id	sid	tid	token	lemma	pos
fsr-3394	1	1	from	from	ADP
fsr-3394	1	2	the	the	DET
fsr-3394	1	3	editor	editor	NOUN
fsr-3394	1	4	this	this	DET
fsr-3394	1	5	issue	issue	NOUN
fsr-3394	1	6	contains	contain	VERB
fsr-3394	1	7	volume	volume	NOUN
fsr-3394	1	8	27	27	NUM
fsr-3394	1	9	issue	issue	NOUN
fsr-3394	1	10	3	3	NUM
fsr-3394	1	11	of	of	ADP
fsr-3394	1	12	financial	financial	ADJ
fsr-3394	1	13	services	service	NOUN
fsr-3394	1	14	review	review	NOUN
fsr-3394	1	15	(	(	PUNCT
fsr-3394	1	16	fsr	fsr	PROPN
fsr-3394	1	17	)	)	PUNCT
fsr-3394	1	18	.	.	PUNCT
fsr-3394	2	1	i	i	PRON
fsr-3394	2	2	would	would	AUX
fsr-3394	2	3	like	like	VERB
fsr-3394	2	4	to	to	PART
fsr-3394	2	5	thank	thank	VERB
fsr-3394	2	6	the	the	DET
fsr-3394	2	7	board	board	NOUN
fsr-3394	2	8	and	and	CCONJ
fsr-3394	2	9	members	member	NOUN
fsr-3394	2	10	of	of	ADP
fsr-3394	2	11	the	the	DET
fsr-3394	2	12	academy	academy	NOUN
fsr-3394	2	13	of	of	ADP
fsr-3394	2	14	financial	financial	ADJ
fsr-3394	2	15	services	service	NOUN
fsr-3394	2	16	for	for	ADP
fsr-3394	2	17	their	their	PRON
fsr-3394	2	18	continued	continue	VERB
fsr-3394	2	19	support	support	NOUN
fsr-3394	2	20	.	.	PUNCT
fsr-3394	3	1	i	i	PRON
fsr-3394	3	2	continue	continue	VERB
fsr-3394	3	3	to	to	PART
fsr-3394	3	4	work	work	VERB
fsr-3394	3	5	in	in	ADP
fsr-3394	3	6	broadening	broaden	VERB
fsr-3394	3	7	the	the	DET
fsr-3394	3	8	scope	scope	NOUN
fsr-3394	3	9	of	of	ADP
fsr-3394	3	10	articles	article	NOUN
fsr-3394	3	11	,	,	PUNCT
fsr-3394	3	12	while	while	SCONJ
fsr-3394	3	13	still	still	ADV
fsr-3394	3	14	focusing	focus	VERB
fsr-3394	3	15	on	on	ADP
fsr-3394	3	16	individual	individual	ADJ
fsr-3394	3	17	financial	financial	ADJ
fsr-3394	3	18	management	management	NOUN
fsr-3394	3	19	and	and	CCONJ
fsr-3394	3	20	personal	personal	ADJ
fsr-3394	3	21	financial	financial	ADJ
fsr-3394	3	22	planning	planning	NOUN
fsr-3394	3	23	.	.	PUNCT
fsr-3394	4	1	i	i	PRON
fsr-3394	4	2	encourage	encourage	VERB
fsr-3394	4	3	authors	author	NOUN
fsr-3394	4	4	to	to	PART
fsr-3394	4	5	reach	reach	VERB
fsr-3394	4	6	out	out	ADP
fsr-3394	4	7	when	when	SCONJ
fsr-3394	4	8	discussing	discuss	VERB
fsr-3394	4	9	implications	implication	NOUN
fsr-3394	4	10	of	of	ADP
fsr-3394	4	11	their	their	PRON
fsr-3394	4	12	findings	finding	NOUN
fsr-3394	4	13	in	in	ADP
fsr-3394	4	14	a	a	DET
fsr-3394	4	15	more	more	ADV
fsr-3394	4	16	comprehensive	comprehensive	ADJ
fsr-3394	4	17	way	way	NOUN
fsr-3394	4	18	.	.	PUNCT
fsr-3394	5	1	as	as	SCONJ
fsr-3394	5	2	such	such	ADJ
fsr-3394	5	3	,	,	PUNCT
fsr-3394	5	4	all	all	DET
fsr-3394	5	5	articles	article	NOUN
fsr-3394	5	6	in	in	ADP
fsr-3394	5	7	the	the	DET
fsr-3394	5	8	journal	journal	NOUN
fsr-3394	5	9	more	more	ADV
fsr-3394	5	10	appropriately	appropriately	ADV
fsr-3394	5	11	relate	relate	VERB
fsr-3394	5	12	to	to	ADP
fsr-3394	5	13	financial	financial	ADJ
fsr-3394	5	14	planning	planning	NOUN
fsr-3394	5	15	issues	issue	NOUN
fsr-3394	5	16	.	.	PUNCT
fsr-3394	6	1	the	the	DET
fsr-3394	6	2	lead	lead	ADJ
fsr-3394	6	3	article	article	NOUN
fsr-3394	6	4	“	"	PUNCT
fsr-3394	6	5	describing	describe	VERB
fsr-3394	6	6	investor	investor	NOUN
fsr-3394	6	7	profiles	profile	NOUN
fsr-3394	6	8	:	:	PUNCT
fsr-3394	6	9	a	a	DET
fsr-3394	6	10	test	test	NOUN
fsr-3394	6	11	of	of	ADP
fsr-3394	6	12	the	the	DET
fsr-3394	6	13	associations	association	NOUN
fsr-3394	6	14	among	among	ADP
fsr-3394	6	15	financial	financial	ADJ
fsr-3394	6	16	knowledge	knowledge	NOUN
fsr-3394	6	17	,	,	PUNCT
fsr-3394	6	18	confidence	confidence	NOUN
fsr-3394	6	19	,	,	PUNCT
fsr-3394	6	20	and	and	CCONJ
fsr-3394	6	21	help	help	VERB
fsr-3394	6	22	and	and	CCONJ
fsr-3394	6	23	information	information	NOUN
fsr-3394	6	24	sources	source	NOUN
fsr-3394	6	25	”	"	PUNCT
fsr-3394	6	26	is	be	AUX
fsr-3394	6	27	coauthored	coauthore	VERB
fsr-3394	6	28	by	by	ADP
fsr-3394	6	29	abed	abe	VERB
fsr-3394	6	30	rabbani	rabbani	PROPN
fsr-3394	6	31	at	at	ADP
fsr-3394	6	32	university	university	PROPN
fsr-3394	6	33	of	of	ADP
fsr-3394	6	34	missouri	missouri	PROPN
fsr-3394	6	35	,	,	PUNCT
fsr-3394	6	36	john	john	PROPN
fsr-3394	6	37	e.	e.	PROPN
fsr-3394	6	38	grable	grable	PROPN
fsr-3394	6	39	,	,	PUNCT
fsr-3394	6	40	ann	ann	PROPN
fsr-3394	6	41	woodyard	woodyard	PROPN
fsr-3394	6	42	,	,	PUNCT
fsr-3394	6	43	and	and	CCONJ
fsr-3394	6	44	zheying	zheying	PROPN
fsr-3394	6	45	yao	yao	NOUN
fsr-3394	6	46	,	,	PUNCT
fsr-3394	6	47	at	at	ADP
fsr-3394	6	48	university	university	PROPN
fsr-3394	6	49	of	of	ADP
fsr-3394	6	50	georgia	georgia	PROPN
fsr-3394	6	51	.	.	PUNCT
fsr-3394	7	1	in	in	ADP
fsr-3394	7	2	this	this	DET
fsr-3394	7	3	study	study	NOUN
fsr-3394	7	4	,	,	PUNCT
fsr-3394	7	5	the	the	DET
fsr-3394	7	6	authors	author	NOUN
fsr-3394	7	7	use	use	VERB
fsr-3394	7	8	a	a	DET
fsr-3394	7	9	large	large	ADJ
fsr-3394	7	10	,	,	PUNCT
fsr-3394	7	11	nationally	nationally	ADV
fsr-3394	7	12	-	-	PUNCT
fsr-3394	7	13	drawn	draw	VERB
fsr-3394	7	14	dataset	dataset	NOUN
fsr-3394	7	15	of	of	ADP
fsr-3394	7	16	individuals	individual	NOUN
fsr-3394	7	17	who	who	PRON
fsr-3394	7	18	own	own	VERB
fsr-3394	7	19	financial	financial	ADJ
fsr-3394	7	20	assets	asset	NOUN
fsr-3394	7	21	to	to	PART
fsr-3394	7	22	explore	explore	VERB
fsr-3394	7	23	the	the	DET
fsr-3394	7	24	relationships	relationship	NOUN
fsr-3394	7	25	between	between	ADP
fsr-3394	7	26	and	and	CCONJ
fsr-3394	7	27	among	among	ADP
fsr-3394	7	28	types	type	NOUN
fsr-3394	7	29	of	of	ADP
fsr-3394	7	30	investments	investment	NOUN
fsr-3394	7	31	owned	own	VERB
fsr-3394	7	32	,	,	PUNCT
fsr-3394	7	33	knowledge	knowledge	NOUN
fsr-3394	7	34	characteristics	characteristic	NOUN
fsr-3394	7	35	,	,	PUNCT
fsr-3394	7	36	investor	investor	NOUN
fsr-3394	7	37	confidence	confidence	NOUN
fsr-3394	7	38	,	,	PUNCT
fsr-3394	7	39	and	and	CCONJ
fsr-3394	7	40	help	help	VERB
fsr-3394	7	41	and	and	CCONJ
fsr-3394	7	42	information	information	NOUN
fsr-3394	7	43	sources	source	NOUN
fsr-3394	7	44	.	.	PUNCT
fsr-3394	8	1	the	the	DET
fsr-3394	8	2	authors	author	NOUN
fsr-3394	8	3	found	find	VERB
fsr-3394	8	4	that	that	SCONJ
fsr-3394	8	5	investors	investor	NOUN
fsr-3394	8	6	who	who	PRON
fsr-3394	8	7	exhibited	exhibit	VERB
fsr-3394	8	8	over	over	ADP
fsr-3394	8	9	-	-	PUNCT
fsr-3394	8	10	confidence	confidence	NOUN
fsr-3394	8	11	in	in	ADP
fsr-3394	8	12	their	their	PRON
fsr-3394	8	13	financial	financial	ADJ
fsr-3394	8	14	knowledge	knowledge	NOUN
fsr-3394	8	15	were	be	AUX
fsr-3394	8	16	more	more	ADV
fsr-3394	8	17	likely	likely	ADJ
fsr-3394	8	18	to	to	PART
fsr-3394	8	19	hold	hold	VERB
fsr-3394	8	20	annuities	annuity	NOUN
fsr-3394	8	21	,	,	PUNCT
fsr-3394	8	22	cash	cash	NOUN
fsr-3394	8	23	value	value	NOUN
fsr-3394	8	24	life	life	NOUN
fsr-3394	8	25	insurance	insurance	NOUN
fsr-3394	8	26	,	,	PUNCT
fsr-3394	8	27	and	and	CCONJ
fsr-3394	8	28	commodities	commodity	NOUN
fsr-3394	8	29	.	.	PUNCT
fsr-3394	9	1	they	they	PRON
fsr-3394	9	2	also	also	ADV
fsr-3394	9	3	found	find	VERB
fsr-3394	9	4	that	that	SCONJ
fsr-3394	9	5	financial	financial	ADJ
fsr-3394	9	6	planners	planner	NOUN
fsr-3394	9	7	play	play	VERB
fsr-3394	9	8	an	an	DET
fsr-3394	9	9	important	important	ADJ
fsr-3394	9	10	role	role	NOUN
fsr-3394	9	11	in	in	ADP
fsr-3394	9	12	promoting	promote	VERB
fsr-3394	9	13	diversification	diversification	NOUN
fsr-3394	9	14	and	and	CCONJ
fsr-3394	9	15	mitigating	mitigate	VERB
fsr-3394	9	16	portfolio	portfolio	NOUN
fsr-3394	9	17	risk	risk	NOUN
fsr-3394	9	18	.	.	PUNCT
fsr-3394	10	1	the	the	DET
fsr-3394	10	2	second	second	ADJ
fsr-3394	10	3	article	article	NOUN
fsr-3394	10	4	“	"	PUNCT
fsr-3394	10	5	advisor	advisor	NOUN
fsr-3394	10	6	compensation	compensation	PROPN
fsr-3394	10	7	:	:	PUNCT
fsr-3394	10	8	which	which	PRON
fsr-3394	10	9	clients	client	NOUN
fsr-3394	10	10	know	know	VERB
fsr-3394	10	11	and	and	CCONJ
fsr-3394	10	12	how	how	SCONJ
fsr-3394	10	13	do	do	AUX
fsr-3394	10	14	they	they	PRON
fsr-3394	10	15	pay	pay	VERB
fsr-3394	10	16	?	?	PUNCT
fsr-3394	10	17	”	"	PUNCT
fsr-3394	10	18	is	be	AUX
fsr-3394	10	19	coauthored	coauthore	VERB
fsr-3394	10	20	by	by	ADP
fsr-3394	10	21	somer	somer	PROPN
fsr-3394	10	22	g.	g.	PROPN
fsr-3394	10	23	anderson	anderson	PROPN
fsr-3394	10	24	at	at	ADP
fsr-3394	10	25	,	,	PUNCT
fsr-3394	10	26	maryville	maryville	PROPN
fsr-3394	10	27	university	university	PROPN
fsr-3394	10	28	,	,	PUNCT
fsr-3394	10	29	martin	martin	PROPN
fsr-3394	10	30	c.	c.	PROPN
fsr-3394	10	31	seay	seay	PROPN
fsr-3394	10	32	at	at	ADP
fsr-3394	10	33	kansas	kansas	PROPN
fsr-3394	10	34	state	state	PROPN
fsr-3394	10	35	university	university	PROPN
fsr-3394	10	36	,	,	PUNCT
fsr-3394	10	37	kyoung	kyoung	PROPN
fsr-3394	10	38	tae	tae	PROPN
fsr-3394	10	39	kim	kim	PROPN
fsr-3394	10	40	at	at	ADP
fsr-3394	10	41	university	university	PROPN
fsr-3394	10	42	of	of	ADP
fsr-3394	10	43	alabama	alabama	PROPN
fsr-3394	10	44	,	,	PUNCT
fsr-3394	10	45	and	and	CCONJ
fsr-3394	10	46	derek	derek	PROPN
fsr-3394	10	47	r.	r.	PROPN
fsr-3394	10	48	lawsond	lawsond	PROPN
fsr-3394	10	49	at	at	ADP
fsr-3394	10	50	kansas	kansas	PROPN
fsr-3394	10	51	state	state	PROPN
fsr-3394	10	52	university	university	PROPN
fsr-3394	10	53	.	.	PUNCT
fsr-3394	11	1	the	the	DET
fsr-3394	11	2	authors	author	NOUN
fsr-3394	11	3	study	study	VERB
fsr-3394	11	4	agency	agency	NOUN
fsr-3394	11	5	theory	theory	NOUN
fsr-3394	11	6	using	use	VERB
fsr-3394	11	7	the	the	DET
fsr-3394	11	8	2015	2015	NUM
fsr-3394	11	9	national	national	ADJ
fsr-3394	11	10	financial	financial	ADJ
fsr-3394	11	11	capability	capability	NOUN
fsr-3394	11	12	study	study	NOUN
fsr-3394	11	13	investor	investor	NOUN
fsr-3394	11	14	survey	survey	NOUN
fsr-3394	11	15	to	to	PART
fsr-3394	11	16	investigate	investigate	VERB
fsr-3394	11	17	characteristics	characteristic	NOUN
fsr-3394	11	18	associated	associate	VERB
fsr-3394	11	19	with	with	ADP
fsr-3394	11	20	knowing	know	VERB
fsr-3394	11	21	how	how	SCONJ
fsr-3394	11	22	one	one	NUM
fsr-3394	11	23	’s	’s	PART
fsr-3394	11	24	financial	financial	ADJ
fsr-3394	11	25	advisor	advisor	NOUN
fsr-3394	11	26	/	/	SYM
fsr-3394	11	27	broker	broker	NOUN
fsr-3394	11	28	is	be	AUX
fsr-3394	11	29	compensated	compensate	VERB
fsr-3394	11	30	.	.	PUNCT
fsr-3394	12	1	the	the	DET
fsr-3394	12	2	study	study	NOUN
fsr-3394	12	3	examines	examine	VERB
fsr-3394	12	4	how	how	SCONJ
fsr-3394	12	5	individuals	individual	NOUN
fsr-3394	12	6	who	who	PRON
fsr-3394	12	7	do	do	AUX
fsr-3394	12	8	know	know	VERB
fsr-3394	12	9	the	the	DET
fsr-3394	12	10	compensation	compensation	NOUN
fsr-3394	12	11	method	method	NOUN
fsr-3394	12	12	choose	choose	VERB
fsr-3394	12	13	between	between	ADP
fsr-3394	12	14	financial	financial	ADJ
fsr-3394	12	15	advisors	advisor	NOUN
fsr-3394	12	16	with	with	ADP
fsr-3394	12	17	different	different	ADJ
fsr-3394	12	18	compensation	compensation	NOUN
fsr-3394	12	19	models	model	NOUN
fsr-3394	12	20	.	.	PUNCT
fsr-3394	13	1	their	their	PRON
fsr-3394	13	2	results	result	NOUN
fsr-3394	13	3	indicate	indicate	VERB
fsr-3394	13	4	that	that	SCONJ
fsr-3394	13	5	clients	client	NOUN
fsr-3394	13	6	who	who	PRON
fsr-3394	13	7	place	place	VERB
fsr-3394	13	8	importance	importance	NOUN
fsr-3394	13	9	on	on	ADP
fsr-3394	13	10	fees	fee	NOUN
fsr-3394	13	11	that	that	PRON
fsr-3394	13	12	are	be	AUX
fsr-3394	13	13	more	more	ADV
fsr-3394	13	14	knowledgeable	knowledgeable	ADJ
fsr-3394	13	15	about	about	ADP
fsr-3394	13	16	diversification	diversification	NOUN
fsr-3394	13	17	,	,	PUNCT
fsr-3394	13	18	and	and	CCONJ
fsr-3394	13	19	perform	perform	VERB
fsr-3394	13	20	background	background	NOUN
fsr-3394	13	21	checks	check	NOUN
fsr-3394	13	22	are	be	AUX
fsr-3394	13	23	more	more	ADV
fsr-3394	13	24	likely	likely	ADJ
fsr-3394	13	25	to	to	PART
fsr-3394	13	26	know	know	VERB
fsr-3394	13	27	compensation	compensation	NOUN
fsr-3394	13	28	methods	method	NOUN
fsr-3394	13	29	.	.	PUNCT
fsr-3394	14	1	mixed	mixed	ADJ
fsr-3394	14	2	results	result	NOUN
fsr-3394	14	3	show	show	VERB
fsr-3394	14	4	that	that	SCONJ
fsr-3394	14	5	clients	client	NOUN
fsr-3394	14	6	may	may	AUX
fsr-3394	14	7	not	not	PART
fsr-3394	14	8	fully	fully	ADV
fsr-3394	14	9	understand	understand	VERB
fsr-3394	14	10	the	the	DET
fsr-3394	14	11	compensation	compensation	NOUN
fsr-3394	14	12	paid	pay	VERB
fsr-3394	14	13	to	to	ADP
fsr-3394	14	14	their	their	PRON
fsr-3394	14	15	advisors	advisor	NOUN
fsr-3394	14	16	.	.	PUNCT
fsr-3394	15	1	the	the	DET
fsr-3394	15	2	third	third	ADJ
fsr-3394	15	3	article	article	NOUN
fsr-3394	15	4	,	,	PUNCT
fsr-3394	15	5	“	"	PUNCT
fsr-3394	15	6	improving	improve	VERB
fsr-3394	15	7	long	long	ADJ
fsr-3394	15	8	-	-	PUNCT
fsr-3394	15	9	term	term	NOUN
fsr-3394	15	10	portfolio	portfolio	NOUN
fsr-3394	15	11	risk	risk	NOUN
fsr-3394	15	12	and	and	CCONJ
fsr-3394	15	13	return	return	VERB
fsr-3394	15	14	by	by	ADP
fsr-3394	15	15	using	use	VERB
fsr-3394	15	16	appreciated	appreciated	ADJ
fsr-3394	15	17	stocks	stock	NOUN
fsr-3394	15	18	for	for	ADP
fsr-3394	15	19	charitable	charitable	ADJ
fsr-3394	15	20	donations	donation	NOUN
fsr-3394	15	21	”	"	PUNCT
fsr-3394	15	22	is	be	AUX
fsr-3394	15	23	authored	author	VERB
fsr-3394	15	24	by	by	ADP
fsr-3394	15	25	jeff	jeff	PROPN
fsr-3394	15	26	whitworth	whitworth	PROPN
fsr-3394	15	27	at	at	ADP
fsr-3394	15	28	university	university	PROPN
fsr-3394	15	29	of	of	ADP
fsr-3394	15	30	houstonclear	houstonclear	PROPN
fsr-3394	15	31	lake	lake	NOUN
fsr-3394	15	32	.	.	PUNCT
fsr-3394	16	1	the	the	DET
fsr-3394	16	2	author	author	NOUN
fsr-3394	16	3	studies	study	VERB
fsr-3394	16	4	how	how	SCONJ
fsr-3394	16	5	stock	stock	NOUN
fsr-3394	16	6	investors	investor	NOUN
fsr-3394	16	7	who	who	PRON
fsr-3394	16	8	are	be	AUX
fsr-3394	16	9	charitable	charitable	ADJ
fsr-3394	16	10	donors	donor	NOUN
fsr-3394	16	11	can	can	AUX
fsr-3394	16	12	minimize	minimize	VERB
fsr-3394	16	13	capital	capital	NOUN
fsr-3394	16	14	gains	gain	NOUN
fsr-3394	16	15	taxes	taxis	NOUN
fsr-3394	16	16	and	and	CCONJ
fsr-3394	16	17	improve	improve	VERB
fsr-3394	16	18	portfolio	portfolio	NOUN
fsr-3394	16	19	diversification	diversification	NOUN
fsr-3394	16	20	by	by	ADP
fsr-3394	16	21	donating	donate	VERB
fsr-3394	16	22	their	their	PRON
fsr-3394	16	23	most	most	ADV
fsr-3394	16	24	appreciated	appreciated	ADJ
fsr-3394	16	25	shares	share	NOUN
fsr-3394	16	26	instead	instead	ADV
fsr-3394	16	27	of	of	ADP
fsr-3394	16	28	cash	cash	NOUN
fsr-3394	16	29	,	,	PUNCT
fsr-3394	16	30	and	and	CCONJ
fsr-3394	16	31	then	then	ADV
fsr-3394	16	32	reinvesting	reinveste	VERB
fsr-3394	16	33	the	the	DET
fsr-3394	16	34	freed	free	VERB
fsr-3394	16	35	-	-	PUNCT
fsr-3394	16	36	up	up	ADP
fsr-3394	16	37	cash	cash	NOUN
fsr-3394	16	38	in	in	ADP
fsr-3394	16	39	the	the	DET
fsr-3394	16	40	portfolio	portfolio	NOUN
fsr-3394	16	41	’s	’s	PART
fsr-3394	16	42	least	least	ADV
fsr-3394	16	43	-	-	PUNCT
fsr-3394	16	44	weighted	weight	VERB
fsr-3394	16	45	stocks	stock	NOUN
fsr-3394	16	46	.	.	PUNCT
fsr-3394	17	1	in	in	ADP
fsr-3394	17	2	theory	theory	NOUN
fsr-3394	17	3	the	the	DET
fsr-3394	17	4	charity	charity	NOUN
fsr-3394	17	5	is	be	AUX
fsr-3394	17	6	indifferent	indifferent	ADJ
fsr-3394	17	7	to	to	ADP
fsr-3394	17	8	the	the	DET
fsr-3394	17	9	donation	donation	NOUN
fsr-3394	17	10	method	method	NOUN
fsr-3394	17	11	,	,	PUNCT
fsr-3394	17	12	and	and	CCONJ
fsr-3394	17	13	the	the	DET
fsr-3394	17	14	investor	investor	NOUN
fsr-3394	17	15	receives	receive	VERB
fsr-3394	17	16	financial	financial	ADJ
fsr-3394	17	17	services	service	NOUN
fsr-3394	17	18	review	review	VERB
fsr-3394	17	19	27	27	NUM
fsr-3394	17	20	(	(	PUNCT
fsr-3394	17	21	2018	2018	NUM
fsr-3394	17	22	)	)	PUNCT
fsr-3394	17	23	v	v	NOUN
fsr-3394	17	24	–	–	PUNCT
fsr-3394	17	25	vi	vi	NOUN
fsr-3394	17	26	1057	1057	NUM
fsr-3394	17	27	-	-	SYM
fsr-3394	17	28	0810/18/$	0810/18/$	NUM
fsr-3394	17	29	–	–	PUNCT
fsr-3394	17	30	see	see	VERB
fsr-3394	17	31	front	front	ADJ
fsr-3394	17	32	matter	matter	NOUN
fsr-3394	17	33	©	©	PROPN
fsr-3394	17	34	2018	2018	NUM
fsr-3394	17	35	academy	academy	NOUN
fsr-3394	17	36	of	of	ADP
fsr-3394	17	37	financial	financial	ADJ
fsr-3394	17	38	services	service	NOUN
fsr-3394	17	39	.	.	PUNCT
fsr-3394	18	1	all	all	DET
fsr-3394	18	2	rights	right	NOUN
fsr-3394	18	3	reserved	reserve	VERB
fsr-3394	18	4	.	.	PUNCT
fsr-3394	19	1	the	the	DET
fsr-3394	19	2	same	same	ADJ
fsr-3394	19	3	charitable	charitable	ADJ
fsr-3394	19	4	deduction	deduction	NOUN
fsr-3394	19	5	.	.	PUNCT
fsr-3394	20	1	using	use	VERB
fsr-3394	20	2	monte	monte	PROPN
fsr-3394	20	3	carlo	carlo	PROPN
fsr-3394	20	4	simulations	simulation	NOUN
fsr-3394	20	5	the	the	DET
fsr-3394	20	6	authors	author	NOUN
fsr-3394	20	7	shows	show	VERB
fsr-3394	20	8	that	that	SCONJ
fsr-3394	20	9	a	a	DET
fsr-3394	20	10	donor	donor	NOUN
fsr-3394	20	11	-	-	PUNCT
fsr-3394	20	12	investor	investor	NOUN
fsr-3394	20	13	using	use	VERB
fsr-3394	20	14	this	this	DET
fsr-3394	20	15	method	method	NOUN
fsr-3394	20	16	results	result	NOUN
fsr-3394	20	17	in	in	ADP
fsr-3394	20	18	higher	high	ADJ
fsr-3394	20	19	wealth	wealth	NOUN
fsr-3394	20	20	and	and	CCONJ
fsr-3394	20	21	lower	low	ADJ
fsr-3394	20	22	portfolio	portfolio	NOUN
fsr-3394	20	23	risk	risk	NOUN
fsr-3394	20	24	,	,	PUNCT
fsr-3394	20	25	particularly	particularly	ADV
fsr-3394	20	26	over	over	ADP
fsr-3394	20	27	longer	long	ADJ
fsr-3394	20	28	time	time	NOUN
fsr-3394	20	29	horizons	horizon	NOUN
fsr-3394	20	30	.	.	PUNCT
fsr-3394	21	1	he	he	PRON
fsr-3394	21	2	concludes	conclude	VERB
fsr-3394	21	3	that	that	SCONJ
fsr-3394	21	4	combining	combine	VERB
fsr-3394	21	5	this	this	DET
fsr-3394	21	6	strategy	strategy	NOUN
fsr-3394	21	7	with	with	ADP
fsr-3394	21	8	tax	tax	NOUN
fsr-3394	21	9	loss	loss	NOUN
fsr-3394	21	10	selling	selling	NOUN
fsr-3394	21	11	and	and	CCONJ
fsr-3394	21	12	some	some	DET
fsr-3394	21	13	limited	limited	ADJ
fsr-3394	21	14	recognition	recognition	NOUN
fsr-3394	21	15	of	of	ADP
fsr-3394	21	16	capital	capital	NOUN
fsr-3394	21	17	gains	gain	NOUN
fsr-3394	21	18	harvesting	harvest	VERB
fsr-3394	21	19	further	further	ADJ
fsr-3394	21	20	increases	increase	NOUN
fsr-3394	21	21	after	after	ADP
fsr-3394	21	22	-	-	PUNCT
fsr-3394	21	23	tax	tax	NOUN
fsr-3394	21	24	returns	return	NOUN
fsr-3394	21	25	and	and	CCONJ
fsr-3394	21	26	reduces	reduce	VERB
fsr-3394	21	27	risk	risk	NOUN
fsr-3394	21	28	.	.	PUNCT
fsr-3394	22	1	the	the	DET
fsr-3394	22	2	fourth	fourth	ADJ
fsr-3394	22	3	article	article	NOUN
fsr-3394	22	4	,	,	PUNCT
fsr-3394	22	5	“	"	PUNCT
fsr-3394	22	6	factors	factor	NOUN
fsr-3394	22	7	related	relate	VERB
fsr-3394	22	8	to	to	ADP
fsr-3394	22	9	the	the	DET
fsr-3394	22	10	risk	risk	NOUN
fsr-3394	22	11	tolerance	tolerance	NOUN
fsr-3394	22	12	of	of	ADP
fsr-3394	22	13	households	household	NOUN
fsr-3394	22	14	in	in	ADP
fsr-3394	22	15	china	china	PROPN
fsr-3394	22	16	and	and	CCONJ
fsr-3394	22	17	the	the	DET
fsr-3394	22	18	united	united	PROPN
fsr-3394	22	19	states	states	PROPN
fsr-3394	22	20	:	:	PUNCT
fsr-3394	22	21	implications	implication	NOUN
fsr-3394	22	22	for	for	ADP
fsr-3394	22	23	the	the	DET
fsr-3394	22	24	future	future	NOUN
fsr-3394	22	25	of	of	ADP
fsr-3394	22	26	financial	financial	ADJ
fsr-3394	22	27	markets	market	NOUN
fsr-3394	22	28	in	in	ADP
fsr-3394	22	29	china	china	PROPN
fsr-3394	22	30	,	,	PUNCT
fsr-3394	22	31	”	"	PUNCT
fsr-3394	22	32	is	be	AUX
fsr-3394	22	33	coauthored	coauthore	VERB
fsr-3394	22	34	by	by	ADP
fsr-3394	22	35	sherman	sherman	PROPN
fsr-3394	22	36	d.	d.	PROPN
fsr-3394	22	37	hanna	hanna	PROPN
fsr-3394	22	38	at	at	ADP
fsr-3394	22	39	ohio	ohio	PROPN
fsr-3394	22	40	state	state	PROPN
fsr-3394	22	41	university	university	PROPN
fsr-3394	22	42	,	,	PUNCT
fsr-3394	22	43	kyoung	kyoung	PROPN
fsr-3394	22	44	tae	tae	PROPN
fsr-3394	22	45	kim	kim	PROPN
fsr-3394	22	46	at	at	ADP
fsr-3394	22	47	university	university	PROPN
fsr-3394	22	48	of	of	ADP
fsr-3394	22	49	alabama	alabama	PROPN
fsr-3394	22	50	,	,	PUNCT
fsr-3394	22	51	and	and	CCONJ
fsr-3394	22	52	lishu	lishu	PROPN
fsr-3394	22	53	zhang	zhang	PROPN
fsr-3394	22	54	at	at	ADP
fsr-3394	22	55	shenzhen	shenzhen	PROPN
fsr-3394	22	56	university	university	PROPN
fsr-3394	22	57	.	.	PUNCT
fsr-3394	23	1	the	the	DET
fsr-3394	23	2	authors	author	NOUN
fsr-3394	23	3	analyze	analyze	VERB
fsr-3394	23	4	factors	factor	NOUN
fsr-3394	23	5	related	relate	VERB
fsr-3394	23	6	to	to	ADP
fsr-3394	23	7	the	the	DET
fsr-3394	23	8	financial	financial	ADJ
fsr-3394	23	9	risk	risk	NOUN
fsr-3394	23	10	tolerance	tolerance	NOUN
fsr-3394	23	11	of	of	ADP
fsr-3394	23	12	chinese	chinese	ADJ
fsr-3394	23	13	households	household	NOUN
fsr-3394	23	14	,	,	PUNCT
fsr-3394	23	15	using	use	VERB
fsr-3394	23	16	the	the	DET
fsr-3394	23	17	2011	2011	NUM
fsr-3394	23	18	china	china	PROPN
fsr-3394	23	19	household	household	NOUN
fsr-3394	23	20	finance	finance	NOUN
fsr-3394	23	21	survey	survey	NOUN
fsr-3394	23	22	(	(	PUNCT
fsr-3394	23	23	chfs	chfs	NOUN
fsr-3394	23	24	)	)	PUNCT
fsr-3394	23	25	.	.	PUNCT
fsr-3394	24	1	the	the	DET
fsr-3394	24	2	risk	risk	NOUN
fsr-3394	24	3	tolerance	tolerance	NOUN
fsr-3394	24	4	question	question	NOUN
fsr-3394	24	5	was	be	AUX
fsr-3394	24	6	similar	similar	ADJ
fsr-3394	24	7	to	to	ADP
fsr-3394	24	8	one	one	NUM
fsr-3394	24	9	in	in	ADP
fsr-3394	24	10	the	the	DET
fsr-3394	24	11	u.s	u.s	PROPN
fsr-3394	24	12	.	.	PROPN
fsr-3394	24	13	survey	survey	NOUN
fsr-3394	24	14	of	of	ADP
fsr-3394	24	15	consumer	consumer	NOUN
fsr-3394	24	16	finances	finance	NOUN
fsr-3394	24	17	(	(	PUNCT
fsr-3394	24	18	scf	scf	PROPN
fsr-3394	24	19	)	)	PUNCT
fsr-3394	24	20	,	,	PUNCT
fsr-3394	24	21	and	and	CCONJ
fsr-3394	24	22	the	the	DET
fsr-3394	24	23	authors	author	NOUN
fsr-3394	24	24	found	find	VERB
fsr-3394	24	25	that	that	SCONJ
fsr-3394	24	26	chfs	chfs	NOUN
fsr-3394	24	27	respondents	respondent	NOUN
fsr-3394	24	28	had	have	VERB
fsr-3394	24	29	slightly	slightly	ADV
fsr-3394	24	30	higher	high	ADJ
fsr-3394	24	31	risk	risk	NOUN
fsr-3394	24	32	tolerance	tolerance	NOUN
fsr-3394	24	33	than	than	ADP
fsr-3394	24	34	scf	scf	PROPN
fsr-3394	24	35	respondents	respondent	NOUN
fsr-3394	24	36	,	,	PUNCT
fsr-3394	24	37	but	but	CCONJ
fsr-3394	24	38	the	the	DET
fsr-3394	24	39	percent	percent	NOUN
fsr-3394	24	40	of	of	ADP
fsr-3394	24	41	households	household	NOUN
fsr-3394	24	42	with	with	ADP
fsr-3394	24	43	stock	stock	NOUN
fsr-3394	24	44	assets	asset	NOUN
fsr-3394	24	45	was	be	AUX
fsr-3394	24	46	9	9	NUM
fsr-3394	24	47	%	%	NOUN
fsr-3394	24	48	,	,	PUNCT
fsr-3394	24	49	compared	compare	VERB
fsr-3394	24	50	to	to	ADP
fsr-3394	24	51	49	49	NUM
fsr-3394	24	52	%	%	NOUN
fsr-3394	24	53	in	in	ADP
fsr-3394	24	54	the	the	DET
fsr-3394	24	55	u.s	u.s	PROPN
fsr-3394	24	56	.	.	PROPN
fsr-3394	24	57	their	their	PRON
fsr-3394	24	58	multivariate	multivariate	NOUN
fsr-3394	24	59	analyses	analysis	NOUN
fsr-3394	24	60	found	find	VERB
fsr-3394	24	61	many	many	ADJ
fsr-3394	24	62	household	household	NOUN
fsr-3394	24	63	characteristics	characteristic	NOUN
fsr-3394	24	64	in	in	ADP
fsr-3394	24	65	the	the	DET
fsr-3394	24	66	chfs	chfs	NOUN
fsr-3394	24	67	had	have	VERB
fsr-3394	24	68	effects	effect	NOUN
fsr-3394	24	69	on	on	ADP
fsr-3394	24	70	risk	risk	NOUN
fsr-3394	24	71	tolerance	tolerance	NOUN
fsr-3394	24	72	similar	similar	ADJ
fsr-3394	24	73	to	to	ADP
fsr-3394	24	74	those	those	PRON
fsr-3394	24	75	found	find	VERB
fsr-3394	24	76	in	in	ADP
fsr-3394	24	77	the	the	DET
fsr-3394	24	78	2013	2013	NUM
fsr-3394	24	79	scf	scf	PROPN
fsr-3394	24	80	.	.	PUNCT
fsr-3394	25	1	the	the	DET
fsr-3394	25	2	final	final	ADJ
fsr-3394	25	3	article	article	NOUN
fsr-3394	25	4	,	,	PUNCT
fsr-3394	25	5	“	"	PUNCT
fsr-3394	25	6	perspectives	perspective	NOUN
fsr-3394	25	7	on	on	ADP
fsr-3394	25	8	“	"	PUNCT
fsr-3394	25	9	sell	sell	VERB
fsr-3394	25	10	in	in	ADP
fsr-3394	25	11	may	may	PRON
fsr-3394	25	12	and	and	CCONJ
fsr-3394	25	13	go	go	VERB
fsr-3394	25	14	away	away	ADV
fsr-3394	25	15	a	a	DET
fsr-3394	25	16	look	look	NOUN
fsr-3394	25	17	at	at	ADP
fsr-3394	25	18	recent	recent	ADJ
fsr-3394	25	19	evidence	evidence	NOUN
fsr-3394	25	20	and	and	CCONJ
fsr-3394	25	21	implications	implication	NOUN
fsr-3394	25	22	”	"	PUNCT
fsr-3394	25	23	is	be	AUX
fsr-3394	25	24	authored	author	VERB
fsr-3394	25	25	by	by	ADP
fsr-3394	25	26	tony	tony	ADJ
fsr-3394	25	27	loviscek	loviscek	NOUN
fsr-3394	25	28	at	at	ADP
fsr-3394	25	29	seton	seton	PROPN
fsr-3394	25	30	hall	hall	PROPN
fsr-3394	25	31	university	university	PROPN
fsr-3394	25	32	.	.	PUNCT
fsr-3394	26	1	the	the	DET
fsr-3394	26	2	author	author	NOUN
fsr-3394	26	3	studies	study	VERB
fsr-3394	26	4	three	three	NUM
fsr-3394	26	5	perspectives	perspective	NOUN
fsr-3394	26	6	on	on	ADP
fsr-3394	26	7	the	the	DET
fsr-3394	26	8	quote	quote	NOUN
fsr-3394	26	9	“	"	PUNCT
fsr-3394	26	10	sell	sell	VERB
fsr-3394	26	11	in	in	ADP
fsr-3394	26	12	may	may	PROPN
fsr-3394	26	13	and	and	CCONJ
fsr-3394	26	14	go	go	VERB
fsr-3394	26	15	away	away	ADV
fsr-3394	26	16	.	.	PUNCT
fsr-3394	26	17	”	"	PUNCT
fsr-3394	27	1	he	he	PRON
fsr-3394	27	2	tests	test	VERB
fsr-3394	27	3	the	the	DET
fsr-3394	27	4	annual	annual	ADJ
fsr-3394	27	5	performance	performance	NOUN
fsr-3394	27	6	of	of	ADP
fsr-3394	27	7	switching	switch	VERB
fsr-3394	27	8	from	from	ADP
fsr-3394	27	9	four	four	NUM
fsr-3394	27	10	equity	equity	NOUN
fsr-3394	27	11	mutual	mutual	ADJ
fsr-3394	27	12	funds	fund	NOUN
fsr-3394	27	13	to	to	ADP
fsr-3394	27	14	u.s	u.s	PROPN
fsr-3394	27	15	.	.	PROPN
fsr-3394	27	16	treasury	treasury	PROPN
fsr-3394	27	17	bills	bill	NOUN
fsr-3394	27	18	against	against	ADP
fsr-3394	27	19	that	that	PRON
fsr-3394	27	20	of	of	ADP
fsr-3394	27	21	the	the	DET
fsr-3394	27	22	buy	buy	VERB
fsr-3394	27	23	-	-	PUNCT
fsr-3394	27	24	and	and	CCONJ
fsr-3394	27	25	-	-	PUNCT
fsr-3394	27	26	hold	hold	NOUN
fsr-3394	27	27	strategy	strategy	NOUN
fsr-3394	27	28	,	,	PUNCT
fsr-3394	27	29	he	he	PRON
fsr-3394	27	30	examines	examine	VERB
fsr-3394	27	31	the	the	DET
fsr-3394	27	32	switching	switch	VERB
fsr-3394	27	33	strategy	strategy	NOUN
fsr-3394	27	34	during	during	ADP
fsr-3394	27	35	the	the	DET
fsr-3394	27	36	two	two	NUM
fsr-3394	27	37	bear	bear	NOUN
fsr-3394	27	38	and	and	CCONJ
fsr-3394	27	39	two	two	NUM
fsr-3394	27	40	bull	bull	NOUN
fsr-3394	27	41	markets	market	NOUN
fsr-3394	27	42	occurring	occur	VERB
fsr-3394	27	43	from	from	ADP
fsr-3394	27	44	2000	2000	NUM
fsr-3394	27	45	to	to	ADP
fsr-3394	27	46	2016	2016	NUM
fsr-3394	27	47	,	,	PUNCT
fsr-3394	27	48	and	and	CCONJ
fsr-3394	27	49	finally	finally	ADV
fsr-3394	27	50	he	he	PRON
fsr-3394	27	51	tests	test	VERB
fsr-3394	27	52	the	the	DET
fsr-3394	27	53	impact	impact	NOUN
fsr-3394	27	54	of	of	ADP
fsr-3394	27	55	taxes	taxis	NOUN
fsr-3394	27	56	on	on	ADP
fsr-3394	27	57	the	the	DET
fsr-3394	27	58	switching	switch	VERB
fsr-3394	27	59	strategy	strategy	NOUN
fsr-3394	27	60	.	.	PUNCT
fsr-3394	28	1	his	his	PRON
fsr-3394	28	2	findings	finding	NOUN
fsr-3394	28	3	show	show	VERB
fsr-3394	28	4	that	that	SCONJ
fsr-3394	28	5	although	although	SCONJ
fsr-3394	28	6	there	there	PRON
fsr-3394	28	7	are	be	VERB
fsr-3394	28	8	signs	sign	NOUN
fsr-3394	28	9	of	of	ADP
fsr-3394	28	10	switching	switch	VERB
fsr-3394	28	11	strategy	strategy	NOUN
fsr-3394	28	12	effectiveness	effectiveness	NOUN
fsr-3394	28	13	,	,	PUNCT
fsr-3394	28	14	the	the	DET
fsr-3394	28	15	results	result	NOUN
fsr-3394	28	16	lack	lack	VERB
fsr-3394	28	17	the	the	DET
fsr-3394	28	18	statistical	statistical	ADJ
fsr-3394	28	19	significance	significance	NOUN
fsr-3394	28	20	to	to	PART
fsr-3394	28	21	conclude	conclude	VERB
fsr-3394	28	22	that	that	SCONJ
fsr-3394	28	23	it	it	PRON
fsr-3394	28	24	is	be	AUX
fsr-3394	28	25	superior	superior	ADJ
fsr-3394	28	26	to	to	ADP
fsr-3394	28	27	the	the	DET
fsr-3394	28	28	buy	buy	VERB
fsr-3394	28	29	-	-	PUNCT
fsr-3394	28	30	and	and	CCONJ
fsr-3394	28	31	-	-	PUNCT
fsr-3394	28	32	hold	hold	VERB
fsr-3394	28	33	strategy	strategy	NOUN
fsr-3394	28	34	.	.	PUNCT
fsr-3394	29	1	thanks	thank	NOUN
fsr-3394	29	2	to	to	ADP
fsr-3394	29	3	those	those	PRON
fsr-3394	29	4	who	who	PRON
fsr-3394	29	5	make	make	VERB
fsr-3394	29	6	the	the	DET
fsr-3394	29	7	journal	journal	NOUN
fsr-3394	29	8	possible	possible	ADJ
fsr-3394	29	9	,	,	PUNCT
fsr-3394	29	10	especially	especially	ADV
fsr-3394	29	11	the	the	DET
fsr-3394	29	12	referees	referee	NOUN
fsr-3394	29	13	and	and	CCONJ
fsr-3394	29	14	contributing	contribute	VERB
fsr-3394	29	15	authors	author	NOUN
fsr-3394	29	16	.	.	PUNCT
fsr-3394	30	1	over	over	ADP
fsr-3394	30	2	the	the	DET
fsr-3394	30	3	past	past	ADJ
fsr-3394	30	4	year	year	NOUN
fsr-3394	30	5	,	,	PUNCT
fsr-3394	30	6	the	the	DET
fsr-3394	30	7	following	follow	VERB
fsr-3394	30	8	reviewers	reviewer	NOUN
fsr-3394	30	9	provided	provide	VERB
fsr-3394	30	10	excellent	excellent	ADJ
fsr-3394	30	11	reviews	review	NOUN
fsr-3394	30	12	of	of	ADP
fsr-3394	30	13	the	the	DET
fsr-3394	30	14	articles	article	NOUN
fsr-3394	30	15	you	you	PRON
fsr-3394	30	16	enjoyed	enjoy	VERB
fsr-3394	30	17	within	within	ADP
fsr-3394	30	18	the	the	DET
fsr-3394	30	19	pages	page	NOUN
fsr-3394	30	20	of	of	ADP
fsr-3394	30	21	financial	financial	ADJ
fsr-3394	30	22	services	service	NOUN
fsr-3394	30	23	review	review	NOUN
fsr-3394	30	24	.	.	PUNCT
fsr-3394	31	1	i	i	PRON
fsr-3394	31	2	would	would	AUX
fsr-3394	31	3	like	like	VERB
fsr-3394	31	4	to	to	PART
fsr-3394	31	5	send	send	VERB
fsr-3394	31	6	a	a	DET
fsr-3394	31	7	special	special	ADJ
fsr-3394	31	8	thank	thank	NOUN
fsr-3394	31	9	you	you	PRON
fsr-3394	31	10	to	to	ADP
fsr-3394	31	11	the	the	DET
fsr-3394	31	12	many	many	ADJ
fsr-3394	31	13	reviewers	reviewer	NOUN
fsr-3394	31	14	that	that	PRON
fsr-3394	31	15	have	have	AUX
fsr-3394	31	16	significantly	significantly	ADV
fsr-3394	31	17	contributed	contribute	VERB
fsr-3394	31	18	to	to	ADP
fsr-3394	31	19	the	the	DET
fsr-3394	31	20	quality	quality	NOUN
fsr-3394	31	21	of	of	ADP
fsr-3394	31	22	our	our	PRON
fsr-3394	31	23	journal	journal	NOUN
fsr-3394	31	24	by	by	ADP
fsr-3394	31	25	providing	provide	VERB
fsr-3394	31	26	timely	timely	ADJ
fsr-3394	31	27	and	and	CCONJ
fsr-3394	31	28	thorough	thorough	ADJ
fsr-3394	31	29	reviews	review	NOUN
fsr-3394	31	30	of	of	ADP
fsr-3394	31	31	the	the	DET
fsr-3394	31	32	submissions	submission	NOUN
fsr-3394	31	33	to	to	ADP
fsr-3394	31	34	our	our	PRON
fsr-3394	31	35	journal	journal	NOUN
fsr-3394	31	36	.	.	PUNCT
fsr-3394	32	1	please	please	INTJ
fsr-3394	32	2	consider	consider	VERB
fsr-3394	32	3	submission	submission	NOUN
fsr-3394	32	4	to	to	ADP
fsr-3394	32	5	the	the	DET
fsr-3394	32	6	financial	financial	ADJ
fsr-3394	32	7	services	service	NOUN
fsr-3394	32	8	review	review	NOUN
fsr-3394	32	9	and	and	CCONJ
fsr-3394	32	10	rely	rely	VERB
fsr-3394	32	11	on	on	ADP
fsr-3394	32	12	the	the	DET
fsr-3394	32	13	style	style	NOUN
fsr-3394	32	14	information	information	NOUN
fsr-3394	32	15	provided	provide	VERB
fsr-3394	32	16	to	to	PART
fsr-3394	32	17	ease	ease	VERB
fsr-3394	32	18	readability	readability	NOUN
fsr-3394	32	19	and	and	CCONJ
fsr-3394	32	20	streamline	streamline	VERB
fsr-3394	32	21	the	the	DET
fsr-3394	32	22	review	review	NOUN
fsr-3394	32	23	process	process	NOUN
fsr-3394	32	24	.	.	PUNCT
fsr-3394	33	1	the	the	DET
fsr-3394	33	2	journal	journal	NOUN
fsr-3394	33	3	welcomes	welcome	VERB
fsr-3394	33	4	articles	article	NOUN
fsr-3394	33	5	over	over	ADP
fsr-3394	33	6	the	the	DET
fsr-3394	33	7	range	range	NOUN
fsr-3394	33	8	of	of	ADP
fsr-3394	33	9	areas	area	NOUN
fsr-3394	33	10	that	that	PRON
fsr-3394	33	11	comprise	comprise	VERB
fsr-3394	33	12	personal	personal	ADJ
fsr-3394	33	13	financial	financial	ADJ
fsr-3394	33	14	planning	planning	NOUN
fsr-3394	33	15	.	.	PUNCT
fsr-3394	34	1	while	while	SCONJ
fsr-3394	34	2	fsr	fsr	PROPN
fsr-3394	34	3	articles	article	NOUN
fsr-3394	34	4	are	be	AUX
fsr-3394	34	5	certainly	certainly	ADV
fsr-3394	34	6	diverse	diverse	ADJ
fsr-3394	34	7	in	in	ADP
fsr-3394	34	8	terms	term	NOUN
fsr-3394	34	9	of	of	ADP
fsr-3394	34	10	topic	topic	NOUN
fsr-3394	34	11	,	,	PUNCT
fsr-3394	34	12	data	datum	NOUN
fsr-3394	34	13	,	,	PUNCT
fsr-3394	34	14	and	and	CCONJ
fsr-3394	34	15	method	method	NOUN
fsr-3394	34	16	,	,	PUNCT
fsr-3394	34	17	they	they	PRON
fsr-3394	34	18	are	be	AUX
fsr-3394	34	19	focused	focus	VERB
fsr-3394	34	20	in	in	ADP
fsr-3394	34	21	terms	term	NOUN
fsr-3394	34	22	of	of	ADP
fsr-3394	34	23	motivation	motivation	NOUN
fsr-3394	34	24	.	.	PUNCT
fsr-3394	35	1	fsr	fsr	PROPN
fsr-3394	35	2	exists	exist	VERB
fsr-3394	35	3	to	to	PART
fsr-3394	35	4	produce	produce	VERB
fsr-3394	35	5	research	research	NOUN
fsr-3394	35	6	that	that	PRON
fsr-3394	35	7	addresses	address	VERB
fsr-3394	35	8	issues	issue	NOUN
fsr-3394	35	9	that	that	PRON
fsr-3394	35	10	matter	matter	VERB
fsr-3394	35	11	to	to	ADP
fsr-3394	35	12	individuals	individual	NOUN
fsr-3394	35	13	.	.	PUNCT
fsr-3394	36	1	i	i	PRON
fsr-3394	36	2	remain	remain	VERB
fsr-3394	36	3	committed	committed	ADJ
fsr-3394	36	4	to	to	ADP
fsr-3394	36	5	the	the	DET
fsr-3394	36	6	goal	goal	NOUN
fsr-3394	36	7	of	of	ADP
fsr-3394	36	8	making	make	VERB
fsr-3394	36	9	financial	financial	ADJ
fsr-3394	36	10	services	service	NOUN
fsr-3394	36	11	review	review	VERB
fsr-3394	36	12	the	the	DET
fsr-3394	36	13	best	good	ADJ
fsr-3394	36	14	academic	academic	ADJ
fsr-3394	36	15	journal	journal	NOUN
fsr-3394	36	16	in	in	ADP
fsr-3394	36	17	individual	individual	ADJ
fsr-3394	36	18	financial	financial	ADJ
fsr-3394	36	19	management	management	NOUN
fsr-3394	36	20	and	and	CCONJ
fsr-3394	36	21	personal	personal	ADJ
fsr-3394	36	22	financial	financial	ADJ
fsr-3394	36	23	planning	planning	NOUN
fsr-3394	36	24	.	.	PUNCT
fsr-3394	37	1	best	good	ADJ
fsr-3394	37	2	regards	regard	VERB
fsr-3394	37	3	,	,	PUNCT
fsr-3394	37	4	stuart	stuart	PROPN
fsr-3394	37	5	michelson	michelson	PROPN
fsr-3394	37	6	editor	editor	PROPN
fsr-3394	37	7	financial	financial	PROPN
fsr-3394	37	8	services	services	PROPN
fsr-3394	37	9	review	review	VERB
fsr-3394	37	10	vi	vi	PROPN
fsr-3394	37	11	editorial	editorial	NOUN
fsr-3394	37	12	/	/	SYM
fsr-3394	37	13	financial	financial	ADJ
fsr-3394	37	14	services	service	NOUN
fsr-3394	37	15	review	review	VERB
fsr-3394	37	16	27	27	NUM
fsr-3394	37	17	(	(	PUNCT
fsr-3394	37	18	2018	2018	NUM
fsr-3394	37	19	)	)	PUNCT
fsr-3394	37	20	v	v	NOUN
fsr-3394	37	21	–	–	PUNCT
fsr-3394	37	22	vi	vi	NOUN