id	sid	tid	token	lemma	pos
fsr-3395	1	1	describing	describe	VERB
fsr-3395	1	2	investor	investor	NOUN
fsr-3395	1	3	profiles	profile	NOUN
fsr-3395	1	4	:	:	PUNCT
fsr-3395	1	5	a	a	DET
fsr-3395	1	6	test	test	NOUN
fsr-3395	1	7	of	of	ADP
fsr-3395	1	8	the	the	DET
fsr-3395	1	9	associations	association	NOUN
fsr-3395	1	10	among	among	ADP
fsr-3395	1	11	financial	financial	ADJ
fsr-3395	1	12	knowledge	knowledge	NOUN
fsr-3395	1	13	,	,	PUNCT
fsr-3395	1	14	confidence	confidence	NOUN
fsr-3395	1	15	,	,	PUNCT
fsr-3395	1	16	and	and	CCONJ
fsr-3395	1	17	help	help	NOUN
fsr-3395	1	18	and	and	CCONJ
fsr-3395	1	19	information	information	NOUN
fsr-3395	1	20	sources	source	NOUN
fsr-3395	1	21	abed	abe	VERB
fsr-3395	1	22	rabbania	rabbania	NOUN
fsr-3395	1	23	,	,	PUNCT
fsr-3395	1	24	*	*	PROPN
fsr-3395	1	25	,	,	PUNCT
fsr-3395	1	26	john	john	PROPN
fsr-3395	1	27	e.	e.	PROPN
fsr-3395	1	28	grableb	grableb	PROPN
fsr-3395	1	29	,	,	PUNCT
fsr-3395	1	30	ann	ann	PROPN
fsr-3395	1	31	woodyardb	woodyardb	PROPN
fsr-3395	1	32	,	,	PUNCT
fsr-3395	1	33	zheying	zheying	NOUN
fsr-3395	1	34	yaoa	yaoa	PROPN
fsr-3395	1	35	adepartment	adepartment	NOUN
fsr-3395	1	36	of	of	ADP
fsr-3395	1	37	personal	personal	ADJ
fsr-3395	1	38	financial	financial	ADJ
fsr-3395	1	39	planning	planning	NOUN
fsr-3395	1	40	,	,	PUNCT
fsr-3395	1	41	university	university	PROPN
fsr-3395	1	42	of	of	ADP
fsr-3395	1	43	missouri	missouri	PROPN
fsr-3395	1	44	,	,	PUNCT
fsr-3395	1	45	239	239	NUM
fsr-3395	1	46	stanley	stanley	PROPN
fsr-3395	1	47	hall	hall	PROPN
fsr-3395	1	48	,	,	PUNCT
fsr-3395	1	49	columbia	columbia	PROPN
fsr-3395	1	50	,	,	PUNCT
fsr-3395	1	51	mo	mo	PROPN
fsr-3395	1	52	65211	65211	NUM
fsr-3395	1	53	,	,	PUNCT
fsr-3395	1	54	usa	usa	PROPN
fsr-3395	1	55	bdepartment	bdepartment	NOUN
fsr-3395	1	56	of	of	ADP
fsr-3395	1	57	financial	financial	ADJ
fsr-3395	1	58	planning	planning	NOUN
fsr-3395	1	59	,	,	PUNCT
fsr-3395	1	60	housing	housing	NOUN
fsr-3395	1	61	and	and	CCONJ
fsr-3395	1	62	consumer	consumer	NOUN
fsr-3395	1	63	economics	economic	NOUN
fsr-3395	1	64	,	,	PUNCT
fsr-3395	1	65	university	university	NOUN
fsr-3395	1	66	of	of	ADP
fsr-3395	1	67	georgia	georgia	PROPN
fsr-3395	1	68	,	,	PUNCT
fsr-3395	1	69	205	205	NUM
fsr-3395	1	70	dawson	dawson	PROPN
fsr-3395	1	71	hall	hall	PROPN
fsr-3395	1	72	,	,	PUNCT
fsr-3395	1	73	athens	athens	PROPN
fsr-3395	1	74	,	,	PUNCT
fsr-3395	1	75	ga	ga	PROPN
fsr-3395	1	76	30602	30602	NUM
fsr-3395	1	77	,	,	PUNCT
fsr-3395	1	78	usa	usa	PROPN
fsr-3395	1	79	abstract	abstract	PROPN
fsr-3395	1	80	faced	face	VERB
fsr-3395	1	81	with	with	ADP
fsr-3395	1	82	multiple	multiple	ADJ
fsr-3395	1	83	asset	asset	NOUN
fsr-3395	1	84	choices	choice	NOUN
fsr-3395	1	85	for	for	ADP
fsr-3395	1	86	use	use	NOUN
fsr-3395	1	87	when	when	SCONJ
fsr-3395	1	88	developing	develop	VERB
fsr-3395	1	89	a	a	DET
fsr-3395	1	90	household	household	NOUN
fsr-3395	1	91	portfolio	portfolio	NOUN
fsr-3395	1	92	,	,	PUNCT
fsr-3395	1	93	investors	investor	NOUN
fsr-3395	1	94	often	often	ADV
fsr-3395	1	95	turn	turn	VERB
fsr-3395	1	96	to	to	ADP
fsr-3395	1	97	various	various	ADJ
fsr-3395	1	98	sources	source	NOUN
fsr-3395	1	99	of	of	ADP
fsr-3395	1	100	help	help	NOUN
fsr-3395	1	101	and	and	CCONJ
fsr-3395	1	102	information	information	NOUN
fsr-3395	1	103	for	for	ADP
fsr-3395	1	104	help	help	NOUN
fsr-3395	1	105	before	before	ADP
fsr-3395	1	106	making	make	VERB
fsr-3395	1	107	an	an	DET
fsr-3395	1	108	investment	investment	NOUN
fsr-3395	1	109	decision	decision	NOUN
fsr-3395	1	110	.	.	PUNCT
fsr-3395	2	1	this	this	DET
fsr-3395	2	2	study	study	NOUN
fsr-3395	2	3	used	use	VERB
fsr-3395	2	4	a	a	DET
fsr-3395	2	5	large	large	ADJ
fsr-3395	2	6	,	,	PUNCT
fsr-3395	2	7	nationally	nationally	ADV
fsr-3395	2	8	drawn	draw	VERB
fsr-3395	2	9	dataset	dataset	NOUN
fsr-3395	2	10	of	of	ADP
fsr-3395	2	11	individuals	individual	NOUN
fsr-3395	2	12	who	who	PRON
fsr-3395	2	13	own	own	VERB
fsr-3395	2	14	financial	financial	ADJ
fsr-3395	2	15	assets	asset	NOUN
fsr-3395	2	16	to	to	PART
fsr-3395	2	17	explore	explore	VERB
fsr-3395	2	18	the	the	DET
fsr-3395	2	19	relationships	relationship	NOUN
fsr-3395	2	20	between	between	ADP
fsr-3395	2	21	and	and	CCONJ
fsr-3395	2	22	among	among	ADP
fsr-3395	2	23	types	type	NOUN
fsr-3395	2	24	of	of	ADP
fsr-3395	2	25	investments	investment	NOUN
fsr-3395	2	26	owned	own	VERB
fsr-3395	2	27	,	,	PUNCT
fsr-3395	2	28	knowledge	knowledge	NOUN
fsr-3395	2	29	characteristics	characteristic	NOUN
fsr-3395	2	30	,	,	PUNCT
fsr-3395	2	31	investor	investor	NOUN
fsr-3395	2	32	confidence	confidence	NOUN
fsr-3395	2	33	,	,	PUNCT
fsr-3395	2	34	and	and	CCONJ
fsr-3395	2	35	help	help	VERB
fsr-3395	2	36	and	and	CCONJ
fsr-3395	2	37	information	information	NOUN
fsr-3395	2	38	sources	source	NOUN
fsr-3395	2	39	.	.	PUNCT
fsr-3395	3	1	general	general	ADJ
fsr-3395	3	2	profiles	profile	NOUN
fsr-3395	3	3	of	of	ADP
fsr-3395	3	4	investors	investor	NOUN
fsr-3395	3	5	emerged	emerge	VERB
fsr-3395	3	6	from	from	ADP
fsr-3395	3	7	the	the	DET
fsr-3395	3	8	analyses	analysis	NOUN
fsr-3395	3	9	that	that	PRON
fsr-3395	3	10	can	can	AUX
fsr-3395	3	11	be	be	AUX
fsr-3395	3	12	used	use	VERB
fsr-3395	3	13	by	by	ADP
fsr-3395	3	14	financial	financial	ADJ
fsr-3395	3	15	planners	planner	NOUN
fsr-3395	3	16	to	to	PART
fsr-3395	3	17	better	well	ADV
fsr-3395	3	18	understand	understand	VERB
fsr-3395	3	19	the	the	DET
fsr-3395	3	20	unique	unique	ADJ
fsr-3395	3	21	profiles	profile	NOUN
fsr-3395	3	22	of	of	ADP
fsr-3395	3	23	those	those	PRON
fsr-3395	3	24	who	who	PRON
fsr-3395	3	25	own	own	VERB
fsr-3395	3	26	certain	certain	ADJ
fsr-3395	3	27	types	type	NOUN
fsr-3395	3	28	of	of	ADP
fsr-3395	3	29	investments	investment	NOUN
fsr-3395	3	30	.	.	PUNCT
fsr-3395	4	1	investors	investor	NOUN
fsr-3395	4	2	who	who	PRON
fsr-3395	4	3	exhibited	exhibit	VERB
fsr-3395	4	4	over	over	ADP
fsr-3395	4	5	-	-	PUNCT
fsr-3395	4	6	confidence	confidence	NOUN
fsr-3395	4	7	in	in	ADP
fsr-3395	4	8	their	their	PRON
fsr-3395	4	9	financial	financial	ADJ
fsr-3395	4	10	knowledge	knowledge	NOUN
fsr-3395	4	11	were	be	AUX
fsr-3395	4	12	more	more	ADV
fsr-3395	4	13	likely	likely	ADJ
fsr-3395	4	14	to	to	PART
fsr-3395	4	15	hold	hold	VERB
fsr-3395	4	16	annuities	annuity	NOUN
fsr-3395	4	17	,	,	PUNCT
fsr-3395	4	18	cash	cash	NOUN
fsr-3395	4	19	value	value	NOUN
fsr-3395	4	20	life	life	NOUN
fsr-3395	4	21	insurance	insurance	NOUN
fsr-3395	4	22	,	,	PUNCT
fsr-3395	4	23	and	and	CCONJ
fsr-3395	4	24	commodities	commodity	NOUN
fsr-3395	4	25	.	.	PUNCT
fsr-3395	5	1	it	it	PRON
fsr-3395	5	2	was	be	AUX
fsr-3395	5	3	also	also	ADV
fsr-3395	5	4	determined	determined	ADJ
fsr-3395	5	5	that	that	SCONJ
fsr-3395	5	6	financial	financial	ADJ
fsr-3395	5	7	planners	planner	NOUN
fsr-3395	5	8	play	play	VERB
fsr-3395	5	9	an	an	DET
fsr-3395	5	10	important	important	ADJ
fsr-3395	5	11	role	role	NOUN
fsr-3395	5	12	in	in	ADP
fsr-3395	5	13	promoting	promote	VERB
fsr-3395	5	14	diversification	diversification	NOUN
fsr-3395	5	15	and	and	CCONJ
fsr-3395	5	16	mitigating	mitigate	VERB
fsr-3395	5	17	portfolio	portfolio	NOUN
fsr-3395	5	18	risk	risk	NOUN
fsr-3395	5	19	.	.	PUNCT
fsr-3395	6	1	jel	jel	PROPN
fsr-3395	6	2	classification	classification	NOUN
fsr-3395	6	3	:	:	PUNCT
fsr-3395	6	4	d14	d14	ADJ
fsr-3395	6	5	;	;	PUNCT
fsr-3395	6	6	d81	d81	VERB
fsr-3395	6	7	;	;	PUNCT
fsr-3395	6	8	d9	d9	PROPN
fsr-3395	6	9	;	;	PUNCT
fsr-3395	6	10	g11	g11	PROPN
fsr-3395	6	11	;	;	PUNCT
fsr-3395	6	12	g41	g41	NOUN
fsr-3395	6	13	keywords	keyword	NOUN
fsr-3395	6	14	:	:	PUNCT
fsr-3395	6	15	knowledge	knowledge	NOUN
fsr-3395	6	16	confidence	confidence	NOUN
fsr-3395	6	17	;	;	PUNCT
fsr-3395	6	18	investments	investment	NOUN
fsr-3395	6	19	;	;	PUNCT
fsr-3395	6	20	decision	decision	NOUN
fsr-3395	6	21	-	-	PUNCT
fsr-3395	6	22	making	making	NOUN
fsr-3395	6	23	;	;	PUNCT
fsr-3395	6	24	financial	financial	ADJ
fsr-3395	6	25	planning	planning	NOUN
fsr-3395	6	26	1	1	NUM
fsr-3395	6	27	.	.	PUNCT
fsr-3395	7	1	introduction	introduction	NOUN
fsr-3395	7	2	investors	investor	NOUN
fsr-3395	7	3	have	have	VERB
fsr-3395	7	4	access	access	NOUN
fsr-3395	7	5	to	to	ADP
fsr-3395	7	6	various	various	ADJ
fsr-3395	7	7	asset	asset	NOUN
fsr-3395	7	8	alternatives	alternative	NOUN
fsr-3395	7	9	that	that	PRON
fsr-3395	7	10	can	can	AUX
fsr-3395	7	11	be	be	AUX
fsr-3395	7	12	used	use	VERB
fsr-3395	7	13	when	when	SCONJ
fsr-3395	7	14	developing	develop	VERB
fsr-3395	7	15	a	a	DET
fsr-3395	7	16	portfolio	portfolio	NOUN
fsr-3395	7	17	at	at	ADP
fsr-3395	7	18	the	the	DET
fsr-3395	7	19	household	household	NOUN
fsr-3395	7	20	level	level	NOUN
fsr-3395	7	21	.	.	PUNCT
fsr-3395	8	1	obvious	obvious	ADJ
fsr-3395	8	2	investment	investment	NOUN
fsr-3395	8	3	choices	choice	NOUN
fsr-3395	8	4	include	include	VERB
fsr-3395	8	5	stocks	stock	NOUN
fsr-3395	8	6	(	(	PUNCT
fsr-3395	8	7	equities	equity	NOUN
fsr-3395	8	8	)	)	PUNCT
fsr-3395	8	9	,	,	PUNCT
fsr-3395	8	10	bonds	bond	NOUN
fsr-3395	8	11	*	*	PUNCT
fsr-3395	8	12	corresponding	correspond	VERB
fsr-3395	8	13	author	author	NOUN
fsr-3395	8	14	.	.	PUNCT
fsr-3395	9	1	tel	tel	PROPN
fsr-3395	9	2	.	.	PUNCT
fsr-3395	9	3	:	:	PUNCT
fsr-3395	10	1	�	�	PROPN
fsr-3395	10	2	1	1	NUM
fsr-3395	10	3	-	-	NUM
fsr-3395	10	4	573	573	NUM
fsr-3395	10	5	-	-	PUNCT
fsr-3395	10	6	882	882	NUM
fsr-3395	10	7	-	-	SYM
fsr-3395	10	8	9187	9187	NUM
fsr-3395	10	9	;	;	PUNCT
fsr-3395	10	10	fax	fax	NOUN
fsr-3395	10	11	:	:	PUNCT
fsr-3395	10	12	�	�	PROPN
fsr-3395	10	13	1	1	NUM
fsr-3395	10	14	-	-	NUM
fsr-3395	10	15	573	573	NUM
fsr-3395	10	16	-	-	PUNCT
fsr-3395	10	17	884	884	NUM
fsr-3395	10	18	-	-	PUNCT
fsr-3395	10	19	8389	8389	NUM
fsr-3395	10	20	.	.	PUNCT
fsr-3395	11	1	e	e	X
fsr-3395	11	2	-	-	NOUN
fsr-3395	11	3	mail	mail	NOUN
fsr-3395	11	4	address	address	NOUN
fsr-3395	11	5	:	:	PUNCT
fsr-3395	11	6	rabbania@missouri.edu	rabbania@missouri.edu	PROPN
fsr-3395	11	7	financial	financial	ADJ
fsr-3395	11	8	services	service	NOUN
fsr-3395	11	9	review	review	VERB
fsr-3395	11	10	27	27	NUM
fsr-3395	11	11	(	(	PUNCT
fsr-3395	11	12	2018	2018	NUM
fsr-3395	11	13	)	)	PUNCT
fsr-3395	11	14	209	209	NUM
fsr-3395	11	15	-	-	SYM
fsr-3395	11	16	230	230	NUM
fsr-3395	11	17	1057	1057	NUM
fsr-3395	11	18	-	-	SYM
fsr-3395	11	19	0810/18/$	0810/18/$	NUM
fsr-3395	11	20	–	–	PUNCT
fsr-3395	11	21	see	see	VERB
fsr-3395	11	22	front	front	ADJ
fsr-3395	11	23	matter	matter	NOUN
fsr-3395	11	24	©	©	PROPN
fsr-3395	11	25	2018	2018	NUM
fsr-3395	11	26	academy	academy	NOUN
fsr-3395	11	27	of	of	ADP
fsr-3395	11	28	financial	financial	ADJ
fsr-3395	11	29	services	service	NOUN
fsr-3395	11	30	.	.	PUNCT
fsr-3395	12	1	all	all	DET
fsr-3395	12	2	rights	right	NOUN
fsr-3395	12	3	reserved	reserve	VERB
fsr-3395	12	4	.	.	PUNCT
fsr-3395	13	1	(	(	PUNCT
fsr-3395	13	2	fixed	fix	VERB
fsr-3395	13	3	-	-	PUNCT
fsr-3395	13	4	income	income	NOUN
fsr-3395	13	5	securities	security	NOUN
fsr-3395	13	6	)	)	PUNCT
fsr-3395	13	7	,	,	PUNCT
fsr-3395	13	8	mutual	mutual	ADJ
fsr-3395	13	9	funds	fund	NOUN
fsr-3395	13	10	,	,	PUNCT
fsr-3395	13	11	and	and	CCONJ
fsr-3395	13	12	exchange	exchange	NOUN
fsr-3395	13	13	traded	trade	VERB
fsr-3395	13	14	funds	fund	NOUN
fsr-3395	13	15	(	(	PUNCT
fsr-3395	13	16	etfs	etfs	PROPN
fsr-3395	13	17	)	)	PUNCT
fsr-3395	13	18	.	.	PUNCT
fsr-3395	14	1	other	other	ADJ
fsr-3395	14	2	asset	asset	NOUN
fsr-3395	14	3	alternatives	alternative	NOUN
fsr-3395	14	4	include	include	VERB
fsr-3395	14	5	annuities	annuity	NOUN
fsr-3395	14	6	,	,	PUNCT
fsr-3395	14	7	cash	cash	NOUN
fsr-3395	14	8	value	value	NOUN
fsr-3395	14	9	life	life	NOUN
fsr-3395	14	10	insurance	insurance	NOUN
fsr-3395	14	11	,	,	PUNCT
fsr-3395	14	12	commodities	commodity	NOUN
fsr-3395	14	13	,	,	PUNCT
fsr-3395	14	14	and	and	CCONJ
fsr-3395	14	15	real	real	ADJ
fsr-3395	14	16	estate	estate	NOUN
fsr-3395	14	17	.	.	PUNCT
fsr-3395	15	1	the	the	DET
fsr-3395	15	2	financial	financial	ADJ
fsr-3395	15	3	planning	planning	NOUN
fsr-3395	15	4	literature	literature	NOUN
fsr-3395	15	5	offers	offer	VERB
fsr-3395	15	6	robust	robust	ADJ
fsr-3395	15	7	normative	normative	ADJ
fsr-3395	15	8	and	and	CCONJ
fsr-3395	15	9	descriptive	descriptive	ADJ
fsr-3395	15	10	explanations	explanation	NOUN
fsr-3395	15	11	of	of	ADP
fsr-3395	15	12	the	the	DET
fsr-3395	15	13	household	household	NOUN
fsr-3395	15	14	characteristics	characteristic	NOUN
fsr-3395	15	15	associated	associate	VERB
fsr-3395	15	16	with	with	ADP
fsr-3395	15	17	the	the	DET
fsr-3395	15	18	ownership	ownership	NOUN
fsr-3395	15	19	of	of	ADP
fsr-3395	15	20	certain	certain	ADJ
fsr-3395	15	21	investments	investment	NOUN
fsr-3395	15	22	.	.	PUNCT
fsr-3395	16	1	for	for	ADP
fsr-3395	16	2	example	example	NOUN
fsr-3395	16	3	,	,	PUNCT
fsr-3395	16	4	those	those	PRON
fsr-3395	16	5	who	who	PRON
fsr-3395	16	6	own	own	VERB
fsr-3395	16	7	stocks	stock	NOUN
fsr-3395	16	8	tend	tend	VERB
fsr-3395	16	9	to	to	PART
fsr-3395	16	10	be	be	AUX
fsr-3395	16	11	wealthier	wealthy	ADJ
fsr-3395	16	12	,	,	PUNCT
fsr-3395	16	13	better	well	ADV
fsr-3395	16	14	educated	educate	VERB
fsr-3395	16	15	,	,	PUNCT
fsr-3395	16	16	more	more	ADJ
fsr-3395	16	17	risk	risk	NOUN
fsr-3395	16	18	tolerant	tolerant	ADJ
fsr-3395	16	19	,	,	PUNCT
fsr-3395	16	20	and	and	CCONJ
fsr-3395	16	21	more	more	ADV
fsr-3395	16	22	knowledgeable	knowledgeable	ADJ
fsr-3395	16	23	about	about	ADP
fsr-3395	16	24	the	the	DET
fsr-3395	16	25	financial	financial	ADJ
fsr-3395	16	26	markets	market	NOUN
fsr-3395	16	27	(	(	PUNCT
fsr-3395	16	28	kuzniak	kuzniak	PROPN
fsr-3395	16	29	,	,	PUNCT
fsr-3395	16	30	rabbani	rabbani	PROPN
fsr-3395	16	31	,	,	PUNCT
fsr-3395	16	32	heo	heo	PROPN
fsr-3395	16	33	,	,	PUNCT
fsr-3395	16	34	ruiz	ruiz	NOUN
fsr-3395	16	35	-	-	PUNCT
fsr-3395	16	36	menjivar	menjivar	NOUN
fsr-3395	16	37	,	,	PUNCT
fsr-3395	16	38	and	and	CCONJ
fsr-3395	16	39	grable	grable	NOUN
fsr-3395	16	40	,	,	PUNCT
fsr-3395	16	41	2015	2015	NUM
fsr-3395	16	42	;	;	PUNCT
fsr-3395	16	43	wang	wang	PROPN
fsr-3395	16	44	and	and	CCONJ
fsr-3395	16	45	hanna	hanna	PROPN
fsr-3395	16	46	,	,	PUNCT
fsr-3395	16	47	2007	2007	NUM
fsr-3395	16	48	)	)	PUNCT
fsr-3395	16	49	.	.	PUNCT
fsr-3395	17	1	the	the	DET
fsr-3395	17	2	characteristics	characteristic	NOUN
fsr-3395	17	3	of	of	ADP
fsr-3395	17	4	those	those	PRON
fsr-3395	17	5	who	who	PRON
fsr-3395	17	6	prefer	prefer	VERB
fsr-3395	17	7	bonds	bond	NOUN
fsr-3395	17	8	include	include	VERB
fsr-3395	17	9	general	general	ADJ
fsr-3395	17	10	financial	financial	ADJ
fsr-3395	17	11	risk	risk	NOUN
fsr-3395	17	12	aversion	aversion	NOUN
fsr-3395	17	13	,	,	PUNCT
fsr-3395	17	14	being	be	AUX
fsr-3395	17	15	older	old	ADJ
fsr-3395	17	16	/	/	SYM
fsr-3395	17	17	retired	retire	VERB
fsr-3395	17	18	,	,	PUNCT
fsr-3395	17	19	and	and	CCONJ
fsr-3395	17	20	having	have	VERB
fsr-3395	17	21	a	a	DET
fsr-3395	17	22	fixed	fix	VERB
fsr-3395	17	23	or	or	CCONJ
fsr-3395	17	24	limited	limited	ADJ
fsr-3395	17	25	time	time	NOUN
fsr-3395	17	26	horizon	horizon	NOUN
fsr-3395	17	27	(	(	PUNCT
fsr-3395	17	28	gibson	gibson	PROPN
fsr-3395	17	29	,	,	PUNCT
fsr-3395	17	30	2000	2000	NUM
fsr-3395	17	31	)	)	PUNCT
fsr-3395	17	32	.	.	PUNCT
fsr-3395	18	1	the	the	DET
fsr-3395	18	2	literature	literature	NOUN
fsr-3395	18	3	indicates	indicate	VERB
fsr-3395	18	4	that	that	SCONJ
fsr-3395	18	5	there	there	PRON
fsr-3395	18	6	is	be	VERB
fsr-3395	18	7	considerable	considerable	ADJ
fsr-3395	18	8	heterogeneity	heterogeneity	NOUN
fsr-3395	18	9	in	in	ADP
fsr-3395	18	10	investor	investor	NOUN
fsr-3395	18	11	profiles	profile	NOUN
fsr-3395	18	12	,	,	PUNCT
fsr-3395	18	13	yet	yet	CCONJ
fsr-3395	18	14	the	the	DET
fsr-3395	18	15	underlying	underlie	VERB
fsr-3395	18	16	sources	source	NOUN
fsr-3395	18	17	of	of	ADP
fsr-3395	18	18	these	these	DET
fsr-3395	18	19	differences	difference	NOUN
fsr-3395	18	20	are	be	AUX
fsr-3395	18	21	not	not	PART
fsr-3395	18	22	well	well	ADV
fsr-3395	18	23	understood	understand	VERB
fsr-3395	18	24	.	.	PUNCT
fsr-3395	19	1	there	there	PRON
fsr-3395	19	2	are	be	VERB
fsr-3395	19	3	a	a	DET
fsr-3395	19	4	number	number	NOUN
fsr-3395	19	5	of	of	ADP
fsr-3395	19	6	possible	possible	ADJ
fsr-3395	19	7	explanations	explanation	NOUN
fsr-3395	19	8	for	for	ADP
fsr-3395	19	9	heterogeneity	heterogeneity	NOUN
fsr-3395	19	10	in	in	ADP
fsr-3395	19	11	investor	investor	NOUN
fsr-3395	19	12	profiles	profile	NOUN
fsr-3395	19	13	,	,	PUNCT
fsr-3395	19	14	such	such	ADJ
fsr-3395	19	15	as	as	ADP
fsr-3395	19	16	variability	variability	NOUN
fsr-3395	19	17	in	in	ADP
fsr-3395	19	18	risk	risk	NOUN
fsr-3395	19	19	tolerance	tolerance	NOUN
fsr-3395	19	20	(	(	PUNCT
fsr-3395	19	21	see	see	VERB
fsr-3395	19	22	barsky	barsky	NOUN
fsr-3395	19	23	,	,	PUNCT
fsr-3395	19	24	juster	juster	NOUN
fsr-3395	19	25	,	,	PUNCT
fsr-3395	19	26	kimball	kimball	PROPN
fsr-3395	19	27	,	,	PUNCT
fsr-3395	19	28	and	and	CCONJ
fsr-3395	19	29	shapiro	shapiro	NOUN
fsr-3395	19	30	,	,	PUNCT
fsr-3395	19	31	1997	1997	NUM
fsr-3395	19	32	;	;	PUNCT
fsr-3395	19	33	kimball	kimball	PROPN
fsr-3395	19	34	,	,	PUNCT
fsr-3395	19	35	sahm	sahm	PROPN
fsr-3395	19	36	,	,	PUNCT
fsr-3395	19	37	&	&	CCONJ
fsr-3395	19	38	shapiro	shapiro	PROPN
fsr-3395	19	39	,	,	PUNCT
fsr-3395	19	40	2008	2008	NUM
fsr-3395	19	41	)	)	PUNCT
fsr-3395	19	42	,	,	PUNCT
fsr-3395	19	43	barriers	barrier	NOUN
fsr-3395	19	44	to	to	ADP
fsr-3395	19	45	entry	entry	NOUN
fsr-3395	19	46	that	that	PRON
fsr-3395	19	47	vary	vary	VERB
fsr-3395	19	48	across	across	ADP
fsr-3395	19	49	households	household	NOUN
fsr-3395	19	50	(	(	PUNCT
fsr-3395	19	51	vissing	visse	VERB
fsr-3395	19	52	-	-	PUNCT
fsr-3395	19	53	jorgensen	jorgensen	PROPN
fsr-3395	19	54	,	,	PUNCT
fsr-3395	19	55	2002	2002	NUM
fsr-3395	19	56	)	)	PUNCT
fsr-3395	19	57	,	,	PUNCT
fsr-3395	19	58	and	and	CCONJ
fsr-3395	19	59	differences	difference	NOUN
fsr-3395	19	60	in	in	ADP
fsr-3395	19	61	the	the	DET
fsr-3395	19	62	riskiness	riskiness	NOUN
fsr-3395	19	63	or	or	CCONJ
fsr-3395	19	64	magnitude	magnitude	NOUN
fsr-3395	19	65	of	of	ADP
fsr-3395	19	66	a	a	DET
fsr-3395	19	67	household	household	NOUN
fsr-3395	19	68	’s	’s	PART
fsr-3395	19	69	non	non	ADJ
fsr-3395	19	70	-	-	ADJ
fsr-3395	19	71	financial	financial	ADJ
fsr-3395	19	72	wealth	wealth	NOUN
fsr-3395	19	73	,	,	PUNCT
fsr-3395	19	74	for	for	ADP
fsr-3395	19	75	example	example	NOUN
fsr-3395	19	76	,	,	PUNCT
fsr-3395	19	77	human	human	ADJ
fsr-3395	19	78	capital	capital	NOUN
fsr-3395	19	79	(	(	PUNCT
fsr-3395	19	80	guiso	guiso	PROPN
fsr-3395	19	81	,	,	PUNCT
fsr-3395	19	82	jappelli	jappelli	PROPN
fsr-3395	19	83	,	,	PUNCT
fsr-3395	19	84	and	and	CCONJ
fsr-3395	19	85	terlizzese	terlizzese	NOUN
fsr-3395	19	86	,	,	PUNCT
fsr-3395	19	87	1996	1996	NUM
fsr-3395	19	88	;	;	PUNCT
fsr-3395	19	89	heaton	heaton	PROPN
fsr-3395	19	90	and	and	CCONJ
fsr-3395	19	91	lucas	lucas	PROPN
fsr-3395	19	92	,	,	PUNCT
fsr-3395	19	93	2000	2000	NUM
fsr-3395	19	94	;	;	PUNCT
fsr-3395	19	95	vissingjorgensen	vissingjorgensen	NOUN
fsr-3395	19	96	,	,	PUNCT
fsr-3395	19	97	2002	2002	NUM
fsr-3395	19	98	)	)	PUNCT
fsr-3395	19	99	.	.	PUNCT
fsr-3395	20	1	although	although	SCONJ
fsr-3395	20	2	,	,	PUNCT
fsr-3395	20	3	previous	previous	ADJ
fsr-3395	20	4	empirical	empirical	ADJ
fsr-3395	20	5	research	research	NOUN
fsr-3395	20	6	has	have	AUX
fsr-3395	20	7	found	find	VERB
fsr-3395	20	8	some	some	DET
fsr-3395	20	9	evidence	evidence	NOUN
fsr-3395	20	10	for	for	ADP
fsr-3395	20	11	each	each	PRON
fsr-3395	20	12	of	of	ADP
fsr-3395	20	13	these	these	DET
fsr-3395	20	14	explanations	explanation	NOUN
fsr-3395	20	15	,	,	PUNCT
fsr-3395	20	16	much	much	ADJ
fsr-3395	20	17	of	of	ADP
fsr-3395	20	18	the	the	DET
fsr-3395	20	19	observed	observe	VERB
fsr-3395	20	20	variation	variation	NOUN
fsr-3395	20	21	in	in	ADP
fsr-3395	20	22	household	household	NOUN
fsr-3395	20	23	characteristics	characteristic	NOUN
fsr-3395	20	24	is	be	AUX
fsr-3395	20	25	still	still	ADV
fsr-3395	20	26	unexplained	unexplained	ADJ
fsr-3395	20	27	.	.	PUNCT
fsr-3395	21	1	in	in	ADP
fsr-3395	21	2	addition	addition	NOUN
fsr-3395	21	3	,	,	PUNCT
fsr-3395	21	4	it	it	PRON
fsr-3395	21	5	is	be	AUX
fsr-3395	21	6	less	less	ADV
fsr-3395	21	7	well	well	ADV
fsr-3395	21	8	known	know	VERB
fsr-3395	21	9	,	,	PUNCT
fsr-3395	21	10	or	or	CCONJ
fsr-3395	21	11	described	describe	VERB
fsr-3395	21	12	in	in	ADP
fsr-3395	21	13	the	the	DET
fsr-3395	21	14	literature	literature	NOUN
fsr-3395	21	15	,	,	PUNCT
fsr-3395	21	16	if	if	SCONJ
fsr-3395	21	17	household	household	NOUN
fsr-3395	21	18	characteristics	characteristic	NOUN
fsr-3395	21	19	are	be	AUX
fsr-3395	21	20	shared	share	VERB
fsr-3395	21	21	across	across	ADP
fsr-3395	21	22	investment	investment	NOUN
fsr-3395	21	23	types	type	NOUN
fsr-3395	21	24	.	.	PUNCT
fsr-3395	22	1	one	one	PRON
fsr-3395	22	2	might	might	AUX
fsr-3395	22	3	imagine	imagine	VERB
fsr-3395	22	4	that	that	SCONJ
fsr-3395	22	5	the	the	DET
fsr-3395	22	6	profile	profile	NOUN
fsr-3395	22	7	of	of	ADP
fsr-3395	22	8	a	a	DET
fsr-3395	22	9	stock	stock	NOUN
fsr-3395	22	10	investor	investor	NOUN
fsr-3395	22	11	differs	differ	VERB
fsr-3395	22	12	significantly	significantly	ADV
fsr-3395	22	13	from	from	ADP
fsr-3395	22	14	that	that	PRON
fsr-3395	22	15	of	of	ADP
fsr-3395	22	16	an	an	DET
fsr-3395	22	17	annuity	annuity	NOUN
fsr-3395	22	18	investor	investor	NOUN
fsr-3395	22	19	,	,	PUNCT
fsr-3395	22	20	or	or	CCONJ
fsr-3395	22	21	that	that	SCONJ
fsr-3395	22	22	those	those	PRON
fsr-3395	22	23	who	who	PRON
fsr-3395	22	24	own	own	VERB
fsr-3395	22	25	bonds	bond	NOUN
fsr-3395	22	26	are	be	AUX
fsr-3395	22	27	more	more	ADV
fsr-3395	22	28	likely	likely	ADJ
fsr-3395	22	29	to	to	PART
fsr-3395	22	30	also	also	ADV
fsr-3395	22	31	own	own	VERB
fsr-3395	22	32	cash	cash	NOUN
fsr-3395	22	33	value	value	NOUN
fsr-3395	22	34	life	life	NOUN
fsr-3395	22	35	insurance	insurance	NOUN
fsr-3395	22	36	.	.	PUNCT
fsr-3395	23	1	determining	determine	VERB
fsr-3395	23	2	whether	whether	SCONJ
fsr-3395	23	3	such	such	ADJ
fsr-3395	23	4	assumptions	assumption	NOUN
fsr-3395	23	5	are	be	AUX
fsr-3395	23	6	true	true	ADJ
fsr-3395	23	7	and	and	CCONJ
fsr-3395	23	8	what	what	PRON
fsr-3395	23	9	may	may	AUX
fsr-3395	23	10	be	be	AUX
fsr-3395	23	11	the	the	DET
fsr-3395	23	12	underlying	underlie	VERB
fsr-3395	23	13	explanation	explanation	NOUN
fsr-3395	23	14	for	for	ADP
fsr-3395	23	15	differences	difference	NOUN
fsr-3395	23	16	(	(	PUNCT
fsr-3395	23	17	or	or	CCONJ
fsr-3395	23	18	similarities	similarity	NOUN
fsr-3395	23	19	)	)	PUNCT
fsr-3395	23	20	is	be	AUX
fsr-3395	23	21	important	important	ADJ
fsr-3395	23	22	in	in	ADP
fsr-3395	23	23	the	the	DET
fsr-3395	23	24	context	context	NOUN
fsr-3395	23	25	of	of	ADP
fsr-3395	23	26	financial	financial	ADJ
fsr-3395	23	27	planning	planning	NOUN
fsr-3395	23	28	.	.	PUNCT
fsr-3395	24	1	specifically	specifically	ADV
fsr-3395	24	2	,	,	PUNCT
fsr-3395	24	3	financial	financial	ADJ
fsr-3395	24	4	planners	planner	NOUN
fsr-3395	24	5	need	need	VERB
fsr-3395	24	6	insights	insight	NOUN
fsr-3395	24	7	into	into	ADP
fsr-3395	24	8	the	the	DET
fsr-3395	24	9	profile	profile	NOUN
fsr-3395	24	10	of	of	ADP
fsr-3395	24	11	investors	investor	NOUN
fsr-3395	24	12	who	who	PRON
fsr-3395	24	13	are	be	AUX
fsr-3395	24	14	more	more	ADV
fsr-3395	24	15	or	or	CCONJ
fsr-3395	24	16	less	less	ADV
fsr-3395	24	17	likely	likely	ADJ
fsr-3395	24	18	to	to	PART
fsr-3395	24	19	hold	hold	VERB
fsr-3395	24	20	specific	specific	ADJ
fsr-3395	24	21	types	type	NOUN
fsr-3395	24	22	of	of	ADP
fsr-3395	24	23	investment	investment	NOUN
fsr-3395	24	24	products	product	NOUN
fsr-3395	24	25	.	.	PUNCT
fsr-3395	25	1	understanding	understand	VERB
fsr-3395	25	2	how	how	SCONJ
fsr-3395	25	3	an	an	DET
fsr-3395	25	4	investor	investor	NOUN
fsr-3395	25	5	’s	’s	PART
fsr-3395	25	6	profile	profile	NOUN
fsr-3395	25	7	relates	relate	VERB
fsr-3395	25	8	to	to	ADP
fsr-3395	25	9	her	she	PRON
fsr-3395	25	10	or	or	CCONJ
fsr-3395	25	11	his	his	PRON
fsr-3395	25	12	investment	investment	NOUN
fsr-3395	25	13	preferences	preference	NOUN
fsr-3395	25	14	and	and	CCONJ
fsr-3395	25	15	choices	choice	NOUN
fsr-3395	25	16	is	be	AUX
fsr-3395	25	17	one	one	NUM
fsr-3395	25	18	way	way	NOUN
fsr-3395	25	19	to	to	ADP
fsr-3395	25	20	more	more	ADV
fsr-3395	25	21	precisely	precisely	ADV
fsr-3395	25	22	match	match	VERB
fsr-3395	25	23	portfolio	portfolio	NOUN
fsr-3395	25	24	development	development	NOUN
fsr-3395	25	25	needs	need	VERB
fsr-3395	25	26	to	to	ADP
fsr-3395	25	27	a	a	DET
fsr-3395	25	28	client	client	NOUN
fsr-3395	25	29	’s	’s	PART
fsr-3395	25	30	unique	unique	ADJ
fsr-3395	25	31	situation	situation	NOUN
fsr-3395	25	32	.	.	PUNCT
fsr-3395	26	1	over	over	ADP
fsr-3395	26	2	the	the	DET
fsr-3395	26	3	past	past	ADJ
fsr-3395	26	4	20	20	NUM
fsr-3395	26	5	years	year	NOUN
fsr-3395	26	6	,	,	PUNCT
fsr-3395	26	7	two	two	NUM
fsr-3395	26	8	distinct	distinct	ADJ
fsr-3395	26	9	lines	line	NOUN
fsr-3395	26	10	of	of	ADP
fsr-3395	26	11	research	research	NOUN
fsr-3395	26	12	have	have	AUX
fsr-3395	26	13	taken	take	VERB
fsr-3395	26	14	place	place	NOUN
fsr-3395	26	15	to	to	PART
fsr-3395	26	16	better	well	ADV
fsr-3395	26	17	understand	understand	VERB
fsr-3395	26	18	the	the	DET
fsr-3395	26	19	general	general	ADJ
fsr-3395	26	20	profile	profile	NOUN
fsr-3395	26	21	and	and	CCONJ
fsr-3395	26	22	specific	specific	ADJ
fsr-3395	26	23	characteristics	characteristic	NOUN
fsr-3395	26	24	of	of	ADP
fsr-3395	26	25	investors	investor	NOUN
fsr-3395	26	26	.	.	PUNCT
fsr-3395	27	1	these	these	DET
fsr-3395	27	2	studies	study	NOUN
fsr-3395	27	3	have	have	VERB
fsr-3395	27	4	practical	practical	ADJ
fsr-3395	27	5	significance	significance	NOUN
fsr-3395	27	6	to	to	ADP
fsr-3395	27	7	the	the	DET
fsr-3395	27	8	providers	provider	NOUN
fsr-3395	27	9	of	of	ADP
fsr-3395	27	10	financial	financial	ADJ
fsr-3395	27	11	services	service	NOUN
fsr-3395	27	12	.	.	PUNCT
fsr-3395	28	1	one	one	NUM
fsr-3395	28	2	line	line	NOUN
fsr-3395	28	3	of	of	ADP
fsr-3395	28	4	inquiry	inquiry	NOUN
fsr-3395	28	5	has	have	AUX
fsr-3395	28	6	revolved	revolve	VERB
fsr-3395	28	7	around	around	ADP
fsr-3395	28	8	understanding	understand	VERB
fsr-3395	28	9	how	how	SCONJ
fsr-3395	28	10	preferences	preference	NOUN
fsr-3395	28	11	,	,	PUNCT
fsr-3395	28	12	attitudes	attitude	NOUN
fsr-3395	28	13	,	,	PUNCT
fsr-3395	28	14	and	and	CCONJ
fsr-3395	28	15	behavioral	behavioral	ADJ
fsr-3395	28	16	and	and	CCONJ
fsr-3395	28	17	cognitive	cognitive	ADJ
fsr-3395	28	18	biases	bias	NOUN
fsr-3395	28	19	influence	influence	VERB
fsr-3395	28	20	investment	investment	NOUN
fsr-3395	28	21	choices	choice	NOUN
fsr-3395	28	22	.	.	PUNCT
fsr-3395	29	1	much	much	ADJ
fsr-3395	29	2	of	of	ADP
fsr-3395	29	3	this	this	DET
fsr-3395	29	4	research	research	NOUN
fsr-3395	29	5	has	have	AUX
fsr-3395	29	6	centered	center	VERB
fsr-3395	29	7	on	on	ADP
fsr-3395	29	8	the	the	DET
fsr-3395	29	9	concept	concept	NOUN
fsr-3395	29	10	of	of	ADP
fsr-3395	29	11	investor	investor	NOUN
fsr-3395	29	12	confidence	confidence	NOUN
fsr-3395	29	13	.	.	PUNCT
fsr-3395	30	1	consider	consider	VERB
fsr-3395	30	2	the	the	DET
fsr-3395	30	3	work	work	NOUN
fsr-3395	30	4	of	of	ADP
fsr-3395	30	5	barber	barber	NOUN
fsr-3395	30	6	and	and	CCONJ
fsr-3395	30	7	odean	odean	ADJ
fsr-3395	30	8	(	(	PUNCT
fsr-3395	30	9	2001	2001	NUM
fsr-3395	30	10	)	)	PUNCT
fsr-3395	30	11	.	.	PUNCT
fsr-3395	31	1	they	they	PRON
fsr-3395	31	2	found	find	VERB
fsr-3395	31	3	that	that	SCONJ
fsr-3395	31	4	over	over	ADV
fsr-3395	31	5	-	-	PUNCT
fsr-3395	31	6	confident	confident	ADJ
fsr-3395	31	7	investors	investor	NOUN
fsr-3395	31	8	(	(	PUNCT
fsr-3395	31	9	typically	typically	ADV
fsr-3395	31	10	men	man	NOUN
fsr-3395	31	11	)	)	PUNCT
fsr-3395	31	12	trade	trade	NOUN
fsr-3395	31	13	excessively	excessively	ADV
fsr-3395	31	14	,	,	PUNCT
fsr-3395	31	15	usually	usually	ADV
fsr-3395	31	16	to	to	ADP
fsr-3395	31	17	the	the	DET
fsr-3395	31	18	detriment	detriment	NOUN
fsr-3395	31	19	of	of	ADP
fsr-3395	31	20	portfolio	portfolio	NOUN
fsr-3395	31	21	diversification	diversification	NOUN
fsr-3395	31	22	and	and	CCONJ
fsr-3395	31	23	performance	performance	NOUN
fsr-3395	31	24	.	.	PUNCT
fsr-3395	32	1	the	the	DET
fsr-3395	32	2	notion	notion	NOUN
fsr-3395	32	3	of	of	ADP
fsr-3395	32	4	confidence	confidence	NOUN
fsr-3395	32	5	encompasses	encompass	VERB
fsr-3395	32	6	a	a	DET
fsr-3395	32	7	variety	variety	NOUN
fsr-3395	32	8	of	of	ADP
fsr-3395	32	9	variables	variable	NOUN
fsr-3395	32	10	,	,	PUNCT
fsr-3395	32	11	including	include	VERB
fsr-3395	32	12	knowledge	knowledge	NOUN
fsr-3395	32	13	,	,	PUNCT
fsr-3395	32	14	expectations	expectation	NOUN
fsr-3395	32	15	,	,	PUNCT
fsr-3395	32	16	and	and	CCONJ
fsr-3395	32	17	preferences	preference	NOUN
fsr-3395	32	18	.	.	PUNCT
fsr-3395	33	1	as	as	ADP
fsr-3395	33	2	such	such	ADJ
fsr-3395	33	3	,	,	PUNCT
fsr-3395	33	4	being	be	AUX
fsr-3395	33	5	able	able	ADJ
fsr-3395	33	6	to	to	PART
fsr-3395	33	7	identify	identify	VERB
fsr-3395	33	8	states	state	NOUN
fsr-3395	33	9	of	of	ADP
fsr-3395	33	10	underor	underor	NOUN
fsr-3395	33	11	over	over	ADP
fsr-3395	33	12	-	-	PUNCT
fsr-3395	33	13	confidence	confidence	NOUN
fsr-3395	33	14	has	have	AUX
fsr-3395	33	15	emerged	emerge	VERB
fsr-3395	33	16	as	as	ADP
fsr-3395	33	17	a	a	DET
fsr-3395	33	18	powerful	powerful	ADJ
fsr-3395	33	19	financial	financial	ADJ
fsr-3395	33	20	planning	planning	NOUN
fsr-3395	33	21	tool	tool	NOUN
fsr-3395	33	22	to	to	PART
fsr-3395	33	23	describe	describe	VERB
fsr-3395	33	24	investor	investor	NOUN
fsr-3395	33	25	profiles	profile	NOUN
fsr-3395	33	26	.	.	PUNCT
fsr-3395	34	1	the	the	DET
fsr-3395	34	2	hypothesis	hypothesis	NOUN
fsr-3395	34	3	underlying	underlie	VERB
fsr-3395	34	4	the	the	DET
fsr-3395	34	5	over	over	ADP
fsr-3395	34	6	-	-	PUNCT
fsr-3395	34	7	confidence	confidence	NOUN
fsr-3395	34	8	model	model	NOUN
fsr-3395	34	9	is	be	AUX
fsr-3395	34	10	that	that	SCONJ
fsr-3395	34	11	investors	investor	NOUN
fsr-3395	34	12	often	often	ADV
fsr-3395	34	13	over	over	AUX
fsr-3395	34	14	-	-	PUNCT
fsr-3395	34	15	estimate	estimate	VERB
fsr-3395	34	16	the	the	DET
fsr-3395	34	17	value	value	NOUN
fsr-3395	34	18	of	of	ADP
fsr-3395	34	19	private	private	ADJ
fsr-3395	34	20	financial	financial	ADJ
fsr-3395	34	21	knowledge	knowledge	NOUN
fsr-3395	34	22	.	.	PUNCT
fsr-3395	35	1	this	this	DET
fsr-3395	35	2	insight	insight	NOUN
fsr-3395	35	3	has	have	AUX
fsr-3395	35	4	led	lead	VERB
fsr-3395	35	5	to	to	ADP
fsr-3395	35	6	the	the	DET
fsr-3395	35	7	second	second	ADJ
fsr-3395	35	8	line	line	NOUN
fsr-3395	35	9	of	of	ADP
fsr-3395	35	10	inquiry	inquiry	NOUN
fsr-3395	35	11	into	into	ADP
fsr-3395	35	12	investor	investor	NOUN
fsr-3395	35	13	profiles	profile	NOUN
fsr-3395	35	14	:	:	PUNCT
fsr-3395	35	15	the	the	DET
fsr-3395	35	16	role	role	NOUN
fsr-3395	35	17	of	of	ADP
fsr-3395	35	18	information	information	NOUN
fsr-3395	35	19	search	search	NOUN
fsr-3395	35	20	and	and	CCONJ
fsr-3395	35	21	help	help	AUX
fsr-3395	35	22	-	-	PUNCT
fsr-3395	35	23	seeking	seek	VERB
fsr-3395	35	24	behavior	behavior	NOUN
fsr-3395	35	25	.	.	PUNCT
fsr-3395	36	1	existing	exist	VERB
fsr-3395	36	2	help	help	NOUN
fsr-3395	36	3	-	-	PUNCT
fsr-3395	36	4	seeking	seek	VERB
fsr-3395	36	5	research	research	NOUN
fsr-3395	36	6	has	have	AUX
fsr-3395	36	7	resulted	result	VERB
fsr-3395	36	8	in	in	ADP
fsr-3395	36	9	the	the	DET
fsr-3395	36	10	development	development	NOUN
fsr-3395	36	11	of	of	ADP
fsr-3395	36	12	several	several	ADJ
fsr-3395	36	13	frameworks	framework	NOUN
fsr-3395	36	14	used	use	VERB
fsr-3395	36	15	to	to	PART
fsr-3395	36	16	describe	describe	VERB
fsr-3395	36	17	the	the	DET
fsr-3395	36	18	profile	profile	NOUN
fsr-3395	36	19	of	of	ADP
fsr-3395	36	20	those	those	PRON
fsr-3395	36	21	who	who	PRON
fsr-3395	36	22	are	be	AUX
fsr-3395	36	23	more	more	ADV
fsr-3395	36	24	likely	likely	ADJ
fsr-3395	36	25	to	to	PART
fsr-3395	36	26	use	use	VERB
fsr-3395	36	27	the	the	DET
fsr-3395	36	28	services	service	NOUN
fsr-3395	36	29	of	of	ADP
fsr-3395	36	30	a	a	DET
fsr-3395	36	31	professional	professional	ADJ
fsr-3395	36	32	financial	financial	ADJ
fsr-3395	36	33	210	210	NUM
fsr-3395	36	34	a.	a.	NOUN
fsr-3395	36	35	rabbani	rabbani	PROPN
fsr-3395	36	36	et	et	PROPN
fsr-3395	36	37	al	al	PROPN
fsr-3395	36	38	.	.	PUNCT
fsr-3395	36	39	/	/	SYM
fsr-3395	36	40	financial	financial	ADJ
fsr-3395	36	41	services	service	NOUN
fsr-3395	36	42	review	review	VERB
fsr-3395	36	43	27	27	NUM
fsr-3395	36	44	(	(	PUNCT
fsr-3395	36	45	2018	2018	NUM
fsr-3395	36	46	)	)	PUNCT
fsr-3395	36	47	209	209	NUM
fsr-3395	36	48	-	-	SYM
fsr-3395	36	49	230	230	NUM
fsr-3395	36	50	advisor	advisor	NOUN
fsr-3395	36	51	compared	compare	VERB
fsr-3395	36	52	with	with	ADP
fsr-3395	36	53	other	other	ADJ
fsr-3395	36	54	sources	source	NOUN
fsr-3395	36	55	of	of	ADP
fsr-3395	36	56	help	help	NOUN
fsr-3395	36	57	,	,	PUNCT
fsr-3395	36	58	including	include	VERB
fsr-3395	36	59	family	family	NOUN
fsr-3395	36	60	,	,	PUNCT
fsr-3395	36	61	friends	friend	NOUN
fsr-3395	36	62	,	,	PUNCT
fsr-3395	36	63	colleagues	colleague	NOUN
fsr-3395	36	64	,	,	PUNCT
fsr-3395	36	65	and	and	CCONJ
fsr-3395	36	66	the	the	DET
fsr-3395	36	67	media	medium	NOUN
fsr-3395	36	68	.	.	PUNCT
fsr-3395	37	1	the	the	DET
fsr-3395	37	2	outgrowth	outgrowth	NOUN
fsr-3395	37	3	of	of	ADP
fsr-3395	37	4	this	this	DET
fsr-3395	37	5	type	type	NOUN
fsr-3395	37	6	of	of	ADP
fsr-3395	37	7	research	research	NOUN
fsr-3395	37	8	has	have	AUX
fsr-3395	37	9	resulted	result	VERB
fsr-3395	37	10	in	in	ADP
fsr-3395	37	11	documentation	documentation	NOUN
fsr-3395	37	12	that	that	SCONJ
fsr-3395	37	13	financial	financial	ADJ
fsr-3395	37	14	professionals	professional	NOUN
fsr-3395	37	15	add	add	VERB
fsr-3395	37	16	value	value	NOUN
fsr-3395	37	17	by	by	ADP
fsr-3395	37	18	helping	help	VERB
fsr-3395	37	19	clients	client	NOUN
fsr-3395	37	20	better	well	ADV
fsr-3395	37	21	implement	implement	VERB
fsr-3395	37	22	recommendations	recommendation	NOUN
fsr-3395	37	23	that	that	PRON
fsr-3395	37	24	reduce	reduce	VERB
fsr-3395	37	25	tax	tax	NOUN
fsr-3395	37	26	liabilities	liability	NOUN
fsr-3395	37	27	(	(	PUNCT
fsr-3395	37	28	i.e.	i.e.	X
fsr-3395	37	29	,	,	PUNCT
fsr-3395	37	30	gamma	gamma	NOUN
fsr-3395	37	31	)	)	PUNCT
fsr-3395	37	32	(	(	PUNCT
fsr-3395	37	33	blanchett	blanchett	PROPN
fsr-3395	37	34	and	and	CCONJ
fsr-3395	37	35	kaplan	kaplan	PROPN
fsr-3395	37	36	,	,	PUNCT
fsr-3395	37	37	2013	2013	NUM
fsr-3395	37	38	)	)	PUNCT
fsr-3395	37	39	and	and	CCONJ
fsr-3395	37	40	decrease	decrease	VERB
fsr-3395	37	41	wealth	wealth	NOUN
fsr-3395	37	42	volatility	volatility	NOUN
fsr-3395	37	43	(	(	PUNCT
fsr-3395	37	44	i.e.	i.e.	X
fsr-3395	37	45	,	,	PUNCT
fsr-3395	37	46	zeta	zeta	PROPN
fsr-3395	37	47	)	)	PUNCT
fsr-3395	37	48	(	(	PUNCT
fsr-3395	37	49	grable	grable	NOUN
fsr-3395	37	50	and	and	CCONJ
fsr-3395	37	51	chatterjee	chatterjee	NOUN
fsr-3395	37	52	,	,	PUNCT
fsr-3395	37	53	2014	2014	NUM
fsr-3395	37	54	)	)	PUNCT
fsr-3395	37	55	.	.	PUNCT
fsr-3395	38	1	the	the	DET
fsr-3395	38	2	source	source	NOUN
fsr-3395	38	3	of	of	ADP
fsr-3395	38	4	help	help	NOUN
fsr-3395	38	5	may	may	AUX
fsr-3395	38	6	partially	partially	ADV
fsr-3395	38	7	explain	explain	VERB
fsr-3395	38	8	the	the	DET
fsr-3395	38	9	types	type	NOUN
fsr-3395	38	10	of	of	ADP
fsr-3395	38	11	assets	asset	NOUN
fsr-3395	38	12	owned	own	VERB
fsr-3395	38	13	by	by	ADP
fsr-3395	38	14	investors	investor	NOUN
fsr-3395	38	15	.	.	PUNCT
fsr-3395	39	1	financial	financial	ADJ
fsr-3395	39	2	planners	planner	NOUN
fsr-3395	39	3	,	,	PUNCT
fsr-3395	39	4	as	as	ADV
fsr-3395	39	5	well	well	ADV
fsr-3395	39	6	as	as	ADP
fsr-3395	39	7	other	other	ADJ
fsr-3395	39	8	financial	financial	ADJ
fsr-3395	39	9	advisors	advisor	NOUN
fsr-3395	39	10	,	,	PUNCT
fsr-3395	39	11	have	have	VERB
fsr-3395	39	12	a	a	DET
fsr-3395	39	13	vested	vested	ADJ
fsr-3395	39	14	interest	interest	NOUN
fsr-3395	39	15	in	in	ADP
fsr-3395	39	16	understanding	understand	VERB
fsr-3395	39	17	how	how	SCONJ
fsr-3395	39	18	the	the	DET
fsr-3395	39	19	source	source	NOUN
fsr-3395	39	20	of	of	ADP
fsr-3395	39	21	financial	financial	ADJ
fsr-3395	39	22	help	help	NOUN
fsr-3395	39	23	an	an	DET
fsr-3395	39	24	investor	investor	NOUN
fsr-3395	39	25	uses	use	VERB
fsr-3395	39	26	to	to	PART
fsr-3395	39	27	guide	guide	VERB
fsr-3395	39	28	financial	financial	ADJ
fsr-3395	39	29	decision	decision	NOUN
fsr-3395	39	30	making	making	NOUN
fsr-3395	39	31	can	can	AUX
fsr-3395	39	32	influence	influence	VERB
fsr-3395	39	33	the	the	DET
fsr-3395	39	34	preference	preference	NOUN
fsr-3395	39	35	for	for	ADP
fsr-3395	39	36	and	and	CCONJ
fsr-3395	39	37	use	use	NOUN
fsr-3395	39	38	of	of	ADP
fsr-3395	39	39	specific	specific	ADJ
fsr-3395	39	40	investment	investment	NOUN
fsr-3395	39	41	products	product	NOUN
fsr-3395	39	42	.	.	PUNCT
fsr-3395	40	1	it	it	PRON
fsr-3395	40	2	is	be	AUX
fsr-3395	40	3	reasonable	reasonable	ADJ
fsr-3395	40	4	to	to	PART
fsr-3395	40	5	expect	expect	VERB
fsr-3395	40	6	that	that	SCONJ
fsr-3395	40	7	the	the	DET
fsr-3395	40	8	help	help	NOUN
fsr-3395	40	9	-	-	PUNCT
fsr-3395	40	10	seeking	seek	VERB
fsr-3395	40	11	behavior	behavior	NOUN
fsr-3395	40	12	of	of	ADP
fsr-3395	40	13	investors	investor	NOUN
fsr-3395	40	14	moderates	moderate	VERB
fsr-3395	40	15	the	the	DET
fsr-3395	40	16	effect	effect	NOUN
fsr-3395	40	17	of	of	ADP
fsr-3395	40	18	confidence	confidence	NOUN
fsr-3395	40	19	on	on	ADP
fsr-3395	40	20	the	the	DET
fsr-3395	40	21	preference	preference	NOUN
fsr-3395	40	22	for	for	ADP
fsr-3395	40	23	specific	specific	ADJ
fsr-3395	40	24	investment	investment	NOUN
fsr-3395	40	25	assets	asset	NOUN
fsr-3395	40	26	.	.	PUNCT
fsr-3395	41	1	curiously	curiously	ADV
fsr-3395	41	2	,	,	PUNCT
fsr-3395	41	3	very	very	ADV
fsr-3395	41	4	little	little	ADJ
fsr-3395	41	5	work	work	NOUN
fsr-3395	41	6	has	have	AUX
fsr-3395	41	7	been	be	AUX
fsr-3395	41	8	conducted	conduct	VERB
fsr-3395	41	9	to	to	PART
fsr-3395	41	10	determine	determine	VERB
fsr-3395	41	11	the	the	DET
fsr-3395	41	12	synergistic	synergistic	ADJ
fsr-3395	41	13	roles	role	NOUN
fsr-3395	41	14	of	of	ADP
fsr-3395	41	15	confidence	confidence	NOUN
fsr-3395	41	16	and	and	CCONJ
fsr-3395	41	17	help	help	NOUN
fsr-3395	41	18	and	and	CCONJ
fsr-3395	41	19	information	information	NOUN
fsr-3395	41	20	sources	source	NOUN
fsr-3395	41	21	as	as	ADP
fsr-3395	41	22	factors	factor	NOUN
fsr-3395	41	23	associated	associate	VERB
fsr-3395	41	24	with	with	ADP
fsr-3395	41	25	an	an	DET
fsr-3395	41	26	investor	investor	NOUN
fsr-3395	41	27	’s	’s	PART
fsr-3395	41	28	profile	profile	NOUN
fsr-3395	41	29	.	.	PUNCT
fsr-3395	42	1	the	the	DET
fsr-3395	42	2	purpose	purpose	NOUN
fsr-3395	42	3	of	of	ADP
fsr-3395	42	4	this	this	DET
fsr-3395	42	5	study	study	NOUN
fsr-3395	42	6	was	be	AUX
fsr-3395	42	7	to	to	PART
fsr-3395	42	8	add	add	VERB
fsr-3395	42	9	to	to	ADP
fsr-3395	42	10	the	the	DET
fsr-3395	42	11	existing	exist	VERB
fsr-3395	42	12	literature	literature	NOUN
fsr-3395	42	13	in	in	ADP
fsr-3395	42	14	three	three	NUM
fsr-3395	42	15	ways	way	NOUN
fsr-3395	42	16	:	:	PUNCT
fsr-3395	42	17	first	first	ADV
fsr-3395	42	18	,	,	PUNCT
fsr-3395	42	19	to	to	PART
fsr-3395	42	20	develop	develop	VERB
fsr-3395	42	21	profiles	profile	NOUN
fsr-3395	42	22	of	of	ADP
fsr-3395	42	23	investors	investor	NOUN
fsr-3395	42	24	across	across	ADP
fsr-3395	42	25	several	several	ADJ
fsr-3395	42	26	asset	asset	NOUN
fsr-3395	42	27	classes	class	NOUN
fsr-3395	42	28	;	;	PUNCT
fsr-3395	42	29	second	second	X
fsr-3395	42	30	,	,	PUNCT
fsr-3395	42	31	to	to	PART
fsr-3395	42	32	estimate	estimate	VERB
fsr-3395	42	33	the	the	DET
fsr-3395	42	34	association	association	NOUN
fsr-3395	42	35	between	between	ADP
fsr-3395	42	36	overand	overand	PROPN
fsr-3395	42	37	under	under	ADP
fsr-3395	42	38	-	-	PUNCT
fsr-3395	42	39	confidence	confidence	NOUN
fsr-3395	42	40	and	and	CCONJ
fsr-3395	42	41	asset	asset	NOUN
fsr-3395	42	42	ownership	ownership	NOUN
fsr-3395	42	43	,	,	PUNCT
fsr-3395	42	44	and	and	CCONJ
fsr-3395	42	45	third	third	ADV
fsr-3395	42	46	,	,	PUNCT
fsr-3395	42	47	to	to	PART
fsr-3395	42	48	describe	describe	VERB
fsr-3395	42	49	the	the	DET
fsr-3395	42	50	association	association	NOUN
fsr-3395	42	51	between	between	ADP
fsr-3395	42	52	help	help	NOUN
fsr-3395	42	53	seeking	seek	VERB
fsr-3395	42	54	characteristics	characteristic	NOUN
fsr-3395	42	55	and	and	CCONJ
fsr-3395	42	56	ownership	ownership	NOUN
fsr-3395	42	57	of	of	ADP
fsr-3395	42	58	specific	specific	ADJ
fsr-3395	42	59	investment	investment	NOUN
fsr-3395	42	60	assets	asset	NOUN
fsr-3395	42	61	.	.	PUNCT
fsr-3395	43	1	it	it	PRON
fsr-3395	43	2	was	be	AUX
fsr-3395	43	3	hypothesized	hypothesize	VERB
fsr-3395	43	4	that	that	SCONJ
fsr-3395	43	5	source	source	NOUN
fsr-3395	43	6	of	of	ADP
fsr-3395	43	7	help	help	NOUN
fsr-3395	43	8	might	might	AUX
fsr-3395	43	9	moderate	moderate	VERB
fsr-3395	43	10	the	the	DET
fsr-3395	43	11	effect	effect	NOUN
fsr-3395	43	12	of	of	ADP
fsr-3395	43	13	being	be	AUX
fsr-3395	43	14	overor	overor	NOUN
fsr-3395	43	15	under	under	ADV
fsr-3395	43	16	-	-	PUNCT
fsr-3395	43	17	confident	confident	ADJ
fsr-3395	43	18	in	in	ADP
fsr-3395	43	19	relation	relation	NOUN
fsr-3395	43	20	to	to	ADP
fsr-3395	43	21	owning	own	VERB
fsr-3395	43	22	certain	certain	ADJ
fsr-3395	43	23	types	type	NOUN
fsr-3395	43	24	of	of	ADP
fsr-3395	43	25	investments	investment	NOUN
fsr-3395	43	26	.	.	PUNCT
fsr-3395	44	1	the	the	DET
fsr-3395	44	2	results	result	NOUN
fsr-3395	44	3	from	from	ADP
fsr-3395	44	4	this	this	DET
fsr-3395	44	5	study	study	NOUN
fsr-3395	44	6	provide	provide	VERB
fsr-3395	44	7	insights	insight	NOUN
fsr-3395	44	8	into	into	ADP
fsr-3395	44	9	understanding	understand	VERB
fsr-3395	44	10	the	the	DET
fsr-3395	44	11	heterogeneity	heterogeneity	NOUN
fsr-3395	44	12	among	among	ADP
fsr-3395	44	13	investors	investor	NOUN
fsr-3395	44	14	who	who	PRON
fsr-3395	44	15	hold	hold	VERB
fsr-3395	44	16	various	various	ADJ
fsr-3395	44	17	investments	investment	NOUN
fsr-3395	44	18	in	in	ADP
fsr-3395	44	19	their	their	PRON
fsr-3395	44	20	portfolios	portfolio	NOUN
fsr-3395	44	21	.	.	PUNCT
fsr-3395	45	1	this	this	DET
fsr-3395	45	2	information	information	NOUN
fsr-3395	45	3	can	can	AUX
fsr-3395	45	4	be	be	AUX
fsr-3395	45	5	used	use	VERB
fsr-3395	45	6	to	to	PART
fsr-3395	45	7	more	more	ADV
fsr-3395	45	8	effectively	effectively	ADV
fsr-3395	45	9	anticipate	anticipate	VERB
fsr-3395	45	10	the	the	DET
fsr-3395	45	11	type	type	NOUN
fsr-3395	45	12	of	of	ADP
fsr-3395	45	13	approach	approach	NOUN
fsr-3395	45	14	a	a	DET
fsr-3395	45	15	financial	financial	ADJ
fsr-3395	45	16	planner	planner	NOUN
fsr-3395	45	17	ought	ought	AUX
fsr-3395	45	18	to	to	PART
fsr-3395	45	19	take	take	VERB
fsr-3395	45	20	when	when	SCONJ
fsr-3395	45	21	working	work	VERB
fsr-3395	45	22	with	with	ADP
fsr-3395	45	23	clients	client	NOUN
fsr-3395	45	24	in	in	ADP
fsr-3395	45	25	relation	relation	NOUN
fsr-3395	45	26	to	to	ADP
fsr-3395	45	27	investment	investment	NOUN
fsr-3395	45	28	strategies	strategy	NOUN
fsr-3395	45	29	and	and	CCONJ
fsr-3395	45	30	recommendations	recommendation	NOUN
fsr-3395	45	31	.	.	PUNCT
fsr-3395	46	1	2	2	X
fsr-3395	46	2	.	.	X
fsr-3395	46	3	review	review	NOUN
fsr-3395	46	4	of	of	ADP
fsr-3395	46	5	literature	literature	NOUN
fsr-3395	46	6	expected	expect	VERB
fsr-3395	46	7	utility	utility	NOUN
fsr-3395	46	8	theory	theory	NOUN
fsr-3395	46	9	of	of	ADP
fsr-3395	46	10	choice	choice	NOUN
fsr-3395	46	11	under	under	ADP
fsr-3395	46	12	uncertainty	uncertainty	NOUN
fsr-3395	46	13	assumes	assume	VERB
fsr-3395	46	14	that	that	SCONJ
fsr-3395	46	15	investors	investor	NOUN
fsr-3395	46	16	are	be	AUX
fsr-3395	46	17	(	(	PUNCT
fsr-3395	46	18	1	1	X
fsr-3395	46	19	)	)	PUNCT
fsr-3395	46	20	rational	rational	ADJ
fsr-3395	46	21	,	,	PUNCT
fsr-3395	46	22	(	(	PUNCT
fsr-3395	46	23	2	2	X
fsr-3395	46	24	)	)	PUNCT
fsr-3395	46	25	able	able	ADJ
fsr-3395	46	26	to	to	PART
fsr-3395	46	27	deal	deal	VERB
fsr-3395	46	28	with	with	ADP
fsr-3395	46	29	complex	complex	ADJ
fsr-3395	46	30	choices	choice	NOUN
fsr-3395	46	31	,	,	PUNCT
fsr-3395	46	32	(	(	PUNCT
fsr-3395	46	33	3	3	X
fsr-3395	46	34	)	)	PUNCT
fsr-3395	46	35	risk	risk	NOUN
fsr-3395	46	36	-	-	PUNCT
fsr-3395	46	37	averse	averse	ADJ
fsr-3395	46	38	,	,	PUNCT
fsr-3395	46	39	and	and	CCONJ
fsr-3395	46	40	(	(	PUNCT
fsr-3395	46	41	4	4	X
fsr-3395	46	42	)	)	PUNCT
fsr-3395	46	43	wealth	wealth	NOUN
fsr-3395	46	44	-	-	PUNCT
fsr-3395	46	45	maximizing	maximize	VERB
fsr-3395	46	46	.	.	PUNCT
fsr-3395	47	1	utility	utility	NOUN
fsr-3395	47	2	theory	theory	NOUN
fsr-3395	47	3	predicts	predict	VERB
fsr-3395	47	4	that	that	SCONJ
fsr-3395	47	5	a	a	DET
fsr-3395	47	6	rational	rational	ADJ
fsr-3395	47	7	investor	investor	NOUN
fsr-3395	47	8	will	will	AUX
fsr-3395	47	9	select	select	VERB
fsr-3395	47	10	a	a	DET
fsr-3395	47	11	portfolio	portfolio	NOUN
fsr-3395	47	12	that	that	PRON
fsr-3395	47	13	maximizes	maximize	VERB
fsr-3395	47	14	expected	expect	VERB
fsr-3395	47	15	returns	return	NOUN
fsr-3395	47	16	while	while	SCONJ
fsr-3395	47	17	minimizing	minimize	VERB
fsr-3395	47	18	risk	risk	NOUN
fsr-3395	47	19	.	.	PUNCT
fsr-3395	48	1	that	that	PRON
fsr-3395	48	2	is	be	AUX
fsr-3395	48	3	,	,	PUNCT
fsr-3395	48	4	at	at	ADP
fsr-3395	48	5	a	a	DET
fsr-3395	48	6	given	give	VERB
fsr-3395	48	7	expected	expect	VERB
fsr-3395	48	8	return	return	NOUN
fsr-3395	48	9	,	,	PUNCT
fsr-3395	48	10	a	a	DET
fsr-3395	48	11	rational	rational	ADJ
fsr-3395	48	12	investor	investor	NOUN
fsr-3395	48	13	will	will	AUX
fsr-3395	48	14	prefer	prefer	VERB
fsr-3395	48	15	a	a	DET
fsr-3395	48	16	low	low	ADJ
fsr-3395	48	17	-	-	PUNCT
fsr-3395	48	18	risk	risk	NOUN
fsr-3395	48	19	asset	asset	NOUN
fsr-3395	48	20	over	over	ADP
fsr-3395	48	21	a	a	DET
fsr-3395	48	22	high	high	ADJ
fsr-3395	48	23	-	-	PUNCT
fsr-3395	48	24	risk	risk	NOUN
fsr-3395	48	25	asset	asset	NOUN
fsr-3395	48	26	.	.	PUNCT
fsr-3395	49	1	however	however	ADV
fsr-3395	49	2	,	,	PUNCT
fsr-3395	49	3	this	this	DET
fsr-3395	49	4	prediction	prediction	NOUN
fsr-3395	49	5	does	do	AUX
fsr-3395	49	6	not	not	PART
fsr-3395	49	7	discriminate	discriminate	VERB
fsr-3395	49	8	between	between	ADP
fsr-3395	49	9	investors	investor	NOUN
fsr-3395	49	10	based	base	VERB
fsr-3395	49	11	on	on	ADP
fsr-3395	49	12	exhibited	exhibit	VERB
fsr-3395	49	13	confidence	confidence	NOUN
fsr-3395	49	14	.	.	PUNCT
fsr-3395	50	1	odean	odean	ADJ
fsr-3395	50	2	(	(	PUNCT
fsr-3395	50	3	1998	1998	NUM
fsr-3395	50	4	)	)	PUNCT
fsr-3395	50	5	found	find	VERB
fsr-3395	50	6	that	that	SCONJ
fsr-3395	50	7	over	over	ADV
fsr-3395	50	8	-	-	PUNCT
fsr-3395	50	9	confident	confident	ADJ
fsr-3395	50	10	investors	investor	NOUN
fsr-3395	50	11	hold	hold	VERB
fsr-3395	50	12	riskier	risky	ADJ
fsr-3395	50	13	portfolios	portfolio	NOUN
fsr-3395	50	14	than	than	ADP
fsr-3395	50	15	other	other	ADJ
fsr-3395	50	16	investors	investor	NOUN
fsr-3395	50	17	with	with	ADP
fsr-3395	50	18	the	the	DET
fsr-3395	50	19	same	same	ADJ
fsr-3395	50	20	degree	degree	NOUN
fsr-3395	50	21	of	of	ADP
fsr-3395	50	22	risk	risk	NOUN
fsr-3395	50	23	aversion	aversion	NOUN
fsr-3395	50	24	.	.	PUNCT
fsr-3395	51	1	standard	standard	ADJ
fsr-3395	51	2	economic	economic	ADJ
fsr-3395	51	3	theory	theory	NOUN
fsr-3395	51	4	also	also	ADV
fsr-3395	51	5	assumes	assume	VERB
fsr-3395	51	6	that	that	SCONJ
fsr-3395	51	7	investors	investor	NOUN
fsr-3395	51	8	have	have	VERB
fsr-3395	51	9	complete	complete	ADJ
fsr-3395	51	10	information	information	NOUN
fsr-3395	51	11	about	about	ADP
fsr-3395	51	12	the	the	DET
fsr-3395	51	13	market	market	NOUN
fsr-3395	51	14	.	.	PUNCT
fsr-3395	52	1	however	however	ADV
fsr-3395	52	2	,	,	PUNCT
fsr-3395	52	3	verrecchia	verrecchia	PROPN
fsr-3395	52	4	(	(	PUNCT
fsr-3395	52	5	1982	1982	NUM
fsr-3395	52	6	)	)	PUNCT
fsr-3395	52	7	showed	show	VERB
fsr-3395	52	8	that	that	SCONJ
fsr-3395	52	9	investors	investor	NOUN
fsr-3395	52	10	who	who	PRON
fsr-3395	52	11	face	face	VERB
fsr-3395	52	12	a	a	DET
fsr-3395	52	13	higher	high	ADJ
fsr-3395	52	14	cost	cost	NOUN
fsr-3395	52	15	of	of	ADP
fsr-3395	52	16	acquiring	acquire	VERB
fsr-3395	52	17	information	information	NOUN
fsr-3395	52	18	,	,	PUNCT
fsr-3395	52	19	and	and	CCONJ
fsr-3395	52	20	those	those	PRON
fsr-3395	52	21	who	who	PRON
fsr-3395	52	22	are	be	AUX
fsr-3395	52	23	risk	risk	NOUN
fsr-3395	52	24	averse	averse	ADJ
fsr-3395	52	25	,	,	PUNCT
fsr-3395	52	26	acquire	acquire	VERB
fsr-3395	52	27	less	less	ADJ
fsr-3395	52	28	information	information	NOUN
fsr-3395	52	29	,	,	PUNCT
fsr-3395	52	30	often	often	ADV
fsr-3395	52	31	because	because	SCONJ
fsr-3395	52	32	these	these	DET
fsr-3395	52	33	investors	investor	NOUN
fsr-3395	52	34	intend	intend	VERB
fsr-3395	52	35	to	to	PART
fsr-3395	52	36	invest	invest	VERB
fsr-3395	52	37	less	less	ADJ
fsr-3395	52	38	in	in	ADP
fsr-3395	52	39	stocks	stock	NOUN
fsr-3395	52	40	.	.	PUNCT
fsr-3395	53	1	this	this	PRON
fsr-3395	53	2	means	mean	VERB
fsr-3395	53	3	that	that	SCONJ
fsr-3395	53	4	more	more	ADV
fsr-3395	53	5	informed	informed	ADJ
fsr-3395	53	6	investors	investor	NOUN
fsr-3395	53	7	are	be	AUX
fsr-3395	53	8	likely	likely	ADJ
fsr-3395	53	9	to	to	PART
fsr-3395	53	10	invest	invest	VERB
fsr-3395	53	11	in	in	ADP
fsr-3395	53	12	riskier	risky	ADJ
fsr-3395	53	13	assets	asset	NOUN
fsr-3395	53	14	,	,	PUNCT
fsr-3395	53	15	whereas	whereas	SCONJ
fsr-3395	53	16	less	less	ADV
fsr-3395	53	17	informed	informed	ADJ
fsr-3395	53	18	investors	investor	NOUN
fsr-3395	53	19	are	be	AUX
fsr-3395	53	20	likely	likely	ADJ
fsr-3395	53	21	to	to	PART
fsr-3395	53	22	invest	invest	VERB
fsr-3395	53	23	in	in	ADP
fsr-3395	53	24	less	less	ADV
fsr-3395	53	25	risky	risky	ADJ
fsr-3395	53	26	assets	asset	NOUN
fsr-3395	53	27	.	.	PUNCT
fsr-3395	54	1	the	the	DET
fsr-3395	54	2	existing	exist	VERB
fsr-3395	54	3	evidence	evidence	NOUN
fsr-3395	54	4	suggests	suggest	VERB
fsr-3395	54	5	that	that	SCONJ
fsr-3395	54	6	over	over	ADP
fsr-3395	54	7	-	-	PUNCT
fsr-3395	54	8	confidence	confidence	NOUN
fsr-3395	54	9	and	and	CCONJ
fsr-3395	54	10	excessive	excessive	ADJ
fsr-3395	54	11	information	information	NOUN
fsr-3395	54	12	search	search	NOUN
fsr-3395	54	13	lead	lead	NOUN
fsr-3395	54	14	to	to	ADP
fsr-3395	54	15	suboptimal	suboptimal	ADJ
fsr-3395	54	16	asset	asset	NOUN
fsr-3395	54	17	allocation	allocation	NOUN
fsr-3395	54	18	choices	choice	NOUN
fsr-3395	54	19	.	.	PUNCT
fsr-3395	55	1	the	the	DET
fsr-3395	55	2	following	follow	VERB
fsr-3395	55	3	discussion	discussion	NOUN
fsr-3395	55	4	provides	provide	VERB
fsr-3395	55	5	an	an	DET
fsr-3395	55	6	overview	overview	NOUN
fsr-3395	55	7	of	of	ADP
fsr-3395	55	8	investor	investor	NOUN
fsr-3395	55	9	confidence	confidence	NOUN
fsr-3395	55	10	and	and	CCONJ
fsr-3395	55	11	help	help	NOUN
fsr-3395	55	12	and	and	CCONJ
fsr-3395	55	13	information	information	NOUN
fsr-3395	55	14	sources	source	NOUN
fsr-3395	55	15	in	in	ADP
fsr-3395	55	16	the	the	DET
fsr-3395	55	17	context	context	NOUN
fsr-3395	55	18	of	of	ADP
fsr-3395	55	19	investment	investment	NOUN
fsr-3395	55	20	choices	choice	NOUN
fsr-3395	55	21	and	and	CCONJ
fsr-3395	55	22	outcomes	outcome	NOUN
fsr-3395	55	23	.	.	PUNCT
fsr-3395	56	1	research	research	NOUN
fsr-3395	56	2	on	on	ADP
fsr-3395	56	3	investor	investor	NOUN
fsr-3395	56	4	financial	financial	ADJ
fsr-3395	56	5	attitudes	attitude	NOUN
fsr-3395	56	6	,	,	PUNCT
fsr-3395	56	7	demographics	demographic	NOUN
fsr-3395	56	8	,	,	PUNCT
fsr-3395	56	9	and	and	CCONJ
fsr-3395	56	10	socioeconomic	socioeconomic	ADJ
fsr-3395	56	11	factors	factor	NOUN
fsr-3395	56	12	is	be	AUX
fsr-3395	56	13	also	also	ADV
fsr-3395	56	14	reviewed	review	VERB
fsr-3395	56	15	.	.	PUNCT
fsr-3395	57	1	211a	211a	PROPN
fsr-3395	57	2	.	.	PUNCT
fsr-3395	58	1	rabbani	rabbani	PROPN
fsr-3395	58	2	et	et	PROPN
fsr-3395	58	3	al	al	PROPN
fsr-3395	58	4	.	.	PUNCT
fsr-3395	58	5	/	/	SYM
fsr-3395	58	6	financial	financial	ADJ
fsr-3395	58	7	services	service	NOUN
fsr-3395	58	8	review	review	VERB
fsr-3395	58	9	27	27	NUM
fsr-3395	58	10	(	(	PUNCT
fsr-3395	58	11	2018	2018	NUM
fsr-3395	58	12	)	)	PUNCT
fsr-3395	58	13	209	209	NUM
fsr-3395	58	14	-	-	SYM
fsr-3395	58	15	230	230	NUM
fsr-3395	58	16	2.1	2.1	NUM
fsr-3395	58	17	.	.	PUNCT
fsr-3395	59	1	over	over	ADP
fsr-3395	59	2	-	-	PUNCT
fsr-3395	59	3	confidence	confidence	NOUN
fsr-3395	59	4	nearly	nearly	ADV
fsr-3395	59	5	all	all	PRON
fsr-3395	59	6	models	model	NOUN
fsr-3395	59	7	of	of	ADP
fsr-3395	59	8	over	over	ADP
fsr-3395	59	9	-	-	PUNCT
fsr-3395	59	10	confidence	confidence	NOUN
fsr-3395	59	11	are	be	AUX
fsr-3395	59	12	based	base	VERB
fsr-3395	59	13	on	on	ADP
fsr-3395	59	14	the	the	DET
fsr-3395	59	15	premise	premise	NOUN
fsr-3395	59	16	that	that	SCONJ
fsr-3395	59	17	some	some	DET
fsr-3395	59	18	investors	investor	NOUN
fsr-3395	59	19	exhibit	exhibit	VERB
fsr-3395	59	20	a	a	DET
fsr-3395	59	21	degree	degree	NOUN
fsr-3395	59	22	of	of	ADP
fsr-3395	59	23	over	over	ADP
fsr-3395	59	24	-	-	PUNCT
fsr-3395	59	25	confidence	confidence	NOUN
fsr-3395	59	26	when	when	SCONJ
fsr-3395	59	27	making	make	VERB
fsr-3395	59	28	investment	investment	NOUN
fsr-3395	59	29	decisions	decision	NOUN
fsr-3395	59	30	.	.	PUNCT
fsr-3395	60	1	over	over	ADP
fsr-3395	60	2	-	-	PUNCT
fsr-3395	60	3	confident	confident	ADJ
fsr-3395	60	4	investors	investor	NOUN
fsr-3395	60	5	tend	tend	VERB
fsr-3395	60	6	to	to	PART
fsr-3395	60	7	trade	trade	VERB
fsr-3395	60	8	more	more	ADV
fsr-3395	60	9	and	and	CCONJ
fsr-3395	60	10	take	take	VERB
fsr-3395	60	11	more	more	ADJ
fsr-3395	60	12	risk	risk	NOUN
fsr-3395	60	13	than	than	ADP
fsr-3395	60	14	other	other	ADJ
fsr-3395	60	15	investors	investor	NOUN
fsr-3395	60	16	,	,	PUNCT
fsr-3395	60	17	including	include	VERB
fsr-3395	60	18	those	those	PRON
fsr-3395	60	19	who	who	PRON
fsr-3395	60	20	exhibit	exhibit	VERB
fsr-3395	60	21	under	under	ADP
fsr-3395	60	22	-	-	PUNCT
fsr-3395	60	23	confidence	confidence	NOUN
fsr-3395	60	24	.	.	PUNCT
fsr-3395	61	1	odean	odean	ADJ
fsr-3395	61	2	(	(	PUNCT
fsr-3395	61	3	1998	1998	NUM
fsr-3395	61	4	)	)	PUNCT
fsr-3395	61	5	showed	show	VERB
fsr-3395	61	6	that	that	SCONJ
fsr-3395	61	7	over	over	ADV
fsr-3395	61	8	-	-	PUNCT
fsr-3395	61	9	confident	confident	ADJ
fsr-3395	61	10	investors	investor	NOUN
fsr-3395	61	11	are	be	AUX
fsr-3395	61	12	more	more	ADV
fsr-3395	61	13	likely	likely	ADJ
fsr-3395	61	14	to	to	PART
fsr-3395	61	15	obtain	obtain	VERB
fsr-3395	61	16	lower	low	ADJ
fsr-3395	61	17	overall	overall	ADJ
fsr-3395	61	18	utility	utility	NOUN
fsr-3395	61	19	,	,	PUNCT
fsr-3395	61	20	often	often	ADV
fsr-3395	61	21	over	over	ADP
fsr-3395	61	22	reacting	react	VERB
fsr-3395	61	23	to	to	ADP
fsr-3395	61	24	new	new	ADJ
fsr-3395	61	25	information	information	NOUN
fsr-3395	61	26	.	.	PUNCT
fsr-3395	62	1	unlike	unlike	ADP
fsr-3395	62	2	other	other	ADJ
fsr-3395	62	3	investors	investor	NOUN
fsr-3395	62	4	,	,	PUNCT
fsr-3395	62	5	over	over	ADV
fsr-3395	62	6	-	-	PUNCT
fsr-3395	62	7	confident	confident	ADJ
fsr-3395	62	8	investors	investor	NOUN
fsr-3395	62	9	overestimate	overestimate	VERB
fsr-3395	62	10	the	the	DET
fsr-3395	62	11	precision	precision	NOUN
fsr-3395	62	12	of	of	ADP
fsr-3395	62	13	their	their	PRON
fsr-3395	62	14	knowledge	knowledge	NOUN
fsr-3395	62	15	(	(	PUNCT
fsr-3395	62	16	odean	odean	ADJ
fsr-3395	62	17	,	,	PUNCT
fsr-3395	62	18	1998	1998	NUM
fsr-3395	62	19	)	)	PUNCT
fsr-3395	62	20	.	.	PUNCT
fsr-3395	63	1	when	when	SCONJ
fsr-3395	63	2	viewed	view	VERB
fsr-3395	63	3	holistically	holistically	ADV
fsr-3395	63	4	,	,	PUNCT
fsr-3395	63	5	over	over	ADV
fsr-3395	63	6	-	-	PUNCT
fsr-3395	63	7	confident	confident	ADJ
fsr-3395	63	8	investors	investor	NOUN
fsr-3395	63	9	often	often	ADV
fsr-3395	63	10	to	to	PART
fsr-3395	63	11	exhibit	exhibit	VERB
fsr-3395	63	12	behaviors	behavior	NOUN
fsr-3395	63	13	that	that	PRON
fsr-3395	63	14	negatively	negatively	ADV
fsr-3395	63	15	impact	impact	VERB
fsr-3395	63	16	investment	investment	NOUN
fsr-3395	63	17	performance	performance	NOUN
fsr-3395	63	18	(	(	PUNCT
fsr-3395	63	19	barber	barber	NOUN
fsr-3395	63	20	and	and	CCONJ
fsr-3395	63	21	odean	odean	ADJ
fsr-3395	63	22	,	,	PUNCT
fsr-3395	63	23	2001	2001	NUM
fsr-3395	63	24	;	;	PUNCT
fsr-3395	63	25	bruine	bruine	PROPN
fsr-3395	63	26	de	de	PROPN
fsr-3395	63	27	bruin	bruin	PROPN
fsr-3395	63	28	,	,	PUNCT
fsr-3395	63	29	parker	parker	PROPN
fsr-3395	63	30	,	,	PUNCT
fsr-3395	63	31	and	and	CCONJ
fsr-3395	63	32	fischhoff	fischhoff	NOUN
fsr-3395	63	33	,	,	PUNCT
fsr-3395	63	34	2007	2007	NUM
fsr-3395	63	35	;	;	PUNCT
fsr-3395	63	36	statman	statman	NOUN
fsr-3395	63	37	,	,	PUNCT
fsr-3395	63	38	thorley	thorley	PROPN
fsr-3395	63	39	,	,	PUNCT
fsr-3395	63	40	and	and	CCONJ
fsr-3395	63	41	vorkink	vorkink	NOUN
fsr-3395	63	42	,	,	PUNCT
fsr-3395	63	43	2006	2006	NUM
fsr-3395	63	44	)	)	PUNCT
fsr-3395	63	45	.	.	PUNCT
fsr-3395	64	1	in	in	ADP
fsr-3395	64	2	addition	addition	NOUN
fsr-3395	64	3	to	to	ADP
fsr-3395	64	4	the	the	DET
fsr-3395	64	5	observation	observation	NOUN
fsr-3395	64	6	that	that	SCONJ
fsr-3395	64	7	over	over	NOUN
fsr-3395	64	8	-	-	PUNCT
fsr-3395	64	9	confidence	confidence	NOUN
fsr-3395	64	10	leads	lead	VERB
fsr-3395	64	11	to	to	ADP
fsr-3395	64	12	substandard	substandard	ADJ
fsr-3395	64	13	portfolio	portfolio	NOUN
fsr-3395	64	14	performance	performance	NOUN
fsr-3395	64	15	,	,	PUNCT
fsr-3395	64	16	it	it	PRON
fsr-3395	64	17	is	be	AUX
fsr-3395	64	18	also	also	ADV
fsr-3395	64	19	known	know	VERB
fsr-3395	64	20	that	that	SCONJ
fsr-3395	64	21	overconfidence	overconfidence	NOUN
fsr-3395	64	22	is	be	AUX
fsr-3395	64	23	associated	associate	VERB
fsr-3395	64	24	with	with	ADP
fsr-3395	64	25	less	less	ADJ
fsr-3395	64	26	diversification	diversification	NOUN
fsr-3395	64	27	and	and	CCONJ
fsr-3395	64	28	higher	high	ADJ
fsr-3395	64	29	portfolio	portfolio	NOUN
fsr-3395	64	30	turnover	turnover	NOUN
fsr-3395	64	31	.	.	PUNCT
fsr-3395	65	1	gervais	gervais	PROPN
fsr-3395	65	2	and	and	CCONJ
fsr-3395	65	3	odean	odean	ADJ
fsr-3395	65	4	(	(	PUNCT
fsr-3395	65	5	2001	2001	NUM
fsr-3395	65	6	)	)	PUNCT
fsr-3395	65	7	found	find	VERB
fsr-3395	65	8	that	that	SCONJ
fsr-3395	65	9	over	over	ADV
fsr-3395	65	10	-	-	PUNCT
fsr-3395	65	11	confident	confident	ADJ
fsr-3395	65	12	traders	trader	NOUN
fsr-3395	65	13	trade	trade	VERB
fsr-3395	65	14	too	too	ADV
fsr-3395	65	15	aggressively	aggressively	ADV
fsr-3395	65	16	,	,	PUNCT
fsr-3395	65	17	which	which	PRON
fsr-3395	65	18	is	be	AUX
fsr-3395	65	19	often	often	ADV
fsr-3395	65	20	accompanied	accompany	VERB
fsr-3395	65	21	by	by	ADP
fsr-3395	65	22	increasing	increase	VERB
fsr-3395	65	23	trading	trading	NOUN
fsr-3395	65	24	volume	volume	NOUN
fsr-3395	65	25	.	.	PUNCT
fsr-3395	66	1	moreover	moreover	ADV
fsr-3395	66	2	,	,	PUNCT
fsr-3395	66	3	over	over	ADV
fsr-3395	66	4	-	-	PUNCT
fsr-3395	66	5	confident	confident	ADJ
fsr-3395	66	6	traders	trader	NOUN
fsr-3395	66	7	behave	behave	VERB
fsr-3395	66	8	suboptimally	suboptimally	ADV
fsr-3395	66	9	,	,	PUNCT
fsr-3395	66	10	eventually	eventually	ADV
fsr-3395	66	11	lowering	lower	VERB
fsr-3395	66	12	their	their	PRON
fsr-3395	66	13	expected	expect	VERB
fsr-3395	66	14	profits	profit	NOUN
fsr-3395	66	15	.	.	PUNCT
fsr-3395	67	1	additionally	additionally	ADV
fsr-3395	67	2	,	,	PUNCT
fsr-3395	67	3	higher	high	ADJ
fsr-3395	67	4	trading	trading	NOUN
fsr-3395	67	5	volumes	volume	NOUN
fsr-3395	67	6	,	,	PUNCT
fsr-3395	67	7	at	at	ADP
fsr-3395	67	8	both	both	CCONJ
fsr-3395	67	9	the	the	DET
fsr-3395	67	10	individual	individual	ADJ
fsr-3395	67	11	and	and	CCONJ
fsr-3395	67	12	market	market	NOUN
fsr-3395	67	13	level	level	NOUN
fsr-3395	67	14	,	,	PUNCT
fsr-3395	67	15	have	have	AUX
fsr-3395	67	16	been	be	AUX
fsr-3395	67	17	linked	link	VERB
fsr-3395	67	18	with	with	ADP
fsr-3395	67	19	over	over	ADP
fsr-3395	67	20	-	-	PUNCT
fsr-3395	67	21	confidence	confidence	NOUN
fsr-3395	67	22	.	.	PUNCT
fsr-3395	68	1	bruine	bruine	PROPN
fsr-3395	68	2	de	de	PROPN
fsr-3395	68	3	bruin	bruin	PROPN
fsr-3395	68	4	et	et	PROPN
fsr-3395	68	5	al	al	PROPN
fsr-3395	68	6	.	.	PROPN
fsr-3395	69	1	(	(	PUNCT
fsr-3395	69	2	2007	2007	NUM
fsr-3395	69	3	,	,	PUNCT
fsr-3395	69	4	2012	2012	NUM
fsr-3395	69	5	)	)	PUNCT
fsr-3395	69	6	found	find	VERB
fsr-3395	69	7	a	a	DET
fsr-3395	69	8	relationship	relationship	NOUN
fsr-3395	69	9	between	between	ADP
fsr-3395	69	10	better	well	ADJ
fsr-3395	69	11	decision	decision	NOUN
fsr-3395	69	12	-	-	PUNCT
fsr-3395	69	13	making	make	VERB
fsr-3395	69	14	skills	skill	NOUN
fsr-3395	69	15	and	and	CCONJ
fsr-3395	69	16	fewer	few	ADJ
fsr-3395	69	17	negative	negative	ADJ
fsr-3395	69	18	outcomes	outcome	NOUN
fsr-3395	69	19	.	.	PUNCT
fsr-3395	70	1	a	a	DET
fsr-3395	70	2	key	key	ADJ
fsr-3395	70	3	variable	variable	NOUN
fsr-3395	70	4	in	in	ADP
fsr-3395	70	5	their	their	PRON
fsr-3395	70	6	study	study	NOUN
fsr-3395	70	7	was	be	AUX
fsr-3395	70	8	confidence	confidence	NOUN
fsr-3395	70	9	.	.	PUNCT
fsr-3395	71	1	bruine	bruine	PROPN
fsr-3395	71	2	de	de	PROPN
fsr-3395	71	3	bruin	bruin	PROPN
fsr-3395	71	4	et	et	PROPN
fsr-3395	71	5	al	al	PROPN
fsr-3395	71	6	.	.	PROPN
fsr-3395	72	1	(	(	PUNCT
fsr-3395	72	2	2007	2007	NUM
fsr-3395	72	3	,	,	PUNCT
fsr-3395	72	4	2012	2012	NUM
fsr-3395	72	5	)	)	PUNCT
fsr-3395	72	6	reported	report	VERB
fsr-3395	72	7	a	a	DET
fsr-3395	72	8	significant	significant	ADJ
fsr-3395	72	9	correlation	correlation	NOUN
fsr-3395	72	10	between	between	ADP
fsr-3395	72	11	maximizing	maximize	VERB
fsr-3395	72	12	decision	decision	NOUN
fsr-3395	72	13	processes	process	NOUN
fsr-3395	72	14	,	,	PUNCT
fsr-3395	72	15	partly	partly	ADV
fsr-3395	72	16	by	by	ADP
fsr-3395	72	17	reducing	reduce	VERB
fsr-3395	72	18	over	over	ADP
fsr-3395	72	19	-	-	PUNCT
fsr-3395	72	20	confidence	confidence	NOUN
fsr-3395	72	21	,	,	PUNCT
fsr-3395	72	22	and	and	CCONJ
fsr-3395	72	23	obtaining	obtain	VERB
fsr-3395	72	24	better	well	ADJ
fsr-3395	72	25	investment	investment	NOUN
fsr-3395	72	26	outcomes	outcome	NOUN
fsr-3395	72	27	.	.	PUNCT
fsr-3395	73	1	over	over	ADP
fsr-3395	73	2	-	-	PUNCT
fsr-3395	73	3	confidence	confidence	NOUN
fsr-3395	73	4	has	have	AUX
fsr-3395	73	5	been	be	AUX
fsr-3395	73	6	shown	show	VERB
fsr-3395	73	7	to	to	PART
fsr-3395	73	8	be	be	AUX
fsr-3395	73	9	associated	associate	VERB
fsr-3395	73	10	with	with	ADP
fsr-3395	73	11	the	the	DET
fsr-3395	73	12	gender	gender	NOUN
fsr-3395	73	13	of	of	ADP
fsr-3395	73	14	an	an	DET
fsr-3395	73	15	investor	investor	NOUN
fsr-3395	73	16	.	.	PUNCT
fsr-3395	74	1	barber	barber	NOUN
fsr-3395	74	2	and	and	CCONJ
fsr-3395	74	3	odean	odean	ADJ
fsr-3395	74	4	(	(	PUNCT
fsr-3395	74	5	2001	2001	NUM
fsr-3395	74	6	)	)	PUNCT
fsr-3395	74	7	reported	report	VERB
fsr-3395	74	8	that	that	SCONJ
fsr-3395	74	9	men	man	NOUN
fsr-3395	74	10	trade	trade	VERB
fsr-3395	74	11	more	more	ADV
fsr-3395	74	12	often	often	ADV
fsr-3395	74	13	and	and	CCONJ
fsr-3395	74	14	,	,	PUNCT
fsr-3395	74	15	therefore	therefore	ADV
fsr-3395	74	16	,	,	PUNCT
fsr-3395	74	17	perform	perform	VERB
fsr-3395	74	18	less	less	ADV
fsr-3395	74	19	well	well	ADV
fsr-3395	74	20	than	than	ADP
fsr-3395	74	21	women	woman	NOUN
fsr-3395	74	22	.	.	PUNCT
fsr-3395	75	1	biais	biais	PROPN
fsr-3395	75	2	,	,	PUNCT
fsr-3395	75	3	hilton	hilton	PROPN
fsr-3395	75	4	,	,	PUNCT
fsr-3395	75	5	mazurier	mazurier	NOUN
fsr-3395	75	6	,	,	PUNCT
fsr-3395	75	7	and	and	CCONJ
fsr-3395	75	8	pouget	pouget	VERB
fsr-3395	75	9	(	(	PUNCT
fsr-3395	75	10	2005	2005	NUM
fsr-3395	75	11	)	)	PUNCT
fsr-3395	75	12	reached	reach	VERB
fsr-3395	75	13	similar	similar	ADJ
fsr-3395	75	14	conclusions	conclusion	NOUN
fsr-3395	75	15	in	in	ADP
fsr-3395	75	16	an	an	DET
fsr-3395	75	17	experimental	experimental	ADJ
fsr-3395	75	18	setting	setting	NOUN
fsr-3395	75	19	where	where	SCONJ
fsr-3395	75	20	they	they	PRON
fsr-3395	75	21	found	find	VERB
fsr-3395	75	22	that	that	SCONJ
fsr-3395	75	23	problematic	problematic	ADJ
fsr-3395	75	24	trading	trading	NOUN
fsr-3395	75	25	performance	performance	NOUN
fsr-3395	75	26	was	be	AUX
fsr-3395	75	27	related	relate	VERB
fsr-3395	75	28	to	to	ADP
fsr-3395	75	29	over	over	ADP
fsr-3395	75	30	-	-	PUNCT
fsr-3395	75	31	confidence	confidence	NOUN
fsr-3395	75	32	.	.	PUNCT
fsr-3395	76	1	over	over	ADP
fsr-3395	76	2	-	-	PUNCT
fsr-3395	76	3	confidence	confidence	NOUN
fsr-3395	76	4	is	be	AUX
fsr-3395	76	5	known	know	VERB
fsr-3395	76	6	to	to	PART
fsr-3395	76	7	be	be	AUX
fsr-3395	76	8	associated	associate	VERB
fsr-3395	76	9	with	with	ADP
fsr-3395	76	10	other	other	ADJ
fsr-3395	76	11	types	type	NOUN
fsr-3395	76	12	of	of	ADP
fsr-3395	76	13	financial	financial	ADJ
fsr-3395	76	14	behavior	behavior	NOUN
fsr-3395	76	15	as	as	ADV
fsr-3395	76	16	well	well	ADV
fsr-3395	76	17	.	.	PUNCT
fsr-3395	77	1	consumers	consumer	NOUN
fsr-3395	77	2	who	who	PRON
fsr-3395	77	3	display	display	VERB
fsr-3395	77	4	over	over	ADP
fsr-3395	77	5	-	-	PUNCT
fsr-3395	77	6	confidence	confidence	NOUN
fsr-3395	77	7	with	with	ADP
fsr-3395	77	8	regard	regard	NOUN
fsr-3395	77	9	to	to	ADP
fsr-3395	77	10	financial	financial	ADJ
fsr-3395	77	11	knowledge	knowledge	NOUN
fsr-3395	77	12	are	be	AUX
fsr-3395	77	13	more	more	ADV
fsr-3395	77	14	likely	likely	ADJ
fsr-3395	77	15	to	to	PART
fsr-3395	77	16	engage	engage	VERB
fsr-3395	77	17	in	in	ADP
fsr-3395	77	18	problematic	problematic	ADJ
fsr-3395	77	19	credit	credit	NOUN
fsr-3395	77	20	behaviors	behavior	NOUN
fsr-3395	77	21	(	(	PUNCT
fsr-3395	77	22	allgood	allgood	NOUN
fsr-3395	77	23	and	and	CCONJ
fsr-3395	77	24	walstad	walstad	NOUN
fsr-3395	77	25	,	,	PUNCT
fsr-3395	77	26	2013	2013	NUM
fsr-3395	77	27	;	;	PUNCT
fsr-3395	77	28	robb	robb	NOUN
fsr-3395	77	29	,	,	PUNCT
fsr-3395	77	30	babiarz	babiarz	PROPN
fsr-3395	77	31	,	,	PUNCT
fsr-3395	77	32	woodyard	woodyard	PROPN
fsr-3395	77	33	,	,	PUNCT
fsr-3395	77	34	and	and	CCONJ
fsr-3395	77	35	seay	seay	ADJ
fsr-3395	77	36	,	,	PUNCT
fsr-3395	77	37	2015	2015	NUM
fsr-3395	77	38	;	;	PUNCT
fsr-3395	77	39	woodyard	woodyard	PROPN
fsr-3395	77	40	,	,	PUNCT
fsr-3395	77	41	robb	robb	NOUN
fsr-3395	77	42	,	,	PUNCT
fsr-3395	77	43	babiarz	babiarz	NOUN
fsr-3395	77	44	,	,	PUNCT
fsr-3395	77	45	and	and	CCONJ
fsr-3395	77	46	jung	jung	PROPN
fsr-3395	77	47	,	,	PUNCT
fsr-3395	77	48	2017	2017	NUM
fsr-3395	77	49	)	)	PUNCT
fsr-3395	77	50	,	,	PUNCT
fsr-3395	77	51	although	although	SCONJ
fsr-3395	77	52	exceptions	exception	NOUN
fsr-3395	77	53	have	have	AUX
fsr-3395	77	54	been	be	AUX
fsr-3395	77	55	noted	note	VERB
fsr-3395	77	56	in	in	ADP
fsr-3395	77	57	the	the	DET
fsr-3395	77	58	literature	literature	NOUN
fsr-3395	77	59	.	.	PUNCT
fsr-3395	78	1	for	for	ADP
fsr-3395	78	2	example	example	NOUN
fsr-3395	78	3	,	,	PUNCT
fsr-3395	78	4	investors	investor	NOUN
fsr-3395	78	5	with	with	ADP
fsr-3395	78	6	more	more	ADJ
fsr-3395	78	7	confidence	confidence	NOUN
fsr-3395	78	8	in	in	ADP
fsr-3395	78	9	their	their	PRON
fsr-3395	78	10	financial	financial	ADJ
fsr-3395	78	11	ability	ability	NOUN
fsr-3395	78	12	than	than	ADP
fsr-3395	78	13	actual	actual	ADJ
fsr-3395	78	14	knowledge	knowledge	NOUN
fsr-3395	78	15	may	may	AUX
fsr-3395	78	16	be	be	AUX
fsr-3395	78	17	more	more	ADV
fsr-3395	78	18	prone	prone	ADJ
fsr-3395	78	19	to	to	PART
fsr-3395	78	20	pay	pay	VERB
fsr-3395	78	21	off	off	ADP
fsr-3395	78	22	credit	credit	NOUN
fsr-3395	78	23	cards	card	NOUN
fsr-3395	78	24	,	,	PUNCT
fsr-3395	78	25	which	which	PRON
fsr-3395	78	26	is	be	AUX
fsr-3395	78	27	a	a	DET
fsr-3395	78	28	desirable	desirable	ADJ
fsr-3395	78	29	outcome	outcome	NOUN
fsr-3395	78	30	,	,	PUNCT
fsr-3395	78	31	but	but	CCONJ
fsr-3395	78	32	this	this	DET
fsr-3395	78	33	tendency	tendency	NOUN
fsr-3395	78	34	diminishes	diminish	VERB
fsr-3395	78	35	with	with	ADP
fsr-3395	78	36	age	age	NOUN
fsr-3395	78	37	(	(	PUNCT
fsr-3395	78	38	allgood	allgood	NOUN
fsr-3395	78	39	and	and	CCONJ
fsr-3395	78	40	walstad	walstad	NOUN
fsr-3395	78	41	,	,	PUNCT
fsr-3395	78	42	2013	2013	NUM
fsr-3395	78	43	)	)	PUNCT
fsr-3395	78	44	.	.	PUNCT
fsr-3395	79	1	robb	robb	NOUN
fsr-3395	79	2	and	and	CCONJ
fsr-3395	79	3	his	his	PRON
fsr-3395	79	4	associates	associate	NOUN
fsr-3395	79	5	(	(	PUNCT
fsr-3395	79	6	robb	robb	NOUN
fsr-3395	79	7	et	et	PROPN
fsr-3395	79	8	al	al	PROPN
fsr-3395	79	9	.	.	PROPN
fsr-3395	79	10	,	,	PUNCT
fsr-3395	79	11	2015	2015	NUM
fsr-3395	79	12	)	)	PUNCT
fsr-3395	79	13	noted	note	VERB
fsr-3395	79	14	that	that	SCONJ
fsr-3395	79	15	alternative	alternative	ADJ
fsr-3395	79	16	financial	financial	ADJ
fsr-3395	79	17	services	service	NOUN
fsr-3395	79	18	,	,	PUNCT
fsr-3395	79	19	such	such	ADJ
fsr-3395	79	20	as	as	ADP
fsr-3395	79	21	payday	payday	NOUN
fsr-3395	79	22	loans	loan	NOUN
fsr-3395	79	23	,	,	PUNCT
fsr-3395	79	24	title	title	NOUN
fsr-3395	79	25	loans	loan	NOUN
fsr-3395	79	26	,	,	PUNCT
fsr-3395	79	27	and	and	CCONJ
fsr-3395	79	28	rent	rent	NOUN
fsr-3395	79	29	-	-	PUNCT
fsr-3395	79	30	to	to	ADP
fsr-3395	79	31	-	-	PUNCT
fsr-3395	79	32	own	own	ADJ
fsr-3395	79	33	arrangements	arrangement	NOUN
fsr-3395	79	34	,	,	PUNCT
fsr-3395	79	35	were	be	AUX
fsr-3395	79	36	more	more	ADV
fsr-3395	79	37	likely	likely	ADJ
fsr-3395	79	38	to	to	PART
fsr-3395	79	39	be	be	AUX
fsr-3395	79	40	used	use	VERB
fsr-3395	79	41	by	by	ADP
fsr-3395	79	42	those	those	DET
fsr-3395	79	43	(	(	PUNCT
fsr-3395	79	44	1	1	X
fsr-3395	79	45	)	)	PUNCT
fsr-3395	79	46	exhibiting	exhibit	VERB
fsr-3395	79	47	an	an	DET
fsr-3395	79	48	over	over	ADP
fsr-3395	79	49	-	-	PUNCT
fsr-3395	79	50	confidence	confidence	NOUN
fsr-3395	79	51	condition	condition	NOUN
fsr-3395	79	52	,	,	PUNCT
fsr-3395	79	53	(	(	PUNCT
fsr-3395	79	54	2	2	X
fsr-3395	79	55	)	)	PUNCT
fsr-3395	79	56	having	have	VERB
fsr-3395	79	57	below	below	ADP
fsr-3395	79	58	median	median	ADJ
fsr-3395	79	59	levels	level	NOUN
fsr-3395	79	60	of	of	ADP
fsr-3395	79	61	objective	objective	ADJ
fsr-3395	79	62	financial	financial	ADJ
fsr-3395	79	63	knowledge	knowledge	NOUN
fsr-3395	79	64	,	,	PUNCT
fsr-3395	79	65	and	and	CCONJ
fsr-3395	79	66	(	(	PUNCT
fsr-3395	79	67	3	3	X
fsr-3395	79	68	)	)	PUNCT
fsr-3395	79	69	holding	hold	VERB
fsr-3395	79	70	higher	high	ADJ
fsr-3395	79	71	levels	level	NOUN
fsr-3395	79	72	of	of	ADP
fsr-3395	79	73	subjective	subjective	ADJ
fsr-3395	79	74	financial	financial	ADJ
fsr-3395	79	75	knowledge	knowledge	NOUN
fsr-3395	79	76	or	or	CCONJ
fsr-3395	79	77	confidence	confidence	NOUN
fsr-3395	79	78	.	.	PUNCT
fsr-3395	80	1	over	over	ADP
fsr-3395	80	2	-	-	PUNCT
fsr-3395	80	3	confidence	confidence	NOUN
fsr-3395	80	4	can	can	AUX
fsr-3395	80	5	be	be	AUX
fsr-3395	80	6	viewed	view	VERB
fsr-3395	80	7	as	as	ADP
fsr-3395	80	8	a	a	DET
fsr-3395	80	9	“	"	PUNCT
fsr-3395	80	10	false	false	ADJ
fsr-3395	80	11	-	-	PUNCT
fsr-3395	80	12	positive	positive	ADJ
fsr-3395	80	13	”	"	PUNCT
fsr-3395	80	14	condition	condition	NOUN
fsr-3395	80	15	in	in	ADP
fsr-3395	80	16	the	the	DET
fsr-3395	80	17	context	context	NOUN
fsr-3395	80	18	of	of	ADP
fsr-3395	80	19	financial	financial	ADJ
fsr-3395	80	20	decision	decision	NOUN
fsr-3395	80	21	making	making	NOUN
fsr-3395	80	22	.	.	PUNCT
fsr-3395	81	1	woodyard	woodyard	PROPN
fsr-3395	81	2	et	et	PROPN
fsr-3395	81	3	al	al	PROPN
fsr-3395	81	4	.	.	PROPN
fsr-3395	82	1	(	(	PUNCT
fsr-3395	82	2	2017	2017	NUM
fsr-3395	82	3	)	)	PUNCT
fsr-3395	82	4	found	find	VERB
fsr-3395	82	5	that	that	SCONJ
fsr-3395	82	6	over	over	ADV
fsr-3395	82	7	-	-	PUNCT
fsr-3395	82	8	confident	confident	ADJ
fsr-3395	82	9	decision	decision	NOUN
fsr-3395	82	10	makers	maker	NOUN
fsr-3395	82	11	are	be	AUX
fsr-3395	82	12	less	less	ADV
fsr-3395	82	13	likely	likely	ADJ
fsr-3395	82	14	to	to	PART
fsr-3395	82	15	engage	engage	VERB
fsr-3395	82	16	in	in	ADP
fsr-3395	82	17	positive	positive	ADJ
fsr-3395	82	18	financial	financial	ADJ
fsr-3395	82	19	behaviors	behavior	NOUN
fsr-3395	82	20	,	,	PUNCT
fsr-3395	82	21	such	such	ADJ
fsr-3395	82	22	as	as	ADP
fsr-3395	82	23	having	have	VERB
fsr-3395	82	24	an	an	DET
fsr-3395	82	25	emergency	emergency	NOUN
fsr-3395	82	26	savings	saving	NOUN
fsr-3395	82	27	plan	plan	NOUN
fsr-3395	82	28	and	and	CCONJ
fsr-3395	82	29	always	always	ADV
fsr-3395	82	30	paying	pay	VERB
fsr-3395	82	31	off	off	ADP
fsr-3395	82	32	a	a	DET
fsr-3395	82	33	credit	credit	NOUN
fsr-3395	82	34	card	card	NOUN
fsr-3395	82	35	in	in	ADP
fsr-3395	82	36	full	full	ADJ
fsr-3395	82	37	at	at	ADP
fsr-3395	82	38	the	the	DET
fsr-3395	82	39	end	end	NOUN
fsr-3395	82	40	of	of	ADP
fsr-3395	82	41	the	the	DET
fsr-3395	82	42	month	month	NOUN
fsr-3395	82	43	.	.	PUNCT
fsr-3395	83	1	woodyard	woodyard	PROPN
fsr-3395	83	2	et	et	PROPN
fsr-3395	83	3	al	al	PROPN
fsr-3395	83	4	.	.	PROPN
fsr-3395	83	5	’s	’s	PART
fsr-3395	83	6	work	work	NOUN
fsr-3395	83	7	reinforced	reinforce	VERB
fsr-3395	83	8	earlier	early	ADJ
fsr-3395	83	9	findings	finding	NOUN
fsr-3395	83	10	from	from	ADP
fsr-3395	83	11	the	the	DET
fsr-3395	83	12	literature	literature	NOUN
fsr-3395	83	13	on	on	ADP
fsr-3395	83	14	the	the	DET
fsr-3395	83	15	connection	connection	NOUN
fsr-3395	83	16	between	between	ADP
fsr-3395	83	17	financial	financial	ADJ
fsr-3395	83	18	knowledge	knowledge	NOUN
fsr-3395	83	19	and	and	CCONJ
fsr-3395	83	20	positive	positive	ADJ
fsr-3395	83	21	financial	financial	ADJ
fsr-3395	83	22	behaviors	behavior	NOUN
fsr-3395	83	23	(	(	PUNCT
fsr-3395	83	24	e.g.	e.g.	ADV
fsr-3395	83	25	,	,	PUNCT
fsr-3395	83	26	robb	robb	NOUN
fsr-3395	83	27	and	and	CCONJ
fsr-3395	83	28	woodyard	woodyard	PROPN
fsr-3395	83	29	,	,	PUNCT
fsr-3395	83	30	2011	2011	NUM
fsr-3395	83	31	)	)	PUNCT
fsr-3395	83	32	.	.	PUNCT
fsr-3395	84	1	212	212	NUM
fsr-3395	84	2	a.	a.	NOUN
fsr-3395	84	3	rabbani	rabbani	PROPN
fsr-3395	84	4	et	et	PROPN
fsr-3395	84	5	al	al	PROPN
fsr-3395	84	6	.	.	PUNCT
fsr-3395	84	7	/	/	SYM
fsr-3395	84	8	financial	financial	ADJ
fsr-3395	84	9	services	service	NOUN
fsr-3395	84	10	review	review	VERB
fsr-3395	84	11	27	27	NUM
fsr-3395	84	12	(	(	PUNCT
fsr-3395	84	13	2018	2018	NUM
fsr-3395	84	14	)	)	PUNCT
fsr-3395	84	15	209	209	NUM
fsr-3395	84	16	-	-	SYM
fsr-3395	84	17	230	230	NUM
fsr-3395	84	18	in	in	ADP
fsr-3395	84	19	summary	summary	NOUN
fsr-3395	84	20	,	,	PUNCT
fsr-3395	84	21	the	the	DET
fsr-3395	84	22	current	current	ADJ
fsr-3395	84	23	literature	literature	NOUN
fsr-3395	84	24	shows	show	VERB
fsr-3395	84	25	that	that	SCONJ
fsr-3395	84	26	over	over	NOUN
fsr-3395	84	27	-	-	PUNCT
fsr-3395	84	28	confidence	confidence	NOUN
fsr-3395	84	29	often	often	ADV
fsr-3395	84	30	leads	lead	VERB
fsr-3395	84	31	to	to	ADP
fsr-3395	84	32	substandard	substandard	ADJ
fsr-3395	84	33	portfolio	portfolio	NOUN
fsr-3395	84	34	performance	performance	NOUN
fsr-3395	84	35	,	,	PUNCT
fsr-3395	84	36	less	less	ADJ
fsr-3395	84	37	diversification	diversification	NOUN
fsr-3395	84	38	,	,	PUNCT
fsr-3395	84	39	and	and	CCONJ
fsr-3395	84	40	higher	high	ADJ
fsr-3395	84	41	portfolio	portfolio	NOUN
fsr-3395	84	42	turnover	turnover	NOUN
fsr-3395	84	43	.	.	PUNCT
fsr-3395	85	1	moreover	moreover	ADV
fsr-3395	85	2	,	,	PUNCT
fsr-3395	85	3	overconfident	overconfident	ADJ
fsr-3395	85	4	investors	investor	NOUN
fsr-3395	85	5	trade	trade	VERB
fsr-3395	85	6	more	more	ADV
fsr-3395	85	7	and	and	CCONJ
fsr-3395	85	8	take	take	VERB
fsr-3395	85	9	more	more	ADJ
fsr-3395	85	10	risk	risk	NOUN
fsr-3395	85	11	.	.	PUNCT
fsr-3395	86	1	however	however	ADV
fsr-3395	86	2	,	,	PUNCT
fsr-3395	86	3	little	little	ADJ
fsr-3395	86	4	is	be	AUX
fsr-3395	86	5	known	know	VERB
fsr-3395	86	6	about	about	ADP
fsr-3395	86	7	the	the	DET
fsr-3395	86	8	association	association	NOUN
fsr-3395	86	9	between	between	ADP
fsr-3395	86	10	dimensions	dimension	NOUN
fsr-3395	86	11	of	of	ADP
fsr-3395	86	12	confidence	confidence	NOUN
fsr-3395	86	13	and	and	CCONJ
fsr-3395	86	14	investment	investment	NOUN
fsr-3395	86	15	asset	asset	NOUN
fsr-3395	86	16	holdings	holding	NOUN
fsr-3395	86	17	.	.	PUNCT
fsr-3395	87	1	based	base	VERB
fsr-3395	87	2	on	on	ADP
fsr-3395	87	3	the	the	DET
fsr-3395	87	4	review	review	NOUN
fsr-3395	87	5	of	of	ADP
fsr-3395	87	6	literature	literature	NOUN
fsr-3395	87	7	,	,	PUNCT
fsr-3395	87	8	it	it	PRON
fsr-3395	87	9	is	be	AUX
fsr-3395	87	10	reasonable	reasonable	ADJ
fsr-3395	87	11	to	to	PART
fsr-3395	87	12	hypothesize	hypothesize	VERB
fsr-3395	87	13	that	that	SCONJ
fsr-3395	87	14	over	over	ADV
fsr-3395	87	15	-	-	PUNCT
fsr-3395	87	16	confident	confident	ADJ
fsr-3395	87	17	investors	investor	NOUN
fsr-3395	87	18	are	be	AUX
fsr-3395	87	19	likely	likely	ADJ
fsr-3395	87	20	to	to	PART
fsr-3395	87	21	hold	hold	VERB
fsr-3395	87	22	more	more	ADJ
fsr-3395	87	23	risky	risky	ADJ
fsr-3395	87	24	assets	asset	NOUN
fsr-3395	87	25	.	.	PUNCT
fsr-3395	88	1	the	the	DET
fsr-3395	88	2	current	current	ADJ
fsr-3395	88	3	study	study	NOUN
fsr-3395	88	4	evaluates	evaluate	VERB
fsr-3395	88	5	this	this	DET
fsr-3395	88	6	possibility	possibility	NOUN
fsr-3395	88	7	by	by	ADP
fsr-3395	88	8	testing	test	VERB
fsr-3395	88	9	the	the	DET
fsr-3395	88	10	following	follow	VERB
fsr-3395	88	11	hypothesis	hypothesis	NOUN
fsr-3395	88	12	:	:	PUNCT
fsr-3395	88	13	h1	h1	NOUN
fsr-3395	88	14	:	:	PUNCT
fsr-3395	88	15	there	there	PRON
fsr-3395	88	16	is	be	VERB
fsr-3395	88	17	a	a	DET
fsr-3395	88	18	direct	direct	ADJ
fsr-3395	88	19	relationship	relationship	NOUN
fsr-3395	88	20	between	between	ADP
fsr-3395	88	21	confidence	confidence	NOUN
fsr-3395	88	22	level	level	NOUN
fsr-3395	88	23	and	and	CCONJ
fsr-3395	88	24	investment	investment	NOUN
fsr-3395	88	25	asset	asset	NOUN
fsr-3395	88	26	holdings	holding	NOUN
fsr-3395	88	27	.	.	PUNCT
fsr-3395	89	1	2.2	2.2	NUM
fsr-3395	89	2	.	.	PUNCT
fsr-3395	90	1	help	help	NOUN
fsr-3395	90	2	and	and	CCONJ
fsr-3395	90	3	information	information	NOUN
fsr-3395	90	4	search	search	NOUN
fsr-3395	90	5	behavior	behavior	NOUN
fsr-3395	90	6	investors	investor	NOUN
fsr-3395	90	7	are	be	AUX
fsr-3395	90	8	generally	generally	ADV
fsr-3395	90	9	counseled	counsel	VERB
fsr-3395	90	10	to	to	PART
fsr-3395	90	11	search	search	VERB
fsr-3395	90	12	for	for	ADP
fsr-3395	90	13	additional	additional	ADJ
fsr-3395	90	14	information	information	NOUN
fsr-3395	90	15	when	when	SCONJ
fsr-3395	90	16	doing	do	VERB
fsr-3395	90	17	so	so	ADV
fsr-3395	90	18	will	will	AUX
fsr-3395	90	19	increase	increase	VERB
fsr-3395	90	20	expected	expect	VERB
fsr-3395	90	21	utility	utility	NOUN
fsr-3395	90	22	(	(	PUNCT
fsr-3395	90	23	grossman	grossman	NOUN
fsr-3395	90	24	and	and	CCONJ
fsr-3395	90	25	stiglitz	stiglitz	PROPN
fsr-3395	90	26	,	,	PUNCT
fsr-3395	90	27	1980	1980	NUM
fsr-3395	90	28	)	)	PUNCT
fsr-3395	90	29	.	.	PUNCT
fsr-3395	91	1	over	over	ADP
fsr-3395	91	2	-	-	PUNCT
fsr-3395	91	3	confident	confident	ADJ
fsr-3395	91	4	investors	investor	NOUN
fsr-3395	91	5	take	take	VERB
fsr-3395	91	6	such	such	ADJ
fsr-3395	91	7	advice	advice	NOUN
fsr-3395	91	8	to	to	ADP
fsr-3395	91	9	extremes	extreme	NOUN
fsr-3395	91	10	.	.	PUNCT
fsr-3395	92	1	they	they	PRON
fsr-3395	92	2	tend	tend	VERB
fsr-3395	92	3	to	to	PART
fsr-3395	92	4	hold	hold	VERB
fsr-3395	92	5	unrealistic	unrealistic	ADJ
fsr-3395	92	6	beliefs	belief	NOUN
fsr-3395	92	7	about	about	ADP
fsr-3395	92	8	their	their	PRON
fsr-3395	92	9	knowledge	knowledge	NOUN
fsr-3395	92	10	and	and	CCONJ
fsr-3395	92	11	expend	expend	VERB
fsr-3395	92	12	too	too	ADV
fsr-3395	92	13	many	many	ADJ
fsr-3395	92	14	resources	resource	NOUN
fsr-3395	92	15	(	(	PUNCT
fsr-3395	92	16	e.g.	e.g.	ADV
fsr-3395	92	17	,	,	PUNCT
fsr-3395	92	18	time	time	NOUN
fsr-3395	92	19	and	and	CCONJ
fsr-3395	92	20	money	money	NOUN
fsr-3395	92	21	)	)	PUNCT
fsr-3395	92	22	on	on	ADP
fsr-3395	92	23	investment	investment	NOUN
fsr-3395	92	24	information	information	NOUN
fsr-3395	92	25	(	(	PUNCT
fsr-3395	92	26	odean	odean	ADJ
fsr-3395	92	27	,	,	PUNCT
fsr-3395	92	28	1998	1998	NUM
fsr-3395	92	29	)	)	PUNCT
fsr-3395	92	30	,	,	PUNCT
fsr-3395	92	31	typically	typically	ADV
fsr-3395	92	32	as	as	ADP
fsr-3395	92	33	a	a	DET
fsr-3395	92	34	means	means	NOUN
fsr-3395	92	35	to	to	PART
fsr-3395	92	36	confirm	confirm	VERB
fsr-3395	92	37	previously	previously	ADV
fsr-3395	92	38	established	establish	VERB
fsr-3395	92	39	opinions	opinion	NOUN
fsr-3395	92	40	.	.	PUNCT
fsr-3395	93	1	barber	barber	NOUN
fsr-3395	93	2	and	and	CCONJ
fsr-3395	93	3	odean	odean	ADJ
fsr-3395	93	4	(	(	PUNCT
fsr-3395	93	5	2001	2001	NUM
fsr-3395	93	6	)	)	PUNCT
fsr-3395	93	7	found	find	VERB
fsr-3395	93	8	support	support	NOUN
fsr-3395	93	9	for	for	ADP
fsr-3395	93	10	the	the	DET
fsr-3395	93	11	prediction	prediction	NOUN
fsr-3395	93	12	that	that	SCONJ
fsr-3395	93	13	investors	investor	NOUN
fsr-3395	93	14	who	who	PRON
fsr-3395	93	15	possess	possess	VERB
fsr-3395	93	16	too	too	ADV
fsr-3395	93	17	much	much	ADJ
fsr-3395	93	18	information	information	NOUN
fsr-3395	93	19	may	may	AUX
fsr-3395	93	20	often	often	ADV
fsr-3395	93	21	trade	trade	VERB
fsr-3395	93	22	speculatively	speculatively	ADV
fsr-3395	93	23	.	.	PUNCT
fsr-3395	94	1	the	the	DET
fsr-3395	94	2	concept	concept	NOUN
fsr-3395	94	3	of	of	ADP
fsr-3395	94	4	household	household	NOUN
fsr-3395	94	5	level	level	NOUN
fsr-3395	94	6	help	help	NOUN
fsr-3395	94	7	and	and	CCONJ
fsr-3395	94	8	information	information	NOUN
fsr-3395	94	9	seeking	seeking	NOUN
fsr-3395	94	10	has	have	AUX
fsr-3395	94	11	been	be	AUX
fsr-3395	94	12	extensively	extensively	ADV
fsr-3395	94	13	examined	examine	VERB
fsr-3395	94	14	in	in	ADP
fsr-3395	94	15	the	the	DET
fsr-3395	94	16	financial	financial	ADJ
fsr-3395	94	17	planning	planning	NOUN
fsr-3395	94	18	literature	literature	NOUN
fsr-3395	94	19	over	over	ADP
fsr-3395	94	20	the	the	DET
fsr-3395	94	21	past	past	ADJ
fsr-3395	94	22	two	two	NUM
fsr-3395	94	23	decades	decade	NOUN
fsr-3395	94	24	.	.	PUNCT
fsr-3395	95	1	grable	grable	NOUN
fsr-3395	95	2	and	and	CCONJ
fsr-3395	95	3	joo	joo	PROPN
fsr-3395	95	4	(	(	PUNCT
fsr-3395	95	5	1999	1999	NUM
fsr-3395	95	6	)	)	PUNCT
fsr-3395	95	7	were	be	AUX
fsr-3395	95	8	among	among	ADP
fsr-3395	95	9	the	the	DET
fsr-3395	95	10	first	first	ADJ
fsr-3395	95	11	to	to	PART
fsr-3395	95	12	propose	propose	VERB
fsr-3395	95	13	a	a	DET
fsr-3395	95	14	framework	framework	NOUN
fsr-3395	95	15	of	of	ADP
fsr-3395	95	16	help	help	NOUN
fsr-3395	95	17	-	-	PUNCT
fsr-3395	95	18	seeking	seek	VERB
fsr-3395	95	19	behavior	behavior	NOUN
fsr-3395	95	20	in	in	ADP
fsr-3395	95	21	personal	personal	ADJ
fsr-3395	95	22	financial	financial	ADJ
fsr-3395	95	23	planning	planning	NOUN
fsr-3395	95	24	.	.	PUNCT
fsr-3395	96	1	the	the	DET
fsr-3395	96	2	grable	grable	PROPN
fsr-3395	96	3	and	and	CCONJ
fsr-3395	96	4	joo	joo	NOUN
fsr-3395	96	5	framework	framework	NOUN
fsr-3395	96	6	was	be	AUX
fsr-3395	96	7	based	base	VERB
fsr-3395	96	8	on	on	ADP
fsr-3395	96	9	a	a	DET
fsr-3395	96	10	help	help	NOUN
fsr-3395	96	11	-	-	PUNCT
fsr-3395	96	12	seeking	seek	VERB
fsr-3395	96	13	for	for	ADP
fsr-3395	96	14	health	health	NOUN
fsr-3395	96	15	care	care	NOUN
fsr-3395	96	16	model	model	NOUN
fsr-3395	96	17	originally	originally	ADV
fsr-3395	96	18	described	describe	VERB
fsr-3395	96	19	by	by	ADP
fsr-3395	96	20	suchman	suchman	NOUN
fsr-3395	96	21	(	(	PUNCT
fsr-3395	96	22	1966	1966	NUM
fsr-3395	96	23	)	)	PUNCT
fsr-3395	96	24	.	.	PUNCT
fsr-3395	97	1	the	the	DET
fsr-3395	97	2	grable	grable	PROPN
fsr-3395	97	3	and	and	CCONJ
fsr-3395	97	4	joo	joo	NOUN
fsr-3395	97	5	framework	framework	NOUN
fsr-3395	97	6	described	describe	VERB
fsr-3395	97	7	six	six	NUM
fsr-3395	97	8	-	-	PUNCT
fsr-3395	97	9	stages	stage	NOUN
fsr-3395	97	10	of	of	ADP
fsr-3395	97	11	help	help	NOUN
fsr-3395	97	12	seeking	seek	VERB
fsr-3395	97	13	based	base	VERB
fsr-3395	97	14	on	on	ADP
fsr-3395	97	15	the	the	DET
fsr-3395	97	16	hypothesis	hypothesis	NOUN
fsr-3395	97	17	that	that	PRON
fsr-3395	97	18	consumers	consumer	NOUN
fsr-3395	97	19	conduct	conduct	VERB
fsr-3395	97	20	internal	internal	ADJ
fsr-3395	97	21	cost	cost	NOUN
fsr-3395	97	22	/	/	SYM
fsr-3395	97	23	benefit	benefit	NOUN
fsr-3395	97	24	analyses	analysis	NOUN
fsr-3395	97	25	when	when	SCONJ
fsr-3395	97	26	deciding	decide	VERB
fsr-3395	97	27	to	to	PART
fsr-3395	97	28	seek	seek	VERB
fsr-3395	97	29	help	help	NOUN
fsr-3395	97	30	and	and	CCONJ
fsr-3395	97	31	where	where	SCONJ
fsr-3395	97	32	to	to	PART
fsr-3395	97	33	seek	seek	VERB
fsr-3395	97	34	help	help	NOUN
fsr-3395	97	35	.	.	PUNCT
fsr-3395	98	1	grable	grable	PROPN
fsr-3395	98	2	and	and	CCONJ
fsr-3395	98	3	joo	joo	PROPN
fsr-3395	98	4	originally	originally	ADV
fsr-3395	98	5	focused	focus	VERB
fsr-3395	98	6	on	on	ADP
fsr-3395	98	7	a	a	DET
fsr-3395	98	8	simple	simple	ADJ
fsr-3395	98	9	decision	decision	NOUN
fsr-3395	98	10	to	to	PART
fsr-3395	98	11	either	either	CCONJ
fsr-3395	98	12	seek	seek	VERB
fsr-3395	98	13	help	help	NOUN
fsr-3395	98	14	or	or	CCONJ
fsr-3395	98	15	not	not	PART
fsr-3395	98	16	to	to	PART
fsr-3395	98	17	seek	seek	VERB
fsr-3395	98	18	help	help	NOUN
fsr-3395	98	19	.	.	PUNCT
fsr-3395	99	1	later	later	ADV
fsr-3395	99	2	,	,	PUNCT
fsr-3395	99	3	grable	grable	NOUN
fsr-3395	99	4	and	and	CCONJ
fsr-3395	99	5	joo	joo	PROPN
fsr-3395	99	6	(	(	PUNCT
fsr-3395	99	7	2001	2001	NUM
fsr-3395	99	8	)	)	PUNCT
fsr-3395	99	9	expanded	expand	VERB
fsr-3395	99	10	the	the	DET
fsr-3395	99	11	model	model	NOUN
fsr-3395	99	12	to	to	PART
fsr-3395	99	13	examine	examine	VERB
fsr-3395	99	14	the	the	DET
fsr-3395	99	15	choice	choice	NOUN
fsr-3395	99	16	of	of	ADP
fsr-3395	99	17	seeking	seek	VERB
fsr-3395	99	18	help	help	NOUN
fsr-3395	99	19	from	from	ADP
fsr-3395	99	20	a	a	DET
fsr-3395	99	21	financial	financial	ADJ
fsr-3395	99	22	professional	professional	NOUN
fsr-3395	99	23	or	or	CCONJ
fsr-3395	99	24	a	a	DET
fsr-3395	99	25	non	non	ADJ
fsr-3395	99	26	-	-	ADJ
fsr-3395	99	27	professional	professional	ADJ
fsr-3395	99	28	.	.	PUNCT
fsr-3395	100	1	those	those	PRON
fsr-3395	100	2	who	who	PRON
fsr-3395	100	3	indicated	indicate	VERB
fsr-3395	100	4	the	the	DET
fsr-3395	100	5	use	use	NOUN
fsr-3395	100	6	of	of	ADP
fsr-3395	100	7	financial	financial	ADJ
fsr-3395	100	8	planners	planner	NOUN
fsr-3395	100	9	,	,	PUNCT
fsr-3395	100	10	financial	financial	ADJ
fsr-3395	100	11	counselors	counselor	NOUN
fsr-3395	100	12	,	,	PUNCT
fsr-3395	100	13	insurance	insurance	NOUN
fsr-3395	100	14	agents	agent	NOUN
fsr-3395	100	15	,	,	PUNCT
fsr-3395	100	16	or	or	CCONJ
fsr-3395	100	17	stockbrokers	stockbroker	NOUN
fsr-3395	100	18	as	as	ADP
fsr-3395	100	19	their	their	PRON
fsr-3395	100	20	primary	primary	ADJ
fsr-3395	100	21	help	help	NOUN
fsr-3395	100	22	provider	provider	NOUN
fsr-3395	100	23	were	be	AUX
fsr-3395	100	24	classified	classify	VERB
fsr-3395	100	25	as	as	ADP
fsr-3395	100	26	seekers	seeker	NOUN
fsr-3395	100	27	of	of	ADP
fsr-3395	100	28	professional	professional	ADJ
fsr-3395	100	29	help	help	NOUN
fsr-3395	100	30	,	,	PUNCT
fsr-3395	100	31	while	while	SCONJ
fsr-3395	100	32	those	those	PRON
fsr-3395	100	33	who	who	PRON
fsr-3395	100	34	indicated	indicate	VERB
fsr-3395	100	35	the	the	DET
fsr-3395	100	36	use	use	NOUN
fsr-3395	100	37	of	of	ADP
fsr-3395	100	38	friends	friend	NOUN
fsr-3395	100	39	,	,	PUNCT
fsr-3395	100	40	family	family	NOUN
fsr-3395	100	41	,	,	PUNCT
fsr-3395	100	42	or	or	CCONJ
fsr-3395	100	43	work	work	NOUN
fsr-3395	100	44	colleagues	colleague	NOUN
fsr-3395	100	45	as	as	SCONJ
fsr-3395	100	46	their	their	PRON
fsr-3395	100	47	primary	primary	ADJ
fsr-3395	100	48	help	help	NOUN
fsr-3395	100	49	provider	provider	NOUN
fsr-3395	100	50	were	be	AUX
fsr-3395	100	51	classified	classify	VERB
fsr-3395	100	52	as	as	ADP
fsr-3395	100	53	seekers	seeker	NOUN
fsr-3395	100	54	of	of	ADP
fsr-3395	100	55	non	non	ADJ
fsr-3395	100	56	-	-	ADJ
fsr-3395	100	57	professional	professional	ADJ
fsr-3395	100	58	help	help	NOUN
fsr-3395	100	59	.	.	PUNCT
fsr-3395	101	1	kwon	kwon	PROPN
fsr-3395	101	2	(	(	PUNCT
fsr-3395	101	3	2004	2004	NUM
fsr-3395	101	4	)	)	PUNCT
fsr-3395	101	5	identified	identify	VERB
fsr-3395	101	6	four	four	NUM
fsr-3395	101	7	types	type	NOUN
fsr-3395	101	8	of	of	ADP
fsr-3395	101	9	help	help	NOUN
fsr-3395	101	10	and	and	CCONJ
fsr-3395	101	11	information	information	NOUN
fsr-3395	101	12	sources	source	NOUN
fsr-3395	101	13	based	base	VERB
fsr-3395	101	14	on	on	ADP
fsr-3395	101	15	whether	whether	SCONJ
fsr-3395	101	16	the	the	DET
fsr-3395	101	17	source	source	NOUN
fsr-3395	101	18	is	be	AUX
fsr-3395	101	19	personal	personal	ADJ
fsr-3395	101	20	or	or	CCONJ
fsr-3395	101	21	impersonal	impersonal	ADJ
fsr-3395	101	22	,	,	PUNCT
fsr-3395	101	23	and	and	CCONJ
fsr-3395	101	24	whether	whether	SCONJ
fsr-3395	101	25	the	the	DET
fsr-3395	101	26	source	source	NOUN
fsr-3395	101	27	is	be	AUX
fsr-3395	101	28	marketer	marketer	NOUN
fsr-3395	101	29	-	-	PUNCT
fsr-3395	101	30	controlled	control	VERB
fsr-3395	101	31	,	,	PUNCT
fsr-3395	101	32	such	such	ADJ
fsr-3395	101	33	as	as	ADP
fsr-3395	101	34	a	a	DET
fsr-3395	101	35	salesperson	salesperson	NOUN
fsr-3395	101	36	with	with	ADP
fsr-3395	101	37	potential	potential	ADJ
fsr-3395	101	38	personal	personal	ADJ
fsr-3395	101	39	gains	gain	NOUN
fsr-3395	101	40	to	to	PART
fsr-3395	101	41	be	be	AUX
fsr-3395	101	42	made	make	VERB
fsr-3395	101	43	from	from	ADP
fsr-3395	101	44	a	a	DET
fsr-3395	101	45	transaction	transaction	NOUN
fsr-3395	101	46	or	or	CCONJ
fsr-3395	101	47	non	non	ADJ
fsr-3395	101	48	-	-	ADJ
fsr-3395	101	49	personal	personal	ADJ
fsr-3395	101	50	,	,	PUNCT
fsr-3395	101	51	such	such	ADJ
fsr-3395	101	52	as	as	ADP
fsr-3395	101	53	family	family	NOUN
fsr-3395	101	54	,	,	PUNCT
fsr-3395	101	55	friends	friend	NOUN
fsr-3395	101	56	,	,	PUNCT
fsr-3395	101	57	and	and	CCONJ
fsr-3395	101	58	other	other	ADJ
fsr-3395	101	59	neutral	neutral	ADJ
fsr-3395	101	60	sources	source	NOUN
fsr-3395	101	61	(	(	PUNCT
fsr-3395	101	62	e.g.	e.g.	ADV
fsr-3395	101	63	,	,	PUNCT
fsr-3395	101	64	news	news	NOUN
fsr-3395	101	65	media	medium	NOUN
fsr-3395	101	66	)	)	PUNCT
fsr-3395	101	67	.	.	PUNCT
fsr-3395	102	1	kwon	kwon	PROPN
fsr-3395	102	2	noted	note	VERB
fsr-3395	102	3	that	that	SCONJ
fsr-3395	102	4	friends	friend	NOUN
fsr-3395	102	5	and	and	CCONJ
fsr-3395	102	6	family	family	NOUN
fsr-3395	102	7	were	be	AUX
fsr-3395	102	8	the	the	DET
fsr-3395	102	9	most	most	ADV
fsr-3395	102	10	frequently	frequently	ADV
fsr-3395	102	11	used	use	VERB
fsr-3395	102	12	source	source	NOUN
fsr-3395	102	13	of	of	ADP
fsr-3395	102	14	help	help	NOUN
fsr-3395	102	15	and	and	CCONJ
fsr-3395	102	16	information	information	NOUN
fsr-3395	102	17	,	,	PUNCT
fsr-3395	102	18	which	which	PRON
fsr-3395	102	19	matched	match	VERB
fsr-3395	102	20	what	what	PRON
fsr-3395	102	21	grable	grable	NOUN
fsr-3395	102	22	and	and	CCONJ
fsr-3395	102	23	joo	joo	PROPN
fsr-3395	102	24	(	(	PUNCT
fsr-3395	102	25	2001	2001	NUM
fsr-3395	102	26	)	)	PUNCT
fsr-3395	102	27	reported	report	VERB
fsr-3395	102	28	.	.	PUNCT
fsr-3395	103	1	chang	chang	PROPN
fsr-3395	103	2	(	(	PUNCT
fsr-3395	103	3	2005	2005	NUM
fsr-3395	103	4	)	)	PUNCT
fsr-3395	103	5	found	find	VERB
fsr-3395	103	6	that	that	SCONJ
fsr-3395	103	7	income	income	NOUN
fsr-3395	103	8	was	be	AUX
fsr-3395	103	9	a	a	DET
fsr-3395	103	10	major	major	ADJ
fsr-3395	103	11	determinant	determinant	NOUN
fsr-3395	103	12	of	of	ADP
fsr-3395	103	13	financial	financial	ADJ
fsr-3395	103	14	help	help	NOUN
fsr-3395	103	15	seeking	seek	VERB
fsr-3395	103	16	,	,	PUNCT
fsr-3395	103	17	in	in	ADP
fsr-3395	103	18	that	that	DET
fsr-3395	103	19	higher	high	ADJ
fsr-3395	103	20	-	-	PUNCT
fsr-3395	103	21	income	income	NOUN
fsr-3395	103	22	households	household	NOUN
fsr-3395	103	23	were	be	AUX
fsr-3395	103	24	more	more	ADV
fsr-3395	103	25	likely	likely	ADJ
fsr-3395	103	26	to	to	PART
fsr-3395	103	27	seek	seek	VERB
fsr-3395	103	28	professional	professional	ADJ
fsr-3395	103	29	advice	advice	NOUN
fsr-3395	103	30	while	while	SCONJ
fsr-3395	103	31	lower	low	ADJ
fsr-3395	103	32	-	-	PUNCT
fsr-3395	103	33	income	income	NOUN
fsr-3395	103	34	households	household	NOUN
fsr-3395	103	35	relied	rely	VERB
fsr-3395	103	36	upon	upon	SCONJ
fsr-3395	103	37	social	social	ADJ
fsr-3395	103	38	networks	network	NOUN
fsr-3395	103	39	,	,	PUNCT
fsr-3395	103	40	such	such	ADJ
fsr-3395	103	41	as	as	ADP
fsr-3395	103	42	family	family	NOUN
fsr-3395	103	43	or	or	CCONJ
fsr-3395	103	44	co	co	NOUN
fsr-3395	103	45	-	-	NOUN
fsr-3395	103	46	workers	worker	NOUN
fsr-3395	103	47	.	.	PUNCT
fsr-3395	104	1	closely	closely	ADV
fsr-3395	104	2	related	relate	VERB
fsr-3395	104	3	to	to	ADP
fsr-3395	104	4	the	the	DET
fsr-3395	104	5	concept	concept	NOUN
fsr-3395	104	6	of	of	ADP
fsr-3395	104	7	help	help	NOUN
fsr-3395	104	8	seeking	seek	VERB
fsr-3395	104	9	is	be	AUX
fsr-3395	104	10	the	the	DET
fsr-3395	104	11	concept	concept	NOUN
fsr-3395	104	12	of	of	ADP
fsr-3395	104	13	information	information	NOUN
fsr-3395	104	14	search	search	NOUN
fsr-3395	104	15	.	.	PUNCT
fsr-3395	105	1	information	information	NOUN
fsr-3395	105	2	search	search	NOUN
fsr-3395	105	3	tends	tend	VERB
fsr-3395	105	4	to	to	PART
fsr-3395	105	5	be	be	AUX
fsr-3395	105	6	broader	broad	ADJ
fsr-3395	105	7	than	than	SCONJ
fsr-3395	105	8	help	help	VERB
fsr-3395	105	9	seeking	seek	VERB
fsr-3395	105	10	.	.	PUNCT
fsr-3395	106	1	whereas	whereas	SCONJ
fsr-3395	106	2	models	model	NOUN
fsr-3395	106	3	of	of	ADP
fsr-3395	106	4	help	help	NOUN
fsr-3395	106	5	seeking	seek	VERB
fsr-3395	106	6	213a	213a	NOUN
fsr-3395	106	7	.	.	PUNCT
fsr-3395	107	1	rabbani	rabbani	PROPN
fsr-3395	107	2	et	et	PROPN
fsr-3395	107	3	al	al	PROPN
fsr-3395	107	4	.	.	PUNCT
fsr-3395	107	5	/	/	SYM
fsr-3395	107	6	financial	financial	ADJ
fsr-3395	107	7	services	service	NOUN
fsr-3395	107	8	review	review	VERB
fsr-3395	107	9	27	27	NUM
fsr-3395	107	10	(	(	PUNCT
fsr-3395	107	11	2018	2018	NUM
fsr-3395	107	12	)	)	PUNCT
fsr-3395	107	13	209	209	NUM
fsr-3395	107	14	-	-	SYM
fsr-3395	107	15	230	230	NUM
fsr-3395	107	16	are	be	AUX
fsr-3395	107	17	typically	typically	ADV
fsr-3395	107	18	designed	design	VERB
fsr-3395	107	19	to	to	PART
fsr-3395	107	20	provide	provide	VERB
fsr-3395	107	21	insights	insight	NOUN
fsr-3395	107	22	into	into	ADP
fsr-3395	107	23	the	the	DET
fsr-3395	107	24	mechanisms	mechanism	NOUN
fsr-3395	107	25	associated	associate	VERB
fsr-3395	107	26	with	with	ADP
fsr-3395	107	27	the	the	DET
fsr-3395	107	28	choice	choice	NOUN
fsr-3395	107	29	and	and	CCONJ
fsr-3395	107	30	use	use	NOUN
fsr-3395	107	31	of	of	ADP
fsr-3395	107	32	help	help	NOUN
fsr-3395	107	33	providers	provider	NOUN
fsr-3395	107	34	,	,	PUNCT
fsr-3395	107	35	information	information	NOUN
fsr-3395	107	36	search	search	NOUN
fsr-3395	107	37	behavior	behavior	NOUN
fsr-3395	107	38	includes	include	VERB
fsr-3395	107	39	elements	element	NOUN
fsr-3395	107	40	related	relate	VERB
fsr-3395	107	41	to	to	ADP
fsr-3395	107	42	activities	activity	NOUN
fsr-3395	107	43	designed	design	VERB
fsr-3395	107	44	to	to	PART
fsr-3395	107	45	improve	improve	VERB
fsr-3395	107	46	knowledge	knowledge	NOUN
fsr-3395	107	47	.	.	PUNCT
fsr-3395	108	1	the	the	DET
fsr-3395	108	2	term	term	NOUN
fsr-3395	108	3	“	"	PUNCT
fsr-3395	108	4	information	information	NOUN
fsr-3395	108	5	intermediary	intermediary	NOUN
fsr-3395	108	6	”	"	PUNCT
fsr-3395	108	7	can	can	AUX
fsr-3395	108	8	refer	refer	VERB
fsr-3395	108	9	to	to	ADP
fsr-3395	108	10	the	the	DET
fsr-3395	108	11	media	medium	NOUN
fsr-3395	108	12	,	,	PUNCT
fsr-3395	108	13	to	to	ADP
fsr-3395	108	14	advertising	advertising	NOUN
fsr-3395	108	15	,	,	PUNCT
fsr-3395	108	16	to	to	ADP
fsr-3395	108	17	a	a	DET
fsr-3395	108	18	search	search	NOUN
fsr-3395	108	19	engine	engine	NOUN
fsr-3395	108	20	,	,	PUNCT
fsr-3395	108	21	or	or	CCONJ
fsr-3395	108	22	any	any	DET
fsr-3395	108	23	other	other	ADJ
fsr-3395	108	24	non	non	ADJ
fsr-3395	108	25	-	-	ADJ
fsr-3395	108	26	human	human	ADJ
fsr-3395	108	27	source	source	NOUN
fsr-3395	108	28	of	of	ADP
fsr-3395	108	29	information	information	NOUN
fsr-3395	108	30	that	that	PRON
fsr-3395	108	31	is	be	AUX
fsr-3395	108	32	not	not	PART
fsr-3395	108	33	originally	originally	ADV
fsr-3395	108	34	produced	produce	VERB
fsr-3395	108	35	by	by	ADP
fsr-3395	108	36	the	the	DET
fsr-3395	108	37	provider	provider	NOUN
fsr-3395	108	38	(	(	PUNCT
fsr-3395	108	39	rose	rise	VERB
fsr-3395	108	40	,	,	PUNCT
fsr-3395	108	41	1999	1999	NUM
fsr-3395	108	42	)	)	PUNCT
fsr-3395	108	43	.	.	PUNCT
fsr-3395	109	1	the	the	DET
fsr-3395	109	2	use	use	NOUN
fsr-3395	109	3	of	of	ADP
fsr-3395	109	4	information	information	NOUN
fsr-3395	109	5	intermediaries	intermediary	NOUN
fsr-3395	109	6	helps	help	VERB
fsr-3395	109	7	consumers	consumer	NOUN
fsr-3395	109	8	save	save	VERB
fsr-3395	109	9	time	time	NOUN
fsr-3395	109	10	when	when	SCONJ
fsr-3395	109	11	making	make	VERB
fsr-3395	109	12	decisions	decision	NOUN
fsr-3395	109	13	or	or	CCONJ
fsr-3395	109	14	when	when	SCONJ
fsr-3395	109	15	acquiring	acquire	VERB
fsr-3395	109	16	new	new	ADJ
fsr-3395	109	17	/	/	SYM
fsr-3395	109	18	additional	additional	ADJ
fsr-3395	109	19	information	information	NOUN
fsr-3395	109	20	.	.	PUNCT
fsr-3395	110	1	it	it	PRON
fsr-3395	110	2	is	be	AUX
fsr-3395	110	3	not	not	PART
fsr-3395	110	4	necessary	necessary	ADJ
fsr-3395	110	5	for	for	SCONJ
fsr-3395	110	6	an	an	DET
fsr-3395	110	7	information	information	NOUN
fsr-3395	110	8	intermediary	intermediary	NOUN
fsr-3395	110	9	to	to	PART
fsr-3395	110	10	provide	provide	VERB
fsr-3395	110	11	direct	direct	ADJ
fsr-3395	110	12	help	help	NOUN
fsr-3395	110	13	.	.	PUNCT
fsr-3395	111	1	lee	lee	PROPN
fsr-3395	111	2	and	and	CCONJ
fsr-3395	111	3	cho	cho	PROPN
fsr-3395	111	4	(	(	PUNCT
fsr-3395	111	5	2005	2005	NUM
fsr-3395	111	6	)	)	PUNCT
fsr-3395	111	7	evaluated	evaluate	VERB
fsr-3395	111	8	the	the	DET
fsr-3395	111	9	use	use	NOUN
fsr-3395	111	10	of	of	ADP
fsr-3395	111	11	information	information	NOUN
fsr-3395	111	12	intermediaries	intermediary	NOUN
fsr-3395	111	13	based	base	VERB
fsr-3395	111	14	on	on	ADP
fsr-3395	111	15	value	value	NOUN
fsr-3395	111	16	perceptions	perception	NOUN
fsr-3395	111	17	.	.	PUNCT
fsr-3395	112	1	they	they	PRON
fsr-3395	112	2	concluded	conclude	VERB
fsr-3395	112	3	that	that	SCONJ
fsr-3395	112	4	value	value	NOUN
fsr-3395	112	5	can	can	AUX
fsr-3395	112	6	be	be	AUX
fsr-3395	112	7	attached	attach	VERB
fsr-3395	112	8	to	to	ADP
fsr-3395	112	9	differing	differ	VERB
fsr-3395	112	10	characteristics	characteristic	NOUN
fsr-3395	112	11	.	.	PUNCT
fsr-3395	113	1	the	the	DET
fsr-3395	113	2	model	model	NOUN
fsr-3395	113	3	developed	develop	VERB
fsr-3395	113	4	by	by	ADP
fsr-3395	113	5	lee	lee	PROPN
fsr-3395	113	6	and	and	CCONJ
fsr-3395	113	7	cho	cho	PROPN
fsr-3395	113	8	did	do	AUX
fsr-3395	113	9	not	not	PART
fsr-3395	113	10	account	account	VERB
fsr-3395	113	11	for	for	ADP
fsr-3395	113	12	the	the	DET
fsr-3395	113	13	actual	actual	ADJ
fsr-3395	113	14	cost	cost	NOUN
fsr-3395	113	15	of	of	ADP
fsr-3395	113	16	intermediary	intermediary	ADJ
fsr-3395	113	17	services	service	NOUN
fsr-3395	113	18	(	(	PUNCT
fsr-3395	113	19	e.g.	e.g.	ADV
fsr-3395	113	20	,	,	PUNCT
fsr-3395	113	21	using	use	VERB
fsr-3395	113	22	an	an	DET
fsr-3395	113	23	internet	internet	NOUN
fsr-3395	113	24	search	search	NOUN
fsr-3395	113	25	vs.	vs.	ADP
fsr-3395	113	26	consulting	consult	VERB
fsr-3395	113	27	a	a	DET
fsr-3395	113	28	financial	financial	ADJ
fsr-3395	113	29	advisor	advisor	NOUN
fsr-3395	113	30	)	)	PUNCT
fsr-3395	113	31	,	,	PUNCT
fsr-3395	113	32	but	but	CCONJ
fsr-3395	113	33	the	the	DET
fsr-3395	113	34	model	model	NOUN
fsr-3395	113	35	did	do	AUX
fsr-3395	113	36	help	help	VERB
fsr-3395	113	37	lee	lee	PROPN
fsr-3395	113	38	and	and	CCONJ
fsr-3395	113	39	cho	cho	PROPN
fsr-3395	113	40	conclude	conclude	VERB
fsr-3395	113	41	that	that	SCONJ
fsr-3395	113	42	a	a	DET
fsr-3395	113	43	large	large	ADJ
fsr-3395	113	44	portion	portion	NOUN
fsr-3395	113	45	of	of	ADP
fsr-3395	113	46	the	the	DET
fsr-3395	113	47	public	public	NOUN
fsr-3395	113	48	indicate	indicate	VERB
fsr-3395	113	49	an	an	DET
fsr-3395	113	50	unwillingness	unwillingness	NOUN
fsr-3395	113	51	to	to	PART
fsr-3395	113	52	pay	pay	VERB
fsr-3395	113	53	for	for	ADP
fsr-3395	113	54	financial	financial	ADJ
fsr-3395	113	55	advice	advice	NOUN
fsr-3395	113	56	.	.	PUNCT
fsr-3395	114	1	in	in	ADP
fsr-3395	114	2	their	their	PRON
fsr-3395	114	3	model	model	NOUN
fsr-3395	114	4	,	,	PUNCT
fsr-3395	114	5	younger	young	ADJ
fsr-3395	114	6	consumers	consumer	NOUN
fsr-3395	114	7	reported	report	VERB
fsr-3395	114	8	a	a	DET
fsr-3395	114	9	higher	high	ADJ
fsr-3395	114	10	value	value	NOUN
fsr-3395	114	11	for	for	ADP
fsr-3395	114	12	intermediary	intermediary	ADJ
fsr-3395	114	13	sources	source	NOUN
fsr-3395	114	14	,	,	PUNCT
fsr-3395	114	15	perhaps	perhaps	ADV
fsr-3395	114	16	reflecting	reflect	VERB
fsr-3395	114	17	a	a	DET
fsr-3395	114	18	lack	lack	NOUN
fsr-3395	114	19	of	of	ADP
fsr-3395	114	20	confidence	confidence	NOUN
fsr-3395	114	21	or	or	CCONJ
fsr-3395	114	22	knowledge	knowledge	NOUN
fsr-3395	114	23	among	among	ADP
fsr-3395	114	24	younger	young	ADJ
fsr-3395	114	25	consumers	consumer	NOUN
fsr-3395	114	26	.	.	PUNCT
fsr-3395	115	1	lee	lee	PROPN
fsr-3395	115	2	and	and	CCONJ
fsr-3395	115	3	cho	cho	PROPN
fsr-3395	115	4	also	also	ADV
fsr-3395	115	5	found	find	VERB
fsr-3395	115	6	higher	high	ADJ
fsr-3395	115	7	levels	level	NOUN
fsr-3395	115	8	of	of	ADP
fsr-3395	115	9	education	education	NOUN
fsr-3395	115	10	were	be	AUX
fsr-3395	115	11	associated	associate	VERB
fsr-3395	115	12	with	with	ADP
fsr-3395	115	13	enhanced	enhanced	ADJ
fsr-3395	115	14	perceptions	perception	NOUN
fsr-3395	115	15	of	of	ADP
fsr-3395	115	16	value	value	NOUN
fsr-3395	115	17	from	from	ADP
fsr-3395	115	18	information	information	NOUN
fsr-3395	115	19	intermediaries	intermediary	NOUN
fsr-3395	115	20	.	.	PUNCT
fsr-3395	116	1	lee	lee	PROPN
fsr-3395	116	2	and	and	CCONJ
fsr-3395	116	3	cho	cho	PROPN
fsr-3395	116	4	reported	report	VERB
fsr-3395	116	5	that	that	SCONJ
fsr-3395	116	6	perceived	perceive	VERB
fsr-3395	116	7	expertise	expertise	NOUN
fsr-3395	116	8	was	be	AUX
fsr-3395	116	9	negatively	negatively	ADV
fsr-3395	116	10	associated	associate	VERB
fsr-3395	116	11	with	with	ADP
fsr-3395	116	12	perceived	perceive	VERB
fsr-3395	116	13	value	value	NOUN
fsr-3395	116	14	,	,	PUNCT
fsr-3395	116	15	implying	imply	VERB
fsr-3395	116	16	that	that	SCONJ
fsr-3395	116	17	consumer	consumer	NOUN
fsr-3395	116	18	information	information	NOUN
fsr-3395	116	19	search	search	NOUN
fsr-3395	116	20	activities	activity	NOUN
fsr-3395	116	21	may	may	AUX
fsr-3395	116	22	be	be	AUX
fsr-3395	116	23	indicative	indicative	ADJ
fsr-3395	116	24	of	of	ADP
fsr-3395	116	25	a	a	DET
fsr-3395	116	26	defensive	defensive	ADJ
fsr-3395	116	27	posture	posture	NOUN
fsr-3395	116	28	related	relate	VERB
fsr-3395	116	29	to	to	ADP
fsr-3395	116	30	confidence	confidence	NOUN
fsr-3395	116	31	in	in	ADP
fsr-3395	116	32	the	the	DET
fsr-3395	116	33	financial	financial	ADJ
fsr-3395	116	34	markets	market	NOUN
fsr-3395	116	35	.	.	PUNCT
fsr-3395	117	1	the	the	DET
fsr-3395	117	2	literature	literature	NOUN
fsr-3395	117	3	provides	provide	VERB
fsr-3395	117	4	some	some	DET
fsr-3395	117	5	evidence	evidence	NOUN
fsr-3395	117	6	that	that	SCONJ
fsr-3395	117	7	there	there	PRON
fsr-3395	117	8	may	may	AUX
fsr-3395	117	9	be	be	AUX
fsr-3395	117	10	parallels	parallel	NOUN
fsr-3395	117	11	in	in	ADP
fsr-3395	117	12	the	the	DET
fsr-3395	117	13	search	search	NOUN
fsr-3395	117	14	for	for	ADP
fsr-3395	117	15	health	health	NOUN
fsr-3395	117	16	information	information	NOUN
fsr-3395	117	17	with	with	ADP
fsr-3395	117	18	that	that	PRON
fsr-3395	117	19	of	of	ADP
fsr-3395	117	20	financial	financial	ADJ
fsr-3395	117	21	information	information	NOUN
fsr-3395	117	22	search	search	NOUN
fsr-3395	117	23	behavior	behavior	NOUN
fsr-3395	117	24	(	(	PUNCT
fsr-3395	117	25	grable	grable	NOUN
fsr-3395	117	26	and	and	CCONJ
fsr-3395	117	27	joo	joo	NOUN
fsr-3395	117	28	,	,	PUNCT
fsr-3395	117	29	1999	1999	NUM
fsr-3395	117	30	;	;	PUNCT
fsr-3395	117	31	woodyard	woodyard	PROPN
fsr-3395	117	32	and	and	CCONJ
fsr-3395	117	33	grable	grable	PROPN
fsr-3395	117	34	,	,	PUNCT
fsr-3395	117	35	2014	2014	NUM
fsr-3395	117	36	)	)	PUNCT
fsr-3395	117	37	.	.	PUNCT
fsr-3395	118	1	chen	chen	PROPN
fsr-3395	118	2	and	and	CCONJ
fsr-3395	118	3	feeley	feeley	PROPN
fsr-3395	118	4	(	(	PUNCT
fsr-3395	118	5	2014	2014	NUM
fsr-3395	118	6	)	)	PUNCT
fsr-3395	118	7	found	find	VERB
fsr-3395	118	8	that	that	SCONJ
fsr-3395	118	9	the	the	DET
fsr-3395	118	10	relationship	relationship	NOUN
fsr-3395	118	11	between	between	ADP
fsr-3395	118	12	numeracy	numeracy	NOUN
fsr-3395	118	13	and	and	CCONJ
fsr-3395	118	14	self	self	NOUN
fsr-3395	118	15	-	-	PUNCT
fsr-3395	118	16	efficacy	efficacy	NOUN
fsr-3395	118	17	in	in	ADP
fsr-3395	118	18	health	health	NOUN
fsr-3395	118	19	behavior	behavior	NOUN
fsr-3395	118	20	was	be	AUX
fsr-3395	118	21	mediated	mediate	VERB
fsr-3395	118	22	by	by	ADP
fsr-3395	118	23	information	information	NOUN
fsr-3395	118	24	seeking	seek	VERB
fsr-3395	118	25	behavior	behavior	NOUN
fsr-3395	118	26	through	through	ADP
fsr-3395	118	27	multiple	multiple	ADJ
fsr-3395	118	28	channels	channel	NOUN
fsr-3395	118	29	,	,	PUNCT
fsr-3395	118	30	including	include	VERB
fsr-3395	118	31	mass	mass	ADJ
fsr-3395	118	32	media	medium	NOUN
fsr-3395	118	33	,	,	PUNCT
fsr-3395	118	34	professional	professional	ADJ
fsr-3395	118	35	providers	provider	NOUN
fsr-3395	118	36	,	,	PUNCT
fsr-3395	118	37	friends	friend	NOUN
fsr-3395	118	38	,	,	PUNCT
fsr-3395	118	39	and	and	CCONJ
fsr-3395	118	40	family	family	NOUN
fsr-3395	118	41	members	member	NOUN
fsr-3395	118	42	.	.	PUNCT
fsr-3395	119	1	numeracy	numeracy	NOUN
fsr-3395	119	2	,	,	PUNCT
fsr-3395	119	3	which	which	PRON
fsr-3395	119	4	is	be	AUX
fsr-3395	119	5	often	often	ADV
fsr-3395	119	6	considered	consider	VERB
fsr-3395	119	7	a	a	DET
fsr-3395	119	8	component	component	NOUN
fsr-3395	119	9	of	of	ADP
fsr-3395	119	10	financial	financial	ADJ
fsr-3395	119	11	knowledge	knowledge	NOUN
fsr-3395	119	12	(	(	PUNCT
fsr-3395	119	13	robb	robb	NOUN
fsr-3395	119	14	and	and	CCONJ
fsr-3395	119	15	woodyard	woodyard	PROPN
fsr-3395	119	16	,	,	PUNCT
fsr-3395	119	17	2011	2011	NUM
fsr-3395	119	18	)	)	PUNCT
fsr-3395	119	19	,	,	PUNCT
fsr-3395	119	20	has	have	AUX
fsr-3395	119	21	also	also	ADV
fsr-3395	119	22	been	be	AUX
fsr-3395	119	23	found	find	VERB
fsr-3395	119	24	to	to	PART
fsr-3395	119	25	be	be	AUX
fsr-3395	119	26	related	relate	VERB
fsr-3395	119	27	to	to	PART
fsr-3395	119	28	risk	risk	VERB
fsr-3395	119	29	tolerance	tolerance	NOUN
fsr-3395	119	30	(	(	PUNCT
fsr-3395	119	31	sages	sage	NOUN
fsr-3395	119	32	and	and	CCONJ
fsr-3395	119	33	grable	grable	NOUN
fsr-3395	119	34	,	,	PUNCT
fsr-3395	119	35	2010	2010	NUM
fsr-3395	119	36	)	)	PUNCT
fsr-3395	119	37	and	and	CCONJ
fsr-3395	119	38	other	other	ADJ
fsr-3395	119	39	factors	factor	NOUN
fsr-3395	119	40	that	that	PRON
fsr-3395	119	41	are	be	AUX
fsr-3395	119	42	known	know	VERB
fsr-3395	119	43	to	to	PART
fsr-3395	119	44	be	be	AUX
fsr-3395	119	45	related	relate	VERB
fsr-3395	119	46	to	to	ADP
fsr-3395	119	47	financial	financial	ADJ
fsr-3395	119	48	literacy	literacy	NOUN
fsr-3395	119	49	(	(	PUNCT
fsr-3395	119	50	lusardi	lusardi	NOUN
fsr-3395	119	51	,	,	PUNCT
fsr-3395	119	52	2012	2012	NUM
fsr-3395	119	53	)	)	PUNCT
fsr-3395	119	54	and	and	CCONJ
fsr-3395	119	55	help	help	VERB
fsr-3395	119	56	seeking	seek	VERB
fsr-3395	119	57	.	.	PUNCT
fsr-3395	120	1	in	in	ADP
fsr-3395	120	2	this	this	DET
fsr-3395	120	3	regard	regard	NOUN
fsr-3395	120	4	,	,	PUNCT
fsr-3395	120	5	hung	hung	NOUN
fsr-3395	120	6	and	and	CCONJ
fsr-3395	120	7	yoong	yoong	PROPN
fsr-3395	120	8	(	(	PUNCT
fsr-3395	120	9	2010	2010	NUM
fsr-3395	120	10	)	)	PUNCT
fsr-3395	120	11	found	find	VERB
fsr-3395	120	12	that	that	SCONJ
fsr-3395	120	13	solicited	solicit	VERB
fsr-3395	120	14	,	,	PUNCT
fsr-3395	120	15	or	or	CCONJ
fsr-3395	120	16	sought	seek	VERB
fsr-3395	120	17	,	,	PUNCT
fsr-3395	120	18	advice	advice	NOUN
fsr-3395	120	19	was	be	AUX
fsr-3395	120	20	more	more	ADV
fsr-3395	120	21	effective	effective	ADJ
fsr-3395	120	22	in	in	ADP
fsr-3395	120	23	changing	change	VERB
fsr-3395	120	24	consumers	consumer	NOUN
fsr-3395	120	25	’	’	PART
fsr-3395	120	26	retirement	retirement	NOUN
fsr-3395	120	27	plan	plan	NOUN
fsr-3395	120	28	behaviors	behavior	NOUN
fsr-3395	120	29	than	than	ADP
fsr-3395	120	30	unsolicited	unsolicited	ADJ
fsr-3395	120	31	advice	advice	NOUN
fsr-3395	120	32	.	.	PUNCT
fsr-3395	121	1	in	in	ADP
fsr-3395	121	2	summary	summary	NOUN
fsr-3395	121	3	,	,	PUNCT
fsr-3395	121	4	the	the	DET
fsr-3395	121	5	existing	exist	VERB
fsr-3395	121	6	literature	literature	NOUN
fsr-3395	121	7	shows	show	VERB
fsr-3395	121	8	that	that	SCONJ
fsr-3395	121	9	some	some	DET
fsr-3395	121	10	investors	investor	NOUN
fsr-3395	121	11	,	,	PUNCT
fsr-3395	121	12	particularly	particularly	ADV
fsr-3395	121	13	those	those	PRON
fsr-3395	121	14	who	who	PRON
fsr-3395	121	15	exhibit	exhibit	VERB
fsr-3395	121	16	over	over	ADP
fsr-3395	121	17	-	-	PUNCT
fsr-3395	121	18	confidence	confidence	NOUN
fsr-3395	121	19	,	,	PUNCT
fsr-3395	121	20	often	often	ADV
fsr-3395	121	21	make	make	VERB
fsr-3395	121	22	aggressive	aggressive	ADJ
fsr-3395	121	23	investment	investment	NOUN
fsr-3395	121	24	decisions	decision	NOUN
fsr-3395	121	25	and	and	CCONJ
fsr-3395	121	26	trade	trade	VERB
fsr-3395	121	27	speculatively	speculatively	ADV
fsr-3395	121	28	.	.	PUNCT
fsr-3395	122	1	however	however	ADV
fsr-3395	122	2	,	,	PUNCT
fsr-3395	122	3	little	little	ADJ
fsr-3395	122	4	is	be	AUX
fsr-3395	122	5	known	know	VERB
fsr-3395	122	6	about	about	ADP
fsr-3395	122	7	the	the	DET
fsr-3395	122	8	way	way	NOUN
fsr-3395	122	9	in	in	ADP
fsr-3395	122	10	which	which	DET
fsr-3395	122	11	help	help	NOUN
fsr-3395	122	12	and	and	CCONJ
fsr-3395	122	13	information	information	NOUN
fsr-3395	122	14	sources	source	NOUN
fsr-3395	122	15	relate	relate	VERB
fsr-3395	122	16	to	to	ADP
fsr-3395	122	17	investment	investment	NOUN
fsr-3395	122	18	choices	choice	NOUN
fsr-3395	122	19	.	.	PUNCT
fsr-3395	123	1	investment	investment	NOUN
fsr-3395	123	2	holdings	holding	NOUN
fsr-3395	123	3	likely	likely	ADV
fsr-3395	123	4	vary	vary	VERB
fsr-3395	123	5	based	base	VERB
fsr-3395	123	6	on	on	ADP
fsr-3395	123	7	the	the	DET
fsr-3395	123	8	type	type	NOUN
fsr-3395	123	9	of	of	ADP
fsr-3395	123	10	help	help	NOUN
fsr-3395	123	11	and	and	CCONJ
fsr-3395	123	12	information	information	NOUN
fsr-3395	123	13	source	source	NOUN
fsr-3395	123	14	used	use	VERB
fsr-3395	123	15	by	by	ADP
fsr-3395	123	16	an	an	DET
fsr-3395	123	17	investor	investor	NOUN
fsr-3395	123	18	.	.	PUNCT
fsr-3395	124	1	the	the	DET
fsr-3395	124	2	current	current	ADJ
fsr-3395	124	3	study	study	NOUN
fsr-3395	124	4	evaluates	evaluate	VERB
fsr-3395	124	5	this	this	DET
fsr-3395	124	6	possibility	possibility	NOUN
fsr-3395	124	7	by	by	ADP
fsr-3395	124	8	testing	test	VERB
fsr-3395	124	9	the	the	DET
fsr-3395	124	10	following	follow	VERB
fsr-3395	124	11	hypothesis	hypothesis	NOUN
fsr-3395	124	12	:	:	PUNCT
fsr-3395	124	13	h2	h2	NOUN
fsr-3395	124	14	:	:	PUNCT
fsr-3395	124	15	there	there	PRON
fsr-3395	124	16	is	be	VERB
fsr-3395	124	17	a	a	DET
fsr-3395	124	18	direct	direct	ADJ
fsr-3395	124	19	relationship	relationship	NOUN
fsr-3395	124	20	between	between	ADP
fsr-3395	124	21	help	help	NOUN
fsr-3395	124	22	and	and	CCONJ
fsr-3395	124	23	information	information	NOUN
fsr-3395	124	24	source	source	NOUN
fsr-3395	124	25	and	and	CCONJ
fsr-3395	124	26	investment	investment	NOUN
fsr-3395	124	27	asset	asset	NOUN
fsr-3395	124	28	holdings	holding	NOUN
fsr-3395	124	29	.	.	PUNCT
fsr-3395	125	1	2.3	2.3	NUM
fsr-3395	125	2	.	.	PUNCT
fsr-3395	126	1	other	other	ADJ
fsr-3395	126	2	factors	factor	NOUN
fsr-3395	126	3	associated	associate	VERB
fsr-3395	126	4	with	with	ADP
fsr-3395	126	5	investment	investment	NOUN
fsr-3395	126	6	asset	asset	NOUN
fsr-3395	126	7	holdings	holding	NOUN
fsr-3395	126	8	based	base	VERB
fsr-3395	126	9	on	on	ADP
fsr-3395	126	10	the	the	DET
fsr-3395	126	11	literature	literature	NOUN
fsr-3395	126	12	,	,	PUNCT
fsr-3395	126	13	some	some	DET
fsr-3395	126	14	demographic	demographic	ADJ
fsr-3395	126	15	factors	factor	NOUN
fsr-3395	126	16	are	be	AUX
fsr-3395	126	17	known	know	VERB
fsr-3395	126	18	to	to	PART
fsr-3395	126	19	be	be	AUX
fsr-3395	126	20	associated	associate	VERB
fsr-3395	126	21	with	with	ADP
fsr-3395	126	22	asset	asset	NOUN
fsr-3395	126	23	allocation	allocation	NOUN
fsr-3395	126	24	choices	choice	NOUN
fsr-3395	126	25	.	.	PUNCT
fsr-3395	127	1	stock	stock	NOUN
fsr-3395	127	2	holdings	holding	NOUN
fsr-3395	127	3	are	be	AUX
fsr-3395	127	4	generally	generally	ADV
fsr-3395	127	5	thought	think	VERB
fsr-3395	127	6	to	to	PART
fsr-3395	127	7	proportionally	proportionally	ADV
fsr-3395	127	8	increase	increase	VERB
fsr-3395	127	9	with	with	ADP
fsr-3395	127	10	age	age	NOUN
fsr-3395	127	11	(	(	PUNCT
fsr-3395	127	12	ameriks	amerik	NOUN
fsr-3395	127	13	and	and	CCONJ
fsr-3395	127	14	zeldes	zelde	NOUN
fsr-3395	127	15	,	,	PUNCT
fsr-3395	127	16	2004	2004	NUM
fsr-3395	127	17	)	)	PUNCT
fsr-3395	127	18	.	.	PUNCT
fsr-3395	128	1	additionally	additionally	ADV
fsr-3395	128	2	,	,	PUNCT
fsr-3395	128	3	the	the	DET
fsr-3395	128	4	likelihood	likelihood	NOUN
fsr-3395	128	5	of	of	ADP
fsr-3395	128	6	under	under	NOUN
fsr-3395	128	7	-	-	PUNCT
fsr-3395	128	8	diversification	diversification	NOUN
fsr-3395	128	9	is	be	AUX
fsr-3395	128	10	greater	great	ADJ
fsr-3395	128	11	among	among	ADP
fsr-3395	128	12	younger	young	ADJ
fsr-3395	128	13	,	,	PUNCT
fsr-3395	128	14	less	less	ADV
fsr-3395	128	15	-	-	PUNCT
fsr-3395	128	16	educated	educate	VERB
fsr-3395	128	17	,	,	PUNCT
fsr-3395	128	18	and	and	CCONJ
fsr-3395	128	19	low	low	ADJ
fsr-3395	128	20	-	-	PUNCT
fsr-3395	128	21	income	income	NOUN
fsr-3395	128	22	investors	investor	NOUN
fsr-3395	128	23	(	(	PUNCT
fsr-3395	128	24	goetzmann	goetzmann	PROPN
fsr-3395	128	25	and	and	CCONJ
fsr-3395	128	26	kumar	kumar	PROPN
fsr-3395	128	27	,	,	PUNCT
fsr-3395	128	28	2008	2008	NUM
fsr-3395	128	29	)	)	PUNCT
fsr-3395	128	30	,	,	PUNCT
fsr-3395	128	31	214	214	NUM
fsr-3395	128	32	a.	a.	NOUN
fsr-3395	128	33	rabbani	rabbani	PROPN
fsr-3395	128	34	et	et	PROPN
fsr-3395	128	35	al	al	PROPN
fsr-3395	128	36	.	.	PUNCT
fsr-3395	128	37	/	/	SYM
fsr-3395	128	38	financial	financial	ADJ
fsr-3395	128	39	services	service	NOUN
fsr-3395	128	40	review	review	VERB
fsr-3395	128	41	27	27	NUM
fsr-3395	128	42	(	(	PUNCT
fsr-3395	128	43	2018	2018	NUM
fsr-3395	128	44	)	)	PUNCT
fsr-3395	128	45	209	209	NUM
fsr-3395	128	46	-	-	SYM
fsr-3395	128	47	230	230	NUM
fsr-3395	128	48	whereas	whereas	SCONJ
fsr-3395	128	49	higher	high	ADJ
fsr-3395	128	50	income	income	NOUN
fsr-3395	128	51	tends	tend	VERB
fsr-3395	128	52	to	to	PART
fsr-3395	128	53	be	be	AUX
fsr-3395	128	54	associated	associate	VERB
fsr-3395	128	55	with	with	ADP
fsr-3395	128	56	holding	hold	VERB
fsr-3395	128	57	more	more	ADV
fsr-3395	128	58	diversified	diversified	ADJ
fsr-3395	128	59	portfolios	portfolio	NOUN
fsr-3395	128	60	(	(	PUNCT
fsr-3395	128	61	anderson	anderson	PROPN
fsr-3395	128	62	,	,	PUNCT
fsr-3395	128	63	2013	2013	NUM
fsr-3395	128	64	;	;	PUNCT
fsr-3395	128	65	calvet	calvet	NOUN
fsr-3395	128	66	,	,	PUNCT
fsr-3395	128	67	campbell	campbell	PROPN
fsr-3395	128	68	,	,	PUNCT
fsr-3395	128	69	and	and	CCONJ
fsr-3395	128	70	sodini	sodini	PROPN
fsr-3395	128	71	,	,	PUNCT
fsr-3395	128	72	2007	2007	NUM
fsr-3395	128	73	;	;	PUNCT
fsr-3395	128	74	roche	roche	NOUN
fsr-3395	128	75	,	,	PUNCT
fsr-3395	128	76	tompaidis	tompaidi	NOUN
fsr-3395	128	77	,	,	PUNCT
fsr-3395	128	78	and	and	CCONJ
fsr-3395	128	79	yang	yang	PROPN
fsr-3395	128	80	,	,	PUNCT
fsr-3395	128	81	2013	2013	NUM
fsr-3395	128	82	)	)	PUNCT
fsr-3395	128	83	.	.	PUNCT
fsr-3395	129	1	it	it	PRON
fsr-3395	129	2	is	be	AUX
fsr-3395	129	3	worth	worth	ADJ
fsr-3395	129	4	noting	note	VERB
fsr-3395	129	5	that	that	SCONJ
fsr-3395	129	6	some	some	DET
fsr-3395	129	7	research	research	NOUN
fsr-3395	129	8	shows	show	VERB
fsr-3395	129	9	that	that	SCONJ
fsr-3395	129	10	housing	housing	NOUN
fsr-3395	129	11	crowds	crowd	NOUN
fsr-3395	129	12	out	out	ADP
fsr-3395	129	13	stockholding	stockholding	PROPN
fsr-3395	129	14	(	(	PUNCT
fsr-3395	129	15	cocco	cocco	PROPN
fsr-3395	129	16	,	,	PUNCT
fsr-3395	129	17	2005	2005	NUM
fsr-3395	129	18	;	;	PUNCT
fsr-3395	129	19	hu	hu	PROPN
fsr-3395	129	20	,	,	PUNCT
fsr-3395	129	21	2005	2005	NUM
fsr-3395	129	22	)	)	PUNCT
fsr-3395	129	23	.	.	PUNCT
fsr-3395	130	1	additionally	additionally	ADV
fsr-3395	130	2	,	,	PUNCT
fsr-3395	130	3	business	business	NOUN
fsr-3395	130	4	owners	owner	NOUN
fsr-3395	130	5	often	often	ADV
fsr-3395	130	6	exhibit	exhibit	VERB
fsr-3395	130	7	risky	risky	ADJ
fsr-3395	130	8	asset	asset	NOUN
fsr-3395	130	9	ownership	ownership	NOUN
fsr-3395	130	10	tendencies	tendency	NOUN
fsr-3395	130	11	(	(	PUNCT
fsr-3395	130	12	faig	faig	NOUN
fsr-3395	130	13	and	and	CCONJ
fsr-3395	130	14	shum	shum	ADJ
fsr-3395	130	15	,	,	PUNCT
fsr-3395	130	16	2002	2002	NUM
fsr-3395	130	17	;	;	PUNCT
fsr-3395	130	18	xiao	xiao	PROPN
fsr-3395	130	19	,	,	PUNCT
fsr-3395	130	20	1996	1996	NUM
fsr-3395	130	21	)	)	PUNCT
fsr-3395	130	22	.	.	PUNCT
fsr-3395	131	1	gender	gender	NOUN
fsr-3395	131	2	differences	difference	NOUN
fsr-3395	131	3	in	in	ADP
fsr-3395	131	4	financial	financial	ADJ
fsr-3395	131	5	knowledge	knowledge	NOUN
fsr-3395	131	6	,	,	PUNCT
fsr-3395	131	7	satisfaction	satisfaction	NOUN
fsr-3395	131	8	,	,	PUNCT
fsr-3395	131	9	and	and	CCONJ
fsr-3395	131	10	asset	asset	NOUN
fsr-3395	131	11	choices	choice	NOUN
fsr-3395	131	12	have	have	AUX
fsr-3395	131	13	been	be	AUX
fsr-3395	131	14	well	well	ADV
fsr-3395	131	15	documented	document	VERB
fsr-3395	131	16	in	in	ADP
fsr-3395	131	17	the	the	DET
fsr-3395	131	18	literature	literature	NOUN
fsr-3395	131	19	.	.	PUNCT
fsr-3395	132	1	woodyard	woodyard	PROPN
fsr-3395	132	2	and	and	CCONJ
fsr-3395	132	3	robb	robb	PROPN
fsr-3395	132	4	(	(	PUNCT
fsr-3395	132	5	2012	2012	NUM
fsr-3395	132	6	)	)	PUNCT
fsr-3395	132	7	,	,	PUNCT
fsr-3395	132	8	for	for	ADP
fsr-3395	132	9	example	example	NOUN
fsr-3395	132	10	,	,	PUNCT
fsr-3395	132	11	found	find	VERB
fsr-3395	132	12	a	a	DET
fsr-3395	132	13	consistent	consistent	ADJ
fsr-3395	132	14	gender	gender	NOUN
fsr-3395	132	15	gap	gap	NOUN
fsr-3395	132	16	across	across	ADP
fsr-3395	132	17	most	most	ADJ
fsr-3395	132	18	age	age	NOUN
fsr-3395	132	19	groups	group	NOUN
fsr-3395	132	20	with	with	ADP
fsr-3395	132	21	regards	regard	NOUN
fsr-3395	132	22	to	to	ADP
fsr-3395	132	23	objective	objective	ADJ
fsr-3395	132	24	financial	financial	ADJ
fsr-3395	132	25	knowledge	knowledge	NOUN
fsr-3395	132	26	,	,	PUNCT
fsr-3395	132	27	although	although	SCONJ
fsr-3395	132	28	less	less	ADV
fsr-3395	132	29	so	so	ADV
fsr-3395	132	30	for	for	ADP
fsr-3395	132	31	subjective	subjective	ADJ
fsr-3395	132	32	knowledge	knowledge	NOUN
fsr-3395	132	33	,	,	PUNCT
fsr-3395	132	34	financial	financial	ADJ
fsr-3395	132	35	satisfaction	satisfaction	NOUN
fsr-3395	132	36	,	,	PUNCT
fsr-3395	132	37	and	and	CCONJ
fsr-3395	132	38	participation	participation	NOUN
fsr-3395	132	39	in	in	ADP
fsr-3395	132	40	actual	actual	ADJ
fsr-3395	132	41	financial	financial	ADJ
fsr-3395	132	42	behavior	behavior	NOUN
fsr-3395	132	43	.	.	PUNCT
fsr-3395	133	1	studies	study	NOUN
fsr-3395	133	2	of	of	ADP
fsr-3395	133	3	college	college	NOUN
fsr-3395	133	4	students	student	NOUN
fsr-3395	133	5	(	(	PUNCT
fsr-3395	133	6	e.g.	e.g.	ADV
fsr-3395	133	7	,	,	PUNCT
fsr-3395	133	8	chen	chen	PROPN
fsr-3395	133	9	and	and	CCONJ
fsr-3395	133	10	volpe	volpe	PROPN
fsr-3395	133	11	,	,	PUNCT
fsr-3395	133	12	2002	2002	NUM
fsr-3395	133	13	)	)	PUNCT
fsr-3395	133	14	and	and	CCONJ
fsr-3395	133	15	older	old	ADJ
fsr-3395	133	16	americans	american	NOUN
fsr-3395	133	17	(	(	PUNCT
fsr-3395	133	18	e.g.	e.g.	ADV
fsr-3395	133	19	,	,	PUNCT
fsr-3395	133	20	lusardi	lusardi	NOUN
fsr-3395	133	21	and	and	CCONJ
fsr-3395	133	22	mitchell	mitchell	PROPN
fsr-3395	133	23	,	,	PUNCT
fsr-3395	133	24	2007	2007	NUM
fsr-3395	133	25	)	)	PUNCT
fsr-3395	133	26	have	have	AUX
fsr-3395	133	27	also	also	ADV
fsr-3395	133	28	indicated	indicate	VERB
fsr-3395	133	29	a	a	DET
fsr-3395	133	30	disparity	disparity	NOUN
fsr-3395	133	31	in	in	ADP
fsr-3395	133	32	financial	financial	ADJ
fsr-3395	133	33	literacy	literacy	NOUN
fsr-3395	133	34	by	by	ADP
fsr-3395	133	35	gender	gender	NOUN
fsr-3395	133	36	.	.	PUNCT
fsr-3395	134	1	household	household	NOUN
fsr-3395	134	2	specialization	specialization	NOUN
fsr-3395	134	3	has	have	AUX
fsr-3395	134	4	been	be	AUX
fsr-3395	134	5	offered	offer	VERB
fsr-3395	134	6	as	as	ADP
fsr-3395	134	7	an	an	DET
fsr-3395	134	8	explanation	explanation	NOUN
fsr-3395	134	9	for	for	ADP
fsr-3395	134	10	these	these	DET
fsr-3395	134	11	differences	difference	NOUN
fsr-3395	134	12	(	(	PUNCT
fsr-3395	134	13	fonseca	fonseca	PROPN
fsr-3395	134	14	,	,	PUNCT
fsr-3395	134	15	mullen	mullen	PROPN
fsr-3395	134	16	,	,	PUNCT
fsr-3395	134	17	zamarro	zamarro	NOUN
fsr-3395	134	18	,	,	PUNCT
fsr-3395	134	19	and	and	CCONJ
fsr-3395	134	20	zissimopoulos	zissimopoulo	NOUN
fsr-3395	134	21	,	,	PUNCT
fsr-3395	134	22	2012	2012	NUM
fsr-3395	134	23	)	)	PUNCT
fsr-3395	134	24	.	.	PUNCT
fsr-3395	135	1	demographic	demographic	ADJ
fsr-3395	135	2	and	and	CCONJ
fsr-3395	135	3	socioeconomic	socioeconomic	ADJ
fsr-3395	135	4	characteristics	characteristic	NOUN
fsr-3395	135	5	are	be	AUX
fsr-3395	135	6	also	also	ADV
fsr-3395	135	7	thought	think	VERB
fsr-3395	135	8	to	to	PART
fsr-3395	135	9	be	be	AUX
fsr-3395	135	10	associated	associate	VERB
fsr-3395	135	11	with	with	ADP
fsr-3395	135	12	a	a	DET
fsr-3395	135	13	wide	wide	ADJ
fsr-3395	135	14	range	range	NOUN
fsr-3395	135	15	of	of	ADP
fsr-3395	135	16	decision	decision	NOUN
fsr-3395	135	17	making	make	VERB
fsr-3395	135	18	outcomes	outcome	NOUN
fsr-3395	135	19	.	.	PUNCT
fsr-3395	136	1	for	for	ADP
fsr-3395	136	2	example	example	NOUN
fsr-3395	136	3	,	,	PUNCT
fsr-3395	136	4	age	age	NOUN
fsr-3395	136	5	(	(	PUNCT
fsr-3395	136	6	younger	young	ADJ
fsr-3395	136	7	)	)	PUNCT
fsr-3395	136	8	,	,	PUNCT
fsr-3395	136	9	gender	gender	NOUN
fsr-3395	136	10	(	(	PUNCT
fsr-3395	136	11	male	male	NOUN
fsr-3395	136	12	)	)	PUNCT
fsr-3395	136	13	,	,	PUNCT
fsr-3395	136	14	education	education	NOUN
fsr-3395	136	15	(	(	PUNCT
fsr-3395	136	16	more	more	ADJ
fsr-3395	136	17	)	)	PUNCT
fsr-3395	136	18	,	,	PUNCT
fsr-3395	136	19	and	and	CCONJ
fsr-3395	136	20	wealth	wealth	NOUN
fsr-3395	136	21	(	(	PUNCT
fsr-3395	136	22	more	more	ADJ
fsr-3395	136	23	)	)	PUNCT
fsr-3395	136	24	are	be	AUX
fsr-3395	136	25	known	know	VERB
fsr-3395	136	26	to	to	PART
fsr-3395	136	27	be	be	AUX
fsr-3395	136	28	associated	associate	VERB
fsr-3395	136	29	with	with	ADP
fsr-3395	136	30	financial	financial	ADJ
fsr-3395	136	31	risk	risk	NOUN
fsr-3395	136	32	tolerance	tolerance	NOUN
fsr-3395	136	33	generally	generally	ADV
fsr-3395	136	34	and	and	CCONJ
fsr-3395	136	35	investment	investment	NOUN
fsr-3395	136	36	decision	decision	NOUN
fsr-3395	136	37	making	make	VERB
fsr-3395	136	38	specifically	specifically	ADV
fsr-3395	136	39	(	(	PUNCT
fsr-3395	136	40	barber	barber	NOUN
fsr-3395	136	41	and	and	CCONJ
fsr-3395	136	42	odean	odean	ADJ
fsr-3395	136	43	,	,	PUNCT
fsr-3395	136	44	2001	2001	NUM
fsr-3395	136	45	;	;	PUNCT
fsr-3395	136	46	duasa	duasa	NOUN
fsr-3395	136	47	and	and	CCONJ
fsr-3395	136	48	yusof	yusof	NOUN
fsr-3395	136	49	,	,	PUNCT
fsr-3395	136	50	2013	2013	NUM
fsr-3395	136	51	)	)	PUNCT
fsr-3395	136	52	.	.	PUNCT
fsr-3395	137	1	those	those	PRON
fsr-3395	137	2	with	with	ADP
fsr-3395	137	3	a	a	DET
fsr-3395	137	4	higher	high	ADJ
fsr-3395	137	5	risk	risk	NOUN
fsr-3395	137	6	tolerance	tolerance	NOUN
fsr-3395	137	7	have	have	AUX
fsr-3395	137	8	been	be	AUX
fsr-3395	137	9	shown	show	VERB
fsr-3395	137	10	to	to	PART
fsr-3395	137	11	be	be	AUX
fsr-3395	137	12	more	more	ADV
fsr-3395	137	13	likely	likely	ADJ
fsr-3395	137	14	to	to	PART
fsr-3395	137	15	seek	seek	VERB
fsr-3395	137	16	professional	professional	ADJ
fsr-3395	137	17	financial	financial	ADJ
fsr-3395	137	18	help	help	NOUN
fsr-3395	137	19	(	(	PUNCT
fsr-3395	137	20	joo	joo	NOUN
fsr-3395	137	21	and	and	CCONJ
fsr-3395	137	22	grable	grable	PROPN
fsr-3395	137	23	,	,	PUNCT
fsr-3395	137	24	2001	2001	NUM
fsr-3395	137	25	)	)	PUNCT
fsr-3395	137	26	.	.	PUNCT
fsr-3395	138	1	hanna	hanna	PROPN
fsr-3395	138	2	(	(	PUNCT
fsr-3395	138	3	2011	2011	NUM
fsr-3395	138	4	)	)	PUNCT
fsr-3395	138	5	reinforced	reinforce	VERB
fsr-3395	138	6	this	this	DET
fsr-3395	138	7	finding	finding	NOUN
fsr-3395	138	8	by	by	ADP
fsr-3395	138	9	noting	note	VERB
fsr-3395	138	10	that	that	SCONJ
fsr-3395	138	11	those	those	PRON
fsr-3395	138	12	who	who	PRON
fsr-3395	138	13	are	be	AUX
fsr-3395	138	14	financially	financially	ADV
fsr-3395	138	15	less	less	ADV
fsr-3395	138	16	tolerant	tolerant	ADJ
fsr-3395	138	17	of	of	ADP
fsr-3395	138	18	risk	risk	NOUN
fsr-3395	138	19	are	be	AUX
fsr-3395	138	20	less	less	ADV
fsr-3395	138	21	likely	likely	ADJ
fsr-3395	138	22	to	to	PART
fsr-3395	138	23	seek	seek	VERB
fsr-3395	138	24	financial	financial	ADJ
fsr-3395	138	25	advice	advice	NOUN
fsr-3395	138	26	from	from	ADP
fsr-3395	138	27	professionals	professional	NOUN
fsr-3395	138	28	.	.	PUNCT
fsr-3395	139	1	as	as	SCONJ
fsr-3395	139	2	highlighted	highlight	VERB
fsr-3395	139	3	in	in	ADP
fsr-3395	139	4	this	this	DET
fsr-3395	139	5	review	review	NOUN
fsr-3395	139	6	,	,	PUNCT
fsr-3395	139	7	the	the	DET
fsr-3395	139	8	identification	identification	NOUN
fsr-3395	139	9	of	of	ADP
fsr-3395	139	10	household	household	NOUN
fsr-3395	139	11	characteristics	characteristic	NOUN
fsr-3395	139	12	associated	associate	VERB
fsr-3395	139	13	with	with	ADP
fsr-3395	139	14	investor	investor	NOUN
fsr-3395	139	15	confidence	confidence	NOUN
fsr-3395	139	16	,	,	PUNCT
fsr-3395	139	17	help	help	VERB
fsr-3395	139	18	seeking	seek	VERB
fsr-3395	139	19	,	,	PUNCT
fsr-3395	139	20	and	and	CCONJ
fsr-3395	139	21	ownership	ownership	NOUN
fsr-3395	139	22	of	of	ADP
fsr-3395	139	23	investments	investment	NOUN
fsr-3395	139	24	is	be	AUX
fsr-3395	139	25	robust	robust	ADJ
fsr-3395	139	26	,	,	PUNCT
fsr-3395	139	27	with	with	ADP
fsr-3395	139	28	each	each	DET
fsr-3395	139	29	topic	topic	NOUN
fsr-3395	139	30	area	area	NOUN
fsr-3395	139	31	having	have	VERB
fsr-3395	139	32	a	a	DET
fsr-3395	139	33	well	well	ADV
fsr-3395	139	34	-	-	PUNCT
fsr-3395	139	35	defined	define	VERB
fsr-3395	139	36	understanding	understanding	NOUN
fsr-3395	139	37	of	of	ADP
fsr-3395	139	38	important	important	ADJ
fsr-3395	139	39	factors	factor	NOUN
fsr-3395	139	40	.	.	PUNCT
fsr-3395	140	1	however	however	ADV
fsr-3395	140	2	,	,	PUNCT
fsr-3395	140	3	a	a	DET
fsr-3395	140	4	gap	gap	NOUN
fsr-3395	140	5	exists	exist	VERB
fsr-3395	140	6	in	in	ADP
fsr-3395	140	7	the	the	DET
fsr-3395	140	8	literature	literature	NOUN
fsr-3395	140	9	.	.	PUNCT
fsr-3395	141	1	specifically	specifically	ADV
fsr-3395	141	2	,	,	PUNCT
fsr-3395	141	3	little	little	ADJ
fsr-3395	141	4	is	be	AUX
fsr-3395	141	5	known	know	VERB
fsr-3395	141	6	about	about	ADP
fsr-3395	141	7	the	the	DET
fsr-3395	141	8	profile	profile	NOUN
fsr-3395	141	9	of	of	ADP
fsr-3395	141	10	investors	investor	NOUN
fsr-3395	141	11	across	across	ADP
fsr-3395	141	12	asset	asset	NOUN
fsr-3395	141	13	categories	category	NOUN
fsr-3395	141	14	or	or	CCONJ
fsr-3395	141	15	whether	whether	SCONJ
fsr-3395	141	16	characteristics	characteristic	NOUN
fsr-3395	141	17	such	such	ADJ
fsr-3395	141	18	as	as	ADP
fsr-3395	141	19	confidence	confidence	NOUN
fsr-3395	141	20	,	,	PUNCT
fsr-3395	141	21	help	help	VERB
fsr-3395	141	22	seeking	seek	VERB
fsr-3395	141	23	preferences	preference	NOUN
fsr-3395	141	24	,	,	PUNCT
fsr-3395	141	25	and	and	CCONJ
fsr-3395	141	26	attitudes	attitude	NOUN
fsr-3395	141	27	are	be	AUX
fsr-3395	141	28	the	the	DET
fsr-3395	141	29	same	same	ADJ
fsr-3395	141	30	or	or	CCONJ
fsr-3395	141	31	different	different	ADJ
fsr-3395	141	32	among	among	ADP
fsr-3395	141	33	those	those	PRON
fsr-3395	141	34	who	who	PRON
fsr-3395	141	35	hold	hold	VERB
fsr-3395	141	36	various	various	ADJ
fsr-3395	141	37	investment	investment	NOUN
fsr-3395	141	38	assets	asset	NOUN
fsr-3395	141	39	.	.	PUNCT
fsr-3395	142	1	what	what	PRON
fsr-3395	142	2	is	be	AUX
fsr-3395	142	3	known	know	VERB
fsr-3395	142	4	is	be	AUX
fsr-3395	142	5	that	that	SCONJ
fsr-3395	142	6	older	old	ADJ
fsr-3395	142	7	investors	investor	NOUN
fsr-3395	142	8	tend	tend	VERB
fsr-3395	142	9	to	to	PART
fsr-3395	142	10	hold	hold	VERB
fsr-3395	142	11	more	more	ADJ
fsr-3395	142	12	fixed	fix	VERB
fsr-3395	142	13	-	-	PUNCT
fsr-3395	142	14	income	income	NOUN
fsr-3395	142	15	assets	asset	NOUN
fsr-3395	142	16	compared	compare	VERB
fsr-3395	142	17	with	with	ADP
fsr-3395	142	18	others	other	NOUN
fsr-3395	142	19	,	,	PUNCT
fsr-3395	142	20	and	and	CCONJ
fsr-3395	142	21	that	that	SCONJ
fsr-3395	142	22	,	,	PUNCT
fsr-3395	142	23	overall	overall	ADJ
fsr-3395	142	24	,	,	PUNCT
fsr-3395	142	25	risk	risk	VERB
fsr-3395	142	26	averse	averse	ADJ
fsr-3395	142	27	investors	investor	NOUN
fsr-3395	142	28	also	also	ADV
fsr-3395	142	29	hold	hold	VERB
fsr-3395	142	30	less	less	ADJ
fsr-3395	142	31	risky	risky	ADJ
fsr-3395	142	32	assets	asset	NOUN
fsr-3395	142	33	.	.	PUNCT
fsr-3395	143	1	while	while	SCONJ
fsr-3395	143	2	these	these	DET
fsr-3395	143	3	types	type	NOUN
fsr-3395	143	4	of	of	ADP
fsr-3395	143	5	descriptions	description	NOUN
fsr-3395	143	6	are	be	AUX
fsr-3395	143	7	quite	quite	ADV
fsr-3395	143	8	useful	useful	ADJ
fsr-3395	143	9	,	,	PUNCT
fsr-3395	143	10	they	they	PRON
fsr-3395	143	11	lack	lack	VERB
fsr-3395	143	12	the	the	DET
fsr-3395	143	13	depth	depth	NOUN
fsr-3395	143	14	to	to	PART
fsr-3395	143	15	be	be	AUX
fsr-3395	143	16	able	able	ADJ
fsr-3395	143	17	to	to	PART
fsr-3395	143	18	identify	identify	VERB
fsr-3395	143	19	nuances	nuance	NOUN
fsr-3395	143	20	between	between	ADP
fsr-3395	143	21	and	and	CCONJ
fsr-3395	143	22	among	among	ADP
fsr-3395	143	23	investors	investor	NOUN
fsr-3395	143	24	.	.	PUNCT
fsr-3395	144	1	more	more	ADV
fsr-3395	144	2	specifically	specifically	ADV
fsr-3395	144	3	,	,	PUNCT
fsr-3395	144	4	the	the	DET
fsr-3395	144	5	literature	literature	NOUN
fsr-3395	144	6	is	be	AUX
fsr-3395	144	7	relatively	relatively	ADV
fsr-3395	144	8	silent	silent	ADJ
fsr-3395	144	9	when	when	SCONJ
fsr-3395	144	10	it	it	PRON
fsr-3395	144	11	comes	come	VERB
fsr-3395	144	12	to	to	ADP
fsr-3395	144	13	describing	describe	VERB
fsr-3395	144	14	how	how	SCONJ
fsr-3395	144	15	investor	investor	NOUN
fsr-3395	144	16	confidence	confidence	NOUN
fsr-3395	144	17	and	and	CCONJ
fsr-3395	144	18	the	the	DET
fsr-3395	144	19	use	use	NOUN
fsr-3395	144	20	of	of	ADP
fsr-3395	144	21	sources	source	NOUN
fsr-3395	144	22	of	of	ADP
fsr-3395	144	23	help	help	NOUN
fsr-3395	144	24	jointly	jointly	ADV
fsr-3395	144	25	describe	describe	VERB
fsr-3395	144	26	patterns	pattern	NOUN
fsr-3395	144	27	of	of	ADP
fsr-3395	144	28	asset	asset	NOUN
fsr-3395	144	29	ownership	ownership	NOUN
fsr-3395	144	30	.	.	PUNCT
fsr-3395	145	1	while	while	SCONJ
fsr-3395	145	2	it	it	PRON
fsr-3395	145	3	is	be	AUX
fsr-3395	145	4	generally	generally	ADV
fsr-3395	145	5	acknowledged	acknowledge	VERB
fsr-3395	145	6	that	that	SCONJ
fsr-3395	145	7	an	an	DET
fsr-3395	145	8	investor	investor	NOUN
fsr-3395	145	9	’s	’s	PART
fsr-3395	145	10	confidence	confidence	NOUN
fsr-3395	145	11	level	level	NOUN
fsr-3395	145	12	,	,	PUNCT
fsr-3395	145	13	source	source	NOUN
fsr-3395	145	14	of	of	ADP
fsr-3395	145	15	decision	decision	NOUN
fsr-3395	145	16	making	make	VERB
fsr-3395	145	17	help	help	NOUN
fsr-3395	145	18	,	,	PUNCT
fsr-3395	145	19	and	and	CCONJ
fsr-3395	145	20	risk	risk	NOUN
fsr-3395	145	21	tolerance	tolerance	NOUN
fsr-3395	145	22	are	be	AUX
fsr-3395	145	23	associated	associate	VERB
fsr-3395	145	24	with	with	ADP
fsr-3395	145	25	behavioral	behavioral	ADJ
fsr-3395	145	26	outcomes	outcome	NOUN
fsr-3395	145	27	,	,	PUNCT
fsr-3395	145	28	few	few	ADJ
fsr-3395	145	29	studies	study	NOUN
fsr-3395	145	30	have	have	AUX
fsr-3395	145	31	tested	test	VERB
fsr-3395	145	32	the	the	DET
fsr-3395	145	33	moderating	moderate	VERB
fsr-3395	145	34	effects	effect	NOUN
fsr-3395	145	35	of	of	ADP
fsr-3395	145	36	these	these	DET
fsr-3395	145	37	constructs	construct	NOUN
fsr-3395	145	38	.	.	PUNCT
fsr-3395	146	1	the	the	DET
fsr-3395	146	2	literature	literature	NOUN
fsr-3395	146	3	suggests	suggest	VERB
fsr-3395	146	4	that	that	SCONJ
fsr-3395	146	5	those	those	PRON
fsr-3395	146	6	who	who	PRON
fsr-3395	146	7	exhibit	exhibit	VERB
fsr-3395	146	8	over	over	ADP
fsr-3395	146	9	-	-	PUNCT
fsr-3395	146	10	confidence	confidence	NOUN
fsr-3395	146	11	may	may	AUX
fsr-3395	146	12	seek	seek	VERB
fsr-3395	146	13	more	more	ADJ
fsr-3395	146	14	and	and	CCONJ
fsr-3395	146	15	varied	varied	ADJ
fsr-3395	146	16	information	information	NOUN
fsr-3395	146	17	,	,	PUNCT
fsr-3395	146	18	which	which	PRON
fsr-3395	146	19	can	can	AUX
fsr-3395	146	20	then	then	ADV
fsr-3395	146	21	result	result	VERB
fsr-3395	146	22	in	in	ADP
fsr-3395	146	23	different	different	ADJ
fsr-3395	146	24	investment	investment	NOUN
fsr-3395	146	25	asset	asset	NOUN
fsr-3395	146	26	ownership	ownership	NOUN
fsr-3395	146	27	decisions	decision	NOUN
fsr-3395	146	28	.	.	PUNCT
fsr-3395	147	1	models	model	NOUN
fsr-3395	147	2	of	of	ADP
fsr-3395	147	3	over	over	ADP
fsr-3395	147	4	-	-	PUNCT
fsr-3395	147	5	confidence	confidence	NOUN
fsr-3395	147	6	and	and	CCONJ
fsr-3395	147	7	help	help	AUX
fsr-3395	147	8	-	-	PUNCT
fsr-3395	147	9	seeking	seeking	NOUN
fsr-3395	147	10	emphasize	emphasize	NOUN
fsr-3395	147	11	that	that	SCONJ
fsr-3395	147	12	help	help	AUX
fsr-3395	147	13	-	-	PUNCT
fsr-3395	147	14	seeking	seek	VERB
fsr-3395	147	15	behavior	behavior	NOUN
fsr-3395	147	16	can	can	AUX
fsr-3395	147	17	have	have	VERB
fsr-3395	147	18	a	a	DET
fsr-3395	147	19	moderating	moderate	VERB
fsr-3395	147	20	role	role	NOUN
fsr-3395	147	21	on	on	ADP
fsr-3395	147	22	the	the	DET
fsr-3395	147	23	relationship	relationship	NOUN
fsr-3395	147	24	between	between	ADP
fsr-3395	147	25	confidence	confidence	NOUN
fsr-3395	147	26	level	level	NOUN
fsr-3395	147	27	and	and	CCONJ
fsr-3395	147	28	investment	investment	NOUN
fsr-3395	147	29	asset	asset	NOUN
fsr-3395	147	30	holdings	holding	NOUN
fsr-3395	147	31	,	,	PUNCT
fsr-3395	147	32	whereas	whereas	SCONJ
fsr-3395	147	33	the	the	DET
fsr-3395	147	34	risk	risk	NOUN
fsr-3395	147	35	tolerance	tolerance	NOUN
fsr-3395	147	36	literature	literature	NOUN
fsr-3395	147	37	provides	provide	VERB
fsr-3395	147	38	a	a	DET
fsr-3395	147	39	basis	basis	NOUN
fsr-3395	147	40	for	for	ADP
fsr-3395	147	41	suggesting	suggest	VERB
fsr-3395	147	42	that	that	SCONJ
fsr-3395	147	43	an	an	DET
fsr-3395	147	44	investor	investor	NOUN
fsr-3395	147	45	’s	’s	PART
fsr-3395	147	46	willingness	willingness	NOUN
fsr-3395	147	47	to	to	PART
fsr-3395	147	48	take	take	VERB
fsr-3395	147	49	financial	financial	ADJ
fsr-3395	147	50	risk	risk	NOUN
fsr-3395	147	51	may	may	AUX
fsr-3395	147	52	also	also	ADV
fsr-3395	147	53	play	play	VERB
fsr-3395	147	54	a	a	DET
fsr-3395	147	55	moderating	moderate	VERB
fsr-3395	147	56	role.1	role.1	NOUN
fsr-3395	147	57	if	if	SCONJ
fsr-3395	147	58	the	the	DET
fsr-3395	147	59	type	type	NOUN
fsr-3395	147	60	of	of	ADP
fsr-3395	147	61	help	help	NOUN
fsr-3395	147	62	and	and	CCONJ
fsr-3395	147	63	information	information	NOUN
fsr-3395	147	64	source	source	NOUN
fsr-3395	147	65	moderates	moderate	VERB
fsr-3395	147	66	the	the	DET
fsr-3395	147	67	relationship	relationship	NOUN
fsr-3395	147	68	between	between	ADP
fsr-3395	147	69	confidence	confidence	NOUN
fsr-3395	147	70	level	level	NOUN
fsr-3395	147	71	and	and	CCONJ
fsr-3395	147	72	investment	investment	NOUN
fsr-3395	147	73	asset	asset	NOUN
fsr-3395	147	74	holdings	holding	NOUN
fsr-3395	147	75	,	,	PUNCT
fsr-3395	147	76	then	then	ADV
fsr-3395	147	77	the	the	DET
fsr-3395	147	78	strength	strength	NOUN
fsr-3395	147	79	of	of	ADP
fsr-3395	147	80	the	the	DET
fsr-3395	147	81	relationship	relationship	NOUN
fsr-3395	147	82	between	between	ADP
fsr-3395	147	83	confidence	confidence	NOUN
fsr-3395	147	84	and	and	CCONJ
fsr-3395	147	85	investment	investment	NOUN
fsr-3395	147	86	asset	asset	NOUN
fsr-3395	147	87	holding	holding	NOUN
fsr-3395	147	88	should	should	AUX
fsr-3395	147	89	differ	differ	VERB
fsr-3395	147	90	based	base	VERB
fsr-3395	147	91	on	on	ADP
fsr-3395	147	92	the	the	DET
fsr-3395	147	93	type	type	NOUN
fsr-3395	147	94	of	of	ADP
fsr-3395	147	95	help	help	NOUN
fsr-3395	147	96	and	and	CCONJ
fsr-3395	147	97	215a	215a	PROPN
fsr-3395	147	98	.	.	PUNCT
fsr-3395	148	1	rabbani	rabbani	PROPN
fsr-3395	148	2	et	et	PROPN
fsr-3395	148	3	al	al	PROPN
fsr-3395	148	4	.	.	PUNCT
fsr-3395	148	5	/	/	SYM
fsr-3395	148	6	financial	financial	ADJ
fsr-3395	148	7	services	service	NOUN
fsr-3395	148	8	review	review	VERB
fsr-3395	148	9	27	27	NUM
fsr-3395	148	10	(	(	PUNCT
fsr-3395	148	11	2018	2018	NUM
fsr-3395	148	12	)	)	PUNCT
fsr-3395	148	13	209	209	NUM
fsr-3395	148	14	-	-	SYM
fsr-3395	148	15	230	230	NUM
fsr-3395	148	16	information	information	NOUN
fsr-3395	148	17	source	source	NOUN
fsr-3395	148	18	.	.	PUNCT
fsr-3395	149	1	for	for	ADP
fsr-3395	149	2	example	example	NOUN
fsr-3395	149	3	,	,	PUNCT
fsr-3395	149	4	the	the	DET
fsr-3395	149	5	relation	relation	NOUN
fsr-3395	149	6	between	between	ADP
fsr-3395	149	7	confidence	confidence	NOUN
fsr-3395	149	8	and	and	CCONJ
fsr-3395	149	9	investment	investment	NOUN
fsr-3395	149	10	asset	asset	NOUN
fsr-3395	149	11	holdings	holding	NOUN
fsr-3395	149	12	might	might	AUX
fsr-3395	149	13	be	be	AUX
fsr-3395	149	14	stronger	strong	ADJ
fsr-3395	149	15	for	for	ADP
fsr-3395	149	16	investors	investor	NOUN
fsr-3395	149	17	who	who	PRON
fsr-3395	149	18	receive	receive	VERB
fsr-3395	149	19	help	help	NOUN
fsr-3395	149	20	and	and	CCONJ
fsr-3395	149	21	information	information	NOUN
fsr-3395	149	22	from	from	ADP
fsr-3395	149	23	a	a	DET
fsr-3395	149	24	professional	professional	ADJ
fsr-3395	149	25	financial	financial	ADJ
fsr-3395	149	26	advisor	advisor	NOUN
fsr-3395	149	27	and	and	CCONJ
fsr-3395	149	28	less	less	ADV
fsr-3395	149	29	strong	strong	ADJ
fsr-3395	149	30	or	or	CCONJ
fsr-3395	149	31	non	non	ADJ
fsr-3395	149	32	-	-	ADJ
fsr-3395	149	33	existent	existent	ADJ
fsr-3395	149	34	for	for	ADP
fsr-3395	149	35	investors	investor	NOUN
fsr-3395	149	36	who	who	PRON
fsr-3395	149	37	receive	receive	VERB
fsr-3395	149	38	help	help	NOUN
fsr-3395	149	39	and	and	CCONJ
fsr-3395	149	40	information	information	NOUN
fsr-3395	149	41	from	from	ADP
fsr-3395	149	42	television	television	NOUN
fsr-3395	149	43	.	.	PUNCT
fsr-3395	150	1	the	the	DET
fsr-3395	150	2	current	current	ADJ
fsr-3395	150	3	study	study	NOUN
fsr-3395	150	4	evaluates	evaluate	VERB
fsr-3395	150	5	this	this	DET
fsr-3395	150	6	possibility	possibility	NOUN
fsr-3395	150	7	by	by	ADP
fsr-3395	150	8	testing	test	VERB
fsr-3395	150	9	the	the	DET
fsr-3395	150	10	following	following	ADJ
fsr-3395	150	11	hypotheses	hypothesis	NOUN
fsr-3395	150	12	:	:	PUNCT
fsr-3395	150	13	h3	h3	VERB
fsr-3395	150	14	:	:	PUNCT
fsr-3395	150	15	the	the	DET
fsr-3395	150	16	relationship	relationship	NOUN
fsr-3395	150	17	between	between	ADP
fsr-3395	150	18	confidence	confidence	NOUN
fsr-3395	150	19	level	level	NOUN
fsr-3395	150	20	and	and	CCONJ
fsr-3395	150	21	investment	investment	NOUN
fsr-3395	150	22	asset	asset	NOUN
fsr-3395	150	23	holdings	holding	NOUN
fsr-3395	150	24	is	be	AUX
fsr-3395	150	25	moderated	moderate	VERB
fsr-3395	150	26	by	by	ADP
fsr-3395	150	27	help	help	NOUN
fsr-3395	150	28	and	and	CCONJ
fsr-3395	150	29	information	information	NOUN
fsr-3395	150	30	source	source	NOUN
fsr-3395	150	31	.	.	PUNCT
fsr-3395	151	1	h4	h4	PROPN
fsr-3395	151	2	:	:	PUNCT
fsr-3395	151	3	the	the	DET
fsr-3395	151	4	relationship	relationship	NOUN
fsr-3395	151	5	between	between	ADP
fsr-3395	151	6	confidence	confidence	NOUN
fsr-3395	151	7	level	level	NOUN
fsr-3395	151	8	and	and	CCONJ
fsr-3395	151	9	investment	investment	NOUN
fsr-3395	151	10	asset	asset	NOUN
fsr-3395	151	11	holdings	holding	NOUN
fsr-3395	151	12	is	be	AUX
fsr-3395	151	13	moderated	moderate	VERB
fsr-3395	151	14	by	by	ADP
fsr-3395	151	15	risk	risk	NOUN
fsr-3395	151	16	tolerance	tolerance	NOUN
fsr-3395	151	17	.	.	PUNCT
fsr-3395	152	1	3	3	X
fsr-3395	152	2	.	.	X
fsr-3395	152	3	methodology	methodology	NOUN
fsr-3395	152	4	data	datum	NOUN
fsr-3395	152	5	for	for	ADP
fsr-3395	152	6	this	this	DET
fsr-3395	152	7	study	study	NOUN
fsr-3395	152	8	were	be	AUX
fsr-3395	152	9	obtained	obtain	VERB
fsr-3395	152	10	from	from	ADP
fsr-3395	152	11	the	the	DET
fsr-3395	152	12	2015	2015	NUM
fsr-3395	152	13	national	national	ADJ
fsr-3395	152	14	financial	financial	ADJ
fsr-3395	152	15	capability	capability	NOUN
fsr-3395	152	16	study	study	NOUN
fsr-3395	152	17	(	(	PUNCT
fsr-3395	152	18	nfcs	nfc	NOUN
fsr-3395	152	19	)	)	PUNCT
fsr-3395	152	20	,	,	PUNCT
fsr-3395	152	21	which	which	PRON
fsr-3395	152	22	was	be	AUX
fsr-3395	152	23	funded	fund	VERB
fsr-3395	152	24	by	by	ADP
fsr-3395	152	25	the	the	DET
fsr-3395	152	26	finra	finra	PROPN
fsr-3395	152	27	investor	investor	PROPN
fsr-3395	152	28	education	education	PROPN
fsr-3395	152	29	foundation	foundation	PROPN
fsr-3395	152	30	.	.	PUNCT
fsr-3395	153	1	the	the	DET
fsr-3395	153	2	sample	sample	NOUN
fsr-3395	153	3	was	be	AUX
fsr-3395	153	4	comprised	comprise	VERB
fsr-3395	153	5	of	of	ADP
fsr-3395	153	6	adults	adult	NOUN
fsr-3395	153	7	over	over	ADP
fsr-3395	153	8	the	the	DET
fsr-3395	153	9	age	age	NOUN
fsr-3395	153	10	of	of	ADP
fsr-3395	153	11	18	18	NUM
fsr-3395	153	12	who	who	PRON
fsr-3395	153	13	also	also	ADV
fsr-3395	153	14	completed	complete	VERB
fsr-3395	153	15	the	the	DET
fsr-3395	153	16	2015	2015	NUM
fsr-3395	153	17	state	state	NOUN
fsr-3395	153	18	-	-	PUNCT
fsr-3395	153	19	by	by	ADP
fsr-3395	153	20	-	-	PUNCT
fsr-3395	153	21	state	state	NOUN
fsr-3395	153	22	nfcs	nfc	NOUN
fsr-3395	153	23	survey	survey	NOUN
fsr-3395	153	24	and	and	CCONJ
fsr-3395	153	25	indicated	indicate	VERB
fsr-3395	153	26	that	that	SCONJ
fsr-3395	153	27	they	they	PRON
fsr-3395	153	28	had	have	VERB
fsr-3395	153	29	investments	investment	NOUN
fsr-3395	153	30	outside	outside	ADP
fsr-3395	153	31	of	of	ADP
fsr-3395	153	32	retirement	retirement	NOUN
fsr-3395	153	33	accounts	account	NOUN
fsr-3395	153	34	.	.	PUNCT
fsr-3395	154	1	this	this	DET
fsr-3395	154	2	delimitation	delimitation	NOUN
fsr-3395	154	3	decision	decision	NOUN
fsr-3395	154	4	was	be	AUX
fsr-3395	154	5	made	make	VERB
fsr-3395	154	6	because	because	SCONJ
fsr-3395	154	7	investing	invest	VERB
fsr-3395	154	8	outside	outside	ADP
fsr-3395	154	9	of	of	ADP
fsr-3395	154	10	a	a	DET
fsr-3395	154	11	retirement	retirement	NOUN
fsr-3395	154	12	account	account	NOUN
fsr-3395	154	13	(	(	PUNCT
fsr-3395	154	14	e.g.	e.g.	ADV
fsr-3395	154	15	,	,	PUNCT
fsr-3395	154	16	taxable	taxable	ADJ
fsr-3395	154	17	brokerage	brokerage	NOUN
fsr-3395	154	18	account	account	NOUN
fsr-3395	154	19	)	)	PUNCT
fsr-3395	154	20	involves	involve	VERB
fsr-3395	154	21	a	a	DET
fsr-3395	154	22	different	different	ADJ
fsr-3395	154	23	set	set	NOUN
fsr-3395	154	24	of	of	ADP
fsr-3395	154	25	decisions	decision	NOUN
fsr-3395	154	26	on	on	ADP
fsr-3395	154	27	the	the	DET
fsr-3395	154	28	part	part	NOUN
fsr-3395	154	29	of	of	ADP
fsr-3395	154	30	the	the	DET
fsr-3395	154	31	investor	investor	NOUN
fsr-3395	154	32	.	.	PUNCT
fsr-3395	155	1	for	for	ADP
fsr-3395	155	2	example	example	NOUN
fsr-3395	155	3	,	,	PUNCT
fsr-3395	155	4	investors	investor	NOUN
fsr-3395	155	5	in	in	ADP
fsr-3395	155	6	non	non	ADJ
fsr-3395	155	7	-	-	ADJ
fsr-3395	155	8	retirement	retirement	ADJ
fsr-3395	155	9	accounts	account	NOUN
fsr-3395	155	10	generally	generally	ADV
fsr-3395	155	11	must	must	AUX
fsr-3395	155	12	choose	choose	VERB
fsr-3395	155	13	between	between	ADP
fsr-3395	155	14	and	and	CCONJ
fsr-3395	155	15	among	among	ADP
fsr-3395	155	16	asset	asset	NOUN
fsr-3395	155	17	choices	choice	NOUN
fsr-3395	155	18	,	,	PUNCT
fsr-3395	155	19	whereas	whereas	SCONJ
fsr-3395	155	20	retirement	retirement	NOUN
fsr-3395	155	21	plan	plan	NOUN
fsr-3395	155	22	choices	choice	NOUN
fsr-3395	155	23	are	be	AUX
fsr-3395	155	24	usually	usually	ADV
fsr-3395	155	25	predetermined	predetermine	VERB
fsr-3395	155	26	by	by	ADP
fsr-3395	155	27	a	a	DET
fsr-3395	155	28	plan	plan	NOUN
fsr-3395	155	29	administrator	administrator	NOUN
fsr-3395	155	30	(	(	PUNCT
fsr-3395	155	31	and	and	CCONJ
fsr-3395	155	32	often	often	ADV
fsr-3395	155	33	limited	limit	VERB
fsr-3395	155	34	to	to	ADP
fsr-3395	155	35	mutual	mutual	ADJ
fsr-3395	155	36	fund	fund	NOUN
fsr-3395	155	37	investments	investment	NOUN
fsr-3395	155	38	)	)	PUNCT
fsr-3395	155	39	.	.	PUNCT
fsr-3395	156	1	for	for	ADP
fsr-3395	156	2	the	the	DET
fsr-3395	156	3	purposes	purpose	NOUN
fsr-3395	156	4	of	of	ADP
fsr-3395	156	5	this	this	DET
fsr-3395	156	6	study	study	NOUN
fsr-3395	156	7	,	,	PUNCT
fsr-3395	156	8	the	the	DET
fsr-3395	156	9	sample	sample	NOUN
fsr-3395	156	10	was	be	AUX
fsr-3395	156	11	also	also	ADV
fsr-3395	156	12	delimited	delimit	VERB
fsr-3395	156	13	to	to	ADP
fsr-3395	156	14	those	those	PRON
fsr-3395	156	15	who	who	PRON
fsr-3395	156	16	were	be	AUX
fsr-3395	156	17	the	the	DET
fsr-3395	156	18	primary	primary	ADJ
fsr-3395	156	19	or	or	CCONJ
fsr-3395	156	20	shared	share	VERB
fsr-3395	156	21	decision	decision	NOUN
fsr-3395	156	22	-	-	PUNCT
fsr-3395	156	23	maker	maker	NOUN
fsr-3395	156	24	regarding	regard	VERB
fsr-3395	156	25	investments	investment	NOUN
fsr-3395	156	26	for	for	ADP
fsr-3395	156	27	the	the	DET
fsr-3395	156	28	household	household	NOUN
fsr-3395	156	29	.	.	PUNCT
fsr-3395	157	1	the	the	DET
fsr-3395	157	2	sample	sample	NOUN
fsr-3395	157	3	for	for	ADP
fsr-3395	157	4	the	the	DET
fsr-3395	157	5	survey	survey	NOUN
fsr-3395	157	6	was	be	AUX
fsr-3395	157	7	a	a	DET
fsr-3395	157	8	subset	subset	NOUN
fsr-3395	157	9	of	of	ADP
fsr-3395	157	10	the	the	DET
fsr-3395	157	11	larger	large	ADJ
fsr-3395	157	12	state	state	NOUN
fsr-3395	157	13	-	-	PUNCT
fsr-3395	157	14	by	by	ADP
fsr-3395	157	15	-	-	PUNCT
fsr-3395	157	16	state	state	NOUN
fsr-3395	157	17	survey	survey	NOUN
fsr-3395	157	18	and	and	CCONJ
fsr-3395	157	19	selected	select	VERB
fsr-3395	157	20	at	at	ADP
fsr-3395	157	21	random	random	ADJ
fsr-3395	157	22	from	from	ADP
fsr-3395	157	23	three	three	NUM
fsr-3395	157	24	online	online	ADJ
fsr-3395	157	25	panels	panel	NOUN
fsr-3395	157	26	.	.	PUNCT
fsr-3395	158	1	these	these	DET
fsr-3395	158	2	panels	panel	NOUN
fsr-3395	158	3	were	be	AUX
fsr-3395	158	4	designed	design	VERB
fsr-3395	158	5	to	to	PART
fsr-3395	158	6	validate	validate	VERB
fsr-3395	158	7	the	the	DET
fsr-3395	158	8	inclusion	inclusion	NOUN
fsr-3395	158	9	of	of	ADP
fsr-3395	158	10	respondents	respondent	NOUN
fsr-3395	158	11	based	base	VERB
fsr-3395	158	12	on	on	ADP
fsr-3395	158	13	current	current	ADJ
fsr-3395	158	14	demographic	demographic	ADJ
fsr-3395	158	15	characteristics	characteristic	NOUN
fsr-3395	158	16	.	.	PUNCT
fsr-3395	159	1	the	the	DET
fsr-3395	159	2	survey	survey	NOUN
fsr-3395	159	3	was	be	AUX
fsr-3395	159	4	self	self	NOUN
fsr-3395	159	5	-	-	PUNCT
fsr-3395	159	6	administered	administer	VERB
fsr-3395	159	7	using	use	VERB
fsr-3395	159	8	a	a	DET
fsr-3395	159	9	website	website	NOUN
fsr-3395	159	10	link	link	NOUN
fsr-3395	159	11	in	in	ADP
fsr-3395	159	12	july	july	PROPN
fsr-3395	159	13	2015	2015	NUM
fsr-3395	159	14	.	.	PUNCT
fsr-3395	160	1	respondents	respondent	NOUN
fsr-3395	160	2	were	be	AUX
fsr-3395	160	3	not	not	PART
fsr-3395	160	4	told	tell	VERB
fsr-3395	160	5	that	that	SCONJ
fsr-3395	160	6	the	the	DET
fsr-3395	160	7	investor	investor	NOUN
fsr-3395	160	8	survey	survey	NOUN
fsr-3395	160	9	and	and	CCONJ
fsr-3395	160	10	the	the	DET
fsr-3395	160	11	state	state	NOUN
fsr-3395	160	12	-	-	PUNCT
fsr-3395	160	13	by	by	ADP
fsr-3395	160	14	-	-	PUNCT
fsr-3395	160	15	state	state	NOUN
fsr-3395	160	16	survey	survey	NOUN
fsr-3395	160	17	were	be	AUX
fsr-3395	160	18	related	relate	VERB
fsr-3395	160	19	.	.	PUNCT
fsr-3395	161	1	findings	finding	NOUN
fsr-3395	161	2	from	from	ADP
fsr-3395	161	3	the	the	DET
fsr-3395	161	4	survey	survey	NOUN
fsr-3395	161	5	were	be	AUX
fsr-3395	161	6	weighted	weight	VERB
fsr-3395	161	7	to	to	PART
fsr-3395	161	8	approximate	approximate	VERB
fsr-3395	161	9	the	the	DET
fsr-3395	161	10	investor	investor	NOUN
fsr-3395	161	11	population	population	NOUN
fsr-3395	161	12	in	in	ADP
fsr-3395	161	13	terms	term	NOUN
fsr-3395	161	14	of	of	ADP
fsr-3395	161	15	age	age	NOUN
fsr-3395	161	16	and	and	CCONJ
fsr-3395	161	17	education	education	NOUN
fsr-3395	161	18	,	,	PUNCT
fsr-3395	161	19	based	base	VERB
fsr-3395	161	20	on	on	ADP
fsr-3395	161	21	the	the	DET
fsr-3395	161	22	2015	2015	NUM
fsr-3395	161	23	nfcs	nfcs	PROPN
fsr-3395	161	24	state	state	NOUN
fsr-3395	161	25	-	-	PUNCT
fsr-3395	161	26	by	by	ADP
fsr-3395	161	27	-	-	PUNCT
fsr-3395	161	28	state	state	NOUN
fsr-3395	161	29	survey	survey	NOUN
fsr-3395	161	30	.	.	PUNCT
fsr-3395	162	1	no	no	DET
fsr-3395	162	2	additional	additional	ADJ
fsr-3395	162	3	weighting	weighting	NOUN
fsr-3395	162	4	was	be	AUX
fsr-3395	162	5	used	use	VERB
fsr-3395	162	6	to	to	PART
fsr-3395	162	7	account	account	VERB
fsr-3395	162	8	for	for	ADP
fsr-3395	162	9	non	non	ADJ
fsr-3395	162	10	-	-	ADJ
fsr-3395	162	11	response	response	ADJ
fsr-3395	162	12	bias	bias	NOUN
fsr-3395	162	13	.	.	PUNCT
fsr-3395	163	1	given	give	VERB
fsr-3395	163	2	missing	missing	ADJ
fsr-3395	163	3	data	datum	NOUN
fsr-3395	163	4	,	,	PUNCT
fsr-3395	163	5	the	the	DET
fsr-3395	163	6	final	final	ADJ
fsr-3395	163	7	sample	sample	NOUN
fsr-3395	163	8	size	size	NOUN
fsr-3395	163	9	used	use	VERB
fsr-3395	163	10	in	in	ADP
fsr-3395	163	11	the	the	DET
fsr-3395	163	12	study	study	NOUN
fsr-3395	163	13	included	include	VERB
fsr-3395	163	14	1,987	1,987	NUM
fsr-3395	163	15	individuals	individual	NOUN
fsr-3395	163	16	.	.	PUNCT
fsr-3395	164	1	3.1	3.1	NUM
fsr-3395	164	2	.	.	PUNCT
fsr-3395	165	1	dependent	dependent	ADJ
fsr-3395	165	2	variables	variable	NOUN
fsr-3395	165	3	the	the	DET
fsr-3395	165	4	dependent	dependent	ADJ
fsr-3395	165	5	measure	measure	NOUN
fsr-3395	165	6	was	be	AUX
fsr-3395	165	7	a	a	DET
fsr-3395	165	8	binary	binary	ADJ
fsr-3395	165	9	variable	variable	NOUN
fsr-3395	165	10	that	that	PRON
fsr-3395	165	11	indicated	indicate	VERB
fsr-3395	165	12	whether	whether	SCONJ
fsr-3395	165	13	investors	investor	NOUN
fsr-3395	165	14	currently	currently	ADV
fsr-3395	165	15	owned	own	VERB
fsr-3395	165	16	any	any	PRON
fsr-3395	165	17	of	of	ADP
fsr-3395	165	18	the	the	DET
fsr-3395	165	19	following	follow	VERB
fsr-3395	165	20	investments	investment	NOUN
fsr-3395	165	21	in	in	ADP
fsr-3395	165	22	non	non	ADJ
fsr-3395	165	23	-	-	ADJ
fsr-3395	165	24	retirement	retirement	ADJ
fsr-3395	165	25	accounts	account	NOUN
fsr-3395	165	26	:	:	PUNCT
fsr-3395	165	27	(	(	PUNCT
fsr-3395	165	28	1	1	X
fsr-3395	165	29	)	)	PUNCT
fsr-3395	165	30	individual	individual	ADJ
fsr-3395	165	31	stocks	stock	NOUN
fsr-3395	165	32	;	;	PUNCT
fsr-3395	165	33	(	(	PUNCT
fsr-3395	165	34	2	2	X
fsr-3395	165	35	)	)	PUNCT
fsr-3395	165	36	individual	individual	ADJ
fsr-3395	165	37	bonds	bond	NOUN
fsr-3395	165	38	;	;	PUNCT
fsr-3395	165	39	(	(	PUNCT
fsr-3395	165	40	3	3	X
fsr-3395	165	41	)	)	PUNCT
fsr-3395	165	42	mutual	mutual	ADJ
fsr-3395	165	43	funds	fund	NOUN
fsr-3395	165	44	;	;	PUNCT
fsr-3395	165	45	(	(	PUNCT
fsr-3395	165	46	4	4	X
fsr-3395	165	47	)	)	PUNCT
fsr-3395	165	48	exchange	exchange	NOUN
fsr-3395	165	49	traded	trade	VERB
fsr-3395	165	50	funds	fund	NOUN
fsr-3395	165	51	;	;	PUNCT
fsr-3395	165	52	(	(	PUNCT
fsr-3395	165	53	5	5	X
fsr-3395	165	54	)	)	PUNCT
fsr-3395	165	55	fixed	fix	VERB
fsr-3395	165	56	,	,	PUNCT
fsr-3395	165	57	indexed	index	VERB
fsr-3395	165	58	,	,	PUNCT
fsr-3395	165	59	or	or	CCONJ
fsr-3395	165	60	variable	variable	ADJ
fsr-3395	165	61	annuities	annuity	NOUN
fsr-3395	165	62	;	;	PUNCT
fsr-3395	165	63	(	(	PUNCT
fsr-3395	165	64	6	6	X
fsr-3395	165	65	)	)	PUNCT
fsr-3395	165	66	whole	whole	ADJ
fsr-3395	165	67	life	life	NOUN
fsr-3395	165	68	insurance	insurance	NOUN
fsr-3395	165	69	or	or	CCONJ
fsr-3395	165	70	similar	similar	ADJ
fsr-3395	165	71	investment	investment	NOUN
fsr-3395	165	72	products	product	NOUN
fsr-3395	165	73	;	;	PUNCT
fsr-3395	165	74	(	(	PUNCT
fsr-3395	165	75	7	7	X
fsr-3395	165	76	)	)	PUNCT
fsr-3395	165	77	commodities	commodity	NOUN
fsr-3395	165	78	or	or	CCONJ
fsr-3395	165	79	futures	future	NOUN
fsr-3395	165	80	;	;	PUNCT
fsr-3395	165	81	and	and	CCONJ
fsr-3395	165	82	(	(	PUNCT
fsr-3395	165	83	8)	8)	NUM
fsr-3395	165	84	other	other	ADJ
fsr-3395	165	85	investments	investment	NOUN
fsr-3395	165	86	such	such	ADJ
fsr-3395	165	87	as	as	ADP
fsr-3395	165	88	reits	reit	NOUN
fsr-3395	165	89	,	,	PUNCT
fsr-3395	165	90	options	option	NOUN
fsr-3395	165	91	,	,	PUNCT
fsr-3395	165	92	private	private	ADJ
fsr-3395	165	93	placements	placement	NOUN
fsr-3395	165	94	,	,	PUNCT
fsr-3395	165	95	or	or	CCONJ
fsr-3395	165	96	structured	structured	ADJ
fsr-3395	165	97	notes	note	NOUN
fsr-3395	165	98	.	.	PUNCT
fsr-3395	166	1	answers	answer	NOUN
fsr-3395	166	2	were	be	AUX
fsr-3395	166	3	coded	code	VERB
fsr-3395	166	4	1	1	NUM
fsr-3395	166	5	�	�	NOUN
fsr-3395	166	6	yes	yes	INTJ
fsr-3395	166	7	,	,	PUNCT
fsr-3395	166	8	0	0	NUM
fsr-3395	166	9	�	�	PROPN
fsr-3395	166	10	no	no	PROPN
fsr-3395	166	11	for	for	ADP
fsr-3395	166	12	each	each	DET
fsr-3395	166	13	investment	investment	NOUN
fsr-3395	166	14	holding	holding	NOUN
fsr-3395	166	15	.	.	PUNCT
fsr-3395	167	1	it	it	PRON
fsr-3395	167	2	was	be	AUX
fsr-3395	167	3	possible	possible	ADJ
fsr-3395	167	4	for	for	SCONJ
fsr-3395	167	5	a	a	DET
fsr-3395	167	6	respondent	respondent	NOUN
fsr-3395	167	7	to	to	PART
fsr-3395	167	8	indicate	indicate	VERB
fsr-3395	167	9	owning	own	VERB
fsr-3395	167	10	more	more	ADJ
fsr-3395	167	11	than	than	ADP
fsr-3395	167	12	one	one	NUM
fsr-3395	167	13	type	type	NOUN
fsr-3395	167	14	of	of	ADP
fsr-3395	167	15	asset	asset	NOUN
fsr-3395	167	16	;	;	PUNCT
fsr-3395	167	17	however	however	ADV
fsr-3395	167	18	,	,	PUNCT
fsr-3395	167	19	everyone	everyone	PRON
fsr-3395	167	20	in	in	ADP
fsr-3395	167	21	the	the	DET
fsr-3395	167	22	sample	sample	NOUN
fsr-3395	167	23	owned	own	VERB
fsr-3395	167	24	at	at	ADP
fsr-3395	167	25	least	least	ADJ
fsr-3395	167	26	one	one	NUM
fsr-3395	167	27	of	of	ADP
fsr-3395	167	28	the	the	DET
fsr-3395	167	29	eight	eight	NUM
fsr-3395	167	30	investment	investment	NOUN
fsr-3395	167	31	types	type	NOUN
fsr-3395	167	32	.	.	PUNCT
fsr-3395	168	1	216	216	NUM
fsr-3395	168	2	a.	a.	NOUN
fsr-3395	168	3	rabbani	rabbani	PROPN
fsr-3395	168	4	et	et	PROPN
fsr-3395	168	5	al	al	PROPN
fsr-3395	168	6	.	.	PUNCT
fsr-3395	168	7	/	/	SYM
fsr-3395	168	8	financial	financial	ADJ
fsr-3395	168	9	services	service	NOUN
fsr-3395	168	10	review	review	VERB
fsr-3395	168	11	27	27	NUM
fsr-3395	168	12	(	(	PUNCT
fsr-3395	168	13	2018	2018	NUM
fsr-3395	168	14	)	)	PUNCT
fsr-3395	168	15	209	209	NUM
fsr-3395	168	16	-	-	SYM
fsr-3395	168	17	230	230	NUM
fsr-3395	168	18	3.2	3.2	NUM
fsr-3395	168	19	.	.	PUNCT
fsr-3395	169	1	independent	independent	ADJ
fsr-3395	169	2	variables	variable	NOUN
fsr-3395	169	3	the	the	DET
fsr-3395	169	4	independent	independent	ADJ
fsr-3395	169	5	variables	variable	NOUN
fsr-3395	169	6	included	include	VERB
fsr-3395	169	7	confidence	confidence	NOUN
fsr-3395	169	8	level	level	NOUN
fsr-3395	169	9	,	,	PUNCT
fsr-3395	169	10	financial	financial	ADJ
fsr-3395	169	11	risk	risk	NOUN
fsr-3395	169	12	tolerance	tolerance	NOUN
fsr-3395	169	13	,	,	PUNCT
fsr-3395	169	14	demographic	demographic	ADJ
fsr-3395	169	15	characteristics	characteristic	NOUN
fsr-3395	169	16	,	,	PUNCT
fsr-3395	169	17	financial	financial	ADJ
fsr-3395	169	18	education	education	NOUN
fsr-3395	169	19	,	,	PUNCT
fsr-3395	169	20	student	student	NOUN
fsr-3395	169	21	loans	loan	NOUN
fsr-3395	169	22	,	,	PUNCT
fsr-3395	169	23	financial	financial	ADJ
fsr-3395	169	24	stress	stress	NOUN
fsr-3395	169	25	,	,	PUNCT
fsr-3395	169	26	and	and	CCONJ
fsr-3395	169	27	financial	financial	ADJ
fsr-3395	169	28	self	self	NOUN
fsr-3395	169	29	-	-	PUNCT
fsr-3395	169	30	efficacy	efficacy	NOUN
fsr-3395	169	31	.	.	PUNCT
fsr-3395	170	1	the	the	DET
fsr-3395	170	2	following	follow	VERB
fsr-3395	170	3	discussion	discussion	NOUN
fsr-3395	170	4	describes	describe	VERB
fsr-3395	170	5	each	each	DET
fsr-3395	170	6	independent	independent	ADJ
fsr-3395	170	7	variable	variable	NOUN
fsr-3395	170	8	in	in	ADP
fsr-3395	170	9	greater	great	ADJ
fsr-3395	170	10	detail	detail	NOUN
fsr-3395	170	11	.	.	PUNCT
fsr-3395	171	1	3.2.1	3.2.1	X
fsr-3395	171	2	.	.	X
fsr-3395	171	3	confidence	confidence	NOUN
fsr-3395	171	4	level	level	NOUN
fsr-3395	171	5	a	a	DET
fsr-3395	171	6	multiple	multiple	ADJ
fsr-3395	171	7	step	step	NOUN
fsr-3395	171	8	process	process	NOUN
fsr-3395	171	9	was	be	AUX
fsr-3395	171	10	used	use	VERB
fsr-3395	171	11	to	to	PART
fsr-3395	171	12	calculate	calculate	VERB
fsr-3395	171	13	a	a	DET
fsr-3395	171	14	respondent	respondent	NOUN
fsr-3395	171	15	’s	’s	PART
fsr-3395	171	16	level	level	NOUN
fsr-3395	171	17	of	of	ADP
fsr-3395	171	18	financial	financial	ADJ
fsr-3395	171	19	confidence	confidence	NOUN
fsr-3395	171	20	.	.	PUNCT
fsr-3395	172	1	first	first	ADV
fsr-3395	172	2	,	,	PUNCT
fsr-3395	172	3	each	each	DET
fsr-3395	172	4	respondent	respondent	NOUN
fsr-3395	172	5	’s	’s	PART
fsr-3395	172	6	objective	objective	ADJ
fsr-3395	172	7	investment	investment	NOUN
fsr-3395	172	8	knowledge	knowledge	NOUN
fsr-3395	172	9	was	be	AUX
fsr-3395	172	10	estimated	estimate	VERB
fsr-3395	172	11	using	use	VERB
fsr-3395	172	12	10	10	NUM
fsr-3395	172	13	questions	question	NOUN
fsr-3395	172	14	(	(	PUNCT
fsr-3395	172	15	see	see	VERB
fsr-3395	172	16	appendix	appendix	NOUN
fsr-3395	172	17	)	)	PUNCT
fsr-3395	172	18	developed	develop	VERB
fsr-3395	172	19	by	by	ADP
fsr-3395	172	20	the	the	DET
fsr-3395	172	21	finra	finra	PROPN
fsr-3395	172	22	investor	investor	PROPN
fsr-3395	172	23	education	education	PROPN
fsr-3395	172	24	foundation	foundation	PROPN
fsr-3395	172	25	.	.	PUNCT
fsr-3395	173	1	the	the	DET
fsr-3395	173	2	sum	sum	NOUN
fsr-3395	173	3	of	of	ADP
fsr-3395	173	4	correct	correct	ADJ
fsr-3395	173	5	answers	answer	NOUN
fsr-3395	173	6	to	to	ADP
fsr-3395	173	7	these	these	DET
fsr-3395	173	8	questions	question	NOUN
fsr-3395	173	9	served	serve	VERB
fsr-3395	173	10	as	as	ADP
fsr-3395	173	11	an	an	DET
fsr-3395	173	12	indicator	indicator	NOUN
fsr-3395	173	13	of	of	ADP
fsr-3395	173	14	respondents	respondent	NOUN
fsr-3395	173	15	’	'	PUNCT
fsr-3395	173	16	objective	objective	ADJ
fsr-3395	173	17	financial	financial	ADJ
fsr-3395	173	18	knowledge	knowledge	NOUN
fsr-3395	173	19	.	.	PUNCT
fsr-3395	174	1	the	the	DET
fsr-3395	174	2	mean	mean	ADJ
fsr-3395	174	3	objective	objective	ADJ
fsr-3395	174	4	financial	financial	ADJ
fsr-3395	174	5	knowledge	knowledge	NOUN
fsr-3395	174	6	score	score	NOUN
fsr-3395	174	7	was	be	AUX
fsr-3395	174	8	4.66	4.66	NUM
fsr-3395	174	9	(	(	PUNCT
fsr-3395	174	10	sd	sd	ADP
fsr-3395	174	11	�	�	PROPN
fsr-3395	174	12	2.23	2.23	NUM
fsr-3395	174	13	)	)	PUNCT
fsr-3395	174	14	.	.	PUNCT
fsr-3395	175	1	next	next	ADV
fsr-3395	175	2	,	,	PUNCT
fsr-3395	175	3	a	a	DET
fsr-3395	175	4	measure	measure	NOUN
fsr-3395	175	5	of	of	ADP
fsr-3395	175	6	each	each	DET
fsr-3395	175	7	respondent	respondent	NOUN
fsr-3395	175	8	’s	’s	PART
fsr-3395	175	9	subjective	subjective	ADJ
fsr-3395	175	10	evaluation	evaluation	NOUN
fsr-3395	175	11	of	of	ADP
fsr-3395	175	12	her	she	PRON
fsr-3395	175	13	or	or	CCONJ
fsr-3395	175	14	his	his	PRON
fsr-3395	175	15	financial	financial	ADJ
fsr-3395	175	16	knowledge	knowledge	NOUN
fsr-3395	175	17	was	be	AUX
fsr-3395	175	18	evaluated	evaluate	VERB
fsr-3395	175	19	with	with	ADP
fsr-3395	175	20	the	the	DET
fsr-3395	175	21	following	follow	VERB
fsr-3395	175	22	question	question	NOUN
fsr-3395	175	23	:	:	PUNCT
fsr-3395	175	24	“	"	PUNCT
fsr-3395	175	25	on	on	ADP
fsr-3395	175	26	a	a	DET
fsr-3395	175	27	scale	scale	NOUN
fsr-3395	175	28	of	of	ADP
fsr-3395	175	29	1	1	NUM
fsr-3395	175	30	to	to	PART
fsr-3395	175	31	7	7	NUM
fsr-3395	175	32	,	,	PUNCT
fsr-3395	175	33	where	where	SCONJ
fsr-3395	175	34	1	1	NUM
fsr-3395	175	35	means	mean	VERB
fsr-3395	175	36	very	very	ADV
fsr-3395	175	37	low	low	ADJ
fsr-3395	175	38	and	and	CCONJ
fsr-3395	175	39	7	7	NUM
fsr-3395	175	40	means	mean	VERB
fsr-3395	175	41	very	very	ADV
fsr-3395	175	42	high	high	ADJ
fsr-3395	175	43	,	,	PUNCT
fsr-3395	175	44	how	how	SCONJ
fsr-3395	175	45	would	would	AUX
fsr-3395	175	46	you	you	PRON
fsr-3395	175	47	assess	assess	VERB
fsr-3395	175	48	your	your	PRON
fsr-3395	175	49	overall	overall	ADJ
fsr-3395	175	50	knowledge	knowledge	NOUN
fsr-3395	175	51	about	about	ADP
fsr-3395	175	52	investing	invest	VERB
fsr-3395	175	53	?	?	PUNCT
fsr-3395	175	54	”	"	PUNCT
fsr-3395	176	1	the	the	DET
fsr-3395	176	2	mean	mean	ADJ
fsr-3395	176	3	score	score	NOUN
fsr-3395	176	4	was	be	AUX
fsr-3395	176	5	4.86	4.86	NUM
fsr-3395	176	6	(	(	PUNCT
fsr-3395	176	7	sd	sd	ADP
fsr-3395	176	8	�	�	PROPN
fsr-3395	176	9	1.39	1.39	NUM
fsr-3395	176	10	)	)	PUNCT
fsr-3395	176	11	.	.	PUNCT
fsr-3395	177	1	objective	objective	ADJ
fsr-3395	177	2	financial	financial	ADJ
fsr-3395	177	3	knowledge	knowledge	NOUN
fsr-3395	177	4	scores	score	NOUN
fsr-3395	177	5	were	be	AUX
fsr-3395	177	6	then	then	ADV
fsr-3395	177	7	used	use	VERB
fsr-3395	177	8	to	to	PART
fsr-3395	177	9	predict	predict	VERB
fsr-3395	177	10	subjective	subjective	ADJ
fsr-3395	177	11	knowledge	knowledge	NOUN
fsr-3395	177	12	scores	score	NOUN
fsr-3395	177	13	in	in	ADP
fsr-3395	177	14	an	an	DET
fsr-3395	177	15	ordinary	ordinary	ADJ
fsr-3395	177	16	least	least	ADJ
fsr-3395	177	17	square	square	ADJ
fsr-3395	177	18	(	(	PUNCT
fsr-3395	177	19	ols	ol	NOUN
fsr-3395	177	20	)	)	PUNCT
fsr-3395	177	21	regression	regression	NOUN
fsr-3395	177	22	as	as	SCONJ
fsr-3395	177	23	follows	follow	VERB
fsr-3395	177	24	:	:	PUNCT
fsr-3395	177	25	subjective	subjective	ADJ
fsr-3395	177	26	knowledge	knowledge	NOUN
fsr-3395	177	27	score	score	PROPN
fsr-3395	177	28	�	�	PROPN
fsr-3395	177	29	b0	b0	PROPN
fsr-3395	177	30	�	�	PROPN
fsr-3395	177	31	b1	b1	PROPN
fsr-3395	177	32	objective	objective	ADJ
fsr-3395	177	33	knowledge	knowledge	NOUN
fsr-3395	177	34	score	score	VERB
fsr-3395	177	35	the	the	DET
fsr-3395	177	36	regression	regression	NOUN
fsr-3395	177	37	model	model	NOUN
fsr-3395	177	38	was	be	AUX
fsr-3395	177	39	statistically	statistically	ADV
fsr-3395	177	40	significant	significant	ADJ
fsr-3395	177	41	(	(	PUNCT
fsr-3395	177	42	f(1	f(1	PROPN
fsr-3395	177	43	,	,	PUNCT
fsr-3395	177	44	1986	1986	NUM
fsr-3395	177	45	)	)	PUNCT
fsr-3395	177	46	�	�	PROPN
fsr-3395	177	47	125.22	125.22	NUM
fsr-3395	177	48	,	,	PUNCT
fsr-3395	177	49	p	p	PROPN
fsr-3395	177	50	�	�	PROPN
fsr-3395	177	51	0.001	0.001	NUM
fsr-3395	177	52	)	)	PUNCT
fsr-3395	177	53	.	.	PUNCT
fsr-3395	178	1	the	the	DET
fsr-3395	178	2	predicted	predict	VERB
fsr-3395	178	3	unstandardized	unstandardized	ADJ
fsr-3395	178	4	value	value	NOUN
fsr-3395	178	5	(	(	PUNCT
fsr-3395	178	6	i.e.	i.e.	X
fsr-3395	178	7	,	,	PUNCT
fsr-3395	178	8	predicted	predict	VERB
fsr-3395	178	9	knowledge	knowledge	NOUN
fsr-3395	178	10	score	score	NOUN
fsr-3395	178	11	)	)	PUNCT
fsr-3395	178	12	was	be	AUX
fsr-3395	178	13	saved	save	VERB
fsr-3395	178	14	for	for	ADP
fsr-3395	178	15	each	each	DET
fsr-3395	178	16	respondent	respondent	NOUN
fsr-3395	178	17	.	.	PUNCT
fsr-3395	179	1	the	the	DET
fsr-3395	179	2	predicted	predict	VERB
fsr-3395	179	3	mean	mean	ADJ
fsr-3395	179	4	score	score	NOUN
fsr-3395	179	5	,	,	PUNCT
fsr-3395	179	6	across	across	ADP
fsr-3395	179	7	the	the	DET
fsr-3395	179	8	sample	sample	NOUN
fsr-3395	179	9	,	,	PUNCT
fsr-3395	179	10	was	be	AUX
fsr-3395	179	11	4.85	4.85	NUM
fsr-3395	179	12	(	(	PUNCT
fsr-3395	179	13	sd	sd	ADP
fsr-3395	179	14	�	�	PROPN
fsr-3395	179	15	0.34	0.34	NUM
fsr-3395	179	16	)	)	PUNCT
fsr-3395	179	17	.	.	PUNCT
fsr-3395	180	1	next	next	ADV
fsr-3395	180	2	,	,	PUNCT
fsr-3395	180	3	the	the	DET
fsr-3395	180	4	confidence	confidence	NOUN
fsr-3395	180	5	level	level	NOUN
fsr-3395	180	6	of	of	ADP
fsr-3395	180	7	each	each	DET
fsr-3395	180	8	respondent	respondent	NOUN
fsr-3395	180	9	was	be	AUX
fsr-3395	180	10	estimated	estimate	VERB
fsr-3395	180	11	by	by	ADP
fsr-3395	180	12	subtracting	subtract	VERB
fsr-3395	180	13	the	the	DET
fsr-3395	180	14	predicted	predict	VERB
fsr-3395	180	15	subjective	subjective	ADJ
fsr-3395	180	16	financial	financial	ADJ
fsr-3395	180	17	knowledge	knowledge	NOUN
fsr-3395	180	18	score	score	NOUN
fsr-3395	180	19	from	from	ADP
fsr-3395	180	20	his	his	PRON
fsr-3395	180	21	or	or	CCONJ
fsr-3395	180	22	her	her	PRON
fsr-3395	180	23	self	self	NOUN
fsr-3395	180	24	-	-	PUNCT
fsr-3395	180	25	reported	report	VERB
fsr-3395	180	26	subjective	subjective	ADJ
fsr-3395	180	27	financial	financial	ADJ
fsr-3395	180	28	knowledge	knowledge	NOUN
fsr-3395	180	29	score	score	NOUN
fsr-3395	180	30	.	.	PUNCT
fsr-3395	181	1	in	in	ADP
fsr-3395	181	2	this	this	DET
fsr-3395	181	3	study	study	NOUN
fsr-3395	181	4	,	,	PUNCT
fsr-3395	181	5	positive	positive	ADJ
fsr-3395	181	6	scores	score	NOUN
fsr-3395	181	7	indicated	indicate	VERB
fsr-3395	181	8	knowledge	knowledge	NOUN
fsr-3395	181	9	over	over	ADP
fsr-3395	181	10	-	-	PUNCT
fsr-3395	181	11	confidence	confidence	NOUN
fsr-3395	181	12	,	,	PUNCT
fsr-3395	181	13	with	with	ADP
fsr-3395	181	14	negative	negative	ADJ
fsr-3395	181	15	scores	score	NOUN
fsr-3395	181	16	suggesting	suggest	VERB
fsr-3395	181	17	knowledge	knowledge	NOUN
fsr-3395	181	18	under	under	NOUN
fsr-3395	181	19	-	-	PUNCT
fsr-3395	181	20	confidence	confidence	NOUN
fsr-3395	181	21	.	.	PUNCT
fsr-3395	182	1	as	as	SCONJ
fsr-3395	182	2	expected	expect	VERB
fsr-3395	182	3	,	,	PUNCT
fsr-3395	182	4	the	the	DET
fsr-3395	182	5	mean	mean	ADJ
fsr-3395	182	6	confidence	confidence	NOUN
fsr-3395	182	7	score	score	NOUN
fsr-3395	182	8	was	be	AUX
fsr-3395	182	9	0.00	0.00	NUM
fsr-3395	182	10	(	(	PUNCT
fsr-3395	182	11	termed	term	VERB
fsr-3395	182	12	congruent	congruent	ADJ
fsr-3395	182	13	in	in	ADP
fsr-3395	182	14	this	this	DET
fsr-3395	182	15	study	study	NOUN
fsr-3395	182	16	)	)	PUNCT
fsr-3395	182	17	,	,	PUNCT
fsr-3395	182	18	with	with	ADP
fsr-3395	182	19	a	a	DET
fsr-3395	182	20	standard	standard	ADJ
fsr-3395	182	21	deviation	deviation	NOUN
fsr-3395	182	22	of	of	ADP
fsr-3395	182	23	1.35	1.35	NUM
fsr-3395	182	24	.	.	PUNCT
fsr-3395	183	1	the	the	DET
fsr-3395	183	2	minimum	minimum	ADJ
fsr-3395	183	3	score	score	NOUN
fsr-3395	183	4	was	be	AUX
fsr-3395	183	5	�	�	NOUN
fsr-3395	183	6	4.21	4.21	NUM
fsr-3395	183	7	,	,	PUNCT
fsr-3395	183	8	while	while	SCONJ
fsr-3395	183	9	the	the	DET
fsr-3395	183	10	maximum	maximum	ADJ
fsr-3395	183	11	score	score	NOUN
fsr-3395	183	12	was	be	AUX
fsr-3395	183	13	2.86	2.86	NUM
fsr-3395	183	14	,	,	PUNCT
fsr-3395	183	15	indicating	indicate	VERB
fsr-3395	183	16	a	a	DET
fsr-3395	183	17	general	general	ADJ
fsr-3395	183	18	level	level	NOUN
fsr-3395	183	19	of	of	ADP
fsr-3395	183	20	under	under	NOUN
fsr-3395	183	21	-	-	PUNCT
fsr-3395	183	22	confidence	confidence	NOUN
fsr-3395	183	23	among	among	ADP
fsr-3395	183	24	respondents	respondent	NOUN
fsr-3395	183	25	.	.	PUNCT
fsr-3395	184	1	confidence	confidence	NOUN
fsr-3395	184	2	level	level	NOUN
fsr-3395	184	3	scores	score	NOUN
fsr-3395	184	4	were	be	AUX
fsr-3395	184	5	then	then	ADV
fsr-3395	184	6	recoded	recode	VERB
fsr-3395	184	7	dichotomously	dichotomously	ADV
fsr-3395	184	8	by	by	ADP
fsr-3395	184	9	classifying	classify	VERB
fsr-3395	184	10	anyone	anyone	PRON
fsr-3395	184	11	whose	whose	DET
fsr-3395	184	12	knowledge	knowledge	NOUN
fsr-3395	184	13	confidence	confidence	NOUN
fsr-3395	184	14	score	score	NOUN
fsr-3395	184	15	was	be	AUX
fsr-3395	184	16	one	one	NUM
fsr-3395	184	17	standard	standard	ADJ
fsr-3395	184	18	deviation	deviation	NOUN
fsr-3395	184	19	or	or	CCONJ
fsr-3395	184	20	higher	high	ADJ
fsr-3395	184	21	above	above	ADP
fsr-3395	184	22	the	the	DET
fsr-3395	184	23	mean	mean	NOUN
fsr-3395	184	24	as	as	ADP
fsr-3395	184	25	being	be	AUX
fsr-3395	184	26	over	over	ADV
fsr-3395	184	27	-	-	PUNCT
fsr-3395	184	28	confident	confident	ADJ
fsr-3395	184	29	(	(	PUNCT
fsr-3395	184	30	coded	code	VERB
fsr-3395	184	31	1	1	NUM
fsr-3395	184	32	,	,	PUNCT
fsr-3395	184	33	otherwise	otherwise	ADV
fsr-3395	184	34	0	0	NUM
fsr-3395	184	35	)	)	PUNCT
fsr-3395	184	36	.	.	PUNCT
fsr-3395	185	1	those	those	PRON
fsr-3395	185	2	whose	whose	DET
fsr-3395	185	3	score	score	NOUN
fsr-3395	185	4	was	be	AUX
fsr-3395	185	5	one	one	NUM
fsr-3395	185	6	standard	standard	ADJ
fsr-3395	185	7	deviation	deviation	NOUN
fsr-3395	185	8	or	or	CCONJ
fsr-3395	185	9	lower	low	ADJ
fsr-3395	185	10	below	below	ADP
fsr-3395	185	11	the	the	DET
fsr-3395	185	12	mean	mean	NOUN
fsr-3395	185	13	were	be	AUX
fsr-3395	185	14	categorized	categorize	VERB
fsr-3395	185	15	as	as	ADP
fsr-3395	185	16	under	under	ADV
fsr-3395	185	17	-	-	PUNCT
fsr-3395	185	18	confident	confident	ADJ
fsr-3395	185	19	(	(	PUNCT
fsr-3395	185	20	coded	code	VERB
fsr-3395	185	21	1	1	NUM
fsr-3395	185	22	,	,	PUNCT
fsr-3395	185	23	otherwise	otherwise	ADV
fsr-3395	185	24	0	0	NUM
fsr-3395	185	25	)	)	PUNCT
fsr-3395	185	26	.	.	PUNCT
fsr-3395	186	1	approximately	approximately	ADV
fsr-3395	186	2	68	68	NUM
fsr-3395	186	3	%	%	NOUN
fsr-3395	186	4	of	of	ADP
fsr-3395	186	5	respondents	respondent	NOUN
fsr-3395	186	6	were	be	AUX
fsr-3395	186	7	classified	classify	VERB
fsr-3395	186	8	as	as	ADP
fsr-3395	186	9	being	be	AUX
fsr-3395	186	10	congruent	congruent	ADJ
fsr-3395	186	11	in	in	ADP
fsr-3395	186	12	their	their	PRON
fsr-3395	186	13	knowledge	knowledge	NOUN
fsr-3395	186	14	assessment	assessment	NOUN
fsr-3395	186	15	,	,	PUNCT
fsr-3395	186	16	with	with	ADP
fsr-3395	186	17	16	16	NUM
fsr-3395	186	18	%	%	NOUN
fsr-3395	186	19	classified	classify	VERB
fsr-3395	186	20	as	as	ADP
fsr-3395	186	21	over	over	ADV
fsr-3395	186	22	-	-	PUNCT
fsr-3395	186	23	confident	confident	ADJ
fsr-3395	186	24	and	and	CCONJ
fsr-3395	186	25	16	16	NUM
fsr-3395	186	26	%	%	NOUN
fsr-3395	186	27	categorized	categorize	VERB
fsr-3395	186	28	as	as	ADP
fsr-3395	186	29	under	under	ADV
fsr-3395	186	30	-	-	PUNCT
fsr-3395	186	31	confident	confident	ADJ
fsr-3395	186	32	.	.	PUNCT
fsr-3395	187	1	3.2.2	3.2.2	X
fsr-3395	187	2	.	.	PUNCT
fsr-3395	188	1	help	help	NOUN
fsr-3395	188	2	and	and	CCONJ
fsr-3395	188	3	information	information	NOUN
fsr-3395	188	4	sources	source	NOUN
fsr-3395	188	5	four	four	NUM
fsr-3395	188	6	help	help	NOUN
fsr-3395	188	7	and	and	CCONJ
fsr-3395	188	8	information	information	NOUN
fsr-3395	188	9	source	source	NOUN
fsr-3395	188	10	categories	category	NOUN
fsr-3395	188	11	were	be	AUX
fsr-3395	188	12	created	create	VERB
fsr-3395	188	13	.	.	PUNCT
fsr-3395	189	1	the	the	DET
fsr-3395	189	2	categories	category	NOUN
fsr-3395	189	3	were	be	AUX
fsr-3395	189	4	based	base	VERB
fsr-3395	189	5	on	on	ADP
fsr-3395	189	6	responses	response	NOUN
fsr-3395	189	7	to	to	ADP
fsr-3395	189	8	the	the	DET
fsr-3395	189	9	following	following	ADJ
fsr-3395	189	10	question	question	NOUN
fsr-3395	189	11	:	:	PUNCT
fsr-3395	189	12	“	"	PUNCT
fsr-3395	189	13	which	which	PRON
fsr-3395	189	14	of	of	ADP
fsr-3395	189	15	the	the	DET
fsr-3395	189	16	following	follow	VERB
fsr-3395	189	17	information	information	NOUN
fsr-3395	189	18	sources	source	NOUN
fsr-3395	189	19	do	do	AUX
fsr-3395	189	20	you	you	PRON
fsr-3395	189	21	use	use	VERB
fsr-3395	189	22	when	when	SCONJ
fsr-3395	189	23	making	make	VERB
fsr-3395	189	24	an	an	DET
fsr-3395	189	25	investment	investment	NOUN
fsr-3395	189	26	decision	decision	NOUN
fsr-3395	189	27	?	?	PUNCT
fsr-3395	189	28	”	"	PUNCT
fsr-3395	189	29	nine	nine	NUM
fsr-3395	189	30	possible	possible	ADJ
fsr-3395	189	31	answers	answer	NOUN
fsr-3395	189	32	were	be	AUX
fsr-3395	189	33	provided	provide	VERB
fsr-3395	189	34	:	:	PUNCT
fsr-3395	189	35	(	(	PUNCT
fsr-3395	189	36	1	1	X
fsr-3395	189	37	)	)	PUNCT
fsr-3395	189	38	stockbro217a	stockbro217a	PROPN
fsr-3395	189	39	.	.	PROPN
fsr-3395	190	1	rabbani	rabbani	PROPN
fsr-3395	190	2	et	et	PROPN
fsr-3395	190	3	al	al	PROPN
fsr-3395	190	4	.	.	PUNCT
fsr-3395	190	5	/	/	SYM
fsr-3395	190	6	financial	financial	ADJ
fsr-3395	190	7	services	service	NOUN
fsr-3395	190	8	review	review	VERB
fsr-3395	190	9	27	27	NUM
fsr-3395	190	10	(	(	PUNCT
fsr-3395	190	11	2018	2018	NUM
fsr-3395	190	12	)	)	PUNCT
fsr-3395	190	13	209	209	NUM
fsr-3395	190	14	-	-	SYM
fsr-3395	190	15	230	230	NUM
fsr-3395	190	16	kers	ker	NOUN
fsr-3395	190	17	;	;	PUNCT
fsr-3395	190	18	(	(	PUNCT
fsr-3395	190	19	2	2	X
fsr-3395	190	20	)	)	PUNCT
fsr-3395	190	21	financial	financial	ADJ
fsr-3395	190	22	advisors	advisor	NOUN
fsr-3395	190	23	;	;	PUNCT
fsr-3395	190	24	(	(	PUNCT
fsr-3395	190	25	3	3	X
fsr-3395	190	26	)	)	PUNCT
fsr-3395	190	27	information	information	NOUN
fsr-3395	190	28	from	from	ADP
fsr-3395	190	29	the	the	DET
fsr-3395	190	30	company	company	NOUN
fsr-3395	190	31	the	the	DET
fsr-3395	190	32	respondent	respondent	NOUN
fsr-3395	190	33	was	be	AUX
fsr-3395	190	34	investing	invest	VERB
fsr-3395	190	35	in	in	ADP
fsr-3395	190	36	(	(	PUNCT
fsr-3395	190	37	e.g.	e.g.	ADV
fsr-3395	190	38	,	,	PUNCT
fsr-3395	190	39	annual	annual	ADJ
fsr-3395	190	40	reports	report	NOUN
fsr-3395	190	41	,	,	PUNCT
fsr-3395	190	42	company	company	NOUN
fsr-3395	190	43	websites	website	NOUN
fsr-3395	190	44	)	)	PUNCT
fsr-3395	190	45	;	;	PUNCT
fsr-3395	190	46	(	(	PUNCT
fsr-3395	190	47	4	4	X
fsr-3395	190	48	)	)	PUNCT
fsr-3395	190	49	information	information	NOUN
fsr-3395	190	50	from	from	ADP
fsr-3395	190	51	brokerage	brokerage	NOUN
fsr-3395	190	52	firms	firm	NOUN
fsr-3395	190	53	,	,	PUNCT
fsr-3395	190	54	mutual	mutual	ADJ
fsr-3395	190	55	fund	fund	NOUN
fsr-3395	190	56	companies	company	NOUN
fsr-3395	190	57	,	,	PUNCT
fsr-3395	190	58	or	or	CCONJ
fsr-3395	190	59	other	other	ADJ
fsr-3395	190	60	financial	financial	ADJ
fsr-3395	190	61	services	service	NOUN
fsr-3395	190	62	companies	company	NOUN
fsr-3395	190	63	(	(	PUNCT
fsr-3395	190	64	e.g.	e.g.	ADV
fsr-3395	190	65	,	,	PUNCT
fsr-3395	190	66	analyst	analyst	NOUN
fsr-3395	190	67	reports	report	NOUN
fsr-3395	190	68	,	,	PUNCT
fsr-3395	190	69	brochures	brochure	NOUN
fsr-3395	190	70	,	,	PUNCT
fsr-3395	190	71	newsletters	newsletter	NOUN
fsr-3395	190	72	,	,	PUNCT
fsr-3395	190	73	seminars	seminar	NOUN
fsr-3395	190	74	,	,	PUNCT
fsr-3395	190	75	and	and	CCONJ
fsr-3395	190	76	websites	website	NOUN
fsr-3395	190	77	)	)	PUNCT
fsr-3395	190	78	;	;	PUNCT
fsr-3395	190	79	(	(	PUNCT
fsr-3395	190	80	5	5	X
fsr-3395	190	81	)	)	PUNCT
fsr-3395	190	82	industry	industry	NOUN
fsr-3395	190	83	regulators	regulator	NOUN
fsr-3395	190	84	(	(	PUNCT
fsr-3395	190	85	e.g.	e.g.	ADV
fsr-3395	190	86	,	,	PUNCT
fsr-3395	190	87	finra	finra	PROPN
fsr-3395	190	88	,	,	PUNCT
fsr-3395	190	89	sec	sec	PROPN
fsr-3395	190	90	,	,	PUNCT
fsr-3395	190	91	and	and	CCONJ
fsr-3395	190	92	state	state	NOUN
fsr-3395	190	93	securities	security	NOUN
fsr-3395	190	94	regulators	regulator	NOUN
fsr-3395	190	95	)	)	PUNCT
fsr-3395	190	96	;	;	PUNCT
fsr-3395	190	97	(	(	PUNCT
fsr-3395	190	98	6	6	NUM
fsr-3395	190	99	)	)	PUNCT
fsr-3395	190	100	“	"	PUNCT
fsr-3395	190	101	media	medium	NOUN
fsr-3395	190	102	,	,	PUNCT
fsr-3395	190	103	”	"	PUNCT
fsr-3395	190	104	which	which	PRON
fsr-3395	190	105	included	include	VERB
fsr-3395	190	106	television	television	NOUN
fsr-3395	190	107	,	,	PUNCT
fsr-3395	190	108	radio	radio	NOUN
fsr-3395	190	109	,	,	PUNCT
fsr-3395	190	110	newspapers	newspaper	NOUN
fsr-3395	190	111	,	,	PUNCT
fsr-3395	190	112	magazines	magazine	NOUN
fsr-3395	190	113	,	,	PUNCT
fsr-3395	190	114	online	online	ADJ
fsr-3395	190	115	news	news	NOUN
fsr-3395	190	116	sources	source	NOUN
fsr-3395	190	117	,	,	PUNCT
fsr-3395	190	118	and	and	CCONJ
fsr-3395	190	119	financial	financial	ADJ
fsr-3395	190	120	information	information	NOUN
fsr-3395	190	121	websites	website	NOUN
fsr-3395	190	122	;	;	PUNCT
fsr-3395	190	123	(	(	PUNCT
fsr-3395	190	124	7	7	X
fsr-3395	190	125	)	)	PUNCT
fsr-3395	190	126	investment	investment	NOUN
fsr-3395	190	127	clubs	club	NOUN
fsr-3395	190	128	or	or	CCONJ
fsr-3395	190	129	investor	investor	NOUN
fsr-3395	190	130	membership	membership	NOUN
fsr-3395	190	131	organizations	organization	NOUN
fsr-3395	190	132	;	;	PUNCT
fsr-3395	190	133	(	(	PUNCT
fsr-3395	190	134	8)	8)	NUM
fsr-3395	190	135	employers	employer	NOUN
fsr-3395	190	136	;	;	PUNCT
fsr-3395	190	137	and	and	CCONJ
fsr-3395	190	138	(	(	PUNCT
fsr-3395	190	139	9	9	X
fsr-3395	190	140	)	)	PUNCT
fsr-3395	190	141	friends	friend	NOUN
fsr-3395	190	142	,	,	PUNCT
fsr-3395	190	143	colleagues	colleague	NOUN
fsr-3395	190	144	,	,	PUNCT
fsr-3395	190	145	or	or	CCONJ
fsr-3395	190	146	family	family	NOUN
fsr-3395	190	147	members	member	NOUN
fsr-3395	190	148	.	.	PUNCT
fsr-3395	191	1	it	it	PRON
fsr-3395	191	2	was	be	AUX
fsr-3395	191	3	possible	possible	ADJ
fsr-3395	191	4	for	for	SCONJ
fsr-3395	191	5	a	a	DET
fsr-3395	191	6	respondent	respondent	NOUN
fsr-3395	191	7	to	to	PART
fsr-3395	191	8	indicate	indicate	VERB
fsr-3395	191	9	the	the	DET
fsr-3395	191	10	use	use	NOUN
fsr-3395	191	11	of	of	ADP
fsr-3395	191	12	more	more	ADJ
fsr-3395	191	13	than	than	ADP
fsr-3395	191	14	one	one	NUM
fsr-3395	191	15	help	help	NOUN
fsr-3395	191	16	provider	provider	NOUN
fsr-3395	191	17	.	.	PUNCT
fsr-3395	192	1	these	these	DET
fsr-3395	192	2	sources	source	NOUN
fsr-3395	192	3	of	of	ADP
fsr-3395	192	4	help	help	NOUN
fsr-3395	192	5	and	and	CCONJ
fsr-3395	192	6	information	information	NOUN
fsr-3395	192	7	were	be	AUX
fsr-3395	192	8	re	re	VERB
fsr-3395	192	9	-	-	VERB
fsr-3395	192	10	categorized	categorize	VERB
fsr-3395	192	11	.	.	PUNCT
fsr-3395	193	1	the	the	DET
fsr-3395	193	2	first	first	ADJ
fsr-3395	193	3	help	help	NOUN
fsr-3395	193	4	-	-	PUNCT
fsr-3395	193	5	seeking	seek	VERB
fsr-3395	193	6	category	category	NOUN
fsr-3395	193	7	was	be	AUX
fsr-3395	193	8	called	call	VERB
fsr-3395	193	9	“	"	PUNCT
fsr-3395	193	10	actively	actively	ADV
fsr-3395	193	11	sought	seek	VERB
fsr-3395	193	12	help	help	NOUN
fsr-3395	193	13	at	at	ADP
fsr-3395	193	14	a	a	DET
fsr-3395	193	15	cost	cost	NOUN
fsr-3395	193	16	.	.	PUNCT
fsr-3395	193	17	”	"	PUNCT
fsr-3395	194	1	this	this	PRON
fsr-3395	194	2	included	include	VERB
fsr-3395	194	3	the	the	DET
fsr-3395	194	4	use	use	NOUN
fsr-3395	194	5	of	of	ADP
fsr-3395	194	6	(	(	PUNCT
fsr-3395	194	7	1	1	X
fsr-3395	194	8	)	)	PUNCT
fsr-3395	194	9	stockbrokers	stockbroker	NOUN
fsr-3395	194	10	and	and	CCONJ
fsr-3395	194	11	(	(	PUNCT
fsr-3395	194	12	2	2	X
fsr-3395	194	13	)	)	PUNCT
fsr-3395	194	14	financial	financial	ADJ
fsr-3395	194	15	advisors	advisor	NOUN
fsr-3395	194	16	.	.	PUNCT
fsr-3395	195	1	the	the	DET
fsr-3395	195	2	second	second	ADJ
fsr-3395	195	3	help	help	NOUN
fsr-3395	195	4	-	-	PUNCT
fsr-3395	195	5	seeking	seek	VERB
fsr-3395	195	6	category	category	NOUN
fsr-3395	195	7	was	be	AUX
fsr-3395	195	8	termed	term	VERB
fsr-3395	195	9	“	"	PUNCT
fsr-3395	195	10	actively	actively	ADV
fsr-3395	195	11	sought	seek	VERB
fsr-3395	195	12	help	help	NOUN
fsr-3395	195	13	for	for	ADP
fsr-3395	195	14	free	free	ADJ
fsr-3395	195	15	.	.	PUNCT
fsr-3395	195	16	”	"	PUNCT
fsr-3395	196	1	this	this	DET
fsr-3395	196	2	category	category	NOUN
fsr-3395	196	3	included	include	VERB
fsr-3395	196	4	(	(	PUNCT
fsr-3395	196	5	1	1	X
fsr-3395	196	6	)	)	PUNCT
fsr-3395	196	7	information	information	NOUN
fsr-3395	196	8	from	from	ADP
fsr-3395	196	9	the	the	DET
fsr-3395	196	10	company	company	NOUN
fsr-3395	196	11	the	the	DET
fsr-3395	196	12	respondent	respondent	NOUN
fsr-3395	196	13	was	be	AUX
fsr-3395	196	14	investing	invest	VERB
fsr-3395	196	15	in	in	ADP
fsr-3395	196	16	(	(	PUNCT
fsr-3395	196	17	e.g.	e.g.	ADV
fsr-3395	196	18	,	,	PUNCT
fsr-3395	196	19	annual	annual	ADJ
fsr-3395	196	20	reports	report	NOUN
fsr-3395	196	21	,	,	PUNCT
fsr-3395	196	22	company	company	NOUN
fsr-3395	196	23	websites	website	NOUN
fsr-3395	196	24	)	)	PUNCT
fsr-3395	196	25	;	;	PUNCT
fsr-3395	196	26	(	(	PUNCT
fsr-3395	196	27	2	2	X
fsr-3395	196	28	)	)	PUNCT
fsr-3395	196	29	information	information	NOUN
fsr-3395	196	30	from	from	ADP
fsr-3395	196	31	brokerage	brokerage	NOUN
fsr-3395	196	32	firms	firm	NOUN
fsr-3395	196	33	,	,	PUNCT
fsr-3395	196	34	mutual	mutual	ADJ
fsr-3395	196	35	fund	fund	NOUN
fsr-3395	196	36	companies	company	NOUN
fsr-3395	196	37	,	,	PUNCT
fsr-3395	196	38	or	or	CCONJ
fsr-3395	196	39	other	other	ADJ
fsr-3395	196	40	financial	financial	ADJ
fsr-3395	196	41	services	service	NOUN
fsr-3395	196	42	companies	company	NOUN
fsr-3395	196	43	(	(	PUNCT
fsr-3395	196	44	e.g.	e.g.	ADV
fsr-3395	196	45	,	,	PUNCT
fsr-3395	196	46	analyst	analyst	NOUN
fsr-3395	196	47	reports	report	NOUN
fsr-3395	196	48	,	,	PUNCT
fsr-3395	196	49	brochures	brochure	NOUN
fsr-3395	196	50	,	,	PUNCT
fsr-3395	196	51	newsletters	newsletter	NOUN
fsr-3395	196	52	,	,	PUNCT
fsr-3395	196	53	seminars	seminar	NOUN
fsr-3395	196	54	,	,	PUNCT
fsr-3395	196	55	and	and	CCONJ
fsr-3395	196	56	websites	website	NOUN
fsr-3395	196	57	)	)	PUNCT
fsr-3395	196	58	;	;	PUNCT
fsr-3395	196	59	and	and	CCONJ
fsr-3395	196	60	(	(	PUNCT
fsr-3395	196	61	3	3	X
fsr-3395	196	62	)	)	PUNCT
fsr-3395	196	63	industry	industry	NOUN
fsr-3395	196	64	regulators	regulator	NOUN
fsr-3395	196	65	(	(	PUNCT
fsr-3395	196	66	e.g.	e.g.	ADV
fsr-3395	196	67	,	,	PUNCT
fsr-3395	196	68	finra	finra	PROPN
fsr-3395	196	69	,	,	PUNCT
fsr-3395	196	70	sec	sec	PROPN
fsr-3395	196	71	,	,	PUNCT
fsr-3395	196	72	and	and	CCONJ
fsr-3395	196	73	state	state	NOUN
fsr-3395	196	74	securities	security	NOUN
fsr-3395	196	75	regulators	regulator	NOUN
fsr-3395	196	76	)	)	PUNCT
fsr-3395	196	77	.	.	PUNCT
fsr-3395	197	1	the	the	DET
fsr-3395	197	2	third	third	ADJ
fsr-3395	197	3	category	category	NOUN
fsr-3395	197	4	was	be	AUX
fsr-3395	197	5	called	call	VERB
fsr-3395	197	6	the	the	DET
fsr-3395	197	7	media	medium	NOUN
fsr-3395	197	8	,	,	PUNCT
fsr-3395	197	9	which	which	PRON
fsr-3395	197	10	included	include	VERB
fsr-3395	197	11	television	television	NOUN
fsr-3395	197	12	,	,	PUNCT
fsr-3395	197	13	radio	radio	NOUN
fsr-3395	197	14	,	,	PUNCT
fsr-3395	197	15	newspapers	newspaper	NOUN
fsr-3395	197	16	,	,	PUNCT
fsr-3395	197	17	magazines	magazine	NOUN
fsr-3395	197	18	,	,	PUNCT
fsr-3395	197	19	online	online	ADJ
fsr-3395	197	20	news	news	NOUN
fsr-3395	197	21	sources	source	NOUN
fsr-3395	197	22	,	,	PUNCT
fsr-3395	197	23	and	and	CCONJ
fsr-3395	197	24	financial	financial	ADJ
fsr-3395	197	25	information	information	NOUN
fsr-3395	197	26	websites	website	NOUN
fsr-3395	197	27	.	.	PUNCT
fsr-3395	198	1	the	the	DET
fsr-3395	198	2	fourth	fourth	ADJ
fsr-3395	198	3	help	help	NOUN
fsr-3395	198	4	-	-	PUNCT
fsr-3395	198	5	seeking	seek	VERB
fsr-3395	198	6	category	category	NOUN
fsr-3395	198	7	was	be	AUX
fsr-3395	198	8	called	call	VERB
fsr-3395	198	9	“	"	PUNCT
fsr-3395	198	10	networks	network	NOUN
fsr-3395	198	11	.	.	PUNCT
fsr-3395	198	12	”	"	PUNCT
fsr-3395	199	1	this	this	DET
fsr-3395	199	2	category	category	NOUN
fsr-3395	199	3	included	include	VERB
fsr-3395	199	4	(	(	PUNCT
fsr-3395	199	5	1	1	X
fsr-3395	199	6	)	)	PUNCT
fsr-3395	199	7	investment	investment	NOUN
fsr-3395	199	8	clubs	club	NOUN
fsr-3395	199	9	or	or	CCONJ
fsr-3395	199	10	investor	investor	NOUN
fsr-3395	199	11	membership	membership	NOUN
fsr-3395	199	12	organizations	organization	NOUN
fsr-3395	199	13	;	;	PUNCT
fsr-3395	199	14	(	(	PUNCT
fsr-3395	199	15	2	2	X
fsr-3395	199	16	)	)	PUNCT
fsr-3395	199	17	employers	employer	NOUN
fsr-3395	199	18	;	;	PUNCT
fsr-3395	199	19	and	and	CCONJ
fsr-3395	199	20	(	(	PUNCT
fsr-3395	199	21	3	3	X
fsr-3395	199	22	)	)	PUNCT
fsr-3395	199	23	friends	friend	NOUN
fsr-3395	199	24	,	,	PUNCT
fsr-3395	199	25	colleagues	colleague	NOUN
fsr-3395	199	26	,	,	PUNCT
fsr-3395	199	27	or	or	CCONJ
fsr-3395	199	28	family	family	NOUN
fsr-3395	199	29	members	member	NOUN
fsr-3395	199	30	.	.	PUNCT
fsr-3395	200	1	3.2.3	3.2.3	X
fsr-3395	200	2	.	.	PUNCT
fsr-3395	200	3	financial	financial	ADJ
fsr-3395	200	4	risk	risk	NOUN
fsr-3395	200	5	tolerance	tolerance	NOUN
fsr-3395	200	6	financial	financial	ADJ
fsr-3395	200	7	risk	risk	NOUN
fsr-3395	200	8	tolerance	tolerance	NOUN
fsr-3395	200	9	was	be	AUX
fsr-3395	200	10	measured	measure	VERB
fsr-3395	200	11	with	with	ADP
fsr-3395	200	12	one	one	NUM
fsr-3395	200	13	item	item	NOUN
fsr-3395	200	14	that	that	PRON
fsr-3395	200	15	was	be	AUX
fsr-3395	200	16	adapted	adapt	VERB
fsr-3395	200	17	from	from	ADP
fsr-3395	200	18	the	the	DET
fsr-3395	200	19	survey	survey	NOUN
fsr-3395	200	20	of	of	ADP
fsr-3395	200	21	consumer	consumer	NOUN
fsr-3395	200	22	finances	finance	NOUN
fsr-3395	200	23	:	:	PUNCT
fsr-3395	200	24	“	"	PUNCT
fsr-3395	200	25	which	which	PRON
fsr-3395	200	26	of	of	ADP
fsr-3395	200	27	the	the	DET
fsr-3395	200	28	following	following	ADJ
fsr-3395	200	29	statements	statement	NOUN
fsr-3395	200	30	comes	come	VERB
fsr-3395	200	31	closest	close	ADJ
fsr-3395	200	32	to	to	ADP
fsr-3395	200	33	describing	describe	VERB
fsr-3395	200	34	the	the	DET
fsr-3395	200	35	amount	amount	NOUN
fsr-3395	200	36	of	of	ADP
fsr-3395	200	37	financial	financial	ADJ
fsr-3395	200	38	risk	risk	NOUN
fsr-3395	200	39	that	that	SCONJ
fsr-3395	200	40	you	you	PRON
fsr-3395	200	41	are	be	AUX
fsr-3395	200	42	willing	willing	ADJ
fsr-3395	200	43	to	to	PART
fsr-3395	200	44	take	take	VERB
fsr-3395	200	45	when	when	SCONJ
fsr-3395	200	46	you	you	PRON
fsr-3395	200	47	save	save	VERB
fsr-3395	200	48	or	or	CCONJ
fsr-3395	200	49	make	make	VERB
fsr-3395	200	50	investments	investment	NOUN
fsr-3395	200	51	?	?	PUNCT
fsr-3395	200	52	”	"	PUNCT
fsr-3395	200	53	four	four	NUM
fsr-3395	200	54	options	option	NOUN
fsr-3395	200	55	were	be	AUX
fsr-3395	200	56	provided	provide	VERB
fsr-3395	200	57	:	:	PUNCT
fsr-3395	200	58	1	1	NUM
fsr-3395	200	59	�	�	NOUN
fsr-3395	200	60	take	take	VERB
fsr-3395	200	61	substantial	substantial	ADJ
fsr-3395	200	62	financial	financial	ADJ
fsr-3395	200	63	risks	risk	NOUN
fsr-3395	200	64	expecting	expect	VERB
fsr-3395	200	65	to	to	PART
fsr-3395	200	66	earn	earn	VERB
fsr-3395	200	67	substantial	substantial	ADJ
fsr-3395	200	68	returns	return	NOUN
fsr-3395	200	69	;	;	PUNCT
fsr-3395	200	70	2	2	NUM
fsr-3395	200	71	�	�	NOUN
fsr-3395	200	72	take	take	VERB
fsr-3395	200	73	above	above	ADV
fsr-3395	200	74	average	average	ADJ
fsr-3395	200	75	financial	financial	ADJ
fsr-3395	200	76	risks	risk	NOUN
fsr-3395	200	77	expecting	expect	VERB
fsr-3395	200	78	to	to	PART
fsr-3395	200	79	earn	earn	VERB
fsr-3395	200	80	above	above	ADP
fsr-3395	200	81	average	average	ADJ
fsr-3395	200	82	returns	return	NOUN
fsr-3395	200	83	;	;	PUNCT
fsr-3395	200	84	3	3	NUM
fsr-3395	200	85	�	�	NOUN
fsr-3395	200	86	take	take	VERB
fsr-3395	200	87	average	average	ADJ
fsr-3395	200	88	financial	financial	ADJ
fsr-3395	200	89	risks	risk	NOUN
fsr-3395	200	90	expecting	expect	VERB
fsr-3395	200	91	to	to	PART
fsr-3395	200	92	earn	earn	VERB
fsr-3395	200	93	average	average	ADJ
fsr-3395	200	94	returns	return	NOUN
fsr-3395	200	95	;	;	PUNCT
fsr-3395	200	96	and	and	CCONJ
fsr-3395	200	97	4	4	NUM
fsr-3395	200	98	�	�	NOUN
fsr-3395	200	99	not	not	PART
fsr-3395	200	100	willing	willing	ADJ
fsr-3395	200	101	to	to	PART
fsr-3395	200	102	take	take	VERB
fsr-3395	200	103	any	any	DET
fsr-3395	200	104	financial	financial	ADJ
fsr-3395	200	105	risks	risk	NOUN
fsr-3395	200	106	.	.	PUNCT
fsr-3395	201	1	given	give	VERB
fsr-3395	201	2	the	the	DET
fsr-3395	201	3	coding	coding	NOUN
fsr-3395	201	4	of	of	ADP
fsr-3395	201	5	responses	response	NOUN
fsr-3395	201	6	,	,	PUNCT
fsr-3395	201	7	a	a	DET
fsr-3395	201	8	dichotomous	dichotomous	ADJ
fsr-3395	201	9	variable	variable	NOUN
fsr-3395	201	10	was	be	AUX
fsr-3395	201	11	created	create	VERB
fsr-3395	201	12	with	with	ADP
fsr-3395	201	13	1	1	NUM
fsr-3395	201	14	�	�	NOUN
fsr-3395	201	15	willing	willing	ADJ
fsr-3395	201	16	to	to	PART
fsr-3395	201	17	take	take	VERB
fsr-3395	201	18	some	some	DET
fsr-3395	201	19	risk	risk	NOUN
fsr-3395	201	20	(	(	PUNCT
fsr-3395	201	21	i.e.	i.e.	X
fsr-3395	201	22	,	,	PUNCT
fsr-3395	201	23	answers	answer	NOUN
fsr-3395	201	24	1	1	NUM
fsr-3395	201	25	,	,	PUNCT
fsr-3395	201	26	2	2	NUM
fsr-3395	201	27	,	,	PUNCT
fsr-3395	201	28	and	and	CCONJ
fsr-3395	201	29	3	3	NUM
fsr-3395	201	30	combined	combine	VERB
fsr-3395	201	31	)	)	PUNCT
fsr-3395	201	32	,	,	PUNCT
fsr-3395	201	33	otherwise	otherwise	ADV
fsr-3395	201	34	0	0	NUM
fsr-3395	201	35	.	.	X
fsr-3395	202	1	3.2.4	3.2.4	NUM
fsr-3395	202	2	.	.	PUNCT
fsr-3395	203	1	confidence	confidence	NOUN
fsr-3395	203	2	in	in	ADP
fsr-3395	203	3	the	the	DET
fsr-3395	203	4	security	security	NOUN
fsr-3395	203	5	markets	market	VERB
fsr-3395	203	6	two	two	NUM
fsr-3395	203	7	confidence	confidence	NOUN
fsr-3395	203	8	items	item	NOUN
fsr-3395	203	9	regarding	regard	VERB
fsr-3395	203	10	the	the	DET
fsr-3395	203	11	security	security	NOUN
fsr-3395	203	12	markets	market	NOUN
fsr-3395	203	13	were	be	AUX
fsr-3395	203	14	included	include	VERB
fsr-3395	203	15	in	in	ADP
fsr-3395	203	16	the	the	DET
fsr-3395	203	17	analysis	analysis	NOUN
fsr-3395	203	18	.	.	PUNCT
fsr-3395	204	1	the	the	DET
fsr-3395	204	2	first	first	ADJ
fsr-3395	204	3	asked	ask	VERB
fsr-3395	204	4	,	,	PUNCT
fsr-3395	204	5	“	"	PUNCT
fsr-3395	204	6	how	how	SCONJ
fsr-3395	204	7	confident	confident	ADJ
fsr-3395	204	8	are	be	AUX
fsr-3395	204	9	you	you	PRON
fsr-3395	204	10	that	that	SCONJ
fsr-3395	204	11	u.s	u.s	PROPN
fsr-3395	204	12	.	.	PROPN
fsr-3395	204	13	financial	financial	ADJ
fsr-3395	204	14	markets	market	NOUN
fsr-3395	204	15	offer	offer	VERB
fsr-3395	204	16	good	good	ADJ
fsr-3395	204	17	long	long	ADJ
fsr-3395	204	18	-	-	PUNCT
fsr-3395	204	19	term	term	NOUN
fsr-3395	204	20	opportunities	opportunity	NOUN
fsr-3395	204	21	for	for	ADP
fsr-3395	204	22	investors	investor	NOUN
fsr-3395	204	23	?	?	PUNCT
fsr-3395	204	24	”	"	PUNCT
fsr-3395	205	1	the	the	DET
fsr-3395	205	2	second	second	ADJ
fsr-3395	205	3	asked	ask	VERB
fsr-3395	205	4	,	,	PUNCT
fsr-3395	205	5	“	"	PUNCT
fsr-3395	205	6	how	how	SCONJ
fsr-3395	205	7	confident	confident	ADJ
fsr-3395	205	8	are	be	AUX
fsr-3395	205	9	you	you	PRON
fsr-3395	205	10	that	that	SCONJ
fsr-3395	205	11	u.s	u.s	PROPN
fsr-3395	205	12	.	.	PROPN
fsr-3395	205	13	financial	financial	ADJ
fsr-3395	205	14	markets	market	NOUN
fsr-3395	205	15	are	be	AUX
fsr-3395	205	16	fair	fair	ADJ
fsr-3395	205	17	to	to	ADP
fsr-3395	205	18	all	all	DET
fsr-3395	205	19	investors	investor	NOUN
fsr-3395	205	20	?	?	PUNCT
fsr-3395	205	21	”	"	PUNCT
fsr-3395	206	1	a	a	DET
fsr-3395	206	2	10	10	NUM
fsr-3395	206	3	-	-	PUNCT
fsr-3395	206	4	point	point	NOUN
fsr-3395	206	5	scale	scale	NOUN
fsr-3395	206	6	was	be	AUX
fsr-3395	206	7	used	use	VERB
fsr-3395	206	8	to	to	PART
fsr-3395	206	9	record	record	VERB
fsr-3395	206	10	answers	answer	NOUN
fsr-3395	206	11	to	to	ADP
fsr-3395	206	12	both	both	DET
fsr-3395	206	13	items	item	NOUN
fsr-3395	206	14	,	,	PUNCT
fsr-3395	206	15	with	with	SCONJ
fsr-3395	206	16	1	1	NUM
fsr-3395	206	17	�	�	PROPN
fsr-3395	206	18	not	not	PART
fsr-3395	206	19	at	at	ADV
fsr-3395	206	20	all	all	ADV
fsr-3395	206	21	confident	confident	ADJ
fsr-3395	206	22	and	and	CCONJ
fsr-3395	206	23	10	10	NUM
fsr-3395	206	24	�	�	NOUN
fsr-3395	206	25	extremely	extremely	ADV
fsr-3395	206	26	confident	confident	ADJ
fsr-3395	206	27	.	.	PUNCT
fsr-3395	207	1	the	the	DET
fsr-3395	207	2	mean	mean	ADJ
fsr-3395	207	3	and	and	CCONJ
fsr-3395	207	4	standard	standard	ADJ
fsr-3395	207	5	deviation	deviation	NOUN
fsr-3395	207	6	score	score	NOUN
fsr-3395	207	7	for	for	ADP
fsr-3395	207	8	each	each	DET
fsr-3395	207	9	item	item	NOUN
fsr-3395	207	10	was	be	AUX
fsr-3395	207	11	7.05	7.05	NUM
fsr-3395	207	12	(	(	PUNCT
fsr-3395	207	13	sd	sd	ADP
fsr-3395	207	14	�	�	PROPN
fsr-3395	207	15	2.03	2.03	NUM
fsr-3395	207	16	)	)	PUNCT
fsr-3395	207	17	and	and	CCONJ
fsr-3395	207	18	5.81	5.81	NUM
fsr-3395	207	19	(	(	PUNCT
fsr-3395	207	20	sd	sd	ADP
fsr-3395	207	21	�	�	PROPN
fsr-3395	207	22	2.47	2.47	NUM
fsr-3395	207	23	)	)	PUNCT
fsr-3395	207	24	,	,	PUNCT
fsr-3395	207	25	respectively	respectively	ADV
fsr-3395	207	26	.	.	PUNCT
fsr-3395	208	1	3.2.5	3.2.5	X
fsr-3395	208	2	.	.	PUNCT
fsr-3395	209	1	control	control	NOUN
fsr-3395	209	2	variables	variable	NOUN
fsr-3395	209	3	based	base	VERB
fsr-3395	209	4	on	on	ADP
fsr-3395	209	5	the	the	DET
fsr-3395	209	6	review	review	NOUN
fsr-3395	209	7	of	of	ADP
fsr-3395	209	8	literature	literature	NOUN
fsr-3395	209	9	,	,	PUNCT
fsr-3395	209	10	several	several	ADJ
fsr-3395	209	11	additional	additional	ADJ
fsr-3395	209	12	control	control	NOUN
fsr-3395	209	13	variables	variable	NOUN
fsr-3395	209	14	were	be	AUX
fsr-3395	209	15	used	use	VERB
fsr-3395	209	16	in	in	ADP
fsr-3395	209	17	the	the	DET
fsr-3395	209	18	analysis	analysis	NOUN
fsr-3395	209	19	,	,	PUNCT
fsr-3395	209	20	including	include	VERB
fsr-3395	209	21	gender	gender	NOUN
fsr-3395	209	22	,	,	PUNCT
fsr-3395	209	23	age	age	NOUN
fsr-3395	209	24	,	,	PUNCT
fsr-3395	209	25	ethnicity	ethnicity	NOUN
fsr-3395	209	26	,	,	PUNCT
fsr-3395	209	27	education	education	NOUN
fsr-3395	209	28	,	,	PUNCT
fsr-3395	209	29	income	income	NOUN
fsr-3395	209	30	level	level	NOUN
fsr-3395	209	31	,	,	PUNCT
fsr-3395	209	32	and	and	CCONJ
fsr-3395	209	33	value	value	NOUN
fsr-3395	209	34	of	of	ADP
fsr-3395	209	35	investments	investment	NOUN
fsr-3395	209	36	.	.	PUNCT
fsr-3395	210	1	a	a	DET
fsr-3395	210	2	summary	summary	NOUN
fsr-3395	210	3	of	of	ADP
fsr-3395	210	4	the	the	DET
fsr-3395	210	5	descriptive	descriptive	ADJ
fsr-3395	210	6	statistics	statistic	NOUN
fsr-3395	210	7	for	for	ADP
fsr-3395	210	8	the	the	DET
fsr-3395	210	9	independent	independent	ADJ
fsr-3395	210	10	variables	variable	NOUN
fsr-3395	210	11	is	be	AUX
fsr-3395	210	12	shown	show	VERB
fsr-3395	210	13	in	in	ADP
fsr-3395	210	14	table	table	NOUN
fsr-3395	210	15	1	1	NUM
fsr-3395	210	16	.	.	NOUN
fsr-3395	210	17	218	218	NUM
fsr-3395	210	18	a.	a.	NOUN
fsr-3395	210	19	rabbani	rabbani	PROPN
fsr-3395	210	20	et	et	PROPN
fsr-3395	210	21	al	al	PROPN
fsr-3395	210	22	.	.	PUNCT
fsr-3395	210	23	/	/	SYM
fsr-3395	210	24	financial	financial	ADJ
fsr-3395	210	25	services	service	NOUN
fsr-3395	210	26	review	review	VERB
fsr-3395	210	27	27	27	NUM
fsr-3395	210	28	(	(	PUNCT
fsr-3395	210	29	2018	2018	NUM
fsr-3395	210	30	)	)	PUNCT
fsr-3395	210	31	209	209	NUM
fsr-3395	210	32	-	-	SYM
fsr-3395	210	33	230	230	NUM
fsr-3395	210	34	table	table	NOUN
fsr-3395	210	35	1	1	NUM
fsr-3395	210	36	descriptive	descriptive	ADJ
fsr-3395	210	37	statistics	statistic	NOUN
fsr-3395	210	38	for	for	ADP
fsr-3395	210	39	the	the	DET
fsr-3395	210	40	independent	independent	ADJ
fsr-3395	210	41	variables	variable	NOUN
fsr-3395	210	42	variables	variables	ADJ
fsr-3395	210	43	distribution	distribution	NOUN
fsr-3395	210	44	mean	mean	NOUN
fsr-3395	210	45	(	(	PUNCT
fsr-3395	210	46	sd	sd	NOUN
fsr-3395	210	47	)	)	PUNCT
fsr-3395	210	48	gender	gender	NOUN
fsr-3395	210	49	male	male	NOUN
fsr-3395	210	50	55.1	55.1	NUM
fsr-3395	210	51	%	%	NOUN
fsr-3395	210	52	female	female	ADJ
fsr-3395	210	53	45.0	45.0	NUM
fsr-3395	210	54	%	%	NOUN
fsr-3395	210	55	age	age	NOUN
fsr-3395	210	56	18	18	NUM
fsr-3395	210	57	to	to	PART
fsr-3395	210	58	34	34	NUM
fsr-3395	210	59	years	year	NOUN
fsr-3395	210	60	16.2	16.2	NUM
fsr-3395	210	61	%	%	NOUN
fsr-3395	210	62	35	35	NUM
fsr-3395	210	63	to	to	PART
fsr-3395	210	64	54	54	NUM
fsr-3395	210	65	years	year	NOUN
fsr-3395	210	66	31.6	31.6	NUM
fsr-3395	210	67	%	%	NOUN
fsr-3395	210	68	55	55	NUM
fsr-3395	210	69	�	�	NOUN
fsr-3395	210	70	years	year	NOUN
fsr-3395	210	71	52.3	52.3	NUM
fsr-3395	210	72	%	%	NOUN
fsr-3395	210	73	ethnicity	ethnicity	NOUN
fsr-3395	210	74	white	white	ADJ
fsr-3395	210	75	80.3	80.3	NUM
fsr-3395	210	76	%	%	NOUN
fsr-3395	210	77	non	non	ADJ
fsr-3395	210	78	-	-	ADJ
fsr-3395	210	79	white	white	ADJ
fsr-3395	210	80	19.7	19.7	NUM
fsr-3395	210	81	%	%	NOUN
fsr-3395	210	82	education	education	NOUN
fsr-3395	210	83	some	some	DET
fsr-3395	210	84	college	college	NOUN
fsr-3395	210	85	or	or	CCONJ
fsr-3395	210	86	less	less	ADJ
fsr-3395	210	87	39.0	39.0	NUM
fsr-3395	210	88	%	%	NOUN
fsr-3395	210	89	college	college	NOUN
fsr-3395	210	90	(	(	PUNCT
fsr-3395	210	91	bachelor	bachelor	NOUN
fsr-3395	210	92	’s	’s	NOUN
fsr-3395	210	93	)	)	PUNCT
fsr-3395	210	94	or	or	CCONJ
fsr-3395	210	95	more	more	ADJ
fsr-3395	210	96	61.0	61.0	NUM
fsr-3395	210	97	%	%	NOUN
fsr-3395	210	98	income	income	NOUN
fsr-3395	210	99	�	�	NOUN
fsr-3395	210	100	$	$	SYM
fsr-3395	210	101	50,000	50,000	NUM
fsr-3395	210	102	21.0	21.0	NUM
fsr-3395	210	103	%	%	NOUN
fsr-3395	210	104	$	$	SYM
fsr-3395	210	105	50,000	50,000	NUM
fsr-3395	210	106	to	to	PART
fsr-3395	210	107	$	$	SYM
fsr-3395	210	108	100,000	100,000	NUM
fsr-3395	210	109	44.7	44.7	NUM
fsr-3395	210	110	%	%	NOUN
fsr-3395	210	111	$	$	SYM
fsr-3395	210	112	100,000	100,000	NUM
fsr-3395	210	113	�	�	NOUN
fsr-3395	210	114	34.4	34.4	NUM
fsr-3395	210	115	%	%	NOUN
fsr-3395	210	116	value	value	NOUN
fsr-3395	210	117	of	of	ADP
fsr-3395	210	118	investments	investment	NOUN
fsr-3395	210	119	less	less	ADJ
fsr-3395	210	120	than	than	ADP
fsr-3395	210	121	$	$	SYM
fsr-3395	210	122	2,000	2,000	NUM
fsr-3395	210	123	5.1	5.1	NUM
fsr-3395	210	124	%	%	NOUN
fsr-3395	210	125	$	$	SYM
fsr-3395	210	126	2,000	2,000	NUM
fsr-3395	210	127	to	to	PART
fsr-3395	210	128	less	less	ADJ
fsr-3395	210	129	than	than	ADP
fsr-3395	210	130	$	$	SYM
fsr-3395	210	131	5,000	5,000	NUM
fsr-3395	210	132	4.3	4.3	NUM
fsr-3395	210	133	%	%	NOUN
fsr-3395	210	134	$	$	SYM
fsr-3395	210	135	5,000	5,000	NUM
fsr-3395	210	136	to	to	PART
fsr-3395	210	137	less	less	ADJ
fsr-3395	210	138	than	than	ADP
fsr-3395	210	139	$	$	SYM
fsr-3395	210	140	10,000	10,000	NUM
fsr-3395	210	141	5.8	5.8	NUM
fsr-3395	210	142	%	%	NOUN
fsr-3395	210	143	$	$	SYM
fsr-3395	210	144	10,000	10,000	NUM
fsr-3395	210	145	to	to	PART
fsr-3395	210	146	less	less	ADJ
fsr-3395	210	147	than	than	ADP
fsr-3395	210	148	$	$	SYM
fsr-3395	210	149	25,000	25,000	NUM
fsr-3395	210	150	7.3	7.3	NUM
fsr-3395	210	151	%	%	NOUN
fsr-3395	210	152	$	$	SYM
fsr-3395	210	153	25,000	25,000	NUM
fsr-3395	210	154	to	to	PART
fsr-3395	210	155	less	less	ADJ
fsr-3395	210	156	than	than	ADP
fsr-3395	210	157	$	$	SYM
fsr-3395	210	158	50,000	50,000	NUM
fsr-3395	210	159	8.1	8.1	NUM
fsr-3395	210	160	%	%	NOUN
fsr-3395	210	161	$	$	SYM
fsr-3395	210	162	50,000	50,000	NUM
fsr-3395	210	163	to	to	PART
fsr-3395	210	164	less	less	ADJ
fsr-3395	210	165	than	than	ADP
fsr-3395	210	166	$	$	SYM
fsr-3395	210	167	100,000	100,000	NUM
fsr-3395	210	168	15.0	15.0	NUM
fsr-3395	210	169	%	%	NOUN
fsr-3395	210	170	$	$	SYM
fsr-3395	210	171	100,000	100,000	NUM
fsr-3395	210	172	to	to	PART
fsr-3395	210	173	less	less	ADJ
fsr-3395	210	174	than	than	ADP
fsr-3395	210	175	$	$	SYM
fsr-3395	210	176	250,000	250,000	NUM
fsr-3395	210	177	19.9	19.9	NUM
fsr-3395	210	178	%	%	NOUN
fsr-3395	210	179	$	$	SYM
fsr-3395	210	180	250,000	250,000	NUM
fsr-3395	210	181	to	to	PART
fsr-3395	210	182	less	less	ADJ
fsr-3395	210	183	than	than	ADP
fsr-3395	210	184	$	$	SYM
fsr-3395	210	185	500,000	500,000	NUM
fsr-3395	210	186	15.9	15.9	NUM
fsr-3395	210	187	%	%	NOUN
fsr-3395	210	188	$	$	SYM
fsr-3395	210	189	500,000	500,000	NUM
fsr-3395	210	190	to	to	PART
fsr-3395	210	191	less	less	ADJ
fsr-3395	210	192	than	than	ADP
fsr-3395	210	193	$	$	SYM
fsr-3395	210	194	1,000,000	1,000,000	NUM
fsr-3395	210	195	10.5	10.5	NUM
fsr-3395	210	196	%	%	NOUN
fsr-3395	210	197	$	$	SYM
fsr-3395	210	198	1,000,000	1,000,000	NUM
fsr-3395	210	199	or	or	CCONJ
fsr-3395	210	200	more	more	ADJ
fsr-3395	210	201	8.0	8.0	NUM
fsr-3395	210	202	%	%	NOUN
fsr-3395	210	203	risk	risk	NOUN
fsr-3395	210	204	tolerance	tolerance	NOUN
fsr-3395	210	205	some	some	DET
fsr-3395	210	206	risk	risk	NOUN
fsr-3395	210	207	90.5	90.5	NUM
fsr-3395	210	208	%	%	NOUN
fsr-3395	210	209	no	no	DET
fsr-3395	210	210	risk	risk	NOUN
fsr-3395	210	211	9.5	9.5	NUM
fsr-3395	210	212	%	%	NOUN
fsr-3395	210	213	long	long	ADJ
fsr-3395	210	214	-	-	PUNCT
fsr-3395	210	215	term	term	NOUN
fsr-3395	210	216	market	market	NOUN
fsr-3395	210	217	confidence	confidence	NOUN
fsr-3395	210	218	m	m	VERB
fsr-3395	210	219	�	�	NOUN
fsr-3395	210	220	7.05	7.05	NUM
fsr-3395	210	221	(	(	PUNCT
fsr-3395	210	222	sd	sd	ADP
fsr-3395	210	223	�	�	PROPN
fsr-3395	210	224	2.03	2.03	NUM
fsr-3395	210	225	)	)	PUNCT
fsr-3395	210	226	confidence	confidence	NOUN
fsr-3395	210	227	in	in	ADP
fsr-3395	210	228	fairness	fairness	NOUN
fsr-3395	210	229	of	of	ADP
fsr-3395	210	230	markets	market	NOUN
fsr-3395	210	231	m	m	VERB
fsr-3395	210	232	�	�	PROPN
fsr-3395	210	233	5.81	5.81	NUM
fsr-3395	210	234	(	(	PUNCT
fsr-3395	210	235	sd	sd	ADP
fsr-3395	210	236	�	�	PROPN
fsr-3395	210	237	2.47	2.47	NUM
fsr-3395	210	238	)	)	PUNCT
fsr-3395	210	239	over	over	ADV
fsr-3395	210	240	-	-	PUNCT
fsr-3395	210	241	confident	confident	ADJ
fsr-3395	210	242	yes	yes	INTJ
fsr-3395	210	243	16.0	16.0	NUM
fsr-3395	210	244	%	%	NOUN
fsr-3395	210	245	no	no	DET
fsr-3395	210	246	84.0	84.0	NUM
fsr-3395	210	247	%	%	NOUN
fsr-3395	210	248	under	under	ADV
fsr-3395	210	249	-	-	PUNCT
fsr-3395	210	250	confident	confident	ADJ
fsr-3395	211	1	yes	yes	INTJ
fsr-3395	211	2	15.6	15.6	NUM
fsr-3395	211	3	%	%	NOUN
fsr-3395	211	4	no	no	DET
fsr-3395	211	5	84.4	84.4	NUM
fsr-3395	211	6	%	%	NOUN
fsr-3395	211	7	active	active	ADJ
fsr-3395	211	8	fee	fee	NOUN
fsr-3395	211	9	help	help	NOUN
fsr-3395	211	10	(	(	PUNCT
fsr-3395	211	11	ac	ac	PROPN
fsr-3395	211	12	)	)	PUNCT
fsr-3395	211	13	yes	yes	ADV
fsr-3395	212	1	67.9	67.9	NUM
fsr-3395	212	2	%	%	NOUN
fsr-3395	212	3	no	no	DET
fsr-3395	212	4	32.2	32.2	NUM
fsr-3395	212	5	%	%	NOUN
fsr-3395	212	6	active	active	ADJ
fsr-3395	212	7	free	free	ADJ
fsr-3395	212	8	help	help	NOUN
fsr-3395	212	9	(	(	PUNCT
fsr-3395	212	10	af	af	NOUN
fsr-3395	212	11	)	)	PUNCT
fsr-3395	212	12	yes	yes	ADV
fsr-3395	212	13	85.1	85.1	NUM
fsr-3395	212	14	%	%	NOUN
fsr-3395	212	15	no	no	DET
fsr-3395	212	16	14.9	14.9	NUM
fsr-3395	212	17	%	%	NOUN
fsr-3395	212	18	media	medium	NOUN
fsr-3395	212	19	help	help	VERB
fsr-3395	212	20	yes	yes	INTJ
fsr-3395	212	21	47.8	47.8	NUM
fsr-3395	212	22	%	%	NOUN
fsr-3395	213	1	no	no	DET
fsr-3395	213	2	52.2	52.2	NUM
fsr-3395	213	3	%	%	NOUN
fsr-3395	213	4	network	network	NOUN
fsr-3395	213	5	help	help	NOUN
fsr-3395	213	6	yes	yes	INTJ
fsr-3395	213	7	57.4	57.4	NUM
fsr-3395	213	8	%	%	NOUN
fsr-3395	214	1	no	no	DET
fsr-3395	214	2	42.6	42.6	NUM
fsr-3395	214	3	%	%	NOUN
fsr-3395	214	4	219a	219a	PROPN
fsr-3395	214	5	.	.	PUNCT
fsr-3395	215	1	rabbani	rabbani	PROPN
fsr-3395	215	2	et	et	PROPN
fsr-3395	215	3	al	al	PROPN
fsr-3395	215	4	.	.	PUNCT
fsr-3395	215	5	/	/	SYM
fsr-3395	215	6	financial	financial	ADJ
fsr-3395	215	7	services	service	NOUN
fsr-3395	215	8	review	review	VERB
fsr-3395	215	9	27	27	NUM
fsr-3395	215	10	(	(	PUNCT
fsr-3395	215	11	2018	2018	NUM
fsr-3395	215	12	)	)	PUNCT
fsr-3395	215	13	209	209	NUM
fsr-3395	215	14	-	-	SYM
fsr-3395	215	15	230	230	NUM
fsr-3395	215	16	3.2.6	3.2.6	NUM
fsr-3395	215	17	.	.	PUNCT
fsr-3395	216	1	interaction	interaction	NOUN
fsr-3395	216	2	terms	term	NOUN
fsr-3395	216	3	finally	finally	ADV
fsr-3395	216	4	,	,	PUNCT
fsr-3395	216	5	interaction	interaction	NOUN
fsr-3395	216	6	terms	term	NOUN
fsr-3395	216	7	were	be	AUX
fsr-3395	216	8	created	create	VERB
fsr-3395	216	9	to	to	PART
fsr-3395	216	10	account	account	VERB
fsr-3395	216	11	for	for	ADP
fsr-3395	216	12	possible	possible	ADJ
fsr-3395	216	13	moderation	moderation	NOUN
fsr-3395	216	14	effects	effect	NOUN
fsr-3395	216	15	between	between	ADP
fsr-3395	216	16	overand	overand	PROPN
fsr-3395	216	17	under	under	NOUN
fsr-3395	216	18	-	-	PUNCT
fsr-3395	216	19	confidence	confidence	NOUN
fsr-3395	216	20	and	and	CCONJ
fsr-3395	216	21	financial	financial	ADJ
fsr-3395	216	22	risk	risk	NOUN
fsr-3395	216	23	tolerance	tolerance	NOUN
fsr-3395	216	24	and	and	CCONJ
fsr-3395	216	25	help	help	NOUN
fsr-3395	216	26	and	and	CCONJ
fsr-3395	216	27	information	information	NOUN
fsr-3395	216	28	sources	source	NOUN
fsr-3395	216	29	.	.	PUNCT
fsr-3395	217	1	each	each	DET
fsr-3395	217	2	variable	variable	NOUN
fsr-3395	217	3	was	be	AUX
fsr-3395	217	4	centered	center	VERB
fsr-3395	217	5	before	before	ADP
fsr-3395	217	6	creating	create	VERB
fsr-3395	217	7	interaction	interaction	NOUN
fsr-3395	217	8	terms	term	NOUN
fsr-3395	217	9	.	.	PUNCT
fsr-3395	218	1	3.3	3.3	NUM
fsr-3395	218	2	.	.	PUNCT
fsr-3395	219	1	data	datum	NOUN
fsr-3395	219	2	analysis	analysis	NOUN
fsr-3395	219	3	method	method	NOUN
fsr-3395	219	4	eight	eight	NUM
fsr-3395	219	5	logistic	logistic	ADJ
fsr-3395	219	6	regression	regression	NOUN
fsr-3395	219	7	models	model	NOUN
fsr-3395	219	8	were	be	AUX
fsr-3395	219	9	estimated	estimate	VERB
fsr-3395	219	10	.	.	PUNCT
fsr-3395	220	1	the	the	DET
fsr-3395	220	2	outcome	outcome	NOUN
fsr-3395	220	3	variable	variable	NOUN
fsr-3395	220	4	in	in	ADP
fsr-3395	220	5	each	each	DET
fsr-3395	220	6	model	model	NOUN
fsr-3395	220	7	was	be	AUX
fsr-3395	220	8	whether	whether	SCONJ
fsr-3395	220	9	a	a	DET
fsr-3395	220	10	respondent	respondent	NOUN
fsr-3395	220	11	owned	own	VERB
fsr-3395	220	12	an	an	DET
fsr-3395	220	13	investment	investment	NOUN
fsr-3395	220	14	asset	asset	NOUN
fsr-3395	220	15	(	(	PUNCT
fsr-3395	220	16	i.e.	i.e.	X
fsr-3395	220	17	,	,	PUNCT
fsr-3395	220	18	individual	individual	ADJ
fsr-3395	220	19	stocks	stock	NOUN
fsr-3395	220	20	,	,	PUNCT
fsr-3395	220	21	individual	individual	ADJ
fsr-3395	220	22	bonds	bond	NOUN
fsr-3395	220	23	,	,	PUNCT
fsr-3395	220	24	mutual	mutual	ADJ
fsr-3395	220	25	funds	fund	NOUN
fsr-3395	220	26	,	,	PUNCT
fsr-3395	220	27	etfs	etfs	NOUN
fsr-3395	220	28	,	,	PUNCT
fsr-3395	220	29	annuities	annuity	NOUN
fsr-3395	220	30	,	,	PUNCT
fsr-3395	220	31	cash	cash	NOUN
fsr-3395	220	32	value	value	NOUN
fsr-3395	220	33	life	life	NOUN
fsr-3395	220	34	insurance	insurance	NOUN
fsr-3395	220	35	,	,	PUNCT
fsr-3395	220	36	commodities	commodity	NOUN
fsr-3395	220	37	,	,	PUNCT
fsr-3395	220	38	or	or	CCONJ
fsr-3395	220	39	other	other	ADJ
fsr-3395	220	40	investment	investment	NOUN
fsr-3395	220	41	assets	asset	NOUN
fsr-3395	220	42	)	)	PUNCT
fsr-3395	220	43	.	.	PUNCT
fsr-3395	221	1	the	the	DET
fsr-3395	221	2	operationalized	operationalize	VERB
fsr-3395	221	3	models	model	NOUN
fsr-3395	221	4	were	be	AUX
fsr-3395	221	5	estimated	estimate	VERB
fsr-3395	221	6	using	use	VERB
fsr-3395	221	7	the	the	DET
fsr-3395	221	8	following	follow	VERB
fsr-3395	221	9	formula	formula	NOUN
fsr-3395	221	10	:	:	PUNCT
fsr-3395	221	11	p	p	PROPN
fsr-3395	221	12	�	�	PROPN
fsr-3395	221	13	�	�	PROPN
fsr-3395	221	14	ea	ea	PROPN
fsr-3395	221	15	�	�	PROPN
fsr-3395	221	16	bdxd	bdxd	PROPN
fsr-3395	221	17	�	�	PROPN
fsr-3395	221	18	bvxv	bvxv	PROPN
fsr-3395	221	19	�	�	PROPN
fsr-3395	221	20	brxr	brxr	PROPN
fsr-3395	221	21	�	�	PROPN
fsr-3395	221	22	bcxc	bcxc	PROPN
fsr-3395	221	23	�	�	PROPN
fsr-3395	221	24	boxo	boxo	PROPN
fsr-3395	221	25	�	�	PROPN
fsr-3395	221	26	buxu	buxu	PROPN
fsr-3395	221	27	�	�	PROPN
fsr-3395	221	28	bhxh	bhxh	PROPN
fsr-3395	221	29	�	�	PROPN
fsr-3395	221	30	bixi	bixi	PROPN
fsr-3395	221	31	�	�	PROPN
fsr-3395	221	32	�	�	PROPN
fsr-3395	221	33	1	1	NUM
fsr-3395	221	34	�	�	PROPN
fsr-3395	221	35	ea	ea	SYM
fsr-3395	221	36	�	�	PROPN
fsr-3395	221	37	bdxd	bdxd	PROPN
fsr-3395	221	38	�	�	PROPN
fsr-3395	221	39	bvxv	bvxv	PROPN
fsr-3395	221	40	�	�	PROPN
fsr-3395	221	41	brxr	brxr	PROPN
fsr-3395	221	42	�	�	PROPN
fsr-3395	221	43	bcxc	bcxc	PROPN
fsr-3395	221	44	�	�	PROPN
fsr-3395	221	45	boxo	boxo	PROPN
fsr-3395	221	46	�	�	PROPN
fsr-3395	221	47	buxu	buxu	PROPN
fsr-3395	221	48	�	�	PROPN
fsr-3395	221	49	bhxh	bhxh	PROPN
fsr-3395	221	50	�	�	PROPN
fsr-3395	221	51	bixi	bixi	PROPN
fsr-3395	221	52	�	�	PROPN
fsr-3395	221	53	(	(	PUNCT
fsr-3395	221	54	1	1	NUM
fsr-3395	221	55	)	)	PUNCT
fsr-3395	221	56	where	where	SCONJ
fsr-3395	221	57	:	:	PUNCT
fsr-3395	221	58	p	p	X
fsr-3395	221	59	�	�	PROPN
fsr-3395	221	60	the	the	DET
fsr-3395	221	61	probability	probability	NOUN
fsr-3395	221	62	of	of	ADP
fsr-3395	221	63	asset	asset	NOUN
fsr-3395	221	64	ownership	ownership	NOUN
fsr-3395	221	65	,	,	PUNCT
fsr-3395	221	66	e	e	X
fsr-3395	221	67	�	�	PROPN
fsr-3395	221	68	the	the	DET
fsr-3395	221	69	base	base	NOUN
fsr-3395	221	70	of	of	ADP
fsr-3395	221	71	natural	natural	ADJ
fsr-3395	221	72	logarithms	logarithm	NOUN
fsr-3395	221	73	,	,	PUNCT
fsr-3395	221	74	a	a	DET
fsr-3395	221	75	�	�	NOUN
fsr-3395	221	76	the	the	DET
fsr-3395	221	77	equation	equation	NOUN
fsr-3395	221	78	constant	constant	ADJ
fsr-3395	221	79	,	,	PUNCT
fsr-3395	221	80	bs	bs	PROPN
fsr-3395	221	81	�	�	PROPN
fsr-3395	221	82	beta	beta	PROPN
fsr-3395	221	83	coefficients	coefficient	NOUN
fsr-3395	221	84	xs	xs	PROPN
fsr-3395	221	85	�	�	PROPN
fsr-3395	221	86	set	set	VERB
fsr-3395	221	87	of	of	ADP
fsr-3395	221	88	independent	independent	ADJ
fsr-3395	221	89	variables	variable	NOUN
fsr-3395	221	90	(	(	PUNCT
fsr-3395	221	91	d	d	PROPN
fsr-3395	221	92	�	�	PROPN
fsr-3395	221	93	demographic	demographic	ADJ
fsr-3395	221	94	variables	variable	NOUN
fsr-3395	221	95	,	,	PUNCT
fsr-3395	221	96	v	v	PRON
fsr-3395	221	97	�	�	PROPN
fsr-3395	221	98	value	value	NOUN
fsr-3395	221	99	of	of	ADP
fsr-3395	221	100	investments	investment	NOUN
fsr-3395	221	101	,	,	PUNCT
fsr-3395	221	102	r	r	NOUN
fsr-3395	221	103	�	�	PROPN
fsr-3395	221	104	risk	risk	NOUN
fsr-3395	221	105	tolerance	tolerance	NOUN
fsr-3395	221	106	,	,	PUNCT
fsr-3395	221	107	c	c	PROPN
fsr-3395	221	108	�	�	PROPN
fsr-3395	221	109	market	market	NOUN
fsr-3395	221	110	confidence	confidence	NOUN
fsr-3395	221	111	,	,	PUNCT
fsr-3395	221	112	o	o	PROPN
fsr-3395	221	113	�	�	PROPN
fsr-3395	221	114	over	over	ADP
fsr-3395	221	115	-	-	PUNCT
fsr-3395	221	116	confidence	confidence	NOUN
fsr-3395	221	117	,	,	PUNCT
fsr-3395	221	118	u	u	NOUN
fsr-3395	221	119	�	�	PROPN
fsr-3395	221	120	under	under	ADP
fsr-3395	221	121	-	-	PUNCT
fsr-3395	221	122	confidence	confidence	NOUN
fsr-3395	221	123	,	,	PUNCT
fsr-3395	221	124	h	h	PROPN
fsr-3395	221	125	�	�	PROPN
fsr-3395	221	126	help	help	AUX
fsr-3395	221	127	-	-	PUNCT
fsr-3395	221	128	seeking	seek	VERB
fsr-3395	221	129	sources	source	NOUN
fsr-3395	221	130	,	,	PUNCT
fsr-3395	221	131	i	i	PRON
fsr-3395	221	132	�	�	PROPN
fsr-3395	221	133	interactions	interaction	NOUN
fsr-3395	221	134	)	)	PUNCT
fsr-3395	221	135	4	4	NUM
fsr-3395	221	136	.	.	PUNCT
fsr-3395	222	1	results	result	NOUN
fsr-3395	222	2	table	table	NOUN
fsr-3395	222	3	2	2	NUM
fsr-3395	222	4	provides	provide	VERB
fsr-3395	222	5	a	a	DET
fsr-3395	222	6	summary	summary	NOUN
fsr-3395	222	7	of	of	ADP
fsr-3395	222	8	results	result	NOUN
fsr-3395	222	9	from	from	ADP
fsr-3395	222	10	the	the	DET
fsr-3395	222	11	eight	eight	NUM
fsr-3395	222	12	logistic	logistic	ADJ
fsr-3395	222	13	regression	regression	NOUN
fsr-3395	222	14	analyses	analysis	NOUN
fsr-3395	222	15	.	.	PUNCT
fsr-3395	223	1	each	each	PRON
fsr-3395	223	2	of	of	ADP
fsr-3395	223	3	the	the	DET
fsr-3395	223	4	models	model	NOUN
fsr-3395	223	5	was	be	AUX
fsr-3395	223	6	statistically	statistically	ADV
fsr-3395	223	7	significant	significant	ADJ
fsr-3395	223	8	,	,	PUNCT
fsr-3395	223	9	with	with	ADP
fsr-3395	223	10	the	the	DET
fsr-3395	223	11	amount	amount	NOUN
fsr-3395	223	12	of	of	ADP
fsr-3395	223	13	explained	explain	VERB
fsr-3395	223	14	variation	variation	NOUN
fsr-3395	223	15	in	in	ADP
fsr-3395	223	16	the	the	DET
fsr-3395	223	17	outcome	outcome	NOUN
fsr-3395	223	18	variables	variable	NOUN
fsr-3395	223	19	ranging	range	VERB
fsr-3395	223	20	from	from	ADP
fsr-3395	223	21	approximately	approximately	ADV
fsr-3395	223	22	11	11	NUM
fsr-3395	223	23	%	%	NOUN
fsr-3395	223	24	to	to	PART
fsr-3395	223	25	23	23	NUM
fsr-3395	223	26	%	%	NOUN
fsr-3395	223	27	.	.	PUNCT
fsr-3395	224	1	the	the	DET
fsr-3395	224	2	one	one	NUM
fsr-3395	224	3	consistent	consistent	ADJ
fsr-3395	224	4	factor	factor	NOUN
fsr-3395	224	5	associated	associate	VERB
fsr-3395	224	6	with	with	ADP
fsr-3395	224	7	investment	investment	NOUN
fsr-3395	224	8	asset	asset	NOUN
fsr-3395	224	9	ownership	ownership	NOUN
fsr-3395	224	10	across	across	ADP
fsr-3395	224	11	the	the	DET
fsr-3395	224	12	models	model	NOUN
fsr-3395	224	13	was	be	AUX
fsr-3395	224	14	the	the	DET
fsr-3395	224	15	value	value	NOUN
fsr-3395	224	16	of	of	ADP
fsr-3395	224	17	a	a	DET
fsr-3395	224	18	respondent	respondent	NOUN
fsr-3395	224	19	’s	’s	PART
fsr-3395	224	20	investments	investment	NOUN
fsr-3395	224	21	.	.	PUNCT
fsr-3395	225	1	in	in	ADP
fsr-3395	225	2	each	each	DET
fsr-3395	225	3	case	case	NOUN
fsr-3395	225	4	,	,	PUNCT
fsr-3395	225	5	the	the	DET
fsr-3395	225	6	relationship	relationship	NOUN
fsr-3395	225	7	was	be	AUX
fsr-3395	225	8	positive	positive	ADJ
fsr-3395	225	9	.	.	PUNCT
fsr-3395	226	1	this	this	DET
fsr-3395	226	2	result	result	NOUN
fsr-3395	226	3	was	be	AUX
fsr-3395	226	4	not	not	PART
fsr-3395	226	5	surprising	surprising	ADJ
fsr-3395	226	6	given	give	VERB
fsr-3395	226	7	who	who	PRON
fsr-3395	226	8	was	be	AUX
fsr-3395	226	9	in	in	ADP
fsr-3395	226	10	the	the	DET
fsr-3395	226	11	sample	sample	NOUN
fsr-3395	226	12	;	;	PUNCT
fsr-3395	226	13	namely	namely	ADV
fsr-3395	226	14	,	,	PUNCT
fsr-3395	226	15	individuals	individual	NOUN
fsr-3395	226	16	who	who	PRON
fsr-3395	226	17	indicated	indicate	VERB
fsr-3395	226	18	some	some	DET
fsr-3395	226	19	level	level	NOUN
fsr-3395	226	20	of	of	ADP
fsr-3395	226	21	asset	asset	NOUN
fsr-3395	226	22	ownership	ownership	NOUN
fsr-3395	226	23	.	.	PUNCT
fsr-3395	227	1	a	a	DET
fsr-3395	227	2	weak	weak	ADJ
fsr-3395	227	3	endogeneity	endogeneity	NOUN
fsr-3395	227	4	issue	issue	NOUN
fsr-3395	227	5	may	may	AUX
fsr-3395	227	6	have	have	AUX
fsr-3395	227	7	been	be	AUX
fsr-3395	227	8	present	present	ADJ
fsr-3395	227	9	within	within	ADP
fsr-3395	227	10	the	the	DET
fsr-3395	227	11	sample	sample	NOUN
fsr-3395	227	12	.	.	PUNCT
fsr-3395	228	1	to	to	PART
fsr-3395	228	2	be	be	AUX
fsr-3395	228	3	included	include	VERB
fsr-3395	228	4	in	in	ADP
fsr-3395	228	5	the	the	DET
fsr-3395	228	6	study	study	NOUN
fsr-3395	228	7	,	,	PUNCT
fsr-3395	228	8	individuals	individual	NOUN
fsr-3395	228	9	already	already	ADV
fsr-3395	228	10	exhibited	exhibit	VERB
fsr-3395	228	11	asset	asset	NOUN
fsr-3395	228	12	ownership	ownership	NOUN
fsr-3395	228	13	tendencies	tendency	NOUN
fsr-3395	228	14	.	.	PUNCT
fsr-3395	229	1	it	it	PRON
fsr-3395	229	2	is	be	AUX
fsr-3395	229	3	reasonable	reasonable	ADJ
fsr-3395	229	4	to	to	PART
fsr-3395	229	5	assume	assume	VERB
fsr-3395	229	6	,	,	PUNCT
fsr-3395	229	7	based	base	VERB
fsr-3395	229	8	on	on	ADP
fsr-3395	229	9	the	the	DET
fsr-3395	229	10	results	result	NOUN
fsr-3395	229	11	from	from	ADP
fsr-3395	229	12	table	table	NOUN
fsr-3395	229	13	2	2	NUM
fsr-3395	229	14	,	,	PUNCT
fsr-3395	229	15	that	that	SCONJ
fsr-3395	229	16	there	there	PRON
fsr-3395	229	17	was	be	VERB
fsr-3395	229	18	a	a	DET
fsr-3395	229	19	direct	direct	ADJ
fsr-3395	229	20	association	association	NOUN
fsr-3395	229	21	between	between	ADP
fsr-3395	229	22	owning	own	VERB
fsr-3395	229	23	investment	investment	NOUN
fsr-3395	229	24	assets	asset	NOUN
fsr-3395	229	25	and	and	CCONJ
fsr-3395	229	26	holding	hold	VERB
fsr-3395	229	27	more	more	ADJ
fsr-3395	229	28	wealth	wealth	NOUN
fsr-3395	229	29	in	in	ADP
fsr-3395	229	30	such	such	ADJ
fsr-3395	229	31	assets	asset	NOUN
fsr-3395	229	32	.	.	PUNCT
fsr-3395	230	1	given	give	VERB
fsr-3395	230	2	the	the	DET
fsr-3395	230	3	purposes	purpose	NOUN
fsr-3395	230	4	of	of	ADP
fsr-3395	230	5	this	this	DET
fsr-3395	230	6	study	study	NOUN
fsr-3395	230	7	,	,	PUNCT
fsr-3395	230	8	the	the	DET
fsr-3395	230	9	directional	directional	ADJ
fsr-3395	230	10	causality	causality	NOUN
fsr-3395	230	11	issue	issue	NOUN
fsr-3395	230	12	was	be	AUX
fsr-3395	230	13	not	not	PART
fsr-3395	230	14	deemed	deem	VERB
fsr-3395	230	15	to	to	PART
fsr-3395	230	16	be	be	AUX
fsr-3395	230	17	a	a	DET
fsr-3395	230	18	significant	significant	ADJ
fsr-3395	230	19	problem	problem	NOUN
fsr-3395	230	20	.	.	PUNCT
fsr-3395	231	1	the	the	DET
fsr-3395	231	2	endogeneity	endogeneity	NOUN
fsr-3395	231	3	issue	issue	NOUN
fsr-3395	231	4	indicates	indicate	VERB
fsr-3395	231	5	what	what	PRON
fsr-3395	231	6	is	be	AUX
fsr-3395	231	7	already	already	ADV
fsr-3395	231	8	known	know	VERB
fsr-3395	231	9	:	:	PUNCT
fsr-3395	231	10	a	a	DET
fsr-3395	231	11	key	key	ADJ
fsr-3395	231	12	element	element	NOUN
fsr-3395	231	13	associated	associate	VERB
fsr-3395	231	14	with	with	ADP
fsr-3395	231	15	the	the	DET
fsr-3395	231	16	profile	profile	NOUN
fsr-3395	231	17	of	of	ADP
fsr-3395	231	18	those	those	PRON
fsr-3395	231	19	who	who	PRON
fsr-3395	231	20	own	own	VERB
fsr-3395	231	21	specific	specific	ADJ
fsr-3395	231	22	types	type	NOUN
fsr-3395	231	23	of	of	ADP
fsr-3395	231	24	investment	investment	NOUN
fsr-3395	231	25	assets	asset	NOUN
fsr-3395	231	26	is	be	AUX
fsr-3395	231	27	a	a	DET
fsr-3395	231	28	greater	great	ADJ
fsr-3395	231	29	likelihood	likelihood	NOUN
fsr-3395	231	30	of	of	ADP
fsr-3395	231	31	holding	hold	VERB
fsr-3395	231	32	more	more	ADJ
fsr-3395	231	33	wealth	wealth	NOUN
fsr-3395	231	34	in	in	ADP
fsr-3395	231	35	investments	investment	NOUN
fsr-3395	231	36	.	.	PUNCT
fsr-3395	232	1	instead	instead	ADV
fsr-3395	232	2	,	,	PUNCT
fsr-3395	232	3	this	this	DET
fsr-3395	232	4	study	study	NOUN
fsr-3395	232	5	provides	provide	VERB
fsr-3395	232	6	more	more	ADV
fsr-3395	232	7	nuanced	nuanced	ADJ
fsr-3395	232	8	indicators	indicator	NOUN
fsr-3395	232	9	of	of	ADP
fsr-3395	232	10	investment	investment	NOUN
fsr-3395	232	11	asset	asset	NOUN
fsr-3395	232	12	ownership	ownership	NOUN
fsr-3395	232	13	.	.	PUNCT
fsr-3395	233	1	results	result	NOUN
fsr-3395	233	2	from	from	ADP
fsr-3395	233	3	each	each	DET
fsr-3395	233	4	regression	regression	NOUN
fsr-3395	233	5	are	be	AUX
fsr-3395	233	6	discussed	discuss	VERB
fsr-3395	233	7	below	below	ADV
fsr-3395	233	8	.	.	PUNCT
fsr-3395	234	1	220	220	NUM
fsr-3395	234	2	a.	a.	NOUN
fsr-3395	234	3	rabbani	rabbani	PROPN
fsr-3395	234	4	et	et	PROPN
fsr-3395	234	5	al	al	PROPN
fsr-3395	234	6	.	.	PUNCT
fsr-3395	234	7	/	/	SYM
fsr-3395	234	8	financial	financial	ADJ
fsr-3395	234	9	services	service	NOUN
fsr-3395	234	10	review	review	VERB
fsr-3395	234	11	27	27	NUM
fsr-3395	234	12	(	(	PUNCT
fsr-3395	234	13	2018	2018	NUM
fsr-3395	234	14	)	)	PUNCT
fsr-3395	234	15	209	209	NUM
fsr-3395	234	16	-	-	SYM
fsr-3395	234	17	230	230	NUM
fsr-3395	234	18	t	t	PROPN
fsr-3395	234	19	ab	ab	X
fsr-3395	234	20	le	le	X
fsr-3395	234	21	2	2	NUM
fsr-3395	234	22	l	l	NOUN
fsr-3395	234	23	og	og	PROPN
fsr-3395	234	24	is	be	AUX
fsr-3395	234	25	tic	tic	ADJ
fsr-3395	234	26	re	re	ADP
fsr-3395	234	27	gr	gr	NOUN
fsr-3395	234	28	es	es	X
fsr-3395	234	29	si	si	X
fsr-3395	235	1	on	on	ADP
fsr-3395	235	2	an	an	DET
fsr-3395	235	3	al	al	PROPN
fsr-3395	235	4	ys	ys	PROPN
fsr-3395	235	5	es	es	INTJ
fsr-3395	235	6	sh	sh	INTJ
fsr-3395	235	7	ow	ow	INTJ
fsr-3395	235	8	in	in	ADP
fsr-3395	235	9	g	g	PROPN
fsr-3395	235	10	pa	pa	PROPN
fsr-3395	235	11	tte	tte	PROPN
fsr-3395	235	12	rn	rn	PROPN
fsr-3395	235	13	s	s	PROPN
fsr-3395	235	14	of	of	ADP
fsr-3395	235	15	in	in	ADP
fsr-3395	235	16	ve	ve	PROPN
fsr-3395	235	17	st	st	PROPN
fsr-3395	235	18	m	m	PROPN
fsr-3395	235	19	en	en	PROPN
fsr-3395	235	20	t	t	PROPN
fsr-3395	235	21	as	as	ADP
fsr-3395	235	22	se	se	PROPN
fsr-3395	235	23	t	t	PROPN
fsr-3395	235	24	ow	ow	PROPN
fsr-3395	235	25	ne	ne	PROPN
fsr-3395	235	26	rs	rs	PROPN
fsr-3395	235	27	hi	hi	INTJ
fsr-3395	236	1	p	p	X
fsr-3395	236	2	v	v	PROPN
fsr-3395	236	3	ar	ar	PROPN
fsr-3395	236	4	ia	ia	PROPN
fsr-3395	236	5	bl	bl	PROPN
fsr-3395	236	6	es	es	PROPN
fsr-3395	236	7	st	st	PROPN
fsr-3395	236	8	oc	oc	PROPN
fsr-3395	236	9	ks	ks	PROPN
fsr-3395	236	10	b	b	PROPN
fsr-3395	236	11	on	on	ADP
fsr-3395	236	12	ds	ds	PROPN
fsr-3395	236	13	fu	fu	NOUN
fsr-3395	236	14	nd	nd	NOUN
fsr-3395	236	15	s	s	PROPN
fsr-3395	236	16	e	e	NOUN
fsr-3395	236	17	t	t	X
fsr-3395	236	18	fs	fs	ADP
fsr-3395	236	19	a	a	DET
fsr-3395	236	20	nn	nn	X
fsr-3395	236	21	ui	ui	NOUN
fsr-3395	236	22	tie	tie	NOUN
fsr-3395	236	23	s	s	PROPN
fsr-3395	236	24	c	c	NOUN
fsr-3395	236	25	v	v	NOUN
fsr-3395	236	26	lif	lif	PROPN
fsr-3395	236	27	e	e	PROPN
fsr-3395	236	28	c	c	PROPN
fsr-3395	236	29	om	om	PROPN
fsr-3395	236	30	m	m	PROPN
fsr-3395	236	31	od	od	PROPN
fsr-3395	236	32	iti	iti	PROPN
fsr-3395	236	33	es	es	ADP
fsr-3395	236	34	o	o	X
fsr-3395	236	35	th	th	INTJ
fsr-3395	236	36	er	er	INTJ
fsr-3395	236	37	b	b	PROPN
fsr-3395	236	38	e	e	X
fsr-3395	236	39	xp	xp	X
fsr-3395	236	40	(	(	PUNCT
fsr-3395	236	41	b	b	PROPN
fsr-3395	236	42	)	)	PUNCT
fsr-3395	236	43	b	b	PROPN
fsr-3395	236	44	e	e	X
fsr-3395	236	45	xp	xp	X
fsr-3395	236	46	(	(	PUNCT
fsr-3395	236	47	b	b	PROPN
fsr-3395	236	48	)	)	PUNCT
fsr-3395	236	49	b	b	PROPN
fsr-3395	236	50	e	e	X
fsr-3395	236	51	xp	xp	X
fsr-3395	236	52	(	(	PUNCT
fsr-3395	236	53	b	b	PROPN
fsr-3395	236	54	)	)	PUNCT
fsr-3395	236	55	b	b	PROPN
fsr-3395	236	56	e	e	X
fsr-3395	236	57	xp	xp	X
fsr-3395	236	58	(	(	PUNCT
fsr-3395	236	59	b	b	PROPN
fsr-3395	236	60	)	)	PUNCT
fsr-3395	236	61	b	b	PROPN
fsr-3395	236	62	e	e	X
fsr-3395	236	63	xp	xp	X
fsr-3395	236	64	(	(	PUNCT
fsr-3395	236	65	b	b	PROPN
fsr-3395	236	66	)	)	PUNCT
fsr-3395	236	67	b	b	PROPN
fsr-3395	236	68	e	e	X
fsr-3395	236	69	xp	xp	X
fsr-3395	236	70	(	(	PUNCT
fsr-3395	236	71	b	b	PROPN
fsr-3395	236	72	)	)	PUNCT
fsr-3395	236	73	b	b	PROPN
fsr-3395	236	74	e	e	X
fsr-3395	236	75	xp	xp	X
fsr-3395	236	76	(	(	PUNCT
fsr-3395	236	77	b	b	PROPN
fsr-3395	236	78	)	)	PUNCT
fsr-3395	236	79	b	b	PROPN
fsr-3395	236	80	e	e	X
fsr-3395	236	81	xp	xp	X
fsr-3395	236	82	(	(	PUNCT
fsr-3395	236	83	b	b	NOUN
fsr-3395	236	84	)	)	PUNCT
fsr-3395	236	85	g	g	PROPN
fsr-3395	236	86	en	en	X
fsr-3395	236	87	de	de	X
fsr-3395	236	88	r	r	X
fsr-3395	236	89	(	(	PUNCT
fsr-3395	236	90	1	1	NUM
fsr-3395	236	91	�	�	PROPN
fsr-3395	236	92	m	m	PRON
fsr-3395	236	93	,	,	PUNCT
fsr-3395	236	94	2	2	NUM
fsr-3395	236	95	�	�	PROPN
fsr-3395	236	96	f	f	X
fsr-3395	236	97	)	)	PUNCT
fsr-3395	236	98	�	�	PROPN
fsr-3395	236	99	.0	.0	NUM
fsr-3395	236	100	1	1	NUM
fsr-3395	236	101	.9	.9	NUM
fsr-3395	236	102	9	9	NUM
fsr-3395	236	103	.3	.3	NUM
fsr-3395	236	104	4	4	NUM
fsr-3395	236	105	*	*	SYM
fsr-3395	236	106	*	*	PUNCT
fsr-3395	237	1	1	1	NUM
fsr-3395	237	2	.	.	X
fsr-3395	237	3	41	41	NUM
fsr-3395	237	4	.0	.0	NUM
fsr-3395	237	5	3	3	NUM
fsr-3395	237	6	1	1	NUM
fsr-3395	237	7	.	.	X
fsr-3395	237	8	03	03	NUM
fsr-3395	237	9	�	�	PROPN
fsr-3395	237	10	.0	.0	NUM
fsr-3395	237	11	5	5	NUM
fsr-3395	237	12	.9	.9	NUM
fsr-3395	237	13	5	5	NUM
fsr-3395	237	14	�	�	NOUN
fsr-3395	237	15	.0	.0	NUM
fsr-3395	238	1	1	1	NUM
fsr-3395	238	2	.9	.9	NUM
fsr-3395	238	3	9	9	NUM
fsr-3395	238	4	�	�	PROPN
fsr-3395	238	5	.1	.1	NUM
fsr-3395	238	6	5	5	NUM
fsr-3395	238	7	.8	.8	NUM
fsr-3395	238	8	6	6	NUM
fsr-3395	238	9	�	�	PROPN
fsr-3395	238	10	.2	.2	NUM
fsr-3395	238	11	0	0	NUM
fsr-3395	238	12	.8	.8	NUM
fsr-3395	238	13	2	2	NUM
fsr-3395	238	14	�	�	PROPN
fsr-3395	238	15	.1	.1	NUM
fsr-3395	238	16	9	9	NUM
fsr-3395	238	17	.8	.8	PROPN
fsr-3395	238	18	3	3	NUM
fsr-3395	238	19	a	a	DET
fsr-3395	238	20	ge	ge	PROPN
fsr-3395	238	21	�	�	PROPN
fsr-3395	238	22	.0	.0	NUM
fsr-3395	239	1	4	4	NUM
fsr-3395	239	2	.9	.9	NUM
fsr-3395	239	3	6	6	NUM
fsr-3395	239	4	�	�	NOUN
fsr-3395	239	5	.3	.3	NUM
fsr-3395	239	6	7	7	NUM
fsr-3395	239	7	*	*	SYM
fsr-3395	239	8	*	*	PUNCT
fsr-3395	239	9	.6	.6	NUM
fsr-3395	239	10	9	9	NUM
fsr-3395	239	11	�	�	PROPN
fsr-3395	239	12	.2	.2	NUM
fsr-3395	239	13	2	2	NUM
fsr-3395	239	14	*	*	SYM
fsr-3395	239	15	.8	.8	NUM
fsr-3395	239	16	0	0	PUNCT
fsr-3395	239	17	�	�	PROPN
fsr-3395	239	18	.4	.4	NUM
fsr-3395	239	19	1	1	NUM
fsr-3395	240	1	*	*	PUNCT
fsr-3395	240	2	*	*	PUNCT
fsr-3395	240	3	.6	.6	NUM
fsr-3395	240	4	6	6	NUM
fsr-3395	240	5	.0	.0	NUM
fsr-3395	240	6	2	2	NUM
fsr-3395	240	7	1	1	NUM
fsr-3395	240	8	.	.	PUNCT
fsr-3395	240	9	02	02	NUM
fsr-3395	240	10	�	�	PROPN
fsr-3395	240	11	.0	.0	NUM
fsr-3395	240	12	3	3	NUM
fsr-3395	240	13	.9	.9	NUM
fsr-3395	240	14	7	7	NUM
fsr-3395	240	15	�	�	PROPN
fsr-3395	240	16	.6	.6	NUM
fsr-3395	240	17	0	0	NUM
fsr-3395	240	18	*	*	PUNCT
fsr-3395	240	19	*	*	PUNCT
fsr-3395	240	20	.5	.5	NUM
fsr-3395	240	21	5	5	NUM
fsr-3395	240	22	�	�	NOUN
fsr-3395	240	23	.0	.0	NUM
fsr-3395	240	24	6	6	NUM
fsr-3395	240	25	.9	.9	NUM
fsr-3395	240	26	4	4	NUM
fsr-3395	240	27	e	e	NOUN
fsr-3395	240	28	th	th	X
fsr-3395	240	29	ni	ni	PROPN
fsr-3395	240	30	ci	ci	PROPN
fsr-3395	240	31	ty	ty	INTJ
fsr-3395	240	32	(	(	PUNCT
fsr-3395	240	33	1	1	NUM
fsr-3395	240	34	�	�	PROPN
fsr-3395	240	35	w	w	PROPN
fsr-3395	240	36	,	,	PUNCT
fsr-3395	240	37	2	2	NUM
fsr-3395	240	38	�	�	PROPN
fsr-3395	240	39	n	n	PRON
fsr-3395	240	40	w	w	PROPN
fsr-3395	240	41	)	)	PUNCT
fsr-3395	240	42	.0	.0	NUM
fsr-3395	240	43	6	6	NUM
fsr-3395	240	44	1	1	NUM
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fsr-3395	242	32	e	e	X
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fsr-3395	245	8	.	.	X
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fsr-3395	247	5	.	.	SYM
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fsr-3395	250	4	*	*	PUNCT
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fsr-3395	254	36	.	.	X
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fsr-3395	254	41	.	.	PUNCT
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fsr-3395	257	5	.	.	X
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fsr-3395	326	26	n	n	NUM
fsr-3395	326	27	ag	ag	PROPN
fsr-3395	326	28	el	el	PROPN
fsr-3395	326	29	ke	ke	PROPN
fsr-3395	326	30	rk	rk	NOUN
fsr-3395	326	31	e	e	NOUN
fsr-3395	326	32	r	r	NOUN
fsr-3395	326	33	2	2	NUM
fsr-3395	326	34	�	�	PROPN
fsr-3395	326	35	.1	.1	NUM
fsr-3395	326	36	9	9	NUM
fsr-3395	326	37	;	;	PUNCT
fsr-3395	326	38	fu	fu	NOUN
fsr-3395	326	39	nd	nd	ADP
fsr-3395	326	40	s	s	PROPN
fsr-3395	326	41	:	:	PUNCT
fsr-3395	326	42	�	�	PROPN
fsr-3395	326	43	2	2	NUM
fsr-3395	326	44	�	�	PROPN
fsr-3395	326	45	28	28	NUM
fsr-3395	326	46	8	8	NUM
fsr-3395	326	47	.	.	PUNCT
fsr-3395	326	48	81	81	NUM
fsr-3395	326	49	,	,	PUNCT
fsr-3395	326	50	p	p	PROPN
fsr-3395	326	51	�	�	PROPN
fsr-3395	326	52	.0	.0	NUM
fsr-3395	326	53	01	01	NUM
fsr-3395	326	54	;	;	PUNCT
fsr-3395	326	55	n	n	PROPN
fsr-3395	326	56	ag	ag	PROPN
fsr-3395	326	57	el	el	PROPN
fsr-3395	326	58	ke	ke	PROPN
fsr-3395	326	59	rk	rk	NOUN
fsr-3395	326	60	e	e	NOUN
fsr-3395	326	61	r	r	NOUN
fsr-3395	326	62	2	2	NUM
fsr-3395	326	63	�	�	PROPN
fsr-3395	326	64	.2	.2	NUM
fsr-3395	326	65	1	1	NUM
fsr-3395	326	66	;	;	PUNCT
fsr-3395	326	67	e	e	PROPN
fsr-3395	326	68	t	t	PROPN
fsr-3395	326	69	fs	fs	X
fsr-3395	326	70	:	:	PUNCT
fsr-3395	326	71	�	�	PROPN
fsr-3395	326	72	2	2	NUM
fsr-3395	326	73	�	�	PROPN
fsr-3395	326	74	26	26	NUM
fsr-3395	326	75	3	3	NUM
fsr-3395	326	76	.	.	NUM
fsr-3395	326	77	42	42	NUM
fsr-3395	326	78	,	,	PUNCT
fsr-3395	326	79	p	p	PROPN
fsr-3395	326	80	�	�	PROPN
fsr-3395	326	81	.0	.0	NUM
fsr-3395	326	82	01	01	NUM
fsr-3395	326	83	;	;	PUNCT
fsr-3395	326	84	n	n	PROPN
fsr-3395	326	85	ag	ag	PROPN
fsr-3395	326	86	el	el	PROPN
fsr-3395	326	87	ke	ke	PROPN
fsr-3395	326	88	rk	rk	NOUN
fsr-3395	327	1	e	e	NOUN
fsr-3395	327	2	r	r	NOUN
fsr-3395	327	3	2	2	NUM
fsr-3395	327	4	�	�	PROPN
fsr-3395	327	5	0	0	NUM
fsr-3395	327	6	.	.	PROPN
fsr-3395	327	7	21	21	NUM
fsr-3395	327	8	;	;	PUNCT
fsr-3395	327	9	a	a	DET
fsr-3395	327	10	nn	nn	PROPN
fsr-3395	327	11	ui	ui	PROPN
fsr-3395	327	12	tie	tie	NOUN
fsr-3395	327	13	s	s	PART
fsr-3395	327	14	:	:	PUNCT
fsr-3395	327	15	�	�	PROPN
fsr-3395	327	16	2	2	NUM
fsr-3395	327	17	�	�	PROPN
fsr-3395	327	18	25	25	NUM
fsr-3395	327	19	3	3	NUM
fsr-3395	327	20	.	.	NUM
fsr-3395	327	21	34	34	NUM
fsr-3395	327	22	,	,	PUNCT
fsr-3395	327	23	p	p	PROPN
fsr-3395	327	24	�	�	PROPN
fsr-3395	327	25	.0	.0	NUM
fsr-3395	327	26	01	01	NUM
fsr-3395	327	27	;	;	PUNCT
fsr-3395	327	28	n	n	PROPN
fsr-3395	327	29	ag	ag	PROPN
fsr-3395	327	30	el	el	PROPN
fsr-3395	327	31	ke	ke	PROPN
fsr-3395	327	32	rk	rk	NOUN
fsr-3395	327	33	e	e	NOUN
fsr-3395	327	34	r	r	NOUN
fsr-3395	327	35	2	2	NUM
fsr-3395	327	36	�	�	PROPN
fsr-3395	327	37	.1	.1	NUM
fsr-3395	327	38	8	8	NUM
fsr-3395	327	39	;	;	PUNCT
fsr-3395	327	40	c	c	NOUN
fsr-3395	327	41	as	as	SCONJ
fsr-3395	327	42	h	h	PROPN
fsr-3395	327	43	v	v	PROPN
fsr-3395	327	44	al	al	PROPN
fsr-3395	327	45	ue	ue	PROPN
fsr-3395	327	46	l	l	PROPN
fsr-3395	328	1	if	if	SCONJ
fsr-3395	328	2	e	e	PROPN
fsr-3395	328	3	in	in	ADP
fsr-3395	328	4	su	su	PROPN
fsr-3395	328	5	ra	ra	PROPN
fsr-3395	328	6	nc	nc	PROPN
fsr-3395	328	7	e	e	PROPN
fsr-3395	328	8	:	:	PUNCT
fsr-3395	328	9	�	�	PROPN
fsr-3395	328	10	2	2	NUM
fsr-3395	328	11	�	�	PROPN
fsr-3395	328	12	17	17	NUM
fsr-3395	328	13	0	0	NUM
fsr-3395	328	14	.	.	PROPN
fsr-3395	328	15	90	90	NUM
fsr-3395	328	16	,	,	PUNCT
fsr-3395	328	17	p	p	PROPN
fsr-3395	328	18	�	�	PROPN
fsr-3395	328	19	.0	.0	NUM
fsr-3395	328	20	01	01	NUM
fsr-3395	328	21	;	;	PUNCT
fsr-3395	328	22	n	n	PROPN
fsr-3395	328	23	ag	ag	PROPN
fsr-3395	328	24	el	el	PROPN
fsr-3395	328	25	ke	ke	PROPN
fsr-3395	328	26	rk	rk	NOUN
fsr-3395	328	27	e	e	NOUN
fsr-3395	328	28	r	r	NOUN
fsr-3395	328	29	2	2	NUM
fsr-3395	328	30	�	�	PROPN
fsr-3395	328	31	.1	.1	NUM
fsr-3395	328	32	2	2	NUM
fsr-3395	328	33	;	;	PUNCT
fsr-3395	328	34	c	c	PROPN
fsr-3395	328	35	om	om	PROPN
fsr-3395	328	36	m	m	PROPN
fsr-3395	328	37	od	od	PROPN
fsr-3395	328	38	iti	iti	PROPN
fsr-3395	328	39	es	es	PROPN
fsr-3395	328	40	:	:	PUNCT
fsr-3395	328	41	�	�	PROPN
fsr-3395	328	42	2	2	NUM
fsr-3395	328	43	�	�	PROPN
fsr-3395	328	44	22	22	NUM
fsr-3395	328	45	8	8	NUM
fsr-3395	328	46	.	.	X
fsr-3395	328	47	96	96	NUM
fsr-3395	328	48	,	,	PUNCT
fsr-3395	328	49	p	p	PROPN
fsr-3395	328	50	�	�	PROPN
fsr-3395	328	51	.0	.0	NUM
fsr-3395	328	52	01	01	NUM
fsr-3395	328	53	;	;	PUNCT
fsr-3395	328	54	n	n	PROPN
fsr-3395	328	55	ag	ag	PROPN
fsr-3395	328	56	el	el	PROPN
fsr-3395	328	57	ke	ke	PROPN
fsr-3395	328	58	rk	rk	NOUN
fsr-3395	328	59	e	e	NOUN
fsr-3395	328	60	r	r	NOUN
fsr-3395	328	61	2	2	NUM
fsr-3395	328	62	�	�	PROPN
fsr-3395	328	63	.2	.2	NUM
fsr-3395	328	64	3	3	NUM
fsr-3395	328	65	;	;	PUNCT
fsr-3395	328	66	o	o	PROPN
fsr-3395	328	67	th	th	INTJ
fsr-3395	328	68	er	er	INTJ
fsr-3395	328	69	:	:	PUNCT
fsr-3395	328	70	�	�	PROPN
fsr-3395	328	71	2	2	NUM
fsr-3395	328	72	�	�	PROPN
fsr-3395	328	73	14	14	NUM
fsr-3395	328	74	5	5	NUM
fsr-3395	328	75	.	.	PUNCT
fsr-3395	328	76	93	93	NUM
fsr-3395	328	77	,	,	PUNCT
fsr-3395	328	78	p	p	PROPN
fsr-3395	328	79	�	�	PROPN
fsr-3395	328	80	.0	.0	NUM
fsr-3395	328	81	01	01	NUM
fsr-3395	328	82	;	;	PUNCT
fsr-3395	328	83	n	n	PROPN
fsr-3395	328	84	ag	ag	PROPN
fsr-3395	328	85	el	el	PROPN
fsr-3395	328	86	ke	ke	PROPN
fsr-3395	328	87	rk	rk	NOUN
fsr-3395	329	1	e	e	NOUN
fsr-3395	329	2	r	r	NOUN
fsr-3395	329	3	2	2	NUM
fsr-3395	329	4	�	�	PROPN
fsr-3395	329	5	.1	.1	NUM
fsr-3395	329	6	4	4	NUM
fsr-3395	329	7	.	.	PUNCT
fsr-3395	330	1	*	*	PUNCT
fsr-3395	330	2	p	p	PROPN
fsr-3395	330	3	�	�	PROPN
fsr-3395	330	4	.0	.0	NUM
fsr-3395	330	5	5	5	NUM
fsr-3395	330	6	,	,	PUNCT
fsr-3395	330	7	*	*	PUNCT
fsr-3395	330	8	*	*	PUNCT
fsr-3395	330	9	p	p	X
fsr-3395	330	10	�	�	PROPN
fsr-3395	330	11	.0	.0	NUM
fsr-3395	330	12	1	1	NUM
fsr-3395	330	13	.	.	PUNCT
fsr-3395	330	14	221a	221a	PROPN
fsr-3395	330	15	.	.	PUNCT
fsr-3395	331	1	rabbani	rabbani	PROPN
fsr-3395	331	2	et	et	PROPN
fsr-3395	331	3	al	al	PROPN
fsr-3395	331	4	.	.	PUNCT
fsr-3395	331	5	/	/	SYM
fsr-3395	331	6	financial	financial	ADJ
fsr-3395	331	7	services	service	NOUN
fsr-3395	331	8	review	review	VERB
fsr-3395	331	9	27	27	NUM
fsr-3395	331	10	(	(	PUNCT
fsr-3395	331	11	2018	2018	NUM
fsr-3395	331	12	)	)	PUNCT
fsr-3395	331	13	209	209	NUM
fsr-3395	331	14	-	-	SYM
fsr-3395	331	15	230	230	NUM
fsr-3395	331	16	4.1	4.1	NUM
fsr-3395	331	17	.	.	PUNCT
fsr-3395	332	1	individual	individual	ADJ
fsr-3395	332	2	stocks	stock	NOUN
fsr-3395	332	3	three	three	NUM
fsr-3395	332	4	confidence	confidence	NOUN
fsr-3395	332	5	interactions	interaction	NOUN
fsr-3395	332	6	were	be	AUX
fsr-3395	332	7	noted	note	VERB
fsr-3395	332	8	.	.	PUNCT
fsr-3395	333	1	those	those	PRON
fsr-3395	333	2	who	who	PRON
fsr-3395	333	3	were	be	AUX
fsr-3395	333	4	over	over	ADV
fsr-3395	333	5	-	-	PUNCT
fsr-3395	333	6	confident	confident	ADJ
fsr-3395	333	7	and	and	CCONJ
fsr-3395	333	8	sought	seek	VERB
fsr-3395	333	9	help	help	NOUN
fsr-3395	333	10	from	from	ADP
fsr-3395	333	11	a	a	DET
fsr-3395	333	12	stockbroker	stockbroker	NOUN
fsr-3395	333	13	or	or	CCONJ
fsr-3395	333	14	financial	financial	ADJ
fsr-3395	333	15	advisor	advisor	NOUN
fsr-3395	333	16	were	be	AUX
fsr-3395	333	17	more	more	ADV
fsr-3395	333	18	likely	likely	ADJ
fsr-3395	333	19	to	to	PART
fsr-3395	333	20	report	report	VERB
fsr-3395	333	21	owning	own	VERB
fsr-3395	333	22	stocks	stock	NOUN
fsr-3395	333	23	.	.	PUNCT
fsr-3395	334	1	on	on	ADP
fsr-3395	334	2	the	the	DET
fsr-3395	334	3	other	other	ADJ
fsr-3395	334	4	hand	hand	NOUN
fsr-3395	334	5	,	,	PUNCT
fsr-3395	334	6	over	over	ADV
fsr-3395	334	7	-	-	PUNCT
fsr-3395	334	8	confident	confident	ADJ
fsr-3395	334	9	respondents	respondent	NOUN
fsr-3395	334	10	who	who	PRON
fsr-3395	334	11	sought	seek	VERB
fsr-3395	334	12	help	help	NOUN
fsr-3395	334	13	from	from	ADP
fsr-3395	334	14	networks	network	NOUN
fsr-3395	334	15	were	be	AUX
fsr-3395	334	16	less	less	ADV
fsr-3395	334	17	likely	likely	ADJ
fsr-3395	334	18	to	to	PART
fsr-3395	334	19	own	own	VERB
fsr-3395	334	20	stocks	stock	NOUN
fsr-3395	334	21	.	.	PUNCT
fsr-3395	335	1	confidence	confidence	NOUN
fsr-3395	335	2	in	in	ADP
fsr-3395	335	3	one	one	NUM
fsr-3395	335	4	’s	’s	PART
fsr-3395	335	5	own	own	ADJ
fsr-3395	335	6	financial	financial	ADJ
fsr-3395	335	7	knowledge	knowledge	NOUN
fsr-3395	335	8	was	be	AUX
fsr-3395	335	9	not	not	PART
fsr-3395	335	10	directly	directly	ADV
fsr-3395	335	11	associated	associate	VERB
fsr-3395	335	12	with	with	ADP
fsr-3395	335	13	individual	individual	ADJ
fsr-3395	335	14	stock	stock	NOUN
fsr-3395	335	15	ownership	ownership	NOUN
fsr-3395	335	16	.	.	PUNCT
fsr-3395	336	1	instead	instead	ADV
fsr-3395	336	2	,	,	PUNCT
fsr-3395	336	3	confidence	confidence	NOUN
fsr-3395	336	4	moderated	moderate	VERB
fsr-3395	336	5	by	by	ADP
fsr-3395	336	6	a	a	DET
fsr-3395	336	7	help	help	NOUN
fsr-3395	336	8	provider	provider	NOUN
fsr-3395	336	9	was	be	AUX
fsr-3395	336	10	related	relate	VERB
fsr-3395	336	11	to	to	ADP
fsr-3395	336	12	holding	hold	VERB
fsr-3395	336	13	stock	stock	NOUN
fsr-3395	336	14	.	.	PUNCT
fsr-3395	337	1	income	income	NOUN
fsr-3395	337	2	,	,	PUNCT
fsr-3395	337	3	the	the	DET
fsr-3395	337	4	value	value	NOUN
fsr-3395	337	5	of	of	ADP
fsr-3395	337	6	investments	investment	NOUN
fsr-3395	337	7	,	,	PUNCT
fsr-3395	337	8	risk	risk	NOUN
fsr-3395	337	9	tolerance	tolerance	NOUN
fsr-3395	337	10	,	,	PUNCT
fsr-3395	337	11	and	and	CCONJ
fsr-3395	337	12	seeking	seek	VERB
fsr-3395	337	13	help	help	NOUN
fsr-3395	337	14	from	from	ADP
fsr-3395	337	15	the	the	DET
fsr-3395	337	16	media	medium	NOUN
fsr-3395	337	17	were	be	AUX
fsr-3395	337	18	found	find	VERB
fsr-3395	337	19	to	to	PART
fsr-3395	337	20	be	be	AUX
fsr-3395	337	21	positively	positively	ADV
fsr-3395	337	22	associated	associate	VERB
fsr-3395	337	23	with	with	ADP
fsr-3395	337	24	individual	individual	ADJ
fsr-3395	337	25	stock	stock	NOUN
fsr-3395	337	26	ownership	ownership	NOUN
fsr-3395	337	27	.	.	PUNCT
fsr-3395	338	1	4.2	4.2	NUM
fsr-3395	338	2	.	.	PUNCT
fsr-3395	339	1	individual	individual	ADJ
fsr-3395	339	2	bonds	bond	NOUN
fsr-3395	339	3	one	one	NUM
fsr-3395	339	4	interaction	interaction	NOUN
fsr-3395	339	5	was	be	AUX
fsr-3395	339	6	noted	note	VERB
fsr-3395	339	7	.	.	PUNCT
fsr-3395	340	1	over	over	ADP
fsr-3395	340	2	-	-	PUNCT
fsr-3395	340	3	confident	confident	ADJ
fsr-3395	340	4	respondents	respondent	NOUN
fsr-3395	340	5	who	who	PRON
fsr-3395	340	6	obtained	obtain	VERB
fsr-3395	340	7	help	help	NOUN
fsr-3395	340	8	and	and	CCONJ
fsr-3395	340	9	information	information	NOUN
fsr-3395	340	10	from	from	ADP
fsr-3395	340	11	networks	network	NOUN
fsr-3395	340	12	were	be	AUX
fsr-3395	340	13	more	more	ADV
fsr-3395	340	14	likely	likely	ADJ
fsr-3395	340	15	to	to	PART
fsr-3395	340	16	report	report	VERB
fsr-3395	340	17	owning	own	VERB
fsr-3395	340	18	individual	individual	ADJ
fsr-3395	340	19	bonds	bond	NOUN
fsr-3395	340	20	.	.	PUNCT
fsr-3395	341	1	the	the	DET
fsr-3395	341	2	results	result	NOUN
fsr-3395	341	3	indicate	indicate	VERB
fsr-3395	341	4	that	that	SCONJ
fsr-3395	341	5	sources	source	NOUN
fsr-3395	341	6	of	of	ADP
fsr-3395	341	7	help	help	NOUN
fsr-3395	341	8	are	be	AUX
fsr-3395	341	9	significant	significant	ADJ
fsr-3395	341	10	factors	factor	NOUN
fsr-3395	341	11	associated	associate	VERB
fsr-3395	341	12	with	with	ADP
fsr-3395	341	13	bond	bond	NOUN
fsr-3395	341	14	ownership	ownership	NOUN
fsr-3395	341	15	.	.	PUNCT
fsr-3395	342	1	the	the	DET
fsr-3395	342	2	value	value	NOUN
fsr-3395	342	3	of	of	ADP
fsr-3395	342	4	investments	investment	NOUN
fsr-3395	342	5	,	,	PUNCT
fsr-3395	342	6	seeking	seek	VERB
fsr-3395	342	7	help	help	NOUN
fsr-3395	342	8	from	from	ADP
fsr-3395	342	9	a	a	DET
fsr-3395	342	10	stockbroker	stockbroker	NOUN
fsr-3395	342	11	or	or	CCONJ
fsr-3395	342	12	financial	financial	ADJ
fsr-3395	342	13	advisor	advisor	NOUN
fsr-3395	342	14	,	,	PUNCT
fsr-3395	342	15	seeking	seek	VERB
fsr-3395	342	16	active	active	ADJ
fsr-3395	342	17	free	free	ADJ
fsr-3395	342	18	help	help	NOUN
fsr-3395	342	19	,	,	PUNCT
fsr-3395	342	20	and	and	CCONJ
fsr-3395	342	21	obtaining	obtain	VERB
fsr-3395	342	22	information	information	NOUN
fsr-3395	342	23	from	from	ADP
fsr-3395	342	24	the	the	DET
fsr-3395	342	25	media	medium	NOUN
fsr-3395	342	26	were	be	AUX
fsr-3395	342	27	found	find	VERB
fsr-3395	342	28	to	to	PART
fsr-3395	342	29	increase	increase	VERB
fsr-3395	342	30	the	the	DET
fsr-3395	342	31	likelihood	likelihood	NOUN
fsr-3395	342	32	of	of	ADP
fsr-3395	342	33	owning	own	VERB
fsr-3395	342	34	individual	individual	ADJ
fsr-3395	342	35	bonds	bond	NOUN
fsr-3395	342	36	.	.	PUNCT
fsr-3395	343	1	age	age	NOUN
fsr-3395	343	2	was	be	AUX
fsr-3395	343	3	negatively	negatively	ADV
fsr-3395	343	4	related	relate	VERB
fsr-3395	343	5	to	to	ADP
fsr-3395	343	6	the	the	DET
fsr-3395	343	7	likelihood	likelihood	NOUN
fsr-3395	343	8	of	of	ADP
fsr-3395	343	9	owning	own	VERB
fsr-3395	343	10	bonds	bond	NOUN
fsr-3395	343	11	.	.	PUNCT
fsr-3395	344	1	4.3	4.3	NUM
fsr-3395	344	2	.	.	PUNCT
fsr-3395	344	3	mutual	mutual	ADJ
fsr-3395	344	4	funds	fund	NOUN
fsr-3395	344	5	no	no	DET
fsr-3395	344	6	interactions	interaction	NOUN
fsr-3395	344	7	were	be	AUX
fsr-3395	344	8	noted	note	VERB
fsr-3395	344	9	.	.	PUNCT
fsr-3395	345	1	the	the	DET
fsr-3395	345	2	findings	finding	NOUN
fsr-3395	345	3	suggest	suggest	VERB
fsr-3395	345	4	that	that	SCONJ
fsr-3395	345	5	mutual	mutual	ADJ
fsr-3395	345	6	fund	fund	NOUN
fsr-3395	345	7	ownership	ownership	NOUN
fsr-3395	345	8	offers	offer	VERB
fsr-3395	345	9	less	less	ADJ
fsr-3395	345	10	appeal	appeal	NOUN
fsr-3395	345	11	to	to	ADP
fsr-3395	345	12	investors	investor	NOUN
fsr-3395	345	13	who	who	PRON
fsr-3395	345	14	are	be	AUX
fsr-3395	345	15	over	over	ADV
fsr-3395	345	16	-	-	PUNCT
fsr-3395	345	17	confident	confident	ADJ
fsr-3395	345	18	in	in	ADP
fsr-3395	345	19	their	their	PRON
fsr-3395	345	20	own	own	ADJ
fsr-3395	345	21	knowledge	knowledge	NOUN
fsr-3395	345	22	and	and	CCONJ
fsr-3395	345	23	confident	confident	ADJ
fsr-3395	345	24	in	in	ADP
fsr-3395	345	25	the	the	DET
fsr-3395	345	26	future	future	NOUN
fsr-3395	345	27	of	of	ADP
fsr-3395	345	28	the	the	DET
fsr-3395	345	29	investment	investment	NOUN
fsr-3395	345	30	markets	market	NOUN
fsr-3395	345	31	.	.	PUNCT
fsr-3395	346	1	the	the	DET
fsr-3395	346	2	value	value	NOUN
fsr-3395	346	3	of	of	ADP
fsr-3395	346	4	investments	investment	NOUN
fsr-3395	346	5	,	,	PUNCT
fsr-3395	346	6	risk	risk	NOUN
fsr-3395	346	7	tolerance	tolerance	NOUN
fsr-3395	346	8	,	,	PUNCT
fsr-3395	346	9	and	and	CCONJ
fsr-3395	346	10	working	work	VERB
fsr-3395	346	11	with	with	ADP
fsr-3395	346	12	a	a	DET
fsr-3395	346	13	stockbroker	stockbroker	NOUN
fsr-3395	346	14	or	or	CCONJ
fsr-3395	346	15	financial	financial	ADJ
fsr-3395	346	16	advisor	advisor	NOUN
fsr-3395	346	17	were	be	AUX
fsr-3395	346	18	found	find	VERB
fsr-3395	346	19	to	to	PART
fsr-3395	346	20	increase	increase	VERB
fsr-3395	346	21	the	the	DET
fsr-3395	346	22	likelihood	likelihood	NOUN
fsr-3395	346	23	of	of	ADP
fsr-3395	346	24	owning	own	VERB
fsr-3395	346	25	mutual	mutual	ADJ
fsr-3395	346	26	funds	fund	NOUN
fsr-3395	346	27	.	.	PUNCT
fsr-3395	347	1	age	age	NOUN
fsr-3395	347	2	,	,	PUNCT
fsr-3395	347	3	having	have	VERB
fsr-3395	347	4	greater	great	ADJ
fsr-3395	347	5	confidence	confidence	NOUN
fsr-3395	347	6	in	in	ADP
fsr-3395	347	7	the	the	DET
fsr-3395	347	8	markets	market	NOUN
fsr-3395	347	9	,	,	PUNCT
fsr-3395	347	10	and	and	CCONJ
fsr-3395	347	11	being	be	AUX
fsr-3395	347	12	over	over	ADV
fsr-3395	347	13	-	-	PUNCT
fsr-3395	347	14	confident	confident	ADJ
fsr-3395	347	15	were	be	AUX
fsr-3395	347	16	associated	associate	VERB
fsr-3395	347	17	with	with	ADP
fsr-3395	347	18	a	a	DET
fsr-3395	347	19	decreased	decrease	VERB
fsr-3395	347	20	likelihood	likelihood	NOUN
fsr-3395	347	21	of	of	ADP
fsr-3395	347	22	owning	own	VERB
fsr-3395	347	23	mutual	mutual	ADJ
fsr-3395	347	24	funds	fund	NOUN
fsr-3395	347	25	.	.	PUNCT
fsr-3395	348	1	it	it	PRON
fsr-3395	348	2	may	may	AUX
fsr-3395	348	3	be	be	AUX
fsr-3395	348	4	that	that	PRON
fsr-3395	348	5	mutual	mutual	ADJ
fsr-3395	348	6	fund	fund	NOUN
fsr-3395	348	7	investors	investor	NOUN
fsr-3395	348	8	select	select	VERB
fsr-3395	348	9	other	other	ADJ
fsr-3395	348	10	investment	investment	NOUN
fsr-3395	348	11	assets	asset	NOUN
fsr-3395	348	12	unless	unless	SCONJ
fsr-3395	348	13	otherwise	otherwise	ADV
fsr-3395	348	14	counseled	counsel	VERB
fsr-3395	348	15	by	by	ADP
fsr-3395	348	16	a	a	DET
fsr-3395	348	17	stockbroker	stockbroker	NOUN
fsr-3395	348	18	or	or	CCONJ
fsr-3395	348	19	financial	financial	ADJ
fsr-3395	348	20	advisor	advisor	NOUN
fsr-3395	348	21	.	.	PUNCT
fsr-3395	349	1	4.4	4.4	NUM
fsr-3395	349	2	.	.	PUNCT
fsr-3395	350	1	exchange	exchange	NOUN
fsr-3395	350	2	traded	trade	VERB
fsr-3395	350	3	funds	fund	NOUN
fsr-3395	350	4	a	a	DET
fsr-3395	350	5	positive	positive	ADJ
fsr-3395	350	6	interaction	interaction	NOUN
fsr-3395	350	7	was	be	AUX
fsr-3395	350	8	noted	note	VERB
fsr-3395	350	9	between	between	ADP
fsr-3395	350	10	being	be	AUX
fsr-3395	350	11	over	over	ADV
fsr-3395	350	12	-	-	PUNCT
fsr-3395	350	13	confident	confident	ADJ
fsr-3395	350	14	and	and	CCONJ
fsr-3395	350	15	seeking	seek	VERB
fsr-3395	350	16	help	help	NOUN
fsr-3395	350	17	from	from	ADP
fsr-3395	350	18	a	a	DET
fsr-3395	350	19	network	network	NOUN
fsr-3395	350	20	.	.	PUNCT
fsr-3395	351	1	those	those	PRON
fsr-3395	351	2	fitting	fit	VERB
fsr-3395	351	3	this	this	DET
fsr-3395	351	4	profile	profile	NOUN
fsr-3395	351	5	were	be	AUX
fsr-3395	351	6	2.76	2.76	NUM
fsr-3395	351	7	times	time	NOUN
fsr-3395	351	8	more	more	ADV
fsr-3395	351	9	likely	likely	ADJ
fsr-3395	351	10	to	to	PART
fsr-3395	351	11	report	report	VERB
fsr-3395	351	12	owning	own	VERB
fsr-3395	351	13	etfs	etfs	NOUN
fsr-3395	351	14	.	.	PUNCT
fsr-3395	352	1	similar	similar	ADJ
fsr-3395	352	2	to	to	ADP
fsr-3395	352	3	individual	individual	ADJ
fsr-3395	352	4	stock	stock	NOUN
fsr-3395	352	5	ownership	ownership	NOUN
fsr-3395	352	6	,	,	PUNCT
fsr-3395	352	7	the	the	DET
fsr-3395	352	8	profile	profile	NOUN
fsr-3395	352	9	of	of	ADP
fsr-3395	352	10	etf	etf	NOUN
fsr-3395	352	11	investors	investor	NOUN
fsr-3395	352	12	included	include	VERB
fsr-3395	352	13	younger	young	ADJ
fsr-3395	352	14	confident	confident	ADJ
fsr-3395	352	15	investors	investor	NOUN
fsr-3395	352	16	.	.	PUNCT
fsr-3395	353	1	sources	source	NOUN
fsr-3395	353	2	of	of	ADP
fsr-3395	353	3	help	help	NOUN
fsr-3395	353	4	also	also	ADV
fsr-3395	353	5	increased	increase	VERB
fsr-3395	353	6	the	the	DET
fsr-3395	353	7	likelihood	likelihood	NOUN
fsr-3395	353	8	of	of	ADP
fsr-3395	353	9	owning	own	VERB
fsr-3395	353	10	etfs	etfs	NOUN
fsr-3395	353	11	.	.	PUNCT
fsr-3395	354	1	the	the	DET
fsr-3395	354	2	value	value	NOUN
fsr-3395	354	3	of	of	ADP
fsr-3395	354	4	investments	investment	NOUN
fsr-3395	354	5	,	,	PUNCT
fsr-3395	354	6	greater	great	ADJ
fsr-3395	354	7	confidence	confidence	NOUN
fsr-3395	354	8	in	in	ADP
fsr-3395	354	9	the	the	DET
fsr-3395	354	10	fairness	fairness	NOUN
fsr-3395	354	11	of	of	ADP
fsr-3395	354	12	the	the	DET
fsr-3395	354	13	markets	market	NOUN
fsr-3395	354	14	,	,	PUNCT
fsr-3395	354	15	and	and	CCONJ
fsr-3395	354	16	seeking	seek	VERB
fsr-3395	354	17	help	help	NOUN
fsr-3395	354	18	from	from	ADP
fsr-3395	354	19	a	a	DET
fsr-3395	354	20	stockbroker	stockbroker	NOUN
fsr-3395	354	21	or	or	CCONJ
fsr-3395	354	22	financial	financial	ADJ
fsr-3395	354	23	advisor	advisor	NOUN
fsr-3395	354	24	were	be	AUX
fsr-3395	354	25	found	find	VERB
fsr-3395	354	26	to	to	PART
fsr-3395	354	27	be	be	AUX
fsr-3395	354	28	related	relate	VERB
fsr-3395	354	29	to	to	ADP
fsr-3395	354	30	an	an	DET
fsr-3395	354	31	increased	increase	VERB
fsr-3395	354	32	likelihood	likelihood	NOUN
fsr-3395	354	33	of	of	ADP
fsr-3395	354	34	owning	own	VERB
fsr-3395	354	35	etfs	etfs	NOUN
fsr-3395	354	36	.	.	PUNCT
fsr-3395	355	1	the	the	DET
fsr-3395	355	2	relationship	relationship	NOUN
fsr-3395	355	3	was	be	AUX
fsr-3395	355	4	negative	negative	ADJ
fsr-3395	355	5	for	for	ADP
fsr-3395	355	6	age	age	NOUN
fsr-3395	355	7	.	.	PUNCT
fsr-3395	356	1	4.5	4.5	NUM
fsr-3395	356	2	.	.	PUNCT
fsr-3395	357	1	annuities	annuity	NOUN
fsr-3395	357	2	a	a	DET
fsr-3395	357	3	positive	positive	ADJ
fsr-3395	357	4	interaction	interaction	NOUN
fsr-3395	357	5	between	between	ADP
fsr-3395	357	6	being	be	AUX
fsr-3395	357	7	over	over	ADV
fsr-3395	357	8	-	-	PUNCT
fsr-3395	357	9	confident	confident	ADJ
fsr-3395	357	10	and	and	CCONJ
fsr-3395	357	11	seeking	seek	VERB
fsr-3395	357	12	help	help	NOUN
fsr-3395	357	13	from	from	ADP
fsr-3395	357	14	free	free	ADJ
fsr-3395	357	15	sources	source	NOUN
fsr-3395	357	16	was	be	AUX
fsr-3395	357	17	found	find	VERB
fsr-3395	357	18	to	to	PART
fsr-3395	357	19	be	be	AUX
fsr-3395	357	20	associated	associate	VERB
fsr-3395	357	21	with	with	ADP
fsr-3395	357	22	an	an	DET
fsr-3395	357	23	increased	increase	VERB
fsr-3395	357	24	likelihood	likelihood	NOUN
fsr-3395	357	25	of	of	ADP
fsr-3395	357	26	annuity	annuity	NOUN
fsr-3395	357	27	ownership	ownership	NOUN
fsr-3395	357	28	.	.	PUNCT
fsr-3395	358	1	results	result	NOUN
fsr-3395	358	2	indicate	indicate	VERB
fsr-3395	358	3	that	that	SCONJ
fsr-3395	358	4	the	the	DET
fsr-3395	358	5	profile	profile	NOUN
fsr-3395	358	6	of	of	ADP
fsr-3395	358	7	annuity	annuity	NOUN
fsr-3395	358	8	investors	investor	NOUN
fsr-3395	358	9	is	be	AUX
fsr-3395	358	10	nuanced	nuanced	ADJ
fsr-3395	358	11	,	,	PUNCT
fsr-3395	358	12	with	with	ADP
fsr-3395	358	13	higher	high	ADJ
fsr-3395	358	14	income	income	NOUN
fsr-3395	358	15	and	and	CCONJ
fsr-3395	358	16	better	well	ADJ
fsr-3395	358	17	222	222	NUM
fsr-3395	358	18	a.	a.	NOUN
fsr-3395	358	19	rabbani	rabbani	PROPN
fsr-3395	358	20	et	et	PROPN
fsr-3395	358	21	al	al	PROPN
fsr-3395	358	22	.	.	PUNCT
fsr-3395	358	23	/	/	SYM
fsr-3395	358	24	financial	financial	ADJ
fsr-3395	358	25	services	service	NOUN
fsr-3395	358	26	review	review	VERB
fsr-3395	358	27	27	27	NUM
fsr-3395	358	28	(	(	PUNCT
fsr-3395	358	29	2018	2018	NUM
fsr-3395	358	30	)	)	PUNCT
fsr-3395	358	31	209	209	NUM
fsr-3395	358	32	-	-	SYM
fsr-3395	358	33	230	230	NUM
fsr-3395	358	34	educated	educate	VERB
fsr-3395	358	35	investors	investor	NOUN
fsr-3395	358	36	shying	shy	VERB
fsr-3395	358	37	away	away	ADV
fsr-3395	358	38	from	from	ADP
fsr-3395	358	39	annuities	annuity	NOUN
fsr-3395	358	40	,	,	PUNCT
fsr-3395	358	41	and	and	CCONJ
fsr-3395	358	42	over	over	ADV
fsr-3395	358	43	-	-	PUNCT
fsr-3395	358	44	confident	confident	ADJ
fsr-3395	358	45	investors	investor	NOUN
fsr-3395	358	46	purchasing	purchase	VERB
fsr-3395	358	47	annuities	annuity	NOUN
fsr-3395	358	48	.	.	PUNCT
fsr-3395	359	1	the	the	DET
fsr-3395	359	2	value	value	NOUN
fsr-3395	359	3	of	of	ADP
fsr-3395	359	4	investments	investment	NOUN
fsr-3395	359	5	,	,	PUNCT
fsr-3395	359	6	being	be	AUX
fsr-3395	359	7	over	over	ADV
fsr-3395	359	8	-	-	PUNCT
fsr-3395	359	9	confident	confident	ADJ
fsr-3395	359	10	,	,	PUNCT
fsr-3395	359	11	and	and	CCONJ
fsr-3395	359	12	seeking	seek	VERB
fsr-3395	359	13	help	help	NOUN
fsr-3395	359	14	from	from	ADP
fsr-3395	359	15	networks	network	NOUN
fsr-3395	359	16	was	be	AUX
fsr-3395	359	17	found	find	VERB
fsr-3395	359	18	to	to	PART
fsr-3395	359	19	be	be	AUX
fsr-3395	359	20	associated	associate	VERB
fsr-3395	359	21	with	with	ADP
fsr-3395	359	22	an	an	DET
fsr-3395	359	23	increased	increase	VERB
fsr-3395	359	24	likelihood	likelihood	NOUN
fsr-3395	359	25	of	of	ADP
fsr-3395	359	26	owning	own	VERB
fsr-3395	359	27	annuities	annuity	NOUN
fsr-3395	359	28	.	.	PUNCT
fsr-3395	360	1	having	have	VERB
fsr-3395	360	2	at	at	ADV
fsr-3395	360	3	least	least	ADJ
fsr-3395	360	4	a	a	DET
fsr-3395	360	5	college	college	NOUN
fsr-3395	360	6	level	level	NOUN
fsr-3395	360	7	of	of	ADP
fsr-3395	360	8	education	education	NOUN
fsr-3395	360	9	,	,	PUNCT
fsr-3395	360	10	more	more	ADJ
fsr-3395	360	11	income	income	NOUN
fsr-3395	360	12	,	,	PUNCT
fsr-3395	360	13	and	and	CCONJ
fsr-3395	360	14	greater	great	ADJ
fsr-3395	360	15	confidence	confidence	NOUN
fsr-3395	360	16	in	in	ADP
fsr-3395	360	17	the	the	DET
fsr-3395	360	18	markets	market	NOUN
fsr-3395	360	19	was	be	AUX
fsr-3395	360	20	negatively	negatively	ADV
fsr-3395	360	21	related	relate	VERB
fsr-3395	360	22	to	to	ADP
fsr-3395	360	23	annuity	annuity	NOUN
fsr-3395	360	24	ownership	ownership	NOUN
fsr-3395	360	25	.	.	PUNCT
fsr-3395	361	1	4.6	4.6	NUM
fsr-3395	361	2	.	.	PUNCT
fsr-3395	361	3	cash	cash	NOUN
fsr-3395	361	4	value	value	NOUN
fsr-3395	361	5	life	life	NOUN
fsr-3395	361	6	insurance	insurance	NOUN
fsr-3395	361	7	three	three	NUM
fsr-3395	361	8	interactions	interaction	NOUN
fsr-3395	361	9	were	be	AUX
fsr-3395	361	10	noted	note	VERB
fsr-3395	361	11	.	.	PUNCT
fsr-3395	362	1	being	be	AUX
fsr-3395	362	2	over	over	ADV
fsr-3395	362	3	-	-	PUNCT
fsr-3395	362	4	confident	confident	ADJ
fsr-3395	362	5	and	and	CCONJ
fsr-3395	362	6	seeking	seek	VERB
fsr-3395	362	7	help	help	NOUN
fsr-3395	362	8	from	from	ADP
fsr-3395	362	9	the	the	DET
fsr-3395	362	10	media	medium	NOUN
fsr-3395	362	11	and	and	CCONJ
fsr-3395	362	12	networks	network	NOUN
fsr-3395	362	13	were	be	AUX
fsr-3395	362	14	related	relate	VERB
fsr-3395	362	15	to	to	ADP
fsr-3395	362	16	an	an	DET
fsr-3395	362	17	increased	increase	VERB
fsr-3395	362	18	likelihood	likelihood	NOUN
fsr-3395	362	19	of	of	ADP
fsr-3395	362	20	insurance	insurance	NOUN
fsr-3395	362	21	ownership	ownership	NOUN
fsr-3395	362	22	,	,	PUNCT
fsr-3395	362	23	whereas	whereas	SCONJ
fsr-3395	362	24	being	be	AUX
fsr-3395	362	25	under	under	ADV
fsr-3395	362	26	-	-	PUNCT
fsr-3395	362	27	confident	confident	ADJ
fsr-3395	362	28	and	and	CCONJ
fsr-3395	362	29	seeking	seek	VERB
fsr-3395	362	30	help	help	NOUN
fsr-3395	362	31	from	from	ADP
fsr-3395	362	32	free	free	ADJ
fsr-3395	362	33	sources	source	NOUN
fsr-3395	362	34	was	be	AUX
fsr-3395	362	35	negatively	negatively	ADV
fsr-3395	362	36	associated	associate	VERB
fsr-3395	362	37	with	with	ADP
fsr-3395	362	38	insurance	insurance	NOUN
fsr-3395	362	39	holdings	holding	NOUN
fsr-3395	362	40	.	.	PUNCT
fsr-3395	363	1	these	these	DET
fsr-3395	363	2	findings	finding	NOUN
fsr-3395	363	3	indicate	indicate	VERB
fsr-3395	363	4	that	that	DET
fsr-3395	363	5	confidence	confidence	NOUN
fsr-3395	363	6	and	and	CCONJ
fsr-3395	363	7	sources	source	NOUN
fsr-3395	363	8	of	of	ADP
fsr-3395	363	9	help	help	NOUN
fsr-3395	363	10	can	can	AUX
fsr-3395	363	11	be	be	AUX
fsr-3395	363	12	used	use	VERB
fsr-3395	363	13	to	to	PART
fsr-3395	363	14	describe	describe	VERB
fsr-3395	363	15	the	the	DET
fsr-3395	363	16	profile	profile	NOUN
fsr-3395	363	17	of	of	ADP
fsr-3395	363	18	life	life	NOUN
fsr-3395	363	19	insurance	insurance	NOUN
fsr-3395	363	20	investors	investor	NOUN
fsr-3395	363	21	.	.	PUNCT
fsr-3395	364	1	as	as	ADP
fsr-3395	364	2	a	a	DET
fsr-3395	364	3	sold	sell	VERB
fsr-3395	364	4	product	product	NOUN
fsr-3395	364	5	,	,	PUNCT
fsr-3395	364	6	it	it	PRON
fsr-3395	364	7	was	be	AUX
fsr-3395	364	8	not	not	PART
fsr-3395	364	9	surprising	surprising	ADJ
fsr-3395	364	10	that	that	SCONJ
fsr-3395	364	11	working	work	VERB
fsr-3395	364	12	with	with	ADP
fsr-3395	364	13	a	a	DET
fsr-3395	364	14	financial	financial	ADJ
fsr-3395	364	15	professional	professional	NOUN
fsr-3395	364	16	was	be	AUX
fsr-3395	364	17	positively	positively	ADV
fsr-3395	364	18	associated	associate	VERB
fsr-3395	364	19	with	with	ADP
fsr-3395	364	20	annuity	annuity	NOUN
fsr-3395	364	21	ownership	ownership	NOUN
fsr-3395	364	22	.	.	PUNCT
fsr-3395	365	1	income	income	NOUN
fsr-3395	365	2	,	,	PUNCT
fsr-3395	365	3	the	the	DET
fsr-3395	365	4	value	value	NOUN
fsr-3395	365	5	of	of	ADP
fsr-3395	365	6	investments	investment	NOUN
fsr-3395	365	7	,	,	PUNCT
fsr-3395	365	8	long	long	ADJ
fsr-3395	365	9	-	-	PUNCT
fsr-3395	365	10	term	term	NOUN
fsr-3395	365	11	market	market	NOUN
fsr-3395	365	12	confidence	confidence	NOUN
fsr-3395	365	13	,	,	PUNCT
fsr-3395	365	14	being	be	AUX
fsr-3395	365	15	over	over	ADV
fsr-3395	365	16	-	-	PUNCT
fsr-3395	365	17	confident	confident	ADJ
fsr-3395	365	18	,	,	PUNCT
fsr-3395	365	19	and	and	CCONJ
fsr-3395	365	20	seeking	seek	VERB
fsr-3395	365	21	help	help	NOUN
fsr-3395	365	22	from	from	ADP
fsr-3395	365	23	stockbrokers	stockbroker	NOUN
fsr-3395	365	24	and	and	CCONJ
fsr-3395	365	25	financial	financial	ADJ
fsr-3395	365	26	advisors	advisor	NOUN
fsr-3395	365	27	were	be	AUX
fsr-3395	365	28	positively	positively	ADV
fsr-3395	365	29	associated	associate	VERB
fsr-3395	365	30	with	with	ADP
fsr-3395	365	31	the	the	DET
fsr-3395	365	32	likelihood	likelihood	NOUN
fsr-3395	365	33	of	of	ADP
fsr-3395	365	34	owning	own	VERB
fsr-3395	365	35	cash	cash	NOUN
fsr-3395	365	36	value	value	NOUN
fsr-3395	365	37	life	life	NOUN
fsr-3395	365	38	insurance	insurance	NOUN
fsr-3395	365	39	.	.	PUNCT
fsr-3395	366	1	a	a	DET
fsr-3395	366	2	negative	negative	ADJ
fsr-3395	366	3	association	association	NOUN
fsr-3395	366	4	was	be	AUX
fsr-3395	366	5	noted	note	VERB
fsr-3395	366	6	between	between	ADP
fsr-3395	366	7	education	education	NOUN
fsr-3395	366	8	and	and	CCONJ
fsr-3395	366	9	confidence	confidence	NOUN
fsr-3395	366	10	in	in	ADP
fsr-3395	366	11	the	the	DET
fsr-3395	366	12	fairness	fairness	NOUN
fsr-3395	366	13	of	of	ADP
fsr-3395	366	14	the	the	DET
fsr-3395	366	15	markets	market	NOUN
fsr-3395	366	16	and	and	CCONJ
fsr-3395	366	17	cash	cash	NOUN
fsr-3395	366	18	value	value	NOUN
fsr-3395	366	19	life	life	NOUN
fsr-3395	366	20	insurance	insurance	NOUN
fsr-3395	366	21	holdings	holding	NOUN
fsr-3395	366	22	.	.	PUNCT
fsr-3395	367	1	4.7	4.7	NUM
fsr-3395	367	2	.	.	PUNCT
fsr-3395	368	1	commodities	commodity	NOUN
fsr-3395	368	2	and	and	CCONJ
fsr-3395	368	3	futures	future	NOUN
fsr-3395	368	4	a	a	DET
fsr-3395	368	5	negative	negative	ADJ
fsr-3395	368	6	interaction	interaction	NOUN
fsr-3395	368	7	between	between	ADP
fsr-3395	368	8	being	be	AUX
fsr-3395	368	9	under	under	ADV
fsr-3395	368	10	-	-	PUNCT
fsr-3395	368	11	confident	confident	ADJ
fsr-3395	368	12	and	and	CCONJ
fsr-3395	368	13	seeking	seek	VERB
fsr-3395	368	14	help	help	NOUN
fsr-3395	368	15	from	from	ADP
fsr-3395	368	16	a	a	DET
fsr-3395	368	17	stockbroker	stockbroker	NOUN
fsr-3395	368	18	or	or	CCONJ
fsr-3395	368	19	financial	financial	ADJ
fsr-3395	368	20	advisor	advisor	NOUN
fsr-3395	368	21	was	be	AUX
fsr-3395	368	22	noted	note	VERB
fsr-3395	368	23	.	.	PUNCT
fsr-3395	369	1	findings	finding	NOUN
fsr-3395	369	2	suggest	suggest	VERB
fsr-3395	369	3	that	that	SCONJ
fsr-3395	369	4	those	those	PRON
fsr-3395	369	5	who	who	PRON
fsr-3395	369	6	invest	invest	VERB
fsr-3395	369	7	in	in	ADP
fsr-3395	369	8	commodities	commodity	NOUN
fsr-3395	369	9	and	and	CCONJ
fsr-3395	369	10	futures	future	NOUN
fsr-3395	369	11	tend	tend	VERB
fsr-3395	369	12	to	to	PART
fsr-3395	369	13	be	be	AUX
fsr-3395	369	14	younger	young	ADJ
fsr-3395	369	15	over	over	ADP
fsr-3395	369	16	-	-	PUNCT
fsr-3395	369	17	confident	confident	ADJ
fsr-3395	369	18	individuals	individual	NOUN
fsr-3395	369	19	who	who	PRON
fsr-3395	369	20	work	work	VERB
fsr-3395	369	21	with	with	ADP
fsr-3395	369	22	paid	pay	VERB
fsr-3395	369	23	financial	financial	ADJ
fsr-3395	369	24	help	help	NOUN
fsr-3395	369	25	providers	provider	NOUN
fsr-3395	369	26	.	.	PUNCT
fsr-3395	370	1	the	the	DET
fsr-3395	370	2	value	value	NOUN
fsr-3395	370	3	of	of	ADP
fsr-3395	370	4	investments	investment	NOUN
fsr-3395	370	5	,	,	PUNCT
fsr-3395	370	6	being	be	AUX
fsr-3395	370	7	over	over	ADV
fsr-3395	370	8	-	-	PUNCT
fsr-3395	370	9	confident	confident	ADJ
fsr-3395	370	10	,	,	PUNCT
fsr-3395	370	11	seeking	seek	VERB
fsr-3395	370	12	help	help	NOUN
fsr-3395	370	13	from	from	ADP
fsr-3395	370	14	stockbrokers	stockbroker	NOUN
fsr-3395	370	15	and	and	CCONJ
fsr-3395	370	16	financial	financial	ADJ
fsr-3395	370	17	advisors	advisor	NOUN
fsr-3395	370	18	,	,	PUNCT
fsr-3395	370	19	and	and	CCONJ
fsr-3395	370	20	seeking	seek	VERB
fsr-3395	370	21	help	help	NOUN
fsr-3395	370	22	from	from	ADP
fsr-3395	370	23	networks	network	NOUN
fsr-3395	370	24	were	be	AUX
fsr-3395	370	25	found	find	VERB
fsr-3395	370	26	to	to	PART
fsr-3395	370	27	be	be	AUX
fsr-3395	370	28	positively	positively	ADV
fsr-3395	370	29	associated	associate	VERB
fsr-3395	370	30	with	with	ADP
fsr-3395	370	31	an	an	DET
fsr-3395	370	32	increased	increase	VERB
fsr-3395	370	33	likelihood	likelihood	NOUN
fsr-3395	370	34	of	of	ADP
fsr-3395	370	35	commodity	commodity	NOUN
fsr-3395	370	36	and	and	CCONJ
fsr-3395	370	37	futures	future	NOUN
fsr-3395	370	38	holdings	holding	NOUN
fsr-3395	370	39	.	.	PUNCT
fsr-3395	371	1	the	the	DET
fsr-3395	371	2	relationship	relationship	NOUN
fsr-3395	371	3	between	between	ADP
fsr-3395	371	4	age	age	NOUN
fsr-3395	371	5	and	and	CCONJ
fsr-3395	371	6	owning	own	VERB
fsr-3395	371	7	commodities	commodity	NOUN
fsr-3395	371	8	and	and	CCONJ
fsr-3395	371	9	futures	future	NOUN
fsr-3395	371	10	was	be	AUX
fsr-3395	371	11	negative	negative	ADJ
fsr-3395	371	12	.	.	PUNCT
fsr-3395	372	1	4.8	4.8	NUM
fsr-3395	372	2	.	.	PUNCT
fsr-3395	373	1	other	other	ADJ
fsr-3395	373	2	investments	investment	NOUN
fsr-3395	373	3	a	a	DET
fsr-3395	373	4	positive	positive	ADJ
fsr-3395	373	5	interaction	interaction	NOUN
fsr-3395	373	6	between	between	ADP
fsr-3395	373	7	being	be	AUX
fsr-3395	373	8	over	over	ADV
fsr-3395	373	9	-	-	PUNCT
fsr-3395	373	10	confident	confident	ADJ
fsr-3395	373	11	and	and	CCONJ
fsr-3395	373	12	seeking	seek	VERB
fsr-3395	373	13	help	help	NOUN
fsr-3395	373	14	from	from	ADP
fsr-3395	373	15	the	the	DET
fsr-3395	373	16	media	medium	NOUN
fsr-3395	373	17	was	be	AUX
fsr-3395	373	18	noted	note	VERB
fsr-3395	373	19	.	.	PUNCT
fsr-3395	374	1	those	those	PRON
fsr-3395	374	2	fitting	fit	VERB
fsr-3395	374	3	this	this	DET
fsr-3395	374	4	profile	profile	NOUN
fsr-3395	374	5	were	be	AUX
fsr-3395	374	6	3.31	3.31	NUM
fsr-3395	374	7	times	time	NOUN
fsr-3395	374	8	more	more	ADV
fsr-3395	374	9	likely	likely	ADJ
fsr-3395	374	10	to	to	PART
fsr-3395	374	11	report	report	VERB
fsr-3395	374	12	holding	hold	VERB
fsr-3395	374	13	other	other	ADJ
fsr-3395	374	14	investment	investment	NOUN
fsr-3395	374	15	assets	asset	NOUN
fsr-3395	374	16	.	.	PUNCT
fsr-3395	375	1	these	these	DET
fsr-3395	375	2	findings	finding	NOUN
fsr-3395	375	3	indicate	indicate	VERB
fsr-3395	375	4	that	that	SCONJ
fsr-3395	375	5	measures	measure	NOUN
fsr-3395	375	6	of	of	ADP
fsr-3395	375	7	confidence	confidence	NOUN
fsr-3395	375	8	and	and	CCONJ
fsr-3395	375	9	sources	source	NOUN
fsr-3395	375	10	of	of	ADP
fsr-3395	375	11	help	help	NOUN
fsr-3395	375	12	describe	describe	VERB
fsr-3395	375	13	,	,	PUNCT
fsr-3395	375	14	in	in	ADP
fsr-3395	375	15	part	part	NOUN
fsr-3395	375	16	,	,	PUNCT
fsr-3395	375	17	the	the	DET
fsr-3395	375	18	profile	profile	NOUN
fsr-3395	375	19	of	of	ADP
fsr-3395	375	20	investors	investor	NOUN
fsr-3395	375	21	in	in	ADP
fsr-3395	375	22	other	other	ADJ
fsr-3395	375	23	assets	asset	NOUN
fsr-3395	375	24	.	.	PUNCT
fsr-3395	376	1	the	the	DET
fsr-3395	376	2	value	value	NOUN
fsr-3395	376	3	of	of	ADP
fsr-3395	376	4	investments	investment	NOUN
fsr-3395	376	5	,	,	PUNCT
fsr-3395	376	6	being	be	AUX
fsr-3395	376	7	confident	confident	ADJ
fsr-3395	376	8	in	in	ADP
fsr-3395	376	9	the	the	DET
fsr-3395	376	10	fairness	fairness	NOUN
fsr-3395	376	11	of	of	ADP
fsr-3395	376	12	the	the	DET
fsr-3395	376	13	markets	market	NOUN
fsr-3395	376	14	,	,	PUNCT
fsr-3395	376	15	and	and	CCONJ
fsr-3395	376	16	seeking	seek	VERB
fsr-3395	376	17	help	help	NOUN
fsr-3395	376	18	from	from	ADP
fsr-3395	376	19	the	the	DET
fsr-3395	376	20	media	medium	NOUN
fsr-3395	376	21	were	be	AUX
fsr-3395	376	22	also	also	ADV
fsr-3395	376	23	associated	associate	VERB
fsr-3395	376	24	with	with	ADP
fsr-3395	376	25	an	an	DET
fsr-3395	376	26	increased	increase	VERB
fsr-3395	376	27	likelihood	likelihood	NOUN
fsr-3395	376	28	of	of	ADP
fsr-3395	376	29	holding	hold	VERB
fsr-3395	376	30	other	other	ADJ
fsr-3395	376	31	assets	asset	NOUN
fsr-3395	376	32	,	,	PUNCT
fsr-3395	376	33	including	include	VERB
fsr-3395	376	34	reits	reit	NOUN
fsr-3395	376	35	.	.	PUNCT
fsr-3395	377	1	5	5	X
fsr-3395	377	2	.	.	X
fsr-3395	377	3	discussion	discussion	NOUN
fsr-3395	377	4	table	table	NOUN
fsr-3395	377	5	3	3	NUM
fsr-3395	377	6	summarizes	summarize	NOUN
fsr-3395	377	7	the	the	DET
fsr-3395	377	8	findings	finding	NOUN
fsr-3395	377	9	from	from	ADP
fsr-3395	377	10	the	the	DET
fsr-3395	377	11	eight	eight	NUM
fsr-3395	377	12	models	model	NOUN
fsr-3395	377	13	.	.	PUNCT
fsr-3395	378	1	partial	partial	ADJ
fsr-3395	378	2	support	support	NOUN
fsr-3395	378	3	was	be	AUX
fsr-3395	378	4	found	find	VERB
fsr-3395	378	5	for	for	ADP
fsr-3395	378	6	the	the	DET
fsr-3395	378	7	first	first	ADJ
fsr-3395	378	8	hypothesis	hypothesis	NOUN
fsr-3395	378	9	that	that	PRON
fsr-3395	378	10	stated	state	VERB
fsr-3395	378	11	there	there	PRON
fsr-3395	378	12	is	be	VERB
fsr-3395	378	13	a	a	DET
fsr-3395	378	14	direct	direct	ADJ
fsr-3395	378	15	relationship	relationship	NOUN
fsr-3395	378	16	between	between	ADP
fsr-3395	378	17	confidence	confidence	NOUN
fsr-3395	378	18	level	level	NOUN
fsr-3395	378	19	and	and	CCONJ
fsr-3395	378	20	investment	investment	NOUN
fsr-3395	378	21	asset	asset	NOUN
fsr-3395	378	22	holdings	holding	NOUN
fsr-3395	378	23	.	.	PUNCT
fsr-3395	379	1	those	those	PRON
fsr-3395	379	2	who	who	PRON
fsr-3395	379	3	were	be	AUX
fsr-3395	379	4	over	over	ADV
fsr-3395	379	5	-	-	PUNCT
fsr-3395	379	6	confident	confident	ADJ
fsr-3395	379	7	held	hold	VERB
fsr-3395	379	8	more	more	ADJ
fsr-3395	379	9	annuities	annuity	NOUN
fsr-3395	379	10	,	,	PUNCT
fsr-3395	379	11	cash	cash	NOUN
fsr-3395	379	12	value	value	NOUN
fsr-3395	379	13	223a	223a	NUM
fsr-3395	379	14	.	.	PUNCT
fsr-3395	380	1	rabbani	rabbani	PROPN
fsr-3395	380	2	et	et	PROPN
fsr-3395	380	3	al	al	PROPN
fsr-3395	380	4	.	.	PUNCT
fsr-3395	380	5	/	/	SYM
fsr-3395	380	6	financial	financial	ADJ
fsr-3395	380	7	services	service	NOUN
fsr-3395	380	8	review	review	VERB
fsr-3395	380	9	27	27	NUM
fsr-3395	380	10	(	(	PUNCT
fsr-3395	380	11	2018	2018	NUM
fsr-3395	380	12	)	)	PUNCT
fsr-3395	380	13	209	209	NUM
fsr-3395	380	14	-	-	SYM
fsr-3395	380	15	230	230	NUM
fsr-3395	380	16	life	life	NOUN
fsr-3395	380	17	insurance	insurance	NOUN
fsr-3395	380	18	,	,	PUNCT
fsr-3395	380	19	and	and	CCONJ
fsr-3395	380	20	commodities	commodity	NOUN
fsr-3395	380	21	.	.	PUNCT
fsr-3395	381	1	however	however	ADV
fsr-3395	381	2	,	,	PUNCT
fsr-3395	381	3	over	over	ADV
fsr-3395	381	4	-	-	PUNCT
fsr-3395	381	5	confident	confident	ADJ
fsr-3395	381	6	investors	investor	NOUN
fsr-3395	381	7	held	hold	VERB
fsr-3395	381	8	fewer	few	ADJ
fsr-3395	381	9	mutual	mutual	ADJ
fsr-3395	381	10	fund	fund	NOUN
fsr-3395	381	11	assets	asset	NOUN
fsr-3395	381	12	.	.	PUNCT
fsr-3395	382	1	in	in	ADP
fsr-3395	382	2	general	general	ADJ
fsr-3395	382	3	,	,	PUNCT
fsr-3395	382	4	support	support	NOUN
fsr-3395	382	5	was	be	AUX
fsr-3395	382	6	found	find	VERB
fsr-3395	382	7	for	for	ADP
fsr-3395	382	8	the	the	DET
fsr-3395	382	9	second	second	ADJ
fsr-3395	382	10	hypothesis	hypothesis	NOUN
fsr-3395	382	11	that	that	PRON
fsr-3395	382	12	stated	state	VERB
fsr-3395	382	13	there	there	PRON
fsr-3395	382	14	is	be	VERB
fsr-3395	382	15	a	a	DET
fsr-3395	382	16	direct	direct	ADJ
fsr-3395	382	17	relationship	relationship	NOUN
fsr-3395	382	18	between	between	ADP
fsr-3395	382	19	help	help	NOUN
fsr-3395	382	20	and	and	CCONJ
fsr-3395	382	21	information	information	NOUN
fsr-3395	382	22	source	source	NOUN
fsr-3395	382	23	and	and	CCONJ
fsr-3395	382	24	investment	investment	NOUN
fsr-3395	382	25	asset	asset	NOUN
fsr-3395	382	26	holdings	holding	NOUN
fsr-3395	382	27	.	.	PUNCT
fsr-3395	383	1	investors	investor	NOUN
fsr-3395	383	2	who	who	PRON
fsr-3395	383	3	used	use	VERB
fsr-3395	383	4	active	active	ADJ
fsr-3395	383	5	fee	fee	NOUN
fsr-3395	383	6	help	help	NOUN
fsr-3395	383	7	were	be	AUX
fsr-3395	383	8	more	more	ADV
fsr-3395	383	9	likely	likely	ADJ
fsr-3395	383	10	to	to	PART
fsr-3395	383	11	owner	owner	NOUN
fsr-3395	383	12	bonds	bond	NOUN
fsr-3395	383	13	,	,	PUNCT
fsr-3395	383	14	mutual	mutual	ADJ
fsr-3395	383	15	funds	fund	NOUN
fsr-3395	383	16	,	,	PUNCT
fsr-3395	383	17	etfs	etfs	NOUN
fsr-3395	383	18	,	,	PUNCT
fsr-3395	383	19	life	life	NOUN
fsr-3395	383	20	insurance	insurance	NOUN
fsr-3395	383	21	,	,	PUNCT
fsr-3395	383	22	and	and	CCONJ
fsr-3395	383	23	commodities	commodity	NOUN
fsr-3395	383	24	.	.	PUNCT
fsr-3395	384	1	bond	bond	NOUN
fsr-3395	384	2	ownership	ownership	NOUN
fsr-3395	384	3	was	be	AUX
fsr-3395	384	4	associated	associate	VERB
fsr-3395	384	5	with	with	ADP
fsr-3395	384	6	the	the	DET
fsr-3395	384	7	use	use	NOUN
fsr-3395	384	8	of	of	ADP
fsr-3395	384	9	free	free	ADJ
fsr-3395	384	10	help	help	NOUN
fsr-3395	384	11	sources	source	NOUN
fsr-3395	384	12	.	.	PUNCT
fsr-3395	385	1	those	those	PRON
fsr-3395	385	2	who	who	PRON
fsr-3395	385	3	relied	rely	VERB
fsr-3395	385	4	on	on	ADP
fsr-3395	385	5	the	the	DET
fsr-3395	385	6	media	medium	NOUN
fsr-3395	385	7	held	hold	VERB
fsr-3395	385	8	more	more	ADJ
fsr-3395	385	9	stocks	stock	NOUN
fsr-3395	385	10	,	,	PUNCT
fsr-3395	385	11	bonds	bond	NOUN
fsr-3395	385	12	,	,	PUNCT
fsr-3395	385	13	and	and	CCONJ
fsr-3395	385	14	commodities	commodity	NOUN
fsr-3395	385	15	,	,	PUNCT
fsr-3395	385	16	whereas	whereas	SCONJ
fsr-3395	385	17	those	those	PRON
fsr-3395	385	18	who	who	PRON
fsr-3395	385	19	used	use	VERB
fsr-3395	385	20	networks	network	NOUN
fsr-3395	385	21	owned	own	VERB
fsr-3395	385	22	more	more	ADJ
fsr-3395	385	23	annuities	annuity	NOUN
fsr-3395	385	24	and	and	CCONJ
fsr-3395	385	25	commodities	commodity	NOUN
fsr-3395	385	26	.	.	PUNCT
fsr-3395	386	1	some	some	DET
fsr-3395	386	2	support	support	NOUN
fsr-3395	386	3	was	be	AUX
fsr-3395	386	4	also	also	ADV
fsr-3395	386	5	found	find	VERB
fsr-3395	386	6	for	for	ADP
fsr-3395	386	7	the	the	DET
fsr-3395	386	8	hypothesis	hypothesis	NOUN
fsr-3395	386	9	that	that	PRON
fsr-3395	386	10	posited	posit	VERB
fsr-3395	386	11	a	a	DET
fsr-3395	386	12	moderation	moderation	NOUN
fsr-3395	386	13	effect	effect	NOUN
fsr-3395	386	14	between	between	ADP
fsr-3395	386	15	confidence	confidence	NOUN
fsr-3395	386	16	level	level	NOUN
fsr-3395	386	17	and	and	CCONJ
fsr-3395	386	18	help	help	NOUN
fsr-3395	386	19	and	and	CCONJ
fsr-3395	386	20	information	information	NOUN
fsr-3395	386	21	source	source	NOUN
fsr-3395	386	22	,	,	PUNCT
fsr-3395	386	23	with	with	ADP
fsr-3395	386	24	those	those	PRON
fsr-3395	386	25	who	who	PRON
fsr-3395	386	26	(	(	PUNCT
fsr-3395	386	27	1	1	X
fsr-3395	386	28	)	)	PUNCT
fsr-3395	386	29	used	use	VERB
fsr-3395	386	30	network	network	NOUN
fsr-3395	386	31	information	information	NOUN
fsr-3395	386	32	sources	source	NOUN
fsr-3395	386	33	and	and	CCONJ
fsr-3395	386	34	(	(	PUNCT
fsr-3395	386	35	2	2	X
fsr-3395	386	36	)	)	PUNCT
fsr-3395	386	37	exhibited	exhibit	VERB
fsr-3395	386	38	over	over	ADP
fsr-3395	386	39	-	-	PUNCT
fsr-3395	386	40	confidence	confidence	NOUN
fsr-3395	386	41	owning	own	VERB
fsr-3395	386	42	more	more	ADJ
fsr-3395	386	43	bonds	bond	NOUN
fsr-3395	386	44	,	,	PUNCT
fsr-3395	386	45	etfs	etfs	NOUN
fsr-3395	386	46	,	,	PUNCT
fsr-3395	386	47	and	and	CCONJ
fsr-3395	386	48	cash	cash	NOUN
fsr-3395	386	49	value	value	NOUN
fsr-3395	386	50	life	life	NOUN
fsr-3395	386	51	insurance	insurance	NOUN
fsr-3395	386	52	but	but	CCONJ
fsr-3395	386	53	few	few	ADJ
fsr-3395	386	54	stocks	stock	NOUN
fsr-3395	386	55	.	.	PUNCT
fsr-3395	387	1	among	among	ADP
fsr-3395	387	2	other	other	ADJ
fsr-3395	387	3	associations	association	NOUN
fsr-3395	387	4	,	,	PUNCT
fsr-3395	387	5	over	over	ADV
fsr-3395	387	6	-	-	PUNCT
fsr-3395	387	7	confident	confident	ADJ
fsr-3395	387	8	investors	investor	NOUN
fsr-3395	387	9	who	who	PRON
fsr-3395	387	10	used	use	VERB
fsr-3395	387	11	active	active	ADJ
fsr-3395	387	12	fee	fee	NOUN
fsr-3395	387	13	help	help	NOUN
fsr-3395	387	14	providers	provider	NOUN
fsr-3395	387	15	owned	own	VERB
fsr-3395	387	16	more	more	ADJ
fsr-3395	387	17	stock	stock	NOUN
fsr-3395	387	18	.	.	PUNCT
fsr-3395	388	1	no	no	DET
fsr-3395	388	2	support	support	NOUN
fsr-3395	388	3	was	be	AUX
fsr-3395	388	4	found	find	VERB
fsr-3395	388	5	for	for	ADP
fsr-3395	388	6	the	the	DET
fsr-3395	388	7	hypothesis	hypothesis	NOUN
fsr-3395	388	8	that	that	PRON
fsr-3395	388	9	stated	state	VERB
fsr-3395	388	10	the	the	DET
fsr-3395	388	11	relationship	relationship	NOUN
fsr-3395	388	12	between	between	ADP
fsr-3395	388	13	confidence	confidence	NOUN
fsr-3395	388	14	level	level	NOUN
fsr-3395	388	15	and	and	CCONJ
fsr-3395	388	16	investment	investment	NOUN
fsr-3395	388	17	asset	asset	NOUN
fsr-3395	388	18	holdings	holding	NOUN
fsr-3395	388	19	is	be	AUX
fsr-3395	388	20	moderated	moderate	VERB
fsr-3395	388	21	by	by	ADP
fsr-3395	388	22	risk	risk	NOUN
fsr-3395	388	23	tolerance	tolerance	NOUN
fsr-3395	388	24	.	.	PUNCT
fsr-3395	389	1	as	as	SCONJ
fsr-3395	389	2	noted	note	VERB
fsr-3395	389	3	above	above	ADV
fsr-3395	389	4	,	,	PUNCT
fsr-3395	389	5	it	it	PRON
fsr-3395	389	6	was	be	AUX
fsr-3395	389	7	not	not	PART
fsr-3395	389	8	surprising	surprising	ADJ
fsr-3395	389	9	that	that	SCONJ
fsr-3395	389	10	the	the	DET
fsr-3395	389	11	value	value	NOUN
fsr-3395	389	12	of	of	ADP
fsr-3395	389	13	investments	investment	NOUN
fsr-3395	389	14	exhibited	exhibit	VERB
fsr-3395	389	15	a	a	DET
fsr-3395	389	16	strong	strong	ADJ
fsr-3395	389	17	positive	positive	ADJ
fsr-3395	389	18	association	association	NOUN
fsr-3395	389	19	with	with	ADP
fsr-3395	389	20	investment	investment	NOUN
fsr-3395	389	21	asset	asset	NOUN
fsr-3395	389	22	ownership	ownership	NOUN
fsr-3395	389	23	.	.	PUNCT
fsr-3395	390	1	this	this	DET
fsr-3395	390	2	relationship	relationship	NOUN
fsr-3395	390	3	can	can	AUX
fsr-3395	390	4	be	be	AUX
fsr-3395	390	5	viewed	view	VERB
fsr-3395	390	6	in	in	ADP
fsr-3395	390	7	a	a	DET
fsr-3395	390	8	number	number	NOUN
fsr-3395	390	9	of	of	ADP
fsr-3395	390	10	ways	way	NOUN
fsr-3395	390	11	.	.	PUNCT
fsr-3395	391	1	for	for	ADP
fsr-3395	391	2	example	example	NOUN
fsr-3395	391	3	,	,	PUNCT
fsr-3395	391	4	it	it	PRON
fsr-3395	391	5	takes	take	VERB
fsr-3395	391	6	financial	financial	ADJ
fsr-3395	391	7	resources	resource	NOUN
fsr-3395	391	8	to	to	PART
fsr-3395	391	9	purchase	purchase	VERB
fsr-3395	391	10	investments	investment	NOUN
fsr-3395	391	11	outside	outside	ADP
fsr-3395	391	12	a	a	DET
fsr-3395	391	13	retirement	retirement	NOUN
fsr-3395	391	14	plan	plan	NOUN
fsr-3395	391	15	.	.	PUNCT
fsr-3395	392	1	as	as	ADP
fsr-3395	392	2	such	such	ADJ
fsr-3395	392	3	,	,	PUNCT
fsr-3395	392	4	it	it	PRON
fsr-3395	392	5	makes	make	VERB
fsr-3395	392	6	sense	sense	NOUN
fsr-3395	392	7	that	that	SCONJ
fsr-3395	392	8	those	those	PRON
fsr-3395	392	9	with	with	ADP
fsr-3395	392	10	more	more	ADJ
fsr-3395	392	11	investment	investment	NOUN
fsr-3395	392	12	assets	asset	NOUN
fsr-3395	392	13	would	would	AUX
fsr-3395	392	14	hold	hold	VERB
fsr-3395	392	15	a	a	DET
fsr-3395	392	16	wider	wide	ADJ
fsr-3395	392	17	variety	variety	NOUN
fsr-3395	392	18	of	of	ADP
fsr-3395	392	19	investments	investment	NOUN
fsr-3395	392	20	.	.	PUNCT
fsr-3395	393	1	also	also	ADV
fsr-3395	393	2	,	,	PUNCT
fsr-3395	393	3	this	this	DET
fsr-3395	393	4	finding	finding	NOUN
fsr-3395	393	5	highlights	highlight	VERB
fsr-3395	393	6	the	the	DET
fsr-3395	393	7	relationship	relationship	NOUN
fsr-3395	393	8	between	between	ADP
fsr-3395	393	9	holding	hold	VERB
fsr-3395	393	10	wealth	wealth	NOUN
fsr-3395	393	11	in	in	ADP
fsr-3395	393	12	investments	investment	NOUN
fsr-3395	393	13	and	and	CCONJ
fsr-3395	393	14	diversification	diversification	NOUN
fsr-3395	393	15	.	.	PUNCT
fsr-3395	394	1	those	those	PRON
fsr-3395	394	2	with	with	ADP
fsr-3395	394	3	more	more	ADJ
fsr-3395	394	4	wealth	wealth	NOUN
fsr-3395	394	5	,	,	PUNCT
fsr-3395	394	6	either	either	CCONJ
fsr-3395	394	7	out	out	ADP
fsr-3395	394	8	of	of	ADP
fsr-3395	394	9	prudence	prudence	NOUN
fsr-3395	394	10	or	or	CCONJ
fsr-3395	394	11	through	through	ADP
fsr-3395	394	12	serendipity	serendipity	NOUN
fsr-3395	394	13	,	,	PUNCT
fsr-3395	394	14	tend	tend	VERB
fsr-3395	394	15	to	to	PART
fsr-3395	394	16	be	be	AUX
fsr-3395	394	17	better	well	ADV
fsr-3395	394	18	diversified	diversify	VERB
fsr-3395	394	19	than	than	ADP
fsr-3395	394	20	those	those	PRON
fsr-3395	394	21	with	with	ADP
fsr-3395	394	22	fewer	few	ADJ
fsr-3395	394	23	investable	investable	ADJ
fsr-3395	394	24	resources	resource	NOUN
fsr-3395	394	25	.	.	PUNCT
fsr-3395	395	1	demographic	demographic	ADJ
fsr-3395	395	2	factors	factor	NOUN
fsr-3395	395	3	were	be	AUX
fsr-3395	395	4	less	less	ADV
fsr-3395	395	5	consistent	consistent	ADJ
fsr-3395	395	6	in	in	ADP
fsr-3395	395	7	describing	describe	VERB
fsr-3395	395	8	the	the	DET
fsr-3395	395	9	profile	profile	NOUN
fsr-3395	395	10	of	of	ADP
fsr-3395	395	11	investors	investor	NOUN
fsr-3395	395	12	.	.	PUNCT
fsr-3395	396	1	age	age	NOUN
fsr-3395	396	2	was	be	AUX
fsr-3395	396	3	negatively	negatively	ADV
fsr-3395	396	4	associated	associate	VERB
fsr-3395	396	5	with	with	ADP
fsr-3395	396	6	securities	security	NOUN
fsr-3395	396	7	ownership	ownership	NOUN
fsr-3395	396	8	across	across	ADP
fsr-3395	396	9	four	four	NUM
fsr-3395	396	10	categories	category	NOUN
fsr-3395	396	11	of	of	ADP
fsr-3395	396	12	assets	asset	NOUN
fsr-3395	396	13	:	:	PUNCT
fsr-3395	396	14	bonds	bond	NOUN
fsr-3395	396	15	,	,	PUNCT
fsr-3395	396	16	mutual	mutual	ADJ
fsr-3395	396	17	funds	fund	NOUN
fsr-3395	396	18	,	,	PUNCT
fsr-3395	396	19	etfs	etfs	NOUN
fsr-3395	396	20	,	,	PUNCT
fsr-3395	396	21	and	and	CCONJ
fsr-3395	396	22	commodities	commodity	NOUN
fsr-3395	396	23	.	.	PUNCT
fsr-3395	397	1	education	education	NOUN
fsr-3395	397	2	and	and	CCONJ
fsr-3395	397	3	income	income	NOUN
fsr-3395	397	4	were	be	AUX
fsr-3395	397	5	negatively	negatively	ADV
fsr-3395	397	6	related	relate	VERB
fsr-3395	397	7	to	to	ADP
fsr-3395	397	8	owning	own	VERB
fsr-3395	397	9	annuities	annuity	NOUN
fsr-3395	397	10	.	.	PUNCT
fsr-3395	398	1	the	the	DET
fsr-3395	398	2	education	education	NOUN
fsr-3395	398	3	effect	effect	NOUN
fsr-3395	398	4	was	be	AUX
fsr-3395	398	5	negative	negative	ADJ
fsr-3395	398	6	for	for	ADP
fsr-3395	398	7	cash	cash	NOUN
fsr-3395	398	8	value	value	NOUN
fsr-3395	398	9	life	life	NOUN
fsr-3395	398	10	insurance	insurance	NOUN
fsr-3395	398	11	,	,	PUNCT
fsr-3395	398	12	whereas	whereas	SCONJ
fsr-3395	398	13	income	income	NOUN
fsr-3395	398	14	was	be	AUX
fsr-3395	398	15	positively	positively	ADV
fsr-3395	398	16	associated	associate	VERB
fsr-3395	398	17	with	with	ADP
fsr-3395	398	18	owning	own	VERB
fsr-3395	398	19	life	life	NOUN
fsr-3395	398	20	insurance	insurance	NOUN
fsr-3395	398	21	.	.	PUNCT
fsr-3395	399	1	it	it	PRON
fsr-3395	399	2	may	may	AUX
fsr-3395	399	3	be	be	AUX
fsr-3395	399	4	that	that	DET
fsr-3395	399	5	cash	cash	NOUN
fsr-3395	399	6	value	value	NOUN
fsr-3395	399	7	life	life	NOUN
fsr-3395	399	8	table	table	NOUN
fsr-3395	399	9	3	3	NUM
fsr-3395	399	10	variables	variable	NOUN
fsr-3395	399	11	associated	associate	VERB
fsr-3395	399	12	with	with	ADP
fsr-3395	399	13	the	the	DET
fsr-3395	399	14	likelihood	likelihood	NOUN
fsr-3395	399	15	of	of	ADP
fsr-3395	399	16	owning	own	VERB
fsr-3395	399	17	different	different	ADJ
fsr-3395	399	18	investment	investment	NOUN
fsr-3395	399	19	assets	asset	NOUN
fsr-3395	399	20	stocks	stock	NOUN
fsr-3395	399	21	bonds	bond	NOUN
fsr-3395	399	22	funds	fund	NOUN
fsr-3395	399	23	etfs	etfs	PROPN
fsr-3395	399	24	annuities	annuities	PROPN
fsr-3395	399	25	cv	cv	PROPN
fsr-3395	399	26	life	life	NOUN
fsr-3395	399	27	commodities	commodity	NOUN
fsr-3395	399	28	other	other	ADJ
fsr-3395	399	29	age	age	NOUN
fsr-3395	399	30	�	�	PROPN
fsr-3395	399	31	�	�	PROPN
fsr-3395	399	32	�	�	PROPN
fsr-3395	399	33	�	�	PROPN
fsr-3395	399	34	education	education	PROPN
fsr-3395	399	35	�	�	PROPN
fsr-3395	399	36	�	�	PROPN
fsr-3395	399	37	income	income	PROPN
fsr-3395	399	38	�	�	PROPN
fsr-3395	399	39	�	�	PROPN
fsr-3395	399	40	�	�	PROPN
fsr-3395	399	41	value	value	NOUN
fsr-3395	399	42	of	of	ADP
fsr-3395	399	43	investments	investment	NOUN
fsr-3395	399	44	�	�	PROPN
fsr-3395	399	45	�	�	PROPN
fsr-3395	399	46	�	�	PROPN
fsr-3395	399	47	�	�	PROPN
fsr-3395	399	48	�	�	PROPN
fsr-3395	399	49	�	�	PROPN
fsr-3395	399	50	�	�	PROPN
fsr-3395	399	51	�	�	PROPN
fsr-3395	399	52	risk	risk	NOUN
fsr-3395	399	53	tolerance	tolerance	NOUN
fsr-3395	399	54	�	�	PROPN
fsr-3395	399	55	�	�	PROPN
fsr-3395	399	56	long	long	ADJ
fsr-3395	399	57	-	-	PUNCT
fsr-3395	399	58	term	term	NOUN
fsr-3395	399	59	market	market	NOUN
fsr-3395	399	60	confidence	confidence	NOUN
fsr-3395	399	61	�	�	PROPN
fsr-3395	399	62	�	�	PROPN
fsr-3395	399	63	confidence	confidence	NOUN
fsr-3395	399	64	in	in	ADP
fsr-3395	399	65	fairness	fairness	NOUN
fsr-3395	399	66	of	of	ADP
fsr-3395	399	67	markets	market	NOUN
fsr-3395	399	68	�	�	PROPN
fsr-3395	399	69	�	�	PROPN
fsr-3395	399	70	�	�	PROPN
fsr-3395	399	71	�	�	PROPN
fsr-3395	399	72	over	over	ADP
fsr-3395	399	73	-	-	PUNCT
fsr-3395	399	74	confidence	confidence	NOUN
fsr-3395	399	75	(	(	PUNCT
fsr-3395	399	76	knowledge	knowledge	NOUN
fsr-3395	399	77	)	)	PUNCT
fsr-3395	399	78	�	�	PROPN
fsr-3395	399	79	�	�	PROPN
fsr-3395	399	80	�	�	PROPN
fsr-3395	399	81	�	�	PROPN
fsr-3395	399	82	active	active	ADJ
fsr-3395	399	83	fee	fee	NOUN
fsr-3395	399	84	help	help	VERB
fsr-3395	399	85	�	�	PROPN
fsr-3395	399	86	�	�	PROPN
fsr-3395	399	87	�	�	PROPN
fsr-3395	399	88	�	�	PROPN
fsr-3395	399	89	�	�	PROPN
fsr-3395	399	90	active	active	ADJ
fsr-3395	399	91	free	free	ADJ
fsr-3395	399	92	help	help	NOUN
fsr-3395	399	93	�	�	PROPN
fsr-3395	399	94	media	medium	NOUN
fsr-3395	399	95	help	help	VERB
fsr-3395	399	96	�	�	PROPN
fsr-3395	399	97	�	�	PROPN
fsr-3395	399	98	�	�	PROPN
fsr-3395	399	99	network	network	PROPN
fsr-3395	399	100	help	help	VERB
fsr-3395	399	101	�	�	PROPN
fsr-3395	399	102	�	�	PROPN
fsr-3395	399	103	afeexoverconf	afeexoverconf	PROPN
fsr-3395	399	104	�	�	PROPN
fsr-3395	399	105	afreexoverconf	afreexoverconf	PROPN
fsr-3395	399	106	�	�	PROPN
fsr-3395	399	107	mediaxoverconf	mediaxoverconf	PROPN
fsr-3395	399	108	�	�	PROPN
fsr-3395	399	109	�	�	PROPN
fsr-3395	399	110	networksxoverconf	networksxoverconf	PROPN
fsr-3395	399	111	�	�	PROPN
fsr-3395	399	112	�	�	PROPN
fsr-3395	399	113	�	�	PROPN
fsr-3395	399	114	�	�	PROPN
fsr-3395	399	115	afeexunderconf	afeexunderconf	PROPN
fsr-3395	399	116	�	�	PROPN
fsr-3395	399	117	afreexunderconf	afreexunderconf	PROPN
fsr-3395	399	118	�	�	PROPN
fsr-3395	399	119	networksxunderconf	networksxunderconf	PROPN
fsr-3395	399	120	�	�	PROPN
fsr-3395	399	121	224	224	NUM
fsr-3395	399	122	a.	a.	NOUN
fsr-3395	399	123	rabbani	rabbani	PROPN
fsr-3395	399	124	et	et	PROPN
fsr-3395	399	125	al	al	PROPN
fsr-3395	399	126	.	.	PUNCT
fsr-3395	399	127	/	/	SYM
fsr-3395	399	128	financial	financial	ADJ
fsr-3395	399	129	services	service	NOUN
fsr-3395	399	130	review	review	VERB
fsr-3395	399	131	27	27	NUM
fsr-3395	399	132	(	(	PUNCT
fsr-3395	399	133	2018	2018	NUM
fsr-3395	399	134	)	)	PUNCT
fsr-3395	399	135	209	209	NUM
fsr-3395	399	136	-	-	SYM
fsr-3395	399	137	230	230	NUM
fsr-3395	399	138	insurance	insurance	NOUN
fsr-3395	399	139	is	be	AUX
fsr-3395	399	140	used	use	VERB
fsr-3395	399	141	by	by	ADP
fsr-3395	399	142	high	high	ADJ
fsr-3395	399	143	income	income	NOUN
fsr-3395	399	144	households	household	NOUN
fsr-3395	399	145	as	as	ADP
fsr-3395	399	146	a	a	DET
fsr-3395	399	147	tax	tax	NOUN
fsr-3395	399	148	-	-	PUNCT
fsr-3395	399	149	deferral	deferral	ADJ
fsr-3395	399	150	tool	tool	NOUN
fsr-3395	399	151	.	.	PUNCT
fsr-3395	400	1	it	it	PRON
fsr-3395	400	2	is	be	AUX
fsr-3395	400	3	also	also	ADV
fsr-3395	400	4	possible	possible	ADJ
fsr-3395	400	5	that	that	SCONJ
fsr-3395	400	6	cash	cash	NOUN
fsr-3395	400	7	value	value	NOUN
fsr-3395	400	8	life	life	NOUN
fsr-3395	400	9	insurance	insurance	NOUN
fsr-3395	400	10	is	be	AUX
fsr-3395	400	11	being	be	AUX
fsr-3395	400	12	used	use	VERB
fsr-3395	400	13	,	,	PUNCT
fsr-3395	400	14	as	as	SCONJ
fsr-3395	400	15	designed	design	VERB
fsr-3395	400	16	,	,	PUNCT
fsr-3395	400	17	less	less	ADJ
fsr-3395	400	18	as	as	ADP
fsr-3395	400	19	an	an	DET
fsr-3395	400	20	investment	investment	NOUN
fsr-3395	400	21	and	and	CCONJ
fsr-3395	400	22	more	more	ADJ
fsr-3395	400	23	as	as	ADP
fsr-3395	400	24	a	a	DET
fsr-3395	400	25	way	way	NOUN
fsr-3395	400	26	to	to	PART
fsr-3395	400	27	hedge	hedge	VERB
fsr-3395	400	28	the	the	DET
fsr-3395	400	29	unanticipated	unanticipated	ADJ
fsr-3395	400	30	loss	loss	NOUN
fsr-3395	400	31	of	of	ADP
fsr-3395	400	32	income	income	NOUN
fsr-3395	400	33	resulting	result	VERB
fsr-3395	400	34	from	from	ADP
fsr-3395	400	35	death	death	NOUN
fsr-3395	400	36	for	for	ADP
fsr-3395	400	37	high	high	ADJ
fsr-3395	400	38	income	income	NOUN
fsr-3395	400	39	earners	earner	NOUN
fsr-3395	400	40	.	.	PUNCT
fsr-3395	401	1	surprisingly	surprisingly	ADV
fsr-3395	401	2	,	,	PUNCT
fsr-3395	401	3	risk	risk	NOUN
fsr-3395	401	4	tolerance	tolerance	NOUN
fsr-3395	401	5	was	be	AUX
fsr-3395	401	6	found	find	VERB
fsr-3395	401	7	to	to	PART
fsr-3395	401	8	be	be	AUX
fsr-3395	401	9	associated	associate	VERB
fsr-3395	401	10	with	with	ADP
fsr-3395	401	11	the	the	DET
fsr-3395	401	12	probability	probability	NOUN
fsr-3395	401	13	of	of	ADP
fsr-3395	401	14	security	security	NOUN
fsr-3395	401	15	ownership	ownership	NOUN
fsr-3395	401	16	in	in	ADP
fsr-3395	401	17	only	only	ADV
fsr-3395	401	18	two	two	NUM
fsr-3395	401	19	cases	case	NOUN
fsr-3395	401	20	:	:	PUNCT
fsr-3395	401	21	stocks	stock	NOUN
fsr-3395	401	22	and	and	CCONJ
fsr-3395	401	23	mutual	mutual	ADJ
fsr-3395	401	24	funds	fund	NOUN
fsr-3395	401	25	.	.	PUNCT
fsr-3395	402	1	the	the	DET
fsr-3395	402	2	relationship	relationship	NOUN
fsr-3395	402	3	was	be	AUX
fsr-3395	402	4	positive	positive	ADJ
fsr-3395	402	5	,	,	PUNCT
fsr-3395	402	6	suggesting	suggest	VERB
fsr-3395	402	7	that	that	SCONJ
fsr-3395	402	8	those	those	PRON
fsr-3395	402	9	who	who	PRON
fsr-3395	402	10	were	be	AUX
fsr-3395	402	11	willing	willing	ADJ
fsr-3395	402	12	to	to	PART
fsr-3395	402	13	take	take	VERB
fsr-3395	402	14	some	some	DET
fsr-3395	402	15	financial	financial	ADJ
fsr-3395	402	16	risk	risk	NOUN
fsr-3395	402	17	were	be	AUX
fsr-3395	402	18	more	more	ADV
fsr-3395	402	19	likely	likely	ADJ
fsr-3395	402	20	to	to	PART
fsr-3395	402	21	own	own	VERB
fsr-3395	402	22	these	these	DET
fsr-3395	402	23	assets	asset	NOUN
fsr-3395	402	24	.	.	PUNCT
fsr-3395	403	1	risk	risk	NOUN
fsr-3395	403	2	tolerance	tolerance	NOUN
fsr-3395	403	3	was	be	AUX
fsr-3395	403	4	not	not	PART
fsr-3395	403	5	,	,	PUNCT
fsr-3395	403	6	however	however	ADV
fsr-3395	403	7	,	,	PUNCT
fsr-3395	403	8	associated	associate	VERB
fsr-3395	403	9	with	with	ADP
fsr-3395	403	10	the	the	DET
fsr-3395	403	11	ownership	ownership	NOUN
fsr-3395	403	12	of	of	ADP
fsr-3395	403	13	other	other	ADJ
fsr-3395	403	14	assets	asset	NOUN
fsr-3395	403	15	.	.	PUNCT
fsr-3395	404	1	confidence	confidence	NOUN
fsr-3395	404	2	in	in	ADP
fsr-3395	404	3	the	the	DET
fsr-3395	404	4	markets	market	NOUN
fsr-3395	404	5	was	be	AUX
fsr-3395	404	6	generally	generally	ADV
fsr-3395	404	7	not	not	PART
fsr-3395	404	8	a	a	DET
fsr-3395	404	9	significant	significant	ADJ
fsr-3395	404	10	variable	variable	NOUN
fsr-3395	404	11	in	in	ADP
fsr-3395	404	12	the	the	DET
fsr-3395	404	13	models	model	NOUN
fsr-3395	404	14	;	;	PUNCT
fsr-3395	404	15	however	however	ADV
fsr-3395	404	16	,	,	PUNCT
fsr-3395	404	17	those	those	PRON
fsr-3395	404	18	who	who	PRON
fsr-3395	404	19	were	be	AUX
fsr-3395	404	20	confident	confident	ADJ
fsr-3395	404	21	in	in	ADP
fsr-3395	404	22	the	the	DET
fsr-3395	404	23	markets	market	NOUN
fsr-3395	404	24	were	be	AUX
fsr-3395	404	25	less	less	ADV
fsr-3395	404	26	likely	likely	ADJ
fsr-3395	404	27	to	to	PART
fsr-3395	404	28	own	own	VERB
fsr-3395	404	29	mutual	mutual	ADJ
fsr-3395	404	30	funds	fund	NOUN
fsr-3395	404	31	.	.	PUNCT
fsr-3395	405	1	on	on	ADP
fsr-3395	405	2	the	the	DET
fsr-3395	405	3	other	other	ADJ
fsr-3395	405	4	hand	hand	NOUN
fsr-3395	405	5	,	,	PUNCT
fsr-3395	405	6	those	those	PRON
fsr-3395	405	7	who	who	PRON
fsr-3395	405	8	reported	report	VERB
fsr-3395	405	9	confidence	confidence	NOUN
fsr-3395	405	10	in	in	ADP
fsr-3395	405	11	the	the	DET
fsr-3395	405	12	markets	market	NOUN
fsr-3395	405	13	were	be	AUX
fsr-3395	405	14	more	more	ADV
fsr-3395	405	15	likely	likely	ADJ
fsr-3395	405	16	to	to	PART
fsr-3395	405	17	own	own	VERB
fsr-3395	405	18	cash	cash	NOUN
fsr-3395	405	19	value	value	NOUN
fsr-3395	405	20	life	life	NOUN
fsr-3395	405	21	insurance	insurance	NOUN
fsr-3395	405	22	.	.	PUNCT
fsr-3395	406	1	confidence	confidence	NOUN
fsr-3395	406	2	in	in	ADP
fsr-3395	406	3	the	the	DET
fsr-3395	406	4	fairness	fairness	NOUN
fsr-3395	406	5	of	of	ADP
fsr-3395	406	6	the	the	DET
fsr-3395	406	7	markets	market	NOUN
fsr-3395	406	8	was	be	AUX
fsr-3395	406	9	shown	show	VERB
fsr-3395	406	10	to	to	PART
fsr-3395	406	11	have	have	VERB
fsr-3395	406	12	a	a	DET
fsr-3395	406	13	greater	great	ADJ
fsr-3395	406	14	association	association	NOUN
fsr-3395	406	15	with	with	ADP
fsr-3395	406	16	the	the	DET
fsr-3395	406	17	likelihood	likelihood	NOUN
fsr-3395	406	18	of	of	ADP
fsr-3395	406	19	owning	own	VERB
fsr-3395	406	20	investments	investment	NOUN
fsr-3395	406	21	.	.	PUNCT
fsr-3395	407	1	the	the	DET
fsr-3395	407	2	relationship	relationship	NOUN
fsr-3395	407	3	with	with	ADP
fsr-3395	407	4	owing	owe	VERB
fsr-3395	407	5	etfs	etfs	NOUN
fsr-3395	407	6	and	and	CCONJ
fsr-3395	407	7	other	other	ADJ
fsr-3395	407	8	investments	investment	NOUN
fsr-3395	407	9	was	be	AUX
fsr-3395	407	10	positive	positive	ADJ
fsr-3395	407	11	.	.	PUNCT
fsr-3395	408	1	the	the	DET
fsr-3395	408	2	association	association	NOUN
fsr-3395	408	3	with	with	ADP
fsr-3395	408	4	owning	own	VERB
fsr-3395	408	5	annuities	annuity	NOUN
fsr-3395	408	6	and	and	CCONJ
fsr-3395	408	7	cash	cash	NOUN
fsr-3395	408	8	value	value	NOUN
fsr-3395	408	9	life	life	NOUN
fsr-3395	408	10	insurance	insurance	NOUN
fsr-3395	408	11	was	be	AUX
fsr-3395	408	12	negative	negative	ADJ
fsr-3395	408	13	.	.	PUNCT
fsr-3395	409	1	one	one	NUM
fsr-3395	409	2	explanation	explanation	NOUN
fsr-3395	409	3	for	for	ADP
fsr-3395	409	4	this	this	DET
fsr-3395	409	5	finding	finding	NOUN
fsr-3395	409	6	is	be	AUX
fsr-3395	409	7	that	that	SCONJ
fsr-3395	409	8	those	those	PRON
fsr-3395	409	9	with	with	ADP
fsr-3395	409	10	greater	great	ADJ
fsr-3395	409	11	confidence	confidence	NOUN
fsr-3395	409	12	in	in	ADP
fsr-3395	409	13	the	the	DET
fsr-3395	409	14	fairness	fairness	NOUN
fsr-3395	409	15	of	of	ADP
fsr-3395	409	16	the	the	DET
fsr-3395	409	17	markets	market	NOUN
fsr-3395	409	18	might	might	AUX
fsr-3395	409	19	value	value	VERB
fsr-3395	409	20	the	the	DET
fsr-3395	409	21	security	security	NOUN
fsr-3395	409	22	offered	offer	VERB
fsr-3395	409	23	by	by	ADP
fsr-3395	409	24	annuities	annuity	NOUN
fsr-3395	409	25	and	and	CCONJ
fsr-3395	409	26	life	life	NOUN
fsr-3395	409	27	insurance	insurance	NOUN
fsr-3395	409	28	less	less	ADJ
fsr-3395	409	29	than	than	ADP
fsr-3395	409	30	the	the	DET
fsr-3395	409	31	returns	return	NOUN
fsr-3395	409	32	offered	offer	VERB
fsr-3395	409	33	by	by	ADP
fsr-3395	409	34	etfs	etfs	PROPN
fsr-3395	409	35	and	and	CCONJ
fsr-3395	409	36	other	other	ADJ
fsr-3395	409	37	investments	investment	NOUN
fsr-3395	409	38	,	,	PUNCT
fsr-3395	409	39	including	include	VERB
fsr-3395	409	40	reits	reit	NOUN
fsr-3395	409	41	.	.	PUNCT
fsr-3395	410	1	the	the	DET
fsr-3395	410	2	findings	finding	NOUN
fsr-3395	410	3	related	relate	VERB
fsr-3395	410	4	to	to	ADP
fsr-3395	410	5	financial	financial	ADJ
fsr-3395	410	6	knowledge	knowledge	NOUN
fsr-3395	410	7	confidence	confidence	NOUN
fsr-3395	410	8	were	be	AUX
fsr-3395	410	9	mixed	mixed	ADJ
fsr-3395	410	10	.	.	PUNCT
fsr-3395	411	1	being	be	AUX
fsr-3395	411	2	underconfident	underconfident	ADJ
fsr-3395	411	3	was	be	AUX
fsr-3395	411	4	not	not	PART
fsr-3395	411	5	significantly	significantly	ADV
fsr-3395	411	6	associated	associate	VERB
fsr-3395	411	7	with	with	ADP
fsr-3395	411	8	ownership	ownership	NOUN
fsr-3395	411	9	in	in	ADP
fsr-3395	411	10	any	any	PRON
fsr-3395	411	11	of	of	ADP
fsr-3395	411	12	the	the	DET
fsr-3395	411	13	investments	investment	NOUN
fsr-3395	411	14	.	.	PUNCT
fsr-3395	412	1	some	some	DET
fsr-3395	412	2	over	over	ADP
fsr-3395	412	3	-	-	PUNCT
fsr-3395	412	4	confidence	confidence	NOUN
fsr-3395	412	5	effects	effect	NOUN
fsr-3395	412	6	were	be	AUX
fsr-3395	412	7	noted	note	VERB
fsr-3395	412	8	.	.	PUNCT
fsr-3395	413	1	those	those	PRON
fsr-3395	413	2	who	who	PRON
fsr-3395	413	3	were	be	AUX
fsr-3395	413	4	over	over	ADV
fsr-3395	413	5	-	-	PUNCT
fsr-3395	413	6	confident	confident	ADJ
fsr-3395	413	7	were	be	AUX
fsr-3395	413	8	less	less	ADV
fsr-3395	413	9	likely	likely	ADJ
fsr-3395	413	10	to	to	PART
fsr-3395	413	11	hold	hold	VERB
fsr-3395	413	12	mutual	mutual	ADJ
fsr-3395	413	13	funds	fund	NOUN
fsr-3395	413	14	.	.	PUNCT
fsr-3395	414	1	over	over	ADP
fsr-3395	414	2	-	-	PUNCT
fsr-3395	414	3	confident	confident	ADJ
fsr-3395	414	4	investors	investor	NOUN
fsr-3395	414	5	were	be	AUX
fsr-3395	414	6	more	more	ADV
fsr-3395	414	7	likely	likely	ADJ
fsr-3395	414	8	,	,	PUNCT
fsr-3395	414	9	on	on	ADP
fsr-3395	414	10	the	the	DET
fsr-3395	414	11	other	other	ADJ
fsr-3395	414	12	hand	hand	NOUN
fsr-3395	414	13	,	,	PUNCT
fsr-3395	414	14	to	to	PART
fsr-3395	414	15	own	own	ADJ
fsr-3395	414	16	annuities	annuity	NOUN
fsr-3395	414	17	,	,	PUNCT
fsr-3395	414	18	cash	cash	NOUN
fsr-3395	414	19	value	value	NOUN
fsr-3395	414	20	life	life	NOUN
fsr-3395	414	21	insurance	insurance	NOUN
fsr-3395	414	22	,	,	PUNCT
fsr-3395	414	23	and	and	CCONJ
fsr-3395	414	24	commodities	commodity	NOUN
fsr-3395	414	25	.	.	PUNCT
fsr-3395	415	1	as	as	ADP
fsr-3395	415	2	stand	stand	VERB
fsr-3395	415	3	-	-	PUNCT
fsr-3395	415	4	alone	alone	ADV
fsr-3395	415	5	variables	variable	NOUN
fsr-3395	415	6	,	,	PUNCT
fsr-3395	415	7	underand	underand	NOUN
fsr-3395	415	8	over	over	NOUN
fsr-3395	415	9	-	-	PUNCT
fsr-3395	415	10	confidence	confidence	NOUN
fsr-3395	415	11	showed	show	VERB
fsr-3395	415	12	less	less	ADJ
fsr-3395	415	13	importance	importance	NOUN
fsr-3395	415	14	in	in	ADP
fsr-3395	415	15	the	the	DET
fsr-3395	415	16	models	model	NOUN
fsr-3395	415	17	.	.	PUNCT
fsr-3395	416	1	the	the	DET
fsr-3395	416	2	most	most	ADV
fsr-3395	416	3	noteworthy	noteworthy	ADJ
fsr-3395	416	4	findings	finding	NOUN
fsr-3395	416	5	related	relate	VERB
fsr-3395	416	6	to	to	ADP
fsr-3395	416	7	confidence	confidence	NOUN
fsr-3395	416	8	were	be	AUX
fsr-3395	416	9	in	in	ADP
fsr-3395	416	10	relation	relation	NOUN
fsr-3395	416	11	to	to	ADP
fsr-3395	416	12	interactions	interaction	NOUN
fsr-3395	416	13	with	with	ADP
fsr-3395	416	14	help	help	NOUN
fsr-3395	416	15	-	-	PUNCT
fsr-3395	416	16	seeking	seek	VERB
fsr-3395	416	17	behavior	behavior	NOUN
fsr-3395	416	18	.	.	PUNCT
fsr-3395	417	1	in	in	ADP
fsr-3395	417	2	fact	fact	NOUN
fsr-3395	417	3	,	,	PUNCT
fsr-3395	417	4	sources	source	NOUN
fsr-3395	417	5	of	of	ADP
fsr-3395	417	6	investment	investment	NOUN
fsr-3395	417	7	help	help	NOUN
fsr-3395	417	8	were	be	AUX
fsr-3395	417	9	dominant	dominant	ADJ
fsr-3395	417	10	in	in	ADP
fsr-3395	417	11	describing	describe	VERB
fsr-3395	417	12	the	the	DET
fsr-3395	417	13	profile	profile	NOUN
fsr-3395	417	14	of	of	ADP
fsr-3395	417	15	investors	investor	NOUN
fsr-3395	417	16	.	.	PUNCT
fsr-3395	418	1	for	for	ADP
fsr-3395	418	2	five	five	NUM
fsr-3395	418	3	out	out	ADP
fsr-3395	418	4	of	of	ADP
fsr-3395	418	5	the	the	DET
fsr-3395	418	6	eight	eight	NUM
fsr-3395	418	7	investments	investment	NOUN
fsr-3395	418	8	(	(	PUNCT
fsr-3395	418	9	i.e.	i.e.	X
fsr-3395	418	10	,	,	PUNCT
fsr-3395	418	11	individual	individual	ADJ
fsr-3395	418	12	bonds	bond	NOUN
fsr-3395	418	13	,	,	PUNCT
fsr-3395	418	14	mutual	mutual	ADJ
fsr-3395	418	15	funds	fund	NOUN
fsr-3395	418	16	,	,	PUNCT
fsr-3395	418	17	etfs	etfs	NOUN
fsr-3395	418	18	,	,	PUNCT
fsr-3395	418	19	cash	cash	NOUN
fsr-3395	418	20	value	value	NOUN
fsr-3395	418	21	life	life	NOUN
fsr-3395	418	22	insurance	insurance	NOUN
fsr-3395	418	23	,	,	PUNCT
fsr-3395	418	24	and	and	CCONJ
fsr-3395	418	25	commodities	commodity	NOUN
fsr-3395	418	26	)	)	PUNCT
fsr-3395	418	27	,	,	PUNCT
fsr-3395	418	28	seeking	seek	VERB
fsr-3395	418	29	help	help	NOUN
fsr-3395	418	30	from	from	ADP
fsr-3395	418	31	a	a	DET
fsr-3395	418	32	stockbroker	stockbroker	NOUN
fsr-3395	418	33	and	and	CCONJ
fsr-3395	418	34	other	other	ADJ
fsr-3395	418	35	investment	investment	NOUN
fsr-3395	418	36	advisor	advisor	NOUN
fsr-3395	418	37	was	be	AUX
fsr-3395	418	38	positively	positively	ADV
fsr-3395	418	39	related	relate	VERB
fsr-3395	418	40	to	to	ADP
fsr-3395	418	41	the	the	DET
fsr-3395	418	42	likelihood	likelihood	NOUN
fsr-3395	418	43	of	of	ADP
fsr-3395	418	44	owning	own	VERB
fsr-3395	418	45	these	these	DET
fsr-3395	418	46	investments	investment	NOUN
fsr-3395	418	47	.	.	PUNCT
fsr-3395	419	1	this	this	PRON
fsr-3395	419	2	indicates	indicate	VERB
fsr-3395	419	3	that	that	SCONJ
fsr-3395	419	4	among	among	ADP
fsr-3395	419	5	investors	investor	NOUN
fsr-3395	419	6	,	,	PUNCT
fsr-3395	419	7	these	these	DET
fsr-3395	419	8	types	type	NOUN
fsr-3395	419	9	of	of	ADP
fsr-3395	419	10	investments	investment	NOUN
fsr-3395	419	11	are	be	AUX
fsr-3395	419	12	a	a	DET
fsr-3395	419	13	“	"	PUNCT
fsr-3395	419	14	sold	sell	VERB
fsr-3395	419	15	”	"	PUNCT
fsr-3395	419	16	product	product	NOUN
fsr-3395	419	17	,	,	PUNCT
fsr-3395	419	18	meaning	mean	VERB
fsr-3395	419	19	that	that	SCONJ
fsr-3395	419	20	in	in	ADP
fsr-3395	419	21	addition	addition	NOUN
fsr-3395	419	22	to	to	ADP
fsr-3395	419	23	other	other	ADJ
fsr-3395	419	24	factors	factor	NOUN
fsr-3395	419	25	,	,	PUNCT
fsr-3395	419	26	it	it	PRON
fsr-3395	419	27	takes	take	VERB
fsr-3395	419	28	a	a	DET
fsr-3395	419	29	paid	pay	VERB
fsr-3395	419	30	help	help	NOUN
fsr-3395	419	31	provider	provider	NOUN
fsr-3395	419	32	to	to	PART
fsr-3395	419	33	promote	promote	VERB
fsr-3395	419	34	the	the	DET
fsr-3395	419	35	use	use	NOUN
fsr-3395	419	36	of	of	ADP
fsr-3395	419	37	some	some	DET
fsr-3395	419	38	investments	investment	NOUN
fsr-3395	419	39	,	,	PUNCT
fsr-3395	419	40	although	although	SCONJ
fsr-3395	419	41	it	it	PRON
fsr-3395	419	42	is	be	AUX
fsr-3395	419	43	also	also	ADV
fsr-3395	419	44	possible	possible	ADJ
fsr-3395	419	45	that	that	SCONJ
fsr-3395	419	46	those	those	PRON
fsr-3395	419	47	who	who	PRON
fsr-3395	419	48	own	own	VERB
fsr-3395	419	49	these	these	DET
fsr-3395	419	50	types	type	NOUN
fsr-3395	419	51	of	of	ADP
fsr-3395	419	52	investments	investment	NOUN
fsr-3395	419	53	seek	seek	VERB
fsr-3395	419	54	out	out	ADP
fsr-3395	419	55	help	help	NOUN
fsr-3395	419	56	from	from	ADP
fsr-3395	419	57	professionals	professional	NOUN
fsr-3395	419	58	to	to	PART
fsr-3395	419	59	help	help	VERB
fsr-3395	419	60	manage	manage	VERB
fsr-3395	419	61	the	the	DET
fsr-3395	419	62	investments	investment	NOUN
fsr-3395	419	63	.	.	PUNCT
fsr-3395	420	1	actively	actively	ADV
fsr-3395	420	2	sought	seek	VERB
fsr-3395	420	3	free	free	ADJ
fsr-3395	420	4	help	help	NOUN
fsr-3395	420	5	was	be	AUX
fsr-3395	420	6	found	find	VERB
fsr-3395	420	7	to	to	PART
fsr-3395	420	8	be	be	AUX
fsr-3395	420	9	associated	associate	VERB
fsr-3395	420	10	with	with	ADP
fsr-3395	420	11	only	only	ADV
fsr-3395	420	12	one	one	NUM
fsr-3395	420	13	investment	investment	NOUN
fsr-3395	420	14	asset	asset	NOUN
fsr-3395	420	15	:	:	PUNCT
fsr-3395	420	16	individual	individual	ADJ
fsr-3395	420	17	bonds	bond	NOUN
fsr-3395	420	18	.	.	PUNCT
fsr-3395	421	1	a	a	DET
fsr-3395	421	2	positive	positive	ADJ
fsr-3395	421	3	association	association	NOUN
fsr-3395	421	4	with	with	ADP
fsr-3395	421	5	seeking	seek	VERB
fsr-3395	421	6	help	help	NOUN
fsr-3395	421	7	from	from	ADP
fsr-3395	421	8	the	the	DET
fsr-3395	421	9	media	medium	NOUN
fsr-3395	421	10	and	and	CCONJ
fsr-3395	421	11	the	the	DET
fsr-3395	421	12	likelihood	likelihood	NOUN
fsr-3395	421	13	of	of	ADP
fsr-3395	421	14	owning	own	VERB
fsr-3395	421	15	stocks	stock	NOUN
fsr-3395	421	16	,	,	PUNCT
fsr-3395	421	17	bonds	bond	NOUN
fsr-3395	421	18	,	,	PUNCT
fsr-3395	421	19	and	and	CCONJ
fsr-3395	421	20	other	other	ADJ
fsr-3395	421	21	investments	investment	NOUN
fsr-3395	421	22	was	be	AUX
fsr-3395	421	23	noted	note	VERB
fsr-3395	421	24	.	.	PUNCT
fsr-3395	422	1	advice	advice	NOUN
fsr-3395	422	2	from	from	ADP
fsr-3395	422	3	networks	network	NOUN
fsr-3395	422	4	was	be	AUX
fsr-3395	422	5	positively	positively	ADV
fsr-3395	422	6	related	relate	VERB
fsr-3395	422	7	to	to	ADP
fsr-3395	422	8	the	the	DET
fsr-3395	422	9	probability	probability	NOUN
fsr-3395	422	10	of	of	ADP
fsr-3395	422	11	owning	own	VERB
fsr-3395	422	12	annuities	annuity	NOUN
fsr-3395	422	13	and	and	CCONJ
fsr-3395	422	14	commodities	commodity	NOUN
fsr-3395	422	15	.	.	PUNCT
fsr-3395	423	1	the	the	DET
fsr-3395	423	2	most	most	ADV
fsr-3395	423	3	noteworthy	noteworthy	ADJ
fsr-3395	423	4	results	result	NOUN
fsr-3395	423	5	were	be	AUX
fsr-3395	423	6	related	relate	VERB
fsr-3395	423	7	to	to	ADP
fsr-3395	423	8	the	the	DET
fsr-3395	423	9	interactions	interaction	NOUN
fsr-3395	423	10	between	between	ADP
fsr-3395	423	11	and	and	CCONJ
fsr-3395	423	12	among	among	ADP
fsr-3395	423	13	knowledge	knowledge	NOUN
fsr-3395	423	14	confidence	confidence	NOUN
fsr-3395	423	15	and	and	CCONJ
fsr-3395	423	16	source	source	NOUN
fsr-3395	423	17	of	of	ADP
fsr-3395	423	18	investment	investment	NOUN
fsr-3395	423	19	help	help	NOUN
fsr-3395	423	20	.	.	PUNCT
fsr-3395	424	1	consider	consider	VERB
fsr-3395	424	2	the	the	DET
fsr-3395	424	3	situation	situation	NOUN
fsr-3395	424	4	with	with	ADP
fsr-3395	424	5	individual	individual	ADJ
fsr-3395	424	6	stock	stock	NOUN
fsr-3395	424	7	ownership	ownership	NOUN
fsr-3395	424	8	.	.	PUNCT
fsr-3395	425	1	by	by	ADP
fsr-3395	425	2	itself	itself	PRON
fsr-3395	425	3	,	,	PUNCT
fsr-3395	425	4	being	be	AUX
fsr-3395	425	5	over	over	ADV
fsr-3395	425	6	-	-	PUNCT
fsr-3395	425	7	confident	confident	ADJ
fsr-3395	425	8	was	be	AUX
fsr-3395	425	9	not	not	PART
fsr-3395	425	10	associated	associate	VERB
fsr-3395	425	11	with	with	ADP
fsr-3395	425	12	the	the	DET
fsr-3395	425	13	probability	probability	NOUN
fsr-3395	425	14	of	of	ADP
fsr-3395	425	15	owning	own	VERB
fsr-3395	425	16	stock	stock	NOUN
fsr-3395	425	17	.	.	PUNCT
fsr-3395	426	1	however	however	ADV
fsr-3395	426	2	,	,	PUNCT
fsr-3395	426	3	when	when	SCONJ
fsr-3395	426	4	over	over	ADP
fsr-3395	426	5	-	-	PUNCT
fsr-3395	426	6	confident	confident	ADJ
fsr-3395	426	7	investors	investor	NOUN
fsr-3395	426	8	worked	work	VERB
fsr-3395	426	9	with	with	ADP
fsr-3395	426	10	a	a	DET
fsr-3395	426	11	stockbroker	stockbroker	NOUN
fsr-3395	426	12	or	or	CCONJ
fsr-3395	426	13	other	other	ADJ
fsr-3395	426	14	financial	financial	ADJ
fsr-3395	426	15	advisor	advisor	NOUN
fsr-3395	426	16	,	,	PUNCT
fsr-3395	426	17	the	the	DET
fsr-3395	426	18	likelihood	likelihood	NOUN
fsr-3395	426	19	of	of	ADP
fsr-3395	426	20	owning	own	VERB
fsr-3395	426	21	stocks	stock	NOUN
fsr-3395	426	22	increased	increase	VERB
fsr-3395	426	23	.	.	PUNCT
fsr-3395	427	1	this	this	DET
fsr-3395	427	2	hints	hint	VERB
fsr-3395	427	3	at	at	ADP
fsr-3395	427	4	the	the	DET
fsr-3395	427	5	possibility	possibility	NOUN
fsr-3395	427	6	that	that	SCONJ
fsr-3395	427	7	compared	compare	VERB
fsr-3395	427	8	with	with	ADP
fsr-3395	427	9	those	those	PRON
fsr-3395	427	10	with	with	ADP
fsr-3395	427	11	a	a	DET
fsr-3395	427	12	congruent	congruent	ADJ
fsr-3395	427	13	self	self	NOUN
fsr-3395	427	14	-	-	PUNCT
fsr-3395	427	15	assessment	assessment	NOUN
fsr-3395	427	16	of	of	ADP
fsr-3395	427	17	financial	financial	ADJ
fsr-3395	427	18	knowledge	knowledge	NOUN
fsr-3395	427	19	,	,	PUNCT
fsr-3395	427	20	over	over	ADV
fsr-3395	427	21	-	-	PUNCT
fsr-3395	427	22	confident	confident	ADJ
fsr-3395	427	23	investors	investor	NOUN
fsr-3395	427	24	are	be	AUX
fsr-3395	427	25	more	more	ADV
fsr-3395	427	26	likely	likely	ADJ
fsr-3395	427	27	to	to	PART
fsr-3395	427	28	own	own	VERB
fsr-3395	427	29	individual	individual	ADJ
fsr-3395	427	30	stocks	stock	NOUN
fsr-3395	427	31	after	after	ADP
fsr-3395	427	32	working	work	VERB
fsr-3395	427	33	with	with	ADP
fsr-3395	427	34	a	a	DET
fsr-3395	427	35	financial	financial	ADJ
fsr-3395	427	36	professional	professional	NOUN
fsr-3395	427	37	.	.	PUNCT
fsr-3395	428	1	over	over	ADP
fsr-3395	428	2	-	-	PUNCT
fsr-3395	428	3	confidence	confidence	NOUN
fsr-3395	428	4	was	be	AUX
fsr-3395	428	5	also	also	ADV
fsr-3395	428	6	positively	positively	ADV
fsr-3395	428	7	associated	associate	VERB
fsr-3395	428	8	with	with	ADP
fsr-3395	428	9	seeking	seek	VERB
fsr-3395	428	10	help	help	NOUN
fsr-3395	428	11	from	from	ADP
fsr-3395	428	12	free	free	ADJ
fsr-3395	428	13	sources	source	NOUN
fsr-3395	428	14	(	(	PUNCT
fsr-3395	428	15	i.e.	i.e.	X
fsr-3395	428	16	,	,	PUNCT
fsr-3395	428	17	annuities	annuity	NOUN
fsr-3395	428	18	)	)	PUNCT
fsr-3395	428	19	,	,	PUNCT
fsr-3395	428	20	the	the	DET
fsr-3395	428	21	media	medium	NOUN
fsr-3395	428	22	(	(	PUNCT
fsr-3395	428	23	i.e.	i.e.	X
fsr-3395	428	24	,	,	PUNCT
fsr-3395	428	25	cash	cash	NOUN
fsr-3395	428	26	value	value	NOUN
fsr-3395	428	27	life	life	NOUN
fsr-3395	428	28	insurance	insurance	NOUN
fsr-3395	428	29	and	and	CCONJ
fsr-3395	428	30	other	other	ADJ
fsr-3395	428	31	investments	investment	NOUN
fsr-3395	428	32	)	)	PUNCT
fsr-3395	428	33	,	,	PUNCT
fsr-3395	428	34	and	and	CCONJ
fsr-3395	428	35	networks	network	NOUN
fsr-3395	428	36	225a	225a	NOUN
fsr-3395	428	37	.	.	PUNCT
fsr-3395	429	1	rabbani	rabbani	PROPN
fsr-3395	429	2	et	et	PROPN
fsr-3395	429	3	al	al	PROPN
fsr-3395	429	4	.	.	PUNCT
fsr-3395	429	5	/	/	SYM
fsr-3395	429	6	financial	financial	ADJ
fsr-3395	429	7	services	service	NOUN
fsr-3395	429	8	review	review	VERB
fsr-3395	429	9	27	27	NUM
fsr-3395	429	10	(	(	PUNCT
fsr-3395	429	11	2018	2018	NUM
fsr-3395	429	12	)	)	PUNCT
fsr-3395	429	13	209	209	NUM
fsr-3395	429	14	-	-	SYM
fsr-3395	429	15	230	230	NUM
fsr-3395	429	16	(	(	PUNCT
fsr-3395	429	17	i.e.	i.e.	X
fsr-3395	429	18	,	,	PUNCT
fsr-3395	429	19	individual	individual	ADJ
fsr-3395	429	20	bonds	bond	NOUN
fsr-3395	429	21	,	,	PUNCT
fsr-3395	429	22	etfs	etfs	NOUN
fsr-3395	429	23	,	,	PUNCT
fsr-3395	429	24	and	and	CCONJ
fsr-3395	429	25	cash	cash	NOUN
fsr-3395	429	26	value	value	NOUN
fsr-3395	429	27	life	life	NOUN
fsr-3395	429	28	insurance	insurance	NOUN
fsr-3395	429	29	)	)	PUNCT
fsr-3395	429	30	.	.	PUNCT
fsr-3395	430	1	recall	recall	VERB
fsr-3395	430	2	that	that	SCONJ
fsr-3395	430	3	the	the	DET
fsr-3395	430	4	network	network	NOUN
fsr-3395	430	5	category	category	NOUN
fsr-3395	430	6	included	include	VERB
fsr-3395	430	7	(	(	PUNCT
fsr-3395	430	8	1	1	X
fsr-3395	430	9	)	)	PUNCT
fsr-3395	430	10	investment	investment	NOUN
fsr-3395	430	11	clubs	club	NOUN
fsr-3395	430	12	or	or	CCONJ
fsr-3395	430	13	investor	investor	NOUN
fsr-3395	430	14	membership	membership	NOUN
fsr-3395	430	15	organizations	organization	NOUN
fsr-3395	430	16	,	,	PUNCT
fsr-3395	430	17	(	(	PUNCT
fsr-3395	430	18	2	2	X
fsr-3395	430	19	)	)	PUNCT
fsr-3395	430	20	employers	employer	NOUN
fsr-3395	430	21	,	,	PUNCT
fsr-3395	430	22	and	and	CCONJ
fsr-3395	430	23	(	(	PUNCT
fsr-3395	430	24	3	3	X
fsr-3395	430	25	)	)	PUNCT
fsr-3395	430	26	friends	friend	NOUN
fsr-3395	430	27	,	,	PUNCT
fsr-3395	430	28	colleagues	colleague	NOUN
fsr-3395	430	29	,	,	PUNCT
fsr-3395	430	30	or	or	CCONJ
fsr-3395	430	31	family	family	NOUN
fsr-3395	430	32	members	member	NOUN
fsr-3395	430	33	.	.	PUNCT
fsr-3395	431	1	these	these	DET
fsr-3395	431	2	help	help	NOUN
fsr-3395	431	3	providers	provider	NOUN
fsr-3395	431	4	may	may	AUX
fsr-3395	431	5	serve	serve	VERB
fsr-3395	431	6	as	as	ADP
fsr-3395	431	7	a	a	DET
fsr-3395	431	8	source	source	NOUN
fsr-3395	431	9	of	of	ADP
fsr-3395	431	10	confirmation	confirmation	NOUN
fsr-3395	431	11	,	,	PUNCT
fsr-3395	431	12	whereas	whereas	SCONJ
fsr-3395	431	13	free	free	ADJ
fsr-3395	431	14	and	and	CCONJ
fsr-3395	431	15	media	medium	NOUN
fsr-3395	431	16	sources	source	NOUN
fsr-3395	431	17	of	of	ADP
fsr-3395	431	18	help	help	NOUN
fsr-3395	431	19	may	may	AUX
fsr-3395	431	20	act	act	VERB
fsr-3395	431	21	as	as	ADP
fsr-3395	431	22	promoters	promoter	NOUN
fsr-3395	431	23	of	of	ADP
fsr-3395	431	24	certain	certain	ADJ
fsr-3395	431	25	investments	investment	NOUN
fsr-3395	431	26	and	and	CCONJ
fsr-3395	431	27	behaviors	behavior	NOUN
fsr-3395	431	28	(	(	PUNCT
fsr-3395	431	29	e.g.	e.g.	ADV
fsr-3395	431	30	,	,	PUNCT
fsr-3395	431	31	purchasing	purchase	VERB
fsr-3395	431	32	life	life	NOUN
fsr-3395	431	33	insurance	insurance	NOUN
fsr-3395	431	34	and	and	CCONJ
fsr-3395	431	35	other	other	ADJ
fsr-3395	431	36	investments	investment	NOUN
fsr-3395	431	37	,	,	PUNCT
fsr-3395	431	38	such	such	ADJ
fsr-3395	431	39	as	as	ADP
fsr-3395	431	40	hard	hard	ADJ
fsr-3395	431	41	assets	asset	NOUN
fsr-3395	431	42	,	,	PUNCT
fsr-3395	431	43	including	include	VERB
fsr-3395	431	44	real	real	ADJ
fsr-3395	431	45	estate	estate	NOUN
fsr-3395	431	46	and	and	CCONJ
fsr-3395	431	47	precious	precious	ADJ
fsr-3395	431	48	metals	metal	NOUN
fsr-3395	431	49	)	)	PUNCT
fsr-3395	431	50	.	.	PUNCT
fsr-3395	432	1	only	only	ADV
fsr-3395	432	2	one	one	NUM
fsr-3395	432	3	negative	negative	ADJ
fsr-3395	432	4	interaction	interaction	NOUN
fsr-3395	432	5	was	be	AUX
fsr-3395	432	6	noted	note	VERB
fsr-3395	432	7	in	in	ADP
fsr-3395	432	8	relation	relation	NOUN
fsr-3395	432	9	to	to	ADP
fsr-3395	432	10	being	be	AUX
fsr-3395	432	11	over	over	ADV
fsr-3395	432	12	-	-	PUNCT
fsr-3395	432	13	confident	confident	ADJ
fsr-3395	432	14	:	:	PUNCT
fsr-3395	432	15	obtaining	obtain	VERB
fsr-3395	432	16	financial	financial	ADJ
fsr-3395	432	17	help	help	NOUN
fsr-3395	432	18	from	from	ADP
fsr-3395	432	19	networks	network	NOUN
fsr-3395	432	20	decreased	decrease	VERB
fsr-3395	432	21	the	the	DET
fsr-3395	432	22	likelihood	likelihood	NOUN
fsr-3395	432	23	of	of	ADP
fsr-3395	432	24	owning	own	VERB
fsr-3395	432	25	individual	individual	ADJ
fsr-3395	432	26	stocks	stock	NOUN
fsr-3395	432	27	.	.	PUNCT
fsr-3395	433	1	network	network	NOUN
fsr-3395	433	2	help	help	NOUN
fsr-3395	433	3	providers	provider	NOUN
fsr-3395	433	4	may	may	AUX
fsr-3395	433	5	dampen	dampen	VERB
fsr-3395	433	6	demand	demand	NOUN
fsr-3395	433	7	for	for	ADP
fsr-3395	433	8	stocks	stock	NOUN
fsr-3395	433	9	among	among	ADP
fsr-3395	433	10	those	those	PRON
fsr-3395	433	11	who	who	PRON
fsr-3395	433	12	are	be	AUX
fsr-3395	433	13	over	over	ADV
fsr-3395	433	14	-	-	PUNCT
fsr-3395	433	15	confident	confident	ADJ
fsr-3395	433	16	.	.	PUNCT
fsr-3395	434	1	rather	rather	ADV
fsr-3395	434	2	than	than	ADP
fsr-3395	434	3	investing	invest	VERB
fsr-3395	434	4	in	in	ADP
fsr-3395	434	5	individual	individual	ADJ
fsr-3395	434	6	stocks	stock	NOUN
fsr-3395	434	7	,	,	PUNCT
fsr-3395	434	8	those	those	PRON
fsr-3395	434	9	who	who	PRON
fsr-3395	434	10	were	be	AUX
fsr-3395	434	11	over	over	ADV
fsr-3395	434	12	-	-	PUNCT
fsr-3395	434	13	confident	confident	ADJ
fsr-3395	434	14	and	and	CCONJ
fsr-3395	434	15	working	work	VERB
fsr-3395	434	16	with	with	ADP
fsr-3395	434	17	network	network	NOUN
fsr-3395	434	18	help	help	NOUN
fsr-3395	434	19	providers	provider	NOUN
fsr-3395	434	20	were	be	AUX
fsr-3395	434	21	more	more	ADV
fsr-3395	434	22	likely	likely	ADJ
fsr-3395	434	23	to	to	PART
fsr-3395	434	24	own	own	VERB
fsr-3395	434	25	other	other	ADJ
fsr-3395	434	26	types	type	NOUN
fsr-3395	434	27	of	of	ADP
fsr-3395	434	28	risk	risk	NOUN
fsr-3395	434	29	-	-	PUNCT
fsr-3395	434	30	bearing	bear	VERB
fsr-3395	434	31	investments	investment	NOUN
fsr-3395	434	32	,	,	PUNCT
fsr-3395	434	33	such	such	ADJ
fsr-3395	434	34	as	as	ADP
fsr-3395	434	35	etfs	etfs	NOUN
fsr-3395	434	36	.	.	PUNCT
fsr-3395	435	1	whereas	whereas	SCONJ
fsr-3395	435	2	no	no	DET
fsr-3395	435	3	direct	direct	ADJ
fsr-3395	435	4	under	under	NOUN
fsr-3395	435	5	-	-	PUNCT
fsr-3395	435	6	confidence	confidence	NOUN
fsr-3395	435	7	relationships	relationship	NOUN
fsr-3395	435	8	were	be	AUX
fsr-3395	435	9	found	find	VERB
fsr-3395	435	10	in	in	ADP
fsr-3395	435	11	the	the	DET
fsr-3395	435	12	models	model	NOUN
fsr-3395	435	13	,	,	PUNCT
fsr-3395	435	14	three	three	NUM
fsr-3395	435	15	interactions	interaction	NOUN
fsr-3395	435	16	were	be	AUX
fsr-3395	435	17	present	present	ADJ
fsr-3395	435	18	.	.	PUNCT
fsr-3395	436	1	those	those	PRON
fsr-3395	436	2	who	who	PRON
fsr-3395	436	3	were	be	AUX
fsr-3395	436	4	under	under	ADV
fsr-3395	436	5	-	-	PUNCT
fsr-3395	436	6	confident	confident	ADJ
fsr-3395	436	7	and	and	CCONJ
fsr-3395	436	8	working	work	VERB
fsr-3395	436	9	with	with	ADP
fsr-3395	436	10	a	a	DET
fsr-3395	436	11	stockbroker	stockbroker	NOUN
fsr-3395	436	12	or	or	CCONJ
fsr-3395	436	13	financial	financial	ADJ
fsr-3395	436	14	advisor	advisor	NOUN
fsr-3395	436	15	were	be	AUX
fsr-3395	436	16	less	less	ADV
fsr-3395	436	17	likely	likely	ADJ
fsr-3395	436	18	to	to	PART
fsr-3395	436	19	own	own	VERB
fsr-3395	436	20	commodities	commodity	NOUN
fsr-3395	436	21	.	.	PUNCT
fsr-3395	437	1	under	under	ADP
fsr-3395	437	2	-	-	PUNCT
fsr-3395	437	3	confident	confident	ADJ
fsr-3395	437	4	investors	investor	NOUN
fsr-3395	437	5	who	who	PRON
fsr-3395	437	6	obtained	obtain	VERB
fsr-3395	437	7	free	free	ADJ
fsr-3395	437	8	advice	advice	NOUN
fsr-3395	437	9	were	be	AUX
fsr-3395	437	10	less	less	ADV
fsr-3395	437	11	likely	likely	ADJ
fsr-3395	437	12	to	to	PART
fsr-3395	437	13	hold	hold	VERB
fsr-3395	437	14	cash	cash	NOUN
fsr-3395	437	15	value	value	NOUN
fsr-3395	437	16	life	life	NOUN
fsr-3395	437	17	insurance	insurance	NOUN
fsr-3395	437	18	.	.	PUNCT
fsr-3395	438	1	finally	finally	ADV
fsr-3395	438	2	,	,	PUNCT
fsr-3395	438	3	the	the	DET
fsr-3395	438	4	likelihood	likelihood	NOUN
fsr-3395	438	5	of	of	ADP
fsr-3395	438	6	owning	own	VERB
fsr-3395	438	7	individual	individual	ADJ
fsr-3395	438	8	stocks	stock	NOUN
fsr-3395	438	9	was	be	AUX
fsr-3395	438	10	lower	low	ADJ
fsr-3395	438	11	for	for	ADP
fsr-3395	438	12	under	under	ADV
fsr-3395	438	13	-	-	PUNCT
fsr-3395	438	14	confident	confident	ADJ
fsr-3395	438	15	investors	investor	NOUN
fsr-3395	438	16	working	work	VERB
fsr-3395	438	17	with	with	ADP
fsr-3395	438	18	network	network	NOUN
fsr-3395	438	19	help	help	NOUN
fsr-3395	438	20	providers	provider	NOUN
fsr-3395	438	21	.	.	PUNCT
fsr-3395	439	1	6	6	X
fsr-3395	439	2	.	.	X
fsr-3395	439	3	implications	implication	NOUN
fsr-3395	439	4	for	for	ADP
fsr-3395	439	5	financial	financial	ADJ
fsr-3395	439	6	professionals	professional	NOUN
fsr-3395	439	7	in	in	ADP
fsr-3395	439	8	an	an	DET
fsr-3395	439	9	ideal	ideal	ADJ
fsr-3395	439	10	world	world	NOUN
fsr-3395	439	11	,	,	PUNCT
fsr-3395	439	12	all	all	DET
fsr-3395	439	13	financial	financial	ADJ
fsr-3395	439	14	professionals	professional	NOUN
fsr-3395	439	15	will	will	AUX
fsr-3395	439	16	seek	seek	VERB
fsr-3395	439	17	to	to	PART
fsr-3395	439	18	improve	improve	VERB
fsr-3395	439	19	the	the	DET
fsr-3395	439	20	financial	financial	ADJ
fsr-3395	439	21	health	health	NOUN
fsr-3395	439	22	of	of	ADP
fsr-3395	439	23	clients	client	NOUN
fsr-3395	439	24	by	by	ADP
fsr-3395	439	25	providing	provide	VERB
fsr-3395	439	26	cost	cost	NOUN
fsr-3395	439	27	-	-	PUNCT
fsr-3395	439	28	effective	effective	ADJ
fsr-3395	439	29	holistic	holistic	ADJ
fsr-3395	439	30	financial	financial	ADJ
fsr-3395	439	31	plans	plan	NOUN
fsr-3395	439	32	that	that	PRON
fsr-3395	439	33	meet	meet	VERB
fsr-3395	439	34	client	client	NOUN
fsr-3395	439	35	goals	goal	NOUN
fsr-3395	439	36	and	and	CCONJ
fsr-3395	439	37	promote	promote	VERB
fsr-3395	439	38	long	long	ADJ
fsr-3395	439	39	-	-	PUNCT
fsr-3395	439	40	term	term	NOUN
fsr-3395	439	41	financial	financial	ADJ
fsr-3395	439	42	well	well	NOUN
fsr-3395	439	43	-	-	PUNCT
fsr-3395	439	44	being	being	NOUN
fsr-3395	439	45	.	.	PUNCT
fsr-3395	440	1	effective	effective	ADJ
fsr-3395	440	2	communication	communication	NOUN
fsr-3395	440	3	with	with	ADP
fsr-3395	440	4	clients	client	NOUN
fsr-3395	440	5	is	be	AUX
fsr-3395	440	6	essential	essential	ADJ
fsr-3395	440	7	within	within	ADP
fsr-3395	440	8	the	the	DET
fsr-3395	440	9	financial	financial	ADJ
fsr-3395	440	10	planning	planning	NOUN
fsr-3395	440	11	process	process	NOUN
fsr-3395	440	12	(	(	PUNCT
fsr-3395	440	13	grable	grable	NOUN
fsr-3395	440	14	and	and	CCONJ
fsr-3395	440	15	goetz	goetz	PROPN
fsr-3395	440	16	,	,	PUNCT
fsr-3395	440	17	2017	2017	NUM
fsr-3395	440	18	)	)	PUNCT
fsr-3395	440	19	,	,	PUNCT
fsr-3395	440	20	but	but	CCONJ
fsr-3395	440	21	so	so	ADV
fsr-3395	440	22	is	be	AUX
fsr-3395	440	23	the	the	DET
fsr-3395	440	24	ability	ability	NOUN
fsr-3395	440	25	to	to	PART
fsr-3395	440	26	recognize	recognize	VERB
fsr-3395	440	27	the	the	DET
fsr-3395	440	28	unique	unique	ADJ
fsr-3395	440	29	characteristics	characteristic	NOUN
fsr-3395	440	30	and	and	CCONJ
fsr-3395	440	31	profile	profile	NOUN
fsr-3395	440	32	of	of	ADP
fsr-3395	440	33	clients	client	NOUN
fsr-3395	440	34	that	that	PRON
fsr-3395	440	35	can	can	AUX
fsr-3395	440	36	be	be	AUX
fsr-3395	440	37	used	use	VERB
fsr-3395	440	38	to	to	PART
fsr-3395	440	39	anticipate	anticipate	VERB
fsr-3395	440	40	investment	investment	NOUN
fsr-3395	440	41	preferences	preference	NOUN
fsr-3395	440	42	.	.	PUNCT
fsr-3395	441	1	consider	consider	VERB
fsr-3395	441	2	the	the	DET
fsr-3395	441	3	issue	issue	NOUN
fsr-3395	441	4	of	of	ADP
fsr-3395	441	5	financial	financial	ADJ
fsr-3395	441	6	risk	risk	NOUN
fsr-3395	441	7	tolerance	tolerance	NOUN
fsr-3395	441	8	.	.	PUNCT
fsr-3395	442	1	although	although	SCONJ
fsr-3395	442	2	generally	generally	ADV
fsr-3395	442	3	thought	think	VERB
fsr-3395	442	4	to	to	PART
fsr-3395	442	5	be	be	AUX
fsr-3395	442	6	a	a	DET
fsr-3395	442	7	primary	primary	ADJ
fsr-3395	442	8	determinant	determinant	NOUN
fsr-3395	442	9	of	of	ADP
fsr-3395	442	10	the	the	DET
fsr-3395	442	11	type	type	NOUN
fsr-3395	442	12	of	of	ADP
fsr-3395	442	13	investments	investment	NOUN
fsr-3395	442	14	held	hold	VERB
fsr-3395	442	15	by	by	ADP
fsr-3395	442	16	investors	investor	NOUN
fsr-3395	442	17	,	,	PUNCT
fsr-3395	442	18	in	in	ADP
fsr-3395	442	19	this	this	DET
fsr-3395	442	20	study	study	NOUN
fsr-3395	442	21	,	,	PUNCT
fsr-3395	442	22	financial	financial	ADJ
fsr-3395	442	23	risk	risk	NOUN
fsr-3395	442	24	tolerance	tolerance	NOUN
fsr-3395	442	25	was	be	AUX
fsr-3395	442	26	only	only	ADV
fsr-3395	442	27	associated	associate	VERB
fsr-3395	442	28	with	with	ADP
fsr-3395	442	29	the	the	DET
fsr-3395	442	30	ownership	ownership	NOUN
fsr-3395	442	31	of	of	ADP
fsr-3395	442	32	stocks	stock	NOUN
fsr-3395	442	33	and	and	CCONJ
fsr-3395	442	34	mutual	mutual	ADJ
fsr-3395	442	35	funds	fund	NOUN
fsr-3395	442	36	.	.	PUNCT
fsr-3395	443	1	other	other	ADJ
fsr-3395	443	2	household	household	NOUN
fsr-3395	443	3	characteristics	characteristic	NOUN
fsr-3395	443	4	were	be	AUX
fsr-3395	443	5	more	more	ADV
fsr-3395	443	6	important	important	ADJ
fsr-3395	443	7	in	in	ADP
fsr-3395	443	8	describing	describe	VERB
fsr-3395	443	9	an	an	DET
fsr-3395	443	10	investor	investor	NOUN
fsr-3395	443	11	’s	’s	PART
fsr-3395	443	12	profile	profile	NOUN
fsr-3395	443	13	.	.	PUNCT
fsr-3395	444	1	investors	investor	NOUN
fsr-3395	444	2	who	who	PRON
fsr-3395	444	3	exhibited	exhibit	VERB
fsr-3395	444	4	over	over	ADP
fsr-3395	444	5	-	-	PUNCT
fsr-3395	444	6	confidence	confidence	NOUN
fsr-3395	444	7	in	in	ADP
fsr-3395	444	8	their	their	PRON
fsr-3395	444	9	financial	financial	ADJ
fsr-3395	444	10	knowledge	knowledge	NOUN
fsr-3395	444	11	were	be	AUX
fsr-3395	444	12	more	more	ADV
fsr-3395	444	13	likely	likely	ADJ
fsr-3395	444	14	to	to	PART
fsr-3395	444	15	hold	hold	VERB
fsr-3395	444	16	annuities	annuity	NOUN
fsr-3395	444	17	,	,	PUNCT
fsr-3395	444	18	cash	cash	NOUN
fsr-3395	444	19	value	value	NOUN
fsr-3395	444	20	life	life	NOUN
fsr-3395	444	21	insurance	insurance	NOUN
fsr-3395	444	22	,	,	PUNCT
fsr-3395	444	23	and	and	CCONJ
fsr-3395	444	24	commodities	commodity	NOUN
fsr-3395	444	25	.	.	PUNCT
fsr-3395	445	1	over	over	ADP
fsr-3395	445	2	-	-	PUNCT
fsr-3395	445	3	confident	confident	ADJ
fsr-3395	445	4	respondents	respondent	NOUN
fsr-3395	445	5	were	be	AUX
fsr-3395	445	6	also	also	ADV
fsr-3395	445	7	less	less	ADV
fsr-3395	445	8	likely	likely	ADJ
fsr-3395	445	9	to	to	PART
fsr-3395	445	10	hold	hold	VERB
fsr-3395	445	11	mutual	mutual	ADJ
fsr-3395	445	12	funds	fund	NOUN
fsr-3395	445	13	.	.	PUNCT
fsr-3395	446	1	even	even	ADV
fsr-3395	446	2	so	so	ADV
fsr-3395	446	3	,	,	PUNCT
fsr-3395	446	4	sources	source	NOUN
fsr-3395	446	5	of	of	ADP
fsr-3395	446	6	help	help	NOUN
fsr-3395	446	7	emerged	emerge	VERB
fsr-3395	446	8	as	as	ADP
fsr-3395	446	9	a	a	DET
fsr-3395	446	10	variable	variable	NOUN
fsr-3395	446	11	of	of	ADP
fsr-3395	446	12	even	even	ADV
fsr-3395	446	13	more	more	ADJ
fsr-3395	446	14	relevance	relevance	NOUN
fsr-3395	446	15	.	.	PUNCT
fsr-3395	447	1	active	active	ADJ
fsr-3395	447	2	fee	fee	NOUN
fsr-3395	447	3	help	help	NOUN
fsr-3395	447	4	providers	provider	NOUN
fsr-3395	447	5	,	,	PUNCT
fsr-3395	447	6	which	which	PRON
fsr-3395	447	7	includes	include	VERB
fsr-3395	447	8	financial	financial	ADJ
fsr-3395	447	9	planners	planner	NOUN
fsr-3395	447	10	,	,	PUNCT
fsr-3395	447	11	was	be	AUX
fsr-3395	447	12	found	find	VERB
fsr-3395	447	13	to	to	PART
fsr-3395	447	14	be	be	AUX
fsr-3395	447	15	important	important	ADJ
fsr-3395	447	16	in	in	ADP
fsr-3395	447	17	describing	describe	VERB
fsr-3395	447	18	who	who	PRON
fsr-3395	447	19	held	hold	VERB
fsr-3395	447	20	bonds	bond	NOUN
fsr-3395	447	21	,	,	PUNCT
fsr-3395	447	22	mutual	mutual	ADJ
fsr-3395	447	23	funds	fund	NOUN
fsr-3395	447	24	,	,	PUNCT
fsr-3395	447	25	etfs	etfs	NOUN
fsr-3395	447	26	,	,	PUNCT
fsr-3395	447	27	cash	cash	NOUN
fsr-3395	447	28	value	value	NOUN
fsr-3395	447	29	life	life	NOUN
fsr-3395	447	30	insurance	insurance	NOUN
fsr-3395	447	31	,	,	PUNCT
fsr-3395	447	32	and	and	CCONJ
fsr-3395	447	33	commodities	commodity	NOUN
fsr-3395	447	34	.	.	PUNCT
fsr-3395	448	1	in	in	ADP
fsr-3395	448	2	general	general	ADJ
fsr-3395	448	3	,	,	PUNCT
fsr-3395	448	4	the	the	DET
fsr-3395	448	5	use	use	NOUN
fsr-3395	448	6	of	of	ADP
fsr-3395	448	7	financial	financial	ADJ
fsr-3395	448	8	planners	planner	NOUN
fsr-3395	448	9	,	,	PUNCT
fsr-3395	448	10	and	and	CCONJ
fsr-3395	448	11	other	other	ADJ
fsr-3395	448	12	fee	fee	NOUN
fsr-3395	448	13	-	-	PUNCT
fsr-3395	448	14	for	for	ADP
fsr-3395	448	15	-	-	PUNCT
fsr-3395	448	16	service	service	NOUN
fsr-3395	448	17	help	help	NOUN
fsr-3395	448	18	providers	provider	NOUN
fsr-3395	448	19	,	,	PUNCT
fsr-3395	448	20	appears	appear	VERB
fsr-3395	448	21	to	to	PART
fsr-3395	448	22	promote	promote	VERB
fsr-3395	448	23	diversification	diversification	NOUN
fsr-3395	448	24	among	among	ADP
fsr-3395	448	25	investments	investment	NOUN
fsr-3395	448	26	.	.	PUNCT
fsr-3395	449	1	the	the	DET
fsr-3395	449	2	use	use	NOUN
fsr-3395	449	3	of	of	ADP
fsr-3395	449	4	media	medium	NOUN
fsr-3395	449	5	help	help	NOUN
fsr-3395	449	6	providers	provider	NOUN
fsr-3395	449	7	,	,	PUNCT
fsr-3395	449	8	on	on	ADP
fsr-3395	449	9	the	the	DET
fsr-3395	449	10	other	other	ADJ
fsr-3395	449	11	hand	hand	NOUN
fsr-3395	449	12	,	,	PUNCT
fsr-3395	449	13	may	may	AUX
fsr-3395	449	14	create	create	VERB
fsr-3395	449	15	a	a	DET
fsr-3395	449	16	mindset	mindset	NOUN
fsr-3395	449	17	that	that	PRON
fsr-3395	449	18	focuses	focus	VERB
fsr-3395	449	19	on	on	ADP
fsr-3395	449	20	individual	individual	ADJ
fsr-3395	449	21	holdings	holding	NOUN
fsr-3395	449	22	of	of	ADP
fsr-3395	449	23	stocks	stock	NOUN
fsr-3395	449	24	,	,	PUNCT
fsr-3395	449	25	bonds	bond	NOUN
fsr-3395	449	26	,	,	PUNCT
fsr-3395	449	27	and	and	CCONJ
fsr-3395	449	28	real	real	ADJ
fsr-3395	449	29	estate	estate	NOUN
fsr-3395	449	30	.	.	PUNCT
fsr-3395	450	1	the	the	DET
fsr-3395	450	2	powerful	powerful	ADJ
fsr-3395	450	3	role	role	NOUN
fsr-3395	450	4	of	of	ADP
fsr-3395	450	5	help	help	NOUN
fsr-3395	450	6	providers	provider	NOUN
fsr-3395	450	7	was	be	AUX
fsr-3395	450	8	exemplified	exemplify	VERB
fsr-3395	450	9	by	by	ADP
fsr-3395	450	10	the	the	DET
fsr-3395	450	11	way	way	NOUN
fsr-3395	450	12	in	in	ADP
fsr-3395	450	13	which	which	PRON
fsr-3395	450	14	investment	investment	NOUN
fsr-3395	450	15	ownership	ownership	NOUN
fsr-3395	450	16	was	be	AUX
fsr-3395	450	17	moderated	moderate	VERB
fsr-3395	450	18	by	by	ADP
fsr-3395	450	19	the	the	DET
fsr-3395	450	20	type	type	NOUN
fsr-3395	450	21	of	of	ADP
fsr-3395	450	22	help	help	NOUN
fsr-3395	450	23	provider	provider	NOUN
fsr-3395	450	24	used	use	VERB
fsr-3395	450	25	by	by	ADP
fsr-3395	450	26	an	an	DET
fsr-3395	450	27	investor	investor	NOUN
fsr-3395	450	28	.	.	PUNCT
fsr-3395	451	1	those	those	PRON
fsr-3395	451	2	who	who	PRON
fsr-3395	451	3	worked	work	VERB
fsr-3395	451	4	with	with	ADP
fsr-3395	451	5	a	a	DET
fsr-3395	451	6	fee	fee	NOUN
fsr-3395	451	7	-	-	PUNCT
fsr-3395	451	8	for	for	ADP
fsr-3395	451	9	-	-	PUNCT
fsr-3395	451	10	service	service	NOUN
fsr-3395	451	11	help	help	NOUN
fsr-3395	451	12	provider	provider	NOUN
fsr-3395	451	13	exhibited	exhibit	VERB
fsr-3395	451	14	stock	stock	NOUN
fsr-3395	451	15	ownership	ownership	NOUN
fsr-3395	451	16	.	.	PUNCT
fsr-3395	452	1	this	this	DET
fsr-3395	452	2	hints	hint	VERB
fsr-3395	452	3	at	at	ADP
fsr-3395	452	4	the	the	DET
fsr-3395	452	5	positive	positive	ADJ
fsr-3395	452	6	way	way	NOUN
fsr-3395	452	7	in	in	ADP
fsr-3395	452	8	which	which	PRON
fsr-3395	452	9	paid	pay	VERB
fsr-3395	452	10	help	help	NOUN
fsr-3395	452	11	providers	provider	NOUN
fsr-3395	452	12	can	can	AUX
fsr-3395	452	13	moderate	moderate	VERB
fsr-3395	452	14	a	a	DET
fsr-3395	452	15	client	client	NOUN
fsr-3395	452	16	’s	’s	PART
fsr-3395	452	17	tendencies	tendency	NOUN
fsr-3395	452	18	.	.	PUNCT
fsr-3395	453	1	in	in	ADP
fsr-3395	453	2	other	other	ADJ
fsr-3395	453	3	words	word	NOUN
fsr-3395	453	4	,	,	PUNCT
fsr-3395	453	5	over	over	ADV
fsr-3395	453	6	-	-	PUNCT
fsr-3395	453	7	confident	confident	ADJ
fsr-3395	453	8	clients	client	NOUN
fsr-3395	453	9	who	who	PRON
fsr-3395	453	10	seek	seek	VERB
fsr-3395	453	11	help	help	NOUN
fsr-3395	453	12	from	from	ADP
fsr-3395	453	13	financial	financial	ADJ
fsr-3395	453	14	planners	planner	NOUN
fsr-3395	453	15	may	may	AUX
fsr-3395	453	16	benefit	benefit	VERB
fsr-3395	453	17	from	from	ADP
fsr-3395	453	18	advice	advice	NOUN
fsr-3395	453	19	to	to	ADP
fsr-3395	453	20	226	226	NUM
fsr-3395	453	21	a.	a.	NOUN
fsr-3395	453	22	rabbani	rabbani	X
fsr-3395	453	23	et	et	PROPN
fsr-3395	453	24	al	al	PROPN
fsr-3395	453	25	.	.	PUNCT
fsr-3395	453	26	/	/	SYM
fsr-3395	453	27	financial	financial	ADJ
fsr-3395	453	28	services	service	NOUN
fsr-3395	453	29	review	review	VERB
fsr-3395	453	30	27	27	NUM
fsr-3395	453	31	(	(	PUNCT
fsr-3395	453	32	2018	2018	NUM
fsr-3395	453	33	)	)	PUNCT
fsr-3395	453	34	209	209	NUM
fsr-3395	453	35	-	-	SYM
fsr-3395	453	36	230	230	NUM
fsr-3395	453	37	diversify	diversify	NOUN
fsr-3395	453	38	investments	investment	NOUN
fsr-3395	453	39	across	across	ADP
fsr-3395	453	40	asset	asset	NOUN
fsr-3395	453	41	classes	class	NOUN
fsr-3395	453	42	.	.	PUNCT
fsr-3395	454	1	moderation	moderation	NOUN
fsr-3395	454	2	effects	effect	NOUN
fsr-3395	454	3	with	with	ADP
fsr-3395	454	4	various	various	ADJ
fsr-3395	454	5	types	type	NOUN
fsr-3395	454	6	of	of	ADP
fsr-3395	454	7	advice	advice	NOUN
fsr-3395	454	8	platforms	platform	NOUN
fsr-3395	454	9	suggests	suggest	VERB
fsr-3395	454	10	a	a	DET
fsr-3395	454	11	certain	certain	ADJ
fsr-3395	454	12	“	"	PUNCT
fsr-3395	454	13	coachability	coachability	NOUN
fsr-3395	454	14	”	"	PUNCT
fsr-3395	454	15	associated	associate	VERB
fsr-3395	454	16	with	with	ADP
fsr-3395	454	17	over	over	ADP
fsr-3395	454	18	-	-	PUNCT
fsr-3395	454	19	confidence	confidence	NOUN
fsr-3395	454	20	in	in	ADP
fsr-3395	454	21	investing	investing	NOUN
fsr-3395	454	22	.	.	PUNCT
fsr-3395	455	1	the	the	DET
fsr-3395	455	2	association	association	NOUN
fsr-3395	455	3	between	between	ADP
fsr-3395	455	4	network	network	NOUN
fsr-3395	455	5	help	help	NOUN
fsr-3395	455	6	providers	provider	NOUN
fsr-3395	455	7	and	and	CCONJ
fsr-3395	455	8	over	over	ADV
fsr-3395	455	9	-	-	PUNCT
fsr-3395	455	10	confident	confident	ADJ
fsr-3395	455	11	investors	investor	NOUN
fsr-3395	455	12	provides	provide	VERB
fsr-3395	455	13	additional	additional	ADJ
fsr-3395	455	14	evidence	evidence	NOUN
fsr-3395	455	15	regarding	regard	VERB
fsr-3395	455	16	the	the	DET
fsr-3395	455	17	power	power	NOUN
fsr-3395	455	18	of	of	ADP
fsr-3395	455	19	help	help	NOUN
fsr-3395	455	20	seeking	seek	VERB
fsr-3395	455	21	.	.	PUNCT
fsr-3395	456	1	network	network	NOUN
fsr-3395	456	2	help	help	VERB
fsr-3395	456	3	providers	provider	NOUN
fsr-3395	456	4	significantly	significantly	ADV
fsr-3395	456	5	moderated	moderate	VERB
fsr-3395	456	6	the	the	DET
fsr-3395	456	7	effect	effect	NOUN
fsr-3395	456	8	of	of	ADP
fsr-3395	456	9	being	be	AUX
fsr-3395	456	10	over	over	ADV
fsr-3395	456	11	-	-	PUNCT
fsr-3395	456	12	confident	confident	ADJ
fsr-3395	456	13	,	,	PUNCT
fsr-3395	456	14	but	but	CCONJ
fsr-3395	456	15	not	not	PART
fsr-3395	456	16	necessarily	necessarily	ADV
fsr-3395	456	17	in	in	ADP
fsr-3395	456	18	a	a	DET
fsr-3395	456	19	good	good	ADJ
fsr-3395	456	20	way	way	NOUN
fsr-3395	456	21	.	.	PUNCT
fsr-3395	457	1	over	over	ADP
fsr-3395	457	2	-	-	PUNCT
fsr-3395	457	3	confident	confident	ADJ
fsr-3395	457	4	respondents	respondent	NOUN
fsr-3395	457	5	who	who	PRON
fsr-3395	457	6	used	use	VERB
fsr-3395	457	7	the	the	DET
fsr-3395	457	8	help	help	NOUN
fsr-3395	457	9	of	of	ADP
fsr-3395	457	10	networks	network	NOUN
fsr-3395	457	11	were	be	AUX
fsr-3395	457	12	less	less	ADV
fsr-3395	457	13	likely	likely	ADJ
fsr-3395	457	14	to	to	PART
fsr-3395	457	15	own	own	VERB
fsr-3395	457	16	stocks	stock	NOUN
fsr-3395	457	17	,	,	PUNCT
fsr-3395	457	18	but	but	CCONJ
fsr-3395	457	19	more	more	ADV
fsr-3395	457	20	likely	likely	ADJ
fsr-3395	457	21	to	to	PART
fsr-3395	457	22	own	own	VERB
fsr-3395	457	23	bonds	bond	NOUN
fsr-3395	457	24	,	,	PUNCT
fsr-3395	457	25	etfs	etfs	NOUN
fsr-3395	457	26	,	,	PUNCT
fsr-3395	457	27	and	and	CCONJ
fsr-3395	457	28	cash	cash	NOUN
fsr-3395	457	29	value	value	NOUN
fsr-3395	457	30	life	life	NOUN
fsr-3395	457	31	insurance	insurance	NOUN
fsr-3395	457	32	.	.	PUNCT
fsr-3395	458	1	findings	finding	NOUN
fsr-3395	458	2	from	from	ADP
fsr-3395	458	3	this	this	DET
fsr-3395	458	4	study	study	NOUN
fsr-3395	458	5	related	relate	VERB
fsr-3395	458	6	to	to	ADP
fsr-3395	458	7	under	under	ADV
fsr-3395	458	8	-	-	PUNCT
fsr-3395	458	9	confident	confident	ADJ
fsr-3395	458	10	investors	investor	NOUN
fsr-3395	458	11	indicates	indicate	VERB
fsr-3395	458	12	a	a	DET
fsr-3395	458	13	need	need	NOUN
fsr-3395	458	14	for	for	ADP
fsr-3395	458	15	additional	additional	ADJ
fsr-3395	458	16	research	research	NOUN
fsr-3395	458	17	.	.	PUNCT
fsr-3395	459	1	while	while	SCONJ
fsr-3395	459	2	noting	note	VERB
fsr-3395	459	3	that	that	SCONJ
fsr-3395	459	4	all	all	DET
fsr-3395	459	5	respondents	respondent	NOUN
fsr-3395	459	6	in	in	ADP
fsr-3395	459	7	this	this	DET
fsr-3395	459	8	study	study	NOUN
fsr-3395	459	9	reported	report	VERB
fsr-3395	459	10	owning	own	VERB
fsr-3395	459	11	investments	investment	NOUN
fsr-3395	459	12	outside	outside	ADP
fsr-3395	459	13	of	of	ADP
fsr-3395	459	14	retirement	retirement	NOUN
fsr-3395	459	15	plans	plan	NOUN
fsr-3395	459	16	,	,	PUNCT
fsr-3395	459	17	under	under	ADP
fsr-3395	459	18	-	-	PUNCT
fsr-3395	459	19	confidence	confidence	NOUN
fsr-3395	459	20	may	may	AUX
fsr-3395	459	21	indicate	indicate	VERB
fsr-3395	459	22	a	a	DET
fsr-3395	459	23	reluctance	reluctance	NOUN
fsr-3395	459	24	to	to	PART
fsr-3395	459	25	invest	invest	VERB
fsr-3395	459	26	in	in	ADP
fsr-3395	459	27	assets	asset	NOUN
fsr-3395	459	28	classes	class	NOUN
fsr-3395	459	29	where	where	SCONJ
fsr-3395	459	30	there	there	PRON
fsr-3395	459	31	is	be	VERB
fsr-3395	459	32	uncertainty	uncertainty	NOUN
fsr-3395	459	33	of	of	ADP
fsr-3395	459	34	outcomes	outcome	NOUN
fsr-3395	459	35	or	or	CCONJ
fsr-3395	459	36	unfamiliarity	unfamiliarity	NOUN
fsr-3395	459	37	with	with	ADP
fsr-3395	459	38	asset	asset	NOUN
fsr-3395	459	39	characteristics	characteristic	NOUN
fsr-3395	459	40	.	.	PUNCT
fsr-3395	460	1	the	the	DET
fsr-3395	460	2	lack	lack	NOUN
fsr-3395	460	3	of	of	ADP
fsr-3395	460	4	a	a	DET
fsr-3395	460	5	moderation	moderation	NOUN
fsr-3395	460	6	effect	effect	NOUN
fsr-3395	460	7	with	with	ADP
fsr-3395	460	8	media	medium	NOUN
fsr-3395	460	9	-	-	PUNCT
fsr-3395	460	10	based	base	VERB
fsr-3395	460	11	advice	advice	NOUN
fsr-3395	460	12	and	and	CCONJ
fsr-3395	460	13	asset	asset	NOUN
fsr-3395	460	14	class	class	NOUN
fsr-3395	460	15	ownership	ownership	NOUN
fsr-3395	460	16	may	may	AUX
fsr-3395	460	17	point	point	VERB
fsr-3395	460	18	to	to	ADP
fsr-3395	460	19	a	a	DET
fsr-3395	460	20	reluctance	reluctance	NOUN
fsr-3395	460	21	to	to	PART
fsr-3395	460	22	take	take	VERB
fsr-3395	460	23	such	such	ADJ
fsr-3395	460	24	sources	source	NOUN
fsr-3395	460	25	of	of	ADP
fsr-3395	460	26	advice	advice	NOUN
fsr-3395	460	27	seriously	seriously	ADV
fsr-3395	460	28	.	.	PUNCT
fsr-3395	461	1	on	on	ADP
fsr-3395	461	2	the	the	DET
fsr-3395	461	3	other	other	ADJ
fsr-3395	461	4	hand	hand	NOUN
fsr-3395	461	5	,	,	PUNCT
fsr-3395	461	6	fee	fee	NOUN
fsr-3395	461	7	-	-	PUNCT
fsr-3395	461	8	for	for	ADP
fsr-3395	461	9	-	-	PUNCT
fsr-3395	461	10	service	service	NOUN
fsr-3395	461	11	and	and	CCONJ
fsr-3395	461	12	free	free	ADJ
fsr-3395	461	13	help	help	NOUN
fsr-3395	461	14	providers	provider	NOUN
fsr-3395	461	15	may	may	AUX
fsr-3395	461	16	be	be	AUX
fsr-3395	461	17	providing	provide	VERB
fsr-3395	461	18	under	under	ADP
fsr-3395	461	19	-	-	PUNCT
fsr-3395	461	20	confident	confident	ADJ
fsr-3395	461	21	clients	client	NOUN
fsr-3395	461	22	valuable	valuable	ADJ
fsr-3395	461	23	advice	advice	NOUN
fsr-3395	461	24	.	.	PUNCT
fsr-3395	462	1	while	while	SCONJ
fsr-3395	462	2	being	be	AUX
fsr-3395	462	3	under	under	ADV
fsr-3395	462	4	-	-	PUNCT
fsr-3395	462	5	confident	confident	ADJ
fsr-3395	462	6	was	be	AUX
fsr-3395	462	7	not	not	PART
fsr-3395	462	8	directly	directly	ADV
fsr-3395	462	9	associated	associate	VERB
fsr-3395	462	10	with	with	ADP
fsr-3395	462	11	investment	investment	NOUN
fsr-3395	462	12	ownership	ownership	NOUN
fsr-3395	462	13	,	,	PUNCT
fsr-3395	462	14	when	when	SCONJ
fsr-3395	462	15	moderated	moderate	VERB
fsr-3395	462	16	by	by	ADP
fsr-3395	462	17	these	these	DET
fsr-3395	462	18	help	help	NOUN
fsr-3395	462	19	providers	provider	NOUN
fsr-3395	462	20	,	,	PUNCT
fsr-3395	462	21	under	under	ADV
fsr-3395	462	22	-	-	PUNCT
fsr-3395	462	23	confident	confident	ADJ
fsr-3395	462	24	respondents	respondent	NOUN
fsr-3395	462	25	were	be	AUX
fsr-3395	462	26	less	less	ADV
fsr-3395	462	27	likely	likely	ADJ
fsr-3395	462	28	to	to	PART
fsr-3395	462	29	report	report	VERB
fsr-3395	462	30	holding	hold	VERB
fsr-3395	462	31	cash	cash	NOUN
fsr-3395	462	32	value	value	NOUN
fsr-3395	462	33	life	life	NOUN
fsr-3395	462	34	insurance	insurance	NOUN
fsr-3395	462	35	or	or	CCONJ
fsr-3395	462	36	commodities	commodity	NOUN
fsr-3395	462	37	,	,	PUNCT
fsr-3395	462	38	indicating	indicate	VERB
fsr-3395	462	39	that	that	SCONJ
fsr-3395	462	40	a	a	DET
fsr-3395	462	41	relationship	relationship	NOUN
fsr-3395	462	42	with	with	ADP
fsr-3395	462	43	a	a	DET
fsr-3395	462	44	financial	financial	ADJ
fsr-3395	462	45	professional	professional	NOUN
fsr-3395	462	46	can	can	AUX
fsr-3395	462	47	potentially	potentially	ADV
fsr-3395	462	48	be	be	AUX
fsr-3395	462	49	beneficial	beneficial	ADJ
fsr-3395	462	50	in	in	ADP
fsr-3395	462	51	helping	help	VERB
fsr-3395	462	52	a	a	DET
fsr-3395	462	53	client	client	NOUN
fsr-3395	462	54	manage	manage	VERB
fsr-3395	462	55	portfolio	portfolio	NOUN
fsr-3395	462	56	risk	risk	NOUN
fsr-3395	462	57	.	.	PUNCT
fsr-3395	463	1	because	because	SCONJ
fsr-3395	463	2	over	over	ADV
fsr-3395	463	3	-	-	PUNCT
fsr-3395	463	4	confident	confident	ADJ
fsr-3395	463	5	and	and	CCONJ
fsr-3395	463	6	under	under	ADV
fsr-3395	463	7	-	-	PUNCT
fsr-3395	463	8	confident	confident	ADJ
fsr-3395	463	9	clients	client	NOUN
fsr-3395	463	10	are	be	AUX
fsr-3395	463	11	encountered	encounter	VERB
fsr-3395	463	12	on	on	ADP
fsr-3395	463	13	a	a	DET
fsr-3395	463	14	regular	regular	ADJ
fsr-3395	463	15	basis	basis	NOUN
fsr-3395	463	16	,	,	PUNCT
fsr-3395	463	17	it	it	PRON
fsr-3395	463	18	behooves	behoove	VERB
fsr-3395	463	19	financial	financial	ADJ
fsr-3395	463	20	planners	planner	NOUN
fsr-3395	463	21	to	to	PART
fsr-3395	463	22	be	be	AUX
fsr-3395	463	23	able	able	ADJ
fsr-3395	463	24	to	to	PART
fsr-3395	463	25	identify	identify	VERB
fsr-3395	463	26	signs	sign	NOUN
fsr-3395	463	27	of	of	ADP
fsr-3395	463	28	confidence	confidence	NOUN
fsr-3395	463	29	bias	bias	NOUN
fsr-3395	463	30	and	and	CCONJ
fsr-3395	463	31	take	take	VERB
fsr-3395	463	32	steps	step	NOUN
fsr-3395	463	33	to	to	PART
fsr-3395	463	34	counteract	counteract	VERB
fsr-3395	463	35	such	such	ADJ
fsr-3395	463	36	biases	bias	NOUN
fsr-3395	463	37	.	.	PUNCT
fsr-3395	464	1	a	a	DET
fsr-3395	464	2	financial	financial	ADJ
fsr-3395	464	3	planner	planner	NOUN
fsr-3395	464	4	can	can	AUX
fsr-3395	464	5	increase	increase	VERB
fsr-3395	464	6	the	the	DET
fsr-3395	464	7	value	value	NOUN
fsr-3395	464	8	of	of	ADP
fsr-3395	464	9	services	service	NOUN
fsr-3395	464	10	offered	offer	VERB
fsr-3395	464	11	to	to	ADP
fsr-3395	464	12	a	a	DET
fsr-3395	464	13	client	client	NOUN
fsr-3395	464	14	by	by	ADP
fsr-3395	464	15	steering	steer	VERB
fsr-3395	464	16	the	the	DET
fsr-3395	464	17	over	over	ADV
fsr-3395	464	18	-	-	PUNCT
fsr-3395	464	19	confident	confident	ADJ
fsr-3395	464	20	into	into	ADP
fsr-3395	464	21	less	less	ADV
fsr-3395	464	22	risky	risky	ADJ
fsr-3395	464	23	and	and	CCONJ
fsr-3395	464	24	lower	low	ADJ
fsr-3395	464	25	cost	cost	NOUN
fsr-3395	464	26	asset	asset	NOUN
fsr-3395	464	27	classes	class	NOUN
fsr-3395	464	28	and	and	CCONJ
fsr-3395	464	29	by	by	ADP
fsr-3395	464	30	guiding	guide	VERB
fsr-3395	464	31	the	the	DET
fsr-3395	464	32	under	under	ADV
fsr-3395	464	33	-	-	PUNCT
fsr-3395	464	34	confident	confident	ADJ
fsr-3395	464	35	into	into	ADP
fsr-3395	464	36	asset	asset	NOUN
fsr-3395	464	37	classes	class	NOUN
fsr-3395	464	38	that	that	PRON
fsr-3395	464	39	fit	fit	VERB
fsr-3395	464	40	a	a	DET
fsr-3395	464	41	more	more	ADV
fsr-3395	464	42	aggressive	aggressive	ADJ
fsr-3395	464	43	risk	risk	NOUN
fsr-3395	464	44	profile	profile	NOUN
fsr-3395	464	45	but	but	CCONJ
fsr-3395	464	46	may	may	AUX
fsr-3395	464	47	not	not	PART
fsr-3395	464	48	be	be	AUX
fsr-3395	464	49	familiar	familiar	ADJ
fsr-3395	464	50	or	or	CCONJ
fsr-3395	464	51	initially	initially	ADV
fsr-3395	464	52	comfortable	comfortable	ADJ
fsr-3395	464	53	.	.	PUNCT
fsr-3395	465	1	finally	finally	ADV
fsr-3395	465	2	,	,	PUNCT
fsr-3395	465	3	as	as	ADP
fsr-3395	465	4	with	with	ADP
fsr-3395	465	5	most	most	ADJ
fsr-3395	465	6	studies	study	NOUN
fsr-3395	465	7	that	that	PRON
fsr-3395	465	8	are	be	AUX
fsr-3395	465	9	exploratory	exploratory	ADJ
fsr-3395	465	10	,	,	PUNCT
fsr-3395	465	11	the	the	DET
fsr-3395	465	12	results	result	NOUN
fsr-3395	465	13	from	from	ADP
fsr-3395	465	14	this	this	DET
fsr-3395	465	15	study	study	NOUN
fsr-3395	465	16	should	should	AUX
fsr-3395	465	17	be	be	AUX
fsr-3395	465	18	evaluated	evaluate	VERB
fsr-3395	465	19	in	in	ADP
fsr-3395	465	20	the	the	DET
fsr-3395	465	21	context	context	NOUN
fsr-3395	465	22	of	of	ADP
fsr-3395	465	23	potential	potential	ADJ
fsr-3395	465	24	limitations	limitation	NOUN
fsr-3395	465	25	.	.	PUNCT
fsr-3395	466	1	for	for	ADP
fsr-3395	466	2	example	example	NOUN
fsr-3395	466	3	,	,	PUNCT
fsr-3395	466	4	data	datum	NOUN
fsr-3395	466	5	for	for	ADP
fsr-3395	466	6	the	the	DET
fsr-3395	466	7	study	study	NOUN
fsr-3395	466	8	were	be	AUX
fsr-3395	466	9	obtained	obtain	VERB
fsr-3395	466	10	from	from	ADP
fsr-3395	466	11	a	a	DET
fsr-3395	466	12	pre	pre	ADJ
fsr-3395	466	13	-	-	ADJ
fsr-3395	466	14	existing	exist	VERB
fsr-3395	466	15	dataset	dataset	NOUN
fsr-3395	466	16	.	.	PUNCT
fsr-3395	467	1	some	some	PRON
fsr-3395	467	2	of	of	ADP
fsr-3395	467	3	the	the	DET
fsr-3395	467	4	questions	question	NOUN
fsr-3395	467	5	asked	ask	VERB
fsr-3395	467	6	in	in	ADP
fsr-3395	467	7	the	the	DET
fsr-3395	467	8	survey	survey	NOUN
fsr-3395	467	9	may	may	AUX
fsr-3395	467	10	suffer	suffer	VERB
fsr-3395	467	11	from	from	ADP
fsr-3395	467	12	validity	validity	NOUN
fsr-3395	467	13	issues	issue	NOUN
fsr-3395	467	14	.	.	PUNCT
fsr-3395	468	1	consider	consider	VERB
fsr-3395	468	2	the	the	DET
fsr-3395	468	3	risk	risk	NOUN
fsr-3395	468	4	-	-	PUNCT
fsr-3395	468	5	tolerance	tolerance	NOUN
fsr-3395	468	6	measure	measure	NOUN
fsr-3395	468	7	.	.	PUNCT
fsr-3395	469	1	as	as	SCONJ
fsr-3395	469	2	noted	note	VERB
fsr-3395	469	3	by	by	ADP
fsr-3395	469	4	grable	grable	NOUN
fsr-3395	469	5	and	and	CCONJ
fsr-3395	469	6	schumm	schumm	PROPN
fsr-3395	469	7	(	(	PUNCT
fsr-3395	469	8	2010	2010	NUM
fsr-3395	469	9	)	)	PUNCT
fsr-3395	469	10	,	,	PUNCT
fsr-3395	469	11	the	the	DET
fsr-3395	469	12	scf	scf	PROPN
fsr-3395	469	13	risk	risk	NOUN
fsr-3395	469	14	item	item	NOUN
fsr-3395	469	15	that	that	PRON
fsr-3395	469	16	is	be	AUX
fsr-3395	469	17	available	available	ADJ
fsr-3395	469	18	in	in	ADP
fsr-3395	469	19	the	the	DET
fsr-3395	469	20	dataset	dataset	NOUN
fsr-3395	469	21	suffers	suffer	VERB
fsr-3395	469	22	from	from	ADP
fsr-3395	469	23	validity	validity	NOUN
fsr-3395	469	24	and	and	CCONJ
fsr-3395	469	25	reliability	reliability	NOUN
fsr-3395	469	26	deficiencies	deficiency	NOUN
fsr-3395	469	27	.	.	PUNCT
fsr-3395	470	1	future	future	ADJ
fsr-3395	470	2	studies	study	NOUN
fsr-3395	470	3	ought	ought	AUX
fsr-3395	470	4	to	to	PART
fsr-3395	470	5	consider	consider	VERB
fsr-3395	470	6	a	a	DET
fsr-3395	470	7	more	more	ADV
fsr-3395	470	8	robust	robust	ADJ
fsr-3395	470	9	measure	measure	NOUN
fsr-3395	470	10	of	of	ADP
fsr-3395	470	11	client	client	NOUN
fsr-3395	470	12	risk	risk	NOUN
fsr-3395	470	13	tolerance/	tolerance/	NUM
fsr-3395	470	14	aversion	aversion	NOUN
fsr-3395	470	15	.	.	PUNCT
fsr-3395	471	1	additionally	additionally	ADV
fsr-3395	471	2	,	,	PUNCT
fsr-3395	471	3	the	the	DET
fsr-3395	471	4	questions	question	NOUN
fsr-3395	471	5	used	use	VERB
fsr-3395	471	6	to	to	PART
fsr-3395	471	7	measure	measure	VERB
fsr-3395	471	8	financial	financial	ADJ
fsr-3395	471	9	knowledge	knowledge	NOUN
fsr-3395	471	10	,	,	PUNCT
fsr-3395	471	11	while	while	SCONJ
fsr-3395	471	12	generally	generally	ADV
fsr-3395	471	13	accepted	accept	VERB
fsr-3395	471	14	as	as	ADP
fsr-3395	471	15	valid	valid	ADJ
fsr-3395	471	16	,	,	PUNCT
fsr-3395	471	17	may	may	AUX
fsr-3395	471	18	have	have	AUX
fsr-3395	471	19	been	be	AUX
fsr-3395	471	20	too	too	ADV
fsr-3395	471	21	trivial	trivial	ADJ
fsr-3395	471	22	as	as	ADP
fsr-3395	471	23	measures	measure	NOUN
fsr-3395	471	24	of	of	ADP
fsr-3395	471	25	investment	investment	NOUN
fsr-3395	471	26	knowledge	knowledge	NOUN
fsr-3395	471	27	,	,	PUNCT
fsr-3395	471	28	which	which	PRON
fsr-3395	471	29	could	could	AUX
fsr-3395	471	30	have	have	AUX
fsr-3395	471	31	skewed	skew	VERB
fsr-3395	471	32	the	the	DET
fsr-3395	471	33	estimate	estimate	NOUN
fsr-3395	471	34	of	of	ADP
fsr-3395	471	35	knowledge	knowledge	NOUN
fsr-3395	471	36	confidence	confidence	NOUN
fsr-3395	471	37	.	.	PUNCT
fsr-3395	472	1	additionally	additionally	ADV
fsr-3395	472	2	,	,	PUNCT
fsr-3395	472	3	future	future	ADJ
fsr-3395	472	4	studies	study	NOUN
fsr-3395	472	5	should	should	AUX
fsr-3395	472	6	attempt	attempt	VERB
fsr-3395	472	7	to	to	PART
fsr-3395	472	8	identify	identify	VERB
fsr-3395	472	9	the	the	DET
fsr-3395	472	10	causality	causality	NOUN
fsr-3395	472	11	of	of	ADP
fsr-3395	472	12	investment	investment	NOUN
fsr-3395	472	13	ownership	ownership	NOUN
fsr-3395	472	14	.	.	PUNCT
fsr-3395	473	1	even	even	ADV
fsr-3395	473	2	in	in	ADP
fsr-3395	473	3	the	the	DET
fsr-3395	473	4	context	context	NOUN
fsr-3395	473	5	of	of	ADP
fsr-3395	473	6	these	these	DET
fsr-3395	473	7	and	and	CCONJ
fsr-3395	473	8	other	other	ADJ
fsr-3395	473	9	limitations	limitation	NOUN
fsr-3395	473	10	,	,	PUNCT
fsr-3395	473	11	the	the	DET
fsr-3395	473	12	results	result	NOUN
fsr-3395	473	13	from	from	ADP
fsr-3395	473	14	this	this	DET
fsr-3395	473	15	study	study	NOUN
fsr-3395	473	16	are	be	AUX
fsr-3395	473	17	noteworthy	noteworthy	ADJ
fsr-3395	473	18	in	in	ADP
fsr-3395	473	19	providing	provide	VERB
fsr-3395	473	20	insights	insight	NOUN
fsr-3395	473	21	into	into	ADP
fsr-3395	473	22	who	who	PRON
fsr-3395	473	23	is	be	AUX
fsr-3395	473	24	more	more	ADV
fsr-3395	473	25	or	or	CCONJ
fsr-3395	473	26	less	less	ADV
fsr-3395	473	27	likely	likely	ADJ
fsr-3395	473	28	to	to	PART
fsr-3395	473	29	hold	hold	VERB
fsr-3395	473	30	specific	specific	ADJ
fsr-3395	473	31	types	type	NOUN
fsr-3395	473	32	of	of	ADP
fsr-3395	473	33	investment	investment	NOUN
fsr-3395	473	34	products	product	NOUN
fsr-3395	473	35	.	.	PUNCT
fsr-3395	474	1	this	this	DET
fsr-3395	474	2	study	study	NOUN
fsr-3395	474	3	shows	show	VERB
fsr-3395	474	4	how	how	SCONJ
fsr-3395	474	5	understanding	understanding	ADJ
fsr-3395	474	6	an	an	DET
fsr-3395	474	7	investor	investor	NOUN
fsr-3395	474	8	’s	’s	PART
fsr-3395	474	9	profile	profile	NOUN
fsr-3395	474	10	can	can	AUX
fsr-3395	474	11	be	be	AUX
fsr-3395	474	12	used	use	VERB
fsr-3395	474	13	to	to	PART
fsr-3395	474	14	more	more	ADV
fsr-3395	474	15	precisely	precisely	ADV
fsr-3395	474	16	match	match	VERB
fsr-3395	474	17	portfolio	portfolio	NOUN
fsr-3395	474	18	development	development	NOUN
fsr-3395	474	19	needs	need	VERB
fsr-3395	474	20	to	to	ADP
fsr-3395	474	21	a	a	DET
fsr-3395	474	22	client	client	NOUN
fsr-3395	474	23	’s	’s	PART
fsr-3395	474	24	unique	unique	ADJ
fsr-3395	474	25	situation	situation	NOUN
fsr-3395	474	26	.	.	PUNCT
fsr-3395	475	1	note	note	VERB
fsr-3395	475	2	1	1	NUM
fsr-3395	475	3	a	a	DET
fsr-3395	475	4	moderator	moderator	NOUN
fsr-3395	475	5	is	be	AUX
fsr-3395	475	6	defined	define	VERB
fsr-3395	475	7	as	as	ADP
fsr-3395	475	8	a	a	DET
fsr-3395	475	9	variable	variable	NOUN
fsr-3395	475	10	that	that	PRON
fsr-3395	475	11	affects	affect	VERB
fsr-3395	475	12	the	the	DET
fsr-3395	475	13	direction	direction	NOUN
fsr-3395	475	14	and/or	and/or	CCONJ
fsr-3395	475	15	strength	strength	NOUN
fsr-3395	475	16	of	of	ADP
fsr-3395	475	17	the	the	DET
fsr-3395	475	18	relationship	relationship	NOUN
fsr-3395	475	19	between	between	ADP
fsr-3395	475	20	an	an	DET
fsr-3395	475	21	independent	independent	ADJ
fsr-3395	475	22	variable	variable	NOUN
fsr-3395	475	23	and	and	CCONJ
fsr-3395	475	24	a	a	DET
fsr-3395	475	25	dependent	dependent	ADJ
fsr-3395	475	26	variable	variable	NOUN
fsr-3395	475	27	(	(	PUNCT
fsr-3395	475	28	baron	baron	NOUN
fsr-3395	475	29	and	and	CCONJ
fsr-3395	475	30	kenny	kenny	PROPN
fsr-3395	475	31	,	,	PUNCT
fsr-3395	475	32	1986	1986	NUM
fsr-3395	475	33	)	)	PUNCT
fsr-3395	475	34	.	.	PUNCT
fsr-3395	476	1	227a	227a	NOUN
fsr-3395	476	2	.	.	PUNCT
fsr-3395	477	1	rabbani	rabbani	PROPN
fsr-3395	477	2	et	et	PROPN
fsr-3395	477	3	al	al	PROPN
fsr-3395	477	4	.	.	PUNCT
fsr-3395	477	5	/	/	SYM
fsr-3395	477	6	financial	financial	ADJ
fsr-3395	477	7	services	service	NOUN
fsr-3395	477	8	review	review	VERB
fsr-3395	477	9	27	27	NUM
fsr-3395	477	10	(	(	PUNCT
fsr-3395	477	11	2018	2018	NUM
fsr-3395	477	12	)	)	PUNCT
fsr-3395	477	13	209	209	NUM
fsr-3395	477	14	-	-	SYM
fsr-3395	477	15	230	230	NUM
fsr-3395	477	16	references	reference	NOUN
fsr-3395	477	17	allgood	allgood	NOUN
fsr-3395	477	18	,	,	PUNCT
fsr-3395	477	19	s.	s.	PROPN
fsr-3395	477	20	,	,	PUNCT
fsr-3395	477	21	&	&	CCONJ
fsr-3395	477	22	walstad	walstad	PROPN
fsr-3395	477	23	,	,	PUNCT
fsr-3395	477	24	w.	w.	PROPN
fsr-3395	477	25	b.	b.	PROPN
fsr-3395	478	1	(	(	PUNCT
fsr-3395	478	2	2013	2013	NUM
fsr-3395	478	3	)	)	PUNCT
fsr-3395	478	4	.	.	PUNCT
fsr-3395	479	1	financial	financial	ADJ
fsr-3395	479	2	literacy	literacy	NOUN
fsr-3395	479	3	and	and	CCONJ
fsr-3395	479	4	credit	credit	NOUN
fsr-3395	479	5	card	card	NOUN
fsr-3395	479	6	behaviors	behavior	NOUN
fsr-3395	479	7	:	:	PUNCT
fsr-3395	479	8	a	a	DET
fsr-3395	479	9	cross	cross	ADJ
fsr-3395	479	10	-	-	ADJ
fsr-3395	479	11	sectional	sectional	ADJ
fsr-3395	479	12	analysis	analysis	NOUN
fsr-3395	479	13	by	by	ADP
fsr-3395	479	14	age	age	NOUN
fsr-3395	479	15	.	.	PUNCT
fsr-3395	480	1	numeracy	numeracy	NOUN
fsr-3395	480	2	,	,	PUNCT
fsr-3395	480	3	6	6	NUM
fsr-3395	480	4	,	,	PUNCT
fsr-3395	480	5	article	article	NOUN
fsr-3395	480	6	3	3	NUM
fsr-3395	480	7	.	.	X
fsr-3395	481	1	http://dx.doi.org/10.5038/1936-4660.6.2.3	http://dx.doi.org/10.5038/1936-4660.6.2.3	NUM
fsr-3395	481	2	ameriks	amerik	NOUN
fsr-3395	481	3	,	,	PUNCT
fsr-3395	481	4	j.	j.	PROPN
fsr-3395	481	5	,	,	PUNCT
fsr-3395	481	6	&	&	CCONJ
fsr-3395	481	7	zeldes	zelde	NOUN
fsr-3395	481	8	,	,	PUNCT
fsr-3395	481	9	s.	s.	PROPN
fsr-3395	481	10	p.	p.	PROPN
fsr-3395	481	11	(	(	PUNCT
fsr-3395	481	12	2004	2004	NUM
fsr-3395	481	13	)	)	PUNCT
fsr-3395	481	14	.	.	PUNCT
fsr-3395	482	1	how	how	SCONJ
fsr-3395	482	2	do	do	AUX
fsr-3395	482	3	household	household	NOUN
fsr-3395	482	4	portfolio	portfolio	NOUN
fsr-3395	482	5	shares	share	NOUN
fsr-3395	482	6	vary	vary	VERB
fsr-3395	482	7	with	with	ADP
fsr-3395	482	8	age	age	NOUN
fsr-3395	482	9	.	.	PUNCT
fsr-3395	483	1	working	work	VERB
fsr-3395	483	2	paper	paper	NOUN
fsr-3395	483	3	,	,	PUNCT
fsr-3395	483	4	columbia	columbia	PROPN
fsr-3395	483	5	university	university	PROPN
fsr-3395	483	6	.	.	PUNCT
fsr-3395	484	1	anderson	anderson	PROPN
fsr-3395	484	2	,	,	PUNCT
fsr-3395	484	3	a.	a.	PROPN
fsr-3395	484	4	(	(	PUNCT
fsr-3395	484	5	2013	2013	NUM
fsr-3395	484	6	)	)	PUNCT
fsr-3395	484	7	.	.	PUNCT
fsr-3395	485	1	trading	trading	NOUN
fsr-3395	485	2	and	and	CCONJ
fsr-3395	485	3	under	under	NOUN
fsr-3395	485	4	-	-	PUNCT
fsr-3395	485	5	diversification	diversification	NOUN
fsr-3395	485	6	.	.	PUNCT
fsr-3395	486	1	review	review	NOUN
fsr-3395	486	2	of	of	ADP
fsr-3395	486	3	finance	finance	NOUN
fsr-3395	486	4	,	,	PUNCT
fsr-3395	486	5	17	17	NUM
fsr-3395	486	6	,	,	PUNCT
fsr-3395	486	7	1699–1741	1699–1741	NUM
fsr-3395	486	8	.	.	PUNCT
fsr-3395	487	1	barber	barber	PROPN
fsr-3395	487	2	,	,	PUNCT
fsr-3395	487	3	b.	b.	PROPN
fsr-3395	487	4	m.	m.	PROPN
fsr-3395	487	5	,	,	PUNCT
fsr-3395	487	6	&	&	CCONJ
fsr-3395	487	7	odean	odean	ADJ
fsr-3395	487	8	,	,	PUNCT
fsr-3395	487	9	t.	t.	PROPN
fsr-3395	487	10	(	(	PUNCT
fsr-3395	487	11	2001	2001	NUM
fsr-3395	487	12	)	)	PUNCT
fsr-3395	487	13	.	.	PUNCT
fsr-3395	488	1	boys	boy	NOUN
fsr-3395	488	2	will	will	AUX
fsr-3395	488	3	be	be	AUX
fsr-3395	488	4	boys	boy	NOUN
fsr-3395	488	5	:	:	PUNCT
fsr-3395	488	6	gender	gender	NOUN
fsr-3395	488	7	,	,	PUNCT
fsr-3395	488	8	overconfidence	overconfidence	NOUN
fsr-3395	488	9	,	,	PUNCT
fsr-3395	488	10	and	and	CCONJ
fsr-3395	488	11	common	common	ADJ
fsr-3395	488	12	stock	stock	NOUN
fsr-3395	488	13	investment	investment	NOUN
fsr-3395	488	14	.	.	PUNCT
fsr-3395	489	1	the	the	DET
fsr-3395	489	2	quarterly	quarterly	ADJ
fsr-3395	489	3	journal	journal	NOUN
fsr-3395	489	4	of	of	ADP
fsr-3395	489	5	economics	economic	NOUN
fsr-3395	489	6	,	,	PUNCT
fsr-3395	489	7	116	116	NUM
fsr-3395	489	8	,	,	PUNCT
fsr-3395	489	9	261–292	261–292	NUM
fsr-3395	489	10	.	.	PUNCT
fsr-3395	490	1	baron	baron	NOUN
fsr-3395	490	2	,	,	PUNCT
fsr-3395	490	3	r.	r.	PROPN
fsr-3395	490	4	m.	m.	PROPN
fsr-3395	490	5	,	,	PUNCT
fsr-3395	490	6	&	&	CCONJ
fsr-3395	490	7	kenny	kenny	PROPN
fsr-3395	490	8	,	,	PUNCT
fsr-3395	490	9	d.	d.	PROPN
fsr-3395	490	10	a.	a.	PROPN
fsr-3395	490	11	(	(	PUNCT
fsr-3395	490	12	1986	1986	NUM
fsr-3395	490	13	)	)	PUNCT
fsr-3395	490	14	.	.	PUNCT
fsr-3395	491	1	the	the	DET
fsr-3395	491	2	moderator	moderator	NOUN
fsr-3395	491	3	-	-	PUNCT
fsr-3395	491	4	mediator	mediator	NOUN
fsr-3395	491	5	variable	variable	ADJ
fsr-3395	491	6	distinction	distinction	NOUN
fsr-3395	491	7	in	in	ADP
fsr-3395	491	8	social	social	ADJ
fsr-3395	491	9	psychological	psychological	ADJ
fsr-3395	491	10	research	research	NOUN
fsr-3395	491	11	:	:	PUNCT
fsr-3395	491	12	conceptual	conceptual	ADJ
fsr-3395	491	13	,	,	PUNCT
fsr-3395	491	14	strategic	strategic	ADJ
fsr-3395	491	15	,	,	PUNCT
fsr-3395	491	16	and	and	CCONJ
fsr-3395	491	17	statistical	statistical	ADJ
fsr-3395	491	18	considerations	consideration	NOUN
fsr-3395	491	19	.	.	PUNCT
fsr-3395	492	1	journal	journal	NOUN
fsr-3395	492	2	of	of	ADP
fsr-3395	492	3	personality	personality	NOUN
fsr-3395	492	4	&	&	CCONJ
fsr-3395	492	5	social	social	ADJ
fsr-3395	492	6	psychology	psychology	NOUN
fsr-3395	492	7	,	,	PUNCT
fsr-3395	492	8	51	51	NUM
fsr-3395	492	9	,	,	PUNCT
fsr-3395	492	10	1173	1173	NUM
fsr-3395	492	11	.	.	PUNCT
fsr-3395	493	1	barsky	barsky	PROPN
fsr-3395	493	2	,	,	PUNCT
fsr-3395	493	3	r.	r.	PROPN
fsr-3395	493	4	b.	b.	PROPN
fsr-3395	493	5	,	,	PUNCT
fsr-3395	493	6	juster	juster	PROPN
fsr-3395	493	7	,	,	PUNCT
fsr-3395	493	8	f.	f.	PROPN
fsr-3395	493	9	t.	t.	PROPN
fsr-3395	493	10	,	,	PUNCT
fsr-3395	493	11	kimball	kimball	PROPN
fsr-3395	493	12	,	,	PUNCT
fsr-3395	493	13	m.	m.	NOUN
fsr-3395	493	14	s.	s.	PROPN
fsr-3395	493	15	,	,	PUNCT
fsr-3395	493	16	&	&	CCONJ
fsr-3395	493	17	shapiro	shapiro	PROPN
fsr-3395	493	18	,	,	PUNCT
fsr-3395	493	19	m.	m.	PROPN
fsr-3395	493	20	d.	d.	PROPN
fsr-3395	493	21	(	(	PUNCT
fsr-3395	493	22	1997	1997	NUM
fsr-3395	493	23	)	)	PUNCT
fsr-3395	493	24	.	.	PUNCT
fsr-3395	494	1	preference	preference	NOUN
fsr-3395	494	2	parameters	parameter	NOUN
fsr-3395	494	3	and	and	CCONJ
fsr-3395	494	4	behavioral	behavioral	ADJ
fsr-3395	494	5	heterogeneity	heterogeneity	NOUN
fsr-3395	494	6	:	:	PUNCT
fsr-3395	494	7	an	an	DET
fsr-3395	494	8	experimental	experimental	ADJ
fsr-3395	494	9	approach	approach	NOUN
fsr-3395	494	10	in	in	ADP
fsr-3395	494	11	the	the	DET
fsr-3395	494	12	health	health	NOUN
fsr-3395	494	13	and	and	CCONJ
fsr-3395	494	14	retirement	retirement	NOUN
fsr-3395	494	15	study	study	NOUN
fsr-3395	494	16	.	.	PUNCT
fsr-3395	495	1	the	the	DET
fsr-3395	495	2	quarterly	quarterly	ADJ
fsr-3395	495	3	journal	journal	NOUN
fsr-3395	495	4	of	of	ADP
fsr-3395	495	5	economics	economic	NOUN
fsr-3395	495	6	,	,	PUNCT
fsr-3395	495	7	112	112	NUM
fsr-3395	495	8	,	,	PUNCT
fsr-3395	495	9	537–579	537–579	NUM
fsr-3395	495	10	.	.	PUNCT
fsr-3395	495	11	biais	biais	PROPN
fsr-3395	495	12	,	,	PUNCT
fsr-3395	495	13	b.	b.	PROPN
fsr-3395	495	14	,	,	PUNCT
fsr-3395	495	15	hilton	hilton	PROPN
fsr-3395	495	16	,	,	PUNCT
fsr-3395	495	17	d.	d.	PROPN
fsr-3395	495	18	,	,	PUNCT
fsr-3395	495	19	mazurier	mazurier	NOUN
fsr-3395	495	20	,	,	PUNCT
fsr-3395	495	21	k.	k.	PROPN
fsr-3395	495	22	,	,	PUNCT
fsr-3395	495	23	&	&	CCONJ
fsr-3395	495	24	pouget	pouget	PROPN
fsr-3395	495	25	,	,	PUNCT
fsr-3395	495	26	s.	s.	PROPN
fsr-3395	495	27	(	(	PUNCT
fsr-3395	495	28	2005	2005	NUM
fsr-3395	495	29	)	)	PUNCT
fsr-3395	495	30	.	.	PUNCT
fsr-3395	496	1	judgemental	judgemental	ADJ
fsr-3395	496	2	overconfidence	overconfidence	NOUN
fsr-3395	496	3	,	,	PUNCT
fsr-3395	496	4	selfmonitoring	selfmonitoring	NOUN
fsr-3395	496	5	,	,	PUNCT
fsr-3395	496	6	and	and	CCONJ
fsr-3395	496	7	trading	trading	NOUN
fsr-3395	496	8	performance	performance	NOUN
fsr-3395	496	9	in	in	ADP
fsr-3395	496	10	an	an	DET
fsr-3395	496	11	experimental	experimental	ADJ
fsr-3395	496	12	financial	financial	ADJ
fsr-3395	496	13	market	market	NOUN
fsr-3395	496	14	.	.	PUNCT
fsr-3395	497	1	the	the	DET
fsr-3395	497	2	review	review	NOUN
fsr-3395	497	3	of	of	ADP
fsr-3395	497	4	economic	economic	ADJ
fsr-3395	497	5	studies	study	NOUN
fsr-3395	497	6	,	,	PUNCT
fsr-3395	497	7	72	72	NUM
fsr-3395	497	8	,	,	PUNCT
fsr-3395	497	9	287–312	287–312	NUM
fsr-3395	497	10	.	.	PUNCT
fsr-3395	497	11	appendix	appendix	ADJ
fsr-3395	497	12	measures	measure	NOUN
fsr-3395	497	13	of	of	ADP
fsr-3395	497	14	objective	objective	ADJ
fsr-3395	497	15	financial	financial	ADJ
fsr-3395	497	16	knowledge	knowledge	NOUN
fsr-3395	497	17	1	1	X
fsr-3395	497	18	.	.	PUNCT
fsr-3395	498	1	in	in	ADP
fsr-3395	498	2	general	general	ADJ
fsr-3395	498	3	,	,	PUNCT
fsr-3395	498	4	investments	investment	NOUN
fsr-3395	498	5	that	that	PRON
fsr-3395	498	6	are	be	AUX
fsr-3395	498	7	riskier	risky	ADJ
fsr-3395	498	8	tend	tend	ADJ
fsr-3395	498	9	to	to	PART
fsr-3395	498	10	provide	provide	VERB
fsr-3395	498	11	higher	high	ADJ
fsr-3395	498	12	returns	return	NOUN
fsr-3395	498	13	over	over	ADP
fsr-3395	498	14	time	time	NOUN
fsr-3395	498	15	than	than	ADP
fsr-3395	498	16	investments	investment	NOUN
fsr-3395	498	17	with	with	ADP
fsr-3395	498	18	less	less	ADJ
fsr-3395	498	19	risk	risk	NOUN
fsr-3395	498	20	.	.	PUNCT
fsr-3395	499	1	true	true	ADJ
fsr-3395	499	2	76	76	NUM
fsr-3395	499	3	%	%	NOUN
fsr-3395	499	4	false	false	ADJ
fsr-3395	499	5	14	14	NUM
fsr-3395	499	6	%	%	NOUN
fsr-3395	499	7	do	do	AUX
fsr-3395	499	8	n’t	not	PART
fsr-3395	499	9	know	know	VERB
fsr-3395	499	10	9	9	NUM
fsr-3395	499	11	%	%	NOUN
fsr-3395	499	12	2	2	NUM
fsr-3395	499	13	.	.	PUNCT
fsr-3395	500	1	if	if	SCONJ
fsr-3395	500	2	you	you	PRON
fsr-3395	500	3	buy	buy	VERB
fsr-3395	500	4	a	a	DET
fsr-3395	500	5	company	company	NOUN
fsr-3395	500	6	’s	’s	PART
fsr-3395	500	7	stock	stock	NOUN
fsr-3395	500	8	:	:	PUNCT
fsr-3395	500	9	(	(	PUNCT
fsr-3395	500	10	1	1	X
fsr-3395	500	11	)	)	PUNCT
fsr-3395	500	12	you	you	PRON
fsr-3395	500	13	own	own	VERB
fsr-3395	500	14	a	a	DET
fsr-3395	500	15	part	part	NOUN
fsr-3395	500	16	of	of	ADP
fsr-3395	500	17	the	the	DET
fsr-3395	500	18	company	company	NOUN
fsr-3395	500	19	73	73	NUM
fsr-3395	500	20	%	%	NOUN
fsr-3395	500	21	(	(	PUNCT
fsr-3395	500	22	2)you	2)you	PRON
fsr-3395	500	23	have	have	AUX
fsr-3395	500	24	lent	lend	VERB
fsr-3395	500	25	money	money	NOUN
fsr-3395	500	26	to	to	ADP
fsr-3395	500	27	the	the	DET
fsr-3395	500	28	company	company	NOUN
fsr-3395	500	29	14	14	NUM
fsr-3395	500	30	%	%	NOUN
fsr-3395	500	31	(	(	PUNCT
fsr-3395	500	32	3	3	NUM
fsr-3395	500	33	)	)	PUNCT
fsr-3395	500	34	you	you	PRON
fsr-3395	500	35	are	be	AUX
fsr-3395	500	36	liable	liable	ADJ
fsr-3395	500	37	for	for	ADP
fsr-3395	500	38	the	the	DET
fsr-3395	500	39	company	company	NOUN
fsr-3395	500	40	’s	’s	PART
fsr-3395	500	41	debts	debt	NOUN
fsr-3395	500	42	1	1	NUM
fsr-3395	500	43	%	%	NOUN
fsr-3395	500	44	(	(	PUNCT
fsr-3395	500	45	4	4	NUM
fsr-3395	500	46	)	)	PUNCT
fsr-3395	500	47	the	the	DET
fsr-3395	500	48	company	company	NOUN
fsr-3395	500	49	will	will	AUX
fsr-3395	500	50	return	return	VERB
fsr-3395	500	51	your	your	PRON
fsr-3395	500	52	original	original	ADJ
fsr-3395	500	53	investment	investment	NOUN
fsr-3395	500	54	to	to	ADP
fsr-3395	500	55	you	you	PRON
fsr-3395	500	56	with	with	ADP
fsr-3395	500	57	interest	interest	NOUN
fsr-3395	500	58	6	6	NUM
fsr-3395	500	59	%	%	NOUN
fsr-3395	500	60	(	(	PUNCT
fsr-3395	500	61	5	5	NUM
fsr-3395	500	62	)	)	PUNCT
fsr-3395	500	63	do	do	AUX
fsr-3395	500	64	n’t	not	PART
fsr-3395	500	65	know	know	VERB
fsr-3395	500	66	5	5	NUM
fsr-3395	500	67	%	%	NOUN
fsr-3395	500	68	3	3	NUM
fsr-3395	500	69	.	.	PUNCT
fsr-3395	501	1	if	if	SCONJ
fsr-3395	501	2	you	you	PRON
fsr-3395	501	3	buy	buy	VERB
fsr-3395	501	4	a	a	DET
fsr-3395	501	5	company	company	NOUN
fsr-3395	501	6	’s	’s	PART
fsr-3395	501	7	bond	bond	NOUN
fsr-3395	501	8	:	:	PUNCT
fsr-3395	501	9	(	(	PUNCT
fsr-3395	501	10	1	1	X
fsr-3395	501	11	)	)	PUNCT
fsr-3395	501	12	you	you	PRON
fsr-3395	501	13	own	own	VERB
fsr-3395	501	14	a	a	DET
fsr-3395	501	15	part	part	NOUN
fsr-3395	501	16	of	of	ADP
fsr-3395	501	17	the	the	DET
fsr-3395	501	18	company	company	NOUN
fsr-3395	501	19	10	10	NUM
fsr-3395	501	20	%	%	NOUN
fsr-3395	501	21	(	(	PUNCT
fsr-3395	501	22	2)you	2)you	PRON
fsr-3395	501	23	have	have	AUX
fsr-3395	501	24	lent	lend	VERB
fsr-3395	501	25	money	money	NOUN
fsr-3395	501	26	to	to	ADP
fsr-3395	501	27	the	the	DET
fsr-3395	501	28	company	company	NOUN
fsr-3395	501	29	65	65	NUM
fsr-3395	501	30	%	%	NOUN
fsr-3395	501	31	(	(	PUNCT
fsr-3395	501	32	3	3	NUM
fsr-3395	501	33	)	)	PUNCT
fsr-3395	501	34	you	you	PRON
fsr-3395	501	35	are	be	AUX
fsr-3395	501	36	liable	liable	ADJ
fsr-3395	501	37	for	for	ADP
fsr-3395	501	38	the	the	DET
fsr-3395	501	39	company	company	NOUN
fsr-3395	501	40	’s	’s	PART
fsr-3395	501	41	debts	debt	NOUN
fsr-3395	501	42	4	4	NUM
fsr-3395	501	43	%	%	NOUN
fsr-3395	501	44	(	(	PUNCT
fsr-3395	501	45	4	4	X
fsr-3395	501	46	)	)	PUNCT
fsr-3395	501	47	you	you	PRON
fsr-3395	501	48	can	can	AUX
fsr-3395	501	49	vote	vote	VERB
fsr-3395	501	50	on	on	ADP
fsr-3395	501	51	shareholder	shareholder	NOUN
fsr-3395	501	52	resolutions	resolution	NOUN
fsr-3395	501	53	5	5	NUM
fsr-3395	501	54	%	%	NOUN
fsr-3395	501	55	(	(	PUNCT
fsr-3395	501	56	5	5	NUM
fsr-3395	501	57	)	)	PUNCT
fsr-3395	501	58	do	do	AUX
fsr-3395	501	59	n’t	not	PART
fsr-3395	501	60	know	know	VERB
fsr-3395	501	61	16	16	NUM
fsr-3395	501	62	%	%	NOUN
fsr-3395	501	63	4	4	NUM
fsr-3395	501	64	.	.	PUNCT
fsr-3395	502	1	over	over	ADP
fsr-3395	502	2	the	the	DET
fsr-3395	502	3	last	last	ADJ
fsr-3395	502	4	20	20	NUM
fsr-3395	502	5	years	year	NOUN
fsr-3395	502	6	in	in	ADP
fsr-3395	502	7	the	the	DET
fsr-3395	502	8	united	united	PROPN
fsr-3395	502	9	states	states	PROPN
fsr-3395	502	10	,	,	PUNCT
fsr-3395	502	11	the	the	DET
fsr-3395	502	12	best	good	ADJ
fsr-3395	502	13	average	average	ADJ
fsr-3395	502	14	returns	return	NOUN
fsr-3395	502	15	have	have	AUX
fsr-3395	502	16	been	be	AUX
fsr-3395	502	17	generated	generate	VERB
fsr-3395	502	18	by	by	ADP
fsr-3395	502	19	:	:	PUNCT
fsr-3395	502	20	(	(	PUNCT
fsr-3395	502	21	1	1	X
fsr-3395	502	22	)	)	PUNCT
fsr-3395	502	23	stocks	stock	NOUN
fsr-3395	502	24	55	55	NUM
fsr-3395	502	25	%	%	NOUN
fsr-3395	502	26	(	(	PUNCT
fsr-3395	502	27	2	2	NUM
fsr-3395	502	28	)	)	PUNCT
fsr-3395	502	29	bonds	bond	NOUN
fsr-3395	502	30	8	8	NUM
fsr-3395	502	31	%	%	NOUN
fsr-3395	502	32	(	(	PUNCT
fsr-3395	502	33	3	3	NUM
fsr-3395	502	34	)	)	PUNCT
fsr-3395	502	35	cds	cd	NOUN
fsr-3395	502	36	2	2	NUM
fsr-3395	502	37	%	%	NOUN
fsr-3395	502	38	(	(	PUNCT
fsr-3395	502	39	4	4	NUM
fsr-3395	502	40	)	)	PUNCT
fsr-3395	502	41	money	money	NOUN
fsr-3395	502	42	market	market	NOUN
fsr-3395	502	43	accounts	account	VERB
fsr-3395	502	44	6	6	NUM
fsr-3395	502	45	%	%	NOUN
fsr-3395	502	46	(	(	PUNCT
fsr-3395	502	47	5	5	NUM
fsr-3395	502	48	)	)	PUNCT
fsr-3395	502	49	precious	precious	ADJ
fsr-3395	502	50	metals	metal	NOUN
fsr-3395	502	51	8	8	NUM
fsr-3395	502	52	%	%	NOUN
fsr-3395	502	53	(	(	PUNCT
fsr-3395	502	54	6	6	NUM
fsr-3395	502	55	)	)	PUNCT
fsr-3395	502	56	do	do	AUX
fsr-3395	502	57	n’t	not	PART
fsr-3395	502	58	know	know	VERB
fsr-3395	502	59	19	19	NUM
fsr-3395	502	60	%	%	NOUN
fsr-3395	502	61	5	5	NUM
fsr-3395	502	62	.	.	PUNCT
fsr-3395	503	1	if	if	SCONJ
fsr-3395	503	2	a	a	DET
fsr-3395	503	3	company	company	NOUN
fsr-3395	503	4	files	file	VERB
fsr-3395	503	5	for	for	ADP
fsr-3395	503	6	bankruptcy	bankruptcy	NOUN
fsr-3395	503	7	,	,	PUNCT
fsr-3395	503	8	which	which	PRON
fsr-3395	503	9	of	of	ADP
fsr-3395	503	10	the	the	DET
fsr-3395	503	11	following	follow	VERB
fsr-3395	503	12	securities	security	NOUN
fsr-3395	503	13	is	be	AUX
fsr-3395	503	14	most	most	ADV
fsr-3395	503	15	at	at	ADP
fsr-3395	503	16	risk	risk	NOUN
fsr-3395	503	17	of	of	ADP
fsr-3395	503	18	becoming	become	VERB
fsr-3395	503	19	virtually	virtually	ADV
fsr-3395	503	20	worthless	worthless	ADJ
fsr-3395	503	21	?	?	PUNCT
fsr-3395	504	1	(	(	PUNCT
fsr-3395	504	2	1	1	X
fsr-3395	504	3	)	)	PUNCT
fsr-3395	504	4	the	the	DET
fsr-3395	504	5	company	company	NOUN
fsr-3395	504	6	’s	’s	PART
fsr-3395	504	7	preferred	prefer	VERB
fsr-3395	504	8	stock	stock	NOUN
fsr-3395	504	9	13	13	NUM
fsr-3395	504	10	%	%	NOUN
fsr-3395	504	11	(	(	PUNCT
fsr-3395	504	12	2	2	NUM
fsr-3395	504	13	)	)	PUNCT
fsr-3395	504	14	the	the	DET
fsr-3395	504	15	company	company	NOUN
fsr-3395	504	16	’s	’s	PART
fsr-3395	504	17	common	common	ADJ
fsr-3395	504	18	stock	stock	NOUN
fsr-3395	504	19	53	53	NUM
fsr-3395	504	20	%	%	NOUN
fsr-3395	504	21	(	(	PUNCT
fsr-3395	504	22	3	3	NUM
fsr-3395	504	23	)	)	PUNCT
fsr-3395	504	24	the	the	DET
fsr-3395	504	25	company	company	NOUN
fsr-3395	504	26	’s	’s	PART
fsr-3395	504	27	bonds	bond	NOUN
fsr-3395	504	28	15	15	NUM
fsr-3395	504	29	%	%	NOUN
fsr-3395	504	30	(	(	PUNCT
fsr-3395	504	31	4	4	NUM
fsr-3395	504	32	)	)	PUNCT
fsr-3395	504	33	do	do	AUX
fsr-3395	504	34	n’t	not	PART
fsr-3395	504	35	know	know	VERB
fsr-3395	504	36	19	19	NUM
fsr-3395	504	37	%	%	NOUN
fsr-3395	504	38	6	6	NUM
fsr-3395	504	39	.	.	NOUN
fsr-3395	505	1	which	which	PRON
fsr-3395	505	2	of	of	ADP
fsr-3395	505	3	the	the	DET
fsr-3395	505	4	following	follow	VERB
fsr-3395	505	5	best	good	ADJ
fsr-3395	505	6	explains	explain	VERB
fsr-3395	505	7	why	why	SCONJ
fsr-3395	505	8	many	many	ADJ
fsr-3395	505	9	municipal	municipal	ADJ
fsr-3395	505	10	bonds	bond	NOUN
fsr-3395	505	11	pay	pay	VERB
fsr-3395	505	12	lower	low	ADJ
fsr-3395	505	13	yields	yield	NOUN
fsr-3395	505	14	than	than	ADP
fsr-3395	505	15	other	other	ADJ
fsr-3395	505	16	government	government	NOUN
fsr-3395	505	17	bonds	bond	NOUN
fsr-3395	505	18	?	?	PUNCT
fsr-3395	506	1	(	(	PUNCT
fsr-3395	506	2	1	1	X
fsr-3395	506	3	)	)	PUNCT
fsr-3395	506	4	municipal	municipal	ADJ
fsr-3395	506	5	bonds	bond	NOUN
fsr-3395	506	6	are	be	AUX
fsr-3395	506	7	lower	low	ADJ
fsr-3395	506	8	risk	risk	NOUN
fsr-3395	506	9	32	32	NUM
fsr-3395	506	10	%	%	NOUN
fsr-3395	506	11	(	(	PUNCT
fsr-3395	506	12	2	2	NUM
fsr-3395	506	13	)	)	PUNCT
fsr-3395	506	14	there	there	PRON
fsr-3395	506	15	is	be	VERB
fsr-3395	506	16	a	a	DET
fsr-3395	506	17	greater	great	ADJ
fsr-3395	506	18	demand	demand	NOUN
fsr-3395	506	19	for	for	ADP
fsr-3395	506	20	municipal	municipal	ADJ
fsr-3395	506	21	bonds	bond	NOUN
fsr-3395	506	22	10	10	NUM
fsr-3395	506	23	%	%	NOUN
fsr-3395	506	24	(	(	PUNCT
fsr-3395	506	25	3	3	NUM
fsr-3395	506	26	)	)	PUNCT
fsr-3395	506	27	municipal	municipal	ADJ
fsr-3395	506	28	bonds	bond	NOUN
fsr-3395	506	29	can	can	AUX
fsr-3395	506	30	be	be	AUX
fsr-3395	506	31	tax	tax	NOUN
fsr-3395	506	32	-	-	PUNCT
fsr-3395	506	33	free	free	ADJ
fsr-3395	506	34	34	34	NUM
fsr-3395	506	35	%	%	NOUN
fsr-3395	506	36	(	(	PUNCT
fsr-3395	506	37	4	4	X
fsr-3395	506	38	)	)	PUNCT
fsr-3395	506	39	do	do	AUX
fsr-3395	506	40	n’t	not	PART
fsr-3395	506	41	know	know	VERB
fsr-3395	506	42	23	23	NUM
fsr-3395	506	43	%	%	NOUN
fsr-3395	506	44	7	7	NUM
fsr-3395	506	45	.	.	PUNCT
fsr-3395	507	1	what	what	PRON
fsr-3395	507	2	has	have	AUX
fsr-3395	507	3	been	be	AUX
fsr-3395	507	4	the	the	DET
fsr-3395	507	5	approximate	approximate	ADJ
fsr-3395	507	6	average	average	ADJ
fsr-3395	507	7	annual	annual	ADJ
fsr-3395	507	8	return	return	NOUN
fsr-3395	507	9	of	of	ADP
fsr-3395	507	10	the	the	DET
fsr-3395	507	11	s&p	s&p	PROPN
fsr-3395	507	12	500	500	NUM
fsr-3395	507	13	stock	stock	NOUN
fsr-3395	507	14	index	index	NOUN
fsr-3395	507	15	over	over	ADP
fsr-3395	507	16	the	the	DET
fsr-3395	507	17	past	past	ADJ
fsr-3395	507	18	20	20	NUM
fsr-3395	507	19	years	year	NOUN
fsr-3395	507	20	(	(	PUNCT
fsr-3395	507	21	not	not	PART
fsr-3395	507	22	adjusted	adjust	VERB
fsr-3395	507	23	for	for	ADP
fsr-3395	507	24	inflation	inflation	NOUN
fsr-3395	507	25	)	)	PUNCT
fsr-3395	507	26	?	?	PUNCT
fsr-3395	508	1	(	(	PUNCT
fsr-3395	508	2	1	1	X
fsr-3395	508	3	)	)	PUNCT
fsr-3395	508	4	�	�	NOUN
fsr-3395	508	5	10	10	NUM
fsr-3395	508	6	%	%	NOUN
fsr-3395	508	7	0	0	NUM
fsr-3395	508	8	%	%	NOUN
fsr-3395	508	9	(	(	PUNCT
fsr-3395	508	10	2	2	NUM
fsr-3395	508	11	)	)	PUNCT
fsr-3395	508	12	�	�	NOUN
fsr-3395	508	13	5	5	NUM
fsr-3395	508	14	%	%	NOUN
fsr-3395	508	15	2	2	NUM
fsr-3395	508	16	%	%	NOUN
fsr-3395	508	17	,	,	PUNCT
fsr-3395	508	18	(	(	PUNCT
fsr-3395	508	19	3	3	X
fsr-3395	508	20	)	)	PUNCT
fsr-3395	508	21	5	5	NUM
fsr-3395	508	22	%	%	NOUN
fsr-3395	508	23	25	25	NUM
fsr-3395	508	24	%	%	NOUN
fsr-3395	508	25	,	,	PUNCT
fsr-3395	508	26	(	(	PUNCT
fsr-3395	508	27	4	4	NUM
fsr-3395	508	28	)	)	PUNCT
fsr-3395	508	29	10	10	NUM
fsr-3395	508	30	%	%	NOUN
fsr-3395	508	31	26	26	NUM
fsr-3395	508	32	%	%	NOUN
fsr-3395	508	33	(	(	PUNCT
fsr-3395	508	34	5	5	NUM
fsr-3395	508	35	)	)	PUNCT
fsr-3395	508	36	15	15	NUM
fsr-3395	508	37	%	%	NOUN
fsr-3395	508	38	7	7	NUM
fsr-3395	508	39	%	%	NOUN
fsr-3395	508	40	,	,	PUNCT
fsr-3395	508	41	(	(	PUNCT
fsr-3395	508	42	6	6	NUM
fsr-3395	508	43	)	)	PUNCT
fsr-3395	508	44	20	20	NUM
fsr-3395	508	45	%	%	NOUN
fsr-3395	508	46	4	4	NUM
fsr-3395	508	47	%	%	NOUN
fsr-3395	508	48	,	,	PUNCT
fsr-3395	508	49	(	(	PUNCT
fsr-3395	508	50	7	7	X
fsr-3395	508	51	)	)	PUNCT
fsr-3395	508	52	do	do	AUX
fsr-3395	508	53	n’t	not	PART
fsr-3395	508	54	know	know	VERB
fsr-3395	508	55	36	36	NUM
fsr-3395	508	56	%	%	NOUN
fsr-3395	508	57	8	8	NUM
fsr-3395	508	58	.	.	PUNCT
fsr-3395	509	1	you	you	PRON
fsr-3395	509	2	invest	invest	VERB
fsr-3395	509	3	$	$	SYM
fsr-3395	509	4	500	500	NUM
fsr-3395	509	5	to	to	PART
fsr-3395	509	6	buy	buy	VERB
fsr-3395	509	7	$	$	SYM
fsr-3395	509	8	1,000	1,000	NUM
fsr-3395	509	9	worth	worth	NOUN
fsr-3395	509	10	of	of	ADP
fsr-3395	509	11	stock	stock	NOUN
fsr-3395	509	12	on	on	ADP
fsr-3395	509	13	margin	margin	NOUN
fsr-3395	509	14	.	.	PUNCT
fsr-3395	510	1	the	the	DET
fsr-3395	510	2	value	value	NOUN
fsr-3395	510	3	of	of	ADP
fsr-3395	510	4	the	the	DET
fsr-3395	510	5	stock	stock	NOUN
fsr-3395	510	6	drops	drop	VERB
fsr-3395	510	7	by	by	ADP
fsr-3395	510	8	50	50	NUM
fsr-3395	510	9	%	%	NOUN
fsr-3395	510	10	.	.	PUNCT
fsr-3395	511	1	you	you	PRON
fsr-3395	511	2	sell	sell	VERB
fsr-3395	511	3	it	it	PRON
fsr-3395	511	4	.	.	PUNCT
fsr-3395	512	1	approximately	approximately	ADV
fsr-3395	512	2	how	how	SCONJ
fsr-3395	512	3	much	much	ADJ
fsr-3395	512	4	of	of	ADP
fsr-3395	512	5	your	your	PRON
fsr-3395	512	6	original	original	ADJ
fsr-3395	512	7	$	$	SYM
fsr-3395	512	8	500	500	NUM
fsr-3395	512	9	investment	investment	NOUN
fsr-3395	512	10	are	be	AUX
fsr-3395	512	11	you	you	PRON
fsr-3395	512	12	left	leave	VERB
fsr-3395	512	13	with	with	ADP
fsr-3395	512	14	in	in	ADP
fsr-3395	512	15	the	the	DET
fsr-3395	512	16	end	end	NOUN
fsr-3395	512	17	?	?	PUNCT
fsr-3395	513	1	(	(	PUNCT
fsr-3395	513	2	1	1	X
fsr-3395	513	3	)	)	PUNCT
fsr-3395	513	4	$	$	SYM
fsr-3395	513	5	500	500	NUM
fsr-3395	513	6	21	21	NUM
fsr-3395	513	7	%	%	NOUN
fsr-3395	513	8	(	(	PUNCT
fsr-3395	513	9	2	2	NUM
fsr-3395	513	10	)	)	PUNCT
fsr-3395	513	11	$	$	SYM
fsr-3395	513	12	250	250	NUM
fsr-3395	513	13	35	35	NUM
fsr-3395	513	14	%	%	NOUN
fsr-3395	513	15	(	(	PUNCT
fsr-3395	513	16	3	3	NUM
fsr-3395	513	17	)	)	PUNCT
fsr-3395	513	18	$	$	SYM
fsr-3395	513	19	0	0	NUM
fsr-3395	513	20	23	23	NUM
fsr-3395	513	21	%	%	NOUN
fsr-3395	513	22	(	(	PUNCT
fsr-3395	513	23	4	4	X
fsr-3395	513	24	)	)	PUNCT
fsr-3395	513	25	do	do	AUX
fsr-3395	513	26	n’t	not	PART
fsr-3395	513	27	know	know	VERB
fsr-3395	513	28	20	20	NUM
fsr-3395	513	29	%	%	NOUN
fsr-3395	513	30	9	9	NUM
fsr-3395	513	31	.	.	NOUN
fsr-3395	514	1	which	which	PRON
fsr-3395	514	2	is	be	AUX
fsr-3395	514	3	the	the	DET
fsr-3395	514	4	best	good	ADJ
fsr-3395	514	5	definition	definition	NOUN
fsr-3395	514	6	of	of	ADP
fsr-3395	514	7	“	"	PUNCT
fsr-3395	514	8	selling	sell	VERB
fsr-3395	514	9	short	short	ADJ
fsr-3395	514	10	?	?	PUNCT
fsr-3395	514	11	”	"	PUNCT
fsr-3395	515	1	(	(	PUNCT
fsr-3395	515	2	1	1	X
fsr-3395	515	3	)	)	PUNCT
fsr-3395	515	4	selling	sell	VERB
fsr-3395	515	5	shares	share	NOUN
fsr-3395	515	6	of	of	ADP
fsr-3395	515	7	a	a	DET
fsr-3395	515	8	stock	stock	NOUN
fsr-3395	515	9	shortly	shortly	ADV
fsr-3395	515	10	after	after	ADP
fsr-3395	515	11	buying	buy	VERB
fsr-3395	515	12	it	it	PRON
fsr-3395	515	13	11	11	NUM
fsr-3395	515	14	%	%	NOUN
fsr-3395	515	15	(	(	PUNCT
fsr-3395	515	16	2	2	NUM
fsr-3395	515	17	)	)	PUNCT
fsr-3395	515	18	selling	sell	VERB
fsr-3395	515	19	shares	share	NOUN
fsr-3395	515	20	of	of	ADP
fsr-3395	515	21	a	a	DET
fsr-3395	515	22	stock	stock	NOUN
fsr-3395	515	23	before	before	SCONJ
fsr-3395	515	24	it	it	PRON
fsr-3395	515	25	has	have	AUX
fsr-3395	515	26	reached	reach	VERB
fsr-3395	515	27	its	its	PRON
fsr-3395	515	28	peak	peak	NOUN
fsr-3395	515	29	20	20	NUM
fsr-3395	515	30	%	%	NOUN
fsr-3395	515	31	(	(	PUNCT
fsr-3395	515	32	3	3	X
fsr-3395	515	33	)	)	PUNCT
fsr-3395	515	34	selling	sell	VERB
fsr-3395	515	35	shares	share	NOUN
fsr-3395	515	36	of	of	ADP
fsr-3395	515	37	a	a	DET
fsr-3395	515	38	stock	stock	NOUN
fsr-3395	515	39	at	at	ADP
fsr-3395	515	40	a	a	DET
fsr-3395	515	41	loss	loss	NOUN
fsr-3395	515	42	26	26	NUM
fsr-3395	515	43	%	%	NOUN
fsr-3395	515	44	(	(	PUNCT
fsr-3395	515	45	4	4	X
fsr-3395	515	46	)	)	PUNCT
fsr-3395	515	47	selling	sell	VERB
fsr-3395	515	48	borrowed	borrow	VERB
fsr-3395	515	49	shares	share	NOUN
fsr-3395	515	50	of	of	ADP
fsr-3395	515	51	a	a	DET
fsr-3395	515	52	stock	stock	NOUN
fsr-3395	515	53	21	21	NUM
fsr-3395	515	54	%	%	NOUN
fsr-3395	515	55	(	(	PUNCT
fsr-3395	515	56	5	5	NUM
fsr-3395	515	57	)	)	PUNCT
fsr-3395	515	58	do	do	AUX
fsr-3395	515	59	n’t	not	PART
fsr-3395	515	60	know	know	VERB
fsr-3395	515	61	22	22	NUM
fsr-3395	515	62	%	%	NOUN
fsr-3395	515	63	10	10	NUM
fsr-3395	515	64	.	.	PUNCT
fsr-3395	516	1	which	which	PRON
fsr-3395	516	2	of	of	ADP
fsr-3395	516	3	the	the	DET
fsr-3395	516	4	following	following	NOUN
fsr-3395	516	5	best	good	ADJ
fsr-3395	516	6	explains	explain	VERB
fsr-3395	516	7	the	the	DET
fsr-3395	516	8	distinction	distinction	NOUN
fsr-3395	516	9	between	between	ADP
fsr-3395	516	10	nominal	nominal	ADJ
fsr-3395	516	11	returns	return	NOUN
fsr-3395	516	12	and	and	CCONJ
fsr-3395	516	13	real	real	ADJ
fsr-3395	516	14	returns	return	NOUN
fsr-3395	516	15	?	?	PUNCT
fsr-3395	517	1	(	(	PUNCT
fsr-3395	517	2	1	1	X
fsr-3395	517	3	)	)	PUNCT
fsr-3395	517	4	nominal	nominal	ADJ
fsr-3395	517	5	returns	return	NOUN
fsr-3395	517	6	are	be	AUX
fsr-3395	517	7	pre	pre	ADJ
fsr-3395	517	8	-	-	ADJ
fsr-3395	517	9	tax	tax	ADJ
fsr-3395	517	10	returns	return	NOUN
fsr-3395	517	11	;	;	PUNCT
fsr-3395	517	12	real	real	ADJ
fsr-3395	517	13	returns	return	NOUN
fsr-3395	517	14	are	be	AUX
fsr-3395	517	15	after	after	ADP
fsr-3395	517	16	-	-	PUNCT
fsr-3395	517	17	tax	tax	NOUN
fsr-3395	517	18	returns	return	NOUN
fsr-3395	517	19	12	12	NUM
fsr-3395	517	20	%	%	NOUN
fsr-3395	517	21	(	(	PUNCT
fsr-3395	517	22	2	2	NUM
fsr-3395	517	23	)	)	PUNCT
fsr-3395	517	24	nominal	nominal	ADJ
fsr-3395	517	25	returns	return	NOUN
fsr-3395	517	26	are	be	AUX
fsr-3395	517	27	what	what	PRON
fsr-3395	517	28	an	an	DET
fsr-3395	517	29	investment	investment	NOUN
fsr-3395	517	30	is	be	AUX
fsr-3395	517	31	expected	expect	VERB
fsr-3395	517	32	to	to	PART
fsr-3395	517	33	earn	earn	VERB
fsr-3395	517	34	;	;	PUNCT
fsr-3395	517	35	real	real	ADJ
fsr-3395	517	36	returns	return	NOUN
fsr-3395	517	37	are	be	AUX
fsr-3395	517	38	what	what	PRON
fsr-3395	517	39	an	an	DET
fsr-3395	517	40	investment	investment	NOUN
fsr-3395	517	41	actually	actually	ADV
fsr-3395	517	42	earns	earn	VERB
fsr-3395	517	43	21	21	NUM
fsr-3395	517	44	%	%	NOUN
fsr-3395	517	45	(	(	PUNCT
fsr-3395	517	46	3	3	NUM
fsr-3395	517	47	)	)	PUNCT
fsr-3395	517	48	nominal	nominal	ADJ
fsr-3395	517	49	returns	return	NOUN
fsr-3395	517	50	are	be	AUX
fsr-3395	517	51	not	not	PART
fsr-3395	517	52	adjusted	adjust	VERB
fsr-3395	517	53	for	for	ADP
fsr-3395	517	54	inflation	inflation	NOUN
fsr-3395	517	55	;	;	PUNCT
fsr-3395	517	56	real	real	ADJ
fsr-3395	517	57	returns	return	NOUN
fsr-3395	517	58	are	be	AUX
fsr-3395	517	59	adjusted	adjust	VERB
fsr-3395	517	60	for	for	ADP
fsr-3395	517	61	inflation	inflation	NOUN
fsr-3395	517	62	12	12	NUM
fsr-3395	517	63	%	%	NOUN
fsr-3395	517	64	(	(	PUNCT
fsr-3395	517	65	4	4	NUM
fsr-3395	517	66	)	)	PUNCT
fsr-3395	517	67	nominal	nominal	ADJ
fsr-3395	517	68	returns	return	NOUN
fsr-3395	517	69	are	be	AUX
fsr-3395	517	70	not	not	PART
fsr-3395	517	71	adjusted	adjust	VERB
fsr-3395	517	72	for	for	ADP
fsr-3395	517	73	fees	fee	NOUN
fsr-3395	517	74	and	and	CCONJ
fsr-3395	517	75	expenses	expense	NOUN
fsr-3395	517	76	;	;	PUNCT
fsr-3395	517	77	real	real	ADJ
fsr-3395	517	78	returns	return	NOUN
fsr-3395	517	79	are	be	AUX
fsr-3395	517	80	adjusted	adjust	VERB
fsr-3395	517	81	for	for	ADP
fsr-3395	517	82	fees	fee	NOUN
fsr-3395	517	83	and	and	CCONJ
fsr-3395	517	84	expenses	expense	NOUN
fsr-3395	517	85	9	9	NUM
fsr-3395	517	86	%	%	NOUN
fsr-3395	517	87	(	(	PUNCT
fsr-3395	517	88	5	5	NUM
fsr-3395	517	89	)	)	PUNCT
fsr-3395	517	90	do	do	AUX
fsr-3395	517	91	n’t	not	PART
fsr-3395	517	92	know	know	VERB
fsr-3395	517	93	44	44	NUM
fsr-3395	517	94	%	%	NOUN
fsr-3395	517	95	the	the	DET
fsr-3395	517	96	bold	bold	ADJ
fsr-3395	517	97	text	text	NOUN
fsr-3395	517	98	representing	represent	VERB
fsr-3395	517	99	the	the	DET
fsr-3395	517	100	correct	correct	ADJ
fsr-3395	517	101	answer	answer	NOUN
fsr-3395	517	102	and	and	CCONJ
fsr-3395	517	103	the	the	DET
fsr-3395	517	104	percentage	percentage	NOUN
fsr-3395	517	105	figure	figure	NOUN
fsr-3395	517	106	indicating	indicate	VERB
fsr-3395	517	107	the	the	DET
fsr-3395	517	108	proportion	proportion	NOUN
fsr-3395	517	109	of	of	ADP
fsr-3395	517	110	respondents	respondent	NOUN
fsr-3395	517	111	who	who	PRON
fsr-3395	517	112	selected	select	VERB
fsr-3395	517	113	a	a	DET
fsr-3395	517	114	particular	particular	ADJ
fsr-3395	517	115	answer	answer	NOUN
fsr-3395	517	116	.	.	PUNCT
fsr-3395	518	1	228	228	NUM
fsr-3395	518	2	a.	a.	NOUN
fsr-3395	518	3	rabbani	rabbani	PROPN
fsr-3395	518	4	et	et	PROPN
fsr-3395	518	5	al	al	PROPN
fsr-3395	518	6	.	.	PUNCT
fsr-3395	518	7	/	/	SYM
fsr-3395	518	8	financial	financial	ADJ
fsr-3395	518	9	services	service	NOUN
fsr-3395	518	10	review	review	VERB
fsr-3395	518	11	27	27	NUM
fsr-3395	518	12	(	(	PUNCT
fsr-3395	518	13	2018	2018	NUM
fsr-3395	518	14	)	)	PUNCT
fsr-3395	518	15	209	209	NUM
fsr-3395	518	16	-	-	SYM
fsr-3395	518	17	230	230	NUM
fsr-3395	518	18	blanchett	blanchett	PROPN
fsr-3395	518	19	,	,	PUNCT
fsr-3395	518	20	d.	d.	PROPN
fsr-3395	518	21	,	,	PUNCT
fsr-3395	518	22	&	&	CCONJ
fsr-3395	518	23	kaplan	kaplan	PROPN
fsr-3395	518	24	,	,	PUNCT
fsr-3395	518	25	p.	p.	PROPN
fsr-3395	518	26	(	(	PUNCT
fsr-3395	518	27	2013	2013	NUM
fsr-3395	518	28	)	)	PUNCT
fsr-3395	518	29	.	.	PUNCT
fsr-3395	519	1	alpha	alpha	NOUN
fsr-3395	519	2	,	,	PUNCT
fsr-3395	519	3	beta	beta	NOUN
fsr-3395	519	4	,	,	PUNCT
fsr-3395	519	5	and	and	CCONJ
fsr-3395	519	6	now	now	ADV
fsr-3395	519	7	…	…	PUNCT
fsr-3395	519	8	gamma	gamma	NOUN
fsr-3395	519	9	.	.	PUNCT
fsr-3395	520	1	the	the	DET
fsr-3395	520	2	journal	journal	PROPN
fsr-3395	520	3	of	of	ADP
fsr-3395	520	4	retirement	retirement	NOUN
fsr-3395	520	5	,	,	PUNCT
fsr-3395	520	6	1	1	NUM
fsr-3395	520	7	,	,	PUNCT
fsr-3395	520	8	29–45	29–45	NUM
fsr-3395	520	9	.	.	PUNCT
fsr-3395	521	1	bruine	bruine	PROPN
fsr-3395	521	2	de	de	PROPN
fsr-3395	521	3	bruin	bruin	PROPN
fsr-3395	521	4	,	,	PUNCT
fsr-3395	521	5	w.	w.	PROPN
fsr-3395	521	6	,	,	PUNCT
fsr-3395	521	7	parker	parker	PROPN
fsr-3395	521	8	,	,	PUNCT
fsr-3395	521	9	a.	a.	NOUN
fsr-3395	521	10	m.	m.	NOUN
fsr-3395	521	11	,	,	PUNCT
fsr-3395	521	12	&	&	CCONJ
fsr-3395	521	13	fischhoff	fischhoff	PROPN
fsr-3395	521	14	,	,	PUNCT
fsr-3395	521	15	b.	b.	PROPN
fsr-3395	521	16	(	(	PUNCT
fsr-3395	521	17	2007	2007	NUM
fsr-3395	521	18	)	)	PUNCT
fsr-3395	521	19	.	.	PUNCT
fsr-3395	522	1	individual	individual	ADJ
fsr-3395	522	2	differences	difference	NOUN
fsr-3395	522	3	in	in	ADP
fsr-3395	522	4	adult	adult	NOUN
fsr-3395	522	5	decision	decision	NOUN
fsr-3395	522	6	-	-	PUNCT
fsr-3395	522	7	making	make	VERB
fsr-3395	522	8	competence	competence	NOUN
fsr-3395	522	9	.	.	PUNCT
fsr-3395	523	1	journal	journal	NOUN
fsr-3395	523	2	of	of	ADP
fsr-3395	523	3	personality	personality	NOUN
fsr-3395	523	4	and	and	CCONJ
fsr-3395	523	5	social	social	ADJ
fsr-3395	523	6	psychology	psychology	NOUN
fsr-3395	523	7	,	,	PUNCT
fsr-3395	523	8	92	92	NUM
fsr-3395	523	9	,	,	PUNCT
fsr-3395	523	10	938–957	938–957	NUM
fsr-3395	523	11	.	.	PUNCT
fsr-3395	524	1	bruine	bruine	PROPN
fsr-3395	524	2	de	de	PROPN
fsr-3395	524	3	bruin	bruin	PROPN
fsr-3395	524	4	,	,	PUNCT
fsr-3395	524	5	w.	w.	PROPN
fsr-3395	524	6	,	,	PUNCT
fsr-3395	524	7	parker	parker	PROPN
fsr-3395	524	8	,	,	PUNCT
fsr-3395	524	9	a.	a.	NOUN
fsr-3395	524	10	m.	m.	NOUN
fsr-3395	524	11	,	,	PUNCT
fsr-3395	524	12	&	&	CCONJ
fsr-3395	524	13	fischhoff	fischhoff	PROPN
fsr-3395	524	14	,	,	PUNCT
fsr-3395	524	15	b.	b.	PROPN
fsr-3395	524	16	(	(	PUNCT
fsr-3395	524	17	2012	2012	NUM
fsr-3395	524	18	)	)	PUNCT
fsr-3395	524	19	.	.	PUNCT
fsr-3395	525	1	explaining	explain	VERB
fsr-3395	525	2	adult	adult	NOUN
fsr-3395	525	3	age	age	NOUN
fsr-3395	525	4	differences	difference	NOUN
fsr-3395	525	5	in	in	ADP
fsr-3395	525	6	decision	decision	NOUN
fsr-3395	525	7	–	–	PUNCT
fsr-3395	525	8	making	make	VERB
fsr-3395	525	9	competence	competence	NOUN
fsr-3395	525	10	.	.	PUNCT
fsr-3395	526	1	journal	journal	NOUN
fsr-3395	526	2	of	of	ADP
fsr-3395	526	3	behavioral	behavioral	ADJ
fsr-3395	526	4	decision	decision	NOUN
fsr-3395	526	5	making	making	NOUN
fsr-3395	526	6	,	,	PUNCT
fsr-3395	526	7	25	25	NUM
fsr-3395	526	8	,	,	PUNCT
fsr-3395	526	9	352–360	352–360	NUM
fsr-3395	526	10	.	.	PUNCT
fsr-3395	527	1	calvet	calvet	PROPN
fsr-3395	527	2	,	,	PUNCT
fsr-3395	527	3	l.	l.	PROPN
fsr-3395	527	4	e.	e.	PROPN
fsr-3395	527	5	,	,	PUNCT
fsr-3395	527	6	campbell	campbell	PROPN
fsr-3395	527	7	,	,	PUNCT
fsr-3395	527	8	j.	j.	PROPN
fsr-3395	527	9	y.	y.	PROPN
fsr-3395	527	10	,	,	PUNCT
fsr-3395	527	11	&	&	CCONJ
fsr-3395	527	12	sodini	sodini	PROPN
fsr-3395	527	13	,	,	PUNCT
fsr-3395	527	14	p.	p.	NOUN
fsr-3395	527	15	(	(	PUNCT
fsr-3395	527	16	2007	2007	NUM
fsr-3395	527	17	)	)	PUNCT
fsr-3395	527	18	.	.	PUNCT
fsr-3395	528	1	down	down	ADV
fsr-3395	528	2	or	or	CCONJ
fsr-3395	528	3	out	out	ADV
fsr-3395	528	4	:	:	PUNCT
fsr-3395	528	5	assessing	assess	VERB
fsr-3395	528	6	the	the	DET
fsr-3395	528	7	welfare	welfare	NOUN
fsr-3395	528	8	costs	cost	NOUN
fsr-3395	528	9	of	of	ADP
fsr-3395	528	10	household	household	NOUN
fsr-3395	528	11	investment	investment	NOUN
fsr-3395	528	12	mistakes	mistake	NOUN
fsr-3395	528	13	.	.	PUNCT
fsr-3395	529	1	journal	journal	NOUN
fsr-3395	529	2	of	of	ADP
fsr-3395	529	3	political	political	ADJ
fsr-3395	529	4	economy	economy	NOUN
fsr-3395	529	5	,	,	PUNCT
fsr-3395	529	6	115	115	NUM
fsr-3395	529	7	,	,	PUNCT
fsr-3395	529	8	707–747	707–747	NUM
fsr-3395	529	9	.	.	PUNCT
fsr-3395	530	1	chang	chang	PROPN
fsr-3395	530	2	,	,	PUNCT
fsr-3395	530	3	m.	m.	PROPN
fsr-3395	530	4	l.	l.	PROPN
fsr-3395	530	5	(	(	PUNCT
fsr-3395	530	6	2005	2005	NUM
fsr-3395	530	7	)	)	PUNCT
fsr-3395	530	8	.	.	PUNCT
fsr-3395	531	1	with	with	ADP
fsr-3395	531	2	a	a	DET
fsr-3395	531	3	little	little	ADJ
fsr-3395	531	4	help	help	NOUN
fsr-3395	531	5	from	from	ADP
fsr-3395	531	6	my	my	PRON
fsr-3395	531	7	friends	friend	NOUN
fsr-3395	531	8	(	(	PUNCT
fsr-3395	531	9	and	and	CCONJ
fsr-3395	531	10	my	my	PRON
fsr-3395	531	11	financial	financial	ADJ
fsr-3395	531	12	planner	planner	NOUN
fsr-3395	531	13	)	)	PUNCT
fsr-3395	531	14	.	.	PUNCT
fsr-3395	532	1	social	social	ADJ
fsr-3395	532	2	forces	force	NOUN
fsr-3395	532	3	,	,	PUNCT
fsr-3395	532	4	83	83	NUM
fsr-3395	532	5	,	,	PUNCT
fsr-3395	532	6	1469–1498	1469–1498	NUM
fsr-3395	532	7	.	.	PUNCT
fsr-3395	533	1	https://doi.org/10.1353/sof.2005.0061	https://doi.org/10.1353/sof.2005.0061	PROPN
fsr-3395	533	2	chen	chen	PROPN
fsr-3395	533	3	,	,	PUNCT
fsr-3395	533	4	y.	y.	PROPN
fsr-3395	533	5	,	,	PUNCT
fsr-3395	533	6	&	&	CCONJ
fsr-3395	533	7	feeley	feeley	PROPN
fsr-3395	533	8	,	,	PUNCT
fsr-3395	533	9	t.	t.	PROPN
fsr-3395	533	10	h.	h.	PROPN
fsr-3395	533	11	(	(	PUNCT
fsr-3395	533	12	2014	2014	NUM
fsr-3395	533	13	)	)	PUNCT
fsr-3395	533	14	.	.	PUNCT
fsr-3395	534	1	social	social	ADJ
fsr-3395	534	2	support	support	NOUN
fsr-3395	534	3	,	,	PUNCT
fsr-3395	534	4	social	social	ADJ
fsr-3395	534	5	strain	strain	NOUN
fsr-3395	534	6	,	,	PUNCT
fsr-3395	534	7	loneliness	loneliness	NOUN
fsr-3395	534	8	,	,	PUNCT
fsr-3395	534	9	and	and	CCONJ
fsr-3395	534	10	well	well	ADV
fsr-3395	534	11	-	-	PUNCT
fsr-3395	534	12	being	be	AUX
fsr-3395	534	13	among	among	ADP
fsr-3395	534	14	older	old	ADJ
fsr-3395	534	15	adults	adult	NOUN
fsr-3395	534	16	:	:	PUNCT
fsr-3395	534	17	an	an	DET
fsr-3395	534	18	analysis	analysis	NOUN
fsr-3395	534	19	of	of	ADP
fsr-3395	534	20	the	the	DET
fsr-3395	534	21	health	health	NOUN
fsr-3395	534	22	and	and	CCONJ
fsr-3395	534	23	retirement	retirement	NOUN
fsr-3395	534	24	study	study	NOUN
fsr-3395	534	25	.	.	PUNCT
fsr-3395	535	1	journal	journal	NOUN
fsr-3395	535	2	of	of	ADP
fsr-3395	535	3	social	social	ADJ
fsr-3395	535	4	and	and	CCONJ
fsr-3395	535	5	personal	personal	ADJ
fsr-3395	535	6	relationships	relationship	NOUN
fsr-3395	535	7	,	,	PUNCT
fsr-3395	535	8	31	31	NUM
fsr-3395	535	9	,	,	PUNCT
fsr-3395	535	10	141–161	141–161	NUM
fsr-3395	535	11	.	.	PUNCT
fsr-3395	536	1	https://doi.org/10.1177/0265407513488728	https://doi.org/10.1177/0265407513488728	PROPN
fsr-3395	536	2	chen	chen	PROPN
fsr-3395	536	3	,	,	PUNCT
fsr-3395	536	4	h.	h.	PROPN
fsr-3395	536	5	,	,	PUNCT
fsr-3395	536	6	&	&	CCONJ
fsr-3395	536	7	volpe	volpe	PROPN
fsr-3395	536	8	,	,	PUNCT
fsr-3395	536	9	r.	r.	PROPN
fsr-3395	536	10	p.	p.	PROPN
fsr-3395	536	11	(	(	PUNCT
fsr-3395	536	12	2002	2002	NUM
fsr-3395	536	13	)	)	PUNCT
fsr-3395	536	14	.	.	PUNCT
fsr-3395	537	1	gender	gender	NOUN
fsr-3395	537	2	differences	difference	NOUN
fsr-3395	537	3	in	in	ADP
fsr-3395	537	4	personal	personal	ADJ
fsr-3395	537	5	financial	financial	ADJ
fsr-3395	537	6	literacy	literacy	NOUN
fsr-3395	537	7	among	among	ADP
fsr-3395	537	8	college	college	NOUN
fsr-3395	537	9	students	student	NOUN
fsr-3395	537	10	.	.	PUNCT
fsr-3395	538	1	financial	financial	ADJ
fsr-3395	538	2	services	service	NOUN
fsr-3395	538	3	review	review	PROPN
fsr-3395	538	4	,	,	PUNCT
fsr-3395	538	5	11	11	NUM
fsr-3395	538	6	,	,	PUNCT
fsr-3395	538	7	289–307	289–307	NUM
fsr-3395	538	8	.	.	PUNCT
fsr-3395	539	1	(	(	PUNCT
fsr-3395	539	2	available	available	ADJ
fsr-3395	539	3	at	at	ADP
fsr-3395	539	4	https://search.proquest.com/docview/212012102	https://search.proquest.com/docview/212012102	NOUN
fsr-3395	539	5	)	)	PUNCT
fsr-3395	539	6	.	.	PUNCT
fsr-3395	540	1	cocco	cocco	PROPN
fsr-3395	540	2	,	,	PUNCT
fsr-3395	540	3	j.	j.	PROPN
fsr-3395	540	4	f.	f.	PROPN
fsr-3395	540	5	(	(	PUNCT
fsr-3395	540	6	2005	2005	NUM
fsr-3395	540	7	)	)	PUNCT
fsr-3395	540	8	.	.	PUNCT
fsr-3395	541	1	portfolio	portfolio	NOUN
fsr-3395	541	2	choice	choice	NOUN
fsr-3395	541	3	in	in	ADP
fsr-3395	541	4	the	the	DET
fsr-3395	541	5	presence	presence	NOUN
fsr-3395	541	6	of	of	ADP
fsr-3395	541	7	housing	housing	NOUN
fsr-3395	541	8	.	.	PUNCT
fsr-3395	542	1	review	review	NOUN
fsr-3395	542	2	of	of	ADP
fsr-3395	542	3	financial	financial	ADJ
fsr-3395	542	4	studies	study	NOUN
fsr-3395	542	5	,	,	PUNCT
fsr-3395	542	6	18	18	NUM
fsr-3395	542	7	,	,	PUNCT
fsr-3395	542	8	535–567	535–567	NUM
fsr-3395	542	9	.	.	PUNCT
fsr-3395	543	1	https://doi.org/10.1093/rfs/hhi006	https://doi.org/10.1093/rfs/hhi006	PROPN
fsr-3395	543	2	duasa	duasa	PROPN
fsr-3395	543	3	,	,	PUNCT
fsr-3395	543	4	j.	j.	PROPN
fsr-3395	543	5	,	,	PUNCT
fsr-3395	543	6	&	&	CCONJ
fsr-3395	543	7	yusof	yusof	PROPN
fsr-3395	543	8	,	,	PUNCT
fsr-3395	543	9	s.	s.	PROPN
fsr-3395	543	10	a.	a.	PROPN
fsr-3395	543	11	(	(	PUNCT
fsr-3395	543	12	2013	2013	NUM
fsr-3395	543	13	)	)	PUNCT
fsr-3395	543	14	.	.	PUNCT
fsr-3395	544	1	determinants	determinant	NOUN
fsr-3395	544	2	of	of	ADP
fsr-3395	544	3	risk	risk	NOUN
fsr-3395	544	4	tolerance	tolerance	NOUN
fsr-3395	544	5	on	on	ADP
fsr-3395	544	6	financial	financial	ADJ
fsr-3395	544	7	asset	asset	NOUN
fsr-3395	544	8	ownership	ownership	NOUN
fsr-3395	544	9	:	:	PUNCT
fsr-3395	544	10	a	a	DET
fsr-3395	544	11	case	case	NOUN
fsr-3395	544	12	of	of	ADP
fsr-3395	544	13	malaysia	malaysia	PROPN
fsr-3395	544	14	.	.	PUNCT
fsr-3395	545	1	international	international	ADJ
fsr-3395	545	2	journal	journal	PROPN
fsr-3395	545	3	of	of	ADP
fsr-3395	545	4	business	business	NOUN
fsr-3395	545	5	and	and	CCONJ
fsr-3395	545	6	society	society	NOUN
fsr-3395	545	7	,	,	PUNCT
fsr-3395	545	8	14	14	NUM
fsr-3395	545	9	,	,	PUNCT
fsr-3395	545	10	1–16	1–16	PROPN
fsr-3395	545	11	.	.	PUNCT
fsr-3395	546	1	(	(	PUNCT
fsr-3395	546	2	available	available	ADJ
fsr-3395	546	3	at	at	ADP
fsr-3395	546	4	https://search.proquest.com/docview/	https://search.proquest.com/docview/	NOUN
fsr-3395	546	5	1365272777	1365272777	NUM
fsr-3395	546	6	)	)	PUNCT
fsr-3395	546	7	.	.	PUNCT
fsr-3395	547	1	faig	faig	PROPN
fsr-3395	547	2	,	,	PUNCT
fsr-3395	547	3	m.	m.	NOUN
fsr-3395	547	4	,	,	PUNCT
fsr-3395	547	5	&	&	CCONJ
fsr-3395	547	6	shum	shum	PROPN
fsr-3395	547	7	,	,	PUNCT
fsr-3395	547	8	p.	p.	NOUN
fsr-3395	547	9	(	(	PUNCT
fsr-3395	547	10	2002	2002	NUM
fsr-3395	547	11	)	)	PUNCT
fsr-3395	547	12	.	.	PUNCT
fsr-3395	548	1	portfolio	portfolio	NOUN
fsr-3395	548	2	choice	choice	NOUN
fsr-3395	548	3	in	in	ADP
fsr-3395	548	4	the	the	DET
fsr-3395	548	5	presence	presence	NOUN
fsr-3395	548	6	of	of	ADP
fsr-3395	548	7	personal	personal	ADJ
fsr-3395	548	8	illiquid	illiquid	ADJ
fsr-3395	548	9	projects	project	NOUN
fsr-3395	548	10	.	.	PUNCT
fsr-3395	549	1	the	the	DET
fsr-3395	549	2	journal	journal	NOUN
fsr-3395	549	3	of	of	ADP
fsr-3395	549	4	finance	finance	NOUN
fsr-3395	549	5	,	,	PUNCT
fsr-3395	549	6	57	57	NUM
fsr-3395	549	7	,	,	PUNCT
fsr-3395	549	8	303–328	303–328	NUM
fsr-3395	549	9	.	.	PUNCT
fsr-3395	550	1	fonseca	fonseca	PROPN
fsr-3395	550	2	,	,	PUNCT
fsr-3395	550	3	r.	r.	PROPN
fsr-3395	550	4	,	,	PUNCT
fsr-3395	550	5	mullen	mullen	PROPN
fsr-3395	550	6	,	,	PUNCT
fsr-3395	550	7	k.	k.	PROPN
fsr-3395	550	8	j.	j.	PROPN
fsr-3395	550	9	,	,	PUNCT
fsr-3395	550	10	zamarro	zamarro	PROPN
fsr-3395	550	11	,	,	PUNCT
fsr-3395	550	12	g.	g.	PROPN
fsr-3395	550	13	,	,	PUNCT
fsr-3395	550	14	&	&	CCONJ
fsr-3395	550	15	zissimopoulos	zissimopoulos	PROPN
fsr-3395	550	16	,	,	PUNCT
fsr-3395	550	17	j.	j.	PROPN
fsr-3395	550	18	(	(	PUNCT
fsr-3395	550	19	2012	2012	NUM
fsr-3395	550	20	)	)	PUNCT
fsr-3395	550	21	.	.	PUNCT
fsr-3395	551	1	what	what	PRON
fsr-3395	551	2	explains	explain	VERB
fsr-3395	551	3	the	the	DET
fsr-3395	551	4	gender	gender	NOUN
fsr-3395	551	5	gap	gap	NOUN
fsr-3395	551	6	in	in	ADP
fsr-3395	551	7	financial	financial	ADJ
fsr-3395	551	8	literacy	literacy	NOUN
fsr-3395	551	9	?	?	PUNCT
fsr-3395	552	1	the	the	DET
fsr-3395	552	2	role	role	NOUN
fsr-3395	552	3	of	of	ADP
fsr-3395	552	4	household	household	NOUN
fsr-3395	552	5	decision	decision	NOUN
fsr-3395	552	6	making	making	NOUN
fsr-3395	552	7	.	.	PUNCT
fsr-3395	553	1	journal	journal	PROPN
fsr-3395	553	2	of	of	ADP
fsr-3395	553	3	consumer	consumer	NOUN
fsr-3395	553	4	affairs	affair	NOUN
fsr-3395	553	5	,	,	PUNCT
fsr-3395	553	6	46	46	NUM
fsr-3395	553	7	,	,	PUNCT
fsr-3395	553	8	90–106	90–106	PROPN
fsr-3395	553	9	.	.	PUNCT
fsr-3395	553	10	https://doi.org/	https://doi.org/	PROPN
fsr-3395	553	11	10.1111	10.1111	NUM
fsr-3395	553	12	/	/	SYM
fsr-3395	553	13	j.1745	j.1745	NOUN
fsr-3395	553	14	-	-	PUNCT
fsr-3395	553	15	6606.2011.01221.x	6606.2011.01221.x	NUM
fsr-3395	553	16	gervais	gervais	PROPN
fsr-3395	553	17	,	,	PUNCT
fsr-3395	553	18	s.	s.	PROPN
fsr-3395	553	19	,	,	PUNCT
fsr-3395	553	20	&	&	CCONJ
fsr-3395	553	21	odean	odean	ADJ
fsr-3395	553	22	,	,	PUNCT
fsr-3395	553	23	t.	t.	PROPN
fsr-3395	553	24	(	(	PUNCT
fsr-3395	553	25	2001	2001	NUM
fsr-3395	553	26	)	)	PUNCT
fsr-3395	553	27	.	.	PUNCT
fsr-3395	554	1	learning	learn	VERB
fsr-3395	554	2	to	to	PART
fsr-3395	554	3	be	be	AUX
fsr-3395	554	4	overconfident	overconfident	ADJ
fsr-3395	554	5	.	.	PUNCT
fsr-3395	555	1	the	the	DET
fsr-3395	555	2	review	review	NOUN
fsr-3395	555	3	of	of	ADP
fsr-3395	555	4	financial	financial	ADJ
fsr-3395	555	5	studies	study	NOUN
fsr-3395	555	6	,	,	PUNCT
fsr-3395	555	7	14	14	NUM
fsr-3395	555	8	,	,	PUNCT
fsr-3395	555	9	1–27	1–27	PROPN
fsr-3395	555	10	.	.	PUNCT
fsr-3395	555	11	gibson	gibson	PROPN
fsr-3395	555	12	,	,	PUNCT
fsr-3395	555	13	r.	r.	PROPN
fsr-3395	555	14	c.	c.	PROPN
fsr-3395	555	15	(	(	PUNCT
fsr-3395	555	16	2000	2000	NUM
fsr-3395	555	17	)	)	PUNCT
fsr-3395	555	18	.	.	PUNCT
fsr-3395	556	1	asset	asset	NOUN
fsr-3395	556	2	allocation	allocation	NOUN
fsr-3395	556	3	:	:	PUNCT
fsr-3395	556	4	balancing	balance	VERB
fsr-3395	556	5	financial	financial	ADJ
fsr-3395	556	6	risk	risk	NOUN
fsr-3395	556	7	(	(	PUNCT
fsr-3395	556	8	3rd	3rd	ADJ
fsr-3395	556	9	ed	ed	NOUN
fsr-3395	556	10	.	.	PUNCT
fsr-3395	556	11	)	)	PUNCT
fsr-3395	556	12	.	.	PUNCT
fsr-3395	557	1	new	new	PROPN
fsr-3395	557	2	york	york	PROPN
fsr-3395	557	3	,	,	PUNCT
fsr-3395	557	4	ny	ny	PROPN
fsr-3395	557	5	:	:	PUNCT
fsr-3395	557	6	mcgraw	mcgraw	PROPN
fsr-3395	557	7	-	-	PUNCT
fsr-3395	557	8	hill	hill	PROPN
fsr-3395	557	9	.	.	PUNCT
fsr-3395	558	1	goetzmann	goetzmann	PROPN
fsr-3395	558	2	,	,	PUNCT
fsr-3395	558	3	w.	w.	PROPN
fsr-3395	558	4	n.	n.	PROPN
fsr-3395	558	5	,	,	PUNCT
fsr-3395	558	6	&	&	CCONJ
fsr-3395	558	7	kumar	kumar	PROPN
fsr-3395	558	8	,	,	PUNCT
fsr-3395	558	9	a.	a.	PROPN
fsr-3395	558	10	(	(	PUNCT
fsr-3395	558	11	2008	2008	NUM
fsr-3395	558	12	)	)	PUNCT
fsr-3395	558	13	.	.	PUNCT
fsr-3395	559	1	equity	equity	NOUN
fsr-3395	559	2	portfolio	portfolio	NOUN
fsr-3395	559	3	diversification	diversification	NOUN
fsr-3395	559	4	.	.	PUNCT
fsr-3395	560	1	review	review	NOUN
fsr-3395	560	2	of	of	ADP
fsr-3395	560	3	finance	finance	NOUN
fsr-3395	560	4	,	,	PUNCT
fsr-3395	560	5	12	12	NUM
fsr-3395	560	6	,	,	PUNCT
fsr-3395	560	7	433–463	433–463	NUM
fsr-3395	560	8	.	.	PUNCT
fsr-3395	561	1	https://doi.org/10.1093/rof/rfn005	https://doi.org/10.1093/rof/rfn005	PROPN
fsr-3395	561	2	grable	grable	PROPN
fsr-3395	561	3	,	,	PUNCT
fsr-3395	561	4	j.	j.	PROPN
fsr-3395	561	5	e.	e.	PROPN
fsr-3395	561	6	,	,	PUNCT
fsr-3395	561	7	&	&	CCONJ
fsr-3395	561	8	chatterjee	chatterjee	PROPN
fsr-3395	561	9	,	,	PUNCT
fsr-3395	561	10	s.	s.	PROPN
fsr-3395	561	11	(	(	PUNCT
fsr-3395	561	12	2014	2014	NUM
fsr-3395	561	13	)	)	PUNCT
fsr-3395	561	14	.	.	PUNCT
fsr-3395	562	1	reducing	reduce	VERB
fsr-3395	562	2	wealth	wealth	NOUN
fsr-3395	562	3	volatility	volatility	NOUN
fsr-3395	562	4	:	:	PUNCT
fsr-3395	562	5	the	the	DET
fsr-3395	562	6	value	value	NOUN
fsr-3395	562	7	of	of	ADP
fsr-3395	562	8	financial	financial	ADJ
fsr-3395	562	9	advice	advice	NOUN
fsr-3395	562	10	as	as	SCONJ
fsr-3395	562	11	measured	measure	VERB
fsr-3395	562	12	by	by	ADP
fsr-3395	562	13	zeta	zeta	PROPN
fsr-3395	562	14	.	.	PUNCT
fsr-3395	562	15	journal	journal	PROPN
fsr-3395	562	16	of	of	ADP
fsr-3395	562	17	financial	financial	ADJ
fsr-3395	562	18	planning	planning	NOUN
fsr-3395	562	19	,	,	PUNCT
fsr-3395	562	20	27	27	NUM
fsr-3395	562	21	,	,	PUNCT
fsr-3395	562	22	45–51	45–51	NUM
fsr-3395	562	23	.	.	PUNCT
fsr-3395	562	24	grable	grable	PROPN
fsr-3395	562	25	,	,	PUNCT
fsr-3395	562	26	j.	j.	PROPN
fsr-3395	562	27	e.	e.	PROPN
fsr-3395	562	28	,	,	PUNCT
fsr-3395	562	29	&	&	CCONJ
fsr-3395	562	30	goetz	goetz	PROPN
fsr-3395	562	31	,	,	PUNCT
fsr-3395	562	32	j.	j.	PROPN
fsr-3395	562	33	(	(	PUNCT
fsr-3395	562	34	2017	2017	NUM
fsr-3395	562	35	)	)	PUNCT
fsr-3395	562	36	.	.	PUNCT
fsr-3395	563	1	communication	communication	NOUN
fsr-3395	563	2	essentials	essential	NOUN
fsr-3395	563	3	for	for	ADP
fsr-3395	563	4	financial	financial	ADJ
fsr-3395	563	5	planners	planner	NOUN
fsr-3395	563	6	:	:	PUNCT
fsr-3395	563	7	strategies	strategy	NOUN
fsr-3395	563	8	and	and	CCONJ
fsr-3395	563	9	techniques	technique	NOUN
fsr-3395	563	10	.	.	PUNCT
fsr-3395	564	1	hoboken	hoboken	PROPN
fsr-3395	564	2	,	,	PUNCT
fsr-3395	564	3	nj	nj	PROPN
fsr-3395	564	4	:	:	PUNCT
fsr-3395	564	5	wiley	wiley	PROPN
fsr-3395	564	6	.	.	PUNCT
fsr-3395	565	1	grable	grable	PROPN
fsr-3395	565	2	,	,	PUNCT
fsr-3395	565	3	j.	j.	PROPN
fsr-3395	565	4	e.	e.	PROPN
fsr-3395	565	5	,	,	PUNCT
fsr-3395	565	6	&	&	CCONJ
fsr-3395	565	7	joo	joo	PROPN
fsr-3395	565	8	,	,	PUNCT
fsr-3395	565	9	s.	s.	PROPN
fsr-3395	565	10	h.	h.	PROPN
fsr-3395	565	11	(	(	PUNCT
fsr-3395	565	12	1999	1999	NUM
fsr-3395	565	13	)	)	PUNCT
fsr-3395	565	14	.	.	PUNCT
fsr-3395	566	1	financial	financial	ADJ
fsr-3395	566	2	help	help	NOUN
fsr-3395	566	3	-	-	PUNCT
fsr-3395	566	4	seeking	seek	VERB
fsr-3395	566	5	behavior	behavior	NOUN
fsr-3395	566	6	:	:	PUNCT
fsr-3395	566	7	theory	theory	NOUN
fsr-3395	566	8	and	and	CCONJ
fsr-3395	566	9	implications	implication	NOUN
fsr-3395	566	10	.	.	PUNCT
fsr-3395	567	1	journal	journal	NOUN
fsr-3395	567	2	of	of	ADP
fsr-3395	567	3	financial	financial	ADJ
fsr-3395	567	4	counseling	counseling	NOUN
fsr-3395	567	5	and	and	CCONJ
fsr-3395	567	6	planning	planning	NOUN
fsr-3395	567	7	,	,	PUNCT
fsr-3395	567	8	10	10	NUM
fsr-3395	567	9	,	,	PUNCT
fsr-3395	567	10	14–25	14–25	NUM
fsr-3395	567	11	.	.	PUNCT
fsr-3395	568	1	(	(	PUNCT
fsr-3395	568	2	available	available	ADJ
fsr-3395	568	3	at	at	ADP
fsr-3395	568	4	https://search.proquest.com/docview/135587007	https://search.proquest.com/docview/135587007	NOUN
fsr-3395	568	5	)	)	PUNCT
fsr-3395	568	6	.	.	PUNCT
fsr-3395	569	1	grable	grable	PROPN
fsr-3395	569	2	,	,	PUNCT
fsr-3395	569	3	j.	j.	PROPN
fsr-3395	569	4	e.	e.	PROPN
fsr-3395	569	5	,	,	PUNCT
fsr-3395	569	6	&	&	CCONJ
fsr-3395	569	7	joo	joo	PROPN
fsr-3395	569	8	,	,	PUNCT
fsr-3395	569	9	s.	s.	PROPN
fsr-3395	569	10	h.	h.	PROPN
fsr-3395	569	11	(	(	PUNCT
fsr-3395	569	12	2001	2001	NUM
fsr-3395	569	13	)	)	PUNCT
fsr-3395	569	14	.	.	PUNCT
fsr-3395	570	1	a	a	DET
fsr-3395	570	2	further	further	ADJ
fsr-3395	570	3	examination	examination	NOUN
fsr-3395	570	4	of	of	ADP
fsr-3395	570	5	financial	financial	ADJ
fsr-3395	570	6	help	help	NOUN
fsr-3395	570	7	-	-	PUNCT
fsr-3395	570	8	seeking	seek	VERB
fsr-3395	570	9	behavior	behavior	NOUN
fsr-3395	570	10	.	.	PUNCT
fsr-3395	571	1	journal	journal	PROPN
fsr-3395	571	2	of	of	ADP
fsr-3395	571	3	financial	financial	ADJ
fsr-3395	571	4	counseling	counseling	NOUN
fsr-3395	571	5	and	and	CCONJ
fsr-3395	571	6	planning	planning	NOUN
fsr-3395	571	7	,	,	PUNCT
fsr-3395	571	8	12	12	NUM
fsr-3395	571	9	,	,	PUNCT
fsr-3395	571	10	55–73	55–73	NUM
fsr-3395	571	11	.	.	PUNCT
fsr-3395	572	1	(	(	PUNCT
fsr-3395	572	2	available	available	ADJ
fsr-3395	572	3	at	at	ADP
fsr-3395	572	4	https://search.proquest.com/docview/1364688790	https://search.proquest.com/docview/1364688790	NOUN
fsr-3395	572	5	)	)	PUNCT
fsr-3395	572	6	.	.	PUNCT
fsr-3395	573	1	grable	grable	PROPN
fsr-3395	573	2	,	,	PUNCT
fsr-3395	573	3	j.	j.	PROPN
fsr-3395	573	4	e.	e.	PROPN
fsr-3395	573	5	,	,	PUNCT
fsr-3395	573	6	&	&	CCONJ
fsr-3395	573	7	schumm	schumm	PROPN
fsr-3395	573	8	,	,	PUNCT
fsr-3395	573	9	w.	w.	PROPN
fsr-3395	573	10	(	(	PUNCT
fsr-3395	573	11	2010	2010	NUM
fsr-3395	573	12	)	)	PUNCT
fsr-3395	573	13	.	.	PUNCT
fsr-3395	574	1	an	an	DET
fsr-3395	574	2	estimate	estimate	NOUN
fsr-3395	574	3	of	of	ADP
fsr-3395	574	4	the	the	DET
fsr-3395	574	5	reliability	reliability	NOUN
fsr-3395	574	6	of	of	ADP
fsr-3395	574	7	the	the	DET
fsr-3395	574	8	survey	survey	NOUN
fsr-3395	574	9	of	of	ADP
fsr-3395	574	10	consumer	consumer	NOUN
fsr-3395	574	11	finances	finance	NOUN
fsr-3395	574	12	risk	risk	NOUN
fsr-3395	574	13	-	-	PUNCT
fsr-3395	574	14	tolerance	tolerance	NOUN
fsr-3395	574	15	question	question	NOUN
fsr-3395	574	16	.	.	PUNCT
fsr-3395	575	1	journal	journal	NOUN
fsr-3395	575	2	of	of	ADP
fsr-3395	575	3	personal	personal	ADJ
fsr-3395	575	4	finance	finance	NOUN
fsr-3395	575	5	,	,	PUNCT
fsr-3395	575	6	9	9	NUM
fsr-3395	575	7	,	,	PUNCT
fsr-3395	575	8	117–131	117–131	NUM
fsr-3395	575	9	.	.	PUNCT
fsr-3395	576	1	grossman	grossman	PROPN
fsr-3395	576	2	,	,	PUNCT
fsr-3395	576	3	s.	s.	PROPN
fsr-3395	576	4	j.	j.	PROPN
fsr-3395	576	5	,	,	PUNCT
fsr-3395	576	6	&	&	CCONJ
fsr-3395	576	7	stiglitz	stiglitz	PROPN
fsr-3395	576	8	,	,	PUNCT
fsr-3395	576	9	j.	j.	PROPN
fsr-3395	576	10	e.	e.	PROPN
fsr-3395	576	11	(	(	PUNCT
fsr-3395	576	12	1980	1980	NUM
fsr-3395	576	13	)	)	PUNCT
fsr-3395	576	14	.	.	PUNCT
fsr-3395	577	1	on	on	ADP
fsr-3395	577	2	the	the	DET
fsr-3395	577	3	impossibility	impossibility	NOUN
fsr-3395	577	4	of	of	ADP
fsr-3395	577	5	informationally	informationally	ADV
fsr-3395	577	6	efficient	efficient	ADJ
fsr-3395	577	7	markets	market	NOUN
fsr-3395	577	8	.	.	PUNCT
fsr-3395	578	1	the	the	DET
fsr-3395	578	2	american	american	PROPN
fsr-3395	578	3	economic	economic	PROPN
fsr-3395	578	4	review	review	PROPN
fsr-3395	578	5	,	,	PUNCT
fsr-3395	578	6	70	70	NUM
fsr-3395	578	7	,	,	PUNCT
fsr-3395	578	8	393–408	393–408	NUM
fsr-3395	578	9	.	.	PUNCT
fsr-3395	579	1	guiso	guiso	PROPN
fsr-3395	579	2	,	,	PUNCT
fsr-3395	579	3	l.	l.	PROPN
fsr-3395	579	4	,	,	PUNCT
fsr-3395	579	5	jappelli	jappelli	PROPN
fsr-3395	579	6	,	,	PUNCT
fsr-3395	579	7	t.	t.	PROPN
fsr-3395	579	8	,	,	PUNCT
fsr-3395	579	9	&	&	CCONJ
fsr-3395	579	10	terlizzese	terlizzese	PROPN
fsr-3395	579	11	,	,	PUNCT
fsr-3395	579	12	d.	d.	PROPN
fsr-3395	579	13	(	(	PUNCT
fsr-3395	579	14	1996	1996	NUM
fsr-3395	579	15	)	)	PUNCT
fsr-3395	579	16	.	.	PUNCT
fsr-3395	580	1	income	income	NOUN
fsr-3395	580	2	risk	risk	NOUN
fsr-3395	580	3	,	,	PUNCT
fsr-3395	580	4	borrowing	borrowing	NOUN
fsr-3395	580	5	constraints	constraint	NOUN
fsr-3395	580	6	,	,	PUNCT
fsr-3395	580	7	and	and	CCONJ
fsr-3395	580	8	portfolio	portfolio	NOUN
fsr-3395	580	9	choice	choice	NOUN
fsr-3395	580	10	.	.	PUNCT
fsr-3395	581	1	the	the	DET
fsr-3395	581	2	american	american	PROPN
fsr-3395	581	3	economic	economic	PROPN
fsr-3395	581	4	review	review	PROPN
fsr-3395	581	5	,	,	PUNCT
fsr-3395	581	6	86	86	NUM
fsr-3395	581	7	,	,	PUNCT
fsr-3395	581	8	158–172	158–172	NUM
fsr-3395	581	9	.	.	PUNCT
fsr-3395	582	1	hanna	hanna	PROPN
fsr-3395	582	2	,	,	PUNCT
fsr-3395	582	3	s.	s.	PROPN
fsr-3395	582	4	d.	d.	PROPN
fsr-3395	582	5	(	(	PUNCT
fsr-3395	582	6	2011	2011	NUM
fsr-3395	582	7	)	)	PUNCT
fsr-3395	582	8	.	.	PUNCT
fsr-3395	583	1	the	the	DET
fsr-3395	583	2	demand	demand	NOUN
fsr-3395	583	3	for	for	ADP
fsr-3395	583	4	financial	financial	ADJ
fsr-3395	583	5	planning	planning	NOUN
fsr-3395	583	6	services	service	NOUN
fsr-3395	583	7	.	.	PUNCT
fsr-3395	584	1	journal	journal	NOUN
fsr-3395	584	2	of	of	ADP
fsr-3395	584	3	personal	personal	ADJ
fsr-3395	584	4	finance	finance	NOUN
fsr-3395	584	5	,	,	PUNCT
fsr-3395	584	6	10	10	NUM
fsr-3395	584	7	,	,	PUNCT
fsr-3395	584	8	36–62	36–62	NUM
fsr-3395	584	9	.	.	PUNCT
fsr-3395	585	1	(	(	PUNCT
fsr-3395	585	2	available	available	ADJ
fsr-3395	585	3	at	at	ADP
fsr-3395	585	4	ssrn	ssrn	PROPN
fsr-3395	585	5	https://ssrn.com/abstract�1953400	https://ssrn.com/abstract�1953400	ADJ
fsr-3395	585	6	)	)	PUNCT
fsr-3395	585	7	.	.	PUNCT
fsr-3395	586	1	heaton	heaton	PROPN
fsr-3395	586	2	,	,	PUNCT
fsr-3395	586	3	j.	j.	PROPN
fsr-3395	586	4	,	,	PUNCT
fsr-3395	586	5	&	&	CCONJ
fsr-3395	586	6	lucas	lucas	PROPN
fsr-3395	586	7	,	,	PUNCT
fsr-3395	586	8	d.	d.	PROPN
fsr-3395	586	9	(	(	PUNCT
fsr-3395	586	10	2000	2000	NUM
fsr-3395	586	11	)	)	PUNCT
fsr-3395	586	12	.	.	PUNCT
fsr-3395	587	1	portfolio	portfolio	NOUN
fsr-3395	587	2	choice	choice	NOUN
fsr-3395	587	3	in	in	ADP
fsr-3395	587	4	the	the	DET
fsr-3395	587	5	presence	presence	NOUN
fsr-3395	587	6	of	of	ADP
fsr-3395	587	7	background	background	NOUN
fsr-3395	587	8	risk	risk	NOUN
fsr-3395	587	9	.	.	PUNCT
fsr-3395	588	1	the	the	DET
fsr-3395	588	2	economic	economic	ADJ
fsr-3395	588	3	journal	journal	NOUN
fsr-3395	588	4	,	,	PUNCT
fsr-3395	588	5	110	110	NUM
fsr-3395	588	6	,	,	PUNCT
fsr-3395	588	7	1–26	1–26	NOUN
fsr-3395	588	8	.	.	PUNCT
fsr-3395	589	1	hu	hu	PROPN
fsr-3395	589	2	,	,	PUNCT
fsr-3395	589	3	x.	x.	NOUN
fsr-3395	589	4	(	(	PUNCT
fsr-3395	589	5	2005	2005	NUM
fsr-3395	589	6	)	)	PUNCT
fsr-3395	589	7	.	.	PUNCT
fsr-3395	590	1	portfolio	portfolio	NOUN
fsr-3395	590	2	choices	choice	NOUN
fsr-3395	590	3	for	for	ADP
fsr-3395	590	4	homeowners	homeowner	NOUN
fsr-3395	590	5	.	.	PUNCT
fsr-3395	591	1	journal	journal	PROPN
fsr-3395	591	2	of	of	ADP
fsr-3395	591	3	urban	urban	ADJ
fsr-3395	591	4	economics	economic	NOUN
fsr-3395	591	5	,	,	PUNCT
fsr-3395	591	6	58	58	NUM
fsr-3395	591	7	,	,	PUNCT
fsr-3395	591	8	114–136	114–136	NUM
fsr-3395	591	9	.	.	PUNCT
fsr-3395	592	1	https://doi.org/	https://doi.org/	VERB
fsr-3395	592	2	10.1016	10.1016	NUM
fsr-3395	592	3	/	/	SYM
fsr-3395	592	4	j.jue.2005.02.002	j.jue.2005.02.002	NOUN
fsr-3395	592	5	hung	hung	PROPN
fsr-3395	592	6	,	,	PUNCT
fsr-3395	592	7	a.	a.	PROPN
fsr-3395	592	8	,	,	PUNCT
fsr-3395	592	9	&	&	CCONJ
fsr-3395	592	10	yoong	yoong	PROPN
fsr-3395	592	11	,	,	PUNCT
fsr-3395	592	12	j.	j.	PROPN
fsr-3395	592	13	(	(	PUNCT
fsr-3395	592	14	2010	2010	NUM
fsr-3395	592	15	)	)	PUNCT
fsr-3395	592	16	.	.	PUNCT
fsr-3395	593	1	asking	ask	VERB
fsr-3395	593	2	for	for	ADP
fsr-3395	593	3	help	help	NOUN
fsr-3395	593	4	:	:	PUNCT
fsr-3395	593	5	survey	survey	NOUN
fsr-3395	593	6	and	and	CCONJ
fsr-3395	593	7	experimental	experimental	ADJ
fsr-3395	593	8	evidence	evidence	NOUN
fsr-3395	593	9	on	on	ADP
fsr-3395	593	10	financial	financial	ADJ
fsr-3395	593	11	advice	advice	NOUN
fsr-3395	593	12	and	and	CCONJ
fsr-3395	593	13	behavior	behavior	NOUN
fsr-3395	593	14	change	change	NOUN
fsr-3395	593	15	.	.	PUNCT
fsr-3395	594	1	rand	rand	NOUN
fsr-3395	594	2	working	working	PROPN
fsr-3395	594	3	paper	paper	NOUN
fsr-3395	594	4	series	series	NOUN
fsr-3395	594	5	wr-714	wr-714	PROPN
fsr-3395	594	6	-	-	PUNCT
fsr-3395	594	7	1	1	NUM
fsr-3395	594	8	.	.	PUNCT
fsr-3395	594	9	http://dx.doi.org/10.2139/ssrn.1532993	http://dx.doi.org/10.2139/ssrn.1532993	NUM
fsr-3395	594	10	229a	229a	PROPN
fsr-3395	594	11	.	.	PUNCT
fsr-3395	595	1	rabbani	rabbani	PROPN
fsr-3395	595	2	et	et	PROPN
fsr-3395	595	3	al	al	PROPN
fsr-3395	595	4	.	.	PUNCT
fsr-3395	595	5	/	/	SYM
fsr-3395	595	6	financial	financial	ADJ
fsr-3395	595	7	services	service	NOUN
fsr-3395	595	8	review	review	VERB
fsr-3395	595	9	27	27	NUM
fsr-3395	595	10	(	(	PUNCT
fsr-3395	595	11	2018	2018	NUM
fsr-3395	595	12	)	)	PUNCT
fsr-3395	595	13	209	209	NUM
fsr-3395	595	14	-	-	SYM
fsr-3395	595	15	230	230	NUM
fsr-3395	595	16	joo	joo	NOUN
fsr-3395	595	17	,	,	PUNCT
fsr-3395	595	18	s.	s.	PROPN
fsr-3395	595	19	h.	h.	PROPN
fsr-3395	595	20	,	,	PUNCT
fsr-3395	595	21	&	&	CCONJ
fsr-3395	595	22	grable	grable	PROPN
fsr-3395	595	23	,	,	PUNCT
fsr-3395	595	24	j.	j.	PROPN
fsr-3395	595	25	e.	e.	PROPN
fsr-3395	595	26	(	(	PUNCT
fsr-3395	595	27	2001	2001	NUM
fsr-3395	595	28	)	)	PUNCT
fsr-3395	595	29	.	.	PUNCT
fsr-3395	596	1	factors	factor	NOUN
fsr-3395	596	2	associated	associate	VERB
fsr-3395	596	3	with	with	ADP
fsr-3395	596	4	seeking	seek	VERB
fsr-3395	596	5	and	and	CCONJ
fsr-3395	596	6	using	use	VERB
fsr-3395	596	7	professional	professional	ADJ
fsr-3395	596	8	retirementplanning	retirementplanning	NOUN
fsr-3395	596	9	help	help	NOUN
fsr-3395	596	10	.	.	PUNCT
fsr-3395	597	1	family	family	NOUN
fsr-3395	597	2	and	and	CCONJ
fsr-3395	597	3	consumer	consumer	NOUN
fsr-3395	597	4	sciences	sciences	PROPN
fsr-3395	597	5	research	research	NOUN
fsr-3395	597	6	journal	journal	NOUN
fsr-3395	597	7	,	,	PUNCT
fsr-3395	597	8	30	30	NUM
fsr-3395	597	9	,	,	PUNCT
fsr-3395	597	10	37	37	NUM
fsr-3395	597	11	–	–	SYM
fsr-3395	597	12	63	63	NUM
fsr-3395	597	13	.	.	PUNCT
fsr-3395	598	1	http://doi.org/10.1177/	http://doi.org/10.1177/	PROPN
fsr-3395	598	2	1077727x01301002	1077727x01301002	NUM
fsr-3395	598	3	kimball	kimball	PROPN
fsr-3395	598	4	,	,	PUNCT
fsr-3395	598	5	m.	m.	PROPN
fsr-3395	598	6	s.	s.	PROPN
fsr-3395	598	7	,	,	PUNCT
fsr-3395	598	8	sahm	sahm	PROPN
fsr-3395	598	9	,	,	PUNCT
fsr-3395	598	10	c.	c.	PROPN
fsr-3395	598	11	r.	r.	PROPN
fsr-3395	598	12	,	,	PUNCT
fsr-3395	598	13	&	&	CCONJ
fsr-3395	598	14	shapiro	shapiro	PROPN
fsr-3395	598	15	,	,	PUNCT
fsr-3395	598	16	m.	m.	PROPN
fsr-3395	598	17	d.	d.	PROPN
fsr-3395	598	18	(	(	PUNCT
fsr-3395	598	19	2008	2008	NUM
fsr-3395	598	20	)	)	PUNCT
fsr-3395	598	21	.	.	PUNCT
fsr-3395	599	1	imputing	impute	VERB
fsr-3395	599	2	risk	risk	NOUN
fsr-3395	599	3	tolerance	tolerance	NOUN
fsr-3395	599	4	from	from	ADP
fsr-3395	599	5	survey	survey	NOUN
fsr-3395	599	6	responses	response	NOUN
fsr-3395	599	7	.	.	PUNCT
fsr-3395	600	1	journal	journal	NOUN
fsr-3395	600	2	of	of	ADP
fsr-3395	600	3	the	the	DET
fsr-3395	600	4	american	american	PROPN
fsr-3395	600	5	statistical	statistical	PROPN
fsr-3395	600	6	association	association	NOUN
fsr-3395	600	7	,	,	PUNCT
fsr-3395	600	8	103	103	NUM
fsr-3395	600	9	,	,	PUNCT
fsr-3395	600	10	1028–1038	1028–1038	NUM
fsr-3395	600	11	.	.	PUNCT
fsr-3395	601	1	kuzniak	kuzniak	PROPN
fsr-3395	601	2	,	,	PUNCT
fsr-3395	601	3	s.	s.	PROPN
fsr-3395	601	4	,	,	PUNCT
fsr-3395	601	5	rabbani	rabbani	PROPN
fsr-3395	601	6	,	,	PUNCT
fsr-3395	601	7	a.	a.	PROPN
fsr-3395	601	8	,	,	PUNCT
fsr-3395	601	9	heo	heo	PROPN
fsr-3395	601	10	,	,	PUNCT
fsr-3395	601	11	w.	w.	PROPN
fsr-3395	601	12	,	,	PUNCT
fsr-3395	601	13	ruiz	ruiz	NOUN
fsr-3395	601	14	-	-	PUNCT
fsr-3395	601	15	menjivar	menjivar	NOUN
fsr-3395	601	16	,	,	PUNCT
fsr-3395	601	17	j.	j.	PROPN
fsr-3395	601	18	,	,	PUNCT
fsr-3395	601	19	&	&	CCONJ
fsr-3395	601	20	grable	grable	PROPN
fsr-3395	601	21	,	,	PUNCT
fsr-3395	601	22	j.	j.	PROPN
fsr-3395	601	23	e.	e.	PROPN
fsr-3395	601	24	(	(	PUNCT
fsr-3395	601	25	2015	2015	NUM
fsr-3395	601	26	)	)	PUNCT
fsr-3395	601	27	.	.	PUNCT
fsr-3395	602	1	the	the	DET
fsr-3395	602	2	grable	grable	PROPN
fsr-3395	602	3	and	and	CCONJ
fsr-3395	602	4	lytton	lytton	PROPN
fsr-3395	602	5	risktolerance	risktolerance	PROPN
fsr-3395	602	6	scale	scale	PROPN
fsr-3395	602	7	:	:	PUNCT
fsr-3395	602	8	a	a	DET
fsr-3395	602	9	15	15	NUM
fsr-3395	602	10	-	-	PUNCT
fsr-3395	602	11	year	year	NOUN
fsr-3395	602	12	retrospective	retrospective	NOUN
fsr-3395	602	13	.	.	PUNCT
fsr-3395	603	1	financial	financial	ADJ
fsr-3395	603	2	services	service	NOUN
fsr-3395	603	3	review	review	PROPN
fsr-3395	603	4	,	,	PUNCT
fsr-3395	603	5	24	24	NUM
fsr-3395	603	6	,	,	PUNCT
fsr-3395	603	7	177–192	177–192	NUM
fsr-3395	603	8	.	.	PUNCT
fsr-3395	604	1	(	(	PUNCT
fsr-3395	604	2	available	available	ADJ
fsr-3395	604	3	at	at	ADP
fsr-3395	604	4	http://proxyremote.galib.uga.edu:80/login?url�https://search.proquest.com/docview/1685862633	http://proxyremote.galib.uga.edu:80/login?url�https://search.proquest.com/docview/1685862633	PROPN
fsr-3395	604	5	)	)	PUNCT
fsr-3395	604	6	.	.	PUNCT
fsr-3395	605	1	kwon	kwon	PROPN
fsr-3395	605	2	,	,	PUNCT
fsr-3395	605	3	j.	j.	PROPN
fsr-3395	605	4	(	(	PUNCT
fsr-3395	605	5	2004	2004	NUM
fsr-3395	605	6	)	)	PUNCT
fsr-3395	605	7	.	.	PUNCT
fsr-3395	606	1	clustering	cluster	VERB
fsr-3395	606	2	users	user	NOUN
fsr-3395	606	3	of	of	ADP
fsr-3395	606	4	multiple	multiple	ADJ
fsr-3395	606	5	sources	source	NOUN
fsr-3395	606	6	of	of	ADP
fsr-3395	606	7	information	information	NOUN
fsr-3395	606	8	for	for	ADP
fsr-3395	606	9	saving	saving	NOUN
fsr-3395	606	10	and	and	CCONJ
fsr-3395	606	11	investment	investment	NOUN
fsr-3395	606	12	.	.	PUNCT
fsr-3395	607	1	journal	journal	NOUN
fsr-3395	607	2	of	of	ADP
fsr-3395	607	3	personal	personal	ADJ
fsr-3395	607	4	finance	finance	NOUN
fsr-3395	607	5	,	,	PUNCT
fsr-3395	607	6	3	3	NUM
fsr-3395	607	7	,	,	PUNCT
fsr-3395	607	8	33–48	33–48	NUM
fsr-3395	607	9	.	.	PUNCT
fsr-3395	608	1	lee	lee	PROPN
fsr-3395	608	2	,	,	PUNCT
fsr-3395	608	3	j.	j.	PROPN
fsr-3395	608	4	,	,	PUNCT
fsr-3395	608	5	&	&	CCONJ
fsr-3395	608	6	cho	cho	PROPN
fsr-3395	608	7	,	,	PUNCT
fsr-3395	608	8	j.	j.	PROPN
fsr-3395	608	9	(	(	PUNCT
fsr-3395	608	10	2005	2005	NUM
fsr-3395	608	11	)	)	PUNCT
fsr-3395	608	12	.	.	PUNCT
fsr-3395	609	1	consumers	consumer	NOUN
fsr-3395	609	2	’	'	PUNCT
fsr-3395	609	3	use	use	NOUN
fsr-3395	609	4	of	of	ADP
fsr-3395	609	5	information	information	NOUN
fsr-3395	609	6	intermediaries	intermediary	NOUN
fsr-3395	609	7	and	and	CCONJ
fsr-3395	609	8	the	the	DET
fsr-3395	609	9	impact	impact	NOUN
fsr-3395	609	10	on	on	ADP
fsr-3395	609	11	their	their	PRON
fsr-3395	609	12	information	information	NOUN
fsr-3395	609	13	search	search	NOUN
fsr-3395	609	14	behavior	behavior	NOUN
fsr-3395	609	15	in	in	ADP
fsr-3395	609	16	the	the	DET
fsr-3395	609	17	financial	financial	ADJ
fsr-3395	609	18	market	market	NOUN
fsr-3395	609	19	.	.	PUNCT
fsr-3395	610	1	journal	journal	NOUN
fsr-3395	610	2	of	of	ADP
fsr-3395	610	3	consumer	consumer	NOUN
fsr-3395	610	4	affairs	affair	NOUN
fsr-3395	610	5	,	,	PUNCT
fsr-3395	610	6	39	39	NUM
fsr-3395	610	7	,	,	PUNCT
fsr-3395	610	8	95–120	95–120	NUM
fsr-3395	610	9	.	.	PUNCT
fsr-3395	611	1	https://doi.org/10.1111/	https://doi.org/10.1111/	PROPN
fsr-3395	611	2	j.1745	j.1745	PROPN
fsr-3395	611	3	-	-	PUNCT
fsr-3395	611	4	6606.2005.00005.x	6606.2005.00005.x	NUM
fsr-3395	611	5	lusardi	lusardi	NOUN
fsr-3395	611	6	,	,	PUNCT
fsr-3395	611	7	a.	a.	NOUN
fsr-3395	611	8	(	(	PUNCT
fsr-3395	611	9	2012	2012	NUM
fsr-3395	611	10	)	)	PUNCT
fsr-3395	611	11	.	.	PUNCT
fsr-3395	612	1	numeracy	numeracy	NOUN
fsr-3395	612	2	,	,	PUNCT
fsr-3395	612	3	financial	financial	ADJ
fsr-3395	612	4	literacy	literacy	NOUN
fsr-3395	612	5	,	,	PUNCT
fsr-3395	612	6	and	and	CCONJ
fsr-3395	612	7	financial	financial	ADJ
fsr-3395	612	8	decision	decision	NOUN
fsr-3395	612	9	-	-	PUNCT
fsr-3395	612	10	making	making	NOUN
fsr-3395	612	11	.	.	PUNCT
fsr-3395	613	1	numeracy	numeracy	NOUN
fsr-3395	613	2	,	,	PUNCT
fsr-3395	613	3	5	5	NUM
fsr-3395	613	4	,	,	PUNCT
fsr-3395	613	5	article	article	NOUN
fsr-3395	613	6	2	2	NUM
fsr-3395	613	7	.	.	PUNCT
fsr-3395	614	1	http://dx.doi.org/10.5038/1936-4660.5.1.2	http://dx.doi.org/10.5038/1936-4660.5.1.2	NUM
fsr-3395	614	2	lusardi	lusardi	NOUN
fsr-3395	614	3	,	,	PUNCT
fsr-3395	614	4	a.	a.	PROPN
fsr-3395	614	5	,	,	PUNCT
fsr-3395	614	6	&	&	CCONJ
fsr-3395	614	7	mitchell	mitchell	PROPN
fsr-3395	614	8	,	,	PUNCT
fsr-3395	614	9	o.	o.	PROPN
fsr-3395	614	10	s.	s.	PROPN
fsr-3395	614	11	(	(	PUNCT
fsr-3395	614	12	2007	2007	NUM
fsr-3395	614	13	)	)	PUNCT
fsr-3395	614	14	.	.	PUNCT
fsr-3395	615	1	financial	financial	ADJ
fsr-3395	615	2	literacy	literacy	NOUN
fsr-3395	615	3	and	and	CCONJ
fsr-3395	615	4	retirement	retirement	NOUN
fsr-3395	615	5	preparedness	preparedness	NOUN
fsr-3395	615	6	:	:	PUNCT
fsr-3395	615	7	evidence	evidence	NOUN
fsr-3395	615	8	and	and	CCONJ
fsr-3395	615	9	implications	implication	NOUN
fsr-3395	615	10	for	for	ADP
fsr-3395	615	11	financial	financial	ADJ
fsr-3395	615	12	education	education	NOUN
fsr-3395	615	13	.	.	PUNCT
fsr-3395	616	1	business	business	NOUN
fsr-3395	616	2	economics	economic	NOUN
fsr-3395	616	3	,	,	PUNCT
fsr-3395	616	4	42	42	NUM
fsr-3395	616	5	,	,	PUNCT
fsr-3395	616	6	35–44	35–44	NUM
fsr-3395	616	7	.	.	PUNCT
fsr-3395	617	1	https://doi.org/10.2145/20070104	https://doi.org/10.2145/20070104	NOUN
fsr-3395	617	2	odean	odean	ADJ
fsr-3395	617	3	,	,	PUNCT
fsr-3395	617	4	t.	t.	PROPN
fsr-3395	617	5	(	(	PUNCT
fsr-3395	617	6	1998	1998	NUM
fsr-3395	617	7	)	)	PUNCT
fsr-3395	617	8	.	.	PUNCT
fsr-3395	618	1	volume	volume	NOUN
fsr-3395	618	2	,	,	PUNCT
fsr-3395	618	3	volatility	volatility	NOUN
fsr-3395	618	4	,	,	PUNCT
fsr-3395	618	5	price	price	NOUN
fsr-3395	618	6	,	,	PUNCT
fsr-3395	618	7	and	and	CCONJ
fsr-3395	618	8	profit	profit	NOUN
fsr-3395	618	9	when	when	SCONJ
fsr-3395	618	10	all	all	DET
fsr-3395	618	11	traders	trader	NOUN
fsr-3395	618	12	are	be	AUX
fsr-3395	618	13	above	above	ADP
fsr-3395	618	14	average	average	ADJ
fsr-3395	618	15	.	.	PUNCT
fsr-3395	619	1	the	the	DET
fsr-3395	619	2	journal	journal	PROPN
fsr-3395	619	3	of	of	ADP
fsr-3395	619	4	finance	finance	NOUN
fsr-3395	619	5	,	,	PUNCT
fsr-3395	619	6	53	53	NUM
fsr-3395	619	7	,	,	PUNCT
fsr-3395	619	8	1887–1934	1887–1934	NUM
fsr-3395	619	9	.	.	PUNCT
fsr-3395	620	1	robb	robb	NOUN
fsr-3395	620	2	,	,	PUNCT
fsr-3395	620	3	c.	c.	PROPN
fsr-3395	620	4	a.	a.	PROPN
fsr-3395	620	5	,	,	PUNCT
fsr-3395	620	6	babiarz	babiarz	PROPN
fsr-3395	620	7	,	,	PUNCT
fsr-3395	620	8	p.	p.	PROPN
fsr-3395	620	9	,	,	PUNCT
fsr-3395	620	10	woodyard	woodyard	PROPN
fsr-3395	620	11	,	,	PUNCT
fsr-3395	620	12	a.	a.	PROPN
fsr-3395	620	13	,	,	PUNCT
fsr-3395	620	14	&	&	CCONJ
fsr-3395	620	15	seay	seay	ADJ
fsr-3395	620	16	,	,	PUNCT
fsr-3395	620	17	m.	m.	NOUN
fsr-3395	620	18	c.	c.	PROPN
fsr-3395	620	19	(	(	PUNCT
fsr-3395	620	20	2015	2015	NUM
fsr-3395	620	21	)	)	PUNCT
fsr-3395	620	22	.	.	PUNCT
fsr-3395	621	1	bounded	bound	VERB
fsr-3395	621	2	rationality	rationality	NOUN
fsr-3395	621	3	and	and	CCONJ
fsr-3395	621	4	use	use	NOUN
fsr-3395	621	5	of	of	ADP
fsr-3395	621	6	alternative	alternative	ADJ
fsr-3395	621	7	financial	financial	ADJ
fsr-3395	621	8	services	service	NOUN
fsr-3395	621	9	.	.	PUNCT
fsr-3395	622	1	journal	journal	NOUN
fsr-3395	622	2	of	of	ADP
fsr-3395	622	3	consumer	consumer	NOUN
fsr-3395	622	4	affairs	affair	NOUN
fsr-3395	622	5	,	,	PUNCT
fsr-3395	622	6	49	49	NUM
fsr-3395	622	7	,	,	PUNCT
fsr-3395	622	8	407–435	407–435	NUM
fsr-3395	622	9	.	.	PUNCT
fsr-3395	623	1	https://doi.org/10.1111/joca.12071	https://doi.org/10.1111/joca.12071	PROPN
fsr-3395	623	2	robb	robb	PROPN
fsr-3395	623	3	,	,	PUNCT
fsr-3395	623	4	c.	c.	PROPN
fsr-3395	623	5	,	,	PUNCT
fsr-3395	623	6	&	&	CCONJ
fsr-3395	623	7	woodyard	woodyard	PROPN
fsr-3395	623	8	,	,	PUNCT
fsr-3395	623	9	a.	a.	PROPN
fsr-3395	623	10	s.	s.	PROPN
fsr-3395	623	11	(	(	PUNCT
fsr-3395	623	12	2011	2011	NUM
fsr-3395	623	13	)	)	PUNCT
fsr-3395	623	14	.	.	PUNCT
fsr-3395	624	1	financial	financial	ADJ
fsr-3395	624	2	knowledge	knowledge	NOUN
fsr-3395	624	3	and	and	CCONJ
fsr-3395	624	4	best	good	ADJ
fsr-3395	624	5	practice	practice	NOUN
fsr-3395	624	6	behavior	behavior	NOUN
fsr-3395	624	7	.	.	PUNCT
fsr-3395	625	1	financial	financial	ADJ
fsr-3395	625	2	planning	planning	NOUN
fsr-3395	625	3	and	and	CCONJ
fsr-3395	625	4	counseling	counseling	NOUN
fsr-3395	625	5	,	,	PUNCT
fsr-3395	625	6	22	22	NUM
fsr-3395	625	7	,	,	PUNCT
fsr-3395	625	8	36–46	36–46	NUM
fsr-3395	625	9	.	.	PUNCT
fsr-3395	626	1	(	(	PUNCT
fsr-3395	626	2	available	available	ADJ
fsr-3395	626	3	at	at	ADP
fsr-3395	626	4	ssrn	ssrn	PROPN
fsr-3395	626	5	https://ssrn.com/abstract�2061308	https://ssrn.com/abstract�2061308	ADP
fsr-3395	626	6	)	)	PUNCT
fsr-3395	626	7	.	.	PUNCT
fsr-3395	627	1	rose	rise	VERB
fsr-3395	627	2	,	,	PUNCT
fsr-3395	627	3	f.	f.	PROPN
fsr-3395	627	4	(	(	PUNCT
fsr-3395	627	5	1999	1999	NUM
fsr-3395	627	6	)	)	PUNCT
fsr-3395	627	7	.	.	PUNCT
fsr-3395	628	1	the	the	DET
fsr-3395	628	2	economics	economic	NOUN
fsr-3395	628	3	,	,	PUNCT
fsr-3395	628	4	concept	concept	NOUN
fsr-3395	628	5	,	,	PUNCT
fsr-3395	628	6	and	and	CCONJ
fsr-3395	628	7	design	design	NOUN
fsr-3395	628	8	of	of	ADP
fsr-3395	628	9	information	information	NOUN
fsr-3395	628	10	intermediaries	intermediary	NOUN
fsr-3395	628	11	:	:	PUNCT
fsr-3395	628	12	a	a	DET
fsr-3395	628	13	theoretic	theoretic	ADJ
fsr-3395	628	14	approach	approach	NOUN
fsr-3395	628	15	.	.	PUNCT
fsr-3395	629	1	heidelberg	heidelberg	PROPN
fsr-3395	629	2	,	,	PUNCT
fsr-3395	629	3	ny	ny	PROPN
fsr-3395	629	4	:	:	PUNCT
fsr-3395	629	5	physica	physica	NOUN
fsr-3395	629	6	-	-	PUNCT
fsr-3395	629	7	verlag	verlag	PROPN
fsr-3395	629	8	.	.	PUNCT
fsr-3395	630	1	roche	roche	PROPN
fsr-3395	630	2	,	,	PUNCT
fsr-3395	630	3	h.	h.	PROPN
fsr-3395	630	4	,	,	PUNCT
fsr-3395	630	5	tompaidis	tompaidis	PROPN
fsr-3395	630	6	,	,	PUNCT
fsr-3395	630	7	s.	s.	PROPN
fsr-3395	630	8	,	,	PUNCT
fsr-3395	630	9	&	&	CCONJ
fsr-3395	630	10	yang	yang	PROPN
fsr-3395	630	11	,	,	PUNCT
fsr-3395	630	12	c.	c.	PROPN
fsr-3395	630	13	(	(	PUNCT
fsr-3395	630	14	2013	2013	NUM
fsr-3395	630	15	)	)	PUNCT
fsr-3395	630	16	.	.	PUNCT
fsr-3395	631	1	why	why	SCONJ
fsr-3395	631	2	does	do	AUX
fsr-3395	631	3	junior	junior	ADV
fsr-3395	631	4	put	put	VERB
fsr-3395	631	5	all	all	DET
fsr-3395	631	6	his	his	PRON
fsr-3395	631	7	eggs	egg	NOUN
fsr-3395	631	8	in	in	ADP
fsr-3395	631	9	one	one	NUM
fsr-3395	631	10	basket	basket	NOUN
fsr-3395	631	11	?	?	PUNCT
fsr-3395	632	1	a	a	DET
fsr-3395	632	2	potential	potential	ADJ
fsr-3395	632	3	rational	rational	ADJ
fsr-3395	632	4	explanation	explanation	NOUN
fsr-3395	632	5	for	for	ADP
fsr-3395	632	6	holding	hold	VERB
fsr-3395	632	7	concentrated	concentrated	ADJ
fsr-3395	632	8	portfolios	portfolio	NOUN
fsr-3395	632	9	.	.	PUNCT
fsr-3395	633	1	journal	journal	NOUN
fsr-3395	633	2	of	of	ADP
fsr-3395	633	3	financial	financial	ADJ
fsr-3395	633	4	economics	economic	NOUN
fsr-3395	633	5	,	,	PUNCT
fsr-3395	633	6	109	109	NUM
fsr-3395	633	7	,	,	PUNCT
fsr-3395	633	8	775–796	775–796	NUM
fsr-3395	633	9	.	.	PUNCT
fsr-3395	634	1	https://	https://	PROPN
fsr-3395	634	2	doi.org/10.1016/j.jfineco.2013.03.016	doi.org/10.1016/j.jfineco.2013.03.016	PROPN
fsr-3395	634	3	sages	sage	NOUN
fsr-3395	634	4	,	,	PUNCT
fsr-3395	634	5	r.	r.	PROPN
fsr-3395	634	6	a.	a.	PROPN
fsr-3395	634	7	,	,	PUNCT
fsr-3395	634	8	&	&	CCONJ
fsr-3395	634	9	grable	grable	PROPN
fsr-3395	634	10	,	,	PUNCT
fsr-3395	634	11	j.	j.	PROPN
fsr-3395	634	12	e.	e.	PROPN
fsr-3395	634	13	(	(	PUNCT
fsr-3395	634	14	2010	2010	NUM
fsr-3395	634	15	)	)	PUNCT
fsr-3395	634	16	.	.	PUNCT
fsr-3395	635	1	financial	financial	ADJ
fsr-3395	635	2	numeracy	numeracy	NOUN
fsr-3395	635	3	,	,	PUNCT
fsr-3395	635	4	net	net	ADJ
fsr-3395	635	5	worth	worth	NOUN
fsr-3395	635	6	,	,	PUNCT
fsr-3395	635	7	and	and	CCONJ
fsr-3395	635	8	financial	financial	ADJ
fsr-3395	635	9	management	management	NOUN
fsr-3395	635	10	skills	skill	NOUN
fsr-3395	635	11	:	:	PUNCT
fsr-3395	635	12	client	client	NOUN
fsr-3395	635	13	characteristics	characteristic	NOUN
fsr-3395	635	14	that	that	PRON
fsr-3395	635	15	differ	differ	VERB
fsr-3395	635	16	based	base	VERB
fsr-3395	635	17	on	on	ADP
fsr-3395	635	18	financial	financial	ADJ
fsr-3395	635	19	risk	risk	NOUN
fsr-3395	635	20	tolerance	tolerance	NOUN
fsr-3395	635	21	.	.	PUNCT
fsr-3395	636	1	journal	journal	NOUN
fsr-3395	636	2	of	of	ADP
fsr-3395	636	3	financial	financial	ADJ
fsr-3395	636	4	service	service	NOUN
fsr-3395	636	5	professionals	professional	NOUN
fsr-3395	636	6	,	,	PUNCT
fsr-3395	636	7	64	64	NUM
fsr-3395	636	8	,	,	PUNCT
fsr-3395	636	9	57–65	57–65	NUM
fsr-3395	636	10	.	.	PUNCT
fsr-3395	637	1	statman	statman	ADJ
fsr-3395	637	2	,	,	PUNCT
fsr-3395	637	3	m.	m.	NOUN
fsr-3395	637	4	,	,	PUNCT
fsr-3395	637	5	thorley	thorley	PROPN
fsr-3395	637	6	,	,	PUNCT
fsr-3395	637	7	s.	s.	PROPN
fsr-3395	637	8	,	,	PUNCT
fsr-3395	637	9	&	&	CCONJ
fsr-3395	637	10	vorkink	vorkink	NOUN
fsr-3395	637	11	,	,	PUNCT
fsr-3395	637	12	k.	k.	PROPN
fsr-3395	637	13	(	(	PUNCT
fsr-3395	637	14	2006	2006	NUM
fsr-3395	637	15	)	)	PUNCT
fsr-3395	637	16	.	.	PUNCT
fsr-3395	638	1	investor	investor	NOUN
fsr-3395	638	2	over	over	ADP
fsr-3395	638	3	-	-	PUNCT
fsr-3395	638	4	confidence	confidence	NOUN
fsr-3395	638	5	and	and	CCONJ
fsr-3395	638	6	trading	trading	NOUN
fsr-3395	638	7	volume	volume	NOUN
fsr-3395	638	8	.	.	PUNCT
fsr-3395	639	1	the	the	DET
fsr-3395	639	2	review	review	NOUN
fsr-3395	639	3	of	of	ADP
fsr-3395	639	4	financial	financial	ADJ
fsr-3395	639	5	studies	study	NOUN
fsr-3395	639	6	,	,	PUNCT
fsr-3395	639	7	19	19	NUM
fsr-3395	639	8	,	,	PUNCT
fsr-3395	639	9	1531–1565	1531–1565	NUM
fsr-3395	639	10	.	.	PUNCT
fsr-3395	640	1	https://doi.org/10.1093/rfs/hhj032	https://doi.org/10.1093/rfs/hhj032	PROPN
fsr-3395	640	2	suchman	suchman	NOUN
fsr-3395	640	3	,	,	PUNCT
fsr-3395	640	4	e.	e.	PROPN
fsr-3395	640	5	a.(1966	a.(1966	PROPN
fsr-3395	640	6	)	)	PUNCT
fsr-3395	640	7	.	.	PUNCT
fsr-3395	641	1	health	health	NOUN
fsr-3395	641	2	orientation	orientation	NOUN
fsr-3395	641	3	and	and	CCONJ
fsr-3395	641	4	medical	medical	ADJ
fsr-3395	641	5	care	care	NOUN
fsr-3395	641	6	.	.	PUNCT
fsr-3395	642	1	american	american	ADJ
fsr-3395	642	2	journal	journal	PROPN
fsr-3395	642	3	of	of	ADP
fsr-3395	642	4	public	public	ADJ
fsr-3395	642	5	health	health	NOUN
fsr-3395	642	6	and	and	CCONJ
fsr-3395	642	7	the	the	DET
fsr-3395	642	8	nations	nation	NOUN
fsr-3395	642	9	health	health	NOUN
fsr-3395	642	10	,	,	PUNCT
fsr-3395	642	11	56	56	NUM
fsr-3395	642	12	,	,	PUNCT
fsr-3395	642	13	97–105	97–105	PROPN
fsr-3395	642	14	.	.	PUNCT
fsr-3395	643	1	verrecchia	verrecchia	PROPN
fsr-3395	643	2	,	,	PUNCT
fsr-3395	643	3	r.	r.	PROPN
fsr-3395	643	4	e.	e.	PROPN
fsr-3395	643	5	(	(	PUNCT
fsr-3395	643	6	1982	1982	NUM
fsr-3395	643	7	)	)	PUNCT
fsr-3395	643	8	.	.	PUNCT
fsr-3395	644	1	information	information	NOUN
fsr-3395	644	2	acquisition	acquisition	NOUN
fsr-3395	644	3	in	in	ADP
fsr-3395	644	4	a	a	DET
fsr-3395	644	5	noisy	noisy	ADJ
fsr-3395	644	6	rational	rational	ADJ
fsr-3395	644	7	expectations	expectation	NOUN
fsr-3395	644	8	economy	economy	NOUN
fsr-3395	644	9	.	.	PUNCT
fsr-3395	645	1	econometrica	econometrica	PROPN
fsr-3395	645	2	:	:	PUNCT
fsr-3395	645	3	journal	journal	NOUN
fsr-3395	645	4	of	of	ADP
fsr-3395	645	5	the	the	DET
fsr-3395	645	6	econometric	econometric	ADJ
fsr-3395	645	7	society	society	NOUN
fsr-3395	645	8	,	,	PUNCT
fsr-3395	645	9	50	50	NUM
fsr-3395	645	10	,	,	PUNCT
fsr-3395	645	11	1415–1430	1415–1430	NUM
fsr-3395	645	12	.	.	PUNCT
fsr-3395	646	1	vissing	visse	VERB
fsr-3395	646	2	-	-	PUNCT
fsr-3395	646	3	jorgensen	jorgensen	PROPN
fsr-3395	646	4	,	,	PUNCT
fsr-3395	646	5	a.	a.	NOUN
fsr-3395	646	6	(	(	PUNCT
fsr-3395	646	7	2002	2002	NUM
fsr-3395	646	8	)	)	PUNCT
fsr-3395	646	9	.	.	PUNCT
fsr-3395	647	1	towards	towards	ADP
fsr-3395	647	2	an	an	DET
fsr-3395	647	3	explanation	explanation	NOUN
fsr-3395	647	4	of	of	ADP
fsr-3395	647	5	household	household	NOUN
fsr-3395	647	6	portfolio	portfolio	NOUN
fsr-3395	647	7	choice	choice	NOUN
fsr-3395	647	8	heterogeneity	heterogeneity	NOUN
fsr-3395	647	9	:	:	PUNCT
fsr-3395	647	10	nonfinancial	nonfinancial	ADJ
fsr-3395	647	11	income	income	NOUN
fsr-3395	647	12	and	and	CCONJ
fsr-3395	647	13	participation	participation	NOUN
fsr-3395	647	14	cost	cost	NOUN
fsr-3395	647	15	structures	structure	NOUN
fsr-3395	647	16	(	(	PUNCT
fsr-3395	647	17	no	no	INTJ
fsr-3395	647	18	.	.	PUNCT
fsr-3395	647	19	w8884	w8884	PROPN
fsr-3395	647	20	)	)	PUNCT
fsr-3395	647	21	.	.	PUNCT
fsr-3395	648	1	nber	nber	PROPN
fsr-3395	648	2	macroeconomics	macroeconomics	PROPN
fsr-3395	648	3	annual	annual	ADJ
fsr-3395	648	4	,	,	PUNCT
fsr-3395	648	5	2003	2003	NUM
fsr-3395	648	6	.	.	PUNCT
fsr-3395	649	1	wang	wang	PROPN
fsr-3395	649	2	,	,	PUNCT
fsr-3395	649	3	c.	c.	PROPN
fsr-3395	649	4	,	,	PUNCT
fsr-3395	649	5	&	&	CCONJ
fsr-3395	649	6	hanna	hanna	PROPN
fsr-3395	649	7	,	,	PUNCT
fsr-3395	649	8	s.	s.	PROPN
fsr-3395	649	9	d.	d.	PROPN
fsr-3395	649	10	(	(	PUNCT
fsr-3395	649	11	2007	2007	NUM
fsr-3395	649	12	)	)	PUNCT
fsr-3395	649	13	.	.	PUNCT
fsr-3395	650	1	the	the	DET
fsr-3395	650	2	risk	risk	NOUN
fsr-3395	650	3	tolerance	tolerance	NOUN
fsr-3395	650	4	and	and	CCONJ
fsr-3395	650	5	stock	stock	NOUN
fsr-3395	650	6	ownership	ownership	NOUN
fsr-3395	650	7	of	of	ADP
fsr-3395	650	8	business	business	NOUN
fsr-3395	650	9	owning	own	VERB
fsr-3395	650	10	households	household	NOUN
fsr-3395	650	11	,	,	PUNCT
fsr-3395	650	12	financial	financial	ADJ
fsr-3395	650	13	counseling	counseling	NOUN
fsr-3395	650	14	and	and	CCONJ
fsr-3395	650	15	planning	planning	NOUN
fsr-3395	650	16	,	,	PUNCT
fsr-3395	650	17	18	18	NUM
fsr-3395	650	18	,	,	PUNCT
fsr-3395	650	19	3–18	3–18	PROPN
fsr-3395	650	20	.	.	PUNCT
fsr-3395	650	21	woodyard	woodyard	PROPN
fsr-3395	650	22	,	,	PUNCT
fsr-3395	650	23	a.	a.	PROPN
fsr-3395	650	24	,	,	PUNCT
fsr-3395	650	25	&	&	CCONJ
fsr-3395	650	26	grable	grable	PROPN
fsr-3395	650	27	,	,	PUNCT
fsr-3395	650	28	j.	j.	PROPN
fsr-3395	650	29	(	(	PUNCT
fsr-3395	650	30	2014	2014	NUM
fsr-3395	650	31	)	)	PUNCT
fsr-3395	650	32	.	.	PUNCT
fsr-3395	651	1	doing	do	VERB
fsr-3395	651	2	good	good	NOUN
fsr-3395	651	3	and	and	CCONJ
fsr-3395	651	4	feeling	feel	VERB
fsr-3395	651	5	well	well	ADV
fsr-3395	651	6	:	:	PUNCT
fsr-3395	651	7	exploring	explore	VERB
fsr-3395	651	8	the	the	DET
fsr-3395	651	9	relationship	relationship	NOUN
fsr-3395	651	10	between	between	ADP
fsr-3395	651	11	charitable	charitable	ADJ
fsr-3395	651	12	activity	activity	NOUN
fsr-3395	651	13	and	and	CCONJ
fsr-3395	651	14	perceived	perceive	VERB
fsr-3395	651	15	personal	personal	ADJ
fsr-3395	651	16	wellness	wellness	NOUN
fsr-3395	651	17	.	.	PUNCT
fsr-3395	652	1	voluntas	volunta	NOUN
fsr-3395	652	2	:	:	PUNCT
fsr-3395	652	3	international	international	ADJ
fsr-3395	652	4	journal	journal	NOUN
fsr-3395	652	5	of	of	ADP
fsr-3395	652	6	voluntary	voluntary	ADJ
fsr-3395	652	7	and	and	CCONJ
fsr-3395	652	8	nonprofit	nonprofit	ADJ
fsr-3395	652	9	organizations	organization	NOUN
fsr-3395	652	10	,	,	PUNCT
fsr-3395	652	11	25	25	NUM
fsr-3395	652	12	,	,	PUNCT
fsr-3395	652	13	905–928	905–928	NUM
fsr-3395	652	14	.	.	PUNCT
fsr-3395	653	1	https://doi.org/10.1007/s11266-013-9382-5	https://doi.org/10.1007/s11266-013-9382-5	NUM
fsr-3395	653	2	woodyard	woodyard	PROPN
fsr-3395	653	3	,	,	PUNCT
fsr-3395	653	4	a.	a.	PROPN
fsr-3395	653	5	,	,	PUNCT
fsr-3395	653	6	&	&	CCONJ
fsr-3395	653	7	robb	robb	PROPN
fsr-3395	653	8	,	,	PUNCT
fsr-3395	653	9	c.	c.	PROPN
fsr-3395	653	10	(	(	PUNCT
fsr-3395	653	11	2012	2012	NUM
fsr-3395	653	12	)	)	PUNCT
fsr-3395	653	13	.	.	PUNCT
fsr-3395	654	1	financial	financial	ADJ
fsr-3395	654	2	knowledge	knowledge	NOUN
fsr-3395	654	3	and	and	CCONJ
fsr-3395	654	4	the	the	DET
fsr-3395	654	5	gender	gender	NOUN
fsr-3395	654	6	gap	gap	NOUN
fsr-3395	654	7	.	.	PUNCT
fsr-3395	655	1	journal	journal	PROPN
fsr-3395	655	2	of	of	ADP
fsr-3395	655	3	financial	financial	ADJ
fsr-3395	655	4	therapy	therapy	NOUN
fsr-3395	655	5	,	,	PUNCT
fsr-3395	655	6	3	3	NUM
fsr-3395	655	7	,	,	PUNCT
fsr-3395	655	8	1–16	1–16	NOUN
fsr-3395	655	9	.	.	PUNCT
fsr-3395	656	1	https://doi.org/10.4148/jft.v3i1.1453	https://doi.org/10.4148/jft.v3i1.1453	PROPN
fsr-3395	656	2	woodyard	woodyard	PROPN
fsr-3395	656	3	,	,	PUNCT
fsr-3395	656	4	a.	a.	PROPN
fsr-3395	656	5	s.	s.	PROPN
fsr-3395	656	6	,	,	PUNCT
fsr-3395	656	7	robb	robb	PROPN
fsr-3395	656	8	,	,	PUNCT
fsr-3395	656	9	c.	c.	PROPN
fsr-3395	656	10	,	,	PUNCT
fsr-3395	656	11	babiarz	babiarz	PROPN
fsr-3395	656	12	,	,	PUNCT
fsr-3395	656	13	p.	p.	PROPN
fsr-3395	656	14	,	,	PUNCT
fsr-3395	656	15	&	&	CCONJ
fsr-3395	656	16	jung	jung	PROPN
fsr-3395	656	17	,	,	PUNCT
fsr-3395	656	18	j.	j.	PROPN
fsr-3395	656	19	y.	y.	PROPN
fsr-3395	656	20	(	(	PUNCT
fsr-3395	656	21	2017	2017	NUM
fsr-3395	656	22	)	)	PUNCT
fsr-3395	656	23	.	.	PUNCT
fsr-3395	657	1	knowledge	knowledge	NOUN
fsr-3395	657	2	and	and	CCONJ
fsr-3395	657	3	practice	practice	NOUN
fsr-3395	657	4	:	:	PUNCT
fsr-3395	657	5	implications	implication	NOUN
fsr-3395	657	6	for	for	ADP
fsr-3395	657	7	cash	cash	NOUN
fsr-3395	657	8	and	and	CCONJ
fsr-3395	657	9	credit	credit	NOUN
fsr-3395	657	10	management	management	NOUN
fsr-3395	657	11	behaviors	behavior	NOUN
fsr-3395	657	12	.	.	PUNCT
fsr-3395	658	1	family	family	NOUN
fsr-3395	658	2	and	and	CCONJ
fsr-3395	658	3	consumer	consumer	NOUN
fsr-3395	658	4	sciences	sciences	PROPN
fsr-3395	658	5	research	research	NOUN
fsr-3395	658	6	journal	journal	NOUN
fsr-3395	658	7	,	,	PUNCT
fsr-3395	658	8	45	45	NUM
fsr-3395	658	9	,	,	PUNCT
fsr-3395	658	10	300–314	300–314	NUM
fsr-3395	658	11	.	.	PUNCT
fsr-3395	658	12	https://doi.org/	https://doi.org/	PROPN
fsr-3395	658	13	10.111	10.111	NUM
fsr-3395	658	14	/	/	SYM
fsr-3395	658	15	fcsr.12202	fcsr.12202	PROPN
fsr-3395	658	16	xiao	xiao	PROPN
fsr-3395	658	17	,	,	PUNCT
fsr-3395	658	18	j.	j.	PROPN
fsr-3395	658	19	j.	j.	PROPN
fsr-3395	658	20	(	(	PUNCT
fsr-3395	658	21	1996	1996	NUM
fsr-3395	658	22	)	)	PUNCT
fsr-3395	658	23	.	.	PUNCT
fsr-3395	659	1	effects	effect	NOUN
fsr-3395	659	2	of	of	ADP
fsr-3395	659	3	family	family	NOUN
fsr-3395	659	4	income	income	NOUN
fsr-3395	659	5	and	and	CCONJ
fsr-3395	659	6	life	life	NOUN
fsr-3395	659	7	cycle	cycle	NOUN
fsr-3395	659	8	stages	stage	NOUN
fsr-3395	659	9	on	on	ADP
fsr-3395	659	10	financial	financial	ADJ
fsr-3395	659	11	asset	asset	NOUN
fsr-3395	659	12	ownership	ownership	NOUN
fsr-3395	659	13	.	.	PUNCT
fsr-3395	660	1	journal	journal	NOUN
fsr-3395	660	2	of	of	ADP
fsr-3395	660	3	financial	financial	ADJ
fsr-3395	660	4	counseling	counseling	NOUN
fsr-3395	660	5	and	and	CCONJ
fsr-3395	660	6	planning	planning	NOUN
fsr-3395	660	7	,	,	PUNCT
fsr-3395	660	8	7	7	NUM
fsr-3395	660	9	,	,	PUNCT
fsr-3395	660	10	21–30	21–30	NUM
fsr-3395	660	11	.	.	PUNCT
fsr-3395	661	1	230	230	NUM
fsr-3395	661	2	a.	a.	NOUN
fsr-3395	661	3	rabbani	rabbani	PROPN
fsr-3395	661	4	et	et	PROPN
fsr-3395	661	5	al	al	PROPN
fsr-3395	661	6	.	.	PUNCT
fsr-3395	661	7	/	/	SYM
fsr-3395	661	8	financial	financial	ADJ
fsr-3395	661	9	services	service	NOUN
fsr-3395	661	10	review	review	VERB
fsr-3395	661	11	27	27	NUM
fsr-3395	661	12	(	(	PUNCT
fsr-3395	661	13	2018	2018	NUM
fsr-3395	661	14	)	)	PUNCT
fsr-3395	661	15	209	209	NUM
fsr-3395	661	16	-	-	SYM
fsr-3395	661	17	230	230	NUM