id	sid	tid	token	lemma	pos
fsr-3396	1	1	advisor	advisor	PROPN
fsr-3396	1	2	compensation	compensation	PROPN
fsr-3396	1	3	:	:	PUNCT
fsr-3396	1	4	which	which	PRON
fsr-3396	1	5	clients	client	NOUN
fsr-3396	1	6	know	know	VERB
fsr-3396	1	7	and	and	CCONJ
fsr-3396	1	8	how	how	SCONJ
fsr-3396	1	9	do	do	AUX
fsr-3396	1	10	they	they	PRON
fsr-3396	1	11	pay	pay	VERB
fsr-3396	1	12	?	?	PUNCT
fsr-3396	2	1	somer	somer	NOUN
fsr-3396	2	2	g.	g.	PROPN
fsr-3396	2	3	andersona	andersona	PROPN
fsr-3396	2	4	,	,	PUNCT
fsr-3396	2	5	martin	martin	PROPN
fsr-3396	2	6	c.	c.	PROPN
fsr-3396	2	7	seayb	seayb	PROPN
fsr-3396	2	8	,	,	PUNCT
fsr-3396	2	9	*	*	PUNCT
fsr-3396	2	10	,	,	PUNCT
fsr-3396	2	11	kyoung	kyoung	PROPN
fsr-3396	2	12	tae	tae	PROPN
fsr-3396	2	13	kimc	kimc	PROPN
fsr-3396	2	14	,	,	PUNCT
fsr-3396	2	15	derek	derek	PROPN
fsr-3396	2	16	r.	r.	PROPN
fsr-3396	2	17	lawsond	lawsond	PROPN
fsr-3396	2	18	amaryville	amaryville	PROPN
fsr-3396	2	19	university	university	NOUN
fsr-3396	2	20	,	,	PUNCT
fsr-3396	2	21	650	650	NUM
fsr-3396	2	22	maryville	maryville	PROPN
fsr-3396	2	23	university	university	PROPN
fsr-3396	2	24	drive	drive	NOUN
fsr-3396	2	25	,	,	PUNCT
fsr-3396	2	26	st	st	PROPN
fsr-3396	2	27	.	.	PROPN
fsr-3396	2	28	louis	louis	PROPN
fsr-3396	2	29	,	,	PUNCT
fsr-3396	2	30	mo	mo	PROPN
fsr-3396	2	31	,	,	PUNCT
fsr-3396	2	32	63141	63141	NUM
fsr-3396	2	33	bkansas	bkansas	PROPN
fsr-3396	2	34	state	state	PROPN
fsr-3396	2	35	university	university	NOUN
fsr-3396	2	36	,	,	PUNCT
fsr-3396	2	37	318	318	NUM
fsr-3396	2	38	justin	justin	PROPN
fsr-3396	2	39	hall	hall	PROPN
fsr-3396	2	40	,	,	PUNCT
fsr-3396	2	41	manhattan	manhattan	PROPN
fsr-3396	2	42	ks	ks	PROPN
fsr-3396	2	43	,	,	PUNCT
fsr-3396	2	44	66506	66506	NUM
fsr-3396	2	45	cuniversity	cuniversity	NOUN
fsr-3396	2	46	of	of	ADP
fsr-3396	2	47	alabama	alabama	PROPN
fsr-3396	2	48	,	,	PUNCT
fsr-3396	2	49	312	312	NUM
fsr-3396	2	50	adams	adams	PROPN
fsr-3396	2	51	hall	hall	PROPN
fsr-3396	2	52	,	,	PUNCT
fsr-3396	2	53	tuscaloosa	tuscaloosa	PROPN
fsr-3396	2	54	al	al	PROPN
fsr-3396	2	55	,	,	PUNCT
fsr-3396	2	56	35487	35487	NUM
fsr-3396	2	57	dkansas	dkansa	NOUN
fsr-3396	2	58	state	state	NOUN
fsr-3396	2	59	university	university	NOUN
fsr-3396	2	60	,	,	PUNCT
fsr-3396	2	61	303	303	NUM
fsr-3396	2	62	justin	justin	PROPN
fsr-3396	2	63	hall	hall	PROPN
fsr-3396	2	64	,	,	PUNCT
fsr-3396	2	65	manhattan	manhattan	PROPN
fsr-3396	2	66	ks	ks	PROPN
fsr-3396	2	67	,	,	PUNCT
fsr-3396	2	68	66506	66506	NUM
fsr-3396	2	69	abstract	abstract	NOUN
fsr-3396	2	70	using	use	VERB
fsr-3396	2	71	the	the	DET
fsr-3396	2	72	2015	2015	NUM
fsr-3396	2	73	national	national	ADJ
fsr-3396	2	74	financial	financial	ADJ
fsr-3396	2	75	capability	capability	NOUN
fsr-3396	2	76	study	study	NOUN
fsr-3396	2	77	investor	investor	NOUN
fsr-3396	2	78	survey	survey	NOUN
fsr-3396	2	79	,	,	PUNCT
fsr-3396	2	80	this	this	DET
fsr-3396	2	81	study	study	NOUN
fsr-3396	2	82	uses	use	VERB
fsr-3396	2	83	agency	agency	NOUN
fsr-3396	2	84	theory	theory	NOUN
fsr-3396	2	85	to	to	PART
fsr-3396	2	86	inform	inform	VERB
fsr-3396	2	87	an	an	DET
fsr-3396	2	88	exploration	exploration	NOUN
fsr-3396	2	89	of	of	ADP
fsr-3396	2	90	characteristics	characteristic	NOUN
fsr-3396	2	91	associated	associate	VERB
fsr-3396	2	92	with	with	ADP
fsr-3396	2	93	knowing	know	VERB
fsr-3396	2	94	how	how	SCONJ
fsr-3396	2	95	one	one	NUM
fsr-3396	2	96	’s	’s	PART
fsr-3396	2	97	financial	financial	ADJ
fsr-3396	2	98	advisor	advisor	NOUN
fsr-3396	2	99	/	/	SYM
fsr-3396	2	100	broker	broker	NOUN
fsr-3396	2	101	is	be	AUX
fsr-3396	2	102	compensated	compensate	VERB
fsr-3396	2	103	.	.	PUNCT
fsr-3396	3	1	this	this	DET
fsr-3396	3	2	study	study	NOUN
fsr-3396	3	3	further	far	ADV
fsr-3396	3	4	examines	examine	VERB
fsr-3396	3	5	how	how	SCONJ
fsr-3396	3	6	individuals	individual	NOUN
fsr-3396	3	7	who	who	PRON
fsr-3396	3	8	do	do	AUX
fsr-3396	3	9	know	know	VERB
fsr-3396	3	10	the	the	DET
fsr-3396	3	11	compensation	compensation	NOUN
fsr-3396	3	12	method	method	NOUN
fsr-3396	3	13	choose	choose	VERB
fsr-3396	3	14	between	between	ADP
fsr-3396	3	15	financial	financial	ADJ
fsr-3396	3	16	advisors	advisor	NOUN
fsr-3396	3	17	with	with	ADP
fsr-3396	3	18	different	different	ADJ
fsr-3396	3	19	compensation	compensation	NOUN
fsr-3396	3	20	models	model	NOUN
fsr-3396	3	21	.	.	PUNCT
fsr-3396	4	1	proposed	propose	VERB
fsr-3396	4	2	changes	change	NOUN
fsr-3396	4	3	in	in	ADP
fsr-3396	4	4	the	the	DET
fsr-3396	4	5	financial	financial	ADJ
fsr-3396	4	6	advising	advise	VERB
fsr-3396	4	7	regulatory	regulatory	ADJ
fsr-3396	4	8	landscape	landscape	NOUN
fsr-3396	4	9	,	,	PUNCT
fsr-3396	4	10	as	as	ADV
fsr-3396	4	11	well	well	ADV
fsr-3396	4	12	as	as	ADP
fsr-3396	4	13	the	the	DET
fsr-3396	4	14	pending	pende	VERB
fsr-3396	4	15	changes	change	NOUN
fsr-3396	4	16	to	to	ADP
fsr-3396	4	17	the	the	DET
fsr-3396	4	18	cfp	cfp	PROPN
fsr-3396	4	19	board	board	NOUN
fsr-3396	4	20	standards	standard	NOUN
fsr-3396	4	21	of	of	ADP
fsr-3396	4	22	professional	professional	ADJ
fsr-3396	4	23	conduct	conduct	NOUN
fsr-3396	4	24	,	,	PUNCT
fsr-3396	4	25	brings	bring	VERB
fsr-3396	4	26	greater	great	ADJ
fsr-3396	4	27	emphasis	emphasis	NOUN
fsr-3396	4	28	on	on	ADP
fsr-3396	4	29	understanding	understand	VERB
fsr-3396	4	30	consumers	consumer	NOUN
fsr-3396	4	31	’	’	PART
fsr-3396	4	32	advisor	advisor	NOUN
fsr-3396	4	33	compensation	compensation	NOUN
fsr-3396	4	34	preferences	preference	NOUN
fsr-3396	4	35	.	.	PUNCT
fsr-3396	5	1	primary	primary	ADJ
fsr-3396	5	2	results	result	NOUN
fsr-3396	5	3	indicate	indicate	VERB
fsr-3396	5	4	that	that	SCONJ
fsr-3396	5	5	clients	client	NOUN
fsr-3396	5	6	who	who	PRON
fsr-3396	5	7	place	place	VERB
fsr-3396	5	8	importance	importance	NOUN
fsr-3396	5	9	on	on	ADP
fsr-3396	5	10	fees	fee	NOUN
fsr-3396	5	11	,	,	PUNCT
fsr-3396	5	12	that	that	PRON
fsr-3396	5	13	are	be	AUX
fsr-3396	5	14	more	more	ADV
fsr-3396	5	15	knowledgeable	knowledgeable	ADJ
fsr-3396	5	16	about	about	ADP
fsr-3396	5	17	diversification	diversification	NOUN
fsr-3396	5	18	,	,	PUNCT
fsr-3396	5	19	and	and	CCONJ
fsr-3396	5	20	that	that	PRON
fsr-3396	5	21	perform	perform	VERB
fsr-3396	5	22	background	background	NOUN
fsr-3396	5	23	checks	check	NOUN
fsr-3396	5	24	are	be	AUX
fsr-3396	5	25	more	more	ADV
fsr-3396	5	26	likely	likely	ADJ
fsr-3396	5	27	to	to	PART
fsr-3396	5	28	know	know	VERB
fsr-3396	5	29	compensation	compensation	NOUN
fsr-3396	5	30	methods	method	NOUN
fsr-3396	5	31	.	.	PUNCT
fsr-3396	6	1	a	a	DET
fsr-3396	6	2	follow	follow	VERB
fsr-3396	6	3	-	-	PUNCT
fsr-3396	6	4	up	up	NOUN
fsr-3396	6	5	analysis	analysis	NOUN
fsr-3396	6	6	reveals	reveal	VERB
fsr-3396	6	7	distinct	distinct	ADJ
fsr-3396	6	8	differences	difference	NOUN
fsr-3396	6	9	between	between	ADP
fsr-3396	6	10	individuals	individual	NOUN
fsr-3396	6	11	that	that	PRON
fsr-3396	6	12	used	use	VERB
fsr-3396	6	13	each	each	DET
fsr-3396	6	14	model	model	NOUN
fsr-3396	6	15	,	,	PUNCT
fsr-3396	6	16	but	but	CCONJ
fsr-3396	6	17	also	also	ADV
fsr-3396	6	18	provide	provide	VERB
fsr-3396	6	19	some	some	DET
fsr-3396	6	20	mixed	mixed	ADJ
fsr-3396	6	21	results	result	NOUN
fsr-3396	6	22	,	,	PUNCT
fsr-3396	6	23	indicating	indicate	VERB
fsr-3396	6	24	that	that	SCONJ
fsr-3396	6	25	clients	client	NOUN
fsr-3396	6	26	may	may	AUX
fsr-3396	6	27	not	not	PART
fsr-3396	6	28	fully	fully	ADV
fsr-3396	6	29	understand	understand	VERB
fsr-3396	6	30	the	the	DET
fsr-3396	6	31	compensation	compensation	NOUN
fsr-3396	6	32	paid	pay	VERB
fsr-3396	6	33	to	to	ADP
fsr-3396	6	34	their	their	PRON
fsr-3396	6	35	advisors	advisor	NOUN
fsr-3396	6	36	.	.	PUNCT
fsr-3396	7	1	discussion	discussion	NOUN
fsr-3396	7	2	and	and	CCONJ
fsr-3396	7	3	implications	implication	NOUN
fsr-3396	7	4	related	relate	VERB
fsr-3396	7	5	to	to	ADP
fsr-3396	7	6	these	these	DET
fsr-3396	7	7	results	result	NOUN
fsr-3396	7	8	are	be	AUX
fsr-3396	7	9	provided	provide	VERB
fsr-3396	7	10	.	.	PUNCT
fsr-3396	8	1	©	©	PROPN
fsr-3396	8	2	2018	2018	NUM
fsr-3396	8	3	academy	academy	NOUN
fsr-3396	8	4	of	of	ADP
fsr-3396	8	5	financial	financial	ADJ
fsr-3396	8	6	services	service	NOUN
fsr-3396	8	7	.	.	PUNCT
fsr-3396	9	1	all	all	DET
fsr-3396	9	2	rights	right	NOUN
fsr-3396	9	3	reserved	reserve	VERB
fsr-3396	9	4	.	.	PUNCT
fsr-3396	10	1	jel	jel	PROPN
fsr-3396	10	2	classification	classification	PROPN
fsr-3396	10	3	:	:	PUNCT
fsr-3396	10	4	d10	d10	PROPN
fsr-3396	10	5	;	;	PUNCT
fsr-3396	10	6	g20	g20	NOUN
fsr-3396	10	7	;	;	PUNCT
fsr-3396	10	8	g41	g41	NOUN
fsr-3396	10	9	keywords	keyword	NOUN
fsr-3396	10	10	:	:	PUNCT
fsr-3396	10	11	agency	agency	NOUN
fsr-3396	10	12	theory	theory	NOUN
fsr-3396	10	13	;	;	PUNCT
fsr-3396	10	14	compensation	compensation	NOUN
fsr-3396	10	15	models	model	NOUN
fsr-3396	10	16	;	;	PUNCT
fsr-3396	10	17	financial	financial	ADJ
fsr-3396	10	18	advisor	advisor	NOUN
fsr-3396	10	19	;	;	PUNCT
fsr-3396	10	20	investor	investor	NOUN
fsr-3396	10	21	survey	survey	NOUN
fsr-3396	10	22	;	;	PUNCT
fsr-3396	10	23	national	national	ADJ
fsr-3396	10	24	financial	financial	ADJ
fsr-3396	10	25	capability	capability	NOUN
fsr-3396	10	26	study	study	NOUN
fsr-3396	10	27	*	*	PUNCT
fsr-3396	10	28	corresponding	correspond	VERB
fsr-3396	10	29	author	author	NOUN
fsr-3396	10	30	.	.	PUNCT
fsr-3396	11	1	tel	tel	PROPN
fsr-3396	11	2	.	.	PUNCT
fsr-3396	11	3	:	:	PUNCT
fsr-3396	12	1	�	�	PROPN
fsr-3396	12	2	1	1	NUM
fsr-3396	12	3	-	-	SYM
fsr-3396	12	4	785	785	NUM
fsr-3396	12	5	-	-	PUNCT
fsr-3396	12	6	532	532	NUM
fsr-3396	12	7	-	-	NUM
fsr-3396	12	8	1486	1486	NUM
fsr-3396	12	9	;	;	PUNCT
fsr-3396	12	10	fax	fax	NOUN
fsr-3396	12	11	:	:	PUNCT
fsr-3396	12	12	�	�	PROPN
fsr-3396	12	13	1	1	NUM
fsr-3396	12	14	-	-	SYM
fsr-3396	12	15	785	785	NUM
fsr-3396	12	16	-	-	PUNCT
fsr-3396	12	17	532	532	NUM
fsr-3396	12	18	-	-	SYM
fsr-3396	12	19	5505	5505	NUM
fsr-3396	12	20	.	.	PUNCT
fsr-3396	13	1	e	e	X
fsr-3396	13	2	-	-	NOUN
fsr-3396	13	3	mail	mail	NOUN
fsr-3396	13	4	address	address	NOUN
fsr-3396	13	5	:	:	PUNCT
fsr-3396	13	6	mseay@ksu.edu	mseay@ksu.edu	NOUN
fsr-3396	13	7	financial	financial	ADJ
fsr-3396	13	8	services	service	NOUN
fsr-3396	13	9	review	review	VERB
fsr-3396	13	10	27	27	NUM
fsr-3396	13	11	(	(	PUNCT
fsr-3396	13	12	2018	2018	NUM
fsr-3396	13	13	)	)	PUNCT
fsr-3396	13	14	231	231	NUM
fsr-3396	13	15	-	-	SYM
fsr-3396	13	16	255	255	NUM
fsr-3396	13	17	1057	1057	NUM
fsr-3396	13	18	-	-	SYM
fsr-3396	13	19	0810/18/$	0810/18/$	NUM
fsr-3396	13	20	–	–	PUNCT
fsr-3396	13	21	see	see	VERB
fsr-3396	13	22	front	front	ADJ
fsr-3396	13	23	matter	matter	NOUN
fsr-3396	13	24	©	©	PROPN
fsr-3396	13	25	2018	2018	NUM
fsr-3396	13	26	academy	academy	NOUN
fsr-3396	13	27	of	of	ADP
fsr-3396	13	28	financial	financial	ADJ
fsr-3396	13	29	services	service	NOUN
fsr-3396	13	30	.	.	PUNCT
fsr-3396	14	1	all	all	DET
fsr-3396	14	2	rights	right	NOUN
fsr-3396	14	3	reserved	reserve	VERB
fsr-3396	14	4	.	.	PUNCT
fsr-3396	15	1	1	1	X
fsr-3396	15	2	.	.	X
fsr-3396	15	3	introduction	introduction	NOUN
fsr-3396	15	4	given	give	VERB
fsr-3396	15	5	the	the	DET
fsr-3396	15	6	shift	shift	NOUN
fsr-3396	15	7	away	away	ADV
fsr-3396	15	8	from	from	ADP
fsr-3396	15	9	defined	define	VERB
fsr-3396	15	10	benefit	benefit	NOUN
fsr-3396	15	11	(	(	PUNCT
fsr-3396	15	12	db	db	NOUN
fsr-3396	15	13	)	)	PUNCT
fsr-3396	15	14	plans	plan	NOUN
fsr-3396	15	15	to	to	PART
fsr-3396	15	16	defined	define	VERB
fsr-3396	15	17	contribution	contribution	NOUN
fsr-3396	15	18	(	(	PUNCT
fsr-3396	15	19	dc	dc	PROPN
fsr-3396	15	20	)	)	PUNCT
fsr-3396	15	21	plans	plan	NOUN
fsr-3396	15	22	,	,	PUNCT
fsr-3396	15	23	u.	u.	PROPN
fsr-3396	15	24	s.	s.	PROPN
fsr-3396	15	25	workers	worker	NOUN
fsr-3396	15	26	have	have	AUX
fsr-3396	15	27	been	be	AUX
fsr-3396	15	28	tasked	task	VERB
fsr-3396	15	29	with	with	ADP
fsr-3396	15	30	an	an	DET
fsr-3396	15	31	increased	increase	VERB
fsr-3396	15	32	responsibility	responsibility	NOUN
fsr-3396	15	33	to	to	PART
fsr-3396	15	34	plan	plan	VERB
fsr-3396	15	35	and	and	CCONJ
fsr-3396	15	36	prepare	prepare	VERB
fsr-3396	15	37	for	for	ADP
fsr-3396	15	38	their	their	PRON
fsr-3396	15	39	retirement	retirement	NOUN
fsr-3396	15	40	.	.	PUNCT
fsr-3396	16	1	this	this	DET
fsr-3396	16	2	task	task	NOUN
fsr-3396	16	3	requires	require	VERB
fsr-3396	16	4	individuals	individual	NOUN
fsr-3396	16	5	to	to	PART
fsr-3396	16	6	undergo	undergo	VERB
fsr-3396	16	7	complex	complex	ADJ
fsr-3396	16	8	financial	financial	ADJ
fsr-3396	16	9	decisions	decision	NOUN
fsr-3396	16	10	that	that	PRON
fsr-3396	16	11	involve	involve	VERB
fsr-3396	16	12	significant	significant	ADJ
fsr-3396	16	13	uncertainty	uncertainty	NOUN
fsr-3396	16	14	,	,	PUNCT
fsr-3396	16	15	yet	yet	CCONJ
fsr-3396	16	16	individuals	individual	NOUN
fsr-3396	16	17	often	often	ADV
fsr-3396	16	18	have	have	VERB
fsr-3396	16	19	difficulty	difficulty	NOUN
fsr-3396	16	20	making	make	VERB
fsr-3396	16	21	complex	complex	ADJ
fsr-3396	16	22	decisions	decision	NOUN
fsr-3396	16	23	under	under	ADP
fsr-3396	16	24	uncertainly	uncertainly	ADV
fsr-3396	16	25	(	(	PUNCT
fsr-3396	16	26	tversky	tversky	NOUN
fsr-3396	16	27	and	and	CCONJ
fsr-3396	16	28	kahneman	kahneman	NOUN
fsr-3396	16	29	,	,	PUNCT
fsr-3396	16	30	1974	1974	NUM
fsr-3396	16	31	)	)	PUNCT
fsr-3396	16	32	.	.	PUNCT
fsr-3396	17	1	as	as	ADP
fsr-3396	17	2	such	such	ADJ
fsr-3396	17	3	,	,	PUNCT
fsr-3396	17	4	the	the	DET
fsr-3396	17	5	shift	shift	NOUN
fsr-3396	17	6	in	in	ADP
fsr-3396	17	7	retirement	retirement	NOUN
fsr-3396	17	8	funding	funding	NOUN
fsr-3396	17	9	responsibility	responsibility	NOUN
fsr-3396	17	10	has	have	AUX
fsr-3396	17	11	helped	help	VERB
fsr-3396	17	12	to	to	PART
fsr-3396	17	13	ignite	ignite	VERB
fsr-3396	17	14	the	the	DET
fsr-3396	17	15	growth	growth	NOUN
fsr-3396	17	16	of	of	ADP
fsr-3396	17	17	the	the	DET
fsr-3396	17	18	financial	financial	ADJ
fsr-3396	17	19	planning	planning	NOUN
fsr-3396	17	20	profession	profession	NOUN
fsr-3396	17	21	(	(	PUNCT
fsr-3396	17	22	seay	seay	PROPN
fsr-3396	17	23	,	,	PUNCT
fsr-3396	17	24	kim	kim	PROPN
fsr-3396	17	25	,	,	PUNCT
fsr-3396	17	26	and	and	CCONJ
fsr-3396	17	27	heckman	heckman	PROPN
fsr-3396	17	28	,	,	PUNCT
fsr-3396	17	29	2016	2016	NUM
fsr-3396	17	30	)	)	PUNCT
fsr-3396	17	31	.	.	PUNCT
fsr-3396	18	1	a	a	DET
fsr-3396	18	2	significant	significant	ADJ
fsr-3396	18	3	body	body	NOUN
fsr-3396	18	4	of	of	ADP
fsr-3396	18	5	research	research	NOUN
fsr-3396	18	6	exists	exist	VERB
fsr-3396	18	7	investigating	investigate	VERB
fsr-3396	18	8	the	the	DET
fsr-3396	18	9	relationship	relationship	NOUN
fsr-3396	18	10	between	between	ADP
fsr-3396	18	11	financial	financial	ADJ
fsr-3396	18	12	literacy	literacy	NOUN
fsr-3396	18	13	,	,	PUNCT
fsr-3396	18	14	help	help	AUX
fsr-3396	18	15	-	-	PUNCT
fsr-3396	18	16	seeking	seek	VERB
fsr-3396	18	17	behavior	behavior	NOUN
fsr-3396	18	18	(	(	PUNCT
fsr-3396	18	19	calcagno	calcagno	NOUN
fsr-3396	18	20	and	and	CCONJ
fsr-3396	18	21	monticone	monticone	NOUN
fsr-3396	18	22	,	,	PUNCT
fsr-3396	18	23	2015	2015	NUM
fsr-3396	18	24	;	;	PUNCT
fsr-3396	18	25	collins	collin	NOUN
fsr-3396	18	26	,	,	PUNCT
fsr-3396	18	27	2012	2012	NUM
fsr-3396	18	28	;	;	PUNCT
fsr-3396	18	29	molton	molton	PROPN
fsr-3396	18	30	,	,	PUNCT
fsr-3396	18	31	loibl	loibl	PROPN
fsr-3396	18	32	,	,	PUNCT
fsr-3396	18	33	samak	samak	PROPN
fsr-3396	18	34	,	,	PUNCT
fsr-3396	18	35	and	and	CCONJ
fsr-3396	18	36	collins	collin	NOUN
fsr-3396	18	37	,	,	PUNCT
fsr-3396	18	38	2013	2013	NUM
fsr-3396	18	39	)	)	PUNCT
fsr-3396	18	40	,	,	PUNCT
fsr-3396	18	41	and	and	CCONJ
fsr-3396	18	42	seeking	seek	VERB
fsr-3396	18	43	professional	professional	ADJ
fsr-3396	18	44	advice	advice	NOUN
fsr-3396	18	45	(	(	PUNCT
fsr-3396	18	46	finke	finke	PROPN
fsr-3396	18	47	,	,	PUNCT
fsr-3396	18	48	huston	huston	PROPN
fsr-3396	18	49	,	,	PUNCT
fsr-3396	18	50	and	and	CCONJ
fsr-3396	18	51	winchester	winchester	PROPN
fsr-3396	18	52	,	,	PUNCT
fsr-3396	18	53	2011	2011	NUM
fsr-3396	18	54	;	;	PUNCT
fsr-3396	18	55	hanna	hanna	PROPN
fsr-3396	18	56	,	,	PUNCT
fsr-3396	18	57	2011	2011	NUM
fsr-3396	18	58	;	;	PUNCT
fsr-3396	18	59	lachance	lachance	NOUN
fsr-3396	18	60	and	and	CCONJ
fsr-3396	18	61	tang	tang	PROPN
fsr-3396	18	62	,	,	PUNCT
fsr-3396	18	63	2012	2012	NUM
fsr-3396	18	64	;	;	PUNCT
fsr-3396	18	65	seay	seay	PROPN
fsr-3396	18	66	et	et	PROPN
fsr-3396	18	67	al	al	PROPN
fsr-3396	18	68	.	.	PROPN
fsr-3396	18	69	,	,	PUNCT
fsr-3396	18	70	2016	2016	NUM
fsr-3396	18	71	)	)	PUNCT
fsr-3396	18	72	.	.	PUNCT
fsr-3396	19	1	however	however	ADV
fsr-3396	19	2	,	,	PUNCT
fsr-3396	19	3	little	little	ADJ
fsr-3396	19	4	research	research	NOUN
fsr-3396	19	5	has	have	AUX
fsr-3396	19	6	examined	examine	VERB
fsr-3396	19	7	how	how	SCONJ
fsr-3396	19	8	consumers	consumer	NOUN
fsr-3396	19	9	choose	choose	VERB
fsr-3396	19	10	between	between	ADP
fsr-3396	19	11	financial	financial	ADJ
fsr-3396	19	12	advisors	advisor	NOUN
fsr-3396	19	13	,	,	PUNCT
fsr-3396	19	14	and	and	CCONJ
fsr-3396	19	15	more	more	ADV
fsr-3396	19	16	specifically	specifically	ADV
fsr-3396	19	17	,	,	PUNCT
fsr-3396	19	18	how	how	SCONJ
fsr-3396	19	19	consumers	consumer	NOUN
fsr-3396	19	20	choose	choose	VERB
fsr-3396	19	21	between	between	ADP
fsr-3396	19	22	advisors	advisor	NOUN
fsr-3396	19	23	with	with	ADP
fsr-3396	19	24	different	different	ADJ
fsr-3396	19	25	compensation	compensation	NOUN
fsr-3396	19	26	methods	method	NOUN
fsr-3396	19	27	.	.	PUNCT
fsr-3396	20	1	the	the	DET
fsr-3396	20	2	certified	certify	VERB
fsr-3396	20	3	financial	financial	ADJ
fsr-3396	20	4	planner	planner	NOUN
fsr-3396	20	5	board	board	NOUN
fsr-3396	20	6	of	of	ADP
fsr-3396	20	7	standards	standard	NOUN
fsr-3396	20	8	(	(	PUNCT
fsr-3396	20	9	cfp	cfp	PROPN
fsr-3396	20	10	board	board	PROPN
fsr-3396	20	11	)	)	PUNCT
fsr-3396	20	12	provides	provide	VERB
fsr-3396	20	13	three	three	NUM
fsr-3396	20	14	categories	category	NOUN
fsr-3396	20	15	of	of	ADP
fsr-3396	20	16	compensation	compensation	NOUN
fsr-3396	20	17	models	model	NOUN
fsr-3396	20	18	under	under	ADP
fsr-3396	20	19	which	which	PRON
fsr-3396	20	20	cfp	cfp	NOUN
fsr-3396	20	21	certificants	certificant	NOUN
fsr-3396	20	22	can	can	AUX
fsr-3396	20	23	operate	operate	VERB
fsr-3396	20	24	:	:	PUNCT
fsr-3396	20	25	(	(	PUNCT
fsr-3396	20	26	a	a	X
fsr-3396	20	27	)	)	PUNCT
fsr-3396	20	28	commission	commission	NOUN
fsr-3396	20	29	only	only	ADV
fsr-3396	20	30	,	,	PUNCT
fsr-3396	20	31	(	(	PUNCT
fsr-3396	20	32	b	b	NOUN
fsr-3396	20	33	)	)	PUNCT
fsr-3396	20	34	fee	fee	NOUN
fsr-3396	20	35	-	-	PUNCT
fsr-3396	20	36	only	only	ADV
fsr-3396	20	37	,	,	PUNCT
fsr-3396	20	38	and	and	CCONJ
fsr-3396	20	39	(	(	PUNCT
fsr-3396	20	40	c	c	NOUN
fsr-3396	20	41	)	)	PUNCT
fsr-3396	20	42	combined	combine	VERB
fsr-3396	20	43	commission	commission	NOUN
fsr-3396	20	44	-	-	PUNCT
fsr-3396	20	45	and	and	CCONJ
fsr-3396	20	46	-	-	PUNCT
fsr-3396	20	47	fee	fee	NOUN
fsr-3396	20	48	.	.	PUNCT
fsr-3396	21	1	while	while	SCONJ
fsr-3396	21	2	advisors	advisor	NOUN
fsr-3396	21	3	compensated	compensate	VERB
fsr-3396	21	4	by	by	ADP
fsr-3396	21	5	commission	commission	NOUN
fsr-3396	21	6	are	be	AUX
fsr-3396	21	7	paid	pay	VERB
fsr-3396	21	8	based	base	VERB
fsr-3396	21	9	on	on	ADP
fsr-3396	21	10	specific	specific	ADJ
fsr-3396	21	11	product	product	NOUN
fsr-3396	21	12	recommendations	recommendation	NOUN
fsr-3396	21	13	,	,	PUNCT
fsr-3396	21	14	fees	fee	NOUN
fsr-3396	21	15	are	be	AUX
fsr-3396	21	16	typically	typically	ADV
fsr-3396	21	17	charged	charge	VERB
fsr-3396	21	18	based	base	VERB
fsr-3396	21	19	on	on	ADP
fsr-3396	21	20	assets	asset	NOUN
fsr-3396	21	21	under	under	ADP
fsr-3396	21	22	management	management	NOUN
fsr-3396	21	23	(	(	PUNCT
fsr-3396	21	24	aum	aum	NOUN
fsr-3396	21	25	)	)	PUNCT
fsr-3396	21	26	,	,	PUNCT
fsr-3396	21	27	through	through	ADP
fsr-3396	21	28	an	an	DET
fsr-3396	21	29	annual	annual	ADJ
fsr-3396	21	30	retainer	retainer	NOUN
fsr-3396	21	31	,	,	PUNCT
fsr-3396	21	32	or	or	CCONJ
fsr-3396	21	33	through	through	ADP
fsr-3396	21	34	hourly	hourly	ADJ
fsr-3396	21	35	or	or	CCONJ
fsr-3396	21	36	project	project	NOUN
fsr-3396	21	37	based	base	VERB
fsr-3396	21	38	planning	planning	NOUN
fsr-3396	21	39	charges	charge	NOUN
fsr-3396	21	40	.	.	PUNCT
fsr-3396	22	1	further	far	ADV
fsr-3396	22	2	,	,	PUNCT
fsr-3396	22	3	commission	commission	NOUN
fsr-3396	22	4	-	-	PUNCT
fsr-3396	22	5	based	base	VERB
fsr-3396	22	6	advisors	advisor	NOUN
fsr-3396	22	7	have	have	AUX
fsr-3396	22	8	historically	historically	ADV
fsr-3396	22	9	been	be	AUX
fsr-3396	22	10	held	hold	VERB
fsr-3396	22	11	to	to	ADP
fsr-3396	22	12	a	a	DET
fsr-3396	22	13	suitability	suitability	NOUN
fsr-3396	22	14	standard	standard	NOUN
fsr-3396	22	15	,	,	PUNCT
fsr-3396	22	16	simply	simply	ADV
fsr-3396	22	17	requiring	require	VERB
fsr-3396	22	18	that	that	SCONJ
fsr-3396	22	19	a	a	DET
fsr-3396	22	20	product	product	NOUN
fsr-3396	22	21	be	be	AUX
fsr-3396	22	22	suitable	suitable	ADJ
fsr-3396	22	23	for	for	ADP
fsr-3396	22	24	a	a	DET
fsr-3396	22	25	client	client	NOUN
fsr-3396	22	26	given	give	VERB
fsr-3396	22	27	their	their	PRON
fsr-3396	22	28	financial	financial	ADJ
fsr-3396	22	29	situation	situation	NOUN
fsr-3396	22	30	.	.	PUNCT
fsr-3396	23	1	on	on	ADP
fsr-3396	23	2	the	the	DET
fsr-3396	23	3	other	other	ADJ
fsr-3396	23	4	hand	hand	NOUN
fsr-3396	23	5	,	,	PUNCT
fsr-3396	23	6	fee	fee	NOUN
fsr-3396	23	7	advisors	advisor	NOUN
fsr-3396	23	8	,	,	PUNCT
fsr-3396	23	9	operating	operate	VERB
fsr-3396	23	10	in	in	ADP
fsr-3396	23	11	the	the	DET
fsr-3396	23	12	registered	register	VERB
fsr-3396	23	13	investment	investment	NOUN
fsr-3396	23	14	advisor	advisor	NOUN
fsr-3396	23	15	(	(	PUNCT
fsr-3396	23	16	ria	ria	PROPN
fsr-3396	23	17	)	)	PUNCT
fsr-3396	23	18	space	space	NOUN
fsr-3396	23	19	,	,	PUNCT
fsr-3396	23	20	have	have	AUX
fsr-3396	23	21	typically	typically	ADV
fsr-3396	23	22	been	be	AUX
fsr-3396	23	23	held	hold	VERB
fsr-3396	23	24	to	to	ADP
fsr-3396	23	25	a	a	DET
fsr-3396	23	26	fiduciary	fiduciary	ADJ
fsr-3396	23	27	standard	standard	NOUN
fsr-3396	23	28	that	that	PRON
fsr-3396	23	29	requires	require	VERB
fsr-3396	23	30	recommendations	recommendation	NOUN
fsr-3396	23	31	be	be	AUX
fsr-3396	23	32	in	in	ADP
fsr-3396	23	33	the	the	DET
fsr-3396	23	34	client	client	NOUN
fsr-3396	23	35	’s	’s	PART
fsr-3396	23	36	best	good	ADJ
fsr-3396	23	37	interest	interest	NOUN
fsr-3396	23	38	.	.	PUNCT
fsr-3396	24	1	the	the	DET
fsr-3396	24	2	differences	difference	NOUN
fsr-3396	24	3	in	in	ADP
fsr-3396	24	4	how	how	SCONJ
fsr-3396	24	5	compensation	compensation	NOUN
fsr-3396	24	6	has	have	AUX
fsr-3396	24	7	been	be	AUX
fsr-3396	24	8	derived	derive	VERB
fsr-3396	24	9	,	,	PUNCT
fsr-3396	24	10	and	and	CCONJ
fsr-3396	24	11	more	more	ADV
fsr-3396	24	12	specifically	specifically	ADV
fsr-3396	24	13	different	different	ADJ
fsr-3396	24	14	standards	standard	NOUN
fsr-3396	24	15	of	of	ADP
fsr-3396	24	16	care	care	NOUN
fsr-3396	24	17	,	,	PUNCT
fsr-3396	24	18	have	have	AUX
fsr-3396	24	19	often	often	ADV
fsr-3396	24	20	been	be	AUX
fsr-3396	24	21	used	use	VERB
fsr-3396	24	22	to	to	PART
fsr-3396	24	23	differentiate	differentiate	VERB
fsr-3396	24	24	these	these	DET
fsr-3396	24	25	advisors	advisor	NOUN
fsr-3396	24	26	.	.	PUNCT
fsr-3396	25	1	notably	notably	ADV
fsr-3396	25	2	,	,	PUNCT
fsr-3396	25	3	commission	commission	NOUN
fsr-3396	25	4	-	-	PUNCT
fsr-3396	25	5	and	and	CCONJ
fsr-3396	25	6	-	-	PUNCT
fsr-3396	25	7	fee	fee	NOUN
fsr-3396	25	8	advisors	advisor	NOUN
fsr-3396	25	9	operate	operate	VERB
fsr-3396	25	10	in	in	ADP
fsr-3396	25	11	the	the	DET
fsr-3396	25	12	hybrid	hybrid	ADJ
fsr-3396	25	13	space	space	NOUN
fsr-3396	25	14	,	,	PUNCT
fsr-3396	25	15	operating	operate	VERB
fsr-3396	25	16	as	as	ADP
fsr-3396	25	17	a	a	DET
fsr-3396	25	18	fiduciary	fiduciary	ADJ
fsr-3396	25	19	when	when	SCONJ
fsr-3396	25	20	providing	provide	VERB
fsr-3396	25	21	advice	advice	NOUN
fsr-3396	25	22	through	through	ADP
fsr-3396	25	23	an	an	DET
fsr-3396	25	24	ria	ria	NOUN
fsr-3396	25	25	and	and	CCONJ
fsr-3396	25	26	under	under	ADP
fsr-3396	25	27	the	the	DET
fsr-3396	25	28	suitability	suitability	NOUN
fsr-3396	25	29	standard	standard	NOUN
fsr-3396	25	30	when	when	SCONJ
fsr-3396	25	31	operating	operate	VERB
fsr-3396	25	32	through	through	ADP
fsr-3396	25	33	a	a	DET
fsr-3396	25	34	broker	broker	NOUN
fsr-3396	25	35	-	-	PUNCT
fsr-3396	25	36	dealer	dealer	NOUN
fsr-3396	25	37	.	.	PUNCT
fsr-3396	26	1	pending	pende	VERB
fsr-3396	26	2	changes	change	NOUN
fsr-3396	26	3	in	in	ADP
fsr-3396	26	4	the	the	DET
fsr-3396	26	5	financial	financial	ADJ
fsr-3396	26	6	planning	planning	NOUN
fsr-3396	26	7	regulatory	regulatory	ADJ
fsr-3396	26	8	landscape	landscape	NOUN
fsr-3396	26	9	brings	bring	VERB
fsr-3396	26	10	greater	great	ADJ
fsr-3396	26	11	emphasis	emphasis	NOUN
fsr-3396	26	12	on	on	ADP
fsr-3396	26	13	understanding	understand	VERB
fsr-3396	26	14	consumers	consumer	NOUN
fsr-3396	26	15	’	’	PART
fsr-3396	26	16	advisor	advisor	NOUN
fsr-3396	26	17	compensation	compensation	NOUN
fsr-3396	26	18	preferences	preference	NOUN
fsr-3396	26	19	.	.	PUNCT
fsr-3396	27	1	while	while	SCONJ
fsr-3396	27	2	the	the	DET
fsr-3396	27	3	department	department	PROPN
fsr-3396	27	4	of	of	ADP
fsr-3396	27	5	labor	labor	PROPN
fsr-3396	27	6	’s	’s	PART
fsr-3396	27	7	(	(	PUNCT
fsr-3396	27	8	dol	dol	NOUN
fsr-3396	27	9	)	)	PUNCT
fsr-3396	27	10	conflict	conflict	NOUN
fsr-3396	27	11	of	of	ADP
fsr-3396	27	12	interest	interest	NOUN
fsr-3396	27	13	rule	rule	NOUN
fsr-3396	27	14	(	(	PUNCT
fsr-3396	27	15	federal	federal	ADJ
fsr-3396	27	16	register	register	NOUN
fsr-3396	27	17	,	,	PUNCT
fsr-3396	27	18	2017	2017	NUM
fsr-3396	27	19	)	)	PUNCT
fsr-3396	27	20	was	be	AUX
fsr-3396	27	21	vacated	vacate	VERB
fsr-3396	27	22	by	by	ADP
fsr-3396	27	23	the	the	DET
fsr-3396	27	24	courts	court	NOUN
fsr-3396	27	25	in	in	ADP
fsr-3396	27	26	june	june	PROPN
fsr-3396	27	27	of	of	ADP
fsr-3396	27	28	2018	2018	NUM
fsr-3396	27	29	,	,	PUNCT
fsr-3396	27	30	many	many	ADJ
fsr-3396	27	31	financial	financial	ADJ
fsr-3396	27	32	services	service	NOUN
fsr-3396	27	33	firms	firm	NOUN
fsr-3396	27	34	made	make	VERB
fsr-3396	27	35	structural	structural	ADJ
fsr-3396	27	36	changes	change	NOUN
fsr-3396	27	37	in	in	ADP
fsr-3396	27	38	how	how	SCONJ
fsr-3396	27	39	their	their	PRON
fsr-3396	27	40	financial	financial	ADJ
fsr-3396	27	41	professionals	professional	NOUN
fsr-3396	27	42	engage	engage	VERB
fsr-3396	27	43	with	with	ADP
fsr-3396	27	44	clients	client	NOUN
fsr-3396	27	45	.	.	PUNCT
fsr-3396	28	1	further	far	ADV
fsr-3396	28	2	,	,	PUNCT
fsr-3396	28	3	much	much	ADJ
fsr-3396	28	4	of	of	ADP
fsr-3396	28	5	the	the	DET
fsr-3396	28	6	spirit	spirit	NOUN
fsr-3396	28	7	of	of	ADP
fsr-3396	28	8	the	the	DET
fsr-3396	28	9	dol	dol	NOUN
fsr-3396	28	10	rule	rule	NOUN
fsr-3396	28	11	is	be	AUX
fsr-3396	28	12	now	now	ADV
fsr-3396	28	13	found	find	VERB
fsr-3396	28	14	in	in	ADP
fsr-3396	28	15	the	the	DET
fsr-3396	28	16	security	security	NOUN
fsr-3396	28	17	and	and	CCONJ
fsr-3396	28	18	exchange	exchange	PROPN
fsr-3396	28	19	commission	commission	PROPN
fsr-3396	28	20	’s	’s	PART
fsr-3396	28	21	proposed	propose	VERB
fsr-3396	28	22	rule	rule	NOUN
fsr-3396	28	23	regulation	regulation	NOUN
fsr-3396	28	24	best	good	ADJ
fsr-3396	28	25	interest	interest	NOUN
fsr-3396	28	26	(	(	PUNCT
fsr-3396	28	27	reg	reg	PROPN
fsr-3396	28	28	bi	bi	NOUN
fsr-3396	28	29	)	)	PUNCT
fsr-3396	28	30	.	.	PUNCT
fsr-3396	29	1	the	the	DET
fsr-3396	29	2	current	current	ADJ
fsr-3396	29	3	reg	reg	ADJ
fsr-3396	29	4	bi	bi	NOUN
fsr-3396	29	5	proposal	proposal	NOUN
fsr-3396	29	6	would	would	AUX
fsr-3396	29	7	require	require	VERB
fsr-3396	29	8	financial	financial	ADJ
fsr-3396	29	9	advisors	advisor	NOUN
fsr-3396	29	10	previously	previously	ADV
fsr-3396	29	11	held	hold	VERB
fsr-3396	29	12	to	to	ADP
fsr-3396	29	13	the	the	DET
fsr-3396	29	14	suitability	suitability	NOUN
fsr-3396	29	15	standard	standard	NOUN
fsr-3396	29	16	to	to	PART
fsr-3396	29	17	act	act	VERB
fsr-3396	29	18	in	in	ADP
fsr-3396	29	19	the	the	DET
fsr-3396	29	20	best	good	ADJ
fsr-3396	29	21	interest	interest	NOUN
fsr-3396	29	22	of	of	ADP
fsr-3396	29	23	their	their	PRON
fsr-3396	29	24	customers	customer	NOUN
fsr-3396	29	25	at	at	ADP
fsr-3396	29	26	the	the	DET
fsr-3396	29	27	time	time	NOUN
fsr-3396	29	28	a	a	DET
fsr-3396	29	29	recommendation	recommendation	NOUN
fsr-3396	29	30	is	be	AUX
fsr-3396	29	31	being	be	AUX
fsr-3396	29	32	made	make	VERB
fsr-3396	29	33	,	,	PUNCT
fsr-3396	29	34	without	without	ADP
fsr-3396	29	35	placing	place	VERB
fsr-3396	29	36	the	the	DET
fsr-3396	29	37	advisors	advisor	NOUN
fsr-3396	29	38	,	,	PUNCT
fsr-3396	29	39	or	or	CCONJ
fsr-3396	29	40	their	their	PRON
fsr-3396	29	41	firms	firm	NOUN
fsr-3396	29	42	,	,	PUNCT
fsr-3396	29	43	interests	interest	NOUN
fsr-3396	29	44	ahead	ahead	ADV
fsr-3396	29	45	of	of	ADP
fsr-3396	29	46	the	the	DET
fsr-3396	29	47	client	client	NOUN
fsr-3396	29	48	.	.	PUNCT
fsr-3396	30	1	within	within	ADP
fsr-3396	30	2	the	the	DET
fsr-3396	30	3	nonregulatory	nonregulatory	ADJ
fsr-3396	30	4	space	space	NOUN
fsr-3396	30	5	,	,	PUNCT
fsr-3396	30	6	cfp	cfp	PROPN
fsr-3396	30	7	professionals	professional	NOUN
fsr-3396	30	8	will	will	AUX
fsr-3396	30	9	be	be	AUX
fsr-3396	30	10	required	require	VERB
fsr-3396	30	11	to	to	PART
fsr-3396	30	12	act	act	VERB
fsr-3396	30	13	as	as	ADP
fsr-3396	30	14	fiduciaries	fiduciary	NOUN
fsr-3396	30	15	to	to	ADP
fsr-3396	30	16	their	their	PRON
fsr-3396	30	17	clients	client	NOUN
fsr-3396	30	18	when	when	SCONJ
fsr-3396	30	19	providing	provide	VERB
fsr-3396	30	20	financial	financial	ADJ
fsr-3396	30	21	advice	advice	NOUN
fsr-3396	30	22	beginning	begin	VERB
fsr-3396	30	23	october	october	PROPN
fsr-3396	30	24	1	1	NUM
fsr-3396	30	25	,	,	PUNCT
fsr-3396	30	26	2019	2019	NUM
fsr-3396	30	27	.	.	PUNCT
fsr-3396	31	1	this	this	PRON
fsr-3396	31	2	is	be	AUX
fsr-3396	31	3	a	a	DET
fsr-3396	31	4	clear	clear	ADJ
fsr-3396	31	5	expansion	expansion	NOUN
fsr-3396	31	6	of	of	ADP
fsr-3396	31	7	the	the	DET
fsr-3396	31	8	previous	previous	ADJ
fsr-3396	31	9	standard	standard	NOUN
fsr-3396	31	10	of	of	ADP
fsr-3396	31	11	conduct	conduct	NOUN
fsr-3396	31	12	,	,	PUNCT
fsr-3396	31	13	which	which	PRON
fsr-3396	31	14	only	only	ADV
fsr-3396	31	15	required	require	VERB
fsr-3396	31	16	cfp	cfp	PROPN
fsr-3396	31	17	professionals	professional	NOUN
fsr-3396	31	18	to	to	PART
fsr-3396	31	19	act	act	VERB
fsr-3396	31	20	in	in	ADP
fsr-3396	31	21	a	a	DET
fsr-3396	31	22	fiduciary	fiduciary	ADJ
fsr-3396	31	23	capacity	capacity	NOUN
fsr-3396	31	24	when	when	SCONJ
fsr-3396	31	25	providing	provide	VERB
fsr-3396	31	26	financial	financial	ADJ
fsr-3396	31	27	planning	planning	NOUN
fsr-3396	31	28	services	service	NOUN
fsr-3396	31	29	.	.	PUNCT
fsr-3396	32	1	financial	financial	ADJ
fsr-3396	32	2	advice	advice	NOUN
fsr-3396	32	3	is	be	AUX
fsr-3396	32	4	defined	define	VERB
fsr-3396	32	5	very	very	ADV
fsr-3396	32	6	broadly	broadly	ADV
fsr-3396	32	7	,	,	PUNCT
fsr-3396	32	8	stated	state	VERB
fsr-3396	32	9	as	as	ADP
fsr-3396	32	10	any	any	DET
fsr-3396	32	11	client	client	NOUN
fsr-3396	32	12	communication	communication	NOUN
fsr-3396	32	13	that	that	PRON
fsr-3396	32	14	“	"	PUNCT
fsr-3396	32	15	would	would	AUX
fsr-3396	32	16	reasonably	reasonably	ADV
fsr-3396	32	17	be	be	AUX
fsr-3396	32	18	viewed	view	VERB
fsr-3396	32	19	as	as	ADP
fsr-3396	32	20	a	a	DET
fsr-3396	32	21	suggestion	suggestion	NOUN
fsr-3396	32	22	that	that	SCONJ
fsr-3396	32	23	the	the	DET
fsr-3396	32	24	client	client	NOUN
fsr-3396	32	25	take	take	VERB
fsr-3396	32	26	or	or	CCONJ
fsr-3396	32	27	refrain	refrain	VERB
fsr-3396	32	28	from	from	ADP
fsr-3396	32	29	taking	take	VERB
fsr-3396	32	30	a	a	DET
fsr-3396	32	31	particular	particular	ADJ
fsr-3396	32	32	course	course	NOUN
fsr-3396	32	33	of	of	ADP
fsr-3396	32	34	action	action	NOUN
fsr-3396	32	35	with	with	ADP
fsr-3396	32	36	respect	respect	NOUN
fsr-3396	32	37	to	to	ADP
fsr-3396	32	38	”	"	PUNCT
fsr-3396	32	39	an	an	DET
fsr-3396	32	40	array	array	NOUN
fsr-3396	32	41	of	of	ADP
fsr-3396	32	42	financial	financial	ADJ
fsr-3396	32	43	planning	planning	NOUN
fsr-3396	32	44	areas	area	NOUN
fsr-3396	32	45	including	include	VERB
fsr-3396	32	46	,	,	PUNCT
fsr-3396	32	47	but	but	CCONJ
fsr-3396	32	48	not	not	PART
fsr-3396	32	49	limited	limit	VERB
fsr-3396	32	50	to	to	ADP
fsr-3396	32	51	,	,	PUNCT
fsr-3396	32	52	anytime	anytime	ADP
fsr-3396	32	53	the	the	DET
fsr-3396	32	54	cfp	cfp	PROPN
fsr-3396	32	55	232	232	NUM
fsr-3396	32	56	m.	m.	NOUN
fsr-3396	32	57	seay	seay	PROPN
fsr-3396	32	58	/	/	SYM
fsr-3396	32	59	financial	financial	ADJ
fsr-3396	32	60	services	service	NOUN
fsr-3396	32	61	review	review	VERB
fsr-3396	32	62	27	27	NUM
fsr-3396	32	63	(	(	PUNCT
fsr-3396	32	64	2018	2018	NUM
fsr-3396	32	65	)	)	PUNCT
fsr-3396	32	66	231	231	NUM
fsr-3396	32	67	-	-	SYM
fsr-3396	32	68	255	255	NUM
fsr-3396	32	69	professional	professional	NOUN
fsr-3396	32	70	has	have	VERB
fsr-3396	32	71	discretion	discretion	NOUN
fsr-3396	32	72	of	of	ADP
fsr-3396	32	73	client	client	NOUN
fsr-3396	32	74	assets	asset	NOUN
fsr-3396	32	75	,	,	PUNCT
fsr-3396	32	76	development	development	NOUN
fsr-3396	32	77	and/or	and/or	CCONJ
fsr-3396	32	78	implementation	implementation	NOUN
fsr-3396	32	79	of	of	ADP
fsr-3396	32	80	a	a	DET
fsr-3396	32	81	financial	financial	ADJ
fsr-3396	32	82	plan	plan	NOUN
fsr-3396	32	83	,	,	PUNCT
fsr-3396	32	84	and	and	CCONJ
fsr-3396	32	85	investment	investment	NOUN
fsr-3396	32	86	advice	advice	NOUN
fsr-3396	32	87	and	and	CCONJ
fsr-3396	32	88	strategies	strategy	NOUN
fsr-3396	32	89	(	(	PUNCT
fsr-3396	32	90	cfp	cfp	PROPN
fsr-3396	32	91	board	board	NOUN
fsr-3396	32	92	,	,	PUNCT
fsr-3396	32	93	2017	2017	NUM
fsr-3396	32	94	,	,	PUNCT
fsr-3396	32	95	p.	p.	NOUN
fsr-3396	32	96	16–17	16–17	NUM
fsr-3396	32	97	)	)	PUNCT
fsr-3396	32	98	.	.	PUNCT
fsr-3396	33	1	in	in	ADP
fsr-3396	33	2	light	light	NOUN
fsr-3396	33	3	of	of	ADP
fsr-3396	33	4	these	these	DET
fsr-3396	33	5	pending	pende	VERB
fsr-3396	33	6	changes	change	NOUN
fsr-3396	33	7	,	,	PUNCT
fsr-3396	33	8	most	most	ADJ
fsr-3396	33	9	,	,	PUNCT
fsr-3396	33	10	if	if	SCONJ
fsr-3396	33	11	not	not	PART
fsr-3396	33	12	all	all	PRON
fsr-3396	33	13	,	,	PUNCT
fsr-3396	33	14	cfp	cfp	PROPN
fsr-3396	33	15	professionals	professional	NOUN
fsr-3396	33	16	will	will	AUX
fsr-3396	33	17	engage	engage	VERB
fsr-3396	33	18	in	in	ADP
fsr-3396	33	19	fiduciary	fiduciary	ADJ
fsr-3396	33	20	work	work	NOUN
fsr-3396	33	21	with	with	ADP
fsr-3396	33	22	their	their	PRON
fsr-3396	33	23	clients	client	NOUN
fsr-3396	33	24	.	.	PUNCT
fsr-3396	34	1	similarly	similarly	ADV
fsr-3396	34	2	,	,	PUNCT
fsr-3396	34	3	under	under	ADP
fsr-3396	34	4	the	the	DET
fsr-3396	34	5	proposed	propose	VERB
fsr-3396	34	6	reg	reg	PROPN
fsr-3396	34	7	bi	bi	PROPN
fsr-3396	34	8	the	the	DET
fsr-3396	34	9	standards	standard	NOUN
fsr-3396	34	10	of	of	ADP
fsr-3396	34	11	care	care	NOUN
fsr-3396	34	12	between	between	ADP
fsr-3396	34	13	all	all	DET
fsr-3396	34	14	financial	financial	ADJ
fsr-3396	34	15	professionals	professional	NOUN
fsr-3396	34	16	,	,	PUNCT
fsr-3396	34	17	although	although	SCONJ
fsr-3396	34	18	significantly	significantly	ADV
fsr-3396	34	19	different	different	ADJ
fsr-3396	34	20	,	,	PUNCT
fsr-3396	34	21	will	will	AUX
fsr-3396	34	22	continue	continue	VERB
fsr-3396	34	23	to	to	PART
fsr-3396	34	24	converge	converge	VERB
fsr-3396	34	25	around	around	ADP
fsr-3396	34	26	putting	put	VERB
fsr-3396	34	27	the	the	DET
fsr-3396	34	28	client	client	NOUN
fsr-3396	34	29	’s	’s	PART
fsr-3396	34	30	interest	interest	NOUN
fsr-3396	34	31	first	first	ADV
fsr-3396	34	32	.	.	PUNCT
fsr-3396	35	1	this	this	DET
fsr-3396	35	2	change	change	NOUN
fsr-3396	35	3	would	would	AUX
fsr-3396	35	4	,	,	PUNCT
fsr-3396	35	5	in	in	ADP
fsr-3396	35	6	many	many	ADJ
fsr-3396	35	7	ways	way	NOUN
fsr-3396	35	8	,	,	PUNCT
fsr-3396	35	9	level	level	VERB
fsr-3396	35	10	the	the	DET
fsr-3396	35	11	financial	financial	ADJ
fsr-3396	35	12	planning	planning	NOUN
fsr-3396	35	13	client	client	NOUN
fsr-3396	35	14	services	service	NOUN
fsr-3396	35	15	market	market	NOUN
fsr-3396	35	16	from	from	ADP
fsr-3396	35	17	a	a	DET
fsr-3396	35	18	client	client	NOUN
fsr-3396	35	19	care	care	NOUN
fsr-3396	35	20	perspective	perspective	NOUN
fsr-3396	35	21	,	,	PUNCT
fsr-3396	35	22	making	make	VERB
fsr-3396	35	23	it	it	PRON
fsr-3396	35	24	imperative	imperative	ADJ
fsr-3396	35	25	to	to	PART
fsr-3396	35	26	gain	gain	VERB
fsr-3396	35	27	an	an	DET
fsr-3396	35	28	understanding	understanding	NOUN
fsr-3396	35	29	of	of	ADP
fsr-3396	35	30	what	what	PRON
fsr-3396	35	31	factors	factor	NOUN
fsr-3396	35	32	clients	client	NOUN
fsr-3396	35	33	consider	consider	VERB
fsr-3396	35	34	when	when	SCONJ
fsr-3396	35	35	they	they	PRON
fsr-3396	35	36	differentiate	differentiate	VERB
fsr-3396	35	37	between	between	ADP
fsr-3396	35	38	advisors	advisor	NOUN
fsr-3396	35	39	that	that	PRON
fsr-3396	35	40	use	use	VERB
fsr-3396	35	41	differing	differ	VERB
fsr-3396	35	42	financial	financial	ADJ
fsr-3396	35	43	planning	planning	NOUN
fsr-3396	35	44	compensation	compensation	NOUN
fsr-3396	35	45	models	model	NOUN
fsr-3396	35	46	.	.	PUNCT
fsr-3396	36	1	given	give	VERB
fsr-3396	36	2	this	this	DET
fsr-3396	36	3	backdrop	backdrop	NOUN
fsr-3396	36	4	,	,	PUNCT
fsr-3396	36	5	the	the	DET
fsr-3396	36	6	current	current	ADJ
fsr-3396	36	7	study	study	NOUN
fsr-3396	36	8	primarily	primarily	ADV
fsr-3396	36	9	explores	explore	VERB
fsr-3396	36	10	two	two	NUM
fsr-3396	36	11	central	central	ADJ
fsr-3396	36	12	research	research	NOUN
fsr-3396	36	13	questions	question	NOUN
fsr-3396	36	14	.	.	PUNCT
fsr-3396	37	1	first	first	ADV
fsr-3396	37	2	,	,	PUNCT
fsr-3396	37	3	what	what	PRON
fsr-3396	37	4	are	be	AUX
fsr-3396	37	5	the	the	DET
fsr-3396	37	6	characteristics	characteristic	NOUN
fsr-3396	37	7	of	of	ADP
fsr-3396	37	8	clients	client	NOUN
fsr-3396	37	9	that	that	PRON
fsr-3396	37	10	know	know	VERB
fsr-3396	37	11	their	their	PRON
fsr-3396	37	12	advisors	advisor	NOUN
fsr-3396	37	13	’	'	PUNCT
fsr-3396	37	14	compensation	compensation	NOUN
fsr-3396	37	15	method	method	NOUN
fsr-3396	37	16	?	?	PUNCT
fsr-3396	38	1	secondly	secondly	ADV
fsr-3396	38	2	,	,	PUNCT
fsr-3396	38	3	of	of	ADP
fsr-3396	38	4	those	those	DET
fsr-3396	38	5	individuals	individual	NOUN
fsr-3396	38	6	who	who	PRON
fsr-3396	38	7	did	do	AUX
fsr-3396	38	8	know	know	VERB
fsr-3396	38	9	how	how	SCONJ
fsr-3396	38	10	their	their	PRON
fsr-3396	38	11	financial	financial	ADJ
fsr-3396	38	12	advisor	advisor	NOUN
fsr-3396	38	13	was	be	AUX
fsr-3396	38	14	compensated	compensate	VERB
fsr-3396	38	15	,	,	PUNCT
fsr-3396	38	16	what	what	PRON
fsr-3396	38	17	are	be	AUX
fsr-3396	38	18	the	the	DET
fsr-3396	38	19	differences	difference	NOUN
fsr-3396	38	20	in	in	ADP
fsr-3396	38	21	clients	client	NOUN
fsr-3396	38	22	that	that	PRON
fsr-3396	38	23	use	use	VERB
fsr-3396	38	24	commission	commission	NOUN
fsr-3396	38	25	-	-	PUNCT
fsr-3396	38	26	only	only	ADV
fsr-3396	38	27	,	,	PUNCT
fsr-3396	38	28	fee	fee	NOUN
fsr-3396	38	29	-	-	PUNCT
fsr-3396	38	30	only	only	ADV
fsr-3396	38	31	,	,	PUNCT
fsr-3396	38	32	and	and	CCONJ
fsr-3396	38	33	combined	combined	ADJ
fsr-3396	38	34	commission	commission	NOUN
fsr-3396	38	35	-	-	PUNCT
fsr-3396	38	36	and	and	CCONJ
fsr-3396	38	37	-	-	PUNCT
fsr-3396	38	38	fee	fee	NOUN
fsr-3396	38	39	advisors	advisor	NOUN
fsr-3396	38	40	?	?	PUNCT
fsr-3396	39	1	for	for	ADP
fsr-3396	39	2	empirical	empirical	ADJ
fsr-3396	39	3	analyses	analysis	NOUN
fsr-3396	39	4	,	,	PUNCT
fsr-3396	39	5	this	this	DET
fsr-3396	39	6	study	study	NOUN
fsr-3396	39	7	used	use	VERB
fsr-3396	39	8	two	two	NUM
fsr-3396	39	9	linked	link	VERB
fsr-3396	39	10	datasets	dataset	NOUN
fsr-3396	39	11	,	,	PUNCT
fsr-3396	39	12	the	the	DET
fsr-3396	39	13	2015	2015	NUM
fsr-3396	39	14	national	national	ADJ
fsr-3396	39	15	financial	financial	ADJ
fsr-3396	39	16	capability	capability	NOUN
fsr-3396	39	17	study	study	NOUN
fsr-3396	39	18	(	(	PUNCT
fsr-3396	39	19	nfcs	nfcs	PROPN
fsr-3396	39	20	)	)	PUNCT
fsr-3396	39	21	and	and	CCONJ
fsr-3396	39	22	its	its	PRON
fsr-3396	39	23	supplementary	supplementary	ADJ
fsr-3396	39	24	dataset	dataset	NOUN
fsr-3396	39	25	,	,	PUNCT
fsr-3396	39	26	the	the	DET
fsr-3396	39	27	2015	2015	NUM
fsr-3396	39	28	nfcs	nfcs	PROPN
fsr-3396	39	29	investor	investor	NOUN
fsr-3396	39	30	survey	survey	NOUN
fsr-3396	39	31	.	.	PUNCT
fsr-3396	40	1	this	this	DET
fsr-3396	40	2	study	study	NOUN
fsr-3396	40	3	provides	provide	VERB
fsr-3396	40	4	insights	insight	NOUN
fsr-3396	40	5	into	into	ADP
fsr-3396	40	6	the	the	DET
fsr-3396	40	7	client	client	NOUN
fsr-3396	40	8	characteristics	characteristic	NOUN
fsr-3396	40	9	that	that	PRON
fsr-3396	40	10	are	be	AUX
fsr-3396	40	11	associated	associate	VERB
fsr-3396	40	12	with	with	ADP
fsr-3396	40	13	knowledge	knowledge	NOUN
fsr-3396	40	14	of	of	ADP
fsr-3396	40	15	financial	financial	ADJ
fsr-3396	40	16	advisor	advisor	PROPN
fsr-3396	40	17	compensation	compensation	NOUN
fsr-3396	40	18	and	and	CCONJ
fsr-3396	40	19	the	the	DET
fsr-3396	40	20	use	use	NOUN
fsr-3396	40	21	of	of	ADP
fsr-3396	40	22	a	a	DET
fsr-3396	40	23	certain	certain	ADJ
fsr-3396	40	24	type	type	NOUN
fsr-3396	40	25	of	of	ADP
fsr-3396	40	26	financial	financial	ADJ
fsr-3396	40	27	advisor	advisor	NOUN
fsr-3396	40	28	based	base	VERB
fsr-3396	40	29	on	on	ADP
fsr-3396	40	30	their	their	PRON
fsr-3396	40	31	compensation	compensation	NOUN
fsr-3396	40	32	method	method	NOUN
fsr-3396	40	33	.	.	PUNCT
fsr-3396	41	1	furthermore	furthermore	ADV
fsr-3396	41	2	,	,	PUNCT
fsr-3396	41	3	it	it	PRON
fsr-3396	41	4	provides	provide	VERB
fsr-3396	41	5	financial	financial	ADJ
fsr-3396	41	6	advisors	advisor	NOUN
fsr-3396	41	7	insights	insight	NOUN
fsr-3396	41	8	into	into	ADP
fsr-3396	41	9	their	their	PRON
fsr-3396	41	10	clients	client	NOUN
fsr-3396	41	11	’	’	PART
fsr-3396	41	12	characteristics	characteristic	NOUN
fsr-3396	41	13	and	and	CCONJ
fsr-3396	41	14	why	why	SCONJ
fsr-3396	41	15	they	they	PRON
fsr-3396	41	16	choose	choose	VERB
fsr-3396	41	17	to	to	PART
fsr-3396	41	18	utilize	utilize	VERB
fsr-3396	41	19	their	their	PRON
fsr-3396	41	20	services	service	NOUN
fsr-3396	41	21	.	.	PUNCT
fsr-3396	42	1	2	2	X
fsr-3396	42	2	.	.	X
fsr-3396	42	3	literature	literature	NOUN
fsr-3396	42	4	review	review	VERB
fsr-3396	42	5	the	the	DET
fsr-3396	42	6	use	use	NOUN
fsr-3396	42	7	of	of	ADP
fsr-3396	42	8	professional	professional	ADJ
fsr-3396	42	9	financial	financial	ADJ
fsr-3396	42	10	advisors	advisor	NOUN
fsr-3396	42	11	in	in	ADP
fsr-3396	42	12	the	the	DET
fsr-3396	42	13	united	united	PROPN
fsr-3396	42	14	states	states	PROPN
fsr-3396	42	15	has	have	AUX
fsr-3396	42	16	been	be	AUX
fsr-3396	42	17	growing	grow	VERB
fsr-3396	42	18	steadily	steadily	ADV
fsr-3396	42	19	over	over	ADP
fsr-3396	42	20	the	the	DET
fsr-3396	42	21	last	last	ADJ
fsr-3396	42	22	several	several	ADJ
fsr-3396	42	23	decades	decade	NOUN
fsr-3396	42	24	.	.	PUNCT
fsr-3396	43	1	the	the	DET
fsr-3396	43	2	percentage	percentage	NOUN
fsr-3396	43	3	of	of	ADP
fsr-3396	43	4	u.s	u.s	PROPN
fsr-3396	43	5	.	.	PROPN
fsr-3396	43	6	households	household	NOUN
fsr-3396	43	7	that	that	PRON
fsr-3396	43	8	reported	report	VERB
fsr-3396	43	9	using	use	VERB
fsr-3396	43	10	a	a	DET
fsr-3396	43	11	financial	financial	ADJ
fsr-3396	43	12	advisor	advisor	NOUN
fsr-3396	43	13	grew	grow	VERB
fsr-3396	43	14	from	from	ADP
fsr-3396	43	15	21	21	NUM
fsr-3396	43	16	%	%	NOUN
fsr-3396	43	17	in	in	ADP
fsr-3396	43	18	1998	1998	NUM
fsr-3396	43	19	(	(	PUNCT
fsr-3396	43	20	hanna	hanna	NOUN
fsr-3396	43	21	,	,	PUNCT
fsr-3396	43	22	2011	2011	NUM
fsr-3396	43	23	)	)	PUNCT
fsr-3396	43	24	to	to	ADP
fsr-3396	43	25	29	29	NUM
fsr-3396	43	26	%	%	NOUN
fsr-3396	43	27	in	in	ADP
fsr-3396	43	28	2012	2012	NUM
fsr-3396	43	29	(	(	PUNCT
fsr-3396	43	30	seay	seay	PROPN
fsr-3396	43	31	et	et	PROPN
fsr-3396	43	32	al	al	PROPN
fsr-3396	43	33	.	.	PROPN
fsr-3396	43	34	,	,	PUNCT
fsr-3396	43	35	2016	2016	NUM
fsr-3396	43	36	)	)	PUNCT
fsr-3396	43	37	.	.	PUNCT
fsr-3396	44	1	previous	previous	ADJ
fsr-3396	44	2	research	research	NOUN
fsr-3396	44	3	has	have	AUX
fsr-3396	44	4	established	establish	VERB
fsr-3396	44	5	an	an	DET
fsr-3396	44	6	understanding	understanding	NOUN
fsr-3396	44	7	of	of	ADP
fsr-3396	44	8	who	who	PRON
fsr-3396	44	9	seeks	seek	VERB
fsr-3396	44	10	financial	financial	ADJ
fsr-3396	44	11	advice	advice	NOUN
fsr-3396	44	12	and	and	CCONJ
fsr-3396	44	13	why	why	SCONJ
fsr-3396	44	14	they	they	PRON
fsr-3396	44	15	do	do	VERB
fsr-3396	44	16	so	so	ADV
fsr-3396	44	17	,	,	PUNCT
fsr-3396	44	18	and	and	CCONJ
fsr-3396	44	19	the	the	DET
fsr-3396	44	20	value	value	NOUN
fsr-3396	44	21	that	that	PRON
fsr-3396	44	22	households	household	NOUN
fsr-3396	44	23	receive	receive	VERB
fsr-3396	44	24	from	from	ADP
fsr-3396	44	25	it	it	PRON
fsr-3396	44	26	.	.	PUNCT
fsr-3396	45	1	agency	agency	NOUN
fsr-3396	45	2	theory	theory	NOUN
fsr-3396	45	3	provides	provide	VERB
fsr-3396	45	4	a	a	DET
fsr-3396	45	5	lens	lens	NOUN
fsr-3396	45	6	for	for	ADP
fsr-3396	45	7	informing	inform	VERB
fsr-3396	45	8	hypotheses	hypothesis	NOUN
fsr-3396	45	9	and	and	CCONJ
fsr-3396	45	10	directional	directional	ADJ
fsr-3396	45	11	expectations	expectation	NOUN
fsr-3396	45	12	related	relate	VERB
fsr-3396	45	13	to	to	ADP
fsr-3396	45	14	an	an	DET
fsr-3396	45	15	individual	individual	ADJ
fsr-3396	45	16	knowing	knowing	NOUN
fsr-3396	45	17	or	or	CCONJ
fsr-3396	45	18	not	not	PART
fsr-3396	45	19	knowing	know	VERB
fsr-3396	45	20	their	their	PRON
fsr-3396	45	21	financial	financial	ADJ
fsr-3396	45	22	advisor	advisor	NOUN
fsr-3396	45	23	’s	’s	PART
fsr-3396	45	24	compensation	compensation	NOUN
fsr-3396	45	25	method	method	NOUN
fsr-3396	45	26	.	.	PUNCT
fsr-3396	46	1	2.1	2.1	NUM
fsr-3396	46	2	.	.	PUNCT
fsr-3396	46	3	who	who	PRON
fsr-3396	46	4	seeks	seek	VERB
fsr-3396	46	5	financial	financial	ADJ
fsr-3396	46	6	advice	advice	NOUN
fsr-3396	46	7	?	?	PUNCT
fsr-3396	47	1	the	the	DET
fsr-3396	47	2	characteristics	characteristic	NOUN
fsr-3396	47	3	of	of	ADP
fsr-3396	47	4	financial	financial	ADJ
fsr-3396	47	5	professionals	professional	NOUN
fsr-3396	47	6	that	that	PRON
fsr-3396	47	7	consumers	consumer	NOUN
fsr-3396	47	8	are	be	AUX
fsr-3396	47	9	looking	look	VERB
fsr-3396	47	10	for	for	ADP
fsr-3396	47	11	has	have	AUX
fsr-3396	47	12	been	be	AUX
fsr-3396	47	13	examined	examine	VERB
fsr-3396	47	14	in	in	ADP
fsr-3396	47	15	previous	previous	ADJ
fsr-3396	47	16	studies	study	NOUN
fsr-3396	47	17	.	.	PUNCT
fsr-3396	48	1	bae	bae	NOUN
fsr-3396	48	2	and	and	CCONJ
fsr-3396	48	3	sandager	sandager	NOUN
fsr-3396	48	4	(	(	PUNCT
fsr-3396	48	5	1997	1997	NUM
fsr-3396	48	6	)	)	PUNCT
fsr-3396	48	7	found	find	VERB
fsr-3396	48	8	that	that	SCONJ
fsr-3396	48	9	consumers	consumer	NOUN
fsr-3396	48	10	were	be	AUX
fsr-3396	48	11	predominantly	predominantly	ADV
fsr-3396	48	12	interested	interested	ADJ
fsr-3396	48	13	in	in	ADP
fsr-3396	48	14	using	use	VERB
fsr-3396	48	15	a	a	DET
fsr-3396	48	16	financial	financial	ADJ
fsr-3396	48	17	advisor	advisor	NOUN
fsr-3396	48	18	for	for	ADP
fsr-3396	48	19	services	service	NOUN
fsr-3396	48	20	related	relate	VERB
fsr-3396	48	21	to	to	ADP
fsr-3396	48	22	retirement	retirement	NOUN
fsr-3396	48	23	planning	planning	NOUN
fsr-3396	48	24	,	,	PUNCT
fsr-3396	48	25	tax	tax	NOUN
fsr-3396	48	26	planning	planning	NOUN
fsr-3396	48	27	,	,	PUNCT
fsr-3396	48	28	and	and	CCONJ
fsr-3396	48	29	investment	investment	NOUN
fsr-3396	48	30	management	management	NOUN
fsr-3396	48	31	.	.	PUNCT
fsr-3396	49	1	furthermore	furthermore	ADV
fsr-3396	49	2	,	,	PUNCT
fsr-3396	49	3	bae	bae	NOUN
fsr-3396	49	4	and	and	CCONJ
fsr-3396	49	5	sandager	sandager	NOUN
fsr-3396	49	6	(	(	PUNCT
fsr-3396	49	7	1997	1997	NUM
fsr-3396	49	8	)	)	PUNCT
fsr-3396	49	9	found	find	VERB
fsr-3396	49	10	that	that	SCONJ
fsr-3396	49	11	consumers	consumer	NOUN
fsr-3396	49	12	with	with	ADP
fsr-3396	49	13	both	both	CCONJ
fsr-3396	49	14	the	the	DET
fsr-3396	49	15	desire	desire	NOUN
fsr-3396	49	16	for	for	ADP
fsr-3396	49	17	the	the	DET
fsr-3396	49	18	personal	personal	ADJ
fsr-3396	49	19	assurance	assurance	NOUN
fsr-3396	49	20	and	and	CCONJ
fsr-3396	49	21	confidence	confidence	NOUN
fsr-3396	49	22	that	that	SCONJ
fsr-3396	49	23	a	a	DET
fsr-3396	49	24	trusted	trust	VERB
fsr-3396	49	25	financial	financial	ADJ
fsr-3396	49	26	professional	professional	NOUN
fsr-3396	49	27	can	can	AUX
fsr-3396	49	28	provide	provide	VERB
fsr-3396	49	29	and	and	CCONJ
fsr-3396	49	30	with	with	ADP
fsr-3396	49	31	lower	low	ADJ
fsr-3396	49	32	levels	level	NOUN
fsr-3396	49	33	of	of	ADP
fsr-3396	49	34	financial	financial	ADJ
fsr-3396	49	35	knowledge	knowledge	NOUN
fsr-3396	49	36	sought	seek	VERB
fsr-3396	49	37	a	a	DET
fsr-3396	49	38	financial	financial	ADJ
fsr-3396	49	39	professional	professional	NOUN
fsr-3396	49	40	.	.	PUNCT
fsr-3396	50	1	the	the	DET
fsr-3396	50	2	authors	author	NOUN
fsr-3396	50	3	also	also	ADV
fsr-3396	50	4	reviewed	review	VERB
fsr-3396	50	5	what	what	PRON
fsr-3396	50	6	was	be	AUX
fsr-3396	50	7	important	important	ADJ
fsr-3396	50	8	to	to	ADP
fsr-3396	50	9	consumers	consumer	NOUN
fsr-3396	50	10	in	in	ADP
fsr-3396	50	11	selecting	select	VERB
fsr-3396	50	12	their	their	PRON
fsr-3396	50	13	financial	financial	ADJ
fsr-3396	50	14	professional	professional	NOUN
fsr-3396	50	15	,	,	PUNCT
fsr-3396	50	16	showing	show	VERB
fsr-3396	50	17	that	that	SCONJ
fsr-3396	50	18	confidentiality	confidentiality	NOUN
fsr-3396	50	19	,	,	PUNCT
fsr-3396	50	20	objectivity	objectivity	NOUN
fsr-3396	50	21	,	,	PUNCT
fsr-3396	50	22	competence	competence	NOUN
fsr-3396	50	23	,	,	PUNCT
fsr-3396	50	24	honesty	honesty	NOUN
fsr-3396	50	25	,	,	PUNCT
fsr-3396	50	26	and	and	CCONJ
fsr-3396	50	27	the	the	DET
fsr-3396	50	28	ability	ability	NOUN
fsr-3396	50	29	to	to	PART
fsr-3396	50	30	communicate	communicate	VERB
fsr-3396	50	31	were	be	AUX
fsr-3396	50	32	very	very	ADV
fsr-3396	50	33	important	important	ADJ
fsr-3396	50	34	factors	factor	NOUN
fsr-3396	50	35	to	to	ADP
fsr-3396	50	36	prospective	prospective	ADJ
fsr-3396	50	37	clients	client	NOUN
fsr-3396	50	38	.	.	PUNCT
fsr-3396	51	1	prospective	prospective	ADJ
fsr-3396	51	2	clients	client	NOUN
fsr-3396	51	3	found	find	VERB
fsr-3396	51	4	access	access	NOUN
fsr-3396	51	5	to	to	ADP
fsr-3396	51	6	the	the	DET
fsr-3396	51	7	financial	financial	ADJ
fsr-3396	51	8	professional	professional	ADJ
fsr-3396	51	9	and	and	CCONJ
fsr-3396	51	10	compensation	compensation	NOUN
fsr-3396	51	11	transparency	transparency	NOUN
fsr-3396	51	12	233	233	NUM
fsr-3396	51	13	m.	m.	NOUN
fsr-3396	51	14	seay	seay	PROPN
fsr-3396	51	15	/	/	SYM
fsr-3396	51	16	financial	financial	ADJ
fsr-3396	51	17	services	service	NOUN
fsr-3396	51	18	review	review	VERB
fsr-3396	51	19	27	27	NUM
fsr-3396	51	20	(	(	PUNCT
fsr-3396	51	21	2018	2018	NUM
fsr-3396	51	22	)	)	PUNCT
fsr-3396	51	23	231	231	NUM
fsr-3396	51	24	-	-	SYM
fsr-3396	51	25	255	255	NUM
fsr-3396	51	26	to	to	PART
fsr-3396	51	27	be	be	AUX
fsr-3396	51	28	less	less	ADV
fsr-3396	51	29	important	important	ADJ
fsr-3396	51	30	.	.	PUNCT
fsr-3396	52	1	finally	finally	ADV
fsr-3396	52	2	,	,	PUNCT
fsr-3396	52	3	education	education	NOUN
fsr-3396	52	4	and	and	CCONJ
fsr-3396	52	5	certification	certification	NOUN
fsr-3396	52	6	were	be	AUX
fsr-3396	52	7	found	find	VERB
fsr-3396	52	8	as	as	ADP
fsr-3396	52	9	critical	critical	ADJ
fsr-3396	52	10	components	component	NOUN
fsr-3396	52	11	towards	towards	ADP
fsr-3396	52	12	selection	selection	NOUN
fsr-3396	52	13	of	of	ADP
fsr-3396	52	14	a	a	DET
fsr-3396	52	15	financial	financial	ADJ
fsr-3396	52	16	professional	professional	NOUN
fsr-3396	52	17	,	,	PUNCT
fsr-3396	52	18	with	with	ADP
fsr-3396	52	19	92	92	NUM
fsr-3396	52	20	%	%	NOUN
fsr-3396	52	21	of	of	ADP
fsr-3396	52	22	clients	client	NOUN
fsr-3396	52	23	reporting	report	VERB
fsr-3396	52	24	that	that	SCONJ
fsr-3396	52	25	a	a	DET
fsr-3396	52	26	financial	financial	ADJ
fsr-3396	52	27	professional	professional	NOUN
fsr-3396	52	28	with	with	ADP
fsr-3396	52	29	the	the	DET
fsr-3396	52	30	cfp	cfp	PROPN
fsr-3396	52	31	designation	designation	NOUN
fsr-3396	52	32	is	be	AUX
fsr-3396	52	33	important	important	ADJ
fsr-3396	52	34	(	(	PUNCT
fsr-3396	52	35	bae	bae	NOUN
fsr-3396	52	36	and	and	CCONJ
fsr-3396	52	37	sandager	sandager	NOUN
fsr-3396	52	38	,	,	PUNCT
fsr-3396	52	39	1997	1997	NUM
fsr-3396	52	40	)	)	PUNCT
fsr-3396	52	41	.	.	PUNCT
fsr-3396	53	1	much	much	ADJ
fsr-3396	53	2	research	research	NOUN
fsr-3396	53	3	has	have	AUX
fsr-3396	53	4	also	also	ADV
fsr-3396	53	5	examined	examine	VERB
fsr-3396	53	6	the	the	DET
fsr-3396	53	7	characteristics	characteristic	NOUN
fsr-3396	53	8	of	of	ADP
fsr-3396	53	9	consumers	consumer	NOUN
fsr-3396	53	10	that	that	PRON
fsr-3396	53	11	sought	seek	VERB
fsr-3396	53	12	financial	financial	ADJ
fsr-3396	53	13	advice	advice	NOUN
fsr-3396	53	14	.	.	PUNCT
fsr-3396	54	1	individuals	individual	NOUN
fsr-3396	54	2	that	that	PRON
fsr-3396	54	3	sought	seek	VERB
fsr-3396	54	4	financial	financial	ADJ
fsr-3396	54	5	help	help	NOUN
fsr-3396	54	6	from	from	ADP
fsr-3396	54	7	a	a	DET
fsr-3396	54	8	financial	financial	ADJ
fsr-3396	54	9	professional	professional	NOUN
fsr-3396	54	10	typically	typically	ADV
fsr-3396	54	11	had	have	VERB
fsr-3396	54	12	higher	high	ADJ
fsr-3396	54	13	levels	level	NOUN
fsr-3396	54	14	of	of	ADP
fsr-3396	54	15	financial	financial	ADJ
fsr-3396	54	16	risk	risk	NOUN
fsr-3396	54	17	tolerance	tolerance	NOUN
fsr-3396	54	18	(	(	PUNCT
fsr-3396	54	19	grable	grable	NOUN
fsr-3396	54	20	and	and	CCONJ
fsr-3396	54	21	joo	joo	NOUN
fsr-3396	54	22	,	,	PUNCT
fsr-3396	54	23	2001	2001	NUM
fsr-3396	54	24	;	;	PUNCT
fsr-3396	54	25	hanna	hanna	PROPN
fsr-3396	54	26	,	,	PUNCT
fsr-3396	54	27	2011	2011	NUM
fsr-3396	54	28	;	;	PUNCT
fsr-3396	54	29	joo	joo	NOUN
fsr-3396	54	30	and	and	CCONJ
fsr-3396	54	31	grable	grable	PROPN
fsr-3396	54	32	,	,	PUNCT
fsr-3396	54	33	2001	2001	NUM
fsr-3396	54	34	;	;	PUNCT
fsr-3396	54	35	marsden	marsden	PROPN
fsr-3396	54	36	,	,	PUNCT
fsr-3396	54	37	zick	zick	PROPN
fsr-3396	54	38	,	,	PUNCT
fsr-3396	54	39	and	and	CCONJ
fsr-3396	54	40	mayer	mayer	PROPN
fsr-3396	54	41	,	,	PUNCT
fsr-3396	54	42	2011	2011	NUM
fsr-3396	54	43	;	;	PUNCT
fsr-3396	54	44	robb	robb	NOUN
fsr-3396	54	45	,	,	PUNCT
fsr-3396	54	46	babiarz	babiarz	NOUN
fsr-3396	54	47	,	,	PUNCT
fsr-3396	54	48	and	and	CCONJ
fsr-3396	54	49	woodyard	woodyard	PROPN
fsr-3396	54	50	,	,	PUNCT
fsr-3396	54	51	2012	2012	NUM
fsr-3396	54	52	)	)	PUNCT
fsr-3396	54	53	,	,	PUNCT
fsr-3396	54	54	financial	financial	ADJ
fsr-3396	54	55	satisfaction	satisfaction	NOUN
fsr-3396	54	56	(	(	PUNCT
fsr-3396	54	57	grable	grable	NOUN
fsr-3396	54	58	and	and	CCONJ
fsr-3396	54	59	joo	joo	NOUN
fsr-3396	54	60	,	,	PUNCT
fsr-3396	54	61	2001	2001	NUM
fsr-3396	54	62	)	)	PUNCT
fsr-3396	54	63	,	,	PUNCT
fsr-3396	54	64	wealth	wealth	NOUN
fsr-3396	54	65	,	,	PUNCT
fsr-3396	54	66	educational	educational	ADJ
fsr-3396	54	67	attainment	attainment	NOUN
fsr-3396	54	68	(	(	PUNCT
fsr-3396	54	69	finke	finke	PROPN
fsr-3396	54	70	et	et	PROPN
fsr-3396	54	71	al	al	PROPN
fsr-3396	54	72	.	.	PROPN
fsr-3396	54	73	,	,	PUNCT
fsr-3396	54	74	2011	2011	NUM
fsr-3396	54	75	;	;	PUNCT
fsr-3396	54	76	hanna	hanna	PROPN
fsr-3396	54	77	,	,	PUNCT
fsr-3396	54	78	2011	2011	NUM
fsr-3396	54	79	;	;	PUNCT
fsr-3396	54	80	lachance	lachance	NOUN
fsr-3396	54	81	and	and	CCONJ
fsr-3396	54	82	tang	tang	PROPN
fsr-3396	54	83	,	,	PUNCT
fsr-3396	54	84	2012	2012	NUM
fsr-3396	54	85	)	)	PUNCT
fsr-3396	54	86	,	,	PUNCT
fsr-3396	54	87	and	and	CCONJ
fsr-3396	54	88	income	income	NOUN
fsr-3396	54	89	(	(	PUNCT
fsr-3396	54	90	hanna	hanna	NOUN
fsr-3396	54	91	,	,	PUNCT
fsr-3396	54	92	2011	2011	NUM
fsr-3396	54	93	)	)	PUNCT
fsr-3396	54	94	.	.	PUNCT
fsr-3396	55	1	these	these	DET
fsr-3396	55	2	individuals	individual	NOUN
fsr-3396	55	3	were	be	AUX
fsr-3396	55	4	also	also	ADV
fsr-3396	55	5	older	old	ADJ
fsr-3396	55	6	(	(	PUNCT
fsr-3396	55	7	finke	finke	PROPN
fsr-3396	55	8	et	et	PROPN
fsr-3396	55	9	al	al	PROPN
fsr-3396	55	10	.	.	PROPN
fsr-3396	55	11	,	,	PUNCT
fsr-3396	55	12	2011	2011	NUM
fsr-3396	55	13	;	;	PUNCT
fsr-3396	55	14	grable	grable	NOUN
fsr-3396	55	15	and	and	CCONJ
fsr-3396	55	16	joo	joo	NOUN
fsr-3396	55	17	,	,	PUNCT
fsr-3396	55	18	2001	2001	NUM
fsr-3396	55	19	;	;	PUNCT
fsr-3396	55	20	marsden	marsden	PROPN
fsr-3396	55	21	et	et	PROPN
fsr-3396	55	22	al	al	PROPN
fsr-3396	55	23	.	.	PROPN
fsr-3396	55	24	,	,	PUNCT
fsr-3396	55	25	2011	2011	NUM
fsr-3396	55	26	)	)	PUNCT
fsr-3396	55	27	than	than	ADP
fsr-3396	55	28	their	their	PRON
fsr-3396	55	29	counterparts	counterpart	NOUN
fsr-3396	55	30	and	and	CCONJ
fsr-3396	55	31	displayed	display	VERB
fsr-3396	55	32	more	more	ADV
fsr-3396	55	33	positive	positive	ADJ
fsr-3396	55	34	financial	financial	ADJ
fsr-3396	55	35	behaviors	behavior	NOUN
fsr-3396	55	36	(	(	PUNCT
fsr-3396	55	37	e.g.	e.g.	ADV
fsr-3396	55	38	,	,	PUNCT
fsr-3396	55	39	regularly	regularly	ADV
fsr-3396	55	40	saved	save	VERB
fsr-3396	55	41	,	,	PUNCT
fsr-3396	55	42	eliminated	eliminate	VERB
fsr-3396	55	43	credit	credit	NOUN
fsr-3396	55	44	card	card	NOUN
fsr-3396	55	45	debt	debt	NOUN
fsr-3396	55	46	,	,	PUNCT
fsr-3396	55	47	or	or	CCONJ
fsr-3396	55	48	planned	plan	VERB
fsr-3396	55	49	for	for	ADP
fsr-3396	55	50	big	big	ADJ
fsr-3396	55	51	purchases	purchase	NOUN
fsr-3396	55	52	;	;	PUNCT
fsr-3396	55	53	grable	grable	ADJ
fsr-3396	55	54	and	and	CCONJ
fsr-3396	55	55	joo	joo	NOUN
fsr-3396	55	56	,	,	PUNCT
fsr-3396	55	57	2001	2001	NUM
fsr-3396	55	58	;	;	PUNCT
fsr-3396	55	59	joo	joo	PROPN
fsr-3396	55	60	and	and	CCONJ
fsr-3396	55	61	grable	grable	PROPN
fsr-3396	55	62	,	,	PUNCT
fsr-3396	55	63	2001	2001	NUM
fsr-3396	55	64	)	)	PUNCT
fsr-3396	55	65	.	.	PUNCT
fsr-3396	56	1	another	another	DET
fsr-3396	56	2	important	important	ADJ
fsr-3396	56	3	positive	positive	ADJ
fsr-3396	56	4	predictor	predictor	NOUN
fsr-3396	56	5	in	in	ADP
fsr-3396	56	6	financial	financial	ADJ
fsr-3396	56	7	help	help	NOUN
fsr-3396	56	8	-	-	PUNCT
fsr-3396	56	9	seeking	seeking	NOUN
fsr-3396	56	10	is	be	AUX
fsr-3396	56	11	an	an	DET
fsr-3396	56	12	individual	individual	NOUN
fsr-3396	56	13	’s	’s	PART
fsr-3396	56	14	willingness	willingness	NOUN
fsr-3396	56	15	to	to	PART
fsr-3396	56	16	trust	trust	VERB
fsr-3396	56	17	(	(	PUNCT
fsr-3396	56	18	lachance	lachance	PROPN
fsr-3396	56	19	and	and	CCONJ
fsr-3396	56	20	tang	tang	PROPN
fsr-3396	56	21	,	,	PUNCT
fsr-3396	56	22	2012	2012	NUM
fsr-3396	56	23	;	;	PUNCT
fsr-3396	56	24	martin	martin	PROPN
fsr-3396	56	25	,	,	PUNCT
fsr-3396	56	26	finke	finke	PROPN
fsr-3396	56	27	,	,	PUNCT
fsr-3396	56	28	and	and	CCONJ
fsr-3396	56	29	gibson	gibson	PROPN
fsr-3396	56	30	,	,	PUNCT
fsr-3396	56	31	2014	2014	NUM
fsr-3396	56	32	)	)	PUNCT
fsr-3396	56	33	.	.	PUNCT
fsr-3396	57	1	finally	finally	ADV
fsr-3396	57	2	,	,	PUNCT
fsr-3396	57	3	individuals	individual	NOUN
fsr-3396	57	4	with	with	ADP
fsr-3396	57	5	more	more	ADV
fsr-3396	57	6	proactive	proactive	ADJ
fsr-3396	57	7	attitudes	attitude	NOUN
fsr-3396	57	8	and	and	CCONJ
fsr-3396	57	9	women	woman	NOUN
fsr-3396	57	10	were	be	AUX
fsr-3396	57	11	more	more	ADV
fsr-3396	57	12	likely	likely	ADJ
fsr-3396	57	13	to	to	PART
fsr-3396	57	14	seek	seek	VERB
fsr-3396	57	15	financial	financial	ADJ
fsr-3396	57	16	help	help	NOUN
fsr-3396	57	17	from	from	ADP
fsr-3396	57	18	a	a	DET
fsr-3396	57	19	professional	professional	ADJ
fsr-3396	57	20	(	(	PUNCT
fsr-3396	57	21	joo	joo	NOUN
fsr-3396	57	22	and	and	CCONJ
fsr-3396	57	23	grable	grable	PROPN
fsr-3396	57	24	,	,	PUNCT
fsr-3396	57	25	2001	2001	NUM
fsr-3396	57	26	)	)	PUNCT
fsr-3396	57	27	.	.	PUNCT
fsr-3396	58	1	2.2	2.2	NUM
fsr-3396	58	2	.	.	PUNCT
fsr-3396	59	1	the	the	DET
fsr-3396	59	2	value	value	NOUN
fsr-3396	59	3	of	of	ADP
fsr-3396	59	4	financial	financial	ADJ
fsr-3396	59	5	advice	advice	NOUN
fsr-3396	59	6	some	some	PRON
fsr-3396	59	7	of	of	ADP
fsr-3396	59	8	the	the	DET
fsr-3396	59	9	best	good	ADJ
fsr-3396	59	10	evidence	evidence	NOUN
fsr-3396	59	11	of	of	ADP
fsr-3396	59	12	the	the	DET
fsr-3396	59	13	value	value	NOUN
fsr-3396	59	14	of	of	ADP
fsr-3396	59	15	financial	financial	ADJ
fsr-3396	59	16	advice	advice	NOUN
fsr-3396	59	17	based	base	VERB
fsr-3396	59	18	on	on	ADP
fsr-3396	59	19	real	real	ADJ
fsr-3396	59	20	client	client	NOUN
fsr-3396	59	21	data	datum	NOUN
fsr-3396	59	22	were	be	AUX
fsr-3396	59	23	provided	provide	VERB
fsr-3396	59	24	by	by	ADP
fsr-3396	59	25	marsden	marsden	PROPN
fsr-3396	59	26	et	et	PROPN
fsr-3396	59	27	al	al	PROPN
fsr-3396	59	28	.	.	PROPN
fsr-3396	60	1	(	(	PUNCT
fsr-3396	60	2	2011	2011	NUM
fsr-3396	60	3	)	)	PUNCT
fsr-3396	60	4	.	.	PUNCT
fsr-3396	61	1	they	they	PRON
fsr-3396	61	2	found	find	VERB
fsr-3396	61	3	that	that	SCONJ
fsr-3396	61	4	meeting	meeting	NOUN
fsr-3396	61	5	with	with	ADP
fsr-3396	61	6	a	a	DET
fsr-3396	61	7	financial	financial	ADJ
fsr-3396	61	8	advisor	advisor	NOUN
fsr-3396	61	9	encouraged	encourage	VERB
fsr-3396	61	10	more	more	ADJ
fsr-3396	61	11	prudent	prudent	ADJ
fsr-3396	61	12	retirement	retirement	NOUN
fsr-3396	61	13	planning	planning	NOUN
fsr-3396	61	14	activities	activity	NOUN
fsr-3396	61	15	.	.	PUNCT
fsr-3396	62	1	specifically	specifically	ADV
fsr-3396	62	2	,	,	PUNCT
fsr-3396	62	3	individuals	individual	NOUN
fsr-3396	62	4	were	be	AUX
fsr-3396	62	5	more	more	ADV
fsr-3396	62	6	likely	likely	ADJ
fsr-3396	62	7	to	to	PART
fsr-3396	62	8	have	have	AUX
fsr-3396	62	9	established	establish	VERB
fsr-3396	62	10	long	long	ADJ
fsr-3396	62	11	-	-	PUNCT
fsr-3396	62	12	term	term	NOUN
fsr-3396	62	13	financial	financial	ADJ
fsr-3396	62	14	goals	goal	NOUN
fsr-3396	62	15	,	,	PUNCT
fsr-3396	62	16	calculated	calculate	VERB
fsr-3396	62	17	financial	financial	ADJ
fsr-3396	62	18	needs	need	NOUN
fsr-3396	62	19	in	in	ADP
fsr-3396	62	20	retirement	retirement	NOUN
fsr-3396	62	21	,	,	PUNCT
fsr-3396	62	22	higher	high	ADJ
fsr-3396	62	23	levels	level	NOUN
fsr-3396	62	24	of	of	ADP
fsr-3396	62	25	more	more	ADJ
fsr-3396	62	26	supplemental	supplemental	ADJ
fsr-3396	62	27	savings	saving	NOUN
fsr-3396	62	28	,	,	PUNCT
fsr-3396	62	29	diversified	diversify	VERB
fsr-3396	62	30	retirement	retirement	NOUN
fsr-3396	62	31	portfolios	portfolio	NOUN
fsr-3396	62	32	,	,	PUNCT
fsr-3396	62	33	saved	save	VERB
fsr-3396	62	34	more	more	ADV
fsr-3396	62	35	regularly	regularly	ADV
fsr-3396	62	36	,	,	PUNCT
fsr-3396	62	37	and	and	CCONJ
fsr-3396	62	38	spent	spend	VERB
fsr-3396	62	39	more	more	ADJ
fsr-3396	62	40	time	time	NOUN
fsr-3396	62	41	learning	learn	VERB
fsr-3396	62	42	about	about	ADP
fsr-3396	62	43	financial	financial	ADJ
fsr-3396	62	44	topics	topic	NOUN
fsr-3396	62	45	.	.	PUNCT
fsr-3396	63	1	measurable	measurable	ADJ
fsr-3396	63	2	long	long	ADJ
fsr-3396	63	3	-	-	PUNCT
fsr-3396	63	4	term	term	NOUN
fsr-3396	63	5	impacts	impact	NOUN
fsr-3396	63	6	of	of	ADP
fsr-3396	63	7	meeting	meet	VERB
fsr-3396	63	8	with	with	ADP
fsr-3396	63	9	an	an	DET
fsr-3396	63	10	advisor	advisor	NOUN
fsr-3396	63	11	were	be	AUX
fsr-3396	63	12	increased	increase	VERB
fsr-3396	63	13	confidence	confidence	NOUN
fsr-3396	63	14	in	in	ADP
fsr-3396	63	15	the	the	DET
fsr-3396	63	16	client	client	NOUN
fsr-3396	63	17	’s	’s	PART
fsr-3396	63	18	ability	ability	NOUN
fsr-3396	63	19	to	to	PART
fsr-3396	63	20	retire	retire	VERB
fsr-3396	63	21	and	and	CCONJ
fsr-3396	63	22	larger	large	ADJ
fsr-3396	63	23	emergency	emergency	NOUN
fsr-3396	63	24	fund	fund	NOUN
fsr-3396	63	25	savings	saving	NOUN
fsr-3396	63	26	.	.	PUNCT
fsr-3396	64	1	montmarquette	montmarquette	NOUN
fsr-3396	64	2	and	and	CCONJ
fsr-3396	64	3	viennot	viennot	NOUN
fsr-3396	64	4	-	-	PUNCT
fsr-3396	64	5	briot	briot	NOUN
fsr-3396	64	6	(	(	PUNCT
fsr-3396	64	7	2015	2015	NUM
fsr-3396	64	8	)	)	PUNCT
fsr-3396	64	9	found	find	VERB
fsr-3396	64	10	that	that	SCONJ
fsr-3396	64	11	having	have	VERB
fsr-3396	64	12	a	a	DET
fsr-3396	64	13	financial	financial	ADJ
fsr-3396	64	14	advisor	advisor	NOUN
fsr-3396	64	15	for	for	ADP
fsr-3396	64	16	a	a	DET
fsr-3396	64	17	minimum	minimum	NOUN
fsr-3396	64	18	of	of	ADP
fsr-3396	64	19	four	four	NUM
fsr-3396	64	20	years	year	NOUN
fsr-3396	64	21	had	have	VERB
fsr-3396	64	22	a	a	DET
fsr-3396	64	23	positive	positive	ADJ
fsr-3396	64	24	and	and	CCONJ
fsr-3396	64	25	significant	significant	ADJ
fsr-3396	64	26	impact	impact	NOUN
fsr-3396	64	27	on	on	ADP
fsr-3396	64	28	client	client	NOUN
fsr-3396	64	29	wellbeing	wellbeing	NOUN
fsr-3396	64	30	.	.	PUNCT
fsr-3396	65	1	after	after	ADP
fsr-3396	65	2	controlling	control	VERB
fsr-3396	65	3	for	for	ADP
fsr-3396	65	4	many	many	ADJ
fsr-3396	65	5	variables	variable	NOUN
fsr-3396	65	6	(	(	PUNCT
fsr-3396	65	7	socio	socio	NOUN
fsr-3396	65	8	-	-	PUNCT
fsr-3396	65	9	economic	economic	ADJ
fsr-3396	65	10	,	,	PUNCT
fsr-3396	65	11	demographic	demographic	ADJ
fsr-3396	65	12	,	,	PUNCT
fsr-3396	65	13	and	and	CCONJ
fsr-3396	65	14	attitudinal	attitudinal	ADJ
fsr-3396	65	15	variables	variable	NOUN
fsr-3396	65	16	)	)	PUNCT
fsr-3396	65	17	,	,	PUNCT
fsr-3396	65	18	individuals	individual	NOUN
fsr-3396	65	19	using	use	VERB
fsr-3396	65	20	a	a	DET
fsr-3396	65	21	financial	financial	ADJ
fsr-3396	65	22	advisor	advisor	NOUN
fsr-3396	65	23	had	have	VERB
fsr-3396	65	24	significantly	significantly	ADV
fsr-3396	65	25	higher	high	ADJ
fsr-3396	65	26	levels	level	NOUN
fsr-3396	65	27	of	of	ADP
fsr-3396	65	28	financial	financial	ADJ
fsr-3396	65	29	assets	asset	NOUN
fsr-3396	65	30	.	.	PUNCT
fsr-3396	66	1	this	this	DET
fsr-3396	66	2	increase	increase	NOUN
fsr-3396	66	3	in	in	ADP
fsr-3396	66	4	asset	asset	NOUN
fsr-3396	66	5	levels	level	NOUN
fsr-3396	66	6	was	be	AUX
fsr-3396	66	7	not	not	PART
fsr-3396	66	8	purely	purely	ADV
fsr-3396	66	9	because	because	SCONJ
fsr-3396	66	10	of	of	ADP
fsr-3396	66	11	investment	investment	NOUN
fsr-3396	66	12	related	relate	VERB
fsr-3396	66	13	advice	advice	NOUN
fsr-3396	66	14	,	,	PUNCT
fsr-3396	66	15	as	as	SCONJ
fsr-3396	66	16	evidence	evidence	NOUN
fsr-3396	66	17	suggested	suggest	VERB
fsr-3396	66	18	that	that	SCONJ
fsr-3396	66	19	clients	client	NOUN
fsr-3396	66	20	receiving	receive	VERB
fsr-3396	66	21	financial	financial	ADJ
fsr-3396	66	22	advice	advice	NOUN
fsr-3396	66	23	created	create	VERB
fsr-3396	66	24	better	well	ADJ
fsr-3396	66	25	savings	saving	NOUN
fsr-3396	66	26	disciplines	discipline	NOUN
fsr-3396	66	27	.	.	PUNCT
fsr-3396	67	1	blanchett	blanchett	PROPN
fsr-3396	67	2	and	and	CCONJ
fsr-3396	67	3	kaplan	kaplan	PROPN
fsr-3396	67	4	(	(	PUNCT
fsr-3396	67	5	2013	2013	NUM
fsr-3396	67	6	)	)	PUNCT
fsr-3396	67	7	explored	explore	VERB
fsr-3396	67	8	the	the	DET
fsr-3396	67	9	value	value	NOUN
fsr-3396	67	10	of	of	ADP
fsr-3396	67	11	financial	financial	ADJ
fsr-3396	67	12	advice	advice	NOUN
fsr-3396	67	13	through	through	ADP
fsr-3396	67	14	the	the	DET
fsr-3396	67	15	concept	concept	NOUN
fsr-3396	67	16	of	of	ADP
fsr-3396	67	17	gamma	gamma	NOUN
fsr-3396	67	18	.	.	PUNCT
fsr-3396	68	1	they	they	PRON
fsr-3396	68	2	evaluated	evaluate	VERB
fsr-3396	68	3	the	the	DET
fsr-3396	68	4	advantages	advantage	NOUN
fsr-3396	68	5	of	of	ADP
fsr-3396	68	6	using	use	VERB
fsr-3396	68	7	a	a	DET
fsr-3396	68	8	financial	financial	ADJ
fsr-3396	68	9	advisor	advisor	NOUN
fsr-3396	68	10	as	as	SCONJ
fsr-3396	68	11	evidenced	evidence	VERB
fsr-3396	68	12	through	through	ADP
fsr-3396	68	13	:	:	PUNCT
fsr-3396	68	14	(	(	PUNCT
fsr-3396	68	15	1	1	X
fsr-3396	68	16	)	)	PUNCT
fsr-3396	68	17	appropriate	appropriate	ADJ
fsr-3396	68	18	asset	asset	NOUN
fsr-3396	68	19	allocation	allocation	NOUN
fsr-3396	68	20	strategies	strategy	NOUN
fsr-3396	68	21	;	;	PUNCT
fsr-3396	68	22	(	(	PUNCT
fsr-3396	68	23	2	2	X
fsr-3396	68	24	)	)	PUNCT
fsr-3396	68	25	creating	create	VERB
fsr-3396	68	26	dynamic	dynamic	ADJ
fsr-3396	68	27	withdrawal	withdrawal	NOUN
fsr-3396	68	28	strategies	strategy	NOUN
fsr-3396	68	29	;	;	PUNCT
fsr-3396	68	30	(	(	PUNCT
fsr-3396	68	31	3	3	X
fsr-3396	68	32	)	)	PUNCT
fsr-3396	68	33	understanding	understand	VERB
fsr-3396	68	34	the	the	DET
fsr-3396	68	35	appropriate	appropriate	ADJ
fsr-3396	68	36	use	use	NOUN
fsr-3396	68	37	of	of	ADP
fsr-3396	68	38	guaranteed	guarantee	VERB
fsr-3396	68	39	income	income	NOUN
fsr-3396	68	40	strategies	strategy	NOUN
fsr-3396	68	41	(	(	PUNCT
fsr-3396	68	42	e.g.	e.g.	ADV
fsr-3396	68	43	,	,	PUNCT
fsr-3396	68	44	annuities	annuity	NOUN
fsr-3396	68	45	)	)	PUNCT
fsr-3396	68	46	;	;	PUNCT
fsr-3396	68	47	(	(	PUNCT
fsr-3396	68	48	4	4	X
fsr-3396	68	49	)	)	PUNCT
fsr-3396	68	50	choosing	choose	VERB
fsr-3396	68	51	between	between	ADP
fsr-3396	68	52	tax	tax	NOUN
fsr-3396	68	53	-	-	PUNCT
fsr-3396	68	54	efficient	efficient	ADJ
fsr-3396	68	55	strategies	strategy	NOUN
fsr-3396	68	56	;	;	PUNCT
fsr-3396	68	57	and	and	CCONJ
fsr-3396	68	58	(	(	PUNCT
fsr-3396	68	59	5	5	X
fsr-3396	68	60	)	)	PUNCT
fsr-3396	68	61	building	building	NOUN
fsr-3396	68	62	portfolios	portfolio	NOUN
fsr-3396	68	63	that	that	PRON
fsr-3396	68	64	account	account	VERB
fsr-3396	68	65	for	for	ADP
fsr-3396	68	66	risks	risk	NOUN
fsr-3396	68	67	faced	face	VERB
fsr-3396	68	68	by	by	ADP
fsr-3396	68	69	retirees	retiree	NOUN
fsr-3396	68	70	.	.	PUNCT
fsr-3396	69	1	although	although	SCONJ
fsr-3396	69	2	theoretical	theoretical	ADJ
fsr-3396	69	3	and	and	CCONJ
fsr-3396	69	4	not	not	PART
fsr-3396	69	5	driven	drive	VERB
fsr-3396	69	6	by	by	ADP
fsr-3396	69	7	actual	actual	ADJ
fsr-3396	69	8	client	client	NOUN
fsr-3396	69	9	data	datum	NOUN
fsr-3396	69	10	,	,	PUNCT
fsr-3396	69	11	improved	improve	VERB
fsr-3396	69	12	financial	financial	ADJ
fsr-3396	69	13	decision	decision	NOUN
fsr-3396	69	14	making	make	VERB
fsr-3396	69	15	associated	associate	VERB
fsr-3396	69	16	with	with	ADP
fsr-3396	69	17	financial	financial	ADJ
fsr-3396	69	18	advisors	advisor	NOUN
fsr-3396	69	19	generated	generate	VERB
fsr-3396	69	20	increased	increase	VERB
fsr-3396	69	21	returns	return	NOUN
fsr-3396	69	22	of	of	ADP
fsr-3396	69	23	approximately	approximately	ADV
fsr-3396	69	24	1.6	1.6	NUM
fsr-3396	69	25	%	%	NOUN
fsr-3396	69	26	annually	annually	ADV
fsr-3396	69	27	within	within	ADP
fsr-3396	69	28	the	the	DET
fsr-3396	69	29	context	context	NOUN
fsr-3396	69	30	of	of	ADP
fsr-3396	69	31	retirement	retirement	NOUN
fsr-3396	69	32	planning	planning	NOUN
fsr-3396	69	33	for	for	ADP
fsr-3396	69	34	retirees	retiree	NOUN
fsr-3396	69	35	.	.	PUNCT
fsr-3396	70	1	grable	grable	PROPN
fsr-3396	70	2	and	and	CCONJ
fsr-3396	70	3	chatterjee	chatterjee	PROPN
fsr-3396	70	4	(	(	PUNCT
fsr-3396	70	5	2014	2014	NUM
fsr-3396	70	6	)	)	PUNCT
fsr-3396	70	7	expanded	expand	VERB
fsr-3396	70	8	upon	upon	SCONJ
fsr-3396	70	9	this	this	DET
fsr-3396	70	10	research	research	NOUN
fsr-3396	70	11	to	to	PART
fsr-3396	70	12	introduce	introduce	VERB
fsr-3396	70	13	zeta	zeta	NOUN
fsr-3396	70	14	,	,	PUNCT
fsr-3396	70	15	a	a	DET
fsr-3396	70	16	function	function	NOUN
fsr-3396	70	17	of	of	ADP
fsr-3396	70	18	gamma	gamma	NOUN
fsr-3396	70	19	and	and	CCONJ
fsr-3396	70	20	alpha	alpha	NOUN
fsr-3396	70	21	(	(	PUNCT
fsr-3396	70	22	portfolio	portfolio	NOUN
fsr-3396	70	23	return	return	VERB
fsr-3396	70	24	beyond	beyond	ADP
fsr-3396	70	25	expected	expect	VERB
fsr-3396	70	26	return	return	NOUN
fsr-3396	70	27	within	within	ADP
fsr-3396	70	28	a	a	DET
fsr-3396	70	29	portfolio	portfolio	NOUN
fsr-3396	70	30	)	)	PUNCT
fsr-3396	70	31	,	,	PUNCT
fsr-3396	70	32	which	which	PRON
fsr-3396	70	33	234	234	NUM
fsr-3396	70	34	m.	m.	NOUN
fsr-3396	70	35	seay	seay	PROPN
fsr-3396	70	36	/	/	SYM
fsr-3396	70	37	financial	financial	ADJ
fsr-3396	70	38	services	service	NOUN
fsr-3396	70	39	review	review	VERB
fsr-3396	70	40	27	27	NUM
fsr-3396	70	41	(	(	PUNCT
fsr-3396	70	42	2018	2018	NUM
fsr-3396	70	43	)	)	PUNCT
fsr-3396	70	44	231	231	NUM
fsr-3396	70	45	-	-	SYM
fsr-3396	70	46	255	255	NUM
fsr-3396	70	47	focuses	focus	VERB
fsr-3396	70	48	on	on	ADP
fsr-3396	70	49	the	the	DET
fsr-3396	70	50	value	value	NOUN
fsr-3396	70	51	of	of	ADP
fsr-3396	70	52	advice	advice	NOUN
fsr-3396	70	53	in	in	ADP
fsr-3396	70	54	reducing	reduce	VERB
fsr-3396	70	55	wealth	wealth	NOUN
fsr-3396	70	56	volatility	volatility	NOUN
fsr-3396	70	57	during	during	ADP
fsr-3396	70	58	turbulent	turbulent	ADJ
fsr-3396	70	59	markets	market	NOUN
fsr-3396	70	60	.	.	PUNCT
fsr-3396	71	1	they	they	PRON
fsr-3396	71	2	found	find	VERB
fsr-3396	71	3	that	that	SCONJ
fsr-3396	71	4	clients	client	NOUN
fsr-3396	71	5	who	who	PRON
fsr-3396	71	6	met	meet	VERB
fsr-3396	71	7	with	with	ADP
fsr-3396	71	8	a	a	DET
fsr-3396	71	9	financial	financial	ADJ
fsr-3396	71	10	advisor	advisor	NOUN
fsr-3396	71	11	before	before	SCONJ
fsr-3396	71	12	the	the	DET
fsr-3396	71	13	great	great	ADJ
fsr-3396	71	14	recession	recession	NOUN
fsr-3396	71	15	experienced	experience	VERB
fsr-3396	71	16	significantly	significantly	ADV
fsr-3396	71	17	less	less	ADV
fsr-3396	71	18	negative	negative	ADJ
fsr-3396	71	19	returns	return	NOUN
fsr-3396	71	20	and	and	CCONJ
fsr-3396	71	21	wealth	wealth	NOUN
fsr-3396	71	22	volatility	volatility	NOUN
fsr-3396	71	23	,	,	PUNCT
fsr-3396	71	24	adjusted	adjust	VERB
fsr-3396	71	25	for	for	ADP
fsr-3396	71	26	the	the	DET
fsr-3396	71	27	risk	risk	NOUN
fsr-3396	71	28	taken	take	VERB
fsr-3396	71	29	within	within	ADP
fsr-3396	71	30	the	the	DET
fsr-3396	71	31	portfolio	portfolio	NOUN
fsr-3396	71	32	.	.	PUNCT
fsr-3396	72	1	2.3	2.3	NUM
fsr-3396	72	2	.	.	PUNCT
fsr-3396	73	1	understanding	understand	VERB
fsr-3396	73	2	compensation	compensation	NOUN
fsr-3396	73	3	method	method	NOUN
fsr-3396	73	4	previous	previous	ADJ
fsr-3396	73	5	literature	literature	NOUN
fsr-3396	73	6	provides	provide	VERB
fsr-3396	73	7	little	little	ADJ
fsr-3396	73	8	information	information	NOUN
fsr-3396	73	9	in	in	ADP
fsr-3396	73	10	regard	regard	NOUN
fsr-3396	73	11	to	to	ADP
fsr-3396	73	12	which	which	PRON
fsr-3396	73	13	clients	client	NOUN
fsr-3396	73	14	would	would	AUX
fsr-3396	73	15	be	be	AUX
fsr-3396	73	16	expected	expect	VERB
fsr-3396	73	17	to	to	PART
fsr-3396	73	18	know	know	VERB
fsr-3396	73	19	how	how	SCONJ
fsr-3396	73	20	they	they	PRON
fsr-3396	73	21	are	be	AUX
fsr-3396	73	22	paying	pay	VERB
fsr-3396	73	23	their	their	PRON
fsr-3396	73	24	financial	financial	ADJ
fsr-3396	73	25	advisors	advisor	NOUN
fsr-3396	73	26	.	.	PUNCT
fsr-3396	74	1	in	in	ADP
fsr-3396	74	2	response	response	NOUN
fsr-3396	74	3	to	to	ADP
fsr-3396	74	4	this	this	DET
fsr-3396	74	5	gap	gap	NOUN
fsr-3396	74	6	,	,	PUNCT
fsr-3396	74	7	one	one	NUM
fsr-3396	74	8	study	study	NOUN
fsr-3396	74	9	,	,	PUNCT
fsr-3396	74	10	the	the	DET
fsr-3396	74	11	2014	2014	NUM
fsr-3396	74	12	advisor	advisor	NOUN
fsr-3396	74	13	impact	impact	NOUN
fsr-3396	74	14	economics	economic	NOUN
fsr-3396	74	15	of	of	ADP
fsr-3396	74	16	loyalty	loyalty	NOUN
fsr-3396	74	17	study	study	NOUN
fsr-3396	74	18	conducted	conduct	VERB
fsr-3396	74	19	by	by	ADP
fsr-3396	74	20	nielsen	nielsen	PROPN
fsr-3396	74	21	,	,	PUNCT
fsr-3396	74	22	collected	collect	VERB
fsr-3396	74	23	information	information	NOUN
fsr-3396	74	24	about	about	ADP
fsr-3396	74	25	knowledge	knowledge	NOUN
fsr-3396	74	26	of	of	ADP
fsr-3396	74	27	financial	financial	ADJ
fsr-3396	74	28	professional	professional	ADJ
fsr-3396	74	29	compensation	compensation	NOUN
fsr-3396	74	30	methods	method	NOUN
fsr-3396	74	31	from	from	ADP
fsr-3396	74	32	a	a	DET
fsr-3396	74	33	sample	sample	NOUN
fsr-3396	74	34	of	of	ADP
fsr-3396	74	35	1,229	1,229	NUM
fsr-3396	74	36	respondents	respondent	NOUN
fsr-3396	74	37	who	who	PRON
fsr-3396	74	38	worked	work	VERB
fsr-3396	74	39	with	with	ADP
fsr-3396	74	40	a	a	DET
fsr-3396	74	41	financial	financial	ADJ
fsr-3396	74	42	professional	professional	ADJ
fsr-3396	74	43	and	and	CCONJ
fsr-3396	74	44	possessed	possess	VERB
fsr-3396	74	45	investable	investable	ADJ
fsr-3396	74	46	assets	asset	NOUN
fsr-3396	74	47	of	of	ADP
fsr-3396	74	48	at	at	ADV
fsr-3396	74	49	least	least	ADV
fsr-3396	74	50	$	$	SYM
fsr-3396	74	51	50,000	50,000	NUM
fsr-3396	74	52	(	(	PUNCT
fsr-3396	74	53	raskie	raskie	NOUN
fsr-3396	74	54	,	,	PUNCT
fsr-3396	74	55	herbison	herbison	NOUN
fsr-3396	74	56	,	,	PUNCT
fsr-3396	74	57	and	and	CCONJ
fsr-3396	74	58	martin	martin	PROPN
fsr-3396	74	59	,	,	PUNCT
fsr-3396	74	60	2017	2017	NUM
fsr-3396	74	61	)	)	PUNCT
fsr-3396	74	62	.	.	PUNCT
fsr-3396	75	1	descriptive	descriptive	ADJ
fsr-3396	75	2	results	result	NOUN
fsr-3396	75	3	from	from	ADP
fsr-3396	75	4	that	that	DET
fsr-3396	75	5	study	study	NOUN
fsr-3396	75	6	suggested	suggest	VERB
fsr-3396	75	7	that	that	SCONJ
fsr-3396	75	8	68	68	NUM
fsr-3396	75	9	%	%	NOUN
fsr-3396	75	10	of	of	ADP
fsr-3396	75	11	respondents	respondent	NOUN
fsr-3396	75	12	knew	know	VERB
fsr-3396	75	13	how	how	SCONJ
fsr-3396	75	14	their	their	PRON
fsr-3396	75	15	financial	financial	ADJ
fsr-3396	75	16	professional	professional	NOUN
fsr-3396	75	17	was	be	AUX
fsr-3396	75	18	compensated	compensate	VERB
fsr-3396	75	19	.	.	PUNCT
fsr-3396	76	1	however	however	ADV
fsr-3396	76	2	,	,	PUNCT
fsr-3396	76	3	not	not	PART
fsr-3396	76	4	all	all	DET
fsr-3396	76	5	respondents	respondent	NOUN
fsr-3396	76	6	that	that	PRON
fsr-3396	76	7	knew	know	VERB
fsr-3396	76	8	the	the	DET
fsr-3396	76	9	method	method	NOUN
fsr-3396	76	10	being	be	AUX
fsr-3396	76	11	used	use	VERB
fsr-3396	76	12	to	to	PART
fsr-3396	76	13	pay	pay	VERB
fsr-3396	76	14	their	their	PRON
fsr-3396	76	15	financial	financial	ADJ
fsr-3396	76	16	professional	professional	NOUN
fsr-3396	76	17	indicated	indicate	VERB
fsr-3396	76	18	that	that	SCONJ
fsr-3396	76	19	they	they	PRON
fsr-3396	76	20	knew	know	VERB
fsr-3396	76	21	the	the	DET
fsr-3396	76	22	amount	amount	NOUN
fsr-3396	76	23	which	which	PRON
fsr-3396	76	24	the	the	DET
fsr-3396	76	25	professional	professional	NOUN
fsr-3396	76	26	was	be	AUX
fsr-3396	76	27	being	be	AUX
fsr-3396	76	28	compensated	compensate	VERB
fsr-3396	76	29	(	(	PUNCT
fsr-3396	76	30	raskie	raskie	NOUN
fsr-3396	76	31	et	et	PROPN
fsr-3396	76	32	al	al	PROPN
fsr-3396	76	33	.	.	PROPN
fsr-3396	76	34	,	,	PUNCT
fsr-3396	76	35	2017	2017	NUM
fsr-3396	76	36	)	)	PUNCT
fsr-3396	76	37	.	.	PUNCT
fsr-3396	77	1	in	in	ADP
fsr-3396	77	2	fact	fact	NOUN
fsr-3396	77	3	,	,	PUNCT
fsr-3396	77	4	the	the	DET
fsr-3396	77	5	results	result	NOUN
fsr-3396	77	6	suggested	suggest	VERB
fsr-3396	77	7	that	that	SCONJ
fsr-3396	77	8	the	the	DET
fsr-3396	77	9	more	more	ADJ
fsr-3396	77	10	commission	commission	NOUN
fsr-3396	77	11	that	that	PRON
fsr-3396	77	12	was	be	AUX
fsr-3396	77	13	involved	involve	VERB
fsr-3396	77	14	with	with	ADP
fsr-3396	77	15	the	the	DET
fsr-3396	77	16	compensation	compensation	NOUN
fsr-3396	77	17	method	method	NOUN
fsr-3396	77	18	,	,	PUNCT
fsr-3396	77	19	the	the	PRON
fsr-3396	77	20	less	less	ADV
fsr-3396	77	21	likely	likely	ADJ
fsr-3396	77	22	it	it	PRON
fsr-3396	77	23	was	be	AUX
fsr-3396	77	24	that	that	SCONJ
fsr-3396	77	25	the	the	DET
fsr-3396	77	26	respondent	respondent	NOUN
fsr-3396	77	27	knew	know	VERB
fsr-3396	77	28	how	how	SCONJ
fsr-3396	77	29	much	much	ADV
fsr-3396	77	30	they	they	PRON
fsr-3396	77	31	were	be	AUX
fsr-3396	77	32	paying	pay	VERB
fsr-3396	77	33	their	their	PRON
fsr-3396	77	34	financial	financial	ADJ
fsr-3396	77	35	professional	professional	NOUN
fsr-3396	77	36	.	.	PUNCT
fsr-3396	78	1	specifically	specifically	ADV
fsr-3396	78	2	,	,	PUNCT
fsr-3396	78	3	82	82	NUM
fsr-3396	78	4	%	%	NOUN
fsr-3396	78	5	of	of	ADP
fsr-3396	78	6	respondents	respondent	NOUN
fsr-3396	78	7	who	who	PRON
fsr-3396	78	8	were	be	AUX
fsr-3396	78	9	paying	pay	VERB
fsr-3396	78	10	fee	fee	NOUN
fsr-3396	78	11	-	-	PUNCT
fsr-3396	78	12	only	only	ADV
fsr-3396	78	13	,	,	PUNCT
fsr-3396	78	14	79	79	NUM
fsr-3396	78	15	%	%	NOUN
fsr-3396	78	16	who	who	PRON
fsr-3396	78	17	were	be	AUX
fsr-3396	78	18	working	work	VERB
fsr-3396	78	19	with	with	ADP
fsr-3396	78	20	a	a	DET
fsr-3396	78	21	commission	commission	NOUN
fsr-3396	78	22	-	-	PUNCT
fsr-3396	78	23	and	and	CCONJ
fsr-3396	78	24	-	-	PUNCT
fsr-3396	78	25	fee	fee	NOUN
fsr-3396	78	26	professional	professional	NOUN
fsr-3396	78	27	,	,	PUNCT
fsr-3396	78	28	and	and	CCONJ
fsr-3396	78	29	67	67	NUM
fsr-3396	78	30	%	%	NOUN
fsr-3396	78	31	of	of	ADP
fsr-3396	78	32	those	those	PRON
fsr-3396	78	33	who	who	PRON
fsr-3396	78	34	were	be	AUX
fsr-3396	78	35	paying	pay	VERB
fsr-3396	78	36	commission	commission	NOUN
fsr-3396	78	37	-	-	PUNCT
fsr-3396	78	38	only	only	ADV
fsr-3396	78	39	indicated	indicate	VERB
fsr-3396	78	40	that	that	SCONJ
fsr-3396	78	41	they	they	PRON
fsr-3396	78	42	knew	know	VERB
fsr-3396	78	43	how	how	SCONJ
fsr-3396	78	44	much	much	ADJ
fsr-3396	78	45	their	their	PRON
fsr-3396	78	46	professionals	professional	NOUN
fsr-3396	78	47	were	be	AUX
fsr-3396	78	48	being	be	AUX
fsr-3396	78	49	compensated	compensate	VERB
fsr-3396	78	50	for	for	ADP
fsr-3396	78	51	their	their	PRON
fsr-3396	78	52	services	service	NOUN
fsr-3396	78	53	.	.	PUNCT
fsr-3396	79	1	raskie	raskie	NOUN
fsr-3396	79	2	et	et	PROPN
fsr-3396	79	3	al	al	PROPN
fsr-3396	79	4	.	.	PROPN
fsr-3396	80	1	(	(	PUNCT
fsr-3396	80	2	2017	2017	NUM
fsr-3396	80	3	)	)	PUNCT
fsr-3396	80	4	used	use	VERB
fsr-3396	80	5	the	the	DET
fsr-3396	80	6	nielsen	nielsen	PROPN
fsr-3396	80	7	study	study	PROPN
fsr-3396	80	8	to	to	PART
fsr-3396	80	9	investigate	investigate	VERB
fsr-3396	80	10	the	the	DET
fsr-3396	80	11	relationship	relationship	NOUN
fsr-3396	80	12	between	between	ADP
fsr-3396	80	13	knowledge	knowledge	NOUN
fsr-3396	80	14	of	of	ADP
fsr-3396	80	15	compensation	compensation	NOUN
fsr-3396	80	16	method	method	NOUN
fsr-3396	80	17	and	and	CCONJ
fsr-3396	80	18	knowledge	knowledge	NOUN
fsr-3396	80	19	of	of	ADP
fsr-3396	80	20	the	the	DET
fsr-3396	80	21	financial	financial	ADJ
fsr-3396	80	22	professional	professional	NOUN
fsr-3396	80	23	’s	’s	PART
fsr-3396	80	24	investment	investment	NOUN
fsr-3396	80	25	process	process	NOUN
fsr-3396	80	26	and	and	CCONJ
fsr-3396	80	27	found	find	VERB
fsr-3396	80	28	evidence	evidence	NOUN
fsr-3396	80	29	of	of	ADP
fsr-3396	80	30	a	a	DET
fsr-3396	80	31	link	link	NOUN
fsr-3396	80	32	between	between	ADP
fsr-3396	80	33	the	the	DET
fsr-3396	80	34	two	two	NUM
fsr-3396	80	35	.	.	PUNCT
fsr-3396	81	1	compared	compare	VERB
fsr-3396	81	2	with	with	ADP
fsr-3396	81	3	those	those	PRON
fsr-3396	81	4	who	who	PRON
fsr-3396	81	5	did	do	AUX
fsr-3396	81	6	not	not	PART
fsr-3396	81	7	know	know	VERB
fsr-3396	81	8	the	the	DET
fsr-3396	81	9	compensation	compensation	NOUN
fsr-3396	81	10	method	method	NOUN
fsr-3396	81	11	,	,	PUNCT
fsr-3396	81	12	those	those	PRON
fsr-3396	81	13	who	who	PRON
fsr-3396	81	14	used	use	VERB
fsr-3396	81	15	a	a	DET
fsr-3396	81	16	fee	fee	NOUN
fsr-3396	81	17	-	-	PUNCT
fsr-3396	81	18	only	only	ADV
fsr-3396	81	19	professional	professional	ADJ
fsr-3396	81	20	had	have	VERB
fsr-3396	81	21	the	the	DET
fsr-3396	81	22	highest	high	ADJ
fsr-3396	81	23	odds	odd	NOUN
fsr-3396	81	24	of	of	ADP
fsr-3396	81	25	knowing	know	VERB
fsr-3396	81	26	the	the	DET
fsr-3396	81	27	investment	investment	NOUN
fsr-3396	81	28	process	process	NOUN
fsr-3396	81	29	;	;	PUNCT
fsr-3396	81	30	with	with	ADP
fsr-3396	81	31	those	those	PRON
fsr-3396	81	32	using	use	VERB
fsr-3396	81	33	fee	fee	NOUN
fsr-3396	81	34	-	-	PUNCT
fsr-3396	81	35	and	and	CCONJ
fsr-3396	81	36	-	-	PUNCT
fsr-3396	81	37	commission	commission	NOUN
fsr-3396	81	38	coming	come	VERB
fsr-3396	81	39	in	in	ADP
fsr-3396	81	40	next	next	ADJ
fsr-3396	81	41	highest	high	ADJ
fsr-3396	81	42	,	,	PUNCT
fsr-3396	81	43	and	and	CCONJ
fsr-3396	81	44	those	those	PRON
fsr-3396	81	45	using	use	VERB
fsr-3396	81	46	commission	commission	NOUN
fsr-3396	81	47	-	-	PUNCT
fsr-3396	81	48	only	only	ADV
fsr-3396	81	49	having	have	VERB
fsr-3396	81	50	the	the	DET
fsr-3396	81	51	lowest	low	ADJ
fsr-3396	81	52	odds	odd	NOUN
fsr-3396	81	53	of	of	ADP
fsr-3396	81	54	knowing	know	VERB
fsr-3396	81	55	the	the	DET
fsr-3396	81	56	investment	investment	NOUN
fsr-3396	81	57	process	process	NOUN
fsr-3396	81	58	.	.	PUNCT
fsr-3396	82	1	they	they	PRON
fsr-3396	82	2	also	also	ADV
fsr-3396	82	3	investigated	investigate	VERB
fsr-3396	82	4	the	the	DET
fsr-3396	82	5	association	association	NOUN
fsr-3396	82	6	between	between	ADP
fsr-3396	82	7	compensation	compensation	NOUN
fsr-3396	82	8	method	method	NOUN
fsr-3396	82	9	and	and	CCONJ
fsr-3396	82	10	having	have	VERB
fsr-3396	82	11	an	an	DET
fsr-3396	82	12	understanding	understanding	NOUN
fsr-3396	82	13	of	of	ADP
fsr-3396	82	14	the	the	DET
fsr-3396	82	15	investment	investment	NOUN
fsr-3396	82	16	process	process	NOUN
fsr-3396	82	17	and	and	CCONJ
fsr-3396	82	18	found	find	VERB
fsr-3396	82	19	that	that	PRON
fsr-3396	82	20	client	client	NOUN
fsr-3396	82	21	understanding	understanding	NOUN
fsr-3396	82	22	of	of	ADP
fsr-3396	82	23	the	the	DET
fsr-3396	82	24	investment	investment	NOUN
fsr-3396	82	25	process	process	NOUN
fsr-3396	82	26	used	use	VERB
fsr-3396	82	27	by	by	ADP
fsr-3396	82	28	the	the	DET
fsr-3396	82	29	financial	financial	ADJ
fsr-3396	82	30	service	service	PROPN
fsr-3396	82	31	professional	professional	NOUN
fsr-3396	82	32	was	be	AUX
fsr-3396	82	33	affected	affect	VERB
fsr-3396	82	34	by	by	ADP
fsr-3396	82	35	the	the	DET
fsr-3396	82	36	method	method	NOUN
fsr-3396	82	37	of	of	ADP
fsr-3396	82	38	compensation	compensation	NOUN
fsr-3396	82	39	.	.	PUNCT
fsr-3396	83	1	consumers	consumer	NOUN
fsr-3396	83	2	who	who	PRON
fsr-3396	83	3	knew	know	VERB
fsr-3396	83	4	how	how	SCONJ
fsr-3396	83	5	their	their	PRON
fsr-3396	83	6	advisor	advisor	NOUN
fsr-3396	83	7	was	be	AUX
fsr-3396	83	8	compensated	compensate	VERB
fsr-3396	83	9	had	have	VERB
fsr-3396	83	10	a	a	DET
fsr-3396	83	11	better	well	ADJ
fsr-3396	83	12	understanding	understanding	NOUN
fsr-3396	83	13	of	of	ADP
fsr-3396	83	14	the	the	DET
fsr-3396	83	15	professional	professional	NOUN
fsr-3396	83	16	’s	’s	PART
fsr-3396	83	17	investment	investment	NOUN
fsr-3396	83	18	process	process	NOUN
fsr-3396	83	19	than	than	ADP
fsr-3396	83	20	those	those	PRON
fsr-3396	83	21	who	who	PRON
fsr-3396	83	22	did	do	VERB
fsr-3396	83	23	not	not	PART
fsr-3396	83	24	.	.	PUNCT
fsr-3396	84	1	use	use	NOUN
fsr-3396	84	2	of	of	ADP
fsr-3396	84	3	the	the	DET
fsr-3396	84	4	commission	commission	NOUN
fsr-3396	84	5	-	-	PUNCT
fsr-3396	84	6	only	only	ADV
fsr-3396	84	7	method	method	NOUN
fsr-3396	84	8	was	be	AUX
fsr-3396	84	9	not	not	PART
fsr-3396	84	10	found	find	VERB
fsr-3396	84	11	to	to	PART
fsr-3396	84	12	be	be	AUX
fsr-3396	84	13	a	a	DET
fsr-3396	84	14	significant	significant	ADJ
fsr-3396	84	15	predictor	predictor	NOUN
fsr-3396	84	16	of	of	ADP
fsr-3396	84	17	understanding	understand	VERB
fsr-3396	84	18	the	the	DET
fsr-3396	84	19	investment	investment	NOUN
fsr-3396	84	20	process	process	NOUN
fsr-3396	84	21	;	;	PUNCT
fsr-3396	84	22	however	however	ADV
fsr-3396	84	23	,	,	PUNCT
fsr-3396	84	24	using	use	VERB
fsr-3396	84	25	the	the	DET
fsr-3396	84	26	fee	fee	NOUN
fsr-3396	84	27	-	-	PUNCT
fsr-3396	84	28	only	only	ADV
fsr-3396	84	29	and	and	CCONJ
fsr-3396	84	30	commission	commission	NOUN
fsr-3396	84	31	-	-	PUNCT
fsr-3396	84	32	and	and	CCONJ
fsr-3396	84	33	-	-	PUNCT
fsr-3396	84	34	fee	fee	NOUN
fsr-3396	84	35	methods	method	NOUN
fsr-3396	84	36	were	be	AUX
fsr-3396	84	37	associated	associate	VERB
fsr-3396	84	38	with	with	ADP
fsr-3396	84	39	higher	high	ADJ
fsr-3396	84	40	levels	level	NOUN
fsr-3396	84	41	of	of	ADP
fsr-3396	84	42	understanding	understanding	NOUN
fsr-3396	84	43	as	as	SCONJ
fsr-3396	84	44	compared	compare	VERB
fsr-3396	84	45	with	with	ADP
fsr-3396	84	46	not	not	PART
fsr-3396	84	47	knowing	know	VERB
fsr-3396	84	48	the	the	DET
fsr-3396	84	49	compensation	compensation	NOUN
fsr-3396	84	50	method	method	NOUN
fsr-3396	84	51	at	at	ADV
fsr-3396	84	52	all	all	ADV
fsr-3396	84	53	.	.	PUNCT
fsr-3396	85	1	although	although	SCONJ
fsr-3396	85	2	sparse	sparse	ADJ
fsr-3396	85	3	,	,	PUNCT
fsr-3396	85	4	previous	previous	ADJ
fsr-3396	85	5	literature	literature	NOUN
fsr-3396	85	6	(	(	PUNCT
fsr-3396	85	7	raskie	raskie	NOUN
fsr-3396	85	8	et	et	PROPN
fsr-3396	85	9	al	al	PROPN
fsr-3396	85	10	.	.	PROPN
fsr-3396	85	11	,	,	PUNCT
fsr-3396	85	12	2017	2017	NUM
fsr-3396	85	13	)	)	PUNCT
fsr-3396	85	14	suggests	suggest	VERB
fsr-3396	85	15	that	that	SCONJ
fsr-3396	85	16	there	there	PRON
fsr-3396	85	17	is	be	VERB
fsr-3396	85	18	a	a	DET
fsr-3396	85	19	relationship	relationship	NOUN
fsr-3396	85	20	between	between	ADP
fsr-3396	85	21	some	some	DET
fsr-3396	85	22	individual	individual	ADJ
fsr-3396	85	23	client	client	NOUN
fsr-3396	85	24	characteristics	characteristic	NOUN
fsr-3396	85	25	and	and	CCONJ
fsr-3396	85	26	the	the	DET
fsr-3396	85	27	likelihood	likelihood	NOUN
fsr-3396	85	28	of	of	ADP
fsr-3396	85	29	knowing	know	VERB
fsr-3396	85	30	the	the	DET
fsr-3396	85	31	compensation	compensation	NOUN
fsr-3396	85	32	method	method	NOUN
fsr-3396	85	33	used	use	VERB
fsr-3396	85	34	to	to	PART
fsr-3396	85	35	pay	pay	VERB
fsr-3396	85	36	a	a	DET
fsr-3396	85	37	financial	financial	ADJ
fsr-3396	85	38	professional	professional	NOUN
fsr-3396	85	39	.	.	PUNCT
fsr-3396	86	1	agency	agency	NOUN
fsr-3396	86	2	theory	theory	NOUN
fsr-3396	86	3	can	can	AUX
fsr-3396	86	4	provide	provide	VERB
fsr-3396	86	5	a	a	DET
fsr-3396	86	6	lens	lens	NOUN
fsr-3396	86	7	that	that	PRON
fsr-3396	86	8	can	can	AUX
fsr-3396	86	9	be	be	AUX
fsr-3396	86	10	used	use	VERB
fsr-3396	86	11	to	to	PART
fsr-3396	86	12	explore	explore	VERB
fsr-3396	86	13	this	this	DET
fsr-3396	86	14	relationship	relationship	NOUN
fsr-3396	86	15	.	.	PUNCT
fsr-3396	87	1	clients	client	NOUN
fsr-3396	87	2	and	and	CCONJ
fsr-3396	87	3	financial	financial	ADJ
fsr-3396	87	4	advisors	advisor	NOUN
fsr-3396	87	5	have	have	VERB
fsr-3396	87	6	an	an	DET
fsr-3396	87	7	agency	agency	NOUN
fsr-3396	87	8	relationship	relationship	NOUN
fsr-3396	87	9	where	where	SCONJ
fsr-3396	87	10	the	the	DET
fsr-3396	87	11	consumer	consumer	NOUN
fsr-3396	87	12	(	(	PUNCT
fsr-3396	87	13	client	client	NOUN
fsr-3396	87	14	)	)	PUNCT
fsr-3396	87	15	compensates	compensate	VERB
fsr-3396	87	16	the	the	DET
fsr-3396	87	17	agent	agent	NOUN
fsr-3396	87	18	(	(	PUNCT
fsr-3396	87	19	financial	financial	ADJ
fsr-3396	87	20	advisor	advisor	NOUN
fsr-3396	87	21	)	)	PUNCT
fsr-3396	87	22	to	to	PART
fsr-3396	87	23	perform	perform	VERB
fsr-3396	87	24	services	service	NOUN
fsr-3396	87	25	on	on	ADP
fsr-3396	87	26	the	the	DET
fsr-3396	87	27	consumer	consumer	NOUN
fsr-3396	87	28	’s	’s	PART
fsr-3396	87	29	behalf	behalf	NOUN
fsr-3396	87	30	(	(	PUNCT
fsr-3396	87	31	jensen	jensen	PROPN
fsr-3396	87	32	and	and	CCONJ
fsr-3396	87	33	meckling	meckling	NOUN
fsr-3396	87	34	,	,	PUNCT
fsr-3396	87	35	1976	1976	NUM
fsr-3396	87	36	;	;	PUNCT
fsr-3396	87	37	raskie	raskie	NOUN
fsr-3396	87	38	et	et	PROPN
fsr-3396	87	39	al	al	PROPN
fsr-3396	87	40	.	.	PROPN
fsr-3396	87	41	,	,	PUNCT
fsr-3396	87	42	2017	2017	NUM
fsr-3396	87	43	)	)	PUNCT
fsr-3396	87	44	.	.	PUNCT
fsr-3396	88	1	because	because	SCONJ
fsr-3396	88	2	the	the	DET
fsr-3396	88	3	financial	financial	ADJ
fsr-3396	88	4	advisor	advisor	NOUN
fsr-3396	88	5	is	be	AUX
fsr-3396	88	6	presumably	presumably	ADV
fsr-3396	88	7	more	more	ADV
fsr-3396	88	8	informed	informed	ADJ
fsr-3396	88	9	about	about	ADP
fsr-3396	88	10	the	the	DET
fsr-3396	88	11	services	service	NOUN
fsr-3396	88	12	that	that	PRON
fsr-3396	88	13	are	be	AUX
fsr-3396	88	14	235	235	NUM
fsr-3396	88	15	m.	m.	NOUN
fsr-3396	88	16	seay	seay	PROPN
fsr-3396	88	17	/	/	SYM
fsr-3396	88	18	financial	financial	ADJ
fsr-3396	88	19	services	service	NOUN
fsr-3396	88	20	review	review	VERB
fsr-3396	88	21	27	27	NUM
fsr-3396	88	22	(	(	PUNCT
fsr-3396	88	23	2018	2018	NUM
fsr-3396	88	24	)	)	PUNCT
fsr-3396	88	25	231	231	NUM
fsr-3396	88	26	-	-	SYM
fsr-3396	88	27	255	255	NUM
fsr-3396	88	28	delegated	delegate	VERB
fsr-3396	88	29	by	by	ADP
fsr-3396	88	30	the	the	DET
fsr-3396	88	31	client	client	NOUN
fsr-3396	88	32	,	,	PUNCT
fsr-3396	88	33	information	information	NOUN
fsr-3396	88	34	asymmetry	asymmetry	NOUN
fsr-3396	88	35	exists	exist	VERB
fsr-3396	88	36	between	between	ADP
fsr-3396	88	37	the	the	DET
fsr-3396	88	38	financial	financial	ADJ
fsr-3396	88	39	advisor	advisor	NOUN
fsr-3396	88	40	and	and	CCONJ
fsr-3396	88	41	the	the	DET
fsr-3396	88	42	client	client	NOUN
fsr-3396	88	43	(	(	PUNCT
fsr-3396	88	44	jensen	jensen	PROPN
fsr-3396	88	45	and	and	CCONJ
fsr-3396	88	46	meckling	meckling	NOUN
fsr-3396	88	47	,	,	PUNCT
fsr-3396	88	48	1976	1976	NUM
fsr-3396	88	49	)	)	PUNCT
fsr-3396	88	50	.	.	PUNCT
fsr-3396	89	1	information	information	NOUN
fsr-3396	89	2	asymmetry	asymmetry	NOUN
fsr-3396	89	3	creates	create	VERB
fsr-3396	89	4	agency	agency	NOUN
fsr-3396	89	5	costs	cost	NOUN
fsr-3396	89	6	that	that	PRON
fsr-3396	89	7	can	can	AUX
fsr-3396	89	8	be	be	AUX
fsr-3396	89	9	incurred	incur	VERB
fsr-3396	89	10	by	by	ADP
fsr-3396	89	11	both	both	CCONJ
fsr-3396	89	12	the	the	DET
fsr-3396	89	13	client	client	NOUN
fsr-3396	89	14	and	and	CCONJ
fsr-3396	89	15	the	the	DET
fsr-3396	89	16	advisor	advisor	NOUN
fsr-3396	89	17	in	in	ADP
fsr-3396	89	18	the	the	DET
fsr-3396	89	19	form	form	NOUN
fsr-3396	89	20	of	of	ADP
fsr-3396	89	21	monitoring	monitoring	NOUN
fsr-3396	89	22	and	and	CCONJ
fsr-3396	89	23	bonding	bonding	NOUN
fsr-3396	89	24	costs	cost	NOUN
fsr-3396	89	25	.	.	PUNCT
fsr-3396	90	1	the	the	DET
fsr-3396	90	2	client	client	NOUN
fsr-3396	90	3	can	can	AUX
fsr-3396	90	4	incur	incur	VERB
fsr-3396	90	5	monitoring	monitoring	NOUN
fsr-3396	90	6	costs	cost	NOUN
fsr-3396	90	7	when	when	SCONJ
fsr-3396	90	8	he	he	PRON
fsr-3396	90	9	or	or	CCONJ
fsr-3396	90	10	she	she	PRON
fsr-3396	90	11	feels	feel	VERB
fsr-3396	90	12	they	they	PRON
fsr-3396	90	13	must	must	AUX
fsr-3396	90	14	observe	observe	VERB
fsr-3396	90	15	the	the	DET
fsr-3396	90	16	behavior	behavior	NOUN
fsr-3396	90	17	of	of	ADP
fsr-3396	90	18	the	the	DET
fsr-3396	90	19	advisor	advisor	NOUN
fsr-3396	90	20	to	to	PART
fsr-3396	90	21	make	make	VERB
fsr-3396	90	22	certain	certain	ADJ
fsr-3396	90	23	the	the	DET
fsr-3396	90	24	advisor	advisor	NOUN
fsr-3396	90	25	is	be	AUX
fsr-3396	90	26	protecting	protect	VERB
fsr-3396	90	27	the	the	DET
fsr-3396	90	28	client	client	NOUN
fsr-3396	90	29	’s	’s	PART
fsr-3396	90	30	best	good	ADJ
fsr-3396	90	31	interests	interest	NOUN
fsr-3396	90	32	.	.	PUNCT
fsr-3396	91	1	the	the	DET
fsr-3396	91	2	advisor	advisor	NOUN
fsr-3396	91	3	may	may	AUX
fsr-3396	91	4	incur	incur	VERB
fsr-3396	91	5	bonding	bonding	NOUN
fsr-3396	91	6	costs	cost	NOUN
fsr-3396	91	7	,	,	PUNCT
fsr-3396	91	8	such	such	ADJ
fsr-3396	91	9	as	as	ADP
fsr-3396	91	10	obtaining	obtain	VERB
fsr-3396	91	11	professional	professional	ADJ
fsr-3396	91	12	designations	designation	NOUN
fsr-3396	91	13	and	and	CCONJ
fsr-3396	91	14	licenses	license	NOUN
fsr-3396	91	15	,	,	PUNCT
fsr-3396	91	16	to	to	PART
fsr-3396	91	17	signal	signal	VERB
fsr-3396	91	18	to	to	ADP
fsr-3396	91	19	the	the	DET
fsr-3396	91	20	client	client	NOUN
fsr-3396	91	21	that	that	SCONJ
fsr-3396	91	22	they	they	PRON
fsr-3396	91	23	have	have	VERB
fsr-3396	91	24	the	the	DET
fsr-3396	91	25	knowledge	knowledge	NOUN
fsr-3396	91	26	and	and	CCONJ
fsr-3396	91	27	expertise	expertise	NOUN
fsr-3396	91	28	to	to	PART
fsr-3396	91	29	perform	perform	VERB
fsr-3396	91	30	the	the	DET
fsr-3396	91	31	services	service	NOUN
fsr-3396	91	32	in	in	ADP
fsr-3396	91	33	the	the	DET
fsr-3396	91	34	client	client	NOUN
fsr-3396	91	35	’s	’s	PART
fsr-3396	91	36	best	good	ADJ
fsr-3396	91	37	interests	interest	NOUN
fsr-3396	91	38	.	.	PUNCT
fsr-3396	92	1	there	there	PRON
fsr-3396	92	2	should	should	AUX
fsr-3396	92	3	be	be	AUX
fsr-3396	92	4	an	an	DET
fsr-3396	92	5	inverse	inverse	NOUN
fsr-3396	92	6	relationship	relationship	NOUN
fsr-3396	92	7	between	between	ADP
fsr-3396	92	8	monitoring	monitoring	NOUN
fsr-3396	92	9	and	and	CCONJ
fsr-3396	92	10	bonding	bonding	NOUN
fsr-3396	92	11	costs	cost	NOUN
fsr-3396	92	12	where	where	SCONJ
fsr-3396	92	13	the	the	DET
fsr-3396	92	14	client	client	NOUN
fsr-3396	92	15	can	can	AUX
fsr-3396	92	16	reduce	reduce	VERB
fsr-3396	92	17	monitoring	monitoring	NOUN
fsr-3396	92	18	costs	cost	NOUN
fsr-3396	92	19	when	when	SCONJ
fsr-3396	92	20	the	the	DET
fsr-3396	92	21	advisor	advisor	NOUN
fsr-3396	92	22	has	have	AUX
fsr-3396	92	23	signaled	signal	VERB
fsr-3396	92	24	an	an	DET
fsr-3396	92	25	investment	investment	NOUN
fsr-3396	92	26	in	in	ADP
fsr-3396	92	27	bonding	bonding	NOUN
fsr-3396	92	28	costs	cost	NOUN
fsr-3396	92	29	.	.	PUNCT
fsr-3396	93	1	in	in	ADP
fsr-3396	93	2	this	this	DET
fsr-3396	93	3	vein	vein	NOUN
fsr-3396	93	4	,	,	PUNCT
fsr-3396	93	5	clients	client	NOUN
fsr-3396	93	6	who	who	PRON
fsr-3396	93	7	are	be	AUX
fsr-3396	93	8	sensitive	sensitive	ADJ
fsr-3396	93	9	to	to	ADP
fsr-3396	93	10	agency	agency	NOUN
fsr-3396	93	11	costs	cost	NOUN
fsr-3396	93	12	would	would	AUX
fsr-3396	93	13	be	be	AUX
fsr-3396	93	14	expected	expect	VERB
fsr-3396	93	15	to	to	PART
fsr-3396	93	16	understand	understand	VERB
fsr-3396	93	17	the	the	DET
fsr-3396	93	18	method	method	NOUN
fsr-3396	93	19	they	they	PRON
fsr-3396	93	20	were	be	AUX
fsr-3396	93	21	using	use	VERB
fsr-3396	93	22	to	to	PART
fsr-3396	93	23	compensate	compensate	VERB
fsr-3396	93	24	their	their	PRON
fsr-3396	93	25	financial	financial	ADJ
fsr-3396	93	26	advisors	advisor	NOUN
fsr-3396	93	27	.	.	PUNCT
fsr-3396	94	1	given	give	VERB
fsr-3396	94	2	the	the	DET
fsr-3396	94	3	gap	gap	NOUN
fsr-3396	94	4	in	in	ADP
fsr-3396	94	5	research	research	NOUN
fsr-3396	94	6	related	relate	VERB
fsr-3396	94	7	to	to	ADP
fsr-3396	94	8	knowledge	knowledge	NOUN
fsr-3396	94	9	of	of	ADP
fsr-3396	94	10	how	how	SCONJ
fsr-3396	94	11	financial	financial	ADJ
fsr-3396	94	12	professionals	professional	NOUN
fsr-3396	94	13	are	be	AUX
fsr-3396	94	14	compensated	compensate	VERB
fsr-3396	94	15	,	,	PUNCT
fsr-3396	94	16	the	the	DET
fsr-3396	94	17	primary	primary	ADJ
fsr-3396	94	18	purpose	purpose	NOUN
fsr-3396	94	19	of	of	ADP
fsr-3396	94	20	the	the	DET
fsr-3396	94	21	current	current	ADJ
fsr-3396	94	22	study	study	NOUN
fsr-3396	94	23	is	be	AUX
fsr-3396	94	24	to	to	PART
fsr-3396	94	25	explore	explore	VERB
fsr-3396	94	26	the	the	DET
fsr-3396	94	27	relationship	relationship	NOUN
fsr-3396	94	28	between	between	ADP
fsr-3396	94	29	client	client	NOUN
fsr-3396	94	30	characteristics	characteristic	NOUN
fsr-3396	94	31	and	and	CCONJ
fsr-3396	94	32	knowledge	knowledge	NOUN
fsr-3396	94	33	of	of	ADP
fsr-3396	94	34	financial	financial	ADJ
fsr-3396	94	35	advisor	advisor	PROPN
fsr-3396	94	36	compensation	compensation	NOUN
fsr-3396	94	37	method	method	NOUN
fsr-3396	94	38	at	at	ADP
fsr-3396	94	39	the	the	DET
fsr-3396	94	40	multivariate	multivariate	NOUN
fsr-3396	94	41	level	level	NOUN
fsr-3396	94	42	.	.	PUNCT
fsr-3396	95	1	specifically	specifically	ADV
fsr-3396	95	2	,	,	PUNCT
fsr-3396	95	3	the	the	DET
fsr-3396	95	4	associations	association	NOUN
fsr-3396	95	5	between	between	ADP
fsr-3396	95	6	the	the	DET
fsr-3396	95	7	following	follow	VERB
fsr-3396	95	8	client	client	NOUN
fsr-3396	95	9	characteristics	characteristic	NOUN
fsr-3396	95	10	:	:	PUNCT
fsr-3396	95	11	(	(	PUNCT
fsr-3396	95	12	1	1	X
fsr-3396	95	13	)	)	PUNCT
fsr-3396	95	14	client	client	NOUN
fsr-3396	95	15	socio	socio	NOUN
fsr-3396	95	16	-	-	ADJ
fsr-3396	95	17	demographic	demographic	ADJ
fsr-3396	95	18	profiles	profile	NOUN
fsr-3396	95	19	,	,	PUNCT
fsr-3396	95	20	(	(	PUNCT
fsr-3396	95	21	2	2	X
fsr-3396	95	22	)	)	PUNCT
fsr-3396	95	23	financial	financial	ADJ
fsr-3396	95	24	characteristics	characteristic	NOUN
fsr-3396	95	25	,	,	PUNCT
fsr-3396	95	26	(	(	PUNCT
fsr-3396	95	27	3	3	X
fsr-3396	95	28	)	)	PUNCT
fsr-3396	95	29	financial	financial	ADJ
fsr-3396	95	30	knowledge	knowledge	NOUN
fsr-3396	95	31	,	,	PUNCT
fsr-3396	95	32	(	(	PUNCT
fsr-3396	95	33	4	4	X
fsr-3396	95	34	)	)	PUNCT
fsr-3396	95	35	attitudes	attitude	NOUN
fsr-3396	95	36	toward	toward	ADP
fsr-3396	95	37	advisor	advisor	NOUN
fsr-3396	95	38	preference	preference	NOUN
fsr-3396	95	39	,	,	PUNCT
fsr-3396	95	40	and	and	CCONJ
fsr-3396	95	41	(	(	PUNCT
fsr-3396	95	42	5	5	X
fsr-3396	95	43	)	)	PUNCT
fsr-3396	95	44	compensation	compensation	NOUN
fsr-3396	95	45	;	;	PUNCT
fsr-3396	95	46	and	and	CCONJ
fsr-3396	95	47	the	the	DET
fsr-3396	95	48	dependent	dependent	ADJ
fsr-3396	95	49	variable	variable	NOUN
fsr-3396	95	50	,	,	PUNCT
fsr-3396	95	51	knowing	know	VERB
fsr-3396	95	52	or	or	CCONJ
fsr-3396	95	53	not	not	PART
fsr-3396	95	54	knowing	know	VERB
fsr-3396	95	55	the	the	DET
fsr-3396	95	56	advisor	advisor	PROPN
fsr-3396	95	57	compensation	compensation	NOUN
fsr-3396	95	58	method	method	NOUN
fsr-3396	95	59	,	,	PUNCT
fsr-3396	95	60	were	be	AUX
fsr-3396	95	61	investigated	investigate	VERB
fsr-3396	95	62	.	.	PUNCT
fsr-3396	96	1	informed	inform	VERB
fsr-3396	96	2	by	by	ADP
fsr-3396	96	3	agency	agency	NOUN
fsr-3396	96	4	theory	theory	NOUN
fsr-3396	96	5	,	,	PUNCT
fsr-3396	96	6	the	the	DET
fsr-3396	96	7	following	follow	VERB
fsr-3396	96	8	hypotheses	hypothesis	NOUN
fsr-3396	96	9	were	be	AUX
fsr-3396	96	10	explored	explore	VERB
fsr-3396	96	11	in	in	ADP
fsr-3396	96	12	the	the	DET
fsr-3396	96	13	primary	primary	ADJ
fsr-3396	96	14	analysis	analysis	NOUN
fsr-3396	96	15	.	.	PUNCT
fsr-3396	97	1	h1	h1	PROPN
fsr-3396	97	2	:	:	PUNCT
fsr-3396	97	3	financial	financial	ADJ
fsr-3396	97	4	knowledge	knowledge	NOUN
fsr-3396	97	5	will	will	AUX
fsr-3396	97	6	be	be	AUX
fsr-3396	97	7	positively	positively	ADV
fsr-3396	97	8	associated	associate	VERB
fsr-3396	97	9	with	with	ADP
fsr-3396	97	10	knowing	know	VERB
fsr-3396	97	11	the	the	DET
fsr-3396	97	12	advisor	advisor	PROPN
fsr-3396	97	13	compensation	compensation	NOUN
fsr-3396	97	14	method	method	NOUN
fsr-3396	97	15	.	.	PUNCT
fsr-3396	98	1	the	the	DET
fsr-3396	98	2	financial	financial	ADJ
fsr-3396	98	3	knowledge	knowledge	NOUN
fsr-3396	98	4	block	block	NOUN
fsr-3396	98	5	of	of	ADP
fsr-3396	98	6	characteristics	characteristic	NOUN
fsr-3396	98	7	explored	explore	VERB
fsr-3396	98	8	in	in	ADP
fsr-3396	98	9	this	this	DET
fsr-3396	98	10	study	study	NOUN
fsr-3396	98	11	includes	include	VERB
fsr-3396	98	12	objective	objective	ADJ
fsr-3396	98	13	knowledge	knowledge	NOUN
fsr-3396	98	14	about	about	ADP
fsr-3396	98	15	compound	compound	NOUN
fsr-3396	98	16	interest	interest	NOUN
fsr-3396	98	17	,	,	PUNCT
fsr-3396	98	18	inflation	inflation	NOUN
fsr-3396	98	19	,	,	PUNCT
fsr-3396	98	20	bonds	bond	NOUN
fsr-3396	98	21	,	,	PUNCT
fsr-3396	98	22	mortgages	mortgage	NOUN
fsr-3396	98	23	,	,	PUNCT
fsr-3396	98	24	and	and	CCONJ
fsr-3396	98	25	diversification	diversification	NOUN
fsr-3396	98	26	.	.	PUNCT
fsr-3396	99	1	additionally	additionally	ADV
fsr-3396	99	2	,	,	PUNCT
fsr-3396	99	3	this	this	DET
fsr-3396	99	4	block	block	NOUN
fsr-3396	99	5	includes	include	VERB
fsr-3396	99	6	indicators	indicator	NOUN
fsr-3396	99	7	of	of	ADP
fsr-3396	99	8	both	both	CCONJ
fsr-3396	99	9	subjective	subjective	ADJ
fsr-3396	99	10	financial	financial	ADJ
fsr-3396	99	11	knowledge	knowledge	NOUN
fsr-3396	99	12	and	and	CCONJ
fsr-3396	99	13	confidence	confidence	NOUN
fsr-3396	99	14	in	in	ADP
fsr-3396	99	15	applying	apply	VERB
fsr-3396	99	16	that	that	DET
fsr-3396	99	17	knowledge	knowledge	NOUN
fsr-3396	99	18	.	.	PUNCT
fsr-3396	100	1	it	it	PRON
fsr-3396	100	2	is	be	AUX
fsr-3396	100	3	expected	expect	VERB
fsr-3396	100	4	that	that	SCONJ
fsr-3396	100	5	there	there	PRON
fsr-3396	100	6	would	would	AUX
fsr-3396	100	7	be	be	AUX
fsr-3396	100	8	less	less	ADJ
fsr-3396	100	9	information	information	NOUN
fsr-3396	100	10	asymmetry	asymmetry	NOUN
fsr-3396	100	11	in	in	ADP
fsr-3396	100	12	the	the	DET
fsr-3396	100	13	relationship	relationship	NOUN
fsr-3396	100	14	between	between	ADP
fsr-3396	100	15	clients	client	NOUN
fsr-3396	100	16	with	with	ADP
fsr-3396	100	17	high	high	ADJ
fsr-3396	100	18	financial	financial	ADJ
fsr-3396	100	19	knowledge	knowledge	NOUN
fsr-3396	100	20	and	and	CCONJ
fsr-3396	100	21	their	their	PRON
fsr-3396	100	22	advisors	advisor	NOUN
fsr-3396	100	23	.	.	PUNCT
fsr-3396	101	1	therefore	therefore	ADV
fsr-3396	101	2	,	,	PUNCT
fsr-3396	101	3	those	those	PRON
fsr-3396	101	4	with	with	ADP
fsr-3396	101	5	higher	high	ADJ
fsr-3396	101	6	financial	financial	ADJ
fsr-3396	101	7	knowledge	knowledge	NOUN
fsr-3396	101	8	may	may	AUX
fsr-3396	101	9	better	well	ADV
fsr-3396	101	10	understand	understand	VERB
fsr-3396	101	11	the	the	DET
fsr-3396	101	12	advisor	advisor	NOUN
fsr-3396	101	13	compensation	compensation	NOUN
fsr-3396	101	14	methods	method	NOUN
fsr-3396	101	15	that	that	PRON
fsr-3396	101	16	are	be	AUX
fsr-3396	101	17	available	available	ADJ
fsr-3396	101	18	and	and	CCONJ
fsr-3396	101	19	should	should	AUX
fsr-3396	101	20	choose	choose	VERB
fsr-3396	101	21	the	the	DET
fsr-3396	101	22	method	method	NOUN
fsr-3396	101	23	that	that	PRON
fsr-3396	101	24	best	well	ADV
fsr-3396	101	25	fits	fit	VERB
fsr-3396	101	26	their	their	PRON
fsr-3396	101	27	desired	desire	VERB
fsr-3396	101	28	level	level	NOUN
fsr-3396	101	29	of	of	ADP
fsr-3396	101	30	agency	agency	NOUN
fsr-3396	101	31	costs	cost	NOUN
fsr-3396	101	32	.	.	PUNCT
fsr-3396	102	1	h2	h2	NOUN
fsr-3396	102	2	:	:	PUNCT
fsr-3396	102	3	attitudes	attitude	NOUN
fsr-3396	102	4	about	about	ADP
fsr-3396	102	5	advisor	advisor	NOUN
fsr-3396	102	6	preferences	preference	NOUN
fsr-3396	102	7	will	will	AUX
fsr-3396	102	8	be	be	AUX
fsr-3396	102	9	positively	positively	ADV
fsr-3396	102	10	associated	associate	VERB
fsr-3396	102	11	with	with	ADP
fsr-3396	102	12	knowing	know	VERB
fsr-3396	102	13	the	the	DET
fsr-3396	102	14	advisor	advisor	PROPN
fsr-3396	102	15	compensation	compensation	NOUN
fsr-3396	102	16	method	method	NOUN
fsr-3396	102	17	.	.	PUNCT
fsr-3396	103	1	agreement	agreement	NOUN
fsr-3396	103	2	with	with	ADP
fsr-3396	103	3	the	the	DET
fsr-3396	103	4	importance	importance	NOUN
fsr-3396	103	5	of	of	ADP
fsr-3396	103	6	using	use	VERB
fsr-3396	103	7	an	an	DET
fsr-3396	103	8	advisor	advisor	NOUN
fsr-3396	103	9	to	to	PART
fsr-3396	103	10	free	free	VERB
fsr-3396	103	11	up	up	ADP
fsr-3396	103	12	time	time	NOUN
fsr-3396	103	13	,	,	PUNCT
fsr-3396	103	14	prevent	prevent	VERB
fsr-3396	103	15	losses	loss	NOUN
fsr-3396	103	16	,	,	PUNCT
fsr-3396	103	17	and	and	CCONJ
fsr-3396	103	18	improve	improve	VERB
fsr-3396	103	19	investment	investment	NOUN
fsr-3396	103	20	performance	performance	NOUN
fsr-3396	103	21	were	be	AUX
fsr-3396	103	22	the	the	DET
fsr-3396	103	23	attitudes	attitude	NOUN
fsr-3396	103	24	investigated	investigate	VERB
fsr-3396	103	25	in	in	ADP
fsr-3396	103	26	the	the	DET
fsr-3396	103	27	advisor	advisor	NOUN
fsr-3396	103	28	preference	preference	NOUN
fsr-3396	103	29	block	block	NOUN
fsr-3396	103	30	of	of	ADP
fsr-3396	103	31	characteristics	characteristic	NOUN
fsr-3396	103	32	.	.	PUNCT
fsr-3396	104	1	additionally	additionally	ADV
fsr-3396	104	2	,	,	PUNCT
fsr-3396	104	3	this	this	DET
fsr-3396	104	4	block	block	NOUN
fsr-3396	104	5	includes	include	VERB
fsr-3396	104	6	whether	whether	SCONJ
fsr-3396	104	7	or	or	CCONJ
fsr-3396	104	8	not	not	PART
fsr-3396	104	9	the	the	DET
fsr-3396	104	10	client	client	NOUN
fsr-3396	104	11	performed	perform	VERB
fsr-3396	104	12	a	a	DET
fsr-3396	104	13	background	background	NOUN
fsr-3396	104	14	or	or	CCONJ
fsr-3396	104	15	registration	registration	NOUN
fsr-3396	104	16	check	check	NOUN
fsr-3396	104	17	,	,	PUNCT
fsr-3396	104	18	and	and	CCONJ
fsr-3396	104	19	the	the	DET
fsr-3396	104	20	degree	degree	NOUN
fsr-3396	104	21	of	of	ADP
fsr-3396	104	22	importance	importance	NOUN
fsr-3396	104	23	of	of	ADP
fsr-3396	104	24	an	an	DET
fsr-3396	104	25	advisor	advisor	NOUN
fsr-3396	104	26	’s	’s	PART
fsr-3396	104	27	professional	professional	ADJ
fsr-3396	104	28	designation	designation	NOUN
fsr-3396	104	29	.	.	PUNCT
fsr-3396	105	1	it	it	PRON
fsr-3396	105	2	is	be	AUX
fsr-3396	105	3	expected	expect	VERB
fsr-3396	105	4	that	that	SCONJ
fsr-3396	105	5	clients	client	NOUN
fsr-3396	105	6	who	who	PRON
fsr-3396	105	7	had	have	VERB
fsr-3396	105	8	strong	strong	ADJ
fsr-3396	105	9	advisor	advisor	NOUN
fsr-3396	105	10	preferences	preference	NOUN
fsr-3396	105	11	would	would	AUX
fsr-3396	105	12	be	be	AUX
fsr-3396	105	13	sensitive	sensitive	ADJ
fsr-3396	105	14	to	to	ADP
fsr-3396	105	15	agency	agency	NOUN
fsr-3396	105	16	costs	cost	NOUN
fsr-3396	105	17	and	and	CCONJ
fsr-3396	105	18	would	would	AUX
fsr-3396	105	19	seek	seek	VERB
fsr-3396	105	20	to	to	PART
fsr-3396	105	21	understand	understand	VERB
fsr-3396	105	22	the	the	DET
fsr-3396	105	23	compensation	compensation	NOUN
fsr-3396	105	24	method	method	NOUN
fsr-3396	105	25	used	use	VERB
fsr-3396	105	26	by	by	ADP
fsr-3396	105	27	the	the	DET
fsr-3396	105	28	advisor	advisor	NOUN
fsr-3396	105	29	so	so	SCONJ
fsr-3396	105	30	they	they	PRON
fsr-3396	105	31	could	could	AUX
fsr-3396	105	32	gauge	gauge	VERB
fsr-3396	105	33	the	the	DET
fsr-3396	105	34	level	level	NOUN
fsr-3396	105	35	of	of	ADP
fsr-3396	105	36	bonding	bonding	NOUN
fsr-3396	105	37	costs	cost	NOUN
fsr-3396	105	38	incurred	incur	VERB
fsr-3396	105	39	by	by	ADP
fsr-3396	105	40	the	the	DET
fsr-3396	105	41	advisor	advisor	NOUN
fsr-3396	105	42	and	and	CCONJ
fsr-3396	105	43	adjust	adjust	VERB
fsr-3396	105	44	monitoring	monitoring	NOUN
fsr-3396	105	45	costs	cost	NOUN
fsr-3396	105	46	based	base	VERB
fsr-3396	105	47	on	on	ADP
fsr-3396	105	48	those	those	DET
fsr-3396	105	49	preferences	preference	NOUN
fsr-3396	105	50	.	.	PUNCT
fsr-3396	106	1	for	for	ADP
fsr-3396	106	2	instance	instance	NOUN
fsr-3396	106	3	,	,	PUNCT
fsr-3396	106	4	agency	agency	NOUN
fsr-3396	106	5	costs	cost	NOUN
fsr-3396	106	6	would	would	AUX
fsr-3396	106	7	appear	appear	VERB
fsr-3396	106	8	to	to	PART
fsr-3396	106	9	be	be	AUX
fsr-3396	106	10	very	very	ADV
fsr-3396	106	11	important	important	ADJ
fsr-3396	106	12	to	to	ADP
fsr-3396	106	13	a	a	DET
fsr-3396	106	14	client	client	NOUN
fsr-3396	106	15	who	who	PRON
fsr-3396	106	16	went	go	VERB
fsr-3396	106	17	to	to	ADP
fsr-3396	106	18	the	the	DET
fsr-3396	106	19	trouble	trouble	NOUN
fsr-3396	106	20	to	to	PART
fsr-3396	106	21	perform	perform	VERB
fsr-3396	106	22	a	a	DET
fsr-3396	106	23	background	background	NOUN
fsr-3396	106	24	check	check	NOUN
fsr-3396	106	25	on	on	ADP
fsr-3396	106	26	a	a	DET
fsr-3396	106	27	financial	financial	ADJ
fsr-3396	106	28	advisor	advisor	NOUN
fsr-3396	106	29	.	.	PUNCT
fsr-3396	107	1	therefore	therefore	ADV
fsr-3396	107	2	,	,	PUNCT
fsr-3396	107	3	it	it	PRON
fsr-3396	107	4	would	would	AUX
fsr-3396	107	5	be	be	AUX
fsr-3396	107	6	expected	expect	VERB
fsr-3396	107	7	that	that	SCONJ
fsr-3396	107	8	this	this	DET
fsr-3396	107	9	client	client	NOUN
fsr-3396	107	10	would	would	AUX
fsr-3396	107	11	also	also	ADV
fsr-3396	107	12	seek	seek	VERB
fsr-3396	107	13	to	to	PART
fsr-3396	107	14	understand	understand	VERB
fsr-3396	107	15	the	the	DET
fsr-3396	107	16	compensation	compensation	NOUN
fsr-3396	107	17	method	method	NOUN
fsr-3396	107	18	they	they	PRON
fsr-3396	107	19	were	be	AUX
fsr-3396	107	20	using	use	VERB
fsr-3396	107	21	to	to	PART
fsr-3396	107	22	pay	pay	VERB
fsr-3396	107	23	their	their	PRON
fsr-3396	107	24	advisor	advisor	NOUN
fsr-3396	107	25	.	.	PROPN
fsr-3396	107	26	236	236	NUM
fsr-3396	107	27	m.	m.	NOUN
fsr-3396	107	28	seay	seay	PROPN
fsr-3396	107	29	/	/	SYM
fsr-3396	107	30	financial	financial	ADJ
fsr-3396	107	31	services	service	NOUN
fsr-3396	107	32	review	review	VERB
fsr-3396	107	33	27	27	NUM
fsr-3396	107	34	(	(	PUNCT
fsr-3396	107	35	2018	2018	NUM
fsr-3396	107	36	)	)	PUNCT
fsr-3396	107	37	231	231	NUM
fsr-3396	107	38	-	-	SYM
fsr-3396	107	39	255	255	NUM
fsr-3396	107	40	h3	h3	NOUN
fsr-3396	107	41	:	:	PUNCT
fsr-3396	107	42	compensation	compensation	NOUN
fsr-3396	107	43	beliefs	belief	NOUN
fsr-3396	107	44	will	will	AUX
fsr-3396	107	45	be	be	AUX
fsr-3396	107	46	positively	positively	ADV
fsr-3396	107	47	associated	associate	VERB
fsr-3396	107	48	with	with	ADP
fsr-3396	107	49	knowing	know	VERB
fsr-3396	107	50	the	the	DET
fsr-3396	107	51	advisor	advisor	PROPN
fsr-3396	107	52	compensation	compensation	NOUN
fsr-3396	107	53	method	method	NOUN
fsr-3396	107	54	.	.	PUNCT
fsr-3396	108	1	the	the	DET
fsr-3396	108	2	compensation	compensation	NOUN
fsr-3396	108	3	beliefs	belief	NOUN
fsr-3396	108	4	investigated	investigate	VERB
fsr-3396	108	5	in	in	ADP
fsr-3396	108	6	this	this	DET
fsr-3396	108	7	study	study	NOUN
fsr-3396	108	8	related	relate	VERB
fsr-3396	108	9	to	to	ADP
fsr-3396	108	10	agreement	agreement	NOUN
fsr-3396	108	11	with	with	ADP
fsr-3396	108	12	the	the	DET
fsr-3396	108	13	impact	impact	NOUN
fsr-3396	108	14	on	on	ADP
fsr-3396	108	15	services	service	NOUN
fsr-3396	108	16	received	receive	VERB
fsr-3396	108	17	from	from	ADP
fsr-3396	108	18	an	an	DET
fsr-3396	108	19	advisor	advisor	NOUN
fsr-3396	108	20	who	who	PRON
fsr-3396	108	21	received	receive	VERB
fsr-3396	108	22	commission	commission	NOUN
fsr-3396	108	23	on	on	ADP
fsr-3396	108	24	trading	trading	NOUN
fsr-3396	108	25	activity	activity	NOUN
fsr-3396	108	26	or	or	CCONJ
fsr-3396	108	27	received	receive	VERB
fsr-3396	108	28	selling	selling	NOUN
fsr-3396	108	29	incentives	incentive	NOUN
fsr-3396	108	30	.	.	PUNCT
fsr-3396	109	1	additionally	additionally	ADV
fsr-3396	109	2	,	,	PUNCT
fsr-3396	109	3	the	the	DET
fsr-3396	109	4	degree	degree	NOUN
fsr-3396	109	5	of	of	ADP
fsr-3396	109	6	importance	importance	NOUN
fsr-3396	109	7	that	that	SCONJ
fsr-3396	109	8	a	a	DET
fsr-3396	109	9	respondent	respondent	NOUN
fsr-3396	109	10	placed	place	VERB
fsr-3396	109	11	on	on	ADP
fsr-3396	109	12	advisor	advisor	NOUN
fsr-3396	109	13	fees	fee	NOUN
fsr-3396	109	14	was	be	AUX
fsr-3396	109	15	also	also	ADV
fsr-3396	109	16	included	include	VERB
fsr-3396	109	17	in	in	ADP
fsr-3396	109	18	this	this	DET
fsr-3396	109	19	block	block	NOUN
fsr-3396	109	20	of	of	ADP
fsr-3396	109	21	characteristics	characteristic	NOUN
fsr-3396	109	22	.	.	PUNCT
fsr-3396	110	1	it	it	PRON
fsr-3396	110	2	is	be	AUX
fsr-3396	110	3	expected	expect	VERB
fsr-3396	110	4	that	that	SCONJ
fsr-3396	110	5	clients	client	NOUN
fsr-3396	110	6	who	who	PRON
fsr-3396	110	7	had	have	VERB
fsr-3396	110	8	strong	strong	ADJ
fsr-3396	110	9	beliefs	belief	NOUN
fsr-3396	110	10	in	in	ADP
fsr-3396	110	11	this	this	DET
fsr-3396	110	12	area	area	NOUN
fsr-3396	110	13	would	would	AUX
fsr-3396	110	14	be	be	AUX
fsr-3396	110	15	more	more	ADV
fsr-3396	110	16	likely	likely	ADJ
fsr-3396	110	17	to	to	PART
fsr-3396	110	18	know	know	VERB
fsr-3396	110	19	how	how	SCONJ
fsr-3396	110	20	their	their	PRON
fsr-3396	110	21	financial	financial	ADJ
fsr-3396	110	22	advisors	advisor	NOUN
fsr-3396	110	23	were	be	AUX
fsr-3396	110	24	paid	pay	VERB
fsr-3396	110	25	.	.	PUNCT
fsr-3396	111	1	2.4	2.4	NUM
fsr-3396	111	2	.	.	PUNCT
fsr-3396	112	1	client	client	NOUN
fsr-3396	112	2	preferences	preference	NOUN
fsr-3396	112	3	in	in	ADP
fsr-3396	112	4	compensation	compensation	NOUN
fsr-3396	112	5	models	model	NOUN
fsr-3396	112	6	beyond	beyond	ADP
fsr-3396	112	7	understanding	understanding	NOUN
fsr-3396	112	8	how	how	SCONJ
fsr-3396	112	9	an	an	DET
fsr-3396	112	10	advisor	advisor	NOUN
fsr-3396	112	11	is	be	AUX
fsr-3396	112	12	paid	pay	VERB
fsr-3396	112	13	,	,	PUNCT
fsr-3396	112	14	previous	previous	ADJ
fsr-3396	112	15	literature	literature	NOUN
fsr-3396	112	16	has	have	AUX
fsr-3396	112	17	provided	provide	VERB
fsr-3396	112	18	evidence	evidence	NOUN
fsr-3396	112	19	that	that	SCONJ
fsr-3396	112	20	there	there	PRON
fsr-3396	112	21	is	be	VERB
fsr-3396	112	22	a	a	DET
fsr-3396	112	23	relationship	relationship	NOUN
fsr-3396	112	24	between	between	ADP
fsr-3396	112	25	some	some	DET
fsr-3396	112	26	client	client	NOUN
fsr-3396	112	27	characteristics	characteristic	NOUN
fsr-3396	112	28	and	and	CCONJ
fsr-3396	112	29	the	the	DET
fsr-3396	112	30	compensation	compensation	NOUN
fsr-3396	112	31	method	method	NOUN
fsr-3396	112	32	those	those	DET
fsr-3396	112	33	clients	client	NOUN
fsr-3396	112	34	used	use	VERB
fsr-3396	112	35	to	to	PART
fsr-3396	112	36	pay	pay	VERB
fsr-3396	112	37	their	their	PRON
fsr-3396	112	38	advisors	advisor	NOUN
fsr-3396	112	39	(	(	PUNCT
fsr-3396	112	40	raskie	raskie	NOUN
fsr-3396	112	41	et	et	PROPN
fsr-3396	112	42	al	al	PROPN
fsr-3396	112	43	.	.	PROPN
fsr-3396	112	44	,	,	PUNCT
fsr-3396	112	45	2017	2017	NUM
fsr-3396	112	46	)	)	PUNCT
fsr-3396	112	47	.	.	PUNCT
fsr-3396	113	1	however	however	ADV
fsr-3396	113	2	,	,	PUNCT
fsr-3396	113	3	more	more	ADJ
fsr-3396	113	4	research	research	NOUN
fsr-3396	113	5	is	be	AUX
fsr-3396	113	6	required	require	VERB
fsr-3396	113	7	to	to	PART
fsr-3396	113	8	understand	understand	VERB
fsr-3396	113	9	how	how	SCONJ
fsr-3396	113	10	clients	client	NOUN
fsr-3396	113	11	choose	choose	VERB
fsr-3396	113	12	between	between	ADP
fsr-3396	113	13	compensation	compensation	NOUN
fsr-3396	113	14	models	model	NOUN
fsr-3396	113	15	.	.	PUNCT
fsr-3396	114	1	a	a	DET
fsr-3396	114	2	first	first	ADJ
fsr-3396	114	3	step	step	NOUN
fsr-3396	114	4	in	in	ADP
fsr-3396	114	5	understanding	understand	VERB
fsr-3396	114	6	how	how	SCONJ
fsr-3396	114	7	client	client	NOUN
fsr-3396	114	8	preferences	preference	NOUN
fsr-3396	114	9	influence	influence	VERB
fsr-3396	114	10	advisor	advisor	NOUN
fsr-3396	114	11	selection	selection	NOUN
fsr-3396	114	12	was	be	AUX
fsr-3396	114	13	provided	provide	VERB
fsr-3396	114	14	by	by	ADP
fsr-3396	114	15	seay	seay	PROPN
fsr-3396	114	16	et	et	PROPN
fsr-3396	114	17	al	al	PROPN
fsr-3396	114	18	.	.	PROPN
fsr-3396	115	1	(	(	PUNCT
fsr-3396	115	2	2017	2017	NUM
fsr-3396	115	3	)	)	PUNCT
fsr-3396	115	4	,	,	PUNCT
fsr-3396	115	5	who	who	PRON
fsr-3396	115	6	analyzed	analyze	VERB
fsr-3396	115	7	bivariate	bivariate	ADJ
fsr-3396	115	8	statistics	statistic	NOUN
fsr-3396	115	9	of	of	ADP
fsr-3396	115	10	clients	client	NOUN
fsr-3396	115	11	that	that	PRON
fsr-3396	115	12	used	use	VERB
fsr-3396	115	13	each	each	DET
fsr-3396	115	14	compensation	compensation	NOUN
fsr-3396	115	15	model	model	NOUN
fsr-3396	115	16	.	.	PUNCT
fsr-3396	116	1	results	result	NOUN
fsr-3396	116	2	indicated	indicate	VERB
fsr-3396	116	3	that	that	SCONJ
fsr-3396	116	4	commission	commission	NOUN
fsr-3396	116	5	-	-	PUNCT
fsr-3396	116	6	only	only	ADV
fsr-3396	116	7	clients	client	NOUN
fsr-3396	116	8	were	be	AUX
fsr-3396	116	9	mostly	mostly	ADV
fsr-3396	116	10	older	old	ADJ
fsr-3396	116	11	(	(	PUNCT
fsr-3396	116	12	65	65	NUM
fsr-3396	116	13	and	and	CCONJ
fsr-3396	116	14	over	over	ADV
fsr-3396	116	15	)	)	PUNCT
fsr-3396	116	16	,	,	PUNCT
fsr-3396	116	17	relatively	relatively	ADV
fsr-3396	116	18	financially	financially	ADV
fsr-3396	116	19	knowledgeable	knowledgeable	ADJ
fsr-3396	116	20	and	and	CCONJ
fsr-3396	116	21	confident	confident	ADJ
fsr-3396	116	22	in	in	ADP
fsr-3396	116	23	their	their	PRON
fsr-3396	116	24	knowledge	knowledge	NOUN
fsr-3396	116	25	about	about	ADP
fsr-3396	116	26	finances	finance	NOUN
fsr-3396	116	27	,	,	PUNCT
fsr-3396	116	28	and	and	CCONJ
fsr-3396	116	29	were	be	AUX
fsr-3396	116	30	comfortable	comfortable	ADJ
fsr-3396	116	31	with	with	ADP
fsr-3396	116	32	their	their	PRON
fsr-3396	116	33	decision	decision	NOUN
fsr-3396	116	34	-	-	PUNCT
fsr-3396	116	35	making	making	NOUN
fsr-3396	116	36	as	as	SCONJ
fsr-3396	116	37	it	it	PRON
fsr-3396	116	38	related	relate	VERB
fsr-3396	116	39	to	to	ADP
fsr-3396	116	40	investments	investment	NOUN
fsr-3396	116	41	.	.	PUNCT
fsr-3396	117	1	these	these	DET
fsr-3396	117	2	clients	client	NOUN
fsr-3396	117	3	reported	report	VERB
fsr-3396	117	4	placing	place	VERB
fsr-3396	117	5	less	less	ADJ
fsr-3396	117	6	importance	importance	NOUN
fsr-3396	117	7	on	on	ADP
fsr-3396	117	8	professional	professional	ADJ
fsr-3396	117	9	designations	designation	NOUN
fsr-3396	117	10	and	and	CCONJ
fsr-3396	117	11	using	use	VERB
fsr-3396	117	12	a	a	DET
fsr-3396	117	13	financial	financial	ADJ
fsr-3396	117	14	advisor	advisor	NOUN
fsr-3396	117	15	to	to	PART
fsr-3396	117	16	free	free	VERB
fsr-3396	117	17	up	up	ADP
fsr-3396	117	18	time	time	NOUN
fsr-3396	117	19	.	.	PUNCT
fsr-3396	118	1	similarly	similarly	ADV
fsr-3396	118	2	,	,	PUNCT
fsr-3396	118	3	they	they	PRON
fsr-3396	118	4	were	be	AUX
fsr-3396	118	5	not	not	PART
fsr-3396	118	6	as	as	ADV
fsr-3396	118	7	concerned	concerned	ADJ
fsr-3396	118	8	about	about	ADP
fsr-3396	118	9	fraud	fraud	NOUN
fsr-3396	118	10	,	,	PUNCT
fsr-3396	118	11	were	be	AUX
fsr-3396	118	12	less	less	ADV
fsr-3396	118	13	prone	prone	ADJ
fsr-3396	118	14	to	to	PART
fsr-3396	118	15	believe	believe	VERB
fsr-3396	118	16	that	that	SCONJ
fsr-3396	118	17	commissions	commission	NOUN
fsr-3396	118	18	influenced	influence	VERB
fsr-3396	118	19	advice	advice	NOUN
fsr-3396	118	20	received	receive	VERB
fsr-3396	118	21	,	,	PUNCT
fsr-3396	118	22	and	and	CCONJ
fsr-3396	118	23	believed	believe	VERB
fsr-3396	118	24	that	that	SCONJ
fsr-3396	118	25	the	the	DET
fsr-3396	118	26	fees	fee	NOUN
fsr-3396	118	27	they	they	PRON
fsr-3396	118	28	paid	pay	VERB
fsr-3396	118	29	were	be	AUX
fsr-3396	118	30	reasonable	reasonable	ADJ
fsr-3396	118	31	.	.	PUNCT
fsr-3396	119	1	commission	commission	NOUN
fsr-3396	119	2	-	-	PUNCT
fsr-3396	119	3	and	and	CCONJ
fsr-3396	119	4	-	-	PUNCT
fsr-3396	119	5	fee	fee	NOUN
fsr-3396	119	6	clients	client	NOUN
fsr-3396	119	7	were	be	AUX
fsr-3396	119	8	relatively	relatively	ADV
fsr-3396	119	9	younger	young	ADJ
fsr-3396	119	10	(	(	PUNCT
fsr-3396	119	11	specifically	specifically	ADV
fsr-3396	119	12	,	,	PUNCT
fsr-3396	119	13	age	age	NOUN
fsr-3396	119	14	18	18	NUM
fsr-3396	119	15	–	–	SYM
fsr-3396	119	16	34	34	NUM
fsr-3396	119	17	)	)	PUNCT
fsr-3396	119	18	,	,	PUNCT
fsr-3396	119	19	more	more	ADV
fsr-3396	119	20	racially	racially	ADV
fsr-3396	119	21	diverse	diverse	ADJ
fsr-3396	119	22	and	and	CCONJ
fsr-3396	119	23	were	be	AUX
fsr-3396	119	24	full	full	ADJ
fsr-3396	119	25	-	-	PUNCT
fsr-3396	119	26	time	time	NOUN
fsr-3396	119	27	workers	worker	NOUN
fsr-3396	119	28	(	(	PUNCT
fsr-3396	119	29	seay	seay	PROPN
fsr-3396	119	30	et	et	PROPN
fsr-3396	119	31	al	al	PROPN
fsr-3396	119	32	.	.	PROPN
fsr-3396	119	33	,	,	PUNCT
fsr-3396	119	34	2017	2017	NUM
fsr-3396	119	35	)	)	PUNCT
fsr-3396	119	36	.	.	PUNCT
fsr-3396	120	1	they	they	PRON
fsr-3396	120	2	reported	report	VERB
fsr-3396	120	3	the	the	DET
fsr-3396	120	4	highest	high	ADJ
fsr-3396	120	5	levels	level	NOUN
fsr-3396	120	6	of	of	ADP
fsr-3396	120	7	concern	concern	NOUN
fsr-3396	120	8	about	about	ADP
fsr-3396	120	9	fraud	fraud	NOUN
fsr-3396	120	10	and	and	CCONJ
fsr-3396	120	11	were	be	AUX
fsr-3396	120	12	the	the	DET
fsr-3396	120	13	most	most	ADV
fsr-3396	120	14	likely	likely	ADJ
fsr-3396	120	15	group	group	NOUN
fsr-3396	120	16	of	of	ADP
fsr-3396	120	17	clients	client	NOUN
fsr-3396	120	18	to	to	PART
fsr-3396	120	19	perform	perform	VERB
fsr-3396	120	20	a	a	DET
fsr-3396	120	21	background	background	NOUN
fsr-3396	120	22	check	check	NOUN
fsr-3396	120	23	on	on	ADP
fsr-3396	120	24	their	their	PRON
fsr-3396	120	25	advisor	advisor	NOUN
fsr-3396	120	26	,	,	PUNCT
fsr-3396	120	27	yet	yet	CCONJ
fsr-3396	120	28	they	they	PRON
fsr-3396	120	29	believed	believe	VERB
fsr-3396	120	30	the	the	DET
fsr-3396	120	31	fees	fee	NOUN
fsr-3396	120	32	they	they	PRON
fsr-3396	120	33	paid	pay	VERB
fsr-3396	120	34	were	be	AUX
fsr-3396	120	35	reasonable	reasonable	ADJ
fsr-3396	120	36	.	.	PUNCT
fsr-3396	121	1	these	these	DET
fsr-3396	121	2	clients	client	NOUN
fsr-3396	121	3	had	have	VERB
fsr-3396	121	4	the	the	DET
fsr-3396	121	5	lowest	low	ADJ
fsr-3396	121	6	financial	financial	ADJ
fsr-3396	121	7	knowledge	knowledge	NOUN
fsr-3396	121	8	but	but	CCONJ
fsr-3396	121	9	reported	report	VERB
fsr-3396	121	10	the	the	DET
fsr-3396	121	11	highest	high	ADJ
fsr-3396	121	12	subjective	subjective	ADJ
fsr-3396	121	13	knowledge	knowledge	NOUN
fsr-3396	121	14	of	of	ADP
fsr-3396	121	15	all	all	DET
fsr-3396	121	16	client	client	NOUN
fsr-3396	121	17	groups	group	NOUN
fsr-3396	121	18	.	.	PUNCT
fsr-3396	122	1	they	they	PRON
fsr-3396	122	2	were	be	AUX
fsr-3396	122	3	confident	confident	ADJ
fsr-3396	122	4	in	in	ADP
fsr-3396	122	5	their	their	PRON
fsr-3396	122	6	investment	investment	NOUN
fsr-3396	122	7	decision	decision	NOUN
fsr-3396	122	8	-	-	PUNCT
fsr-3396	122	9	making	making	NOUN
fsr-3396	122	10	,	,	PUNCT
fsr-3396	122	11	were	be	AUX
fsr-3396	122	12	the	the	DET
fsr-3396	122	13	most	most	ADV
fsr-3396	122	14	optimistic	optimistic	ADJ
fsr-3396	122	15	about	about	ADP
fsr-3396	122	16	the	the	DET
fsr-3396	122	17	future	future	ADJ
fsr-3396	122	18	prospects	prospect	NOUN
fsr-3396	122	19	of	of	ADP
fsr-3396	122	20	the	the	DET
fsr-3396	122	21	financial	financial	ADJ
fsr-3396	122	22	markets	market	NOUN
fsr-3396	122	23	,	,	PUNCT
fsr-3396	122	24	and	and	CCONJ
fsr-3396	122	25	used	use	VERB
fsr-3396	122	26	an	an	DET
fsr-3396	122	27	advisor	advisor	NOUN
fsr-3396	122	28	to	to	PART
fsr-3396	122	29	free	free	VERB
fsr-3396	122	30	up	up	ADP
fsr-3396	122	31	time	time	NOUN
fsr-3396	122	32	.	.	PUNCT
fsr-3396	123	1	lastly	lastly	ADV
fsr-3396	123	2	,	,	PUNCT
fsr-3396	123	3	fee	fee	NOUN
fsr-3396	123	4	-	-	PUNCT
fsr-3396	123	5	only	only	ADJ
fsr-3396	123	6	clients	client	NOUN
fsr-3396	123	7	were	be	AUX
fsr-3396	123	8	the	the	DET
fsr-3396	123	9	largest	large	ADJ
fsr-3396	123	10	group	group	NOUN
fsr-3396	123	11	of	of	ADP
fsr-3396	123	12	clients	client	NOUN
fsr-3396	123	13	,	,	PUNCT
fsr-3396	123	14	had	have	VERB
fsr-3396	123	15	high	high	ADJ
fsr-3396	123	16	incomes	income	NOUN
fsr-3396	123	17	,	,	PUNCT
fsr-3396	123	18	were	be	AUX
fsr-3396	123	19	financially	financially	ADV
fsr-3396	123	20	knowledgeable	knowledgeable	ADJ
fsr-3396	123	21	but	but	CCONJ
fsr-3396	123	22	were	be	AUX
fsr-3396	123	23	not	not	PART
fsr-3396	123	24	confident	confident	ADJ
fsr-3396	123	25	in	in	ADP
fsr-3396	123	26	their	their	PRON
fsr-3396	123	27	investment	investment	NOUN
fsr-3396	123	28	decision	decision	NOUN
fsr-3396	123	29	-	-	PUNCT
fsr-3396	123	30	making	making	NOUN
fsr-3396	123	31	and	and	CCONJ
fsr-3396	123	32	also	also	ADV
fsr-3396	123	33	reported	report	VERB
fsr-3396	123	34	the	the	DET
fsr-3396	123	35	lowest	low	ADJ
fsr-3396	123	36	subjective	subjective	ADJ
fsr-3396	123	37	financial	financial	ADJ
fsr-3396	123	38	knowledge	knowledge	NOUN
fsr-3396	123	39	of	of	ADP
fsr-3396	123	40	all	all	DET
fsr-3396	123	41	client	client	NOUN
fsr-3396	123	42	groups	group	NOUN
fsr-3396	123	43	(	(	PUNCT
fsr-3396	123	44	seay	seay	PROPN
fsr-3396	123	45	et	et	PROPN
fsr-3396	123	46	al	al	PROPN
fsr-3396	123	47	.	.	PROPN
fsr-3396	123	48	,	,	PUNCT
fsr-3396	123	49	2017	2017	NUM
fsr-3396	123	50	)	)	PUNCT
fsr-3396	123	51	.	.	PUNCT
fsr-3396	124	1	fee	fee	NOUN
fsr-3396	124	2	-	-	PUNCT
fsr-3396	124	3	only	only	ADJ
fsr-3396	124	4	clients	client	NOUN
fsr-3396	124	5	were	be	AUX
fsr-3396	124	6	interested	interested	ADJ
fsr-3396	124	7	in	in	ADP
fsr-3396	124	8	working	work	VERB
fsr-3396	124	9	with	with	ADP
fsr-3396	124	10	an	an	DET
fsr-3396	124	11	advisor	advisor	NOUN
fsr-3396	124	12	with	with	ADP
fsr-3396	124	13	a	a	DET
fsr-3396	124	14	professional	professional	ADJ
fsr-3396	124	15	designation	designation	NOUN
fsr-3396	124	16	,	,	PUNCT
fsr-3396	124	17	wanted	want	VERB
fsr-3396	124	18	to	to	PART
fsr-3396	124	19	delegate	delegate	VERB
fsr-3396	124	20	decisions	decision	NOUN
fsr-3396	124	21	to	to	ADP
fsr-3396	124	22	their	their	PRON
fsr-3396	124	23	advisor	advisor	NOUN
fsr-3396	124	24	,	,	PUNCT
fsr-3396	124	25	and	and	CCONJ
fsr-3396	124	26	utilized	utilize	VERB
fsr-3396	124	27	an	an	DET
fsr-3396	124	28	advisor	advisor	NOUN
fsr-3396	124	29	to	to	PART
fsr-3396	124	30	free	free	VERB
fsr-3396	124	31	up	up	ADP
fsr-3396	124	32	their	their	PRON
fsr-3396	124	33	time	time	NOUN
fsr-3396	124	34	.	.	PUNCT
fsr-3396	125	1	finally	finally	ADV
fsr-3396	125	2	,	,	PUNCT
fsr-3396	125	3	fee	fee	NOUN
fsr-3396	125	4	-	-	PUNCT
fsr-3396	125	5	only	only	ADV
fsr-3396	125	6	clients	client	NOUN
fsr-3396	125	7	had	have	VERB
fsr-3396	125	8	strong	strong	ADJ
fsr-3396	125	9	beliefs	belief	NOUN
fsr-3396	125	10	about	about	ADP
fsr-3396	125	11	commissions	commission	NOUN
fsr-3396	125	12	influencing	influence	VERB
fsr-3396	125	13	advice	advice	NOUN
fsr-3396	125	14	received	receive	VERB
fsr-3396	125	15	.	.	PUNCT
fsr-3396	126	1	given	give	VERB
fsr-3396	126	2	the	the	DET
fsr-3396	126	3	basis	basis	NOUN
fsr-3396	126	4	for	for	ADP
fsr-3396	126	5	compensation	compensation	NOUN
fsr-3396	126	6	model	model	NOUN
fsr-3396	126	7	preference	preference	NOUN
fsr-3396	126	8	provided	provide	VERB
fsr-3396	126	9	by	by	ADP
fsr-3396	126	10	seay	seay	PROPN
fsr-3396	126	11	et	et	PROPN
fsr-3396	126	12	al	al	PROPN
fsr-3396	126	13	.	.	PROPN
fsr-3396	127	1	(	(	PUNCT
fsr-3396	127	2	2017	2017	NUM
fsr-3396	127	3	)	)	PUNCT
fsr-3396	127	4	,	,	PUNCT
fsr-3396	127	5	a	a	DET
fsr-3396	127	6	secondary	secondary	ADJ
fsr-3396	127	7	analysis	analysis	NOUN
fsr-3396	127	8	within	within	ADP
fsr-3396	127	9	the	the	DET
fsr-3396	127	10	current	current	ADJ
fsr-3396	127	11	study	study	NOUN
fsr-3396	127	12	explored	explore	VERB
fsr-3396	127	13	the	the	DET
fsr-3396	127	14	association	association	NOUN
fsr-3396	127	15	between	between	ADP
fsr-3396	127	16	client	client	NOUN
fsr-3396	127	17	characteristics	characteristic	NOUN
fsr-3396	127	18	and	and	CCONJ
fsr-3396	127	19	the	the	DET
fsr-3396	127	20	use	use	NOUN
fsr-3396	127	21	of	of	ADP
fsr-3396	127	22	either	either	CCONJ
fsr-3396	127	23	a	a	DET
fsr-3396	127	24	commission	commission	NOUN
fsr-3396	127	25	-	-	PUNCT
fsr-3396	127	26	only	only	ADV
fsr-3396	127	27	,	,	PUNCT
fsr-3396	127	28	fee	fee	NOUN
fsr-3396	127	29	-	-	PUNCT
fsr-3396	127	30	only	only	ADV
fsr-3396	127	31	,	,	PUNCT
fsr-3396	127	32	or	or	CCONJ
fsr-3396	127	33	combined	combine	VERB
fsr-3396	127	34	commission	commission	NOUN
fsr-3396	127	35	-	-	PUNCT
fsr-3396	127	36	and	and	CCONJ
fsr-3396	127	37	-	-	PUNCT
fsr-3396	127	38	fee	fee	NOUN
fsr-3396	127	39	financial	financial	ADJ
fsr-3396	127	40	advisor	advisor	NOUN
fsr-3396	127	41	for	for	ADP
fsr-3396	127	42	those	those	DET
fsr-3396	127	43	individuals	individual	NOUN
fsr-3396	127	44	who	who	PRON
fsr-3396	127	45	did	do	AUX
fsr-3396	127	46	report	report	VERB
fsr-3396	127	47	knowing	know	VERB
fsr-3396	127	48	the	the	DET
fsr-3396	127	49	compensation	compensation	NOUN
fsr-3396	127	50	model	model	NOUN
fsr-3396	127	51	used	use	VERB
fsr-3396	127	52	to	to	PART
fsr-3396	127	53	pay	pay	VERB
fsr-3396	127	54	their	their	PRON
fsr-3396	127	55	financial	financial	ADJ
fsr-3396	127	56	advisor	advisor	NOUN
fsr-3396	127	57	.	.	PUNCT
fsr-3396	128	1	given	give	VERB
fsr-3396	128	2	the	the	DET
fsr-3396	128	3	heterogeneity	heterogeneity	NOUN
fsr-3396	128	4	of	of	ADP
fsr-3396	128	5	services	service	NOUN
fsr-3396	128	6	provided	provide	VERB
fsr-3396	128	7	within	within	ADP
fsr-3396	128	8	each	each	DET
fsr-3396	128	9	237	237	NUM
fsr-3396	128	10	m.	m.	NOUN
fsr-3396	128	11	seay	seay	PROPN
fsr-3396	128	12	/	/	SYM
fsr-3396	128	13	financial	financial	ADJ
fsr-3396	128	14	services	service	NOUN
fsr-3396	128	15	review	review	VERB
fsr-3396	128	16	27	27	NUM
fsr-3396	128	17	(	(	PUNCT
fsr-3396	128	18	2018	2018	NUM
fsr-3396	128	19	)	)	PUNCT
fsr-3396	128	20	231	231	NUM
fsr-3396	128	21	-	-	SYM
fsr-3396	128	22	255	255	NUM
fsr-3396	128	23	compensation	compensation	NOUN
fsr-3396	128	24	method	method	NOUN
fsr-3396	128	25	,	,	PUNCT
fsr-3396	128	26	it	it	PRON
fsr-3396	128	27	is	be	AUX
fsr-3396	128	28	difficult	difficult	ADJ
fsr-3396	128	29	to	to	PART
fsr-3396	128	30	make	make	VERB
fsr-3396	128	31	consistent	consistent	ADJ
fsr-3396	128	32	a	a	DET
fsr-3396	128	33	priori	priori	ADJ
fsr-3396	128	34	hypotheses	hypothesis	NOUN
fsr-3396	128	35	related	relate	VERB
fsr-3396	128	36	to	to	ADP
fsr-3396	128	37	characteristics	characteristic	NOUN
fsr-3396	128	38	associated	associate	VERB
fsr-3396	128	39	with	with	ADP
fsr-3396	128	40	the	the	DET
fsr-3396	128	41	use	use	NOUN
fsr-3396	128	42	of	of	ADP
fsr-3396	128	43	each	each	DET
fsr-3396	128	44	method	method	NOUN
fsr-3396	128	45	.	.	PUNCT
fsr-3396	129	1	consequently	consequently	ADV
fsr-3396	129	2	,	,	PUNCT
fsr-3396	129	3	this	this	DET
fsr-3396	129	4	secondary	secondary	ADJ
fsr-3396	129	5	analysis	analysis	NOUN
fsr-3396	129	6	is	be	AUX
fsr-3396	129	7	purely	purely	ADV
fsr-3396	129	8	exploratory	exploratory	ADJ
fsr-3396	129	9	in	in	ADP
fsr-3396	129	10	nature	nature	NOUN
fsr-3396	129	11	,	,	PUNCT
fsr-3396	129	12	and	and	CCONJ
fsr-3396	129	13	there	there	PRON
fsr-3396	129	14	are	be	VERB
fsr-3396	129	15	no	no	DET
fsr-3396	129	16	directional	directional	ADJ
fsr-3396	129	17	expectations	expectation	NOUN
fsr-3396	129	18	for	for	ADP
fsr-3396	129	19	which	which	PRON
fsr-3396	129	20	clients	client	NOUN
fsr-3396	129	21	might	might	AUX
fsr-3396	129	22	be	be	AUX
fsr-3396	129	23	using	use	VERB
fsr-3396	129	24	which	which	DET
fsr-3396	129	25	method	method	NOUN
fsr-3396	129	26	.	.	PUNCT
fsr-3396	130	1	3	3	X
fsr-3396	130	2	.	.	X
fsr-3396	130	3	method	method	PROPN
fsr-3396	130	4	3.1	3.1	NUM
fsr-3396	130	5	.	.	PUNCT
fsr-3396	131	1	data	datum	NOUN
fsr-3396	131	2	and	and	CCONJ
fsr-3396	131	3	sample	sample	NOUN
fsr-3396	131	4	selection	selection	NOUN
fsr-3396	131	5	this	this	DET
fsr-3396	131	6	study	study	NOUN
fsr-3396	131	7	utilized	utilize	VERB
fsr-3396	131	8	data	datum	NOUN
fsr-3396	131	9	from	from	ADP
fsr-3396	131	10	the	the	DET
fsr-3396	131	11	2015	2015	NUM
fsr-3396	131	12	nfcs	nfc	NOUN
fsr-3396	131	13	,	,	PUNCT
fsr-3396	131	14	a	a	DET
fsr-3396	131	15	nationally	nationally	ADV
fsr-3396	131	16	representative	representative	ADJ
fsr-3396	131	17	survey	survey	NOUN
fsr-3396	131	18	of	of	ADP
fsr-3396	131	19	american	american	ADJ
fsr-3396	131	20	adults	adult	NOUN
fsr-3396	131	21	administered	administer	VERB
fsr-3396	131	22	between	between	ADP
fsr-3396	131	23	june	june	PROPN
fsr-3396	131	24	and	and	CCONJ
fsr-3396	131	25	october	october	PROPN
fsr-3396	131	26	2015	2015	NUM
fsr-3396	131	27	,	,	PUNCT
fsr-3396	131	28	and	and	CCONJ
fsr-3396	131	29	the	the	DET
fsr-3396	131	30	follow	follow	NOUN
fsr-3396	131	31	-	-	PUNCT
fsr-3396	131	32	up	up	NOUN
fsr-3396	131	33	2015	2015	NUM
fsr-3396	131	34	nfcs	nfc	NOUN
fsr-3396	131	35	investor	investor	NOUN
fsr-3396	131	36	survey	survey	NOUN
fsr-3396	131	37	that	that	PRON
fsr-3396	131	38	was	be	AUX
fsr-3396	131	39	administered	administer	VERB
fsr-3396	131	40	in	in	ADP
fsr-3396	131	41	july	july	PROPN
fsr-3396	131	42	2015	2015	NUM
fsr-3396	131	43	to	to	ADP
fsr-3396	131	44	a	a	DET
fsr-3396	131	45	subset	subset	NOUN
fsr-3396	131	46	of	of	ADP
fsr-3396	131	47	respondents	respondent	NOUN
fsr-3396	131	48	who	who	PRON
fsr-3396	131	49	had	have	AUX
fsr-3396	131	50	indicated	indicate	VERB
fsr-3396	131	51	ownership	ownership	NOUN
fsr-3396	131	52	of	of	ADP
fsr-3396	131	53	nonretirement	nonretirement	ADJ
fsr-3396	131	54	investments	investment	NOUN
fsr-3396	131	55	.	.	PUNCT
fsr-3396	132	1	the	the	DET
fsr-3396	132	2	larger	large	ADJ
fsr-3396	132	3	2015	2015	NUM
fsr-3396	132	4	nfcs	nfc	NOUN
fsr-3396	132	5	state	state	NOUN
fsr-3396	132	6	-	-	PUNCT
fsr-3396	132	7	by	by	ADP
fsr-3396	132	8	-	-	PUNCT
fsr-3396	132	9	state	state	NOUN
fsr-3396	132	10	data	datum	NOUN
fsr-3396	132	11	were	be	AUX
fsr-3396	132	12	collected	collect	VERB
fsr-3396	132	13	from	from	ADP
fsr-3396	132	14	an	an	DET
fsr-3396	132	15	online	online	ADJ
fsr-3396	132	16	survey	survey	NOUN
fsr-3396	132	17	of	of	ADP
fsr-3396	132	18	27,564	27,564	NUM
fsr-3396	132	19	adults	adult	NOUN
fsr-3396	132	20	in	in	ADP
fsr-3396	132	21	the	the	DET
fsr-3396	132	22	united	united	PROPN
fsr-3396	132	23	states	states	PROPN
fsr-3396	132	24	,	,	PUNCT
fsr-3396	132	25	with	with	ADP
fsr-3396	132	26	approximately	approximately	ADV
fsr-3396	132	27	500	500	NUM
fsr-3396	132	28	observations	observation	NOUN
fsr-3396	132	29	per	per	ADP
fsr-3396	132	30	state	state	NOUN
fsr-3396	132	31	plus	plus	CCONJ
fsr-3396	132	32	the	the	DET
fsr-3396	132	33	district	district	NOUN
fsr-3396	132	34	of	of	ADP
fsr-3396	132	35	columbia	columbia	PROPN
fsr-3396	132	36	.	.	PUNCT
fsr-3396	133	1	the	the	DET
fsr-3396	133	2	2015	2015	NUM
fsr-3396	133	3	study	study	NOUN
fsr-3396	133	4	included	include	VERB
fsr-3396	133	5	an	an	DET
fsr-3396	133	6	oversampling	oversampling	NOUN
fsr-3396	133	7	for	for	ADP
fsr-3396	133	8	large	large	ADJ
fsr-3396	133	9	states	state	NOUN
fsr-3396	133	10	,	,	PUNCT
fsr-3396	133	11	resulting	result	VERB
fsr-3396	133	12	in	in	ADP
fsr-3396	133	13	1,000	1,000	NUM
fsr-3396	133	14	respondents	respondent	NOUN
fsr-3396	133	15	each	each	PRON
fsr-3396	133	16	from	from	ADP
fsr-3396	133	17	california	california	PROPN
fsr-3396	133	18	,	,	PUNCT
fsr-3396	133	19	illinois	illinois	PROPN
fsr-3396	133	20	,	,	PUNCT
fsr-3396	133	21	new	new	PROPN
fsr-3396	133	22	york	york	PROPN
fsr-3396	133	23	,	,	PUNCT
fsr-3396	133	24	and	and	CCONJ
fsr-3396	133	25	texas	texas	PROPN
fsr-3396	133	26	.	.	PUNCT
fsr-3396	134	1	respondents	respondent	NOUN
fsr-3396	134	2	were	be	AUX
fsr-3396	134	3	recruited	recruit	VERB
fsr-3396	134	4	from	from	ADP
fsr-3396	134	5	established	establish	VERB
fsr-3396	134	6	online	online	ADJ
fsr-3396	134	7	panels	panel	NOUN
fsr-3396	134	8	and	and	CCONJ
fsr-3396	134	9	selected	select	VERB
fsr-3396	134	10	using	use	VERB
fsr-3396	134	11	a	a	DET
fsr-3396	134	12	nonprobability	nonprobability	NOUN
fsr-3396	134	13	quota	quota	NOUN
fsr-3396	134	14	sampling	sample	VERB
fsr-3396	134	15	methodology	methodology	NOUN
fsr-3396	134	16	with	with	ADP
fsr-3396	134	17	criteria	criterion	NOUN
fsr-3396	134	18	based	base	VERB
fsr-3396	134	19	on	on	ADP
fsr-3396	134	20	income	income	NOUN
fsr-3396	134	21	,	,	PUNCT
fsr-3396	134	22	gender	gender	NOUN
fsr-3396	134	23	,	,	PUNCT
fsr-3396	134	24	ethnicity	ethnicity	NOUN
fsr-3396	134	25	,	,	PUNCT
fsr-3396	134	26	age	age	NOUN
fsr-3396	134	27	,	,	PUNCT
fsr-3396	134	28	and	and	CCONJ
fsr-3396	134	29	education	education	NOUN
fsr-3396	134	30	level	level	NOUN
fsr-3396	134	31	.	.	PUNCT
fsr-3396	135	1	to	to	PART
fsr-3396	135	2	explore	explore	VERB
fsr-3396	135	3	the	the	DET
fsr-3396	135	4	associations	association	NOUN
fsr-3396	135	5	between	between	ADP
fsr-3396	135	6	client	client	NOUN
fsr-3396	135	7	attributes	attribute	NOUN
fsr-3396	135	8	and	and	CCONJ
fsr-3396	135	9	financial	financial	ADJ
fsr-3396	135	10	advisor	advisor	NOUN
fsr-3396	135	11	compensation	compensation	NOUN
fsr-3396	135	12	models	model	NOUN
fsr-3396	135	13	,	,	PUNCT
fsr-3396	135	14	the	the	DET
fsr-3396	135	15	analytic	analytic	ADJ
fsr-3396	135	16	sample	sample	NOUN
fsr-3396	135	17	was	be	AUX
fsr-3396	135	18	drawn	draw	VERB
fsr-3396	135	19	from	from	ADP
fsr-3396	135	20	the	the	DET
fsr-3396	135	21	2,000	2,000	NUM
fsr-3396	135	22	individuals	individual	NOUN
fsr-3396	135	23	who	who	PRON
fsr-3396	135	24	indicated	indicate	VERB
fsr-3396	135	25	owning	own	VERB
fsr-3396	135	26	nonretirement	nonretirement	ADJ
fsr-3396	135	27	investments	investment	NOUN
fsr-3396	135	28	and	and	CCONJ
fsr-3396	135	29	completed	complete	VERB
fsr-3396	135	30	the	the	DET
fsr-3396	135	31	2015	2015	NUM
fsr-3396	135	32	nfcs	nfc	NOUN
fsr-3396	135	33	investor	investor	NOUN
fsr-3396	135	34	survey	survey	NOUN
fsr-3396	135	35	.	.	PUNCT
fsr-3396	136	1	from	from	ADP
fsr-3396	136	2	this	this	DET
fsr-3396	136	3	subset	subset	NOUN
fsr-3396	136	4	,	,	PUNCT
fsr-3396	136	5	the	the	DET
fsr-3396	136	6	sample	sample	NOUN
fsr-3396	136	7	was	be	AUX
fsr-3396	136	8	then	then	ADV
fsr-3396	136	9	limited	limit	VERB
fsr-3396	136	10	to	to	ADP
fsr-3396	136	11	955	955	NUM
fsr-3396	136	12	respondents	respondent	NOUN
fsr-3396	136	13	who	who	PRON
fsr-3396	136	14	indicated	indicate	VERB
fsr-3396	136	15	having	have	VERB
fsr-3396	136	16	a	a	DET
fsr-3396	136	17	specific	specific	ADJ
fsr-3396	136	18	broker	broker	NOUN
fsr-3396	136	19	or	or	CCONJ
fsr-3396	136	20	advisor	advisor	NOUN
fsr-3396	136	21	.	.	PUNCT
fsr-3396	137	1	observations	observation	NOUN
fsr-3396	137	2	with	with	ADP
fsr-3396	137	3	missing	miss	VERB
fsr-3396	137	4	data	datum	NOUN
fsr-3396	137	5	for	for	ADP
fsr-3396	137	6	any	any	DET
fsr-3396	137	7	variables	variable	NOUN
fsr-3396	137	8	in	in	ADP
fsr-3396	137	9	the	the	DET
fsr-3396	137	10	regression	regression	NOUN
fsr-3396	137	11	model	model	NOUN
fsr-3396	137	12	were	be	AUX
fsr-3396	137	13	listwise	listwise	ADJ
fsr-3396	137	14	deleted	delete	VERB
fsr-3396	137	15	,	,	PUNCT
fsr-3396	137	16	leaving	leave	VERB
fsr-3396	137	17	an	an	DET
fsr-3396	137	18	analytic	analytic	ADJ
fsr-3396	137	19	sample	sample	NOUN
fsr-3396	137	20	of	of	ADP
fsr-3396	137	21	750	750	NUM
fsr-3396	137	22	for	for	ADP
fsr-3396	137	23	the	the	DET
fsr-3396	137	24	primary	primary	ADJ
fsr-3396	137	25	analysis	analysis	NOUN
fsr-3396	137	26	.	.	PUNCT
fsr-3396	138	1	of	of	ADP
fsr-3396	138	2	this	this	DET
fsr-3396	138	3	750	750	NUM
fsr-3396	138	4	,	,	PUNCT
fsr-3396	138	5	142	142	NUM
fsr-3396	138	6	respondents	respondent	NOUN
fsr-3396	138	7	indicated	indicate	VERB
fsr-3396	138	8	that	that	SCONJ
fsr-3396	138	9	they	they	PRON
fsr-3396	138	10	did	do	AUX
fsr-3396	138	11	not	not	PART
fsr-3396	138	12	know	know	VERB
fsr-3396	138	13	the	the	DET
fsr-3396	138	14	compensation	compensation	NOUN
fsr-3396	138	15	method	method	NOUN
fsr-3396	138	16	used	use	VERB
fsr-3396	138	17	to	to	PART
fsr-3396	138	18	pay	pay	VERB
fsr-3396	138	19	their	their	PRON
fsr-3396	138	20	advisor	advisor	NOUN
fsr-3396	138	21	;	;	PUNCT
fsr-3396	138	22	while	while	SCONJ
fsr-3396	138	23	608	608	NUM
fsr-3396	138	24	did	do	AUX
fsr-3396	138	25	know	know	VERB
fsr-3396	138	26	the	the	DET
fsr-3396	138	27	compensation	compensation	NOUN
fsr-3396	138	28	method	method	NOUN
fsr-3396	138	29	.	.	PUNCT
fsr-3396	139	1	the	the	DET
fsr-3396	139	2	secondary	secondary	ADJ
fsr-3396	139	3	analysis	analysis	NOUN
fsr-3396	139	4	used	use	VERB
fsr-3396	139	5	only	only	ADV
fsr-3396	139	6	the	the	DET
fsr-3396	139	7	sample	sample	NOUN
fsr-3396	139	8	of	of	ADP
fsr-3396	139	9	608	608	NUM
fsr-3396	139	10	individuals	individual	NOUN
fsr-3396	139	11	who	who	PRON
fsr-3396	139	12	knew	know	VERB
fsr-3396	139	13	their	their	PRON
fsr-3396	139	14	compensation	compensation	NOUN
fsr-3396	139	15	method	method	NOUN
fsr-3396	139	16	.	.	PUNCT
fsr-3396	140	1	to	to	PART
fsr-3396	140	2	obtain	obtain	VERB
fsr-3396	140	3	further	further	ADJ
fsr-3396	140	4	details	detail	NOUN
fsr-3396	140	5	on	on	ADP
fsr-3396	140	6	this	this	DET
fsr-3396	140	7	dataset	dataset	NOUN
fsr-3396	140	8	,	,	PUNCT
fsr-3396	140	9	see	see	VERB
fsr-3396	140	10	mottola	mottola	PROPN
fsr-3396	140	11	and	and	CCONJ
fsr-3396	140	12	kieffer	kieffer	PROPN
fsr-3396	140	13	(	(	PUNCT
fsr-3396	140	14	2017	2017	NUM
fsr-3396	140	15	)	)	PUNCT
fsr-3396	140	16	.	.	PUNCT
fsr-3396	141	1	3.2	3.2	NUM
fsr-3396	141	2	.	.	PUNCT
fsr-3396	141	3	measurement	measurement	NOUN
fsr-3396	141	4	of	of	ADP
fsr-3396	141	5	variables	variable	NOUN
fsr-3396	141	6	the	the	DET
fsr-3396	141	7	dependent	dependent	ADJ
fsr-3396	141	8	variable	variable	NOUN
fsr-3396	141	9	,	,	PUNCT
fsr-3396	141	10	compensation	compensation	NOUN
fsr-3396	141	11	method	method	NOUN
fsr-3396	141	12	,	,	PUNCT
fsr-3396	141	13	was	be	AUX
fsr-3396	141	14	based	base	VERB
fsr-3396	141	15	on	on	ADP
fsr-3396	141	16	the	the	DET
fsr-3396	141	17	following	follow	VERB
fsr-3396	141	18	question	question	NOUN
fsr-3396	141	19	from	from	ADP
fsr-3396	141	20	the	the	DET
fsr-3396	141	21	2015	2015	NUM
fsr-3396	141	22	nfcs	nfcs	PROPN
fsr-3396	141	23	investor	investor	NOUN
fsr-3396	141	24	survey	survey	NOUN
fsr-3396	141	25	:	:	PUNCT
fsr-3396	141	26	“	"	PUNCT
fsr-3396	141	27	which	which	PRON
fsr-3396	141	28	of	of	ADP
fsr-3396	141	29	the	the	DET
fsr-3396	141	30	following	follow	VERB
fsr-3396	141	31	types	type	NOUN
fsr-3396	141	32	of	of	ADP
fsr-3396	141	33	fees	fee	NOUN
fsr-3396	141	34	do	do	AUX
fsr-3396	141	35	you	you	PRON
fsr-3396	141	36	pay	pay	VERB
fsr-3396	141	37	for	for	ADP
fsr-3396	141	38	your	your	PRON
fsr-3396	141	39	nonretirement	nonretirement	ADJ
fsr-3396	141	40	investment	investment	NOUN
fsr-3396	141	41	accounts	account	NOUN
fsr-3396	141	42	”	"	PUNCT
fsr-3396	141	43	with	with	ADP
fsr-3396	141	44	the	the	DET
fsr-3396	141	45	response	response	NOUN
fsr-3396	141	46	choices	choice	NOUN
fsr-3396	141	47	of	of	ADP
fsr-3396	141	48	:	:	PUNCT
fsr-3396	141	49	(	(	PUNCT
fsr-3396	141	50	a	a	X
fsr-3396	141	51	)	)	PUNCT
fsr-3396	141	52	a	a	DET
fsr-3396	141	53	commission	commission	NOUN
fsr-3396	141	54	on	on	ADP
fsr-3396	141	55	trades	trade	NOUN
fsr-3396	141	56	,	,	PUNCT
fsr-3396	141	57	(	(	PUNCT
fsr-3396	141	58	b	b	X
fsr-3396	141	59	)	)	PUNCT
fsr-3396	141	60	a	a	DET
fsr-3396	141	61	percentage	percentage	NOUN
fsr-3396	141	62	of	of	ADP
fsr-3396	141	63	the	the	DET
fsr-3396	141	64	total	total	ADJ
fsr-3396	141	65	value	value	NOUN
fsr-3396	141	66	of	of	ADP
fsr-3396	141	67	assets	asset	NOUN
fsr-3396	141	68	managed	manage	VERB
fsr-3396	141	69	,	,	PUNCT
fsr-3396	141	70	and	and	CCONJ
fsr-3396	141	71	(	(	PUNCT
fsr-3396	141	72	c	c	X
fsr-3396	141	73	)	)	PUNCT
fsr-3396	141	74	a	a	DET
fsr-3396	141	75	fixed	fix	VERB
fsr-3396	141	76	monthly	monthly	ADJ
fsr-3396	141	77	or	or	CCONJ
fsr-3396	141	78	annual	annual	ADJ
fsr-3396	141	79	fee	fee	NOUN
fsr-3396	141	80	.	.	PUNCT
fsr-3396	142	1	no	no	DET
fsr-3396	142	2	information	information	NOUN
fsr-3396	142	3	related	relate	VERB
fsr-3396	142	4	to	to	ADP
fsr-3396	142	5	hourly	hourly	ADJ
fsr-3396	142	6	planning	planning	NOUN
fsr-3396	142	7	fees	fee	NOUN
fsr-3396	142	8	was	be	AUX
fsr-3396	142	9	collected	collect	VERB
fsr-3396	142	10	.	.	PUNCT
fsr-3396	143	1	responses	response	NOUN
fsr-3396	143	2	were	be	AUX
fsr-3396	143	3	organized	organize	VERB
fsr-3396	143	4	into	into	ADP
fsr-3396	143	5	four	four	NUM
fsr-3396	143	6	mutually	mutually	ADV
fsr-3396	143	7	exclusive	exclusive	ADJ
fsr-3396	143	8	categories	category	NOUN
fsr-3396	143	9	:	:	PUNCT
fsr-3396	143	10	commission	commission	NOUN
fsr-3396	143	11	-	-	PUNCT
fsr-3396	143	12	only	only	ADV
fsr-3396	143	13	(	(	PUNCT
fsr-3396	143	14	n	n	X
fsr-3396	143	15	�	�	PROPN
fsr-3396	143	16	143	143	NUM
fsr-3396	143	17	)	)	PUNCT
fsr-3396	143	18	if	if	SCONJ
fsr-3396	143	19	the	the	DET
fsr-3396	143	20	respondent	respondent	NOUN
fsr-3396	143	21	selected	select	VERB
fsr-3396	143	22	only	only	ADV
fsr-3396	143	23	option	option	NOUN
fsr-3396	143	24	a	a	PRON
fsr-3396	143	25	;	;	PUNCT
fsr-3396	143	26	fee	fee	NOUN
fsr-3396	143	27	-	-	PUNCT
fsr-3396	143	28	only	only	ADV
fsr-3396	143	29	(	(	PUNCT
fsr-3396	143	30	n	n	X
fsr-3396	143	31	�	�	PROPN
fsr-3396	143	32	291	291	NUM
fsr-3396	143	33	)	)	PUNCT
fsr-3396	143	34	if	if	SCONJ
fsr-3396	143	35	the	the	DET
fsr-3396	143	36	respondent	respondent	NOUN
fsr-3396	143	37	selected	select	VERB
fsr-3396	143	38	option	option	NOUN
fsr-3396	143	39	b	b	NOUN
fsr-3396	143	40	and/or	and/or	CCONJ
fsr-3396	143	41	c	c	NOUN
fsr-3396	143	42	but	but	CCONJ
fsr-3396	143	43	not	not	PART
fsr-3396	143	44	option	option	VERB
fsr-3396	143	45	a	a	PRON
fsr-3396	143	46	,	,	PUNCT
fsr-3396	143	47	commission	commission	NOUN
fsr-3396	143	48	-	-	PUNCT
fsr-3396	143	49	and	and	CCONJ
fsr-3396	143	50	-	-	PUNCT
fsr-3396	143	51	fee	fee	NOUN
fsr-3396	143	52	(	(	PUNCT
fsr-3396	143	53	n	n	X
fsr-3396	143	54	�	�	PROPN
fsr-3396	143	55	174	174	NUM
fsr-3396	143	56	)	)	PUNCT
fsr-3396	143	57	if	if	SCONJ
fsr-3396	143	58	the	the	DET
fsr-3396	143	59	respondent	respondent	NOUN
fsr-3396	143	60	selected	select	VERB
fsr-3396	143	61	option	option	NOUN
fsr-3396	143	62	a	a	PRON
fsr-3396	143	63	along	along	NOUN
fsr-3396	143	64	with	with	ADP
fsr-3396	143	65	another	another	DET
fsr-3396	143	66	option	option	NOUN
fsr-3396	143	67	,	,	PUNCT
fsr-3396	143	68	and	and	CCONJ
fsr-3396	143	69	do	do	AUX
fsr-3396	143	70	not	not	PART
fsr-3396	143	71	know	know	VERB
fsr-3396	143	72	(	(	PUNCT
fsr-3396	143	73	n	n	X
fsr-3396	143	74	�	�	PROPN
fsr-3396	143	75	142	142	NUM
fsr-3396	143	76	)	)	PUNCT
fsr-3396	143	77	if	if	SCONJ
fsr-3396	143	78	the	the	DET
fsr-3396	143	79	respondent	respondent	NOUN
fsr-3396	143	80	indicated	indicate	VERB
fsr-3396	143	81	that	that	SCONJ
fsr-3396	143	82	they	they	PRON
fsr-3396	143	83	did	do	AUX
fsr-3396	143	84	not	not	PART
fsr-3396	143	85	know	know	VERB
fsr-3396	143	86	the	the	DET
fsr-3396	143	87	compensation	compensation	NOUN
fsr-3396	143	88	method	method	NOUN
fsr-3396	143	89	.	.	PUNCT
fsr-3396	144	1	for	for	ADP
fsr-3396	144	2	the	the	DET
fsr-3396	144	3	primary	primary	ADJ
fsr-3396	144	4	analysis	analysis	NOUN
fsr-3396	144	5	,	,	PUNCT
fsr-3396	144	6	we	we	PRON
fsr-3396	144	7	created	create	VERB
fsr-3396	144	8	a	a	DET
fsr-3396	144	9	binary	binary	ADJ
fsr-3396	144	10	indicator	indicator	NOUN
fsr-3396	144	11	of	of	ADP
fsr-3396	144	12	knowing	know	VERB
fsr-3396	144	13	compensation	compensation	NOUN
fsr-3396	144	14	method	method	NOUN
fsr-3396	144	15	and	and	CCONJ
fsr-3396	144	16	coded	code	VERB
fsr-3396	144	17	it	it	PRON
fsr-3396	144	18	as	as	ADP
fsr-3396	144	19	1	1	NUM
fsr-3396	144	20	if	if	SCONJ
fsr-3396	144	21	the	the	DET
fsr-3396	144	22	compensation	compensation	NOUN
fsr-3396	144	23	method	method	NOUN
fsr-3396	144	24	was	be	AUX
fsr-3396	144	25	located	locate	VERB
fsr-3396	144	26	in	in	ADP
fsr-3396	144	27	the	the	DET
fsr-3396	144	28	238	238	NUM
fsr-3396	144	29	m.	m.	NOUN
fsr-3396	144	30	seay	seay	PROPN
fsr-3396	144	31	/	/	SYM
fsr-3396	144	32	financial	financial	ADJ
fsr-3396	144	33	services	service	NOUN
fsr-3396	144	34	review	review	VERB
fsr-3396	144	35	27	27	NUM
fsr-3396	144	36	(	(	PUNCT
fsr-3396	144	37	2018	2018	NUM
fsr-3396	144	38	)	)	PUNCT
fsr-3396	144	39	231	231	NUM
fsr-3396	144	40	-	-	SYM
fsr-3396	144	41	255	255	NUM
fsr-3396	144	42	commission	commission	NOUN
fsr-3396	144	43	-	-	PUNCT
fsr-3396	144	44	only	only	ADV
fsr-3396	144	45	,	,	PUNCT
fsr-3396	144	46	fee	fee	NOUN
fsr-3396	144	47	-	-	PUNCT
fsr-3396	144	48	only	only	ADV
fsr-3396	144	49	,	,	PUNCT
fsr-3396	144	50	or	or	CCONJ
fsr-3396	144	51	commission	commission	NOUN
fsr-3396	144	52	-	-	PUNCT
fsr-3396	144	53	and	and	CCONJ
fsr-3396	144	54	-	-	PUNCT
fsr-3396	144	55	fee	fee	NOUN
fsr-3396	144	56	categories	category	NOUN
fsr-3396	144	57	and	and	CCONJ
fsr-3396	144	58	0	0	NUM
fsr-3396	144	59	if	if	SCONJ
fsr-3396	144	60	the	the	DET
fsr-3396	144	61	compensation	compensation	NOUN
fsr-3396	144	62	method	method	NOUN
fsr-3396	144	63	was	be	AUX
fsr-3396	144	64	located	locate	VERB
fsr-3396	144	65	in	in	ADP
fsr-3396	144	66	the	the	PRON
fsr-3396	144	67	do	do	AUX
fsr-3396	144	68	not	not	PART
fsr-3396	144	69	know	know	VERB
fsr-3396	144	70	category	category	NOUN
fsr-3396	144	71	.	.	PUNCT
fsr-3396	145	1	the	the	DET
fsr-3396	145	2	secondary	secondary	ADJ
fsr-3396	145	3	analysis	analysis	NOUN
fsr-3396	145	4	,	,	PUNCT
fsr-3396	145	5	“	"	PUNCT
fsr-3396	145	6	compensation	compensation	NOUN
fsr-3396	145	7	method	method	NOUN
fsr-3396	145	8	”	"	PUNCT
fsr-3396	145	9	was	be	AUX
fsr-3396	145	10	coded	code	VERB
fsr-3396	145	11	as	as	ADP
fsr-3396	145	12	0	0	NUM
fsr-3396	145	13	for	for	ADP
fsr-3396	145	14	commission	commission	NOUN
fsr-3396	145	15	-	-	PUNCT
fsr-3396	145	16	only	only	ADV
fsr-3396	145	17	,	,	PUNCT
fsr-3396	145	18	1	1	NUM
fsr-3396	145	19	for	for	ADP
fsr-3396	145	20	fee	fee	NOUN
fsr-3396	145	21	-	-	PUNCT
fsr-3396	145	22	only	only	ADV
fsr-3396	145	23	,	,	PUNCT
fsr-3396	145	24	and	and	CCONJ
fsr-3396	145	25	2	2	NUM
fsr-3396	145	26	for	for	ADP
fsr-3396	145	27	commission	commission	NOUN
fsr-3396	145	28	-	-	PUNCT
fsr-3396	145	29	and	and	CCONJ
fsr-3396	145	30	-	-	PUNCT
fsr-3396	145	31	fee	fee	NOUN
fsr-3396	145	32	.	.	PUNCT
fsr-3396	146	1	independent	independent	ADJ
fsr-3396	146	2	variables	variable	NOUN
fsr-3396	146	3	were	be	AUX
fsr-3396	146	4	organized	organize	VERB
fsr-3396	146	5	into	into	ADP
fsr-3396	146	6	five	five	NUM
fsr-3396	146	7	blocks	block	NOUN
fsr-3396	146	8	of	of	ADP
fsr-3396	146	9	client	client	NOUN
fsr-3396	146	10	characteristics	characteristic	NOUN
fsr-3396	146	11	:	:	PUNCT
fsr-3396	146	12	(	(	PUNCT
fsr-3396	146	13	a	a	X
fsr-3396	146	14	)	)	PUNCT
fsr-3396	146	15	sociodemographic	sociodemographic	ADJ
fsr-3396	146	16	,	,	PUNCT
fsr-3396	146	17	(	(	PUNCT
fsr-3396	146	18	2	2	NUM
fsr-3396	146	19	)	)	PUNCT
fsr-3396	146	20	financial	financial	ADJ
fsr-3396	146	21	,	,	PUNCT
fsr-3396	146	22	(	(	PUNCT
fsr-3396	146	23	3	3	X
fsr-3396	146	24	)	)	PUNCT
fsr-3396	146	25	basic	basic	ADJ
fsr-3396	146	26	financial	financial	ADJ
fsr-3396	146	27	knowledge	knowledge	NOUN
fsr-3396	146	28	,	,	PUNCT
fsr-3396	146	29	(	(	PUNCT
fsr-3396	146	30	4	4	X
fsr-3396	146	31	)	)	PUNCT
fsr-3396	146	32	advisor	advisor	NOUN
fsr-3396	146	33	preference	preference	NOUN
fsr-3396	146	34	,	,	PUNCT
fsr-3396	146	35	and	and	CCONJ
fsr-3396	146	36	(	(	PUNCT
fsr-3396	146	37	5	5	X
fsr-3396	146	38	)	)	PUNCT
fsr-3396	146	39	compensation	compensation	NOUN
fsr-3396	146	40	beliefs	belief	NOUN
fsr-3396	146	41	.	.	PUNCT
fsr-3396	147	1	these	these	DET
fsr-3396	147	2	variables	variable	NOUN
fsr-3396	147	3	and	and	CCONJ
fsr-3396	147	4	their	their	PRON
fsr-3396	147	5	measurements	measurement	NOUN
fsr-3396	147	6	are	be	AUX
fsr-3396	147	7	discussed	discuss	VERB
fsr-3396	147	8	below	below	ADV
fsr-3396	147	9	.	.	PUNCT
fsr-3396	148	1	additional	additional	ADJ
fsr-3396	148	2	measurement	measurement	NOUN
fsr-3396	148	3	information	information	NOUN
fsr-3396	148	4	is	be	AUX
fsr-3396	148	5	provided	provide	VERB
fsr-3396	148	6	in	in	ADP
fsr-3396	148	7	the	the	DET
fsr-3396	148	8	appendix	appendix	NOUN
fsr-3396	148	9	.	.	PUNCT
fsr-3396	149	1	3.2.1	3.2.1	NUM
fsr-3396	149	2	.	.	X
fsr-3396	149	3	socio	socio	NOUN
fsr-3396	149	4	-	-	ADJ
fsr-3396	149	5	demographic	demographic	ADJ
fsr-3396	149	6	characteristics	characteristic	NOUN
fsr-3396	149	7	the	the	DET
fsr-3396	149	8	nfcs	nfc	NOUN
fsr-3396	149	9	includes	include	VERB
fsr-3396	149	10	a	a	DET
fsr-3396	149	11	variety	variety	NOUN
fsr-3396	149	12	of	of	ADP
fsr-3396	149	13	demographic	demographic	ADJ
fsr-3396	149	14	and	and	CCONJ
fsr-3396	149	15	socio	socio	NOUN
fsr-3396	149	16	-	-	PUNCT
fsr-3396	149	17	economic	economic	ADJ
fsr-3396	149	18	variables	variable	NOUN
fsr-3396	149	19	.	.	PUNCT
fsr-3396	150	1	however	however	ADV
fsr-3396	150	2	,	,	PUNCT
fsr-3396	150	3	because	because	SCONJ
fsr-3396	150	4	of	of	ADP
fsr-3396	150	5	sample	sample	NOUN
fsr-3396	150	6	size	size	NOUN
fsr-3396	150	7	limitations	limitation	NOUN
fsr-3396	150	8	,	,	PUNCT
fsr-3396	150	9	some	some	DET
fsr-3396	150	10	groups	group	NOUN
fsr-3396	150	11	were	be	AUX
fsr-3396	150	12	condensed	condense	VERB
fsr-3396	150	13	to	to	PART
fsr-3396	150	14	ensure	ensure	VERB
fsr-3396	150	15	appropriate	appropriate	ADJ
fsr-3396	150	16	cell	cell	NOUN
fsr-3396	150	17	sizes	size	NOUN
fsr-3396	150	18	for	for	ADP
fsr-3396	150	19	the	the	DET
fsr-3396	150	20	multinomial	multinomial	PROPN
fsr-3396	150	21	logit	logit	PROPN
fsr-3396	150	22	analysis	analysis	NOUN
fsr-3396	150	23	.	.	PUNCT
fsr-3396	151	1	socio	socio	NOUN
fsr-3396	151	2	-	-	ADJ
fsr-3396	151	3	demographic	demographic	ADJ
fsr-3396	151	4	variables	variable	NOUN
fsr-3396	151	5	included	include	VERB
fsr-3396	151	6	in	in	ADP
fsr-3396	151	7	the	the	DET
fsr-3396	151	8	analysis	analysis	NOUN
fsr-3396	151	9	include	include	VERB
fsr-3396	151	10	age	age	NOUN
fsr-3396	151	11	,	,	PUNCT
fsr-3396	151	12	gender	gender	NOUN
fsr-3396	151	13	,	,	PUNCT
fsr-3396	151	14	race	race	NOUN
fsr-3396	151	15	,	,	PUNCT
fsr-3396	151	16	education	education	NOUN
fsr-3396	151	17	,	,	PUNCT
fsr-3396	151	18	marital	marital	ADJ
fsr-3396	151	19	status	status	NOUN
fsr-3396	151	20	,	,	PUNCT
fsr-3396	151	21	and	and	CCONJ
fsr-3396	151	22	employment	employment	NOUN
fsr-3396	151	23	status	status	NOUN
fsr-3396	151	24	.	.	PUNCT
fsr-3396	152	1	3.2.2	3.2.2	X
fsr-3396	152	2	.	.	PUNCT
fsr-3396	152	3	financial	financial	ADJ
fsr-3396	152	4	characteristics	characteristic	NOUN
fsr-3396	152	5	the	the	DET
fsr-3396	152	6	2015	2015	NUM
fsr-3396	152	7	nfcs	nfc	NOUN
fsr-3396	152	8	and	and	CCONJ
fsr-3396	152	9	2015	2015	NUM
fsr-3396	152	10	nfcs	nfc	NOUN
fsr-3396	152	11	investor	investor	NOUN
fsr-3396	152	12	survey	survey	NOUN
fsr-3396	152	13	include	include	VERB
fsr-3396	152	14	both	both	DET
fsr-3396	152	15	objective	objective	ADJ
fsr-3396	152	16	and	and	CCONJ
fsr-3396	152	17	subjective	subjective	ADJ
fsr-3396	152	18	assessments	assessment	NOUN
fsr-3396	152	19	of	of	ADP
fsr-3396	152	20	an	an	DET
fsr-3396	152	21	individual	individual	NOUN
fsr-3396	152	22	’s	’s	PART
fsr-3396	152	23	financial	financial	ADJ
fsr-3396	152	24	situation	situation	NOUN
fsr-3396	152	25	.	.	PUNCT
fsr-3396	153	1	objective	objective	ADJ
fsr-3396	153	2	assessments	assessment	NOUN
fsr-3396	153	3	include	include	VERB
fsr-3396	153	4	income	income	NOUN
fsr-3396	153	5	and	and	CCONJ
fsr-3396	153	6	approximate	approximate	ADJ
fsr-3396	153	7	value	value	NOUN
fsr-3396	153	8	of	of	ADP
fsr-3396	153	9	all	all	DET
fsr-3396	153	10	investments	investment	NOUN
fsr-3396	153	11	in	in	ADP
fsr-3396	153	12	nonretirement	nonretirement	ADJ
fsr-3396	153	13	accounts	account	NOUN
fsr-3396	153	14	.	.	PUNCT
fsr-3396	154	1	subjective	subjective	ADJ
fsr-3396	154	2	measures	measure	NOUN
fsr-3396	154	3	include	include	VERB
fsr-3396	154	4	respondents	respondent	NOUN
fsr-3396	154	5	’	'	PUNCT
fsr-3396	154	6	self	self	NOUN
fsr-3396	154	7	-	-	PUNCT
fsr-3396	154	8	reported	report	VERB
fsr-3396	154	9	risk	risk	NOUN
fsr-3396	154	10	tolerance	tolerance	NOUN
fsr-3396	154	11	measured	measure	VERB
fsr-3396	154	12	on	on	ADP
fsr-3396	154	13	a	a	DET
fsr-3396	154	14	10	10	NUM
fsr-3396	154	15	-	-	PUNCT
fsr-3396	154	16	point	point	NOUN
fsr-3396	154	17	likert	likert	ADJ
fsr-3396	154	18	-	-	PUNCT
fsr-3396	154	19	type	type	NOUN
fsr-3396	154	20	scale	scale	NOUN
fsr-3396	154	21	,	,	PUNCT
fsr-3396	154	22	with	with	ADP
fsr-3396	154	23	higher	high	ADJ
fsr-3396	154	24	scores	score	NOUN
fsr-3396	154	25	indicating	indicate	VERB
fsr-3396	154	26	greater	great	ADJ
fsr-3396	154	27	willingness	willingness	NOUN
fsr-3396	154	28	to	to	PART
fsr-3396	154	29	take	take	VERB
fsr-3396	154	30	risks	risk	NOUN
fsr-3396	154	31	.	.	PUNCT
fsr-3396	155	1	3.2.3	3.2.3	X
fsr-3396	155	2	.	.	PUNCT
fsr-3396	155	3	financial	financial	ADJ
fsr-3396	155	4	knowledge	knowledge	NOUN
fsr-3396	155	5	the	the	DET
fsr-3396	155	6	2015	2015	NUM
fsr-3396	155	7	nfcs	nfc	NOUN
fsr-3396	155	8	asked	ask	VERB
fsr-3396	155	9	five	five	NUM
fsr-3396	155	10	questions	question	NOUN
fsr-3396	155	11	about	about	ADP
fsr-3396	155	12	the	the	DET
fsr-3396	155	13	fundamental	fundamental	ADJ
fsr-3396	155	14	concepts	concept	NOUN
fsr-3396	155	15	of	of	ADP
fsr-3396	155	16	personal	personal	ADJ
fsr-3396	155	17	finance	finance	NOUN
fsr-3396	155	18	drawn	draw	VERB
fsr-3396	155	19	from	from	ADP
fsr-3396	155	20	a	a	DET
fsr-3396	155	21	5	5	NUM
fsr-3396	155	22	-	-	PUNCT
fsr-3396	155	23	question	question	NOUN
fsr-3396	155	24	scale	scale	NOUN
fsr-3396	155	25	created	create	VERB
fsr-3396	155	26	and	and	CCONJ
fsr-3396	155	27	used	use	VERB
fsr-3396	155	28	by	by	ADP
fsr-3396	155	29	lusardi	lusardi	PROPN
fsr-3396	155	30	and	and	CCONJ
fsr-3396	155	31	mitchell	mitchell	PROPN
fsr-3396	155	32	(	(	PUNCT
fsr-3396	155	33	2009	2009	NUM
fsr-3396	155	34	,	,	PUNCT
fsr-3396	155	35	2011	2011	NUM
fsr-3396	155	36	)	)	PUNCT
fsr-3396	155	37	.	.	PUNCT
fsr-3396	156	1	for	for	ADP
fsr-3396	156	2	the	the	DET
fsr-3396	156	3	purposes	purpose	NOUN
fsr-3396	156	4	of	of	ADP
fsr-3396	156	5	this	this	DET
fsr-3396	156	6	analysis	analysis	NOUN
fsr-3396	156	7	,	,	PUNCT
fsr-3396	156	8	binary	binary	ADJ
fsr-3396	156	9	variables	variable	NOUN
fsr-3396	156	10	were	be	AUX
fsr-3396	156	11	created	create	VERB
fsr-3396	156	12	to	to	PART
fsr-3396	156	13	signify	signify	VERB
fsr-3396	156	14	whether	whether	SCONJ
fsr-3396	156	15	the	the	DET
fsr-3396	156	16	respondent	respondent	NOUN
fsr-3396	156	17	correctly	correctly	ADV
fsr-3396	156	18	answered	answer	VERB
fsr-3396	156	19	each	each	DET
fsr-3396	156	20	question	question	NOUN
fsr-3396	156	21	related	relate	VERB
fsr-3396	156	22	to	to	ADP
fsr-3396	156	23	compound	compound	NOUN
fsr-3396	156	24	interest	interest	NOUN
fsr-3396	156	25	,	,	PUNCT
fsr-3396	156	26	inflation	inflation	NOUN
fsr-3396	156	27	,	,	PUNCT
fsr-3396	156	28	bonds	bond	NOUN
fsr-3396	156	29	,	,	PUNCT
fsr-3396	156	30	mortgages	mortgage	NOUN
fsr-3396	156	31	,	,	PUNCT
fsr-3396	156	32	and	and	CCONJ
fsr-3396	156	33	diversification	diversification	NOUN
fsr-3396	156	34	.	.	PUNCT
fsr-3396	157	1	additionally	additionally	ADV
fsr-3396	157	2	,	,	PUNCT
fsr-3396	157	3	respondents	respondent	NOUN
fsr-3396	157	4	were	be	AUX
fsr-3396	157	5	asked	ask	VERB
fsr-3396	157	6	to	to	PART
fsr-3396	157	7	assess	assess	VERB
fsr-3396	157	8	their	their	PRON
fsr-3396	157	9	subjective	subjective	ADJ
fsr-3396	157	10	financial	financial	ADJ
fsr-3396	157	11	knowledge	knowledge	NOUN
fsr-3396	157	12	and	and	CCONJ
fsr-3396	157	13	confidence	confidence	NOUN
fsr-3396	157	14	in	in	ADP
fsr-3396	157	15	financial	financial	ADJ
fsr-3396	157	16	ability	ability	NOUN
fsr-3396	157	17	according	accord	VERB
fsr-3396	157	18	to	to	ADP
fsr-3396	157	19	a	a	DET
fsr-3396	157	20	7	7	NUM
fsr-3396	157	21	-	-	PUNCT
fsr-3396	157	22	point	point	NOUN
fsr-3396	157	23	likert	likert	ADJ
fsr-3396	157	24	-	-	PUNCT
fsr-3396	157	25	type	type	NOUN
fsr-3396	157	26	scale	scale	NOUN
fsr-3396	157	27	,	,	PUNCT
fsr-3396	157	28	with	with	ADP
fsr-3396	157	29	higher	high	ADJ
fsr-3396	157	30	scores	score	NOUN
fsr-3396	157	31	indicating	indicate	VERB
fsr-3396	157	32	greater	great	ADJ
fsr-3396	157	33	self	self	NOUN
fsr-3396	157	34	-	-	PUNCT
fsr-3396	157	35	assessed	assess	VERB
fsr-3396	157	36	financial	financial	ADJ
fsr-3396	157	37	knowledge	knowledge	NOUN
fsr-3396	157	38	and	and	CCONJ
fsr-3396	157	39	confidence	confidence	NOUN
fsr-3396	157	40	in	in	ADP
fsr-3396	157	41	financial	financial	ADJ
fsr-3396	157	42	ability	ability	NOUN
fsr-3396	157	43	.	.	PUNCT
fsr-3396	158	1	3.2.4	3.2.4	NUM
fsr-3396	158	2	.	.	PUNCT
fsr-3396	159	1	advisor	advisor	NOUN
fsr-3396	159	2	preference	preference	PROPN
fsr-3396	159	3	characteristics	characteristic	VERB
fsr-3396	159	4	the	the	DET
fsr-3396	159	5	nfcs	nfcs	PROPN
fsr-3396	159	6	2015	2015	NUM
fsr-3396	159	7	investor	investor	NOUN
fsr-3396	159	8	survey	survey	NOUN
fsr-3396	159	9	provided	provide	VERB
fsr-3396	159	10	several	several	ADJ
fsr-3396	159	11	measures	measure	NOUN
fsr-3396	159	12	related	relate	VERB
fsr-3396	159	13	to	to	ADP
fsr-3396	159	14	financial	financial	ADJ
fsr-3396	159	15	advisor	advisor	NOUN
fsr-3396	159	16	use	use	NOUN
fsr-3396	159	17	and	and	CCONJ
fsr-3396	159	18	preference	preference	NOUN
fsr-3396	159	19	.	.	PUNCT
fsr-3396	160	1	respondents	respondent	NOUN
fsr-3396	160	2	were	be	AUX
fsr-3396	160	3	asked	ask	VERB
fsr-3396	160	4	to	to	PART
fsr-3396	160	5	assess	assess	VERB
fsr-3396	160	6	the	the	DET
fsr-3396	160	7	importance	importance	NOUN
fsr-3396	160	8	of	of	ADP
fsr-3396	160	9	each	each	PRON
fsr-3396	160	10	of	of	ADP
fsr-3396	160	11	the	the	DET
fsr-3396	160	12	following	follow	VERB
fsr-3396	160	13	reasons	reason	NOUN
fsr-3396	160	14	for	for	ADP
fsr-3396	160	15	using	use	VERB
fsr-3396	160	16	a	a	DET
fsr-3396	160	17	financial	financial	ADJ
fsr-3396	160	18	advisor	advisor	NOUN
fsr-3396	160	19	:	:	PUNCT
fsr-3396	160	20	to	to	PART
fsr-3396	160	21	free	free	VERB
fsr-3396	160	22	up	up	ADP
fsr-3396	160	23	my	my	PRON
fsr-3396	160	24	time	time	NOUN
fsr-3396	160	25	,	,	PUNCT
fsr-3396	160	26	to	to	PART
fsr-3396	160	27	help	help	VERB
fsr-3396	160	28	avoid	avoid	VERB
fsr-3396	160	29	losses	loss	NOUN
fsr-3396	160	30	,	,	PUNCT
fsr-3396	160	31	and	and	CCONJ
fsr-3396	160	32	to	to	PART
fsr-3396	160	33	improve	improve	VERB
fsr-3396	160	34	investment	investment	NOUN
fsr-3396	160	35	performance	performance	NOUN
fsr-3396	160	36	.	.	PUNCT
fsr-3396	161	1	for	for	ADP
fsr-3396	161	2	this	this	DET
fsr-3396	161	3	analysis	analysis	NOUN
fsr-3396	161	4	,	,	PUNCT
fsr-3396	161	5	responses	response	NOUN
fsr-3396	161	6	were	be	AUX
fsr-3396	161	7	coded	code	VERB
fsr-3396	161	8	as	as	ADP
fsr-3396	161	9	binary	binary	ADJ
fsr-3396	161	10	variables	variable	NOUN
fsr-3396	161	11	with	with	ADP
fsr-3396	161	12	very	very	ADV
fsr-3396	161	13	important	important	ADJ
fsr-3396	161	14	�	�	PROPN
fsr-3396	161	15	1	1	NUM
fsr-3396	161	16	,	,	PUNCT
fsr-3396	161	17	otherwise	otherwise	ADV
fsr-3396	161	18	coded	code	VERB
fsr-3396	161	19	as	as	ADP
fsr-3396	161	20	0	0	NUM
fsr-3396	161	21	.	.	PUNCT
fsr-3396	162	1	respondents	respondent	NOUN
fsr-3396	162	2	were	be	AUX
fsr-3396	162	3	also	also	ADV
fsr-3396	162	4	asked	ask	VERB
fsr-3396	162	5	about	about	ADP
fsr-3396	162	6	the	the	DET
fsr-3396	162	7	importance	importance	NOUN
fsr-3396	162	8	of	of	ADP
fsr-3396	162	9	financial	financial	ADJ
fsr-3396	162	10	advisor	advisor	NOUN
fsr-3396	162	11	designations	designation	NOUN
fsr-3396	162	12	(	(	PUNCT
fsr-3396	162	13	very	very	ADV
fsr-3396	162	14	important	important	ADJ
fsr-3396	162	15	�	�	PROPN
fsr-3396	162	16	1	1	NUM
fsr-3396	162	17	,	,	PUNCT
fsr-3396	162	18	otherwise	otherwise	ADV
fsr-3396	162	19	�	�	PROPN
fsr-3396	162	20	0	0	NUM
fsr-3396	162	21	)	)	PUNCT
fsr-3396	162	22	and	and	CCONJ
fsr-3396	162	23	performance	performance	NOUN
fsr-3396	162	24	of	of	ADP
fsr-3396	162	25	background	background	NOUN
fsr-3396	162	26	checks	check	NOUN
fsr-3396	162	27	(	(	PUNCT
fsr-3396	162	28	yes	yes	INTJ
fsr-3396	162	29	�	�	PROPN
fsr-3396	162	30	1	1	NUM
fsr-3396	162	31	,	,	PUNCT
fsr-3396	162	32	otherwise	otherwise	ADV
fsr-3396	162	33	�	�	PROPN
fsr-3396	162	34	0	0	NUM
fsr-3396	162	35	)	)	PUNCT
fsr-3396	162	36	.	.	PUNCT
fsr-3396	163	1	3.2.5	3.2.5	X
fsr-3396	163	2	.	.	PUNCT
fsr-3396	164	1	advisor	advisor	PROPN
fsr-3396	164	2	compensation	compensation	NOUN
fsr-3396	164	3	characteristics	characteristic	VERB
fsr-3396	164	4	the	the	DET
fsr-3396	164	5	2015	2015	NUM
fsr-3396	164	6	nfcs	nfcs	PROPN
fsr-3396	164	7	investor	investor	NOUN
fsr-3396	164	8	survey	survey	NOUN
fsr-3396	164	9	asked	ask	VERB
fsr-3396	164	10	a	a	DET
fsr-3396	164	11	question	question	NOUN
fsr-3396	164	12	that	that	PRON
fsr-3396	164	13	measured	measure	VERB
fsr-3396	164	14	the	the	DET
fsr-3396	164	15	respondents	respondent	NOUN
fsr-3396	164	16	’	’	PART
fsr-3396	164	17	attitudes	attitude	NOUN
fsr-3396	164	18	toward	toward	ADP
fsr-3396	164	19	sales	sale	NOUN
fsr-3396	164	20	-	-	PUNCT
fsr-3396	164	21	based	base	VERB
fsr-3396	164	22	compensation	compensation	NOUN
fsr-3396	164	23	structures	structure	NOUN
fsr-3396	164	24	.	.	PUNCT
fsr-3396	165	1	responses	response	NOUN
fsr-3396	165	2	were	be	AUX
fsr-3396	165	3	coded	code	VERB
fsr-3396	165	4	as	as	ADP
fsr-3396	165	5	categorical	categorical	ADJ
fsr-3396	165	6	variables	variable	NOUN
fsr-3396	165	7	239	239	NUM
fsr-3396	165	8	m.	m.	NOUN
fsr-3396	165	9	seay	seay	PROPN
fsr-3396	165	10	/	/	SYM
fsr-3396	165	11	financial	financial	ADJ
fsr-3396	165	12	services	service	NOUN
fsr-3396	165	13	review	review	VERB
fsr-3396	165	14	27	27	NUM
fsr-3396	165	15	(	(	PUNCT
fsr-3396	165	16	2018	2018	NUM
fsr-3396	165	17	)	)	PUNCT
fsr-3396	165	18	231	231	NUM
fsr-3396	165	19	-	-	SYM
fsr-3396	165	20	255	255	NUM
fsr-3396	165	21	with	with	ADP
fsr-3396	165	22	the	the	DET
fsr-3396	165	23	following	follow	VERB
fsr-3396	165	24	levels	level	NOUN
fsr-3396	165	25	:	:	PUNCT
fsr-3396	165	26	would	would	AUX
fsr-3396	165	27	not	not	PART
fsr-3396	165	28	affect	affect	VERB
fsr-3396	165	29	at	at	ADV
fsr-3396	165	30	all	all	ADV
fsr-3396	165	31	,	,	PUNCT
fsr-3396	165	32	would	would	AUX
fsr-3396	165	33	affect	affect	VERB
fsr-3396	165	34	somewhat	somewhat	ADV
fsr-3396	165	35	,	,	PUNCT
fsr-3396	165	36	and	and	CCONJ
fsr-3396	165	37	would	would	AUX
fsr-3396	165	38	affect	affect	VERB
fsr-3396	165	39	a	a	DET
fsr-3396	165	40	great	great	ADJ
fsr-3396	165	41	deal	deal	NOUN
fsr-3396	165	42	.	.	PUNCT
fsr-3396	166	1	additionally	additionally	ADV
fsr-3396	166	2	,	,	PUNCT
fsr-3396	166	3	the	the	DET
fsr-3396	166	4	survey	survey	NOUN
fsr-3396	166	5	contained	contain	VERB
fsr-3396	166	6	a	a	DET
fsr-3396	166	7	question	question	NOUN
fsr-3396	166	8	that	that	PRON
fsr-3396	166	9	measured	measure	VERB
fsr-3396	166	10	respondents	respondent	NOUN
fsr-3396	166	11	’	'	PUNCT
fsr-3396	166	12	agreement	agreement	NOUN
fsr-3396	166	13	with	with	ADP
fsr-3396	166	14	fee	fee	NOUN
fsr-3396	166	15	importance	importance	NOUN
fsr-3396	166	16	when	when	SCONJ
fsr-3396	166	17	opening	open	VERB
fsr-3396	166	18	nonretirement	nonretirement	ADJ
fsr-3396	166	19	investment	investment	NOUN
fsr-3396	166	20	accounts	account	NOUN
fsr-3396	166	21	,	,	PUNCT
fsr-3396	166	22	assessed	assess	VERB
fsr-3396	166	23	on	on	ADP
fsr-3396	166	24	a	a	DET
fsr-3396	166	25	10	10	NUM
fsr-3396	166	26	-	-	PUNCT
fsr-3396	166	27	point	point	NOUN
fsr-3396	166	28	likert	likert	ADJ
fsr-3396	166	29	-	-	PUNCT
fsr-3396	166	30	type	type	NOUN
fsr-3396	166	31	scale	scale	NOUN
fsr-3396	166	32	.	.	PUNCT
fsr-3396	167	1	3.3	3.3	NUM
fsr-3396	167	2	.	.	PUNCT
fsr-3396	168	1	empirical	empirical	ADJ
fsr-3396	168	2	models	model	NOUN
fsr-3396	168	3	a	a	DET
fsr-3396	168	4	binary	binary	PROPN
fsr-3396	168	5	logit	logit	PROPN
fsr-3396	168	6	was	be	AUX
fsr-3396	168	7	used	use	VERB
fsr-3396	168	8	to	to	PART
fsr-3396	168	9	analyze	analyze	VERB
fsr-3396	168	10	the	the	DET
fsr-3396	168	11	effect	effect	NOUN
fsr-3396	168	12	of	of	ADP
fsr-3396	168	13	the	the	DET
fsr-3396	168	14	selected	select	VERB
fsr-3396	168	15	predictor	predictor	NOUN
fsr-3396	168	16	variables	variable	NOUN
fsr-3396	168	17	on	on	ADP
fsr-3396	168	18	the	the	DET
fsr-3396	168	19	likelihood	likelihood	NOUN
fsr-3396	168	20	of	of	ADP
fsr-3396	168	21	knowing	know	VERB
fsr-3396	168	22	advisor	advisor	NOUN
fsr-3396	168	23	compensation	compensation	NOUN
fsr-3396	168	24	method	method	NOUN
fsr-3396	168	25	.	.	PUNCT
fsr-3396	169	1	the	the	DET
fsr-3396	169	2	model	model	NOUN
fsr-3396	169	3	for	for	ADP
fsr-3396	169	4	the	the	DET
fsr-3396	169	5	probabilities	probability	NOUN
fsr-3396	169	6	of	of	ADP
fsr-3396	169	7	clients	client	NOUN
fsr-3396	169	8	knowing	know	VERB
fsr-3396	169	9	the	the	DET
fsr-3396	169	10	compensation	compensation	NOUN
fsr-3396	169	11	method	method	NOUN
fsr-3396	169	12	is	be	AUX
fsr-3396	169	13	:	:	PUNCT
fsr-3396	169	14	prob	prob	PROPN
fsr-3396	169	15	�	�	PROPN
fsr-3396	169	16	yi	yi	PROPN
fsr-3396	169	17	�	�	PROPN
fsr-3396	169	18	j	j	PROPN
fsr-3396	169	19	�	�	PROPN
fsr-3396	169	20	xi	xi	PROPN
fsr-3396	169	21	�	�	PROPN
fsr-3396	169	22	�	�	PROPN
fsr-3396	169	23	pij	pij	PROPN
fsr-3396	169	24	�	�	PROPN
fsr-3396	169	25	exp	exp	NOUN
fsr-3396	169	26	�	�	PROPN
fsr-3396	169	27	x	x	SYM
fsr-3396	169	28	�	�	PROPN
fsr-3396	169	29	i	i	PRON
fsr-3396	169	30	�	�	PROPN
fsr-3396	169	31	j	j	PROPN
fsr-3396	169	32	�	�	PROPN
fsr-3396	169	33	1	1	NUM
fsr-3396	169	34	�	�	PROPN
fsr-3396	169	35	�	�	PROPN
fsr-3396	169	36	k	k	PROPN
fsr-3396	169	37	�	�	PROPN
fsr-3396	169	38	1	1	NUM
fsr-3396	169	39	j	j	PROPN
fsr-3396	169	40	exp	exp	PRON
fsr-3396	169	41	�	�	PROPN
fsr-3396	169	42	x	x	SYM
fsr-3396	169	43	�	�	PROPN
fsr-3396	169	44	i	i	PRON
fsr-3396	169	45	�	�	PROPN
fsr-3396	169	46	k	k	PROPN
fsr-3396	169	47	�	�	PROPN
fsr-3396	169	48	,	,	PUNCT
fsr-3396	169	49	j	j	PROPN
fsr-3396	169	50	�	�	PROPN
fsr-3396	169	51	0	0	NUM
fsr-3396	169	52	,	,	PUNCT
fsr-3396	169	53	1	1	NUM
fsr-3396	169	54	.	.	X
fsr-3396	170	1	we	we	PRON
fsr-3396	170	2	estimate	estimate	VERB
fsr-3396	170	3	probabilities	probability	NOUN
fsr-3396	170	4	for	for	ADP
fsr-3396	170	5	being	be	AUX
fsr-3396	170	6	in	in	ADP
fsr-3396	170	7	the	the	DET
fsr-3396	170	8	j	j	PROPN
fsr-3396	170	9	�	�	PROPN
fsr-3396	170	10	1	1	NUM
fsr-3396	170	11	type	type	NOUN
fsr-3396	170	12	for	for	ADP
fsr-3396	170	13	clients	client	NOUN
fsr-3396	170	14	with	with	ADP
fsr-3396	170	15	characteristics	characteristic	NOUN
fsr-3396	170	16	,	,	PUNCT
fsr-3396	170	17	xi	xi	X
fsr-3396	170	18	for	for	ADP
fsr-3396	170	19	the	the	DET
fsr-3396	170	20	group	group	NOUN
fsr-3396	170	21	indicator	indicator	PROPN
fsr-3396	170	22	j	j	PROPN
fsr-3396	170	23	,	,	PUNCT
fsr-3396	170	24	0	0	NUM
fsr-3396	170	25	�	�	PROPN
fsr-3396	170	26	do	do	AUX
fsr-3396	170	27	not	not	PART
fsr-3396	170	28	know	know	VERB
fsr-3396	170	29	compensation	compensation	NOUN
fsr-3396	170	30	method	method	NOUN
fsr-3396	170	31	and	and	CCONJ
fsr-3396	170	32	1	1	NUM
fsr-3396	170	33	�	�	NOUN
fsr-3396	170	34	know	know	VERB
fsr-3396	170	35	compensation	compensation	NOUN
fsr-3396	170	36	method	method	NOUN
fsr-3396	170	37	.	.	PUNCT
fsr-3396	171	1	to	to	PART
fsr-3396	171	2	analyze	analyze	VERB
fsr-3396	171	3	the	the	DET
fsr-3396	171	4	effect	effect	NOUN
fsr-3396	171	5	of	of	ADP
fsr-3396	171	6	the	the	DET
fsr-3396	171	7	selected	select	VERB
fsr-3396	171	8	predictor	predictor	NOUN
fsr-3396	171	9	variables	variable	NOUN
fsr-3396	171	10	on	on	ADP
fsr-3396	171	11	the	the	DET
fsr-3396	171	12	likelihood	likelihood	NOUN
fsr-3396	171	13	of	of	ADP
fsr-3396	171	14	utilizing	utilize	VERB
fsr-3396	171	15	the	the	DET
fsr-3396	171	16	three	three	NUM
fsr-3396	171	17	compensation	compensation	NOUN
fsr-3396	171	18	methods	method	NOUN
fsr-3396	171	19	,	,	PUNCT
fsr-3396	171	20	a	a	DET
fsr-3396	171	21	multinomial	multinomial	ADJ
fsr-3396	171	22	logit	logit	NOUN
fsr-3396	171	23	model	model	NOUN
fsr-3396	171	24	was	be	AUX
fsr-3396	171	25	used	use	VERB
fsr-3396	171	26	.	.	PUNCT
fsr-3396	172	1	the	the	DET
fsr-3396	172	2	model	model	NOUN
fsr-3396	172	3	for	for	ADP
fsr-3396	172	4	the	the	DET
fsr-3396	172	5	probabilities	probability	NOUN
fsr-3396	172	6	of	of	ADP
fsr-3396	172	7	clients	client	NOUN
fsr-3396	172	8	using	use	VERB
fsr-3396	172	9	each	each	DET
fsr-3396	172	10	compensation	compensation	NOUN
fsr-3396	172	11	is	be	AUX
fsr-3396	172	12	:	:	PUNCT
fsr-3396	172	13	prob	prob	PROPN
fsr-3396	172	14	�	�	PROPN
fsr-3396	172	15	yi	yi	PROPN
fsr-3396	172	16	�	�	PROPN
fsr-3396	172	17	j	j	PROPN
fsr-3396	172	18	�	�	PROPN
fsr-3396	172	19	xi	xi	PROPN
fsr-3396	172	20	�	�	PROPN
fsr-3396	172	21	�	�	PROPN
fsr-3396	172	22	pij	pij	PROPN
fsr-3396	172	23	�	�	PROPN
fsr-3396	172	24	exp	exp	NOUN
fsr-3396	172	25	�	�	PROPN
fsr-3396	172	26	x	x	SYM
fsr-3396	172	27	�	�	PROPN
fsr-3396	172	28	i	i	PRON
fsr-3396	172	29	�	�	PROPN
fsr-3396	172	30	j	j	PROPN
fsr-3396	172	31	�	�	PROPN
fsr-3396	172	32	1	1	NUM
fsr-3396	172	33	�	�	PROPN
fsr-3396	172	34	�	�	PROPN
fsr-3396	172	35	k	k	PROPN
fsr-3396	172	36	�	�	PROPN
fsr-3396	172	37	1	1	NUM
fsr-3396	172	38	j	j	PROPN
fsr-3396	172	39	exp	exp	PRON
fsr-3396	172	40	�	�	PROPN
fsr-3396	172	41	x	x	SYM
fsr-3396	172	42	�	�	PROPN
fsr-3396	172	43	i	i	PRON
fsr-3396	172	44	�	�	PROPN
fsr-3396	172	45	k	k	PROPN
fsr-3396	172	46	�	�	PROPN
fsr-3396	172	47	,	,	PUNCT
fsr-3396	172	48	j	j	PROPN
fsr-3396	172	49	�	�	PROPN
fsr-3396	172	50	0	0	NUM
fsr-3396	172	51	,	,	PUNCT
fsr-3396	172	52	1	1	NUM
fsr-3396	172	53	,	,	PUNCT
fsr-3396	172	54	2	2	NUM
fsr-3396	172	55	.	.	X
fsr-3396	172	56	we	we	PRON
fsr-3396	172	57	estimate	estimate	VERB
fsr-3396	172	58	probabilities	probability	NOUN
fsr-3396	172	59	for	for	ADP
fsr-3396	172	60	being	be	AUX
fsr-3396	172	61	in	in	ADP
fsr-3396	172	62	the	the	DET
fsr-3396	172	63	j	j	PROPN
fsr-3396	172	64	�	�	PROPN
fsr-3396	172	65	1	1	NUM
fsr-3396	172	66	type	type	NOUN
fsr-3396	172	67	for	for	ADP
fsr-3396	172	68	clients	client	NOUN
fsr-3396	172	69	with	with	ADP
fsr-3396	172	70	characteristics	characteristic	NOUN
fsr-3396	172	71	,	,	PUNCT
fsr-3396	172	72	xi	xi	PROPN
fsr-3396	172	73	.	.	PUNCT
fsr-3396	173	1	for	for	ADP
fsr-3396	173	2	the	the	DET
fsr-3396	173	3	group	group	PROPN
fsr-3396	173	4	indicator	indicator	PROPN
fsr-3396	173	5	j	j	PROPN
fsr-3396	173	6	,	,	PUNCT
fsr-3396	173	7	0	0	NUM
fsr-3396	173	8	�	�	PROPN
fsr-3396	173	9	commission	commission	PROPN
fsr-3396	173	10	-	-	PUNCT
fsr-3396	173	11	only	only	ADV
fsr-3396	173	12	,	,	PUNCT
fsr-3396	173	13	1	1	NUM
fsr-3396	173	14	�	�	PROPN
fsr-3396	173	15	fee	fee	NOUN
fsr-3396	173	16	-	-	PUNCT
fsr-3396	173	17	only	only	ADV
fsr-3396	173	18	,	,	PUNCT
fsr-3396	173	19	and	and	CCONJ
fsr-3396	173	20	2	2	NUM
fsr-3396	173	21	�	�	PROPN
fsr-3396	173	22	commission	commission	PROPN
fsr-3396	173	23	-	-	PUNCT
fsr-3396	173	24	and	and	CCONJ
fsr-3396	173	25	-	-	PUNCT
fsr-3396	173	26	fee	fee	NOUN
fsr-3396	173	27	.	.	PUNCT
fsr-3396	174	1	multicollinearity	multicollinearity	NOUN
fsr-3396	174	2	among	among	ADP
fsr-3396	174	3	the	the	DET
fsr-3396	174	4	predictor	predictor	NOUN
fsr-3396	174	5	variables	variable	NOUN
fsr-3396	174	6	was	be	AUX
fsr-3396	174	7	tested	test	VERB
fsr-3396	174	8	using	use	VERB
fsr-3396	174	9	variance	variance	NOUN
fsr-3396	174	10	inflation	inflation	NOUN
fsr-3396	174	11	factor	factor	NOUN
fsr-3396	174	12	(	(	PUNCT
fsr-3396	174	13	vif	vif	NOUN
fsr-3396	174	14	)	)	PUNCT
fsr-3396	174	15	scores	score	NOUN
fsr-3396	174	16	.	.	PUNCT
fsr-3396	175	1	although	although	SCONJ
fsr-3396	175	2	the	the	DET
fsr-3396	175	3	nfcs	nfc	NOUN
fsr-3396	175	4	provides	provide	VERB
fsr-3396	175	5	weighting	weight	VERB
fsr-3396	175	6	information	information	NOUN
fsr-3396	175	7	for	for	ADP
fsr-3396	175	8	the	the	DET
fsr-3396	175	9	full	full	ADJ
fsr-3396	175	10	sample	sample	NOUN
fsr-3396	175	11	,	,	PUNCT
fsr-3396	175	12	weights	weight	NOUN
fsr-3396	175	13	are	be	AUX
fsr-3396	175	14	not	not	PART
fsr-3396	175	15	provided	provide	VERB
fsr-3396	175	16	for	for	ADP
fsr-3396	175	17	the	the	DET
fsr-3396	175	18	subset	subset	NOUN
fsr-3396	175	19	represented	represent	VERB
fsr-3396	175	20	by	by	ADP
fsr-3396	175	21	the	the	DET
fsr-3396	175	22	nfcs	nfcs	PROPN
fsr-3396	175	23	investor	investor	NOUN
fsr-3396	175	24	survey	survey	NOUN
fsr-3396	175	25	.	.	PUNCT
fsr-3396	176	1	consequently	consequently	ADV
fsr-3396	176	2	,	,	PUNCT
fsr-3396	176	3	results	result	NOUN
fsr-3396	176	4	were	be	AUX
fsr-3396	176	5	not	not	PART
fsr-3396	176	6	weighted	weight	VERB
fsr-3396	176	7	for	for	ADP
fsr-3396	176	8	the	the	DET
fsr-3396	176	9	purpose	purpose	NOUN
fsr-3396	176	10	of	of	ADP
fsr-3396	176	11	this	this	DET
fsr-3396	176	12	research	research	NOUN
fsr-3396	176	13	.	.	PUNCT
fsr-3396	177	1	4	4	X
fsr-3396	177	2	.	.	X
fsr-3396	177	3	results	result	VERB
fsr-3396	177	4	4.1	4.1	NUM
fsr-3396	177	5	.	.	PUNCT
fsr-3396	178	1	descriptive	descriptive	ADJ
fsr-3396	178	2	results	result	NOUN
fsr-3396	178	3	tables	table	VERB
fsr-3396	178	4	1	1	NUM
fsr-3396	178	5	through	through	ADP
fsr-3396	178	6	5	5	NUM
fsr-3396	178	7	display	display	VERB
fsr-3396	178	8	the	the	DET
fsr-3396	178	9	descriptive	descriptive	ADJ
fsr-3396	178	10	statistics	statistic	NOUN
fsr-3396	178	11	of	of	ADP
fsr-3396	178	12	financial	financial	ADJ
fsr-3396	178	13	planning	planning	NOUN
fsr-3396	178	14	clients	client	NOUN
fsr-3396	178	15	overall	overall	ADJ
fsr-3396	178	16	and	and	CCONJ
fsr-3396	178	17	by	by	ADP
fsr-3396	178	18	compensation	compensation	NOUN
fsr-3396	178	19	model	model	NOUN
fsr-3396	178	20	.	.	PUNCT
fsr-3396	179	1	4.1.1	4.1.1	X
fsr-3396	179	2	.	.	PUNCT
fsr-3396	179	3	socio	socio	NOUN
fsr-3396	179	4	-	-	ADJ
fsr-3396	179	5	demographic	demographic	ADJ
fsr-3396	179	6	characteristics	characteristic	NOUN
fsr-3396	179	7	table	table	NOUN
fsr-3396	179	8	1	1	NUM
fsr-3396	179	9	contains	contain	VERB
fsr-3396	179	10	the	the	DET
fsr-3396	179	11	descriptive	descriptive	ADJ
fsr-3396	179	12	statistics	statistic	NOUN
fsr-3396	179	13	for	for	ADP
fsr-3396	179	14	socio	socio	NOUN
fsr-3396	179	15	-	-	PUNCT
fsr-3396	179	16	demographic	demographic	ADJ
fsr-3396	179	17	characteristics	characteristic	NOUN
fsr-3396	179	18	.	.	PUNCT
fsr-3396	180	1	the	the	DET
fsr-3396	180	2	majority	majority	NOUN
fsr-3396	180	3	of	of	ADP
fsr-3396	180	4	the	the	DET
fsr-3396	180	5	overall	overall	ADJ
fsr-3396	180	6	sample	sample	NOUN
fsr-3396	180	7	respondents	respondent	NOUN
fsr-3396	180	8	were	be	AUX
fsr-3396	180	9	age	age	NOUN
fsr-3396	180	10	55	55	NUM
fsr-3396	180	11	or	or	CCONJ
fsr-3396	180	12	older	old	ADJ
fsr-3396	180	13	(	(	PUNCT
fsr-3396	180	14	60	60	NUM
fsr-3396	180	15	%	%	NOUN
fsr-3396	180	16	)	)	PUNCT
fsr-3396	180	17	;	;	PUNCT
fsr-3396	180	18	however	however	ADV
fsr-3396	180	19	,	,	PUNCT
fsr-3396	180	20	the	the	DET
fsr-3396	180	21	ages	age	NOUN
fsr-3396	180	22	of	of	ADP
fsr-3396	180	23	the	the	DET
fsr-3396	180	24	respondents	respondent	NOUN
fsr-3396	180	25	using	use	VERB
fsr-3396	180	26	the	the	DET
fsr-3396	180	27	commission	commission	NOUN
fsr-3396	180	28	-	-	PUNCT
fsr-3396	180	29	and	and	CCONJ
fsr-3396	180	30	-	-	PUNCT
fsr-3396	180	31	fee	fee	NOUN
fsr-3396	180	32	compensation	compensation	NOUN
fsr-3396	180	33	method	method	NOUN
fsr-3396	180	34	were	be	AUX
fsr-3396	180	35	more	more	ADV
fsr-3396	180	36	evenly	evenly	ADV
fsr-3396	180	37	split	split	NOUN
fsr-3396	180	38	between	between	ADP
fsr-3396	180	39	under	under	ADP
fsr-3396	180	40	55	55	NUM
fsr-3396	180	41	(	(	PUNCT
fsr-3396	180	42	52	52	NUM
fsr-3396	180	43	%	%	NOUN
fsr-3396	180	44	)	)	PUNCT
fsr-3396	180	45	and	and	CCONJ
fsr-3396	180	46	over	over	ADP
fsr-3396	180	47	55	55	NUM
fsr-3396	180	48	(	(	PUNCT
fsr-3396	180	49	48	48	NUM
fsr-3396	180	50	%	%	NOUN
fsr-3396	180	51	)	)	PUNCT
fsr-3396	180	52	.	.	PUNCT
fsr-3396	181	1	overall	overall	ADV
fsr-3396	181	2	,	,	PUNCT
fsr-3396	181	3	the	the	DET
fsr-3396	181	4	sample	sample	NOUN
fsr-3396	181	5	respondents	respondent	VERB
fsr-3396	181	6	240	240	NUM
fsr-3396	181	7	m.	m.	NOUN
fsr-3396	181	8	seay	seay	PROPN
fsr-3396	181	9	/	/	SYM
fsr-3396	181	10	financial	financial	ADJ
fsr-3396	181	11	services	service	NOUN
fsr-3396	181	12	review	review	VERB
fsr-3396	181	13	27	27	NUM
fsr-3396	181	14	(	(	PUNCT
fsr-3396	181	15	2018	2018	NUM
fsr-3396	181	16	)	)	PUNCT
fsr-3396	181	17	231	231	NUM
fsr-3396	181	18	-	-	SYM
fsr-3396	181	19	255	255	NUM
fsr-3396	181	20	were	be	AUX
fsr-3396	181	21	male	male	ADJ
fsr-3396	181	22	(	(	PUNCT
fsr-3396	181	23	54	54	NUM
fsr-3396	181	24	%	%	NOUN
fsr-3396	181	25	)	)	PUNCT
fsr-3396	181	26	,	,	PUNCT
fsr-3396	181	27	white	white	X
fsr-3396	181	28	(	(	PUNCT
fsr-3396	181	29	83	83	NUM
fsr-3396	181	30	%	%	NOUN
fsr-3396	181	31	)	)	PUNCT
fsr-3396	181	32	,	,	PUNCT
fsr-3396	181	33	had	have	AUX
fsr-3396	181	34	at	at	ADP
fsr-3396	181	35	least	least	ADJ
fsr-3396	181	36	some	some	PRON
fsr-3396	181	37	college	college	NOUN
fsr-3396	181	38	education	education	NOUN
fsr-3396	181	39	(	(	PUNCT
fsr-3396	181	40	92	92	NUM
fsr-3396	181	41	%	%	NOUN
fsr-3396	181	42	)	)	PUNCT
fsr-3396	181	43	,	,	PUNCT
fsr-3396	181	44	and	and	CCONJ
fsr-3396	181	45	married	married	ADJ
fsr-3396	181	46	(	(	PUNCT
fsr-3396	181	47	71	71	NUM
fsr-3396	181	48	%	%	NOUN
fsr-3396	181	49	)	)	PUNCT
fsr-3396	181	50	.	.	PUNCT
fsr-3396	182	1	there	there	PRON
fsr-3396	182	2	were	be	VERB
fsr-3396	182	3	some	some	DET
fsr-3396	182	4	demographic	demographic	ADJ
fsr-3396	182	5	differences	difference	NOUN
fsr-3396	182	6	noted	note	VERB
fsr-3396	182	7	between	between	ADP
fsr-3396	182	8	the	the	DET
fsr-3396	182	9	respondents	respondent	NOUN
fsr-3396	182	10	who	who	PRON
fsr-3396	182	11	did	do	AUX
fsr-3396	182	12	not	not	PART
fsr-3396	182	13	know	know	VERB
fsr-3396	182	14	their	their	PRON
fsr-3396	182	15	compensation	compensation	NOUN
fsr-3396	182	16	and	and	CCONJ
fsr-3396	182	17	the	the	DET
fsr-3396	182	18	rest	rest	NOUN
fsr-3396	182	19	of	of	ADP
fsr-3396	182	20	the	the	DET
fsr-3396	182	21	sample	sample	NOUN
fsr-3396	182	22	groups	group	NOUN
fsr-3396	182	23	.	.	PUNCT
fsr-3396	183	1	there	there	PRON
fsr-3396	183	2	were	be	VERB
fsr-3396	183	3	more	more	ADJ
fsr-3396	183	4	women	woman	NOUN
fsr-3396	183	5	(	(	PUNCT
fsr-3396	183	6	62	62	NUM
fsr-3396	183	7	%	%	NOUN
fsr-3396	183	8	)	)	PUNCT
fsr-3396	183	9	,	,	PUNCT
fsr-3396	183	10	there	there	PRON
fsr-3396	183	11	was	be	VERB
fsr-3396	183	12	more	more	ADJ
fsr-3396	183	13	diversity	diversity	NOUN
fsr-3396	183	14	(	(	PUNCT
fsr-3396	183	15	22	22	NUM
fsr-3396	183	16	%	%	NOUN
fsr-3396	183	17	non	non	ADJ
fsr-3396	183	18	-	-	ADJ
fsr-3396	183	19	white	white	ADJ
fsr-3396	183	20	)	)	PUNCT
fsr-3396	183	21	,	,	PUNCT
fsr-3396	183	22	and	and	CCONJ
fsr-3396	183	23	more	more	ADJ
fsr-3396	183	24	of	of	ADP
fsr-3396	183	25	these	these	DET
fsr-3396	183	26	respondents	respondent	NOUN
fsr-3396	183	27	indicated	indicate	VERB
fsr-3396	183	28	that	that	SCONJ
fsr-3396	183	29	they	they	PRON
fsr-3396	183	30	had	have	VERB
fsr-3396	183	31	no	no	DET
fsr-3396	183	32	college	college	NOUN
fsr-3396	183	33	education	education	NOUN
fsr-3396	183	34	(	(	PUNCT
fsr-3396	183	35	15	15	NUM
fsr-3396	183	36	%	%	NOUN
fsr-3396	183	37	)	)	PUNCT
fsr-3396	183	38	.	.	PUNCT
fsr-3396	184	1	most	most	ADJ
fsr-3396	184	2	of	of	ADP
fsr-3396	184	3	the	the	DET
fsr-3396	184	4	overall	overall	ADJ
fsr-3396	184	5	sample	sample	NOUN
fsr-3396	184	6	respondents	respondent	NOUN
fsr-3396	184	7	were	be	AUX
fsr-3396	184	8	either	either	CCONJ
fsr-3396	184	9	employed	employ	VERB
fsr-3396	184	10	full	full	ADJ
fsr-3396	184	11	-	-	PUNCT
fsr-3396	184	12	time	time	NOUN
fsr-3396	184	13	(	(	PUNCT
fsr-3396	184	14	39	39	NUM
fsr-3396	184	15	%	%	NOUN
fsr-3396	184	16	)	)	PUNCT
fsr-3396	184	17	or	or	CCONJ
fsr-3396	184	18	retired	retire	VERB
fsr-3396	184	19	(	(	PUNCT
fsr-3396	184	20	34	34	NUM
fsr-3396	184	21	%	%	NOUN
fsr-3396	184	22	)	)	PUNCT
fsr-3396	184	23	;	;	PUNCT
fsr-3396	184	24	however	however	ADV
fsr-3396	184	25	,	,	PUNCT
fsr-3396	184	26	the	the	DET
fsr-3396	184	27	majority	majority	NOUN
fsr-3396	184	28	of	of	ADP
fsr-3396	184	29	the	the	DET
fsr-3396	184	30	respondents	respondent	NOUN
fsr-3396	184	31	using	use	VERB
fsr-3396	184	32	the	the	DET
fsr-3396	184	33	commission	commission	NOUN
fsr-3396	184	34	-	-	PUNCT
fsr-3396	184	35	and	and	CCONJ
fsr-3396	184	36	-	-	PUNCT
fsr-3396	184	37	fee	fee	NOUN
fsr-3396	184	38	compensation	compensation	NOUN
fsr-3396	184	39	method	method	NOUN
fsr-3396	184	40	were	be	AUX
fsr-3396	184	41	employed	employ	VERB
fsr-3396	184	42	full	full	ADJ
fsr-3396	184	43	-	-	PUNCT
fsr-3396	184	44	time	time	NOUN
fsr-3396	184	45	(	(	PUNCT
fsr-3396	184	46	59	59	NUM
fsr-3396	184	47	%	%	NOUN
fsr-3396	184	48	)	)	PUNCT
fsr-3396	184	49	.	.	PUNCT
fsr-3396	185	1	respondents	respondent	NOUN
fsr-3396	185	2	that	that	PRON
fsr-3396	185	3	knew	know	VERB
fsr-3396	185	4	their	their	PRON
fsr-3396	185	5	compensation	compensation	NOUN
fsr-3396	185	6	method	method	NOUN
fsr-3396	185	7	also	also	ADV
fsr-3396	185	8	had	have	VERB
fsr-3396	185	9	a	a	DET
fsr-3396	185	10	higher	high	ADJ
fsr-3396	185	11	rate	rate	NOUN
fsr-3396	185	12	of	of	ADP
fsr-3396	185	13	being	be	AUX
fsr-3396	185	14	employed	employ	VERB
fsr-3396	185	15	full	full	ADJ
fsr-3396	185	16	time	time	NOUN
fsr-3396	185	17	(	(	PUNCT
fsr-3396	185	18	41	41	NUM
fsr-3396	185	19	%	%	NOUN
fsr-3396	185	20	)	)	PUNCT
fsr-3396	185	21	than	than	ADP
fsr-3396	185	22	respondents	respondent	NOUN
fsr-3396	185	23	who	who	PRON
fsr-3396	185	24	did	do	AUX
fsr-3396	185	25	not	not	PART
fsr-3396	185	26	know	know	VERB
fsr-3396	185	27	their	their	PRON
fsr-3396	185	28	compensation	compensation	NOUN
fsr-3396	185	29	method	method	NOUN
fsr-3396	185	30	(	(	PUNCT
fsr-3396	185	31	29	29	NUM
fsr-3396	185	32	%	%	NOUN
fsr-3396	185	33	)	)	PUNCT
fsr-3396	185	34	.	.	PUNCT
fsr-3396	186	1	4.1.2	4.1.2	X
fsr-3396	186	2	.	.	PUNCT
fsr-3396	186	3	financial	financial	ADJ
fsr-3396	186	4	characteristics	characteristic	NOUN
fsr-3396	186	5	table	table	NOUN
fsr-3396	186	6	2	2	NUM
fsr-3396	186	7	displays	display	VERB
fsr-3396	186	8	the	the	DET
fsr-3396	186	9	descriptive	descriptive	ADJ
fsr-3396	186	10	statistics	statistic	NOUN
fsr-3396	186	11	for	for	ADP
fsr-3396	186	12	financial	financial	ADJ
fsr-3396	186	13	characteristics	characteristic	NOUN
fsr-3396	186	14	.	.	PUNCT
fsr-3396	187	1	most	most	ADJ
fsr-3396	187	2	participants	participant	NOUN
fsr-3396	187	3	reported	report	VERB
fsr-3396	187	4	a	a	DET
fsr-3396	187	5	household	household	NOUN
fsr-3396	187	6	income	income	NOUN
fsr-3396	187	7	of	of	ADP
fsr-3396	187	8	$	$	SYM
fsr-3396	187	9	50,000	50,000	NUM
fsr-3396	187	10	or	or	CCONJ
fsr-3396	187	11	more	more	ADJ
fsr-3396	187	12	(	(	PUNCT
fsr-3396	187	13	85	85	NUM
fsr-3396	187	14	%	%	NOUN
fsr-3396	187	15	)	)	PUNCT
fsr-3396	187	16	and	and	CCONJ
fsr-3396	187	17	a	a	DET
fsr-3396	187	18	total	total	ADJ
fsr-3396	187	19	nonretirement	nonretirement	NOUN
fsr-3396	187	20	account	account	NOUN
fsr-3396	187	21	value	value	NOUN
fsr-3396	187	22	of	of	ADP
fsr-3396	187	23	less	less	ADJ
fsr-3396	187	24	than	than	ADP
fsr-3396	187	25	$	$	SYM
fsr-3396	187	26	500,000	500,000	NUM
fsr-3396	187	27	(	(	PUNCT
fsr-3396	187	28	75	75	NUM
fsr-3396	187	29	%	%	NOUN
fsr-3396	187	30	)	)	PUNCT
fsr-3396	187	31	.	.	PUNCT
fsr-3396	188	1	participants	participant	NOUN
fsr-3396	188	2	in	in	ADP
fsr-3396	188	3	the	the	DET
fsr-3396	188	4	sample	sample	NOUN
fsr-3396	188	5	reported	report	VERB
fsr-3396	188	6	relatively	relatively	ADV
fsr-3396	188	7	high	high	ADJ
fsr-3396	188	8	risk	risk	NOUN
fsr-3396	188	9	tolerance	tolerance	NOUN
fsr-3396	188	10	(	(	PUNCT
fsr-3396	188	11	m	m	VERB
fsr-3396	188	12	�	�	PROPN
fsr-3396	188	13	6.19	6.19	NUM
fsr-3396	188	14	out	out	ADP
fsr-3396	188	15	of	of	ADP
fsr-3396	188	16	10	10	NUM
fsr-3396	188	17	)	)	PUNCT
fsr-3396	188	18	;	;	PUNCT
fsr-3396	188	19	however	however	ADV
fsr-3396	188	20	,	,	PUNCT
fsr-3396	188	21	respondents	respondent	NOUN
fsr-3396	188	22	using	use	VERB
fsr-3396	188	23	the	the	DET
fsr-3396	188	24	commission	commission	NOUN
fsr-3396	188	25	-	-	PUNCT
fsr-3396	188	26	and	and	CCONJ
fsr-3396	188	27	-	-	PUNCT
fsr-3396	188	28	fee	fee	NOUN
fsr-3396	188	29	method	method	NOUN
fsr-3396	188	30	had	have	VERB
fsr-3396	188	31	the	the	DET
fsr-3396	188	32	highest	high	ADJ
fsr-3396	188	33	risk	risk	NOUN
fsr-3396	188	34	tolerance	tolerance	NOUN
fsr-3396	188	35	(	(	PUNCT
fsr-3396	188	36	m	m	VERB
fsr-3396	188	37	�	�	PROPN
fsr-3396	188	38	6.78	6.78	NUM
fsr-3396	188	39	out	out	ADP
fsr-3396	188	40	of	of	ADP
fsr-3396	188	41	10	10	NUM
fsr-3396	188	42	)	)	PUNCT
fsr-3396	188	43	compared	compare	VERB
fsr-3396	188	44	with	with	ADP
fsr-3396	188	45	respondents	respondent	NOUN
fsr-3396	188	46	using	use	VERB
fsr-3396	188	47	the	the	DET
fsr-3396	188	48	table	table	NOUN
fsr-3396	188	49	1	1	NUM
fsr-3396	188	50	socio	socio	NOUN
fsr-3396	188	51	-	-	ADJ
fsr-3396	188	52	demographic	demographic	ADJ
fsr-3396	188	53	characteristics	characteristic	NOUN
fsr-3396	188	54	,	,	PUNCT
fsr-3396	188	55	2015	2015	NUM
fsr-3396	188	56	national	national	ADJ
fsr-3396	188	57	financial	financial	ADJ
fsr-3396	188	58	capability	capability	NOUN
fsr-3396	188	59	study	study	NOUN
fsr-3396	188	60	(	(	PUNCT
fsr-3396	188	61	nfcs	nfcs	PROPN
fsr-3396	188	62	)	)	PUNCT
fsr-3396	188	63	investor	investor	NOUN
fsr-3396	188	64	survey	survey	NOUN
fsr-3396	188	65	compensation	compensation	NOUN
fsr-3396	188	66	model	model	NOUN
fsr-3396	188	67	full	full	ADJ
fsr-3396	188	68	sample	sample	NOUN
fsr-3396	188	69	(	(	PUNCT
fsr-3396	188	70	n	n	X
fsr-3396	188	71	�	�	PROPN
fsr-3396	188	72	750	750	NUM
fsr-3396	188	73	)	)	PUNCT
fsr-3396	188	74	do	do	AUX
fsr-3396	188	75	not	not	PART
fsr-3396	188	76	know	know	VERB
fsr-3396	188	77	compensation	compensation	NOUN
fsr-3396	188	78	(	(	PUNCT
fsr-3396	188	79	n	n	X
fsr-3396	188	80	�	�	PROPN
fsr-3396	188	81	142	142	NUM
fsr-3396	188	82	)	)	PUNCT
fsr-3396	188	83	know	know	VERB
fsr-3396	188	84	compensation	compensation	NOUN
fsr-3396	188	85	(	(	PUNCT
fsr-3396	188	86	n	n	X
fsr-3396	188	87	�	�	PROPN
fsr-3396	188	88	608	608	NUM
fsr-3396	188	89	)	)	PUNCT
fsr-3396	188	90	commission	commission	NOUN
fsr-3396	188	91	only	only	ADV
fsr-3396	188	92	(	(	PUNCT
fsr-3396	188	93	n	n	X
fsr-3396	188	94	�	�	PROPN
fsr-3396	188	95	143	143	NUM
fsr-3396	188	96	)	)	PUNCT
fsr-3396	188	97	fee	fee	NOUN
fsr-3396	188	98	only	only	ADV
fsr-3396	188	99	(	(	PUNCT
fsr-3396	188	100	n	n	X
fsr-3396	188	101	�	�	PROPN
fsr-3396	188	102	291	291	NUM
fsr-3396	188	103	)	)	PUNCT
fsr-3396	188	104	commissionand	commissionand	NOUN
fsr-3396	188	105	-	-	PUNCT
fsr-3396	188	106	fee	fee	NOUN
fsr-3396	188	107	(	(	PUNCT
fsr-3396	188	108	n	n	X
fsr-3396	188	109	�	�	PROPN
fsr-3396	188	110	174	174	NUM
fsr-3396	188	111	)	)	PUNCT
fsr-3396	188	112	age	age	NOUN
fsr-3396	188	113	18	18	NUM
fsr-3396	188	114	to	to	ADP
fsr-3396	188	115	34	34	NUM
fsr-3396	188	116	11.20	11.20	NUM
fsr-3396	188	117	%	%	NOUN
fsr-3396	188	118	11.97	11.97	NUM
fsr-3396	188	119	%	%	NOUN
fsr-3396	188	120	11.02	11.02	NUM
fsr-3396	188	121	%	%	NOUN
fsr-3396	188	122	6.29	6.29	NUM
fsr-3396	188	123	%	%	NOUN
fsr-3396	188	124	9.97	9.97	NUM
fsr-3396	188	125	%	%	NOUN
fsr-3396	188	126	16.67	16.67	NUM
fsr-3396	188	127	%	%	NOUN
fsr-3396	188	128	35	35	NUM
fsr-3396	188	129	to	to	ADP
fsr-3396	188	130	44	44	NUM
fsr-3396	188	131	12.00	12.00	NUM
fsr-3396	188	132	%	%	NOUN
fsr-3396	188	133	9.15	9.15	NUM
fsr-3396	188	134	%	%	NOUN
fsr-3396	188	135	12.66	12.66	NUM
fsr-3396	188	136	%	%	NOUN
fsr-3396	188	137	12.59	12.59	NUM
fsr-3396	188	138	%	%	NOUN
fsr-3396	188	139	11.68	11.68	NUM
fsr-3396	188	140	%	%	NOUN
fsr-3396	188	141	14.37	14.37	NUM
fsr-3396	188	142	%	%	NOUN
fsr-3396	188	143	45	45	NUM
fsr-3396	188	144	to	to	PART
fsr-3396	188	145	54	54	NUM
fsr-3396	188	146	16.80	16.80	NUM
fsr-3396	188	147	%	%	NOUN
fsr-3396	188	148	14.79	14.79	NUM
fsr-3396	188	149	%	%	NOUN
fsr-3396	188	150	17.27	17.27	NUM
fsr-3396	188	151	%	%	NOUN
fsr-3396	188	152	17.48	17.48	NUM
fsr-3396	188	153	%	%	NOUN
fsr-3396	188	154	15.12	15.12	NUM
fsr-3396	188	155	%	%	NOUN
fsr-3396	188	156	20.69	20.69	NUM
fsr-3396	188	157	%	%	NOUN
fsr-3396	188	158	55	55	NUM
fsr-3396	188	159	to	to	ADP
fsr-3396	188	160	64	64	NUM
fsr-3396	188	161	25.07	25.07	NUM
fsr-3396	188	162	%	%	NOUN
fsr-3396	188	163	25.35	25.35	NUM
fsr-3396	188	164	%	%	NOUN
fsr-3396	188	165	25.00	25.00	NUM
fsr-3396	188	166	%	%	NOUN
fsr-3396	188	167	23.08	23.08	NUM
fsr-3396	188	168	%	%	NOUN
fsr-3396	188	169	25.09	25.09	NUM
fsr-3396	188	170	%	%	NOUN
fsr-3396	188	171	26.44	26.44	NUM
fsr-3396	188	172	%	%	NOUN
fsr-3396	188	173	65	65	NUM
fsr-3396	188	174	and	and	CCONJ
fsr-3396	188	175	older	old	ADJ
fsr-3396	188	176	34.93	34.93	NUM
fsr-3396	188	177	%	%	NOUN
fsr-3396	188	178	38.73	38.73	NUM
fsr-3396	188	179	%	%	NOUN
fsr-3396	188	180	34.05	34.05	NUM
fsr-3396	188	181	%	%	NOUN
fsr-3396	188	182	40.56	40.56	NUM
fsr-3396	188	183	%	%	NOUN
fsr-3396	188	184	38.14	38.14	NUM
fsr-3396	188	185	%	%	NOUN
fsr-3396	188	186	21.84	21.84	NUM
fsr-3396	188	187	%	%	NOUN
fsr-3396	188	188	gender	gender	NOUN
fsr-3396	188	189	male	male	NOUN
fsr-3396	188	190	54.13	54.13	NUM
fsr-3396	188	191	%	%	NOUN
fsr-3396	188	192	38.03	38.03	NUM
fsr-3396	188	193	%	%	NOUN
fsr-3396	188	194	57.89	57.89	NUM
fsr-3396	188	195	%	%	NOUN
fsr-3396	188	196	61.54	61.54	NUM
fsr-3396	188	197	%	%	NOUN
fsr-3396	188	198	52.58	52.58	NUM
fsr-3396	188	199	%	%	NOUN
fsr-3396	188	200	63.79	63.79	NUM
fsr-3396	188	201	%	%	NOUN
fsr-3396	188	202	female	female	NOUN
fsr-3396	188	203	45.87	45.87	NUM
fsr-3396	188	204	%	%	NOUN
fsr-3396	188	205	61.97	61.97	NUM
fsr-3396	188	206	%	%	NOUN
fsr-3396	188	207	42.11	42.11	NUM
fsr-3396	188	208	%	%	NOUN
fsr-3396	188	209	38.46	38.46	NUM
fsr-3396	188	210	%	%	NOUN
fsr-3396	188	211	47.42	47.42	NUM
fsr-3396	188	212	%	%	NOUN
fsr-3396	188	213	36.21	36.21	NUM
fsr-3396	188	214	%	%	NOUN
fsr-3396	188	215	race	race	NOUN
fsr-3396	188	216	white	white	ADJ
fsr-3396	188	217	82.80	82.80	NUM
fsr-3396	188	218	%	%	NOUN
fsr-3396	188	219	78.17	78.17	NUM
fsr-3396	188	220	%	%	NOUN
fsr-3396	188	221	83.88	83.88	NUM
fsr-3396	188	222	%	%	NOUN
fsr-3396	188	223	89.51	89.51	NUM
fsr-3396	188	224	%	%	NOUN
fsr-3396	188	225	83.85	83.85	NUM
fsr-3396	188	226	%	%	NOUN
fsr-3396	188	227	79.31	79.31	NUM
fsr-3396	188	228	%	%	NOUN
fsr-3396	188	229	non	non	ADJ
fsr-3396	188	230	-	-	ADJ
fsr-3396	188	231	white	white	ADJ
fsr-3396	188	232	17.20	17.20	NUM
fsr-3396	188	233	%	%	NOUN
fsr-3396	188	234	21.83	21.83	NUM
fsr-3396	188	235	%	%	NOUN
fsr-3396	188	236	16.12	16.12	NUM
fsr-3396	188	237	%	%	NOUN
fsr-3396	188	238	10.49	10.49	NUM
fsr-3396	188	239	%	%	NOUN
fsr-3396	188	240	16.15	16.15	NUM
fsr-3396	188	241	%	%	NOUN
fsr-3396	188	242	20.69	20.69	NUM
fsr-3396	188	243	%	%	NOUN
fsr-3396	188	244	education	education	NOUN
fsr-3396	188	245	high	high	ADJ
fsr-3396	188	246	school	school	NOUN
fsr-3396	188	247	or	or	CCONJ
fsr-3396	188	248	less	less	ADJ
fsr-3396	188	249	8.00	8.00	NUM
fsr-3396	188	250	%	%	NOUN
fsr-3396	188	251	14.79	14.79	NUM
fsr-3396	188	252	%	%	NOUN
fsr-3396	188	253	6.41	6.41	NUM
fsr-3396	188	254	%	%	NOUN
fsr-3396	188	255	5.59	5.59	NUM
fsr-3396	188	256	%	%	NOUN
fsr-3396	188	257	6.87	6.87	NUM
fsr-3396	188	258	%	%	NOUN
fsr-3396	188	259	6.32	6.32	NUM
fsr-3396	188	260	%	%	NOUN
fsr-3396	188	261	some	some	DET
fsr-3396	188	262	college	college	NOUN
fsr-3396	188	263	24.40	24.40	NUM
fsr-3396	188	264	%	%	NOUN
fsr-3396	188	265	26.76	26.76	NUM
fsr-3396	188	266	%	%	NOUN
fsr-3396	188	267	23.85	23.85	NUM
fsr-3396	188	268	%	%	NOUN
fsr-3396	188	269	20.28	20.28	NUM
fsr-3396	188	270	%	%	NOUN
fsr-3396	188	271	24.05	24.05	NUM
fsr-3396	188	272	%	%	NOUN
fsr-3396	188	273	26.44	26.44	NUM
fsr-3396	188	274	%	%	NOUN
fsr-3396	188	275	college	college	NOUN
fsr-3396	188	276	67.60	67.60	NUM
fsr-3396	188	277	%	%	NOUN
fsr-3396	188	278	58.45	58.45	NUM
fsr-3396	188	279	%	%	NOUN
fsr-3396	188	280	69.74	69.74	NUM
fsr-3396	188	281	%	%	NOUN
fsr-3396	188	282	74.13	74.13	NUM
fsr-3396	188	283	%	%	NOUN
fsr-3396	188	284	69.07	69.07	NUM
fsr-3396	188	285	%	%	NOUN
fsr-3396	188	286	67.24	67.24	NUM
fsr-3396	188	287	%	%	NOUN
fsr-3396	188	288	marital	marital	ADJ
fsr-3396	188	289	status	status	NOUN
fsr-3396	188	290	married	marry	VERB
fsr-3396	188	291	70.67	70.67	NUM
fsr-3396	188	292	%	%	NOUN
fsr-3396	188	293	68.31	68.31	NUM
fsr-3396	188	294	%	%	NOUN
fsr-3396	188	295	71.22	71.22	NUM
fsr-3396	188	296	%	%	NOUN
fsr-3396	188	297	70.63	70.63	NUM
fsr-3396	188	298	%	%	NOUN
fsr-3396	188	299	72.85	72.85	NUM
fsr-3396	188	300	%	%	NOUN
fsr-3396	188	301	68.97	68.97	NUM
fsr-3396	188	302	%	%	NOUN
fsr-3396	188	303	not	not	PART
fsr-3396	188	304	married	marry	VERB
fsr-3396	188	305	29.33	29.33	NUM
fsr-3396	188	306	%	%	NOUN
fsr-3396	188	307	31.69	31.69	NUM
fsr-3396	188	308	%	%	NOUN
fsr-3396	188	309	28.78	28.78	NUM
fsr-3396	188	310	%	%	NOUN
fsr-3396	188	311	29.37	29.37	NUM
fsr-3396	188	312	%	%	NOUN
fsr-3396	188	313	27.15	27.15	NUM
fsr-3396	188	314	%	%	NOUN
fsr-3396	188	315	31.03	31.03	NUM
fsr-3396	188	316	%	%	NOUN
fsr-3396	188	317	employment	employment	NOUN
fsr-3396	188	318	status	status	NOUN
fsr-3396	188	319	full	full	ADJ
fsr-3396	188	320	-	-	PUNCT
fsr-3396	188	321	time	time	NOUN
fsr-3396	188	322	39.07	39.07	NUM
fsr-3396	188	323	%	%	NOUN
fsr-3396	188	324	28.87	28.87	NUM
fsr-3396	188	325	%	%	NOUN
fsr-3396	188	326	41.45	41.45	NUM
fsr-3396	188	327	%	%	NOUN
fsr-3396	188	328	34.27	34.27	NUM
fsr-3396	188	329	%	%	NOUN
fsr-3396	188	330	34.71	34.71	NUM
fsr-3396	188	331	%	%	NOUN
fsr-3396	188	332	58.62	58.62	NUM
fsr-3396	188	333	%	%	NOUN
fsr-3396	188	334	self	self	NOUN
fsr-3396	188	335	-	-	PUNCT
fsr-3396	188	336	employed	employ	VERB
fsr-3396	188	337	10.00	10.00	NUM
fsr-3396	188	338	%	%	NOUN
fsr-3396	188	339	6.34	6.34	NUM
fsr-3396	188	340	%	%	NOUN
fsr-3396	188	341	10.86	10.86	NUM
fsr-3396	188	342	%	%	NOUN
fsr-3396	188	343	13.29	13.29	NUM
fsr-3396	188	344	%	%	NOUN
fsr-3396	188	345	10.31	10.31	NUM
fsr-3396	188	346	%	%	NOUN
fsr-3396	188	347	9.77	9.77	NUM
fsr-3396	188	348	%	%	NOUN
fsr-3396	188	349	retired	retire	VERB
fsr-3396	188	350	33.87	33.87	NUM
fsr-3396	188	351	%	%	NOUN
fsr-3396	188	352	36.62	36.62	NUM
fsr-3396	188	353	%	%	NOUN
fsr-3396	188	354	33.22	33.22	NUM
fsr-3396	188	355	%	%	NOUN
fsr-3396	188	356	36.36	36.36	NUM
fsr-3396	188	357	%	%	NOUN
fsr-3396	188	358	38.83	38.83	NUM
fsr-3396	188	359	%	%	NOUN
fsr-3396	188	360	21.26	21.26	NUM
fsr-3396	188	361	%	%	NOUN
fsr-3396	188	362	other	other	ADJ
fsr-3396	188	363	17.07	17.07	NUM
fsr-3396	188	364	%	%	NOUN
fsr-3396	188	365	28.17	28.17	NUM
fsr-3396	188	366	%	%	NOUN
fsr-3396	188	367	14.47	14.47	NUM
fsr-3396	188	368	%	%	NOUN
fsr-3396	188	369	16.08	16.08	NUM
fsr-3396	188	370	%	%	NOUN
fsr-3396	188	371	16.15	16.15	NUM
fsr-3396	188	372	%	%	NOUN
fsr-3396	188	373	10.34	10.34	NUM
fsr-3396	188	374	%	%	NOUN
fsr-3396	188	375	241	241	NUM
fsr-3396	188	376	m.	m.	NOUN
fsr-3396	188	377	seay	seay	PROPN
fsr-3396	188	378	/	/	SYM
fsr-3396	188	379	financial	financial	ADJ
fsr-3396	188	380	services	service	NOUN
fsr-3396	188	381	review	review	VERB
fsr-3396	188	382	27	27	NUM
fsr-3396	188	383	(	(	PUNCT
fsr-3396	188	384	2018	2018	NUM
fsr-3396	188	385	)	)	PUNCT
fsr-3396	188	386	231	231	NUM
fsr-3396	188	387	-	-	SYM
fsr-3396	188	388	255	255	NUM
fsr-3396	188	389	commission	commission	NOUN
fsr-3396	188	390	-	-	PUNCT
fsr-3396	188	391	only	only	ADV
fsr-3396	188	392	or	or	CCONJ
fsr-3396	188	393	fee	fee	NOUN
fsr-3396	188	394	-	-	PUNCT
fsr-3396	188	395	only	only	ADJ
fsr-3396	188	396	methods	method	NOUN
fsr-3396	188	397	(	(	PUNCT
fsr-3396	188	398	m	m	VERB
fsr-3396	188	399	�	�	PROPN
fsr-3396	188	400	6.24	6.24	NUM
fsr-3396	188	401	and	and	CCONJ
fsr-3396	188	402	6.12	6.12	NUM
fsr-3396	188	403	,	,	PUNCT
fsr-3396	188	404	respectively	respectively	ADV
fsr-3396	188	405	)	)	PUNCT
fsr-3396	188	406	.	.	PUNCT
fsr-3396	189	1	moreover	moreover	ADV
fsr-3396	189	2	,	,	PUNCT
fsr-3396	189	3	respondents	respondent	NOUN
fsr-3396	189	4	who	who	PRON
fsr-3396	189	5	did	do	AUX
fsr-3396	189	6	not	not	PART
fsr-3396	189	7	know	know	VERB
fsr-3396	189	8	their	their	PRON
fsr-3396	189	9	compensation	compensation	NOUN
fsr-3396	189	10	had	have	VERB
fsr-3396	189	11	the	the	DET
fsr-3396	189	12	lowest	low	ADJ
fsr-3396	189	13	risk	risk	NOUN
fsr-3396	189	14	tolerance	tolerance	NOUN
fsr-3396	189	15	(	(	PUNCT
fsr-3396	189	16	m	m	VERB
fsr-3396	189	17	�	�	PROPN
fsr-3396	189	18	5.56	5.56	NUM
fsr-3396	189	19	)	)	PUNCT
fsr-3396	189	20	.	.	PUNCT
fsr-3396	190	1	4.1.3	4.1.3	X
fsr-3396	190	2	.	.	PUNCT
fsr-3396	190	3	financial	financial	ADJ
fsr-3396	190	4	knowledge	knowledge	NOUN
fsr-3396	190	5	characteristics	characteristics	PROPN
fsr-3396	190	6	descriptive	descriptive	ADJ
fsr-3396	190	7	statistics	statistic	NOUN
fsr-3396	190	8	for	for	ADP
fsr-3396	190	9	basic	basic	ADJ
fsr-3396	190	10	financial	financial	ADJ
fsr-3396	190	11	knowledge	knowledge	NOUN
fsr-3396	190	12	characteristics	characteristic	NOUN
fsr-3396	190	13	are	be	AUX
fsr-3396	190	14	located	locate	VERB
fsr-3396	190	15	in	in	ADP
fsr-3396	190	16	table	table	NOUN
fsr-3396	190	17	3	3	NUM
fsr-3396	190	18	.	.	PUNCT
fsr-3396	191	1	most	most	ADJ
fsr-3396	191	2	respondents	respondent	NOUN
fsr-3396	191	3	in	in	ADP
fsr-3396	191	4	the	the	DET
fsr-3396	191	5	sample	sample	NOUN
fsr-3396	191	6	correctly	correctly	ADV
fsr-3396	191	7	answered	answer	VERB
fsr-3396	191	8	objective	objective	ADJ
fsr-3396	191	9	financial	financial	ADJ
fsr-3396	191	10	knowledge	knowledge	NOUN
fsr-3396	191	11	questions	question	NOUN
fsr-3396	191	12	related	relate	VERB
fsr-3396	191	13	to	to	ADP
fsr-3396	191	14	compound	compound	VERB
fsr-3396	191	15	interest	interest	NOUN
fsr-3396	191	16	(	(	PUNCT
fsr-3396	191	17	91	91	NUM
fsr-3396	191	18	%	%	NOUN
fsr-3396	191	19	)	)	PUNCT
fsr-3396	191	20	,	,	PUNCT
fsr-3396	191	21	inflation	inflation	NOUN
fsr-3396	191	22	(	(	PUNCT
fsr-3396	191	23	83	83	NUM
fsr-3396	191	24	%	%	NOUN
fsr-3396	191	25	)	)	PUNCT
fsr-3396	191	26	,	,	PUNCT
fsr-3396	191	27	bonds	bond	NOUN
fsr-3396	191	28	(	(	PUNCT
fsr-3396	191	29	55	55	NUM
fsr-3396	191	30	%	%	NOUN
fsr-3396	191	31	)	)	PUNCT
fsr-3396	191	32	,	,	PUNCT
fsr-3396	191	33	mortgages	mortgage	NOUN
fsr-3396	191	34	(	(	PUNCT
fsr-3396	191	35	91	91	NUM
fsr-3396	191	36	%	%	NOUN
fsr-3396	191	37	)	)	PUNCT
fsr-3396	191	38	,	,	PUNCT
fsr-3396	191	39	and	and	CCONJ
fsr-3396	191	40	diversification	diversification	NOUN
fsr-3396	191	41	(	(	PUNCT
fsr-3396	191	42	79	79	NUM
fsr-3396	191	43	%	%	NOUN
fsr-3396	191	44	)	)	PUNCT
fsr-3396	191	45	;	;	PUNCT
fsr-3396	191	46	however	however	ADV
fsr-3396	191	47	,	,	PUNCT
fsr-3396	191	48	respondents	respondent	NOUN
fsr-3396	191	49	using	use	VERB
fsr-3396	191	50	the	the	DET
fsr-3396	191	51	commission	commission	NOUN
fsr-3396	191	52	-	-	PUNCT
fsr-3396	191	53	and	and	CCONJ
fsr-3396	191	54	-	-	PUNCT
fsr-3396	191	55	fee	fee	NOUN
fsr-3396	191	56	method	method	NOUN
fsr-3396	191	57	had	have	VERB
fsr-3396	191	58	a	a	DET
fsr-3396	191	59	table	table	NOUN
fsr-3396	191	60	2	2	NUM
fsr-3396	191	61	financial	financial	ADJ
fsr-3396	191	62	characteristics	characteristic	NOUN
fsr-3396	191	63	,	,	PUNCT
fsr-3396	191	64	2015	2015	NUM
fsr-3396	191	65	national	national	ADJ
fsr-3396	191	66	financial	financial	ADJ
fsr-3396	191	67	capability	capability	NOUN
fsr-3396	191	68	study	study	NOUN
fsr-3396	191	69	(	(	PUNCT
fsr-3396	191	70	nfcs	nfcs	PROPN
fsr-3396	191	71	)	)	PUNCT
fsr-3396	191	72	investor	investor	NOUN
fsr-3396	191	73	survey	survey	NOUN
fsr-3396	191	74	compensation	compensation	NOUN
fsr-3396	191	75	model	model	NOUN
fsr-3396	191	76	full	full	ADJ
fsr-3396	191	77	sample	sample	NOUN
fsr-3396	191	78	(	(	PUNCT
fsr-3396	191	79	n	n	X
fsr-3396	191	80	�	�	PROPN
fsr-3396	191	81	750	750	NUM
fsr-3396	191	82	)	)	PUNCT
fsr-3396	191	83	do	do	AUX
fsr-3396	191	84	not	not	PART
fsr-3396	191	85	know	know	VERB
fsr-3396	191	86	compensation	compensation	NOUN
fsr-3396	191	87	(	(	PUNCT
fsr-3396	191	88	n	n	X
fsr-3396	191	89	�	�	PROPN
fsr-3396	191	90	142	142	NUM
fsr-3396	191	91	)	)	PUNCT
fsr-3396	191	92	know	know	VERB
fsr-3396	191	93	compensation	compensation	NOUN
fsr-3396	191	94	(	(	PUNCT
fsr-3396	191	95	n	n	X
fsr-3396	191	96	�	�	PROPN
fsr-3396	191	97	608	608	NUM
fsr-3396	191	98	)	)	PUNCT
fsr-3396	191	99	commission	commission	NOUN
fsr-3396	191	100	only	only	ADV
fsr-3396	191	101	(	(	PUNCT
fsr-3396	191	102	n	n	X
fsr-3396	191	103	�	�	PROPN
fsr-3396	191	104	143	143	NUM
fsr-3396	191	105	)	)	PUNCT
fsr-3396	191	106	fee	fee	NOUN
fsr-3396	191	107	only	only	ADV
fsr-3396	191	108	(	(	PUNCT
fsr-3396	191	109	n	n	X
fsr-3396	191	110	�	�	PROPN
fsr-3396	191	111	291	291	NUM
fsr-3396	191	112	)	)	PUNCT
fsr-3396	191	113	commissionand	commissionand	NOUN
fsr-3396	191	114	-	-	PUNCT
fsr-3396	191	115	fee	fee	NOUN
fsr-3396	191	116	(	(	PUNCT
fsr-3396	191	117	n	n	X
fsr-3396	191	118	�	�	PROPN
fsr-3396	191	119	174	174	NUM
fsr-3396	191	120	)	)	PUNCT
fsr-3396	191	121	household	household	NOUN
fsr-3396	191	122	income	income	NOUN
fsr-3396	191	123	less	less	ADJ
fsr-3396	191	124	than	than	ADP
fsr-3396	191	125	$	$	SYM
fsr-3396	191	126	35,000	35,000	NUM
fsr-3396	191	127	7.60	7.60	NUM
fsr-3396	191	128	%	%	NOUN
fsr-3396	191	129	11.27	11.27	NUM
fsr-3396	191	130	%	%	NOUN
fsr-3396	191	131	6.74	6.74	NUM
fsr-3396	191	132	%	%	NOUN
fsr-3396	191	133	11.19	11.19	NUM
fsr-3396	191	134	%	%	NOUN
fsr-3396	191	135	6.87	6.87	NUM
fsr-3396	191	136	%	%	NOUN
fsr-3396	191	137	2.87	2.87	NUM
fsr-3396	191	138	%	%	NOUN
fsr-3396	191	139	$	$	SYM
fsr-3396	191	140	35,000	35,000	NUM
fsr-3396	191	141	to	to	PART
fsr-3396	191	142	$	$	SYM
fsr-3396	191	143	49,999	49,999	NUM
fsr-3396	191	144	7.07	7.07	NUM
fsr-3396	191	145	%	%	NOUN
fsr-3396	191	146	9.86	9.86	NUM
fsr-3396	191	147	%	%	NOUN
fsr-3396	191	148	6.41	6.41	NUM
fsr-3396	191	149	%	%	NOUN
fsr-3396	191	150	6.29	6.29	NUM
fsr-3396	191	151	%	%	NOUN
fsr-3396	191	152	6.53	6.53	NUM
fsr-3396	191	153	%	%	NOUN
fsr-3396	191	154	6.32	6.32	NUM
fsr-3396	191	155	%	%	NOUN
fsr-3396	191	156	$	$	SYM
fsr-3396	191	157	50,000	50,000	NUM
fsr-3396	191	158	to	to	PART
fsr-3396	191	159	$	$	SYM
fsr-3396	191	160	74,999	74,999	NUM
fsr-3396	191	161	24.27	24.27	NUM
fsr-3396	191	162	%	%	NOUN
fsr-3396	191	163	28.87	28.87	NUM
fsr-3396	191	164	%	%	NOUN
fsr-3396	191	165	23.19	23.19	NUM
fsr-3396	191	166	%	%	NOUN
fsr-3396	191	167	24.48	24.48	NUM
fsr-3396	191	168	%	%	NOUN
fsr-3396	191	169	22.34	22.34	NUM
fsr-3396	191	170	%	%	NOUN
fsr-3396	191	171	23.56	23.56	NUM
fsr-3396	191	172	%	%	NOUN
fsr-3396	191	173	$	$	SYM
fsr-3396	191	174	75,000	75,000	NUM
fsr-3396	191	175	to	to	PART
fsr-3396	191	176	$	$	SYM
fsr-3396	191	177	99,999	99,999	NUM
fsr-3396	191	178	21.07	21.07	NUM
fsr-3396	191	179	%	%	NOUN
fsr-3396	191	180	20.42	20.42	NUM
fsr-3396	191	181	%	%	NOUN
fsr-3396	191	182	21.22	21.22	NUM
fsr-3396	191	183	%	%	NOUN
fsr-3396	191	184	20.28	20.28	NUM
fsr-3396	191	185	%	%	NOUN
fsr-3396	191	186	19.93	19.93	NUM
fsr-3396	191	187	%	%	NOUN
fsr-3396	191	188	24.14	24.14	NUM
fsr-3396	191	189	%	%	NOUN
fsr-3396	191	190	$	$	SYM
fsr-3396	191	191	100,000	100,000	NUM
fsr-3396	191	192	or	or	CCONJ
fsr-3396	191	193	more	more	ADJ
fsr-3396	191	194	40.00	40.00	NUM
fsr-3396	191	195	%	%	NOUN
fsr-3396	191	196	29.58	29.58	NUM
fsr-3396	191	197	%	%	NOUN
fsr-3396	191	198	42.43	42.43	NUM
fsr-3396	191	199	%	%	NOUN
fsr-3396	191	200	37.76	37.76	NUM
fsr-3396	191	201	%	%	NOUN
fsr-3396	191	202	44.33	44.33	NUM
fsr-3396	191	203	%	%	NOUN
fsr-3396	191	204	43.10	43.10	NUM
fsr-3396	191	205	%	%	NOUN
fsr-3396	191	206	total	total	ADJ
fsr-3396	191	207	value	value	NOUN
fsr-3396	191	208	of	of	ADP
fsr-3396	191	209	non	non	ADJ
fsr-3396	191	210	-	-	ADJ
fsr-3396	191	211	retirement	retirement	ADJ
fsr-3396	191	212	accounts	account	NOUN
fsr-3396	191	213	$	$	SYM
fsr-3396	191	214	0	0	NUM
fsr-3396	191	215	to	to	ADP
fsr-3396	191	216	$	$	SYM
fsr-3396	191	217	49,999	49,999	NUM
fsr-3396	191	218	20.93	20.93	NUM
fsr-3396	191	219	%	%	NOUN
fsr-3396	191	220	27.46	27.46	NUM
fsr-3396	191	221	%	%	NOUN
fsr-3396	191	222	19.41	19.41	NUM
fsr-3396	191	223	%	%	NOUN
fsr-3396	191	224	24.48	24.48	NUM
fsr-3396	191	225	%	%	NOUN
fsr-3396	191	226	19.24	19.24	NUM
fsr-3396	191	227	%	%	NOUN
fsr-3396	191	228	15.52	15.52	NUM
fsr-3396	191	229	%	%	NOUN
fsr-3396	191	230	$	$	SYM
fsr-3396	191	231	50,000	50,000	NUM
fsr-3396	191	232	to	to	PART
fsr-3396	191	233	$	$	SYM
fsr-3396	191	234	99,999	99,999	NUM
fsr-3396	191	235	13.07	13.07	NUM
fsr-3396	191	236	%	%	NOUN
fsr-3396	191	237	12.17	12.17	NUM
fsr-3396	191	238	%	%	NOUN
fsr-3396	191	239	12.17	12.17	NUM
fsr-3396	191	240	%	%	NOUN
fsr-3396	191	241	10.49	10.49	NUM
fsr-3396	191	242	%	%	NOUN
fsr-3396	191	243	11.68	11.68	NUM
fsr-3396	191	244	%	%	NOUN
fsr-3396	191	245	14.37	14.37	NUM
fsr-3396	191	246	%	%	NOUN
fsr-3396	191	247	$	$	SYM
fsr-3396	191	248	100,000	100,000	NUM
fsr-3396	191	249	to	to	PART
fsr-3396	191	250	$	$	SYM
fsr-3396	191	251	249,999	249,999	NUM
fsr-3396	191	252	20.53	20.53	NUM
fsr-3396	191	253	%	%	NOUN
fsr-3396	191	254	19.90	19.90	NUM
fsr-3396	191	255	%	%	NOUN
fsr-3396	191	256	19.90	19.90	NUM
fsr-3396	191	257	%	%	NOUN
fsr-3396	191	258	16.08	16.08	NUM
fsr-3396	191	259	%	%	NOUN
fsr-3396	191	260	20.62	20.62	NUM
fsr-3396	191	261	%	%	NOUN
fsr-3396	191	262	21.84	21.84	NUM
fsr-3396	191	263	%	%	NOUN
fsr-3396	191	264	$	$	SYM
fsr-3396	191	265	250,000	250,000	NUM
fsr-3396	191	266	to	to	PART
fsr-3396	191	267	$	$	SYM
fsr-3396	191	268	499,999	499,999	NUM
fsr-3396	191	269	20.13	20.13	NUM
fsr-3396	191	270	%	%	NOUN
fsr-3396	191	271	21.22	21.22	NUM
fsr-3396	191	272	%	%	NOUN
fsr-3396	191	273	21.22	21.22	NUM
fsr-3396	191	274	%	%	NOUN
fsr-3396	191	275	19.58	19.58	NUM
fsr-3396	191	276	%	%	NOUN
fsr-3396	191	277	21.65	21.65	NUM
fsr-3396	191	278	%	%	NOUN
fsr-3396	191	279	21.84	21.84	NUM
fsr-3396	191	280	%	%	NOUN
fsr-3396	191	281	$	$	SYM
fsr-3396	191	282	500,000	500,000	NUM
fsr-3396	191	283	to	to	PART
fsr-3396	191	284	$	$	SYM
fsr-3396	191	285	999,999	999,999	NUM
fsr-3396	191	286	13.73	13.73	NUM
fsr-3396	191	287	%	%	NOUN
fsr-3396	191	288	9.15	9.15	NUM
fsr-3396	191	289	%	%	NOUN
fsr-3396	191	290	14.80	14.80	NUM
fsr-3396	191	291	%	%	NOUN
fsr-3396	191	292	13.99	13.99	NUM
fsr-3396	191	293	%	%	NOUN
fsr-3396	191	294	15.46	15.46	NUM
fsr-3396	191	295	%	%	NOUN
fsr-3396	191	296	14.37	14.37	NUM
fsr-3396	191	297	%	%	NOUN
fsr-3396	191	298	$	$	SYM
fsr-3396	191	299	1,000,000	1,000,000	NUM
fsr-3396	191	300	or	or	CCONJ
fsr-3396	191	301	more	more	ADJ
fsr-3396	191	302	11.60	11.60	NUM
fsr-3396	191	303	%	%	NOUN
fsr-3396	191	304	7.75	7.75	NUM
fsr-3396	191	305	%	%	NOUN
fsr-3396	191	306	12.50	12.50	NUM
fsr-3396	191	307	%	%	NOUN
fsr-3396	191	308	15.38	15.38	NUM
fsr-3396	191	309	%	%	NOUN
fsr-3396	191	310	11.34	11.34	NUM
fsr-3396	191	311	%	%	NOUN
fsr-3396	191	312	12.07	12.07	NUM
fsr-3396	191	313	%	%	NOUN
fsr-3396	191	314	risk	risk	NOUN
fsr-3396	191	315	tolerance	tolerance	NOUN
fsr-3396	191	316	6.19	6.19	NUM
fsr-3396	191	317	5.56	5.56	NUM
fsr-3396	191	318	6.34	6.34	NUM
fsr-3396	191	319	6.24	6.24	NUM
fsr-3396	191	320	6.12	6.12	NUM
fsr-3396	191	321	6.78	6.78	NUM
fsr-3396	191	322	mean	mean	NOUN
fsr-3396	191	323	(	(	PUNCT
fsr-3396	191	324	sd	sd	NOUN
fsr-3396	191	325	)	)	PUNCT
fsr-3396	191	326	(	(	PUNCT
fsr-3396	191	327	2.05	2.05	NUM
fsr-3396	191	328	)	)	PUNCT
fsr-3396	191	329	(	(	PUNCT
fsr-3396	191	330	2.14	2.14	NUM
fsr-3396	191	331	)	)	PUNCT
fsr-3396	191	332	(	(	PUNCT
fsr-3396	191	333	2.01	2.01	NUM
fsr-3396	191	334	)	)	PUNCT
fsr-3396	191	335	(	(	PUNCT
fsr-3396	191	336	2.01	2.01	NUM
fsr-3396	191	337	)	)	PUNCT
fsr-3396	191	338	(	(	PUNCT
fsr-3396	191	339	0.20	0.20	NUM
fsr-3396	191	340	)	)	PUNCT
fsr-3396	191	341	(	(	PUNCT
fsr-3396	191	342	2.00	2.00	NUM
fsr-3396	191	343	)	)	PUNCT
fsr-3396	191	344	table	table	NOUN
fsr-3396	191	345	3	3	NUM
fsr-3396	191	346	basic	basic	ADJ
fsr-3396	191	347	financial	financial	ADJ
fsr-3396	191	348	knowledge	knowledge	NOUN
fsr-3396	191	349	,	,	PUNCT
fsr-3396	191	350	2015	2015	NUM
fsr-3396	191	351	national	national	ADJ
fsr-3396	191	352	financial	financial	ADJ
fsr-3396	191	353	capability	capability	NOUN
fsr-3396	191	354	study	study	NOUN
fsr-3396	191	355	(	(	PUNCT
fsr-3396	191	356	nfcs	nfcs	PROPN
fsr-3396	191	357	)	)	PUNCT
fsr-3396	191	358	investor	investor	NOUN
fsr-3396	191	359	survey	survey	NOUN
fsr-3396	191	360	compensation	compensation	NOUN
fsr-3396	191	361	model	model	NOUN
fsr-3396	191	362	full	full	ADJ
fsr-3396	191	363	sample	sample	NOUN
fsr-3396	191	364	(	(	PUNCT
fsr-3396	191	365	n	n	X
fsr-3396	191	366	�	�	PROPN
fsr-3396	191	367	750	750	NUM
fsr-3396	191	368	)	)	PUNCT
fsr-3396	191	369	do	do	AUX
fsr-3396	191	370	not	not	PART
fsr-3396	191	371	know	know	VERB
fsr-3396	191	372	compensation	compensation	NOUN
fsr-3396	191	373	(	(	PUNCT
fsr-3396	191	374	n	n	X
fsr-3396	191	375	�	�	PROPN
fsr-3396	191	376	142	142	NUM
fsr-3396	191	377	)	)	PUNCT
fsr-3396	191	378	know	know	VERB
fsr-3396	191	379	compensation	compensation	NOUN
fsr-3396	191	380	(	(	PUNCT
fsr-3396	191	381	n	n	X
fsr-3396	191	382	�	�	PROPN
fsr-3396	191	383	608	608	NUM
fsr-3396	191	384	)	)	PUNCT
fsr-3396	191	385	commission	commission	NOUN
fsr-3396	191	386	only	only	ADV
fsr-3396	191	387	(	(	PUNCT
fsr-3396	191	388	n	n	X
fsr-3396	191	389	�	�	PROPN
fsr-3396	191	390	143	143	NUM
fsr-3396	191	391	)	)	PUNCT
fsr-3396	191	392	fee	fee	NOUN
fsr-3396	191	393	only	only	ADV
fsr-3396	191	394	(	(	PUNCT
fsr-3396	191	395	n	n	X
fsr-3396	191	396	�	�	PROPN
fsr-3396	191	397	291	291	NUM
fsr-3396	191	398	)	)	PUNCT
fsr-3396	191	399	commissionand	commissionand	NOUN
fsr-3396	191	400	-	-	PUNCT
fsr-3396	191	401	fee	fee	NOUN
fsr-3396	191	402	(	(	PUNCT
fsr-3396	191	403	n	n	X
fsr-3396	191	404	�	�	PROPN
fsr-3396	191	405	174	174	NUM
fsr-3396	191	406	)	)	PUNCT
fsr-3396	191	407	financial	financial	ADJ
fsr-3396	191	408	knowledge	knowledge	NOUN
fsr-3396	191	409	(	(	PUNCT
fsr-3396	191	410	correct	correct	ADJ
fsr-3396	191	411	%	%	NOUN
fsr-3396	191	412	)	)	PUNCT
fsr-3396	191	413	compound	compound	NOUN
fsr-3396	191	414	interest	interest	NOUN
fsr-3396	191	415	91.07	91.07	NUM
fsr-3396	191	416	%	%	NOUN
fsr-3396	191	417	85.21	85.21	NUM
fsr-3396	191	418	%	%	NOUN
fsr-3396	191	419	92.43	92.43	NUM
fsr-3396	191	420	%	%	NOUN
fsr-3396	191	421	90.91	90.91	NUM
fsr-3396	191	422	%	%	NOUN
fsr-3396	191	423	93.81	93.81	NUM
fsr-3396	191	424	%	%	NOUN
fsr-3396	191	425	91.38	91.38	NUM
fsr-3396	191	426	%	%	NOUN
fsr-3396	191	427	inflation	inflation	NOUN
fsr-3396	191	428	83.33	83.33	NUM
fsr-3396	191	429	%	%	NOUN
fsr-3396	191	430	82.39	82.39	NUM
fsr-3396	191	431	%	%	NOUN
fsr-3396	191	432	83.55	83.55	NUM
fsr-3396	191	433	%	%	NOUN
fsr-3396	191	434	90.91	90.91	NUM
fsr-3396	191	435	%	%	NOUN
fsr-3396	191	436	84.19	84.19	NUM
fsr-3396	191	437	%	%	NOUN
fsr-3396	191	438	76.44	76.44	NUM
fsr-3396	191	439	%	%	NOUN
fsr-3396	191	440	bond	bond	NOUN
fsr-3396	191	441	55.20	55.20	NUM
fsr-3396	191	442	%	%	NOUN
fsr-3396	191	443	41.55	41.55	NUM
fsr-3396	191	444	%	%	NOUN
fsr-3396	191	445	58.39	58.39	NUM
fsr-3396	191	446	%	%	NOUN
fsr-3396	191	447	66.43	66.43	NUM
fsr-3396	191	448	%	%	NOUN
fsr-3396	191	449	55.67	55.67	NUM
fsr-3396	191	450	%	%	NOUN
fsr-3396	191	451	56.32	56.32	NUM
fsr-3396	191	452	%	%	NOUN
fsr-3396	191	453	mortgage	mortgage	NOUN
fsr-3396	191	454	91.07	91.07	NUM
fsr-3396	191	455	%	%	NOUN
fsr-3396	191	456	86.62	86.62	NUM
fsr-3396	191	457	%	%	NOUN
fsr-3396	191	458	92.11	92.11	NUM
fsr-3396	191	459	%	%	NOUN
fsr-3396	191	460	95.10	95.10	NUM
fsr-3396	191	461	%	%	NOUN
fsr-3396	191	462	91.41	91.41	NUM
fsr-3396	191	463	%	%	NOUN
fsr-3396	191	464	90.80	90.80	NUM
fsr-3396	191	465	%	%	NOUN
fsr-3396	191	466	diversification	diversification	NOUN
fsr-3396	191	467	79.33	79.33	NUM
fsr-3396	191	468	%	%	NOUN
fsr-3396	191	469	64.79	64.79	NUM
fsr-3396	191	470	%	%	NOUN
fsr-3396	191	471	82.73	82.73	NUM
fsr-3396	191	472	%	%	NOUN
fsr-3396	191	473	84.62	84.62	NUM
fsr-3396	191	474	%	%	NOUN
fsr-3396	191	475	85.22	85.22	NUM
fsr-3396	191	476	%	%	NOUN
fsr-3396	191	477	77.01	77.01	NUM
fsr-3396	191	478	%	%	NOUN
fsr-3396	191	479	subjective	subjective	ADJ
fsr-3396	191	480	financial	financial	ADJ
fsr-3396	191	481	knowledge	knowledge	NOUN
fsr-3396	191	482	,	,	PUNCT
fsr-3396	191	483	mean	mean	INTJ
fsr-3396	191	484	(	(	PUNCT
fsr-3396	191	485	sd	sd	NOUN
fsr-3396	191	486	)	)	PUNCT
fsr-3396	191	487	5.83	5.83	NUM
fsr-3396	191	488	5.51	5.51	NUM
fsr-3396	191	489	6.00	6.00	NUM
fsr-3396	191	490	5.96	5.96	NUM
fsr-3396	191	491	5.87	5.87	NUM
fsr-3396	191	492	5.90	5.90	NUM
fsr-3396	191	493	(	(	PUNCT
fsr-3396	191	494	0.86	0.86	NUM
fsr-3396	191	495	)	)	PUNCT
fsr-3396	191	496	(	(	PUNCT
fsr-3396	191	497	0.99	0.99	NUM
fsr-3396	191	498	)	)	PUNCT
fsr-3396	191	499	(	(	PUNCT
fsr-3396	191	500	0.81	0.81	NUM
fsr-3396	191	501	)	)	PUNCT
fsr-3396	191	502	(	(	PUNCT
fsr-3396	191	503	0.79	0.79	NUM
fsr-3396	191	504	)	)	PUNCT
fsr-3396	191	505	(	(	PUNCT
fsr-3396	191	506	0.83	0.83	NUM
fsr-3396	191	507	)	)	PUNCT
fsr-3396	191	508	(	(	PUNCT
fsr-3396	191	509	0.82	0.82	NUM
fsr-3396	191	510	)	)	PUNCT
fsr-3396	191	511	confidence	confidence	NOUN
fsr-3396	191	512	in	in	ADP
fsr-3396	191	513	financial	financial	ADJ
fsr-3396	191	514	ability	ability	NOUN
fsr-3396	191	515	,	,	PUNCT
fsr-3396	191	516	mean	mean	INTJ
fsr-3396	191	517	(	(	PUNCT
fsr-3396	191	518	sd	sd	NOUN
fsr-3396	191	519	)	)	PUNCT
fsr-3396	191	520	6.45	6.45	NUM
fsr-3396	191	521	6.25	6.25	NUM
fsr-3396	191	522	6.50	6.50	NUM
fsr-3396	191	523	6.47	6.47	NUM
fsr-3396	191	524	6.59	6.59	NUM
fsr-3396	191	525	6.39	6.39	NUM
fsr-3396	191	526	(	(	PUNCT
fsr-3396	191	527	0.92	0.92	NUM
fsr-3396	191	528	)	)	PUNCT
fsr-3396	191	529	(	(	PUNCT
fsr-3396	191	530	1.19	1.19	NUM
fsr-3396	191	531	)	)	PUNCT
fsr-3396	191	532	(	(	PUNCT
fsr-3396	191	533	0.84	0.84	NUM
fsr-3396	191	534	)	)	PUNCT
fsr-3396	191	535	(	(	PUNCT
fsr-3396	191	536	0.92	0.92	NUM
fsr-3396	191	537	)	)	PUNCT
fsr-3396	191	538	(	(	PUNCT
fsr-3396	191	539	0.71	0.71	NUM
fsr-3396	191	540	)	)	PUNCT
fsr-3396	191	541	(	(	PUNCT
fsr-3396	191	542	0.94	0.94	NUM
fsr-3396	191	543	)	)	PUNCT
fsr-3396	191	544	242	242	NUM
fsr-3396	191	545	m.	m.	NOUN
fsr-3396	191	546	seay	seay	PROPN
fsr-3396	191	547	/	/	SYM
fsr-3396	191	548	financial	financial	ADJ
fsr-3396	191	549	services	service	NOUN
fsr-3396	191	550	review	review	VERB
fsr-3396	191	551	27	27	NUM
fsr-3396	191	552	(	(	PUNCT
fsr-3396	191	553	2018	2018	NUM
fsr-3396	191	554	)	)	PUNCT
fsr-3396	191	555	231	231	NUM
fsr-3396	191	556	-	-	SYM
fsr-3396	191	557	255	255	NUM
fsr-3396	191	558	lower	low	ADJ
fsr-3396	191	559	percentage	percentage	NOUN
fsr-3396	191	560	of	of	ADP
fsr-3396	191	561	correct	correct	ADJ
fsr-3396	191	562	answers	answer	NOUN
fsr-3396	191	563	on	on	ADP
fsr-3396	191	564	each	each	DET
fsr-3396	191	565	question	question	NOUN
fsr-3396	191	566	compared	compare	VERB
fsr-3396	191	567	with	with	ADP
fsr-3396	191	568	respondents	respondent	NOUN
fsr-3396	191	569	using	use	VERB
fsr-3396	191	570	the	the	DET
fsr-3396	191	571	other	other	ADJ
fsr-3396	191	572	two	two	NUM
fsr-3396	191	573	compensation	compensation	NOUN
fsr-3396	191	574	methods	method	NOUN
fsr-3396	191	575	.	.	PUNCT
fsr-3396	192	1	further	far	ADV
fsr-3396	192	2	,	,	PUNCT
fsr-3396	192	3	respondents	respondent	NOUN
fsr-3396	192	4	who	who	PRON
fsr-3396	192	5	did	do	AUX
fsr-3396	192	6	not	not	PART
fsr-3396	192	7	know	know	VERB
fsr-3396	192	8	their	their	PRON
fsr-3396	192	9	compensation	compensation	NOUN
fsr-3396	192	10	also	also	ADV
fsr-3396	192	11	had	have	VERB
fsr-3396	192	12	a	a	DET
fsr-3396	192	13	lower	low	ADJ
fsr-3396	192	14	percentage	percentage	NOUN
fsr-3396	192	15	of	of	ADP
fsr-3396	192	16	correct	correct	ADJ
fsr-3396	192	17	answers	answer	NOUN
fsr-3396	192	18	on	on	ADP
fsr-3396	192	19	each	each	DET
fsr-3396	192	20	question	question	NOUN
fsr-3396	192	21	compared	compare	VERB
fsr-3396	192	22	with	with	ADP
fsr-3396	192	23	those	those	PRON
fsr-3396	192	24	who	who	PRON
fsr-3396	192	25	did	do	AUX
fsr-3396	192	26	know	know	VERB
fsr-3396	192	27	their	their	PRON
fsr-3396	192	28	compensation	compensation	NOUN
fsr-3396	192	29	.	.	PUNCT
fsr-3396	193	1	in	in	ADP
fsr-3396	193	2	terms	term	NOUN
fsr-3396	193	3	of	of	ADP
fsr-3396	193	4	self	self	NOUN
fsr-3396	193	5	-	-	PUNCT
fsr-3396	193	6	assessed	assess	VERB
fsr-3396	193	7	financial	financial	ADJ
fsr-3396	193	8	knowledge	knowledge	NOUN
fsr-3396	193	9	measures	measure	NOUN
fsr-3396	193	10	,	,	PUNCT
fsr-3396	193	11	respondents	respondent	NOUN
fsr-3396	193	12	rated	rate	VERB
fsr-3396	193	13	themselves	themselves	PRON
fsr-3396	193	14	at	at	ADP
fsr-3396	193	15	the	the	DET
fsr-3396	193	16	higher	high	ADJ
fsr-3396	193	17	-	-	PUNCT
fsr-3396	193	18	end	end	NOUN
fsr-3396	193	19	of	of	ADP
fsr-3396	193	20	the	the	DET
fsr-3396	193	21	subjective	subjective	ADJ
fsr-3396	193	22	financial	financial	ADJ
fsr-3396	193	23	knowledge	knowledge	NOUN
fsr-3396	193	24	and	and	CCONJ
fsr-3396	193	25	confidence	confidence	NOUN
fsr-3396	193	26	in	in	ADP
fsr-3396	193	27	financial	financial	ADJ
fsr-3396	193	28	ability	ability	NOUN
fsr-3396	193	29	scales	scale	NOUN
fsr-3396	193	30	(	(	PUNCT
fsr-3396	193	31	m	m	VERB
fsr-3396	193	32	�	�	PROPN
fsr-3396	193	33	5.83	5.83	NUM
fsr-3396	193	34	and	and	CCONJ
fsr-3396	193	35	m	m	PROPN
fsr-3396	193	36	�	�	PROPN
fsr-3396	193	37	6.45	6.45	NUM
fsr-3396	193	38	out	out	ADP
fsr-3396	193	39	of	of	ADP
fsr-3396	193	40	7	7	NUM
fsr-3396	193	41	,	,	PUNCT
fsr-3396	193	42	respectively	respectively	ADV
fsr-3396	193	43	)	)	PUNCT
fsr-3396	193	44	.	.	PUNCT
fsr-3396	194	1	however	however	ADV
fsr-3396	194	2	,	,	PUNCT
fsr-3396	194	3	those	those	PRON
fsr-3396	194	4	paying	pay	VERB
fsr-3396	194	5	commission	commission	NOUN
fsr-3396	194	6	-	-	PUNCT
fsr-3396	194	7	and	and	CCONJ
fsr-3396	194	8	-	-	PUNCT
fsr-3396	194	9	fee	fee	NOUN
fsr-3396	194	10	reported	report	VERB
fsr-3396	194	11	lower	low	ADJ
fsr-3396	194	12	confidence	confidence	NOUN
fsr-3396	194	13	in	in	ADP
fsr-3396	194	14	financial	financial	ADJ
fsr-3396	194	15	ability	ability	NOUN
fsr-3396	194	16	(	(	PUNCT
fsr-3396	194	17	m	m	VERB
fsr-3396	194	18	�	�	PROPN
fsr-3396	194	19	6.39	6.39	NUM
fsr-3396	194	20	)	)	PUNCT
fsr-3396	194	21	than	than	ADP
fsr-3396	194	22	those	those	PRON
fsr-3396	194	23	using	use	VERB
fsr-3396	194	24	the	the	DET
fsr-3396	194	25	other	other	ADJ
fsr-3396	194	26	two	two	NUM
fsr-3396	194	27	methods	method	NOUN
fsr-3396	194	28	.	.	PUNCT
fsr-3396	195	1	those	those	PRON
fsr-3396	195	2	who	who	PRON
fsr-3396	195	3	did	do	AUX
fsr-3396	195	4	not	not	PART
fsr-3396	195	5	know	know	VERB
fsr-3396	195	6	their	their	PRON
fsr-3396	195	7	compensation	compensation	NOUN
fsr-3396	195	8	reported	report	VERB
fsr-3396	195	9	the	the	DET
fsr-3396	195	10	lowest	low	ADJ
fsr-3396	195	11	subjective	subjective	ADJ
fsr-3396	195	12	financial	financial	ADJ
fsr-3396	195	13	knowledge	knowledge	NOUN
fsr-3396	195	14	(	(	PUNCT
fsr-3396	195	15	m	m	PROPN
fsr-3396	195	16	�	�	PROPN
fsr-3396	195	17	5.51	5.51	NUM
fsr-3396	195	18	)	)	PUNCT
fsr-3396	195	19	and	and	CCONJ
fsr-3396	195	20	confidence	confidence	NOUN
fsr-3396	195	21	of	of	ADP
fsr-3396	195	22	all	all	DET
fsr-3396	195	23	groups	group	NOUN
fsr-3396	195	24	(	(	PUNCT
fsr-3396	195	25	m	m	VERB
fsr-3396	195	26	�	�	PROPN
fsr-3396	195	27	6.25	6.25	NUM
fsr-3396	195	28	)	)	PUNCT
fsr-3396	195	29	.	.	PUNCT
fsr-3396	196	1	4.1.4	4.1.4	X
fsr-3396	196	2	.	.	PUNCT
fsr-3396	197	1	advisor	advisor	PROPN
fsr-3396	197	2	preference	preference	PROPN
fsr-3396	197	3	characteristics	characteristics	PROPN
fsr-3396	197	4	table	table	NOUN
fsr-3396	197	5	4	4	NUM
fsr-3396	197	6	contains	contain	VERB
fsr-3396	197	7	descriptive	descriptive	ADJ
fsr-3396	197	8	statistics	statistic	NOUN
fsr-3396	197	9	related	relate	VERB
fsr-3396	197	10	to	to	ADP
fsr-3396	197	11	advisor	advisor	NOUN
fsr-3396	197	12	preference	preference	PROPN
fsr-3396	197	13	characteristics	characteristic	NOUN
fsr-3396	197	14	.	.	PUNCT
fsr-3396	198	1	most	most	ADJ
fsr-3396	198	2	respondents	respondent	NOUN
fsr-3396	198	3	found	find	VERB
fsr-3396	198	4	it	it	PRON
fsr-3396	198	5	very	very	ADV
fsr-3396	198	6	important	important	ADJ
fsr-3396	198	7	to	to	PART
fsr-3396	198	8	use	use	VERB
fsr-3396	198	9	their	their	PRON
fsr-3396	198	10	advisor	advisor	NOUN
fsr-3396	198	11	to	to	PART
fsr-3396	198	12	help	help	VERB
fsr-3396	198	13	them	they	PRON
fsr-3396	198	14	prevent	prevent	VERB
fsr-3396	198	15	losses	loss	NOUN
fsr-3396	198	16	(	(	PUNCT
fsr-3396	198	17	79	79	NUM
fsr-3396	198	18	%	%	NOUN
fsr-3396	198	19	)	)	PUNCT
fsr-3396	198	20	and	and	CCONJ
fsr-3396	198	21	improve	improve	VERB
fsr-3396	198	22	investment	investment	NOUN
fsr-3396	198	23	performance	performance	NOUN
fsr-3396	198	24	(	(	PUNCT
fsr-3396	198	25	84	84	NUM
fsr-3396	198	26	%	%	NOUN
fsr-3396	198	27	)	)	PUNCT
fsr-3396	198	28	.	.	PUNCT
fsr-3396	199	1	only	only	ADV
fsr-3396	199	2	30	30	NUM
fsr-3396	199	3	%	%	NOUN
fsr-3396	199	4	of	of	ADP
fsr-3396	199	5	respondents	respondent	NOUN
fsr-3396	199	6	found	find	VERB
fsr-3396	199	7	it	it	PRON
fsr-3396	199	8	very	very	ADV
fsr-3396	199	9	important	important	ADJ
fsr-3396	199	10	to	to	PART
fsr-3396	199	11	use	use	VERB
fsr-3396	199	12	an	an	DET
fsr-3396	199	13	advisor	advisor	NOUN
fsr-3396	199	14	to	to	PART
fsr-3396	199	15	help	help	VERB
fsr-3396	199	16	them	they	PRON
fsr-3396	199	17	free	free	VERB
fsr-3396	199	18	up	up	ADP
fsr-3396	199	19	time	time	NOUN
fsr-3396	199	20	,	,	PUNCT
fsr-3396	199	21	while	while	SCONJ
fsr-3396	199	22	35	35	NUM
fsr-3396	199	23	%	%	NOUN
fsr-3396	199	24	of	of	ADP
fsr-3396	199	25	those	those	PRON
fsr-3396	199	26	who	who	PRON
fsr-3396	199	27	did	do	AUX
fsr-3396	199	28	not	not	PART
fsr-3396	199	29	know	know	VERB
fsr-3396	199	30	their	their	PRON
fsr-3396	199	31	compensation	compensation	NOUN
fsr-3396	199	32	and	and	CCONJ
fsr-3396	199	33	only	only	ADV
fsr-3396	199	34	20	20	NUM
fsr-3396	199	35	%	%	NOUN
fsr-3396	199	36	of	of	ADP
fsr-3396	199	37	respondents	respondent	NOUN
fsr-3396	199	38	using	use	VERB
fsr-3396	199	39	the	the	DET
fsr-3396	199	40	commission	commission	NOUN
fsr-3396	199	41	-	-	PUNCT
fsr-3396	199	42	only	only	ADV
fsr-3396	199	43	method	method	NOUN
fsr-3396	199	44	found	find	VERB
fsr-3396	199	45	this	this	DET
fsr-3396	199	46	factor	factor	NOUN
fsr-3396	199	47	to	to	PART
fsr-3396	199	48	be	be	AUX
fsr-3396	199	49	very	very	ADV
fsr-3396	199	50	important	important	ADJ
fsr-3396	199	51	.	.	PUNCT
fsr-3396	200	1	concerning	concern	VERB
fsr-3396	200	2	advisor	advisor	NOUN
fsr-3396	200	3	selection	selection	NOUN
fsr-3396	200	4	,	,	PUNCT
fsr-3396	200	5	59	59	NUM
fsr-3396	200	6	%	%	NOUN
fsr-3396	200	7	of	of	ADP
fsr-3396	200	8	the	the	DET
fsr-3396	200	9	respondents	respondent	NOUN
fsr-3396	200	10	felt	feel	VERB
fsr-3396	200	11	that	that	SCONJ
fsr-3396	200	12	it	it	PRON
fsr-3396	200	13	was	be	AUX
fsr-3396	200	14	very	very	ADV
fsr-3396	200	15	important	important	ADJ
fsr-3396	200	16	for	for	SCONJ
fsr-3396	200	17	their	their	PRON
fsr-3396	200	18	financial	financial	ADJ
fsr-3396	200	19	advisor	advisor	NOUN
fsr-3396	200	20	to	to	PART
fsr-3396	200	21	have	have	VERB
fsr-3396	200	22	possession	possession	NOUN
fsr-3396	200	23	of	of	ADP
fsr-3396	200	24	a	a	DET
fsr-3396	200	25	professional	professional	ADJ
fsr-3396	200	26	designation	designation	NOUN
fsr-3396	200	27	;	;	PUNCT
fsr-3396	200	28	but	but	CCONJ
fsr-3396	200	29	63	63	NUM
fsr-3396	200	30	%	%	NOUN
fsr-3396	200	31	of	of	ADP
fsr-3396	200	32	those	those	PRON
fsr-3396	200	33	who	who	PRON
fsr-3396	200	34	did	do	AUX
fsr-3396	200	35	not	not	PART
fsr-3396	200	36	know	know	VERB
fsr-3396	200	37	their	their	PRON
fsr-3396	200	38	compensation	compensation	NOUN
fsr-3396	200	39	method	method	NOUN
fsr-3396	200	40	and	and	CCONJ
fsr-3396	200	41	only	only	ADV
fsr-3396	200	42	50	50	NUM
fsr-3396	200	43	%	%	NOUN
fsr-3396	200	44	of	of	ADP
fsr-3396	200	45	respondents	respondent	NOUN
fsr-3396	200	46	using	use	VERB
fsr-3396	200	47	the	the	DET
fsr-3396	200	48	commission	commission	NOUN
fsr-3396	200	49	-	-	PUNCT
fsr-3396	200	50	only	only	ADV
fsr-3396	200	51	method	method	NOUN
fsr-3396	200	52	found	find	VERB
fsr-3396	200	53	professional	professional	ADJ
fsr-3396	200	54	designations	designation	NOUN
fsr-3396	200	55	to	to	PART
fsr-3396	200	56	be	be	AUX
fsr-3396	200	57	very	very	ADV
fsr-3396	200	58	important	important	ADJ
fsr-3396	200	59	.	.	PUNCT
fsr-3396	201	1	only	only	ADV
fsr-3396	201	2	25	25	NUM
fsr-3396	201	3	%	%	NOUN
fsr-3396	201	4	of	of	ADP
fsr-3396	201	5	the	the	DET
fsr-3396	201	6	overall	overall	ADJ
fsr-3396	201	7	sample	sample	NOUN
fsr-3396	201	8	respondents	respondent	NOUN
fsr-3396	201	9	reported	report	VERB
fsr-3396	201	10	that	that	SCONJ
fsr-3396	201	11	they	they	PRON
fsr-3396	201	12	had	have	AUX
fsr-3396	201	13	performed	perform	VERB
fsr-3396	201	14	a	a	DET
fsr-3396	201	15	background	background	NOUN
fsr-3396	201	16	,	,	PUNCT
fsr-3396	201	17	registration	registration	NOUN
fsr-3396	201	18	,	,	PUNCT
fsr-3396	201	19	or	or	CCONJ
fsr-3396	201	20	license	license	NOUN
fsr-3396	201	21	check	check	NOUN
fsr-3396	201	22	on	on	ADP
fsr-3396	201	23	a	a	DET
fsr-3396	201	24	financial	financial	ADJ
fsr-3396	201	25	advisor	advisor	NOUN
fsr-3396	201	26	;	;	PUNCT
fsr-3396	201	27	however	however	ADV
fsr-3396	201	28	,	,	PUNCT
fsr-3396	201	29	39	39	NUM
fsr-3396	201	30	%	%	NOUN
fsr-3396	201	31	of	of	ADP
fsr-3396	201	32	respondents	respondent	NOUN
fsr-3396	201	33	using	use	VERB
fsr-3396	201	34	the	the	DET
fsr-3396	201	35	commission	commission	NOUN
fsr-3396	201	36	-	-	PUNCT
fsr-3396	201	37	and	and	CCONJ
fsr-3396	201	38	-	-	PUNCT
fsr-3396	201	39	fee	fee	NOUN
fsr-3396	201	40	method	method	NOUN
fsr-3396	201	41	and	and	CCONJ
fsr-3396	201	42	only	only	ADV
fsr-3396	201	43	8	8	NUM
fsr-3396	201	44	%	%	NOUN
fsr-3396	201	45	of	of	ADP
fsr-3396	201	46	those	those	PRON
fsr-3396	201	47	who	who	PRON
fsr-3396	201	48	did	do	AUX
fsr-3396	201	49	not	not	PART
fsr-3396	201	50	know	know	VERB
fsr-3396	201	51	their	their	PRON
fsr-3396	201	52	compensation	compensation	NOUN
fsr-3396	201	53	had	have	AUX
fsr-3396	201	54	done	do	VERB
fsr-3396	201	55	so	so	ADV
fsr-3396	201	56	.	.	PUNCT
fsr-3396	202	1	table	table	NOUN
fsr-3396	202	2	4	4	NUM
fsr-3396	202	3	advisor	advisor	NOUN
fsr-3396	202	4	preference	preference	NOUN
fsr-3396	202	5	,	,	PUNCT
fsr-3396	202	6	2015	2015	NUM
fsr-3396	202	7	national	national	ADJ
fsr-3396	202	8	financial	financial	ADJ
fsr-3396	202	9	capability	capability	NOUN
fsr-3396	202	10	study	study	NOUN
fsr-3396	202	11	(	(	PUNCT
fsr-3396	202	12	nfcs	nfcs	PROPN
fsr-3396	202	13	)	)	PUNCT
fsr-3396	202	14	investor	investor	NOUN
fsr-3396	202	15	survey	survey	NOUN
fsr-3396	202	16	compensation	compensation	NOUN
fsr-3396	202	17	model	model	NOUN
fsr-3396	202	18	full	full	ADJ
fsr-3396	202	19	sample	sample	NOUN
fsr-3396	202	20	(	(	PUNCT
fsr-3396	202	21	n	n	X
fsr-3396	202	22	�	�	PROPN
fsr-3396	202	23	750	750	NUM
fsr-3396	202	24	)	)	PUNCT
fsr-3396	202	25	do	do	AUX
fsr-3396	202	26	not	not	PART
fsr-3396	202	27	know	know	VERB
fsr-3396	202	28	compensation	compensation	NOUN
fsr-3396	202	29	(	(	PUNCT
fsr-3396	202	30	n	n	X
fsr-3396	202	31	�	�	PROPN
fsr-3396	202	32	142	142	NUM
fsr-3396	202	33	)	)	PUNCT
fsr-3396	202	34	know	know	VERB
fsr-3396	202	35	compensation	compensation	NOUN
fsr-3396	202	36	(	(	PUNCT
fsr-3396	202	37	n	n	X
fsr-3396	202	38	�	�	PROPN
fsr-3396	202	39	608	608	NUM
fsr-3396	202	40	)	)	PUNCT
fsr-3396	202	41	commission	commission	NOUN
fsr-3396	202	42	only	only	ADV
fsr-3396	202	43	(	(	PUNCT
fsr-3396	202	44	n	n	X
fsr-3396	202	45	�	�	PROPN
fsr-3396	202	46	143	143	NUM
fsr-3396	202	47	)	)	PUNCT
fsr-3396	202	48	fee	fee	NOUN
fsr-3396	202	49	only	only	ADV
fsr-3396	202	50	(	(	PUNCT
fsr-3396	202	51	n	n	X
fsr-3396	202	52	�	�	PROPN
fsr-3396	202	53	291	291	NUM
fsr-3396	202	54	)	)	PUNCT
fsr-3396	202	55	commissionand	commissionand	NOUN
fsr-3396	202	56	-	-	PUNCT
fsr-3396	202	57	fee	fee	NOUN
fsr-3396	202	58	(	(	PUNCT
fsr-3396	202	59	n	n	X
fsr-3396	202	60	�	�	PROPN
fsr-3396	202	61	174	174	NUM
fsr-3396	202	62	)	)	PUNCT
fsr-3396	202	63	use	use	VERB
fsr-3396	202	64	advisor	advisor	NOUN
fsr-3396	202	65	to	to	PART
fsr-3396	202	66	free	free	VERB
fsr-3396	202	67	up	up	ADP
fsr-3396	202	68	time	time	NOUN
fsr-3396	202	69	very	very	ADV
fsr-3396	202	70	important	important	ADJ
fsr-3396	202	71	29.60	29.60	NUM
fsr-3396	202	72	%	%	NOUN
fsr-3396	202	73	34.51	34.51	NUM
fsr-3396	202	74	%	%	NOUN
fsr-3396	202	75	28.45	28.45	NUM
fsr-3396	202	76	%	%	NOUN
fsr-3396	202	77	19.58	19.58	NUM
fsr-3396	202	78	%	%	NOUN
fsr-3396	202	79	30.93	30.93	NUM
fsr-3396	202	80	%	%	NOUN
fsr-3396	202	81	31.61	31.61	NUM
fsr-3396	202	82	%	%	NOUN
fsr-3396	202	83	not	not	PART
fsr-3396	202	84	very	very	ADV
fsr-3396	202	85	important	important	ADJ
fsr-3396	202	86	70.40	70.40	NUM
fsr-3396	202	87	%	%	NOUN
fsr-3396	202	88	65.49	65.49	NUM
fsr-3396	202	89	%	%	NOUN
fsr-3396	202	90	71.55	71.55	NUM
fsr-3396	202	91	%	%	NOUN
fsr-3396	202	92	80.42	80.42	NUM
fsr-3396	202	93	%	%	NOUN
fsr-3396	202	94	69.07	69.07	NUM
fsr-3396	202	95	%	%	NOUN
fsr-3396	202	96	68.39	68.39	NUM
fsr-3396	202	97	%	%	NOUN
fsr-3396	202	98	use	use	NOUN
fsr-3396	202	99	advisor	advisor	NOUN
fsr-3396	202	100	to	to	PART
fsr-3396	202	101	prevent	prevent	VERB
fsr-3396	202	102	losses	loss	NOUN
fsr-3396	202	103	very	very	ADV
fsr-3396	202	104	important	important	ADJ
fsr-3396	202	105	79.47	79.47	NUM
fsr-3396	202	106	%	%	NOUN
fsr-3396	202	107	81.69	81.69	NUM
fsr-3396	202	108	%	%	NOUN
fsr-3396	202	109	78.95	78.95	NUM
fsr-3396	202	110	%	%	NOUN
fsr-3396	202	111	80.42	80.42	NUM
fsr-3396	202	112	%	%	NOUN
fsr-3396	202	113	81.44	81.44	NUM
fsr-3396	202	114	%	%	NOUN
fsr-3396	202	115	73.56	73.56	NUM
fsr-3396	202	116	%	%	NOUN
fsr-3396	202	117	not	not	PART
fsr-3396	202	118	very	very	ADV
fsr-3396	202	119	important	important	ADJ
fsr-3396	202	120	20.53	20.53	NUM
fsr-3396	202	121	%	%	NOUN
fsr-3396	202	122	18.31	18.31	NUM
fsr-3396	202	123	%	%	NOUN
fsr-3396	202	124	21.05	21.05	NUM
fsr-3396	202	125	%	%	NOUN
fsr-3396	202	126	19.58	19.58	NUM
fsr-3396	202	127	%	%	NOUN
fsr-3396	202	128	18.56	18.56	NUM
fsr-3396	202	129	%	%	NOUN
fsr-3396	202	130	26.44	26.44	NUM
fsr-3396	202	131	%	%	NOUN
fsr-3396	202	132	use	use	NOUN
fsr-3396	202	133	advisor	advisor	NOUN
fsr-3396	202	134	to	to	PART
fsr-3396	202	135	improve	improve	VERB
fsr-3396	202	136	investment	investment	NOUN
fsr-3396	202	137	performance	performance	NOUN
fsr-3396	202	138	very	very	ADV
fsr-3396	202	139	important	important	ADJ
fsr-3396	202	140	84.40	84.40	NUM
fsr-3396	202	141	%	%	NOUN
fsr-3396	202	142	84.51	84.51	NUM
fsr-3396	202	143	%	%	NOUN
fsr-3396	202	144	84.38	84.38	NUM
fsr-3396	202	145	%	%	NOUN
fsr-3396	202	146	81.12	81.12	NUM
fsr-3396	202	147	%	%	NOUN
fsr-3396	202	148	86.94	86.94	NUM
fsr-3396	202	149	%	%	NOUN
fsr-3396	202	150	82.76	82.76	NUM
fsr-3396	202	151	%	%	NOUN
fsr-3396	202	152	not	not	PART
fsr-3396	202	153	very	very	ADV
fsr-3396	202	154	important	important	ADJ
fsr-3396	202	155	15.60	15.60	NUM
fsr-3396	202	156	%	%	NOUN
fsr-3396	202	157	15.49	15.49	NUM
fsr-3396	202	158	%	%	NOUN
fsr-3396	202	159	15.63	15.63	NUM
fsr-3396	202	160	%	%	NOUN
fsr-3396	202	161	18.88	18.88	NUM
fsr-3396	202	162	%	%	NOUN
fsr-3396	202	163	13.06	13.06	NUM
fsr-3396	202	164	%	%	NOUN
fsr-3396	202	165	17.24	17.24	NUM
fsr-3396	202	166	%	%	NOUN
fsr-3396	202	167	performed	perform	VERB
fsr-3396	202	168	advisor	advisor	NOUN
fsr-3396	202	169	background/	background/	NUM
fsr-3396	202	170	registration	registration	NOUN
fsr-3396	202	171	check	check	NOUN
fsr-3396	202	172	25.07	25.07	NUM
fsr-3396	202	173	%	%	NOUN
fsr-3396	202	174	7.75	7.75	NUM
fsr-3396	202	175	%	%	NOUN
fsr-3396	202	176	29.11	29.11	NUM
fsr-3396	202	177	%	%	NOUN
fsr-3396	202	178	23.08	23.08	NUM
fsr-3396	202	179	%	%	NOUN
fsr-3396	202	180	26.46	26.46	NUM
fsr-3396	202	181	%	%	NOUN
fsr-3396	202	182	38.51	38.51	NUM
fsr-3396	202	183	%	%	NOUN
fsr-3396	202	184	importance	importance	NOUN
fsr-3396	202	185	of	of	ADP
fsr-3396	202	186	professional	professional	ADJ
fsr-3396	202	187	designation	designation	NOUN
fsr-3396	202	188	very	very	ADV
fsr-3396	202	189	important	important	ADJ
fsr-3396	202	190	59.20	59.20	NUM
fsr-3396	202	191	%	%	NOUN
fsr-3396	202	192	62.68	62.68	NUM
fsr-3396	202	193	%	%	NOUN
fsr-3396	202	194	58.39	58.39	NUM
fsr-3396	202	195	%	%	NOUN
fsr-3396	202	196	49.65	49.65	NUM
fsr-3396	202	197	%	%	NOUN
fsr-3396	202	198	62.20	62.20	NUM
fsr-3396	202	199	%	%	NOUN
fsr-3396	202	200	59.20	59.20	NUM
fsr-3396	202	201	%	%	NOUN
fsr-3396	202	202	not	not	PART
fsr-3396	202	203	very	very	ADV
fsr-3396	202	204	important	important	ADJ
fsr-3396	202	205	40.80	40.80	NUM
fsr-3396	202	206	%	%	NOUN
fsr-3396	202	207	37.32	37.32	NUM
fsr-3396	202	208	%	%	NOUN
fsr-3396	202	209	41.61	41.61	NUM
fsr-3396	202	210	%	%	NOUN
fsr-3396	202	211	50.35	50.35	NUM
fsr-3396	202	212	%	%	NOUN
fsr-3396	202	213	37.80	37.80	NUM
fsr-3396	202	214	%	%	NOUN
fsr-3396	202	215	40.80	40.80	NUM
fsr-3396	202	216	%	%	NOUN
fsr-3396	202	217	243	243	NUM
fsr-3396	202	218	m.	m.	NOUN
fsr-3396	202	219	seay	seay	PROPN
fsr-3396	202	220	/	/	SYM
fsr-3396	202	221	financial	financial	ADJ
fsr-3396	202	222	services	service	NOUN
fsr-3396	202	223	review	review	VERB
fsr-3396	202	224	27	27	NUM
fsr-3396	202	225	(	(	PUNCT
fsr-3396	202	226	2018	2018	NUM
fsr-3396	202	227	)	)	PUNCT
fsr-3396	202	228	231	231	NUM
fsr-3396	202	229	-	-	SYM
fsr-3396	202	230	255	255	NUM
fsr-3396	202	231	4.1.5	4.1.5	NUM
fsr-3396	202	232	.	.	PUNCT
fsr-3396	203	1	advisor	advisor	PROPN
fsr-3396	203	2	compensation	compensation	PROPN
fsr-3396	203	3	characteristics	characteristic	NOUN
fsr-3396	203	4	in	in	ADP
fsr-3396	203	5	regard	regard	NOUN
fsr-3396	203	6	to	to	ADP
fsr-3396	203	7	the	the	DET
fsr-3396	203	8	dependent	dependent	ADJ
fsr-3396	203	9	variables	variable	NOUN
fsr-3396	203	10	,	,	PUNCT
fsr-3396	203	11	the	the	DET
fsr-3396	203	12	majority	majority	NOUN
fsr-3396	203	13	of	of	ADP
fsr-3396	203	14	the	the	DET
fsr-3396	203	15	sample	sample	NOUN
fsr-3396	203	16	(	(	PUNCT
fsr-3396	203	17	81	81	NUM
fsr-3396	203	18	%	%	NOUN
fsr-3396	203	19	)	)	PUNCT
fsr-3396	203	20	indicated	indicate	VERB
fsr-3396	203	21	that	that	SCONJ
fsr-3396	203	22	they	they	PRON
fsr-3396	203	23	knew	know	VERB
fsr-3396	203	24	the	the	DET
fsr-3396	203	25	compensation	compensation	NOUN
fsr-3396	203	26	method	method	NOUN
fsr-3396	203	27	.	.	PUNCT
fsr-3396	204	1	of	of	ADP
fsr-3396	204	2	those	those	PRON
fsr-3396	204	3	that	that	PRON
fsr-3396	204	4	did	do	AUX
fsr-3396	204	5	know	know	VERB
fsr-3396	204	6	their	their	PRON
fsr-3396	204	7	compensation	compensation	NOUN
fsr-3396	204	8	method	method	NOUN
fsr-3396	204	9	,	,	PUNCT
fsr-3396	204	10	almost	almost	ADV
fsr-3396	204	11	half	half	NOUN
fsr-3396	204	12	of	of	ADP
fsr-3396	204	13	the	the	DET
fsr-3396	204	14	respondents	respondent	NOUN
fsr-3396	204	15	reported	report	VERB
fsr-3396	204	16	paying	pay	VERB
fsr-3396	204	17	compensation	compensation	NOUN
fsr-3396	204	18	on	on	ADP
fsr-3396	204	19	a	a	DET
fsr-3396	204	20	fee	fee	NOUN
fsr-3396	204	21	-	-	PUNCT
fsr-3396	204	22	only	only	ADJ
fsr-3396	204	23	basis	basis	NOUN
fsr-3396	204	24	(	(	PUNCT
fsr-3396	204	25	48	48	NUM
fsr-3396	204	26	%	%	NOUN
fsr-3396	204	27	)	)	PUNCT
fsr-3396	204	28	,	,	PUNCT
fsr-3396	204	29	with	with	ADP
fsr-3396	204	30	the	the	DET
fsr-3396	204	31	rest	rest	NOUN
fsr-3396	204	32	of	of	ADP
fsr-3396	204	33	the	the	DET
fsr-3396	204	34	sample	sample	NOUN
fsr-3396	204	35	reporting	reporting	NOUN
fsr-3396	204	36	compensation	compensation	NOUN
fsr-3396	204	37	based	base	VERB
fsr-3396	204	38	on	on	ADP
fsr-3396	204	39	commission	commission	NOUN
fsr-3396	204	40	only	only	ADV
fsr-3396	204	41	(	(	PUNCT
fsr-3396	204	42	23	23	NUM
fsr-3396	204	43	%	%	NOUN
fsr-3396	204	44	)	)	PUNCT
fsr-3396	204	45	or	or	CCONJ
fsr-3396	204	46	both	both	DET
fsr-3396	204	47	commission	commission	NOUN
fsr-3396	204	48	and	and	CCONJ
fsr-3396	204	49	fees	fee	NOUN
fsr-3396	204	50	(	(	PUNCT
fsr-3396	204	51	29	29	NUM
fsr-3396	204	52	%	%	NOUN
fsr-3396	204	53	)	)	PUNCT
fsr-3396	204	54	.	.	PUNCT
fsr-3396	205	1	table	table	NOUN
fsr-3396	205	2	5	5	NUM
fsr-3396	205	3	displays	display	NOUN
fsr-3396	205	4	descriptive	descriptive	ADJ
fsr-3396	205	5	statistics	statistic	NOUN
fsr-3396	205	6	related	relate	VERB
fsr-3396	205	7	to	to	ADP
fsr-3396	205	8	advisor	advisor	NOUN
fsr-3396	205	9	compensation	compensation	NOUN
fsr-3396	205	10	characteristics	characteristic	NOUN
fsr-3396	205	11	.	.	PUNCT
fsr-3396	206	1	respondents	respondent	NOUN
fsr-3396	206	2	overwhelmingly	overwhelmingly	ADV
fsr-3396	206	3	felt	feel	VERB
fsr-3396	206	4	that	that	SCONJ
fsr-3396	206	5	advisor	advisor	PROPN
fsr-3396	206	6	compensation	compensation	NOUN
fsr-3396	206	7	based	base	VERB
fsr-3396	206	8	on	on	ADP
fsr-3396	206	9	sales	sale	NOUN
fsr-3396	206	10	factors	factor	NOUN
fsr-3396	206	11	such	such	ADJ
fsr-3396	206	12	as	as	ADP
fsr-3396	206	13	commissions	commission	NOUN
fsr-3396	206	14	on	on	ADP
fsr-3396	206	15	trading	trading	NOUN
fsr-3396	206	16	activity	activity	NOUN
fsr-3396	206	17	and	and	CCONJ
fsr-3396	206	18	selling	sell	VERB
fsr-3396	206	19	incentives	incentive	NOUN
fsr-3396	206	20	would	would	AUX
fsr-3396	206	21	at	at	ADV
fsr-3396	206	22	least	least	ADJ
fsr-3396	206	23	somewhat	somewhat	ADV
fsr-3396	206	24	affect	affect	VERB
fsr-3396	206	25	advice	advice	NOUN
fsr-3396	206	26	received	receive	VERB
fsr-3396	206	27	.	.	PUNCT
fsr-3396	207	1	in	in	ADP
fsr-3396	207	2	terms	term	NOUN
fsr-3396	207	3	of	of	ADP
fsr-3396	207	4	fee	fee	NOUN
fsr-3396	207	5	importance	importance	NOUN
fsr-3396	207	6	,	,	PUNCT
fsr-3396	207	7	respondents	respondent	NOUN
fsr-3396	207	8	felt	feel	VERB
fsr-3396	207	9	that	that	SCONJ
fsr-3396	207	10	fees	fee	NOUN
fsr-3396	207	11	and	and	CCONJ
fsr-3396	207	12	pricing	pricing	NOUN
fsr-3396	207	13	structure	structure	NOUN
fsr-3396	207	14	related	relate	VERB
fsr-3396	207	15	to	to	ADP
fsr-3396	207	16	nonretirement	nonretirement	ADJ
fsr-3396	207	17	accounts	account	NOUN
fsr-3396	207	18	were	be	AUX
fsr-3396	207	19	important	important	ADJ
fsr-3396	207	20	factors	factor	NOUN
fsr-3396	207	21	when	when	SCONJ
fsr-3396	207	22	opening	open	VERB
fsr-3396	207	23	an	an	DET
fsr-3396	207	24	account	account	NOUN
fsr-3396	207	25	(	(	PUNCT
fsr-3396	207	26	m	m	PROPN
fsr-3396	207	27	�	�	PROPN
fsr-3396	207	28	7.9	7.9	NUM
fsr-3396	207	29	out	out	ADP
fsr-3396	207	30	of	of	ADP
fsr-3396	207	31	10	10	NUM
fsr-3396	207	32	)	)	PUNCT
fsr-3396	207	33	,	,	PUNCT
fsr-3396	207	34	but	but	CCONJ
fsr-3396	207	35	those	those	PRON
fsr-3396	207	36	who	who	PRON
fsr-3396	207	37	did	do	AUX
fsr-3396	207	38	not	not	PART
fsr-3396	207	39	know	know	VERB
fsr-3396	207	40	their	their	PRON
fsr-3396	207	41	compensation	compensation	NOUN
fsr-3396	207	42	method	method	NOUN
fsr-3396	207	43	found	find	VERB
fsr-3396	207	44	it	it	PRON
fsr-3396	207	45	to	to	PART
fsr-3396	207	46	be	be	AUX
fsr-3396	207	47	less	less	ADV
fsr-3396	207	48	important	important	ADJ
fsr-3396	207	49	(	(	PUNCT
fsr-3396	207	50	m	m	NOUN
fsr-3396	207	51	�	�	PROPN
fsr-3396	207	52	7.2	7.2	NUM
fsr-3396	207	53	)	)	PUNCT
fsr-3396	207	54	.	.	PUNCT
fsr-3396	208	1	4.2	4.2	NUM
fsr-3396	208	2	regression	regression	NOUN
fsr-3396	208	3	results	result	NOUN
fsr-3396	208	4	—	—	PUNCT
fsr-3396	208	5	primary	primary	ADJ
fsr-3396	208	6	analysis	analysis	NOUN
fsr-3396	208	7	to	to	PART
fsr-3396	208	8	analyze	analyze	VERB
fsr-3396	208	9	the	the	DET
fsr-3396	208	10	effect	effect	NOUN
fsr-3396	208	11	of	of	ADP
fsr-3396	208	12	the	the	DET
fsr-3396	208	13	selected	select	VERB
fsr-3396	208	14	predictor	predictor	NOUN
fsr-3396	208	15	variables	variable	NOUN
fsr-3396	208	16	on	on	ADP
fsr-3396	208	17	the	the	DET
fsr-3396	208	18	likelihood	likelihood	NOUN
fsr-3396	208	19	of	of	ADP
fsr-3396	208	20	knowing	know	VERB
fsr-3396	208	21	the	the	DET
fsr-3396	208	22	compensation	compensation	NOUN
fsr-3396	208	23	method	method	NOUN
fsr-3396	208	24	,	,	PUNCT
fsr-3396	208	25	a	a	DET
fsr-3396	208	26	binary	binary	PROPN
fsr-3396	208	27	logit	logit	PROPN
fsr-3396	208	28	model	model	NOUN
fsr-3396	208	29	was	be	AUX
fsr-3396	208	30	used	use	VERB
fsr-3396	208	31	.	.	PUNCT
fsr-3396	209	1	results	result	NOUN
fsr-3396	209	2	from	from	ADP
fsr-3396	209	3	the	the	DET
fsr-3396	209	4	binary	binary	PROPN
fsr-3396	209	5	logistic	logistic	PROPN
fsr-3396	209	6	regression	regression	NOUN
fsr-3396	209	7	analysis	analysis	NOUN
fsr-3396	209	8	are	be	AUX
fsr-3396	209	9	presented	present	VERB
fsr-3396	209	10	in	in	ADP
fsr-3396	209	11	table	table	NOUN
fsr-3396	209	12	6	6	NUM
fsr-3396	209	13	.	.	PUNCT
fsr-3396	210	1	in	in	ADP
fsr-3396	210	2	regard	regard	NOUN
fsr-3396	210	3	to	to	ADP
fsr-3396	210	4	model	model	NOUN
fsr-3396	210	5	fit	fit	PROPN
fsr-3396	210	6	,	,	PUNCT
fsr-3396	210	7	pseudo	pseudo	NOUN
fsr-3396	210	8	r2	r2	NOUN
fsr-3396	210	9	was	be	AUX
fsr-3396	210	10	0.195	0.195	NUM
fsr-3396	210	11	.	.	PUNCT
fsr-3396	211	1	variance	variance	NOUN
fsr-3396	211	2	inflation	inflation	NOUN
fsr-3396	211	3	factors	factor	NOUN
fsr-3396	211	4	ranged	range	VERB
fsr-3396	211	5	from	from	ADP
fsr-3396	211	6	1.1	1.1	NUM
fsr-3396	211	7	to	to	ADP
fsr-3396	211	8	4.3	4.3	NUM
fsr-3396	211	9	,	,	PUNCT
fsr-3396	211	10	indicating	indicate	VERB
fsr-3396	211	11	that	that	SCONJ
fsr-3396	211	12	multicollinearity	multicollinearity	NOUN
fsr-3396	211	13	among	among	ADP
fsr-3396	211	14	the	the	DET
fsr-3396	211	15	predictor	predictor	NOUN
fsr-3396	211	16	variables	variable	NOUN
fsr-3396	211	17	is	be	AUX
fsr-3396	211	18	not	not	PART
fsr-3396	211	19	a	a	DET
fsr-3396	211	20	concern	concern	NOUN
fsr-3396	211	21	in	in	ADP
fsr-3396	211	22	this	this	DET
fsr-3396	211	23	analysis	analysis	NOUN
fsr-3396	211	24	.	.	PUNCT
fsr-3396	212	1	holding	hold	VERB
fsr-3396	212	2	all	all	DET
fsr-3396	212	3	else	else	ADV
fsr-3396	212	4	equal	equal	ADJ
fsr-3396	212	5	,	,	PUNCT
fsr-3396	212	6	variables	variable	NOUN
fsr-3396	212	7	from	from	ADP
fsr-3396	212	8	each	each	DET
fsr-3396	212	9	block	block	NOUN
fsr-3396	212	10	of	of	ADP
fsr-3396	212	11	characteristics	characteristic	NOUN
fsr-3396	212	12	except	except	SCONJ
fsr-3396	212	13	for	for	ADP
fsr-3396	212	14	the	the	DET
fsr-3396	212	15	financial	financial	ADJ
fsr-3396	212	16	characteristics	characteristic	NOUN
fsr-3396	212	17	block	block	NOUN
fsr-3396	212	18	were	be	AUX
fsr-3396	212	19	found	find	VERB
fsr-3396	212	20	to	to	PART
fsr-3396	212	21	be	be	AUX
fsr-3396	212	22	significant	significant	ADJ
fsr-3396	212	23	predictors	predictor	NOUN
fsr-3396	212	24	of	of	ADP
fsr-3396	212	25	knowing	know	VERB
fsr-3396	212	26	the	the	DET
fsr-3396	212	27	compensation	compensation	NOUN
fsr-3396	212	28	method	method	NOUN
fsr-3396	212	29	(	(	PUNCT
fsr-3396	212	30	p	p	NOUN
fsr-3396	212	31	�	�	PROPN
fsr-3396	212	32	0.05	0.05	NUM
fsr-3396	212	33	)	)	PUNCT
fsr-3396	212	34	.	.	PUNCT
fsr-3396	213	1	hypothesis	hypothesis	NOUN
fsr-3396	213	2	one	one	NUM
fsr-3396	213	3	expected	expect	VERB
fsr-3396	213	4	a	a	DET
fsr-3396	213	5	positive	positive	ADJ
fsr-3396	213	6	relationship	relationship	NOUN
fsr-3396	213	7	between	between	ADP
fsr-3396	213	8	financial	financial	ADJ
fsr-3396	213	9	knowledge	knowledge	NOUN
fsr-3396	213	10	and	and	CCONJ
fsr-3396	213	11	knowing	know	VERB
fsr-3396	213	12	the	the	DET
fsr-3396	213	13	advisor	advisor	PROPN
fsr-3396	213	14	compensation	compensation	NOUN
fsr-3396	213	15	method	method	NOUN
fsr-3396	213	16	;	;	PUNCT
fsr-3396	213	17	however	however	ADV
fsr-3396	213	18	,	,	PUNCT
fsr-3396	213	19	knowledge	knowledge	NOUN
fsr-3396	213	20	of	of	ADP
fsr-3396	213	21	diversification	diversification	NOUN
fsr-3396	213	22	was	be	AUX
fsr-3396	213	23	the	the	DET
fsr-3396	213	24	only	only	ADJ
fsr-3396	213	25	variable	variable	NOUN
fsr-3396	213	26	in	in	ADP
fsr-3396	213	27	the	the	DET
fsr-3396	213	28	financial	financial	ADJ
fsr-3396	213	29	knowledge	knowledge	NOUN
fsr-3396	213	30	block	block	NOUN
fsr-3396	213	31	that	that	PRON
fsr-3396	213	32	was	be	AUX
fsr-3396	213	33	significantly	significantly	ADV
fsr-3396	213	34	associated	associate	VERB
fsr-3396	213	35	with	with	ADP
fsr-3396	213	36	knowing	know	VERB
fsr-3396	213	37	the	the	DET
fsr-3396	213	38	compensation	compensation	NOUN
fsr-3396	213	39	method	method	NOUN
fsr-3396	213	40	.	.	PUNCT
fsr-3396	214	1	specifically	specifically	ADV
fsr-3396	214	2	,	,	PUNCT
fsr-3396	214	3	those	those	PRON
fsr-3396	214	4	answering	answer	VERB
fsr-3396	214	5	the	the	DET
fsr-3396	214	6	question	question	NOUN
fsr-3396	214	7	correctly	correctly	ADV
fsr-3396	214	8	had	have	VERB
fsr-3396	214	9	2.5	2.5	NUM
fsr-3396	214	10	times	time	NOUN
fsr-3396	214	11	higher	high	ADJ
fsr-3396	214	12	odds	odd	NOUN
fsr-3396	214	13	of	of	ADP
fsr-3396	214	14	knowing	know	VERB
fsr-3396	214	15	the	the	DET
fsr-3396	214	16	compensation	compensation	NOUN
fsr-3396	214	17	method	method	NOUN
fsr-3396	214	18	than	than	ADP
fsr-3396	214	19	those	those	PRON
fsr-3396	214	20	who	who	PRON
fsr-3396	214	21	answered	answer	VERB
fsr-3396	214	22	the	the	DET
fsr-3396	214	23	question	question	NOUN
fsr-3396	214	24	table	table	NOUN
fsr-3396	214	25	5	5	NUM
fsr-3396	214	26	compensation	compensation	NOUN
fsr-3396	214	27	beliefs	belief	NOUN
fsr-3396	214	28	,	,	PUNCT
fsr-3396	214	29	2015	2015	NUM
fsr-3396	214	30	national	national	ADJ
fsr-3396	214	31	financial	financial	ADJ
fsr-3396	214	32	capability	capability	NOUN
fsr-3396	214	33	study	study	NOUN
fsr-3396	214	34	(	(	PUNCT
fsr-3396	214	35	nfcs	nfcs	PROPN
fsr-3396	214	36	)	)	PUNCT
fsr-3396	214	37	investor	investor	NOUN
fsr-3396	214	38	survey	survey	NOUN
fsr-3396	214	39	compensation	compensation	NOUN
fsr-3396	214	40	model	model	NOUN
fsr-3396	214	41	full	full	ADJ
fsr-3396	214	42	sample	sample	NOUN
fsr-3396	214	43	(	(	PUNCT
fsr-3396	214	44	n	n	X
fsr-3396	214	45	�	�	PROPN
fsr-3396	214	46	750	750	NUM
fsr-3396	214	47	)	)	PUNCT
fsr-3396	214	48	do	do	AUX
fsr-3396	214	49	not	not	PART
fsr-3396	214	50	know	know	VERB
fsr-3396	214	51	compensation	compensation	NOUN
fsr-3396	214	52	(	(	PUNCT
fsr-3396	214	53	n	n	X
fsr-3396	214	54	�	�	PROPN
fsr-3396	214	55	142	142	NUM
fsr-3396	214	56	)	)	PUNCT
fsr-3396	214	57	know	know	VERB
fsr-3396	214	58	compensation	compensation	NOUN
fsr-3396	214	59	(	(	PUNCT
fsr-3396	214	60	n	n	X
fsr-3396	214	61	�	�	PROPN
fsr-3396	214	62	608	608	NUM
fsr-3396	214	63	)	)	PUNCT
fsr-3396	214	64	commission	commission	NOUN
fsr-3396	214	65	only	only	ADV
fsr-3396	214	66	(	(	PUNCT
fsr-3396	214	67	n	n	X
fsr-3396	214	68	�	�	PROPN
fsr-3396	214	69	143	143	NUM
fsr-3396	214	70	)	)	PUNCT
fsr-3396	214	71	fee	fee	NOUN
fsr-3396	214	72	only	only	ADV
fsr-3396	214	73	(	(	PUNCT
fsr-3396	214	74	n	n	X
fsr-3396	214	75	�	�	PROPN
fsr-3396	214	76	291	291	NUM
fsr-3396	214	77	)	)	PUNCT
fsr-3396	214	78	commissionand	commissionand	NOUN
fsr-3396	214	79	-	-	PUNCT
fsr-3396	214	80	fee	fee	NOUN
fsr-3396	214	81	(	(	PUNCT
fsr-3396	214	82	n	n	X
fsr-3396	214	83	�	�	PROPN
fsr-3396	214	84	174	174	NUM
fsr-3396	214	85	)	)	PUNCT
fsr-3396	214	86	commission	commission	NOUN
fsr-3396	214	87	on	on	ADP
fsr-3396	214	88	trading	trading	NOUN
fsr-3396	214	89	activity	activity	NOUN
fsr-3396	214	90	impacts	impact	NOUN
fsr-3396	214	91	advice	advice	NOUN
fsr-3396	214	92	received	receive	VERB
fsr-3396	214	93	would	would	AUX
fsr-3396	214	94	not	not	PART
fsr-3396	214	95	affect	affect	VERB
fsr-3396	214	96	at	at	ADP
fsr-3396	214	97	all	all	DET
fsr-3396	214	98	21.60	21.60	NUM
fsr-3396	214	99	%	%	NOUN
fsr-3396	214	100	16.90	16.90	NUM
fsr-3396	214	101	%	%	NOUN
fsr-3396	214	102	22.70	22.70	NUM
fsr-3396	214	103	%	%	NOUN
fsr-3396	214	104	32.17	32.17	NUM
fsr-3396	214	105	%	%	NOUN
fsr-3396	214	106	19.24	19.24	NUM
fsr-3396	214	107	%	%	NOUN
fsr-3396	214	108	20.69	20.69	NUM
fsr-3396	214	109	%	%	NOUN
fsr-3396	214	110	would	would	AUX
fsr-3396	214	111	affect	affect	VERB
fsr-3396	214	112	somewhat	somewhat	ADV
fsr-3396	214	113	42.40	42.40	NUM
fsr-3396	214	114	%	%	NOUN
fsr-3396	214	115	47.89	47.89	NUM
fsr-3396	214	116	%	%	NOUN
fsr-3396	214	117	41.12	41.12	NUM
fsr-3396	214	118	%	%	NOUN
fsr-3396	214	119	41.26	41.26	NUM
fsr-3396	214	120	%	%	NOUN
fsr-3396	214	121	39.18	39.18	NUM
fsr-3396	214	122	%	%	NOUN
fsr-3396	214	123	44.25	44.25	NUM
fsr-3396	214	124	%	%	NOUN
fsr-3396	214	125	would	would	AUX
fsr-3396	214	126	affect	affect	VERB
fsr-3396	214	127	a	a	DET
fsr-3396	214	128	great	great	ADJ
fsr-3396	214	129	deal	deal	NOUN
fsr-3396	214	130	36.00	36.00	NUM
fsr-3396	214	131	%	%	NOUN
fsr-3396	214	132	35.21	35.21	NUM
fsr-3396	214	133	%	%	NOUN
fsr-3396	214	134	36.18	36.18	NUM
fsr-3396	214	135	%	%	NOUN
fsr-3396	214	136	26.57	26.57	NUM
fsr-3396	214	137	%	%	NOUN
fsr-3396	214	138	41.58	41.58	NUM
fsr-3396	214	139	%	%	NOUN
fsr-3396	214	140	35.06	35.06	NUM
fsr-3396	214	141	%	%	NOUN
fsr-3396	214	142	selling	sell	VERB
fsr-3396	214	143	incentive	incentive	NOUN
fsr-3396	214	144	impacts	impact	NOUN
fsr-3396	214	145	advice	advice	NOUN
fsr-3396	214	146	received	receive	VERB
fsr-3396	214	147	would	would	AUX
fsr-3396	214	148	not	not	PART
fsr-3396	214	149	affect	affect	VERB
fsr-3396	214	150	at	at	ADP
fsr-3396	214	151	all	all	DET
fsr-3396	214	152	14.13	14.13	NUM
fsr-3396	214	153	%	%	NOUN
fsr-3396	214	154	11.97	11.97	NUM
fsr-3396	214	155	%	%	NOUN
fsr-3396	214	156	14.64	14.64	NUM
fsr-3396	214	157	%	%	NOUN
fsr-3396	214	158	16.08	16.08	NUM
fsr-3396	214	159	%	%	NOUN
fsr-3396	214	160	15.12	15.12	NUM
fsr-3396	214	161	%	%	NOUN
fsr-3396	214	162	12.64	12.64	NUM
fsr-3396	214	163	%	%	NOUN
fsr-3396	214	164	would	would	AUX
fsr-3396	214	165	affect	affect	VERB
fsr-3396	214	166	somewhat	somewhat	ADV
fsr-3396	214	167	38.53	38.53	NUM
fsr-3396	214	168	%	%	NOUN
fsr-3396	214	169	46.48	46.48	NUM
fsr-3396	214	170	%	%	NOUN
fsr-3396	214	171	36.68	36.68	NUM
fsr-3396	214	172	%	%	NOUN
fsr-3396	214	173	36.36	36.36	NUM
fsr-3396	214	174	%	%	NOUN
fsr-3396	214	175	34.71	34.71	NUM
fsr-3396	214	176	%	%	NOUN
fsr-3396	214	177	40.23	40.23	NUM
fsr-3396	214	178	%	%	NOUN
fsr-3396	214	179	would	would	AUX
fsr-3396	214	180	affect	affect	VERB
fsr-3396	214	181	a	a	DET
fsr-3396	214	182	great	great	ADJ
fsr-3396	214	183	deal	deal	NOUN
fsr-3396	214	184	47.33	47.33	NUM
fsr-3396	214	185	%	%	NOUN
fsr-3396	214	186	41.55	41.55	NUM
fsr-3396	214	187	%	%	NOUN
fsr-3396	214	188	48.68	48.68	NUM
fsr-3396	214	189	%	%	NOUN
fsr-3396	214	190	47.55	47.55	NUM
fsr-3396	214	191	%	%	NOUN
fsr-3396	214	192	50.17	50.17	NUM
fsr-3396	214	193	%	%	NOUN
fsr-3396	214	194	47.13	47.13	NUM
fsr-3396	214	195	%	%	NOUN
fsr-3396	214	196	fee	fee	NOUN
fsr-3396	214	197	importance	importance	NOUN
fsr-3396	214	198	,	,	PUNCT
fsr-3396	215	1	mean	mean	NOUN
fsr-3396	215	2	(	(	PUNCT
fsr-3396	215	3	sd	sd	NOUN
fsr-3396	215	4	)	)	PUNCT
fsr-3396	215	5	7.89	7.89	NUM
fsr-3396	215	6	7.15	7.15	NUM
fsr-3396	215	7	8.07	8.07	NUM
fsr-3396	215	8	8.06	8.06	NUM
fsr-3396	215	9	7.99	7.99	NUM
fsr-3396	215	10	8.20	8.20	NUM
fsr-3396	215	11	(	(	PUNCT
fsr-3396	215	12	1.93	1.93	NUM
fsr-3396	215	13	)	)	PUNCT
fsr-3396	215	14	(	(	PUNCT
fsr-3396	215	15	2.33	2.33	NUM
fsr-3396	215	16	)	)	PUNCT
fsr-3396	215	17	(	(	PUNCT
fsr-3396	215	18	1.78	1.78	NUM
fsr-3396	215	19	)	)	PUNCT
fsr-3396	215	20	(	(	PUNCT
fsr-3396	215	21	1.62	1.62	NUM
fsr-3396	215	22	)	)	PUNCT
fsr-3396	215	23	(	(	PUNCT
fsr-3396	215	24	1.88	1.88	NUM
fsr-3396	215	25	)	)	PUNCT
fsr-3396	215	26	(	(	PUNCT
fsr-3396	215	27	1.72	1.72	NUM
fsr-3396	215	28	)	)	PUNCT
fsr-3396	215	29	244	244	NUM
fsr-3396	215	30	m.	m.	NOUN
fsr-3396	215	31	seay	seay	PROPN
fsr-3396	215	32	/	/	SYM
fsr-3396	215	33	financial	financial	ADJ
fsr-3396	215	34	services	service	NOUN
fsr-3396	215	35	review	review	VERB
fsr-3396	215	36	27	27	NUM
fsr-3396	215	37	(	(	PUNCT
fsr-3396	215	38	2018	2018	NUM
fsr-3396	215	39	)	)	PUNCT
fsr-3396	215	40	231	231	NUM
fsr-3396	215	41	-	-	SYM
fsr-3396	215	42	255	255	NUM
fsr-3396	215	43	table	table	NOUN
fsr-3396	215	44	6	6	NUM
fsr-3396	215	45	binary	binary	NOUN
fsr-3396	215	46	logistic	logistic	ADJ
fsr-3396	215	47	regression	regression	NOUN
fsr-3396	215	48	results	result	NOUN
fsr-3396	215	49	estimating	estimate	VERB
fsr-3396	215	50	probability	probability	NOUN
fsr-3396	215	51	of	of	ADP
fsr-3396	215	52	knowing	know	VERB
fsr-3396	215	53	compensation	compensation	NOUN
fsr-3396	215	54	method	method	NOUN
fsr-3396	215	55	(	(	PUNCT
fsr-3396	215	56	n	n	X
fsr-3396	215	57	�	�	PROPN
fsr-3396	215	58	750	750	NUM
fsr-3396	215	59	)	)	PUNCT
fsr-3396	215	60	characteristic	characteristic	PROPN
fsr-3396	215	61	b	b	PROPN
fsr-3396	215	62	se	se	PROPN
fsr-3396	215	63	b	b	PROPN
fsr-3396	215	64	odds	odd	NOUN
fsr-3396	215	65	ratio	ratio	NOUN
fsr-3396	215	66	p	p	NOUN
fsr-3396	215	67	value	value	NOUN
fsr-3396	215	68	intercept	intercept	NOUN
fsr-3396	215	69	�	�	PROPN
fsr-3396	215	70	.3281	.3281	PROPN
fsr-3396	215	71	1.210	1.210	NUM
fsr-3396	215	72	0.007	0.007	NUM
fsr-3396	215	73	*	*	PUNCT
fsr-3396	215	74	*	*	NOUN
fsr-3396	215	75	socio	socio	NOUN
fsr-3396	215	76	-	-	ADJ
fsr-3396	215	77	demographic	demographic	ADJ
fsr-3396	215	78	characteristics	characteristic	NOUN
fsr-3396	215	79	age	age	NOUN
fsr-3396	215	80	(	(	PUNCT
fsr-3396	215	81	ref	ref	NOUN
fsr-3396	215	82	group	group	NOUN
fsr-3396	215	83	:	:	PUNCT
fsr-3396	215	84	65	65	NUM
fsr-3396	215	85	and	and	CCONJ
fsr-3396	215	86	older	old	ADJ
fsr-3396	215	87	)	)	PUNCT
fsr-3396	215	88	18	18	NUM
fsr-3396	215	89	to	to	ADP
fsr-3396	215	90	34	34	NUM
fsr-3396	215	91	0.114	0.114	NUM
fsr-3396	215	92	0.472	0.472	NUM
fsr-3396	215	93	1.121	1.121	NUM
fsr-3396	215	94	0.809	0.809	NUM
fsr-3396	215	95	35	35	NUM
fsr-3396	215	96	to	to	ADP
fsr-3396	215	97	44	44	NUM
fsr-3396	215	98	0.450	0.450	NUM
fsr-3396	215	99	0.470	0.470	NUM
fsr-3396	215	100	1.569	1.569	NUM
fsr-3396	215	101	0.338	0.338	NUM
fsr-3396	215	102	45	45	NUM
fsr-3396	215	103	to	to	ADP
fsr-3396	215	104	54	54	NUM
fsr-3396	215	105	0.412	0.412	NUM
fsr-3396	215	106	0.401	0.401	NUM
fsr-3396	215	107	1.510	1.510	NUM
fsr-3396	215	108	0.304	0.304	NUM
fsr-3396	215	109	55	55	NUM
fsr-3396	215	110	to	to	ADP
fsr-3396	215	111	64	64	NUM
fsr-3396	215	112	0.175	0.175	NUM
fsr-3396	215	113	0.300	0.300	NUM
fsr-3396	215	114	1.192	1.192	NUM
fsr-3396	215	115	0.559	0.559	NUM
fsr-3396	215	116	gender	gender	NOUN
fsr-3396	215	117	(	(	PUNCT
fsr-3396	215	118	ref	ref	NOUN
fsr-3396	215	119	group	group	NOUN
fsr-3396	215	120	:	:	PUNCT
fsr-3396	215	121	female	female	ADJ
fsr-3396	215	122	)	)	PUNCT
fsr-3396	215	123	male	male	NOUN
fsr-3396	215	124	0.570	0.570	NUM
fsr-3396	215	125	0.227	0.227	NUM
fsr-3396	215	126	1.767	1.767	NUM
fsr-3396	215	127	0.012	0.012	NUM
fsr-3396	215	128	*	*	PUNCT
fsr-3396	215	129	race	race	NOUN
fsr-3396	215	130	(	(	PUNCT
fsr-3396	215	131	ref	ref	NOUN
fsr-3396	215	132	group	group	NOUN
fsr-3396	215	133	:	:	PUNCT
fsr-3396	215	134	non	non	ADJ
fsr-3396	215	135	-	-	ADJ
fsr-3396	215	136	white	white	ADJ
fsr-3396	215	137	)	)	PUNCT
fsr-3396	215	138	white	white	ADJ
fsr-3396	215	139	0.421	0.421	NUM
fsr-3396	215	140	0.289	0.289	NUM
fsr-3396	215	141	1.524	1.524	NUM
fsr-3396	215	142	0.145	0.145	NUM
fsr-3396	215	143	education	education	NOUN
fsr-3396	215	144	(	(	PUNCT
fsr-3396	215	145	ref	ref	NOUN
fsr-3396	215	146	group	group	NOUN
fsr-3396	215	147	:	:	PUNCT
fsr-3396	215	148	college	college	NOUN
fsr-3396	215	149	)	)	PUNCT
fsr-3396	215	150	high	high	ADJ
fsr-3396	215	151	school	school	NOUN
fsr-3396	215	152	or	or	CCONJ
fsr-3396	215	153	less	less	ADJ
fsr-3396	215	154	�	�	NOUN
fsr-3396	215	155	0.780	0.780	NUM
fsr-3396	215	156	0.351	0.351	NUM
fsr-3396	215	157	0.459	0.459	NUM
fsr-3396	215	158	0.027	0.027	NUM
fsr-3396	215	159	*	*	PUNCT
fsr-3396	215	160	some	some	DET
fsr-3396	215	161	college	college	NOUN
fsr-3396	215	162	�	�	PROPN
fsr-3396	215	163	0.002	0.002	NUM
fsr-3396	215	164	0.261	0.261	NUM
fsr-3396	215	165	0.999	0.999	NUM
fsr-3396	215	166	0.996	0.996	NUM
fsr-3396	215	167	marital	marital	ADJ
fsr-3396	215	168	status	status	NOUN
fsr-3396	215	169	(	(	PUNCT
fsr-3396	215	170	ref	ref	NOUN
fsr-3396	215	171	group	group	NOUN
fsr-3396	215	172	:	:	PUNCT
fsr-3396	215	173	not	not	PART
fsr-3396	215	174	married	married	ADJ
fsr-3396	215	175	)	)	PUNCT
fsr-3396	215	176	married	marry	VERB
fsr-3396	215	177	�	�	PROPN
fsr-3396	215	178	0.182	0.182	NUM
fsr-3396	215	179	0.254	0.254	NUM
fsr-3396	215	180	0.834	0.834	NUM
fsr-3396	215	181	0.474	0.474	NUM
fsr-3396	215	182	employment	employment	NOUN
fsr-3396	215	183	status	status	NOUN
fsr-3396	215	184	(	(	PUNCT
fsr-3396	215	185	ref	ref	NOUN
fsr-3396	215	186	group	group	NOUN
fsr-3396	215	187	:	:	PUNCT
fsr-3396	215	188	full	full	ADJ
fsr-3396	215	189	-	-	PUNCT
fsr-3396	215	190	time	time	NOUN
fsr-3396	215	191	)	)	PUNCT
fsr-3396	215	192	self	self	NOUN
fsr-3396	215	193	-	-	PUNCT
fsr-3396	215	194	employed	employ	VERB
fsr-3396	215	195	0.280	0.280	NUM
fsr-3396	215	196	0.445	0.445	NUM
fsr-3396	215	197	1.322	1.322	NUM
fsr-3396	215	198	0.531	0.531	NUM
fsr-3396	215	199	retired	retire	VERB
fsr-3396	215	200	�	�	PROPN
fsr-3396	215	201	0.196	0.196	NUM
fsr-3396	215	202	0.345	0.345	NUM
fsr-3396	215	203	0.822	0.822	NUM
fsr-3396	215	204	0.576	0.576	NUM
fsr-3396	215	205	other	other	ADJ
fsr-3396	215	206	�	�	NOUN
fsr-3396	215	207	0.623	0.623	NUM
fsr-3396	216	1	0.312	0.312	NUM
fsr-3396	216	2	0.534	0.534	NUM
fsr-3396	216	3	0.044	0.044	NUM
fsr-3396	216	4	*	*	PUNCT
fsr-3396	216	5	financial	financial	ADJ
fsr-3396	216	6	characteristics	characteristic	NOUN
fsr-3396	216	7	household	household	NOUN
fsr-3396	216	8	income	income	NOUN
fsr-3396	216	9	(	(	PUNCT
fsr-3396	216	10	ref	ref	NOUN
fsr-3396	216	11	group	group	NOUN
fsr-3396	216	12	:	:	PUNCT
fsr-3396	216	13	$	$	SYM
fsr-3396	216	14	100,000	100,000	NUM
fsr-3396	216	15	or	or	CCONJ
fsr-3396	216	16	more	more	ADJ
fsr-3396	216	17	)	)	PUNCT
fsr-3396	216	18	less	less	ADJ
fsr-3396	216	19	than	than	ADP
fsr-3396	216	20	$	$	SYM
fsr-3396	216	21	35,000	35,000	NUM
fsr-3396	216	22	�	�	NOUN
fsr-3396	216	23	0.452	0.452	NUM
fsr-3396	216	24	0.482	0.482	NUM
fsr-3396	216	25	0.637	0.637	NUM
fsr-3396	216	26	0.349	0.349	NUM
fsr-3396	216	27	$	$	SYM
fsr-3396	216	28	35,000	35,000	NUM
fsr-3396	216	29	to	to	PART
fsr-3396	216	30	$	$	SYM
fsr-3396	216	31	49,999	49,999	NUM
fsr-3396	216	32	�	�	NOUN
fsr-3396	216	33	0.561	0.561	NUM
fsr-3396	216	34	0.447	0.447	NUM
fsr-3396	216	35	0.571	0.571	NUM
fsr-3396	216	36	0.210	0.210	NUM
fsr-3396	216	37	$	$	SYM
fsr-3396	216	38	50,000	50,000	NUM
fsr-3396	216	39	to	to	PART
fsr-3396	216	40	$	$	SYM
fsr-3396	216	41	74,999	74,999	NUM
fsr-3396	216	42	�	�	NOUN
fsr-3396	216	43	0.234	0.234	NUM
fsr-3396	216	44	0.305	0.305	NUM
fsr-3396	216	45	0.790	0.790	NUM
fsr-3396	216	46	0.439	0.439	NUM
fsr-3396	216	47	$	$	SYM
fsr-3396	216	48	75,000	75,000	NUM
fsr-3396	216	49	to	to	PART
fsr-3396	216	50	$	$	SYM
fsr-3396	216	51	99,999	99,999	NUM
fsr-3396	216	52	�	�	NOUN
fsr-3396	216	53	0.210	0.210	NUM
fsr-3396	216	54	0.312	0.312	NUM
fsr-3396	216	55	0.811	0.811	NUM
fsr-3396	216	56	0.503	0.503	NUM
fsr-3396	216	57	total	total	ADJ
fsr-3396	216	58	value	value	NOUN
fsr-3396	216	59	of	of	ADP
fsr-3396	216	60	non	non	ADJ
fsr-3396	216	61	-	-	ADJ
fsr-3396	216	62	retirement	retirement	ADJ
fsr-3396	216	63	accounts	account	NOUN
fsr-3396	216	64	(	(	PUNCT
fsr-3396	216	65	ref	ref	NOUN
fsr-3396	216	66	group	group	NOUN
fsr-3396	216	67	:	:	PUNCT
fsr-3396	216	68	$	$	SYM
fsr-3396	216	69	1,000,000	1,000,000	NUM
fsr-3396	216	70	or	or	CCONJ
fsr-3396	216	71	more	more	ADJ
fsr-3396	216	72	)	)	PUNCT
fsr-3396	216	73	$	$	SYM
fsr-3396	216	74	0	0	NUM
fsr-3396	216	75	to	to	ADP
fsr-3396	216	76	$	$	SYM
fsr-3396	216	77	49,999	49,999	NUM
fsr-3396	216	78	0.145	0.145	NUM
fsr-3396	216	79	0.504	0.504	NUM
fsr-3396	216	80	1.156	1.156	NUM
fsr-3396	216	81	0.774	0.774	NUM
fsr-3396	216	82	$	$	SYM
fsr-3396	216	83	50,000	50,000	NUM
fsr-3396	216	84	to	to	PART
fsr-3396	216	85	$	$	SYM
fsr-3396	216	86	99,999	99,999	NUM
fsr-3396	216	87	�	�	NOUN
fsr-3396	216	88	0.378	0.378	NUM
fsr-3396	216	89	0.494	0.494	NUM
fsr-3396	216	90	0.685	0.685	NUM
fsr-3396	216	91	0.444	0.444	NUM
fsr-3396	216	92	$	$	SYM
fsr-3396	216	93	100,000	100,000	NUM
fsr-3396	216	94	to	to	PART
fsr-3396	216	95	$	$	SYM
fsr-3396	216	96	249,999	249,999	NUM
fsr-3396	216	97	�	�	PROPN
fsr-3396	216	98	0.029	0.029	NUM
fsr-3396	216	99	0.456	0.456	NUM
fsr-3396	216	100	0.971	0.971	NUM
fsr-3396	216	101	0.949	0.949	NUM
fsr-3396	216	102	$	$	SYM
fsr-3396	216	103	250,000	250,000	NUM
fsr-3396	216	104	to	to	PART
fsr-3396	216	105	$	$	SYM
fsr-3396	216	106	499,999	499,999	NUM
fsr-3396	216	107	0.334	0.334	NUM
fsr-3396	216	108	0.463	0.463	NUM
fsr-3396	216	109	1.399	1.399	NUM
fsr-3396	216	110	0.467	0.467	NUM
fsr-3396	216	111	$	$	SYM
fsr-3396	216	112	500,000	500,000	NUM
fsr-3396	216	113	to	to	PART
fsr-3396	216	114	$	$	SYM
fsr-3396	216	115	999,999	999,999	NUM
fsr-3396	216	116	0.192	0.192	NUM
fsr-3396	216	117	0.486	0.486	NUM
fsr-3396	216	118	1.211	1.211	NUM
fsr-3396	216	119	0.694	0.694	NUM
fsr-3396	216	120	risk	risk	NOUN
fsr-3396	216	121	tolerance	tolerance	NOUN
fsr-3396	216	122	0.033	0.033	NUM
fsr-3396	216	123	0.058	0.058	NUM
fsr-3396	216	124	1.034	1.034	NUM
fsr-3396	216	125	0.563	0.563	NUM
fsr-3396	216	126	basic	basic	ADJ
fsr-3396	216	127	financial	financial	ADJ
fsr-3396	216	128	knowledge	knowledge	NOUN
fsr-3396	216	129	compound	compound	NOUN
fsr-3396	216	130	interest	interest	NOUN
fsr-3396	216	131	0.603	0.603	NUM
fsr-3396	216	132	0.352	0.352	NUM
fsr-3396	216	133	1.827	1.827	NUM
fsr-3396	216	134	0.087	0.087	NUM
fsr-3396	216	135	inflation	inflation	NOUN
fsr-3396	216	136	�	�	NOUN
fsr-3396	216	137	0.158	0.158	NUM
fsr-3396	216	138	0.326	0.326	NUM
fsr-3396	216	139	0.854	0.854	NUM
fsr-3396	216	140	0.628	0.628	NUM
fsr-3396	216	141	bond	bond	NOUN
fsr-3396	216	142	0.274	0.274	NUM
fsr-3396	216	143	0.233	0.233	NUM
fsr-3396	216	144	1.316	1.316	NUM
fsr-3396	216	145	0.239	0.239	NUM
fsr-3396	216	146	mortgage	mortgage	NOUN
fsr-3396	216	147	0.147	0.147	NUM
fsr-3396	216	148	0.374	0.374	NUM
fsr-3396	216	149	1.158	1.158	NUM
fsr-3396	216	150	0.695	0.695	NUM
fsr-3396	216	151	diversification	diversification	NOUN
fsr-3396	216	152	0.934	0.934	NUM
fsr-3396	216	153	0.273	0.273	NUM
fsr-3396	216	154	2.545	2.545	NUM
fsr-3396	216	155	0.001	0.001	NUM
fsr-3396	216	156	*	*	PUNCT
fsr-3396	216	157	*	*	PUNCT
fsr-3396	216	158	subjective	subjective	ADJ
fsr-3396	216	159	financial	financial	ADJ
fsr-3396	216	160	knowledge	knowledge	NOUN
fsr-3396	216	161	0.210	0.210	NUM
fsr-3396	216	162	0.139	0.139	NUM
fsr-3396	216	163	1.234	1.234	NUM
fsr-3396	216	164	0.131	0.131	NUM
fsr-3396	216	165	confidence	confidence	NOUN
fsr-3396	216	166	in	in	ADP
fsr-3396	216	167	financial	financial	ADJ
fsr-3396	216	168	ability	ability	NOUN
fsr-3396	216	169	0.058	0.058	NUM
fsr-3396	216	170	0.118	0.118	NUM
fsr-3396	216	171	1.060	1.060	NUM
fsr-3396	216	172	0.622	0.622	NUM
fsr-3396	216	173	advisor	advisor	NOUN
fsr-3396	216	174	preference	preference	NOUN
fsr-3396	216	175	very	very	ADV
fsr-3396	216	176	important	important	ADJ
fsr-3396	216	177	to	to	PART
fsr-3396	216	178	use	use	VERB
fsr-3396	216	179	advisor	advisor	NOUN
fsr-3396	216	180	to	to	PART
fsr-3396	216	181	free	free	VERB
fsr-3396	216	182	up	up	ADP
fsr-3396	216	183	time	time	NOUN
fsr-3396	216	184	�	�	PROPN
fsr-3396	216	185	0.279	0.279	NUM
fsr-3396	216	186	0.244	0.244	NUM
fsr-3396	216	187	0.756	0.756	NUM
fsr-3396	216	188	0.251	0.251	NUM
fsr-3396	216	189	very	very	ADV
fsr-3396	216	190	important	important	ADJ
fsr-3396	216	191	to	to	PART
fsr-3396	216	192	use	use	VERB
fsr-3396	216	193	advisor	advisor	NOUN
fsr-3396	216	194	to	to	PART
fsr-3396	216	195	prevent	prevent	VERB
fsr-3396	216	196	losses	loss	NOUN
fsr-3396	216	197	�	�	PROPN
fsr-3396	216	198	0.050	0.050	NUM
fsr-3396	216	199	0.313	0.313	NUM
fsr-3396	216	200	0.951	0.951	NUM
fsr-3396	216	201	0.874	0.874	NUM
fsr-3396	216	202	very	very	ADV
fsr-3396	216	203	important	important	ADJ
fsr-3396	216	204	to	to	PART
fsr-3396	216	205	use	use	VERB
fsr-3396	216	206	advisor	advisor	NOUN
fsr-3396	216	207	to	to	PART
fsr-3396	216	208	improve	improve	VERB
fsr-3396	216	209	investment	investment	NOUN
fsr-3396	216	210	performance	performance	NOUN
fsr-3396	216	211	0.106	0.106	NUM
fsr-3396	216	212	0.333	0.333	NUM
fsr-3396	216	213	1.111	1.111	NUM
fsr-3396	216	214	0.751	0.751	NUM
fsr-3396	216	215	performed	perform	VERB
fsr-3396	216	216	advisor	advisor	NOUN
fsr-3396	216	217	background	background	NOUN
fsr-3396	216	218	/	/	SYM
fsr-3396	216	219	registration	registration	NOUN
fsr-3396	216	220	check	check	NOUN
fsr-3396	216	221	1.392	1.392	NUM
fsr-3396	216	222	0.372	0.372	NUM
fsr-3396	216	223	4.021	4.021	NUM
fsr-3396	216	224	0.000	0.000	NUM
fsr-3396	216	225	*	*	PUNCT
fsr-3396	216	226	*	*	PUNCT
fsr-3396	216	227	professional	professional	ADJ
fsr-3396	216	228	designation	designation	NOUN
fsr-3396	216	229	very	very	ADV
fsr-3396	216	230	important	important	ADJ
fsr-3396	216	231	�	�	NOUN
fsr-3396	216	232	0.286	0.286	NUM
fsr-3396	216	233	0.231	0.231	NUM
fsr-3396	216	234	0.751	0.751	NUM
fsr-3396	216	235	0.214	0.214	NUM
fsr-3396	216	236	compensation	compensation	NOUN
fsr-3396	216	237	beliefs	beliefs	PROPN
fsr-3396	216	238	commission	commission	PROPN
fsr-3396	216	239	on	on	ADP
fsr-3396	216	240	trading	trading	NOUN
fsr-3396	216	241	activity	activity	NOUN
fsr-3396	216	242	impacts	impact	NOUN
fsr-3396	216	243	advice	advice	NOUN
fsr-3396	216	244	received	receive	VERB
fsr-3396	216	245	(	(	PUNCT
fsr-3396	216	246	ref	ref	NOUN
fsr-3396	216	247	group	group	NOUN
fsr-3396	216	248	:	:	PUNCT
fsr-3396	216	249	would	would	AUX
fsr-3396	216	250	not	not	PART
fsr-3396	216	251	affect	affect	VERB
fsr-3396	216	252	at	at	ADV
fsr-3396	216	253	all	all	ADV
fsr-3396	216	254	)	)	PUNCT
fsr-3396	216	255	would	would	AUX
fsr-3396	216	256	affect	affect	VERB
fsr-3396	216	257	somewhat	somewhat	ADV
fsr-3396	216	258	�	�	PROPN
fsr-3396	216	259	0.232	0.232	NUM
fsr-3396	216	260	0.376	0.376	NUM
fsr-3396	216	261	0.793	0.793	NUM
fsr-3396	216	262	0.537	0.537	NUM
fsr-3396	216	263	would	would	AUX
fsr-3396	216	264	affect	affect	VERB
fsr-3396	216	265	a	a	DET
fsr-3396	216	266	great	great	ADJ
fsr-3396	216	267	deal	deal	NOUN
fsr-3396	216	268	�	�	NOUN
fsr-3396	216	269	0.385	0.385	NUM
fsr-3396	216	270	0.416	0.416	NUM
fsr-3396	216	271	0.680	0.680	NUM
fsr-3396	216	272	0.355	0.355	NUM
fsr-3396	216	273	selling	sell	VERB
fsr-3396	216	274	incentive	incentive	NOUN
fsr-3396	216	275	impacts	impact	NOUN
fsr-3396	216	276	advice	advice	NOUN
fsr-3396	216	277	received	receive	VERB
fsr-3396	216	278	(	(	PUNCT
fsr-3396	216	279	ref	ref	NOUN
fsr-3396	216	280	group	group	NOUN
fsr-3396	216	281	:	:	PUNCT
fsr-3396	216	282	would	would	AUX
fsr-3396	216	283	not	not	PART
fsr-3396	216	284	affect	affect	VERB
fsr-3396	216	285	at	at	ADV
fsr-3396	216	286	all	all	ADV
fsr-3396	216	287	)	)	PUNCT
fsr-3396	216	288	would	would	AUX
fsr-3396	216	289	affect	affect	VERB
fsr-3396	216	290	somewhat	somewhat	ADV
fsr-3396	216	291	�	�	NOUN
fsr-3396	216	292	0.486	0.486	NUM
fsr-3396	216	293	0.443	0.443	NUM
fsr-3396	216	294	0.615	0.615	NUM
fsr-3396	216	295	0.273	0.273	NUM
fsr-3396	216	296	would	would	AUX
fsr-3396	216	297	affect	affect	VERB
fsr-3396	216	298	a	a	DET
fsr-3396	216	299	great	great	ADJ
fsr-3396	216	300	deal	deal	NOUN
fsr-3396	216	301	�	�	NOUN
fsr-3396	216	302	0.231	0.231	NUM
fsr-3396	216	303	0.469	0.469	NUM
fsr-3396	216	304	0.793	0.793	NUM
fsr-3396	216	305	0.621	0.621	NUM
fsr-3396	216	306	fee	fee	NOUN
fsr-3396	216	307	importance	importance	NOUN
fsr-3396	216	308	0.243	0.243	NUM
fsr-3396	216	309	0.056	0.056	NUM
fsr-3396	216	310	1.275	1.275	NUM
fsr-3396	216	311	�	�	NOUN
fsr-3396	216	312	.0001	.0001	NOUN
fsr-3396	216	313	*	*	PUNCT
fsr-3396	216	314	*	*	PUNCT
fsr-3396	216	315	*	*	PUNCT
fsr-3396	216	316	pseudo	pseudo	NOUN
fsr-3396	216	317	r2	r2	PROPN
fsr-3396	216	318	0.195	0.195	NUM
fsr-3396	216	319	†p	†p	NOUN
fsr-3396	216	320	�	�	PROPN
fsr-3396	216	321	.10	.10	NUM
fsr-3396	216	322	,	,	PUNCT
fsr-3396	216	323	*	*	PUNCT
fsr-3396	216	324	p	p	PROPN
fsr-3396	216	325	�	�	PROPN
fsr-3396	216	326	.05	.05	NUM
fsr-3396	216	327	,	,	PUNCT
fsr-3396	216	328	*	*	PUNCT
fsr-3396	216	329	*	*	PUNCT
fsr-3396	216	330	p	p	PROPN
fsr-3396	216	331	�	�	PROPN
fsr-3396	216	332	.01	.01	NUM
fsr-3396	216	333	,	,	PUNCT
fsr-3396	216	334	*	*	PUNCT
fsr-3396	216	335	*	*	PUNCT
fsr-3396	216	336	*	*	PUNCT
fsr-3396	216	337	p	p	PROPN
fsr-3396	216	338	�	�	PROPN
fsr-3396	216	339	.001	.001	NUM
fsr-3396	216	340	.	.	PUNCT
fsr-3396	217	1	245	245	NUM
fsr-3396	217	2	m.	m.	NOUN
fsr-3396	217	3	seay	seay	PROPN
fsr-3396	217	4	/	/	SYM
fsr-3396	217	5	financial	financial	ADJ
fsr-3396	217	6	services	service	NOUN
fsr-3396	217	7	review	review	VERB
fsr-3396	217	8	27	27	NUM
fsr-3396	217	9	(	(	PUNCT
fsr-3396	217	10	2018	2018	NUM
fsr-3396	217	11	)	)	PUNCT
fsr-3396	217	12	231	231	NUM
fsr-3396	217	13	-	-	SYM
fsr-3396	217	14	255	255	NUM
fsr-3396	217	15	incorrectly	incorrectly	ADV
fsr-3396	217	16	.	.	PUNCT
fsr-3396	218	1	answering	answer	VERB
fsr-3396	218	2	questions	question	NOUN
fsr-3396	218	3	correctly	correctly	ADV
fsr-3396	218	4	that	that	PRON
fsr-3396	218	5	were	be	AUX
fsr-3396	218	6	related	relate	VERB
fsr-3396	218	7	to	to	ADP
fsr-3396	218	8	compound	compound	NOUN
fsr-3396	218	9	interest	interest	NOUN
fsr-3396	218	10	,	,	PUNCT
fsr-3396	218	11	inflation	inflation	NOUN
fsr-3396	218	12	,	,	PUNCT
fsr-3396	218	13	bonds	bond	NOUN
fsr-3396	218	14	,	,	PUNCT
fsr-3396	218	15	and	and	CCONJ
fsr-3396	218	16	mortgages	mortgage	NOUN
fsr-3396	218	17	was	be	AUX
fsr-3396	218	18	not	not	PART
fsr-3396	218	19	associated	associate	VERB
fsr-3396	218	20	with	with	ADP
fsr-3396	218	21	knowledge	knowledge	NOUN
fsr-3396	218	22	of	of	ADP
fsr-3396	218	23	the	the	DET
fsr-3396	218	24	compensation	compensation	NOUN
fsr-3396	218	25	method	method	NOUN
fsr-3396	218	26	.	.	PUNCT
fsr-3396	219	1	regarding	regard	VERB
fsr-3396	219	2	the	the	DET
fsr-3396	219	3	subjective	subjective	ADJ
fsr-3396	219	4	financial	financial	ADJ
fsr-3396	219	5	knowledge	knowledge	NOUN
fsr-3396	219	6	variables	variable	NOUN
fsr-3396	219	7	,	,	PUNCT
fsr-3396	219	8	self	self	NOUN
fsr-3396	219	9	-	-	PUNCT
fsr-3396	219	10	assessed	assess	VERB
fsr-3396	219	11	financial	financial	ADJ
fsr-3396	219	12	knowledge	knowledge	NOUN
fsr-3396	219	13	and	and	CCONJ
fsr-3396	219	14	confidence	confidence	NOUN
fsr-3396	219	15	in	in	ADP
fsr-3396	219	16	financial	financial	ADJ
fsr-3396	219	17	ability	ability	NOUN
fsr-3396	219	18	,	,	PUNCT
fsr-3396	219	19	neither	neither	DET
fsr-3396	219	20	client	client	NOUN
fsr-3396	219	21	characteristic	characteristic	NOUN
fsr-3396	219	22	was	be	AUX
fsr-3396	219	23	associated	associate	VERB
fsr-3396	219	24	with	with	ADP
fsr-3396	219	25	knowing	know	VERB
fsr-3396	219	26	the	the	DET
fsr-3396	219	27	compensation	compensation	NOUN
fsr-3396	219	28	method	method	NOUN
fsr-3396	219	29	.	.	PUNCT
fsr-3396	220	1	attitudes	attitude	NOUN
fsr-3396	220	2	about	about	ADP
fsr-3396	220	3	advisor	advisor	NOUN
fsr-3396	220	4	preferences	preference	NOUN
fsr-3396	220	5	were	be	AUX
fsr-3396	220	6	expected	expect	VERB
fsr-3396	220	7	to	to	PART
fsr-3396	220	8	be	be	AUX
fsr-3396	220	9	positively	positively	ADV
fsr-3396	220	10	related	relate	VERB
fsr-3396	220	11	to	to	ADP
fsr-3396	220	12	knowing	know	VERB
fsr-3396	220	13	the	the	DET
fsr-3396	220	14	compensation	compensation	NOUN
fsr-3396	220	15	method	method	NOUN
fsr-3396	220	16	in	in	ADP
fsr-3396	220	17	hypothesis	hypothesis	NOUN
fsr-3396	220	18	two	two	NUM
fsr-3396	220	19	.	.	PUNCT
fsr-3396	221	1	only	only	ADV
fsr-3396	221	2	one	one	NUM
fsr-3396	221	3	variable	variable	NOUN
fsr-3396	221	4	in	in	ADP
fsr-3396	221	5	this	this	DET
fsr-3396	221	6	block	block	NOUN
fsr-3396	221	7	of	of	ADP
fsr-3396	221	8	characteristics	characteristic	NOUN
fsr-3396	221	9	was	be	AUX
fsr-3396	221	10	significantly	significantly	ADV
fsr-3396	221	11	related	relate	VERB
fsr-3396	221	12	to	to	ADP
fsr-3396	221	13	knowing	know	VERB
fsr-3396	221	14	the	the	DET
fsr-3396	221	15	compensation	compensation	NOUN
fsr-3396	221	16	method	method	NOUN
fsr-3396	221	17	.	.	PUNCT
fsr-3396	222	1	specifically	specifically	ADV
fsr-3396	222	2	,	,	PUNCT
fsr-3396	222	3	those	those	PRON
fsr-3396	222	4	who	who	PRON
fsr-3396	222	5	had	have	AUX
fsr-3396	222	6	performed	perform	VERB
fsr-3396	222	7	an	an	DET
fsr-3396	222	8	advisor	advisor	NOUN
fsr-3396	222	9	background	background	NOUN
fsr-3396	222	10	or	or	CCONJ
fsr-3396	222	11	registration	registration	NOUN
fsr-3396	222	12	check	check	NOUN
fsr-3396	222	13	on	on	ADP
fsr-3396	222	14	their	their	PRON
fsr-3396	222	15	financial	financial	ADJ
fsr-3396	222	16	advisor	advisor	NOUN
fsr-3396	222	17	had	have	VERB
fsr-3396	222	18	four	four	NUM
fsr-3396	222	19	times	time	NOUN
fsr-3396	222	20	higher	high	ADJ
fsr-3396	222	21	odds	odd	NOUN
fsr-3396	222	22	of	of	ADP
fsr-3396	222	23	knowing	know	VERB
fsr-3396	222	24	the	the	DET
fsr-3396	222	25	compensation	compensation	NOUN
fsr-3396	222	26	method	method	NOUN
fsr-3396	222	27	compared	compare	VERB
fsr-3396	222	28	with	with	ADP
fsr-3396	222	29	those	those	PRON
fsr-3396	222	30	who	who	PRON
fsr-3396	222	31	did	do	AUX
fsr-3396	222	32	not	not	PART
fsr-3396	222	33	perform	perform	VERB
fsr-3396	222	34	these	these	DET
fsr-3396	222	35	checks	check	NOUN
fsr-3396	222	36	.	.	PUNCT
fsr-3396	223	1	clients	client	NOUN
fsr-3396	223	2	who	who	PRON
fsr-3396	223	3	indicated	indicate	VERB
fsr-3396	223	4	that	that	SCONJ
fsr-3396	223	5	it	it	PRON
fsr-3396	223	6	was	be	AUX
fsr-3396	223	7	very	very	ADV
fsr-3396	223	8	important	important	ADJ
fsr-3396	223	9	to	to	PART
fsr-3396	223	10	use	use	VERB
fsr-3396	223	11	a	a	DET
fsr-3396	223	12	financial	financial	ADJ
fsr-3396	223	13	advisor	advisor	NOUN
fsr-3396	223	14	to	to	PART
fsr-3396	223	15	free	free	VERB
fsr-3396	223	16	up	up	ADP
fsr-3396	223	17	time	time	NOUN
fsr-3396	223	18	,	,	PUNCT
fsr-3396	223	19	prevent	prevent	VERB
fsr-3396	223	20	losses	loss	NOUN
fsr-3396	223	21	,	,	PUNCT
fsr-3396	223	22	and	and	CCONJ
fsr-3396	223	23	improve	improve	VERB
fsr-3396	223	24	investment	investment	NOUN
fsr-3396	223	25	performance	performance	NOUN
fsr-3396	223	26	and	and	CCONJ
fsr-3396	223	27	those	those	PRON
fsr-3396	223	28	who	who	PRON
fsr-3396	223	29	found	find	VERB
fsr-3396	223	30	professional	professional	ADJ
fsr-3396	223	31	designations	designation	NOUN
fsr-3396	223	32	to	to	PART
fsr-3396	223	33	be	be	AUX
fsr-3396	223	34	very	very	ADV
fsr-3396	223	35	important	important	ADJ
fsr-3396	223	36	did	do	AUX
fsr-3396	223	37	not	not	PART
fsr-3396	223	38	have	have	VERB
fsr-3396	223	39	significantly	significantly	ADV
fsr-3396	223	40	different	different	ADJ
fsr-3396	223	41	odds	odd	NOUN
fsr-3396	223	42	of	of	ADP
fsr-3396	223	43	knowing	know	VERB
fsr-3396	223	44	the	the	DET
fsr-3396	223	45	compensation	compensation	NOUN
fsr-3396	223	46	method	method	NOUN
fsr-3396	223	47	than	than	ADP
fsr-3396	223	48	those	those	PRON
fsr-3396	223	49	who	who	PRON
fsr-3396	223	50	did	do	AUX
fsr-3396	223	51	not	not	PART
fsr-3396	223	52	find	find	VERB
fsr-3396	223	53	these	these	DET
fsr-3396	223	54	variables	variable	NOUN
fsr-3396	223	55	to	to	PART
fsr-3396	223	56	be	be	AUX
fsr-3396	223	57	very	very	ADV
fsr-3396	223	58	important	important	ADJ
fsr-3396	223	59	.	.	PUNCT
fsr-3396	224	1	in	in	ADP
fsr-3396	224	2	hypothesis	hypothesis	NOUN
fsr-3396	224	3	3	3	NUM
fsr-3396	224	4	,	,	PUNCT
fsr-3396	224	5	it	it	PRON
fsr-3396	224	6	was	be	AUX
fsr-3396	224	7	expected	expect	VERB
fsr-3396	224	8	that	that	SCONJ
fsr-3396	224	9	compensation	compensation	NOUN
fsr-3396	224	10	beliefs	belief	NOUN
fsr-3396	224	11	would	would	AUX
fsr-3396	224	12	be	be	AUX
fsr-3396	224	13	positively	positively	ADV
fsr-3396	224	14	associated	associate	VERB
fsr-3396	224	15	with	with	ADP
fsr-3396	224	16	knowing	know	VERB
fsr-3396	224	17	the	the	DET
fsr-3396	224	18	advisor	advisor	PROPN
fsr-3396	224	19	compensation	compensation	NOUN
fsr-3396	224	20	method	method	NOUN
fsr-3396	224	21	.	.	PUNCT
fsr-3396	225	1	one	one	NUM
fsr-3396	225	2	item	item	NOUN
fsr-3396	225	3	in	in	ADP
fsr-3396	225	4	the	the	DET
fsr-3396	225	5	compensation	compensation	NOUN
fsr-3396	225	6	beliefs	belief	NOUN
fsr-3396	225	7	block	block	PROPN
fsr-3396	225	8	was	be	AUX
fsr-3396	225	9	associated	associate	VERB
fsr-3396	225	10	with	with	ADP
fsr-3396	225	11	knowing	know	VERB
fsr-3396	225	12	the	the	DET
fsr-3396	225	13	compensation	compensation	NOUN
fsr-3396	225	14	method	method	NOUN
fsr-3396	225	15	.	.	PUNCT
fsr-3396	226	1	specifically	specifically	ADV
fsr-3396	226	2	,	,	PUNCT
fsr-3396	226	3	an	an	DET
fsr-3396	226	4	increase	increase	NOUN
fsr-3396	226	5	in	in	ADP
fsr-3396	226	6	the	the	DET
fsr-3396	226	7	belief	belief	NOUN
fsr-3396	226	8	that	that	SCONJ
fsr-3396	226	9	fees	fee	NOUN
fsr-3396	226	10	were	be	AUX
fsr-3396	226	11	important	important	ADJ
fsr-3396	226	12	when	when	SCONJ
fsr-3396	226	13	opening	open	VERB
fsr-3396	226	14	nonretirement	nonretirement	ADJ
fsr-3396	226	15	investment	investment	NOUN
fsr-3396	226	16	accounts	account	NOUN
fsr-3396	226	17	was	be	AUX
fsr-3396	226	18	associated	associate	VERB
fsr-3396	226	19	with	with	ADP
fsr-3396	226	20	28	28	NUM
fsr-3396	226	21	%	%	NOUN
fsr-3396	226	22	higher	high	ADJ
fsr-3396	226	23	odds	odd	NOUN
fsr-3396	226	24	of	of	ADP
fsr-3396	226	25	knowing	know	VERB
fsr-3396	226	26	the	the	DET
fsr-3396	226	27	compensation	compensation	NOUN
fsr-3396	226	28	method	method	NOUN
fsr-3396	226	29	.	.	PUNCT
fsr-3396	227	1	believing	believe	VERB
fsr-3396	227	2	that	that	SCONJ
fsr-3396	227	3	commission	commission	NOUN
fsr-3396	227	4	on	on	ADP
fsr-3396	227	5	trading	trading	NOUN
fsr-3396	227	6	activity	activity	NOUN
fsr-3396	227	7	or	or	CCONJ
fsr-3396	227	8	selling	selling	NOUN
fsr-3396	227	9	incentives	incentive	NOUN
fsr-3396	227	10	would	would	AUX
fsr-3396	227	11	impact	impact	VERB
fsr-3396	227	12	advice	advice	NOUN
fsr-3396	227	13	received	receive	VERB
fsr-3396	227	14	was	be	AUX
fsr-3396	227	15	not	not	PART
fsr-3396	227	16	significantly	significantly	ADV
fsr-3396	227	17	associated	associate	VERB
fsr-3396	227	18	with	with	ADP
fsr-3396	227	19	knowledge	knowledge	NOUN
fsr-3396	227	20	of	of	ADP
fsr-3396	227	21	the	the	DET
fsr-3396	227	22	compensation	compensation	NOUN
fsr-3396	227	23	method	method	NOUN
fsr-3396	227	24	.	.	PUNCT
fsr-3396	228	1	several	several	ADJ
fsr-3396	228	2	variables	variable	NOUN
fsr-3396	228	3	in	in	ADP
fsr-3396	228	4	the	the	DET
fsr-3396	228	5	socio	socio	NOUN
fsr-3396	228	6	-	-	ADJ
fsr-3396	228	7	demographic	demographic	ADJ
fsr-3396	228	8	block	block	NOUN
fsr-3396	228	9	of	of	ADP
fsr-3396	228	10	characteristics	characteristic	NOUN
fsr-3396	228	11	were	be	AUX
fsr-3396	228	12	associated	associate	VERB
fsr-3396	228	13	with	with	ADP
fsr-3396	228	14	knowing	know	VERB
fsr-3396	228	15	the	the	DET
fsr-3396	228	16	compensation	compensation	NOUN
fsr-3396	228	17	method	method	NOUN
fsr-3396	228	18	.	.	PUNCT
fsr-3396	229	1	men	man	NOUN
fsr-3396	229	2	had	have	VERB
fsr-3396	229	3	1.8	1.8	NUM
fsr-3396	229	4	times	time	NOUN
fsr-3396	229	5	higher	high	ADJ
fsr-3396	229	6	odds	odd	NOUN
fsr-3396	229	7	of	of	ADP
fsr-3396	229	8	knowing	know	VERB
fsr-3396	229	9	the	the	DET
fsr-3396	229	10	compensation	compensation	NOUN
fsr-3396	229	11	method	method	NOUN
fsr-3396	229	12	in	in	ADP
fsr-3396	229	13	comparison	comparison	NOUN
fsr-3396	229	14	to	to	ADP
fsr-3396	229	15	women	woman	NOUN
fsr-3396	229	16	.	.	PUNCT
fsr-3396	230	1	education	education	NOUN
fsr-3396	230	2	was	be	AUX
fsr-3396	230	3	also	also	ADV
fsr-3396	230	4	a	a	DET
fsr-3396	230	5	significant	significant	ADJ
fsr-3396	230	6	predictor	predictor	NOUN
fsr-3396	230	7	of	of	ADP
fsr-3396	230	8	knowing	know	VERB
fsr-3396	230	9	the	the	DET
fsr-3396	230	10	compensation	compensation	NOUN
fsr-3396	230	11	method	method	NOUN
fsr-3396	230	12	.	.	PUNCT
fsr-3396	231	1	compared	compare	VERB
fsr-3396	231	2	with	with	ADP
fsr-3396	231	3	having	have	VERB
fsr-3396	231	4	a	a	DET
fsr-3396	231	5	college	college	NOUN
fsr-3396	231	6	education	education	NOUN
fsr-3396	231	7	,	,	PUNCT
fsr-3396	231	8	those	those	PRON
fsr-3396	231	9	with	with	ADP
fsr-3396	231	10	an	an	DET
fsr-3396	231	11	education	education	NOUN
fsr-3396	231	12	of	of	ADP
fsr-3396	231	13	high	high	ADJ
fsr-3396	231	14	school	school	NOUN
fsr-3396	231	15	or	or	CCONJ
fsr-3396	231	16	less	less	ADJ
fsr-3396	231	17	had	have	VERB
fsr-3396	231	18	lower	low	ADJ
fsr-3396	231	19	odds	odd	NOUN
fsr-3396	231	20	of	of	ADP
fsr-3396	231	21	knowing	know	VERB
fsr-3396	231	22	the	the	DET
fsr-3396	231	23	compensation	compensation	NOUN
fsr-3396	231	24	method	method	NOUN
fsr-3396	231	25	;	;	PUNCT
fsr-3396	231	26	however	however	ADV
fsr-3396	231	27	,	,	PUNCT
fsr-3396	231	28	there	there	PRON
fsr-3396	231	29	was	be	VERB
fsr-3396	231	30	no	no	DET
fsr-3396	231	31	significant	significant	ADJ
fsr-3396	231	32	difference	difference	NOUN
fsr-3396	231	33	between	between	ADP
fsr-3396	231	34	completing	complete	VERB
fsr-3396	231	35	a	a	DET
fsr-3396	231	36	college	college	NOUN
fsr-3396	231	37	education	education	NOUN
fsr-3396	231	38	and	and	CCONJ
fsr-3396	231	39	only	only	ADV
fsr-3396	231	40	having	have	VERB
fsr-3396	231	41	some	some	DET
fsr-3396	231	42	college	college	NOUN
fsr-3396	231	43	.	.	PUNCT
fsr-3396	232	1	in	in	ADP
fsr-3396	232	2	terms	term	NOUN
fsr-3396	232	3	of	of	ADP
fsr-3396	232	4	employment	employment	NOUN
fsr-3396	232	5	status	status	NOUN
fsr-3396	232	6	,	,	PUNCT
fsr-3396	232	7	there	there	PRON
fsr-3396	232	8	were	be	VERB
fsr-3396	232	9	no	no	DET
fsr-3396	232	10	significant	significant	ADJ
fsr-3396	232	11	differences	difference	NOUN
fsr-3396	232	12	between	between	ADP
fsr-3396	232	13	clients	client	NOUN
fsr-3396	232	14	who	who	PRON
fsr-3396	232	15	classified	classify	VERB
fsr-3396	232	16	themselves	themselves	PRON
fsr-3396	232	17	as	as	ADP
fsr-3396	232	18	full	full	ADJ
fsr-3396	232	19	-	-	PUNCT
fsr-3396	232	20	time	time	NOUN
fsr-3396	232	21	versus	versus	ADP
fsr-3396	232	22	those	those	PRON
fsr-3396	232	23	who	who	PRON
fsr-3396	232	24	considered	consider	VERB
fsr-3396	232	25	themselves	themselves	PRON
fsr-3396	232	26	self	self	NOUN
fsr-3396	232	27	-	-	PUNCT
fsr-3396	232	28	employed	employ	VERB
fsr-3396	232	29	or	or	CCONJ
fsr-3396	232	30	retired	retire	VERB
fsr-3396	232	31	.	.	PUNCT
fsr-3396	233	1	however	however	ADV
fsr-3396	233	2	,	,	PUNCT
fsr-3396	233	3	clients	client	NOUN
fsr-3396	233	4	with	with	ADP
fsr-3396	233	5	an	an	DET
fsr-3396	233	6	employment	employment	NOUN
fsr-3396	233	7	classification	classification	NOUN
fsr-3396	233	8	of	of	ADP
fsr-3396	233	9	“	"	PUNCT
fsr-3396	233	10	other	other	ADJ
fsr-3396	233	11	”	"	PUNCT
fsr-3396	233	12	had	have	VERB
fsr-3396	233	13	significantly	significantly	ADV
fsr-3396	233	14	lower	low	ADJ
fsr-3396	233	15	odds	odd	NOUN
fsr-3396	233	16	of	of	ADP
fsr-3396	233	17	knowing	know	VERB
fsr-3396	233	18	the	the	DET
fsr-3396	233	19	compensation	compensation	NOUN
fsr-3396	233	20	method	method	NOUN
fsr-3396	233	21	.	.	PUNCT
fsr-3396	234	1	age	age	NOUN
fsr-3396	234	2	,	,	PUNCT
fsr-3396	234	3	race	race	NOUN
fsr-3396	234	4	,	,	PUNCT
fsr-3396	234	5	marital	marital	ADJ
fsr-3396	234	6	status	status	NOUN
fsr-3396	234	7	,	,	PUNCT
fsr-3396	234	8	household	household	NOUN
fsr-3396	234	9	income	income	NOUN
fsr-3396	234	10	,	,	PUNCT
fsr-3396	234	11	the	the	DET
fsr-3396	234	12	total	total	ADJ
fsr-3396	234	13	value	value	NOUN
fsr-3396	234	14	of	of	ADP
fsr-3396	234	15	nonretirement	nonretirement	ADJ
fsr-3396	234	16	accounts	account	NOUN
fsr-3396	234	17	,	,	PUNCT
fsr-3396	234	18	and	and	CCONJ
fsr-3396	234	19	risk	risk	NOUN
fsr-3396	234	20	tolerance	tolerance	NOUN
fsr-3396	234	21	were	be	AUX
fsr-3396	234	22	not	not	PART
fsr-3396	234	23	found	find	VERB
fsr-3396	234	24	to	to	PART
fsr-3396	234	25	be	be	AUX
fsr-3396	234	26	significant	significant	ADJ
fsr-3396	234	27	predictors	predictor	NOUN
fsr-3396	234	28	of	of	ADP
fsr-3396	234	29	knowing	know	VERB
fsr-3396	234	30	the	the	DET
fsr-3396	234	31	compensation	compensation	NOUN
fsr-3396	234	32	method	method	NOUN
fsr-3396	234	33	.	.	PUNCT
fsr-3396	235	1	4.3	4.3	NUM
fsr-3396	235	2	.	.	PUNCT
fsr-3396	236	1	regression	regression	NOUN
fsr-3396	236	2	results	result	NOUN
fsr-3396	236	3	—	—	PUNCT
fsr-3396	236	4	secondary	secondary	ADJ
fsr-3396	236	5	analysis	analysis	NOUN
fsr-3396	236	6	as	as	ADP
fsr-3396	236	7	a	a	DET
fsr-3396	236	8	follow	follow	VERB
fsr-3396	236	9	-	-	PUNCT
fsr-3396	236	10	up	up	ADP
fsr-3396	236	11	analysis	analysis	NOUN
fsr-3396	236	12	,	,	PUNCT
fsr-3396	236	13	a	a	DET
fsr-3396	236	14	multinomial	multinomial	ADJ
fsr-3396	236	15	logit	logit	NOUN
fsr-3396	236	16	model	model	NOUN
fsr-3396	236	17	was	be	AUX
fsr-3396	236	18	used	use	VERB
fsr-3396	236	19	to	to	PART
fsr-3396	236	20	analyze	analyze	VERB
fsr-3396	236	21	the	the	DET
fsr-3396	236	22	effect	effect	NOUN
fsr-3396	236	23	of	of	ADP
fsr-3396	236	24	the	the	DET
fsr-3396	236	25	selected	select	VERB
fsr-3396	236	26	predictor	predictor	NOUN
fsr-3396	236	27	variables	variable	NOUN
fsr-3396	236	28	on	on	ADP
fsr-3396	236	29	the	the	DET
fsr-3396	236	30	likelihood	likelihood	NOUN
fsr-3396	236	31	of	of	ADP
fsr-3396	236	32	utilizing	utilize	VERB
fsr-3396	236	33	the	the	DET
fsr-3396	236	34	three	three	NUM
fsr-3396	236	35	compensation	compensation	NOUN
fsr-3396	236	36	methods	method	NOUN
fsr-3396	236	37	using	use	VERB
fsr-3396	236	38	only	only	ADV
fsr-3396	236	39	the	the	DET
fsr-3396	236	40	sample	sample	NOUN
fsr-3396	236	41	of	of	ADP
fsr-3396	236	42	respondents	respondent	NOUN
fsr-3396	236	43	who	who	PRON
fsr-3396	236	44	reported	report	VERB
fsr-3396	236	45	knowing	know	VERB
fsr-3396	236	46	the	the	DET
fsr-3396	236	47	compensation	compensation	NOUN
fsr-3396	236	48	method	method	NOUN
fsr-3396	236	49	used	use	VERB
fsr-3396	236	50	to	to	PART
fsr-3396	236	51	pay	pay	VERB
fsr-3396	236	52	their	their	PRON
fsr-3396	236	53	advisor	advisor	NOUN
fsr-3396	236	54	.	.	PUNCT
fsr-3396	237	1	results	result	NOUN
fsr-3396	237	2	from	from	ADP
fsr-3396	237	3	the	the	DET
fsr-3396	237	4	multivariate	multivariate	NOUN
fsr-3396	237	5	logistic	logistic	ADJ
fsr-3396	237	6	regression	regression	NOUN
fsr-3396	237	7	analysis	analysis	NOUN
fsr-3396	237	8	are	be	AUX
fsr-3396	237	9	presented	present	VERB
fsr-3396	237	10	in	in	ADP
fsr-3396	237	11	table	table	NOUN
fsr-3396	237	12	7	7	NUM
fsr-3396	237	13	.	.	PUNCT
fsr-3396	238	1	in	in	ADP
fsr-3396	238	2	regard	regard	NOUN
fsr-3396	238	3	to	to	ADP
fsr-3396	238	4	model	model	NOUN
fsr-3396	238	5	fit	fit	PROPN
fsr-3396	238	6	,	,	PUNCT
fsr-3396	238	7	pseudo	pseudo	NOUN
fsr-3396	238	8	r2	r2	NOUN
fsr-3396	238	9	was	be	AUX
fsr-3396	238	10	0.12	0.12	NUM
fsr-3396	238	11	.	.	PUNCT
fsr-3396	239	1	holding	hold	VERB
fsr-3396	239	2	all	all	DET
fsr-3396	239	3	else	else	ADV
fsr-3396	239	4	equal	equal	ADJ
fsr-3396	239	5	,	,	PUNCT
fsr-3396	239	6	variables	variable	NOUN
fsr-3396	239	7	from	from	ADP
fsr-3396	239	8	all	all	DET
fsr-3396	239	9	five	five	NUM
fsr-3396	239	10	blocks	block	NOUN
fsr-3396	239	11	of	of	ADP
fsr-3396	239	12	client	client	NOUN
fsr-3396	239	13	characteristics	characteristic	NOUN
fsr-3396	239	14	were	be	AUX
fsr-3396	239	15	found	find	VERB
fsr-3396	239	16	to	to	PART
fsr-3396	239	17	be	be	AUX
fsr-3396	239	18	significant	significant	ADJ
fsr-3396	239	19	predictors	predictor	NOUN
fsr-3396	239	20	of	of	ADP
fsr-3396	239	21	compen246	compen246	PROPN
fsr-3396	239	22	m.	m.	NOUN
fsr-3396	239	23	seay	seay	PROPN
fsr-3396	239	24	/	/	SYM
fsr-3396	239	25	financial	financial	ADJ
fsr-3396	239	26	services	service	NOUN
fsr-3396	239	27	review	review	VERB
fsr-3396	239	28	27	27	NUM
fsr-3396	239	29	(	(	PUNCT
fsr-3396	239	30	2018	2018	NUM
fsr-3396	239	31	)	)	PUNCT
fsr-3396	239	32	231	231	NUM
fsr-3396	239	33	-	-	SYM
fsr-3396	239	34	255	255	NUM
fsr-3396	239	35	t	t	PROPN
fsr-3396	239	36	ab	ab	PROPN
fsr-3396	239	37	le	le	PROPN
fsr-3396	239	38	7	7	NUM
fsr-3396	239	39	m	m	PROPN
fsr-3396	239	40	ul	ul	NOUN
fsr-3396	239	41	tin	tin	PROPN
fsr-3396	239	42	om	om	PROPN
fsr-3396	239	43	ia	ia	PROPN
fsr-3396	239	44	l	l	PROPN
fsr-3396	239	45	lo	lo	PROPN
fsr-3396	240	1	gi	gi	INTJ
fsr-3396	240	2	st	st	PROPN
fsr-3396	240	3	ic	ic	PROPN
fsr-3396	240	4	re	re	VERB
fsr-3396	240	5	gr	gr	PROPN
fsr-3396	240	6	es	es	X
fsr-3396	240	7	si	si	X
fsr-3396	240	8	on	on	ADP
fsr-3396	240	9	re	re	PROPN
fsr-3396	240	10	su	su	PROPN
fsr-3396	240	11	lts	lts	PROPN
fsr-3396	240	12	es	es	X
fsr-3396	240	13	tim	tim	PROPN
fsr-3396	240	14	at	at	ADP
fsr-3396	240	15	in	in	ADP
fsr-3396	240	16	g	g	PROPN
fsr-3396	240	17	pr	pr	NOUN
fsr-3396	240	18	ob	ob	NOUN
fsr-3396	240	19	ab	ab	PROPN
fsr-3396	240	20	ili	ili	PROPN
fsr-3396	241	1	ty	ty	INTJ
fsr-3396	241	2	of	of	ADP
fsr-3396	241	3	us	we	PRON
fsr-3396	241	4	in	in	ADP
fsr-3396	241	5	g	g	PROPN
fsr-3396	241	6	co	co	NOUN
fsr-3396	241	7	m	m	VERB
fsr-3396	241	8	pe	pe	INTJ
fsr-3396	241	9	ns	ns	INTJ
fsr-3396	241	10	at	at	ADP
fsr-3396	241	11	io	io	PROPN
fsr-3396	241	12	n	n	PROPN
fsr-3396	241	13	m	m	PROPN
fsr-3396	241	14	od	od	PROPN
fsr-3396	241	15	el	el	PROPN
fsr-3396	241	16	(	(	PUNCT
fsr-3396	241	17	n	n	X
fsr-3396	241	18	�	�	PROPN
fsr-3396	241	19	60	60	NUM
fsr-3396	241	20	8)	8)	NUM
fsr-3396	241	21	c	c	SYM
fsr-3396	241	22	om	om	INTJ
fsr-3396	242	1	pe	pe	INTJ
fsr-3396	242	2	ns	ns	INTJ
fsr-3396	242	3	at	at	ADP
fsr-3396	242	4	io	io	PROPN
fsr-3396	242	5	n	n	PROPN
fsr-3396	242	6	m	m	PROPN
fsr-3396	242	7	od	od	PROPN
fsr-3396	242	8	el	el	PROPN
fsr-3396	242	9	fe	fe	PROPN
fsr-3396	242	10	eon	eon	PROPN
fsr-3396	242	11	ly	ly	X
fsr-3396	242	12	vs	vs	ADP
fsr-3396	242	13	.	.	PUNCT
fsr-3396	243	1	co	co	PROPN
fsr-3396	243	2	m	m	PROPN
fsr-3396	243	3	m	m	VERB
fsr-3396	243	4	is	be	AUX
fsr-3396	243	5	si	si	X
fsr-3396	243	6	on	on	ADP
fsr-3396	243	7	-o	-o	INTJ
fsr-3396	243	8	nl	nl	NOUN
fsr-3396	244	1	y	y	PROPN
fsr-3396	244	2	c	c	PROPN
fsr-3396	244	3	om	om	PROPN
fsr-3396	244	4	m	m	VERB
fsr-3396	244	5	is	be	AUX
fsr-3396	244	6	si	si	X
fsr-3396	244	7	on	on	ADP
fsr-3396	244	8	-a	-a	PROPN
fsr-3396	244	9	nd	nd	ADV
fsr-3396	244	10	-f	-f	NUM
fsr-3396	244	11	ee	ee	PROPN
fsr-3396	244	12	vs	vs	ADP
fsr-3396	244	13	.	.	PUNCT
fsr-3396	245	1	co	co	PROPN
fsr-3396	245	2	m	m	PROPN
fsr-3396	245	3	m	m	VERB
fsr-3396	245	4	is	be	AUX
fsr-3396	245	5	si	si	X
fsr-3396	245	6	on	on	ADP
fsr-3396	245	7	-o	-o	INTJ
fsr-3396	245	8	nl	nl	NOUN
fsr-3396	246	1	y	y	PROPN
fsr-3396	246	2	c	c	PROPN
fsr-3396	246	3	om	om	PROPN
fsr-3396	246	4	m	m	VERB
fsr-3396	246	5	is	be	AUX
fsr-3396	246	6	si	si	X
fsr-3396	246	7	on	on	ADP
fsr-3396	246	8	-a	-a	PROPN
fsr-3396	246	9	nd	nd	ADV
fsr-3396	246	10	-f	-f	NUM
fsr-3396	246	11	ee	ee	PROPN
fsr-3396	246	12	vs	vs	ADP
fsr-3396	246	13	.	.	PUNCT
fsr-3396	247	1	fe	fe	X
fsr-3396	247	2	eon	eon	PROPN
fsr-3396	247	3	ly	ly	PROPN
fsr-3396	247	4	b	b	PROPN
fsr-3396	247	5	se	se	PROPN
fsr-3396	247	6	b	b	PROPN
fsr-3396	248	1	o	o	INTJ
fsr-3396	248	2	dd	dd	NOUN
fsr-3396	248	3	s	s	X
fsr-3396	248	4	ra	ra	NOUN
fsr-3396	248	5	tio	tio	NOUN
fsr-3396	248	6	p	p	PROPN
fsr-3396	248	7	va	va	PROPN
fsr-3396	248	8	lu	lu	PROPN
fsr-3396	248	9	e	e	PROPN
fsr-3396	248	10	b	b	PROPN
fsr-3396	248	11	se	se	PROPN
fsr-3396	248	12	b	b	PROPN
fsr-3396	248	13	o	o	INTJ
fsr-3396	248	14	dd	dd	NOUN
fsr-3396	248	15	s	s	X
fsr-3396	248	16	ra	ra	NOUN
fsr-3396	248	17	tio	tio	NOUN
fsr-3396	248	18	p	p	PROPN
fsr-3396	248	19	va	va	PROPN
fsr-3396	248	20	lu	lu	PROPN
fsr-3396	248	21	e	e	PROPN
fsr-3396	248	22	b	b	PROPN
fsr-3396	248	23	se	se	PROPN
fsr-3396	248	24	b	b	PROPN
fsr-3396	248	25	o	o	INTJ
fsr-3396	248	26	dd	dd	NOUN
fsr-3396	248	27	s	s	X
fsr-3396	248	28	ra	ra	NOUN
fsr-3396	248	29	tio	tio	NOUN
fsr-3396	248	30	p	p	PROPN
fsr-3396	248	31	va	va	PROPN
fsr-3396	248	32	lu	lu	PROPN
fsr-3396	248	33	e	e	PROPN
fsr-3396	248	34	in	in	ADP
fsr-3396	248	35	te	te	PROPN
fsr-3396	248	36	rc	rc	PROPN
fsr-3396	248	37	ep	ep	PROPN
fsr-3396	248	38	t	t	PROPN
fsr-3396	248	39	1	1	NUM
fsr-3396	248	40	.	.	PUNCT
fsr-3396	248	41	50	50	NUM
fsr-3396	248	42	4	4	NUM
fsr-3396	248	43	1	1	NUM
fsr-3396	248	44	.	.	PUNCT
fsr-3396	248	45	49	49	NUM
fsr-3396	248	46	7	7	NUM
fsr-3396	248	47	0	0	NUM
fsr-3396	248	48	.	.	PUNCT
fsr-3396	248	49	31	31	NUM
fsr-3396	248	50	5	5	NUM
fsr-3396	248	51	2	2	NUM
fsr-3396	248	52	.	.	NUM
fsr-3396	249	1	40	40	NUM
fsr-3396	249	2	0	0	NUM
fsr-3396	249	3	1	1	NUM
fsr-3396	249	4	.	.	X
fsr-3396	249	5	63	63	NUM
fsr-3396	249	6	1	1	NUM
fsr-3396	249	7	0	0	NUM
fsr-3396	249	8	.	.	PUNCT
fsr-3396	250	1	14	14	NUM
fsr-3396	250	2	1	1	NUM
fsr-3396	250	3	0	0	NUM
fsr-3396	250	4	.	.	NUM
fsr-3396	250	5	89	89	NUM
fsr-3396	250	6	6	6	NUM
fsr-3396	250	7	1	1	NUM
fsr-3396	250	8	.	.	PUNCT
fsr-3396	250	9	36	36	NUM
fsr-3396	250	10	4	4	NUM
fsr-3396	250	11	0	0	NUM
fsr-3396	250	12	.	.	PUNCT
fsr-3396	251	1	51	51	NUM
fsr-3396	251	2	1	1	NUM
fsr-3396	251	3	so	so	SCONJ
fsr-3396	252	1	ci	ci	PROPN
fsr-3396	252	2	ode	ode	PROPN
fsr-3396	252	3	m	m	INTJ
fsr-3396	252	4	og	og	INTJ
fsr-3396	252	5	ra	ra	PROPN
fsr-3396	252	6	ph	ph	PROPN
fsr-3396	252	7	ic	ic	PROPN
fsr-3396	252	8	ch	ch	PROPN
fsr-3396	252	9	ar	ar	PROPN
fsr-3396	252	10	ac	ac	PROPN
fsr-3396	252	11	te	te	PROPN
fsr-3396	252	12	ri	ri	PROPN
fsr-3396	252	13	st	st	PROPN
fsr-3396	253	1	ic	ic	PROPN
fsr-3396	253	2	s	s	PROPN
fsr-3396	253	3	a	a	DET
fsr-3396	253	4	ge	ge	NOUN
fsr-3396	253	5	(	(	PUNCT
fsr-3396	253	6	r	r	NOUN
fsr-3396	253	7	ef	ef	PROPN
fsr-3396	253	8	gr	gr	NOUN
fsr-3396	253	9	ou	ou	ADP
fsr-3396	253	10	p	p	X
fsr-3396	253	11	:	:	PUNCT
fsr-3396	253	12	65	65	NUM
fsr-3396	253	13	an	an	DET
fsr-3396	253	14	d	d	X
fsr-3396	253	15	ol	ol	PROPN
fsr-3396	253	16	de	de	PROPN
fsr-3396	253	17	r	r	PROPN
fsr-3396	253	18	)	)	PUNCT
fsr-3396	253	19	18	18	NUM
fsr-3396	253	20	to	to	PART
fsr-3396	253	21	34	34	NUM
fsr-3396	253	22	0	0	NUM
fsr-3396	253	23	.	.	PUNCT
fsr-3396	254	1	77	77	NUM
fsr-3396	254	2	5	5	NUM
fsr-3396	254	3	0	0	NUM
fsr-3396	254	4	.	.	PUNCT
fsr-3396	255	1	54	54	NUM
fsr-3396	255	2	2	2	NUM
fsr-3396	255	3	2	2	NUM
fsr-3396	255	4	.	.	PUNCT
fsr-3396	256	1	17	17	NUM
fsr-3396	256	2	0	0	NUM
fsr-3396	256	3	0	0	NUM
fsr-3396	256	4	.	.	NOUN
fsr-3396	256	5	15	15	NUM
fsr-3396	256	6	3	3	NUM
fsr-3396	256	7	1	1	NUM
fsr-3396	256	8	.	.	NOUN
fsr-3396	256	9	22	22	NUM
fsr-3396	256	10	8	8	NUM
fsr-3396	256	11	0	0	NUM
fsr-3396	256	12	.	.	PUNCT
fsr-3396	257	1	58	58	NUM
fsr-3396	257	2	8	8	NUM
fsr-3396	257	3	3	3	NUM
fsr-3396	257	4	.	.	NOUN
fsr-3396	257	5	41	41	NUM
fsr-3396	258	1	3	3	NUM
fsr-3396	258	2	0	0	NUM
fsr-3396	258	3	.	.	PUNCT
fsr-3396	258	4	03	03	NUM
fsr-3396	259	1	7	7	NUM
fsr-3396	259	2	*	*	SYM
fsr-3396	259	3	0	0	NUM
fsr-3396	259	4	.	.	NOUN
fsr-3396	259	5	45	45	NUM
fsr-3396	259	6	3	3	NUM
fsr-3396	259	7	0	0	NUM
fsr-3396	259	8	.	.	PUNCT
fsr-3396	260	1	45	45	NUM
fsr-3396	260	2	9	9	NUM
fsr-3396	260	3	1	1	NUM
fsr-3396	260	4	.	.	PUNCT
fsr-3396	260	5	57	57	NUM
fsr-3396	260	6	3	3	NUM
fsr-3396	260	7	0	0	NUM
fsr-3396	260	8	.	.	PUNCT
fsr-3396	261	1	32	32	NUM
fsr-3396	261	2	4	4	NUM
fsr-3396	261	3	35	35	NUM
fsr-3396	261	4	to	to	ADP
fsr-3396	261	5	44	44	NUM
fsr-3396	261	6	(	(	PUNCT
fsr-3396	261	7	0	0	NUM
fsr-3396	261	8	.1	.1	NUM
fsr-3396	261	9	20	20	NUM
fsr-3396	261	10	)	)	PUNCT
fsr-3396	261	11	0	0	NUM
fsr-3396	261	12	.	.	X
fsr-3396	261	13	45	45	NUM
fsr-3396	261	14	4	4	NUM
fsr-3396	261	15	0	0	NUM
fsr-3396	261	16	.	.	PUNCT
fsr-3396	262	1	88	88	NUM
fsr-3396	262	2	7	7	NUM
fsr-3396	262	3	0	0	NUM
fsr-3396	262	4	.	.	PUNCT
fsr-3396	263	1	79	79	NUM
fsr-3396	263	2	1	1	NUM
fsr-3396	263	3	0	0	NUM
fsr-3396	263	4	.	.	PUNCT
fsr-3396	263	5	01	01	NUM
fsr-3396	263	6	5	5	NUM
fsr-3396	263	7	0	0	NUM
fsr-3396	263	8	.	.	PUNCT
fsr-3396	263	9	50	50	NUM
fsr-3396	263	10	4	4	NUM
fsr-3396	263	11	1	1	NUM
fsr-3396	263	12	.	.	PUNCT
fsr-3396	263	13	01	01	NUM
fsr-3396	263	14	5	5	NUM
fsr-3396	263	15	0	0	NUM
fsr-3396	263	16	.	.	PUNCT
fsr-3396	263	17	97	97	NUM
fsr-3396	263	18	6	6	NUM
fsr-3396	263	19	0	0	NUM
fsr-3396	263	20	.	.	NOUN
fsr-3396	263	21	13	13	NUM
fsr-3396	263	22	5	5	NUM
fsr-3396	263	23	0	0	NUM
fsr-3396	263	24	.	.	NOUN
fsr-3396	264	1	43	43	NUM
fsr-3396	264	2	6	6	NUM
fsr-3396	264	3	1	1	NUM
fsr-3396	264	4	.	.	PUNCT
fsr-3396	264	5	14	14	NUM
fsr-3396	264	6	5	5	NUM
fsr-3396	264	7	0	0	NUM
fsr-3396	264	8	.	.	PUNCT
fsr-3396	265	1	75	75	NUM
fsr-3396	265	2	6	6	NUM
fsr-3396	265	3	45	45	NUM
fsr-3396	265	4	to	to	PART
fsr-3396	265	5	54	54	NUM
fsr-3396	265	6	(	(	PUNCT
fsr-3396	265	7	0	0	NUM
fsr-3396	265	8	.0	.0	NUM
fsr-3396	265	9	78	78	NUM
fsr-3396	265	10	)	)	PUNCT
fsr-3396	265	11	0	0	NUM
fsr-3396	265	12	.	.	X
fsr-3396	265	13	40	40	NUM
fsr-3396	265	14	3	3	NUM
fsr-3396	265	15	0	0	NUM
fsr-3396	265	16	.	.	PUNCT
fsr-3396	266	1	92	92	NUM
fsr-3396	266	2	5	5	NUM
fsr-3396	266	3	0	0	NUM
fsr-3396	266	4	.	.	PUNCT
fsr-3396	267	1	84	84	NUM
fsr-3396	267	2	6	6	NUM
fsr-3396	267	3	0	0	NUM
fsr-3396	267	4	.	.	PUNCT
fsr-3396	267	5	08	08	NUM
fsr-3396	267	6	8	8	NUM
fsr-3396	267	7	0	0	NUM
fsr-3396	267	8	.	.	NOUN
fsr-3396	268	1	44	44	NUM
fsr-3396	268	2	9	9	NUM
fsr-3396	268	3	1	1	NUM
fsr-3396	268	4	.	.	NOUN
fsr-3396	268	5	09	09	NUM
fsr-3396	268	6	2	2	NUM
fsr-3396	268	7	0	0	NUM
fsr-3396	268	8	.	.	PUNCT
fsr-3396	269	1	84	84	NUM
fsr-3396	269	2	4	4	NUM
fsr-3396	269	3	0	0	NUM
fsr-3396	269	4	.	.	PUNCT
fsr-3396	270	1	16	16	NUM
fsr-3396	270	2	7	7	NUM
fsr-3396	270	3	0	0	NUM
fsr-3396	270	4	.	.	PUNCT
fsr-3396	271	1	39	39	NUM
fsr-3396	271	2	0	0	NUM
fsr-3396	271	3	1	1	NUM
fsr-3396	271	4	.	.	NUM
fsr-3396	272	1	18	18	NUM
fsr-3396	272	2	1	1	NUM
fsr-3396	272	3	0	0	NUM
fsr-3396	272	4	.	.	PUNCT
fsr-3396	273	1	66	66	NUM
fsr-3396	273	2	9	9	NUM
fsr-3396	273	3	55	55	NUM
fsr-3396	273	4	to	to	ADP
fsr-3396	273	5	64	64	NUM
fsr-3396	273	6	0	0	NUM
fsr-3396	273	7	.	.	NOUN
fsr-3396	274	1	15	15	NUM
fsr-3396	274	2	1	1	NUM
fsr-3396	274	3	0	0	NUM
fsr-3396	274	4	.	.	PUNCT
fsr-3396	274	5	31	31	NUM
fsr-3396	274	6	4	4	NUM
fsr-3396	274	7	1	1	NUM
fsr-3396	274	8	.	.	PUNCT
fsr-3396	274	9	16	16	NUM
fsr-3396	274	10	3	3	NUM
fsr-3396	274	11	0	0	NUM
fsr-3396	274	12	.	.	PUNCT
fsr-3396	274	13	63	63	NUM
fsr-3396	274	14	0	0	NUM
fsr-3396	274	15	0	0	NUM
fsr-3396	274	16	.	.	NOUN
fsr-3396	274	17	39	39	NUM
fsr-3396	274	18	7	7	NUM
fsr-3396	274	19	0	0	NUM
fsr-3396	274	20	.	.	PUNCT
fsr-3396	274	21	36	36	NUM
fsr-3396	274	22	4	4	NUM
fsr-3396	274	23	1	1	NUM
fsr-3396	274	24	.	.	PUNCT
fsr-3396	274	25	48	48	NUM
fsr-3396	274	26	7	7	NUM
fsr-3396	274	27	0	0	NUM
fsr-3396	274	28	.	.	NOUN
fsr-3396	274	29	27	27	NUM
fsr-3396	274	30	6	6	NUM
fsr-3396	274	31	0	0	NUM
fsr-3396	274	32	.	.	NOUN
fsr-3396	274	33	24	24	NUM
fsr-3396	274	34	6	6	NUM
fsr-3396	274	35	0	0	NUM
fsr-3396	274	36	.	.	PUNCT
fsr-3396	274	37	31	31	NUM
fsr-3396	274	38	2	2	NUM
fsr-3396	274	39	1	1	NUM
fsr-3396	274	40	.	.	PUNCT
fsr-3396	274	41	27	27	NUM
fsr-3396	274	42	8	8	NUM
fsr-3396	274	43	0	0	NUM
fsr-3396	274	44	.	.	PUNCT
fsr-3396	274	45	43	43	NUM
fsr-3396	274	46	1	1	NUM
fsr-3396	274	47	g	g	NOUN
fsr-3396	274	48	en	en	X
fsr-3396	274	49	de	de	X
fsr-3396	274	50	r	r	X
fsr-3396	274	51	(	(	PUNCT
fsr-3396	274	52	r	r	NOUN
fsr-3396	274	53	ef	ef	PROPN
fsr-3396	274	54	gr	gr	NOUN
fsr-3396	274	55	ou	ou	ADP
fsr-3396	274	56	p	p	X
fsr-3396	274	57	:	:	PUNCT
fsr-3396	274	58	fe	fe	X
fsr-3396	274	59	m	m	PROPN
fsr-3396	274	60	al	al	PROPN
fsr-3396	274	61	e	e	PROPN
fsr-3396	274	62	)	)	PUNCT
fsr-3396	274	63	m	m	VERB
fsr-3396	274	64	al	al	PROPN
fsr-3396	274	65	e	e	PROPN
fsr-3396	274	66	(	(	PUNCT
fsr-3396	274	67	0	0	NUM
fsr-3396	274	68	.4	.4	NUM
fsr-3396	274	69	00	00	NUM
fsr-3396	274	70	)	)	PUNCT
fsr-3396	274	71	0	0	NUM
fsr-3396	274	72	.	.	X
fsr-3396	274	73	23	23	NUM
fsr-3396	274	74	9	9	NUM
fsr-3396	274	75	0	0	NUM
fsr-3396	274	76	.	.	PUNCT
fsr-3396	275	1	67	67	NUM
fsr-3396	275	2	0	0	NUM
fsr-3396	275	3	0	0	NUM
fsr-3396	275	4	.	.	PUNCT
fsr-3396	275	5	09	09	NUM
fsr-3396	275	6	3†	3†	NUM
fsr-3396	275	7	0	0	NUM
fsr-3396	275	8	.	.	NOUN
fsr-3396	275	9	03	03	NUM
fsr-3396	275	10	4	4	NUM
fsr-3396	275	11	0	0	NUM
fsr-3396	275	12	.	.	PUNCT
fsr-3396	275	13	26	26	NUM
fsr-3396	275	14	8	8	NUM
fsr-3396	275	15	1	1	NUM
fsr-3396	275	16	.	.	NOUN
fsr-3396	275	17	03	03	NUM
fsr-3396	275	18	5	5	NUM
fsr-3396	275	19	0	0	NUM
fsr-3396	275	20	.	.	NOUN
fsr-3396	275	21	89	89	NUM
fsr-3396	275	22	9	9	NUM
fsr-3396	275	23	0	0	NUM
fsr-3396	275	24	.	.	PUNCT
fsr-3396	276	1	43	43	NUM
fsr-3396	276	2	4	4	NUM
fsr-3396	276	3	0	0	NUM
fsr-3396	276	4	.	.	PUNCT
fsr-3396	277	1	22	22	NUM
fsr-3396	277	2	0	0	NUM
fsr-3396	277	3	1	1	NUM
fsr-3396	277	4	.	.	PUNCT
fsr-3396	278	1	54	54	NUM
fsr-3396	278	2	4	4	NUM
fsr-3396	278	3	0	0	NUM
fsr-3396	278	4	.	.	NOUN
fsr-3396	278	5	04	04	NUM
fsr-3396	279	1	9	9	NUM
fsr-3396	279	2	*	*	PUNCT
fsr-3396	279	3	r	r	NOUN
fsr-3396	279	4	ac	ac	NOUN
fsr-3396	279	5	e	e	PROPN
fsr-3396	279	6	(	(	PUNCT
fsr-3396	279	7	r	r	NOUN
fsr-3396	279	8	ef	ef	PROPN
fsr-3396	279	9	gr	gr	NOUN
fsr-3396	279	10	ou	ou	ADP
fsr-3396	279	11	p	p	X
fsr-3396	279	12	:	:	PUNCT
fsr-3396	279	13	n	n	CCONJ
fsr-3396	279	14	on	on	ADP
fsr-3396	279	15	-w	-w	PUNCT
fsr-3396	279	16	hi	hi	INTJ
fsr-3396	279	17	te	te	PROPN
fsr-3396	279	18	)	)	PUNCT
fsr-3396	279	19	w	w	ADP
fsr-3396	279	20	hi	hi	INTJ
fsr-3396	279	21	te	te	PROPN
fsr-3396	279	22	(	(	PUNCT
fsr-3396	279	23	0	0	NUM
fsr-3396	279	24	.5	.5	NUM
fsr-3396	279	25	59	59	NUM
fsr-3396	279	26	)	)	PUNCT
fsr-3396	279	27	0	0	NUM
fsr-3396	279	28	.	.	X
fsr-3396	279	29	36	36	NUM
fsr-3396	279	30	2	2	NUM
fsr-3396	279	31	0	0	NUM
fsr-3396	279	32	.	.	PUNCT
fsr-3396	279	33	57	57	NUM
fsr-3396	279	34	2	2	NUM
fsr-3396	279	35	0	0	NUM
fsr-3396	279	36	.	.	NOUN
fsr-3396	279	37	12	12	NUM
fsr-3396	279	38	3	3	NUM
fsr-3396	279	39	(	(	PUNCT
fsr-3396	279	40	0	0	NUM
fsr-3396	279	41	.7	.7	NUM
fsr-3396	279	42	02	02	NUM
fsr-3396	279	43	)	)	PUNCT
fsr-3396	279	44	0	0	NUM
fsr-3396	279	45	.	.	X
fsr-3396	279	46	38	38	NUM
fsr-3396	279	47	2	2	NUM
fsr-3396	279	48	0	0	NUM
fsr-3396	279	49	.	.	NOUN
fsr-3396	279	50	49	49	NUM
fsr-3396	279	51	6	6	NUM
fsr-3396	279	52	0	0	NUM
fsr-3396	279	53	.	.	PUNCT
fsr-3396	279	54	06	06	NUM
fsr-3396	280	1	6†	6†	NUM
fsr-3396	280	2	(	(	PUNCT
fsr-3396	280	3	0	0	NUM
fsr-3396	280	4	.1	.1	NUM
fsr-3396	280	5	43	43	NUM
fsr-3396	280	6	)	)	PUNCT
fsr-3396	280	7	0	0	NUM
fsr-3396	280	8	.	.	X
fsr-3396	281	1	28	28	NUM
fsr-3396	281	2	1	1	NUM
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fsr-3396	282	7	n	n	INTJ
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fsr-3396	283	7	:	:	PUNCT
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fsr-3396	285	2	h	h	PROPN
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fsr-3396	285	10	.	.	PROPN
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fsr-3396	285	14	.	.	PUNCT
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fsr-3396	286	8	.	.	PUNCT
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fsr-3396	287	4	.	.	PUNCT
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fsr-3396	288	4	.	.	PUNCT
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fsr-3396	289	4	.	.	PUNCT
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fsr-3396	291	4	.	.	PUNCT
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fsr-3396	292	4	.	.	NOUN
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fsr-3396	293	4	.	.	PUNCT
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fsr-3396	294	18	.	.	PUNCT
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fsr-3396	295	3	0	0	NUM
fsr-3396	295	4	.	.	PUNCT
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fsr-3396	296	4	.	.	PUNCT
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fsr-3396	297	4	.	.	PUNCT
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fsr-3396	298	4	.	.	PUNCT
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fsr-3396	299	4	.	.	NOUN
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fsr-3396	300	4	.	.	NOUN
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fsr-3396	300	8	.	.	PUNCT
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fsr-3396	301	4	.	.	NOUN
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fsr-3396	302	14	(	(	PUNCT
fsr-3396	302	15	r	r	NOUN
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fsr-3396	302	20	:	:	PUNCT
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fsr-3396	302	23	m	m	PROPN
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fsr-3396	302	32	(	(	PUNCT
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fsr-3396	302	36	)	)	PUNCT
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fsr-3396	302	38	.	.	X
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fsr-3396	302	40	7	7	NUM
fsr-3396	302	41	0	0	NUM
fsr-3396	302	42	.	.	PUNCT
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fsr-3396	303	2	5	5	NUM
fsr-3396	303	3	0	0	NUM
fsr-3396	303	4	.	.	PUNCT
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fsr-3396	304	3	(	(	PUNCT
fsr-3396	304	4	0	0	NUM
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fsr-3396	304	7	)	)	PUNCT
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fsr-3396	304	9	.	.	X
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fsr-3396	304	12	0	0	NUM
fsr-3396	304	13	.	.	NOUN
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fsr-3396	305	4	.	.	NOUN
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fsr-3396	305	7	(	(	PUNCT
fsr-3396	305	8	0	0	NUM
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fsr-3396	305	11	)	)	PUNCT
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fsr-3396	305	13	.	.	X
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fsr-3396	305	16	0	0	NUM
fsr-3396	305	17	.	.	PUNCT
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fsr-3396	306	4	.	.	PUNCT
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fsr-3396	306	7	e	e	X
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fsr-3396	306	11	m	m	PROPN
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fsr-3396	306	17	(	(	PUNCT
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fsr-3396	306	23	:	:	PUNCT
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fsr-3396	307	1	lf	lf	PROPN
fsr-3396	307	2	-e	-e	PROPN
fsr-3396	307	3	m	m	PROPN
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fsr-3396	307	7	(	(	PUNCT
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fsr-3396	307	11	)	)	PUNCT
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fsr-3396	307	13	.	.	X
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fsr-3396	308	2	4	4	NUM
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fsr-3396	308	4	.	.	PUNCT
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fsr-3396	309	7	(	(	PUNCT
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fsr-3396	309	13	.	.	X
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fsr-3396	310	4	.	.	PUNCT
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fsr-3396	311	4	.	.	PUNCT
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fsr-3396	312	3	(	(	PUNCT
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fsr-3396	312	9	.	.	X
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fsr-3396	313	4	.	.	PUNCT
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fsr-3396	314	27	(	(	PUNCT
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fsr-3396	314	33	.	.	X
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fsr-3396	315	4	.	.	PUNCT
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fsr-3396	316	4	.	.	PUNCT
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fsr-3396	317	17	.	.	PUNCT
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fsr-3396	319	5	.	.	PUNCT
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fsr-3396	323	4	.	.	PUNCT
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fsr-3396	324	4	.	.	NUM
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fsr-3396	324	13	.	.	X
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fsr-3396	325	4	.	.	PUNCT
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fsr-3396	327	7	.	.	X
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fsr-3396	327	9	9	9	NUM
fsr-3396	327	10	0	0	NUM
fsr-3396	327	11	.	.	PUNCT
fsr-3396	327	12	28	28	NUM
fsr-3396	327	13	9	9	NUM
fsr-3396	327	14	0	0	NUM
fsr-3396	327	15	.	.	PUNCT
fsr-3396	327	16	01	01	NUM
fsr-3396	328	1	7	7	NUM
fsr-3396	328	2	*	*	SYM
fsr-3396	328	3	(	(	PUNCT
fsr-3396	328	4	1	1	NUM
fsr-3396	328	5	.9	.9	NUM
fsr-3396	328	6	26	26	NUM
fsr-3396	328	7	)	)	PUNCT
fsr-3396	328	8	0	0	NUM
fsr-3396	328	9	.	.	X
fsr-3396	328	10	69	69	NUM
fsr-3396	329	1	3	3	NUM
fsr-3396	329	2	0	0	NUM
fsr-3396	329	3	.	.	PUNCT
fsr-3396	329	4	14	14	NUM
fsr-3396	329	5	6	6	NUM
fsr-3396	329	6	0	0	NUM
fsr-3396	329	7	.	.	PUNCT
fsr-3396	329	8	00	00	NUM
fsr-3396	330	1	5	5	NUM
fsr-3396	330	2	*	*	PUNCT
fsr-3396	330	3	*	*	PUNCT
fsr-3396	330	4	(	(	PUNCT
fsr-3396	330	5	0	0	NUM
fsr-3396	330	6	.6	.6	NUM
fsr-3396	330	7	85	85	NUM
fsr-3396	330	8	)	)	PUNCT
fsr-3396	330	9	0	0	NUM
fsr-3396	330	10	.	.	PUNCT
fsr-3396	331	1	62	62	NUM
fsr-3396	331	2	9	9	NUM
fsr-3396	331	3	0	0	NUM
fsr-3396	331	4	.	.	PUNCT
fsr-3396	331	5	50	50	NUM
fsr-3396	331	6	4	4	NUM
fsr-3396	331	7	0	0	NUM
fsr-3396	331	8	.	.	NOUN
fsr-3396	332	1	27	27	NUM
fsr-3396	332	2	6	6	NUM
fsr-3396	332	3	$	$	SYM
fsr-3396	332	4	3	3	NUM
fsr-3396	332	5	5	5	NUM
fsr-3396	332	6	,	,	PUNCT
fsr-3396	332	7	00	00	NUM
fsr-3396	332	8	0	0	NUM
fsr-3396	332	9	to	to	ADP
fsr-3396	332	10	$	$	SYM
fsr-3396	332	11	4	4	NUM
fsr-3396	332	12	9	9	NUM
fsr-3396	332	13	,	,	PUNCT
fsr-3396	332	14	99	99	NUM
fsr-3396	332	15	9	9	NUM
fsr-3396	332	16	(	(	PUNCT
fsr-3396	332	17	0	0	NUM
fsr-3396	332	18	.8	.8	NUM
fsr-3396	332	19	78	78	NUM
fsr-3396	332	20	)	)	PUNCT
fsr-3396	332	21	0	0	NUM
fsr-3396	332	22	.	.	X
fsr-3396	333	1	53	53	NUM
fsr-3396	333	2	1	1	NUM
fsr-3396	333	3	0	0	NUM
fsr-3396	333	4	.	.	PUNCT
fsr-3396	333	5	41	41	NUM
fsr-3396	333	6	6	6	NUM
fsr-3396	333	7	0	0	NUM
fsr-3396	333	8	.	.	PUNCT
fsr-3396	333	9	09	09	NUM
fsr-3396	333	10	8†	8†	NUM
fsr-3396	333	11	(	(	PUNCT
fsr-3396	333	12	0	0	NUM
fsr-3396	333	13	.6	.6	NUM
fsr-3396	333	14	44	44	NUM
fsr-3396	333	15	)	)	PUNCT
fsr-3396	333	16	0	0	NUM
fsr-3396	333	17	.	.	X
fsr-3396	333	18	59	59	NUM
fsr-3396	333	19	5	5	NUM
fsr-3396	333	20	0	0	NUM
fsr-3396	333	21	.	.	PUNCT
fsr-3396	334	1	52	52	NUM
fsr-3396	334	2	5	5	NUM
fsr-3396	334	3	0	0	NUM
fsr-3396	334	4	.	.	PUNCT
fsr-3396	335	1	27	27	NUM
fsr-3396	335	2	9	9	NUM
fsr-3396	335	3	0	0	NUM
fsr-3396	335	4	.	.	PUNCT
fsr-3396	336	1	23	23	NUM
fsr-3396	336	2	4	4	NUM
fsr-3396	336	3	0	0	NUM
fsr-3396	336	4	.	.	NOUN
fsr-3396	336	5	49	49	NUM
fsr-3396	336	6	1	1	NUM
fsr-3396	336	7	1	1	NUM
fsr-3396	336	8	.	.	PUNCT
fsr-3396	336	9	26	26	NUM
fsr-3396	336	10	3	3	NUM
fsr-3396	336	11	0	0	NUM
fsr-3396	336	12	.	.	PUNCT
fsr-3396	336	13	63	63	NUM
fsr-3396	336	14	4	4	NUM
fsr-3396	336	15	$	$	SYM
fsr-3396	336	16	5	5	NUM
fsr-3396	336	17	0	0	NUM
fsr-3396	336	18	,	,	PUNCT
fsr-3396	336	19	00	00	NUM
fsr-3396	336	20	0	0	NUM
fsr-3396	336	21	to	to	ADP
fsr-3396	336	22	$	$	SYM
fsr-3396	336	23	7	7	NUM
fsr-3396	336	24	4	4	NUM
fsr-3396	336	25	,	,	PUNCT
fsr-3396	336	26	99	99	NUM
fsr-3396	336	27	9	9	NUM
fsr-3396	336	28	(	(	PUNCT
fsr-3396	336	29	0	0	NUM
fsr-3396	336	30	.8	.8	PROPN
fsr-3396	336	31	94	94	NUM
fsr-3396	336	32	)	)	PUNCT
fsr-3396	336	33	0	0	NUM
fsr-3396	336	34	.	.	X
fsr-3396	336	35	32	32	NUM
fsr-3396	336	36	8	8	NUM
fsr-3396	336	37	0	0	NUM
fsr-3396	336	38	.	.	PUNCT
fsr-3396	336	39	40	40	NUM
fsr-3396	336	40	9	9	NUM
fsr-3396	336	41	0	0	NUM
fsr-3396	336	42	.	.	PUNCT
fsr-3396	336	43	00	00	NUM
fsr-3396	337	1	6	6	NUM
fsr-3396	337	2	*	*	PUNCT
fsr-3396	337	3	*	*	PUNCT
fsr-3396	337	4	(	(	PUNCT
fsr-3396	337	5	0	0	NUM
fsr-3396	337	6	.6	.6	NUM
fsr-3396	337	7	07	07	NUM
fsr-3396	337	8	)	)	PUNCT
fsr-3396	337	9	0	0	NUM
fsr-3396	337	10	.	.	X
fsr-3396	337	11	36	36	NUM
fsr-3396	337	12	5	5	NUM
fsr-3396	337	13	0	0	NUM
fsr-3396	337	14	.	.	PUNCT
fsr-3396	337	15	54	54	NUM
fsr-3396	337	16	5	5	NUM
fsr-3396	337	17	0	0	NUM
fsr-3396	337	18	.	.	PUNCT
fsr-3396	337	19	09	09	NUM
fsr-3396	337	20	6†	6†	NUM
fsr-3396	337	21	0	0	NUM
fsr-3396	337	22	.	.	PUNCT
fsr-3396	337	23	28	28	NUM
fsr-3396	337	24	7	7	NUM
fsr-3396	337	25	0	0	NUM
fsr-3396	337	26	.	.	PUNCT
fsr-3396	337	27	30	30	NUM
fsr-3396	337	28	0	0	NUM
fsr-3396	337	29	1	1	NUM
fsr-3396	337	30	.	.	X
fsr-3396	337	31	33	33	NUM
fsr-3396	337	32	3	3	NUM
fsr-3396	337	33	0	0	NUM
fsr-3396	337	34	.	.	PUNCT
fsr-3396	337	35	33	33	NUM
fsr-3396	337	36	8	8	NUM
fsr-3396	337	37	$	$	SYM
fsr-3396	337	38	7	7	NUM
fsr-3396	337	39	5	5	NUM
fsr-3396	337	40	,	,	PUNCT
fsr-3396	337	41	00	00	NUM
fsr-3396	337	42	0	0	NUM
fsr-3396	337	43	to	to	ADP
fsr-3396	337	44	$	$	SYM
fsr-3396	337	45	9	9	NUM
fsr-3396	337	46	9	9	NUM
fsr-3396	337	47	,	,	PUNCT
fsr-3396	337	48	99	99	NUM
fsr-3396	337	49	9	9	NUM
fsr-3396	337	50	(	(	PUNCT
fsr-3396	337	51	0	0	NUM
fsr-3396	337	52	.6	.6	NUM
fsr-3396	337	53	51	51	NUM
fsr-3396	337	54	)	)	PUNCT
fsr-3396	337	55	0	0	NUM
fsr-3396	337	56	.	.	X
fsr-3396	338	1	32	32	NUM
fsr-3396	338	2	5	5	NUM
fsr-3396	338	3	0	0	NUM
fsr-3396	338	4	.	.	PUNCT
fsr-3396	339	1	52	52	NUM
fsr-3396	339	2	2	2	NUM
fsr-3396	339	3	0	0	NUM
fsr-3396	339	4	.	.	NOUN
fsr-3396	339	5	04	04	NUM
fsr-3396	340	1	5	5	NUM
fsr-3396	340	2	*	*	SYM
fsr-3396	340	3	(	(	PUNCT
fsr-3396	340	4	0	0	NUM
fsr-3396	340	5	.3	.3	NUM
fsr-3396	340	6	36	36	NUM
fsr-3396	340	7	)	)	PUNCT
fsr-3396	340	8	0	0	NUM
fsr-3396	340	9	.	.	NOUN
fsr-3396	340	10	35	35	NUM
fsr-3396	340	11	5	5	NUM
fsr-3396	340	12	0	0	NUM
fsr-3396	340	13	.	.	PUNCT
fsr-3396	341	1	71	71	NUM
fsr-3396	341	2	5	5	NUM
fsr-3396	341	3	0	0	NUM
fsr-3396	341	4	.	.	PUNCT
fsr-3396	342	1	34	34	NUM
fsr-3396	342	2	4	4	NUM
fsr-3396	342	3	0	0	NUM
fsr-3396	342	4	.	.	PUNCT
fsr-3396	342	5	31	31	NUM
fsr-3396	342	6	5	5	NUM
fsr-3396	342	7	0	0	NUM
fsr-3396	342	8	.	.	PUNCT
fsr-3396	343	1	28	28	NUM
fsr-3396	343	2	8	8	NUM
fsr-3396	343	3	1	1	NUM
fsr-3396	343	4	.	.	PUNCT
fsr-3396	343	5	37	37	NUM
fsr-3396	343	6	1	1	NUM
fsr-3396	343	7	0	0	NUM
fsr-3396	343	8	.	.	NOUN
fsr-3396	343	9	27	27	NUM
fsr-3396	343	10	4	4	NUM
fsr-3396	343	11	t	t	NOUN
fsr-3396	343	12	ot	ot	NOUN
fsr-3396	343	13	al	al	PROPN
fsr-3396	343	14	va	va	PROPN
fsr-3396	343	15	lu	lu	PROPN
fsr-3396	343	16	e	e	PROPN
fsr-3396	343	17	of	of	ADP
fsr-3396	343	18	no	no	DET
fsr-3396	343	19	nre	nre	PROPN
fsr-3396	343	20	tir	tir	PROPN
fsr-3396	343	21	em	em	PROPN
fsr-3396	343	22	en	en	PROPN
fsr-3396	343	23	t	t	PROPN
fsr-3396	343	24	ac	ac	PROPN
fsr-3396	343	25	co	co	PROPN
fsr-3396	343	26	un	un	PROPN
fsr-3396	343	27	ts	ts	PROPN
fsr-3396	343	28	(	(	PUNCT
fsr-3396	343	29	r	r	NOUN
fsr-3396	343	30	ef	ef	PROPN
fsr-3396	343	31	gr	gr	NOUN
fsr-3396	343	32	ou	ou	ADP
fsr-3396	343	33	p	p	X
fsr-3396	343	34	:	:	PUNCT
fsr-3396	343	35	$	$	SYM
fsr-3396	343	36	1	1	NUM
fsr-3396	343	37	,	,	PUNCT
fsr-3396	343	38	0	0	NUM
fsr-3396	343	39	00	00	NUM
fsr-3396	343	40	,	,	PUNCT
fsr-3396	343	41	0	0	NUM
fsr-3396	343	42	00	00	NUM
fsr-3396	343	43	or	or	CCONJ
fsr-3396	343	44	m	m	PROPN
fsr-3396	343	45	or	or	CCONJ
fsr-3396	343	46	e	e	X
fsr-3396	343	47	)	)	PUNCT
fsr-3396	343	48	$	$	SYM
fsr-3396	343	49	0	0	NUM
fsr-3396	343	50	to	to	PART
fsr-3396	343	51	$	$	SYM
fsr-3396	343	52	4	4	NUM
fsr-3396	343	53	9	9	NUM
fsr-3396	343	54	,	,	PUNCT
fsr-3396	343	55	99	99	NUM
fsr-3396	343	56	9	9	NUM
fsr-3396	343	57	0	0	NUM
fsr-3396	343	58	.	.	PUNCT
fsr-3396	343	59	28	28	NUM
fsr-3396	343	60	2	2	NUM
fsr-3396	343	61	0	0	NUM
fsr-3396	343	62	.	.	PUNCT
fsr-3396	344	1	46	46	NUM
fsr-3396	344	2	9	9	NUM
fsr-3396	344	3	1	1	NUM
fsr-3396	344	4	.	.	PUNCT
fsr-3396	344	5	32	32	NUM
fsr-3396	344	6	6	6	NUM
fsr-3396	344	7	0	0	NUM
fsr-3396	344	8	.	.	PUNCT
fsr-3396	345	1	54	54	NUM
fsr-3396	345	2	8	8	NUM
fsr-3396	345	3	(	(	PUNCT
fsr-3396	345	4	0	0	NUM
fsr-3396	345	5	.7	.7	NUM
fsr-3396	345	6	02	02	NUM
fsr-3396	345	7	)	)	PUNCT
fsr-3396	345	8	0	0	NUM
fsr-3396	345	9	.	.	X
fsr-3396	345	10	54	54	NUM
fsr-3396	345	11	3	3	NUM
fsr-3396	345	12	0	0	NUM
fsr-3396	345	13	.	.	NOUN
fsr-3396	345	14	49	49	NUM
fsr-3396	345	15	6	6	NUM
fsr-3396	345	16	0	0	NUM
fsr-3396	345	17	.	.	PROPN
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fsr-3396	345	19	6	6	NUM
fsr-3396	345	20	(	(	PUNCT
fsr-3396	345	21	0	0	NUM
fsr-3396	345	22	.9	.9	NUM
fsr-3396	345	23	84	84	NUM
fsr-3396	345	24	)	)	PUNCT
fsr-3396	345	25	0	0	NUM
fsr-3396	345	26	.	.	X
fsr-3396	346	1	47	47	NUM
fsr-3396	346	2	7	7	NUM
fsr-3396	346	3	0	0	NUM
fsr-3396	346	4	.	.	PUNCT
fsr-3396	346	5	37	37	NUM
fsr-3396	346	6	4	4	NUM
fsr-3396	346	7	0	0	NUM
fsr-3396	346	8	.	.	PUNCT
fsr-3396	346	9	03	03	NUM
fsr-3396	346	10	9	9	NUM
fsr-3396	346	11	*	*	SYM
fsr-3396	346	12	$	$	SYM
fsr-3396	346	13	5	5	NUM
fsr-3396	346	14	0	0	NUM
fsr-3396	346	15	,	,	PUNCT
fsr-3396	346	16	00	00	NUM
fsr-3396	346	17	0	0	NUM
fsr-3396	346	18	to	to	ADP
fsr-3396	346	19	$	$	SYM
fsr-3396	346	20	9	9	NUM
fsr-3396	346	21	9	9	NUM
fsr-3396	346	22	,	,	PUNCT
fsr-3396	346	23	99	99	NUM
fsr-3396	346	24	9	9	NUM
fsr-3396	346	25	0	0	NUM
fsr-3396	346	26	.	.	PUNCT
fsr-3396	347	1	46	46	NUM
fsr-3396	347	2	5	5	NUM
fsr-3396	347	3	0	0	NUM
fsr-3396	347	4	.	.	NOUN
fsr-3396	347	5	49	49	NUM
fsr-3396	347	6	1	1	NUM
fsr-3396	347	7	1	1	NUM
fsr-3396	347	8	.	.	X
fsr-3396	347	9	59	59	NUM
fsr-3396	347	10	2	2	NUM
fsr-3396	347	11	0	0	NUM
fsr-3396	347	12	.	.	PUNCT
fsr-3396	348	1	34	34	NUM
fsr-3396	348	2	3	3	NUM
fsr-3396	348	3	0	0	NUM
fsr-3396	348	4	.	.	PUNCT
fsr-3396	349	1	05	05	NUM
fsr-3396	349	2	2	2	NUM
fsr-3396	349	3	0	0	NUM
fsr-3396	349	4	.	.	PUNCT
fsr-3396	350	1	54	54	NUM
fsr-3396	350	2	4	4	NUM
fsr-3396	350	3	1	1	NUM
fsr-3396	350	4	.	.	PUNCT
fsr-3396	351	1	05	05	NUM
fsr-3396	351	2	3	3	NUM
fsr-3396	351	3	0	0	NUM
fsr-3396	351	4	.	.	PUNCT
fsr-3396	352	1	92	92	NUM
fsr-3396	352	2	4	4	NUM
fsr-3396	352	3	(	(	PUNCT
fsr-3396	352	4	0	0	NUM
fsr-3396	352	5	.4	.4	NUM
fsr-3396	352	6	13	13	NUM
fsr-3396	352	7	)	)	PUNCT
fsr-3396	352	8	0	0	NUM
fsr-3396	352	9	.	.	X
fsr-3396	353	1	46	46	NUM
fsr-3396	353	2	0	0	NUM
fsr-3396	353	3	0	0	NUM
fsr-3396	353	4	.	.	PUNCT
fsr-3396	354	1	66	66	NUM
fsr-3396	354	2	1	1	NUM
fsr-3396	354	3	0	0	NUM
fsr-3396	354	4	.	.	PUNCT
fsr-3396	354	5	36	36	NUM
fsr-3396	354	6	9	9	NUM
fsr-3396	354	7	$	$	SYM
fsr-3396	354	8	1	1	NUM
fsr-3396	354	9	00	00	NUM
fsr-3396	354	10	,	,	PUNCT
fsr-3396	354	11	0	0	NUM
fsr-3396	354	12	00	00	NUM
fsr-3396	354	13	to	to	PART
fsr-3396	354	14	$	$	SYM
fsr-3396	354	15	2	2	NUM
fsr-3396	354	16	49	49	NUM
fsr-3396	354	17	,	,	PUNCT
fsr-3396	354	18	9	9	NUM
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fsr-3396	354	20	0	0	NUM
fsr-3396	354	21	.	.	PUNCT
fsr-3396	355	1	78	78	NUM
fsr-3396	355	2	7	7	NUM
fsr-3396	355	3	0	0	NUM
fsr-3396	355	4	.	.	NOUN
fsr-3396	355	5	44	44	NUM
fsr-3396	355	6	6	6	NUM
fsr-3396	355	7	2	2	NUM
fsr-3396	355	8	.	.	NUM
fsr-3396	355	9	19	19	NUM
fsr-3396	355	10	6	6	NUM
fsr-3396	355	11	0	0	NUM
fsr-3396	355	12	.	.	PUNCT
fsr-3396	356	1	07	07	NUM
fsr-3396	356	2	8†	8†	NUM
fsr-3396	356	3	0	0	NUM
fsr-3396	356	4	.	.	PUNCT
fsr-3396	357	1	52	52	NUM
fsr-3396	357	2	9	9	NUM
fsr-3396	357	3	0	0	NUM
fsr-3396	357	4	.	.	NOUN
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fsr-3396	358	2	6	6	NUM
fsr-3396	358	3	1	1	NUM
fsr-3396	358	4	.	.	PUNCT
fsr-3396	358	5	69	69	NUM
fsr-3396	358	6	7	7	NUM
fsr-3396	358	7	0	0	NUM
fsr-3396	358	8	.	.	PUNCT
fsr-3396	359	1	28	28	NUM
fsr-3396	359	2	6	6	NUM
fsr-3396	359	3	(	(	PUNCT
fsr-3396	359	4	0	0	NUM
fsr-3396	359	5	.2	.2	NUM
fsr-3396	359	6	58	58	NUM
fsr-3396	359	7	)	)	PUNCT
fsr-3396	359	8	0	0	NUM
fsr-3396	359	9	.	.	X
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fsr-3396	360	2	6	6	NUM
fsr-3396	360	3	0	0	NUM
fsr-3396	360	4	.	.	PUNCT
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fsr-3396	361	2	3	3	NUM
fsr-3396	361	3	0	0	NUM
fsr-3396	361	4	.	.	PUNCT
fsr-3396	362	1	53	53	NUM
fsr-3396	362	2	5	5	NUM
fsr-3396	362	3	$	$	SYM
fsr-3396	362	4	2	2	NUM
fsr-3396	362	5	50	50	NUM
fsr-3396	362	6	,	,	PUNCT
fsr-3396	362	7	0	0	NUM
fsr-3396	362	8	00	00	NUM
fsr-3396	362	9	to	to	PART
fsr-3396	362	10	$	$	SYM
fsr-3396	362	11	4	4	NUM
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fsr-3396	362	13	,	,	PUNCT
fsr-3396	362	14	9	9	NUM
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fsr-3396	362	16	0	0	NUM
fsr-3396	362	17	.	.	PUNCT
fsr-3396	363	1	58	58	NUM
fsr-3396	363	2	6	6	NUM
fsr-3396	363	3	0	0	NUM
fsr-3396	363	4	.	.	PUNCT
fsr-3396	364	1	41	41	NUM
fsr-3396	364	2	3	3	NUM
fsr-3396	364	3	1	1	NUM
fsr-3396	364	4	.	.	PUNCT
fsr-3396	365	1	79	79	NUM
fsr-3396	365	2	7	7	NUM
fsr-3396	365	3	0	0	NUM
fsr-3396	365	4	.	.	NOUN
fsr-3396	365	5	15	15	NUM
fsr-3396	365	6	6	6	NUM
fsr-3396	365	7	0	0	NUM
fsr-3396	365	8	.	.	PUNCT
fsr-3396	366	1	39	39	NUM
fsr-3396	366	2	4	4	NUM
fsr-3396	366	3	0	0	NUM
fsr-3396	366	4	.	.	PUNCT
fsr-3396	367	1	46	46	NUM
fsr-3396	367	2	1	1	NUM
fsr-3396	367	3	1	1	NUM
fsr-3396	367	4	.	.	PUNCT
fsr-3396	367	5	48	48	NUM
fsr-3396	367	6	3	3	NUM
fsr-3396	367	7	0	0	NUM
fsr-3396	367	8	.	.	NOUN
fsr-3396	367	9	39	39	NUM
fsr-3396	367	10	3	3	NUM
fsr-3396	367	11	(	(	PUNCT
fsr-3396	367	12	0	0	NUM
fsr-3396	367	13	.1	.1	NUM
fsr-3396	367	14	92	92	NUM
fsr-3396	367	15	)	)	PUNCT
fsr-3396	367	16	0	0	NUM
fsr-3396	367	17	.	.	X
fsr-3396	368	1	39	39	NUM
fsr-3396	368	2	7	7	NUM
fsr-3396	368	3	0	0	NUM
fsr-3396	368	4	.	.	PUNCT
fsr-3396	369	1	82	82	NUM
fsr-3396	369	2	5	5	NUM
fsr-3396	369	3	0	0	NUM
fsr-3396	369	4	.	.	PUNCT
fsr-3396	370	1	62	62	NUM
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fsr-3396	370	3	$	$	SYM
fsr-3396	370	4	5	5	NUM
fsr-3396	370	5	00	00	NUM
fsr-3396	370	6	,	,	PUNCT
fsr-3396	370	7	0	0	NUM
fsr-3396	370	8	00	00	NUM
fsr-3396	370	9	to	to	PART
fsr-3396	370	10	$	$	SYM
fsr-3396	370	11	9	9	NUM
fsr-3396	370	12	99	99	NUM
fsr-3396	370	13	,	,	PUNCT
fsr-3396	370	14	9	9	NUM
fsr-3396	370	15	99	99	NUM
fsr-3396	370	16	0	0	NUM
fsr-3396	370	17	.	.	PUNCT
fsr-3396	371	1	70	70	NUM
fsr-3396	371	2	3	3	NUM
fsr-3396	371	3	0	0	NUM
fsr-3396	371	4	.	.	PUNCT
fsr-3396	372	1	42	42	NUM
fsr-3396	372	2	9	9	NUM
fsr-3396	372	3	2	2	NUM
fsr-3396	372	4	.	.	NOUN
fsr-3396	372	5	01	01	NUM
fsr-3396	372	6	9	9	NUM
fsr-3396	372	7	0	0	NUM
fsr-3396	372	8	.	.	PUNCT
fsr-3396	373	1	10	10	NUM
fsr-3396	373	2	1	1	NUM
fsr-3396	373	3	0	0	NUM
fsr-3396	373	4	.	.	NOUN
fsr-3396	374	1	44	44	NUM
fsr-3396	374	2	5	5	NUM
fsr-3396	374	3	0	0	NUM
fsr-3396	374	4	.	.	PUNCT
fsr-3396	375	1	47	47	NUM
fsr-3396	375	2	7	7	NUM
fsr-3396	375	3	1	1	NUM
fsr-3396	375	4	.	.	PUNCT
fsr-3396	376	1	56	56	NUM
fsr-3396	376	2	0	0	NUM
fsr-3396	376	3	0	0	NUM
fsr-3396	376	4	.	.	NOUN
fsr-3396	376	5	35	35	NUM
fsr-3396	376	6	1	1	NUM
fsr-3396	376	7	(	(	PUNCT
fsr-3396	376	8	0	0	NUM
fsr-3396	376	9	.2	.2	NUM
fsr-3396	376	10	58	58	NUM
fsr-3396	376	11	)	)	PUNCT
fsr-3396	376	12	0	0	NUM
fsr-3396	376	13	.	.	X
fsr-3396	377	1	41	41	NUM
fsr-3396	377	2	3	3	NUM
fsr-3396	377	3	0	0	NUM
fsr-3396	377	4	.	.	PUNCT
fsr-3396	378	1	77	77	NUM
fsr-3396	378	2	3	3	NUM
fsr-3396	378	3	0	0	NUM
fsr-3396	378	4	.	.	PUNCT
fsr-3396	379	1	53	53	NUM
fsr-3396	379	2	2	2	NUM
fsr-3396	379	3	r	r	NOUN
fsr-3396	379	4	is	be	AUX
fsr-3396	379	5	k	k	PROPN
fsr-3396	379	6	to	to	PART
fsr-3396	379	7	le	le	PROPN
fsr-3396	379	8	ra	ra	PROPN
fsr-3396	379	9	nc	nc	PROPN
fsr-3396	379	10	e	e	PROPN
fsr-3396	379	11	0	0	PROPN
fsr-3396	379	12	.	.	PROPN
fsr-3396	380	1	01	01	NUM
fsr-3396	380	2	0	0	NUM
fsr-3396	380	3	0	0	NUM
fsr-3396	380	4	.	.	X
fsr-3396	380	5	06	06	NUM
fsr-3396	380	6	1	1	NUM
fsr-3396	380	7	1	1	NUM
fsr-3396	380	8	.	.	PUNCT
fsr-3396	381	1	01	01	NUM
fsr-3396	381	2	0	0	NUM
fsr-3396	381	3	0	0	NUM
fsr-3396	381	4	.	.	PUNCT
fsr-3396	382	1	87	87	NUM
fsr-3396	382	2	1	1	NUM
fsr-3396	382	3	0	0	NUM
fsr-3396	382	4	.	.	NOUN
fsr-3396	382	5	07	07	NUM
fsr-3396	382	6	6	6	NUM
fsr-3396	382	7	0	0	NUM
fsr-3396	382	8	.	.	PUNCT
fsr-3396	382	9	07	07	NUM
fsr-3396	382	10	1	1	NUM
fsr-3396	382	11	1	1	NUM
fsr-3396	382	12	.	.	NOUN
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fsr-3396	382	15	0	0	NUM
fsr-3396	382	16	.	.	PUNCT
fsr-3396	383	1	28	28	NUM
fsr-3396	383	2	1	1	NUM
fsr-3396	383	3	0	0	NUM
fsr-3396	383	4	.	.	NUM
fsr-3396	383	5	06	06	NUM
fsr-3396	383	6	6	6	NUM
fsr-3396	383	7	0	0	NUM
fsr-3396	383	8	.	.	PUNCT
fsr-3396	384	1	05	05	NUM
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fsr-3396	384	3	1	1	NUM
fsr-3396	384	4	.	.	NUM
fsr-3396	384	5	06	06	NUM
fsr-3396	384	6	8	8	NUM
fsr-3396	384	7	0	0	NUM
fsr-3396	384	8	.	.	NOUN
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fsr-3396	385	3	(	(	PUNCT
fsr-3396	385	4	c	c	NOUN
fsr-3396	385	5	on	on	ADP
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fsr-3396	385	9	on	on	ADP
fsr-3396	385	10	ne	ne	PROPN
fsr-3396	385	11	xt	xt	PROPN
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fsr-3396	385	14	)	)	PUNCT
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fsr-3396	385	16	m.	m.	NOUN
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fsr-3396	385	23	(	(	PUNCT
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fsr-3396	385	25	)	)	PUNCT
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fsr-3396	385	27	-	-	SYM
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fsr-3396	385	33	(	(	PUNCT
fsr-3396	385	34	c	c	NOUN
fsr-3396	385	35	on	on	ADP
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fsr-3396	385	39	)	)	PUNCT
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fsr-3396	386	8	m	m	PROPN
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fsr-3396	386	15	.	.	PUNCT
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fsr-3396	387	5	si	si	X
fsr-3396	387	6	on	on	ADP
fsr-3396	387	7	-o	-o	INTJ
fsr-3396	387	8	nl	nl	NOUN
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fsr-3396	388	5	is	be	AUX
fsr-3396	388	6	si	si	X
fsr-3396	388	7	on	on	ADP
fsr-3396	388	8	-a	-a	PROPN
fsr-3396	388	9	nd	nd	ADV
fsr-3396	388	10	-f	-f	NUM
fsr-3396	388	11	ee	ee	PROPN
fsr-3396	388	12	vs	vs	ADP
fsr-3396	388	13	.	.	PUNCT
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fsr-3396	389	5	si	si	X
fsr-3396	389	6	on	on	ADP
fsr-3396	389	7	-o	-o	INTJ
fsr-3396	389	8	nl	nl	NOUN
fsr-3396	390	1	y	y	PROPN
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fsr-3396	390	5	is	be	AUX
fsr-3396	390	6	si	si	X
fsr-3396	390	7	on	on	ADP
fsr-3396	390	8	-a	-a	PROPN
fsr-3396	390	9	nd	nd	ADV
fsr-3396	390	10	-f	-f	NUM
fsr-3396	390	11	ee	ee	PROPN
fsr-3396	390	12	vs	vs	ADP
fsr-3396	390	13	.	.	PUNCT
fsr-3396	391	1	fe	fe	X
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fsr-3396	392	1	o	o	INTJ
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fsr-3396	392	3	s	s	X
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fsr-3396	392	9	e	e	PROPN
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fsr-3396	392	11	se	se	PROPN
fsr-3396	392	12	b	b	PROPN
fsr-3396	392	13	o	o	INTJ
fsr-3396	392	14	dd	dd	NOUN
fsr-3396	392	15	s	s	X
fsr-3396	392	16	ra	ra	NOUN
fsr-3396	392	17	tio	tio	NOUN
fsr-3396	392	18	p	p	PROPN
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fsr-3396	392	21	e	e	PROPN
fsr-3396	392	22	b	b	PROPN
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fsr-3396	392	24	b	b	PROPN
fsr-3396	392	25	o	o	INTJ
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fsr-3396	392	27	s	s	X
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fsr-3396	392	33	e	e	PROPN
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fsr-3396	392	44	dg	dg	X
fsr-3396	392	45	e	e	X
fsr-3396	392	46	c	c	PROPN
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fsr-3396	392	56	.	.	PUNCT
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fsr-3396	392	60	.	.	PUNCT
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fsr-3396	392	64	.	.	PUNCT
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fsr-3396	392	68	.	.	PUNCT
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fsr-3396	392	71	*	*	SYM
fsr-3396	392	72	0	0	NUM
fsr-3396	392	73	.	.	NOUN
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fsr-3396	392	77	.	.	NOUN
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fsr-3396	392	81	.	.	PUNCT
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fsr-3396	393	4	.	.	PUNCT
fsr-3396	394	1	08	08	NUM
fsr-3396	394	2	9†	9†	NOUN
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fsr-3396	394	8	0	0	NUM
fsr-3396	394	9	.	.	X
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fsr-3396	395	2	5	5	NUM
fsr-3396	395	3	0	0	NUM
fsr-3396	395	4	.	.	NOUN
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fsr-3396	395	7	0	0	NUM
fsr-3396	395	8	.	.	PUNCT
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fsr-3396	396	7	(	(	PUNCT
fsr-3396	396	8	1	1	NUM
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fsr-3396	396	13	.	.	X
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fsr-3396	397	3	0	0	NUM
fsr-3396	397	4	.	.	NOUN
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fsr-3396	397	7	0	0	NUM
fsr-3396	397	8	.	.	PUNCT
fsr-3396	398	1	01	01	NUM
fsr-3396	398	2	0	0	NUM
fsr-3396	398	3	*	*	PUNCT
fsr-3396	398	4	(	(	PUNCT
fsr-3396	398	5	1	1	NUM
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fsr-3396	398	8	)	)	PUNCT
fsr-3396	398	9	0	0	NUM
fsr-3396	398	10	.	.	X
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fsr-3396	399	2	1	1	NUM
fsr-3396	399	3	0	0	NUM
fsr-3396	399	4	.	.	NOUN
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fsr-3396	399	7	0	0	NUM
fsr-3396	399	8	.	.	PUNCT
fsr-3396	399	9	00	00	NUM
fsr-3396	400	1	6	6	NUM
fsr-3396	400	2	*	*	PUNCT
fsr-3396	400	3	*	*	PUNCT
fsr-3396	400	4	(	(	PUNCT
fsr-3396	400	5	0	0	NUM
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fsr-3396	400	8	)	)	PUNCT
fsr-3396	400	9	0	0	NUM
fsr-3396	400	10	.	.	PROPN
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fsr-3396	400	14	.	.	PUNCT
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fsr-3396	400	17	0	0	NUM
fsr-3396	400	18	.	.	PUNCT
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fsr-3396	401	3	b	b	NOUN
fsr-3396	401	4	on	on	ADP
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fsr-3396	401	6	(	(	PUNCT
fsr-3396	401	7	0	0	NUM
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fsr-3396	401	11	0	0	NUM
fsr-3396	401	12	.	.	X
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fsr-3396	401	15	0	0	NUM
fsr-3396	401	16	.	.	NOUN
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fsr-3396	401	20	.	.	PUNCT
fsr-3396	401	21	11	11	NUM
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fsr-3396	401	23	(	(	PUNCT
fsr-3396	401	24	0	0	NUM
fsr-3396	401	25	.1	.1	NUM
fsr-3396	401	26	77	77	NUM
fsr-3396	401	27	)	)	PUNCT
fsr-3396	401	28	0	0	NUM
fsr-3396	401	29	.	.	X
fsr-3396	401	30	27	27	NUM
fsr-3396	401	31	4	4	NUM
fsr-3396	401	32	0	0	NUM
fsr-3396	401	33	.	.	PUNCT
fsr-3396	401	34	83	83	NUM
fsr-3396	401	35	8	8	NUM
fsr-3396	401	36	0	0	NUM
fsr-3396	401	37	.	.	PUNCT
fsr-3396	402	1	51	51	NUM
fsr-3396	402	2	8	8	NUM
fsr-3396	402	3	0	0	NUM
fsr-3396	402	4	.	.	NOUN
fsr-3396	402	5	21	21	NUM
fsr-3396	402	6	5	5	NUM
fsr-3396	402	7	0	0	NUM
fsr-3396	402	8	.	.	PUNCT
fsr-3396	402	9	22	22	NUM
fsr-3396	402	10	3	3	NUM
fsr-3396	402	11	1	1	NUM
fsr-3396	402	12	.	.	PUNCT
fsr-3396	402	13	23	23	NUM
fsr-3396	402	14	9	9	NUM
fsr-3396	402	15	0	0	NUM
fsr-3396	402	16	.	.	PUNCT
fsr-3396	403	1	33	33	NUM
fsr-3396	403	2	5	5	NUM
fsr-3396	403	3	m	m	VERB
fsr-3396	403	4	or	or	CCONJ
fsr-3396	403	5	tg	tg	PROPN
fsr-3396	403	6	ag	ag	PROPN
fsr-3396	403	7	e	e	PROPN
fsr-3396	403	8	(	(	PUNCT
fsr-3396	403	9	0	0	NUM
fsr-3396	403	10	.3	.3	NUM
fsr-3396	403	11	47	47	NUM
fsr-3396	403	12	)	)	PUNCT
fsr-3396	403	13	0	0	NUM
fsr-3396	403	14	.	.	X
fsr-3396	403	15	49	49	NUM
fsr-3396	403	16	5	5	NUM
fsr-3396	403	17	0	0	NUM
fsr-3396	403	18	.	.	PUNCT
fsr-3396	403	19	70	70	NUM
fsr-3396	403	20	7	7	NUM
fsr-3396	403	21	0	0	NUM
fsr-3396	403	22	.	.	PUNCT
fsr-3396	404	1	48	48	NUM
fsr-3396	404	2	4	4	NUM
fsr-3396	404	3	0	0	NUM
fsr-3396	404	4	.	.	PUNCT
fsr-3396	405	1	01	01	NUM
fsr-3396	405	2	5	5	NUM
fsr-3396	405	3	0	0	NUM
fsr-3396	405	4	.	.	PUNCT
fsr-3396	406	1	54	54	NUM
fsr-3396	406	2	2	2	NUM
fsr-3396	406	3	1	1	NUM
fsr-3396	406	4	.	.	PUNCT
fsr-3396	406	5	01	01	NUM
fsr-3396	406	6	5	5	NUM
fsr-3396	406	7	0	0	NUM
fsr-3396	406	8	.	.	PUNCT
fsr-3396	407	1	97	97	NUM
fsr-3396	407	2	8	8	NUM
fsr-3396	407	3	0	0	NUM
fsr-3396	407	4	.	.	PUNCT
fsr-3396	407	5	36	36	NUM
fsr-3396	407	6	2	2	NUM
fsr-3396	407	7	0	0	NUM
fsr-3396	407	8	.	.	PUNCT
fsr-3396	408	1	39	39	NUM
fsr-3396	408	2	0	0	NUM
fsr-3396	408	3	1	1	NUM
fsr-3396	408	4	.	.	X
fsr-3396	409	1	43	43	NUM
fsr-3396	409	2	6	6	NUM
fsr-3396	409	3	0	0	NUM
fsr-3396	409	4	.	.	NOUN
fsr-3396	410	1	35	35	NUM
fsr-3396	410	2	3	3	NUM
fsr-3396	410	3	d	d	NOUN
fsr-3396	410	4	iv	iv	NUM
fsr-3396	410	5	er	er	INTJ
fsr-3396	410	6	si	si	INTJ
fsr-3396	410	7	fic	fic	NOUN
fsr-3396	410	8	at	at	ADP
fsr-3396	410	9	io	io	PROPN
fsr-3396	410	10	n	n	PROPN
fsr-3396	410	11	0	0	NUM
fsr-3396	410	12	.	.	PROPN
fsr-3396	410	13	30	30	NUM
fsr-3396	410	14	7	7	NUM
fsr-3396	410	15	0	0	NUM
fsr-3396	410	16	.	.	PUNCT
fsr-3396	411	1	34	34	NUM
fsr-3396	411	2	7	7	NUM
fsr-3396	411	3	1	1	NUM
fsr-3396	411	4	.	.	NUM
fsr-3396	411	5	35	35	NUM
fsr-3396	411	6	9	9	NUM
fsr-3396	411	7	0	0	NUM
fsr-3396	411	8	.	.	PUNCT
fsr-3396	411	9	37	37	NUM
fsr-3396	411	10	7	7	NUM
fsr-3396	411	11	(	(	PUNCT
fsr-3396	411	12	0	0	NUM
fsr-3396	411	13	.1	.1	NUM
fsr-3396	411	14	45	45	NUM
fsr-3396	411	15	)	)	PUNCT
fsr-3396	411	16	0	0	NUM
fsr-3396	411	17	.	.	X
fsr-3396	412	1	36	36	NUM
fsr-3396	412	2	9	9	NUM
fsr-3396	412	3	0	0	NUM
fsr-3396	412	4	.	.	PUNCT
fsr-3396	413	1	86	86	NUM
fsr-3396	413	2	5	5	NUM
fsr-3396	413	3	0	0	NUM
fsr-3396	413	4	.	.	PUNCT
fsr-3396	413	5	69	69	NUM
fsr-3396	413	6	2	2	NUM
fsr-3396	413	7	(	(	PUNCT
fsr-3396	413	8	0	0	NUM
fsr-3396	413	9	.4	.4	NUM
fsr-3396	413	10	52	52	NUM
fsr-3396	413	11	)	)	PUNCT
fsr-3396	413	12	0	0	NUM
fsr-3396	413	13	.	.	X
fsr-3396	413	14	29	29	NUM
fsr-3396	413	15	5	5	NUM
fsr-3396	413	16	0	0	NUM
fsr-3396	413	17	.	.	NOUN
fsr-3396	414	1	63	63	NUM
fsr-3396	414	2	6	6	NUM
fsr-3396	414	3	0	0	NUM
fsr-3396	414	4	.	.	NOUN
fsr-3396	414	5	12	12	NUM
fsr-3396	414	6	6	6	NUM
fsr-3396	414	7	su	su	NOUN
fsr-3396	414	8	bj	bj	ADP
fsr-3396	414	9	ec	ec	PROPN
fsr-3396	414	10	tiv	tiv	PROPN
fsr-3396	414	11	e	e	PROPN
fsr-3396	414	12	fin	fin	VERB
fsr-3396	414	13	an	an	DET
fsr-3396	414	14	ci	ci	NOUN
fsr-3396	414	15	al	al	PROPN
fsr-3396	414	16	kn	kn	PROPN
fsr-3396	414	17	ow	ow	INTJ
fsr-3396	414	18	le	le	X
fsr-3396	414	19	dg	dg	X
fsr-3396	414	20	e	e	X
fsr-3396	414	21	(	(	PUNCT
fsr-3396	414	22	0	0	NUM
fsr-3396	414	23	.2	.2	NUM
fsr-3396	414	24	27	27	NUM
fsr-3396	414	25	)	)	PUNCT
fsr-3396	414	26	0	0	NUM
fsr-3396	414	27	.	.	PUNCT
fsr-3396	415	1	16	16	NUM
fsr-3396	415	2	0	0	NUM
fsr-3396	415	3	0	0	NUM
fsr-3396	415	4	.	.	PUNCT
fsr-3396	416	1	75	75	NUM
fsr-3396	416	2	8	8	NUM
fsr-3396	416	3	0	0	NUM
fsr-3396	416	4	.	.	PUNCT
fsr-3396	416	5	08	08	NUM
fsr-3396	416	6	3†	3†	NUM
fsr-3396	416	7	(	(	PUNCT
fsr-3396	416	8	0	0	NUM
fsr-3396	416	9	.2	.2	NUM
fsr-3396	416	10	10	10	NUM
fsr-3396	416	11	)	)	PUNCT
fsr-3396	416	12	0	0	NUM
fsr-3396	416	13	.	.	PROPN
fsr-3396	416	14	17	17	NUM
fsr-3396	416	15	6	6	NUM
fsr-3396	416	16	0	0	NUM
fsr-3396	416	17	.	.	PUNCT
fsr-3396	417	1	81	81	NUM
fsr-3396	417	2	0	0	NUM
fsr-3396	417	3	0	0	NUM
fsr-3396	417	4	.	.	PUNCT
fsr-3396	418	1	23	23	NUM
fsr-3396	418	2	3	3	NUM
fsr-3396	418	3	0	0	NUM
fsr-3396	418	4	.	.	PUNCT
fsr-3396	418	5	06	06	NUM
fsr-3396	418	6	7	7	NUM
fsr-3396	418	7	0	0	NUM
fsr-3396	418	8	.	.	PUNCT
fsr-3396	418	9	14	14	NUM
fsr-3396	418	10	8	8	NUM
fsr-3396	418	11	1	1	NUM
fsr-3396	418	12	.	.	NUM
fsr-3396	418	13	06	06	NUM
fsr-3396	418	14	9	9	NUM
fsr-3396	418	15	0	0	NUM
fsr-3396	418	16	.	.	PUNCT
fsr-3396	418	17	65	65	NUM
fsr-3396	418	18	2	2	NUM
fsr-3396	418	19	c	c	NOUN
fsr-3396	418	20	on	on	ADP
fsr-3396	418	21	fid	fid	PROPN
fsr-3396	418	22	en	en	X
fsr-3396	418	23	ce	ce	PROPN
fsr-3396	418	24	in	in	ADP
fsr-3396	418	25	fin	fin	PROPN
fsr-3396	418	26	an	an	DET
fsr-3396	418	27	ci	ci	PROPN
fsr-3396	418	28	al	al	PROPN
fsr-3396	418	29	ab	ab	PROPN
fsr-3396	418	30	ili	ili	PROPN
fsr-3396	419	1	ty	ty	INTJ
fsr-3396	419	2	0	0	NUM
fsr-3396	419	3	.	.	NOUN
fsr-3396	419	4	30	30	NUM
fsr-3396	419	5	7	7	NUM
fsr-3396	419	6	0	0	NUM
fsr-3396	419	7	.	.	NOUN
fsr-3396	419	8	15	15	NUM
fsr-3396	419	9	3	3	NUM
fsr-3396	419	10	1	1	NUM
fsr-3396	419	11	.	.	NOUN
fsr-3396	419	12	35	35	NUM
fsr-3396	419	13	9	9	NUM
fsr-3396	419	14	0	0	NUM
fsr-3396	419	15	.	.	NOUN
fsr-3396	419	16	04	04	NUM
fsr-3396	420	1	5	5	NUM
fsr-3396	420	2	*	*	SYM
fsr-3396	420	3	0	0	NUM
fsr-3396	420	4	.	.	NOUN
fsr-3396	420	5	01	01	NUM
fsr-3396	420	6	8	8	NUM
fsr-3396	420	7	0	0	NUM
fsr-3396	420	8	.	.	NOUN
fsr-3396	420	9	15	15	NUM
fsr-3396	420	10	2	2	NUM
fsr-3396	420	11	1	1	NUM
fsr-3396	420	12	.	.	PUNCT
fsr-3396	420	13	01	01	NUM
fsr-3396	420	14	8	8	NUM
fsr-3396	420	15	0	0	NUM
fsr-3396	420	16	.	.	PUNCT
fsr-3396	421	1	90	90	NUM
fsr-3396	421	2	4	4	NUM
fsr-3396	421	3	(	(	PUNCT
fsr-3396	421	4	0	0	NUM
fsr-3396	421	5	.2	.2	NUM
fsr-3396	421	6	86	86	NUM
fsr-3396	421	7	)	)	PUNCT
fsr-3396	421	8	0	0	NUM
fsr-3396	421	9	.	.	X
fsr-3396	422	1	14	14	NUM
fsr-3396	422	2	0	0	NUM
fsr-3396	422	3	0	0	NUM
fsr-3396	422	4	.	.	X
fsr-3396	422	5	74	74	NUM
fsr-3396	422	6	9	9	NUM
fsr-3396	422	7	0	0	NUM
fsr-3396	422	8	.	.	PUNCT
fsr-3396	422	9	03	03	NUM
fsr-3396	423	1	9	9	NUM
fsr-3396	423	2	*	*	NOUN
fsr-3396	423	3	a	a	DET
fsr-3396	423	4	dv	dv	PROPN
fsr-3396	423	5	is	be	AUX
fsr-3396	423	6	or	or	CCONJ
fsr-3396	423	7	pr	pr	VERB
fsr-3396	423	8	ef	ef	INTJ
fsr-3396	424	1	er	er	INTJ
fsr-3396	424	2	en	en	PROPN
fsr-3396	424	3	ce	ce	PROPN
fsr-3396	424	4	v	v	INTJ
fsr-3396	424	5	er	er	INTJ
fsr-3396	424	6	y	y	INTJ
fsr-3396	425	1	i	i	PRON
fsr-3396	425	2	m	m	VERB
fsr-3396	425	3	po	po	INTJ
fsr-3396	425	4	rt	rt	PROPN
fsr-3396	425	5	an	an	DET
fsr-3396	425	6	t	t	NOUN
fsr-3396	425	7	to	to	ADP
fsr-3396	425	8	us	we	PRON
fsr-3396	425	9	e	e	X
fsr-3396	425	10	ad	ad	NOUN
fsr-3396	425	11	vi	vi	NOUN
fsr-3396	426	1	so	so	ADV
fsr-3396	426	2	r	r	NOUN
fsr-3396	426	3	to	to	ADP
fsr-3396	426	4	fr	fr	PROPN
fsr-3396	426	5	ee	ee	PROPN
fsr-3396	426	6	up	up	ADP
fsr-3396	426	7	tim	tim	PROPN
fsr-3396	426	8	e	e	PROPN
fsr-3396	426	9	0	0	PROPN
fsr-3396	426	10	.	.	PROPN
fsr-3396	427	1	61	61	NUM
fsr-3396	427	2	8	8	NUM
fsr-3396	427	3	0	0	NUM
fsr-3396	427	4	.	.	PUNCT
fsr-3396	427	5	28	28	NUM
fsr-3396	427	6	2	2	NUM
fsr-3396	427	7	1	1	NUM
fsr-3396	427	8	.	.	NUM
fsr-3396	427	9	85	85	NUM
fsr-3396	427	10	5	5	NUM
fsr-3396	427	11	0	0	NUM
fsr-3396	427	12	.	.	PUNCT
fsr-3396	428	1	02	02	NUM
fsr-3396	428	2	9	9	NUM
fsr-3396	428	3	*	*	SYM
fsr-3396	428	4	0	0	NUM
fsr-3396	428	5	.	.	NOUN
fsr-3396	428	6	65	65	NUM
fsr-3396	428	7	4	4	NUM
fsr-3396	428	8	0	0	NUM
fsr-3396	428	9	.	.	PUNCT
fsr-3396	428	10	31	31	NUM
fsr-3396	428	11	0	0	NUM
fsr-3396	428	12	1	1	NUM
fsr-3396	428	13	.	.	X
fsr-3396	428	14	92	92	NUM
fsr-3396	428	15	3	3	NUM
fsr-3396	428	16	0	0	NUM
fsr-3396	428	17	.	.	NOUN
fsr-3396	429	1	03	03	NUM
fsr-3396	430	1	5	5	NUM
fsr-3396	430	2	*	*	SYM
fsr-3396	430	3	0	0	NUM
fsr-3396	430	4	.	.	NOUN
fsr-3396	430	5	03	03	NUM
fsr-3396	430	6	6	6	NUM
fsr-3396	430	7	0	0	NUM
fsr-3396	430	8	.	.	NOUN
fsr-3396	430	9	24	24	NUM
fsr-3396	430	10	1	1	NUM
fsr-3396	430	11	1	1	NUM
fsr-3396	430	12	.	.	PUNCT
fsr-3396	430	13	03	03	NUM
fsr-3396	430	14	7	7	NUM
fsr-3396	430	15	0	0	NUM
fsr-3396	430	16	.	.	NOUN
fsr-3396	430	17	88	88	NUM
fsr-3396	430	18	1	1	NUM
fsr-3396	430	19	v	v	X
fsr-3396	430	20	er	er	INTJ
fsr-3396	430	21	y	y	INTJ
fsr-3396	431	1	i	i	PRON
fsr-3396	431	2	m	m	VERB
fsr-3396	431	3	po	po	INTJ
fsr-3396	431	4	rt	rt	PROPN
fsr-3396	431	5	an	an	DET
fsr-3396	431	6	t	t	NOUN
fsr-3396	431	7	to	to	ADP
fsr-3396	431	8	us	we	PRON
fsr-3396	431	9	e	e	X
fsr-3396	431	10	ad	ad	NOUN
fsr-3396	431	11	vi	vi	NOUN
fsr-3396	432	1	so	so	SCONJ
fsr-3396	432	2	r	r	NOUN
fsr-3396	432	3	to	to	PART
fsr-3396	432	4	pr	pr	VERB
fsr-3396	432	5	ev	ev	INTJ
fsr-3396	432	6	en	en	PROPN
fsr-3396	432	7	t	t	PROPN
fsr-3396	432	8	lo	lo	NOUN
fsr-3396	432	9	ss	ss	NOUN
fsr-3396	432	10	es	es	X
fsr-3396	432	11	(	(	PUNCT
fsr-3396	432	12	0	0	NUM
fsr-3396	432	13	.3	.3	NUM
fsr-3396	432	14	61	61	NUM
fsr-3396	432	15	)	)	PUNCT
fsr-3396	432	16	0	0	NUM
fsr-3396	432	17	.	.	X
fsr-3396	432	18	32	32	NUM
fsr-3396	432	19	5	5	NUM
fsr-3396	432	20	0	0	NUM
fsr-3396	432	21	.	.	PUNCT
fsr-3396	433	1	69	69	NUM
fsr-3396	433	2	7	7	NUM
fsr-3396	433	3	0	0	NUM
fsr-3396	433	4	.	.	NOUN
fsr-3396	433	5	26	26	NUM
fsr-3396	433	6	6	6	NUM
fsr-3396	433	7	(	(	PUNCT
fsr-3396	433	8	0	0	NUM
fsr-3396	433	9	.8	.8	PROPN
fsr-3396	433	10	11	11	NUM
fsr-3396	433	11	)	)	PUNCT
fsr-3396	433	12	0	0	NUM
fsr-3396	433	13	.	.	X
fsr-3396	434	1	34	34	NUM
fsr-3396	434	2	5	5	NUM
fsr-3396	434	3	0	0	NUM
fsr-3396	434	4	.	.	NOUN
fsr-3396	435	1	44	44	NUM
fsr-3396	435	2	4	4	NUM
fsr-3396	435	3	0	0	NUM
fsr-3396	435	4	.	.	PUNCT
fsr-3396	436	1	01	01	NUM
fsr-3396	436	2	9	9	NUM
fsr-3396	436	3	*	*	SYM
fsr-3396	436	4	(	(	PUNCT
fsr-3396	436	5	0	0	NUM
fsr-3396	436	6	.4	.4	NUM
fsr-3396	436	7	50	50	NUM
fsr-3396	436	8	)	)	PUNCT
fsr-3396	436	9	0	0	NUM
fsr-3396	436	10	.	.	X
fsr-3396	436	11	28	28	NUM
fsr-3396	436	12	2	2	NUM
fsr-3396	436	13	0	0	NUM
fsr-3396	436	14	.	.	PUNCT
fsr-3396	436	15	63	63	NUM
fsr-3396	436	16	8	8	NUM
fsr-3396	436	17	0	0	NUM
fsr-3396	436	18	.	.	NOUN
fsr-3396	436	19	11	11	NUM
fsr-3396	436	20	1	1	NUM
fsr-3396	436	21	v	v	NOUN
fsr-3396	436	22	er	er	INTJ
fsr-3396	436	23	y	y	INTJ
fsr-3396	436	24	i	i	PRON
fsr-3396	436	25	m	m	VERB
fsr-3396	436	26	po	po	INTJ
fsr-3396	436	27	rt	rt	PROPN
fsr-3396	436	28	an	an	DET
fsr-3396	436	29	t	t	NOUN
fsr-3396	436	30	to	to	ADP
fsr-3396	436	31	us	we	PRON
fsr-3396	436	32	e	e	X
fsr-3396	436	33	ad	ad	NOUN
fsr-3396	436	34	vi	vi	NOUN
fsr-3396	437	1	so	so	ADV
fsr-3396	437	2	r	r	NOUN
fsr-3396	437	3	to	to	ADP
fsr-3396	437	4	i	i	PRON
fsr-3396	437	5	m	m	VERB
fsr-3396	437	6	pr	pr	VERB
fsr-3396	437	7	ov	ov	ADP
fsr-3396	437	8	e	e	PROPN
fsr-3396	437	9	in	in	ADP
fsr-3396	437	10	ve	ve	PROPN
fsr-3396	437	11	st	st	PROPN
fsr-3396	437	12	m	m	PROPN
fsr-3396	437	13	en	en	PROPN
fsr-3396	437	14	t	t	X
fsr-3396	437	15	pe	pe	PROPN
fsr-3396	438	1	rf	rf	NOUN
fsr-3396	438	2	or	or	CCONJ
fsr-3396	438	3	m	m	VERB
fsr-3396	438	4	an	an	DET
fsr-3396	438	5	ce	ce	PROPN
fsr-3396	438	6	0	0	NUM
fsr-3396	438	7	.	.	PROPN
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fsr-3396	439	2	3	3	NUM
fsr-3396	439	3	0	0	NUM
fsr-3396	439	4	.	.	PUNCT
fsr-3396	440	1	34	34	NUM
fsr-3396	440	2	6	6	NUM
fsr-3396	440	3	1	1	NUM
fsr-3396	440	4	.	.	PUNCT
fsr-3396	440	5	28	28	NUM
fsr-3396	440	6	7	7	NUM
fsr-3396	440	7	0	0	NUM
fsr-3396	440	8	.	.	PUNCT
fsr-3396	441	1	46	46	NUM
fsr-3396	441	2	6	6	NUM
fsr-3396	441	3	(	(	PUNCT
fsr-3396	441	4	0	0	NUM
fsr-3396	441	5	.0	.0	NUM
fsr-3396	441	6	23	23	NUM
fsr-3396	441	7	)	)	PUNCT
fsr-3396	441	8	0	0	NUM
fsr-3396	441	9	.	.	X
fsr-3396	441	10	37	37	NUM
fsr-3396	441	11	3	3	NUM
fsr-3396	441	12	0	0	NUM
fsr-3396	441	13	.	.	PUNCT
fsr-3396	442	1	97	97	NUM
fsr-3396	442	2	8	8	NUM
fsr-3396	442	3	0	0	NUM
fsr-3396	442	4	.	.	PUNCT
fsr-3396	443	1	95	95	NUM
fsr-3396	443	2	2	2	NUM
fsr-3396	443	3	(	(	PUNCT
fsr-3396	443	4	0	0	NUM
fsr-3396	443	5	.2	.2	NUM
fsr-3396	443	6	75	75	NUM
fsr-3396	443	7	)	)	PUNCT
fsr-3396	443	8	0	0	NUM
fsr-3396	443	9	.	.	X
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fsr-3396	444	2	4	4	NUM
fsr-3396	444	3	0	0	NUM
fsr-3396	444	4	.	.	PUNCT
fsr-3396	445	1	75	75	NUM
fsr-3396	445	2	9	9	NUM
fsr-3396	445	3	0	0	NUM
fsr-3396	445	4	.	.	NOUN
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fsr-3396	446	2	6	6	NUM
fsr-3396	446	3	pe	pe	INTJ
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fsr-3396	446	5	or	or	CCONJ
fsr-3396	446	6	m	m	VERB
fsr-3396	446	7	ed	ed	NOUN
fsr-3396	446	8	ad	ad	NOUN
fsr-3396	446	9	vi	vi	NOUN
fsr-3396	447	1	so	so	ADV
fsr-3396	447	2	r	r	NOUN
fsr-3396	447	3	ba	ba	NOUN
fsr-3396	447	4	ck	ck	INTJ
fsr-3396	448	1	gr	gr	INTJ
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fsr-3396	448	3	nd	nd	ADV
fsr-3396	448	4	/	/	SYM
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fsr-3396	448	8	ra	ra	PROPN
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fsr-3396	448	10	n	n	ADP
fsr-3396	448	11	ch	ch	NOUN
fsr-3396	448	12	ec	ec	PROPN
fsr-3396	449	1	k	k	PROPN
fsr-3396	449	2	0	0	PROPN
fsr-3396	449	3	.	.	PROPN
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fsr-3396	449	5	1	1	NUM
fsr-3396	449	6	0	0	NUM
fsr-3396	449	7	.	.	PUNCT
fsr-3396	449	8	28	28	NUM
fsr-3396	449	9	3	3	NUM
fsr-3396	449	10	1	1	NUM
fsr-3396	449	11	.	.	NOUN
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fsr-3396	449	14	0	0	NUM
fsr-3396	449	15	.	.	PUNCT
fsr-3396	450	1	52	52	NUM
fsr-3396	450	2	1	1	NUM
fsr-3396	450	3	0	0	NUM
fsr-3396	450	4	.	.	NOUN
fsr-3396	450	5	30	30	NUM
fsr-3396	450	6	6	6	NUM
fsr-3396	450	7	0	0	NUM
fsr-3396	450	8	.	.	NOUN
fsr-3396	450	9	30	30	NUM
fsr-3396	450	10	3	3	NUM
fsr-3396	450	11	1	1	NUM
fsr-3396	450	12	.	.	NOUN
fsr-3396	450	13	35	35	NUM
fsr-3396	450	14	8	8	NUM
fsr-3396	450	15	0	0	NUM
fsr-3396	450	16	.	.	PUNCT
fsr-3396	450	17	31	31	NUM
fsr-3396	450	18	3	3	NUM
fsr-3396	450	19	0	0	NUM
fsr-3396	450	20	.	.	NOUN
fsr-3396	451	1	12	12	NUM
fsr-3396	451	2	5	5	NUM
fsr-3396	451	3	0	0	NUM
fsr-3396	451	4	.	.	NOUN
fsr-3396	451	5	24	24	NUM
fsr-3396	451	6	6	6	NUM
fsr-3396	451	7	1	1	NUM
fsr-3396	451	8	.	.	NUM
fsr-3396	451	9	13	13	NUM
fsr-3396	451	10	3	3	NUM
fsr-3396	451	11	0	0	NUM
fsr-3396	451	12	.	.	NOUN
fsr-3396	451	13	61	61	NUM
fsr-3396	451	14	2	2	NUM
fsr-3396	451	15	pr	pr	NOUN
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fsr-3396	451	17	es	es	X
fsr-3396	451	18	si	si	X
fsr-3396	451	19	on	on	ADP
fsr-3396	451	20	al	al	PROPN
fsr-3396	451	21	de	de	PROPN
fsr-3396	451	22	si	si	PROPN
fsr-3396	451	23	gn	gn	PROPN
fsr-3396	451	24	at	at	ADP
fsr-3396	451	25	io	io	PROPN
fsr-3396	451	26	n	n	ADP
fsr-3396	451	27	ve	ve	AUX
fsr-3396	451	28	ry	ry	VERB
fsr-3396	451	29	i	i	PRON
fsr-3396	451	30	m	m	PROPN
fsr-3396	451	31	po	po	INTJ
fsr-3396	451	32	rt	rt	PROPN
fsr-3396	451	33	an	an	DET
fsr-3396	451	34	t	t	PROPN
fsr-3396	451	35	0	0	NUM
fsr-3396	451	36	.	.	PUNCT
fsr-3396	452	1	48	48	NUM
fsr-3396	452	2	5	5	NUM
fsr-3396	452	3	0	0	NUM
fsr-3396	452	4	.	.	NOUN
fsr-3396	452	5	24	24	NUM
fsr-3396	452	6	7	7	NUM
fsr-3396	452	7	1	1	NUM
fsr-3396	452	8	.	.	PUNCT
fsr-3396	453	1	62	62	NUM
fsr-3396	453	2	5	5	NUM
fsr-3396	453	3	0	0	NUM
fsr-3396	453	4	.	.	PUNCT
fsr-3396	454	1	05	05	NUM
fsr-3396	455	1	0	0	NUM
fsr-3396	455	2	*	*	NOUN
fsr-3396	455	3	0	0	NUM
fsr-3396	455	4	.	.	NOUN
fsr-3396	455	5	35	35	NUM
fsr-3396	455	6	6	6	NUM
fsr-3396	455	7	0	0	NUM
fsr-3396	455	8	.	.	PUNCT
fsr-3396	455	9	27	27	NUM
fsr-3396	455	10	9	9	NUM
fsr-3396	455	11	1	1	NUM
fsr-3396	455	12	.	.	PUNCT
fsr-3396	455	13	42	42	NUM
fsr-3396	455	14	8	8	NUM
fsr-3396	455	15	0	0	NUM
fsr-3396	455	16	.	.	NOUN
fsr-3396	455	17	20	20	NUM
fsr-3396	455	18	1	1	NUM
fsr-3396	455	19	(	(	PUNCT
fsr-3396	455	20	0	0	NUM
fsr-3396	455	21	.1	.1	NUM
fsr-3396	455	22	29	29	NUM
fsr-3396	455	23	)	)	PUNCT
fsr-3396	455	24	0	0	NUM
fsr-3396	455	25	.	.	X
fsr-3396	456	1	23	23	NUM
fsr-3396	456	2	4	4	NUM
fsr-3396	456	3	0	0	NUM
fsr-3396	456	4	.	.	PUNCT
fsr-3396	457	1	87	87	NUM
fsr-3396	457	2	9	9	NUM
fsr-3396	457	3	0	0	NUM
fsr-3396	457	4	.	.	PUNCT
fsr-3396	458	1	58	58	NUM
fsr-3396	458	2	1	1	NUM
fsr-3396	458	3	c	c	X
fsr-3396	458	4	om	om	INTJ
fsr-3396	458	5	pe	pe	INTJ
fsr-3396	458	6	ns	ns	INTJ
fsr-3396	458	7	at	at	ADP
fsr-3396	458	8	io	io	PROPN
fsr-3396	458	9	n	n	VERB
fsr-3396	458	10	be	be	AUX
fsr-3396	458	11	lie	lie	VERB
fsr-3396	458	12	fs	fs	ADP
fsr-3396	458	13	c	c	PROPN
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fsr-3396	458	15	m	m	VERB
fsr-3396	458	16	is	be	AUX
fsr-3396	458	17	si	si	INTJ
fsr-3396	458	18	on	on	ADP
fsr-3396	458	19	on	on	ADP
fsr-3396	458	20	tr	tr	VERB
fsr-3396	458	21	ad	ad	NOUN
fsr-3396	458	22	in	in	ADP
fsr-3396	458	23	g	g	PROPN
fsr-3396	458	24	ac	ac	PROPN
fsr-3396	459	1	tiv	tiv	PROPN
fsr-3396	459	2	ity	ity	PROPN
fsr-3396	459	3	i	i	PRON
fsr-3396	459	4	m	m	VERB
fsr-3396	459	5	pa	pa	PROPN
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fsr-3396	459	7	s	s	PROPN
fsr-3396	459	8	ad	ad	NOUN
fsr-3396	459	9	vi	vi	PROPN
fsr-3396	459	10	ce	ce	X
fsr-3396	459	11	re	re	PROPN
fsr-3396	459	12	ce	ce	PROPN
fsr-3396	459	13	iv	iv	PROPN
fsr-3396	459	14	ed	ed	PROPN
fsr-3396	459	15	(	(	PUNCT
fsr-3396	459	16	r	r	NOUN
fsr-3396	459	17	ef	ef	PROPN
fsr-3396	459	18	gr	gr	NOUN
fsr-3396	459	19	ou	ou	ADP
fsr-3396	459	20	p	p	X
fsr-3396	459	21	:	:	PUNCT
fsr-3396	459	22	w	w	PROPN
fsr-3396	459	23	ou	ou	X
fsr-3396	459	24	ld	ld	PROPN
fsr-3396	459	25	no	no	INTJ
fsr-3396	459	26	t	t	PROPN
fsr-3396	459	27	af	af	PROPN
fsr-3396	459	28	fe	fe	X
fsr-3396	459	29	ct	ct	X
fsr-3396	459	30	at	at	ADP
fsr-3396	459	31	al	al	PROPN
fsr-3396	459	32	l	l	PROPN
fsr-3396	459	33	)	)	PUNCT
fsr-3396	459	34	w	w	PROPN
fsr-3396	459	35	ou	ou	ADP
fsr-3396	459	36	ld	ld	PROPN
fsr-3396	459	37	af	af	PROPN
fsr-3396	459	38	fe	fe	X
fsr-3396	460	1	ct	ct	INTJ
fsr-3396	461	1	so	so	ADV
fsr-3396	461	2	m	m	VERB
fsr-3396	461	3	ew	ew	INTJ
fsr-3396	461	4	ha	ha	INTJ
fsr-3396	461	5	t	t	PROPN
fsr-3396	461	6	1	1	NUM
fsr-3396	461	7	.	.	PROPN
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fsr-3396	461	9	4	4	NUM
fsr-3396	461	10	0	0	NUM
fsr-3396	461	11	.	.	PUNCT
fsr-3396	462	1	36	36	NUM
fsr-3396	462	2	1	1	NUM
fsr-3396	462	3	2	2	NUM
fsr-3396	462	4	.	.	X
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fsr-3396	463	2	6	6	NUM
fsr-3396	463	3	0	0	NUM
fsr-3396	463	4	.	.	PUNCT
fsr-3396	463	5	00	00	NUM
fsr-3396	464	1	5	5	NUM
fsr-3396	464	2	*	*	PUNCT
fsr-3396	464	3	*	*	NOUN
fsr-3396	464	4	0	0	X
fsr-3396	464	5	.	.	X
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fsr-3396	464	8	0	0	NUM
fsr-3396	464	9	.	.	PUNCT
fsr-3396	464	10	39	39	NUM
fsr-3396	464	11	1	1	NUM
fsr-3396	464	12	2	2	NUM
fsr-3396	464	13	.	.	NUM
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fsr-3396	464	15	0	0	NUM
fsr-3396	464	16	0	0	NUM
fsr-3396	464	17	.	.	NUM
fsr-3396	464	18	06	06	NUM
fsr-3396	464	19	1†	1†	NUM
fsr-3396	464	20	(	(	PUNCT
fsr-3396	464	21	0	0	NUM
fsr-3396	464	22	.2	.2	NUM
fsr-3396	464	23	82	82	NUM
fsr-3396	464	24	)	)	PUNCT
fsr-3396	464	25	0	0	NUM
fsr-3396	464	26	.	.	X
fsr-3396	464	27	37	37	NUM
fsr-3396	464	28	1	1	NUM
fsr-3396	464	29	0	0	NUM
fsr-3396	464	30	.	.	PUNCT
fsr-3396	465	1	75	75	NUM
fsr-3396	465	2	5	5	NUM
fsr-3396	465	3	0	0	NUM
fsr-3396	465	4	.	.	PROPN
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fsr-3396	465	7	w	w	PROPN
fsr-3396	465	8	ou	ou	PROPN
fsr-3396	465	9	ld	ld	PROPN
fsr-3396	465	10	af	af	PROPN
fsr-3396	465	11	fe	fe	X
fsr-3396	465	12	ct	ct	PROPN
fsr-3396	465	13	a	a	DET
fsr-3396	465	14	gr	gr	NOUN
fsr-3396	465	15	ea	ea	ADP
fsr-3396	465	16	t	t	PROPN
fsr-3396	465	17	de	de	PROPN
fsr-3396	465	18	al	al	PROPN
fsr-3396	465	19	1	1	NUM
fsr-3396	465	20	.	.	PROPN
fsr-3396	465	21	85	85	NUM
fsr-3396	465	22	0	0	NUM
fsr-3396	465	23	0	0	NUM
fsr-3396	465	24	.	.	NOUN
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fsr-3396	465	26	4	4	NUM
fsr-3396	465	27	6	6	NUM
fsr-3396	465	28	.	.	NOUN
fsr-3396	465	29	35	35	NUM
fsr-3396	465	30	9	9	NUM
fsr-3396	465	31	�	�	NOUN
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fsr-3396	465	33	00	00	NUM
fsr-3396	465	34	1	1	NUM
fsr-3396	466	1	*	*	PUNCT
fsr-3396	466	2	*	*	PUNCT
fsr-3396	466	3	*	*	PUNCT
fsr-3396	466	4	1	1	NUM
fsr-3396	466	5	.	.	NUM
fsr-3396	466	6	17	17	NUM
fsr-3396	466	7	8	8	NUM
fsr-3396	466	8	0	0	NUM
fsr-3396	466	9	.	.	PUNCT
fsr-3396	467	1	43	43	NUM
fsr-3396	467	2	8	8	NUM
fsr-3396	467	3	3	3	NUM
fsr-3396	467	4	.	.	NOUN
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fsr-3396	467	6	8	8	NUM
fsr-3396	467	7	0	0	NUM
fsr-3396	467	8	.	.	PUNCT
fsr-3396	467	9	00	00	NUM
fsr-3396	468	1	7	7	NUM
fsr-3396	468	2	*	*	PUNCT
fsr-3396	468	3	*	*	PUNCT
fsr-3396	468	4	(	(	PUNCT
fsr-3396	468	5	0	0	NUM
fsr-3396	468	6	.6	.6	NUM
fsr-3396	468	7	72	72	NUM
fsr-3396	468	8	)	)	PUNCT
fsr-3396	468	9	0	0	NUM
fsr-3396	468	10	.	.	X
fsr-3396	468	11	40	40	NUM
fsr-3396	468	12	5	5	NUM
fsr-3396	468	13	0	0	NUM
fsr-3396	468	14	.	.	PUNCT
fsr-3396	469	1	51	51	NUM
fsr-3396	469	2	1	1	NUM
fsr-3396	469	3	0	0	NUM
fsr-3396	469	4	.	.	PUNCT
fsr-3396	469	5	09	09	NUM
fsr-3396	469	6	7†	7†	NUM
fsr-3396	469	7	se	se	PROPN
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fsr-3396	469	10	in	in	ADP
fsr-3396	469	11	ce	ce	PROPN
fsr-3396	469	12	nt	not	PART
fsr-3396	469	13	iv	iv	ADP
fsr-3396	469	14	e	e	PROPN
fsr-3396	469	15	i	i	PRON
fsr-3396	469	16	m	m	VERB
fsr-3396	469	17	pa	pa	PROPN
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fsr-3396	469	19	s	s	PROPN
fsr-3396	469	20	ad	ad	NOUN
fsr-3396	469	21	vi	vi	PROPN
fsr-3396	469	22	ce	ce	X
fsr-3396	469	23	re	re	PROPN
fsr-3396	469	24	ce	ce	PROPN
fsr-3396	469	25	iv	iv	PROPN
fsr-3396	469	26	ed	ed	PROPN
fsr-3396	469	27	(	(	PUNCT
fsr-3396	469	28	r	r	NOUN
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fsr-3396	469	30	gr	gr	NOUN
fsr-3396	469	31	ou	ou	ADP
fsr-3396	469	32	p	p	X
fsr-3396	469	33	:	:	PUNCT
fsr-3396	469	34	w	w	PROPN
fsr-3396	469	35	ou	ou	X
fsr-3396	469	36	ld	ld	PROPN
fsr-3396	469	37	no	no	INTJ
fsr-3396	469	38	t	t	PROPN
fsr-3396	469	39	af	af	PROPN
fsr-3396	469	40	fe	fe	X
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fsr-3396	469	42	at	at	ADP
fsr-3396	469	43	al	al	PROPN
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fsr-3396	469	45	)	)	PUNCT
fsr-3396	469	46	w	w	PROPN
fsr-3396	469	47	ou	ou	ADP
fsr-3396	469	48	ld	ld	PROPN
fsr-3396	469	49	af	af	PROPN
fsr-3396	469	50	fe	fe	X
fsr-3396	470	1	ct	ct	INTJ
fsr-3396	471	1	so	so	ADV
fsr-3396	471	2	m	m	VERB
fsr-3396	471	3	ew	ew	INTJ
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fsr-3396	471	5	t	t	PROPN
fsr-3396	471	6	(	(	PUNCT
fsr-3396	471	7	0	0	NUM
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fsr-3396	471	10	)	)	PUNCT
fsr-3396	471	11	0	0	NUM
fsr-3396	471	12	.	.	X
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fsr-3396	472	2	8	8	NUM
fsr-3396	472	3	0	0	NUM
fsr-3396	472	4	.	.	NOUN
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fsr-3396	472	6	7	7	NUM
fsr-3396	472	7	0	0	NUM
fsr-3396	472	8	.	.	PUNCT
fsr-3396	473	1	05	05	NUM
fsr-3396	473	2	9†	9†	NOUN
fsr-3396	473	3	(	(	PUNCT
fsr-3396	473	4	0	0	NUM
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fsr-3396	473	7	)	)	PUNCT
fsr-3396	473	8	0	0	NUM
fsr-3396	473	9	.	.	PUNCT
fsr-3396	474	1	48	48	NUM
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fsr-3396	474	3	0	0	NUM
fsr-3396	474	4	.	.	NOUN
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fsr-3396	474	7	0	0	NUM
fsr-3396	474	8	.	.	PUNCT
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fsr-3396	475	4	.	.	PUNCT
fsr-3396	476	1	65	65	NUM
fsr-3396	476	2	4	4	NUM
fsr-3396	476	3	0	0	NUM
fsr-3396	476	4	.	.	PUNCT
fsr-3396	476	5	43	43	NUM
fsr-3396	476	6	1	1	NUM
fsr-3396	476	7	1	1	NUM
fsr-3396	476	8	.	.	PUNCT
fsr-3396	477	1	92	92	NUM
fsr-3396	477	2	3	3	NUM
fsr-3396	477	3	0	0	NUM
fsr-3396	477	4	.	.	PUNCT
fsr-3396	478	1	13	13	NUM
fsr-3396	478	2	0	0	NUM
fsr-3396	478	3	w	w	PROPN
fsr-3396	478	4	ou	ou	PROPN
fsr-3396	478	5	ld	ld	PROPN
fsr-3396	478	6	af	af	PROPN
fsr-3396	478	7	fe	fe	X
fsr-3396	478	8	ct	ct	PROPN
fsr-3396	478	9	a	a	DET
fsr-3396	478	10	gr	gr	NOUN
fsr-3396	478	11	ea	ea	ADP
fsr-3396	478	12	t	t	PROPN
fsr-3396	478	13	de	de	PROPN
fsr-3396	478	14	al	al	PROPN
fsr-3396	478	15	(	(	PUNCT
fsr-3396	478	16	1	1	NUM
fsr-3396	478	17	.1	.1	NUM
fsr-3396	478	18	55	55	NUM
fsr-3396	478	19	)	)	PUNCT
fsr-3396	478	20	0	0	NUM
fsr-3396	478	21	.	.	X
fsr-3396	478	22	44	44	NUM
fsr-3396	478	23	7	7	NUM
fsr-3396	478	24	0	0	NUM
fsr-3396	478	25	.	.	PUNCT
fsr-3396	478	26	31	31	NUM
fsr-3396	478	27	5	5	NUM
fsr-3396	478	28	0	0	NUM
fsr-3396	478	29	.	.	PUNCT
fsr-3396	479	1	01	01	NUM
fsr-3396	479	2	0	0	NUM
fsr-3396	479	3	*	*	PUNCT
fsr-3396	479	4	(	(	PUNCT
fsr-3396	479	5	0	0	NUM
fsr-3396	479	6	.4	.4	NUM
fsr-3396	479	7	74	74	NUM
fsr-3396	479	8	)	)	PUNCT
fsr-3396	479	9	0	0	NUM
fsr-3396	479	10	.	.	X
fsr-3396	480	1	50	50	NUM
fsr-3396	480	2	0	0	NUM
fsr-3396	480	3	0	0	NUM
fsr-3396	480	4	.	.	PUNCT
fsr-3396	481	1	62	62	NUM
fsr-3396	481	2	2	2	NUM
fsr-3396	481	3	0	0	NUM
fsr-3396	481	4	.	.	PUNCT
fsr-3396	482	1	34	34	NUM
fsr-3396	482	2	3	3	NUM
fsr-3396	482	3	0	0	NUM
fsr-3396	482	4	.	.	PUNCT
fsr-3396	483	1	68	68	NUM
fsr-3396	483	2	0	0	NUM
fsr-3396	483	3	0	0	NUM
fsr-3396	483	4	.	.	PUNCT
fsr-3396	483	5	45	45	NUM
fsr-3396	483	6	4	4	NUM
fsr-3396	483	7	1	1	NUM
fsr-3396	483	8	.	.	PUNCT
fsr-3396	483	9	97	97	NUM
fsr-3396	483	10	4	4	NUM
fsr-3396	483	11	0	0	NUM
fsr-3396	483	12	.	.	NOUN
fsr-3396	483	13	13	13	NUM
fsr-3396	483	14	4	4	NUM
fsr-3396	483	15	fe	fe	X
fsr-3396	483	16	e	e	X
fsr-3396	484	1	i	i	PRON
fsr-3396	484	2	m	m	VERB
fsr-3396	484	3	po	po	INTJ
fsr-3396	484	4	rt	rt	PROPN
fsr-3396	484	5	an	an	DET
fsr-3396	484	6	ce	ce	PROPN
fsr-3396	484	7	(	(	PUNCT
fsr-3396	484	8	0	0	NUM
fsr-3396	484	9	.1	.1	NUM
fsr-3396	484	10	14	14	NUM
fsr-3396	484	11	)	)	PUNCT
fsr-3396	484	12	0	0	NUM
fsr-3396	484	13	.	.	X
fsr-3396	484	14	06	06	NUM
fsr-3396	484	15	9	9	NUM
fsr-3396	484	16	0	0	NUM
fsr-3396	484	17	.	.	NOUN
fsr-3396	484	18	89	89	NUM
fsr-3396	484	19	2	2	NUM
fsr-3396	484	20	0	0	NUM
fsr-3396	484	21	.	.	PUNCT
fsr-3396	484	22	09	09	NUM
fsr-3396	484	23	8†	8†	NUM
fsr-3396	484	24	(	(	PUNCT
fsr-3396	484	25	0	0	NUM
fsr-3396	484	26	.0	.0	NUM
fsr-3396	484	27	35	35	NUM
fsr-3396	484	28	)	)	PUNCT
fsr-3396	484	29	0	0	NUM
fsr-3396	484	30	.	.	X
fsr-3396	484	31	08	08	NUM
fsr-3396	484	32	0	0	NUM
fsr-3396	484	33	0	0	NUM
fsr-3396	484	34	.	.	PUNCT
fsr-3396	485	1	96	96	NUM
fsr-3396	485	2	5	5	NUM
fsr-3396	485	3	0	0	NUM
fsr-3396	485	4	.	.	PUNCT
fsr-3396	486	1	65	65	NUM
fsr-3396	486	2	9	9	NUM
fsr-3396	486	3	0	0	NUM
fsr-3396	486	4	.	.	PUNCT
fsr-3396	487	1	07	07	NUM
fsr-3396	487	2	9	9	NUM
fsr-3396	487	3	0	0	NUM
fsr-3396	487	4	.	.	PUNCT
fsr-3396	487	5	06	06	NUM
fsr-3396	487	6	7	7	NUM
fsr-3396	487	7	1	1	NUM
fsr-3396	487	8	.	.	NUM
fsr-3396	487	9	08	08	NUM
fsr-3396	487	10	2	2	NUM
fsr-3396	487	11	0	0	NUM
fsr-3396	487	12	.	.	PUNCT
fsr-3396	488	1	23	23	NUM
fsr-3396	488	2	5	5	NUM
fsr-3396	488	3	ps	ps	AUX
fsr-3396	488	4	eu	eu	PROPN
fsr-3396	488	5	do	do	VERB
fsr-3396	488	6	r	r	NOUN
fsr-3396	488	7	2	2	NUM
fsr-3396	488	8	0	0	NUM
fsr-3396	488	9	.	.	PUNCT
fsr-3396	488	10	12	12	NUM
fsr-3396	488	11	0	0	NUM
fsr-3396	488	12	†p	†p	NOUN
fsr-3396	488	13	�	�	PROPN
fsr-3396	488	14	.1	.1	NUM
fsr-3396	488	15	0	0	NUM
fsr-3396	488	16	,	,	PUNCT
fsr-3396	488	17	*	*	PUNCT
fsr-3396	488	18	p	p	PROPN
fsr-3396	488	19	�	�	PROPN
fsr-3396	488	20	.0	.0	NUM
fsr-3396	488	21	5	5	NUM
fsr-3396	488	22	,	,	PUNCT
fsr-3396	488	23	*	*	PUNCT
fsr-3396	488	24	*	*	PUNCT
fsr-3396	488	25	p	p	X
fsr-3396	488	26	�	�	PROPN
fsr-3396	488	27	.0	.0	NUM
fsr-3396	488	28	1	1	NUM
fsr-3396	488	29	,	,	PUNCT
fsr-3396	488	30	*	*	PUNCT
fsr-3396	488	31	*	*	PUNCT
fsr-3396	488	32	*	*	PUNCT
fsr-3396	488	33	p	p	X
fsr-3396	488	34	�	�	PROPN
fsr-3396	488	35	.0	.0	NUM
fsr-3396	488	36	01	01	NUM
fsr-3396	488	37	.	.	PUNCT
fsr-3396	489	1	248	248	NUM
fsr-3396	489	2	m.	m.	NOUN
fsr-3396	489	3	seay	seay	PROPN
fsr-3396	489	4	/	/	SYM
fsr-3396	489	5	financial	financial	ADJ
fsr-3396	489	6	services	service	NOUN
fsr-3396	489	7	review	review	VERB
fsr-3396	489	8	27	27	NUM
fsr-3396	489	9	(	(	PUNCT
fsr-3396	489	10	2018	2018	NUM
fsr-3396	489	11	)	)	PUNCT
fsr-3396	489	12	231	231	NUM
fsr-3396	489	13	-	-	SYM
fsr-3396	489	14	255	255	NUM
fsr-3396	489	15	sation	sation	NOUN
fsr-3396	489	16	method	method	NOUN
fsr-3396	489	17	(	(	PUNCT
fsr-3396	489	18	p	p	NOUN
fsr-3396	489	19	�	�	PROPN
fsr-3396	489	20	0.05	0.05	NUM
fsr-3396	489	21	)	)	PUNCT
fsr-3396	489	22	.	.	PUNCT
fsr-3396	490	1	significant	significant	ADJ
fsr-3396	490	2	results	result	NOUN
fsr-3396	490	3	from	from	ADP
fsr-3396	490	4	each	each	DET
fsr-3396	490	5	multinomial	multinomial	ADJ
fsr-3396	490	6	logit	logit	PROPN
fsr-3396	490	7	model	model	NOUN
fsr-3396	490	8	are	be	AUX
fsr-3396	490	9	detailed	detail	VERB
fsr-3396	490	10	below	below	ADV
fsr-3396	490	11	.	.	PUNCT
fsr-3396	491	1	4.3.1	4.3.1	X
fsr-3396	491	2	.	.	PUNCT
fsr-3396	491	3	fee	fee	NOUN
fsr-3396	491	4	-	-	PUNCT
fsr-3396	491	5	only	only	ADV
fsr-3396	491	6	compared	compare	VERB
fsr-3396	491	7	with	with	ADP
fsr-3396	491	8	commission	commission	NOUN
fsr-3396	491	9	-	-	PUNCT
fsr-3396	491	10	only	only	ADV
fsr-3396	491	11	compensation	compensation	NOUN
fsr-3396	491	12	method	method	NOUN
fsr-3396	491	13	elements	element	NOUN
fsr-3396	491	14	of	of	ADP
fsr-3396	491	15	financial	financial	ADJ
fsr-3396	491	16	knowledge	knowledge	NOUN
fsr-3396	491	17	were	be	AUX
fsr-3396	491	18	found	find	VERB
fsr-3396	491	19	to	to	PART
fsr-3396	491	20	be	be	AUX
fsr-3396	491	21	associated	associate	VERB
fsr-3396	491	22	with	with	ADP
fsr-3396	491	23	using	use	VERB
fsr-3396	491	24	the	the	DET
fsr-3396	491	25	fee	fee	NOUN
fsr-3396	491	26	-	-	PUNCT
fsr-3396	491	27	only	only	ADV
fsr-3396	491	28	versus	versus	ADP
fsr-3396	491	29	the	the	DET
fsr-3396	491	30	commission	commission	NOUN
fsr-3396	491	31	-	-	PUNCT
fsr-3396	491	32	only	only	ADV
fsr-3396	491	33	compensation	compensation	NOUN
fsr-3396	491	34	method	method	NOUN
fsr-3396	491	35	,	,	PUNCT
fsr-3396	491	36	although	although	SCONJ
fsr-3396	491	37	there	there	PRON
fsr-3396	491	38	were	be	VERB
fsr-3396	491	39	confounding	confound	VERB
fsr-3396	491	40	results	result	NOUN
fsr-3396	491	41	.	.	PUNCT
fsr-3396	492	1	first	first	ADV
fsr-3396	492	2	,	,	PUNCT
fsr-3396	492	3	those	those	PRON
fsr-3396	492	4	who	who	PRON
fsr-3396	492	5	correctly	correctly	ADV
fsr-3396	492	6	answered	answer	VERB
fsr-3396	492	7	the	the	DET
fsr-3396	492	8	compound	compound	NOUN
fsr-3396	492	9	interest	interest	NOUN
fsr-3396	492	10	question	question	NOUN
fsr-3396	492	11	had	have	VERB
fsr-3396	492	12	2.7	2.7	NUM
fsr-3396	492	13	times	time	NOUN
fsr-3396	492	14	higher	high	ADJ
fsr-3396	492	15	odds	odd	NOUN
fsr-3396	492	16	of	of	ADP
fsr-3396	492	17	using	use	VERB
fsr-3396	492	18	the	the	DET
fsr-3396	492	19	fee	fee	NOUN
fsr-3396	492	20	-	-	PUNCT
fsr-3396	492	21	only	only	ADV
fsr-3396	492	22	than	than	ADP
fsr-3396	492	23	the	the	DET
fsr-3396	492	24	commission	commission	NOUN
fsr-3396	492	25	-	-	PUNCT
fsr-3396	492	26	only	only	ADV
fsr-3396	492	27	method	method	NOUN
fsr-3396	492	28	,	,	PUNCT
fsr-3396	492	29	and	and	CCONJ
fsr-3396	492	30	a	a	DET
fsr-3396	492	31	one	one	NUM
fsr-3396	492	32	-	-	PUNCT
fsr-3396	492	33	unit	unit	NOUN
fsr-3396	492	34	increase	increase	NOUN
fsr-3396	492	35	in	in	ADP
fsr-3396	492	36	self	self	NOUN
fsr-3396	492	37	-	-	PUNCT
fsr-3396	492	38	assessed	assess	VERB
fsr-3396	492	39	confidence	confidence	NOUN
fsr-3396	492	40	in	in	ADP
fsr-3396	492	41	financial	financial	ADJ
fsr-3396	492	42	ability	ability	NOUN
fsr-3396	492	43	was	be	AUX
fsr-3396	492	44	associated	associate	VERB
fsr-3396	492	45	with	with	ADP
fsr-3396	492	46	a	a	DET
fsr-3396	492	47	36	36	NUM
fsr-3396	492	48	%	%	NOUN
fsr-3396	492	49	increase	increase	NOUN
fsr-3396	492	50	in	in	ADP
fsr-3396	492	51	the	the	DET
fsr-3396	492	52	odds	odd	NOUN
fsr-3396	492	53	of	of	ADP
fsr-3396	492	54	using	use	VERB
fsr-3396	492	55	the	the	DET
fsr-3396	492	56	fee	fee	NOUN
fsr-3396	492	57	-	-	PUNCT
fsr-3396	492	58	only	only	ADJ
fsr-3396	492	59	method	method	NOUN
fsr-3396	492	60	.	.	PUNCT
fsr-3396	493	1	however	however	ADV
fsr-3396	493	2	,	,	PUNCT
fsr-3396	493	3	those	those	PRON
fsr-3396	493	4	who	who	PRON
fsr-3396	493	5	correctly	correctly	ADV
fsr-3396	493	6	answered	answer	VERB
fsr-3396	493	7	the	the	DET
fsr-3396	493	8	inflation	inflation	NOUN
fsr-3396	493	9	question	question	NOUN
fsr-3396	493	10	had	have	VERB
fsr-3396	493	11	lower	low	ADJ
fsr-3396	493	12	odds	odd	NOUN
fsr-3396	493	13	of	of	ADP
fsr-3396	493	14	using	use	VERB
fsr-3396	493	15	the	the	DET
fsr-3396	493	16	fee	fee	NOUN
fsr-3396	493	17	-	-	PUNCT
fsr-3396	493	18	only	only	ADV
fsr-3396	493	19	than	than	ADP
fsr-3396	493	20	the	the	DET
fsr-3396	493	21	commission	commission	NOUN
fsr-3396	493	22	-	-	PUNCT
fsr-3396	493	23	only	only	ADV
fsr-3396	493	24	method	method	NOUN
fsr-3396	493	25	.	.	PUNCT
fsr-3396	494	1	these	these	DET
fsr-3396	494	2	divergent	divergent	ADJ
fsr-3396	494	3	results	result	NOUN
fsr-3396	494	4	were	be	AUX
fsr-3396	494	5	surprising	surprising	ADJ
fsr-3396	494	6	,	,	PUNCT
fsr-3396	494	7	and	and	CCONJ
fsr-3396	494	8	remained	remain	VERB
fsr-3396	494	9	present	present	ADJ
fsr-3396	494	10	in	in	ADP
fsr-3396	494	11	a	a	DET
fsr-3396	494	12	variety	variety	NOUN
fsr-3396	494	13	of	of	ADP
fsr-3396	494	14	different	different	ADJ
fsr-3396	494	15	model	model	NOUN
fsr-3396	494	16	specifications	specification	NOUN
fsr-3396	494	17	.	.	PUNCT
fsr-3396	495	1	advisor	advisor	NOUN
fsr-3396	495	2	preference	preference	NOUN
fsr-3396	495	3	and	and	CCONJ
fsr-3396	495	4	compensation	compensation	NOUN
fsr-3396	495	5	beliefs	belief	NOUN
fsr-3396	495	6	were	be	AUX
fsr-3396	495	7	also	also	ADV
fsr-3396	495	8	associated	associate	VERB
fsr-3396	495	9	with	with	ADP
fsr-3396	495	10	advisor	advisor	NOUN
fsr-3396	495	11	compensation	compensation	NOUN
fsr-3396	495	12	method	method	NOUN
fsr-3396	495	13	.	.	PUNCT
fsr-3396	496	1	as	as	SCONJ
fsr-3396	496	2	related	relate	VERB
fsr-3396	496	3	to	to	ADP
fsr-3396	496	4	advisor	advisor	NOUN
fsr-3396	496	5	preferences	preference	NOUN
fsr-3396	496	6	,	,	PUNCT
fsr-3396	496	7	those	those	PRON
fsr-3396	496	8	who	who	PRON
fsr-3396	496	9	found	find	VERB
fsr-3396	496	10	it	it	PRON
fsr-3396	496	11	very	very	ADV
fsr-3396	496	12	important	important	ADJ
fsr-3396	496	13	to	to	PART
fsr-3396	496	14	use	use	VERB
fsr-3396	496	15	an	an	DET
fsr-3396	496	16	advisor	advisor	NOUN
fsr-3396	496	17	to	to	PART
fsr-3396	496	18	free	free	VERB
fsr-3396	496	19	up	up	ADP
fsr-3396	496	20	time	time	NOUN
fsr-3396	496	21	and	and	CCONJ
fsr-3396	496	22	those	those	PRON
fsr-3396	496	23	who	who	PRON
fsr-3396	496	24	found	find	VERB
fsr-3396	496	25	a	a	DET
fsr-3396	496	26	professional	professional	ADJ
fsr-3396	496	27	designation	designation	NOUN
fsr-3396	496	28	to	to	PART
fsr-3396	496	29	be	be	AUX
fsr-3396	496	30	very	very	ADV
fsr-3396	496	31	important	important	ADJ
fsr-3396	496	32	had	have	VERB
fsr-3396	496	33	86	86	NUM
fsr-3396	496	34	%	%	NOUN
fsr-3396	496	35	and	and	CCONJ
fsr-3396	496	36	63	63	NUM
fsr-3396	496	37	%	%	NOUN
fsr-3396	496	38	higher	high	ADJ
fsr-3396	496	39	odds	odd	NOUN
fsr-3396	496	40	,	,	PUNCT
fsr-3396	496	41	respectively	respectively	ADV
fsr-3396	496	42	,	,	PUNCT
fsr-3396	496	43	of	of	ADP
fsr-3396	496	44	using	use	VERB
fsr-3396	496	45	the	the	DET
fsr-3396	496	46	fee	fee	NOUN
fsr-3396	496	47	-	-	PUNCT
fsr-3396	496	48	only	only	ADV
fsr-3396	496	49	method	method	NOUN
fsr-3396	496	50	than	than	ADP
fsr-3396	496	51	the	the	DET
fsr-3396	496	52	commission	commission	NOUN
fsr-3396	496	53	-	-	PUNCT
fsr-3396	496	54	only	only	ADV
fsr-3396	496	55	method	method	NOUN
fsr-3396	496	56	.	.	PUNCT
fsr-3396	497	1	however	however	ADV
fsr-3396	497	2	,	,	PUNCT
fsr-3396	497	3	confounding	confound	VERB
fsr-3396	497	4	results	result	NOUN
fsr-3396	497	5	were	be	AUX
fsr-3396	497	6	found	find	VERB
fsr-3396	497	7	related	relate	VERB
fsr-3396	497	8	to	to	ADP
fsr-3396	497	9	compensation	compensation	NOUN
fsr-3396	497	10	beliefs	belief	NOUN
fsr-3396	497	11	.	.	PUNCT
fsr-3396	498	1	while	while	SCONJ
fsr-3396	498	2	respondents	respondent	NOUN
fsr-3396	498	3	who	who	PRON
fsr-3396	498	4	believed	believe	VERB
fsr-3396	498	5	commissions	commission	NOUN
fsr-3396	498	6	affect	affect	VERB
fsr-3396	498	7	advice	advice	NOUN
fsr-3396	498	8	received	receive	VERB
fsr-3396	498	9	were	be	AUX
fsr-3396	498	10	more	more	ADV
fsr-3396	498	11	likely	likely	ADJ
fsr-3396	498	12	to	to	PART
fsr-3396	498	13	use	use	VERB
fsr-3396	498	14	a	a	DET
fsr-3396	498	15	fee	fee	NOUN
fsr-3396	498	16	-	-	PUNCT
fsr-3396	498	17	only	only	ADV
fsr-3396	498	18	advisor	advisor	NOUN
fsr-3396	498	19	,	,	PUNCT
fsr-3396	498	20	respondents	respondent	NOUN
fsr-3396	498	21	who	who	PRON
fsr-3396	498	22	believed	believe	VERB
fsr-3396	498	23	selling	sell	VERB
fsr-3396	498	24	incentives	incentive	NOUN
fsr-3396	498	25	impacted	impact	VERB
fsr-3396	498	26	advice	advice	NOUN
fsr-3396	498	27	received	receive	VERB
fsr-3396	498	28	were	be	AUX
fsr-3396	498	29	less	less	ADV
fsr-3396	498	30	likely	likely	ADJ
fsr-3396	498	31	to	to	PART
fsr-3396	498	32	use	use	VERB
fsr-3396	498	33	a	a	DET
fsr-3396	498	34	fee	fee	NOUN
fsr-3396	498	35	-	-	PUNCT
fsr-3396	498	36	only	only	ADV
fsr-3396	498	37	advisor	advisor	NOUN
fsr-3396	498	38	as	as	ADP
fsr-3396	498	39	compared	compare	VERB
fsr-3396	498	40	with	with	ADP
fsr-3396	498	41	a	a	DET
fsr-3396	498	42	commission	commission	NOUN
fsr-3396	498	43	-	-	PUNCT
fsr-3396	498	44	only	only	ADV
fsr-3396	498	45	advisor	advisor	NOUN
fsr-3396	498	46	.	.	PUNCT
fsr-3396	499	1	lastly	lastly	ADV
fsr-3396	499	2	,	,	PUNCT
fsr-3396	499	3	household	household	NOUN
fsr-3396	499	4	income	income	NOUN
fsr-3396	499	5	was	be	AUX
fsr-3396	499	6	found	find	VERB
fsr-3396	499	7	to	to	PART
fsr-3396	499	8	be	be	AUX
fsr-3396	499	9	associated	associate	VERB
fsr-3396	499	10	with	with	ADP
fsr-3396	499	11	advisor	advisor	NOUN
fsr-3396	499	12	choice	choice	NOUN
fsr-3396	499	13	,	,	PUNCT
fsr-3396	499	14	as	as	SCONJ
fsr-3396	499	15	higher	high	ADJ
fsr-3396	499	16	income	income	NOUN
fsr-3396	499	17	households	household	NOUN
fsr-3396	499	18	were	be	AUX
fsr-3396	499	19	more	more	ADV
fsr-3396	499	20	likely	likely	ADJ
fsr-3396	499	21	to	to	PART
fsr-3396	499	22	use	use	VERB
fsr-3396	499	23	a	a	DET
fsr-3396	499	24	fee	fee	NOUN
fsr-3396	499	25	-	-	PUNCT
fsr-3396	499	26	only	only	ADV
fsr-3396	499	27	advisor	advisor	NOUN
fsr-3396	499	28	.	.	PUNCT
fsr-3396	500	1	when	when	SCONJ
fsr-3396	500	2	compared	compare	VERB
fsr-3396	500	3	with	with	ADP
fsr-3396	500	4	households	household	NOUN
fsr-3396	500	5	with	with	ADP
fsr-3396	500	6	income	income	NOUN
fsr-3396	500	7	of	of	ADP
fsr-3396	500	8	$	$	SYM
fsr-3396	500	9	100,000	100,000	NUM
fsr-3396	500	10	or	or	CCONJ
fsr-3396	500	11	more	more	ADJ
fsr-3396	500	12	,	,	PUNCT
fsr-3396	500	13	those	those	PRON
fsr-3396	500	14	making	make	VERB
fsr-3396	500	15	less	less	ADJ
fsr-3396	500	16	than	than	ADP
fsr-3396	500	17	$	$	SYM
fsr-3396	500	18	35,000	35,000	NUM
fsr-3396	500	19	,	,	PUNCT
fsr-3396	500	20	between	between	ADP
fsr-3396	500	21	$	$	SYM
fsr-3396	500	22	50,000	50,000	NUM
fsr-3396	500	23	and	and	CCONJ
fsr-3396	500	24	$	$	SYM
fsr-3396	500	25	74,999	74,999	NUM
fsr-3396	500	26	,	,	PUNCT
fsr-3396	500	27	and	and	CCONJ
fsr-3396	500	28	between	between	ADP
fsr-3396	500	29	$	$	SYM
fsr-3396	500	30	75,000	75,000	NUM
fsr-3396	500	31	and	and	CCONJ
fsr-3396	500	32	$	$	SYM
fsr-3396	500	33	99,999	99,999	NUM
fsr-3396	500	34	had	have	VERB
fsr-3396	500	35	lower	low	ADJ
fsr-3396	500	36	odds	odd	NOUN
fsr-3396	500	37	of	of	ADP
fsr-3396	500	38	using	use	VERB
fsr-3396	500	39	the	the	DET
fsr-3396	500	40	fee	fee	NOUN
fsr-3396	500	41	-	-	PUNCT
fsr-3396	500	42	only	only	ADV
fsr-3396	500	43	compensation	compensation	NOUN
fsr-3396	500	44	method	method	NOUN
fsr-3396	500	45	.	.	PUNCT
fsr-3396	501	1	none	none	NOUN
fsr-3396	501	2	of	of	ADP
fsr-3396	501	3	the	the	DET
fsr-3396	501	4	variables	variable	NOUN
fsr-3396	501	5	in	in	ADP
fsr-3396	501	6	the	the	DET
fsr-3396	501	7	socio	socio	NOUN
fsr-3396	501	8	-	-	PUNCT
fsr-3396	501	9	demographics	demographic	NOUN
fsr-3396	501	10	block	block	NOUN
fsr-3396	501	11	of	of	ADP
fsr-3396	501	12	characteristics	characteristic	NOUN
fsr-3396	501	13	were	be	AUX
fsr-3396	501	14	significant	significant	ADJ
fsr-3396	501	15	predictors	predictor	NOUN
fsr-3396	501	16	of	of	ADP
fsr-3396	501	17	compensation	compensation	NOUN
fsr-3396	501	18	method	method	NOUN
fsr-3396	501	19	in	in	ADP
fsr-3396	501	20	this	this	DET
fsr-3396	501	21	model	model	NOUN
fsr-3396	501	22	(	(	PUNCT
fsr-3396	501	23	p	p	NOUN
fsr-3396	501	24	�	�	PROPN
fsr-3396	501	25	0.05	0.05	NUM
fsr-3396	501	26	)	)	PUNCT
fsr-3396	501	27	.	.	PUNCT
fsr-3396	502	1	4.3.2	4.3.2	X
fsr-3396	502	2	.	.	PUNCT
fsr-3396	503	1	commission	commission	NOUN
fsr-3396	503	2	-	-	PUNCT
fsr-3396	503	3	and	and	CCONJ
fsr-3396	503	4	-	-	PUNCT
fsr-3396	503	5	fee	fee	NOUN
fsr-3396	503	6	compared	compare	VERB
fsr-3396	503	7	with	with	ADP
fsr-3396	503	8	commission	commission	NOUN
fsr-3396	503	9	-	-	PUNCT
fsr-3396	503	10	only	only	ADV
fsr-3396	503	11	compensation	compensation	NOUN
fsr-3396	503	12	method	method	NOUN
fsr-3396	503	13	one	one	NUM
fsr-3396	503	14	element	element	NOUN
fsr-3396	503	15	of	of	ADP
fsr-3396	503	16	financial	financial	ADJ
fsr-3396	503	17	knowledge	knowledge	NOUN
fsr-3396	503	18	was	be	AUX
fsr-3396	503	19	associated	associate	VERB
fsr-3396	503	20	with	with	ADP
fsr-3396	503	21	compensation	compensation	NOUN
fsr-3396	503	22	method	method	NOUN
fsr-3396	503	23	in	in	ADP
fsr-3396	503	24	this	this	DET
fsr-3396	503	25	model	model	NOUN
fsr-3396	503	26	.	.	PUNCT
fsr-3396	504	1	respondents	respondent	NOUN
fsr-3396	504	2	who	who	PRON
fsr-3396	504	3	correctly	correctly	ADV
fsr-3396	504	4	answered	answer	VERB
fsr-3396	504	5	the	the	DET
fsr-3396	504	6	inflation	inflation	NOUN
fsr-3396	504	7	question	question	NOUN
fsr-3396	504	8	were	be	AUX
fsr-3396	504	9	less	less	ADV
fsr-3396	504	10	likely	likely	ADJ
fsr-3396	504	11	to	to	PART
fsr-3396	504	12	use	use	VERB
fsr-3396	504	13	the	the	DET
fsr-3396	504	14	commission	commission	NOUN
fsr-3396	504	15	-	-	PUNCT
fsr-3396	504	16	and	and	CCONJ
fsr-3396	504	17	-	-	PUNCT
fsr-3396	504	18	fee	fee	NOUN
fsr-3396	504	19	method	method	NOUN
fsr-3396	504	20	than	than	ADP
fsr-3396	504	21	the	the	DET
fsr-3396	504	22	commission	commission	NOUN
fsr-3396	504	23	-	-	PUNCT
fsr-3396	504	24	only	only	ADJ
fsr-3396	504	25	method	method	NOUN
fsr-3396	504	26	.	.	PUNCT
fsr-3396	505	1	two	two	NUM
fsr-3396	505	2	characteristics	characteristic	NOUN
fsr-3396	505	3	related	relate	VERB
fsr-3396	505	4	to	to	ADP
fsr-3396	505	5	advisor	advisor	NOUN
fsr-3396	505	6	preference	preference	NOUN
fsr-3396	505	7	were	be	AUX
fsr-3396	505	8	significant	significant	ADJ
fsr-3396	505	9	in	in	ADP
fsr-3396	505	10	this	this	DET
fsr-3396	505	11	model	model	NOUN
fsr-3396	505	12	.	.	PUNCT
fsr-3396	506	1	respondents	respondent	NOUN
fsr-3396	506	2	who	who	PRON
fsr-3396	506	3	found	find	VERB
fsr-3396	506	4	it	it	PRON
fsr-3396	506	5	very	very	ADV
fsr-3396	506	6	important	important	ADJ
fsr-3396	506	7	to	to	PART
fsr-3396	506	8	use	use	VERB
fsr-3396	506	9	an	an	DET
fsr-3396	506	10	advisor	advisor	NOUN
fsr-3396	506	11	to	to	PART
fsr-3396	506	12	free	free	VERB
fsr-3396	506	13	up	up	ADP
fsr-3396	506	14	time	time	NOUN
fsr-3396	506	15	had	have	VERB
fsr-3396	506	16	92	92	NUM
fsr-3396	506	17	%	%	NOUN
fsr-3396	506	18	higher	high	ADJ
fsr-3396	506	19	odds	odd	NOUN
fsr-3396	506	20	of	of	ADP
fsr-3396	506	21	using	use	VERB
fsr-3396	506	22	the	the	DET
fsr-3396	506	23	commissionand	commissionand	NOUN
fsr-3396	506	24	-	-	PUNCT
fsr-3396	506	25	fee	fee	NOUN
fsr-3396	506	26	method	method	NOUN
fsr-3396	506	27	;	;	PUNCT
fsr-3396	506	28	and	and	CCONJ
fsr-3396	506	29	those	those	PRON
fsr-3396	506	30	who	who	PRON
fsr-3396	506	31	found	find	VERB
fsr-3396	506	32	it	it	PRON
fsr-3396	506	33	very	very	ADV
fsr-3396	506	34	important	important	ADJ
fsr-3396	506	35	to	to	PART
fsr-3396	506	36	use	use	VERB
fsr-3396	506	37	an	an	DET
fsr-3396	506	38	advisor	advisor	NOUN
fsr-3396	506	39	to	to	PART
fsr-3396	506	40	prevent	prevent	VERB
fsr-3396	506	41	losses	loss	NOUN
fsr-3396	506	42	had	have	VERB
fsr-3396	506	43	lower	low	ADJ
fsr-3396	506	44	odds	odd	NOUN
fsr-3396	506	45	of	of	ADP
fsr-3396	506	46	using	use	VERB
fsr-3396	506	47	the	the	DET
fsr-3396	506	48	commission	commission	NOUN
fsr-3396	506	49	-	-	PUNCT
fsr-3396	506	50	and	and	CCONJ
fsr-3396	506	51	-	-	PUNCT
fsr-3396	506	52	fee	fee	NOUN
fsr-3396	506	53	method	method	NOUN
fsr-3396	506	54	.	.	PUNCT
fsr-3396	507	1	related	relate	VERB
fsr-3396	507	2	to	to	ADP
fsr-3396	507	3	compensation	compensation	NOUN
fsr-3396	507	4	beliefs	belief	NOUN
fsr-3396	507	5	,	,	PUNCT
fsr-3396	507	6	compared	compare	VERB
fsr-3396	507	7	with	with	ADP
fsr-3396	507	8	respondents	respondent	NOUN
fsr-3396	507	9	who	who	PRON
fsr-3396	507	10	felt	feel	VERB
fsr-3396	507	11	that	that	SCONJ
fsr-3396	507	12	advisors	advisor	NOUN
fsr-3396	507	13	receipt	receipt	NOUN
fsr-3396	507	14	of	of	ADP
fsr-3396	507	15	commission	commission	NOUN
fsr-3396	507	16	on	on	ADP
fsr-3396	507	17	trading	trading	NOUN
fsr-3396	507	18	activity	activity	NOUN
fsr-3396	507	19	would	would	AUX
fsr-3396	507	20	not	not	PART
fsr-3396	507	21	impact	impact	VERB
fsr-3396	507	22	advice	advice	NOUN
fsr-3396	507	23	received	receive	VERB
fsr-3396	507	24	,	,	PUNCT
fsr-3396	507	25	those	those	PRON
fsr-3396	507	26	who	who	PRON
fsr-3396	507	27	thought	think	VERB
fsr-3396	507	28	advice	advice	NOUN
fsr-3396	507	29	would	would	AUX
fsr-3396	507	30	be	be	AUX
fsr-3396	507	31	a	a	DET
fsr-3396	507	32	great	great	ADJ
fsr-3396	507	33	deal	deal	NOUN
fsr-3396	507	34	impacted	impact	VERB
fsr-3396	507	35	had	have	AUX
fsr-3396	507	36	higher	high	ADJ
fsr-3396	507	37	odds	odd	NOUN
fsr-3396	507	38	of	of	ADP
fsr-3396	507	39	using	use	VERB
fsr-3396	507	40	the	the	DET
fsr-3396	507	41	commission	commission	NOUN
fsr-3396	507	42	-	-	PUNCT
fsr-3396	507	43	and	and	CCONJ
fsr-3396	507	44	-	-	PUNCT
fsr-3396	507	45	fee	fee	NOUN
fsr-3396	507	46	method	method	NOUN
fsr-3396	507	47	compared	compare	VERB
fsr-3396	507	48	with	with	ADP
fsr-3396	507	49	the	the	DET
fsr-3396	507	50	commissiononly	commissiononly	ADJ
fsr-3396	507	51	method	method	NOUN
fsr-3396	507	52	.	.	PUNCT
fsr-3396	508	1	in	in	ADP
fsr-3396	508	2	terms	term	NOUN
fsr-3396	508	3	of	of	ADP
fsr-3396	508	4	socio	socio	NOUN
fsr-3396	508	5	-	-	ADJ
fsr-3396	508	6	demographic	demographic	ADJ
fsr-3396	508	7	and	and	CCONJ
fsr-3396	508	8	financial	financial	ADJ
fsr-3396	508	9	characteristics	characteristic	NOUN
fsr-3396	508	10	,	,	PUNCT
fsr-3396	508	11	age	age	NOUN
fsr-3396	508	12	,	,	PUNCT
fsr-3396	508	13	education	education	NOUN
fsr-3396	508	14	,	,	PUNCT
fsr-3396	508	15	and	and	CCONJ
fsr-3396	508	16	household	household	NOUN
fsr-3396	508	17	income	income	NOUN
fsr-3396	508	18	were	be	AUX
fsr-3396	508	19	associated	associate	VERB
fsr-3396	508	20	with	with	ADP
fsr-3396	508	21	compensation	compensation	NOUN
fsr-3396	508	22	method	method	NOUN
fsr-3396	508	23	in	in	ADP
fsr-3396	508	24	this	this	DET
fsr-3396	508	25	model	model	NOUN
fsr-3396	508	26	.	.	PUNCT
fsr-3396	509	1	compared	compare	VERB
fsr-3396	509	2	with	with	ADP
fsr-3396	509	3	those	those	PRON
fsr-3396	509	4	aged	aged	ADJ
fsr-3396	509	5	65	65	NUM
fsr-3396	509	6	and	and	CCONJ
fsr-3396	509	7	older	old	ADJ
fsr-3396	509	8	,	,	PUNCT
fsr-3396	509	9	respondents	respondent	NOUN
fsr-3396	509	10	in	in	ADP
fsr-3396	509	11	the	the	DET
fsr-3396	509	12	youngest	young	ADJ
fsr-3396	509	13	age	age	NOUN
fsr-3396	509	14	group	group	NOUN
fsr-3396	509	15	of	of	ADP
fsr-3396	509	16	18	18	NUM
fsr-3396	509	17	to	to	PART
fsr-3396	509	18	34	34	NUM
fsr-3396	509	19	had	have	VERB
fsr-3396	509	20	3.4	3.4	NUM
fsr-3396	509	21	times	time	NOUN
fsr-3396	509	22	higher	high	ADJ
fsr-3396	509	23	odds	odd	NOUN
fsr-3396	509	24	249	249	NUM
fsr-3396	509	25	m.	m.	NOUN
fsr-3396	509	26	seay	seay	PROPN
fsr-3396	509	27	/	/	SYM
fsr-3396	509	28	financial	financial	ADJ
fsr-3396	509	29	services	service	NOUN
fsr-3396	509	30	review	review	VERB
fsr-3396	509	31	27	27	NUM
fsr-3396	509	32	(	(	PUNCT
fsr-3396	509	33	2018	2018	NUM
fsr-3396	509	34	)	)	PUNCT
fsr-3396	509	35	231	231	NUM
fsr-3396	509	36	-	-	SYM
fsr-3396	509	37	255	255	NUM
fsr-3396	509	38	of	of	ADP
fsr-3396	509	39	using	use	VERB
fsr-3396	509	40	the	the	DET
fsr-3396	509	41	commission	commission	NOUN
fsr-3396	509	42	-	-	PUNCT
fsr-3396	509	43	and	and	CCONJ
fsr-3396	509	44	-	-	PUNCT
fsr-3396	509	45	fee	fee	NOUN
fsr-3396	509	46	method	method	NOUN
fsr-3396	509	47	compared	compare	VERB
fsr-3396	509	48	with	with	ADP
fsr-3396	509	49	the	the	DET
fsr-3396	509	50	commission	commission	NOUN
fsr-3396	509	51	-	-	PUNCT
fsr-3396	509	52	only	only	ADV
fsr-3396	509	53	method	method	NOUN
fsr-3396	509	54	.	.	PUNCT
fsr-3396	510	1	compared	compare	VERB
fsr-3396	510	2	to	to	ADP
fsr-3396	510	3	those	those	PRON
fsr-3396	510	4	with	with	ADP
fsr-3396	510	5	a	a	DET
fsr-3396	510	6	college	college	NOUN
fsr-3396	510	7	degree	degree	NOUN
fsr-3396	510	8	,	,	PUNCT
fsr-3396	510	9	respondents	respondent	NOUN
fsr-3396	510	10	with	with	ADP
fsr-3396	510	11	only	only	ADV
fsr-3396	510	12	some	some	DET
fsr-3396	510	13	college	college	NOUN
fsr-3396	510	14	had	have	VERB
fsr-3396	510	15	91	91	NUM
fsr-3396	510	16	%	%	NOUN
fsr-3396	510	17	higher	high	ADJ
fsr-3396	510	18	odds	odd	NOUN
fsr-3396	510	19	of	of	ADP
fsr-3396	510	20	using	use	VERB
fsr-3396	510	21	the	the	DET
fsr-3396	510	22	commission	commission	NOUN
fsr-3396	510	23	-	-	PUNCT
fsr-3396	510	24	and	and	CCONJ
fsr-3396	510	25	-	-	PUNCT
fsr-3396	510	26	fee	fee	NOUN
fsr-3396	510	27	than	than	ADP
fsr-3396	510	28	the	the	DET
fsr-3396	510	29	commission	commission	NOUN
fsr-3396	510	30	-	-	PUNCT
fsr-3396	510	31	only	only	ADV
fsr-3396	510	32	method	method	NOUN
fsr-3396	510	33	.	.	PUNCT
fsr-3396	511	1	households	household	NOUN
fsr-3396	511	2	making	make	VERB
fsr-3396	511	3	less	less	ADJ
fsr-3396	511	4	than	than	ADP
fsr-3396	511	5	$	$	SYM
fsr-3396	511	6	35,000	35,000	NUM
fsr-3396	511	7	annually	annually	ADV
fsr-3396	511	8	had	have	VERB
fsr-3396	511	9	lower	low	ADJ
fsr-3396	511	10	odds	odd	NOUN
fsr-3396	511	11	of	of	ADP
fsr-3396	511	12	using	use	VERB
fsr-3396	511	13	the	the	DET
fsr-3396	511	14	commission	commission	NOUN
fsr-3396	511	15	-	-	PUNCT
fsr-3396	511	16	and	and	CCONJ
fsr-3396	511	17	-	-	PUNCT
fsr-3396	511	18	fee	fee	NOUN
fsr-3396	511	19	than	than	ADP
fsr-3396	511	20	the	the	DET
fsr-3396	511	21	commission	commission	NOUN
fsr-3396	511	22	-	-	PUNCT
fsr-3396	511	23	only	only	ADV
fsr-3396	511	24	method	method	NOUN
fsr-3396	511	25	.	.	PUNCT
fsr-3396	512	1	4.3.3	4.3.3	X
fsr-3396	512	2	.	.	PUNCT
fsr-3396	512	3	commission	commission	NOUN
fsr-3396	512	4	-	-	PUNCT
fsr-3396	512	5	and	and	CCONJ
fsr-3396	512	6	-	-	PUNCT
fsr-3396	512	7	fee	fee	NOUN
fsr-3396	512	8	compared	compare	VERB
fsr-3396	512	9	with	with	ADP
fsr-3396	512	10	fee	fee	NOUN
fsr-3396	512	11	-	-	PUNCT
fsr-3396	512	12	only	only	ADV
fsr-3396	512	13	compensation	compensation	NOUN
fsr-3396	512	14	method	method	NOUN
fsr-3396	512	15	one	one	NUM
fsr-3396	512	16	characteristic	characteristic	NOUN
fsr-3396	512	17	of	of	ADP
fsr-3396	512	18	financial	financial	ADJ
fsr-3396	512	19	knowledge	knowledge	NOUN
fsr-3396	512	20	was	be	AUX
fsr-3396	512	21	associated	associate	VERB
fsr-3396	512	22	with	with	ADP
fsr-3396	512	23	compensation	compensation	NOUN
fsr-3396	512	24	method	method	NOUN
fsr-3396	512	25	in	in	ADP
fsr-3396	512	26	this	this	DET
fsr-3396	512	27	model	model	NOUN
fsr-3396	512	28	.	.	PUNCT
fsr-3396	513	1	a	a	DET
fsr-3396	513	2	one	one	NUM
fsr-3396	513	3	-	-	PUNCT
fsr-3396	513	4	unit	unit	NOUN
fsr-3396	513	5	increase	increase	NOUN
fsr-3396	513	6	in	in	ADP
fsr-3396	513	7	self	self	NOUN
fsr-3396	513	8	-	-	PUNCT
fsr-3396	513	9	assessed	assess	VERB
fsr-3396	513	10	confidence	confidence	NOUN
fsr-3396	513	11	in	in	ADP
fsr-3396	513	12	financial	financial	ADJ
fsr-3396	513	13	ability	ability	NOUN
fsr-3396	513	14	was	be	AUX
fsr-3396	513	15	associated	associate	VERB
fsr-3396	513	16	with	with	ADP
fsr-3396	513	17	a	a	DET
fsr-3396	513	18	decrease	decrease	NOUN
fsr-3396	513	19	in	in	ADP
fsr-3396	513	20	the	the	DET
fsr-3396	513	21	odds	odd	NOUN
fsr-3396	513	22	of	of	ADP
fsr-3396	513	23	using	use	VERB
fsr-3396	513	24	the	the	DET
fsr-3396	513	25	commission	commission	NOUN
fsr-3396	513	26	-	-	PUNCT
fsr-3396	513	27	and	and	CCONJ
fsr-3396	513	28	-	-	PUNCT
fsr-3396	513	29	fee	fee	NOUN
fsr-3396	513	30	method	method	NOUN
fsr-3396	513	31	compared	compare	VERB
fsr-3396	513	32	with	with	ADP
fsr-3396	513	33	the	the	DET
fsr-3396	513	34	fee	fee	NOUN
fsr-3396	513	35	-	-	PUNCT
fsr-3396	513	36	only	only	ADJ
fsr-3396	513	37	method	method	NOUN
fsr-3396	513	38	.	.	PUNCT
fsr-3396	514	1	in	in	ADP
fsr-3396	514	2	terms	term	NOUN
fsr-3396	514	3	of	of	ADP
fsr-3396	514	4	financial	financial	ADJ
fsr-3396	514	5	characteristics	characteristic	NOUN
fsr-3396	514	6	,	,	PUNCT
fsr-3396	514	7	the	the	DET
fsr-3396	514	8	total	total	ADJ
fsr-3396	514	9	value	value	NOUN
fsr-3396	514	10	of	of	ADP
fsr-3396	514	11	nonretirement	nonretirement	ADJ
fsr-3396	514	12	accounts	account	NOUN
fsr-3396	514	13	was	be	AUX
fsr-3396	514	14	also	also	ADV
fsr-3396	514	15	a	a	DET
fsr-3396	514	16	significant	significant	ADJ
fsr-3396	514	17	predictor	predictor	NOUN
fsr-3396	514	18	of	of	ADP
fsr-3396	514	19	compensation	compensation	NOUN
fsr-3396	514	20	method	method	NOUN
fsr-3396	514	21	in	in	ADP
fsr-3396	514	22	this	this	DET
fsr-3396	514	23	model	model	NOUN
fsr-3396	514	24	.	.	PUNCT
fsr-3396	515	1	compared	compare	VERB
fsr-3396	515	2	with	with	ADP
fsr-3396	515	3	respondents	respondent	NOUN
fsr-3396	515	4	who	who	PRON
fsr-3396	515	5	reported	report	VERB
fsr-3396	515	6	having	have	VERB
fsr-3396	515	7	$	$	SYM
fsr-3396	515	8	1,000,000	1,000,000	NUM
fsr-3396	515	9	or	or	CCONJ
fsr-3396	515	10	more	more	ADJ
fsr-3396	515	11	in	in	ADP
fsr-3396	515	12	nonretirement	nonretirement	ADJ
fsr-3396	515	13	accounts	account	NOUN
fsr-3396	515	14	,	,	PUNCT
fsr-3396	515	15	those	those	PRON
fsr-3396	515	16	who	who	PRON
fsr-3396	515	17	reported	report	VERB
fsr-3396	515	18	having	have	VERB
fsr-3396	515	19	between	between	ADP
fsr-3396	515	20	$	$	SYM
fsr-3396	515	21	0	0	NUM
fsr-3396	515	22	and	and	CCONJ
fsr-3396	515	23	$	$	SYM
fsr-3396	515	24	49,999	49,999	NUM
fsr-3396	515	25	were	be	AUX
fsr-3396	515	26	less	less	ADV
fsr-3396	515	27	likely	likely	ADJ
fsr-3396	515	28	to	to	PART
fsr-3396	515	29	use	use	VERB
fsr-3396	515	30	the	the	DET
fsr-3396	515	31	commission	commission	NOUN
fsr-3396	515	32	-	-	PUNCT
fsr-3396	515	33	and	and	CCONJ
fsr-3396	515	34	-	-	PUNCT
fsr-3396	515	35	fee	fee	NOUN
fsr-3396	515	36	method	method	NOUN
fsr-3396	515	37	than	than	ADP
fsr-3396	515	38	the	the	DET
fsr-3396	515	39	fee	fee	NOUN
fsr-3396	515	40	-	-	PUNCT
fsr-3396	515	41	only	only	ADJ
fsr-3396	515	42	method	method	NOUN
fsr-3396	515	43	.	.	PUNCT
fsr-3396	516	1	two	two	NUM
fsr-3396	516	2	elements	element	NOUN
fsr-3396	516	3	of	of	ADP
fsr-3396	516	4	socio	socio	NOUN
fsr-3396	516	5	-	-	ADJ
fsr-3396	516	6	demographic	demographic	ADJ
fsr-3396	516	7	characteristics	characteristic	NOUN
fsr-3396	516	8	,	,	PUNCT
fsr-3396	516	9	employment	employment	NOUN
fsr-3396	516	10	status	status	NOUN
fsr-3396	516	11	and	and	CCONJ
fsr-3396	516	12	gender	gender	NOUN
fsr-3396	516	13	,	,	PUNCT
fsr-3396	516	14	were	be	AUX
fsr-3396	516	15	found	find	VERB
fsr-3396	516	16	to	to	PART
fsr-3396	516	17	be	be	AUX
fsr-3396	516	18	associated	associate	VERB
fsr-3396	516	19	with	with	ADP
fsr-3396	516	20	compensation	compensation	NOUN
fsr-3396	516	21	method	method	NOUN
fsr-3396	516	22	in	in	ADP
fsr-3396	516	23	this	this	DET
fsr-3396	516	24	model	model	NOUN
fsr-3396	516	25	.	.	PUNCT
fsr-3396	517	1	compared	compare	VERB
fsr-3396	517	2	with	with	ADP
fsr-3396	517	3	respondents	respondent	NOUN
fsr-3396	517	4	who	who	PRON
fsr-3396	517	5	were	be	AUX
fsr-3396	517	6	working	work	VERB
fsr-3396	517	7	full	full	ADJ
fsr-3396	517	8	-	-	PUNCT
fsr-3396	517	9	time	time	NOUN
fsr-3396	517	10	,	,	PUNCT
fsr-3396	517	11	those	those	PRON
fsr-3396	517	12	who	who	PRON
fsr-3396	517	13	identified	identify	VERB
fsr-3396	517	14	as	as	ADP
fsr-3396	517	15	being	be	AUX
fsr-3396	517	16	retired	retire	VERB
fsr-3396	517	17	or	or	CCONJ
fsr-3396	517	18	other	other	ADJ
fsr-3396	517	19	had	have	VERB
fsr-3396	517	20	lower	low	ADJ
fsr-3396	517	21	odds	odd	NOUN
fsr-3396	517	22	of	of	ADP
fsr-3396	517	23	using	use	VERB
fsr-3396	517	24	the	the	DET
fsr-3396	517	25	commission	commission	NOUN
fsr-3396	517	26	-	-	PUNCT
fsr-3396	517	27	and	and	CCONJ
fsr-3396	517	28	-	-	PUNCT
fsr-3396	517	29	fee	fee	NOUN
fsr-3396	517	30	compensation	compensation	NOUN
fsr-3396	517	31	method	method	NOUN
fsr-3396	517	32	than	than	ADP
fsr-3396	517	33	the	the	DET
fsr-3396	517	34	fee	fee	NOUN
fsr-3396	517	35	-	-	PUNCT
fsr-3396	517	36	only	only	ADJ
fsr-3396	517	37	method	method	NOUN
fsr-3396	517	38	.	.	PUNCT
fsr-3396	518	1	compared	compare	VERB
fsr-3396	518	2	to	to	ADP
fsr-3396	518	3	females	female	NOUN
fsr-3396	518	4	,	,	PUNCT
fsr-3396	518	5	male	male	ADJ
fsr-3396	518	6	respondents	respondent	NOUN
fsr-3396	518	7	had	have	VERB
fsr-3396	518	8	higher	high	ADJ
fsr-3396	518	9	odds	odd	NOUN
fsr-3396	518	10	of	of	ADP
fsr-3396	518	11	using	use	VERB
fsr-3396	518	12	the	the	DET
fsr-3396	518	13	commission	commission	NOUN
fsr-3396	518	14	-	-	PUNCT
fsr-3396	518	15	and	and	CCONJ
fsr-3396	518	16	-	-	PUNCT
fsr-3396	518	17	fee	fee	NOUN
fsr-3396	518	18	compensation	compensation	NOUN
fsr-3396	518	19	method	method	NOUN
fsr-3396	518	20	than	than	ADP
fsr-3396	518	21	the	the	DET
fsr-3396	518	22	fee	fee	NOUN
fsr-3396	518	23	-	-	PUNCT
fsr-3396	518	24	only	only	ADJ
fsr-3396	518	25	method	method	NOUN
fsr-3396	518	26	.	.	PUNCT
fsr-3396	519	1	5	5	X
fsr-3396	519	2	.	.	X
fsr-3396	519	3	discussion	discussion	NOUN
fsr-3396	519	4	the	the	DET
fsr-3396	519	5	primary	primary	ADJ
fsr-3396	519	6	purpose	purpose	NOUN
fsr-3396	519	7	of	of	ADP
fsr-3396	519	8	this	this	DET
fsr-3396	519	9	paper	paper	NOUN
fsr-3396	519	10	was	be	AUX
fsr-3396	519	11	to	to	PART
fsr-3396	519	12	investigate	investigate	VERB
fsr-3396	519	13	the	the	DET
fsr-3396	519	14	characteristics	characteristic	NOUN
fsr-3396	519	15	of	of	ADP
fsr-3396	519	16	individuals	individual	NOUN
fsr-3396	519	17	that	that	PRON
fsr-3396	519	18	are	be	AUX
fsr-3396	519	19	associated	associate	VERB
fsr-3396	519	20	with	with	ADP
fsr-3396	519	21	knowing	know	VERB
fsr-3396	519	22	the	the	DET
fsr-3396	519	23	compensation	compensation	NOUN
fsr-3396	519	24	method	method	NOUN
fsr-3396	519	25	used	use	VERB
fsr-3396	519	26	to	to	PART
fsr-3396	519	27	pay	pay	VERB
fsr-3396	519	28	their	their	PRON
fsr-3396	519	29	financial	financial	ADJ
fsr-3396	519	30	advisor	advisor	NOUN
fsr-3396	519	31	.	.	PUNCT
fsr-3396	520	1	of	of	ADP
fsr-3396	520	2	those	those	DET
fsr-3396	520	3	respondents	respondent	NOUN
fsr-3396	520	4	who	who	PRON
fsr-3396	520	5	did	do	AUX
fsr-3396	520	6	know	know	VERB
fsr-3396	520	7	how	how	SCONJ
fsr-3396	520	8	their	their	PRON
fsr-3396	520	9	financial	financial	ADJ
fsr-3396	520	10	advisors	advisor	NOUN
fsr-3396	520	11	were	be	AUX
fsr-3396	520	12	compensated	compensate	VERB
fsr-3396	520	13	,	,	PUNCT
fsr-3396	520	14	a	a	DET
fsr-3396	520	15	secondary	secondary	ADJ
fsr-3396	520	16	analysis	analysis	NOUN
fsr-3396	520	17	explored	explore	VERB
fsr-3396	520	18	the	the	DET
fsr-3396	520	19	characteristics	characteristic	NOUN
fsr-3396	520	20	between	between	ADP
fsr-3396	520	21	clients	client	NOUN
fsr-3396	520	22	who	who	PRON
fsr-3396	520	23	used	use	VERB
fsr-3396	520	24	the	the	DET
fsr-3396	520	25	commission	commission	NOUN
fsr-3396	520	26	-	-	PUNCT
fsr-3396	520	27	only	only	ADV
fsr-3396	520	28	,	,	PUNCT
fsr-3396	520	29	feeonly	feeonly	ADV
fsr-3396	520	30	,	,	PUNCT
fsr-3396	520	31	and	and	CCONJ
fsr-3396	520	32	combined	combined	ADJ
fsr-3396	520	33	commission	commission	NOUN
fsr-3396	520	34	-	-	PUNCT
fsr-3396	520	35	and	and	CCONJ
fsr-3396	520	36	-	-	PUNCT
fsr-3396	520	37	fee	fee	NOUN
fsr-3396	520	38	methods	method	NOUN
fsr-3396	520	39	to	to	PART
fsr-3396	520	40	pay	pay	VERB
fsr-3396	520	41	their	their	PRON
fsr-3396	520	42	advisors	advisor	NOUN
fsr-3396	520	43	.	.	PUNCT
fsr-3396	521	1	using	use	VERB
fsr-3396	521	2	data	datum	NOUN
fsr-3396	521	3	from	from	ADP
fsr-3396	521	4	the	the	DET
fsr-3396	521	5	2015	2015	NUM
fsr-3396	521	6	nfcs	nfcs	PROPN
fsr-3396	521	7	investor	investor	NOUN
fsr-3396	521	8	study	study	NOUN
fsr-3396	521	9	,	,	PUNCT
fsr-3396	521	10	this	this	DET
fsr-3396	521	11	study	study	NOUN
fsr-3396	521	12	is	be	AUX
fsr-3396	521	13	one	one	NUM
fsr-3396	521	14	of	of	ADP
fsr-3396	521	15	the	the	DET
fsr-3396	521	16	first	first	ADJ
fsr-3396	521	17	attempts	attempt	NOUN
fsr-3396	521	18	to	to	PART
fsr-3396	521	19	explore	explore	VERB
fsr-3396	521	20	whether	whether	SCONJ
fsr-3396	521	21	clients	client	NOUN
fsr-3396	521	22	knew	know	VERB
fsr-3396	521	23	how	how	SCONJ
fsr-3396	521	24	they	they	PRON
fsr-3396	521	25	paid	pay	VERB
fsr-3396	521	26	their	their	PRON
fsr-3396	521	27	advisors	advisor	NOUN
fsr-3396	521	28	,	,	PUNCT
fsr-3396	521	29	and	and	CCONJ
fsr-3396	521	30	how	how	SCONJ
fsr-3396	521	31	clients	client	NOUN
fsr-3396	521	32	make	make	VERB
fsr-3396	521	33	choices	choice	NOUN
fsr-3396	521	34	between	between	ADP
fsr-3396	521	35	compensation	compensation	NOUN
fsr-3396	521	36	models	model	NOUN
fsr-3396	521	37	at	at	ADP
fsr-3396	521	38	the	the	DET
fsr-3396	521	39	multivariate	multivariate	NOUN
fsr-3396	521	40	level	level	NOUN
fsr-3396	521	41	.	.	PUNCT
fsr-3396	522	1	although	although	SCONJ
fsr-3396	522	2	significant	significant	ADJ
fsr-3396	522	3	variation	variation	NOUN
fsr-3396	522	4	was	be	AUX
fsr-3396	522	5	found	find	VERB
fsr-3396	522	6	between	between	ADP
fsr-3396	522	7	clients	client	NOUN
fsr-3396	522	8	who	who	PRON
fsr-3396	522	9	knew	know	VERB
fsr-3396	522	10	and	and	CCONJ
fsr-3396	522	11	did	do	AUX
fsr-3396	522	12	not	not	PART
fsr-3396	522	13	know	know	VERB
fsr-3396	522	14	how	how	SCONJ
fsr-3396	522	15	their	their	PRON
fsr-3396	522	16	advisors	advisor	NOUN
fsr-3396	522	17	were	be	AUX
fsr-3396	522	18	compensated	compensate	VERB
fsr-3396	522	19	,	,	PUNCT
fsr-3396	522	20	and	and	CCONJ
fsr-3396	522	21	between	between	ADP
fsr-3396	522	22	compensation	compensation	NOUN
fsr-3396	522	23	models	model	NOUN
fsr-3396	522	24	for	for	ADP
fsr-3396	522	25	those	those	PRON
fsr-3396	522	26	who	who	PRON
fsr-3396	522	27	did	do	AUX
fsr-3396	522	28	know	know	VERB
fsr-3396	522	29	how	how	SCONJ
fsr-3396	522	30	their	their	PRON
fsr-3396	522	31	advisor	advisor	NOUN
fsr-3396	522	32	was	be	AUX
fsr-3396	522	33	paid	pay	VERB
fsr-3396	522	34	,	,	PUNCT
fsr-3396	522	35	some	some	DET
fsr-3396	522	36	results	result	NOUN
fsr-3396	522	37	were	be	AUX
fsr-3396	522	38	somewhat	somewhat	ADV
fsr-3396	522	39	contradictory	contradictory	ADJ
fsr-3396	522	40	in	in	ADP
fsr-3396	522	41	nature	nature	NOUN
fsr-3396	522	42	.	.	PUNCT
fsr-3396	523	1	given	give	VERB
fsr-3396	523	2	that	that	SCONJ
fsr-3396	523	3	this	this	DET
fsr-3396	523	4	study	study	NOUN
fsr-3396	523	5	represents	represent	VERB
fsr-3396	523	6	the	the	DET
fsr-3396	523	7	first	first	ADJ
fsr-3396	523	8	use	use	NOUN
fsr-3396	523	9	of	of	ADP
fsr-3396	523	10	the	the	DET
fsr-3396	523	11	nfcs	nfcs	PROPN
fsr-3396	523	12	investor	investor	NOUN
fsr-3396	523	13	survey	survey	NOUN
fsr-3396	523	14	to	to	PART
fsr-3396	523	15	evaluate	evaluate	VERB
fsr-3396	523	16	advisor	advisor	NOUN
fsr-3396	523	17	compensation	compensation	NOUN
fsr-3396	523	18	methods	method	NOUN
fsr-3396	523	19	at	at	ADP
fsr-3396	523	20	the	the	DET
fsr-3396	523	21	multivariate	multivariate	NOUN
fsr-3396	523	22	level	level	NOUN
fsr-3396	523	23	,	,	PUNCT
fsr-3396	523	24	an	an	DET
fsr-3396	523	25	evaluation	evaluation	NOUN
fsr-3396	523	26	of	of	ADP
fsr-3396	523	27	the	the	DET
fsr-3396	523	28	sample	sample	NOUN
fsr-3396	523	29	quality	quality	NOUN
fsr-3396	523	30	in	in	ADP
fsr-3396	523	31	relation	relation	NOUN
fsr-3396	523	32	to	to	ADP
fsr-3396	523	33	previous	previous	ADJ
fsr-3396	523	34	research	research	NOUN
fsr-3396	523	35	is	be	AUX
fsr-3396	523	36	important	important	ADJ
fsr-3396	523	37	.	.	PUNCT
fsr-3396	524	1	sample	sample	NOUN
fsr-3396	524	2	descriptive	descriptive	ADJ
fsr-3396	524	3	results	result	NOUN
fsr-3396	524	4	were	be	AUX
fsr-3396	524	5	largely	largely	ADV
fsr-3396	524	6	consistent	consistent	ADJ
fsr-3396	524	7	with	with	ADP
fsr-3396	524	8	previous	previous	ADJ
fsr-3396	524	9	research	research	NOUN
fsr-3396	524	10	that	that	PRON
fsr-3396	524	11	suggested	suggest	VERB
fsr-3396	524	12	clients	client	NOUN
fsr-3396	524	13	who	who	PRON
fsr-3396	524	14	seek	seek	VERB
fsr-3396	524	15	financial	financial	ADJ
fsr-3396	524	16	help	help	NOUN
fsr-3396	524	17	from	from	ADP
fsr-3396	524	18	financial	financial	ADJ
fsr-3396	524	19	professionals	professional	NOUN
fsr-3396	524	20	are	be	AUX
fsr-3396	524	21	older	old	ADJ
fsr-3396	524	22	,	,	PUNCT
fsr-3396	524	23	have	have	AUX
fsr-3396	524	24	higher	high	ADJ
fsr-3396	524	25	levels	level	NOUN
fsr-3396	524	26	of	of	ADP
fsr-3396	524	27	income	income	NOUN
fsr-3396	524	28	,	,	PUNCT
fsr-3396	524	29	are	be	AUX
fsr-3396	524	30	better	well	ADV
fsr-3396	524	31	educated	educate	VERB
fsr-3396	524	32	,	,	PUNCT
fsr-3396	524	33	and	and	CCONJ
fsr-3396	524	34	have	have	VERB
fsr-3396	524	35	higher	high	ADJ
fsr-3396	524	36	risk	risk	NOUN
fsr-3396	524	37	tolerance	tolerance	NOUN
fsr-3396	524	38	(	(	PUNCT
fsr-3396	524	39	finke	finke	PROPN
fsr-3396	524	40	et	et	PROPN
fsr-3396	524	41	al	al	PROPN
fsr-3396	524	42	.	.	PROPN
fsr-3396	524	43	,	,	PUNCT
fsr-3396	524	44	2011	2011	NUM
fsr-3396	524	45	;	;	PUNCT
fsr-3396	524	46	grable	grable	NOUN
fsr-3396	524	47	and	and	CCONJ
fsr-3396	524	48	joo	joo	NOUN
fsr-3396	524	49	,	,	PUNCT
fsr-3396	524	50	2001	2001	NUM
fsr-3396	524	51	;	;	PUNCT
fsr-3396	524	52	hanna	hanna	PROPN
fsr-3396	524	53	,	,	PUNCT
fsr-3396	524	54	2011	2011	NUM
fsr-3396	524	55	;	;	PUNCT
fsr-3396	524	56	marsden	marsden	PROPN
fsr-3396	524	57	et	et	PROPN
fsr-3396	524	58	al	al	PROPN
fsr-3396	524	59	.	.	PROPN
fsr-3396	524	60	,	,	PUNCT
fsr-3396	524	61	2011	2011	NUM
fsr-3396	524	62	)	)	PUNCT
fsr-3396	524	63	.	.	PUNCT
fsr-3396	525	1	however	however	ADV
fsr-3396	525	2	,	,	PUNCT
fsr-3396	525	3	most	most	ADJ
fsr-3396	525	4	of	of	ADP
fsr-3396	525	5	the	the	DET
fsr-3396	525	6	clients	client	NOUN
fsr-3396	525	7	in	in	ADP
fsr-3396	525	8	this	this	DET
fsr-3396	525	9	sample	sample	NOUN
fsr-3396	525	10	were	be	AUX
fsr-3396	525	11	male	male	ADJ
fsr-3396	525	12	,	,	PUNCT
fsr-3396	525	13	despite	despite	SCONJ
fsr-3396	525	14	previous	previous	ADJ
fsr-3396	525	15	research	research	NOUN
fsr-3396	525	16	indicating	indicate	VERB
fsr-3396	525	17	women	woman	NOUN
fsr-3396	525	18	were	be	AUX
fsr-3396	525	19	more	more	ADV
fsr-3396	525	20	likely	likely	ADJ
fsr-3396	525	21	to	to	PART
fsr-3396	525	22	seek	seek	VERB
fsr-3396	525	23	financial	financial	ADJ
fsr-3396	525	24	help	help	NOUN
fsr-3396	525	25	from	from	ADP
fsr-3396	525	26	a	a	DET
fsr-3396	525	27	professional	professional	ADJ
fsr-3396	525	28	(	(	PUNCT
fsr-3396	525	29	joo	joo	NOUN
fsr-3396	525	30	and	and	CCONJ
fsr-3396	525	31	grable	grable	PROPN
fsr-3396	525	32	,	,	PUNCT
fsr-3396	525	33	2001	2001	NUM
fsr-3396	525	34	)	)	PUNCT
fsr-3396	525	35	.	.	PUNCT
fsr-3396	526	1	similarly	similarly	ADV
fsr-3396	526	2	,	,	PUNCT
fsr-3396	526	3	incongruences	incongruence	NOUN
fsr-3396	526	4	were	be	AUX
fsr-3396	526	5	found	find	VERB
fsr-3396	526	6	with	with	ADP
fsr-3396	526	7	bae	bae	NOUN
fsr-3396	526	8	and	and	CCONJ
fsr-3396	526	9	sandager	sandager	NOUN
fsr-3396	526	10	’s	’s	PART
fsr-3396	526	11	(	(	PUNCT
fsr-3396	526	12	1997	1997	NUM
fsr-3396	526	13	)	)	PUNCT
fsr-3396	526	14	suggestion	suggestion	NOUN
fsr-3396	526	15	that	that	SCONJ
fsr-3396	526	16	250	250	NUM
fsr-3396	526	17	m.	m.	NOUN
fsr-3396	526	18	seay	seay	PROPN
fsr-3396	526	19	/	/	SYM
fsr-3396	526	20	financial	financial	ADJ
fsr-3396	526	21	services	service	NOUN
fsr-3396	526	22	review	review	VERB
fsr-3396	526	23	27	27	NUM
fsr-3396	526	24	(	(	PUNCT
fsr-3396	526	25	2018	2018	NUM
fsr-3396	526	26	)	)	PUNCT
fsr-3396	526	27	231	231	NUM
fsr-3396	526	28	-	-	SYM
fsr-3396	526	29	255	255	NUM
fsr-3396	526	30	consumers	consumer	NOUN
fsr-3396	526	31	sought	seek	VERB
fsr-3396	526	32	a	a	DET
fsr-3396	526	33	financial	financial	ADJ
fsr-3396	526	34	professional	professional	NOUN
fsr-3396	526	35	because	because	SCONJ
fsr-3396	526	36	they	they	PRON
fsr-3396	526	37	had	have	VERB
fsr-3396	526	38	lower	low	ADJ
fsr-3396	526	39	levels	level	NOUN
fsr-3396	526	40	of	of	ADP
fsr-3396	526	41	financial	financial	ADJ
fsr-3396	526	42	knowledge	knowledge	NOUN
fsr-3396	526	43	,	,	PUNCT
fsr-3396	526	44	as	as	SCONJ
fsr-3396	526	45	respondents	respondent	NOUN
fsr-3396	526	46	in	in	ADP
fsr-3396	526	47	this	this	DET
fsr-3396	526	48	sample	sample	NOUN
fsr-3396	526	49	were	be	AUX
fsr-3396	526	50	very	very	ADV
fsr-3396	526	51	knowledgeable	knowledgeable	ADJ
fsr-3396	526	52	about	about	ADP
fsr-3396	526	53	compound	compound	NOUN
fsr-3396	526	54	interest	interest	NOUN
fsr-3396	526	55	,	,	PUNCT
fsr-3396	526	56	inflation	inflation	NOUN
fsr-3396	526	57	,	,	PUNCT
fsr-3396	526	58	mortgages	mortgage	NOUN
fsr-3396	526	59	,	,	PUNCT
fsr-3396	526	60	and	and	CCONJ
fsr-3396	526	61	diversification	diversification	NOUN
fsr-3396	526	62	.	.	PUNCT
fsr-3396	527	1	however	however	ADV
fsr-3396	527	2	,	,	PUNCT
fsr-3396	527	3	this	this	DET
fsr-3396	527	4	pattern	pattern	NOUN
fsr-3396	527	5	is	be	AUX
fsr-3396	527	6	consistent	consistent	ADJ
fsr-3396	527	7	with	with	ADP
fsr-3396	527	8	more	more	ADV
fsr-3396	527	9	recent	recent	ADJ
fsr-3396	527	10	research	research	NOUN
fsr-3396	527	11	indicating	indicate	VERB
fsr-3396	527	12	that	that	SCONJ
fsr-3396	527	13	financial	financial	ADJ
fsr-3396	527	14	knowledge	knowledge	NOUN
fsr-3396	527	15	,	,	PUNCT
fsr-3396	527	16	specifically	specifically	ADV
fsr-3396	527	17	understanding	understand	VERB
fsr-3396	527	18	diversification	diversification	NOUN
fsr-3396	527	19	and	and	CCONJ
fsr-3396	527	20	mortgages	mortgage	NOUN
fsr-3396	527	21	,	,	PUNCT
fsr-3396	527	22	is	be	AUX
fsr-3396	527	23	positively	positively	ADV
fsr-3396	527	24	related	relate	VERB
fsr-3396	527	25	with	with	ADP
fsr-3396	527	26	the	the	DET
fsr-3396	527	27	use	use	NOUN
fsr-3396	527	28	of	of	ADP
fsr-3396	527	29	a	a	DET
fsr-3396	527	30	financial	financial	ADJ
fsr-3396	527	31	advisor	advisor	NOUN
fsr-3396	527	32	(	(	PUNCT
fsr-3396	527	33	calcagno	calcagno	NOUN
fsr-3396	527	34	and	and	CCONJ
fsr-3396	527	35	monticone	monticone	NOUN
fsr-3396	527	36	,	,	PUNCT
fsr-3396	527	37	2015	2015	NUM
fsr-3396	527	38	;	;	PUNCT
fsr-3396	527	39	seay	seay	PROPN
fsr-3396	527	40	et	et	PROPN
fsr-3396	527	41	al	al	PROPN
fsr-3396	527	42	.	.	PROPN
fsr-3396	527	43	,	,	PUNCT
fsr-3396	527	44	2016	2016	NUM
fsr-3396	527	45	)	)	PUNCT
fsr-3396	527	46	.	.	PUNCT
fsr-3396	528	1	regarding	regard	VERB
fsr-3396	528	2	subjective	subjective	ADJ
fsr-3396	528	3	financial	financial	ADJ
fsr-3396	528	4	knowledge	knowledge	NOUN
fsr-3396	528	5	,	,	PUNCT
fsr-3396	528	6	previous	previous	ADJ
fsr-3396	528	7	research	research	NOUN
fsr-3396	528	8	found	find	VERB
fsr-3396	528	9	that	that	SCONJ
fsr-3396	528	10	clients	client	NOUN
fsr-3396	528	11	were	be	AUX
fsr-3396	528	12	most	most	ADV
fsr-3396	528	13	likely	likely	ADJ
fsr-3396	528	14	to	to	PART
fsr-3396	528	15	pay	pay	VERB
fsr-3396	528	16	for	for	ADP
fsr-3396	528	17	financial	financial	ADJ
fsr-3396	528	18	advice	advice	NOUN
fsr-3396	528	19	if	if	SCONJ
fsr-3396	528	20	they	they	PRON
fsr-3396	528	21	believed	believe	VERB
fsr-3396	528	22	themselves	themselves	PRON
fsr-3396	528	23	to	to	PART
fsr-3396	528	24	be	be	AUX
fsr-3396	528	25	less	less	ADV
fsr-3396	528	26	financially	financially	ADV
fsr-3396	528	27	knowledgeable	knowledgeable	ADJ
fsr-3396	528	28	(	(	PUNCT
fsr-3396	528	29	finke	finke	PROPN
fsr-3396	528	30	et	et	PROPN
fsr-3396	528	31	al	al	PROPN
fsr-3396	528	32	.	.	PROPN
fsr-3396	528	33	,	,	PUNCT
fsr-3396	528	34	2011	2011	NUM
fsr-3396	528	35	)	)	PUNCT
fsr-3396	528	36	.	.	PUNCT
fsr-3396	529	1	however	however	ADV
fsr-3396	529	2	,	,	PUNCT
fsr-3396	529	3	clients	client	NOUN
fsr-3396	529	4	in	in	ADP
fsr-3396	529	5	the	the	DET
fsr-3396	529	6	sample	sample	NOUN
fsr-3396	529	7	assessed	assess	VERB
fsr-3396	529	8	their	their	PRON
fsr-3396	529	9	own	own	ADJ
fsr-3396	529	10	financial	financial	ADJ
fsr-3396	529	11	knowledge	knowledge	NOUN
fsr-3396	529	12	very	very	ADV
fsr-3396	529	13	highly	highly	ADV
fsr-3396	529	14	on	on	ADP
fsr-3396	529	15	average	average	ADJ
fsr-3396	529	16	.	.	PUNCT
fsr-3396	530	1	in	in	ADP
fsr-3396	530	2	support	support	NOUN
fsr-3396	530	3	of	of	ADP
fsr-3396	530	4	bae	bae	NOUN
fsr-3396	530	5	and	and	CCONJ
fsr-3396	530	6	sandager	sandager	NOUN
fsr-3396	530	7	’s	’s	PART
fsr-3396	530	8	(	(	PUNCT
fsr-3396	530	9	1997	1997	NUM
fsr-3396	530	10	)	)	PUNCT
fsr-3396	530	11	suggestion	suggestion	NOUN
fsr-3396	530	12	that	that	SCONJ
fsr-3396	530	13	certification	certification	NOUN
fsr-3396	530	14	was	be	AUX
fsr-3396	530	15	a	a	DET
fsr-3396	530	16	critical	critical	ADJ
fsr-3396	530	17	component	component	NOUN
fsr-3396	530	18	when	when	SCONJ
fsr-3396	530	19	clients	client	NOUN
fsr-3396	530	20	were	be	AUX
fsr-3396	530	21	selecting	select	VERB
fsr-3396	530	22	a	a	DET
fsr-3396	530	23	financial	financial	ADJ
fsr-3396	530	24	professional	professional	NOUN
fsr-3396	530	25	,	,	PUNCT
fsr-3396	530	26	most	most	ADJ
fsr-3396	530	27	of	of	ADP
fsr-3396	530	28	the	the	DET
fsr-3396	530	29	financial	financial	ADJ
fsr-3396	530	30	planning	planning	NOUN
fsr-3396	530	31	clients	client	NOUN
fsr-3396	530	32	in	in	ADP
fsr-3396	530	33	this	this	DET
fsr-3396	530	34	sample	sample	NOUN
fsr-3396	530	35	found	find	VERB
fsr-3396	530	36	certification	certification	NOUN
fsr-3396	530	37	to	to	PART
fsr-3396	530	38	be	be	AUX
fsr-3396	530	39	very	very	ADV
fsr-3396	530	40	important	important	ADJ
fsr-3396	530	41	.	.	PUNCT
fsr-3396	531	1	regarding	regard	VERB
fsr-3396	531	2	advisor	advisor	NOUN
fsr-3396	531	3	compensation	compensation	NOUN
fsr-3396	531	4	,	,	PUNCT
fsr-3396	531	5	previous	previous	ADJ
fsr-3396	531	6	research	research	NOUN
fsr-3396	531	7	that	that	PRON
fsr-3396	531	8	found	find	VERB
fsr-3396	531	9	compensation	compensation	NOUN
fsr-3396	531	10	transparency	transparency	NOUN
fsr-3396	531	11	to	to	PART
fsr-3396	531	12	be	be	AUX
fsr-3396	531	13	less	less	ADV
fsr-3396	531	14	important	important	ADJ
fsr-3396	531	15	to	to	ADP
fsr-3396	531	16	prospective	prospective	ADJ
fsr-3396	531	17	clients	client	NOUN
fsr-3396	531	18	(	(	PUNCT
fsr-3396	531	19	bae	bae	NOUN
fsr-3396	531	20	and	and	CCONJ
fsr-3396	531	21	sandager	sandager	NOUN
fsr-3396	531	22	,	,	PUNCT
fsr-3396	531	23	1997	1997	NUM
fsr-3396	531	24	)	)	PUNCT
fsr-3396	531	25	was	be	AUX
fsr-3396	531	26	not	not	PART
fsr-3396	531	27	supported	support	VERB
fsr-3396	531	28	as	as	SCONJ
fsr-3396	531	29	the	the	DET
fsr-3396	531	30	clients	client	NOUN
fsr-3396	531	31	in	in	ADP
fsr-3396	531	32	this	this	DET
fsr-3396	531	33	sample	sample	NOUN
fsr-3396	531	34	found	find	VERB
fsr-3396	531	35	fees	fee	NOUN
fsr-3396	531	36	and	and	CCONJ
fsr-3396	531	37	pricing	pricing	NOUN
fsr-3396	531	38	structure	structure	NOUN
fsr-3396	531	39	to	to	PART
fsr-3396	531	40	be	be	AUX
fsr-3396	531	41	important	important	ADJ
fsr-3396	531	42	factors	factor	NOUN
fsr-3396	531	43	when	when	SCONJ
fsr-3396	531	44	opening	open	VERB
fsr-3396	531	45	nonretirement	nonretirement	NOUN
fsr-3396	531	46	accounts	account	NOUN
fsr-3396	531	47	.	.	PUNCT
fsr-3396	532	1	overall	overall	ADV
fsr-3396	532	2	,	,	PUNCT
fsr-3396	532	3	it	it	PRON
fsr-3396	532	4	appears	appear	VERB
fsr-3396	532	5	that	that	SCONJ
fsr-3396	532	6	the	the	DET
fsr-3396	532	7	nfcs	nfcs	PROPN
fsr-3396	532	8	investor	investor	NOUN
fsr-3396	532	9	survey	survey	NOUN
fsr-3396	532	10	provides	provide	VERB
fsr-3396	532	11	a	a	DET
fsr-3396	532	12	reasonable	reasonable	ADJ
fsr-3396	532	13	sample	sample	NOUN
fsr-3396	532	14	of	of	ADP
fsr-3396	532	15	individuals	individual	NOUN
fsr-3396	532	16	that	that	PRON
fsr-3396	532	17	use	use	VERB
fsr-3396	532	18	financial	financial	ADJ
fsr-3396	532	19	advisors	advisor	NOUN
fsr-3396	532	20	,	,	PUNCT
fsr-3396	532	21	but	but	CCONJ
fsr-3396	532	22	it	it	PRON
fsr-3396	532	23	likely	likely	ADV
fsr-3396	532	24	is	be	AUX
fsr-3396	532	25	not	not	PART
fsr-3396	532	26	perfectly	perfectly	ADV
fsr-3396	532	27	generalizable	generalizable	ADJ
fsr-3396	532	28	.	.	PUNCT
fsr-3396	533	1	moving	move	VERB
fsr-3396	533	2	to	to	ADP
fsr-3396	533	3	the	the	DET
fsr-3396	533	4	primary	primary	ADJ
fsr-3396	533	5	analysis	analysis	NOUN
fsr-3396	533	6	,	,	PUNCT
fsr-3396	533	7	some	some	DET
fsr-3396	533	8	evidence	evidence	NOUN
fsr-3396	533	9	was	be	AUX
fsr-3396	533	10	generated	generate	VERB
fsr-3396	533	11	to	to	PART
fsr-3396	533	12	support	support	VERB
fsr-3396	533	13	all	all	DET
fsr-3396	533	14	three	three	NUM
fsr-3396	533	15	hypotheses	hypothesis	NOUN
fsr-3396	533	16	related	relate	VERB
fsr-3396	533	17	to	to	ADP
fsr-3396	533	18	financial	financial	ADJ
fsr-3396	533	19	knowledge	knowledge	NOUN
fsr-3396	533	20	,	,	PUNCT
fsr-3396	533	21	advisor	advisor	NOUN
fsr-3396	533	22	preference	preference	NOUN
fsr-3396	533	23	,	,	PUNCT
fsr-3396	533	24	and	and	CCONJ
fsr-3396	533	25	compensation	compensation	NOUN
fsr-3396	533	26	beliefs	belief	NOUN
fsr-3396	533	27	blocks	block	NOUN
fsr-3396	533	28	.	.	PUNCT
fsr-3396	534	1	hypothesis	hypothesis	NOUN
fsr-3396	534	2	1	1	NUM
fsr-3396	534	3	proposed	propose	VERB
fsr-3396	534	4	that	that	SCONJ
fsr-3396	534	5	higher	high	ADJ
fsr-3396	534	6	financial	financial	ADJ
fsr-3396	534	7	knowledge	knowledge	NOUN
fsr-3396	534	8	would	would	AUX
fsr-3396	534	9	be	be	AUX
fsr-3396	534	10	associated	associate	VERB
fsr-3396	534	11	with	with	ADP
fsr-3396	534	12	knowing	know	VERB
fsr-3396	534	13	the	the	DET
fsr-3396	534	14	compensation	compensation	NOUN
fsr-3396	534	15	method	method	NOUN
fsr-3396	534	16	.	.	PUNCT
fsr-3396	535	1	this	this	DET
fsr-3396	535	2	hypothesis	hypothesis	NOUN
fsr-3396	535	3	was	be	AUX
fsr-3396	535	4	supported	support	VERB
fsr-3396	535	5	for	for	ADP
fsr-3396	535	6	those	those	PRON
fsr-3396	535	7	who	who	PRON
fsr-3396	535	8	correctly	correctly	ADV
fsr-3396	535	9	answered	answer	VERB
fsr-3396	535	10	the	the	DET
fsr-3396	535	11	diversification	diversification	NOUN
fsr-3396	535	12	question	question	NOUN
fsr-3396	535	13	,	,	PUNCT
fsr-3396	535	14	but	but	CCONJ
fsr-3396	535	15	it	it	PRON
fsr-3396	535	16	was	be	AUX
fsr-3396	535	17	not	not	PART
fsr-3396	535	18	supported	support	VERB
fsr-3396	535	19	for	for	ADP
fsr-3396	535	20	the	the	DET
fsr-3396	535	21	other	other	ADJ
fsr-3396	535	22	objective	objective	ADJ
fsr-3396	535	23	financial	financial	ADJ
fsr-3396	535	24	knowledge	knowledge	NOUN
fsr-3396	535	25	questions	question	NOUN
fsr-3396	535	26	nor	nor	CCONJ
fsr-3396	535	27	the	the	DET
fsr-3396	535	28	two	two	NUM
fsr-3396	535	29	subjective	subjective	ADJ
fsr-3396	535	30	questions	question	NOUN
fsr-3396	535	31	related	relate	VERB
fsr-3396	535	32	to	to	ADP
fsr-3396	535	33	confidence	confidence	NOUN
fsr-3396	535	34	and	and	CCONJ
fsr-3396	535	35	ability	ability	NOUN
fsr-3396	535	36	.	.	PUNCT
fsr-3396	536	1	this	this	DET
fsr-3396	536	2	limited	limited	ADJ
fsr-3396	536	3	result	result	NOUN
fsr-3396	536	4	indicates	indicate	VERB
fsr-3396	536	5	that	that	SCONJ
fsr-3396	536	6	one	one	NUM
fsr-3396	536	7	’s	’s	PART
fsr-3396	536	8	level	level	NOUN
fsr-3396	536	9	of	of	ADP
fsr-3396	536	10	financial	financial	ADJ
fsr-3396	536	11	knowledge	knowledge	NOUN
fsr-3396	536	12	may	may	AUX
fsr-3396	536	13	not	not	PART
fsr-3396	536	14	inform	inform	VERB
fsr-3396	536	15	the	the	DET
fsr-3396	536	16	level	level	NOUN
fsr-3396	536	17	of	of	ADP
fsr-3396	536	18	agency	agency	NOUN
fsr-3396	536	19	costs	cost	NOUN
fsr-3396	536	20	that	that	SCONJ
fsr-3396	536	21	a	a	DET
fsr-3396	536	22	client	client	NOUN
fsr-3396	536	23	is	be	AUX
fsr-3396	536	24	willing	willing	ADJ
fsr-3396	536	25	to	to	PART
fsr-3396	536	26	incur	incur	VERB
fsr-3396	536	27	in	in	ADP
fsr-3396	536	28	the	the	DET
fsr-3396	536	29	client	client	NOUN
fsr-3396	536	30	/	/	SYM
fsr-3396	536	31	financial	financial	ADJ
fsr-3396	536	32	advisor	advisor	NOUN
fsr-3396	536	33	relationship	relationship	NOUN
fsr-3396	536	34	,	,	PUNCT
fsr-3396	536	35	or	or	CCONJ
fsr-3396	536	36	that	that	SCONJ
fsr-3396	536	37	it	it	PRON
fsr-3396	536	38	may	may	AUX
fsr-3396	536	39	be	be	AUX
fsr-3396	536	40	a	a	DET
fsr-3396	536	41	domain	domain	NOUN
fsr-3396	536	42	specific	specific	ADJ
fsr-3396	536	43	relationship	relationship	NOUN
fsr-3396	536	44	.	.	PUNCT
fsr-3396	537	1	specifically	specifically	ADV
fsr-3396	537	2	,	,	PUNCT
fsr-3396	537	3	diversification	diversification	NOUN
fsr-3396	537	4	,	,	PUNCT
fsr-3396	537	5	as	as	SCONJ
fsr-3396	537	6	compared	compare	VERB
fsr-3396	537	7	with	with	ADP
fsr-3396	537	8	the	the	DET
fsr-3396	537	9	other	other	ADJ
fsr-3396	537	10	knowledge	knowledge	NOUN
fsr-3396	537	11	questions	question	NOUN
fsr-3396	537	12	,	,	PUNCT
fsr-3396	537	13	may	may	AUX
fsr-3396	537	14	be	be	AUX
fsr-3396	537	15	measuring	measure	VERB
fsr-3396	537	16	a	a	DET
fsr-3396	537	17	higher	high	ADJ
fsr-3396	537	18	level	level	NOUN
fsr-3396	537	19	of	of	ADP
fsr-3396	537	20	investment	investment	NOUN
fsr-3396	537	21	sophistication	sophistication	NOUN
fsr-3396	537	22	that	that	PRON
fsr-3396	537	23	is	be	AUX
fsr-3396	537	24	more	more	ADV
fsr-3396	537	25	closely	closely	ADV
fsr-3396	537	26	tied	tie	VERB
fsr-3396	537	27	to	to	ADP
fsr-3396	537	28	scrutiny	scrutiny	NOUN
fsr-3396	537	29	of	of	ADP
fsr-3396	537	30	investment	investment	NOUN
fsr-3396	537	31	professionals	professional	NOUN
fsr-3396	537	32	.	.	PUNCT
fsr-3396	538	1	hypothesis	hypothesis	NOUN
fsr-3396	538	2	2	2	NUM
fsr-3396	538	3	proposed	propose	VERB
fsr-3396	538	4	that	that	SCONJ
fsr-3396	538	5	clients	client	NOUN
fsr-3396	538	6	with	with	ADP
fsr-3396	538	7	strong	strong	ADJ
fsr-3396	538	8	advisor	advisor	NOUN
fsr-3396	538	9	preferences	preference	NOUN
fsr-3396	538	10	would	would	AUX
fsr-3396	538	11	be	be	AUX
fsr-3396	538	12	more	more	ADV
fsr-3396	538	13	likely	likely	ADJ
fsr-3396	538	14	to	to	PART
fsr-3396	538	15	know	know	VERB
fsr-3396	538	16	the	the	DET
fsr-3396	538	17	compensation	compensation	NOUN
fsr-3396	538	18	method	method	NOUN
fsr-3396	538	19	used	use	VERB
fsr-3396	538	20	to	to	PART
fsr-3396	538	21	pay	pay	VERB
fsr-3396	538	22	their	their	PRON
fsr-3396	538	23	advisors	advisor	NOUN
fsr-3396	538	24	.	.	PUNCT
fsr-3396	539	1	this	this	DET
fsr-3396	539	2	hypothesis	hypothesis	NOUN
fsr-3396	539	3	was	be	AUX
fsr-3396	539	4	supported	support	VERB
fsr-3396	539	5	for	for	ADP
fsr-3396	539	6	those	those	PRON
fsr-3396	539	7	who	who	PRON
fsr-3396	539	8	had	have	AUX
fsr-3396	539	9	performed	perform	VERB
fsr-3396	539	10	a	a	DET
fsr-3396	539	11	background	background	NOUN
fsr-3396	539	12	or	or	CCONJ
fsr-3396	539	13	registration	registration	NOUN
fsr-3396	539	14	check	check	NOUN
fsr-3396	539	15	on	on	ADP
fsr-3396	539	16	an	an	DET
fsr-3396	539	17	advisor	advisor	NOUN
fsr-3396	539	18	.	.	PUNCT
fsr-3396	540	1	this	this	DET
fsr-3396	540	2	finding	finding	NOUN
fsr-3396	540	3	suggests	suggest	VERB
fsr-3396	540	4	that	that	SCONJ
fsr-3396	540	5	clients	client	NOUN
fsr-3396	540	6	who	who	PRON
fsr-3396	540	7	are	be	AUX
fsr-3396	540	8	sensitive	sensitive	ADJ
fsr-3396	540	9	to	to	ADP
fsr-3396	540	10	agency	agency	NOUN
fsr-3396	540	11	costs	cost	NOUN
fsr-3396	540	12	will	will	AUX
fsr-3396	540	13	seek	seek	VERB
fsr-3396	540	14	to	to	PART
fsr-3396	540	15	understand	understand	VERB
fsr-3396	540	16	how	how	SCONJ
fsr-3396	540	17	their	their	PRON
fsr-3396	540	18	advisors	advisor	NOUN
fsr-3396	540	19	are	be	AUX
fsr-3396	540	20	being	be	AUX
fsr-3396	540	21	paid	pay	VERB
fsr-3396	540	22	.	.	PUNCT
fsr-3396	541	1	however	however	ADV
fsr-3396	541	2	,	,	PUNCT
fsr-3396	541	3	there	there	PRON
fsr-3396	541	4	was	be	VERB
fsr-3396	541	5	no	no	DET
fsr-3396	541	6	significant	significant	ADJ
fsr-3396	541	7	relationship	relationship	NOUN
fsr-3396	541	8	found	find	VERB
fsr-3396	541	9	between	between	ADP
fsr-3396	541	10	the	the	DET
fsr-3396	541	11	level	level	NOUN
fsr-3396	541	12	of	of	ADP
fsr-3396	541	13	importance	importance	NOUN
fsr-3396	541	14	placed	place	VERB
fsr-3396	541	15	on	on	ADP
fsr-3396	541	16	professional	professional	ADJ
fsr-3396	541	17	designations	designation	NOUN
fsr-3396	541	18	and	and	CCONJ
fsr-3396	541	19	knowing	know	VERB
fsr-3396	541	20	the	the	DET
fsr-3396	541	21	compensation	compensation	NOUN
fsr-3396	541	22	method	method	NOUN
fsr-3396	541	23	;	;	PUNCT
fsr-3396	541	24	which	which	PRON
fsr-3396	541	25	indicates	indicate	VERB
fsr-3396	541	26	that	that	SCONJ
fsr-3396	541	27	either	either	CCONJ
fsr-3396	541	28	these	these	DET
fsr-3396	541	29	designations	designation	NOUN
fsr-3396	541	30	are	be	AUX
fsr-3396	541	31	not	not	PART
fsr-3396	541	32	functioning	function	VERB
fsr-3396	541	33	as	as	ADP
fsr-3396	541	34	a	a	DET
fsr-3396	541	35	signal	signal	NOUN
fsr-3396	541	36	of	of	ADP
fsr-3396	541	37	an	an	DET
fsr-3396	541	38	investment	investment	NOUN
fsr-3396	541	39	in	in	ADP
fsr-3396	541	40	bonding	bonding	NOUN
fsr-3396	541	41	costs	cost	NOUN
fsr-3396	541	42	or	or	CCONJ
fsr-3396	541	43	that	that	SCONJ
fsr-3396	541	44	professional	professional	ADJ
fsr-3396	541	45	designations	designation	NOUN
fsr-3396	541	46	are	be	AUX
fsr-3396	541	47	not	not	PART
fsr-3396	541	48	a	a	DET
fsr-3396	541	49	strong	strong	ADJ
fsr-3396	541	50	enough	enough	ADJ
fsr-3396	541	51	signal	signal	NOUN
fsr-3396	541	52	of	of	ADP
fsr-3396	541	53	knowledge	knowledge	NOUN
fsr-3396	541	54	and	and	CCONJ
fsr-3396	541	55	expertise	expertise	NOUN
fsr-3396	541	56	to	to	PART
fsr-3396	541	57	motivate	motivate	VERB
fsr-3396	541	58	clients	client	NOUN
fsr-3396	541	59	to	to	PART
fsr-3396	541	60	adjust	adjust	VERB
fsr-3396	541	61	their	their	PRON
fsr-3396	541	62	monitoring	monitoring	NOUN
fsr-3396	541	63	costs	cost	NOUN
fsr-3396	541	64	.	.	PUNCT
fsr-3396	542	1	preferences	preference	NOUN
fsr-3396	542	2	about	about	ADP
fsr-3396	542	3	advisor	advisor	NOUN
fsr-3396	542	4	use	use	NOUN
fsr-3396	542	5	(	(	PUNCT
fsr-3396	542	6	to	to	PART
fsr-3396	542	7	free	free	VERB
fsr-3396	542	8	up	up	ADP
fsr-3396	542	9	time	time	NOUN
fsr-3396	542	10	,	,	PUNCT
fsr-3396	542	11	to	to	PART
fsr-3396	542	12	prevent	prevent	VERB
fsr-3396	542	13	losses	loss	NOUN
fsr-3396	542	14	,	,	PUNCT
fsr-3396	542	15	and	and	CCONJ
fsr-3396	542	16	to	to	PART
fsr-3396	542	17	improve	improve	VERB
fsr-3396	542	18	investment	investment	NOUN
fsr-3396	542	19	performance	performance	NOUN
fsr-3396	542	20	)	)	PUNCT
fsr-3396	542	21	were	be	AUX
fsr-3396	542	22	not	not	PART
fsr-3396	542	23	associated	associate	VERB
fsr-3396	542	24	with	with	ADP
fsr-3396	542	25	knowing	know	VERB
fsr-3396	542	26	the	the	DET
fsr-3396	542	27	compensation	compensation	NOUN
fsr-3396	542	28	method	method	NOUN
fsr-3396	542	29	,	,	PUNCT
fsr-3396	542	30	indicating	indicate	VERB
fsr-3396	542	31	that	that	SCONJ
fsr-3396	542	32	clients	client	NOUN
fsr-3396	542	33	who	who	PRON
fsr-3396	542	34	outsourced	outsource	VERB
fsr-3396	542	35	financial	financial	ADJ
fsr-3396	542	36	decisions	decision	NOUN
fsr-3396	542	37	for	for	ADP
fsr-3396	542	38	these	these	DET
fsr-3396	542	39	specific	specific	ADJ
fsr-3396	542	40	reasons	reason	NOUN
fsr-3396	542	41	were	be	AUX
fsr-3396	542	42	not	not	PART
fsr-3396	542	43	taking	take	VERB
fsr-3396	542	44	agency	agency	NOUN
fsr-3396	542	45	costs	cost	NOUN
fsr-3396	542	46	into	into	ADP
fsr-3396	542	47	account	account	NOUN
fsr-3396	542	48	when	when	SCONJ
fsr-3396	542	49	choosing	choose	VERB
fsr-3396	542	50	their	their	PRON
fsr-3396	542	51	financial	financial	ADJ
fsr-3396	542	52	advisor	advisor	NOUN
fsr-3396	542	53	.	.	PUNCT
fsr-3396	543	1	finally	finally	ADV
fsr-3396	543	2	,	,	PUNCT
fsr-3396	543	3	hypothesis	hypothesis	NOUN
fsr-3396	543	4	3	3	NUM
fsr-3396	543	5	posited	posit	VERB
fsr-3396	543	6	that	that	SCONJ
fsr-3396	543	7	strong	strong	ADJ
fsr-3396	543	8	beliefs	belief	NOUN
fsr-3396	543	9	about	about	ADP
fsr-3396	543	10	compensation	compensation	NOUN
fsr-3396	543	11	would	would	AUX
fsr-3396	543	12	be	be	AUX
fsr-3396	543	13	associated	associate	VERB
fsr-3396	543	14	with	with	ADP
fsr-3396	543	15	knowing	know	VERB
fsr-3396	543	16	the	the	DET
fsr-3396	543	17	compensation	compensation	NOUN
fsr-3396	543	18	method	method	NOUN
fsr-3396	543	19	used	use	VERB
fsr-3396	543	20	to	to	PART
fsr-3396	543	21	pay	pay	VERB
fsr-3396	543	22	the	the	DET
fsr-3396	543	23	advisor	advisor	NOUN
fsr-3396	543	24	.	.	PUNCT
fsr-3396	544	1	results	result	NOUN
fsr-3396	544	2	did	do	AUX
fsr-3396	544	3	provide	provide	VERB
fsr-3396	544	4	evidence	evidence	NOUN
fsr-3396	544	5	of	of	ADP
fsr-3396	544	6	a	a	DET
fsr-3396	544	7	positive	positive	ADJ
fsr-3396	544	8	relationship	relationship	NOUN
fsr-3396	544	9	between	between	ADP
fsr-3396	544	10	finding	find	VERB
fsr-3396	544	11	fees	fee	NOUN
fsr-3396	544	12	to	to	PART
fsr-3396	544	13	be	be	AUX
fsr-3396	544	14	important	important	ADJ
fsr-3396	544	15	and	and	CCONJ
fsr-3396	544	16	knowing	know	VERB
fsr-3396	544	17	how	how	SCONJ
fsr-3396	544	18	251	251	NUM
fsr-3396	544	19	m.	m.	NOUN
fsr-3396	544	20	seay	seay	PROPN
fsr-3396	544	21	/	/	SYM
fsr-3396	544	22	financial	financial	ADJ
fsr-3396	544	23	services	service	NOUN
fsr-3396	544	24	review	review	VERB
fsr-3396	544	25	27	27	NUM
fsr-3396	544	26	(	(	PUNCT
fsr-3396	544	27	2018	2018	NUM
fsr-3396	544	28	)	)	PUNCT
fsr-3396	544	29	231	231	NUM
fsr-3396	544	30	-	-	SYM
fsr-3396	544	31	255	255	NUM
fsr-3396	544	32	the	the	DET
fsr-3396	544	33	advisor	advisor	NOUN
fsr-3396	544	34	was	be	AUX
fsr-3396	544	35	compensated	compensate	VERB
fsr-3396	544	36	,	,	PUNCT
fsr-3396	544	37	suggesting	suggest	VERB
fsr-3396	544	38	that	that	SCONJ
fsr-3396	544	39	clients	client	NOUN
fsr-3396	544	40	who	who	PRON
fsr-3396	544	41	were	be	AUX
fsr-3396	544	42	sensitive	sensitive	ADJ
fsr-3396	544	43	to	to	ADP
fsr-3396	544	44	agency	agency	NOUN
fsr-3396	544	45	costs	cost	NOUN
fsr-3396	544	46	would	would	AUX
fsr-3396	544	47	be	be	AUX
fsr-3396	544	48	more	more	ADV
fsr-3396	544	49	likely	likely	ADJ
fsr-3396	544	50	to	to	PART
fsr-3396	544	51	gain	gain	VERB
fsr-3396	544	52	an	an	DET
fsr-3396	544	53	understanding	understanding	NOUN
fsr-3396	544	54	of	of	ADP
fsr-3396	544	55	how	how	SCONJ
fsr-3396	544	56	their	their	PRON
fsr-3396	544	57	advisors	advisor	NOUN
fsr-3396	544	58	were	be	AUX
fsr-3396	544	59	being	be	AUX
fsr-3396	544	60	compensated	compensate	VERB
fsr-3396	544	61	.	.	PUNCT
fsr-3396	545	1	however	however	ADV
fsr-3396	545	2	,	,	PUNCT
fsr-3396	545	3	there	there	PRON
fsr-3396	545	4	were	be	VERB
fsr-3396	545	5	no	no	DET
fsr-3396	545	6	relationships	relationship	NOUN
fsr-3396	545	7	revealed	reveal	VERB
fsr-3396	545	8	between	between	ADP
fsr-3396	545	9	beliefs	belief	NOUN
fsr-3396	545	10	about	about	ADP
fsr-3396	545	11	commissions	commission	NOUN
fsr-3396	545	12	and	and	CCONJ
fsr-3396	545	13	sales	sale	NOUN
fsr-3396	545	14	incentives	incentive	NOUN
fsr-3396	545	15	and	and	CCONJ
fsr-3396	545	16	knowing	know	VERB
fsr-3396	545	17	compensation	compensation	NOUN
fsr-3396	545	18	method	method	NOUN
fsr-3396	545	19	.	.	PUNCT
fsr-3396	546	1	lastly	lastly	ADV
fsr-3396	546	2	,	,	PUNCT
fsr-3396	546	3	a	a	DET
fsr-3396	546	4	follow	follow	VERB
fsr-3396	546	5	-	-	PUNCT
fsr-3396	546	6	up	up	NOUN
fsr-3396	546	7	exploratory	exploratory	ADJ
fsr-3396	546	8	analysis	analysis	NOUN
fsr-3396	546	9	was	be	AUX
fsr-3396	546	10	conducted	conduct	VERB
fsr-3396	546	11	to	to	PART
fsr-3396	546	12	determine	determine	VERB
fsr-3396	546	13	characteristics	characteristic	NOUN
fsr-3396	546	14	associated	associate	VERB
fsr-3396	546	15	with	with	ADP
fsr-3396	546	16	each	each	DET
fsr-3396	546	17	advisor	advisor	NOUN
fsr-3396	546	18	compensation	compensation	NOUN
fsr-3396	546	19	model	model	NOUN
fsr-3396	546	20	among	among	ADP
fsr-3396	546	21	those	those	PRON
fsr-3396	546	22	that	that	PRON
fsr-3396	546	23	were	be	AUX
fsr-3396	546	24	aware	aware	ADJ
fsr-3396	546	25	.	.	PUNCT
fsr-3396	547	1	instead	instead	ADV
fsr-3396	547	2	of	of	ADP
fsr-3396	547	3	a	a	DET
fsr-3396	547	4	clear	clear	ADJ
fsr-3396	547	5	picture	picture	NOUN
fsr-3396	547	6	,	,	PUNCT
fsr-3396	547	7	results	result	NOUN
fsr-3396	547	8	related	relate	VERB
fsr-3396	547	9	to	to	ADP
fsr-3396	547	10	financial	financial	ADJ
fsr-3396	547	11	knowledge	knowledge	NOUN
fsr-3396	547	12	were	be	AUX
fsr-3396	547	13	confounding	confound	VERB
fsr-3396	547	14	.	.	PUNCT
fsr-3396	548	1	clients	client	NOUN
fsr-3396	548	2	who	who	PRON
fsr-3396	548	3	correctly	correctly	ADV
fsr-3396	548	4	answered	answer	VERB
fsr-3396	548	5	the	the	DET
fsr-3396	548	6	compound	compound	NOUN
fsr-3396	548	7	interest	interest	NOUN
fsr-3396	548	8	question	question	NOUN
fsr-3396	548	9	were	be	AUX
fsr-3396	548	10	less	less	ADV
fsr-3396	548	11	likely	likely	ADJ
fsr-3396	548	12	to	to	PART
fsr-3396	548	13	use	use	VERB
fsr-3396	548	14	a	a	DET
fsr-3396	548	15	commission	commission	NOUN
fsr-3396	548	16	-	-	PUNCT
fsr-3396	548	17	only	only	ADV
fsr-3396	548	18	advisor	advisor	NOUN
fsr-3396	548	19	as	as	SCONJ
fsr-3396	548	20	compared	compare	VERB
fsr-3396	548	21	with	with	ADP
fsr-3396	548	22	the	the	DET
fsr-3396	548	23	other	other	ADJ
fsr-3396	548	24	methods	method	NOUN
fsr-3396	548	25	;	;	PUNCT
fsr-3396	548	26	but	but	CCONJ
fsr-3396	548	27	those	those	PRON
fsr-3396	548	28	who	who	PRON
fsr-3396	548	29	answered	answer	VERB
fsr-3396	548	30	the	the	DET
fsr-3396	548	31	inflation	inflation	NOUN
fsr-3396	548	32	question	question	NOUN
fsr-3396	548	33	correctly	correctly	ADV
fsr-3396	548	34	preferred	prefer	VERB
fsr-3396	548	35	the	the	DET
fsr-3396	548	36	commission	commission	NOUN
fsr-3396	548	37	-	-	PUNCT
fsr-3396	548	38	only	only	ADV
fsr-3396	548	39	method	method	NOUN
fsr-3396	548	40	above	above	ADP
fsr-3396	548	41	commission	commission	NOUN
fsr-3396	548	42	-	-	PUNCT
fsr-3396	548	43	and	and	CCONJ
fsr-3396	548	44	-	-	PUNCT
fsr-3396	548	45	fee	fee	NOUN
fsr-3396	548	46	.	.	PUNCT
fsr-3396	549	1	in	in	ADP
fsr-3396	549	2	terms	term	NOUN
fsr-3396	549	3	of	of	ADP
fsr-3396	549	4	self	self	NOUN
fsr-3396	549	5	-	-	PUNCT
fsr-3396	549	6	assessed	assess	VERB
fsr-3396	549	7	financial	financial	ADJ
fsr-3396	549	8	knowledge	knowledge	NOUN
fsr-3396	549	9	,	,	PUNCT
fsr-3396	549	10	the	the	DET
fsr-3396	549	11	more	more	ADV
fsr-3396	549	12	knowledgeable	knowledgeable	ADJ
fsr-3396	549	13	that	that	SCONJ
fsr-3396	549	14	a	a	DET
fsr-3396	549	15	client	client	NOUN
fsr-3396	549	16	felt	feel	VERB
fsr-3396	549	17	about	about	ADP
fsr-3396	549	18	finances	finance	NOUN
fsr-3396	549	19	,	,	PUNCT
fsr-3396	549	20	the	the	PRON
fsr-3396	549	21	less	less	ADV
fsr-3396	549	22	likely	likely	ADJ
fsr-3396	549	23	they	they	PRON
fsr-3396	549	24	were	be	AUX
fsr-3396	549	25	to	to	PART
fsr-3396	549	26	use	use	VERB
fsr-3396	549	27	the	the	DET
fsr-3396	549	28	fee	fee	NOUN
fsr-3396	549	29	-	-	PUNCT
fsr-3396	549	30	only	only	ADV
fsr-3396	549	31	method	method	NOUN
fsr-3396	549	32	as	as	SCONJ
fsr-3396	549	33	compared	compare	VERB
fsr-3396	549	34	with	with	ADP
fsr-3396	549	35	the	the	DET
fsr-3396	549	36	commission	commission	NOUN
fsr-3396	549	37	only	only	ADV
fsr-3396	549	38	method	method	NOUN
fsr-3396	549	39	.	.	PUNCT
fsr-3396	550	1	however	however	ADV
fsr-3396	550	2	,	,	PUNCT
fsr-3396	550	3	this	this	DET
fsr-3396	550	4	pattern	pattern	NOUN
fsr-3396	550	5	did	do	AUX
fsr-3396	550	6	not	not	PART
fsr-3396	550	7	align	align	VERB
fsr-3396	550	8	with	with	ADP
fsr-3396	550	9	confidence	confidence	NOUN
fsr-3396	550	10	in	in	ADP
fsr-3396	550	11	financial	financial	ADJ
fsr-3396	550	12	ability	ability	NOUN
fsr-3396	550	13	,	,	PUNCT
fsr-3396	550	14	as	as	SCONJ
fsr-3396	550	15	higher	high	ADJ
fsr-3396	550	16	confidence	confidence	NOUN
fsr-3396	550	17	was	be	AUX
fsr-3396	550	18	associated	associate	VERB
fsr-3396	550	19	with	with	ADP
fsr-3396	550	20	a	a	DET
fsr-3396	550	21	preference	preference	NOUN
fsr-3396	550	22	for	for	ADP
fsr-3396	550	23	the	the	DET
fsr-3396	550	24	fee	fee	NOUN
fsr-3396	550	25	-	-	PUNCT
fsr-3396	550	26	only	only	ADV
fsr-3396	550	27	method	method	NOUN
fsr-3396	550	28	as	as	SCONJ
fsr-3396	550	29	compared	compare	VERB
fsr-3396	550	30	with	with	ADP
fsr-3396	550	31	the	the	DET
fsr-3396	550	32	commission	commission	NOUN
fsr-3396	550	33	-	-	PUNCT
fsr-3396	550	34	and	and	CCONJ
fsr-3396	550	35	-	-	PUNCT
fsr-3396	550	36	fee	fee	NOUN
fsr-3396	550	37	method	method	NOUN
fsr-3396	550	38	.	.	PUNCT
fsr-3396	551	1	taken	take	VERB
fsr-3396	551	2	together	together	ADV
fsr-3396	551	3	,	,	PUNCT
fsr-3396	551	4	it	it	PRON
fsr-3396	551	5	is	be	AUX
fsr-3396	551	6	hard	hard	ADJ
fsr-3396	551	7	to	to	PART
fsr-3396	551	8	get	get	VERB
fsr-3396	551	9	a	a	DET
fsr-3396	551	10	clear	clear	ADJ
fsr-3396	551	11	understanding	understanding	NOUN
fsr-3396	551	12	of	of	ADP
fsr-3396	551	13	how	how	SCONJ
fsr-3396	551	14	knowledge	knowledge	NOUN
fsr-3396	551	15	informs	inform	VERB
fsr-3396	551	16	compensation	compensation	NOUN
fsr-3396	551	17	model	model	NOUN
fsr-3396	551	18	choice	choice	NOUN
fsr-3396	551	19	.	.	PUNCT
fsr-3396	552	1	it	it	PRON
fsr-3396	552	2	should	should	AUX
fsr-3396	552	3	be	be	AUX
fsr-3396	552	4	noted	note	VERB
fsr-3396	552	5	that	that	SCONJ
fsr-3396	552	6	these	these	DET
fsr-3396	552	7	results	result	NOUN
fsr-3396	552	8	may	may	AUX
fsr-3396	552	9	be	be	AUX
fsr-3396	552	10	due	due	ADJ
fsr-3396	552	11	to	to	ADP
fsr-3396	552	12	the	the	DET
fsr-3396	552	13	wide	wide	ADJ
fsr-3396	552	14	variation	variation	NOUN
fsr-3396	552	15	in	in	ADP
fsr-3396	552	16	services	service	NOUN
fsr-3396	552	17	that	that	PRON
fsr-3396	552	18	are	be	AUX
fsr-3396	552	19	provided	provide	VERB
fsr-3396	552	20	by	by	ADP
fsr-3396	552	21	different	different	ADJ
fsr-3396	552	22	advisors	advisor	NOUN
fsr-3396	552	23	operating	operate	VERB
fsr-3396	552	24	within	within	ADP
fsr-3396	552	25	each	each	DET
fsr-3396	552	26	compensation	compensation	NOUN
fsr-3396	552	27	model	model	NOUN
fsr-3396	552	28	.	.	PUNCT
fsr-3396	553	1	this	this	PRON
fsr-3396	553	2	could	could	AUX
fsr-3396	553	3	be	be	AUX
fsr-3396	553	4	an	an	DET
fsr-3396	553	5	indication	indication	NOUN
fsr-3396	553	6	that	that	SCONJ
fsr-3396	553	7	there	there	PRON
fsr-3396	553	8	is	be	VERB
fsr-3396	553	9	something	something	PRON
fsr-3396	553	10	going	go	VERB
fsr-3396	553	11	on	on	ADP
fsr-3396	553	12	beyond	beyond	ADP
fsr-3396	553	13	compensation	compensation	NOUN
fsr-3396	553	14	model	model	NOUN
fsr-3396	553	15	,	,	PUNCT
fsr-3396	553	16	potentially	potentially	ADV
fsr-3396	553	17	quality	quality	NOUN
fsr-3396	553	18	of	of	ADP
fsr-3396	553	19	the	the	DET
fsr-3396	553	20	financial	financial	ADJ
fsr-3396	553	21	advisor	advisor	NOUN
fsr-3396	553	22	,	,	PUNCT
fsr-3396	553	23	which	which	PRON
fsr-3396	553	24	is	be	AUX
fsr-3396	553	25	driving	drive	VERB
fsr-3396	553	26	the	the	DET
fsr-3396	553	27	advisor	advisor	NOUN
fsr-3396	553	28	choice	choice	NOUN
fsr-3396	553	29	and	and	CCONJ
fsr-3396	553	30	confounding	confound	VERB
fsr-3396	553	31	the	the	DET
fsr-3396	553	32	analysis	analysis	NOUN
fsr-3396	553	33	.	.	PUNCT
fsr-3396	554	1	however	however	ADV
fsr-3396	554	2	,	,	PUNCT
fsr-3396	554	3	these	these	DET
fsr-3396	554	4	results	result	NOUN
fsr-3396	554	5	could	could	AUX
fsr-3396	554	6	also	also	ADV
fsr-3396	554	7	indicate	indicate	VERB
fsr-3396	554	8	that	that	SCONJ
fsr-3396	554	9	there	there	PRON
fsr-3396	554	10	is	be	VERB
fsr-3396	554	11	confusion	confusion	NOUN
fsr-3396	554	12	in	in	ADP
fsr-3396	554	13	the	the	DET
fsr-3396	554	14	market	market	NOUN
fsr-3396	554	15	about	about	ADP
fsr-3396	554	16	what	what	PRON
fsr-3396	554	17	each	each	PRON
fsr-3396	554	18	of	of	ADP
fsr-3396	554	19	these	these	DET
fsr-3396	554	20	fee	fee	NOUN
fsr-3396	554	21	-	-	PUNCT
fsr-3396	554	22	models	model	NOUN
fsr-3396	554	23	entails	entail	VERB
fsr-3396	554	24	.	.	PUNCT
fsr-3396	555	1	more	more	ADV
fsr-3396	555	2	consistent	consistent	ADJ
fsr-3396	555	3	patterns	pattern	NOUN
fsr-3396	555	4	were	be	AUX
fsr-3396	555	5	found	find	VERB
fsr-3396	555	6	around	around	ADP
fsr-3396	555	7	advisor	advisor	NOUN
fsr-3396	555	8	use	use	NOUN
fsr-3396	555	9	preferences	preference	NOUN
fsr-3396	555	10	.	.	PUNCT
fsr-3396	556	1	respondents	respondent	NOUN
fsr-3396	556	2	who	who	PRON
fsr-3396	556	3	found	find	VERB
fsr-3396	556	4	it	it	PRON
fsr-3396	556	5	very	very	ADV
fsr-3396	556	6	important	important	ADJ
fsr-3396	556	7	to	to	PART
fsr-3396	556	8	use	use	VERB
fsr-3396	556	9	an	an	DET
fsr-3396	556	10	advisor	advisor	NOUN
fsr-3396	556	11	to	to	PART
fsr-3396	556	12	free	free	VERB
fsr-3396	556	13	up	up	ADP
fsr-3396	556	14	time	time	NOUN
fsr-3396	556	15	overwhelmingly	overwhelmingly	ADV
fsr-3396	556	16	preferred	prefer	VERB
fsr-3396	556	17	either	either	CCONJ
fsr-3396	556	18	method	method	NOUN
fsr-3396	556	19	over	over	ADP
fsr-3396	556	20	the	the	DET
fsr-3396	556	21	commission	commission	NOUN
fsr-3396	556	22	-	-	PUNCT
fsr-3396	556	23	only	only	ADV
fsr-3396	556	24	method	method	NOUN
fsr-3396	556	25	.	.	PUNCT
fsr-3396	557	1	alternatively	alternatively	ADV
fsr-3396	557	2	,	,	PUNCT
fsr-3396	557	3	clients	client	NOUN
fsr-3396	557	4	who	who	PRON
fsr-3396	557	5	found	find	VERB
fsr-3396	557	6	it	it	PRON
fsr-3396	557	7	very	very	ADV
fsr-3396	557	8	important	important	ADJ
fsr-3396	557	9	to	to	PART
fsr-3396	557	10	use	use	VERB
fsr-3396	557	11	an	an	DET
fsr-3396	557	12	advisor	advisor	NOUN
fsr-3396	557	13	to	to	PART
fsr-3396	557	14	prevent	prevent	VERB
fsr-3396	557	15	losses	loss	NOUN
fsr-3396	557	16	preferred	prefer	VERB
fsr-3396	557	17	the	the	DET
fsr-3396	557	18	commission	commission	NOUN
fsr-3396	557	19	-	-	PUNCT
fsr-3396	557	20	only	only	ADV
fsr-3396	557	21	method	method	NOUN
fsr-3396	557	22	,	,	PUNCT
fsr-3396	557	23	but	but	CCONJ
fsr-3396	557	24	only	only	ADV
fsr-3396	557	25	when	when	SCONJ
fsr-3396	557	26	compared	compare	VERB
fsr-3396	557	27	with	with	ADP
fsr-3396	557	28	the	the	DET
fsr-3396	557	29	commission	commission	NOUN
fsr-3396	557	30	-	-	PUNCT
fsr-3396	557	31	and	and	CCONJ
fsr-3396	557	32	-	-	PUNCT
fsr-3396	557	33	fee	fee	NOUN
fsr-3396	557	34	method	method	NOUN
fsr-3396	557	35	.	.	PUNCT
fsr-3396	558	1	regarding	regard	VERB
fsr-3396	558	2	professional	professional	ADJ
fsr-3396	558	3	designations	designation	NOUN
fsr-3396	558	4	,	,	PUNCT
fsr-3396	558	5	clients	client	NOUN
fsr-3396	558	6	who	who	PRON
fsr-3396	558	7	thought	think	VERB
fsr-3396	558	8	it	it	PRON
fsr-3396	558	9	was	be	AUX
fsr-3396	558	10	very	very	ADV
fsr-3396	558	11	important	important	ADJ
fsr-3396	558	12	that	that	SCONJ
fsr-3396	558	13	a	a	DET
fsr-3396	558	14	financial	financial	ADJ
fsr-3396	558	15	advisor	advisor	NOUN
fsr-3396	558	16	have	have	VERB
fsr-3396	558	17	a	a	DET
fsr-3396	558	18	professional	professional	ADJ
fsr-3396	558	19	designation	designation	NOUN
fsr-3396	558	20	preferred	prefer	VERB
fsr-3396	558	21	the	the	DET
fsr-3396	558	22	fee	fee	NOUN
fsr-3396	558	23	-	-	PUNCT
fsr-3396	558	24	only	only	ADV
fsr-3396	558	25	to	to	ADP
fsr-3396	558	26	the	the	DET
fsr-3396	558	27	commission	commission	NOUN
fsr-3396	558	28	-	-	PUNCT
fsr-3396	558	29	only	only	ADV
fsr-3396	558	30	method	method	NOUN
fsr-3396	558	31	;	;	PUNCT
fsr-3396	558	32	but	but	CCONJ
fsr-3396	558	33	there	there	PRON
fsr-3396	558	34	was	be	VERB
fsr-3396	558	35	no	no	DET
fsr-3396	558	36	significant	significant	ADJ
fsr-3396	558	37	preference	preference	NOUN
fsr-3396	558	38	between	between	ADP
fsr-3396	558	39	the	the	DET
fsr-3396	558	40	commission	commission	NOUN
fsr-3396	558	41	-	-	PUNCT
fsr-3396	558	42	and	and	CCONJ
fsr-3396	558	43	-	-	PUNCT
fsr-3396	558	44	fee	fee	NOUN
fsr-3396	558	45	and	and	CCONJ
fsr-3396	558	46	fee	fee	NOUN
fsr-3396	558	47	-	-	PUNCT
fsr-3396	558	48	only	only	ADJ
fsr-3396	558	49	methods	method	NOUN
fsr-3396	558	50	.	.	PUNCT
fsr-3396	559	1	these	these	DET
fsr-3396	559	2	preferences	preference	NOUN
fsr-3396	559	3	seem	seem	VERB
fsr-3396	559	4	to	to	PART
fsr-3396	559	5	reveal	reveal	VERB
fsr-3396	559	6	client	client	NOUN
fsr-3396	559	7	beliefs	belief	NOUN
fsr-3396	559	8	that	that	SCONJ
fsr-3396	559	9	service	service	NOUN
fsr-3396	559	10	level	level	NOUN
fsr-3396	559	11	is	be	AUX
fsr-3396	559	12	related	relate	VERB
fsr-3396	559	13	to	to	ADP
fsr-3396	559	14	compensation	compensation	NOUN
fsr-3396	559	15	structure	structure	NOUN
fsr-3396	559	16	.	.	PUNCT
fsr-3396	560	1	the	the	DET
fsr-3396	560	2	results	result	NOUN
fsr-3396	560	3	echo	echo	VERB
fsr-3396	560	4	the	the	DET
fsr-3396	560	5	patterns	pattern	NOUN
fsr-3396	560	6	revealed	reveal	VERB
fsr-3396	560	7	in	in	ADP
fsr-3396	560	8	seay	seay	PROPN
fsr-3396	560	9	et	et	PROPN
fsr-3396	560	10	al	al	PROPN
fsr-3396	560	11	.	.	PROPN
fsr-3396	561	1	(	(	PUNCT
fsr-3396	561	2	2017	2017	NUM
fsr-3396	561	3	)	)	PUNCT
fsr-3396	561	4	,	,	PUNCT
fsr-3396	561	5	and	and	CCONJ
fsr-3396	561	6	may	may	AUX
fsr-3396	561	7	indicate	indicate	VERB
fsr-3396	561	8	that	that	SCONJ
fsr-3396	561	9	advisors	advisor	NOUN
fsr-3396	561	10	using	use	VERB
fsr-3396	561	11	a	a	DET
fsr-3396	561	12	fee	fee	NOUN
fsr-3396	561	13	-	-	PUNCT
fsr-3396	561	14	only	only	ADV
fsr-3396	561	15	advisor	advisor	NOUN
fsr-3396	561	16	are	be	AUX
fsr-3396	561	17	looking	look	VERB
fsr-3396	561	18	to	to	PART
fsr-3396	561	19	outsource	outsource	VERB
fsr-3396	561	20	financial	financial	ADJ
fsr-3396	561	21	decision	decision	NOUN
fsr-3396	561	22	making	making	NOUN
fsr-3396	561	23	,	,	PUNCT
fsr-3396	561	24	while	while	SCONJ
fsr-3396	561	25	those	those	DET
fsr-3396	561	26	using	use	VERB
fsr-3396	561	27	commission	commission	NOUN
fsr-3396	561	28	based	base	VERB
fsr-3396	561	29	advisors	advisor	NOUN
fsr-3396	561	30	are	be	AUX
fsr-3396	561	31	looking	look	VERB
fsr-3396	561	32	more	more	ADJ
fsr-3396	561	33	for	for	ADP
fsr-3396	561	34	a	a	DET
fsr-3396	561	35	partner	partner	NOUN
fsr-3396	561	36	to	to	PART
fsr-3396	561	37	facilitate	facilitate	VERB
fsr-3396	561	38	their	their	PRON
fsr-3396	561	39	financial	financial	ADJ
fsr-3396	561	40	decisions	decision	NOUN
fsr-3396	561	41	,	,	PUNCT
fsr-3396	561	42	as	as	SCONJ
fsr-3396	561	43	opposed	oppose	VERB
fsr-3396	561	44	to	to	PART
fsr-3396	561	45	offload	offload	VERB
fsr-3396	561	46	on	on	ADP
fsr-3396	561	47	to	to	ADP
fsr-3396	561	48	.	.	PUNCT
fsr-3396	562	1	5.1	5.1	NUM
fsr-3396	562	2	.	.	PUNCT
fsr-3396	563	1	limitations	limitation	NOUN
fsr-3396	563	2	several	several	ADJ
fsr-3396	563	3	limitations	limitation	NOUN
fsr-3396	563	4	exist	exist	VERB
fsr-3396	563	5	in	in	ADP
fsr-3396	563	6	this	this	DET
fsr-3396	563	7	study	study	NOUN
fsr-3396	563	8	.	.	PUNCT
fsr-3396	564	1	first	first	ADV
fsr-3396	564	2	,	,	PUNCT
fsr-3396	564	3	the	the	DET
fsr-3396	564	4	primary	primary	ADJ
fsr-3396	564	5	analysis	analysis	NOUN
fsr-3396	564	6	was	be	AUX
fsr-3396	564	7	limited	limit	VERB
fsr-3396	564	8	to	to	ADP
fsr-3396	564	9	750	750	NUM
fsr-3396	564	10	clients	client	NOUN
fsr-3396	564	11	who	who	PRON
fsr-3396	564	12	reported	report	VERB
fsr-3396	564	13	owning	own	VERB
fsr-3396	564	14	nonretirement	nonretirement	ADJ
fsr-3396	564	15	investments	investment	NOUN
fsr-3396	564	16	,	,	PUNCT
fsr-3396	564	17	with	with	ADP
fsr-3396	564	18	the	the	DET
fsr-3396	564	19	follow	follow	VERB
fsr-3396	564	20	-	-	PUNCT
fsr-3396	564	21	up	up	ADP
fsr-3396	564	22	analysis	analysis	NOUN
fsr-3396	564	23	further	far	ADV
fsr-3396	564	24	limited	limit	VERB
fsr-3396	564	25	to	to	ADP
fsr-3396	564	26	608	608	NUM
fsr-3396	564	27	individuals	individual	NOUN
fsr-3396	564	28	who	who	PRON
fsr-3396	564	29	knew	know	VERB
fsr-3396	564	30	the	the	DET
fsr-3396	564	31	type	type	NOUN
fsr-3396	564	32	of	of	ADP
fsr-3396	564	33	compensation	compensation	NOUN
fsr-3396	564	34	model	model	NOUN
fsr-3396	564	35	they	they	PRON
fsr-3396	564	36	were	be	AUX
fsr-3396	564	37	using	use	VERB
fsr-3396	564	38	to	to	PART
fsr-3396	564	39	pay	pay	VERB
fsr-3396	564	40	their	their	PRON
fsr-3396	564	41	financial	financial	ADJ
fsr-3396	564	42	advisor	advisor	NOUN
fsr-3396	564	43	.	.	PUNCT
fsr-3396	565	1	this	this	DET
fsr-3396	565	2	sample	sample	NOUN
fsr-3396	565	3	restriction	restriction	NOUN
fsr-3396	565	4	limits	limit	VERB
fsr-3396	565	5	the	the	DET
fsr-3396	565	6	type	type	NOUN
fsr-3396	565	7	of	of	ADP
fsr-3396	565	8	client	client	NOUN
fsr-3396	565	9	that	that	PRON
fsr-3396	565	10	is	be	AUX
fsr-3396	565	11	analyzed	analyze	VERB
fsr-3396	565	12	,	,	PUNCT
fsr-3396	565	13	and	and	CCONJ
fsr-3396	565	14	results	result	NOUN
fsr-3396	565	15	may	may	AUX
fsr-3396	565	16	not	not	PART
fsr-3396	565	17	be	be	AUX
fsr-3396	565	18	generalizable	generalizable	ADJ
fsr-3396	565	19	to	to	ADP
fsr-3396	565	20	the	the	DET
fsr-3396	565	21	entire	entire	ADJ
fsr-3396	565	22	population	population	NOUN
fsr-3396	565	23	of	of	ADP
fsr-3396	565	24	financial	financial	ADJ
fsr-3396	565	25	planning	planning	NOUN
fsr-3396	565	26	clients	client	NOUN
fsr-3396	565	27	in	in	ADP
fsr-3396	565	28	the	the	DET
fsr-3396	565	29	united	united	PROPN
fsr-3396	565	30	states	states	PROPN
fsr-3396	565	31	.	.	PUNCT
fsr-3396	566	1	additionally	additionally	ADV
fsr-3396	566	2	,	,	PUNCT
fsr-3396	566	3	the	the	DET
fsr-3396	566	4	analyses	analysis	NOUN
fsr-3396	566	5	were	be	AUX
fsr-3396	566	6	based	base	VERB
fsr-3396	566	7	on	on	ADP
fsr-3396	566	8	self	self	NOUN
fsr-3396	566	9	-	-	PUNCT
fsr-3396	566	10	reported	report	VERB
fsr-3396	566	11	survey	survey	NOUN
fsr-3396	566	12	data	datum	NOUN
fsr-3396	566	13	and	and	CCONJ
fsr-3396	566	14	perhaps	perhaps	ADV
fsr-3396	566	15	respondents	respondent	NOUN
fsr-3396	566	16	were	be	AUX
fsr-3396	566	17	confused	confused	ADJ
fsr-3396	566	18	about	about	ADP
fsr-3396	566	19	the	the	DET
fsr-3396	566	20	compensation	compensation	NOUN
fsr-3396	566	21	method	method	NOUN
fsr-3396	566	22	they	they	PRON
fsr-3396	566	23	were	be	AUX
fsr-3396	566	24	using	use	VERB
fsr-3396	566	25	for	for	ADP
fsr-3396	566	26	their	their	PRON
fsr-3396	566	27	financial	financial	ADJ
fsr-3396	566	28	advisor	advisor	NOUN
fsr-3396	566	29	.	.	PUNCT
fsr-3396	567	1	it	it	PRON
fsr-3396	567	2	is	be	AUX
fsr-3396	567	3	also	also	ADV
fsr-3396	567	4	252	252	NUM
fsr-3396	567	5	m.	m.	NOUN
fsr-3396	567	6	seay	seay	PROPN
fsr-3396	567	7	/	/	SYM
fsr-3396	567	8	financial	financial	ADJ
fsr-3396	567	9	services	service	NOUN
fsr-3396	567	10	review	review	VERB
fsr-3396	567	11	27	27	NUM
fsr-3396	567	12	(	(	PUNCT
fsr-3396	567	13	2018	2018	NUM
fsr-3396	567	14	)	)	PUNCT
fsr-3396	567	15	231	231	NUM
fsr-3396	567	16	-	-	SYM
fsr-3396	567	17	255	255	NUM
fsr-3396	567	18	possible	possible	ADJ
fsr-3396	567	19	that	that	SCONJ
fsr-3396	567	20	respondents	respondent	NOUN
fsr-3396	567	21	were	be	AUX
fsr-3396	567	22	confused	confused	ADJ
fsr-3396	567	23	about	about	ADP
fsr-3396	567	24	the	the	DET
fsr-3396	567	25	difference	difference	NOUN
fsr-3396	567	26	between	between	ADP
fsr-3396	567	27	commissions	commission	NOUN
fsr-3396	567	28	and	and	CCONJ
fsr-3396	567	29	incentives	incentive	NOUN
fsr-3396	567	30	,	,	PUNCT
fsr-3396	567	31	given	give	VERB
fsr-3396	567	32	the	the	DET
fsr-3396	567	33	confounding	confound	VERB
fsr-3396	567	34	results	result	NOUN
fsr-3396	567	35	in	in	ADP
fsr-3396	567	36	that	that	DET
fsr-3396	567	37	area	area	NOUN
fsr-3396	567	38	.	.	PUNCT
fsr-3396	568	1	finally	finally	ADV
fsr-3396	568	2	,	,	PUNCT
fsr-3396	568	3	the	the	DET
fsr-3396	568	4	nfcs	nfcs	PROPN
fsr-3396	568	5	2015	2015	NUM
fsr-3396	568	6	investor	investor	NOUN
fsr-3396	568	7	survey	survey	NOUN
fsr-3396	568	8	did	do	AUX
fsr-3396	568	9	not	not	PART
fsr-3396	568	10	collect	collect	VERB
fsr-3396	568	11	information	information	NOUN
fsr-3396	568	12	about	about	ADP
fsr-3396	568	13	compensation	compensation	NOUN
fsr-3396	568	14	based	base	VERB
fsr-3396	568	15	on	on	ADP
fsr-3396	568	16	hourly	hourly	ADJ
fsr-3396	568	17	fees	fee	NOUN
fsr-3396	568	18	,	,	PUNCT
fsr-3396	568	19	so	so	SCONJ
fsr-3396	568	20	either	either	CCONJ
fsr-3396	568	21	clients	client	NOUN
fsr-3396	568	22	who	who	PRON
fsr-3396	568	23	use	use	VERB
fsr-3396	568	24	this	this	DET
fsr-3396	568	25	type	type	NOUN
fsr-3396	568	26	of	of	ADP
fsr-3396	568	27	compensation	compensation	NOUN
fsr-3396	568	28	structure	structure	NOUN
fsr-3396	568	29	are	be	AUX
fsr-3396	568	30	missing	miss	VERB
fsr-3396	568	31	from	from	ADP
fsr-3396	568	32	this	this	DET
fsr-3396	568	33	analysis	analysis	NOUN
fsr-3396	568	34	or	or	CCONJ
fsr-3396	568	35	those	those	PRON
fsr-3396	568	36	who	who	PRON
fsr-3396	568	37	use	use	VERB
fsr-3396	568	38	an	an	DET
fsr-3396	568	39	hourly	hourly	ADJ
fsr-3396	568	40	fee	fee	NOUN
fsr-3396	568	41	model	model	NOUN
fsr-3396	568	42	chose	choose	VERB
fsr-3396	568	43	one	one	NUM
fsr-3396	568	44	of	of	ADP
fsr-3396	568	45	the	the	DET
fsr-3396	568	46	three	three	NUM
fsr-3396	568	47	models	model	NOUN
fsr-3396	568	48	available	available	ADJ
fsr-3396	568	49	to	to	ADP
fsr-3396	568	50	them	they	PRON
fsr-3396	568	51	in	in	ADP
fsr-3396	568	52	the	the	DET
fsr-3396	568	53	survey	survey	NOUN
fsr-3396	568	54	.	.	PUNCT
fsr-3396	569	1	6	6	X
fsr-3396	569	2	.	.	X
fsr-3396	569	3	conclusion	conclusion	NOUN
fsr-3396	569	4	using	use	VERB
fsr-3396	569	5	data	datum	NOUN
fsr-3396	569	6	from	from	ADP
fsr-3396	569	7	the	the	DET
fsr-3396	569	8	2015	2015	NUM
fsr-3396	569	9	nfcs	nfcs	PROPN
fsr-3396	569	10	investor	investor	NOUN
fsr-3396	569	11	survey	survey	NOUN
fsr-3396	569	12	,	,	PUNCT
fsr-3396	569	13	this	this	DET
fsr-3396	569	14	study	study	NOUN
fsr-3396	569	15	explored	explore	VERB
fsr-3396	569	16	the	the	DET
fsr-3396	569	17	associations	association	NOUN
fsr-3396	569	18	between	between	ADP
fsr-3396	569	19	client	client	NOUN
fsr-3396	569	20	socio	socio	NOUN
fsr-3396	569	21	-	-	ADJ
fsr-3396	569	22	demographic	demographic	ADJ
fsr-3396	569	23	characteristics	characteristic	NOUN
fsr-3396	569	24	,	,	PUNCT
fsr-3396	569	25	financial	financial	ADJ
fsr-3396	569	26	and	and	CCONJ
fsr-3396	569	27	financial	financial	ADJ
fsr-3396	569	28	knowledge	knowledge	NOUN
fsr-3396	569	29	characteristics	characteristic	NOUN
fsr-3396	569	30	,	,	PUNCT
fsr-3396	569	31	advisor	advisor	NOUN
fsr-3396	569	32	preferences	preference	NOUN
fsr-3396	569	33	,	,	PUNCT
fsr-3396	569	34	and	and	CCONJ
fsr-3396	569	35	compensation	compensation	NOUN
fsr-3396	569	36	beliefs	belief	NOUN
fsr-3396	569	37	and	and	CCONJ
fsr-3396	569	38	the	the	DET
fsr-3396	569	39	likelihood	likelihood	NOUN
fsr-3396	569	40	of	of	ADP
fsr-3396	569	41	knowing	know	VERB
fsr-3396	569	42	the	the	DET
fsr-3396	569	43	compensation	compensation	NOUN
fsr-3396	569	44	method	method	NOUN
fsr-3396	569	45	they	they	PRON
fsr-3396	569	46	used	use	VERB
fsr-3396	569	47	to	to	PART
fsr-3396	569	48	pay	pay	VERB
fsr-3396	569	49	their	their	PRON
fsr-3396	569	50	financial	financial	ADJ
fsr-3396	569	51	advisor	advisor	NOUN
fsr-3396	569	52	/	/	SYM
fsr-3396	569	53	broker	broker	PROPN
fsr-3396	569	54	.	.	PUNCT
fsr-3396	570	1	a	a	DET
fsr-3396	570	2	secondary	secondary	ADJ
fsr-3396	570	3	analysis	analysis	NOUN
fsr-3396	570	4	explored	explore	VERB
fsr-3396	570	5	the	the	DET
fsr-3396	570	6	relationship	relationship	NOUN
fsr-3396	570	7	between	between	ADP
fsr-3396	570	8	these	these	DET
fsr-3396	570	9	client	client	NOUN
fsr-3396	570	10	characteristics	characteristic	NOUN
fsr-3396	570	11	and	and	CCONJ
fsr-3396	570	12	the	the	DET
fsr-3396	570	13	use	use	NOUN
fsr-3396	570	14	of	of	ADP
fsr-3396	570	15	either	either	CCONJ
fsr-3396	570	16	a	a	DET
fsr-3396	570	17	commission	commission	NOUN
fsr-3396	570	18	-	-	PUNCT
fsr-3396	570	19	only	only	ADV
fsr-3396	570	20	,	,	PUNCT
fsr-3396	570	21	fee	fee	NOUN
fsr-3396	570	22	-	-	PUNCT
fsr-3396	570	23	only	only	ADV
fsr-3396	570	24	,	,	PUNCT
fsr-3396	570	25	or	or	CCONJ
fsr-3396	570	26	commission	commission	NOUN
fsr-3396	570	27	-	-	PUNCT
fsr-3396	570	28	and	and	CCONJ
fsr-3396	570	29	-	-	PUNCT
fsr-3396	570	30	fee	fee	NOUN
fsr-3396	570	31	compensation	compensation	NOUN
fsr-3396	570	32	model	model	NOUN
fsr-3396	570	33	for	for	ADP
fsr-3396	570	34	their	their	PRON
fsr-3396	570	35	financial	financial	ADJ
fsr-3396	570	36	advisor	advisor	NOUN
fsr-3396	570	37	.	.	PROPN
fsr-3396	571	1	primary	primary	ADJ
fsr-3396	571	2	results	result	NOUN
fsr-3396	571	3	revealed	reveal	VERB
fsr-3396	571	4	patterns	pattern	NOUN
fsr-3396	571	5	between	between	ADP
fsr-3396	571	6	client	client	NOUN
fsr-3396	571	7	characteristics	characteristic	NOUN
fsr-3396	571	8	and	and	CCONJ
fsr-3396	571	9	knowledge	knowledge	NOUN
fsr-3396	571	10	of	of	ADP
fsr-3396	571	11	how	how	SCONJ
fsr-3396	571	12	their	their	PRON
fsr-3396	571	13	advisors	advisor	NOUN
fsr-3396	571	14	were	be	AUX
fsr-3396	571	15	compensated	compensate	VERB
fsr-3396	571	16	.	.	PUNCT
fsr-3396	572	1	specifically	specifically	ADV
fsr-3396	572	2	,	,	PUNCT
fsr-3396	572	3	clients	client	NOUN
fsr-3396	572	4	with	with	ADP
fsr-3396	572	5	knowledge	knowledge	NOUN
fsr-3396	572	6	about	about	ADP
fsr-3396	572	7	diversification	diversification	NOUN
fsr-3396	572	8	;	;	PUNCT
fsr-3396	572	9	those	those	PRON
fsr-3396	572	10	who	who	PRON
fsr-3396	572	11	took	take	VERB
fsr-3396	572	12	the	the	DET
fsr-3396	572	13	time	time	NOUN
fsr-3396	572	14	and	and	CCONJ
fsr-3396	572	15	initiative	initiative	NOUN
fsr-3396	572	16	to	to	PART
fsr-3396	572	17	perform	perform	VERB
fsr-3396	572	18	a	a	DET
fsr-3396	572	19	background	background	NOUN
fsr-3396	572	20	or	or	CCONJ
fsr-3396	572	21	registration	registration	NOUN
fsr-3396	572	22	check	check	NOUN
fsr-3396	572	23	on	on	ADP
fsr-3396	572	24	their	their	PRON
fsr-3396	572	25	advisor	advisor	NOUN
fsr-3396	572	26	/	/	SYM
fsr-3396	572	27	broker	broker	NOUN
fsr-3396	572	28	,	,	PUNCT
fsr-3396	572	29	and	and	CCONJ
fsr-3396	572	30	those	those	PRON
fsr-3396	572	31	who	who	PRON
fsr-3396	572	32	found	find	VERB
fsr-3396	572	33	fees	fee	NOUN
fsr-3396	572	34	to	to	PART
fsr-3396	572	35	be	be	AUX
fsr-3396	572	36	important	important	ADJ
fsr-3396	572	37	had	have	VERB
fsr-3396	572	38	higher	high	ADJ
fsr-3396	572	39	odds	odd	NOUN
fsr-3396	572	40	of	of	ADP
fsr-3396	572	41	knowing	know	VERB
fsr-3396	572	42	how	how	SCONJ
fsr-3396	572	43	their	their	PRON
fsr-3396	572	44	financial	financial	ADJ
fsr-3396	572	45	advisors	advisor	NOUN
fsr-3396	572	46	were	be	AUX
fsr-3396	572	47	being	be	AUX
fsr-3396	572	48	compensated	compensate	VERB
fsr-3396	572	49	.	.	PUNCT
fsr-3396	573	1	these	these	DET
fsr-3396	573	2	results	result	NOUN
fsr-3396	573	3	indicate	indicate	VERB
fsr-3396	573	4	that	that	SCONJ
fsr-3396	573	5	clients	client	NOUN
fsr-3396	573	6	with	with	ADP
fsr-3396	573	7	a	a	DET
fsr-3396	573	8	higher	high	ADJ
fsr-3396	573	9	level	level	NOUN
fsr-3396	573	10	of	of	ADP
fsr-3396	573	11	investment	investment	NOUN
fsr-3396	573	12	sophistication	sophistication	NOUN
fsr-3396	573	13	and	and	CCONJ
fsr-3396	573	14	those	those	PRON
fsr-3396	573	15	who	who	PRON
fsr-3396	573	16	are	be	AUX
fsr-3396	573	17	sensitive	sensitive	ADJ
fsr-3396	573	18	to	to	ADP
fsr-3396	573	19	agency	agency	NOUN
fsr-3396	573	20	costs	cost	NOUN
fsr-3396	573	21	will	will	AUX
fsr-3396	573	22	seek	seek	VERB
fsr-3396	573	23	to	to	PART
fsr-3396	573	24	understand	understand	VERB
fsr-3396	573	25	how	how	SCONJ
fsr-3396	573	26	their	their	PRON
fsr-3396	573	27	financial	financial	ADJ
fsr-3396	573	28	advisors	advisor	NOUN
fsr-3396	573	29	are	be	AUX
fsr-3396	573	30	compensated	compensate	VERB
fsr-3396	573	31	.	.	PUNCT
fsr-3396	574	1	in	in	ADP
fsr-3396	574	2	understanding	understand	VERB
fsr-3396	574	3	this	this	DET
fsr-3396	574	4	relationship	relationship	NOUN
fsr-3396	574	5	,	,	PUNCT
fsr-3396	574	6	it	it	PRON
fsr-3396	574	7	is	be	AUX
fsr-3396	574	8	important	important	ADJ
fsr-3396	574	9	to	to	PART
fsr-3396	574	10	point	point	VERB
fsr-3396	574	11	out	out	ADP
fsr-3396	574	12	that	that	SCONJ
fsr-3396	574	13	19	19	NUM
fsr-3396	574	14	%	%	NOUN
fsr-3396	574	15	of	of	ADP
fsr-3396	574	16	respondents	respondent	NOUN
fsr-3396	574	17	did	do	AUX
fsr-3396	574	18	not	not	PART
fsr-3396	574	19	know	know	VERB
fsr-3396	574	20	how	how	SCONJ
fsr-3396	574	21	their	their	PRON
fsr-3396	574	22	advisor	advisor	NOUN
fsr-3396	574	23	was	be	AUX
fsr-3396	574	24	paid	pay	VERB
fsr-3396	574	25	.	.	PUNCT
fsr-3396	575	1	this	this	PRON
fsr-3396	575	2	is	be	AUX
fsr-3396	575	3	consistent	consistent	ADJ
fsr-3396	575	4	with	with	ADP
fsr-3396	575	5	previous	previous	ADJ
fsr-3396	575	6	literature	literature	NOUN
fsr-3396	575	7	,	,	PUNCT
fsr-3396	575	8	and	and	CCONJ
fsr-3396	575	9	highlights	highlight	VERB
fsr-3396	575	10	the	the	DET
fsr-3396	575	11	limited	limited	ADJ
fsr-3396	575	12	information	information	NOUN
fsr-3396	575	13	that	that	PRON
fsr-3396	575	14	many	many	ADJ
fsr-3396	575	15	clients	client	NOUN
fsr-3396	575	16	gather	gather	VERB
fsr-3396	575	17	,	,	PUNCT
fsr-3396	575	18	or	or	CCONJ
fsr-3396	575	19	retain	retain	VERB
fsr-3396	575	20	,	,	PUNCT
fsr-3396	575	21	in	in	ADP
fsr-3396	575	22	assessing	assess	VERB
fsr-3396	575	23	the	the	DET
fsr-3396	575	24	use	use	NOUN
fsr-3396	575	25	of	of	ADP
fsr-3396	575	26	a	a	DET
fsr-3396	575	27	financial	financial	ADJ
fsr-3396	575	28	advisor	advisor	NOUN
fsr-3396	575	29	.	.	PUNCT
fsr-3396	576	1	for	for	ADP
fsr-3396	576	2	clients	client	NOUN
fsr-3396	576	3	who	who	PRON
fsr-3396	576	4	did	do	AUX
fsr-3396	576	5	know	know	VERB
fsr-3396	576	6	the	the	DET
fsr-3396	576	7	compensation	compensation	NOUN
fsr-3396	576	8	method	method	NOUN
fsr-3396	576	9	,	,	PUNCT
fsr-3396	576	10	results	result	NOUN
fsr-3396	576	11	revealed	reveal	VERB
fsr-3396	576	12	some	some	DET
fsr-3396	576	13	relationships	relationship	NOUN
fsr-3396	576	14	between	between	ADP
fsr-3396	576	15	client	client	NOUN
fsr-3396	576	16	characteristics	characteristic	NOUN
fsr-3396	576	17	and	and	CCONJ
fsr-3396	576	18	preferred	preferred	ADJ
fsr-3396	576	19	compensation	compensation	NOUN
fsr-3396	576	20	models	model	NOUN
fsr-3396	576	21	.	.	PUNCT
fsr-3396	577	1	however	however	ADV
fsr-3396	577	2	,	,	PUNCT
fsr-3396	577	3	the	the	DET
fsr-3396	577	4	results	result	NOUN
fsr-3396	577	5	also	also	ADV
fsr-3396	577	6	provided	provide	VERB
fsr-3396	577	7	evidence	evidence	NOUN
fsr-3396	577	8	of	of	ADP
fsr-3396	577	9	some	some	DET
fsr-3396	577	10	misunderstanding	misunderstanding	NOUN
fsr-3396	577	11	related	relate	VERB
fsr-3396	577	12	to	to	ADP
fsr-3396	577	13	advisor	advisor	NOUN
fsr-3396	577	14	compensation	compensation	PROPN
fsr-3396	577	15	.	.	PUNCT
fsr-3396	578	1	overall	overall	ADV
fsr-3396	578	2	,	,	PUNCT
fsr-3396	578	3	there	there	PRON
fsr-3396	578	4	are	be	VERB
fsr-3396	578	5	clear	clear	ADJ
fsr-3396	578	6	differences	difference	NOUN
fsr-3396	578	7	in	in	ADP
fsr-3396	578	8	the	the	DET
fsr-3396	578	9	services	service	NOUN
fsr-3396	578	10	clients	client	NOUN
fsr-3396	578	11	are	be	AUX
fsr-3396	578	12	expecting	expecting	AUX
fsr-3396	578	13	based	base	VERB
fsr-3396	578	14	on	on	ADP
fsr-3396	578	15	the	the	DET
fsr-3396	578	16	type	type	NOUN
fsr-3396	578	17	of	of	ADP
fsr-3396	578	18	compensation	compensation	NOUN
fsr-3396	578	19	method	method	NOUN
fsr-3396	578	20	used	use	VERB
fsr-3396	578	21	,	,	PUNCT
fsr-3396	578	22	and	and	CCONJ
fsr-3396	578	23	given	give	VERB
fsr-3396	578	24	clear	clear	ADJ
fsr-3396	578	25	regulatory	regulatory	ADJ
fsr-3396	578	26	trends	trend	NOUN
fsr-3396	578	27	leveling	level	VERB
fsr-3396	578	28	the	the	DET
fsr-3396	578	29	standard	standard	NOUN
fsr-3396	578	30	of	of	ADP
fsr-3396	578	31	care	care	NOUN
fsr-3396	578	32	between	between	ADP
fsr-3396	578	33	financial	financial	ADJ
fsr-3396	578	34	services	service	NOUN
fsr-3396	578	35	professionals	professional	NOUN
fsr-3396	578	36	,	,	PUNCT
fsr-3396	578	37	it	it	PRON
fsr-3396	578	38	is	be	AUX
fsr-3396	578	39	important	important	ADJ
fsr-3396	578	40	to	to	PART
fsr-3396	578	41	continue	continue	VERB
fsr-3396	578	42	to	to	PART
fsr-3396	578	43	gain	gain	VERB
fsr-3396	578	44	an	an	DET
fsr-3396	578	45	understanding	understanding	NOUN
fsr-3396	578	46	of	of	ADP
fsr-3396	578	47	what	what	PRON
fsr-3396	578	48	services	service	NOUN
fsr-3396	578	49	are	be	AUX
fsr-3396	578	50	important	important	ADJ
fsr-3396	578	51	to	to	PART
fsr-3396	578	52	which	which	PRON
fsr-3396	578	53	clients	client	NOUN
fsr-3396	578	54	,	,	PUNCT
fsr-3396	578	55	and	and	CCONJ
fsr-3396	578	56	how	how	SCONJ
fsr-3396	578	57	clients	client	NOUN
fsr-3396	578	58	will	will	AUX
fsr-3396	578	59	be	be	AUX
fsr-3396	578	60	able	able	ADJ
fsr-3396	578	61	to	to	PART
fsr-3396	578	62	differentiate	differentiate	VERB
fsr-3396	578	63	between	between	ADP
fsr-3396	578	64	financial	financial	ADJ
fsr-3396	578	65	advisors	advisor	NOUN
fsr-3396	578	66	in	in	ADP
fsr-3396	578	67	the	the	DET
fsr-3396	578	68	future	future	NOUN
fsr-3396	578	69	.	.	PUNCT
fsr-3396	579	1	253	253	NUM
fsr-3396	579	2	m.	m.	NOUN
fsr-3396	579	3	seay	seay	PROPN
fsr-3396	579	4	/	/	SYM
fsr-3396	579	5	financial	financial	ADJ
fsr-3396	579	6	services	service	NOUN
fsr-3396	579	7	review	review	VERB
fsr-3396	579	8	27	27	NUM
fsr-3396	579	9	(	(	PUNCT
fsr-3396	579	10	2018	2018	NUM
fsr-3396	579	11	)	)	PUNCT
fsr-3396	579	12	231	231	NUM
fsr-3396	579	13	-	-	SYM
fsr-3396	579	14	255	255	NUM
fsr-3396	579	15	references	reference	NOUN
fsr-3396	579	16	bae	bae	NOUN
fsr-3396	579	17	,	,	PUNCT
fsr-3396	579	18	s.	s.	PROPN
fsr-3396	579	19	c.	c.	PROPN
fsr-3396	579	20	,	,	PUNCT
fsr-3396	579	21	&	&	CCONJ
fsr-3396	579	22	sandager	sandager	PROPN
fsr-3396	579	23	,	,	PUNCT
fsr-3396	579	24	j.	j.	PROPN
fsr-3396	579	25	p.	p.	PROPN
fsr-3396	579	26	(	(	PUNCT
fsr-3396	579	27	1997	1997	NUM
fsr-3396	579	28	)	)	PUNCT
fsr-3396	579	29	.	.	PUNCT
fsr-3396	580	1	what	what	PRON
fsr-3396	580	2	consumer	consumer	NOUN
fsr-3396	580	3	look	look	VERB
fsr-3396	580	4	for	for	ADP
fsr-3396	580	5	in	in	ADP
fsr-3396	580	6	financial	financial	ADJ
fsr-3396	580	7	planners	planner	NOUN
fsr-3396	580	8	.	.	PUNCT
fsr-3396	581	1	journal	journal	NOUN
fsr-3396	581	2	of	of	ADP
fsr-3396	581	3	financial	financial	ADJ
fsr-3396	581	4	counseling	counseling	NOUN
fsr-3396	581	5	and	and	CCONJ
fsr-3396	581	6	planning	planning	NOUN
fsr-3396	581	7	,	,	PUNCT
fsr-3396	581	8	8	8	NUM
fsr-3396	581	9	,	,	PUNCT
fsr-3396	581	10	9–16	9–16	NOUN
fsr-3396	581	11	.	.	PUNCT
fsr-3396	582	1	blanchett	blanchett	PROPN
fsr-3396	582	2	,	,	PUNCT
fsr-3396	582	3	d.	d.	PROPN
fsr-3396	582	4	,	,	PUNCT
fsr-3396	582	5	&	&	CCONJ
fsr-3396	582	6	kaplan	kaplan	PROPN
fsr-3396	582	7	,	,	PUNCT
fsr-3396	582	8	p.	p.	PROPN
fsr-3396	582	9	(	(	PUNCT
fsr-3396	582	10	2013	2013	NUM
fsr-3396	582	11	)	)	PUNCT
fsr-3396	582	12	.	.	PUNCT
fsr-3396	583	1	alpha	alpha	NOUN
fsr-3396	583	2	,	,	PUNCT
fsr-3396	583	3	beta	beta	NOUN
fsr-3396	583	4	,	,	PUNCT
fsr-3396	583	5	and	and	CCONJ
fsr-3396	583	6	now	now	ADV
fsr-3396	583	7	.	.	PUNCT
fsr-3396	583	8	.	.	PUNCT
fsr-3396	583	9	.	.	PUNCT
fsr-3396	584	1	gamma	gamma	PROPN
fsr-3396	584	2	.	.	PUNCT
fsr-3396	585	1	the	the	DET
fsr-3396	585	2	journal	journal	PROPN
fsr-3396	585	3	of	of	ADP
fsr-3396	585	4	retirement	retirement	NOUN
fsr-3396	585	5	,	,	PUNCT
fsr-3396	585	6	1	1	NUM
fsr-3396	585	7	,	,	PUNCT
fsr-3396	585	8	29–45	29–45	NUM
fsr-3396	585	9	.	.	PUNCT
fsr-3396	586	1	calcagno	calcagno	PROPN
fsr-3396	586	2	,	,	PUNCT
fsr-3396	586	3	r.	r.	PROPN
fsr-3396	586	4	,	,	PUNCT
fsr-3396	586	5	&	&	CCONJ
fsr-3396	586	6	monticone	monticone	PROPN
fsr-3396	586	7	,	,	PUNCT
fsr-3396	586	8	c.	c.	PROPN
fsr-3396	586	9	(	(	PUNCT
fsr-3396	586	10	2015	2015	NUM
fsr-3396	586	11	)	)	PUNCT
fsr-3396	586	12	.	.	PUNCT
fsr-3396	587	1	financial	financial	ADJ
fsr-3396	587	2	literacy	literacy	NOUN
fsr-3396	587	3	and	and	CCONJ
fsr-3396	587	4	the	the	DET
fsr-3396	587	5	demand	demand	NOUN
fsr-3396	587	6	for	for	ADP
fsr-3396	587	7	financial	financial	ADJ
fsr-3396	587	8	advice	advice	NOUN
fsr-3396	587	9	.	.	PUNCT
fsr-3396	588	1	journal	journal	NOUN
fsr-3396	588	2	of	of	ADP
fsr-3396	588	3	banking	banking	NOUN
fsr-3396	588	4	&	&	CCONJ
fsr-3396	588	5	finance	finance	PROPN
fsr-3396	588	6	,	,	PUNCT
fsr-3396	588	7	50	50	NUM
fsr-3396	588	8	,	,	PUNCT
fsr-3396	588	9	363–380	363–380	NUM
fsr-3396	588	10	.	.	PUNCT
fsr-3396	588	11	certified	certify	VERB
fsr-3396	588	12	financial	financial	ADJ
fsr-3396	588	13	planning	planning	NOUN
fsr-3396	588	14	board	board	NOUN
fsr-3396	588	15	of	of	ADP
fsr-3396	588	16	standards	standard	NOUN
fsr-3396	588	17	(	(	PUNCT
fsr-3396	588	18	cfp	cfp	PROPN
fsr-3396	588	19	board	board	PROPN
fsr-3396	588	20	)	)	PUNCT
fsr-3396	588	21	.	.	PUNCT
fsr-3396	589	1	(	(	PUNCT
fsr-3396	589	2	2017	2017	NUM
fsr-3396	589	3	)	)	PUNCT
fsr-3396	589	4	.	.	PUNCT
fsr-3396	590	1	code	code	NOUN
fsr-3396	590	2	of	of	ADP
fsr-3396	590	3	ethics	ethic	NOUN
fsr-3396	590	4	and	and	CCONJ
fsr-3396	590	5	standards	standard	NOUN
fsr-3396	590	6	of	of	ADP
fsr-3396	590	7	conduct	conduct	NOUN
fsr-3396	590	8	.	.	PUNCT
fsr-3396	591	1	(	(	PUNCT
fsr-3396	591	2	available	available	ADJ
fsr-3396	591	3	at	at	ADP
fsr-3396	591	4	https://www.cfp.net/about-cfp-board/proposed-standards	https://www.cfp.net/about-cfp-board/proposed-standard	NOUN
fsr-3396	591	5	)	)	PUNCT
fsr-3396	591	6	.	.	PUNCT
fsr-3396	592	1	collins	collins	PROPN
fsr-3396	592	2	,	,	PUNCT
fsr-3396	592	3	j.	j.	PROPN
fsr-3396	592	4	m.	m.	PROPN
fsr-3396	592	5	(	(	PUNCT
fsr-3396	592	6	2012	2012	NUM
fsr-3396	592	7	)	)	PUNCT
fsr-3396	592	8	.	.	PUNCT
fsr-3396	593	1	financial	financial	ADJ
fsr-3396	593	2	advice	advice	NOUN
fsr-3396	593	3	:	:	PUNCT
fsr-3396	593	4	a	a	DET
fsr-3396	593	5	substitute	substitute	NOUN
fsr-3396	593	6	for	for	ADP
fsr-3396	593	7	financial	financial	ADJ
fsr-3396	593	8	literacy	literacy	NOUN
fsr-3396	593	9	?	?	PUNCT
fsr-3396	594	1	financial	financial	ADJ
fsr-3396	594	2	services	service	NOUN
fsr-3396	594	3	review	review	PROPN
fsr-3396	594	4	,	,	PUNCT
fsr-3396	594	5	21	21	NUM
fsr-3396	594	6	,	,	PUNCT
fsr-3396	594	7	307	307	NUM
fsr-3396	594	8	.	.	PUNCT
fsr-3396	595	1	federal	federal	ADJ
fsr-3396	595	2	register	register	NOUN
fsr-3396	595	3	.	.	PUNCT
fsr-3396	596	1	(	(	PUNCT
fsr-3396	596	2	2017	2017	NUM
fsr-3396	596	3	)	)	PUNCT
fsr-3396	596	4	.	.	PUNCT
fsr-3396	597	1	rules	rule	NOUN
fsr-3396	597	2	and	and	CCONJ
fsr-3396	597	3	regulations	regulation	NOUN
fsr-3396	597	4	,	,	PUNCT
fsr-3396	597	5	82(66	82(66	NUM
fsr-3396	597	6	)	)	PUNCT
fsr-3396	597	7	,	,	PUNCT
fsr-3396	597	8	16902–16918	16902–16918	NUM
fsr-3396	597	9	.	.	PUNCT
fsr-3396	598	1	(	(	PUNCT
fsr-3396	598	2	available	available	ADJ
fsr-3396	598	3	at	at	ADP
fsr-3396	598	4	https://www.gpo.gov/fdsys/	https://www.gpo.gov/fdsys/	NOUN
fsr-3396	598	5	pkg	pkg	NOUN
fsr-3396	598	6	/	/	SYM
fsr-3396	598	7	fr-2017	fr-2017	NOUN
fsr-3396	598	8	-	-	PUNCT
fsr-3396	598	9	04	04	NUM
fsr-3396	598	10	-	-	PUNCT
fsr-3396	598	11	07	07	NUM
fsr-3396	598	12	/	/	SYM
fsr-3396	598	13	pdf/2017	pdf/2017	NOUN
fsr-3396	598	14	-	-	PUNCT
fsr-3396	598	15	06914.pdf	06914.pdf	NOUN
fsr-3396	598	16	)	)	PUNCT
fsr-3396	598	17	.	.	PUNCT
fsr-3396	599	1	finke	finke	PROPN
fsr-3396	599	2	,	,	PUNCT
fsr-3396	599	3	m.	m.	NOUN
fsr-3396	599	4	s.	s.	PROPN
fsr-3396	599	5	,	,	PUNCT
fsr-3396	599	6	huston	huston	PROPN
fsr-3396	599	7	,	,	PUNCT
fsr-3396	599	8	s.	s.	PROPN
fsr-3396	599	9	j.	j.	PROPN
fsr-3396	599	10	,	,	PUNCT
fsr-3396	599	11	&	&	CCONJ
fsr-3396	599	12	winchester	winchester	PROPN
fsr-3396	599	13	,	,	PUNCT
fsr-3396	599	14	d.	d.	PROPN
fsr-3396	599	15	d.	d.	PROPN
fsr-3396	599	16	(	(	PUNCT
fsr-3396	599	17	2011	2011	NUM
fsr-3396	599	18	)	)	PUNCT
fsr-3396	599	19	.	.	PUNCT
fsr-3396	600	1	financial	financial	ADJ
fsr-3396	600	2	advice	advice	NOUN
fsr-3396	600	3	:	:	PUNCT
fsr-3396	600	4	who	who	PRON
fsr-3396	600	5	pays	pay	VERB
fsr-3396	600	6	.	.	PUNCT
fsr-3396	601	1	journal	journal	PROPN
fsr-3396	601	2	of	of	ADP
fsr-3396	601	3	financial	financial	ADJ
fsr-3396	601	4	counseling	counseling	NOUN
fsr-3396	601	5	and	and	CCONJ
fsr-3396	601	6	planning	planning	NOUN
fsr-3396	601	7	,	,	PUNCT
fsr-3396	601	8	22	22	NUM
fsr-3396	601	9	,	,	PUNCT
fsr-3396	601	10	18–26	18–26	NUM
fsr-3396	601	11	.	.	PUNCT
fsr-3396	602	1	appendix	appendix	VERB
fsr-3396	602	2	1	1	NUM
fsr-3396	602	3	description	description	NOUN
fsr-3396	602	4	of	of	ADP
fsr-3396	602	5	key	key	ADJ
fsr-3396	602	6	variables	variable	NOUN
fsr-3396	602	7	in	in	ADP
fsr-3396	602	8	the	the	DET
fsr-3396	602	9	2015	2015	NUM
fsr-3396	602	10	national	national	ADJ
fsr-3396	602	11	financial	financial	ADJ
fsr-3396	602	12	capability	capability	NOUN
fsr-3396	602	13	study	study	NOUN
fsr-3396	602	14	(	(	PUNCT
fsr-3396	602	15	nfcs	nfcs	ADJ
fsr-3396	602	16	)	)	PUNCT
fsr-3396	602	17	variable	variable	ADJ
fsr-3396	602	18	description	description	NOUN
fsr-3396	602	19	compensation	compensation	NOUN
fsr-3396	602	20	method	method	NOUN
fsr-3396	602	21	“	"	PUNCT
fsr-3396	602	22	which	which	PRON
fsr-3396	602	23	of	of	ADP
fsr-3396	602	24	the	the	DET
fsr-3396	602	25	following	follow	VERB
fsr-3396	602	26	types	type	NOUN
fsr-3396	602	27	of	of	ADP
fsr-3396	602	28	fees	fee	NOUN
fsr-3396	602	29	do	do	AUX
fsr-3396	602	30	you	you	PRON
fsr-3396	602	31	pay	pay	VERB
fsr-3396	602	32	for	for	ADP
fsr-3396	602	33	your	your	PRON
fsr-3396	602	34	non	non	ADJ
fsr-3396	602	35	-	-	ADJ
fsr-3396	602	36	retirement	retirement	ADJ
fsr-3396	602	37	investment	investment	NOUN
fsr-3396	602	38	account(s	account(s	PROPN
fsr-3396	602	39	)	)	PUNCT
fsr-3396	602	40	?	?	PUNCT
fsr-3396	602	41	”	"	PUNCT
fsr-3396	602	42	non	non	ADJ
fsr-3396	602	43	-	-	ADJ
fsr-3396	602	44	retirement	retirement	ADJ
fsr-3396	602	45	account	account	NOUN
fsr-3396	602	46	value	value	NOUN
fsr-3396	602	47	“	"	PUNCT
fsr-3396	602	48	not	not	PART
fsr-3396	602	49	including	include	VERB
fsr-3396	602	50	retirement	retirement	NOUN
fsr-3396	602	51	accounts	account	NOUN
fsr-3396	602	52	,	,	PUNCT
fsr-3396	602	53	have	have	VERB
fsr-3396	602	54	any	any	DET
fsr-3396	602	55	investments	investment	NOUN
fsr-3396	602	56	in	in	ADP
fsr-3396	602	57	stocks	stock	NOUN
fsr-3396	602	58	,	,	PUNCT
fsr-3396	602	59	bonds	bond	NOUN
fsr-3396	602	60	,	,	PUNCT
fsr-3396	602	61	mutual	mutual	ADJ
fsr-3396	602	62	funds	fund	NOUN
fsr-3396	602	63	,	,	PUNCT
fsr-3396	602	64	or	or	CCONJ
fsr-3396	602	65	other	other	ADJ
fsr-3396	602	66	securities	security	NOUN
fsr-3396	602	67	?	?	PUNCT
fsr-3396	602	68	”	"	PUNCT
fsr-3396	602	69	objective	objective	ADJ
fsr-3396	602	70	financial	financial	ADJ
fsr-3396	602	71	knowledge	knowledge	NOUN
fsr-3396	602	72	compound	compound	NOUN
fsr-3396	602	73	interest	interest	NOUN
fsr-3396	602	74	“	"	PUNCT
fsr-3396	602	75	suppose	suppose	VERB
fsr-3396	602	76	you	you	PRON
fsr-3396	602	77	had	have	VERB
fsr-3396	602	78	$	$	SYM
fsr-3396	602	79	100	100	NUM
fsr-3396	602	80	in	in	ADP
fsr-3396	602	81	a	a	DET
fsr-3396	602	82	savings	saving	NOUN
fsr-3396	602	83	account	account	NOUN
fsr-3396	602	84	and	and	CCONJ
fsr-3396	602	85	the	the	DET
fsr-3396	602	86	interest	interest	NOUN
fsr-3396	602	87	rate	rate	NOUN
fsr-3396	602	88	was	be	AUX
fsr-3396	602	89	2	2	NUM
fsr-3396	602	90	%	%	NOUN
fsr-3396	602	91	per	per	ADP
fsr-3396	602	92	year	year	NOUN
fsr-3396	602	93	.	.	PUNCT
fsr-3396	603	1	after	after	ADP
fsr-3396	603	2	5	5	NUM
fsr-3396	603	3	years	year	NOUN
fsr-3396	603	4	,	,	PUNCT
fsr-3396	603	5	how	how	SCONJ
fsr-3396	603	6	much	much	ADJ
fsr-3396	603	7	do	do	AUX
fsr-3396	603	8	you	you	PRON
fsr-3396	603	9	think	think	VERB
fsr-3396	603	10	you	you	PRON
fsr-3396	603	11	would	would	AUX
fsr-3396	603	12	have	have	VERB
fsr-3396	603	13	in	in	ADP
fsr-3396	603	14	the	the	DET
fsr-3396	603	15	account	account	NOUN
fsr-3396	603	16	if	if	SCONJ
fsr-3396	603	17	you	you	PRON
fsr-3396	603	18	left	leave	VERB
fsr-3396	603	19	the	the	DET
fsr-3396	603	20	money	money	NOUN
fsr-3396	603	21	to	to	PART
fsr-3396	603	22	grow	grow	VERB
fsr-3396	603	23	?	?	PUNCT
fsr-3396	603	24	”	"	PUNCT
fsr-3396	603	25	inflation	inflation	NOUN
fsr-3396	603	26	“	"	PUNCT
fsr-3396	603	27	imagine	imagine	VERB
fsr-3396	603	28	that	that	SCONJ
fsr-3396	603	29	the	the	DET
fsr-3396	603	30	interest	interest	NOUN
fsr-3396	603	31	rate	rate	NOUN
fsr-3396	603	32	on	on	ADP
fsr-3396	603	33	your	your	PRON
fsr-3396	603	34	savings	saving	NOUN
fsr-3396	603	35	account	account	NOUN
fsr-3396	603	36	was	be	AUX
fsr-3396	603	37	1	1	NUM
fsr-3396	603	38	%	%	NOUN
fsr-3396	603	39	per	per	ADP
fsr-3396	603	40	year	year	NOUN
fsr-3396	603	41	and	and	CCONJ
fsr-3396	603	42	inflation	inflation	NOUN
fsr-3396	603	43	was	be	AUX
fsr-3396	603	44	2	2	NUM
fsr-3396	603	45	%	%	NOUN
fsr-3396	603	46	per	per	ADP
fsr-3396	603	47	year	year	NOUN
fsr-3396	603	48	.	.	PUNCT
fsr-3396	604	1	after	after	ADP
fsr-3396	604	2	1	1	NUM
fsr-3396	604	3	year	year	NOUN
fsr-3396	604	4	,	,	PUNCT
fsr-3396	604	5	how	how	SCONJ
fsr-3396	604	6	much	much	ADJ
fsr-3396	604	7	would	would	AUX
fsr-3396	604	8	you	you	PRON
fsr-3396	604	9	be	be	AUX
fsr-3396	604	10	able	able	ADJ
fsr-3396	604	11	to	to	PART
fsr-3396	604	12	buy	buy	VERB
fsr-3396	604	13	with	with	ADP
fsr-3396	604	14	the	the	DET
fsr-3396	604	15	money	money	NOUN
fsr-3396	604	16	in	in	ADP
fsr-3396	604	17	this	this	DET
fsr-3396	604	18	account	account	NOUN
fsr-3396	604	19	?	?	PUNCT
fsr-3396	604	20	”	"	PUNCT
fsr-3396	604	21	bonds	bond	NOUN
fsr-3396	604	22	“	"	PUNCT
fsr-3396	604	23	if	if	SCONJ
fsr-3396	604	24	interest	interest	NOUN
fsr-3396	604	25	rates	rate	NOUN
fsr-3396	604	26	rise	rise	VERB
fsr-3396	604	27	,	,	PUNCT
fsr-3396	604	28	what	what	PRON
fsr-3396	604	29	will	will	AUX
fsr-3396	604	30	typically	typically	ADV
fsr-3396	604	31	happen	happen	VERB
fsr-3396	604	32	to	to	PART
fsr-3396	604	33	bond	bond	NOUN
fsr-3396	604	34	prices	price	NOUN
fsr-3396	604	35	?	?	PUNCT
fsr-3396	604	36	”	"	PUNCT
fsr-3396	604	37	mortgage	mortgage	NOUN
fsr-3396	604	38	“	"	PUNCT
fsr-3396	604	39	a	a	DET
fsr-3396	604	40	15	15	NUM
fsr-3396	604	41	-	-	PUNCT
fsr-3396	604	42	year	year	NOUN
fsr-3396	604	43	mortgage	mortgage	NOUN
fsr-3396	604	44	typically	typically	ADV
fsr-3396	604	45	requires	require	VERB
fsr-3396	604	46	higher	high	ADJ
fsr-3396	604	47	monthly	monthly	ADJ
fsr-3396	604	48	payments	payment	NOUN
fsr-3396	604	49	than	than	ADP
fsr-3396	604	50	a	a	DET
fsr-3396	604	51	30	30	NUM
fsr-3396	604	52	-	-	PUNCT
fsr-3396	604	53	year	year	NOUN
fsr-3396	604	54	mortgage	mortgage	NOUN
fsr-3396	604	55	,	,	PUNCT
fsr-3396	604	56	but	but	CCONJ
fsr-3396	604	57	the	the	DET
fsr-3396	604	58	total	total	ADJ
fsr-3396	604	59	interest	interest	NOUN
fsr-3396	604	60	paid	pay	VERB
fsr-3396	604	61	over	over	ADP
fsr-3396	604	62	the	the	DET
fsr-3396	604	63	life	life	NOUN
fsr-3396	604	64	of	of	ADP
fsr-3396	604	65	the	the	DET
fsr-3396	604	66	loan	loan	NOUN
fsr-3396	604	67	will	will	AUX
fsr-3396	604	68	be	be	AUX
fsr-3396	604	69	less	less	ADJ
fsr-3396	604	70	.	.	PUNCT
fsr-3396	604	71	”	"	PUNCT
fsr-3396	605	1	diversification	diversification	NOUN
fsr-3396	605	2	“	"	PUNCT
fsr-3396	605	3	buying	buy	VERB
fsr-3396	605	4	a	a	DET
fsr-3396	605	5	single	single	ADJ
fsr-3396	605	6	company	company	NOUN
fsr-3396	605	7	’s	’s	PART
fsr-3396	605	8	stock	stock	NOUN
fsr-3396	605	9	usually	usually	ADV
fsr-3396	605	10	provides	provide	VERB
fsr-3396	605	11	a	a	DET
fsr-3396	605	12	safer	safe	ADJ
fsr-3396	605	13	return	return	NOUN
fsr-3396	605	14	than	than	ADP
fsr-3396	605	15	a	a	DET
fsr-3396	605	16	stock	stock	NOUN
fsr-3396	605	17	mutual	mutual	ADJ
fsr-3396	605	18	fund	fund	NOUN
fsr-3396	605	19	.	.	PUNCT
fsr-3396	605	20	”	"	PUNCT
fsr-3396	606	1	subjective	subjective	ADJ
fsr-3396	606	2	financial	financial	ADJ
fsr-3396	606	3	knowledge	knowledge	NOUN
fsr-3396	606	4	“	"	PUNCT
fsr-3396	606	5	on	on	ADP
fsr-3396	606	6	a	a	DET
fsr-3396	606	7	scale	scale	NOUN
fsr-3396	606	8	from	from	ADP
fsr-3396	606	9	1	1	NUM
fsr-3396	606	10	to	to	ADP
fsr-3396	606	11	7	7	NUM
fsr-3396	606	12	,	,	PUNCT
fsr-3396	606	13	where	where	SCONJ
fsr-3396	606	14	1	1	NUM
fsr-3396	606	15	means	mean	VERB
fsr-3396	606	16	very	very	ADV
fsr-3396	606	17	low	low	ADJ
fsr-3396	606	18	and	and	CCONJ
fsr-3396	606	19	7	7	NUM
fsr-3396	606	20	means	mean	VERB
fsr-3396	606	21	very	very	ADV
fsr-3396	606	22	high	high	ADJ
fsr-3396	606	23	,	,	PUNCT
fsr-3396	606	24	how	how	SCONJ
fsr-3396	606	25	would	would	AUX
fsr-3396	606	26	you	you	PRON
fsr-3396	606	27	assess	assess	VERB
fsr-3396	606	28	your	your	PRON
fsr-3396	606	29	overall	overall	ADJ
fsr-3396	606	30	financial	financial	ADJ
fsr-3396	606	31	knowledge	knowledge	NOUN
fsr-3396	606	32	?	?	PUNCT
fsr-3396	606	33	”	"	PUNCT
fsr-3396	606	34	confidence	confidence	NOUN
fsr-3396	606	35	in	in	ADP
fsr-3396	606	36	financial	financial	ADJ
fsr-3396	606	37	ability	ability	NOUN
fsr-3396	606	38	“	"	PUNCT
fsr-3396	606	39	i	i	PRON
fsr-3396	606	40	am	be	AUX
fsr-3396	606	41	good	good	ADJ
fsr-3396	606	42	at	at	ADP
fsr-3396	606	43	dealing	deal	VERB
fsr-3396	606	44	with	with	ADP
fsr-3396	606	45	day	day	NOUN
fsr-3396	606	46	-	-	PUNCT
fsr-3396	606	47	to	to	ADP
fsr-3396	606	48	-	-	PUNCT
fsr-3396	606	49	day	day	NOUN
fsr-3396	606	50	financial	financial	ADJ
fsr-3396	606	51	matters	matter	NOUN
fsr-3396	606	52	,	,	PUNCT
fsr-3396	606	53	such	such	ADJ
fsr-3396	606	54	as	as	ADP
fsr-3396	606	55	checking	check	VERB
fsr-3396	606	56	accounts	account	NOUN
fsr-3396	606	57	,	,	PUNCT
fsr-3396	606	58	credit	credit	NOUN
fsr-3396	606	59	and	and	CCONJ
fsr-3396	606	60	debit	debit	NOUN
fsr-3396	606	61	cards	card	NOUN
fsr-3396	606	62	,	,	PUNCT
fsr-3396	606	63	and	and	CCONJ
fsr-3396	606	64	tracking	tracking	NOUN
fsr-3396	606	65	expenses	expense	NOUN
fsr-3396	606	66	.	.	PUNCT
fsr-3396	606	67	”	"	PUNCT
fsr-3396	606	68	reason	reason	NOUN
fsr-3396	606	69	for	for	ADP
fsr-3396	606	70	advisor	advisor	NOUN
fsr-3396	606	71	use	use	NOUN
fsr-3396	606	72	“	"	PUNCT
fsr-3396	606	73	below	below	ADV
fsr-3396	606	74	are	be	AUX
fsr-3396	606	75	some	some	DET
fsr-3396	606	76	reasons	reason	NOUN
fsr-3396	606	77	that	that	PRON
fsr-3396	606	78	people	people	NOUN
fsr-3396	606	79	might	might	AUX
fsr-3396	606	80	use	use	VERB
fsr-3396	606	81	a	a	DET
fsr-3396	606	82	financial	financial	ADJ
fsr-3396	606	83	adviser	adviser	NOUN
fsr-3396	606	84	.	.	PUNCT
fsr-3396	607	1	how	how	SCONJ
fsr-3396	607	2	important	important	ADJ
fsr-3396	607	3	is	be	AUX
fsr-3396	607	4	each	each	PRON
fsr-3396	607	5	of	of	ADP
fsr-3396	607	6	the	the	DET
fsr-3396	607	7	following	following	NOUN
fsr-3396	607	8	to	to	ADP
fsr-3396	607	9	you	you	PRON
fsr-3396	607	10	,	,	PUNCT
fsr-3396	607	11	personally	personally	ADV
fsr-3396	607	12	?	?	PUNCT
fsr-3396	607	13	”	"	PUNCT
fsr-3396	607	14	importance	importance	NOUN
fsr-3396	607	15	of	of	ADP
fsr-3396	607	16	designation	designation	NOUN
fsr-3396	607	17	“	"	PUNCT
fsr-3396	607	18	if	if	SCONJ
fsr-3396	607	19	you	you	PRON
fsr-3396	607	20	were	be	AUX
fsr-3396	607	21	looking	look	VERB
fsr-3396	607	22	for	for	ADP
fsr-3396	607	23	a	a	DET
fsr-3396	607	24	financial	financial	ADJ
fsr-3396	607	25	adviser	adviser	NOUN
fsr-3396	607	26	,	,	PUNCT
fsr-3396	607	27	how	how	SCONJ
fsr-3396	607	28	important	important	ADJ
fsr-3396	607	29	would	would	AUX
fsr-3396	607	30	the	the	DET
fsr-3396	607	31	person	person	NOUN
fsr-3396	607	32	’s	’s	PART
fsr-3396	607	33	professional	professional	ADJ
fsr-3396	607	34	designations	designation	NOUN
fsr-3396	607	35	or	or	CCONJ
fsr-3396	607	36	certifications	certification	NOUN
fsr-3396	607	37	be	be	VERB
fsr-3396	607	38	in	in	ADP
fsr-3396	607	39	your	your	PRON
fsr-3396	607	40	decision	decision	NOUN
fsr-3396	607	41	to	to	PART
fsr-3396	607	42	work	work	VERB
fsr-3396	607	43	with	with	ADP
fsr-3396	607	44	that	that	DET
fsr-3396	607	45	person	person	NOUN
fsr-3396	607	46	?	?	PUNCT
fsr-3396	607	47	”	"	PUNCT
fsr-3396	607	48	performed	perform	VERB
fsr-3396	607	49	advisor	advisor	NOUN
fsr-3396	607	50	registration/	registration/	NUM
fsr-3396	607	51	background	background	NOUN
fsr-3396	607	52	check	check	NOUN
fsr-3396	607	53	“	"	PUNCT
fsr-3396	607	54	have	have	AUX
fsr-3396	607	55	you	you	PRON
fsr-3396	607	56	ever	ever	ADV
fsr-3396	607	57	checked	check	VERB
fsr-3396	607	58	with	with	ADP
fsr-3396	607	59	a	a	DET
fsr-3396	607	60	state	state	NOUN
fsr-3396	607	61	or	or	CCONJ
fsr-3396	607	62	federal	federal	ADJ
fsr-3396	607	63	regulator	regulator	NOUN
fsr-3396	607	64	regarding	regard	VERB
fsr-3396	607	65	the	the	DET
fsr-3396	607	66	background	background	NOUN
fsr-3396	607	67	,	,	PUNCT
fsr-3396	607	68	registration	registration	NOUN
fsr-3396	607	69	,	,	PUNCT
fsr-3396	607	70	or	or	CCONJ
fsr-3396	607	71	license	license	NOUN
fsr-3396	607	72	of	of	ADP
fsr-3396	607	73	a	a	DET
fsr-3396	607	74	financial	financial	ADJ
fsr-3396	607	75	professional	professional	NOUN
fsr-3396	607	76	?	?	PUNCT
fsr-3396	607	77	”	"	PUNCT
fsr-3396	607	78	sales	sale	NOUN
fsr-3396	607	79	based	base	VERB
fsr-3396	607	80	compensation	compensation	NOUN
fsr-3396	607	81	impacts	impact	NOUN
fsr-3396	607	82	advice	advice	NOUN
fsr-3396	607	83	received	receive	VERB
fsr-3396	607	84	“	"	PUNCT
fsr-3396	607	85	how	how	SCONJ
fsr-3396	607	86	much	much	ADJ
fsr-3396	607	87	do	do	AUX
fsr-3396	607	88	you	you	PRON
fsr-3396	607	89	think	think	VERB
fsr-3396	607	90	each	each	PRON
fsr-3396	607	91	of	of	ADP
fsr-3396	607	92	the	the	DET
fsr-3396	607	93	following	following	NOUN
fsr-3396	607	94	would	would	AUX
fsr-3396	607	95	affect	affect	VERB
fsr-3396	607	96	the	the	DET
fsr-3396	607	97	advice	advice	NOUN
fsr-3396	607	98	that	that	PRON
fsr-3396	607	99	a	a	DET
fsr-3396	607	100	financial	financial	ADJ
fsr-3396	607	101	adviser	adviser	NOUN
fsr-3396	607	102	gives	give	VERB
fsr-3396	607	103	to	to	ADP
fsr-3396	607	104	you	you	PRON
fsr-3396	607	105	?	?	PUNCT
fsr-3396	607	106	”	"	PUNCT
fsr-3396	607	107	fee	fee	NOUN
fsr-3396	607	108	importance	importance	NOUN
fsr-3396	607	109	“	"	PUNCT
fsr-3396	607	110	how	how	SCONJ
fsr-3396	607	111	important	important	ADJ
fsr-3396	607	112	to	to	ADP
fsr-3396	607	113	you	you	PRON
fsr-3396	607	114	were	be	AUX
fsr-3396	607	115	the	the	DET
fsr-3396	607	116	fees	fee	NOUN
fsr-3396	607	117	and	and	CCONJ
fsr-3396	607	118	pricing	pricing	NOUN
fsr-3396	607	119	structure	structure	NOUN
fsr-3396	607	120	when	when	SCONJ
fsr-3396	607	121	opening	open	VERB
fsr-3396	607	122	your	your	PRON
fsr-3396	607	123	non	non	ADJ
fsr-3396	607	124	-	-	ADJ
fsr-3396	607	125	retirement	retirement	ADJ
fsr-3396	607	126	investment	investment	NOUN
fsr-3396	607	127	accounts	account	NOUN
fsr-3396	607	128	?	?	PUNCT
fsr-3396	607	129	”	"	PUNCT
fsr-3396	607	130	254	254	NUM
fsr-3396	607	131	m.	m.	NOUN
fsr-3396	607	132	seay	seay	PROPN
fsr-3396	607	133	/	/	SYM
fsr-3396	607	134	financial	financial	ADJ
fsr-3396	607	135	services	service	NOUN
fsr-3396	607	136	review	review	VERB
fsr-3396	607	137	27	27	NUM
fsr-3396	607	138	(	(	PUNCT
fsr-3396	607	139	2018	2018	NUM
fsr-3396	607	140	)	)	PUNCT
fsr-3396	607	141	231	231	NUM
fsr-3396	607	142	-	-	SYM
fsr-3396	607	143	255	255	NUM
fsr-3396	607	144	grable	grable	NOUN
fsr-3396	607	145	,	,	PUNCT
fsr-3396	607	146	j.	j.	PROPN
fsr-3396	607	147	e.	e.	PROPN
fsr-3396	607	148	,	,	PUNCT
fsr-3396	607	149	&	&	CCONJ
fsr-3396	607	150	chatterjee	chatterjee	PROPN
fsr-3396	607	151	,	,	PUNCT
fsr-3396	607	152	s.	s.	PROPN
fsr-3396	607	153	(	(	PUNCT
fsr-3396	607	154	2014	2014	NUM
fsr-3396	607	155	)	)	PUNCT
fsr-3396	607	156	.	.	PUNCT
fsr-3396	608	1	reducing	reduce	VERB
fsr-3396	608	2	wealth	wealth	NOUN
fsr-3396	608	3	volatility	volatility	NOUN
fsr-3396	608	4	:	:	PUNCT
fsr-3396	608	5	the	the	DET
fsr-3396	608	6	value	value	NOUN
fsr-3396	608	7	of	of	ADP
fsr-3396	608	8	financial	financial	ADJ
fsr-3396	608	9	advice	advice	NOUN
fsr-3396	608	10	as	as	SCONJ
fsr-3396	608	11	measured	measure	VERB
fsr-3396	608	12	by	by	ADP
fsr-3396	608	13	zeta	zeta	PROPN
fsr-3396	608	14	.	.	PUNCT
fsr-3396	608	15	journal	journal	PROPN
fsr-3396	608	16	of	of	ADP
fsr-3396	608	17	financial	financial	ADJ
fsr-3396	608	18	planning	planning	NOUN
fsr-3396	608	19	,	,	PUNCT
fsr-3396	608	20	27	27	NUM
fsr-3396	608	21	,	,	PUNCT
fsr-3396	608	22	45–51	45–51	NUM
fsr-3396	608	23	.	.	PUNCT
fsr-3396	608	24	grable	grable	PROPN
fsr-3396	608	25	,	,	PUNCT
fsr-3396	608	26	j.	j.	PROPN
fsr-3396	608	27	e.	e.	PROPN
fsr-3396	608	28	,	,	PUNCT
fsr-3396	608	29	&	&	CCONJ
fsr-3396	608	30	joo	joo	PROPN
fsr-3396	608	31	.	.	PUNCT
fsr-3396	609	1	s.	s.	PROPN
fsr-3396	609	2	h.	h.	PROPN
fsr-3396	609	3	(	(	PUNCT
fsr-3396	609	4	2001	2001	NUM
fsr-3396	609	5	)	)	PUNCT
fsr-3396	609	6	.	.	PUNCT
fsr-3396	610	1	a	a	DET
fsr-3396	610	2	further	further	ADJ
fsr-3396	610	3	examination	examination	NOUN
fsr-3396	610	4	of	of	ADP
fsr-3396	610	5	financial	financial	ADJ
fsr-3396	610	6	help	help	NOUN
fsr-3396	610	7	-	-	PUNCT
fsr-3396	610	8	seeking	seek	VERB
fsr-3396	610	9	behavior	behavior	NOUN
fsr-3396	610	10	.	.	PUNCT
fsr-3396	611	1	journal	journal	PROPN
fsr-3396	611	2	of	of	ADP
fsr-3396	611	3	financial	financial	ADJ
fsr-3396	611	4	counseling	counseling	NOUN
fsr-3396	611	5	and	and	CCONJ
fsr-3396	611	6	planning	planning	NOUN
fsr-3396	611	7	,	,	PUNCT
fsr-3396	611	8	12	12	NUM
fsr-3396	611	9	,	,	PUNCT
fsr-3396	611	10	55–73	55–73	NUM
fsr-3396	611	11	.	.	PUNCT
fsr-3396	612	1	hanna	hanna	PROPN
fsr-3396	612	2	,	,	PUNCT
fsr-3396	612	3	s.	s.	PROPN
fsr-3396	612	4	d.	d.	PROPN
fsr-3396	612	5	(	(	PUNCT
fsr-3396	612	6	2011	2011	NUM
fsr-3396	612	7	)	)	PUNCT
fsr-3396	612	8	.	.	PUNCT
fsr-3396	613	1	the	the	DET
fsr-3396	613	2	demand	demand	NOUN
fsr-3396	613	3	for	for	ADP
fsr-3396	613	4	financial	financial	ADJ
fsr-3396	613	5	planning	planning	NOUN
fsr-3396	613	6	services	service	NOUN
fsr-3396	613	7	.	.	PUNCT
fsr-3396	614	1	journal	journal	NOUN
fsr-3396	614	2	of	of	ADP
fsr-3396	614	3	personal	personal	ADJ
fsr-3396	614	4	finance	finance	NOUN
fsr-3396	614	5	,	,	PUNCT
fsr-3396	614	6	10	10	NUM
fsr-3396	614	7	,	,	PUNCT
fsr-3396	614	8	36–62	36–62	NUM
fsr-3396	614	9	.	.	PUNCT
fsr-3396	615	1	jensen	jensen	PROPN
fsr-3396	615	2	,	,	PUNCT
fsr-3396	615	3	m.	m.	PROPN
fsr-3396	615	4	c.	c.	PROPN
fsr-3396	615	5	,	,	PUNCT
fsr-3396	615	6	&	&	CCONJ
fsr-3396	615	7	meckling	meckling	PROPN
fsr-3396	615	8	,	,	PUNCT
fsr-3396	615	9	w.	w.	PROPN
fsr-3396	615	10	h.	h.	PROPN
fsr-3396	615	11	(	(	PUNCT
fsr-3396	615	12	1976	1976	NUM
fsr-3396	615	13	)	)	PUNCT
fsr-3396	615	14	.	.	PUNCT
fsr-3396	616	1	theory	theory	NOUN
fsr-3396	616	2	of	of	ADP
fsr-3396	616	3	the	the	DET
fsr-3396	616	4	firm	firm	NOUN
fsr-3396	616	5	:	:	PUNCT
fsr-3396	616	6	managerial	managerial	ADJ
fsr-3396	616	7	behavior	behavior	NOUN
fsr-3396	616	8	,	,	PUNCT
fsr-3396	616	9	agency	agency	NOUN
fsr-3396	616	10	costs	cost	NOUN
fsr-3396	616	11	and	and	CCONJ
fsr-3396	616	12	ownership	ownership	NOUN
fsr-3396	616	13	structure	structure	NOUN
fsr-3396	616	14	.	.	PUNCT
fsr-3396	617	1	journal	journal	NOUN
fsr-3396	617	2	of	of	ADP
fsr-3396	617	3	financial	financial	ADJ
fsr-3396	617	4	economics	economic	NOUN
fsr-3396	617	5	,	,	PUNCT
fsr-3396	617	6	3	3	NUM
fsr-3396	617	7	,	,	PUNCT
fsr-3396	617	8	305–360	305–360	NUM
fsr-3396	617	9	.	.	PUNCT
fsr-3396	618	1	joo	joo	PROPN
fsr-3396	618	2	,	,	PUNCT
fsr-3396	618	3	s.	s.	PROPN
fsr-3396	618	4	h.	h.	PROPN
fsr-3396	618	5	,	,	PUNCT
fsr-3396	618	6	&	&	CCONJ
fsr-3396	618	7	grable	grable	PROPN
fsr-3396	618	8	,	,	PUNCT
fsr-3396	618	9	j.	j.	PROPN
fsr-3396	618	10	e.	e.	PROPN
fsr-3396	618	11	(	(	PUNCT
fsr-3396	618	12	2001	2001	NUM
fsr-3396	618	13	)	)	PUNCT
fsr-3396	618	14	.	.	PUNCT
fsr-3396	619	1	factors	factor	NOUN
fsr-3396	619	2	associated	associate	VERB
fsr-3396	619	3	with	with	ADP
fsr-3396	619	4	seeking	seek	VERB
fsr-3396	619	5	and	and	CCONJ
fsr-3396	619	6	using	use	VERB
fsr-3396	619	7	professional	professional	ADJ
fsr-3396	619	8	retirement	retirement	NOUN
fsr-3396	619	9	-	-	PUNCT
fsr-3396	619	10	planning	planning	NOUN
fsr-3396	619	11	help	help	NOUN
fsr-3396	619	12	.	.	PUNCT
fsr-3396	620	1	family	family	NOUN
fsr-3396	620	2	and	and	CCONJ
fsr-3396	620	3	consumer	consumer	NOUN
fsr-3396	620	4	sciences	sciences	PROPN
fsr-3396	620	5	research	research	NOUN
fsr-3396	620	6	journal	journal	NOUN
fsr-3396	620	7	,	,	PUNCT
fsr-3396	620	8	30	30	NUM
fsr-3396	620	9	,	,	PUNCT
fsr-3396	620	10	37–63	37–63	NUM
fsr-3396	620	11	.	.	PUNCT
fsr-3396	620	12	https://doi.org/10.1177/1077727x01301002	https://doi.org/10.1177/1077727x01301002	PROPN
fsr-3396	620	13	lachance	lachance	PROPN
fsr-3396	620	14	,	,	PUNCT
fsr-3396	620	15	m.	m.	PROPN
fsr-3396	620	16	e.	e.	PROPN
fsr-3396	620	17	,	,	PUNCT
fsr-3396	620	18	&	&	CCONJ
fsr-3396	620	19	tang	tang	PROPN
fsr-3396	620	20	,	,	PUNCT
fsr-3396	620	21	n.	n.	NOUN
fsr-3396	620	22	(	(	PUNCT
fsr-3396	620	23	2012	2012	NUM
fsr-3396	620	24	)	)	PUNCT
fsr-3396	620	25	.	.	PUNCT
fsr-3396	621	1	financial	financial	ADJ
fsr-3396	621	2	advice	advice	NOUN
fsr-3396	621	3	and	and	CCONJ
fsr-3396	621	4	trust	trust	NOUN
fsr-3396	621	5	.	.	PUNCT
fsr-3396	622	1	financial	financial	ADJ
fsr-3396	622	2	services	services	PROPN
fsr-3396	622	3	review	review	PROPN
fsr-3396	622	4	,	,	PUNCT
fsr-3396	622	5	21	21	NUM
fsr-3396	622	6	,	,	PUNCT
fsr-3396	622	7	209–226	209–226	NUM
fsr-3396	622	8	.	.	PUNCT
fsr-3396	623	1	lusardi	lusardi	PROPN
fsr-3396	623	2	,	,	PUNCT
fsr-3396	623	3	a.	a.	PROPN
fsr-3396	623	4	,	,	PUNCT
fsr-3396	623	5	&	&	CCONJ
fsr-3396	623	6	mitchell	mitchell	PROPN
fsr-3396	623	7	,	,	PUNCT
fsr-3396	623	8	o.	o.	PROPN
fsr-3396	623	9	s.	s.	PROPN
fsr-3396	623	10	(	(	PUNCT
fsr-3396	623	11	2009	2009	NUM
fsr-3396	623	12	)	)	PUNCT
fsr-3396	623	13	.	.	PUNCT
fsr-3396	624	1	how	how	SCONJ
fsr-3396	624	2	ordinary	ordinary	ADJ
fsr-3396	624	3	consumers	consumer	NOUN
fsr-3396	624	4	make	make	VERB
fsr-3396	624	5	complex	complex	ADJ
fsr-3396	624	6	economic	economic	ADJ
fsr-3396	624	7	decisions	decision	NOUN
fsr-3396	624	8	:	:	PUNCT
fsr-3396	624	9	financial	financial	ADJ
fsr-3396	624	10	literacy	literacy	NOUN
fsr-3396	624	11	and	and	CCONJ
fsr-3396	624	12	retirement	retirement	NOUN
fsr-3396	624	13	readiness	readiness	NOUN
fsr-3396	624	14	(	(	PUNCT
fsr-3396	624	15	no	no	INTJ
fsr-3396	624	16	.	.	PUNCT
fsr-3396	625	1	w15350	w15350	PROPN
fsr-3396	625	2	)	)	PUNCT
fsr-3396	625	3	.	.	PUNCT
fsr-3396	626	1	national	national	PROPN
fsr-3396	626	2	bureau	bureau	PROPN
fsr-3396	626	3	of	of	ADP
fsr-3396	626	4	economic	economic	ADJ
fsr-3396	626	5	research	research	NOUN
fsr-3396	626	6	.	.	PUNCT
fsr-3396	627	1	lusardi	lusardi	PROPN
fsr-3396	627	2	,	,	PUNCT
fsr-3396	627	3	a.	a.	PROPN
fsr-3396	627	4	,	,	PUNCT
fsr-3396	627	5	&	&	CCONJ
fsr-3396	627	6	mitchell	mitchell	PROPN
fsr-3396	627	7	,	,	PUNCT
fsr-3396	627	8	o.	o.	PROPN
fsr-3396	627	9	s.	s.	PROPN
fsr-3396	627	10	(	(	PUNCT
fsr-3396	627	11	2011	2011	NUM
fsr-3396	627	12	)	)	PUNCT
fsr-3396	627	13	.	.	PUNCT
fsr-3396	628	1	financial	financial	ADJ
fsr-3396	628	2	literacy	literacy	NOUN
fsr-3396	628	3	and	and	CCONJ
fsr-3396	628	4	planning	planning	NOUN
fsr-3396	628	5	:	:	PUNCT
fsr-3396	628	6	implications	implication	NOUN
fsr-3396	628	7	for	for	ADP
fsr-3396	628	8	retirement	retirement	NOUN
fsr-3396	628	9	wellbeing	wellbee	VERB
fsr-3396	628	10	(	(	PUNCT
fsr-3396	628	11	no	no	INTJ
fsr-3396	628	12	.	.	PUNCT
fsr-3396	628	13	w17078	w17078	NOUN
fsr-3396	628	14	)	)	PUNCT
fsr-3396	628	15	.	.	PUNCT
fsr-3396	629	1	national	national	PROPN
fsr-3396	629	2	bureau	bureau	PROPN
fsr-3396	629	3	of	of	ADP
fsr-3396	629	4	economic	economic	ADJ
fsr-3396	629	5	research	research	NOUN
fsr-3396	629	6	.	.	PUNCT
fsr-3396	630	1	marsden	marsden	PROPN
fsr-3396	630	2	,	,	PUNCT
fsr-3396	630	3	m.	m.	NOUN
fsr-3396	630	4	,	,	PUNCT
fsr-3396	630	5	zick	zick	PROPN
fsr-3396	630	6	,	,	PUNCT
fsr-3396	630	7	c.	c.	PROPN
fsr-3396	630	8	d.	d.	PROPN
fsr-3396	630	9	,	,	PUNCT
fsr-3396	630	10	&	&	CCONJ
fsr-3396	630	11	mayer	mayer	PROPN
fsr-3396	630	12	,	,	PUNCT
fsr-3396	630	13	r.	r.	PROPN
fsr-3396	630	14	n.	n.	PROPN
fsr-3396	630	15	(	(	PUNCT
fsr-3396	630	16	2011	2011	NUM
fsr-3396	630	17	)	)	PUNCT
fsr-3396	630	18	.	.	PUNCT
fsr-3396	631	1	the	the	DET
fsr-3396	631	2	value	value	NOUN
fsr-3396	631	3	of	of	ADP
fsr-3396	631	4	seeking	seek	VERB
fsr-3396	631	5	financial	financial	ADJ
fsr-3396	631	6	advice	advice	NOUN
fsr-3396	631	7	.	.	PUNCT
fsr-3396	632	1	journal	journal	NOUN
fsr-3396	632	2	of	of	ADP
fsr-3396	632	3	family	family	NOUN
fsr-3396	632	4	and	and	CCONJ
fsr-3396	632	5	economic	economic	ADJ
fsr-3396	632	6	issues	issue	NOUN
fsr-3396	632	7	,	,	PUNCT
fsr-3396	632	8	32	32	NUM
fsr-3396	632	9	,	,	PUNCT
fsr-3396	632	10	625–643	625–643	NUM
fsr-3396	632	11	.	.	PUNCT
fsr-3396	633	1	http://dx.doi.org/10.1007/s10834-011-9258z	http://dx.doi.org/10.1007/s10834-011-9258z	PROPN
fsr-3396	633	2	martin	martin	PROPN
fsr-3396	633	3	,	,	PUNCT
fsr-3396	633	4	jr	jr	PROPN
fsr-3396	633	5	.	.	PROPN
fsr-3396	633	6	,	,	PUNCT
fsr-3396	633	7	t.	t.	PROPN
fsr-3396	633	8	k.	k.	PROPN
fsr-3396	633	9	,	,	PUNCT
fsr-3396	633	10	finke	finke	PROPN
fsr-3396	633	11	,	,	PUNCT
fsr-3396	633	12	m.	m.	NOUN
fsr-3396	633	13	,	,	PUNCT
fsr-3396	633	14	&	&	CCONJ
fsr-3396	633	15	gibson	gibson	PROPN
fsr-3396	633	16	,	,	PUNCT
fsr-3396	633	17	p.	p.	NOUN
fsr-3396	633	18	(	(	PUNCT
fsr-3396	633	19	2014	2014	NUM
fsr-3396	633	20	)	)	PUNCT
fsr-3396	633	21	.	.	PUNCT
fsr-3396	634	1	race	race	NOUN
fsr-3396	634	2	,	,	PUNCT
fsr-3396	634	3	trust	trust	NOUN
fsr-3396	634	4	and	and	CCONJ
fsr-3396	634	5	retirement	retirement	NOUN
fsr-3396	634	6	decisions	decision	NOUN
fsr-3396	634	7	.	.	PUNCT
fsr-3396	635	1	journal	journal	NOUN
fsr-3396	635	2	of	of	ADP
fsr-3396	635	3	personal	personal	ADJ
fsr-3396	635	4	finance	finance	NOUN
fsr-3396	635	5	,	,	PUNCT
fsr-3396	635	6	13	13	NUM
fsr-3396	635	7	,	,	PUNCT
fsr-3396	635	8	62–71	62–71	NOUN
fsr-3396	635	9	.	.	PUNCT
fsr-3396	636	1	montmarquette	montmarquette	PROPN
fsr-3396	636	2	,	,	PUNCT
fsr-3396	636	3	c.	c.	PROPN
fsr-3396	636	4	,	,	PUNCT
fsr-3396	636	5	&	&	CCONJ
fsr-3396	636	6	viennot	viennot	PROPN
fsr-3396	636	7	-	-	PUNCT
fsr-3396	636	8	briot	briot	NOUN
fsr-3396	636	9	,	,	PUNCT
fsr-3396	636	10	n.	n.	NOUN
fsr-3396	636	11	(	(	PUNCT
fsr-3396	636	12	2015	2015	NUM
fsr-3396	636	13	)	)	PUNCT
fsr-3396	636	14	.	.	PUNCT
fsr-3396	637	1	the	the	DET
fsr-3396	637	2	value	value	NOUN
fsr-3396	637	3	of	of	ADP
fsr-3396	637	4	financial	financial	ADJ
fsr-3396	637	5	advice	advice	NOUN
fsr-3396	637	6	.	.	PUNCT
fsr-3396	638	1	annals	annal	NOUN
fsr-3396	638	2	of	of	ADP
fsr-3396	638	3	economics	economic	NOUN
fsr-3396	638	4	and	and	CCONJ
fsr-3396	638	5	finance	finance	NOUN
fsr-3396	638	6	,	,	PUNCT
fsr-3396	638	7	16	16	NUM
fsr-3396	638	8	,	,	PUNCT
fsr-3396	638	9	69–94	69–94	NUM
fsr-3396	638	10	.	.	PUNCT
fsr-3396	639	1	mottola	mottola	PROPN
fsr-3396	639	2	,	,	PUNCT
fsr-3396	639	3	g.	g.	PROPN
fsr-3396	639	4	r.	r.	PROPN
fsr-3396	639	5	,	,	PUNCT
fsr-3396	639	6	&	&	CCONJ
fsr-3396	639	7	kieffer	kieffer	PROPN
fsr-3396	639	8	,	,	PUNCT
fsr-3396	639	9	c.	c.	PROPN
fsr-3396	639	10	n.	n.	PROPN
fsr-3396	639	11	(	(	PUNCT
fsr-3396	639	12	2017	2017	NUM
fsr-3396	639	13	)	)	PUNCT
fsr-3396	639	14	.	.	PUNCT
fsr-3396	640	1	understanding	understanding	NOUN
fsr-3396	640	2	and	and	CCONJ
fsr-3396	640	3	using	use	VERB
fsr-3396	640	4	data	datum	NOUN
fsr-3396	640	5	from	from	ADP
fsr-3396	640	6	the	the	DET
fsr-3396	640	7	national	national	ADJ
fsr-3396	640	8	financial	financial	ADJ
fsr-3396	640	9	capability	capability	NOUN
fsr-3396	640	10	study	study	NOUN
fsr-3396	640	11	.	.	PUNCT
fsr-3396	641	1	family	family	NOUN
fsr-3396	641	2	and	and	CCONJ
fsr-3396	641	3	consumer	consumer	NOUN
fsr-3396	641	4	sciences	sciences	PROPN
fsr-3396	641	5	research	research	NOUN
fsr-3396	641	6	journal	journal	NOUN
fsr-3396	641	7	,	,	PUNCT
fsr-3396	641	8	46	46	NUM
fsr-3396	641	9	,	,	PUNCT
fsr-3396	641	10	31–39	31–39	NUM
fsr-3396	641	11	.	.	PUNCT
fsr-3396	642	1	moulton	moulton	PROPN
fsr-3396	642	2	,	,	PUNCT
fsr-3396	642	3	s.	s.	PROPN
fsr-3396	642	4	,	,	PUNCT
fsr-3396	642	5	loibl	loibl	PROPN
fsr-3396	642	6	,	,	PUNCT
fsr-3396	642	7	c.	c.	PROPN
fsr-3396	642	8	,	,	PUNCT
fsr-3396	642	9	samak	samak	PROPN
fsr-3396	642	10	,	,	PUNCT
fsr-3396	642	11	a.	a.	PROPN
fsr-3396	642	12	,	,	PUNCT
fsr-3396	642	13	&	&	CCONJ
fsr-3396	642	14	collins	collins	PROPN
fsr-3396	642	15	,	,	PUNCT
fsr-3396	642	16	j.	j.	PROPN
fsr-3396	642	17	(	(	PUNCT
fsr-3396	642	18	2013	2013	NUM
fsr-3396	642	19	)	)	PUNCT
fsr-3396	642	20	.	.	PUNCT
fsr-3396	643	1	borrowing	borrowing	NOUN
fsr-3396	643	2	capacity	capacity	NOUN
fsr-3396	643	3	and	and	CCONJ
fsr-3396	643	4	financial	financial	ADJ
fsr-3396	643	5	decisions	decision	NOUN
fsr-3396	643	6	of	of	ADP
fsr-3396	643	7	low	low	ADJ
fsr-3396	643	8	-	-	PUNCT
fsr-3396	643	9	to	to	ADP
fsr-3396	643	10	-	-	PUNCT
fsr-3396	643	11	moderate	moderate	ADJ
fsr-3396	643	12	income	income	NOUN
fsr-3396	643	13	first	first	ADJ
fsr-3396	643	14	-	-	PUNCT
fsr-3396	643	15	time	time	NOUN
fsr-3396	643	16	homebuyers	homebuyer	NOUN
fsr-3396	643	17	.	.	PUNCT
fsr-3396	644	1	journal	journal	NOUN
fsr-3396	644	2	of	of	ADP
fsr-3396	644	3	consumer	consumer	NOUN
fsr-3396	644	4	affairs	affair	NOUN
fsr-3396	644	5	,	,	PUNCT
fsr-3396	644	6	47	47	NUM
fsr-3396	644	7	,	,	PUNCT
fsr-3396	644	8	375–403	375–403	NUM
fsr-3396	644	9	.	.	PUNCT
fsr-3396	645	1	raskie	raskie	PROPN
fsr-3396	645	2	,	,	PUNCT
fsr-3396	645	3	s.	s.	PROPN
fsr-3396	645	4	,	,	PUNCT
fsr-3396	645	5	herbison	herbison	PROPN
fsr-3396	645	6	,	,	PUNCT
fsr-3396	645	7	g.	g.	PROPN
fsr-3396	645	8	,	,	PUNCT
fsr-3396	645	9	&	&	CCONJ
fsr-3396	645	10	martin	martin	PROPN
fsr-3396	645	11	,	,	PUNCT
fsr-3396	645	12	j.	j.	PROPN
fsr-3396	645	13	(	(	PUNCT
fsr-3396	645	14	2017	2017	NUM
fsr-3396	645	15	)	)	PUNCT
fsr-3396	645	16	.	.	PUNCT
fsr-3396	646	1	do	do	AUX
fsr-3396	646	2	designations	designation	NOUN
fsr-3396	646	3	attract	attract	VERB
fsr-3396	646	4	a	a	DET
fsr-3396	646	5	more	more	ADV
fsr-3396	646	6	knowledgeable	knowledgeable	ADJ
fsr-3396	646	7	consumer	consumer	NOUN
fsr-3396	646	8	?	?	PUNCT
fsr-3396	647	1	journal	journal	NOUN
fsr-3396	647	2	of	of	ADP
fsr-3396	647	3	financial	financial	ADJ
fsr-3396	647	4	service	service	NOUN
fsr-3396	647	5	professionals	professional	NOUN
fsr-3396	647	6	,	,	PUNCT
fsr-3396	647	7	71	71	NUM
fsr-3396	647	8	,	,	PUNCT
fsr-3396	647	9	80–96	80–96	NUM
fsr-3396	647	10	.	.	PUNCT
fsr-3396	648	1	robb	robb	NOUN
fsr-3396	648	2	,	,	PUNCT
fsr-3396	648	3	c.	c.	PROPN
fsr-3396	648	4	a.	a.	PROPN
fsr-3396	648	5	,	,	PUNCT
fsr-3396	648	6	babiarz	babiarz	PROPN
fsr-3396	648	7	,	,	PUNCT
fsr-3396	648	8	p.	p.	NOUN
fsr-3396	648	9	,	,	PUNCT
fsr-3396	648	10	&	&	CCONJ
fsr-3396	648	11	woodyard	woodyard	PROPN
fsr-3396	648	12	,	,	PUNCT
fsr-3396	648	13	a.	a.	NOUN
fsr-3396	648	14	(	(	PUNCT
fsr-3396	648	15	2012	2012	NUM
fsr-3396	648	16	)	)	PUNCT
fsr-3396	648	17	.	.	PUNCT
fsr-3396	649	1	the	the	DET
fsr-3396	649	2	demand	demand	NOUN
fsr-3396	649	3	for	for	ADP
fsr-3396	649	4	financial	financial	ADJ
fsr-3396	649	5	professionals	professional	NOUN
fsr-3396	649	6	’	'	PUNCT
fsr-3396	649	7	advice	advice	NOUN
fsr-3396	649	8	:	:	PUNCT
fsr-3396	649	9	the	the	DET
fsr-3396	649	10	role	role	NOUN
fsr-3396	649	11	of	of	ADP
fsr-3396	649	12	financial	financial	ADJ
fsr-3396	649	13	knowledge	knowledge	NOUN
fsr-3396	649	14	,	,	PUNCT
fsr-3396	649	15	satisfaction	satisfaction	NOUN
fsr-3396	649	16	,	,	PUNCT
fsr-3396	649	17	and	and	CCONJ
fsr-3396	649	18	confidence	confidence	NOUN
fsr-3396	649	19	.	.	PUNCT
fsr-3396	650	1	financial	financial	ADJ
fsr-3396	650	2	services	service	NOUN
fsr-3396	650	3	review	review	PROPN
fsr-3396	650	4	,	,	PUNCT
fsr-3396	650	5	21	21	NUM
fsr-3396	650	6	,	,	PUNCT
fsr-3396	650	7	291–305	291–305	NUM
fsr-3396	650	8	.	.	PUNCT
fsr-3396	651	1	seay	seay	PROPN
fsr-3396	651	2	,	,	PUNCT
fsr-3396	651	3	m.	m.	PROPN
fsr-3396	651	4	c.	c.	PROPN
fsr-3396	651	5	,	,	PUNCT
fsr-3396	651	6	anderson	anderson	PROPN
fsr-3396	651	7	,	,	PUNCT
fsr-3396	651	8	s.	s.	PROPN
fsr-3396	651	9	g.	g.	PROPN
fsr-3396	651	10	,	,	PUNCT
fsr-3396	651	11	lawson	lawson	PROPN
fsr-3396	651	12	,	,	PUNCT
fsr-3396	651	13	d.	d.	PROPN
fsr-3396	651	14	r.	r.	PROPN
fsr-3396	651	15	,	,	PUNCT
fsr-3396	651	16	&	&	CCONJ
fsr-3396	651	17	kim	kim	PROPN
fsr-3396	651	18	,	,	PUNCT
fsr-3396	651	19	k.	k.	PROPN
fsr-3396	651	20	t.	t.	PROPN
fsr-3396	651	21	(	(	PUNCT
fsr-3396	651	22	2017	2017	NUM
fsr-3396	651	23	)	)	PUNCT
fsr-3396	651	24	.	.	PUNCT
fsr-3396	652	1	identifying	identify	VERB
fsr-3396	652	2	variation	variation	NOUN
fsr-3396	652	3	in	in	ADP
fsr-3396	652	4	client	client	NOUN
fsr-3396	652	5	characteristics	characteristic	NOUN
fsr-3396	652	6	between	between	ADP
fsr-3396	652	7	financial	financial	ADJ
fsr-3396	652	8	planning	planning	NOUN
fsr-3396	652	9	compensation	compensation	NOUN
fsr-3396	652	10	models	model	NOUN
fsr-3396	652	11	.	.	PUNCT
fsr-3396	653	1	journal	journal	NOUN
fsr-3396	653	2	of	of	ADP
fsr-3396	653	3	financial	financial	ADJ
fsr-3396	653	4	planning	planning	NOUN
fsr-3396	653	5	,	,	PUNCT
fsr-3396	653	6	30	30	NUM
fsr-3396	653	7	,	,	PUNCT
fsr-3396	653	8	40–51	40–51	NUM
fsr-3396	653	9	.	.	PUNCT
fsr-3396	654	1	seay	seay	PROPN
fsr-3396	654	2	,	,	PUNCT
fsr-3396	654	3	m.	m.	PROPN
fsr-3396	654	4	c.	c.	PROPN
fsr-3396	654	5	,	,	PUNCT
fsr-3396	654	6	kim	kim	PROPN
fsr-3396	654	7	,	,	PUNCT
fsr-3396	654	8	k.	k.	PROPN
fsr-3396	654	9	t.	t.	PROPN
fsr-3396	654	10	,	,	PUNCT
fsr-3396	654	11	&	&	CCONJ
fsr-3396	654	12	heckman	heckman	PROPN
fsr-3396	654	13	,	,	PUNCT
fsr-3396	654	14	s.	s.	PROPN
fsr-3396	654	15	j.	j.	PROPN
fsr-3396	654	16	(	(	PUNCT
fsr-3396	654	17	2016	2016	NUM
fsr-3396	654	18	)	)	PUNCT
fsr-3396	654	19	.	.	PUNCT
fsr-3396	655	1	exploring	explore	VERB
fsr-3396	655	2	the	the	DET
fsr-3396	655	3	demand	demand	NOUN
fsr-3396	655	4	for	for	ADP
fsr-3396	655	5	retirement	retirement	NOUN
fsr-3396	655	6	planning	planning	NOUN
fsr-3396	655	7	advice	advice	NOUN
fsr-3396	655	8	:	:	PUNCT
fsr-3396	655	9	the	the	DET
fsr-3396	655	10	role	role	NOUN
fsr-3396	655	11	of	of	ADP
fsr-3396	655	12	financial	financial	ADJ
fsr-3396	655	13	literacy	literacy	NOUN
fsr-3396	655	14	.	.	PUNCT
fsr-3396	656	1	financial	financial	ADJ
fsr-3396	656	2	services	service	NOUN
fsr-3396	656	3	review	review	PROPN
fsr-3396	656	4	,	,	PUNCT
fsr-3396	656	5	25	25	NUM
fsr-3396	656	6	,	,	PUNCT
fsr-3396	656	7	1–20	1–20	PROPN
fsr-3396	656	8	.	.	PUNCT
fsr-3396	656	9	tversky	tversky	PROPN
fsr-3396	656	10	,	,	PUNCT
fsr-3396	656	11	a.	a.	PROPN
fsr-3396	656	12	,	,	PUNCT
fsr-3396	656	13	&	&	CCONJ
fsr-3396	656	14	kahneman	kahneman	PROPN
fsr-3396	656	15	,	,	PUNCT
fsr-3396	656	16	d.	d.	PROPN
fsr-3396	656	17	(	(	PUNCT
fsr-3396	656	18	1974	1974	NUM
fsr-3396	656	19	)	)	PUNCT
fsr-3396	656	20	.	.	PUNCT
fsr-3396	657	1	judgment	judgment	NOUN
fsr-3396	657	2	under	under	ADP
fsr-3396	657	3	uncertainty	uncertainty	NOUN
fsr-3396	657	4	:	:	PUNCT
fsr-3396	657	5	heuristics	heuristic	NOUN
fsr-3396	657	6	and	and	CCONJ
fsr-3396	657	7	biases	bias	NOUN
fsr-3396	657	8	.	.	PUNCT
fsr-3396	658	1	science	science	NOUN
fsr-3396	658	2	,	,	PUNCT
fsr-3396	658	3	185	185	NUM
fsr-3396	658	4	,	,	PUNCT
fsr-3396	658	5	1124–1131	1124–1131	NUM
fsr-3396	658	6	.	.	PUNCT
fsr-3396	658	7	255	255	NUM
fsr-3396	658	8	m.	m.	NOUN
fsr-3396	658	9	seay	seay	PROPN
fsr-3396	658	10	/	/	SYM
fsr-3396	658	11	financial	financial	ADJ
fsr-3396	658	12	services	service	NOUN
fsr-3396	658	13	review	review	VERB
fsr-3396	658	14	27	27	NUM
fsr-3396	658	15	(	(	PUNCT
fsr-3396	658	16	2018	2018	NUM
fsr-3396	658	17	)	)	PUNCT
fsr-3396	658	18	231	231	NUM
fsr-3396	658	19	-	-	SYM
fsr-3396	658	20	255	255	NUM