id	sid	tid	token	lemma	pos
fsr-3377	1	1	from	from	ADP
fsr-3377	1	2	the	the	DET
fsr-3377	1	3	editor	editor	NOUN
fsr-3377	1	4	this	this	DET
fsr-3377	1	5	issue	issue	NOUN
fsr-3377	1	6	contains	contain	VERB
fsr-3377	1	7	volume	volume	NOUN
fsr-3377	1	8	27	27	NUM
fsr-3377	1	9	issue	issue	NOUN
fsr-3377	1	10	1	1	NUM
fsr-3377	1	11	of	of	ADP
fsr-3377	1	12	financial	financial	ADJ
fsr-3377	1	13	services	service	NOUN
fsr-3377	1	14	review	review	NOUN
fsr-3377	1	15	(	(	PUNCT
fsr-3377	1	16	fsr	fsr	PROPN
fsr-3377	1	17	)	)	PUNCT
fsr-3377	1	18	.	.	PUNCT
fsr-3377	2	1	i	i	PRON
fsr-3377	2	2	would	would	AUX
fsr-3377	2	3	like	like	VERB
fsr-3377	2	4	to	to	PART
fsr-3377	2	5	thank	thank	VERB
fsr-3377	2	6	the	the	DET
fsr-3377	2	7	board	board	NOUN
fsr-3377	2	8	and	and	CCONJ
fsr-3377	2	9	members	member	NOUN
fsr-3377	2	10	of	of	ADP
fsr-3377	2	11	the	the	DET
fsr-3377	2	12	academy	academy	NOUN
fsr-3377	2	13	of	of	ADP
fsr-3377	2	14	financial	financial	ADJ
fsr-3377	2	15	services	service	NOUN
fsr-3377	2	16	for	for	ADP
fsr-3377	2	17	their	their	PRON
fsr-3377	2	18	continued	continue	VERB
fsr-3377	2	19	support	support	NOUN
fsr-3377	2	20	.	.	PUNCT
fsr-3377	3	1	i	i	PRON
fsr-3377	3	2	continue	continue	VERB
fsr-3377	3	3	to	to	PART
fsr-3377	3	4	work	work	VERB
fsr-3377	3	5	in	in	ADP
fsr-3377	3	6	broadening	broaden	VERB
fsr-3377	3	7	the	the	DET
fsr-3377	3	8	scope	scope	NOUN
fsr-3377	3	9	of	of	ADP
fsr-3377	3	10	articles	article	NOUN
fsr-3377	3	11	,	,	PUNCT
fsr-3377	3	12	while	while	SCONJ
fsr-3377	3	13	still	still	ADV
fsr-3377	3	14	focusing	focus	VERB
fsr-3377	3	15	on	on	ADP
fsr-3377	3	16	individual	individual	ADJ
fsr-3377	3	17	financial	financial	ADJ
fsr-3377	3	18	management	management	NOUN
fsr-3377	3	19	and	and	CCONJ
fsr-3377	3	20	personal	personal	ADJ
fsr-3377	3	21	financial	financial	ADJ
fsr-3377	3	22	planning	planning	NOUN
fsr-3377	3	23	.	.	PUNCT
fsr-3377	4	1	i	i	PRON
fsr-3377	4	2	encourage	encourage	VERB
fsr-3377	4	3	authors	author	NOUN
fsr-3377	4	4	to	to	PART
fsr-3377	4	5	reach	reach	VERB
fsr-3377	4	6	out	out	ADP
fsr-3377	4	7	when	when	SCONJ
fsr-3377	4	8	discussing	discuss	VERB
fsr-3377	4	9	implications	implication	NOUN
fsr-3377	4	10	of	of	ADP
fsr-3377	4	11	their	their	PRON
fsr-3377	4	12	findings	finding	NOUN
fsr-3377	4	13	in	in	ADP
fsr-3377	4	14	a	a	DET
fsr-3377	4	15	more	more	ADV
fsr-3377	4	16	comprehensive	comprehensive	ADJ
fsr-3377	4	17	way	way	NOUN
fsr-3377	4	18	.	.	PUNCT
fsr-3377	5	1	as	as	SCONJ
fsr-3377	5	2	such	such	ADJ
fsr-3377	5	3	,	,	PUNCT
fsr-3377	5	4	all	all	DET
fsr-3377	5	5	articles	article	NOUN
fsr-3377	5	6	in	in	ADP
fsr-3377	5	7	the	the	DET
fsr-3377	5	8	journal	journal	NOUN
fsr-3377	5	9	more	more	ADV
fsr-3377	5	10	appropriately	appropriately	ADV
fsr-3377	5	11	relate	relate	VERB
fsr-3377	5	12	to	to	ADP
fsr-3377	5	13	financial	financial	ADJ
fsr-3377	5	14	planning	planning	NOUN
fsr-3377	5	15	issues	issue	NOUN
fsr-3377	5	16	.	.	PUNCT
fsr-3377	6	1	the	the	DET
fsr-3377	6	2	lead	lead	ADJ
fsr-3377	6	3	article	article	NOUN
fsr-3377	6	4	“	"	PUNCT
fsr-3377	6	5	credit	credit	NOUN
fsr-3377	6	6	usage	usage	NOUN
fsr-3377	6	7	,	,	PUNCT
fsr-3377	6	8	payment	payment	NOUN
fsr-3377	6	9	behavior	behavior	NOUN
fsr-3377	6	10	and	and	CCONJ
fsr-3377	6	11	the	the	DET
fsr-3377	6	12	accuracy	accuracy	NOUN
fsr-3377	6	13	of	of	ADP
fsr-3377	6	14	consumer	consumer	NOUN
fsr-3377	6	15	credit	credit	NOUN
fsr-3377	6	16	files	file	NOUN
fsr-3377	6	17	”	"	PUNCT
fsr-3377	6	18	is	be	AUX
fsr-3377	6	19	authored	author	VERB
fsr-3377	6	20	by	by	ADP
fsr-3377	6	21	l.	l.	PROPN
fsr-3377	6	22	douglas	douglas	PROPN
fsr-3377	6	23	smith	smith	PROPN
fsr-3377	6	24	at	at	ADP
fsr-3377	6	25	university	university	PROPN
fsr-3377	6	26	of	of	ADP
fsr-3377	6	27	missouri	missouri	PROPN
fsr-3377	6	28	-	-	PROPN
fsr-3377	6	29	st	st	PROPN
fsr-3377	6	30	.	.	PROPN
fsr-3377	6	31	louis	louis	PROPN
fsr-3377	6	32	,	,	PUNCT
fsr-3377	6	33	michael	michael	PROPN
fsr-3377	6	34	staten	staten	PROPN
fsr-3377	6	35	at	at	ADP
fsr-3377	6	36	university	university	PROPN
fsr-3377	6	37	of	of	ADP
fsr-3377	6	38	arizona	arizona	PROPN
fsr-3377	6	39	,	,	PUNCT
fsr-3377	6	40	thomas	thomas	PROPN
fsr-3377	6	41	eyssell	eyssell	PROPN
fsr-3377	6	42	at	at	ADP
fsr-3377	6	43	university	university	PROPN
fsr-3377	6	44	of	of	ADP
fsr-3377	6	45	missouri	missouri	PROPN
fsr-3377	6	46	-	-	PROPN
fsr-3377	6	47	st	st	PROPN
fsr-3377	6	48	.	.	PROPN
fsr-3377	6	49	louis	louis	PROPN
fsr-3377	6	50	,	,	PUNCT
fsr-3377	6	51	maureen	maureen	PROPN
fsr-3377	6	52	karig	karig	PROPN
fsr-3377	6	53	at	at	ADP
fsr-3377	6	54	university	university	PROPN
fsr-3377	6	55	of	of	ADP
fsr-3377	6	56	missouri	missouri	PROPN
fsr-3377	6	57	-	-	PROPN
fsr-3377	6	58	st	st	PROPN
fsr-3377	6	59	.	.	PROPN
fsr-3377	6	60	louis	louis	PROPN
fsr-3377	6	61	,	,	PUNCT
fsr-3377	6	62	jeffrey	jeffrey	PROPN
fsr-3377	6	63	feinstein	feinstein	PROPN
fsr-3377	6	64	at	at	ADP
fsr-3377	6	65	lexisnexis	lexisnexis	NOUN
fsr-3377	6	66	risk	risk	NOUN
fsr-3377	6	67	solutions	solution	NOUN
fsr-3377	6	68	,	,	PUNCT
fsr-3377	6	69	and	and	CCONJ
fsr-3377	6	70	cathleen	cathleen	PROPN
fsr-3377	6	71	johnson	johnson	PROPN
fsr-3377	6	72	at	at	ADP
fsr-3377	6	73	university	university	PROPN
fsr-3377	6	74	of	of	ADP
fsr-3377	6	75	arizona	arizona	PROPN
fsr-3377	6	76	.	.	PUNCT
fsr-3377	7	1	in	in	ADP
fsr-3377	7	2	this	this	DET
fsr-3377	7	3	research	research	NOUN
fsr-3377	7	4	,	,	PUNCT
fsr-3377	7	5	the	the	DET
fsr-3377	7	6	authors	author	NOUN
fsr-3377	7	7	conduct	conduct	VERB
fsr-3377	7	8	interviews	interview	NOUN
fsr-3377	7	9	,	,	PUNCT
fsr-3377	7	10	examine	examine	VERB
fsr-3377	7	11	credit	credit	NOUN
fsr-3377	7	12	reports	report	NOUN
fsr-3377	7	13	,	,	PUNCT
fsr-3377	7	14	and	and	CCONJ
fsr-3377	7	15	rescore	rescore	NOUN
fsr-3377	7	16	corrected	correct	VERB
fsr-3377	7	17	credit	credit	NOUN
fsr-3377	7	18	files	file	NOUN
fsr-3377	7	19	,	,	PUNCT
fsr-3377	7	20	to	to	PART
fsr-3377	7	21	consider	consider	VERB
fsr-3377	7	22	household	household	NOUN
fsr-3377	7	23	characteristics	characteristic	NOUN
fsr-3377	7	24	,	,	PUNCT
fsr-3377	7	25	major	major	ADJ
fsr-3377	7	26	life	life	NOUN
fsr-3377	7	27	events	event	NOUN
fsr-3377	7	28	,	,	PUNCT
fsr-3377	7	29	financial	financial	ADJ
fsr-3377	7	30	resources	resource	NOUN
fsr-3377	7	31	,	,	PUNCT
fsr-3377	7	32	and	and	CCONJ
fsr-3377	7	33	payment	payment	NOUN
fsr-3377	7	34	habits	habit	NOUN
fsr-3377	7	35	in	in	ADP
fsr-3377	7	36	order	order	NOUN
fsr-3377	7	37	to	to	PART
fsr-3377	7	38	study	study	VERB
fsr-3377	7	39	the	the	DET
fsr-3377	7	40	integrity	integrity	NOUN
fsr-3377	7	41	of	of	ADP
fsr-3377	7	42	credit	credit	NOUN
fsr-3377	7	43	-	-	PUNCT
fsr-3377	7	44	bureau	bureau	NOUN
fsr-3377	7	45	data	datum	NOUN
fsr-3377	7	46	,	,	PUNCT
fsr-3377	7	47	vulnerability	vulnerability	NOUN
fsr-3377	7	48	to	to	ADP
fsr-3377	7	49	error	error	NOUN
fsr-3377	7	50	,	,	PUNCT
fsr-3377	7	51	and	and	CCONJ
fsr-3377	7	52	results	result	NOUN
fsr-3377	7	53	of	of	ADP
fsr-3377	7	54	disputes	dispute	NOUN
fsr-3377	7	55	filed	file	VERB
fsr-3377	7	56	with	with	ADP
fsr-3377	7	57	the	the	DET
fsr-3377	7	58	major	major	ADJ
fsr-3377	7	59	credit	credit	NOUN
fsr-3377	7	60	bureaus	bureaus	NOUN
fsr-3377	7	61	.	.	PUNCT
fsr-3377	8	1	they	they	PRON
fsr-3377	8	2	find	find	VERB
fsr-3377	8	3	that	that	SCONJ
fsr-3377	8	4	credit	credit	NOUN
fsr-3377	8	5	usage	usage	NOUN
fsr-3377	8	6	and	and	CCONJ
fsr-3377	8	7	management	management	NOUN
fsr-3377	8	8	vary	vary	VERB
fsr-3377	8	9	widely	widely	ADV
fsr-3377	8	10	within	within	ADP
fsr-3377	8	11	demographic	demographic	ADJ
fsr-3377	8	12	groups	group	NOUN
fsr-3377	8	13	.	.	PUNCT
fsr-3377	9	1	they	they	PRON
fsr-3377	9	2	conclude	conclude	VERB
fsr-3377	9	3	that	that	SCONJ
fsr-3377	9	4	consumers	consumer	NOUN
fsr-3377	9	5	with	with	ADP
fsr-3377	9	6	moderate	moderate	ADJ
fsr-3377	9	7	credit	credit	NOUN
fsr-3377	9	8	scores	score	NOUN
fsr-3377	9	9	are	be	AUX
fsr-3377	9	10	more	more	ADV
fsr-3377	9	11	likely	likely	ADJ
fsr-3377	9	12	than	than	ADP
fsr-3377	9	13	those	those	PRON
fsr-3377	9	14	with	with	ADP
fsr-3377	9	15	very	very	ADV
fsr-3377	9	16	high	high	ADJ
fsr-3377	9	17	or	or	CCONJ
fsr-3377	9	18	low	low	ADJ
fsr-3377	9	19	scores	score	NOUN
fsr-3377	9	20	to	to	PART
fsr-3377	9	21	see	see	VERB
fsr-3377	9	22	significant	significant	ADJ
fsr-3377	9	23	improvement	improvement	NOUN
fsr-3377	9	24	in	in	ADP
fsr-3377	9	25	their	their	PRON
fsr-3377	9	26	records	record	NOUN
fsr-3377	9	27	when	when	SCONJ
fsr-3377	9	28	errors	error	NOUN
fsr-3377	9	29	are	be	AUX
fsr-3377	9	30	corrected	correct	VERB
fsr-3377	9	31	.	.	PUNCT
fsr-3377	10	1	the	the	DET
fsr-3377	10	2	second	second	ADJ
fsr-3377	10	3	article	article	NOUN
fsr-3377	10	4	“	"	PUNCT
fsr-3377	10	5	age	age	NOUN
fsr-3377	10	6	when	when	SCONJ
fsr-3377	10	7	first	first	ADV
fsr-3377	10	8	employed	employ	VERB
fsr-3377	10	9	and	and	CCONJ
fsr-3377	10	10	retirement	retirement	NOUN
fsr-3377	10	11	wealth	wealth	NOUN
fsr-3377	10	12	of	of	ADP
fsr-3377	10	13	baby	baby	NOUN
fsr-3377	10	14	boomers	boomer	NOUN
fsr-3377	10	15	”	"	PUNCT
fsr-3377	10	16	is	be	AUX
fsr-3377	10	17	coauthored	coauthore	VERB
fsr-3377	10	18	by	by	ADP
fsr-3377	10	19	hyungsoo	hyungsoo	PROPN
fsr-3377	10	20	kim	kim	PROPN
fsr-3377	10	21	at	at	ADP
fsr-3377	10	22	university	university	PROPN
fsr-3377	10	23	of	of	ADP
fsr-3377	10	24	kentucky	kentucky	PROPN
fsr-3377	10	25	,	,	PUNCT
fsr-3377	10	26	serah	serah	PROPN
fsr-3377	10	27	shin	shin	PROPN
fsr-3377	10	28	at	at	ADP
fsr-3377	10	29	university	university	PROPN
fsr-3377	10	30	of	of	ADP
fsr-3377	10	31	kentucky	kentucky	PROPN
fsr-3377	10	32	,	,	PUNCT
fsr-3377	10	33	qun	qun	PROPN
fsr-3377	10	34	zhang	zhang	PROPN
fsr-3377	10	35	at	at	ADP
fsr-3377	10	36	university	university	PROPN
fsr-3377	10	37	of	of	ADP
fsr-3377	10	38	kentucky	kentucky	PROPN
fsr-3377	10	39	,	,	PUNCT
fsr-3377	10	40	and	and	CCONJ
fsr-3377	10	41	martie	martie	VERB
fsr-3377	10	42	gillen	gillen	NOUN
fsr-3377	10	43	at	at	ADP
fsr-3377	10	44	university	university	PROPN
fsr-3377	10	45	of	of	ADP
fsr-3377	10	46	florida	florida	PROPN
fsr-3377	10	47	.	.	PUNCT
fsr-3377	11	1	the	the	DET
fsr-3377	11	2	authors	author	NOUN
fsr-3377	11	3	examine	examine	VERB
fsr-3377	11	4	how	how	SCONJ
fsr-3377	11	5	age	age	NOUN
fsr-3377	11	6	when	when	SCONJ
fsr-3377	11	7	first	first	ADV
fsr-3377	11	8	employed	employ	VERB
fsr-3377	11	9	is	be	AUX
fsr-3377	11	10	related	relate	VERB
fsr-3377	11	11	to	to	ADP
fsr-3377	11	12	retirement	retirement	NOUN
fsr-3377	11	13	savings	saving	NOUN
fsr-3377	11	14	in	in	ADP
fsr-3377	11	15	later	later	ADJ
fsr-3377	11	16	years	year	NOUN
fsr-3377	11	17	.	.	PUNCT
fsr-3377	12	1	using	use	VERB
fsr-3377	12	2	data	datum	NOUN
fsr-3377	12	3	from	from	ADP
fsr-3377	12	4	the	the	DET
fsr-3377	12	5	health	health	NOUN
fsr-3377	12	6	and	and	CCONJ
fsr-3377	12	7	retirement	retirement	NOUN
fsr-3377	12	8	study	study	NOUN
fsr-3377	12	9	,	,	PUNCT
fsr-3377	12	10	they	they	PRON
fsr-3377	12	11	investigate	investigate	VERB
fsr-3377	12	12	two	two	NUM
fsr-3377	12	13	specific	specific	ADJ
fsr-3377	12	14	questions	question	NOUN
fsr-3377	12	15	:	:	PUNCT
fsr-3377	12	16	has	have	AUX
fsr-3377	12	17	age	age	NOUN
fsr-3377	12	18	when	when	SCONJ
fsr-3377	12	19	first	first	ADV
fsr-3377	12	20	employed	employ	VERB
fsr-3377	12	21	affected	affect	VERB
fsr-3377	12	22	the	the	DET
fsr-3377	12	23	retirement	retirement	NOUN
fsr-3377	12	24	wealth	wealth	NOUN
fsr-3377	12	25	of	of	ADP
fsr-3377	12	26	baby	baby	NOUN
fsr-3377	12	27	boomers	boomer	NOUN
fsr-3377	12	28	?	?	PUNCT
fsr-3377	13	1	if	if	SCONJ
fsr-3377	13	2	so	so	ADV
fsr-3377	13	3	,	,	PUNCT
fsr-3377	13	4	to	to	ADP
fsr-3377	13	5	what	what	DET
fsr-3377	13	6	extent	extent	NOUN
fsr-3377	13	7	?	?	PUNCT
fsr-3377	14	1	their	their	PRON
fsr-3377	14	2	results	result	NOUN
fsr-3377	14	3	show	show	VERB
fsr-3377	14	4	that	that	SCONJ
fsr-3377	14	5	age	age	NOUN
fsr-3377	14	6	when	when	SCONJ
fsr-3377	14	7	first	first	ADV
fsr-3377	14	8	employed	employ	VERB
fsr-3377	14	9	is	be	AUX
fsr-3377	14	10	negatively	negatively	ADV
fsr-3377	14	11	associated	associate	VERB
fsr-3377	14	12	with	with	ADP
fsr-3377	14	13	accumulated	accumulate	VERB
fsr-3377	14	14	retirement	retirement	NOUN
fsr-3377	14	15	wealth	wealth	NOUN
fsr-3377	14	16	in	in	ADP
fsr-3377	14	17	later	later	ADJ
fsr-3377	14	18	years	year	NOUN
fsr-3377	14	19	.	.	PUNCT
fsr-3377	15	1	for	for	ADP
fsr-3377	15	2	college	college	NOUN
fsr-3377	15	3	graduates	graduate	NOUN
fsr-3377	15	4	delaying	delay	VERB
fsr-3377	15	5	the	the	DET
fsr-3377	15	6	start	start	NOUN
fsr-3377	15	7	of	of	ADP
fsr-3377	15	8	employment	employment	NOUN
fsr-3377	15	9	cost	cost	VERB
fsr-3377	15	10	approximately	approximately	ADV
fsr-3377	15	11	$	$	SYM
fsr-3377	15	12	35,103	35,103	NUM
fsr-3377	15	13	per	per	ADP
fsr-3377	15	14	year	year	NOUN
fsr-3377	15	15	in	in	ADP
fsr-3377	15	16	retirement	retirement	NOUN
fsr-3377	15	17	savings	saving	NOUN
fsr-3377	15	18	after	after	ADP
fsr-3377	15	19	controlling	control	VERB
fsr-3377	15	20	for	for	ADP
fsr-3377	15	21	demographic	demographic	ADJ
fsr-3377	15	22	characteristics	characteristic	NOUN
fsr-3377	15	23	,	,	PUNCT
fsr-3377	15	24	number	number	NOUN
fsr-3377	15	25	of	of	ADP
fsr-3377	15	26	working	working	ADJ
fsr-3377	15	27	years	year	NOUN
fsr-3377	15	28	,	,	PUNCT
fsr-3377	15	29	and	and	CCONJ
fsr-3377	15	30	occupation	occupation	NOUN
fsr-3377	15	31	types	type	NOUN
fsr-3377	15	32	.	.	PUNCT
fsr-3377	16	1	the	the	DET
fsr-3377	16	2	third	third	ADJ
fsr-3377	16	3	article	article	NOUN
fsr-3377	16	4	,	,	PUNCT
fsr-3377	16	5	“	"	PUNCT
fsr-3377	16	6	conflicted	conflicted	ADJ
fsr-3377	16	7	advice	advice	NOUN
fsr-3377	16	8	about	about	ADP
fsr-3377	16	9	portfolio	portfolio	NOUN
fsr-3377	16	10	diversification	diversification	NOUN
fsr-3377	16	11	”	"	PUNCT
fsr-3377	16	12	is	be	AUX
fsr-3377	16	13	coauthored	coauthore	VERB
fsr-3377	16	14	by	by	ADP
fsr-3377	16	15	sally	sally	PROPN
fsr-3377	16	16	shen	shen	PROPN
fsr-3377	16	17	at	at	ADP
fsr-3377	16	18	global	global	ADJ
fsr-3377	16	19	risk	risk	PROPN
fsr-3377	16	20	institute	institute	NOUN
fsr-3377	16	21	in	in	ADP
fsr-3377	16	22	financial	financial	ADJ
fsr-3377	16	23	services	service	NOUN
fsr-3377	16	24	and	and	CCONJ
fsr-3377	16	25	john	john	PROPN
fsr-3377	16	26	a.	a.	PROPN
fsr-3377	16	27	turner	turner	PROPN
fsr-3377	16	28	at	at	ADP
fsr-3377	16	29	pension	pension	NOUN
fsr-3377	16	30	policy	policy	NOUN
fsr-3377	16	31	center	center	NOUN
fsr-3377	16	32	.	.	PUNCT
fsr-3377	17	1	the	the	DET
fsr-3377	17	2	authors	author	NOUN
fsr-3377	17	3	investigate	investigate	VERB
fsr-3377	17	4	the	the	DET
fsr-3377	17	5	validity	validity	NOUN
fsr-3377	17	6	of	of	ADP
fsr-3377	17	7	the	the	DET
fsr-3377	17	8	argument	argument	NOUN
fsr-3377	17	9	by	by	ADP
fsr-3377	17	10	the	the	DET
fsr-3377	17	11	financial	financial	ADJ
fsr-3377	17	12	services	service	NOUN
fsr-3377	17	13	industry	industry	NOUN
fsr-3377	17	14	to	to	PART
fsr-3377	17	15	“	"	PUNCT
fsr-3377	17	16	roll	roll	VERB
fsr-3377	17	17	over	over	ADP
fsr-3377	17	18	your	your	PRON
fsr-3377	17	19	‘	'	PUNCT
fsr-3377	17	20	old	old	ADJ
fsr-3377	17	21	’	'	PUNCT
fsr-3377	17	22	401(k	401(k	PROPN
fsr-3377	17	23	)	)	PUNCT
fsr-3377	17	24	plan	plan	NOUN
fsr-3377	17	25	”	"	PUNCT
fsr-3377	17	26	because	because	SCONJ
fsr-3377	17	27	401(k)-type	401(k)-type	NOUN
fsr-3377	17	28	plans	plan	NOUN
fsr-3377	17	29	have	have	VERB
fsr-3377	17	30	a	a	DET
fsr-3377	17	31	limited	limited	ADJ
fsr-3377	17	32	number	number	NOUN
fsr-3377	17	33	of	of	ADP
fsr-3377	17	34	investment	investment	NOUN
fsr-3377	17	35	options	option	NOUN
fsr-3377	17	36	,	,	PUNCT
fsr-3377	17	37	while	while	SCONJ
fsr-3377	17	38	iras	ira	NOUN
fsr-3377	17	39	have	have	VERB
fsr-3377	17	40	a	a	DET
fsr-3377	17	41	virtually	virtually	ADV
fsr-3377	17	42	unlimited	unlimited	ADJ
fsr-3377	17	43	number	number	NOUN
fsr-3377	17	44	of	of	ADP
fsr-3377	17	45	options	option	NOUN
fsr-3377	17	46	.	.	PUNCT
fsr-3377	18	1	financial	financial	ADJ
fsr-3377	18	2	services	service	NOUN
fsr-3377	18	3	review	review	VERB
fsr-3377	18	4	27	27	NUM
fsr-3377	18	5	(	(	PUNCT
fsr-3377	18	6	2018	2018	NUM
fsr-3377	18	7	)	)	PUNCT
fsr-3377	18	8	v	v	NOUN
fsr-3377	18	9	–	–	PUNCT
fsr-3377	18	10	vi	vi	NOUN
fsr-3377	18	11	1057	1057	NUM
fsr-3377	18	12	-	-	SYM
fsr-3377	18	13	0810/18/$	0810/18/$	NUM
fsr-3377	18	14	–	–	PUNCT
fsr-3377	18	15	see	see	VERB
fsr-3377	18	16	front	front	ADJ
fsr-3377	18	17	matter	matter	NOUN
fsr-3377	18	18	©	©	PROPN
fsr-3377	18	19	2018	2018	NUM
fsr-3377	18	20	academy	academy	NOUN
fsr-3377	18	21	of	of	ADP
fsr-3377	18	22	financial	financial	ADJ
fsr-3377	18	23	services	service	NOUN
fsr-3377	18	24	.	.	PUNCT
fsr-3377	19	1	all	all	DET
fsr-3377	19	2	rights	right	NOUN
fsr-3377	19	3	reserved	reserve	VERB
fsr-3377	19	4	.	.	PUNCT
fsr-3377	20	1	they	they	PRON
fsr-3377	20	2	analyze	analyze	VERB
fsr-3377	20	3	the	the	DET
fsr-3377	20	4	diversification	diversification	NOUN
fsr-3377	20	5	of	of	ADP
fsr-3377	20	6	a	a	DET
fsr-3377	20	7	large	large	ADJ
fsr-3377	20	8	401(k)-type	401(k)-type	NOUN
fsr-3377	20	9	plan	plan	NOUN
fsr-3377	20	10	with	with	ADP
fsr-3377	20	11	only	only	ADV
fsr-3377	20	12	five	five	NUM
fsr-3377	20	13	basic	basic	ADJ
fsr-3377	20	14	investment	investment	NOUN
fsr-3377	20	15	options	option	NOUN
fsr-3377	20	16	.	.	PUNCT
fsr-3377	21	1	they	they	PRON
fsr-3377	21	2	find	find	VERB
fsr-3377	21	3	that	that	SCONJ
fsr-3377	21	4	financial	financial	ADJ
fsr-3377	21	5	advisers	adviser	NOUN
fsr-3377	21	6	with	with	ADP
fsr-3377	21	7	a	a	DET
fsr-3377	21	8	conflict	conflict	NOUN
fsr-3377	21	9	of	of	ADP
fsr-3377	21	10	interest	interest	NOUN
fsr-3377	21	11	may	may	AUX
fsr-3377	21	12	use	use	VERB
fsr-3377	21	13	strategic	strategic	ADJ
fsr-3377	21	14	complexity	complexity	NOUN
fsr-3377	21	15	to	to	PART
fsr-3377	21	16	encourage	encourage	VERB
fsr-3377	21	17	rollovers	rollover	NOUN
fsr-3377	21	18	,	,	PUNCT
fsr-3377	21	19	recommend	recommend	VERB
fsr-3377	21	20	complex	complex	ADJ
fsr-3377	21	21	portfolios	portfolio	NOUN
fsr-3377	21	22	to	to	PART
fsr-3377	21	23	impress	impress	VERB
fsr-3377	21	24	naı̈ve	naı̈ve	ADJ
fsr-3377	21	25	clients	client	NOUN
fsr-3377	21	26	,	,	PUNCT
fsr-3377	21	27	while	while	SCONJ
fsr-3377	21	28	not	not	PART
fsr-3377	21	29	weighing	weigh	VERB
fsr-3377	21	30	the	the	DET
fsr-3377	21	31	cost	cost	NOUN
fsr-3377	21	32	of	of	ADP
fsr-3377	21	33	the	the	DET
fsr-3377	21	34	complex	complex	ADJ
fsr-3377	21	35	portfolios	portfolio	NOUN
fsr-3377	21	36	against	against	ADP
fsr-3377	21	37	any	any	DET
fsr-3377	21	38	added	add	VERB
fsr-3377	21	39	benefits	benefit	NOUN
fsr-3377	21	40	of	of	ADP
fsr-3377	21	41	diversification	diversification	NOUN
fsr-3377	21	42	.	.	PUNCT
fsr-3377	22	1	the	the	DET
fsr-3377	22	2	fourth	fourth	ADJ
fsr-3377	22	3	article	article	NOUN
fsr-3377	22	4	,	,	PUNCT
fsr-3377	22	5	“	"	PUNCT
fsr-3377	22	6	the	the	DET
fsr-3377	22	7	role	role	NOUN
fsr-3377	22	8	of	of	ADP
fsr-3377	22	9	perceived	perceive	VERB
fsr-3377	22	10	quality	quality	NOUN
fsr-3377	22	11	of	of	ADP
fsr-3377	22	12	personal	personal	ADJ
fsr-3377	22	13	service	service	NOUN
fsr-3377	22	14	in	in	ADP
fsr-3377	22	15	influencing	influence	VERB
fsr-3377	22	16	trust	trust	NOUN
fsr-3377	22	17	and	and	CCONJ
fsr-3377	22	18	satisfaction	satisfaction	NOUN
fsr-3377	22	19	with	with	ADP
fsr-3377	22	20	banks	bank	NOUN
fsr-3377	22	21	”	"	PUNCT
fsr-3377	22	22	is	be	AUX
fsr-3377	22	23	coauthored	coauthore	VERB
fsr-3377	22	24	by	by	ADP
fsr-3377	22	25	anders	ander	NOUN
fsr-3377	22	26	carlander	carlander	PROPN
fsr-3377	22	27	,	,	PUNCT
fsr-3377	22	28	amelie	amelie	NOUN
fsr-3377	22	29	gamble	gamble	NOUN
fsr-3377	22	30	,	,	PUNCT
fsr-3377	22	31	tommy	tommy	NOUN
fsr-3377	22	32	gärling	gärling	NOUN
fsr-3377	22	33	,	,	PUNCT
fsr-3377	22	34	jeanette	jeanette	PROPN
fsr-3377	22	35	carlsson	carlsson	PROPN
fsr-3377	22	36	hauff	hauff	PROPN
fsr-3377	22	37	,	,	PUNCT
fsr-3377	22	38	lars	lars	PROPN
fsr-3377	22	39	-	-	PUNCT
fsr-3377	22	40	olof	olof	PROPN
fsr-3377	22	41	johansson	johansson	PROPN
fsr-3377	22	42	,	,	PUNCT
fsr-3377	22	43	and	and	CCONJ
fsr-3377	22	44	martin	martin	PROPN
fsr-3377	22	45	holmen	holmen	PROPN
fsr-3377	22	46	,	,	PUNCT
fsr-3377	22	47	all	all	PRON
fsr-3377	22	48	at	at	ADP
fsr-3377	22	49	university	university	NOUN
fsr-3377	22	50	of	of	ADP
fsr-3377	22	51	gothenburg	gothenburg	PROPN
fsr-3377	22	52	.	.	PUNCT
fsr-3377	23	1	the	the	DET
fsr-3377	23	2	authors	author	NOUN
fsr-3377	23	3	investigate	investigate	VERB
fsr-3377	23	4	if	if	SCONJ
fsr-3377	23	5	trust	trust	NOUN
fsr-3377	23	6	in	in	ADP
fsr-3377	23	7	banks	bank	NOUN
fsr-3377	23	8	increases	increase	VERB
fsr-3377	23	9	with	with	ADP
fsr-3377	23	10	repeated	repeat	VERB
fsr-3377	23	11	personal	personal	ADJ
fsr-3377	23	12	contacts	contact	NOUN
fsr-3377	23	13	with	with	ADP
fsr-3377	23	14	respect	respect	NOUN
fsr-3377	23	15	to	to	ADP
fsr-3377	23	16	the	the	DET
fsr-3377	23	17	customer	customer	NOUN
fsr-3377	23	18	-	-	PUNCT
fsr-3377	23	19	employee	employee	NOUN
fsr-3377	23	20	relationship	relationship	NOUN
fsr-3377	23	21	.	.	PUNCT
fsr-3377	24	1	they	they	PRON
fsr-3377	24	2	utilize	utilize	VERB
fsr-3377	24	3	data	datum	NOUN
fsr-3377	24	4	from	from	ADP
fsr-3377	24	5	an	an	DET
fsr-3377	24	6	on	on	ADP
fsr-3377	24	7	-	-	PUNCT
fsr-3377	24	8	line	line	NOUN
fsr-3377	24	9	survey	survey	NOUN
fsr-3377	24	10	of	of	ADP
fsr-3377	24	11	customers	customer	NOUN
fsr-3377	24	12	of	of	ADP
fsr-3377	24	13	swedish	swedish	ADJ
fsr-3377	24	14	retail	retail	ADJ
fsr-3377	24	15	banks	bank	NOUN
fsr-3377	24	16	and	and	CCONJ
fsr-3377	24	17	find	find	VERB
fsr-3377	24	18	that	that	PRON
fsr-3377	24	19	trust	trust	NOUN
fsr-3377	24	20	in	in	ADP
fsr-3377	24	21	the	the	DET
fsr-3377	24	22	bank	bank	NOUN
fsr-3377	24	23	is	be	AUX
fsr-3377	24	24	influenced	influence	VERB
fsr-3377	24	25	by	by	ADP
fsr-3377	24	26	perceived	perceive	VERB
fsr-3377	24	27	quality	quality	NOUN
fsr-3377	24	28	of	of	ADP
fsr-3377	24	29	personal	personal	ADJ
fsr-3377	24	30	service	service	NOUN
fsr-3377	24	31	through	through	ADP
fsr-3377	24	32	employees	employee	NOUN
fsr-3377	24	33	’	’	PART
fsr-3377	24	34	perceived	perceive	VERB
fsr-3377	24	35	competence	competence	NOUN
fsr-3377	24	36	,	,	PUNCT
fsr-3377	24	37	perceived	perceive	VERB
fsr-3377	24	38	benevolence	benevolence	NOUN
fsr-3377	24	39	,	,	PUNCT
fsr-3377	24	40	and	and	CCONJ
fsr-3377	24	41	perceived	perceive	VERB
fsr-3377	24	42	transparency	transparency	NOUN
fsr-3377	24	43	.	.	PUNCT
fsr-3377	25	1	they	they	PRON
fsr-3377	25	2	also	also	ADV
fsr-3377	25	3	find	find	VERB
fsr-3377	25	4	that	that	SCONJ
fsr-3377	25	5	satisfaction	satisfaction	NOUN
fsr-3377	25	6	with	with	ADP
fsr-3377	25	7	the	the	DET
fsr-3377	25	8	bank	bank	NOUN
fsr-3377	25	9	is	be	AUX
fsr-3377	25	10	influenced	influence	VERB
fsr-3377	25	11	by	by	ADP
fsr-3377	25	12	perceived	perceive	VERB
fsr-3377	25	13	quality	quality	NOUN
fsr-3377	25	14	of	of	ADP
fsr-3377	25	15	personal	personal	ADJ
fsr-3377	25	16	service	service	NOUN
fsr-3377	25	17	through	through	ADP
fsr-3377	25	18	perceived	perceive	VERB
fsr-3377	25	19	competence	competence	NOUN
fsr-3377	25	20	,	,	PUNCT
fsr-3377	25	21	perceived	perceive	VERB
fsr-3377	25	22	benevolence	benevolence	NOUN
fsr-3377	25	23	,	,	PUNCT
fsr-3377	25	24	and	and	CCONJ
fsr-3377	25	25	perceived	perceive	VERB
fsr-3377	25	26	transparency	transparency	NOUN
fsr-3377	25	27	.	.	PUNCT
fsr-3377	26	1	the	the	DET
fsr-3377	26	2	final	final	ADJ
fsr-3377	26	3	article	article	NOUN
fsr-3377	26	4	,	,	PUNCT
fsr-3377	26	5	“	"	PUNCT
fsr-3377	26	6	expense	expense	NOUN
fsr-3377	26	7	ratios	ratio	NOUN
fsr-3377	26	8	and	and	CCONJ
fsr-3377	26	9	net	net	ADJ
fsr-3377	26	10	alphas	alpha	NOUN
fsr-3377	26	11	of	of	ADP
fsr-3377	26	12	large	large	ADJ
fsr-3377	26	13	cap	cap	NOUN
fsr-3377	26	14	funds	fund	NOUN
fsr-3377	26	15	:	:	PUNCT
fsr-3377	26	16	do	do	AUX
fsr-3377	26	17	expenses	expense	NOUN
fsr-3377	26	18	add	add	VERB
fsr-3377	26	19	value	value	NOUN
fsr-3377	26	20	?	?	PUNCT
fsr-3377	26	21	”	"	PUNCT
fsr-3377	26	22	is	be	AUX
fsr-3377	26	23	coauthored	coauthore	VERB
fsr-3377	26	24	by	by	ADP
fsr-3377	26	25	abhay	abhay	PROPN
fsr-3377	26	26	kaushik	kaushik	PROPN
fsr-3377	26	27	and	and	CCONJ
fsr-3377	26	28	raymond	raymond	PROPN
fsr-3377	26	29	boisvert	boisvert	PROPN
fsr-3377	26	30	,	,	PUNCT
fsr-3377	26	31	both	both	CCONJ
fsr-3377	26	32	at	at	ADP
fsr-3377	26	33	radford	radford	PROPN
fsr-3377	26	34	university	university	PROPN
fsr-3377	26	35	.	.	PUNCT
fsr-3377	27	1	the	the	DET
fsr-3377	27	2	authors	author	NOUN
fsr-3377	27	3	analyze	analyze	VERB
fsr-3377	27	4	the	the	DET
fsr-3377	27	5	performance	performance	NOUN
fsr-3377	27	6	of	of	ADP
fsr-3377	27	7	large	large	ADJ
fsr-3377	27	8	cap	cap	NOUN
fsr-3377	27	9	equity	equity	NOUN
fsr-3377	27	10	funds	fund	NOUN
fsr-3377	27	11	over	over	ADP
fsr-3377	27	12	the	the	DET
fsr-3377	27	13	period	period	NOUN
fsr-3377	27	14	january	january	PROPN
fsr-3377	27	15	2000	2000	NUM
fsr-3377	27	16	to	to	ADP
fsr-3377	27	17	december	december	PROPN
fsr-3377	27	18	2103	2103	NUM
fsr-3377	27	19	(	(	PUNCT
fsr-3377	27	20	a	a	DET
fsr-3377	27	21	particularly	particularly	ADV
fsr-3377	27	22	tumultuous	tumultuous	ADJ
fsr-3377	27	23	period	period	NOUN
fsr-3377	27	24	)	)	PUNCT
fsr-3377	27	25	,	,	PUNCT
fsr-3377	27	26	with	with	SCONJ
fsr-3377	27	27	the	the	DET
fsr-3377	27	28	objective	objective	NOUN
fsr-3377	27	29	to	to	PART
fsr-3377	27	30	assess	assess	VERB
fsr-3377	27	31	the	the	DET
fsr-3377	27	32	performance	performance	NOUN
fsr-3377	27	33	as	as	SCONJ
fsr-3377	27	34	reflected	reflect	VERB
fsr-3377	27	35	in	in	ADP
fsr-3377	27	36	the	the	DET
fsr-3377	27	37	alpha	alpha	NOUN
fsr-3377	27	38	of	of	ADP
fsr-3377	27	39	funds	fund	NOUN
fsr-3377	27	40	conditioned	condition	VERB
fsr-3377	27	41	on	on	ADP
fsr-3377	27	42	expenses	expense	NOUN
fsr-3377	27	43	.	.	PUNCT
fsr-3377	28	1	the	the	DET
fsr-3377	28	2	results	result	NOUN
fsr-3377	28	3	are	be	AUX
fsr-3377	28	4	mixed	mix	VERB
fsr-3377	28	5	for	for	ADP
fsr-3377	28	6	large	large	ADJ
fsr-3377	28	7	cap	cap	NOUN
fsr-3377	28	8	funds	fund	NOUN
fsr-3377	28	9	across	across	ADP
fsr-3377	28	10	individual	individual	ADJ
fsr-3377	28	11	categories	category	NOUN
fsr-3377	28	12	and	and	CCONJ
fsr-3377	28	13	when	when	SCONJ
fsr-3377	28	14	performance	performance	NOUN
fsr-3377	28	15	is	be	AUX
fsr-3377	28	16	measured	measure	VERB
fsr-3377	28	17	conditioned	condition	VERB
fsr-3377	28	18	on	on	ADP
fsr-3377	28	19	expenses	expense	NOUN
fsr-3377	28	20	.	.	PUNCT
fsr-3377	29	1	thanks	thank	NOUN
fsr-3377	29	2	to	to	ADP
fsr-3377	29	3	those	those	PRON
fsr-3377	29	4	who	who	PRON
fsr-3377	29	5	make	make	VERB
fsr-3377	29	6	the	the	DET
fsr-3377	29	7	journal	journal	NOUN
fsr-3377	29	8	possible	possible	ADJ
fsr-3377	29	9	,	,	PUNCT
fsr-3377	29	10	especially	especially	ADV
fsr-3377	29	11	the	the	DET
fsr-3377	29	12	referees	referee	NOUN
fsr-3377	29	13	and	and	CCONJ
fsr-3377	29	14	contributing	contribute	VERB
fsr-3377	29	15	authors	author	NOUN
fsr-3377	29	16	.	.	PUNCT
fsr-3377	30	1	over	over	ADP
fsr-3377	30	2	the	the	DET
fsr-3377	30	3	past	past	ADJ
fsr-3377	30	4	year	year	NOUN
fsr-3377	30	5	,	,	PUNCT
fsr-3377	30	6	the	the	DET
fsr-3377	30	7	following	follow	VERB
fsr-3377	30	8	reviewers	reviewer	NOUN
fsr-3377	30	9	provided	provide	VERB
fsr-3377	30	10	excellent	excellent	ADJ
fsr-3377	30	11	reviews	review	NOUN
fsr-3377	30	12	of	of	ADP
fsr-3377	30	13	the	the	DET
fsr-3377	30	14	articles	article	NOUN
fsr-3377	30	15	you	you	PRON
fsr-3377	30	16	enjoyed	enjoy	VERB
fsr-3377	30	17	within	within	ADP
fsr-3377	30	18	the	the	DET
fsr-3377	30	19	pages	page	NOUN
fsr-3377	30	20	of	of	ADP
fsr-3377	30	21	financial	financial	ADJ
fsr-3377	30	22	services	service	NOUN
fsr-3377	30	23	review	review	NOUN
fsr-3377	30	24	.	.	PUNCT
fsr-3377	31	1	i	i	PRON
fsr-3377	31	2	would	would	AUX
fsr-3377	31	3	like	like	VERB
fsr-3377	31	4	to	to	PART
fsr-3377	31	5	send	send	VERB
fsr-3377	31	6	a	a	DET
fsr-3377	31	7	special	special	ADJ
fsr-3377	31	8	thank	thank	NOUN
fsr-3377	31	9	you	you	PRON
fsr-3377	31	10	to	to	ADP
fsr-3377	31	11	the	the	DET
fsr-3377	31	12	many	many	ADJ
fsr-3377	31	13	reviewers	reviewer	NOUN
fsr-3377	31	14	that	that	PRON
fsr-3377	31	15	have	have	AUX
fsr-3377	31	16	significantly	significantly	ADV
fsr-3377	31	17	contributed	contribute	VERB
fsr-3377	31	18	to	to	ADP
fsr-3377	31	19	the	the	DET
fsr-3377	31	20	quality	quality	NOUN
fsr-3377	31	21	of	of	ADP
fsr-3377	31	22	our	our	PRON
fsr-3377	31	23	journal	journal	NOUN
fsr-3377	31	24	by	by	ADP
fsr-3377	31	25	providing	provide	VERB
fsr-3377	31	26	timely	timely	ADJ
fsr-3377	31	27	and	and	CCONJ
fsr-3377	31	28	thorough	thorough	ADJ
fsr-3377	31	29	reviews	review	NOUN
fsr-3377	31	30	of	of	ADP
fsr-3377	31	31	the	the	DET
fsr-3377	31	32	submissions	submission	NOUN
fsr-3377	31	33	to	to	ADP
fsr-3377	31	34	our	our	PRON
fsr-3377	31	35	journal	journal	NOUN
fsr-3377	31	36	.	.	PUNCT
fsr-3377	32	1	please	please	INTJ
fsr-3377	32	2	consider	consider	VERB
fsr-3377	32	3	submission	submission	NOUN
fsr-3377	32	4	to	to	ADP
fsr-3377	32	5	the	the	DET
fsr-3377	32	6	financial	financial	ADJ
fsr-3377	32	7	services	service	NOUN
fsr-3377	32	8	review	review	NOUN
fsr-3377	32	9	and	and	CCONJ
fsr-3377	32	10	rely	rely	VERB
fsr-3377	32	11	on	on	ADP
fsr-3377	32	12	the	the	DET
fsr-3377	32	13	style	style	NOUN
fsr-3377	32	14	information	information	NOUN
fsr-3377	32	15	provided	provide	VERB
fsr-3377	32	16	to	to	PART
fsr-3377	32	17	ease	ease	VERB
fsr-3377	32	18	readability	readability	NOUN
fsr-3377	32	19	and	and	CCONJ
fsr-3377	32	20	streamline	streamline	VERB
fsr-3377	32	21	the	the	DET
fsr-3377	32	22	review	review	NOUN
fsr-3377	32	23	process	process	NOUN
fsr-3377	32	24	.	.	PUNCT
fsr-3377	33	1	the	the	DET
fsr-3377	33	2	journal	journal	NOUN
fsr-3377	33	3	welcomes	welcome	VERB
fsr-3377	33	4	articles	article	NOUN
fsr-3377	33	5	over	over	ADP
fsr-3377	33	6	the	the	DET
fsr-3377	33	7	range	range	NOUN
fsr-3377	33	8	of	of	ADP
fsr-3377	33	9	areas	area	NOUN
fsr-3377	33	10	that	that	PRON
fsr-3377	33	11	comprise	comprise	VERB
fsr-3377	33	12	personal	personal	ADJ
fsr-3377	33	13	financial	financial	ADJ
fsr-3377	33	14	planning	planning	NOUN
fsr-3377	33	15	.	.	PUNCT
fsr-3377	34	1	while	while	SCONJ
fsr-3377	34	2	fsr	fsr	PROPN
fsr-3377	34	3	articles	article	NOUN
fsr-3377	34	4	are	be	AUX
fsr-3377	34	5	certainly	certainly	ADV
fsr-3377	34	6	diverse	diverse	ADJ
fsr-3377	34	7	in	in	ADP
fsr-3377	34	8	terms	term	NOUN
fsr-3377	34	9	of	of	ADP
fsr-3377	34	10	topic	topic	NOUN
fsr-3377	34	11	,	,	PUNCT
fsr-3377	34	12	data	datum	NOUN
fsr-3377	34	13	,	,	PUNCT
fsr-3377	34	14	and	and	CCONJ
fsr-3377	34	15	method	method	NOUN
fsr-3377	34	16	,	,	PUNCT
fsr-3377	34	17	they	they	PRON
fsr-3377	34	18	are	be	AUX
fsr-3377	34	19	focused	focus	VERB
fsr-3377	34	20	in	in	ADP
fsr-3377	34	21	terms	term	NOUN
fsr-3377	34	22	of	of	ADP
fsr-3377	34	23	motivation	motivation	NOUN
fsr-3377	34	24	.	.	PUNCT
fsr-3377	35	1	fsr	fsr	PROPN
fsr-3377	35	2	exists	exist	VERB
fsr-3377	35	3	to	to	PART
fsr-3377	35	4	produce	produce	VERB
fsr-3377	35	5	research	research	NOUN
fsr-3377	35	6	that	that	PRON
fsr-3377	35	7	addresses	address	VERB
fsr-3377	35	8	issues	issue	NOUN
fsr-3377	35	9	that	that	PRON
fsr-3377	35	10	matter	matter	VERB
fsr-3377	35	11	to	to	ADP
fsr-3377	35	12	individuals	individual	NOUN
fsr-3377	35	13	.	.	PUNCT
fsr-3377	36	1	i	i	PRON
fsr-3377	36	2	remain	remain	VERB
fsr-3377	36	3	committed	committed	ADJ
fsr-3377	36	4	to	to	ADP
fsr-3377	36	5	the	the	DET
fsr-3377	36	6	goal	goal	NOUN
fsr-3377	36	7	of	of	ADP
fsr-3377	36	8	making	make	VERB
fsr-3377	36	9	financial	financial	ADJ
fsr-3377	36	10	services	service	NOUN
fsr-3377	36	11	review	review	VERB
fsr-3377	36	12	the	the	DET
fsr-3377	36	13	best	good	ADJ
fsr-3377	36	14	academic	academic	ADJ
fsr-3377	36	15	journal	journal	NOUN
fsr-3377	36	16	in	in	ADP
fsr-3377	36	17	individual	individual	ADJ
fsr-3377	36	18	financial	financial	ADJ
fsr-3377	36	19	management	management	NOUN
fsr-3377	36	20	and	and	CCONJ
fsr-3377	36	21	personal	personal	ADJ
fsr-3377	36	22	financial	financial	ADJ
fsr-3377	36	23	planning	planning	NOUN
fsr-3377	36	24	.	.	PUNCT
fsr-3377	37	1	best	good	ADJ
fsr-3377	37	2	regards	regard	VERB
fsr-3377	37	3	,	,	PUNCT
fsr-3377	37	4	stuart	stuart	PROPN
fsr-3377	37	5	michelson	michelson	PROPN
fsr-3377	37	6	editor	editor	PROPN
fsr-3377	37	7	financial	financial	PROPN
fsr-3377	37	8	services	services	PROPN
fsr-3377	37	9	review	review	VERB
fsr-3377	37	10	vi	vi	PROPN
fsr-3377	37	11	editorial	editorial	NOUN
fsr-3377	37	12	/	/	SYM
fsr-3377	37	13	financial	financial	ADJ
fsr-3377	37	14	services	service	NOUN
fsr-3377	37	15	review	review	VERB
fsr-3377	37	16	27	27	NUM
fsr-3377	37	17	(	(	PUNCT
fsr-3377	37	18	2018	2018	NUM
fsr-3377	37	19	)	)	PUNCT
fsr-3377	37	20	v	v	NOUN
fsr-3377	37	21	–	–	PUNCT
fsr-3377	37	22	vi	vi	NOUN