
fsr-3343	46	40	investors	investor	NOUN
fsr-3343	46	41	share	share	VERB
fsr-3343	46	42	characteristics	characteristic	NOUN
fsr-3343	46	43	with	with	ADP
fsr-3343	46	44	victims	victim	NOUN
fsr-3343	46	45	of	of	ADP
fsr-3343	46	46	investment	investment	NOUN
fsr-3343	46	47	fraud	fraud	NOUN
fsr-3343	46	48	;	;	PUNCT
fsr-3343	46	49	2	2	X
fsr-3343	46	50	.	.	PUNCT
fsr-3343	46	51	to	to	PART
fsr-3343	46	52	explore	explore	VERB
fsr-3343	46	53	the	the	DET
fsr-3343	46	54	extent	extent	NOUN
fsr-3343	46	55	to	to	PART
fsr-3343	46	56	which	which	PRON
fsr-3343	46	57	gender	gender	NOUN
fsr-3343	46	58	and	and	CCONJ
fsr-3343	46	59	age	age	NOUN
fsr-3343	46	60	render	render	VERB
fsr-3343	46	61	investors	investor	NOUN
fsr-3343	46	62	potentially	potentially	ADV
fsr-3343	46	63	vulnerable	vulnerable	ADJ
fsr-3343	46	64	to	to	ADP
fsr-3343	46	65	victimization	victimization	NOUN
fsr-3343	46	66	.	.	PUNCT
fsr-3343	47	1	literature	literature	NOUN
fsr-3343	47	2	review	review	PROPN
fsr-3343	47	3	investment	investment	NOUN
fsr-3343	47	4	fraud	fraud	NOUN
fsr-3343	47	5	has	have	AUX
fsr-3343	47	6	continued	continue	VERB
fsr-3343	47	7	to	to	PART
fsr-3343	47	8	rise	rise	VERB
fsr-3343	47	9	as	as	SCONJ
fsr-3343	47	10	fraudsters	fraudster	NOUN
fsr-3343	47	11	have	have	AUX
fsr-3343	47	12	learned	learn	VERB
fsr-3343	47	13	new	new	ADJ
fsr-3343	47	14	and	and	CCONJ
fsr-3343	47	15	innovative	innovative	ADJ
fsr-3343	47	16	ways	way	NOUN
fsr-3343	47	17	to	to	PART
fsr-3343	47	18	take	take	VERB
fsr-3343	47	19	advantage	advantage	NOUN
fsr-3343	47	20	of	of	ADP
fsr-3343	47	21	individuals	individual	NOUN
fsr-3343	47	22	(	(	PUNCT
fsr-3343	47	23	shadel	shadel	PROPN
fsr-3343	47	24	&	&	CCONJ
fsr-3343	47	25	pak	pak	PROPN
fsr-3343	47	26	,	,	PUNCT
fsr-3343	47	27	2017	2017	NUM
fsr-3343	47	28	)	)	PUNCT
fsr-3343	47	29	.	.	PUNCT
fsr-3343	48	1	the	the	DET
fsr-3343	48	2	term	term	NOUN
fsr-3343	48	3	“	"	PUNCT
fsr-3343	48	4	fraud	fraud	NOUN
fsr-3343	48	5	”	"	PUNCT
fsr-3343	48	6	has	have	AUX
fsr-3343	48	7	been	be	AUX
fsr-3343	48	8	broadly	broadly	ADV
fsr-3343	48	9	defined	define	VERB
fsr-3343	48	10	and	and	CCONJ
fsr-3343	48	11	is	be	AUX
fsr-3343	48	12	likely	likely	ADJ
fsr-3343	48	13	partly	partly	ADV
fsr-3343	48	14	why	why	SCONJ
fsr-3343	48	15	much	much	ADJ
fsr-3343	48	16	fraud	fraud	NOUN
fsr-3343	48	17	goes	go	VERB
fsr-3343	48	18	unreported	unreported	ADJ
fsr-3343	48	19	in	in	ADP
fsr-3343	48	20	the	the	DET
fsr-3343	48	21	united	united	PROPN
fsr-3343	48	22	states	states	PROPN
fsr-3343	48	23	.	.	PUNCT
fsr-3343	49	1	this	this	DET
fsr-3343	49	2	study	study	NOUN
fsr-3343	49	3	specifically	specifically	ADV
fsr-3343	49	4	investigates	investigate	VERB
fsr-3343	49	5	investment	investment	NOUN
fsr-3343	49	6	fraud	fraud	NOUN
fsr-3343	49	7	and	and	CCONJ
fsr-3343	49	8	the	the	DET
fsr-3343	49	9	potential	potential	ADJ
fsr-3343	49	10	impact	impact	NOUN
fsr-3343	49	11	of	of	ADP
fsr-3343	49	12	investors	investor	NOUN
fsr-3343	49	13	’	’	PART
fsr-3343	49	14	knowledge	knowledge	NOUN
fsr-3343	49	15	and	and	CCONJ
fsr-3343	49	16	confidence	confidence	NOUN
fsr-3343	49	17	on	on	ADP
fsr-3343	49	18	their	their	PRON
fsr-3343	49	19	susceptibility	susceptibility	NOUN
fsr-3343	49	20	to	to	ADP
fsr-3343	49	21	victimization	victimization	NOUN
fsr-3343	49	22	.	.	PUNCT
fsr-3343	50	1	specifically	specifically	ADV
fsr-3343	50	2	,	,	PUNCT
fsr-3343	50	3	certain	certain	ADJ
fsr-3343	50	4	attitudes	attitude	NOUN
fsr-3343	50	5	and	and	CCONJ
fsr-3343	50	6	behaviors	behavior	NOUN
fsr-3343	50	7	are	be	AUX
fsr-3343	50	8	more	more	ADV
fsr-3343	50	9	associated	associate	VERB
fsr-3343	50	10	with	with	ADP
fsr-3343	50	11	investment	investment	NOUN
fsr-3343	50	12	fraud	fraud	NOUN
fsr-3343	50	13	victims	victim	NOUN
fsr-3343	50	14	than	than	ADP
fsr-3343	50	15	individuals	individual	NOUN
fsr-3343	50	16	who	who	PRON
fsr-3343	50	17	have	have	AUX
fsr-3343	50	18	not	not	PART
fsr-3343	50	19	been	be	AUX
fsr-3343	50	20	defrauded	defraud	VERB
fsr-3343	50	21	.	.	PUNCT
fsr-3343	51	1	these	these	DET
fsr-3343	51	2	characteristics	characteristic	NOUN
fsr-3343	51	3	are	be	AUX
fsr-3343	51	4	explored	explore	VERB
fsr-3343	51	5	in	in	ADP
fsr-3343	51	6	detail	detail	NOUN
fsr-3343	51	7	following	follow	VERB
fsr-3343	51	8	a	a	DET
fsr-3343	51	9	discussion	discussion	NOUN
fsr-3343	51	10	of	of	ADP
fsr-3343	51	11	investment	investment	NOUN
fsr-3343	51	12	fraud	fraud	NOUN
fsr-3343	51	13	victim	victim	NOUN
fsr-3343	51	14	demographics	demographic	NOUN
fsr-3343	51	15	,	,	PUNCT
fsr-3343	51	16	the	the	DET
fsr-3343	51	17	possible	possible	ADJ
fsr-3343	51	18	role	role	NOUN
fsr-3343	51	19	of	of	ADP
fsr-3343	51	20	financial	financial	ADJ
fsr-3343	51	21	literacy	literacy	NOUN
fsr-3343	51	22	in	in	ADP
fsr-3343	51	23	investment	investment	NOUN
fsr-3343	51	24	fraud	fraud	NOUN
fsr-3343	51	25	prevention	prevention	NOUN
fsr-3343	51	26	,	,	PUNCT
fsr-3343	51	27	overconfidence	overconfidence	NOUN
fsr-3343	51	28	in	in	ADP
fsr-3343	51	29	matters	matter	NOUN
fsr-3343	51	30	that	that	PRON
fsr-3343	51	31	pertain	pertain	VERB
fsr-3343	51	32	to	to	PART
fsr-3343	51	33	money	money	NOUN
fsr-3343	51	34	management	management	NOUN
fsr-3343	51	35	,	,	PUNCT
fsr-3343	51	36	and	and	CCONJ
fsr-3343	51	37	how	how	SCONJ
fsr-3343	51	38	our	our	PRON
fsr-3343	51	39	experiences	experience	NOUN
fsr-3343	51	40	shape	shape	VERB
fsr-3343	51	41	our	our	PRON
fsr-3343	51	42	beliefs	belief	NOUN
fsr-3343	51	43	in	in	ADP
fsr-3343	51	44	our	our	PRON
fsr-3343	51	45	abilities	ability	NOUN
fsr-3343	51	46	as	as	ADP
fsr-3343	51	47	investors	investor	NOUN
fsr-3343	51	48	.	.	PUNCT
fsr-3343	52	1	investment	investment	NOUN
fsr-3343	52	2	fraud	fraud	NOUN
fsr-3343	52	3	victim	victim	NOUN
fsr-3343	52	4	demographics	demographic	NOUN
fsr-3343	52	5	when	when	SCONJ
fsr-3343	52	6	shadel	shadel	PROPN
fsr-3343	52	7	and	and	CCONJ
fsr-3343	52	8	pak	pak	PROPN
fsr-3343	52	9	(	(	PUNCT
fsr-3343	52	10	2017	2017	NUM
fsr-3343	52	11	)	)	PUNCT
fsr-3343	52	12	studied	study	VERB
fsr-3343	52	13	the	the	DET
fsr-3343	52	14	differences	difference	NOUN
fsr-3343	52	15	between	between	ADP
fsr-3343	52	16	fraud	fraud	NOUN
fsr-3343	52	17	victims	victim	NOUN
fsr-3343	52	18	and	and	CCONJ
fsr-3343	52	19	the	the	DET
fsr-3343	52	20	general	general	ADJ
fsr-3343	52	21	public	public	NOUN
fsr-3343	53	1	,	,	PUNCT
fsr-3343	53	2	they	they	PRON
fsr-3343	53	3	confirmed	confirm	VERB
fsr-3343	53	4	previous	previous	ADJ
fsr-3343	53	5	research	research	NOUN
fsr-3343	53	6	that	that	SCONJ
fsr-3343	53	7	typical	typical	ADJ
fsr-3343	53	8	victims	victim	NOUN
fsr-3343	53	9	tended	tend	VERB
fsr-3343	53	10	to	to	PART
fsr-3343	53	11	be	be	AUX
fsr-3343	53	12	male	male	ADJ
fsr-3343	53	13	,	,	PUNCT
fsr-3343	53	14	married	married	ADJ
fsr-3343	53	15	,	,	PUNCT
fsr-3343	53	16	older	old	ADJ
fsr-3343	53	17	,	,	PUNCT
fsr-3343	53	18	and	and	CCONJ
fsr-3343	53	19	had	have	VERB
fsr-3343	53	20	a	a	DET
fsr-3343	53	21	higher	high	ADJ
fsr-3343	53	22	incidence	incidence	NOUN
fsr-3343	53	23	among	among	ADP
fsr-3343	53	24	veterans	veteran	NOUN
fsr-3343	53	25	.	.	PUNCT
fsr-3343	54	1	similarly	similarly	ADV
fsr-3343	54	2	,	,	PUNCT
fsr-3343	54	3	deliema	deliema	VERB
fsr-3343	54	4	et	et	NOUN
fsr-3343	54	5	al	al	PROPN
fsr-3343	54	6	.	.	PROPN
fsr-3343	55	1	(	(	PUNCT
fsr-3343	55	2	2020	2020	NUM
fsr-3343	55	3	)	)	PUNCT
fsr-3343	55	4	found	find	VERB
fsr-3343	55	5	that	that	SCONJ
fsr-3343	55	6	victims	victim	NOUN
fsr-3343	55	7	were	be	AUX
fsr-3343	55	8	three	three	NUM
fsr-3343	55	9	times	time	NOUN
fsr-3343	55	10	more	more	ADV
fsr-3343	55	11	likely	likely	ADJ
fsr-3343	55	12	to	to	PART
fsr-3343	55	13	be	be	AUX
fsr-3343	55	14	male	male	ADJ
fsr-3343	55	15	with	with	ADP
fsr-3343	55	16	a	a	DET
fsr-3343	55	17	higher	high	ADJ
fsr-3343	55	18	likelihood	likelihood	NOUN
fsr-3343	55	19	of	of	ADP
fsr-3343	55	20	victimization	victimization	NOUN
fsr-3343	55	21	among	among	ADP
fsr-3343	55	22	older	old	ADJ
fsr-3343	55	23	individuals	individual	NOUN
fsr-3343	55	24	,	,	PUNCT
fsr-3343	55	25	yet	yet	CCONJ
fsr-3343	55	26	fraud	fraud	NOUN
fsr-3343	55	27	was	be	AUX
fsr-3343	55	28	vastly	vastly	ADV
fsr-3343	55	29	unacknowledged	unacknowledged	ADJ
fsr-3343	55	30	regardless	regardless	ADV
fsr-3343	55	31	of	of	ADP
fsr-3343	55	32	the	the	DET
fsr-3343	55	33	victim	victim	NOUN
fsr-3343	55	34	’s	’s	PART
fsr-3343	55	35	age	age	NOUN
fsr-3343	55	36	.	.	PUNCT
fsr-3343	56	1	additionally	additionally	ADV
fsr-3343	56	2	,	,	PUNCT
fsr-3343	56	3	lokanan	lokanan	PROPN
fsr-3343	56	4	(	(	PUNCT
fsr-3343	56	5	2014	2014	NUM
fsr-3343	56	6	)	)	PUNCT
fsr-3343	56	7	found	find	VERB
fsr-3343	56	8	that	that	SCONJ
fsr-3343	56	9	many	many	ADJ
fsr-3343	56	10	victims	victim	NOUN
fsr-3343	56	11	were	be	AUX
fsr-3343	56	12	classified	classify	VERB
fsr-3343	56	13	as	as	ADP
fsr-3343	56	14	unsophisticated	unsophisticated	ADJ
fsr-3343	56	15	investors	investor	NOUN
fsr-3343	56	16	,	,	PUNCT
fsr-3343	56	17	retired	retire	VERB
fsr-3343	56	18	or	or	CCONJ
fsr-3343	56	19	in	in	ADP
fsr-3343	56	20	management	management	NOUN
fsr-3343	56	21	positions	position	NOUN
fsr-3343	56	22	,	,	PUNCT
fsr-3343	56	23	lacked	lack	VERB
fsr-3343	56	24	wealth	wealth	NOUN
fsr-3343	56	25	,	,	PUNCT
fsr-3343	56	26	and	and	CCONJ
fsr-3343	56	27	knew	know	VERB
fsr-3343	56	28	their	their	PRON
fsr-3343	56	29	offender	offender	NOUN
fsr-3343	56	30	as	as	ADP
fsr-3343	56	31	either	either	CCONJ
fsr-3343	56	32	a	a	DET
fsr-3343	56	33	family	family	NOUN
fsr-3343	56	34	member	member	NOUN
fsr-3343	56	35	,	,	PUNCT
fsr-3343	56	36	acquaintance	acquaintance	NOUN
fsr-3343	56	37	,	,	PUNCT
fsr-3343	56	38	or	or	CCONJ
fsr-3343	56	39	friend	friend	NOUN
fsr-3343	56	40	.	.	PUNCT
fsr-3343	57	1	in	in	ADP
fsr-3343	57	2	the	the	DET
fsr-3343	57	3	context	context	NOUN
fsr-3343	57	4	of	of	ADP
fsr-3343	57	5	investing	investing	NOUN
fsr-3343	57	6	,	,	PUNCT
fsr-3343	57	7	fraud	fraud	NOUN
fsr-3343	57	8	victims	victim	NOUN
fsr-3343	57	9	tend	tend	VERB
fsr-3343	57	10	to	to	PART
fsr-3343	57	11	be	be	AUX
fsr-3343	57	12	more	more	ADV
fsr-3343	57	13	trusting	trusting	ADJ
fsr-3343	57	14	than	than	ADP
fsr-3343	57	15	non	non	ADJ
fsr-3343	57	16	-	-	NOUN
fsr-3343	57	17	victims	victim	NOUN
fsr-3343	57	18	and	and	CCONJ
fsr-3343	57	19	fail	fail	VERB
fsr-3343	57	20	to	to	PART
fsr-3343	57	21	conduct	conduct	VERB
fsr-3343	57	22	background	background	NOUN
fsr-3343	57	23	checks	check	NOUN
fsr-3343	57	24	on	on	ADP
fsr-3343	57	25	investment	investment	NOUN
fsr-3343	57	26	advisors	advisor	NOUN
fsr-3343	57	27	as	as	ADP
fsr-3343	57	28	a	a	DET
fsr-3343	57	29	result	result	NOUN
fsr-3343	57	30	.	.	PUNCT
fsr-3343	58	1	compared	compare	VERB
fsr-3343	58	2	to	to	ADP
fsr-3343	58	3	the	the	DET
fsr-3343	58	4	general	general	ADJ
fsr-3343	58	5	public	public	NOUN
fsr-3343	58	6	,	,	PUNCT
fsr-3343	58	7	fraud	fraud	NOUN
fsr-3343	58	8	victims	victim	NOUN
fsr-3343	58	9	trade	trade	VERB
fsr-3343	58	10	at	at	ADP
fsr-3343	58	11	a	a	DET
fsr-3343	58	12	higher	high	ADJ
fsr-3343	58	13	frequency	frequency	NOUN
fsr-3343	58	14	,	,	PUNCT
fsr-3343	58	15	assume	assume	VERB
fsr-3343	58	16	greater	great	ADJ
fsr-3343	58	17	risk	risk	NOUN
fsr-3343	58	18	in	in	ADP
fsr-3343	58	19	investments	investment	NOUN
fsr-3343	58	20	they	they	PRON
fsr-3343	58	21	believe	believe	VERB
fsr-3343	58	22	will	will	AUX
fsr-3343	58	23	yield	yield	VERB
fsr-3343	58	24	greater	great	ADJ
fsr-3343	58	25	returns	return	NOUN
fsr-3343	58	26	,	,	PUNCT
fsr-3343	58	27	and	and	CCONJ
fsr-3343	58	28	participate	participate	VERB
fsr-3343	58	29	in	in	ADP
fsr-3343	58	30	nonregulated	nonregulated	ADJ
fsr-3343	58	31	or	or	CCONJ
fsr-3343	58	32	novel	novel	ADJ
fsr-3343	58	33	investment	investment	NOUN
fsr-3343	58	34	opportunities	opportunity	NOUN
fsr-3343	58	35	(	(	PUNCT
fsr-3343	58	36	deliema	deliema	VERB
fsr-3343	58	37	et	et	PROPN
fsr-3343	58	38	al	al	PROPN
fsr-3343	58	39	.	.	PROPN
fsr-3343	58	40	,	,	PUNCT
fsr-3343	58	41	2020	2020	NUM
fsr-3343	58	42	;	;	PUNCT
fsr-3343	58	43	lokanan	lokanan	PROPN
fsr-3343	58	44	,	,	PUNCT
fsr-3343	58	45	2014	2014	NUM
fsr-3343	58	46	;	;	PUNCT
fsr-3343	58	47	shadel	shadel	PROPN
fsr-3343	58	48	&	&	CCONJ
fsr-3343	58	49	pak	pak	PROPN
fsr-3343	58	50	,	,	PUNCT
fsr-3343	58	51	2017	2017	NUM
fsr-3343	58	52	)	)	PUNCT
fsr-3343	58	53	.	.	PUNCT
fsr-3343	59	1	additionally	additionally	ADV
fsr-3343	59	2	,	,	PUNCT
fsr-3343	59	3	victims	victim	NOUN
fsr-3343	59	4	of	of	ADP
fsr-3343	59	5	investment	investment	NOUN
fsr-3343	59	6	fraud	fraud	NOUN
fsr-3343	59	7	have	have	AUX
fsr-3343	59	8	reduced	reduce	VERB
fsr-3343	59	9	impulse	impulse	ADJ
fsr-3343	59	10	control	control	NOUN
fsr-3343	59	11	(	(	PUNCT
fsr-3343	59	12	knutson	knutson	PROPN
fsr-3343	59	13	&	&	CCONJ
fsr-3343	59	14	samanez	samanez	PROPN
fsr-3343	59	15	-	-	PUNCT
fsr-3343	59	16	larkin	larkin	PROPN
fsr-3343	59	17	,	,	PUNCT
fsr-3343	59	18	2014	2014	NUM
fsr-3343	59	19	)	)	PUNCT
fsr-3343	59	20	.	.	PUNCT
fsr-3343	60	1	financial	financial	ADJ
fsr-3343	60	2	literacy	literacy	NOUN
fsr-3343	60	3	lusardi	lusardi	NOUN
fsr-3343	60	4	and	and	CCONJ
fsr-3343	60	5	mitchell	mitchell	PROPN
fsr-3343	60	6	(	(	PUNCT
fsr-3343	60	7	2014	2014	NUM
fsr-3343	60	8	)	)	PUNCT
fsr-3343	60	9	provided	provide	VERB
fsr-3343	60	10	a	a	DET
fsr-3343	60	11	widely	widely	ADV
fsr-3343	60	12	accepted	accept	VERB
fsr-3343	60	13	definition	definition	NOUN
fsr-3343	60	14	of	of	ADP
fsr-3343	60	15	financial	financial	ADJ
fsr-3343	60	16	literacy	literacy	NOUN
fsr-3343	60	17	as	as	ADP
fsr-3343	60	18	“	"	PUNCT
fsr-3343	60	19	the	the	DET
fsr-3343	60	20	ability	ability	NOUN
fsr-3343	60	21	to	to	PART
fsr-3343	60	22	process	process	VERB
fsr-3343	60	23	economic	economic	ADJ
fsr-3343	60	24	information	information	NOUN
fsr-3343	60	25	and	and	CCONJ
fsr-3343	60	26	make	make	VERB
fsr-3343	60	27	informed	informed	ADJ
fsr-3343	60	28	decisions	decision	NOUN
fsr-3343	60	29	about	about	ADP
fsr-3343	60	30	financial	financial	ADJ
fsr-3343	60	31	planning	planning	NOUN
fsr-3343	60	32	,	,	PUNCT
fsr-3343	60	33	wealth	wealth	NOUN
fsr-3343	60	34	accumulation	accumulation	NOUN
fsr-3343	60	35	,	,	PUNCT
fsr-3343	60	36	pensions	pension	NOUN
fsr-3343	60	37	,	,	PUNCT
fsr-3343	60	38	and	and	CCONJ
fsr-3343	60	39	debt	debt	NOUN
fsr-3343	60	40	.	.	PUNCT
fsr-3343	60	41	”	"	PUNCT
fsr-3343	61	1	(	(	PUNCT
fsr-3343	61	2	p.	p.	NOUN
fsr-3343	61	3	2	2	NUM
fsr-3343	61	4	)	)	PUNCT
fsr-3343	61	5	.	.	PUNCT
fsr-3343	62	1	other	other	ADJ
fsr-3343	62	2	researchers	researcher	NOUN
fsr-3343	62	3	have	have	AUX
fsr-3343	62	4	also	also	ADV
fsr-3343	62	5	contributed	contribute	VERB
fsr-3343	62	6	to	to	ADP
fsr-3343	62	7	the	the	DET
fsr-3343	62	8	definition	definition	NOUN
fsr-3343	62	9	of	of	ADP
fsr-3343	62	10	financial	financial	ADJ
fsr-3343	62	11	literacy	literacy	NOUN
fsr-3343	62	12	by	by	ADP
fsr-3343	62	13	including	include	VERB
fsr-3343	62	14	concepts	concept	NOUN
fsr-3343	62	15	such	such	ADJ
fsr-3343	62	16	as	as	ADP
fsr-3343	62	17	financial	financial	ADJ
fsr-3343	62	18	marketplaces	marketplace	NOUN
fsr-3343	62	19	,	,	PUNCT
fsr-3343	62	20	financial	financial	ADJ
fsr-3343	62	21	products	product	NOUN
fsr-3343	62	22	,	,	PUNCT
fsr-3343	62	23	and	and	CCONJ
fsr-3343	62	24	related	related	ADJ
fsr-3343	62	25	services	service	NOUN
fsr-3343	62	26	(	(	PUNCT
fsr-3343	62	27	e.g.	e.g.	ADV
fsr-3343	62	28	,	,	PUNCT
fsr-3343	62	29	anderson	anderson	PROPN
fsr-3343	62	30	et	et	PROPN
fsr-3343	62	31	al	al	PROPN
fsr-3343	62	32	.	.	PROPN
fsr-3343	62	33	)	)	PUNCT
fsr-3343	62	34	.	.	PUNCT
fsr-3343	63	1	financial	financial	ADJ
fsr-3343	63	2	literacy	literacy	NOUN
fsr-3343	63	3	encompasses	encompass	VERB
fsr-3343	63	4	money	money	NOUN
fsr-3343	63	5	management	management	NOUN
fsr-3343	63	6	behaviors	behavior	NOUN
fsr-3343	63	7	associated	associate	VERB
fsr-3343	63	8	with	with	ADP
fsr-3343	63	9	due	due	ADJ
fsr-3343	63	10	diligence	diligence	NOUN
fsr-3343	63	11	,	,	PUNCT
fsr-3343	63	12	such	such	ADJ
fsr-3343	63	13	as	as	ADP
fsr-3343	63	14	checking	check	VERB
fsr-3343	63	15	financial	financial	ADJ
fsr-3343	63	16	statements	statement	NOUN
fsr-3343	63	17	for	for	ADP
fsr-3343	63	18	errors	error	NOUN
fsr-3343	63	19	.	.	PUNCT
fsr-3343	64	1	nevertheless	nevertheless	ADV
fsr-3343	64	2	,	,	PUNCT
fsr-3343	64	3	it	it	PRON
fsr-3343	64	4	is	be	AUX
fsr-3343	64	5	unclear	unclear	ADJ
fsr-3343	64	6	whether	whether	SCONJ
fsr-3343	64	7	financial	financial	ADJ
fsr-3343	64	8	literacy	literacy	NOUN
fsr-3343	64	9	adequately	adequately	ADV
fsr-3343	64	10	protects	protect	VERB
fsr-3343	64	11	against	against	ADP
fsr-3343	64	12	fraud	fraud	NOUN
fsr-3343	64	13	.	.	PUNCT
fsr-3343	65	1	for	for	ADP
fsr-3343	65	2	example	example	NOUN
fsr-3343	65	3	,	,	PUNCT
fsr-3343	65	4	engels	engels	PROPN
fsr-3343	65	5	et	et	PROPN
fsr-3343	65	6	al	al	PROPN
fsr-3343	65	7	.	.	PROPN
fsr-3343	65	8	(	(	PUNCT
fsr-3343	65	9	2021	2021	NUM
fsr-3343	65	10	)	)	PUNCT
fsr-3343	65	11	sampled	sample	VERB
fsr-3343	65	12	5,500	5,500	NUM
fsr-3343	65	13	u.s	u.s	PROPN
fsr-3343	65	14	.	.	PROPN
fsr-3343	65	15	residents	resident	NOUN
fsr-3343	65	16	and	and	CCONJ
fsr-3343	65	17	found	find	VERB
fsr-3343	65	18	that	that	DET
fsr-3343	65	19	prudent	prudent	ADJ
fsr-3343	65	20	financial	financial	ADJ
fsr-3343	65	21	behaviors	behavior	NOUN
fsr-3343	65	22	such	such	ADJ
fsr-3343	65	23	as	as	ADP
fsr-3343	65	24	budgeting	budget	VERB
fsr-3343	65	25	and	and	CCONJ
fsr-3343	65	26	paying	pay	VERB
fsr-3343	65	27	bills	bill	NOUN
fsr-3343	65	28	on	on	ADP
fsr-3343	65	29	time	time	NOUN
fsr-3343	65	30	were	be	AUX
fsr-3343	65	31	insufficient	insufficient	ADJ
fsr-3343	65	32	to	to	PART
fsr-3343	65	33	detect	detect	VERB
fsr-3343	65	34	fraud	fraud	NOUN
fsr-3343	65	35	,	,	PUNCT
fsr-3343	65	36	which	which	PRON
fsr-3343	65	37	the	the	DET
fsr-3343	65	38	researchers	researcher	NOUN
fsr-3343	65	39	defined	define	VERB
fsr-3343	65	40	as	as	ADP
fsr-3343	65	41	unauthorized	unauthorized	ADJ
fsr-3343	65	42	access	access	NOUN
fsr-3343	65	43	to	to	ADP
fsr-3343	65	44	personal	personal	ADJ
fsr-3343	65	45	accounts	account	NOUN
fsr-3343	65	46	(	(	PUNCT
fsr-3343	65	47	e.g.	e.g.	ADV
fsr-3343	65	48	,	,	PUNCT
fsr-3343	65	49	bank	bank	NOUN
fsr-3343	65	50	accounts	account	NOUN
fsr-3343	65	51	,	,	PUNCT
fsr-3343	65	52	insurance	insurance	NOUN
fsr-3343	65	53	accounts	account	NOUN
fsr-3343	65	54	,	,	PUNCT
fsr-3343	65	55	and	and	CCONJ
fsr-3343	65	56	credit	credit	NOUN
fsr-3343	65	57	and	and	CCONJ
fsr-3343	65	58	debit	debit	NOUN
fsr-3343	65	59	cards	card	NOUN
fsr-3343	65	60	)	)	PUNCT
fsr-3343	65	61	.	.	PUNCT
fsr-3343	66	1	however	however	ADV
fsr-3343	66	2	,	,	PUNCT
fsr-3343	66	3	engels	engels	PROPN
fsr-3343	66	4	et	et	PROPN
fsr-3343	66	5	al	al	PROPN
fsr-3343	66	6	.	.	PROPN
fsr-3343	66	7	(	(	PUNCT
fsr-3343	66	8	2021	2021	NUM
fsr-3343	66	9	)	)	PUNCT
fsr-3343	66	10	also	also	ADV
fsr-3343	66	11	found	find	VERB
fsr-3343	66	12	that	that	SCONJ
fsr-3343	66	13	the	the	PRON
fsr-3343	66	14	higher	high	ADJ
fsr-3343	66	15	the	the	DET
fsr-3343	66	16	individual	individual	NOUN
fsr-3343	66	17	’s	’s	PART
fsr-3343	66	18	actual	actual	ADJ
fsr-3343	66	19	financial	financial	ADJ
fsr-3343	66	20	knowledge	knowledge	NOUN
fsr-3343	66	21	,	,	PUNCT
fsr-3343	66	22	the	the	PRON
fsr-3343	66	23	greater	great	ADJ
fsr-3343	66	24	the	the	DET
fsr-3343	66	25	ability	ability	NOUN
fsr-3343	66	26	to	to	PART
fsr-3343	66	27	detect	detect	VERB
fsr-3343	66	28	fraud	fraud	NOUN
fsr-3343	66	29	.	.	PUNCT
fsr-3343	67	1	moreover	moreover	ADV
fsr-3343	67	2	,	,	PUNCT
fsr-3343	67	3	kasim	kasim	PROPN
fsr-3343	67	4	et	et	PROPN
fsr-3343	67	5	al	al	PROPN
fsr-3343	67	6	.	.	PROPN
fsr-3343	67	7	(	(	PUNCT
fsr-3343	67	8	2024	2024	NUM
fsr-3343	67	9	)	)	PUNCT
fsr-3343	67	10	found	find	VERB
fsr-3343	67	11	evidence	evidence	NOUN
fsr-3343	67	12	of	of	ADP
fsr-3343	67	13	a	a	DET
fsr-3343	67	14	relationship	relationship	NOUN
fsr-3343	67	15	between	between	ADP
fsr-3343	67	16	financial	financial	ADJ
fsr-3343	67	17	literacy	literacy	NOUN
fsr-3343	67	18	and	and	CCONJ
fsr-3343	67	19	awareness	awareness	NOUN
fsr-3343	67	20	of	of	ADP
fsr-3343	67	21	investment	investment	NOUN
fsr-3343	67	22	scams	scam	NOUN
fsr-3343	67	23	.	.	PUNCT
fsr-3343	68	1	nevertheless	nevertheless	ADV
fsr-3343	68	2	,	,	PUNCT
fsr-3343	68	3	the	the	DET
fsr-3343	68	4	national	national	PROPN
fsr-3343	68	5	association	association	PROPN
fsr-3343	68	6	of	of	ADP
fsr-3343	68	7	securities	security	NOUN
fsr-3343	68	8	dealers	dealer	NOUN
fsr-3343	68	9	investor	investor	NOUN
fsr-3343	68	10	education	education	PROPN
fsr-3343	68	11	foundation	foundation	NOUN
fsr-3343	68	12	(	(	PUNCT
fsr-3343	68	13	2006	2006	NUM
fsr-3343	68	14	)	)	PUNCT
fsr-3343	68	15	,	,	PUNCT
fsr-3343	68	16	which	which	PRON
fsr-3343	68	17	looked	look	VERB
fsr-3343	68	18	specifically	specifically	ADV
fsr-3343	68	19	at	at	ADP
fsr-3343	68	20	investment	investment	NOUN
fsr-3343	68	21	fraud	fraud	NOUN
fsr-3343	68	22	,	,	PUNCT
fsr-3343	68	23	found	find	VERB
fsr-3343	68	24	that	that	SCONJ
fsr-3343	68	25	fraud	fraud	NOUN
fsr-3343	68	26	victims	victim	NOUN
fsr-3343	68	27	had	have	VERB
fsr-3343	68	28	higher	high	ADJ
fsr-3343	68	29	financial	financial	ADJ
fsr-3343	68	30	literacy	literacy	NOUN
fsr-3343	68	31	scores	score	NOUN
fsr-3343	68	32	than	than	ADP
fsr-3343	68	33	non	non	ADJ
fsr-3343	68	34	-	-	NOUN
fsr-3343	68	35	victims	victim	NOUN
fsr-3343	68	36	.	.	PUNCT
fsr-3343	69	1	ironically	ironically	ADV
fsr-3343	69	2	,	,	PUNCT
fsr-3343	69	3	these	these	DET
fsr-3343	69	4	findings	finding	NOUN
fsr-3343	69	5	contradicted	contradict	VERB
fsr-3343	69	6	their	their	PRON
fsr-3343	69	7	hypothesis	hypothesis	NOUN
fsr-3343	69	8	going	go	VERB
fsr-3343	69	9	into	into	ADP
fsr-3343	69	10	the	the	DET
fsr-3343	69	11	study	study	NOUN
fsr-3343	69	12	.	.	PUNCT
fsr-3343	70	1	consequently	consequently	ADV
fsr-3343	70	2	,	,	PUNCT
fsr-3343	70	3	the	the	DET
fsr-3343	70	4	mixed	mixed	ADJ
fsr-3343	70	5	results	result	NOUN
fsr-3343	70	6	of	of	ADP
fsr-3343	70	7	prior	prior	ADJ
fsr-3343	70	8	studies	study	NOUN
fsr-3343	70	9	warrant	warrant	VERB
fsr-3343	70	10	further	further	ADJ
fsr-3343	70	11	investigation	investigation	NOUN
fsr-3343	70	12	.	.	PUNCT
fsr-3343	71	1	overconfidence	overconfidence	NOUN
fsr-3343	71	2	asaad	asaad	NOUN
fsr-3343	71	3	(	(	PUNCT
fsr-3343	71	4	2020	2020	NUM
fsr-3343	71	5	)	)	PUNCT
fsr-3343	71	6	defined	define	VERB
fsr-3343	71	7	overconfidence	overconfidence	NOUN
fsr-3343	71	8	as	as	ADP
fsr-3343	71	9	individuals	individual	NOUN
fsr-3343	71	10	’	’	PART
fsr-3343	71	11	perceptions	perception	NOUN
fsr-3343	71	12	of	of	ADP
fsr-3343	71	13	their	their	PRON
fsr-3343	71	14	abilities	ability	NOUN
fsr-3343	71	15	to	to	PART
fsr-3343	71	16	be	be	AUX
fsr-3343	71	17	better	well	ADJ
fsr-3343	71	18	than	than	ADP
fsr-3343	71	19	their	their	PRON
fsr-3343	71	20	performance	performance	NOUN
fsr-3343	71	21	on	on	ADP
fsr-3343	71	22	objective	objective	ADJ
fsr-3343	71	23	rand	rand	NOUN
fsr-3343	71	24	et	et	PROPN
fsr-3343	71	25	al	al	PROPN
fsr-3343	71	26	.	.	PROPN
fsr-3343	71	27	105	105	NUM
fsr-3343	71	28	measures	measure	NOUN
fsr-3343	71	29	.	.	PUNCT
fsr-3343	72	1	importantly	importantly	ADV
fsr-3343	72	2	,	,	PUNCT
fsr-3343	72	3	studies	study	NOUN
fsr-3343	72	4	have	have	AUX
fsr-3343	72	5	found	find	VERB
fsr-3343	72	6	that	that	SCONJ
fsr-3343	72	7	individuals	individual	NOUN
fsr-3343	72	8	who	who	PRON
fsr-3343	72	9	are	be	AUX
fsr-3343	72	10	overconfident	overconfident	ADJ
fsr-3343	72	11	in	in	ADP
fsr-3343	72	12	their	their	PRON
fsr-3343	72	13	abilities	ability	NOUN
fsr-3343	72	14	related	relate	VERB
fsr-3343	72	15	to	to	ADP
fsr-3343	72	16	financial	financial	ADJ
fsr-3343	72	17	knowledge	knowledge	NOUN
fsr-3343	72	18	share	share	VERB
fsr-3343	72	19	many	many	ADJ
fsr-3343	72	20	characteristics	characteristic	NOUN
fsr-3343	72	21	with	with	ADP
fsr-3343	72	22	victims	victim	NOUN
fsr-3343	72	23	of	of	ADP
fsr-3343	72	24	investment	investment	NOUN
fsr-3343	72	25	fraud	fraud	NOUN
fsr-3343	72	26	.	.	PUNCT
fsr-3343	73	1	for	for	ADP
fsr-3343	73	2	example	example	NOUN
fsr-3343	73	3	,	,	PUNCT
fsr-3343	73	4	asaad	asaad	X
fsr-3343	73	5	(	(	PUNCT
fsr-3343	73	6	2020	2020	NUM
fsr-3343	73	7	)	)	PUNCT
fsr-3343	73	8	found	find	VERB
fsr-3343	73	9	that	that	SCONJ
fsr-3343	73	10	overconfident	overconfident	ADJ
fsr-3343	73	11	investors	investor	NOUN
fsr-3343	73	12	were	be	AUX
fsr-3343	73	13	more	more	ADV
fsr-3343	73	14	likely	likely	ADJ
fsr-3343	73	15	to	to	PART
fsr-3343	73	16	have	have	VERB
fsr-3343	73	17	riskier	risky	ADJ
fsr-3343	73	18	behaviors	behavior	NOUN
fsr-3343	73	19	and	and	CCONJ
fsr-3343	73	20	beliefs	belief	NOUN
fsr-3343	73	21	than	than	ADP
fsr-3343	73	22	other	other	ADJ
fsr-3343	73	23	knowledge	knowledge	NOUN
fsr-3343	73	24	groups	group	NOUN
fsr-3343	73	25	.	.	PUNCT
fsr-3343	74	1	specifically	specifically	ADV
fsr-3343	74	2	,	,	PUNCT
fsr-3343	74	3	the	the	DET
fsr-3343	74	4	study	study	NOUN
fsr-3343	74	5	found	find	VERB
fsr-3343	74	6	that	that	SCONJ
fsr-3343	74	7	overconfident	overconfident	ADJ
fsr-3343	74	8	participants	participant	NOUN
fsr-3343	74	9	took	take	VERB
fsr-3343	74	10	more	more	ADJ
fsr-3343	74	11	risk	risk	NOUN
fsr-3343	74	12	in	in	ADP
fsr-3343	74	13	investing	investing	NOUN
fsr-3343	74	14	and	and	CCONJ
fsr-3343	74	15	were	be	AUX
fsr-3343	74	16	overoptimistic	overoptimistic	ADJ
fsr-3343	74	17	about	about	ADP
fsr-3343	74	18	market	market	NOUN
fsr-3343	74	19	performance	performance	NOUN
fsr-3343	74	20	.	.	PUNCT
fsr-3343	75	1	moreover	moreover	ADV
fsr-3343	75	2	,	,	PUNCT
fsr-3343	75	3	overconfident	overconfident	ADJ
fsr-3343	75	4	individuals	individual	NOUN
fsr-3343	75	5	were	be	AUX
fsr-3343	75	6	more	more	ADV
fsr-3343	75	7	likely	likely	ADJ
fsr-3343	75	8	to	to	PART
fsr-3343	75	9	trust	trust	VERB
fsr-3343	75	10	market	market	NOUN
fsr-3343	75	11	regulations	regulation	NOUN
fsr-3343	75	12	and	and	CCONJ
fsr-3343	75	13	more	more	ADV
fsr-3343	75	14	likely	likely	ADJ
fsr-3343	75	15	to	to	PART
fsr-3343	75	16	invest	invest	VERB
fsr-3343	75	17	in	in	ADP
fsr-3343	75	18	higherrisk	higherrisk	NOUN
fsr-3343	75	19	strategies	strategy	NOUN
fsr-3343	75	20	such	such	ADJ
fsr-3343	75	21	as	as	ADP
fsr-3343	75	22	options	option	NOUN
fsr-3343	75	23	or	or	CCONJ
fsr-3343	75	24	trading	trading	NOUN
fsr-3343	75	25	on	on	ADP
fsr-3343	75	26	margin	margin	NOUN
fsr-3343	75	27	.	.	PUNCT
fsr-3343	76	1	overconfident	overconfident	ADJ
fsr-3343	76	2	individuals	individual	NOUN
fsr-3343	76	3	were	be	AUX
fsr-3343	76	4	also	also	ADV
fsr-3343	76	5	less	less	ADV
fsr-3343	76	6	likely	likely	ADJ
fsr-3343	76	7	to	to	PART
fsr-3343	76	8	utilize	utilize	VERB
fsr-3343	76	9	a	a	DET
fsr-3343	76	10	financial	financial	ADJ
fsr-3343	76	11	advisor	advisor	NOUN
fsr-3343	76	12	.	.	PUNCT
fsr-3343	77	1	consistent	consistent	ADJ
fsr-3343	77	2	with	with	ADP
fsr-3343	77	3	prior	prior	ADJ
fsr-3343	77	4	research	research	NOUN
fsr-3343	77	5	,	,	PUNCT
fsr-3343	77	6	kramer	kramer	PROPN
fsr-3343	77	7	(	(	PUNCT
fsr-3343	77	8	2014	2014	NUM
fsr-3343	77	9	)	)	PUNCT
fsr-3343	77	10	found	find	VERB
fsr-3343	77	11	overconfidence	overconfidence	NOUN
fsr-3343	77	12	in	in	ADP
fsr-3343	77	13	investment	investment	NOUN
fsr-3343	77	14	decisions	decision	NOUN
fsr-3343	77	15	to	to	PART
fsr-3343	77	16	be	be	AUX
fsr-3343	77	17	experienced	experience	VERB
fsr-3343	77	18	differently	differently	ADV
fsr-3343	77	19	by	by	ADP
fsr-3343	77	20	men	man	NOUN
fsr-3343	77	21	versus	versus	ADP
fsr-3343	77	22	women	woman	NOUN
fsr-3343	77	23	.	.	PUNCT
fsr-3343	78	1	this	this	DET
fsr-3343	78	2	evidence	evidence	NOUN
fsr-3343	78	3	indicated	indicate	VERB
fsr-3343	78	4	that	that	SCONJ
fsr-3343	78	5	women	woman	NOUN
fsr-3343	78	6	were	be	AUX
fsr-3343	78	7	less	less	ADV
fsr-3343	78	8	likely	likely	ADJ
fsr-3343	78	9	to	to	PART
fsr-3343	78	10	reflect	reflect	VERB
fsr-3343	78	11	this	this	DET
fsr-3343	78	12	overconfident	overconfident	ADJ
fsr-3343	78	13	behavior	behavior	NOUN
fsr-3343	78	14	,	,	PUNCT
fsr-3343	78	15	which	which	PRON
fsr-3343	78	16	could	could	AUX
fsr-3343	78	17	reduce	reduce	VERB
fsr-3343	78	18	some	some	PRON
fsr-3343	78	19	of	of	ADP
fsr-3343	78	20	their	their	PRON
fsr-3343	78	21	risk	risk	NOUN
fsr-3343	78	22	factors	factor	NOUN
fsr-3343	78	23	for	for	ADP
fsr-3343	78	24	investment	investment	NOUN
fsr-3343	78	25	fraud	fraud	NOUN
fsr-3343	78	26	.	.	PUNCT
fsr-3343	79	1	self	self	NOUN
fsr-3343	79	2	-	-	PUNCT
fsr-3343	79	3	efficacy	efficacy	NOUN
fsr-3343	79	4	differences	difference	NOUN
fsr-3343	79	5	according	accord	VERB
fsr-3343	79	6	to	to	ADP
fsr-3343	79	7	gender	gender	NOUN
fsr-3343	79	8	and	and	CCONJ
fsr-3343	79	9	age	age	NOUN
fsr-3343	79	10	participation	participation	NOUN
fsr-3343	79	11	in	in	ADP
fsr-3343	79	12	financial	financial	ADJ
fsr-3343	79	13	markets	market	NOUN
fsr-3343	79	14	requires	require	VERB
fsr-3343	79	15	a	a	DET
fsr-3343	79	16	certain	certain	ADJ
fsr-3343	79	17	comfort	comfort	NOUN
fsr-3343	79	18	level	level	NOUN
fsr-3343	79	19	with	with	ADP
fsr-3343	79	20	the	the	DET
fsr-3343	79	21	complex	complex	ADJ
fsr-3343	79	22	and	and	CCONJ
fsr-3343	79	23	dynamic	dynamic	ADJ
fsr-3343	79	24	nature	nature	NOUN
fsr-3343	79	25	of	of	ADP
fsr-3343	79	26	investing	invest	VERB
fsr-3343	79	27	.	.	PUNCT
fsr-3343	80	1	unlike	unlike	ADP
fsr-3343	80	2	general	general	ADJ
fsr-3343	80	3	confidence	confidence	NOUN
fsr-3343	80	4	,	,	PUNCT
fsr-3343	80	5	an	an	DET
fsr-3343	80	6	investor	investor	NOUN
fsr-3343	80	7	’s	’s	PART
fsr-3343	80	8	comfort	comfort	NOUN
fsr-3343	80	9	level	level	NOUN
fsr-3343	80	10	is	be	AUX
fsr-3343	80	11	shaped	shape	VERB
fsr-3343	80	12	by	by	ADP
fsr-3343	80	13	experiences	experience	NOUN
fsr-3343	80	14	within	within	ADP
fsr-3343	80	15	the	the	DET
fsr-3343	80	16	domain	domain	NOUN
fsr-3343	80	17	.	.	PUNCT
fsr-3343	81	1	individuals	individual	NOUN
fsr-3343	81	2	’	'	PUNCT
fsr-3343	81	3	assessments	assessment	NOUN
fsr-3343	81	4	of	of	ADP
fsr-3343	81	5	their	their	PRON
fsr-3343	81	6	personal	personal	ADJ
fsr-3343	81	7	capabilities	capability	NOUN
fsr-3343	81	8	of	of	ADP
fsr-3343	81	9	success	success	NOUN
fsr-3343	81	10	(	(	PUNCT
fsr-3343	81	11	i.e.	i.e.	X
fsr-3343	81	12	,	,	PUNCT
fsr-3343	81	13	self	self	NOUN
fsr-3343	81	14	-	-	PUNCT
fsr-3343	81	15	efficacy	efficacy	NOUN
fsr-3343	81	16	)	)	PUNCT
fsr-3343	81	17	are	be	AUX
fsr-3343	81	18	marked	mark	VERB
fsr-3343	81	19	by	by	ADP
fsr-3343	81	20	the	the	DET
fsr-3343	81	21	degree	degree	NOUN
fsr-3343	81	22	of	of	ADP
fsr-3343	81	23	assurance	assurance	NOUN
fsr-3343	81	24	they	they	PRON
fsr-3343	81	25	have	have	VERB
fsr-3343	81	26	in	in	ADP
fsr-3343	81	27	their	their	PRON
fsr-3343	81	28	competence	competence	NOUN
fsr-3343	81	29	to	to	PART
fsr-3343	81	30	perform	perform	VERB
fsr-3343	81	31	at	at	ADP
fsr-3343	81	32	a	a	DET
fsr-3343	81	33	level	level	NOUN
fsr-3343	81	34	to	to	PART
fsr-3343	81	35	satisfy	satisfy	VERB
fsr-3343	81	36	specific	specific	ADJ
fsr-3343	81	37	goals	goal	NOUN
fsr-3343	81	38	(	(	PUNCT
fsr-3343	81	39	bandura	bandura	NOUN
fsr-3343	81	40	,	,	PUNCT
fsr-3343	81	41	2001	2001	NUM
fsr-3343	81	42	)	)	PUNCT
fsr-3343	81	43	.	.	PUNCT
fsr-3343	82	1	significantly	significantly	ADV
fsr-3343	82	2	,	,	PUNCT
fsr-3343	82	3	self	self	NOUN
fsr-3343	82	4	-	-	PUNCT
fsr-3343	82	5	efficacy	efficacy	NOUN
fsr-3343	82	6	determines	determine	VERB
fsr-3343	82	7	individuals	individual	NOUN
fsr-3343	82	8	’	’	PART
fsr-3343	82	9	choices	choice	NOUN
fsr-3343	82	10	of	of	ADP
fsr-3343	82	11	goals	goal	NOUN
fsr-3343	82	12	,	,	PUNCT
fsr-3343	82	13	the	the	DET
fsr-3343	82	14	degree	degree	NOUN
fsr-3343	82	15	of	of	ADP
fsr-3343	82	16	effort	effort	NOUN
fsr-3343	82	17	expended	expend	VERB
fsr-3343	82	18	toward	toward	ADP
fsr-3343	82	19	achieving	achieve	VERB
fsr-3343	82	20	them	they	PRON
fsr-3343	82	21	,	,	PUNCT
fsr-3343	82	22	and	and	CCONJ
fsr-3343	82	23	how	how	SCONJ
fsr-3343	82	24	long	long	ADV
fsr-3343	82	25	they	they	PRON
fsr-3343	82	26	persist	persist	VERB
fsr-3343	82	27	,	,	PUNCT
fsr-3343	82	28	especially	especially	ADV
fsr-3343	82	29	when	when	SCONJ
fsr-3343	82	30	a	a	DET
fsr-3343	82	31	given	give	VERB
fsr-3343	82	32	task	task	NOUN
fsr-3343	82	33	becomes	become	VERB
fsr-3343	82	34	challenging	challenging	ADJ
fsr-3343	82	35	(	(	PUNCT
fsr-3343	82	36	bandura	bandura	NOUN
fsr-3343	82	37	,	,	PUNCT
fsr-3343	82	38	1977	1977	NUM
fsr-3343	82	39	)	)	PUNCT
fsr-3343	82	40	.	.	PUNCT
fsr-3343	83	1	gender	gender	NOUN
fsr-3343	83	2	personal	personal	ADJ
fsr-3343	83	3	finance	finance	NOUN
fsr-3343	83	4	,	,	PUNCT
fsr-3343	83	5	generally	generally	ADV
fsr-3343	83	6	,	,	PUNCT
fsr-3343	83	7	and	and	CCONJ
fsr-3343	83	8	in	in	ADP
fsr-3343	83	9	the	the	DET
fsr-3343	83	10	investment	investment	NOUN
fsr-3343	83	11	industry	industry	NOUN
fsr-3343	83	12	,	,	PUNCT
fsr-3343	83	13	specifically	specifically	ADV
fsr-3343	83	14	,	,	PUNCT
fsr-3343	83	15	are	be	AUX
fsr-3343	83	16	dominated	dominate	VERB
fsr-3343	83	17	by	by	ADP
fsr-3343	83	18	male	male	ADJ
fsr-3343	83	19	role	role	NOUN
fsr-3343	83	20	models	model	NOUN
fsr-3343	83	21	.	.	PUNCT
fsr-3343	84	1	for	for	ADP
fsr-3343	84	2	instance	instance	NOUN
fsr-3343	84	3	,	,	PUNCT
fsr-3343	84	4	approximately	approximately	ADV
fsr-3343	84	5	80	80	NUM
fsr-3343	84	6	%	%	NOUN
fsr-3343	84	7	of	of	ADP
fsr-3343	84	8	chartered	chartered	ADJ
fsr-3343	84	9	financial	financial	ADJ
fsr-3343	84	10	analysts	analyst	NOUN
fsr-3343	84	11	(	(	PUNCT
fsr-3343	84	12	cfas	cfas	NOUN
fsr-3343	84	13	)	)	PUNCT
fsr-3343	84	14	and	and	CCONJ
fsr-3343	84	15	70	70	NUM
fsr-3343	84	16	%	%	NOUN
fsr-3343	84	17	of	of	ADP
fsr-3343	84	18	certified	certify	VERB
fsr-3343	84	19	financial	financial	ADJ
fsr-3343	84	20	planners	planner	NOUN
fsr-3343	84	21	(	(	PUNCT
fsr-3343	84	22	cfp	cfp	PROPN
fsr-3343	84	23	®	®	PROPN
fsr-3343	84	24	s	s	PART
fsr-3343	84	25	)	)	PUNCT
fsr-3343	84	26	are	be	AUX
fsr-3343	84	27	male	male	ADJ
fsr-3343	84	28	(	(	PUNCT
fsr-3343	84	29	blayney	blayney	NOUN
fsr-3343	84	30	,	,	PUNCT
fsr-3343	84	31	2016	2016	NUM
fsr-3343	84	32	;	;	PUNCT
fsr-3343	84	33	fender	fender	NOUN
fsr-3343	84	34	et	et	PROPN
fsr-3343	84	35	al	al	PROPN
fsr-3343	84	36	.	.	PROPN
fsr-3343	84	37	,	,	PUNCT
fsr-3343	84	38	2016	2016	NUM
fsr-3343	84	39	)	)	PUNCT
fsr-3343	84	40	.	.	PUNCT
fsr-3343	85	1	as	as	SCONJ
fsr-3343	85	2	such	such	ADJ
fsr-3343	85	3	,	,	PUNCT
fsr-3343	85	4	considerably	considerably	ADV
fsr-3343	85	5	more	more	ADJ
fsr-3343	85	6	males	male	NOUN
fsr-3343	85	7	than	than	ADP
fsr-3343	85	8	females	female	NOUN
fsr-3343	85	9	communicate	communicate	VERB
fsr-3343	85	10	financial	financial	ADJ
fsr-3343	85	11	information	information	NOUN
fsr-3343	85	12	in	in	ADP
fsr-3343	85	13	the	the	DET
fsr-3343	85	14	context	context	NOUN
fsr-3343	85	15	of	of	ADP
fsr-3343	85	16	money	money	NOUN
fsr-3343	85	17	management	management	NOUN
fsr-3343	85	18	.	.	PUNCT
fsr-3343	86	1	moreover	moreover	ADV
fsr-3343	86	2	,	,	PUNCT
fsr-3343	86	3	schunk	schunk	NOUN
fsr-3343	86	4	and	and	CCONJ
fsr-3343	86	5	dibenedetto	dibenedetto	PROPN
fsr-3343	86	6	(	(	PUNCT
fsr-3343	86	7	2021	2021	NUM
fsr-3343	86	8	)	)	PUNCT
fsr-3343	86	9	asserted	assert	VERB
fsr-3343	86	10	that	that	SCONJ
fsr-3343	86	11	role	role	NOUN
fsr-3343	86	12	models	model	NOUN
fsr-3343	86	13	who	who	PRON
fsr-3343	86	14	share	share	VERB
fsr-3343	86	15	similar	similar	ADJ
fsr-3343	86	16	characteristics	characteristic	NOUN
fsr-3343	86	17	with	with	ADP
fsr-3343	86	18	observers	observer	NOUN
fsr-3343	86	19	can	can	AUX
fsr-3343	86	20	positively	positively	ADV
fsr-3343	86	21	impact	impact	VERB
fsr-3343	86	22	the	the	DET
fsr-3343	86	23	observers	observer	NOUN
fsr-3343	86	24	’	’	PART
fsr-3343	86	25	motivation	motivation	NOUN
fsr-3343	86	26	to	to	PART
fsr-3343	86	27	succeed	succeed	VERB
fsr-3343	86	28	in	in	ADP
fsr-3343	86	29	a	a	DET
fsr-3343	86	30	given	give	VERB
fsr-3343	86	31	task	task	NOUN
fsr-3343	86	32	.	.	PUNCT
fsr-3343	87	1	furthermore	furthermore	ADV
fsr-3343	87	2	,	,	PUNCT
fsr-3343	87	3	men	man	NOUN
fsr-3343	87	4	typically	typically	ADV
fsr-3343	87	5	assume	assume	VERB
fsr-3343	87	6	the	the	DET
fsr-3343	87	7	lead	lead	ADJ
fsr-3343	87	8	role	role	NOUN
fsr-3343	87	9	in	in	ADP
fsr-3343	87	10	managing	manage	VERB
fsr-3343	87	11	household	household	NOUN
fsr-3343	87	12	finances	finance	NOUN
fsr-3343	87	13	,	,	PUNCT
fsr-3343	87	14	which	which	PRON
fsr-3343	87	15	undoubtedly	undoubtedly	ADV
fsr-3343	87	16	bolsters	bolster	VERB
fsr-3343	87	17	their	their	PRON
fsr-3343	87	18	self	self	NOUN
fsr-3343	87	19	-	-	PUNCT
fsr-3343	87	20	efficacy	efficacy	NOUN
fsr-3343	87	21	in	in	ADP
fsr-3343	87	22	handling	handle	VERB
fsr-3343	87	23	money	money	NOUN
fsr-3343	87	24	matters	matter	NOUN
fsr-3343	87	25	.	.	PUNCT
fsr-3343	88	1	d’acunto	d’acunto	PROPN
fsr-3343	88	2	(	(	PUNCT
fsr-3343	88	3	2015	2015	NUM
fsr-3343	88	4	)	)	PUNCT
fsr-3343	88	5	sought	seek	VERB
fsr-3343	88	6	to	to	PART
fsr-3343	88	7	determine	determine	VERB
fsr-3343	88	8	if	if	SCONJ
fsr-3343	88	9	gender	gender	NOUN
fsr-3343	88	10	was	be	AUX
fsr-3343	88	11	a	a	DET
fsr-3343	88	12	predictor	predictor	NOUN
fsr-3343	88	13	of	of	ADP
fsr-3343	88	14	risk	risk	NOUN
fsr-3343	88	15	tolerance	tolerance	NOUN
fsr-3343	88	16	and	and	CCONJ
fsr-3343	88	17	the	the	DET
fsr-3343	88	18	amount	amount	NOUN
fsr-3343	88	19	of	of	ADP
fsr-3343	88	20	money	money	NOUN
fsr-3343	88	21	at	at	ADP
fsr-3343	88	22	risk	risk	NOUN
fsr-3343	88	23	in	in	ADP
fsr-3343	88	24	investing	invest	VERB
fsr-3343	88	25	.	.	PUNCT
fsr-3343	89	1	focusing	focus	VERB
fsr-3343	89	2	on	on	ADP
fsr-3343	89	3	identity	identity	NOUN
fsr-3343	89	4	stereotypes	stereotype	NOUN
fsr-3343	89	5	,	,	PUNCT
fsr-3343	89	6	d’acunto	d’acunto	X
fsr-3343	89	7	(	(	PUNCT
fsr-3343	89	8	2015	2015	NUM
fsr-3343	89	9	)	)	PUNCT
fsr-3343	89	10	found	find	VERB
fsr-3343	89	11	that	that	SCONJ
fsr-3343	89	12	compared	compare	VERB
fsr-3343	89	13	to	to	ADP
fsr-3343	89	14	women	woman	NOUN
fsr-3343	89	15	,	,	PUNCT
fsr-3343	89	16	men	man	NOUN
fsr-3343	89	17	were	be	AUX
fsr-3343	89	18	more	more	ADV
fsr-3343	89	19	tolerant	tolerant	ADJ
fsr-3343	89	20	of	of	ADP
fsr-3343	89	21	risk	risk	NOUN
fsr-3343	89	22	and	and	CCONJ
fsr-3343	89	23	invested	invest	VERB
fsr-3343	89	24	more	more	ADV
fsr-3343	89	25	often	often	ADV
fsr-3343	89	26	when	when	SCONJ
fsr-3343	89	27	their	their	PRON
fsr-3343	89	28	identity	identity	NOUN
fsr-3343	89	29	stereotype	stereotype	NOUN
fsr-3343	89	30	was	be	AUX
fsr-3343	89	31	primed	prime	VERB
fsr-3343	89	32	,	,	PUNCT
fsr-3343	89	33	while	while	SCONJ
fsr-3343	89	34	women	woman	NOUN
fsr-3343	89	35	experienced	experience	VERB
fsr-3343	89	36	no	no	DET
fsr-3343	89	37	difference	difference	NOUN
fsr-3343	89	38	when	when	SCONJ
fsr-3343	89	39	primed	prime	VERB
fsr-3343	89	40	compared	compare	VERB
fsr-3343	89	41	to	to	ADP
fsr-3343	89	42	men	man	NOUN
fsr-3343	89	43	.	.	PUNCT
fsr-3343	90	1	this	this	DET
fsr-3343	90	2	outcome	outcome	NOUN
fsr-3343	90	3	was	be	AUX
fsr-3343	90	4	also	also	ADV
fsr-3343	90	5	the	the	DET
fsr-3343	90	6	case	case	NOUN
fsr-3343	90	7	when	when	SCONJ
fsr-3343	90	8	the	the	DET
fsr-3343	90	9	men	man	NOUN
fsr-3343	90	10	were	be	AUX
fsr-3343	90	11	primed	prime	VERB
fsr-3343	90	12	or	or	CCONJ
fsr-3343	90	13	had	have	VERB
fsr-3343	90	14	their	their	PRON
fsr-3343	90	15	identity	identity	NOUN
fsr-3343	90	16	threatened	threaten	VERB
fsr-3343	90	17	while	while	SCONJ
fsr-3343	90	18	acting	act	VERB
fsr-3343	90	19	as	as	ADP
fsr-3343	90	20	the	the	DET
fsr-3343	90	21	agent	agent	NOUN
fsr-3343	90	22	of	of	ADP
fsr-3343	90	23	a	a	DET
fsr-3343	90	24	principal	principal	NOUN
fsr-3343	90	25	(	(	PUNCT
fsr-3343	90	26	d’acunto	d’acunto	NOUN
fsr-3343	90	27	,	,	PUNCT
fsr-3343	90	28	2015	2015	NUM
fsr-3343	90	29	)	)	PUNCT
fsr-3343	90	30	.	.	PUNCT
fsr-3343	91	1	thus	thus	ADV
fsr-3343	91	2	,	,	PUNCT
fsr-3343	91	3	in	in	ADP
fsr-3343	91	4	light	light	NOUN
fsr-3343	91	5	of	of	ADP
fsr-3343	91	6	the	the	DET
fsr-3343	91	7	historic	historic	NOUN
fsr-3343	91	8	leaning	lean	VERB
fsr-3343	91	9	toward	toward	ADP
fsr-3343	91	10	men	man	NOUN
fsr-3343	91	11	as	as	ADP
fsr-3343	91	12	the	the	DET
fsr-3343	91	13	primary	primary	ADJ
fsr-3343	91	14	actors	actor	NOUN
fsr-3343	91	15	in	in	ADP
fsr-3343	91	16	the	the	DET
fsr-3343	91	17	world	world	NOUN
fsr-3343	91	18	of	of	ADP
fsr-3343	91	19	finance	finance	NOUN
fsr-3343	91	20	,	,	PUNCT
fsr-3343	91	21	it	it	PRON
fsr-3343	91	22	stands	stand	VERB
fsr-3343	91	23	to	to	PART
fsr-3343	91	24	reason	reason	NOUN
fsr-3343	91	25	that	that	SCONJ
fsr-3343	91	26	males	male	NOUN
fsr-3343	91	27	are	be	AUX
fsr-3343	91	28	motivated	motivate	VERB
fsr-3343	91	29	by	by	ADP
fsr-3343	91	30	a	a	DET
fsr-3343	91	31	greater	great	ADJ
fsr-3343	91	32	sense	sense	NOUN
fsr-3343	91	33	of	of	ADP
fsr-3343	91	34	agency	agency	NOUN
fsr-3343	91	35	in	in	ADP
fsr-3343	91	36	achieving	achieve	VERB
fsr-3343	91	37	financial	financial	ADJ
fsr-3343	91	38	goals	goal	NOUN
fsr-3343	91	39	than	than	ADP
fsr-3343	91	40	females	female	NOUN
fsr-3343	91	41	.	.	PUNCT
fsr-3343	92	1	age	age	NOUN
fsr-3343	92	2	with	with	ADP
fsr-3343	92	3	the	the	DET
fsr-3343	92	4	transition	transition	NOUN
fsr-3343	92	5	from	from	ADP
fsr-3343	92	6	traditional	traditional	ADJ
fsr-3343	92	7	defined	define	VERB
fsr-3343	92	8	benefit	benefit	NOUN
fsr-3343	92	9	pension	pension	NOUN
fsr-3343	92	10	plans	plan	NOUN
fsr-3343	92	11	to	to	PART
fsr-3343	92	12	defined	define	VERB
fsr-3343	92	13	contribution	contribution	NOUN
fsr-3343	92	14	plans	plan	NOUN
fsr-3343	92	15	like	like	ADP
fsr-3343	92	16	the	the	DET
fsr-3343	92	17	401(k	401(k	PROPN
fsr-3343	92	18	)	)	PUNCT
fsr-3343	92	19	,	,	PUNCT
fsr-3343	92	20	the	the	DET
fsr-3343	92	21	baby	baby	NOUN
fsr-3343	92	22	boom	boom	NOUN
fsr-3343	92	23	generation	generation	NOUN
fsr-3343	92	24	has	have	AUX
fsr-3343	92	25	become	become	VERB
fsr-3343	92	26	responsible	responsible	ADJ
fsr-3343	92	27	for	for	ADP
fsr-3343	92	28	managing	manage	VERB
fsr-3343	92	29	large	large	ADJ
fsr-3343	92	30	sums	sum	NOUN
fsr-3343	92	31	of	of	ADP
fsr-3343	92	32	money	money	NOUN
fsr-3343	92	33	(	(	PUNCT
fsr-3343	92	34	lusardi	lusardi	PROPN
fsr-3343	92	35	&	&	CCONJ
fsr-3343	92	36	mitchell	mitchell	PROPN
fsr-3343	92	37	,	,	PUNCT
fsr-3343	92	38	2014	2014	NUM
fsr-3343	92	39	)	)	PUNCT
fsr-3343	92	40	.	.	PUNCT
fsr-3343	93	1	however	however	ADV
fsr-3343	93	2	,	,	PUNCT
fsr-3343	93	3	as	as	SCONJ
fsr-3343	93	4	an	an	DET
fsr-3343	93	5	individual	individual	NOUN
fsr-3343	93	6	’s	’s	PART
fsr-3343	93	7	self	self	NOUN
fsr-3343	93	8	-	-	PUNCT
fsr-3343	93	9	efficacy	efficacy	NOUN
fsr-3343	93	10	varies	vary	VERB
fsr-3343	93	11	across	across	ADP
fsr-3343	93	12	domains	domain	NOUN
fsr-3343	93	13	,	,	PUNCT
fsr-3343	93	14	feelings	feeling	NOUN
fsr-3343	93	15	associated	associate	VERB
fsr-3343	93	16	with	with	ADP
fsr-3343	93	17	selfdetermination	selfdetermination	NOUN
fsr-3343	93	18	and	and	CCONJ
fsr-3343	93	19	mastery	mastery	NOUN
fsr-3343	93	20	of	of	ADP
fsr-3343	93	21	a	a	DET
fsr-3343	93	22	given	give	VERB
fsr-3343	93	23	area	area	NOUN
fsr-3343	93	24	can	can	AUX
fsr-3343	93	25	also	also	ADV
fsr-3343	93	26	wax	wax	VERB
fsr-3343	93	27	and	and	CCONJ
fsr-3343	93	28	wane	wane	NOUN
fsr-3343	93	29	with	with	ADP
fsr-3343	93	30	age	age	NOUN
fsr-3343	93	31	.	.	PUNCT
fsr-3343	94	1	specifically	specifically	ADV
fsr-3343	94	2	,	,	PUNCT
fsr-3343	94	3	mcavay	mcavay	NOUN
fsr-3343	94	4	et	et	NOUN
fsr-3343	94	5	al	al	PROPN
fsr-3343	94	6	.	.	PROPN
fsr-3343	94	7	(	(	PUNCT
fsr-3343	94	8	1996	1996	NUM
fsr-3343	94	9	)	)	PUNCT
fsr-3343	94	10	found	find	VERB
fsr-3343	94	11	that	that	SCONJ
fsr-3343	94	12	older	old	ADJ
fsr-3343	94	13	adults	adult	NOUN
fsr-3343	94	14	experienced	experience	VERB
fsr-3343	94	15	a	a	DET
fsr-3343	94	16	steady	steady	ADJ
fsr-3343	94	17	decline	decline	NOUN
fsr-3343	94	18	in	in	ADP
fsr-3343	94	19	financial	financial	ADJ
fsr-3343	94	20	selfefficacy	selfefficacy	NOUN
fsr-3343	94	21	throughout	throughout	ADP
fsr-3343	94	22	a	a	DET
fsr-3343	94	23	longitudinal	longitudinal	ADJ
fsr-3343	94	24	study	study	NOUN
fsr-3343	94	25	.	.	PUNCT
fsr-3343	95	1	consistent	consistent	ADJ
fsr-3343	95	2	with	with	ADP
fsr-3343	95	3	this	this	DET
fsr-3343	95	4	age	age	NOUN
fsr-3343	95	5	-	-	PUNCT
fsr-3343	95	6	based	base	VERB
fsr-3343	95	7	decline	decline	NOUN
fsr-3343	95	8	in	in	ADP
fsr-3343	95	9	financial	financial	ADJ
fsr-3343	95	10	self	self	NOUN
fsr-3343	95	11	-	-	PUNCT
fsr-3343	95	12	efficacy	efficacy	NOUN
fsr-3343	95	13	,	,	PUNCT
fsr-3343	95	14	shadel	shadel	PROPN
fsr-3343	95	15	and	and	CCONJ
fsr-3343	95	16	pak	pak	PROPN
fsr-3343	95	17	(	(	PUNCT
fsr-3343	95	18	2017	2017	NUM
fsr-3343	95	19	)	)	PUNCT
fsr-3343	95	20	found	find	VERB
fsr-3343	95	21	that	that	SCONJ
fsr-3343	95	22	there	there	PRON
fsr-3343	95	23	were	be	VERB
fsr-3343	95	24	more	more	ADJ
fsr-3343	95	25	investment	investment	NOUN
fsr-3343	95	26	fraud	fraud	NOUN
fsr-3343	95	27	victims	victim	NOUN
fsr-3343	95	28	over	over	ADP
fsr-3343	95	29	the	the	DET
fsr-3343	95	30	age	age	NOUN
fsr-3343	95	31	of	of	ADP
fsr-3343	95	32	70	70	NUM
fsr-3343	95	33	compared	compare	VERB
fsr-3343	95	34	to	to	ADP
fsr-3343	95	35	the	the	DET
fsr-3343	95	36	public	public	NOUN
fsr-3343	95	37	.	.	PUNCT
fsr-3343	96	1	deliema	deliema	VERB
fsr-3343	96	2	et	et	PROPN
fsr-3343	96	3	al	al	PROPN
fsr-3343	96	4	.	.	PROPN
fsr-3343	97	1	(	(	PUNCT
fsr-3343	97	2	2020	2020	NUM
fsr-3343	97	3	)	)	PUNCT
fsr-3343	97	4	also	also	ADV
fsr-3343	97	5	reported	report	VERB
fsr-3343	97	6	a	a	DET
fsr-3343	97	7	similar	similar	ADJ
fsr-3343	97	8	finding	finding	NOUN
fsr-3343	97	9	where	where	SCONJ
fsr-3343	97	10	investment	investment	NOUN
fsr-3343	97	11	fraud	fraud	NOUN
fsr-3343	97	12	victimization	victimization	NOUN
fsr-3343	97	13	was	be	AUX
fsr-3343	97	14	positively	positively	ADV
fsr-3343	97	15	associated	associate	VERB
fsr-3343	97	16	with	with	ADP
fsr-3343	97	17	age	age	NOUN
fsr-3343	97	18	.	.	PUNCT
fsr-3343	98	1	in	in	ADP
fsr-3343	98	2	contrast	contrast	NOUN
fsr-3343	98	3	,	,	PUNCT
fsr-3343	98	4	other	other	ADJ
fsr-3343	98	5	studies	study	NOUN
fsr-3343	98	6	have	have	AUX
fsr-3343	98	7	found	find	VERB
fsr-3343	98	8	that	that	SCONJ
fsr-3343	98	9	younger	young	ADJ
fsr-3343	98	10	age	age	NOUN
fsr-3343	98	11	groups	group	NOUN
fsr-3343	98	12	are	be	AUX
fsr-3343	98	13	more	more	ADV
fsr-3343	98	14	likely	likely	ADJ
fsr-3343	98	15	to	to	PART
fsr-3343	98	16	be	be	AUX
fsr-3343	98	17	victims	victim	NOUN
fsr-3343	98	18	of	of	ADP
fsr-3343	98	19	fraud	fraud	NOUN
fsr-3343	98	20	(	(	PUNCT
fsr-3343	98	21	lee	lee	PROPN
fsr-3343	98	22	et	et	PROPN
fsr-3343	98	23	al	al	PROPN
fsr-3343	98	24	.	.	PROPN
fsr-3343	98	25	,	,	PUNCT
fsr-3343	98	26	2019	2019	NUM
fsr-3343	98	27	)	)	PUNCT
fsr-3343	98	28	.	.	PUNCT
fsr-3343	99	1	as	as	SCONJ
fsr-3343	99	2	stated	state	VERB
fsr-3343	99	3	earlier	early	ADV
fsr-3343	99	4	,	,	PUNCT
fsr-3343	99	5	mixed	mixed	ADJ
fsr-3343	99	6	results	result	NOUN
fsr-3343	99	7	in	in	ADP
fsr-3343	99	8	financial	financial	ADJ
fsr-3343	99	9	fraud	fraud	NOUN
fsr-3343	99	10	research	research	NOUN
fsr-3343	99	11	may	may	AUX
fsr-3343	99	12	likely	likely	ADV
fsr-3343	99	13	be	be	AUX
fsr-3343	99	14	due	due	ADJ
fsr-3343	99	15	to	to	ADP
fsr-3343	99	16	financial	financial	ADJ
fsr-3343	99	17	services	service	NOUN
fsr-3343	99	18	review	review	PROPN
fsr-3343	99	19	,	,	PUNCT
fsr-3343	99	20	33(1	33(1	NUM
fsr-3343	99	21	)	)	PUNCT
fsr-3343	99	22	106	106	NUM
fsr-3343	99	23	inconsistent	inconsistent	ADJ
fsr-3343	99	24	definitions	definition	NOUN
fsr-3343	99	25	of	of	ADP
fsr-3343	99	26	fraud	fraud	NOUN
fsr-3343	99	27	or	or	CCONJ
fsr-3343	99	28	a	a	DET
fsr-3343	99	29	focus	focus	NOUN
fsr-3343	99	30	on	on	ADP
fsr-3343	99	31	financial	financial	ADJ
fsr-3343	99	32	products	product	NOUN
fsr-3343	99	33	designed	design	VERB
fsr-3343	99	34	for	for	ADP
fsr-3343	99	35	specific	specific	ADJ
fsr-3343	99	36	age	age	NOUN
fsr-3343	99	37	cohorts	cohort	NOUN
fsr-3343	99	38	.	.	PUNCT
fsr-3343	100	1	nevertheless	nevertheless	ADV
fsr-3343	100	2	,	,	PUNCT
fsr-3343	100	3	this	this	DET
fsr-3343	100	4	study	study	NOUN
fsr-3343	100	5	focused	focus	VERB
fsr-3343	100	6	on	on	ADP
fsr-3343	100	7	investment	investment	NOUN
fsr-3343	100	8	fraud	fraud	NOUN
fsr-3343	100	9	specific	specific	ADJ
fsr-3343	100	10	to	to	ADP
fsr-3343	100	11	individuals	individual	NOUN
fsr-3343	100	12	who	who	PRON
fsr-3343	100	13	own	own	VERB
fsr-3343	100	14	investments	investment	NOUN
fsr-3343	100	15	.	.	PUNCT
fsr-3343	101	1	moreover	moreover	ADV
fsr-3343	101	2	,	,	PUNCT
fsr-3343	101	3	our	our	PRON
fsr-3343	101	4	research	research	NOUN
fsr-3343	101	5	was	be	AUX
fsr-3343	101	6	based	base	VERB
fsr-3343	101	7	on	on	ADP
fsr-3343	101	8	the	the	DET
fsr-3343	101	9	presumption	presumption	NOUN
fsr-3343	101	10	that	that	SCONJ
fsr-3343	101	11	older	old	ADJ
fsr-3343	101	12	investors	investor	NOUN
fsr-3343	101	13	are	be	AUX
fsr-3343	101	14	more	more	ADV
fsr-3343	101	15	likely	likely	ADJ
fsr-3343	101	16	to	to	PART
fsr-3343	101	17	share	share	VERB
fsr-3343	101	18	characteristics	characteristic	NOUN
fsr-3343	101	19	with	with	ADP
fsr-3343	101	20	victims	victim	NOUN
fsr-3343	101	21	of	of	ADP
fsr-3343	101	22	investment	investment	NOUN
fsr-3343	101	23	fraud	fraud	NOUN
fsr-3343	101	24	than	than	ADP
fsr-3343	101	25	younger	young	ADJ
fsr-3343	101	26	investors	investor	NOUN
fsr-3343	101	27	due	due	ADP
fsr-3343	101	28	to	to	ADP
fsr-3343	101	29	a	a	DET
fsr-3343	101	30	greater	great	ADJ
fsr-3343	101	31	accumulation	accumulation	NOUN
fsr-3343	101	32	of	of	ADP
fsr-3343	101	33	financial	financial	ADJ
fsr-3343	101	34	assets	asset	NOUN
fsr-3343	101	35	.	.	PUNCT
fsr-3343	102	1	theoretical	theoretical	ADJ
fsr-3343	102	2	framework	framework	NOUN
fsr-3343	102	3	the	the	DET
fsr-3343	102	4	opportunity	opportunity	NOUN
fsr-3343	102	5	model	model	NOUN
fsr-3343	102	6	of	of	ADP
fsr-3343	102	7	predatory	predatory	ADJ
fsr-3343	102	8	victimization	victimization	NOUN
fsr-3343	102	9	deliema	deliema	NOUN
fsr-3343	102	10	et	et	PROPN
fsr-3343	102	11	al	al	PROPN
fsr-3343	102	12	.	.	PROPN
fsr-3343	103	1	(	(	PUNCT
fsr-3343	103	2	2020	2020	NUM
fsr-3343	103	3	)	)	PUNCT
fsr-3343	103	4	utilized	utilize	VERB
fsr-3343	103	5	the	the	DET
fsr-3343	103	6	opportunity	opportunity	NOUN
fsr-3343	103	7	model	model	NOUN
fsr-3343	103	8	of	of	ADP
fsr-3343	103	9	predatory	predatory	ADJ
fsr-3343	103	10	victimization	victimization	NOUN
fsr-3343	103	11	in	in	ADP
fsr-3343	103	12	their	their	PRON
fsr-3343	103	13	research	research	NOUN
fsr-3343	103	14	and	and	CCONJ
fsr-3343	103	15	posited	posit	VERB
fsr-3343	103	16	that	that	SCONJ
fsr-3343	103	17	certain	certain	ADJ
fsr-3343	103	18	attitudes	attitude	NOUN
fsr-3343	103	19	and	and	CCONJ
fsr-3343	103	20	behaviors	behavior	NOUN
fsr-3343	103	21	that	that	PRON
fsr-3343	103	22	are	be	AUX
fsr-3343	103	23	common	common	ADJ
fsr-3343	103	24	in	in	ADP
fsr-3343	103	25	fraud	fraud	NOUN
fsr-3343	103	26	victims	victim	NOUN
fsr-3343	103	27	make	make	VERB
fsr-3343	103	28	them	they	PRON
fsr-3343	103	29	an	an	DET
fsr-3343	103	30	attractive	attractive	ADJ
fsr-3343	103	31	target	target	NOUN
fsr-3343	103	32	for	for	ADP
fsr-3343	103	33	offenders	offender	NOUN
fsr-3343	103	34	.	.	PUNCT
fsr-3343	104	1	similarly	similarly	ADV
fsr-3343	104	2	,	,	PUNCT
fsr-3343	104	3	this	this	DET
fsr-3343	104	4	study	study	NOUN
fsr-3343	104	5	argues	argue	VERB
fsr-3343	104	6	that	that	SCONJ
fsr-3343	104	7	the	the	DET
fsr-3343	104	8	characteristics	characteristic	NOUN
fsr-3343	104	9	associated	associate	VERB
fsr-3343	104	10	with	with	ADP
fsr-3343	104	11	fraud	fraud	NOUN
fsr-3343	104	12	victims	victim	NOUN
fsr-3343	104	13	are	be	AUX
fsr-3343	104	14	also	also	ADV
fsr-3343	104	15	present	present	ADJ
fsr-3343	104	16	in	in	ADP
fsr-3343	104	17	overconfident	overconfident	ADJ
fsr-3343	104	18	investors	investor	NOUN
fsr-3343	104	19	while	while	SCONJ
fsr-3343	104	20	mostly	mostly	ADV
fsr-3343	104	21	absent	absent	ADJ
fsr-3343	104	22	in	in	ADP
fsr-3343	104	23	financially	financially	ADV
fsr-3343	104	24	knowledgeable	knowledgeable	ADJ
fsr-3343	104	25	investors	investor	NOUN
fsr-3343	104	26	.	.	PUNCT
fsr-3343	105	1	specifically	specifically	ADV
fsr-3343	105	2	,	,	PUNCT
fsr-3343	105	3	cohen	cohen	PROPN
fsr-3343	105	4	et	et	PROPN
fsr-3343	105	5	al	al	PROPN
fsr-3343	105	6	.	.	PROPN
fsr-3343	105	7	(	(	PUNCT
fsr-3343	105	8	1981	1981	NUM
fsr-3343	105	9	)	)	PUNCT
fsr-3343	105	10	argued	argue	VERB
fsr-3343	105	11	that	that	SCONJ
fsr-3343	105	12	the	the	DET
fsr-3343	105	13	risk	risk	NOUN
fsr-3343	105	14	of	of	ADP
fsr-3343	105	15	victimization	victimization	NOUN
fsr-3343	105	16	increases	increase	VERB
fsr-3343	105	17	with	with	ADP
fsr-3343	105	18	the	the	DET
fsr-3343	105	19	following	follow	VERB
fsr-3343	105	20	five	five	NUM
fsr-3343	105	21	factors	factor	NOUN
fsr-3343	105	22	:	:	PUNCT
fsr-3343	105	23	proximity	proximity	NOUN
fsr-3343	105	24	to	to	ADP
fsr-3343	105	25	potential	potential	ADJ
fsr-3343	105	26	offenders	offender	NOUN
fsr-3343	105	27	,	,	PUNCT
fsr-3343	105	28	guardianship	guardianship	NOUN
fsr-3343	105	29	,	,	PUNCT
fsr-3343	105	30	target	target	NOUN
fsr-3343	105	31	attractiveness	attractiveness	NOUN
fsr-3343	105	32	,	,	PUNCT
fsr-3343	105	33	exposure	exposure	NOUN
fsr-3343	105	34	,	,	PUNCT
fsr-3343	105	35	and	and	CCONJ
fsr-3343	105	36	definitional	definitional	ADJ
fsr-3343	105	37	properties	property	NOUN
fsr-3343	105	38	of	of	ADP
fsr-3343	105	39	specific	specific	ADJ
fsr-3343	105	40	crimes	crime	NOUN
fsr-3343	105	41	.	.	PUNCT
fsr-3343	106	1	in	in	ADP
fsr-3343	106	2	other	other	ADJ
fsr-3343	106	3	words	word	NOUN
fsr-3343	106	4	,	,	PUNCT
fsr-3343	106	5	individuals	individual	NOUN
fsr-3343	106	6	’	'	PUNCT
fsr-3343	106	7	routine	routine	ADJ
fsr-3343	106	8	activities	activity	NOUN
fsr-3343	106	9	and	and	CCONJ
fsr-3343	106	10	lifestyles	lifestyle	NOUN
fsr-3343	106	11	may	may	AUX
fsr-3343	106	12	place	place	VERB
fsr-3343	106	13	them	they	PRON
fsr-3343	106	14	and	and	CCONJ
fsr-3343	106	15	their	their	PRON
fsr-3343	106	16	property	property	NOUN
fsr-3343	106	17	at	at	ADP
fsr-3343	106	18	risk	risk	NOUN
fsr-3343	106	19	for	for	ADP
fsr-3343	106	20	victimization	victimization	NOUN
fsr-3343	106	21	without	without	ADP
fsr-3343	106	22	due	due	ADJ
fsr-3343	106	23	diligence	diligence	NOUN
fsr-3343	106	24	,	,	PUNCT
fsr-3343	106	25	professional	professional	ADJ
fsr-3343	106	26	advice	advice	NOUN
fsr-3343	106	27	,	,	PUNCT
fsr-3343	106	28	self	self	NOUN
fsr-3343	106	29	-	-	PUNCT
fsr-3343	106	30	restraint	restraint	NOUN
fsr-3343	106	31	,	,	PUNCT
fsr-3343	106	32	and	and	CCONJ
fsr-3343	106	33	wisdom	wisdom	NOUN
fsr-3343	106	34	.	.	PUNCT
fsr-3343	107	1	therefore	therefore	ADV
fsr-3343	107	2	,	,	PUNCT
fsr-3343	107	3	the	the	DET
fsr-3343	107	4	current	current	ADJ
fsr-3343	107	5	study	study	NOUN
fsr-3343	107	6	explores	explore	VERB
fsr-3343	107	7	the	the	DET
fsr-3343	107	8	extent	extent	NOUN
fsr-3343	107	9	to	to	PART
fsr-3343	107	10	which	which	PRON
fsr-3343	107	11	the	the	DET
fsr-3343	107	12	following	follow	VERB
fsr-3343	107	13	factors	factor	NOUN
fsr-3343	107	14	are	be	AUX
fsr-3343	107	15	associated	associate	VERB
fsr-3343	107	16	with	with	ADP
fsr-3343	107	17	financially	financially	ADV
fsr-3343	107	18	literate	literate	ADJ
fsr-3343	107	19	and	and	CCONJ
fsr-3343	107	20	overconfident	overconfident	ADJ
fsr-3343	107	21	investors	investor	NOUN
fsr-3343	107	22	while	while	SCONJ
fsr-3343	107	23	noting	note	VERB
fsr-3343	107	24	nuances	nuance	NOUN
fsr-3343	107	25	by	by	ADP
fsr-3343	107	26	gender	gender	NOUN
fsr-3343	107	27	and	and	CCONJ
fsr-3343	107	28	age	age	NOUN
fsr-3343	107	29	:	:	PUNCT
fsr-3343	107	30	target	target	NOUN
fsr-3343	107	31	attractiveness	attractiveness	NOUN
fsr-3343	107	32	,	,	PUNCT
fsr-3343	107	33	guardianship	guardianship	NOUN
fsr-3343	107	34	,	,	PUNCT
fsr-3343	107	35	exposure	exposure	NOUN
fsr-3343	107	36	,	,	PUNCT
fsr-3343	107	37	and	and	CCONJ
fsr-3343	107	38	proximity	proximity	NOUN
fsr-3343	107	39	.	.	PUNCT
fsr-3343	108	1	when	when	SCONJ
fsr-3343	108	2	the	the	DET
fsr-3343	108	3	opportunity	opportunity	NOUN
fsr-3343	108	4	model	model	NOUN
fsr-3343	108	5	of	of	ADP
fsr-3343	108	6	predatory	predatory	ADJ
fsr-3343	108	7	victimization	victimization	NOUN
fsr-3343	108	8	is	be	AUX
fsr-3343	108	9	applied	apply	VERB
fsr-3343	108	10	to	to	ADP
fsr-3343	108	11	the	the	DET
fsr-3343	108	12	current	current	ADJ
fsr-3343	108	13	study	study	NOUN
fsr-3343	108	14	,	,	PUNCT
fsr-3343	108	15	an	an	DET
fsr-3343	108	16	investor	investor	NOUN
fsr-3343	108	17	with	with	ADP
fsr-3343	108	18	low	low	ADJ
fsr-3343	108	19	financial	financial	ADJ
fsr-3343	108	20	knowledge	knowledge	NOUN
fsr-3343	108	21	and	and	CCONJ
fsr-3343	108	22	high	high	ADJ
fsr-3343	108	23	confidence	confidence	NOUN
fsr-3343	108	24	is	be	AUX
fsr-3343	108	25	likely	likely	ADJ
fsr-3343	108	26	to	to	PART
fsr-3343	108	27	be	be	AUX
fsr-3343	108	28	an	an	DET
fsr-3343	108	29	attractive	attractive	ADJ
fsr-3343	108	30	target	target	NOUN
fsr-3343	108	31	to	to	ADP
fsr-3343	108	32	fraudsters	fraudster	NOUN
fsr-3343	108	33	(	(	PUNCT
fsr-3343	108	34	deliema	deliema	VERB
fsr-3343	108	35	et	et	NOUN
fsr-3343	108	36	al	al	PROPN
fsr-3343	108	37	.	.	PROPN
fsr-3343	108	38	,	,	PUNCT
fsr-3343	108	39	2020	2020	NUM
fsr-3343	108	40	)	)	PUNCT
fsr-3343	108	41	.	.	PUNCT
fsr-3343	109	1	one	one	NUM
fsr-3343	109	2	reason	reason	NOUN
fsr-3343	109	3	for	for	ADP
fsr-3343	109	4	target	target	NOUN
fsr-3343	109	5	attractiveness	attractiveness	NOUN
fsr-3343	109	6	is	be	AUX
fsr-3343	109	7	that	that	SCONJ
fsr-3343	109	8	overconfident	overconfident	ADJ
fsr-3343	109	9	investors	investor	NOUN
fsr-3343	109	10	tend	tend	VERB
fsr-3343	109	11	to	to	PART
fsr-3343	109	12	utilize	utilize	VERB
fsr-3343	109	13	guardians	guardian	NOUN
fsr-3343	109	14	less	less	ADJ
fsr-3343	109	15	as	as	SCONJ
fsr-3343	109	16	their	their	PRON
fsr-3343	109	17	confidence	confidence	NOUN
fsr-3343	109	18	level	level	NOUN
fsr-3343	109	19	makes	make	VERB
fsr-3343	109	20	them	they	PRON
fsr-3343	109	21	believe	believe	VERB
fsr-3343	109	22	they	they	PRON
fsr-3343	109	23	do	do	AUX
fsr-3343	109	24	not	not	PART
fsr-3343	109	25	need	need	VERB
fsr-3343	109	26	someone	someone	PRON
fsr-3343	109	27	looking	look	VERB
fsr-3343	109	28	out	out	ADV
fsr-3343	109	29	,	,	PUNCT
fsr-3343	109	30	aiding	aid	VERB
fsr-3343	109	31	,	,	PUNCT
fsr-3343	109	32	or	or	CCONJ
fsr-3343	109	33	performing	perform	VERB
fsr-3343	109	34	due	due	ADJ
fsr-3343	109	35	diligence	diligence	NOUN
fsr-3343	109	36	for	for	ADP
fsr-3343	109	37	them	they	PRON
fsr-3343	109	38	(	(	PUNCT
fsr-3343	109	39	nussbaumer	nussbaumer	NOUN
fsr-3343	109	40	et	et	PROPN
fsr-3343	109	41	al	al	PROPN
fsr-3343	109	42	.	.	PROPN
fsr-3343	109	43	,	,	PUNCT
fsr-3343	109	44	2009	2009	NUM
fsr-3343	109	45	)	)	PUNCT
fsr-3343	109	46	.	.	PUNCT
fsr-3343	110	1	in	in	ADP
fsr-3343	110	2	addition	addition	NOUN
fsr-3343	110	3	to	to	ADP
fsr-3343	110	4	target	target	VERB
fsr-3343	110	5	attractiveness	attractiveness	NOUN
fsr-3343	110	6	,	,	PUNCT
fsr-3343	110	7	overconfident	overconfident	ADJ
fsr-3343	110	8	investors	investor	NOUN
fsr-3343	110	9	also	also	ADV
fsr-3343	110	10	tend	tend	VERB
fsr-3343	110	11	to	to	PART
fsr-3343	110	12	increase	increase	VERB
fsr-3343	110	13	their	their	PRON
fsr-3343	110	14	exposure	exposure	NOUN
fsr-3343	110	15	to	to	ADP
fsr-3343	110	16	fraudsters	fraudster	NOUN
fsr-3343	110	17	through	through	ADP
fsr-3343	110	18	behaviors	behavior	NOUN
fsr-3343	110	19	like	like	ADP
fsr-3343	110	20	purchasing	purchase	VERB
fsr-3343	110	21	nonregulated	nonregulate	VERB
fsr-3343	110	22	investments	investment	NOUN
fsr-3343	110	23	,	,	PUNCT
fsr-3343	110	24	purchasing	purchase	VERB
fsr-3343	110	25	investments	investment	NOUN
fsr-3343	110	26	after	after	ADP
fsr-3343	110	27	attending	attend	VERB
fsr-3343	110	28	a	a	DET
fsr-3343	110	29	free	free	ADJ
fsr-3343	110	30	dinner	dinner	NOUN
fsr-3343	110	31	seminar	seminar	NOUN
fsr-3343	110	32	,	,	PUNCT
fsr-3343	110	33	trading	trading	NOUN
fsr-3343	110	34	at	at	ADP
fsr-3343	110	35	a	a	DET
fsr-3343	110	36	high	high	ADJ
fsr-3343	110	37	frequency	frequency	NOUN
fsr-3343	110	38	,	,	PUNCT
fsr-3343	110	39	allocating	allocate	VERB
fsr-3343	110	40	assets	asset	NOUN
fsr-3343	110	41	primarily	primarily	ADV
fsr-3343	110	42	to	to	ADP
fsr-3343	110	43	equities	equity	NOUN
fsr-3343	110	44	,	,	PUNCT
fsr-3343	110	45	or	or	CCONJ
fsr-3343	110	46	buying	buy	VERB
fsr-3343	110	47	from	from	ADP
fsr-3343	110	48	a	a	DET
fsr-3343	110	49	cold	cold	ADJ
fsr-3343	110	50	caller	caller	NOUN
fsr-3343	110	51	(	(	PUNCT
fsr-3343	110	52	deliema	deliema	NOUN
fsr-3343	110	53	et	et	PROPN
fsr-3343	110	54	al	al	PROPN
fsr-3343	110	55	.	.	PROPN
fsr-3343	110	56	,	,	PUNCT
fsr-3343	110	57	2020	2020	NUM
fsr-3343	110	58	;	;	PUNCT
fsr-3343	110	59	odean	odean	ADJ
fsr-3343	110	60	,	,	PUNCT
fsr-3343	110	61	1998	1998	NUM
fsr-3343	110	62	;	;	PUNCT
fsr-3343	110	63	trinugroho	trinugroho	NOUN
fsr-3343	110	64	&	&	CCONJ
fsr-3343	110	65	sembel	sembel	PROPN
fsr-3343	110	66	,	,	PUNCT
fsr-3343	110	67	2011	2011	NUM
fsr-3343	110	68	)	)	PUNCT
fsr-3343	110	69	.	.	PUNCT
fsr-3343	111	1	moreover	moreover	ADV
fsr-3343	111	2	,	,	PUNCT
fsr-3343	111	3	the	the	DET
fsr-3343	111	4	overconfident	overconfident	ADJ
fsr-3343	111	5	investor	investor	NOUN
fsr-3343	111	6	is	be	AUX
fsr-3343	111	7	likelier	likeli	ADJ
fsr-3343	111	8	to	to	PART
fsr-3343	111	9	miss	miss	VERB
fsr-3343	111	10	cues	cue	NOUN
fsr-3343	111	11	that	that	SCONJ
fsr-3343	111	12	other	other	ADJ
fsr-3343	111	13	investors	investor	NOUN
fsr-3343	111	14	may	may	AUX
fsr-3343	111	15	notice	notice	VERB
fsr-3343	111	16	and	and	CCONJ
fsr-3343	111	17	reduce	reduce	VERB
fsr-3343	111	18	their	their	PRON
fsr-3343	111	19	proximity	proximity	NOUN
fsr-3343	111	20	to	to	ADP
fsr-3343	111	21	criminals	criminal	NOUN
fsr-3343	111	22	.	.	PUNCT
fsr-3343	112	1	when	when	SCONJ
fsr-3343	112	2	investor	investor	NOUN
fsr-3343	112	3	age	age	NOUN
fsr-3343	112	4	is	be	AUX
fsr-3343	112	5	considered	consider	VERB
fsr-3343	112	6	in	in	ADP
fsr-3343	112	7	the	the	DET
fsr-3343	112	8	context	context	NOUN
fsr-3343	112	9	of	of	ADP
fsr-3343	112	10	the	the	DET
fsr-3343	112	11	opportunity	opportunity	NOUN
fsr-3343	112	12	model	model	NOUN
fsr-3343	112	13	of	of	ADP
fsr-3343	112	14	predatory	predatory	ADJ
fsr-3343	112	15	victimization	victimization	NOUN
fsr-3343	112	16	,	,	PUNCT
fsr-3343	112	17	both	both	CCONJ
fsr-3343	112	18	older	old	ADJ
fsr-3343	112	19	and	and	CCONJ
fsr-3343	112	20	younger	young	ADJ
fsr-3343	112	21	investors	investor	NOUN
fsr-3343	112	22	are	be	AUX
fsr-3343	112	23	posited	posit	VERB
fsr-3343	112	24	to	to	PART
fsr-3343	112	25	be	be	AUX
fsr-3343	112	26	at	at	ADP
fsr-3343	112	27	risk	risk	NOUN
fsr-3343	112	28	of	of	ADP
fsr-3343	112	29	investment	investment	NOUN
fsr-3343	112	30	fraud	fraud	NOUN
fsr-3343	112	31	but	but	CCONJ
fsr-3343	112	32	to	to	ADP
fsr-3343	112	33	a	a	DET
fsr-3343	112	34	lesser	less	ADJ
fsr-3343	112	35	extent	extent	NOUN
fsr-3343	112	36	than	than	ADP
fsr-3343	112	37	overconfident	overconfident	ADJ
fsr-3343	112	38	investors	investor	NOUN
fsr-3343	112	39	.	.	PUNCT
fsr-3343	113	1	for	for	ADP
fsr-3343	113	2	example	example	NOUN
fsr-3343	113	3	,	,	PUNCT
fsr-3343	113	4	such	such	ADJ
fsr-3343	113	5	factors	factor	NOUN
fsr-3343	113	6	as	as	ADP
fsr-3343	113	7	a	a	DET
fsr-3343	113	8	greater	great	ADJ
fsr-3343	113	9	accumulation	accumulation	NOUN
fsr-3343	113	10	of	of	ADP
fsr-3343	113	11	assets	asset	NOUN
fsr-3343	113	12	coupled	couple	VERB
fsr-3343	113	13	with	with	ADP
fsr-3343	113	14	social	social	ADJ
fsr-3343	113	15	isolation	isolation	NOUN
fsr-3343	113	16	and/or	and/or	CCONJ
fsr-3343	113	17	cognitive	cognitive	ADJ
fsr-3343	113	18	decline	decline	NOUN
fsr-3343	113	19	may	may	AUX
fsr-3343	113	20	increase	increase	VERB
fsr-3343	113	21	the	the	DET
fsr-3343	113	22	target	target	NOUN
fsr-3343	113	23	attractiveness	attractiveness	NOUN
fsr-3343	113	24	of	of	ADP
fsr-3343	113	25	elderly	elderly	ADJ
fsr-3343	113	26	investors	investor	NOUN
fsr-3343	113	27	to	to	ADP
fsr-3343	113	28	fraudsters	fraudster	NOUN
fsr-3343	113	29	(	(	PUNCT
fsr-3343	113	30	boyle	boyle	PROPN
fsr-3343	113	31	et	et	PROPN
fsr-3343	113	32	al	al	PROPN
fsr-3343	113	33	.	.	PROPN
fsr-3343	113	34	,	,	PUNCT
fsr-3343	113	35	2012	2012	NUM
fsr-3343	113	36	;	;	PUNCT
fsr-3343	113	37	burnes	burnes	PROPN
fsr-3343	113	38	et	et	PROPN
fsr-3343	113	39	al	al	PROPN
fsr-3343	113	40	.	.	PROPN
fsr-3343	113	41	,	,	PUNCT
fsr-3343	113	42	2017	2017	NUM
fsr-3343	113	43	)	)	PUNCT
fsr-3343	113	44	.	.	PUNCT
fsr-3343	114	1	in	in	ADP
fsr-3343	114	2	contrast	contrast	NOUN
fsr-3343	114	3	,	,	PUNCT
fsr-3343	114	4	young	young	ADJ
fsr-3343	114	5	investors	investor	NOUN
fsr-3343	114	6	are	be	AUX
fsr-3343	114	7	believed	believe	VERB
fsr-3343	114	8	to	to	PART
fsr-3343	114	9	have	have	AUX
fsr-3343	114	10	increased	increase	VERB
fsr-3343	114	11	exposure	exposure	NOUN
fsr-3343	114	12	to	to	ADP
fsr-3343	114	13	investment	investment	NOUN
fsr-3343	114	14	fraud	fraud	NOUN
fsr-3343	114	15	opportunities	opportunity	NOUN
fsr-3343	114	16	because	because	SCONJ
fsr-3343	114	17	of	of	ADP
fsr-3343	114	18	higher	high	ADJ
fsr-3343	114	19	trading	trading	NOUN
fsr-3343	114	20	frequency	frequency	NOUN
fsr-3343	114	21	and	and	CCONJ
fsr-3343	114	22	a	a	DET
fsr-3343	114	23	tendency	tendency	NOUN
fsr-3343	114	24	to	to	PART
fsr-3343	114	25	assume	assume	VERB
fsr-3343	114	26	greater	great	ADJ
fsr-3343	114	27	investment	investment	NOUN
fsr-3343	114	28	risk	risk	NOUN
fsr-3343	114	29	independent	independent	ADJ
fsr-3343	114	30	of	of	ADP
fsr-3343	114	31	experienced	experienced	ADJ
fsr-3343	114	32	investors	investor	NOUN
fsr-3343	114	33	.	.	PUNCT
fsr-3343	115	1	concerning	concern	VERB
fsr-3343	115	2	gender	gender	NOUN
fsr-3343	115	3	,	,	PUNCT
fsr-3343	115	4	females	female	NOUN
fsr-3343	115	5	are	be	AUX
fsr-3343	115	6	posited	posit	VERB
fsr-3343	115	7	to	to	PART
fsr-3343	115	8	have	have	VERB
fsr-3343	115	9	lower	low	ADJ
fsr-3343	115	10	target	target	NOUN
fsr-3343	115	11	attractiveness	attractiveness	NOUN
fsr-3343	115	12	to	to	ADP
fsr-3343	115	13	perpetrators	perpetrator	NOUN
fsr-3343	115	14	of	of	ADP
fsr-3343	115	15	investment	investment	NOUN
fsr-3343	115	16	fraud	fraud	NOUN
fsr-3343	115	17	because	because	SCONJ
fsr-3343	115	18	of	of	ADP
fsr-3343	115	19	lower	low	ADJ
fsr-3343	115	20	perceived	perceive	VERB
fsr-3343	115	21	selfefficacy	selfefficacy	NOUN
fsr-3343	115	22	in	in	ADP
fsr-3343	115	23	the	the	DET
fsr-3343	115	24	domain	domain	NOUN
fsr-3343	115	25	of	of	ADP
fsr-3343	115	26	personal	personal	ADJ
fsr-3343	115	27	finance	finance	NOUN
fsr-3343	115	28	and	and	CCONJ
fsr-3343	115	29	because	because	SCONJ
fsr-3343	115	30	they	they	PRON
fsr-3343	115	31	are	be	AUX
fsr-3343	115	32	less	less	ADV
fsr-3343	115	33	likely	likely	ADJ
fsr-3343	115	34	to	to	PART
fsr-3343	115	35	make	make	VERB
fsr-3343	115	36	investment	investment	NOUN
fsr-3343	115	37	decisions	decision	NOUN
fsr-3343	115	38	compared	compare	VERB
fsr-3343	115	39	to	to	ADP
fsr-3343	115	40	males	male	NOUN
fsr-3343	115	41	.	.	PUNCT
fsr-3343	116	1	in	in	ADP
fsr-3343	116	2	contrast	contrast	NOUN
fsr-3343	116	3	,	,	PUNCT
fsr-3343	116	4	males	male	NOUN
fsr-3343	116	5	have	have	AUX
fsr-3343	116	6	increased	increase	VERB
fsr-3343	116	7	target	target	NOUN
fsr-3343	116	8	attractiveness	attractiveness	NOUN
fsr-3343	116	9	due	due	ADP
fsr-3343	116	10	to	to	ADP
fsr-3343	116	11	their	their	PRON
fsr-3343	116	12	predominance	predominance	NOUN
fsr-3343	116	13	in	in	ADP
fsr-3343	116	14	the	the	DET
fsr-3343	116	15	financial	financial	ADJ
fsr-3343	116	16	markets	market	NOUN
fsr-3343	116	17	,	,	PUNCT
fsr-3343	116	18	higher	high	ADJ
fsr-3343	116	19	risk	risk	NOUN
fsr-3343	116	20	tolerance	tolerance	NOUN
fsr-3343	116	21	,	,	PUNCT
fsr-3343	116	22	greater	great	ADJ
fsr-3343	116	23	self	self	NOUN
fsr-3343	116	24	-	-	PUNCT
fsr-3343	116	25	efficacy	efficacy	NOUN
fsr-3343	116	26	in	in	ADP
fsr-3343	116	27	the	the	DET
fsr-3343	116	28	personal	personal	ADJ
fsr-3343	116	29	finance	finance	NOUN
fsr-3343	116	30	domain	domain	NOUN
fsr-3343	116	31	,	,	PUNCT
fsr-3343	116	32	and	and	CCONJ
fsr-3343	116	33	probable	probable	ADJ
fsr-3343	116	34	susceptibility	susceptibility	NOUN
fsr-3343	116	35	to	to	ADP
fsr-3343	116	36	gender	gender	NOUN
fsr-3343	116	37	priming	priming	NOUN
fsr-3343	116	38	.	.	PUNCT
fsr-3343	117	1	when	when	SCONJ
fsr-3343	117	2	financially	financially	ADV
fsr-3343	117	3	knowledgeable	knowledgeable	ADJ
fsr-3343	117	4	investors	investor	NOUN
fsr-3343	117	5	are	be	AUX
fsr-3343	117	6	added	add	VERB
fsr-3343	117	7	to	to	ADP
fsr-3343	117	8	the	the	DET
fsr-3343	117	9	framework	framework	NOUN
fsr-3343	117	10	,	,	PUNCT
fsr-3343	117	11	figure	figure	NOUN
fsr-3343	117	12	1	1	NUM
fsr-3343	117	13	illustrates	illustrate	VERB
fsr-3343	117	14	that	that	SCONJ
fsr-3343	117	15	females	female	NOUN
fsr-3343	117	16	are	be	AUX
fsr-3343	117	17	likely	likely	ADJ
fsr-3343	117	18	at	at	ADP
fsr-3343	117	19	the	the	DET
fsr-3343	117	20	lowest	low	ADJ
fsr-3343	117	21	end	end	NOUN
fsr-3343	117	22	of	of	ADP
fsr-3343	117	23	the	the	DET
fsr-3343	117	24	investment	investment	NOUN
fsr-3343	117	25	fraud	fraud	NOUN
fsr-3343	117	26	risk	risk	NOUN
fsr-3343	117	27	spectrum	spectrum	NOUN
fsr-3343	117	28	,	,	PUNCT
fsr-3343	117	29	followed	follow	VERB
fsr-3343	117	30	by	by	ADP
fsr-3343	117	31	financially	financially	ADV
fsr-3343	117	32	knowledgeable	knowledgeable	ADJ
fsr-3343	117	33	men	man	NOUN
fsr-3343	117	34	.	.	PUNCT
fsr-3343	118	1	these	these	DET
fsr-3343	118	2	knowledgeable	knowledgeable	ADJ
fsr-3343	118	3	men	man	NOUN
fsr-3343	118	4	are	be	AUX
fsr-3343	118	5	likely	likely	ADJ
fsr-3343	118	6	to	to	PART
fsr-3343	118	7	take	take	VERB
fsr-3343	118	8	on	on	ADP
fsr-3343	118	9	more	more	ADJ
fsr-3343	118	10	investment	investment	NOUN
fsr-3343	118	11	risk	risk	NOUN
fsr-3343	118	12	than	than	ADP
fsr-3343	118	13	women	woman	NOUN
fsr-3343	118	14	,	,	PUNCT
fsr-3343	118	15	but	but	CCONJ
fsr-3343	118	16	since	since	SCONJ
fsr-3343	118	17	their	their	PRON
fsr-3343	118	18	confidence	confidence	NOUN
fsr-3343	118	19	level	level	NOUN
fsr-3343	118	20	aligns	align	VERB
fsr-3343	118	21	with	with	ADP
fsr-3343	118	22	their	their	PRON
fsr-3343	118	23	abilities	ability	NOUN
fsr-3343	118	24	,	,	PUNCT
fsr-3343	118	25	the	the	DET
fsr-3343	118	26	risk	risk	NOUN
fsr-3343	118	27	level	level	NOUN
fsr-3343	118	28	remains	remain	VERB
fsr-3343	118	29	on	on	ADP
fsr-3343	118	30	the	the	DET
fsr-3343	118	31	lower	low	ADJ
fsr-3343	118	32	end	end	NOUN
fsr-3343	118	33	of	of	ADP
fsr-3343	118	34	the	the	DET
fsr-3343	118	35	spectrum	spectrum	NOUN
fsr-3343	118	36	(	(	PUNCT
fsr-3343	118	37	d’acunto	d’acunto	PROPN
fsr-3343	118	38	,	,	PUNCT
fsr-3343	118	39	2015	2015	NUM
fsr-3343	118	40	;	;	PUNCT
fsr-3343	119	1	kramer	kramer	PROPN
fsr-3343	119	2	,	,	PUNCT
fsr-3343	119	3	2014	2014	NUM
fsr-3343	119	4	)	)	PUNCT
fsr-3343	119	5	.	.	PUNCT
fsr-3343	120	1	rand	rand	NOUN
fsr-3343	120	2	et	et	PROPN
fsr-3343	120	3	al	al	PROPN
fsr-3343	120	4	.	.	PROPN
fsr-3343	120	5	107	107	NUM
fsr-3343	120	6	figure	figure	NOUN
fsr-3343	120	7	1	1	NUM
fsr-3343	120	8	.	.	PUNCT
fsr-3343	120	9	theoretical	theoretical	ADJ
fsr-3343	120	10	framework	framework	NOUN
fsr-3343	120	11	visualization	visualization	NOUN
fsr-3343	120	12	low	low	ADJ
fsr-3343	120	13	risk	risk	NOUN
fsr-3343	120	14	high	high	ADJ
fsr-3343	120	15	risk	risk	NOUN
fsr-3343	120	16	gender	gender	NOUN
fsr-3343	120	17	age	age	NOUN
fsr-3343	120	18	females	female	VERB
fsr-3343	120	19	theoretical	theoretical	ADJ
fsr-3343	120	20	framework	framework	NOUN
fsr-3343	120	21	risk	risk	NOUN
fsr-3343	120	22	of	of	ADP
fsr-3343	120	23	investment	investment	NOUN
fsr-3343	120	24	fraud	fraud	NOUN
fsr-3343	120	25	males	male	VERB
fsr-3343	120	26	younger	young	ADJ
fsr-3343	120	27	adults	adult	NOUN
fsr-3343	120	28	older	old	ADJ
fsr-3343	120	29	adults	adult	NOUN
fsr-3343	120	30	older	old	ADJ
fsr-3343	120	31	adults	adult	NOUN
fsr-3343	120	32	younger	young	ADJ
fsr-3343	120	33	adults	adult	NOUN
fsr-3343	120	34	females	female	NOUN
fsr-3343	120	35	males	male	NOUN
fsr-3343	120	36	research	research	NOUN
fsr-3343	120	37	questions	question	NOUN
fsr-3343	120	38	this	this	DET
fsr-3343	120	39	study	study	NOUN
fsr-3343	120	40	explores	explore	VERB
fsr-3343	120	41	the	the	DET
fsr-3343	120	42	extent	extent	NOUN
fsr-3343	120	43	to	to	PART
fsr-3343	120	44	which	which	PRON
fsr-3343	120	45	overconfident	overconfident	ADJ
fsr-3343	120	46	and	and	CCONJ
fsr-3343	120	47	financially	financially	ADV
fsr-3343	120	48	literate	literate	ADJ
fsr-3343	120	49	investors	investor	NOUN
fsr-3343	120	50	possess	possess	VERB
fsr-3343	120	51	attitudes	attitude	NOUN
fsr-3343	120	52	and	and	CCONJ
fsr-3343	120	53	behaviors	behavior	NOUN
fsr-3343	120	54	known	know	VERB
fsr-3343	120	55	to	to	PART
fsr-3343	120	56	increase	increase	VERB
fsr-3343	120	57	investment	investment	NOUN
fsr-3343	120	58	fraud	fraud	NOUN
fsr-3343	120	59	vulnerability	vulnerability	NOUN
fsr-3343	120	60	.	.	PUNCT
fsr-3343	121	1	•	•	NUM
fsr-3343	121	2	does	do	VERB
fsr-3343	121	3	financial	financial	ADJ
fsr-3343	121	4	literacy	literacy	NOUN
fsr-3343	121	5	protect	protect	NOUN
fsr-3343	121	6	against	against	ADP
fsr-3343	121	7	investment	investment	NOUN
fsr-3343	121	8	fraud	fraud	NOUN
fsr-3343	121	9	?	?	PUNCT
fsr-3343	122	1	•	•	NOUN
fsr-3343	122	2	does	do	AUX
fsr-3343	122	3	overconfidence	overconfidence	NOUN
fsr-3343	122	4	predispose	predispose	VERB
fsr-3343	122	5	investors	investor	NOUN
fsr-3343	122	6	to	to	ADP
fsr-3343	122	7	investment	investment	NOUN
fsr-3343	122	8	fraud	fraud	NOUN
fsr-3343	122	9	?	?	PUNCT
fsr-3343	123	1	•	•	NUM
fsr-3343	123	2	how	how	SCONJ
fsr-3343	123	3	do	do	AUX
fsr-3343	123	4	gender	gender	NOUN
fsr-3343	123	5	and	and	CCONJ
fsr-3343	123	6	age	age	NOUN
fsr-3343	123	7	affect	affect	VERB
fsr-3343	123	8	investor	investor	NOUN
fsr-3343	123	9	vulnerability	vulnerability	NOUN
fsr-3343	123	10	to	to	ADP
fsr-3343	123	11	investment	investment	NOUN
fsr-3343	123	12	fraud	fraud	NOUN
fsr-3343	123	13	?	?	PUNCT
fsr-3343	124	1	these	these	DET
fsr-3343	124	2	research	research	NOUN
fsr-3343	124	3	questions	question	NOUN
fsr-3343	124	4	are	be	AUX
fsr-3343	124	5	addressed	address	VERB
fsr-3343	124	6	through	through	ADP
fsr-3343	124	7	eight	eight	NUM
fsr-3343	124	8	hypotheses	hypothesis	NOUN
fsr-3343	124	9	,	,	PUNCT
fsr-3343	124	10	which	which	PRON
fsr-3343	124	11	examine	examine	VERB
fsr-3343	124	12	areas	area	NOUN
fsr-3343	124	13	of	of	ADP
fsr-3343	124	14	investor	investor	NOUN
fsr-3343	124	15	concern	concern	NOUN
fsr-3343	124	16	and	and	CCONJ
fsr-3343	124	17	confidence	confidence	NOUN
fsr-3343	124	18	about	about	ADP
fsr-3343	124	19	fraud	fraud	NOUN
fsr-3343	124	20	,	,	PUNCT
fsr-3343	124	21	investor	investor	NOUN
fsr-3343	124	22	attitude	attitude	NOUN
fsr-3343	124	23	toward	toward	ADP
fsr-3343	124	24	risk	risk	NOUN
fsr-3343	124	25	,	,	PUNCT
fsr-3343	124	26	investor	investor	NOUN
fsr-3343	124	27	risk	risk	NOUN
fsr-3343	124	28	level	level	NOUN
fsr-3343	124	29	,	,	PUNCT
fsr-3343	124	30	and	and	CCONJ
fsr-3343	124	31	investors	investor	NOUN
fsr-3343	124	32	’	’	PART
fsr-3343	124	33	information	information	NOUN
fsr-3343	124	34	-	-	PUNCT
fsr-3343	124	35	seeking	seek	VERB
fsr-3343	124	36	behaviors	behavior	NOUN
fsr-3343	124	37	.	.	PUNCT
fsr-3343	125	1	hypotheses	hypothesis	NOUN
fsr-3343	125	2	this	this	DET
fsr-3343	125	3	study	study	NOUN
fsr-3343	125	4	posits	posit	VERB
fsr-3343	125	5	the	the	DET
fsr-3343	125	6	following	follow	VERB
fsr-3343	125	7	hypotheses	hypothesis	NOUN
fsr-3343	125	8	to	to	PART
fsr-3343	125	9	address	address	VERB
fsr-3343	125	10	the	the	DET
fsr-3343	125	11	research	research	NOUN
fsr-3343	125	12	questions	question	NOUN
fsr-3343	125	13	:	:	PUNCT
fsr-3343	125	14	h1	h1	NOUN
fsr-3343	125	15	:	:	PUNCT
fsr-3343	125	16	worry	worry	VERB
fsr-3343	125	17	about	about	ADP
fsr-3343	125	18	personal	personal	ADJ
fsr-3343	125	19	vulnerability	vulnerability	NOUN
fsr-3343	125	20	to	to	ADP
fsr-3343	125	21	investment	investment	NOUN
fsr-3343	125	22	fraud	fraud	NOUN
fsr-3343	125	23	–	–	PUNCT
fsr-3343	125	24	high	high	ADJ
fsr-3343	125	25	-	-	PUNCT
fsr-3343	125	26	knowledge	knowledge	NOUN
fsr-3343	125	27	adults	adult	NOUN
fsr-3343	125	28	(	(	PUNCT
fsr-3343	125	29	independent	independent	ADJ
fsr-3343	125	30	of	of	ADP
fsr-3343	125	31	gender	gender	NOUN
fsr-3343	125	32	or	or	CCONJ
fsr-3343	125	33	age	age	NOUN
fsr-3343	125	34	)	)	PUNCT
fsr-3343	125	35	,	,	PUNCT
fsr-3343	125	36	followed	follow	VERB
fsr-3343	125	37	by	by	ADP
fsr-3343	125	38	overconfident	overconfident	ADJ
fsr-3343	125	39	women	woman	NOUN
fsr-3343	125	40	and	and	CCONJ
fsr-3343	125	41	overconfident	overconfident	ADJ
fsr-3343	125	42	older	old	ADJ
fsr-3343	125	43	adults	adult	NOUN
fsr-3343	125	44	,	,	PUNCT
fsr-3343	125	45	are	be	AUX
fsr-3343	125	46	more	more	ADV
fsr-3343	125	47	worried	worried	ADJ
fsr-3343	125	48	about	about	ADP
fsr-3343	125	49	personal	personal	ADJ
fsr-3343	125	50	vulnerability	vulnerability	NOUN
fsr-3343	125	51	to	to	ADP
fsr-3343	125	52	investment	investment	NOUN
fsr-3343	125	53	fraud	fraud	NOUN
fsr-3343	125	54	than	than	ADP
fsr-3343	125	55	overconfident	overconfident	ADJ
fsr-3343	125	56	men	man	NOUN
fsr-3343	125	57	and	and	CCONJ
fsr-3343	125	58	overconfident	overconfident	ADJ
fsr-3343	125	59	younger	young	ADJ
fsr-3343	125	60	adults	adult	NOUN
fsr-3343	125	61	.	.	PUNCT
fsr-3343	126	1	h2	h2	NOUN
fsr-3343	126	2	:	:	PUNCT
fsr-3343	127	1	level	level	NOUN
fsr-3343	127	2	of	of	ADP
fsr-3343	127	3	confidence	confidence	NOUN
fsr-3343	127	4	in	in	ADP
fsr-3343	127	5	financial	financial	ADJ
fsr-3343	127	6	market	market	NOUN
fsr-3343	127	7	regulation	regulation	NOUN
fsr-3343	127	8	–	–	PUNCT
fsr-3343	127	9	high	high	ADJ
fsr-3343	127	10	-	-	PUNCT
fsr-3343	127	11	knowledge	knowledge	NOUN
fsr-3343	127	12	adults	adult	NOUN
fsr-3343	127	13	(	(	PUNCT
fsr-3343	127	14	independent	independent	ADJ
fsr-3343	127	15	of	of	ADP
fsr-3343	127	16	gender	gender	NOUN
fsr-3343	127	17	or	or	CCONJ
fsr-3343	127	18	age	age	NOUN
fsr-3343	127	19	)	)	PUNCT
fsr-3343	127	20	,	,	PUNCT
fsr-3343	127	21	followed	follow	VERB
fsr-3343	127	22	by	by	ADP
fsr-3343	127	23	overconfident	overconfident	ADJ
fsr-3343	127	24	females	female	NOUN
fsr-3343	127	25	and	and	CCONJ
fsr-3343	127	26	overconfident	overconfident	ADJ
fsr-3343	127	27	older	old	ADJ
fsr-3343	127	28	adults	adult	NOUN
fsr-3343	127	29	,	,	PUNCT
fsr-3343	127	30	have	have	VERB
fsr-3343	127	31	less	less	ADJ
fsr-3343	127	32	confidence	confidence	NOUN
fsr-3343	127	33	in	in	ADP
fsr-3343	127	34	financial	financial	ADJ
fsr-3343	127	35	market	market	NOUN
fsr-3343	127	36	regulation	regulation	NOUN
fsr-3343	127	37	than	than	ADP
fsr-3343	127	38	overconfident	overconfident	ADJ
fsr-3343	127	39	males	male	NOUN
fsr-3343	127	40	and	and	CCONJ
fsr-3343	127	41	overconfident	overconfident	ADJ
fsr-3343	127	42	younger	young	ADJ
fsr-3343	127	43	adults	adult	NOUN
fsr-3343	127	44	.	.	PUNCT
fsr-3343	128	1	h3	h3	NOUN
fsr-3343	128	2	:	:	PUNCT
fsr-3343	128	3	comfort	comfort	NOUN
fsr-3343	128	4	level	level	NOUN
fsr-3343	128	5	in	in	ADP
fsr-3343	128	6	making	make	VERB
fsr-3343	128	7	investment	investment	NOUN
fsr-3343	128	8	decisions	decision	NOUN
fsr-3343	128	9	–	–	PUNCT
fsr-3343	128	10	high	high	ADJ
fsr-3343	128	11	-	-	PUNCT
fsr-3343	128	12	knowledge	knowledge	NOUN
fsr-3343	128	13	adults	adult	NOUN
fsr-3343	128	14	(	(	PUNCT
fsr-3343	128	15	independent	independent	ADJ
fsr-3343	128	16	of	of	ADP
fsr-3343	128	17	age	age	NOUN
fsr-3343	128	18	and	and	CCONJ
fsr-3343	128	19	gender	gender	NOUN
fsr-3343	128	20	)	)	PUNCT
fsr-3343	128	21	and	and	CCONJ
fsr-3343	128	22	overconfident	overconfident	ADJ
fsr-3343	128	23	women	woman	NOUN
fsr-3343	128	24	are	be	AUX
fsr-3343	128	25	less	less	ADV
fsr-3343	128	26	comfortable	comfortable	ADJ
fsr-3343	128	27	making	make	VERB
fsr-3343	128	28	investment	investment	NOUN
fsr-3343	128	29	decisions	decision	NOUN
fsr-3343	128	30	relative	relative	ADJ
fsr-3343	128	31	to	to	ADP
fsr-3343	128	32	overconfident	overconfident	ADJ
fsr-3343	128	33	men	man	NOUN
fsr-3343	128	34	and	and	CCONJ
fsr-3343	128	35	overconfident	overconfident	ADJ
fsr-3343	128	36	adults	adult	NOUN
fsr-3343	128	37	of	of	ADP
fsr-3343	128	38	all	all	DET
fsr-3343	128	39	ages	age	NOUN
fsr-3343	128	40	.	.	PUNCT
fsr-3343	129	1	h4	h4	NOUN
fsr-3343	129	2	:	:	PUNCT
fsr-3343	129	3	amount	amount	NOUN
fsr-3343	129	4	of	of	ADP
fsr-3343	129	5	investment	investment	NOUN
fsr-3343	129	6	risk	risk	NOUN
fsr-3343	129	7	assumed	assume	VERB
fsr-3343	129	8	relative	relative	ADJ
fsr-3343	129	9	to	to	ADP
fsr-3343	129	10	expected	expect	VERB
fsr-3343	129	11	return	return	NOUN
fsr-3343	129	12	–	–	PUNCT
fsr-3343	129	13	highknowledge	highknowledge	NOUN
fsr-3343	129	14	investors	investor	NOUN
fsr-3343	129	15	(	(	PUNCT
fsr-3343	129	16	independent	independent	ADJ
fsr-3343	129	17	of	of	ADP
fsr-3343	129	18	age	age	NOUN
fsr-3343	129	19	and	and	CCONJ
fsr-3343	129	20	gender	gender	NOUN
fsr-3343	129	21	)	)	PUNCT
fsr-3343	129	22	,	,	PUNCT
fsr-3343	129	23	and	and	CCONJ
fsr-3343	129	24	overconfident	overconfident	ADJ
fsr-3343	129	25	women	woman	NOUN
fsr-3343	129	26	and	and	CCONJ
fsr-3343	129	27	overconfident	overconfident	ADJ
fsr-3343	129	28	older	old	ADJ
fsr-3343	129	29	adults	adult	NOUN
fsr-3343	129	30	take	take	VERB
fsr-3343	129	31	on	on	ADP
fsr-3343	129	32	less	less	ADJ
fsr-3343	129	33	investment	investment	NOUN
fsr-3343	129	34	risk	risk	NOUN
fsr-3343	129	35	than	than	ADP
fsr-3343	129	36	overconfident	overconfident	ADJ
fsr-3343	129	37	males	male	NOUN
fsr-3343	129	38	and	and	CCONJ
fsr-3343	129	39	overconfident	overconfident	ADJ
fsr-3343	129	40	younger	young	ADJ
fsr-3343	129	41	adults	adult	NOUN
fsr-3343	129	42	.	.	PUNCT
fsr-3343	130	1	financial	financial	ADJ
fsr-3343	130	2	services	service	NOUN
fsr-3343	130	3	review	review	PROPN
fsr-3343	130	4	,	,	PUNCT
fsr-3343	130	5	33(1	33(1	NUM
fsr-3343	130	6	)	)	PUNCT
fsr-3343	130	7	108	108	NUM
fsr-3343	130	8	h5	h5	NOUN
fsr-3343	130	9	:	:	PUNCT
fsr-3343	130	10	annual	annual	ADJ
fsr-3343	130	11	trading	trading	NOUN
fsr-3343	130	12	frequency	frequency	NOUN
fsr-3343	130	13	–	–	PUNCT
fsr-3343	130	14	highknowledge	highknowledge	NOUN
fsr-3343	130	15	adults	adult	NOUN
fsr-3343	130	16	(	(	PUNCT
fsr-3343	130	17	regardless	regardless	ADV
fsr-3343	130	18	of	of	ADP
fsr-3343	130	19	gender	gender	NOUN
fsr-3343	130	20	)	)	PUNCT
fsr-3343	130	21	,	,	PUNCT
fsr-3343	130	22	highknowledge	highknowledge	VERB
fsr-3343	130	23	older	old	ADJ
fsr-3343	130	24	adults	adult	NOUN
fsr-3343	130	25	,	,	PUNCT
fsr-3343	130	26	overconfident	overconfident	ADJ
fsr-3343	130	27	women	woman	NOUN
fsr-3343	130	28	,	,	PUNCT
fsr-3343	130	29	and	and	CCONJ
fsr-3343	130	30	overconfident	overconfident	ADJ
fsr-3343	130	31	older	old	ADJ
fsr-3343	130	32	adults	adult	NOUN
fsr-3343	130	33	,	,	PUNCT
fsr-3343	130	34	report	report	VERB
fsr-3343	130	35	trading	trading	NOUN
fsr-3343	130	36	less	less	ADV
fsr-3343	130	37	frequently	frequently	ADV
fsr-3343	130	38	than	than	ADP
fsr-3343	130	39	overconfident	overconfident	ADJ
fsr-3343	130	40	men	man	NOUN
fsr-3343	130	41	and	and	CCONJ
fsr-3343	130	42	overconfident	overconfident	ADJ
fsr-3343	130	43	or	or	CCONJ
fsr-3343	130	44	high	high	ADJ
fsr-3343	130	45	-	-	PUNCT
fsr-3343	130	46	knowledge	knowledge	NOUN
fsr-3343	130	47	younger	young	ADJ
fsr-3343	130	48	adults	adult	NOUN
fsr-3343	130	49	.	.	PUNCT
fsr-3343	131	1	h6	h6	NOUN
fsr-3343	131	2	:	:	PUNCT
fsr-3343	131	3	allocation	allocation	NOUN
fsr-3343	131	4	to	to	ADP
fsr-3343	131	5	stocks	stock	NOUN
fsr-3343	131	6	in	in	ADP
fsr-3343	131	7	a	a	DET
fsr-3343	131	8	portfolio	portfolio	NOUN
fsr-3343	131	9	–	–	PUNCT
fsr-3343	131	10	highknowledge	highknowledge	NOUN
fsr-3343	131	11	adults	adult	NOUN
fsr-3343	131	12	(	(	PUNCT
fsr-3343	131	13	regardless	regardless	ADV
fsr-3343	131	14	of	of	ADP
fsr-3343	131	15	gender	gender	NOUN
fsr-3343	131	16	)	)	PUNCT
fsr-3343	131	17	,	,	PUNCT
fsr-3343	131	18	highknowledge	highknowledge	VERB
fsr-3343	131	19	older	old	ADJ
fsr-3343	131	20	adults	adult	NOUN
fsr-3343	131	21	,	,	PUNCT
fsr-3343	131	22	overconfident	overconfident	ADJ
fsr-3343	131	23	women	woman	NOUN
fsr-3343	131	24	,	,	PUNCT
fsr-3343	131	25	and	and	CCONJ
fsr-3343	131	26	overconfident	overconfident	ADJ
fsr-3343	131	27	older	old	ADJ
fsr-3343	131	28	adults	adult	NOUN
fsr-3343	131	29	,	,	PUNCT
fsr-3343	131	30	report	report	NOUN
fsr-3343	131	31	having	have	VERB
fsr-3343	131	32	a	a	DET
fsr-3343	131	33	lower	low	ADJ
fsr-3343	131	34	allocation	allocation	NOUN
fsr-3343	131	35	to	to	ADP
fsr-3343	131	36	stocks	stock	NOUN
fsr-3343	131	37	than	than	ADP
fsr-3343	131	38	overconfident	overconfident	ADJ
fsr-3343	131	39	men	man	NOUN
fsr-3343	131	40	and	and	CCONJ
fsr-3343	131	41	younger	young	ADJ
fsr-3343	131	42	adults	adult	NOUN
fsr-3343	131	43	who	who	PRON
fsr-3343	131	44	are	be	AUX
fsr-3343	131	45	either	either	CCONJ
fsr-3343	131	46	in	in	ADP
fsr-3343	131	47	the	the	DET
fsr-3343	131	48	overconfident	overconfident	ADJ
fsr-3343	131	49	or	or	CCONJ
fsr-3343	131	50	high	high	ADJ
fsr-3343	131	51	-	-	PUNCT
fsr-3343	131	52	knowledge	knowledge	NOUN
fsr-3343	131	53	groups	group	NOUN
fsr-3343	131	54	.	.	PUNCT
fsr-3343	132	1	h7	h7	PROPN
fsr-3343	132	2	:	:	PUNCT
fsr-3343	132	3	using	use	VERB
fsr-3343	132	4	a	a	DET
fsr-3343	132	5	financial	financial	ADJ
fsr-3343	132	6	advisor	advisor	NOUN
fsr-3343	132	7	for	for	ADP
fsr-3343	132	8	information	information	NOUN
fsr-3343	132	9	gathering	gathering	NOUN
fsr-3343	132	10	–	–	PUNCT
fsr-3343	132	11	both	both	PRON
fsr-3343	132	12	females	female	NOUN
fsr-3343	132	13	and	and	CCONJ
fsr-3343	132	14	older	old	ADJ
fsr-3343	132	15	adults	adult	NOUN
fsr-3343	132	16	with	with	ADP
fsr-3343	132	17	high	high	ADJ
fsr-3343	132	18	investment	investment	NOUN
fsr-3343	132	19	knowledge	knowledge	NOUN
fsr-3343	132	20	report	report	VERB
fsr-3343	132	21	greater	great	ADJ
fsr-3343	132	22	use	use	NOUN
fsr-3343	132	23	of	of	ADP
fsr-3343	132	24	financial	financial	ADJ
fsr-3343	132	25	advisors	advisor	NOUN
fsr-3343	132	26	for	for	ADP
fsr-3343	132	27	gathering	gather	VERB
fsr-3343	132	28	information	information	NOUN
fsr-3343	132	29	about	about	ADP
fsr-3343	132	30	investments	investment	NOUN
fsr-3343	132	31	relative	relative	ADJ
fsr-3343	132	32	to	to	ADP
fsr-3343	132	33	females	female	NOUN
fsr-3343	132	34	and	and	CCONJ
fsr-3343	132	35	older	old	ADJ
fsr-3343	132	36	adults	adult	NOUN
fsr-3343	132	37	in	in	ADP
fsr-3343	132	38	the	the	DET
fsr-3343	132	39	overconfident	overconfident	ADJ
fsr-3343	132	40	group	group	NOUN
fsr-3343	132	41	along	along	ADP
fsr-3343	132	42	with	with	ADP
fsr-3343	132	43	men	man	NOUN
fsr-3343	132	44	and	and	CCONJ
fsr-3343	132	45	younger	young	ADJ
fsr-3343	132	46	adults	adult	NOUN
fsr-3343	132	47	in	in	ADP
fsr-3343	132	48	the	the	DET
fsr-3343	132	49	high	high	ADJ
fsr-3343	132	50	investment	investment	NOUN
fsr-3343	132	51	knowledge	knowledge	NOUN
fsr-3343	132	52	group	group	NOUN
fsr-3343	132	53	.	.	PUNCT
fsr-3343	133	1	overconfident	overconfident	ADJ
fsr-3343	133	2	men	man	NOUN
fsr-3343	133	3	and	and	CCONJ
fsr-3343	133	4	overconfident	overconfident	ADJ
fsr-3343	133	5	younger	young	ADJ
fsr-3343	133	6	adults	adult	NOUN
fsr-3343	133	7	report	report	VERB
fsr-3343	133	8	using	use	VERB
fsr-3343	133	9	financial	financial	ADJ
fsr-3343	133	10	advisors	advisor	NOUN
fsr-3343	133	11	the	the	DET
fsr-3343	133	12	least	least	ADJ
fsr-3343	133	13	.	.	PUNCT
fsr-3343	134	1	h8	h8	NOUN
fsr-3343	134	2	:	:	PUNCT
fsr-3343	134	3	performance	performance	NOUN
fsr-3343	134	4	of	of	ADP
fsr-3343	134	5	a	a	DET
fsr-3343	134	6	background	background	NOUN
fsr-3343	134	7	check	check	NOUN
fsr-3343	134	8	on	on	ADP
fsr-3343	134	9	a	a	DET
fsr-3343	134	10	financial	financial	ADJ
fsr-3343	134	11	professional	professional	ADJ
fsr-3343	134	12	–	–	PUNCT
fsr-3343	134	13	females	female	NOUN
fsr-3343	134	14	and	and	CCONJ
fsr-3343	134	15	older	old	ADJ
fsr-3343	134	16	adults	adult	NOUN
fsr-3343	134	17	with	with	ADP
fsr-3343	134	18	high	high	ADJ
fsr-3343	134	19	investment	investment	NOUN
fsr-3343	134	20	knowledge	knowledge	NOUN
fsr-3343	134	21	report	report	NOUN
fsr-3343	134	22	conducting	conduct	VERB
fsr-3343	134	23	higher	high	ADJ
fsr-3343	134	24	numbers	number	NOUN
fsr-3343	134	25	of	of	ADP
fsr-3343	134	26	background	background	NOUN
fsr-3343	134	27	checks	check	NOUN
fsr-3343	134	28	on	on	ADP
fsr-3343	134	29	a	a	DET
fsr-3343	134	30	financial	financial	ADJ
fsr-3343	134	31	professional	professional	ADJ
fsr-3343	134	32	relative	relative	NOUN
fsr-3343	134	33	to	to	ADP
fsr-3343	134	34	overconfident	overconfident	ADJ
fsr-3343	134	35	females	female	NOUN
fsr-3343	134	36	,	,	PUNCT
fsr-3343	134	37	overconfident	overconfident	ADJ
fsr-3343	134	38	older	old	ADJ
fsr-3343	134	39	adults	adult	NOUN
fsr-3343	134	40	,	,	PUNCT
fsr-3343	134	41	men	man	NOUN
fsr-3343	134	42	with	with	ADP
fsr-3343	134	43	high	high	ADJ
fsr-3343	134	44	investment	investment	NOUN
fsr-3343	134	45	knowledge	knowledge	NOUN
fsr-3343	134	46	,	,	PUNCT
fsr-3343	134	47	and	and	CCONJ
fsr-3343	134	48	younger	young	ADJ
fsr-3343	134	49	adults	adult	NOUN
fsr-3343	134	50	with	with	ADP
fsr-3343	134	51	high	high	ADJ
fsr-3343	134	52	investment	investment	NOUN
fsr-3343	134	53	knowledge	knowledge	NOUN
fsr-3343	134	54	.	.	PUNCT
fsr-3343	135	1	overconfident	overconfident	ADJ
fsr-3343	135	2	men	man	NOUN
fsr-3343	135	3	and	and	CCONJ
fsr-3343	135	4	overconfident	overconfident	ADJ
fsr-3343	135	5	younger	young	ADJ
fsr-3343	135	6	adults	adult	NOUN
fsr-3343	135	7	report	report	VERB
fsr-3343	135	8	the	the	DET
fsr-3343	135	9	lowest	low	ADJ
fsr-3343	135	10	background	background	NOUN
fsr-3343	135	11	checks	check	NOUN
fsr-3343	135	12	on	on	ADP
fsr-3343	135	13	financial	financial	ADJ
fsr-3343	135	14	professionals	professional	NOUN
fsr-3343	135	15	.	.	PUNCT
fsr-3343	136	1	methods	method	NOUN
fsr-3343	136	2	the	the	DET
fsr-3343	136	3	investor	investor	NOUN
fsr-3343	136	4	survey	survey	NOUN
fsr-3343	136	5	of	of	ADP
fsr-3343	136	6	the	the	DET
fsr-3343	136	7	finra	finra	PROPN
fsr-3343	136	8	foundation	foundation	PROPN
fsr-3343	136	9	’s	’s	PART
fsr-3343	136	10	2018	2018	NUM
fsr-3343	136	11	national	national	ADJ
fsr-3343	136	12	financial	financial	ADJ
fsr-3343	136	13	capability	capability	NOUN
fsr-3343	136	14	study	study	NOUN
fsr-3343	136	15	was	be	AUX
fsr-3343	136	16	utilized	utilize	VERB
fsr-3343	136	17	to	to	PART
fsr-3343	136	18	test	test	VERB
fsr-3343	136	19	the	the	DET
fsr-3343	136	20	hypotheses	hypothesis	NOUN
fsr-3343	136	21	.	.	PUNCT
fsr-3343	137	1	all	all	DET
fsr-3343	137	2	respondents	respondent	NOUN
fsr-3343	137	3	were	be	AUX
fsr-3343	137	4	investors	investor	NOUN
fsr-3343	137	5	in	in	ADP
fsr-3343	137	6	the	the	DET
fsr-3343	137	7	united	united	PROPN
fsr-3343	137	8	states	states	PROPN
fsr-3343	137	9	.	.	PUNCT
fsr-3343	138	1	the	the	DET
fsr-3343	138	2	2018	2018	NUM
fsr-3343	138	3	national	national	ADJ
fsr-3343	138	4	financial	financial	ADJ
fsr-3343	138	5	capability	capability	NOUN
fsr-3343	138	6	study	study	NOUN
fsr-3343	138	7	was	be	AUX
fsr-3343	138	8	the	the	DET
fsr-3343	138	9	fourth	fourth	ADJ
fsr-3343	138	10	wave	wave	NOUN
fsr-3343	138	11	,	,	PUNCT
fsr-3343	138	12	initially	initially	ADV
fsr-3343	138	13	collected	collect	VERB
fsr-3343	138	14	in	in	ADP
fsr-3343	138	15	2009	2009	NUM
fsr-3343	138	16	,	,	PUNCT
fsr-3343	138	17	with	with	ADP
fsr-3343	138	18	over	over	ADP
fsr-3343	138	19	25,000	25,000	NUM
fsr-3343	138	20	adults	adult	NOUN
fsr-3343	138	21	participating	participate	VERB
fsr-3343	138	22	each	each	DET
fsr-3343	138	23	time	time	NOUN
fsr-3343	138	24	it	it	PRON
fsr-3343	138	25	was	be	AUX
fsr-3343	138	26	administered	administer	VERB
fsr-3343	138	27	.	.	PUNCT
fsr-3343	139	1	the	the	DET
fsr-3343	139	2	study	study	NOUN
fsr-3343	139	3	’s	’s	PART
fsr-3343	139	4	objective	objective	NOUN
fsr-3343	139	5	was	be	AUX
fsr-3343	139	6	to	to	PART
fsr-3343	139	7	benchmark	benchmark	VERB
fsr-3343	139	8	key	key	ADJ
fsr-3343	139	9	indicators	indicator	NOUN
fsr-3343	139	10	of	of	ADP
fsr-3343	139	11	individuals	individual	NOUN
fsr-3343	139	12	’	'	PUNCT
fsr-3343	139	13	financial	financial	ADJ
fsr-3343	139	14	capabilities	capability	NOUN
fsr-3343	139	15	and	and	CCONJ
fsr-3343	139	16	evaluate	evaluate	VERB
fsr-3343	139	17	how	how	SCONJ
fsr-3343	139	18	their	their	PRON
fsr-3343	139	19	characteristics	characteristic	NOUN
fsr-3343	139	20	varied	vary	VERB
fsr-3343	139	21	by	by	ADP
fsr-3343	139	22	financial	financial	ADJ
fsr-3343	139	23	literacy	literacy	NOUN
fsr-3343	139	24	,	,	PUNCT
fsr-3343	139	25	demographics	demographic	NOUN
fsr-3343	139	26	,	,	PUNCT
fsr-3343	139	27	attitudes	attitude	NOUN
fsr-3343	139	28	,	,	PUNCT
fsr-3343	139	29	and	and	CCONJ
fsr-3343	139	30	behaviors	behavior	NOUN
fsr-3343	139	31	(	(	PUNCT
fsr-3343	139	32	finra	finra	PROPN
fsr-3343	139	33	investor	investor	PROPN
fsr-3343	139	34	education	education	PROPN
fsr-3343	139	35	foundation	foundation	PROPN
fsr-3343	139	36	,	,	PUNCT
fsr-3343	139	37	2020	2020	NUM
fsr-3343	139	38	)	)	PUNCT
fsr-3343	139	39	.	.	PUNCT
fsr-3343	140	1	since	since	SCONJ
fsr-3343	140	2	the	the	DET
fsr-3343	140	3	study	study	NOUN
fsr-3343	140	4	focused	focus	VERB
fsr-3343	140	5	on	on	ADP
fsr-3343	140	6	factors	factor	NOUN
fsr-3343	140	7	that	that	PRON
fsr-3343	140	8	could	could	AUX
fsr-3343	140	9	affect	affect	VERB
fsr-3343	140	10	retail	retail	ADJ
fsr-3343	140	11	investors	investor	NOUN
fsr-3343	140	12	,	,	PUNCT
fsr-3343	140	13	such	such	ADJ
fsr-3343	140	14	as	as	ADP
fsr-3343	140	15	vulnerability	vulnerability	NOUN
fsr-3343	140	16	to	to	ADP
fsr-3343	140	17	investment	investment	NOUN
fsr-3343	140	18	fraud	fraud	NOUN
fsr-3343	140	19	,	,	PUNCT
fsr-3343	140	20	the	the	DET
fsr-3343	140	21	2018	2018	NUM
fsr-3343	140	22	national	national	ADJ
fsr-3343	140	23	financial	financial	ADJ
fsr-3343	140	24	capability	capability	NOUN
fsr-3343	140	25	study	study	NOUN
fsr-3343	140	26	investor	investor	NOUN
fsr-3343	140	27	study	study	NOUN
fsr-3343	140	28	was	be	AUX
fsr-3343	140	29	uniquely	uniquely	ADV
fsr-3343	140	30	qualified	qualified	ADJ
fsr-3343	140	31	for	for	ADP
fsr-3343	140	32	the	the	DET
fsr-3343	140	33	analysis	analysis	NOUN
fsr-3343	140	34	.	.	PUNCT
fsr-3343	141	1	the	the	DET
fsr-3343	141	2	participants	participant	NOUN
fsr-3343	141	3	all	all	PRON
fsr-3343	141	4	owned	own	VERB
fsr-3343	141	5	retail	retail	ADJ
fsr-3343	141	6	non	non	ADJ
fsr-3343	141	7	-	-	ADJ
fsr-3343	141	8	retirement	retirement	ADJ
fsr-3343	141	9	investment	investment	NOUN
fsr-3343	141	10	accounts	account	NOUN
fsr-3343	141	11	,	,	PUNCT
fsr-3343	141	12	with	with	ADP
fsr-3343	141	13	most	most	ADV
fsr-3343	141	14	also	also	ADV
fsr-3343	141	15	owning	own	VERB
fsr-3343	141	16	retirement	retirement	NOUN
fsr-3343	141	17	accounts	account	NOUN
fsr-3343	141	18	.	.	PUNCT
fsr-3343	142	1	the	the	DET
fsr-3343	142	2	survey	survey	NOUN
fsr-3343	142	3	provided	provide	VERB
fsr-3343	142	4	many	many	ADJ
fsr-3343	142	5	questions	question	NOUN
fsr-3343	142	6	concerning	concern	VERB
fsr-3343	142	7	factors	factor	NOUN
fsr-3343	142	8	known	know	VERB
fsr-3343	142	9	to	to	PART
fsr-3343	142	10	increase	increase	VERB
fsr-3343	142	11	individuals	individual	NOUN
fsr-3343	142	12	’	'	PUNCT
fsr-3343	142	13	vulnerability	vulnerability	NOUN
fsr-3343	142	14	to	to	ADP
fsr-3343	142	15	investment	investment	NOUN
fsr-3343	142	16	fraud	fraud	NOUN
fsr-3343	142	17	with	with	ADP
fsr-3343	142	18	subjective	subjective	ADJ
fsr-3343	142	19	and	and	CCONJ
fsr-3343	142	20	objective	objective	ADJ
fsr-3343	142	21	measures	measure	NOUN
fsr-3343	142	22	of	of	ADP
fsr-3343	142	23	financial	financial	ADJ
fsr-3343	142	24	knowledge	knowledge	NOUN
fsr-3343	142	25	.	.	PUNCT
fsr-3343	143	1	the	the	DET
fsr-3343	143	2	objective	objective	ADJ
fsr-3343	143	3	and	and	CCONJ
fsr-3343	143	4	subjective	subjective	ADJ
fsr-3343	143	5	questions	question	NOUN
fsr-3343	143	6	allow	allow	VERB
fsr-3343	143	7	the	the	DET
fsr-3343	143	8	researcher	researcher	NOUN
fsr-3343	143	9	to	to	PART
fsr-3343	143	10	create	create	VERB
fsr-3343	143	11	overconfident	overconfident	ADJ
fsr-3343	143	12	and	and	CCONJ
fsr-3343	143	13	knowledgeable	knowledgeable	ADJ
fsr-3343	143	14	investor	investor	NOUN
fsr-3343	143	15	variables	variable	NOUN
fsr-3343	143	16	to	to	PART
fsr-3343	143	17	test	test	VERB
fsr-3343	143	18	the	the	DET
fsr-3343	143	19	hypotheses	hypothesis	NOUN
fsr-3343	143	20	(	(	PUNCT
fsr-3343	143	21	finra	finra	PROPN
fsr-3343	143	22	investor	investor	PROPN
fsr-3343	143	23	education	education	PROPN
fsr-3343	143	24	foundation	foundation	PROPN
fsr-3343	143	25	,	,	PUNCT
fsr-3343	143	26	2020	2020	NUM
fsr-3343	143	27	)	)	PUNCT
fsr-3343	143	28	.	.	PUNCT
fsr-3343	144	1	at	at	ADP
fsr-3343	144	2	the	the	DET
fsr-3343	144	3	time	time	NOUN
fsr-3343	144	4	of	of	ADP
fsr-3343	144	5	the	the	DET
fsr-3343	144	6	analysis	analysis	NOUN
fsr-3343	144	7	,	,	PUNCT
fsr-3343	144	8	a	a	DET
fsr-3343	144	9	more	more	ADV
fsr-3343	144	10	current	current	ADJ
fsr-3343	144	11	survey	survey	NOUN
fsr-3343	144	12	with	with	ADP
fsr-3343	144	13	similar	similar	ADJ
fsr-3343	144	14	questions	question	NOUN
fsr-3343	144	15	was	be	AUX
fsr-3343	144	16	completed	complete	VERB
fsr-3343	144	17	.	.	PUNCT
fsr-3343	145	1	however	however	ADV
fsr-3343	145	2	,	,	PUNCT
fsr-3343	145	3	we	we	PRON
fsr-3343	145	4	decided	decide	VERB
fsr-3343	145	5	to	to	PART
fsr-3343	145	6	proceed	proceed	VERB
fsr-3343	145	7	with	with	ADP
fsr-3343	145	8	the	the	DET
fsr-3343	145	9	2018	2018	NUM
fsr-3343	145	10	survey	survey	NOUN
fsr-3343	145	11	since	since	SCONJ
fsr-3343	145	12	the	the	DET
fsr-3343	145	13	2021	2021	NUM
fsr-3343	145	14	survey	survey	NOUN
fsr-3343	145	15	was	be	AUX
fsr-3343	145	16	collected	collect	VERB
fsr-3343	145	17	during	during	ADP
fsr-3343	145	18	the	the	DET
fsr-3343	145	19	pandemic	pandemic	NOUN
fsr-3343	145	20	,	,	PUNCT
fsr-3343	145	21	and	and	CCONJ
fsr-3343	145	22	it	it	PRON
fsr-3343	145	23	was	be	AUX
fsr-3343	145	24	unclear	unclear	ADJ
fsr-3343	145	25	what	what	DET
fsr-3343	145	26	effect	effect	NOUN
fsr-3343	145	27	the	the	DET
fsr-3343	145	28	pandemic	pandemic	NOUN
fsr-3343	145	29	would	would	AUX
fsr-3343	145	30	have	have	VERB
fsr-3343	145	31	on	on	ADP
fsr-3343	145	32	investors	investor	NOUN
fsr-3343	145	33	’	'	PUNCT
fsr-3343	145	34	survey	survey	NOUN
fsr-3343	145	35	responses	response	NOUN
fsr-3343	145	36	.	.	PUNCT
fsr-3343	146	1	in	in	ADP
fsr-3343	146	2	july	july	PROPN
fsr-3343	146	3	2018	2018	NUM
fsr-3343	146	4	,	,	PUNCT
fsr-3343	146	5	arc	arc	NOUN
fsr-3343	146	6	research	research	NOUN
fsr-3343	146	7	pulled	pull	VERB
fsr-3343	146	8	from	from	ADP
fsr-3343	146	9	three	three	NUM
fsr-3343	146	10	online	online	ADJ
fsr-3343	146	11	panels	panel	NOUN
fsr-3343	146	12	used	use	VERB
fsr-3343	146	13	by	by	ADP
fsr-3343	146	14	the	the	DET
fsr-3343	146	15	state	state	NOUN
fsr-3343	146	16	-	-	PUNCT
fsr-3343	146	17	by	by	ADP
fsr-3343	146	18	-	-	PUNCT
fsr-3343	146	19	state	state	NOUN
fsr-3343	146	20	survey	survey	NOUN
fsr-3343	146	21	–	–	PUNCT
fsr-3343	146	22	–	–	PUNCT
fsr-3343	146	23	emi	emi	X
fsr-3343	146	24	online	online	ADJ
fsr-3343	146	25	research	research	NOUN
fsr-3343	146	26	,	,	PUNCT
fsr-3343	146	27	survey	survey	NOUN
fsr-3343	146	28	sampling	sample	VERB
fsr-3343	146	29	international	international	ADJ
fsr-3343	146	30	,	,	PUNCT
fsr-3343	146	31	and	and	CCONJ
fsr-3343	146	32	research	research	NOUN
fsr-3343	146	33	now––who	now––who	PRON
fsr-3343	146	34	sent	send	VERB
fsr-3343	146	35	3,750	3,750	NUM
fsr-3343	146	36	email	email	NOUN
fsr-3343	146	37	invitations	invitation	NOUN
fsr-3343	146	38	to	to	ADP
fsr-3343	146	39	participants	participant	NOUN
fsr-3343	146	40	of	of	ADP
fsr-3343	146	41	the	the	DET
fsr-3343	146	42	2018	2018	NUM
fsr-3343	146	43	state	state	NOUN
fsr-3343	146	44	-	-	PUNCT
fsr-3343	146	45	by	by	ADP
fsr-3343	146	46	-	-	PUNCT
fsr-3343	146	47	state	state	NOUN
fsr-3343	146	48	survey	survey	NOUN
fsr-3343	146	49	who	who	PRON
fsr-3343	146	50	identified	identify	VERB
fsr-3343	146	51	as	as	ADP
fsr-3343	146	52	owning	own	VERB
fsr-3343	146	53	investments	investment	NOUN
fsr-3343	146	54	outside	outside	ADP
fsr-3343	146	55	of	of	ADP
fsr-3343	146	56	retirement	retirement	NOUN
fsr-3343	146	57	accounts	account	NOUN
fsr-3343	146	58	.	.	PUNCT
fsr-3343	147	1	notably	notably	ADV
fsr-3343	147	2	,	,	PUNCT
fsr-3343	147	3	2,763	2,763	NUM
fsr-3343	147	4	individuals	individual	NOUN
fsr-3343	147	5	opened	open	VERB
fsr-3343	147	6	the	the	DET
fsr-3343	147	7	survey	survey	NOUN
fsr-3343	147	8	link	link	NOUN
fsr-3343	147	9	,	,	PUNCT
fsr-3343	147	10	2,003	2,003	NUM
fsr-3343	147	11	of	of	ADP
fsr-3343	147	12	whom	whom	PRON
fsr-3343	147	13	met	meet	VERB
fsr-3343	147	14	the	the	DET
fsr-3343	147	15	final	final	ADJ
fsr-3343	147	16	survey	survey	NOUN
fsr-3343	147	17	criteria	criterion	NOUN
fsr-3343	147	18	and	and	CCONJ
fsr-3343	147	19	completed	complete	VERB
fsr-3343	147	20	the	the	DET
fsr-3343	147	21	survey	survey	NOUN
fsr-3343	147	22	(	(	PUNCT
fsr-3343	147	23	finra	finra	PROPN
fsr-3343	147	24	investor	investor	PROPN
fsr-3343	147	25	education	education	PROPN
fsr-3343	147	26	foundation	foundation	PROPN
fsr-3343	147	27	,	,	PUNCT
fsr-3343	147	28	2018b	2018b	NUM
fsr-3343	147	29	;	;	PUNCT
fsr-3343	147	30	nfcs	nfc	NOUN
fsr-3343	147	31	response	response	NOUN
fsr-3343	147	32	statistics	statistic	NOUN
fsr-3343	147	33	,	,	PUNCT
fsr-3343	147	34	2018	2018	NUM
fsr-3343	147	35	)	)	PUNCT
fsr-3343	147	36	.	.	PUNCT
fsr-3343	148	1	asaad	asaad	PROPN
fsr-3343	148	2	(	(	PUNCT
fsr-3343	148	3	2020	2020	NUM
fsr-3343	148	4	)	)	PUNCT
fsr-3343	148	5	used	use	VERB
fsr-3343	148	6	the	the	DET
fsr-3343	148	7	2015	2015	NUM
fsr-3343	148	8	national	national	ADJ
fsr-3343	148	9	financial	financial	ADJ
fsr-3343	148	10	capability	capability	NOUN
fsr-3343	148	11	study	study	NOUN
fsr-3343	148	12	investor	investor	NOUN
fsr-3343	148	13	survey	survey	NOUN
fsr-3343	148	14	to	to	PART
fsr-3343	148	15	research	research	VERB
fsr-3343	148	16	investor	investor	NOUN
fsr-3343	148	17	overconfidence	overconfidence	NOUN
fsr-3343	148	18	.	.	PUNCT
fsr-3343	149	1	asaad	asaad	PROPN
fsr-3343	149	2	compared	compare	VERB
fsr-3343	149	3	the	the	DET
fsr-3343	149	4	five	five	NUM
fsr-3343	149	5	knowledge	knowledge	NOUN
fsr-3343	149	6	question	question	NOUN
fsr-3343	149	7	answers	answer	NOUN
fsr-3343	149	8	of	of	ADP
fsr-3343	149	9	the	the	DET
fsr-3343	149	10	national	national	ADJ
fsr-3343	149	11	sample	sample	NOUN
fsr-3343	149	12	to	to	ADP
fsr-3343	149	13	their	their	PRON
fsr-3343	149	14	respective	respective	ADJ
fsr-3343	149	15	questions	question	NOUN
fsr-3343	149	16	in	in	ADP
fsr-3343	149	17	the	the	DET
fsr-3343	149	18	investor	investor	NOUN
fsr-3343	149	19	survey	survey	NOUN
fsr-3343	149	20	and	and	CCONJ
fsr-3343	149	21	noted	note	VERB
fsr-3343	149	22	that	that	SCONJ
fsr-3343	149	23	the	the	DET
fsr-3343	149	24	investor	investor	NOUN
fsr-3343	149	25	survey	survey	NOUN
fsr-3343	149	26	participants	participant	NOUN
fsr-3343	149	27	correctly	correctly	ADV
fsr-3343	149	28	answered	answer	VERB
fsr-3343	149	29	all	all	DET
fsr-3343	149	30	five	five	NUM
fsr-3343	149	31	questions	question	NOUN
fsr-3343	149	32	more	more	ADV
fsr-3343	149	33	often	often	ADV
fsr-3343	149	34	than	than	ADP
fsr-3343	149	35	the	the	DET
fsr-3343	149	36	larger	large	ADJ
fsr-3343	149	37	,	,	PUNCT
fsr-3343	149	38	more	more	ADV
fsr-3343	149	39	diverse	diverse	ADJ
fsr-3343	149	40	sample	sample	NOUN
fsr-3343	149	41	.	.	PUNCT
fsr-3343	150	1	the	the	DET
fsr-3343	150	2	comparison	comparison	NOUN
fsr-3343	150	3	indicated	indicate	VERB
fsr-3343	150	4	that	that	SCONJ
fsr-3343	150	5	the	the	DET
fsr-3343	150	6	investor	investor	NOUN
fsr-3343	150	7	survey	survey	NOUN
fsr-3343	150	8	participants	participant	NOUN
fsr-3343	150	9	had	have	VERB
fsr-3343	150	10	a	a	DET
fsr-3343	150	11	higher	high	ADJ
fsr-3343	150	12	level	level	NOUN
fsr-3343	150	13	of	of	ADP
fsr-3343	150	14	financial	financial	ADJ
fsr-3343	150	15	literacy	literacy	NOUN
fsr-3343	150	16	than	than	ADP
fsr-3343	150	17	the	the	DET
fsr-3343	150	18	general	general	ADJ
fsr-3343	150	19	population	population	NOUN
fsr-3343	150	20	.	.	PUNCT
fsr-3343	151	1	rand	rand	NOUN
fsr-3343	151	2	et	et	PROPN
fsr-3343	151	3	al	al	PROPN
fsr-3343	151	4	.	.	PROPN
fsr-3343	152	1	109	109	NUM
fsr-3343	152	2	variables	variable	NOUN
fsr-3343	152	3	the	the	DET
fsr-3343	152	4	study	study	NOUN
fsr-3343	152	5	selected	select	VERB
fsr-3343	152	6	eight	eight	NUM
fsr-3343	152	7	variables	variable	NOUN
fsr-3343	152	8	to	to	PART
fsr-3343	152	9	analyze	analyze	VERB
fsr-3343	152	10	as	as	ADV
fsr-3343	152	11	dependent	dependent	ADJ
fsr-3343	152	12	with	with	ADP
fsr-3343	152	13	one	one	NUM
fsr-3343	152	14	independent	independent	ADJ
fsr-3343	152	15	variable	variable	NOUN
fsr-3343	152	16	,	,	PUNCT
fsr-3343	152	17	as	as	SCONJ
fsr-3343	152	18	described	describe	VERB
fsr-3343	152	19	below	below	ADV
fsr-3343	152	20	.	.	PUNCT
fsr-3343	153	1	the	the	DET
fsr-3343	153	2	control	control	NOUN
fsr-3343	153	3	variables	variable	NOUN
fsr-3343	153	4	were	be	AUX
fsr-3343	153	5	race	race	NOUN
fsr-3343	153	6	,	,	PUNCT
fsr-3343	153	7	income	income	NOUN
fsr-3343	153	8	,	,	PUNCT
fsr-3343	153	9	education	education	NOUN
fsr-3343	153	10	level	level	NOUN
fsr-3343	153	11	,	,	PUNCT
fsr-3343	153	12	and	and	CCONJ
fsr-3343	153	13	approximate	approximate	ADJ
fsr-3343	153	14	total	total	ADJ
fsr-3343	153	15	value	value	NOUN
fsr-3343	153	16	of	of	ADP
fsr-3343	153	17	the	the	DET
fsr-3343	153	18	investors	investor	NOUN
fsr-3343	153	19	’	'	PUNCT
fsr-3343	153	20	non	non	ADJ
fsr-3343	153	21	-	-	ADJ
fsr-3343	153	22	retirement	retirement	ADJ
fsr-3343	153	23	accounts	account	NOUN
fsr-3343	153	24	.	.	PUNCT
fsr-3343	154	1	details	detail	NOUN
fsr-3343	154	2	for	for	ADP
fsr-3343	154	3	the	the	DET
fsr-3343	154	4	variables	variable	NOUN
fsr-3343	154	5	are	be	AUX
fsr-3343	154	6	provided	provide	VERB
fsr-3343	154	7	in	in	ADP
fsr-3343	154	8	tables	table	NOUN
fsr-3343	154	9	1	1	NUM
fsr-3343	154	10	and	and	CCONJ
fsr-3343	154	11	2	2	NUM
fsr-3343	154	12	below	below	ADV
fsr-3343	154	13	.	.	PUNCT
fsr-3343	155	1	independent	independent	ADJ
fsr-3343	155	2	variable	variable	NOUN
fsr-3343	155	3	.	.	PUNCT
fsr-3343	156	1	the	the	DET
fsr-3343	156	2	independent	independent	ADJ
fsr-3343	156	3	variable	variable	NOUN
fsr-3343	156	4	was	be	AUX
fsr-3343	156	5	coded	code	VERB
fsr-3343	156	6	into	into	ADP
fsr-3343	156	7	three	three	NUM
fsr-3343	156	8	categories	category	NOUN
fsr-3343	156	9	based	base	VERB
fsr-3343	156	10	on	on	ADP
fsr-3343	156	11	knowledge	knowledge	NOUN
fsr-3343	156	12	and	and	CCONJ
fsr-3343	156	13	confidence	confidence	NOUN
fsr-3343	156	14	level	level	NOUN
fsr-3343	156	15	:	:	PUNCT
fsr-3343	156	16	overconfident	overconfident	ADJ
fsr-3343	156	17	,	,	PUNCT
fsr-3343	156	18	high	high	ADJ
fsr-3343	156	19	-	-	PUNCT
fsr-3343	156	20	knowledge	knowledge	NOUN
fsr-3343	156	21	,	,	PUNCT
fsr-3343	156	22	and	and	CCONJ
fsr-3343	156	23	reference	reference	NOUN
fsr-3343	156	24	group	group	NOUN
fsr-3343	156	25	.	.	PUNCT
fsr-3343	157	1	the	the	DET
fsr-3343	157	2	variable	variable	ADJ
fsr-3343	157	3	coding	coding	NOUN
fsr-3343	157	4	is	be	AUX
fsr-3343	157	5	similar	similar	ADJ
fsr-3343	157	6	to	to	PART
fsr-3343	157	7	asaad	asaad	VERB
fsr-3343	157	8	’s	’s	PART
fsr-3343	157	9	(	(	PUNCT
fsr-3343	157	10	2020	2020	NUM
fsr-3343	157	11	)	)	PUNCT
fsr-3343	157	12	methodology	methodology	NOUN
fsr-3343	157	13	,	,	PUNCT
fsr-3343	157	14	which	which	PRON
fsr-3343	157	15	employed	employ	VERB
fsr-3343	157	16	four	four	NUM
fsr-3343	157	17	knowledge	knowledge	NOUN
fsr-3343	157	18	and	and	CCONJ
fsr-3343	157	19	confidence	confidence	NOUN
fsr-3343	157	20	groups	group	NOUN
fsr-3343	157	21	based	base	VERB
fsr-3343	157	22	on	on	ADP
fsr-3343	157	23	the	the	DET
fsr-3343	157	24	methodology	methodology	NOUN
fsr-3343	157	25	of	of	ADP
fsr-3343	157	26	allgood	allgood	NOUN
fsr-3343	157	27	and	and	CCONJ
fsr-3343	157	28	walstad	walstad	PROPN
fsr-3343	157	29	(	(	PUNCT
fsr-3343	157	30	2013	2013	NUM
fsr-3343	157	31	)	)	PUNCT
fsr-3343	157	32	,	,	PUNCT
fsr-3343	157	33	who	who	PRON
fsr-3343	157	34	used	use	VERB
fsr-3343	157	35	a	a	DET
fsr-3343	157	36	broader	broad	ADJ
fsr-3343	157	37	dataset	dataset	NOUN
fsr-3343	157	38	:	:	PUNCT
fsr-3343	157	39	the	the	DET
fsr-3343	157	40	2009	2009	NUM
fsr-3343	157	41	national	national	ADJ
fsr-3343	157	42	financial	financial	ADJ
fsr-3343	157	43	capability	capability	NOUN
fsr-3343	157	44	study	study	NOUN
fsr-3343	157	45	.	.	PUNCT
fsr-3343	158	1	the	the	DET
fsr-3343	158	2	respondents	respondent	NOUN
fsr-3343	158	3	were	be	AUX
fsr-3343	158	4	separated	separate	VERB
fsr-3343	158	5	into	into	ADP
fsr-3343	158	6	groups	group	NOUN
fsr-3343	158	7	based	base	VERB
fsr-3343	158	8	on	on	ADP
fsr-3343	158	9	their	their	PRON
fsr-3343	158	10	level	level	NOUN
fsr-3343	158	11	of	of	ADP
fsr-3343	158	12	objective	objective	ADJ
fsr-3343	158	13	knowledge	knowledge	NOUN
fsr-3343	158	14	and	and	CCONJ
fsr-3343	158	15	subjective	subjective	ADJ
fsr-3343	158	16	confidence	confidence	NOUN
fsr-3343	158	17	.	.	PUNCT
fsr-3343	159	1	next	next	ADV
fsr-3343	159	2	,	,	PUNCT
fsr-3343	159	3	the	the	DET
fsr-3343	159	4	respondents	respondent	NOUN
fsr-3343	159	5	were	be	AUX
fsr-3343	159	6	assessed	assess	VERB
fsr-3343	159	7	based	base	VERB
fsr-3343	159	8	on	on	ADP
fsr-3343	159	9	their	their	PRON
fsr-3343	159	10	overall	overall	ADJ
fsr-3343	159	11	knowledge	knowledge	NOUN
fsr-3343	159	12	about	about	ADP
fsr-3343	159	13	investing	invest	VERB
fsr-3343	159	14	on	on	ADP
fsr-3343	159	15	a	a	DET
fsr-3343	159	16	scale	scale	NOUN
fsr-3343	159	17	from	from	ADP
fsr-3343	159	18	1	1	NUM
fsr-3343	159	19	to	to	ADP
fsr-3343	159	20	7	7	NUM
fsr-3343	159	21	,	,	PUNCT
fsr-3343	159	22	with	with	ADP
fsr-3343	159	23	1	1	NUM
fsr-3343	159	24	=	=	SYM
fsr-3343	159	25	very	very	ADV
fsr-3343	159	26	low	low	ADJ
fsr-3343	159	27	knowledge	knowledge	NOUN
fsr-3343	159	28	and	and	CCONJ
fsr-3343	159	29	7	7	NUM
fsr-3343	159	30	=	=	SYM
fsr-3343	159	31	very	very	ADV
fsr-3343	159	32	high	high	ADJ
fsr-3343	159	33	knowledge	knowledge	NOUN
fsr-3343	159	34	.	.	PUNCT
fsr-3343	160	1	respondents	respondent	NOUN
fsr-3343	160	2	who	who	PRON
fsr-3343	160	3	did	do	AUX
fsr-3343	160	4	not	not	PART
fsr-3343	160	5	know	know	VERB
fsr-3343	160	6	or	or	CCONJ
fsr-3343	160	7	preferred	prefer	VERB
fsr-3343	160	8	not	not	PART
fsr-3343	160	9	to	to	PART
fsr-3343	160	10	answer	answer	VERB
fsr-3343	160	11	were	be	AUX
fsr-3343	160	12	excluded	exclude	VERB
fsr-3343	160	13	from	from	ADP
fsr-3343	160	14	the	the	DET
fsr-3343	160	15	analysis	analysis	NOUN
fsr-3343	160	16	.	.	PUNCT
fsr-3343	161	1	their	their	PRON
fsr-3343	161	2	responses	response	NOUN
fsr-3343	161	3	were	be	AUX
fsr-3343	161	4	then	then	ADV
fsr-3343	161	5	compared	compare	VERB
fsr-3343	161	6	to	to	ADP
fsr-3343	161	7	the	the	DET
fsr-3343	161	8	group	group	NOUN
fsr-3343	161	9	mean	mean	VERB
fsr-3343	161	10	.	.	PUNCT
fsr-3343	162	1	those	those	PRON
fsr-3343	162	2	who	who	PRON
fsr-3343	162	3	scored	score	VERB
fsr-3343	162	4	higher	high	ADJ
fsr-3343	162	5	than	than	ADP
fsr-3343	162	6	the	the	DET
fsr-3343	162	7	mean	mean	NOUN
fsr-3343	162	8	were	be	AUX
fsr-3343	162	9	placed	place	VERB
fsr-3343	162	10	in	in	ADP
fsr-3343	162	11	the	the	DET
fsr-3343	162	12	high	high	ADJ
fsr-3343	162	13	-	-	PUNCT
fsr-3343	162	14	confidence	confidence	NOUN
fsr-3343	162	15	group	group	NOUN
fsr-3343	162	16	,	,	PUNCT
fsr-3343	162	17	while	while	SCONJ
fsr-3343	162	18	those	those	PRON
fsr-3343	162	19	below	below	ADP
fsr-3343	162	20	the	the	DET
fsr-3343	162	21	mean	mean	NOUN
fsr-3343	162	22	were	be	AUX
fsr-3343	162	23	placed	place	VERB
fsr-3343	162	24	in	in	ADP
fsr-3343	162	25	the	the	DET
fsr-3343	162	26	lowconfidence	lowconfidence	NOUN
fsr-3343	162	27	group	group	NOUN
fsr-3343	162	28	.	.	PUNCT
fsr-3343	163	1	table	table	NOUN
fsr-3343	163	2	1	1	NUM
fsr-3343	163	3	below	below	ADV
fsr-3343	163	4	represents	represent	VERB
fsr-3343	163	5	the	the	DET
fsr-3343	163	6	placement	placement	NOUN
fsr-3343	163	7	of	of	ADP
fsr-3343	163	8	the	the	DET
fsr-3343	163	9	investors	investor	NOUN
fsr-3343	163	10	into	into	ADP
fsr-3343	163	11	one	one	NUM
fsr-3343	163	12	of	of	ADP
fsr-3343	163	13	the	the	DET
fsr-3343	163	14	three	three	NUM
fsr-3343	163	15	categories	category	NOUN
fsr-3343	163	16	.	.	PUNCT
fsr-3343	164	1	“	"	PUNCT
fsr-3343	164	2	highknowledge	highknowledge	NOUN
fsr-3343	164	3	”	"	PUNCT
fsr-3343	164	4	referenced	reference	VERB
fsr-3343	164	5	those	those	PRON
fsr-3343	164	6	with	with	ADP
fsr-3343	164	7	a	a	DET
fsr-3343	164	8	high	high	ADJ
fsr-3343	164	9	level	level	NOUN
fsr-3343	164	10	of	of	ADP
fsr-3343	164	11	knowledge	knowledge	NOUN
fsr-3343	164	12	regardless	regardless	ADV
fsr-3343	164	13	of	of	ADP
fsr-3343	164	14	their	their	PRON
fsr-3343	164	15	confidence	confidence	NOUN
fsr-3343	164	16	level	level	NOUN
fsr-3343	164	17	.	.	PUNCT
fsr-3343	165	1	“	"	PUNCT
fsr-3343	165	2	overconfident	overconfident	ADJ
fsr-3343	165	3	”	"	PUNCT
fsr-3343	165	4	were	be	AUX
fsr-3343	165	5	investors	investor	NOUN
fsr-3343	165	6	who	who	PRON
fsr-3343	165	7	had	have	VERB
fsr-3343	165	8	a	a	DET
fsr-3343	165	9	low	low	ADJ
fsr-3343	165	10	actual	actual	ADJ
fsr-3343	165	11	knowledge	knowledge	NOUN
fsr-3343	165	12	level	level	NOUN
fsr-3343	165	13	but	but	CCONJ
fsr-3343	165	14	high	high	ADJ
fsr-3343	165	15	confidence	confidence	NOUN
fsr-3343	165	16	.	.	PUNCT
fsr-3343	166	1	the	the	DET
fsr-3343	166	2	reference	reference	NOUN
fsr-3343	166	3	group	group	NOUN
fsr-3343	166	4	represented	represent	VERB
fsr-3343	166	5	investors	investor	NOUN
fsr-3343	166	6	with	with	ADP
fsr-3343	166	7	low	low	ADJ
fsr-3343	166	8	actual	actual	ADJ
fsr-3343	166	9	knowledge	knowledge	NOUN
fsr-3343	166	10	and	and	CCONJ
fsr-3343	166	11	low	low	ADJ
fsr-3343	166	12	investor	investor	NOUN
fsr-3343	166	13	confidence	confidence	NOUN
fsr-3343	166	14	.	.	PUNCT
fsr-3343	167	1	table	table	NOUN
fsr-3343	167	2	1	1	NUM
fsr-3343	167	3	.	.	PUNCT
fsr-3343	167	4	three	three	NUM
fsr-3343	167	5	knowledge	knowledge	NOUN
fsr-3343	167	6	and	and	CCONJ
fsr-3343	167	7	confidence	confidence	NOUN
fsr-3343	167	8	groups	group	NOUN
fsr-3343	167	9	dependent	dependent	ADJ
fsr-3343	167	10	variables	variable	NOUN
fsr-3343	167	11	.	.	PUNCT
fsr-3343	168	1	the	the	DET
fsr-3343	168	2	dependent	dependent	ADJ
fsr-3343	168	3	variables	variable	NOUN
fsr-3343	168	4	were	be	AUX
fsr-3343	168	5	divided	divide	VERB
fsr-3343	168	6	into	into	ADP
fsr-3343	168	7	investor	investor	NOUN
fsr-3343	168	8	attitudes	attitude	NOUN
fsr-3343	168	9	or	or	CCONJ
fsr-3343	168	10	investor	investor	NOUN
fsr-3343	168	11	behavior	behavior	NOUN
fsr-3343	168	12	categories	category	NOUN
fsr-3343	168	13	to	to	PART
fsr-3343	168	14	address	address	VERB
fsr-3343	168	15	the	the	DET
fsr-3343	168	16	research	research	NOUN
fsr-3343	168	17	questions	question	NOUN
fsr-3343	168	18	.	.	PUNCT
fsr-3343	169	1	the	the	DET
fsr-3343	169	2	attitudes	attitude	NOUN
fsr-3343	169	3	category	category	NOUN
fsr-3343	169	4	consisted	consist	VERB
fsr-3343	169	5	of	of	ADP
fsr-3343	169	6	the	the	DET
fsr-3343	169	7	degree	degree	NOUN
fsr-3343	169	8	of	of	ADP
fsr-3343	169	9	worry	worry	NOUN
fsr-3343	169	10	about	about	ADP
fsr-3343	169	11	investment	investment	NOUN
fsr-3343	169	12	fraud	fraud	NOUN
fsr-3343	169	13	vulnerability	vulnerability	NOUN
fsr-3343	169	14	,	,	PUNCT
fsr-3343	169	15	the	the	DET
fsr-3343	169	16	confidence	confidence	NOUN
fsr-3343	169	17	level	level	NOUN
fsr-3343	169	18	in	in	ADP
fsr-3343	169	19	financial	financial	ADJ
fsr-3343	169	20	market	market	NOUN
fsr-3343	169	21	regulation	regulation	NOUN
fsr-3343	169	22	,	,	PUNCT
fsr-3343	169	23	the	the	DET
fsr-3343	169	24	comfort	comfort	NOUN
fsr-3343	169	25	level	level	NOUN
fsr-3343	169	26	in	in	ADP
fsr-3343	169	27	making	make	VERB
fsr-3343	169	28	investment	investment	NOUN
fsr-3343	169	29	decisions	decision	NOUN
fsr-3343	169	30	,	,	PUNCT
fsr-3343	169	31	and	and	CCONJ
fsr-3343	169	32	the	the	DET
fsr-3343	169	33	amount	amount	NOUN
fsr-3343	169	34	of	of	ADP
fsr-3343	169	35	investment	investment	NOUN
fsr-3343	169	36	risk	risk	NOUN
fsr-3343	169	37	assumed	assume	VERB
fsr-3343	169	38	relative	relative	ADJ
fsr-3343	169	39	to	to	PART
fsr-3343	169	40	return	return	VERB
fsr-3343	169	41	.	.	PUNCT
fsr-3343	170	1	the	the	DET
fsr-3343	170	2	behaviors	behavior	NOUN
fsr-3343	170	3	category	category	NOUN
fsr-3343	170	4	consisted	consist	VERB
fsr-3343	170	5	of	of	ADP
fsr-3343	170	6	the	the	DET
fsr-3343	170	7	frequency	frequency	NOUN
fsr-3343	170	8	of	of	ADP
fsr-3343	170	9	trading	trading	NOUN
fsr-3343	170	10	,	,	PUNCT
fsr-3343	170	11	the	the	DET
fsr-3343	170	12	allocation	allocation	NOUN
fsr-3343	170	13	to	to	ADP
fsr-3343	170	14	stocks	stock	NOUN
fsr-3343	170	15	,	,	PUNCT
fsr-3343	170	16	using	use	VERB
fsr-3343	170	17	a	a	DET
fsr-3343	170	18	financial	financial	ADJ
fsr-3343	170	19	advisor	advisor	NOUN
fsr-3343	170	20	for	for	ADP
fsr-3343	170	21	information	information	NOUN
fsr-3343	170	22	,	,	PUNCT
fsr-3343	170	23	and	and	CCONJ
fsr-3343	170	24	the	the	DET
fsr-3343	170	25	risk	risk	NOUN
fsr-3343	170	26	-	-	PUNCT
fsr-3343	170	27	taking	take	VERB
fsr-3343	170	28	level	level	NOUN
fsr-3343	170	29	.	.	PUNCT
fsr-3343	171	1	table	table	NOUN
fsr-3343	171	2	2	2	NUM
fsr-3343	171	3	below	below	ADV
fsr-3343	171	4	shows	show	VERB
fsr-3343	171	5	how	how	SCONJ
fsr-3343	171	6	dependent	dependent	ADJ
fsr-3343	171	7	variables	variable	NOUN
fsr-3343	171	8	were	be	AUX
fsr-3343	171	9	used	use	VERB
fsr-3343	171	10	to	to	PART
fsr-3343	171	11	test	test	VERB
fsr-3343	171	12	each	each	DET
fsr-3343	171	13	hypothesis	hypothesis	NOUN
fsr-3343	171	14	.	.	PUNCT
fsr-3343	172	1	knowledge	knowledge	PROPN
fsr-3343	172	2	high	high	ADJ
fsr-3343	172	3	high	high	ADJ
fsr-3343	172	4	knowledge	knowledge	NOUN
fsr-3343	172	5	1,093	1,093	NUM
fsr-3343	172	6	(	(	PUNCT
fsr-3343	172	7	54.95	54.95	NUM
fsr-3343	172	8	%	%	NOUN
fsr-3343	172	9	)	)	PUNCT
fsr-3343	172	10	low	low	ADJ
fsr-3343	172	11	reference	reference	NOUN
fsr-3343	172	12	406	406	NUM
fsr-3343	172	13	(	(	PUNCT
fsr-3343	172	14	20.41	20.41	NUM
fsr-3343	172	15	%	%	NOUN
fsr-3343	172	16	)	)	PUNCT
fsr-3343	172	17	overconfident	overconfident	ADJ
fsr-3343	172	18	490	490	NUM
fsr-3343	172	19	(	(	PUNCT
fsr-3343	172	20	24.64	24.64	NUM
fsr-3343	172	21	%	%	NOUN
fsr-3343	172	22	)	)	PUNCT
fsr-3343	172	23	low	low	ADJ
fsr-3343	172	24	high	high	ADJ
fsr-3343	172	25	confidence	confidence	NOUN
fsr-3343	172	26	financial	financial	ADJ
fsr-3343	172	27	services	service	NOUN
fsr-3343	172	28	review	review	PROPN
fsr-3343	172	29	,	,	PUNCT
fsr-3343	172	30	33(1	33(1	NUM
fsr-3343	172	31	)	)	PUNCT
fsr-3343	172	32	110	110	NUM
fsr-3343	172	33	table	table	NOUN
fsr-3343	172	34	2	2	NUM
fsr-3343	172	35	.	.	PUNCT
fsr-3343	172	36	hypotheses	hypothesis	NOUN
fsr-3343	172	37	testing	test	VERB
fsr-3343	172	38	and	and	CCONJ
fsr-3343	172	39	correlating	correlate	VERB
fsr-3343	172	40	variables	variable	NOUN
fsr-3343	172	41	relationship	relationship	NOUN
fsr-3343	172	42	variables	variable	NOUN
fsr-3343	172	43	.	.	PUNCT
fsr-3343	173	1	this	this	DET
fsr-3343	173	2	study	study	NOUN
fsr-3343	173	3	investigated	investigate	VERB
fsr-3343	173	4	the	the	DET
fsr-3343	173	5	effects	effect	NOUN
fsr-3343	173	6	of	of	ADP
fsr-3343	173	7	two	two	NUM
fsr-3343	173	8	relationship	relationship	NOUN
fsr-3343	173	9	variables	variable	NOUN
fsr-3343	173	10	:	:	PUNCT
fsr-3343	173	11	age	age	NOUN
fsr-3343	173	12	and	and	CCONJ
fsr-3343	173	13	gender	gender	NOUN
fsr-3343	173	14	.	.	PUNCT
fsr-3343	174	1	most	most	ADJ
fsr-3343	174	2	of	of	ADP
fsr-3343	174	3	the	the	DET
fsr-3343	174	4	literature	literature	NOUN
fsr-3343	174	5	shows	show	VERB
fsr-3343	174	6	that	that	SCONJ
fsr-3343	174	7	older	old	ADJ
fsr-3343	174	8	individuals	individual	NOUN
fsr-3343	174	9	are	be	AUX
fsr-3343	174	10	more	more	ADV
fsr-3343	174	11	likely	likely	ADJ
fsr-3343	174	12	to	to	PART
fsr-3343	174	13	become	become	VERB
fsr-3343	174	14	fraud	fraud	NOUN
fsr-3343	174	15	victims	victim	NOUN
fsr-3343	174	16	than	than	ADP
fsr-3343	174	17	those	those	PRON
fsr-3343	174	18	in	in	ADP
fsr-3343	174	19	younger	young	ADJ
fsr-3343	174	20	age	age	NOUN
fsr-3343	174	21	groups	group	NOUN
fsr-3343	174	22	,	,	PUNCT
fsr-3343	174	23	with	with	ADP
fsr-3343	174	24	men	man	NOUN
fsr-3343	174	25	more	more	ADV
fsr-3343	174	26	likely	likely	ADJ
fsr-3343	174	27	to	to	PART
fsr-3343	174	28	be	be	AUX
fsr-3343	174	29	fraud	fraud	NOUN
fsr-3343	174	30	victims	victim	NOUN
fsr-3343	174	31	than	than	ADP
fsr-3343	174	32	women	woman	NOUN
fsr-3343	174	33	(	(	PUNCT
fsr-3343	174	34	shadel	shadel	PROPN
fsr-3343	174	35	&	&	CCONJ
fsr-3343	174	36	pak	pak	PROPN
fsr-3343	174	37	,	,	PUNCT
fsr-3343	174	38	2017	2017	NUM
fsr-3343	174	39	)	)	PUNCT
fsr-3343	174	40	.	.	PUNCT
fsr-3343	175	1	this	this	DET
fsr-3343	175	2	study	study	NOUN
fsr-3343	175	3	sought	seek	VERB
fsr-3343	175	4	a	a	DET
fsr-3343	175	5	deeper	deep	ADJ
fsr-3343	175	6	understanding	understanding	NOUN
fsr-3343	175	7	of	of	ADP
fsr-3343	175	8	the	the	DET
fsr-3343	175	9	effects	effect	NOUN
fsr-3343	175	10	of	of	ADP
fsr-3343	175	11	age	age	NOUN
fsr-3343	175	12	and	and	CCONJ
fsr-3343	175	13	gender	gender	NOUN
fsr-3343	175	14	on	on	ADP
fsr-3343	175	15	the	the	DET
fsr-3343	175	16	dependent	dependent	ADJ
fsr-3343	175	17	variables	variable	NOUN
fsr-3343	175	18	.	.	PUNCT
fsr-3343	176	1	direction	direction	NOUN
fsr-3343	176	2	of	of	ADP
fsr-3343	176	3	effect	effect	NOUN
fsr-3343	176	4	.	.	PUNCT
fsr-3343	177	1	the	the	DET
fsr-3343	177	2	study	study	NOUN
fsr-3343	177	3	visualized	visualize	VERB
fsr-3343	177	4	the	the	DET
fsr-3343	177	5	intended	intend	VERB
fsr-3343	177	6	direction	direction	NOUN
fsr-3343	177	7	of	of	ADP
fsr-3343	177	8	effect	effect	NOUN
fsr-3343	177	9	as	as	SCONJ
fsr-3343	177	10	seen	see	VERB
fsr-3343	177	11	in	in	ADP
fsr-3343	177	12	table	table	NOUN
fsr-3343	177	13	3	3	NUM
fsr-3343	177	14	below	below	ADV
fsr-3343	177	15	:	:	PUNCT
fsr-3343	177	16	hypothesis	hypothesis	NOUN
fsr-3343	177	17	question	question	NOUN
fsr-3343	177	18	non	non	ADJ
fsr-3343	177	19	-	-	ADJ
fsr-3343	177	20	focus	focus	ADJ
fsr-3343	177	21	group	group	NOUN
fsr-3343	177	22	responses	response	NOUN
fsr-3343	177	23	focus	focus	NOUN
fsr-3343	177	24	group	group	NOUN
fsr-3343	177	25	responses	response	NOUN
fsr-3343	177	26	h1	h1	NOUN
fsr-3343	177	27	degree	degree	NOUN
fsr-3343	177	28	of	of	ADP
fsr-3343	177	29	worry	worry	NOUN
fsr-3343	177	30	about	about	ADP
fsr-3343	177	31	investment	investment	NOUN
fsr-3343	177	32	fraud	fraud	NOUN
fsr-3343	177	33	vulnerability	vulnerability	NOUN
fsr-3343	177	34	4	4	NUM
fsr-3343	177	35	-	-	PUNCT
fsr-3343	177	36	jan	jan	PROPN
fsr-3343	177	37	7	7	NUM
fsr-3343	177	38	-	-	PUNCT
fsr-3343	177	39	may	may	AUX
fsr-3343	177	40	h2	h2	NOUN
fsr-3343	177	41	level	level	NOUN
fsr-3343	177	42	of	of	ADP
fsr-3343	177	43	confidence	confidence	NOUN
fsr-3343	177	44	in	in	ADP
fsr-3343	177	45	financial	financial	ADJ
fsr-3343	177	46	market	market	NOUN
fsr-3343	177	47	regulation	regulation	NOUN
fsr-3343	177	48	7	7	NUM
fsr-3343	177	49	-	-	SYM
fsr-3343	177	50	jan	jan	PROPN
fsr-3343	177	51	10	10	NUM
fsr-3343	177	52	-	-	PUNCT
fsr-3343	177	53	aug	aug	PROPN
fsr-3343	177	54	h3	h3	NOUN
fsr-3343	177	55	comfort	comfort	NOUN
fsr-3343	177	56	level	level	NOUN
fsr-3343	177	57	in	in	ADP
fsr-3343	177	58	making	make	VERB
fsr-3343	177	59	investment	investment	NOUN
fsr-3343	177	60	decesions	decesion	NOUN
fsr-3343	177	61	7	7	NUM
fsr-3343	177	62	-	-	SYM
fsr-3343	177	63	jan	jan	PROPN
fsr-3343	177	64	10	10	NUM
fsr-3343	177	65	-	-	PUNCT
fsr-3343	177	66	aug	aug	PROPN
fsr-3343	177	67	h4	h4	NOUN
fsr-3343	177	68	amount	amount	NOUN
fsr-3343	177	69	of	of	ADP
fsr-3343	177	70	investment	investment	NOUN
fsr-3343	177	71	risk	risk	NOUN
fsr-3343	177	72	assumed	assume	VERB
fsr-3343	177	73	relative	relative	ADJ
fsr-3343	177	74	to	to	PART
fsr-3343	177	75	return	return	VERB
fsr-3343	177	76	average	average	ADJ
fsr-3343	177	77	risk	risk	NOUN
fsr-3343	177	78	and	and	CCONJ
fsr-3343	177	79	return	return	NOUN
fsr-3343	177	80	or	or	CCONJ
fsr-3343	177	81	no	no	DET
fsr-3343	177	82	risk	risk	NOUN
fsr-3343	177	83	willing	willing	ADJ
fsr-3343	177	84	to	to	PART
fsr-3343	177	85	take	take	VERB
fsr-3343	177	86	above	above	ADV
fsr-3343	177	87	average	average	ADJ
fsr-3343	177	88	risk	risk	NOUN
fsr-3343	177	89	for	for	ADP
fsr-3343	177	90	above	above	ADP
fsr-3343	177	91	average	average	ADJ
fsr-3343	177	92	return	return	NOUN
fsr-3343	177	93	h5	h5	NOUN
fsr-3343	177	94	trading	trading	NOUN
fsr-3343	177	95	frequency	frequency	NOUN
fsr-3343	177	96	1	1	NUM
fsr-3343	177	97	-	-	SYM
fsr-3343	177	98	10	10	NUM
fsr-3343	177	99	times	time	NOUN
fsr-3343	177	100	per	per	ADP
fsr-3343	177	101	year	year	NOUN
fsr-3343	177	102	11	11	NUM
fsr-3343	177	103	or	or	CCONJ
fsr-3343	177	104	more	more	ADJ
fsr-3343	177	105	times	time	NOUN
fsr-3343	177	106	per	per	ADP
fsr-3343	177	107	year	year	NOUN
fsr-3343	177	108	h6	h6	PROPN
fsr-3343	177	109	allocation	allocation	NOUN
fsr-3343	177	110	to	to	ADP
fsr-3343	177	111	stocks	stock	NOUN
fsr-3343	177	112	less	less	ADJ
fsr-3343	177	113	than	than	ADP
fsr-3343	177	114	half	half	NOUN
fsr-3343	177	115	of	of	ADP
fsr-3343	177	116	portfolio	portfolio	NOUN
fsr-3343	177	117	more	more	ADJ
fsr-3343	177	118	than	than	ADP
fsr-3343	177	119	half	half	NOUN
fsr-3343	177	120	of	of	ADP
fsr-3343	177	121	portfolio	portfolio	NOUN
fsr-3343	177	122	h7	h7	PROPN
fsr-3343	177	123	use	use	NOUN
fsr-3343	177	124	of	of	ADP
fsr-3343	177	125	financial	financial	ADJ
fsr-3343	177	126	advisor	advisor	NOUN
fsr-3343	178	1	no	no	INTJ
fsr-3343	178	2	yes	yes	INTJ
fsr-3343	178	3	h8	h8	PROPN
fsr-3343	178	4	performed	perform	VERB
fsr-3343	178	5	background	background	NOUN
fsr-3343	178	6	check	check	NOUN
fsr-3343	178	7	on	on	ADP
fsr-3343	178	8	finacial	finacial	ADJ
fsr-3343	178	9	professional	professional	NOUN
fsr-3343	179	1	no	no	INTJ
fsr-3343	179	2	yes	yes	INTJ
fsr-3343	179	3	rand	rand	NOUN
fsr-3343	179	4	et	et	PROPN
fsr-3343	179	5	al	al	PROPN
fsr-3343	179	6	.	.	PROPN
fsr-3343	179	7	111	111	NUM
fsr-3343	179	8	table	table	NOUN
fsr-3343	179	9	3	3	NUM
fsr-3343	179	10	.	.	NOUN
fsr-3343	179	11	direction	direction	NOUN
fsr-3343	179	12	of	of	ADP
fsr-3343	179	13	effect	effect	NOUN
fsr-3343	179	14	visualization	visualization	NOUN
fsr-3343	179	15	results	result	VERB
fsr-3343	179	16	descriptive	descriptive	ADJ
fsr-3343	179	17	statistics	statistic	NOUN
fsr-3343	179	18	most	most	ADJ
fsr-3343	179	19	individuals	individual	NOUN
fsr-3343	179	20	in	in	ADP
fsr-3343	179	21	the	the	DET
fsr-3343	179	22	sample	sample	NOUN
fsr-3343	179	23	of	of	ADP
fsr-3343	179	24	respondents	respondent	NOUN
fsr-3343	179	25	who	who	PRON
fsr-3343	179	26	graduated	graduate	VERB
fsr-3343	179	27	from	from	ADP
fsr-3343	179	28	college	college	NOUN
fsr-3343	179	29	indicated	indicate	VERB
fsr-3343	179	30	white	white	ADJ
fsr-3343	179	31	as	as	ADP
fsr-3343	179	32	their	their	PRON
fsr-3343	179	33	race	race	NOUN
fsr-3343	179	34	,	,	PUNCT
fsr-3343	179	35	indicated	indicate	VERB
fsr-3343	179	36	male	male	NOUN
fsr-3343	179	37	for	for	ADP
fsr-3343	179	38	gender	gender	NOUN
fsr-3343	179	39	,	,	PUNCT
fsr-3343	179	40	were	be	AUX
fsr-3343	179	41	older	old	ADJ
fsr-3343	179	42	,	,	PUNCT
fsr-3343	179	43	and	and	CCONJ
fsr-3343	179	44	had	have	VERB
fsr-3343	179	45	a	a	DET
fsr-3343	179	46	higher	high	ADJ
fsr-3343	179	47	household	household	NOUN
fsr-3343	179	48	income	income	NOUN
fsr-3343	179	49	than	than	ADP
fsr-3343	179	50	the	the	DET
fsr-3343	179	51	population	population	NOUN
fsr-3343	179	52	in	in	ADP
fsr-3343	179	53	general	general	ADJ
fsr-3343	179	54	.	.	PUNCT
fsr-3343	180	1	the	the	DET
fsr-3343	180	2	survey	survey	NOUN
fsr-3343	180	3	results	result	NOUN
fsr-3343	180	4	confirmed	confirm	VERB
fsr-3343	180	5	low	low	ADJ
fsr-3343	180	6	investor	investor	NOUN
fsr-3343	180	7	knowledge	knowledge	NOUN
fsr-3343	180	8	in	in	ADP
fsr-3343	180	9	the	the	DET
fsr-3343	180	10	united	united	PROPN
fsr-3343	180	11	states	states	PROPN
fsr-3343	180	12	,	,	PUNCT
fsr-3343	180	13	with	with	ADP
fsr-3343	180	14	only	only	ADV
fsr-3343	180	15	a	a	DET
fsr-3343	180	16	little	little	ADJ
fsr-3343	180	17	over	over	ADP
fsr-3343	180	18	one	one	NUM
fsr-3343	180	19	-	-	PUNCT
fsr-3343	180	20	third	third	NOUN
fsr-3343	180	21	of	of	ADP
fsr-3343	180	22	the	the	DET
fsr-3343	180	23	respondents	respondent	NOUN
fsr-3343	180	24	accurately	accurately	ADV
fsr-3343	180	25	answering	answer	VERB
fsr-3343	180	26	more	more	ADJ
fsr-3343	180	27	than	than	ADP
fsr-3343	180	28	half	half	NOUN
fsr-3343	180	29	of	of	ADP
fsr-3343	180	30	the	the	DET
fsr-3343	180	31	ten	ten	NUM
fsr-3343	180	32	survey	survey	NOUN
fsr-3343	180	33	questions	question	NOUN
fsr-3343	180	34	.	.	PUNCT
fsr-3343	181	1	investors	investor	NOUN
fsr-3343	181	2	were	be	AUX
fsr-3343	181	3	confused	confused	ADJ
fsr-3343	181	4	about	about	ADP
fsr-3343	181	5	the	the	DET
fsr-3343	181	6	cost	cost	NOUN
fsr-3343	181	7	of	of	ADP
fsr-3343	181	8	their	their	PRON
fsr-3343	181	9	investments	investment	NOUN
fsr-3343	181	10	,	,	PUNCT
fsr-3343	181	11	with	with	ADP
fsr-3343	181	12	almost	almost	ADV
fsr-3343	181	13	one	one	NUM
fsr-3343	181	14	-	-	PUNCT
fsr-3343	181	15	third	third	NOUN
fsr-3343	181	16	believing	believing	NOUN
fsr-3343	181	17	that	that	SCONJ
fsr-3343	181	18	mutual	mutual	ADJ
fsr-3343	181	19	funds	fund	NOUN
fsr-3343	181	20	did	do	AUX
fsr-3343	181	21	not	not	PART
fsr-3343	181	22	have	have	VERB
fsr-3343	181	23	fees	fee	NOUN
fsr-3343	181	24	or	or	CCONJ
fsr-3343	181	25	expenses	expense	NOUN
fsr-3343	181	26	.	.	PUNCT
fsr-3343	182	1	most	most	ADJ
fsr-3343	182	2	investors	investor	NOUN
fsr-3343	182	3	believed	believe	VERB
fsr-3343	182	4	they	they	PRON
fsr-3343	182	5	had	have	VERB
fsr-3343	182	6	access	access	NOUN
fsr-3343	182	7	to	to	ADP
fsr-3343	182	8	appropriate	appropriate	ADJ
fsr-3343	182	9	information	information	NOUN
fsr-3343	182	10	for	for	ADP
fsr-3343	182	11	decision	decision	NOUN
fsr-3343	182	12	-	-	PUNCT
fsr-3343	182	13	making	making	NOUN
fsr-3343	182	14	,	,	PUNCT
fsr-3343	182	15	and	and	CCONJ
fsr-3343	182	16	they	they	PRON
fsr-3343	182	17	were	be	AUX
fsr-3343	182	18	more	more	ADV
fsr-3343	182	19	likely	likely	ADJ
fsr-3343	182	20	to	to	PART
fsr-3343	182	21	overestimate	overestimate	VERB
fsr-3343	182	22	than	than	SCONJ
fsr-3343	182	23	underestimate	underestimate	VERB
fsr-3343	182	24	their	their	PRON
fsr-3343	182	25	investment	investment	NOUN
fsr-3343	182	26	performance	performance	NOUN
fsr-3343	182	27	,	,	PUNCT
fsr-3343	182	28	with	with	ADP
fsr-3343	182	29	men	man	NOUN
fsr-3343	182	30	being	be	AUX
fsr-3343	182	31	more	more	ADV
fsr-3343	182	32	confident	confident	ADJ
fsr-3343	182	33	than	than	ADP
fsr-3343	182	34	women	woman	NOUN
fsr-3343	182	35	in	in	ADP
fsr-3343	182	36	their	their	PRON
fsr-3343	182	37	abilities	ability	NOUN
fsr-3343	182	38	.	.	PUNCT
fsr-3343	183	1	table	table	NOUN
fsr-3343	183	2	4	4	NUM
fsr-3343	183	3	lists	list	NOUN
fsr-3343	183	4	the	the	DET
fsr-3343	183	5	recoded	recode	VERB
fsr-3343	183	6	variables	variable	NOUN
fsr-3343	183	7	selected	select	VERB
fsr-3343	183	8	from	from	ADP
fsr-3343	183	9	the	the	DET
fsr-3343	183	10	2018	2018	NUM
fsr-3343	183	11	investor	investor	NOUN
fsr-3343	183	12	survey	survey	NOUN
fsr-3343	183	13	to	to	PART
fsr-3343	183	14	test	test	VERB
fsr-3343	183	15	the	the	DET
fsr-3343	183	16	researchers	researcher	NOUN
fsr-3343	183	17	’	’	PART
fsr-3343	183	18	hypotheses	hypothesis	NOUN
fsr-3343	183	19	.	.	PUNCT
fsr-3343	184	1	financial	financial	ADJ
fsr-3343	184	2	services	service	NOUN
fsr-3343	184	3	review	review	PROPN
fsr-3343	184	4	,	,	PUNCT
fsr-3343	184	5	33(1	33(1	NUM
fsr-3343	184	6	)	)	PUNCT
fsr-3343	184	7	112	112	NUM
fsr-3343	184	8	table	table	NOUN
fsr-3343	184	9	4	4	NUM
fsr-3343	184	10	.	.	PUNCT
fsr-3343	185	1	summary	summary	NOUN
fsr-3343	185	2	statistics	statistic	NOUN
fsr-3343	185	3	characteristics	characteristics	PROPN
fsr-3343	185	4	percent	percent	NOUN
fsr-3343	185	5	number	number	NOUN
fsr-3343	185	6	of	of	ADP
fsr-3343	185	7	observations	observation	NOUN
fsr-3343	185	8	coded	code	VERB
fsr-3343	185	9	=	=	SYM
fsr-3343	185	10	1	1	NUM
fsr-3343	185	11	coded	code	VERB
fsr-3343	185	12	=	=	NOUN
fsr-3343	185	13	0	0	NUM
fsr-3343	185	14	dependent	dependent	ADJ
fsr-3343	185	15	variables	variable	NOUN
fsr-3343	185	16	worried	worry	VERB
fsr-3343	185	17	about	about	ADP
fsr-3343	185	18	fraud	fraud	NOUN
fsr-3343	185	19	victimization	victimization	NOUN
fsr-3343	185	20	32	32	NUM
fsr-3343	185	21	%	%	NOUN
fsr-3343	185	22	1,989	1,989	NUM
fsr-3343	185	23	634	634	NUM
fsr-3343	185	24	1,355	1,355	NUM
fsr-3343	185	25	confidence	confidence	NOUN
fsr-3343	185	26	in	in	ADP
fsr-3343	185	27	regulation	regulation	NOUN
fsr-3343	185	28	30	30	NUM
fsr-3343	185	29	%	%	NOUN
fsr-3343	185	30	1,989	1,989	NUM
fsr-3343	185	31	587	587	NUM
fsr-3343	185	32	1,402	1,402	NUM
fsr-3343	185	33	comfort	comfort	NOUN
fsr-3343	185	34	making	make	VERB
fsr-3343	185	35	investment	investment	NOUN
fsr-3343	185	36	decisions	decision	NOUN
fsr-3343	185	37	42	42	NUM
fsr-3343	185	38	%	%	NOUN
fsr-3343	185	39	1,989	1,989	NUM
fsr-3343	185	40	842	842	NUM
fsr-3343	185	41	1,147	1,147	NUM
fsr-3343	185	42	risk	risk	NOUN
fsr-3343	185	43	willing	willing	ADJ
fsr-3343	185	44	to	to	PART
fsr-3343	185	45	take	take	VERB
fsr-3343	185	46	36	36	NUM
fsr-3343	185	47	%	%	NOUN
fsr-3343	185	48	1,960	1,960	NUM
fsr-3343	185	49	699	699	NUM
fsr-3343	185	50	1,261	1,261	NUM
fsr-3343	185	51	investment	investment	NOUN
fsr-3343	185	52	trading	trading	NOUN
fsr-3343	185	53	frequency	frequency	NOUN
fsr-3343	185	54	15	15	NUM
fsr-3343	185	55	%	%	NOUN
fsr-3343	185	56	1,989	1,989	NUM
fsr-3343	185	57	287	287	NUM
fsr-3343	185	58	1,702	1,702	NUM
fsr-3343	185	59	allocation	allocation	NOUN
fsr-3343	185	60	to	to	ADP
fsr-3343	185	61	stocks	stock	NOUN
fsr-3343	185	62	59	59	NUM
fsr-3343	185	63	%	%	NOUN
fsr-3343	185	64	1,777	1,777	NUM
fsr-3343	185	65	1,041	1,041	NUM
fsr-3343	185	66	736	736	NUM
fsr-3343	185	67	use	use	NOUN
fsr-3343	185	68	of	of	ADP
fsr-3343	185	69	advisor	advisor	NOUN
fsr-3343	185	70	for	for	ADP
fsr-3343	185	71	information	information	NOUN
fsr-3343	185	72	gathering	gather	VERB
fsr-3343	185	73	60	60	NUM
fsr-3343	185	74	%	%	NOUN
fsr-3343	185	75	1,989	1,989	NUM
fsr-3343	185	76	1,196	1,196	NUM
fsr-3343	185	77	793	793	NUM
fsr-3343	185	78	background	background	NOUN
fsr-3343	185	79	check	check	NOUN
fsr-3343	185	80	on	on	ADP
fsr-3343	185	81	advisor	advisor	NOUN
fsr-3343	185	82	20	20	NUM
fsr-3343	185	83	%	%	NOUN
fsr-3343	185	84	1,989	1,989	NUM
fsr-3343	185	85	393	393	NUM
fsr-3343	185	86	1,596	1,596	NUM
fsr-3343	185	87	variables	variable	NOUN
fsr-3343	185	88	of	of	ADP
fsr-3343	185	89	interest	interest	NOUN
fsr-3343	185	90	overconfident	overconfident	ADJ
fsr-3343	185	91	investor	investor	NOUN
fsr-3343	185	92	25	25	NUM
fsr-3343	185	93	%	%	NOUN
fsr-3343	185	94	1,989	1,989	NUM
fsr-3343	185	95	490	490	NUM
fsr-3343	185	96	1,499	1,499	NUM
fsr-3343	185	97	high	high	ADJ
fsr-3343	185	98	knowledge	knowledge	NOUN
fsr-3343	185	99	investor	investor	NOUN
fsr-3343	185	100	55	55	NUM
fsr-3343	185	101	%	%	NOUN
fsr-3343	185	102	1,989	1,989	NUM
fsr-3343	185	103	1,093	1,093	NUM
fsr-3343	185	104	896	896	NUM
fsr-3343	185	105	reference	reference	NOUN
fsr-3343	185	106	group	group	NOUN
fsr-3343	185	107	20	20	NUM
fsr-3343	185	108	%	%	NOUN
fsr-3343	185	109	1,989	1,989	NUM
fsr-3343	185	110	406	406	NUM
fsr-3343	185	111	1,583	1,583	NUM
fsr-3343	185	112	overconfident	overconfident	ADJ
fsr-3343	185	113	male	male	ADJ
fsr-3343	185	114	investor	investor	NOUN
fsr-3343	185	115	13	13	NUM
fsr-3343	185	116	%	%	NOUN
fsr-3343	185	117	1,989	1,989	NUM
fsr-3343	185	118	256	256	NUM
fsr-3343	185	119	1,733	1,733	NUM
fsr-3343	185	120	overconfident	overconfident	ADJ
fsr-3343	185	121	female	female	ADJ
fsr-3343	185	122	investor	investor	NOUN
fsr-3343	185	123	12	12	NUM
fsr-3343	185	124	%	%	NOUN
fsr-3343	185	125	1,989	1,989	NUM
fsr-3343	185	126	234	234	NUM
fsr-3343	185	127	1,755	1,755	NUM
fsr-3343	185	128	overconfident	overconfident	ADJ
fsr-3343	185	129	age	age	NOUN
fsr-3343	185	130	55	55	NUM
fsr-3343	185	131	and	and	CCONJ
fsr-3343	185	132	older	old	ADJ
fsr-3343	185	133	investor	investor	NOUN
fsr-3343	185	134	12	12	NUM
fsr-3343	185	135	%	%	NOUN
fsr-3343	185	136	1,989	1,989	NUM
fsr-3343	185	137	246	246	NUM
fsr-3343	185	138	1,743	1,743	NUM
fsr-3343	185	139	overconfident	overconfident	NOUN
fsr-3343	185	140	under	under	ADP
fsr-3343	185	141	55	55	NUM
fsr-3343	185	142	investor	investor	NOUN
fsr-3343	185	143	12	12	NUM
fsr-3343	185	144	%	%	NOUN
fsr-3343	185	145	1,989	1,989	NUM
fsr-3343	185	146	244	244	NUM
fsr-3343	185	147	1,745	1,745	NUM
fsr-3343	185	148	high	high	ADJ
fsr-3343	185	149	-	-	PUNCT
fsr-3343	185	150	knowledge	knowledge	NOUN
fsr-3343	185	151	male	male	ADJ
fsr-3343	185	152	investor	investor	NOUN
fsr-3343	185	153	37	37	NUM
fsr-3343	185	154	%	%	NOUN
fsr-3343	185	155	1,989	1,989	NUM
fsr-3343	185	156	730	730	NUM
fsr-3343	185	157	1,259	1,259	NUM
fsr-3343	185	158	high	high	ADJ
fsr-3343	185	159	-	-	PUNCT
fsr-3343	185	160	knowledge	knowledge	NOUN
fsr-3343	185	161	female	female	ADJ
fsr-3343	185	162	investor	investor	NOUN
fsr-3343	185	163	18	18	NUM
fsr-3343	185	164	%	%	NOUN
fsr-3343	185	165	1,989	1,989	NUM
fsr-3343	185	166	363	363	NUM
fsr-3343	185	167	1,626	1,626	NUM
fsr-3343	185	168	high	high	ADJ
fsr-3343	185	169	-	-	PUNCT
fsr-3343	185	170	knowledge	knowledge	NOUN
fsr-3343	185	171	55	55	NUM
fsr-3343	185	172	-	-	PUNCT
fsr-3343	185	173	and	and	CCONJ
fsr-3343	185	174	-	-	PUNCT
fsr-3343	185	175	older	old	ADJ
fsr-3343	185	176	investor	investor	NOUN
fsr-3343	185	177	38	38	NUM
fsr-3343	185	178	%	%	NOUN
fsr-3343	185	179	1,989	1,989	NUM
fsr-3343	185	180	755	755	NUM
fsr-3343	185	181	1,234	1,234	NUM
fsr-3343	185	182	high	high	ADJ
fsr-3343	185	183	-	-	PUNCT
fsr-3343	185	184	knowledge	knowledge	NOUN
fsr-3343	185	185	under-55	under-55	ADJ
fsr-3343	185	186	investor	investor	NOUN
fsr-3343	185	187	17	17	NUM
fsr-3343	185	188	%	%	NOUN
fsr-3343	185	189	1,989	1,989	NUM
fsr-3343	185	190	338	338	NUM
fsr-3343	185	191	1,651	1,651	NUM
fsr-3343	185	192	interaction	interaction	NOUN
fsr-3343	185	193	variables	variable	NOUN
fsr-3343	185	194	age	age	NOUN
fsr-3343	185	195	55	55	NUM
fsr-3343	185	196	and	and	CCONJ
fsr-3343	185	197	older	old	ADJ
fsr-3343	185	198	63	63	NUM
fsr-3343	185	199	%	%	NOUN
fsr-3343	185	200	1,989	1,989	NUM
fsr-3343	185	201	1,244	1,244	NUM
fsr-3343	185	202	745	745	NUM
fsr-3343	185	203	males	male	NOUN
fsr-3343	185	204	57	57	NUM
fsr-3343	185	205	%	%	NOUN
fsr-3343	185	206	1,989	1,989	NUM
fsr-3343	185	207	1,128	1,128	NUM
fsr-3343	185	208	861	861	NUM
fsr-3343	185	209	control	control	NOUN
fsr-3343	185	210	variables	variable	VERB
fsr-3343	185	211	investors	investor	NOUN
fsr-3343	185	212	with	with	ADP
fsr-3343	185	213	$	$	SYM
fsr-3343	185	214	250,000	250,000	NUM
fsr-3343	185	215	+	+	NUM
fsr-3343	185	216	investments	investment	NOUN
fsr-3343	185	217	34	34	NUM
fsr-3343	185	218	%	%	NOUN
fsr-3343	185	219	1,989	1,989	NUM
fsr-3343	185	220	676	676	NUM
fsr-3343	185	221	1,313	1,313	NUM
fsr-3343	185	222	race	race	NOUN
fsr-3343	185	223	=	=	SYM
fsr-3343	185	224	white	white	ADJ
fsr-3343	185	225	alone	alone	ADV
fsr-3343	185	226	82	82	NUM
fsr-3343	185	227	%	%	NOUN
fsr-3343	185	228	1,989	1,989	NUM
fsr-3343	185	229	1,627	1,627	NUM
fsr-3343	185	230	362	362	NUM
fsr-3343	185	231	college	college	NOUN
fsr-3343	185	232	graduates	graduate	NOUN
fsr-3343	185	233	57	57	NUM
fsr-3343	185	234	%	%	NOUN
fsr-3343	185	235	1,989	1,989	NUM
fsr-3343	185	236	1,125	1,125	NUM
fsr-3343	185	237	864	864	NUM
fsr-3343	185	238	income	income	NOUN
fsr-3343	185	239	$	$	SYM
fsr-3343	185	240	100,000	100,000	NUM
fsr-3343	185	241	/	/	SYM
fsr-3343	185	242	yr+	yr+	NOUN
fsr-3343	185	243	34	34	NUM
fsr-3343	185	244	%	%	NOUN
fsr-3343	185	245	1,989	1,989	NUM
fsr-3343	185	246	673	673	NUM
fsr-3343	185	247	1,316	1,316	NUM
fsr-3343	185	248	statistical	statistical	ADJ
fsr-3343	185	249	analysis	analysis	NOUN
fsr-3343	185	250	the	the	DET
fsr-3343	185	251	study	study	NOUN
fsr-3343	185	252	’s	’s	PART
fsr-3343	185	253	empirical	empirical	ADJ
fsr-3343	185	254	model	model	NOUN
fsr-3343	185	255	employed	employ	VERB
fsr-3343	185	256	logistic	logistic	ADJ
fsr-3343	185	257	regression	regression	NOUN
fsr-3343	185	258	to	to	PART
fsr-3343	185	259	examine	examine	VERB
fsr-3343	185	260	the	the	DET
fsr-3343	185	261	vulnerability	vulnerability	NOUN
fsr-3343	185	262	of	of	ADP
fsr-3343	185	263	overconfident	overconfident	ADJ
fsr-3343	185	264	and	and	CCONJ
fsr-3343	185	265	high	high	ADJ
fsr-3343	185	266	-	-	PUNCT
fsr-3343	185	267	knowledge	knowledge	NOUN
fsr-3343	185	268	investors	investor	NOUN
fsr-3343	185	269	to	to	ADP
fsr-3343	185	270	investment	investment	NOUN
fsr-3343	185	271	fraud	fraud	NOUN
fsr-3343	185	272	while	while	SCONJ
fsr-3343	185	273	evaluating	evaluate	VERB
fsr-3343	185	274	the	the	DET
fsr-3343	185	275	interaction	interaction	NOUN
fsr-3343	185	276	of	of	ADP
fsr-3343	185	277	gender	gender	NOUN
fsr-3343	185	278	and	and	CCONJ
fsr-3343	185	279	age	age	NOUN
fsr-3343	185	280	and	and	CCONJ
fsr-3343	185	281	controlling	control	VERB
fsr-3343	185	282	for	for	ADP
fsr-3343	185	283	income	income	NOUN
fsr-3343	185	284	,	,	PUNCT
fsr-3343	185	285	investment	investment	NOUN
fsr-3343	185	286	account	account	NOUN
fsr-3343	185	287	value	value	NOUN
fsr-3343	185	288	,	,	PUNCT
fsr-3343	185	289	race	race	NOUN
fsr-3343	185	290	,	,	PUNCT
fsr-3343	185	291	and	and	CCONJ
fsr-3343	185	292	education	education	NOUN
fsr-3343	185	293	.	.	PUNCT
fsr-3343	186	1	since	since	SCONJ
fsr-3343	186	2	the	the	DET
fsr-3343	186	3	independent	independent	ADJ
fsr-3343	186	4	variables	variable	NOUN
fsr-3343	186	5	in	in	ADP
fsr-3343	186	6	the	the	DET
fsr-3343	186	7	study	study	NOUN
fsr-3343	186	8	were	be	AUX
fsr-3343	186	9	categorical	categorical	ADJ
fsr-3343	186	10	,	,	PUNCT
fsr-3343	186	11	the	the	DET
fsr-3343	186	12	max	max	PROPN
fsr-3343	186	13	re	re	VERB
fsr-3343	186	14	-	-	ADJ
fsr-3343	186	15	scaled	scaled	ADJ
fsr-3343	186	16	r2	r2	NOUN
fsr-3343	186	17	was	be	AUX
fsr-3343	186	18	utilized	utilize	VERB
fsr-3343	186	19	.	.	PUNCT
fsr-3343	187	1	logistic	logistic	ADJ
fsr-3343	187	2	regressions	regression	NOUN
fsr-3343	187	3	were	be	AUX
fsr-3343	187	4	run	run	VERB
fsr-3343	187	5	for	for	ADP
fsr-3343	187	6	the	the	DET
fsr-3343	187	7	eight	eight	NUM
fsr-3343	187	8	hypotheses	hypothesis	NOUN
fsr-3343	187	9	,	,	PUNCT
fsr-3343	187	10	which	which	PRON
fsr-3343	187	11	presented	present	VERB
fsr-3343	187	12	mixed	mixed	ADJ
fsr-3343	187	13	results	result	NOUN
fsr-3343	187	14	.	.	PUNCT
fsr-3343	188	1	the	the	DET
fsr-3343	188	2	study	study	NOUN
fsr-3343	188	3	employed	employ	VERB
fsr-3343	188	4	the	the	DET
fsr-3343	188	5	max	max	PROPN
fsr-3343	188	6	re	re	VERB
fsr-3343	188	7	-	-	ADJ
fsr-3343	188	8	scaled	scale	VERB
fsr-3343	188	9	r2	r2	PROPN
fsr-3343	188	10	statistic	statistic	NOUN
fsr-3343	188	11	to	to	PART
fsr-3343	188	12	measure	measure	VERB
fsr-3343	188	13	the	the	DET
fsr-3343	188	14	models	model	NOUN
fsr-3343	188	15	’	'	PUNCT
fsr-3343	188	16	explanatory	explanatory	ADJ
fsr-3343	188	17	power	power	NOUN
fsr-3343	188	18	.	.	PUNCT
fsr-3343	189	1	the	the	DET
fsr-3343	189	2	following	follow	VERB
fsr-3343	189	3	is	be	AUX
fsr-3343	189	4	a	a	DET
fsr-3343	189	5	summary	summary	NOUN
fsr-3343	189	6	of	of	ADP
fsr-3343	189	7	the	the	DET
fsr-3343	189	8	results	result	NOUN
fsr-3343	189	9	for	for	ADP
fsr-3343	189	10	hypotheses	hypothesis	NOUN
fsr-3343	189	11	1–8	1–8	X
fsr-3343	189	12	.	.	PUNCT
fsr-3343	189	13	table	table	NOUN
fsr-3343	189	14	5	5	NUM
fsr-3343	189	15	below	below	ADV
fsr-3343	189	16	shows	show	VERB
fsr-3343	189	17	the	the	DET
fsr-3343	189	18	top	top	ADJ
fsr-3343	189	19	three	three	NUM
fsr-3343	189	20	groups	group	NOUN
fsr-3343	189	21	per	per	ADP
fsr-3343	189	22	model	model	NOUN
fsr-3343	189	23	with	with	ADP
fsr-3343	189	24	statistical	statistical	ADJ
fsr-3343	189	25	significance	significance	NOUN
fsr-3343	189	26	.	.	PUNCT
fsr-3343	190	1	financial	financial	ADJ
fsr-3343	190	2	services	service	NOUN
fsr-3343	190	3	review	review	PROPN
fsr-3343	190	4	,	,	PUNCT
fsr-3343	190	5	33(1	33(1	NUM
fsr-3343	190	6	)	)	PUNCT
fsr-3343	190	7	113	113	NUM
fsr-3343	190	8	table	table	NOUN
fsr-3343	190	9	5	5	NUM
fsr-3343	190	10	.	.	PUNCT
fsr-3343	190	11	top	top	ADJ
fsr-3343	190	12	three	three	NUM
fsr-3343	190	13	groups	group	NOUN
fsr-3343	190	14	per	per	ADP
fsr-3343	190	15	model	model	NOUN
fsr-3343	190	16	with	with	ADP
fsr-3343	190	17	statistical	statistical	ADJ
fsr-3343	190	18	significance	significance	NOUN
fsr-3343	190	19	supportive	supportive	ADJ
fsr-3343	190	20	of	of	ADP
fsr-3343	190	21	hypothesis	hypothesis	NOUN
fsr-3343	190	22	?	?	PUNCT
fsr-3343	191	1	model	model	NOUN
fsr-3343	191	2	1	1	NUM
fsr-3343	191	3	model	model	NOUN
fsr-3343	191	4	2	2	NUM
fsr-3343	191	5	model	model	NOUN
fsr-3343	191	6	3	3	NUM
fsr-3343	191	7	model	model	NOUN
fsr-3343	191	8	4	4	NUM
fsr-3343	191	9	model	model	NOUN
fsr-3343	191	10	5	5	NUM
fsr-3343	191	11	overconfident	overconfident	ADJ
fsr-3343	191	12	overconfident	overconfident	ADJ
fsr-3343	191	13	men	man	NOUN
fsr-3343	191	14	overconfident	overconfident	VERB
fsr-3343	191	15	younger	young	ADJ
fsr-3343	191	16	adults	adult	NOUN
fsr-3343	191	17	nonwhite	nonwhite	VERB
fsr-3343	191	18	adults	adult	NOUN
fsr-3343	191	19	overconfident	overconfident	ADJ
fsr-3343	191	20	women	woman	NOUN
fsr-3343	191	21	nonwhite	nonwhite	VERB
fsr-3343	191	22	adluts	adlut	VERB
fsr-3343	191	23	younger	young	ADJ
fsr-3343	191	24	adults	adult	NOUN
fsr-3343	191	25	nonwhite	nonwhite	VERB
fsr-3343	191	26	adults	adult	NOUN
fsr-3343	191	27	overconfident	overconfident	VERB
fsr-3343	191	28	older	old	ADJ
fsr-3343	191	29	adults	adult	NOUN
fsr-3343	192	1	overconfident	overconfident	ADJ
fsr-3343	192	2	overconfident	overconfident	ADJ
fsr-3343	192	3	men	man	NOUN
fsr-3343	192	4	overconfident	overconfident	VERB
fsr-3343	192	5	younger	young	ADJ
fsr-3343	192	6	adults	adult	NOUN
fsr-3343	192	7	high	high	ADJ
fsr-3343	192	8	knowledge	knowledge	NOUN
fsr-3343	192	9	overconfident	overconfident	ADJ
fsr-3343	192	10	women	woman	NOUN
fsr-3343	192	11	overconfident	overconfident	VERB
fsr-3343	192	12	older	old	ADJ
fsr-3343	192	13	adults	adult	NOUN
fsr-3343	192	14	large	large	ADJ
fsr-3343	192	15	investment	investment	NOUN
fsr-3343	192	16	account	account	VERB
fsr-3343	192	17	high	high	ADJ
fsr-3343	192	18	knowledge	knowledge	NOUN
fsr-3343	192	19	high	high	ADJ
fsr-3343	192	20	knowledge	knowledge	NOUN
fsr-3343	192	21	overconfident	overconfident	ADJ
fsr-3343	192	22	overconfident	overconfident	ADJ
fsr-3343	192	23	men	man	NOUN
fsr-3343	192	24	high	high	ADJ
fsr-3343	192	25	knowledge	knowledge	NOUN
fsr-3343	192	26	overconfident	overconfident	ADJ
fsr-3343	192	27	women	woman	NOUN
fsr-3343	192	28	men	man	NOUN
fsr-3343	192	29	high	high	ADJ
fsr-3343	192	30	knowledge	knowledge	NOUN
fsr-3343	192	31	younger	young	ADJ
fsr-3343	192	32	adults	adult	NOUN
fsr-3343	192	33	overconfident	overconfident	ADJ
fsr-3343	192	34	men	man	NOUN
fsr-3343	192	35	overconfident	overconfident	VERB
fsr-3343	192	36	younger	young	ADJ
fsr-3343	192	37	adults	adult	NOUN
fsr-3343	192	38	overconfident	overconfident	VERB
fsr-3343	192	39	younger	young	ADJ
fsr-3343	192	40	adults	adult	NOUN
fsr-3343	192	41	high	high	ADJ
fsr-3343	192	42	knowledge	knowledge	NOUN
fsr-3343	192	43	high	high	ADJ
fsr-3343	192	44	knowledge	knowledge	NOUN
fsr-3343	192	45	high	high	ADJ
fsr-3343	192	46	knowledge	knowledge	NOUN
fsr-3343	192	47	men	man	NOUN
fsr-3343	192	48	high	high	ADJ
fsr-3343	192	49	knowledge	knowledge	NOUN
fsr-3343	192	50	high	high	ADJ
fsr-3343	192	51	knowledge	knowledge	NOUN
fsr-3343	192	52	high	high	ADJ
fsr-3343	192	53	knowledge	knowledge	NOUN
fsr-3343	192	54	high	high	ADJ
fsr-3343	192	55	knowledge	knowledge	NOUN
fsr-3343	192	56	men	man	NOUN
fsr-3343	192	57	high	high	ADJ
fsr-3343	192	58	knowledge	knowledge	NOUN
fsr-3343	192	59	younger	young	ADJ
fsr-3343	192	60	younger	young	ADJ
fsr-3343	192	61	adults	adult	NOUN
fsr-3343	192	62	overconfident	overconfident	ADJ
fsr-3343	192	63	men	man	NOUN
fsr-3343	192	64	overconfident	overconfident	VERB
fsr-3343	192	65	younger	young	ADJ
fsr-3343	192	66	high	high	ADJ
fsr-3343	192	67	knowledge	knowledge	NOUN
fsr-3343	192	68	women	woman	NOUN
fsr-3343	192	69	high	high	ADJ
fsr-3343	192	70	knowledge	knowledge	NOUN
fsr-3343	192	71	older	old	ADJ
fsr-3343	192	72	large	large	ADJ
fsr-3343	192	73	investment	investment	NOUN
fsr-3343	192	74	account	account	VERB
fsr-3343	192	75	younger	young	ADJ
fsr-3343	192	76	adults	adult	NOUN
fsr-3343	192	77	nonwhite	nonwhite	VERB
fsr-3343	192	78	adults	adult	NOUN
fsr-3343	192	79	younger	young	ADJ
fsr-3343	192	80	adults	adult	NOUN
fsr-3343	192	81	overconfident	overconfident	ADJ
fsr-3343	192	82	high	high	ADJ
fsr-3343	192	83	knowledge	knowledge	NOUN
fsr-3343	192	84	high	high	ADJ
fsr-3343	192	85	knowledge	knowledge	NOUN
fsr-3343	192	86	high	high	ADJ
fsr-3343	192	87	knowledge	knowledge	NOUN
fsr-3343	192	88	high	high	ADJ
fsr-3343	192	89	knowledge	knowledge	NOUN
fsr-3343	192	90	men	man	NOUN
fsr-3343	192	91	high	high	ADJ
fsr-3343	192	92	knowledge	knowledge	NOUN
fsr-3343	192	93	younger	young	ADJ
fsr-3343	192	94	men	man	NOUN
fsr-3343	192	95	overconfident	overconfident	ADJ
fsr-3343	192	96	men	man	NOUN
fsr-3343	192	97	large	large	ADJ
fsr-3343	192	98	investment	investment	NOUN
fsr-3343	192	99	account	account	VERB
fsr-3343	192	100	high	high	ADJ
fsr-3343	192	101	knowledge	knowledge	NOUN
fsr-3343	192	102	women	woman	NOUN
fsr-3343	192	103	high	high	ADJ
fsr-3343	192	104	knowledge	knowledge	PROPN
fsr-3343	192	105	older	old	ADJ
fsr-3343	192	106	college	college	NOUN
fsr-3343	192	107	graduate	graduate	NOUN
fsr-3343	192	108	large	large	ADJ
fsr-3343	192	109	investment	investment	NOUN
fsr-3343	192	110	account	account	NOUN
fsr-3343	192	111	college	college	NOUN
fsr-3343	192	112	graduate	graduate	NOUN
fsr-3343	192	113	large	large	ADJ
fsr-3343	192	114	investment	investment	NOUN
fsr-3343	192	115	account	account	VERB
fsr-3343	192	116	large	large	ADJ
fsr-3343	192	117	investment	investment	NOUN
fsr-3343	192	118	account	account	VERB
fsr-3343	192	119	large	large	ADJ
fsr-3343	192	120	investment	investment	NOUN
fsr-3343	192	121	account	account	VERB
fsr-3343	192	122	large	large	ADJ
fsr-3343	192	123	investment	investment	NOUN
fsr-3343	192	124	account	account	VERB
fsr-3343	192	125	large	large	ADJ
fsr-3343	192	126	investment	investment	NOUN
fsr-3343	192	127	account	account	VERB
fsr-3343	192	128	large	large	ADJ
fsr-3343	192	129	investment	investment	NOUN
fsr-3343	192	130	account	account	VERB
fsr-3343	192	131	large	large	ADJ
fsr-3343	192	132	investment	investment	NOUN
fsr-3343	192	133	account	account	NOUN
fsr-3343	192	134	reference	reference	NOUN
fsr-3343	192	135	group	group	NOUN
fsr-3343	192	136	reference	reference	NOUN
fsr-3343	192	137	group	group	NOUN
fsr-3343	192	138	reference	reference	NOUN
fsr-3343	192	139	group	group	NOUN
fsr-3343	192	140	reference	reference	NOUN
fsr-3343	192	141	women	woman	NOUN
fsr-3343	192	142	reference	reference	VERB
fsr-3343	192	143	younger	young	ADJ
fsr-3343	192	144	white	white	ADJ
fsr-3343	192	145	adults	adult	NOUN
fsr-3343	192	146	reference	reference	NOUN
fsr-3343	192	147	men	man	NOUN
fsr-3343	192	148	white	white	ADJ
fsr-3343	192	149	adults	adult	NOUN
fsr-3343	192	150	overconfident	overconfident	ADJ
fsr-3343	192	151	overconfident	overconfident	ADJ
fsr-3343	192	152	men	man	NOUN
fsr-3343	192	153	overconfident	overconfident	VERB
fsr-3343	192	154	younger	young	ADJ
fsr-3343	192	155	overconfident	overconfident	ADJ
fsr-3343	192	156	overconfident	overconfident	ADJ
fsr-3343	192	157	younger	young	ADJ
fsr-3343	192	158	overconfident	overconfident	ADJ
fsr-3343	192	159	women	woman	NOUN
fsr-3343	192	160	younger	young	ADJ
fsr-3343	192	161	high	high	ADJ
fsr-3343	192	162	knowledge	knowledge	NOUN
fsr-3343	192	163	younger	young	ADJ
fsr-3343	192	164	younger	young	ADJ
fsr-3343	192	165	high	high	ADJ
fsr-3343	192	166	knowledge	knowledge	NOUN
fsr-3343	192	167	men	man	NOUN
fsr-3343	192	168	nonwhite	nonwhite	VERB
fsr-3343	192	169	adults	adult	NOUN
fsr-3343	192	170	h7	h7	X
fsr-3343	192	171	use	use	NOUN
fsr-3343	192	172	of	of	ADP
fsr-3343	192	173	financial	financial	ADJ
fsr-3343	192	174	advisor	advisor	NOUN
fsr-3343	192	175	to	to	PART
fsr-3343	192	176	gather	gather	VERB
fsr-3343	192	177	info	info	NOUN
fsr-3343	192	178	no	no	DET
fsr-3343	192	179	support	support	NOUN
fsr-3343	192	180	h8	h8	NOUN
fsr-3343	192	181	performance	performance	NOUN
fsr-3343	192	182	of	of	ADP
fsr-3343	192	183	background	background	NOUN
fsr-3343	192	184	check	check	NOUN
fsr-3343	192	185	on	on	ADP
fsr-3343	192	186	no	no	DET
fsr-3343	192	187	support	support	NOUN
fsr-3343	192	188	h5	h5	NOUN
fsr-3343	192	189	number	number	NOUN
fsr-3343	192	190	of	of	ADP
fsr-3343	192	191	investment	investment	NOUN
fsr-3343	192	192	trades	trade	NOUN
fsr-3343	192	193	made	make	VERB
fsr-3343	192	194	partial	partial	ADJ
fsr-3343	192	195	support	support	NOUN
fsr-3343	192	196	h6	h6	PROPN
fsr-3343	192	197	allocation	allocation	NOUN
fsr-3343	192	198	of	of	ADP
fsr-3343	192	199	stocks	stock	NOUN
fsr-3343	192	200	in	in	ADP
fsr-3343	192	201	portfolio	portfolio	NOUN
fsr-3343	192	202	partial	partial	ADJ
fsr-3343	192	203	support	support	NOUN
fsr-3343	192	204	h3	h3	NOUN
fsr-3343	192	205	level	level	NOUN
fsr-3343	192	206	of	of	ADP
fsr-3343	192	207	comfort	comfort	NOUN
fsr-3343	192	208	in	in	ADP
fsr-3343	192	209	making	make	VERB
fsr-3343	192	210	full	full	ADJ
fsr-3343	192	211	support	support	NOUN
fsr-3343	192	212	h4	h4	NOUN
fsr-3343	192	213	level	level	NOUN
fsr-3343	192	214	of	of	ADP
fsr-3343	192	215	risk	risk	NOUN
fsr-3343	192	216	assumed	assume	VERB
fsr-3343	192	217	relative	relative	ADJ
fsr-3343	192	218	to	to	ADP
fsr-3343	192	219	investment	investment	NOUN
fsr-3343	192	220	full	full	ADJ
fsr-3343	192	221	support	support	NOUN
fsr-3343	192	222	h1	h1	NOUN
fsr-3343	192	223	worry	worry	VERB
fsr-3343	192	224	about	about	ADP
fsr-3343	192	225	investment	investment	NOUN
fsr-3343	192	226	fraud	fraud	NOUN
fsr-3343	192	227	no	no	DET
fsr-3343	192	228	support	support	NOUN
fsr-3343	192	229	h2	h2	NOUN
fsr-3343	192	230	level	level	NOUN
fsr-3343	192	231	of	of	ADP
fsr-3343	192	232	confidence	confidence	NOUN
fsr-3343	192	233	in	in	ADP
fsr-3343	192	234	markets	market	NOUN
fsr-3343	192	235	full	full	ADJ
fsr-3343	192	236	support	support	NOUN
fsr-3343	192	237	note	note	NOUN
fsr-3343	192	238	:	:	PUNCT
fsr-3343	192	239	model	model	NOUN
fsr-3343	192	240	1	1	NUM
fsr-3343	192	241	analyzes	analyze	VERB
fsr-3343	192	242	the	the	DET
fsr-3343	192	243	impact	impact	NOUN
fsr-3343	192	244	of	of	ADP
fsr-3343	192	245	overconfidence	overconfidence	NOUN
fsr-3343	192	246	,	,	PUNCT
fsr-3343	192	247	knowledge	knowledge	NOUN
fsr-3343	192	248	level	level	NOUN
fsr-3343	192	249	,	,	PUNCT
fsr-3343	192	250	age	age	NOUN
fsr-3343	192	251	,	,	PUNCT
fsr-3343	192	252	gender	gender	NOUN
fsr-3343	192	253	,	,	PUNCT
fsr-3343	192	254	and	and	CCONJ
fsr-3343	192	255	control	control	NOUN
fsr-3343	192	256	variables	variable	NOUN
fsr-3343	192	257	;	;	PUNCT
fsr-3343	192	258	model	model	NOUN
fsr-3343	192	259	2	2	NUM
fsr-3343	192	260	subdivides	subdivide	VERB
fsr-3343	192	261	overconfident	overconfident	ADJ
fsr-3343	192	262	investors	investor	NOUN
fsr-3343	192	263	by	by	ADP
fsr-3343	192	264	gender	gender	NOUN
fsr-3343	192	265	;	;	PUNCT
fsr-3343	192	266	model	model	NOUN
fsr-3343	192	267	3	3	NUM
fsr-3343	192	268	subdivides	subdivide	VERB
fsr-3343	192	269	overconfident	overconfident	ADJ
fsr-3343	192	270	investors	investor	NOUN
fsr-3343	192	271	by	by	ADP
fsr-3343	192	272	age	age	NOUN
fsr-3343	192	273	;	;	PUNCT
fsr-3343	192	274	model	model	NOUN
fsr-3343	192	275	4	4	NUM
fsr-3343	192	276	subdivides	subdivide	VERB
fsr-3343	192	277	high	high	ADJ
fsr-3343	192	278	knowledge	knowledge	NOUN
fsr-3343	192	279	investors	investor	NOUN
fsr-3343	192	280	by	by	ADP
fsr-3343	192	281	gender	gender	NOUN
fsr-3343	192	282	;	;	PUNCT
fsr-3343	192	283	model	model	NOUN
fsr-3343	192	284	5	5	NUM
fsr-3343	192	285	subdivides	subdivide	VERB
fsr-3343	192	286	high	high	ADJ
fsr-3343	192	287	knowledge	knowledge	NOUN
fsr-3343	192	288	investors	investor	NOUN
fsr-3343	192	289	by	by	ADP
fsr-3343	192	290	age	age	NOUN
fsr-3343	192	291	.	.	PUNCT
fsr-3343	193	1	attitudes	attitude	NOUN
fsr-3343	193	2	of	of	ADP
fsr-3343	193	3	retail	retail	ADJ
fsr-3343	193	4	investors	investor	NOUN
fsr-3343	193	5	the	the	DET
fsr-3343	193	6	results	result	NOUN
fsr-3343	193	7	supported	support	VERB
fsr-3343	193	8	three	three	NUM
fsr-3343	193	9	of	of	ADP
fsr-3343	193	10	the	the	DET
fsr-3343	193	11	four	four	NUM
fsr-3343	193	12	research	research	NOUN
fsr-3343	193	13	hypotheses	hypothesis	NOUN
fsr-3343	193	14	focusing	focus	VERB
fsr-3343	193	15	on	on	ADP
fsr-3343	193	16	attitudes	attitude	NOUN
fsr-3343	193	17	associated	associate	VERB
fsr-3343	193	18	with	with	ADP
fsr-3343	193	19	investment	investment	NOUN
fsr-3343	193	20	fraud	fraud	NOUN
fsr-3343	193	21	vulnerability	vulnerability	NOUN
fsr-3343	193	22	.	.	PUNCT
fsr-3343	194	1	consistent	consistent	ADJ
fsr-3343	194	2	with	with	ADP
fsr-3343	194	3	one	one	NUM
fsr-3343	194	4	of	of	ADP
fsr-3343	194	5	the	the	DET
fsr-3343	194	6	predictions	prediction	NOUN
fsr-3343	194	7	,	,	PUNCT
fsr-3343	194	8	overconfident	overconfident	ADJ
fsr-3343	194	9	investors	investor	NOUN
fsr-3343	194	10	reflected	reflect	VERB
fsr-3343	194	11	a	a	DET
fsr-3343	194	12	higher	high	ADJ
fsr-3343	194	13	confidence	confidence	NOUN
fsr-3343	194	14	level	level	NOUN
fsr-3343	194	15	in	in	ADP
fsr-3343	194	16	the	the	DET
fsr-3343	194	17	effectiveness	effectiveness	NOUN
fsr-3343	194	18	of	of	ADP
fsr-3343	194	19	u.s	u.s	PROPN
fsr-3343	194	20	.	.	PROPN
fsr-3343	194	21	regulation	regulation	NOUN
fsr-3343	194	22	of	of	ADP
fsr-3343	194	23	financial	financial	ADJ
fsr-3343	194	24	markets	market	NOUN
fsr-3343	194	25	than	than	ADP
fsr-3343	194	26	other	other	ADJ
fsr-3343	194	27	groups	group	NOUN
fsr-3343	194	28	in	in	ADP
fsr-3343	194	29	the	the	DET
fsr-3343	194	30	sample	sample	NOUN
fsr-3343	194	31	.	.	PUNCT
fsr-3343	195	1	this	this	DET
fsr-3343	195	2	effect	effect	NOUN
fsr-3343	195	3	was	be	AUX
fsr-3343	195	4	evident	evident	ADJ
fsr-3343	195	5	in	in	ADP
fsr-3343	195	6	the	the	DET
fsr-3343	195	7	overconfident	overconfident	ADJ
fsr-3343	195	8	group	group	NOUN
fsr-3343	195	9	and	and	CCONJ
fsr-3343	195	10	when	when	SCONJ
fsr-3343	195	11	testing	test	VERB
fsr-3343	195	12	the	the	DET
fsr-3343	195	13	interaction	interaction	NOUN
fsr-3343	195	14	of	of	ADP
fsr-3343	195	15	investors	investor	NOUN
fsr-3343	195	16	’	’	PART
fsr-3343	195	17	gender	gender	NOUN
fsr-3343	195	18	and	and	CCONJ
fsr-3343	195	19	age	age	NOUN
fsr-3343	195	20	.	.	PUNCT
fsr-3343	196	1	specifically	specifically	ADV
fsr-3343	196	2	,	,	PUNCT
fsr-3343	196	3	men	man	NOUN
fsr-3343	196	4	(	(	PUNCT
fsr-3343	196	5	more	more	ADJ
fsr-3343	196	6	than	than	ADP
fsr-3343	196	7	women	woman	NOUN
fsr-3343	196	8	)	)	PUNCT
fsr-3343	196	9	and	and	CCONJ
fsr-3343	196	10	younger	young	ADJ
fsr-3343	196	11	(	(	PUNCT
fsr-3343	196	12	more	more	ADJ
fsr-3343	196	13	than	than	ADP
fsr-3343	196	14	older	old	ADJ
fsr-3343	196	15	)	)	PUNCT
fsr-3343	196	16	investors	investor	NOUN
fsr-3343	196	17	in	in	ADP
fsr-3343	196	18	the	the	DET
fsr-3343	196	19	overconfident	overconfident	ADJ
fsr-3343	196	20	group	group	NOUN
fsr-3343	196	21	felt	feel	VERB
fsr-3343	196	22	that	that	SCONJ
fsr-3343	196	23	u.s	u.s	PROPN
fsr-3343	196	24	.	.	PROPN
fsr-3343	196	25	financial	financial	ADJ
fsr-3343	196	26	markets	market	NOUN
fsr-3343	196	27	were	be	AUX
fsr-3343	196	28	effectively	effectively	ADV
fsr-3343	196	29	regulated	regulate	VERB
fsr-3343	196	30	.	.	PUNCT
fsr-3343	197	1	this	this	DET
fsr-3343	197	2	sentiment	sentiment	NOUN
fsr-3343	197	3	supported	support	VERB
fsr-3343	197	4	the	the	DET
fsr-3343	197	5	hypothesis	hypothesis	NOUN
fsr-3343	197	6	that	that	PRON
fsr-3343	197	7	overconfident	overconfident	ADJ
fsr-3343	197	8	investors	investor	NOUN
fsr-3343	197	9	,	,	PUNCT
fsr-3343	197	10	especially	especially	ADV
fsr-3343	197	11	male	male	ADJ
fsr-3343	197	12	or	or	CCONJ
fsr-3343	197	13	younger	young	ADJ
fsr-3343	197	14	investors	investor	NOUN
fsr-3343	197	15	,	,	PUNCT
fsr-3343	197	16	are	be	AUX
fsr-3343	197	17	potentially	potentially	ADV
fsr-3343	197	18	more	more	ADV
fsr-3343	197	19	vulnerable	vulnerable	ADJ
fsr-3343	197	20	to	to	ADP
fsr-3343	197	21	investment	investment	NOUN
fsr-3343	197	22	fraud	fraud	NOUN
fsr-3343	197	23	.	.	PUNCT
fsr-3343	198	1	in	in	ADP
fsr-3343	198	2	other	other	ADJ
fsr-3343	198	3	words	word	NOUN
fsr-3343	198	4	,	,	PUNCT
fsr-3343	198	5	compared	compare	VERB
fsr-3343	198	6	to	to	ADP
fsr-3343	198	7	their	their	PRON
fsr-3343	198	8	high	high	ADJ
fsr-3343	198	9	-	-	PUNCT
fsr-3343	198	10	knowledge	knowledge	NOUN
fsr-3343	198	11	counterparts	counterpart	NOUN
fsr-3343	198	12	,	,	PUNCT
fsr-3343	198	13	overconfident	overconfident	ADJ
fsr-3343	198	14	investors	investor	NOUN
fsr-3343	198	15	appeared	appear	VERB
fsr-3343	198	16	to	to	PART
fsr-3343	198	17	have	have	VERB
fsr-3343	198	18	an	an	DET
fsr-3343	198	19	unwavering	unwavering	ADJ
fsr-3343	198	20	faith	faith	NOUN
fsr-3343	198	21	in	in	ADP
fsr-3343	198	22	the	the	DET
fsr-3343	198	23	financial	financial	ADJ
fsr-3343	198	24	markets	market	NOUN
fsr-3343	198	25	,	,	PUNCT
fsr-3343	198	26	which	which	PRON
fsr-3343	198	27	could	could	AUX
fsr-3343	198	28	blind	blind	VERB
fsr-3343	198	29	them	they	PRON
fsr-3343	198	30	to	to	ADP
fsr-3343	198	31	signals	signal	NOUN
fsr-3343	198	32	of	of	ADP
fsr-3343	198	33	fraudulent	fraudulent	ADJ
fsr-3343	198	34	activity	activity	NOUN
fsr-3343	198	35	.	.	PUNCT
fsr-3343	199	1	concerning	concern	VERB
fsr-3343	199	2	investor	investor	NOUN
fsr-3343	199	3	comfort	comfort	NOUN
fsr-3343	199	4	level	level	NOUN
fsr-3343	199	5	in	in	ADP
fsr-3343	199	6	making	make	VERB
fsr-3343	199	7	investment	investment	NOUN
fsr-3343	199	8	decisions	decision	NOUN
fsr-3343	199	9	,	,	PUNCT
fsr-3343	199	10	regardless	regardless	ADV
fsr-3343	199	11	of	of	ADP
fsr-3343	199	12	age	age	NOUN
fsr-3343	199	13	or	or	CCONJ
fsr-3343	199	14	gender	gender	NOUN
fsr-3343	199	15	,	,	PUNCT
fsr-3343	199	16	overconfident	overconfident	ADJ
fsr-3343	199	17	adults	adult	NOUN
fsr-3343	199	18	were	be	AUX
fsr-3343	199	19	more	more	ADV
fsr-3343	199	20	comfortable	comfortable	ADJ
fsr-3343	199	21	making	make	VERB
fsr-3343	199	22	investment	investment	NOUN
fsr-3343	199	23	decisions	decision	NOUN
fsr-3343	199	24	than	than	ADP
fsr-3343	199	25	other	other	ADJ
fsr-3343	199	26	groups	group	NOUN
fsr-3343	199	27	in	in	ADP
fsr-3343	199	28	the	the	DET
fsr-3343	199	29	sample	sample	NOUN
fsr-3343	199	30	.	.	PUNCT
fsr-3343	200	1	moreover	moreover	ADV
fsr-3343	200	2	,	,	PUNCT
fsr-3343	200	3	when	when	SCONJ
fsr-3343	200	4	testing	test	VERB
fsr-3343	200	5	gender	gender	NOUN
fsr-3343	200	6	interaction	interaction	NOUN
fsr-3343	200	7	,	,	PUNCT
fsr-3343	200	8	overconfident	overconfident	ADJ
fsr-3343	200	9	men	man	NOUN
fsr-3343	200	10	had	have	VERB
fsr-3343	200	11	the	the	DET
fsr-3343	200	12	highest	high	ADJ
fsr-3343	200	13	level	level	NOUN
fsr-3343	200	14	of	of	ADP
fsr-3343	200	15	comfort	comfort	NOUN
fsr-3343	200	16	in	in	ADP
fsr-3343	200	17	making	make	VERB
fsr-3343	200	18	investment	investment	NOUN
fsr-3343	200	19	decisions	decision	NOUN
fsr-3343	200	20	.	.	PUNCT
fsr-3343	201	1	importantly	importantly	ADV
fsr-3343	201	2	,	,	PUNCT
fsr-3343	201	3	investors	investor	NOUN
fsr-3343	201	4	’	'	PUNCT
fsr-3343	201	5	confidence	confidence	NOUN
fsr-3343	201	6	in	in	ADP
fsr-3343	201	7	their	their	PRON
fsr-3343	201	8	abilities	ability	NOUN
fsr-3343	201	9	to	to	PART
fsr-3343	201	10	interpret	interpret	VERB
fsr-3343	201	11	the	the	DET
fsr-3343	201	12	data	datum	NOUN
fsr-3343	201	13	related	relate	VERB
fsr-3343	201	14	to	to	ADP
fsr-3343	201	15	investments	investment	NOUN
fsr-3343	201	16	without	without	ADP
fsr-3343	201	17	sufficient	sufficient	ADJ
fsr-3343	201	18	financial	financial	ADJ
fsr-3343	201	19	knowledge	knowledge	NOUN
fsr-3343	201	20	or	or	CCONJ
fsr-3343	201	21	outside	outside	ADJ
fsr-3343	201	22	assistance	assistance	NOUN
fsr-3343	201	23	from	from	ADP
fsr-3343	201	24	an	an	DET
fsr-3343	201	25	investment	investment	NOUN
fsr-3343	201	26	professional	professional	NOUN
fsr-3343	201	27	could	could	AUX
fsr-3343	201	28	place	place	VERB
fsr-3343	201	29	them	they	PRON
fsr-3343	201	30	at	at	ADP
fsr-3343	201	31	a	a	DET
fsr-3343	201	32	higher	high	ADJ
fsr-3343	201	33	risk	risk	NOUN
fsr-3343	201	34	of	of	ADP
fsr-3343	201	35	victimization	victimization	NOUN
fsr-3343	201	36	.	.	PUNCT
fsr-3343	202	1	financial	financial	ADJ
fsr-3343	202	2	services	service	NOUN
fsr-3343	202	3	review	review	PROPN
fsr-3343	202	4	,	,	PUNCT
fsr-3343	202	5	33(1	33(1	NUM
fsr-3343	202	6	)	)	PUNCT
fsr-3343	202	7	114	114	NUM
fsr-3343	202	8	furthermore	furthermore	ADV
fsr-3343	202	9	,	,	PUNCT
fsr-3343	202	10	the	the	DET
fsr-3343	202	11	amount	amount	NOUN
fsr-3343	202	12	of	of	ADP
fsr-3343	202	13	investment	investment	NOUN
fsr-3343	202	14	risk	risk	NOUN
fsr-3343	202	15	investors	investor	NOUN
fsr-3343	202	16	assume	assume	VERB
fsr-3343	202	17	based	base	VERB
fsr-3343	202	18	on	on	ADP
fsr-3343	202	19	the	the	DET
fsr-3343	202	20	expected	expect	VERB
fsr-3343	202	21	return	return	NOUN
fsr-3343	202	22	could	could	AUX
fsr-3343	202	23	also	also	ADV
fsr-3343	202	24	render	render	VERB
fsr-3343	202	25	them	they	PRON
fsr-3343	202	26	vulnerable	vulnerable	ADJ
fsr-3343	202	27	to	to	ADP
fsr-3343	202	28	investment	investment	NOUN
fsr-3343	202	29	fraud	fraud	NOUN
fsr-3343	202	30	.	.	PUNCT
fsr-3343	203	1	specifically	specifically	ADV
fsr-3343	203	2	,	,	PUNCT
fsr-3343	203	3	the	the	DET
fsr-3343	203	4	study	study	NOUN
fsr-3343	203	5	results	result	NOUN
fsr-3343	203	6	indicated	indicate	VERB
fsr-3343	203	7	that	that	SCONJ
fsr-3343	203	8	younger	young	ADJ
fsr-3343	203	9	investors	investor	NOUN
fsr-3343	203	10	were	be	AUX
fsr-3343	203	11	willing	willing	ADJ
fsr-3343	203	12	to	to	PART
fsr-3343	203	13	take	take	VERB
fsr-3343	203	14	on	on	ADP
fsr-3343	203	15	the	the	DET
fsr-3343	203	16	highest	high	ADJ
fsr-3343	203	17	level	level	NOUN
fsr-3343	203	18	of	of	ADP
fsr-3343	203	19	risks	risk	NOUN
fsr-3343	203	20	for	for	ADP
fsr-3343	203	21	high	high	ADJ
fsr-3343	203	22	returns	return	NOUN
fsr-3343	203	23	,	,	PUNCT
fsr-3343	203	24	followed	follow	VERB
fsr-3343	203	25	by	by	ADP
fsr-3343	203	26	overconfident	overconfident	ADJ
fsr-3343	203	27	investors	investor	NOUN
fsr-3343	203	28	.	.	PUNCT
fsr-3343	204	1	this	this	DET
fsr-3343	204	2	finding	finding	NOUN
fsr-3343	204	3	was	be	AUX
fsr-3343	204	4	consistent	consistent	ADJ
fsr-3343	204	5	with	with	ADP
fsr-3343	204	6	existing	exist	VERB
fsr-3343	204	7	literature	literature	NOUN
fsr-3343	204	8	,	,	PUNCT
fsr-3343	204	9	which	which	PRON
fsr-3343	204	10	found	find	VERB
fsr-3343	204	11	that	that	SCONJ
fsr-3343	204	12	younger	young	ADJ
fsr-3343	204	13	investors	investor	NOUN
fsr-3343	204	14	were	be	AUX
fsr-3343	204	15	willing	willing	ADJ
fsr-3343	204	16	to	to	PART
fsr-3343	204	17	assume	assume	VERB
fsr-3343	204	18	more	more	ADJ
fsr-3343	204	19	investment	investment	NOUN
fsr-3343	204	20	risk	risk	NOUN
fsr-3343	204	21	due	due	ADP
fsr-3343	204	22	to	to	ADP
fsr-3343	204	23	a	a	DET
fsr-3343	204	24	longer	long	ADJ
fsr-3343	204	25	time	time	NOUN
fsr-3343	204	26	horizon	horizon	NOUN
fsr-3343	204	27	for	for	ADP
fsr-3343	204	28	recovery	recovery	NOUN
fsr-3343	204	29	from	from	ADP
fsr-3343	204	30	investment	investment	NOUN
fsr-3343	204	31	losses	loss	NOUN
fsr-3343	204	32	to	to	PART
fsr-3343	204	33	achieve	achieve	VERB
fsr-3343	204	34	their	their	PRON
fsr-3343	204	35	goals	goal	NOUN
fsr-3343	204	36	.	.	PUNCT
fsr-3343	205	1	additionally	additionally	ADV
fsr-3343	205	2	,	,	PUNCT
fsr-3343	205	3	an	an	DET
fsr-3343	205	4	interaction	interaction	NOUN
fsr-3343	205	5	between	between	ADP
fsr-3343	205	6	gender	gender	NOUN
fsr-3343	205	7	and	and	CCONJ
fsr-3343	205	8	age	age	NOUN
fsr-3343	205	9	was	be	AUX
fsr-3343	205	10	observed	observe	VERB
fsr-3343	205	11	among	among	ADP
fsr-3343	205	12	overconfident	overconfident	ADJ
fsr-3343	205	13	investors	investor	NOUN
fsr-3343	205	14	.	.	PUNCT
fsr-3343	206	1	overconfident	overconfident	ADJ
fsr-3343	206	2	men	man	NOUN
fsr-3343	206	3	and	and	CCONJ
fsr-3343	206	4	overconfident	overconfident	ADJ
fsr-3343	206	5	younger	young	ADJ
fsr-3343	206	6	adults	adult	NOUN
fsr-3343	206	7	were	be	AUX
fsr-3343	206	8	willing	willing	ADJ
fsr-3343	206	9	to	to	PART
fsr-3343	206	10	take	take	VERB
fsr-3343	206	11	on	on	ADP
fsr-3343	206	12	the	the	DET
fsr-3343	206	13	highest	high	ADJ
fsr-3343	206	14	degrees	degree	NOUN
fsr-3343	206	15	of	of	ADP
fsr-3343	206	16	risk	risk	NOUN
fsr-3343	206	17	for	for	ADP
fsr-3343	206	18	return	return	NOUN
fsr-3343	206	19	.	.	PUNCT
fsr-3343	207	1	while	while	SCONJ
fsr-3343	207	2	this	this	DET
fsr-3343	207	3	finding	finding	NOUN
fsr-3343	207	4	was	be	AUX
fsr-3343	207	5	also	also	ADV
fsr-3343	207	6	consistent	consistent	ADJ
fsr-3343	207	7	with	with	ADP
fsr-3343	207	8	predictions	prediction	NOUN
fsr-3343	207	9	,	,	PUNCT
fsr-3343	207	10	the	the	DET
fsr-3343	207	11	study	study	NOUN
fsr-3343	207	12	results	result	NOUN
fsr-3343	207	13	regarding	regard	VERB
fsr-3343	207	14	investors	investor	NOUN
fsr-3343	207	15	’	'	PUNCT
fsr-3343	207	16	levels	level	NOUN
fsr-3343	207	17	of	of	ADP
fsr-3343	207	18	worry	worry	NOUN
fsr-3343	207	19	about	about	ADP
fsr-3343	207	20	vulnerability	vulnerability	NOUN
fsr-3343	207	21	to	to	ADP
fsr-3343	207	22	investment	investment	NOUN
fsr-3343	207	23	fraud	fraud	NOUN
fsr-3343	207	24	were	be	AUX
fsr-3343	207	25	contrary	contrary	ADJ
fsr-3343	207	26	to	to	ADP
fsr-3343	207	27	expectations	expectation	NOUN
fsr-3343	207	28	.	.	PUNCT
fsr-3343	208	1	in	in	ADP
fsr-3343	208	2	fact	fact	NOUN
fsr-3343	208	3	,	,	PUNCT
fsr-3343	208	4	the	the	DET
fsr-3343	208	5	opposite	opposite	NOUN
fsr-3343	208	6	of	of	ADP
fsr-3343	208	7	the	the	DET
fsr-3343	208	8	research	research	NOUN
fsr-3343	208	9	hypothesis	hypothesis	NOUN
fsr-3343	208	10	was	be	AUX
fsr-3343	208	11	found	find	VERB
fsr-3343	208	12	,	,	PUNCT
fsr-3343	208	13	with	with	ADP
fsr-3343	208	14	overconfident	overconfident	ADJ
fsr-3343	208	15	investors	investor	NOUN
fsr-3343	208	16	having	have	VERB
fsr-3343	208	17	the	the	DET
fsr-3343	208	18	highest	high	ADJ
fsr-3343	208	19	worry	worry	NOUN
fsr-3343	208	20	about	about	ADP
fsr-3343	208	21	investment	investment	NOUN
fsr-3343	208	22	fraud	fraud	NOUN
fsr-3343	208	23	vulnerability	vulnerability	NOUN
fsr-3343	208	24	.	.	PUNCT
fsr-3343	209	1	moreover	moreover	ADV
fsr-3343	209	2	,	,	PUNCT
fsr-3343	209	3	when	when	SCONJ
fsr-3343	209	4	the	the	DET
fsr-3343	209	5	interaction	interaction	NOUN
fsr-3343	209	6	of	of	ADP
fsr-3343	209	7	age	age	NOUN
fsr-3343	209	8	and	and	CCONJ
fsr-3343	209	9	gender	gender	NOUN
fsr-3343	209	10	was	be	AUX
fsr-3343	209	11	tested	test	VERB
fsr-3343	209	12	,	,	PUNCT
fsr-3343	209	13	overconfident	overconfident	ADJ
fsr-3343	209	14	men	man	NOUN
fsr-3343	209	15	(	(	PUNCT
fsr-3343	209	16	more	more	ADJ
fsr-3343	209	17	than	than	ADP
fsr-3343	209	18	women	woman	NOUN
fsr-3343	209	19	)	)	PUNCT
fsr-3343	209	20	and	and	CCONJ
fsr-3343	209	21	overconfident	overconfident	ADJ
fsr-3343	209	22	younger	young	ADJ
fsr-3343	209	23	(	(	PUNCT
fsr-3343	209	24	more	more	ADJ
fsr-3343	209	25	than	than	ADP
fsr-3343	209	26	older	old	ADJ
fsr-3343	209	27	)	)	PUNCT
fsr-3343	209	28	investors	investor	NOUN
fsr-3343	209	29	had	have	VERB
fsr-3343	209	30	the	the	DET
fsr-3343	209	31	highest	high	ADJ
fsr-3343	209	32	degree	degree	NOUN
fsr-3343	209	33	of	of	ADP
fsr-3343	209	34	worry	worry	NOUN
fsr-3343	209	35	about	about	ADP
fsr-3343	209	36	investment	investment	NOUN
fsr-3343	209	37	fraud	fraud	NOUN
fsr-3343	209	38	vulnerability	vulnerability	NOUN
fsr-3343	209	39	.	.	PUNCT
fsr-3343	210	1	behaviors	behavior	NOUN
fsr-3343	210	2	of	of	ADP
fsr-3343	210	3	retail	retail	ADJ
fsr-3343	210	4	investors	investor	NOUN
fsr-3343	210	5	when	when	SCONJ
fsr-3343	210	6	the	the	DET
fsr-3343	210	7	remaining	remain	VERB
fsr-3343	210	8	four	four	NUM
fsr-3343	210	9	hypotheses	hypothesis	NOUN
fsr-3343	210	10	associated	associate	VERB
fsr-3343	210	11	with	with	ADP
fsr-3343	210	12	behaviors	behavior	NOUN
fsr-3343	210	13	that	that	PRON
fsr-3343	210	14	may	may	AUX
fsr-3343	210	15	increase	increase	VERB
fsr-3343	210	16	vulnerability	vulnerability	NOUN
fsr-3343	210	17	to	to	ADP
fsr-3343	210	18	investment	investment	NOUN
fsr-3343	210	19	fraud	fraud	NOUN
fsr-3343	210	20	were	be	AUX
fsr-3343	210	21	tested	test	VERB
fsr-3343	210	22	,	,	PUNCT
fsr-3343	210	23	the	the	DET
fsr-3343	210	24	results	result	NOUN
fsr-3343	210	25	indicated	indicate	VERB
fsr-3343	210	26	partial	partial	ADJ
fsr-3343	210	27	support	support	NOUN
fsr-3343	210	28	for	for	ADP
fsr-3343	210	29	two	two	NUM
fsr-3343	210	30	of	of	ADP
fsr-3343	210	31	the	the	DET
fsr-3343	210	32	four	four	NUM
fsr-3343	210	33	research	research	NOUN
fsr-3343	210	34	hypotheses	hypothesis	NOUN
fsr-3343	210	35	.	.	PUNCT
fsr-3343	211	1	contrary	contrary	ADJ
fsr-3343	211	2	to	to	ADP
fsr-3343	211	3	the	the	DET
fsr-3343	211	4	hypothesis	hypothesis	NOUN
fsr-3343	211	5	predicting	predict	VERB
fsr-3343	211	6	that	that	SCONJ
fsr-3343	211	7	younger	young	ADJ
fsr-3343	211	8	investors	investor	NOUN
fsr-3343	211	9	in	in	ADP
fsr-3343	211	10	the	the	DET
fsr-3343	211	11	overconfident	overconfident	ADJ
fsr-3343	211	12	and	and	CCONJ
fsr-3343	211	13	high	high	ADJ
fsr-3343	211	14	-	-	PUNCT
fsr-3343	211	15	knowledge	knowledge	NOUN
fsr-3343	211	16	groups	group	NOUN
fsr-3343	211	17	and	and	CCONJ
fsr-3343	211	18	overconfident	overconfident	ADJ
fsr-3343	211	19	men	man	NOUN
fsr-3343	211	20	would	would	AUX
fsr-3343	211	21	have	have	VERB
fsr-3343	211	22	the	the	DET
fsr-3343	211	23	highest	high	ADJ
fsr-3343	211	24	trading	trading	NOUN
fsr-3343	211	25	frequencies	frequency	NOUN
fsr-3343	211	26	,	,	PUNCT
fsr-3343	211	27	high	high	ADJ
fsr-3343	211	28	-	-	PUNCT
fsr-3343	211	29	knowledge	knowledge	NOUN
fsr-3343	211	30	investors	investor	NOUN
fsr-3343	211	31	,	,	PUNCT
fsr-3343	211	32	regardless	regardless	ADV
fsr-3343	211	33	of	of	ADP
fsr-3343	211	34	gender	gender	NOUN
fsr-3343	211	35	,	,	PUNCT
fsr-3343	211	36	had	have	VERB
fsr-3343	211	37	the	the	DET
fsr-3343	211	38	highest	high	ADJ
fsr-3343	211	39	trading	trading	NOUN
fsr-3343	211	40	frequencies	frequency	NOUN
fsr-3343	211	41	,	,	PUNCT
fsr-3343	211	42	followed	follow	VERB
fsr-3343	211	43	by	by	ADP
fsr-3343	211	44	overconfident	overconfident	ADJ
fsr-3343	211	45	men	man	NOUN
fsr-3343	211	46	.	.	PUNCT
fsr-3343	212	1	when	when	SCONJ
fsr-3343	212	2	the	the	DET
fsr-3343	212	3	analysis	analysis	NOUN
fsr-3343	212	4	was	be	AUX
fsr-3343	212	5	modeled	model	VERB
fsr-3343	212	6	to	to	PART
fsr-3343	212	7	evaluate	evaluate	VERB
fsr-3343	212	8	the	the	DET
fsr-3343	212	9	interactions	interaction	NOUN
fsr-3343	212	10	of	of	ADP
fsr-3343	212	11	gender	gender	NOUN
fsr-3343	212	12	and	and	CCONJ
fsr-3343	212	13	age	age	NOUN
fsr-3343	212	14	,	,	PUNCT
fsr-3343	212	15	the	the	DET
fsr-3343	212	16	results	result	NOUN
fsr-3343	212	17	suggested	suggest	VERB
fsr-3343	212	18	that	that	SCONJ
fsr-3343	212	19	men	man	NOUN
fsr-3343	212	20	traded	trade	VERB
fsr-3343	212	21	more	more	ADV
fsr-3343	212	22	than	than	ADP
fsr-3343	212	23	women	woman	NOUN
fsr-3343	212	24	,	,	PUNCT
fsr-3343	212	25	and	and	CCONJ
fsr-3343	212	26	younger	young	ADJ
fsr-3343	212	27	investors	investor	NOUN
fsr-3343	212	28	traded	trade	VERB
fsr-3343	212	29	more	more	ADJ
fsr-3343	212	30	than	than	ADP
fsr-3343	212	31	older	old	ADJ
fsr-3343	212	32	investors	investor	NOUN
fsr-3343	212	33	in	in	ADP
fsr-3343	212	34	the	the	DET
fsr-3343	212	35	high	high	ADJ
fsr-3343	212	36	-	-	PUNCT
fsr-3343	212	37	knowledge	knowledge	NOUN
fsr-3343	212	38	and	and	CCONJ
fsr-3343	212	39	overconfident	overconfident	ADJ
fsr-3343	212	40	groups	group	NOUN
fsr-3343	212	41	.	.	PUNCT
fsr-3343	213	1	while	while	SCONJ
fsr-3343	213	2	the	the	DET
fsr-3343	213	3	study	study	NOUN
fsr-3343	213	4	results	result	NOUN
fsr-3343	213	5	provided	provide	VERB
fsr-3343	213	6	partial	partial	ADJ
fsr-3343	213	7	support	support	NOUN
fsr-3343	213	8	for	for	ADP
fsr-3343	213	9	the	the	DET
fsr-3343	213	10	trading	trading	NOUN
fsr-3343	213	11	frequency	frequency	NOUN
fsr-3343	213	12	of	of	ADP
fsr-3343	213	13	overconfident	overconfident	ADJ
fsr-3343	213	14	males	male	NOUN
fsr-3343	213	15	,	,	PUNCT
fsr-3343	213	16	the	the	DET
fsr-3343	213	17	higher	high	ADJ
fsr-3343	213	18	trading	trading	NOUN
fsr-3343	213	19	frequency	frequency	NOUN
fsr-3343	213	20	of	of	ADP
fsr-3343	213	21	high	high	ADJ
fsr-3343	213	22	-	-	PUNCT
fsr-3343	213	23	knowledge	knowledge	NOUN
fsr-3343	213	24	investors	investor	NOUN
fsr-3343	213	25	was	be	AUX
fsr-3343	213	26	unanticipated	unanticipate	VERB
fsr-3343	213	27	and	and	CCONJ
fsr-3343	213	28	is	be	AUX
fsr-3343	213	29	discussed	discuss	VERB
fsr-3343	213	30	in	in	ADP
fsr-3343	213	31	the	the	DET
fsr-3343	213	32	next	next	ADJ
fsr-3343	213	33	section	section	NOUN
fsr-3343	213	34	.	.	PUNCT
fsr-3343	214	1	although	although	SCONJ
fsr-3343	214	2	allocating	allocate	VERB
fsr-3343	214	3	a	a	DET
fsr-3343	214	4	significant	significant	ADJ
fsr-3343	214	5	portion	portion	NOUN
fsr-3343	214	6	of	of	ADP
fsr-3343	214	7	an	an	DET
fsr-3343	214	8	investment	investment	NOUN
fsr-3343	214	9	portfolio	portfolio	NOUN
fsr-3343	214	10	to	to	ADP
fsr-3343	214	11	equities	equity	NOUN
fsr-3343	214	12	is	be	AUX
fsr-3343	214	13	common	common	ADJ
fsr-3343	214	14	among	among	ADP
fsr-3343	214	15	overconfident	overconfident	ADJ
fsr-3343	214	16	investors	investor	NOUN
fsr-3343	214	17	,	,	PUNCT
fsr-3343	214	18	the	the	DET
fsr-3343	214	19	results	result	NOUN
fsr-3343	214	20	for	for	ADP
fsr-3343	214	21	hypothesis	hypothesis	NOUN
fsr-3343	214	22	6	6	NUM
fsr-3343	214	23	lacked	lack	VERB
fsr-3343	214	24	statistical	statistical	ADJ
fsr-3343	214	25	significance	significance	NOUN
fsr-3343	214	26	for	for	ADP
fsr-3343	214	27	most	most	ADJ
fsr-3343	214	28	of	of	ADP
fsr-3343	214	29	the	the	DET
fsr-3343	214	30	models	model	NOUN
fsr-3343	214	31	related	relate	VERB
fsr-3343	214	32	to	to	ADP
fsr-3343	214	33	the	the	DET
fsr-3343	214	34	overconfident	overconfident	ADJ
fsr-3343	214	35	groups	group	NOUN
fsr-3343	214	36	.	.	PUNCT
fsr-3343	215	1	nevertheless	nevertheless	ADV
fsr-3343	215	2	,	,	PUNCT
fsr-3343	215	3	model	model	NOUN
fsr-3343	215	4	2	2	NUM
fsr-3343	215	5	had	have	VERB
fsr-3343	215	6	statistical	statistical	ADJ
fsr-3343	215	7	significance	significance	NOUN
fsr-3343	215	8	for	for	ADP
fsr-3343	215	9	the	the	DET
fsr-3343	215	10	overconfident	overconfident	ADJ
fsr-3343	215	11	group	group	NOUN
fsr-3343	215	12	and	and	CCONJ
fsr-3343	215	13	partially	partially	ADV
fsr-3343	215	14	supported	support	VERB
fsr-3343	215	15	hypothesis	hypothesis	NOUN
fsr-3343	215	16	6	6	NUM
fsr-3343	215	17	.	.	PUNCT
fsr-3343	216	1	specifically	specifically	ADV
fsr-3343	216	2	,	,	PUNCT
fsr-3343	216	3	overconfident	overconfident	ADJ
fsr-3343	216	4	men	man	NOUN
fsr-3343	216	5	had	have	VERB
fsr-3343	216	6	higher	high	ADJ
fsr-3343	216	7	stock	stock	NOUN
fsr-3343	216	8	allocations	allocation	NOUN
fsr-3343	216	9	than	than	ADP
fsr-3343	216	10	the	the	DET
fsr-3343	216	11	reference	reference	NOUN
fsr-3343	216	12	group	group	NOUN
fsr-3343	216	13	.	.	PUNCT
fsr-3343	217	1	in	in	ADP
fsr-3343	217	2	the	the	DET
fsr-3343	217	3	remainder	remainder	NOUN
fsr-3343	217	4	of	of	ADP
fsr-3343	217	5	the	the	DET
fsr-3343	217	6	models	model	NOUN
fsr-3343	217	7	,	,	PUNCT
fsr-3343	217	8	the	the	DET
fsr-3343	217	9	overconfident	overconfident	ADJ
fsr-3343	217	10	group	group	NOUN
fsr-3343	217	11	results	result	NOUN
fsr-3343	217	12	were	be	AUX
fsr-3343	217	13	higher	high	ADJ
fsr-3343	217	14	than	than	ADP
fsr-3343	217	15	the	the	DET
fsr-3343	217	16	reference	reference	NOUN
fsr-3343	217	17	group	group	NOUN
fsr-3343	217	18	,	,	PUNCT
fsr-3343	217	19	except	except	SCONJ
fsr-3343	217	20	for	for	ADP
fsr-3343	217	21	model	model	NOUN
fsr-3343	217	22	2	2	NUM
fsr-3343	217	23	(	(	PUNCT
fsr-3343	217	24	overconfident	overconfident	ADJ
fsr-3343	217	25	women	woman	NOUN
fsr-3343	217	26	)	)	PUNCT
fsr-3343	217	27	,	,	PUNCT
fsr-3343	217	28	but	but	CCONJ
fsr-3343	217	29	without	without	ADP
fsr-3343	217	30	statistical	statistical	ADJ
fsr-3343	217	31	significance	significance	NOUN
fsr-3343	217	32	at	at	ADP
fsr-3343	217	33	the	the	DET
fsr-3343	217	34	0.05	0.05	NUM
fsr-3343	217	35	level	level	NOUN
fsr-3343	217	36	.	.	PUNCT
fsr-3343	218	1	as	as	ADP
fsr-3343	218	2	with	with	ADP
fsr-3343	218	3	the	the	DET
fsr-3343	218	4	hypothesis	hypothesis	NOUN
fsr-3343	218	5	5	5	NUM
fsr-3343	218	6	results	result	NOUN
fsr-3343	218	7	,	,	PUNCT
fsr-3343	218	8	the	the	DET
fsr-3343	218	9	highknowledge	highknowledge	NOUN
fsr-3343	218	10	group	group	NOUN
fsr-3343	218	11	had	have	VERB
fsr-3343	218	12	the	the	DET
fsr-3343	218	13	highest	high	ADJ
fsr-3343	218	14	allocations	allocation	NOUN
fsr-3343	218	15	to	to	ADP
fsr-3343	218	16	equities	equity	NOUN
fsr-3343	218	17	in	in	ADP
fsr-3343	218	18	portfolios	portfolio	NOUN
fsr-3343	218	19	,	,	PUNCT
fsr-3343	218	20	with	with	SCONJ
fsr-3343	218	21	high	high	ADJ
fsr-3343	218	22	-	-	PUNCT
fsr-3343	218	23	knowledge	knowledge	NOUN
fsr-3343	218	24	men	man	NOUN
fsr-3343	218	25	more	more	ADJ
fsr-3343	218	26	than	than	ADP
fsr-3343	218	27	women	woman	NOUN
fsr-3343	218	28	and	and	CCONJ
fsr-3343	218	29	high	high	ADJ
fsr-3343	218	30	-	-	PUNCT
fsr-3343	218	31	knowledge	knowledge	NOUN
fsr-3343	218	32	younger	young	ADJ
fsr-3343	218	33	more	more	ADJ
fsr-3343	218	34	than	than	ADP
fsr-3343	218	35	older	old	ADJ
fsr-3343	218	36	investors	investor	NOUN
fsr-3343	218	37	.	.	PUNCT
fsr-3343	219	1	while	while	SCONJ
fsr-3343	219	2	this	this	DET
fsr-3343	219	3	result	result	NOUN
fsr-3343	219	4	was	be	AUX
fsr-3343	219	5	also	also	ADV
fsr-3343	219	6	unanticipated	unanticipate	VERB
fsr-3343	219	7	,	,	PUNCT
fsr-3343	219	8	the	the	DET
fsr-3343	219	9	behaviors	behavior	NOUN
fsr-3343	219	10	of	of	ADP
fsr-3343	219	11	overconfident	overconfident	ADJ
fsr-3343	219	12	men	man	NOUN
fsr-3343	219	13	and	and	CCONJ
fsr-3343	219	14	high	high	ADJ
fsr-3343	219	15	-	-	PUNCT
fsr-3343	219	16	knowledge	knowledge	NOUN
fsr-3343	219	17	younger	young	ADJ
fsr-3343	219	18	investors	investor	NOUN
fsr-3343	219	19	were	be	AUX
fsr-3343	219	20	consistent	consistent	ADJ
fsr-3343	219	21	with	with	ADP
fsr-3343	219	22	the	the	DET
fsr-3343	219	23	hypothesis	hypothesis	NOUN
fsr-3343	219	24	that	that	PRON
fsr-3343	219	25	the	the	DET
fsr-3343	219	26	overconfident	overconfident	ADJ
fsr-3343	219	27	younger	young	ADJ
fsr-3343	219	28	group	group	NOUN
fsr-3343	219	29	allocated	allocate	VERB
fsr-3343	219	30	more	more	ADJ
fsr-3343	219	31	investment	investment	NOUN
fsr-3343	219	32	portfolios	portfolio	NOUN
fsr-3343	219	33	to	to	ADP
fsr-3343	219	34	equities	equity	NOUN
fsr-3343	219	35	than	than	ADP
fsr-3343	219	36	overconfident	overconfident	ADJ
fsr-3343	219	37	older	old	ADJ
fsr-3343	219	38	investors	investor	NOUN
fsr-3343	219	39	but	but	CCONJ
fsr-3343	219	40	without	without	ADP
fsr-3343	219	41	statistical	statistical	ADJ
fsr-3343	219	42	significance	significance	NOUN
fsr-3343	219	43	.	.	PUNCT
fsr-3343	220	1	this	this	DET
fsr-3343	220	2	combined	combined	ADJ
fsr-3343	220	3	evidence	evidence	NOUN
fsr-3343	220	4	suggests	suggest	VERB
fsr-3343	220	5	that	that	SCONJ
fsr-3343	220	6	overconfident	overconfident	ADJ
fsr-3343	220	7	and	and	CCONJ
fsr-3343	220	8	highknowledge	highknowledge	VERB
fsr-3343	220	9	male	male	ADJ
fsr-3343	220	10	investors	investor	NOUN
fsr-3343	220	11	who	who	PRON
fsr-3343	220	12	are	be	AUX
fsr-3343	220	13	younger	young	ADJ
fsr-3343	220	14	may	may	AUX
fsr-3343	220	15	be	be	AUX
fsr-3343	220	16	at	at	ADP
fsr-3343	220	17	a	a	DET
fsr-3343	220	18	higher	high	ADJ
fsr-3343	220	19	risk	risk	NOUN
fsr-3343	220	20	of	of	ADP
fsr-3343	220	21	investment	investment	NOUN
fsr-3343	220	22	fraud	fraud	NOUN
fsr-3343	220	23	than	than	ADP
fsr-3343	220	24	other	other	ADJ
fsr-3343	220	25	groups	group	NOUN
fsr-3343	220	26	.	.	PUNCT
fsr-3343	221	1	finally	finally	ADV
fsr-3343	221	2	,	,	PUNCT
fsr-3343	221	3	the	the	DET
fsr-3343	221	4	study	study	NOUN
fsr-3343	221	5	results	result	NOUN
fsr-3343	221	6	did	do	AUX
fsr-3343	221	7	not	not	PART
fsr-3343	221	8	support	support	VERB
fsr-3343	221	9	hypothesis	hypothesis	NOUN
fsr-3343	221	10	7	7	NUM
fsr-3343	221	11	(	(	PUNCT
fsr-3343	221	12	investor	investor	NOUN
fsr-3343	221	13	use	use	NOUN
fsr-3343	221	14	of	of	ADP
fsr-3343	221	15	a	a	DET
fsr-3343	221	16	financial	financial	ADJ
fsr-3343	221	17	advisor	advisor	NOUN
fsr-3343	221	18	for	for	ADP
fsr-3343	221	19	information	information	NOUN
fsr-3343	221	20	gathering	gathering	NOUN
fsr-3343	221	21	)	)	PUNCT
fsr-3343	221	22	or	or	CCONJ
fsr-3343	221	23	hypothesis	hypothesis	NOUN
fsr-3343	221	24	8	8	NUM
fsr-3343	221	25	(	(	PUNCT
fsr-3343	221	26	investor	investor	NOUN
fsr-3343	221	27	performance	performance	NOUN
fsr-3343	221	28	of	of	ADP
fsr-3343	221	29	background	background	NOUN
fsr-3343	221	30	checks	check	NOUN
fsr-3343	221	31	)	)	PUNCT
fsr-3343	221	32	.	.	PUNCT
fsr-3343	222	1	in	in	ADP
fsr-3343	222	2	both	both	DET
fsr-3343	222	3	instances	instance	NOUN
fsr-3343	222	4	,	,	PUNCT
fsr-3343	222	5	high	high	ADJ
fsr-3343	222	6	-	-	PUNCT
fsr-3343	222	7	knowledge	knowledge	NOUN
fsr-3343	222	8	investors	investor	NOUN
fsr-3343	222	9	who	who	PRON
fsr-3343	222	10	were	be	AUX
fsr-3343	222	11	rand	rand	NOUN
fsr-3343	222	12	et	et	PROPN
fsr-3343	222	13	al	al	PROPN
fsr-3343	222	14	.	.	PROPN
fsr-3343	222	15	115	115	NUM
fsr-3343	222	16	either	either	CCONJ
fsr-3343	222	17	female	female	ADJ
fsr-3343	222	18	or	or	CCONJ
fsr-3343	222	19	older	old	ADJ
fsr-3343	222	20	were	be	AUX
fsr-3343	222	21	predicted	predict	VERB
fsr-3343	222	22	to	to	PART
fsr-3343	222	23	use	use	VERB
fsr-3343	222	24	financial	financial	ADJ
fsr-3343	222	25	advisors	advisor	NOUN
fsr-3343	222	26	and	and	CCONJ
fsr-3343	222	27	conduct	conduct	VERB
fsr-3343	222	28	background	background	NOUN
fsr-3343	222	29	checks	check	NOUN
fsr-3343	222	30	.	.	PUNCT
fsr-3343	223	1	however	however	ADV
fsr-3343	223	2	,	,	PUNCT
fsr-3343	223	3	those	those	PRON
fsr-3343	223	4	most	most	ADV
fsr-3343	223	5	likely	likely	ADJ
fsr-3343	223	6	to	to	PART
fsr-3343	223	7	use	use	VERB
fsr-3343	223	8	a	a	DET
fsr-3343	223	9	financial	financial	ADJ
fsr-3343	223	10	advisor	advisor	NOUN
fsr-3343	223	11	for	for	ADP
fsr-3343	223	12	information	information	NOUN
fsr-3343	223	13	gathering	gathering	NOUN
fsr-3343	223	14	were	be	AUX
fsr-3343	223	15	investors	investor	NOUN
fsr-3343	223	16	with	with	ADP
fsr-3343	223	17	the	the	DET
fsr-3343	223	18	largest	large	ADJ
fsr-3343	223	19	investment	investment	NOUN
fsr-3343	223	20	accounts	account	NOUN
fsr-3343	223	21	and	and	CCONJ
fsr-3343	223	22	investors	investor	NOUN
fsr-3343	223	23	who	who	PRON
fsr-3343	223	24	identified	identify	VERB
fsr-3343	223	25	as	as	ADP
fsr-3343	223	26	white	white	ADJ
fsr-3343	223	27	in	in	ADP
fsr-3343	223	28	two	two	NUM
fsr-3343	223	29	of	of	ADP
fsr-3343	223	30	the	the	DET
fsr-3343	223	31	models	model	NOUN
fsr-3343	223	32	.	.	PUNCT
fsr-3343	224	1	surprisingly	surprisingly	ADV
fsr-3343	224	2	,	,	PUNCT
fsr-3343	224	3	the	the	DET
fsr-3343	224	4	overconfident	overconfident	ADJ
fsr-3343	224	5	group	group	NOUN
fsr-3343	224	6	was	be	AUX
fsr-3343	224	7	most	most	ADV
fsr-3343	224	8	likely	likely	ADJ
fsr-3343	224	9	to	to	PART
fsr-3343	224	10	perform	perform	VERB
fsr-3343	224	11	a	a	DET
fsr-3343	224	12	background	background	NOUN
fsr-3343	224	13	check	check	NOUN
fsr-3343	224	14	on	on	ADP
fsr-3343	224	15	a	a	DET
fsr-3343	224	16	professional	professional	NOUN
fsr-3343	224	17	,	,	PUNCT
fsr-3343	224	18	which	which	PRON
fsr-3343	224	19	was	be	AUX
fsr-3343	224	20	contrary	contrary	ADJ
fsr-3343	224	21	to	to	ADP
fsr-3343	224	22	the	the	DET
fsr-3343	224	23	hypothesis	hypothesis	NOUN
fsr-3343	224	24	.	.	PUNCT
fsr-3343	225	1	in	in	ADP
fsr-3343	225	2	light	light	NOUN
fsr-3343	225	3	of	of	ADP
fsr-3343	225	4	these	these	DET
fsr-3343	225	5	findings	finding	NOUN
fsr-3343	225	6	,	,	PUNCT
fsr-3343	225	7	it	it	PRON
fsr-3343	225	8	is	be	AUX
fsr-3343	225	9	important	important	ADJ
fsr-3343	225	10	to	to	PART
fsr-3343	225	11	mention	mention	VERB
fsr-3343	225	12	that	that	SCONJ
fsr-3343	225	13	the	the	DET
fsr-3343	225	14	r2	r2	PROPN
fsr-3343	225	15	was	be	AUX
fsr-3343	225	16	very	very	ADV
fsr-3343	225	17	low	low	ADJ
fsr-3343	225	18	for	for	ADP
fsr-3343	225	19	hypotheses	hypothesis	NOUN
fsr-3343	225	20	7	7	NUM
fsr-3343	225	21	and	and	CCONJ
fsr-3343	225	22	8	8	NUM
fsr-3343	225	23	and	and	CCONJ
fsr-3343	225	24	could	could	AUX
fsr-3343	225	25	only	only	ADV
fsr-3343	225	26	explain	explain	VERB
fsr-3343	225	27	approximately	approximately	ADV
fsr-3343	225	28	4–5	4–5	NUM
fsr-3343	225	29	%	%	NOUN
fsr-3343	225	30	of	of	ADP
fsr-3343	225	31	the	the	DET
fsr-3343	225	32	outcomes	outcome	NOUN
fsr-3343	225	33	.	.	PUNCT
fsr-3343	226	1	conclusion	conclusion	NOUN
fsr-3343	226	2	investment	investment	NOUN
fsr-3343	226	3	fraud	fraud	NOUN
fsr-3343	226	4	is	be	AUX
fsr-3343	226	5	becoming	become	VERB
fsr-3343	226	6	more	more	ADV
fsr-3343	226	7	prevalent	prevalent	ADJ
fsr-3343	226	8	,	,	PUNCT
fsr-3343	226	9	which	which	PRON
fsr-3343	226	10	results	result	VERB
fsr-3343	226	11	in	in	ADP
fsr-3343	226	12	significant	significant	ADJ
fsr-3343	226	13	financial	financial	ADJ
fsr-3343	226	14	loss	loss	NOUN
fsr-3343	226	15	and	and	CCONJ
fsr-3343	226	16	emotional	emotional	ADJ
fsr-3343	226	17	trauma	trauma	NOUN
fsr-3343	226	18	for	for	ADP
fsr-3343	226	19	consumers	consumer	NOUN
fsr-3343	226	20	.	.	PUNCT
fsr-3343	227	1	this	this	DET
fsr-3343	227	2	analysis	analysis	NOUN
fsr-3343	227	3	aimed	aim	VERB
fsr-3343	227	4	to	to	PART
fsr-3343	227	5	examine	examine	VERB
fsr-3343	227	6	the	the	DET
fsr-3343	227	7	extent	extent	NOUN
fsr-3343	227	8	to	to	PART
fsr-3343	227	9	which	which	PRON
fsr-3343	227	10	financially	financially	ADV
fsr-3343	227	11	knowledgeable	knowledgeable	ADJ
fsr-3343	227	12	and	and	CCONJ
fsr-3343	227	13	overconfident	overconfident	ADJ
fsr-3343	227	14	investors	investor	NOUN
fsr-3343	227	15	shared	share	VERB
fsr-3343	227	16	characteristics	characteristic	NOUN
fsr-3343	227	17	with	with	ADP
fsr-3343	227	18	victims	victim	NOUN
fsr-3343	227	19	of	of	ADP
fsr-3343	227	20	investment	investment	NOUN
fsr-3343	227	21	fraud	fraud	NOUN
fsr-3343	227	22	.	.	PUNCT
fsr-3343	228	1	consistent	consistent	ADJ
fsr-3343	228	2	with	with	ADP
fsr-3343	228	3	study	study	NOUN
fsr-3343	228	4	predictions	prediction	NOUN
fsr-3343	228	5	,	,	PUNCT
fsr-3343	228	6	overconfident	overconfident	ADJ
fsr-3343	228	7	investors	investor	NOUN
fsr-3343	228	8	shared	share	VERB
fsr-3343	228	9	the	the	DET
fsr-3343	228	10	following	follow	VERB
fsr-3343	228	11	three	three	NUM
fsr-3343	228	12	attitudes	attitude	NOUN
fsr-3343	228	13	with	with	ADP
fsr-3343	228	14	victims	victim	NOUN
fsr-3343	228	15	of	of	ADP
fsr-3343	228	16	investment	investment	NOUN
fsr-3343	228	17	fraud	fraud	NOUN
fsr-3343	228	18	:	:	PUNCT
fsr-3343	228	19	confidence	confidence	NOUN
fsr-3343	228	20	in	in	ADP
fsr-3343	228	21	the	the	DET
fsr-3343	228	22	regulation	regulation	NOUN
fsr-3343	228	23	of	of	ADP
fsr-3343	228	24	markets	market	NOUN
fsr-3343	228	25	,	,	PUNCT
fsr-3343	228	26	comfort	comfort	NOUN
fsr-3343	228	27	with	with	ADP
fsr-3343	228	28	making	make	VERB
fsr-3343	228	29	investment	investment	NOUN
fsr-3343	228	30	decisions	decision	NOUN
fsr-3343	228	31	,	,	PUNCT
fsr-3343	228	32	and	and	CCONJ
fsr-3343	228	33	willingness	willingness	NOUN
fsr-3343	228	34	to	to	PART
fsr-3343	228	35	assume	assume	VERB
fsr-3343	228	36	high	high	ADJ
fsr-3343	228	37	risk	risk	NOUN
fsr-3343	228	38	for	for	ADP
fsr-3343	228	39	an	an	DET
fsr-3343	228	40	investment	investment	NOUN
fsr-3343	228	41	return	return	NOUN
fsr-3343	228	42	.	.	PUNCT
fsr-3343	229	1	in	in	ADP
fsr-3343	229	2	addition	addition	NOUN
fsr-3343	229	3	,	,	PUNCT
fsr-3343	229	4	males	male	NOUN
fsr-3343	229	5	and	and	CCONJ
fsr-3343	229	6	younger	young	ADJ
fsr-3343	229	7	investors	investor	NOUN
fsr-3343	229	8	tended	tend	VERB
fsr-3343	229	9	to	to	PART
fsr-3343	229	10	lead	lead	VERB
fsr-3343	229	11	these	these	DET
fsr-3343	229	12	results	result	NOUN
fsr-3343	229	13	compared	compare	VERB
fsr-3343	229	14	to	to	ADP
fsr-3343	229	15	females	female	NOUN
fsr-3343	229	16	and	and	CCONJ
fsr-3343	229	17	older	old	ADJ
fsr-3343	229	18	investors	investor	NOUN
fsr-3343	229	19	.	.	PUNCT
fsr-3343	230	1	however	however	ADV
fsr-3343	230	2	,	,	PUNCT
fsr-3343	230	3	contrary	contrary	ADV
fsr-3343	230	4	to	to	ADP
fsr-3343	230	5	predictions	prediction	NOUN
fsr-3343	230	6	,	,	PUNCT
fsr-3343	230	7	overconfident	overconfident	ADJ
fsr-3343	230	8	investors	investor	NOUN
fsr-3343	230	9	were	be	AUX
fsr-3343	230	10	more	more	ADV
fsr-3343	230	11	worried	worried	ADJ
fsr-3343	230	12	about	about	ADP
fsr-3343	230	13	investment	investment	NOUN
fsr-3343	230	14	fraud	fraud	NOUN
fsr-3343	230	15	vulnerability	vulnerability	NOUN
fsr-3343	230	16	than	than	ADP
fsr-3343	230	17	financially	financially	ADV
fsr-3343	230	18	knowledgeable	knowledgeable	ADJ
fsr-3343	230	19	investors	investor	NOUN
fsr-3343	230	20	.	.	PUNCT
fsr-3343	231	1	moreover	moreover	ADV
fsr-3343	231	2	,	,	PUNCT
fsr-3343	231	3	overconfident	overconfident	ADJ
fsr-3343	231	4	investors	investor	NOUN
fsr-3343	231	5	were	be	AUX
fsr-3343	231	6	more	more	ADV
fsr-3343	231	7	likely	likely	ADJ
fsr-3343	231	8	to	to	PART
fsr-3343	231	9	conduct	conduct	VERB
fsr-3343	231	10	background	background	NOUN
fsr-3343	231	11	checks	check	NOUN
fsr-3343	231	12	on	on	ADP
fsr-3343	231	13	financial	financial	ADJ
fsr-3343	231	14	professionals	professional	NOUN
fsr-3343	231	15	.	.	PUNCT
fsr-3343	232	1	while	while	SCONJ
fsr-3343	232	2	some	some	DET
fsr-3343	232	3	results	result	NOUN
fsr-3343	232	4	were	be	AUX
fsr-3343	232	5	perplexing	perplexing	ADJ
fsr-3343	232	6	,	,	PUNCT
fsr-3343	232	7	overconfident	overconfident	ADJ
fsr-3343	232	8	investors	investor	NOUN
fsr-3343	232	9	may	may	AUX
fsr-3343	232	10	be	be	AUX
fsr-3343	232	11	beginning	begin	VERB
fsr-3343	232	12	to	to	PART
fsr-3343	232	13	heed	heed	VERB
fsr-3343	232	14	messages	message	NOUN
fsr-3343	232	15	concerning	concern	VERB
fsr-3343	232	16	the	the	DET
fsr-3343	232	17	potential	potential	ADJ
fsr-3343	232	18	pitfalls	pitfall	NOUN
fsr-3343	232	19	of	of	ADP
fsr-3343	232	20	investor	investor	NOUN
fsr-3343	232	21	hubris	hubris	NOUN
fsr-3343	232	22	.	.	PUNCT
fsr-3343	233	1	in	in	ADP
fsr-3343	233	2	other	other	ADJ
fsr-3343	233	3	words	word	NOUN
fsr-3343	233	4	,	,	PUNCT
fsr-3343	233	5	although	although	SCONJ
fsr-3343	233	6	overconfident	overconfident	ADJ
fsr-3343	233	7	groups	group	NOUN
fsr-3343	233	8	have	have	VERB
fsr-3343	233	9	a	a	DET
fsr-3343	233	10	high	high	ADJ
fsr-3343	233	11	level	level	NOUN
fsr-3343	233	12	of	of	ADP
fsr-3343	233	13	confidence	confidence	NOUN
fsr-3343	233	14	in	in	ADP
fsr-3343	233	15	market	market	NOUN
fsr-3343	233	16	regulation	regulation	NOUN
fsr-3343	233	17	and	and	CCONJ
fsr-3343	233	18	are	be	AUX
fsr-3343	233	19	willing	willing	ADJ
fsr-3343	233	20	to	to	PART
fsr-3343	233	21	assume	assume	VERB
fsr-3343	233	22	more	more	ADJ
fsr-3343	233	23	risk	risk	NOUN
fsr-3343	233	24	due	due	ADP
fsr-3343	233	25	to	to	ADP
fsr-3343	233	26	their	their	PRON
fsr-3343	233	27	higher	high	ADJ
fsr-3343	233	28	comfort	comfort	NOUN
fsr-3343	233	29	level	level	NOUN
fsr-3343	233	30	with	with	ADP
fsr-3343	233	31	investments	investment	NOUN
fsr-3343	233	32	,	,	PUNCT
fsr-3343	233	33	they	they	PRON
fsr-3343	233	34	may	may	AUX
fsr-3343	233	35	retain	retain	VERB
fsr-3343	233	36	a	a	DET
fsr-3343	233	37	level	level	NOUN
fsr-3343	233	38	of	of	ADP
fsr-3343	233	39	concern	concern	NOUN
fsr-3343	233	40	.	.	PUNCT
fsr-3343	234	1	overconfidence	overconfidence	NOUN
fsr-3343	234	2	is	be	AUX
fsr-3343	234	3	portrayed	portray	VERB
fsr-3343	234	4	negatively	negatively	ADV
fsr-3343	234	5	in	in	ADP
fsr-3343	234	6	the	the	DET
fsr-3343	234	7	literature	literature	NOUN
fsr-3343	234	8	.	.	PUNCT
fsr-3343	235	1	while	while	SCONJ
fsr-3343	235	2	most	most	ADJ
fsr-3343	235	3	research	research	NOUN
fsr-3343	235	4	supports	support	VERB
fsr-3343	235	5	that	that	SCONJ
fsr-3343	235	6	overconfident	overconfident	ADJ
fsr-3343	235	7	individuals	individual	NOUN
fsr-3343	235	8	’	'	PUNCT
fsr-3343	235	9	attitudes	attitude	NOUN
fsr-3343	235	10	put	put	VERB
fsr-3343	235	11	them	they	PRON
fsr-3343	235	12	at	at	ADP
fsr-3343	235	13	a	a	DET
fsr-3343	235	14	higher	high	ADJ
fsr-3343	235	15	risk	risk	NOUN
fsr-3343	235	16	for	for	ADP
fsr-3343	235	17	investment	investment	NOUN
fsr-3343	235	18	fraud	fraud	NOUN
fsr-3343	235	19	,	,	PUNCT
fsr-3343	235	20	this	this	DET
fsr-3343	235	21	evidence	evidence	NOUN
fsr-3343	235	22	may	may	AUX
fsr-3343	235	23	indicate	indicate	VERB
fsr-3343	235	24	a	a	DET
fsr-3343	235	25	change	change	NOUN
fsr-3343	235	26	in	in	ADP
fsr-3343	235	27	their	their	PRON
fsr-3343	235	28	attitudes	attitude	NOUN
fsr-3343	235	29	,	,	PUNCT
fsr-3343	235	30	which	which	PRON
fsr-3343	235	31	has	have	AUX
fsr-3343	235	32	added	add	VERB
fsr-3343	235	33	a	a	DET
fsr-3343	235	34	level	level	NOUN
fsr-3343	235	35	of	of	ADP
fsr-3343	235	36	worry	worry	NOUN
fsr-3343	235	37	.	.	PUNCT
fsr-3343	236	1	another	another	DET
fsr-3343	236	2	factor	factor	NOUN
fsr-3343	236	3	could	could	AUX
fsr-3343	236	4	be	be	AUX
fsr-3343	236	5	the	the	DET
fsr-3343	236	6	timing	timing	NOUN
fsr-3343	236	7	of	of	ADP
fsr-3343	236	8	the	the	DET
fsr-3343	236	9	data	datum	NOUN
fsr-3343	236	10	collection	collection	NOUN
fsr-3343	236	11	.	.	PUNCT
fsr-3343	237	1	july	july	PROPN
fsr-3343	237	2	2018	2018	NUM
fsr-3343	237	3	was	be	AUX
fsr-3343	237	4	the	the	DET
fsr-3343	237	5	middle	middle	NOUN
fsr-3343	237	6	of	of	ADP
fsr-3343	237	7	the	the	DET
fsr-3343	237	8	first	first	ADJ
fsr-3343	237	9	stock	stock	NOUN
fsr-3343	237	10	market	market	NOUN
fsr-3343	237	11	pullback	pullback	NOUN
fsr-3343	237	12	,	,	PUNCT
fsr-3343	237	13	with	with	ADP
fsr-3343	237	14	the	the	DET
fsr-3343	237	15	eight	eight	NUM
fsr-3343	237	16	previous	previous	ADJ
fsr-3343	237	17	years	year	NOUN
fsr-3343	237	18	yielding	yield	VERB
fsr-3343	237	19	positive	positive	ADJ
fsr-3343	237	20	u.s	u.s	PROPN
fsr-3343	237	21	.	.	PROPN
fsr-3343	237	22	market	market	NOUN
fsr-3343	237	23	returns	return	NOUN
fsr-3343	237	24	,	,	PUNCT
fsr-3343	237	25	six	six	NUM
fsr-3343	237	26	of	of	ADP
fsr-3343	237	27	which	which	PRON
fsr-3343	237	28	provided	provide	VERB
fsr-3343	237	29	double	double	ADJ
fsr-3343	237	30	-	-	PUNCT
fsr-3343	237	31	digit	digit	NOUN
fsr-3343	237	32	returns	return	NOUN
fsr-3343	237	33	.	.	PUNCT
fsr-3343	238	1	thus	thus	ADV
fsr-3343	238	2	,	,	PUNCT
fsr-3343	238	3	the	the	DET
fsr-3343	238	4	respondents	respondent	NOUN
fsr-3343	238	5	’	'	PUNCT
fsr-3343	238	6	concerns	concern	NOUN
fsr-3343	238	7	could	could	AUX
fsr-3343	238	8	have	have	AUX
fsr-3343	238	9	been	be	AUX
fsr-3343	238	10	heightened	heighten	VERB
fsr-3343	238	11	due	due	ADP
fsr-3343	238	12	to	to	ADP
fsr-3343	238	13	the	the	DET
fsr-3343	238	14	timing	timing	NOUN
fsr-3343	238	15	of	of	ADP
fsr-3343	238	16	the	the	DET
fsr-3343	238	17	survey	survey	NOUN
fsr-3343	238	18	.	.	PUNCT
fsr-3343	239	1	with	with	ADP
fsr-3343	239	2	many	many	ADJ
fsr-3343	239	3	overconfident	overconfident	ADJ
fsr-3343	239	4	individuals	individual	NOUN
fsr-3343	239	5	unaware	unaware	ADJ
fsr-3343	239	6	of	of	ADP
fsr-3343	239	7	their	their	PRON
fsr-3343	239	8	overconfidence	overconfidence	NOUN
fsr-3343	239	9	,	,	PUNCT
fsr-3343	239	10	guardians	guardian	NOUN
fsr-3343	239	11	may	may	AUX
fsr-3343	239	12	be	be	AUX
fsr-3343	239	13	best	well	ADV
fsr-3343	239	14	positioned	position	VERB
fsr-3343	239	15	to	to	PART
fsr-3343	239	16	protect	protect	VERB
fsr-3343	239	17	overconfident	overconfident	ADJ
fsr-3343	239	18	investors	investor	NOUN
fsr-3343	239	19	.	.	PUNCT
fsr-3343	240	1	advisors	advisor	NOUN
fsr-3343	240	2	,	,	PUNCT
fsr-3343	240	3	healthcare	healthcare	NOUN
fsr-3343	240	4	providers	provider	NOUN
fsr-3343	240	5	,	,	PUNCT
fsr-3343	240	6	family	family	NOUN
fsr-3343	240	7	,	,	PUNCT
fsr-3343	240	8	and	and	CCONJ
fsr-3343	240	9	friends	friend	NOUN
fsr-3343	240	10	who	who	PRON
fsr-3343	240	11	can	can	AUX
fsr-3343	240	12	look	look	VERB
fsr-3343	240	13	out	out	ADP
fsr-3343	240	14	for	for	ADP
fsr-3343	240	15	investors	investor	NOUN
fsr-3343	240	16	may	may	AUX
fsr-3343	240	17	see	see	VERB
fsr-3343	240	18	fraud	fraud	NOUN
fsr-3343	240	19	signals	signal	VERB
fsr-3343	240	20	the	the	DET
fsr-3343	240	21	overconfident	overconfident	ADJ
fsr-3343	240	22	investor	investor	NOUN
fsr-3343	240	23	would	would	AUX
fsr-3343	240	24	not	not	PART
fsr-3343	240	25	notice	notice	VERB
fsr-3343	240	26	.	.	PUNCT
fsr-3343	241	1	the	the	DET
fsr-3343	241	2	evidence	evidence	NOUN
fsr-3343	241	3	provided	provide	VERB
fsr-3343	241	4	by	by	ADP
fsr-3343	241	5	hypothesis	hypothesis	NOUN
fsr-3343	241	6	8	8	NUM
fsr-3343	241	7	(	(	PUNCT
fsr-3343	241	8	i.e.	i.e.	X
fsr-3343	241	9	,	,	PUNCT
fsr-3343	241	10	overconfident	overconfident	ADJ
fsr-3343	241	11	investors	investor	NOUN
fsr-3343	241	12	are	be	AUX
fsr-3343	241	13	more	more	ADV
fsr-3343	241	14	likely	likely	ADJ
fsr-3343	241	15	to	to	PART
fsr-3343	241	16	perform	perform	VERB
fsr-3343	241	17	a	a	DET
fsr-3343	241	18	background	background	NOUN
fsr-3343	241	19	check	check	NOUN
fsr-3343	241	20	on	on	ADP
fsr-3343	241	21	a	a	DET
fsr-3343	241	22	professional	professional	NOUN
fsr-3343	241	23	)	)	PUNCT
fsr-3343	241	24	may	may	AUX
fsr-3343	241	25	be	be	AUX
fsr-3343	241	26	a	a	DET
fsr-3343	241	27	step	step	NOUN
fsr-3343	241	28	in	in	ADP
fsr-3343	241	29	the	the	DET
fsr-3343	241	30	right	right	ADJ
fsr-3343	241	31	direction	direction	NOUN
fsr-3343	241	32	for	for	ADP
fsr-3343	241	33	the	the	DET
fsr-3343	241	34	overconfident	overconfident	ADJ
fsr-3343	241	35	group	group	NOUN
fsr-3343	241	36	if	if	SCONJ
fsr-3343	241	37	the	the	DET
fsr-3343	241	38	reason	reason	NOUN
fsr-3343	241	39	for	for	ADP
fsr-3343	241	40	performing	perform	VERB
fsr-3343	241	41	the	the	DET
fsr-3343	241	42	background	background	NOUN
fsr-3343	241	43	check	check	NOUN
fsr-3343	241	44	is	be	AUX
fsr-3343	241	45	to	to	PART
fsr-3343	241	46	use	use	VERB
fsr-3343	241	47	a	a	DET
fsr-3343	241	48	professional	professional	ADJ
fsr-3343	241	49	more	more	ADV
fsr-3343	241	50	often	often	ADV
fsr-3343	241	51	.	.	PUNCT
fsr-3343	242	1	the	the	DET
fsr-3343	242	2	new	new	ADJ
fsr-3343	242	3	finra	finra	PROPN
fsr-3343	242	4	(	(	PUNCT
fsr-3343	242	5	2018	2018	NUM
fsr-3343	242	6	)	)	PUNCT
fsr-3343	242	7	rule	rule	NOUN
fsr-3343	242	8	allowing	allow	VERB
fsr-3343	242	9	financial	financial	ADJ
fsr-3343	242	10	institutions	institution	NOUN
fsr-3343	242	11	to	to	PART
fsr-3343	242	12	collect	collect	VERB
fsr-3343	242	13	a	a	DET
fsr-3343	242	14	trusted	trust	VERB
fsr-3343	242	15	contact	contact	NOUN
fsr-3343	242	16	on	on	ADP
fsr-3343	242	17	investment	investment	NOUN
fsr-3343	242	18	accounts	account	NOUN
fsr-3343	242	19	may	may	AUX
fsr-3343	242	20	also	also	ADV
fsr-3343	242	21	allow	allow	VERB
fsr-3343	242	22	the	the	DET
fsr-3343	242	23	guardian	guardian	NOUN
fsr-3343	242	24	more	more	ADJ
fsr-3343	242	25	options	option	NOUN
fsr-3343	242	26	when	when	SCONJ
fsr-3343	242	27	they	they	PRON
fsr-3343	242	28	notice	notice	VERB
fsr-3343	242	29	behavior	behavior	NOUN
fsr-3343	242	30	likely	likely	ADJ
fsr-3343	242	31	to	to	PART
fsr-3343	242	32	increase	increase	VERB
fsr-3343	242	33	fraud	fraud	NOUN
fsr-3343	242	34	risk	risk	NOUN
fsr-3343	242	35	.	.	PUNCT
fsr-3343	243	1	with	with	ADP
fsr-3343	243	2	the	the	DET
fsr-3343	243	3	research	research	NOUN
fsr-3343	243	4	providing	provide	VERB
fsr-3343	243	5	evidence	evidence	NOUN
fsr-3343	243	6	of	of	ADP
fsr-3343	243	7	increased	increase	VERB
fsr-3343	243	8	fraud	fraud	NOUN
fsr-3343	243	9	risk	risk	NOUN
fsr-3343	243	10	for	for	ADP
fsr-3343	243	11	overconfident	overconfident	ADJ
fsr-3343	243	12	investors	investor	NOUN
fsr-3343	243	13	,	,	PUNCT
fsr-3343	243	14	financial	financial	ADJ
fsr-3343	243	15	advisors	advisor	NOUN
fsr-3343	243	16	and	and	CCONJ
fsr-3343	243	17	planners	planner	NOUN
fsr-3343	243	18	should	should	AUX
fsr-3343	243	19	look	look	VERB
fsr-3343	243	20	for	for	ADP
fsr-3343	243	21	signs	sign	NOUN
fsr-3343	243	22	of	of	ADP
fsr-3343	243	23	overconfidence	overconfidence	NOUN
fsr-3343	243	24	in	in	ADP
fsr-3343	243	25	the	the	DET
fsr-3343	243	26	clients	client	NOUN
fsr-3343	243	27	they	they	PRON
fsr-3343	243	28	serve	serve	VERB
fsr-3343	243	29	.	.	PUNCT
fsr-3343	244	1	with	with	ADP
fsr-3343	244	2	this	this	DET
fsr-3343	244	3	new	new	ADJ
fsr-3343	244	4	knowledge	knowledge	NOUN
fsr-3343	244	5	,	,	PUNCT
fsr-3343	244	6	advisors	advisor	NOUN
fsr-3343	244	7	should	should	AUX
fsr-3343	244	8	pay	pay	VERB
fsr-3343	244	9	closer	close	ADJ
fsr-3343	244	10	attention	attention	NOUN
fsr-3343	244	11	to	to	ADP
fsr-3343	244	12	their	their	PRON
fsr-3343	244	13	overconfident	overconfident	ADJ
fsr-3343	244	14	investors	investor	NOUN
fsr-3343	244	15	’	'	PUNCT
fsr-3343	244	16	accounts	account	NOUN
fsr-3343	244	17	and	and	CCONJ
fsr-3343	244	18	actions	action	NOUN
fsr-3343	244	19	to	to	PART
fsr-3343	244	20	act	act	VERB
fsr-3343	244	21	as	as	SCONJ
fsr-3343	244	22	guardians	guardian	NOUN
fsr-3343	244	23	to	to	PART
fsr-3343	244	24	protect	protect	VERB
fsr-3343	244	25	the	the	DET
fsr-3343	244	26	interests	interest	NOUN
fsr-3343	244	27	of	of	ADP
fsr-3343	244	28	their	their	PRON
fsr-3343	244	29	investors	investor	NOUN
fsr-3343	244	30	.	.	PUNCT
fsr-3343	245	1	indeed	indeed	ADV
fsr-3343	245	2	,	,	PUNCT
fsr-3343	245	3	these	these	DET
fsr-3343	245	4	investors	investor	NOUN
fsr-3343	245	5	are	be	AUX
fsr-3343	245	6	likely	likely	ADV
fsr-3343	245	7	unaware	unaware	ADJ
fsr-3343	245	8	financial	financial	ADJ
fsr-3343	245	9	services	service	NOUN
fsr-3343	245	10	review	review	NOUN
fsr-3343	245	11	,	,	PUNCT
fsr-3343	245	12	33(1	33(1	NUM
fsr-3343	245	13	)	)	PUNCT
fsr-3343	245	14	116	116	NUM
fsr-3343	245	15	that	that	PRON
fsr-3343	245	16	they	they	PRON
fsr-3343	245	17	are	be	AUX
fsr-3343	245	18	at	at	ADP
fsr-3343	245	19	an	an	DET
fsr-3343	245	20	increased	increase	VERB
fsr-3343	245	21	risk	risk	NOUN
fsr-3343	245	22	of	of	ADP
fsr-3343	245	23	fraud	fraud	NOUN
fsr-3343	245	24	due	due	ADP
fsr-3343	245	25	to	to	ADP
fsr-3343	245	26	their	their	PRON
fsr-3343	245	27	overconfidence	overconfidence	NOUN
fsr-3343	245	28	.	.	PUNCT
fsr-3343	246	1	the	the	DET
fsr-3343	246	2	findings	finding	NOUN
fsr-3343	246	3	that	that	PRON
fsr-3343	246	4	high	high	ADJ
fsr-3343	246	5	-	-	PUNCT
fsr-3343	246	6	knowledge	knowledge	NOUN
fsr-3343	246	7	investors	investor	NOUN
fsr-3343	246	8	are	be	AUX
fsr-3343	246	9	also	also	ADV
fsr-3343	246	10	at	at	ADP
fsr-3343	246	11	an	an	DET
fsr-3343	246	12	increased	increase	VERB
fsr-3343	246	13	risk	risk	NOUN
fsr-3343	246	14	for	for	ADP
fsr-3343	246	15	investment	investment	NOUN
fsr-3343	246	16	fraud	fraud	NOUN
fsr-3343	246	17	vulnerability	vulnerability	NOUN
fsr-3343	246	18	may	may	AUX
fsr-3343	246	19	call	call	VERB
fsr-3343	246	20	for	for	ADP
fsr-3343	246	21	more	more	ADJ
fsr-3343	246	22	research	research	NOUN
fsr-3343	246	23	in	in	ADP
fsr-3343	246	24	this	this	DET
fsr-3343	246	25	area	area	NOUN
fsr-3343	246	26	.	.	PUNCT
fsr-3343	247	1	current	current	ADJ
fsr-3343	247	2	financial	financial	ADJ
fsr-3343	247	3	literacy	literacy	NOUN
fsr-3343	247	4	research	research	NOUN
fsr-3343	247	5	indicates	indicate	VERB
fsr-3343	247	6	that	that	SCONJ
fsr-3343	247	7	the	the	DET
fsr-3343	247	8	solution	solution	NOUN
fsr-3343	247	9	to	to	ADP
fsr-3343	247	10	the	the	DET
fsr-3343	247	11	lack	lack	NOUN
fsr-3343	247	12	of	of	ADP
fsr-3343	247	13	overall	overall	ADJ
fsr-3343	247	14	financial	financial	ADJ
fsr-3343	247	15	literacy	literacy	NOUN
fsr-3343	247	16	is	be	AUX
fsr-3343	247	17	providing	provide	VERB
fsr-3343	247	18	more	more	ADJ
fsr-3343	247	19	education	education	NOUN
fsr-3343	247	20	to	to	PART
fsr-3343	247	21	increase	increase	VERB
fsr-3343	247	22	literacy	literacy	NOUN
fsr-3343	247	23	.	.	PUNCT
fsr-3343	248	1	however	however	ADV
fsr-3343	248	2	,	,	PUNCT
fsr-3343	248	3	additional	additional	ADJ
fsr-3343	248	4	education	education	NOUN
fsr-3343	248	5	does	do	AUX
fsr-3343	248	6	not	not	PART
fsr-3343	248	7	appear	appear	VERB
fsr-3343	248	8	to	to	PART
fsr-3343	248	9	solve	solve	VERB
fsr-3343	248	10	the	the	DET
fsr-3343	248	11	vulnerability	vulnerability	NOUN
fsr-3343	248	12	of	of	ADP
fsr-3343	248	13	investment	investment	NOUN
fsr-3343	248	14	fraud	fraud	NOUN
fsr-3343	248	15	.	.	PUNCT
fsr-3343	249	1	highknowledge	highknowledge	NOUN
fsr-3343	249	2	investors	investor	NOUN
fsr-3343	249	3	have	have	VERB
fsr-3343	249	4	behaviors	behavior	NOUN
fsr-3343	249	5	and	and	CCONJ
fsr-3343	249	6	attitudes	attitude	NOUN
fsr-3343	249	7	that	that	PRON
fsr-3343	249	8	place	place	VERB
fsr-3343	249	9	them	they	PRON
fsr-3343	249	10	at	at	ADP
fsr-3343	249	11	a	a	DET
fsr-3343	249	12	higher	high	ADJ
fsr-3343	249	13	risk	risk	NOUN
fsr-3343	249	14	of	of	ADP
fsr-3343	249	15	investment	investment	NOUN
fsr-3343	249	16	fraud	fraud	NOUN
fsr-3343	249	17	vulnerability	vulnerability	NOUN
fsr-3343	249	18	.	.	PUNCT
fsr-3343	250	1	importantly	importantly	ADV
fsr-3343	250	2	,	,	PUNCT
fsr-3343	250	3	the	the	DET
fsr-3343	250	4	likely	likely	ADJ
fsr-3343	250	5	solution	solution	NOUN
fsr-3343	250	6	is	be	AUX
fsr-3343	250	7	the	the	DET
fsr-3343	250	8	type	type	NOUN
fsr-3343	250	9	of	of	ADP
fsr-3343	250	10	education	education	NOUN
fsr-3343	250	11	investors	investor	NOUN
fsr-3343	250	12	receive	receive	VERB
fsr-3343	250	13	,	,	PUNCT
fsr-3343	250	14	not	not	PART
fsr-3343	250	15	the	the	DET
fsr-3343	250	16	frequency	frequency	NOUN
fsr-3343	250	17	.	.	PUNCT
fsr-3343	251	1	investors	investor	NOUN
fsr-3343	251	2	need	need	VERB
fsr-3343	251	3	to	to	PART
fsr-3343	251	4	be	be	AUX
fsr-3343	251	5	better	well	ADV
fsr-3343	251	6	informed	inform	VERB
fsr-3343	251	7	about	about	ADP
fsr-3343	251	8	the	the	DET
fsr-3343	251	9	risks	risk	NOUN
fsr-3343	251	10	related	relate	VERB
fsr-3343	251	11	to	to	ADP
fsr-3343	251	12	investment	investment	NOUN
fsr-3343	251	13	fraud	fraud	NOUN
fsr-3343	251	14	to	to	PART
fsr-3343	251	15	reduce	reduce	VERB
fsr-3343	251	16	exposure	exposure	NOUN
fsr-3343	251	17	and	and	CCONJ
fsr-3343	251	18	avoid	avoid	VERB
fsr-3343	251	19	specific	specific	ADJ
fsr-3343	251	20	activities	activity	NOUN
fsr-3343	251	21	.	.	PUNCT
fsr-3343	252	1	fraud	fraud	NOUN
fsr-3343	252	2	theory	theory	NOUN
fsr-3343	252	3	notably	notably	ADV
fsr-3343	252	4	,	,	PUNCT
fsr-3343	252	5	this	this	DET
fsr-3343	252	6	research	research	NOUN
fsr-3343	252	7	looked	look	VERB
fsr-3343	252	8	specifically	specifically	ADV
fsr-3343	252	9	at	at	ADP
fsr-3343	252	10	the	the	DET
fsr-3343	252	11	extent	extent	NOUN
fsr-3343	252	12	to	to	PART
fsr-3343	252	13	which	which	PRON
fsr-3343	252	14	financially	financially	ADV
fsr-3343	252	15	literate	literate	ADJ
fsr-3343	252	16	and	and	CCONJ
fsr-3343	252	17	overconfident	overconfident	ADJ
fsr-3343	252	18	investors	investor	NOUN
fsr-3343	252	19	shared	share	VERB
fsr-3343	252	20	characteristics	characteristic	NOUN
fsr-3343	252	21	with	with	ADP
fsr-3343	252	22	victims	victim	NOUN
fsr-3343	252	23	of	of	ADP
fsr-3343	252	24	investment	investment	NOUN
fsr-3343	252	25	fraud	fraud	NOUN
fsr-3343	252	26	,	,	PUNCT
fsr-3343	252	27	not	not	PART
fsr-3343	252	28	the	the	DET
fsr-3343	252	29	actual	actual	ADJ
fsr-3343	252	30	incidence	incidence	NOUN
fsr-3343	252	31	of	of	ADP
fsr-3343	252	32	or	or	CCONJ
fsr-3343	252	33	likelihood	likelihood	NOUN
fsr-3343	252	34	of	of	ADP
fsr-3343	252	35	being	be	AUX
fsr-3343	252	36	targeted	target	VERB
fsr-3343	252	37	for	for	ADP
fsr-3343	252	38	actual	actual	ADJ
fsr-3343	252	39	fraud	fraud	NOUN
fsr-3343	252	40	.	.	PUNCT
fsr-3343	253	1	hence	hence	ADV
fsr-3343	253	2	,	,	PUNCT
fsr-3343	253	3	individuals	individual	NOUN
fsr-3343	253	4	can	can	AUX
fsr-3343	253	5	be	be	AUX
fsr-3343	253	6	more	more	ADV
fsr-3343	253	7	vulnerable	vulnerable	ADJ
fsr-3343	253	8	to	to	ADP
fsr-3343	253	9	being	be	AUX
fsr-3343	253	10	investment	investment	NOUN
fsr-3343	253	11	fraud	fraud	NOUN
fsr-3343	253	12	victims	victim	NOUN
fsr-3343	253	13	based	base	VERB
fsr-3343	253	14	on	on	ADP
fsr-3343	253	15	their	their	PRON
fsr-3343	253	16	attitudes	attitude	NOUN
fsr-3343	253	17	and/or	and/or	CCONJ
fsr-3343	253	18	behaviors	behavior	NOUN
fsr-3343	253	19	common	common	ADJ
fsr-3343	253	20	in	in	ADP
fsr-3343	253	21	investment	investment	NOUN
fsr-3343	253	22	fraud	fraud	NOUN
fsr-3343	253	23	victims	victim	NOUN
fsr-3343	253	24	while	while	SCONJ
fsr-3343	253	25	not	not	PART
fsr-3343	253	26	actually	actually	ADV
fsr-3343	253	27	being	be	AUX
fsr-3343	253	28	targeted	target	VERB
fsr-3343	253	29	and	and	CCONJ
fsr-3343	253	30	victimized	victimize	VERB
fsr-3343	253	31	.	.	PUNCT
fsr-3343	254	1	current	current	ADJ
fsr-3343	254	2	fraud	fraud	NOUN
fsr-3343	254	3	theory	theory	NOUN
fsr-3343	254	4	,	,	PUNCT
fsr-3343	254	5	like	like	ADP
fsr-3343	254	6	the	the	DET
fsr-3343	254	7	opportunity	opportunity	NOUN
fsr-3343	254	8	model	model	NOUN
fsr-3343	254	9	of	of	ADP
fsr-3343	254	10	predatory	predatory	ADJ
fsr-3343	254	11	victimization	victimization	NOUN
fsr-3343	254	12	,	,	PUNCT
fsr-3343	254	13	may	may	AUX
fsr-3343	254	14	not	not	PART
fsr-3343	254	15	be	be	AUX
fsr-3343	254	16	adequate	adequate	ADJ
fsr-3343	254	17	to	to	PART
fsr-3343	254	18	fully	fully	ADV
fsr-3343	254	19	explain	explain	VERB
fsr-3343	254	20	investment	investment	NOUN
fsr-3343	254	21	fraud	fraud	NOUN
fsr-3343	254	22	(	(	PUNCT
fsr-3343	254	23	cohen	cohen	PROPN
fsr-3343	254	24	et	et	PROPN
fsr-3343	254	25	al	al	PROPN
fsr-3343	254	26	.	.	PROPN
fsr-3343	254	27	,	,	PUNCT
fsr-3343	254	28	1981	1981	NUM
fsr-3343	254	29	)	)	PUNCT
fsr-3343	254	30	.	.	PUNCT
fsr-3343	255	1	some	some	PRON
fsr-3343	255	2	of	of	ADP
fsr-3343	255	3	this	this	DET
fsr-3343	255	4	research	research	NOUN
fsr-3343	255	5	’s	’s	PART
fsr-3343	255	6	models	model	NOUN
fsr-3343	255	7	had	have	VERB
fsr-3343	255	8	outcomes	outcome	NOUN
fsr-3343	255	9	that	that	PRON
fsr-3343	255	10	could	could	AUX
fsr-3343	255	11	be	be	AUX
fsr-3343	255	12	explained	explain	VERB
fsr-3343	255	13	for	for	ADP
fsr-3343	255	14	different	different	ADJ
fsr-3343	255	15	reasons	reason	NOUN
fsr-3343	255	16	.	.	PUNCT
fsr-3343	256	1	for	for	ADP
fsr-3343	256	2	example	example	NOUN
fsr-3343	256	3	,	,	PUNCT
fsr-3343	256	4	highknowledge	highknowledge	NOUN
fsr-3343	256	5	investors	investor	NOUN
fsr-3343	256	6	were	be	AUX
fsr-3343	256	7	found	find	VERB
fsr-3343	256	8	to	to	PART
fsr-3343	256	9	have	have	VERB
fsr-3343	256	10	the	the	DET
fsr-3343	256	11	highest	high	ADJ
fsr-3343	256	12	vulnerability	vulnerability	NOUN
fsr-3343	256	13	to	to	ADP
fsr-3343	256	14	investment	investment	NOUN
fsr-3343	256	15	fraud	fraud	NOUN
fsr-3343	256	16	based	base	VERB
fsr-3343	256	17	on	on	ADP
fsr-3343	256	18	their	their	PRON
fsr-3343	256	19	behavior	behavior	NOUN
fsr-3343	256	20	of	of	ADP
fsr-3343	256	21	trading	trading	NOUN
fsr-3343	256	22	at	at	ADP
fsr-3343	256	23	a	a	DET
fsr-3343	256	24	high	high	ADJ
fsr-3343	256	25	frequency	frequency	NOUN
fsr-3343	256	26	and	and	CCONJ
fsr-3343	256	27	having	have	VERB
fsr-3343	256	28	a	a	DET
fsr-3343	256	29	higher	high	ADJ
fsr-3343	256	30	allocation	allocation	NOUN
fsr-3343	256	31	to	to	ADP
fsr-3343	256	32	stocks	stock	NOUN
fsr-3343	256	33	.	.	PUNCT
fsr-3343	257	1	research	research	NOUN
fsr-3343	257	2	shows	show	VERB
fsr-3343	257	3	that	that	SCONJ
fsr-3343	257	4	both	both	DET
fsr-3343	257	5	behaviors	behavior	NOUN
fsr-3343	257	6	are	be	AUX
fsr-3343	257	7	common	common	ADJ
fsr-3343	257	8	in	in	ADP
fsr-3343	257	9	fraud	fraud	NOUN
fsr-3343	257	10	victims	victim	NOUN
fsr-3343	257	11	but	but	CCONJ
fsr-3343	257	12	could	could	AUX
fsr-3343	257	13	also	also	ADV
fsr-3343	257	14	be	be	AUX
fsr-3343	257	15	interpreted	interpret	VERB
fsr-3343	257	16	as	as	ADP
fsr-3343	257	17	a	a	DET
fsr-3343	257	18	way	way	NOUN
fsr-3343	257	19	to	to	PART
fsr-3343	257	20	earn	earn	VERB
fsr-3343	257	21	a	a	DET
fsr-3343	257	22	higher	high	ADJ
fsr-3343	257	23	rate	rate	NOUN
fsr-3343	257	24	of	of	ADP
fsr-3343	257	25	return	return	NOUN
fsr-3343	257	26	on	on	ADP
fsr-3343	257	27	portfolios	portfolio	NOUN
fsr-3343	257	28	(	(	PUNCT
fsr-3343	257	29	shadel	shadel	PROPN
fsr-3343	257	30	&	&	CCONJ
fsr-3343	257	31	pak	pak	PROPN
fsr-3343	257	32	,	,	PUNCT
fsr-3343	257	33	2017	2017	NUM
fsr-3343	257	34	)	)	PUNCT
fsr-3343	257	35	.	.	PUNCT
fsr-3343	258	1	a	a	DET
fsr-3343	258	2	knowledgeable	knowledgeable	ADJ
fsr-3343	258	3	investor	investor	NOUN
fsr-3343	258	4	would	would	AUX
fsr-3343	258	5	know	know	VERB
fsr-3343	258	6	that	that	SCONJ
fsr-3343	258	7	investing	invest	VERB
fsr-3343	258	8	a	a	DET
fsr-3343	258	9	higher	high	ADJ
fsr-3343	258	10	percentage	percentage	NOUN
fsr-3343	258	11	of	of	ADP
fsr-3343	258	12	their	their	PRON
fsr-3343	258	13	portfolio	portfolio	NOUN
fsr-3343	258	14	in	in	ADP
fsr-3343	258	15	stocks	stock	NOUN
fsr-3343	258	16	,	,	PUNCT
fsr-3343	258	17	which	which	PRON
fsr-3343	258	18	could	could	AUX
fsr-3343	258	19	also	also	ADV
fsr-3343	258	20	require	require	VERB
fsr-3343	258	21	more	more	ADJ
fsr-3343	258	22	trading	trading	NOUN
fsr-3343	258	23	throughout	throughout	ADP
fsr-3343	258	24	the	the	DET
fsr-3343	258	25	year	year	NOUN
fsr-3343	258	26	,	,	PUNCT
fsr-3343	258	27	historically	historically	ADV
fsr-3343	258	28	presents	present	VERB
fsr-3343	258	29	a	a	DET
fsr-3343	258	30	higher	high	ADJ
fsr-3343	258	31	overall	overall	ADJ
fsr-3343	258	32	rate	rate	NOUN
fsr-3343	258	33	of	of	ADP
fsr-3343	258	34	return	return	NOUN
fsr-3343	258	35	for	for	ADP
fsr-3343	258	36	a	a	DET
fsr-3343	258	37	portfolio	portfolio	NOUN
fsr-3343	258	38	.	.	PUNCT
fsr-3343	259	1	additional	additional	ADJ
fsr-3343	259	2	research	research	NOUN
fsr-3343	259	3	should	should	AUX
fsr-3343	259	4	consider	consider	VERB
fsr-3343	259	5	factors	factor	NOUN
fsr-3343	259	6	that	that	PRON
fsr-3343	259	7	may	may	AUX
fsr-3343	259	8	have	have	VERB
fsr-3343	259	9	a	a	DET
fsr-3343	259	10	predictive	predictive	ADJ
fsr-3343	259	11	ability	ability	NOUN
fsr-3343	259	12	for	for	ADP
fsr-3343	259	13	actual	actual	ADJ
fsr-3343	259	14	investment	investment	NOUN
fsr-3343	259	15	fraud	fraud	NOUN
fsr-3343	259	16	incidence	incidence	NOUN
fsr-3343	259	17	.	.	PUNCT
fsr-3343	260	1	limitations	limitation	NOUN
fsr-3343	260	2	the	the	DET
fsr-3343	260	3	2018	2018	NUM
fsr-3343	260	4	national	national	ADJ
fsr-3343	260	5	financial	financial	ADJ
fsr-3343	260	6	capability	capability	NOUN
fsr-3343	260	7	study	study	NOUN
fsr-3343	260	8	investor	investor	NOUN
fsr-3343	260	9	survey	survey	NOUN
fsr-3343	260	10	was	be	AUX
fsr-3343	260	11	administered	administer	VERB
fsr-3343	260	12	in	in	ADP
fsr-3343	260	13	july	july	PROPN
fsr-3343	260	14	2018	2018	NUM
fsr-3343	260	15	and	and	CCONJ
fsr-3343	260	16	represented	represent	VERB
fsr-3343	260	17	participants	participant	NOUN
fsr-3343	260	18	’	'	PUNCT
fsr-3343	260	19	feelings	feeling	NOUN
fsr-3343	260	20	at	at	ADP
fsr-3343	260	21	a	a	DET
fsr-3343	260	22	specific	specific	ADJ
fsr-3343	260	23	point	point	NOUN
fsr-3343	260	24	in	in	ADP
fsr-3343	260	25	time	time	NOUN
fsr-3343	260	26	,	,	PUNCT
fsr-3343	260	27	which	which	PRON
fsr-3343	260	28	happened	happen	VERB
fsr-3343	260	29	to	to	PART
fsr-3343	260	30	fall	fall	VERB
fsr-3343	260	31	in	in	ADP
fsr-3343	260	32	the	the	DET
fsr-3343	260	33	middle	middle	NOUN
fsr-3343	260	34	of	of	ADP
fsr-3343	260	35	a	a	DET
fsr-3343	260	36	down	down	ADJ
fsr-3343	260	37	year	year	NOUN
fsr-3343	260	38	for	for	ADP
fsr-3343	260	39	u.s	u.s	PROPN
fsr-3343	260	40	.	.	PROPN
fsr-3343	260	41	equities	equity	NOUN
fsr-3343	260	42	.	.	PUNCT
fsr-3343	261	1	indeed	indeed	ADV
fsr-3343	261	2	,	,	PUNCT
fsr-3343	261	3	financial	financial	ADJ
fsr-3343	261	4	decisions	decision	NOUN
fsr-3343	261	5	can	can	AUX
fsr-3343	261	6	be	be	AUX
fsr-3343	261	7	about	about	ADV
fsr-3343	261	8	more	more	ADJ
fsr-3343	261	9	than	than	ADP
fsr-3343	261	10	just	just	ADV
fsr-3343	261	11	money	money	NOUN
fsr-3343	261	12	.	.	PUNCT
fsr-3343	262	1	thus	thus	ADV
fsr-3343	262	2	,	,	PUNCT
fsr-3343	262	3	some	some	DET
fsr-3343	262	4	factors	factor	NOUN
fsr-3343	262	5	might	might	AUX
fsr-3343	262	6	not	not	PART
fsr-3343	262	7	have	have	AUX
fsr-3343	262	8	been	be	AUX
fsr-3343	262	9	captured	capture	VERB
fsr-3343	262	10	in	in	ADP
fsr-3343	262	11	the	the	DET
fsr-3343	262	12	responses	response	NOUN
fsr-3343	262	13	to	to	ADP
fsr-3343	262	14	the	the	DET
fsr-3343	262	15	survey	survey	NOUN
fsr-3343	262	16	(	(	PUNCT
fsr-3343	262	17	asaad	asaad	NOUN
fsr-3343	262	18	,	,	PUNCT
fsr-3343	262	19	2020	2020	NUM
fsr-3343	262	20	)	)	PUNCT
fsr-3343	262	21	.	.	PUNCT
fsr-3343	263	1	the	the	DET
fsr-3343	263	2	investor	investor	NOUN
fsr-3343	263	3	survey	survey	NOUN
fsr-3343	263	4	subsample	subsample	NOUN
fsr-3343	263	5	of	of	ADP
fsr-3343	263	6	the	the	DET
fsr-3343	263	7	wider	wide	ADJ
fsr-3343	263	8	national	national	ADJ
fsr-3343	263	9	financial	financial	ADJ
fsr-3343	263	10	capability	capability	NOUN
fsr-3343	263	11	study	study	NOUN
fsr-3343	263	12	stateby	stateby	ADJ
fsr-3343	263	13	-	-	PUNCT
fsr-3343	263	14	state	state	NOUN
fsr-3343	263	15	survey	survey	NOUN
fsr-3343	263	16	did	do	AUX
fsr-3343	263	17	not	not	PART
fsr-3343	263	18	represent	represent	VERB
fsr-3343	263	19	the	the	DET
fsr-3343	263	20	u.s	u.s	PROPN
fsr-3343	263	21	.	.	PROPN
fsr-3343	263	22	population	population	NOUN
fsr-3343	263	23	.	.	PUNCT
fsr-3343	264	1	hence	hence	ADV
fsr-3343	264	2	,	,	PUNCT
fsr-3343	264	3	individuals	individual	NOUN
fsr-3343	264	4	who	who	PRON
fsr-3343	264	5	did	do	AUX
fsr-3343	264	6	not	not	PART
fsr-3343	264	7	own	own	VERB
fsr-3343	264	8	non	non	ADJ
fsr-3343	264	9	-	-	ADJ
fsr-3343	264	10	retirement	retirement	ADJ
fsr-3343	264	11	accounts	account	NOUN
fsr-3343	264	12	or	or	CCONJ
fsr-3343	264	13	were	be	AUX
fsr-3343	264	14	less	less	ADV
fsr-3343	264	15	wealthy	wealthy	ADJ
fsr-3343	264	16	might	might	AUX
fsr-3343	264	17	not	not	PART
fsr-3343	264	18	have	have	AUX
fsr-3343	264	19	provided	provide	VERB
fsr-3343	264	20	the	the	DET
fsr-3343	264	21	same	same	ADJ
fsr-3343	264	22	responses	response	NOUN
fsr-3343	264	23	to	to	ADP
fsr-3343	264	24	the	the	DET
fsr-3343	264	25	narrower	narrow	ADJ
fsr-3343	264	26	data	datum	NOUN
fsr-3343	264	27	set	set	VERB
fsr-3343	264	28	analyzed	analyze	VERB
fsr-3343	264	29	(	(	PUNCT
fsr-3343	264	30	asaad	asaad	NOUN
fsr-3343	264	31	,	,	PUNCT
fsr-3343	264	32	2020	2020	NUM
fsr-3343	264	33	)	)	PUNCT
fsr-3343	264	34	.	.	PUNCT
fsr-3343	265	1	therefore	therefore	ADV
fsr-3343	265	2	,	,	PUNCT
fsr-3343	265	3	this	this	DET
fsr-3343	265	4	context	context	NOUN
fsr-3343	265	5	must	must	AUX
fsr-3343	265	6	be	be	AUX
fsr-3343	265	7	considered	consider	VERB
fsr-3343	265	8	when	when	SCONJ
fsr-3343	265	9	generalizing	generalize	VERB
fsr-3343	265	10	this	this	DET
fsr-3343	265	11	study	study	NOUN
fsr-3343	265	12	to	to	ADP
fsr-3343	265	13	the	the	DET
fsr-3343	265	14	broader	broad	ADJ
fsr-3343	265	15	u.s	u.s	PROPN
fsr-3343	265	16	.	.	PROPN
fsr-3343	265	17	population	population	NOUN
fsr-3343	265	18	.	.	PUNCT
fsr-3343	266	1	future	future	ADJ
fsr-3343	266	2	research	research	NOUN
fsr-3343	266	3	the	the	DET
fsr-3343	266	4	literature	literature	NOUN
fsr-3343	266	5	on	on	ADP
fsr-3343	266	6	fraud	fraud	NOUN
fsr-3343	266	7	research	research	NOUN
fsr-3343	266	8	continues	continue	VERB
fsr-3343	266	9	to	to	PART
fsr-3343	266	10	be	be	AUX
fsr-3343	266	11	limited	limit	VERB
fsr-3343	266	12	.	.	PUNCT
fsr-3343	267	1	this	this	DET
fsr-3343	267	2	study	study	NOUN
fsr-3343	267	3	provides	provide	VERB
fsr-3343	267	4	evidence	evidence	NOUN
fsr-3343	267	5	that	that	SCONJ
fsr-3343	267	6	investor	investor	NOUN
fsr-3343	267	7	confidence	confidence	NOUN
fsr-3343	267	8	influences	influence	VERB
fsr-3343	267	9	behaviors	behavior	NOUN
fsr-3343	267	10	and	and	CCONJ
fsr-3343	267	11	attitudes	attitude	NOUN
fsr-3343	267	12	concerning	concern	VERB
fsr-3343	267	13	vulnerability	vulnerability	NOUN
fsr-3343	267	14	to	to	AUX
fsr-3343	267	15	fraud	fraud	VERB
fsr-3343	267	16	.	.	PUNCT
fsr-3343	268	1	however	however	ADV
fsr-3343	268	2	,	,	PUNCT
fsr-3343	268	3	the	the	DET
fsr-3343	268	4	evidence	evidence	NOUN
fsr-3343	268	5	is	be	AUX
fsr-3343	268	6	based	base	VERB
fsr-3343	268	7	on	on	ADP
fsr-3343	268	8	a	a	DET
fsr-3343	268	9	small	small	ADJ
fsr-3343	268	10	subset	subset	NOUN
fsr-3343	268	11	of	of	ADP
fsr-3343	268	12	the	the	DET
fsr-3343	268	13	population	population	NOUN
fsr-3343	268	14	at	at	ADP
fsr-3343	268	15	one	one	NUM
fsr-3343	268	16	point	point	NOUN
fsr-3343	268	17	in	in	ADP
fsr-3343	268	18	time	time	NOUN
fsr-3343	268	19	.	.	PUNCT
fsr-3343	269	1	an	an	DET
fsr-3343	269	2	expansion	expansion	NOUN
fsr-3343	269	3	of	of	ADP
fsr-3343	269	4	the	the	DET
fsr-3343	269	5	analysis	analysis	NOUN
fsr-3343	269	6	is	be	AUX
fsr-3343	269	7	warranted	warrant	VERB
fsr-3343	269	8	to	to	PART
fsr-3343	269	9	continue	continue	VERB
fsr-3343	269	10	to	to	PART
fsr-3343	269	11	test	test	VERB
fsr-3343	269	12	the	the	DET
fsr-3343	269	13	hypotheses	hypothesis	NOUN
fsr-3343	269	14	and	and	CCONJ
fsr-3343	269	15	better	well	ADJ
fsr-3343	269	16	evaluate	evaluate	VERB
fsr-3343	269	17	the	the	DET
fsr-3343	269	18	outcomes	outcome	NOUN
fsr-3343	269	19	of	of	ADP
fsr-3343	269	20	hypotheses	hypothesis	NOUN
fsr-3343	269	21	1	1	NUM
fsr-3343	269	22	,	,	PUNCT
fsr-3343	269	23	7	7	NUM
fsr-3343	269	24	,	,	PUNCT
fsr-3343	269	25	and	and	CCONJ
fsr-3343	269	26	8	8	NUM
fsr-3343	269	27	.	.	PUNCT
fsr-3343	270	1	a	a	DET
fsr-3343	270	2	larger	large	ADJ
fsr-3343	270	3	study	study	NOUN
fsr-3343	270	4	design	design	NOUN
fsr-3343	270	5	that	that	PRON
fsr-3343	270	6	focuses	focus	VERB
fsr-3343	270	7	on	on	ADP
fsr-3343	270	8	more	more	ADV
fsr-3343	270	9	common	common	ADJ
fsr-3343	270	10	attitudes	attitude	NOUN
fsr-3343	270	11	and	and	CCONJ
fsr-3343	270	12	behaviors	behavior	NOUN
fsr-3343	270	13	among	among	ADP
fsr-3343	270	14	fraud	fraud	NOUN
fsr-3343	270	15	victims	victim	NOUN
fsr-3343	270	16	and	and	CCONJ
fsr-3343	270	17	asks	ask	VERB
fsr-3343	270	18	questions	question	NOUN
fsr-3343	270	19	about	about	ADP
fsr-3343	270	20	actual	actual	ADJ
fsr-3343	270	21	fraud	fraud	NOUN
fsr-3343	270	22	incidence	incidence	NOUN
fsr-3343	270	23	is	be	AUX
fsr-3343	270	24	warranted	warrant	VERB
fsr-3343	270	25	.	.	PUNCT
fsr-3343	271	1	is	be	AUX
fsr-3343	271	2	there	there	PRON
fsr-3343	271	3	a	a	DET
fsr-3343	271	4	correlation	correlation	NOUN
fsr-3343	271	5	between	between	ADP
fsr-3343	271	6	an	an	DET
fsr-3343	271	7	overconfident	overconfident	ADJ
fsr-3343	271	8	investor	investor	NOUN
fsr-3343	271	9	and	and	CCONJ
fsr-3343	271	10	the	the	DET
fsr-3343	271	11	various	various	ADJ
fsr-3343	271	12	types	type	NOUN
fsr-3343	271	13	of	of	ADP
fsr-3343	271	14	fraud	fraud	NOUN
fsr-3343	271	15	?	?	PUNCT
fsr-3343	272	1	are	be	AUX
fsr-3343	272	2	they	they	PRON
fsr-3343	272	3	at	at	ADP
fsr-3343	272	4	a	a	DET
fsr-3343	272	5	higher	high	ADJ
fsr-3343	272	6	or	or	CCONJ
fsr-3343	272	7	lower	low	ADJ
fsr-3343	272	8	risk	risk	NOUN
fsr-3343	272	9	of	of	ADP
fsr-3343	272	10	investment	investment	NOUN
fsr-3343	272	11	fraud	fraud	NOUN
fsr-3343	272	12	than	than	ADP
fsr-3343	272	13	a	a	DET
fsr-3343	272	14	scam	scam	NOUN
fsr-3343	272	15	?	?	PUNCT
fsr-3343	273	1	why	why	SCONJ
fsr-3343	273	2	is	be	AUX
fsr-3343	273	3	current	current	ADJ
fsr-3343	273	4	financial	financial	ADJ
fsr-3343	273	5	literacy	literacy	NOUN
fsr-3343	273	6	education	education	NOUN
fsr-3343	273	7	insufficient	insufficient	ADJ
fsr-3343	273	8	to	to	PART
fsr-3343	273	9	reduce	reduce	VERB
fsr-3343	273	10	investment	investment	NOUN
fsr-3343	273	11	fraud	fraud	NOUN
fsr-3343	273	12	vulnerability	vulnerability	NOUN
fsr-3343	273	13	within	within	ADP
fsr-3343	273	14	the	the	DET
fsr-3343	273	15	financially	financially	ADV
fsr-3343	273	16	literate	literate	ADJ
fsr-3343	273	17	group	group	NOUN
fsr-3343	273	18	of	of	ADP
fsr-3343	273	19	investors	investor	NOUN
fsr-3343	273	20	?	?	PUNCT
fsr-3343	274	1	the	the	DET
fsr-3343	274	2	risk	risk	NOUN
fsr-3343	274	3	of	of	ADP
fsr-3343	274	4	rand	rand	NOUN
fsr-3343	274	5	et	et	PROPN
fsr-3343	274	6	al	al	PROPN
fsr-3343	274	7	.	.	PROPN
fsr-3343	274	8	117	117	NUM
fsr-3343	274	9	fraud	fraud	NOUN
fsr-3343	274	10	continues	continue	VERB
fsr-3343	274	11	to	to	PART
fsr-3343	274	12	rise	rise	VERB
fsr-3343	274	13	,	,	PUNCT
fsr-3343	274	14	and	and	CCONJ
fsr-3343	274	15	the	the	DET
fsr-3343	274	16	cost	cost	NOUN
fsr-3343	274	17	,	,	PUNCT
fsr-3343	274	18	especially	especially	ADV
fsr-3343	274	19	with	with	ADP
fsr-3343	274	20	the	the	DET
fsr-3343	274	21	baby	baby	NOUN
fsr-3343	274	22	boomer	boomer	NOUN
fsr-3343	274	23	generation	generation	NOUN
fsr-3343	274	24	aging	aging	NOUN
fsr-3343	274	25	,	,	PUNCT
fsr-3343	274	26	will	will	AUX
fsr-3343	274	27	likely	likely	ADV
fsr-3343	274	28	rise	rise	VERB
fsr-3343	274	29	as	as	ADV
fsr-3343	274	30	well	well	ADV
fsr-3343	274	31	.	.	PUNCT
fsr-3343	275	1	therefore	therefore	ADV
fsr-3343	275	2	,	,	PUNCT
fsr-3343	275	3	more	more	ADJ
fsr-3343	275	4	research	research	NOUN
fsr-3343	275	5	in	in	ADP
fsr-3343	275	6	this	this	DET
fsr-3343	275	7	area	area	NOUN
fsr-3343	275	8	should	should	AUX
fsr-3343	275	9	be	be	AUX
fsr-3343	275	10	a	a	DET
fsr-3343	275	11	priority	priority	NOUN
fsr-3343	275	12	for	for	ADP
fsr-3343	275	13	regulators	regulator	NOUN
fsr-3343	275	14	and	and	CCONJ
fsr-3343	275	15	legislators	legislator	NOUN
fsr-3343	275	16	(	(	PUNCT
fsr-3343	275	17	metlife	metlife	NOUN
fsr-3343	275	18	study	study	NOUN
fsr-3343	275	19	of	of	ADP
fsr-3343	275	20	elder	eld	ADJ
fsr-3343	275	21	financial	financial	ADJ
fsr-3343	275	22	abuse	abuse	NOUN
fsr-3343	275	23	,	,	PUNCT
fsr-3343	275	24	2011	2011	NUM
fsr-3343	275	25	;	;	PUNCT
fsr-3343	275	26	shadel	shadel	PROPN
fsr-3343	275	27	&	&	CCONJ
fsr-3343	275	28	pak	pak	PROPN
fsr-3343	275	29	,	,	PUNCT
fsr-3343	275	30	2017	2017	NUM
fsr-3343	275	31	)	)	PUNCT
fsr-3343	275	32	.	.	PUNCT
fsr-3343	276	1	references	reference	NOUN
fsr-3343	276	2	allgood	allgood	PROPN
fsr-3343	276	3	,	,	PUNCT
fsr-3343	276	4	s.	s.	PROPN
fsr-3343	276	5	,	,	PUNCT
fsr-3343	276	6	&	&	CCONJ
fsr-3343	276	7	walstad	walstad	PROPN
fsr-3343	276	8	,	,	PUNCT
fsr-3343	276	9	w.	w.	PROPN
fsr-3343	276	10	(	(	PUNCT
fsr-3343	276	11	2013	2013	NUM
fsr-3343	276	12	)	)	PUNCT
fsr-3343	276	13	.	.	PUNCT
fsr-3343	277	1	financial	financial	ADJ
fsr-3343	277	2	literacy	literacy	NOUN
fsr-3343	277	3	and	and	CCONJ
fsr-3343	277	4	credit	credit	NOUN
fsr-3343	277	5	card	card	NOUN
fsr-3343	277	6	behaviors	behavior	NOUN
fsr-3343	277	7	:	:	PUNCT
fsr-3343	277	8	a	a	DET
fsr-3343	277	9	cross	cross	ADJ
fsr-3343	277	10	-	-	ADJ
fsr-3343	277	11	sectional	sectional	ADJ
fsr-3343	277	12	analysis	analysis	NOUN
fsr-3343	277	13	by	by	ADP
fsr-3343	277	14	age	age	NOUN
fsr-3343	277	15	.	.	PUNCT
fsr-3343	278	1	numeracy	numeracy	NOUN
fsr-3343	278	2	,	,	PUNCT
fsr-3343	278	3	6(2	6(2	NUM
fsr-3343	278	4	)	)	PUNCT
fsr-3343	278	5	,	,	PUNCT
fsr-3343	278	6	1–26	1–26	NOUN
fsr-3343	278	7	.	.	PUNCT
fsr-3343	279	1	https://doi.org/10.5038/1936-4660.6.2.3	https://doi.org/10.5038/1936-4660.6.2.3	PROPN
fsr-3343	279	2	anderson	anderson	PROPN
fsr-3343	279	3	,	,	PUNCT
fsr-3343	279	4	a.	a.	PROPN
fsr-3343	279	5	,	,	PUNCT
fsr-3343	279	6	baker	baker	PROPN
fsr-3343	279	7	,	,	PUNCT
fsr-3343	279	8	f.	f.	PROPN
fsr-3343	279	9	,	,	PUNCT
fsr-3343	279	10	&	&	CCONJ
fsr-3343	279	11	robinson	robinson	PROPN
fsr-3343	279	12	,	,	PUNCT
fsr-3343	279	13	d.	d.	PROPN
fsr-3343	279	14	t.	t.	PROPN
fsr-3343	279	15	(	(	PUNCT
fsr-3343	279	16	2017	2017	NUM
fsr-3343	279	17	)	)	PUNCT
fsr-3343	279	18	.	.	PUNCT
fsr-3343	280	1	precautionary	precautionary	ADJ
fsr-3343	280	2	savings	saving	NOUN
fsr-3343	280	3	,	,	PUNCT
fsr-3343	280	4	retirement	retirement	NOUN
fsr-3343	280	5	planning	planning	NOUN
fsr-3343	280	6	and	and	CCONJ
fsr-3343	280	7	misperceptions	misperception	NOUN
fsr-3343	280	8	of	of	ADP
fsr-3343	280	9	financial	financial	ADJ
fsr-3343	280	10	literacy	literacy	NOUN
fsr-3343	280	11	.	.	PUNCT
fsr-3343	281	1	journal	journal	NOUN
fsr-3343	281	2	of	of	ADP
fsr-3343	281	3	financial	financial	ADJ
fsr-3343	281	4	economics	economic	NOUN
fsr-3343	281	5	,	,	PUNCT
fsr-3343	281	6	126(2	126(2	NUM
fsr-3343	281	7	)	)	PUNCT
fsr-3343	281	8	,	,	PUNCT
fsr-3343	281	9	383	383	NUM
fsr-3343	281	10	-	-	SYM
fsr-3343	281	11	398	398	NUM
fsr-3343	281	12	.	.	PUNCT
fsr-3343	282	1	https://doi.org/10.1016/j.jfineco.2017.07	https://doi.org/10.1016/j.jfineco.2017.07	NOUN
fsr-3343	282	2	.008	.008	NUM
fsr-3343	282	3	applied	apply	VERB
fsr-3343	282	4	research	research	NOUN
fsr-3343	282	5	&	&	CCONJ
fsr-3343	282	6	consulting	consulting	PROPN
fsr-3343	282	7	llc	llc	PROPN
fsr-3343	282	8	.	.	PUNCT
fsr-3343	283	1	(	(	PUNCT
fsr-3343	283	2	2015	2015	NUM
fsr-3343	283	3	,	,	PUNCT
fsr-3343	283	4	march	march	PROPN
fsr-3343	283	5	)	)	PUNCT
fsr-3343	283	6	.	.	PUNCT
fsr-3343	284	1	non	non	ADJ
fsr-3343	284	2	-	-	ADJ
fsr-3343	284	3	traditional	traditional	ADJ
fsr-3343	284	4	costs	cost	NOUN
fsr-3343	284	5	of	of	ADP
fsr-3343	284	6	financial	financial	ADJ
fsr-3343	284	7	fraud	fraud	NOUN
fsr-3343	284	8	:	:	PUNCT
fsr-3343	284	9	report	report	NOUN
fsr-3343	284	10	of	of	ADP
fsr-3343	284	11	survey	survey	NOUN
fsr-3343	284	12	findings	finding	NOUN
fsr-3343	284	13	.	.	PUNCT
fsr-3343	285	1	finra	finra	PROPN
fsr-3343	285	2	investor	investor	PROPN
fsr-3343	285	3	education	education	PROPN
fsr-3343	285	4	foundation	foundation	PROPN
fsr-3343	285	5	.	.	PUNCT
fsr-3343	286	1	https://www.finrafoundation.org/sites/fi	https://www.finrafoundation.org/sites/fi	PROPN
fsr-3343	286	2	nrafoundation	nrafoundation	NOUN
fsr-3343	286	3	/	/	SYM
fsr-3343	286	4	files	file	NOUN
fsr-3343	286	5	/	/	SYM
fsr-3343	286	6	nontraditional	nontraditional	ADJ
fsr-3343	286	7	-	-	PUNCT
fsr-3343	286	8	costsfinancial	costsfinancial	ADJ
fsr-3343	286	9	-	-	PUNCT
fsr-3343	286	10	fraud_0_0_0.pdf	fraud_0_0_0.pdf	NOUN
fsr-3343	286	11	asaad	asaad	NOUN
fsr-3343	286	12	,	,	PUNCT
fsr-3343	286	13	c.	c.	PROPN
fsr-3343	286	14	t.	t.	PROPN
fsr-3343	286	15	(	(	PUNCT
fsr-3343	286	16	2020	2020	NUM
fsr-3343	286	17	)	)	PUNCT
fsr-3343	286	18	.	.	PUNCT
fsr-3343	287	1	investor	investor	NOUN
fsr-3343	287	2	confidence	confidence	NOUN
fsr-3343	287	3	:	:	PUNCT
fsr-3343	287	4	are	be	AUX
fsr-3343	287	5	you	you	PRON
fsr-3343	287	6	your	your	PRON
fsr-3343	287	7	own	own	ADJ
fsr-3343	287	8	worst	bad	ADJ
fsr-3343	287	9	enemy	enemy	NOUN
fsr-3343	287	10	?	?	PUNCT
fsr-3343	288	1	financial	financial	ADJ
fsr-3343	288	2	planning	planning	NOUN
fsr-3343	288	3	review	review	NOUN
fsr-3343	288	4	,	,	PUNCT
fsr-3343	288	5	3(2	3(2	NUM
fsr-3343	288	6	)	)	PUNCT
fsr-3343	288	7	,	,	PUNCT
fsr-3343	288	8	e1092	e1092	PROPN
fsr-3343	288	9	.	.	PUNCT
fsr-3343	289	1	https://doi.org/10.1002/cfp2.1092	https://doi.org/10.1002/cfp2.1092	PROPN
fsr-3343	289	2	bandura	bandura	PROPN
fsr-3343	289	3	,	,	PUNCT
fsr-3343	289	4	a.	a.	NOUN
fsr-3343	289	5	(	(	PUNCT
fsr-3343	289	6	1977	1977	NUM
fsr-3343	289	7	)	)	PUNCT
fsr-3343	289	8	.	.	PUNCT
fsr-3343	290	1	self	self	NOUN
fsr-3343	290	2	-	-	PUNCT
fsr-3343	290	3	efficacy	efficacy	NOUN
fsr-3343	290	4	:	:	PUNCT
fsr-3343	290	5	toward	toward	ADP
fsr-3343	290	6	a	a	DET
fsr-3343	290	7	unifying	unifying	ADJ
fsr-3343	290	8	theory	theory	NOUN
fsr-3343	290	9	of	of	ADP
fsr-3343	290	10	behavioral	behavioral	ADJ
fsr-3343	290	11	change	change	NOUN
fsr-3343	290	12	.	.	PUNCT
fsr-3343	291	1	psychological	psychological	ADJ
fsr-3343	291	2	review	review	NOUN
fsr-3343	291	3	,	,	PUNCT
fsr-3343	291	4	84(2	84(2	NUM
fsr-3343	291	5	)	)	PUNCT
fsr-3343	291	6	,	,	PUNCT
fsr-3343	291	7	191–215	191–215	NUM
fsr-3343	291	8	.	.	PUNCT
fsr-3343	292	1	https://doi.org/10.1037/0033295x.84.2.191	https://doi.org/10.1037/0033295x.84.2.191	NOUN
fsr-3343	292	2	bandura	bandura	NOUN
fsr-3343	292	3	,	,	PUNCT
fsr-3343	292	4	a.	a.	NOUN
fsr-3343	292	5	(	(	PUNCT
fsr-3343	292	6	2001	2001	NUM
fsr-3343	292	7	)	)	PUNCT
fsr-3343	292	8	.	.	PUNCT
fsr-3343	293	1	social	social	ADJ
fsr-3343	293	2	cognitive	cognitive	ADJ
fsr-3343	293	3	theory	theory	NOUN
fsr-3343	293	4	of	of	ADP
fsr-3343	293	5	mass	mass	ADJ
fsr-3343	293	6	communication	communication	NOUN
fsr-3343	293	7	.	.	PUNCT
fsr-3343	294	1	media	medium	NOUN
fsr-3343	294	2	psychology	psychology	NOUN
fsr-3343	294	3	,	,	PUNCT
fsr-3343	294	4	3(3	3(3	NUM
fsr-3343	294	5	)	)	PUNCT
fsr-3343	294	6	,	,	PUNCT
fsr-3343	294	7	265–299	265–299	NUM
fsr-3343	294	8	.	.	PUNCT
fsr-3343	295	1	https://doi.org/10.1207/s1532785xmep	https://doi.org/10.1207/s1532785xmep	PROPN
fsr-3343	295	2	0303_03	0303_03	NUM
fsr-3343	295	3	blayney	blayney	NOUN
fsr-3343	295	4	,	,	PUNCT
fsr-3343	295	5	e	e	X
fsr-3343	295	6	(	(	PUNCT
fsr-3343	295	7	2016	2016	NUM
fsr-3343	295	8	)	)	PUNCT
fsr-3343	295	9	.	.	PUNCT
fsr-3343	296	1	what	what	PRON
fsr-3343	296	2	is	be	AUX
fsr-3343	296	3	the	the	DET
fsr-3343	296	4	future	future	NOUN
fsr-3343	296	5	of	of	ADP
fsr-3343	296	6	women	woman	NOUN
fsr-3343	296	7	in	in	ADP
fsr-3343	296	8	financial	financial	ADJ
fsr-3343	296	9	planning	planning	NOUN
fsr-3343	296	10	?	?	PUNCT
fsr-3343	297	1	journal	journal	NOUN
fsr-3343	297	2	of	of	ADP
fsr-3343	297	3	financial	financial	ADJ
fsr-3343	297	4	planning	planning	NOUN
fsr-3343	297	5	,	,	PUNCT
fsr-3343	297	6	29(9	29(9	NUM
fsr-3343	297	7	)	)	PUNCT
fsr-3343	297	8	,	,	PUNCT
fsr-3343	297	9	32–33	32–33	NUM
fsr-3343	297	10	.	.	PUNCT
fsr-3343	298	1	https://www.financialplanningassociatio	https://www.financialplanningassociatio	PROPN
fsr-3343	298	2	n.org/article/journal/	n.org/article/journal/	PRON
fsr-3343	298	3	sep16	sep16	NOUN
fsr-3343	298	4	-	-	PUNCT
fsr-3343	298	5	whatfuture	whatfuture	NOUN
fsr-3343	298	6	-	-	PUNCT
fsr-3343	298	7	women	woman	NOUN
fsr-3343	298	8	-	-	PUNCT
fsr-3343	298	9	financial	financial	ADJ
fsr-3343	298	10	-	-	PUNCT
fsr-3343	298	11	planning	planning	NOUN
fsr-3343	298	12	boyle	boyle	NOUN
fsr-3343	298	13	,	,	PUNCT
fsr-3343	298	14	p.	p.	PROPN
fsr-3343	298	15	a.	a.	PROPN
fsr-3343	298	16	,	,	PUNCT
fsr-3343	298	17	yu	yu	PROPN
fsr-3343	298	18	,	,	PUNCT
fsr-3343	298	19	l.	l.	PROPN
fsr-3343	298	20	,	,	PUNCT
fsr-3343	298	21	wilson	wilson	PROPN
fsr-3343	298	22	,	,	PUNCT
fsr-3343	298	23	r.	r.	PROPN
fsr-3343	298	24	s.	s.	PROPN
fsr-3343	298	25	,	,	PUNCT
fsr-3343	298	26	gamble	gamble	NOUN
fsr-3343	298	27	,	,	PUNCT
fsr-3343	298	28	k.	k.	PROPN
fsr-3343	298	29	,	,	PUNCT
fsr-3343	298	30	buchman	buchman	PROPN
fsr-3343	298	31	,	,	PUNCT
fsr-3343	298	32	a.	a.	PROPN
fsr-3343	298	33	s.	s.	PROPN
fsr-3343	298	34	,	,	PUNCT
fsr-3343	298	35	&	&	CCONJ
fsr-3343	298	36	bennett	bennett	PROPN
fsr-3343	298	37	,	,	PUNCT
fsr-3343	298	38	d.	d.	PROPN
fsr-3343	298	39	a.	a.	PROPN
fsr-3343	298	40	(	(	PUNCT
fsr-3343	298	41	2012	2012	NUM
fsr-3343	298	42	)	)	PUNCT
fsr-3343	298	43	.	.	PUNCT
fsr-3343	299	1	poor	poor	ADJ
fsr-3343	299	2	decision	decision	NOUN
fsr-3343	299	3	making	make	VERB
fsr-3343	299	4	is	be	AUX
fsr-3343	299	5	a	a	DET
fsr-3343	299	6	consequence	consequence	NOUN
fsr-3343	299	7	of	of	ADP
fsr-3343	299	8	cognitive	cognitive	ADJ
fsr-3343	299	9	decline	decline	NOUN
fsr-3343	299	10	among	among	ADP
fsr-3343	299	11	older	old	ADJ
fsr-3343	299	12	persons	person	NOUN
fsr-3343	299	13	without	without	ADP
fsr-3343	299	14	alzheimer	alzheimer	PROPN
fsr-3343	299	15	’s	’s	PART
fsr-3343	299	16	disease	disease	NOUN
fsr-3343	299	17	or	or	CCONJ
fsr-3343	299	18	mild	mild	ADJ
fsr-3343	299	19	cognitive	cognitive	ADJ
fsr-3343	299	20	impairment	impairment	NOUN
fsr-3343	299	21	.	.	PUNCT
fsr-3343	300	1	plos	plos	PROPN
fsr-3343	300	2	one	one	NUM
fsr-3343	300	3	,	,	PUNCT
fsr-3343	300	4	7(8	7(8	NUM
fsr-3343	300	5	)	)	PUNCT
fsr-3343	300	6	,	,	PUNCT
fsr-3343	300	7	e43647	e43647	X
fsr-3343	300	8	.	.	NOUN
fsr-3343	300	9	https://doi.org/10.1371/journal.pone.004	https://doi.org/10.1371/journal.pone.004	PROPN
fsr-3343	300	10	3647	3647	NUM
fsr-3343	300	11	burnes	burne	NOUN
fsr-3343	300	12	,	,	PUNCT
fsr-3343	300	13	d.	d.	PROPN
fsr-3343	300	14	,	,	PUNCT
fsr-3343	300	15	henderson	henderson	PROPN
fsr-3343	300	16	,	,	PUNCT
fsr-3343	300	17	c.	c.	PROPN
fsr-3343	300	18	r.	r.	PROPN
fsr-3343	300	19	,	,	PUNCT
fsr-3343	300	20	jr	jr	PROPN
fsr-3343	300	21	.	.	PROPN
fsr-3343	300	22	,	,	PUNCT
fsr-3343	300	23	sheppard	sheppard	PROPN
fsr-3343	300	24	,	,	PUNCT
fsr-3343	300	25	c.	c.	PROPN
fsr-3343	300	26	,	,	PUNCT
fsr-3343	300	27	zhao	zhao	PROPN
fsr-3343	300	28	,	,	PUNCT
fsr-3343	300	29	r.	r.	PROPN
fsr-3343	300	30	,	,	PUNCT
fsr-3343	300	31	pillemer	pillemer	NOUN
fsr-3343	300	32	,	,	PUNCT
fsr-3343	300	33	k.	k.	PROPN
fsr-3343	300	34	,	,	PUNCT
fsr-3343	300	35	&	&	CCONJ
fsr-3343	300	36	lachs	lachs	PROPN
fsr-3343	300	37	,	,	PUNCT
fsr-3343	300	38	m.	m.	NOUN
fsr-3343	300	39	s.	s.	PROPN
fsr-3343	300	40	(	(	PUNCT
fsr-3343	300	41	2017	2017	NUM
fsr-3343	300	42	)	)	PUNCT
fsr-3343	300	43	.	.	PUNCT
fsr-3343	301	1	prevalence	prevalence	NOUN
fsr-3343	301	2	of	of	ADP
fsr-3343	301	3	financial	financial	ADJ
fsr-3343	301	4	fraud	fraud	NOUN
fsr-3343	301	5	and	and	CCONJ
fsr-3343	301	6	scams	scam	NOUN
fsr-3343	301	7	among	among	ADP
fsr-3343	301	8	older	old	ADJ
fsr-3343	301	9	adults	adult	NOUN
fsr-3343	301	10	in	in	ADP
fsr-3343	301	11	the	the	DET
fsr-3343	301	12	united	united	PROPN
fsr-3343	301	13	states	states	PROPN
fsr-3343	301	14	:	:	PUNCT
fsr-3343	301	15	a	a	DET
fsr-3343	301	16	systematic	systematic	ADJ
fsr-3343	301	17	review	review	NOUN
fsr-3343	301	18	and	and	CCONJ
fsr-3343	301	19	metaanalysis	metaanalysis	NOUN
fsr-3343	301	20	.	.	PUNCT
fsr-3343	302	1	american	american	ADJ
fsr-3343	302	2	journal	journal	PROPN
fsr-3343	302	3	of	of	ADP
fsr-3343	302	4	public	public	ADJ
fsr-3343	302	5	health	health	NOUN
fsr-3343	302	6	,	,	PUNCT
fsr-3343	302	7	107(8	107(8	NUM
fsr-3343	302	8	)	)	PUNCT
fsr-3343	302	9	,	,	PUNCT
fsr-3343	302	10	e13	e13	PROPN
fsr-3343	302	11	–	–	PUNCT
fsr-3343	302	12	e21	e21	PROPN
fsr-3343	302	13	.	.	PUNCT
fsr-3343	303	1	https://doi.org/10.2105/ajph.2017.30382	https://doi.org/10.2105/ajph.2017.30382	PROPN
fsr-3343	303	2	1	1	NUM
fsr-3343	303	3	chiu	chiu	PROPN
fsr-3343	303	4	,	,	PUNCT
fsr-3343	303	5	m.	m.	NOUN
fsr-3343	303	6	m.	m.	NOUN
fsr-3343	303	7	,	,	PUNCT
fsr-3343	303	8	&	&	CCONJ
fsr-3343	303	9	klassen	klassen	PROPN
fsr-3343	303	10	,	,	PUNCT
fsr-3343	303	11	r.	r.	PROPN
fsr-3343	303	12	m.	m.	PROPN
fsr-3343	303	13	(	(	PUNCT
fsr-3343	303	14	2009	2009	NUM
fsr-3343	303	15	)	)	PUNCT
fsr-3343	303	16	.	.	PUNCT
fsr-3343	304	1	calibration	calibration	NOUN
fsr-3343	304	2	of	of	ADP
fsr-3343	304	3	reading	read	VERB
fsr-3343	304	4	self	self	NOUN
fsr-3343	304	5	-	-	PUNCT
fsr-3343	304	6	concept	concept	NOUN
fsr-3343	304	7	and	and	CCONJ
fsr-3343	304	8	reading	read	VERB
fsr-3343	304	9	achievement	achievement	NOUN
fsr-3343	304	10	among	among	ADP
fsr-3343	304	11	15	15	NUM
fsr-3343	304	12	-	-	PUNCT
fsr-3343	304	13	yearolds	yearold	NOUN
fsr-3343	304	14	:	:	PUNCT
fsr-3343	304	15	cultural	cultural	ADJ
fsr-3343	304	16	differences	difference	NOUN
fsr-3343	304	17	in	in	ADP
fsr-3343	304	18	34	34	NUM
fsr-3343	304	19	countries	country	NOUN
fsr-3343	304	20	.	.	PUNCT
fsr-3343	305	1	learning	learning	NOUN
fsr-3343	305	2	and	and	CCONJ
fsr-3343	305	3	individual	individual	ADJ
fsr-3343	305	4	differences	difference	NOUN
fsr-3343	305	5	,	,	PUNCT
fsr-3343	305	6	19(3	19(3	NUM
fsr-3343	305	7	)	)	PUNCT
fsr-3343	305	8	,	,	PUNCT
fsr-3343	305	9	372–386	372–386	NUM
fsr-3343	305	10	.	.	PUNCT
fsr-3343	306	1	https://doi.org/10.1016/j.lindif.2008.10	https://doi.org/10.1016/j.lindif.2008.10	PROPN
fsr-3343	306	2	.	.	PUNCT
fsr-3343	307	1	004	004	NUM
fsr-3343	307	2	cohen	cohen	PROPN
fsr-3343	307	3	,	,	PUNCT
fsr-3343	307	4	l.	l.	PROPN
fsr-3343	307	5	e.	e.	PROPN
fsr-3343	307	6	,	,	PUNCT
fsr-3343	307	7	kluegel	kluegel	PROPN
fsr-3343	307	8	,	,	PUNCT
fsr-3343	307	9	j.	j.	PROPN
fsr-3343	307	10	r.	r.	PROPN
fsr-3343	307	11	,	,	PUNCT
fsr-3343	307	12	&	&	CCONJ
fsr-3343	307	13	land	land	PROPN
fsr-3343	307	14	,	,	PUNCT
fsr-3343	307	15	k.	k.	PROPN
fsr-3343	307	16	c.	c.	PROPN
fsr-3343	307	17	(	(	PUNCT
fsr-3343	307	18	1981	1981	NUM
fsr-3343	307	19	)	)	PUNCT
fsr-3343	307	20	.	.	PUNCT
fsr-3343	308	1	social	social	ADJ
fsr-3343	308	2	inequality	inequality	NOUN
fsr-3343	308	3	and	and	CCONJ
fsr-3343	308	4	predatory	predatory	ADJ
fsr-3343	308	5	criminal	criminal	ADJ
fsr-3343	308	6	victimization	victimization	NOUN
fsr-3343	308	7	:	:	PUNCT
fsr-3343	308	8	an	an	DET
fsr-3343	308	9	exposition	exposition	NOUN
fsr-3343	308	10	and	and	CCONJ
fsr-3343	308	11	test	test	NOUN
fsr-3343	308	12	of	of	ADP
fsr-3343	308	13	a	a	DET
fsr-3343	308	14	formal	formal	ADJ
fsr-3343	308	15	theory	theory	NOUN
fsr-3343	308	16	.	.	PUNCT
fsr-3343	309	1	american	american	ADJ
fsr-3343	309	2	sociological	sociological	PROPN
fsr-3343	309	3	review	review	PROPN
fsr-3343	309	4	,	,	PUNCT
fsr-3343	309	5	46(5	46(5	NOUN
fsr-3343	309	6	)	)	PUNCT
fsr-3343	309	7	,	,	PUNCT
fsr-3343	309	8	505–524	505–524	NUM
fsr-3343	309	9	.	.	PUNCT
fsr-3343	310	1	https://doi.org/10.2307/2094935	https://doi.org/10.2307/2094935	AUX
fsr-3343	310	2	d’acunto	d’acunto	PROPN
fsr-3343	310	3	,	,	PUNCT
fsr-3343	310	4	f.	f.	PROPN
fsr-3343	310	5	(	(	PUNCT
fsr-3343	310	6	2015	2015	NUM
fsr-3343	310	7	)	)	PUNCT
fsr-3343	310	8	.	.	PUNCT
fsr-3343	311	1	identity	identity	NOUN
fsr-3343	311	2	,	,	PUNCT
fsr-3343	311	3	overconfidence	overconfidence	NOUN
fsr-3343	311	4	,	,	PUNCT
fsr-3343	311	5	and	and	CCONJ
fsr-3343	311	6	investment	investment	NOUN
fsr-3343	311	7	decisions	decision	NOUN
fsr-3343	311	8	.	.	PUNCT
fsr-3343	312	1	georgetown	georgetown	PROPN
fsr-3343	312	2	university	university	PROPN
fsr-3343	312	3	.	.	PUNCT
fsr-3343	313	1	https://doi.org/10.2139/	https://doi.org/10.2139/	PROPN
fsr-3343	313	2	ssrn.2641182	ssrn.2641182	PROPN
fsr-3343	313	3	deliema	deliema	NOUN
fsr-3343	313	4	,	,	PUNCT
fsr-3343	313	5	m.	m.	NOUN
fsr-3343	313	6	,	,	PUNCT
fsr-3343	313	7	mottola	mottola	PROPN
fsr-3343	313	8	,	,	PUNCT
fsr-3343	313	9	g.	g.	PROPN
fsr-3343	313	10	r.	r.	PROPN
fsr-3343	313	11	,	,	PUNCT
fsr-3343	313	12	&	&	CCONJ
fsr-3343	313	13	deevy	deevy	PROPN
fsr-3343	313	14	,	,	PUNCT
fsr-3343	313	15	m.	m.	NOUN
fsr-3343	313	16	(	(	PUNCT
fsr-3343	313	17	2017	2017	NUM
fsr-3343	313	18	)	)	PUNCT
fsr-3343	313	19	.	.	PUNCT
fsr-3343	314	1	findings	finding	NOUN
fsr-3343	314	2	from	from	ADP
fsr-3343	314	3	a	a	DET
fsr-3343	314	4	pilot	pilot	NOUN
fsr-3343	314	5	study	study	NOUN
fsr-3343	314	6	to	to	PART
fsr-3343	314	7	measure	measure	VERB
fsr-3343	314	8	financial	financial	ADJ
fsr-3343	314	9	fraud	fraud	NOUN
fsr-3343	314	10	in	in	ADP
fsr-3343	314	11	the	the	DET
fsr-3343	314	12	united	united	PROPN
fsr-3343	314	13	states	states	PROPN
fsr-3343	314	14	.	.	PUNCT
fsr-3343	315	1	stanford	stanford	PROPN
fsr-3343	315	2	center	center	PROPN
fsr-3343	315	3	on	on	ADP
fsr-3343	315	4	longevity	longevity	NOUN
fsr-3343	315	5	and	and	CCONJ
fsr-3343	315	6	the	the	DET
fsr-3343	315	7	finra	finra	PROPN
fsr-3343	315	8	investor	investor	PROPN
fsr-3343	315	9	education	education	PROPN
fsr-3343	315	10	foundation	foundation	PROPN
fsr-3343	315	11	.	.	PUNCT
fsr-3343	316	1	https://doi.org/10.2139/ssrn.2914560	https://doi.org/10.2139/ssrn.2914560	ADJ
fsr-3343	316	2	deliema	deliema	NOUN
fsr-3343	316	3	,	,	PUNCT
fsr-3343	316	4	m.	m.	NOUN
fsr-3343	316	5	,	,	PUNCT
fsr-3343	316	6	shadel	shadel	PROPN
fsr-3343	316	7	,	,	PUNCT
fsr-3343	316	8	d.	d.	PROPN
fsr-3343	316	9	,	,	PUNCT
fsr-3343	316	10	&	&	CCONJ
fsr-3343	316	11	pak	pak	PROPN
fsr-3343	316	12	,	,	PUNCT
fsr-3343	316	13	k.	k.	PROPN
fsr-3343	316	14	(	(	PUNCT
fsr-3343	316	15	2020	2020	NUM
fsr-3343	316	16	)	)	PUNCT
fsr-3343	316	17	.	.	PUNCT
fsr-3343	317	1	profiling	profile	VERB
fsr-3343	317	2	victims	victim	NOUN
fsr-3343	317	3	of	of	ADP
fsr-3343	317	4	investment	investment	NOUN
fsr-3343	317	5	fraud	fraud	NOUN
fsr-3343	317	6	:	:	PUNCT
fsr-3343	317	7	mindsets	mindset	NOUN
fsr-3343	317	8	and	and	CCONJ
fsr-3343	317	9	risky	risky	ADJ
fsr-3343	317	10	behaviors	behavior	NOUN
fsr-3343	317	11	.	.	PUNCT
fsr-3343	318	1	journal	journal	NOUN
fsr-3343	318	2	of	of	ADP
fsr-3343	318	3	consumer	consumer	NOUN
fsr-3343	318	4	research	research	NOUN
fsr-3343	318	5	,	,	PUNCT
fsr-3343	318	6	46(5	46(5	NOUN
fsr-3343	318	7	)	)	PUNCT
fsr-3343	318	8	,	,	PUNCT
fsr-3343	318	9	904–914	904–914	NUM
fsr-3343	318	10	.	.	PUNCT
fsr-3343	319	1	https://doi.org/10.1093/	https://doi.org/10.1093/	PROPN
fsr-3343	319	2	jcr	jcr	PROPN
fsr-3343	319	3	/	/	SYM
fsr-3343	319	4	ucz020	ucz020	PROPN
fsr-3343	319	5	financial	financial	PROPN
fsr-3343	319	6	services	services	PROPN
fsr-3343	319	7	review	review	PROPN
fsr-3343	319	8	,	,	PUNCT
fsr-3343	319	9	33(1	33(1	NUM
fsr-3343	319	10	)	)	PUNCT
fsr-3343	319	11	118	118	NUM
fsr-3343	319	12	engels	engel	NOUN
fsr-3343	319	13	,	,	PUNCT
fsr-3343	319	14	c.	c.	PROPN
fsr-3343	319	15	,	,	PUNCT
fsr-3343	319	16	kumar	kumar	PROPN
fsr-3343	319	17	,	,	PUNCT
fsr-3343	319	18	k.	k.	PROPN
fsr-3343	319	19	,	,	PUNCT
fsr-3343	319	20	&	&	CCONJ
fsr-3343	319	21	philip	philip	PROPN
fsr-3343	319	22	,	,	PUNCT
fsr-3343	319	23	d.	d.	PROPN
fsr-3343	319	24	(	(	PUNCT
fsr-3343	319	25	2021	2021	NUM
fsr-3343	319	26	)	)	PUNCT
fsr-3343	319	27	.	.	PUNCT
fsr-3343	320	1	financial	financial	ADJ
fsr-3343	320	2	literacy	literacy	NOUN
fsr-3343	320	3	and	and	CCONJ
fsr-3343	320	4	fraud	fraud	NOUN
fsr-3343	320	5	detection	detection	NOUN
fsr-3343	320	6	.	.	PUNCT
fsr-3343	321	1	the	the	DET
fsr-3343	321	2	european	european	PROPN
fsr-3343	321	3	journal	journal	PROPN
fsr-3343	321	4	of	of	ADP
fsr-3343	321	5	finance	finance	NOUN
fsr-3343	321	6	,	,	PUNCT
fsr-3343	321	7	26(4	26(4	NUM
fsr-3343	321	8	–	–	PUNCT
fsr-3343	321	9	5	5	NUM
fsr-3343	321	10	)	)	PUNCT
fsr-3343	321	11	,	,	PUNCT
fsr-3343	321	12	420–422	420–422	NUM
fsr-3343	321	13	.	.	PUNCT
fsr-3343	322	1	https://doi.org/10.1080/1351847x.2019	https://doi.org/10.1080/1351847x.2019	ADJ
fsr-3343	322	2	.	.	PUNCT
fsr-3343	323	1	1646666	1646666	NUM
fsr-3343	323	2	farrell	farrell	PROPN
fsr-3343	323	3	,	,	PUNCT
fsr-3343	323	4	l.	l.	PROPN
fsr-3343	323	5	,	,	PUNCT
fsr-3343	323	6	fry	fry	PROPN
fsr-3343	323	7	,	,	PUNCT
fsr-3343	323	8	t.	t.	PROPN
fsr-3343	323	9	r.	r.	PROPN
fsr-3343	323	10	,	,	PUNCT
fsr-3343	323	11	&	&	CCONJ
fsr-3343	323	12	risse	risse	PROPN
fsr-3343	323	13	,	,	PUNCT
fsr-3343	323	14	l.	l.	PROPN
fsr-3343	323	15	(	(	PUNCT
fsr-3343	323	16	2016	2016	NUM
fsr-3343	323	17	)	)	PUNCT
fsr-3343	323	18	.	.	PUNCT
fsr-3343	324	1	the	the	DET
fsr-3343	324	2	significance	significance	NOUN
fsr-3343	324	3	of	of	ADP
fsr-3343	324	4	financial	financial	ADJ
fsr-3343	324	5	self	self	NOUN
fsr-3343	324	6	-	-	PUNCT
fsr-3343	324	7	efficacy	efficacy	NOUN
fsr-3343	324	8	in	in	ADP
fsr-3343	324	9	explaining	explain	VERB
fsr-3343	324	10	women	woman	NOUN
fsr-3343	324	11	’s	’s	PART
fsr-3343	324	12	personal	personal	ADJ
fsr-3343	324	13	finance	finance	NOUN
fsr-3343	324	14	behaviour	behaviour	NOUN
fsr-3343	324	15	.	.	PUNCT
fsr-3343	325	1	journal	journal	PROPN
fsr-3343	325	2	of	of	ADP
fsr-3343	325	3	economic	economic	ADJ
fsr-3343	325	4	psychology	psychology	NOUN
fsr-3343	325	5	,	,	PUNCT
fsr-3343	325	6	54	54	NUM
fsr-3343	325	7	,	,	PUNCT
fsr-3343	325	8	85–99	85–99	NUM
fsr-3343	325	9	.	.	PUNCT
fsr-3343	326	1	https://doi.org/10.1016/j.joep.2015.07.0	https://doi.org/10.1016/j.joep.2015.07.0	PROPN
fsr-3343	326	2	01	01	NUM
fsr-3343	326	3	federal	federal	ADJ
fsr-3343	326	4	bureau	bureau	PROPN
fsr-3343	326	5	of	of	ADP
fsr-3343	326	6	investigation	investigation	NOUN
fsr-3343	326	7	(	(	PUNCT
fsr-3343	326	8	fbi	fbi	PROPN
fsr-3343	326	9	)	)	PUNCT
fsr-3343	326	10	.	.	PUNCT
fsr-3343	327	1	(	(	PUNCT
fsr-3343	327	2	2020	2020	NUM
fsr-3343	327	3	)	)	PUNCT
fsr-3343	327	4	.	.	PUNCT
fsr-3343	328	1	scams	scam	NOUN
fsr-3343	328	2	and	and	CCONJ
fsr-3343	328	3	safety	safety	NOUN
fsr-3343	328	4	.	.	PUNCT
fsr-3343	329	1	www.fbi.gov/scamsand-safety/common-fraudschemes/investment-fraud	www.fbi.gov/scamsand-safety/common-fraudschemes/investment-fraud	VERB
fsr-3343	329	2	federal	federal	PROPN
fsr-3343	329	3	trade	trade	PROPN
fsr-3343	329	4	commission	commission	PROPN
fsr-3343	329	5	.	.	PUNCT
fsr-3343	330	1	(	(	PUNCT
fsr-3343	330	2	2022	2022	NUM
fsr-3343	330	3	)	)	PUNCT
fsr-3343	330	4	.	.	PUNCT
fsr-3343	331	1	ftc	ftc	PROPN
fsr-3343	331	2	crunches	crunch	VERB
fsr-3343	331	3	the	the	DET
fsr-3343	331	4	2022	2022	NUM
fsr-3343	331	5	numbers	number	NOUN
fsr-3343	331	6	.	.	PUNCT
fsr-3343	332	1	see	see	VERB
fsr-3343	332	2	where	where	SCONJ
fsr-3343	332	3	the	the	DET
fsr-3343	332	4	scammers	scammer	NOUN
fsr-3343	332	5	continue	continue	VERB
fsr-3343	332	6	to	to	PART
fsr-3343	332	7	crunch	crunch	VERB
fsr-3343	332	8	consumers	consumer	NOUN
fsr-3343	332	9	.	.	PUNCT
fsr-3343	333	1	www.ftc.gov/businessguidance/blog/	www.ftc.gov/businessguidance/blog/	PROPN
fsr-3343	333	2	2023/02	2023/02	NUM
fsr-3343	333	3	/	/	SYM
fsr-3343	333	4	ftc	ftc	PROPN
fsr-3343	333	5	-	-	PUNCT
fsr-3343	333	6	crunches2022	crunches2022	PROPN
fsr-3343	333	7	-	-	PUNCT
fsr-3343	333	8	numbers	number	NOUN
fsr-3343	333	9	-	-	PUNCT
fsr-3343	333	10	see	see	NOUN
fsr-3343	333	11	-	-	PUNCT
fsr-3343	333	12	where	where	ADV
fsr-3343	333	13	-	-	PUNCT
fsr-3343	333	14	scammerscontinue	scammerscontinue	NOUN
fsr-3343	333	15	-	-	PUNCT
fsr-3343	333	16	crunch	crunch	NOUN
fsr-3343	333	17	-	-	PUNCT
fsr-3343	333	18	consumers	consumer	NOUN
fsr-3343	333	19	federal	federal	PROPN
fsr-3343	333	20	trade	trade	PROPN
fsr-3343	333	21	commission	commission	PROPN
fsr-3343	333	22	.	.	PUNCT
fsr-3343	334	1	(	(	PUNCT
fsr-3343	334	2	2023	2023	NUM
fsr-3343	334	3	)	)	PUNCT
fsr-3343	334	4	.	.	PUNCT
fsr-3343	335	1	as	as	SCONJ
fsr-3343	335	2	nationwide	nationwide	PROPN
fsr-3343	335	3	fraud	fraud	NOUN
fsr-3343	335	4	losses	loss	NOUN
fsr-3343	335	5	top	top	VERB
fsr-3343	335	6	$	$	SYM
fsr-3343	335	7	10	10	NUM
fsr-3343	335	8	billion	billion	NUM
fsr-3343	335	9	in	in	ADP
fsr-3343	335	10	2023	2023	NUM
fsr-3343	335	11	,	,	PUNCT
fsr-3343	335	12	ftc	ftc	PROPN
fsr-3343	335	13	steps	step	VERB
fsr-3343	335	14	up	up	ADP
fsr-3343	335	15	efforts	effort	NOUN
fsr-3343	335	16	to	to	PART
fsr-3343	335	17	protect	protect	VERB
fsr-3343	335	18	the	the	DET
fsr-3343	335	19	public	public	NOUN
fsr-3343	335	20	.	.	PUNCT
fsr-3343	336	1	https://www.ftc.gov/newsevents/news/pressreleases/2024/02/nationwide-fraudlosses-top-10-billion-2023-ftc-stepsefforts-protect-public	https://www.ftc.gov/newsevents/news/pressreleases/2024/02/nationwide-fraudlosses-top-10-billion-2023-ftc-stepsefforts-protect-public	PROPN
fsr-3343	336	2	fender	fender	NOUN
fsr-3343	336	3	,	,	PUNCT
fsr-3343	336	4	r.	r.	PROPN
fsr-3343	336	5	,	,	PUNCT
fsr-3343	336	6	adams	adams	PROPN
fsr-3343	336	7	,	,	PUNCT
fsr-3343	336	8	r.	r.	PROPN
fsr-3343	336	9	b.	b.	PROPN
fsr-3343	336	10	,	,	PUNCT
fsr-3343	336	11	barber	barber	PROPN
fsr-3343	336	12	,	,	PUNCT
fsr-3343	336	13	b.	b.	PROPN
fsr-3343	336	14	m.	m.	PROPN
fsr-3343	336	15	,	,	PUNCT
fsr-3343	336	16	&	&	CCONJ
fsr-3343	336	17	odean	odean	ADJ
fsr-3343	336	18	,	,	PUNCT
fsr-3343	336	19	t.	t.	PROPN
fsr-3343	336	20	(	(	PUNCT
fsr-3343	336	21	2016	2016	NUM
fsr-3343	336	22	)	)	PUNCT
fsr-3343	336	23	.	.	PUNCT
fsr-3343	337	1	gender	gender	NOUN
fsr-3343	337	2	diversity	diversity	NOUN
fsr-3343	337	3	in	in	ADP
fsr-3343	337	4	investment	investment	NOUN
fsr-3343	337	5	management	management	NOUN
fsr-3343	337	6	:	:	PUNCT
fsr-3343	337	7	new	new	ADJ
fsr-3343	337	8	research	research	NOUN
fsr-3343	337	9	for	for	ADP
fsr-3343	337	10	practitioners	practitioner	NOUN
fsr-3343	337	11	on	on	ADP
fsr-3343	337	12	how	how	SCONJ
fsr-3343	337	13	to	to	PART
fsr-3343	337	14	close	close	VERB
fsr-3343	337	15	the	the	DET
fsr-3343	337	16	gender	gender	NOUN
fsr-3343	337	17	gap	gap	NOUN
fsr-3343	337	18	.	.	PUNCT
fsr-3343	338	1	cfa	cfa	PROPN
fsr-3343	338	2	institute	institute	PROPN
fsr-3343	338	3	research	research	PROPN
fsr-3343	338	4	foundation	foundation	PROPN
fsr-3343	338	5	2016b-5	2016b-5	NUM
fsr-3343	338	6	.	.	PUNCT
fsr-3343	339	1	https://rpc.cfainstitute.org//media/documents/	https://rpc.cfainstitute.org//media/documents/	PROPN
fsr-3343	339	2	article	article	PROPN
fsr-3343	339	3	/	/	SYM
fsr-3343	339	4	rf	rf	NOUN
fsr-3343	339	5	-	-	NOUN
fsr-3343	339	6	brief	brief	ADJ
fsr-3343	339	7	/	/	SYM
fsr-3343	339	8	rfbrv2	rfbrv2	NOUN
fsr-3343	339	9	-	-	PUNCT
fsr-3343	339	10	n5	n5	PROPN
fsr-3343	339	11	-	-	PUNCT
fsr-3343	339	12	1.pdf	1.pdf	NOUN
fsr-3343	339	13	finra	finra	NOUN
fsr-3343	339	14	.	.	PUNCT
fsr-3343	340	1	(	(	PUNCT
fsr-3343	340	2	2018	2018	NUM
fsr-3343	340	3	)	)	PUNCT
fsr-3343	340	4	.	.	PUNCT
fsr-3343	341	1	new	new	ADJ
fsr-3343	341	2	finra	finra	PROPN
fsr-3343	341	3	rules	rule	NOUN
fsr-3343	341	4	take	take	VERB
fsr-3343	341	5	effect	effect	NOUN
fsr-3343	341	6	to	to	PART
fsr-3343	341	7	protect	protect	VERB
fsr-3343	341	8	seniors	senior	NOUN
fsr-3343	341	9	and	and	CCONJ
fsr-3343	341	10	vulnerable	vulnerable	ADJ
fsr-3343	341	11	adults	adult	NOUN
fsr-3343	341	12	from	from	ADP
fsr-3343	341	13	financial	financial	ADJ
fsr-3343	341	14	exploitation	exploitation	NOUN
fsr-3343	341	15	.	.	PUNCT
fsr-3343	342	1	http://www.finra.org/	http://www.finra.org/	PROPN
fsr-3343	342	2	newsroom/2018	newsroom/2018	PROPN
fsr-3343	342	3	/	/	SYM
fsr-3343	342	4	new	new	ADJ
fsr-3343	342	5	-	-	PUNCT
fsr-3343	342	6	finra	finra	NOUN
fsr-3343	342	7	-	-	PUNCT
fsr-3343	342	8	rules	rule	NOUN
fsr-3343	342	9	-	-	PUNCT
fsr-3343	342	10	takeeffect	takeeffect	NOUN
fsr-3343	342	11	-	-	PUNCT
fsr-3343	342	12	protect	protect	NOUN
fsr-3343	342	13	-	-	PUNCT
fsr-3343	342	14	seniors	senior	NOUN
fsr-3343	342	15	-	-	PUNCT
fsr-3343	342	16	financialexploitation	financialexploitation	NOUN
fsr-3343	342	17	finra	finra	PROPN
fsr-3343	342	18	investor	investor	PROPN
fsr-3343	342	19	education	education	PROPN
fsr-3343	342	20	foundation	foundation	PROPN
fsr-3343	342	21	.	.	PUNCT
fsr-3343	343	1	(	(	PUNCT
fsr-3343	343	2	2018a	2018a	NUM
fsr-3343	343	3	)	)	PUNCT
fsr-3343	343	4	.	.	PUNCT
fsr-3343	344	1	financial	financial	ADJ
fsr-3343	344	2	capability	capability	NOUN
fsr-3343	344	3	by	by	ADP
fsr-3343	344	4	state	state	NOUN
fsr-3343	344	5	.	.	PUNCT
fsr-3343	345	1	www.usfinancialcapability.org	www.usfinancialcapability.org	PROPN
fsr-3343	345	2	finra	finra	PROPN
fsr-3343	345	3	investor	investor	PROPN
fsr-3343	345	4	education	education	PROPN
fsr-3343	345	5	foundation	foundation	PROPN
fsr-3343	345	6	.	.	PUNCT
fsr-3343	346	1	(	(	PUNCT
fsr-3343	346	2	2018b	2018b	NUM
fsr-3343	346	3	)	)	PUNCT
fsr-3343	346	4	.	.	PUNCT
fsr-3343	347	1	investor	investor	NOUN
fsr-3343	347	2	survey	survey	NOUN
fsr-3343	347	3	methodology	methodology	NOUN
fsr-3343	347	4	.	.	PUNCT
fsr-3343	348	1	https://www.usfinancialcapability.org/d	https://www.usfinancialcapability.org/d	PRON
fsr-3343	348	2	ownloads/	ownloads/	NUM
fsr-3343	348	3	nfcs_2018_inv_meth.pdf	nfcs_2018_inv_meth.pdf	PROPN
fsr-3343	348	4	finra	finra	PROPN
fsr-3343	348	5	investor	investor	PROPN
fsr-3343	348	6	education	education	PROPN
fsr-3343	348	7	foundation	foundation	PROPN
fsr-3343	348	8	.	.	PUNCT
fsr-3343	349	1	(	(	PUNCT
fsr-3343	349	2	2020	2020	NUM
fsr-3343	349	3	)	)	PUNCT
fsr-3343	349	4	.	.	PUNCT
fsr-3343	350	1	about	about	ADP
fsr-3343	350	2	the	the	DET
fsr-3343	350	3	national	national	ADJ
fsr-3343	350	4	financial	financial	ADJ
fsr-3343	350	5	capability	capability	NOUN
fsr-3343	350	6	study	study	NOUN
fsr-3343	350	7	.	.	PUNCT
fsr-3343	351	1	https://www.usfinancialcapability	https://www.usfinancialcapability	NOUN
fsr-3343	351	2	.	.	PUNCT
fsr-3343	352	1	org	org	PROPN
fsr-3343	352	2	/	/	SYM
fsr-3343	352	3	about.php	about.php	VERB
fsr-3343	352	4	forrest	forrest	NOUN
fsr-3343	352	5	,	,	PUNCT
fsr-3343	352	6	t.	t.	PROPN
fsr-3343	352	7	l.	l.	PROPN
fsr-3343	352	8	(	(	PUNCT
fsr-3343	352	9	2007	2007	NUM
fsr-3343	352	10	)	)	PUNCT
fsr-3343	352	11	.	.	PUNCT
fsr-3343	353	1	logistic	logistic	ADJ
fsr-3343	353	2	regression	regression	NOUN
fsr-3343	353	3	models	model	NOUN
fsr-3343	353	4	for	for	ADP
fsr-3343	353	5	predicting	predict	VERB
fsr-3343	353	6	trip	trip	NOUN
fsr-3343	353	7	reporting	reporting	NOUN
fsr-3343	353	8	accuracy	accuracy	NOUN
fsr-3343	353	9	in	in	ADP
fsr-3343	353	10	gps	gps	NOUN
fsr-3343	353	11	-	-	PUNCT
fsr-3343	353	12	enhanced	enhance	VERB
fsr-3343	353	13	household	household	NOUN
fsr-3343	353	14	travel	travel	NOUN
fsr-3343	353	15	surveys	survey	NOUN
fsr-3343	353	16	[	[	X
fsr-3343	353	17	master	master	NOUN
fsr-3343	353	18	’s	’s	PART
fsr-3343	353	19	thesis	thesis	NOUN
fsr-3343	353	20	,	,	PUNCT
fsr-3343	353	21	texas	texas	PROPN
fsr-3343	353	22	a&m	a&m	PROPN
fsr-3343	353	23	university	university	PROPN
fsr-3343	353	24	]	]	PUNCT
fsr-3343	353	25	.	.	PUNCT
fsr-3343	354	1	https://oaktrust.library.tamu.edu/bitstrea	https://oaktrust.library.tamu.edu/bitstrea	PROPN
fsr-3343	354	2	m	m	PROPN
fsr-3343	354	3	/	/	SYM
fsr-3343	354	4	handle/1969.1/4667	handle/1969.1/4667	PROPN
fsr-3343	354	5	/	/	SYM
fsr-3343	354	6	etd	etd	PROPN
fsr-3343	354	7	-	-	PUNCT
fsr-3343	354	8	tamu-2005cgeog	tamu-2005cgeog	NOUN
fsr-3343	354	9	-	-	PUNCT
fsr-3343	354	10	forrest.pdf;sequence=1	forrest.pdf;sequence=1	NOUN
fsr-3343	354	11	kasim	kasim	PROPN
fsr-3343	354	12	,	,	PUNCT
fsr-3343	354	13	e.	e.	PROPN
fsr-3343	354	14	s.	s.	PROPN
fsr-3343	354	15	,	,	PUNCT
fsr-3343	354	16	awalludin	awalludin	PROPN
fsr-3343	354	17	,	,	PUNCT
fsr-3343	354	18	n.	n.	PROPN
fsr-3343	354	19	r.	r.	PROPN
fsr-3343	354	20	,	,	PUNCT
fsr-3343	354	21	zainal	zainal	PROPN
fsr-3343	354	22	,	,	PUNCT
fsr-3343	354	23	n.	n.	NOUN
fsr-3343	354	24	,	,	PUNCT
fsr-3343	354	25	ismail	ismail	PROPN
fsr-3343	354	26	,	,	PUNCT
fsr-3343	354	27	a.	a.	PROPN
fsr-3343	354	28	,	,	PUNCT
fsr-3343	354	29	&	&	CCONJ
fsr-3343	354	30	ahmad	ahmad	PROPN
fsr-3343	354	31	shukri	shukri	PROPN
fsr-3343	354	32	,	,	PUNCT
fsr-3343	354	33	n.	n.	PROPN
fsr-3343	354	34	h.	h.	PROPN
fsr-3343	354	35	(	(	PUNCT
fsr-3343	354	36	2024	2024	NUM
fsr-3343	354	37	)	)	PUNCT
fsr-3343	354	38	.	.	PUNCT
fsr-3343	355	1	the	the	DET
fsr-3343	355	2	effect	effect	NOUN
fsr-3343	355	3	of	of	ADP
fsr-3343	355	4	financial	financial	ADJ
fsr-3343	355	5	literacy	literacy	NOUN
fsr-3343	355	6	,	,	PUNCT
fsr-3343	355	7	financial	financial	ADJ
fsr-3343	355	8	behaviour	behaviour	NOUN
fsr-3343	355	9	and	and	CCONJ
fsr-3343	355	10	financial	financial	ADJ
fsr-3343	355	11	stress	stress	NOUN
fsr-3343	355	12	on	on	ADP
fsr-3343	355	13	awareness	awareness	NOUN
fsr-3343	355	14	of	of	ADP
fsr-3343	355	15	investment	investment	NOUN
fsr-3343	355	16	scams	scam	NOUN
fsr-3343	355	17	among	among	ADP
fsr-3343	355	18	retirees	retiree	NOUN
fsr-3343	355	19	.	.	PUNCT
fsr-3343	356	1	journal	journal	PROPN
fsr-3343	356	2	of	of	ADP
fsr-3343	356	3	financial	financial	ADJ
fsr-3343	356	4	crime	crime	NOUN
fsr-3343	356	5	,	,	PUNCT
fsr-3343	356	6	31(3	31(3	NUM
fsr-3343	356	7	)	)	PUNCT
fsr-3343	356	8	,	,	PUNCT
fsr-3343	356	9	652–666	652–666	NUM
fsr-3343	356	10	.	.	PUNCT
fsr-3343	357	1	https://doi.org/	https://doi.org/	VERB
fsr-3343	357	2	10.1108	10.1108	NUM
fsr-3343	357	3	/	/	SYM
fsr-3343	357	4	jfc-04	jfc-04	NOUN
fsr-3343	357	5	-	-	PUNCT
fsr-3343	357	6	2023	2023	NUM
fsr-3343	357	7	-	-	PUNCT
fsr-3343	357	8	0080	0080	NUM
fsr-3343	357	9	kieffer	kieffer	NOUN
fsr-3343	357	10	,	,	PUNCT
fsr-3343	357	11	c.	c.	PROPN
fsr-3343	357	12	n.	n.	PROPN
fsr-3343	357	13	,	,	PUNCT
fsr-3343	357	14	&	&	CCONJ
fsr-3343	357	15	mottola	mottola	PROPN
fsr-3343	357	16	,	,	PUNCT
fsr-3343	357	17	g.	g.	PROPN
fsr-3343	357	18	r.	r.	PROPN
fsr-3343	357	19	(	(	PUNCT
fsr-3343	357	20	2016	2016	NUM
fsr-3343	357	21	)	)	PUNCT
fsr-3343	357	22	.	.	PUNCT
fsr-3343	358	1	understanding	understand	VERB
fsr-3343	358	2	and	and	CCONJ
fsr-3343	358	3	combating	combat	VERB
fsr-3343	358	4	investment	investment	NOUN
fsr-3343	358	5	fraud	fraud	NOUN
fsr-3343	358	6	.	.	PUNCT
fsr-3343	359	1	finra	finra	PROPN
fsr-3343	359	2	investor	investor	PROPN
fsr-3343	359	3	education	education	PROPN
fsr-3343	359	4	foundation	foundation	PROPN
fsr-3343	359	5	.	.	PUNCT
fsr-3343	360	1	https://pensionresearchcouncil.wharton	https://pensionresearchcouncil.wharton	PROPN
fsr-3343	360	2	.	.	PUNCT
fsr-3343	361	1	upenn.edu/wpcontent/uploads/2018/08/11.-kiefferand-mottola.pdf	upenn.edu/wpcontent/uploads/2018/08/11.-kiefferand-mottola.pdf	PROPN
fsr-3343	361	2	knutson	knutson	PROPN
fsr-3343	361	3	,	,	PUNCT
fsr-3343	361	4	b.	b.	PROPN
fsr-3343	361	5	&	&	CCONJ
fsr-3343	361	6	samanez	samanez	PROPN
fsr-3343	361	7	-	-	PUNCT
fsr-3343	361	8	larkin	larkin	PROPN
fsr-3343	361	9	,	,	PUNCT
fsr-3343	361	10	g.	g.	PROPN
fsr-3343	361	11	(	(	PUNCT
fsr-3343	361	12	2014	2014	NUM
fsr-3343	361	13	,	,	PUNCT
fsr-3343	361	14	april	april	PROPN
fsr-3343	361	15	)	)	PUNCT
fsr-3343	361	16	.	.	PUNCT
fsr-3343	362	1	individual	individual	ADJ
fsr-3343	362	2	differences	difference	NOUN
fsr-3343	362	3	in	in	ADP
fsr-3343	362	4	susceptibility	susceptibility	NOUN
fsr-3343	362	5	to	to	ADP
fsr-3343	362	6	investment	investment	NOUN
fsr-3343	362	7	fraud	fraud	NOUN
fsr-3343	362	8	.	.	PUNCT
fsr-3343	363	1	stanford	stanford	PROPN
fsr-3343	363	2	university	university	PROPN
fsr-3343	363	3	and	and	CCONJ
fsr-3343	363	4	yale	yale	PROPN
fsr-3343	363	5	university	university	PROPN
fsr-3343	363	6	.	.	PUNCT
fsr-3343	364	1	https://www.finrafoundation.org/sites/fi	https://www.finrafoundation.org/sites/fi	PROPN
fsr-3343	364	2	nrafoundation	nrafoundation	NOUN
fsr-3343	364	3	/	/	SYM
fsr-3343	364	4	files	file	NOUN
fsr-3343	364	5	/	/	SYM
fsr-3343	364	6	individualdifferences	individualdifference	NOUN
fsr-3343	364	7	-	-	PUNCT
fsr-3343	364	8	in	in	ADP
fsr-3343	364	9	-	-	PUNCT
fsr-3343	364	10	susceptibility	susceptibility	NOUN
fsr-3343	364	11	-	-	PUNCT
fsr-3343	364	12	toinvestment	toinvestment	NOUN
fsr-3343	364	13	-	-	PUNCT
fsr-3343	364	14	fraud.pdf	fraud.pdf	NOUN
fsr-3343	364	15	kramer	kramer	PROPN
fsr-3343	364	16	,	,	PUNCT
fsr-3343	364	17	m.	m.	NOUN
fsr-3343	364	18	m.	m.	NOUN
fsr-3343	364	19	(	(	PUNCT
fsr-3343	364	20	2014	2014	NUM
fsr-3343	364	21	)	)	PUNCT
fsr-3343	364	22	.	.	PUNCT
fsr-3343	365	1	financial	financial	ADJ
fsr-3343	365	2	literacy	literacy	NOUN
fsr-3343	365	3	,	,	PUNCT
fsr-3343	365	4	overconfidence	overconfidence	NOUN
fsr-3343	365	5	and	and	CCONJ
fsr-3343	365	6	financial	financial	ADJ
fsr-3343	365	7	advice	advice	NOUN
fsr-3343	365	8	seeking	seeking	NOUN
fsr-3343	365	9	.	.	PUNCT
fsr-3343	366	1	journal	journal	PROPN
fsr-3343	366	2	of	of	ADP
fsr-3343	366	3	economic	economic	ADJ
fsr-3343	366	4	behavior	behavior	NOUN
fsr-3343	366	5	rand	rand	NOUN
fsr-3343	366	6	et	et	PROPN
fsr-3343	366	7	al	al	PROPN
fsr-3343	366	8	.	.	PROPN
fsr-3343	366	9	119	119	NUM
fsr-3343	366	10	&	&	CCONJ
fsr-3343	366	11	organization	organization	PROPN
fsr-3343	366	12	,	,	PUNCT
fsr-3343	366	13	131(a	131(a	PROPN
fsr-3343	366	14	)	)	PUNCT
fsr-3343	366	15	,	,	PUNCT
fsr-3343	366	16	198–217	198–217	NUM
fsr-3343	366	17	.	.	PUNCT
fsr-3343	367	1	https://doi.org/10.1016/j.jebo.2016.08.0	https://doi.org/10.1016/j.jebo.2016.08.0	PROPN
fsr-3343	367	2	16	16	NUM
fsr-3343	367	3	lee	lee	PROPN
fsr-3343	367	4	,	,	PUNCT
fsr-3343	367	5	s.	s.	PROPN
fsr-3343	367	6	j.	j.	PROPN
fsr-3343	367	7	,	,	PUNCT
fsr-3343	367	8	cummings	cummings	PROPN
fsr-3343	367	9	,	,	PUNCT
fsr-3343	367	10	b.	b.	PROPN
fsr-3343	367	11	f.	f.	PROPN
fsr-3343	367	12	,	,	PUNCT
fsr-3343	367	13	&	&	CCONJ
fsr-3343	367	14	martin	martin	PROPN
fsr-3343	367	15	,	,	PUNCT
fsr-3343	367	16	j.	j.	PROPN
fsr-3343	367	17	(	(	PUNCT
fsr-3343	367	18	2019	2019	NUM
fsr-3343	367	19	,	,	PUNCT
fsr-3343	367	20	january	january	PROPN
fsr-3343	367	21	31	31	NUM
fsr-3343	367	22	)	)	PUNCT
fsr-3343	367	23	.	.	PUNCT
fsr-3343	368	1	victim	victim	NOUN
fsr-3343	368	2	characteristics	characteristic	NOUN
fsr-3343	368	3	of	of	ADP
fsr-3343	368	4	investment	investment	NOUN
fsr-3343	368	5	fraud	fraud	NOUN
fsr-3343	368	6	.	.	PUNCT
fsr-3343	369	1	2019	2019	NUM
fsr-3343	369	2	academic	academic	ADJ
fsr-3343	369	3	research	research	NOUN
fsr-3343	369	4	colloquium	colloquium	NOUN
fsr-3343	369	5	for	for	ADP
fsr-3343	369	6	financial	financial	ADJ
fsr-3343	369	7	planning	planning	NOUN
fsr-3343	369	8	and	and	CCONJ
fsr-3343	369	9	related	related	ADJ
fsr-3343	369	10	disciplines	discipline	NOUN
fsr-3343	369	11	.	.	PUNCT
fsr-3343	370	1	https://doi.org/10.2139/ssrn.3258084	https://doi.org/10.2139/ssrn.3258084	PROPN
fsr-3343	370	2	lokanan	lokanan	PROPN
fsr-3343	370	3	,	,	PUNCT
fsr-3343	370	4	m.	m.	PROPN
fsr-3343	370	5	e.	e.	PROPN
fsr-3343	370	6	(	(	PUNCT
fsr-3343	370	7	2014	2014	NUM
fsr-3343	370	8	)	)	PUNCT
fsr-3343	370	9	.	.	PUNCT
fsr-3343	371	1	the	the	DET
fsr-3343	371	2	demographic	demographic	ADJ
fsr-3343	371	3	profile	profile	NOUN
fsr-3343	371	4	of	of	ADP
fsr-3343	371	5	victims	victim	NOUN
fsr-3343	371	6	of	of	ADP
fsr-3343	371	7	investment	investment	NOUN
fsr-3343	371	8	fraud	fraud	NOUN
fsr-3343	371	9	.	.	PUNCT
fsr-3343	372	1	journal	journal	PROPN
fsr-3343	372	2	of	of	ADP
fsr-3343	372	3	financial	financial	ADJ
fsr-3343	372	4	crime	crime	NOUN
fsr-3343	372	5	,	,	PUNCT
fsr-3343	372	6	21(2	21(2	NUM
fsr-3343	372	7	)	)	PUNCT
fsr-3343	372	8	,	,	PUNCT
fsr-3343	372	9	226–242	226–242	NUM
fsr-3343	372	10	.	.	PUNCT
fsr-3343	373	1	https://doi.org/10.1108/jfc-02-2013004	https://doi.org/10.1108/jfc-02-2013004	PROPN
fsr-3343	373	2	lokanan	lokanan	PROPN
fsr-3343	373	3	,	,	PUNCT
fsr-3343	373	4	m.	m.	PROPN
fsr-3343	373	5	e.	e.	PROPN
fsr-3343	373	6	,	,	PUNCT
fsr-3343	373	7	&	&	CCONJ
fsr-3343	373	8	liu	liu	PROPN
fsr-3343	373	9	,	,	PUNCT
fsr-3343	373	10	s.	s.	PROPN
fsr-3343	373	11	(	(	PUNCT
fsr-3343	373	12	2021	2021	NUM
fsr-3343	373	13	)	)	PUNCT
fsr-3343	373	14	.	.	PUNCT
fsr-3343	374	1	the	the	DET
fsr-3343	374	2	demographic	demographic	ADJ
fsr-3343	374	3	profile	profile	NOUN
fsr-3343	374	4	of	of	ADP
fsr-3343	374	5	victims	victim	NOUN
fsr-3343	374	6	of	of	ADP
fsr-3343	374	7	investment	investment	NOUN
fsr-3343	374	8	fraud	fraud	NOUN
fsr-3343	374	9	:	:	PUNCT
fsr-3343	374	10	an	an	DET
fsr-3343	374	11	update	update	NOUN
fsr-3343	374	12	.	.	PUNCT
fsr-3343	375	1	journal	journal	NOUN
fsr-3343	375	2	of	of	ADP
fsr-3343	375	3	financial	financial	ADJ
fsr-3343	375	4	crime	crime	NOUN
fsr-3343	375	5	,	,	PUNCT
fsr-3343	375	6	28(3	28(3	NUM
fsr-3343	375	7	)	)	PUNCT
fsr-3343	375	8	,	,	PUNCT
fsr-3343	375	9	647–658	647–658	NUM
fsr-3343	375	10	.	.	PUNCT
fsr-3343	376	1	https://doi.org/10.1108/jfc-09-20200191	https://doi.org/10.1108/jfc-09-20200191	X
fsr-3343	376	2	lusardi	lusardi	PROPN
fsr-3343	376	3	,	,	PUNCT
fsr-3343	376	4	a.	a.	PROPN
fsr-3343	376	5	,	,	PUNCT
fsr-3343	376	6	&	&	CCONJ
fsr-3343	376	7	mitchell	mitchell	PROPN
fsr-3343	376	8	,	,	PUNCT
fsr-3343	376	9	o.	o.	PROPN
fsr-3343	376	10	s.	s.	PROPN
fsr-3343	376	11	(	(	PUNCT
fsr-3343	376	12	2014	2014	NUM
fsr-3343	376	13	)	)	PUNCT
fsr-3343	376	14	.	.	PUNCT
fsr-3343	377	1	the	the	DET
fsr-3343	377	2	economic	economic	ADJ
fsr-3343	377	3	importance	importance	NOUN
fsr-3343	377	4	of	of	ADP
fsr-3343	377	5	financial	financial	ADJ
fsr-3343	377	6	literacy	literacy	NOUN
fsr-3343	377	7	:	:	PUNCT
fsr-3343	377	8	theory	theory	NOUN
fsr-3343	377	9	and	and	CCONJ
fsr-3343	377	10	evidence	evidence	NOUN
fsr-3343	377	11	.	.	PUNCT
fsr-3343	378	1	journal	journal	NOUN
fsr-3343	378	2	of	of	ADP
fsr-3343	378	3	economic	economic	ADJ
fsr-3343	378	4	literature	literature	NOUN
fsr-3343	378	5	,	,	PUNCT
fsr-3343	378	6	52(1	52(1	NOUN
fsr-3343	378	7	)	)	PUNCT
fsr-3343	378	8	,	,	PUNCT
fsr-3343	378	9	5–44	5–44	PROPN
fsr-3343	378	10	.	.	PROPN
fsr-3343	378	11	mcavay	mcavay	PROPN
fsr-3343	378	12	,	,	PUNCT
fsr-3343	378	13	g.	g.	PROPN
fsr-3343	378	14	j.	j.	PROPN
fsr-3343	378	15	,	,	PUNCT
fsr-3343	378	16	seeman	seeman	PROPN
fsr-3343	378	17	,	,	PUNCT
fsr-3343	378	18	t.	t.	PROPN
fsr-3343	378	19	e.	e.	PROPN
fsr-3343	378	20	,	,	PUNCT
fsr-3343	378	21	&	&	CCONJ
fsr-3343	378	22	rodin	rodin	PROPN
fsr-3343	378	23	,	,	PUNCT
fsr-3343	378	24	j.	j.	PROPN
fsr-3343	378	25	(	(	PUNCT
fsr-3343	378	26	1996	1996	NUM
fsr-3343	378	27	)	)	PUNCT
fsr-3343	378	28	.	.	PUNCT
fsr-3343	379	1	a	a	DET
fsr-3343	379	2	longitudinal	longitudinal	ADJ
fsr-3343	379	3	study	study	NOUN
fsr-3343	379	4	of	of	ADP
fsr-3343	379	5	change	change	NOUN
fsr-3343	379	6	in	in	ADP
fsr-3343	379	7	domain	domain	NOUN
fsr-3343	379	8	-	-	PUNCT
fsr-3343	379	9	specific	specific	ADJ
fsr-3343	379	10	self	self	NOUN
fsr-3343	379	11	-	-	PUNCT
fsr-3343	379	12	efficacy	efficacy	NOUN
fsr-3343	379	13	among	among	ADP
fsr-3343	379	14	older	old	ADJ
fsr-3343	379	15	adults	adult	NOUN
fsr-3343	379	16	.	.	PUNCT
fsr-3343	380	1	the	the	DET
fsr-3343	380	2	journals	journal	NOUN
fsr-3343	380	3	of	of	ADP
fsr-3343	380	4	gerontology	gerontology	NOUN
fsr-3343	380	5	series	series	PROPN
fsr-3343	380	6	b	b	PROPN
fsr-3343	380	7	:	:	PUNCT
fsr-3343	380	8	psychological	psychological	ADJ
fsr-3343	380	9	sciences	science	NOUN
fsr-3343	380	10	and	and	CCONJ
fsr-3343	380	11	social	social	ADJ
fsr-3343	380	12	sciences	science	NOUN
fsr-3343	380	13	,	,	PUNCT
fsr-3343	380	14	51(5	51(5	NUM
fsr-3343	380	15	)	)	PUNCT
fsr-3343	380	16	,	,	PUNCT
fsr-3343	380	17	p243	p243	PROPN
fsr-3343	380	18	–	–	PUNCT
fsr-3343	380	19	p253	p253	PROPN
fsr-3343	380	20	.	.	PROPN
fsr-3343	380	21	https://doi.org/	https://doi.org/	PROPN
fsr-3343	380	22	10.1093	10.1093	NUM
fsr-3343	380	23	/	/	SYM
fsr-3343	380	24	geronb/51b.5.p243	geronb/51b.5.p243	NOUN
fsr-3343	380	25	metlife	metlife	NOUN
fsr-3343	380	26	study	study	NOUN
fsr-3343	380	27	of	of	ADP
fsr-3343	380	28	elder	eld	ADJ
fsr-3343	380	29	financial	financial	ADJ
fsr-3343	380	30	abuse	abuse	NOUN
fsr-3343	380	31	.	.	PUNCT
fsr-3343	381	1	(	(	PUNCT
fsr-3343	381	2	2011	2011	NUM
fsr-3343	381	3	)	)	PUNCT
fsr-3343	381	4	.	.	PUNCT
fsr-3343	382	1	metlife	metlife	PROPN
fsr-3343	382	2	mature	mature	PROPN
fsr-3343	382	3	market	market	NOUN
fsr-3343	382	4	institute	institute	NOUN
fsr-3343	382	5	.	.	PUNCT
fsr-3343	383	1	https://www.giaging.org/documents/mm	https://www.giaging.org/documents/mm	PROPN
fsr-3343	383	2	i-elder-financial-abuse.pdf	i-elder-financial-abuse.pdf	PROPN
fsr-3343	383	3	national	national	PROPN
fsr-3343	383	4	association	association	PROPN
fsr-3343	383	5	of	of	ADP
fsr-3343	383	6	securities	security	NOUN
fsr-3343	383	7	dealers	dealer	NOUN
fsr-3343	383	8	investor	investor	NOUN
fsr-3343	383	9	education	education	PROPN
fsr-3343	383	10	foundation	foundation	PROPN
fsr-3343	383	11	.	.	PUNCT
fsr-3343	384	1	(	(	PUNCT
fsr-3343	384	2	2006	2006	NUM
fsr-3343	384	3	,	,	PUNCT
fsr-3343	384	4	may	may	AUX
fsr-3343	384	5	12	12	NUM
fsr-3343	384	6	)	)	PUNCT
fsr-3343	384	7	.	.	PUNCT
fsr-3343	385	1	investor	investor	NOUN
fsr-3343	385	2	fraud	fraud	NOUN
fsr-3343	385	3	study	study	PROPN
fsr-3343	385	4	final	final	ADJ
fsr-3343	385	5	report	report	NOUN
fsr-3343	385	6	.	.	PUNCT
fsr-3343	386	1	the	the	DET
fsr-3343	386	2	consumer	consumer	NOUN
fsr-3343	386	3	fraud	fraud	NOUN
fsr-3343	386	4	research	research	NOUN
fsr-3343	386	5	group	group	NOUN
fsr-3343	386	6	.	.	PUNCT
fsr-3343	387	1	http://www.sec.gov/news/press/extra/se	http://www.sec.gov/news/press/extra/se	PROPN
fsr-3343	387	2	niors	nior	NOUN
fsr-3343	387	3	/	/	SYM
fsr-3343	387	4	nasdfraudstudy051206.pdf	nasdfraudstudy051206.pdf	ADJ
fsr-3343	387	5	nfcs	nfcs	PROPN
fsr-3343	387	6	response	response	NOUN
fsr-3343	387	7	statistics	statistic	NOUN
fsr-3343	387	8	.	.	PUNCT
fsr-3343	388	1	(	(	PUNCT
fsr-3343	388	2	2018	2018	NUM
fsr-3343	388	3	)	)	PUNCT
fsr-3343	388	4	.	.	PUNCT
fsr-3343	389	1	survey	survey	NOUN
fsr-3343	389	2	samples	sample	NOUN
fsr-3343	389	3	and	and	CCONJ
fsr-3343	389	4	response	response	NOUN
fsr-3343	389	5	statistics	statistic	NOUN
fsr-3343	389	6	.	.	PUNCT
fsr-3343	390	1	https://www.usfinancialcapability.org/d	https://www.usfinancialcapability.org/d	PRON
fsr-3343	390	2	ownloads/2018responsestats.pdf	ownloads/2018responsestats.pdf	NOUN
fsr-3343	390	3	nussbaumer	nussbaumer	NOUN
fsr-3343	390	4	,	,	PUNCT
fsr-3343	390	5	p.	p.	PROPN
fsr-3343	390	6	,	,	PUNCT
fsr-3343	390	7	slembek	slembek	PROPN
fsr-3343	390	8	,	,	PUNCT
fsr-3343	390	9	i.	i.	PROPN
fsr-3343	390	10	,	,	PUNCT
fsr-3343	390	11	lueg	lueg	PROPN
fsr-3343	390	12	,	,	PUNCT
fsr-3343	390	13	c.	c.	PROPN
fsr-3343	390	14	,	,	PUNCT
fsr-3343	390	15	mogicato	mogicato	PROPN
fsr-3343	390	16	,	,	PUNCT
fsr-3343	390	17	r.	r.	PROPN
fsr-3343	390	18	,	,	PUNCT
fsr-3343	390	19	&	&	CCONJ
fsr-3343	390	20	schwabe	schwabe	PROPN
fsr-3343	390	21	,	,	PUNCT
fsr-3343	390	22	g.	g.	PROPN
fsr-3343	390	23	(	(	PUNCT
fsr-3343	390	24	2009	2009	NUM
fsr-3343	390	25	,	,	PUNCT
fsr-3343	390	26	april	april	PROPN
fsr-3343	390	27	)	)	PUNCT
fsr-3343	390	28	.	.	PUNCT
fsr-3343	391	1	understanding	understand	VERB
fsr-3343	391	2	information	information	NOUN
fsr-3343	391	3	seeking	seek	VERB
fsr-3343	391	4	behaviour	behaviour	NOUN
fsr-3343	391	5	in	in	ADP
fsr-3343	391	6	financial	financial	ADJ
fsr-3343	391	7	advisory	advisory	NOUN
fsr-3343	391	8	.	.	PUNCT
fsr-3343	392	1	11th	11th	ADJ
fsr-3343	392	2	international	international	ADJ
fsr-3343	392	3	symposium	symposium	NOUN
fsr-3343	392	4	on	on	ADP
fsr-3343	392	5	information	information	NOUN
fsr-3343	392	6	science	science	NOUN
fsr-3343	392	7	(	(	PUNCT
fsr-3343	392	8	isi	isi	PROPN
fsr-3343	392	9	2009	2009	NUM
fsr-3343	392	10	)	)	PUNCT
fsr-3343	392	11	,	,	PUNCT
fsr-3343	392	12	konstanz	konstanz	PROPN
fsr-3343	392	13	,	,	PUNCT
fsr-3343	392	14	germany	germany	PROPN
fsr-3343	392	15	,	,	PUNCT
fsr-3343	392	16	april	april	PROPN
fsr-3343	392	17	1–3	1–3	NUM
fsr-3343	392	18	,	,	PUNCT
fsr-3343	392	19	2009	2009	NUM
fsr-3343	392	20	(	(	PUNCT
fsr-3343	392	21	session	session	NOUN
fsr-3343	392	22	4	4	NUM
fsr-3343	392	23	,	,	PUNCT
fsr-3343	392	24	part	part	NOUN
fsr-3343	392	25	2	2	NUM
fsr-3343	392	26	)	)	PUNCT
fsr-3343	392	27	.	.	PUNCT
fsr-3343	393	1	https://doi.org/10.5281/zenodo.5506547	https://doi.org/10.5281/zenodo.5506547	ADJ
fsr-3343	393	2	odean	odean	ADJ
fsr-3343	393	3	,	,	PUNCT
fsr-3343	393	4	t.	t.	PROPN
fsr-3343	393	5	(	(	PUNCT
fsr-3343	393	6	1998	1998	NUM
fsr-3343	393	7	,	,	PUNCT
fsr-3343	393	8	april	april	PROPN
fsr-3343	393	9	)	)	PUNCT
fsr-3343	393	10	.	.	PUNCT
fsr-3343	394	1	volume	volume	NOUN
fsr-3343	394	2	,	,	PUNCT
fsr-3343	394	3	volatility	volatility	NOUN
fsr-3343	394	4	,	,	PUNCT
fsr-3343	394	5	price	price	NOUN
fsr-3343	394	6	,	,	PUNCT
fsr-3343	394	7	and	and	CCONJ
fsr-3343	394	8	profit	profit	NOUN
fsr-3343	394	9	when	when	SCONJ
fsr-3343	394	10	all	all	DET
fsr-3343	394	11	traders	trader	NOUN
fsr-3343	394	12	are	be	AUX
fsr-3343	394	13	above	above	ADP
fsr-3343	394	14	average	average	ADJ
fsr-3343	394	15	.	.	PUNCT
fsr-3343	395	1	the	the	DET
fsr-3343	395	2	journal	journal	PROPN
fsr-3343	395	3	of	of	ADP
fsr-3343	395	4	finance	finance	NOUN
fsr-3343	395	5	,	,	PUNCT
fsr-3343	395	6	53(6	53(6	PROPN
fsr-3343	395	7	)	)	PUNCT
fsr-3343	395	8	,	,	PUNCT
fsr-3343	395	9	1887–1934	1887–1934	NUM
fsr-3343	395	10	.	.	PUNCT
fsr-3343	396	1	https://faculty.haas.berkeley.edu/	https://faculty.haas.berkeley.edu/	NUM
fsr-3343	396	2	odean	odean	ADJ
fsr-3343	396	3	/	/	SYM
fsr-3343	396	4	papers	paper	NOUN
fsr-3343	396	5	/	/	SYM
fsr-3343	396	6	vvpp	vvpp	NOUN
fsr-3343	396	7	/	/	SYM
fsr-3343	396	8	vvpp.pdf	vvpp.pdf	NOUN
fsr-3343	396	9	schunk	schunk	NOUN
fsr-3343	396	10	,	,	PUNCT
fsr-3343	396	11	d.	d.	PROPN
fsr-3343	396	12	h.	h.	PROPN
fsr-3343	396	13	&	&	CCONJ
fsr-3343	396	14	dibenedetto	dibenedetto	PROPN
fsr-3343	396	15	,	,	PUNCT
fsr-3343	396	16	m.	m.	PROPN
fsr-3343	396	17	k.	k.	PROPN
fsr-3343	396	18	(	(	PUNCT
fsr-3343	396	19	2021	2021	NUM
fsr-3343	396	20	)	)	PUNCT
fsr-3343	396	21	.	.	PUNCT
fsr-3343	397	1	self	self	NOUN
fsr-3343	397	2	-	-	PUNCT
fsr-3343	397	3	efficacy	efficacy	NOUN
fsr-3343	397	4	and	and	CCONJ
fsr-3343	397	5	human	human	ADJ
fsr-3343	397	6	motivation	motivation	NOUN
fsr-3343	397	7	.	.	PUNCT
fsr-3343	398	1	in	in	ADP
fsr-3343	398	2	a.	a.	PROPN
fsr-3343	398	3	j.	j.	PROPN
fsr-3343	398	4	elliot	elliot	PROPN
fsr-3343	398	5	(	(	PUNCT
fsr-3343	398	6	ed	ed	NOUN
fsr-3343	398	7	.	.	PUNCT
fsr-3343	398	8	)	)	PUNCT
fsr-3343	398	9	advances	advance	NOUN
fsr-3343	398	10	in	in	ADP
fsr-3343	398	11	motivation	motivation	NOUN
fsr-3343	398	12	science	science	NOUN
fsr-3343	398	13	(	(	PUNCT
fsr-3343	398	14	vol	vol	NOUN
fsr-3343	398	15	.	.	PUNCT
fsr-3343	398	16	8)	8)	NUM
fsr-3343	398	17	(	(	PUNCT
fsr-3343	398	18	pp	pp	ADJ
fsr-3343	398	19	.	.	PUNCT
fsr-3343	399	1	153–179	153–179	NUM
fsr-3343	399	2	)	)	PUNCT
fsr-3343	399	3	.	.	PUNCT
fsr-3343	400	1	elsevier	elsevier	NOUN
fsr-3343	400	2	.	.	PUNCT
fsr-3343	401	1	https://doi.org/10.1016/bs.adms.2020.10	https://doi.org/10.1016/bs.adms.2020.10	PROPN
fsr-3343	401	2	.001	.001	NUM
fsr-3343	401	3	shadel	shadel	PROPN
fsr-3343	401	4	,	,	PUNCT
fsr-3343	401	5	d.	d.	PROPN
fsr-3343	401	6	,	,	PUNCT
fsr-3343	401	7	&	&	CCONJ
fsr-3343	401	8	pak	pak	PROPN
fsr-3343	401	9	,	,	PUNCT
fsr-3343	401	10	k.	k.	PROPN
fsr-3343	401	11	(	(	PUNCT
fsr-3343	401	12	2017	2017	NUM
fsr-3343	401	13	)	)	PUNCT
fsr-3343	401	14	.	.	PUNCT
fsr-3343	402	1	aarp	aarp	PROPN
fsr-3343	402	2	investment	investment	NOUN
fsr-3343	402	3	fraud	fraud	NOUN
fsr-3343	402	4	vulnerability	vulnerability	NOUN
fsr-3343	402	5	study	study	NOUN
fsr-3343	402	6	.	.	PUNCT
fsr-3343	403	1	american	american	PROPN
fsr-3343	403	2	association	association	PROPN
fsr-3343	403	3	of	of	ADP
fsr-3343	403	4	retired	retire	VERB
fsr-3343	403	5	persons	person	NOUN
fsr-3343	403	6	.	.	PUNCT
fsr-3343	404	1	https://www.aarp.org/pri/topics/workfinances-retirement/fraud-consumerprotection/investment-fraud-survey.html	https://www.aarp.org/pri/topics/workfinances-retirement/fraud-consumerprotection/investment-fraud-survey.html	PROPN
fsr-3343	404	2	trinugroho	trinugroho	PROPN
fsr-3343	404	3	,	,	PUNCT
fsr-3343	404	4	i.	i.	PROPN
fsr-3343	404	5	,	,	PUNCT
fsr-3343	404	6	&	&	CCONJ
fsr-3343	404	7	sembel	sembel	PROPN
fsr-3343	404	8	,	,	PUNCT
fsr-3343	404	9	r.	r.	PROPN
fsr-3343	404	10	(	(	PUNCT
fsr-3343	404	11	2011	2011	NUM
fsr-3343	404	12	)	)	PUNCT
fsr-3343	404	13	.	.	PUNCT
fsr-3343	405	1	overconfidence	overconfidence	NOUN
fsr-3343	405	2	and	and	CCONJ
fsr-3343	405	3	excessive	excessive	ADJ
fsr-3343	405	4	trading	trading	NOUN
fsr-3343	405	5	behavior	behavior	NOUN
fsr-3343	405	6	:	:	PUNCT
fsr-3343	405	7	an	an	DET
fsr-3343	405	8	experimental	experimental	ADJ
fsr-3343	405	9	study	study	NOUN
fsr-3343	405	10	.	.	PUNCT
fsr-3343	406	1	international	international	ADJ
fsr-3343	406	2	journal	journal	PROPN
fsr-3343	406	3	of	of	ADP
fsr-3343	406	4	business	business	NOUN
fsr-3343	406	5	and	and	CCONJ
fsr-3343	406	6	management	management	NOUN
fsr-3343	406	7	,	,	PUNCT
fsr-3343	406	8	6(7	6(7	NUM
fsr-3343	406	9	)	)	PUNCT
fsr-3343	406	10	,	,	PUNCT
fsr-3343	406	11	147	147	NUM
fsr-3343	406	12	.	.	PUNCT
fsr-3343	407	1	https://doi.org/10.5539/ijbm.v6n7p14	https://doi.org/10.5539/ijbm.v6n7p14	VERB
fsr-3343	407	2	7	7	NUM
fsr-3343	407	3	about	about	ADP
fsr-3343	407	4	:	:	PUNCT
fsr-3343	407	5	blank	blank	ADJ
fsr-3343	407	6	about	about	ADP
fsr-3343	407	7	:	:	PUNCT
fsr-3343	407	8	blank	blank	ADJ