id	sid	tid	token	lemma	pos
fsr-3346	1	1	financial	financial	PROPN
fsr-3346	1	2	services	service	NOUN
fsr-3346	1	3	review	review	PROPN
fsr-3346	1	4	,	,	PUNCT
fsr-3346	1	5	32(1	32(1	NUM
fsr-3346	1	6	)	)	PUNCT
fsr-3346	1	7	47	47	NUM
fsr-3346	2	1	how	how	SCONJ
fsr-3346	2	2	are	be	AUX
fsr-3346	2	3	you	you	PRON
fsr-3346	2	4	doing	do	VERB
fsr-3346	2	5	?	?	PUNCT
fsr-3346	3	1	financial	financial	ADJ
fsr-3346	3	2	well	well	NOUN
fsr-3346	3	3	-	-	PUNCT
fsr-3346	3	4	being	being	NOUN
fsr-3346	3	5	during	during	ADP
fsr-3346	3	6	covid-19	covid-19	PROPN
fsr-3346	3	7	danah	danah	PROPN
fsr-3346	3	8	jeong1	jeong1	PROPN
fsr-3346	3	9	,	,	PUNCT
fsr-3346	3	10	benjamin	benjamin	PROPN
fsr-3346	3	11	hampton2	hampton2	PROPN
fsr-3346	3	12	,	,	PUNCT
fsr-3346	3	13	and	and	CCONJ
fsr-3346	3	14	kristy	kristy	PROPN
fsr-3346	3	15	l.	l.	PROPN
fsr-3346	3	16	archuleta3	archuleta3	PROPN
fsr-3346	4	1	abstract	abstract	PROPN
fsr-3346	4	2	optimal	optimal	ADJ
fsr-3346	4	3	financial	financial	ADJ
fsr-3346	4	4	well	well	NOUN
fsr-3346	4	5	-	-	PUNCT
fsr-3346	4	6	being	being	NOUN
fsr-3346	4	7	is	be	AUX
fsr-3346	4	8	a	a	DET
fsr-3346	4	9	goal	goal	NOUN
fsr-3346	4	10	for	for	ADP
fsr-3346	4	11	both	both	PRON
fsr-3346	4	12	financial	financial	ADJ
fsr-3346	4	13	professionals	professional	NOUN
fsr-3346	4	14	and	and	CCONJ
fsr-3346	4	15	consumers	consumer	NOUN
fsr-3346	4	16	.	.	PUNCT
fsr-3346	5	1	the	the	DET
fsr-3346	5	2	covid-19	covid-19	PROPN
fsr-3346	5	3	pandemic	pandemic	NOUN
fsr-3346	5	4	raised	raise	VERB
fsr-3346	5	5	concerns	concern	NOUN
fsr-3346	5	6	about	about	ADP
fsr-3346	5	7	consumers	consumer	NOUN
fsr-3346	5	8	’	'	PUNCT
fsr-3346	5	9	financial	financial	ADJ
fsr-3346	5	10	well	well	NOUN
fsr-3346	5	11	-	-	PUNCT
fsr-3346	5	12	being	being	NOUN
fsr-3346	5	13	.	.	PUNCT
fsr-3346	6	1	this	this	DET
fsr-3346	6	2	study	study	NOUN
fsr-3346	6	3	sought	seek	VERB
fsr-3346	6	4	to	to	PART
fsr-3346	6	5	explore	explore	VERB
fsr-3346	6	6	the	the	DET
fsr-3346	6	7	factors	factor	NOUN
fsr-3346	6	8	related	relate	VERB
fsr-3346	6	9	to	to	ADP
fsr-3346	6	10	financial	financial	ADJ
fsr-3346	6	11	well	well	NOUN
fsr-3346	6	12	-	-	PUNCT
fsr-3346	6	13	being	be	AUX
fsr-3346	6	14	using	use	VERB
fsr-3346	6	15	the	the	DET
fsr-3346	6	16	personal	personal	ADJ
fsr-3346	6	17	financial	financial	ADJ
fsr-3346	6	18	wellness	wellness	NOUN
fsr-3346	6	19	framework	framework	NOUN
fsr-3346	6	20	(	(	PUNCT
fsr-3346	6	21	joo	joo	NOUN
fsr-3346	6	22	,	,	PUNCT
fsr-3346	6	23	2008	2008	NUM
fsr-3346	6	24	)	)	PUNCT
fsr-3346	6	25	.	.	PUNCT
fsr-3346	7	1	data	datum	NOUN
fsr-3346	7	2	was	be	AUX
fsr-3346	7	3	collected	collect	VERB
fsr-3346	7	4	from	from	ADP
fsr-3346	7	5	a	a	DET
fsr-3346	7	6	diverse	diverse	ADJ
fsr-3346	7	7	sample	sample	NOUN
fsr-3346	7	8	during	during	ADP
fsr-3346	7	9	the	the	DET
fsr-3346	7	10	covid-19	covid-19	PROPN
fsr-3346	7	11	pandemic	pandemic	NOUN
fsr-3346	7	12	.	.	PUNCT
fsr-3346	8	1	results	result	NOUN
fsr-3346	8	2	indicated	indicate	VERB
fsr-3346	8	3	that	that	SCONJ
fsr-3346	8	4	objective	objective	ADJ
fsr-3346	8	5	financial	financial	ADJ
fsr-3346	8	6	status	status	NOUN
fsr-3346	8	7	(	(	PUNCT
fsr-3346	8	8	e.g.	e.g.	ADV
fsr-3346	8	9	,	,	PUNCT
fsr-3346	8	10	income	income	NOUN
fsr-3346	8	11	)	)	PUNCT
fsr-3346	8	12	,	,	PUNCT
fsr-3346	8	13	positive	positive	ADJ
fsr-3346	8	14	pre	pre	ADJ
fsr-3346	8	15	-	-	ADJ
fsr-3346	8	16	pandemic	pandemic	ADJ
fsr-3346	8	17	financial	financial	ADJ
fsr-3346	8	18	behaviors	behavior	NOUN
fsr-3346	8	19	,	,	PUNCT
fsr-3346	8	20	financial	financial	ADJ
fsr-3346	8	21	satisfaction	satisfaction	NOUN
fsr-3346	8	22	,	,	PUNCT
fsr-3346	8	23	and	and	CCONJ
fsr-3346	8	24	being	be	AUX
fsr-3346	8	25	older	old	ADJ
fsr-3346	8	26	and	and	CCONJ
fsr-3346	8	27	single	single	ADJ
fsr-3346	8	28	mattered	matter	VERB
fsr-3346	8	29	in	in	ADP
fsr-3346	8	30	one	one	NUM
fsr-3346	8	31	’s	’s	PART
fsr-3346	8	32	increased	increase	VERB
fsr-3346	8	33	level	level	NOUN
fsr-3346	8	34	of	of	ADP
fsr-3346	8	35	financial	financial	ADJ
fsr-3346	8	36	well	well	NOUN
fsr-3346	8	37	-	-	PUNCT
fsr-3346	8	38	being	being	NOUN
fsr-3346	8	39	during	during	ADP
fsr-3346	8	40	the	the	DET
fsr-3346	8	41	covid-19	covid-19	PROPN
fsr-3346	8	42	pandemic	pandemic	NOUN
fsr-3346	8	43	.	.	PUNCT
fsr-3346	9	1	subsequently	subsequently	ADV
fsr-3346	9	2	,	,	PUNCT
fsr-3346	9	3	financial	financial	ADJ
fsr-3346	9	4	satisfaction	satisfaction	NOUN
fsr-3346	9	5	was	be	AUX
fsr-3346	9	6	found	find	VERB
fsr-3346	9	7	to	to	PART
fsr-3346	9	8	be	be	AUX
fsr-3346	9	9	a	a	DET
fsr-3346	9	10	mediating	mediate	VERB
fsr-3346	9	11	factor	factor	NOUN
fsr-3346	9	12	between	between	ADP
fsr-3346	9	13	subjective	subjective	ADJ
fsr-3346	9	14	financial	financial	ADJ
fsr-3346	9	15	knowledge	knowledge	NOUN
fsr-3346	9	16	and	and	CCONJ
fsr-3346	9	17	financial	financial	ADJ
fsr-3346	9	18	wellbeing	wellbeing	NOUN
fsr-3346	9	19	.	.	PUNCT
fsr-3346	10	1	implications	implication	NOUN
fsr-3346	10	2	for	for	ADP
fsr-3346	10	3	financial	financial	ADJ
fsr-3346	10	4	professionals	professional	NOUN
fsr-3346	10	5	,	,	PUNCT
fsr-3346	10	6	researchers	researcher	NOUN
fsr-3346	10	7	,	,	PUNCT
fsr-3346	10	8	and	and	CCONJ
fsr-3346	10	9	policymakers	policymaker	NOUN
fsr-3346	10	10	are	be	AUX
fsr-3346	10	11	provided	provide	VERB
fsr-3346	10	12	.	.	PUNCT
fsr-3346	11	1	creative	creative	ADJ
fsr-3346	11	2	commons	commons	PROPN
fsr-3346	11	3	license	license	NOUN
fsr-3346	11	4	this	this	DET
fsr-3346	11	5	work	work	NOUN
fsr-3346	11	6	is	be	AUX
fsr-3346	11	7	licensed	license	VERB
fsr-3346	11	8	under	under	ADP
fsr-3346	11	9	a	a	DET
fsr-3346	11	10	creative	creative	ADJ
fsr-3346	11	11	commons	common	NOUN
fsr-3346	11	12	attribution	attribution	NOUN
fsr-3346	11	13	-	-	PUNCT
fsr-3346	11	14	noncommercial	noncommercial	ADJ
fsr-3346	11	15	4.0	4.0	NUM
fsr-3346	11	16	license	license	NOUN
fsr-3346	11	17	recommended	recommend	VERB
fsr-3346	11	18	citation	citation	NOUN
fsr-3346	11	19	jeong	jeong	PROPN
fsr-3346	11	20	,	,	PUNCT
fsr-3346	11	21	d.	d.	PROPN
fsr-3346	11	22	,	,	PUNCT
fsr-3346	11	23	hampton	hampton	PROPN
fsr-3346	11	24	,	,	PUNCT
fsr-3346	11	25	b.	b.	PROPN
fsr-3346	11	26	,	,	PUNCT
fsr-3346	11	27	&	&	CCONJ
fsr-3346	11	28	archuleta	archuleta	PROPN
fsr-3346	11	29	,	,	PUNCT
fsr-3346	11	30	k.	k.	PROPN
fsr-3346	11	31	l.	l.	PROPN
fsr-3346	11	32	(	(	PUNCT
fsr-3346	11	33	2024	2024	NUM
fsr-3346	11	34	)	)	PUNCT
fsr-3346	11	35	.	.	PUNCT
fsr-3346	12	1	how	how	SCONJ
fsr-3346	12	2	are	be	AUX
fsr-3346	12	3	you	you	PRON
fsr-3346	12	4	doing	do	VERB
fsr-3346	12	5	?	?	PUNCT
fsr-3346	13	1	financial	financial	ADJ
fsr-3346	13	2	well	well	NOUN
fsr-3346	13	3	-	-	PUNCT
fsr-3346	13	4	being	being	NOUN
fsr-3346	13	5	during	during	ADP
fsr-3346	13	6	covid-19	covid-19	PROPN
fsr-3346	13	7	.	.	PUNCT
fsr-3346	14	1	financial	financial	PROPN
fsr-3346	14	2	services	services	PROPN
fsr-3346	14	3	review	review	PROPN
fsr-3346	14	4	,	,	PUNCT
fsr-3346	14	5	32(1	32(1	NUM
fsr-3346	14	6	)	)	PUNCT
fsr-3346	14	7	,	,	PUNCT
fsr-3346	14	8	47	47	NUM
fsr-3346	14	9	-	-	SYM
fsr-3346	14	10	62	62	NUM
fsr-3346	14	11	.	.	PUNCT
fsr-3346	15	1	introduction	introduction	NOUN
fsr-3346	15	2	financial	financial	ADJ
fsr-3346	15	3	professionals	professional	NOUN
fsr-3346	15	4	’	’	PART
fsr-3346	15	5	primary	primary	ADJ
fsr-3346	15	6	goal	goal	NOUN
fsr-3346	15	7	is	be	AUX
fsr-3346	15	8	to	to	PART
fsr-3346	15	9	help	help	VERB
fsr-3346	15	10	clients	client	NOUN
fsr-3346	15	11	have	have	VERB
fsr-3346	15	12	successful	successful	ADJ
fsr-3346	15	13	financial	financial	ADJ
fsr-3346	15	14	lives	life	NOUN
fsr-3346	15	15	by	by	ADP
fsr-3346	15	16	enhancing	enhance	VERB
fsr-3346	15	17	their	their	PRON
fsr-3346	15	18	financial	financial	ADJ
fsr-3346	15	19	well	well	NOUN
fsr-3346	15	20	-	-	PUNCT
fsr-3346	15	21	being	being	NOUN
fsr-3346	15	22	,	,	PUNCT
fsr-3346	15	23	ultimately	ultimately	ADV
fsr-3346	15	24	increasing	increase	VERB
fsr-3346	15	25	their	their	PRON
fsr-3346	15	26	overall	overall	ADJ
fsr-3346	15	27	well	well	ADV
fsr-3346	15	28	-	-	PUNCT
fsr-3346	15	29	being	being	NOUN
fsr-3346	15	30	.	.	PUNCT
fsr-3346	16	1	the	the	DET
fsr-3346	16	2	covid19	covid19	NOUN
fsr-3346	16	3	pandemic	pandemic	PROPN
fsr-3346	16	4	had	have	VERB
fsr-3346	16	5	a	a	DET
fsr-3346	16	6	significant	significant	ADJ
fsr-3346	16	7	impact	impact	NOUN
fsr-3346	16	8	on	on	ADP
fsr-3346	16	9	people	people	NOUN
fsr-3346	16	10	across	across	ADP
fsr-3346	16	11	the	the	DET
fsr-3346	16	12	world	world	NOUN
fsr-3346	16	13	,	,	PUNCT
fsr-3346	16	14	including	include	VERB
fsr-3346	16	15	the	the	DET
fsr-3346	16	16	u.s	u.s	PROPN
fsr-3346	16	17	.	.	PROPN
fsr-3346	16	18	,	,	PUNCT
fsr-3346	16	19	but	but	CCONJ
fsr-3346	16	20	how	how	SCONJ
fsr-3346	16	21	did	do	AUX
fsr-3346	16	22	it	it	PRON
fsr-3346	16	23	affect	affect	VERB
fsr-3346	16	24	financial	financial	ADJ
fsr-3346	16	25	well	well	NOUN
fsr-3346	16	26	-	-	PUNCT
fsr-3346	16	27	being	being	NOUN
fsr-3346	16	28	?	?	PUNCT
fsr-3346	17	1	in	in	ADP
fsr-3346	17	2	response	response	NOUN
fsr-3346	17	3	to	to	ADP
fsr-3346	17	4	the	the	DET
fsr-3346	17	5	pandemic	pandemic	NOUN
fsr-3346	17	6	,	,	PUNCT
fsr-3346	17	7	the	the	DET
fsr-3346	17	8	u.s	u.s	PROPN
fsr-3346	17	9	.	.	PROPN
fsr-3346	17	10	government	government	NOUN
fsr-3346	17	11	passed	pass	VERB
fsr-3346	17	12	legislation	legislation	NOUN
fsr-3346	17	13	and	and	CCONJ
fsr-3346	17	14	implemented	implement	VERB
fsr-3346	17	15	policies	policy	NOUN
fsr-3346	17	16	aimed	aim	VERB
fsr-3346	17	17	at	at	ADP
fsr-3346	17	18	providing	provide	VERB
fsr-3346	17	19	financial	financial	ADJ
fsr-3346	17	20	support	support	NOUN
fsr-3346	17	21	to	to	ADP
fsr-3346	17	22	consumers	consumer	NOUN
fsr-3346	17	23	.	.	PUNCT
fsr-3346	18	1	the	the	DET
fsr-3346	18	2	families	family	NOUN
fsr-3346	18	3	first	first	ADJ
fsr-3346	18	4	coronavirus	coronavirus	NOUN
fsr-3346	18	5	response	response	NOUN
fsr-3346	18	6	act	act	NOUN
fsr-3346	18	7	became	become	VERB
fsr-3346	18	8	law	law	NOUN
fsr-3346	18	9	on	on	ADP
fsr-3346	18	10	march	march	PROPN
fsr-3346	18	11	18	18	NUM
fsr-3346	18	12	,	,	PUNCT
fsr-3346	18	13	2020	2020	NUM
fsr-3346	18	14	(	(	PUNCT
fsr-3346	18	15	moss	moss	NOUN
fsr-3346	18	16	et	et	NOUN
fsr-3346	18	17	al	al	PROPN
fsr-3346	18	18	.	.	PROPN
fsr-3346	18	19	,	,	PUNCT
fsr-3346	18	20	2020	2020	NUM
fsr-3346	18	21	)	)	PUNCT
fsr-3346	18	22	.	.	PUNCT
fsr-3346	19	1	the	the	DET
fsr-3346	19	2	1	1	NUM
fsr-3346	19	3	university	university	NOUN
fsr-3346	19	4	of	of	ADP
fsr-3346	19	5	georgia	georgia	PROPN
fsr-3346	19	6	,	,	PUNCT
fsr-3346	19	7	athens	athens	PROPN
fsr-3346	19	8	,	,	PUNCT
fsr-3346	19	9	usa	usa	PROPN
fsr-3346	19	10	2	2	NUM
fsr-3346	19	11	university	university	NOUN
fsr-3346	19	12	of	of	ADP
fsr-3346	19	13	georgia	georgia	PROPN
fsr-3346	19	14	,	,	PUNCT
fsr-3346	19	15	athens	athens	PROPN
fsr-3346	19	16	,	,	PUNCT
fsr-3346	19	17	usa	usa	PROPN
fsr-3346	19	18	3	3	NUM
fsr-3346	19	19	corresponding	correspond	VERB
fsr-3346	19	20	author	author	NOUN
fsr-3346	19	21	(	(	PUNCT
fsr-3346	19	22	karchuleta@uga.edu	karchuleta@uga.edu	PROPN
fsr-3346	19	23	)	)	PUNCT
fsr-3346	19	24	.	.	PUNCT
fsr-3346	20	1	university	university	NOUN
fsr-3346	20	2	of	of	ADP
fsr-3346	20	3	georgia	georgia	PROPN
fsr-3346	20	4	,	,	PUNCT
fsr-3346	20	5	athens	athens	PROPN
fsr-3346	20	6	,	,	PUNCT
fsr-3346	20	7	usa	usa	PROPN
fsr-3346	20	8	key	key	ADJ
fsr-3346	20	9	provisions	provision	NOUN
fsr-3346	20	10	of	of	ADP
fsr-3346	20	11	this	this	DET
fsr-3346	20	12	legislation	legislation	NOUN
fsr-3346	20	13	included	include	VERB
fsr-3346	20	14	nutrition	nutrition	NOUN
fsr-3346	20	15	benefits	benefit	NOUN
fsr-3346	20	16	,	,	PUNCT
fsr-3346	20	17	12	12	NUM
fsr-3346	20	18	weeks	week	NOUN
fsr-3346	20	19	of	of	ADP
fsr-3346	20	20	paid	pay	VERB
fsr-3346	20	21	leave	leave	NOUN
fsr-3346	20	22	for	for	ADP
fsr-3346	20	23	employees	employee	NOUN
fsr-3346	20	24	needing	need	VERB
fsr-3346	20	25	to	to	PART
fsr-3346	20	26	provide	provide	VERB
fsr-3346	20	27	childcare	childcare	NOUN
fsr-3346	20	28	,	,	PUNCT
fsr-3346	20	29	additional	additional	ADJ
fsr-3346	20	30	funding	funding	NOUN
fsr-3346	20	31	to	to	ADP
fsr-3346	20	32	states	state	NOUN
fsr-3346	20	33	for	for	ADP
fsr-3346	20	34	unemployment	unemployment	NOUN
fsr-3346	20	35	benefits	benefit	NOUN
fsr-3346	20	36	,	,	PUNCT
fsr-3346	20	37	paid	pay	VERB
fsr-3346	20	38	sick	sick	ADJ
fsr-3346	20	39	leave	leave	NOUN
fsr-3346	20	40	,	,	PUNCT
fsr-3346	20	41	and	and	CCONJ
fsr-3346	20	42	insurance	insurance	NOUN
fsr-3346	20	43	coverage	coverage	NOUN
fsr-3346	20	44	for	for	ADP
fsr-3346	20	45	covid-19	covid-19	PROPN
fsr-3346	20	46	testing	testing	NOUN
fsr-3346	20	47	.	.	PUNCT
fsr-3346	21	1	on	on	ADP
fsr-3346	21	2	the	the	DET
fsr-3346	21	3	same	same	ADJ
fsr-3346	21	4	day	day	NOUN
fsr-3346	21	5	,	,	PUNCT
fsr-3346	21	6	the	the	DET
fsr-3346	21	7	u.s	u.s	PROPN
fsr-3346	21	8	.	.	PROPN
fsr-3346	21	9	department	department	PROPN
fsr-3346	21	10	of	of	ADP
fsr-3346	21	11	housing	housing	PROPN
fsr-3346	21	12	and	and	CCONJ
fsr-3346	21	13	urban	urban	ADJ
fsr-3346	21	14	development	development	NOUN
fsr-3346	21	15	and	and	CCONJ
fsr-3346	21	16	the	the	DET
fsr-3346	21	17	federal	federal	ADJ
fsr-3346	21	18	housing	housing	PROPN
fsr-3346	21	19	finance	finance	PROPN
fsr-3346	21	20	agency	agency	NOUN
fsr-3346	21	21	declared	declare	VERB
fsr-3346	21	22	an	an	DET
fsr-3346	21	23	eviction	eviction	NOUN
fsr-3346	21	24	and	and	CCONJ
fsr-3346	21	25	foreclosure	foreclosure	NOUN
fsr-3346	21	26	moratorium	moratorium	NOUN
fsr-3346	21	27	for	for	ADP
fsr-3346	21	28	mortgage	mortgage	NOUN
fsr-3346	21	29	loans	loan	NOUN
fsr-3346	21	30	backed	back	VERB
fsr-3346	21	31	by	by	ADP
fsr-3346	21	32	fannie	fannie	PROPN
fsr-3346	21	33	mae	mae	PROPN
fsr-3346	21	34	,	,	PUNCT
fsr-3346	21	35	freddie	freddie	PROPN
fsr-3346	21	36	mac	mac	PROPN
fsr-3346	21	37	,	,	PUNCT
fsr-3346	21	38	and	and	CCONJ
fsr-3346	21	39	the	the	DET
fsr-3346	21	40	fha	fha	NOUN
fsr-3346	21	41	for	for	ADP
fsr-3346	21	42	60	60	NUM
fsr-3346	21	43	days	day	NOUN
fsr-3346	21	44	(	(	PUNCT
fsr-3346	21	45	federal	federal	ADJ
fsr-3346	21	46	housing	housing	NOUN
fsr-3346	21	47	finance	finance	NOUN
fsr-3346	21	48	agency	agency	NOUN
fsr-3346	21	49	,	,	PUNCT
fsr-3346	21	50	2020	2020	NUM
fsr-3346	21	51	;	;	PUNCT
fsr-3346	21	52	u.s	u.s	PROPN
fsr-3346	21	53	.	.	PROPN
fsr-3346	21	54	department	department	PROPN
fsr-3346	21	55	https://creativecommons.org/licenses/by-nc/4.0/	https://creativecommons.org/licenses/by-nc/4.0/	PROPN
fsr-3346	21	56	mailto:karchuleta@uga.edu	mailto:karchuleta@uga.edu	PROPN
fsr-3346	21	57	https://creativecommons.org/licenses/by-nc/4.0/	https://creativecommons.org/licenses/by-nc/4.0/	PRON
fsr-3346	21	58	financial	financial	ADJ
fsr-3346	21	59	services	service	NOUN
fsr-3346	21	60	review	review	NOUN
fsr-3346	21	61	32(1	32(1	NUM
fsr-3346	21	62	)	)	PUNCT
fsr-3346	21	63	48	48	NUM
fsr-3346	21	64	of	of	ADP
fsr-3346	21	65	housing	housing	NOUN
fsr-3346	21	66	and	and	CCONJ
fsr-3346	21	67	urban	urban	ADJ
fsr-3346	21	68	development	development	NOUN
fsr-3346	21	69	,	,	PUNCT
fsr-3346	21	70	2020	2020	NUM
fsr-3346	21	71	)	)	PUNCT
fsr-3346	21	72	.	.	PUNCT
fsr-3346	22	1	the	the	DET
fsr-3346	22	2	coronavirus	coronavirus	NOUN
fsr-3346	22	3	aid	aid	NOUN
fsr-3346	22	4	,	,	PUNCT
fsr-3346	22	5	relief	relief	NOUN
fsr-3346	22	6	,	,	PUNCT
fsr-3346	22	7	and	and	CCONJ
fsr-3346	22	8	economic	economic	ADJ
fsr-3346	22	9	security	security	NOUN
fsr-3346	22	10	(	(	PUNCT
fsr-3346	22	11	cares	care	NOUN
fsr-3346	22	12	)	)	PUNCT
fsr-3346	22	13	act	act	NOUN
fsr-3346	22	14	became	become	VERB
fsr-3346	22	15	law	law	NOUN
fsr-3346	22	16	on	on	ADP
fsr-3346	22	17	march	march	PROPN
fsr-3346	22	18	27	27	NUM
fsr-3346	22	19	,	,	PUNCT
fsr-3346	22	20	2020	2020	NUM
fsr-3346	22	21	.	.	PUNCT
fsr-3346	23	1	the	the	DET
fsr-3346	23	2	cares	care	NOUN
fsr-3346	23	3	act	act	PROPN
fsr-3346	23	4	provisions	provision	NOUN
fsr-3346	23	5	included	include	VERB
fsr-3346	23	6	direct	direct	ADJ
fsr-3346	23	7	payments	payment	NOUN
fsr-3346	23	8	of	of	ADP
fsr-3346	23	9	$	$	SYM
fsr-3346	23	10	1,200	1,200	NUM
fsr-3346	23	11	per	per	ADP
fsr-3346	23	12	eligible	eligible	ADJ
fsr-3346	23	13	individual	individual	NOUN
fsr-3346	23	14	and	and	CCONJ
fsr-3346	23	15	$	$	SYM
fsr-3346	23	16	500	500	NUM
fsr-3346	23	17	for	for	ADP
fsr-3346	23	18	each	each	DET
fsr-3346	23	19	child	child	NOUN
fsr-3346	23	20	that	that	PRON
fsr-3346	23	21	qualified	qualify	VERB
fsr-3346	23	22	,	,	PUNCT
fsr-3346	23	23	a	a	DET
fsr-3346	23	24	maximum	maximum	NOUN
fsr-3346	23	25	of	of	ADP
fsr-3346	23	26	$	$	SYM
fsr-3346	23	27	100,000	100,000	NUM
fsr-3346	23	28	of	of	ADP
fsr-3346	23	29	penalty	penalty	NOUN
fsr-3346	23	30	-	-	PUNCT
fsr-3346	23	31	free	free	ADJ
fsr-3346	23	32	withdrawals	withdrawal	NOUN
fsr-3346	23	33	from	from	ADP
fsr-3346	23	34	retirement	retirement	NOUN
fsr-3346	23	35	accounts	account	NOUN
fsr-3346	23	36	for	for	ADP
fsr-3346	23	37	distributions	distribution	NOUN
fsr-3346	23	38	associated	associate	VERB
fsr-3346	23	39	with	with	ADP
fsr-3346	23	40	the	the	DET
fsr-3346	23	41	coronavirus	coronavirus	NOUN
fsr-3346	23	42	,	,	PUNCT
fsr-3346	23	43	qualified	qualified	ADJ
fsr-3346	23	44	retirement	retirement	NOUN
fsr-3346	23	45	plan	plan	NOUN
fsr-3346	23	46	loans	loan	NOUN
fsr-3346	23	47	up	up	ADP
fsr-3346	23	48	to	to	PART
fsr-3346	23	49	$	$	SYM
fsr-3346	23	50	100,000	100,000	NUM
fsr-3346	23	51	,	,	PUNCT
fsr-3346	23	52	waived	waive	VERB
fsr-3346	23	53	required	require	VERB
fsr-3346	23	54	minimum	minimum	NOUN
fsr-3346	23	55	distributions	distribution	NOUN
fsr-3346	23	56	for	for	ADP
fsr-3346	23	57	2020	2020	NUM
fsr-3346	23	58	,	,	PUNCT
fsr-3346	23	59	the	the	DET
fsr-3346	23	60	allowance	allowance	NOUN
fsr-3346	23	61	of	of	ADP
fsr-3346	23	62	a	a	DET
fsr-3346	23	63	$	$	SYM
fsr-3346	23	64	300	300	NUM
fsr-3346	23	65	charitable	charitable	ADJ
fsr-3346	23	66	donation	donation	NOUN
fsr-3346	23	67	deduction	deduction	NOUN
fsr-3346	23	68	for	for	ADP
fsr-3346	23	69	taxpayers	taxpayer	NOUN
fsr-3346	23	70	that	that	PRON
fsr-3346	23	71	chose	choose	VERB
fsr-3346	23	72	the	the	DET
fsr-3346	23	73	standard	standard	ADJ
fsr-3346	23	74	deduction	deduction	NOUN
fsr-3346	23	75	,	,	PUNCT
fsr-3346	23	76	and	and	CCONJ
fsr-3346	23	77	a	a	DET
fsr-3346	23	78	$	$	SYM
fsr-3346	23	79	600	600	NUM
fsr-3346	23	80	increase	increase	NOUN
fsr-3346	23	81	to	to	ADP
fsr-3346	23	82	weekly	weekly	ADJ
fsr-3346	23	83	unemployment	unemployment	NOUN
fsr-3346	23	84	benefit	benefit	NOUN
fsr-3346	23	85	payments	payment	NOUN
fsr-3346	23	86	through	through	ADP
fsr-3346	23	87	the	the	DET
fsr-3346	23	88	end	end	NOUN
fsr-3346	23	89	of	of	ADP
fsr-3346	23	90	july	july	PROPN
fsr-3346	23	91	,	,	PUNCT
fsr-3346	23	92	2020	2020	NUM
fsr-3346	23	93	(	(	PUNCT
fsr-3346	23	94	national	national	PROPN
fsr-3346	23	95	association	association	NOUN
fsr-3346	23	96	of	of	ADP
fsr-3346	23	97	tax	tax	NOUN
fsr-3346	23	98	professionals	professional	NOUN
fsr-3346	23	99	,	,	PUNCT
fsr-3346	23	100	2020	2020	NUM
fsr-3346	23	101	)	)	PUNCT
fsr-3346	23	102	.	.	PUNCT
fsr-3346	24	1	these	these	DET
fsr-3346	24	2	government	government	NOUN
fsr-3346	24	3	interventions	intervention	NOUN
fsr-3346	24	4	likely	likely	ADV
fsr-3346	24	5	had	have	VERB
fsr-3346	24	6	an	an	DET
fsr-3346	24	7	impact	impact	NOUN
fsr-3346	24	8	on	on	ADP
fsr-3346	24	9	consumers	consumer	NOUN
fsr-3346	24	10	’	'	PUNCT
fsr-3346	24	11	financial	financial	ADJ
fsr-3346	24	12	well	well	NOUN
fsr-3346	24	13	-	-	PUNCT
fsr-3346	24	14	being	being	NOUN
fsr-3346	24	15	.	.	PUNCT
fsr-3346	25	1	researchers	researcher	NOUN
fsr-3346	25	2	are	be	AUX
fsr-3346	25	3	in	in	ADP
fsr-3346	25	4	the	the	DET
fsr-3346	25	5	process	process	NOUN
fsr-3346	25	6	of	of	ADP
fsr-3346	25	7	learning	learn	VERB
fsr-3346	25	8	how	how	SCONJ
fsr-3346	25	9	individual	individual	ADJ
fsr-3346	25	10	financial	financial	ADJ
fsr-3346	25	11	well	well	NOUN
fsr-3346	25	12	-	-	PUNCT
fsr-3346	25	13	being	being	NOUN
fsr-3346	25	14	was	be	AUX
fsr-3346	25	15	impacted	impact	VERB
fsr-3346	25	16	during	during	ADP
fsr-3346	25	17	and	and	CCONJ
fsr-3346	25	18	post	post	ADJ
fsr-3346	25	19	-	-	ADJ
fsr-3346	25	20	pandemic	pandemic	ADJ
fsr-3346	25	21	.	.	PUNCT
fsr-3346	26	1	learning	learn	VERB
fsr-3346	26	2	from	from	ADP
fsr-3346	26	3	the	the	DET
fsr-3346	26	4	crisis	crisis	NOUN
fsr-3346	26	5	can	can	AUX
fsr-3346	26	6	help	help	VERB
fsr-3346	26	7	us	we	PRON
fsr-3346	26	8	better	well	ADV
fsr-3346	26	9	prepare	prepare	VERB
fsr-3346	26	10	clients	client	NOUN
fsr-3346	26	11	for	for	ADP
fsr-3346	26	12	what	what	PRON
fsr-3346	26	13	may	may	AUX
fsr-3346	26	14	lie	lie	VERB
fsr-3346	26	15	ahead	ahead	ADV
fsr-3346	26	16	.	.	PUNCT
fsr-3346	27	1	in	in	ADP
fsr-3346	27	2	this	this	DET
fsr-3346	27	3	study	study	NOUN
fsr-3346	27	4	,	,	PUNCT
fsr-3346	27	5	we	we	PRON
fsr-3346	27	6	aimed	aim	VERB
fsr-3346	27	7	to	to	PART
fsr-3346	27	8	explore	explore	VERB
fsr-3346	27	9	the	the	DET
fsr-3346	27	10	factors	factor	NOUN
fsr-3346	27	11	associated	associate	VERB
fsr-3346	27	12	with	with	ADP
fsr-3346	27	13	enhanced	enhanced	ADJ
fsr-3346	27	14	financial	financial	ADJ
fsr-3346	27	15	well	well	NOUN
fsr-3346	27	16	-	-	PUNCT
fsr-3346	27	17	being	being	NOUN
fsr-3346	27	18	during	during	ADP
fsr-3346	27	19	the	the	DET
fsr-3346	27	20	covid-19	covid-19	PROPN
fsr-3346	27	21	pandemic	pandemic	NOUN
fsr-3346	27	22	.	.	PUNCT
fsr-3346	28	1	theoretical	theoretical	ADJ
fsr-3346	28	2	framework	framework	NOUN
fsr-3346	28	3	the	the	DET
fsr-3346	28	4	personal	personal	ADJ
fsr-3346	28	5	financial	financial	ADJ
fsr-3346	28	6	wellness	wellness	NOUN
fsr-3346	28	7	(	(	PUNCT
fsr-3346	28	8	pfw	pfw	PROPN
fsr-3346	28	9	)	)	PUNCT
fsr-3346	28	10	framework	framework	NOUN
fsr-3346	28	11	(	(	PUNCT
fsr-3346	28	12	joo	joo	NOUN
fsr-3346	28	13	,	,	PUNCT
fsr-3346	28	14	2008	2008	NUM
fsr-3346	28	15	)	)	PUNCT
fsr-3346	28	16	was	be	AUX
fsr-3346	28	17	used	use	VERB
fsr-3346	28	18	to	to	PART
fsr-3346	28	19	guide	guide	VERB
fsr-3346	28	20	this	this	DET
fsr-3346	28	21	study	study	NOUN
fsr-3346	28	22	.	.	PUNCT
fsr-3346	29	1	in	in	ADP
fsr-3346	29	2	the	the	DET
fsr-3346	29	3	personal	personal	ADJ
fsr-3346	29	4	finance	finance	NOUN
fsr-3346	29	5	wellness	wellness	NOUN
fsr-3346	29	6	framework	framework	NOUN
fsr-3346	29	7	,	,	PUNCT
fsr-3346	29	8	financial	financial	ADJ
fsr-3346	29	9	wellness	wellness	NOUN
fsr-3346	29	10	is	be	AUX
fsr-3346	29	11	defined	define	VERB
fsr-3346	29	12	as	as	ADP
fsr-3346	29	13	an	an	DET
fsr-3346	29	14	active	active	ADJ
fsr-3346	29	15	state	state	NOUN
fsr-3346	29	16	of	of	ADP
fsr-3346	29	17	financial	financial	ADJ
fsr-3346	29	18	health	health	NOUN
fsr-3346	29	19	that	that	PRON
fsr-3346	29	20	includes	include	VERB
fsr-3346	29	21	both	both	CCONJ
fsr-3346	29	22	subjective	subjective	ADJ
fsr-3346	29	23	and	and	CCONJ
fsr-3346	29	24	objective	objective	ADJ
fsr-3346	29	25	evaluative	evaluative	ADJ
fsr-3346	29	26	terms	term	NOUN
fsr-3346	29	27	.	.	PUNCT
fsr-3346	30	1	financial	financial	ADJ
fsr-3346	30	2	wellness	wellness	NOUN
fsr-3346	30	3	is	be	AUX
fsr-3346	30	4	seen	see	VERB
fsr-3346	30	5	as	as	ADP
fsr-3346	30	6	one	one	NUM
fsr-3346	30	7	component	component	NOUN
fsr-3346	30	8	of	of	ADP
fsr-3346	30	9	overall	overall	ADJ
fsr-3346	30	10	personal	personal	ADJ
fsr-3346	30	11	well	well	ADV
fsr-3346	30	12	-	-	PUNCT
fsr-3346	30	13	being	being	NOUN
fsr-3346	30	14	and	and	CCONJ
fsr-3346	30	15	comprised	comprise	VERB
fsr-3346	30	16	four	four	NUM
fsr-3346	30	17	sub	sub	NOUN
fsr-3346	30	18	-	-	NOUN
fsr-3346	30	19	constructs	construct	NOUN
fsr-3346	30	20	:	:	PUNCT
fsr-3346	30	21	(	(	PUNCT
fsr-3346	30	22	a	a	X
fsr-3346	30	23	)	)	PUNCT
fsr-3346	30	24	objective	objective	ADJ
fsr-3346	30	25	status	status	NOUN
fsr-3346	30	26	,	,	PUNCT
fsr-3346	30	27	(	(	PUNCT
fsr-3346	30	28	b	b	X
fsr-3346	30	29	)	)	PUNCT
fsr-3346	30	30	financial	financial	ADJ
fsr-3346	30	31	satisfaction	satisfaction	NOUN
fsr-3346	30	32	,	,	PUNCT
fsr-3346	30	33	(	(	PUNCT
fsr-3346	30	34	c	c	X
fsr-3346	30	35	)	)	PUNCT
fsr-3346	30	36	financial	financial	ADJ
fsr-3346	30	37	behavior	behavior	NOUN
fsr-3346	30	38	,	,	PUNCT
fsr-3346	30	39	and	and	CCONJ
fsr-3346	30	40	(	(	PUNCT
fsr-3346	30	41	d	d	X
fsr-3346	30	42	)	)	PUNCT
fsr-3346	30	43	subjective	subjective	ADJ
fsr-3346	30	44	perceptions	perception	NOUN
fsr-3346	30	45	.	.	PUNCT
fsr-3346	31	1	objective	objective	ADJ
fsr-3346	31	2	status	status	NOUN
fsr-3346	31	3	includes	include	VERB
fsr-3346	31	4	financial	financial	ADJ
fsr-3346	31	5	factors	factor	NOUN
fsr-3346	31	6	of	of	ADP
fsr-3346	31	7	income	income	NOUN
fsr-3346	31	8	and	and	CCONJ
fsr-3346	31	9	other	other	ADJ
fsr-3346	31	10	objective	objective	ADJ
fsr-3346	31	11	measures	measure	NOUN
fsr-3346	31	12	of	of	ADP
fsr-3346	31	13	financial	financial	ADJ
fsr-3346	31	14	health	health	NOUN
fsr-3346	31	15	such	such	ADJ
fsr-3346	31	16	as	as	ADP
fsr-3346	31	17	financial	financial	ADJ
fsr-3346	31	18	ratios	ratio	NOUN
fsr-3346	31	19	.	.	PUNCT
fsr-3346	32	1	according	accord	VERB
fsr-3346	32	2	to	to	ADP
fsr-3346	32	3	joo	joo	PROPN
fsr-3346	32	4	(	(	PUNCT
fsr-3346	32	5	2008	2008	NUM
fsr-3346	32	6	)	)	PUNCT
fsr-3346	32	7	,	,	PUNCT
fsr-3346	32	8	financial	financial	ADJ
fsr-3346	32	9	satisfaction	satisfaction	NOUN
fsr-3346	32	10	can	can	AUX
fsr-3346	32	11	be	be	AUX
fsr-3346	32	12	seen	see	VERB
fsr-3346	32	13	as	as	ADP
fsr-3346	32	14	a	a	DET
fsr-3346	32	15	global	global	ADJ
fsr-3346	32	16	measure	measure	NOUN
fsr-3346	32	17	of	of	ADP
fsr-3346	32	18	how	how	SCONJ
fsr-3346	32	19	one	one	PRON
fsr-3346	32	20	feels	feel	VERB
fsr-3346	32	21	about	about	ADP
fsr-3346	32	22	their	their	PRON
fsr-3346	32	23	financial	financial	ADJ
fsr-3346	32	24	situation	situation	NOUN
fsr-3346	32	25	or	or	CCONJ
fsr-3346	32	26	comprised	comprise	VERB
fsr-3346	32	27	of	of	ADP
fsr-3346	32	28	multiple	multiple	ADJ
fsr-3346	32	29	factors	factor	NOUN
fsr-3346	32	30	that	that	PRON
fsr-3346	32	31	may	may	AUX
fsr-3346	32	32	impact	impact	VERB
fsr-3346	32	33	one	one	NUM
fsr-3346	32	34	’s	’s	PART
fsr-3346	32	35	perception	perception	NOUN
fsr-3346	32	36	of	of	ADP
fsr-3346	32	37	their	their	PRON
fsr-3346	32	38	own	own	ADJ
fsr-3346	32	39	financial	financial	ADJ
fsr-3346	32	40	situation	situation	NOUN
fsr-3346	32	41	.	.	PUNCT
fsr-3346	33	1	financial	financial	ADJ
fsr-3346	33	2	behaviors	behavior	NOUN
fsr-3346	33	3	capture	capture	VERB
fsr-3346	33	4	what	what	PRON
fsr-3346	33	5	one	one	NOUN
fsr-3346	33	6	is	be	AUX
fsr-3346	33	7	actively	actively	ADV
fsr-3346	33	8	doing	do	VERB
fsr-3346	33	9	in	in	ADP
fsr-3346	33	10	various	various	ADJ
fsr-3346	33	11	areas	area	NOUN
fsr-3346	33	12	of	of	ADP
fsr-3346	33	13	personal	personal	ADJ
fsr-3346	33	14	finance	finance	NOUN
fsr-3346	33	15	,	,	PUNCT
fsr-3346	33	16	such	such	ADJ
fsr-3346	33	17	as	as	ADP
fsr-3346	33	18	cash	cash	NOUN
fsr-3346	33	19	flow	flow	NOUN
fsr-3346	33	20	management	management	NOUN
fsr-3346	33	21	,	,	PUNCT
fsr-3346	33	22	debt	debt	NOUN
fsr-3346	33	23	management	management	NOUN
fsr-3346	33	24	,	,	PUNCT
fsr-3346	33	25	savings	saving	NOUN
fsr-3346	33	26	,	,	PUNCT
fsr-3346	33	27	etc	etc	X
fsr-3346	33	28	.	.	X
fsr-3346	33	29	subjective	subjective	ADJ
fsr-3346	33	30	perceptions	perception	NOUN
fsr-3346	33	31	encompass	encompass	VERB
fsr-3346	33	32	attitudes	attitude	NOUN
fsr-3346	33	33	and	and	CCONJ
fsr-3346	33	34	subjective	subjective	ADJ
fsr-3346	33	35	financial	financial	ADJ
fsr-3346	33	36	knowledge	knowledge	NOUN
fsr-3346	33	37	.	.	PUNCT
fsr-3346	34	1	literature	literature	NOUN
fsr-3346	34	2	has	have	AUX
fsr-3346	34	3	shown	show	VERB
fsr-3346	34	4	that	that	SCONJ
fsr-3346	34	5	attitudes	attitude	NOUN
fsr-3346	34	6	and	and	CCONJ
fsr-3346	34	7	subjective	subjective	ADJ
fsr-3346	34	8	financial	financial	ADJ
fsr-3346	34	9	knowledge	knowledge	NOUN
fsr-3346	34	10	(	(	PUNCT
fsr-3346	34	11	i.e.	i.e.	X
fsr-3346	34	12	,	,	PUNCT
fsr-3346	34	13	what	what	PRON
fsr-3346	34	14	one	one	NOUN
fsr-3346	34	15	thinks	think	VERB
fsr-3346	34	16	they	they	PRON
fsr-3346	34	17	know	know	VERB
fsr-3346	34	18	about	about	ADP
fsr-3346	34	19	personal	personal	ADJ
fsr-3346	34	20	finance	finance	NOUN
fsr-3346	34	21	)	)	PUNCT
fsr-3346	34	22	can	can	AUX
fsr-3346	34	23	be	be	AUX
fsr-3346	34	24	the	the	DET
fsr-3346	34	25	largest	large	ADJ
fsr-3346	34	26	contributing	contribute	VERB
fsr-3346	34	27	factor	factor	NOUN
fsr-3346	34	28	to	to	ADP
fsr-3346	34	29	engaging	engage	VERB
fsr-3346	34	30	in	in	ADP
fsr-3346	34	31	positive	positive	ADJ
fsr-3346	34	32	financial	financial	ADJ
fsr-3346	34	33	behaviors	behavior	NOUN
fsr-3346	34	34	and	and	CCONJ
fsr-3346	34	35	having	having	AUX
fsr-3346	34	36	increased	increase	VERB
fsr-3346	34	37	financial	financial	ADJ
fsr-3346	34	38	well	well	NOUN
fsr-3346	34	39	-	-	PUNCT
fsr-3346	34	40	being	being	NOUN
fsr-3346	34	41	(	(	PUNCT
fsr-3346	34	42	robb	robb	NOUN
fsr-3346	34	43	&	&	CCONJ
fsr-3346	34	44	woodyard	woodyard	PROPN
fsr-3346	34	45	,	,	PUNCT
fsr-3346	34	46	2011	2011	NUM
fsr-3346	34	47	)	)	PUNCT
fsr-3346	34	48	.	.	PUNCT
fsr-3346	35	1	in	in	ADP
fsr-3346	35	2	this	this	DET
fsr-3346	35	3	study	study	NOUN
fsr-3346	35	4	,	,	PUNCT
fsr-3346	35	5	we	we	PRON
fsr-3346	35	6	use	use	VERB
fsr-3346	35	7	the	the	DET
fsr-3346	35	8	four	four	NUM
fsr-3346	35	9	sub	sub	NOUN
fsr-3346	35	10	-	-	NOUN
fsr-3346	35	11	constructs	construct	NOUN
fsr-3346	35	12	of	of	ADP
fsr-3346	35	13	joo	joo	PROPN
fsr-3346	35	14	’s	’s	PART
fsr-3346	35	15	(	(	PUNCT
fsr-3346	35	16	2008	2008	NUM
fsr-3346	35	17	)	)	PUNCT
fsr-3346	35	18	personal	personal	ADJ
fsr-3346	35	19	wellness	wellness	NOUN
fsr-3346	35	20	framework	framework	NOUN
fsr-3346	35	21	to	to	PART
fsr-3346	35	22	understand	understand	VERB
fsr-3346	35	23	financial	financial	ADJ
fsr-3346	35	24	well	well	NOUN
fsr-3346	35	25	-	-	PUNCT
fsr-3346	35	26	being	being	NOUN
fsr-3346	35	27	and	and	CCONJ
fsr-3346	35	28	will	will	AUX
fsr-3346	35	29	refer	refer	VERB
fsr-3346	35	30	to	to	ADP
fsr-3346	35	31	financial	financial	ADJ
fsr-3346	35	32	wellness	wellness	NOUN
fsr-3346	35	33	as	as	ADP
fsr-3346	35	34	financial	financial	ADJ
fsr-3346	35	35	well	well	NOUN
fsr-3346	35	36	-	-	PUNCT
fsr-3346	35	37	being	be	AUX
fsr-3346	35	38	in	in	ADP
fsr-3346	35	39	this	this	DET
fsr-3346	35	40	paper	paper	NOUN
fsr-3346	35	41	.	.	PUNCT
fsr-3346	36	1	literature	literature	NOUN
fsr-3346	36	2	review	review	VERB
fsr-3346	36	3	financial	financial	ADJ
fsr-3346	36	4	well	well	ADV
fsr-3346	36	5	-	-	PUNCT
fsr-3346	36	6	being	be	AUX
fsr-3346	36	7	financial	financial	ADJ
fsr-3346	36	8	well	well	ADV
fsr-3346	36	9	-	-	PUNCT
fsr-3346	36	10	being	being	NOUN
fsr-3346	36	11	has	have	AUX
fsr-3346	36	12	been	be	AUX
fsr-3346	36	13	defined	define	VERB
fsr-3346	36	14	by	by	ADP
fsr-3346	36	15	the	the	DET
fsr-3346	36	16	consumer	consumer	NOUN
fsr-3346	36	17	financial	financial	PROPN
fsr-3346	36	18	protection	protection	PROPN
fsr-3346	36	19	bureau	bureau	PROPN
fsr-3346	36	20	(	(	PUNCT
fsr-3346	36	21	cfpb	cfpb	NOUN
fsr-3346	36	22	)	)	PUNCT
fsr-3346	36	23	as	as	ADP
fsr-3346	36	24	"	"	PUNCT
fsr-3346	36	25	a	a	DET
fsr-3346	36	26	state	state	NOUN
fsr-3346	36	27	of	of	ADP
fsr-3346	36	28	being	be	AUX
fsr-3346	36	29	wherein	wherein	SCONJ
fsr-3346	36	30	a	a	DET
fsr-3346	36	31	person	person	NOUN
fsr-3346	36	32	can	can	AUX
fsr-3346	36	33	fully	fully	ADV
fsr-3346	36	34	meet	meet	VERB
fsr-3346	36	35	current	current	ADJ
fsr-3346	36	36	and	and	CCONJ
fsr-3346	36	37	ongoing	ongoing	ADJ
fsr-3346	36	38	financial	financial	ADJ
fsr-3346	36	39	obligations	obligation	NOUN
fsr-3346	36	40	,	,	PUNCT
fsr-3346	36	41	can	can	AUX
fsr-3346	36	42	feel	feel	VERB
fsr-3346	36	43	secure	secure	ADJ
fsr-3346	36	44	in	in	ADP
fsr-3346	36	45	their	their	PRON
fsr-3346	36	46	financial	financial	ADJ
fsr-3346	36	47	future	future	NOUN
fsr-3346	36	48	,	,	PUNCT
fsr-3346	36	49	and	and	CCONJ
fsr-3346	36	50	is	be	AUX
fsr-3346	36	51	able	able	ADJ
fsr-3346	36	52	to	to	PART
fsr-3346	36	53	make	make	VERB
fsr-3346	36	54	choices	choice	NOUN
fsr-3346	36	55	that	that	PRON
fsr-3346	36	56	allow	allow	VERB
fsr-3346	36	57	them	they	PRON
fsr-3346	36	58	to	to	PART
fsr-3346	36	59	enjoy	enjoy	VERB
fsr-3346	36	60	life	life	NOUN
fsr-3346	36	61	”	"	PUNCT
fsr-3346	36	62	(	(	PUNCT
fsr-3346	36	63	consumer	consumer	NOUN
fsr-3346	36	64	financial	financial	PROPN
fsr-3346	36	65	protection	protection	PROPN
fsr-3346	36	66	bureau	bureau	PROPN
fsr-3346	36	67	,	,	PUNCT
fsr-3346	36	68	2017	2017	NUM
fsr-3346	36	69	,	,	PUNCT
fsr-3346	36	70	p.	p.	NOUN
fsr-3346	36	71	6	6	NUM
fsr-3346	36	72	)	)	PUNCT
fsr-3346	36	73	.	.	PUNCT
fsr-3346	37	1	in	in	ADP
fsr-3346	37	2	cfpb	cfpb	NOUN
fsr-3346	37	3	’s	’s	PART
fsr-3346	37	4	definition	definition	NOUN
fsr-3346	37	5	,	,	PUNCT
fsr-3346	37	6	those	those	PRON
fsr-3346	37	7	with	with	ADP
fsr-3346	37	8	higher	high	ADJ
fsr-3346	37	9	financial	financial	ADJ
fsr-3346	37	10	well	well	NOUN
fsr-3346	37	11	-	-	PUNCT
fsr-3346	37	12	being	being	NOUN
fsr-3346	37	13	can	can	AUX
fsr-3346	37	14	absorb	absorb	VERB
fsr-3346	37	15	financial	financial	ADJ
fsr-3346	37	16	shocks	shock	NOUN
fsr-3346	37	17	and	and	CCONJ
fsr-3346	37	18	have	have	VERB
fsr-3346	37	19	the	the	DET
fsr-3346	37	20	freedom	freedom	NOUN
fsr-3346	37	21	to	to	PART
fsr-3346	37	22	make	make	VERB
fsr-3346	37	23	choices	choice	NOUN
fsr-3346	37	24	to	to	PART
fsr-3346	37	25	enjoy	enjoy	VERB
fsr-3346	37	26	life	life	NOUN
fsr-3346	37	27	.	.	PUNCT
fsr-3346	38	1	similarly	similarly	ADV
fsr-3346	38	2	,	,	PUNCT
fsr-3346	38	3	netemeyer	netemeyer	PROPN
fsr-3346	38	4	et	et	PROPN
fsr-3346	38	5	al	al	PROPN
fsr-3346	38	6	.	.	PROPN
fsr-3346	39	1	(	(	PUNCT
fsr-3346	39	2	2018	2018	NUM
fsr-3346	39	3	)	)	PUNCT
fsr-3346	39	4	conceptualized	conceptualize	VERB
fsr-3346	39	5	perceived	perceive	VERB
fsr-3346	39	6	financial	financial	ADJ
fsr-3346	39	7	well	well	NOUN
fsr-3346	39	8	-	-	PUNCT
fsr-3346	39	9	being	being	NOUN
fsr-3346	39	10	as	as	ADP
fsr-3346	39	11	two	two	NUM
fsr-3346	39	12	distinct	distinct	ADJ
fsr-3346	39	13	constructs	construct	NOUN
fsr-3346	39	14	:	:	PUNCT
fsr-3346	39	15	(	(	PUNCT
fsr-3346	39	16	a	a	X
fsr-3346	39	17	)	)	PUNCT
fsr-3346	39	18	the	the	DET
fsr-3346	39	19	distress	distress	NOUN
fsr-3346	39	20	related	relate	VERB
fsr-3346	39	21	with	with	ADP
fsr-3346	39	22	managing	manage	VERB
fsr-3346	39	23	one	one	NOUN
fsr-3346	39	24	's	's	PART
fsr-3346	39	25	money	money	NOUN
fsr-3346	39	26	in	in	ADP
fsr-3346	39	27	the	the	DET
fsr-3346	39	28	present	present	NOUN
fsr-3346	39	29	and	and	CCONJ
fsr-3346	39	30	(	(	PUNCT
fsr-3346	39	31	b	b	NOUN
fsr-3346	39	32	)	)	PUNCT
fsr-3346	39	33	feeling	feel	VERB
fsr-3346	39	34	secure	secure	ADJ
fsr-3346	39	35	in	in	ADP
fsr-3346	39	36	one	one	NUM
fsr-3346	39	37	's	's	PART
fsr-3346	39	38	financial	financial	ADJ
fsr-3346	39	39	future	future	NOUN
fsr-3346	39	40	.	.	PUNCT
fsr-3346	40	1	they	they	PRON
fsr-3346	40	2	found	find	VERB
fsr-3346	40	3	that	that	SCONJ
fsr-3346	40	4	perceived	perceive	VERB
fsr-3346	40	5	financial	financial	ADJ
fsr-3346	40	6	well	well	ADV
fsr-3346	40	7	-	-	PUNCT
fsr-3346	40	8	being	being	NOUN
fsr-3346	40	9	predicts	predict	NOUN
fsr-3346	40	10	overall	overall	ADJ
fsr-3346	40	11	well	well	ADV
fsr-3346	40	12	-	-	PUNCT
fsr-3346	40	13	being	being	NOUN
fsr-3346	40	14	and	and	CCONJ
fsr-3346	40	15	the	the	DET
fsr-3346	40	16	size	size	NOUN
fsr-3346	40	17	of	of	ADP
fsr-3346	40	18	the	the	DET
fsr-3346	40	19	effect	effect	NOUN
fsr-3346	40	20	is	be	AUX
fsr-3346	40	21	similar	similar	ADJ
fsr-3346	40	22	to	to	ADP
fsr-3346	40	23	that	that	PRON
fsr-3346	40	24	of	of	ADP
fsr-3346	40	25	the	the	DET
fsr-3346	40	26	other	other	ADJ
fsr-3346	40	27	life	life	NOUN
fsr-3346	40	28	domains	domain	NOUN
fsr-3346	40	29	(	(	PUNCT
fsr-3346	40	30	e.g.	e.g.	ADV
fsr-3346	40	31	,	,	PUNCT
fsr-3346	40	32	relationship	relationship	NOUN
fsr-3346	40	33	support	support	NOUN
fsr-3346	40	34	satisfaction	satisfaction	NOUN
fsr-3346	40	35	,	,	PUNCT
fsr-3346	40	36	physical	physical	ADJ
fsr-3346	40	37	health	health	NOUN
fsr-3346	40	38	assessment	assessment	NOUN
fsr-3346	40	39	,	,	PUNCT
fsr-3346	40	40	and	and	CCONJ
fsr-3346	40	41	job	job	NOUN
fsr-3346	40	42	satisfaction	satisfaction	NOUN
fsr-3346	40	43	)	)	PUNCT
fsr-3346	40	44	combined	combine	VERB
fsr-3346	40	45	.	.	PUNCT
fsr-3346	41	1	vlaev	vlaev	PROPN
fsr-3346	41	2	and	and	CCONJ
fsr-3346	41	3	elliott	elliott	PROPN
fsr-3346	41	4	(	(	PUNCT
fsr-3346	41	5	2014	2014	NUM
fsr-3346	41	6	)	)	PUNCT
fsr-3346	41	7	contributed	contribute	VERB
fsr-3346	41	8	to	to	ADP
fsr-3346	41	9	the	the	DET
fsr-3346	41	10	understanding	understanding	NOUN
fsr-3346	41	11	of	of	ADP
fsr-3346	41	12	financial	financial	ADJ
fsr-3346	41	13	well	well	NOUN
fsr-3346	41	14	-	-	PUNCT
fsr-3346	41	15	being	being	NOUN
fsr-3346	41	16	by	by	ADP
fsr-3346	41	17	surveying	survey	VERB
fsr-3346	41	18	young	young	ADJ
fsr-3346	41	19	workers	worker	NOUN
fsr-3346	41	20	and	and	CCONJ
fsr-3346	41	21	families	family	NOUN
fsr-3346	41	22	to	to	PART
fsr-3346	41	23	determine	determine	VERB
fsr-3346	41	24	the	the	DET
fsr-3346	41	25	components	component	NOUN
fsr-3346	41	26	of	of	ADP
fsr-3346	41	27	financial	financial	ADJ
fsr-3346	41	28	wellbeing	wellbeing	NOUN
fsr-3346	41	29	.	.	PUNCT
fsr-3346	42	1	they	they	PRON
fsr-3346	42	2	found	find	VERB
fsr-3346	42	3	the	the	DET
fsr-3346	42	4	top	top	ADJ
fsr-3346	42	5	factor	factor	NOUN
fsr-3346	42	6	of	of	ADP
fsr-3346	42	7	influence	influence	NOUN
fsr-3346	42	8	on	on	ADP
fsr-3346	42	9	both	both	DET
fsr-3346	42	10	groups	group	NOUN
fsr-3346	42	11	of	of	ADP
fsr-3346	42	12	participants	participant	NOUN
fsr-3346	42	13	to	to	PART
fsr-3346	42	14	be	be	AUX
fsr-3346	42	15	based	base	VERB
fsr-3346	42	16	on	on	ADP
fsr-3346	42	17	the	the	DET
fsr-3346	42	18	amount	amount	NOUN
fsr-3346	42	19	of	of	ADP
fsr-3346	42	20	control	control	NOUN
fsr-3346	42	21	they	they	PRON
fsr-3346	42	22	had	have	VERB
fsr-3346	42	23	over	over	ADP
fsr-3346	42	24	their	their	PRON
fsr-3346	42	25	finances	finance	NOUN
fsr-3346	42	26	.	.	PUNCT
fsr-3346	43	1	individuals	individual	NOUN
fsr-3346	43	2	with	with	ADP
fsr-3346	43	3	greater	great	ADJ
fsr-3346	43	4	control	control	NOUN
fsr-3346	43	5	over	over	ADP
fsr-3346	43	6	their	their	PRON
fsr-3346	43	7	finances	finance	NOUN
fsr-3346	43	8	were	be	AUX
fsr-3346	43	9	likely	likely	ADJ
fsr-3346	43	10	to	to	PART
fsr-3346	43	11	indicate	indicate	VERB
fsr-3346	43	12	a	a	DET
fsr-3346	43	13	higher	high	ADJ
fsr-3346	43	14	state	state	NOUN
fsr-3346	43	15	of	of	ADP
fsr-3346	43	16	financial	financial	ADJ
fsr-3346	43	17	well	well	NOUN
fsr-3346	43	18	-	-	PUNCT
fsr-3346	43	19	being	being	NOUN
fsr-3346	43	20	.	.	PUNCT
fsr-3346	44	1	this	this	PRON
fsr-3346	44	2	is	be	AUX
fsr-3346	44	3	important	important	ADJ
fsr-3346	44	4	because	because	SCONJ
fsr-3346	44	5	during	during	ADP
fsr-3346	44	6	the	the	DET
fsr-3346	44	7	covid-19	covid-19	PROPN
fsr-3346	44	8	pandemic	pandemic	ADJ
fsr-3346	44	9	many	many	ADJ
fsr-3346	44	10	people	people	NOUN
fsr-3346	44	11	were	be	AUX
fsr-3346	44	12	worried	worried	ADJ
fsr-3346	44	13	about	about	ADP
fsr-3346	44	14	losing	lose	VERB
fsr-3346	44	15	their	their	PRON
fsr-3346	44	16	jobs	job	NOUN
fsr-3346	44	17	for	for	ADP
fsr-3346	44	18	pandemic	pandemic	ADV
fsr-3346	44	19	-	-	PUNCT
fsr-3346	44	20	related	relate	VERB
fsr-3346	44	21	reasons	reason	NOUN
fsr-3346	44	22	outside	outside	ADP
fsr-3346	44	23	of	of	ADP
fsr-3346	44	24	their	their	PRON
fsr-3346	44	25	control	control	NOUN
fsr-3346	44	26	.	.	PUNCT
fsr-3346	45	1	young	young	ADJ
fsr-3346	45	2	adults	adult	NOUN
fsr-3346	45	3	’	'	PUNCT
fsr-3346	45	4	financial	financial	ADJ
fsr-3346	45	5	well	well	ADV
fsr-3346	45	6	-	-	PUNCT
fsr-3346	45	7	being	being	NOUN
fsr-3346	45	8	has	have	AUX
fsr-3346	45	9	been	be	AUX
fsr-3346	45	10	linked	link	VERB
fsr-3346	45	11	to	to	ADP
fsr-3346	45	12	overall	overall	ADJ
fsr-3346	45	13	life	life	NOUN
fsr-3346	45	14	satisfaction	satisfaction	NOUN
fsr-3346	45	15	,	,	PUNCT
fsr-3346	45	16	health	health	NOUN
fsr-3346	45	17	,	,	PUNCT
fsr-3346	45	18	academic	academic	ADJ
fsr-3346	45	19	achievement	achievement	NOUN
fsr-3346	45	20	,	,	PUNCT
fsr-3346	45	21	and	and	CCONJ
fsr-3346	45	22	psychological	psychological	ADJ
fsr-3346	45	23	wellbeing	wellbeing	NOUN
fsr-3346	45	24	(	(	PUNCT
fsr-3346	45	25	shim	shim	NOUN
fsr-3346	45	26	et	et	PROPN
fsr-3346	45	27	al	al	PROPN
fsr-3346	45	28	.	.	PROPN
fsr-3346	45	29	,	,	PUNCT
fsr-3346	45	30	2009	2009	NUM
fsr-3346	45	31	)	)	PUNCT
fsr-3346	45	32	.	.	PUNCT
fsr-3346	46	1	arber	arber	PROPN
fsr-3346	46	2	et	et	PROPN
fsr-3346	46	3	al	al	PROPN
fsr-3346	46	4	.	.	PROPN
fsr-3346	47	1	(	(	PUNCT
fsr-3346	47	2	2014	2014	NUM
fsr-3346	47	3	)	)	PUNCT
fsr-3346	47	4	jeong	jeong	PROPN
fsr-3346	47	5	et	et	PROPN
fsr-3346	47	6	al	al	PROPN
fsr-3346	47	7	.	.	PROPN
fsr-3346	47	8	49	49	NUM
fsr-3346	47	9	examined	examine	VERB
fsr-3346	47	10	the	the	DET
fsr-3346	47	11	association	association	NOUN
fsr-3346	47	12	between	between	ADP
fsr-3346	47	13	subjective	subjective	ADJ
fsr-3346	47	14	financial	financial	ADJ
fsr-3346	47	15	well	well	NOUN
fsr-3346	47	16	-	-	PUNCT
fsr-3346	47	17	being	being	NOUN
fsr-3346	47	18	,	,	PUNCT
fsr-3346	47	19	income	income	NOUN
fsr-3346	47	20	,	,	PUNCT
fsr-3346	47	21	and	and	CCONJ
fsr-3346	47	22	health	health	NOUN
fsr-3346	47	23	during	during	ADP
fsr-3346	47	24	the	the	DET
fsr-3346	47	25	middle	middle	ADJ
fsr-3346	47	26	and	and	CCONJ
fsr-3346	47	27	late	late	ADJ
fsr-3346	47	28	stages	stage	NOUN
fsr-3346	47	29	of	of	ADP
fsr-3346	47	30	life	life	NOUN
fsr-3346	47	31	for	for	ADP
fsr-3346	47	32	individuals	individual	NOUN
fsr-3346	47	33	in	in	ADP
fsr-3346	47	34	britain	britain	PROPN
fsr-3346	47	35	.	.	PUNCT
fsr-3346	48	1	they	they	PRON
fsr-3346	48	2	found	find	VERB
fsr-3346	48	3	that	that	SCONJ
fsr-3346	48	4	subjective	subjective	ADJ
fsr-3346	48	5	financial	financial	ADJ
fsr-3346	48	6	well	well	NOUN
fsr-3346	48	7	-	-	PUNCT
fsr-3346	48	8	being	being	NOUN
fsr-3346	48	9	and	and	CCONJ
fsr-3346	48	10	income	income	NOUN
fsr-3346	48	11	were	be	AUX
fsr-3346	48	12	both	both	PRON
fsr-3346	48	13	independently	independently	ADV
fsr-3346	48	14	linked	link	VERB
fsr-3346	48	15	with	with	ADP
fsr-3346	48	16	health	health	NOUN
fsr-3346	48	17	in	in	ADP
fsr-3346	48	18	the	the	DET
fsr-3346	48	19	middle	middle	ADJ
fsr-3346	48	20	stage	stage	NOUN
fsr-3346	48	21	of	of	ADP
fsr-3346	48	22	life	life	NOUN
fsr-3346	48	23	.	.	PUNCT
fsr-3346	49	1	during	during	ADP
fsr-3346	49	2	the	the	DET
fsr-3346	49	3	late	late	ADJ
fsr-3346	49	4	stage	stage	NOUN
fsr-3346	49	5	of	of	ADP
fsr-3346	49	6	life	life	NOUN
fsr-3346	49	7	,	,	PUNCT
fsr-3346	49	8	subjective	subjective	ADJ
fsr-3346	49	9	financial	financial	ADJ
fsr-3346	49	10	well	well	NOUN
fsr-3346	49	11	-	-	PUNCT
fsr-3346	49	12	being	being	NOUN
fsr-3346	49	13	was	be	AUX
fsr-3346	49	14	also	also	ADV
fsr-3346	49	15	linked	link	VERB
fsr-3346	49	16	with	with	ADP
fsr-3346	49	17	health	health	NOUN
fsr-3346	49	18	,	,	PUNCT
fsr-3346	49	19	and	and	CCONJ
fsr-3346	49	20	it	it	PRON
fsr-3346	49	21	mediated	mediate	VERB
fsr-3346	49	22	the	the	DET
fsr-3346	49	23	impact	impact	NOUN
fsr-3346	49	24	of	of	ADP
fsr-3346	49	25	income	income	NOUN
fsr-3346	49	26	on	on	ADP
fsr-3346	49	27	health	health	NOUN
fsr-3346	49	28	.	.	PUNCT
fsr-3346	50	1	objective	objective	ADJ
fsr-3346	50	2	status	status	NOUN
fsr-3346	50	3	objective	objective	ADJ
fsr-3346	50	4	financial	financial	ADJ
fsr-3346	50	5	status	status	NOUN
fsr-3346	50	6	is	be	AUX
fsr-3346	50	7	central	central	ADJ
fsr-3346	50	8	to	to	ADP
fsr-3346	50	9	shaping	shape	VERB
fsr-3346	50	10	financial	financial	ADJ
fsr-3346	50	11	well	well	NOUN
fsr-3346	50	12	-	-	PUNCT
fsr-3346	50	13	being	being	NOUN
fsr-3346	50	14	.	.	PUNCT
fsr-3346	51	1	one	one	NUM
fsr-3346	51	2	measure	measure	NOUN
fsr-3346	51	3	useful	useful	ADJ
fsr-3346	51	4	in	in	ADP
fsr-3346	51	5	objectively	objectively	ADV
fsr-3346	51	6	determining	determine	VERB
fsr-3346	51	7	financial	financial	ADJ
fsr-3346	51	8	status	status	NOUN
fsr-3346	51	9	is	be	AUX
fsr-3346	51	10	income	income	NOUN
fsr-3346	51	11	.	.	PUNCT
fsr-3346	52	1	incorporating	incorporate	VERB
fsr-3346	52	2	income	income	NOUN
fsr-3346	52	3	enables	enable	VERB
fsr-3346	52	4	an	an	DET
fsr-3346	52	5	effective	effective	ADJ
fsr-3346	52	6	comprehensive	comprehensive	ADJ
fsr-3346	52	7	financial	financial	ADJ
fsr-3346	52	8	evaluation	evaluation	NOUN
fsr-3346	52	9	as	as	SCONJ
fsr-3346	52	10	indicated	indicate	VERB
fsr-3346	52	11	by	by	ADP
fsr-3346	52	12	the	the	DET
fsr-3346	52	13	many	many	ADJ
fsr-3346	52	14	studies	study	NOUN
fsr-3346	52	15	that	that	PRON
fsr-3346	52	16	have	have	AUX
fsr-3346	52	17	included	include	VERB
fsr-3346	52	18	income	income	NOUN
fsr-3346	52	19	to	to	PART
fsr-3346	52	20	determine	determine	VERB
fsr-3346	52	21	financial	financial	ADJ
fsr-3346	52	22	well	well	NOUN
fsr-3346	52	23	-	-	PUNCT
fsr-3346	52	24	being	being	NOUN
fsr-3346	52	25	.	.	PUNCT
fsr-3346	53	1	for	for	ADP
fsr-3346	53	2	example	example	NOUN
fsr-3346	53	3	,	,	PUNCT
fsr-3346	53	4	shim	shim	NOUN
fsr-3346	53	5	et	et	PROPN
fsr-3346	53	6	al	al	PROPN
fsr-3346	53	7	.	.	PROPN
fsr-3346	54	1	(	(	PUNCT
fsr-3346	54	2	2009	2009	NUM
fsr-3346	54	3	)	)	PUNCT
fsr-3346	54	4	included	include	VERB
fsr-3346	54	5	students	student	NOUN
fsr-3346	54	6	’	’	PART
fsr-3346	54	7	income	income	NOUN
fsr-3346	54	8	and	and	CCONJ
fsr-3346	54	9	their	their	PRON
fsr-3346	54	10	parents	parent	NOUN
fsr-3346	54	11	’	’	PART
fsr-3346	54	12	income	income	NOUN
fsr-3346	54	13	as	as	ADP
fsr-3346	54	14	one	one	NUM
fsr-3346	54	15	of	of	ADP
fsr-3346	54	16	the	the	DET
fsr-3346	54	17	objective	objective	ADJ
fsr-3346	54	18	measures	measure	NOUN
fsr-3346	54	19	in	in	ADP
fsr-3346	54	20	their	their	PRON
fsr-3346	54	21	models	model	NOUN
fsr-3346	54	22	to	to	PART
fsr-3346	54	23	estimate	estimate	VERB
fsr-3346	54	24	financial	financial	ADJ
fsr-3346	54	25	well	well	NOUN
fsr-3346	54	26	-	-	PUNCT
fsr-3346	54	27	being	being	NOUN
fsr-3346	54	28	.	.	PUNCT
fsr-3346	55	1	gerrans	gerran	NOUN
fsr-3346	55	2	et	et	PROPN
fsr-3346	55	3	al	al	PROPN
fsr-3346	55	4	.	.	PROPN
fsr-3346	56	1	(	(	PUNCT
fsr-3346	56	2	2014	2014	NUM
fsr-3346	56	3	)	)	PUNCT
fsr-3346	56	4	found	find	VERB
fsr-3346	56	5	that	that	SCONJ
fsr-3346	56	6	objective	objective	ADJ
fsr-3346	56	7	financial	financial	ADJ
fsr-3346	56	8	status	status	NOUN
fsr-3346	56	9	,	,	PUNCT
fsr-3346	56	10	including	include	VERB
fsr-3346	56	11	the	the	DET
fsr-3346	56	12	level	level	NOUN
fsr-3346	56	13	of	of	ADP
fsr-3346	56	14	income	income	NOUN
fsr-3346	56	15	,	,	PUNCT
fsr-3346	56	16	assets	asset	NOUN
fsr-3346	56	17	,	,	PUNCT
fsr-3346	56	18	and	and	CCONJ
fsr-3346	56	19	debt	debt	NOUN
fsr-3346	56	20	,	,	PUNCT
fsr-3346	56	21	was	be	AUX
fsr-3346	56	22	strongly	strongly	ADV
fsr-3346	56	23	associated	associate	VERB
fsr-3346	56	24	with	with	ADP
fsr-3346	56	25	financial	financial	ADJ
fsr-3346	56	26	satisfaction	satisfaction	NOUN
fsr-3346	56	27	.	.	PUNCT
fsr-3346	57	1	other	other	ADJ
fsr-3346	57	2	research	research	NOUN
fsr-3346	57	3	has	have	AUX
fsr-3346	57	4	indicated	indicate	VERB
fsr-3346	57	5	that	that	SCONJ
fsr-3346	57	6	income	income	NOUN
fsr-3346	57	7	was	be	AUX
fsr-3346	57	8	one	one	NUM
fsr-3346	57	9	of	of	ADP
fsr-3346	57	10	the	the	DET
fsr-3346	57	11	strongest	strong	ADJ
fsr-3346	57	12	influences	influence	NOUN
fsr-3346	57	13	of	of	ADP
fsr-3346	57	14	financial	financial	ADJ
fsr-3346	57	15	well	well	NOUN
fsr-3346	57	16	-	-	PUNCT
fsr-3346	57	17	being	being	NOUN
fsr-3346	57	18	along	along	ADV
fsr-3346	57	19	with	with	ADP
fsr-3346	57	20	financial	financial	ADJ
fsr-3346	57	21	capability	capability	NOUN
fsr-3346	57	22	,	,	PUNCT
fsr-3346	57	23	financial	financial	ADJ
fsr-3346	57	24	inclusion	inclusion	NOUN
fsr-3346	57	25	and	and	CCONJ
fsr-3346	57	26	social	social	ADJ
fsr-3346	57	27	capital	capital	NOUN
fsr-3346	57	28	(	(	PUNCT
fsr-3346	57	29	muir	muir	PROPN
fsr-3346	57	30	et	et	PROPN
fsr-3346	57	31	al	al	PROPN
fsr-3346	57	32	.	.	PROPN
fsr-3346	57	33	,	,	PUNCT
fsr-3346	57	34	2017	2017	NUM
fsr-3346	57	35	)	)	PUNCT
fsr-3346	57	36	.	.	PUNCT
fsr-3346	58	1	using	use	VERB
fsr-3346	58	2	data	datum	NOUN
fsr-3346	58	3	from	from	ADP
fsr-3346	58	4	estonia	estonia	PROPN
fsr-3346	58	5	,	,	PUNCT
fsr-3346	58	6	riitsalu	riitsalu	NOUN
fsr-3346	58	7	and	and	CCONJ
fsr-3346	58	8	murakas	murakas	PROPN
fsr-3346	58	9	(	(	PUNCT
fsr-3346	58	10	2019	2019	NUM
fsr-3346	58	11	)	)	PUNCT
fsr-3346	58	12	found	find	VERB
fsr-3346	58	13	a	a	DET
fsr-3346	58	14	positive	positive	ADJ
fsr-3346	58	15	relationship	relationship	NOUN
fsr-3346	58	16	between	between	ADP
fsr-3346	58	17	income	income	NOUN
fsr-3346	58	18	and	and	CCONJ
fsr-3346	58	19	financial	financial	ADJ
fsr-3346	58	20	well	well	NOUN
fsr-3346	58	21	-	-	PUNCT
fsr-3346	58	22	being	being	NOUN
fsr-3346	58	23	.	.	PUNCT
fsr-3346	59	1	other	other	ADJ
fsr-3346	59	2	research	research	NOUN
fsr-3346	59	3	suggests	suggest	VERB
fsr-3346	59	4	that	that	SCONJ
fsr-3346	59	5	the	the	DET
fsr-3346	59	6	relationship	relationship	NOUN
fsr-3346	59	7	between	between	ADP
fsr-3346	59	8	income	income	NOUN
fsr-3346	59	9	and	and	CCONJ
fsr-3346	59	10	financial	financial	ADJ
fsr-3346	59	11	well	well	NOUN
fsr-3346	59	12	-	-	PUNCT
fsr-3346	59	13	being	being	NOUN
fsr-3346	59	14	may	may	AUX
fsr-3346	59	15	be	be	AUX
fsr-3346	59	16	more	more	ADV
fsr-3346	59	17	nuanced	nuanced	ADJ
fsr-3346	59	18	.	.	PUNCT
fsr-3346	60	1	zyphur	zyphur	PROPN
fsr-3346	60	2	et	et	PROPN
fsr-3346	60	3	al	al	PROPN
fsr-3346	60	4	.	.	PROPN
fsr-3346	61	1	(	(	PUNCT
fsr-3346	61	2	2015	2015	NUM
fsr-3346	61	3	)	)	PUNCT
fsr-3346	61	4	observed	observe	VERB
fsr-3346	61	5	that	that	SCONJ
fsr-3346	61	6	only	only	ADV
fsr-3346	61	7	men	man	NOUN
fsr-3346	61	8	had	have	VERB
fsr-3346	61	9	greater	great	ADJ
fsr-3346	61	10	levels	level	NOUN
fsr-3346	61	11	of	of	ADP
fsr-3346	61	12	subjective	subjective	ADJ
fsr-3346	61	13	financial	financial	ADJ
fsr-3346	61	14	well	well	NOUN
fsr-3346	61	15	-	-	PUNCT
fsr-3346	61	16	being	being	NOUN
fsr-3346	61	17	when	when	SCONJ
fsr-3346	61	18	their	their	PRON
fsr-3346	61	19	incomes	income	NOUN
fsr-3346	61	20	were	be	AUX
fsr-3346	61	21	higher	high	ADJ
fsr-3346	61	22	.	.	PUNCT
fsr-3346	62	1	in	in	ADP
fsr-3346	62	2	contrast	contrast	NOUN
fsr-3346	62	3	,	,	PUNCT
fsr-3346	62	4	the	the	DET
fsr-3346	62	5	findings	finding	NOUN
fsr-3346	62	6	of	of	ADP
fsr-3346	62	7	malone	malone	PROPN
fsr-3346	62	8	et	et	PROPN
fsr-3346	62	9	al	al	PROPN
fsr-3346	62	10	.	.	PROPN
fsr-3346	63	1	(	(	PUNCT
fsr-3346	63	2	2010	2010	NUM
fsr-3346	63	3	)	)	PUNCT
fsr-3346	63	4	indicated	indicate	VERB
fsr-3346	63	5	that	that	SCONJ
fsr-3346	63	6	the	the	DET
fsr-3346	63	7	financial	financial	ADJ
fsr-3346	63	8	well	well	NOUN
fsr-3346	63	9	-	-	PUNCT
fsr-3346	63	10	being	being	NOUN
fsr-3346	63	11	of	of	ADP
fsr-3346	63	12	american	american	ADJ
fsr-3346	63	13	women	woman	NOUN
fsr-3346	63	14	elevates	elevate	VERB
fsr-3346	63	15	with	with	ADP
fsr-3346	63	16	income	income	NOUN
fsr-3346	63	17	,	,	PUNCT
fsr-3346	63	18	education	education	NOUN
fsr-3346	63	19	,	,	PUNCT
fsr-3346	63	20	age	age	NOUN
fsr-3346	63	21	,	,	PUNCT
fsr-3346	63	22	and	and	CCONJ
fsr-3346	63	23	their	their	PRON
fsr-3346	63	24	contribution	contribution	NOUN
fsr-3346	63	25	to	to	ADP
fsr-3346	63	26	household	household	NOUN
fsr-3346	63	27	earnings	earning	NOUN
fsr-3346	63	28	.	.	PUNCT
fsr-3346	64	1	financial	financial	ADJ
fsr-3346	64	2	satisfaction	satisfaction	NOUN
fsr-3346	64	3	another	another	DET
fsr-3346	64	4	key	key	ADJ
fsr-3346	64	5	component	component	NOUN
fsr-3346	64	6	of	of	ADP
fsr-3346	64	7	financial	financial	ADJ
fsr-3346	64	8	well	well	NOUN
fsr-3346	64	9	-	-	PUNCT
fsr-3346	64	10	being	being	NOUN
fsr-3346	64	11	is	be	AUX
fsr-3346	64	12	financial	financial	ADJ
fsr-3346	64	13	satisfaction	satisfaction	NOUN
fsr-3346	64	14	.	.	PUNCT
fsr-3346	65	1	financial	financial	ADJ
fsr-3346	65	2	satisfaction	satisfaction	NOUN
fsr-3346	65	3	can	can	AUX
fsr-3346	65	4	be	be	AUX
fsr-3346	65	5	defined	define	VERB
fsr-3346	65	6	as	as	ADP
fsr-3346	65	7	one	one	NUM
fsr-3346	65	8	’s	’s	PART
fsr-3346	65	9	level	level	NOUN
fsr-3346	65	10	of	of	ADP
fsr-3346	65	11	satisfaction	satisfaction	NOUN
fsr-3346	65	12	with	with	ADP
fsr-3346	65	13	their	their	PRON
fsr-3346	65	14	financial	financial	ADJ
fsr-3346	65	15	circumstances	circumstance	NOUN
fsr-3346	65	16	(	(	PUNCT
fsr-3346	65	17	hira	hira	PROPN
fsr-3346	65	18	&	&	CCONJ
fsr-3346	65	19	mugenda	mugenda	ADJ
fsr-3346	65	20	,	,	PUNCT
fsr-3346	65	21	1998	1998	NUM
fsr-3346	65	22	)	)	PUNCT
fsr-3346	65	23	.	.	PUNCT
fsr-3346	66	1	joo	joo	PROPN
fsr-3346	66	2	and	and	CCONJ
fsr-3346	66	3	grable	grable	PROPN
fsr-3346	66	4	(	(	PUNCT
fsr-3346	66	5	2004	2004	NUM
fsr-3346	66	6	)	)	PUNCT
fsr-3346	66	7	created	create	VERB
fsr-3346	66	8	a	a	DET
fsr-3346	66	9	framework	framework	NOUN
fsr-3346	66	10	for	for	ADP
fsr-3346	66	11	financial	financial	ADJ
fsr-3346	66	12	satisfaction	satisfaction	NOUN
fsr-3346	66	13	and	and	CCONJ
fsr-3346	66	14	its	its	PRON
fsr-3346	66	15	determinants	determinant	NOUN
fsr-3346	66	16	.	.	PUNCT
fsr-3346	67	1	their	their	PRON
fsr-3346	67	2	findings	finding	NOUN
fsr-3346	67	3	indicated	indicate	VERB
fsr-3346	67	4	that	that	SCONJ
fsr-3346	67	5	financial	financial	ADJ
fsr-3346	67	6	satisfaction	satisfaction	NOUN
fsr-3346	67	7	is	be	AUX
fsr-3346	67	8	directly	directly	ADV
fsr-3346	67	9	and	and	CCONJ
fsr-3346	67	10	indirectly	indirectly	ADV
fsr-3346	67	11	associated	associate	VERB
fsr-3346	67	12	with	with	ADP
fsr-3346	67	13	financial	financial	ADJ
fsr-3346	67	14	behavior	behavior	NOUN
fsr-3346	67	15	,	,	PUNCT
fsr-3346	67	16	financial	financial	ADJ
fsr-3346	67	17	stress	stress	NOUN
fsr-3346	67	18	,	,	PUNCT
fsr-3346	67	19	financial	financial	ADJ
fsr-3346	67	20	knowledge	knowledge	NOUN
fsr-3346	67	21	,	,	PUNCT
fsr-3346	67	22	income	income	NOUN
fsr-3346	67	23	,	,	PUNCT
fsr-3346	67	24	financial	financial	ADJ
fsr-3346	67	25	solvency	solvency	NOUN
fsr-3346	67	26	,	,	PUNCT
fsr-3346	67	27	risk	risk	NOUN
fsr-3346	67	28	tolerance	tolerance	NOUN
fsr-3346	67	29	and	and	CCONJ
fsr-3346	67	30	education	education	NOUN
fsr-3346	67	31	.	.	PUNCT
fsr-3346	68	1	are	be	AUX
fsr-3346	68	2	financial	financial	ADJ
fsr-3346	68	3	well	well	ADV
fsr-3346	68	4	-	-	PUNCT
fsr-3346	68	5	being	be	AUX
fsr-3346	68	6	and	and	CCONJ
fsr-3346	68	7	financial	financial	ADJ
fsr-3346	68	8	satisfaction	satisfaction	NOUN
fsr-3346	68	9	related	relate	VERB
fsr-3346	68	10	?	?	PUNCT
fsr-3346	69	1	according	accord	VERB
fsr-3346	69	2	to	to	ADP
fsr-3346	69	3	the	the	DET
fsr-3346	69	4	literature	literature	NOUN
fsr-3346	69	5	,	,	PUNCT
fsr-3346	69	6	the	the	DET
fsr-3346	69	7	answer	answer	NOUN
fsr-3346	69	8	is	be	AUX
fsr-3346	69	9	yes	yes	INTJ
fsr-3346	69	10	.	.	PUNCT
fsr-3346	70	1	in	in	ADP
fsr-3346	70	2	one	one	NUM
fsr-3346	70	3	study	study	NOUN
fsr-3346	70	4	,	,	PUNCT
fsr-3346	70	5	financial	financial	ADJ
fsr-3346	70	6	satisfaction	satisfaction	NOUN
fsr-3346	70	7	was	be	AUX
fsr-3346	70	8	even	even	ADV
fsr-3346	70	9	used	use	VERB
fsr-3346	70	10	to	to	PART
fsr-3346	70	11	operationalize	operationalize	VERB
fsr-3346	70	12	subjective	subjective	ADJ
fsr-3346	70	13	financial	financial	ADJ
fsr-3346	70	14	well	well	NOUN
fsr-3346	70	15	-	-	PUNCT
fsr-3346	70	16	being	be	AUX
fsr-3346	70	17	(	(	PUNCT
fsr-3346	70	18	xiao	xiao	PROPN
fsr-3346	70	19	&	&	CCONJ
fsr-3346	70	20	o’neill	o’neill	PROPN
fsr-3346	70	21	,	,	PUNCT
fsr-3346	70	22	2018	2018	NUM
fsr-3346	70	23	)	)	PUNCT
fsr-3346	70	24	.	.	PUNCT
fsr-3346	71	1	however	however	ADV
fsr-3346	71	2	,	,	PUNCT
fsr-3346	71	3	many	many	ADJ
fsr-3346	71	4	other	other	ADJ
fsr-3346	71	5	studies	study	NOUN
fsr-3346	71	6	view	view	VERB
fsr-3346	71	7	them	they	PRON
fsr-3346	71	8	as	as	ADP
fsr-3346	71	9	distinct	distinct	ADJ
fsr-3346	71	10	concepts	concept	NOUN
fsr-3346	71	11	(	(	PUNCT
fsr-3346	71	12	fan	fan	NOUN
fsr-3346	71	13	&	&	CCONJ
fsr-3346	71	14	henager	henager	NOUN
fsr-3346	71	15	,	,	PUNCT
fsr-3346	71	16	2022	2022	NUM
fsr-3346	71	17	;	;	PUNCT
fsr-3346	71	18	prawitz	prawitz	PROPN
fsr-3346	71	19	et	et	PROPN
fsr-3346	71	20	al	al	PROPN
fsr-3346	71	21	.	.	PROPN
fsr-3346	71	22	,	,	PUNCT
fsr-3346	71	23	2006	2006	NUM
fsr-3346	71	24	;	;	PUNCT
fsr-3346	71	25	tenney	tenney	PROPN
fsr-3346	71	26	&	&	CCONJ
fsr-3346	71	27	kalenkoski	kalenkoski	PROPN
fsr-3346	71	28	,	,	PUNCT
fsr-3346	71	29	2019	2019	NUM
fsr-3346	71	30	)	)	PUNCT
fsr-3346	71	31	.	.	PUNCT
fsr-3346	72	1	research	research	NOUN
fsr-3346	72	2	suggests	suggest	VERB
fsr-3346	72	3	that	that	SCONJ
fsr-3346	72	4	financial	financial	ADJ
fsr-3346	72	5	satisfaction	satisfaction	NOUN
fsr-3346	72	6	is	be	AUX
fsr-3346	72	7	directly	directly	ADV
fsr-3346	72	8	and	and	CCONJ
fsr-3346	72	9	positively	positively	ADV
fsr-3346	72	10	related	relate	VERB
fsr-3346	72	11	to	to	ADP
fsr-3346	72	12	financial	financial	ADJ
fsr-3346	72	13	well	well	ADV
fsr-3346	72	14	-	-	PUNCT
fsr-3346	72	15	being	be	AUX
fsr-3346	72	16	(	(	PUNCT
fsr-3346	72	17	fan	fan	NOUN
fsr-3346	72	18	&	&	CCONJ
fsr-3346	72	19	henager	henager	NOUN
fsr-3346	72	20	,	,	PUNCT
fsr-3346	72	21	2022	2022	NUM
fsr-3346	72	22	;	;	PUNCT
fsr-3346	72	23	west	west	PROPN
fsr-3346	72	24	&	&	CCONJ
fsr-3346	72	25	cull	cull	PROPN
fsr-3346	72	26	,	,	PUNCT
fsr-3346	72	27	2020	2020	NUM
fsr-3346	72	28	)	)	PUNCT
fsr-3346	72	29	.	.	PUNCT
fsr-3346	73	1	building	build	VERB
fsr-3346	73	2	on	on	ADP
fsr-3346	73	3	joo	joo	PROPN
fsr-3346	73	4	’s	’s	PART
fsr-3346	73	5	(	(	PUNCT
fsr-3346	73	6	2008	2008	NUM
fsr-3346	73	7	)	)	PUNCT
fsr-3346	73	8	pfw	pfw	PROPN
fsr-3346	73	9	framework	framework	NOUN
fsr-3346	73	10	,	,	PUNCT
fsr-3346	73	11	fan	fan	NOUN
fsr-3346	73	12	and	and	CCONJ
fsr-3346	73	13	henager	henager	ADV
fsr-3346	73	14	(	(	PUNCT
fsr-3346	73	15	2022	2022	NUM
fsr-3346	73	16	)	)	PUNCT
fsr-3346	73	17	conceptualized	conceptualize	VERB
fsr-3346	73	18	financial	financial	ADJ
fsr-3346	73	19	satisfaction	satisfaction	NOUN
fsr-3346	73	20	as	as	ADP
fsr-3346	73	21	being	be	AUX
fsr-3346	73	22	one	one	NUM
fsr-3346	73	23	component	component	NOUN
fsr-3346	73	24	of	of	ADP
fsr-3346	73	25	financial	financial	ADJ
fsr-3346	73	26	well	well	NOUN
fsr-3346	73	27	-	-	PUNCT
fsr-3346	73	28	being	being	NOUN
fsr-3346	73	29	.	.	PUNCT
fsr-3346	74	1	west	west	NOUN
fsr-3346	74	2	and	and	CCONJ
fsr-3346	74	3	cull	cull	PROPN
fsr-3346	74	4	(	(	PUNCT
fsr-3346	74	5	2020	2020	NUM
fsr-3346	74	6	)	)	PUNCT
fsr-3346	74	7	defined	define	VERB
fsr-3346	74	8	financial	financial	ADJ
fsr-3346	74	9	satisfaction	satisfaction	NOUN
fsr-3346	74	10	as	as	ADP
fsr-3346	74	11	the	the	DET
fsr-3346	74	12	level	level	NOUN
fsr-3346	74	13	of	of	ADP
fsr-3346	74	14	satisfaction	satisfaction	NOUN
fsr-3346	74	15	with	with	ADP
fsr-3346	74	16	one	one	NUM
fsr-3346	74	17	’s	’s	PART
fsr-3346	74	18	financial	financial	ADJ
fsr-3346	74	19	circumstances	circumstance	NOUN
fsr-3346	74	20	and	and	CCONJ
fsr-3346	74	21	financial	financial	ADJ
fsr-3346	74	22	well	well	NOUN
fsr-3346	74	23	-	-	PUNCT
fsr-3346	74	24	being	being	NOUN
fsr-3346	74	25	as	as	ADP
fsr-3346	74	26	consisting	consist	VERB
fsr-3346	74	27	of	of	ADP
fsr-3346	74	28	personal	personal	ADJ
fsr-3346	74	29	characteristics	characteristic	NOUN
fsr-3346	74	30	,	,	PUNCT
fsr-3346	74	31	current	current	ADJ
fsr-3346	74	32	financial	financial	ADJ
fsr-3346	74	33	management	management	NOUN
fsr-3346	74	34	,	,	PUNCT
fsr-3346	74	35	and	and	CCONJ
fsr-3346	74	36	one	one	NUM
fsr-3346	74	37	’s	’s	PART
fsr-3346	74	38	expectations	expectation	NOUN
fsr-3346	74	39	about	about	ADP
fsr-3346	74	40	the	the	DET
fsr-3346	74	41	future	future	NOUN
fsr-3346	74	42	of	of	ADP
fsr-3346	74	43	their	their	PRON
fsr-3346	74	44	personal	personal	ADJ
fsr-3346	74	45	finances	finance	NOUN
fsr-3346	74	46	.	.	PUNCT
fsr-3346	75	1	tenney	tenney	PROPN
fsr-3346	75	2	and	and	CCONJ
fsr-3346	75	3	kalenkoski	kalenkoski	PROPN
fsr-3346	75	4	(	(	PUNCT
fsr-3346	75	5	2019	2019	NUM
fsr-3346	75	6	)	)	PUNCT
fsr-3346	75	7	examined	examine	VERB
fsr-3346	75	8	participants	participant	NOUN
fsr-3346	75	9	'	'	PART
fsr-3346	75	10	objective	objective	ADJ
fsr-3346	75	11	measures	measure	NOUN
fsr-3346	75	12	of	of	ADP
fsr-3346	75	13	financial	financial	ADJ
fsr-3346	75	14	wellbeing	wellbeing	NOUN
fsr-3346	75	15	using	use	VERB
fsr-3346	75	16	financial	financial	ADJ
fsr-3346	75	17	ratios	ratio	NOUN
fsr-3346	75	18	and	and	CCONJ
fsr-3346	75	19	financial	financial	ADJ
fsr-3346	75	20	satisfaction	satisfaction	NOUN
fsr-3346	75	21	to	to	PART
fsr-3346	75	22	look	look	VERB
fsr-3346	75	23	for	for	ADP
fsr-3346	75	24	correlations	correlation	NOUN
fsr-3346	75	25	.	.	PUNCT
fsr-3346	76	1	they	they	PRON
fsr-3346	76	2	found	find	VERB
fsr-3346	76	3	that	that	SCONJ
fsr-3346	76	4	the	the	DET
fsr-3346	76	5	probability	probability	NOUN
fsr-3346	76	6	of	of	ADP
fsr-3346	76	7	being	be	AUX
fsr-3346	76	8	fully	fully	ADV
fsr-3346	76	9	satisfied	satisfied	ADJ
fsr-3346	76	10	with	with	ADP
fsr-3346	76	11	one	one	NUM
fsr-3346	76	12	’s	’s	PART
fsr-3346	76	13	present	present	ADJ
fsr-3346	76	14	financial	financial	ADJ
fsr-3346	76	15	circumstances	circumstance	NOUN
fsr-3346	76	16	rose	rise	VERB
fsr-3346	76	17	by	by	ADP
fsr-3346	76	18	0.19	0.19	NUM
fsr-3346	76	19	with	with	ADP
fsr-3346	76	20	a	a	DET
fsr-3346	76	21	1	1	NUM
fsr-3346	76	22	%	%	NOUN
fsr-3346	76	23	increase	increase	NOUN
fsr-3346	76	24	in	in	ADP
fsr-3346	76	25	the	the	DET
fsr-3346	76	26	participants	participant	NOUN
fsr-3346	76	27	’	'	PUNCT
fsr-3346	76	28	investment	investment	NOUN
fsr-3346	76	29	ratio	ratio	NOUN
fsr-3346	76	30	.	.	PUNCT
fsr-3346	77	1	financial	financial	ADJ
fsr-3346	77	2	behavior	behavior	PROPN
fsr-3346	77	3	joo	joo	X
fsr-3346	77	4	(	(	PUNCT
fsr-3346	77	5	2008	2008	NUM
fsr-3346	77	6	)	)	PUNCT
fsr-3346	77	7	identified	identify	VERB
fsr-3346	77	8	financial	financial	ADJ
fsr-3346	77	9	behavior	behavior	NOUN
fsr-3346	77	10	as	as	ADP
fsr-3346	77	11	being	be	AUX
fsr-3346	77	12	one	one	NUM
fsr-3346	77	13	of	of	ADP
fsr-3346	77	14	four	four	NUM
fsr-3346	77	15	sub	sub	NOUN
fsr-3346	77	16	-	-	NOUN
fsr-3346	77	17	constructs	construct	NOUN
fsr-3346	77	18	of	of	ADP
fsr-3346	77	19	financial	financial	ADJ
fsr-3346	77	20	wellbeing	wellbeing	NOUN
fsr-3346	77	21	.	.	PUNCT
fsr-3346	78	1	financial	financial	ADJ
fsr-3346	78	2	behavior	behavior	NOUN
fsr-3346	78	3	is	be	AUX
fsr-3346	78	4	“	"	PUNCT
fsr-3346	78	5	any	any	DET
fsr-3346	78	6	human	human	ADJ
fsr-3346	78	7	behavior	behavior	NOUN
fsr-3346	78	8	that	that	PRON
fsr-3346	78	9	is	be	AUX
fsr-3346	78	10	relevant	relevant	ADJ
fsr-3346	78	11	to	to	ADP
fsr-3346	78	12	money	money	NOUN
fsr-3346	78	13	management	management	NOUN
fsr-3346	78	14	”	"	PUNCT
fsr-3346	78	15	(	(	PUNCT
fsr-3346	78	16	xiao	xiao	PROPN
fsr-3346	78	17	,	,	PUNCT
fsr-3346	78	18	2008	2008	NUM
fsr-3346	78	19	,	,	PUNCT
fsr-3346	78	20	p.	p.	NOUN
fsr-3346	78	21	70	70	NUM
fsr-3346	78	22	)	)	PUNCT
fsr-3346	78	23	.	.	PUNCT
fsr-3346	79	1	financial	financial	ADJ
fsr-3346	79	2	behavior	behavior	NOUN
fsr-3346	79	3	has	have	AUX
fsr-3346	79	4	been	be	AUX
fsr-3346	79	5	shown	show	VERB
fsr-3346	79	6	to	to	PART
fsr-3346	79	7	affect	affect	VERB
fsr-3346	79	8	financial	financial	ADJ
fsr-3346	79	9	satisfaction	satisfaction	NOUN
fsr-3346	79	10	and	and	CCONJ
fsr-3346	79	11	overall	overall	ADJ
fsr-3346	79	12	financial	financial	ADJ
fsr-3346	79	13	well	well	NOUN
fsr-3346	79	14	-	-	PUNCT
fsr-3346	79	15	being	being	NOUN
fsr-3346	79	16	.	.	PUNCT
fsr-3346	80	1	the	the	DET
fsr-3346	80	2	work	work	NOUN
fsr-3346	80	3	of	of	ADP
fsr-3346	80	4	castrogonzález	castrogonzález	NOUN
fsr-3346	80	5	et	et	PROPN
fsr-3346	80	6	al	al	PROPN
fsr-3346	80	7	.	.	PROPN
fsr-3346	80	8	(	(	PUNCT
fsr-3346	80	9	2020	2020	NUM
fsr-3346	80	10	)	)	PUNCT
fsr-3346	80	11	indicated	indicate	VERB
fsr-3346	80	12	that	that	SCONJ
fsr-3346	80	13	an	an	DET
fsr-3346	80	14	individual	individual	NOUN
fsr-3346	80	15	’s	’s	PART
fsr-3346	80	16	financial	financial	ADJ
fsr-3346	80	17	behaviors	behavior	NOUN
fsr-3346	80	18	predict	predict	VERB
fsr-3346	80	19	their	their	PRON
fsr-3346	80	20	financial	financial	ADJ
fsr-3346	80	21	well	well	NOUN
fsr-3346	80	22	-	-	PUNCT
fsr-3346	80	23	being	being	NOUN
fsr-3346	80	24	.	.	PUNCT
fsr-3346	81	1	gutter	gutter	NOUN
fsr-3346	81	2	and	and	CCONJ
fsr-3346	81	3	copur	copur	NOUN
fsr-3346	81	4	(	(	PUNCT
fsr-3346	81	5	2011	2011	NUM
fsr-3346	81	6	)	)	PUNCT
fsr-3346	81	7	examined	examine	VERB
fsr-3346	81	8	the	the	DET
fsr-3346	81	9	relationship	relationship	NOUN
fsr-3346	81	10	between	between	ADP
fsr-3346	81	11	financial	financial	ADJ
fsr-3346	81	12	behavior	behavior	NOUN
fsr-3346	81	13	and	and	CCONJ
fsr-3346	81	14	financial	financial	ADJ
fsr-3346	81	15	well	well	NOUN
fsr-3346	81	16	-	-	PUNCT
fsr-3346	81	17	being	being	NOUN
fsr-3346	81	18	for	for	ADP
fsr-3346	81	19	15,797	15,797	NUM
fsr-3346	81	20	college	college	NOUN
fsr-3346	81	21	students	student	NOUN
fsr-3346	81	22	via	via	ADP
fsr-3346	81	23	an	an	DET
fsr-3346	81	24	online	online	ADJ
fsr-3346	81	25	survey	survey	NOUN
fsr-3346	81	26	.	.	PUNCT
fsr-3346	82	1	they	they	PRON
fsr-3346	82	2	found	find	VERB
fsr-3346	82	3	differences	difference	NOUN
fsr-3346	82	4	in	in	ADP
fsr-3346	82	5	the	the	DET
fsr-3346	82	6	magnitude	magnitude	NOUN
fsr-3346	82	7	of	of	ADP
fsr-3346	82	8	financial	financial	ADJ
fsr-3346	82	9	wellbeing	wellbee	VERB
fsr-3346	82	10	by	by	ADP
fsr-3346	82	11	different	different	ADJ
fsr-3346	82	12	financial	financial	ADJ
fsr-3346	82	13	behaviors	behavior	NOUN
fsr-3346	82	14	and	and	CCONJ
fsr-3346	82	15	socioeconomic	socioeconomic	ADJ
fsr-3346	82	16	characteristics	characteristic	NOUN
fsr-3346	82	17	.	.	PUNCT
fsr-3346	83	1	specific	specific	ADJ
fsr-3346	83	2	financial	financial	ADJ
fsr-3346	83	3	financial	financial	ADJ
fsr-3346	83	4	services	service	NOUN
fsr-3346	83	5	review	review	VERB
fsr-3346	83	6	32(1	32(1	NUM
fsr-3346	83	7	)	)	PUNCT
fsr-3346	83	8	50	50	NUM
fsr-3346	83	9	behaviors	behavior	NOUN
fsr-3346	83	10	(	(	PUNCT
fsr-3346	83	11	e.g.	e.g.	ADV
fsr-3346	83	12	,	,	PUNCT
fsr-3346	83	13	saving	saving	NOUN
fsr-3346	83	14	,	,	PUNCT
fsr-3346	83	15	budgeting	budgeting	ADJ
fsr-3346	83	16	,	,	PUNCT
fsr-3346	83	17	compulsive	compulsive	ADJ
fsr-3346	83	18	buying	buying	NOUN
fsr-3346	83	19	,	,	PUNCT
fsr-3346	83	20	and	and	CCONJ
fsr-3346	83	21	risky	risky	ADJ
fsr-3346	83	22	credit	credit	NOUN
fsr-3346	83	23	card	card	NOUN
fsr-3346	83	24	use	use	NOUN
fsr-3346	83	25	)	)	PUNCT
fsr-3346	83	26	were	be	AUX
fsr-3346	83	27	shown	show	VERB
fsr-3346	83	28	to	to	PART
fsr-3346	83	29	have	have	VERB
fsr-3346	83	30	a	a	DET
fsr-3346	83	31	significant	significant	ADJ
fsr-3346	83	32	relationship	relationship	NOUN
fsr-3346	83	33	with	with	ADP
fsr-3346	83	34	financial	financial	ADJ
fsr-3346	83	35	well	well	NOUN
fsr-3346	83	36	-	-	PUNCT
fsr-3346	83	37	being	being	NOUN
fsr-3346	83	38	.	.	PUNCT
fsr-3346	84	1	of	of	ADP
fsr-3346	84	2	the	the	DET
fsr-3346	84	3	variables	variable	NOUN
fsr-3346	84	4	tested	test	VERB
fsr-3346	84	5	by	by	ADP
fsr-3346	84	6	joo	joo	PROPN
fsr-3346	84	7	and	and	CCONJ
fsr-3346	84	8	grable	grable	PROPN
fsr-3346	84	9	(	(	PUNCT
fsr-3346	84	10	2004	2004	NUM
fsr-3346	84	11	)	)	PUNCT
fsr-3346	84	12	,	,	PUNCT
fsr-3346	84	13	financial	financial	ADJ
fsr-3346	84	14	behavior	behavior	NOUN
fsr-3346	84	15	was	be	AUX
fsr-3346	84	16	found	find	VERB
fsr-3346	84	17	to	to	PART
fsr-3346	84	18	have	have	VERB
fsr-3346	84	19	the	the	DET
fsr-3346	84	20	greatest	great	ADJ
fsr-3346	84	21	impact	impact	NOUN
fsr-3346	84	22	on	on	ADP
fsr-3346	84	23	financial	financial	ADJ
fsr-3346	84	24	satisfaction	satisfaction	NOUN
fsr-3346	84	25	.	.	PUNCT
fsr-3346	85	1	conversely	conversely	ADV
fsr-3346	85	2	,	,	PUNCT
fsr-3346	85	3	the	the	DET
fsr-3346	85	4	findings	finding	NOUN
fsr-3346	85	5	of	of	ADP
fsr-3346	85	6	robb	robb	NOUN
fsr-3346	85	7	and	and	CCONJ
fsr-3346	85	8	woodyard	woodyard	PROPN
fsr-3346	85	9	(	(	PUNCT
fsr-3346	85	10	2011	2011	NUM
fsr-3346	85	11	)	)	PUNCT
fsr-3346	85	12	suggested	suggest	VERB
fsr-3346	85	13	that	that	SCONJ
fsr-3346	85	14	financial	financial	ADJ
fsr-3346	85	15	satisfaction	satisfaction	NOUN
fsr-3346	85	16	influences	influence	VERB
fsr-3346	85	17	financial	financial	ADJ
fsr-3346	85	18	behavior	behavior	NOUN
fsr-3346	85	19	.	.	PUNCT
fsr-3346	86	1	these	these	DET
fsr-3346	86	2	results	result	NOUN
fsr-3346	86	3	imply	imply	VERB
fsr-3346	86	4	that	that	SCONJ
fsr-3346	86	5	financial	financial	ADJ
fsr-3346	86	6	behavior	behavior	NOUN
fsr-3346	86	7	and	and	CCONJ
fsr-3346	86	8	financial	financial	ADJ
fsr-3346	86	9	satisfaction	satisfaction	NOUN
fsr-3346	86	10	are	be	AUX
fsr-3346	86	11	interrelated	interrelate	VERB
fsr-3346	86	12	.	.	PUNCT
fsr-3346	87	1	woodyard	woodyard	PROPN
fsr-3346	87	2	and	and	CCONJ
fsr-3346	87	3	robb	robb	PROPN
fsr-3346	87	4	(	(	PUNCT
fsr-3346	87	5	2016	2016	NUM
fsr-3346	87	6	)	)	PUNCT
fsr-3346	87	7	sought	seek	VERB
fsr-3346	87	8	to	to	PART
fsr-3346	87	9	conduct	conduct	VERB
fsr-3346	87	10	a	a	DET
fsr-3346	87	11	study	study	NOUN
fsr-3346	87	12	similar	similar	ADJ
fsr-3346	87	13	to	to	ADP
fsr-3346	87	14	the	the	DET
fsr-3346	87	15	work	work	NOUN
fsr-3346	87	16	of	of	ADP
fsr-3346	87	17	joo	joo	NOUN
fsr-3346	87	18	and	and	CCONJ
fsr-3346	87	19	grable	grable	PROPN
fsr-3346	87	20	(	(	PUNCT
fsr-3346	87	21	2004	2004	NUM
fsr-3346	87	22	)	)	PUNCT
fsr-3346	87	23	but	but	CCONJ
fsr-3346	87	24	with	with	ADP
fsr-3346	87	25	a	a	DET
fsr-3346	87	26	larger	large	ADJ
fsr-3346	87	27	sample	sample	NOUN
fsr-3346	87	28	.	.	PUNCT
fsr-3346	88	1	their	their	PRON
fsr-3346	88	2	findings	finding	NOUN
fsr-3346	88	3	indicate	indicate	VERB
fsr-3346	88	4	that	that	DET
fsr-3346	88	5	behavior	behavior	NOUN
fsr-3346	88	6	and	and	CCONJ
fsr-3346	88	7	feelings	feeling	NOUN
fsr-3346	88	8	may	may	AUX
fsr-3346	88	9	contribute	contribute	VERB
fsr-3346	88	10	to	to	ADP
fsr-3346	88	11	financial	financial	ADJ
fsr-3346	88	12	satisfaction	satisfaction	NOUN
fsr-3346	88	13	more	more	ADJ
fsr-3346	88	14	than	than	ADP
fsr-3346	88	15	knowledge	knowledge	NOUN
fsr-3346	88	16	.	.	PUNCT
fsr-3346	89	1	subjective	subjective	ADJ
fsr-3346	89	2	perceptions	perception	NOUN
fsr-3346	89	3	the	the	DET
fsr-3346	89	4	final	final	ADJ
fsr-3346	89	5	sub	sub	NOUN
fsr-3346	89	6	-	-	ADJ
fsr-3346	89	7	construct	construct	NOUN
fsr-3346	89	8	of	of	ADP
fsr-3346	89	9	financial	financial	ADJ
fsr-3346	89	10	well	well	NOUN
fsr-3346	89	11	-	-	PUNCT
fsr-3346	89	12	being	being	NOUN
fsr-3346	89	13	according	accord	VERB
fsr-3346	89	14	to	to	ADP
fsr-3346	89	15	joo	joo	PROPN
fsr-3346	89	16	’s	’s	PART
fsr-3346	89	17	(	(	PUNCT
fsr-3346	89	18	2008	2008	NUM
fsr-3346	89	19	)	)	PUNCT
fsr-3346	89	20	framework	framework	NOUN
fsr-3346	89	21	is	be	AUX
fsr-3346	89	22	subjective	subjective	ADJ
fsr-3346	89	23	perceptions	perception	NOUN
fsr-3346	89	24	.	.	PUNCT
fsr-3346	90	1	according	accord	VERB
fsr-3346	90	2	to	to	ADP
fsr-3346	90	3	her	her	PRON
fsr-3346	90	4	framework	framework	NOUN
fsr-3346	90	5	,	,	PUNCT
fsr-3346	90	6	subjective	subjective	ADJ
fsr-3346	90	7	perceptions	perception	NOUN
fsr-3346	90	8	are	be	AUX
fsr-3346	90	9	comprised	comprise	VERB
fsr-3346	90	10	of	of	ADP
fsr-3346	90	11	one	one	NUM
fsr-3346	90	12	’s	’s	PART
fsr-3346	90	13	financial	financial	ADJ
fsr-3346	90	14	attitudes	attitude	NOUN
fsr-3346	90	15	and	and	CCONJ
fsr-3346	90	16	financial	financial	ADJ
fsr-3346	90	17	knowledge	knowledge	NOUN
fsr-3346	90	18	(	(	PUNCT
fsr-3346	90	19	i.e.	i.e.	X
fsr-3346	90	20	,	,	PUNCT
fsr-3346	90	21	what	what	PRON
fsr-3346	90	22	one	one	NOUN
fsr-3346	90	23	thinks	think	VERB
fsr-3346	90	24	they	they	PRON
fsr-3346	90	25	know	know	VERB
fsr-3346	90	26	about	about	ADP
fsr-3346	90	27	personal	personal	ADJ
fsr-3346	90	28	finance	finance	NOUN
fsr-3346	90	29	)	)	PUNCT
fsr-3346	90	30	.	.	PUNCT
fsr-3346	91	1	research	research	NOUN
fsr-3346	91	2	tells	tell	VERB
fsr-3346	91	3	us	we	PRON
fsr-3346	91	4	that	that	SCONJ
fsr-3346	91	5	both	both	DET
fsr-3346	91	6	constructs	construct	NOUN
fsr-3346	91	7	are	be	AUX
fsr-3346	91	8	salient	salient	NOUN
fsr-3346	91	9	.	.	PUNCT
fsr-3346	92	1	utilizing	utilize	VERB
fsr-3346	92	2	the	the	DET
fsr-3346	92	3	cfpb	cfpb	NOUN
fsr-3346	92	4	’s	’s	PART
fsr-3346	92	5	financial	financial	ADJ
fsr-3346	92	6	well	well	ADV
fsr-3346	92	7	-	-	PUNCT
fsr-3346	92	8	being	being	NOUN
fsr-3346	92	9	scale	scale	NOUN
fsr-3346	92	10	,	,	PUNCT
fsr-3346	92	11	lee	lee	PROPN
fsr-3346	92	12	et	et	PROPN
fsr-3346	92	13	al	al	PROPN
fsr-3346	92	14	.	.	PROPN
fsr-3346	93	1	(	(	PUNCT
fsr-3346	93	2	2020	2020	NUM
fsr-3346	93	3	)	)	PUNCT
fsr-3346	93	4	found	find	VERB
fsr-3346	93	5	that	that	SCONJ
fsr-3346	93	6	having	have	VERB
fsr-3346	93	7	greater	great	ADJ
fsr-3346	93	8	subjective	subjective	ADJ
fsr-3346	93	9	financial	financial	ADJ
fsr-3346	93	10	knowledge	knowledge	NOUN
fsr-3346	93	11	increased	increase	VERB
fsr-3346	93	12	financial	financial	ADJ
fsr-3346	93	13	well	well	NOUN
fsr-3346	93	14	-	-	PUNCT
fsr-3346	93	15	being	being	NOUN
fsr-3346	93	16	and	and	CCONJ
fsr-3346	93	17	the	the	DET
fsr-3346	93	18	propensity	propensity	NOUN
fsr-3346	93	19	to	to	PART
fsr-3346	93	20	plan	plan	VERB
fsr-3346	93	21	amplified	amplify	VERB
fsr-3346	93	22	this	this	DET
fsr-3346	93	23	positive	positive	ADJ
fsr-3346	93	24	relationship	relationship	NOUN
fsr-3346	93	25	.	.	PUNCT
fsr-3346	94	1	another	another	DET
fsr-3346	94	2	study	study	NOUN
fsr-3346	94	3	showed	show	VERB
fsr-3346	94	4	that	that	SCONJ
fsr-3346	94	5	one	one	NUM
fsr-3346	94	6	’s	’s	PART
fsr-3346	94	7	attitude	attitude	NOUN
fsr-3346	94	8	to	to	ADP
fsr-3346	94	9	money	money	NOUN
fsr-3346	94	10	influenced	influence	VERB
fsr-3346	94	11	financial	financial	ADJ
fsr-3346	94	12	behaviors	behavior	NOUN
fsr-3346	94	13	,	,	PUNCT
fsr-3346	94	14	and	and	CCONJ
fsr-3346	94	15	financial	financial	ADJ
fsr-3346	94	16	behaviors	behavior	NOUN
fsr-3346	94	17	predicted	predict	VERB
fsr-3346	94	18	financial	financial	ADJ
fsr-3346	94	19	wellbeing	wellbee	VERB
fsr-3346	94	20	(	(	PUNCT
fsr-3346	94	21	castro	castro	PROPN
fsr-3346	94	22	-	-	PUNCT
fsr-3346	94	23	gonzález	gonzález	PROPN
fsr-3346	94	24	et	et	PROPN
fsr-3346	94	25	al	al	PROPN
fsr-3346	94	26	.	.	PROPN
fsr-3346	94	27	,	,	PUNCT
fsr-3346	94	28	2020	2020	NUM
fsr-3346	94	29	)	)	PUNCT
fsr-3346	94	30	.	.	PUNCT
fsr-3346	95	1	subjective	subjective	ADJ
fsr-3346	95	2	financial	financial	ADJ
fsr-3346	95	3	knowledge	knowledge	NOUN
fsr-3346	95	4	was	be	AUX
fsr-3346	95	5	also	also	ADV
fsr-3346	95	6	found	find	VERB
fsr-3346	95	7	to	to	PART
fsr-3346	95	8	impact	impact	VERB
fsr-3346	95	9	financial	financial	ADJ
fsr-3346	95	10	behaviors	behavior	NOUN
fsr-3346	95	11	(	(	PUNCT
fsr-3346	95	12	robb	robb	NOUN
fsr-3346	95	13	&	&	CCONJ
fsr-3346	95	14	woodyard	woodyard	PROPN
fsr-3346	95	15	,	,	PUNCT
fsr-3346	95	16	2011	2011	NUM
fsr-3346	95	17	)	)	PUNCT
fsr-3346	95	18	.	.	PUNCT
fsr-3346	96	1	based	base	VERB
fsr-3346	96	2	upon	upon	SCONJ
fsr-3346	96	3	joo	joo	PROPN
fsr-3346	96	4	’s	’s	PART
fsr-3346	96	5	(	(	PUNCT
fsr-3346	96	6	2008	2008	NUM
fsr-3346	96	7	)	)	PUNCT
fsr-3346	96	8	personal	personal	ADJ
fsr-3346	96	9	financial	financial	ADJ
fsr-3346	96	10	wellness	wellness	NOUN
fsr-3346	96	11	framework	framework	NOUN
fsr-3346	96	12	and	and	CCONJ
fsr-3346	96	13	the	the	DET
fsr-3346	96	14	literature	literature	PROPN
fsr-3346	96	15	review	review	PROPN
fsr-3346	96	16	,	,	PUNCT
fsr-3346	96	17	the	the	DET
fsr-3346	96	18	following	follow	VERB
fsr-3346	96	19	hypotheses	hypothesis	NOUN
fsr-3346	96	20	were	be	AUX
fsr-3346	96	21	developed	develop	VERB
fsr-3346	96	22	.	.	PUNCT
fsr-3346	97	1	h1	h1	PROPN
fsr-3346	97	2	:	:	PUNCT
fsr-3346	97	3	objective	objective	ADJ
fsr-3346	97	4	financial	financial	ADJ
fsr-3346	97	5	status	status	NOUN
fsr-3346	97	6	(	(	PUNCT
fsr-3346	97	7	i.e.	i.e.	X
fsr-3346	97	8	,	,	PUNCT
fsr-3346	97	9	income	income	NOUN
fsr-3346	97	10	,	,	PUNCT
fsr-3346	97	11	employment	employment	NOUN
fsr-3346	97	12	)	)	PUNCT
fsr-3346	97	13	will	will	AUX
fsr-3346	97	14	be	be	AUX
fsr-3346	97	15	positively	positively	ADV
fsr-3346	97	16	associated	associate	VERB
fsr-3346	97	17	with	with	ADP
fsr-3346	97	18	increased	increase	VERB
fsr-3346	97	19	levels	level	NOUN
fsr-3346	97	20	of	of	ADP
fsr-3346	97	21	financial	financial	ADJ
fsr-3346	97	22	well	well	NOUN
fsr-3346	97	23	-	-	PUNCT
fsr-3346	97	24	being	being	NOUN
fsr-3346	97	25	during	during	ADP
fsr-3346	97	26	covid-19	covid-19	PROPN
fsr-3346	97	27	.	.	PUNCT
fsr-3346	97	28	h2	h2	PROPN
fsr-3346	97	29	:	:	PUNCT
fsr-3346	97	30	pre	pre	ADJ
fsr-3346	97	31	-	-	ADJ
fsr-3346	97	32	covid-19	covid-19	ADJ
fsr-3346	97	33	pandemic	pandemic	ADJ
fsr-3346	97	34	financial	financial	ADJ
fsr-3346	97	35	behaviors	behavior	NOUN
fsr-3346	97	36	will	will	AUX
fsr-3346	97	37	be	be	AUX
fsr-3346	97	38	positively	positively	ADV
fsr-3346	97	39	associated	associate	VERB
fsr-3346	97	40	with	with	ADP
fsr-3346	97	41	increased	increase	VERB
fsr-3346	97	42	levels	level	NOUN
fsr-3346	97	43	of	of	ADP
fsr-3346	97	44	financial	financial	ADJ
fsr-3346	97	45	wellbeing	wellbeing	NOUN
fsr-3346	97	46	during	during	ADP
fsr-3346	97	47	covid-19	covid-19	PROPN
fsr-3346	97	48	.	.	PUNCT
fsr-3346	98	1	h3	h3	NOUN
fsr-3346	98	2	:	:	PUNCT
fsr-3346	98	3	subjective	subjective	ADJ
fsr-3346	98	4	perceptions	perception	NOUN
fsr-3346	98	5	(	(	PUNCT
fsr-3346	98	6	i.e.	i.e.	X
fsr-3346	98	7	,	,	PUNCT
fsr-3346	98	8	financial	financial	ADJ
fsr-3346	98	9	knowledge	knowledge	NOUN
fsr-3346	98	10	)	)	PUNCT
fsr-3346	98	11	will	will	AUX
fsr-3346	98	12	be	be	AUX
fsr-3346	98	13	positively	positively	ADV
fsr-3346	98	14	associated	associate	VERB
fsr-3346	98	15	with	with	ADP
fsr-3346	98	16	increased	increase	VERB
fsr-3346	98	17	levels	level	NOUN
fsr-3346	98	18	of	of	ADP
fsr-3346	98	19	financial	financial	ADJ
fsr-3346	98	20	wellbeing	wellbeing	NOUN
fsr-3346	98	21	during	during	ADP
fsr-3346	98	22	covid-19	covid-19	PROPN
fsr-3346	98	23	.	.	PUNCT
fsr-3346	99	1	h4	h4	PROPN
fsr-3346	99	2	:	:	PUNCT
fsr-3346	99	3	financial	financial	ADJ
fsr-3346	99	4	satisfaction	satisfaction	NOUN
fsr-3346	99	5	will	will	AUX
fsr-3346	99	6	be	be	AUX
fsr-3346	99	7	positively	positively	ADV
fsr-3346	99	8	associated	associate	VERB
fsr-3346	99	9	with	with	ADP
fsr-3346	99	10	increased	increase	VERB
fsr-3346	99	11	levels	level	NOUN
fsr-3346	99	12	of	of	ADP
fsr-3346	99	13	financial	financial	ADJ
fsr-3346	99	14	well	well	NOUN
fsr-3346	99	15	-	-	PUNCT
fsr-3346	99	16	being	being	NOUN
fsr-3346	99	17	during	during	ADP
fsr-3346	99	18	covid-19	covid-19	PROPN
fsr-3346	99	19	.	.	PUNCT
fsr-3346	99	20	h5	h5	PROPN
fsr-3346	99	21	:	:	PUNCT
fsr-3346	99	22	subjective	subjective	ADJ
fsr-3346	99	23	perceptions	perception	NOUN
fsr-3346	99	24	(	(	PUNCT
fsr-3346	99	25	financial	financial	ADJ
fsr-3346	99	26	knowledge	knowledge	NOUN
fsr-3346	99	27	)	)	PUNCT
fsr-3346	99	28	will	will	AUX
fsr-3346	99	29	have	have	VERB
fsr-3346	99	30	an	an	DET
fsr-3346	99	31	indirect	indirect	ADJ
fsr-3346	99	32	effect	effect	NOUN
fsr-3346	99	33	on	on	ADP
fsr-3346	99	34	financial	financial	ADJ
fsr-3346	99	35	well	well	NOUN
fsr-3346	99	36	-	-	PUNCT
fsr-3346	99	37	being	be	AUX
fsr-3346	99	38	through	through	ADP
fsr-3346	99	39	financial	financial	ADJ
fsr-3346	99	40	satisfaction	satisfaction	NOUN
fsr-3346	99	41	during	during	ADP
fsr-3346	99	42	covid-19	covid-19	PROPN
fsr-3346	99	43	.	.	PUNCT
fsr-3346	99	44	methodology	methodology	NOUN
fsr-3346	99	45	this	this	DET
fsr-3346	99	46	study	study	NOUN
fsr-3346	99	47	utilized	utilize	VERB
fsr-3346	99	48	qualtrics	qualtric	NOUN
fsr-3346	99	49	panels	panel	NOUN
fsr-3346	99	50	to	to	PART
fsr-3346	99	51	recruit	recruit	VERB
fsr-3346	99	52	the	the	DET
fsr-3346	99	53	sample	sample	NOUN
fsr-3346	99	54	.	.	PUNCT
fsr-3346	100	1	panel	panel	NOUN
fsr-3346	100	2	members	member	NOUN
fsr-3346	100	3	were	be	AUX
fsr-3346	100	4	sent	send	VERB
fsr-3346	100	5	an	an	DET
fsr-3346	100	6	email	email	NOUN
fsr-3346	100	7	invitation	invitation	NOUN
fsr-3346	100	8	or	or	CCONJ
fsr-3346	100	9	prompted	prompt	VERB
fsr-3346	100	10	on	on	ADP
fsr-3346	100	11	the	the	DET
fsr-3346	100	12	respective	respective	ADJ
fsr-3346	100	13	survey	survey	NOUN
fsr-3346	100	14	platform	platform	NOUN
fsr-3346	100	15	to	to	PART
fsr-3346	100	16	proceed	proceed	VERB
fsr-3346	100	17	with	with	ADP
fsr-3346	100	18	the	the	DET
fsr-3346	100	19	survey	survey	NOUN
fsr-3346	100	20	.	.	PUNCT
fsr-3346	101	1	the	the	DET
fsr-3346	101	2	invitation	invitation	NOUN
fsr-3346	101	3	provided	provide	VERB
fsr-3346	101	4	a	a	DET
fsr-3346	101	5	hyperlink	hyperlink	NOUN
fsr-3346	101	6	and	and	CCONJ
fsr-3346	101	7	a	a	DET
fsr-3346	101	8	nominal	nominal	ADJ
fsr-3346	101	9	incentive	incentive	NOUN
fsr-3346	101	10	in	in	ADP
fsr-3346	101	11	which	which	PRON
fsr-3346	101	12	the	the	DET
fsr-3346	101	13	panel	panel	NOUN
fsr-3346	101	14	member	member	NOUN
fsr-3346	101	15	responded	respond	VERB
fsr-3346	101	16	by	by	ADP
fsr-3346	101	17	clicking	click	VERB
fsr-3346	101	18	the	the	DET
fsr-3346	101	19	link	link	NOUN
fsr-3346	101	20	.	.	PUNCT
fsr-3346	102	1	the	the	DET
fsr-3346	102	2	incentives	incentive	NOUN
fsr-3346	102	3	offered	offer	VERB
fsr-3346	102	4	were	be	AUX
fsr-3346	102	5	not	not	PART
fsr-3346	102	6	standard	standard	ADJ
fsr-3346	102	7	but	but	CCONJ
fsr-3346	102	8	rather	rather	ADV
fsr-3346	102	9	unique	unique	ADJ
fsr-3346	102	10	to	to	ADP
fsr-3346	102	11	the	the	DET
fsr-3346	102	12	individual	individual	NOUN
fsr-3346	102	13	.	.	PUNCT
fsr-3346	103	1	the	the	DET
fsr-3346	103	2	researchers	researcher	NOUN
fsr-3346	103	3	did	do	AUX
fsr-3346	103	4	not	not	PART
fsr-3346	103	5	know	know	VERB
fsr-3346	103	6	the	the	DET
fsr-3346	103	7	incentives	incentive	NOUN
fsr-3346	103	8	that	that	PRON
fsr-3346	103	9	were	be	AUX
fsr-3346	103	10	offered	offer	VERB
fsr-3346	103	11	.	.	PUNCT
fsr-3346	104	1	the	the	DET
fsr-3346	104	2	only	only	ADJ
fsr-3346	104	3	criteria	criterion	NOUN
fsr-3346	104	4	to	to	PART
fsr-3346	104	5	participate	participate	VERB
fsr-3346	104	6	is	be	AUX
fsr-3346	104	7	that	that	SCONJ
fsr-3346	104	8	respondents	respondent	NOUN
fsr-3346	104	9	needed	need	VERB
fsr-3346	104	10	to	to	PART
fsr-3346	104	11	be	be	AUX
fsr-3346	104	12	18	18	NUM
fsr-3346	104	13	years	year	NOUN
fsr-3346	104	14	or	or	CCONJ
fsr-3346	104	15	older	old	ADJ
fsr-3346	104	16	.	.	PUNCT
fsr-3346	105	1	data	datum	NOUN
fsr-3346	105	2	were	be	AUX
fsr-3346	105	3	gathered	gather	VERB
fsr-3346	105	4	as	as	ADP
fsr-3346	105	5	part	part	NOUN
fsr-3346	105	6	of	of	ADP
fsr-3346	105	7	an	an	DET
fsr-3346	105	8	experimental	experimental	ADJ
fsr-3346	105	9	study	study	NOUN
fsr-3346	105	10	about	about	ADP
fsr-3346	105	11	goal	goal	NOUN
fsr-3346	105	12	setting	set	VERB
fsr-3346	105	13	and	and	CCONJ
fsr-3346	105	14	overall	overall	ADJ
fsr-3346	105	15	well	well	ADV
fsr-3346	105	16	-	-	PUNCT
fsr-3346	105	17	being	being	NOUN
fsr-3346	105	18	that	that	PRON
fsr-3346	105	19	included	include	VERB
fsr-3346	105	20	a	a	DET
fsr-3346	105	21	pre	pre	NOUN
fsr-3346	105	22	-	-	NOUN
fsr-3346	105	23	test	test	ADJ
fsr-3346	105	24	,	,	PUNCT
fsr-3346	105	25	online	online	ADJ
fsr-3346	105	26	exercise	exercise	NOUN
fsr-3346	105	27	,	,	PUNCT
fsr-3346	105	28	and	and	CCONJ
fsr-3346	105	29	posttest	postt	ADJ
fsr-3346	105	30	.	.	PUNCT
fsr-3346	106	1	only	only	ADV
fsr-3346	106	2	the	the	DET
fsr-3346	106	3	initial	initial	ADJ
fsr-3346	106	4	survey	survey	NOUN
fsr-3346	106	5	data	datum	NOUN
fsr-3346	106	6	were	be	AUX
fsr-3346	106	7	included	include	VERB
fsr-3346	106	8	in	in	ADP
fsr-3346	106	9	the	the	DET
fsr-3346	106	10	current	current	ADJ
fsr-3346	106	11	study	study	NOUN
fsr-3346	106	12	as	as	SCONJ
fsr-3346	106	13	the	the	DET
fsr-3346	106	14	focus	focus	NOUN
fsr-3346	106	15	of	of	ADP
fsr-3346	106	16	this	this	DET
fsr-3346	106	17	study	study	NOUN
fsr-3346	106	18	was	be	AUX
fsr-3346	106	19	not	not	PART
fsr-3346	106	20	to	to	PART
fsr-3346	106	21	test	test	VERB
fsr-3346	106	22	the	the	DET
fsr-3346	106	23	outcome	outcome	NOUN
fsr-3346	106	24	of	of	ADP
fsr-3346	106	25	the	the	DET
fsr-3346	106	26	online	online	ADJ
fsr-3346	106	27	exercise	exercise	NOUN
fsr-3346	106	28	rather	rather	ADV
fsr-3346	106	29	to	to	PART
fsr-3346	106	30	examine	examine	VERB
fsr-3346	106	31	the	the	DET
fsr-3346	106	32	relevant	relevant	ADJ
fsr-3346	106	33	variables	variables	PROPN
fsr-3346	106	34	crosssectional	crosssectional	ADJ
fsr-3346	106	35	data	datum	NOUN
fsr-3346	106	36	in	in	ADP
fsr-3346	106	37	the	the	DET
fsr-3346	106	38	pre	pre	ADJ
fsr-3346	106	39	-	-	ADJ
fsr-3346	106	40	test	test	ADJ
fsr-3346	106	41	survey	survey	NOUN
fsr-3346	106	42	.	.	PUNCT
fsr-3346	107	1	the	the	DET
fsr-3346	107	2	data	datum	NOUN
fsr-3346	107	3	from	from	ADP
fsr-3346	107	4	this	this	DET
fsr-3346	107	5	survey	survey	NOUN
fsr-3346	107	6	were	be	AUX
fsr-3346	107	7	collected	collect	VERB
fsr-3346	107	8	in	in	ADP
fsr-3346	107	9	april	april	PROPN
fsr-3346	107	10	2020	2020	NUM
fsr-3346	107	11	.	.	PUNCT
fsr-3346	108	1	a	a	DET
fsr-3346	108	2	total	total	NOUN
fsr-3346	108	3	of	of	ADP
fsr-3346	108	4	145	145	NUM
fsr-3346	108	5	respondents	respondent	NOUN
fsr-3346	108	6	completed	complete	VERB
fsr-3346	108	7	the	the	DET
fsr-3346	108	8	initial	initial	ADJ
fsr-3346	108	9	survey	survey	NOUN
fsr-3346	108	10	.	.	PUNCT
fsr-3346	109	1	outcome	outcome	NOUN
fsr-3346	109	2	variable	variable	ADJ
fsr-3346	109	3	the	the	DET
fsr-3346	109	4	outcome	outcome	NOUN
fsr-3346	109	5	variable	variable	NOUN
fsr-3346	109	6	was	be	AUX
fsr-3346	109	7	financial	financial	ADJ
fsr-3346	109	8	well	well	ADV
fsr-3346	109	9	-	-	PUNCT
fsr-3346	109	10	being	being	NOUN
fsr-3346	109	11	.	.	PUNCT
fsr-3346	110	1	in	in	ADP
fsr-3346	110	2	this	this	DET
fsr-3346	110	3	study	study	NOUN
fsr-3346	110	4	,	,	PUNCT
fsr-3346	110	5	we	we	PRON
fsr-3346	110	6	used	use	VERB
fsr-3346	110	7	the	the	DET
fsr-3346	110	8	financial	financial	ADJ
fsr-3346	110	9	well	well	ADV
fsr-3346	110	10	-	-	PUNCT
fsr-3346	110	11	being	being	NOUN
fsr-3346	110	12	measure	measure	NOUN
fsr-3346	110	13	developed	develop	VERB
fsr-3346	110	14	by	by	ADP
fsr-3346	110	15	the	the	DET
fsr-3346	110	16	consumer	consumer	NOUN
fsr-3346	110	17	financial	financial	PROPN
fsr-3346	110	18	protection	protection	PROPN
fsr-3346	110	19	bureau	bureau	PROPN
fsr-3346	110	20	.	.	PUNCT
fsr-3346	111	1	according	accord	VERB
fsr-3346	111	2	to	to	ADP
fsr-3346	111	3	the	the	DET
fsr-3346	111	4	cfpb	cfpb	ADJ
fsr-3346	111	5	report	report	NOUN
fsr-3346	111	6	(	(	PUNCT
fsr-3346	111	7	2017	2017	NUM
fsr-3346	111	8	)	)	PUNCT
fsr-3346	111	9	,	,	PUNCT
fsr-3346	111	10	the	the	DET
fsr-3346	111	11	scale	scale	NOUN
fsr-3346	111	12	is	be	AUX
fsr-3346	111	13	associated	associate	VERB
fsr-3346	111	14	with	with	ADP
fsr-3346	111	15	four	four	NUM
fsr-3346	111	16	elements	element	NOUN
fsr-3346	111	17	:	:	PUNCT
fsr-3346	111	18	(	(	PUNCT
fsr-3346	111	19	a	a	X
fsr-3346	111	20	)	)	PUNCT
fsr-3346	111	21	“	"	PUNCT
fsr-3346	111	22	control	control	NOUN
fsr-3346	111	23	over	over	ADP
fsr-3346	111	24	daily	daily	ADJ
fsr-3346	111	25	and	and	CCONJ
fsr-3346	111	26	monthly	monthly	ADJ
fsr-3346	111	27	finances	finance	NOUN
fsr-3346	111	28	,	,	PUNCT
fsr-3346	111	29	”	"	PUNCT
fsr-3346	111	30	(	(	PUNCT
fsr-3346	111	31	b	b	NOUN
fsr-3346	111	32	)	)	PUNCT
fsr-3346	111	33	“	"	PUNCT
fsr-3346	111	34	capacity	capacity	NOUN
fsr-3346	111	35	to	to	PART
fsr-3346	111	36	absorb	absorb	VERB
fsr-3346	111	37	a	a	DET
fsr-3346	111	38	financial	financial	ADJ
fsr-3346	111	39	shock	shock	NOUN
fsr-3346	111	40	,	,	PUNCT
fsr-3346	111	41	”	"	PUNCT
fsr-3346	111	42	(	(	PUNCT
fsr-3346	111	43	c	c	NOUN
fsr-3346	111	44	)	)	PUNCT
fsr-3346	111	45	“	"	PUNCT
fsr-3346	111	46	being	be	AUX
fsr-3346	111	47	on	on	ADP
fsr-3346	111	48	track	track	NOUN
fsr-3346	111	49	to	to	PART
fsr-3346	111	50	meet	meet	VERB
fsr-3346	111	51	financial	financial	ADJ
fsr-3346	111	52	goals	goal	NOUN
fsr-3346	111	53	,	,	PUNCT
fsr-3346	111	54	”	"	PUNCT
fsr-3346	111	55	and	and	CCONJ
fsr-3346	111	56	(	(	PUNCT
fsr-3346	111	57	d	d	X
fsr-3346	111	58	)	)	PUNCT
fsr-3346	111	59	“	"	PUNCT
fsr-3346	111	60	the	the	DET
fsr-3346	111	61	financial	financial	ADJ
fsr-3346	111	62	freedom	freedom	NOUN
fsr-3346	111	63	to	to	PART
fsr-3346	111	64	make	make	VERB
fsr-3346	111	65	choices	choice	NOUN
fsr-3346	111	66	that	that	PRON
fsr-3346	111	67	allow	allow	VERB
fsr-3346	111	68	enjoyment	enjoyment	NOUN
fsr-3346	111	69	of	of	ADP
fsr-3346	111	70	life	life	NOUN
fsr-3346	111	71	.	.	PUNCT
fsr-3346	111	72	”	"	PUNCT
fsr-3346	112	1	due	due	ADP
fsr-3346	112	2	to	to	ADP
fsr-3346	112	3	those	those	DET
fsr-3346	112	4	elements	element	NOUN
fsr-3346	112	5	,	,	PUNCT
fsr-3346	112	6	the	the	DET
fsr-3346	112	7	financial	financial	ADJ
fsr-3346	112	8	well	well	ADV
fsr-3346	112	9	-	-	PUNCT
fsr-3346	112	10	being	being	NOUN
fsr-3346	112	11	concept	concept	NOUN
fsr-3346	112	12	is	be	AUX
fsr-3346	112	13	reflected	reflect	VERB
fsr-3346	112	14	as	as	ADP
fsr-3346	112	15	subjective	subjective	ADJ
fsr-3346	112	16	and	and	CCONJ
fsr-3346	112	17	perceived	perceive	VERB
fsr-3346	112	18	.	.	PUNCT
fsr-3346	113	1	financial	financial	ADJ
fsr-3346	113	2	well	well	ADV
fsr-3346	113	3	-	-	PUNCT
fsr-3346	113	4	being	being	NOUN
fsr-3346	113	5	is	be	AUX
fsr-3346	113	6	measured	measure	VERB
fsr-3346	113	7	by	by	ADP
fsr-3346	113	8	ten	ten	NUM
fsr-3346	113	9	questions	question	NOUN
fsr-3346	113	10	on	on	ADP
fsr-3346	113	11	a	a	DET
fsr-3346	113	12	likert	likert	ADJ
fsr-3346	113	13	scale	scale	NOUN
fsr-3346	113	14	ranging	range	VERB
fsr-3346	113	15	from	from	ADP
fsr-3346	113	16	1	1	NUM
fsr-3346	113	17	to	to	ADP
fsr-3346	113	18	5	5	NUM
fsr-3346	113	19	.	.	PUNCT
fsr-3346	114	1	the	the	DET
fsr-3346	114	2	scores	score	NOUN
fsr-3346	114	3	reported	report	VERB
fsr-3346	114	4	were	be	AUX
fsr-3346	114	5	jeong	jeong	PROPN
fsr-3346	114	6	et	et	PROPN
fsr-3346	114	7	al	al	PROPN
fsr-3346	114	8	.	.	PROPN
fsr-3346	114	9	51	51	NUM
fsr-3346	114	10	processed	process	VERB
fsr-3346	114	11	according	accord	VERB
fsr-3346	114	12	to	to	ADP
fsr-3346	114	13	cfpb	cfpb	ADJ
fsr-3346	114	14	guidelines	guideline	NOUN
fsr-3346	114	15	to	to	PART
fsr-3346	114	16	create	create	VERB
fsr-3346	114	17	a	a	DET
fsr-3346	114	18	single	single	ADJ
fsr-3346	114	19	score	score	NOUN
fsr-3346	114	20	that	that	PRON
fsr-3346	114	21	ranged	range	VERB
fsr-3346	114	22	from	from	ADP
fsr-3346	114	23	0	0	NUM
fsr-3346	114	24	to	to	ADP
fsr-3346	114	25	100	100	NUM
fsr-3346	114	26	.	.	PUNCT
fsr-3346	115	1	independent	independent	ADJ
fsr-3346	115	2	variables	variable	NOUN
fsr-3346	115	3	financial	financial	ADJ
fsr-3346	115	4	behavior	behavior	NOUN
fsr-3346	115	5	financial	financial	ADJ
fsr-3346	115	6	behavior	behavior	NOUN
fsr-3346	115	7	was	be	AUX
fsr-3346	115	8	measured	measure	VERB
fsr-3346	115	9	by	by	ADP
fsr-3346	115	10	eight	eight	NUM
fsr-3346	115	11	items	item	NOUN
fsr-3346	115	12	adapted	adapt	VERB
fsr-3346	115	13	from	from	ADP
fsr-3346	115	14	grable	grable	PROPN
fsr-3346	115	15	&	&	CCONJ
fsr-3346	115	16	joo	joo	PROPN
fsr-3346	115	17	(	(	PUNCT
fsr-3346	115	18	2004	2004	NUM
fsr-3346	115	19	)	)	PUNCT
fsr-3346	115	20	and	and	CCONJ
fsr-3346	115	21	dew	dew	NOUN
fsr-3346	115	22	&	&	CCONJ
fsr-3346	115	23	xiao	xiao	PROPN
fsr-3346	115	24	(	(	PUNCT
fsr-3346	115	25	2011	2011	NUM
fsr-3346	115	26	)	)	PUNCT
fsr-3346	115	27	.	.	PUNCT
fsr-3346	116	1	the	the	DET
fsr-3346	116	2	eight	eight	NUM
fsr-3346	116	3	items	item	NOUN
fsr-3346	116	4	assessed	assess	VERB
fsr-3346	116	5	how	how	SCONJ
fsr-3346	116	6	participants	participant	NOUN
fsr-3346	116	7	normally	normally	ADV
fsr-3346	116	8	handled	handle	VERB
fsr-3346	116	9	their	their	PRON
fsr-3346	116	10	money	money	NOUN
fsr-3346	116	11	prior	prior	ADV
fsr-3346	116	12	to	to	ADP
fsr-3346	116	13	the	the	DET
fsr-3346	116	14	covid-19	covid-19	PROPN
fsr-3346	116	15	pandemic	pandemic	NOUN
fsr-3346	116	16	(	(	PUNCT
fsr-3346	116	17	before	before	ADP
fsr-3346	116	18	march	march	PROPN
fsr-3346	116	19	6	6	NUM
fsr-3346	116	20	,	,	PUNCT
fsr-3346	116	21	2020	2020	NUM
fsr-3346	116	22	)	)	PUNCT
fsr-3346	116	23	.	.	PUNCT
fsr-3346	117	1	the	the	DET
fsr-3346	117	2	items	item	NOUN
fsr-3346	117	3	included	include	VERB
fsr-3346	117	4	:	:	PUNCT
fsr-3346	117	5	(	(	PUNCT
fsr-3346	117	6	a	a	X
fsr-3346	117	7	)	)	PUNCT
fsr-3346	117	8	“	"	PUNCT
fsr-3346	117	9	i	i	PRON
fsr-3346	117	10	set	set	VERB
fsr-3346	117	11	money	money	NOUN
fsr-3346	117	12	aside	aside	ADV
fsr-3346	117	13	for	for	ADP
fsr-3346	117	14	savings	saving	NOUN
fsr-3346	117	15	or	or	CCONJ
fsr-3346	117	16	an	an	DET
fsr-3346	117	17	emergency	emergency	NOUN
fsr-3346	117	18	fund	fund	NOUN
fsr-3346	117	19	;	;	PUNCT
fsr-3346	117	20	”	"	PUNCT
fsr-3346	117	21	(	(	PUNCT
fsr-3346	117	22	b	b	X
fsr-3346	117	23	)	)	PUNCT
fsr-3346	117	24	“	"	PUNCT
fsr-3346	117	25	i	i	PRON
fsr-3346	117	26	set	set	VERB
fsr-3346	117	27	money	money	NOUN
fsr-3346	117	28	aside	aside	ADV
fsr-3346	117	29	for	for	ADP
fsr-3346	117	30	retirement	retirement	NOUN
fsr-3346	117	31	;	;	PUNCT
fsr-3346	117	32	”	"	PUNCT
fsr-3346	117	33	(	(	PUNCT
fsr-3346	117	34	c	c	X
fsr-3346	117	35	)	)	PUNCT
fsr-3346	117	36	“	"	PUNCT
fsr-3346	117	37	i	i	PRON
fsr-3346	117	38	had	have	VERB
fsr-3346	117	39	a	a	DET
fsr-3346	117	40	plan	plan	NOUN
fsr-3346	117	41	to	to	PART
fsr-3346	117	42	reach	reach	VERB
fsr-3346	117	43	my	my	PRON
fsr-3346	117	44	financial	financial	ADJ
fsr-3346	117	45	goals	goal	NOUN
fsr-3346	117	46	;	;	PUNCT
fsr-3346	117	47	”	"	PUNCT
fsr-3346	117	48	(	(	PUNCT
fsr-3346	117	49	d	d	X
fsr-3346	117	50	)	)	PUNCT
fsr-3346	117	51	“	"	PUNCT
fsr-3346	117	52	i	i	PRON
fsr-3346	117	53	had	have	VERB
fsr-3346	117	54	a	a	DET
fsr-3346	117	55	weekly	weekly	ADJ
fsr-3346	117	56	or	or	CCONJ
fsr-3346	117	57	monthly	monthly	ADJ
fsr-3346	117	58	budget	budget	NOUN
fsr-3346	117	59	that	that	PRON
fsr-3346	117	60	i	i	PRON
fsr-3346	117	61	followed	follow	VERB
fsr-3346	117	62	;	;	PUNCT
fsr-3346	117	63	”	"	PUNCT
fsr-3346	117	64	(	(	PUNCT
fsr-3346	117	65	e	e	NOUN
fsr-3346	117	66	)	)	PUNCT
fsr-3346	117	67	“	"	PUNCT
fsr-3346	117	68	i	i	PRON
fsr-3346	117	69	paid	pay	VERB
fsr-3346	117	70	credit	credit	NOUN
fsr-3346	117	71	card	card	NOUN
fsr-3346	117	72	bills	bill	NOUN
fsr-3346	117	73	in	in	ADP
fsr-3346	117	74	full	full	ADJ
fsr-3346	117	75	and	and	CCONJ
fsr-3346	117	76	avoided	avoid	VERB
fsr-3346	117	77	finance	finance	NOUN
fsr-3346	117	78	charges	charge	NOUN
fsr-3346	117	79	;	;	PUNCT
fsr-3346	117	80	”	"	PUNCT
fsr-3346	117	81	(	(	PUNCT
fsr-3346	117	82	f	f	X
fsr-3346	117	83	)	)	PUNCT
fsr-3346	117	84	“	"	PUNCT
fsr-3346	117	85	i	i	PRON
fsr-3346	117	86	reached	reach	VERB
fsr-3346	117	87	the	the	DET
fsr-3346	117	88	maximum	maximum	ADJ
fsr-3346	117	89	limit	limit	NOUN
fsr-3346	117	90	on	on	ADP
fsr-3346	117	91	a	a	DET
fsr-3346	117	92	credit	credit	NOUN
fsr-3346	117	93	card	card	NOUN
fsr-3346	117	94	;	;	PUNCT
fsr-3346	117	95	”	"	PUNCT
fsr-3346	117	96	(	(	PUNCT
fsr-3346	117	97	g	g	NOUN
fsr-3346	117	98	)	)	PUNCT
fsr-3346	117	99	“	"	PUNCT
fsr-3346	117	100	i	i	PRON
fsr-3346	117	101	spent	spend	VERB
fsr-3346	117	102	more	more	ADJ
fsr-3346	117	103	money	money	NOUN
fsr-3346	117	104	than	than	SCONJ
fsr-3346	117	105	i	i	PRON
fsr-3346	117	106	earned	earn	VERB
fsr-3346	117	107	;	;	PUNCT
fsr-3346	117	108	”	"	PUNCT
fsr-3346	117	109	and	and	CCONJ
fsr-3346	117	110	(	(	PUNCT
fsr-3346	117	111	h	h	NOUN
fsr-3346	117	112	)	)	PUNCT
fsr-3346	117	113	“	"	PUNCT
fsr-3346	117	114	i	i	PRON
fsr-3346	117	115	paid	pay	VERB
fsr-3346	117	116	my	my	PRON
fsr-3346	117	117	bills	bill	NOUN
fsr-3346	117	118	on	on	ADP
fsr-3346	117	119	time	time	NOUN
fsr-3346	117	120	.	.	PUNCT
fsr-3346	117	121	”	"	PUNCT
fsr-3346	118	1	each	each	DET
fsr-3346	118	2	variable	variable	ADJ
fsr-3346	118	3	response	response	NOUN
fsr-3346	118	4	ranged	range	VERB
fsr-3346	118	5	from	from	ADP
fsr-3346	118	6	1	1	NUM
fsr-3346	118	7	(	(	PUNCT
fsr-3346	118	8	never	never	ADV
fsr-3346	118	9	)	)	PUNCT
fsr-3346	118	10	to	to	ADP
fsr-3346	118	11	4	4	NUM
fsr-3346	118	12	(	(	PUNCT
fsr-3346	118	13	always	always	ADV
fsr-3346	118	14	)	)	PUNCT
fsr-3346	118	15	except	except	SCONJ
fsr-3346	118	16	for	for	ADP
fsr-3346	118	17	the	the	DET
fsr-3346	118	18	questions	question	NOUN
fsr-3346	118	19	asking	ask	VERB
fsr-3346	118	20	about	about	ADP
fsr-3346	118	21	reaching	reach	VERB
fsr-3346	118	22	the	the	DET
fsr-3346	118	23	maximum	maximum	ADJ
fsr-3346	118	24	limit	limit	NOUN
fsr-3346	118	25	on	on	ADP
fsr-3346	118	26	a	a	DET
fsr-3346	118	27	credit	credit	NOUN
fsr-3346	118	28	card	card	NOUN
fsr-3346	118	29	and	and	CCONJ
fsr-3346	118	30	spending	spend	VERB
fsr-3346	118	31	more	more	ADJ
fsr-3346	118	32	money	money	NOUN
fsr-3346	118	33	than	than	SCONJ
fsr-3346	118	34	earned	earn	VERB
fsr-3346	118	35	.	.	PUNCT
fsr-3346	119	1	these	these	DET
fsr-3346	119	2	two	two	NUM
fsr-3346	119	3	items	item	NOUN
fsr-3346	119	4	were	be	AUX
fsr-3346	119	5	reverse	reverse	ADJ
fsr-3346	119	6	coded	code	VERB
fsr-3346	119	7	,	,	PUNCT
fsr-3346	119	8	ranging	range	VERB
fsr-3346	119	9	from	from	ADP
fsr-3346	119	10	1	1	NUM
fsr-3346	119	11	(	(	PUNCT
fsr-3346	119	12	always	always	ADV
fsr-3346	119	13	)	)	PUNCT
fsr-3346	119	14	to	to	ADP
fsr-3346	119	15	4	4	NUM
fsr-3346	119	16	(	(	PUNCT
fsr-3346	119	17	never	never	ADV
fsr-3346	119	18	)	)	PUNCT
fsr-3346	119	19	.	.	PUNCT
fsr-3346	120	1	the	the	DET
fsr-3346	120	2	eight	eight	NUM
fsr-3346	120	3	items	item	NOUN
fsr-3346	120	4	were	be	AUX
fsr-3346	120	5	summated	summate	VERB
fsr-3346	120	6	with	with	ADP
fsr-3346	120	7	scores	score	NOUN
fsr-3346	120	8	ranging	range	VERB
fsr-3346	120	9	from	from	ADP
fsr-3346	120	10	eight	eight	NUM
fsr-3346	120	11	to	to	ADP
fsr-3346	120	12	a	a	DET
fsr-3346	120	13	maximum	maximum	NOUN
fsr-3346	120	14	of	of	ADP
fsr-3346	120	15	32	32	NUM
fsr-3346	120	16	.	.	PUNCT
fsr-3346	121	1	financial	financial	ADJ
fsr-3346	121	2	knowledge	knowledge	NOUN
fsr-3346	121	3	both	both	CCONJ
fsr-3346	121	4	subjective	subjective	ADJ
fsr-3346	121	5	and	and	CCONJ
fsr-3346	121	6	objective	objective	ADJ
fsr-3346	121	7	financial	financial	ADJ
fsr-3346	121	8	knowledge	knowledge	NOUN
fsr-3346	121	9	were	be	AUX
fsr-3346	121	10	measured	measure	VERB
fsr-3346	121	11	.	.	PUNCT
fsr-3346	122	1	a	a	DET
fsr-3346	122	2	single	single	ADJ
fsr-3346	122	3	selfreflected	selfreflecte	VERB
fsr-3346	122	4	question	question	NOUN
fsr-3346	122	5	assessed	assess	VERB
fsr-3346	122	6	respondents	respondent	NOUN
fsr-3346	122	7	’	'	PUNCT
fsr-3346	122	8	perceived	perceive	VERB
fsr-3346	122	9	financial	financial	ADJ
fsr-3346	122	10	knowledge	knowledge	NOUN
fsr-3346	122	11	using	use	VERB
fsr-3346	122	12	likert	likert	ADJ
fsr-3346	122	13	-	-	PUNCT
fsr-3346	122	14	type	type	NOUN
fsr-3346	122	15	scale	scale	NOUN
fsr-3346	122	16	.	.	PUNCT
fsr-3346	123	1	scores	score	NOUN
fsr-3346	123	2	on	on	ADP
fsr-3346	123	3	the	the	DET
fsr-3346	123	4	item	item	NOUN
fsr-3346	123	5	could	could	AUX
fsr-3346	123	6	range	range	VERB
fsr-3346	123	7	from	from	ADP
fsr-3346	123	8	1	1	NUM
fsr-3346	123	9	(	(	PUNCT
fsr-3346	123	10	very	very	ADV
fsr-3346	123	11	little	little	ADJ
fsr-3346	123	12	financial	financial	ADJ
fsr-3346	123	13	knowledge	knowledge	NOUN
fsr-3346	123	14	)	)	PUNCT
fsr-3346	123	15	to	to	ADP
fsr-3346	123	16	10	10	NUM
fsr-3346	123	17	(	(	PUNCT
fsr-3346	123	18	very	very	ADV
fsr-3346	123	19	high	high	ADJ
fsr-3346	123	20	financial	financial	ADJ
fsr-3346	123	21	knowledge	knowledge	NOUN
fsr-3346	123	22	)	)	PUNCT
fsr-3346	123	23	.	.	PUNCT
fsr-3346	124	1	objective	objective	ADJ
fsr-3346	124	2	financial	financial	ADJ
fsr-3346	124	3	knowledge	knowledge	NOUN
fsr-3346	124	4	was	be	AUX
fsr-3346	124	5	assessed	assess	VERB
fsr-3346	124	6	through	through	ADP
fsr-3346	124	7	five	five	NUM
fsr-3346	124	8	questions	question	NOUN
fsr-3346	124	9	focused	focus	VERB
fsr-3346	124	10	on	on	ADP
fsr-3346	124	11	key	key	ADJ
fsr-3346	124	12	financial	financial	ADJ
fsr-3346	124	13	concepts	concept	NOUN
fsr-3346	124	14	:	:	PUNCT
fsr-3346	124	15	compound	compound	NOUN
fsr-3346	124	16	interest	interest	NOUN
fsr-3346	124	17	(	(	PUNCT
fsr-3346	124	18	question	question	NOUN
fsr-3346	124	19	1	1	NUM
fsr-3346	124	20	)	)	PUNCT
fsr-3346	124	21	,	,	PUNCT
fsr-3346	124	22	inflation	inflation	NOUN
fsr-3346	124	23	(	(	PUNCT
fsr-3346	124	24	question	question	NOUN
fsr-3346	124	25	2	2	NUM
fsr-3346	124	26	)	)	PUNCT
fsr-3346	124	27	,	,	PUNCT
fsr-3346	124	28	diversification	diversification	NOUN
fsr-3346	124	29	(	(	PUNCT
fsr-3346	124	30	question	question	NOUN
fsr-3346	124	31	3	3	NUM
fsr-3346	124	32	)	)	PUNCT
fsr-3346	124	33	,	,	PUNCT
fsr-3346	124	34	retirement	retirement	NOUN
fsr-3346	124	35	planning	planning	NOUN
fsr-3346	124	36	(	(	PUNCT
fsr-3346	124	37	question	question	NOUN
fsr-3346	124	38	4	4	NUM
fsr-3346	124	39	)	)	PUNCT
fsr-3346	124	40	,	,	PUNCT
fsr-3346	124	41	and	and	CCONJ
fsr-3346	124	42	time	time	NOUN
fsr-3346	124	43	value	value	NOUN
fsr-3346	124	44	of	of	ADP
fsr-3346	124	45	money	money	NOUN
fsr-3346	124	46	(	(	PUNCT
fsr-3346	124	47	tvm	tvm	PROPN
fsr-3346	124	48	)	)	PUNCT
fsr-3346	124	49	(	(	PUNCT
fsr-3346	124	50	question	question	NOUN
fsr-3346	124	51	5	5	NUM
fsr-3346	124	52	)	)	PUNCT
fsr-3346	124	53	.	.	PUNCT
fsr-3346	125	1	these	these	DET
fsr-3346	125	2	questions	question	NOUN
fsr-3346	125	3	were	be	AUX
fsr-3346	125	4	either	either	CCONJ
fsr-3346	125	5	multiple	multiple	ADJ
fsr-3346	125	6	-	-	PUNCT
fsr-3346	125	7	choice	choice	NOUN
fsr-3346	125	8	or	or	CCONJ
fsr-3346	125	9	true	true	ADJ
fsr-3346	125	10	/	/	SYM
fsr-3346	125	11	false	false	ADJ
fsr-3346	125	12	.	.	PUNCT
fsr-3346	126	1	correct	correct	ADJ
fsr-3346	126	2	responses	response	NOUN
fsr-3346	126	3	were	be	AUX
fsr-3346	126	4	assigned	assign	VERB
fsr-3346	126	5	a	a	DET
fsr-3346	126	6	score	score	NOUN
fsr-3346	126	7	of	of	ADP
fsr-3346	126	8	1	1	NUM
fsr-3346	126	9	,	,	PUNCT
fsr-3346	126	10	while	while	SCONJ
fsr-3346	126	11	incorrect	incorrect	ADJ
fsr-3346	126	12	ones	one	NOUN
fsr-3346	126	13	received	receive	VERB
fsr-3346	126	14	0	0	NUM
fsr-3346	126	15	.	.	PUNCT
fsr-3346	127	1	the	the	DET
fsr-3346	127	2	total	total	ADJ
fsr-3346	127	3	number	number	NOUN
fsr-3346	127	4	of	of	ADP
fsr-3346	127	5	correct	correct	ADJ
fsr-3346	127	6	answers	answer	NOUN
fsr-3346	127	7	was	be	AUX
fsr-3346	127	8	then	then	ADV
fsr-3346	127	9	summed	sum	VERB
fsr-3346	127	10	,	,	PUNCT
fsr-3346	127	11	with	with	ADP
fsr-3346	127	12	higher	high	ADJ
fsr-3346	127	13	scores	score	NOUN
fsr-3346	127	14	indicating	indicate	VERB
fsr-3346	127	15	a	a	DET
fsr-3346	127	16	greater	great	ADJ
fsr-3346	127	17	extent	extent	NOUN
fsr-3346	127	18	of	of	ADP
fsr-3346	127	19	objective	objective	ADJ
fsr-3346	127	20	financial	financial	ADJ
fsr-3346	127	21	knowledge	knowledge	NOUN
fsr-3346	127	22	.	.	PUNCT
fsr-3346	128	1	the	the	DET
fsr-3346	128	2	average	average	ADJ
fsr-3346	128	3	score	score	NOUN
fsr-3346	128	4	for	for	ADP
fsr-3346	128	5	correct	correct	ADJ
fsr-3346	128	6	answers	answer	NOUN
fsr-3346	128	7	was	be	AUX
fsr-3346	128	8	2.4	2.4	NUM
fsr-3346	128	9	,	,	PUNCT
fsr-3346	128	10	with	with	ADP
fsr-3346	128	11	a	a	DET
fsr-3346	128	12	standard	standard	ADJ
fsr-3346	128	13	deviation	deviation	NOUN
fsr-3346	128	14	of	of	ADP
fsr-3346	128	15	1.47	1.47	NUM
fsr-3346	128	16	.	.	PUNCT
fsr-3346	129	1	summation	summation	NOUN
fsr-3346	129	2	techniques	technique	NOUN
fsr-3346	129	3	have	have	AUX
fsr-3346	129	4	been	be	AUX
fsr-3346	129	5	employed	employ	VERB
fsr-3346	129	6	across	across	ADP
fsr-3346	129	7	various	various	ADJ
fsr-3346	129	8	studies	study	NOUN
fsr-3346	129	9	,	,	PUNCT
fsr-3346	129	10	including	include	VERB
fsr-3346	129	11	those	those	PRON
fsr-3346	129	12	by	by	ADP
fsr-3346	129	13	dew	dew	NOUN
fsr-3346	129	14	&	&	CCONJ
fsr-3346	129	15	xiao	xiao	PROPN
fsr-3346	129	16	(	(	PUNCT
fsr-3346	129	17	2011	2011	NUM
fsr-3346	129	18	)	)	PUNCT
fsr-3346	129	19	,	,	PUNCT
fsr-3346	129	20	grable	grable	NOUN
fsr-3346	129	21	et	et	PROPN
fsr-3346	129	22	al	al	PROPN
fsr-3346	129	23	.	.	PROPN
fsr-3346	130	1	(	(	PUNCT
fsr-3346	130	2	2020	2020	NUM
fsr-3346	130	3	)	)	PUNCT
fsr-3346	130	4	,	,	PUNCT
fsr-3346	130	5	lind	lind	PROPN
fsr-3346	130	6	et	et	PROPN
fsr-3346	130	7	al	al	PROPN
fsr-3346	130	8	.	.	PROPN
fsr-3346	131	1	(	(	PUNCT
fsr-3346	131	2	2020	2020	NUM
fsr-3346	131	3	)	)	PUNCT
fsr-3346	131	4	,	,	PUNCT
fsr-3346	131	5	mountain	mountain	NOUN
fsr-3346	131	6	et	et	PROPN
fsr-3346	131	7	al	al	PROPN
fsr-3346	131	8	.	.	PROPN
fsr-3346	132	1	(	(	PUNCT
fsr-3346	132	2	2020	2020	NUM
fsr-3346	132	3	)	)	PUNCT
fsr-3346	132	4	,	,	PUNCT
fsr-3346	132	5	and	and	CCONJ
fsr-3346	132	6	robb	robb	VERB
fsr-3346	132	7	et	et	PROPN
fsr-3346	132	8	al	al	PROPN
fsr-3346	132	9	.	.	PROPN
fsr-3346	133	1	(	(	PUNCT
fsr-3346	133	2	2012	2012	NUM
fsr-3346	133	3	)	)	PUNCT
fsr-3346	133	4	.	.	PUNCT
fsr-3346	134	1	table	table	NOUN
fsr-3346	134	2	1	1	NUM
fsr-3346	134	3	displays	display	VERB
fsr-3346	134	4	the	the	DET
fsr-3346	134	5	questions	question	NOUN
fsr-3346	134	6	used	use	VERB
fsr-3346	134	7	to	to	PART
fsr-3346	134	8	assess	assess	VERB
fsr-3346	134	9	the	the	DET
fsr-3346	134	10	objective	objective	ADJ
fsr-3346	134	11	financial	financial	ADJ
fsr-3346	134	12	knowledge	knowledge	NOUN
fsr-3346	134	13	.	.	PUNCT
fsr-3346	135	1	table	table	NOUN
fsr-3346	135	2	1	1	NUM
fsr-3346	135	3	.	.	PUNCT
fsr-3346	135	4	objective	objective	ADJ
fsr-3346	135	5	financial	financial	ADJ
fsr-3346	135	6	knowledge	knowledge	NOUN
fsr-3346	135	7	questions	question	NOUN
fsr-3346	135	8	q.1	q.1	VERB
fsr-3346	135	9	  	  	SPACE
fsr-3346	135	10	suppose	suppose	VERB
fsr-3346	135	11	you	you	PRON
fsr-3346	135	12	had	have	VERB
fsr-3346	135	13	$	$	SYM
fsr-3346	135	14	100	100	NUM
fsr-3346	135	15	in	in	ADP
fsr-3346	135	16	a	a	DET
fsr-3346	135	17	savings	saving	NOUN
fsr-3346	135	18	account	account	NOUN
fsr-3346	135	19	and	and	CCONJ
fsr-3346	135	20	the	the	DET
fsr-3346	135	21	interest	interest	NOUN
fsr-3346	135	22	rate	rate	NOUN
fsr-3346	135	23	was	be	AUX
fsr-3346	135	24	2	2	NUM
fsr-3346	135	25	%	%	NOUN
fsr-3346	135	26	per	per	ADP
fsr-3346	135	27	year	year	NOUN
fsr-3346	135	28	.	.	PUNCT
fsr-3346	136	1	after	after	ADP
fsr-3346	136	2	5	5	NUM
fsr-3346	136	3	years	year	NOUN
fsr-3346	136	4	,	,	PUNCT
fsr-3346	136	5	how	how	SCONJ
fsr-3346	136	6	much	much	ADJ
fsr-3346	136	7	do	do	AUX
fsr-3346	136	8	you	you	PRON
fsr-3346	136	9	think	think	VERB
fsr-3346	136	10	you	you	PRON
fsr-3346	136	11	would	would	AUX
fsr-3346	136	12	have	have	VERB
fsr-3346	136	13	in	in	ADP
fsr-3346	136	14	the	the	DET
fsr-3346	136	15	account	account	NOUN
fsr-3346	136	16	if	if	SCONJ
fsr-3346	136	17	you	you	PRON
fsr-3346	136	18	left	leave	VERB
fsr-3346	136	19	the	the	DET
fsr-3346	136	20	money	money	NOUN
fsr-3346	136	21	to	to	PART
fsr-3346	136	22	grow	grow	VERB
fsr-3346	136	23	?	?	PUNCT
fsr-3346	136	24	  	  	SPACE
fsr-3346	136	25	q.2	q.2	PRON
fsr-3346	136	26	  	  	SPACE
fsr-3346	136	27	imagine	imagine	VERB
fsr-3346	136	28	that	that	SCONJ
fsr-3346	136	29	the	the	DET
fsr-3346	136	30	interest	interest	NOUN
fsr-3346	136	31	rate	rate	NOUN
fsr-3346	136	32	on	on	ADP
fsr-3346	136	33	your	your	PRON
fsr-3346	136	34	savings	saving	NOUN
fsr-3346	136	35	account	account	NOUN
fsr-3346	136	36	was	be	AUX
fsr-3346	136	37	1	1	NUM
fsr-3346	136	38	%	%	NOUN
fsr-3346	136	39	per	per	ADP
fsr-3346	136	40	year	year	NOUN
fsr-3346	136	41	and	and	CCONJ
fsr-3346	136	42	inflation	inflation	NOUN
fsr-3346	136	43	was	be	AUX
fsr-3346	136	44	2	2	NUM
fsr-3346	136	45	%	%	NOUN
fsr-3346	136	46	per	per	ADP
fsr-3346	136	47	year	year	NOUN
fsr-3346	136	48	.	.	PUNCT
fsr-3346	137	1	after	after	ADP
fsr-3346	137	2	1	1	NUM
fsr-3346	137	3	year	year	NOUN
fsr-3346	137	4	,	,	PUNCT
fsr-3346	137	5	would	would	AUX
fsr-3346	137	6	you	you	PRON
fsr-3346	137	7	be	be	AUX
fsr-3346	137	8	able	able	ADJ
fsr-3346	137	9	to	to	PART
fsr-3346	137	10	buy	buy	VERB
fsr-3346	137	11	more	more	ADJ
fsr-3346	137	12	than	than	ADP
fsr-3346	137	13	,	,	PUNCT
fsr-3346	137	14	exactly	exactly	ADV
fsr-3346	137	15	the	the	DET
fsr-3346	137	16	same	same	ADJ
fsr-3346	137	17	as	as	ADP
fsr-3346	137	18	,	,	PUNCT
fsr-3346	137	19	or	or	CCONJ
fsr-3346	137	20	less	less	ADJ
fsr-3346	137	21	than	than	ADP
fsr-3346	137	22	today	today	NOUN
fsr-3346	137	23	with	with	ADP
fsr-3346	137	24	the	the	DET
fsr-3346	137	25	money	money	NOUN
fsr-3346	137	26	in	in	ADP
fsr-3346	137	27	this	this	DET
fsr-3346	137	28	account	account	NOUN
fsr-3346	137	29	?	?	PUNCT
fsr-3346	137	30	  	  	SPACE
fsr-3346	137	31	q.3	q.3	VERB
fsr-3346	137	32	  	  	SPACE
fsr-3346	137	33	do	do	AUX
fsr-3346	137	34	you	you	PRON
fsr-3346	137	35	think	think	VERB
fsr-3346	137	36	that	that	SCONJ
fsr-3346	137	37	the	the	DET
fsr-3346	137	38	following	follow	VERB
fsr-3346	137	39	statement	statement	NOUN
fsr-3346	137	40	is	be	AUX
fsr-3346	137	41	true	true	ADJ
fsr-3346	137	42	or	or	CCONJ
fsr-3346	137	43	false	false	ADJ
fsr-3346	137	44	?	?	PUNCT
fsr-3346	138	1	“	"	PUNCT
fsr-3346	138	2	buying	buy	VERB
fsr-3346	138	3	a	a	DET
fsr-3346	138	4	single	single	ADJ
fsr-3346	138	5	company	company	NOUN
fsr-3346	138	6	stock	stock	NOUN
fsr-3346	138	7	usually	usually	ADV
fsr-3346	138	8	provides	provide	VERB
fsr-3346	138	9	a	a	DET
fsr-3346	138	10	safer	safe	ADJ
fsr-3346	138	11	return	return	NOUN
fsr-3346	138	12	than	than	ADP
fsr-3346	138	13	a	a	DET
fsr-3346	138	14	stock	stock	NOUN
fsr-3346	138	15	mutual	mutual	ADJ
fsr-3346	138	16	fund	fund	NOUN
fsr-3346	138	17	.	.	PUNCT
fsr-3346	138	18	”	"	PUNCT
fsr-3346	138	19	  	  	SPACE
fsr-3346	139	1	q.4	q.4	ADJ
fsr-3346	139	2	  	  	SPACE
fsr-3346	139	3	true	true	ADJ
fsr-3346	139	4	or	or	CCONJ
fsr-3346	139	5	false	false	ADJ
fsr-3346	139	6	:	:	PUNCT
fsr-3346	139	7	there	there	PRON
fsr-3346	139	8	are	be	VERB
fsr-3346	139	9	annual	annual	ADJ
fsr-3346	139	10	contribution	contribution	NOUN
fsr-3346	139	11	limits	limit	NOUN
fsr-3346	139	12	on	on	ADP
fsr-3346	139	13	the	the	DET
fsr-3346	139	14	amount	amount	NOUN
fsr-3346	139	15	you	you	PRON
fsr-3346	139	16	can	can	AUX
fsr-3346	139	17	save	save	VERB
fsr-3346	139	18	in	in	ADP
fsr-3346	139	19	a	a	DET
fsr-3346	139	20	401(k	401(k	NOUN
fsr-3346	139	21	)	)	PUNCT
fsr-3346	139	22	plan	plan	NOUN
fsr-3346	139	23	or	or	CCONJ
fsr-3346	139	24	ira	ira	PROPN
fsr-3346	139	25	that	that	PRON
fsr-3346	139	26	depend	depend	VERB
fsr-3346	139	27	on	on	ADP
fsr-3346	139	28	your	your	PRON
fsr-3346	139	29	income	income	NOUN
fsr-3346	139	30	.	.	PUNCT
fsr-3346	139	31	  	  	SPACE
fsr-3346	140	1	q.5	q.5	PRON
fsr-3346	140	2	  	  	SPACE
fsr-3346	140	3	assume	assume	VERB
fsr-3346	140	4	a	a	DET
fsr-3346	140	5	friend	friend	NOUN
fsr-3346	140	6	inherits	inherit	VERB
fsr-3346	140	7	$	$	SYM
fsr-3346	140	8	10,000	10,000	NUM
fsr-3346	140	9	today	today	NOUN
fsr-3346	140	10	and	and	CCONJ
fsr-3346	140	11	his	his	PRON
fsr-3346	140	12	sibling	sibling	NOUN
fsr-3346	140	13	inherits	inherit	VERB
fsr-3346	140	14	$	$	SYM
fsr-3346	140	15	10,000	10,000	NUM
fsr-3346	140	16	three	three	NUM
fsr-3346	140	17	years	year	NOUN
fsr-3346	140	18	from	from	ADP
fsr-3346	140	19	now	now	ADV
fsr-3346	140	20	.	.	PUNCT
fsr-3346	141	1	who	who	PRON
fsr-3346	141	2	is	be	AUX
fsr-3346	141	3	richer	rich	ADJ
fsr-3346	141	4	because	because	SCONJ
fsr-3346	141	5	of	of	ADP
fsr-3346	141	6	the	the	DET
fsr-3346	141	7	inheritance	inheritance	NOUN
fsr-3346	141	8	?	?	PUNCT
fsr-3346	141	9	  	  	SPACE
fsr-3346	141	10	financial	financial	ADJ
fsr-3346	141	11	services	service	NOUN
fsr-3346	141	12	review	review	VERB
fsr-3346	141	13	32(1	32(1	NUM
fsr-3346	141	14	)	)	PUNCT
fsr-3346	141	15	52	52	NUM
fsr-3346	141	16	financial	financial	ADJ
fsr-3346	141	17	satisfaction	satisfaction	NOUN
fsr-3346	141	18	a	a	DET
fsr-3346	141	19	commonly	commonly	ADV
fsr-3346	141	20	used	use	VERB
fsr-3346	141	21	single	single	ADJ
fsr-3346	141	22	-	-	PUNCT
fsr-3346	141	23	item	item	NOUN
fsr-3346	141	24	financial	financial	ADJ
fsr-3346	141	25	satisfaction	satisfaction	NOUN
fsr-3346	141	26	question	question	NOUN
fsr-3346	141	27	was	be	AUX
fsr-3346	141	28	used	use	VERB
fsr-3346	141	29	in	in	ADP
fsr-3346	141	30	this	this	DET
fsr-3346	141	31	study	study	NOUN
fsr-3346	141	32	.	.	PUNCT
fsr-3346	142	1	the	the	DET
fsr-3346	142	2	question	question	NOUN
fsr-3346	142	3	was	be	AUX
fsr-3346	142	4	,	,	PUNCT
fsr-3346	142	5	“	"	PUNCT
fsr-3346	142	6	how	how	SCONJ
fsr-3346	142	7	satisfied	satisfied	ADJ
fsr-3346	142	8	are	be	AUX
fsr-3346	142	9	you	you	PRON
fsr-3346	142	10	with	with	ADP
fsr-3346	142	11	your	your	PRON
fsr-3346	142	12	overall	overall	ADJ
fsr-3346	142	13	current	current	ADJ
fsr-3346	142	14	financial	financial	ADJ
fsr-3346	142	15	situation	situation	NOUN
fsr-3346	142	16	?	?	PUNCT
fsr-3346	142	17	”	"	PUNCT
fsr-3346	142	18	using	use	VERB
fsr-3346	142	19	a	a	DET
fsr-3346	142	20	10point	10point	NUM
fsr-3346	142	21	likert	likert	ADJ
fsr-3346	142	22	-	-	PUNCT
fsr-3346	142	23	type	type	NOUN
fsr-3346	142	24	scale	scale	NOUN
fsr-3346	142	25	,	,	PUNCT
fsr-3346	142	26	scores	score	NOUN
fsr-3346	142	27	could	could	AUX
fsr-3346	142	28	range	range	VERB
fsr-3346	142	29	from	from	ADP
fsr-3346	142	30	1	1	NUM
fsr-3346	142	31	(	(	PUNCT
fsr-3346	142	32	very	very	ADV
fsr-3346	142	33	dissatisfied	dissatisfied	ADJ
fsr-3346	142	34	)	)	PUNCT
fsr-3346	142	35	to	to	ADP
fsr-3346	142	36	10	10	NUM
fsr-3346	142	37	(	(	PUNCT
fsr-3346	142	38	very	very	ADV
fsr-3346	142	39	satisfied	satisfied	ADJ
fsr-3346	142	40	)	)	PUNCT
fsr-3346	142	41	.	.	PUNCT
fsr-3346	143	1	control	control	NOUN
fsr-3346	143	2	variables	variable	NOUN
fsr-3346	143	3	demographic	demographic	ADJ
fsr-3346	143	4	variables	variable	NOUN
fsr-3346	143	5	used	use	VERB
fsr-3346	143	6	as	as	ADP
fsr-3346	143	7	control	control	NOUN
fsr-3346	143	8	variables	variable	NOUN
fsr-3346	143	9	included	include	VERB
fsr-3346	143	10	gender	gender	NOUN
fsr-3346	143	11	,	,	PUNCT
fsr-3346	143	12	income	income	NOUN
fsr-3346	143	13	,	,	PUNCT
fsr-3346	143	14	education	education	NOUN
fsr-3346	143	15	level	level	NOUN
fsr-3346	143	16	,	,	PUNCT
fsr-3346	143	17	race	race	NOUN
fsr-3346	143	18	/	/	SYM
fsr-3346	143	19	ethnicity	ethnicity	NOUN
fsr-3346	143	20	,	,	PUNCT
fsr-3346	143	21	employment	employment	NOUN
fsr-3346	143	22	status	status	NOUN
fsr-3346	143	23	.	.	PUNCT
fsr-3346	144	1	in	in	ADP
fsr-3346	144	2	terms	term	NOUN
fsr-3346	144	3	of	of	ADP
fsr-3346	144	4	gender	gender	NOUN
fsr-3346	144	5	,	,	PUNCT
fsr-3346	144	6	those	those	PRON
fsr-3346	144	7	who	who	PRON
fsr-3346	144	8	identified	identify	VERB
fsr-3346	144	9	themselves	themselves	PRON
fsr-3346	144	10	as	as	ADP
fsr-3346	144	11	females	female	NOUN
fsr-3346	144	12	were	be	AUX
fsr-3346	144	13	coded	code	VERB
fsr-3346	144	14	1	1	NUM
fsr-3346	144	15	,	,	PUNCT
fsr-3346	144	16	otherwise	otherwise	ADV
fsr-3346	144	17	0	0	NUM
fsr-3346	144	18	.	.	PUNCT
fsr-3346	145	1	due	due	ADP
fsr-3346	145	2	to	to	ADP
fsr-3346	145	3	a	a	DET
fsr-3346	145	4	small	small	ADJ
fsr-3346	145	5	sample	sample	NOUN
fsr-3346	145	6	size	size	NOUN
fsr-3346	145	7	,	,	PUNCT
fsr-3346	145	8	some	some	DET
fsr-3346	145	9	demographic	demographic	ADJ
fsr-3346	145	10	variables	variable	NOUN
fsr-3346	145	11	were	be	AUX
fsr-3346	145	12	dichotomized	dichotomize	VERB
fsr-3346	145	13	.	.	PUNCT
fsr-3346	146	1	average	average	ADJ
fsr-3346	146	2	income	income	NOUN
fsr-3346	146	3	ranged	range	VERB
fsr-3346	146	4	between	between	ADP
fsr-3346	146	5	$	$	SYM
fsr-3346	146	6	40,000	40,000	NUM
fsr-3346	146	7	and	and	CCONJ
fsr-3346	146	8	$	$	SYM
fsr-3346	146	9	50,000	50,000	NUM
fsr-3346	146	10	and	and	CCONJ
fsr-3346	146	11	was	be	AUX
fsr-3346	146	12	used	use	VERB
fsr-3346	146	13	to	to	PART
fsr-3346	146	14	create	create	VERB
fsr-3346	146	15	a	a	DET
fsr-3346	146	16	dichotomous	dichotomous	ADJ
fsr-3346	146	17	variable	variable	NOUN
fsr-3346	146	18	where	where	SCONJ
fsr-3346	146	19	“	"	PUNCT
fsr-3346	146	20	above	above	ADP
fsr-3346	146	21	average	average	ADJ
fsr-3346	146	22	income	income	NOUN
fsr-3346	146	23	”	"	PUNCT
fsr-3346	146	24	(	(	PUNCT
fsr-3346	146	25	$	$	SYM
fsr-3346	146	26	50,000	50,000	NUM
fsr-3346	146	27	or	or	CCONJ
fsr-3346	146	28	above	above	ADJ
fsr-3346	146	29	)	)	PUNCT
fsr-3346	146	30	was	be	AUX
fsr-3346	146	31	coded	code	VERB
fsr-3346	146	32	1	1	NUM
fsr-3346	146	33	,	,	PUNCT
fsr-3346	146	34	otherwise	otherwise	ADV
fsr-3346	146	35	0	0	X
fsr-3346	146	36	.	.	PUNCT
fsr-3346	147	1	educational	educational	ADJ
fsr-3346	147	2	attainment	attainment	NOUN
fsr-3346	147	3	was	be	AUX
fsr-3346	147	4	also	also	ADV
fsr-3346	147	5	coded	code	VERB
fsr-3346	147	6	dichotomously	dichotomously	ADV
fsr-3346	147	7	with	with	ADP
fsr-3346	147	8	those	those	DET
fsr-3346	147	9	respondents	respondent	NOUN
fsr-3346	147	10	who	who	PRON
fsr-3346	147	11	have	have	VERB
fsr-3346	147	12	a	a	DET
fsr-3346	147	13	college	college	NOUN
fsr-3346	147	14	degree	degree	NOUN
fsr-3346	147	15	or	or	CCONJ
fsr-3346	147	16	higher	high	ADJ
fsr-3346	147	17	level	level	NOUN
fsr-3346	147	18	of	of	ADP
fsr-3346	147	19	education	education	NOUN
fsr-3346	147	20	coded	code	VERB
fsr-3346	147	21	1	1	NUM
fsr-3346	147	22	,	,	PUNCT
fsr-3346	147	23	otherwise	otherwise	ADV
fsr-3346	147	24	0	0	X
fsr-3346	147	25	.	.	PUNCT
fsr-3346	148	1	if	if	SCONJ
fsr-3346	148	2	the	the	DET
fsr-3346	148	3	race	race	NOUN
fsr-3346	148	4	of	of	ADP
fsr-3346	148	5	a	a	DET
fsr-3346	148	6	respondent	respondent	NOUN
fsr-3346	148	7	was	be	AUX
fsr-3346	148	8	other	other	ADJ
fsr-3346	148	9	than	than	ADP
fsr-3346	148	10	white	white	ADJ
fsr-3346	148	11	,	,	PUNCT
fsr-3346	148	12	then	then	ADV
fsr-3346	148	13	race	race	NOUN
fsr-3346	148	14	was	be	AUX
fsr-3346	148	15	coded	code	VERB
fsr-3346	148	16	1	1	NUM
fsr-3346	148	17	,	,	PUNCT
fsr-3346	148	18	otherwise	otherwise	ADV
fsr-3346	148	19	0	0	X
fsr-3346	148	20	.	.	PUNCT
fsr-3346	149	1	those	those	PRON
fsr-3346	149	2	who	who	PRON
fsr-3346	149	3	reported	report	VERB
fsr-3346	149	4	that	that	SCONJ
fsr-3346	149	5	they	they	PRON
fsr-3346	149	6	were	be	AUX
fsr-3346	149	7	single	single	ADJ
fsr-3346	149	8	were	be	AUX
fsr-3346	149	9	coded	code	VERB
fsr-3346	149	10	1	1	NUM
fsr-3346	149	11	,	,	PUNCT
fsr-3346	149	12	otherwise	otherwise	ADV
fsr-3346	149	13	0	0	X
fsr-3346	149	14	.	.	PUNCT
fsr-3346	149	15	employment	employment	NOUN
fsr-3346	149	16	status	status	NOUN
fsr-3346	149	17	(	(	PUNCT
fsr-3346	149	18	fully	fully	ADV
fsr-3346	149	19	employed	employ	VERB
fsr-3346	149	20	and	and	CCONJ
fsr-3346	149	21	partially	partially	ADV
fsr-3346	149	22	employed	employ	VERB
fsr-3346	149	23	,	,	PUNCT
fsr-3346	149	24	relative	relative	ADJ
fsr-3346	149	25	to	to	ADP
fsr-3346	149	26	non	non	ADJ
fsr-3346	149	27	-	-	ADJ
fsr-3346	149	28	employed	employ	VERB
fsr-3346	149	29	)	)	PUNCT
fsr-3346	149	30	was	be	AUX
fsr-3346	149	31	included	include	VERB
fsr-3346	149	32	in	in	ADP
fsr-3346	149	33	our	our	PRON
fsr-3346	149	34	analysis	analysis	NOUN
fsr-3346	149	35	.	.	PUNCT
fsr-3346	150	1	statistical	statistical	ADJ
fsr-3346	150	2	analysis	analysis	NOUN
fsr-3346	150	3	we	we	PRON
fsr-3346	150	4	conducted	conduct	VERB
fsr-3346	150	5	descriptive	descriptive	ADJ
fsr-3346	150	6	analyses	analysis	NOUN
fsr-3346	150	7	and	and	CCONJ
fsr-3346	150	8	correlations	correlation	NOUN
fsr-3346	150	9	between	between	ADP
fsr-3346	150	10	explanatory	explanatory	ADJ
fsr-3346	150	11	variables	variable	NOUN
fsr-3346	150	12	.	.	PUNCT
fsr-3346	151	1	next	next	ADV
fsr-3346	151	2	,	,	PUNCT
fsr-3346	151	3	we	we	PRON
fsr-3346	151	4	tested	test	VERB
fsr-3346	151	5	the	the	DET
fsr-3346	151	6	hierarchical	hierarchical	ADJ
fsr-3346	151	7	ordinary	ordinary	ADJ
fsr-3346	151	8	least	least	ADJ
fsr-3346	151	9	square	square	ADJ
fsr-3346	151	10	(	(	PUNCT
fsr-3346	151	11	ols	ol	NOUN
fsr-3346	151	12	)	)	PUNCT
fsr-3346	151	13	regressions	regression	NOUN
fsr-3346	151	14	models	model	NOUN
fsr-3346	151	15	to	to	PART
fsr-3346	151	16	estimate	estimate	VERB
fsr-3346	151	17	the	the	DET
fsr-3346	151	18	relationship	relationship	NOUN
fsr-3346	151	19	among	among	ADP
fsr-3346	151	20	the	the	DET
fsr-3346	151	21	core	core	NOUN
fsr-3346	151	22	variables	variable	NOUN
fsr-3346	151	23	,	,	PUNCT
fsr-3346	151	24	controlling	control	VERB
fsr-3346	151	25	for	for	ADP
fsr-3346	151	26	the	the	DET
fsr-3346	151	27	socio	socio	NOUN
fsr-3346	151	28	-	-	PUNCT
fsr-3346	151	29	economic	economic	ADJ
fsr-3346	151	30	characteristics	characteristic	NOUN
fsr-3346	151	31	.	.	PUNCT
fsr-3346	152	1	finally	finally	ADV
fsr-3346	152	2	,	,	PUNCT
fsr-3346	152	3	additional	additional	ADJ
fsr-3346	152	4	analyses	analysis	NOUN
fsr-3346	152	5	were	be	AUX
fsr-3346	152	6	conducted	conduct	VERB
fsr-3346	152	7	to	to	PART
fsr-3346	152	8	test	test	VERB
fsr-3346	152	9	for	for	ADP
fsr-3346	152	10	a	a	DET
fsr-3346	152	11	possible	possible	ADJ
fsr-3346	152	12	mediating	mediating	NOUN
fsr-3346	152	13	relationship	relationship	NOUN
fsr-3346	152	14	.	.	PUNCT
fsr-3346	153	1	baron	baron	NOUN
fsr-3346	153	2	and	and	CCONJ
fsr-3346	153	3	kenny	kenny	PROPN
fsr-3346	153	4	’s	’s	PART
fsr-3346	153	5	(	(	PUNCT
fsr-3346	153	6	1986	1986	NUM
fsr-3346	153	7	)	)	PUNCT
fsr-3346	153	8	causal	causal	NOUN
fsr-3346	153	9	-	-	PUNCT
fsr-3346	153	10	steps	step	NOUN
fsr-3346	153	11	test	test	NOUN
fsr-3346	153	12	was	be	AUX
fsr-3346	153	13	employed	employ	VERB
fsr-3346	153	14	in	in	ADP
fsr-3346	153	15	the	the	DET
fsr-3346	153	16	mediation	mediation	NOUN
fsr-3346	153	17	analyses	analysis	NOUN
fsr-3346	153	18	and	and	CCONJ
fsr-3346	153	19	included	include	VERB
fsr-3346	153	20	the	the	DET
fsr-3346	153	21	following	follow	VERB
fsr-3346	153	22	assumptions	assumption	NOUN
fsr-3346	153	23	:	:	PUNCT
fsr-3346	154	1	1	1	X
fsr-3346	154	2	.	.	X
fsr-3346	154	3	the	the	DET
fsr-3346	154	4	effect	effect	NOUN
fsr-3346	154	5	of	of	ADP
fsr-3346	154	6	x	x	PUNCT
fsr-3346	154	7	on	on	ADP
fsr-3346	154	8	y	y	PROPN
fsr-3346	154	9	is	be	AUX
fsr-3346	154	10	significant	significant	ADJ
fsr-3346	154	11	.	.	PUNCT
fsr-3346	155	1	2	2	X
fsr-3346	155	2	.	.	X
fsr-3346	155	3	the	the	DET
fsr-3346	155	4	effect	effect	NOUN
fsr-3346	155	5	of	of	ADP
fsr-3346	155	6	x	x	PUNCT
fsr-3346	155	7	on	on	ADP
fsr-3346	155	8	m	m	PROPN
fsr-3346	155	9	is	be	AUX
fsr-3346	155	10	significant	significant	ADJ
fsr-3346	155	11	.	.	PUNCT
fsr-3346	156	1	3	3	X
fsr-3346	156	2	.	.	X
fsr-3346	156	3	the	the	DET
fsr-3346	156	4	effect	effect	NOUN
fsr-3346	156	5	of	of	ADP
fsr-3346	156	6	m	m	PROPN
fsr-3346	156	7	on	on	ADP
fsr-3346	156	8	y	y	PROPN
fsr-3346	156	9	controlled	control	VERB
fsr-3346	156	10	for	for	ADP
fsr-3346	156	11	x	x	SYM
fsr-3346	156	12	is	be	AUX
fsr-3346	156	13	significant	significant	ADJ
fsr-3346	156	14	.	.	PUNCT
fsr-3346	157	1	4	4	X
fsr-3346	157	2	.	.	X
fsr-3346	157	3	the	the	DET
fsr-3346	157	4	effect	effect	NOUN
fsr-3346	157	5	of	of	ADP
fsr-3346	157	6	x	x	PUNCT
fsr-3346	157	7	on	on	ADP
fsr-3346	157	8	y	y	PROPN
fsr-3346	157	9	controlled	control	VERB
fsr-3346	157	10	for	for	ADP
fsr-3346	157	11	m	m	PROPN
fsr-3346	157	12	is	be	AUX
fsr-3346	157	13	smaller	small	ADJ
fsr-3346	157	14	than	than	ADP
fsr-3346	157	15	the	the	DET
fsr-3346	157	16	total	total	ADJ
fsr-3346	157	17	effect	effect	NOUN
fsr-3346	157	18	of	of	ADP
fsr-3346	157	19	x	x	PUNCT
fsr-3346	157	20	on	on	ADP
fsr-3346	157	21	y.	y.	NOUN
fsr-3346	157	22	the	the	DET
fsr-3346	157	23	sample	sample	NOUN
fsr-3346	157	24	size	size	NOUN
fsr-3346	157	25	of	of	ADP
fsr-3346	157	26	this	this	DET
fsr-3346	157	27	study	study	NOUN
fsr-3346	157	28	(	(	PUNCT
fsr-3346	157	29	n	n	NOUN
fsr-3346	157	30	=	=	SYM
fsr-3346	157	31	145	145	NUM
fsr-3346	157	32	)	)	PUNCT
fsr-3346	157	33	is	be	AUX
fsr-3346	157	34	relatively	relatively	ADV
fsr-3346	157	35	small	small	ADJ
fsr-3346	157	36	for	for	ADP
fsr-3346	157	37	the	the	DET
fsr-3346	157	38	sem	sem	PROPN
fsr-3346	157	39	analysis	analysis	NOUN
fsr-3346	157	40	.	.	PUNCT
fsr-3346	158	1	thus	thus	ADV
fsr-3346	158	2	,	,	PUNCT
fsr-3346	158	3	we	we	PRON
fsr-3346	158	4	used	use	VERB
fsr-3346	158	5	the	the	DET
fsr-3346	158	6	regular	regular	ADJ
fsr-3346	158	7	causal	causal	ADJ
fsr-3346	158	8	-	-	PUNCT
fsr-3346	158	9	steps	step	NOUN
fsr-3346	158	10	test	test	NOUN
fsr-3346	158	11	without	without	ADP
fsr-3346	158	12	using	use	VERB
fsr-3346	158	13	sem	sem	ADJ
fsr-3346	158	14	software	software	NOUN
fsr-3346	158	15	to	to	PART
fsr-3346	158	16	test	test	VERB
fsr-3346	158	17	the	the	DET
fsr-3346	158	18	mediational	mediational	ADJ
fsr-3346	158	19	relationship	relationship	NOUN
fsr-3346	158	20	.	.	PUNCT
fsr-3346	159	1	fritz	fritz	PROPN
fsr-3346	159	2	and	and	CCONJ
fsr-3346	159	3	mackinnon	mackinnon	PROPN
fsr-3346	159	4	(	(	PUNCT
fsr-3346	159	5	2007	2007	NUM
fsr-3346	159	6	)	)	PUNCT
fsr-3346	159	7	showed	show	VERB
fsr-3346	159	8	that	that	SCONJ
fsr-3346	159	9	the	the	DET
fsr-3346	159	10	casual	casual	ADJ
fsr-3346	159	11	steps	step	NOUN
fsr-3346	159	12	test	test	NOUN
fsr-3346	159	13	without	without	ADP
fsr-3346	159	14	using	use	VERB
fsr-3346	159	15	sem	sem	ADJ
fsr-3346	159	16	software	software	NOUN
fsr-3346	159	17	was	be	AUX
fsr-3346	159	18	the	the	DET
fsr-3346	159	19	most	most	ADV
fsr-3346	159	20	frequently	frequently	ADV
fsr-3346	159	21	used	use	VERB
fsr-3346	159	22	methodologies	methodology	NOUN
fsr-3346	159	23	by	by	ADP
fsr-3346	159	24	psychologists	psychologist	NOUN
fsr-3346	159	25	and	and	CCONJ
fsr-3346	159	26	studies	study	NOUN
fsr-3346	159	27	with	with	ADP
fsr-3346	159	28	smaller	small	ADJ
fsr-3346	159	29	median	median	ADJ
fsr-3346	159	30	sample	sample	NOUN
fsr-3346	159	31	sizes	size	NOUN
fsr-3346	159	32	(	(	PUNCT
fsr-3346	159	33	n	n	CCONJ
fsr-3346	159	34	<	<	X
fsr-3346	159	35	159.5	159.5	NUM
fsr-3346	159	36	)	)	PUNCT
fsr-3346	159	37	than	than	ADP
fsr-3346	159	38	methods	method	NOUN
fsr-3346	159	39	that	that	PRON
fsr-3346	159	40	used	use	VERB
fsr-3346	159	41	sem	sem	NOUN
fsr-3346	159	42	software	software	NOUN
fsr-3346	159	43	.	.	PUNCT
fsr-3346	160	1	along	along	ADP
fsr-3346	160	2	with	with	ADP
fsr-3346	160	3	the	the	DET
fsr-3346	160	4	causal	causal	ADJ
fsr-3346	160	5	steps	step	NOUN
fsr-3346	160	6	analysis	analysis	NOUN
fsr-3346	160	7	,	,	PUNCT
fsr-3346	160	8	bootstrapping	bootstrappe	VERB
fsr-3346	160	9	and	and	CCONJ
fsr-3346	160	10	the	the	DET
fsr-3346	160	11	sobel	sobel	PROPN
fsr-3346	160	12	test	test	NOUN
fsr-3346	160	13	were	be	AUX
fsr-3346	160	14	performed	perform	VERB
fsr-3346	160	15	to	to	PART
fsr-3346	160	16	test	test	NOUN
fsr-3346	160	17	robustness	robustness	NOUN
fsr-3346	160	18	.	.	PUNCT
fsr-3346	161	1	results	result	NOUN
fsr-3346	161	2	table	table	NOUN
fsr-3346	161	3	2	2	NUM
fsr-3346	161	4	summarizes	summarize	NOUN
fsr-3346	161	5	the	the	DET
fsr-3346	161	6	descriptive	descriptive	ADJ
fsr-3346	161	7	statistics	statistic	NOUN
fsr-3346	161	8	of	of	ADP
fsr-3346	161	9	this	this	DET
fsr-3346	161	10	study	study	NOUN
fsr-3346	161	11	.	.	PUNCT
fsr-3346	162	1	the	the	DET
fsr-3346	162	2	average	average	ADJ
fsr-3346	162	3	age	age	NOUN
fsr-3346	162	4	of	of	ADP
fsr-3346	162	5	the	the	DET
fsr-3346	162	6	respondents	respondent	NOUN
fsr-3346	162	7	was	be	AUX
fsr-3346	162	8	41.5	41.5	NUM
fsr-3346	162	9	(	(	PUNCT
fsr-3346	162	10	sd	sd	NOUN
fsr-3346	162	11	=	=	SYM
fsr-3346	162	12	13.8	13.8	NUM
fsr-3346	162	13	)	)	PUNCT
fsr-3346	162	14	.	.	PUNCT
fsr-3346	163	1	the	the	DET
fsr-3346	163	2	average	average	ADJ
fsr-3346	163	3	household	household	NOUN
fsr-3346	163	4	gross	gross	ADJ
fsr-3346	163	5	income	income	NOUN
fsr-3346	163	6	fell	fall	VERB
fsr-3346	163	7	between	between	ADP
fsr-3346	163	8	$	$	SYM
fsr-3346	163	9	40,000	40,000	NUM
fsr-3346	163	10	and	and	CCONJ
fsr-3346	163	11	$	$	SYM
fsr-3346	163	12	50,000	50,000	NUM
fsr-3346	163	13	.	.	PUNCT
fsr-3346	164	1	nearly	nearly	ADV
fsr-3346	164	2	half	half	NOUN
fsr-3346	164	3	(	(	PUNCT
fsr-3346	164	4	49	49	NUM
fsr-3346	164	5	%	%	NOUN
fsr-3346	164	6	)	)	PUNCT
fsr-3346	164	7	of	of	ADP
fsr-3346	164	8	respondents	respondent	NOUN
fsr-3346	164	9	reported	report	VERB
fsr-3346	164	10	that	that	SCONJ
fsr-3346	164	11	their	their	PRON
fsr-3346	164	12	household	household	NOUN
fsr-3346	164	13	income	income	NOUN
fsr-3346	164	14	was	be	AUX
fsr-3346	164	15	above	above	ADP
fsr-3346	164	16	$	$	SYM
fsr-3346	164	17	50,000	50,000	NUM
fsr-3346	164	18	.	.	PUNCT
fsr-3346	165	1	twenty	twenty	NUM
fsr-3346	165	2	-	-	PUNCT
fsr-3346	165	3	six	six	NUM
fsr-3346	165	4	percent	percent	NOUN
fsr-3346	165	5	of	of	ADP
fsr-3346	165	6	respondents	respondent	NOUN
fsr-3346	165	7	of	of	ADP
fsr-3346	165	8	the	the	DET
fsr-3346	165	9	sample	sample	NOUN
fsr-3346	165	10	reported	report	VERB
fsr-3346	165	11	attaining	attain	VERB
fsr-3346	165	12	a	a	DET
fsr-3346	165	13	college	college	NOUN
fsr-3346	165	14	degree	degree	NOUN
fsr-3346	165	15	or	or	CCONJ
fsr-3346	165	16	higher	high	ADJ
fsr-3346	165	17	level	level	NOUN
fsr-3346	165	18	of	of	ADP
fsr-3346	165	19	education	education	NOUN
fsr-3346	165	20	.	.	PUNCT
fsr-3346	166	1	about	about	ADP
fsr-3346	166	2	63	63	NUM
fsr-3346	166	3	%	%	NOUN
fsr-3346	166	4	of	of	ADP
fsr-3346	166	5	the	the	DET
fsr-3346	166	6	sample	sample	NOUN
fsr-3346	166	7	reported	report	VERB
fsr-3346	166	8	being	be	AUX
fsr-3346	166	9	white	white	ADJ
fsr-3346	166	10	,	,	PUNCT
fsr-3346	166	11	while	while	SCONJ
fsr-3346	166	12	the	the	DET
fsr-3346	166	13	other	other	ADJ
fsr-3346	166	14	races	race	NOUN
fsr-3346	166	15	comprised	comprise	VERB
fsr-3346	166	16	37	37	NUM
fsr-3346	166	17	%	%	NOUN
fsr-3346	166	18	.	.	PUNCT
fsr-3346	167	1	thirty	thirty	NUM
fsr-3346	167	2	-	-	PUNCT
fsr-3346	167	3	five	five	NUM
fsr-3346	167	4	percent	percent	NOUN
fsr-3346	167	5	of	of	ADP
fsr-3346	167	6	respondents	respondent	NOUN
fsr-3346	167	7	reported	report	VERB
fsr-3346	167	8	that	that	SCONJ
fsr-3346	167	9	they	they	PRON
fsr-3346	167	10	were	be	AUX
fsr-3346	167	11	single	single	ADJ
fsr-3346	167	12	,	,	PUNCT
fsr-3346	167	13	more	more	ADJ
fsr-3346	167	14	than	than	ADP
fsr-3346	167	15	half	half	NOUN
fsr-3346	167	16	(	(	PUNCT
fsr-3346	167	17	53	53	NUM
fsr-3346	167	18	%	%	NOUN
fsr-3346	167	19	)	)	PUNCT
fsr-3346	167	20	of	of	ADP
fsr-3346	167	21	respondents	respondent	NOUN
fsr-3346	167	22	were	be	AUX
fsr-3346	167	23	female	female	ADJ
fsr-3346	167	24	,	,	PUNCT
fsr-3346	167	25	and	and	CCONJ
fsr-3346	167	26	47	47	NUM
fsr-3346	167	27	%	%	NOUN
fsr-3346	167	28	were	be	AUX
fsr-3346	167	29	male	male	ADJ
fsr-3346	167	30	.	.	PUNCT
fsr-3346	168	1	slightly	slightly	ADV
fsr-3346	168	2	less	less	ADJ
fsr-3346	168	3	than	than	ADP
fsr-3346	168	4	half	half	NOUN
fsr-3346	168	5	of	of	ADP
fsr-3346	168	6	the	the	DET
fsr-3346	168	7	respondents	respondent	NOUN
fsr-3346	168	8	(	(	PUNCT
fsr-3346	168	9	49	49	NUM
fsr-3346	168	10	%	%	NOUN
fsr-3346	168	11	)	)	PUNCT
fsr-3346	168	12	were	be	AUX
fsr-3346	168	13	employed	employ	VERB
fsr-3346	168	14	full	full	ADJ
fsr-3346	168	15	-	-	PUNCT
fsr-3346	168	16	time	time	NOUN
fsr-3346	168	17	at	at	ADP
fsr-3346	168	18	the	the	DET
fsr-3346	168	19	time	time	NOUN
fsr-3346	168	20	of	of	ADP
fsr-3346	168	21	the	the	DET
fsr-3346	168	22	interview	interview	NOUN
fsr-3346	168	23	,	,	PUNCT
fsr-3346	168	24	while	while	SCONJ
fsr-3346	168	25	14	14	NUM
fsr-3346	168	26	%	%	NOUN
fsr-3346	168	27	were	be	AUX
fsr-3346	168	28	employed	employ	VERB
fsr-3346	168	29	part	part	ADJ
fsr-3346	168	30	-	-	PUNCT
fsr-3346	168	31	time	time	NOUN
fsr-3346	168	32	,	,	PUNCT
fsr-3346	168	33	and	and	CCONJ
fsr-3346	168	34	37	37	NUM
fsr-3346	168	35	%	%	NOUN
fsr-3346	168	36	were	be	AUX
fsr-3346	168	37	non	non	ADJ
fsr-3346	168	38	-	-	ADJ
fsr-3346	168	39	employed	employed	ADJ
fsr-3346	168	40	.	.	PUNCT
fsr-3346	169	1	the	the	DET
fsr-3346	169	2	average	average	ADJ
fsr-3346	169	3	financial	financial	ADJ
fsr-3346	169	4	well	well	NOUN
fsr-3346	169	5	-	-	PUNCT
fsr-3346	169	6	being	being	NOUN
fsr-3346	169	7	score	score	NOUN
fsr-3346	169	8	was	be	AUX
fsr-3346	169	9	49.4	49.4	NUM
fsr-3346	169	10	(	(	PUNCT
fsr-3346	169	11	sd	sd	NOUN
fsr-3346	169	12	=	=	NUM
fsr-3346	169	13	13.4	13.4	NUM
fsr-3346	169	14	)	)	PUNCT
fsr-3346	169	15	.	.	PUNCT
fsr-3346	170	1	the	the	DET
fsr-3346	170	2	average	average	ADJ
fsr-3346	170	3	pre	pre	ADJ
fsr-3346	170	4	-	-	ADJ
fsr-3346	170	5	pandemic	pandemic	ADJ
fsr-3346	170	6	financial	financial	ADJ
fsr-3346	170	7	behavior	behavior	NOUN
fsr-3346	170	8	scale	scale	NOUN
fsr-3346	170	9	score	score	NOUN
fsr-3346	170	10	was	be	AUX
fsr-3346	170	11	21.2	21.2	NUM
fsr-3346	170	12	out	out	ADP
fsr-3346	170	13	of	of	ADP
fsr-3346	170	14	32	32	NUM
fsr-3346	170	15	.	.	PUNCT
fsr-3346	171	1	perceived	perceive	VERB
fsr-3346	171	2	financial	financial	ADJ
fsr-3346	171	3	knowledge	knowledge	NOUN
fsr-3346	171	4	(	(	PUNCT
fsr-3346	171	5	m	m	PROPN
fsr-3346	171	6	=	=	NUM
fsr-3346	171	7	6.5	6.5	NUM
fsr-3346	171	8	,	,	PUNCT
fsr-3346	171	9	sd	sd	ADP
fsr-3346	171	10	=	=	SYM
fsr-3346	171	11	2.2	2.2	NUM
fsr-3346	171	12	)	)	PUNCT
fsr-3346	171	13	appeared	appear	VERB
fsr-3346	171	14	higher	high	ADJ
fsr-3346	171	15	than	than	ADP
fsr-3346	171	16	actual	actual	ADJ
fsr-3346	171	17	financial	financial	ADJ
fsr-3346	171	18	knowledge	knowledge	NOUN
fsr-3346	171	19	(	(	PUNCT
fsr-3346	171	20	m	m	NOUN
fsr-3346	171	21	=	=	VERB
fsr-3346	171	22	2.4	2.4	NUM
fsr-3346	171	23	;	;	PUNCT
fsr-3346	171	24	sd	sd	ADP
fsr-3346	171	25	=	=	SYM
fsr-3346	171	26	1.5	1.5	NUM
fsr-3346	171	27	)	)	PUNCT
fsr-3346	171	28	for	for	ADP
fsr-3346	171	29	respondents	respondent	NOUN
fsr-3346	171	30	in	in	ADP
fsr-3346	171	31	this	this	DET
fsr-3346	171	32	study	study	NOUN
fsr-3346	171	33	.	.	PUNCT
fsr-3346	172	1	specifically	specifically	ADV
fsr-3346	172	2	,	,	PUNCT
fsr-3346	172	3	the	the	DET
fsr-3346	172	4	average	average	ADJ
fsr-3346	172	5	perceived	perceive	VERB
fsr-3346	172	6	financial	financial	ADJ
fsr-3346	172	7	knowledge	knowledge	NOUN
fsr-3346	172	8	was	be	AUX
fsr-3346	172	9	68	68	NUM
fsr-3346	172	10	%	%	NOUN
fsr-3346	172	11	,	,	PUNCT
fsr-3346	172	12	while	while	SCONJ
fsr-3346	172	13	respondents	respondent	NOUN
fsr-3346	172	14	scored	score	VERB
fsr-3346	172	15	46	46	NUM
fsr-3346	172	16	%	%	NOUN
fsr-3346	172	17	on	on	ADP
fsr-3346	172	18	a	a	DET
fsr-3346	172	19	five	five	NUM
fsr-3346	172	20	-	-	PUNCT
fsr-3346	172	21	item	item	NOUN
fsr-3346	172	22	test	test	NOUN
fsr-3346	172	23	of	of	ADP
fsr-3346	172	24	objective	objective	ADJ
fsr-3346	172	25	financial	financial	ADJ
fsr-3346	172	26	knowledge	knowledge	NOUN
fsr-3346	172	27	.	.	PUNCT
fsr-3346	172	28	  	  	SPACE
fsr-3346	173	1	jeong	jeong	PROPN
fsr-3346	173	2	et	et	PROPN
fsr-3346	173	3	al	al	PROPN
fsr-3346	173	4	.	.	PROPN
fsr-3346	174	1	53	53	NUM
fsr-3346	174	2	table	table	NOUN
fsr-3346	174	3	2	2	NUM
fsr-3346	174	4	.	.	PUNCT
fsr-3346	174	5	descriptive	descriptive	ADJ
fsr-3346	174	6	statistics	statistic	NOUN
fsr-3346	174	7	 	 	SPACE
fsr-3346	174	8	(	(	PUNCT
fsr-3346	174	9	n	n	NOUN
fsr-3346	174	10	=	=	SYM
fsr-3346	174	11	145	145	NUM
fsr-3346	174	12	)	)	PUNCT
fsr-3346	174	13	 	 	SPACE
fsr-3346	174	14	variables	variable	NOUN
fsr-3346	174	15	frequency	frequency	NOUN
fsr-3346	174	16	(	(	PUNCT
fsr-3346	174	17	%	%	INTJ
fsr-3346	174	18	)	)	PUNCT
fsr-3346	174	19	mean	mean	NOUN
fsr-3346	174	20	sd	sd	ADP
fsr-3346	174	21	age	age	NOUN
fsr-3346	174	22	  	  	SPACE
fsr-3346	174	23	41.5	41.5	NUM
fsr-3346	174	24	  	  	SPACE
fsr-3346	174	25	13.79	13.79	NUM
fsr-3346	174	26	  	  	SPACE
fsr-3346	174	27	household	household	NOUN
fsr-3346	174	28	income	income	NOUN
fsr-3346	174	29	 	 	SPACE
fsr-3346	174	30	(	(	PUNCT
fsr-3346	174	31	categories	category	NOUN
fsr-3346	174	32	)	)	PUNCT
fsr-3346	174	33	      	      	SPACE
fsr-3346	174	34	(	(	PUNCT
fsr-3346	174	35	1	1	X
fsr-3346	174	36	)	)	PUNCT
fsr-3346	174	37	0-$20,000	0-$20,000	NUM
fsr-3346	174	38	  	  	SPACE
fsr-3346	174	39	28.3	28.3	NUM
fsr-3346	174	40	%	%	NOUN
fsr-3346	174	41	  	  	SPACE
fsr-3346	174	42	0.45	0.45	NUM
fsr-3346	174	43	  	  	SPACE
fsr-3346	174	44	(	(	PUNCT
fsr-3346	174	45	2	2	NUM
fsr-3346	174	46	)	)	PUNCT
fsr-3346	174	47	$	$	SYM
fsr-3346	174	48	20,001-$40,000	20,001-$40,000	NUM
fsr-3346	174	49	  	  	SPACE
fsr-3346	174	50	22.8	22.8	NUM
fsr-3346	174	51	%	%	NOUN
fsr-3346	174	52	  	  	SPACE
fsr-3346	174	53	0.42	0.42	NUM
fsr-3346	174	54	  	  	SPACE
fsr-3346	174	55	(	(	PUNCT
fsr-3346	174	56	3	3	NUM
fsr-3346	174	57	)	)	PUNCT
fsr-3346	174	58	$	$	SYM
fsr-3346	174	59	40,001-$70,000	40,001-$70,000	NUM
fsr-3346	174	60	  	  	SPACE
fsr-3346	174	61	22.1	22.1	NUM
fsr-3346	174	62	%	%	NOUN
fsr-3346	174	63	  	  	SPACE
fsr-3346	174	64	0.42	0.42	NUM
fsr-3346	174	65	  	  	SPACE
fsr-3346	174	66	(	(	PUNCT
fsr-3346	174	67	4	4	NUM
fsr-3346	174	68	)	)	PUNCT
fsr-3346	174	69	$	$	SYM
fsr-3346	174	70	70,001-$100,000	70,001-$100,000	NUM
fsr-3346	174	71	  	  	SPACE
fsr-3346	174	72	16.6	16.6	NUM
fsr-3346	174	73	%	%	NOUN
fsr-3346	174	74	  	  	SPACE
fsr-3346	174	75	0.37	0.37	NUM
fsr-3346	174	76	  	  	SPACE
fsr-3346	174	77	(	(	PUNCT
fsr-3346	174	78	5	5	NUM
fsr-3346	174	79	)	)	PUNCT
fsr-3346	174	80	$	$	SYM
fsr-3346	174	81	100,001	100,001	NUM
fsr-3346	174	82	+	+	NOUN
fsr-3346	174	83	  	  	SPACE
fsr-3346	174	84	10.3	10.3	NUM
fsr-3346	174	85	%	%	NOUN
fsr-3346	174	86	  	  	SPACE
fsr-3346	174	87	0.31	0.31	NUM
fsr-3346	174	88	  	  	SPACE
fsr-3346	174	89	education	education	NOUN
fsr-3346	174	90	attainment	attainment	NOUN
fsr-3346	174	91	        	        	SPACE
fsr-3346	174	92	high	high	ADJ
fsr-3346	174	93	school	school	NOUN
fsr-3346	174	94	  	  	SPACE
fsr-3346	174	95	31.7	31.7	NUM
fsr-3346	174	96	%	%	NOUN
fsr-3346	174	97	  	  	SPACE
fsr-3346	174	98	0.47	0.47	NUM
fsr-3346	174	99	  	  	SPACE
fsr-3346	174	100	some	some	DET
fsr-3346	174	101	college	college	NOUN
fsr-3346	174	102	  	  	SPACE
fsr-3346	174	103	42.8	42.8	NUM
fsr-3346	174	104	%	%	NOUN
fsr-3346	174	105	  	  	SPACE
fsr-3346	174	106	0.50	0.50	NUM
fsr-3346	174	107	  	  	SPACE
fsr-3346	174	108	college	college	NOUN
fsr-3346	174	109	   	   	SPACE
fsr-3346	174	110	18.6	18.6	NUM
fsr-3346	174	111	%	%	NOUN
fsr-3346	174	112	  	  	SPACE
fsr-3346	174	113	0.39	0.39	NUM
fsr-3346	174	114	  	  	SPACE
fsr-3346	174	115	graduate	graduate	NOUN
fsr-3346	174	116	  	  	SPACE
fsr-3346	174	117	6.9	6.9	NUM
fsr-3346	174	118	%	%	NOUN
fsr-3346	174	119	  	  	SPACE
fsr-3346	174	120	0.25	0.25	NUM
fsr-3346	174	121	  	  	SPACE
fsr-3346	174	122	race	race	NOUN
fsr-3346	174	123	        	        	SPACE
fsr-3346	174	124	white	white	PROPN
fsr-3346	174	125	  	  	SPACE
fsr-3346	174	126	62.8	62.8	NUM
fsr-3346	174	127	%	%	NOUN
fsr-3346	174	128	  	  	SPACE
fsr-3346	174	129	0.49	0.49	NUM
fsr-3346	174	130	  	  	SPACE
fsr-3346	174	131	african	african	ADJ
fsr-3346	174	132	 	 	SPACE
fsr-3346	174	133	american	american	PROPN
fsr-3346	174	134	  	  	SPACE
fsr-3346	174	135	17.9	17.9	NUM
fsr-3346	174	136	%	%	NOUN
fsr-3346	174	137	  	  	SPACE
fsr-3346	174	138	0.38	0.38	NUM
fsr-3346	174	139	  	  	SPACE
fsr-3346	174	140	asian	asian	PROPN
fsr-3346	174	141	  	  	SPACE
fsr-3346	174	142	8.3	8.3	NUM
fsr-3346	174	143	%	%	NOUN
fsr-3346	174	144	  	  	SPACE
fsr-3346	174	145	0.28	0.28	NUM
fsr-3346	174	146	  	  	SPACE
fsr-3346	174	147	hispanic	hispanic	NOUN
fsr-3346	174	148	  	  	SPACE
fsr-3346	174	149	9.0	9.0	NUM
fsr-3346	174	150	%	%	NOUN
fsr-3346	174	151	  	  	SPACE
fsr-3346	174	152	0.29	0.29	NUM
fsr-3346	174	153	  	  	SPACE
fsr-3346	174	154	native	native	PROPN
fsr-3346	174	155	american	american	PROPN
fsr-3346	174	156	  	  	SPACE
fsr-3346	174	157	2.1	2.1	NUM
fsr-3346	174	158	%	%	NOUN
fsr-3346	174	159	  	  	SPACE
fsr-3346	174	160	0.14	0.14	NUM
fsr-3346	174	161	  	  	SPACE
fsr-3346	174	162	marital	marital	ADJ
fsr-3346	174	163	status	status	NOUN
fsr-3346	174	164	        	        	SPACE
fsr-3346	174	165	single	single	ADJ
fsr-3346	174	166	  	  	SPACE
fsr-3346	174	167	35.2	35.2	NUM
fsr-3346	174	168	%	%	NOUN
fsr-3346	174	169	  	  	SPACE
fsr-3346	174	170	0.48	0.48	NUM
fsr-3346	174	171	  	  	SPACE
fsr-3346	174	172	married	married	ADJ
fsr-3346	174	173	  	  	SPACE
fsr-3346	174	174	42.8	42.8	NUM
fsr-3346	174	175	%	%	NOUN
fsr-3346	174	176	  	  	SPACE
fsr-3346	174	177	0.50	0.50	NUM
fsr-3346	174	178	  	  	SPACE
fsr-3346	174	179	divorced	divorce	VERB
fsr-3346	174	180	  	  	SPACE
fsr-3346	174	181	12.4	12.4	NUM
fsr-3346	174	182	%	%	NOUN
fsr-3346	174	183	  	  	SPACE
fsr-3346	174	184	0.33	0.33	NUM
fsr-3346	174	185	  	  	SPACE
fsr-3346	174	186	separated	separate	VERB
fsr-3346	174	187	  	  	SPACE
fsr-3346	174	188	1.4	1.4	NUM
fsr-3346	174	189	%	%	NOUN
fsr-3346	174	190	  	  	SPACE
fsr-3346	174	191	0.12	0.12	NUM
fsr-3346	174	192	  	  	SPACE
fsr-3346	174	193	others	other	NOUN
fsr-3346	174	194	  	  	SPACE
fsr-3346	174	195	8.3	8.3	NUM
fsr-3346	174	196	%	%	NOUN
fsr-3346	174	197	  	  	SPACE
fsr-3346	174	198	0.28	0.28	NUM
fsr-3346	174	199	  	  	SPACE
fsr-3346	174	200	female	female	NOUN
fsr-3346	174	201	  	  	SPACE
fsr-3346	174	202	53.8	53.8	NUM
fsr-3346	174	203	%	%	NOUN
fsr-3346	174	204	  	  	SPACE
fsr-3346	174	205	0.50	0.50	NUM
fsr-3346	174	206	  	  	SPACE
fsr-3346	174	207	employment	employment	NOUN
fsr-3346	174	208	        	        	SPACE
fsr-3346	174	209	full	full	ADJ
fsr-3346	174	210	-	-	PUNCT
fsr-3346	174	211	time	time	NOUN
fsr-3346	174	212	 	 	SPACE
fsr-3346	174	213	employed	employ	VERB
fsr-3346	174	214	49.0	49.0	NUM
fsr-3346	174	215	%	%	NOUN
fsr-3346	174	216	  	  	SPACE
fsr-3346	174	217	0.50	0.50	NUM
fsr-3346	174	218	  	  	SPACE
fsr-3346	174	219	part	part	NOUN
fsr-3346	174	220	-	-	PUNCT
fsr-3346	174	221	time	time	NOUN
fsr-3346	174	222	 	 	SPACE
fsr-3346	174	223	employed	employ	VERB
fsr-3346	174	224	13.8	13.8	NUM
fsr-3346	174	225	%	%	NOUN
fsr-3346	174	226	  	  	SPACE
fsr-3346	174	227	0.35	0.35	NUM
fsr-3346	174	228	  	  	SPACE
fsr-3346	174	229	non	non	ADJ
fsr-3346	174	230	-	-	ADJ
fsr-3346	174	231	employed	employed	ADJ
fsr-3346	174	232	  	  	SPACE
fsr-3346	174	233	36.6	36.6	NUM
fsr-3346	174	234	%	%	NOUN
fsr-3346	174	235	  	  	SPACE
fsr-3346	174	236	0.48	0.48	NUM
fsr-3346	174	237	  	  	SPACE
fsr-3346	174	238	financial	financial	ADJ
fsr-3346	174	239	behavior	behavior	NOUN
fsr-3346	174	240	  	  	SPACE
fsr-3346	174	241	21.2	21.2	NUM
fsr-3346	174	242	  	  	SPACE
fsr-3346	174	243	5.80	5.80	NUM
fsr-3346	174	244	  	  	SPACE
fsr-3346	174	245	financial	financial	ADJ
fsr-3346	174	246	well	well	NOUN
fsr-3346	174	247	-	-	PUNCT
fsr-3346	174	248	being	be	AUX
fsr-3346	174	249	49.4	49.4	NUM
fsr-3346	174	250	  	  	SPACE
fsr-3346	174	251	13.39	13.39	NUM
fsr-3346	174	252	  	  	SPACE
fsr-3346	174	253	subjective	subjective	ADJ
fsr-3346	174	254	financial	financial	ADJ
fsr-3346	174	255	 	 	SPACE
fsr-3346	174	256	knowledge	knowledge	NOUN
fsr-3346	174	257	  	  	SPACE
fsr-3346	174	258	6.5	6.5	NUM
fsr-3346	174	259	  	  	SPACE
fsr-3346	174	260	2.23	2.23	NUM
fsr-3346	174	261	  	  	SPACE
fsr-3346	174	262	objective	objective	ADJ
fsr-3346	174	263	financial	financial	ADJ
fsr-3346	174	264	 	 	SPACE
fsr-3346	174	265	knowledge	knowledge	NOUN
fsr-3346	174	266	  	  	SPACE
fsr-3346	174	267	2.4	2.4	NUM
fsr-3346	174	268	  	  	SPACE
fsr-3346	174	269	1.47	1.47	NUM
fsr-3346	174	270	  	  	SPACE
fsr-3346	174	271	financial	financial	ADJ
fsr-3346	174	272	satisfaction	satisfaction	NOUN
fsr-3346	174	273	  	  	SPACE
fsr-3346	174	274	5.9	5.9	NUM
fsr-3346	174	275	  	  	SPACE
fsr-3346	174	276	2.24	2.24	NUM
fsr-3346	174	277	  	  	SPACE
fsr-3346	174	278	table	table	NOUN
fsr-3346	174	279	3	3	NUM
fsr-3346	174	280	shows	show	VERB
fsr-3346	174	281	the	the	DET
fsr-3346	174	282	correlation	correlation	NOUN
fsr-3346	174	283	coefficients	coefficient	NOUN
fsr-3346	174	284	among	among	ADP
fsr-3346	174	285	the	the	DET
fsr-3346	174	286	variables	variable	NOUN
fsr-3346	174	287	of	of	ADP
fsr-3346	174	288	interest	interest	NOUN
fsr-3346	174	289	in	in	ADP
fsr-3346	174	290	this	this	DET
fsr-3346	174	291	study	study	NOUN
fsr-3346	174	292	(	(	PUNCT
fsr-3346	174	293	i.e.	i.e.	X
fsr-3346	174	294	,	,	PUNCT
fsr-3346	174	295	income	income	NOUN
fsr-3346	174	296	,	,	PUNCT
fsr-3346	174	297	subjective	subjective	ADJ
fsr-3346	174	298	knowledge	knowledge	NOUN
fsr-3346	174	299	,	,	PUNCT
fsr-3346	174	300	pre	pre	ADJ
fsr-3346	174	301	-	-	ADJ
fsr-3346	174	302	pandemic	pandemic	ADJ
fsr-3346	174	303	financial	financial	ADJ
fsr-3346	174	304	behavior	behavior	NOUN
fsr-3346	174	305	,	,	PUNCT
fsr-3346	174	306	financial	financial	ADJ
fsr-3346	174	307	satisfaction	satisfaction	NOUN
fsr-3346	174	308	,	,	PUNCT
fsr-3346	174	309	and	and	CCONJ
fsr-3346	174	310	financial	financial	ADJ
fsr-3346	174	311	well	well	ADV
fsr-3346	174	312	-	-	PUNCT
fsr-3346	174	313	being	being	NOUN
fsr-3346	174	314	)	)	PUNCT
fsr-3346	174	315	.	.	PUNCT
fsr-3346	175	1	all	all	DET
fsr-3346	175	2	the	the	DET
fsr-3346	175	3	variables	variable	NOUN
fsr-3346	175	4	were	be	AUX
fsr-3346	175	5	significantly	significantly	ADV
fsr-3346	175	6	correlated	correlate	VERB
fsr-3346	175	7	with	with	ADP
fsr-3346	175	8	each	each	DET
fsr-3346	175	9	other	other	ADJ
fsr-3346	175	10	at	at	ADP
fsr-3346	175	11	the	the	DET
fsr-3346	175	12	 	 	SPACE
fsr-3346	175	13	p	p	NOUN
fsr-3346	175	14	 	 	SPACE
fsr-3346	175	15	<	<	X
fsr-3346	175	16	.05	.05	NUM
fsr-3346	175	17	level	level	NOUN
fsr-3346	175	18	or	or	CCONJ
fsr-3346	175	19	lower	low	ADJ
fsr-3346	175	20	,	,	PUNCT
fsr-3346	175	21	except	except	SCONJ
fsr-3346	175	22	for	for	ADP
fsr-3346	175	23	subjective	subjective	ADJ
fsr-3346	175	24	financial	financial	ADJ
fsr-3346	175	25	knowledge	knowledge	NOUN
fsr-3346	175	26	and	and	CCONJ
fsr-3346	175	27	income	income	NOUN
fsr-3346	175	28	,	,	PUNCT
fsr-3346	175	29	which	which	PRON
fsr-3346	175	30	was	be	AUX
fsr-3346	175	31	slightly	slightly	ADV
fsr-3346	175	32	above	above	ADP
fsr-3346	175	33	the	the	DET
fsr-3346	175	34	 	 	SPACE
fsr-3346	175	35	p	p	NOUN
fsr-3346	175	36	 	 	SPACE
fsr-3346	175	37	<	<	X
fsr-3346	175	38	.05	.05	NUM
fsr-3346	175	39	standard	standard	NOUN
fsr-3346	175	40	(	(	PUNCT
fsr-3346	175	41	p	p	X
fsr-3346	175	42	 	 	SPACE
fsr-3346	175	43	<	<	X
fsr-3346	175	44	.059	.059	NUM
fsr-3346	175	45	)	)	PUNCT
fsr-3346	175	46	.	.	PUNCT
fsr-3346	176	1	none	none	NOUN
fsr-3346	176	2	of	of	ADP
fsr-3346	176	3	the	the	DET
fsr-3346	176	4	correlations	correlation	NOUN
fsr-3346	176	5	were	be	AUX
fsr-3346	176	6	above	above	ADP
fsr-3346	176	7	the	the	DET
fsr-3346	176	8	r	r	NOUN
fsr-3346	176	9	<	<	X
fsr-3346	176	10	.70	.70	NUM
fsr-3346	176	11	benchmark	benchmark	NOUN
fsr-3346	176	12	to	to	PART
fsr-3346	176	13	indicate	indicate	VERB
fsr-3346	176	14	potential	potential	ADJ
fsr-3346	176	15	multicollinearity	multicollinearity	NOUN
fsr-3346	176	16	issues	issue	NOUN
fsr-3346	176	17	.	.	PUNCT
fsr-3346	177	1	the	the	DET
fsr-3346	177	2	results	result	NOUN
fsr-3346	177	3	of	of	ADP
fsr-3346	177	4	this	this	DET
fsr-3346	177	5	correlation	correlation	NOUN
fsr-3346	177	6	analysis	analysis	NOUN
fsr-3346	177	7	showed	show	VERB
fsr-3346	177	8	positive	positive	ADJ
fsr-3346	177	9	relationships	relationship	NOUN
fsr-3346	177	10	among	among	ADP
fsr-3346	177	11	the	the	DET
fsr-3346	177	12	variables	variable	NOUN
fsr-3346	177	13	.	.	PUNCT
fsr-3346	178	1	the	the	DET
fsr-3346	178	2	financial	financial	PROPN
fsr-3346	178	3	services	service	NOUN
fsr-3346	178	4	review	review	NOUN
fsr-3346	178	5	32(1	32(1	NUM
fsr-3346	178	6	)	)	PUNCT
fsr-3346	178	7	54	54	NUM
fsr-3346	178	8	findings	finding	NOUN
fsr-3346	178	9	suggested	suggest	VERB
fsr-3346	178	10	that	that	SCONJ
fsr-3346	178	11	more	more	ADV
fsr-3346	178	12	appropriate	appropriate	ADJ
fsr-3346	178	13	financial	financial	ADJ
fsr-3346	178	14	behavior	behavior	NOUN
fsr-3346	178	15	was	be	AUX
fsr-3346	178	16	correlated	correlate	VERB
fsr-3346	178	17	to	to	ADP
fsr-3346	178	18	greater	great	ADJ
fsr-3346	178	19	confidence	confidence	NOUN
fsr-3346	178	20	in	in	ADP
fsr-3346	178	21	self	self	NOUN
fsr-3346	178	22	-	-	PUNCT
fsr-3346	178	23	reflective	reflective	ADJ
fsr-3346	178	24	financial	financial	ADJ
fsr-3346	178	25	knowledge	knowledge	NOUN
fsr-3346	178	26	;	;	PUNCT
fsr-3346	178	27	the	the	PRON
fsr-3346	178	28	higher	high	ADJ
fsr-3346	178	29	the	the	DET
fsr-3346	178	30	household	household	NOUN
fsr-3346	178	31	income	income	NOUN
fsr-3346	178	32	level	level	NOUN
fsr-3346	178	33	,	,	PUNCT
fsr-3346	178	34	the	the	PRON
fsr-3346	178	35	higher	high	ADJ
fsr-3346	178	36	the	the	DET
fsr-3346	178	37	financial	financial	ADJ
fsr-3346	178	38	satisfaction	satisfaction	NOUN
fsr-3346	178	39	and	and	CCONJ
fsr-3346	178	40	the	the	DET
fsr-3346	178	41	cfpb	cfpb	NOUN
fsr-3346	178	42	wellbeing	wellbee	VERB
fsr-3346	178	43	score	score	NOUN
fsr-3346	178	44	.	.	PUNCT
fsr-3346	179	1	the	the	DET
fsr-3346	179	2	size	size	NOUN
fsr-3346	179	3	of	of	ADP
fsr-3346	179	4	the	the	DET
fsr-3346	179	5	correlation	correlation	NOUN
fsr-3346	179	6	between	between	ADP
fsr-3346	179	7	financial	financial	ADJ
fsr-3346	179	8	behavior	behavior	NOUN
fsr-3346	179	9	and	and	CCONJ
fsr-3346	179	10	the	the	DET
fsr-3346	179	11	cfpb	cfpb	NOUN
fsr-3346	179	12	well	well	ADV
fsr-3346	179	13	-	-	PUNCT
fsr-3346	179	14	being	being	NOUN
fsr-3346	179	15	score	score	NOUN
fsr-3346	179	16	was	be	AUX
fsr-3346	179	17	0.61	0.61	NUM
fsr-3346	179	18	.	.	PUNCT
fsr-3346	180	1	the	the	DET
fsr-3346	180	2	results	result	NOUN
fsr-3346	180	3	suggest	suggest	VERB
fsr-3346	180	4	that	that	SCONJ
fsr-3346	180	5	individuals	individual	NOUN
fsr-3346	180	6	with	with	ADP
fsr-3346	180	7	better	well	ADJ
fsr-3346	180	8	financial	financial	ADJ
fsr-3346	180	9	behavior	behavior	NOUN
fsr-3346	180	10	before	before	ADP
fsr-3346	180	11	covid-19	covid-19	PROPN
fsr-3346	180	12	are	be	AUX
fsr-3346	180	13	more	more	ADV
fsr-3346	180	14	likely	likely	ADJ
fsr-3346	180	15	to	to	PART
fsr-3346	180	16	have	have	VERB
fsr-3346	180	17	a	a	DET
fsr-3346	180	18	higher	high	ADJ
fsr-3346	180	19	cfpb	cfpb	NOUN
fsr-3346	180	20	well	well	ADV
fsr-3346	180	21	-	-	PUNCT
fsr-3346	180	22	being	be	AUX
fsr-3346	180	23	score	score	NOUN
fsr-3346	180	24	.	.	PUNCT
fsr-3346	181	1	higher	high	ADJ
fsr-3346	181	2	self	self	NOUN
fsr-3346	181	3	-	-	PUNCT
fsr-3346	181	4	reflective	reflective	ADJ
fsr-3346	181	5	financial	financial	ADJ
fsr-3346	181	6	knowledge	knowledge	NOUN
fsr-3346	181	7	was	be	AUX
fsr-3346	181	8	related	relate	VERB
fsr-3346	181	9	to	to	ADP
fsr-3346	181	10	a	a	DET
fsr-3346	181	11	higher	high	ADJ
fsr-3346	181	12	household	household	NOUN
fsr-3346	181	13	income	income	NOUN
fsr-3346	181	14	level	level	NOUN
fsr-3346	181	15	,	,	PUNCT
fsr-3346	181	16	financial	financial	ADJ
fsr-3346	181	17	satisfaction	satisfaction	NOUN
fsr-3346	181	18	,	,	PUNCT
fsr-3346	181	19	and	and	CCONJ
fsr-3346	181	20	the	the	DET
fsr-3346	181	21	cfpb	cfpb	NOUN
fsr-3346	181	22	well	well	ADV
fsr-3346	181	23	-	-	PUNCT
fsr-3346	181	24	being	being	NOUN
fsr-3346	181	25	score	score	NOUN
fsr-3346	181	26	.	.	PUNCT
fsr-3346	182	1	also	also	ADV
fsr-3346	182	2	,	,	PUNCT
fsr-3346	182	3	household	household	NOUN
fsr-3346	182	4	income	income	NOUN
fsr-3346	182	5	level	level	NOUN
fsr-3346	182	6	was	be	AUX
fsr-3346	182	7	positively	positively	ADV
fsr-3346	182	8	related	relate	VERB
fsr-3346	182	9	to	to	ADP
fsr-3346	182	10	financial	financial	ADJ
fsr-3346	182	11	satisfaction	satisfaction	NOUN
fsr-3346	182	12	and	and	CCONJ
fsr-3346	182	13	cfpb	cfpb	ADJ
fsr-3346	182	14	well	well	ADV
fsr-3346	182	15	-	-	PUNCT
fsr-3346	182	16	being	be	AUX
fsr-3346	182	17	score	score	NOUN
fsr-3346	182	18	.	.	PUNCT
fsr-3346	183	1	financial	financial	ADJ
fsr-3346	183	2	satisfaction	satisfaction	NOUN
fsr-3346	183	3	was	be	AUX
fsr-3346	183	4	strongly	strongly	ADV
fsr-3346	183	5	correlated	correlate	VERB
fsr-3346	183	6	with	with	ADP
fsr-3346	183	7	the	the	DET
fsr-3346	183	8	cfpb	cfpb	NOUN
fsr-3346	183	9	wellbeing	wellbee	VERB
fsr-3346	183	10	score	score	NOUN
fsr-3346	183	11	(	(	PUNCT
fsr-3346	183	12	0.57	0.57	NUM
fsr-3346	183	13	)	)	PUNCT
fsr-3346	183	14	.	.	PUNCT
fsr-3346	184	1	we	we	PRON
fsr-3346	184	2	tested	test	VERB
fsr-3346	184	3	these	these	DET
fsr-3346	184	4	relationships	relationship	NOUN
fsr-3346	184	5	in	in	ADP
fsr-3346	184	6	multivariate	multivariate	NOUN
fsr-3346	184	7	regression	regression	NOUN
fsr-3346	184	8	models	model	NOUN
fsr-3346	184	9	(	(	PUNCT
fsr-3346	184	10	reported	report	VERB
fsr-3346	184	11	in	in	ADP
fsr-3346	184	12	table	table	NOUN
fsr-3346	184	13	4	4	NUM
fsr-3346	184	14	)	)	PUNCT
fsr-3346	184	15	that	that	PRON
fsr-3346	184	16	control	control	VERB
fsr-3346	184	17	for	for	ADP
fsr-3346	184	18	the	the	DET
fsr-3346	184	19	effects	effect	NOUN
fsr-3346	184	20	of	of	ADP
fsr-3346	184	21	other	other	ADJ
fsr-3346	184	22	individual	individual	ADJ
fsr-3346	184	23	difference	difference	NOUN
fsr-3346	184	24	variables	variable	NOUN
fsr-3346	184	25	in	in	ADP
fsr-3346	184	26	multiple	multiple	ADJ
fsr-3346	184	27	steps	step	NOUN
fsr-3346	184	28	.	.	PUNCT
fsr-3346	185	1	table	table	NOUN
fsr-3346	185	2	3	3	NUM
fsr-3346	185	3	.	.	PUNCT
fsr-3346	185	4	correlation	correlation	NOUN
fsr-3346	185	5	results	result	NOUN
fsr-3346	185	6	between	between	ADP
fsr-3346	185	7	major	major	ADJ
fsr-3346	185	8	variables	variable	NOUN
fsr-3346	185	9	  	  	SPACE
fsr-3346	185	10	financial	financial	ADJ
fsr-3346	185	11	behavior	behavior	NOUN
fsr-3346	185	12	score	score	NOUN
fsr-3346	185	13	  	  	SPACE
fsr-3346	185	14	subjective	subjective	ADJ
fsr-3346	185	15	financial	financial	ADJ
fsr-3346	185	16	knowledge	knowledge	NOUN
fsr-3346	185	17	  	  	SPACE
fsr-3346	185	18	household	household	NOUN
fsr-3346	185	19	income	income	NOUN
fsr-3346	185	20	  	  	SPACE
fsr-3346	185	21	financial	financial	ADJ
fsr-3346	185	22	satisfaction	satisfaction	NOUN
fsr-3346	185	23	  	  	SPACE
fsr-3346	185	24	cfpb	cfpb	NOUN
fsr-3346	185	25	well	well	ADV
fsr-3346	185	26	-	-	PUNCT
fsr-3346	185	27	being	be	AUX
fsr-3346	185	28	score	score	NOUN
fsr-3346	185	29	  	  	SPACE
fsr-3346	185	30	financial	financial	ADJ
fsr-3346	185	31	 	 	SPACE
fsr-3346	185	32	behavior	behavior	NOUN
fsr-3346	185	33	1.0000	1.0000	NUM
fsr-3346	185	34	              	              	SPACE
fsr-3346	185	35	score	score	NOUN
fsr-3346	185	36	               	               	SPACE
fsr-3346	185	37	subjective	subjective	ADJ
fsr-3346	185	38	0.2539	0.2539	NUM
fsr-3346	185	39	  	  	SPACE
fsr-3346	185	40	1.0000	1.0000	NUM
fsr-3346	185	41	           	           	SPACE
fsr-3346	185	42	financial	financial	ADJ
fsr-3346	185	43	knowledge	knowledge	NOUN
fsr-3346	185	44	0.0021	0.0021	NUM
fsr-3346	185	45	              	              	SPACE
fsr-3346	185	46	household	household	NOUN
fsr-3346	185	47	0.3814	0.3814	NUM
fsr-3346	185	48	  	  	SPACE
fsr-3346	185	49	0.1571	0.1571	NUM
fsr-3346	185	50	  	  	SPACE
fsr-3346	185	51	1.0000	1.0000	NUM
fsr-3346	185	52	        	        	SPACE
fsr-3346	185	53	income	income	NOUN
fsr-3346	185	54	<	<	X
fsr-3346	185	55	.0001	.0001	NOUN
fsr-3346	185	56	  	  	SPACE
fsr-3346	185	57	0.0592	0.0592	NUM
fsr-3346	185	58	           	           	SPACE
fsr-3346	185	59	financial	financial	ADJ
fsr-3346	185	60	0.3242	0.3242	PROPN
fsr-3346	185	61	  	  	SPACE
fsr-3346	185	62	0.4646	0.4646	NUM
fsr-3346	185	63	  	  	SPACE
fsr-3346	185	64	0.2173	0.2173	NUM
fsr-3346	185	65	  	  	SPACE
fsr-3346	185	66	1.0000	1.0000	NUM
fsr-3346	185	67	     	     	SPACE
fsr-3346	185	68	satisfaction	satisfaction	NOUN
fsr-3346	185	69	<	<	X
fsr-3346	185	70	.0001	.0001	X
fsr-3346	185	71	  	  	SPACE
fsr-3346	185	72	<	<	X
fsr-3346	185	73	.0001	.0001	NOUN
fsr-3346	185	74	  	  	SPACE
fsr-3346	185	75	0.0086	0.0086	NUM
fsr-3346	185	76	        	        	SPACE
fsr-3346	185	77	cfpb	cfpb	NOUN
fsr-3346	185	78	well	well	ADV
fsr-3346	185	79	-	-	PUNCT
fsr-3346	185	80	being	be	AUX
fsr-3346	185	81	0.6146	0.6146	NUM
fsr-3346	185	82	  	  	SPACE
fsr-3346	185	83	0.2716	0.2716	NUM
fsr-3346	185	84	  	  	SPACE
fsr-3346	185	85	0.3495	0.3495	NUM
fsr-3346	185	86	  	  	SPACE
fsr-3346	185	87	0.5650	0.5650	NUM
fsr-3346	185	88	  	  	SPACE
fsr-3346	185	89	1.000	1.000	NUM
fsr-3346	185	90	  	  	SPACE
fsr-3346	185	91	score	score	NOUN
fsr-3346	185	92	<	<	X
fsr-3346	185	93	.0001	.0001	X
fsr-3346	185	94	0.001	0.001	NUM
fsr-3346	185	95	  	  	SPACE
fsr-3346	185	96	<	<	X
fsr-3346	185	97	.0001	.0001	NOUN
fsr-3346	185	98	  	  	SPACE
fsr-3346	185	99	<	<	X
fsr-3346	185	100	.0001	.0001	NOUN
fsr-3346	185	101	  	  	SPACE
fsr-3346	185	102	hierarchical	hierarchical	ADJ
fsr-3346	185	103	regression	regression	NOUN
fsr-3346	185	104	the	the	DET
fsr-3346	185	105	results	result	NOUN
fsr-3346	185	106	of	of	ADP
fsr-3346	185	107	the	the	DET
fsr-3346	185	108	hierarchical	hierarchical	ADJ
fsr-3346	185	109	ols	ol	NOUN
fsr-3346	185	110	regressions	regression	NOUN
fsr-3346	185	111	for	for	ADP
fsr-3346	185	112	the	the	DET
fsr-3346	185	113	cfpb	cfpb	NOUN
fsr-3346	185	114	well	well	ADV
fsr-3346	185	115	-	-	PUNCT
fsr-3346	185	116	being	being	NOUN
fsr-3346	185	117	score	score	NOUN
fsr-3346	185	118	are	be	AUX
fsr-3346	185	119	shown	show	VERB
fsr-3346	185	120	in	in	ADP
fsr-3346	185	121	table	table	NOUN
fsr-3346	185	122	4	4	NUM
fsr-3346	185	123	.	.	PUNCT
fsr-3346	186	1	our	our	PRON
fsr-3346	186	2	regression	regression	NOUN
fsr-3346	186	3	findings	finding	NOUN
fsr-3346	186	4	support	support	NOUN
fsr-3346	186	5	hypotheses	hypothesis	NOUN
fsr-3346	186	6	1	1	NUM
fsr-3346	186	7	through	through	ADP
fsr-3346	186	8	4	4	NUM
fsr-3346	186	9	.	.	PUNCT
fsr-3346	187	1	in	in	ADP
fsr-3346	187	2	model	model	NOUN
fsr-3346	187	3	1	1	NUM
fsr-3346	187	4	,	,	PUNCT
fsr-3346	187	5	age	age	NOUN
fsr-3346	187	6	,	,	PUNCT
fsr-3346	187	7	attaining	attain	VERB
fsr-3346	187	8	a	a	DET
fsr-3346	187	9	higher	high	ADJ
fsr-3346	187	10	education	education	NOUN
fsr-3346	187	11	degree	degree	NOUN
fsr-3346	187	12	,	,	PUNCT
fsr-3346	187	13	being	be	AUX
fsr-3346	187	14	a	a	DET
fsr-3346	187	15	race	race	NOUN
fsr-3346	187	16	other	other	ADJ
fsr-3346	187	17	than	than	ADP
fsr-3346	187	18	white	white	ADJ
fsr-3346	187	19	,	,	PUNCT
fsr-3346	187	20	being	be	AUX
fsr-3346	187	21	single	single	ADJ
fsr-3346	187	22	,	,	PUNCT
fsr-3346	187	23	gender	gender	NOUN
fsr-3346	187	24	,	,	PUNCT
fsr-3346	187	25	and	and	CCONJ
fsr-3346	187	26	fulland	fulland	NOUN
fsr-3346	187	27	part	part	ADJ
fsr-3346	187	28	-	-	PUNCT
fsr-3346	187	29	time	time	NOUN
fsr-3346	187	30	employment	employment	NOUN
fsr-3346	187	31	were	be	AUX
fsr-3346	187	32	examined	examine	VERB
fsr-3346	187	33	as	as	ADP
fsr-3346	187	34	predictors	predictor	NOUN
fsr-3346	187	35	of	of	ADP
fsr-3346	187	36	financial	financial	ADJ
fsr-3346	187	37	well	well	NOUN
fsr-3346	187	38	-	-	PUNCT
fsr-3346	187	39	being	being	NOUN
fsr-3346	187	40	.	.	PUNCT
fsr-3346	188	1	the	the	DET
fsr-3346	188	2	results	result	NOUN
fsr-3346	188	3	indicated	indicate	VERB
fsr-3346	188	4	that	that	SCONJ
fsr-3346	188	5	age	age	NOUN
fsr-3346	188	6	was	be	AUX
fsr-3346	188	7	positively	positively	ADV
fsr-3346	188	8	related	relate	VERB
fsr-3346	188	9	to	to	ADP
fsr-3346	188	10	financial	financial	ADJ
fsr-3346	188	11	well	well	ADV
fsr-3346	188	12	-	-	PUNCT
fsr-3346	188	13	being	being	NOUN
fsr-3346	188	14	and	and	CCONJ
fsr-3346	188	15	holding	hold	VERB
fsr-3346	188	16	a	a	DET
fsr-3346	188	17	college	college	NOUN
fsr-3346	188	18	degree	degree	NOUN
fsr-3346	188	19	or	or	CCONJ
fsr-3346	188	20	above	above	ADV
fsr-3346	188	21	was	be	AUX
fsr-3346	188	22	marginally	marginally	ADV
fsr-3346	188	23	significantly	significantly	ADV
fsr-3346	188	24	associated	associate	VERB
fsr-3346	188	25	with	with	ADP
fsr-3346	188	26	financial	financial	ADJ
fsr-3346	188	27	well	well	NOUN
fsr-3346	188	28	-	-	PUNCT
fsr-3346	188	29	being	being	NOUN
fsr-3346	188	30	.	.	PUNCT
fsr-3346	189	1	other	other	ADJ
fsr-3346	189	2	variables	variable	NOUN
fsr-3346	189	3	were	be	AUX
fsr-3346	189	4	not	not	PART
fsr-3346	189	5	statistically	statistically	ADV
fsr-3346	189	6	significantly	significantly	ADV
fsr-3346	189	7	related	relate	VERB
fsr-3346	189	8	to	to	ADP
fsr-3346	189	9	financial	financial	ADJ
fsr-3346	189	10	well	well	NOUN
fsr-3346	189	11	-	-	PUNCT
fsr-3346	189	12	being	being	NOUN
fsr-3346	189	13	.	.	PUNCT
fsr-3346	190	1	the	the	DET
fsr-3346	190	2	r2	r2	PROPN
fsr-3346	190	3	for	for	ADP
fsr-3346	190	4	this	this	DET
fsr-3346	190	5	model	model	NOUN
fsr-3346	190	6	was	be	AUX
fsr-3346	190	7	12	12	NUM
fsr-3346	190	8	%	%	NOUN
fsr-3346	190	9	.	.	PUNCT
fsr-3346	191	1	in	in	ADP
fsr-3346	191	2	the	the	DET
fsr-3346	191	3	second	second	ADJ
fsr-3346	191	4	model	model	NOUN
fsr-3346	191	5	,	,	PUNCT
fsr-3346	191	6	household	household	NOUN
fsr-3346	191	7	income	income	NOUN
fsr-3346	191	8	was	be	AUX
fsr-3346	191	9	added	add	VERB
fsr-3346	191	10	.	.	PUNCT
fsr-3346	192	1	the	the	DET
fsr-3346	192	2	results	result	NOUN
fsr-3346	192	3	indicated	indicate	VERB
fsr-3346	192	4	that	that	SCONJ
fsr-3346	192	5	age	age	NOUN
fsr-3346	192	6	was	be	AUX
fsr-3346	192	7	still	still	ADV
fsr-3346	192	8	statistically	statistically	ADV
fsr-3346	192	9	significantly	significantly	ADV
fsr-3346	192	10	associated	associate	VERB
fsr-3346	192	11	with	with	ADP
fsr-3346	192	12	financial	financial	ADJ
fsr-3346	192	13	well	well	NOUN
fsr-3346	192	14	-	-	PUNCT
fsr-3346	192	15	being	being	NOUN
fsr-3346	192	16	,	,	PUNCT
fsr-3346	192	17	but	but	CCONJ
fsr-3346	192	18	higher	high	ADJ
fsr-3346	192	19	education	education	NOUN
fsr-3346	192	20	was	be	AUX
fsr-3346	192	21	no	no	ADV
fsr-3346	192	22	longer	long	ADV
fsr-3346	192	23	significantly	significantly	ADV
fsr-3346	192	24	associated	associate	VERB
fsr-3346	192	25	with	with	ADP
fsr-3346	192	26	financial	financial	ADJ
fsr-3346	192	27	well	well	NOUN
fsr-3346	192	28	-	-	PUNCT
fsr-3346	192	29	being	being	NOUN
fsr-3346	192	30	.	.	PUNCT
fsr-3346	193	1	females	female	NOUN
fsr-3346	193	2	became	become	VERB
fsr-3346	193	3	marginally	marginally	ADV
fsr-3346	193	4	significantly	significantly	ADV
fsr-3346	193	5	and	and	CCONJ
fsr-3346	193	6	negatively	negatively	ADV
fsr-3346	193	7	associated	associate	VERB
fsr-3346	193	8	with	with	ADP
fsr-3346	193	9	financial	financial	ADJ
fsr-3346	193	10	well	well	NOUN
fsr-3346	193	11	-	-	PUNCT
fsr-3346	193	12	being	being	NOUN
fsr-3346	193	13	.	.	PUNCT
fsr-3346	194	1	interestingly	interestingly	ADV
fsr-3346	194	2	,	,	PUNCT
fsr-3346	194	3	with	with	ADP
fsr-3346	194	4	controlling	control	VERB
fsr-3346	194	5	objective	objective	ADJ
fsr-3346	194	6	financial	financial	ADJ
fsr-3346	194	7	status	status	NOUN
fsr-3346	194	8	(	(	PUNCT
fsr-3346	194	9	income	income	NOUN
fsr-3346	194	10	)	)	PUNCT
fsr-3346	194	11	,	,	PUNCT
fsr-3346	194	12	employment	employment	NOUN
fsr-3346	194	13	status	status	NOUN
fsr-3346	194	14	(	(	PUNCT
fsr-3346	194	15	both	both	CCONJ
fsr-3346	194	16	full	full	ADJ
fsr-3346	194	17	-	-	PUNCT
fsr-3346	194	18	and	and	CCONJ
fsr-3346	194	19	part	part	NOUN
fsr-3346	194	20	-	-	PUNCT
fsr-3346	194	21	time	time	NOUN
fsr-3346	194	22	,	,	PUNCT
fsr-3346	194	23	relative	relative	ADJ
fsr-3346	194	24	to	to	ADP
fsr-3346	194	25	non	non	ADJ
fsr-3346	194	26	-	-	ADJ
fsr-3346	194	27	employed	employ	VERB
fsr-3346	194	28	)	)	PUNCT
fsr-3346	194	29	was	be	AUX
fsr-3346	194	30	negatively	negatively	ADV
fsr-3346	194	31	associated	associate	VERB
fsr-3346	194	32	with	with	ADP
fsr-3346	194	33	financial	financial	ADJ
fsr-3346	194	34	well	well	NOUN
fsr-3346	194	35	-	-	PUNCT
fsr-3346	194	36	being	being	NOUN
fsr-3346	194	37	at	at	ADP
fsr-3346	194	38	a	a	DET
fsr-3346	194	39	marginally	marginally	ADV
fsr-3346	194	40	significant	significant	ADJ
fsr-3346	194	41	level	level	NOUN
fsr-3346	194	42	.	.	PUNCT
fsr-3346	195	1	income	income	NOUN
fsr-3346	195	2	was	be	AUX
fsr-3346	195	3	significantly	significantly	ADV
fsr-3346	195	4	and	and	CCONJ
fsr-3346	195	5	positively	positively	ADV
fsr-3346	195	6	associated	associate	VERB
fsr-3346	195	7	with	with	ADP
fsr-3346	195	8	the	the	DET
fsr-3346	195	9	financial	financial	ADJ
fsr-3346	195	10	well	well	ADV
fsr-3346	195	11	-	-	PUNCT
fsr-3346	195	12	being	be	AUX
fsr-3346	195	13	score	score	NOUN
fsr-3346	195	14	.	.	PUNCT
fsr-3346	196	1	if	if	SCONJ
fsr-3346	196	2	an	an	DET
fsr-3346	196	3	individual	individual	NOUN
fsr-3346	196	4	’s	’s	PART
fsr-3346	196	5	income	income	NOUN
fsr-3346	196	6	level	level	NOUN
fsr-3346	196	7	was	be	AUX
fsr-3346	196	8	above	above	ADJ
fsr-3346	196	9	-	-	PUNCT
fsr-3346	196	10	average	average	ADJ
fsr-3346	196	11	,	,	PUNCT
fsr-3346	196	12	the	the	DET
fsr-3346	196	13	financial	financial	ADJ
fsr-3346	196	14	well	well	NOUN
fsr-3346	196	15	-	-	PUNCT
fsr-3346	196	16	being	being	NOUN
fsr-3346	196	17	score	score	NOUN
fsr-3346	196	18	was	be	AUX
fsr-3346	196	19	11	11	NUM
fsr-3346	196	20	points	point	NOUN
fsr-3346	196	21	higher	high	ADJ
fsr-3346	196	22	than	than	ADP
fsr-3346	196	23	that	that	PRON
fsr-3346	196	24	of	of	ADP
fsr-3346	196	25	jeong	jeong	PROPN
fsr-3346	196	26	et	et	PROPN
fsr-3346	196	27	al	al	PROPN
fsr-3346	196	28	.	.	PROPN
fsr-3346	196	29	55	55	NUM
fsr-3346	196	30	his	his	PRON
fsr-3346	196	31	counterpart	counterpart	NOUN
fsr-3346	196	32	.	.	PUNCT
fsr-3346	197	1	the	the	DET
fsr-3346	197	2	r2	r2	PROPN
fsr-3346	197	3	for	for	ADP
fsr-3346	197	4	this	this	DET
fsr-3346	197	5	model	model	NOUN
fsr-3346	197	6	was	be	AUX
fsr-3346	197	7	24	24	NUM
fsr-3346	197	8	%	%	NOUN
fsr-3346	197	9	.	.	PUNCT
fsr-3346	198	1	aligning	align	VERB
fsr-3346	198	2	with	with	ADP
fsr-3346	198	3	h1	h1	PROPN
fsr-3346	198	4	,	,	PUNCT
fsr-3346	198	5	objective	objective	ADJ
fsr-3346	198	6	financial	financial	ADJ
fsr-3346	198	7	status	status	NOUN
fsr-3346	198	8	(	(	PUNCT
fsr-3346	198	9	income	income	NOUN
fsr-3346	198	10	)	)	PUNCT
fsr-3346	198	11	positively	positively	ADV
fsr-3346	198	12	correlated	correlate	VERB
fsr-3346	198	13	with	with	ADP
fsr-3346	198	14	financial	financial	ADJ
fsr-3346	198	15	well	well	NOUN
fsr-3346	198	16	-	-	PUNCT
fsr-3346	198	17	being	being	NOUN
fsr-3346	198	18	.	.	PUNCT
fsr-3346	199	1	the	the	DET
fsr-3346	199	2	findings	finding	NOUN
fsr-3346	199	3	support	support	VERB
fsr-3346	199	4	the	the	DET
fsr-3346	199	5	hypothesis	hypothesis	NOUN
fsr-3346	199	6	by	by	ADP
fsr-3346	199	7	suggesting	suggest	VERB
fsr-3346	199	8	that	that	SCONJ
fsr-3346	199	9	individuals	individual	NOUN
fsr-3346	199	10	with	with	ADP
fsr-3346	199	11	higher	high	ADJ
fsr-3346	199	12	income	income	NOUN
fsr-3346	199	13	levels	level	NOUN
fsr-3346	199	14	obtain	obtain	VERB
fsr-3346	199	15	greater	great	ADJ
fsr-3346	199	16	financial	financial	ADJ
fsr-3346	199	17	well	well	NOUN
fsr-3346	199	18	-	-	PUNCT
fsr-3346	199	19	being	being	NOUN
fsr-3346	199	20	.	.	PUNCT
fsr-3346	200	1	in	in	ADP
fsr-3346	200	2	the	the	DET
fsr-3346	200	3	third	third	ADJ
fsr-3346	200	4	model	model	NOUN
fsr-3346	200	5	,	,	PUNCT
fsr-3346	200	6	the	the	DET
fsr-3346	200	7	control	control	NOUN
fsr-3346	200	8	variables	variable	VERB
fsr-3346	200	9	from	from	ADP
fsr-3346	200	10	model	model	NOUN
fsr-3346	200	11	2	2	NUM
fsr-3346	200	12	were	be	AUX
fsr-3346	200	13	examined	examine	VERB
fsr-3346	200	14	in	in	ADP
fsr-3346	200	15	addition	addition	NOUN
fsr-3346	200	16	to	to	ADP
fsr-3346	200	17	financial	financial	ADJ
fsr-3346	200	18	behavior	behavior	NOUN
fsr-3346	200	19	.	.	PUNCT
fsr-3346	201	1	the	the	DET
fsr-3346	201	2	results	result	NOUN
fsr-3346	201	3	showed	show	VERB
fsr-3346	201	4	that	that	SCONJ
fsr-3346	201	5	age	age	NOUN
fsr-3346	201	6	,	,	PUNCT
fsr-3346	201	7	being	be	AUX
fsr-3346	201	8	single	single	ADJ
fsr-3346	201	9	,	,	PUNCT
fsr-3346	201	10	above	above	ADP
fsr-3346	201	11	-	-	PUNCT
fsr-3346	201	12	average	average	ADJ
fsr-3346	201	13	income	income	NOUN
fsr-3346	201	14	level	level	NOUN
fsr-3346	201	15	,	,	PUNCT
fsr-3346	201	16	and	and	CCONJ
fsr-3346	201	17	higher	high	ADJ
fsr-3346	201	18	financial	financial	ADJ
fsr-3346	201	19	behavior	behavior	NOUN
fsr-3346	201	20	scores	score	NOUN
fsr-3346	201	21	were	be	AUX
fsr-3346	201	22	positively	positively	ADV
fsr-3346	201	23	related	relate	VERB
fsr-3346	201	24	to	to	ADP
fsr-3346	201	25	financial	financial	ADJ
fsr-3346	201	26	well	well	NOUN
fsr-3346	201	27	-	-	PUNCT
fsr-3346	201	28	being	being	NOUN
fsr-3346	201	29	.	.	PUNCT
fsr-3346	202	1	full	full	ADJ
fsr-3346	202	2	-	-	PUNCT
fsr-3346	202	3	time	time	NOUN
fsr-3346	202	4	employment	employment	NOUN
fsr-3346	202	5	was	be	AUX
fsr-3346	202	6	negatively	negatively	ADV
fsr-3346	202	7	associated	associate	VERB
fsr-3346	202	8	with	with	ADP
fsr-3346	202	9	financial	financial	ADJ
fsr-3346	202	10	wellbeing	wellbeing	NOUN
fsr-3346	202	11	at	at	ADP
fsr-3346	202	12	a	a	DET
fsr-3346	202	13	marginally	marginally	ADV
fsr-3346	202	14	significant	significant	ADJ
fsr-3346	202	15	level	level	NOUN
fsr-3346	202	16	.	.	PUNCT
fsr-3346	203	1	the	the	DET
fsr-3346	203	2	r2	r2	PROPN
fsr-3346	203	3	for	for	ADP
fsr-3346	203	4	this	this	DET
fsr-3346	203	5	model	model	NOUN
fsr-3346	203	6	was	be	AUX
fsr-3346	203	7	improved	improve	VERB
fsr-3346	203	8	to	to	ADP
fsr-3346	203	9	50	50	NUM
fsr-3346	203	10	%	%	NOUN
fsr-3346	203	11	.	.	PUNCT
fsr-3346	204	1	h2	h2	PROPN
fsr-3346	204	2	proposed	propose	VERB
fsr-3346	204	3	that	that	SCONJ
fsr-3346	204	4	a	a	DET
fsr-3346	204	5	higher	high	ADJ
fsr-3346	204	6	level	level	NOUN
fsr-3346	204	7	of	of	ADP
fsr-3346	204	8	financial	financial	ADJ
fsr-3346	204	9	behavior	behavior	NOUN
fsr-3346	204	10	positively	positively	ADV
fsr-3346	204	11	predicted	predict	VERB
fsr-3346	204	12	levels	level	NOUN
fsr-3346	204	13	of	of	ADP
fsr-3346	204	14	financial	financial	ADJ
fsr-3346	204	15	well	well	NOUN
fsr-3346	204	16	-	-	PUNCT
fsr-3346	204	17	being	being	NOUN
fsr-3346	204	18	.	.	PUNCT
fsr-3346	205	1	the	the	DET
fsr-3346	205	2	coefficient	coefficient	NOUN
fsr-3346	205	3	on	on	ADP
fsr-3346	205	4	financial	financial	ADJ
fsr-3346	205	5	behavior	behavior	NOUN
fsr-3346	205	6	was	be	AUX
fsr-3346	205	7	significant	significant	ADJ
fsr-3346	205	8	and	and	CCONJ
fsr-3346	205	9	positive	positive	ADJ
fsr-3346	205	10	.	.	PUNCT
fsr-3346	206	1	thus	thus	ADV
fsr-3346	206	2	,	,	PUNCT
fsr-3346	206	3	h2	h2	PROPN
fsr-3346	206	4	is	be	AUX
fsr-3346	206	5	supported	support	VERB
fsr-3346	206	6	.	.	PUNCT
fsr-3346	207	1	in	in	ADP
fsr-3346	207	2	the	the	DET
fsr-3346	207	3	fourth	fourth	ADJ
fsr-3346	207	4	model	model	NOUN
fsr-3346	207	5	of	of	ADP
fsr-3346	207	6	this	this	DET
fsr-3346	207	7	analysis	analysis	NOUN
fsr-3346	207	8	,	,	PUNCT
fsr-3346	207	9	we	we	PRON
fsr-3346	207	10	included	include	VERB
fsr-3346	207	11	the	the	DET
fsr-3346	207	12	perceived	perceive	VERB
fsr-3346	207	13	financial	financial	ADJ
fsr-3346	207	14	knowledge	knowledge	NOUN
fsr-3346	207	15	and	and	CCONJ
fsr-3346	207	16	objective	objective	ADJ
fsr-3346	207	17	financial	financial	ADJ
fsr-3346	207	18	knowledge	knowledge	NOUN
fsr-3346	207	19	variables	variable	NOUN
fsr-3346	207	20	in	in	ADP
fsr-3346	207	21	the	the	DET
fsr-3346	207	22	model	model	NOUN
fsr-3346	207	23	.	.	PUNCT
fsr-3346	208	1	the	the	DET
fsr-3346	208	2	results	result	NOUN
fsr-3346	208	3	showed	show	VERB
fsr-3346	208	4	that	that	SCONJ
fsr-3346	208	5	age	age	NOUN
fsr-3346	208	6	,	,	PUNCT
fsr-3346	208	7	being	be	AUX
fsr-3346	208	8	single	single	ADJ
fsr-3346	208	9	,	,	PUNCT
fsr-3346	208	10	higher	high	ADJ
fsr-3346	208	11	financial	financial	ADJ
fsr-3346	208	12	behavior	behavior	NOUN
fsr-3346	208	13	scores	score	NOUN
fsr-3346	208	14	,	,	PUNCT
fsr-3346	208	15	above	above	ADP
fsr-3346	208	16	-	-	PUNCT
fsr-3346	208	17	average	average	ADJ
fsr-3346	208	18	household	household	NOUN
fsr-3346	208	19	income	income	NOUN
fsr-3346	208	20	,	,	PUNCT
fsr-3346	208	21	and	and	CCONJ
fsr-3346	208	22	subjective	subjective	ADJ
fsr-3346	208	23	financial	financial	ADJ
fsr-3346	208	24	knowledge	knowledge	NOUN
fsr-3346	208	25	were	be	AUX
fsr-3346	208	26	positively	positively	ADV
fsr-3346	208	27	associated	associate	VERB
fsr-3346	208	28	with	with	ADP
fsr-3346	208	29	financial	financial	ADJ
fsr-3346	208	30	well	well	NOUN
fsr-3346	208	31	-	-	PUNCT
fsr-3346	208	32	being	being	NOUN
fsr-3346	208	33	.	.	PUNCT
fsr-3346	209	1	being	be	AUX
fsr-3346	209	2	a	a	DET
fsr-3346	209	3	full	full	ADJ
fsr-3346	209	4	-	-	PUNCT
fsr-3346	209	5	time	time	NOUN
fsr-3346	209	6	employee	employee	NOUN
fsr-3346	209	7	(	(	PUNCT
fsr-3346	209	8	relative	relative	ADJ
fsr-3346	209	9	to	to	ADP
fsr-3346	209	10	nonemployed	nonemploye	VERB
fsr-3346	209	11	)	)	PUNCT
fsr-3346	209	12	was	be	AUX
fsr-3346	209	13	negatively	negatively	ADV
fsr-3346	209	14	associated	associate	VERB
fsr-3346	209	15	with	with	ADP
fsr-3346	209	16	financial	financial	ADJ
fsr-3346	209	17	well	well	NOUN
fsr-3346	209	18	-	-	PUNCT
fsr-3346	209	19	being	being	NOUN
fsr-3346	209	20	at	at	ADP
fsr-3346	209	21	a	a	DET
fsr-3346	209	22	statistically	statistically	ADV
fsr-3346	209	23	significant	significant	ADJ
fsr-3346	209	24	level	level	NOUN
fsr-3346	209	25	.	.	PUNCT
fsr-3346	210	1	the	the	DET
fsr-3346	210	2	r2	r2	PROPN
fsr-3346	210	3	for	for	ADP
fsr-3346	210	4	this	this	DET
fsr-3346	210	5	model	model	NOUN
fsr-3346	210	6	was	be	AUX
fsr-3346	210	7	53	53	NUM
fsr-3346	210	8	%	%	NOUN
fsr-3346	210	9	.	.	PUNCT
fsr-3346	211	1	in	in	ADP
fsr-3346	211	2	support	support	NOUN
fsr-3346	211	3	of	of	ADP
fsr-3346	211	4	h3	h3	NOUN
fsr-3346	211	5	,	,	PUNCT
fsr-3346	211	6	subjective	subjective	ADJ
fsr-3346	211	7	perceptions	perception	NOUN
fsr-3346	211	8	(	(	PUNCT
fsr-3346	211	9	i.e.	i.e.	X
fsr-3346	211	10	,	,	PUNCT
fsr-3346	211	11	financial	financial	ADJ
fsr-3346	211	12	knowledge	knowledge	NOUN
fsr-3346	211	13	)	)	PUNCT
fsr-3346	211	14	were	be	AUX
fsr-3346	211	15	positively	positively	ADV
fsr-3346	211	16	related	relate	VERB
fsr-3346	211	17	to	to	ADP
fsr-3346	211	18	levels	level	NOUN
fsr-3346	211	19	of	of	ADP
fsr-3346	211	20	financial	financial	ADJ
fsr-3346	211	21	well	well	NOUN
fsr-3346	211	22	-	-	PUNCT
fsr-3346	211	23	being	being	NOUN
fsr-3346	211	24	.	.	PUNCT
fsr-3346	212	1	the	the	DET
fsr-3346	212	2	findings	finding	NOUN
fsr-3346	212	3	indicated	indicate	VERB
fsr-3346	212	4	that	that	SCONJ
fsr-3346	212	5	individuals	individual	NOUN
fsr-3346	212	6	who	who	PRON
fsr-3346	212	7	regard	regard	VERB
fsr-3346	212	8	themselves	themselves	PRON
fsr-3346	212	9	as	as	ADP
fsr-3346	212	10	financially	financially	ADV
fsr-3346	212	11	knowledgeable	knowledgeable	ADJ
fsr-3346	212	12	showed	show	VERB
fsr-3346	212	13	approximately	approximately	ADV
fsr-3346	212	14	a	a	DET
fsr-3346	212	15	1	1	NUM
fsr-3346	212	16	-	-	PUNCT
fsr-3346	212	17	point	point	NOUN
fsr-3346	212	18	higher	high	ADJ
fsr-3346	212	19	financial	financial	ADJ
fsr-3346	212	20	well	well	ADV
fsr-3346	212	21	-	-	PUNCT
fsr-3346	212	22	being	be	AUX
fsr-3346	212	23	score	score	NOUN
fsr-3346	212	24	.	.	PUNCT
fsr-3346	213	1	in	in	ADP
fsr-3346	213	2	our	our	PRON
fsr-3346	213	3	final	final	ADJ
fsr-3346	213	4	model	model	NOUN
fsr-3346	213	5	,	,	PUNCT
fsr-3346	213	6	we	we	PRON
fsr-3346	213	7	included	include	VERB
fsr-3346	213	8	a	a	DET
fsr-3346	213	9	financial	financial	ADJ
fsr-3346	213	10	satisfaction	satisfaction	NOUN
fsr-3346	213	11	variable	variable	NOUN
fsr-3346	213	12	along	along	ADP
fsr-3346	213	13	with	with	ADP
fsr-3346	213	14	the	the	DET
fsr-3346	213	15	previous	previous	ADJ
fsr-3346	213	16	variables	variable	NOUN
fsr-3346	213	17	.	.	PUNCT
fsr-3346	214	1	the	the	DET
fsr-3346	214	2	results	result	NOUN
fsr-3346	214	3	indicated	indicate	VERB
fsr-3346	214	4	that	that	SCONJ
fsr-3346	214	5	age	age	NOUN
fsr-3346	214	6	,	,	PUNCT
fsr-3346	214	7	being	be	AUX
fsr-3346	214	8	single	single	ADJ
fsr-3346	214	9	,	,	PUNCT
fsr-3346	214	10	above	above	ADJ
fsr-3346	214	11	-	-	PUNCT
fsr-3346	214	12	average	average	ADJ
fsr-3346	214	13	household	household	NOUN
fsr-3346	214	14	income	income	NOUN
fsr-3346	214	15	,	,	PUNCT
fsr-3346	214	16	and	and	CCONJ
fsr-3346	214	17	positive	positive	ADJ
fsr-3346	214	18	financial	financial	ADJ
fsr-3346	214	19	behavior	behavior	NOUN
fsr-3346	214	20	were	be	AUX
fsr-3346	214	21	significantly	significantly	ADV
fsr-3346	214	22	and	and	CCONJ
fsr-3346	214	23	positively	positively	ADV
fsr-3346	214	24	associated	associate	VERB
fsr-3346	214	25	with	with	ADP
fsr-3346	214	26	the	the	DET
fsr-3346	214	27	financial	financial	ADJ
fsr-3346	214	28	wellbeing	wellbee	VERB
fsr-3346	214	29	score	score	NOUN
fsr-3346	214	30	while	while	SCONJ
fsr-3346	214	31	being	be	AUX
fsr-3346	214	32	a	a	DET
fsr-3346	214	33	full	full	ADJ
fsr-3346	214	34	-	-	PUNCT
fsr-3346	214	35	time	time	NOUN
fsr-3346	214	36	employee	employee	NOUN
fsr-3346	214	37	was	be	AUX
fsr-3346	214	38	negatively	negatively	ADV
fsr-3346	214	39	associated	associate	VERB
fsr-3346	214	40	with	with	ADP
fsr-3346	214	41	financial	financial	ADJ
fsr-3346	214	42	well	well	NOUN
fsr-3346	214	43	-	-	PUNCT
fsr-3346	214	44	being	being	NOUN
fsr-3346	214	45	.	.	PUNCT
fsr-3346	215	1	however	however	ADV
fsr-3346	215	2	,	,	PUNCT
fsr-3346	215	3	with	with	ADP
fsr-3346	215	4	the	the	DET
fsr-3346	215	5	inclusion	inclusion	NOUN
fsr-3346	215	6	of	of	ADP
fsr-3346	215	7	financial	financial	ADJ
fsr-3346	215	8	satisfaction	satisfaction	NOUN
fsr-3346	215	9	,	,	PUNCT
fsr-3346	215	10	subjective	subjective	ADJ
fsr-3346	215	11	financial	financial	ADJ
fsr-3346	215	12	knowledge	knowledge	NOUN
fsr-3346	215	13	was	be	AUX
fsr-3346	215	14	no	no	ADV
fsr-3346	215	15	longer	long	ADV
fsr-3346	215	16	significantly	significantly	ADV
fsr-3346	215	17	associated	associate	VERB
fsr-3346	215	18	with	with	ADP
fsr-3346	215	19	the	the	DET
fsr-3346	215	20	wellbeing	wellbee	VERB
fsr-3346	215	21	score	score	NOUN
fsr-3346	215	22	.	.	PUNCT
fsr-3346	216	1	the	the	DET
fsr-3346	216	2	final	final	ADJ
fsr-3346	216	3	model	model	NOUN
fsr-3346	216	4	was	be	AUX
fsr-3346	216	5	significant	significant	ADJ
fsr-3346	216	6	,	,	PUNCT
fsr-3346	216	7	accounting	account	VERB
fsr-3346	216	8	for	for	ADP
fsr-3346	216	9	64	64	NUM
fsr-3346	216	10	%	%	NOUN
fsr-3346	216	11	of	of	ADP
fsr-3346	216	12	the	the	DET
fsr-3346	216	13	total	total	ADJ
fsr-3346	216	14	variance	variance	NOUN
fsr-3346	216	15	in	in	ADP
fsr-3346	216	16	the	the	DET
fsr-3346	216	17	model	model	NOUN
fsr-3346	216	18	.	.	PUNCT
fsr-3346	217	1	in	in	ADP
fsr-3346	217	2	h4	h4	PROPN
fsr-3346	217	3	,	,	PUNCT
fsr-3346	217	4	a	a	DET
fsr-3346	217	5	positive	positive	ADJ
fsr-3346	217	6	relationship	relationship	NOUN
fsr-3346	217	7	between	between	ADP
fsr-3346	217	8	financial	financial	ADJ
fsr-3346	217	9	satisfaction	satisfaction	NOUN
fsr-3346	217	10	and	and	CCONJ
fsr-3346	217	11	levels	level	NOUN
fsr-3346	217	12	of	of	ADP
fsr-3346	217	13	financial	financial	ADJ
fsr-3346	217	14	wellbeing	wellbeing	NOUN
fsr-3346	217	15	was	be	AUX
fsr-3346	217	16	hypothesized	hypothesize	VERB
fsr-3346	217	17	.	.	PUNCT
fsr-3346	218	1	our	our	PRON
fsr-3346	218	2	results	result	NOUN
fsr-3346	218	3	support	support	VERB
fsr-3346	218	4	the	the	DET
fsr-3346	218	5	hypothesis	hypothesis	NOUN
fsr-3346	218	6	,	,	PUNCT
fsr-3346	218	7	finding	find	VERB
fsr-3346	218	8	that	that	SCONJ
fsr-3346	218	9	one	one	NUM
fsr-3346	218	10	point	point	NOUN
fsr-3346	218	11	increase	increase	NOUN
fsr-3346	218	12	in	in	ADP
fsr-3346	218	13	financial	financial	ADJ
fsr-3346	218	14	satisfaction	satisfaction	NOUN
fsr-3346	218	15	was	be	AUX
fsr-3346	218	16	related	relate	VERB
fsr-3346	218	17	to	to	ADP
fsr-3346	218	18	an	an	DET
fsr-3346	218	19	increase	increase	NOUN
fsr-3346	218	20	of	of	ADP
fsr-3346	218	21	2.3	2.3	NUM
fsr-3346	218	22	points	point	NOUN
fsr-3346	218	23	in	in	ADP
fsr-3346	218	24	the	the	DET
fsr-3346	218	25	financial	financial	ADJ
fsr-3346	218	26	well	well	ADV
fsr-3346	218	27	-	-	PUNCT
fsr-3346	218	28	being	be	AUX
fsr-3346	218	29	score	score	NOUN
fsr-3346	218	30	.	.	PUNCT
fsr-3346	219	1	mediation	mediation	NOUN
fsr-3346	219	2	analyses	analysis	NOUN
fsr-3346	219	3	in	in	ADP
fsr-3346	219	4	our	our	PRON
fsr-3346	219	5	final	final	ADJ
fsr-3346	219	6	regression	regression	NOUN
fsr-3346	219	7	model	model	NOUN
fsr-3346	219	8	,	,	PUNCT
fsr-3346	219	9	we	we	PRON
fsr-3346	219	10	found	find	VERB
fsr-3346	219	11	that	that	SCONJ
fsr-3346	219	12	adding	add	VERB
fsr-3346	219	13	financial	financial	ADJ
fsr-3346	219	14	satisfaction	satisfaction	NOUN
fsr-3346	219	15	completely	completely	ADV
fsr-3346	219	16	removed	remove	VERB
fsr-3346	219	17	the	the	DET
fsr-3346	219	18	effect	effect	NOUN
fsr-3346	219	19	of	of	ADP
fsr-3346	219	20	subjective	subjective	ADJ
fsr-3346	219	21	perception	perception	NOUN
fsr-3346	219	22	(	(	PUNCT
fsr-3346	219	23	subjective	subjective	ADJ
fsr-3346	219	24	financial	financial	ADJ
fsr-3346	219	25	knowledge	knowledge	NOUN
fsr-3346	219	26	)	)	PUNCT
fsr-3346	219	27	on	on	ADP
fsr-3346	219	28	levels	level	NOUN
fsr-3346	219	29	of	of	ADP
fsr-3346	219	30	financial	financial	ADJ
fsr-3346	219	31	wellbeing	wellbeing	NOUN
fsr-3346	219	32	.	.	PUNCT
fsr-3346	220	1	we	we	PRON
fsr-3346	220	2	hypothesized	hypothesize	VERB
fsr-3346	220	3	that	that	SCONJ
fsr-3346	220	4	there	there	PRON
fsr-3346	220	5	would	would	AUX
fsr-3346	220	6	be	be	AUX
fsr-3346	220	7	a	a	DET
fsr-3346	220	8	mediation	mediation	NOUN
fsr-3346	220	9	effect	effect	NOUN
fsr-3346	220	10	of	of	ADP
fsr-3346	220	11	financial	financial	ADJ
fsr-3346	220	12	satisfaction	satisfaction	NOUN
fsr-3346	220	13	on	on	ADP
fsr-3346	220	14	the	the	DET
fsr-3346	220	15	association	association	NOUN
fsr-3346	220	16	between	between	ADP
fsr-3346	220	17	subjective	subjective	ADJ
fsr-3346	220	18	perception	perception	NOUN
fsr-3346	220	19	and	and	CCONJ
fsr-3346	220	20	financial	financial	ADJ
fsr-3346	220	21	well	well	NOUN
fsr-3346	220	22	-	-	PUNCT
fsr-3346	220	23	being	being	NOUN
fsr-3346	220	24	.	.	PUNCT
fsr-3346	220	25	 	 	SPACE
fsr-3346	220	26	table	table	NOUN
fsr-3346	220	27	5	5	NUM
fsr-3346	220	28	and	and	CCONJ
fsr-3346	220	29	figure	figure	VERB
fsr-3346	220	30	1	1	NUM
fsr-3346	220	31	present	present	VERB
fsr-3346	220	32	the	the	DET
fsr-3346	220	33	findings	finding	NOUN
fsr-3346	220	34	from	from	ADP
fsr-3346	220	35	the	the	DET
fsr-3346	220	36	mediation	mediation	NOUN
fsr-3346	220	37	test	test	NOUN
fsr-3346	220	38	.	.	PUNCT
fsr-3346	221	1	in	in	ADP
fsr-3346	221	2	path	path	NOUN
fsr-3346	221	3	a	a	PRON
fsr-3346	221	4	,	,	PUNCT
fsr-3346	221	5	the	the	DET
fsr-3346	221	6	direct	direct	ADJ
fsr-3346	221	7	association	association	NOUN
fsr-3346	221	8	between	between	ADP
fsr-3346	221	9	subjective	subjective	ADJ
fsr-3346	221	10	financial	financial	ADJ
fsr-3346	221	11	knowledge	knowledge	NOUN
fsr-3346	221	12	(	(	PUNCT
fsr-3346	221	13	i.e.	i.e.	X
fsr-3346	221	14	,	,	PUNCT
fsr-3346	221	15	subjective	subjective	ADJ
fsr-3346	221	16	perception	perception	NOUN
fsr-3346	221	17	)	)	PUNCT
fsr-3346	221	18	and	and	CCONJ
fsr-3346	221	19	financial	financial	ADJ
fsr-3346	221	20	satisfaction	satisfaction	NOUN
fsr-3346	221	21	was	be	AUX
fsr-3346	221	22	positively	positively	ADV
fsr-3346	221	23	significant	significant	ADJ
fsr-3346	221	24	,	,	PUNCT
fsr-3346	221	25	indicating	indicate	VERB
fsr-3346	221	26	that	that	SCONJ
fsr-3346	221	27	an	an	DET
fsr-3346	221	28	individual	individual	NOUN
fsr-3346	221	29	who	who	PRON
fsr-3346	221	30	perceived	perceive	VERB
fsr-3346	221	31	themselves	themselves	PRON
fsr-3346	221	32	as	as	ADP
fsr-3346	221	33	financially	financially	ADV
fsr-3346	221	34	knowledgeable	knowledgeable	ADJ
fsr-3346	221	35	was	be	AUX
fsr-3346	221	36	more	more	ADV
fsr-3346	221	37	financially	financially	ADV
fsr-3346	221	38	satisfied	satisfied	ADJ
fsr-3346	221	39	.	.	PUNCT
fsr-3346	222	1	in	in	ADP
fsr-3346	222	2	the	the	DET
fsr-3346	222	3	second	second	ADJ
fsr-3346	222	4	path	path	NOUN
fsr-3346	222	5	,	,	PUNCT
fsr-3346	222	6	the	the	DET
fsr-3346	222	7	direct	direct	ADJ
fsr-3346	222	8	association	association	NOUN
fsr-3346	222	9	between	between	ADP
fsr-3346	222	10	financial	financial	ADJ
fsr-3346	222	11	satisfaction	satisfaction	NOUN
fsr-3346	222	12	and	and	CCONJ
fsr-3346	222	13	financial	financial	ADJ
fsr-3346	222	14	well	well	ADV
fsr-3346	222	15	-	-	PUNCT
fsr-3346	222	16	being	being	NOUN
fsr-3346	222	17	was	be	AUX
fsr-3346	222	18	significant	significant	ADJ
fsr-3346	222	19	and	and	CCONJ
fsr-3346	222	20	positive	positive	ADJ
fsr-3346	222	21	.	.	PUNCT
fsr-3346	223	1	third	third	ADJ
fsr-3346	223	2	,	,	PUNCT
fsr-3346	223	3	the	the	DET
fsr-3346	223	4	direct	direct	ADJ
fsr-3346	223	5	association	association	NOUN
fsr-3346	223	6	between	between	ADP
fsr-3346	223	7	subjective	subjective	ADJ
fsr-3346	223	8	financial	financial	ADJ
fsr-3346	223	9	knowledge	knowledge	NOUN
fsr-3346	223	10	and	and	CCONJ
fsr-3346	223	11	financial	financial	ADJ
fsr-3346	223	12	well	well	NOUN
fsr-3346	223	13	-	-	PUNCT
fsr-3346	223	14	being	being	NOUN
fsr-3346	223	15	was	be	AUX
fsr-3346	223	16	also	also	ADV
fsr-3346	223	17	positively	positively	ADV
fsr-3346	223	18	significant	significant	ADJ
fsr-3346	223	19	.	.	PUNCT
fsr-3346	224	1	however	however	ADV
fsr-3346	224	2	,	,	PUNCT
fsr-3346	224	3	in	in	ADP
fsr-3346	224	4	the	the	DET
fsr-3346	224	5	fourth	fourth	ADJ
fsr-3346	224	6	path	path	NOUN
fsr-3346	224	7	,	,	PUNCT
fsr-3346	224	8	the	the	DET
fsr-3346	224	9	association	association	NOUN
fsr-3346	224	10	between	between	ADP
fsr-3346	224	11	subjective	subjective	ADJ
fsr-3346	224	12	financial	financial	ADJ
fsr-3346	224	13	knowledge	knowledge	NOUN
fsr-3346	224	14	and	and	CCONJ
fsr-3346	224	15	financial	financial	ADJ
fsr-3346	224	16	well	well	ADV
fsr-3346	224	17	-	-	PUNCT
fsr-3346	224	18	being	being	NOUN
fsr-3346	224	19	score	score	NOUN
fsr-3346	224	20	was	be	AUX
fsr-3346	224	21	found	find	VERB
fsr-3346	224	22	to	to	PART
fsr-3346	224	23	be	be	AUX
fsr-3346	224	24	statistically	statistically	ADV
fsr-3346	224	25	insignificant	insignificant	ADJ
fsr-3346	224	26	when	when	SCONJ
fsr-3346	224	27	controlling	control	VERB
fsr-3346	224	28	for	for	ADP
fsr-3346	224	29	financial	financial	ADJ
fsr-3346	224	30	satisfaction	satisfaction	NOUN
fsr-3346	224	31	.	.	PUNCT
fsr-3346	225	1	financial	financial	ADJ
fsr-3346	225	2	services	service	NOUN
fsr-3346	225	3	review	review	VERB
fsr-3346	225	4	32(1	32(1	NUM
fsr-3346	225	5	)	)	PUNCT
fsr-3346	225	6	56	56	NUM
fsr-3346	225	7	table	table	NOUN
fsr-3346	225	8	4	4	NUM
fsr-3346	225	9	.	.	PUNCT
fsr-3346	226	1	ols	ol	NOUN
fsr-3346	226	2	regression	regression	PROPN
fsr-3346	226	3	results	result	NOUN
fsr-3346	226	4	  	  	SPACE
fsr-3346	226	5	model	model	NOUN
fsr-3346	226	6	1	1	NUM
fsr-3346	226	7	model	model	NOUN
fsr-3346	226	8	2	2	NUM
fsr-3346	226	9	model	model	NOUN
fsr-3346	226	10	3	3	NUM
fsr-3346	226	11	model	model	NOUN
fsr-3346	226	12	4	4	NUM
fsr-3346	226	13	model	model	NOUN
fsr-3346	226	14	5	5	NUM
fsr-3346	226	15	  	  	SPACE
fsr-3346	226	16	b	b	NOUN
fsr-3346	226	17	  	  	SPACE
fsr-3346	226	18	se	se	PROPN
fsr-3346	226	19	b	b	PROPN
fsr-3346	226	20	  	  	SPACE
fsr-3346	226	21	se	se	PROPN
fsr-3346	226	22	b	b	PROPN
fsr-3346	226	23	  	  	SPACE
fsr-3346	226	24	se	se	PROPN
fsr-3346	226	25	b	b	PROPN
fsr-3346	226	26	  	  	SPACE
fsr-3346	226	27	se	se	PROPN
fsr-3346	226	28	b	b	PROPN
fsr-3346	226	29	  	  	SPACE
fsr-3346	226	30	se	se	X
fsr-3346	226	31	age	age	NOUN
fsr-3346	226	32	  	  	SPACE
fsr-3346	226	33	0.27	0.27	NUM
fsr-3346	226	34	*	*	PUNCT
fsr-3346	227	1	*	*	PUNCT
fsr-3346	227	2	*	*	PUNCT
fsr-3346	227	3	0.09	0.09	NUM
fsr-3346	227	4	0.30	0.30	NUM
fsr-3346	227	5	*	*	PUNCT
fsr-3346	227	6	*	*	PUNCT
fsr-3346	227	7	*	*	PUNCT
fsr-3346	227	8	0.08	0.08	NUM
fsr-3346	227	9	0.29	0.29	NUM
fsr-3346	227	10	*	*	PUNCT
fsr-3346	227	11	*	*	PUNCT
fsr-3346	227	12	*	*	PUNCT
fsr-3346	227	13	0.07	0.07	NUM
fsr-3346	227	14	0.28	0.28	NUM
fsr-3346	227	15	*	*	PUNCT
fsr-3346	227	16	*	*	PUNCT
fsr-3346	227	17	*	*	PUNCT
fsr-3346	227	18	0.07	0.07	NUM
fsr-3346	227	19	0.20	0.20	NUM
fsr-3346	227	20	*	*	PUNCT
fsr-3346	227	21	*	*	PUNCT
fsr-3346	227	22	*	*	PROPN
fsr-3346	227	23	0.06	0.06	NUM
fsr-3346	227	24	college	college	NOUN
fsr-3346	227	25	or	or	CCONJ
fsr-3346	227	26	above	above	ADP
fsr-3346	227	27	4.48	4.48	NUM
fsr-3346	227	28	*	*	SYM
fsr-3346	227	29	2.67	2.67	NUM
fsr-3346	227	30	0.57	0.57	NUM
fsr-3346	227	31	  	  	SPACE
fsr-3346	227	32	2.62	2.62	NUM
fsr-3346	227	33	0.80	0.80	NUM
fsr-3346	227	34	  	  	SPACE
fsr-3346	227	35	2.13	2.13	NUM
fsr-3346	227	36	0.10	0.10	NUM
fsr-3346	227	37	  	  	SPACE
fsr-3346	227	38	2.17	2.17	NUM
fsr-3346	227	39	0.35	0.35	NUM
fsr-3346	227	40	  	  	SPACE
fsr-3346	227	41	1.93	1.93	NUM
fsr-3346	227	42	other	other	ADJ
fsr-3346	227	43	races	race	NOUN
fsr-3346	227	44	(	(	PUNCT
fsr-3346	227	45	ref	ref	NOUN
fsr-3346	227	46	:	:	PUNCT
fsr-3346	227	47	white	white	ADJ
fsr-3346	227	48	)	)	PUNCT
fsr-3346	227	49	2.03	2.03	NUM
fsr-3346	227	50	  	  	SPACE
fsr-3346	227	51	2.34	2.34	NUM
fsr-3346	227	52	3.52	3.52	NUM
fsr-3346	227	53	  	  	SPACE
fsr-3346	227	54	2.20	2.20	NUM
fsr-3346	227	55	1.44	1.44	NUM
fsr-3346	227	56	  	  	SPACE
fsr-3346	227	57	1.81	1.81	NUM
fsr-3346	227	58	1.35	1.35	NUM
fsr-3346	227	59	  	  	SPACE
fsr-3346	227	60	1.78	1.78	NUM
fsr-3346	227	61	0.94	0.94	NUM
fsr-3346	227	62	  	  	SPACE
fsr-3346	227	63	1.58	1.58	NUM
fsr-3346	227	64	single	single	ADJ
fsr-3346	227	65	1.35	1.35	NUM
fsr-3346	227	66	  	  	SPACE
fsr-3346	227	67	2.38	2.38	NUM
fsr-3346	227	68	3.73	3.73	NUM
fsr-3346	227	69	  	  	SPACE
fsr-3346	227	70	2.27	2.27	NUM
fsr-3346	227	71	4.02	4.02	NUM
fsr-3346	227	72	*	*	PUNCT
fsr-3346	227	73	*	*	PUNCT
fsr-3346	227	74	1.85	1.85	NUM
fsr-3346	227	75	3.58	3.58	NUM
fsr-3346	227	76	*	*	NUM
fsr-3346	227	77	1.81	1.81	NUM
fsr-3346	227	78	2.94	2.94	NUM
fsr-3346	227	79	*	*	NUM
fsr-3346	227	80	1.61	1.61	NUM
fsr-3346	227	81	female	female	ADJ
fsr-3346	227	82	-3.77	-3.77	ADJ
fsr-3346	227	83	  	  	SPACE
fsr-3346	227	84	2.51	2.51	NUM
fsr-3346	227	85	-4.04	-4.04	NOUN
fsr-3346	227	86	*	*	PUNCT
fsr-3346	227	87	2.33	2.33	NUM
fsr-3346	227	88	-2.31	-2.31	ADP
fsr-3346	227	89	  	  	SPACE
fsr-3346	227	90	1.91	1.91	NUM
fsr-3346	227	91	-1.69	-1.69	NOUN
fsr-3346	227	92	  	  	SPACE
fsr-3346	227	93	1.94	1.94	NUM
fsr-3346	227	94	-2.18	-2.18	NUM
fsr-3346	227	95	  	  	SPACE
fsr-3346	227	96	1.72	1.72	NUM
fsr-3346	227	97	full	full	ADJ
fsr-3346	227	98	-	-	PUNCT
fsr-3346	227	99	time	time	NOUN
fsr-3346	227	100	employed	employ	VERB
fsr-3346	227	101	-2.24	-2.24	NUM
fsr-3346	227	102	  	  	SPACE
fsr-3346	227	103	2.83	2.83	NUM
fsr-3346	227	104	-4.91	-4.91	NUM
fsr-3346	227	105	*	*	PUNCT
fsr-3346	227	106	2.69	2.69	NUM
fsr-3346	227	107	-4.20	-4.20	NUM
fsr-3346	227	108	*	*	NOUN
fsr-3346	227	109	2.19	2.19	NUM
fsr-3346	227	110	-5.69	-5.69	NOUN
fsr-3346	227	111	*	*	PUNCT
fsr-3346	227	112	*	*	PUNCT
fsr-3346	227	113	2.20	2.20	NUM
fsr-3346	227	114	-6.88	-6.88	NOUN
fsr-3346	227	115	*	*	PUNCT
fsr-3346	227	116	*	*	PUNCT
fsr-3346	227	117	*	*	PROPN
fsr-3346	227	118	1.96	1.96	NUM
fsr-3346	227	119	part	part	ADJ
fsr-3346	227	120	-	-	PUNCT
fsr-3346	227	121	time	time	NOUN
fsr-3346	227	122	 	 	SPACE
fsr-3346	227	123	employed	employ	VERB
fsr-3346	227	124	-3.55	-3.55	NOUN
fsr-3346	227	125	  	  	SPACE
fsr-3346	227	126	3.48	3.48	NUM
fsr-3346	227	127	-6.00	-6.00	NUM
fsr-3346	227	128	*	*	PUNCT
fsr-3346	227	129	3.28	3.28	NUM
fsr-3346	227	130	-1.38	-1.38	NUM
fsr-3346	227	131	  	  	SPACE
fsr-3346	227	132	2.73	2.73	NUM
fsr-3346	227	133	-1.97	-1.97	NOUN
fsr-3346	227	134	  	  	SPACE
fsr-3346	227	135	2.68	2.68	NUM
fsr-3346	227	136	-2.92	-2.92	PUNCT
fsr-3346	227	137	  	  	SPACE
fsr-3346	227	138	2.38	2.38	NUM
fsr-3346	227	139	above	above	ADP
fsr-3346	227	140	average	average	ADJ
fsr-3346	227	141	income	income	NOUN
fsr-3346	227	142	      	      	SPACE
fsr-3346	227	143	10.90	10.90	NUM
fsr-3346	227	144	*	*	PUNCT
fsr-3346	227	145	*	*	PUNCT
fsr-3346	228	1	*	*	PUNCT
fsr-3346	229	1	2.30	2.30	NUM
fsr-3346	229	2	5.10	5.10	NUM
fsr-3346	229	3	*	*	PUNCT
fsr-3346	229	4	*	*	PUNCT
fsr-3346	229	5	2.00	2.00	NUM
fsr-3346	229	6	5.22	5.22	NUM
fsr-3346	229	7	*	*	PUNCT
fsr-3346	229	8	*	*	PUNCT
fsr-3346	229	9	*	*	PUNCT
fsr-3346	229	10	1.96	1.96	NUM
fsr-3346	229	11	4.16	4.16	NUM
fsr-3346	229	12	*	*	PUNCT
fsr-3346	229	13	*	*	PUNCT
fsr-3346	229	14	1.75	1.75	NUM
fsr-3346	229	15	financial	financial	ADJ
fsr-3346	229	16	behavior	behavior	NOUN
fsr-3346	229	17	 	 	SPACE
fsr-3346	229	18	score	score	NOUN
fsr-3346	229	19	            	            	SPACE
fsr-3346	229	20	1.31	1.31	NUM
fsr-3346	229	21	*	*	PUNCT
fsr-3346	229	22	*	*	PUNCT
fsr-3346	229	23	*	*	PUNCT
fsr-3346	229	24	0.16	0.16	NUM
fsr-3346	229	25	1.20	1.20	NUM
fsr-3346	229	26	*	*	PUNCT
fsr-3346	229	27	*	*	PUNCT
fsr-3346	229	28	*	*	PUNCT
fsr-3346	229	29	0.16	0.16	NUM
fsr-3346	229	30	1.04	1.04	NUM
fsr-3346	229	31	*	*	PUNCT
fsr-3346	229	32	*	*	PUNCT
fsr-3346	229	33	*	*	PUNCT
fsr-3346	229	34	0.14	0.14	NUM
fsr-3346	229	35	subjective	subjective	ADJ
fsr-3346	229	36	financial	financial	ADJ
fsr-3346	229	37	 	 	SPACE
fsr-3346	229	38	knowledge	knowledge	NOUN
fsr-3346	229	39	                  	                  	SPACE
fsr-3346	229	40	1.07	1.07	NUM
fsr-3346	229	41	*	*	PUNCT
fsr-3346	229	42	*	*	PUNCT
fsr-3346	229	43	*	*	PUNCT
fsr-3346	229	44	0.39	0.39	NUM
fsr-3346	229	45	0.15	0.15	NUM
fsr-3346	229	46	  	  	SPACE
fsr-3346	229	47	0.38	0.38	NUM
fsr-3346	229	48	objective	objective	ADJ
fsr-3346	229	49	financial	financial	ADJ
fsr-3346	229	50	knowledge	knowledge	NOUN
fsr-3346	229	51	                  	                  	SPACE
fsr-3346	229	52	0.53	0.53	NUM
fsr-3346	229	53	  	  	SPACE
fsr-3346	229	54	0.68	0.68	NUM
fsr-3346	229	55	0.49	0.49	NUM
fsr-3346	229	56	  	  	SPACE
fsr-3346	229	57	0.61	0.61	NUM
fsr-3346	229	58	financial	financial	ADJ
fsr-3346	229	59	 	 	SPACE
fsr-3346	229	60	satisfaction	satisfaction	NOUN
fsr-3346	229	61	                        	                        	SPACE
fsr-3346	229	62	2.30	2.30	NUM
fsr-3346	229	63	*	*	PUNCT
fsr-3346	229	64	*	*	PUNCT
fsr-3346	229	65	*	*	PUNCT
fsr-3346	229	66	0.38	0.38	NUM
fsr-3346	229	67	r2	r2	PROPN
fsr-3346	229	68	0.12	0.12	NUM
fsr-3346	229	69	    	    	SPACE
fsr-3346	229	70	0.25	0.25	NUM
fsr-3346	229	71	    	    	SPACE
fsr-3346	229	72	0.50	0.50	NUM
fsr-3346	229	73	    	    	SPACE
fsr-3346	229	74	0.53	0.53	NUM
fsr-3346	229	75	    	    	SPACE
fsr-3346	229	76	0.64	0.64	NUM
fsr-3346	229	77	    	    	SPACE
fsr-3346	229	78	*	*	NOUN
fsr-3346	229	79	p<.05	p<.05	NOUN
fsr-3346	229	80	,	,	PUNCT
fsr-3346	229	81	*	*	PUNCT
fsr-3346	229	82	*	*	PUNCT
fsr-3346	229	83	p<.01	p<.01	ADJ
fsr-3346	229	84	,	,	PUNCT
fsr-3346	229	85	*	*	PUNCT
fsr-3346	229	86	*	*	PUNCT
fsr-3346	229	87	*	*	VERB
fsr-3346	229	88	p<.001	p<.001	NOUN
fsr-3346	229	89	the	the	DET
fsr-3346	229	90	results	result	NOUN
fsr-3346	229	91	indicated	indicate	VERB
fsr-3346	229	92	that	that	SCONJ
fsr-3346	229	93	financial	financial	ADJ
fsr-3346	229	94	satisfaction	satisfaction	NOUN
fsr-3346	229	95	fully	fully	ADV
fsr-3346	229	96	mediated	mediate	VERB
fsr-3346	229	97	the	the	DET
fsr-3346	229	98	association	association	NOUN
fsr-3346	229	99	between	between	ADP
fsr-3346	229	100	subjective	subjective	ADJ
fsr-3346	229	101	financial	financial	ADJ
fsr-3346	229	102	knowledge	knowledge	NOUN
fsr-3346	229	103	and	and	CCONJ
fsr-3346	229	104	financial	financial	ADJ
fsr-3346	229	105	well	well	NOUN
fsr-3346	229	106	-	-	PUNCT
fsr-3346	229	107	being	being	NOUN
fsr-3346	229	108	,	,	PUNCT
fsr-3346	229	109	making	make	VERB
fsr-3346	229	110	the	the	DET
fsr-3346	229	111	relationship	relationship	NOUN
fsr-3346	229	112	insignificant	insignificant	ADJ
fsr-3346	229	113	.	.	PUNCT
fsr-3346	230	1	in	in	ADP
fsr-3346	230	2	other	other	ADJ
fsr-3346	230	3	words	word	NOUN
fsr-3346	230	4	,	,	PUNCT
fsr-3346	230	5	subjective	subjective	ADJ
fsr-3346	230	6	knowledge	knowledge	NOUN
fsr-3346	230	7	influences	influence	VERB
fsr-3346	230	8	financial	financial	ADJ
fsr-3346	230	9	well	well	ADV
fsr-3346	230	10	-	-	PUNCT
fsr-3346	230	11	being	be	AUX
fsr-3346	230	12	only	only	ADV
fsr-3346	230	13	through	through	ADP
fsr-3346	230	14	the	the	DET
fsr-3346	230	15	level	level	NOUN
fsr-3346	230	16	of	of	ADP
fsr-3346	230	17	financial	financial	ADJ
fsr-3346	230	18	satisfaction	satisfaction	NOUN
fsr-3346	230	19	.	.	PUNCT
fsr-3346	230	20	 	 	SPACE
fsr-3346	231	1	we	we	PRON
fsr-3346	231	2	ran	run	VERB
fsr-3346	231	3	bootstrap	bootstrap	NOUN
fsr-3346	231	4	and	and	CCONJ
fsr-3346	231	5	sobel	sobel	NOUN
fsr-3346	231	6	tests	test	NOUN
fsr-3346	231	7	to	to	PART
fsr-3346	231	8	confirm	confirm	VERB
fsr-3346	231	9	the	the	DET
fsr-3346	231	10	mediation	mediation	NOUN
fsr-3346	231	11	effect	effect	NOUN
fsr-3346	231	12	.	.	PUNCT
fsr-3346	231	13	 	 	SPACE
fsr-3346	232	1	the	the	DET
fsr-3346	232	2	bootstrap	bootstrap	NOUN
fsr-3346	232	3	results	result	NOUN
fsr-3346	232	4	indicated	indicate	VERB
fsr-3346	232	5	that	that	SCONJ
fsr-3346	232	6	the	the	DET
fsr-3346	232	7	indirect	indirect	ADJ
fsr-3346	232	8	effect	effect	NOUN
fsr-3346	232	9	of	of	ADP
fsr-3346	232	10	financial	financial	ADJ
fsr-3346	232	11	knowledge	knowledge	NOUN
fsr-3346	232	12	on	on	ADP
fsr-3346	232	13	financial	financial	ADJ
fsr-3346	232	14	well	well	NOUN
fsr-3346	232	15	-	-	PUNCT
fsr-3346	232	16	being	being	NOUN
fsr-3346	232	17	was	be	AUX
fsr-3346	232	18	significant	significant	ADJ
fsr-3346	232	19	.	.	PUNCT
fsr-3346	233	1	the	the	DET
fsr-3346	233	2	estimated	estimate	VERB
fsr-3346	233	3	direct	direct	ADJ
fsr-3346	233	4	effect	effect	NOUN
fsr-3346	233	5	of	of	ADP
fsr-3346	233	6	financial	financial	ADJ
fsr-3346	233	7	knowledge	knowledge	NOUN
fsr-3346	233	8	was	be	AUX
fsr-3346	233	9	0.07	0.07	NUM
fsr-3346	233	10	,	,	PUNCT
fsr-3346	233	11	and	and	CCONJ
fsr-3346	233	12	the	the	DET
fsr-3346	233	13	indirect	indirect	ADJ
fsr-3346	233	14	effect	effect	NOUN
fsr-3346	233	15	mediated	mediate	VERB
fsr-3346	233	16	by	by	ADP
fsr-3346	233	17	financial	financial	ADJ
fsr-3346	233	18	satisfaction	satisfaction	NOUN
fsr-3346	233	19	was	be	AUX
fsr-3346	233	20	1.6	1.6	NUM
fsr-3346	233	21	.	.	PUNCT
fsr-3346	234	1	that	that	PRON
fsr-3346	234	2	is	be	AUX
fsr-3346	234	3	,	,	PUNCT
fsr-3346	234	4	96	96	NUM
fsr-3346	234	5	%	%	NOUN
fsr-3346	234	6	of	of	ADP
fsr-3346	234	7	the	the	DET
fsr-3346	234	8	total	total	ADJ
fsr-3346	234	9	effect	effect	NOUN
fsr-3346	234	10	of	of	ADP
fsr-3346	234	11	subjective	subjective	ADJ
fsr-3346	234	12	knowledge	knowledge	NOUN
fsr-3346	234	13	was	be	AUX
fsr-3346	234	14	mediated	mediate	VERB
fsr-3346	234	15	by	by	ADP
fsr-3346	234	16	financial	financial	ADJ
fsr-3346	234	17	satisfaction	satisfaction	NOUN
fsr-3346	234	18	.	.	PUNCT
fsr-3346	235	1	we	we	PRON
fsr-3346	235	2	also	also	ADV
fsr-3346	235	3	conducted	conduct	VERB
fsr-3346	235	4	the	the	DET
fsr-3346	235	5	sobel	sobel	NOUN
fsr-3346	235	6	test	test	NOUN
fsr-3346	235	7	.	.	PUNCT
fsr-3346	236	1	we	we	PRON
fsr-3346	236	2	calculated	calculate	VERB
fsr-3346	236	3	the	the	DET
fsr-3346	236	4	z	z	NOUN
fsr-3346	236	5	-	-	PUNCT
fsr-3346	236	6	value	value	NOUN
fsr-3346	236	7	following	follow	VERB
fsr-3346	236	8	the	the	DET
fsr-3346	236	9	sobel	sobel	PROPN
fsr-3346	236	10	test	test	NOUN
fsr-3346	236	11	equation	equation	NOUN
fsr-3346	236	12	suggested	suggest	VERB
fsr-3346	236	13	by	by	ADP
fsr-3346	236	14	baron	baron	NOUN
fsr-3346	236	15	and	and	CCONJ
fsr-3346	236	16	kenny	kenny	PROPN
fsr-3346	236	17	(	(	PUNCT
fsr-3346	236	18	1986	1986	NUM
fsr-3346	236	19	):	):	PUNCT
fsr-3346	236	20	z	z	NOUN
fsr-3346	236	21	value	value	NOUN
fsr-3346	236	22	=	=	X
fsr-3346	236	23	ab	ab	X
fsr-3346	236	24	/	/	SYM
fsr-3346	236	25	sqrt	sqrt	NOUN
fsr-3346	236	26	(	(	PUNCT
fsr-3346	236	27	b2	b2	NOUN
fsr-3346	236	28	sa	sa	NOUN
fsr-3346	236	29	2	2	NUM
fsr-3346	236	30	+	+	SYM
fsr-3346	236	31	a2	a2	PROPN
fsr-3346	236	32	sb	sb	PROPN
fsr-3346	236	33	2	2	NUM
fsr-3346	236	34	)	)	PUNCT
fsr-3346	236	35	in	in	ADP
fsr-3346	236	36	this	this	DET
fsr-3346	236	37	equation	equation	NOUN
fsr-3346	236	38	,	,	PUNCT
fsr-3346	236	39	a	a	DET
fsr-3346	236	40	=	=	PUNCT
fsr-3346	236	41	raw	raw	ADJ
fsr-3346	236	42	(	(	PUNCT
fsr-3346	236	43	unstandardized	unstandardized	ADJ
fsr-3346	236	44	)	)	PUNCT
fsr-3346	236	45	regression	regression	NOUN
fsr-3346	236	46	coefficient	coefficient	NOUN
fsr-3346	236	47	for	for	ADP
fsr-3346	236	48	the	the	DET
fsr-3346	236	49	association	association	NOUN
fsr-3346	236	50	between	between	ADP
fsr-3346	236	51	the	the	DET
fsr-3346	236	52	independent	independent	ADJ
fsr-3346	236	53	variable	variable	NOUN
fsr-3346	236	54	and	and	CCONJ
fsr-3346	236	55	the	the	DET
fsr-3346	236	56	mediator	mediator	NOUN
fsr-3346	236	57	;	;	PUNCT
fsr-3346	236	58	sa	sa	X
fsr-3346	236	59	=	=	PUNCT
fsr-3346	237	1	the	the	DET
fsr-3346	237	2	standard	standard	ADJ
fsr-3346	237	3	error	error	NOUN
fsr-3346	237	4	of	of	ADP
fsr-3346	237	5	a	a	DET
fsr-3346	237	6	;	;	PUNCT
fsr-3346	237	7	b	b	X
fsr-3346	237	8	=	=	SYM
fsr-3346	237	9	raw	raw	ADJ
fsr-3346	237	10	coefficient	coefficient	NOUN
fsr-3346	237	11	for	for	ADP
fsr-3346	237	12	the	the	DET
fsr-3346	237	13	association	association	NOUN
fsr-3346	237	14	between	between	ADP
fsr-3346	237	15	the	the	DET
fsr-3346	237	16	mediator	mediator	NOUN
fsr-3346	237	17	and	and	CCONJ
fsr-3346	237	18	the	the	DET
fsr-3346	237	19	dependent	dependent	ADJ
fsr-3346	237	20	variable	variable	NOUN
fsr-3346	237	21	;	;	PUNCT
fsr-3346	237	22	and	and	CCONJ
fsr-3346	237	23	sb	sb	PROPN
fsr-3346	238	1	=	=	PUNCT
fsr-3346	238	2	the	the	DET
fsr-3346	238	3	standard	standard	ADJ
fsr-3346	238	4	error	error	NOUN
fsr-3346	238	5	of	of	ADP
fsr-3346	238	6	b.	b.	PROPN
fsr-3346	238	7	aligning	align	VERB
fsr-3346	238	8	with	with	ADP
fsr-3346	238	9	bootstrap	bootstrap	NOUN
fsr-3346	238	10	results	result	NOUN
fsr-3346	238	11	,	,	PUNCT
fsr-3346	238	12	the	the	DET
fsr-3346	238	13	sobel	sobel	PROPN
fsr-3346	238	14	test	test	NOUN
fsr-3346	238	15	results	result	NOUN
fsr-3346	238	16	suggest	suggest	VERB
fsr-3346	238	17	that	that	SCONJ
fsr-3346	238	18	the	the	DET
fsr-3346	238	19	indirect	indirect	ADJ
fsr-3346	238	20	effect	effect	NOUN
fsr-3346	238	21	of	of	ADP
fsr-3346	238	22	subjective	subjective	ADJ
fsr-3346	238	23	knowledge	knowledge	NOUN
fsr-3346	238	24	on	on	ADP
fsr-3346	238	25	cfpb	cfpb	ADJ
fsr-3346	238	26	well	well	ADV
fsr-3346	238	27	-	-	PUNCT
fsr-3346	238	28	being	be	AUX
fsr-3346	238	29	score	score	NOUN
fsr-3346	238	30	via	via	ADP
fsr-3346	238	31	financial	financial	ADJ
fsr-3346	238	32	satisfaction	satisfaction	NOUN
fsr-3346	238	33	is	be	AUX
fsr-3346	238	34	significantly	significantly	ADV
fsr-3346	238	35	different	different	ADJ
fsr-3346	238	36	from	from	ADP
fsr-3346	238	37	zero	zero	NUM
fsr-3346	238	38	(	(	PUNCT
fsr-3346	238	39	4.71	4.71	NUM
fsr-3346	238	40	,	,	PUNCT
fsr-3346	238	41	p	p	X
fsr-3346	238	42	<	<	X
fsr-3346	238	43	.0001	.0001	NOUN
fsr-3346	238	44	)	)	PUNCT
fsr-3346	238	45	.	.	PUNCT
fsr-3346	239	1	the	the	DET
fsr-3346	239	2	findings	finding	NOUN
fsr-3346	239	3	support	support	VERB
fsr-3346	239	4	h5	h5	NOUN
fsr-3346	239	5	that	that	SCONJ
fsr-3346	239	6	subjective	subjective	ADJ
fsr-3346	239	7	perceptions	perception	NOUN
fsr-3346	239	8	(	(	PUNCT
fsr-3346	239	9	financial	financial	ADJ
fsr-3346	239	10	knowledge	knowledge	NOUN
fsr-3346	239	11	)	)	PUNCT
fsr-3346	239	12	indirectly	indirectly	ADV
fsr-3346	239	13	affect	affect	VERB
fsr-3346	239	14	financial	financial	ADJ
fsr-3346	239	15	well	well	NOUN
fsr-3346	239	16	-	-	PUNCT
fsr-3346	239	17	being	be	AUX
fsr-3346	239	18	through	through	ADP
fsr-3346	239	19	financial	financial	ADJ
fsr-3346	239	20	satisfaction	satisfaction	NOUN
fsr-3346	239	21	.	.	PUNCT
fsr-3346	240	1	jeong	jeong	PROPN
fsr-3346	240	2	et	et	PROPN
fsr-3346	240	3	al	al	PROPN
fsr-3346	240	4	.	.	PROPN
fsr-3346	240	5	57	57	NUM
fsr-3346	240	6	figure	figure	NOUN
fsr-3346	240	7	1	1	NUM
fsr-3346	240	8	.	.	PUNCT
fsr-3346	240	9	mediation	mediation	NOUN
fsr-3346	240	10	results	result	NOUN
fsr-3346	240	11	of	of	ADP
fsr-3346	240	12	financial	financial	ADJ
fsr-3346	240	13	satisfaction	satisfaction	NOUN
fsr-3346	240	14	between	between	ADP
fsr-3346	240	15	subjective	subjective	ADJ
fsr-3346	240	16	financial	financial	ADJ
fsr-3346	240	17	knowledge	knowledge	NOUN
fsr-3346	240	18	and	and	CCONJ
fsr-3346	240	19	financial	financial	ADJ
fsr-3346	240	20	well	well	NOUN
fsr-3346	240	21	-	-	PUNCT
fsr-3346	240	22	being	be	AUX
fsr-3346	240	23	(	(	PUNCT
fsr-3346	240	24	n	n	NOUN
fsr-3346	240	25	=	=	SYM
fsr-3346	240	26	145	145	NUM
fsr-3346	240	27	)	)	PUNCT
fsr-3346	240	28	table	table	NOUN
fsr-3346	240	29	5	5	NUM
fsr-3346	240	30	.	.	PUNCT
fsr-3346	240	31	mediation	mediation	NOUN
fsr-3346	240	32	test	test	NOUN
fsr-3346	240	33	results	result	NOUN
fsr-3346	240	34	     	     	SPACE
fsr-3346	240	35	explanatory	explanatory	ADJ
fsr-3346	240	36	variables	variable	NOUN
fsr-3346	240	37	  	  	SPACE
fsr-3346	240	38	outcome	outcome	NOUN
fsr-3346	240	39	variables	variable	VERB
fsr-3346	240	40	  	  	SPACE
fsr-3346	240	41	b	b	PROPN
fsr-3346	240	42	path	path	NOUN
fsr-3346	240	43	a	a	DET
fsr-3346	240	44	  	  	SPACE
fsr-3346	240	45	subjective	subjective	ADJ
fsr-3346	240	46	financial	financial	ADJ
fsr-3346	240	47	knowledge	knowledge	NOUN
fsr-3346	240	48	  	  	SPACE
fsr-3346	240	49	financial	financial	ADJ
fsr-3346	240	50	satisfaction	satisfaction	NOUN
fsr-3346	240	51	  	  	SPACE
fsr-3346	240	52	0.47	0.47	NUM
fsr-3346	240	53	  	  	SPACE
fsr-3346	240	54	*	*	PUNCT
fsr-3346	240	55	*	*	PUNCT
fsr-3346	240	56	*	*	NOUN
fsr-3346	240	57	  	  	SPACE
fsr-3346	240	58	path	path	NOUN
fsr-3346	240	59	b	b	X
fsr-3346	240	60	  	  	SPACE
fsr-3346	240	61	financial	financial	ADJ
fsr-3346	240	62	satisfaction	satisfaction	NOUN
fsr-3346	240	63	  	  	SPACE
fsr-3346	240	64	financial	financial	ADJ
fsr-3346	240	65	well	well	NOUN
fsr-3346	240	66	-	-	PUNCT
fsr-3346	240	67	being	be	AUX
fsr-3346	240	68	3.38	3.38	NUM
fsr-3346	240	69	  	  	SPACE
fsr-3346	240	70	*	*	PUNCT
fsr-3346	240	71	*	*	PUNCT
fsr-3346	240	72	*	*	NOUN
fsr-3346	240	73	  	  	SPACE
fsr-3346	240	74	path	path	NOUN
fsr-3346	240	75	c	c	NOUN
fsr-3346	240	76	  	  	SPACE
fsr-3346	240	77	subjective	subjective	ADJ
fsr-3346	240	78	financial	financial	ADJ
fsr-3346	240	79	knowledge	knowledge	NOUN
fsr-3346	240	80	  	  	SPACE
fsr-3346	240	81	financial	financial	ADJ
fsr-3346	240	82	well	well	ADV
fsr-3346	240	83	-	-	PUNCT
fsr-3346	240	84	being	be	AUX
fsr-3346	240	85	  	  	SPACE
fsr-3346	240	86	1.63	1.63	NUM
fsr-3346	240	87	  	  	SPACE
fsr-3346	240	88	*	*	PUNCT
fsr-3346	240	89	*	*	PROPN
fsr-3346	240	90	  	  	SPACE
fsr-3346	240	91	path	path	NOUN
fsr-3346	240	92	c	c	NOUN
fsr-3346	240	93	'	'	NOUN
fsr-3346	240	94	  	  	SPACE
fsr-3346	240	95	subjective	subjective	ADJ
fsr-3346	240	96	financial	financial	ADJ
fsr-3346	240	97	knowledge	knowledge	NOUN
fsr-3346	240	98	  	  	SPACE
fsr-3346	240	99	financial	financial	ADJ
fsr-3346	240	100	well	well	ADV
fsr-3346	240	101	-	-	PUNCT
fsr-3346	240	102	being	be	AUX
fsr-3346	240	103	  	  	SPACE
fsr-3346	240	104	0.07	0.07	NUM
fsr-3346	240	105	     	     	SPACE
fsr-3346	240	106	*	*	PUNCT
fsr-3346	240	107	p<.05	p<.05	NOUN
fsr-3346	240	108	,	,	PUNCT
fsr-3346	240	109	*	*	PUNCT
fsr-3346	240	110	*	*	PUNCT
fsr-3346	240	111	p<.01	p<.01	ADJ
fsr-3346	240	112	,	,	PUNCT
fsr-3346	240	113	*	*	PUNCT
fsr-3346	240	114	*	*	PUNCT
fsr-3346	240	115	*	*	NOUN
fsr-3346	240	116	p<.001	p<.001	PRON
fsr-3346	240	117	discussion	discussion	NOUN
fsr-3346	240	118	in	in	ADP
fsr-3346	240	119	alignment	alignment	NOUN
fsr-3346	240	120	with	with	ADP
fsr-3346	240	121	joo	joo	PROPN
fsr-3346	240	122	’s	’s	PART
fsr-3346	240	123	(	(	PUNCT
fsr-3346	240	124	2008	2008	NUM
fsr-3346	240	125	)	)	PUNCT
fsr-3346	240	126	personal	personal	ADJ
fsr-3346	240	127	financial	financial	ADJ
fsr-3346	240	128	wellness	wellness	NOUN
fsr-3346	240	129	framework	framework	NOUN
fsr-3346	240	130	,	,	PUNCT
fsr-3346	240	131	objective	objective	ADJ
fsr-3346	240	132	financial	financial	ADJ
fsr-3346	240	133	status	status	NOUN
fsr-3346	240	134	(	(	PUNCT
fsr-3346	240	135	e.g.	e.g.	ADV
fsr-3346	240	136	,	,	PUNCT
fsr-3346	240	137	income	income	NOUN
fsr-3346	240	138	)	)	PUNCT
fsr-3346	240	139	,	,	PUNCT
fsr-3346	240	140	positive	positive	ADJ
fsr-3346	240	141	prepandemic	prepandemic	ADJ
fsr-3346	240	142	financial	financial	ADJ
fsr-3346	240	143	behaviors	behavior	NOUN
fsr-3346	240	144	,	,	PUNCT
fsr-3346	240	145	and	and	CCONJ
fsr-3346	240	146	financial	financial	ADJ
fsr-3346	240	147	satisfaction	satisfaction	NOUN
fsr-3346	240	148	mattered	matter	VERB
fsr-3346	240	149	in	in	ADP
fsr-3346	240	150	one	one	NUM
fsr-3346	240	151	’s	’s	PART
fsr-3346	240	152	increased	increase	VERB
fsr-3346	240	153	level	level	NOUN
fsr-3346	240	154	of	of	ADP
fsr-3346	240	155	financial	financial	ADJ
fsr-3346	240	156	well	well	NOUN
fsr-3346	240	157	-	-	PUNCT
fsr-3346	240	158	being	being	NOUN
fsr-3346	240	159	during	during	ADP
fsr-3346	240	160	the	the	DET
fsr-3346	240	161	covid-19	covid-19	PROPN
fsr-3346	240	162	pandemic	pandemic	NOUN
fsr-3346	240	163	.	.	PUNCT
fsr-3346	241	1	in	in	ADP
fsr-3346	241	2	addition	addition	NOUN
fsr-3346	241	3	,	,	PUNCT
fsr-3346	241	4	age	age	NOUN
fsr-3346	241	5	and	and	CCONJ
fsr-3346	241	6	being	be	AUX
fsr-3346	241	7	single	single	ADJ
fsr-3346	241	8	were	be	AUX
fsr-3346	241	9	significant	significant	ADJ
fsr-3346	241	10	demographic	demographic	ADJ
fsr-3346	241	11	variables	variable	NOUN
fsr-3346	241	12	that	that	PRON
fsr-3346	241	13	were	be	AUX
fsr-3346	241	14	associated	associate	VERB
fsr-3346	241	15	with	with	ADP
fsr-3346	241	16	financial	financial	ADJ
fsr-3346	241	17	well	well	NOUN
fsr-3346	241	18	-	-	PUNCT
fsr-3346	241	19	being	being	NOUN
fsr-3346	241	20	in	in	ADP
fsr-3346	241	21	the	the	DET
fsr-3346	241	22	final	final	ADJ
fsr-3346	241	23	model	model	NOUN
fsr-3346	241	24	.	.	PUNCT
fsr-3346	242	1	of	of	ADP
fsr-3346	242	2	no	no	DET
fsr-3346	242	3	surprise	surprise	NOUN
fsr-3346	242	4	,	,	PUNCT
fsr-3346	242	5	displaying	display	VERB
fsr-3346	242	6	positive	positive	ADJ
fsr-3346	242	7	financial	financial	ADJ
fsr-3346	242	8	behaviors	behavior	NOUN
fsr-3346	242	9	prior	prior	ADV
fsr-3346	242	10	to	to	ADP
fsr-3346	242	11	the	the	DET
fsr-3346	242	12	covid-19	covid-19	PROPN
fsr-3346	242	13	pandemic	pandemic	NOUN
fsr-3346	242	14	,	,	PUNCT
fsr-3346	242	15	having	have	VERB
fsr-3346	242	16	above	above	ADP
fsr-3346	242	17	-	-	PUNCT
fsr-3346	242	18	average	average	ADJ
fsr-3346	242	19	household	household	NOUN
fsr-3346	242	20	income	income	NOUN
fsr-3346	242	21	,	,	PUNCT
fsr-3346	242	22	and	and	CCONJ
fsr-3346	242	23	being	be	AUX
fsr-3346	242	24	satisfied	satisfied	ADJ
fsr-3346	242	25	with	with	ADP
fsr-3346	242	26	one	one	NUM
fsr-3346	242	27	’s	’s	PART
fsr-3346	242	28	personal	personal	ADJ
fsr-3346	242	29	finances	finance	NOUN
fsr-3346	242	30	are	be	AUX
fsr-3346	242	31	major	major	ADJ
fsr-3346	242	32	factors	factor	NOUN
fsr-3346	242	33	in	in	ADP
fsr-3346	242	34	raising	raise	VERB
fsr-3346	242	35	financial	financial	ADJ
fsr-3346	242	36	well	well	NOUN
fsr-3346	242	37	-	-	PUNCT
fsr-3346	242	38	being	being	NOUN
fsr-3346	242	39	.	.	PUNCT
fsr-3346	243	1	however	however	ADV
fsr-3346	243	2	,	,	PUNCT
fsr-3346	243	3	a	a	DET
fsr-3346	243	4	few	few	ADJ
fsr-3346	243	5	interesting	interesting	ADJ
fsr-3346	243	6	observations	observation	NOUN
fsr-3346	243	7	were	be	AUX
fsr-3346	243	8	made	make	VERB
fsr-3346	243	9	from	from	ADP
fsr-3346	243	10	the	the	DET
fsr-3346	243	11	analyses	analysis	NOUN
fsr-3346	243	12	that	that	PRON
fsr-3346	243	13	provide	provide	VERB
fsr-3346	243	14	implications	implication	NOUN
fsr-3346	243	15	for	for	ADP
fsr-3346	243	16	practitioners	practitioner	NOUN
fsr-3346	243	17	,	,	PUNCT
fsr-3346	243	18	researchers	researcher	NOUN
fsr-3346	243	19	,	,	PUNCT
fsr-3346	243	20	and	and	CCONJ
fsr-3346	243	21	policy	policy	NOUN
fsr-3346	243	22	makers	maker	NOUN
fsr-3346	243	23	.	.	PUNCT
fsr-3346	244	1	first	first	ADV
fsr-3346	244	2	and	and	CCONJ
fsr-3346	244	3	most	most	ADV
fsr-3346	244	4	notably	notably	ADV
fsr-3346	244	5	,	,	PUNCT
fsr-3346	244	6	full	full	ADJ
fsr-3346	244	7	-	-	PUNCT
fsr-3346	244	8	time	time	NOUN
fsr-3346	244	9	employment	employment	NOUN
fsr-3346	244	10	was	be	AUX
fsr-3346	244	11	negatively	negatively	ADV
fsr-3346	244	12	and	and	CCONJ
fsr-3346	244	13	statistically	statistically	ADV
fsr-3346	244	14	significantly	significantly	ADV
fsr-3346	244	15	associated	associate	VERB
fsr-3346	244	16	with	with	ADP
fsr-3346	244	17	increased	increase	VERB
fsr-3346	244	18	financial	financial	ADJ
fsr-3346	244	19	well	well	NOUN
fsr-3346	244	20	-	-	PUNCT
fsr-3346	244	21	being	being	NOUN
fsr-3346	244	22	.	.	PUNCT
fsr-3346	245	1	this	this	PRON
fsr-3346	245	2	is	be	AUX
fsr-3346	245	3	an	an	DET
fsr-3346	245	4	interesting	interesting	ADJ
fsr-3346	245	5	insight	insight	NOUN
fsr-3346	245	6	that	that	PRON
fsr-3346	245	7	lends	lend	VERB
fsr-3346	245	8	itself	itself	PRON
fsr-3346	245	9	to	to	ADP
fsr-3346	245	10	potential	potential	ADJ
fsr-3346	245	11	policy	policy	NOUN
fsr-3346	245	12	implications	implication	NOUN
fsr-3346	245	13	during	during	ADP
fsr-3346	245	14	a	a	DET
fsr-3346	245	15	pandemic	pandemic	ADJ
fsr-3346	245	16	,	,	PUNCT
fsr-3346	245	17	such	such	ADJ
fsr-3346	245	18	as	as	ADP
fsr-3346	245	19	covid-19	covid-19	PROPN
fsr-3346	245	20	.	.	PUNCT
fsr-3346	246	1	a	a	DET
fsr-3346	246	2	number	number	NOUN
fsr-3346	246	3	of	of	ADP
fsr-3346	246	4	factors	factor	NOUN
fsr-3346	246	5	could	could	AUX
fsr-3346	246	6	have	have	AUX
fsr-3346	246	7	affected	affect	VERB
fsr-3346	246	8	this	this	DET
fsr-3346	246	9	association	association	NOUN
fsr-3346	246	10	,	,	PUNCT
fsr-3346	246	11	such	such	ADJ
fsr-3346	246	12	as	as	ADP
fsr-3346	246	13	difficulty	difficulty	NOUN
fsr-3346	246	14	juggling	juggle	VERB
fsr-3346	246	15	work	work	NOUN
fsr-3346	246	16	and	and	CCONJ
fsr-3346	246	17	personal	personal	ADJ
fsr-3346	246	18	life	life	NOUN
fsr-3346	246	19	,	,	PUNCT
fsr-3346	246	20	caring	care	VERB
fsr-3346	246	21	for	for	ADP
fsr-3346	246	22	loved	love	VERB
fsr-3346	246	23	ones	one	NOUN
fsr-3346	246	24	or	or	CCONJ
fsr-3346	246	25	oneself	oneself	PRON
fsr-3346	246	26	being	be	AUX
fsr-3346	246	27	sick	sick	ADJ
fsr-3346	246	28	,	,	PUNCT
fsr-3346	246	29	or	or	CCONJ
fsr-3346	246	30	having	having	AUX
fsr-3346	246	31	reduced	reduce	VERB
fsr-3346	246	32	or	or	CCONJ
fsr-3346	246	33	reallocated	reallocate	VERB
fsr-3346	246	34	resources	resource	NOUN
fsr-3346	246	35	.	.	PUNCT
fsr-3346	247	1	one	one	NUM
fsr-3346	247	2	factor	factor	NOUN
fsr-3346	247	3	that	that	PRON
fsr-3346	247	4	could	could	AUX
fsr-3346	247	5	have	have	AUX
fsr-3346	247	6	affected	affect	VERB
fsr-3346	247	7	the	the	DET
fsr-3346	247	8	negative	negative	ADJ
fsr-3346	247	9	relationship	relationship	NOUN
fsr-3346	247	10	between	between	ADP
fsr-3346	247	11	both	both	CCONJ
fsr-3346	247	12	full	full	ADJ
fsr-3346	247	13	-	-	PUNCT
fsr-3346	247	14	time	time	NOUN
fsr-3346	247	15	and	and	CCONJ
fsr-3346	247	16	part	part	NOUN
fsr-3346	247	17	-	-	PUNCT
fsr-3346	247	18	time	time	NOUN
fsr-3346	247	19	employed	employ	VERB
fsr-3346	247	20	respondents	respondent	NOUN
fsr-3346	247	21	(	(	PUNCT
fsr-3346	247	22	although	although	SCONJ
fsr-3346	247	23	the	the	DET
fsr-3346	247	24	relationship	relationship	NOUN
fsr-3346	247	25	between	between	ADP
fsr-3346	247	26	part	part	ADJ
fsr-3346	247	27	-	-	PUNCT
fsr-3346	247	28	time	time	NOUN
fsr-3346	247	29	employment	employment	NOUN
fsr-3346	247	30	and	and	CCONJ
fsr-3346	247	31	financial	financial	ADJ
fsr-3346	247	32	well	well	ADV
fsr-3346	247	33	-	-	PUNCT
fsr-3346	247	34	being	being	NOUN
fsr-3346	247	35	was	be	AUX
fsr-3346	247	36	not	not	PART
fsr-3346	247	37	significant	significant	ADJ
fsr-3346	247	38	)	)	PUNCT
fsr-3346	247	39	in	in	ADP
fsr-3346	247	40	this	this	DET
fsr-3346	247	41	sample	sample	NOUN
fsr-3346	247	42	is	be	AUX
fsr-3346	247	43	that	that	SCONJ
fsr-3346	247	44	those	those	PRON
fsr-3346	247	45	who	who	PRON
fsr-3346	247	46	were	be	AUX
fsr-3346	247	47	unemployed	unemployed	ADJ
fsr-3346	247	48	would	would	AUX
fsr-3346	247	49	have	have	AUX
fsr-3346	247	50	received	receive	VERB
fsr-3346	247	51	additional	additional	ADJ
fsr-3346	247	52	financial	financial	ADJ
fsr-3346	247	53	benefits	benefit	NOUN
fsr-3346	247	54	from	from	ADP
fsr-3346	247	55	the	the	DET
fsr-3346	247	56	federal	federal	ADJ
fsr-3346	247	57	government	government	NOUN
fsr-3346	247	58	under	under	ADP
fsr-3346	247	59	the	the	DET
fsr-3346	247	60	cares	care	NOUN
fsr-3346	247	61	act	act	PROPN
fsr-3346	247	62	.	.	PUNCT
fsr-3346	248	1	with	with	ADP
fsr-3346	248	2	this	this	PRON
fsr-3346	248	3	in	in	ADP
fsr-3346	248	4	mind	mind	NOUN
fsr-3346	248	5	,	,	PUNCT
fsr-3346	248	6	our	our	PRON
fsr-3346	248	7	financial	financial	ADJ
fsr-3346	248	8	services	service	NOUN
fsr-3346	248	9	review	review	VERB
fsr-3346	248	10	32(1	32(1	NUM
fsr-3346	248	11	)	)	PUNCT
fsr-3346	248	12	58	58	NUM
fsr-3346	248	13	study	study	NOUN
fsr-3346	248	14	also	also	ADV
fsr-3346	248	15	indicates	indicate	VERB
fsr-3346	248	16	that	that	SCONJ
fsr-3346	248	17	above	above	ADJ
fsr-3346	248	18	-	-	PUNCT
fsr-3346	248	19	average	average	NOUN
fsr-3346	248	20	income	income	NOUN
fsr-3346	248	21	was	be	AUX
fsr-3346	248	22	positively	positively	ADV
fsr-3346	248	23	and	and	CCONJ
fsr-3346	248	24	significantly	significantly	ADV
fsr-3346	248	25	associated	associate	VERB
fsr-3346	248	26	with	with	ADP
fsr-3346	248	27	financial	financial	ADJ
fsr-3346	248	28	well	well	NOUN
fsr-3346	248	29	-	-	PUNCT
fsr-3346	248	30	being	being	NOUN
fsr-3346	248	31	.	.	PUNCT
fsr-3346	249	1	another	another	DET
fsr-3346	249	2	factor	factor	NOUN
fsr-3346	249	3	that	that	PRON
fsr-3346	249	4	may	may	AUX
fsr-3346	249	5	have	have	AUX
fsr-3346	249	6	impacted	impact	VERB
fsr-3346	249	7	the	the	DET
fsr-3346	249	8	relationship	relationship	NOUN
fsr-3346	249	9	between	between	ADP
fsr-3346	249	10	being	be	AUX
fsr-3346	249	11	employed	employ	VERB
fsr-3346	249	12	and	and	CCONJ
fsr-3346	249	13	financial	financial	ADJ
fsr-3346	249	14	well	well	ADV
fsr-3346	249	15	-	-	PUNCT
fsr-3346	249	16	being	being	NOUN
fsr-3346	249	17	is	be	AUX
fsr-3346	249	18	that	that	SCONJ
fsr-3346	249	19	those	those	PRON
fsr-3346	249	20	employed	employ	VERB
fsr-3346	249	21	full	full	ADJ
fsr-3346	249	22	-	-	PUNCT
fsr-3346	249	23	time	time	NOUN
fsr-3346	249	24	or	or	CCONJ
fsr-3346	249	25	less	less	ADJ
fsr-3346	249	26	may	may	AUX
fsr-3346	249	27	have	have	AUX
fsr-3346	249	28	been	be	AUX
fsr-3346	249	29	concerned	concern	VERB
fsr-3346	249	30	about	about	ADP
fsr-3346	249	31	the	the	DET
fsr-3346	249	32	potential	potential	NOUN
fsr-3346	249	33	of	of	ADP
fsr-3346	249	34	pandemicrelated	pandemicrelate	VERB
fsr-3346	249	35	job	job	NOUN
fsr-3346	249	36	loss	loss	NOUN
fsr-3346	249	37	or	or	CCONJ
fsr-3346	249	38	reduction	reduction	NOUN
fsr-3346	249	39	in	in	ADP
fsr-3346	249	40	pay	pay	NOUN
fsr-3346	249	41	whereas	whereas	SCONJ
fsr-3346	249	42	the	the	DET
fsr-3346	249	43	unemployed	unemployed	ADJ
fsr-3346	249	44	did	do	AUX
fsr-3346	249	45	not	not	PART
fsr-3346	249	46	have	have	VERB
fsr-3346	249	47	employment	employment	NOUN
fsr-3346	249	48	or	or	CCONJ
fsr-3346	249	49	wages	wage	NOUN
fsr-3346	249	50	to	to	PART
fsr-3346	249	51	lose	lose	VERB
fsr-3346	249	52	.	.	PUNCT
fsr-3346	250	1	support	support	NOUN
fsr-3346	250	2	for	for	ADP
fsr-3346	250	3	this	this	DET
fsr-3346	250	4	idea	idea	NOUN
fsr-3346	250	5	exists	exist	VERB
fsr-3346	250	6	in	in	ADP
fsr-3346	250	7	the	the	DET
fsr-3346	250	8	literature	literature	NOUN
fsr-3346	250	9	,	,	PUNCT
fsr-3346	250	10	like	like	ADP
fsr-3346	250	11	choi	choi	NOUN
fsr-3346	250	12	et	et	PROPN
fsr-3346	250	13	al	al	PROPN
fsr-3346	250	14	.	.	PROPN
fsr-3346	251	1	(	(	PUNCT
fsr-3346	251	2	2020	2020	NUM
fsr-3346	251	3	)	)	PUNCT
fsr-3346	251	4	who	who	PRON
fsr-3346	251	5	found	find	VERB
fsr-3346	251	6	that	that	PRON
fsr-3346	251	7	feeling	feeling	NOUN
fsr-3346	251	8	insecure	insecure	ADJ
fsr-3346	251	9	about	about	ADP
fsr-3346	251	10	one	one	NUM
fsr-3346	251	11	’s	’s	PART
fsr-3346	251	12	job	job	NOUN
fsr-3346	251	13	status	status	NOUN
fsr-3346	251	14	was	be	AUX
fsr-3346	251	15	negatively	negatively	ADV
fsr-3346	251	16	related	relate	VERB
fsr-3346	251	17	to	to	ADP
fsr-3346	251	18	financial	financial	ADJ
fsr-3346	251	19	well	well	NOUN
fsr-3346	251	20	-	-	PUNCT
fsr-3346	251	21	being	being	NOUN
fsr-3346	251	22	.	.	PUNCT
fsr-3346	252	1	similar	similar	ADJ
fsr-3346	252	2	to	to	ADP
fsr-3346	252	3	previous	previous	ADJ
fsr-3346	252	4	research	research	NOUN
fsr-3346	252	5	(	(	PUNCT
fsr-3346	252	6	robb	robb	NOUN
fsr-3346	252	7	&	&	CCONJ
fsr-3346	252	8	woodyard	woodyard	PROPN
fsr-3346	252	9	,	,	PUNCT
fsr-3346	252	10	2011	2011	NUM
fsr-3346	252	11	)	)	PUNCT
fsr-3346	252	12	,	,	PUNCT
fsr-3346	252	13	objective	objective	ADJ
fsr-3346	252	14	financial	financial	ADJ
fsr-3346	252	15	knowledge	knowledge	NOUN
fsr-3346	252	16	did	do	AUX
fsr-3346	252	17	not	not	PART
fsr-3346	252	18	seem	seem	VERB
fsr-3346	252	19	to	to	PART
fsr-3346	252	20	matter	matter	VERB
fsr-3346	252	21	in	in	ADP
fsr-3346	252	22	any	any	PRON
fsr-3346	252	23	of	of	ADP
fsr-3346	252	24	the	the	DET
fsr-3346	252	25	models	model	NOUN
fsr-3346	252	26	.	.	PUNCT
fsr-3346	253	1	subjective	subjective	ADJ
fsr-3346	253	2	financial	financial	ADJ
fsr-3346	253	3	knowledge	knowledge	NOUN
fsr-3346	253	4	was	be	AUX
fsr-3346	253	5	important	important	ADJ
fsr-3346	253	6	;	;	PUNCT
fsr-3346	253	7	however	however	ADV
fsr-3346	253	8	,	,	PUNCT
fsr-3346	253	9	once	once	SCONJ
fsr-3346	253	10	financial	financial	ADJ
fsr-3346	253	11	satisfaction	satisfaction	NOUN
fsr-3346	253	12	was	be	AUX
fsr-3346	253	13	included	include	VERB
fsr-3346	253	14	,	,	PUNCT
fsr-3346	253	15	subjective	subjective	ADJ
fsr-3346	253	16	financial	financial	ADJ
fsr-3346	253	17	knowledge	knowledge	NOUN
fsr-3346	253	18	was	be	AUX
fsr-3346	253	19	no	no	ADV
fsr-3346	253	20	longer	long	ADV
fsr-3346	253	21	significant	significant	ADJ
fsr-3346	253	22	.	.	PUNCT
fsr-3346	254	1	further	further	ADJ
fsr-3346	254	2	analyses	analysis	NOUN
fsr-3346	254	3	found	find	VERB
fsr-3346	254	4	that	that	SCONJ
fsr-3346	254	5	financial	financial	ADJ
fsr-3346	254	6	satisfaction	satisfaction	NOUN
fsr-3346	254	7	fully	fully	ADV
fsr-3346	254	8	mediated	mediate	VERB
fsr-3346	254	9	the	the	DET
fsr-3346	254	10	relationship	relationship	NOUN
fsr-3346	254	11	between	between	ADP
fsr-3346	254	12	subjective	subjective	ADJ
fsr-3346	254	13	financial	financial	ADJ
fsr-3346	254	14	knowledge	knowledge	NOUN
fsr-3346	254	15	and	and	CCONJ
fsr-3346	254	16	financial	financial	ADJ
fsr-3346	254	17	well	well	NOUN
fsr-3346	254	18	-	-	PUNCT
fsr-3346	254	19	being	being	NOUN
fsr-3346	254	20	.	.	PUNCT
fsr-3346	255	1	when	when	SCONJ
fsr-3346	255	2	one	one	PRON
fsr-3346	255	3	feels	feel	VERB
fsr-3346	255	4	they	they	PRON
fsr-3346	255	5	know	know	VERB
fsr-3346	255	6	about	about	ADP
fsr-3346	255	7	personal	personal	ADJ
fsr-3346	255	8	finance	finance	NOUN
fsr-3346	255	9	and	and	CCONJ
fsr-3346	255	10	are	be	AUX
fsr-3346	255	11	satisfied	satisfied	ADJ
fsr-3346	255	12	with	with	ADP
fsr-3346	255	13	their	their	PRON
fsr-3346	255	14	financial	financial	ADJ
fsr-3346	255	15	situation	situation	NOUN
fsr-3346	255	16	,	,	PUNCT
fsr-3346	255	17	then	then	ADV
fsr-3346	255	18	financial	financial	ADJ
fsr-3346	255	19	well	well	ADV
fsr-3346	255	20	-	-	PUNCT
fsr-3346	255	21	being	being	NOUN
fsr-3346	255	22	rises	rise	NOUN
fsr-3346	255	23	.	.	PUNCT
fsr-3346	256	1	one	one	PRON
fsr-3346	256	2	could	could	AUX
fsr-3346	256	3	raise	raise	VERB
fsr-3346	256	4	the	the	DET
fsr-3346	256	5	question	question	NOUN
fsr-3346	256	6	that	that	SCONJ
fsr-3346	256	7	subjective	subjective	ADJ
fsr-3346	256	8	financial	financial	ADJ
fsr-3346	256	9	knowledge	knowledge	NOUN
fsr-3346	256	10	may	may	AUX
fsr-3346	256	11	be	be	AUX
fsr-3346	256	12	measuring	measure	VERB
fsr-3346	256	13	financial	financial	ADJ
fsr-3346	256	14	self	self	NOUN
fsr-3346	256	15	-	-	PUNCT
fsr-3346	256	16	confidence	confidence	NOUN
fsr-3346	256	17	as	as	SCONJ
fsr-3346	256	18	the	the	DET
fsr-3346	256	19	measure	measure	NOUN
fsr-3346	256	20	specifically	specifically	ADV
fsr-3346	256	21	asks	ask	VERB
fsr-3346	256	22	respondents	respondent	NOUN
fsr-3346	256	23	about	about	ADP
fsr-3346	256	24	how	how	SCONJ
fsr-3346	256	25	much	much	ADJ
fsr-3346	256	26	they	they	PRON
fsr-3346	256	27	think	think	VERB
fsr-3346	256	28	they	they	PRON
fsr-3346	256	29	know	know	VERB
fsr-3346	256	30	.	.	PUNCT
fsr-3346	257	1	in	in	ADP
fsr-3346	257	2	this	this	DET
fsr-3346	257	3	case	case	NOUN
fsr-3346	257	4	,	,	PUNCT
fsr-3346	257	5	having	have	VERB
fsr-3346	257	6	confidence	confidence	NOUN
fsr-3346	257	7	about	about	ADP
fsr-3346	257	8	what	what	PRON
fsr-3346	257	9	you	you	PRON
fsr-3346	257	10	think	think	VERB
fsr-3346	257	11	you	you	PRON
fsr-3346	257	12	know	know	VERB
fsr-3346	257	13	plays	play	VERB
fsr-3346	257	14	an	an	DET
fsr-3346	257	15	important	important	ADJ
fsr-3346	257	16	role	role	NOUN
fsr-3346	257	17	in	in	ADP
fsr-3346	257	18	financial	financial	ADJ
fsr-3346	257	19	well	well	NOUN
fsr-3346	257	20	-	-	PUNCT
fsr-3346	257	21	being	be	AUX
fsr-3346	257	22	through	through	ADP
fsr-3346	257	23	financial	financial	ADJ
fsr-3346	257	24	satisfaction	satisfaction	NOUN
fsr-3346	257	25	.	.	PUNCT
fsr-3346	258	1	limitations	limitation	NOUN
fsr-3346	258	2	as	as	ADP
fsr-3346	258	3	with	with	ADP
fsr-3346	258	4	any	any	DET
fsr-3346	258	5	study	study	NOUN
fsr-3346	258	6	,	,	PUNCT
fsr-3346	258	7	limitations	limitation	NOUN
fsr-3346	258	8	are	be	AUX
fsr-3346	258	9	present	present	ADJ
fsr-3346	258	10	.	.	PUNCT
fsr-3346	259	1	first	first	ADV
fsr-3346	259	2	,	,	PUNCT
fsr-3346	259	3	financial	financial	ADJ
fsr-3346	259	4	behavior	behavior	NOUN
fsr-3346	259	5	was	be	AUX
fsr-3346	259	6	a	a	DET
fsr-3346	259	7	lookback	lookback	NOUN
fsr-3346	259	8	measure	measure	NOUN
fsr-3346	259	9	.	.	PUNCT
fsr-3346	260	1	to	to	PART
fsr-3346	260	2	answer	answer	VERB
fsr-3346	260	3	the	the	DET
fsr-3346	260	4	relevant	relevant	ADJ
fsr-3346	260	5	questions	question	NOUN
fsr-3346	260	6	,	,	PUNCT
fsr-3346	260	7	the	the	DET
fsr-3346	260	8	respondent	respondent	NOUN
fsr-3346	260	9	had	have	VERB
fsr-3346	260	10	to	to	PART
fsr-3346	260	11	look	look	VERB
fsr-3346	260	12	back	back	ADV
fsr-3346	260	13	to	to	ADP
fsr-3346	260	14	their	their	PRON
fsr-3346	260	15	financial	financial	ADJ
fsr-3346	260	16	behaviors	behavior	NOUN
fsr-3346	260	17	before	before	ADP
fsr-3346	260	18	covid-19	covid-19	PROPN
fsr-3346	260	19	(	(	PUNCT
fsr-3346	260	20	prior	prior	ADV
fsr-3346	260	21	to	to	ADP
fsr-3346	260	22	march	march	PROPN
fsr-3346	260	23	2020	2020	NUM
fsr-3346	260	24	)	)	PUNCT
fsr-3346	260	25	,	,	PUNCT
fsr-3346	260	26	which	which	PRON
fsr-3346	260	27	was	be	AUX
fsr-3346	260	28	at	at	ADV
fsr-3346	260	29	least	least	ADV
fsr-3346	260	30	three	three	NUM
fsr-3346	260	31	months	month	NOUN
fsr-3346	260	32	prior	prior	ADV
fsr-3346	260	33	to	to	ADP
fsr-3346	260	34	the	the	DET
fsr-3346	260	35	interview	interview	NOUN
fsr-3346	260	36	date	date	NOUN
fsr-3346	260	37	.	.	PUNCT
fsr-3346	261	1	personal	personal	ADJ
fsr-3346	261	2	experience	experience	NOUN
fsr-3346	261	3	or	or	CCONJ
fsr-3346	261	4	emotional	emotional	ADJ
fsr-3346	261	5	judgement	judgement	NOUN
fsr-3346	261	6	amid	amid	ADP
fsr-3346	261	7	the	the	DET
fsr-3346	261	8	turmoil	turmoil	NOUN
fsr-3346	261	9	of	of	ADP
fsr-3346	261	10	covid-19	covid-19	PROPN
fsr-3346	261	11	could	could	AUX
fsr-3346	261	12	be	be	AUX
fsr-3346	261	13	reflected	reflect	VERB
fsr-3346	261	14	in	in	ADP
fsr-3346	261	15	their	their	PRON
fsr-3346	261	16	responses	response	NOUN
fsr-3346	261	17	.	.	PUNCT
fsr-3346	262	1	thus	thus	ADV
fsr-3346	262	2	,	,	PUNCT
fsr-3346	262	3	their	their	PRON
fsr-3346	262	4	behaviors	behavior	NOUN
fsr-3346	262	5	before	before	ADP
fsr-3346	262	6	covid-19	covid-19	PROPN
fsr-3346	262	7	may	may	AUX
fsr-3346	262	8	be	be	AUX
fsr-3346	262	9	distorted	distort	VERB
fsr-3346	262	10	or	or	CCONJ
fsr-3346	262	11	embellished	embellish	VERB
fsr-3346	262	12	according	accord	VERB
fsr-3346	262	13	to	to	ADP
fsr-3346	262	14	their	their	PRON
fsr-3346	262	15	current	current	ADJ
fsr-3346	262	16	financial	financial	ADJ
fsr-3346	262	17	or	or	CCONJ
fsr-3346	262	18	health	health	NOUN
fsr-3346	262	19	status	status	NOUN
fsr-3346	262	20	.	.	PUNCT
fsr-3346	263	1	second	second	ADJ
fsr-3346	263	2	,	,	PUNCT
fsr-3346	263	3	as	as	SCONJ
fsr-3346	263	4	previously	previously	ADV
fsr-3346	263	5	mentioned	mention	VERB
fsr-3346	263	6	,	,	PUNCT
fsr-3346	263	7	the	the	DET
fsr-3346	263	8	data	datum	NOUN
fsr-3346	263	9	were	be	AUX
fsr-3346	263	10	collected	collect	VERB
fsr-3346	263	11	online	online	ADV
fsr-3346	263	12	during	during	ADP
fsr-3346	263	13	an	an	DET
fsr-3346	263	14	unprecedented	unprecedented	ADJ
fsr-3346	263	15	time	time	NOUN
fsr-3346	263	16	in	in	ADP
fsr-3346	263	17	not	not	PART
fsr-3346	263	18	only	only	ADV
fsr-3346	263	19	u.s	u.s	PROPN
fsr-3346	263	20	.	.	PROPN
fsr-3346	263	21	history	history	NOUN
fsr-3346	263	22	but	but	CCONJ
fsr-3346	263	23	also	also	ADV
fsr-3346	263	24	global	global	ADJ
fsr-3346	263	25	history	history	NOUN
fsr-3346	263	26	.	.	PUNCT
fsr-3346	264	1	individuals	individual	NOUN
fsr-3346	264	2	and	and	CCONJ
fsr-3346	264	3	families	family	NOUN
fsr-3346	264	4	faced	face	VERB
fsr-3346	264	5	complex	complex	ADJ
fsr-3346	264	6	issues	issue	NOUN
fsr-3346	264	7	of	of	ADP
fsr-3346	264	8	navigating	navigate	VERB
fsr-3346	264	9	health	health	NOUN
fsr-3346	264	10	and	and	CCONJ
fsr-3346	264	11	safety	safety	NOUN
fsr-3346	264	12	concerns	concern	NOUN
fsr-3346	264	13	,	,	PUNCT
fsr-3346	264	14	psychological	psychological	ADJ
fsr-3346	264	15	issues	issue	NOUN
fsr-3346	264	16	,	,	PUNCT
fsr-3346	264	17	and	and	CCONJ
fsr-3346	264	18	financial	financial	ADJ
fsr-3346	264	19	distress	distress	NOUN
fsr-3346	264	20	.	.	PUNCT
fsr-3346	265	1	while	while	SCONJ
fsr-3346	265	2	it	it	PRON
fsr-3346	265	3	is	be	AUX
fsr-3346	265	4	beyond	beyond	ADP
fsr-3346	265	5	the	the	DET
fsr-3346	265	6	scope	scope	NOUN
fsr-3346	265	7	of	of	ADP
fsr-3346	265	8	this	this	DET
fsr-3346	265	9	study	study	NOUN
fsr-3346	265	10	to	to	PART
fsr-3346	265	11	take	take	VERB
fsr-3346	265	12	into	into	ADP
fsr-3346	265	13	account	account	NOUN
fsr-3346	265	14	these	these	DET
fsr-3346	265	15	factors	factor	NOUN
fsr-3346	265	16	,	,	PUNCT
fsr-3346	265	17	we	we	PRON
fsr-3346	265	18	capture	capture	VERB
fsr-3346	265	19	a	a	DET
fsr-3346	265	20	glimpse	glimpse	NOUN
fsr-3346	265	21	of	of	ADP
fsr-3346	265	22	potential	potential	ADJ
fsr-3346	265	23	outcomes	outcome	NOUN
fsr-3346	265	24	that	that	PRON
fsr-3346	265	25	americans	americans	PROPN
fsr-3346	265	26	faced	face	VERB
fsr-3346	265	27	.	.	PUNCT
fsr-3346	266	1	third	third	ADV
fsr-3346	266	2	,	,	PUNCT
fsr-3346	266	3	unemployment	unemployment	NOUN
fsr-3346	266	4	was	be	AUX
fsr-3346	266	5	found	find	VERB
fsr-3346	266	6	to	to	PART
fsr-3346	266	7	be	be	AUX
fsr-3346	266	8	a	a	DET
fsr-3346	266	9	significant	significant	ADJ
fsr-3346	266	10	factor	factor	NOUN
fsr-3346	266	11	in	in	ADP
fsr-3346	266	12	understanding	understand	VERB
fsr-3346	266	13	financial	financial	ADJ
fsr-3346	266	14	wellbeing	wellbeing	NOUN
fsr-3346	266	15	during	during	ADP
fsr-3346	266	16	the	the	DET
fsr-3346	266	17	covid-19	covid-19	PROPN
fsr-3346	266	18	pandemic	pandemic	NOUN
fsr-3346	266	19	.	.	PUNCT
fsr-3346	267	1	however	however	ADV
fsr-3346	267	2	,	,	PUNCT
fsr-3346	267	3	we	we	PRON
fsr-3346	267	4	do	do	AUX
fsr-3346	267	5	not	not	PART
fsr-3346	267	6	know	know	VERB
fsr-3346	267	7	when	when	SCONJ
fsr-3346	267	8	respondents	respondent	NOUN
fsr-3346	267	9	if	if	SCONJ
fsr-3346	267	10	respondents	respondent	NOUN
fsr-3346	267	11	were	be	AUX
fsr-3346	267	12	unemployed	unemployed	ADJ
fsr-3346	267	13	prior	prior	ADV
fsr-3346	267	14	to	to	ADP
fsr-3346	267	15	the	the	DET
fsr-3346	267	16	pandemic	pandemic	ADJ
fsr-3346	267	17	or	or	CCONJ
fsr-3346	267	18	as	as	ADP
fsr-3346	267	19	a	a	DET
fsr-3346	267	20	result	result	NOUN
fsr-3346	267	21	of	of	ADP
fsr-3346	267	22	the	the	DET
fsr-3346	267	23	pandemic	pandemic	NOUN
fsr-3346	267	24	.	.	PUNCT
fsr-3346	268	1	we	we	PRON
fsr-3346	268	2	only	only	ADV
fsr-3346	268	3	know	know	VERB
fsr-3346	268	4	that	that	SCONJ
fsr-3346	268	5	they	they	PRON
fsr-3346	268	6	were	be	AUX
fsr-3346	268	7	unemployed	unemployed	ADJ
fsr-3346	268	8	at	at	ADP
fsr-3346	268	9	the	the	DET
fsr-3346	268	10	time	time	NOUN
fsr-3346	268	11	of	of	ADP
fsr-3346	268	12	the	the	DET
fsr-3346	268	13	survey	survey	NOUN
fsr-3346	268	14	.	.	PUNCT
fsr-3346	269	1	knowing	know	VERB
fsr-3346	269	2	when	when	SCONJ
fsr-3346	269	3	respondents	respondent	NOUN
fsr-3346	269	4	became	become	VERB
fsr-3346	269	5	unemployed	unemployed	ADJ
fsr-3346	269	6	may	may	AUX
fsr-3346	269	7	contribute	contribute	VERB
fsr-3346	269	8	to	to	ADP
fsr-3346	269	9	further	further	ADJ
fsr-3346	269	10	understanding	understanding	NOUN
fsr-3346	269	11	of	of	ADP
fsr-3346	269	12	why	why	SCONJ
fsr-3346	269	13	it	it	PRON
fsr-3346	269	14	was	be	AUX
fsr-3346	269	15	an	an	DET
fsr-3346	269	16	important	important	ADJ
fsr-3346	269	17	factor	factor	NOUN
fsr-3346	269	18	for	for	ADP
fsr-3346	269	19	increased	increase	VERB
fsr-3346	269	20	financial	financial	ADJ
fsr-3346	269	21	well	well	NOUN
fsr-3346	269	22	-	-	PUNCT
fsr-3346	269	23	being	being	NOUN
fsr-3346	269	24	.	.	PUNCT
fsr-3346	270	1	finally	finally	ADV
fsr-3346	270	2	,	,	PUNCT
fsr-3346	270	3	although	although	SCONJ
fsr-3346	270	4	the	the	DET
fsr-3346	270	5	sample	sample	NOUN
fsr-3346	270	6	represents	represent	VERB
fsr-3346	270	7	diverse	diverse	ADJ
fsr-3346	270	8	demographics	demographic	NOUN
fsr-3346	270	9	in	in	ADP
fsr-3346	270	10	terms	term	NOUN
fsr-3346	270	11	of	of	ADP
fsr-3346	270	12	age	age	NOUN
fsr-3346	270	13	,	,	PUNCT
fsr-3346	270	14	gender	gender	NOUN
fsr-3346	270	15	,	,	PUNCT
fsr-3346	270	16	and	and	CCONJ
fsr-3346	270	17	education	education	NOUN
fsr-3346	270	18	attainment	attainment	NOUN
fsr-3346	270	19	,	,	PUNCT
fsr-3346	270	20	the	the	DET
fsr-3346	270	21	sample	sample	NOUN
fsr-3346	270	22	may	may	AUX
fsr-3346	270	23	not	not	PART
fsr-3346	270	24	generalize	generalize	VERB
fsr-3346	270	25	the	the	DET
fsr-3346	270	26	u.s	u.s	PROPN
fsr-3346	270	27	.	.	PROPN
fsr-3346	270	28	population	population	NOUN
fsr-3346	270	29	.	.	PUNCT
fsr-3346	271	1	for	for	ADP
fsr-3346	271	2	example	example	NOUN
fsr-3346	271	3	,	,	PUNCT
fsr-3346	271	4	in	in	ADP
fsr-3346	271	5	regard	regard	NOUN
fsr-3346	271	6	to	to	ADP
fsr-3346	271	7	race	race	NOUN
fsr-3346	271	8	/	/	SYM
fsr-3346	271	9	ethnicity	ethnicity	NOUN
fsr-3346	271	10	,	,	PUNCT
fsr-3346	271	11	this	this	DET
fsr-3346	271	12	sample	sample	NOUN
fsr-3346	271	13	included	include	VERB
fsr-3346	271	14	fewer	few	ADJ
fsr-3346	271	15	people	people	NOUN
fsr-3346	271	16	who	who	PRON
fsr-3346	271	17	identified	identify	VERB
fsr-3346	271	18	as	as	ADP
fsr-3346	271	19	white	white	ADJ
fsr-3346	271	20	(	(	PUNCT
fsr-3346	271	21	62.8	62.8	NUM
fsr-3346	271	22	%	%	NOUN
fsr-3346	271	23	)	)	PUNCT
fsr-3346	271	24	and	and	CCONJ
fsr-3346	271	25	more	more	ADJ
fsr-3346	271	26	black	black	ADJ
fsr-3346	271	27	/	/	SYM
fsr-3346	271	28	african	african	ADJ
fsr-3346	271	29	americans	americans	PROPN
fsr-3346	271	30	(	(	PUNCT
fsr-3346	271	31	17.9	17.9	NUM
fsr-3346	271	32	%	%	NOUN
fsr-3346	271	33	)	)	PUNCT
fsr-3346	271	34	compared	compare	VERB
fsr-3346	271	35	to	to	ADP
fsr-3346	271	36	the	the	DET
fsr-3346	271	37	u.s	u.s	PROPN
fsr-3346	271	38	.	.	PROPN
fsr-3346	271	39	population	population	NOUN
fsr-3346	271	40	(	(	PUNCT
fsr-3346	271	41	76.3	76.3	NUM
fsr-3346	271	42	%	%	NOUN
fsr-3346	271	43	,	,	PUNCT
fsr-3346	271	44	13.4	13.4	NUM
fsr-3346	271	45	%	%	NOUN
fsr-3346	271	46	,	,	PUNCT
fsr-3346	271	47	respectively	respectively	ADV
fsr-3346	271	48	)	)	PUNCT
fsr-3346	271	49	.	.	PUNCT
fsr-3346	272	1	on	on	ADP
fsr-3346	272	2	the	the	DET
fsr-3346	272	3	other	other	ADJ
fsr-3346	272	4	hand	hand	NOUN
fsr-3346	272	5	,	,	PUNCT
fsr-3346	272	6	gender	gender	NOUN
fsr-3346	272	7	was	be	AUX
fsr-3346	272	8	near	near	ADP
fsr-3346	272	9	the	the	DET
fsr-3346	272	10	national	national	ADJ
fsr-3346	272	11	average	average	NOUN
fsr-3346	272	12	in	in	ADP
fsr-3346	272	13	this	this	DET
fsr-3346	272	14	sample	sample	NOUN
fsr-3346	272	15	including	include	VERB
fsr-3346	272	16	53	53	NUM
fsr-3346	272	17	%	%	NOUN
fsr-3346	272	18	female	female	NOUN
fsr-3346	272	19	compared	compare	VERB
fsr-3346	272	20	to	to	ADP
fsr-3346	272	21	the	the	DET
fsr-3346	272	22	national	national	ADJ
fsr-3346	272	23	average	average	NOUN
fsr-3346	272	24	of	of	ADP
fsr-3346	272	25	50.5	50.5	NUM
fsr-3346	272	26	%	%	NOUN
fsr-3346	272	27	(	(	PUNCT
fsr-3346	272	28	u.s	u.s	PROPN
fsr-3346	272	29	.	.	PROPN
fsr-3346	272	30	census	census	PROPN
fsr-3346	272	31	bureau	bureau	PROPN
fsr-3346	272	32	,	,	PUNCT
fsr-3346	272	33	2019	2019	NUM
fsr-3346	272	34	)	)	PUNCT
fsr-3346	272	35	.	.	PUNCT
fsr-3346	273	1	implications	implication	NOUN
fsr-3346	273	2	multiple	multiple	ADJ
fsr-3346	273	3	implications	implication	NOUN
fsr-3346	273	4	can	can	AUX
fsr-3346	273	5	be	be	AUX
fsr-3346	273	6	drawn	draw	VERB
fsr-3346	273	7	from	from	ADP
fsr-3346	273	8	this	this	DET
fsr-3346	273	9	study	study	NOUN
fsr-3346	273	10	regarding	regard	VERB
fsr-3346	273	11	practice	practice	NOUN
fsr-3346	273	12	,	,	PUNCT
fsr-3346	273	13	research	research	NOUN
fsr-3346	273	14	,	,	PUNCT
fsr-3346	273	15	and	and	CCONJ
fsr-3346	273	16	policy	policy	NOUN
fsr-3346	273	17	,	,	PUNCT
fsr-3346	273	18	all	all	PRON
fsr-3346	273	19	in	in	ADP
fsr-3346	273	20	the	the	DET
fsr-3346	273	21	pursuit	pursuit	NOUN
fsr-3346	273	22	of	of	ADP
fsr-3346	273	23	improved	improved	ADJ
fsr-3346	273	24	client	client	NOUN
fsr-3346	273	25	and	and	CCONJ
fsr-3346	273	26	,	,	PUNCT
fsr-3346	273	27	in	in	ADP
fsr-3346	273	28	general	general	ADJ
fsr-3346	273	29	,	,	PUNCT
fsr-3346	273	30	consumer	consumer	NOUN
fsr-3346	273	31	financial	financial	ADJ
fsr-3346	273	32	well	well	NOUN
fsr-3346	273	33	-	-	PUNCT
fsr-3346	273	34	being	being	NOUN
fsr-3346	273	35	.	.	PUNCT
fsr-3346	274	1	first	first	ADV
fsr-3346	274	2	,	,	PUNCT
fsr-3346	274	3	financial	financial	ADJ
fsr-3346	274	4	professionals	professional	NOUN
fsr-3346	274	5	(	(	PUNCT
fsr-3346	274	6	e.g.	e.g.	ADV
fsr-3346	274	7	,	,	PUNCT
fsr-3346	274	8	financial	financial	ADJ
fsr-3346	274	9	counselors	counselor	NOUN
fsr-3346	274	10	,	,	PUNCT
fsr-3346	274	11	financial	financial	ADJ
fsr-3346	274	12	planners	planner	NOUN
fsr-3346	274	13	,	,	PUNCT
fsr-3346	274	14	and	and	CCONJ
fsr-3346	274	15	financial	financial	ADJ
fsr-3346	274	16	therapists	therapist	NOUN
fsr-3346	274	17	)	)	PUNCT
fsr-3346	274	18	should	should	AUX
fsr-3346	274	19	continue	continue	VERB
fsr-3346	274	20	striving	strive	VERB
fsr-3346	274	21	to	to	PART
fsr-3346	274	22	not	not	PART
fsr-3346	274	23	only	only	ADV
fsr-3346	274	24	increase	increase	VERB
fsr-3346	274	25	their	their	PRON
fsr-3346	274	26	clients	client	NOUN
fsr-3346	274	27	’	’	PART
fsr-3346	274	28	objective	objective	ADJ
fsr-3346	274	29	financial	financial	ADJ
fsr-3346	274	30	status	status	NOUN
fsr-3346	274	31	,	,	PUNCT
fsr-3346	274	32	but	but	CCONJ
fsr-3346	274	33	also	also	ADV
fsr-3346	274	34	clients	client	NOUN
fsr-3346	274	35	’	'	PUNCT
fsr-3346	274	36	positive	positive	ADJ
fsr-3346	274	37	financial	financial	ADJ
fsr-3346	274	38	behaviors	behavior	NOUN
fsr-3346	274	39	,	,	PUNCT
fsr-3346	274	40	confidence	confidence	NOUN
fsr-3346	274	41	surrounding	surround	VERB
fsr-3346	274	42	financial	financial	ADJ
fsr-3346	274	43	matters	matter	NOUN
fsr-3346	274	44	,	,	PUNCT
fsr-3346	274	45	and	and	CCONJ
fsr-3346	274	46	financial	financial	ADJ
fsr-3346	274	47	satisfaction	satisfaction	NOUN
fsr-3346	274	48	.	.	PUNCT
fsr-3346	275	1	findings	finding	NOUN
fsr-3346	275	2	from	from	ADP
fsr-3346	275	3	this	this	DET
fsr-3346	275	4	study	study	NOUN
fsr-3346	275	5	indicate	indicate	VERB
fsr-3346	275	6	that	that	SCONJ
fsr-3346	275	7	clients	client	NOUN
fsr-3346	275	8	would	would	AUX
fsr-3346	275	9	benefit	benefit	VERB
fsr-3346	275	10	from	from	ADP
fsr-3346	275	11	crisis	crisis	NOUN
fsr-3346	275	12	preparation	preparation	NOUN
fsr-3346	275	13	.	.	PUNCT
fsr-3346	276	1	financial	financial	ADJ
fsr-3346	276	2	professionals	professional	NOUN
fsr-3346	276	3	would	would	AUX
fsr-3346	276	4	be	be	AUX
fsr-3346	276	5	prudent	prudent	ADJ
fsr-3346	276	6	to	to	PART
fsr-3346	276	7	help	help	VERB
fsr-3346	276	8	clients	client	NOUN
fsr-3346	276	9	develop	develop	VERB
fsr-3346	276	10	positive	positive	ADJ
fsr-3346	276	11	financial	financial	ADJ
fsr-3346	276	12	behaviors	behavior	NOUN
fsr-3346	276	13	prior	prior	ADV
fsr-3346	276	14	to	to	ADP
fsr-3346	276	15	a	a	DET
fsr-3346	276	16	crisis	crisis	NOUN
fsr-3346	276	17	as	as	ADV
fsr-3346	276	18	well	well	ADV
fsr-3346	276	19	as	as	ADP
fsr-3346	276	20	equip	equip	VERB
fsr-3346	276	21	themselves	themselves	PRON
fsr-3346	276	22	with	with	ADP
fsr-3346	276	23	knowledge	knowledge	NOUN
fsr-3346	276	24	about	about	ADP
fsr-3346	276	25	unemployment	unemployment	NOUN
fsr-3346	276	26	benefits	benefit	NOUN
fsr-3346	276	27	and	and	CCONJ
fsr-3346	276	28	other	other	ADJ
fsr-3346	276	29	government	government	NOUN
fsr-3346	276	30	benefits	benefit	NOUN
fsr-3346	276	31	should	should	AUX
fsr-3346	276	32	their	their	PRON
fsr-3346	276	33	clients	client	NOUN
fsr-3346	276	34	find	find	VERB
fsr-3346	276	35	themselves	themselves	PRON
fsr-3346	276	36	unemployed	unemployed	ADJ
fsr-3346	276	37	or	or	CCONJ
fsr-3346	276	38	in	in	ADP
fsr-3346	276	39	an	an	DET
fsr-3346	276	40	unprecedented	unprecedented	ADJ
fsr-3346	276	41	crisis	crisis	NOUN
fsr-3346	276	42	similar	similar	ADJ
fsr-3346	276	43	to	to	ADP
fsr-3346	276	44	covid-19	covid-19	PROPN
fsr-3346	276	45	.	.	PROPN
fsr-3346	277	1	for	for	ADP
fsr-3346	277	2	jeong	jeong	PROPN
fsr-3346	277	3	et	et	PROPN
fsr-3346	277	4	al	al	PROPN
fsr-3346	277	5	.	.	PROPN
fsr-3346	277	6	59	59	NUM
fsr-3346	278	1	some	some	DET
fsr-3346	278	2	financial	financial	ADJ
fsr-3346	278	3	professionals	professional	NOUN
fsr-3346	278	4	(	(	PUNCT
fsr-3346	278	5	e.g.	e.g.	ADV
fsr-3346	278	6	,	,	PUNCT
fsr-3346	278	7	financial	financial	ADJ
fsr-3346	278	8	planners	planner	NOUN
fsr-3346	278	9	/	/	SYM
fsr-3346	278	10	advisors	advisor	NOUN
fsr-3346	278	11	)	)	PUNCT
fsr-3346	278	12	,	,	PUNCT
fsr-3346	278	13	they	they	PRON
fsr-3346	278	14	may	may	AUX
fsr-3346	278	15	not	not	PART
fsr-3346	278	16	normally	normally	ADV
fsr-3346	278	17	work	work	VERB
fsr-3346	278	18	with	with	ADP
fsr-3346	278	19	clients	client	NOUN
fsr-3346	278	20	who	who	PRON
fsr-3346	278	21	are	be	AUX
fsr-3346	278	22	unemployed	unemployed	ADJ
fsr-3346	278	23	or	or	CCONJ
fsr-3346	278	24	who	who	PRON
fsr-3346	278	25	may	may	AUX
fsr-3346	278	26	have	have	VERB
fsr-3346	278	27	lower	low	ADJ
fsr-3346	278	28	financial	financial	ADJ
fsr-3346	278	29	well	well	NOUN
fsr-3346	278	30	-	-	PUNCT
fsr-3346	278	31	being	being	NOUN
fsr-3346	278	32	when	when	SCONJ
fsr-3346	278	33	they	they	PRON
fsr-3346	278	34	are	be	AUX
fsr-3346	278	35	employed	employ	VERB
fsr-3346	278	36	full	full	ADJ
fsr-3346	278	37	-	-	PUNCT
fsr-3346	278	38	time	time	NOUN
fsr-3346	278	39	during	during	ADP
fsr-3346	278	40	a	a	DET
fsr-3346	278	41	crisis	crisis	NOUN
fsr-3346	278	42	.	.	PUNCT
fsr-3346	279	1	a	a	DET
fsr-3346	279	2	stigma	stigma	NOUN
fsr-3346	279	3	against	against	ADP
fsr-3346	279	4	accessing	access	VERB
fsr-3346	279	5	government	government	NOUN
fsr-3346	279	6	benefits	benefit	NOUN
fsr-3346	279	7	may	may	AUX
fsr-3346	279	8	exist	exist	VERB
fsr-3346	279	9	for	for	ADP
fsr-3346	279	10	some	some	DET
fsr-3346	279	11	clients	client	NOUN
fsr-3346	279	12	and	and	CCONJ
fsr-3346	279	13	financial	financial	ADJ
fsr-3346	279	14	professionals	professional	NOUN
fsr-3346	279	15	.	.	PUNCT
fsr-3346	280	1	however	however	ADV
fsr-3346	280	2	,	,	PUNCT
fsr-3346	280	3	this	this	DET
fsr-3346	280	4	study	study	NOUN
fsr-3346	280	5	’s	’s	PART
fsr-3346	280	6	findings	finding	NOUN
fsr-3346	280	7	demonstrate	demonstrate	VERB
fsr-3346	280	8	that	that	SCONJ
fsr-3346	280	9	government	government	NOUN
fsr-3346	280	10	benefits	benefit	NOUN
fsr-3346	280	11	when	when	SCONJ
fsr-3346	280	12	unemployed	unemployed	ADJ
fsr-3346	280	13	,	,	PUNCT
fsr-3346	280	14	like	like	ADP
fsr-3346	280	15	those	those	PRON
fsr-3346	280	16	offered	offer	VERB
fsr-3346	280	17	through	through	ADP
fsr-3346	280	18	the	the	DET
fsr-3346	280	19	cares	care	NOUN
fsr-3346	280	20	act	act	PROPN
fsr-3346	280	21	,	,	PUNCT
fsr-3346	280	22	may	may	AUX
fsr-3346	280	23	in	in	ADP
fsr-3346	280	24	fact	fact	NOUN
fsr-3346	280	25	ease	ease	VERB
fsr-3346	280	26	the	the	DET
fsr-3346	280	27	financial	financial	ADJ
fsr-3346	280	28	burden	burden	NOUN
fsr-3346	280	29	and	and	CCONJ
fsr-3346	280	30	help	help	VERB
fsr-3346	280	31	clients	client	NOUN
fsr-3346	280	32	move	move	VERB
fsr-3346	280	33	to	to	ADP
fsr-3346	280	34	state	state	NOUN
fsr-3346	280	35	of	of	ADP
fsr-3346	280	36	enhanced	enhanced	ADJ
fsr-3346	280	37	financial	financial	ADJ
fsr-3346	280	38	well	well	NOUN
fsr-3346	280	39	-	-	PUNCT
fsr-3346	280	40	being	being	NOUN
fsr-3346	280	41	.	.	PUNCT
fsr-3346	281	1	while	while	SCONJ
fsr-3346	281	2	it	it	PRON
fsr-3346	281	3	was	be	AUX
fsr-3346	281	4	beyond	beyond	ADP
fsr-3346	281	5	the	the	DET
fsr-3346	281	6	scope	scope	NOUN
fsr-3346	281	7	of	of	ADP
fsr-3346	281	8	this	this	DET
fsr-3346	281	9	study	study	NOUN
fsr-3346	281	10	,	,	PUNCT
fsr-3346	281	11	financial	financial	ADJ
fsr-3346	281	12	professionals	professional	NOUN
fsr-3346	281	13	may	may	AUX
fsr-3346	281	14	find	find	VERB
fsr-3346	281	15	it	it	PRON
fsr-3346	281	16	beneficial	beneficial	ADJ
fsr-3346	281	17	to	to	PART
fsr-3346	281	18	understand	understand	VERB
fsr-3346	281	19	government	government	NOUN
fsr-3346	281	20	benefits	benefit	NOUN
fsr-3346	281	21	,	,	PUNCT
fsr-3346	281	22	prepare	prepare	VERB
fsr-3346	281	23	for	for	ADP
fsr-3346	281	24	a	a	DET
fsr-3346	281	25	crisis	crisis	NOUN
fsr-3346	281	26	response	response	NOUN
fsr-3346	281	27	,	,	PUNCT
fsr-3346	281	28	and	and	CCONJ
fsr-3346	281	29	help	help	VERB
fsr-3346	281	30	clients	client	NOUN
fsr-3346	281	31	overcome	overcome	VERB
fsr-3346	281	32	the	the	DET
fsr-3346	281	33	challenges	challenge	NOUN
fsr-3346	281	34	posed	pose	VERB
fsr-3346	281	35	during	during	ADP
fsr-3346	281	36	and	and	CCONJ
fsr-3346	281	37	after	after	ADP
fsr-3346	281	38	a	a	DET
fsr-3346	281	39	crisis	crisis	NOUN
fsr-3346	281	40	.	.	PUNCT
fsr-3346	282	1	second	second	ADJ
fsr-3346	282	2	,	,	PUNCT
fsr-3346	282	3	future	future	ADJ
fsr-3346	282	4	research	research	NOUN
fsr-3346	282	5	should	should	AUX
fsr-3346	282	6	further	far	ADV
fsr-3346	282	7	examine	examine	VERB
fsr-3346	282	8	the	the	DET
fsr-3346	282	9	relationship	relationship	NOUN
fsr-3346	282	10	between	between	ADP
fsr-3346	282	11	unemployment	unemployment	NOUN
fsr-3346	282	12	and	and	CCONJ
fsr-3346	282	13	financial	financial	ADJ
fsr-3346	282	14	well	well	NOUN
fsr-3346	282	15	-	-	PUNCT
fsr-3346	282	16	being	being	NOUN
fsr-3346	282	17	as	as	ADV
fsr-3346	282	18	well	well	ADV
fsr-3346	282	19	as	as	ADP
fsr-3346	282	20	above	above	ADP
fsr-3346	282	21	average	average	ADJ
fsr-3346	282	22	income	income	NOUN
fsr-3346	282	23	during	during	ADP
fsr-3346	282	24	the	the	DET
fsr-3346	282	25	covid-19	covid-19	PROPN
fsr-3346	282	26	pandemic	pandemic	NOUN
fsr-3346	282	27	.	.	PUNCT
fsr-3346	283	1	as	as	SCONJ
fsr-3346	283	2	already	already	ADV
fsr-3346	283	3	noted	note	VERB
fsr-3346	283	4	,	,	PUNCT
fsr-3346	283	5	unemployment	unemployment	NOUN
fsr-3346	283	6	and	and	CCONJ
fsr-3346	283	7	above	above	ADP
fsr-3346	283	8	average	average	ADJ
fsr-3346	283	9	income	income	NOUN
fsr-3346	283	10	were	be	AUX
fsr-3346	283	11	significantly	significantly	ADV
fsr-3346	283	12	related	relate	VERB
fsr-3346	283	13	to	to	ADP
fsr-3346	283	14	increased	increase	VERB
fsr-3346	283	15	levels	level	NOUN
fsr-3346	283	16	of	of	ADP
fsr-3346	283	17	financial	financial	ADJ
fsr-3346	283	18	well	well	NOUN
fsr-3346	283	19	-	-	PUNCT
fsr-3346	283	20	being	being	NOUN
fsr-3346	283	21	.	.	PUNCT
fsr-3346	284	1	while	while	SCONJ
fsr-3346	284	2	above	above	ADP
fsr-3346	284	3	average	average	ADJ
fsr-3346	284	4	income	income	NOUN
fsr-3346	284	5	intuitively	intuitively	ADV
fsr-3346	284	6	makes	make	VERB
fsr-3346	284	7	sense	sense	NOUN
fsr-3346	284	8	,	,	PUNCT
fsr-3346	284	9	unemployment	unemployment	NOUN
fsr-3346	284	10	does	do	VERB
fsr-3346	284	11	not	not	PART
fsr-3346	284	12	.	.	PUNCT
fsr-3346	285	1	this	this	DET
fsr-3346	285	2	relationship	relationship	NOUN
fsr-3346	285	3	leads	lead	VERB
fsr-3346	285	4	to	to	ADP
fsr-3346	285	5	the	the	DET
fsr-3346	285	6	next	next	ADJ
fsr-3346	285	7	implication	implication	NOUN
fsr-3346	285	8	for	for	ADP
fsr-3346	285	9	policy	policy	NOUN
fsr-3346	285	10	that	that	PRON
fsr-3346	285	11	indicates	indicate	VERB
fsr-3346	285	12	that	that	SCONJ
fsr-3346	285	13	it	it	PRON
fsr-3346	285	14	is	be	AUX
fsr-3346	285	15	possible	possible	ADJ
fsr-3346	285	16	that	that	SCONJ
fsr-3346	285	17	government	government	NOUN
fsr-3346	285	18	benefits	benefit	NOUN
fsr-3346	285	19	do	do	AUX
fsr-3346	285	20	,	,	PUNCT
fsr-3346	285	21	at	at	ADP
fsr-3346	285	22	least	least	ADJ
fsr-3346	285	23	in	in	ADP
fsr-3346	285	24	the	the	DET
fsr-3346	285	25	short	short	ADJ
fsr-3346	285	26	-	-	PUNCT
fsr-3346	285	27	term	term	NOUN
fsr-3346	285	28	,	,	PUNCT
fsr-3346	285	29	improve	improve	VERB
fsr-3346	285	30	individuals	individual	NOUN
fsr-3346	285	31	’	'	PUNCT
fsr-3346	285	32	financial	financial	ADJ
fsr-3346	285	33	well	well	ADV
fsr-3346	285	34	-	-	PUNCT
fsr-3346	285	35	being	being	NOUN
fsr-3346	285	36	.	.	PUNCT
fsr-3346	286	1	longitudinal	longitudinal	ADJ
fsr-3346	286	2	research	research	NOUN
fsr-3346	286	3	would	would	AUX
fsr-3346	286	4	help	help	VERB
fsr-3346	286	5	examine	examine	VERB
fsr-3346	286	6	how	how	SCONJ
fsr-3346	286	7	people	people	NOUN
fsr-3346	286	8	who	who	PRON
fsr-3346	286	9	have	have	VERB
fsr-3346	286	10	higher	high	ADJ
fsr-3346	286	11	income	income	NOUN
fsr-3346	286	12	and	and	CCONJ
fsr-3346	286	13	who	who	PRON
fsr-3346	286	14	are	be	AUX
fsr-3346	286	15	employed	employ	VERB
fsr-3346	286	16	full	full	ADJ
fsr-3346	286	17	-	-	PUNCT
fsr-3346	286	18	time	time	NOUN
fsr-3346	286	19	versus	versus	ADP
fsr-3346	286	20	unemployed	unemployed	ADJ
fsr-3346	286	21	during	during	ADP
fsr-3346	286	22	a	a	DET
fsr-3346	286	23	crisis	crisis	NOUN
fsr-3346	286	24	fair	fair	ADV
fsr-3346	286	25	long	long	ADV
fsr-3346	286	26	after	after	SCONJ
fsr-3346	286	27	the	the	DET
fsr-3346	286	28	crisis	crisis	NOUN
fsr-3346	286	29	is	be	AUX
fsr-3346	286	30	over	over	ADV
fsr-3346	286	31	.	.	PUNCT
fsr-3346	287	1	finally	finally	ADV
fsr-3346	287	2	,	,	PUNCT
fsr-3346	287	3	and	and	CCONJ
fsr-3346	287	4	conversely	conversely	ADV
fsr-3346	287	5	to	to	ADP
fsr-3346	287	6	the	the	DET
fsr-3346	287	7	previous	previous	ADJ
fsr-3346	287	8	point	point	NOUN
fsr-3346	287	9	,	,	PUNCT
fsr-3346	287	10	longitudinal	longitudinal	ADJ
fsr-3346	287	11	research	research	NOUN
fsr-3346	287	12	should	should	AUX
fsr-3346	287	13	explore	explore	VERB
fsr-3346	287	14	how	how	SCONJ
fsr-3346	287	15	stimulus	stimulus	ADJ
fsr-3346	287	16	policies	policy	NOUN
fsr-3346	287	17	—	—	PUNCT
fsr-3346	287	18	such	such	ADJ
fsr-3346	287	19	as	as	ADP
fsr-3346	287	20	enhanced	enhance	VERB
fsr-3346	287	21	unemployment	unemployment	NOUN
fsr-3346	287	22	benefits	benefit	NOUN
fsr-3346	287	23	—	—	PUNCT
fsr-3346	287	24	may	may	AUX
fsr-3346	287	25	have	have	VERB
fsr-3346	287	26	negative	negative	ADJ
fsr-3346	287	27	effects	effect	NOUN
fsr-3346	287	28	,	,	PUNCT
fsr-3346	287	29	such	such	ADJ
fsr-3346	287	30	as	as	ADP
fsr-3346	287	31	extending	extend	VERB
fsr-3346	287	32	dependency	dependency	NOUN
fsr-3346	287	33	on	on	ADP
fsr-3346	287	34	government	government	NOUN
fsr-3346	287	35	benefits	benefit	NOUN
fsr-3346	287	36	.	.	PUNCT
fsr-3346	288	1	conclusion	conclusion	NOUN
fsr-3346	288	2	using	use	VERB
fsr-3346	288	3	joo	joo	PROPN
fsr-3346	288	4	’s	’s	PART
fsr-3346	288	5	(	(	PUNCT
fsr-3346	288	6	2008	2008	NUM
fsr-3346	288	7	)	)	PUNCT
fsr-3346	288	8	personal	personal	ADJ
fsr-3346	288	9	financial	financial	ADJ
fsr-3346	288	10	wellness	wellness	NOUN
fsr-3346	288	11	framework	framework	NOUN
fsr-3346	288	12	,	,	PUNCT
fsr-3346	288	13	this	this	DET
fsr-3346	288	14	study	study	NOUN
fsr-3346	288	15	set	set	VERB
fsr-3346	288	16	out	out	ADP
fsr-3346	288	17	to	to	PART
fsr-3346	288	18	discover	discover	VERB
fsr-3346	288	19	how	how	SCONJ
fsr-3346	288	20	individuals	individual	NOUN
fsr-3346	288	21	’	'	PUNCT
fsr-3346	288	22	financial	financial	ADJ
fsr-3346	288	23	wellbeing	wellbeing	NOUN
fsr-3346	288	24	was	be	AUX
fsr-3346	288	25	impacted	impact	VERB
fsr-3346	288	26	by	by	ADP
fsr-3346	288	27	the	the	DET
fsr-3346	288	28	covid-19	covid-19	PROPN
fsr-3346	288	29	pandemic	pandemic	NOUN
fsr-3346	288	30	.	.	PUNCT
fsr-3346	289	1	according	accord	VERB
fsr-3346	289	2	to	to	ADP
fsr-3346	289	3	joo	joo	PROPN
fsr-3346	289	4	’s	’s	PART
fsr-3346	289	5	framework	framework	NOUN
fsr-3346	289	6	,	,	PUNCT
fsr-3346	289	7	objective	objective	ADJ
fsr-3346	289	8	status	status	NOUN
fsr-3346	289	9	,	,	PUNCT
fsr-3346	289	10	subjective	subjective	ADJ
fsr-3346	289	11	perspectives	perspective	NOUN
fsr-3346	289	12	,	,	PUNCT
fsr-3346	289	13	financial	financial	ADJ
fsr-3346	289	14	behaviors	behavior	NOUN
fsr-3346	289	15	,	,	PUNCT
fsr-3346	289	16	and	and	CCONJ
fsr-3346	289	17	financial	financial	ADJ
fsr-3346	289	18	satisfaction	satisfaction	NOUN
fsr-3346	289	19	play	play	VERB
fsr-3346	289	20	a	a	DET
fsr-3346	289	21	role	role	NOUN
fsr-3346	289	22	in	in	ADP
fsr-3346	289	23	financial	financial	ADJ
fsr-3346	289	24	well	well	NOUN
fsr-3346	289	25	-	-	PUNCT
fsr-3346	289	26	being	being	NOUN
fsr-3346	289	27	.	.	PUNCT
fsr-3346	290	1	however	however	ADV
fsr-3346	290	2	,	,	PUNCT
fsr-3346	290	3	this	this	DET
fsr-3346	290	4	study	study	NOUN
fsr-3346	290	5	found	find	VERB
fsr-3346	290	6	that	that	SCONJ
fsr-3346	290	7	subjective	subjective	ADJ
fsr-3346	290	8	financial	financial	ADJ
fsr-3346	290	9	knowledge	knowledge	NOUN
fsr-3346	290	10	was	be	AUX
fsr-3346	290	11	not	not	PART
fsr-3346	290	12	a	a	DET
fsr-3346	290	13	significant	significant	ADJ
fsr-3346	290	14	predicting	predict	VERB
fsr-3346	290	15	variable	variable	NOUN
fsr-3346	290	16	directly	directly	ADV
fsr-3346	290	17	related	relate	VERB
fsr-3346	290	18	to	to	ADP
fsr-3346	290	19	financial	financial	ADJ
fsr-3346	290	20	wellbeing	wellbeing	NOUN
fsr-3346	290	21	when	when	SCONJ
fsr-3346	290	22	accounting	account	VERB
fsr-3346	290	23	for	for	ADP
fsr-3346	290	24	all	all	DET
fsr-3346	290	25	the	the	DET
fsr-3346	290	26	other	other	ADJ
fsr-3346	290	27	factors	factor	NOUN
fsr-3346	290	28	.	.	PUNCT
fsr-3346	291	1	however	however	ADV
fsr-3346	291	2	,	,	PUNCT
fsr-3346	291	3	financial	financial	ADJ
fsr-3346	291	4	satisfaction	satisfaction	NOUN
fsr-3346	291	5	served	serve	VERB
fsr-3346	291	6	as	as	ADP
fsr-3346	291	7	a	a	DET
fsr-3346	291	8	key	key	ADJ
fsr-3346	291	9	mediator	mediator	NOUN
fsr-3346	291	10	between	between	ADP
fsr-3346	291	11	subjective	subjective	ADJ
fsr-3346	291	12	financial	financial	ADJ
fsr-3346	291	13	knowledge	knowledge	NOUN
fsr-3346	291	14	and	and	CCONJ
fsr-3346	291	15	financial	financial	ADJ
fsr-3346	291	16	wellbeing	wellbeing	NOUN
fsr-3346	291	17	.	.	PUNCT
fsr-3346	292	1	in	in	ADP
fsr-3346	292	2	addition	addition	NOUN
fsr-3346	292	3	,	,	PUNCT
fsr-3346	292	4	full	full	ADJ
fsr-3346	292	5	-	-	PUNCT
fsr-3346	292	6	time	time	NOUN
fsr-3346	292	7	employment	employment	NOUN
fsr-3346	292	8	was	be	AUX
fsr-3346	292	9	negatively	negatively	ADV
fsr-3346	292	10	related	relate	VERB
fsr-3346	292	11	to	to	ADP
fsr-3346	292	12	financial	financial	ADJ
fsr-3346	292	13	well	well	ADV
fsr-3346	292	14	-	-	PUNCT
fsr-3346	292	15	being	being	NOUN
fsr-3346	292	16	while	while	NOUN
fsr-3346	292	17	above	above	ADP
fsr-3346	292	18	average	average	ADJ
fsr-3346	292	19	income	income	NOUN
fsr-3346	292	20	was	be	AUX
fsr-3346	292	21	positively	positively	ADV
fsr-3346	292	22	related	relate	VERB
fsr-3346	292	23	.	.	PUNCT
fsr-3346	293	1	considering	consider	VERB
fsr-3346	293	2	the	the	DET
fsr-3346	293	3	timing	timing	NOUN
fsr-3346	293	4	of	of	ADP
fsr-3346	293	5	the	the	DET
fsr-3346	293	6	survey	survey	NOUN
fsr-3346	293	7	—	—	PUNCT
fsr-3346	293	8	during	during	ADP
fsr-3346	293	9	the	the	DET
fsr-3346	293	10	covid-19	covid-19	PROPN
fsr-3346	293	11	pandemic	pandemic	NOUN
fsr-3346	293	12	—	—	PUNCT
fsr-3346	293	13	a	a	DET
fsr-3346	293	14	number	number	NOUN
fsr-3346	293	15	of	of	ADP
fsr-3346	293	16	insights	insight	NOUN
fsr-3346	293	17	were	be	AUX
fsr-3346	293	18	gleaned	glean	VERB
fsr-3346	293	19	to	to	PART
fsr-3346	293	20	help	help	VERB
fsr-3346	293	21	practitioners	practitioner	NOUN
fsr-3346	293	22	,	,	PUNCT
fsr-3346	293	23	researchers	researcher	NOUN
fsr-3346	293	24	,	,	PUNCT
fsr-3346	293	25	and	and	CCONJ
fsr-3346	293	26	policy	policy	NOUN
fsr-3346	293	27	makers	maker	NOUN
fsr-3346	293	28	further	far	ADV
fsr-3346	293	29	understand	understand	VERB
fsr-3346	293	30	factors	factor	NOUN
fsr-3346	293	31	important	important	ADJ
fsr-3346	293	32	to	to	ADP
fsr-3346	293	33	enhancing	enhance	VERB
fsr-3346	293	34	financial	financial	ADJ
fsr-3346	293	35	well	well	NOUN
fsr-3346	293	36	-	-	PUNCT
fsr-3346	293	37	being	being	NOUN
fsr-3346	293	38	,	,	PUNCT
fsr-3346	293	39	begging	beg	VERB
fsr-3346	293	40	the	the	DET
fsr-3346	293	41	question	question	NOUN
fsr-3346	293	42	,	,	PUNCT
fsr-3346	293	43	how	how	SCONJ
fsr-3346	293	44	are	be	AUX
fsr-3346	293	45	you	you	PRON
fsr-3346	293	46	doing	do	VERB
fsr-3346	293	47	?	?	PUNCT
fsr-3346	294	1	references	reference	NOUN
fsr-3346	294	2	arber	arber	PROPN
fsr-3346	294	3	,	,	PUNCT
fsr-3346	294	4	s.	s.	PROPN
fsr-3346	294	5	,	,	PUNCT
fsr-3346	294	6	fenn	fenn	PROPN
fsr-3346	294	7	,	,	PUNCT
fsr-3346	294	8	k.	k.	PROPN
fsr-3346	294	9	,	,	PUNCT
fsr-3346	294	10	&	&	CCONJ
fsr-3346	294	11	meadows	meadow	NOUN
fsr-3346	294	12	,	,	PUNCT
fsr-3346	294	13	r.	r.	PROPN
fsr-3346	294	14	(	(	PUNCT
fsr-3346	294	15	2014	2014	NUM
fsr-3346	294	16	)	)	PUNCT
fsr-3346	294	17	.	.	PUNCT
fsr-3346	295	1	subjective	subjective	ADJ
fsr-3346	295	2	financial	financial	ADJ
fsr-3346	295	3	well	well	NOUN
fsr-3346	295	4	-	-	PUNCT
fsr-3346	295	5	being	being	NOUN
fsr-3346	295	6	,	,	PUNCT
fsr-3346	295	7	income	income	NOUN
fsr-3346	295	8	and	and	CCONJ
fsr-3346	295	9	health	health	NOUN
fsr-3346	295	10	inequalities	inequality	NOUN
fsr-3346	295	11	in	in	ADP
fsr-3346	295	12	mid	mid	ADJ
fsr-3346	295	13	and	and	CCONJ
fsr-3346	295	14	later	late	ADJ
fsr-3346	295	15	life	life	NOUN
fsr-3346	295	16	in	in	ADP
fsr-3346	295	17	britain	britain	PROPN
fsr-3346	295	18	.	.	PUNCT
fsr-3346	296	1	social	social	PROPN
fsr-3346	296	2	science	science	PROPN
fsr-3346	296	3	&	&	CCONJ
fsr-3346	296	4	medicine	medicine	PROPN
fsr-3346	296	5	,	,	PUNCT
fsr-3346	296	6	100	100	NUM
fsr-3346	296	7	,	,	PUNCT
fsr-3346	296	8	12	12	NUM
fsr-3346	296	9	-	-	SYM
fsr-3346	296	10	20	20	NUM
fsr-3346	296	11	.	.	PUNCT
fsr-3346	297	1	https://doi.org/10.1016/j.socscimed.201	https://doi.org/10.1016/j.socscimed.201	VERB
fsr-3346	297	2	3.10.016	3.10.016	PROPN
fsr-3346	297	3	baron	baron	NOUN
fsr-3346	297	4	,	,	PUNCT
fsr-3346	297	5	r.	r.	PROPN
fsr-3346	297	6	m.	m.	PROPN
fsr-3346	297	7	,	,	PUNCT
fsr-3346	297	8	&	&	CCONJ
fsr-3346	297	9	kenny	kenny	PROPN
fsr-3346	297	10	,	,	PUNCT
fsr-3346	297	11	d.	d.	PROPN
fsr-3346	297	12	a.	a.	PROPN
fsr-3346	297	13	(	(	PUNCT
fsr-3346	297	14	1986	1986	NUM
fsr-3346	297	15	)	)	PUNCT
fsr-3346	297	16	.	.	PUNCT
fsr-3346	298	1	the	the	DET
fsr-3346	298	2	moderator	moderator	NOUN
fsr-3346	298	3	–	–	PUNCT
fsr-3346	298	4	mediator	mediator	NOUN
fsr-3346	298	5	variable	variable	ADJ
fsr-3346	298	6	distinction	distinction	NOUN
fsr-3346	298	7	in	in	ADP
fsr-3346	298	8	social	social	ADJ
fsr-3346	298	9	psychological	psychological	ADJ
fsr-3346	298	10	research	research	NOUN
fsr-3346	298	11	:	:	PUNCT
fsr-3346	298	12	conceptual	conceptual	ADJ
fsr-3346	298	13	,	,	PUNCT
fsr-3346	298	14	strategic	strategic	ADJ
fsr-3346	298	15	,	,	PUNCT
fsr-3346	298	16	and	and	CCONJ
fsr-3346	298	17	statistical	statistical	ADJ
fsr-3346	298	18	considerations	consideration	NOUN
fsr-3346	298	19	.	.	PUNCT
fsr-3346	299	1	journal	journal	NOUN
fsr-3346	299	2	of	of	ADP
fsr-3346	299	3	personality	personality	NOUN
fsr-3346	299	4	and	and	CCONJ
fsr-3346	299	5	social	social	ADJ
fsr-3346	299	6	psychology	psychology	NOUN
fsr-3346	299	7	,	,	PUNCT
fsr-3346	299	8	51(6	51(6	NOUN
fsr-3346	299	9	)	)	PUNCT
fsr-3346	299	10	,	,	PUNCT
fsr-3346	299	11	1173	1173	NUM
fsr-3346	299	12	.	.	PUNCT
fsr-3346	300	1	castro	castro	PROPN
fsr-3346	300	2	-	-	PUNCT
fsr-3346	300	3	gonzález	gonzález	PROPN
fsr-3346	300	4	,	,	PUNCT
fsr-3346	300	5	s.	s.	PROPN
fsr-3346	300	6	,	,	PUNCT
fsr-3346	300	7	fernández	fernández	PROPN
fsr-3346	300	8	-	-	PUNCT
fsr-3346	300	9	lópez	lópez	PROPN
fsr-3346	300	10	,	,	PUNCT
fsr-3346	300	11	s.	s.	PROPN
fsr-3346	300	12	,	,	PUNCT
fsr-3346	300	13	reyares	reyare	NOUN
fsr-3346	300	14	,	,	PUNCT
fsr-3346	300	15	l.	l.	PROPN
fsr-3346	300	16	,	,	PUNCT
fsr-3346	300	17	&	&	CCONJ
fsr-3346	300	18	rodeiro	rodeiro	NOUN
fsr-3346	300	19	-	-	PUNCT
fsr-3346	300	20	pazos	pazos	PROPN
fsr-3346	300	21	,	,	PUNCT
fsr-3346	300	22	d.	d.	PROPN
fsr-3346	300	23	(	(	PUNCT
fsr-3346	300	24	2020	2020	NUM
fsr-3346	300	25	)	)	PUNCT
fsr-3346	300	26	.	.	PUNCT
fsr-3346	301	1	the	the	DET
fsr-3346	301	2	influence	influence	NOUN
fsr-3346	301	3	of	of	ADP
fsr-3346	301	4	attitude	attitude	NOUN
fsr-3346	301	5	to	to	ADP
fsr-3346	301	6	money	money	NOUN
fsr-3346	301	7	on	on	ADP
fsr-3346	301	8	individuals	individual	NOUN
fsr-3346	301	9	’	'	PUNCT
fsr-3346	301	10	financial	financial	ADJ
fsr-3346	301	11	well	well	ADV
fsr-3346	301	12	-	-	PUNCT
fsr-3346	301	13	being	being	NOUN
fsr-3346	301	14	.	.	PUNCT
fsr-3346	302	1	social	social	ADJ
fsr-3346	302	2	indicators	indicator	NOUN
fsr-3346	302	3	research	research	NOUN
fsr-3346	302	4	,	,	PUNCT
fsr-3346	302	5	148(3	148(3	NUM
fsr-3346	302	6	)	)	PUNCT
fsr-3346	302	7	,	,	PUNCT
fsr-3346	302	8	747–764	747–764	NUM
fsr-3346	302	9	.	.	PUNCT
fsr-3346	303	1	https://doi.org/10.1007/s11205-01902219-4	https://doi.org/10.1007/s11205-01902219-4	PROPN
fsr-3346	303	2	choi	choi	NOUN
fsr-3346	303	3	,	,	PUNCT
fsr-3346	303	4	s.	s.	PROPN
fsr-3346	303	5	l.	l.	PROPN
fsr-3346	303	6	,	,	PUNCT
fsr-3346	303	7	heo	heo	PROPN
fsr-3346	303	8	,	,	PUNCT
fsr-3346	303	9	w.	w.	PROPN
fsr-3346	303	10	,	,	PUNCT
fsr-3346	303	11	cho	cho	PROPN
fsr-3346	303	12	,	,	PUNCT
fsr-3346	303	13	s.	s.	PROPN
fsr-3346	303	14	h.	h.	PROPN
fsr-3346	303	15	,	,	PUNCT
fsr-3346	303	16	&	&	CCONJ
fsr-3346	303	17	lee	lee	PROPN
fsr-3346	303	18	,	,	PUNCT
fsr-3346	303	19	p.	p.	PROPN
fsr-3346	303	20	(	(	PUNCT
fsr-3346	303	21	2020	2020	NUM
fsr-3346	303	22	)	)	PUNCT
fsr-3346	303	23	.	.	PUNCT
fsr-3346	304	1	the	the	DET
fsr-3346	304	2	links	link	NOUN
fsr-3346	304	3	between	between	ADP
fsr-3346	304	4	job	job	NOUN
fsr-3346	304	5	insecurity	insecurity	NOUN
fsr-3346	304	6	,	,	PUNCT
fsr-3346	304	7	financial	financial	ADJ
fsr-3346	304	8	well‐being	well‐being	NOUN
fsr-3346	304	9	and	and	CCONJ
fsr-3346	304	10	financial	financial	ADJ
fsr-3346	304	11	stress	stress	NOUN
fsr-3346	304	12	:	:	PUNCT
fsr-3346	304	13	a	a	DET
fsr-3346	304	14	moderated	moderated	ADJ
fsr-3346	304	15	mediation	mediation	NOUN
fsr-3346	304	16	model	model	NOUN
fsr-3346	304	17	.	.	PUNCT
fsr-3346	305	1	international	international	ADJ
fsr-3346	305	2	journal	journal	PROPN
fsr-3346	305	3	of	of	ADP
fsr-3346	305	4	consumer	consumer	NOUN
fsr-3346	305	5	studies	study	NOUN
fsr-3346	305	6	,	,	PUNCT
fsr-3346	305	7	44(4	44(4	NOUN
fsr-3346	305	8	)	)	PUNCT
fsr-3346	305	9	,	,	PUNCT
fsr-3346	305	10	353	353	NUM
fsr-3346	305	11	-	-	SYM
fsr-3346	305	12	360	360	NUM
fsr-3346	305	13	.	.	PUNCT
fsr-3346	306	1	https://doi.org/10.1111/ijcs.12571	https://doi.org/10.1111/ijcs.12571	ADJ
fsr-3346	306	2	financial	financial	ADJ
fsr-3346	306	3	services	service	NOUN
fsr-3346	306	4	review	review	VERB
fsr-3346	306	5	32(1	32(1	NUM
fsr-3346	306	6	)	)	PUNCT
fsr-3346	306	7	60	60	NUM
fsr-3346	306	8	consumer	consumer	NOUN
fsr-3346	306	9	financial	financial	ADJ
fsr-3346	306	10	protection	protection	PROPN
fsr-3346	306	11	bureau	bureau	PROPN
fsr-3346	306	12	.	.	PUNCT
fsr-3346	307	1	(	(	PUNCT
fsr-3346	307	2	2017	2017	NUM
fsr-3346	307	3	)	)	PUNCT
fsr-3346	307	4	.	.	PUNCT
fsr-3346	308	1	cfpb	cfpb	PROPN
fsr-3346	308	2	financial	financial	ADJ
fsr-3346	308	3	well	well	ADV
fsr-3346	308	4	-	-	PUNCT
fsr-3346	308	5	being	being	NOUN
fsr-3346	308	6	scale	scale	NOUN
fsr-3346	308	7	:	:	PUNCT
fsr-3346	308	8	scale	scale	NOUN
fsr-3346	308	9	development	development	PROPN
fsr-3346	308	10	technical	technical	PROPN
fsr-3346	308	11	report	report	NOUN
fsr-3346	308	12	.	.	PUNCT
fsr-3346	309	1	https://files.consumerfinance.gov/f/docu	https://files.consumerfinance.gov/f/docu	PROPN
fsr-3346	309	2	ments/201705_cfpb_financial	ments/201705_cfpb_financial	ADJ
fsr-3346	309	3	-	-	PUNCT
fsr-3346	309	4	wellbeing	wellbee	VERB
fsr-3346	309	5	-	-	PUNCT
fsr-3346	309	6	scale	scale	NOUN
fsr-3346	309	7	-	-	PUNCT
fsr-3346	309	8	technical	technical	ADJ
fsr-3346	309	9	-	-	PUNCT
fsr-3346	309	10	report.pdf	report.pdf	NOUN
fsr-3346	309	11	dew	dew	NOUN
fsr-3346	309	12	,	,	PUNCT
fsr-3346	309	13	j.	j.	PROPN
fsr-3346	309	14	p.	p.	PROPN
fsr-3346	309	15	,	,	PUNCT
fsr-3346	309	16	&	&	CCONJ
fsr-3346	309	17	xiao	xiao	PROPN
fsr-3346	309	18	,	,	PUNCT
fsr-3346	309	19	j.	j.	PROPN
fsr-3346	309	20	j.	j.	PROPN
fsr-3346	309	21	(	(	PUNCT
fsr-3346	309	22	2011	2011	NUM
fsr-3346	309	23	)	)	PUNCT
fsr-3346	309	24	.	.	PUNCT
fsr-3346	310	1	the	the	DET
fsr-3346	310	2	financial	financial	ADJ
fsr-3346	310	3	management	management	NOUN
fsr-3346	310	4	behavior	behavior	NOUN
fsr-3346	310	5	scale	scale	NOUN
fsr-3346	310	6	:	:	PUNCT
fsr-3346	310	7	development	development	NOUN
fsr-3346	310	8	and	and	CCONJ
fsr-3346	310	9	validation	validation	NOUN
fsr-3346	310	10	.	.	PUNCT
fsr-3346	311	1	journal	journal	NOUN
fsr-3346	311	2	of	of	ADP
fsr-3346	311	3	financial	financial	ADJ
fsr-3346	311	4	counseling	counseling	NOUN
fsr-3346	311	5	and	and	CCONJ
fsr-3346	311	6	planning	planning	NOUN
fsr-3346	311	7	,	,	PUNCT
fsr-3346	311	8	22(1	22(1	NUM
fsr-3346	311	9	)	)	PUNCT
fsr-3346	311	10	,	,	PUNCT
fsr-3346	311	11	43	43	NUM
fsr-3346	311	12	-	-	SYM
fsr-3346	311	13	59	59	NUM
fsr-3346	311	14	.	.	PUNCT
fsr-3346	312	1	fan	fan	PROPN
fsr-3346	312	2	,	,	PUNCT
fsr-3346	312	3	l.	l.	PROPN
fsr-3346	312	4	,	,	PUNCT
fsr-3346	312	5	&	&	CCONJ
fsr-3346	312	6	henager	henager	PROPN
fsr-3346	312	7	,	,	PUNCT
fsr-3346	312	8	r.	r.	PROPN
fsr-3346	312	9	(	(	PUNCT
fsr-3346	312	10	2022	2022	NUM
fsr-3346	312	11	)	)	PUNCT
fsr-3346	312	12	.	.	PUNCT
fsr-3346	313	1	a	a	DET
fsr-3346	313	2	structural	structural	ADJ
fsr-3346	313	3	determinants	determinant	NOUN
fsr-3346	313	4	framework	framework	NOUN
fsr-3346	313	5	for	for	ADP
fsr-3346	313	6	financial	financial	ADJ
fsr-3346	313	7	well	well	NOUN
fsr-3346	313	8	-	-	PUNCT
fsr-3346	313	9	being	being	NOUN
fsr-3346	313	10	.	.	PUNCT
fsr-3346	314	1	journal	journal	PROPN
fsr-3346	314	2	of	of	ADP
fsr-3346	314	3	family	family	NOUN
fsr-3346	314	4	and	and	CCONJ
fsr-3346	314	5	economic	economic	ADJ
fsr-3346	314	6	issues	issue	NOUN
fsr-3346	314	7	,	,	PUNCT
fsr-3346	314	8	43(2	43(2	NUM
fsr-3346	314	9	)	)	PUNCT
fsr-3346	314	10	,	,	PUNCT
fsr-3346	314	11	415	415	NUM
fsr-3346	314	12	-	-	SYM
fsr-3346	314	13	428	428	NUM
fsr-3346	314	14	.	.	PUNCT
fsr-3346	315	1	https://doi.org/10.1007/s10834-02109798-w	https://doi.org/10.1007/s10834-02109798-w	ADJ
fsr-3346	315	2	federal	federal	ADJ
fsr-3346	315	3	housing	housing	NOUN
fsr-3346	315	4	finance	finance	NOUN
fsr-3346	315	5	agency	agency	NOUN
fsr-3346	315	6	.	.	PUNCT
fsr-3346	316	1	(	(	PUNCT
fsr-3346	316	2	2020	2020	NUM
fsr-3346	316	3	)	)	PUNCT
fsr-3346	316	4	.	.	PUNCT
fsr-3346	317	1	fhfa	fhfa	NOUN
fsr-3346	317	2	suspends	suspend	VERB
fsr-3346	317	3	foreclosures	foreclosure	NOUN
fsr-3346	317	4	and	and	CCONJ
fsr-3346	317	5	evictions	eviction	NOUN
fsr-3346	317	6	for	for	ADP
fsr-3346	317	7	enterprise	enterprise	NOUN
fsr-3346	317	8	-	-	PUNCT
fsr-3346	317	9	backed	back	VERB
fsr-3346	317	10	mortgages	mortgage	NOUN
fsr-3346	317	11	.	.	PUNCT
fsr-3346	318	1	https://www.fhfa.gov/media/publicaffai	https://www.fhfa.gov/media/publicaffai	NOUN
fsr-3346	318	2	rs	r	NOUN
fsr-3346	318	3	/	/	SYM
fsr-3346	318	4	pages	page	NOUN
fsr-3346	318	5	/	/	SYM
fsr-3346	318	6	fhfa	fhfa	NOUN
fsr-3346	318	7	-	-	PUNCT
fsr-3346	318	8	suspends	suspend	NOUN
fsr-3346	318	9	-	-	PUNCT
fsr-3346	318	10	foreclosuresand	foreclosuresand	NOUN
fsr-3346	318	11	-	-	PUNCT
fsr-3346	318	12	evictions	eviction	NOUN
fsr-3346	318	13	-	-	PUNCT
fsr-3346	318	14	for	for	ADP
fsr-3346	318	15	-	-	PUNCT
fsr-3346	318	16	enterprise	enterprise	NOUN
fsr-3346	318	17	-	-	PUNCT
fsr-3346	318	18	backedmortgages.aspx	backedmortgages.aspx	NUM
fsr-3346	318	19	fritz	fritz	NOUN
fsr-3346	318	20	,	,	PUNCT
fsr-3346	318	21	m.	m.	NOUN
fsr-3346	318	22	s.	s.	PROPN
fsr-3346	318	23	,	,	PUNCT
fsr-3346	318	24	&	&	CCONJ
fsr-3346	318	25	mackinnon	mackinnon	PROPN
fsr-3346	318	26	,	,	PUNCT
fsr-3346	318	27	d.	d.	PROPN
fsr-3346	318	28	p.	p.	PROPN
fsr-3346	318	29	(	(	PUNCT
fsr-3346	318	30	2007	2007	NUM
fsr-3346	318	31	)	)	PUNCT
fsr-3346	318	32	.	.	PUNCT
fsr-3346	319	1	required	require	VERB
fsr-3346	319	2	sample	sample	NOUN
fsr-3346	319	3	size	size	NOUN
fsr-3346	319	4	to	to	PART
fsr-3346	319	5	detect	detect	VERB
fsr-3346	319	6	the	the	DET
fsr-3346	319	7	mediated	mediate	VERB
fsr-3346	319	8	effect	effect	NOUN
fsr-3346	319	9	.	.	PUNCT
fsr-3346	320	1	psychological	psychological	ADJ
fsr-3346	320	2	science	science	NOUN
fsr-3346	320	3	,	,	PUNCT
fsr-3346	320	4	18(3	18(3	NUM
fsr-3346	320	5	)	)	PUNCT
fsr-3346	320	6	,	,	PUNCT
fsr-3346	320	7	233	233	NUM
fsr-3346	320	8	-	-	SYM
fsr-3346	320	9	239	239	NUM
fsr-3346	320	10	.	.	PUNCT
fsr-3346	321	1	doi:10.1111	doi:10.1111	ADJ
fsr-3346	321	2	/	/	SYM
fsr-3346	321	3	j.14679280.2007	j.14679280.2007	ADJ
fsr-3346	321	4	gerrans	gerran	NOUN
fsr-3346	321	5	,	,	PUNCT
fsr-3346	321	6	p.	p.	NOUN
fsr-3346	321	7	,	,	PUNCT
fsr-3346	321	8	speelman	speelman	PROPN
fsr-3346	321	9	,	,	PUNCT
fsr-3346	321	10	c.	c.	PROPN
fsr-3346	321	11	,	,	PUNCT
fsr-3346	321	12	&	&	CCONJ
fsr-3346	321	13	campitelli	campitelli	PROPN
fsr-3346	321	14	,	,	PUNCT
fsr-3346	321	15	g.	g.	PROPN
fsr-3346	321	16	(	(	PUNCT
fsr-3346	321	17	2014	2014	NUM
fsr-3346	321	18	)	)	PUNCT
fsr-3346	321	19	.	.	PUNCT
fsr-3346	322	1	the	the	DET
fsr-3346	322	2	relationship	relationship	NOUN
fsr-3346	322	3	between	between	ADP
fsr-3346	322	4	personal	personal	ADJ
fsr-3346	322	5	financial	financial	ADJ
fsr-3346	322	6	wellness	wellness	NOUN
fsr-3346	322	7	and	and	CCONJ
fsr-3346	322	8	financial	financial	ADJ
fsr-3346	322	9	wellbeing	wellbeing	NOUN
fsr-3346	322	10	:	:	PUNCT
fsr-3346	322	11	a	a	DET
fsr-3346	322	12	structural	structural	ADJ
fsr-3346	322	13	equation	equation	NOUN
fsr-3346	322	14	modelling	model	VERB
fsr-3346	322	15	approach	approach	NOUN
fsr-3346	322	16	.	.	PUNCT
fsr-3346	323	1	journal	journal	NOUN
fsr-3346	323	2	of	of	ADP
fsr-3346	323	3	family	family	NOUN
fsr-3346	323	4	and	and	CCONJ
fsr-3346	323	5	economic	economic	ADJ
fsr-3346	323	6	issues	issue	NOUN
fsr-3346	323	7	,	,	PUNCT
fsr-3346	323	8	35(2	35(2	NUM
fsr-3346	323	9	)	)	PUNCT
fsr-3346	323	10	,	,	PUNCT
fsr-3346	323	11	145	145	NUM
fsr-3346	323	12	-	-	SYM
fsr-3346	323	13	160	160	NUM
fsr-3346	323	14	.	.	PUNCT
fsr-3346	324	1	https://doi.org/10.1007/s10834-0139358-z	https://doi.org/10.1007/s10834-0139358-z	PROPN
fsr-3346	324	2	gutter	gutter	NOUN
fsr-3346	324	3	,	,	PUNCT
fsr-3346	324	4	m.	m.	NOUN
fsr-3346	324	5	,	,	PUNCT
fsr-3346	324	6	&	&	CCONJ
fsr-3346	324	7	copur	copur	PROPN
fsr-3346	324	8	,	,	PUNCT
fsr-3346	324	9	z.	z.	PROPN
fsr-3346	324	10	(	(	PUNCT
fsr-3346	324	11	2011	2011	NUM
fsr-3346	324	12	)	)	PUNCT
fsr-3346	324	13	.	.	PUNCT
fsr-3346	325	1	financial	financial	ADJ
fsr-3346	325	2	behaviors	behavior	NOUN
fsr-3346	325	3	and	and	CCONJ
fsr-3346	325	4	financial	financial	ADJ
fsr-3346	325	5	well	well	NOUN
fsr-3346	325	6	-	-	PUNCT
fsr-3346	325	7	being	being	NOUN
fsr-3346	325	8	of	of	ADP
fsr-3346	325	9	college	college	NOUN
fsr-3346	325	10	students	student	NOUN
fsr-3346	325	11	:	:	PUNCT
fsr-3346	325	12	evidence	evidence	NOUN
fsr-3346	325	13	from	from	ADP
fsr-3346	325	14	a	a	DET
fsr-3346	325	15	national	national	ADJ
fsr-3346	325	16	survey	survey	NOUN
fsr-3346	325	17	.	.	PUNCT
fsr-3346	326	1	journal	journal	NOUN
fsr-3346	326	2	of	of	ADP
fsr-3346	326	3	family	family	NOUN
fsr-3346	326	4	and	and	CCONJ
fsr-3346	326	5	economic	economic	ADJ
fsr-3346	326	6	issues	issue	NOUN
fsr-3346	326	7	,	,	PUNCT
fsr-3346	326	8	32(4	32(4	NUM
fsr-3346	326	9	)	)	PUNCT
fsr-3346	326	10	,	,	PUNCT
fsr-3346	326	11	699	699	NUM
fsr-3346	326	12	-	-	SYM
fsr-3346	326	13	714	714	NUM
fsr-3346	326	14	.	.	PUNCT
fsr-3346	327	1	http://dx.doi.org/10.1007/s10834-0119255-2	http://dx.doi.org/10.1007/s10834-0119255-2	PROPN
fsr-3346	327	2	grable	grable	PROPN
fsr-3346	327	3	,	,	PUNCT
fsr-3346	327	4	j.	j.	PROPN
fsr-3346	327	5	,	,	PUNCT
fsr-3346	327	6	archuleta	archuleta	PROPN
fsr-3346	327	7	,	,	PUNCT
fsr-3346	327	8	k.	k.	PROPN
fsr-3346	327	9	l.	l.	PROPN
fsr-3346	327	10	,	,	PUNCT
fsr-3346	327	11	ford	ford	PROPN
fsr-3346	327	12	,	,	PUNCT
fsr-3346	327	13	m.	m.	PROPN
fsr-3346	327	14	r.	r.	PROPN
fsr-3346	327	15	,	,	PUNCT
fsr-3346	327	16	kruger	kruger	PROPN
fsr-3346	327	17	,	,	PUNCT
fsr-3346	327	18	m.	m.	NOUN
fsr-3346	327	19	,	,	PUNCT
fsr-3346	327	20	gale	gale	PROPN
fsr-3346	327	21	,	,	PUNCT
fsr-3346	327	22	j.	j.	PROPN
fsr-3346	327	23	,	,	PUNCT
fsr-3346	327	24	&	&	CCONJ
fsr-3346	327	25	goetz	goetz	PROPN
fsr-3346	327	26	,	,	PUNCT
fsr-3346	327	27	j.	j.	PROPN
fsr-3346	327	28	(	(	PUNCT
fsr-3346	327	29	2020	2020	NUM
fsr-3346	327	30	)	)	PUNCT
fsr-3346	327	31	.	.	PUNCT
fsr-3346	328	1	the	the	DET
fsr-3346	328	2	moderating	moderate	VERB
fsr-3346	328	3	effect	effect	NOUN
fsr-3346	328	4	of	of	ADP
fsr-3346	328	5	generalized	generalized	ADJ
fsr-3346	328	6	anxiety	anxiety	NOUN
fsr-3346	328	7	and	and	CCONJ
fsr-3346	328	8	financial	financial	ADJ
fsr-3346	328	9	knowledge	knowledge	NOUN
fsr-3346	328	10	on	on	ADP
fsr-3346	328	11	financial	financial	ADJ
fsr-3346	328	12	management	management	NOUN
fsr-3346	328	13	behavior	behavior	NOUN
fsr-3346	328	14	.	.	PUNCT
fsr-3346	329	1	contemporary	contemporary	ADJ
fsr-3346	329	2	family	family	NOUN
fsr-3346	329	3	therapy	therapy	NOUN
fsr-3346	329	4	,	,	PUNCT
fsr-3346	329	5	42(1	42(1	NOUN
fsr-3346	329	6	)	)	PUNCT
fsr-3346	329	7	,	,	PUNCT
fsr-3346	329	8	15–24	15–24	NUM
fsr-3346	329	9	.	.	PUNCT
fsr-3346	330	1	hira	hira	PROPN
fsr-3346	330	2	,	,	PUNCT
fsr-3346	330	3	t.	t.	PROPN
fsr-3346	330	4	k.	k.	PROPN
fsr-3346	330	5	,	,	PUNCT
fsr-3346	330	6	&	&	CCONJ
fsr-3346	330	7	mugenda	mugenda	ADJ
fsr-3346	330	8	,	,	PUNCT
fsr-3346	330	9	o.	o.	NOUN
fsr-3346	330	10	m.	m.	NOUN
fsr-3346	330	11	(	(	PUNCT
fsr-3346	330	12	1998	1998	NUM
fsr-3346	330	13	)	)	PUNCT
fsr-3346	330	14	.	.	PUNCT
fsr-3346	331	1	predictors	predictor	NOUN
fsr-3346	331	2	of	of	ADP
fsr-3346	331	3	financial	financial	ADJ
fsr-3346	331	4	satisfaction	satisfaction	NOUN
fsr-3346	331	5	:	:	PUNCT
fsr-3346	331	6	differences	difference	NOUN
fsr-3346	331	7	between	between	ADP
fsr-3346	331	8	retirees	retiree	NOUN
fsr-3346	331	9	and	and	CCONJ
fsr-3346	331	10	non	non	NOUN
fsr-3346	331	11	-	-	NOUN
fsr-3346	331	12	retirees	retiree	NOUN
fsr-3346	331	13	.	.	PUNCT
fsr-3346	332	1	journal	journal	PROPN
fsr-3346	332	2	of	of	ADP
fsr-3346	332	3	financial	financial	ADJ
fsr-3346	332	4	counseling	counseling	NOUN
fsr-3346	332	5	and	and	CCONJ
fsr-3346	332	6	planning	planning	NOUN
fsr-3346	332	7	,	,	PUNCT
fsr-3346	332	8	9(2	9(2	NUM
fsr-3346	332	9	)	)	PUNCT
fsr-3346	332	10	,	,	PUNCT
fsr-3346	332	11	75	75	NUM
fsr-3346	332	12	.	.	PUNCT
fsr-3346	333	1	joo	joo	PROPN
fsr-3346	333	2	,	,	PUNCT
fsr-3346	333	3	s.	s.	PROPN
fsr-3346	333	4	(	(	PUNCT
fsr-3346	333	5	2008	2008	NUM
fsr-3346	333	6	)	)	PUNCT
fsr-3346	333	7	.	.	PUNCT
fsr-3346	334	1	personal	personal	ADJ
fsr-3346	334	2	financial	financial	ADJ
fsr-3346	334	3	wellness	wellness	NOUN
fsr-3346	334	4	.	.	PUNCT
fsr-3346	335	1	in	in	ADP
fsr-3346	335	2	handbook	handbook	NOUN
fsr-3346	335	3	of	of	ADP
fsr-3346	335	4	consumer	consumer	NOUN
fsr-3346	335	5	finance	finance	NOUN
fsr-3346	335	6	research	research	NOUN
fsr-3346	335	7	(	(	PUNCT
fsr-3346	335	8	pp	pp	ADJ
fsr-3346	335	9	.	.	PUNCT
fsr-3346	336	1	21	21	NUM
fsr-3346	336	2	-	-	SYM
fsr-3346	336	3	33	33	NUM
fsr-3346	336	4	)	)	PUNCT
fsr-3346	336	5	.	.	PUNCT
fsr-3346	337	1	springer	springer	NOUN
fsr-3346	337	2	,	,	PUNCT
fsr-3346	337	3	new	new	PROPN
fsr-3346	337	4	york	york	PROPN
fsr-3346	337	5	,	,	PUNCT
fsr-3346	337	6	ny	ny	PROPN
fsr-3346	337	7	.	.	PROPN
fsr-3346	337	8	joo	joo	PROPN
fsr-3346	337	9	,	,	PUNCT
fsr-3346	337	10	s.	s.	PROPN
fsr-3346	337	11	,	,	PUNCT
fsr-3346	337	12	&	&	CCONJ
fsr-3346	337	13	grable	grable	PROPN
fsr-3346	337	14	,	,	PUNCT
fsr-3346	337	15	j.	j.	PROPN
fsr-3346	337	16	e.	e.	PROPN
fsr-3346	337	17	(	(	PUNCT
fsr-3346	337	18	2004	2004	NUM
fsr-3346	337	19	)	)	PUNCT
fsr-3346	337	20	.	.	PUNCT
fsr-3346	338	1	an	an	DET
fsr-3346	338	2	exploratory	exploratory	ADJ
fsr-3346	338	3	framework	framework	NOUN
fsr-3346	338	4	of	of	ADP
fsr-3346	338	5	the	the	DET
fsr-3346	338	6	determinants	determinant	NOUN
fsr-3346	338	7	of	of	ADP
fsr-3346	338	8	financial	financial	ADJ
fsr-3346	338	9	satisfaction	satisfaction	NOUN
fsr-3346	338	10	.	.	PUNCT
fsr-3346	339	1	journal	journal	NOUN
fsr-3346	339	2	of	of	ADP
fsr-3346	339	3	family	family	NOUN
fsr-3346	339	4	and	and	CCONJ
fsr-3346	339	5	economic	economic	ADJ
fsr-3346	339	6	issues	issue	NOUN
fsr-3346	339	7	,	,	PUNCT
fsr-3346	339	8	25(1	25(1	NUM
fsr-3346	339	9	)	)	PUNCT
fsr-3346	339	10	,	,	PUNCT
fsr-3346	339	11	25–50	25–50	NUM
fsr-3346	339	12	.	.	PUNCT
fsr-3346	340	1	https://doi.org/10.1023/b:jeei.00000167	https://doi.org/10.1023/b:jeei.00000167	ADV
fsr-3346	340	2	22.37994.9f	22.37994.9f	PUNCT
fsr-3346	340	3	lee	lee	PROPN
fsr-3346	340	4	,	,	PUNCT
fsr-3346	340	5	j.	j.	PROPN
fsr-3346	340	6	m.	m.	PROPN
fsr-3346	340	7	,	,	PUNCT
fsr-3346	340	8	lee	lee	PROPN
fsr-3346	340	9	,	,	PUNCT
fsr-3346	340	10	j.	j.	PROPN
fsr-3346	340	11	,	,	PUNCT
fsr-3346	340	12	&	&	CCONJ
fsr-3346	340	13	kim	kim	PROPN
fsr-3346	340	14	,	,	PUNCT
fsr-3346	340	15	k.	k.	PROPN
fsr-3346	340	16	t.	t.	PROPN
fsr-3346	340	17	(	(	PUNCT
fsr-3346	340	18	2020	2020	NUM
fsr-3346	340	19	)	)	PUNCT
fsr-3346	340	20	.	.	PUNCT
fsr-3346	341	1	consumer	consumer	NOUN
fsr-3346	341	2	financial	financial	ADJ
fsr-3346	341	3	well	well	NOUN
fsr-3346	341	4	-	-	PUNCT
fsr-3346	341	5	being	being	NOUN
fsr-3346	341	6	:	:	PUNCT
fsr-3346	341	7	knowledge	knowledge	NOUN
fsr-3346	341	8	is	be	AUX
fsr-3346	341	9	not	not	PART
fsr-3346	341	10	enough	enough	ADJ
fsr-3346	341	11	.	.	PUNCT
fsr-3346	342	1	journal	journal	NOUN
fsr-3346	342	2	of	of	ADP
fsr-3346	342	3	family	family	NOUN
fsr-3346	342	4	and	and	CCONJ
fsr-3346	342	5	economic	economic	ADJ
fsr-3346	342	6	issues	issue	NOUN
fsr-3346	342	7	,	,	PUNCT
fsr-3346	342	8	41(2	41(2	NUM
fsr-3346	342	9	)	)	PUNCT
fsr-3346	342	10	,	,	PUNCT
fsr-3346	342	11	218228	218228	NUM
fsr-3346	342	12	.	.	PUNCT
fsr-3346	343	1	https://doi.org/10.1007/s10834019-09649-9	https://doi.org/10.1007/s10834019-09649-9	PROPN
fsr-3346	343	2	lind	lind	PROPN
fsr-3346	343	3	,	,	PUNCT
fsr-3346	343	4	t.	t.	PROPN
fsr-3346	343	5	,	,	PUNCT
fsr-3346	343	6	ahmed	ahmed	PROPN
fsr-3346	343	7	,	,	PUNCT
fsr-3346	343	8	a.	a.	PROPN
fsr-3346	343	9	,	,	PUNCT
fsr-3346	343	10	skagerlund	skagerlund	PROPN
fsr-3346	343	11	,	,	PUNCT
fsr-3346	343	12	k.	k.	PROPN
fsr-3346	343	13	,	,	PUNCT
fsr-3346	343	14	strömbäck	strömbäck	PROPN
fsr-3346	343	15	,	,	PUNCT
fsr-3346	343	16	c.	c.	PROPN
fsr-3346	343	17	,	,	PUNCT
fsr-3346	343	18	västfjäll	västfjäll	PROPN
fsr-3346	343	19	,	,	PUNCT
fsr-3346	343	20	d.	d.	PROPN
fsr-3346	343	21	,	,	PUNCT
fsr-3346	343	22	&	&	CCONJ
fsr-3346	343	23	tinghög	tinghög	NOUN
fsr-3346	343	24	,	,	PUNCT
fsr-3346	343	25	g.	g.	PROPN
fsr-3346	343	26	(	(	PUNCT
fsr-3346	343	27	2020	2020	NUM
fsr-3346	343	28	)	)	PUNCT
fsr-3346	343	29	.	.	PUNCT
fsr-3346	344	1	competence	competence	NOUN
fsr-3346	344	2	,	,	PUNCT
fsr-3346	344	3	confidence	confidence	NOUN
fsr-3346	344	4	,	,	PUNCT
fsr-3346	344	5	and	and	CCONJ
fsr-3346	344	6	gender	gender	NOUN
fsr-3346	344	7	:	:	PUNCT
fsr-3346	344	8	the	the	DET
fsr-3346	344	9	role	role	NOUN
fsr-3346	344	10	of	of	ADP
fsr-3346	344	11	objective	objective	ADJ
fsr-3346	344	12	and	and	CCONJ
fsr-3346	344	13	subjective	subjective	ADJ
fsr-3346	344	14	financial	financial	ADJ
fsr-3346	344	15	knowledge	knowledge	NOUN
fsr-3346	344	16	in	in	ADP
fsr-3346	344	17	household	household	NOUN
fsr-3346	344	18	finance	finance	NOUN
fsr-3346	344	19	.	.	PUNCT
fsr-3346	345	1	journal	journal	NOUN
fsr-3346	345	2	of	of	ADP
fsr-3346	345	3	family	family	NOUN
fsr-3346	345	4	and	and	CCONJ
fsr-3346	345	5	economic	economic	ADJ
fsr-3346	345	6	issues	issue	NOUN
fsr-3346	345	7	,	,	PUNCT
fsr-3346	345	8	41(4	41(4	NUM
fsr-3346	345	9	)	)	PUNCT
fsr-3346	345	10	,	,	PUNCT
fsr-3346	345	11	626	626	NUM
fsr-3346	345	12	-	-	SYM
fsr-3346	345	13	638	638	NUM
fsr-3346	345	14	.	.	PUNCT
fsr-3346	346	1	http://dx.doi.org/10.1007/s10834-02009678-9	http://dx.doi.org/10.1007/s10834-02009678-9	PROPN
fsr-3346	346	2	malone	malone	PROPN
fsr-3346	346	3	,	,	PUNCT
fsr-3346	346	4	k.	k.	PROPN
fsr-3346	346	5	,	,	PUNCT
fsr-3346	346	6	stewart	stewart	PROPN
fsr-3346	346	7	,	,	PUNCT
fsr-3346	346	8	s.	s.	PROPN
fsr-3346	346	9	d.	d.	PROPN
fsr-3346	346	10	,	,	PUNCT
fsr-3346	346	11	wilson	wilson	PROPN
fsr-3346	346	12	,	,	PUNCT
fsr-3346	346	13	j.	j.	PROPN
fsr-3346	346	14	,	,	PUNCT
fsr-3346	346	15	&	&	CCONJ
fsr-3346	346	16	korsching	korsching	PROPN
fsr-3346	346	17	,	,	PUNCT
fsr-3346	346	18	p.	p.	PROPN
fsr-3346	346	19	f.	f.	PROPN
fsr-3346	346	20	(	(	PUNCT
fsr-3346	346	21	2010	2010	NUM
fsr-3346	346	22	)	)	PUNCT
fsr-3346	346	23	.	.	PUNCT
fsr-3346	347	1	perceptions	perception	NOUN
fsr-3346	347	2	of	of	ADP
fsr-3346	347	3	financial	financial	ADJ
fsr-3346	347	4	well	well	NOUN
fsr-3346	347	5	-	-	PUNCT
fsr-3346	347	6	being	being	NOUN
fsr-3346	347	7	among	among	ADP
fsr-3346	347	8	american	american	ADJ
fsr-3346	347	9	women	woman	NOUN
fsr-3346	347	10	in	in	ADP
fsr-3346	347	11	diverse	diverse	ADJ
fsr-3346	347	12	families	family	NOUN
fsr-3346	347	13	.	.	PUNCT
fsr-3346	348	1	journal	journal	NOUN
fsr-3346	348	2	of	of	ADP
fsr-3346	348	3	family	family	NOUN
fsr-3346	348	4	and	and	CCONJ
fsr-3346	348	5	economic	economic	ADJ
fsr-3346	348	6	issues	issue	NOUN
fsr-3346	348	7	,	,	PUNCT
fsr-3346	348	8	31(1	31(1	NUM
fsr-3346	348	9	)	)	PUNCT
fsr-3346	348	10	,	,	PUNCT
fsr-3346	348	11	6381	6381	NUM
fsr-3346	348	12	.	.	PUNCT
fsr-3346	349	1	https://doi.org/10.1007/s10834-0099176-5	https://doi.org/10.1007/s10834-0099176-5	VERB
fsr-3346	349	2	moss	moss	PROPN
fsr-3346	349	3	,	,	PUNCT
fsr-3346	349	4	k.	k.	PROPN
fsr-3346	349	5	,	,	PUNCT
fsr-3346	349	6	dawson	dawson	PROPN
fsr-3346	349	7	,	,	PUNCT
fsr-3346	349	8	l.	l.	PROPN
fsr-3346	349	9	,	,	PUNCT
fsr-3346	349	10	long	long	ADV
fsr-3346	349	11	,	,	PUNCT
fsr-3346	349	12	m.	m.	NOUN
fsr-3346	349	13	,	,	PUNCT
fsr-3346	349	14	kates	kates	PROPN
fsr-3346	349	15	,	,	PUNCT
fsr-3346	349	16	j.	j.	PROPN
fsr-3346	349	17	,	,	PUNCT
fsr-3346	349	18	musumeci	musumeci	PROPN
fsr-3346	349	19	,	,	PUNCT
fsr-3346	349	20	m.	m.	NOUN
fsr-3346	349	21	,	,	PUNCT
fsr-3346	349	22	cubanski	cubanski	NOUN
fsr-3346	349	23	,	,	PUNCT
fsr-3346	349	24	j.	j.	PROPN
fsr-3346	349	25	,	,	PUNCT
fsr-3346	349	26	&	&	CCONJ
fsr-3346	349	27	pollitz	pollitz	PROPN
fsr-3346	349	28	,	,	PUNCT
fsr-3346	349	29	k.	k.	PROPN
fsr-3346	349	30	(	(	PUNCT
fsr-3346	349	31	2020	2020	NUM
fsr-3346	349	32	,	,	PUNCT
fsr-3346	349	33	march	march	PROPN
fsr-3346	349	34	23	23	NUM
fsr-3346	349	35	)	)	PUNCT
fsr-3346	349	36	.	.	PUNCT
fsr-3346	350	1	the	the	DET
fsr-3346	350	2	families	family	NOUN
fsr-3346	350	3	first	first	ADJ
fsr-3346	350	4	coronavirus	coronavirus	PROPN
fsr-3346	350	5	response	response	PROPN
fsr-3346	350	6	act	act	PROPN
fsr-3346	350	7	:	:	PUNCT
fsr-3346	350	8	summary	summary	NOUN
fsr-3346	350	9	of	of	ADP
fsr-3346	350	10	key	key	ADJ
fsr-3346	350	11	provisions	provision	NOUN
fsr-3346	350	12	.	.	PUNCT
fsr-3346	351	1	kff	kff	PROPN
fsr-3346	351	2	.	.	PUNCT
fsr-3346	352	1	https://www.kff.org/global-healthpolicy/issue-brief/the-families-firstjeong	https://www.kff.org/global-healthpolicy/issue-brief/the-families-firstjeong	PROPN
fsr-3346	352	2	et	et	PROPN
fsr-3346	352	3	al	al	PROPN
fsr-3346	352	4	.	.	PROPN
fsr-3346	352	5	61	61	NUM
fsr-3346	352	6	coronavirus	coronavirus	NOUN
fsr-3346	352	7	-	-	PUNCT
fsr-3346	352	8	response	response	NOUN
fsr-3346	352	9	-	-	PUNCT
fsr-3346	352	10	act	act	NOUN
fsr-3346	352	11	-	-	PUNCT
fsr-3346	352	12	summary	summary	NOUN
fsr-3346	352	13	-	-	PUNCT
fsr-3346	352	14	ofkey	ofkey	NOUN
fsr-3346	352	15	-	-	PUNCT
fsr-3346	352	16	provisions/	provisions/	NUM
fsr-3346	352	17	mountain	mountain	NOUN
fsr-3346	352	18	,	,	PUNCT
fsr-3346	352	19	t.	t.	PROPN
fsr-3346	352	20	p.	p.	PROPN
fsr-3346	352	21	,	,	PUNCT
fsr-3346	352	22	kim	kim	PROPN
fsr-3346	352	23	,	,	PUNCT
fsr-3346	352	24	n.	n.	PROPN
fsr-3346	352	25	,	,	PUNCT
fsr-3346	352	26	serido	serido	PRON
fsr-3346	352	27	,	,	PUNCT
fsr-3346	352	28	j.	j.	PROPN
fsr-3346	352	29	,	,	PUNCT
fsr-3346	352	30	&	&	CCONJ
fsr-3346	352	31	shim	shim	NOUN
fsr-3346	352	32	,	,	PUNCT
fsr-3346	352	33	s.	s.	PROPN
fsr-3346	352	34	(	(	PUNCT
fsr-3346	352	35	2020	2020	NUM
fsr-3346	352	36	)	)	PUNCT
fsr-3346	352	37	.	.	PUNCT
fsr-3346	353	1	does	do	VERB
fsr-3346	353	2	type	type	NOUN
fsr-3346	353	3	of	of	ADP
fsr-3346	353	4	financial	financial	ADJ
fsr-3346	353	5	learning	learning	NOUN
fsr-3346	353	6	matter	matter	NOUN
fsr-3346	353	7	for	for	ADP
fsr-3346	353	8	young	young	ADJ
fsr-3346	353	9	adults	adult	NOUN
fsr-3346	353	10	’	'	PUNCT
fsr-3346	353	11	objective	objective	ADJ
fsr-3346	353	12	financial	financial	ADJ
fsr-3346	353	13	knowledge	knowledge	NOUN
fsr-3346	353	14	and	and	CCONJ
fsr-3346	353	15	financial	financial	ADJ
fsr-3346	353	16	behaviors	behavior	NOUN
fsr-3346	353	17	?	?	PUNCT
fsr-3346	354	1	a	a	DET
fsr-3346	354	2	longitudinal	longitudinal	ADJ
fsr-3346	354	3	and	and	CCONJ
fsr-3346	354	4	mediation	mediation	NOUN
fsr-3346	354	5	analysis	analysis	NOUN
fsr-3346	354	6	.	.	PUNCT
fsr-3346	355	1	journal	journal	NOUN
fsr-3346	355	2	of	of	ADP
fsr-3346	355	3	family	family	NOUN
fsr-3346	355	4	and	and	CCONJ
fsr-3346	355	5	economic	economic	ADJ
fsr-3346	355	6	issues	issue	NOUN
fsr-3346	355	7	,	,	PUNCT
fsr-3346	355	8	42(1	42(1	NOUN
fsr-3346	355	9	)	)	PUNCT
fsr-3346	355	10	,	,	PUNCT
fsr-3346	355	11	1–20	1–20	PROPN
fsr-3346	355	12	.	.	PUNCT
fsr-3346	356	1	muir	muir	PROPN
fsr-3346	356	2	,	,	PUNCT
fsr-3346	356	3	k.	k.	PROPN
fsr-3346	356	4	,	,	PUNCT
fsr-3346	356	5	hamilton	hamilton	PROPN
fsr-3346	356	6	,	,	PUNCT
fsr-3346	356	7	m.	m.	NOUN
fsr-3346	356	8	,	,	PUNCT
fsr-3346	356	9	noone	noone	PROPN
fsr-3346	356	10	,	,	PUNCT
fsr-3346	356	11	j.	j.	PROPN
fsr-3346	356	12	h.	h.	PROPN
fsr-3346	356	13	,	,	PUNCT
fsr-3346	356	14	marjolin	marjolin	PROPN
fsr-3346	356	15	,	,	PUNCT
fsr-3346	356	16	a.	a.	NOUN
fsr-3346	356	17	,	,	PUNCT
fsr-3346	356	18	salignac	salignac	NOUN
fsr-3346	356	19	,	,	PUNCT
fsr-3346	356	20	f.	f.	PROPN
fsr-3346	356	21	,	,	PUNCT
fsr-3346	356	22	&	&	CCONJ
fsr-3346	356	23	saunders	saunder	NOUN
fsr-3346	356	24	,	,	PUNCT
fsr-3346	356	25	p.	p.	NOUN
fsr-3346	356	26	(	(	PUNCT
fsr-3346	356	27	2017	2017	NUM
fsr-3346	356	28	)	)	PUNCT
fsr-3346	356	29	.	.	PUNCT
fsr-3346	357	1	exploring	explore	VERB
fsr-3346	357	2	financial	financial	ADJ
fsr-3346	357	3	wellbeing	wellbeing	NOUN
fsr-3346	357	4	in	in	ADP
fsr-3346	357	5	the	the	DET
fsr-3346	357	6	australian	australian	ADJ
fsr-3346	357	7	context	context	NOUN
fsr-3346	357	8	.	.	PUNCT
fsr-3346	358	1	sydney	sydney	PROPN
fsr-3346	358	2	,	,	PUNCT
fsr-3346	358	3	australia	australia	PROPN
fsr-3346	358	4	:	:	PUNCT
fsr-3346	358	5	centre	centre	NOUN
fsr-3346	358	6	for	for	ADP
fsr-3346	358	7	social	social	ADJ
fsr-3346	358	8	impact	impact	NOUN
fsr-3346	358	9	and	and	CCONJ
fsr-3346	358	10	social	social	ADJ
fsr-3346	358	11	policy	policy	NOUN
fsr-3346	358	12	research	research	NOUN
fsr-3346	358	13	centre	centre	NOUN
fsr-3346	358	14	,	,	PUNCT
fsr-3346	358	15	unsw	unsw	PROPN
fsr-3346	358	16	sydney	sydney	PROPN
fsr-3346	358	17	.	.	PUNCT
fsr-3346	359	1	national	national	PROPN
fsr-3346	359	2	association	association	PROPN
fsr-3346	359	3	of	of	ADP
fsr-3346	359	4	tax	tax	NOUN
fsr-3346	359	5	professionals	professional	NOUN
fsr-3346	359	6	.	.	PUNCT
fsr-3346	360	1	(	(	PUNCT
fsr-3346	360	2	2020	2020	NUM
fsr-3346	360	3	)	)	PUNCT
fsr-3346	360	4	.	.	PUNCT
fsr-3346	361	1	coronavirus	coronavirus	NOUN
fsr-3346	361	2	aid	aid	NOUN
fsr-3346	361	3	,	,	PUNCT
fsr-3346	361	4	relief	relief	NOUN
fsr-3346	361	5	,	,	PUNCT
fsr-3346	361	6	and	and	CCONJ
fsr-3346	361	7	economic	economic	ADJ
fsr-3346	361	8	security	security	NOUN
fsr-3346	361	9	act	act	NOUN
fsr-3346	361	10	(	(	PUNCT
fsr-3346	361	11	cares	cares	PROPN
fsr-3346	361	12	)	)	PUNCT
fsr-3346	361	13	summary	summary	NOUN
fsr-3346	361	14	.	.	PUNCT
fsr-3346	362	1	https://www.natptax.com/taxknowledg	https://www.natptax.com/taxknowledg	X
fsr-3346	362	2	ecenter	ecenter	NOUN
fsr-3346	362	3	/	/	SYM
fsr-3346	362	4	covid19resources	covid19resource	NOUN
fsr-3346	362	5	/	/	SYM
fsr-3346	362	6	pages	page	NOUN
fsr-3346	362	7	/	/	SYM
fsr-3346	362	8	care	care	NOUN
fsr-3346	362	9	s-act-summary.aspx	s-act-summary.aspx	PROPN
fsr-3346	362	10	netemeyer	netemeyer	PROPN
fsr-3346	362	11	,	,	PUNCT
fsr-3346	362	12	r.	r.	PROPN
fsr-3346	362	13	g.	g.	PROPN
fsr-3346	362	14	,	,	PUNCT
fsr-3346	362	15	warmath	warmath	PROPN
fsr-3346	362	16	,	,	PUNCT
fsr-3346	362	17	d.	d.	PROPN
fsr-3346	362	18	,	,	PUNCT
fsr-3346	362	19	fernandes	fernandes	PROPN
fsr-3346	362	20	,	,	PUNCT
fsr-3346	362	21	d.	d.	PROPN
fsr-3346	362	22	,	,	PUNCT
fsr-3346	362	23	&	&	CCONJ
fsr-3346	362	24	lynch	lynch	PROPN
fsr-3346	362	25	jr	jr	PROPN
fsr-3346	362	26	,	,	PUNCT
fsr-3346	362	27	j.	j.	PROPN
fsr-3346	362	28	g.	g.	PROPN
fsr-3346	362	29	(	(	PUNCT
fsr-3346	362	30	2018	2018	NUM
fsr-3346	362	31	)	)	PUNCT
fsr-3346	362	32	.	.	PUNCT
fsr-3346	363	1	how	how	SCONJ
fsr-3346	363	2	am	be	AUX
fsr-3346	363	3	i	i	PRON
fsr-3346	363	4	doing	do	VERB
fsr-3346	363	5	?	?	PUNCT
fsr-3346	364	1	perceived	perceive	VERB
fsr-3346	364	2	financial	financial	ADJ
fsr-3346	364	3	well	well	NOUN
fsr-3346	364	4	-	-	PUNCT
fsr-3346	364	5	being	being	NOUN
fsr-3346	364	6	,	,	PUNCT
fsr-3346	364	7	its	its	PRON
fsr-3346	364	8	potential	potential	ADJ
fsr-3346	364	9	antecedents	antecedent	NOUN
fsr-3346	364	10	,	,	PUNCT
fsr-3346	364	11	and	and	CCONJ
fsr-3346	364	12	its	its	PRON
fsr-3346	364	13	relation	relation	NOUN
fsr-3346	364	14	to	to	ADP
fsr-3346	364	15	overall	overall	ADJ
fsr-3346	364	16	well	well	ADV
fsr-3346	364	17	-	-	PUNCT
fsr-3346	364	18	being	being	NOUN
fsr-3346	364	19	.	.	PUNCT
fsr-3346	365	1	journal	journal	PROPN
fsr-3346	365	2	of	of	ADP
fsr-3346	365	3	consumer	consumer	NOUN
fsr-3346	365	4	research	research	NOUN
fsr-3346	365	5	,	,	PUNCT
fsr-3346	365	6	45(1	45(1	NOUN
fsr-3346	365	7	)	)	PUNCT
fsr-3346	365	8	,	,	PUNCT
fsr-3346	365	9	68	68	NUM
fsr-3346	365	10	-	-	SYM
fsr-3346	365	11	89	89	NUM
fsr-3346	365	12	.	.	PUNCT
fsr-3346	366	1	https://doi.org/10.1093/jcr/ucx109	https://doi.org/10.1093/jcr/ucx109	ADJ
fsr-3346	366	2	prawitz	prawitz	PROPN
fsr-3346	366	3	,	,	PUNCT
fsr-3346	366	4	a.	a.	NOUN
fsr-3346	366	5	,	,	PUNCT
fsr-3346	366	6	garman	garman	PROPN
fsr-3346	366	7	,	,	PUNCT
fsr-3346	366	8	e.	e.	PROPN
fsr-3346	366	9	t.	t.	PROPN
fsr-3346	366	10	,	,	PUNCT
fsr-3346	366	11	sorhaindo	sorhaindo	PROPN
fsr-3346	366	12	,	,	PUNCT
fsr-3346	366	13	b.	b.	PROPN
fsr-3346	366	14	,	,	PUNCT
fsr-3346	366	15	o’neill	o’neill	PROPN
fsr-3346	366	16	,	,	PUNCT
fsr-3346	366	17	b.	b.	PROPN
fsr-3346	366	18	,	,	PUNCT
fsr-3346	366	19	kim	kim	PROPN
fsr-3346	366	20	,	,	PUNCT
fsr-3346	366	21	j.	j.	PROPN
fsr-3346	366	22	,	,	PUNCT
fsr-3346	366	23	&	&	CCONJ
fsr-3346	366	24	drentea	drentea	NOUN
fsr-3346	366	25	,	,	PUNCT
fsr-3346	366	26	p.	p.	NOUN
fsr-3346	366	27	(	(	PUNCT
fsr-3346	366	28	2006	2006	NUM
fsr-3346	366	29	)	)	PUNCT
fsr-3346	366	30	.	.	PUNCT
fsr-3346	367	1	incharge	incharge	NOUN
fsr-3346	367	2	financial	financial	ADJ
fsr-3346	367	3	distress	distress	NOUN
fsr-3346	367	4	/	/	SYM
fsr-3346	367	5	financial	financial	ADJ
fsr-3346	367	6	well	well	ADV
fsr-3346	367	7	-	-	PUNCT
fsr-3346	367	8	being	being	NOUN
fsr-3346	367	9	scale	scale	NOUN
fsr-3346	367	10	:	:	PUNCT
fsr-3346	367	11	development	development	NOUN
fsr-3346	367	12	,	,	PUNCT
fsr-3346	367	13	administration	administration	NOUN
fsr-3346	367	14	,	,	PUNCT
fsr-3346	367	15	and	and	CCONJ
fsr-3346	367	16	score	score	NOUN
fsr-3346	367	17	interpretation	interpretation	NOUN
fsr-3346	367	18	.	.	PUNCT
fsr-3346	368	1	journal	journal	PROPN
fsr-3346	368	2	of	of	ADP
fsr-3346	368	3	financial	financial	ADJ
fsr-3346	368	4	counseling	counseling	NOUN
fsr-3346	368	5	and	and	CCONJ
fsr-3346	368	6	planning	planning	NOUN
fsr-3346	368	7	,	,	PUNCT
fsr-3346	368	8	17(1	17(1	NUM
fsr-3346	368	9	)	)	PUNCT
fsr-3346	368	10	,	,	PUNCT
fsr-3346	368	11	34	34	NUM
fsr-3346	368	12	-	-	SYM
fsr-3346	368	13	50	50	NUM
fsr-3346	368	14	.	.	PUNCT
fsr-3346	369	1	riitsalu	riitsalu	PROPN
fsr-3346	369	2	,	,	PUNCT
fsr-3346	369	3	l.	l.	PROPN
fsr-3346	369	4	,	,	PUNCT
fsr-3346	369	5	&	&	CCONJ
fsr-3346	369	6	murakas	murakas	PROPN
fsr-3346	369	7	,	,	PUNCT
fsr-3346	369	8	r.	r.	PROPN
fsr-3346	369	9	(	(	PUNCT
fsr-3346	369	10	2019	2019	NUM
fsr-3346	369	11	)	)	PUNCT
fsr-3346	369	12	.	.	PUNCT
fsr-3346	370	1	subjective	subjective	ADJ
fsr-3346	370	2	financial	financial	ADJ
fsr-3346	370	3	knowledge	knowledge	NOUN
fsr-3346	370	4	,	,	PUNCT
fsr-3346	370	5	prudent	prudent	ADJ
fsr-3346	370	6	behaviour	behaviour	NOUN
fsr-3346	370	7	and	and	CCONJ
fsr-3346	370	8	income	income	NOUN
fsr-3346	370	9	:	:	PUNCT
fsr-3346	370	10	the	the	DET
fsr-3346	370	11	predictors	predictor	NOUN
fsr-3346	370	12	of	of	ADP
fsr-3346	370	13	financial	financial	ADJ
fsr-3346	370	14	well	well	NOUN
fsr-3346	370	15	-	-	PUNCT
fsr-3346	370	16	being	being	NOUN
fsr-3346	370	17	in	in	ADP
fsr-3346	370	18	estonia	estonia	PROPN
fsr-3346	370	19	.	.	PUNCT
fsr-3346	371	1	international	international	ADJ
fsr-3346	371	2	journal	journal	PROPN
fsr-3346	371	3	of	of	ADP
fsr-3346	371	4	bank	bank	PROPN
fsr-3346	371	5	marketing	marketing	NOUN
fsr-3346	371	6	,	,	PUNCT
fsr-3346	371	7	37(4	37(4	PROPN
fsr-3346	371	8	)	)	PUNCT
fsr-3346	371	9	,	,	PUNCT
fsr-3346	371	10	934950	934950	NUM
fsr-3346	371	11	.	.	PUNCT
fsr-3346	372	1	https://doi.org/10.1108/ijbm-032018-0071	https://doi.org/10.1108/ijbm-032018-0071	ADJ
fsr-3346	372	2	robb	robb	NOUN
fsr-3346	372	3	,	,	PUNCT
fsr-3346	372	4	c.	c.	PROPN
fsr-3346	372	5	a.	a.	PROPN
fsr-3346	372	6	,	,	PUNCT
fsr-3346	372	7	babiarz	babiarz	PROPN
fsr-3346	372	8	,	,	PUNCT
fsr-3346	372	9	p.	p.	NOUN
fsr-3346	372	10	,	,	PUNCT
fsr-3346	372	11	&	&	CCONJ
fsr-3346	372	12	woodyard	woodyard	PROPN
fsr-3346	372	13	,	,	PUNCT
fsr-3346	372	14	a.	a.	NOUN
fsr-3346	372	15	(	(	PUNCT
fsr-3346	372	16	2012	2012	NUM
fsr-3346	372	17	)	)	PUNCT
fsr-3346	372	18	.	.	PUNCT
fsr-3346	373	1	the	the	DET
fsr-3346	373	2	demand	demand	NOUN
fsr-3346	373	3	for	for	ADP
fsr-3346	373	4	financial	financial	ADJ
fsr-3346	373	5	professionals	professional	NOUN
fsr-3346	373	6	'	'	PART
fsr-3346	373	7	advice	advice	NOUN
fsr-3346	373	8	:	:	PUNCT
fsr-3346	373	9	the	the	DET
fsr-3346	373	10	role	role	NOUN
fsr-3346	373	11	of	of	ADP
fsr-3346	373	12	financial	financial	ADJ
fsr-3346	373	13	knowledge	knowledge	NOUN
fsr-3346	373	14	,	,	PUNCT
fsr-3346	373	15	satisfaction	satisfaction	NOUN
fsr-3346	373	16	,	,	PUNCT
fsr-3346	373	17	and	and	CCONJ
fsr-3346	373	18	confidence	confidence	NOUN
fsr-3346	373	19	.	.	PUNCT
fsr-3346	374	1	financial	financial	ADJ
fsr-3346	374	2	services	service	NOUN
fsr-3346	374	3	review	review	NOUN
fsr-3346	374	4	,	,	PUNCT
fsr-3346	374	5	21(4	21(4	NUM
fsr-3346	374	6	)	)	PUNCT
fsr-3346	374	7	,	,	PUNCT
fsr-3346	374	8	291	291	NUM
fsr-3346	374	9	-	-	SYM
fsr-3346	374	10	306	306	NUM
fsr-3346	374	11	.	.	PUNCT
fsr-3346	375	1	robb	robb	NOUN
fsr-3346	375	2	,	,	PUNCT
fsr-3346	375	3	c.	c.	PROPN
fsr-3346	375	4	a.	a.	PROPN
fsr-3346	375	5	,	,	PUNCT
fsr-3346	375	6	&	&	CCONJ
fsr-3346	375	7	woodyard	woodyard	PROPN
fsr-3346	375	8	,	,	PUNCT
fsr-3346	375	9	a.	a.	PROPN
fsr-3346	375	10	s.	s.	PROPN
fsr-3346	375	11	(	(	PUNCT
fsr-3346	375	12	2011	2011	NUM
fsr-3346	375	13	)	)	PUNCT
fsr-3346	375	14	.	.	PUNCT
fsr-3346	376	1	financial	financial	ADJ
fsr-3346	376	2	knowledge	knowledge	NOUN
fsr-3346	376	3	and	and	CCONJ
fsr-3346	376	4	best	good	ADJ
fsr-3346	376	5	practice	practice	NOUN
fsr-3346	376	6	behavior	behavior	NOUN
fsr-3346	376	7	.	.	PUNCT
fsr-3346	377	1	journal	journal	PROPN
fsr-3346	377	2	of	of	ADP
fsr-3346	377	3	financial	financial	ADJ
fsr-3346	377	4	counseling	counseling	NOUN
fsr-3346	377	5	and	and	CCONJ
fsr-3346	377	6	planning	planning	NOUN
fsr-3346	377	7	,	,	PUNCT
fsr-3346	377	8	22(1	22(1	NUM
fsr-3346	377	9	)	)	PUNCT
fsr-3346	377	10	,	,	PUNCT
fsr-3346	377	11	60	60	NUM
fsr-3346	377	12	-	-	SYM
fsr-3346	377	13	70	70	NUM
fsr-3346	377	14	.	.	PUNCT
fsr-3346	378	1	shim	shim	NOUN
fsr-3346	378	2	,	,	PUNCT
fsr-3346	378	3	s.	s.	PROPN
fsr-3346	378	4	,	,	PUNCT
fsr-3346	378	5	xiao	xiao	PROPN
fsr-3346	378	6	,	,	PUNCT
fsr-3346	378	7	j.	j.	PROPN
fsr-3346	378	8	j.	j.	PROPN
fsr-3346	378	9	,	,	PUNCT
fsr-3346	378	10	barber	barber	PROPN
fsr-3346	378	11	,	,	PUNCT
fsr-3346	378	12	b.	b.	PROPN
fsr-3346	378	13	l.	l.	PROPN
fsr-3346	378	14	,	,	PUNCT
fsr-3346	378	15	&	&	CCONJ
fsr-3346	378	16	lyons	lyons	PROPN
fsr-3346	378	17	,	,	PUNCT
fsr-3346	378	18	a.	a.	NOUN
fsr-3346	378	19	c.	c.	PROPN
fsr-3346	378	20	(	(	PUNCT
fsr-3346	378	21	2009	2009	NUM
fsr-3346	378	22	)	)	PUNCT
fsr-3346	378	23	.	.	PUNCT
fsr-3346	379	1	pathways	pathway	NOUN
fsr-3346	379	2	to	to	ADP
fsr-3346	379	3	life	life	NOUN
fsr-3346	379	4	success	success	NOUN
fsr-3346	379	5	:	:	PUNCT
fsr-3346	379	6	a	a	DET
fsr-3346	379	7	conceptual	conceptual	ADJ
fsr-3346	379	8	model	model	NOUN
fsr-3346	379	9	of	of	ADP
fsr-3346	379	10	financial	financial	ADJ
fsr-3346	379	11	well	well	NOUN
fsr-3346	379	12	-	-	PUNCT
fsr-3346	379	13	being	being	NOUN
fsr-3346	379	14	for	for	ADP
fsr-3346	379	15	young	young	ADJ
fsr-3346	379	16	adults	adult	NOUN
fsr-3346	379	17	.	.	PUNCT
fsr-3346	380	1	journal	journal	NOUN
fsr-3346	380	2	of	of	ADP
fsr-3346	380	3	applied	apply	VERB
fsr-3346	380	4	developmental	developmental	ADJ
fsr-3346	380	5	psychology	psychology	NOUN
fsr-3346	380	6	,	,	PUNCT
fsr-3346	380	7	30(6	30(6	NUM
fsr-3346	380	8	)	)	PUNCT
fsr-3346	380	9	,	,	PUNCT
fsr-3346	380	10	708723	708723	NUM
fsr-3346	380	11	.	.	PUNCT
fsr-3346	381	1	https://doi.org/10.1016/j.appdev.2009.02	https://doi.org/10.1016/j.appdev.2009.02	NOUN
fsr-3346	381	2	.003	.003	NUM
fsr-3346	381	3	tenney	tenney	PROPN
fsr-3346	381	4	,	,	PUNCT
fsr-3346	381	5	j.	j.	PROPN
fsr-3346	381	6	a.	a.	PROPN
fsr-3346	381	7	,	,	PUNCT
fsr-3346	381	8	&	&	CCONJ
fsr-3346	381	9	kalenkoski	kalenkoski	PROPN
fsr-3346	381	10	,	,	PUNCT
fsr-3346	381	11	c.	c.	PROPN
fsr-3346	381	12	m.	m.	NOUN
fsr-3346	381	13	(	(	PUNCT
fsr-3346	381	14	2019	2019	NUM
fsr-3346	381	15	)	)	PUNCT
fsr-3346	381	16	.	.	PUNCT
fsr-3346	382	1	financial	financial	ADJ
fsr-3346	382	2	ratios	ratio	NOUN
fsr-3346	382	3	and	and	CCONJ
fsr-3346	382	4	financial	financial	ADJ
fsr-3346	382	5	satisfaction	satisfaction	NOUN
fsr-3346	382	6	:	:	PUNCT
fsr-3346	382	7	exploring	explore	VERB
fsr-3346	382	8	associations	association	NOUN
fsr-3346	382	9	between	between	ADP
fsr-3346	382	10	objective	objective	ADJ
fsr-3346	382	11	and	and	CCONJ
fsr-3346	382	12	subjective	subjective	ADJ
fsr-3346	382	13	measures	measure	NOUN
fsr-3346	382	14	of	of	ADP
fsr-3346	382	15	financial	financial	ADJ
fsr-3346	382	16	well	well	NOUN
fsr-3346	382	17	-	-	PUNCT
fsr-3346	382	18	being	being	NOUN
fsr-3346	382	19	among	among	ADP
fsr-3346	382	20	older	old	ADJ
fsr-3346	382	21	americans	americans	PROPN
fsr-3346	382	22	.	.	PUNCT
fsr-3346	383	1	journal	journal	PROPN
fsr-3346	383	2	of	of	ADP
fsr-3346	383	3	financial	financial	ADJ
fsr-3346	383	4	counseling	counseling	NOUN
fsr-3346	383	5	and	and	CCONJ
fsr-3346	383	6	planning	planning	NOUN
fsr-3346	383	7	,	,	PUNCT
fsr-3346	383	8	30(2	30(2	NUM
fsr-3346	383	9	)	)	PUNCT
fsr-3346	383	10	,	,	PUNCT
fsr-3346	383	11	231243	231243	NUM
fsr-3346	383	12	.	.	PUNCT
fsr-3346	384	1	doi:10.1891/1052	doi:10.1891/1052	X
fsr-3346	384	2	-	-	PUNCT
fsr-3346	384	3	3073.30.2.231	3073.30.2.231	NUM
fsr-3346	384	4	u.s	u.s	PROPN
fsr-3346	384	5	.	.	PROPN
fsr-3346	384	6	department	department	PROPN
fsr-3346	384	7	of	of	ADP
fsr-3346	384	8	housing	housing	PROPN
fsr-3346	384	9	and	and	CCONJ
fsr-3346	384	10	urban	urban	ADJ
fsr-3346	384	11	development	development	NOUN
fsr-3346	384	12	.	.	PUNCT
fsr-3346	385	1	(	(	PUNCT
fsr-3346	385	2	2020	2020	NUM
fsr-3346	385	3	)	)	PUNCT
fsr-3346	385	4	.	.	PUNCT
fsr-3346	386	1	mortgagee	mortgagee	PROPN
fsr-3346	386	2	letter	letter	NOUN
fsr-3346	386	3	2020	2020	NUM
fsr-3346	386	4	-	-	SYM
fsr-3346	386	5	04	04	NUM
fsr-3346	386	6	.	.	PUNCT
fsr-3346	387	1	https://www.hud.gov/sites/dfiles/ochc	https://www.hud.gov/sites/dfiles/ochc	NOUN
fsr-3346	387	2	o	o	X
fsr-3346	387	3	/	/	SYM
fsr-3346	387	4	documents/20	documents/20	PROPN
fsr-3346	387	5	-	-	PUNCT
fsr-3346	387	6	04hsgml.pdf	04hsgml.pdf	PROPN
fsr-3346	387	7	vlaev	vlaev	PROPN
fsr-3346	387	8	,	,	PUNCT
fsr-3346	387	9	i.	i.	PROPN
fsr-3346	387	10	,	,	PUNCT
fsr-3346	387	11	&	&	CCONJ
fsr-3346	387	12	elliott	elliott	PROPN
fsr-3346	387	13	,	,	PUNCT
fsr-3346	387	14	a.	a.	PROPN
fsr-3346	387	15	(	(	PUNCT
fsr-3346	387	16	2014	2014	NUM
fsr-3346	387	17	)	)	PUNCT
fsr-3346	387	18	.	.	PUNCT
fsr-3346	388	1	financial	financial	ADJ
fsr-3346	388	2	wellbeing	wellbee	VERB
fsr-3346	388	3	components	component	NOUN
fsr-3346	388	4	.	.	PUNCT
fsr-3346	389	1	social	social	ADJ
fsr-3346	389	2	indicators	indicator	NOUN
fsr-3346	389	3	research	research	NOUN
fsr-3346	389	4	,	,	PUNCT
fsr-3346	389	5	118(3	118(3	NUM
fsr-3346	389	6	)	)	PUNCT
fsr-3346	389	7	,	,	PUNCT
fsr-3346	389	8	1103–1123	1103–1123	NUM
fsr-3346	389	9	.	.	PUNCT
fsr-3346	390	1	https://doi.org/10.1007/s11205-0130462-0	https://doi.org/10.1007/s11205-0130462-0	PROPN
fsr-3346	390	2	west	west	PROPN
fsr-3346	390	3	,	,	PUNCT
fsr-3346	390	4	t.	t.	PROPN
fsr-3346	390	5	,	,	PUNCT
fsr-3346	390	6	&	&	CCONJ
fsr-3346	390	7	cull	cull	NOUN
fsr-3346	390	8	,	,	PUNCT
fsr-3346	390	9	m.	m.	NOUN
fsr-3346	390	10	(	(	PUNCT
fsr-3346	390	11	2020	2020	NUM
fsr-3346	390	12	)	)	PUNCT
fsr-3346	390	13	.	.	PUNCT
fsr-3346	391	1	future	future	ADJ
fsr-3346	391	2	expectations	expectation	NOUN
fsr-3346	391	3	and	and	CCONJ
fsr-3346	391	4	financial	financial	ADJ
fsr-3346	391	5	satisfaction	satisfaction	NOUN
fsr-3346	391	6	.	.	PUNCT
fsr-3346	392	1	economic	economic	ADJ
fsr-3346	392	2	papers	paper	NOUN
fsr-3346	392	3	:	:	PUNCT
fsr-3346	392	4	a	a	DET
fsr-3346	392	5	journal	journal	NOUN
fsr-3346	392	6	of	of	ADP
fsr-3346	392	7	applied	apply	VERB
fsr-3346	392	8	economics	economic	NOUN
fsr-3346	392	9	and	and	CCONJ
fsr-3346	392	10	policy	policy	NOUN
fsr-3346	392	11	,	,	PUNCT
fsr-3346	392	12	39(4	39(4	NOUN
fsr-3346	392	13	)	)	PUNCT
fsr-3346	392	14	,	,	PUNCT
fsr-3346	392	15	318	318	NUM
fsr-3346	392	16	-	-	SYM
fsr-3346	392	17	335	335	NUM
fsr-3346	392	18	.	.	PUNCT
fsr-3346	393	1	https://doi.org/10.1111/17593441.12292	https://doi.org/10.1111/17593441.12292	PROPN
fsr-3346	393	2	woodyard	woodyard	PROPN
fsr-3346	393	3	,	,	PUNCT
fsr-3346	393	4	a.	a.	PROPN
fsr-3346	393	5	s.	s.	PROPN
fsr-3346	393	6	,	,	PUNCT
fsr-3346	393	7	&	&	CCONJ
fsr-3346	393	8	robb	robb	PROPN
fsr-3346	393	9	,	,	PUNCT
fsr-3346	393	10	c.	c.	PROPN
fsr-3346	393	11	a.	a.	PROPN
fsr-3346	393	12	(	(	PUNCT
fsr-3346	393	13	2016	2016	NUM
fsr-3346	393	14	)	)	PUNCT
fsr-3346	393	15	.	.	PUNCT
fsr-3346	394	1	consideration	consideration	NOUN
fsr-3346	394	2	of	of	ADP
fsr-3346	394	3	financial	financial	ADJ
fsr-3346	394	4	satisfaction	satisfaction	NOUN
fsr-3346	394	5	:	:	PUNCT
fsr-3346	394	6	what	what	PRON
fsr-3346	394	7	consumers	consumer	NOUN
fsr-3346	394	8	know	know	VERB
fsr-3346	394	9	,	,	PUNCT
fsr-3346	394	10	feel	feel	VERB
fsr-3346	394	11	and	and	CCONJ
fsr-3346	394	12	do	do	VERB
fsr-3346	394	13	from	from	ADP
fsr-3346	394	14	a	a	DET
fsr-3346	394	15	financial	financial	ADJ
fsr-3346	394	16	perspective	perspective	NOUN
fsr-3346	394	17	.	.	PUNCT
fsr-3346	395	1	journal	journal	NOUN
fsr-3346	395	2	of	of	ADP
fsr-3346	395	3	financial	financial	ADJ
fsr-3346	395	4	therapy	therapy	NOUN
fsr-3346	395	5	,	,	PUNCT
fsr-3346	395	6	7(2	7(2	NUM
fsr-3346	395	7	)	)	PUNCT
fsr-3346	395	8	,	,	PUNCT
fsr-3346	395	9	article	article	NOUN
fsr-3346	395	10	4	4	NUM
fsr-3346	395	11	.	.	PUNCT
fsr-3346	396	1	https://doi.org/10.4148/1944-9771.1102	https://doi.org/10.4148/1944-9771.1102	PROPN
fsr-3346	396	2	xiao	xiao	PROPN
fsr-3346	396	3	,	,	PUNCT
fsr-3346	396	4	j.	j.	PROPN
fsr-3346	396	5	j.	j.	PROPN
fsr-3346	396	6	(	(	PUNCT
fsr-3346	396	7	2008	2008	NUM
fsr-3346	396	8	)	)	PUNCT
fsr-3346	396	9	.	.	PUNCT
fsr-3346	397	1	applying	apply	VERB
fsr-3346	397	2	behavior	behavior	NOUN
fsr-3346	397	3	theories	theory	NOUN
fsr-3346	397	4	to	to	ADP
fsr-3346	397	5	financial	financial	ADJ
fsr-3346	397	6	behavior	behavior	NOUN
fsr-3346	397	7	.	.	PUNCT
fsr-3346	398	1	in	in	ADP
fsr-3346	398	2	j.j	j.j	PROPN
fsr-3346	398	3	.	.	PROPN
fsr-3346	398	4	xiao	xiao	PROPN
fsr-3346	398	5	(	(	PUNCT
fsr-3346	398	6	ed	ed	NOUN
fsr-3346	398	7	.	.	PUNCT
fsr-3346	398	8	)	)	PUNCT
fsr-3346	398	9	,	,	PUNCT
fsr-3346	398	10	financial	financial	ADJ
fsr-3346	398	11	services	service	NOUN
fsr-3346	398	12	review	review	VERB
fsr-3346	398	13	32(1	32(1	NUM
fsr-3346	398	14	)	)	PUNCT
fsr-3346	398	15	62	62	NUM
fsr-3346	398	16	handbook	handbook	NOUN
fsr-3346	398	17	of	of	ADP
fsr-3346	398	18	consumer	consumer	NOUN
fsr-3346	398	19	finance	finance	NOUN
fsr-3346	398	20	research	research	NOUN
fsr-3346	398	21	(	(	PUNCT
fsr-3346	398	22	p.	p.	NOUN
fsr-3346	398	23	70	70	NUM
fsr-3346	398	24	)	)	PUNCT
fsr-3346	398	25	.	.	PUNCT
fsr-3346	399	1	springer	springer	PROPN
fsr-3346	399	2	.	.	PUNCT
fsr-3346	400	1	xiao	xiao	PROPN
fsr-3346	400	2	,	,	PUNCT
fsr-3346	400	3	j.	j.	PROPN
fsr-3346	400	4	j.	j.	PROPN
fsr-3346	400	5	,	,	PUNCT
fsr-3346	400	6	&	&	CCONJ
fsr-3346	400	7	o’neill	o’neill	PROPN
fsr-3346	400	8	,	,	PUNCT
fsr-3346	400	9	b.	b.	PROPN
fsr-3346	400	10	(	(	PUNCT
fsr-3346	400	11	2018	2018	NUM
fsr-3346	400	12	)	)	PUNCT
fsr-3346	400	13	.	.	PUNCT
fsr-3346	401	1	propensity	propensity	NOUN
fsr-3346	401	2	to	to	PART
fsr-3346	401	3	plan	plan	VERB
fsr-3346	401	4	,	,	PUNCT
fsr-3346	401	5	financial	financial	ADJ
fsr-3346	401	6	capability	capability	NOUN
fsr-3346	401	7	,	,	PUNCT
fsr-3346	401	8	and	and	CCONJ
fsr-3346	401	9	financial	financial	ADJ
fsr-3346	401	10	satisfaction	satisfaction	NOUN
fsr-3346	401	11	.	.	PUNCT
fsr-3346	402	1	international	international	ADJ
fsr-3346	402	2	journal	journal	PROPN
fsr-3346	402	3	of	of	ADP
fsr-3346	402	4	consumer	consumer	NOUN
fsr-3346	402	5	studies	study	NOUN
fsr-3346	402	6	,	,	PUNCT
fsr-3346	402	7	42(5	42(5	NUM
fsr-3346	402	8	)	)	PUNCT
fsr-3346	402	9	,	,	PUNCT
fsr-3346	402	10	501	501	NUM
fsr-3346	402	11	-	-	SYM
fsr-3346	402	12	512	512	NUM
fsr-3346	402	13	.	.	PUNCT
fsr-3346	402	14	https://doi.org/10.1111/ijcs.12461	https://doi.org/10.1111/ijcs.12461	ADJ
fsr-3346	402	15	zyphur	zyphur	PROPN
fsr-3346	402	16	,	,	PUNCT
fsr-3346	402	17	m.	m.	PROPN
fsr-3346	402	18	j.	j.	PROPN
fsr-3346	402	19	,	,	PUNCT
fsr-3346	402	20	li	li	PROPN
fsr-3346	402	21	,	,	PUNCT
fsr-3346	402	22	w.	w.	PROPN
fsr-3346	402	23	d.	d.	PROPN
fsr-3346	402	24	,	,	PUNCT
fsr-3346	402	25	zhang	zhang	PROPN
fsr-3346	402	26	,	,	PUNCT
fsr-3346	402	27	z.	z.	PROPN
fsr-3346	402	28	,	,	PUNCT
fsr-3346	402	29	arvey	arvey	VERB
fsr-3346	402	30	,	,	PUNCT
fsr-3346	402	31	r.	r.	PROPN
fsr-3346	402	32	d.	d.	PROPN
fsr-3346	402	33	,	,	PUNCT
fsr-3346	402	34	&	&	CCONJ
fsr-3346	402	35	barsky	barsky	PROPN
fsr-3346	402	36	,	,	PUNCT
fsr-3346	402	37	a.	a.	NOUN
fsr-3346	402	38	p.	p.	NOUN
fsr-3346	402	39	(	(	PUNCT
fsr-3346	402	40	2015	2015	NUM
fsr-3346	402	41	)	)	PUNCT
fsr-3346	402	42	.	.	PUNCT
fsr-3346	403	1	income	income	NOUN
fsr-3346	403	2	,	,	PUNCT
fsr-3346	403	3	personality	personality	NOUN
fsr-3346	403	4	,	,	PUNCT
fsr-3346	403	5	and	and	CCONJ
fsr-3346	403	6	subjective	subjective	ADJ
fsr-3346	403	7	financial	financial	ADJ
fsr-3346	403	8	well	well	NOUN
fsr-3346	403	9	-	-	PUNCT
fsr-3346	403	10	being	being	NOUN
fsr-3346	403	11	:	:	PUNCT
fsr-3346	403	12	the	the	DET
fsr-3346	403	13	role	role	NOUN
fsr-3346	403	14	of	of	ADP
fsr-3346	403	15	gender	gender	NOUN
fsr-3346	403	16	in	in	ADP
fsr-3346	403	17	their	their	PRON
fsr-3346	403	18	genetic	genetic	ADJ
fsr-3346	403	19	and	and	CCONJ
fsr-3346	403	20	environmental	environmental	ADJ
fsr-3346	403	21	relationships	relationship	NOUN
fsr-3346	403	22	.	.	PUNCT
fsr-3346	404	1	frontiers	frontier	NOUN
fsr-3346	404	2	in	in	ADP
fsr-3346	404	3	psychology	psychology	NOUN
fsr-3346	404	4	,	,	PUNCT
fsr-3346	404	5	6	6	NUM
fsr-3346	404	6	,	,	PUNCT
fsr-3346	404	7	1493	1493	NUM
fsr-3346	404	8	.	.	PUNCT
fsr-3346	405	1	https://doi.org/10.3389/fpsyg.2015.0149	https://doi.org/10.3389/fpsyg.2015.0149	NOUN
fsr-3346	405	2	3	3	NUM