id	sid	tid	token	lemma	pos
fsr-3369	1	1	from	from	ADP
fsr-3369	1	2	the	the	DET
fsr-3369	1	3	editor	editor	NOUN
fsr-3369	1	4	this	this	DET
fsr-3369	1	5	issue	issue	NOUN
fsr-3369	1	6	contains	contain	VERB
fsr-3369	1	7	issue	issue	NOUN
fsr-3369	1	8	4	4	NUM
fsr-3369	1	9	of	of	ADP
fsr-3369	1	10	volume	volume	NOUN
fsr-3369	1	11	26	26	NUM
fsr-3369	1	12	of	of	ADP
fsr-3369	1	13	financial	financial	ADJ
fsr-3369	1	14	services	service	NOUN
fsr-3369	1	15	review	review	NOUN
fsr-3369	1	16	(	(	PUNCT
fsr-3369	1	17	fsr	fsr	PROPN
fsr-3369	1	18	)	)	PUNCT
fsr-3369	1	19	.	.	PUNCT
fsr-3369	2	1	i	i	PRON
fsr-3369	2	2	would	would	AUX
fsr-3369	2	3	like	like	VERB
fsr-3369	2	4	to	to	PART
fsr-3369	2	5	thank	thank	VERB
fsr-3369	2	6	the	the	DET
fsr-3369	2	7	board	board	NOUN
fsr-3369	2	8	and	and	CCONJ
fsr-3369	2	9	members	member	NOUN
fsr-3369	2	10	of	of	ADP
fsr-3369	2	11	the	the	DET
fsr-3369	2	12	academy	academy	NOUN
fsr-3369	2	13	of	of	ADP
fsr-3369	2	14	financial	financial	ADJ
fsr-3369	2	15	services	service	NOUN
fsr-3369	2	16	for	for	ADP
fsr-3369	2	17	their	their	PRON
fsr-3369	2	18	continued	continue	VERB
fsr-3369	2	19	support	support	NOUN
fsr-3369	2	20	.	.	PUNCT
fsr-3369	3	1	i	i	PRON
fsr-3369	3	2	continue	continue	VERB
fsr-3369	3	3	to	to	PART
fsr-3369	3	4	work	work	VERB
fsr-3369	3	5	in	in	ADP
fsr-3369	3	6	broadening	broaden	VERB
fsr-3369	3	7	the	the	DET
fsr-3369	3	8	scope	scope	NOUN
fsr-3369	3	9	of	of	ADP
fsr-3369	3	10	articles	article	NOUN
fsr-3369	3	11	,	,	PUNCT
fsr-3369	3	12	while	while	SCONJ
fsr-3369	3	13	still	still	ADV
fsr-3369	3	14	focusing	focus	VERB
fsr-3369	3	15	on	on	ADP
fsr-3369	3	16	individual	individual	ADJ
fsr-3369	3	17	financial	financial	ADJ
fsr-3369	3	18	management	management	NOUN
fsr-3369	3	19	and	and	CCONJ
fsr-3369	3	20	personal	personal	ADJ
fsr-3369	3	21	financial	financial	ADJ
fsr-3369	3	22	planning	planning	NOUN
fsr-3369	3	23	.	.	PUNCT
fsr-3369	4	1	i	i	PRON
fsr-3369	4	2	encourage	encourage	VERB
fsr-3369	4	3	authors	author	NOUN
fsr-3369	4	4	to	to	PART
fsr-3369	4	5	reach	reach	VERB
fsr-3369	4	6	out	out	ADP
fsr-3369	4	7	when	when	SCONJ
fsr-3369	4	8	discussing	discuss	VERB
fsr-3369	4	9	implications	implication	NOUN
fsr-3369	4	10	of	of	ADP
fsr-3369	4	11	their	their	PRON
fsr-3369	4	12	findings	finding	NOUN
fsr-3369	4	13	in	in	ADP
fsr-3369	4	14	a	a	DET
fsr-3369	4	15	more	more	ADV
fsr-3369	4	16	comprehensive	comprehensive	ADJ
fsr-3369	4	17	way	way	NOUN
fsr-3369	4	18	.	.	PUNCT
fsr-3369	5	1	as	as	SCONJ
fsr-3369	5	2	such	such	ADJ
fsr-3369	5	3	,	,	PUNCT
fsr-3369	5	4	all	all	DET
fsr-3369	5	5	articles	article	NOUN
fsr-3369	5	6	in	in	ADP
fsr-3369	5	7	the	the	DET
fsr-3369	5	8	journal	journal	NOUN
fsr-3369	5	9	more	more	ADV
fsr-3369	5	10	appropriately	appropriately	ADV
fsr-3369	5	11	relate	relate	VERB
fsr-3369	5	12	to	to	ADP
fsr-3369	5	13	financial	financial	ADJ
fsr-3369	5	14	planning	planning	NOUN
fsr-3369	5	15	issues	issue	NOUN
fsr-3369	5	16	.	.	PUNCT
fsr-3369	6	1	the	the	DET
fsr-3369	6	2	lead	lead	ADJ
fsr-3369	6	3	article	article	NOUN
fsr-3369	6	4	“	"	PUNCT
fsr-3369	6	5	does	do	VERB
fsr-3369	6	6	financial	financial	ADJ
fsr-3369	6	7	risk	risk	NOUN
fsr-3369	6	8	tolerance	tolerance	NOUN
fsr-3369	6	9	change	change	NOUN
fsr-3369	6	10	over	over	ADP
fsr-3369	6	11	time	time	NOUN
fsr-3369	6	12	?	?	PUNCT
fsr-3369	7	1	a	a	DET
fsr-3369	7	2	test	test	NOUN
fsr-3369	7	3	of	of	ADP
fsr-3369	7	4	the	the	DET
fsr-3369	7	5	role	role	NOUN
fsr-3369	7	6	macroeconomic	macroeconomic	ADJ
fsr-3369	7	7	,	,	PUNCT
fsr-3369	7	8	biopsychosocial	biopsychosocial	ADJ
fsr-3369	7	9	and	and	CCONJ
fsr-3369	7	10	environmental	environmental	ADJ
fsr-3369	7	11	,	,	PUNCT
fsr-3369	7	12	and	and	CCONJ
fsr-3369	7	13	social	social	ADJ
fsr-3369	7	14	support	support	NOUN
fsr-3369	7	15	factors	factor	NOUN
fsr-3369	7	16	play	play	VERB
fsr-3369	7	17	in	in	ADP
fsr-3369	7	18	shaping	shape	VERB
fsr-3369	7	19	changes	change	NOUN
fsr-3369	7	20	in	in	ADP
fsr-3369	7	21	risk	risk	NOUN
fsr-3369	7	22	attitudes	attitude	NOUN
fsr-3369	7	23	”	"	PUNCT
fsr-3369	7	24	is	be	AUX
fsr-3369	7	25	coauthored	coauthore	VERB
fsr-3369	7	26	by	by	ADP
fsr-3369	7	27	stephen	stephen	PROPN
fsr-3369	7	28	kuzniak	kuzniak	PROPN
fsr-3369	7	29	and	and	CCONJ
fsr-3369	7	30	john	john	PROPN
fsr-3369	7	31	e.	e.	PROPN
fsr-3369	7	32	grable	grable	PROPN
fsr-3369	7	33	,	,	PUNCT
fsr-3369	7	34	both	both	CCONJ
fsr-3369	7	35	at	at	ADP
fsr-3369	7	36	university	university	NOUN
fsr-3369	7	37	of	of	ADP
fsr-3369	7	38	georgia	georgia	PROPN
fsr-3369	7	39	.	.	PUNCT
fsr-3369	8	1	in	in	ADP
fsr-3369	8	2	this	this	DET
fsr-3369	8	3	paper	paper	NOUN
fsr-3369	8	4	,	,	PUNCT
fsr-3369	8	5	the	the	DET
fsr-3369	8	6	authors	author	NOUN
fsr-3369	8	7	address	address	VERB
fsr-3369	8	8	the	the	DET
fsr-3369	8	9	need	need	NOUN
fsr-3369	8	10	that	that	PRON
fsr-3369	8	11	financial	financial	ADJ
fsr-3369	8	12	planners	planner	NOUN
fsr-3369	8	13	,	,	PUNCT
fsr-3369	8	14	as	as	ADV
fsr-3369	8	15	well	well	ADV
fsr-3369	8	16	as	as	ADP
fsr-3369	8	17	regulators	regulator	NOUN
fsr-3369	8	18	,	,	PUNCT
fsr-3369	8	19	require	require	VERB
fsr-3369	8	20	evidence	evidence	NOUN
fsr-3369	8	21	documenting	document	VERB
fsr-3369	8	22	to	to	ADP
fsr-3369	8	23	what	what	DET
fsr-3369	8	24	extent	extent	NOUN
fsr-3369	8	25	risk	risk	NOUN
fsr-3369	8	26	tolerance	tolerance	NOUN
fsr-3369	8	27	changes	change	NOUN
fsr-3369	8	28	over	over	ADP
fsr-3369	8	29	time	time	NOUN
fsr-3369	8	30	,	,	PUNCT
fsr-3369	8	31	and	and	CCONJ
fsr-3369	8	32	if	if	SCONJ
fsr-3369	8	33	changes	change	NOUN
fsr-3369	8	34	do	do	AUX
fsr-3369	8	35	occur	occur	VERB
fsr-3369	8	36	,	,	PUNCT
fsr-3369	8	37	the	the	DET
fsr-3369	8	38	variables	variable	NOUN
fsr-3369	8	39	associated	associate	VERB
fsr-3369	8	40	with	with	ADP
fsr-3369	8	41	variability	variability	NOUN
fsr-3369	8	42	.	.	PUNCT
fsr-3369	9	1	based	base	VERB
fsr-3369	9	2	on	on	ADP
fsr-3369	9	3	a	a	DET
fsr-3369	9	4	model	model	NOUN
fsr-3369	9	5	that	that	PRON
fsr-3369	9	6	included	include	VERB
fsr-3369	9	7	macroeconomic	macroeconomic	ADJ
fsr-3369	9	8	indicators	indicator	NOUN
fsr-3369	9	9	,	,	PUNCT
fsr-3369	9	10	biopsychosocial	biopsychosocial	ADJ
fsr-3369	9	11	and	and	CCONJ
fsr-3369	9	12	environmental	environmental	ADJ
fsr-3369	9	13	factors	factor	NOUN
fsr-3369	9	14	,	,	PUNCT
fsr-3369	9	15	and	and	CCONJ
fsr-3369	9	16	measures	measure	NOUN
fsr-3369	9	17	of	of	ADP
fsr-3369	9	18	social	social	ADJ
fsr-3369	9	19	support	support	NOUN
fsr-3369	9	20	,	,	PUNCT
fsr-3369	9	21	they	they	PRON
fsr-3369	9	22	find	find	VERB
fsr-3369	9	23	that	that	SCONJ
fsr-3369	9	24	risk	risk	NOUN
fsr-3369	9	25	-	-	PUNCT
fsr-3369	9	26	tolerance	tolerance	NOUN
fsr-3369	9	27	attitudes	attitude	NOUN
fsr-3369	9	28	are	be	AUX
fsr-3369	9	29	remain	remain	VERB
fsr-3369	9	30	generally	generally	ADV
fsr-3369	9	31	stable	stable	ADJ
fsr-3369	9	32	over	over	ADP
fsr-3369	9	33	time	time	NOUN
fsr-3369	9	34	.	.	PUNCT
fsr-3369	10	1	additionally	additionally	ADV
fsr-3369	10	2	,	,	PUNCT
fsr-3369	10	3	there	there	PRON
fsr-3369	10	4	are	be	VERB
fsr-3369	10	5	groups	group	NOUN
fsr-3369	10	6	of	of	ADP
fsr-3369	10	7	test	test	NOUN
fsr-3369	10	8	takers	taker	NOUN
fsr-3369	10	9	that	that	PRON
fsr-3369	10	10	exhibit	exhibit	VERB
fsr-3369	10	11	significant	significant	ADJ
fsr-3369	10	12	shifts	shift	NOUN
fsr-3369	10	13	in	in	ADP
fsr-3369	10	14	risk	risk	NOUN
fsr-3369	10	15	tolerance	tolerance	NOUN
fsr-3369	10	16	.	.	PUNCT
fsr-3369	11	1	they	they	PRON
fsr-3369	11	2	also	also	ADV
fsr-3369	11	3	describe	describe	VERB
fsr-3369	11	4	some	some	PRON
fsr-3369	11	5	of	of	ADP
fsr-3369	11	6	the	the	DET
fsr-3369	11	7	variables	variable	NOUN
fsr-3369	11	8	associated	associate	VERB
fsr-3369	11	9	with	with	ADP
fsr-3369	11	10	these	these	DET
fsr-3369	11	11	score	score	NOUN
fsr-3369	11	12	changes	change	NOUN
fsr-3369	11	13	,	,	PUNCT
fsr-3369	11	14	as	as	ADV
fsr-3369	11	15	well	well	ADV
fsr-3369	11	16	as	as	ADP
fsr-3369	11	17	provide	provide	VERB
fsr-3369	11	18	financial	financial	ADJ
fsr-3369	11	19	planning	planning	NOUN
fsr-3369	11	20	professionals	professional	NOUN
fsr-3369	11	21	with	with	ADP
fsr-3369	11	22	guidance	guidance	NOUN
fsr-3369	11	23	on	on	ADP
fsr-3369	11	24	how	how	SCONJ
fsr-3369	11	25	to	to	PART
fsr-3369	11	26	identify	identify	VERB
fsr-3369	11	27	clients	client	NOUN
fsr-3369	11	28	who	who	PRON
fsr-3369	11	29	may	may	AUX
fsr-3369	11	30	be	be	AUX
fsr-3369	11	31	prone	prone	ADJ
fsr-3369	11	32	to	to	ADP
fsr-3369	11	33	shifting	shift	VERB
fsr-3369	11	34	their	their	PRON
fsr-3369	11	35	tolerance	tolerance	NOUN
fsr-3369	11	36	for	for	ADP
fsr-3369	11	37	financial	financial	ADJ
fsr-3369	11	38	risk	risk	NOUN
fsr-3369	11	39	.	.	PUNCT
fsr-3369	12	1	the	the	DET
fsr-3369	12	2	second	second	ADJ
fsr-3369	12	3	article	article	NOUN
fsr-3369	12	4	“	"	PUNCT
fsr-3369	12	5	which	which	DET
fsr-3369	12	6	measures	measure	NOUN
fsr-3369	12	7	predict	predict	VERB
fsr-3369	12	8	risk	risk	NOUN
fsr-3369	12	9	taking	take	VERB
fsr-3369	12	10	in	in	ADP
fsr-3369	12	11	a	a	DET
fsr-3369	12	12	multi	multi	ADJ
fsr-3369	12	13	-	-	ADJ
fsr-3369	12	14	stage	stage	ADJ
fsr-3369	12	15	controlled	control	VERB
fsr-3369	12	16	investment	investment	NOUN
fsr-3369	12	17	decision	decision	NOUN
fsr-3369	12	18	process	process	NOUN
fsr-3369	12	19	?	?	PUNCT
fsr-3369	12	20	”	"	PUNCT
fsr-3369	12	21	is	be	AUX
fsr-3369	12	22	coauthored	coauthore	VERB
fsr-3369	12	23	by	by	ADP
fsr-3369	12	24	kremena	kremena	PROPN
fsr-3369	12	25	bachmann	bachmann	PROPN
fsr-3369	12	26	,	,	PUNCT
fsr-3369	12	27	thorsten	thorsten	ADJ
fsr-3369	12	28	hens	hen	NOUN
fsr-3369	12	29	,	,	PUNCT
fsr-3369	12	30	and	and	CCONJ
fsr-3369	12	31	remo	remo	NOUN
fsr-3369	12	32	stössel	stössel	ADJ
fsr-3369	12	33	,	,	PUNCT
fsr-3369	12	34	all	all	PRON
fsr-3369	12	35	at	at	ADP
fsr-3369	12	36	the	the	DET
fsr-3369	12	37	university	university	NOUN
fsr-3369	12	38	of	of	ADP
fsr-3369	12	39	zurich	zurich	PROPN
fsr-3369	12	40	.	.	PUNCT
fsr-3369	13	1	the	the	DET
fsr-3369	13	2	authors	author	NOUN
fsr-3369	13	3	assess	assess	VERB
fsr-3369	13	4	the	the	DET
fsr-3369	13	5	ability	ability	NOUN
fsr-3369	13	6	of	of	ADP
fsr-3369	13	7	different	different	ADJ
fsr-3369	13	8	risk	risk	NOUN
fsr-3369	13	9	profiling	profiling	NOUN
fsr-3369	13	10	measures	measure	NOUN
fsr-3369	13	11	to	to	PART
fsr-3369	13	12	predict	predict	VERB
fsr-3369	13	13	risk	risk	NOUN
fsr-3369	13	14	taking	take	VERB
fsr-3369	13	15	along	along	ADP
fsr-3369	13	16	a	a	DET
fsr-3369	13	17	multi	multi	ADJ
fsr-3369	13	18	-	-	ADJ
fsr-3369	13	19	stage	stage	ADJ
fsr-3369	13	20	process	process	NOUN
fsr-3369	13	21	that	that	PRON
fsr-3369	13	22	reflects	reflect	VERB
fsr-3369	13	23	individuals	individual	NOUN
fsr-3369	13	24	’	'	PUNCT
fsr-3369	13	25	willingness	willingness	NOUN
fsr-3369	13	26	to	to	PART
fsr-3369	13	27	take	take	VERB
fsr-3369	13	28	risks	risk	NOUN
fsr-3369	13	29	.	.	PUNCT
fsr-3369	14	1	they	they	PRON
fsr-3369	14	2	find	find	VERB
fsr-3369	14	3	that	that	SCONJ
fsr-3369	14	4	the	the	DET
fsr-3369	14	5	individual	individual	ADJ
fsr-3369	14	6	willingness	willingness	NOUN
fsr-3369	14	7	to	to	PART
fsr-3369	14	8	take	take	VERB
fsr-3369	14	9	risks	risk	NOUN
fsr-3369	14	10	varies	vary	VERB
fsr-3369	14	11	along	along	ADP
fsr-3369	14	12	the	the	DET
fsr-3369	14	13	process	process	NOUN
fsr-3369	14	14	,	,	PUNCT
fsr-3369	14	15	but	but	CCONJ
fsr-3369	14	16	its	its	PRON
fsr-3369	14	17	level	level	NOUN
fsr-3369	14	18	is	be	AUX
fsr-3369	14	19	always	always	ADV
fsr-3369	14	20	related	relate	VERB
fsr-3369	14	21	to	to	ADP
fsr-3369	14	22	a	a	DET
fsr-3369	14	23	composite	composite	ADJ
fsr-3369	14	24	measure	measure	NOUN
fsr-3369	14	25	of	of	ADP
fsr-3369	14	26	the	the	DET
fsr-3369	14	27	individual	individual	ADJ
fsr-3369	14	28	risk	risk	NOUN
fsr-3369	14	29	tolerance	tolerance	NOUN
fsr-3369	14	30	.	.	PUNCT
fsr-3369	15	1	assessment	assessment	NOUN
fsr-3369	15	2	of	of	ADP
fsr-3369	15	3	the	the	DET
fsr-3369	15	4	risk	risk	NOUN
fsr-3369	15	5	tolerance	tolerance	NOUN
fsr-3369	15	6	can	can	AUX
fsr-3369	15	7	not	not	PART
fsr-3369	15	8	be	be	AUX
fsr-3369	15	9	substituted	substitute	VERB
fsr-3369	15	10	by	by	ADP
fsr-3369	15	11	a	a	DET
fsr-3369	15	12	simulated	simulated	ADJ
fsr-3369	15	13	experience	experience	NOUN
fsr-3369	15	14	,	,	PUNCT
fsr-3369	15	15	although	although	SCONJ
fsr-3369	15	16	the	the	DET
fsr-3369	15	17	latter	latter	ADJ
fsr-3369	15	18	can	can	AUX
fsr-3369	15	19	improve	improve	VERB
fsr-3369	15	20	the	the	DET
fsr-3369	15	21	perception	perception	NOUN
fsr-3369	15	22	of	of	ADP
fsr-3369	15	23	the	the	DET
fsr-3369	15	24	risk	risk	NOUN
fsr-3369	15	25	and	and	CCONJ
fsr-3369	15	26	reward	reward	VERB
fsr-3369	15	27	potential	potential	NOUN
fsr-3369	15	28	of	of	ADP
fsr-3369	15	29	the	the	DET
fsr-3369	15	30	investment	investment	NOUN
fsr-3369	15	31	and	and	CCONJ
fsr-3369	15	32	motivate	motivate	VERB
fsr-3369	15	33	higher	high	ADJ
fsr-3369	15	34	risk	risk	NOUN
fsr-3369	15	35	taking	taking	NOUN
fsr-3369	15	36	.	.	PUNCT
fsr-3369	16	1	the	the	DET
fsr-3369	16	2	risk	risk	NOUN
fsr-3369	16	3	tolerance	tolerance	NOUN
fsr-3369	16	4	measure	measure	NOUN
fsr-3369	16	5	addresses	address	VERB
fsr-3369	16	6	different	different	ADJ
fsr-3369	16	7	notions	notion	NOUN
fsr-3369	16	8	of	of	ADP
fsr-3369	16	9	risk	risk	NOUN
fsr-3369	16	10	,	,	PUNCT
fsr-3369	16	11	but	but	CCONJ
fsr-3369	16	12	they	they	PRON
fsr-3369	16	13	found	find	VERB
fsr-3369	16	14	that	that	SCONJ
fsr-3369	16	15	individual	individual	ADJ
fsr-3369	16	16	loss	loss	NOUN
fsr-3369	16	17	aversion	aversion	NOUN
fsr-3369	16	18	is	be	AUX
fsr-3369	16	19	the	the	DET
fsr-3369	16	20	most	most	ADV
fsr-3369	16	21	powerful	powerful	ADJ
fsr-3369	16	22	predictor	predictor	NOUN
fsr-3369	16	23	of	of	ADP
fsr-3369	16	24	risk	risk	NOUN
fsr-3369	16	25	taking	take	VERB
fsr-3369	16	26	at	at	ADV
fsr-3369	16	27	all	all	DET
fsr-3369	16	28	stages	stage	NOUN
fsr-3369	16	29	of	of	ADP
fsr-3369	16	30	the	the	DET
fsr-3369	16	31	discovery	discovery	NOUN
fsr-3369	16	32	process	process	NOUN
fsr-3369	16	33	.	.	PUNCT
fsr-3369	17	1	by	by	ADP
fsr-3369	17	2	contrast	contrast	NOUN
fsr-3369	17	3	,	,	PUNCT
fsr-3369	17	4	they	they	PRON
fsr-3369	17	5	found	find	VERB
fsr-3369	17	6	that	that	SCONJ
fsr-3369	17	7	neither	neither	CCONJ
fsr-3369	17	8	the	the	DET
fsr-3369	17	9	self	self	NOUN
fsr-3369	17	10	-	-	PUNCT
fsr-3369	17	11	assessed	assess	VERB
fsr-3369	17	12	risk	risk	NOUN
fsr-3369	17	13	tolerance	tolerance	NOUN
fsr-3369	17	14	measures	measure	VERB
fsr-3369	17	15	financial	financial	ADJ
fsr-3369	17	16	services	service	NOUN
fsr-3369	17	17	review	review	VERB
fsr-3369	17	18	26	26	NUM
fsr-3369	17	19	(	(	PUNCT
fsr-3369	17	20	2017	2017	NUM
fsr-3369	17	21	)	)	PUNCT
fsr-3369	17	22	v	v	NOUN
fsr-3369	17	23	–	–	PUNCT
fsr-3369	17	24	vii	vii	PROPN
fsr-3369	17	25	1057	1057	NUM
fsr-3369	17	26	-	-	SYM
fsr-3369	17	27	0810/17/$	0810/17/$	NUM
fsr-3369	17	28	–	–	PUNCT
fsr-3369	17	29	see	see	VERB
fsr-3369	17	30	front	front	ADJ
fsr-3369	17	31	matter	matter	NOUN
fsr-3369	17	32	©	©	PROPN
fsr-3369	17	33	2017	2017	NUM
fsr-3369	17	34	academy	academy	NOUN
fsr-3369	17	35	of	of	ADP
fsr-3369	17	36	financial	financial	ADJ
fsr-3369	17	37	services	service	NOUN
fsr-3369	17	38	.	.	PUNCT
fsr-3369	18	1	all	all	DET
fsr-3369	18	2	rights	right	NOUN
fsr-3369	18	3	reserved	reserve	VERB
fsr-3369	18	4	.	.	PUNCT
fsr-3369	19	1	nor	nor	CCONJ
fsr-3369	19	2	investment	investment	NOUN
fsr-3369	19	3	experience	experience	NOUN
fsr-3369	19	4	are	be	AUX
fsr-3369	19	5	suitable	suitable	ADJ
fsr-3369	19	6	for	for	ADP
fsr-3369	19	7	consistently	consistently	ADV
fsr-3369	19	8	predicting	predict	VERB
fsr-3369	19	9	risk	risk	NOUN
fsr-3369	19	10	taking	take	VERB
fsr-3369	19	11	at	at	ADP
fsr-3369	19	12	different	different	ADJ
fsr-3369	19	13	stages	stage	NOUN
fsr-3369	19	14	of	of	ADP
fsr-3369	19	15	the	the	DET
fsr-3369	19	16	process	process	NOUN
fsr-3369	19	17	.	.	PUNCT
fsr-3369	20	1	the	the	DET
fsr-3369	20	2	third	third	ADJ
fsr-3369	20	3	article	article	NOUN
fsr-3369	20	4	,	,	PUNCT
fsr-3369	20	5	“	"	PUNCT
fsr-3369	20	6	evaluating	evaluate	VERB
fsr-3369	20	7	the	the	DET
fsr-3369	20	8	relationship	relationship	NOUN
fsr-3369	20	9	between	between	ADP
fsr-3369	20	10	ifa	ifa	PROPN
fsr-3369	20	11	remuneration	remuneration	NOUN
fsr-3369	20	12	and	and	CCONJ
fsr-3369	20	13	advice	advice	NOUN
fsr-3369	20	14	quality	quality	NOUN
fsr-3369	20	15	:	:	PUNCT
fsr-3369	20	16	an	an	DET
fsr-3369	20	17	empirical	empirical	ADJ
fsr-3369	20	18	study	study	NOUN
fsr-3369	20	19	”	"	PUNCT
fsr-3369	20	20	is	be	AUX
fsr-3369	20	21	coauthored	coauthore	VERB
fsr-3369	20	22	by	by	ADP
fsr-3369	20	23	jiřı́	jiřı́	ADV
fsr-3369	20	24	sindelar	sindelar	ADJ
fsr-3369	20	25	and	and	CCONJ
fsr-3369	20	26	petr	petr	PROPN
fsr-3369	20	27	budinsky	budinsky	PROPN
fsr-3369	20	28	,	,	PUNCT
fsr-3369	20	29	both	both	CCONJ
fsr-3369	20	30	at	at	ADP
fsr-3369	20	31	the	the	DET
fsr-3369	20	32	university	university	NOUN
fsr-3369	20	33	of	of	ADP
fsr-3369	20	34	finance	finance	PROPN
fsr-3369	20	35	and	and	CCONJ
fsr-3369	20	36	administration	administration	NOUN
fsr-3369	20	37	prague	prague	PROPN
fsr-3369	20	38	.	.	PUNCT
fsr-3369	21	1	the	the	DET
fsr-3369	21	2	authors	author	NOUN
fsr-3369	21	3	investigate	investigate	VERB
fsr-3369	21	4	the	the	DET
fsr-3369	21	5	interaction	interaction	NOUN
fsr-3369	21	6	between	between	ADP
fsr-3369	21	7	commission	commission	NOUN
fsr-3369	21	8	remuneration	remuneration	NOUN
fsr-3369	21	9	of	of	ADP
fsr-3369	21	10	independent	independent	ADJ
fsr-3369	21	11	financial	financial	ADJ
fsr-3369	21	12	advisers	adviser	NOUN
fsr-3369	21	13	and	and	CCONJ
fsr-3369	21	14	selected	select	VERB
fsr-3369	21	15	sales	sale	NOUN
fsr-3369	21	16	factors	factor	NOUN
fsr-3369	21	17	,	,	PUNCT
fsr-3369	21	18	including	include	VERB
fsr-3369	21	19	the	the	DET
fsr-3369	21	20	quality	quality	NOUN
fsr-3369	21	21	of	of	ADP
fsr-3369	21	22	advice	advice	NOUN
fsr-3369	21	23	.	.	PUNCT
fsr-3369	22	1	utilizing	utilize	VERB
fsr-3369	22	2	data	datum	NOUN
fsr-3369	22	3	on	on	ADP
fsr-3369	22	4	investment	investment	NOUN
fsr-3369	22	5	transactions	transaction	NOUN
fsr-3369	22	6	and	and	CCONJ
fsr-3369	22	7	a	a	DET
fsr-3369	22	8	linear	linear	ADJ
fsr-3369	22	9	model	model	NOUN
fsr-3369	22	10	with	with	ADP
fsr-3369	22	11	mixed	mixed	ADJ
fsr-3369	22	12	effects	effect	NOUN
fsr-3369	22	13	,	,	PUNCT
fsr-3369	22	14	they	they	PRON
fsr-3369	22	15	found	find	VERB
fsr-3369	22	16	that	that	SCONJ
fsr-3369	22	17	the	the	DET
fsr-3369	22	18	link	link	NOUN
fsr-3369	22	19	between	between	ADP
fsr-3369	22	20	commission	commission	NOUN
fsr-3369	22	21	and	and	CCONJ
fsr-3369	22	22	quality	quality	NOUN
fsr-3369	22	23	of	of	ADP
fsr-3369	22	24	the	the	DET
fsr-3369	22	25	subsequent	subsequent	ADJ
fsr-3369	22	26	recommendation	recommendation	NOUN
fsr-3369	22	27	is	be	AUX
fsr-3369	22	28	not	not	PART
fsr-3369	22	29	homogeneous	homogeneous	ADJ
fsr-3369	22	30	,	,	PUNCT
fsr-3369	22	31	and	and	CCONJ
fsr-3369	22	32	advice	advice	NOUN
fsr-3369	22	33	-	-	PUNCT
fsr-3369	22	34	bias	bias	NOUN
fsr-3369	22	35	potential	potential	NOUN
fsr-3369	22	36	is	be	AUX
fsr-3369	22	37	present	present	ADJ
fsr-3369	22	38	only	only	ADV
fsr-3369	22	39	in	in	ADP
fsr-3369	22	40	a	a	DET
fsr-3369	22	41	limited	limited	ADJ
fsr-3369	22	42	range	range	NOUN
fsr-3369	22	43	of	of	ADP
fsr-3369	22	44	organizational	organizational	ADJ
fsr-3369	22	45	environments	environment	NOUN
fsr-3369	22	46	,	,	PUNCT
fsr-3369	22	47	connected	connect	VERB
fsr-3369	22	48	mainly	mainly	ADV
fsr-3369	22	49	to	to	ADP
fsr-3369	22	50	the	the	DET
fsr-3369	22	51	flat	flat	ADJ
fsr-3369	22	52	-	-	PUNCT
fsr-3369	22	53	structure	structure	NOUN
fsr-3369	22	54	business	business	NOUN
fsr-3369	22	55	model	model	NOUN
fsr-3369	22	56	.	.	PUNCT
fsr-3369	23	1	alternatively	alternatively	ADV
fsr-3369	23	2	,	,	PUNCT
fsr-3369	23	3	they	they	PRON
fsr-3369	23	4	found	find	VERB
fsr-3369	23	5	that	that	SCONJ
fsr-3369	23	6	arbitrage	arbitrage	NOUN
fsr-3369	23	7	between	between	ADP
fsr-3369	23	8	different	different	ADJ
fsr-3369	23	9	product	product	NOUN
fsr-3369	23	10	classes	class	NOUN
fsr-3369	23	11	creates	create	VERB
fsr-3369	23	12	a	a	DET
fsr-3369	23	13	biasing	bias	VERB
fsr-3369	23	14	potential	potential	NOUN
fsr-3369	23	15	across	across	ADP
fsr-3369	23	16	almost	almost	ADV
fsr-3369	23	17	all	all	PRON
fsr-3369	23	18	types	type	NOUN
fsr-3369	23	19	of	of	ADP
fsr-3369	23	20	firms	firm	NOUN
fsr-3369	23	21	,	,	PUNCT
fsr-3369	23	22	creating	create	VERB
fsr-3369	23	23	potential	potential	NOUN
fsr-3369	23	24	for	for	ADP
fsr-3369	23	25	market	market	NOUN
fsr-3369	23	26	systemic	systemic	ADJ
fsr-3369	23	27	risk	risk	NOUN
fsr-3369	23	28	.	.	PUNCT
fsr-3369	24	1	the	the	DET
fsr-3369	24	2	fourth	fourth	ADJ
fsr-3369	24	3	article	article	NOUN
fsr-3369	24	4	,	,	PUNCT
fsr-3369	24	5	“	"	PUNCT
fsr-3369	24	6	portfolio	portfolio	NOUN
fsr-3369	24	7	insurance	insurance	NOUN
fsr-3369	24	8	using	use	VERB
fsr-3369	24	9	leveraged	leveraged	ADJ
fsr-3369	24	10	etfs	etfs	NOUN
fsr-3369	24	11	”	"	PUNCT
fsr-3369	24	12	is	be	AUX
fsr-3369	24	13	coauthored	coauthore	VERB
fsr-3369	24	14	by	by	ADP
fsr-3369	24	15	jeffrey	jeffrey	PROPN
fsr-3369	24	16	george	george	PROPN
fsr-3369	24	17	and	and	CCONJ
fsr-3369	24	18	william	william	PROPN
fsr-3369	24	19	j.	j.	PROPN
fsr-3369	24	20	trainor	trainor	PROPN
fsr-3369	24	21	jr	jr	PROPN
fsr-3369	24	22	.	.	PROPN
fsr-3369	24	23	,	,	PUNCT
fsr-3369	24	24	both	both	CCONJ
fsr-3369	24	25	at	at	ADP
fsr-3369	24	26	east	east	PROPN
fsr-3369	24	27	tennessee	tennessee	PROPN
fsr-3369	24	28	state	state	PROPN
fsr-3369	24	29	university	university	PROPN
fsr-3369	24	30	.	.	PUNCT
fsr-3369	25	1	the	the	DET
fsr-3369	25	2	authors	author	NOUN
fsr-3369	25	3	examine	examine	VERB
fsr-3369	25	4	the	the	DET
fsr-3369	25	5	use	use	NOUN
fsr-3369	25	6	of	of	ADP
fsr-3369	25	7	leveraged	leveraged	ADJ
fsr-3369	25	8	exchange	exchange	NOUN
fsr-3369	25	9	traded	trade	VERB
fsr-3369	25	10	funds	fund	NOUN
fsr-3369	25	11	(	(	PUNCT
fsr-3369	25	12	letfs	letfs	PROPN
fsr-3369	25	13	)	)	PUNCT
fsr-3369	25	14	within	within	ADP
fsr-3369	25	15	a	a	DET
fsr-3369	25	16	constant	constant	ADJ
fsr-3369	25	17	proportional	proportional	ADJ
fsr-3369	25	18	portfolio	portfolio	NOUN
fsr-3369	25	19	insurance	insurance	NOUN
fsr-3369	25	20	(	(	PUNCT
fsr-3369	25	21	cppi	cppi	NOUN
fsr-3369	25	22	)	)	PUNCT
fsr-3369	25	23	strategy	strategy	NOUN
fsr-3369	25	24	.	.	PUNCT
fsr-3369	26	1	they	they	PRON
fsr-3369	26	2	state	state	VERB
fsr-3369	26	3	that	that	SCONJ
fsr-3369	26	4	the	the	DET
fsr-3369	26	5	advantage	advantage	NOUN
fsr-3369	26	6	of	of	ADP
fsr-3369	26	7	using	use	VERB
fsr-3369	26	8	letfs	letfs	NOUN
fsr-3369	26	9	in	in	ADP
fsr-3369	26	10	such	such	DET
fsr-3369	26	11	a	a	DET
fsr-3369	26	12	strategy	strategy	NOUN
fsr-3369	26	13	is	be	AUX
fsr-3369	26	14	that	that	SCONJ
fsr-3369	26	15	it	it	PRON
fsr-3369	26	16	allows	allow	VERB
fsr-3369	26	17	a	a	DET
fsr-3369	26	18	greater	great	ADJ
fsr-3369	26	19	percentage	percentage	NOUN
fsr-3369	26	20	of	of	ADP
fsr-3369	26	21	the	the	DET
fsr-3369	26	22	portfolio	portfolio	NOUN
fsr-3369	26	23	to	to	PART
fsr-3369	26	24	be	be	AUX
fsr-3369	26	25	invested	invest	VERB
fsr-3369	26	26	in	in	ADP
fsr-3369	26	27	the	the	DET
fsr-3369	26	28	risk	risk	NOUN
fsr-3369	26	29	-	-	PUNCT
fsr-3369	26	30	free	free	ADJ
fsr-3369	26	31	rate	rate	NOUN
fsr-3369	26	32	relative	relative	ADJ
fsr-3369	26	33	to	to	ADP
fsr-3369	26	34	a	a	DET
fsr-3369	26	35	traditional	traditional	ADJ
fsr-3369	26	36	cppi	cppi	NOUN
fsr-3369	26	37	.	.	PUNCT
fsr-3369	27	1	they	they	PRON
fsr-3369	27	2	indicate	indicate	VERB
fsr-3369	27	3	that	that	SCONJ
fsr-3369	27	4	where	where	SCONJ
fsr-3369	27	5	a	a	DET
fsr-3369	27	6	standard	standard	ADJ
fsr-3369	27	7	cppi	cppi	NOUN
fsr-3369	27	8	strategy	strategy	NOUN
fsr-3369	27	9	may	may	AUX
fsr-3369	27	10	require	require	VERB
fsr-3369	27	11	50	50	NUM
fsr-3369	27	12	%	%	NOUN
fsr-3369	27	13	of	of	ADP
fsr-3369	27	14	the	the	DET
fsr-3369	27	15	portfolio	portfolio	NOUN
fsr-3369	27	16	to	to	PART
fsr-3369	27	17	be	be	AUX
fsr-3369	27	18	invested	invest	VERB
fsr-3369	27	19	in	in	ADP
fsr-3369	27	20	equities	equity	NOUN
fsr-3369	27	21	,	,	PUNCT
fsr-3369	27	22	using	use	VERB
fsr-3369	27	23	a	a	DET
fsr-3369	27	24	2x	2x	NUM
fsr-3369	27	25	letf	letf	ADJ
fsr-3369	27	26	only	only	ADV
fsr-3369	27	27	requires	require	VERB
fsr-3369	27	28	25	25	NUM
fsr-3369	27	29	%	%	NOUN
fsr-3369	27	30	,	,	PUNCT
fsr-3369	27	31	and	and	CCONJ
fsr-3369	27	32	a	a	DET
fsr-3369	27	33	3x	3x	NUM
fsr-3369	27	34	letf	letf	NOUN
fsr-3369	27	35	only	only	ADV
fsr-3369	27	36	requires	require	VERB
fsr-3369	27	37	16.7	16.7	NUM
fsr-3369	27	38	%	%	NOUN
fsr-3369	27	39	to	to	PART
fsr-3369	27	40	attain	attain	VERB
fsr-3369	27	41	the	the	DET
fsr-3369	27	42	same	same	ADJ
fsr-3369	27	43	effective	effective	ADJ
fsr-3369	27	44	exposure	exposure	NOUN
fsr-3369	27	45	to	to	ADP
fsr-3369	27	46	equities	equity	NOUN
fsr-3369	27	47	.	.	PUNCT
fsr-3369	28	1	their	their	PRON
fsr-3369	28	2	results	result	NOUN
fsr-3369	28	3	show	show	VERB
fsr-3369	28	4	that	that	SCONJ
fsr-3369	28	5	when	when	SCONJ
fsr-3369	28	6	the	the	DET
fsr-3369	28	7	risk	risk	NOUN
fsr-3369	28	8	-	-	PUNCT
fsr-3369	28	9	free	free	ADJ
fsr-3369	28	10	asset	asset	NOUN
fsr-3369	28	11	is	be	AUX
fsr-3369	28	12	yielding	yield	VERB
fsr-3369	28	13	at	at	ADV
fsr-3369	28	14	least	least	ADV
fsr-3369	28	15	3	3	NUM
fsr-3369	28	16	%	%	NOUN
fsr-3369	28	17	or	or	CCONJ
fsr-3369	28	18	the	the	DET
fsr-3369	28	19	1	1	NUM
fsr-3369	28	20	year	year	NOUN
fsr-3369	28	21	minus	minus	CCONJ
fsr-3369	28	22	90	90	NUM
fsr-3369	28	23	-	-	PUNCT
fsr-3369	28	24	day	day	NOUN
fsr-3369	28	25	treasury	treasury	NOUN
fsr-3369	28	26	exceeds	exceed	VERB
fsr-3369	28	27	1	1	NUM
fsr-3369	28	28	%	%	NOUN
fsr-3369	28	29	,	,	PUNCT
fsr-3369	28	30	the	the	DET
fsr-3369	28	31	use	use	NOUN
fsr-3369	28	32	of	of	ADP
fsr-3369	28	33	letfs	letfs	PROPN
fsr-3369	28	34	within	within	ADP
fsr-3369	28	35	a	a	DET
fsr-3369	28	36	cppi	cppi	NOUN
fsr-3369	28	37	framework	framework	NOUN
fsr-3369	28	38	results	result	NOUN
fsr-3369	28	39	in	in	ADP
fsr-3369	28	40	annual	annual	ADJ
fsr-3369	28	41	returns	return	NOUN
fsr-3369	28	42	approximately	approximately	ADV
fsr-3369	28	43	1–2	1–2	NUM
fsr-3369	28	44	%	%	NOUN
fsr-3369	28	45	higher	high	ADJ
fsr-3369	28	46	with	with	ADP
fsr-3369	28	47	better	well	ADJ
fsr-3369	28	48	sharpe	sharpe	NOUN
fsr-3369	28	49	,	,	PUNCT
fsr-3369	28	50	sortino	sortino	NOUN
fsr-3369	28	51	,	,	PUNCT
fsr-3369	28	52	omega	omega	NOUN
fsr-3369	28	53	,	,	PUNCT
fsr-3369	28	54	and	and	CCONJ
fsr-3369	28	55	cumulative	cumulative	ADJ
fsr-3369	28	56	prospect	prospect	NOUN
fsr-3369	28	57	values	value	NOUN
fsr-3369	28	58	,	,	PUNCT
fsr-3369	28	59	while	while	SCONJ
fsr-3369	28	60	reducing	reduce	VERB
fsr-3369	28	61	value	value	NOUN
fsr-3369	28	62	at	at	ADP
fsr-3369	28	63	risk	risk	NOUN
fsr-3369	28	64	(	(	PUNCT
fsr-3369	28	65	var	var	NOUN
fsr-3369	28	66	)	)	PUNCT
fsr-3369	28	67	and	and	CCONJ
fsr-3369	28	68	excess	excess	ADJ
fsr-3369	28	69	shortfall	shortfall	NOUN
fsr-3369	28	70	(	(	PUNCT
fsr-3369	28	71	es	es	NOUN
fsr-3369	28	72	)	)	PUNCT
fsr-3369	28	73	below	below	ADP
fsr-3369	28	74	var	var	NOUN
fsr-3369	28	75	.	.	PUNCT
fsr-3369	29	1	the	the	DET
fsr-3369	29	2	final	final	ADJ
fsr-3369	29	3	article	article	NOUN
fsr-3369	29	4	,	,	PUNCT
fsr-3369	29	5	“	"	PUNCT
fsr-3369	29	6	who	who	PRON
fsr-3369	29	7	seeks	seek	VERB
fsr-3369	29	8	financial	financial	ADJ
fsr-3369	29	9	advice	advice	NOUN
fsr-3369	29	10	?	?	PUNCT
fsr-3369	29	11	”	"	PUNCT
fsr-3369	29	12	is	be	AUX
fsr-3369	29	13	coauthored	coauthore	VERB
fsr-3369	29	14	by	by	ADP
fsr-3369	29	15	maher	maher	PROPN
fsr-3369	29	16	h.	h.	PROPN
fsr-3369	29	17	alyousif	alyousif	PROPN
fsr-3369	29	18	and	and	CCONJ
fsr-3369	29	19	charlene	charlene	PROPN
fsr-3369	29	20	m.	m.	PROPN
fsr-3369	29	21	kalenkoski	kalenkoski	PROPN
fsr-3369	29	22	,	,	PUNCT
fsr-3369	29	23	both	both	CCONJ
fsr-3369	29	24	at	at	ADP
fsr-3369	29	25	texas	texas	PROPN
fsr-3369	29	26	tech	tech	PROPN
fsr-3369	29	27	university	university	PROPN
fsr-3369	29	28	.	.	PUNCT
fsr-3369	30	1	the	the	DET
fsr-3369	30	2	authors	author	NOUN
fsr-3369	30	3	examine	examine	VERB
fsr-3369	30	4	the	the	DET
fsr-3369	30	5	determinants	determinant	NOUN
fsr-3369	30	6	of	of	ADP
fsr-3369	30	7	seeking	seek	VERB
fsr-3369	30	8	five	five	NUM
fsr-3369	30	9	types	type	NOUN
fsr-3369	30	10	of	of	ADP
fsr-3369	30	11	financial	financial	ADJ
fsr-3369	30	12	advice	advice	NOUN
fsr-3369	30	13	and	and	CCONJ
fsr-3369	30	14	find	find	VERB
fsr-3369	30	15	consistency	consistency	NOUN
fsr-3369	30	16	across	across	ADP
fsr-3369	30	17	different	different	ADJ
fsr-3369	30	18	types	type	NOUN
fsr-3369	30	19	of	of	ADP
fsr-3369	30	20	advice	advice	NOUN
fsr-3369	30	21	.	.	PUNCT
fsr-3369	31	1	additionally	additionally	ADV
fsr-3369	31	2	,	,	PUNCT
fsr-3369	31	3	they	they	PRON
fsr-3369	31	4	observe	observe	VERB
fsr-3369	31	5	no	no	DET
fsr-3369	31	6	significant	significant	ADJ
fsr-3369	31	7	differences	difference	NOUN
fsr-3369	31	8	among	among	ADP
fsr-3369	31	9	subsamples	subsample	NOUN
fsr-3369	31	10	defined	define	VERB
fsr-3369	31	11	by	by	ADP
fsr-3369	31	12	gender	gender	NOUN
fsr-3369	31	13	,	,	PUNCT
fsr-3369	31	14	age	age	NOUN
fsr-3369	31	15	,	,	PUNCT
fsr-3369	31	16	and	and	CCONJ
fsr-3369	31	17	financial	financial	ADJ
fsr-3369	31	18	literacy	literacy	NOUN
fsr-3369	31	19	.	.	PUNCT
fsr-3369	32	1	they	they	PRON
fsr-3369	32	2	show	show	VERB
fsr-3369	32	3	that	that	SCONJ
fsr-3369	32	4	income	income	NOUN
fsr-3369	32	5	and	and	CCONJ
fsr-3369	32	6	risk	risk	NOUN
fsr-3369	32	7	tolerance	tolerance	NOUN
fsr-3369	32	8	are	be	AUX
fsr-3369	32	9	related	relate	VERB
fsr-3369	32	10	positively	positively	ADV
fsr-3369	32	11	to	to	ADP
fsr-3369	32	12	the	the	DET
fsr-3369	32	13	demand	demand	NOUN
fsr-3369	32	14	for	for	ADP
fsr-3369	32	15	financial	financial	ADJ
fsr-3369	32	16	advice	advice	NOUN
fsr-3369	32	17	and	and	CCONJ
fsr-3369	32	18	affect	affect	VERB
fsr-3369	32	19	the	the	DET
fsr-3369	32	20	probability	probability	NOUN
fsr-3369	32	21	of	of	ADP
fsr-3369	32	22	seeking	seek	VERB
fsr-3369	32	23	advice	advice	NOUN
fsr-3369	32	24	more	more	ADJ
fsr-3369	32	25	than	than	ADP
fsr-3369	32	26	other	other	ADJ
fsr-3369	32	27	variables	variable	NOUN
fsr-3369	32	28	.	.	PUNCT
fsr-3369	33	1	they	they	PRON
fsr-3369	33	2	also	also	ADV
fsr-3369	33	3	indicate	indicate	VERB
fsr-3369	33	4	that	that	SCONJ
fsr-3369	33	5	a	a	DET
fsr-3369	33	6	low	low	ADJ
fsr-3369	33	7	perception	perception	NOUN
fsr-3369	33	8	of	of	ADP
fsr-3369	33	9	financial	financial	ADJ
fsr-3369	33	10	knowledge	knowledge	NOUN
fsr-3369	33	11	,	,	PUNCT
fsr-3369	33	12	which	which	PRON
fsr-3369	33	13	can	can	AUX
fsr-3369	33	14	be	be	AUX
fsr-3369	33	15	a	a	DET
fsr-3369	33	16	proxy	proxy	NOUN
fsr-3369	33	17	for	for	ADP
fsr-3369	33	18	self	self	NOUN
fsr-3369	33	19	-	-	PUNCT
fsr-3369	33	20	confidence	confidence	NOUN
fsr-3369	33	21	,	,	PUNCT
fsr-3369	33	22	and	and	CCONJ
fsr-3369	33	23	financial	financial	ADJ
fsr-3369	33	24	fragility	fragility	NOUN
fsr-3369	33	25	decrease	decrease	VERB
fsr-3369	33	26	the	the	DET
fsr-3369	33	27	probability	probability	NOUN
fsr-3369	33	28	of	of	ADP
fsr-3369	33	29	seeking	seek	VERB
fsr-3369	33	30	financial	financial	ADJ
fsr-3369	33	31	advice	advice	NOUN
fsr-3369	33	32	.	.	PUNCT
fsr-3369	34	1	thanks	thank	NOUN
fsr-3369	34	2	to	to	ADP
fsr-3369	34	3	those	those	PRON
fsr-3369	34	4	who	who	PRON
fsr-3369	34	5	make	make	VERB
fsr-3369	34	6	the	the	DET
fsr-3369	34	7	journal	journal	NOUN
fsr-3369	34	8	possible	possible	ADJ
fsr-3369	34	9	,	,	PUNCT
fsr-3369	34	10	especially	especially	ADV
fsr-3369	34	11	the	the	DET
fsr-3369	34	12	referees	referee	NOUN
fsr-3369	34	13	and	and	CCONJ
fsr-3369	34	14	contributing	contribute	VERB
fsr-3369	34	15	authors	author	NOUN
fsr-3369	34	16	.	.	PUNCT
fsr-3369	35	1	over	over	ADP
fsr-3369	35	2	the	the	DET
fsr-3369	35	3	past	past	ADJ
fsr-3369	35	4	year	year	NOUN
fsr-3369	35	5	,	,	PUNCT
fsr-3369	35	6	the	the	DET
fsr-3369	35	7	following	follow	VERB
fsr-3369	35	8	reviewers	reviewer	NOUN
fsr-3369	35	9	provided	provide	VERB
fsr-3369	35	10	excellent	excellent	ADJ
fsr-3369	35	11	reviews	review	NOUN
fsr-3369	35	12	of	of	ADP
fsr-3369	35	13	the	the	DET
fsr-3369	35	14	articles	article	NOUN
fsr-3369	35	15	you	you	PRON
fsr-3369	35	16	enjoyed	enjoy	VERB
fsr-3369	35	17	within	within	ADP
fsr-3369	35	18	the	the	DET
fsr-3369	35	19	pages	page	NOUN
fsr-3369	35	20	of	of	ADP
fsr-3369	35	21	financial	financial	ADJ
fsr-3369	35	22	services	service	NOUN
fsr-3369	35	23	review	review	NOUN
fsr-3369	35	24	.	.	PUNCT
fsr-3369	36	1	i	i	PRON
fsr-3369	36	2	would	would	AUX
fsr-3369	36	3	like	like	VERB
fsr-3369	36	4	to	to	PART
fsr-3369	36	5	send	send	VERB
fsr-3369	36	6	a	a	DET
fsr-3369	36	7	special	special	ADJ
fsr-3369	36	8	thank	thank	NOUN
fsr-3369	36	9	you	you	PRON
fsr-3369	36	10	to	to	ADP
fsr-3369	36	11	the	the	DET
fsr-3369	36	12	many	many	ADJ
fsr-3369	36	13	reviewers	reviewer	NOUN
fsr-3369	36	14	that	that	PRON
fsr-3369	36	15	have	have	AUX
fsr-3369	36	16	significantly	significantly	ADV
fsr-3369	36	17	contributed	contribute	VERB
fsr-3369	36	18	to	to	ADP
fsr-3369	36	19	the	the	DET
fsr-3369	36	20	quality	quality	NOUN
fsr-3369	36	21	of	of	ADP
fsr-3369	36	22	our	our	PRON
fsr-3369	36	23	journal	journal	NOUN
fsr-3369	36	24	by	by	ADP
fsr-3369	36	25	providing	provide	VERB
fsr-3369	36	26	timely	timely	ADJ
fsr-3369	36	27	and	and	CCONJ
fsr-3369	36	28	thorough	thorough	ADJ
fsr-3369	36	29	reviews	review	NOUN
fsr-3369	36	30	of	of	ADP
fsr-3369	36	31	the	the	DET
fsr-3369	36	32	submissions	submission	NOUN
fsr-3369	36	33	to	to	ADP
fsr-3369	36	34	our	our	PRON
fsr-3369	36	35	journal	journal	NOUN
fsr-3369	36	36	.	.	PUNCT
fsr-3369	37	1	please	please	INTJ
fsr-3369	37	2	consider	consider	VERB
fsr-3369	37	3	submission	submission	NOUN
fsr-3369	37	4	to	to	ADP
fsr-3369	37	5	the	the	DET
fsr-3369	37	6	financial	financial	ADJ
fsr-3369	37	7	services	service	NOUN
fsr-3369	37	8	review	review	NOUN
fsr-3369	37	9	and	and	CCONJ
fsr-3369	37	10	rely	rely	VERB
fsr-3369	37	11	on	on	ADP
fsr-3369	37	12	the	the	DET
fsr-3369	37	13	style	style	NOUN
fsr-3369	37	14	information	information	NOUN
fsr-3369	37	15	provided	provide	VERB
fsr-3369	37	16	to	to	PART
fsr-3369	37	17	ease	ease	VERB
fsr-3369	37	18	readability	readability	NOUN
fsr-3369	37	19	and	and	CCONJ
fsr-3369	37	20	streamline	streamline	VERB
fsr-3369	37	21	the	the	DET
fsr-3369	37	22	review	review	NOUN
fsr-3369	37	23	process	process	NOUN
fsr-3369	37	24	.	.	PUNCT
fsr-3369	38	1	the	the	DET
fsr-3369	38	2	journal	journal	NOUN
fsr-3369	38	3	welcomes	welcome	VERB
fsr-3369	38	4	articles	article	NOUN
fsr-3369	38	5	over	over	ADP
fsr-3369	38	6	the	the	DET
fsr-3369	38	7	range	range	NOUN
fsr-3369	38	8	of	of	ADP
fsr-3369	38	9	areas	area	NOUN
fsr-3369	38	10	that	that	PRON
fsr-3369	38	11	comprise	comprise	VERB
fsr-3369	38	12	personal	personal	ADJ
fsr-3369	38	13	financial	financial	ADJ
fsr-3369	38	14	planning	planning	NOUN
fsr-3369	38	15	.	.	PUNCT
fsr-3369	39	1	while	while	SCONJ
fsr-3369	39	2	vi	vi	NOUN
fsr-3369	39	3	editorial	editorial	NOUN
fsr-3369	39	4	/	/	SYM
fsr-3369	39	5	financial	financial	ADJ
fsr-3369	39	6	services	service	NOUN
fsr-3369	39	7	review	review	VERB
fsr-3369	39	8	26	26	NUM
fsr-3369	39	9	(	(	PUNCT
fsr-3369	39	10	2017	2017	NUM
fsr-3369	39	11	)	)	PUNCT
fsr-3369	39	12	v	v	NOUN
fsr-3369	39	13	–	–	PUNCT
fsr-3369	39	14	vii	vii	PROPN
fsr-3369	39	15	fsr	fsr	PROPN
fsr-3369	39	16	articles	article	NOUN
fsr-3369	39	17	are	be	AUX
fsr-3369	39	18	certainly	certainly	ADV
fsr-3369	39	19	diverse	diverse	ADJ
fsr-3369	39	20	in	in	ADP
fsr-3369	39	21	terms	term	NOUN
fsr-3369	39	22	of	of	ADP
fsr-3369	39	23	topic	topic	NOUN
fsr-3369	39	24	,	,	PUNCT
fsr-3369	39	25	data	datum	NOUN
fsr-3369	39	26	,	,	PUNCT
fsr-3369	39	27	and	and	CCONJ
fsr-3369	39	28	method	method	NOUN
fsr-3369	39	29	,	,	PUNCT
fsr-3369	39	30	they	they	PRON
fsr-3369	39	31	are	be	AUX
fsr-3369	39	32	focused	focus	VERB
fsr-3369	39	33	in	in	ADP
fsr-3369	39	34	terms	term	NOUN
fsr-3369	39	35	of	of	ADP
fsr-3369	39	36	motivation	motivation	NOUN
fsr-3369	39	37	.	.	PUNCT
fsr-3369	40	1	fsr	fsr	PROPN
fsr-3369	40	2	exists	exist	VERB
fsr-3369	40	3	to	to	PART
fsr-3369	40	4	produce	produce	VERB
fsr-3369	40	5	research	research	NOUN
fsr-3369	40	6	that	that	PRON
fsr-3369	40	7	addresses	address	VERB
fsr-3369	40	8	issues	issue	NOUN
fsr-3369	40	9	that	that	PRON
fsr-3369	40	10	matter	matter	VERB
fsr-3369	40	11	to	to	ADP
fsr-3369	40	12	individuals	individual	NOUN
fsr-3369	40	13	.	.	PUNCT
fsr-3369	41	1	i	i	PRON
fsr-3369	41	2	remain	remain	VERB
fsr-3369	41	3	committed	committed	ADJ
fsr-3369	41	4	to	to	ADP
fsr-3369	41	5	the	the	DET
fsr-3369	41	6	goal	goal	NOUN
fsr-3369	41	7	of	of	ADP
fsr-3369	41	8	making	make	VERB
fsr-3369	41	9	financial	financial	ADJ
fsr-3369	41	10	services	service	NOUN
fsr-3369	41	11	review	review	VERB
fsr-3369	41	12	the	the	DET
fsr-3369	41	13	best	good	ADJ
fsr-3369	41	14	academic	academic	ADJ
fsr-3369	41	15	journal	journal	NOUN
fsr-3369	41	16	in	in	ADP
fsr-3369	41	17	individual	individual	ADJ
fsr-3369	41	18	financial	financial	ADJ
fsr-3369	41	19	management	management	NOUN
fsr-3369	41	20	and	and	CCONJ
fsr-3369	41	21	personal	personal	ADJ
fsr-3369	41	22	financial	financial	ADJ
fsr-3369	41	23	planning	planning	NOUN
fsr-3369	41	24	.	.	PUNCT
fsr-3369	42	1	best	good	ADJ
fsr-3369	42	2	regards	regard	VERB
fsr-3369	42	3	,	,	PUNCT
fsr-3369	42	4	stuart	stuart	PROPN
fsr-3369	42	5	michelson	michelson	PROPN
fsr-3369	42	6	editor	editor	PROPN
fsr-3369	42	7	financial	financial	PROPN
fsr-3369	42	8	services	services	PROPN
fsr-3369	42	9	review	review	VERB
fsr-3369	42	10	aamer	aamer	PROPN
fsr-3369	42	11	sheikh	sheikh	PROPN
fsr-3369	42	12	quinnipiac	quinnipiac	PROPN
fsr-3369	42	13	university	university	PROPN
fsr-3369	42	14	kc	kc	PROPN
fsr-3369	42	15	ma	ma	PROPN
fsr-3369	42	16	stetson	stetson	PROPN
fsr-3369	42	17	university	university	PROPN
fsr-3369	42	18	abigail	abigail	PROPN
fsr-3369	42	19	b.	b.	PROPN
fsr-3369	42	20	sussman	sussman	PROPN
fsr-3369	42	21	university	university	PROPN
fsr-3369	42	22	of	of	ADP
fsr-3369	42	23	chicago	chicago	PROPN
fsr-3369	42	24	kenneth	kenneth	PROPN
fsr-3369	42	25	n.	n.	PROPN
fsr-3369	42	26	ryack	ryack	PROPN
fsr-3369	42	27	quinnipiac	quinnipiac	PROPN
fsr-3369	42	28	university	university	PROPN
fsr-3369	42	29	andy	andy	PROPN
fsr-3369	42	30	terry	terry	PROPN
fsr-3369	42	31	university	university	PROPN
fsr-3369	42	32	of	of	ADP
fsr-3369	42	33	arkansas	arkansas	PROPN
fsr-3369	42	34	at	at	ADP
fsr-3369	42	35	little	little	ADJ
fsr-3369	42	36	rock	rock	PROPN
fsr-3369	42	37	kenneth	kenneth	PROPN
fsr-3369	42	38	white	white	PROPN
fsr-3369	42	39	university	university	PROPN
fsr-3369	42	40	of	of	ADP
fsr-3369	42	41	georgia	georgia	PROPN
fsr-3369	42	42	angela	angela	PROPN
fsr-3369	42	43	wheeler	wheeler	PROPN
fsr-3369	42	44	spencer	spencer	PROPN
fsr-3369	42	45	oklahoma	oklahoma	PROPN
fsr-3369	42	46	state	state	PROPN
fsr-3369	42	47	university	university	PROPN
fsr-3369	42	48	kevin	kevin	PROPN
fsr-3369	42	49	davis	davis	PROPN
fsr-3369	42	50	us	us	PROPN
fsr-3369	42	51	air	air	PROPN
fsr-3369	42	52	force	force	PROPN
fsr-3369	42	53	academy	academy	PROPN
fsr-3369	42	54	ann	ann	PROPN
fsr-3369	42	55	marie	marie	PROPN
fsr-3369	42	56	hibbert	hibbert	PROPN
fsr-3369	42	57	west	west	PROPN
fsr-3369	42	58	virginia	virginia	PROPN
fsr-3369	42	59	university	university	PROPN
fsr-3369	42	60	kyoung	kyoung	PROPN
fsr-3369	42	61	tae	tae	PROPN
fsr-3369	42	62	kim	kim	PROPN
fsr-3369	42	63	university	university	PROPN
fsr-3369	42	64	of	of	ADP
fsr-3369	42	65	alabama	alabama	PROPN
fsr-3369	42	66	anthony	anthony	PROPN
fsr-3369	42	67	loviscek	loviscek	PROPN
fsr-3369	42	68	shu	shu	PROPN
fsr-3369	42	69	larry	larry	PROPN
fsr-3369	42	70	r.	r.	PROPN
fsr-3369	42	71	frank	frank	PROPN
fsr-3369	42	72	better	well	ADJ
fsr-3369	42	73	financial	financial	ADJ
fsr-3369	42	74	education	education	PROPN
fsr-3369	42	75	aron	aron	PROPN
fsr-3369	42	76	gottesman	gottesman	PROPN
fsr-3369	42	77	pace	pace	PROPN
fsr-3369	42	78	university	university	PROPN
fsr-3369	42	79	leonard	leonard	PROPN
fsr-3369	42	80	lundstrum	lundstrum	VERB
fsr-3369	42	81	northern	northern	PROPN
fsr-3369	42	82	illinois	illinois	PROPN
fsr-3369	42	83	university	university	PROPN
fsr-3369	42	84	brian	brian	PROPN
fsr-3369	42	85	betker	betker	PROPN
fsr-3369	42	86	saint	saint	PROPN
fsr-3369	42	87	louis	louis	PROPN
fsr-3369	42	88	university	university	PROPN
fsr-3369	42	89	manoj	manoj	PROPN
fsr-3369	42	90	athavale	athavale	PROPN
fsr-3369	42	91	ball	ball	PROPN
fsr-3369	42	92	state	state	PROPN
fsr-3369	42	93	university	university	PROPN
fsr-3369	42	94	brian	brian	PROPN
fsr-3369	42	95	starr	starr	PROPN
fsr-3369	42	96	lubbrock	lubbrock	PROPN
fsr-3369	42	97	christian	christian	PROPN
fsr-3369	42	98	university	university	PROPN
fsr-3369	42	99	marc	marc	PROPN
fsr-3369	42	100	oliver	oliver	PROPN
fsr-3369	42	101	rieger	rieger	PROPN
fsr-3369	42	102	university	university	PROPN
fsr-3369	42	103	of	of	ADP
fsr-3369	42	104	trier	trier	PROPN
fsr-3369	42	105	catherine	catherine	PROPN
fsr-3369	42	106	montalto	montalto	PROPN
fsr-3369	42	107	ohio	ohio	PROPN
fsr-3369	42	108	state	state	PROPN
fsr-3369	42	109	university	university	PROPN
fsr-3369	42	110	marianna	marianna	PROPN
fsr-3369	42	111	brunetti	brunetti	PROPN
fsr-3369	42	112	university	university	PROPN
fsr-3369	42	113	of	of	ADP
fsr-3369	42	114	roma	roma	PROPN
fsr-3369	42	115	tor	tor	PROPN
fsr-3369	42	116	vergata	vergata	PROPN
fsr-3369	42	117	chris	chris	PROPN
fsr-3369	42	118	robinson	robinson	PROPN
fsr-3369	42	119	york	york	PROPN
fsr-3369	42	120	university	university	PROPN
fsr-3369	42	121	marie	marie	PROPN
fsr-3369	42	122	lachance	lachance	PROPN
fsr-3369	42	123	south	south	PROPN
fsr-3369	42	124	dakota	dakota	PROPN
fsr-3369	42	125	state	state	PROPN
fsr-3369	42	126	university	university	PROPN
fsr-3369	42	127	christine	christine	PROPN
fsr-3369	42	128	harrington	harrington	PROPN
fsr-3369	42	129	auburn	auburn	PROPN
fsr-3369	42	130	university	university	PROPN
fsr-3369	42	131	mark	mark	PROPN
fsr-3369	42	132	egan	egan	PROPN
fsr-3369	42	133	university	university	PROPN
fsr-3369	42	134	of	of	ADP
fsr-3369	42	135	minnesota	minnesota	PROPN
fsr-3369	42	136	carlsom	carlsom	PROPN
fsr-3369	42	137	christine	christine	PROPN
fsr-3369	42	138	mcclatchey	mcclatchey	PROPN
fsr-3369	42	139	university	university	PROPN
fsr-3369	42	140	of	of	ADP
fsr-3369	42	141	northern	northern	PROPN
fsr-3369	42	142	colorado	colorado	PROPN
fsr-3369	42	143	mark	mark	PROPN
fsr-3369	42	144	k.	k.	PROPN
fsr-3369	42	145	pyles	pyles	PROPN
fsr-3369	42	146	college	college	PROPN
fsr-3369	42	147	of	of	ADP
fsr-3369	42	148	charleston	charleston	PROPN
fsr-3369	42	149	christopher	christopher	PROPN
fsr-3369	42	150	ma	ma	PROPN
fsr-3369	42	151	stetson	stetson	PROPN
fsr-3369	42	152	university	university	PROPN
fsr-3369	42	153	martin	martin	PROPN
fsr-3369	42	154	c.	c.	PROPN
fsr-3369	42	155	seay	seay	PROPN
fsr-3369	42	156	kansas	kansas	PROPN
fsr-3369	42	157	state	state	PROPN
fsr-3369	42	158	university	university	PROPN
fsr-3369	42	159	chungwen	chungwen	PROPN
fsr-3369	42	160	hsu	hsu	PROPN
fsr-3369	42	161	university	university	PROPN
fsr-3369	42	162	of	of	ADP
fsr-3369	42	163	vermont	vermont	PROPN
fsr-3369	42	164	mei	mei	PROPN
fsr-3369	42	165	wang	wang	PROPN
fsr-3369	42	166	whu	whu	PROPN
fsr-3369	42	167	-	-	PUNCT
fsr-3369	42	168	otto	otto	PROPN
fsr-3369	42	169	beisheim	beisheim	PROPN
fsr-3369	42	170	school	school	PROPN
fsr-3369	42	171	of	of	ADP
fsr-3369	42	172	mgmt	mgmt	PROPN
fsr-3369	42	173	colleen	colleen	PROPN
fsr-3369	42	174	asaad	asaad	PROPN
fsr-3369	42	175	baldwin	baldwin	PROPN
fsr-3369	42	176	wallace	wallace	PROPN
fsr-3369	42	177	university	university	PROPN
fsr-3369	42	178	melinda	melinda	PROPN
fsr-3369	42	179	morrill	morrill	PROPN
fsr-3369	42	180	nc	nc	PROPN
fsr-3369	42	181	state	state	PROPN
fsr-3369	42	182	cris	cris	PROPN
fsr-3369	42	183	delatorre	delatorre	PROPN
fsr-3369	42	184	university	university	PROPN
fsr-3369	42	185	of	of	ADP
fsr-3369	42	186	northern	northern	PROPN
fsr-3369	42	187	colorado	colorado	PROPN
fsr-3369	42	188	michael	michael	PROPN
fsr-3369	42	189	fuerst	fuerst	PROPN
fsr-3369	42	190	university	university	PROPN
fsr-3369	42	191	of	of	ADP
fsr-3369	42	192	miami	miami	PROPN
fsr-3369	42	193	dale	dale	PROPN
fsr-3369	42	194	domain	domain	PROPN
fsr-3369	42	195	york	york	PROPN
fsr-3369	42	196	university	university	PROPN
fsr-3369	42	197	michael	michael	PROPN
fsr-3369	42	198	s.	s.	PROPN
fsr-3369	42	199	gutter	gutter	PROPN
fsr-3369	42	200	university	university	PROPN
fsr-3369	42	201	of	of	ADP
fsr-3369	42	202	florida	florida	PROPN
fsr-3369	42	203	darrol	darrol	PROPN
fsr-3369	42	204	stanley	stanley	PROPN
fsr-3369	42	205	pepperdine	pepperdine	PROPN
fsr-3369	42	206	university	university	PROPN
fsr-3369	42	207	nancy	nancy	PROPN
fsr-3369	42	208	mohan	mohan	PROPN
fsr-3369	42	209	university	university	PROPN
fsr-3369	42	210	of	of	ADP
fsr-3369	42	211	dayton	dayton	PROPN
fsr-3369	42	212	david	david	PROPN
fsr-3369	42	213	hunter	hunter	PROPN
fsr-3369	42	214	hawaii	hawaii	PROPN
fsr-3369	42	215	nilton	nilton	PROPN
fsr-3369	42	216	porto	porto	PROPN
fsr-3369	42	217	university	university	PROPN
fsr-3369	42	218	of	of	ADP
fsr-3369	42	219	rhode	rhode	PROPN
fsr-3369	42	220	island	island	NOUN
fsr-3369	42	221	david	david	PROPN
fsr-3369	42	222	m	m	PROPN
fsr-3369	42	223	blanchett	blanchett	PROPN
fsr-3369	42	224	morningstar	morningstar	PROPN
fsr-3369	42	225	investments	investments	PROPN
fsr-3369	42	226	mgt	mgt	VERB
fsr-3369	42	227	ning	ning	PROPN
fsr-3369	42	228	tang	tang	PROPN
fsr-3369	42	229	sd	sd	ADP
fsr-3369	42	230	state	state	PROPN
fsr-3369	42	231	university	university	PROPN
fsr-3369	43	1	david	david	PROPN
fsr-3369	43	2	nanigian	nanigian	PROPN
fsr-3369	43	3	csu	csu	PROPN
fsr-3369	43	4	fullerton	fullerton	PROPN
fsr-3369	43	5	olivia	olivia	PROPN
fsr-3369	43	6	s.	s.	PROPN
fsr-3369	43	7	mitchell	mitchell	PROPN
fsr-3369	43	8	wharton	wharton	PROPN
fsr-3369	43	9	school	school	PROPN
fsr-3369	43	10	demissew	demissew	PROPN
fsr-3369	43	11	diro	diro	PROPN
fsr-3369	43	12	ejara	ejara	VERB
fsr-3369	43	13	university	university	PROPN
fsr-3369	43	14	of	of	ADP
fsr-3369	43	15	new	new	PROPN
fsr-3369	43	16	haven	haven	PROPN
fsr-3369	43	17	patti	patti	PROPN
fsr-3369	43	18	fisher	fisher	PROPN
fsr-3369	43	19	virginia	virginia	PROPN
fsr-3369	43	20	tech	tech	PROPN
fsr-3369	43	21	derek	derek	PROPN
fsr-3369	43	22	r.	r.	PROPN
fsr-3369	43	23	lawson	lawson	PROPN
fsr-3369	43	24	kansas	kansas	PROPN
fsr-3369	43	25	state	state	PROPN
fsr-3369	43	26	university	university	PROPN
fsr-3369	43	27	patti	patti	PROPN
fsr-3369	43	28	fisher	fisher	PROPN
fsr-3369	43	29	virginia	virginia	PROPN
fsr-3369	43	30	tech	tech	PROPN
fsr-3369	43	31	diane	diane	PROPN
fsr-3369	43	32	reyniers	reynier	NOUN
fsr-3369	43	33	london	london	PROPN
fsr-3369	43	34	school	school	PROPN
fsr-3369	43	35	of	of	ADP
fsr-3369	43	36	economcics	economcic	NOUN
fsr-3369	43	37	paul	paul	PROPN
fsr-3369	43	38	j.	j.	PROPN
fsr-3369	43	39	haensly	haensly	PROPN
fsr-3369	43	40	university	university	PROPN
fsr-3369	43	41	of	of	ADP
fsr-3369	43	42	texas	texas	PROPN
fsr-3369	43	43	drew	draw	VERB
fsr-3369	43	44	peabody	peabody	PROPN
fsr-3369	43	45	university	university	PROPN
fsr-3369	43	46	of	of	ADP
fsr-3369	43	47	north	north	PROPN
fsr-3369	43	48	texas	texas	PROPN
fsr-3369	43	49	peter	peter	PROPN
fsr-3369	43	50	miu	miu	PROPN
fsr-3369	43	51	mcmaster	mcmaster	PROPN
fsr-3369	43	52	university	university	PROPN
fsr-3369	43	53	george	george	PROPN
fsr-3369	43	54	pennacchi	pennacchi	PROPN
fsr-3369	43	55	university	university	PROPN
fsr-3369	43	56	of	of	ADP
fsr-3369	43	57	illinois	illinois	PROPN
fsr-3369	43	58	reinhold	reinhold	PROPN
fsr-3369	43	59	lamb	lamb	PROPN
fsr-3369	43	60	university	university	PROPN
fsr-3369	43	61	of	of	ADP
fsr-3369	43	62	north	north	PROPN
fsr-3369	43	63	florida	florida	PROPN
fsr-3369	43	64	giovanni	giovanni	PROPN
fsr-3369	43	65	fernandez	fernandez	PROPN
fsr-3369	43	66	stetson	stetson	PROPN
fsr-3369	43	67	university	university	PROPN
fsr-3369	43	68	riccardo	riccardo	PROPN
fsr-3369	43	69	calcagno	calcagno	PROPN
fsr-3369	43	70	emlyon	emlyon	PROPN
fsr-3369	43	71	business	business	NOUN
fsr-3369	43	72	school	school	PROPN
fsr-3369	43	73	gowri	gowri	PROPN
fsr-3369	43	74	shankar	shankar	PROPN
fsr-3369	43	75	university	university	PROPN
fsr-3369	43	76	of	of	ADP
fsr-3369	43	77	washington	washington	PROPN
fsr-3369	43	78	richard	richard	PROPN
fsr-3369	43	79	evans	evans	PROPN
fsr-3369	43	80	university	university	PROPN
fsr-3369	43	81	of	of	ADP
fsr-3369	43	82	virginia	virginia	PROPN
fsr-3369	43	83	grady	grady	PROPN
fsr-3369	43	84	perdue	perdue	PROPN
fsr-3369	43	85	university	university	PROPN
fsr-3369	43	86	of	of	ADP
fsr-3369	43	87	houston	houston	PROPN
fsr-3369	43	88	clear	clear	PROPN
fsr-3369	43	89	lake	lake	PROPN
fsr-3369	43	90	richard	richard	PROPN
fsr-3369	43	91	toolson	toolson	PROPN
fsr-3369	43	92	washington	washington	PROPN
fsr-3369	43	93	state	state	PROPN
fsr-3369	43	94	university	university	PROPN
fsr-3369	43	95	hanna	hanna	PROPN
fsr-3369	43	96	lim	lim	PROPN
fsr-3369	43	97	oklahoma	oklahoma	PROPN
fsr-3369	43	98	state	state	PROPN
fsr-3369	43	99	university	university	PROPN
fsr-3369	43	100	sally	sally	PROPN
fsr-3369	43	101	mckechnie	mckechnie	PROPN
fsr-3369	43	102	university	university	PROPN
fsr-3369	43	103	of	of	ADP
fsr-3369	43	104	nottingham	nottingham	PROPN
fsr-3369	43	105	huy	huy	PROPN
fsr-3369	43	106	lam	lam	PROPN
fsr-3369	43	107	shultz	shultz	PROPN
fsr-3369	43	108	collins	collins	PROPN
fsr-3369	43	109	inc	inc	PROPN
fsr-3369	43	110	scott	scott	PROPN
fsr-3369	43	111	j.	j.	PROPN
fsr-3369	43	112	boylan	boylan	PROPN
fsr-3369	43	113	washington	washington	PROPN
fsr-3369	43	114	and	and	CCONJ
fsr-3369	43	115	lee	lee	PROPN
fsr-3369	43	116	university	university	PROPN
fsr-3369	43	117	ivo	ivo	PROPN
fsr-3369	43	118	claev	claev	PROPN
fsr-3369	43	119	university	university	PROPN
fsr-3369	43	120	college	college	PROPN
fsr-3369	43	121	of	of	ADP
fsr-3369	43	122	london	london	PROPN
fsr-3369	43	123	sean	sean	PROPN
fsr-3369	43	124	grover	grover	PROPN
fsr-3369	43	125	bam	bam	PROPN
fsr-3369	43	126	advisors	advisors	PROPN
fsr-3369	43	127	j.	j.	PROPN
fsr-3369	43	128	michael	michael	PROPN
fsr-3369	43	129	collins	collins	PROPN
fsr-3369	43	130	university	university	PROPN
fsr-3369	43	131	of	of	ADP
fsr-3369	43	132	wisconsin	wisconsin	PROPN
fsr-3369	43	133	shawn	shawn	PROPN
fsr-3369	43	134	brayman	brayman	PROPN
fsr-3369	43	135	planplus	planplus	PROPN
fsr-3369	43	136	jaclyn	jaclyn	PROPN
fsr-3369	43	137	j.	j.	PROPN
fsr-3369	43	138	beierlein	beierlein	PROPN
fsr-3369	43	139	east	east	PROPN
fsr-3369	43	140	carolina	carolina	PROPN
fsr-3369	43	141	university	university	PROPN
fsr-3369	43	142	sherman	sherman	PROPN
fsr-3369	43	143	hanna	hanna	PROPN
fsr-3369	43	144	ohio	ohio	PROPN
fsr-3369	43	145	state	state	PROPN
fsr-3369	43	146	university	university	PROPN
fsr-3369	43	147	james	james	PROPN
fsr-3369	43	148	dilellio	dilellio	PROPN
fsr-3369	43	149	pepperdine	pepperdine	PROPN
fsr-3369	43	150	university	university	PROPN
fsr-3369	43	151	sonya	sonya	PROPN
fsr-3369	43	152	britt	britt	PROPN
fsr-3369	43	153	kansas	kansas	PROPN
fsr-3369	43	154	state	state	PROPN
fsr-3369	43	155	university	university	PROPN
fsr-3369	43	156	jane	jane	PROPN
fsr-3369	43	157	terpstra	terpstra	PROPN
fsr-3369	43	158	-	-	PUNCT
fsr-3369	43	159	tong	tong	PROPN
fsr-3369	43	160	monash	monash	PROPN
fsr-3369	43	161	university	university	PROPN
fsr-3369	43	162	stephan	stephan	PROPN
fsr-3369	43	163	whitaker	whitaker	PROPN
fsr-3369	43	164	federal	federal	PROPN
fsr-3369	43	165	reserve	reserve	PROPN
fsr-3369	43	166	board	board	PROPN
fsr-3369	43	167	cleveland	cleveland	PROPN
fsr-3369	43	168	jerry	jerry	PROPN
fsr-3369	43	169	stevens	stevens	PROPN
fsr-3369	43	170	university	university	PROPN
fsr-3369	43	171	of	of	ADP
fsr-3369	43	172	richmond	richmond	PROPN
fsr-3369	43	173	steve	steve	PROPN
fsr-3369	43	174	todd	todd	PROPN
fsr-3369	43	175	loyola	loyola	PROPN
fsr-3369	43	176	jessica	jessica	PROPN
fsr-3369	43	177	west	west	PROPN
fsr-3369	43	178	stetson	stetson	PROPN
fsr-3369	43	179	university	university	PROPN
fsr-3369	43	180	swarn	swarn	PROPN
fsr-3369	43	181	chatterjee	chatterjee	PROPN
fsr-3369	43	182	university	university	PROPN
fsr-3369	43	183	of	of	ADP
fsr-3369	43	184	georgia	georgia	PROPN
fsr-3369	43	185	jim	jim	PROPN
fsr-3369	43	186	musumeci	musumeci	PROPN
fsr-3369	43	187	bentley	bentley	PROPN
fsr-3369	43	188	university	university	PROPN
fsr-3369	43	189	tahira	tahira	PROPN
fsr-3369	43	190	hira	hira	PROPN
fsr-3369	43	191	iowa	iowa	PROPN
fsr-3369	43	192	state	state	PROPN
fsr-3369	43	193	university	university	PROPN
fsr-3369	43	194	jing	jing	PROPN
fsr-3369	43	195	j.	j.	PROPN
fsr-3369	43	196	xiao	xiao	PROPN
fsr-3369	43	197	university	university	PROPN
fsr-3369	43	198	of	of	ADP
fsr-3369	43	199	rhode	rhode	PROPN
fsr-3369	43	200	island	island	PROPN
fsr-3369	43	201	terrance	terrance	PROPN
fsr-3369	43	202	martin	martin	PROPN
fsr-3369	43	203	jr	jr	PROPN
fsr-3369	43	204	university	university	PROPN
fsr-3369	43	205	of	of	ADP
fsr-3369	43	206	texas	texas	PROPN
fsr-3369	43	207	pan	pan	PROPN
fsr-3369	43	208	am	am	AUX
fsr-3369	43	209	john	john	PROPN
fsr-3369	43	210	a.	a.	PROPN
fsr-3369	43	211	haslem	haslem	PROPN
fsr-3369	43	212	university	university	PROPN
fsr-3369	43	213	of	of	ADP
fsr-3369	43	214	maryland	maryland	PROPN
fsr-3369	43	215	tomas	tomas	PROPN
fsr-3369	43	216	dvorak	dvorak	PROPN
fsr-3369	43	217	union	union	PROPN
fsr-3369	43	218	college	college	PROPN
fsr-3369	43	219	john	john	PROPN
fsr-3369	43	220	salter	salter	PROPN
fsr-3369	43	221	texas	texas	PROPN
fsr-3369	43	222	tech	tech	PROPN
fsr-3369	43	223	university	university	PROPN
fsr-3369	43	224	tracey	tracey	PROPN
fsr-3369	43	225	west	west	PROPN
fsr-3369	43	226	griffith	griffith	PROPN
fsr-3369	43	227	university	university	PROPN
fsr-3369	43	228	john	john	PROPN
fsr-3369	43	229	salter	salter	PROPN
fsr-3369	43	230	texas	texas	PROPN
fsr-3369	43	231	tech	tech	PROPN
fsr-3369	43	232	university	university	PROPN
fsr-3369	43	233	travis	travis	PROPN
fsr-3369	43	234	jones	jones	PROPN
fsr-3369	43	235	florida	florida	PROPN
fsr-3369	43	236	gulf	gulf	PROPN
fsr-3369	43	237	coast	coast	PROPN
fsr-3369	43	238	university	university	PROPN
fsr-3369	43	239	kathleen	kathleen	PROPN
fsr-3369	43	240	m.	m.	PROPN
fsr-3369	43	241	rehl	rehl	PROPN
fsr-3369	43	242	rehl	rehl	VERB
fsr-3369	43	243	wealth	wealth	NOUN
fsr-3369	43	244	mgt	mgt	PROPN
fsr-3369	43	245	wade	wade	PROPN
fsr-3369	43	246	pfau	pfau	VERB
fsr-3369	43	247	the	the	DET
fsr-3369	43	248	american	american	PROPN
fsr-3369	43	249	college	college	PROPN
fsr-3369	43	250	william	william	PROPN
fsr-3369	43	251	jennings	jennings	PROPN
fsr-3369	43	252	us	us	PROPN
fsr-3369	43	253	air	air	PROPN
fsr-3369	43	254	force	force	PROPN
fsr-3369	43	255	academy	academy	PROPN
fsr-3369	43	256	viieditorial	viieditorial	PROPN
fsr-3369	43	257	/	/	SYM
fsr-3369	43	258	financial	financial	ADJ
fsr-3369	43	259	services	service	NOUN
fsr-3369	43	260	review	review	VERB
fsr-3369	43	261	26	26	NUM
fsr-3369	43	262	(	(	PUNCT
fsr-3369	43	263	2017	2017	NUM
fsr-3369	43	264	)	)	PUNCT
fsr-3369	43	265	v	v	NOUN
fsr-3369	43	266	–	–	PUNCT
fsr-3369	43	267	vii	vii	NOUN