id	sid	tid	token	lemma	pos
fsr-3385	1	1	academy	academy	PROPN
fsr-3385	1	2	of	of	ADP
fsr-3385	1	3	financial	financial	ADJ
fsr-3385	1	4	services	service	NOUN
fsr-3385	1	5	officers	officer	NOUN
fsr-3385	1	6	president	president	PROPN
fsr-3385	1	7	robert	robert	PROPN
fsr-3385	1	8	moreschi	moreschi	PROPN
fsr-3385	1	9	virginia	virginia	PROPN
fsr-3385	1	10	military	military	PROPN
fsr-3385	1	11	institute	institute	PROPN
fsr-3385	1	12	president	president	PROPN
fsr-3385	1	13	-	-	PUNCT
fsr-3385	1	14	elect	elect	PROPN
fsr-3385	1	15	swarn	swarn	PROPN
fsr-3385	1	16	chatterjee	chatterjee	PROPN
fsr-3385	1	17	university	university	PROPN
fsr-3385	1	18	of	of	ADP
fsr-3385	1	19	georgia	georgia	PROPN
fsr-3385	1	20	executive	executive	PROPN
fsr-3385	1	21	vice	vice	NOUN
fsr-3385	1	22	president	president	NOUN
fsr-3385	1	23	-	-	PUNCT
fsr-3385	1	24	program	program	NOUN
fsr-3385	1	25	janine	janine	PROPN
fsr-3385	1	26	scott	scott	PROPN
fsr-3385	1	27	university	university	PROPN
fsr-3385	1	28	shepherd	shepherd	ADJ
fsr-3385	1	29	vice	vice	NOUN
fsr-3385	1	30	president	president	NOUN
fsr-3385	1	31	-	-	PUNCT
fsr-3385	1	32	communications	communication	NOUN
fsr-3385	1	33	david	david	PROPN
fsr-3385	1	34	nanigian	nanigian	PROPN
fsr-3385	1	35	california	california	PROPN
fsr-3385	1	36	state	state	PROPN
fsr-3385	1	37	university	university	PROPN
fsr-3385	1	38	,	,	PUNCT
fsr-3385	1	39	fullerton	fullerton	PROPN
fsr-3385	1	40	vice	vice	PROPN
fsr-3385	1	41	president	president	PROPN
fsr-3385	1	42	-	-	PUNCT
fsr-3385	1	43	finance	finance	NOUN
fsr-3385	1	44	thomas	thomas	PROPN
fsr-3385	1	45	langdon	langdon	PROPN
fsr-3385	1	46	roger	roger	PROPN
fsr-3385	1	47	williams	williams	PROPN
fsr-3385	1	48	university	university	PROPN
fsr-3385	1	49	vice	vice	PROPN
fsr-3385	1	50	president	president	PROPN
fsr-3385	1	51	-	-	PUNCT
fsr-3385	1	52	international	international	ADJ
fsr-3385	1	53	relations	relation	NOUN
fsr-3385	1	54	philip	philip	PROPN
fsr-3385	1	55	gibson	gibson	PROPN
fsr-3385	1	56	winthrop	winthrop	PROPN
fsr-3385	1	57	university	university	PROPN
fsr-3385	1	58	vice	vice	PROPN
fsr-3385	1	59	president	president	PROPN
fsr-3385	1	60	-	-	PUNCT
fsr-3385	1	61	professional	professional	ADJ
fsr-3385	1	62	organizations	organization	NOUN
fsr-3385	1	63	frank	frank	PROPN
fsr-3385	1	64	laatsch	laatsch	PROPN
fsr-3385	1	65	university	university	PROPN
fsr-3385	1	66	of	of	ADP
fsr-3385	1	67	southern	southern	PROPN
fsr-3385	1	68	mississippi	mississippi	PROPN
fsr-3385	1	69	vice	vice	PROPN
fsr-3385	1	70	president	president	PROPN
fsr-3385	1	71	-	-	PUNCT
fsr-3385	1	72	mktg	mktg	PROPN
fsr-3385	1	73	&	&	CCONJ
fsr-3385	1	74	public	public	ADJ
fsr-3385	1	75	relations	relation	NOUN
fsr-3385	1	76	chris	chris	PROPN
fsr-3385	1	77	browning	brown	VERB
fsr-3385	1	78	texas	texas	PROPN
fsr-3385	1	79	tech	tech	PROPN
fsr-3385	1	80	university	university	PROPN
fsr-3385	1	81	vice	vice	NOUN
fsr-3385	1	82	president	president	NOUN
fsr-3385	1	83	-	-	PUNCT
fsr-3385	1	84	membership	membership	NOUN
fsr-3385	1	85	sherman	sherman	PROPN
fsr-3385	1	86	hanna	hanna	PROPN
fsr-3385	1	87	ohio	ohio	PROPN
fsr-3385	1	88	state	state	PROPN
fsr-3385	1	89	university	university	PROPN
fsr-3385	1	90	vp	vp	PROPN
fsr-3385	1	91	local	local	ADJ
fsr-3385	1	92	arrangements	arrangement	NOUN
fsr-3385	1	93	2016	2016	NUM
fsr-3385	1	94	swarn	swarn	PROPN
fsr-3385	1	95	chatterjee	chatterjee	PROPN
fsr-3385	1	96	university	university	PROPN
fsr-3385	1	97	of	of	ADP
fsr-3385	1	98	georgia	georgia	PROPN
fsr-3385	1	99	immediate	immediate	PROPN
fsr-3385	1	100	past	past	PROPN
fsr-3385	1	101	president	president	PROPN
fsr-3385	1	102	thomas	thomas	PROPN
fsr-3385	1	103	coe	coe	PROPN
fsr-3385	1	104	quinnipiac	quinnipiac	PROPN
fsr-3385	1	105	university	university	PROPN
fsr-3385	1	106	editor	editor	NOUN
fsr-3385	1	107	,	,	PUNCT
fsr-3385	1	108	financial	financial	ADJ
fsr-3385	1	109	services	service	NOUN
fsr-3385	1	110	review	review	VERB
fsr-3385	1	111	stuart	stuart	PROPN
fsr-3385	1	112	michelson	michelson	PROPN
fsr-3385	1	113	stetson	stetson	PROPN
fsr-3385	1	114	university	university	PROPN
fsr-3385	1	115	directors	director	NOUN
fsr-3385	1	116	charles	charles	PROPN
fsr-3385	1	117	chaffin	chaffin	PROPN
fsr-3385	1	118	cfp	cfp	PROPN
fsr-3385	1	119	board	board	PROPN
fsr-3385	1	120	of	of	ADP
fsr-3385	1	121	standards	standard	NOUN
fsr-3385	1	122	inga	inga	PROPN
fsr-3385	1	123	chira	chira	PROPN
fsr-3385	1	124	california	california	PROPN
fsr-3385	1	125	state	state	PROPN
fsr-3385	1	126	university	university	PROPN
fsr-3385	1	127	,	,	PUNCT
fsr-3385	1	128	northridge	northridge	PROPN
fsr-3385	1	129	victoria	victoria	PROPN
fsr-3385	1	130	javine	javine	PROPN
fsr-3385	1	131	university	university	PROPN
fsr-3385	1	132	of	of	ADP
fsr-3385	1	133	alabama	alabama	PROPN
fsr-3385	1	134	colleen	colleen	PROPN
fsr-3385	1	135	tokar	tokar	PROPN
fsr-3385	1	136	-	-	PUNCT
fsr-3385	1	137	asaad	asaad	VERB
fsr-3385	1	138	baldwin	baldwin	PROPN
fsr-3385	1	139	wallace	wallace	PROPN
fsr-3385	1	140	university	university	PROPN
fsr-3385	1	141	frances	frances	PROPN
fsr-3385	1	142	lawrence	lawrence	PROPN
fsr-3385	1	143	university	university	PROPN
fsr-3385	1	144	of	of	ADP
fsr-3385	1	145	missouri	missouri	PROPN
fsr-3385	1	146	tom	tom	PROPN
fsr-3385	1	147	potts	potts	PROPN
fsr-3385	1	148	baylor	baylor	PROPN
fsr-3385	1	149	university	university	PROPN
fsr-3385	1	150	terrance	terrance	PROPN
fsr-3385	1	151	martin	martin	PROPN
fsr-3385	1	152	university	university	PROPN
fsr-3385	1	153	of	of	ADP
fsr-3385	1	154	texas	texas	PROPN
fsr-3385	1	155	–	–	PUNCT
fsr-3385	1	156	rio	rio	PROPN
fsr-3385	1	157	grande	grande	PROPN
fsr-3385	1	158	valley	valley	PROPN
fsr-3385	1	159	martin	martin	PROPN
fsr-3385	1	160	seay	seay	PROPN
fsr-3385	1	161	kansas	kansas	PROPN
fsr-3385	1	162	state	state	PROPN
fsr-3385	1	163	university	university	PROPN
fsr-3385	1	164	past	past	PROPN
fsr-3385	1	165	presidents	president	NOUN
fsr-3385	1	166	thomas	thomas	PROPN
fsr-3385	1	167	coe	coe	PROPN
fsr-3385	1	168	,	,	PUNCT
fsr-3385	1	169	2015	2015	NUM
fsr-3385	1	170	-	-	SYM
fsr-3385	1	171	2016	2016	NUM
fsr-3385	1	172	quinnipiac	quinnipiac	PROPN
fsr-3385	1	173	university	university	PROPN
fsr-3385	1	174	william	william	PROPN
fsr-3385	1	175	chittenden	chittenden	PROPN
fsr-3385	1	176	,	,	PUNCT
fsr-3385	1	177	2014	2014	NUM
fsr-3385	1	178	-	-	SYM
fsr-3385	1	179	15	15	NUM
fsr-3385	1	180	texas	texas	PROPN
fsr-3385	1	181	state	state	PROPN
fsr-3385	1	182	university	university	PROPN
fsr-3385	1	183	lance	lance	PROPN
fsr-3385	1	184	palmer	palmer	PROPN
fsr-3385	1	185	,	,	PUNCT
fsr-3385	1	186	2013	2013	NUM
fsr-3385	1	187	-	-	SYM
fsr-3385	1	188	14	14	NUM
fsr-3385	1	189	university	university	PROPN
fsr-3385	1	190	of	of	ADP
fsr-3385	1	191	georgia	georgia	PROPN
fsr-3385	1	192	frank	frank	PROPN
fsr-3385	1	193	laatsch	laatsch	PROPN
fsr-3385	1	194	,	,	PUNCT
fsr-3385	1	195	2012	2012	NUM
fsr-3385	1	196	-	-	SYM
fsr-3385	1	197	13	13	NUM
fsr-3385	1	198	university	university	NOUN
fsr-3385	1	199	of	of	ADP
fsr-3385	1	200	southern	southern	PROPN
fsr-3385	1	201	mississippi	mississippi	PROPN
fsr-3385	1	202	brian	brian	PROPN
fsr-3385	1	203	boscaljon	boscaljon	PROPN
fsr-3385	1	204	,	,	PUNCT
fsr-3385	1	205	2011	2011	NUM
fsr-3385	1	206	-	-	SYM
fsr-3385	1	207	12	12	NUM
fsr-3385	1	208	penn	penn	PROPN
fsr-3385	1	209	state	state	PROPN
fsr-3385	1	210	university	university	PROPN
fsr-3385	1	211	-	-	PUNCT
fsr-3385	1	212	erie	erie	PROPN
fsr-3385	1	213	halil	halil	PROPN
fsr-3385	1	214	kiymaz	kiymaz	PROPN
fsr-3385	1	215	,	,	PUNCT
fsr-3385	1	216	2010	2010	NUM
fsr-3385	1	217	-	-	SYM
fsr-3385	1	218	11	11	NUM
fsr-3385	1	219	rollins	rollin	NOUN
fsr-3385	1	220	college	college	PROPN
fsr-3385	1	221	of	of	ADP
fsr-3385	1	222	business	business	PROPN
fsr-3385	1	223	david	david	PROPN
fsr-3385	1	224	lange	lange	PROPN
fsr-3385	1	225	,	,	PUNCT
fsr-3385	1	226	2009	2009	NUM
fsr-3385	1	227	-	-	SYM
fsr-3385	1	228	10	10	NUM
fsr-3385	1	229	auburn	auburn	NOUN
fsr-3385	1	230	university	university	PROPN
fsr-3385	1	231	,	,	PUNCT
fsr-3385	1	232	montgomery	montgomery	PROPN
fsr-3385	1	233	vickie	vickie	PROPN
fsr-3385	1	234	hampton	hampton	PROPN
fsr-3385	1	235	,	,	PUNCT
fsr-3385	1	236	2008	2008	NUM
fsr-3385	1	237	-	-	SYM
fsr-3385	1	238	09	09	NUM
fsr-3385	1	239	texas	texas	PROPN
fsr-3385	1	240	tech	tech	PROPN
fsr-3385	1	241	university	university	PROPN
fsr-3385	1	242	frank	frank	PROPN
fsr-3385	1	243	laatsch	laatsch	PROPN
fsr-3385	1	244	2007	2007	NUM
fsr-3385	1	245	-	-	SYM
fsr-3385	1	246	08	08	NUM
fsr-3385	1	247	university	university	PROPN
fsr-3385	1	248	of	of	ADP
fsr-3385	1	249	southern	southern	PROPN
fsr-3385	1	250	mississippi	mississippi	PROPN
fsr-3385	1	251	daniel	daniel	PROPN
fsr-3385	1	252	walz	walz	PROPN
fsr-3385	1	253	,	,	PUNCT
fsr-3385	1	254	2006	2006	NUM
fsr-3385	1	255	-	-	SYM
fsr-3385	1	256	07	07	NUM
fsr-3385	1	257	trinity	trinity	NOUN
fsr-3385	1	258	university	university	PROPN
fsr-3385	1	259	anne	anne	PROPN
fsr-3385	1	260	gleason	gleason	PROPN
fsr-3385	1	261	,	,	PUNCT
fsr-3385	1	262	2005	2005	NUM
fsr-3385	1	263	-	-	SYM
fsr-3385	1	264	06	06	NUM
fsr-3385	1	265	college	college	PROPN
fsr-3385	1	266	of	of	ADP
fsr-3385	1	267	charleston	charleston	PROPN
fsr-3385	1	268	stuart	stuart	PROPN
fsr-3385	1	269	michelson	michelson	PROPN
fsr-3385	1	270	,	,	PUNCT
fsr-3385	1	271	2004	2004	NUM
fsr-3385	1	272	-	-	SYM
fsr-3385	1	273	05	05	NUM
fsr-3385	1	274	stetson	stetson	PROPN
fsr-3385	1	275	university	university	PROPN
fsr-3385	1	276	grady	grady	PROPN
fsr-3385	1	277	perdue	perdue	PROPN
fsr-3385	1	278	,	,	PUNCT
fsr-3385	1	279	2003	2003	NUM
fsr-3385	1	280	-	-	SYM
fsr-3385	1	281	04	04	NUM
fsr-3385	1	282	university	university	PROPN
fsr-3385	1	283	of	of	ADP
fsr-3385	1	284	houston	houston	PROPN
fsr-3385	1	285	-	-	PUNCT
fsr-3385	1	286	clear	clear	PROPN
fsr-3385	1	287	lake	lake	PROPN
fsr-3385	1	288	vickie	vickie	PROPN
fsr-3385	1	289	bajtelsmit	bajtelsmit	NOUN
fsr-3385	1	290	,	,	PUNCT
fsr-3385	1	291	2002	2002	NUM
fsr-3385	1	292	-	-	SYM
fsr-3385	1	293	03	03	NUM
fsr-3385	1	294	colorado	colorado	PROPN
fsr-3385	1	295	state	state	PROPN
fsr-3385	1	296	university	university	PROPN
fsr-3385	1	297	karen	karen	PROPN
fsr-3385	1	298	eilers	eilers	PROPN
fsr-3385	1	299	lahey	lahey	PROPN
fsr-3385	1	300	,	,	PUNCT
fsr-3385	1	301	2001	2001	NUM
fsr-3385	1	302	-	-	SYM
fsr-3385	1	303	02	02	NUM
fsr-3385	1	304	university	university	PROPN
fsr-3385	1	305	of	of	ADP
fsr-3385	1	306	akron	akron	PROPN
fsr-3385	1	307	tom	tom	PROPN
fsr-3385	1	308	eyssell	eyssell	PROPN
fsr-3385	1	309	,	,	PUNCT
fsr-3385	1	310	2000	2000	NUM
fsr-3385	1	311	-	-	SYM
fsr-3385	1	312	01	01	NUM
fsr-3385	1	313	university	university	PROPN
fsr-3385	1	314	of	of	ADP
fsr-3385	1	315	missouri	missouri	PROPN
fsr-3385	1	316	-	-	PROPN
fsr-3385	1	317	st	st	PROPN
fsr-3385	1	318	.	.	PROPN
fsr-3385	1	319	louis	louis	PROPN
fsr-3385	1	320	jill	jill	PROPN
fsr-3385	1	321	lynn	lynn	PROPN
fsr-3385	1	322	vihtelic	vihtelic	PROPN
fsr-3385	1	323	,	,	PUNCT
fsr-3385	1	324	1999	1999	NUM
fsr-3385	1	325	-	-	SYM
fsr-3385	1	326	00	00	NUM
fsr-3385	1	327	saint	saint	PROPN
fsr-3385	1	328	mary	mary	PROPN
fsr-3385	1	329	’s	’s	PART
fsr-3385	1	330	college	college	PROPN
fsr-3385	1	331	terry	terry	PROPN
fsr-3385	1	332	zivney	zivney	PROPN
fsr-3385	1	333	,	,	PUNCT
fsr-3385	1	334	1998	1998	NUM
fsr-3385	1	335	-	-	SYM
fsr-3385	1	336	99	99	NUM
fsr-3385	1	337	ball	ball	NOUN
fsr-3385	1	338	state	state	NOUN
fsr-3385	1	339	university	university	PROPN
fsr-3385	1	340	don	don	PROPN
fsr-3385	1	341	holdren	holdren	NOUN
fsr-3385	1	342	,	,	PUNCT
fsr-3385	1	343	1997	1997	NUM
fsr-3385	1	344	-	-	SYM
fsr-3385	1	345	98	98	NUM
fsr-3385	1	346	marshall	marshall	PROPN
fsr-3385	1	347	university	university	PROPN
fsr-3385	1	348	robert	robert	PROPN
fsr-3385	1	349	mcleod	mcleod	PROPN
fsr-3385	1	350	,	,	PUNCT
fsr-3385	1	351	1996	1996	NUM
fsr-3385	1	352	-	-	SYM
fsr-3385	1	353	97	97	NUM
fsr-3385	1	354	university	university	PROPN
fsr-3385	1	355	of	of	ADP
fsr-3385	1	356	alabama	alabama	PROPN
fsr-3385	1	357	walt	walt	PROPN
fsr-3385	1	358	woerheide	woerheide	PROPN
fsr-3385	1	359	,	,	PUNCT
fsr-3385	1	360	1995	1995	NUM
fsr-3385	1	361	-	-	SYM
fsr-3385	1	362	96	96	NUM
fsr-3385	1	363	the	the	DET
fsr-3385	1	364	american	american	PROPN
fsr-3385	1	365	college	college	PROPN
fsr-3385	1	366	dixie	dixie	PROPN
fsr-3385	1	367	mills	mill	NOUN
fsr-3385	1	368	,	,	PUNCT
fsr-3385	1	369	1994	1994	NUM
fsr-3385	1	370	-	-	SYM
fsr-3385	1	371	95	95	NUM
fsr-3385	1	372	illinois	illinois	PROPN
fsr-3385	1	373	state	state	PROPN
fsr-3385	1	374	university	university	PROPN
fsr-3385	1	375	ted	te	VERB
fsr-3385	1	376	veit	veit	PROPN
fsr-3385	1	377	,	,	PUNCT
fsr-3385	1	378	1993	1993	NUM
fsr-3385	1	379	-	-	SYM
fsr-3385	1	380	94	94	NUM
fsr-3385	1	381	rollins	rollins	PROPN
fsr-3385	1	382	college	college	PROPN
fsr-3385	1	383	mona	mona	PROPN
fsr-3385	1	384	gardner	gardner	PROPN
fsr-3385	1	385	,	,	PUNCT
fsr-3385	1	386	1992	1992	NUM
fsr-3385	1	387	-	-	SYM
fsr-3385	1	388	93	93	NUM
fsr-3385	1	389	illinois	illinois	PROPN
fsr-3385	1	390	wesleyan	wesleyan	PROPN
fsr-3385	1	391	university	university	PROPN
fsr-3385	1	392	jean	jean	PROPN
fsr-3385	1	393	l.	l.	PROPN
fsr-3385	1	394	heck	heck	PROPN
fsr-3385	1	395	,	,	PUNCT
fsr-3385	1	396	1991	1991	NUM
fsr-3385	1	397	-	-	SYM
fsr-3385	1	398	92	92	NUM
fsr-3385	1	399	villanova	villanova	PROPN
fsr-3385	1	400	university	university	PROPN
fsr-3385	1	401	frank	frank	PROPN
fsr-3385	1	402	k.	k.	PROPN
fsr-3385	1	403	reilly	reilly	PROPN
fsr-3385	1	404	,	,	PUNCT
fsr-3385	1	405	1990	1990	NUM
fsr-3385	1	406	-	-	SYM
fsr-3385	1	407	91	91	NUM
fsr-3385	1	408	university	university	NOUN
fsr-3385	1	409	of	of	ADP
fsr-3385	1	410	notre	notre	PROPN
fsr-3385	1	411	dame	dame	PROPN
fsr-3385	1	412	lawrence	lawrence	PROPN
fsr-3385	1	413	j.	j.	PROPN
fsr-3385	1	414	gitman	gitman	PROPN
fsr-3385	1	415	,	,	PUNCT
fsr-3385	1	416	1989	1989	NUM
fsr-3385	1	417	-	-	SYM
fsr-3385	1	418	90	90	NUM
fsr-3385	1	419	san	san	PROPN
fsr-3385	1	420	diego	diego	PROPN
fsr-3385	1	421	state	state	PROPN
fsr-3385	1	422	university	university	PROPN
fsr-3385	1	423	travis	travis	PROPN
fsr-3385	1	424	s.	s.	PROPN
fsr-3385	1	425	pritchett	pritchett	PROPN
fsr-3385	1	426	,	,	PUNCT
fsr-3385	1	427	1988	1988	NUM
fsr-3385	1	428	-	-	SYM
fsr-3385	1	429	89	89	NUM
fsr-3385	1	430	university	university	NOUN
fsr-3385	1	431	of	of	ADP
fsr-3385	1	432	south	south	PROPN
fsr-3385	1	433	carolina	carolina	PROPN
fsr-3385	1	434	tom	tom	PROPN
fsr-3385	1	435	potts	potts	PROPN
fsr-3385	1	436	,	,	PUNCT
fsr-3385	1	437	1987	1987	NUM
fsr-3385	1	438	-	-	SYM
fsr-3385	1	439	88	88	NUM
fsr-3385	1	440	baylor	baylor	NOUN
fsr-3385	1	441	university	university	PROPN
fsr-3385	1	442	robert	robert	PROPN
fsr-3385	1	443	f.	f.	PROPN
fsr-3385	1	444	bohn	bohn	PROPN
fsr-3385	1	445	,	,	PUNCT
fsr-3385	1	446	1986	1986	NUM
fsr-3385	1	447	-	-	SYM
fsr-3385	1	448	87	87	NUM
fsr-3385	1	449	golden	golden	PROPN
fsr-3385	1	450	gate	gate	PROPN
fsr-3385	1	451	university	university	PROPN
fsr-3385	1	452	tom	tom	PROPN
fsr-3385	1	453	warschauer	warschauer	PROPN
fsr-3385	1	454	,	,	PUNCT
fsr-3385	1	455	1985	1985	NUM
fsr-3385	1	456	-	-	SYM
fsr-3385	1	457	86	86	NUM
fsr-3385	1	458	san	san	PROPN
fsr-3385	1	459	diego	diego	PROPN
fsr-3385	1	460	state	state	PROPN
fsr-3385	1	461	university	university	PROPN
fsr-3385	1	462	published	publish	VERB
fsr-3385	1	463	in	in	ADP
fsr-3385	1	464	collaboration	collaboration	NOUN
fsr-3385	1	465	with	with	ADP
fsr-3385	1	466	the	the	DET
fsr-3385	1	467	financial	financial	ADJ
fsr-3385	1	468	planning	planning	PROPN
fsr-3385	1	469	association	association	PROPN
fsr-3385	1	470	financial	financial	PROPN
fsr-3385	1	471	services	service	NOUN
fsr-3385	1	472	review	review	NOUN
fsr-3385	1	473	is	be	AUX
fsr-3385	1	474	the	the	DET
fsr-3385	1	475	journal	journal	NOUN
fsr-3385	1	476	of	of	ADP
fsr-3385	1	477	the	the	DET
fsr-3385	1	478	academy	academy	NOUN
fsr-3385	1	479	of	of	ADP
fsr-3385	1	480	financial	financial	ADJ
fsr-3385	1	481	services	service	NOUN
fsr-3385	1	482	,	,	PUNCT
fsr-3385	1	483	published	publish	VERB
fsr-3385	1	484	in	in	ADP
fsr-3385	1	485	collaboration	collaboration	NOUN
fsr-3385	1	486	with	with	ADP
fsr-3385	1	487	the	the	DET
fsr-3385	1	488	financial	financial	ADJ
fsr-3385	1	489	planning	planning	PROPN
fsr-3385	1	490	association	association	PROPN
fsr-3385	1	491	.	.	PUNCT
fsr-3385	2	1	membership	membership	NOUN
fsr-3385	2	2	dues	due	NOUN
fsr-3385	2	3	of	of	ADP
fsr-3385	2	4	$	$	SYM
fsr-3385	2	5	125	125	NUM
fsr-3385	2	6	to	to	ADP
fsr-3385	2	7	the	the	DET
fsr-3385	2	8	academy	academy	NOUN
fsr-3385	2	9	include	include	VERB
fsr-3385	2	10	a	a	DET
fsr-3385	2	11	one	one	NUM
fsr-3385	2	12	-	-	PUNCT
fsr-3385	2	13	year	year	NOUN
fsr-3385	2	14	subscription	subscription	NOUN
fsr-3385	2	15	to	to	ADP
fsr-3385	2	16	the	the	DET
fsr-3385	2	17	journal	journal	NOUN
fsr-3385	2	18	.	.	PUNCT
fsr-3385	3	1	financial	financial	ADJ
fsr-3385	3	2	planning	planning	PROPN
fsr-3385	3	3	association	association	NOUN
fsr-3385	3	4	members	member	NOUN
fsr-3385	3	5	receive	receive	VERB
fsr-3385	3	6	digital	digital	ADJ
fsr-3385	3	7	access	access	NOUN
fsr-3385	3	8	to	to	ADP
fsr-3385	3	9	the	the	DET
fsr-3385	3	10	current	current	ADJ
fsr-3385	3	11	volume	volume	NOUN
fsr-3385	3	12	/	/	SYM
fsr-3385	3	13	issue	issue	NOUN
fsr-3385	3	14	of	of	ADP
fsr-3385	3	15	the	the	DET
fsr-3385	3	16	journal	journal	NOUN
fsr-3385	3	17	.	.	PUNCT
fsr-3385	4	1	how	how	SCONJ
fsr-3385	4	2	to	to	PART
fsr-3385	4	3	submit	submit	VERB
fsr-3385	4	4	:	:	PUNCT
fsr-3385	4	5	membership	membership	NOUN
fsr-3385	4	6	in	in	ADP
fsr-3385	4	7	afs	afs	NOUN
fsr-3385	4	8	(	(	PUNCT
fsr-3385	4	9	$	$	SYM
fsr-3385	4	10	125	125	NUM
fsr-3385	4	11	)	)	PUNCT
fsr-3385	4	12	is	be	AUX
fsr-3385	4	13	required	require	VERB
fsr-3385	4	14	to	to	PART
fsr-3385	4	15	submit	submit	VERB
fsr-3385	4	16	an	an	DET
fsr-3385	4	17	article	article	NOUN
fsr-3385	4	18	to	to	ADP
fsr-3385	4	19	financial	financial	ADJ
fsr-3385	4	20	services	service	NOUN
fsr-3385	4	21	review	review	NOUN
fsr-3385	4	22	.	.	PUNCT
fsr-3385	5	1	join	join	VERB
fsr-3385	5	2	afs	afs	NOUN
fsr-3385	5	3	at	at	ADP
fsr-3385	5	4	academyfinancial.org	academyfinancial.org	NOUN
fsr-3385	5	5	.	.	PUNCT
fsr-3385	6	1	a	a	DET
fsr-3385	6	2	submission	submission	NOUN
fsr-3385	6	3	fee	fee	NOUN
fsr-3385	6	4	of	of	ADP
fsr-3385	6	5	$	$	SYM
fsr-3385	6	6	100	100	NUM
fsr-3385	6	7	per	per	ADP
fsr-3385	6	8	article	article	NOUN
fsr-3385	6	9	should	should	AUX
fsr-3385	6	10	be	be	AUX
fsr-3385	6	11	paid	pay	VERB
fsr-3385	6	12	at	at	ADP
fsr-3385	6	13	:	:	PUNCT
fsr-3385	6	14	https://academyoffinancialservices.wildapricot.org/submit-an-article	https://academyoffinancialservices.wildapricot.org/submit-an-article	PROPN
fsr-3385	6	15	.	.	PUNCT
fsr-3385	7	1	submit	submit	VERB
fsr-3385	7	2	your	your	PRON
fsr-3385	7	3	article	article	NOUN
fsr-3385	7	4	electronically	electronically	ADV
fsr-3385	7	5	as	as	ADP
fsr-3385	7	6	an	an	DET
fsr-3385	7	7	email	email	NOUN
fsr-3385	7	8	attachment	attachment	NOUN
fsr-3385	7	9	in	in	ADP
fsr-3385	7	10	word	word	NOUN
fsr-3385	7	11	format	format	NOUN
fsr-3385	7	12	only	only	ADV
fsr-3385	7	13	(	(	PUNCT
fsr-3385	7	14	no	no	DET
fsr-3385	7	15	pdfs	pdfs	NOUN
fsr-3385	7	16	please	please	INTJ
fsr-3385	7	17	)	)	PUNCT
fsr-3385	7	18	to	to	ADP
fsr-3385	7	19	the	the	DET
fsr-3385	7	20	editor	editor	NOUN
fsr-3385	7	21	stuart	stuart	PROPN
fsr-3385	7	22	michelson	michelson	PROPN
fsr-3385	7	23	at	at	ADP
fsr-3385	7	24	smichels@stetson.edu	smichels@stetson.edu	PROPN
fsr-3385	7	25	.	.	PUNCT
fsr-3385	8	1	should	should	AUX
fsr-3385	8	2	a	a	DET
fsr-3385	8	3	manuscript	manuscript	NOUN
fsr-3385	8	4	revision	revision	NOUN
fsr-3385	8	5	be	be	AUX
fsr-3385	8	6	invited	invite	VERB
fsr-3385	8	7	,	,	PUNCT
fsr-3385	8	8	no	no	DET
fsr-3385	8	9	additional	additional	ADJ
fsr-3385	8	10	fees	fee	NOUN
fsr-3385	8	11	will	will	AUX
fsr-3385	8	12	be	be	AUX
fsr-3385	8	13	required	require	VERB
fsr-3385	8	14	.	.	PUNCT
fsr-3385	9	1	style	style	NOUN
fsr-3385	9	2	information	information	NOUN
fsr-3385	9	3	for	for	ADP
fsr-3385	9	4	the	the	DET
fsr-3385	9	5	manuscripts	manuscript	NOUN
fsr-3385	9	6	can	can	AUX
fsr-3385	9	7	be	be	AUX
fsr-3385	9	8	found	find	VERB
fsr-3385	9	9	on	on	ADP
fsr-3385	9	10	the	the	DET
fsr-3385	9	11	inside	inside	ADJ
fsr-3385	9	12	back	back	ADJ
fsr-3385	9	13	cover	cover	NOUN
fsr-3385	9	14	of	of	ADP
fsr-3385	9	15	this	this	DET
fsr-3385	9	16	journal	journal	NOUN
fsr-3385	9	17	.	.	PUNCT
fsr-3385	10	1	copyright	copyright	NOUN
fsr-3385	10	2	©	©	PROPN
fsr-3385	10	3	2018	2018	NUM
fsr-3385	10	4	academy	academy	NOUN
fsr-3385	10	5	of	of	ADP
fsr-3385	10	6	financial	financial	ADJ
fsr-3385	10	7	services	service	NOUN
fsr-3385	10	8	.	.	PUNCT
fsr-3385	11	1	all	all	DET
fsr-3385	11	2	rights	right	NOUN
fsr-3385	11	3	of	of	ADP
fsr-3385	11	4	reproduction	reproduction	NOUN
fsr-3385	11	5	in	in	ADP
fsr-3385	11	6	any	any	DET
fsr-3385	11	7	form	form	NOUN
fsr-3385	11	8	reserved	reserve	VERB
fsr-3385	11	9	.	.	PUNCT
fsr-3385	12	1	financial	financial	ADJ
fsr-3385	12	2	services	service	NOUN
fsr-3385	12	3	review	review	VERB
fsr-3385	12	4	the	the	DET
fsr-3385	12	5	journal	journal	NOUN
fsr-3385	12	6	of	of	ADP
fsr-3385	12	7	individual	individual	ADJ
fsr-3385	12	8	financial	financial	ADJ
fsr-3385	12	9	management	management	NOUN
fsr-3385	12	10	vol	vol	NOUN
fsr-3385	12	11	.	.	PROPN
fsr-3385	13	1	27	27	NUM
fsr-3385	13	2	,	,	PUNCT
fsr-3385	13	3	no	no	INTJ
fsr-3385	13	4	.	.	NOUN
fsr-3385	13	5	2	2	NUM
fsr-3385	13	6	,	,	PUNCT
fsr-3385	13	7	2018	2018	NUM
fsr-3385	13	8	editor	editor	NOUN
fsr-3385	13	9	stuart	stuart	PROPN
fsr-3385	13	10	michelson	michelson	PROPN
fsr-3385	13	11	,	,	PUNCT
fsr-3385	13	12	stetson	stetson	PROPN
fsr-3385	13	13	university	university	PROPN
fsr-3385	13	14	associate	associate	NOUN
fsr-3385	13	15	editors	editor	NOUN
fsr-3385	13	16	benefits	benefit	NOUN
fsr-3385	13	17	and	and	CCONJ
fsr-3385	13	18	retirement	retirement	NOUN
fsr-3385	13	19	planning	planning	NOUN
fsr-3385	13	20	vickie	vickie	PROPN
fsr-3385	13	21	bajtelsmit	bajtelsmit	PROPN
fsr-3385	13	22	colorado	colorado	PROPN
fsr-3385	13	23	state	state	PROPN
fsr-3385	13	24	university	university	PROPN
fsr-3385	13	25	stephen	stephen	PROPN
fsr-3385	13	26	m.	m.	PROPN
fsr-3385	13	27	horan	horan	PROPN
fsr-3385	13	28	cfa	cfa	PROPN
fsr-3385	13	29	institute	institute	PROPN
fsr-3385	13	30	walter	walter	PROPN
fsr-3385	13	31	woerheide	woerheide	VERB
fsr-3385	13	32	the	the	DET
fsr-3385	13	33	american	american	PROPN
fsr-3385	13	34	college	college	PROPN
fsr-3385	13	35	estate	estate	PROPN
fsr-3385	13	36	planning	planning	PROPN
fsr-3385	13	37	anne	anne	PROPN
fsr-3385	13	38	wenger	wenger	PROPN
fsr-3385	13	39	san	san	PROPN
fsr-3385	13	40	diego	diego	PROPN
fsr-3385	13	41	state	state	PROPN
fsr-3385	13	42	university	university	PROPN
fsr-3385	13	43	giovanni	giovanni	PROPN
fsr-3385	13	44	fernandez	fernandez	PROPN
fsr-3385	13	45	stetson	stetson	PROPN
fsr-3385	13	46	university	university	PROPN
fsr-3385	13	47	investments	investments	PROPN
fsr-3385	13	48	robert	robert	PROPN
fsr-3385	13	49	brooks	brooks	PROPN
fsr-3385	13	50	university	university	PROPN
fsr-3385	13	51	of	of	ADP
fsr-3385	13	52	alabama	alabama	PROPN
fsr-3385	13	53	dale	dale	PROPN
fsr-3385	13	54	domian	domian	PROPN
fsr-3385	13	55	york	york	PROPN
fsr-3385	13	56	university	university	PROPN
fsr-3385	13	57	jim	jim	PROPN
fsr-3385	13	58	gilkeson	gilkeson	PROPN
fsr-3385	13	59	university	university	PROPN
fsr-3385	13	60	of	of	ADP
fsr-3385	13	61	central	central	PROPN
fsr-3385	13	62	florida	florida	PROPN
fsr-3385	13	63	jason	jason	PROPN
fsr-3385	13	64	greene	greene	PROPN
fsr-3385	13	65	georgia	georgia	PROPN
fsr-3385	13	66	state	state	PROPN
fsr-3385	13	67	university	university	PROPN
fsr-3385	13	68	william	william	PROPN
fsr-3385	13	69	jennings	jennings	PROPN
fsr-3385	13	70	united	united	PROPN
fsr-3385	13	71	states	states	PROPN
fsr-3385	13	72	air	air	PROPN
fsr-3385	13	73	force	force	PROPN
fsr-3385	13	74	academy	academy	PROPN
fsr-3385	13	75	david	david	PROPN
fsr-3385	13	76	nanigian	nanigian	PROPN
fsr-3385	13	77	csu	csu	PROPN
fsr-3385	13	78	fullerton	fullerton	PROPN
fsr-3385	13	79	insurance	insurance	PROPN
fsr-3385	13	80	larry	larry	PROPN
fsr-3385	13	81	cox	cox	PROPN
fsr-3385	13	82	university	university	PROPN
fsr-3385	13	83	of	of	ADP
fsr-3385	13	84	mississippi	mississippi	PROPN
fsr-3385	13	85	david	david	PROPN
fsr-3385	13	86	lange	lange	PROPN
fsr-3385	13	87	auburn	auburn	PROPN
fsr-3385	13	88	university	university	PROPN
fsr-3385	13	89	financial	financial	ADJ
fsr-3385	13	90	institutions	institution	NOUN
fsr-3385	13	91	stanley	stanley	PROPN
fsr-3385	13	92	d.	d.	PROPN
fsr-3385	13	93	smith	smith	PROPN
fsr-3385	13	94	university	university	PROPN
fsr-3385	13	95	of	of	ADP
fsr-3385	13	96	central	central	PROPN
fsr-3385	13	97	florida	florida	PROPN
fsr-3385	13	98	investor	investor	NOUN
fsr-3385	13	99	psychology	psychology	NOUN
fsr-3385	13	100	and	and	CCONJ
fsr-3385	13	101	counseling	counsel	VERB
fsr-3385	13	102	john	john	PROPN
fsr-3385	13	103	nofsinger	nofsinger	PROPN
fsr-3385	13	104	washington	washington	PROPN
fsr-3385	13	105	state	state	PROPN
fsr-3385	13	106	university	university	PROPN
fsr-3385	13	107	meir	meir	PROPN
fsr-3385	13	108	statman	statman	PROPN
fsr-3385	13	109	santa	santa	PROPN
fsr-3385	13	110	clara	clara	PROPN
fsr-3385	13	111	university	university	PROPN
fsr-3385	13	112	financial	financial	ADJ
fsr-3385	13	113	literacy	literacy	NOUN
fsr-3385	13	114	ning	ning	PROPN
fsr-3385	13	115	tang	tang	PROPN
fsr-3385	13	116	san	san	PROPN
fsr-3385	13	117	diego	diego	PROPN
fsr-3385	13	118	state	state	PROPN
fsr-3385	13	119	university	university	PROPN
fsr-3385	13	120	international	international	PROPN
fsr-3385	13	121	bill	bill	PROPN
fsr-3385	13	122	blair	blair	PROPN
fsr-3385	13	123	macquarie	macquarie	PROPN
fsr-3385	13	124	university	university	PROPN
fsr-3385	13	125	s.	s.	PROPN
fsr-3385	13	126	j.	j.	PROPN
fsr-3385	13	127	chang	chang	PROPN
fsr-3385	13	128	illinois	illinois	PROPN
fsr-3385	13	129	state	state	PROPN
fsr-3385	13	130	university	university	PROPN
fsr-3385	13	131	lawrence	lawrence	PROPN
fsr-3385	13	132	rose	rise	VERB
fsr-3385	13	133	massey	massey	PROPN
fsr-3385	13	134	university	university	PROPN
fsr-3385	13	135	sharon	sharon	PROPN
fsr-3385	13	136	taylor	taylor	PROPN
fsr-3385	13	137	university	university	PROPN
fsr-3385	13	138	of	of	ADP
fsr-3385	13	139	western	western	PROPN
fsr-3385	13	140	sydney	sydney	PROPN
fsr-3385	13	141	education	education	PROPN
fsr-3385	13	142	jerry	jerry	PROPN
fsr-3385	13	143	stevens	stevens	PROPN
fsr-3385	13	144	university	university	PROPN
fsr-3385	13	145	of	of	ADP
fsr-3385	13	146	richmond	richmond	PROPN
fsr-3385	13	147	financial	financial	ADJ
fsr-3385	13	148	planning	planning	NOUN
fsr-3385	13	149	profession	profession	NOUN
fsr-3385	13	150	tom	tom	PROPN
fsr-3385	13	151	warschauer	warschauer	PROPN
fsr-3385	13	152	san	san	PROPN
fsr-3385	13	153	diego	diego	PROPN
fsr-3385	13	154	state	state	PROPN
fsr-3385	13	155	university	university	PROPN
fsr-3385	13	156	co	co	VERB
fsr-3385	13	157	-	-	VERB
fsr-3385	13	158	published	publish	VERB
fsr-3385	13	159	by	by	ADP
fsr-3385	13	160	the	the	DET
fsr-3385	13	161	academy	academy	NOUN
fsr-3385	13	162	of	of	ADP
fsr-3385	13	163	financial	financial	ADJ
fsr-3385	13	164	services	service	NOUN
fsr-3385	13	165	and	and	CCONJ
fsr-3385	13	166	the	the	DET
fsr-3385	13	167	financial	financial	ADJ
fsr-3385	13	168	planning	planning	NOUN
fsr-3385	13	169	association	association	PROPN
fsr-3385	13	170	the	the	DET
fsr-3385	13	171	editor	editor	NOUN
fsr-3385	13	172	of	of	ADP
fsr-3385	13	173	financial	financial	ADJ
fsr-3385	13	174	services	service	NOUN
fsr-3385	13	175	review	review	VERB
fsr-3385	13	176	wishes	wish	VERB
fsr-3385	13	177	to	to	PART
fsr-3385	13	178	thank	thank	VERB
fsr-3385	13	179	the	the	DET
fsr-3385	13	180	stetson	stetson	NOUN
fsr-3385	13	181	university	university	NOUN
fsr-3385	13	182	,	,	PUNCT
fsr-3385	13	183	school	school	NOUN
fsr-3385	13	184	of	of	ADP
fsr-3385	13	185	business	business	NOUN
fsr-3385	13	186	,	,	PUNCT
fsr-3385	13	187	for	for	ADP
fsr-3385	13	188	its	its	PRON
fsr-3385	13	189	continuing	continue	VERB
fsr-3385	13	190	financial	financial	ADJ
fsr-3385	13	191	and	and	CCONJ
fsr-3385	13	192	intellectual	intellectual	ADJ
fsr-3385	13	193	support	support	NOUN
fsr-3385	13	194	of	of	ADP
fsr-3385	13	195	the	the	DET
fsr-3385	13	196	journal	journal	NOUN
fsr-3385	13	197	.	.	PUNCT
fsr-3385	14	1	aims	aim	NOUN
fsr-3385	14	2	and	and	CCONJ
fsr-3385	14	3	scope	scope	NOUN
fsr-3385	14	4	:	:	PUNCT
fsr-3385	14	5	financial	financial	ADJ
fsr-3385	14	6	services	service	NOUN
fsr-3385	14	7	review	review	NOUN
fsr-3385	14	8	is	be	AUX
fsr-3385	14	9	the	the	DET
fsr-3385	14	10	official	official	ADJ
fsr-3385	14	11	publication	publication	NOUN
fsr-3385	14	12	of	of	ADP
fsr-3385	14	13	the	the	DET
fsr-3385	14	14	academy	academy	NOUN
fsr-3385	14	15	of	of	ADP
fsr-3385	14	16	financial	financial	ADJ
fsr-3385	14	17	services	service	NOUN
fsr-3385	14	18	.	.	PUNCT
fsr-3385	15	1	the	the	DET
fsr-3385	15	2	purpose	purpose	NOUN
fsr-3385	15	3	of	of	ADP
fsr-3385	15	4	this	this	DET
fsr-3385	15	5	refereed	refereed	ADJ
fsr-3385	15	6	academic	academic	ADJ
fsr-3385	15	7	journal	journal	NOUN
fsr-3385	15	8	is	be	AUX
fsr-3385	15	9	to	to	PART
fsr-3385	15	10	encourage	encourage	VERB
fsr-3385	15	11	rigorous	rigorous	ADJ
fsr-3385	15	12	empirical	empirical	ADJ
fsr-3385	15	13	research	research	NOUN
fsr-3385	15	14	that	that	PRON
fsr-3385	15	15	examines	examine	VERB
fsr-3385	15	16	individual	individual	ADJ
fsr-3385	15	17	behavior	behavior	NOUN
fsr-3385	15	18	in	in	ADP
fsr-3385	15	19	terms	term	NOUN
fsr-3385	15	20	of	of	ADP
fsr-3385	15	21	financial	financial	ADJ
fsr-3385	15	22	planning	planning	NOUN
fsr-3385	15	23	and	and	CCONJ
fsr-3385	15	24	services	service	NOUN
fsr-3385	15	25	.	.	PUNCT
fsr-3385	16	1	in	in	ADP
fsr-3385	16	2	contrast	contrast	NOUN
fsr-3385	16	3	to	to	ADP
fsr-3385	16	4	the	the	DET
fsr-3385	16	5	many	many	ADJ
fsr-3385	16	6	corporate	corporate	ADJ
fsr-3385	16	7	or	or	CCONJ
fsr-3385	16	8	institutional	institutional	ADJ
fsr-3385	16	9	journals	journal	NOUN
fsr-3385	16	10	that	that	PRON
fsr-3385	16	11	are	be	AUX
fsr-3385	16	12	available	available	ADJ
fsr-3385	16	13	in	in	ADP
fsr-3385	16	14	finance	finance	NOUN
fsr-3385	16	15	,	,	PUNCT
fsr-3385	16	16	the	the	DET
fsr-3385	16	17	focus	focus	NOUN
fsr-3385	16	18	of	of	ADP
fsr-3385	16	19	this	this	DET
fsr-3385	16	20	journal	journal	NOUN
fsr-3385	16	21	is	be	AUX
fsr-3385	16	22	on	on	ADP
fsr-3385	16	23	individual	individual	ADJ
fsr-3385	16	24	financial	financial	ADJ
fsr-3385	16	25	issues	issue	NOUN
fsr-3385	16	26	.	.	PUNCT
fsr-3385	17	1	the	the	DET
fsr-3385	17	2	journal	journal	NOUN
fsr-3385	17	3	provides	provide	VERB
fsr-3385	17	4	a	a	DET
fsr-3385	17	5	forum	forum	NOUN
fsr-3385	17	6	for	for	ADP
fsr-3385	17	7	those	those	PRON
fsr-3385	17	8	who	who	PRON
fsr-3385	17	9	are	be	AUX
fsr-3385	17	10	interested	interested	ADJ
fsr-3385	17	11	in	in	ADP
fsr-3385	17	12	the	the	DET
fsr-3385	17	13	individual	individual	ADJ
fsr-3385	17	14	perspective	perspective	NOUN
fsr-3385	17	15	on	on	ADP
fsr-3385	17	16	issues	issue	NOUN
fsr-3385	17	17	in	in	ADP
fsr-3385	17	18	the	the	DET
fsr-3385	17	19	areas	area	NOUN
fsr-3385	17	20	of	of	ADP
fsr-3385	17	21	financial	financial	ADJ
fsr-3385	17	22	services	service	NOUN
fsr-3385	17	23	,	,	PUNCT
fsr-3385	17	24	employee	employee	NOUN
fsr-3385	17	25	benefits	benefit	NOUN
fsr-3385	17	26	,	,	PUNCT
fsr-3385	17	27	estate	estate	NOUN
fsr-3385	17	28	and	and	CCONJ
fsr-3385	17	29	tax	tax	NOUN
fsr-3385	17	30	planning	planning	NOUN
fsr-3385	17	31	,	,	PUNCT
fsr-3385	17	32	financial	financial	ADJ
fsr-3385	17	33	counseling	counseling	NOUN
fsr-3385	17	34	,	,	PUNCT
fsr-3385	17	35	financial	financial	ADJ
fsr-3385	17	36	planning	planning	NOUN
fsr-3385	17	37	,	,	PUNCT
fsr-3385	17	38	insurance	insurance	NOUN
fsr-3385	17	39	,	,	PUNCT
fsr-3385	17	40	investments	investment	NOUN
fsr-3385	17	41	,	,	PUNCT
fsr-3385	17	42	mutual	mutual	ADJ
fsr-3385	17	43	funds	fund	NOUN
fsr-3385	17	44	,	,	PUNCT
fsr-3385	17	45	pension	pension	NOUN
fsr-3385	17	46	and	and	CCONJ
fsr-3385	17	47	retirement	retirement	NOUN
fsr-3385	17	48	planning	planning	NOUN
fsr-3385	17	49	,	,	PUNCT
fsr-3385	17	50	and	and	CCONJ
fsr-3385	17	51	real	real	ADJ
fsr-3385	17	52	estate	estate	NOUN
fsr-3385	17	53	.	.	PUNCT
fsr-3385	18	1	publication	publication	NOUN
fsr-3385	18	2	information	information	NOUN
fsr-3385	18	3	.	.	PUNCT
fsr-3385	19	1	financial	financial	ADJ
fsr-3385	19	2	services	service	NOUN
fsr-3385	19	3	review	review	NOUN
fsr-3385	19	4	is	be	AUX
fsr-3385	19	5	co	co	VERB
fsr-3385	19	6	-	-	VERB
fsr-3385	19	7	published	publish	VERB
fsr-3385	19	8	quarterly	quarterly	NOUN
fsr-3385	19	9	by	by	ADP
fsr-3385	19	10	the	the	DET
fsr-3385	19	11	academy	academy	PROPN
fsr-3385	19	12	of	of	ADP
fsr-3385	19	13	financial	financial	ADJ
fsr-3385	19	14	services	service	NOUN
fsr-3385	19	15	,	,	PUNCT
fsr-3385	19	16	and	and	CCONJ
fsr-3385	19	17	the	the	DET
fsr-3385	19	18	financial	financial	ADJ
fsr-3385	19	19	planning	planning	PROPN
fsr-3385	19	20	association	association	PROPN
fsr-3385	19	21	.	.	PUNCT
fsr-3385	20	1	institutional	institutional	ADJ
fsr-3385	20	2	subscription	subscription	NOUN
fsr-3385	20	3	price	price	NOUN
fsr-3385	20	4	is	be	AUX
fsr-3385	20	5	$	$	SYM
fsr-3385	20	6	100	100	NUM
fsr-3385	20	7	.	.	PUNCT
fsr-3385	21	1	personal	personal	ADJ
fsr-3385	21	2	subscription	subscription	NOUN
fsr-3385	21	3	price	price	NOUN
fsr-3385	21	4	is	be	AUX
fsr-3385	21	5	$	$	SYM
fsr-3385	21	6	125	125	NUM
fsr-3385	21	7	and	and	CCONJ
fsr-3385	21	8	is	be	AUX
fsr-3385	21	9	available	available	ADJ
fsr-3385	21	10	by	by	ADP
fsr-3385	21	11	joining	join	VERB
fsr-3385	21	12	the	the	DET
fsr-3385	21	13	academy	academy	NOUN
fsr-3385	21	14	of	of	ADP
fsr-3385	21	15	financial	financial	ADJ
fsr-3385	21	16	services	service	NOUN
fsr-3385	21	17	.	.	PUNCT
fsr-3385	22	1	further	further	ADJ
fsr-3385	22	2	information	information	NOUN
fsr-3385	22	3	on	on	ADP
fsr-3385	22	4	this	this	DET
fsr-3385	22	5	journal	journal	NOUN
fsr-3385	22	6	and	and	CCONJ
fsr-3385	22	7	the	the	DET
fsr-3385	22	8	academy	academy	NOUN
fsr-3385	22	9	of	of	ADP
fsr-3385	22	10	financial	financial	ADJ
fsr-3385	22	11	services	service	NOUN
fsr-3385	22	12	is	be	AUX
fsr-3385	22	13	available	available	ADJ
fsr-3385	22	14	from	from	ADP
fsr-3385	22	15	the	the	DET
fsr-3385	22	16	website	website	NOUN
fsr-3385	22	17	,	,	PUNCT
fsr-3385	22	18	http://www.academyfinancial.org	http://www.academyfinancial.org	PROPN
fsr-3385	22	19	.	.	PUNCT
fsr-3385	23	1	postmaster	postmaster	NOUN
fsr-3385	23	2	and	and	CCONJ
fsr-3385	23	3	subscribers	subscriber	NOUN
fsr-3385	23	4	should	should	AUX
fsr-3385	23	5	send	send	VERB
fsr-3385	23	6	change	change	NOUN
fsr-3385	23	7	of	of	ADP
fsr-3385	23	8	address	address	NOUN
fsr-3385	23	9	notices	notice	NOUN
fsr-3385	23	10	to	to	ADP
fsr-3385	23	11	stuart	stuart	PROPN
fsr-3385	23	12	michelson	michelson	PROPN
fsr-3385	23	13	,	,	PUNCT
fsr-3385	23	14	academy	academy	PROPN
fsr-3385	23	15	of	of	ADP
fsr-3385	23	16	financial	financial	ADJ
fsr-3385	23	17	services	service	NOUN
fsr-3385	23	18	,	,	PUNCT
fsr-3385	23	19	stetson	stetson	NOUN
fsr-3385	23	20	university	university	NOUN
fsr-3385	23	21	,	,	PUNCT
fsr-3385	23	22	school	school	NOUN
fsr-3385	23	23	of	of	ADP
fsr-3385	23	24	business	business	NOUN
fsr-3385	23	25	,	,	PUNCT
fsr-3385	23	26	421	421	NUM
fsr-3385	23	27	n.	n.	PROPN
fsr-3385	23	28	woodland	woodland	NOUN
fsr-3385	23	29	blvd	blvd	PROPN
fsr-3385	23	30	.	.	PUNCT
fsr-3385	23	31	,	,	PUNCT
fsr-3385	23	32	unit	unit	NOUN
fsr-3385	23	33	8398	8398	NUM
fsr-3385	23	34	,	,	PUNCT
fsr-3385	23	35	deland	deland	PROPN
fsr-3385	23	36	,	,	PUNCT
fsr-3385	23	37	fl	fl	PROPN
fsr-3385	23	38	32723	32723	NUM
fsr-3385	23	39	.	.	PUNCT
fsr-3385	24	1	editorial	editorial	ADJ
fsr-3385	24	2	office	office	NOUN
fsr-3385	24	3	:	:	PUNCT
fsr-3385	24	4	stuart	stuart	PROPN
fsr-3385	24	5	michelson	michelson	PROPN
fsr-3385	24	6	,	,	PUNCT
fsr-3385	24	7	school	school	NOUN
fsr-3385	24	8	of	of	ADP
fsr-3385	24	9	business	business	NOUN
fsr-3385	24	10	,	,	PUNCT
fsr-3385	24	11	stetson	stetson	NOUN
fsr-3385	24	12	university	university	NOUN
fsr-3385	24	13	,	,	PUNCT
fsr-3385	24	14	421	421	NUM
fsr-3385	24	15	n.	n.	PROPN
fsr-3385	24	16	woodland	woodland	NOUN
fsr-3385	24	17	blvd	blvd	PROPN
fsr-3385	24	18	.	.	PUNCT
fsr-3385	24	19	,	,	PUNCT
fsr-3385	24	20	unit	unit	NOUN
fsr-3385	24	21	8398	8398	NUM
fsr-3385	24	22	,	,	PUNCT
fsr-3385	24	23	deland	deland	PROPN
fsr-3385	24	24	,	,	PUNCT
fsr-3385	24	25	fl	fl	PROPN
fsr-3385	24	26	32723	32723	NUM
fsr-3385	24	27	.	.	PUNCT
fsr-3385	25	1	phone	phone	NOUN
fsr-3385	25	2	:	:	PUNCT
fsr-3385	25	3	(	(	PUNCT
fsr-3385	25	4	386	386	NUM
fsr-3385	25	5	)	)	PUNCT
fsr-3385	25	6	822	822	NUM
fsr-3385	25	7	-	-	SYM
fsr-3385	25	8	7376	7376	NUM
fsr-3385	25	9	.	.	PUNCT
fsr-3385	26	1	email	email	NOUN
fsr-3385	26	2	address	address	NOUN
fsr-3385	26	3	:	:	PUNCT
fsr-3385	26	4	smichels@stetson.edu	smichels@stetson.edu	PROPN
fsr-3385	26	5	.	.	PROPN
fsr-3385	26	6	web	web	NOUN
fsr-3385	26	7	address	address	NOUN
fsr-3385	26	8	:	:	PUNCT
fsr-3385	26	9	www.academy	www.academy	PROPN
fsr-3385	26	10	financial.org	financial.org	X
fsr-3385	26	11	.	.	PUNCT
fsr-3385	26	12	advertising	advertising	NOUN
fsr-3385	26	13	information	information	NOUN
fsr-3385	26	14	.	.	PUNCT
fsr-3385	27	1	those	those	PRON
fsr-3385	27	2	interested	interested	ADJ
fsr-3385	27	3	in	in	ADP
fsr-3385	27	4	advertising	advertising	NOUN
fsr-3385	27	5	in	in	ADP
fsr-3385	27	6	the	the	DET
fsr-3385	27	7	journal	journal	NOUN
fsr-3385	27	8	should	should	AUX
fsr-3385	27	9	contact	contact	VERB
fsr-3385	27	10	stuart	stuart	PROPN
fsr-3385	27	11	michelson	michelson	PROPN
fsr-3385	27	12	,	,	PUNCT
fsr-3385	27	13	school	school	NOUN
fsr-3385	27	14	of	of	ADP
fsr-3385	27	15	business	business	NOUN
fsr-3385	27	16	,	,	PUNCT
fsr-3385	27	17	stetson	stetson	NOUN
fsr-3385	27	18	university	university	NOUN
fsr-3385	27	19	,	,	PUNCT
fsr-3385	27	20	421	421	NUM
fsr-3385	27	21	n.	n.	PROPN
fsr-3385	27	22	woodland	woodland	NOUN
fsr-3385	27	23	blvd	blvd	PROPN
fsr-3385	27	24	.	.	PUNCT
fsr-3385	27	25	,	,	PUNCT
fsr-3385	27	26	unit	unit	NOUN
fsr-3385	27	27	8398	8398	NUM
fsr-3385	27	28	,	,	PUNCT
fsr-3385	27	29	deland	deland	PROPN
fsr-3385	27	30	,	,	PUNCT
fsr-3385	27	31	fl	fl	PROPN
fsr-3385	27	32	32723	32723	NUM
fsr-3385	27	33	.	.	PUNCT
fsr-3385	28	1	email	email	NOUN
fsr-3385	28	2	address	address	NOUN
fsr-3385	28	3	:	:	PUNCT
fsr-3385	28	4	smichels@stetson.edu	smichels@stetson.edu	PROPN
fsr-3385	28	5	,	,	PUNCT
fsr-3385	28	6	(	(	PUNCT
fsr-3385	28	7	386	386	NUM
fsr-3385	28	8	)	)	PUNCT
fsr-3385	28	9	822	822	NUM
fsr-3385	28	10	-	-	SYM
fsr-3385	28	11	7376	7376	NUM
fsr-3385	28	12	.	.	PUNCT
fsr-3385	29	1	printed	print	VERB
fsr-3385	29	2	in	in	ADP
fsr-3385	29	3	the	the	DET
fsr-3385	29	4	usa	usa	PROPN
fsr-3385	29	5	©	©	PROPN
fsr-3385	29	6	2018	2018	NUM
fsr-3385	29	7	academy	academy	NOUN
fsr-3385	29	8	of	of	ADP
fsr-3385	29	9	financial	financial	ADJ
fsr-3385	29	10	services	service	NOUN
fsr-3385	29	11	.	.	PUNCT
fsr-3385	30	1	all	all	DET
fsr-3385	30	2	rights	right	NOUN
fsr-3385	30	3	reserved	reserve	VERB
fsr-3385	30	4	.	.	PUNCT
fsr-3385	31	1	this	this	DET
fsr-3385	31	2	journal	journal	NOUN
fsr-3385	31	3	and	and	CCONJ
fsr-3385	31	4	the	the	DET
fsr-3385	31	5	individual	individual	ADJ
fsr-3385	31	6	contributions	contribution	NOUN
fsr-3385	31	7	contained	contain	VERB
fsr-3385	31	8	in	in	ADP
fsr-3385	31	9	it	it	PRON
fsr-3385	31	10	are	be	AUX
fsr-3385	31	11	protected	protect	VERB
fsr-3385	31	12	under	under	ADP
fsr-3385	31	13	copyright	copyright	NOUN
fsr-3385	31	14	by	by	ADP
fsr-3385	31	15	the	the	DET
fsr-3385	31	16	academy	academy	PROPN
fsr-3385	31	17	of	of	ADP
fsr-3385	31	18	financial	financial	ADJ
fsr-3385	31	19	services	service	NOUN
fsr-3385	31	20	,	,	PUNCT
fsr-3385	31	21	and	and	CCONJ
fsr-3385	31	22	the	the	DET
fsr-3385	31	23	following	follow	VERB
fsr-3385	31	24	terms	term	NOUN
fsr-3385	31	25	and	and	CCONJ
fsr-3385	31	26	conditions	condition	NOUN
fsr-3385	31	27	apply	apply	VERB
fsr-3385	31	28	to	to	ADP
fsr-3385	31	29	their	their	PRON
fsr-3385	31	30	use	use	NOUN
fsr-3385	31	31	:	:	PUNCT
fsr-3385	31	32	photocopying	photocopy	VERB
fsr-3385	31	33	single	single	ADJ
fsr-3385	31	34	photocopies	photocopy	NOUN
fsr-3385	31	35	of	of	ADP
fsr-3385	31	36	single	single	ADJ
fsr-3385	31	37	articles	article	NOUN
fsr-3385	31	38	may	may	AUX
fsr-3385	31	39	be	be	AUX
fsr-3385	31	40	made	make	VERB
fsr-3385	31	41	for	for	ADP
fsr-3385	31	42	personal	personal	ADJ
fsr-3385	31	43	use	use	NOUN
fsr-3385	31	44	as	as	SCONJ
fsr-3385	31	45	allowed	allow	VERB
fsr-3385	31	46	by	by	ADP
fsr-3385	31	47	national	national	ADJ
fsr-3385	31	48	copyright	copyright	NOUN
fsr-3385	31	49	laws	law	NOUN
fsr-3385	31	50	.	.	PUNCT
fsr-3385	32	1	in	in	ADP
fsr-3385	32	2	addition	addition	NOUN
fsr-3385	32	3	,	,	PUNCT
fsr-3385	32	4	the	the	DET
fsr-3385	32	5	academy	academy	NOUN
fsr-3385	32	6	of	of	ADP
fsr-3385	32	7	financial	financial	ADJ
fsr-3385	32	8	services	service	NOUN
fsr-3385	32	9	hereby	hereby	ADV
fsr-3385	32	10	permits	permit	VERB
fsr-3385	32	11	educators	educator	NOUN
fsr-3385	32	12	and	and	CCONJ
fsr-3385	32	13	educational	educational	ADJ
fsr-3385	32	14	institutions	institution	NOUN
fsr-3385	32	15	the	the	DET
fsr-3385	32	16	right	right	NOUN
fsr-3385	32	17	to	to	PART
fsr-3385	32	18	make	make	VERB
fsr-3385	32	19	photocopies	photocopy	NOUN
fsr-3385	32	20	for	for	ADP
fsr-3385	32	21	non	non	ADJ
fsr-3385	32	22	-	-	ADJ
fsr-3385	32	23	profit	profit	ADJ
fsr-3385	32	24	educational	educational	ADJ
fsr-3385	32	25	classroom	classroom	NOUN
fsr-3385	32	26	use	use	NOUN
fsr-3385	32	27	.	.	PUNCT
fsr-3385	33	1	permission	permission	NOUN
fsr-3385	33	2	of	of	ADP
fsr-3385	33	3	the	the	DET
fsr-3385	33	4	academy	academy	NOUN
fsr-3385	33	5	is	be	AUX
fsr-3385	33	6	required	require	VERB
fsr-3385	33	7	for	for	ADP
fsr-3385	33	8	all	all	DET
fsr-3385	33	9	other	other	ADJ
fsr-3385	33	10	photocopying	photocopying	NOUN
fsr-3385	33	11	,	,	PUNCT
fsr-3385	33	12	including	include	VERB
fsr-3385	33	13	multiple	multiple	ADJ
fsr-3385	33	14	or	or	CCONJ
fsr-3385	33	15	systematic	systematic	ADJ
fsr-3385	33	16	copying	copying	NOUN
fsr-3385	33	17	,	,	PUNCT
fsr-3385	33	18	copying	copy	VERB
fsr-3385	33	19	for	for	ADP
fsr-3385	33	20	advertising	advertising	NOUN
fsr-3385	33	21	or	or	CCONJ
fsr-3385	33	22	promotional	promotional	ADJ
fsr-3385	33	23	purposes	purpose	NOUN
fsr-3385	33	24	,	,	PUNCT
fsr-3385	33	25	resale	resale	NOUN
fsr-3385	33	26	,	,	PUNCT
fsr-3385	33	27	and	and	CCONJ
fsr-3385	33	28	all	all	DET
fsr-3385	33	29	forms	form	NOUN
fsr-3385	33	30	of	of	ADP
fsr-3385	33	31	document	document	NOUN
fsr-3385	33	32	delivery	delivery	NOUN
fsr-3385	33	33	.	.	PUNCT
fsr-3385	34	1	permissions	permission	NOUN
fsr-3385	34	2	may	may	AUX
fsr-3385	34	3	be	be	AUX
fsr-3385	34	4	sought	seek	VERB
fsr-3385	34	5	directly	directly	ADV
fsr-3385	34	6	from	from	ADP
fsr-3385	34	7	the	the	DET
fsr-3385	34	8	editor	editor	NOUN
fsr-3385	34	9	,	,	PUNCT
fsr-3385	34	10	stuart	stuart	PROPN
fsr-3385	34	11	michelson	michelson	PROPN
fsr-3385	34	12	.	.	PUNCT
fsr-3385	35	1	contact	contact	PROPN
fsr-3385	35	2	information	information	NOUN
fsr-3385	35	3	:	:	PUNCT
fsr-3385	35	4	stuart	stuart	PROPN
fsr-3385	35	5	michelson	michelson	PROPN
fsr-3385	35	6	,	,	PUNCT
fsr-3385	35	7	school	school	NOUN
fsr-3385	35	8	of	of	ADP
fsr-3385	35	9	business	business	NOUN
fsr-3385	35	10	,	,	PUNCT
fsr-3385	35	11	stetson	stetson	NOUN
fsr-3385	35	12	university	university	NOUN
fsr-3385	35	13	,	,	PUNCT
fsr-3385	35	14	421	421	NUM
fsr-3385	35	15	n.	n.	PROPN
fsr-3385	35	16	woodland	woodland	NOUN
fsr-3385	35	17	blvd	blvd	PROPN
fsr-3385	35	18	.	.	PUNCT
fsr-3385	35	19	,	,	PUNCT
fsr-3385	35	20	unit	unit	NOUN
fsr-3385	35	21	8398	8398	NUM
fsr-3385	35	22	,	,	PUNCT
fsr-3385	35	23	deland	deland	PROPN
fsr-3385	35	24	,	,	PUNCT
fsr-3385	35	25	fl	fl	PROPN
fsr-3385	35	26	32723	32723	NUM
fsr-3385	35	27	.	.	PUNCT
fsr-3385	36	1	phone	phone	NOUN
fsr-3385	36	2	:	:	PUNCT
fsr-3385	36	3	(	(	PUNCT
fsr-3385	36	4	386	386	NUM
fsr-3385	36	5	)	)	PUNCT
fsr-3385	36	6	822	822	NUM
fsr-3385	36	7	-	-	SYM
fsr-3385	36	8	7376	7376	NUM
fsr-3385	36	9	.	.	PUNCT
fsr-3385	37	1	email	email	NOUN
fsr-3385	37	2	:	:	PUNCT
fsr-3385	38	1	smichels@stetson.edu	smichels@stetson.edu	X
fsr-3385	38	2	.	.	PUNCT
fsr-3385	39	1	derivative	derivative	ADJ
fsr-3385	39	2	works	work	NOUN
fsr-3385	39	3	subscribers	subscriber	NOUN
fsr-3385	39	4	may	may	AUX
fsr-3385	39	5	reproduce	reproduce	VERB
fsr-3385	39	6	tables	table	NOUN
fsr-3385	39	7	of	of	ADP
fsr-3385	39	8	contents	content	NOUN
fsr-3385	39	9	or	or	CCONJ
fsr-3385	39	10	prepare	prepare	VERB
fsr-3385	39	11	lists	list	NOUN
fsr-3385	39	12	of	of	ADP
fsr-3385	39	13	articles	article	NOUN
fsr-3385	39	14	including	include	VERB
fsr-3385	39	15	abstracts	abstract	NOUN
fsr-3385	39	16	for	for	ADP
fsr-3385	39	17	internal	internal	ADJ
fsr-3385	39	18	circulation	circulation	NOUN
fsr-3385	39	19	within	within	ADP
fsr-3385	39	20	their	their	PRON
fsr-3385	39	21	institutions	institution	NOUN
fsr-3385	39	22	.	.	PUNCT
fsr-3385	40	1	permission	permission	NOUN
fsr-3385	40	2	of	of	ADP
fsr-3385	40	3	the	the	DET
fsr-3385	40	4	academy	academy	NOUN
fsr-3385	40	5	is	be	AUX
fsr-3385	40	6	required	require	VERB
fsr-3385	40	7	for	for	ADP
fsr-3385	40	8	resale	resale	NOUN
fsr-3385	40	9	or	or	CCONJ
fsr-3385	40	10	distribution	distribution	NOUN
fsr-3385	40	11	outside	outside	ADP
fsr-3385	40	12	the	the	DET
fsr-3385	40	13	institution	institution	NOUN
fsr-3385	40	14	.	.	PUNCT
fsr-3385	41	1	permission	permission	NOUN
fsr-3385	41	2	of	of	ADP
fsr-3385	41	3	the	the	DET
fsr-3385	41	4	academy	academy	NOUN
fsr-3385	41	5	is	be	AUX
fsr-3385	41	6	required	require	VERB
fsr-3385	41	7	for	for	ADP
fsr-3385	41	8	all	all	DET
fsr-3385	41	9	other	other	ADJ
fsr-3385	41	10	derivative	derivative	ADJ
fsr-3385	41	11	works	work	NOUN
fsr-3385	41	12	,	,	PUNCT
fsr-3385	41	13	including	include	VERB
fsr-3385	41	14	compilations	compilation	NOUN
fsr-3385	41	15	and	and	CCONJ
fsr-3385	41	16	translations	translation	NOUN
fsr-3385	41	17	.	.	PUNCT
fsr-3385	42	1	electronic	electronic	ADJ
fsr-3385	42	2	storage	storage	NOUN
fsr-3385	42	3	or	or	CCONJ
fsr-3385	42	4	usage	usage	NOUN
fsr-3385	42	5	permission	permission	NOUN
fsr-3385	42	6	of	of	ADP
fsr-3385	42	7	the	the	DET
fsr-3385	42	8	academy	academy	NOUN
fsr-3385	42	9	is	be	AUX
fsr-3385	42	10	required	require	VERB
fsr-3385	42	11	to	to	PART
fsr-3385	42	12	store	store	VERB
fsr-3385	42	13	or	or	CCONJ
fsr-3385	42	14	use	use	VERB
fsr-3385	42	15	electronically	electronically	ADV
fsr-3385	42	16	any	any	DET
fsr-3385	42	17	material	material	NOUN
fsr-3385	42	18	contained	contain	VERB
fsr-3385	42	19	in	in	ADP
fsr-3385	42	20	this	this	DET
fsr-3385	42	21	journal	journal	NOUN
fsr-3385	42	22	,	,	PUNCT
fsr-3385	42	23	including	include	VERB
fsr-3385	42	24	any	any	DET
fsr-3385	42	25	article	article	NOUN
fsr-3385	42	26	or	or	CCONJ
fsr-3385	42	27	part	part	NOUN
fsr-3385	42	28	of	of	ADP
fsr-3385	42	29	an	an	DET
fsr-3385	42	30	article	article	NOUN
fsr-3385	42	31	.	.	PUNCT
fsr-3385	43	1	except	except	SCONJ
fsr-3385	43	2	as	as	SCONJ
fsr-3385	43	3	outlined	outline	VERB
fsr-3385	43	4	above	above	ADV
fsr-3385	43	5	,	,	PUNCT
fsr-3385	43	6	no	no	DET
fsr-3385	43	7	part	part	NOUN
fsr-3385	43	8	of	of	ADP
fsr-3385	43	9	this	this	DET
fsr-3385	43	10	publication	publication	NOUN
fsr-3385	43	11	may	may	AUX
fsr-3385	43	12	be	be	AUX
fsr-3385	43	13	reproduced	reproduce	VERB
fsr-3385	43	14	,	,	PUNCT
fsr-3385	43	15	stored	store	VERB
fsr-3385	43	16	in	in	ADP
fsr-3385	43	17	a	a	DET
fsr-3385	43	18	retrieval	retrieval	NOUN
fsr-3385	43	19	system	system	NOUN
fsr-3385	43	20	or	or	CCONJ
fsr-3385	43	21	transmitted	transmit	VERB
fsr-3385	43	22	in	in	ADP
fsr-3385	43	23	any	any	DET
fsr-3385	43	24	form	form	NOUN
fsr-3385	43	25	or	or	CCONJ
fsr-3385	43	26	by	by	ADP
fsr-3385	43	27	any	any	DET
fsr-3385	43	28	means	mean	NOUN
fsr-3385	43	29	,	,	PUNCT
fsr-3385	43	30	electronic	electronic	ADJ
fsr-3385	43	31	,	,	PUNCT
fsr-3385	43	32	mechanical	mechanical	ADJ
fsr-3385	43	33	,	,	PUNCT
fsr-3385	43	34	photocopying	photocopying	NOUN
fsr-3385	43	35	,	,	PUNCT
fsr-3385	43	36	recording	recording	NOUN
fsr-3385	43	37	,	,	PUNCT
fsr-3385	43	38	or	or	CCONJ
fsr-3385	43	39	otherwise	otherwise	ADV
fsr-3385	43	40	,	,	PUNCT
fsr-3385	43	41	without	without	ADP
fsr-3385	43	42	prior	prior	ADJ
fsr-3385	43	43	written	write	VERB
fsr-3385	43	44	permission	permission	NOUN
fsr-3385	43	45	of	of	ADP
fsr-3385	43	46	the	the	DET
fsr-3385	43	47	academy	academy	PROPN
fsr-3385	43	48	.	.	PUNCT
fsr-3385	44	1	address	address	PROPN
fsr-3385	44	2	permissions	permission	NOUN
fsr-3385	44	3	requests	request	NOUN
fsr-3385	44	4	to	to	ADP
fsr-3385	44	5	the	the	DET
fsr-3385	44	6	editor	editor	NOUN
fsr-3385	44	7	at	at	ADP
fsr-3385	44	8	the	the	DET
fsr-3385	44	9	address	address	NOUN
fsr-3385	44	10	noted	note	VERB
fsr-3385	44	11	above	above	ADV
fsr-3385	44	12	.	.	PUNCT
fsr-3385	45	1	notice	notice	VERB
fsr-3385	45	2	no	no	DET
fsr-3385	45	3	responsibility	responsibility	NOUN
fsr-3385	45	4	is	be	AUX
fsr-3385	45	5	assumed	assume	VERB
fsr-3385	45	6	by	by	ADP
fsr-3385	45	7	the	the	DET
fsr-3385	45	8	academy	academy	NOUN
fsr-3385	45	9	for	for	ADP
fsr-3385	45	10	any	any	DET
fsr-3385	45	11	injury	injury	NOUN
fsr-3385	45	12	and/or	and/or	CCONJ
fsr-3385	45	13	damage	damage	NOUN
fsr-3385	45	14	to	to	ADP
fsr-3385	45	15	persons	person	NOUN
fsr-3385	45	16	or	or	CCONJ
fsr-3385	45	17	property	property	NOUN
fsr-3385	45	18	as	as	ADP
fsr-3385	45	19	a	a	DET
fsr-3385	45	20	matter	matter	NOUN
fsr-3385	45	21	of	of	ADP
fsr-3385	45	22	products	product	NOUN
fsr-3385	45	23	liability	liability	NOUN
fsr-3385	45	24	,	,	PUNCT
fsr-3385	45	25	negligence	negligence	NOUN
fsr-3385	45	26	,	,	PUNCT
fsr-3385	45	27	or	or	CCONJ
fsr-3385	45	28	otherwise	otherwise	ADV
fsr-3385	45	29	,	,	PUNCT
fsr-3385	45	30	or	or	CCONJ
fsr-3385	45	31	from	from	ADP
fsr-3385	45	32	any	any	DET
fsr-3385	45	33	use	use	NOUN
fsr-3385	45	34	or	or	CCONJ
fsr-3385	45	35	operation	operation	NOUN
fsr-3385	45	36	of	of	ADP
fsr-3385	45	37	any	any	DET
fsr-3385	45	38	methods	method	NOUN
fsr-3385	45	39	,	,	PUNCT
fsr-3385	45	40	products	product	NOUN
fsr-3385	45	41	,	,	PUNCT
fsr-3385	45	42	instructions	instruction	NOUN
fsr-3385	45	43	,	,	PUNCT
fsr-3385	45	44	or	or	CCONJ
fsr-3385	45	45	ideas	idea	NOUN
fsr-3385	45	46	contained	contain	VERB
fsr-3385	45	47	in	in	ADP
fsr-3385	45	48	the	the	DET
fsr-3385	45	49	material	material	NOUN
fsr-3385	45	50	herein	herein	NOUN
fsr-3385	45	51	.	.	PUNCT
fsr-3385	46	1	the	the	DET
fsr-3385	46	2	editors	editor	NOUN
fsr-3385	46	3	,	,	PUNCT
fsr-3385	46	4	the	the	DET
fsr-3385	46	5	academy	academy	NOUN
fsr-3385	46	6	,	,	PUNCT
fsr-3385	46	7	and	and	CCONJ
fsr-3385	46	8	our	our	PRON
fsr-3385	46	9	sponsors	sponsor	NOUN
fsr-3385	46	10	assume	assume	VERB
fsr-3385	46	11	no	no	DET
fsr-3385	46	12	responsibility	responsibility	NOUN
fsr-3385	46	13	for	for	ADP
fsr-3385	46	14	the	the	DET
fsr-3385	46	15	views	view	NOUN
fsr-3385	46	16	expressed	express	VERB
fsr-3385	46	17	by	by	ADP
fsr-3385	46	18	our	our	PRON
fsr-3385	46	19	authors	author	NOUN
fsr-3385	46	20	.	.	PUNCT