id	sid	tid	token	lemma	pos
fsr-3398	1	1	factors	factor	NOUN
fsr-3398	1	2	related	relate	VERB
fsr-3398	1	3	to	to	ADP
fsr-3398	1	4	the	the	DET
fsr-3398	1	5	risk	risk	NOUN
fsr-3398	1	6	tolerance	tolerance	NOUN
fsr-3398	1	7	of	of	ADP
fsr-3398	1	8	households	household	NOUN
fsr-3398	1	9	in	in	ADP
fsr-3398	1	10	china	china	PROPN
fsr-3398	1	11	and	and	CCONJ
fsr-3398	1	12	the	the	DET
fsr-3398	1	13	united	united	PROPN
fsr-3398	1	14	states	states	PROPN
fsr-3398	1	15	:	:	PUNCT
fsr-3398	1	16	implications	implication	NOUN
fsr-3398	1	17	for	for	ADP
fsr-3398	1	18	the	the	DET
fsr-3398	1	19	future	future	NOUN
fsr-3398	1	20	of	of	ADP
fsr-3398	1	21	financial	financial	ADJ
fsr-3398	1	22	markets	market	NOUN
fsr-3398	1	23	in	in	ADP
fsr-3398	1	24	china	china	PROPN
fsr-3398	1	25	sherman	sherman	PROPN
fsr-3398	1	26	d.	d.	PROPN
fsr-3398	1	27	hannaa	hannaa	PROPN
fsr-3398	1	28	,	,	PUNCT
fsr-3398	1	29	*	*	PROPN
fsr-3398	1	30	,	,	PUNCT
fsr-3398	1	31	kyoung	kyoung	PROPN
fsr-3398	1	32	tae	tae	PROPN
fsr-3398	1	33	kimb	kimb	PROPN
fsr-3398	1	34	,	,	PUNCT
fsr-3398	1	35	lishu	lishu	NOUN
fsr-3398	1	36	zhangc	zhangc	PROPN
fsr-3398	1	37	ahuman	ahuman	PROPN
fsr-3398	1	38	sciences	sciences	PROPN
fsr-3398	1	39	department	department	PROPN
fsr-3398	1	40	,	,	PUNCT
fsr-3398	1	41	ohio	ohio	PROPN
fsr-3398	1	42	state	state	PROPN
fsr-3398	1	43	university	university	PROPN
fsr-3398	1	44	,	,	PUNCT
fsr-3398	1	45	1787	1787	NUM
fsr-3398	1	46	neil	neil	PROPN
fsr-3398	1	47	avenue	avenue	PROPN
fsr-3398	1	48	,	,	PUNCT
fsr-3398	1	49	columbus	columbus	PROPN
fsr-3398	1	50	,	,	PUNCT
fsr-3398	1	51	oh	oh	NUM
fsr-3398	1	52	43210	43210	NUM
fsr-3398	1	53	,	,	PUNCT
fsr-3398	1	54	usa	usa	PROPN
fsr-3398	1	55	bdepartment	bdepartment	PROPN
fsr-3398	1	56	of	of	ADP
fsr-3398	1	57	consumer	consumer	NOUN
fsr-3398	1	58	sciences	science	NOUN
fsr-3398	1	59	,	,	PUNCT
fsr-3398	1	60	312	312	NUM
fsr-3398	1	61	adams	adams	PROPN
fsr-3398	1	62	hall	hall	PROPN
fsr-3398	1	63	,	,	PUNCT
fsr-3398	1	64	box	box	PROPN
fsr-3398	1	65	870158	870158	NUM
fsr-3398	1	66	,	,	PUNCT
fsr-3398	1	67	university	university	NOUN
fsr-3398	1	68	of	of	ADP
fsr-3398	1	69	alabama	alabama	PROPN
fsr-3398	1	70	,	,	PUNCT
fsr-3398	1	71	tuscaloosa	tuscaloosa	PROPN
fsr-3398	1	72	,	,	PUNCT
fsr-3398	1	73	al	al	PROPN
fsr-3398	1	74	35487	35487	NUM
fsr-3398	1	75	,	,	PUNCT
fsr-3398	1	76	usa	usa	PROPN
fsr-3398	1	77	cdepartment	cdepartment	NOUN
fsr-3398	1	78	of	of	ADP
fsr-3398	1	79	economics	economic	NOUN
fsr-3398	1	80	,	,	PUNCT
fsr-3398	1	81	shenzhen	shenzhen	PROPN
fsr-3398	1	82	university	university	PROPN
fsr-3398	1	83	,	,	PUNCT
fsr-3398	1	84	3688	3688	NUM
fsr-3398	1	85	nanhai	nanhai	PROPN
fsr-3398	1	86	avenue	avenue	PROPN
fsr-3398	1	87	,	,	PUNCT
fsr-3398	1	88	nanshan	nanshan	PROPN
fsr-3398	1	89	,	,	PUNCT
fsr-3398	1	90	shenzhen	shenzhen	PROPN
fsr-3398	1	91	,	,	PUNCT
fsr-3398	1	92	guangdong	guangdong	PROPN
fsr-3398	1	93	,	,	PUNCT
fsr-3398	1	94	china	china	PROPN
fsr-3398	1	95	abstract	abstract	ADJ
fsr-3398	1	96	we	we	PRON
fsr-3398	1	97	analyzed	analyze	VERB
fsr-3398	1	98	factors	factor	NOUN
fsr-3398	1	99	related	relate	VERB
fsr-3398	1	100	to	to	ADP
fsr-3398	1	101	the	the	DET
fsr-3398	1	102	financial	financial	ADJ
fsr-3398	1	103	risk	risk	NOUN
fsr-3398	1	104	tolerance	tolerance	NOUN
fsr-3398	1	105	of	of	ADP
fsr-3398	1	106	chinese	chinese	ADJ
fsr-3398	1	107	households	household	NOUN
fsr-3398	1	108	,	,	PUNCT
fsr-3398	1	109	using	use	VERB
fsr-3398	1	110	the	the	DET
fsr-3398	1	111	2011	2011	NUM
fsr-3398	1	112	china	china	PROPN
fsr-3398	1	113	household	household	NOUN
fsr-3398	1	114	finance	finance	NOUN
fsr-3398	1	115	survey	survey	NOUN
fsr-3398	1	116	(	(	PUNCT
fsr-3398	1	117	chfs	chfs	NOUN
fsr-3398	1	118	)	)	PUNCT
fsr-3398	1	119	.	.	PUNCT
fsr-3398	2	1	the	the	DET
fsr-3398	2	2	risk	risk	NOUN
fsr-3398	2	3	tolerance	tolerance	NOUN
fsr-3398	2	4	question	question	NOUN
fsr-3398	2	5	was	be	AUX
fsr-3398	2	6	similar	similar	ADJ
fsr-3398	2	7	to	to	ADP
fsr-3398	2	8	one	one	NUM
fsr-3398	2	9	in	in	ADP
fsr-3398	2	10	the	the	DET
fsr-3398	2	11	u.s	u.s	PROPN
fsr-3398	2	12	.	.	PROPN
fsr-3398	2	13	survey	survey	NOUN
fsr-3398	2	14	of	of	ADP
fsr-3398	2	15	consumer	consumer	NOUN
fsr-3398	2	16	finances	finance	NOUN
fsr-3398	2	17	(	(	PUNCT
fsr-3398	2	18	scf	scf	PROPN
fsr-3398	2	19	)	)	PUNCT
fsr-3398	2	20	,	,	PUNCT
fsr-3398	2	21	and	and	CCONJ
fsr-3398	2	22	we	we	PRON
fsr-3398	2	23	found	find	VERB
fsr-3398	2	24	that	that	SCONJ
fsr-3398	2	25	chfs	chfs	NOUN
fsr-3398	2	26	respondents	respondent	NOUN
fsr-3398	2	27	had	have	VERB
fsr-3398	2	28	slightly	slightly	ADV
fsr-3398	2	29	higher	high	ADJ
fsr-3398	2	30	risk	risk	NOUN
fsr-3398	2	31	tolerance	tolerance	NOUN
fsr-3398	2	32	than	than	ADP
fsr-3398	2	33	scf	scf	PROPN
fsr-3398	2	34	respondents	respondent	NOUN
fsr-3398	2	35	,	,	PUNCT
fsr-3398	2	36	but	but	CCONJ
fsr-3398	2	37	the	the	DET
fsr-3398	2	38	percentage	percentage	NOUN
fsr-3398	2	39	of	of	ADP
fsr-3398	2	40	households	household	NOUN
fsr-3398	2	41	with	with	ADP
fsr-3398	2	42	stock	stock	NOUN
fsr-3398	2	43	assets	asset	NOUN
fsr-3398	2	44	was	be	AUX
fsr-3398	2	45	9	9	NUM
fsr-3398	2	46	%	%	NOUN
fsr-3398	2	47	,	,	PUNCT
fsr-3398	2	48	compared	compare	VERB
fsr-3398	2	49	with	with	ADP
fsr-3398	2	50	49	49	NUM
fsr-3398	2	51	%	%	NOUN
fsr-3398	2	52	in	in	ADP
fsr-3398	2	53	the	the	DET
fsr-3398	2	54	united	united	PROPN
fsr-3398	2	55	states	states	PROPN
fsr-3398	2	56	.	.	PUNCT
fsr-3398	3	1	our	our	PRON
fsr-3398	3	2	multivariate	multivariate	NOUN
fsr-3398	3	3	analyses	analysis	NOUN
fsr-3398	3	4	found	find	VERB
fsr-3398	3	5	many	many	ADJ
fsr-3398	3	6	household	household	NOUN
fsr-3398	3	7	characteristics	characteristic	NOUN
fsr-3398	3	8	in	in	ADP
fsr-3398	3	9	the	the	DET
fsr-3398	3	10	chfs	chfs	NOUN
fsr-3398	3	11	had	have	VERB
fsr-3398	3	12	effects	effect	NOUN
fsr-3398	3	13	on	on	ADP
fsr-3398	3	14	risk	risk	NOUN
fsr-3398	3	15	tolerance	tolerance	NOUN
fsr-3398	3	16	similar	similar	ADJ
fsr-3398	3	17	to	to	ADP
fsr-3398	3	18	those	those	PRON
fsr-3398	3	19	found	find	VERB
fsr-3398	3	20	in	in	ADP
fsr-3398	3	21	the	the	DET
fsr-3398	3	22	2013	2013	NUM
fsr-3398	3	23	scf	scf	PROPN
fsr-3398	3	24	.	.	PUNCT
fsr-3398	4	1	we	we	PRON
fsr-3398	4	2	discuss	discuss	VERB
fsr-3398	4	3	implications	implication	NOUN
fsr-3398	4	4	for	for	ADP
fsr-3398	4	5	the	the	DET
fsr-3398	4	6	future	future	NOUN
fsr-3398	4	7	of	of	ADP
fsr-3398	4	8	chinese	chinese	ADJ
fsr-3398	4	9	investment	investment	NOUN
fsr-3398	4	10	markets	market	NOUN
fsr-3398	4	11	.	.	PUNCT
fsr-3398	5	1	©	©	PROPN
fsr-3398	5	2	2018	2018	NUM
fsr-3398	5	3	academy	academy	NOUN
fsr-3398	5	4	of	of	ADP
fsr-3398	5	5	financial	financial	ADJ
fsr-3398	5	6	services	service	NOUN
fsr-3398	5	7	.	.	PUNCT
fsr-3398	6	1	all	all	DET
fsr-3398	6	2	rights	right	NOUN
fsr-3398	6	3	reserved	reserve	VERB
fsr-3398	6	4	.	.	PUNCT
fsr-3398	7	1	jel	jel	PROPN
fsr-3398	7	2	classifications	classification	NOUN
fsr-3398	7	3	:	:	PUNCT
fsr-3398	7	4	d14	d14	ADJ
fsr-3398	7	5	;	;	PUNCT
fsr-3398	7	6	g11	g11	NOUN
fsr-3398	7	7	keywords	keyword	NOUN
fsr-3398	7	8	:	:	PUNCT
fsr-3398	7	9	risk	risk	NOUN
fsr-3398	7	10	tolerance	tolerance	NOUN
fsr-3398	7	11	;	;	PUNCT
fsr-3398	7	12	individual	individual	ADJ
fsr-3398	7	13	investing	investing	NOUN
fsr-3398	7	14	;	;	PUNCT
fsr-3398	7	15	china	china	PROPN
fsr-3398	7	16	household	household	NOUN
fsr-3398	7	17	finance	finance	NOUN
fsr-3398	7	18	survey	survey	NOUN
fsr-3398	7	19	;	;	PUNCT
fsr-3398	7	20	survey	survey	NOUN
fsr-3398	7	21	of	of	ADP
fsr-3398	7	22	consumer	consumer	NOUN
fsr-3398	7	23	finances	finance	NOUN
fsr-3398	7	24	1	1	NUM
fsr-3398	7	25	.	.	PUNCT
fsr-3398	8	1	introduction	introduction	NOUN
fsr-3398	8	2	risk	risk	NOUN
fsr-3398	8	3	tolerance	tolerance	NOUN
fsr-3398	8	4	is	be	AUX
fsr-3398	8	5	an	an	DET
fsr-3398	8	6	important	important	ADJ
fsr-3398	8	7	topic	topic	NOUN
fsr-3398	8	8	for	for	ADP
fsr-3398	8	9	household	household	NOUN
fsr-3398	8	10	financial	financial	ADJ
fsr-3398	8	11	choices	choice	NOUN
fsr-3398	8	12	because	because	SCONJ
fsr-3398	8	13	it	it	PRON
fsr-3398	8	14	affects	affect	VERB
fsr-3398	8	15	many	many	ADJ
fsr-3398	8	16	types	type	NOUN
fsr-3398	8	17	of	of	ADP
fsr-3398	8	18	household	household	NOUN
fsr-3398	8	19	decisions	decision	NOUN
fsr-3398	8	20	,	,	PUNCT
fsr-3398	8	21	including	include	VERB
fsr-3398	8	22	portfolio	portfolio	NOUN
fsr-3398	8	23	selection	selection	NOUN
fsr-3398	8	24	,	,	PUNCT
fsr-3398	8	25	insurance	insurance	NOUN
fsr-3398	8	26	choices	choice	NOUN
fsr-3398	8	27	,	,	PUNCT
fsr-3398	8	28	and	and	CCONJ
fsr-3398	8	29	saving	save	VERB
fsr-3398	8	30	decisions	decision	NOUN
fsr-3398	8	31	.	.	PUNCT
fsr-3398	9	1	there	there	PRON
fsr-3398	9	2	have	have	AUX
fsr-3398	9	3	been	be	AUX
fsr-3398	9	4	many	many	ADJ
fsr-3398	9	5	normative	normative	ADJ
fsr-3398	9	6	analyses	analysis	NOUN
fsr-3398	9	7	on	on	ADP
fsr-3398	9	8	the	the	DET
fsr-3398	9	9	relationship	relationship	NOUN
fsr-3398	9	10	between	between	ADP
fsr-3398	9	11	risk	risk	NOUN
fsr-3398	9	12	tolerance	tolerance	NOUN
fsr-3398	9	13	and	and	CCONJ
fsr-3398	9	14	*	*	PUNCT
fsr-3398	9	15	corresponding	correspond	VERB
fsr-3398	9	16	author	author	NOUN
fsr-3398	9	17	.	.	PUNCT
fsr-3398	10	1	tel	tel	PROPN
fsr-3398	10	2	.	.	PUNCT
fsr-3398	10	3	:	:	PUNCT
fsr-3398	10	4	�	�	PROPN
fsr-3398	10	5	1	1	NUM
fsr-3398	10	6	-	-	SYM
fsr-3398	10	7	614	614	NUM
fsr-3398	10	8	-	-	PUNCT
fsr-3398	10	9	292	292	NUM
fsr-3398	10	10	-	-	PUNCT
fsr-3398	10	11	4584	4584	NUM
fsr-3398	10	12	;	;	PUNCT
fsr-3398	10	13	fax	fax	NOUN
fsr-3398	10	14	:	:	PUNCT
fsr-3398	10	15	�	�	PROPN
fsr-3398	10	16	1	1	NUM
fsr-3398	10	17	-	-	SYM
fsr-3398	10	18	614	614	NUM
fsr-3398	10	19	-	-	PUNCT
fsr-3398	10	20	292	292	NUM
fsr-3398	10	21	-	-	NUM
fsr-3398	10	22	4339	4339	NUM
fsr-3398	10	23	.	.	PUNCT
fsr-3398	11	1	e	e	X
fsr-3398	11	2	-	-	NOUN
fsr-3398	11	3	mail	mail	NOUN
fsr-3398	11	4	address	address	NOUN
fsr-3398	11	5	:	:	PUNCT
fsr-3398	11	6	hanna.1@osu.edu	hanna.1@osu.edu	PROPN
fsr-3398	11	7	(	(	PUNCT
fsr-3398	11	8	s.d	s.d	PROPN
fsr-3398	11	9	.	.	PROPN
fsr-3398	11	10	hanna	hanna	PROPN
fsr-3398	11	11	)	)	PUNCT
fsr-3398	11	12	financial	financial	ADJ
fsr-3398	11	13	services	service	NOUN
fsr-3398	11	14	review	review	VERB
fsr-3398	11	15	27	27	NUM
fsr-3398	11	16	(	(	PUNCT
fsr-3398	11	17	2018	2018	NUM
fsr-3398	11	18	)	)	PUNCT
fsr-3398	11	19	279	279	NUM
fsr-3398	11	20	-	-	SYM
fsr-3398	11	21	302	302	NUM
fsr-3398	11	22	1057	1057	NUM
fsr-3398	11	23	-	-	SYM
fsr-3398	11	24	0810/18/$	0810/18/$	NUM
fsr-3398	11	25	–	–	PUNCT
fsr-3398	11	26	see	see	VERB
fsr-3398	11	27	front	front	ADJ
fsr-3398	11	28	matter	matter	NOUN
fsr-3398	11	29	©	©	PROPN
fsr-3398	11	30	2018	2018	NUM
fsr-3398	11	31	academy	academy	NOUN
fsr-3398	11	32	of	of	ADP
fsr-3398	11	33	financial	financial	ADJ
fsr-3398	11	34	services	service	NOUN
fsr-3398	11	35	.	.	PUNCT
fsr-3398	12	1	all	all	DET
fsr-3398	12	2	rights	right	NOUN
fsr-3398	12	3	reserved	reserve	VERB
fsr-3398	12	4	.	.	PUNCT
fsr-3398	13	1	optimal	optimal	ADJ
fsr-3398	13	2	financial	financial	ADJ
fsr-3398	13	3	decisions	decision	NOUN
fsr-3398	13	4	,	,	PUNCT
fsr-3398	13	5	for	for	ADP
fsr-3398	13	6	example	example	NOUN
fsr-3398	13	7	,	,	PUNCT
fsr-3398	13	8	campbell	campbell	PROPN
fsr-3398	13	9	and	and	CCONJ
fsr-3398	13	10	viceira	viceira	PROPN
fsr-3398	13	11	(	(	PUNCT
fsr-3398	13	12	2002	2002	NUM
fsr-3398	13	13	)	)	PUNCT
fsr-3398	13	14	.	.	PUNCT
fsr-3398	14	1	standard	standard	ADJ
fsr-3398	14	2	advice	advice	NOUN
fsr-3398	14	3	for	for	ADP
fsr-3398	14	4	households	household	NOUN
fsr-3398	14	5	,	,	PUNCT
fsr-3398	14	6	based	base	VERB
fsr-3398	14	7	on	on	ADP
fsr-3398	14	8	normative	normative	ADJ
fsr-3398	14	9	analyses	analysis	NOUN
fsr-3398	14	10	by	by	ADP
fsr-3398	14	11	economists	economist	NOUN
fsr-3398	14	12	,	,	PUNCT
fsr-3398	14	13	is	be	AUX
fsr-3398	14	14	that	that	SCONJ
fsr-3398	14	15	they	they	PRON
fsr-3398	14	16	should	should	AUX
fsr-3398	14	17	consider	consider	VERB
fsr-3398	14	18	their	their	PRON
fsr-3398	14	19	risk	risk	NOUN
fsr-3398	14	20	tolerance	tolerance	NOUN
fsr-3398	14	21	in	in	ADP
fsr-3398	14	22	making	make	VERB
fsr-3398	14	23	investment	investment	NOUN
fsr-3398	14	24	decisions	decision	NOUN
fsr-3398	14	25	.	.	PUNCT
fsr-3398	15	1	there	there	PRON
fsr-3398	15	2	are	be	VERB
fsr-3398	15	3	extensive	extensive	ADJ
fsr-3398	15	4	studies	study	NOUN
fsr-3398	15	5	on	on	ADP
fsr-3398	15	6	the	the	DET
fsr-3398	15	7	relationships	relationship	NOUN
fsr-3398	15	8	between	between	ADP
fsr-3398	15	9	the	the	DET
fsr-3398	15	10	risk	risk	NOUN
fsr-3398	15	11	tolerance	tolerance	NOUN
fsr-3398	15	12	and	and	CCONJ
fsr-3398	15	13	decision	decision	NOUN
fsr-3398	15	14	-	-	PUNCT
fsr-3398	15	15	making	making	NOUN
fsr-3398	15	16	.	.	PUNCT
fsr-3398	16	1	grable	grable	PROPN
fsr-3398	16	2	and	and	CCONJ
fsr-3398	16	3	joo	joo	PROPN
fsr-3398	16	4	(	(	PUNCT
fsr-3398	16	5	2004	2004	NUM
fsr-3398	16	6	)	)	PUNCT
fsr-3398	16	7	suggested	suggest	VERB
fsr-3398	16	8	that	that	SCONJ
fsr-3398	16	9	one	one	NUM
fsr-3398	16	10	’s	’s	PART
fsr-3398	16	11	subjective	subjective	ADJ
fsr-3398	16	12	financial	financial	ADJ
fsr-3398	16	13	risk	risk	NOUN
fsr-3398	16	14	tolerance	tolerance	NOUN
fsr-3398	16	15	is	be	AUX
fsr-3398	16	16	largely	largely	ADV
fsr-3398	16	17	determined	determine	VERB
fsr-3398	16	18	by	by	ADP
fsr-3398	16	19	social	social	ADJ
fsr-3398	16	20	factors	factor	NOUN
fsr-3398	16	21	such	such	ADJ
fsr-3398	16	22	as	as	ADP
fsr-3398	16	23	demographic	demographic	ADJ
fsr-3398	16	24	,	,	PUNCT
fsr-3398	16	25	socioeconomic	socioeconomic	ADJ
fsr-3398	16	26	,	,	PUNCT
fsr-3398	16	27	and	and	CCONJ
fsr-3398	16	28	attitudinal	attitudinal	ADJ
fsr-3398	16	29	characteristics	characteristic	NOUN
fsr-3398	16	30	.	.	PUNCT
fsr-3398	17	1	households	household	NOUN
fsr-3398	17	2	willing	willing	ADJ
fsr-3398	17	3	to	to	PART
fsr-3398	17	4	take	take	VERB
fsr-3398	17	5	some	some	DET
fsr-3398	17	6	risk	risk	NOUN
fsr-3398	17	7	have	have	AUX
fsr-3398	17	8	been	be	AUX
fsr-3398	17	9	found	find	VERB
fsr-3398	17	10	to	to	PART
fsr-3398	17	11	be	be	AUX
fsr-3398	17	12	more	more	ADV
fsr-3398	17	13	likely	likely	ADJ
fsr-3398	17	14	to	to	PART
fsr-3398	17	15	own	own	VERB
fsr-3398	17	16	high	high	ADJ
fsr-3398	17	17	return	return	NOUN
fsr-3398	17	18	investment	investment	NOUN
fsr-3398	17	19	(	(	PUNCT
fsr-3398	17	20	shin	shin	NOUN
fsr-3398	17	21	and	and	CCONJ
fsr-3398	17	22	hanna	hanna	NOUN
fsr-3398	17	23	,	,	PUNCT
fsr-3398	17	24	2015	2015	NUM
fsr-3398	17	25	)	)	PUNCT
fsr-3398	17	26	and	and	CCONJ
fsr-3398	17	27	stocks	stock	NOUN
fsr-3398	17	28	(	(	PUNCT
fsr-3398	17	29	wang	wang	PROPN
fsr-3398	17	30	and	and	CCONJ
fsr-3398	17	31	hanna	hanna	PROPN
fsr-3398	17	32	,	,	PUNCT
fsr-3398	17	33	2007	2007	NUM
fsr-3398	17	34	)	)	PUNCT
fsr-3398	17	35	.	.	PUNCT
fsr-3398	18	1	kim	kim	PROPN
fsr-3398	18	2	and	and	CCONJ
fsr-3398	18	3	hanna	hanna	PROPN
fsr-3398	18	4	(	(	PUNCT
fsr-3398	18	5	2015	2015	NUM
fsr-3398	18	6	)	)	PUNCT
fsr-3398	18	7	found	find	VERB
fsr-3398	18	8	that	that	SCONJ
fsr-3398	18	9	those	those	PRON
fsr-3398	18	10	willing	willing	ADJ
fsr-3398	18	11	to	to	PART
fsr-3398	18	12	take	take	VERB
fsr-3398	18	13	average	average	ADJ
fsr-3398	18	14	or	or	CCONJ
fsr-3398	18	15	above	above	ADP
fsr-3398	18	16	average	average	ADJ
fsr-3398	18	17	risk	risk	NOUN
fsr-3398	18	18	had	have	VERB
fsr-3398	18	19	higher	high	ADJ
fsr-3398	18	20	likelihoods	likelihood	NOUN
fsr-3398	18	21	of	of	ADP
fsr-3398	18	22	having	have	VERB
fsr-3398	18	23	an	an	DET
fsr-3398	18	24	adequate	adequate	ADJ
fsr-3398	18	25	retirement	retirement	NOUN
fsr-3398	18	26	than	than	ADP
fsr-3398	18	27	those	those	PRON
fsr-3398	18	28	unwilling	unwilling	ADJ
fsr-3398	18	29	to	to	PART
fsr-3398	18	30	take	take	VERB
fsr-3398	18	31	any	any	DET
fsr-3398	18	32	risk	risk	NOUN
fsr-3398	18	33	.	.	PUNCT
fsr-3398	19	1	kim	kim	PROPN
fsr-3398	19	2	,	,	PUNCT
fsr-3398	19	3	wilmarth	wilmarth	NOUN
fsr-3398	19	4	,	,	PUNCT
fsr-3398	19	5	and	and	CCONJ
fsr-3398	19	6	choi	choi	NOUN
fsr-3398	19	7	(	(	PUNCT
fsr-3398	19	8	2016	2016	NUM
fsr-3398	19	9	)	)	PUNCT
fsr-3398	19	10	found	find	VERB
fsr-3398	19	11	that	that	SCONJ
fsr-3398	19	12	as	as	SCONJ
fsr-3398	19	13	a	a	DET
fsr-3398	19	14	household	household	NOUN
fsr-3398	19	15	’s	’s	PART
fsr-3398	19	16	level	level	NOUN
fsr-3398	19	17	of	of	ADP
fsr-3398	19	18	risk	risk	NOUN
fsr-3398	19	19	tolerance	tolerance	NOUN
fsr-3398	19	20	increased	increase	VERB
fsr-3398	19	21	,	,	PUNCT
fsr-3398	19	22	outstanding	outstanding	ADJ
fsr-3398	19	23	credit	credit	NOUN
fsr-3398	19	24	card	card	NOUN
fsr-3398	19	25	balance	balance	NOUN
fsr-3398	19	26	and	and	CCONJ
fsr-3398	19	27	installment	installment	NOUN
fsr-3398	19	28	loan	loan	NOUN
fsr-3398	19	29	balances	balance	NOUN
fsr-3398	19	30	increased	increase	VERB
fsr-3398	19	31	.	.	PUNCT
fsr-3398	20	1	lastly	lastly	ADV
fsr-3398	20	2	,	,	PUNCT
fsr-3398	20	3	households	household	NOUN
fsr-3398	20	4	not	not	PART
fsr-3398	20	5	willing	willing	ADJ
fsr-3398	20	6	to	to	PART
fsr-3398	20	7	take	take	VERB
fsr-3398	20	8	any	any	DET
fsr-3398	20	9	investment	investment	NOUN
fsr-3398	20	10	risk	risk	NOUN
fsr-3398	20	11	have	have	AUX
fsr-3398	20	12	been	be	AUX
fsr-3398	20	13	found	find	VERB
fsr-3398	20	14	to	to	PART
fsr-3398	20	15	be	be	AUX
fsr-3398	20	16	more	more	ADV
fsr-3398	20	17	likely	likely	ADJ
fsr-3398	20	18	to	to	PART
fsr-3398	20	19	own	own	VERB
fsr-3398	20	20	life	life	NOUN
fsr-3398	20	21	insurance	insurance	NOUN
fsr-3398	20	22	(	(	PUNCT
fsr-3398	20	23	gutter	gutter	NOUN
fsr-3398	20	24	and	and	CCONJ
fsr-3398	20	25	hatcher	hatcher	NOUN
fsr-3398	20	26	,	,	PUNCT
fsr-3398	20	27	2008	2008	NUM
fsr-3398	20	28	)	)	PUNCT
fsr-3398	20	29	.	.	PUNCT
fsr-3398	21	1	there	there	PRON
fsr-3398	21	2	are	be	VERB
fsr-3398	21	3	many	many	ADJ
fsr-3398	21	4	studies	study	NOUN
fsr-3398	21	5	on	on	ADP
fsr-3398	21	6	the	the	DET
fsr-3398	21	7	factors	factor	NOUN
fsr-3398	21	8	related	relate	VERB
fsr-3398	21	9	to	to	ADP
fsr-3398	21	10	the	the	DET
fsr-3398	21	11	financial	financial	ADJ
fsr-3398	21	12	risk	risk	NOUN
fsr-3398	21	13	tolerance	tolerance	NOUN
fsr-3398	21	14	of	of	ADP
fsr-3398	21	15	u.s	u.s	PROPN
fsr-3398	21	16	.	.	PROPN
fsr-3398	21	17	households	household	NOUN
fsr-3398	21	18	.	.	PUNCT
fsr-3398	22	1	however	however	ADV
fsr-3398	22	2	,	,	PUNCT
fsr-3398	22	3	the	the	DET
fsr-3398	22	4	risk	risk	NOUN
fsr-3398	22	5	tolerance	tolerance	NOUN
fsr-3398	22	6	of	of	ADP
fsr-3398	22	7	chinese	chinese	ADJ
fsr-3398	22	8	households	household	NOUN
fsr-3398	22	9	has	have	AUX
fsr-3398	22	10	been	be	AUX
fsr-3398	22	11	understudied	understudy	VERB
fsr-3398	22	12	.	.	PUNCT
fsr-3398	23	1	in	in	ADP
fsr-3398	23	2	one	one	NUM
fsr-3398	23	3	of	of	ADP
fsr-3398	23	4	the	the	DET
fsr-3398	23	5	few	few	ADJ
fsr-3398	23	6	studies	study	NOUN
fsr-3398	23	7	that	that	PRON
fsr-3398	23	8	attempted	attempt	VERB
fsr-3398	23	9	to	to	PART
fsr-3398	23	10	compare	compare	VERB
fsr-3398	23	11	the	the	DET
fsr-3398	23	12	risk	risk	NOUN
fsr-3398	23	13	tolerance	tolerance	NOUN
fsr-3398	23	14	of	of	ADP
fsr-3398	23	15	u.s	u.s	PROPN
fsr-3398	23	16	.	.	PROPN
fsr-3398	23	17	respondents	respondent	NOUN
fsr-3398	23	18	(	(	PUNCT
fsr-3398	23	19	fan	fan	NOUN
fsr-3398	23	20	and	and	CCONJ
fsr-3398	23	21	xiao	xiao	PROPN
fsr-3398	23	22	,	,	PUNCT
fsr-3398	23	23	2006	2006	NUM
fsr-3398	23	24	)	)	PUNCT
fsr-3398	23	25	,	,	PUNCT
fsr-3398	23	26	the	the	DET
fsr-3398	23	27	authors	author	NOUN
fsr-3398	23	28	noted	note	VERB
fsr-3398	23	29	that	that	SCONJ
fsr-3398	23	30	their	their	PRON
fsr-3398	23	31	study	study	NOUN
fsr-3398	23	32	was	be	AUX
fsr-3398	23	33	exploratory	exploratory	ADJ
fsr-3398	23	34	and	and	CCONJ
fsr-3398	23	35	their	their	PRON
fsr-3398	23	36	chinese	chinese	ADJ
fsr-3398	23	37	respondents	respondent	NOUN
fsr-3398	23	38	were	be	AUX
fsr-3398	23	39	not	not	PART
fsr-3398	23	40	representative	representative	ADJ
fsr-3398	23	41	of	of	ADP
fsr-3398	23	42	all	all	PRON
fsr-3398	23	43	of	of	ADP
fsr-3398	23	44	china	china	PROPN
fsr-3398	23	45	.	.	PUNCT
fsr-3398	24	1	they	they	PRON
fsr-3398	24	2	concluded	conclude	VERB
fsr-3398	24	3	that	that	SCONJ
fsr-3398	24	4	there	there	PRON
fsr-3398	24	5	was	be	VERB
fsr-3398	24	6	a	a	DET
fsr-3398	24	7	need	need	NOUN
fsr-3398	24	8	for	for	ADP
fsr-3398	24	9	future	future	ADJ
fsr-3398	24	10	research	research	NOUN
fsr-3398	24	11	using	use	VERB
fsr-3398	24	12	more	more	ADV
fsr-3398	24	13	comparable	comparable	ADJ
fsr-3398	24	14	data	datum	NOUN
fsr-3398	24	15	.	.	PUNCT
fsr-3398	25	1	the	the	DET
fsr-3398	25	2	only	only	ADJ
fsr-3398	25	3	other	other	ADJ
fsr-3398	25	4	studies	study	NOUN
fsr-3398	25	5	we	we	PRON
fsr-3398	25	6	found	find	VERB
fsr-3398	25	7	that	that	PRON
fsr-3398	25	8	attempted	attempt	VERB
fsr-3398	25	9	to	to	PART
fsr-3398	25	10	directly	directly	ADV
fsr-3398	25	11	compare	compare	VERB
fsr-3398	25	12	the	the	DET
fsr-3398	25	13	risk	risk	NOUN
fsr-3398	25	14	tolerance	tolerance	NOUN
fsr-3398	25	15	of	of	ADP
fsr-3398	25	16	u.s	u.s	PROPN
fsr-3398	25	17	.	.	PROPN
fsr-3398	25	18	and	and	CCONJ
fsr-3398	25	19	chinese	chinese	ADJ
fsr-3398	25	20	respondents	respondent	NOUN
fsr-3398	25	21	used	use	VERB
fsr-3398	25	22	small	small	ADJ
fsr-3398	25	23	student	student	NOUN
fsr-3398	25	24	samples	sample	NOUN
fsr-3398	25	25	,	,	PUNCT
fsr-3398	25	26	for	for	ADP
fsr-3398	25	27	instance	instance	NOUN
fsr-3398	25	28	,	,	PUNCT
fsr-3398	25	29	in	in	ADP
fsr-3398	25	30	terpstra	terpstra	ADJ
fsr-3398	25	31	-	-	PUNCT
fsr-3398	25	32	tong	tong	NOUN
fsr-3398	25	33	and	and	CCONJ
fsr-3398	25	34	terpstra	terpstra	PROPN
fsr-3398	25	35	(	(	PUNCT
fsr-3398	25	36	2013	2013	NUM
fsr-3398	25	37	)	)	PUNCT
fsr-3398	25	38	,	,	PUNCT
fsr-3398	25	39	the	the	DET
fsr-3398	25	40	u.s	u.s	PROPN
fsr-3398	25	41	.	.	PROPN
fsr-3398	25	42	sample	sample	NOUN
fsr-3398	25	43	included	include	VERB
fsr-3398	25	44	only	only	ADV
fsr-3398	25	45	70	70	NUM
fsr-3398	25	46	students	student	NOUN
fsr-3398	25	47	at	at	ADP
fsr-3398	25	48	one	one	NUM
fsr-3398	25	49	university	university	NOUN
fsr-3398	25	50	,	,	PUNCT
fsr-3398	25	51	and	and	CCONJ
fsr-3398	25	52	452	452	NUM
fsr-3398	25	53	students	student	NOUN
fsr-3398	25	54	at	at	ADP
fsr-3398	25	55	universities	university	NOUN
fsr-3398	25	56	in	in	ADP
fsr-3398	25	57	hong	hong	PROPN
fsr-3398	25	58	kong	kong	PROPN
fsr-3398	25	59	and	and	CCONJ
fsr-3398	25	60	macao	macao	PROPN
fsr-3398	25	61	.	.	PUNCT
fsr-3398	26	1	those	those	DET
fsr-3398	26	2	authors	author	NOUN
fsr-3398	26	3	noted	note	VERB
fsr-3398	26	4	that	that	SCONJ
fsr-3398	26	5	despite	despite	SCONJ
fsr-3398	26	6	that	that	DET
fsr-3398	26	7	fact	fact	NOUN
fsr-3398	26	8	that	that	SCONJ
fsr-3398	26	9	china	china	PROPN
fsr-3398	26	10	had	have	AUX
fsr-3398	26	11	a	a	DET
fsr-3398	26	12	rapidly	rapidly	ADV
fsr-3398	26	13	growing	grow	VERB
fsr-3398	26	14	capital	capital	NOUN
fsr-3398	26	15	market	market	NOUN
fsr-3398	26	16	,	,	PUNCT
fsr-3398	26	17	little	little	ADJ
fsr-3398	26	18	was	be	AUX
fsr-3398	26	19	known	know	VERB
fsr-3398	26	20	about	about	ADP
fsr-3398	26	21	investors	investor	NOUN
fsr-3398	26	22	in	in	ADP
fsr-3398	26	23	china	china	PROPN
fsr-3398	26	24	,	,	PUNCT
fsr-3398	26	25	and	and	CCONJ
fsr-3398	26	26	the	the	DET
fsr-3398	26	27	increasing	increase	VERB
fsr-3398	26	28	middle	middle	ADJ
fsr-3398	26	29	class	class	NOUN
fsr-3398	26	30	represented	represent	VERB
fsr-3398	26	31	a	a	DET
fsr-3398	26	32	great	great	ADJ
fsr-3398	26	33	opportunity	opportunity	NOUN
fsr-3398	26	34	for	for	ADP
fsr-3398	26	35	financial	financial	ADJ
fsr-3398	26	36	services	service	NOUN
fsr-3398	26	37	companies	company	NOUN
fsr-3398	26	38	.	.	PUNCT
fsr-3398	27	1	the	the	DET
fsr-3398	27	2	primary	primary	ADJ
fsr-3398	27	3	research	research	NOUN
fsr-3398	27	4	objective	objective	NOUN
fsr-3398	27	5	of	of	ADP
fsr-3398	27	6	our	our	PRON
fsr-3398	27	7	study	study	NOUN
fsr-3398	27	8	is	be	AUX
fsr-3398	27	9	to	to	PART
fsr-3398	27	10	ascertain	ascertain	VERB
fsr-3398	27	11	the	the	DET
fsr-3398	27	12	factors	factor	NOUN
fsr-3398	27	13	that	that	PRON
fsr-3398	27	14	affect	affect	VERB
fsr-3398	27	15	respondent	respondent	NOUN
fsr-3398	27	16	financial	financial	ADJ
fsr-3398	27	17	risk	risk	NOUN
fsr-3398	27	18	tolerance	tolerance	NOUN
fsr-3398	27	19	,	,	PUNCT
fsr-3398	27	20	in	in	ADP
fsr-3398	27	21	a	a	DET
fsr-3398	27	22	large	large	ADJ
fsr-3398	27	23	sample	sample	NOUN
fsr-3398	27	24	representative	representative	NOUN
fsr-3398	27	25	of	of	ADP
fsr-3398	27	26	all	all	DET
fsr-3398	27	27	households	household	NOUN
fsr-3398	27	28	in	in	ADP
fsr-3398	27	29	china	china	PROPN
fsr-3398	27	30	.	.	PUNCT
fsr-3398	28	1	a	a	DET
fsr-3398	28	2	secondary	secondary	ADJ
fsr-3398	28	3	objective	objective	NOUN
fsr-3398	28	4	is	be	AUX
fsr-3398	28	5	to	to	PART
fsr-3398	28	6	compare	compare	VERB
fsr-3398	28	7	the	the	DET
fsr-3398	28	8	effects	effect	NOUN
fsr-3398	28	9	of	of	ADP
fsr-3398	28	10	household	household	NOUN
fsr-3398	28	11	characteristics	characteristic	NOUN
fsr-3398	28	12	on	on	ADP
fsr-3398	28	13	risk	risk	NOUN
fsr-3398	28	14	tolerance	tolerance	NOUN
fsr-3398	28	15	in	in	ADP
fsr-3398	28	16	china	china	PROPN
fsr-3398	28	17	to	to	ADP
fsr-3398	28	18	the	the	DET
fsr-3398	28	19	results	result	NOUN
fsr-3398	28	20	of	of	ADP
fsr-3398	28	21	a	a	DET
fsr-3398	28	22	similar	similar	ADJ
fsr-3398	28	23	analysis	analysis	NOUN
fsr-3398	28	24	of	of	ADP
fsr-3398	28	25	u.s	u.s	PROPN
fsr-3398	28	26	.	.	PROPN
fsr-3398	28	27	data	data	PROPN
fsr-3398	28	28	.	.	PUNCT
fsr-3398	29	1	lv	lv	PROPN
fsr-3398	29	2	(	(	PUNCT
fsr-3398	29	3	2007	2007	NUM
fsr-3398	29	4	)	)	PUNCT
fsr-3398	29	5	stated	state	VERB
fsr-3398	29	6	that	that	SCONJ
fsr-3398	29	7	risk	risk	NOUN
fsr-3398	29	8	tolerance	tolerance	NOUN
fsr-3398	29	9	is	be	AUX
fsr-3398	29	10	not	not	PART
fsr-3398	29	11	commonly	commonly	ADV
fsr-3398	29	12	considered	consider	VERB
fsr-3398	29	13	by	by	ADP
fsr-3398	29	14	the	the	DET
fsr-3398	29	15	wealth	wealth	NOUN
fsr-3398	29	16	management	management	NOUN
fsr-3398	29	17	industry	industry	NOUN
fsr-3398	29	18	in	in	ADP
fsr-3398	29	19	china	china	PROPN
fsr-3398	29	20	in	in	ADP
fsr-3398	29	21	making	make	VERB
fsr-3398	29	22	recommendations	recommendation	NOUN
fsr-3398	29	23	for	for	ADP
fsr-3398	29	24	clients	client	NOUN
fsr-3398	29	25	.	.	PUNCT
fsr-3398	30	1	in	in	ADP
fsr-3398	30	2	the	the	DET
fsr-3398	30	3	united	united	PROPN
fsr-3398	30	4	states	states	PROPN
fsr-3398	30	5	,	,	PUNCT
fsr-3398	30	6	low	low	ADJ
fsr-3398	30	7	proportions	proportion	NOUN
fsr-3398	30	8	of	of	ADP
fsr-3398	30	9	households	household	NOUN
fsr-3398	30	10	own	own	VERB
fsr-3398	30	11	stocks	stock	NOUN
fsr-3398	30	12	directly	directly	ADV
fsr-3398	30	13	,	,	PUNCT
fsr-3398	30	14	but	but	CCONJ
fsr-3398	30	15	many	many	ADJ
fsr-3398	30	16	own	own	ADJ
fsr-3398	30	17	through	through	ADP
fsr-3398	30	18	mutual	mutual	ADJ
fsr-3398	30	19	funds	fund	NOUN
fsr-3398	30	20	,	,	PUNCT
fsr-3398	30	21	especially	especially	ADV
fsr-3398	30	22	inside	inside	ADP
fsr-3398	30	23	retirement	retirement	NOUN
fsr-3398	30	24	accounts	account	NOUN
fsr-3398	30	25	controlled	control	VERB
fsr-3398	30	26	by	by	ADP
fsr-3398	30	27	workers	worker	NOUN
fsr-3398	30	28	,	,	PUNCT
fsr-3398	30	29	the	the	DET
fsr-3398	30	30	proportion	proportion	NOUN
fsr-3398	30	31	of	of	ADP
fsr-3398	30	32	households	household	NOUN
fsr-3398	30	33	with	with	ADP
fsr-3398	30	34	direct	direct	ADJ
fsr-3398	30	35	or	or	CCONJ
fsr-3398	30	36	indirect	indirect	ADJ
fsr-3398	30	37	ownership	ownership	NOUN
fsr-3398	30	38	of	of	ADP
fsr-3398	30	39	stocks	stock	NOUN
fsr-3398	30	40	increased	increase	VERB
fsr-3398	30	41	from	from	ADP
fsr-3398	30	42	32	32	NUM
fsr-3398	30	43	%	%	NOUN
fsr-3398	30	44	in	in	ADP
fsr-3398	30	45	1989	1989	NUM
fsr-3398	30	46	to	to	ADP
fsr-3398	30	47	over	over	ADP
fsr-3398	30	48	50	50	NUM
fsr-3398	30	49	%	%	NOUN
fsr-3398	30	50	by	by	ADP
fsr-3398	30	51	2001	2001	NUM
fsr-3398	30	52	,	,	PUNCT
fsr-3398	30	53	and	and	CCONJ
fsr-3398	30	54	has	have	AUX
fsr-3398	30	55	remained	remain	VERB
fsr-3398	30	56	at	at	ADP
fsr-3398	30	57	about	about	ADP
fsr-3398	30	58	that	that	DET
fsr-3398	30	59	level	level	NOUN
fsr-3398	30	60	since	since	ADV
fsr-3398	30	61	,	,	PUNCT
fsr-3398	30	62	with	with	ADP
fsr-3398	30	63	a	a	DET
fsr-3398	30	64	decrease	decrease	NOUN
fsr-3398	30	65	after	after	ADP
fsr-3398	30	66	the	the	DET
fsr-3398	30	67	financial	financial	ADJ
fsr-3398	30	68	crisis	crisis	NOUN
fsr-3398	30	69	of	of	ADP
fsr-3398	30	70	2008	2008	NUM
fsr-3398	30	71	(	(	PUNCT
fsr-3398	30	72	fig	fig	NOUN
fsr-3398	30	73	.	.	PUNCT
fsr-3398	31	1	1	1	NUM
fsr-3398	31	2	)	)	PUNCT
fsr-3398	31	3	.	.	PUNCT
fsr-3398	32	1	as	as	SCONJ
fsr-3398	32	2	we	we	PRON
fsr-3398	32	3	will	will	AUX
fsr-3398	32	4	demonstrate	demonstrate	VERB
fsr-3398	32	5	(	(	PUNCT
fsr-3398	32	6	table	table	NOUN
fsr-3398	32	7	5	5	NUM
fsr-3398	32	8	)	)	PUNCT
fsr-3398	32	9	,	,	PUNCT
fsr-3398	32	10	only	only	ADV
fsr-3398	32	11	about	about	ADV
fsr-3398	32	12	9	9	NUM
fsr-3398	32	13	%	%	NOUN
fsr-3398	32	14	of	of	ADP
fsr-3398	32	15	households	household	NOUN
fsr-3398	32	16	in	in	ADP
fsr-3398	32	17	china	china	PROPN
fsr-3398	32	18	in	in	ADP
fsr-3398	32	19	2011	2011	NUM
fsr-3398	32	20	had	have	VERB
fsr-3398	32	21	direct	direct	ADJ
fsr-3398	32	22	or	or	CCONJ
fsr-3398	32	23	indirect	indirect	ADJ
fsr-3398	32	24	ownership	ownership	NOUN
fsr-3398	32	25	of	of	ADP
fsr-3398	32	26	stocks	stock	NOUN
fsr-3398	32	27	,	,	PUNCT
fsr-3398	32	28	which	which	PRON
fsr-3398	32	29	is	be	AUX
fsr-3398	32	30	not	not	PART
fsr-3398	32	31	surprising	surprising	ADJ
fsr-3398	32	32	given	give	VERB
fsr-3398	32	33	much	much	ADV
fsr-3398	32	34	lower	low	ADJ
fsr-3398	32	35	income	income	NOUN
fsr-3398	32	36	levels	level	NOUN
fsr-3398	32	37	in	in	ADP
fsr-3398	32	38	china	china	PROPN
fsr-3398	32	39	compared	compare	VERB
fsr-3398	32	40	with	with	ADP
fsr-3398	32	41	the	the	DET
fsr-3398	32	42	united	united	PROPN
fsr-3398	32	43	states	states	PROPN
fsr-3398	32	44	,	,	PUNCT
fsr-3398	32	45	but	but	CCONJ
fsr-3398	32	46	the	the	DET
fsr-3398	32	47	high	high	ADJ
fsr-3398	32	48	level	level	NOUN
fsr-3398	32	49	of	of	ADP
fsr-3398	32	50	economic	economic	ADJ
fsr-3398	32	51	growth	growth	NOUN
fsr-3398	32	52	in	in	ADP
fsr-3398	32	53	china	china	PROPN
fsr-3398	32	54	makes	make	VERB
fsr-3398	32	55	it	it	PRON
fsr-3398	32	56	likely	likely	ADJ
fsr-3398	32	57	that	that	SCONJ
fsr-3398	32	58	china	china	PROPN
fsr-3398	32	59	will	will	AUX
fsr-3398	32	60	approach	approach	VERB
fsr-3398	32	61	u.s	u.s	PROPN
fsr-3398	32	62	.	.	PROPN
fsr-3398	32	63	levels	level	NOUN
fsr-3398	32	64	of	of	ADP
fsr-3398	32	65	household	household	NOUN
fsr-3398	32	66	income	income	NOUN
fsr-3398	32	67	in	in	ADP
fsr-3398	32	68	the	the	DET
fsr-3398	32	69	coming	come	VERB
fsr-3398	32	70	decades	decade	NOUN
fsr-3398	32	71	.	.	PUNCT
fsr-3398	33	1	will	will	AUX
fsr-3398	33	2	future	future	ADJ
fsr-3398	33	3	investment	investment	NOUN
fsr-3398	33	4	patterns	pattern	NOUN
fsr-3398	33	5	of	of	ADP
fsr-3398	33	6	households	household	NOUN
fsr-3398	33	7	in	in	ADP
fsr-3398	33	8	china	china	PROPN
fsr-3398	33	9	be	be	AUX
fsr-3398	33	10	similar	similar	ADJ
fsr-3398	33	11	to	to	ADP
fsr-3398	33	12	the	the	DET
fsr-3398	33	13	patterns	pattern	NOUN
fsr-3398	33	14	in	in	ADP
fsr-3398	33	15	the	the	DET
fsr-3398	33	16	united	united	PROPN
fsr-3398	33	17	states	states	PROPN
fsr-3398	33	18	?	?	PUNCT
fsr-3398	34	1	comparison	comparison	NOUN
fsr-3398	34	2	of	of	ADP
fsr-3398	34	3	factors	factor	NOUN
fsr-3398	34	4	related	relate	VERB
fsr-3398	34	5	to	to	PART
fsr-3398	34	6	risk	risk	VERB
fsr-3398	34	7	tolerance	tolerance	NOUN
fsr-3398	34	8	in	in	ADP
fsr-3398	34	9	china	china	PROPN
fsr-3398	34	10	and	and	CCONJ
fsr-3398	34	11	the	the	DET
fsr-3398	34	12	united	united	PROPN
fsr-3398	34	13	states	states	PROPN
fsr-3398	34	14	may	may	AUX
fsr-3398	34	15	provide	provide	VERB
fsr-3398	34	16	insights	insight	NOUN
fsr-3398	34	17	into	into	ADP
fsr-3398	34	18	future	future	ADJ
fsr-3398	34	19	investment	investment	NOUN
fsr-3398	34	20	patterns	pattern	NOUN
fsr-3398	34	21	in	in	ADP
fsr-3398	34	22	china	china	PROPN
fsr-3398	34	23	.	.	PUNCT
fsr-3398	35	1	in	in	ADP
fsr-3398	35	2	the	the	DET
fsr-3398	35	3	united	united	PROPN
fsr-3398	35	4	states	states	PROPN
fsr-3398	35	5	,	,	PUNCT
fsr-3398	35	6	government	government	NOUN
fsr-3398	35	7	and	and	CCONJ
fsr-3398	35	8	employer	employer	NOUN
fsr-3398	35	9	policies	policy	NOUN
fsr-3398	35	10	related	relate	VERB
fsr-3398	35	11	to	to	ADP
fsr-3398	35	12	household	household	NOUN
fsr-3398	35	13	financial	financial	ADJ
fsr-3398	35	14	decisions	decision	NOUN
fsr-3398	35	15	,	,	PUNCT
fsr-3398	35	16	including	include	VERB
fsr-3398	35	17	optimal	optimal	ADJ
fsr-3398	35	18	settings	setting	NOUN
fsr-3398	35	19	for	for	ADP
fsr-3398	35	20	“	"	PUNCT
fsr-3398	35	21	nudge	nudge	VERB
fsr-3398	35	22	”	"	PUNCT
fsr-3398	35	23	policies	policy	NOUN
fsr-3398	35	24	to	to	PART
fsr-3398	35	25	encourage	encourage	VERB
fsr-3398	35	26	households	household	NOUN
fsr-3398	35	27	to	to	PART
fsr-3398	35	28	make	make	VERB
fsr-3398	35	29	better	well	ADJ
fsr-3398	35	30	decisions	decision	NOUN
fsr-3398	35	31	,	,	PUNCT
fsr-3398	35	32	take	take	VERB
fsr-3398	35	33	280	280	NUM
fsr-3398	35	34	s.d	s.d	PROPN
fsr-3398	35	35	.	.	PROPN
fsr-3398	35	36	hanna	hanna	PROPN
fsr-3398	35	37	et	et	PROPN
fsr-3398	35	38	al	al	PROPN
fsr-3398	35	39	.	.	PUNCT
fsr-3398	35	40	/	/	SYM
fsr-3398	35	41	financial	financial	ADJ
fsr-3398	35	42	services	service	NOUN
fsr-3398	35	43	review	review	VERB
fsr-3398	35	44	27	27	NUM
fsr-3398	35	45	(	(	PUNCT
fsr-3398	35	46	2018	2018	NUM
fsr-3398	35	47	)	)	PUNCT
fsr-3398	35	48	279	279	NUM
fsr-3398	35	49	-	-	SYM
fsr-3398	35	50	302	302	NUM
fsr-3398	35	51	household	household	NOUN
fsr-3398	35	52	risk	risk	NOUN
fsr-3398	35	53	tolerance	tolerance	NOUN
fsr-3398	35	54	levels	level	NOUN
fsr-3398	35	55	into	into	ADP
fsr-3398	35	56	account	account	NOUN
fsr-3398	35	57	,	,	PUNCT
fsr-3398	35	58	and	and	CCONJ
fsr-3398	35	59	it	it	PRON
fsr-3398	35	60	may	may	AUX
fsr-3398	35	61	be	be	AUX
fsr-3398	35	62	appropriate	appropriate	ADJ
fsr-3398	35	63	to	to	PART
fsr-3398	35	64	consider	consider	VERB
fsr-3398	35	65	risk	risk	NOUN
fsr-3398	35	66	tolerance	tolerance	NOUN
fsr-3398	35	67	levels	level	NOUN
fsr-3398	35	68	of	of	ADP
fsr-3398	35	69	households	household	NOUN
fsr-3398	35	70	in	in	ADP
fsr-3398	35	71	china	china	PROPN
fsr-3398	35	72	for	for	ADP
fsr-3398	35	73	such	such	ADJ
fsr-3398	35	74	policies	policy	NOUN
fsr-3398	35	75	.	.	PUNCT
fsr-3398	36	1	2	2	X
fsr-3398	36	2	.	.	X
fsr-3398	36	3	literature	literature	NOUN
fsr-3398	36	4	review	review	VERB
fsr-3398	36	5	2.1	2.1	NUM
fsr-3398	36	6	.	.	PUNCT
fsr-3398	37	1	why	why	SCONJ
fsr-3398	37	2	measure	measure	VERB
fsr-3398	37	3	risk	risk	NOUN
fsr-3398	37	4	tolerance	tolerance	NOUN
fsr-3398	37	5	?	?	PUNCT
fsr-3398	38	1	recommendations	recommendation	NOUN
fsr-3398	38	2	for	for	ADP
fsr-3398	38	3	investment	investment	NOUN
fsr-3398	38	4	portfolios	portfolio	NOUN
fsr-3398	38	5	often	often	ADV
fsr-3398	38	6	are	be	AUX
fsr-3398	38	7	based	base	VERB
fsr-3398	38	8	on	on	ADP
fsr-3398	38	9	the	the	DET
fsr-3398	38	10	expected	expect	VERB
fsr-3398	38	11	utility	utility	NOUN
fsr-3398	38	12	model	model	NOUN
fsr-3398	38	13	,	,	PUNCT
fsr-3398	38	14	which	which	PRON
fsr-3398	38	15	despite	despite	SCONJ
fsr-3398	38	16	criticisms	criticism	NOUN
fsr-3398	38	17	that	that	SCONJ
fsr-3398	38	18	it	it	PRON
fsr-3398	38	19	represents	represent	VERB
fsr-3398	38	20	actual	actual	ADJ
fsr-3398	38	21	household	household	NOUN
fsr-3398	38	22	behavior	behavior	NOUN
fsr-3398	38	23	poorly	poorly	ADV
fsr-3398	38	24	,	,	PUNCT
fsr-3398	38	25	is	be	AUX
fsr-3398	38	26	the	the	DET
fsr-3398	38	27	best	good	ADJ
fsr-3398	38	28	normative	normative	ADJ
fsr-3398	38	29	model	model	NOUN
fsr-3398	38	30	available	available	ADJ
fsr-3398	38	31	(	(	PUNCT
fsr-3398	38	32	hanna	hanna	PROPN
fsr-3398	38	33	and	and	CCONJ
fsr-3398	38	34	chen	chen	PROPN
fsr-3398	38	35	,	,	PUNCT
fsr-3398	38	36	1997	1997	NUM
fsr-3398	38	37	;	;	PUNCT
fsr-3398	38	38	schoemaker	schoemaker	NOUN
fsr-3398	38	39	,	,	PUNCT
fsr-3398	38	40	1982	1982	NUM
fsr-3398	38	41	)	)	PUNCT
fsr-3398	38	42	.	.	PUNCT
fsr-3398	39	1	economists	economist	NOUN
fsr-3398	39	2	have	have	AUX
fsr-3398	39	3	used	use	VERB
fsr-3398	39	4	expected	expect	VERB
fsr-3398	39	5	utility	utility	NOUN
fsr-3398	39	6	analysis	analysis	NOUN
fsr-3398	39	7	to	to	PART
fsr-3398	39	8	evaluate	evaluate	VERB
fsr-3398	39	9	whether	whether	SCONJ
fsr-3398	39	10	individuals	individual	NOUN
fsr-3398	39	11	have	have	AUX
fsr-3398	39	12	made	make	VERB
fsr-3398	39	13	optimal	optimal	ADJ
fsr-3398	39	14	financial	financial	ADJ
fsr-3398	39	15	decisions	decision	NOUN
fsr-3398	39	16	(	(	PUNCT
fsr-3398	39	17	e.g.	e.g.	ADV
fsr-3398	39	18	,	,	PUNCT
fsr-3398	39	19	calvet	calvet	NOUN
fsr-3398	39	20	,	,	PUNCT
fsr-3398	39	21	campbell	campbell	PROPN
fsr-3398	39	22	,	,	PUNCT
fsr-3398	39	23	and	and	CCONJ
fsr-3398	39	24	sodini	sodini	PROPN
fsr-3398	39	25	,	,	PUNCT
fsr-3398	39	26	2007	2007	NUM
fsr-3398	39	27	;	;	PUNCT
fsr-3398	39	28	cocco	cocco	PROPN
fsr-3398	39	29	,	,	PUNCT
fsr-3398	39	30	gomes	gome	NOUN
fsr-3398	39	31	,	,	PUNCT
fsr-3398	39	32	and	and	CCONJ
fsr-3398	39	33	maenhout	maenhout	NOUN
fsr-3398	39	34	,	,	PUNCT
fsr-3398	39	35	2005	2005	NUM
fsr-3398	39	36	)	)	PUNCT
fsr-3398	39	37	.	.	PUNCT
fsr-3398	40	1	a	a	DET
fsr-3398	40	2	crucial	crucial	ADJ
fsr-3398	40	3	part	part	NOUN
fsr-3398	40	4	of	of	ADP
fsr-3398	40	5	normative	normative	ADJ
fsr-3398	40	6	household	household	NOUN
fsr-3398	40	7	finance	finance	NOUN
fsr-3398	40	8	is	be	AUX
fsr-3398	40	9	a	a	DET
fsr-3398	40	10	plausible	plausible	ADJ
fsr-3398	40	11	estimation	estimation	NOUN
fsr-3398	40	12	of	of	ADP
fsr-3398	40	13	utility	utility	NOUN
fsr-3398	40	14	function	function	NOUN
fsr-3398	40	15	parameters	parameter	NOUN
fsr-3398	40	16	,	,	PUNCT
fsr-3398	40	17	as	as	SCONJ
fsr-3398	40	18	discussed	discuss	VERB
fsr-3398	40	19	by	by	ADP
fsr-3398	40	20	brown	brown	ADJ
fsr-3398	40	21	and	and	CCONJ
fsr-3398	40	22	poterba	poterba	NOUN
fsr-3398	40	23	(	(	PUNCT
fsr-3398	40	24	2000	2000	NUM
fsr-3398	40	25	)	)	PUNCT
fsr-3398	40	26	.	.	PUNCT
fsr-3398	41	1	the	the	DET
fsr-3398	41	2	expected	expect	VERB
fsr-3398	41	3	utility	utility	NOUN
fsr-3398	41	4	model	model	NOUN
fsr-3398	41	5	,	,	PUNCT
fsr-3398	41	6	as	as	ADP
fsr-3398	41	7	a	a	DET
fsr-3398	41	8	normative	normative	ADJ
fsr-3398	41	9	model	model	NOUN
fsr-3398	41	10	for	for	ADP
fsr-3398	41	11	decision	decision	NOUN
fsr-3398	41	12	making	making	NOUN
fsr-3398	41	13	involving	involve	VERB
fsr-3398	41	14	risky	risky	ADJ
fsr-3398	41	15	choices	choice	NOUN
fsr-3398	41	16	(	(	PUNCT
fsr-3398	41	17	hanna	hanna	NOUN
fsr-3398	41	18	and	and	CCONJ
fsr-3398	41	19	chen	chen	PROPN
fsr-3398	41	20	,	,	PUNCT
fsr-3398	41	21	1997	1997	NUM
fsr-3398	41	22	)	)	PUNCT
fsr-3398	41	23	,	,	PUNCT
fsr-3398	41	24	includes	include	VERB
fsr-3398	41	25	risk	risk	NOUN
fsr-3398	41	26	aversion	aversion	NOUN
fsr-3398	41	27	as	as	ADP
fsr-3398	41	28	an	an	DET
fsr-3398	41	29	important	important	ADJ
fsr-3398	41	30	parameter	parameter	NOUN
fsr-3398	41	31	of	of	ADP
fsr-3398	41	32	individual	individual	ADJ
fsr-3398	41	33	utility	utility	NOUN
fsr-3398	41	34	functions	function	NOUN
fsr-3398	41	35	.	.	PUNCT
fsr-3398	42	1	pratt	pratt	PROPN
fsr-3398	42	2	(	(	PUNCT
fsr-3398	42	3	1964	1964	NUM
fsr-3398	42	4	)	)	PUNCT
fsr-3398	42	5	had	have	VERB
fsr-3398	42	6	one	one	NUM
fsr-3398	42	7	of	of	ADP
fsr-3398	42	8	the	the	DET
fsr-3398	42	9	earliest	early	ADJ
fsr-3398	42	10	presentations	presentation	NOUN
fsr-3398	42	11	of	of	ADP
fsr-3398	42	12	mathematical	mathematical	ADJ
fsr-3398	42	13	forms	form	NOUN
fsr-3398	42	14	of	of	ADP
fsr-3398	42	15	utility	utility	NOUN
fsr-3398	42	16	under	under	ADP
fsr-3398	42	17	risk	risk	NOUN
fsr-3398	42	18	,	,	PUNCT
fsr-3398	42	19	and	and	CCONJ
fsr-3398	42	20	arrow	arrow	NOUN
fsr-3398	42	21	(	(	PUNCT
fsr-3398	42	22	1971	1971	NUM
fsr-3398	42	23	)	)	PUNCT
fsr-3398	42	24	and	and	CCONJ
fsr-3398	42	25	deaton	deaton	PROPN
fsr-3398	42	26	and	and	CCONJ
fsr-3398	42	27	muellbauer	muellbauer	PROPN
fsr-3398	42	28	(	(	PUNCT
fsr-3398	42	29	1980	1980	NUM
fsr-3398	42	30	)	)	PUNCT
fsr-3398	42	31	are	be	AUX
fsr-3398	42	32	among	among	ADP
fsr-3398	42	33	those	those	PRON
fsr-3398	42	34	with	with	ADP
fsr-3398	42	35	expositions	exposition	NOUN
fsr-3398	42	36	of	of	ADP
fsr-3398	42	37	the	the	DET
fsr-3398	42	38	model	model	NOUN
fsr-3398	42	39	.	.	PUNCT
fsr-3398	43	1	in	in	ADP
fsr-3398	43	2	particular	particular	ADJ
fsr-3398	43	3	,	,	PUNCT
fsr-3398	43	4	arrow	arrow	NOUN
fsr-3398	43	5	(	(	PUNCT
fsr-3398	43	6	1971	1971	NUM
fsr-3398	43	7	,	,	PUNCT
fsr-3398	43	8	p.	p.	NOUN
fsr-3398	43	9	94	94	NUM
fsr-3398	43	10	)	)	PUNCT
fsr-3398	43	11	presented	present	VERB
fsr-3398	43	12	the	the	DET
fsr-3398	43	13	mathematical	mathematical	ADJ
fsr-3398	43	14	forms	form	NOUN
fsr-3398	43	15	for	for	ADP
fsr-3398	43	16	absolute	absolute	ADJ
fsr-3398	43	17	risk	risk	NOUN
fsr-3398	43	18	aversion	aversion	NOUN
fsr-3398	43	19	and	and	CCONJ
fsr-3398	43	20	relative	relative	ADJ
fsr-3398	43	21	risk	risk	NOUN
fsr-3398	43	22	aversion	aversion	NOUN
fsr-3398	43	23	.	.	PUNCT
fsr-3398	44	1	hanna	hanna	PROPN
fsr-3398	44	2	and	and	CCONJ
fsr-3398	44	3	chen	chen	PROPN
fsr-3398	44	4	(	(	PUNCT
fsr-3398	44	5	1997	1997	NUM
fsr-3398	44	6	)	)	PUNCT
fsr-3398	44	7	noted	note	VERB
fsr-3398	44	8	that	that	SCONJ
fsr-3398	44	9	it	it	PRON
fsr-3398	44	10	is	be	AUX
fsr-3398	44	11	reasonable	reasonable	ADJ
fsr-3398	44	12	to	to	PART
fsr-3398	44	13	assume	assume	VERB
fsr-3398	44	14	that	that	SCONJ
fsr-3398	44	15	most	most	ADJ
fsr-3398	44	16	households	household	NOUN
fsr-3398	44	17	are	be	AUX
fsr-3398	44	18	risk	risk	NOUN
fsr-3398	44	19	averse	averse	ADJ
fsr-3398	44	20	,	,	PUNCT
fsr-3398	44	21	as	as	SCONJ
fsr-3398	44	22	risk	risk	NOUN
fsr-3398	44	23	seeking	seek	VERB
fsr-3398	44	24	utility	utility	NOUN
fsr-3398	44	25	functions	function	NOUN
fsr-3398	44	26	imply	imply	VERB
fsr-3398	44	27	the	the	DET
fsr-3398	44	28	willingness	willingness	NOUN
fsr-3398	44	29	to	to	PART
fsr-3398	44	30	accept	accept	VERB
fsr-3398	44	31	a	a	DET
fsr-3398	44	32	chance	chance	NOUN
fsr-3398	44	33	of	of	ADP
fsr-3398	44	34	zero	zero	NUM
fsr-3398	44	35	consumption	consumption	NOUN
fsr-3398	44	36	,	,	PUNCT
fsr-3398	44	37	and	and	CCONJ
fsr-3398	44	38	even	even	ADV
fsr-3398	44	39	for	for	ADP
fsr-3398	44	40	households	household	NOUN
fsr-3398	44	41	with	with	ADP
fsr-3398	44	42	plausible	plausible	ADJ
fsr-3398	44	43	levels	level	NOUN
fsr-3398	44	44	of	of	ADP
fsr-3398	44	45	risk	risk	NOUN
fsr-3398	44	46	aversion	aversion	NOUN
fsr-3398	44	47	,	,	PUNCT
fsr-3398	44	48	optimal	optimal	ADJ
fsr-3398	44	49	portfolios	portfolio	NOUN
fsr-3398	44	50	include	include	VERB
fsr-3398	44	51	some	some	DET
fsr-3398	44	52	risky	risky	ADJ
fsr-3398	44	53	investments	investment	NOUN
fsr-3398	44	54	.	.	PUNCT
fsr-3398	45	1	bailey	bailey	PROPN
fsr-3398	45	2	,	,	PUNCT
fsr-3398	45	3	olson	olson	NOUN
fsr-3398	45	4	,	,	PUNCT
fsr-3398	45	5	and	and	CCONJ
fsr-3398	45	6	wonnacott	wonnacott	PROPN
fsr-3398	45	7	(	(	PUNCT
fsr-3398	45	8	1980	1980	NUM
fsr-3398	45	9	)	)	PUNCT
fsr-3398	45	10	concluded	conclude	VERB
fsr-3398	45	11	that	that	SCONJ
fsr-3398	45	12	the	the	DET
fsr-3398	45	13	phenomenon	phenomenon	NOUN
fsr-3398	45	14	of	of	ADP
fsr-3398	45	15	people	people	NOUN
fsr-3398	45	16	engaging	engage	VERB
fsr-3398	45	17	in	in	ADP
fsr-3398	45	18	gambling	gambling	NOUN
fsr-3398	45	19	is	be	AUX
fsr-3398	45	20	better	well	ADV
fsr-3398	45	21	explained	explain	VERB
fsr-3398	45	22	by	by	ADP
fsr-3398	45	23	direct	direct	ADJ
fsr-3398	45	24	utility	utility	NOUN
fsr-3398	45	25	from	from	ADP
fsr-3398	45	26	the	the	DET
fsr-3398	45	27	experience	experience	NOUN
fsr-3398	45	28	,	,	PUNCT
fsr-3398	45	29	rather	rather	ADV
fsr-3398	45	30	than	than	ADP
fsr-3398	45	31	from	from	ADP
fsr-3398	45	32	a	a	DET
fsr-3398	45	33	risk	risk	NOUN
fsr-3398	45	34	-	-	PUNCT
fsr-3398	45	35	seeking	seek	VERB
fsr-3398	45	36	level	level	NOUN
fsr-3398	45	37	of	of	ADP
fsr-3398	45	38	risk	risk	NOUN
fsr-3398	45	39	aversion	aversion	NOUN
fsr-3398	45	40	.	.	PUNCT
fsr-3398	46	1	10	10	NUM
fsr-3398	46	2	15	15	NUM
fsr-3398	46	3	20	20	NUM
fsr-3398	46	4	25	25	NUM
fsr-3398	46	5	30	30	NUM
fsr-3398	46	6	35	35	NUM
fsr-3398	46	7	40	40	NUM
fsr-3398	46	8	45	45	NUM
fsr-3398	46	9	50	50	NUM
fsr-3398	46	10	55	55	NUM
fsr-3398	46	11	1989	1989	NUM
fsr-3398	46	12	1992	1992	NUM
fsr-3398	46	13	1995	1995	NUM
fsr-3398	46	14	1998	1998	NUM
fsr-3398	46	15	2001	2001	NUM
fsr-3398	46	16	2004	2004	NUM
fsr-3398	46	17	2007	2007	NUM
fsr-3398	46	18	2010	2010	NUM
fsr-3398	46	19	2013	2013	NUM
fsr-3398	46	20	pe	pe	PROPN
fsr-3398	46	21	rc	rc	PROPN
fsr-3398	46	22	en	en	X
fsr-3398	46	23	t	t	PROPN
fsr-3398	46	24	o	o	X
fsr-3398	46	25	f	f	PROPN
fsr-3398	46	26	h	h	NOUN
fsr-3398	46	27	ou	ou	PROPN
fsr-3398	46	28	se	se	PROPN
fsr-3398	46	29	ho	ho	PROPN
fsr-3398	46	30	ld	ld	PROPN
fsr-3398	46	31	s	s	PART
fsr-3398	46	32	ow	ow	INTJ
fsr-3398	46	33	ni	ni	PROPN
fsr-3398	46	34	ng	ng	PROPN
fsr-3398	46	35	year	year	NOUN
fsr-3398	46	36	direct	direct	ADJ
fsr-3398	46	37	or	or	CCONJ
fsr-3398	46	38	indirect	indirect	ADJ
fsr-3398	46	39	holdings	holding	NOUN
fsr-3398	46	40	direct	direct	ADJ
fsr-3398	46	41	holdings	holding	NOUN
fsr-3398	46	42	fig	fig	NOUN
fsr-3398	46	43	.	.	PUNCT
fsr-3398	47	1	1	1	NUM
fsr-3398	47	2	.	.	NUM
fsr-3398	47	3	percent	percent	NOUN
fsr-3398	47	4	of	of	ADP
fsr-3398	47	5	u.s	u.s	PROPN
fsr-3398	47	6	.	.	PROPN
fsr-3398	47	7	households	household	NOUN
fsr-3398	47	8	owning	own	VERB
fsr-3398	47	9	stocks	stock	NOUN
fsr-3398	47	10	directly	directly	ADV
fsr-3398	47	11	and/or	and/or	CCONJ
fsr-3398	47	12	indirectly	indirectly	ADV
fsr-3398	47	13	,	,	PUNCT
fsr-3398	47	14	1989–2013	1989–2013	NUM
fsr-3398	47	15	.	.	PUNCT
fsr-3398	47	16	created	create	VERB
fsr-3398	47	17	by	by	ADP
fsr-3398	47	18	authors	author	NOUN
fsr-3398	47	19	,	,	PUNCT
fsr-3398	47	20	based	base	VERB
fsr-3398	47	21	on	on	ADP
fsr-3398	47	22	data	datum	NOUN
fsr-3398	47	23	from	from	ADP
fsr-3398	47	24	federal	federal	PROPN
fsr-3398	47	25	reserve	reserve	PROPN
fsr-3398	47	26	board	board	PROPN
fsr-3398	47	27	,	,	PUNCT
fsr-3398	47	28	https://www.federalreserve.gov/econres/files/scf2013_tables	https://www.federalreserve.gov/econres/files/scf2013_table	VERB
fsr-3398	47	29	_	_	NOUN
fsr-3398	47	30	internal_real.xls	internal_real.xls	ADJ
fsr-3398	47	31	.	.	PUNCT
fsr-3398	48	1	281s.d	281s.d	X
fsr-3398	48	2	.	.	PUNCT
fsr-3398	49	1	hanna	hanna	PROPN
fsr-3398	49	2	et	et	PROPN
fsr-3398	49	3	al	al	PROPN
fsr-3398	49	4	.	.	PUNCT
fsr-3398	49	5	/	/	SYM
fsr-3398	49	6	financial	financial	ADJ
fsr-3398	49	7	services	service	NOUN
fsr-3398	49	8	review	review	VERB
fsr-3398	49	9	27	27	NUM
fsr-3398	49	10	(	(	PUNCT
fsr-3398	49	11	2018	2018	NUM
fsr-3398	49	12	)	)	PUNCT
fsr-3398	49	13	279	279	NUM
fsr-3398	49	14	-	-	SYM
fsr-3398	49	15	302	302	NUM
fsr-3398	49	16	a	a	DET
fsr-3398	49	17	relative	relative	ADJ
fsr-3398	49	18	risk	risk	NOUN
fsr-3398	49	19	aversion	aversion	NOUN
fsr-3398	49	20	level	level	NOUN
fsr-3398	49	21	of	of	ADP
fsr-3398	49	22	zero	zero	NUM
fsr-3398	49	23	is	be	AUX
fsr-3398	49	24	consistent	consistent	ADJ
fsr-3398	49	25	with	with	ADP
fsr-3398	49	26	risk	risk	NOUN
fsr-3398	49	27	neutrality	neutrality	NOUN
fsr-3398	49	28	,	,	PUNCT
fsr-3398	49	29	so	so	CCONJ
fsr-3398	49	30	the	the	DET
fsr-3398	49	31	optimal	optimal	ADJ
fsr-3398	49	32	choice	choice	NOUN
fsr-3398	49	33	is	be	AUX
fsr-3398	49	34	based	base	VERB
fsr-3398	49	35	on	on	ADP
fsr-3398	49	36	maximizing	maximize	VERB
fsr-3398	49	37	expected	expect	VERB
fsr-3398	49	38	value	value	NOUN
fsr-3398	49	39	.	.	PUNCT
fsr-3398	50	1	for	for	ADP
fsr-3398	50	2	household	household	NOUN
fsr-3398	50	3	investment	investment	NOUN
fsr-3398	50	4	decisions	decision	NOUN
fsr-3398	50	5	,	,	PUNCT
fsr-3398	50	6	both	both	DET
fsr-3398	50	7	relative	relative	ADJ
fsr-3398	50	8	risk	risk	NOUN
fsr-3398	50	9	aversion	aversion	NOUN
fsr-3398	50	10	and	and	CCONJ
fsr-3398	50	11	the	the	DET
fsr-3398	50	12	share	share	NOUN
fsr-3398	50	13	of	of	ADP
fsr-3398	50	14	total	total	ADJ
fsr-3398	50	15	household	household	NOUN
fsr-3398	50	16	wealth	wealth	NOUN
fsr-3398	50	17	that	that	PRON
fsr-3398	50	18	is	be	AUX
fsr-3398	50	19	human	human	ADJ
fsr-3398	50	20	wealth	wealth	NOUN
fsr-3398	50	21	are	be	AUX
fsr-3398	50	22	important	important	ADJ
fsr-3398	50	23	factors	factor	NOUN
fsr-3398	50	24	in	in	ADP
fsr-3398	50	25	determining	determine	VERB
fsr-3398	50	26	optimal	optimal	ADJ
fsr-3398	50	27	allocations	allocation	NOUN
fsr-3398	50	28	of	of	ADP
fsr-3398	50	29	the	the	DET
fsr-3398	50	30	financial	financial	ADJ
fsr-3398	50	31	investment	investment	NOUN
fsr-3398	50	32	portfolio	portfolio	NOUN
fsr-3398	50	33	.	.	PUNCT
fsr-3398	51	1	campbell	campbell	PROPN
fsr-3398	51	2	and	and	CCONJ
fsr-3398	51	3	viceira	viceira	PROPN
fsr-3398	51	4	(	(	PUNCT
fsr-3398	51	5	2002	2002	NUM
fsr-3398	51	6	,	,	PUNCT
fsr-3398	51	7	p.	p.	NOUN
fsr-3398	51	8	188	188	NUM
fsr-3398	51	9	)	)	PUNCT
fsr-3398	51	10	presented	present	VERB
fsr-3398	51	11	analyses	analysis	NOUN
fsr-3398	51	12	showing	show	VERB
fsr-3398	51	13	that	that	SCONJ
fsr-3398	51	14	for	for	ADP
fsr-3398	51	15	retired	retired	ADJ
fsr-3398	51	16	households	household	NOUN
fsr-3398	51	17	,	,	PUNCT
fsr-3398	51	18	the	the	DET
fsr-3398	51	19	optimal	optimal	ADJ
fsr-3398	51	20	allocation	allocation	NOUN
fsr-3398	51	21	to	to	ADP
fsr-3398	51	22	stocks	stock	NOUN
fsr-3398	51	23	ranges	range	VERB
fsr-3398	51	24	from	from	ADP
fsr-3398	51	25	80	80	NUM
fsr-3398	51	26	%	%	NOUN
fsr-3398	51	27	for	for	ADP
fsr-3398	51	28	relative	relative	ADJ
fsr-3398	51	29	risk	risk	NOUN
fsr-3398	51	30	aversion	aversion	NOUN
fsr-3398	51	31	of	of	ADP
fsr-3398	51	32	2	2	NUM
fsr-3398	51	33	,	,	PUNCT
fsr-3398	51	34	to	to	ADP
fsr-3398	51	35	13	13	NUM
fsr-3398	51	36	%	%	NOUN
fsr-3398	51	37	for	for	ADP
fsr-3398	51	38	a	a	DET
fsr-3398	51	39	relative	relative	ADJ
fsr-3398	51	40	risk	risk	NOUN
fsr-3398	51	41	aversion	aversion	NOUN
fsr-3398	51	42	of	of	ADP
fsr-3398	51	43	12	12	NUM
fsr-3398	51	44	.	.	PUNCT
fsr-3398	52	1	cocco	cocco	PROPN
fsr-3398	52	2	(	(	PUNCT
fsr-3398	52	3	2005	2005	NUM
fsr-3398	52	4	)	)	PUNCT
fsr-3398	52	5	,	,	PUNCT
fsr-3398	52	6	gomes	gome	NOUN
fsr-3398	52	7	and	and	CCONJ
fsr-3398	52	8	michaelides	michaelide	NOUN
fsr-3398	52	9	(	(	PUNCT
fsr-3398	52	10	2005	2005	NUM
fsr-3398	52	11	)	)	PUNCT
fsr-3398	52	12	,	,	PUNCT
fsr-3398	52	13	and	and	CCONJ
fsr-3398	52	14	horneff	horneff	NOUN
fsr-3398	52	15	,	,	PUNCT
fsr-3398	52	16	maurer	maurer	NOUN
fsr-3398	52	17	,	,	PUNCT
fsr-3398	52	18	and	and	CCONJ
fsr-3398	52	19	stamos	stamos	PROPN
fsr-3398	52	20	(	(	PUNCT
fsr-3398	52	21	2008	2008	NUM
fsr-3398	52	22	)	)	PUNCT
fsr-3398	52	23	also	also	ADV
fsr-3398	52	24	presented	present	VERB
fsr-3398	52	25	analyses	analysis	NOUN
fsr-3398	52	26	showing	show	VERB
fsr-3398	52	27	how	how	SCONJ
fsr-3398	52	28	optimal	optimal	ADJ
fsr-3398	52	29	investment	investment	NOUN
fsr-3398	52	30	choices	choice	NOUN
fsr-3398	52	31	depend	depend	VERB
fsr-3398	52	32	on	on	ADP
fsr-3398	52	33	the	the	DET
fsr-3398	52	34	household	household	NOUN
fsr-3398	52	35	’s	’s	PART
fsr-3398	52	36	level	level	NOUN
fsr-3398	52	37	of	of	ADP
fsr-3398	52	38	risk	risk	NOUN
fsr-3398	52	39	aversion	aversion	NOUN
fsr-3398	52	40	.	.	PUNCT
fsr-3398	53	1	some	some	DET
fsr-3398	53	2	normative	normative	ADJ
fsr-3398	53	3	articles	article	NOUN
fsr-3398	53	4	such	such	ADJ
fsr-3398	53	5	as	as	ADP
fsr-3398	53	6	hubbard	hubbard	PROPN
fsr-3398	53	7	,	,	PUNCT
fsr-3398	53	8	skinner	skinner	NOUN
fsr-3398	53	9	,	,	PUNCT
fsr-3398	53	10	and	and	CCONJ
fsr-3398	53	11	zeldes	zelde	NOUN
fsr-3398	53	12	(	(	PUNCT
fsr-3398	53	13	1994	1994	NUM
fsr-3398	53	14	)	)	PUNCT
fsr-3398	53	15	,	,	PUNCT
fsr-3398	53	16	scholz	scholz	NOUN
fsr-3398	53	17	,	,	PUNCT
fsr-3398	53	18	seshardi	seshardi	PROPN
fsr-3398	53	19	,	,	PUNCT
fsr-3398	53	20	and	and	CCONJ
fsr-3398	53	21	khitatrakun	khitatrakun	PROPN
fsr-3398	53	22	(	(	PUNCT
fsr-3398	53	23	2006	2006	NUM
fsr-3398	53	24	)	)	PUNCT
fsr-3398	53	25	,	,	PUNCT
fsr-3398	53	26	and	and	CCONJ
fsr-3398	53	27	gomes	gome	NOUN
fsr-3398	53	28	and	and	CCONJ
fsr-3398	53	29	michaelides	michaelide	NOUN
fsr-3398	53	30	,	,	PUNCT
fsr-3398	53	31	(	(	PUNCT
fsr-3398	53	32	2003	2003	NUM
fsr-3398	53	33	)	)	PUNCT
fsr-3398	53	34	derived	derive	VERB
fsr-3398	53	35	optimal	optimal	ADJ
fsr-3398	53	36	savings	saving	NOUN
fsr-3398	53	37	levels	level	NOUN
fsr-3398	53	38	under	under	ADP
fsr-3398	53	39	risk	risk	NOUN
fsr-3398	53	40	with	with	ADP
fsr-3398	53	41	several	several	ADJ
fsr-3398	53	42	different	different	ADJ
fsr-3398	53	43	levels	level	NOUN
fsr-3398	53	44	of	of	ADP
fsr-3398	53	45	relative	relative	ADJ
fsr-3398	53	46	risk	risk	NOUN
fsr-3398	53	47	aversion	aversion	NOUN
fsr-3398	53	48	.	.	PUNCT
fsr-3398	54	1	hubbard	hubbard	PROPN
fsr-3398	54	2	et	et	PROPN
fsr-3398	54	3	al	al	PROPN
fsr-3398	54	4	.	.	PROPN
fsr-3398	54	5	(	(	PUNCT
fsr-3398	54	6	1994	1994	NUM
fsr-3398	54	7	)	)	PUNCT
fsr-3398	54	8	derived	derive	VERB
fsr-3398	54	9	optimal	optimal	ADJ
fsr-3398	54	10	savings	saving	NOUN
fsr-3398	54	11	levels	level	NOUN
fsr-3398	54	12	and	and	CCONJ
fsr-3398	54	13	examined	examine	VERB
fsr-3398	54	14	predictions	prediction	NOUN
fsr-3398	54	15	of	of	ADP
fsr-3398	54	16	a	a	DET
fsr-3398	54	17	life	life	NOUN
fsr-3398	54	18	-	-	PUNCT
fsr-3398	54	19	cycle	cycle	NOUN
fsr-3398	54	20	simulation	simulation	NOUN
fsr-3398	54	21	model	model	NOUN
fsr-3398	54	22	subject	subject	NOUN
fsr-3398	54	23	to	to	ADP
fsr-3398	54	24	uninsured	uninsured	ADJ
fsr-3398	54	25	idiosyncratic	idiosyncratic	ADJ
fsr-3398	54	26	risk	risk	NOUN
fsr-3398	54	27	(	(	PUNCT
fsr-3398	54	28	risky	risky	ADJ
fsr-3398	54	29	earnings	earning	NOUN
fsr-3398	54	30	,	,	PUNCT
fsr-3398	54	31	medical	medical	ADJ
fsr-3398	54	32	expense	expense	NOUN
fsr-3398	54	33	,	,	PUNCT
fsr-3398	54	34	and	and	CCONJ
fsr-3398	54	35	life	life	NOUN
fsr-3398	54	36	span	span	NOUN
fsr-3398	54	37	)	)	PUNCT
fsr-3398	54	38	.	.	PUNCT
fsr-3398	55	1	campbell	campbell	PROPN
fsr-3398	55	2	and	and	CCONJ
fsr-3398	55	3	cocco	cocco	PROPN
fsr-3398	55	4	(	(	PUNCT
fsr-3398	55	5	2003	2003	NUM
fsr-3398	55	6	)	)	PUNCT
fsr-3398	55	7	showed	show	VERB
fsr-3398	55	8	how	how	SCONJ
fsr-3398	55	9	the	the	DET
fsr-3398	55	10	optimal	optimal	ADJ
fsr-3398	55	11	choice	choice	NOUN
fsr-3398	55	12	between	between	ADP
fsr-3398	55	13	a	a	DET
fsr-3398	55	14	fixed	fix	VERB
fsr-3398	55	15	rate	rate	NOUN
fsr-3398	55	16	and	and	CCONJ
fsr-3398	55	17	a	a	DET
fsr-3398	55	18	variable	variable	ADJ
fsr-3398	55	19	rate	rate	NOUN
fsr-3398	55	20	mortgage	mortgage	NOUN
fsr-3398	55	21	loan	loan	NOUN
fsr-3398	55	22	depended	depend	VERB
fsr-3398	55	23	on	on	ADP
fsr-3398	55	24	the	the	DET
fsr-3398	55	25	level	level	NOUN
fsr-3398	55	26	of	of	ADP
fsr-3398	55	27	the	the	DET
fsr-3398	55	28	household	household	NOUN
fsr-3398	55	29	’s	’s	PART
fsr-3398	55	30	risk	risk	NOUN
fsr-3398	55	31	aversion	aversion	NOUN
fsr-3398	55	32	.	.	PUNCT
fsr-3398	56	1	clearly	clearly	ADV
fsr-3398	56	2	,	,	PUNCT
fsr-3398	56	3	the	the	DET
fsr-3398	56	4	prescriptions	prescription	NOUN
fsr-3398	56	5	of	of	ADP
fsr-3398	56	6	normative	normative	ADJ
fsr-3398	56	7	household	household	NOUN
fsr-3398	56	8	finance	finance	NOUN
fsr-3398	56	9	(	(	PUNCT
fsr-3398	56	10	campbell	campbell	PROPN
fsr-3398	56	11	,	,	PUNCT
fsr-3398	56	12	2006	2006	NUM
fsr-3398	56	13	)	)	PUNCT
fsr-3398	56	14	depend	depend	VERB
fsr-3398	56	15	on	on	ADP
fsr-3398	56	16	the	the	DET
fsr-3398	56	17	level	level	NOUN
fsr-3398	56	18	of	of	ADP
fsr-3398	56	19	risk	risk	NOUN
fsr-3398	56	20	aversion	aversion	NOUN
fsr-3398	56	21	assumed	assume	VERB
fsr-3398	56	22	,	,	PUNCT
fsr-3398	56	23	and	and	CCONJ
fsr-3398	56	24	analysis	analysis	NOUN
fsr-3398	56	25	of	of	ADP
fsr-3398	56	26	public	public	ADJ
fsr-3398	56	27	policies	policy	NOUN
fsr-3398	56	28	related	relate	VERB
fsr-3398	56	29	to	to	ADP
fsr-3398	56	30	household	household	NOUN
fsr-3398	56	31	financial	financial	ADJ
fsr-3398	56	32	decisions	decision	NOUN
fsr-3398	56	33	also	also	ADV
fsr-3398	56	34	depend	depend	VERB
fsr-3398	56	35	on	on	ADP
fsr-3398	56	36	the	the	DET
fsr-3398	56	37	level	level	NOUN
fsr-3398	56	38	of	of	ADP
fsr-3398	56	39	risk	risk	NOUN
fsr-3398	56	40	aversion	aversion	NOUN
fsr-3398	56	41	assumed	assume	VERB
fsr-3398	56	42	.	.	PUNCT
fsr-3398	57	1	risk	risk	NOUN
fsr-3398	57	2	tolerance	tolerance	NOUN
fsr-3398	57	3	is	be	AUX
fsr-3398	57	4	the	the	DET
fsr-3398	57	5	inverse	inverse	NOUN
fsr-3398	57	6	of	of	ADP
fsr-3398	57	7	risk	risk	NOUN
fsr-3398	57	8	aversion	aversion	NOUN
fsr-3398	57	9	(	(	PUNCT
fsr-3398	57	10	barsky	barsky	PROPN
fsr-3398	57	11	et	et	PROPN
fsr-3398	57	12	al	al	PROPN
fsr-3398	57	13	.	.	PROPN
fsr-3398	57	14	,	,	PUNCT
fsr-3398	57	15	1997	1997	NUM
fsr-3398	57	16	)	)	PUNCT
fsr-3398	57	17	.	.	PUNCT
fsr-3398	58	1	is	be	AUX
fsr-3398	58	2	there	there	PRON
fsr-3398	58	3	heterogeneity	heterogeneity	NOUN
fsr-3398	58	4	in	in	ADP
fsr-3398	58	5	levels	level	NOUN
fsr-3398	58	6	of	of	ADP
fsr-3398	58	7	household	household	NOUN
fsr-3398	58	8	risk	risk	NOUN
fsr-3398	58	9	tolerance	tolerance	NOUN
fsr-3398	58	10	among	among	ADP
fsr-3398	58	11	chinese	chinese	ADJ
fsr-3398	58	12	households	household	NOUN
fsr-3398	58	13	?	?	PUNCT
fsr-3398	59	1	while	while	SCONJ
fsr-3398	59	2	there	there	PRON
fsr-3398	59	3	is	be	VERB
fsr-3398	59	4	considerable	considerable	ADJ
fsr-3398	59	5	research	research	NOUN
fsr-3398	59	6	about	about	ADP
fsr-3398	59	7	that	that	DET
fsr-3398	59	8	question	question	NOUN
fsr-3398	59	9	for	for	ADP
fsr-3398	59	10	u.s	u.s	PROPN
fsr-3398	59	11	.	.	PROPN
fsr-3398	59	12	households	household	NOUN
fsr-3398	59	13	,	,	PUNCT
fsr-3398	59	14	the	the	DET
fsr-3398	59	15	evidence	evidence	NOUN
fsr-3398	59	16	is	be	AUX
fsr-3398	59	17	limited	limit	VERB
fsr-3398	59	18	for	for	ADP
fsr-3398	59	19	chinese	chinese	ADJ
fsr-3398	59	20	households	household	NOUN
fsr-3398	59	21	.	.	PUNCT
fsr-3398	60	1	as	as	SCONJ
fsr-3398	60	2	terpstra	terpstra	ADJ
fsr-3398	60	3	-	-	PUNCT
fsr-3398	60	4	tong	tong	NOUN
fsr-3398	60	5	and	and	CCONJ
fsr-3398	60	6	terpstra	terpstra	PROPN
fsr-3398	60	7	(	(	PUNCT
fsr-3398	60	8	2013	2013	NUM
fsr-3398	60	9	)	)	PUNCT
fsr-3398	60	10	noted	note	VERB
fsr-3398	60	11	,	,	PUNCT
fsr-3398	60	12	little	little	ADJ
fsr-3398	60	13	is	be	AUX
fsr-3398	60	14	known	know	VERB
fsr-3398	60	15	about	about	ADP
fsr-3398	60	16	investors	investor	NOUN
fsr-3398	60	17	in	in	ADP
fsr-3398	60	18	china	china	PROPN
fsr-3398	60	19	,	,	PUNCT
fsr-3398	60	20	but	but	CCONJ
fsr-3398	60	21	comparisons	comparison	NOUN
fsr-3398	60	22	of	of	ADP
fsr-3398	60	23	risk	risk	NOUN
fsr-3398	60	24	tolerance	tolerance	NOUN
fsr-3398	60	25	levels	level	NOUN
fsr-3398	60	26	and	and	CCONJ
fsr-3398	60	27	factors	factor	NOUN
fsr-3398	60	28	related	relate	VERB
fsr-3398	60	29	to	to	PART
fsr-3398	60	30	risk	risk	VERB
fsr-3398	60	31	tolerance	tolerance	NOUN
fsr-3398	60	32	between	between	ADP
fsr-3398	60	33	china	china	PROPN
fsr-3398	60	34	and	and	CCONJ
fsr-3398	60	35	the	the	DET
fsr-3398	60	36	united	united	PROPN
fsr-3398	60	37	states	states	PROPN
fsr-3398	60	38	may	may	AUX
fsr-3398	60	39	provide	provide	VERB
fsr-3398	60	40	insights	insight	NOUN
fsr-3398	60	41	into	into	ADP
fsr-3398	60	42	future	future	ADJ
fsr-3398	60	43	financial	financial	ADJ
fsr-3398	60	44	markets	market	NOUN
fsr-3398	60	45	in	in	ADP
fsr-3398	60	46	china	china	PROPN
fsr-3398	60	47	.	.	PUNCT
fsr-3398	61	1	ownership	ownership	NOUN
fsr-3398	61	2	of	of	ADP
fsr-3398	61	3	stock	stock	NOUN
fsr-3398	61	4	assets	asset	NOUN
fsr-3398	61	5	in	in	ADP
fsr-3398	61	6	the	the	DET
fsr-3398	61	7	united	united	PROPN
fsr-3398	61	8	states	states	PROPN
fsr-3398	61	9	was	be	AUX
fsr-3398	61	10	somewhat	somewhat	ADV
fsr-3398	61	11	limited	limited	ADJ
fsr-3398	61	12	before	before	ADP
fsr-3398	61	13	the	the	DET
fsr-3398	61	14	1990s	1990s	NUM
fsr-3398	61	15	(	(	PUNCT
fsr-3398	61	16	haliassos	haliassos	NOUN
fsr-3398	61	17	and	and	CCONJ
fsr-3398	61	18	bertaut	bertaut	NOUN
fsr-3398	61	19	,	,	PUNCT
fsr-3398	61	20	1995	1995	NUM
fsr-3398	61	21	)	)	PUNCT
fsr-3398	61	22	,	,	PUNCT
fsr-3398	61	23	which	which	PRON
fsr-3398	61	24	seemed	seem	VERB
fsr-3398	61	25	puzzling	puzzle	VERB
fsr-3398	61	26	to	to	ADP
fsr-3398	61	27	economists	economist	NOUN
fsr-3398	61	28	given	give	VERB
fsr-3398	61	29	the	the	DET
fsr-3398	61	30	equity	equity	NOUN
fsr-3398	61	31	premium	premium	NOUN
fsr-3398	61	32	(	(	PUNCT
fsr-3398	61	33	siegel	siegel	NOUN
fsr-3398	61	34	and	and	CCONJ
fsr-3398	61	35	thaler	thaler	NOUN
fsr-3398	61	36	,	,	PUNCT
fsr-3398	61	37	1997	1997	NUM
fsr-3398	61	38	)	)	PUNCT
fsr-3398	61	39	.	.	PUNCT
fsr-3398	62	1	siegel	siegel	PROPN
fsr-3398	62	2	and	and	CCONJ
fsr-3398	62	3	thaler	thaler	PROPN
fsr-3398	62	4	discussed	discuss	VERB
fsr-3398	62	5	whether	whether	SCONJ
fsr-3398	62	6	the	the	DET
fsr-3398	62	7	equity	equity	NOUN
fsr-3398	62	8	premium	premium	NOUN
fsr-3398	62	9	was	be	AUX
fsr-3398	62	10	a	a	DET
fsr-3398	62	11	puzzle	puzzle	NOUN
fsr-3398	62	12	in	in	ADP
fsr-3398	62	13	countries	country	NOUN
fsr-3398	62	14	other	other	ADJ
fsr-3398	62	15	than	than	ADP
fsr-3398	62	16	the	the	DET
fsr-3398	62	17	united	united	PROPN
fsr-3398	62	18	states	states	PROPN
fsr-3398	62	19	,	,	PUNCT
fsr-3398	62	20	for	for	ADP
fsr-3398	62	21	instance	instance	NOUN
fsr-3398	62	22	,	,	PUNCT
fsr-3398	62	23	in	in	ADP
fsr-3398	62	24	japan	japan	PROPN
fsr-3398	62	25	and	and	CCONJ
fsr-3398	62	26	germany	germany	PROPN
fsr-3398	62	27	.	.	PUNCT
fsr-3398	63	1	they	they	PRON
fsr-3398	63	2	concluded	conclude	VERB
fsr-3398	63	3	that	that	SCONJ
fsr-3398	63	4	even	even	ADV
fsr-3398	63	5	in	in	ADP
fsr-3398	63	6	countries	country	NOUN
fsr-3398	63	7	with	with	ADP
fsr-3398	63	8	wartime	wartime	ADJ
fsr-3398	63	9	destruction	destruction	NOUN
fsr-3398	63	10	of	of	ADP
fsr-3398	63	11	the	the	DET
fsr-3398	63	12	value	value	NOUN
fsr-3398	63	13	of	of	ADP
fsr-3398	63	14	stocks	stock	NOUN
fsr-3398	63	15	,	,	PUNCT
fsr-3398	63	16	there	there	PRON
fsr-3398	63	17	still	still	ADV
fsr-3398	63	18	was	be	AUX
fsr-3398	63	19	an	an	DET
fsr-3398	63	20	advantage	advantage	NOUN
fsr-3398	63	21	of	of	ADP
fsr-3398	63	22	investment	investment	NOUN
fsr-3398	63	23	in	in	ADP
fsr-3398	63	24	stock	stock	NOUN
fsr-3398	63	25	assets	asset	NOUN
fsr-3398	63	26	over	over	ADP
fsr-3398	63	27	the	the	DET
fsr-3398	63	28	long	long	ADJ
fsr-3398	63	29	run	run	NOUN
fsr-3398	63	30	,	,	PUNCT
fsr-3398	63	31	compared	compare	VERB
fsr-3398	63	32	with	with	ADP
fsr-3398	63	33	bonds	bond	NOUN
fsr-3398	63	34	and	and	CCONJ
fsr-3398	63	35	cash	cash	NOUN
fsr-3398	63	36	equivalents	equivalent	NOUN
fsr-3398	63	37	.	.	PUNCT
fsr-3398	64	1	therefore	therefore	ADV
fsr-3398	64	2	,	,	PUNCT
fsr-3398	64	3	the	the	DET
fsr-3398	64	4	advantage	advantage	NOUN
fsr-3398	64	5	of	of	ADP
fsr-3398	64	6	investments	investment	NOUN
fsr-3398	64	7	in	in	ADP
fsr-3398	64	8	stocks	stock	NOUN
fsr-3398	64	9	over	over	ADP
fsr-3398	64	10	alternative	alternative	ADJ
fsr-3398	64	11	financial	financial	ADJ
fsr-3398	64	12	investments	investment	NOUN
fsr-3398	64	13	(	(	PUNCT
fsr-3398	64	14	e.g.	e.g.	ADV
fsr-3398	64	15	,	,	PUNCT
fsr-3398	64	16	hanna	hanna	PROPN
fsr-3398	64	17	and	and	CCONJ
fsr-3398	64	18	chen	chen	PROPN
fsr-3398	64	19	,	,	PUNCT
fsr-3398	64	20	1997	1997	NUM
fsr-3398	64	21	)	)	PUNCT
fsr-3398	64	22	may	may	AUX
fsr-3398	64	23	apply	apply	VERB
fsr-3398	64	24	to	to	ADP
fsr-3398	64	25	china	china	PROPN
fsr-3398	64	26	despite	despite	SCONJ
fsr-3398	64	27	the	the	DET
fsr-3398	64	28	difference	difference	NOUN
fsr-3398	64	29	in	in	ADP
fsr-3398	64	30	the	the	DET
fsr-3398	64	31	economic	economic	ADJ
fsr-3398	64	32	history	history	NOUN
fsr-3398	64	33	of	of	ADP
fsr-3398	64	34	the	the	DET
fsr-3398	64	35	two	two	NUM
fsr-3398	64	36	countries	country	NOUN
fsr-3398	64	37	.	.	PUNCT
fsr-3398	65	1	2.2	2.2	NUM
fsr-3398	65	2	.	.	PUNCT
fsr-3398	65	3	measuring	measure	VERB
fsr-3398	65	4	risk	risk	NOUN
fsr-3398	65	5	tolerance	tolerance	NOUN
fsr-3398	65	6	according	accord	VERB
fsr-3398	65	7	to	to	ADP
fsr-3398	65	8	hanna	hanna	NOUN
fsr-3398	65	9	,	,	PUNCT
fsr-3398	65	10	gutter	gutter	NOUN
fsr-3398	65	11	,	,	PUNCT
fsr-3398	65	12	and	and	CCONJ
fsr-3398	65	13	fan	fan	NOUN
fsr-3398	65	14	(	(	PUNCT
fsr-3398	65	15	2001	2001	NUM
fsr-3398	65	16	)	)	PUNCT
fsr-3398	65	17	,	,	PUNCT
fsr-3398	65	18	there	there	PRON
fsr-3398	65	19	are	be	VERB
fsr-3398	65	20	at	at	ADV
fsr-3398	65	21	least	least	ADJ
fsr-3398	65	22	four	four	NUM
fsr-3398	65	23	different	different	ADJ
fsr-3398	65	24	methods	method	NOUN
fsr-3398	65	25	of	of	ADP
fsr-3398	65	26	measuring	measure	VERB
fsr-3398	65	27	risk	risk	NOUN
fsr-3398	65	28	tolerance	tolerance	NOUN
fsr-3398	65	29	:	:	PUNCT
fsr-3398	65	30	(	(	PUNCT
fsr-3398	65	31	1	1	X
fsr-3398	65	32	)	)	PUNCT
fsr-3398	65	33	asking	ask	VERB
fsr-3398	65	34	about	about	ADP
fsr-3398	65	35	investment	investment	NOUN
fsr-3398	65	36	choices	choice	NOUN
fsr-3398	65	37	,	,	PUNCT
fsr-3398	65	38	(	(	PUNCT
fsr-3398	65	39	2	2	X
fsr-3398	65	40	)	)	PUNCT
fsr-3398	65	41	asking	ask	VERB
fsr-3398	65	42	a	a	DET
fsr-3398	65	43	combination	combination	NOUN
fsr-3398	65	44	of	of	ADP
fsr-3398	65	45	investment	investment	NOUN
fsr-3398	65	46	and	and	CCONJ
fsr-3398	65	47	subjective	subjective	ADJ
fsr-3398	65	48	questions	question	NOUN
fsr-3398	65	49	,	,	PUNCT
fsr-3398	65	50	(	(	PUNCT
fsr-3398	65	51	3	3	X
fsr-3398	65	52	)	)	PUNCT
fsr-3398	65	53	assessing	assess	VERB
fsr-3398	65	54	actual	actual	ADJ
fsr-3398	65	55	behavior	behavior	NOUN
fsr-3398	65	56	,	,	PUNCT
fsr-3398	65	57	and	and	CCONJ
fsr-3398	65	58	(	(	PUNCT
fsr-3398	65	59	4	4	X
fsr-3398	65	60	)	)	PUNCT
fsr-3398	65	61	asking	ask	VERB
fsr-3398	65	62	hypothetical	hypothetical	ADJ
fsr-3398	65	63	questions	question	NOUN
fsr-3398	65	64	with	with	ADP
fsr-3398	65	65	carefully	carefully	ADV
fsr-3398	65	66	specified	specify	VERB
fsr-3398	65	67	scenarios	scenario	NOUN
fsr-3398	65	68	.	.	PUNCT
fsr-3398	66	1	below	below	ADV
fsr-3398	66	2	,	,	PUNCT
fsr-3398	66	3	we	we	PRON
fsr-3398	66	4	briefly	briefly	ADV
fsr-3398	66	5	review	review	VERB
fsr-3398	66	6	selected	select	VERB
fsr-3398	66	7	articles	article	NOUN
fsr-3398	66	8	using	use	VERB
fsr-3398	66	9	each	each	DET
fsr-3398	66	10	method	method	NOUN
fsr-3398	66	11	.	.	PUNCT
fsr-3398	67	1	an	an	DET
fsr-3398	67	2	example	example	NOUN
fsr-3398	67	3	of	of	ADP
fsr-3398	67	4	the	the	DET
fsr-3398	67	5	first	first	ADJ
fsr-3398	67	6	method	method	NOUN
fsr-3398	67	7	is	be	AUX
fsr-3398	67	8	in	in	ADP
fsr-3398	67	9	the	the	DET
fsr-3398	67	10	survey	survey	NOUN
fsr-3398	67	11	of	of	ADP
fsr-3398	67	12	consumer	consumer	NOUN
fsr-3398	67	13	finances	finance	NOUN
fsr-3398	67	14	(	(	PUNCT
fsr-3398	67	15	scf	scf	PROPN
fsr-3398	67	16	)	)	PUNCT
fsr-3398	67	17	,	,	PUNCT
fsr-3398	67	18	a	a	DET
fsr-3398	67	19	nationally	nationally	ADV
fsr-3398	67	20	representative	representative	ADJ
fsr-3398	67	21	survey	survey	NOUN
fsr-3398	67	22	conducted	conduct	VERB
fsr-3398	67	23	every	every	DET
fsr-3398	67	24	three	three	NUM
fsr-3398	67	25	years	year	NOUN
fsr-3398	67	26	in	in	ADP
fsr-3398	67	27	the	the	DET
fsr-3398	67	28	united	united	PROPN
fsr-3398	67	29	states	states	PROPN
fsr-3398	67	30	(	(	PUNCT
fsr-3398	67	31	bricker	bricker	NOUN
fsr-3398	67	32	et	et	NOUN
fsr-3398	67	33	al	al	PROPN
fsr-3398	67	34	.	.	PROPN
fsr-3398	67	35	,	,	PUNCT
fsr-3398	67	36	2014	2014	NUM
fsr-3398	67	37	)	)	PUNCT
fsr-3398	67	38	,	,	PUNCT
fsr-3398	67	39	which	which	PRON
fsr-3398	67	40	has	have	AUX
fsr-3398	67	41	since	since	SCONJ
fsr-3398	67	42	1983	1983	NUM
fsr-3398	67	43	included	include	VERB
fsr-3398	67	44	a	a	DET
fsr-3398	67	45	risk	risk	NOUN
fsr-3398	67	46	tolerance	tolerance	NOUN
fsr-3398	67	47	measure	measure	NOUN
fsr-3398	67	48	.	.	PUNCT
fsr-3398	68	1	yao	yao	NOUN
fsr-3398	68	2	,	,	PUNCT
fsr-3398	68	3	hanna	hanna	PROPN
fsr-3398	68	4	,	,	PUNCT
fsr-3398	68	5	and	and	CCONJ
fsr-3398	68	6	lindamood	lindamood	NOUN
fsr-3398	68	7	(	(	PUNCT
fsr-3398	68	8	2004	2004	NUM
fsr-3398	68	9	)	)	PUNCT
fsr-3398	68	10	282	282	NUM
fsr-3398	68	11	s.d	s.d	PROPN
fsr-3398	68	12	.	.	PROPN
fsr-3398	68	13	hanna	hanna	PROPN
fsr-3398	68	14	et	et	PROPN
fsr-3398	68	15	al	al	PROPN
fsr-3398	68	16	.	.	PUNCT
fsr-3398	68	17	/	/	SYM
fsr-3398	68	18	financial	financial	ADJ
fsr-3398	68	19	services	service	NOUN
fsr-3398	68	20	review	review	VERB
fsr-3398	68	21	27	27	NUM
fsr-3398	68	22	(	(	PUNCT
fsr-3398	68	23	2018	2018	NUM
fsr-3398	68	24	)	)	PUNCT
fsr-3398	68	25	279	279	NUM
fsr-3398	68	26	-	-	SYM
fsr-3398	68	27	302	302	NUM
fsr-3398	68	28	was	be	AUX
fsr-3398	68	29	the	the	DET
fsr-3398	68	30	first	first	ADJ
fsr-3398	68	31	study	study	NOUN
fsr-3398	68	32	published	publish	VERB
fsr-3398	68	33	in	in	ADP
fsr-3398	68	34	a	a	DET
fsr-3398	68	35	journal	journal	NOUN
fsr-3398	68	36	that	that	PRON
fsr-3398	68	37	provided	provide	VERB
fsr-3398	68	38	the	the	DET
fsr-3398	68	39	history	history	NOUN
fsr-3398	68	40	of	of	ADP
fsr-3398	68	41	the	the	DET
fsr-3398	68	42	scf	scf	PROPN
fsr-3398	68	43	risk	risk	NOUN
fsr-3398	68	44	tolerance	tolerance	NOUN
fsr-3398	68	45	measure	measure	NOUN
fsr-3398	68	46	.	.	PUNCT
fsr-3398	69	1	the	the	DET
fsr-3398	69	2	question	question	NOUN
fsr-3398	69	3	in	in	ADP
fsr-3398	69	4	the	the	DET
fsr-3398	69	5	scf	scf	PROPN
fsr-3398	69	6	simply	simply	ADV
fsr-3398	69	7	asks	ask	VERB
fsr-3398	69	8	respondents	respondent	NOUN
fsr-3398	69	9	whether	whether	SCONJ
fsr-3398	69	10	they	they	PRON
fsr-3398	69	11	were	be	AUX
fsr-3398	69	12	willing	willing	ADJ
fsr-3398	69	13	to	to	PART
fsr-3398	69	14	take	take	VERB
fsr-3398	69	15	substantial	substantial	ADJ
fsr-3398	69	16	risk	risk	NOUN
fsr-3398	69	17	to	to	PART
fsr-3398	69	18	make	make	VERB
fsr-3398	69	19	a	a	DET
fsr-3398	69	20	substantial	substantial	ADJ
fsr-3398	69	21	return	return	NOUN
fsr-3398	69	22	,	,	PUNCT
fsr-3398	69	23	above	above	ADP
fsr-3398	69	24	average	average	ADJ
fsr-3398	69	25	return	return	NOUN
fsr-3398	69	26	,	,	PUNCT
fsr-3398	69	27	average	average	ADJ
fsr-3398	69	28	risk	risk	NOUN
fsr-3398	69	29	to	to	PART
fsr-3398	69	30	make	make	VERB
fsr-3398	69	31	an	an	DET
fsr-3398	69	32	average	average	ADJ
fsr-3398	69	33	return	return	NOUN
fsr-3398	69	34	,	,	PUNCT
fsr-3398	69	35	or	or	CCONJ
fsr-3398	69	36	no	no	DET
fsr-3398	69	37	risk	risk	NOUN
fsr-3398	69	38	when	when	SCONJ
fsr-3398	69	39	making	make	VERB
fsr-3398	69	40	investments	investment	NOUN
fsr-3398	69	41	.	.	PUNCT
fsr-3398	70	1	yao	yao	PROPN
fsr-3398	70	2	et	et	PROPN
fsr-3398	70	3	al	al	PROPN
fsr-3398	70	4	.	.	PROPN
fsr-3398	70	5	(	(	PUNCT
fsr-3398	70	6	2004	2004	NUM
fsr-3398	70	7	)	)	PUNCT
fsr-3398	70	8	presented	present	VERB
fsr-3398	70	9	a	a	DET
fsr-3398	70	10	conceptual	conceptual	ADJ
fsr-3398	70	11	model	model	NOUN
fsr-3398	70	12	that	that	PRON
fsr-3398	70	13	suggested	suggest	VERB
fsr-3398	70	14	that	that	SCONJ
fsr-3398	70	15	the	the	DET
fsr-3398	70	16	answer	answer	NOUN
fsr-3398	70	17	to	to	ADP
fsr-3398	70	18	the	the	DET
fsr-3398	70	19	scf	scf	PROPN
fsr-3398	70	20	risk	risk	NOUN
fsr-3398	70	21	tolerance	tolerance	NOUN
fsr-3398	70	22	question	question	NOUN
fsr-3398	70	23	might	might	AUX
fsr-3398	70	24	be	be	AUX
fsr-3398	70	25	affected	affect	VERB
fsr-3398	70	26	not	not	PART
fsr-3398	70	27	only	only	ADV
fsr-3398	70	28	by	by	ADP
fsr-3398	70	29	the	the	DET
fsr-3398	70	30	level	level	NOUN
fsr-3398	70	31	of	of	ADP
fsr-3398	70	32	respondent	respondent	ADJ
fsr-3398	70	33	risk	risk	NOUN
fsr-3398	70	34	aversion	aversion	NOUN
fsr-3398	70	35	,	,	PUNCT
fsr-3398	70	36	but	but	CCONJ
fsr-3398	70	37	also	also	ADV
fsr-3398	70	38	perceptions	perception	NOUN
fsr-3398	70	39	influenced	influence	VERB
fsr-3398	70	40	by	by	ADP
fsr-3398	70	41	recent	recent	ADJ
fsr-3398	70	42	stock	stock	NOUN
fsr-3398	70	43	market	market	NOUN
fsr-3398	70	44	changes	change	NOUN
fsr-3398	70	45	,	,	PUNCT
fsr-3398	70	46	and	and	CCONJ
fsr-3398	70	47	by	by	ADP
fsr-3398	70	48	one	one	NUM
fsr-3398	70	49	’s	’s	PART
fsr-3398	70	50	life	life	NOUN
fsr-3398	70	51	cycle	cycle	NOUN
fsr-3398	70	52	stage	stage	NOUN
fsr-3398	70	53	.	.	PUNCT
fsr-3398	71	1	the	the	DET
fsr-3398	71	2	scf	scf	PROPN
fsr-3398	71	3	risk	risk	NOUN
fsr-3398	71	4	tolerance	tolerance	NOUN
fsr-3398	71	5	measure	measure	NOUN
fsr-3398	71	6	has	have	AUX
fsr-3398	71	7	been	be	AUX
fsr-3398	71	8	used	use	VERB
fsr-3398	71	9	in	in	ADP
fsr-3398	71	10	many	many	ADJ
fsr-3398	71	11	studies	study	NOUN
fsr-3398	71	12	both	both	PRON
fsr-3398	71	13	as	as	ADP
fsr-3398	71	14	a	a	DET
fsr-3398	71	15	dependent	dependent	ADJ
fsr-3398	71	16	variable	variable	NOUN
fsr-3398	71	17	and	and	CCONJ
fsr-3398	71	18	an	an	DET
fsr-3398	71	19	independent	independent	ADJ
fsr-3398	71	20	variable	variable	NOUN
fsr-3398	71	21	.	.	PUNCT
fsr-3398	72	1	grable	grable	PROPN
fsr-3398	72	2	and	and	CCONJ
fsr-3398	72	3	lytton	lytton	PROPN
fsr-3398	72	4	(	(	PUNCT
fsr-3398	72	5	2001	2001	NUM
fsr-3398	72	6	)	)	PUNCT
fsr-3398	72	7	listed	list	VERB
fsr-3398	72	8	six	six	NUM
fsr-3398	72	9	previous	previous	ADJ
fsr-3398	72	10	studies	study	NOUN
fsr-3398	72	11	using	use	VERB
fsr-3398	72	12	it	it	PRON
fsr-3398	72	13	as	as	ADP
fsr-3398	72	14	a	a	DET
fsr-3398	72	15	dependent	dependent	ADJ
fsr-3398	72	16	variable	variable	NOUN
fsr-3398	72	17	and	and	CCONJ
fsr-3398	72	18	11	11	NUM
fsr-3398	72	19	studies	study	NOUN
fsr-3398	72	20	using	use	VERB
fsr-3398	72	21	it	it	PRON
fsr-3398	72	22	as	as	ADP
fsr-3398	72	23	an	an	DET
fsr-3398	72	24	independent	independent	ADJ
fsr-3398	72	25	variable	variable	NOUN
fsr-3398	72	26	.	.	PUNCT
fsr-3398	73	1	we	we	PRON
fsr-3398	73	2	estimate	estimate	VERB
fsr-3398	73	3	that	that	SCONJ
fsr-3398	73	4	at	at	ADV
fsr-3398	73	5	least	least	ADV
fsr-3398	73	6	50	50	NUM
fsr-3398	73	7	additional	additional	ADJ
fsr-3398	73	8	publications	publication	NOUN
fsr-3398	73	9	have	have	AUX
fsr-3398	73	10	used	use	VERB
fsr-3398	73	11	the	the	DET
fsr-3398	73	12	scf	scf	PROPN
fsr-3398	73	13	risk	risk	NOUN
fsr-3398	73	14	tolerance	tolerance	NOUN
fsr-3398	73	15	measure	measure	NOUN
fsr-3398	73	16	.	.	PUNCT
fsr-3398	74	1	we	we	PRON
fsr-3398	74	2	do	do	AUX
fsr-3398	74	3	not	not	PART
fsr-3398	74	4	discuss	discuss	VERB
fsr-3398	74	5	all	all	DET
fsr-3398	74	6	studies	study	NOUN
fsr-3398	74	7	that	that	PRON
fsr-3398	74	8	have	have	AUX
fsr-3398	74	9	used	use	VERB
fsr-3398	74	10	the	the	DET
fsr-3398	74	11	scf	scf	PROPN
fsr-3398	74	12	risk	risk	NOUN
fsr-3398	74	13	tolerance	tolerance	NOUN
fsr-3398	74	14	measure	measure	NOUN
fsr-3398	74	15	,	,	PUNCT
fsr-3398	74	16	focusing	focus	VERB
fsr-3398	74	17	instead	instead	ADV
fsr-3398	74	18	on	on	ADP
fsr-3398	74	19	studies	study	NOUN
fsr-3398	74	20	that	that	PRON
fsr-3398	74	21	used	use	VERB
fsr-3398	74	22	approaches	approach	NOUN
fsr-3398	74	23	consistent	consistent	ADJ
fsr-3398	74	24	with	with	ADP
fsr-3398	74	25	the	the	DET
fsr-3398	74	26	approach	approach	NOUN
fsr-3398	74	27	used	use	VERB
fsr-3398	74	28	in	in	ADP
fsr-3398	74	29	this	this	DET
fsr-3398	74	30	article	article	NOUN
fsr-3398	74	31	.	.	PUNCT
fsr-3398	75	1	an	an	DET
fsr-3398	75	2	example	example	NOUN
fsr-3398	75	3	of	of	ADP
fsr-3398	75	4	the	the	DET
fsr-3398	75	5	second	second	ADJ
fsr-3398	75	6	method	method	NOUN
fsr-3398	75	7	is	be	AUX
fsr-3398	75	8	in	in	ADP
fsr-3398	75	9	grable	grable	NOUN
fsr-3398	75	10	and	and	CCONJ
fsr-3398	75	11	lytton	lytton	PROPN
fsr-3398	75	12	(	(	PUNCT
fsr-3398	75	13	1999	1999	NUM
fsr-3398	75	14	)	)	PUNCT
fsr-3398	75	15	,	,	PUNCT
fsr-3398	75	16	who	who	PRON
fsr-3398	75	17	presented	present	VERB
fsr-3398	75	18	a	a	DET
fsr-3398	75	19	measure	measure	NOUN
fsr-3398	75	20	based	base	VERB
fsr-3398	75	21	on	on	ADP
fsr-3398	75	22	13	13	NUM
fsr-3398	75	23	questions	question	NOUN
fsr-3398	75	24	,	,	PUNCT
fsr-3398	75	25	based	base	VERB
fsr-3398	75	26	both	both	CCONJ
fsr-3398	75	27	on	on	ADP
fsr-3398	75	28	investment	investment	NOUN
fsr-3398	75	29	choices	choice	NOUN
fsr-3398	75	30	and	and	CCONJ
fsr-3398	75	31	financial	financial	ADJ
fsr-3398	75	32	beliefs	belief	NOUN
fsr-3398	75	33	,	,	PUNCT
fsr-3398	75	34	feelings	feeling	NOUN
fsr-3398	75	35	,	,	PUNCT
fsr-3398	75	36	needs	need	NOUN
fsr-3398	75	37	,	,	PUNCT
fsr-3398	75	38	and	and	CCONJ
fsr-3398	75	39	aspirations	aspiration	NOUN
fsr-3398	75	40	.	.	PUNCT
fsr-3398	76	1	the	the	DET
fsr-3398	76	2	grable	grable	PROPN
fsr-3398	76	3	-	-	PUNCT
fsr-3398	76	4	lytton	lytton	PROPN
fsr-3398	76	5	measure	measure	NOUN
fsr-3398	76	6	has	have	AUX
fsr-3398	76	7	been	be	AUX
fsr-3398	76	8	used	use	VERB
fsr-3398	76	9	in	in	ADP
fsr-3398	76	10	dozens	dozen	NOUN
fsr-3398	76	11	of	of	ADP
fsr-3398	76	12	studies	study	NOUN
fsr-3398	76	13	,	,	PUNCT
fsr-3398	76	14	but	but	CCONJ
fsr-3398	76	15	it	it	PRON
fsr-3398	76	16	has	have	AUX
fsr-3398	76	17	not	not	PART
fsr-3398	76	18	been	be	AUX
fsr-3398	76	19	tested	test	VERB
fsr-3398	76	20	in	in	ADP
fsr-3398	76	21	a	a	DET
fsr-3398	76	22	nationally	nationally	ADV
fsr-3398	76	23	representative	representative	ADJ
fsr-3398	76	24	survey	survey	NOUN
fsr-3398	76	25	in	in	ADP
fsr-3398	76	26	the	the	DET
fsr-3398	76	27	united	united	PROPN
fsr-3398	76	28	states	states	PROPN
fsr-3398	76	29	.	.	PUNCT
fsr-3398	77	1	some	some	PRON
fsr-3398	77	2	of	of	ADP
fsr-3398	77	3	the	the	DET
fsr-3398	77	4	components	component	NOUN
fsr-3398	77	5	are	be	AUX
fsr-3398	77	6	situational	situational	ADJ
fsr-3398	77	7	,	,	PUNCT
fsr-3398	77	8	for	for	ADP
fsr-3398	77	9	instance	instance	NOUN
fsr-3398	77	10	,	,	PUNCT
fsr-3398	77	11	would	would	AUX
fsr-3398	77	12	you	you	PRON
fsr-3398	77	13	cancel	cancel	VERB
fsr-3398	77	14	a	a	DET
fsr-3398	77	15	“	"	PUNCT
fsr-3398	77	16	once	once	ADV
fsr-3398	77	17	-	-	PUNCT
fsr-3398	77	18	in	in	ADP
fsr-3398	77	19	-	-	PUNCT
fsr-3398	77	20	alifetime	alifetime	NOUN
fsr-3398	77	21	”	"	PUNCT
fsr-3398	77	22	vacation	vacation	NOUN
fsr-3398	77	23	if	if	SCONJ
fsr-3398	77	24	you	you	PRON
fsr-3398	77	25	lost	lose	VERB
fsr-3398	77	26	your	your	PRON
fsr-3398	77	27	job	job	NOUN
fsr-3398	77	28	three	three	NUM
fsr-3398	77	29	weeks	week	NOUN
fsr-3398	77	30	before	before	ADP
fsr-3398	77	31	the	the	DET
fsr-3398	77	32	vacation	vacation	NOUN
fsr-3398	77	33	?	?	PUNCT
fsr-3398	78	1	obviously	obviously	ADV
fsr-3398	78	2	,	,	PUNCT
fsr-3398	78	3	a	a	DET
fsr-3398	78	4	person	person	NOUN
fsr-3398	78	5	’s	’s	PART
fsr-3398	78	6	answer	answer	NOUN
fsr-3398	78	7	would	would	AUX
fsr-3398	78	8	depend	depend	VERB
fsr-3398	78	9	on	on	ADP
fsr-3398	78	10	other	other	ADJ
fsr-3398	78	11	resources	resource	NOUN
fsr-3398	78	12	and	and	CCONJ
fsr-3398	78	13	other	other	ADJ
fsr-3398	78	14	household	household	NOUN
fsr-3398	78	15	income	income	NOUN
fsr-3398	78	16	,	,	PUNCT
fsr-3398	78	17	the	the	DET
fsr-3398	78	18	person	person	NOUN
fsr-3398	78	19	’s	’s	PART
fsr-3398	78	20	age	age	NOUN
fsr-3398	78	21	,	,	PUNCT
fsr-3398	78	22	and	and	CCONJ
fsr-3398	78	23	other	other	ADJ
fsr-3398	78	24	factors	factor	NOUN
fsr-3398	78	25	.	.	PUNCT
fsr-3398	79	1	grable	grable	PROPN
fsr-3398	79	2	and	and	CCONJ
fsr-3398	79	3	lytton	lytton	PROPN
fsr-3398	79	4	(	(	PUNCT
fsr-3398	79	5	2001	2001	NUM
fsr-3398	79	6	)	)	PUNCT
fsr-3398	79	7	reported	report	VERB
fsr-3398	79	8	that	that	SCONJ
fsr-3398	79	9	their	their	PRON
fsr-3398	79	10	risk	risk	NOUN
fsr-3398	79	11	tolerance	tolerance	NOUN
fsr-3398	79	12	measure	measure	NOUN
fsr-3398	79	13	has	have	VERB
fsr-3398	79	14	good	good	ADJ
fsr-3398	79	15	validity	validity	NOUN
fsr-3398	79	16	.	.	PUNCT
fsr-3398	80	1	an	an	DET
fsr-3398	80	2	example	example	NOUN
fsr-3398	80	3	of	of	ADP
fsr-3398	80	4	the	the	DET
fsr-3398	80	5	third	third	ADJ
fsr-3398	80	6	method	method	NOUN
fsr-3398	80	7	,	,	PUNCT
fsr-3398	80	8	assessing	assess	VERB
fsr-3398	80	9	actual	actual	ADJ
fsr-3398	80	10	behavior	behavior	NOUN
fsr-3398	80	11	to	to	PART
fsr-3398	80	12	measure	measure	VERB
fsr-3398	80	13	risk	risk	NOUN
fsr-3398	80	14	tolerance	tolerance	NOUN
fsr-3398	80	15	,	,	PUNCT
fsr-3398	80	16	is	be	AUX
fsr-3398	80	17	wang	wang	PROPN
fsr-3398	80	18	and	and	CCONJ
fsr-3398	80	19	hanna	hanna	PROPN
fsr-3398	80	20	(	(	PUNCT
fsr-3398	80	21	1997	1997	NUM
fsr-3398	80	22	)	)	PUNCT
fsr-3398	80	23	,	,	PUNCT
fsr-3398	80	24	who	who	PRON
fsr-3398	80	25	used	use	VERB
fsr-3398	80	26	the	the	DET
fsr-3398	80	27	theoretical	theoretical	ADJ
fsr-3398	80	28	framework	framework	NOUN
fsr-3398	80	29	proposed	propose	VERB
fsr-3398	80	30	by	by	ADP
fsr-3398	80	31	friend	friend	NOUN
fsr-3398	80	32	and	and	CCONJ
fsr-3398	80	33	blume	blume	PROPN
fsr-3398	80	34	(	(	PUNCT
fsr-3398	80	35	1975	1975	NUM
fsr-3398	80	36	)	)	PUNCT
fsr-3398	80	37	to	to	PART
fsr-3398	80	38	infer	infer	VERB
fsr-3398	80	39	risk	risk	NOUN
fsr-3398	80	40	aversion	aversion	NOUN
fsr-3398	80	41	from	from	ADP
fsr-3398	80	42	the	the	DET
fsr-3398	80	43	proportion	proportion	NOUN
fsr-3398	80	44	of	of	ADP
fsr-3398	80	45	total	total	ADJ
fsr-3398	80	46	wealth	wealth	NOUN
fsr-3398	80	47	invested	invest	VERB
fsr-3398	80	48	in	in	ADP
fsr-3398	80	49	risky	risky	ADJ
fsr-3398	80	50	assets	asset	NOUN
fsr-3398	80	51	.	.	PUNCT
fsr-3398	81	1	attanasio	attanasio	NOUN
fsr-3398	81	2	,	,	PUNCT
fsr-3398	81	3	banks	bank	NOUN
fsr-3398	81	4	,	,	PUNCT
fsr-3398	81	5	and	and	CCONJ
fsr-3398	81	6	tanner	tanner	NOUN
fsr-3398	81	7	(	(	PUNCT
fsr-3398	81	8	2002	2002	NUM
fsr-3398	81	9	)	)	PUNCT
fsr-3398	81	10	’s	’s	PART
fsr-3398	81	11	equity	equity	NOUN
fsr-3398	81	12	premium	premium	NOUN
fsr-3398	81	13	estimates	estimate	NOUN
fsr-3398	81	14	were	be	AUX
fsr-3398	81	15	also	also	ADV
fsr-3398	81	16	based	base	VERB
fsr-3398	81	17	on	on	ADP
fsr-3398	81	18	actual	actual	ADJ
fsr-3398	81	19	investment	investment	NOUN
fsr-3398	81	20	choices	choice	NOUN
fsr-3398	81	21	.	.	PUNCT
fsr-3398	82	1	however	however	ADV
fsr-3398	82	2	,	,	PUNCT
fsr-3398	82	3	this	this	DET
fsr-3398	82	4	method	method	NOUN
fsr-3398	82	5	could	could	AUX
fsr-3398	82	6	be	be	AUX
fsr-3398	82	7	problematic	problematic	ADJ
fsr-3398	82	8	.	.	PUNCT
fsr-3398	83	1	as	as	SCONJ
fsr-3398	83	2	hanna	hanna	PROPN
fsr-3398	83	3	,	,	PUNCT
fsr-3398	83	4	waller	waller	NOUN
fsr-3398	83	5	,	,	PUNCT
fsr-3398	83	6	and	and	CCONJ
fsr-3398	83	7	finke	finke	PROPN
fsr-3398	83	8	(	(	PUNCT
fsr-3398	83	9	2008	2008	NUM
fsr-3398	83	10	)	)	PUNCT
fsr-3398	83	11	noted	note	VERB
fsr-3398	83	12	,	,	PUNCT
fsr-3398	83	13	investment	investment	NOUN
fsr-3398	83	14	choices	choice	NOUN
fsr-3398	83	15	may	may	AUX
fsr-3398	83	16	be	be	AUX
fsr-3398	83	17	based	base	VERB
fsr-3398	83	18	on	on	ADP
fsr-3398	83	19	risk	risk	NOUN
fsr-3398	83	20	tolerance	tolerance	NOUN
fsr-3398	83	21	,	,	PUNCT
fsr-3398	83	22	but	but	CCONJ
fsr-3398	83	23	also	also	ADV
fsr-3398	83	24	expectations	expectation	NOUN
fsr-3398	83	25	and	and	CCONJ
fsr-3398	83	26	risk	risk	NOUN
fsr-3398	83	27	capacity	capacity	NOUN
fsr-3398	83	28	.	.	PUNCT
fsr-3398	84	1	they	they	PRON
fsr-3398	84	2	presented	present	VERB
fsr-3398	84	3	a	a	DET
fsr-3398	84	4	model	model	NOUN
fsr-3398	84	5	of	of	ADP
fsr-3398	84	6	factors	factor	NOUN
fsr-3398	84	7	affecting	affect	VERB
fsr-3398	84	8	investment	investment	NOUN
fsr-3398	84	9	choices	choice	NOUN
fsr-3398	84	10	,	,	PUNCT
fsr-3398	84	11	and	and	CCONJ
fsr-3398	84	12	stated	state	VERB
fsr-3398	84	13	“	"	PUNCT
fsr-3398	84	14	the	the	DET
fsr-3398	84	15	scf	scf	PROPN
fsr-3398	84	16	measure	measure	NOUN
fsr-3398	84	17	,	,	PUNCT
fsr-3398	84	18	which	which	PRON
fsr-3398	84	19	asks	ask	VERB
fsr-3398	84	20	respondents	respondent	NOUN
fsr-3398	84	21	whether	whether	SCONJ
fsr-3398	84	22	they	they	PRON
fsr-3398	84	23	are	be	AUX
fsr-3398	84	24	willing	willing	ADJ
fsr-3398	84	25	to	to	PART
fsr-3398	84	26	take	take	VERB
fsr-3398	84	27	greater	great	ADJ
fsr-3398	84	28	risk	risk	NOUN
fsr-3398	84	29	to	to	PART
fsr-3398	84	30	achieve	achieve	VERB
fsr-3398	84	31	greater	great	ADJ
fsr-3398	84	32	returns	return	NOUN
fsr-3398	84	33	,	,	PUNCT
fsr-3398	84	34	may	may	AUX
fsr-3398	84	35	be	be	AUX
fsr-3398	84	36	an	an	DET
fsr-3398	84	37	imperfect	imperfect	ADJ
fsr-3398	84	38	measure	measure	NOUN
fsr-3398	84	39	of	of	ADP
fsr-3398	84	40	risk	risk	NOUN
fsr-3398	84	41	tolerance	tolerance	NOUN
fsr-3398	84	42	,	,	PUNCT
fsr-3398	84	43	as	as	SCONJ
fsr-3398	84	44	people	people	NOUN
fsr-3398	84	45	may	may	AUX
fsr-3398	84	46	be	be	AUX
fsr-3398	84	47	thinking	think	VERB
fsr-3398	84	48	of	of	ADP
fsr-3398	84	49	all	all	DET
fsr-3398	84	50	four	four	NUM
fsr-3398	84	51	elements	element	NOUN
fsr-3398	84	52	on	on	ADP
fsr-3398	84	53	the	the	DET
fsr-3398	84	54	left	left	ADJ
fsr-3398	84	55	side	side	NOUN
fsr-3398	84	56	of	of	ADP
fsr-3398	84	57	their	their	PRON
fsr-3398	84	58	model	model	NOUN
fsr-3398	84	59	in	in	ADP
fsr-3398	84	60	stating	state	VERB
fsr-3398	84	61	how	how	SCONJ
fsr-3398	84	62	much	much	ADJ
fsr-3398	84	63	investment	investment	NOUN
fsr-3398	84	64	risk	risk	NOUN
fsr-3398	84	65	they	they	PRON
fsr-3398	84	66	would	would	AUX
fsr-3398	84	67	be	be	AUX
fsr-3398	84	68	willing	willing	ADJ
fsr-3398	84	69	to	to	PART
fsr-3398	84	70	take	take	VERB
fsr-3398	84	71	.	.	PUNCT
fsr-3398	84	72	”	"	PUNCT
fsr-3398	85	1	based	base	VERB
fsr-3398	85	2	on	on	ADP
fsr-3398	85	3	this	this	DET
fsr-3398	85	4	observation	observation	NOUN
fsr-3398	85	5	,	,	PUNCT
fsr-3398	85	6	we	we	PRON
fsr-3398	85	7	have	have	AUX
fsr-3398	85	8	modified	modify	VERB
fsr-3398	85	9	the	the	DET
fsr-3398	85	10	model	model	NOUN
fsr-3398	85	11	presented	present	VERB
fsr-3398	85	12	in	in	ADP
fsr-3398	85	13	hanna	hanna	PROPN
fsr-3398	85	14	et	et	PROPN
fsr-3398	85	15	al	al	PROPN
fsr-3398	85	16	.	.	PROPN
fsr-3398	86	1	(	(	PUNCT
fsr-3398	86	2	2008	2008	NUM
fsr-3398	86	3	)	)	PUNCT
fsr-3398	86	4	in	in	ADP
fsr-3398	86	5	our	our	PRON
fsr-3398	86	6	fig	fig	NOUN
fsr-3398	86	7	.	.	PUNCT
fsr-3398	87	1	2	2	NUM
fsr-3398	87	2	,	,	PUNCT
fsr-3398	87	3	suggesting	suggest	VERB
fsr-3398	87	4	that	that	SCONJ
fsr-3398	87	5	answers	answer	NOUN
fsr-3398	87	6	to	to	ADP
fsr-3398	87	7	the	the	DET
fsr-3398	87	8	scf	scf	PROPN
fsr-3398	87	9	risk	risk	NOUN
fsr-3398	87	10	risk	risk	NOUN
fsr-3398	87	11	aversion	aversion	NOUN
fsr-3398	87	12	risk	risk	NOUN
fsr-3398	87	13	capacity	capacity	NOUN
fsr-3398	87	14	feelings	feeling	NOUN
fsr-3398	87	15	about	about	ADP
fsr-3398	87	16	volatility	volatility	NOUN
fsr-3398	87	17	expectations	expectation	NOUN
fsr-3398	87	18	investment	investment	NOUN
fsr-3398	87	19	choices	choice	NOUN
fsr-3398	87	20	fig	fig	NOUN
fsr-3398	87	21	.	.	PUNCT
fsr-3398	88	1	2	2	X
fsr-3398	88	2	.	.	X
fsr-3398	88	3	conceptual	conceptual	ADJ
fsr-3398	88	4	model	model	NOUN
fsr-3398	88	5	of	of	ADP
fsr-3398	88	6	investment	investment	NOUN
fsr-3398	88	7	choices	choice	NOUN
fsr-3398	88	8	involving	involve	VERB
fsr-3398	88	9	risk	risk	NOUN
fsr-3398	88	10	modified	modify	VERB
fsr-3398	88	11	version	version	NOUN
fsr-3398	88	12	of	of	ADP
fsr-3398	88	13	model	model	NOUN
fsr-3398	88	14	in	in	ADP
fsr-3398	88	15	hanna	hanna	PROPN
fsr-3398	88	16	et	et	PROPN
fsr-3398	88	17	al	al	PROPN
fsr-3398	88	18	.	.	PROPN
fsr-3398	89	1	(	(	PUNCT
fsr-3398	89	2	2008	2008	NUM
fsr-3398	89	3	)	)	PUNCT
fsr-3398	89	4	.	.	PUNCT
fsr-3398	90	1	283s.d	283s.d	X
fsr-3398	90	2	.	.	PUNCT
fsr-3398	91	1	hanna	hanna	PROPN
fsr-3398	91	2	et	et	PROPN
fsr-3398	91	3	al	al	PROPN
fsr-3398	91	4	.	.	PUNCT
fsr-3398	91	5	/	/	SYM
fsr-3398	91	6	financial	financial	ADJ
fsr-3398	91	7	services	service	NOUN
fsr-3398	91	8	review	review	VERB
fsr-3398	91	9	27	27	NUM
fsr-3398	91	10	(	(	PUNCT
fsr-3398	91	11	2018	2018	NUM
fsr-3398	91	12	)	)	PUNCT
fsr-3398	91	13	279	279	NUM
fsr-3398	91	14	-	-	SYM
fsr-3398	91	15	302	302	NUM
fsr-3398	91	16	tolerance	tolerance	NOUN
fsr-3398	91	17	question	question	NOUN
fsr-3398	91	18	might	might	AUX
fsr-3398	91	19	be	be	AUX
fsr-3398	91	20	affected	affect	VERB
fsr-3398	91	21	by	by	ADP
fsr-3398	91	22	all	all	PRON
fsr-3398	91	23	of	of	ADP
fsr-3398	91	24	the	the	DET
fsr-3398	91	25	factors	factor	NOUN
fsr-3398	91	26	on	on	ADP
fsr-3398	91	27	the	the	DET
fsr-3398	91	28	left	left	ADJ
fsr-3398	91	29	side	side	NOUN
fsr-3398	91	30	,	,	PUNCT
fsr-3398	91	31	risk	risk	NOUN
fsr-3398	91	32	aversion	aversion	NOUN
fsr-3398	91	33	,	,	PUNCT
fsr-3398	91	34	risk	risk	NOUN
fsr-3398	91	35	capacity	capacity	NOUN
fsr-3398	91	36	,	,	PUNCT
fsr-3398	91	37	expectations	expectation	NOUN
fsr-3398	91	38	,	,	PUNCT
fsr-3398	91	39	and	and	CCONJ
fsr-3398	91	40	feelings	feeling	NOUN
fsr-3398	91	41	about	about	ADP
fsr-3398	91	42	volatility	volatility	NOUN
fsr-3398	91	43	.	.	PUNCT
fsr-3398	92	1	for	for	ADP
fsr-3398	92	2	instance	instance	NOUN
fsr-3398	92	3	,	,	PUNCT
fsr-3398	92	4	for	for	ADP
fsr-3398	92	5	two	two	NUM
fsr-3398	92	6	individuals	individual	NOUN
fsr-3398	92	7	with	with	ADP
fsr-3398	92	8	identical	identical	ADJ
fsr-3398	92	9	risk	risk	NOUN
fsr-3398	92	10	aversion	aversion	NOUN
fsr-3398	92	11	,	,	PUNCT
fsr-3398	92	12	if	if	SCONJ
fsr-3398	92	13	one	one	PRON
fsr-3398	92	14	expects	expect	VERB
fsr-3398	92	15	the	the	DET
fsr-3398	92	16	stock	stock	NOUN
fsr-3398	92	17	market	market	NOUN
fsr-3398	92	18	to	to	PART
fsr-3398	92	19	keep	keep	VERB
fsr-3398	92	20	increasing	increase	VERB
fsr-3398	92	21	and	and	CCONJ
fsr-3398	92	22	the	the	DET
fsr-3398	92	23	other	other	ADJ
fsr-3398	92	24	expects	expect	VERB
fsr-3398	92	25	a	a	DET
fsr-3398	92	26	10	10	NUM
fsr-3398	92	27	year	year	NOUN
fsr-3398	92	28	slump	slump	NOUN
fsr-3398	92	29	,	,	PUNCT
fsr-3398	92	30	they	they	PRON
fsr-3398	92	31	might	might	AUX
fsr-3398	92	32	choose	choose	VERB
fsr-3398	92	33	different	different	ADJ
fsr-3398	92	34	portfolios	portfolio	NOUN
fsr-3398	92	35	,	,	PUNCT
fsr-3398	92	36	or	or	CCONJ
fsr-3398	92	37	,	,	PUNCT
fsr-3398	92	38	for	for	ADP
fsr-3398	92	39	those	those	PRON
fsr-3398	92	40	with	with	ADP
fsr-3398	92	41	no	no	DET
fsr-3398	92	42	current	current	ADJ
fsr-3398	92	43	risky	risky	ADJ
fsr-3398	92	44	investments	investment	NOUN
fsr-3398	92	45	,	,	PUNCT
fsr-3398	92	46	different	different	ADJ
fsr-3398	92	47	potential	potential	ADJ
fsr-3398	92	48	portfolios	portfolio	NOUN
fsr-3398	92	49	as	as	SCONJ
fsr-3398	92	50	reflected	reflect	VERB
fsr-3398	92	51	in	in	ADP
fsr-3398	92	52	the	the	DET
fsr-3398	92	53	choices	choice	NOUN
fsr-3398	92	54	in	in	ADP
fsr-3398	92	55	the	the	DET
fsr-3398	92	56	scf	scf	PROPN
fsr-3398	92	57	risk	risk	NOUN
fsr-3398	92	58	tolerance	tolerance	NOUN
fsr-3398	92	59	question	question	NOUN
fsr-3398	92	60	.	.	PUNCT
fsr-3398	93	1	the	the	DET
fsr-3398	93	2	fourth	fourth	ADJ
fsr-3398	93	3	method	method	NOUN
fsr-3398	93	4	,	,	PUNCT
fsr-3398	93	5	using	use	VERB
fsr-3398	93	6	hypothetical	hypothetical	ADJ
fsr-3398	93	7	questions	question	NOUN
fsr-3398	93	8	to	to	PART
fsr-3398	93	9	infer	infer	VERB
fsr-3398	93	10	risk	risk	NOUN
fsr-3398	93	11	tolerance	tolerance	NOUN
fsr-3398	93	12	,	,	PUNCT
fsr-3398	93	13	may	may	AUX
fsr-3398	93	14	control	control	VERB
fsr-3398	93	15	for	for	ADP
fsr-3398	93	16	other	other	ADJ
fsr-3398	93	17	factors	factor	NOUN
fsr-3398	93	18	that	that	PRON
fsr-3398	93	19	determine	determine	VERB
fsr-3398	93	20	actual	actual	ADJ
fsr-3398	93	21	investment	investment	NOUN
fsr-3398	93	22	choices	choice	NOUN
fsr-3398	93	23	and	and	CCONJ
fsr-3398	93	24	,	,	PUNCT
fsr-3398	93	25	therefore	therefore	ADV
fsr-3398	93	26	,	,	PUNCT
fsr-3398	93	27	may	may	AUX
fsr-3398	93	28	reveal	reveal	VERB
fsr-3398	93	29	each	each	DET
fsr-3398	93	30	respondent	respondent	NOUN
fsr-3398	93	31	’s	’s	PART
fsr-3398	93	32	true	true	ADJ
fsr-3398	93	33	risk	risk	NOUN
fsr-3398	93	34	aversion	aversion	NOUN
fsr-3398	93	35	.	.	PUNCT
fsr-3398	94	1	for	for	ADP
fsr-3398	94	2	example	example	NOUN
fsr-3398	94	3	,	,	PUNCT
fsr-3398	94	4	kimball	kimball	PROPN
fsr-3398	94	5	(	(	PUNCT
fsr-3398	94	6	1988	1988	NUM
fsr-3398	94	7	)	)	PUNCT
fsr-3398	94	8	presented	present	VERB
fsr-3398	94	9	hypothetical	hypothetical	ADJ
fsr-3398	94	10	income	income	NOUN
fsr-3398	94	11	gambles	gamble	NOUN
fsr-3398	94	12	to	to	PART
fsr-3398	94	13	infer	infer	VERB
fsr-3398	94	14	relative	relative	ADJ
fsr-3398	94	15	risk	risk	NOUN
fsr-3398	94	16	aversion	aversion	NOUN
fsr-3398	94	17	.	.	PUNCT
fsr-3398	95	1	barsky	barsky	PROPN
fsr-3398	95	2	et	et	PROPN
fsr-3398	95	3	al	al	PROPN
fsr-3398	95	4	.	.	PROPN
fsr-3398	96	1	(	(	PUNCT
fsr-3398	96	2	1997	1997	NUM
fsr-3398	96	3	)	)	PUNCT
fsr-3398	96	4	used	use	VERB
fsr-3398	96	5	the	the	DET
fsr-3398	96	6	framework	framework	NOUN
fsr-3398	96	7	proposed	propose	VERB
fsr-3398	96	8	by	by	ADP
fsr-3398	96	9	kimball	kimball	PROPN
fsr-3398	96	10	(	(	PUNCT
fsr-3398	96	11	1988	1988	NUM
fsr-3398	96	12	)	)	PUNCT
fsr-3398	96	13	to	to	PART
fsr-3398	96	14	include	include	VERB
fsr-3398	96	15	hypothetical	hypothetical	ADJ
fsr-3398	96	16	income	income	NOUN
fsr-3398	96	17	gamble	gamble	NOUN
fsr-3398	96	18	questions	question	NOUN
fsr-3398	96	19	in	in	ADP
fsr-3398	96	20	the	the	DET
fsr-3398	96	21	health	health	NOUN
fsr-3398	96	22	and	and	CCONJ
fsr-3398	96	23	retirement	retirement	NOUN
fsr-3398	96	24	study	study	NOUN
fsr-3398	96	25	survey	survey	NOUN
fsr-3398	96	26	.	.	PUNCT
fsr-3398	97	1	the	the	DET
fsr-3398	97	2	hypothetical	hypothetical	ADJ
fsr-3398	97	3	scenarios	scenario	NOUN
fsr-3398	97	4	presented	present	VERB
fsr-3398	97	5	to	to	ADP
fsr-3398	97	6	respondents	respondent	NOUN
fsr-3398	97	7	attempted	attempt	VERB
fsr-3398	97	8	to	to	PART
fsr-3398	97	9	control	control	VERB
fsr-3398	97	10	for	for	ADP
fsr-3398	97	11	other	other	ADJ
fsr-3398	97	12	factors	factor	NOUN
fsr-3398	97	13	such	such	ADJ
fsr-3398	97	14	as	as	ADP
fsr-3398	97	15	household	household	NOUN
fsr-3398	97	16	resources	resource	NOUN
fsr-3398	97	17	,	,	PUNCT
fsr-3398	97	18	and	and	CCONJ
fsr-3398	97	19	if	if	SCONJ
fsr-3398	97	20	a	a	DET
fsr-3398	97	21	constant	constant	ADJ
fsr-3398	97	22	relative	relative	ADJ
fsr-3398	97	23	risk	risk	NOUN
fsr-3398	97	24	aversion	aversion	NOUN
fsr-3398	97	25	utility	utility	NOUN
fsr-3398	97	26	function	function	NOUN
fsr-3398	97	27	is	be	AUX
fsr-3398	97	28	assumed	assume	VERB
fsr-3398	97	29	,	,	PUNCT
fsr-3398	97	30	relative	relative	ADJ
fsr-3398	97	31	risk	risk	NOUN
fsr-3398	97	32	aversion	aversion	NOUN
fsr-3398	97	33	levels	level	NOUN
fsr-3398	97	34	can	can	AUX
fsr-3398	97	35	be	be	AUX
fsr-3398	97	36	inferred	infer	VERB
fsr-3398	97	37	from	from	ADP
fsr-3398	97	38	respondent	respondent	NOUN
fsr-3398	97	39	choices	choice	NOUN
fsr-3398	97	40	.	.	PUNCT
fsr-3398	98	1	considerable	considerable	ADJ
fsr-3398	98	2	individual	individual	ADJ
fsr-3398	98	3	variation	variation	NOUN
fsr-3398	98	4	is	be	AUX
fsr-3398	98	5	present	present	ADJ
fsr-3398	98	6	,	,	PUNCT
fsr-3398	98	7	for	for	ADP
fsr-3398	98	8	instance	instance	NOUN
fsr-3398	98	9	,	,	PUNCT
fsr-3398	98	10	hanna	hanna	PROPN
fsr-3398	98	11	and	and	CCONJ
fsr-3398	98	12	lindamood	lindamood	NOUN
fsr-3398	98	13	(	(	PUNCT
fsr-3398	98	14	2004	2004	NUM
fsr-3398	98	15	)	)	PUNCT
fsr-3398	98	16	found	find	VERB
fsr-3398	98	17	an	an	DET
fsr-3398	98	18	interquartile	interquartile	ADJ
fsr-3398	98	19	range	range	NOUN
fsr-3398	98	20	from	from	ADP
fsr-3398	98	21	2	2	NUM
fsr-3398	98	22	to	to	ADP
fsr-3398	98	23	6	6	NUM
fsr-3398	98	24	,	,	PUNCT
fsr-3398	98	25	and	and	CCONJ
fsr-3398	98	26	in	in	ADP
fsr-3398	98	27	a	a	DET
fsr-3398	98	28	sample	sample	NOUN
fsr-3398	98	29	of	of	ADP
fsr-3398	98	30	older	old	ADJ
fsr-3398	98	31	adults	adult	NOUN
fsr-3398	98	32	(	(	PUNCT
fsr-3398	98	33	fang	fang	X
fsr-3398	98	34	,	,	PUNCT
fsr-3398	98	35	hanna	hanna	NOUN
fsr-3398	98	36	,	,	PUNCT
fsr-3398	98	37	and	and	CCONJ
fsr-3398	98	38	chatterjee	chatterjee	NOUN
fsr-3398	98	39	,	,	PUNCT
fsr-3398	98	40	2013	2013	NUM
fsr-3398	98	41	)	)	PUNCT
fsr-3398	98	42	,	,	PUNCT
fsr-3398	98	43	39	39	NUM
fsr-3398	98	44	%	%	NOUN
fsr-3398	98	45	had	have	VERB
fsr-3398	98	46	levels	level	NOUN
fsr-3398	98	47	of	of	ADP
fsr-3398	98	48	relative	relative	ADJ
fsr-3398	98	49	risk	risk	NOUN
fsr-3398	98	50	aversion	aversion	NOUN
fsr-3398	98	51	over	over	ADP
fsr-3398	98	52	7.5	7.5	NUM
fsr-3398	98	53	and	and	CCONJ
fsr-3398	98	54	over	over	ADP
fsr-3398	98	55	40	40	NUM
fsr-3398	98	56	%	%	NOUN
fsr-3398	98	57	had	have	VERB
fsr-3398	98	58	levels	level	NOUN
fsr-3398	98	59	under	under	ADP
fsr-3398	98	60	3.8	3.8	NUM
fsr-3398	98	61	.	.	PUNCT
fsr-3398	99	1	hanna	hanna	PROPN
fsr-3398	99	2	and	and	CCONJ
fsr-3398	99	3	lindamood	lindamood	NOUN
fsr-3398	99	4	(	(	PUNCT
fsr-3398	99	5	2004	2004	NUM
fsr-3398	99	6	)	)	PUNCT
fsr-3398	99	7	and	and	CCONJ
fsr-3398	99	8	hanna	hanna	PROPN
fsr-3398	99	9	et	et	PROPN
fsr-3398	99	10	al	al	PROPN
fsr-3398	99	11	.	.	PROPN
fsr-3398	100	1	(	(	PUNCT
fsr-3398	100	2	2001	2001	NUM
fsr-3398	100	3	)	)	PUNCT
fsr-3398	100	4	noted	note	VERB
fsr-3398	100	5	some	some	DET
fsr-3398	100	6	flaws	flaw	NOUN
fsr-3398	100	7	in	in	ADP
fsr-3398	100	8	the	the	DET
fsr-3398	100	9	hypothetical	hypothetical	ADJ
fsr-3398	100	10	income	income	NOUN
fsr-3398	100	11	gambles	gamble	NOUN
fsr-3398	100	12	used	use	VERB
fsr-3398	100	13	in	in	ADP
fsr-3398	100	14	the	the	DET
fsr-3398	100	15	u.s	u.s	PROPN
fsr-3398	100	16	.	.	PROPN
fsr-3398	100	17	health	health	PROPN
fsr-3398	100	18	and	and	CCONJ
fsr-3398	100	19	retirement	retirement	NOUN
fsr-3398	100	20	study	study	NOUN
fsr-3398	100	21	dataset	dataset	NOUN
fsr-3398	100	22	reported	report	VERB
fsr-3398	100	23	in	in	ADP
fsr-3398	100	24	fang	fang	PROPN
fsr-3398	100	25	et	et	PROPN
fsr-3398	100	26	al	al	PROPN
fsr-3398	100	27	.	.	PROPN
fsr-3398	101	1	(	(	PUNCT
fsr-3398	101	2	2013	2013	NUM
fsr-3398	101	3	)	)	PUNCT
fsr-3398	101	4	,	,	PUNCT
fsr-3398	101	5	which	which	PRON
fsr-3398	101	6	might	might	AUX
fsr-3398	101	7	have	have	AUX
fsr-3398	101	8	led	lead	VERB
fsr-3398	101	9	to	to	ADP
fsr-3398	101	10	downward	downward	ADJ
fsr-3398	101	11	bias	bias	NOUN
fsr-3398	101	12	in	in	ADP
fsr-3398	101	13	estimates	estimate	NOUN
fsr-3398	101	14	of	of	ADP
fsr-3398	101	15	relative	relative	ADJ
fsr-3398	101	16	risk	risk	NOUN
fsr-3398	101	17	aversion	aversion	NOUN
fsr-3398	101	18	.	.	PUNCT
fsr-3398	102	1	even	even	ADV
fsr-3398	102	2	though	though	SCONJ
fsr-3398	102	3	there	there	PRON
fsr-3398	102	4	are	be	VERB
fsr-3398	102	5	a	a	DET
fsr-3398	102	6	variety	variety	NOUN
fsr-3398	102	7	of	of	ADP
fsr-3398	102	8	ways	way	NOUN
fsr-3398	102	9	to	to	PART
fsr-3398	102	10	measure	measure	VERB
fsr-3398	102	11	risk	risk	NOUN
fsr-3398	102	12	tolerance	tolerance	NOUN
fsr-3398	102	13	,	,	PUNCT
fsr-3398	102	14	only	only	ADV
fsr-3398	102	15	one	one	NUM
fsr-3398	102	16	,	,	PUNCT
fsr-3398	102	17	the	the	DET
fsr-3398	102	18	scf	scf	PROPN
fsr-3398	102	19	measure	measure	NOUN
fsr-3398	102	20	,	,	PUNCT
fsr-3398	102	21	has	have	AUX
fsr-3398	102	22	been	be	AUX
fsr-3398	102	23	used	use	VERB
fsr-3398	102	24	in	in	ADP
fsr-3398	102	25	nationally	nationally	ADV
fsr-3398	102	26	representative	representative	ADJ
fsr-3398	102	27	samples	sample	NOUN
fsr-3398	102	28	in	in	ADP
fsr-3398	102	29	the	the	DET
fsr-3398	102	30	united	united	PROPN
fsr-3398	102	31	states	states	PROPN
fsr-3398	102	32	over	over	ADP
fsr-3398	102	33	a	a	DET
fsr-3398	102	34	period	period	NOUN
fsr-3398	102	35	of	of	ADP
fsr-3398	102	36	more	more	ADJ
fsr-3398	102	37	than	than	ADP
fsr-3398	102	38	30	30	NUM
fsr-3398	102	39	years	year	NOUN
fsr-3398	102	40	.	.	PUNCT
fsr-3398	103	1	furthermore	furthermore	ADV
fsr-3398	103	2	,	,	PUNCT
fsr-3398	103	3	the	the	DET
fsr-3398	103	4	scf	scf	PROPN
fsr-3398	103	5	measure	measure	NOUN
fsr-3398	103	6	is	be	AUX
fsr-3398	103	7	based	base	VERB
fsr-3398	103	8	on	on	ADP
fsr-3398	103	9	one	one	NUM
fsr-3398	103	10	simple	simple	ADJ
fsr-3398	103	11	question	question	NOUN
fsr-3398	103	12	,	,	PUNCT
fsr-3398	103	13	rather	rather	ADV
fsr-3398	103	14	than	than	ADP
fsr-3398	103	15	a	a	DET
fsr-3398	103	16	complex	complex	ADJ
fsr-3398	103	17	question	question	NOUN
fsr-3398	103	18	based	base	VERB
fsr-3398	103	19	on	on	ADP
fsr-3398	103	20	hypothetical	hypothetical	ADJ
fsr-3398	103	21	income	income	NOUN
fsr-3398	103	22	gambles	gamble	NOUN
fsr-3398	103	23	(	(	PUNCT
fsr-3398	103	24	barsky	barsky	PROPN
fsr-3398	103	25	et	et	PROPN
fsr-3398	103	26	al	al	PROPN
fsr-3398	103	27	.	.	PROPN
fsr-3398	103	28	,	,	PUNCT
fsr-3398	103	29	1997	1997	NUM
fsr-3398	103	30	)	)	PUNCT
fsr-3398	103	31	or	or	CCONJ
fsr-3398	103	32	a	a	DET
fsr-3398	103	33	combination	combination	NOUN
fsr-3398	103	34	of	of	ADP
fsr-3398	103	35	many	many	ADJ
fsr-3398	103	36	questions	question	NOUN
fsr-3398	103	37	that	that	PRON
fsr-3398	103	38	include	include	VERB
fsr-3398	103	39	investment	investment	NOUN
fsr-3398	103	40	experiences	experience	NOUN
fsr-3398	103	41	and	and	CCONJ
fsr-3398	103	42	risk	risk	NOUN
fsr-3398	103	43	capacity	capacity	NOUN
fsr-3398	103	44	(	(	PUNCT
fsr-3398	103	45	grable	grable	NOUN
fsr-3398	103	46	and	and	CCONJ
fsr-3398	103	47	lytton	lytton	PROPN
fsr-3398	103	48	,	,	PUNCT
fsr-3398	103	49	1999	1999	NUM
fsr-3398	103	50	)	)	PUNCT
fsr-3398	103	51	.	.	PUNCT
fsr-3398	104	1	most	most	ADJ
fsr-3398	104	2	national	national	ADJ
fsr-3398	104	3	household	household	NOUN
fsr-3398	104	4	surveys	survey	NOUN
fsr-3398	104	5	have	have	VERB
fsr-3398	104	6	a	a	DET
fsr-3398	104	7	very	very	ADV
fsr-3398	104	8	limited	limited	ADJ
fsr-3398	104	9	capacity	capacity	NOUN
fsr-3398	104	10	for	for	ADP
fsr-3398	104	11	additional	additional	ADJ
fsr-3398	104	12	questions	question	NOUN
fsr-3398	104	13	,	,	PUNCT
fsr-3398	104	14	so	so	SCONJ
fsr-3398	104	15	it	it	PRON
fsr-3398	104	16	is	be	AUX
fsr-3398	104	17	unlikely	unlikely	ADJ
fsr-3398	104	18	that	that	SCONJ
fsr-3398	104	19	the	the	DET
fsr-3398	104	20	grable	grable	PROPN
fsr-3398	104	21	-	-	PUNCT
fsr-3398	104	22	lytton	lytton	PROPN
fsr-3398	104	23	measure	measure	NOUN
fsr-3398	104	24	will	will	AUX
fsr-3398	104	25	be	be	AUX
fsr-3398	104	26	used	use	VERB
fsr-3398	104	27	in	in	ADP
fsr-3398	104	28	such	such	ADJ
fsr-3398	104	29	surveys	survey	NOUN
fsr-3398	104	30	.	.	PUNCT
fsr-3398	105	1	therefore	therefore	ADV
fsr-3398	105	2	,	,	PUNCT
fsr-3398	105	3	we	we	PRON
fsr-3398	105	4	focus	focus	VERB
fsr-3398	105	5	on	on	ADP
fsr-3398	105	6	the	the	DET
fsr-3398	105	7	scf	scf	PROPN
fsr-3398	105	8	question	question	NOUN
fsr-3398	105	9	,	,	PUNCT
fsr-3398	105	10	since	since	SCONJ
fsr-3398	105	11	a	a	DET
fsr-3398	105	12	nationally	nationally	ADV
fsr-3398	105	13	representative	representative	ADJ
fsr-3398	105	14	survey	survey	NOUN
fsr-3398	105	15	in	in	ADP
fsr-3398	105	16	china	china	PROPN
fsr-3398	105	17	has	have	AUX
fsr-3398	105	18	used	use	VERB
fsr-3398	105	19	a	a	DET
fsr-3398	105	20	very	very	ADV
fsr-3398	105	21	similar	similar	ADJ
fsr-3398	105	22	question	question	NOUN
fsr-3398	105	23	.	.	PUNCT
fsr-3398	106	1	2.3	2.3	NUM
fsr-3398	106	2	.	.	PUNCT
fsr-3398	107	1	empirical	empirical	ADJ
fsr-3398	107	2	research	research	NOUN
fsr-3398	107	3	on	on	ADP
fsr-3398	107	4	factors	factor	NOUN
fsr-3398	107	5	that	that	PRON
fsr-3398	107	6	affect	affect	VERB
fsr-3398	107	7	respondent	respondent	NOUN
fsr-3398	107	8	risk	risk	NOUN
fsr-3398	107	9	tolerance	tolerance	NOUN
fsr-3398	107	10	there	there	PRON
fsr-3398	107	11	have	have	AUX
fsr-3398	107	12	been	be	AUX
fsr-3398	107	13	many	many	ADJ
fsr-3398	107	14	empirical	empirical	ADJ
fsr-3398	107	15	studies	study	NOUN
fsr-3398	107	16	with	with	ADP
fsr-3398	107	17	risk	risk	NOUN
fsr-3398	107	18	tolerance	tolerance	NOUN
fsr-3398	107	19	as	as	ADP
fsr-3398	107	20	a	a	DET
fsr-3398	107	21	dependent	dependent	ADJ
fsr-3398	107	22	variable	variable	NOUN
fsr-3398	107	23	,	,	PUNCT
fsr-3398	107	24	with	with	ADP
fsr-3398	107	25	a	a	DET
fsr-3398	107	26	large	large	ADJ
fsr-3398	107	27	variety	variety	NOUN
fsr-3398	107	28	of	of	ADP
fsr-3398	107	29	measures	measure	NOUN
fsr-3398	107	30	of	of	ADP
fsr-3398	107	31	risk	risk	NOUN
fsr-3398	107	32	tolerance	tolerance	NOUN
fsr-3398	107	33	.	.	PUNCT
fsr-3398	108	1	in	in	ADP
fsr-3398	108	2	this	this	DET
fsr-3398	108	3	section	section	NOUN
fsr-3398	108	4	we	we	PRON
fsr-3398	108	5	focus	focus	VERB
fsr-3398	108	6	on	on	ADP
fsr-3398	108	7	selected	select	VERB
fsr-3398	108	8	empirical	empirical	ADJ
fsr-3398	108	9	studies	study	NOUN
fsr-3398	108	10	using	use	VERB
fsr-3398	108	11	the	the	DET
fsr-3398	108	12	scf	scf	PROPN
fsr-3398	108	13	risk	risk	NOUN
fsr-3398	108	14	tolerance	tolerance	NOUN
fsr-3398	108	15	variable	variable	NOUN
fsr-3398	108	16	as	as	ADP
fsr-3398	108	17	a	a	DET
fsr-3398	108	18	dependent	dependent	ADJ
fsr-3398	108	19	variable	variable	NOUN
fsr-3398	108	20	.	.	PUNCT
fsr-3398	109	1	there	there	PRON
fsr-3398	109	2	have	have	AUX
fsr-3398	109	3	been	be	AUX
fsr-3398	109	4	dozens	dozen	NOUN
fsr-3398	109	5	of	of	ADP
fsr-3398	109	6	publications	publication	NOUN
fsr-3398	109	7	reporting	report	VERB
fsr-3398	109	8	analyses	analysis	NOUN
fsr-3398	109	9	of	of	ADP
fsr-3398	109	10	risk	risk	NOUN
fsr-3398	109	11	tolerance	tolerance	NOUN
fsr-3398	109	12	in	in	ADP
fsr-3398	109	13	the	the	DET
fsr-3398	109	14	united	united	PROPN
fsr-3398	109	15	states	states	PROPN
fsr-3398	109	16	,	,	PUNCT
fsr-3398	109	17	but	but	CCONJ
fsr-3398	109	18	we	we	PRON
fsr-3398	109	19	focus	focus	VERB
fsr-3398	109	20	on	on	ADP
fsr-3398	109	21	three	three	NUM
fsr-3398	109	22	studies	study	NOUN
fsr-3398	109	23	using	use	VERB
fsr-3398	109	24	scf	scf	PROPN
fsr-3398	109	25	datasets	dataset	NOUN
fsr-3398	109	26	from	from	ADP
fsr-3398	109	27	1983	1983	NUM
fsr-3398	109	28	to	to	ADP
fsr-3398	109	29	2004	2004	NUM
fsr-3398	109	30	(	(	PUNCT
fsr-3398	109	31	table	table	NOUN
fsr-3398	109	32	1	1	NUM
fsr-3398	109	33	)	)	PUNCT
fsr-3398	109	34	.	.	PUNCT
fsr-3398	110	1	sung	sung	PROPN
fsr-3398	110	2	and	and	CCONJ
fsr-3398	110	3	hanna	hanna	PROPN
fsr-3398	110	4	(	(	PUNCT
fsr-3398	110	5	1996	1996	NUM
fsr-3398	110	6	)	)	PUNCT
fsr-3398	110	7	used	use	VERB
fsr-3398	110	8	the	the	DET
fsr-3398	110	9	1992	1992	NUM
fsr-3398	110	10	scf	scf	PROPN
fsr-3398	110	11	to	to	PART
fsr-3398	110	12	test	test	VERB
fsr-3398	110	13	the	the	DET
fsr-3398	110	14	effect	effect	NOUN
fsr-3398	110	15	of	of	ADP
fsr-3398	110	16	financial	financial	ADJ
fsr-3398	110	17	variables	variable	NOUN
fsr-3398	110	18	and	and	CCONJ
fsr-3398	110	19	demographic	demographic	ADJ
fsr-3398	110	20	variables	variable	NOUN
fsr-3398	110	21	on	on	ADP
fsr-3398	110	22	risk	risk	NOUN
fsr-3398	110	23	tolerance	tolerance	NOUN
fsr-3398	110	24	for	for	ADP
fsr-3398	110	25	a	a	DET
fsr-3398	110	26	subsample	subsample	NOUN
fsr-3398	110	27	of	of	ADP
fsr-3398	110	28	households	household	NOUN
fsr-3398	110	29	with	with	ADP
fsr-3398	110	30	employed	employ	VERB
fsr-3398	110	31	heads	head	NOUN
fsr-3398	110	32	.	.	PUNCT
fsr-3398	111	1	they	they	PRON
fsr-3398	111	2	used	use	VERB
fsr-3398	111	3	a	a	DET
fsr-3398	111	4	logistic	logistic	ADJ
fsr-3398	111	5	regression	regression	NOUN
fsr-3398	111	6	with	with	ADP
fsr-3398	111	7	a	a	DET
fsr-3398	111	8	dependent	dependent	ADJ
fsr-3398	111	9	variable	variable	NOUN
fsr-3398	111	10	of	of	ADP
fsr-3398	111	11	whether	whether	SCONJ
fsr-3398	111	12	the	the	DET
fsr-3398	111	13	respondent	respondent	NOUN
fsr-3398	111	14	was	be	AUX
fsr-3398	111	15	willing	willing	ADJ
fsr-3398	111	16	to	to	PART
fsr-3398	111	17	take	take	VERB
fsr-3398	111	18	some	some	DET
fsr-3398	111	19	risk	risk	NOUN
fsr-3398	111	20	(	(	PUNCT
fsr-3398	111	21	average	average	ADJ
fsr-3398	111	22	,	,	PUNCT
fsr-3398	111	23	above	above	ADP
fsr-3398	111	24	average	average	ADJ
fsr-3398	111	25	,	,	PUNCT
fsr-3398	111	26	or	or	CCONJ
fsr-3398	111	27	substantial	substantial	ADJ
fsr-3398	111	28	)	)	PUNCT
fsr-3398	111	29	versus	versus	ADP
fsr-3398	111	30	no	no	DET
fsr-3398	111	31	risk	risk	NOUN
fsr-3398	111	32	.	.	PUNCT
fsr-3398	112	1	yao	yao	PROPN
fsr-3398	112	2	et	et	PROPN
fsr-3398	112	3	al	al	PROPN
fsr-3398	112	4	.	.	PROPN
fsr-3398	112	5	(	(	PUNCT
fsr-3398	112	6	2004	2004	NUM
fsr-3398	112	7	)	)	PUNCT
fsr-3398	112	8	analyzed	analyze	VERB
fsr-3398	112	9	a	a	DET
fsr-3398	112	10	combination	combination	NOUN
fsr-3398	112	11	of	of	ADP
fsr-3398	112	12	the	the	DET
fsr-3398	112	13	1983	1983	NUM
fsr-3398	112	14	to	to	ADP
fsr-3398	112	15	2001	2001	NUM
fsr-3398	112	16	scf	scf	PROPN
fsr-3398	112	17	datasets	dataset	NOUN
fsr-3398	112	18	,	,	PUNCT
fsr-3398	112	19	and	and	CCONJ
fsr-3398	112	20	noted	note	VERB
fsr-3398	112	21	that	that	SCONJ
fsr-3398	112	22	even	even	ADV
fsr-3398	112	23	though	though	SCONJ
fsr-3398	112	24	the	the	DET
fsr-3398	112	25	scf	scf	PROPN
fsr-3398	112	26	risk	risk	NOUN
fsr-3398	112	27	tolerance	tolerance	NOUN
fsr-3398	112	28	measure	measure	NOUN
fsr-3398	112	29	had	have	VERB
fsr-3398	112	30	four	four	NUM
fsr-3398	112	31	levels	level	NOUN
fsr-3398	112	32	,	,	PUNCT
fsr-3398	112	33	a	a	DET
fsr-3398	112	34	statistical	statistical	ADJ
fsr-3398	112	35	test	test	NOUN
fsr-3398	112	36	indicated	indicate	VERB
fsr-3398	112	37	that	that	SCONJ
fsr-3398	112	38	an	an	DET
fsr-3398	112	39	ordered	order	VERB
fsr-3398	112	40	logit	logit	NOUN
fsr-3398	112	41	was	be	AUX
fsr-3398	112	42	not	not	PART
fsr-3398	112	43	284	284	NUM
fsr-3398	112	44	s.d	s.d	PROPN
fsr-3398	112	45	.	.	PROPN
fsr-3398	112	46	hanna	hanna	PROPN
fsr-3398	112	47	et	et	PROPN
fsr-3398	112	48	al	al	PROPN
fsr-3398	112	49	.	.	PUNCT
fsr-3398	112	50	/	/	SYM
fsr-3398	112	51	financial	financial	ADJ
fsr-3398	112	52	services	service	NOUN
fsr-3398	112	53	review	review	VERB
fsr-3398	112	54	27	27	NUM
fsr-3398	112	55	(	(	PUNCT
fsr-3398	112	56	2018	2018	NUM
fsr-3398	112	57	)	)	PUNCT
fsr-3398	112	58	279	279	NUM
fsr-3398	112	59	-	-	SYM
fsr-3398	112	60	302	302	NUM
fsr-3398	112	61	t	t	PROPN
fsr-3398	112	62	ab	ab	PROPN
fsr-3398	112	63	le	le	X
fsr-3398	112	64	1	1	NUM
fsr-3398	112	65	se	se	X
fsr-3398	112	66	le	le	X
fsr-3398	112	67	ct	ct	PROPN
fsr-3398	112	68	ed	ed	PROPN
fsr-3398	112	69	st	st	PROPN
fsr-3398	112	70	ud	ud	INTJ
fsr-3398	112	71	ie	ie	PROPN
fsr-3398	112	72	s	s	PROPN
fsr-3398	112	73	on	on	ADP
fsr-3398	112	74	fa	fa	INTJ
fsr-3398	113	1	ct	ct	NOUN
fsr-3398	113	2	or	or	CCONJ
fsr-3398	113	3	s	s	X
fsr-3398	113	4	re	re	X
fsr-3398	113	5	la	la	X
fsr-3398	113	6	te	te	X
fsr-3398	114	1	d	d	X
fsr-3398	114	2	to	to	ADP
fsr-3398	114	3	ri	ri	PROPN
fsr-3398	114	4	sk	sk	VERB
fsr-3398	114	5	to	to	ADP
fsr-3398	114	6	le	le	PROPN
fsr-3398	114	7	ra	ra	PROPN
fsr-3398	114	8	nc	nc	PROPN
fsr-3398	114	9	e	e	PROPN
fsr-3398	114	10	:	:	PUNCT
fsr-3398	114	11	u	u	NOUN
fsr-3398	114	12	.s	.s	NOUN
fsr-3398	114	13	.	.	PUNCT
fsr-3398	115	1	st	st	PROPN
fsr-3398	116	1	ud	ud	INTJ
fsr-3398	116	2	ie	ie	PROPN
fsr-3398	116	3	s	s	VERB
fsr-3398	116	4	us	we	PRON
fsr-3398	116	5	in	in	ADP
fsr-3398	116	6	g	g	PROPN
fsr-3398	116	7	na	na	PART
fsr-3398	116	8	tio	tio	NOUN
fsr-3398	116	9	na	na	X
fsr-3398	116	10	lly	lly	ADV
fsr-3398	116	11	re	re	VERB
fsr-3398	116	12	pr	pr	VERB
fsr-3398	116	13	es	es	VERB
fsr-3398	116	14	en	en	X
fsr-3398	116	15	ta	ta	X
fsr-3398	116	16	tiv	tiv	PROPN
fsr-3398	116	17	e	e	PROPN
fsr-3398	116	18	sa	sa	PROPN
fsr-3398	116	19	m	m	PROPN
fsr-3398	116	20	pl	pl	X
fsr-3398	116	21	es	es	X
fsr-3398	116	22	;	;	PUNCT
fsr-3398	116	23	c	c	X
fsr-3398	116	24	hi	hi	INTJ
fsr-3398	116	25	ne	ne	PROPN
fsr-3398	116	26	se	se	PROPN
fsr-3398	116	27	st	st	PROPN
fsr-3398	116	28	ud	ud	INTJ
fsr-3398	116	29	ie	ie	PROPN
fsr-3398	116	30	s	s	VERB
fsr-3398	116	31	us	we	PRON
fsr-3398	116	32	in	in	ADP
fsr-3398	116	33	g	g	PROPN
fsr-3398	116	34	va	va	PROPN
fsr-3398	116	35	ri	ri	PROPN
fsr-3398	116	36	ou	ou	PROPN
fsr-3398	116	37	s	s	PROPN
fsr-3398	116	38	sa	sa	PROPN
fsr-3398	116	39	m	m	PROPN
fsr-3398	116	40	pl	pl	PROPN
fsr-3398	116	41	es	es	X
fsr-3398	116	42	st	st	PROPN
fsr-3398	117	1	ud	ud	INTJ
fsr-3398	117	2	y	y	PROPN
fsr-3398	117	3	sa	sa	PROPN
fsr-3398	117	4	m	m	VERB
fsr-3398	117	5	pl	pl	PROPN
fsr-3398	117	6	e	e	PROPN
fsr-3398	117	7	d	d	X
fsr-3398	117	8	ep	ep	PROPN
fsr-3398	117	9	en	en	PROPN
fsr-3398	117	10	de	de	PROPN
fsr-3398	117	11	nt	nt	PROPN
fsr-3398	117	12	va	va	PROPN
fsr-3398	117	13	ri	ri	PROPN
fsr-3398	117	14	ab	ab	PROPN
fsr-3398	117	15	le	le	X
fsr-3398	117	16	(	(	PUNCT
fsr-3398	117	17	a	a	PRON
fsr-3398	117	18	na	na	X
fsr-3398	117	19	ly	ly	X
fsr-3398	117	20	si	si	PROPN
fsr-3398	117	21	s	s	X
fsr-3398	117	22	)	)	PUNCT
fsr-3398	117	23	se	se	X
fsr-3398	117	24	le	le	X
fsr-3398	117	25	ct	ct	PROPN
fsr-3398	117	26	ed	ed	PROPN
fsr-3398	117	27	ef	ef	PROPN
fsr-3398	117	28	fe	fe	X
fsr-3398	117	29	ct	ct	NUM
fsr-3398	117	30	s	s	PROPN
fsr-3398	117	31	in	in	ADP
fsr-3398	117	32	m	m	PROPN
fsr-3398	117	33	ul	ul	PROPN
fsr-3398	118	1	tiv	tiv	PROPN
fsr-3398	118	2	ar	ar	PROPN
fsr-3398	118	3	ia	ia	PROPN
fsr-3398	118	4	te	te	PROPN
fsr-3398	118	5	an	an	DET
fsr-3398	118	6	al	al	PROPN
fsr-3398	118	7	ys	ys	PROPN
fsr-3398	118	8	is	be	AUX
fsr-3398	118	9	of	of	ADP
fsr-3398	118	10	re	re	NOUN
fsr-3398	118	11	sp	sp	ADP
fsr-3398	118	12	on	on	ADP
fsr-3398	118	13	de	de	X
fsr-3398	118	14	nt	not	PART
fsr-3398	118	15	ch	ch	PROPN
fsr-3398	118	16	ar	ar	PROPN
fsr-3398	118	17	ac	ac	PROPN
fsr-3398	118	18	te	te	PROPN
fsr-3398	118	19	ri	ri	PROPN
fsr-3398	118	20	st	st	PROPN
fsr-3398	118	21	ic	ic	PROPN
fsr-3398	118	22	s	s	PROPN
fsr-3398	118	23	se	se	X
fsr-3398	118	24	le	le	X
fsr-3398	118	25	ct	ct	PROPN
fsr-3398	118	26	ed	ed	PROPN
fsr-3398	118	27	ef	ef	PROPN
fsr-3398	118	28	fe	fe	X
fsr-3398	118	29	ct	ct	NUM
fsr-3398	118	30	s	s	PROPN
fsr-3398	118	31	in	in	ADP
fsr-3398	118	32	m	m	PROPN
fsr-3398	118	33	ul	ul	PROPN
fsr-3398	118	34	tiv	tiv	PROPN
fsr-3398	118	35	ar	ar	PROPN
fsr-3398	118	36	ia	ia	PROPN
fsr-3398	118	37	te	te	PROPN
fsr-3398	118	38	an	an	DET
fsr-3398	118	39	al	al	PROPN
fsr-3398	118	40	ys	ys	PROPN
fsr-3398	118	41	is	be	AUX
fsr-3398	118	42	of	of	ADP
fsr-3398	118	43	ho	ho	PROPN
fsr-3398	118	44	us	us	PROPN
fsr-3398	118	45	eh	eh	INTJ
fsr-3398	118	46	ol	ol	PROPN
fsr-3398	119	1	d	d	PROPN
fsr-3398	119	2	ch	ch	PROPN
fsr-3398	119	3	ar	ar	PROPN
fsr-3398	119	4	ac	ac	PROPN
fsr-3398	119	5	te	te	PROPN
fsr-3398	119	6	ri	ri	PROPN
fsr-3398	119	7	st	st	PROPN
fsr-3398	119	8	ic	ic	PROPN
fsr-3398	119	9	s	s	PROPN
fsr-3398	119	10	su	su	PROPN
fsr-3398	119	11	ng	ng	PROPN
fsr-3398	119	12	an	an	PROPN
fsr-3398	119	13	d	d	PROPN
fsr-3398	119	14	h	h	NOUN
fsr-3398	119	15	an	an	DET
fsr-3398	119	16	na	na	NOUN
fsr-3398	119	17	(	(	PUNCT
fsr-3398	119	18	1	1	NUM
fsr-3398	119	19	99	99	NUM
fsr-3398	119	20	6	6	NUM
fsr-3398	119	21	)	)	PUNCT
fsr-3398	119	22	u	u	NOUN
fsr-3398	119	23	.	.	PUNCT
fsr-3398	120	1	s.	s.	PROPN
fsr-3398	120	2	sc	sc	PROPN
fsr-3398	120	3	f	f	PROPN
fsr-3398	120	4	,	,	PUNCT
fsr-3398	120	5	19	19	NUM
fsr-3398	120	6	92	92	NUM
fsr-3398	120	7	,	,	PUNCT
fsr-3398	120	8	ho	ho	PROPN
fsr-3398	120	9	us	us	PROPN
fsr-3398	120	10	eh	eh	INTJ
fsr-3398	120	11	ol	ol	ADJ
fsr-3398	120	12	ds	ds	PROPN
fsr-3398	120	13	w	w	PROPN
fsr-3398	120	14	ith	ith	PROPN
fsr-3398	120	15	an	an	DET
fsr-3398	120	16	em	em	PRON
fsr-3398	120	17	pl	pl	X
fsr-3398	120	18	oy	oy	PROPN
fsr-3398	120	19	ed	ed	NOUN
fsr-3398	120	20	re	re	NOUN
fsr-3398	120	21	sp	sp	NOUN
fsr-3398	120	22	on	on	ADP
fsr-3398	120	23	de	de	X
fsr-3398	120	24	nt	not	PART
fsr-3398	120	25	,	,	PUNCT
fsr-3398	120	26	n	n	X
fsr-3398	120	27	�	�	PROPN
fsr-3398	120	28	2	2	NUM
fsr-3398	120	29	,	,	PUNCT
fsr-3398	120	30	65	65	NUM
fsr-3398	120	31	9	9	NUM
fsr-3398	120	32	sc	sc	NOUN
fsr-3398	120	33	f	f	PROPN
fsr-3398	120	34	ri	ri	PROPN
fsr-3398	120	35	sk	sk	VERB
fsr-3398	120	36	to	to	ADP
fsr-3398	120	37	le	le	PROPN
fsr-3398	120	38	ra	ra	PROPN
fsr-3398	120	39	nc	nc	PROPN
fsr-3398	120	40	e	e	PROPN
fsr-3398	120	41	(	(	PUNCT
fsr-3398	120	42	l	l	NOUN
fsr-3398	120	43	og	og	PROPN
fsr-3398	120	44	is	be	AUX
fsr-3398	120	45	tic	tic	ADJ
fsr-3398	120	46	re	re	ADP
fsr-3398	120	47	gr	gr	NOUN
fsr-3398	120	48	es	es	X
fsr-3398	120	49	si	si	X
fsr-3398	120	50	on	on	ADV
fsr-3398	120	51	)	)	PUNCT
fsr-3398	121	1	y	y	PROPN
fsr-3398	121	2	ea	ea	PROPN
fsr-3398	121	3	rs	rs	VERB
fsr-3398	121	4	to	to	PART
fsr-3398	121	5	re	re	AUX
fsr-3398	121	6	tir	tir	VERB
fsr-3398	121	7	em	em	PRON
fsr-3398	121	8	en	en	PROPN
fsr-3398	121	9	t	t	PROPN
fsr-3398	121	10	:	:	PUNCT
fsr-3398	121	11	po	po	X
fsr-3398	121	12	si	si	PROPN
fsr-3398	121	13	tiv	tiv	PROPN
fsr-3398	121	14	e	e	PROPN
fsr-3398	121	15	n	n	CCONJ
fsr-3398	121	16	on	on	ADP
fsr-3398	121	17	-i	-i	PROPN
fsr-3398	121	18	nv	nv	PROPN
fsr-3398	121	19	es	es	PROPN
fsr-3398	121	20	tm	tm	PROPN
fsr-3398	121	21	en	en	PROPN
fsr-3398	121	22	t	t	PROPN
fsr-3398	121	23	in	in	ADP
fsr-3398	121	24	co	co	NOUN
fsr-3398	121	25	m	m	PROPN
fsr-3398	121	26	e	e	NOUN
fsr-3398	121	27	:	:	PUNCT
fsr-3398	121	28	po	po	X
fsr-3398	121	29	si	si	PROPN
fsr-3398	121	30	tiv	tiv	PROPN
fsr-3398	121	31	e	e	PROPN
fsr-3398	121	32	l	l	NOUN
fsr-3398	121	33	iq	iq	INTJ
fsr-3398	122	1	ui	ui	PROPN
fsr-3398	123	1	d	d	PROPN
fsr-3398	123	2	as	as	ADP
fsr-3398	123	3	se	se	X
fsr-3398	123	4	ts	ts	ADP
fsr-3398	123	5	�	�	PROPN
fsr-3398	123	6	3	3	NUM
fsr-3398	123	7	m	m	NOUN
fsr-3398	123	8	on	on	ADP
fsr-3398	123	9	th	th	NUM
fsr-3398	123	10	s	s	NOUN
fsr-3398	123	11	in	in	ADP
fsr-3398	123	12	co	co	NOUN
fsr-3398	123	13	m	m	PROPN
fsr-3398	123	14	e	e	NOUN
fsr-3398	123	15	:	:	PUNCT
fsr-3398	123	16	po	po	X
fsr-3398	123	17	si	si	PROPN
fsr-3398	123	18	tiv	tiv	PROPN
fsr-3398	123	19	e	e	PROPN
fsr-3398	123	20	e	e	PROPN
fsr-3398	123	21	du	du	PROPN
fsr-3398	123	22	ca	can	AUX
fsr-3398	123	23	tio	tio	VERB
fsr-3398	123	24	n	n	CCONJ
fsr-3398	123	25	:	:	PUNCT
fsr-3398	123	26	po	po	X
fsr-3398	123	27	si	si	PROPN
fsr-3398	123	28	tiv	tiv	PROPN
fsr-3398	123	29	e	e	PROPN
fsr-3398	123	30	se	se	PROPN
fsr-3398	123	31	lf	lf	PROPN
fsr-3398	123	32	-e	-e	PROPN
fsr-3398	123	33	m	m	PROPN
fsr-3398	123	34	pl	pl	NOUN
fsr-3398	123	35	oy	oy	NOUN
fsr-3398	124	1	ed	ed	NOUN
fsr-3398	124	2	:	:	PUNCT
fsr-3398	124	3	po	po	X
fsr-3398	125	1	si	si	PROPN
fsr-3398	125	2	tiv	tiv	PROPN
fsr-3398	125	3	e	e	PROPN
fsr-3398	125	4	r	r	NOUN
fsr-3398	125	5	ac	ac	PROPN
fsr-3398	125	6	ia	ia	PROPN
fsr-3398	125	7	l	l	PROPN
fsr-3398	125	8	/	/	SYM
fsr-3398	125	9	e	e	X
fsr-3398	125	10	th	th	X
fsr-3398	125	11	ni	ni	PROPN
fsr-3398	125	12	c	c	PROPN
fsr-3398	125	13	:	:	PUNCT
fsr-3398	125	14	w	w	NOUN
fsr-3398	125	15	hi	hi	INTJ
fsr-3398	125	16	te	te	ADP
fsr-3398	125	17	�	�	PROPN
fsr-3398	125	18	h	h	PROPN
fsr-3398	125	19	is	be	AUX
fsr-3398	125	20	pa	pa	PROPN
fsr-3398	125	21	ni	ni	PROPN
fsr-3398	125	22	c	c	PROPN
fsr-3398	125	23	,	,	PUNCT
fsr-3398	125	24	w	w	PROPN
fsr-3398	125	25	hi	hi	INTJ
fsr-3398	125	26	te	te	ADP
fsr-3398	125	27	�	�	PROPN
fsr-3398	125	28	a	a	DET
fsr-3398	125	29	si	si	PROPN
fsr-3398	125	30	an	an	DET
fsr-3398	125	31	/o	/o	INTJ
fsr-3398	125	32	th	th	INTJ
fsr-3398	125	33	er	er	INTJ
fsr-3398	125	34	h	h	NOUN
fsr-3398	125	35	ou	ou	PROPN
fsr-3398	125	36	se	se	PROPN
fsr-3398	125	37	ho	ho	PROPN
fsr-3398	125	38	ld	ld	PROPN
fsr-3398	125	39	si	si	PROPN
fsr-3398	125	40	ze	ze	PROPN
fsr-3398	125	41	:	:	PUNCT
fsr-3398	126	1	n	n	PROPN
fsr-3398	126	2	s	s	VERB
fsr-3398	126	3	h	h	NOUN
fsr-3398	127	1	om	om	PROPN
fsr-3398	127	2	eo	eo	INTJ
fsr-3398	127	3	w	w	PROPN
fsr-3398	127	4	ne	ne	PROPN
fsr-3398	127	5	rs	rs	PROPN
fsr-3398	127	6	hi	hi	INTJ
fsr-3398	128	1	p	p	X
fsr-3398	128	2	:	:	PUNCT
fsr-3398	128	3	n	n	PROPN
fsr-3398	128	4	s	s	X
fsr-3398	128	5	si	si	PROPN
fsr-3398	128	6	ng	ng	PROPN
fsr-3398	128	7	le	le	X
fsr-3398	128	8	fe	fe	PROPN
fsr-3398	128	9	m	m	PROPN
fsr-3398	128	10	al	al	PROPN
fsr-3398	128	11	e	e	PROPN
fsr-3398	128	12	:	:	PUNCT
fsr-3398	128	13	n	n	CCONJ
fsr-3398	128	14	eg	eg	NOUN
fsr-3398	128	15	at	at	ADP
fsr-3398	128	16	iv	iv	NUM
fsr-3398	128	17	e	e	PROPN
fsr-3398	128	18	y	y	PROPN
fsr-3398	128	19	ao	ao	PROPN
fsr-3398	128	20	,	,	PUNCT
fsr-3398	128	21	h	h	NOUN
fsr-3398	128	22	an	an	DET
fsr-3398	128	23	na	na	NOUN
fsr-3398	128	24	,	,	PUNCT
fsr-3398	128	25	an	an	DET
fsr-3398	128	26	d	d	X
fsr-3398	128	27	l	l	NOUN
fsr-3398	128	28	in	in	ADP
fsr-3398	128	29	da	da	PROPN
fsr-3398	128	30	m	m	VERB
fsr-3398	128	31	oo	oo	INTJ
fsr-3398	128	32	d	d	X
fsr-3398	128	33	(	(	PUNCT
fsr-3398	128	34	2	2	NUM
fsr-3398	128	35	00	00	NUM
fsr-3398	128	36	4	4	NUM
fsr-3398	128	37	)	)	PUNCT
fsr-3398	128	38	u	u	NOUN
fsr-3398	128	39	.	.	PUNCT
fsr-3398	129	1	s.	s.	PROPN
fsr-3398	129	2	sc	sc	PROPN
fsr-3398	129	3	f	f	PROPN
fsr-3398	129	4	,	,	PUNCT
fsr-3398	129	5	19	19	NUM
fsr-3398	129	6	83	83	NUM
fsr-3398	129	7	–	–	SYM
fsr-3398	129	8	2	2	NUM
fsr-3398	129	9	00	00	NUM
fsr-3398	129	10	1	1	NUM
fsr-3398	129	11	,	,	PUNCT
fsr-3398	129	12	al	al	PROPN
fsr-3398	129	13	l	l	PROPN
fsr-3398	129	14	ho	ho	PROPN
fsr-3398	130	1	us	us	PROPN
fsr-3398	130	2	eh	eh	INTJ
fsr-3398	130	3	ol	ol	ADJ
fsr-3398	130	4	ds	ds	X
fsr-3398	130	5	,	,	PUNCT
fsr-3398	130	6	n	n	X
fsr-3398	130	7	�	�	PROPN
fsr-3398	130	8	24	24	NUM
fsr-3398	130	9	,	,	PUNCT
fsr-3398	130	10	1	1	NUM
fsr-3398	130	11	32	32	NUM
fsr-3398	130	12	sc	sc	PROPN
fsr-3398	130	13	f	f	PROPN
fsr-3398	130	14	ri	ri	PROPN
fsr-3398	130	15	sk	sk	VERB
fsr-3398	130	16	to	to	ADP
fsr-3398	130	17	le	le	PROPN
fsr-3398	130	18	ra	ra	PROPN
fsr-3398	130	19	nc	nc	PROPN
fsr-3398	130	20	e	e	PROPN
fsr-3398	130	21	(	(	PUNCT
fsr-3398	130	22	l	l	NOUN
fsr-3398	130	23	og	og	PROPN
fsr-3398	130	24	is	be	AUX
fsr-3398	130	25	tic	tic	ADJ
fsr-3398	131	1	re	re	ADP
fsr-3398	131	2	gr	gr	NOUN
fsr-3398	131	3	es	es	X
fsr-3398	131	4	si	si	X
fsr-3398	131	5	on	on	ADP
fsr-3398	131	6	)	)	PUNCT
fsr-3398	132	1	a	a	DET
fsr-3398	132	2	ge	ge	NOUN
fsr-3398	132	3	:	:	PUNCT
fsr-3398	132	4	n	n	CCONJ
fsr-3398	132	5	eg	eg	NOUN
fsr-3398	132	6	at	at	ADP
fsr-3398	132	7	iv	iv	NUM
fsr-3398	132	8	e	e	NOUN
fsr-3398	132	9	c	c	NOUN
fsr-3398	132	10	hi	hi	INTJ
fsr-3398	132	11	ld	ld	PROPN
fsr-3398	132	12	re	re	PROPN
fsr-3398	132	13	n	n	X
fsr-3398	132	14	�	�	PROPN
fsr-3398	132	15	18	18	NUM
fsr-3398	132	16	:	:	PUNCT
fsr-3398	132	17	n	n	CCONJ
fsr-3398	132	18	eg	eg	NOUN
fsr-3398	132	19	at	at	ADP
fsr-3398	132	20	iv	iv	NUM
fsr-3398	132	21	e	e	NOUN
fsr-3398	132	22	e	e	X
fsr-3398	132	23	du	du	PROPN
fsr-3398	132	24	ca	can	AUX
fsr-3398	132	25	tio	tio	VERB
fsr-3398	132	26	n	n	CCONJ
fsr-3398	132	27	:	:	PUNCT
fsr-3398	132	28	po	po	X
fsr-3398	132	29	si	si	PROPN
fsr-3398	132	30	tiv	tiv	PROPN
fsr-3398	132	31	e	e	PROPN
fsr-3398	132	32	in	in	ADP
fsr-3398	132	33	co	co	NOUN
fsr-3398	132	34	m	m	PROPN
fsr-3398	132	35	e	e	NOUN
fsr-3398	132	36	:	:	PUNCT
fsr-3398	132	37	po	po	X
fsr-3398	132	38	si	si	PROPN
fsr-3398	132	39	tiv	tiv	PROPN
fsr-3398	132	40	e	e	PROPN
fsr-3398	132	41	r	r	NOUN
fsr-3398	132	42	ac	ac	PROPN
fsr-3398	132	43	ia	ia	PROPN
fsr-3398	132	44	l	l	PROPN
fsr-3398	132	45	/	/	SYM
fsr-3398	132	46	e	e	X
fsr-3398	132	47	th	th	X
fsr-3398	132	48	ni	ni	PROPN
fsr-3398	132	49	c	c	PROPN
fsr-3398	132	50	w	w	PROPN
fsr-3398	132	51	hi	hi	INTJ
fsr-3398	132	52	te	te	INTJ
fsr-3398	132	53	:	:	PUNCT
fsr-3398	132	54	po	po	X
fsr-3398	132	55	si	si	PROPN
fsr-3398	132	56	tiv	tiv	PROPN
fsr-3398	132	57	e	e	PROPN
fsr-3398	132	58	se	se	PROPN
fsr-3398	132	59	lf	lf	PROPN
fsr-3398	132	60	-e	-e	PROPN
fsr-3398	132	61	m	m	PROPN
fsr-3398	132	62	pl	pl	NOUN
fsr-3398	132	63	oy	oy	NOUN
fsr-3398	133	1	ed	ed	NOUN
fsr-3398	133	2	:	:	PUNCT
fsr-3398	133	3	po	po	X
fsr-3398	134	1	si	si	PROPN
fsr-3398	134	2	tiv	tiv	PROPN
fsr-3398	134	3	e	e	PROPN
fsr-3398	134	4	m	m	PROPN
fsr-3398	134	5	al	al	PROPN
fsr-3398	134	6	e	e	PROPN
fsr-3398	134	7	:	:	PUNCT
fsr-3398	134	8	po	po	X
fsr-3398	134	9	si	si	PROPN
fsr-3398	134	10	tiv	tiv	PROPN
fsr-3398	134	11	e	e	PROPN
fsr-3398	134	12	h	h	NOUN
fsr-3398	135	1	om	om	PROPN
fsr-3398	135	2	eo	eo	INTJ
fsr-3398	135	3	w	w	PROPN
fsr-3398	135	4	ne	ne	PROPN
fsr-3398	135	5	r	r	PROPN
fsr-3398	135	6	:	:	PUNCT
fsr-3398	135	7	n	n	PROPN
fsr-3398	135	8	s	s	NOUN
fsr-3398	135	9	m	m	PROPN
fsr-3398	135	10	ar	ar	PROPN
fsr-3398	135	11	ri	ri	PROPN
fsr-3398	135	12	ed	ed	NOUN
fsr-3398	135	13	:	:	PUNCT
fsr-3398	135	14	po	po	X
fsr-3398	135	15	si	si	PROPN
fsr-3398	135	16	tiv	tiv	PROPN
fsr-3398	135	17	e	e	PROPN
fsr-3398	135	18	po	po	PROPN
fsr-3398	135	19	or	or	CCONJ
fsr-3398	135	20	he	he	PRON
fsr-3398	135	21	al	al	PROPN
fsr-3398	135	22	th	th	X
fsr-3398	135	23	:	:	PUNCT
fsr-3398	135	24	n	n	CCONJ
fsr-3398	135	25	eg	eg	NOUN
fsr-3398	135	26	at	at	ADP
fsr-3398	135	27	iv	iv	NUM
fsr-3398	135	28	e	e	PROPN
fsr-3398	135	29	w	w	NOUN
fsr-3398	135	30	an	an	DET
fsr-3398	135	31	g	g	NOUN
fsr-3398	135	32	an	an	DET
fsr-3398	135	33	d	d	NOUN
fsr-3398	135	34	h	h	NOUN
fsr-3398	135	35	an	an	DET
fsr-3398	135	36	na	na	NOUN
fsr-3398	135	37	(	(	PUNCT
fsr-3398	135	38	2	2	NUM
fsr-3398	135	39	00	00	NUM
fsr-3398	135	40	7	7	NUM
fsr-3398	135	41	)	)	PUNCT
fsr-3398	135	42	u	u	NOUN
fsr-3398	135	43	.	.	PUNCT
fsr-3398	136	1	s.	s.	PROPN
fsr-3398	136	2	sc	sc	PROPN
fsr-3398	136	3	f	f	PROPN
fsr-3398	136	4	,	,	PUNCT
fsr-3398	136	5	19	19	NUM
fsr-3398	136	6	92	92	NUM
fsr-3398	136	7	–	–	SYM
fsr-3398	136	8	2	2	NUM
fsr-3398	136	9	00	00	NUM
fsr-3398	136	10	4	4	NUM
fsr-3398	136	11	,	,	PUNCT
fsr-3398	136	12	al	al	PROPN
fsr-3398	136	13	l	l	PROPN
fsr-3398	136	14	ho	ho	PROPN
fsr-3398	137	1	us	us	PROPN
fsr-3398	137	2	eh	eh	INTJ
fsr-3398	137	3	ol	ol	ADJ
fsr-3398	137	4	ds	ds	X
fsr-3398	137	5	,	,	PUNCT
fsr-3398	137	6	n	n	X
fsr-3398	137	7	�	�	PROPN
fsr-3398	137	8	21	21	NUM
fsr-3398	137	9	,	,	PUNCT
fsr-3398	137	10	4	4	NUM
fsr-3398	137	11	71	71	NUM
fsr-3398	137	12	sc	sc	NOUN
fsr-3398	137	13	f	f	PROPN
fsr-3398	137	14	ri	ri	PROPN
fsr-3398	137	15	sk	sk	VERB
fsr-3398	137	16	to	to	ADP
fsr-3398	137	17	le	le	PROPN
fsr-3398	137	18	ra	ra	PROPN
fsr-3398	137	19	nc	nc	PROPN
fsr-3398	137	20	e	e	PROPN
fsr-3398	137	21	(	(	PUNCT
fsr-3398	137	22	l	l	NOUN
fsr-3398	137	23	og	og	PROPN
fsr-3398	137	24	is	be	AUX
fsr-3398	137	25	tic	tic	ADJ
fsr-3398	138	1	re	re	ADP
fsr-3398	138	2	gr	gr	NOUN
fsr-3398	138	3	es	es	X
fsr-3398	138	4	si	si	X
fsr-3398	138	5	on	on	ADP
fsr-3398	138	6	)	)	PUNCT
fsr-3398	139	1	a	a	DET
fsr-3398	139	2	ge	ge	NOUN
fsr-3398	139	3	:	:	PUNCT
fsr-3398	139	4	n	n	CCONJ
fsr-3398	139	5	eg	eg	NOUN
fsr-3398	139	6	at	at	ADP
fsr-3398	139	7	iv	iv	NUM
fsr-3398	139	8	e	e	NOUN
fsr-3398	139	9	c	c	NOUN
fsr-3398	139	10	hi	hi	INTJ
fsr-3398	139	11	ld	ld	PROPN
fsr-3398	139	12	re	re	PROPN
fsr-3398	139	13	n	n	X
fsr-3398	139	14	�	�	PROPN
fsr-3398	139	15	18	18	NUM
fsr-3398	139	16	:	:	PUNCT
fsr-3398	139	17	n	n	CCONJ
fsr-3398	139	18	eg	eg	NOUN
fsr-3398	139	19	at	at	ADP
fsr-3398	139	20	iv	iv	NUM
fsr-3398	139	21	e	e	NOUN
fsr-3398	139	22	e	e	X
fsr-3398	139	23	du	du	PROPN
fsr-3398	139	24	ca	can	AUX
fsr-3398	139	25	tio	tio	VERB
fsr-3398	139	26	n	n	CCONJ
fsr-3398	139	27	:	:	PUNCT
fsr-3398	139	28	po	po	X
fsr-3398	139	29	si	si	PROPN
fsr-3398	139	30	tiv	tiv	PROPN
fsr-3398	139	31	e	e	PROPN
fsr-3398	139	32	in	in	ADP
fsr-3398	139	33	co	co	NOUN
fsr-3398	139	34	m	m	PROPN
fsr-3398	139	35	e	e	NOUN
fsr-3398	139	36	:	:	PUNCT
fsr-3398	139	37	po	po	X
fsr-3398	139	38	si	si	PROPN
fsr-3398	139	39	tiv	tiv	PROPN
fsr-3398	139	40	e	e	PROPN
fsr-3398	139	41	r	r	NOUN
fsr-3398	139	42	ac	ac	PROPN
fsr-3398	139	43	ia	ia	PROPN
fsr-3398	139	44	l	l	PROPN
fsr-3398	139	45	/	/	SYM
fsr-3398	139	46	e	e	X
fsr-3398	139	47	th	th	X
fsr-3398	139	48	ni	ni	PROPN
fsr-3398	139	49	c	c	PROPN
fsr-3398	139	50	w	w	PROPN
fsr-3398	139	51	hi	hi	INTJ
fsr-3398	139	52	te	te	INTJ
fsr-3398	139	53	:	:	PUNCT
fsr-3398	139	54	po	po	X
fsr-3398	139	55	si	si	PROPN
fsr-3398	139	56	tiv	tiv	PROPN
fsr-3398	139	57	e	e	PROPN
fsr-3398	139	58	h	h	NOUN
fsr-3398	139	59	av	av	PROPN
fsr-3398	139	60	e	e	PROPN
fsr-3398	139	61	bu	bu	PROPN
fsr-3398	139	62	si	si	PROPN
fsr-3398	139	63	ne	ne	PROPN
fsr-3398	139	64	ss	ss	PROPN
fsr-3398	139	65	:	:	PUNCT
fsr-3398	139	66	po	po	NOUN
fsr-3398	139	67	si	si	PROPN
fsr-3398	139	68	tiv	tiv	PROPN
fsr-3398	139	69	e	e	PROPN
fsr-3398	139	70	m	m	PROPN
fsr-3398	139	71	al	al	PROPN
fsr-3398	139	72	e	e	PROPN
fsr-3398	139	73	:	:	PUNCT
fsr-3398	139	74	po	po	X
fsr-3398	139	75	si	si	PROPN
fsr-3398	139	76	tiv	tiv	PROPN
fsr-3398	139	77	e	e	PROPN
fsr-3398	139	78	h	h	NOUN
fsr-3398	139	79	om	om	PROPN
fsr-3398	140	1	eo	eo	INTJ
fsr-3398	141	1	w	w	PROPN
fsr-3398	141	2	ne	ne	PROPN
fsr-3398	141	3	r	r	PROPN
fsr-3398	141	4	:	:	PUNCT
fsr-3398	141	5	po	po	X
fsr-3398	141	6	si	si	PROPN
fsr-3398	141	7	tiv	tiv	PROPN
fsr-3398	141	8	e	e	PROPN
fsr-3398	141	9	m	m	PROPN
fsr-3398	141	10	ar	ar	PROPN
fsr-3398	141	11	ri	ri	PROPN
fsr-3398	142	1	ed	ed	NOUN
fsr-3398	142	2	:	:	PUNCT
fsr-3398	142	3	n	n	PROPN
fsr-3398	142	4	s	s	VERB
fsr-3398	142	5	fa	fa	INTJ
fsr-3398	142	6	n	n	ADV
fsr-3398	142	7	an	an	DET
fsr-3398	142	8	d	d	X
fsr-3398	142	9	x	x	SYM
fsr-3398	142	10	ia	ia	PROPN
fsr-3398	142	11	o	o	X
fsr-3398	142	12	(	(	PUNCT
fsr-3398	142	13	2	2	NUM
fsr-3398	142	14	00	00	NUM
fsr-3398	142	15	6	6	NUM
fsr-3398	142	16	)	)	PUNCT
fsr-3398	142	17	w	w	NOUN
fsr-3398	142	18	or	or	CCONJ
fsr-3398	142	19	ke	ke	NOUN
fsr-3398	142	20	rs	r	NOUN
fsr-3398	142	21	in	in	ADP
fsr-3398	142	22	g	g	PROPN
fsr-3398	142	23	ua	ua	PROPN
fsr-3398	142	24	ng	ng	PROPN
fsr-3398	142	25	zh	zh	PROPN
fsr-3398	142	26	ou	ou	PROPN
fsr-3398	142	27	,	,	PUNCT
fsr-3398	143	1	c	c	X
fsr-3398	143	2	hi	hi	INTJ
fsr-3398	143	3	na	na	INTJ
fsr-3398	143	4	,	,	PUNCT
fsr-3398	143	5	19	19	NUM
fsr-3398	143	6	98	98	NUM
fsr-3398	143	7	,	,	PUNCT
fsr-3398	143	8	n	n	X
fsr-3398	143	9	�	�	PROPN
fsr-3398	143	10	47	47	NUM
fsr-3398	143	11	0	0	NUM
fsr-3398	143	12	;	;	PUNCT
fsr-3398	143	13	u	u	NOUN
fsr-3398	143	14	.s	.s	NOUN
fsr-3398	143	15	.	.	PUNCT
fsr-3398	144	1	sc	sc	PROPN
fsr-3398	144	2	f	f	X
fsr-3398	144	3	,	,	PUNCT
fsr-3398	144	4	19	19	NUM
fsr-3398	144	5	98	98	NUM
fsr-3398	144	6	,	,	PUNCT
fsr-3398	144	7	no	no	DET
fsr-3398	144	8	nfa	nfa	PROPN
fsr-3398	144	9	rm	rm	PROPN
fsr-3398	144	10	fu	fu	PROPN
fsr-3398	144	11	lltim	lltim	PROPN
fsr-3398	144	12	e	e	PROPN
fsr-3398	144	13	w	w	PROPN
fsr-3398	144	14	or	or	CCONJ
fsr-3398	144	15	ke	ke	NOUN
fsr-3398	144	16	r	r	NOUN
fsr-3398	144	17	ho	ho	PROPN
fsr-3398	144	18	us	us	PROPN
fsr-3398	144	19	eh	eh	INTJ
fsr-3398	144	20	ol	ol	ADJ
fsr-3398	144	21	ds	ds	X
fsr-3398	144	22	,	,	PUNCT
fsr-3398	144	23	n	n	X
fsr-3398	144	24	�	�	PROPN
fsr-3398	144	25	2	2	NUM
fsr-3398	144	26	,	,	PUNCT
fsr-3398	144	27	67	67	NUM
fsr-3398	144	28	1	1	NUM
fsr-3398	144	29	sc	sc	PROPN
fsr-3398	144	30	f	f	PROPN
fsr-3398	144	31	ri	ri	PROPN
fsr-3398	144	32	sk	sk	VERB
fsr-3398	144	33	to	to	ADP
fsr-3398	144	34	le	le	PROPN
fsr-3398	144	35	ra	ra	PROPN
fsr-3398	144	36	nc	nc	PROPN
fsr-3398	144	37	e	e	PROPN
fsr-3398	144	38	(	(	PUNCT
fsr-3398	144	39	m	m	VERB
fsr-3398	144	40	ul	ul	INTJ
fsr-3398	144	41	tino	tino	ADJ
fsr-3398	144	42	m	m	PROPN
fsr-3398	144	43	in	in	ADP
fsr-3398	144	44	al	al	PROPN
fsr-3398	144	45	lo	lo	PROPN
fsr-3398	144	46	gi	gi	PROPN
fsr-3398	144	47	st	st	PROPN
fsr-3398	145	1	ic	ic	PROPN
fsr-3398	145	2	re	re	VERB
fsr-3398	145	3	gr	gr	X
fsr-3398	145	4	es	es	X
fsr-3398	145	5	si	si	X
fsr-3398	145	6	on	on	ADP
fsr-3398	145	7	)	)	PUNCT
fsr-3398	145	8	a	a	DET
fsr-3398	145	9	ge	ge	NOUN
fsr-3398	145	10	:	:	PUNCT
fsr-3398	145	11	n	n	CCONJ
fsr-3398	145	12	eg	eg	NOUN
fsr-3398	145	13	at	at	ADP
fsr-3398	145	14	iv	iv	NUM
fsr-3398	145	15	e	e	PROPN
fsr-3398	145	16	in	in	ADP
fsr-3398	145	17	bo	bo	PROPN
fsr-3398	145	18	th	th	X
fsr-3398	145	19	in	in	ADP
fsr-3398	145	20	co	co	NOUN
fsr-3398	145	21	m	m	PROPN
fsr-3398	145	22	e	e	NOUN
fsr-3398	145	23	:	:	PUNCT
fsr-3398	145	24	po	po	X
fsr-3398	145	25	si	si	PROPN
fsr-3398	145	26	tiv	tiv	PROPN
fsr-3398	145	27	e	e	PROPN
fsr-3398	145	28	in	in	ADP
fsr-3398	145	29	bo	bo	PROPN
fsr-3398	145	30	th	th	PROPN
fsr-3398	145	31	e	e	X
fsr-3398	145	32	du	du	X
fsr-3398	145	33	ca	can	AUX
fsr-3398	145	34	tio	tio	VERB
fsr-3398	145	35	n	n	CCONJ
fsr-3398	145	36	:	:	PUNCT
fsr-3398	145	37	po	po	X
fsr-3398	145	38	si	si	PROPN
fsr-3398	145	39	tiv	tiv	PROPN
fsr-3398	145	40	e	e	PROPN
fsr-3398	145	41	in	in	ADP
fsr-3398	145	42	bo	bo	PROPN
fsr-3398	145	43	th	th	PROPN
fsr-3398	145	44	se	se	PROPN
fsr-3398	145	45	lf	lf	PROPN
fsr-3398	145	46	-e	-e	PROPN
fsr-3398	145	47	m	m	PROPN
fsr-3398	145	48	pl	pl	NOUN
fsr-3398	145	49	oy	oy	NOUN
fsr-3398	146	1	ed	ed	NOUN
fsr-3398	146	2	:	:	PUNCT
fsr-3398	146	3	po	po	X
fsr-3398	146	4	si	si	PROPN
fsr-3398	146	5	tiv	tiv	PROPN
fsr-3398	146	6	e	e	PROPN
fsr-3398	146	7	in	in	ADP
fsr-3398	146	8	c	c	PROPN
fsr-3398	146	9	hi	hi	INTJ
fsr-3398	146	10	ne	ne	X
fsr-3398	146	11	se	se	PROPN
fsr-3398	146	12	r	r	PROPN
fsr-3398	146	13	ac	ac	PROPN
fsr-3398	146	14	ia	ia	PROPN
fsr-3398	146	15	l	l	PROPN
fsr-3398	146	16	/	/	SYM
fsr-3398	146	17	e	e	X
fsr-3398	146	18	th	th	X
fsr-3398	146	19	ni	ni	PROPN
fsr-3398	146	20	c	c	PROPN
fsr-3398	146	21	w	w	PROPN
fsr-3398	146	22	hi	hi	INTJ
fsr-3398	146	23	te	te	INTJ
fsr-3398	146	24	:	:	PUNCT
fsr-3398	146	25	po	po	X
fsr-3398	146	26	si	si	PROPN
fsr-3398	146	27	tiv	tiv	PROPN
fsr-3398	146	28	e	e	PROPN
fsr-3398	146	29	h	h	NOUN
fsr-3398	146	30	ou	ou	X
fsr-3398	146	31	se	se	PROPN
fsr-3398	146	32	ho	ho	PROPN
fsr-3398	146	33	ld	ld	PROPN
fsr-3398	146	34	si	si	PROPN
fsr-3398	146	35	ze	ze	PROPN
fsr-3398	146	36	:	:	PUNCT
fsr-3398	146	37	n	n	PROPN
fsr-3398	146	38	s	s	PART
fsr-3398	146	39	m	m	VERB
fsr-3398	146	40	al	al	PROPN
fsr-3398	146	41	e	e	PROPN
fsr-3398	146	42	:	:	PUNCT
fsr-3398	146	43	po	po	X
fsr-3398	146	44	si	si	PROPN
fsr-3398	146	45	tiv	tiv	PROPN
fsr-3398	146	46	e	e	PROPN
fsr-3398	146	47	in	in	ADP
fsr-3398	146	48	u	u	PROPN
fsr-3398	146	49	ni	ni	PROPN
fsr-3398	146	50	te	te	PROPN
fsr-3398	146	51	d	d	PROPN
fsr-3398	146	52	st	st	PROPN
fsr-3398	146	53	at	at	ADP
fsr-3398	146	54	es	es	X
fsr-3398	146	55	,	,	PUNCT
fsr-3398	146	56	n	n	PROPN
fsr-3398	146	57	s	s	PROPN
fsr-3398	146	58	in	in	ADP
fsr-3398	146	59	c	c	PROPN
fsr-3398	146	60	hi	hi	INTJ
fsr-3398	146	61	ne	ne	PROPN
fsr-3398	146	62	se	se	PROPN
fsr-3398	146	63	h	h	PROPN
fsr-3398	147	1	om	om	PROPN
fsr-3398	147	2	eo	eo	INTJ
fsr-3398	147	3	w	w	PROPN
fsr-3398	147	4	ne	ne	PROPN
fsr-3398	147	5	rs	rs	PROPN
fsr-3398	147	6	hi	hi	INTJ
fsr-3398	148	1	p	p	X
fsr-3398	148	2	:	:	PUNCT
fsr-3398	148	3	po	po	X
fsr-3398	148	4	si	si	PROPN
fsr-3398	148	5	tiv	tiv	PROPN
fsr-3398	148	6	e	e	PROPN
fsr-3398	148	7	in	in	ADP
fsr-3398	148	8	bo	bo	PROPN
fsr-3398	149	1	th	th	PROPN
fsr-3398	149	2	si	si	PROPN
fsr-3398	149	3	ng	ng	PROPN
fsr-3398	149	4	le	le	X
fsr-3398	149	5	fe	fe	PROPN
fsr-3398	149	6	m	m	PROPN
fsr-3398	149	7	al	al	PROPN
fsr-3398	149	8	e	e	PROPN
fsr-3398	149	9	:	:	PUNCT
fsr-3398	149	10	n	n	CCONJ
fsr-3398	149	11	eg	eg	NOUN
fsr-3398	149	12	at	at	ADP
fsr-3398	149	13	iv	iv	NUM
fsr-3398	149	14	e	e	PROPN
fsr-3398	149	15	m	m	PROPN
fsr-3398	149	16	ar	ar	PROPN
fsr-3398	149	17	ri	ri	PROPN
fsr-3398	149	18	ed	ed	NOUN
fsr-3398	149	19	:	:	PUNCT
fsr-3398	149	20	po	po	X
fsr-3398	149	21	si	si	PROPN
fsr-3398	149	22	tiv	tiv	PROPN
fsr-3398	149	23	e	e	PROPN
fsr-3398	149	24	in	in	ADP
fsr-3398	149	25	u	u	PROPN
fsr-3398	149	26	ni	ni	PROPN
fsr-3398	149	27	te	te	PROPN
fsr-3398	149	28	d	d	PROPN
fsr-3398	149	29	st	st	PROPN
fsr-3398	149	30	at	at	ADP
fsr-3398	149	31	es	es	X
fsr-3398	149	32	,	,	PUNCT
fsr-3398	149	33	n	n	PROPN
fsr-3398	149	34	s	s	PROPN
fsr-3398	149	35	in	in	ADP
fsr-3398	149	36	c	c	PROPN
fsr-3398	149	37	hi	hi	INTJ
fsr-3398	149	38	ne	ne	X
fsr-3398	149	39	se	se	X
fsr-3398	149	40	(	(	PUNCT
fsr-3398	149	41	b	b	X
fsr-3398	149	42	ot	ot	PROPN
fsr-3398	149	43	h	h	PROPN
fsr-3398	149	44	�	�	PROPN
fsr-3398	149	45	si	si	PROPN
fsr-3398	149	46	gn	gn	PROPN
fsr-3398	149	47	ifi	ifi	PROPN
fsr-3398	149	48	ca	can	AUX
fsr-3398	149	49	nt	not	PART
fsr-3398	149	50	ef	ef	VERB
fsr-3398	149	51	fe	fe	X
fsr-3398	149	52	ct	ct	X
fsr-3398	149	53	in	in	ADP
fsr-3398	149	54	bo	bo	PROPN
fsr-3398	149	55	th	th	X
fsr-3398	149	56	c	c	NOUN
fsr-3398	149	57	hi	hi	INTJ
fsr-3398	149	58	ne	ne	X
fsr-3398	149	59	se	se	PROPN
fsr-3398	149	60	an	an	PROPN
fsr-3398	149	61	d	d	X
fsr-3398	149	62	u	u	NOUN
fsr-3398	149	63	.s	.s	NOUN
fsr-3398	149	64	.	.	PUNCT
fsr-3398	150	1	an	an	DET
fsr-3398	150	2	al	al	PROPN
fsr-3398	150	3	ys	ys	PROPN
fsr-3398	150	4	es	es	PROPN
fsr-3398	150	5	)	)	PUNCT
fsr-3398	151	1	t	t	PROPN
fsr-3398	151	2	er	er	INTJ
fsr-3398	151	3	pe	pe	INTJ
fsr-3398	151	4	rs	rs	PROPN
fsr-3398	151	5	tr	tr	VERB
fsr-3398	151	6	at	at	ADP
fsr-3398	151	7	on	on	ADP
fsr-3398	151	8	g	g	PROPN
fsr-3398	151	9	an	an	DET
fsr-3398	151	10	d	d	X
fsr-3398	151	11	t	t	X
fsr-3398	151	12	er	er	INTJ
fsr-3398	151	13	pe	pe	INTJ
fsr-3398	151	14	rs	rs	PROPN
fsr-3398	151	15	tr	tr	VERB
fsr-3398	151	16	a	a	DET
fsr-3398	151	17	(	(	PUNCT
fsr-3398	151	18	2	2	NUM
fsr-3398	151	19	01	01	NUM
fsr-3398	151	20	3	3	NUM
fsr-3398	151	21	)	)	PUNCT
fsr-3398	151	22	st	st	NOUN
fsr-3398	151	23	ud	ud	INTJ
fsr-3398	151	24	en	en	X
fsr-3398	151	25	ts	ts	NOUN
fsr-3398	151	26	in	in	ADP
fsr-3398	151	27	u	u	PROPN
fsr-3398	151	28	ni	ni	PROPN
fsr-3398	151	29	te	te	PROPN
fsr-3398	151	30	d	d	PROPN
fsr-3398	151	31	st	st	PROPN
fsr-3398	151	32	at	at	ADP
fsr-3398	151	33	es	es	X
fsr-3398	151	34	,	,	PUNCT
fsr-3398	151	35	h	h	NOUN
fsr-3398	151	36	on	on	ADP
fsr-3398	151	37	g	g	PROPN
fsr-3398	151	38	k	k	PROPN
fsr-3398	151	39	on	on	ADP
fsr-3398	151	40	g	g	PROPN
fsr-3398	151	41	,	,	PUNCT
fsr-3398	151	42	m	m	VERB
fsr-3398	151	43	ac	ac	ADJ
fsr-3398	151	44	ao	ao	PROPN
fsr-3398	151	45	,	,	PUNCT
fsr-3398	151	46	n	n	X
fsr-3398	151	47	�	�	PROPN
fsr-3398	151	48	52	52	NUM
fsr-3398	151	49	2	2	NUM
fsr-3398	151	50	g	g	NOUN
fsr-3398	151	51	ra	ra	PROPN
fsr-3398	151	52	bl	bl	PROPN
fsr-3398	152	1	e	e	PROPN
fsr-3398	152	2	m	m	PROPN
fsr-3398	152	3	ea	ea	PROPN
fsr-3398	152	4	su	su	PROPN
fsr-3398	152	5	re	re	PROPN
fsr-3398	152	6	(	(	PUNCT
fsr-3398	152	7	o	o	NOUN
fsr-3398	152	8	l	l	NOUN
fsr-3398	152	9	s	s	X
fsr-3398	152	10	re	re	X
fsr-3398	152	11	gr	gr	NOUN
fsr-3398	152	12	es	es	X
fsr-3398	152	13	si	si	X
fsr-3398	152	14	on	on	ADV
fsr-3398	152	15	)	)	PUNCT
fsr-3398	152	16	c	c	VERB
fsr-3398	152	17	hi	hi	INTJ
fsr-3398	152	18	ne	ne	PROPN
fsr-3398	152	19	se	se	X
fsr-3398	152	20	re	re	AUX
fsr-3398	152	21	sp	sp	VERB
fsr-3398	152	22	on	on	ADP
fsr-3398	152	23	de	de	X
fsr-3398	152	24	nt	not	PART
fsr-3398	152	25	s	s	VERB
fsr-3398	152	26	no	no	DET
fsr-3398	152	27	t	t	NOUN
fsr-3398	152	28	si	si	PROPN
fsr-3398	152	29	gn	gn	PROPN
fsr-3398	152	30	ifi	ifi	PROPN
fsr-3398	152	31	ca	can	AUX
fsr-3398	152	32	nt	not	PART
fsr-3398	152	33	ly	ly	VERB
fsr-3398	152	34	di	di	INTJ
fsr-3398	153	1	ff	ff	INTJ
fsr-3398	153	2	er	er	INTJ
fsr-3398	153	3	en	en	INTJ
fsr-3398	153	4	t	t	NOUN
fsr-3398	154	1	fr	fr	INTJ
fsr-3398	154	2	om	om	PROPN
fsr-3398	154	3	u	u	PROPN
fsr-3398	154	4	.s	.s	NOUN
fsr-3398	154	5	.	.	PUNCT
fsr-3398	155	1	re	re	VERB
fsr-3398	155	2	sp	sp	ADP
fsr-3398	155	3	on	on	ADP
fsr-3398	155	4	de	de	X
fsr-3398	155	5	nt	not	PART
fsr-3398	155	6	s	s	X
fsr-3398	155	7	(	(	PUNCT
fsr-3398	155	8	m	m	PROPN
fsr-3398	155	9	od	od	PROPN
fsr-3398	155	10	el	el	PROPN
fsr-3398	155	11	3	3	NUM
fsr-3398	155	12	)	)	PUNCT
fsr-3398	156	1	n	n	DET
fsr-3398	156	2	a	a	DET
fsr-3398	156	3	a	a	DET
fsr-3398	156	4	ge	ge	NOUN
fsr-3398	156	5	:	:	PUNCT
fsr-3398	156	6	n	n	CCONJ
fsr-3398	156	7	eg	eg	NOUN
fsr-3398	156	8	at	at	ADP
fsr-3398	156	9	iv	iv	NUM
fsr-3398	156	10	e	e	PROPN
fsr-3398	156	11	m	m	NOUN
fsr-3398	156	12	al	al	PROPN
fsr-3398	156	13	e	e	PROPN
fsr-3398	156	14	:	:	PUNCT
fsr-3398	156	15	po	po	X
fsr-3398	156	16	si	si	PROPN
fsr-3398	156	17	tiv	tiv	PROPN
fsr-3398	156	18	e	e	PROPN
fsr-3398	156	19	py	py	PROPN
fsr-3398	156	20	le	le	PROPN
fsr-3398	156	21	s	s	PROPN
fsr-3398	156	22	,	,	PUNCT
fsr-3398	156	23	l	l	PROPN
fsr-3398	156	24	i	i	PROPN
fsr-3398	156	25	,	,	PUNCT
fsr-3398	156	26	w	w	PROPN
fsr-3398	156	27	u	u	PROPN
fsr-3398	156	28	,	,	PUNCT
fsr-3398	156	29	an	an	PRON
fsr-3398	156	30	d	d	X
fsr-3398	156	31	d	d	X
fsr-3398	156	32	ol	ol	PROPN
fsr-3398	156	33	vi	vi	PROPN
fsr-3398	156	34	n	n	CCONJ
fsr-3398	156	35	(	(	PUNCT
fsr-3398	156	36	2	2	NUM
fsr-3398	156	37	01	01	NUM
fsr-3398	156	38	6	6	NUM
fsr-3398	156	39	)	)	PUNCT
fsr-3398	156	40	su	su	PROPN
fsr-3398	157	1	rv	rv	PROPN
fsr-3398	157	2	ey	ey	PROPN
fsr-3398	157	3	of	of	ADP
fsr-3398	157	4	st	st	PROPN
fsr-3398	157	5	ud	ud	INTJ
fsr-3398	157	6	en	en	X
fsr-3398	157	7	ts	ts	X
fsr-3398	157	8	at	at	ADP
fsr-3398	157	9	a	a	DET
fsr-3398	157	10	u	u	NOUN
fsr-3398	157	11	ni	ni	PROPN
fsr-3398	157	12	te	te	PROPN
fsr-3398	157	13	d	d	PROPN
fsr-3398	157	14	st	st	PROPN
fsr-3398	157	15	at	at	ADP
fsr-3398	157	16	es	es	X
fsr-3398	157	17	un	un	PROPN
fsr-3398	158	1	iv	iv	INTJ
fsr-3398	158	2	er	er	INTJ
fsr-3398	158	3	si	si	INTJ
fsr-3398	158	4	ty	ty	INTJ
fsr-3398	158	5	(	(	PUNCT
fsr-3398	158	6	n	n	X
fsr-3398	158	7	�	�	PROPN
fsr-3398	158	8	21	21	NUM
fsr-3398	158	9	5	5	NUM
fsr-3398	158	10	)	)	PUNCT
fsr-3398	158	11	an	an	DET
fsr-3398	158	12	d	d	PROPN
fsr-3398	158	13	2	2	NUM
fsr-3398	158	14	c	c	NOUN
fsr-3398	158	15	hi	hi	INTJ
fsr-3398	158	16	ne	ne	PROPN
fsr-3398	158	17	se	se	PROPN
fsr-3398	158	18	un	un	PROPN
fsr-3398	159	1	iv	iv	INTJ
fsr-3398	159	2	er	er	INTJ
fsr-3398	159	3	si	si	INTJ
fsr-3398	159	4	tie	tie	NOUN
fsr-3398	159	5	s	s	PART
fsr-3398	159	6	(	(	PUNCT
fsr-3398	159	7	n	n	NOUN
fsr-3398	159	8	-6	-6	PROPN
fsr-3398	159	9	20	20	NUM
fsr-3398	159	10	)	)	PUNCT
fsr-3398	159	11	sc	sc	PROPN
fsr-3398	160	1	f	f	PROPN
fsr-3398	160	2	m	m	PROPN
fsr-3398	160	3	ea	ea	PROPN
fsr-3398	160	4	su	su	PROPN
fsr-3398	160	5	re	re	PROPN
fsr-3398	160	6	(	(	PUNCT
fsr-3398	160	7	l	l	NOUN
fsr-3398	160	8	og	og	PROPN
fsr-3398	160	9	it	it	PRON
fsr-3398	160	10	)	)	PUNCT
fsr-3398	161	1	an	an	DET
fsr-3398	161	2	d	d	NOUN
fsr-3398	161	3	g	g	PROPN
fsr-3398	161	4	ra	ra	PROPN
fsr-3398	161	5	bl	bl	PROPN
fsr-3398	162	1	e	e	PROPN
fsr-3398	162	2	m	m	PROPN
fsr-3398	162	3	ea	ea	PROPN
fsr-3398	162	4	su	su	PROPN
fsr-3398	162	5	re	re	PROPN
fsr-3398	162	6	(	(	PUNCT
fsr-3398	162	7	o	o	NOUN
fsr-3398	162	8	l	l	NOUN
fsr-3398	162	9	s	s	X
fsr-3398	162	10	re	re	X
fsr-3398	162	11	gr	gr	NOUN
fsr-3398	162	12	es	es	X
fsr-3398	162	13	si	si	X
fsr-3398	162	14	on	on	ADV
fsr-3398	162	15	)	)	PUNCT
fsr-3398	162	16	c	c	AUX
fsr-3398	162	17	hi	hi	AUX
fsr-3398	162	18	ne	ne	AUX
fsr-3398	162	19	se	se	X
fsr-3398	162	20	re	re	AUX
fsr-3398	162	21	sp	sp	VERB
fsr-3398	162	22	on	on	ADP
fsr-3398	162	23	de	de	X
fsr-3398	162	24	nt	not	PART
fsr-3398	162	25	s	s	PART
fsr-3398	162	26	m	m	NOUN
fsr-3398	162	27	or	or	CCONJ
fsr-3398	162	28	e	e	ADJ
fsr-3398	162	29	ri	ri	NOUN
fsr-3398	162	30	sk	sk	VERB
fsr-3398	162	31	to	to	ADP
fsr-3398	162	32	le	le	PROPN
fsr-3398	162	33	ra	ra	PROPN
fsr-3398	162	34	nt	not	PART
fsr-3398	162	35	th	th	X
fsr-3398	162	36	an	an	DET
fsr-3398	162	37	u	u	NOUN
fsr-3398	162	38	.s	.s	NOUN
fsr-3398	162	39	.	.	PUNCT
fsr-3398	163	1	re	re	VERB
fsr-3398	163	2	sp	sp	ADP
fsr-3398	163	3	on	on	ADP
fsr-3398	163	4	de	de	X
fsr-3398	163	5	nt	not	PART
fsr-3398	163	6	s	s	PART
fsr-3398	163	7	n	n	PRON
fsr-3398	163	8	a	a	DET
fsr-3398	163	9	ex	ex	X
fsr-3398	163	10	ce	ce	X
fsr-3398	163	11	pt	pt	PROPN
fsr-3398	164	1	fo	fo	ADP
fsr-3398	164	2	r	r	PROPN
fsr-3398	164	3	pa	pa	PROPN
fsr-3398	164	4	re	re	VERB
fsr-3398	164	5	nt	not	PART
fsr-3398	164	6	ed	ed	PROPN
fsr-3398	164	7	uc	uc	PROPN
fsr-3398	164	8	at	at	ADP
fsr-3398	164	9	io	io	PROPN
fsr-3398	164	10	n	n	PRON
fsr-3398	164	11	an	an	PRON
fsr-3398	164	12	d	d	PROPN
fsr-3398	164	13	in	in	ADP
fsr-3398	164	14	co	co	NOUN
fsr-3398	164	15	m	m	PROPN
fsr-3398	164	16	e	e	NOUN
fsr-3398	164	17	l	l	NOUN
fsr-3398	165	1	ow	ow	INTJ
fsr-3398	165	2	pa	pa	PROPN
fsr-3398	165	3	re	re	PROPN
fsr-3398	165	4	nt	not	PART
fsr-3398	165	5	ed	ed	PROPN
fsr-3398	165	6	uc	uc	PROPN
fsr-3398	165	7	at	at	ADP
fsr-3398	165	8	io	io	PROPN
fsr-3398	165	9	n	n	CCONJ
fsr-3398	165	10	:	:	PUNCT
fsr-3398	165	11	po	po	X
fsr-3398	165	12	si	si	PROPN
fsr-3398	165	13	tiv	tiv	PROPN
fsr-3398	165	14	e	e	PROPN
fsr-3398	165	15	fo	fo	ADP
fsr-3398	165	16	r	r	PROPN
fsr-3398	165	17	sc	sc	PROPN
fsr-3398	165	18	f	f	PROPN
fsr-3398	165	19	m	m	PROPN
fsr-3398	165	20	ea	ea	PROPN
fsr-3398	165	21	su	su	PROPN
fsr-3398	165	22	re	re	PROPN
fsr-3398	165	23	,	,	PUNCT
fsr-3398	165	24	n	n	PROPN
fsr-3398	165	25	s	s	NOUN
fsr-3398	165	26	fo	fo	INTJ
fsr-3398	165	27	r	r	NOUN
fsr-3398	165	28	g	g	PROPN
fsr-3398	165	29	ra	ra	PROPN
fsr-3398	165	30	bl	bl	PROPN
fsr-3398	166	1	e	e	PROPN
fsr-3398	166	2	m	m	PROPN
fsr-3398	166	3	ea	ea	PROPN
fsr-3398	166	4	su	su	PROPN
fsr-3398	166	5	re	re	PROPN
fsr-3398	166	6	fe	fe	PROPN
fsr-3398	166	7	m	m	PROPN
fsr-3398	166	8	al	al	PROPN
fsr-3398	166	9	e	e	PROPN
fsr-3398	166	10	:	:	PUNCT
fsr-3398	166	11	n	n	CCONJ
fsr-3398	166	12	eg	eg	NOUN
fsr-3398	166	13	at	at	ADP
fsr-3398	166	14	iv	iv	NUM
fsr-3398	166	15	e	e	NOUN
fsr-3398	166	16	fo	fo	INTJ
fsr-3398	166	17	r	r	NOUN
fsr-3398	166	18	bo	bo	PROPN
fsr-3398	166	19	th	th	X
fsr-3398	166	20	m	m	NOUN
fsr-3398	166	21	ea	ea	X
fsr-3398	166	22	su	su	PROPN
fsr-3398	166	23	re	re	PROPN
fsr-3398	166	24	s	s	PROPN
fsr-3398	166	25	h	h	NOUN
fsr-3398	167	1	ig	ig	PROPN
fsr-3398	167	2	h	h	NOUN
fsr-3398	167	3	pa	pa	PROPN
fsr-3398	167	4	re	re	AUX
fsr-3398	167	5	nt	not	PART
fsr-3398	167	6	in	in	ADV
fsr-3398	167	7	co	co	VERB
fsr-3398	167	8	m	m	PROPN
fsr-3398	167	9	e	e	NOUN
fsr-3398	167	10	:	:	PUNCT
fsr-3398	167	11	n	n	CCONJ
fsr-3398	167	12	eg	eg	NOUN
fsr-3398	167	13	at	at	ADP
fsr-3398	167	14	iv	iv	NUM
fsr-3398	167	15	e	e	NOUN
fsr-3398	167	16	fo	fo	ADP
fsr-3398	167	17	r	r	PROPN
fsr-3398	167	18	sc	sc	PROPN
fsr-3398	167	19	f	f	PROPN
fsr-3398	167	20	m	m	PROPN
fsr-3398	167	21	ea	ea	PROPN
fsr-3398	167	22	su	su	PROPN
fsr-3398	167	23	re	re	PROPN
fsr-3398	167	24	,	,	PUNCT
fsr-3398	167	25	n	n	PROPN
fsr-3398	167	26	s	s	NOUN
fsr-3398	168	1	fo	fo	INTJ
fsr-3398	168	2	r	r	NOUN
fsr-3398	168	3	g	g	PROPN
fsr-3398	168	4	ra	ra	PROPN
fsr-3398	168	5	bl	bl	PROPN
fsr-3398	169	1	e	e	PROPN
fsr-3398	169	2	m	m	PROPN
fsr-3398	169	3	ea	ea	PROPN
fsr-3398	169	4	su	su	PROPN
fsr-3398	169	5	re	re	PROPN
fsr-3398	169	6	l	l	PROPN
fsr-3398	170	1	ow	ow	INTJ
fsr-3398	170	2	pa	pa	PROPN
fsr-3398	170	3	re	re	AUX
fsr-3398	170	4	nt	not	PART
fsr-3398	170	5	in	in	ADV
fsr-3398	170	6	co	co	VERB
fsr-3398	170	7	m	m	PROPN
fsr-3398	170	8	e	e	NOUN
fsr-3398	170	9	:	:	PUNCT
fsr-3398	170	10	n	n	PROPN
fsr-3398	170	11	s	s	NOUN
fsr-3398	170	12	fo	fo	ADP
fsr-3398	170	13	r	r	NOUN
fsr-3398	170	14	sc	sc	PROPN
fsr-3398	170	15	f	f	PROPN
fsr-3398	170	16	m	m	PROPN
fsr-3398	170	17	ea	ea	PROPN
fsr-3398	170	18	su	su	PROPN
fsr-3398	170	19	re	re	PROPN
fsr-3398	170	20	,	,	PUNCT
fsr-3398	170	21	ne	ne	PROPN
fsr-3398	170	22	ga	ga	PROPN
fsr-3398	171	1	tiv	tiv	PROPN
fsr-3398	171	2	e	e	PROPN
fsr-3398	171	3	fo	fo	ADP
fsr-3398	171	4	r	r	NOUN
fsr-3398	171	5	g	g	PROPN
fsr-3398	171	6	ra	ra	PROPN
fsr-3398	171	7	bl	bl	PROPN
fsr-3398	172	1	e	e	PROPN
fsr-3398	172	2	m	m	PROPN
fsr-3398	172	3	ea	ea	X
fsr-3398	172	4	su	su	PROPN
fsr-3398	172	5	re	re	ADP
fsr-3398	172	6	fo	fo	INTJ
fsr-3398	172	7	r	r	PROPN
fsr-3398	172	8	st	st	AUX
fsr-3398	172	9	ud	ud	INTJ
fsr-3398	172	10	ie	ie	PROPN
fsr-3398	172	11	s	s	PROPN
fsr-3398	172	12	an	an	DET
fsr-3398	172	13	al	al	PROPN
fsr-3398	172	14	yz	yz	PROPN
fsr-3398	172	15	in	in	ADP
fsr-3398	172	16	g	g	PROPN
fsr-3398	172	17	sc	sc	PROPN
fsr-3398	172	18	f	f	PROPN
fsr-3398	172	19	ri	ri	PROPN
fsr-3398	172	20	sk	sk	VERB
fsr-3398	172	21	to	to	ADP
fsr-3398	172	22	le	le	PROPN
fsr-3398	172	23	ra	ra	PROPN
fsr-3398	172	24	nc	nc	PROPN
fsr-3398	172	25	e	e	PROPN
fsr-3398	172	26	va	va	PROPN
fsr-3398	172	27	ri	ri	PROPN
fsr-3398	172	28	ab	ab	PROPN
fsr-3398	172	29	le	le	PROPN
fsr-3398	172	30	,	,	PUNCT
fsr-3398	172	31	ef	ef	PROPN
fsr-3398	172	32	fe	fe	X
fsr-3398	172	33	ct	ct	NOUN
fsr-3398	172	34	s	s	VERB
fsr-3398	173	1	fo	fo	INTJ
fsr-3398	173	2	r	r	NOUN
fsr-3398	174	1	so	so	ADV
fsr-3398	174	2	m	m	VERB
fsr-3398	174	3	e	e	NOUN
fsr-3398	174	4	ri	ri	NOUN
fsr-3398	174	5	sk	sk	VERB
fsr-3398	174	6	vs	vs	ADP
fsr-3398	174	7	.	.	PUNCT
fsr-3398	175	1	no	no	PRON
fsr-3398	175	2	ri	ri	NOUN
fsr-3398	175	3	sk	sk	INTJ
fsr-3398	175	4	re	re	PROPN
fsr-3398	175	5	po	po	PROPN
fsr-3398	175	6	rt	rt	PROPN
fsr-3398	175	7	ed	ed	PROPN
fsr-3398	175	8	un	un	PROPN
fsr-3398	175	9	le	le	PROPN
fsr-3398	175	10	ss	ss	PROPN
fsr-3398	176	1	ot	ot	INTJ
fsr-3398	176	2	he	he	PRON
fsr-3398	176	3	rw	rw	PROPN
fsr-3398	176	4	is	be	AUX
fsr-3398	176	5	e	e	NOUN
fsr-3398	176	6	no	no	INTJ
fsr-3398	176	7	te	te	PROPN
fsr-3398	176	8	d.	d.	PROPN
fsr-3398	176	9	u	u	PROPN
fsr-3398	176	10	.	.	PUNCT
fsr-3398	177	1	s.	s.	PROPN
fsr-3398	177	2	sc	sc	PROPN
fsr-3398	177	3	f	f	PROPN
fsr-3398	177	4	�	�	PROPN
fsr-3398	177	5	u	u	PROPN
fsr-3398	177	6	.s	.s	PROPN
fsr-3398	177	7	.	.	PUNCT
fsr-3398	178	1	su	su	PROPN
fsr-3398	178	2	rv	rv	PROPN
fsr-3398	178	3	ey	ey	PROPN
fsr-3398	178	4	of	of	ADP
fsr-3398	178	5	c	c	PROPN
fsr-3398	178	6	on	on	ADP
fsr-3398	178	7	su	su	PROPN
fsr-3398	178	8	m	m	PROPN
fsr-3398	178	9	er	er	INTJ
fsr-3398	178	10	fi	fi	INTJ
fsr-3398	178	11	na	na	INTJ
fsr-3398	178	12	nc	nc	PROPN
fsr-3398	178	13	es	es	PROPN
fsr-3398	178	14	;	;	PUNCT
fsr-3398	178	15	n	n	PROPN
fsr-3398	178	16	s	s	PROPN
fsr-3398	178	17	�	�	PROPN
fsr-3398	178	18	no	no	DET
fsr-3398	178	19	t	t	NOUN
fsr-3398	178	20	si	si	PROPN
fsr-3398	178	21	gn	gn	PROPN
fsr-3398	178	22	ifi	ifi	PROPN
fsr-3398	178	23	ca	can	AUX
fsr-3398	178	24	nt	not	PART
fsr-3398	178	25	ly	ly	VERB
fsr-3398	178	26	di	di	INTJ
fsr-3398	179	1	ff	ff	INTJ
fsr-3398	179	2	er	er	INTJ
fsr-3398	179	3	en	en	ADP
fsr-3398	179	4	t	t	PROPN
fsr-3398	180	1	fr	fr	INTJ
fsr-3398	180	2	om	om	PROPN
fsr-3398	180	3	0	0	NUM
fsr-3398	181	1	at	at	ADP
fsr-3398	181	2	5	5	NUM
fsr-3398	181	3	%	%	NOUN
fsr-3398	181	4	le	le	X
fsr-3398	181	5	ve	ve	VERB
fsr-3398	181	6	l.	l.	PROPN
fsr-3398	181	7	285s.d	285s.d	PROPN
fsr-3398	181	8	.	.	PUNCT
fsr-3398	182	1	hanna	hanna	PROPN
fsr-3398	182	2	et	et	PROPN
fsr-3398	182	3	al	al	PROPN
fsr-3398	182	4	.	.	PUNCT
fsr-3398	182	5	/	/	SYM
fsr-3398	182	6	financial	financial	ADJ
fsr-3398	182	7	services	service	NOUN
fsr-3398	182	8	review	review	VERB
fsr-3398	182	9	27	27	NUM
fsr-3398	182	10	(	(	PUNCT
fsr-3398	182	11	2018	2018	NUM
fsr-3398	182	12	)	)	PUNCT
fsr-3398	182	13	279	279	NUM
fsr-3398	182	14	-	-	SYM
fsr-3398	182	15	302	302	NUM
fsr-3398	182	16	appropriate	appropriate	ADJ
fsr-3398	182	17	,	,	PUNCT
fsr-3398	182	18	so	so	SCONJ
fsr-3398	182	19	they	they	PRON
fsr-3398	182	20	used	use	VERB
fsr-3398	182	21	a	a	DET
fsr-3398	182	22	cumulative	cumulative	ADJ
fsr-3398	182	23	logit	logit	NOUN
fsr-3398	182	24	model	model	NOUN
fsr-3398	182	25	,	,	PUNCT
fsr-3398	182	26	with	with	ADP
fsr-3398	182	27	three	three	NUM
fsr-3398	182	28	separate	separate	ADJ
fsr-3398	182	29	logistic	logistic	ADJ
fsr-3398	182	30	regressions	regression	NOUN
fsr-3398	182	31	on	on	ADP
fsr-3398	182	32	some	some	DET
fsr-3398	182	33	risk	risk	NOUN
fsr-3398	182	34	,	,	PUNCT
fsr-3398	182	35	high	high	ADJ
fsr-3398	182	36	risk	risk	NOUN
fsr-3398	182	37	,	,	PUNCT
fsr-3398	182	38	and	and	CCONJ
fsr-3398	182	39	substantial	substantial	ADJ
fsr-3398	182	40	risk	risk	NOUN
fsr-3398	182	41	.	.	PUNCT
fsr-3398	183	1	wang	wang	PROPN
fsr-3398	183	2	and	and	CCONJ
fsr-3398	183	3	hanna	hanna	PROPN
fsr-3398	183	4	(	(	PUNCT
fsr-3398	183	5	2007	2007	NUM
fsr-3398	183	6	)	)	PUNCT
fsr-3398	183	7	analyzed	analyze	VERB
fsr-3398	183	8	a	a	DET
fsr-3398	183	9	combination	combination	NOUN
fsr-3398	183	10	of	of	ADP
fsr-3398	183	11	the	the	DET
fsr-3398	183	12	1992–2004	1992–2004	NUM
fsr-3398	183	13	scf	scf	PROPN
fsr-3398	183	14	datasets	dataset	NOUN
fsr-3398	183	15	,	,	PUNCT
fsr-3398	183	16	using	use	VERB
fsr-3398	183	17	the	the	DET
fsr-3398	183	18	same	same	ADJ
fsr-3398	183	19	cumulative	cumulative	ADJ
fsr-3398	183	20	logit	logit	NOUN
fsr-3398	183	21	approach	approach	NOUN
fsr-3398	183	22	used	use	VERB
fsr-3398	183	23	by	by	ADP
fsr-3398	183	24	yao	yao	PROPN
fsr-3398	183	25	et	et	PROPN
fsr-3398	183	26	al	al	PROPN
fsr-3398	183	27	.	.	PROPN
fsr-3398	184	1	(	(	PUNCT
fsr-3398	184	2	2004	2004	NUM
fsr-3398	184	3	)	)	PUNCT
fsr-3398	184	4	.	.	PUNCT
fsr-3398	185	1	wang	wang	PROPN
fsr-3398	185	2	and	and	CCONJ
fsr-3398	185	3	hanna	hanna	PROPN
fsr-3398	185	4	obtained	obtain	VERB
fsr-3398	185	5	results	result	NOUN
fsr-3398	185	6	generally	generally	ADV
fsr-3398	185	7	similar	similar	ADJ
fsr-3398	185	8	to	to	ADP
fsr-3398	185	9	those	those	PRON
fsr-3398	185	10	found	find	VERB
fsr-3398	185	11	by	by	ADP
fsr-3398	185	12	yao	yao	PROPN
fsr-3398	185	13	et	et	PROPN
fsr-3398	185	14	al	al	PROPN
fsr-3398	185	15	.	.	PROPN
fsr-3398	185	16	,	,	PUNCT
fsr-3398	185	17	including	include	VERB
fsr-3398	185	18	a	a	DET
fsr-3398	185	19	significant	significant	ADJ
fsr-3398	185	20	negative	negative	ADJ
fsr-3398	185	21	effect	effect	NOUN
fsr-3398	185	22	of	of	ADP
fsr-3398	185	23	age	age	NOUN
fsr-3398	185	24	squared	square	VERB
fsr-3398	185	25	,	,	PUNCT
fsr-3398	185	26	with	with	ADP
fsr-3398	185	27	the	the	DET
fsr-3398	185	28	combined	combined	ADJ
fsr-3398	185	29	effect	effect	NOUN
fsr-3398	185	30	of	of	ADP
fsr-3398	185	31	age	age	NOUN
fsr-3398	185	32	and	and	CCONJ
fsr-3398	185	33	age	age	NOUN
fsr-3398	185	34	squared	square	VERB
fsr-3398	185	35	implying	imply	VERB
fsr-3398	185	36	that	that	SCONJ
fsr-3398	185	37	at	at	ADP
fsr-3398	185	38	mean	mean	ADJ
fsr-3398	185	39	values	value	NOUN
fsr-3398	185	40	of	of	ADP
fsr-3398	185	41	other	other	ADJ
fsr-3398	185	42	variables	variable	NOUN
fsr-3398	185	43	,	,	PUNCT
fsr-3398	185	44	the	the	DET
fsr-3398	185	45	likelihood	likelihood	NOUN
fsr-3398	185	46	of	of	ADP
fsr-3398	185	47	being	be	AUX
fsr-3398	185	48	willing	willing	ADJ
fsr-3398	185	49	to	to	PART
fsr-3398	185	50	take	take	VERB
fsr-3398	185	51	some	some	DET
fsr-3398	185	52	risk	risk	NOUN
fsr-3398	185	53	was	be	AUX
fsr-3398	185	54	about	about	ADV
fsr-3398	185	55	42	42	NUM
fsr-3398	185	56	percentage	percentage	NOUN
fsr-3398	185	57	points	point	NOUN
fsr-3398	185	58	lower	low	ADJ
fsr-3398	185	59	for	for	ADP
fsr-3398	185	60	a	a	DET
fsr-3398	185	61	respondent	respondent	NOUN
fsr-3398	185	62	aged	age	VERB
fsr-3398	185	63	80	80	NUM
fsr-3398	185	64	than	than	ADP
fsr-3398	185	65	for	for	ADP
fsr-3398	185	66	one	one	NUM
fsr-3398	185	67	aged	aged	ADJ
fsr-3398	185	68	25	25	NUM
fsr-3398	185	69	.	.	PUNCT
fsr-3398	186	1	they	they	PRON
fsr-3398	186	2	estimated	estimate	VERB
fsr-3398	186	3	that	that	SCONJ
fsr-3398	186	4	a	a	DET
fsr-3398	186	5	household	household	NOUN
fsr-3398	186	6	with	with	ADP
fsr-3398	186	7	a	a	DET
fsr-3398	186	8	head	head	NOUN
fsr-3398	186	9	with	with	ADP
fsr-3398	186	10	a	a	DET
fsr-3398	186	11	bachelor	bachelor	NOUN
fsr-3398	186	12	’s	’s	PART
fsr-3398	186	13	degree	degree	NOUN
fsr-3398	186	14	would	would	AUX
fsr-3398	186	15	be	be	AUX
fsr-3398	186	16	almost	almost	ADV
fsr-3398	186	17	38	38	NUM
fsr-3398	186	18	percentage	percentage	NOUN
fsr-3398	186	19	points	point	NOUN
fsr-3398	186	20	more	more	ADV
fsr-3398	186	21	likely	likely	ADJ
fsr-3398	186	22	to	to	PART
fsr-3398	186	23	be	be	AUX
fsr-3398	186	24	willing	willing	ADJ
fsr-3398	186	25	to	to	PART
fsr-3398	186	26	take	take	VERB
fsr-3398	186	27	some	some	DET
fsr-3398	186	28	risk	risk	NOUN
fsr-3398	186	29	than	than	ADP
fsr-3398	186	30	an	an	DET
fsr-3398	186	31	otherwise	otherwise	ADV
fsr-3398	186	32	similar	similar	ADJ
fsr-3398	186	33	household	household	NOUN
fsr-3398	186	34	with	with	ADP
fsr-3398	186	35	less	less	ADJ
fsr-3398	186	36	than	than	ADP
fsr-3398	186	37	a	a	DET
fsr-3398	186	38	high	high	ADJ
fsr-3398	186	39	school	school	NOUN
fsr-3398	186	40	degree	degree	NOUN
fsr-3398	186	41	.	.	PUNCT
fsr-3398	187	1	households	household	NOUN
fsr-3398	187	2	with	with	ADP
fsr-3398	187	3	a	a	DET
fsr-3398	187	4	female	female	ADJ
fsr-3398	187	5	respondent	respondent	NOUN
fsr-3398	187	6	had	have	VERB
fsr-3398	187	7	a	a	DET
fsr-3398	187	8	predicted	predict	VERB
fsr-3398	187	9	likelihood	likelihood	NOUN
fsr-3398	187	10	of	of	ADP
fsr-3398	187	11	being	be	AUX
fsr-3398	187	12	willing	willing	ADJ
fsr-3398	187	13	to	to	PART
fsr-3398	187	14	take	take	VERB
fsr-3398	187	15	some	some	DET
fsr-3398	187	16	risk	risk	NOUN
fsr-3398	187	17	14	14	NUM
fsr-3398	187	18	percentage	percentage	NOUN
fsr-3398	187	19	points	point	NOUN
fsr-3398	187	20	lower	low	ADJ
fsr-3398	187	21	than	than	ADP
fsr-3398	187	22	an	an	DET
fsr-3398	187	23	otherwise	otherwise	ADV
fsr-3398	187	24	similar	similar	ADJ
fsr-3398	187	25	household	household	NOUN
fsr-3398	187	26	with	with	ADP
fsr-3398	187	27	a	a	DET
fsr-3398	187	28	male	male	ADJ
fsr-3398	187	29	respondent	respondent	NOUN
fsr-3398	187	30	.	.	PUNCT
fsr-3398	188	1	income	income	NOUN
fsr-3398	188	2	was	be	AUX
fsr-3398	188	3	positively	positively	ADV
fsr-3398	188	4	related	relate	VERB
fsr-3398	188	5	to	to	PART
fsr-3398	188	6	risk	risk	VERB
fsr-3398	188	7	tolerance	tolerance	NOUN
fsr-3398	188	8	.	.	PUNCT
fsr-3398	189	1	2.4	2.4	NUM
fsr-3398	189	2	.	.	PUNCT
fsr-3398	190	1	empirical	empirical	ADJ
fsr-3398	190	2	research	research	NOUN
fsr-3398	190	3	on	on	ADP
fsr-3398	190	4	risk	risk	NOUN
fsr-3398	190	5	tolerance	tolerance	NOUN
fsr-3398	190	6	in	in	ADP
fsr-3398	190	7	china	china	PROPN
fsr-3398	190	8	very	very	ADV
fsr-3398	190	9	few	few	ADJ
fsr-3398	190	10	studies	study	NOUN
fsr-3398	190	11	have	have	AUX
fsr-3398	190	12	directly	directly	ADV
fsr-3398	190	13	addressed	address	VERB
fsr-3398	190	14	financial	financial	ADJ
fsr-3398	190	15	risk	risk	NOUN
fsr-3398	190	16	tolerance	tolerance	NOUN
fsr-3398	190	17	in	in	ADP
fsr-3398	190	18	china	china	PROPN
fsr-3398	190	19	,	,	PUNCT
fsr-3398	190	20	and	and	CCONJ
fsr-3398	190	21	even	even	ADV
fsr-3398	190	22	fewer	few	ADJ
fsr-3398	190	23	studies	study	NOUN
fsr-3398	190	24	have	have	AUX
fsr-3398	190	25	attempted	attempt	VERB
fsr-3398	190	26	to	to	PART
fsr-3398	190	27	directly	directly	ADV
fsr-3398	190	28	compare	compare	VERB
fsr-3398	190	29	risk	risk	NOUN
fsr-3398	190	30	tolerance	tolerance	NOUN
fsr-3398	190	31	in	in	ADP
fsr-3398	190	32	china	china	PROPN
fsr-3398	190	33	to	to	PART
fsr-3398	190	34	risk	risk	VERB
fsr-3398	190	35	tolerance	tolerance	NOUN
fsr-3398	190	36	in	in	ADP
fsr-3398	190	37	the	the	DET
fsr-3398	190	38	united	united	PROPN
fsr-3398	190	39	states	states	PROPN
fsr-3398	190	40	.	.	PUNCT
fsr-3398	191	1	fan	fan	PROPN
fsr-3398	191	2	and	and	CCONJ
fsr-3398	191	3	xiao	xiao	PROPN
fsr-3398	191	4	(	(	PUNCT
fsr-3398	191	5	2006	2006	NUM
fsr-3398	191	6	)	)	PUNCT
fsr-3398	191	7	compared	compare	VERB
fsr-3398	191	8	the	the	DET
fsr-3398	191	9	risk	risk	NOUN
fsr-3398	191	10	tolerance	tolerance	NOUN
fsr-3398	191	11	of	of	ADP
fsr-3398	191	12	chinese	chinese	ADJ
fsr-3398	191	13	workers	worker	NOUN
fsr-3398	191	14	and	and	CCONJ
fsr-3398	191	15	comparable	comparable	ADJ
fsr-3398	191	16	u.s	u.s	PROPN
fsr-3398	191	17	.	.	PROPN
fsr-3398	191	18	respondents	respondent	NOUN
fsr-3398	191	19	in	in	ADP
fsr-3398	191	20	1998	1998	NUM
fsr-3398	191	21	(	(	PUNCT
fsr-3398	191	22	table	table	NOUN
fsr-3398	191	23	1	1	NUM
fsr-3398	191	24	)	)	PUNCT
fsr-3398	191	25	.	.	PUNCT
fsr-3398	192	1	this	this	DET
fsr-3398	192	2	research	research	NOUN
fsr-3398	192	3	used	use	VERB
fsr-3398	192	4	a	a	DET
fsr-3398	192	5	self	self	NOUN
fsr-3398	192	6	-	-	PUNCT
fsr-3398	192	7	collected	collect	VERB
fsr-3398	192	8	data	datum	NOUN
fsr-3398	192	9	of	of	ADP
fsr-3398	192	10	407	407	NUM
fsr-3398	192	11	workers	worker	NOUN
fsr-3398	192	12	from	from	ADP
fsr-3398	192	13	four	four	NUM
fsr-3398	192	14	categories	category	NOUN
fsr-3398	192	15	of	of	ADP
fsr-3398	192	16	enterprises	enterprise	NOUN
fsr-3398	192	17	in	in	ADP
fsr-3398	192	18	guangzhou	guangzhou	PROPN
fsr-3398	192	19	,	,	PUNCT
fsr-3398	192	20	a	a	DET
fsr-3398	192	21	major	major	ADJ
fsr-3398	192	22	city	city	NOUN
fsr-3398	192	23	in	in	ADP
fsr-3398	192	24	china	china	PROPN
fsr-3398	192	25	.	.	PUNCT
fsr-3398	193	1	they	they	PRON
fsr-3398	193	2	reported	report	VERB
fsr-3398	193	3	that	that	SCONJ
fsr-3398	193	4	a	a	DET
fsr-3398	193	5	higher	high	ADJ
fsr-3398	193	6	proportion	proportion	NOUN
fsr-3398	193	7	of	of	ADP
fsr-3398	193	8	u.s	u.s	PROPN
fsr-3398	193	9	.	.	PROPN
fsr-3398	193	10	workers	worker	NOUN
fsr-3398	193	11	were	be	AUX
fsr-3398	193	12	willing	willing	ADJ
fsr-3398	193	13	to	to	PART
fsr-3398	193	14	take	take	VERB
fsr-3398	193	15	some	some	DET
fsr-3398	193	16	risk	risk	NOUN
fsr-3398	193	17	(	(	PUNCT
fsr-3398	193	18	72	72	NUM
fsr-3398	193	19	%	%	NOUN
fsr-3398	193	20	)	)	PUNCT
fsr-3398	193	21	than	than	SCONJ
fsr-3398	193	22	were	be	AUX
fsr-3398	193	23	chinese	chinese	ADJ
fsr-3398	193	24	workers	worker	NOUN
fsr-3398	193	25	(	(	PUNCT
fsr-3398	193	26	65	65	NUM
fsr-3398	193	27	%	%	NOUN
fsr-3398	193	28	)	)	PUNCT
fsr-3398	193	29	.	.	PUNCT
fsr-3398	194	1	the	the	DET
fsr-3398	194	2	multivariate	multivariate	NOUN
fsr-3398	194	3	analyses	analysis	NOUN
fsr-3398	194	4	showed	show	VERB
fsr-3398	194	5	cross	cross	ADJ
fsr-3398	194	6	-	-	ADJ
fsr-3398	194	7	sectional	sectional	ADJ
fsr-3398	194	8	patterns	pattern	NOUN
fsr-3398	194	9	of	of	ADP
fsr-3398	194	10	age	age	NOUN
fsr-3398	194	11	being	be	AUX
fsr-3398	194	12	negatively	negatively	ADV
fsr-3398	194	13	related	relate	VERB
fsr-3398	194	14	to	to	PART
fsr-3398	194	15	risk	risk	VERB
fsr-3398	194	16	tolerance	tolerance	NOUN
fsr-3398	194	17	,	,	PUNCT
fsr-3398	194	18	and	and	CCONJ
fsr-3398	194	19	education	education	NOUN
fsr-3398	194	20	and	and	CCONJ
fsr-3398	194	21	income	income	NOUN
fsr-3398	194	22	being	be	AUX
fsr-3398	194	23	positively	positively	ADV
fsr-3398	194	24	related	relate	VERB
fsr-3398	194	25	to	to	PART
fsr-3398	194	26	risk	risk	VERB
fsr-3398	194	27	tolerance	tolerance	NOUN
fsr-3398	194	28	,	,	PUNCT
fsr-3398	194	29	with	with	ADP
fsr-3398	194	30	self	self	NOUN
fsr-3398	194	31	-	-	PUNCT
fsr-3398	194	32	employed	employ	VERB
fsr-3398	194	33	workers	worker	NOUN
fsr-3398	194	34	being	be	AUX
fsr-3398	194	35	more	more	ADJ
fsr-3398	194	36	risk	risk	NOUN
fsr-3398	194	37	tolerant	tolerant	ADJ
fsr-3398	194	38	than	than	ADP
fsr-3398	194	39	employees	employee	NOUN
fsr-3398	194	40	.	.	PUNCT
fsr-3398	195	1	homeowners	homeowner	NOUN
fsr-3398	195	2	had	have	VERB
fsr-3398	195	3	a	a	DET
fsr-3398	195	4	higher	high	ADJ
fsr-3398	195	5	likelihood	likelihood	NOUN
fsr-3398	195	6	of	of	ADP
fsr-3398	195	7	being	be	AUX
fsr-3398	195	8	willing	willing	ADJ
fsr-3398	195	9	to	to	PART
fsr-3398	195	10	take	take	VERB
fsr-3398	195	11	average	average	ADJ
fsr-3398	195	12	risk	risk	NOUN
fsr-3398	195	13	but	but	CCONJ
fsr-3398	195	14	a	a	DET
fsr-3398	195	15	lower	low	ADJ
fsr-3398	195	16	likelihood	likelihood	NOUN
fsr-3398	195	17	of	of	ADP
fsr-3398	195	18	being	be	AUX
fsr-3398	195	19	willing	willing	ADJ
fsr-3398	195	20	to	to	PART
fsr-3398	195	21	take	take	VERB
fsr-3398	195	22	substantial	substantial	ADJ
fsr-3398	195	23	risk	risk	NOUN
fsr-3398	195	24	than	than	ADP
fsr-3398	195	25	renters	renter	NOUN
fsr-3398	195	26	.	.	PUNCT
fsr-3398	196	1	they	they	PRON
fsr-3398	196	2	also	also	ADV
fsr-3398	196	3	found	find	VERB
fsr-3398	196	4	that	that	SCONJ
fsr-3398	196	5	more	more	ADJ
fsr-3398	196	6	risk	risk	NOUN
fsr-3398	196	7	-	-	PUNCT
fsr-3398	196	8	tolerant	tolerant	ADJ
fsr-3398	196	9	individuals	individual	NOUN
fsr-3398	196	10	were	be	AUX
fsr-3398	196	11	more	more	ADV
fsr-3398	196	12	likely	likely	ADJ
fsr-3398	196	13	to	to	PART
fsr-3398	196	14	own	own	VERB
fsr-3398	196	15	stocks	stock	NOUN
fsr-3398	196	16	.	.	PUNCT
fsr-3398	197	1	fan	fan	PROPN
fsr-3398	197	2	and	and	CCONJ
fsr-3398	197	3	xiao	xiao	PROPN
fsr-3398	197	4	(	(	PUNCT
fsr-3398	197	5	2006	2006	NUM
fsr-3398	197	6	)	)	PUNCT
fsr-3398	197	7	noted	note	VERB
fsr-3398	197	8	that	that	SCONJ
fsr-3398	197	9	their	their	PRON
fsr-3398	197	10	chinese	chinese	ADJ
fsr-3398	197	11	sample	sample	NOUN
fsr-3398	197	12	had	have	VERB
fsr-3398	197	13	limited	limit	VERB
fsr-3398	197	14	generalizability	generalizability	NOUN
fsr-3398	197	15	to	to	ADP
fsr-3398	197	16	all	all	PRON
fsr-3398	197	17	of	of	ADP
fsr-3398	197	18	china	china	PROPN
fsr-3398	197	19	.	.	PUNCT
fsr-3398	198	1	terpstra	terpstra	PROPN
fsr-3398	198	2	-	-	PUNCT
fsr-3398	198	3	tong	tong	PROPN
fsr-3398	198	4	and	and	CCONJ
fsr-3398	198	5	terpstra	terpstra	PROPN
fsr-3398	198	6	(	(	PUNCT
fsr-3398	198	7	2013	2013	NUM
fsr-3398	198	8	)	)	PUNCT
fsr-3398	198	9	compared	compare	VERB
fsr-3398	198	10	the	the	DET
fsr-3398	198	11	financial	financial	ADJ
fsr-3398	198	12	risk	risk	NOUN
fsr-3398	198	13	tolerance	tolerance	NOUN
fsr-3398	198	14	of	of	ADP
fsr-3398	198	15	three	three	NUM
fsr-3398	198	16	samples	sample	NOUN
fsr-3398	198	17	of	of	ADP
fsr-3398	198	18	students	student	NOUN
fsr-3398	198	19	at	at	ADP
fsr-3398	198	20	universities	university	NOUN
fsr-3398	198	21	in	in	ADP
fsr-3398	198	22	hong	hong	PROPN
fsr-3398	198	23	kong	kong	PROPN
fsr-3398	198	24	and	and	CCONJ
fsr-3398	198	25	macao	macao	PROPN
fsr-3398	198	26	and	and	CCONJ
fsr-3398	198	27	at	at	ADP
fsr-3398	198	28	a	a	DET
fsr-3398	198	29	university	university	NOUN
fsr-3398	198	30	in	in	ADP
fsr-3398	198	31	the	the	DET
fsr-3398	198	32	united	united	PROPN
fsr-3398	198	33	states	states	PROPN
fsr-3398	198	34	based	base	VERB
fsr-3398	198	35	on	on	ADP
fsr-3398	198	36	a	a	DET
fsr-3398	198	37	self	self	NOUN
fsr-3398	198	38	-	-	PUNCT
fsr-3398	198	39	collected	collect	VERB
fsr-3398	198	40	data	datum	NOUN
fsr-3398	198	41	,	,	PUNCT
fsr-3398	198	42	with	with	ADP
fsr-3398	198	43	a	a	DET
fsr-3398	198	44	total	total	NOUN
fsr-3398	198	45	of	of	ADP
fsr-3398	198	46	522	522	NUM
fsr-3398	198	47	responses	response	NOUN
fsr-3398	198	48	(	(	PUNCT
fsr-3398	198	49	table	table	NOUN
fsr-3398	198	50	1	1	NUM
fsr-3398	198	51	)	)	PUNCT
fsr-3398	198	52	.	.	PUNCT
fsr-3398	199	1	in	in	ADP
fsr-3398	199	2	a	a	DET
fsr-3398	199	3	multivariate	multivariate	NOUN
fsr-3398	199	4	model	model	NOUN
fsr-3398	199	5	controlling	control	VERB
fsr-3398	199	6	for	for	ADP
fsr-3398	199	7	various	various	ADJ
fsr-3398	199	8	respondent	respondent	NOUN
fsr-3398	199	9	characteristics	characteristic	NOUN
fsr-3398	199	10	,	,	PUNCT
fsr-3398	199	11	there	there	PRON
fsr-3398	199	12	were	be	VERB
fsr-3398	199	13	no	no	DET
fsr-3398	199	14	significant	significant	ADJ
fsr-3398	199	15	differences	difference	NOUN
fsr-3398	199	16	in	in	ADP
fsr-3398	199	17	the	the	DET
fsr-3398	199	18	responses	response	NOUN
fsr-3398	199	19	of	of	ADP
fsr-3398	199	20	chinese	chinese	ADJ
fsr-3398	199	21	respondents	respondent	NOUN
fsr-3398	199	22	and	and	CCONJ
fsr-3398	199	23	u.s	u.s	PROPN
fsr-3398	199	24	.	.	PROPN
fsr-3398	199	25	respondents	respondent	NOUN
fsr-3398	199	26	.	.	PUNCT
fsr-3398	200	1	however	however	ADV
fsr-3398	200	2	,	,	PUNCT
fsr-3398	200	3	the	the	DET
fsr-3398	200	4	sample	sample	NOUN
fsr-3398	200	5	from	from	ADP
fsr-3398	200	6	the	the	DET
fsr-3398	200	7	united	united	PROPN
fsr-3398	200	8	states	states	PROPN
fsr-3398	200	9	consisted	consist	VERB
fsr-3398	200	10	of	of	ADP
fsr-3398	200	11	only	only	ADV
fsr-3398	200	12	70	70	NUM
fsr-3398	200	13	students	student	NOUN
fsr-3398	200	14	from	from	ADP
fsr-3398	200	15	one	one	NUM
fsr-3398	200	16	university	university	NOUN
fsr-3398	200	17	.	.	PUNCT
fsr-3398	201	1	the	the	DET
fsr-3398	201	2	authors	author	NOUN
fsr-3398	201	3	attempted	attempt	VERB
fsr-3398	201	4	to	to	PART
fsr-3398	201	5	compare	compare	VERB
fsr-3398	201	6	residents	resident	NOUN
fsr-3398	201	7	of	of	ADP
fsr-3398	201	8	china	china	PROPN
fsr-3398	201	9	attending	attend	VERB
fsr-3398	201	10	a	a	DET
fsr-3398	201	11	university	university	NOUN
fsr-3398	201	12	in	in	ADP
fsr-3398	201	13	macao	macao	PROPN
fsr-3398	201	14	to	to	ADP
fsr-3398	201	15	students	student	NOUN
fsr-3398	201	16	from	from	ADP
fsr-3398	201	17	hong	hong	PROPN
fsr-3398	201	18	kong	kong	PROPN
fsr-3398	201	19	and	and	CCONJ
fsr-3398	201	20	macao	macao	PROPN
fsr-3398	201	21	.	.	PUNCT
fsr-3398	202	1	men	man	NOUN
fsr-3398	202	2	had	have	VERB
fsr-3398	202	3	higher	high	ADJ
fsr-3398	202	4	risk	risk	NOUN
fsr-3398	202	5	tolerance	tolerance	NOUN
fsr-3398	202	6	than	than	ADP
fsr-3398	202	7	women	woman	NOUN
fsr-3398	202	8	in	in	ADP
fsr-3398	202	9	hong	hong	PROPN
fsr-3398	202	10	kong	kong	PROPN
fsr-3398	202	11	but	but	CCONJ
fsr-3398	202	12	not	not	PART
fsr-3398	202	13	in	in	ADP
fsr-3398	202	14	the	the	DET
fsr-3398	202	15	other	other	ADJ
fsr-3398	202	16	samples	sample	NOUN
fsr-3398	202	17	,	,	PUNCT
fsr-3398	202	18	and	and	CCONJ
fsr-3398	202	19	age	age	NOUN
fsr-3398	202	20	was	be	AUX
fsr-3398	202	21	negatively	negatively	ADV
fsr-3398	202	22	related	relate	VERB
fsr-3398	202	23	to	to	PART
fsr-3398	202	24	risk	risk	VERB
fsr-3398	202	25	tolerance	tolerance	NOUN
fsr-3398	202	26	.	.	PUNCT
fsr-3398	203	1	pyles	pyles	PROPN
fsr-3398	203	2	et	et	PROPN
fsr-3398	203	3	al	al	PROPN
fsr-3398	203	4	.	.	PUNCT
fsr-3398	204	1	(	(	PUNCT
fsr-3398	204	2	2016	2016	NUM
fsr-3398	204	3	)	)	PUNCT
fsr-3398	204	4	surveyed	survey	VERB
fsr-3398	204	5	215	215	NUM
fsr-3398	204	6	students	student	NOUN
fsr-3398	204	7	at	at	ADP
fsr-3398	204	8	a	a	DET
fsr-3398	204	9	u.s	u.s	PROPN
fsr-3398	204	10	.	.	PROPN
fsr-3398	204	11	university	university	PROPN
fsr-3398	204	12	and	and	CCONJ
fsr-3398	204	13	620	620	NUM
fsr-3398	204	14	students	student	NOUN
fsr-3398	204	15	at	at	ADP
fsr-3398	204	16	universities	university	NOUN
fsr-3398	204	17	in	in	ADP
fsr-3398	204	18	hong	hong	PROPN
fsr-3398	204	19	kong	kong	PROPN
fsr-3398	204	20	and	and	CCONJ
fsr-3398	204	21	macao	macao	PROPN
fsr-3398	204	22	(	(	PUNCT
fsr-3398	204	23	table	table	NOUN
fsr-3398	204	24	1	1	NUM
fsr-3398	204	25	)	)	PUNCT
fsr-3398	204	26	.	.	PUNCT
fsr-3398	205	1	their	their	PRON
fsr-3398	205	2	questions	question	NOUN
fsr-3398	205	3	included	include	VERB
fsr-3398	205	4	both	both	CCONJ
fsr-3398	205	5	the	the	DET
fsr-3398	205	6	scf	scf	PROPN
fsr-3398	205	7	measure	measure	NOUN
fsr-3398	205	8	and	and	CCONJ
fsr-3398	205	9	the	the	DET
fsr-3398	205	10	grable	grable	PROPN
fsr-3398	205	11	-	-	PUNCT
fsr-3398	205	12	lytton	lytton	PROPN
fsr-3398	205	13	measure	measure	NOUN
fsr-3398	205	14	.	.	PUNCT
fsr-3398	206	1	the	the	DET
fsr-3398	206	2	chinese	chinese	ADJ
fsr-3398	206	3	students	student	NOUN
fsr-3398	206	4	were	be	AUX
fsr-3398	206	5	more	more	ADJ
fsr-3398	206	6	risk	risk	NOUN
fsr-3398	206	7	tolerant	tolerant	ADJ
fsr-3398	206	8	than	than	ADP
fsr-3398	206	9	otherwise	otherwise	ADV
fsr-3398	206	10	similar	similar	ADJ
fsr-3398	206	11	students	student	NOUN
fsr-3398	206	12	in	in	ADP
fsr-3398	206	13	the	the	DET
fsr-3398	206	14	united	united	PROPN
fsr-3398	206	15	states	states	PROPN
fsr-3398	206	16	.	.	PUNCT
fsr-3398	207	1	women	woman	NOUN
fsr-3398	207	2	were	be	AUX
fsr-3398	207	3	less	less	ADJ
fsr-3398	207	4	risk	risk	NOUN
fsr-3398	207	5	tolerant	tolerant	ADJ
fsr-3398	207	6	than	than	ADP
fsr-3398	207	7	otherwise	otherwise	ADV
fsr-3398	207	8	similar	similar	ADJ
fsr-3398	207	9	male	male	ADJ
fsr-3398	207	10	students	student	NOUN
fsr-3398	207	11	.	.	PUNCT
fsr-3398	208	1	we	we	PRON
fsr-3398	208	2	found	find	VERB
fsr-3398	208	3	one	one	NUM
fsr-3398	208	4	other	other	ADJ
fsr-3398	208	5	journal	journal	NOUN
fsr-3398	208	6	article	article	NOUN
fsr-3398	208	7	(	(	PUNCT
fsr-3398	208	8	lv	lv	PROPN
fsr-3398	208	9	,	,	PUNCT
fsr-3398	208	10	2007	2007	NUM
fsr-3398	208	11	)	)	PUNCT
fsr-3398	208	12	reporting	report	VERB
fsr-3398	208	13	analyses	analysis	NOUN
fsr-3398	208	14	of	of	ADP
fsr-3398	208	15	286	286	NUM
fsr-3398	208	16	s.d	s.d	PROPN
fsr-3398	208	17	.	.	PROPN
fsr-3398	208	18	hanna	hanna	PROPN
fsr-3398	208	19	et	et	PROPN
fsr-3398	208	20	al	al	PROPN
fsr-3398	208	21	.	.	PUNCT
fsr-3398	208	22	/	/	SYM
fsr-3398	208	23	financial	financial	ADJ
fsr-3398	208	24	services	service	NOUN
fsr-3398	208	25	review	review	VERB
fsr-3398	208	26	27	27	NUM
fsr-3398	208	27	(	(	PUNCT
fsr-3398	208	28	2018	2018	NUM
fsr-3398	208	29	)	)	PUNCT
fsr-3398	208	30	279	279	NUM
fsr-3398	208	31	-	-	SYM
fsr-3398	208	32	302	302	NUM
fsr-3398	208	33	risk	risk	NOUN
fsr-3398	208	34	tolerance	tolerance	NOUN
fsr-3398	208	35	in	in	ADP
fsr-3398	208	36	china	china	PROPN
fsr-3398	208	37	,	,	PUNCT
fsr-3398	208	38	but	but	CCONJ
fsr-3398	208	39	it	it	PRON
fsr-3398	208	40	was	be	AUX
fsr-3398	208	41	based	base	VERB
fsr-3398	208	42	on	on	ADP
fsr-3398	208	43	a	a	DET
fsr-3398	208	44	survey	survey	NOUN
fsr-3398	208	45	with	with	ADP
fsr-3398	208	46	88	88	NUM
fsr-3398	208	47	bank	bank	NOUN
fsr-3398	208	48	customers	customer	NOUN
fsr-3398	208	49	in	in	ADP
fsr-3398	208	50	china	china	PROPN
fsr-3398	208	51	,	,	PUNCT
fsr-3398	208	52	so	so	ADV
fsr-3398	208	53	we	we	PRON
fsr-3398	208	54	did	do	AUX
fsr-3398	208	55	not	not	PART
fsr-3398	208	56	include	include	VERB
fsr-3398	208	57	it	it	PRON
fsr-3398	208	58	in	in	ADP
fsr-3398	208	59	table	table	NOUN
fsr-3398	208	60	1	1	NUM
fsr-3398	208	61	.	.	X
fsr-3398	208	62	2.5	2.5	NUM
fsr-3398	208	63	.	.	PUNCT
fsr-3398	209	1	summary	summary	NOUN
fsr-3398	209	2	of	of	ADP
fsr-3398	209	3	consistent	consistent	ADJ
fsr-3398	209	4	empirical	empirical	ADJ
fsr-3398	209	5	effects	effect	NOUN
fsr-3398	209	6	most	most	ADJ
fsr-3398	209	7	research	research	NOUN
fsr-3398	209	8	,	,	PUNCT
fsr-3398	209	9	including	include	VERB
fsr-3398	209	10	research	research	NOUN
fsr-3398	209	11	based	base	VERB
fsr-3398	209	12	on	on	ADP
fsr-3398	209	13	u.s	u.s	PROPN
fsr-3398	209	14	.	.	PROPN
fsr-3398	209	15	household	household	NOUN
fsr-3398	209	16	surveys	survey	NOUN
fsr-3398	209	17	,	,	PUNCT
fsr-3398	209	18	has	have	AUX
fsr-3398	209	19	found	find	VERB
fsr-3398	209	20	men	man	NOUN
fsr-3398	209	21	have	have	VERB
fsr-3398	209	22	higher	high	ADJ
fsr-3398	209	23	risk	risk	NOUN
fsr-3398	209	24	tolerance	tolerance	NOUN
fsr-3398	209	25	than	than	ADP
fsr-3398	209	26	women	woman	NOUN
fsr-3398	209	27	.	.	PUNCT
fsr-3398	210	1	research	research	NOUN
fsr-3398	210	2	using	use	VERB
fsr-3398	210	3	household	household	NOUN
fsr-3398	210	4	surveys	survey	NOUN
fsr-3398	210	5	has	have	AUX
fsr-3398	210	6	generally	generally	ADV
fsr-3398	210	7	found	find	VERB
fsr-3398	210	8	that	that	SCONJ
fsr-3398	210	9	risk	risk	NOUN
fsr-3398	210	10	tolerance	tolerance	NOUN
fsr-3398	210	11	is	be	AUX
fsr-3398	210	12	positively	positively	ADV
fsr-3398	210	13	related	relate	VERB
fsr-3398	210	14	to	to	ADP
fsr-3398	210	15	education	education	NOUN
fsr-3398	210	16	and	and	CCONJ
fsr-3398	210	17	income	income	NOUN
fsr-3398	210	18	.	.	PUNCT
fsr-3398	211	1	white	white	ADJ
fsr-3398	211	2	respondents	respondent	NOUN
fsr-3398	211	3	in	in	ADP
fsr-3398	211	4	the	the	DET
fsr-3398	211	5	u.s	u.s	PROPN
fsr-3398	211	6	.	.	PROPN
fsr-3398	211	7	have	have	AUX
fsr-3398	211	8	been	be	AUX
fsr-3398	211	9	found	find	VERB
fsr-3398	211	10	to	to	PART
fsr-3398	211	11	be	be	AUX
fsr-3398	211	12	more	more	ADV
fsr-3398	211	13	likely	likely	ADJ
fsr-3398	211	14	to	to	PART
fsr-3398	211	15	be	be	AUX
fsr-3398	211	16	willing	willing	ADJ
fsr-3398	211	17	to	to	PART
fsr-3398	211	18	take	take	VERB
fsr-3398	211	19	some	some	DET
fsr-3398	211	20	risk	risk	NOUN
fsr-3398	211	21	than	than	ADP
fsr-3398	211	22	otherwise	otherwise	ADV
fsr-3398	211	23	similar	similar	ADJ
fsr-3398	211	24	respondents	respondent	NOUN
fsr-3398	211	25	with	with	ADP
fsr-3398	211	26	other	other	ADJ
fsr-3398	211	27	racial	racial	ADJ
fsr-3398	211	28	/	/	SYM
fsr-3398	211	29	ethnic	ethnic	ADJ
fsr-3398	211	30	identifications	identification	NOUN
fsr-3398	211	31	.	.	PUNCT
fsr-3398	212	1	households	household	NOUN
fsr-3398	212	2	with	with	ADP
fsr-3398	212	3	a	a	DET
fsr-3398	212	4	self	self	NOUN
fsr-3398	212	5	-	-	PUNCT
fsr-3398	212	6	employed	employ	VERB
fsr-3398	212	7	head	head	NOUN
fsr-3398	212	8	or	or	CCONJ
fsr-3398	212	9	with	with	ADP
fsr-3398	212	10	a	a	DET
fsr-3398	212	11	business	business	NOUN
fsr-3398	212	12	have	have	AUX
fsr-3398	212	13	been	be	AUX
fsr-3398	212	14	found	find	VERB
fsr-3398	212	15	to	to	PART
fsr-3398	212	16	be	be	AUX
fsr-3398	212	17	more	more	ADV
fsr-3398	212	18	willing	willing	ADJ
fsr-3398	212	19	to	to	PART
fsr-3398	212	20	take	take	VERB
fsr-3398	212	21	risk	risk	NOUN
fsr-3398	212	22	.	.	PUNCT
fsr-3398	213	1	the	the	DET
fsr-3398	213	2	effect	effect	NOUN
fsr-3398	213	3	of	of	ADP
fsr-3398	213	4	being	be	AUX
fsr-3398	213	5	a	a	DET
fsr-3398	213	6	single	single	ADJ
fsr-3398	213	7	head	head	NOUN
fsr-3398	213	8	versus	versus	ADP
fsr-3398	213	9	being	be	AUX
fsr-3398	213	10	a	a	DET
fsr-3398	213	11	couple	couple	NOUN
fsr-3398	213	12	has	have	AUX
fsr-3398	213	13	been	be	AUX
fsr-3398	213	14	found	find	VERB
fsr-3398	213	15	to	to	PART
fsr-3398	213	16	have	have	VERB
fsr-3398	213	17	inconsistent	inconsistent	ADJ
fsr-3398	213	18	effects	effect	NOUN
fsr-3398	213	19	in	in	ADP
fsr-3398	213	20	the	the	DET
fsr-3398	213	21	united	united	PROPN
fsr-3398	213	22	states	states	PROPN
fsr-3398	213	23	and	and	CCONJ
fsr-3398	213	24	in	in	ADP
fsr-3398	213	25	china	china	PROPN
fsr-3398	213	26	.	.	PUNCT
fsr-3398	214	1	homeowners	homeowner	NOUN
fsr-3398	214	2	have	have	AUX
fsr-3398	214	3	been	be	AUX
fsr-3398	214	4	found	find	VERB
fsr-3398	214	5	to	to	PART
fsr-3398	214	6	be	be	AUX
fsr-3398	214	7	more	more	ADV
fsr-3398	214	8	likely	likely	ADJ
fsr-3398	214	9	to	to	PART
fsr-3398	214	10	be	be	AUX
fsr-3398	214	11	willing	willing	ADJ
fsr-3398	214	12	to	to	PART
fsr-3398	214	13	take	take	VERB
fsr-3398	214	14	some	some	DET
fsr-3398	214	15	risk	risk	NOUN
fsr-3398	214	16	.	.	PUNCT
fsr-3398	215	1	it	it	PRON
fsr-3398	215	2	is	be	AUX
fsr-3398	215	3	difficult	difficult	ADJ
fsr-3398	215	4	to	to	PART
fsr-3398	215	5	compare	compare	VERB
fsr-3398	215	6	the	the	DET
fsr-3398	215	7	results	result	NOUN
fsr-3398	215	8	of	of	ADP
fsr-3398	215	9	household	household	NOUN
fsr-3398	215	10	surveys	survey	NOUN
fsr-3398	215	11	to	to	ADP
fsr-3398	215	12	the	the	DET
fsr-3398	215	13	results	result	NOUN
fsr-3398	215	14	of	of	ADP
fsr-3398	215	15	student	student	NOUN
fsr-3398	215	16	surveys	survey	NOUN
fsr-3398	215	17	,	,	PUNCT
fsr-3398	215	18	as	as	SCONJ
fsr-3398	215	19	the	the	DET
fsr-3398	215	20	age	age	NOUN
fsr-3398	215	21	and	and	CCONJ
fsr-3398	215	22	education	education	NOUN
fsr-3398	215	23	levels	level	NOUN
fsr-3398	215	24	of	of	ADP
fsr-3398	215	25	student	student	NOUN
fsr-3398	215	26	respondents	respondent	NOUN
fsr-3398	215	27	do	do	AUX
fsr-3398	215	28	not	not	PART
fsr-3398	215	29	vary	vary	VERB
fsr-3398	215	30	much	much	ADV
fsr-3398	215	31	,	,	PUNCT
fsr-3398	215	32	and	and	CCONJ
fsr-3398	215	33	the	the	DET
fsr-3398	215	34	most	most	ADV
fsr-3398	215	35	recent	recent	ADJ
fsr-3398	215	36	analysis	analysis	NOUN
fsr-3398	215	37	of	of	ADP
fsr-3398	215	38	household	household	NOUN
fsr-3398	215	39	survey	survey	NOUN
fsr-3398	215	40	data	datum	NOUN
fsr-3398	215	41	from	from	ADP
fsr-3398	215	42	china	china	PROPN
fsr-3398	215	43	was	be	AUX
fsr-3398	215	44	for	for	ADP
fsr-3398	215	45	a	a	DET
fsr-3398	215	46	1998	1998	NUM
fsr-3398	215	47	survey	survey	NOUN
fsr-3398	215	48	of	of	ADP
fsr-3398	215	49	workers	worker	NOUN
fsr-3398	215	50	in	in	ADP
fsr-3398	215	51	one	one	NUM
fsr-3398	215	52	city	city	NOUN
fsr-3398	215	53	,	,	PUNCT
fsr-3398	215	54	so	so	SCONJ
fsr-3398	215	55	analyses	analysis	NOUN
fsr-3398	215	56	of	of	ADP
fsr-3398	215	57	more	more	ADV
fsr-3398	215	58	recent	recent	ADJ
fsr-3398	215	59	household	household	NOUN
fsr-3398	215	60	survey	survey	NOUN
fsr-3398	215	61	data	datum	NOUN
fsr-3398	215	62	from	from	ADP
fsr-3398	215	63	both	both	DET
fsr-3398	215	64	countries	country	NOUN
fsr-3398	215	65	should	should	AUX
fsr-3398	215	66	provide	provide	VERB
fsr-3398	215	67	valuable	valuable	ADJ
fsr-3398	215	68	insights	insight	NOUN
fsr-3398	215	69	into	into	ADP
fsr-3398	215	70	factors	factor	NOUN
fsr-3398	215	71	affecting	affect	VERB
fsr-3398	215	72	risk	risk	NOUN
fsr-3398	215	73	tolerance	tolerance	NOUN
fsr-3398	215	74	.	.	PUNCT
fsr-3398	216	1	in	in	ADP
fsr-3398	216	2	the	the	DET
fsr-3398	216	3	next	next	ADJ
fsr-3398	216	4	section	section	NOUN
fsr-3398	216	5	,	,	PUNCT
fsr-3398	216	6	we	we	PRON
fsr-3398	216	7	present	present	VERB
fsr-3398	216	8	a	a	DET
fsr-3398	216	9	conceptual	conceptual	ADJ
fsr-3398	216	10	model	model	NOUN
fsr-3398	216	11	for	for	ADP
fsr-3398	216	12	factors	factor	NOUN
fsr-3398	216	13	related	relate	VERB
fsr-3398	216	14	to	to	PART
fsr-3398	216	15	risk	risk	VERB
fsr-3398	216	16	tolerance	tolerance	NOUN
fsr-3398	216	17	.	.	PUNCT
fsr-3398	217	1	it	it	PRON
fsr-3398	217	2	is	be	AUX
fsr-3398	217	3	plausible	plausible	ADJ
fsr-3398	217	4	that	that	SCONJ
fsr-3398	217	5	the	the	DET
fsr-3398	217	6	respondent	respondent	NOUN
fsr-3398	217	7	and	and	CCONJ
fsr-3398	217	8	household	household	NOUN
fsr-3398	217	9	characteristics	characteristic	NOUN
fsr-3398	217	10	are	be	AUX
fsr-3398	217	11	related	relate	VERB
fsr-3398	217	12	to	to	PART
fsr-3398	217	13	risk	risk	VERB
fsr-3398	217	14	preferences	preference	NOUN
fsr-3398	217	15	and	and	CCONJ
fsr-3398	217	16	to	to	PART
fsr-3398	217	17	risk	risk	VERB
fsr-3398	217	18	capacity	capacity	NOUN
fsr-3398	217	19	.	.	PUNCT
fsr-3398	218	1	selection	selection	NOUN
fsr-3398	218	2	of	of	ADP
fsr-3398	218	3	the	the	DET
fsr-3398	218	4	variables	variable	NOUN
fsr-3398	218	5	for	for	ADP
fsr-3398	218	6	our	our	PRON
fsr-3398	218	7	empirical	empirical	ADJ
fsr-3398	218	8	analyses	analysis	NOUN
fsr-3398	218	9	was	be	AUX
fsr-3398	218	10	based	base	VERB
fsr-3398	218	11	on	on	ADP
fsr-3398	218	12	our	our	PRON
fsr-3398	218	13	conceptual	conceptual	ADJ
fsr-3398	218	14	model	model	NOUN
fsr-3398	218	15	,	,	PUNCT
fsr-3398	218	16	but	but	CCONJ
fsr-3398	218	17	also	also	ADV
fsr-3398	218	18	by	by	ADP
fsr-3398	218	19	variables	variable	NOUN
fsr-3398	218	20	used	use	VERB
fsr-3398	218	21	in	in	ADP
fsr-3398	218	22	previous	previous	ADJ
fsr-3398	218	23	empirical	empirical	ADJ
fsr-3398	218	24	research	research	NOUN
fsr-3398	218	25	.	.	PUNCT
fsr-3398	219	1	thus	thus	ADV
fsr-3398	219	2	,	,	PUNCT
fsr-3398	219	3	in	in	ADP
fsr-3398	219	4	our	our	PRON
fsr-3398	219	5	study	study	NOUN
fsr-3398	219	6	,	,	PUNCT
fsr-3398	219	7	we	we	PRON
fsr-3398	219	8	control	control	VERB
fsr-3398	219	9	for	for	ADP
fsr-3398	219	10	respondent	respondent	NOUN
fsr-3398	219	11	and	and	CCONJ
fsr-3398	219	12	household	household	NOUN
fsr-3398	219	13	characteristics	characteristic	NOUN
fsr-3398	219	14	,	,	PUNCT
fsr-3398	219	15	including	include	VERB
fsr-3398	219	16	gender	gender	NOUN
fsr-3398	219	17	,	,	PUNCT
fsr-3398	219	18	education	education	NOUN
fsr-3398	219	19	level	level	NOUN
fsr-3398	219	20	,	,	PUNCT
fsr-3398	219	21	age	age	NOUN
fsr-3398	219	22	,	,	PUNCT
fsr-3398	219	23	and	and	CCONJ
fsr-3398	219	24	household	household	NOUN
fsr-3398	219	25	income	income	NOUN
fsr-3398	219	26	to	to	PART
fsr-3398	219	27	identify	identify	VERB
fsr-3398	219	28	the	the	DET
fsr-3398	219	29	factors	factor	NOUN
fsr-3398	219	30	that	that	PRON
fsr-3398	219	31	could	could	AUX
fsr-3398	219	32	have	have	VERB
fsr-3398	219	33	significant	significant	ADJ
fsr-3398	219	34	effect	effect	NOUN
fsr-3398	219	35	on	on	ADP
fsr-3398	219	36	chinese	chinese	ADJ
fsr-3398	219	37	respondents	respondent	NOUN
fsr-3398	219	38	’	'	PUNCT
fsr-3398	219	39	risk	risk	NOUN
fsr-3398	219	40	tolerance	tolerance	NOUN
fsr-3398	219	41	.	.	PUNCT
fsr-3398	220	1	the	the	DET
fsr-3398	220	2	main	main	ADJ
fsr-3398	220	3	contribution	contribution	NOUN
fsr-3398	220	4	of	of	ADP
fsr-3398	220	5	this	this	DET
fsr-3398	220	6	research	research	NOUN
fsr-3398	220	7	is	be	AUX
fsr-3398	220	8	to	to	PART
fsr-3398	220	9	use	use	VERB
fsr-3398	220	10	the	the	DET
fsr-3398	220	11	china	china	PROPN
fsr-3398	220	12	household	household	NOUN
fsr-3398	220	13	finance	finance	NOUN
fsr-3398	220	14	survey	survey	NOUN
fsr-3398	220	15	(	(	PUNCT
fsr-3398	220	16	chfs	chfs	PROPN
fsr-3398	220	17	)	)	PUNCT
fsr-3398	220	18	,	,	PUNCT
fsr-3398	220	19	a	a	DET
fsr-3398	220	20	nationwide	nationwide	ADJ
fsr-3398	220	21	dataset	dataset	NOUN
fsr-3398	220	22	to	to	PART
fsr-3398	220	23	test	test	VERB
fsr-3398	220	24	the	the	DET
fsr-3398	220	25	risk	risk	NOUN
fsr-3398	220	26	tolerance	tolerance	NOUN
fsr-3398	220	27	of	of	ADP
fsr-3398	220	28	chinese	chinese	ADJ
fsr-3398	220	29	households	household	NOUN
fsr-3398	220	30	.	.	PUNCT
fsr-3398	221	1	in	in	ADP
fsr-3398	221	2	addition	addition	NOUN
fsr-3398	221	3	,	,	PUNCT
fsr-3398	221	4	we	we	PRON
fsr-3398	221	5	included	include	VERB
fsr-3398	221	6	ethnicity	ethnicity	NOUN
fsr-3398	221	7	in	in	ADP
fsr-3398	221	8	our	our	PRON
fsr-3398	221	9	regression	regression	NOUN
fsr-3398	221	10	model	model	NOUN
fsr-3398	221	11	,	,	PUNCT
fsr-3398	221	12	han	han	PROPN
fsr-3398	221	13	versus	versus	ADP
fsr-3398	221	14	one	one	NUM
fsr-3398	221	15	of	of	ADP
fsr-3398	221	16	the	the	DET
fsr-3398	221	17	other	other	ADJ
fsr-3398	221	18	56	56	NUM
fsr-3398	221	19	ethnicities	ethnicity	NOUN
fsr-3398	221	20	recognized	recognize	VERB
fsr-3398	221	21	in	in	ADP
fsr-3398	221	22	china	china	PROPN
fsr-3398	221	23	,	,	PUNCT
fsr-3398	221	24	because	because	SCONJ
fsr-3398	221	25	of	of	ADP
fsr-3398	221	26	the	the	DET
fsr-3398	221	27	consistent	consistent	ADJ
fsr-3398	221	28	result	result	NOUN
fsr-3398	221	29	in	in	ADP
fsr-3398	221	30	u.s	u.s	PROPN
fsr-3398	221	31	.	.	PROPN
fsr-3398	221	32	research	research	NOUN
fsr-3398	221	33	that	that	SCONJ
fsr-3398	221	34	white	white	ADJ
fsr-3398	221	35	respondents	respondent	NOUN
fsr-3398	221	36	are	be	AUX
fsr-3398	221	37	more	more	ADV
fsr-3398	221	38	likely	likely	ADJ
fsr-3398	221	39	to	to	PART
fsr-3398	221	40	be	be	AUX
fsr-3398	221	41	willing	willing	ADJ
fsr-3398	221	42	to	to	PART
fsr-3398	221	43	take	take	VERB
fsr-3398	221	44	some	some	DET
fsr-3398	221	45	risk	risk	NOUN
fsr-3398	221	46	than	than	ADP
fsr-3398	221	47	otherwise	otherwise	ADV
fsr-3398	221	48	similar	similar	ADJ
fsr-3398	221	49	respondents	respondent	NOUN
fsr-3398	221	50	with	with	ADP
fsr-3398	221	51	other	other	ADJ
fsr-3398	221	52	racial	racial	ADJ
fsr-3398	221	53	/	/	SYM
fsr-3398	221	54	ethnic	ethnic	ADJ
fsr-3398	221	55	identities	identity	NOUN
fsr-3398	221	56	.	.	PUNCT
fsr-3398	222	1	moreover	moreover	ADV
fsr-3398	222	2	,	,	PUNCT
fsr-3398	222	3	we	we	PRON
fsr-3398	222	4	present	present	VERB
fsr-3398	222	5	a	a	DET
fsr-3398	222	6	comparison	comparison	NOUN
fsr-3398	222	7	of	of	ADP
fsr-3398	222	8	the	the	DET
fsr-3398	222	9	u.s	u.s	PROPN
fsr-3398	222	10	.	.	PROPN
fsr-3398	222	11	respondents	respondent	NOUN
fsr-3398	222	12	and	and	CCONJ
fsr-3398	222	13	chinese	chinese	ADJ
fsr-3398	222	14	respondents	respondent	NOUN
fsr-3398	222	15	in	in	ADP
fsr-3398	222	16	terms	term	NOUN
fsr-3398	222	17	of	of	ADP
fsr-3398	222	18	the	the	DET
fsr-3398	222	19	distribution	distribution	NOUN
fsr-3398	222	20	of	of	ADP
fsr-3398	222	21	risk	risk	NOUN
fsr-3398	222	22	tolerance	tolerance	NOUN
fsr-3398	222	23	and	and	CCONJ
fsr-3398	222	24	present	present	ADJ
fsr-3398	222	25	multivariate	multivariate	NOUN
fsr-3398	222	26	analyses	analysis	NOUN
fsr-3398	222	27	of	of	ADP
fsr-3398	222	28	u.s	u.s	PROPN
fsr-3398	222	29	.	.	PROPN
fsr-3398	222	30	risk	risk	NOUN
fsr-3398	222	31	tolerance	tolerance	NOUN
fsr-3398	222	32	parallel	parallel	NOUN
fsr-3398	222	33	to	to	ADP
fsr-3398	222	34	our	our	PRON
fsr-3398	222	35	multivariate	multivariate	NOUN
fsr-3398	222	36	analyses	analysis	NOUN
fsr-3398	222	37	of	of	ADP
fsr-3398	222	38	risk	risk	NOUN
fsr-3398	222	39	tolerance	tolerance	NOUN
fsr-3398	222	40	of	of	ADP
fsr-3398	222	41	chinese	chinese	ADJ
fsr-3398	222	42	households	household	NOUN
fsr-3398	222	43	.	.	PUNCT
fsr-3398	223	1	3	3	X
fsr-3398	223	2	.	.	X
fsr-3398	223	3	conceptual	conceptual	ADJ
fsr-3398	223	4	model	model	NOUN
fsr-3398	223	5	and	and	CCONJ
fsr-3398	223	6	research	research	NOUN
fsr-3398	223	7	hypotheses	hypothesis	NOUN
fsr-3398	223	8	risk	risk	NOUN
fsr-3398	223	9	tolerance	tolerance	NOUN
fsr-3398	223	10	is	be	AUX
fsr-3398	223	11	sometimes	sometimes	ADV
fsr-3398	223	12	assumed	assume	VERB
fsr-3398	223	13	to	to	PART
fsr-3398	223	14	be	be	AUX
fsr-3398	223	15	a	a	DET
fsr-3398	223	16	preference	preference	NOUN
fsr-3398	223	17	,	,	PUNCT
fsr-3398	223	18	and	and	CCONJ
fsr-3398	223	19	economic	economic	ADJ
fsr-3398	223	20	theory	theory	NOUN
fsr-3398	223	21	provides	provide	VERB
fsr-3398	223	22	limited	limited	ADJ
fsr-3398	223	23	insights	insight	NOUN
fsr-3398	223	24	into	into	ADP
fsr-3398	223	25	the	the	DET
fsr-3398	223	26	determinants	determinant	NOUN
fsr-3398	223	27	of	of	ADP
fsr-3398	223	28	preferences	preference	NOUN
fsr-3398	223	29	(	(	PUNCT
fsr-3398	224	1	yao	yao	NOUN
fsr-3398	224	2	et	et	PROPN
fsr-3398	224	3	al	al	PROPN
fsr-3398	224	4	.	.	PROPN
fsr-3398	224	5	,	,	PUNCT
fsr-3398	224	6	2004	2004	NUM
fsr-3398	224	7	)	)	PUNCT
fsr-3398	224	8	.	.	PUNCT
fsr-3398	225	1	previous	previous	ADJ
fsr-3398	225	2	authors	author	NOUN
fsr-3398	225	3	examining	examine	VERB
fsr-3398	225	4	factors	factor	NOUN
fsr-3398	225	5	related	relate	VERB
fsr-3398	225	6	to	to	ADP
fsr-3398	225	7	levels	level	NOUN
fsr-3398	225	8	of	of	ADP
fsr-3398	225	9	risk	risk	NOUN
fsr-3398	225	10	tolerance	tolerance	NOUN
fsr-3398	225	11	have	have	AUX
fsr-3398	225	12	used	use	VERB
fsr-3398	225	13	psychological	psychological	ADJ
fsr-3398	225	14	and	and	CCONJ
fsr-3398	225	15	sociological	sociological	ADJ
fsr-3398	225	16	models	model	NOUN
fsr-3398	225	17	for	for	ADP
fsr-3398	225	18	conceptual	conceptual	ADJ
fsr-3398	225	19	models	model	NOUN
fsr-3398	225	20	.	.	PUNCT
fsr-3398	226	1	for	for	ADP
fsr-3398	226	2	instance	instance	NOUN
fsr-3398	226	3	,	,	PUNCT
fsr-3398	226	4	yao	yao	PROPN
fsr-3398	226	5	et	et	PROPN
fsr-3398	226	6	al	al	PROPN
fsr-3398	226	7	.	.	PROPN
fsr-3398	227	1	(	(	PUNCT
fsr-3398	227	2	2004	2004	NUM
fsr-3398	227	3	)	)	PUNCT
fsr-3398	227	4	used	use	VERB
fsr-3398	227	5	a	a	DET
fsr-3398	227	6	psychological	psychological	ADJ
fsr-3398	227	7	theory	theory	NOUN
fsr-3398	227	8	that	that	SCONJ
fsr-3398	227	9	people	people	NOUN
fsr-3398	227	10	are	be	AUX
fsr-3398	227	11	affected	affect	VERB
fsr-3398	227	12	more	more	ADV
fsr-3398	227	13	strongly	strongly	ADV
fsr-3398	227	14	by	by	ADP
fsr-3398	227	15	recent	recent	ADJ
fsr-3398	227	16	events	event	NOUN
fsr-3398	227	17	to	to	PART
fsr-3398	227	18	explore	explore	VERB
fsr-3398	227	19	patterns	pattern	NOUN
fsr-3398	227	20	of	of	ADP
fsr-3398	227	21	risk	risk	NOUN
fsr-3398	227	22	tolerance	tolerance	NOUN
fsr-3398	227	23	over	over	ADP
fsr-3398	227	24	time	time	NOUN
fsr-3398	227	25	.	.	PUNCT
fsr-3398	228	1	yao	yao	PROPN
fsr-3398	228	2	et	et	PROPN
fsr-3398	228	3	al	al	PROPN
fsr-3398	228	4	.	.	PROPN
fsr-3398	228	5	also	also	ADV
fsr-3398	228	6	presented	present	VERB
fsr-3398	228	7	a	a	DET
fsr-3398	228	8	conceptual	conceptual	ADJ
fsr-3398	228	9	model	model	NOUN
fsr-3398	228	10	proposing	propose	VERB
fsr-3398	228	11	that	that	DET
fsr-3398	228	12	willingness	willingness	NOUN
fsr-3398	228	13	to	to	PART
fsr-3398	228	14	take	take	VERB
fsr-3398	228	15	investment	investment	NOUN
fsr-3398	228	16	risk	risk	NOUN
fsr-3398	228	17	(	(	PUNCT
fsr-3398	228	18	i.	i.	PROPN
fsr-3398	228	19	e.	e.	PROPN
fsr-3398	228	20	,	,	PUNCT
fsr-3398	228	21	the	the	DET
fsr-3398	228	22	scf	scf	PROPN
fsr-3398	228	23	risk	risk	NOUN
fsr-3398	228	24	tolerance	tolerance	NOUN
fsr-3398	228	25	measure	measure	NOUN
fsr-3398	228	26	)	)	PUNCT
fsr-3398	229	1	287s.d	287s.d	X
fsr-3398	229	2	.	.	PUNCT
fsr-3398	230	1	hanna	hanna	PROPN
fsr-3398	230	2	et	et	PROPN
fsr-3398	230	3	al	al	PROPN
fsr-3398	230	4	.	.	PUNCT
fsr-3398	230	5	/	/	SYM
fsr-3398	230	6	financial	financial	ADJ
fsr-3398	230	7	services	service	NOUN
fsr-3398	230	8	review	review	VERB
fsr-3398	230	9	27	27	NUM
fsr-3398	230	10	(	(	PUNCT
fsr-3398	230	11	2018	2018	NUM
fsr-3398	230	12	)	)	PUNCT
fsr-3398	230	13	279	279	NUM
fsr-3398	230	14	-	-	SYM
fsr-3398	230	15	302	302	NUM
fsr-3398	230	16	is	be	AUX
fsr-3398	230	17	influenced	influence	VERB
fsr-3398	230	18	by	by	ADP
fsr-3398	230	19	risk	risk	NOUN
fsr-3398	230	20	aversion	aversion	NOUN
fsr-3398	230	21	,	,	PUNCT
fsr-3398	230	22	recent	recent	ADJ
fsr-3398	230	23	stock	stock	NOUN
fsr-3398	230	24	market	market	NOUN
fsr-3398	230	25	changes	change	NOUN
fsr-3398	230	26	,	,	PUNCT
fsr-3398	230	27	and	and	CCONJ
fsr-3398	230	28	risk	risk	NOUN
fsr-3398	230	29	capacity	capacity	NOUN
fsr-3398	230	30	as	as	ADP
fsr-3398	230	31	related	relate	VERB
fsr-3398	230	32	to	to	ADP
fsr-3398	230	33	life	life	NOUN
fsr-3398	230	34	cycle	cycle	NOUN
fsr-3398	230	35	stage	stage	NOUN
fsr-3398	230	36	,	,	PUNCT
fsr-3398	230	37	and	and	CCONJ
fsr-3398	230	38	so	so	ADV
fsr-3398	230	39	forth	forth	ADV
fsr-3398	230	40	.	.	PUNCT
fsr-3398	231	1	a	a	DET
fsr-3398	231	2	risk	risk	NOUN
fsr-3398	231	3	tolerance	tolerance	NOUN
fsr-3398	231	4	measure	measure	NOUN
fsr-3398	231	5	that	that	PRON
fsr-3398	231	6	is	be	AUX
fsr-3398	231	7	based	base	VERB
fsr-3398	231	8	on	on	ADP
fsr-3398	231	9	a	a	DET
fsr-3398	231	10	respondent	respondent	NOUN
fsr-3398	231	11	’s	’s	PART
fsr-3398	231	12	willingness	willingness	NOUN
fsr-3398	231	13	to	to	PART
fsr-3398	231	14	invest	invest	VERB
fsr-3398	231	15	in	in	ADP
fsr-3398	231	16	risky	risky	ADJ
fsr-3398	231	17	assets	asset	NOUN
fsr-3398	231	18	may	may	AUX
fsr-3398	231	19	reflect	reflect	VERB
fsr-3398	231	20	many	many	ADJ
fsr-3398	231	21	factors	factor	NOUN
fsr-3398	231	22	,	,	PUNCT
fsr-3398	231	23	not	not	PART
fsr-3398	231	24	just	just	ADV
fsr-3398	231	25	risk	risk	VERB
fsr-3398	231	26	tolerance	tolerance	NOUN
fsr-3398	231	27	as	as	ADP
fsr-3398	231	28	the	the	DET
fsr-3398	231	29	inverse	inverse	NOUN
fsr-3398	231	30	of	of	ADP
fsr-3398	231	31	the	the	DET
fsr-3398	231	32	economist	economist	NOUN
fsr-3398	231	33	’s	’s	PART
fsr-3398	231	34	concept	concept	NOUN
fsr-3398	231	35	of	of	ADP
fsr-3398	231	36	the	the	DET
fsr-3398	231	37	inverse	inverse	NOUN
fsr-3398	231	38	of	of	ADP
fsr-3398	231	39	risk	risk	NOUN
fsr-3398	231	40	aversion	aversion	NOUN
fsr-3398	231	41	.	.	PUNCT
fsr-3398	232	1	fig	fig	NOUN
fsr-3398	232	2	.	.	PUNCT
fsr-3398	233	1	2	2	NUM
fsr-3398	233	2	shows	show	VERB
fsr-3398	233	3	a	a	DET
fsr-3398	233	4	modified	modify	VERB
fsr-3398	233	5	version	version	NOUN
fsr-3398	233	6	of	of	ADP
fsr-3398	233	7	the	the	DET
fsr-3398	233	8	model	model	NOUN
fsr-3398	233	9	presented	present	VERB
fsr-3398	233	10	by	by	ADP
fsr-3398	233	11	hanna	hanna	PROPN
fsr-3398	233	12	et	et	PROPN
fsr-3398	233	13	al	al	PROPN
fsr-3398	233	14	.	.	PROPN
fsr-3398	233	15	(	(	PUNCT
fsr-3398	233	16	2008	2008	NUM
fsr-3398	233	17	)	)	PUNCT
fsr-3398	233	18	,	,	PUNCT
fsr-3398	233	19	who	who	PRON
fsr-3398	233	20	suggested	suggest	VERB
fsr-3398	233	21	that	that	SCONJ
fsr-3398	233	22	a	a	DET
fsr-3398	233	23	household	household	NOUN
fsr-3398	233	24	’s	’s	PART
fsr-3398	233	25	actual	actual	ADJ
fsr-3398	233	26	investment	investment	NOUN
fsr-3398	233	27	choices	choice	NOUN
fsr-3398	233	28	may	may	AUX
fsr-3398	233	29	depend	depend	VERB
fsr-3398	233	30	on	on	ADP
fsr-3398	233	31	risk	risk	NOUN
fsr-3398	233	32	tolerance	tolerance	NOUN
fsr-3398	233	33	,	,	PUNCT
fsr-3398	233	34	and	and	CCONJ
fsr-3398	233	35	other	other	ADJ
fsr-3398	233	36	factors	factor	NOUN
fsr-3398	233	37	.	.	PUNCT
fsr-3398	234	1	some	some	DET
fsr-3398	234	2	households	household	NOUN
fsr-3398	234	3	do	do	AUX
fsr-3398	234	4	not	not	PART
fsr-3398	234	5	have	have	VERB
fsr-3398	234	6	funds	fund	NOUN
fsr-3398	234	7	to	to	PART
fsr-3398	234	8	make	make	VERB
fsr-3398	234	9	any	any	DET
fsr-3398	234	10	investments	investment	NOUN
fsr-3398	234	11	,	,	PUNCT
fsr-3398	234	12	but	but	CCONJ
fsr-3398	234	13	the	the	DET
fsr-3398	234	14	scf	scf	PROPN
fsr-3398	234	15	and	and	CCONJ
fsr-3398	234	16	chfs	chfs	VERB
fsr-3398	234	17	risk	risk	NOUN
fsr-3398	234	18	tolerance	tolerance	NOUN
fsr-3398	234	19	questions	question	NOUN
fsr-3398	234	20	could	could	AUX
fsr-3398	234	21	reflect	reflect	VERB
fsr-3398	234	22	potential	potential	ADJ
fsr-3398	234	23	investment	investment	NOUN
fsr-3398	234	24	choices	choice	NOUN
fsr-3398	234	25	.	.	PUNCT
fsr-3398	235	1	statistical	statistical	ADJ
fsr-3398	235	2	analyses	analysis	NOUN
fsr-3398	235	3	with	with	ADP
fsr-3398	235	4	controls	control	NOUN
fsr-3398	235	5	for	for	ADP
fsr-3398	235	6	many	many	ADJ
fsr-3398	235	7	household	household	NOUN
fsr-3398	235	8	characteristics	characteristic	NOUN
fsr-3398	235	9	may	may	AUX
fsr-3398	235	10	provide	provide	VERB
fsr-3398	235	11	some	some	DET
fsr-3398	235	12	insights	insight	NOUN
fsr-3398	235	13	into	into	ADP
fsr-3398	235	14	variations	variation	NOUN
fsr-3398	235	15	of	of	ADP
fsr-3398	235	16	risk	risk	NOUN
fsr-3398	235	17	tolerance	tolerance	NOUN
fsr-3398	235	18	responses	response	NOUN
fsr-3398	235	19	.	.	PUNCT
fsr-3398	236	1	based	base	VERB
fsr-3398	236	2	on	on	ADP
fsr-3398	236	3	the	the	DET
fsr-3398	236	4	model	model	NOUN
fsr-3398	236	5	in	in	ADP
fsr-3398	236	6	fig	fig	NOUN
fsr-3398	236	7	.	.	PUNCT
fsr-3398	237	1	2	2	NUM
fsr-3398	237	2	,	,	PUNCT
fsr-3398	237	3	and	and	CCONJ
fsr-3398	237	4	also	also	ADV
fsr-3398	237	5	on	on	ADP
fsr-3398	237	6	discussion	discussion	NOUN
fsr-3398	237	7	in	in	ADP
fsr-3398	237	8	shin	shin	NOUN
fsr-3398	237	9	and	and	CCONJ
fsr-3398	237	10	hanna	hanna	PROPN
fsr-3398	237	11	(	(	PUNCT
fsr-3398	237	12	2015	2015	NUM
fsr-3398	237	13	)	)	PUNCT
fsr-3398	237	14	,	,	PUNCT
fsr-3398	237	15	we	we	PRON
fsr-3398	237	16	created	create	VERB
fsr-3398	237	17	the	the	DET
fsr-3398	237	18	hypotheses	hypothesis	NOUN
fsr-3398	237	19	shown	show	VERB
fsr-3398	237	20	in	in	ADP
fsr-3398	237	21	table	table	NOUN
fsr-3398	237	22	2	2	NUM
fsr-3398	237	23	.	.	PUNCT
fsr-3398	238	1	campbell	campbell	PROPN
fsr-3398	238	2	and	and	CCONJ
fsr-3398	238	3	viceira	viceira	PROPN
fsr-3398	238	4	(	(	PUNCT
fsr-3398	238	5	2002	2002	NUM
fsr-3398	238	6	)	)	PUNCT
fsr-3398	238	7	and	and	CCONJ
fsr-3398	238	8	hanna	hanna	PROPN
fsr-3398	238	9	and	and	CCONJ
fsr-3398	238	10	chen	chen	PROPN
fsr-3398	238	11	(	(	PUNCT
fsr-3398	238	12	1997	1997	NUM
fsr-3398	238	13	)	)	PUNCT
fsr-3398	238	14	presented	present	VERB
fsr-3398	238	15	normative	normative	ADJ
fsr-3398	238	16	analyses	analysis	NOUN
fsr-3398	238	17	based	base	VERB
fsr-3398	238	18	on	on	ADP
fsr-3398	238	19	historic	historic	ADJ
fsr-3398	238	20	returns	return	NOUN
fsr-3398	238	21	on	on	ADP
fsr-3398	238	22	financial	financial	ADJ
fsr-3398	238	23	assets	asset	NOUN
fsr-3398	238	24	,	,	PUNCT
fsr-3398	238	25	and	and	CCONJ
fsr-3398	238	26	demonstrated	demonstrate	VERB
fsr-3398	238	27	that	that	SCONJ
fsr-3398	238	28	the	the	DET
fsr-3398	238	29	optimal	optimal	ADJ
fsr-3398	238	30	proportion	proportion	NOUN
fsr-3398	238	31	of	of	ADP
fsr-3398	238	32	stock	stock	NOUN
fsr-3398	238	33	assets	asset	NOUN
fsr-3398	238	34	in	in	ADP
fsr-3398	238	35	the	the	DET
fsr-3398	238	36	financial	financial	ADJ
fsr-3398	238	37	investment	investment	NOUN
fsr-3398	238	38	portfolio	portfolio	NOUN
fsr-3398	238	39	depended	depend	VERB
fsr-3398	238	40	on	on	ADP
fsr-3398	238	41	risk	risk	NOUN
fsr-3398	238	42	capacity	capacity	NOUN
fsr-3398	238	43	,	,	PUNCT
fsr-3398	238	44	which	which	PRON
fsr-3398	238	45	is	be	AUX
fsr-3398	238	46	related	relate	VERB
fsr-3398	238	47	to	to	ADP
fsr-3398	238	48	human	human	ADJ
fsr-3398	238	49	wealth	wealth	NOUN
fsr-3398	238	50	.	.	PUNCT
fsr-3398	239	1	somebody	somebody	PRON
fsr-3398	239	2	with	with	ADP
fsr-3398	239	3	a	a	DET
fsr-3398	239	4	particular	particular	ADJ
fsr-3398	239	5	level	level	NOUN
fsr-3398	239	6	of	of	ADP
fsr-3398	239	7	risk	risk	NOUN
fsr-3398	239	8	aversion	aversion	NOUN
fsr-3398	239	9	(	(	PUNCT
fsr-3398	239	10	as	as	SCONJ
fsr-3398	239	11	defined	define	VERB
fsr-3398	239	12	by	by	ADP
fsr-3398	239	13	economists	economist	NOUN
fsr-3398	239	14	)	)	PUNCT
fsr-3398	239	15	should	should	AUX
fsr-3398	239	16	decrease	decrease	VERB
fsr-3398	239	17	the	the	DET
fsr-3398	239	18	proportion	proportion	NOUN
fsr-3398	239	19	of	of	ADP
fsr-3398	239	20	the	the	DET
fsr-3398	239	21	portfolio	portfolio	NOUN
fsr-3398	239	22	in	in	ADP
fsr-3398	239	23	stocks	stock	NOUN
fsr-3398	239	24	as	as	ADP
fsr-3398	239	25	retirement	retirement	NOUN
fsr-3398	239	26	approaches	approach	NOUN
fsr-3398	239	27	,	,	PUNCT
fsr-3398	239	28	even	even	ADV
fsr-3398	239	29	if	if	SCONJ
fsr-3398	239	30	there	there	PRON
fsr-3398	239	31	is	be	VERB
fsr-3398	239	32	no	no	DET
fsr-3398	239	33	change	change	NOUN
fsr-3398	239	34	in	in	ADP
fsr-3398	239	35	risk	risk	NOUN
fsr-3398	239	36	aversion	aversion	NOUN
fsr-3398	239	37	.	.	PUNCT
fsr-3398	240	1	therefore	therefore	ADV
fsr-3398	240	2	,	,	PUNCT
fsr-3398	240	3	the	the	DET
fsr-3398	240	4	willingness	willingness	NOUN
fsr-3398	240	5	to	to	PART
fsr-3398	240	6	take	take	VERB
fsr-3398	240	7	financial	financial	ADJ
fsr-3398	240	8	risk	risk	NOUN
fsr-3398	240	9	may	may	AUX
fsr-3398	240	10	decrease	decrease	VERB
fsr-3398	240	11	with	with	ADP
fsr-3398	240	12	age	age	NOUN
fsr-3398	240	13	,	,	PUNCT
fsr-3398	240	14	even	even	ADV
fsr-3398	240	15	if	if	SCONJ
fsr-3398	240	16	risk	risk	NOUN
fsr-3398	240	17	aversion	aversion	NOUN
fsr-3398	240	18	does	do	AUX
fsr-3398	240	19	not	not	PART
fsr-3398	240	20	change	change	VERB
fsr-3398	240	21	,	,	PUNCT
fsr-3398	240	22	because	because	SCONJ
fsr-3398	240	23	of	of	ADP
fsr-3398	240	24	the	the	DET
fsr-3398	240	25	decreasing	decrease	VERB
fsr-3398	240	26	proportion	proportion	NOUN
fsr-3398	240	27	of	of	ADP
fsr-3398	240	28	household	household	NOUN
fsr-3398	240	29	wealth	wealth	NOUN
fsr-3398	240	30	in	in	ADP
fsr-3398	240	31	human	human	ADJ
fsr-3398	240	32	wealth	wealth	NOUN
fsr-3398	240	33	.	.	PUNCT
fsr-3398	241	1	the	the	DET
fsr-3398	241	2	negative	negative	ADJ
fsr-3398	241	3	relationship	relationship	NOUN
fsr-3398	241	4	between	between	ADP
fsr-3398	241	5	age	age	NOUN
fsr-3398	241	6	and	and	CCONJ
fsr-3398	241	7	risk	risk	NOUN
fsr-3398	241	8	tolerance	tolerance	NOUN
fsr-3398	241	9	has	have	AUX
fsr-3398	241	10	been	be	AUX
fsr-3398	241	11	found	find	VERB
fsr-3398	241	12	by	by	ADP
fsr-3398	241	13	almost	almost	ADV
fsr-3398	241	14	all	all	DET
fsr-3398	241	15	researchers	researcher	NOUN
fsr-3398	241	16	in	in	ADP
fsr-3398	241	17	studies	study	NOUN
fsr-3398	241	18	of	of	ADP
fsr-3398	241	19	households	household	NOUN
fsr-3398	241	20	with	with	ADP
fsr-3398	241	21	a	a	DET
fsr-3398	241	22	wide	wide	ADJ
fsr-3398	241	23	age	age	NOUN
fsr-3398	241	24	range	range	NOUN
fsr-3398	241	25	,	,	PUNCT
fsr-3398	241	26	so	so	ADV
fsr-3398	241	27	we	we	PRON
fsr-3398	241	28	expected	expect	VERB
fsr-3398	241	29	to	to	PART
fsr-3398	241	30	find	find	VERB
fsr-3398	241	31	the	the	DET
fsr-3398	241	32	same	same	ADJ
fsr-3398	241	33	pattern	pattern	NOUN
fsr-3398	241	34	.	.	PUNCT
fsr-3398	242	1	in	in	ADP
fsr-3398	242	2	most	most	ADJ
fsr-3398	242	3	empirical	empirical	ADJ
fsr-3398	242	4	studies	study	NOUN
fsr-3398	242	5	of	of	ADP
fsr-3398	242	6	households	household	NOUN
fsr-3398	242	7	of	of	ADP
fsr-3398	242	8	risk	risk	NOUN
fsr-3398	242	9	tolerance	tolerance	NOUN
fsr-3398	242	10	,	,	PUNCT
fsr-3398	242	11	men	man	NOUN
fsr-3398	242	12	have	have	AUX
fsr-3398	242	13	been	be	AUX
fsr-3398	242	14	found	find	VERB
fsr-3398	242	15	to	to	PART
fsr-3398	242	16	be	be	AUX
fsr-3398	242	17	more	more	ADJ
fsr-3398	242	18	risk	risk	NOUN
fsr-3398	242	19	tolerant	tolerant	ADJ
fsr-3398	242	20	than	than	ADP
fsr-3398	242	21	women	woman	NOUN
fsr-3398	242	22	.	.	PUNCT
fsr-3398	243	1	yao	yao	PROPN
fsr-3398	243	2	and	and	CCONJ
fsr-3398	243	3	hanna	hanna	PROPN
fsr-3398	243	4	(	(	PUNCT
fsr-3398	243	5	2005	2005	NUM
fsr-3398	243	6	)	)	PUNCT
fsr-3398	243	7	found	find	VERB
fsr-3398	243	8	this	this	DET
fsr-3398	243	9	pattern	pattern	NOUN
fsr-3398	243	10	in	in	ADP
fsr-3398	243	11	a	a	DET
fsr-3398	243	12	combined	combined	ADJ
fsr-3398	243	13	sample	sample	NOUN
fsr-3398	243	14	of	of	ADP
fsr-3398	243	15	the	the	DET
fsr-3398	243	16	1983–2001	1983–2001	NUM
fsr-3398	243	17	scf	scf	PROPN
fsr-3398	243	18	datasets	dataset	NOUN
fsr-3398	243	19	,	,	PUNCT
fsr-3398	243	20	with	with	ADP
fsr-3398	243	21	unmarried	unmarried	ADJ
fsr-3398	243	22	men	man	NOUN
fsr-3398	243	23	being	be	AUX
fsr-3398	243	24	most	most	ADV
fsr-3398	243	25	willing	willing	ADJ
fsr-3398	243	26	to	to	PART
fsr-3398	243	27	take	take	VERB
fsr-3398	243	28	some	some	DET
fsr-3398	243	29	risk	risk	NOUN
fsr-3398	243	30	,	,	PUNCT
fsr-3398	243	31	followed	follow	VERB
fsr-3398	243	32	by	by	ADP
fsr-3398	243	33	married	married	ADJ
fsr-3398	243	34	men	man	NOUN
fsr-3398	243	35	,	,	PUNCT
fsr-3398	243	36	unmarried	unmarried	ADJ
fsr-3398	243	37	women	woman	NOUN
fsr-3398	243	38	,	,	PUNCT
fsr-3398	243	39	and	and	CCONJ
fsr-3398	243	40	married	married	ADJ
fsr-3398	243	41	women	woman	NOUN
fsr-3398	243	42	.	.	PUNCT
fsr-3398	244	1	they	they	PRON
fsr-3398	244	2	suggested	suggest	VERB
fsr-3398	244	3	that	that	SCONJ
fsr-3398	244	4	the	the	DET
fsr-3398	244	5	differences	difference	NOUN
fsr-3398	244	6	could	could	AUX
fsr-3398	244	7	be	be	AUX
fsr-3398	244	8	because	because	SCONJ
fsr-3398	244	9	of	of	ADP
fsr-3398	244	10	genetic	genetic	ADJ
fsr-3398	244	11	factors	factor	NOUN
fsr-3398	244	12	,	,	PUNCT
fsr-3398	244	13	socialization	socialization	NOUN
fsr-3398	244	14	,	,	PUNCT
fsr-3398	244	15	and	and	CCONJ
fsr-3398	244	16	culture	culture	NOUN
fsr-3398	244	17	.	.	PUNCT
fsr-3398	245	1	controlling	control	VERB
fsr-3398	245	2	for	for	ADP
fsr-3398	245	3	other	other	ADJ
fsr-3398	245	4	factors	factor	NOUN
fsr-3398	245	5	,	,	PUNCT
fsr-3398	245	6	women	woman	NOUN
fsr-3398	245	7	should	should	AUX
fsr-3398	245	8	be	be	AUX
fsr-3398	245	9	willing	willing	ADJ
fsr-3398	245	10	to	to	PART
fsr-3398	245	11	invest	invest	VERB
fsr-3398	245	12	somewhat	somewhat	ADV
fsr-3398	245	13	more	more	ADV
fsr-3398	245	14	aggressively	aggressively	ADV
fsr-3398	245	15	than	than	ADP
fsr-3398	245	16	men	man	NOUN
fsr-3398	245	17	because	because	SCONJ
fsr-3398	245	18	of	of	ADP
fsr-3398	245	19	the	the	DET
fsr-3398	245	20	longer	long	ADJ
fsr-3398	245	21	life	life	NOUN
fsr-3398	245	22	expectancies	expectancy	NOUN
fsr-3398	245	23	of	of	ADP
fsr-3398	245	24	women	woman	NOUN
fsr-3398	245	25	(	(	PUNCT
fsr-3398	245	26	ho	ho	PROPN
fsr-3398	245	27	,	,	PUNCT
fsr-3398	245	28	milevsky	milevsky	NOUN
fsr-3398	245	29	,	,	PUNCT
fsr-3398	245	30	and	and	CCONJ
fsr-3398	245	31	robinson	robinson	PROPN
fsr-3398	245	32	,	,	PUNCT
fsr-3398	245	33	1994	1994	NUM
fsr-3398	245	34	)	)	PUNCT
fsr-3398	245	35	,	,	PUNCT
fsr-3398	245	36	but	but	CCONJ
fsr-3398	245	37	most	most	ADJ
fsr-3398	245	38	research	research	NOUN
fsr-3398	245	39	has	have	AUX
fsr-3398	245	40	found	find	VERB
fsr-3398	245	41	that	that	SCONJ
fsr-3398	245	42	men	man	NOUN
fsr-3398	245	43	have	have	VERB
fsr-3398	245	44	higher	high	ADJ
fsr-3398	245	45	risk	risk	NOUN
fsr-3398	245	46	tolerance	tolerance	NOUN
fsr-3398	245	47	than	than	ADP
fsr-3398	245	48	women	woman	NOUN
fsr-3398	245	49	,	,	PUNCT
fsr-3398	245	50	and	and	CCONJ
fsr-3398	245	51	we	we	PRON
fsr-3398	245	52	expect	expect	VERB
fsr-3398	245	53	to	to	PART
fsr-3398	245	54	find	find	VERB
fsr-3398	245	55	a	a	DET
fsr-3398	245	56	similar	similar	ADJ
fsr-3398	245	57	pattern	pattern	NOUN
fsr-3398	245	58	in	in	ADP
fsr-3398	245	59	both	both	CCONJ
fsr-3398	245	60	the	the	DET
fsr-3398	245	61	chfs	chfs	NOUN
fsr-3398	245	62	and	and	CCONJ
fsr-3398	245	63	the	the	DET
fsr-3398	245	64	scf	scf	PROPN
fsr-3398	245	65	.	.	PUNCT
fsr-3398	246	1	marital	marital	ADJ
fsr-3398	246	2	status	status	NOUN
fsr-3398	246	3	has	have	AUX
fsr-3398	246	4	been	be	AUX
fsr-3398	246	5	found	find	VERB
fsr-3398	246	6	to	to	PART
fsr-3398	246	7	have	have	VERB
fsr-3398	246	8	mixed	mixed	ADJ
fsr-3398	246	9	effects	effect	NOUN
fsr-3398	246	10	in	in	ADP
fsr-3398	246	11	previous	previous	ADJ
fsr-3398	246	12	research	research	NOUN
fsr-3398	246	13	,	,	PUNCT
fsr-3398	246	14	and	and	CCONJ
fsr-3398	246	15	as	as	SCONJ
fsr-3398	246	16	yao	yao	PROPN
fsr-3398	246	17	and	and	CCONJ
fsr-3398	246	18	hanna	hanna	PROPN
fsr-3398	246	19	(	(	PUNCT
fsr-3398	246	20	2005	2005	NUM
fsr-3398	246	21	)	)	PUNCT
fsr-3398	246	22	discuss	discuss	VERB
fsr-3398	246	23	the	the	DET
fsr-3398	246	24	contradictory	contradictory	ADJ
fsr-3398	246	25	results	result	NOUN
fsr-3398	246	26	they	they	PRON
fsr-3398	246	27	obtained	obtain	VERB
fsr-3398	246	28	for	for	ADP
fsr-3398	246	29	marital	marital	ADJ
fsr-3398	246	30	status	status	NOUN
fsr-3398	246	31	and	and	CCONJ
fsr-3398	246	32	respondent	respondent	ADJ
fsr-3398	246	33	gender	gender	NOUN
fsr-3398	246	34	.	.	PUNCT
fsr-3398	247	1	a	a	DET
fsr-3398	247	2	couple	couple	NOUN
fsr-3398	247	3	would	would	AUX
fsr-3398	247	4	have	have	VERB
fsr-3398	247	5	a	a	DET
fsr-3398	247	6	longer	long	ADJ
fsr-3398	247	7	life	life	NOUN
fsr-3398	247	8	expectancy	expectancy	NOUN
fsr-3398	247	9	than	than	ADP
fsr-3398	247	10	a	a	DET
fsr-3398	247	11	single	single	ADJ
fsr-3398	247	12	person	person	NOUN
fsr-3398	247	13	of	of	ADP
fsr-3398	247	14	the	the	DET
fsr-3398	247	15	same	same	ADJ
fsr-3398	247	16	age	age	NOUN
fsr-3398	247	17	,	,	PUNCT
fsr-3398	247	18	so	so	ADV
fsr-3398	247	19	objectively	objectively	ADV
fsr-3398	247	20	should	should	AUX
fsr-3398	247	21	be	be	AUX
fsr-3398	247	22	more	more	ADV
fsr-3398	247	23	willing	willing	ADJ
fsr-3398	247	24	to	to	PART
fsr-3398	247	25	take	take	VERB
fsr-3398	247	26	investment	investment	NOUN
fsr-3398	247	27	risk	risk	NOUN
fsr-3398	247	28	,	,	PUNCT
fsr-3398	247	29	but	but	CCONJ
fsr-3398	247	30	there	there	PRON
fsr-3398	247	31	may	may	AUX
fsr-3398	247	32	be	be	AUX
fsr-3398	247	33	a	a	DET
fsr-3398	247	34	selection	selection	NOUN
fsr-3398	247	35	effect	effect	NOUN
fsr-3398	247	36	,	,	PUNCT
fsr-3398	247	37	with	with	ADP
fsr-3398	247	38	more	more	ADJ
fsr-3398	247	39	risk	risk	NOUN
fsr-3398	247	40	tolerant	tolerant	ADJ
fsr-3398	247	41	people	people	NOUN
fsr-3398	247	42	being	be	AUX
fsr-3398	247	43	more	more	ADV
fsr-3398	247	44	likely	likely	ADJ
fsr-3398	247	45	to	to	PART
fsr-3398	247	46	be	be	AUX
fsr-3398	247	47	single	single	ADJ
fsr-3398	247	48	.	.	PUNCT
fsr-3398	248	1	we	we	PRON
fsr-3398	248	2	do	do	AUX
fsr-3398	248	3	not	not	PART
fsr-3398	248	4	have	have	VERB
fsr-3398	248	5	a	a	DET
fsr-3398	248	6	specific	specific	ADJ
fsr-3398	248	7	expectation	expectation	NOUN
fsr-3398	248	8	for	for	ADP
fsr-3398	248	9	the	the	DET
fsr-3398	248	10	effect	effect	NOUN
fsr-3398	248	11	of	of	ADP
fsr-3398	248	12	marital	marital	ADJ
fsr-3398	248	13	status	status	NOUN
fsr-3398	248	14	on	on	ADP
fsr-3398	248	15	risk	risk	NOUN
fsr-3398	248	16	tolerance	tolerance	NOUN
fsr-3398	248	17	,	,	PUNCT
fsr-3398	248	18	so	so	CCONJ
fsr-3398	248	19	it	it	PRON
fsr-3398	248	20	is	be	AUX
fsr-3398	248	21	listed	list	VERB
fsr-3398	248	22	as	as	ADP
fsr-3398	248	23	a	a	DET
fsr-3398	248	24	null	null	ADJ
fsr-3398	248	25	hypothesis	hypothesis	NOUN
fsr-3398	248	26	in	in	ADP
fsr-3398	248	27	table	table	NOUN
fsr-3398	248	28	2	2	NUM
fsr-3398	248	29	.	.	PUNCT
fsr-3398	249	1	education	education	NOUN
fsr-3398	249	2	has	have	AUX
fsr-3398	249	3	been	be	AUX
fsr-3398	249	4	found	find	VERB
fsr-3398	249	5	to	to	PART
fsr-3398	249	6	be	be	AUX
fsr-3398	249	7	related	relate	VERB
fsr-3398	249	8	to	to	PART
fsr-3398	249	9	risk	risk	VERB
fsr-3398	249	10	tolerance	tolerance	NOUN
fsr-3398	249	11	in	in	ADP
fsr-3398	249	12	most	most	ADJ
fsr-3398	249	13	empirical	empirical	ADJ
fsr-3398	249	14	studies	study	NOUN
fsr-3398	249	15	,	,	PUNCT
fsr-3398	249	16	though	though	SCONJ
fsr-3398	249	17	if	if	SCONJ
fsr-3398	249	18	income	income	NOUN
fsr-3398	249	19	is	be	AUX
fsr-3398	249	20	controlled	control	VERB
fsr-3398	249	21	,	,	PUNCT
fsr-3398	249	22	the	the	DET
fsr-3398	249	23	cause	cause	NOUN
fsr-3398	249	24	of	of	ADP
fsr-3398	249	25	this	this	DET
fsr-3398	249	26	relationship	relationship	NOUN
fsr-3398	249	27	is	be	AUX
fsr-3398	249	28	not	not	PART
fsr-3398	249	29	immediately	immediately	ADV
fsr-3398	249	30	apparent	apparent	ADJ
fsr-3398	249	31	.	.	PUNCT
fsr-3398	250	1	in	in	ADP
fsr-3398	250	2	terms	term	NOUN
fsr-3398	250	3	of	of	ADP
fsr-3398	250	4	the	the	DET
fsr-3398	250	5	scf	scf	PROPN
fsr-3398	250	6	and	and	CCONJ
fsr-3398	250	7	chfs	chfs	VERB
fsr-3398	250	8	risk	risk	NOUN
fsr-3398	250	9	tolerance	tolerance	NOUN
fsr-3398	250	10	measures	measure	NOUN
fsr-3398	250	11	,	,	PUNCT
fsr-3398	250	12	in	in	ADP
fsr-3398	250	13	fig	fig	NOUN
fsr-3398	250	14	.	.	PUNCT
fsr-3398	251	1	2	2	NUM
fsr-3398	251	2	,	,	PUNCT
fsr-3398	251	3	willingness	willingness	NOUN
fsr-3398	251	4	to	to	PART
fsr-3398	251	5	take	take	VERB
fsr-3398	251	6	financial	financial	ADJ
fsr-3398	251	7	risks	risk	NOUN
fsr-3398	251	8	might	might	AUX
fsr-3398	251	9	be	be	AUX
fsr-3398	251	10	reflected	reflect	VERB
fsr-3398	251	11	in	in	ADP
fsr-3398	251	12	actual	actual	ADJ
fsr-3398	251	13	investment	investment	NOUN
fsr-3398	251	14	choices	choice	NOUN
fsr-3398	251	15	for	for	ADP
fsr-3398	251	16	some	some	DET
fsr-3398	251	17	households	household	NOUN
fsr-3398	251	18	,	,	PUNCT
fsr-3398	251	19	but	but	CCONJ
fsr-3398	251	20	for	for	ADP
fsr-3398	251	21	households	household	NOUN
fsr-3398	251	22	without	without	ADP
fsr-3398	251	23	any	any	DET
fsr-3398	251	24	investments	investment	NOUN
fsr-3398	251	25	,	,	PUNCT
fsr-3398	251	26	the	the	DET
fsr-3398	251	27	answer	answer	NOUN
fsr-3398	251	28	to	to	ADP
fsr-3398	251	29	the	the	DET
fsr-3398	251	30	risk	risk	NOUN
fsr-3398	251	31	tolerance	tolerance	NOUN
fsr-3398	251	32	questions	question	NOUN
fsr-3398	251	33	might	might	AUX
fsr-3398	251	34	reflect	reflect	VERB
fsr-3398	251	35	potential	potential	ADJ
fsr-3398	251	36	investment	investment	NOUN
fsr-3398	251	37	choices	choice	NOUN
fsr-3398	251	38	.	.	PUNCT
fsr-3398	252	1	haliassos	haliassos	NOUN
fsr-3398	252	2	and	and	CCONJ
fsr-3398	252	3	bertaut	bertaut	PROPN
fsr-3398	252	4	(	(	PUNCT
fsr-3398	252	5	1995	1995	NUM
fsr-3398	252	6	)	)	PUNCT
fsr-3398	252	7	posed	pose	VERB
fsr-3398	252	8	the	the	DET
fsr-3398	252	9	question	question	NOUN
fsr-3398	252	10	“	"	PUNCT
fsr-3398	252	11	why	why	SCONJ
fsr-3398	252	12	do	do	AUX
fsr-3398	252	13	so	so	ADV
fsr-3398	252	14	few	few	ADJ
fsr-3398	252	15	hold	hold	VERB
fsr-3398	252	16	288	288	NUM
fsr-3398	252	17	s.d	s.d	PROPN
fsr-3398	252	18	.	.	PROPN
fsr-3398	252	19	hanna	hanna	PROPN
fsr-3398	252	20	et	et	PROPN
fsr-3398	252	21	al	al	PROPN
fsr-3398	252	22	.	.	PUNCT
fsr-3398	252	23	/	/	SYM
fsr-3398	252	24	financial	financial	ADJ
fsr-3398	252	25	services	service	NOUN
fsr-3398	252	26	review	review	VERB
fsr-3398	252	27	27	27	NUM
fsr-3398	252	28	(	(	PUNCT
fsr-3398	252	29	2018	2018	NUM
fsr-3398	252	30	)	)	PUNCT
fsr-3398	252	31	279	279	NUM
fsr-3398	252	32	-	-	SYM
fsr-3398	252	33	302	302	NUM
fsr-3398	252	34	stocks	stock	NOUN
fsr-3398	252	35	?	?	PUNCT
fsr-3398	252	36	”	"	PUNCT
fsr-3398	253	1	one	one	NUM
fsr-3398	253	2	of	of	ADP
fsr-3398	253	3	their	their	PRON
fsr-3398	253	4	answers	answer	NOUN
fsr-3398	253	5	they	they	PRON
fsr-3398	253	6	discussed	discuss	VERB
fsr-3398	253	7	is	be	AUX
fsr-3398	253	8	the	the	DET
fsr-3398	253	9	information	information	NOUN
fsr-3398	253	10	costs	cost	NOUN
fsr-3398	253	11	of	of	ADP
fsr-3398	253	12	investing	invest	VERB
fsr-3398	253	13	in	in	ADP
fsr-3398	253	14	stocks	stock	NOUN
fsr-3398	253	15	,	,	PUNCT
fsr-3398	253	16	and	and	CCONJ
fsr-3398	253	17	education	education	NOUN
fsr-3398	253	18	could	could	AUX
fsr-3398	253	19	be	be	AUX
fsr-3398	253	20	related	relate	VERB
fsr-3398	253	21	to	to	ADP
fsr-3398	253	22	the	the	DET
fsr-3398	253	23	cost	cost	NOUN
fsr-3398	253	24	of	of	ADP
fsr-3398	253	25	understanding	understand	VERB
fsr-3398	253	26	information	information	NOUN
fsr-3398	253	27	about	about	ADP
fsr-3398	253	28	investing	invest	VERB
fsr-3398	253	29	.	.	PUNCT
fsr-3398	254	1	more	more	ADV
fsr-3398	254	2	educated	educate	VERB
fsr-3398	254	3	respondents	respondent	NOUN
fsr-3398	254	4	may	may	AUX
fsr-3398	254	5	also	also	ADV
fsr-3398	254	6	be	be	AUX
fsr-3398	254	7	more	more	ADV
fsr-3398	254	8	future	future	ADV
fsr-3398	254	9	-	-	PUNCT
fsr-3398	254	10	oriented	orient	VERB
fsr-3398	254	11	,	,	PUNCT
fsr-3398	254	12	having	having	AUX
fsr-3398	254	13	been	be	AUX
fsr-3398	254	14	willing	willing	ADJ
fsr-3398	254	15	to	to	PART
fsr-3398	254	16	defer	defer	VERB
fsr-3398	254	17	earning	earn	VERB
fsr-3398	254	18	to	to	PART
fsr-3398	254	19	obtain	obtain	VERB
fsr-3398	254	20	more	more	ADJ
fsr-3398	254	21	education	education	NOUN
fsr-3398	254	22	.	.	PUNCT
fsr-3398	255	1	therefore	therefore	ADV
fsr-3398	255	2	,	,	PUNCT
fsr-3398	255	3	we	we	PRON
fsr-3398	255	4	expect	expect	VERB
fsr-3398	255	5	a	a	DET
fsr-3398	255	6	positive	positive	ADJ
fsr-3398	255	7	relationship	relationship	NOUN
fsr-3398	255	8	between	between	ADP
fsr-3398	255	9	education	education	NOUN
fsr-3398	255	10	and	and	CCONJ
fsr-3398	255	11	risk	risk	NOUN
fsr-3398	255	12	tolerance	tolerance	NOUN
fsr-3398	255	13	.	.	PUNCT
fsr-3398	256	1	employment	employment	NOUN
fsr-3398	256	2	status	status	NOUN
fsr-3398	256	3	could	could	AUX
fsr-3398	256	4	have	have	VERB
fsr-3398	256	5	an	an	DET
fsr-3398	256	6	effect	effect	NOUN
fsr-3398	256	7	on	on	ADP
fsr-3398	256	8	risk	risk	NOUN
fsr-3398	256	9	tolerance	tolerance	NOUN
fsr-3398	256	10	,	,	PUNCT
fsr-3398	256	11	both	both	CCONJ
fsr-3398	256	12	in	in	ADP
fsr-3398	256	13	terms	term	NOUN
fsr-3398	256	14	of	of	ADP
fsr-3398	256	15	risk	risk	NOUN
fsr-3398	256	16	capacity	capacity	NOUN
fsr-3398	256	17	and	and	CCONJ
fsr-3398	256	18	also	also	ADV
fsr-3398	256	19	exposure	exposure	NOUN
fsr-3398	256	20	to	to	ADP
fsr-3398	256	21	information	information	NOUN
fsr-3398	256	22	about	about	ADP
fsr-3398	256	23	investments	investment	NOUN
fsr-3398	256	24	,	,	PUNCT
fsr-3398	256	25	for	for	ADP
fsr-3398	256	26	instance	instance	NOUN
fsr-3398	256	27	,	,	PUNCT
fsr-3398	256	28	with	with	ADP
fsr-3398	256	29	employer	employer	NOUN
fsr-3398	256	30	-	-	PUNCT
fsr-3398	256	31	based	base	VERB
fsr-3398	256	32	retirement	retirement	NOUN
fsr-3398	256	33	plans	plan	NOUN
fsr-3398	256	34	in	in	ADP
fsr-3398	256	35	the	the	DET
fsr-3398	256	36	united	united	PROPN
fsr-3398	256	37	states	states	PROPN
fsr-3398	256	38	.	.	PUNCT
fsr-3398	257	1	there	there	PRON
fsr-3398	257	2	might	might	AUX
fsr-3398	257	3	also	also	ADV
fsr-3398	257	4	be	be	AUX
fsr-3398	257	5	a	a	DET
fsr-3398	257	6	selection	selection	NOUN
fsr-3398	257	7	effect	effect	NOUN
fsr-3398	257	8	for	for	ADP
fsr-3398	257	9	selfemployment	selfemployment	NOUN
fsr-3398	257	10	,	,	PUNCT
fsr-3398	257	11	as	as	SCONJ
fsr-3398	257	12	those	those	PRON
fsr-3398	257	13	choosing	choose	VERB
fsr-3398	257	14	self	self	NOUN
fsr-3398	257	15	-	-	PUNCT
fsr-3398	257	16	employment	employment	NOUN
fsr-3398	257	17	over	over	ADP
fsr-3398	257	18	being	be	AUX
fsr-3398	257	19	an	an	DET
fsr-3398	257	20	employee	employee	NOUN
fsr-3398	257	21	may	may	AUX
fsr-3398	257	22	tend	tend	VERB
fsr-3398	257	23	to	to	PART
fsr-3398	257	24	be	be	AUX
fsr-3398	257	25	table	table	NOUN
fsr-3398	257	26	2	2	NUM
fsr-3398	257	27	hypotheses	hypothesis	NOUN
fsr-3398	257	28	and	and	CCONJ
fsr-3398	257	29	theoretical	theoretical	ADJ
fsr-3398	257	30	justifications	justification	NOUN
fsr-3398	257	31	variables	variable	NOUN
fsr-3398	257	32	category	category	NOUN
fsr-3398	257	33	expected	expect	VERB
fsr-3398	257	34	effect	effect	NOUN
fsr-3398	257	35	theoretical	theoretical	ADJ
fsr-3398	257	36	justification	justification	NOUN
fsr-3398	257	37	age	age	NOUN
fsr-3398	257	38	�	�	PROPN
fsr-3398	257	39	as	as	ADP
fsr-3398	257	40	age	age	NOUN
fsr-3398	257	41	increases	increase	NOUN
fsr-3398	257	42	,	,	PUNCT
fsr-3398	257	43	the	the	DET
fsr-3398	257	44	investment	investment	NOUN
fsr-3398	257	45	horizon	horizon	NOUN
fsr-3398	257	46	shortens	shorten	VERB
fsr-3398	257	47	,	,	PUNCT
fsr-3398	257	48	and	and	CCONJ
fsr-3398	257	49	human	human	ADJ
fsr-3398	257	50	wealth	wealth	NOUN
fsr-3398	257	51	decreases	decrease	VERB
fsr-3398	257	52	.	.	PUNCT
fsr-3398	258	1	gender	gender	NOUN
fsr-3398	258	2	male	male	NOUN
fsr-3398	258	3	no	no	DET
fsr-3398	258	4	rigorous	rigorous	ADJ
fsr-3398	258	5	theoretical	theoretical	ADJ
fsr-3398	258	6	justification	justification	NOUN
fsr-3398	258	7	,	,	PUNCT
fsr-3398	258	8	though	though	SCONJ
fsr-3398	258	9	virtually	virtually	ADV
fsr-3398	258	10	all	all	PRON
fsr-3398	258	11	empirical	empirical	ADJ
fsr-3398	258	12	studies	study	NOUN
fsr-3398	258	13	have	have	AUX
fsr-3398	258	14	shown	show	VERB
fsr-3398	258	15	that	that	SCONJ
fsr-3398	258	16	women	woman	NOUN
fsr-3398	258	17	have	have	VERB
fsr-3398	258	18	lower	low	ADJ
fsr-3398	258	19	risk	risk	NOUN
fsr-3398	258	20	tolerance	tolerance	NOUN
fsr-3398	258	21	scores	score	NOUN
fsr-3398	258	22	than	than	ADP
fsr-3398	258	23	men	man	NOUN
fsr-3398	258	24	.	.	PUNCT
fsr-3398	259	1	female	female	ADJ
fsr-3398	259	2	�	�	PROPN
fsr-3398	259	3	education	education	NOUN
fsr-3398	259	4	less	less	ADJ
fsr-3398	259	5	than	than	ADP
fsr-3398	259	6	high	high	ADJ
fsr-3398	259	7	school	school	NOUN
fsr-3398	259	8	education	education	NOUN
fsr-3398	259	9	level	level	NOUN
fsr-3398	259	10	is	be	AUX
fsr-3398	259	11	related	relate	VERB
fsr-3398	259	12	to	to	ADP
fsr-3398	259	13	financial	financial	ADJ
fsr-3398	259	14	knowledge	knowledge	NOUN
fsr-3398	259	15	,	,	PUNCT
fsr-3398	259	16	and	and	CCONJ
fsr-3398	259	17	cognitive	cognitive	ADJ
fsr-3398	259	18	burdens	burden	NOUN
fsr-3398	259	19	and	and	CCONJ
fsr-3398	259	20	information	information	NOUN
fsr-3398	259	21	costs	cost	NOUN
fsr-3398	259	22	are	be	AUX
fsr-3398	259	23	required	require	VERB
fsr-3398	259	24	in	in	ADP
fsr-3398	259	25	investing	investing	NOUN
fsr-3398	259	26	.	.	PUNCT
fsr-3398	260	1	even	even	ADV
fsr-3398	260	2	after	after	ADP
fsr-3398	260	3	controlling	control	VERB
fsr-3398	260	4	for	for	ADP
fsr-3398	260	5	income	income	NOUN
fsr-3398	260	6	,	,	PUNCT
fsr-3398	260	7	there	there	PRON
fsr-3398	260	8	might	might	AUX
fsr-3398	260	9	be	be	AUX
fsr-3398	260	10	a	a	DET
fsr-3398	260	11	positive	positive	ADJ
fsr-3398	260	12	relationship	relationship	NOUN
fsr-3398	260	13	between	between	ADP
fsr-3398	260	14	education	education	NOUN
fsr-3398	260	15	and	and	CCONJ
fsr-3398	260	16	risk	risk	NOUN
fsr-3398	260	17	tolerance	tolerance	NOUN
fsr-3398	260	18	.	.	PUNCT
fsr-3398	261	1	high	high	ADJ
fsr-3398	261	2	school	school	NOUN
fsr-3398	261	3	�	�	PROPN
fsr-3398	261	4	some	some	DET
fsr-3398	261	5	college	college	NOUN
fsr-3398	261	6	without	without	ADP
fsr-3398	261	7	degree	degree	NOUN
fsr-3398	261	8	�	�	PROPN
fsr-3398	261	9	bachelor	bachelor	NOUN
fsr-3398	261	10	degree	degree	NOUN
fsr-3398	261	11	�	�	PROPN
fsr-3398	261	12	employment	employment	NOUN
fsr-3398	261	13	status	status	NOUN
fsr-3398	261	14	employee	employee	NOUN
fsr-3398	261	15	without	without	ADP
fsr-3398	261	16	the	the	DET
fsr-3398	261	17	stability	stability	NOUN
fsr-3398	261	18	of	of	ADP
fsr-3398	261	19	a	a	DET
fsr-3398	261	20	salary	salary	NOUN
fsr-3398	261	21	,	,	PUNCT
fsr-3398	261	22	respondent	respondent	NOUN
fsr-3398	261	23	would	would	AUX
fsr-3398	261	24	be	be	AUX
fsr-3398	261	25	less	less	ADV
fsr-3398	261	26	willing	willing	ADJ
fsr-3398	261	27	to	to	PART
fsr-3398	261	28	invest	invest	VERB
fsr-3398	261	29	in	in	ADP
fsr-3398	261	30	a	a	DET
fsr-3398	261	31	high	high	ADJ
fsr-3398	261	32	return	return	NOUN
fsr-3398	261	33	asset	asset	NOUN
fsr-3398	261	34	.	.	PUNCT
fsr-3398	262	1	however	however	ADV
fsr-3398	262	2	,	,	PUNCT
fsr-3398	262	3	self	self	NOUN
fsr-3398	262	4	-	-	PUNCT
fsr-3398	262	5	selection	selection	NOUN
fsr-3398	262	6	might	might	AUX
fsr-3398	262	7	result	result	VERB
fsr-3398	262	8	in	in	ADP
fsr-3398	262	9	different	different	ADJ
fsr-3398	262	10	preferences	preference	NOUN
fsr-3398	262	11	for	for	ADP
fsr-3398	262	12	self	self	NOUN
fsr-3398	262	13	-	-	PUNCT
fsr-3398	262	14	employed	employ	VERB
fsr-3398	262	15	.	.	PUNCT
fsr-3398	263	1	self	self	NOUN
fsr-3398	263	2	-	-	PUNCT
fsr-3398	263	3	employed	employ	VERB
fsr-3398	263	4	other	other	ADJ
fsr-3398	263	5	than	than	ADP
fsr-3398	263	6	farmer	farmer	PROPN
fsr-3398	263	7	�	�	PROPN
fsr-3398	263	8	farmer	farmer	PROPN
fsr-3398	263	9	�	�	PROPN
fsr-3398	263	10	retired	retire	VERB
fsr-3398	263	11	�	�	PROPN
fsr-3398	263	12	other	other	ADJ
fsr-3398	263	13	job	job	NOUN
fsr-3398	263	14	status	status	NOUN
fsr-3398	263	15	�	�	PROPN
fsr-3398	263	16	health	health	PROPN
fsr-3398	263	17	status	status	NOUN
fsr-3398	263	18	poor	poor	ADJ
fsr-3398	263	19	health	health	NOUN
fsr-3398	263	20	if	if	SCONJ
fsr-3398	263	21	household	household	NOUN
fsr-3398	263	22	expects	expect	VERB
fsr-3398	263	23	poor	poor	ADJ
fsr-3398	263	24	health	health	NOUN
fsr-3398	263	25	in	in	ADP
fsr-3398	263	26	the	the	DET
fsr-3398	263	27	future	future	NOUN
fsr-3398	263	28	,	,	PUNCT
fsr-3398	263	29	it	it	PRON
fsr-3398	263	30	might	might	AUX
fsr-3398	263	31	have	have	VERB
fsr-3398	263	32	a	a	DET
fsr-3398	263	33	greater	great	ADJ
fsr-3398	263	34	need	need	NOUN
fsr-3398	263	35	for	for	ADP
fsr-3398	263	36	more	more	ADV
fsr-3398	263	37	stable	stable	ADJ
fsr-3398	263	38	funds	fund	NOUN
fsr-3398	263	39	to	to	PART
fsr-3398	263	40	cover	cover	VERB
fsr-3398	263	41	medical	medical	ADJ
fsr-3398	263	42	expenses	expense	NOUN
fsr-3398	263	43	.	.	PUNCT
fsr-3398	264	1	fair	fair	ADJ
fsr-3398	264	2	health	health	PROPN
fsr-3398	264	3	�	�	PROPN
fsr-3398	264	4	good	good	PROPN
fsr-3398	264	5	health	health	PROPN
fsr-3398	264	6	�	�	PROPN
fsr-3398	264	7	excellent	excellent	ADJ
fsr-3398	264	8	health	health	NOUN
fsr-3398	264	9	�	�	PROPN
fsr-3398	264	10	race	race	NOUN
fsr-3398	264	11	/	/	SYM
fsr-3398	264	12	ethnicity	ethnicity	NOUN
fsr-3398	264	13	han	han	NOUN
fsr-3398	264	14	controlling	control	VERB
fsr-3398	264	15	for	for	ADP
fsr-3398	264	16	other	other	ADJ
fsr-3398	264	17	factors	factor	NOUN
fsr-3398	264	18	including	include	VERB
fsr-3398	264	19	income	income	NOUN
fsr-3398	264	20	and	and	CCONJ
fsr-3398	264	21	age	age	NOUN
fsr-3398	264	22	,	,	PUNCT
fsr-3398	264	23	there	there	PRON
fsr-3398	264	24	should	should	AUX
fsr-3398	264	25	not	not	PART
fsr-3398	264	26	be	be	AUX
fsr-3398	264	27	any	any	DET
fsr-3398	264	28	differences.non	differences.non	X
fsr-3398	264	29	-	-	ADJ
fsr-3398	264	30	han	han	ADJ
fsr-3398	264	31	0	0	NUM
fsr-3398	264	32	home	home	NOUN
fsr-3398	264	33	ownership	ownership	NOUN
fsr-3398	264	34	yes	yes	INTJ
fsr-3398	264	35	�	�	PROPN
fsr-3398	264	36	renters	renter	NOUN
fsr-3398	264	37	are	be	AUX
fsr-3398	264	38	less	less	ADV
fsr-3398	264	39	likely	likely	ADJ
fsr-3398	264	40	to	to	PART
fsr-3398	264	41	be	be	AUX
fsr-3398	264	42	willing	willing	ADJ
fsr-3398	264	43	to	to	PART
fsr-3398	264	44	invest	invest	VERB
fsr-3398	264	45	in	in	ADP
fsr-3398	264	46	high	high	ADJ
fsr-3398	264	47	return	return	NOUN
fsr-3398	264	48	assets	asset	NOUN
fsr-3398	264	49	because	because	SCONJ
fsr-3398	264	50	they	they	PRON
fsr-3398	264	51	would	would	AUX
fsr-3398	264	52	choose	choose	VERB
fsr-3398	264	53	to	to	PART
fsr-3398	264	54	invest	invest	VERB
fsr-3398	264	55	in	in	ADP
fsr-3398	264	56	assets	asset	NOUN
fsr-3398	264	57	with	with	ADP
fsr-3398	264	58	low	low	ADJ
fsr-3398	264	59	volatility	volatility	NOUN
fsr-3398	264	60	to	to	PART
fsr-3398	264	61	buy	buy	VERB
fsr-3398	264	62	a	a	DET
fsr-3398	264	63	house	house	NOUN
fsr-3398	264	64	in	in	ADP
fsr-3398	264	65	the	the	DET
fsr-3398	264	66	future	future	NOUN
fsr-3398	264	67	.	.	PUNCT
fsr-3398	265	1	no	no	DET
fsr-3398	265	2	household	household	NOUN
fsr-3398	265	3	type	type	NOUN
fsr-3398	265	4	couple	couple	NOUN
fsr-3398	265	5	couple	couple	NOUN
fsr-3398	265	6	household	household	NOUN
fsr-3398	265	7	might	might	AUX
fsr-3398	265	8	have	have	VERB
fsr-3398	265	9	higher	high	ADJ
fsr-3398	265	10	expected	expect	VERB
fsr-3398	265	11	lifetime	lifetime	NOUN
fsr-3398	265	12	income	income	NOUN
fsr-3398	265	13	than	than	ADP
fsr-3398	265	14	single	single	ADJ
fsr-3398	265	15	households	household	NOUN
fsr-3398	265	16	,	,	PUNCT
fsr-3398	265	17	and	and	CCONJ
fsr-3398	265	18	this	this	PRON
fsr-3398	265	19	leads	lead	VERB
fsr-3398	265	20	to	to	ADP
fsr-3398	265	21	higher	high	ADJ
fsr-3398	265	22	likelihood	likelihood	NOUN
fsr-3398	265	23	to	to	PART
fsr-3398	265	24	be	be	AUX
fsr-3398	265	25	willing	willing	ADJ
fsr-3398	265	26	to	to	PART
fsr-3398	265	27	hold	hold	VERB
fsr-3398	265	28	high	high	ADJ
fsr-3398	265	29	return	return	NOUN
fsr-3398	265	30	investments	investment	NOUN
fsr-3398	265	31	.	.	PUNCT
fsr-3398	266	1	single	single	ADJ
fsr-3398	266	2	�	�	PROPN
fsr-3398	266	3	income	income	NOUN
fsr-3398	266	4	�	�	PROPN
fsr-3398	266	5	higher	high	ADJ
fsr-3398	266	6	income	income	NOUN
fsr-3398	266	7	households	household	NOUN
fsr-3398	266	8	have	have	VERB
fsr-3398	266	9	more	more	ADJ
fsr-3398	266	10	resources	resource	NOUN
fsr-3398	266	11	to	to	PART
fsr-3398	266	12	invest	invest	VERB
fsr-3398	266	13	in	in	ADP
fsr-3398	266	14	high	high	ADJ
fsr-3398	266	15	return	return	NOUN
fsr-3398	266	16	investments	investment	NOUN
fsr-3398	266	17	.	.	PUNCT
fsr-3398	267	1	financial	financial	ADJ
fsr-3398	267	2	assets	asset	NOUN
fsr-3398	267	3	�	�	PROPN
fsr-3398	267	4	those	those	PRON
fsr-3398	267	5	with	with	ADP
fsr-3398	267	6	more	more	ADJ
fsr-3398	267	7	financial	financial	ADJ
fsr-3398	267	8	assets	asset	NOUN
fsr-3398	267	9	are	be	AUX
fsr-3398	267	10	more	more	ADV
fsr-3398	267	11	able	able	ADJ
fsr-3398	267	12	to	to	PART
fsr-3398	267	13	cover	cover	VERB
fsr-3398	267	14	short	short	ADJ
fsr-3398	267	15	term	term	NOUN
fsr-3398	267	16	expenses	expense	NOUN
fsr-3398	267	17	,	,	PUNCT
fsr-3398	267	18	so	so	ADV
fsr-3398	267	19	will	will	AUX
fsr-3398	267	20	be	be	AUX
fsr-3398	267	21	more	more	ADV
fsr-3398	267	22	willing	willing	ADJ
fsr-3398	267	23	to	to	PART
fsr-3398	267	24	invest	invest	VERB
fsr-3398	267	25	in	in	ADP
fsr-3398	267	26	high	high	ADJ
fsr-3398	267	27	return	return	NOUN
fsr-3398	267	28	assets	asset	NOUN
fsr-3398	267	29	(	(	PUNCT
fsr-3398	267	30	�	�	NOUN
fsr-3398	267	31	)	)	PUNCT
fsr-3398	267	32	is	be	AUX
fsr-3398	267	33	positive	positive	ADJ
fsr-3398	267	34	effect	effect	NOUN
fsr-3398	267	35	,	,	PUNCT
fsr-3398	267	36	(	(	PUNCT
fsr-3398	267	37	�	�	NOUN
fsr-3398	267	38	)	)	PUNCT
fsr-3398	267	39	is	be	AUX
fsr-3398	267	40	negative	negative	ADJ
fsr-3398	267	41	effect	effect	NOUN
fsr-3398	267	42	,	,	PUNCT
fsr-3398	267	43	0	0	NUM
fsr-3398	267	44	is	be	AUX
fsr-3398	267	45	no	no	DET
fsr-3398	267	46	effect	effect	NOUN
fsr-3398	267	47	.	.	PUNCT
fsr-3398	268	1	the	the	DET
fsr-3398	268	2	reference	reference	NOUN
fsr-3398	268	3	category	category	NOUN
fsr-3398	268	4	is	be	AUX
fsr-3398	268	5	indicated	indicate	VERB
fsr-3398	268	6	in	in	ADP
fsr-3398	268	7	bold	bold	ADJ
fsr-3398	268	8	.	.	PUNCT
fsr-3398	269	1	289s.d	289s.d	X
fsr-3398	269	2	.	.	PUNCT
fsr-3398	270	1	hanna	hanna	PROPN
fsr-3398	270	2	et	et	PROPN
fsr-3398	270	3	al	al	PROPN
fsr-3398	270	4	.	.	PUNCT
fsr-3398	270	5	/	/	SYM
fsr-3398	270	6	financial	financial	ADJ
fsr-3398	270	7	services	service	NOUN
fsr-3398	270	8	review	review	VERB
fsr-3398	270	9	27	27	NUM
fsr-3398	270	10	(	(	PUNCT
fsr-3398	270	11	2018	2018	NUM
fsr-3398	270	12	)	)	PUNCT
fsr-3398	270	13	279	279	NUM
fsr-3398	270	14	-	-	SYM
fsr-3398	270	15	302	302	NUM
fsr-3398	270	16	more	more	ADJ
fsr-3398	270	17	risk	risk	NOUN
fsr-3398	270	18	tolerant	tolerant	ADJ
fsr-3398	270	19	.	.	PUNCT
fsr-3398	271	1	empirical	empirical	ADJ
fsr-3398	271	2	studies	study	NOUN
fsr-3398	271	3	in	in	ADP
fsr-3398	271	4	the	the	DET
fsr-3398	271	5	united	united	PROPN
fsr-3398	271	6	states	states	PROPN
fsr-3398	271	7	have	have	AUX
fsr-3398	271	8	consistently	consistently	ADV
fsr-3398	271	9	found	find	VERB
fsr-3398	271	10	that	that	SCONJ
fsr-3398	271	11	self	self	NOUN
fsr-3398	271	12	-	-	PUNCT
fsr-3398	271	13	employed	employ	VERB
fsr-3398	271	14	respondents	respondent	NOUN
fsr-3398	271	15	are	be	AUX
fsr-3398	271	16	more	more	ADJ
fsr-3398	271	17	risk	risk	NOUN
fsr-3398	271	18	tolerant	tolerant	ADJ
fsr-3398	271	19	than	than	ADP
fsr-3398	271	20	respondents	respondent	NOUN
fsr-3398	271	21	who	who	PRON
fsr-3398	271	22	are	be	AUX
fsr-3398	271	23	employees	employee	NOUN
fsr-3398	271	24	(	(	PUNCT
fsr-3398	271	25	e.g.	e.g.	ADV
fsr-3398	271	26	,	,	PUNCT
fsr-3398	271	27	yao	yao	PROPN
fsr-3398	271	28	et	et	PROPN
fsr-3398	271	29	al	al	PROPN
fsr-3398	271	30	.	.	PROPN
fsr-3398	271	31	,	,	PUNCT
fsr-3398	271	32	2004	2004	NUM
fsr-3398	271	33	)	)	PUNCT
fsr-3398	271	34	,	,	PUNCT
fsr-3398	271	35	and	and	CCONJ
fsr-3398	271	36	we	we	PRON
fsr-3398	271	37	expect	expect	VERB
fsr-3398	271	38	to	to	PART
fsr-3398	271	39	find	find	VERB
fsr-3398	271	40	a	a	DET
fsr-3398	271	41	similar	similar	ADJ
fsr-3398	271	42	pattern	pattern	NOUN
fsr-3398	271	43	.	.	PUNCT
fsr-3398	272	1	it	it	PRON
fsr-3398	272	2	is	be	AUX
fsr-3398	272	3	plausible	plausible	ADJ
fsr-3398	272	4	that	that	SCONJ
fsr-3398	272	5	health	health	NOUN
fsr-3398	272	6	would	would	AUX
fsr-3398	272	7	be	be	AUX
fsr-3398	272	8	related	relate	VERB
fsr-3398	272	9	to	to	PART
fsr-3398	272	10	risk	risk	VERB
fsr-3398	272	11	tolerance	tolerance	NOUN
fsr-3398	272	12	because	because	SCONJ
fsr-3398	272	13	poor	poor	ADJ
fsr-3398	272	14	health	health	NOUN
fsr-3398	272	15	may	may	AUX
fsr-3398	272	16	shorten	shorten	VERB
fsr-3398	272	17	the	the	DET
fsr-3398	272	18	investment	investment	NOUN
fsr-3398	272	19	horizon	horizon	NOUN
fsr-3398	272	20	,	,	PUNCT
fsr-3398	272	21	given	give	VERB
fsr-3398	272	22	the	the	DET
fsr-3398	272	23	possibility	possibility	NOUN
fsr-3398	272	24	of	of	ADP
fsr-3398	272	25	medical	medical	ADJ
fsr-3398	272	26	expenses	expense	NOUN
fsr-3398	272	27	.	.	PUNCT
fsr-3398	273	1	in	in	ADP
fsr-3398	273	2	u.s	u.s	PROPN
fsr-3398	273	3	.	.	PROPN
fsr-3398	273	4	research	research	PROPN
fsr-3398	273	5	,	,	PUNCT
fsr-3398	273	6	white	white	ADJ
fsr-3398	273	7	respondents	respondent	NOUN
fsr-3398	273	8	have	have	AUX
fsr-3398	273	9	been	be	AUX
fsr-3398	273	10	found	find	VERB
fsr-3398	273	11	to	to	PART
fsr-3398	273	12	be	be	AUX
fsr-3398	273	13	more	more	ADV
fsr-3398	273	14	willing	willing	ADJ
fsr-3398	273	15	to	to	PART
fsr-3398	273	16	take	take	VERB
fsr-3398	273	17	some	some	DET
fsr-3398	273	18	risk	risk	NOUN
fsr-3398	273	19	(	(	PUNCT
fsr-3398	273	20	vs.	vs.	ADP
fsr-3398	273	21	no	no	DET
fsr-3398	273	22	risk	risk	NOUN
fsr-3398	273	23	)	)	PUNCT
fsr-3398	273	24	than	than	ADP
fsr-3398	273	25	those	those	PRON
fsr-3398	273	26	identifying	identify	VERB
fsr-3398	273	27	as	as	ADP
fsr-3398	273	28	black	black	ADJ
fsr-3398	273	29	or	or	CCONJ
fsr-3398	273	30	hispanic	hispanic	ADJ
fsr-3398	273	31	.	.	PUNCT
fsr-3398	274	1	yao	yao	PROPN
fsr-3398	274	2	et	et	PROPN
fsr-3398	274	3	al	al	PROPN
fsr-3398	274	4	.	.	PROPN
fsr-3398	275	1	(	(	PUNCT
fsr-3398	275	2	2005	2005	NUM
fsr-3398	275	3	)	)	PUNCT
fsr-3398	275	4	discussed	discuss	VERB
fsr-3398	275	5	both	both	DET
fsr-3398	275	6	cultural	cultural	ADJ
fsr-3398	275	7	differences	difference	NOUN
fsr-3398	275	8	and	and	CCONJ
fsr-3398	275	9	differing	differ	VERB
fsr-3398	275	10	levels	level	NOUN
fsr-3398	275	11	of	of	ADP
fsr-3398	275	12	exposure	exposure	NOUN
fsr-3398	275	13	to	to	ADP
fsr-3398	275	14	information	information	NOUN
fsr-3398	275	15	about	about	ADP
fsr-3398	275	16	financial	financial	ADJ
fsr-3398	275	17	markets	market	NOUN
fsr-3398	275	18	as	as	ADP
fsr-3398	275	19	possible	possible	ADJ
fsr-3398	275	20	reasons	reason	NOUN
fsr-3398	275	21	for	for	ADP
fsr-3398	275	22	the	the	DET
fsr-3398	275	23	lower	low	ADJ
fsr-3398	275	24	risk	risk	NOUN
fsr-3398	275	25	tolerance	tolerance	NOUN
fsr-3398	275	26	of	of	ADP
fsr-3398	275	27	black	black	ADJ
fsr-3398	275	28	and	and	CCONJ
fsr-3398	275	29	hispanic	hispanic	ADJ
fsr-3398	275	30	respondents	respondent	NOUN
fsr-3398	275	31	compared	compare	VERB
fsr-3398	275	32	with	with	ADP
fsr-3398	275	33	white	white	ADJ
fsr-3398	275	34	respondents	respondent	NOUN
fsr-3398	275	35	.	.	PUNCT
fsr-3398	276	1	in	in	ADP
fsr-3398	276	2	yao	yao	PROPN
fsr-3398	276	3	et	et	PROPN
fsr-3398	276	4	al	al	PROPN
fsr-3398	276	5	.	.	PROPN
fsr-3398	277	1	(	(	PUNCT
fsr-3398	277	2	2004	2004	NUM
fsr-3398	277	3	)	)	PUNCT
fsr-3398	277	4	the	the	DET
fsr-3398	277	5	respondents	respondent	NOUN
fsr-3398	277	6	who	who	PRON
fsr-3398	277	7	identified	identify	VERB
fsr-3398	277	8	as	as	ADP
fsr-3398	277	9	“	"	PUNCT
fsr-3398	277	10	other	other	ADJ
fsr-3398	277	11	,	,	PUNCT
fsr-3398	277	12	”	"	PUNCT
fsr-3398	277	13	which	which	PRON
fsr-3398	277	14	hanna	hanna	NOUN
fsr-3398	277	15	and	and	CCONJ
fsr-3398	277	16	lindamood	lindamood	NOUN
fsr-3398	277	17	(	(	PUNCT
fsr-3398	277	18	2008	2008	NUM
fsr-3398	277	19	)	)	PUNCT
fsr-3398	277	20	noted	note	VERB
fsr-3398	277	21	were	be	AUX
fsr-3398	277	22	mostly	mostly	ADV
fsr-3398	277	23	of	of	ADP
fsr-3398	277	24	asian	asian	ADJ
fsr-3398	277	25	identification	identification	NOUN
fsr-3398	277	26	,	,	PUNCT
fsr-3398	277	27	were	be	AUX
fsr-3398	277	28	less	less	ADV
fsr-3398	277	29	likely	likely	ADJ
fsr-3398	277	30	than	than	SCONJ
fsr-3398	277	31	otherwise	otherwise	ADV
fsr-3398	277	32	similar	similar	ADJ
fsr-3398	277	33	white	white	ADJ
fsr-3398	277	34	respondents	respondent	NOUN
fsr-3398	277	35	to	to	PART
fsr-3398	277	36	be	be	AUX
fsr-3398	277	37	willing	willing	ADJ
fsr-3398	277	38	to	to	PART
fsr-3398	277	39	take	take	VERB
fsr-3398	277	40	some	some	DET
fsr-3398	277	41	risk	risk	NOUN
fsr-3398	277	42	.	.	PUNCT
fsr-3398	278	1	yao	yao	PROPN
fsr-3398	278	2	et	et	PROPN
fsr-3398	278	3	al	al	PROPN
fsr-3398	278	4	.	.	PROPN
fsr-3398	278	5	(	(	PUNCT
fsr-3398	278	6	2004	2004	NUM
fsr-3398	278	7	)	)	PUNCT
fsr-3398	278	8	found	find	VERB
fsr-3398	278	9	that	that	SCONJ
fsr-3398	278	10	blacks	black	NOUN
fsr-3398	278	11	and	and	CCONJ
fsr-3398	278	12	hispanics	hispanic	NOUN
fsr-3398	278	13	were	be	AUX
fsr-3398	278	14	less	less	ADV
fsr-3398	278	15	willing	willing	ADJ
fsr-3398	278	16	than	than	ADP
fsr-3398	278	17	white	white	ADJ
fsr-3398	278	18	respondents	respondent	NOUN
fsr-3398	278	19	to	to	PART
fsr-3398	278	20	be	be	AUX
fsr-3398	278	21	willing	willing	ADJ
fsr-3398	278	22	to	to	PART
fsr-3398	278	23	take	take	VERB
fsr-3398	278	24	some	some	DET
fsr-3398	278	25	risk	risk	NOUN
fsr-3398	278	26	,	,	PUNCT
fsr-3398	278	27	but	but	CCONJ
fsr-3398	278	28	more	more	ADV
fsr-3398	278	29	willing	willing	ADJ
fsr-3398	278	30	to	to	PART
fsr-3398	278	31	take	take	VERB
fsr-3398	278	32	substantial	substantial	ADJ
fsr-3398	278	33	risk	risk	NOUN
fsr-3398	278	34	.	.	PUNCT
fsr-3398	279	1	this	this	DET
fsr-3398	279	2	apparent	apparent	ADJ
fsr-3398	279	3	inconsistency	inconsistency	NOUN
fsr-3398	279	4	might	might	AUX
fsr-3398	279	5	be	be	AUX
fsr-3398	279	6	because	because	SCONJ
fsr-3398	279	7	of	of	ADP
fsr-3398	279	8	the	the	DET
fsr-3398	279	9	lack	lack	NOUN
fsr-3398	279	10	of	of	ADP
fsr-3398	279	11	financial	financial	ADJ
fsr-3398	279	12	sophistication	sophistication	NOUN
fsr-3398	279	13	and	and	CCONJ
fsr-3398	279	14	lower	low	ADJ
fsr-3398	279	15	exposure	exposure	NOUN
fsr-3398	279	16	to	to	ADP
fsr-3398	279	17	financial	financial	ADJ
fsr-3398	279	18	information	information	NOUN
fsr-3398	279	19	in	in	ADP
fsr-3398	279	20	these	these	DET
fsr-3398	279	21	groups	group	NOUN
fsr-3398	279	22	.	.	PUNCT
fsr-3398	280	1	controlling	control	VERB
fsr-3398	280	2	for	for	ADP
fsr-3398	280	3	other	other	ADJ
fsr-3398	280	4	characteristics	characteristic	NOUN
fsr-3398	280	5	,	,	PUNCT
fsr-3398	280	6	we	we	PRON
fsr-3398	280	7	do	do	AUX
fsr-3398	280	8	not	not	PART
fsr-3398	280	9	expect	expect	VERB
fsr-3398	280	10	han	han	PROPN
fsr-3398	280	11	chinese	chinese	PROPN
fsr-3398	280	12	to	to	PART
fsr-3398	280	13	have	have	VERB
fsr-3398	280	14	different	different	ADJ
fsr-3398	280	15	level	level	NOUN
fsr-3398	280	16	of	of	ADP
fsr-3398	280	17	risk	risk	NOUN
fsr-3398	280	18	tolerance	tolerance	NOUN
fsr-3398	280	19	compared	compare	VERB
fsr-3398	280	20	with	with	ADP
fsr-3398	280	21	other	other	ADJ
fsr-3398	280	22	ethnic	ethnic	ADJ
fsr-3398	280	23	groups	group	NOUN
fsr-3398	280	24	.	.	PUNCT
fsr-3398	281	1	household	household	NOUN
fsr-3398	281	2	resources	resource	NOUN
fsr-3398	281	3	,	,	PUNCT
fsr-3398	281	4	including	include	VERB
fsr-3398	281	5	financial	financial	ADJ
fsr-3398	281	6	assets	asset	NOUN
fsr-3398	281	7	,	,	PUNCT
fsr-3398	281	8	homeownership	homeownership	NOUN
fsr-3398	281	9	,	,	PUNCT
fsr-3398	281	10	and	and	CCONJ
fsr-3398	281	11	income	income	NOUN
fsr-3398	281	12	,	,	PUNCT
fsr-3398	281	13	have	have	AUX
fsr-3398	281	14	been	be	AUX
fsr-3398	281	15	found	find	VERB
fsr-3398	281	16	to	to	PART
fsr-3398	281	17	be	be	AUX
fsr-3398	281	18	positively	positively	ADV
fsr-3398	281	19	related	relate	VERB
fsr-3398	281	20	to	to	PART
fsr-3398	281	21	risk	risk	VERB
fsr-3398	281	22	tolerance	tolerance	NOUN
fsr-3398	281	23	,	,	PUNCT
fsr-3398	281	24	and	and	CCONJ
fsr-3398	281	25	the	the	DET
fsr-3398	281	26	part	part	NOUN
fsr-3398	281	27	of	of	ADP
fsr-3398	281	28	the	the	DET
fsr-3398	281	29	reason	reason	NOUN
fsr-3398	281	30	might	might	AUX
fsr-3398	281	31	be	be	AUX
fsr-3398	281	32	because	because	SCONJ
fsr-3398	281	33	of	of	ADP
fsr-3398	281	34	the	the	DET
fsr-3398	281	35	information	information	NOUN
fsr-3398	281	36	costs	cost	NOUN
fsr-3398	281	37	of	of	ADP
fsr-3398	281	38	making	make	VERB
fsr-3398	281	39	investment	investment	NOUN
fsr-3398	281	40	decisions	decision	NOUN
fsr-3398	281	41	,	,	PUNCT
fsr-3398	281	42	as	as	SCONJ
fsr-3398	281	43	discussed	discuss	VERB
fsr-3398	281	44	by	by	ADP
fsr-3398	281	45	haliassos	haliassos	NOUN
fsr-3398	281	46	and	and	CCONJ
fsr-3398	281	47	bertaut	bertaut	PROPN
fsr-3398	281	48	(	(	PUNCT
fsr-3398	281	49	1995	1995	NUM
fsr-3398	281	50	)	)	PUNCT
fsr-3398	281	51	.	.	PUNCT
fsr-3398	282	1	a	a	DET
fsr-3398	282	2	household	household	NOUN
fsr-3398	282	3	with	with	ADP
fsr-3398	282	4	low	low	ADJ
fsr-3398	282	5	resources	resource	NOUN
fsr-3398	282	6	might	might	AUX
fsr-3398	282	7	have	have	VERB
fsr-3398	282	8	very	very	ADV
fsr-3398	282	9	limited	limited	ADJ
fsr-3398	282	10	funds	fund	NOUN
fsr-3398	282	11	and	and	CCONJ
fsr-3398	282	12	the	the	DET
fsr-3398	282	13	information	information	NOUN
fsr-3398	282	14	costs	cost	NOUN
fsr-3398	282	15	of	of	ADP
fsr-3398	282	16	making	make	VERB
fsr-3398	282	17	an	an	DET
fsr-3398	282	18	investment	investment	NOUN
fsr-3398	282	19	choice	choice	NOUN
fsr-3398	282	20	would	would	AUX
fsr-3398	282	21	be	be	AUX
fsr-3398	282	22	higher	high	ADJ
fsr-3398	282	23	than	than	ADP
fsr-3398	282	24	the	the	DET
fsr-3398	282	25	expected	expect	VERB
fsr-3398	282	26	gains	gain	NOUN
fsr-3398	282	27	of	of	ADP
fsr-3398	282	28	choosing	choose	VERB
fsr-3398	282	29	a	a	DET
fsr-3398	282	30	higher	high	ADJ
fsr-3398	282	31	return	return	NOUN
fsr-3398	282	32	investment	investment	NOUN
fsr-3398	282	33	.	.	PUNCT
fsr-3398	283	1	therefore	therefore	ADV
fsr-3398	283	2	,	,	PUNCT
fsr-3398	283	3	we	we	PRON
fsr-3398	283	4	expect	expect	VERB
fsr-3398	283	5	a	a	DET
fsr-3398	283	6	positive	positive	ADJ
fsr-3398	283	7	relationship	relationship	NOUN
fsr-3398	283	8	between	between	ADP
fsr-3398	283	9	resources	resource	NOUN
fsr-3398	283	10	(	(	PUNCT
fsr-3398	283	11	financial	financial	ADJ
fsr-3398	283	12	assets	asset	NOUN
fsr-3398	283	13	,	,	PUNCT
fsr-3398	283	14	homeownership	homeownership	NOUN
fsr-3398	283	15	,	,	PUNCT
fsr-3398	283	16	and	and	CCONJ
fsr-3398	283	17	income	income	NOUN
fsr-3398	283	18	)	)	PUNCT
fsr-3398	283	19	and	and	CCONJ
fsr-3398	283	20	risk	risk	NOUN
fsr-3398	283	21	tolerance	tolerance	NOUN
fsr-3398	283	22	.	.	PUNCT
fsr-3398	284	1	4	4	X
fsr-3398	284	2	.	.	X
fsr-3398	284	3	method	method	PROPN
fsr-3398	284	4	4.1	4.1	NUM
fsr-3398	284	5	.	.	PUNCT
fsr-3398	285	1	dataset	dataset	NOUN
fsr-3398	285	2	and	and	CCONJ
fsr-3398	285	3	sample	sample	NOUN
fsr-3398	285	4	selection	selection	NOUN
fsr-3398	285	5	we	we	PRON
fsr-3398	285	6	used	use	VERB
fsr-3398	285	7	the	the	DET
fsr-3398	285	8	2011	2011	NUM
fsr-3398	285	9	china	china	PROPN
fsr-3398	285	10	household	household	NOUN
fsr-3398	285	11	finance	finance	NOUN
fsr-3398	285	12	survey	survey	NOUN
fsr-3398	285	13	(	(	PUNCT
fsr-3398	285	14	chfs	chfs	NOUN
fsr-3398	285	15	)	)	PUNCT
fsr-3398	285	16	.	.	PUNCT
fsr-3398	286	1	the	the	DET
fsr-3398	286	2	survey	survey	NOUN
fsr-3398	286	3	is	be	AUX
fsr-3398	286	4	sponsored	sponsor	VERB
fsr-3398	286	5	by	by	ADP
fsr-3398	286	6	the	the	DET
fsr-3398	286	7	southwest	southwest	PROPN
fsr-3398	286	8	university	university	PROPN
fsr-3398	286	9	of	of	ADP
fsr-3398	286	10	finance	finance	NOUN
fsr-3398	286	11	and	and	CCONJ
fsr-3398	286	12	economics	economic	NOUN
fsr-3398	286	13	in	in	ADP
fsr-3398	286	14	cooperation	cooperation	NOUN
fsr-3398	286	15	with	with	ADP
fsr-3398	286	16	the	the	DET
fsr-3398	286	17	finance	finance	NOUN
fsr-3398	286	18	research	research	NOUN
fsr-3398	286	19	branch	branch	NOUN
fsr-3398	286	20	of	of	ADP
fsr-3398	286	21	people	people	NOUN
fsr-3398	286	22	’s	’s	PART
fsr-3398	286	23	bank	bank	PROPN
fsr-3398	286	24	of	of	ADP
fsr-3398	286	25	china	china	PROPN
fsr-3398	286	26	,	,	PUNCT
fsr-3398	286	27	and	and	CCONJ
fsr-3398	286	28	according	accord	VERB
fsr-3398	286	29	to	to	ADP
fsr-3398	286	30	gan	gan	PROPN
fsr-3398	286	31	et	et	PROPN
fsr-3398	286	32	al	al	PROPN
fsr-3398	286	33	.	.	PROPN
fsr-3398	287	1	(	(	PUNCT
fsr-3398	287	2	2012	2012	NUM
fsr-3398	287	3	)	)	PUNCT
fsr-3398	287	4	,	,	PUNCT
fsr-3398	287	5	when	when	SCONJ
fsr-3398	287	6	it	it	PRON
fsr-3398	287	7	was	be	AUX
fsr-3398	287	8	released	release	VERB
fsr-3398	287	9	,	,	PUNCT
fsr-3398	287	10	it	it	PRON
fsr-3398	287	11	was	be	AUX
fsr-3398	287	12	the	the	DET
fsr-3398	287	13	first	first	ADJ
fsr-3398	287	14	nationally	nationally	ADV
fsr-3398	287	15	representative	representative	ADJ
fsr-3398	287	16	survey	survey	NOUN
fsr-3398	287	17	on	on	ADP
fsr-3398	287	18	household	household	NOUN
fsr-3398	287	19	finances	finance	NOUN
fsr-3398	287	20	in	in	ADP
fsr-3398	287	21	china	china	PROPN
fsr-3398	287	22	.	.	PUNCT
fsr-3398	288	1	this	this	DET
fsr-3398	288	2	dataset	dataset	NOUN
fsr-3398	288	3	is	be	AUX
fsr-3398	288	4	highly	highly	ADV
fsr-3398	288	5	focused	focused	ADJ
fsr-3398	288	6	on	on	ADP
fsr-3398	288	7	detailed	detailed	ADJ
fsr-3398	288	8	level	level	NOUN
fsr-3398	288	9	of	of	ADP
fsr-3398	288	10	economic	economic	ADJ
fsr-3398	288	11	status	status	NOUN
fsr-3398	288	12	as	as	ADV
fsr-3398	288	13	well	well	ADV
fsr-3398	288	14	as	as	ADP
fsr-3398	288	15	various	various	ADJ
fsr-3398	288	16	demographic	demographic	ADJ
fsr-3398	288	17	characteristics	characteristic	NOUN
fsr-3398	288	18	of	of	ADP
fsr-3398	288	19	households	household	NOUN
fsr-3398	288	20	.	.	PUNCT
fsr-3398	289	1	among	among	ADP
fsr-3398	289	2	the	the	DET
fsr-3398	289	3	existing	exist	VERB
fsr-3398	289	4	datasets	dataset	NOUN
fsr-3398	289	5	in	in	ADP
fsr-3398	289	6	china	china	PROPN
fsr-3398	289	7	,	,	PUNCT
fsr-3398	289	8	the	the	DET
fsr-3398	289	9	chfs	chfs	NOUN
fsr-3398	289	10	can	can	AUX
fsr-3398	289	11	be	be	AUX
fsr-3398	289	12	considered	consider	VERB
fsr-3398	289	13	as	as	ADP
fsr-3398	289	14	the	the	DET
fsr-3398	289	15	dataset	dataset	NOUN
fsr-3398	289	16	with	with	ADP
fsr-3398	289	17	the	the	DET
fsr-3398	289	18	highest	high	ADJ
fsr-3398	289	19	response	response	NOUN
fsr-3398	289	20	rate	rate	NOUN
fsr-3398	289	21	(	(	PUNCT
fsr-3398	289	22	gan	gan	NOUN
fsr-3398	289	23	et	et	PROPN
fsr-3398	289	24	al	al	PROPN
fsr-3398	289	25	.	.	PROPN
fsr-3398	289	26	,	,	PUNCT
fsr-3398	289	27	2013	2013	NUM
fsr-3398	289	28	)	)	PUNCT
fsr-3398	289	29	.	.	PUNCT
fsr-3398	290	1	the	the	DET
fsr-3398	290	2	overall	overall	ADJ
fsr-3398	290	3	response	response	NOUN
fsr-3398	290	4	rate	rate	NOUN
fsr-3398	290	5	of	of	ADP
fsr-3398	290	6	the	the	DET
fsr-3398	290	7	chfs	chfs	NOUN
fsr-3398	290	8	is	be	AUX
fsr-3398	290	9	around	around	ADV
fsr-3398	290	10	88	88	NUM
fsr-3398	290	11	%	%	NOUN
fsr-3398	290	12	.	.	PUNCT
fsr-3398	291	1	in	in	ADP
fsr-3398	291	2	the	the	DET
fsr-3398	291	3	2011	2011	NUM
fsr-3398	291	4	chfs	chfs	NOUN
fsr-3398	291	5	,	,	PUNCT
fsr-3398	291	6	the	the	DET
fsr-3398	291	7	survey	survey	NOUN
fsr-3398	291	8	respondent	respondent	NOUN
fsr-3398	291	9	was	be	AUX
fsr-3398	291	10	selected	select	VERB
fsr-3398	291	11	as	as	ADP
fsr-3398	291	12	the	the	DET
fsr-3398	291	13	person	person	NOUN
fsr-3398	291	14	who	who	PRON
fsr-3398	291	15	was	be	AUX
fsr-3398	291	16	most	most	ADV
fsr-3398	291	17	financially	financially	ADV
fsr-3398	291	18	knowledgeable	knowledgeable	ADJ
fsr-3398	291	19	in	in	ADP
fsr-3398	291	20	the	the	DET
fsr-3398	291	21	household	household	NOUN
fsr-3398	291	22	.	.	PUNCT
fsr-3398	292	1	the	the	DET
fsr-3398	292	2	total	total	ADJ
fsr-3398	292	3	sample	sample	NOUN
fsr-3398	292	4	size	size	NOUN
fsr-3398	292	5	of	of	ADP
fsr-3398	292	6	survey	survey	NOUN
fsr-3398	292	7	respondents	respondent	NOUN
fsr-3398	292	8	was	be	AUX
fsr-3398	292	9	8,438	8,438	NUM
fsr-3398	292	10	.	.	PUNCT
fsr-3398	293	1	we	we	PRON
fsr-3398	293	2	selected	select	VERB
fsr-3398	293	3	respondents	respondent	NOUN
fsr-3398	293	4	with	with	ADP
fsr-3398	293	5	a	a	DET
fsr-3398	293	6	valid	valid	ADJ
fsr-3398	293	7	response	response	NOUN
fsr-3398	293	8	regarding	regard	VERB
fsr-3398	293	9	to	to	ADP
fsr-3398	293	10	his	his	PRON
fsr-3398	293	11	or	or	CCONJ
fsr-3398	293	12	her	her	PRON
fsr-3398	293	13	risk	risk	NOUN
fsr-3398	293	14	attitude	attitude	NOUN
fsr-3398	293	15	.	.	PUNCT
fsr-3398	294	1	there	there	PRON
fsr-3398	294	2	were	be	VERB
fsr-3398	294	3	169	169	NUM
fsr-3398	294	4	cases	case	NOUN
fsr-3398	294	5	where	where	SCONJ
fsr-3398	294	6	the	the	DET
fsr-3398	294	7	risk	risk	NOUN
fsr-3398	294	8	tolerance	tolerance	NOUN
fsr-3398	294	9	question	question	NOUN
fsr-3398	294	10	was	be	AUX
fsr-3398	294	11	missing	miss	VERB
fsr-3398	294	12	or	or	CCONJ
fsr-3398	294	13	unlisted	unliste	VERB
fsr-3398	294	14	,	,	PUNCT
fsr-3398	294	15	and	and	CCONJ
fsr-3398	294	16	those	those	DET
fsr-3398	294	17	cases	case	NOUN
fsr-3398	294	18	were	be	AUX
fsr-3398	294	19	excluded	exclude	VERB
fsr-3398	294	20	from	from	ADP
fsr-3398	294	21	our	our	PRON
fsr-3398	294	22	analyses	analysis	NOUN
fsr-3398	294	23	.	.	PUNCT
fsr-3398	295	1	our	our	PRON
fsr-3398	295	2	analytical	analytical	ADJ
fsr-3398	295	3	sample	sample	NOUN
fsr-3398	295	4	size	size	NOUN
fsr-3398	295	5	was	be	AUX
fsr-3398	295	6	8,269	8,269	NUM
fsr-3398	295	7	.	.	PUNCT
fsr-3398	296	1	we	we	PRON
fsr-3398	296	2	also	also	ADV
fsr-3398	296	3	analyzed	analyze	VERB
fsr-3398	296	4	the	the	DET
fsr-3398	296	5	2013	2013	NUM
fsr-3398	296	6	290	290	NUM
fsr-3398	296	7	s.d	s.d	PROPN
fsr-3398	296	8	.	.	PROPN
fsr-3398	296	9	hanna	hanna	PROPN
fsr-3398	296	10	et	et	PROPN
fsr-3398	296	11	al	al	PROPN
fsr-3398	296	12	.	.	PUNCT
fsr-3398	296	13	/	/	SYM
fsr-3398	296	14	financial	financial	ADJ
fsr-3398	296	15	services	service	NOUN
fsr-3398	296	16	review	review	VERB
fsr-3398	296	17	27	27	NUM
fsr-3398	296	18	(	(	PUNCT
fsr-3398	296	19	2018	2018	NUM
fsr-3398	296	20	)	)	PUNCT
fsr-3398	296	21	279	279	NUM
fsr-3398	296	22	-	-	SYM
fsr-3398	296	23	302	302	NUM
fsr-3398	296	24	scf	scf	PROPN
fsr-3398	296	25	(	(	PUNCT
fsr-3398	296	26	bricker	bricker	NOUN
fsr-3398	296	27	et	et	NOUN
fsr-3398	296	28	al	al	PROPN
fsr-3398	296	29	.	.	PROPN
fsr-3398	296	30	,	,	PUNCT
fsr-3398	296	31	2014	2014	NUM
fsr-3398	296	32	)	)	PUNCT
fsr-3398	296	33	,	,	PUNCT
fsr-3398	296	34	which	which	PRON
fsr-3398	296	35	had	have	VERB
fsr-3398	296	36	6,015	6,015	NUM
fsr-3398	296	37	households	household	NOUN
fsr-3398	296	38	,	,	PUNCT
fsr-3398	296	39	but	but	CCONJ
fsr-3398	296	40	after	after	ADP
fsr-3398	296	41	excluding	exclude	VERB
fsr-3398	296	42	13	13	NUM
fsr-3398	296	43	cases	case	NOUN
fsr-3398	296	44	with	with	ADP
fsr-3398	296	45	values	value	NOUN
fsr-3398	296	46	of	of	ADP
fsr-3398	296	47	the	the	DET
fsr-3398	296	48	risk	risk	NOUN
fsr-3398	296	49	tolerance	tolerance	NOUN
fsr-3398	296	50	variable	variable	NOUN
fsr-3398	296	51	imputed	impute	VERB
fsr-3398	296	52	because	because	SCONJ
fsr-3398	296	53	of	of	ADP
fsr-3398	296	54	respondent	respondent	NOUN
fsr-3398	296	55	nonresponse	nonresponse	NOUN
fsr-3398	296	56	(	(	PUNCT
fsr-3398	296	57	hanna	hanna	PROPN
fsr-3398	296	58	et	et	PROPN
fsr-3398	296	59	al	al	PROPN
fsr-3398	296	60	.	.	PROPN
fsr-3398	296	61	,	,	PUNCT
fsr-3398	296	62	2018	2018	NUM
fsr-3398	296	63	)	)	PUNCT
fsr-3398	296	64	,	,	PUNCT
fsr-3398	296	65	our	our	PRON
fsr-3398	296	66	analytic	analytic	ADJ
fsr-3398	296	67	sample	sample	NOUN
fsr-3398	296	68	was	be	AUX
fsr-3398	296	69	6,002	6,002	NUM
fsr-3398	296	70	.	.	PUNCT
fsr-3398	297	1	4.2	4.2	NUM
fsr-3398	297	2	.	.	PUNCT
fsr-3398	297	3	weighting	weight	VERB
fsr-3398	297	4	gan	gan	PROPN
fsr-3398	297	5	et	et	PROPN
fsr-3398	297	6	al	al	PROPN
fsr-3398	297	7	.	.	PROPN
fsr-3398	298	1	(	(	PUNCT
fsr-3398	298	2	2012	2012	NUM
fsr-3398	298	3	)	)	PUNCT
fsr-3398	298	4	described	describe	VERB
fsr-3398	298	5	the	the	DET
fsr-3398	298	6	sampling	sampling	NOUN
fsr-3398	298	7	method	method	NOUN
fsr-3398	298	8	and	and	CCONJ
fsr-3398	298	9	creation	creation	NOUN
fsr-3398	298	10	of	of	ADP
fsr-3398	298	11	the	the	DET
fsr-3398	298	12	chfs	chfs	NOUN
fsr-3398	298	13	survey	survey	NOUN
fsr-3398	298	14	weight	weight	NOUN
fsr-3398	298	15	.	.	PUNCT
fsr-3398	299	1	as	as	ADP
fsr-3398	299	2	with	with	ADP
fsr-3398	299	3	the	the	DET
fsr-3398	299	4	u.s	u.s	PROPN
fsr-3398	299	5	.	.	PROPN
fsr-3398	299	6	scf	scf	PROPN
fsr-3398	299	7	(	(	PUNCT
fsr-3398	299	8	bricker	bricker	NOUN
fsr-3398	299	9	et	et	NOUN
fsr-3398	299	10	al	al	PROPN
fsr-3398	299	11	.	.	PROPN
fsr-3398	299	12	,	,	PUNCT
fsr-3398	299	13	2014	2014	NUM
fsr-3398	299	14	)	)	PUNCT
fsr-3398	299	15	,	,	PUNCT
fsr-3398	299	16	wealthy	wealthy	ADJ
fsr-3398	299	17	households	household	NOUN
fsr-3398	299	18	were	be	AUX
fsr-3398	299	19	oversampled	oversample	VERB
fsr-3398	299	20	,	,	PUNCT
fsr-3398	299	21	and	and	CCONJ
fsr-3398	299	22	the	the	DET
fsr-3398	299	23	survey	survey	NOUN
fsr-3398	299	24	weight	weight	NOUN
fsr-3398	299	25	also	also	ADV
fsr-3398	299	26	reflects	reflect	VERB
fsr-3398	299	27	variations	variation	NOUN
fsr-3398	299	28	in	in	ADP
fsr-3398	299	29	geographic	geographic	ADJ
fsr-3398	299	30	sampling	sampling	NOUN
fsr-3398	299	31	rates	rate	NOUN
fsr-3398	299	32	,	,	PUNCT
fsr-3398	299	33	so	so	SCONJ
fsr-3398	299	34	the	the	DET
fsr-3398	299	35	data	datum	NOUN
fsr-3398	299	36	need	need	VERB
fsr-3398	299	37	to	to	PART
fsr-3398	299	38	be	be	AUX
fsr-3398	299	39	weighted	weight	VERB
fsr-3398	299	40	by	by	ADP
fsr-3398	299	41	the	the	DET
fsr-3398	299	42	survey	survey	NOUN
fsr-3398	299	43	weight	weight	NOUN
fsr-3398	299	44	variable	variable	NOUN
fsr-3398	299	45	for	for	ADP
fsr-3398	299	46	results	result	NOUN
fsr-3398	299	47	to	to	PART
fsr-3398	299	48	be	be	AUX
fsr-3398	299	49	better	well	ADJ
fsr-3398	299	50	representative	representative	NOUN
fsr-3398	299	51	of	of	ADP
fsr-3398	299	52	chinese	chinese	ADJ
fsr-3398	299	53	households	household	NOUN
fsr-3398	299	54	.	.	PUNCT
fsr-3398	300	1	thus	thus	ADV
fsr-3398	300	2	,	,	PUNCT
fsr-3398	300	3	we	we	PRON
fsr-3398	300	4	reported	report	VERB
fsr-3398	300	5	weighted	weight	VERB
fsr-3398	300	6	results	result	NOUN
fsr-3398	300	7	for	for	ADP
fsr-3398	300	8	descriptive	descriptive	ADJ
fsr-3398	300	9	and	and	CCONJ
fsr-3398	300	10	multivariate	multivariate	VERB
fsr-3398	300	11	analysis	analysis	NOUN
fsr-3398	300	12	.	.	PUNCT
fsr-3398	301	1	for	for	ADP
fsr-3398	301	2	comparison	comparison	NOUN
fsr-3398	301	3	with	with	ADP
fsr-3398	301	4	the	the	DET
fsr-3398	301	5	logistic	logistic	ADJ
fsr-3398	301	6	regressions	regression	NOUN
fsr-3398	301	7	for	for	ADP
fsr-3398	301	8	the	the	DET
fsr-3398	301	9	chfs	chf	NOUN
fsr-3398	301	10	,	,	PUNCT
fsr-3398	301	11	we	we	PRON
fsr-3398	301	12	ran	run	VERB
fsr-3398	301	13	logistic	logistic	ADJ
fsr-3398	301	14	regressions	regression	NOUN
fsr-3398	301	15	based	base	VERB
fsr-3398	301	16	on	on	ADP
fsr-3398	301	17	the	the	DET
fsr-3398	301	18	2013	2013	NUM
fsr-3398	301	19	scf	scf	PROPN
fsr-3398	301	20	dataset	dataset	NOUN
fsr-3398	301	21	for	for	ADP
fsr-3398	301	22	cumulative	cumulative	ADJ
fsr-3398	301	23	risk	risk	NOUN
fsr-3398	301	24	tolerance	tolerance	NOUN
fsr-3398	301	25	variables	variable	NOUN
fsr-3398	301	26	,	,	PUNCT
fsr-3398	301	27	following	follow	VERB
fsr-3398	301	28	the	the	DET
fsr-3398	301	29	methods	method	NOUN
fsr-3398	301	30	reported	report	VERB
fsr-3398	301	31	in	in	ADP
fsr-3398	301	32	yao	yao	PROPN
fsr-3398	301	33	et	et	PROPN
fsr-3398	301	34	al	al	PROPN
fsr-3398	301	35	.	.	PROPN
fsr-3398	302	1	(	(	PUNCT
fsr-3398	302	2	2004	2004	NUM
fsr-3398	302	3	)	)	PUNCT
fsr-3398	302	4	.	.	PUNCT
fsr-3398	303	1	we	we	PRON
fsr-3398	303	2	followed	follow	VERB
fsr-3398	303	3	the	the	DET
fsr-3398	303	4	recommendations	recommendation	NOUN
fsr-3398	303	5	discussed	discuss	VERB
fsr-3398	303	6	in	in	ADP
fsr-3398	303	7	shin	shin	NOUN
fsr-3398	303	8	and	and	CCONJ
fsr-3398	303	9	hanna	hanna	PROPN
fsr-3398	303	10	(	(	PUNCT
fsr-3398	303	11	2017	2017	NUM
fsr-3398	303	12	)	)	PUNCT
fsr-3398	303	13	for	for	ADP
fsr-3398	303	14	applying	apply	VERB
fsr-3398	303	15	population	population	NOUN
fsr-3398	303	16	and	and	CCONJ
fsr-3398	303	17	replicate	replicate	VERB
fsr-3398	303	18	weights	weight	NOUN
fsr-3398	303	19	in	in	ADP
fsr-3398	303	20	multivariate	multivariate	NOUN
fsr-3398	303	21	analyses	analysis	NOUN
fsr-3398	303	22	of	of	ADP
fsr-3398	303	23	scf	scf	PROPN
fsr-3398	303	24	data	datum	NOUN
fsr-3398	303	25	.	.	PUNCT
fsr-3398	304	1	4.3	4.3	NUM
fsr-3398	304	2	.	.	PUNCT
fsr-3398	304	3	measurement	measurement	NOUN
fsr-3398	304	4	of	of	ADP
fsr-3398	304	5	variables	variable	NOUN
fsr-3398	304	6	4.3.1	4.3.1	NUM
fsr-3398	304	7	.	.	PUNCT
fsr-3398	305	1	dependent	dependent	ADJ
fsr-3398	305	2	variable	variable	NOUN
fsr-3398	305	3	the	the	DET
fsr-3398	305	4	chfs	chfs	NOUN
fsr-3398	305	5	has	have	VERB
fsr-3398	305	6	a	a	DET
fsr-3398	305	7	variable	variable	NOUN
fsr-3398	305	8	for	for	ADP
fsr-3398	305	9	a	a	DET
fsr-3398	305	10	household	household	NOUN
fsr-3398	305	11	’s	’s	PART
fsr-3398	305	12	financial	financial	ADJ
fsr-3398	305	13	risk	risk	NOUN
fsr-3398	305	14	tolerance	tolerance	NOUN
fsr-3398	305	15	with	with	ADP
fsr-3398	305	16	five	five	NUM
fsr-3398	305	17	different	different	ADJ
fsr-3398	305	18	levels	level	NOUN
fsr-3398	305	19	,	,	PUNCT
fsr-3398	305	20	indicating	indicate	VERB
fsr-3398	305	21	the	the	DET
fsr-3398	305	22	household	household	NOUN
fsr-3398	305	23	’s	’s	PART
fsr-3398	305	24	willingness	willingness	NOUN
fsr-3398	305	25	to	to	PART
fsr-3398	305	26	take	take	VERB
fsr-3398	305	27	high	high	ADJ
fsr-3398	305	28	,	,	PUNCT
fsr-3398	305	29	above	above	ADP
fsr-3398	305	30	-	-	PUNCT
fsr-3398	305	31	average	average	ADJ
fsr-3398	305	32	,	,	PUNCT
fsr-3398	305	33	average	average	ADJ
fsr-3398	305	34	,	,	PUNCT
fsr-3398	305	35	below	below	ADP
fsr-3398	305	36	-	-	PUNCT
fsr-3398	305	37	average	average	NOUN
fsr-3398	305	38	,	,	PUNCT
fsr-3398	305	39	or	or	CCONJ
fsr-3398	305	40	no	no	DET
fsr-3398	305	41	financial	financial	ADJ
fsr-3398	305	42	risk	risk	NOUN
fsr-3398	305	43	.	.	PUNCT
fsr-3398	306	1	the	the	DET
fsr-3398	306	2	english	english	ADJ
fsr-3398	306	3	translation	translation	NOUN
fsr-3398	306	4	of	of	ADP
fsr-3398	306	5	the	the	DET
fsr-3398	306	6	codebook	codebook	NOUN
fsr-3398	306	7	has	have	VERB
fsr-3398	306	8	the	the	DET
fsr-3398	306	9	following	follow	VERB
fsr-3398	306	10	:	:	PUNCT
fsr-3398	307	1	[	[	X
fsr-3398	307	2	a4003	a4003	X
fsr-3398	307	3	]	]	X
fsr-3398	307	4	assume	assume	VERB
fsr-3398	307	5	you	you	PRON
fsr-3398	307	6	have	have	VERB
fsr-3398	307	7	some	some	DET
fsr-3398	307	8	assets	asset	NOUN
fsr-3398	307	9	to	to	PART
fsr-3398	307	10	invest	invest	VERB
fsr-3398	307	11	,	,	PUNCT
fsr-3398	307	12	which	which	DET
fsr-3398	307	13	type	type	NOUN
fsr-3398	307	14	of	of	ADP
fsr-3398	307	15	project	project	NOUN
fsr-3398	307	16	would	would	AUX
fsr-3398	307	17	you	you	PRON
fsr-3398	307	18	invest	invest	VERB
fsr-3398	307	19	in	in	ADP
fsr-3398	307	20	?	?	PUNCT
fsr-3398	308	1	1	1	X
fsr-3398	308	2	.	.	X
fsr-3398	308	3	high	high	ADJ
fsr-3398	308	4	risk	risk	NOUN
fsr-3398	308	5	,	,	PUNCT
fsr-3398	308	6	high	high	ADJ
fsr-3398	308	7	return	return	NOUN
fsr-3398	308	8	2	2	NUM
fsr-3398	308	9	.	.	PUNCT
fsr-3398	308	10	slightly	slightly	ADV
fsr-3398	308	11	above	above	ADP
fsr-3398	308	12	-	-	PUNCT
fsr-3398	308	13	average	average	ADJ
fsr-3398	308	14	risk	risk	NOUN
fsr-3398	308	15	,	,	PUNCT
fsr-3398	308	16	slightly	slightly	ADV
fsr-3398	308	17	above	above	ADP
fsr-3398	308	18	-	-	PUNCT
fsr-3398	308	19	average	average	NOUN
fsr-3398	308	20	return	return	NOUN
fsr-3398	308	21	3	3	NUM
fsr-3398	308	22	.	.	PUNCT
fsr-3398	308	23	average	average	ADJ
fsr-3398	308	24	risk	risk	NOUN
fsr-3398	308	25	,	,	PUNCT
fsr-3398	308	26	average	average	ADJ
fsr-3398	308	27	return	return	NOUN
fsr-3398	308	28	projects	project	VERB
fsr-3398	308	29	4	4	NUM
fsr-3398	308	30	.	.	PUNCT
fsr-3398	308	31	slightly	slightly	ADV
fsr-3398	308	32	below	below	ADP
fsr-3398	308	33	-	-	PUNCT
fsr-3398	308	34	average	average	NOUN
fsr-3398	308	35	risk	risk	NOUN
fsr-3398	308	36	,	,	PUNCT
fsr-3398	308	37	slightly	slightly	ADV
fsr-3398	308	38	below	below	ADP
fsr-3398	308	39	-	-	PUNCT
fsr-3398	308	40	average	average	NOUN
fsr-3398	308	41	return	return	NOUN
fsr-3398	308	42	5	5	NUM
fsr-3398	308	43	.	.	PUNCT
fsr-3398	308	44	unwilling	unwilling	ADJ
fsr-3398	308	45	to	to	PART
fsr-3398	308	46	take	take	VERB
fsr-3398	308	47	any	any	DET
fsr-3398	308	48	risk	risk	NOUN
fsr-3398	308	49	this	this	DET
fsr-3398	308	50	variable	variable	NOUN
fsr-3398	308	51	is	be	AUX
fsr-3398	308	52	similar	similar	ADJ
fsr-3398	308	53	to	to	ADP
fsr-3398	308	54	the	the	DET
fsr-3398	308	55	risk	risk	NOUN
fsr-3398	308	56	tolerance	tolerance	NOUN
fsr-3398	308	57	question	question	NOUN
fsr-3398	308	58	in	in	ADP
fsr-3398	308	59	the	the	DET
fsr-3398	308	60	u.s	u.s	PROPN
fsr-3398	308	61	.	.	PROPN
fsr-3398	308	62	survey	survey	NOUN
fsr-3398	308	63	of	of	ADP
fsr-3398	308	64	consumer	consumer	NOUN
fsr-3398	308	65	finances	finance	NOUN
fsr-3398	308	66	(	(	PUNCT
fsr-3398	308	67	scf	scf	PROPN
fsr-3398	308	68	):	):	PUNCT
fsr-3398	309	1	[	[	X
fsr-3398	309	2	x3014	x3014	X
fsr-3398	309	3	]	]	X
fsr-3398	309	4	which	which	PRON
fsr-3398	309	5	of	of	ADP
fsr-3398	309	6	the	the	DET
fsr-3398	309	7	statements	statement	NOUN
fsr-3398	309	8	comes	come	VERB
fsr-3398	309	9	closest	close	ADJ
fsr-3398	309	10	to	to	ADP
fsr-3398	309	11	the	the	DET
fsr-3398	309	12	amount	amount	NOUN
fsr-3398	309	13	of	of	ADP
fsr-3398	309	14	financial	financial	ADJ
fsr-3398	309	15	risk	risk	NOUN
fsr-3398	309	16	that	that	SCONJ
fsr-3398	309	17	you	you	PRON
fsr-3398	309	18	are	be	AUX
fsr-3398	309	19	willing	willing	ADJ
fsr-3398	309	20	to	to	PART
fsr-3398	309	21	take	take	VERB
fsr-3398	309	22	when	when	SCONJ
fsr-3398	309	23	you	you	PRON
fsr-3398	309	24	save	save	VERB
fsr-3398	309	25	or	or	CCONJ
fsr-3398	309	26	make	make	VERB
fsr-3398	309	27	investments	investment	NOUN
fsr-3398	309	28	?	?	PUNCT
fsr-3398	310	1	1	1	X
fsr-3398	310	2	.	.	X
fsr-3398	310	3	take	take	VERB
fsr-3398	310	4	substantial	substantial	ADJ
fsr-3398	310	5	financial	financial	ADJ
fsr-3398	310	6	risks	risk	NOUN
fsr-3398	310	7	expecting	expect	VERB
fsr-3398	310	8	to	to	PART
fsr-3398	310	9	earn	earn	VERB
fsr-3398	310	10	substantial	substantial	ADJ
fsr-3398	310	11	returns	return	NOUN
fsr-3398	310	12	2	2	NUM
fsr-3398	310	13	.	.	X
fsr-3398	310	14	take	take	VERB
fsr-3398	310	15	above	above	ADV
fsr-3398	310	16	average	average	ADJ
fsr-3398	310	17	financial	financial	ADJ
fsr-3398	310	18	risks	risk	NOUN
fsr-3398	310	19	expecting	expect	VERB
fsr-3398	310	20	to	to	PART
fsr-3398	310	21	earn	earn	VERB
fsr-3398	310	22	above	above	ADV
fsr-3398	310	23	average	average	ADJ
fsr-3398	310	24	returns	return	NOUN
fsr-3398	310	25	3	3	NUM
fsr-3398	310	26	.	.	X
fsr-3398	310	27	take	take	VERB
fsr-3398	310	28	average	average	ADJ
fsr-3398	310	29	financial	financial	ADJ
fsr-3398	310	30	risks	risk	NOUN
fsr-3398	310	31	expecting	expect	VERB
fsr-3398	310	32	to	to	PART
fsr-3398	310	33	earn	earn	VERB
fsr-3398	310	34	average	average	ADJ
fsr-3398	310	35	returns	return	NOUN
fsr-3398	310	36	4	4	NUM
fsr-3398	310	37	.	.	PUNCT
fsr-3398	310	38	not	not	PART
fsr-3398	310	39	willing	willing	ADJ
fsr-3398	310	40	to	to	PART
fsr-3398	310	41	take	take	VERB
fsr-3398	310	42	any	any	DET
fsr-3398	310	43	financial	financial	ADJ
fsr-3398	310	44	risks	risk	NOUN
fsr-3398	310	45	based	base	VERB
fsr-3398	310	46	on	on	ADP
fsr-3398	310	47	the	the	DET
fsr-3398	310	48	empirical	empirical	ADJ
fsr-3398	310	49	specification	specification	NOUN
fsr-3398	310	50	(	(	PUNCT
fsr-3398	310	51	see	see	VERB
fsr-3398	310	52	section	section	NOUN
fsr-3398	310	53	4.4	4.4	NUM
fsr-3398	310	54	.	.	PUNCT
fsr-3398	310	55	)	)	PUNCT
fsr-3398	310	56	,	,	PUNCT
fsr-3398	310	57	we	we	PRON
fsr-3398	310	58	created	create	VERB
fsr-3398	310	59	three	three	NUM
fsr-3398	310	60	dichotomous	dichotomous	ADJ
fsr-3398	310	61	composite	composite	ADJ
fsr-3398	310	62	variable	variable	NOUN
fsr-3398	310	63	of	of	ADP
fsr-3398	310	64	one	one	NUM
fsr-3398	310	65	’s	’s	PART
fsr-3398	310	66	financial	financial	ADJ
fsr-3398	310	67	risk	risk	NOUN
fsr-3398	310	68	tolerance	tolerance	NOUN
fsr-3398	310	69	;	;	PUNCT
fsr-3398	310	70	substantial	substantial	ADJ
fsr-3398	310	71	risk	risk	NOUN
fsr-3398	310	72	,	,	PUNCT
fsr-3398	310	73	high	high	ADJ
fsr-3398	310	74	risk	risk	NOUN
fsr-3398	310	75	,	,	PUNCT
fsr-3398	310	76	and	and	CCONJ
fsr-3398	310	77	some	some	DET
fsr-3398	310	78	risk	risk	NOUN
fsr-3398	310	79	as	as	SCONJ
fsr-3398	310	80	follows	follow	VERB
fsr-3398	310	81	:	:	PUNCT
fsr-3398	310	82	291s.d	291s.d	X
fsr-3398	310	83	.	.	PUNCT
fsr-3398	311	1	hanna	hanna	PROPN
fsr-3398	311	2	et	et	PROPN
fsr-3398	311	3	al	al	PROPN
fsr-3398	311	4	.	.	PUNCT
fsr-3398	311	5	/	/	SYM
fsr-3398	311	6	financial	financial	ADJ
fsr-3398	311	7	services	service	NOUN
fsr-3398	311	8	review	review	VERB
fsr-3398	311	9	27	27	NUM
fsr-3398	311	10	(	(	PUNCT
fsr-3398	311	11	2018	2018	NUM
fsr-3398	311	12	)	)	PUNCT
fsr-3398	311	13	279	279	NUM
fsr-3398	311	14	-	-	SYM
fsr-3398	311	15	302	302	NUM
fsr-3398	311	16	x1	x1	PROPN
fsr-3398	311	17	�	�	NOUN
fsr-3398	311	18	1	1	NUM
fsr-3398	311	19	if	if	SCONJ
fsr-3398	311	20	high	high	ADJ
fsr-3398	311	21	risk	risk	NOUN
fsr-3398	311	22	,	,	PUNCT
fsr-3398	311	23	and	and	CCONJ
fsr-3398	311	24	0	0	NUM
fsr-3398	311	25	otherwise	otherwise	ADV
fsr-3398	311	26	;	;	PUNCT
fsr-3398	311	27	x2	x2	PROPN
fsr-3398	311	28	�	�	PROPN
fsr-3398	311	29	1	1	NUM
fsr-3398	311	30	if	if	SCONJ
fsr-3398	311	31	high	high	ADJ
fsr-3398	311	32	,	,	PUNCT
fsr-3398	311	33	above	above	ADP
fsr-3398	311	34	-	-	PUNCT
fsr-3398	311	35	average	average	ADJ
fsr-3398	311	36	,	,	PUNCT
fsr-3398	311	37	and	and	CCONJ
fsr-3398	311	38	average	average	ADJ
fsr-3398	311	39	,	,	PUNCT
fsr-3398	311	40	and	and	CCONJ
fsr-3398	311	41	0	0	NUM
fsr-3398	311	42	otherwise	otherwise	ADV
fsr-3398	311	43	,	,	PUNCT
fsr-3398	311	44	x3	x3	PROPN
fsr-3398	311	45	�	�	NOUN
fsr-3398	311	46	1	1	NUM
fsr-3398	311	47	if	if	SCONJ
fsr-3398	311	48	high	high	ADJ
fsr-3398	311	49	,	,	PUNCT
fsr-3398	311	50	above	above	ADP
fsr-3398	311	51	-	-	PUNCT
fsr-3398	311	52	average	average	ADJ
fsr-3398	311	53	,	,	PUNCT
fsr-3398	311	54	average	average	ADJ
fsr-3398	311	55	,	,	PUNCT
fsr-3398	311	56	or	or	CCONJ
fsr-3398	311	57	below	below	ADP
fsr-3398	311	58	average	average	ADJ
fsr-3398	311	59	,	,	PUNCT
fsr-3398	311	60	and	and	CCONJ
fsr-3398	311	61	0	0	NUM
fsr-3398	311	62	otherwise	otherwise	ADV
fsr-3398	311	63	4.3.2	4.3.2	X
fsr-3398	311	64	.	.	PUNCT
fsr-3398	312	1	independent	independent	ADJ
fsr-3398	312	2	variables	variable	NOUN
fsr-3398	312	3	based	base	VERB
fsr-3398	312	4	on	on	ADP
fsr-3398	312	5	previous	previous	ADJ
fsr-3398	312	6	research	research	NOUN
fsr-3398	312	7	on	on	ADP
fsr-3398	312	8	risk	risk	NOUN
fsr-3398	312	9	tolerance	tolerance	NOUN
fsr-3398	312	10	and	and	CCONJ
fsr-3398	312	11	our	our	PRON
fsr-3398	312	12	research	research	NOUN
fsr-3398	312	13	questions	question	NOUN
fsr-3398	312	14	,	,	PUNCT
fsr-3398	312	15	the	the	DET
fsr-3398	312	16	independent	independent	ADJ
fsr-3398	312	17	variables	variable	NOUN
fsr-3398	312	18	for	for	ADP
fsr-3398	312	19	the	the	DET
fsr-3398	312	20	logistic	logistic	ADJ
fsr-3398	312	21	regressions	regression	NOUN
fsr-3398	312	22	(	(	PUNCT
fsr-3398	312	23	table	table	NOUN
fsr-3398	312	24	6	6	NUM
fsr-3398	312	25	)	)	PUNCT
fsr-3398	312	26	included	include	VERB
fsr-3398	312	27	age	age	NOUN
fsr-3398	312	28	of	of	ADP
fsr-3398	312	29	respondent	respondent	NOUN
fsr-3398	312	30	,	,	PUNCT
fsr-3398	312	31	gender	gender	NOUN
fsr-3398	312	32	of	of	ADP
fsr-3398	312	33	the	the	DET
fsr-3398	312	34	respondent	respondent	NOUN
fsr-3398	312	35	(	(	PUNCT
fsr-3398	312	36	male	male	NOUN
fsr-3398	312	37	vs.	vs.	X
fsr-3398	312	38	female	female	NOUN
fsr-3398	312	39	)	)	PUNCT
fsr-3398	312	40	,	,	PUNCT
fsr-3398	312	41	marital	marital	ADJ
fsr-3398	312	42	status	status	NOUN
fsr-3398	312	43	(	(	PUNCT
fsr-3398	312	44	couple	couple	NOUN
fsr-3398	312	45	vs.	vs.	ADP
fsr-3398	312	46	single	single	ADJ
fsr-3398	312	47	)	)	PUNCT
fsr-3398	312	48	,	,	PUNCT
fsr-3398	312	49	education	education	NOUN
fsr-3398	312	50	of	of	ADP
fsr-3398	312	51	the	the	DET
fsr-3398	312	52	respondent	respondent	NOUN
fsr-3398	312	53	(	(	PUNCT
fsr-3398	312	54	less	less	ADJ
fsr-3398	312	55	than	than	ADP
fsr-3398	312	56	high	high	ADJ
fsr-3398	312	57	school	school	NOUN
fsr-3398	312	58	,	,	PUNCT
fsr-3398	312	59	high	high	ADJ
fsr-3398	312	60	school	school	NOUN
fsr-3398	312	61	degree	degree	NOUN
fsr-3398	312	62	,	,	PUNCT
fsr-3398	312	63	some	some	DET
fsr-3398	312	64	college	college	NOUN
fsr-3398	312	65	,	,	PUNCT
fsr-3398	312	66	and	and	CCONJ
fsr-3398	312	67	bachelor	bachelor	NOUN
fsr-3398	312	68	degree	degree	NOUN
fsr-3398	312	69	)	)	PUNCT
fsr-3398	312	70	,	,	PUNCT
fsr-3398	312	71	employment	employment	NOUN
fsr-3398	312	72	status	status	NOUN
fsr-3398	312	73	(	(	PUNCT
fsr-3398	312	74	salary	salary	NOUN
fsr-3398	312	75	worker	worker	NOUN
fsr-3398	312	76	,	,	PUNCT
fsr-3398	312	77	self	self	NOUN
fsr-3398	312	78	-	-	PUNCT
fsr-3398	312	79	employed	employ	VERB
fsr-3398	312	80	other	other	ADJ
fsr-3398	312	81	than	than	ADP
fsr-3398	312	82	farming	farming	NOUN
fsr-3398	312	83	,	,	PUNCT
fsr-3398	312	84	farming	farming	NOUN
fsr-3398	312	85	,	,	PUNCT
fsr-3398	312	86	retired	retire	VERB
fsr-3398	312	87	,	,	PUNCT
fsr-3398	312	88	and	and	CCONJ
fsr-3398	312	89	others	other	NOUN
fsr-3398	312	90	)	)	PUNCT
fsr-3398	312	91	,	,	PUNCT
fsr-3398	312	92	health	health	NOUN
fsr-3398	312	93	status	status	NOUN
fsr-3398	312	94	(	(	PUNCT
fsr-3398	312	95	excellent	excellent	ADJ
fsr-3398	312	96	,	,	PUNCT
fsr-3398	312	97	good	good	ADJ
fsr-3398	312	98	,	,	PUNCT
fsr-3398	312	99	fair	fair	ADJ
fsr-3398	312	100	,	,	PUNCT
fsr-3398	312	101	and	and	CCONJ
fsr-3398	312	102	poor	poor	ADJ
fsr-3398	312	103	)	)	PUNCT
fsr-3398	312	104	,	,	PUNCT
fsr-3398	312	105	race	race	NOUN
fsr-3398	312	106	/	/	SYM
fsr-3398	312	107	ethnicity	ethnicity	NOUN
fsr-3398	312	108	of	of	ADP
fsr-3398	312	109	the	the	DET
fsr-3398	312	110	respondent	respondent	NOUN
fsr-3398	312	111	(	(	PUNCT
fsr-3398	312	112	han	han	NOUN
fsr-3398	312	113	or	or	CCONJ
fsr-3398	312	114	not	not	PART
fsr-3398	312	115	)	)	PUNCT
fsr-3398	312	116	,	,	PUNCT
fsr-3398	312	117	homeowner	homeowner	NOUN
fsr-3398	312	118	(	(	PUNCT
fsr-3398	312	119	homeowner	homeowner	NOUN
fsr-3398	312	120	vs.	vs.	ADP
fsr-3398	312	121	renter	renter	NOUN
fsr-3398	312	122	)	)	PUNCT
fsr-3398	312	123	,	,	PUNCT
fsr-3398	312	124	and	and	CCONJ
fsr-3398	312	125	total	total	ADJ
fsr-3398	312	126	family	family	NOUN
fsr-3398	312	127	income	income	NOUN
fsr-3398	312	128	and	and	CCONJ
fsr-3398	312	129	the	the	DET
fsr-3398	312	130	level	level	NOUN
fsr-3398	312	131	of	of	ADP
fsr-3398	312	132	financial	financial	ADJ
fsr-3398	312	133	assets	asset	NOUN
fsr-3398	312	134	.	.	PUNCT
fsr-3398	313	1	family	family	NOUN
fsr-3398	313	2	income	income	NOUN
fsr-3398	313	3	included	include	VERB
fsr-3398	313	4	income	income	NOUN
fsr-3398	313	5	from	from	ADP
fsr-3398	313	6	all	all	DET
fsr-3398	313	7	sources	source	NOUN
fsr-3398	313	8	.	.	PUNCT
fsr-3398	314	1	for	for	ADP
fsr-3398	314	2	comparison	comparison	NOUN
fsr-3398	314	3	,	,	PUNCT
fsr-3398	314	4	our	our	PRON
fsr-3398	314	5	logistic	logistic	ADJ
fsr-3398	314	6	regressions	regression	NOUN
fsr-3398	314	7	for	for	ADP
fsr-3398	314	8	the	the	PRON
fsr-3398	314	9	2013	2013	NUM
fsr-3398	314	10	scf	scf	PROPN
fsr-3398	314	11	(	(	PUNCT
fsr-3398	314	12	appendix	appendix	PROPN
fsr-3398	314	13	)	)	PUNCT
fsr-3398	314	14	included	include	VERB
fsr-3398	314	15	comparable	comparable	ADJ
fsr-3398	314	16	variables	variable	NOUN
fsr-3398	314	17	:	:	PUNCT
fsr-3398	314	18	age	age	NOUN
fsr-3398	314	19	of	of	ADP
fsr-3398	314	20	respondent	respondent	NOUN
fsr-3398	314	21	,	,	PUNCT
fsr-3398	314	22	gender	gender	NOUN
fsr-3398	314	23	of	of	ADP
fsr-3398	314	24	the	the	DET
fsr-3398	314	25	respondent	respondent	NOUN
fsr-3398	314	26	,	,	PUNCT
fsr-3398	314	27	marital	marital	ADJ
fsr-3398	314	28	status	status	NOUN
fsr-3398	314	29	(	(	PUNCT
fsr-3398	314	30	couple	couple	NOUN
fsr-3398	314	31	vs.	vs.	ADP
fsr-3398	314	32	single	single	ADJ
fsr-3398	314	33	)	)	PUNCT
fsr-3398	314	34	,	,	PUNCT
fsr-3398	314	35	education	education	NOUN
fsr-3398	314	36	of	of	ADP
fsr-3398	314	37	the	the	DET
fsr-3398	314	38	respondent	respondent	NOUN
fsr-3398	314	39	(	(	PUNCT
fsr-3398	314	40	less	less	ADJ
fsr-3398	314	41	than	than	ADP
fsr-3398	314	42	high	high	ADJ
fsr-3398	314	43	school	school	NOUN
fsr-3398	314	44	,	,	PUNCT
fsr-3398	314	45	high	high	ADJ
fsr-3398	314	46	school	school	NOUN
fsr-3398	314	47	degree	degree	NOUN
fsr-3398	314	48	,	,	PUNCT
fsr-3398	314	49	some	some	DET
fsr-3398	314	50	college	college	NOUN
fsr-3398	314	51	,	,	PUNCT
fsr-3398	314	52	bachelor	bachelor	NOUN
fsr-3398	314	53	degree	degree	NOUN
fsr-3398	314	54	)	)	PUNCT
fsr-3398	314	55	,	,	PUNCT
fsr-3398	314	56	employment	employment	NOUN
fsr-3398	314	57	status	status	NOUN
fsr-3398	314	58	(	(	PUNCT
fsr-3398	314	59	salary	salary	NOUN
fsr-3398	314	60	worker	worker	NOUN
fsr-3398	314	61	,	,	PUNCT
fsr-3398	314	62	self	self	NOUN
fsr-3398	314	63	-	-	PUNCT
fsr-3398	314	64	employment	employment	NOUN
fsr-3398	314	65	other	other	ADJ
fsr-3398	314	66	than	than	ADP
fsr-3398	314	67	farming	farming	NOUN
fsr-3398	314	68	,	,	PUNCT
fsr-3398	314	69	farming	farming	NOUN
fsr-3398	314	70	,	,	PUNCT
fsr-3398	314	71	retired	retired	ADJ
fsr-3398	314	72	and	and	CCONJ
fsr-3398	314	73	unemployed	unemployed	ADJ
fsr-3398	314	74	)	)	PUNCT
fsr-3398	314	75	,	,	PUNCT
fsr-3398	314	76	health	health	NOUN
fsr-3398	314	77	status	status	NOUN
fsr-3398	314	78	(	(	PUNCT
fsr-3398	314	79	excellent	excellent	ADJ
fsr-3398	314	80	,	,	PUNCT
fsr-3398	314	81	good	good	ADJ
fsr-3398	314	82	,	,	PUNCT
fsr-3398	314	83	fair	fair	ADJ
fsr-3398	314	84	and	and	CCONJ
fsr-3398	314	85	poor	poor	ADJ
fsr-3398	314	86	)	)	PUNCT
fsr-3398	314	87	,	,	PUNCT
fsr-3398	314	88	race	race	NOUN
fsr-3398	314	89	/	/	SYM
fsr-3398	314	90	ethnicity	ethnicity	NOUN
fsr-3398	314	91	of	of	ADP
fsr-3398	314	92	the	the	DET
fsr-3398	314	93	respondent	respondent	NOUN
fsr-3398	314	94	(	(	PUNCT
fsr-3398	314	95	white	white	ADJ
fsr-3398	314	96	or	or	CCONJ
fsr-3398	314	97	not	not	PART
fsr-3398	314	98	)	)	PUNCT
fsr-3398	314	99	,	,	PUNCT
fsr-3398	314	100	homeownership	homeownership	NOUN
fsr-3398	314	101	,	,	PUNCT
fsr-3398	314	102	and	and	CCONJ
fsr-3398	314	103	total	total	ADJ
fsr-3398	314	104	family	family	NOUN
fsr-3398	314	105	income	income	NOUN
fsr-3398	314	106	and	and	CCONJ
fsr-3398	314	107	the	the	DET
fsr-3398	314	108	level	level	NOUN
fsr-3398	314	109	of	of	ADP
fsr-3398	314	110	financial	financial	ADJ
fsr-3398	314	111	assets	asset	NOUN
fsr-3398	314	112	.	.	PUNCT
fsr-3398	315	1	4.4	4.4	NUM
fsr-3398	315	2	.	.	PUNCT
fsr-3398	316	1	empirical	empirical	ADJ
fsr-3398	316	2	specification	specification	NOUN
fsr-3398	316	3	given	give	VERB
fsr-3398	316	4	the	the	DET
fsr-3398	316	5	characteristics	characteristic	NOUN
fsr-3398	316	6	of	of	ADP
fsr-3398	316	7	the	the	DET
fsr-3398	316	8	scf	scf	PROPN
fsr-3398	316	9	risk	risk	NOUN
fsr-3398	316	10	tolerance	tolerance	NOUN
fsr-3398	316	11	variable	variable	NOUN
fsr-3398	316	12	,	,	PUNCT
fsr-3398	316	13	it	it	PRON
fsr-3398	316	14	would	would	AUX
fsr-3398	316	15	seem	seem	VERB
fsr-3398	316	16	reasonable	reasonable	ADJ
fsr-3398	316	17	to	to	PART
fsr-3398	316	18	use	use	VERB
fsr-3398	316	19	an	an	DET
fsr-3398	316	20	ordered	order	VERB
fsr-3398	316	21	logit	logit	NOUN
fsr-3398	316	22	to	to	PART
fsr-3398	316	23	analyze	analyze	VERB
fsr-3398	316	24	it	it	PRON
fsr-3398	316	25	.	.	PUNCT
fsr-3398	317	1	the	the	DET
fsr-3398	317	2	assumption	assumption	NOUN
fsr-3398	317	3	in	in	ADP
fsr-3398	317	4	the	the	DET
fsr-3398	317	5	ordered	order	VERB
fsr-3398	317	6	logistic	logistic	ADJ
fsr-3398	317	7	regression	regression	NOUN
fsr-3398	317	8	model	model	NOUN
fsr-3398	317	9	is	be	AUX
fsr-3398	317	10	proportional	proportional	ADJ
fsr-3398	317	11	odds	odd	NOUN
fsr-3398	317	12	(	(	PUNCT
fsr-3398	317	13	i.e.	i.e.	X
fsr-3398	317	14	,	,	PUNCT
fsr-3398	317	15	parallel	parallel	NOUN
fsr-3398	317	16	)	)	PUNCT
fsr-3398	317	17	,	,	PUNCT
fsr-3398	317	18	with	with	ADP
fsr-3398	317	19	constant	constant	ADJ
fsr-3398	317	20	effects	effect	NOUN
fsr-3398	317	21	across	across	ADP
fsr-3398	317	22	response	response	NOUN
fsr-3398	317	23	categories	category	NOUN
fsr-3398	317	24	.	.	PUNCT
fsr-3398	318	1	a	a	DET
fsr-3398	318	2	score	score	NOUN
fsr-3398	318	3	test	test	NOUN
fsr-3398	318	4	indicated	indicate	VERB
fsr-3398	318	5	that	that	SCONJ
fsr-3398	318	6	the	the	DET
fsr-3398	318	7	proportional	proportional	ADJ
fsr-3398	318	8	odds	odd	NOUN
fsr-3398	318	9	assumption	assumption	NOUN
fsr-3398	318	10	was	be	AUX
fsr-3398	318	11	not	not	PART
fsr-3398	318	12	valid	valid	ADJ
fsr-3398	318	13	,	,	PUNCT
fsr-3398	318	14	and	and	CCONJ
fsr-3398	318	15	therefore	therefore	ADV
fsr-3398	318	16	,	,	PUNCT
fsr-3398	318	17	ordered	order	VERB
fsr-3398	318	18	logit	logit	PROPN
fsr-3398	318	19	was	be	AUX
fsr-3398	318	20	not	not	PART
fsr-3398	318	21	appropriate	appropriate	ADJ
fsr-3398	318	22	.	.	PUNCT
fsr-3398	319	1	clogg	clogg	NOUN
fsr-3398	319	2	and	and	CCONJ
fsr-3398	319	3	shihadeh	shihadeh	VERB
fsr-3398	319	4	(	(	PUNCT
fsr-3398	319	5	1994	1994	NUM
fsr-3398	319	6	)	)	PUNCT
fsr-3398	319	7	proposed	propose	VERB
fsr-3398	319	8	using	use	VERB
fsr-3398	319	9	k-1	k-1	PROPN
fsr-3398	319	10	separate	separate	ADJ
fsr-3398	319	11	cumulative	cumulative	ADJ
fsr-3398	319	12	logistic	logistic	ADJ
fsr-3398	319	13	regression	regression	NOUN
fsr-3398	319	14	models	model	NOUN
fsr-3398	319	15	.	.	PUNCT
fsr-3398	320	1	we	we	PRON
fsr-3398	320	2	followed	follow	VERB
fsr-3398	320	3	previous	previous	ADJ
fsr-3398	320	4	scf	scf	PROPN
fsr-3398	320	5	studies	study	NOUN
fsr-3398	320	6	analyzing	analyze	VERB
fsr-3398	320	7	risk	risk	NOUN
fsr-3398	320	8	tolerance	tolerance	NOUN
fsr-3398	320	9	(	(	PUNCT
fsr-3398	320	10	e.g.	e.g.	ADV
fsr-3398	320	11	,	,	PUNCT
fsr-3398	320	12	yao	yao	PROPN
fsr-3398	320	13	et	et	PROPN
fsr-3398	320	14	al	al	PROPN
fsr-3398	320	15	.	.	PROPN
fsr-3398	320	16	,	,	PUNCT
fsr-3398	320	17	2004	2004	NUM
fsr-3398	320	18	;	;	PUNCT
fsr-3398	320	19	yao	yao	PROPN
fsr-3398	320	20	&	&	CCONJ
fsr-3398	320	21	hanna	hanna	PROPN
fsr-3398	320	22	,	,	PUNCT
fsr-3398	320	23	2005	2005	NUM
fsr-3398	320	24	)	)	PUNCT
fsr-3398	320	25	in	in	ADP
fsr-3398	320	26	using	use	VERB
fsr-3398	320	27	cumulative	cumulative	ADJ
fsr-3398	320	28	logistic	logistic	ADJ
fsr-3398	320	29	regressions	regression	NOUN
fsr-3398	320	30	.	.	PUNCT
fsr-3398	321	1	therefore	therefore	ADV
fsr-3398	321	2	,	,	PUNCT
fsr-3398	321	3	three	three	NUM
fsr-3398	321	4	separate	separate	ADJ
fsr-3398	321	5	cumulative	cumulative	ADJ
fsr-3398	321	6	logit	logit	NOUN
fsr-3398	321	7	models	model	NOUN
fsr-3398	321	8	were	be	AUX
fsr-3398	321	9	used	use	VERB
fsr-3398	321	10	in	in	ADP
fsr-3398	321	11	this	this	DET
fsr-3398	321	12	study	study	NOUN
fsr-3398	321	13	:	:	PUNCT
fsr-3398	321	14	logit	logit	PROPN
fsr-3398	321	15	�	�	PROPN
fsr-3398	321	16	p	p	PROPN
fsr-3398	321	17	�	�	PROPN
fsr-3398	321	18	y	y	PROPN
fsr-3398	321	19	�	�	PROPN
fsr-3398	321	20	1	1	NUM
fsr-3398	321	21	�	�	PROPN
fsr-3398	321	22	�	�	PROPN
fsr-3398	321	23	�	�	PROPN
fsr-3398	321	24	log	log	PROPN
fsr-3398	321	25	�	�	PROPN
fsr-3398	321	26	y	y	PROPN
fsr-3398	321	27	�	�	PROPN
fsr-3398	321	28	1	1	NUM
fsr-3398	321	29	y	y	PROPN
fsr-3398	321	30	�	�	PROPN
fsr-3398	321	31	1	1	NUM
fsr-3398	321	32	�	�	PROPN
fsr-3398	321	33	�	�	PROPN
fsr-3398	321	34	1	1	NUM
fsr-3398	321	35	�	�	PROPN
fsr-3398	321	36	�	�	PROPN
fsr-3398	321	37	1x	1x	NUM
fsr-3398	321	38	(	(	PUNCT
fsr-3398	321	39	1	1	NUM
fsr-3398	321	40	)	)	PUNCT
fsr-3398	321	41	logit	logit	PROPN
fsr-3398	321	42	�	�	PROPN
fsr-3398	321	43	p	p	PROPN
fsr-3398	321	44	�	�	PROPN
fsr-3398	321	45	y	y	PROPN
fsr-3398	321	46	�	�	PROPN
fsr-3398	321	47	2	2	NUM
fsr-3398	321	48	�	�	PROPN
fsr-3398	321	49	�	�	PROPN
fsr-3398	321	50	�	�	PROPN
fsr-3398	321	51	log	log	PROPN
fsr-3398	321	52	�	�	PROPN
fsr-3398	321	53	y	y	PROPN
fsr-3398	321	54	�	�	PROPN
fsr-3398	321	55	2	2	NUM
fsr-3398	321	56	y	y	PROPN
fsr-3398	321	57	�	�	PROPN
fsr-3398	321	58	2	2	NUM
fsr-3398	321	59	�	�	PROPN
fsr-3398	321	60	�	�	PROPN
fsr-3398	321	61	2	2	NUM
fsr-3398	321	62	�	�	PROPN
fsr-3398	321	63	�	�	PROPN
fsr-3398	321	64	2x	2x	NUM
fsr-3398	321	65	(	(	PUNCT
fsr-3398	321	66	2	2	NUM
fsr-3398	321	67	)	)	PUNCT
fsr-3398	321	68	logit	logit	PROPN
fsr-3398	321	69	�	�	PROPN
fsr-3398	321	70	p	p	PROPN
fsr-3398	321	71	�	�	PROPN
fsr-3398	321	72	y	y	PROPN
fsr-3398	321	73	�	�	PROPN
fsr-3398	321	74	3	3	NUM
fsr-3398	321	75	�	�	PROPN
fsr-3398	321	76	�	�	PROPN
fsr-3398	321	77	�	�	PROPN
fsr-3398	321	78	log	log	PROPN
fsr-3398	321	79	�	�	PROPN
fsr-3398	321	80	y	y	PROPN
fsr-3398	321	81	�	�	PROPN
fsr-3398	321	82	3	3	NUM
fsr-3398	321	83	y	y	PROPN
fsr-3398	321	84	�	�	PROPN
fsr-3398	321	85	3	3	NUM
fsr-3398	321	86	�	�	PROPN
fsr-3398	321	87	�	�	PROPN
fsr-3398	321	88	3	3	NUM
fsr-3398	321	89	�	�	PROPN
fsr-3398	321	90	�	�	PROPN
fsr-3398	321	91	3x	3x	PROPN
fsr-3398	321	92	(	(	PUNCT
fsr-3398	321	93	3	3	X
fsr-3398	321	94	)	)	PUNCT
fsr-3398	321	95	the	the	DET
fsr-3398	321	96	cumulative	cumulative	ADJ
fsr-3398	321	97	logit	logit	NOUN
fsr-3398	321	98	models	model	NOUN
fsr-3398	321	99	examine	examine	VERB
fsr-3398	321	100	the	the	DET
fsr-3398	321	101	effect	effect	NOUN
fsr-3398	321	102	of	of	ADP
fsr-3398	321	103	explanatory	explanatory	ADJ
fsr-3398	321	104	variables	variable	NOUN
fsr-3398	321	105	on	on	ADP
fsr-3398	321	106	the	the	DET
fsr-3398	321	107	probability	probability	NOUN
fsr-3398	321	108	for	for	ADP
fsr-3398	321	109	households	household	NOUN
fsr-3398	321	110	willing	willing	ADJ
fsr-3398	321	111	to	to	PART
fsr-3398	321	112	take	take	VERB
fsr-3398	321	113	substantial	substantial	ADJ
fsr-3398	321	114	risk	risk	NOUN
fsr-3398	321	115	,	,	PUNCT
fsr-3398	321	116	high	high	ADJ
fsr-3398	321	117	risk	risk	NOUN
fsr-3398	321	118	and	and	CCONJ
fsr-3398	321	119	some	some	DET
fsr-3398	321	120	financial	financial	ADJ
fsr-3398	321	121	risk	risk	NOUN
fsr-3398	321	122	tolerance	tolerance	NOUN
fsr-3398	321	123	.	.	PUNCT
fsr-3398	322	1	yao	yao	PROPN
fsr-3398	322	2	et	et	PROPN
fsr-3398	322	3	al	al	PROPN
fsr-3398	322	4	.	.	PROPN
fsr-3398	322	5	(	(	PUNCT
fsr-3398	322	6	2004	2004	NUM
fsr-3398	322	7	)	)	PUNCT
fsr-3398	322	8	discussed	discuss	VERB
fsr-3398	322	9	issues	issue	NOUN
fsr-3398	322	10	related	relate	VERB
fsr-3398	322	11	to	to	ADP
fsr-3398	322	12	analysis	analysis	NOUN
fsr-3398	322	13	of	of	ADP
fsr-3398	322	14	the	the	DET
fsr-3398	322	15	scf	scf	PROPN
fsr-3398	322	16	risk	risk	NOUN
fsr-3398	322	17	tolerance	tolerance	NOUN
fsr-3398	322	18	292	292	NUM
fsr-3398	322	19	s.d	s.d	PROPN
fsr-3398	322	20	.	.	PROPN
fsr-3398	322	21	hanna	hanna	PROPN
fsr-3398	322	22	et	et	PROPN
fsr-3398	322	23	al	al	PROPN
fsr-3398	322	24	.	.	PUNCT
fsr-3398	322	25	/	/	SYM
fsr-3398	322	26	financial	financial	ADJ
fsr-3398	322	27	services	service	NOUN
fsr-3398	322	28	review	review	VERB
fsr-3398	322	29	27	27	NUM
fsr-3398	322	30	(	(	PUNCT
fsr-3398	322	31	2018	2018	NUM
fsr-3398	322	32	)	)	PUNCT
fsr-3398	322	33	279	279	NUM
fsr-3398	322	34	-	-	SYM
fsr-3398	322	35	302	302	NUM
fsr-3398	322	36	variable	variable	NOUN
fsr-3398	322	37	,	,	PUNCT
fsr-3398	322	38	and	and	CCONJ
fsr-3398	322	39	concluded	conclude	VERB
fsr-3398	322	40	that	that	SCONJ
fsr-3398	322	41	it	it	PRON
fsr-3398	322	42	is	be	AUX
fsr-3398	322	43	not	not	PART
fsr-3398	322	44	appropriate	appropriate	ADJ
fsr-3398	322	45	to	to	PART
fsr-3398	322	46	analyze	analyze	VERB
fsr-3398	322	47	the	the	DET
fsr-3398	322	48	variable	variable	NOUN
fsr-3398	322	49	as	as	ADP
fsr-3398	322	50	one	one	NUM
fsr-3398	322	51	continuous	continuous	ADJ
fsr-3398	322	52	variable	variable	NOUN
fsr-3398	322	53	.	.	PUNCT
fsr-3398	323	1	our	our	PRON
fsr-3398	323	2	method	method	NOUN
fsr-3398	323	3	is	be	AUX
fsr-3398	323	4	similar	similar	ADJ
fsr-3398	323	5	to	to	ADP
fsr-3398	323	6	the	the	DET
fsr-3398	323	7	approach	approach	NOUN
fsr-3398	323	8	by	by	ADP
fsr-3398	323	9	yao	yao	PROPN
fsr-3398	323	10	et	et	PROPN
fsr-3398	323	11	al	al	PROPN
fsr-3398	323	12	.	.	PROPN
fsr-3398	324	1	(	(	PUNCT
fsr-3398	324	2	2004	2004	NUM
fsr-3398	324	3	)	)	PUNCT
fsr-3398	325	1	in	in	ADP
fsr-3398	325	2	defining	define	VERB
fsr-3398	325	3	three	three	NUM
fsr-3398	325	4	binary	binary	ADJ
fsr-3398	325	5	dependent	dependent	ADJ
fsr-3398	325	6	variables	variable	NOUN
fsr-3398	325	7	.	.	PUNCT
fsr-3398	326	1	5	5	X
fsr-3398	326	2	.	.	X
fsr-3398	326	3	results	result	VERB
fsr-3398	326	4	5.1	5.1	NUM
fsr-3398	326	5	.	.	PUNCT
fsr-3398	327	1	descriptive	descriptive	ADJ
fsr-3398	327	2	results	result	NOUN
fsr-3398	327	3	in	in	ADP
fsr-3398	327	4	the	the	DET
fsr-3398	327	5	2011	2011	NUM
fsr-3398	327	6	chfs	chfs	NOUN
fsr-3398	327	7	,	,	PUNCT
fsr-3398	327	8	there	there	PRON
fsr-3398	327	9	were	be	VERB
fsr-3398	327	10	8,269	8,269	NUM
fsr-3398	327	11	valid	valid	ADJ
fsr-3398	327	12	responses	response	NOUN
fsr-3398	327	13	to	to	ADP
fsr-3398	327	14	the	the	DET
fsr-3398	327	15	risk	risk	NOUN
fsr-3398	327	16	tolerance	tolerance	NOUN
fsr-3398	327	17	question	question	NOUN
fsr-3398	327	18	.	.	PUNCT
fsr-3398	328	1	table	table	NOUN
fsr-3398	328	2	3	3	NUM
fsr-3398	328	3	shows	show	VERB
fsr-3398	328	4	the	the	DET
fsr-3398	328	5	mean	mean	ADJ
fsr-3398	328	6	age	age	NOUN
fsr-3398	328	7	of	of	ADP
fsr-3398	328	8	respondents	respondent	NOUN
fsr-3398	328	9	,	,	PUNCT
fsr-3398	328	10	and	and	CCONJ
fsr-3398	328	11	the	the	DET
fsr-3398	328	12	distribution	distribution	NOUN
fsr-3398	328	13	of	of	ADP
fsr-3398	328	14	selected	select	VERB
fsr-3398	328	15	other	other	ADJ
fsr-3398	328	16	characteristics	characteristic	NOUN
fsr-3398	328	17	.	.	PUNCT
fsr-3398	329	1	the	the	DET
fsr-3398	329	2	mean	mean	ADJ
fsr-3398	329	3	age	age	NOUN
fsr-3398	329	4	was	be	AUX
fsr-3398	329	5	about	about	ADV
fsr-3398	329	6	49	49	NUM
fsr-3398	329	7	,	,	PUNCT
fsr-3398	329	8	and	and	CCONJ
fsr-3398	329	9	54	54	NUM
fsr-3398	329	10	%	%	NOUN
fsr-3398	329	11	of	of	ADP
fsr-3398	329	12	the	the	DET
fsr-3398	329	13	respondents	respondent	NOUN
fsr-3398	329	14	were	be	AUX
fsr-3398	329	15	male	male	ADJ
fsr-3398	329	16	.	.	PUNCT
fsr-3398	330	1	most	most	ADJ
fsr-3398	330	2	(	(	PUNCT
fsr-3398	330	3	68	68	NUM
fsr-3398	330	4	%	%	NOUN
fsr-3398	330	5	)	)	PUNCT
fsr-3398	330	6	respondents	respondent	NOUN
fsr-3398	330	7	did	do	AUX
fsr-3398	330	8	not	not	PART
fsr-3398	330	9	have	have	VERB
fsr-3398	330	10	a	a	DET
fsr-3398	330	11	high	high	ADJ
fsr-3398	330	12	school	school	NOUN
fsr-3398	330	13	degree	degree	NOUN
fsr-3398	330	14	,	,	PUNCT
fsr-3398	330	15	and	and	CCONJ
fsr-3398	330	16	only	only	ADV
fsr-3398	330	17	8	8	NUM
fsr-3398	330	18	%	%	NOUN
fsr-3398	330	19	had	have	VERB
fsr-3398	330	20	a	a	DET
fsr-3398	330	21	college	college	NOUN
fsr-3398	330	22	degree	degree	NOUN
fsr-3398	330	23	.	.	PUNCT
fsr-3398	331	1	in	in	ADP
fsr-3398	331	2	the	the	DET
fsr-3398	331	3	scf	scf	PROPN
fsr-3398	331	4	,	,	PUNCT
fsr-3398	331	5	34	34	NUM
fsr-3398	331	6	%	%	NOUN
fsr-3398	331	7	of	of	ADP
fsr-3398	331	8	respondents	respondent	NOUN
fsr-3398	331	9	had	have	VERB
fsr-3398	331	10	a	a	DET
fsr-3398	331	11	college	college	NOUN
fsr-3398	331	12	degree	degree	NOUN
fsr-3398	331	13	.	.	PUNCT
fsr-3398	332	1	in	in	ADP
fsr-3398	332	2	the	the	DET
fsr-3398	332	3	chfs	chf	NOUN
fsr-3398	332	4	,	,	PUNCT
fsr-3398	332	5	almost	almost	ADV
fsr-3398	332	6	86	86	NUM
fsr-3398	332	7	%	%	NOUN
fsr-3398	332	8	were	be	AUX
fsr-3398	332	9	married	married	ADJ
fsr-3398	332	10	or	or	CCONJ
fsr-3398	332	11	partners	partner	NOUN
fsr-3398	332	12	,	,	PUNCT
fsr-3398	332	13	compared	compare	VERB
fsr-3398	332	14	with	with	ADP
fsr-3398	332	15	only	only	ADV
fsr-3398	332	16	57	57	NUM
fsr-3398	332	17	%	%	NOUN
fsr-3398	332	18	in	in	ADP
fsr-3398	332	19	the	the	DET
fsr-3398	332	20	scf	scf	PROPN
fsr-3398	332	21	.	.	PUNCT
fsr-3398	333	1	in	in	ADP
fsr-3398	333	2	the	the	DET
fsr-3398	333	3	chfs	chf	NOUN
fsr-3398	333	4	,	,	PUNCT
fsr-3398	333	5	over	over	ADP
fsr-3398	333	6	40	40	NUM
fsr-3398	333	7	%	%	NOUN
fsr-3398	333	8	were	be	AUX
fsr-3398	333	9	in	in	ADP
fsr-3398	333	10	farming	farming	NOUN
fsr-3398	333	11	or	or	CCONJ
fsr-3398	333	12	otherwise	otherwise	ADV
fsr-3398	333	13	self	self	NOUN
fsr-3398	333	14	-	-	PUNCT
fsr-3398	333	15	employed	employ	VERB
fsr-3398	333	16	,	,	PUNCT
fsr-3398	333	17	compared	compare	VERB
fsr-3398	333	18	with	with	ADP
fsr-3398	333	19	less	less	ADJ
fsr-3398	333	20	than	than	ADP
fsr-3398	333	21	9	9	NUM
fsr-3398	333	22	%	%	NOUN
fsr-3398	333	23	in	in	ADP
fsr-3398	333	24	the	the	DET
fsr-3398	333	25	scf	scf	PROPN
fsr-3398	333	26	.	.	PUNCT
fsr-3398	334	1	in	in	ADP
fsr-3398	334	2	the	the	DET
fsr-3398	334	3	chfs	chf	NOUN
fsr-3398	334	4	,	,	PUNCT
fsr-3398	334	5	56	56	NUM
fsr-3398	334	6	%	%	NOUN
fsr-3398	334	7	reported	report	VERB
fsr-3398	334	8	being	be	AUX
fsr-3398	334	9	table	table	NOUN
fsr-3398	334	10	3	3	NUM
fsr-3398	334	11	distribution	distribution	NOUN
fsr-3398	334	12	of	of	ADP
fsr-3398	334	13	selected	select	VERB
fsr-3398	334	14	characteristics	characteristic	NOUN
fsr-3398	334	15	,	,	PUNCT
fsr-3398	334	16	2011	2011	NUM
fsr-3398	334	17	chinese	chinese	ADJ
fsr-3398	334	18	household	household	NOUN
fsr-3398	334	19	financial	financial	ADJ
fsr-3398	334	20	survey	survey	NOUN
fsr-3398	334	21	and	and	CCONJ
fsr-3398	334	22	2013	2013	NUM
fsr-3398	334	23	scf	scf	PROPN
fsr-3398	334	24	variable	variable	ADJ
fsr-3398	334	25	percentage	percentage	NOUN
fsr-3398	334	26	or	or	CCONJ
fsr-3398	334	27	mean	mean	VERB
fsr-3398	334	28	2011	2011	NUM
fsr-3398	334	29	chfs	chfs	VERB
fsr-3398	334	30	2013	2013	NUM
fsr-3398	334	31	scf	scf	PROPN
fsr-3398	334	32	age	age	NOUN
fsr-3398	334	33	of	of	ADP
fsr-3398	334	34	respondent	respondent	NOUN
fsr-3398	334	35	(	(	PUNCT
fsr-3398	334	36	mean	mean	NOUN
fsr-3398	334	37	)	)	PUNCT
fsr-3398	334	38	48.8	48.8	NUM
fsr-3398	334	39	50.5	50.5	NUM
fsr-3398	334	40	gender	gender	NOUN
fsr-3398	334	41	of	of	ADP
fsr-3398	334	42	respondent	respondent	ADJ
fsr-3398	334	43	male	male	NOUN
fsr-3398	334	44	53.6	53.6	NUM
fsr-3398	334	45	47.4	47.4	NUM
fsr-3398	334	46	female	female	NOUN
fsr-3398	334	47	46.4	46.4	NUM
fsr-3398	334	48	52.6	52.6	NUM
fsr-3398	334	49	education	education	NOUN
fsr-3398	334	50	of	of	ADP
fsr-3398	334	51	respondent	respondent	NOUN
fsr-3398	334	52	less	less	ADJ
fsr-3398	334	53	than	than	ADP
fsr-3398	334	54	high	high	ADJ
fsr-3398	334	55	school	school	NOUN
fsr-3398	334	56	degree	degree	NOUN
fsr-3398	334	57	68.1	68.1	NUM
fsr-3398	334	58	9.9	9.9	NUM
fsr-3398	334	59	high	high	ADJ
fsr-3398	334	60	school	school	NOUN
fsr-3398	334	61	degree	degree	NOUN
fsr-3398	334	62	12.1	12.1	NUM
fsr-3398	334	63	28.6	28.6	NUM
fsr-3398	334	64	some	some	DET
fsr-3398	334	65	college	college	NOUN
fsr-3398	334	66	11.9	11.9	NUM
fsr-3398	334	67	27.2	27.2	NUM
fsr-3398	334	68	bachelor	bachelor	NOUN
fsr-3398	334	69	degree	degree	NOUN
fsr-3398	334	70	or	or	CCONJ
fsr-3398	334	71	higher	high	ADJ
fsr-3398	334	72	7.9	7.9	NUM
fsr-3398	334	73	34.3	34.3	NUM
fsr-3398	334	74	marital	marital	ADJ
fsr-3398	334	75	status	status	NOUN
fsr-3398	334	76	(	(	PUNCT
fsr-3398	334	77	married	married	ADJ
fsr-3398	334	78	or	or	CCONJ
fsr-3398	334	79	partners	partner	NOUN
fsr-3398	334	80	)	)	PUNCT
fsr-3398	334	81	85.6	85.6	NUM
fsr-3398	334	82	56.7	56.7	NUM
fsr-3398	334	83	employment	employment	NOUN
fsr-3398	334	84	status	status	NOUN
fsr-3398	334	85	of	of	ADP
fsr-3398	334	86	respondent	respondent	NOUN
fsr-3398	334	87	employee	employee	NOUN
fsr-3398	334	88	25.2	25.2	NUM
fsr-3398	334	89	54.7	54.7	NUM
fsr-3398	334	90	farming	farming	NOUN
fsr-3398	334	91	31.6	31.6	NUM
fsr-3398	334	92	0.3	0.3	NUM
fsr-3398	334	93	self	self	NOUN
fsr-3398	334	94	-	-	PUNCT
fsr-3398	334	95	employed	employ	VERB
fsr-3398	334	96	other	other	ADJ
fsr-3398	334	97	than	than	ADP
fsr-3398	334	98	farming	farm	VERB
fsr-3398	334	99	9.1	9.1	NUM
fsr-3398	334	100	8.4	8.4	NUM
fsr-3398	334	101	retired	retire	VERB
fsr-3398	334	102	12.8	12.8	NUM
fsr-3398	334	103	10.0	10.0	NUM
fsr-3398	334	104	other	other	ADJ
fsr-3398	334	105	21.3	21.3	NUM
fsr-3398	334	106	26.5	26.5	NUM
fsr-3398	334	107	health	health	NOUN
fsr-3398	334	108	status	status	NOUN
fsr-3398	334	109	of	of	ADP
fsr-3398	334	110	respondent	respondent	NOUN
fsr-3398	334	111	excellent	excellent	ADJ
fsr-3398	334	112	12.3	12.3	NUM
fsr-3398	334	113	23.9	23.9	NUM
fsr-3398	334	114	good	good	ADJ
fsr-3398	334	115	31.8	31.8	NUM
fsr-3398	334	116	48.8	48.8	NUM
fsr-3398	334	117	fair	fair	ADJ
fsr-3398	334	118	40.1	40.1	NUM
fsr-3398	334	119	21.0	21.0	NUM
fsr-3398	334	120	poor	poor	ADJ
fsr-3398	334	121	15.8	15.8	NUM
fsr-3398	334	122	6.3	6.3	NUM
fsr-3398	334	123	ethnicity	ethnicity	NOUN
fsr-3398	334	124	(	(	PUNCT
fsr-3398	334	125	han	han	NOUN
fsr-3398	334	126	or	or	CCONJ
fsr-3398	334	127	white	white	ADJ
fsr-3398	334	128	)	)	PUNCT
fsr-3398	334	129	95.7	95.7	NUM
fsr-3398	334	130	70.1	70.1	NUM
fsr-3398	334	131	homeowner	homeowner	NOUN
fsr-3398	334	132	81.8	81.8	NUM
fsr-3398	334	133	65.2	65.2	NUM
fsr-3398	334	134	mean	mean	NOUN
fsr-3398	334	135	household	household	NOUN
fsr-3398	334	136	income	income	NOUN
fsr-3398	334	137	,	,	PUNCT
fsr-3398	334	138	renminbi	renminbi	NOUN
fsr-3398	334	139	.	.	PUNCT
fsr-3398	335	1	(	(	PUNCT
fsr-3398	335	2	in	in	ADP
fsr-3398	335	3	u.s	u.s	PROPN
fsr-3398	335	4	.	.	PROPN
fsr-3398	335	5	dollars	dollar	NOUN
fsr-3398	335	6	at	at	ADP
fsr-3398	335	7	6.4	6.4	NUM
fsr-3398	335	8	to	to	PART
fsr-3398	335	9	1	1	NUM
fsr-3398	335	10	)	)	PUNCT
fsr-3398	335	11	55,226	55,226	NUM
fsr-3398	335	12	(	(	PUNCT
fsr-3398	335	13	$	$	SYM
fsr-3398	335	14	8,629	8,629	NUM
fsr-3398	335	15	)	)	PUNCT
fsr-3398	335	16	$	$	SYM
fsr-3398	335	17	86,707	86,707	NUM
fsr-3398	335	18	mean	mean	VERB
fsr-3398	335	19	financial	financial	ADJ
fsr-3398	335	20	assets	asset	NOUN
fsr-3398	335	21	,	,	PUNCT
fsr-3398	335	22	renminbi	renminbi	NOUN
fsr-3398	335	23	(	(	PUNCT
fsr-3398	335	24	in	in	ADP
fsr-3398	335	25	u.s	u.s	PROPN
fsr-3398	335	26	.	.	PROPN
fsr-3398	335	27	dollars	dollar	NOUN
fsr-3398	335	28	at	at	ADP
fsr-3398	335	29	6.4	6.4	NUM
fsr-3398	335	30	to	to	PART
fsr-3398	335	31	1	1	NUM
fsr-3398	335	32	)	)	PUNCT
fsr-3398	335	33	63,968	63,968	NUM
fsr-3398	335	34	(	(	PUNCT
fsr-3398	335	35	$	$	SYM
fsr-3398	335	36	9,995	9,995	NUM
fsr-3398	335	37	)	)	PUNCT
fsr-3398	335	38	$	$	SYM
fsr-3398	335	39	251,156	251,156	NUM
fsr-3398	335	40	n	n	NOUN
fsr-3398	335	41	8,269	8,269	NUM
fsr-3398	335	42	6,002	6,002	NUM
fsr-3398	335	43	scf	scf	PROPN
fsr-3398	335	44	�	�	PROPN
fsr-3398	335	45	survey	survey	NOUN
fsr-3398	335	46	of	of	ADP
fsr-3398	335	47	consumer	consumer	NOUN
fsr-3398	335	48	finances	finance	NOUN
fsr-3398	335	49	;	;	PUNCT
fsr-3398	335	50	chfs	chfs	PROPN
fsr-3398	335	51	�	�	PROPN
fsr-3398	335	52	china	china	PROPN
fsr-3398	335	53	household	household	NOUN
fsr-3398	335	54	finance	finance	NOUN
fsr-3398	335	55	survey	survey	NOUN
fsr-3398	335	56	.	.	PUNCT
fsr-3398	336	1	chfs	chfs	PROPN
fsr-3398	336	2	and	and	CCONJ
fsr-3398	336	3	scf	scf	PROPN
fsr-3398	336	4	results	result	NOUN
fsr-3398	336	5	are	be	AUX
fsr-3398	336	6	weighted	weight	VERB
fsr-3398	336	7	.	.	PUNCT
fsr-3398	337	1	293s.d	293s.d	X
fsr-3398	337	2	.	.	PUNCT
fsr-3398	338	1	hanna	hanna	PROPN
fsr-3398	338	2	et	et	PROPN
fsr-3398	338	3	al	al	PROPN
fsr-3398	338	4	.	.	PUNCT
fsr-3398	338	5	/	/	SYM
fsr-3398	338	6	financial	financial	ADJ
fsr-3398	338	7	services	service	NOUN
fsr-3398	338	8	review	review	VERB
fsr-3398	338	9	27	27	NUM
fsr-3398	338	10	(	(	PUNCT
fsr-3398	338	11	2018	2018	NUM
fsr-3398	338	12	)	)	PUNCT
fsr-3398	338	13	279	279	NUM
fsr-3398	338	14	-	-	SYM
fsr-3398	338	15	302	302	NUM
fsr-3398	338	16	in	in	ADP
fsr-3398	338	17	poor	poor	ADJ
fsr-3398	338	18	or	or	CCONJ
fsr-3398	338	19	fair	fair	ADJ
fsr-3398	338	20	health	health	NOUN
fsr-3398	338	21	,	,	PUNCT
fsr-3398	338	22	compared	compare	VERB
fsr-3398	338	23	with	with	ADP
fsr-3398	338	24	27	27	NUM
fsr-3398	338	25	%	%	NOUN
fsr-3398	338	26	in	in	ADP
fsr-3398	338	27	the	the	DET
fsr-3398	338	28	scf	scf	PROPN
fsr-3398	338	29	.	.	PUNCT
fsr-3398	339	1	almost	almost	ADV
fsr-3398	339	2	96	96	NUM
fsr-3398	339	3	%	%	NOUN
fsr-3398	339	4	were	be	AUX
fsr-3398	339	5	of	of	ADP
fsr-3398	339	6	the	the	DET
fsr-3398	339	7	han	han	PROPN
fsr-3398	339	8	ethnicity	ethnicity	PROPN
fsr-3398	339	9	,	,	PUNCT
fsr-3398	339	10	with	with	ADP
fsr-3398	339	11	the	the	DET
fsr-3398	339	12	others	other	NOUN
fsr-3398	339	13	distributed	distribute	VERB
fsr-3398	339	14	among	among	ADP
fsr-3398	339	15	the	the	DET
fsr-3398	339	16	55	55	NUM
fsr-3398	339	17	other	other	ADJ
fsr-3398	339	18	ethnic	ethnic	ADJ
fsr-3398	339	19	groups	group	NOUN
fsr-3398	339	20	/	/	SYM
fsr-3398	339	21	nationalities	nationality	NOUN
fsr-3398	339	22	listed	list	VERB
fsr-3398	339	23	in	in	ADP
fsr-3398	339	24	the	the	DET
fsr-3398	339	25	codebook	codebook	NOUN
fsr-3398	339	26	,	,	PUNCT
fsr-3398	339	27	whereas	whereas	SCONJ
fsr-3398	339	28	in	in	ADP
fsr-3398	339	29	the	the	DET
fsr-3398	339	30	scf	scf	PROPN
fsr-3398	339	31	,	,	PUNCT
fsr-3398	339	32	70	70	NUM
fsr-3398	339	33	%	%	NOUN
fsr-3398	339	34	of	of	ADP
fsr-3398	339	35	respondents	respondent	NOUN
fsr-3398	339	36	were	be	AUX
fsr-3398	339	37	white	white	ADJ
fsr-3398	339	38	.	.	PUNCT
fsr-3398	340	1	almost	almost	ADV
fsr-3398	340	2	82	82	NUM
fsr-3398	340	3	%	%	NOUN
fsr-3398	340	4	in	in	ADP
fsr-3398	340	5	the	the	DET
fsr-3398	340	6	chfs	chfs	NOUN
fsr-3398	340	7	were	be	AUX
fsr-3398	340	8	homeowners	homeowner	NOUN
fsr-3398	340	9	,	,	PUNCT
fsr-3398	340	10	compared	compare	VERB
fsr-3398	340	11	with	with	ADP
fsr-3398	340	12	65	65	NUM
fsr-3398	340	13	%	%	NOUN
fsr-3398	340	14	in	in	ADP
fsr-3398	340	15	the	the	DET
fsr-3398	340	16	scf	scf	PROPN
fsr-3398	340	17	.	.	PUNCT
fsr-3398	341	1	the	the	DET
fsr-3398	341	2	mean	mean	ADJ
fsr-3398	341	3	household	household	NOUN
fsr-3398	341	4	income	income	NOUN
fsr-3398	341	5	in	in	ADP
fsr-3398	341	6	the	the	DET
fsr-3398	341	7	chfs	chfs	NOUN
fsr-3398	341	8	was	be	AUX
fsr-3398	341	9	only	only	ADV
fsr-3398	341	10	about	about	ADV
fsr-3398	341	11	10	10	NUM
fsr-3398	341	12	%	%	NOUN
fsr-3398	341	13	of	of	ADP
fsr-3398	341	14	the	the	DET
fsr-3398	341	15	level	level	NOUN
fsr-3398	341	16	of	of	ADP
fsr-3398	341	17	the	the	DET
fsr-3398	341	18	united	united	PROPN
fsr-3398	341	19	states	states	PROPN
fsr-3398	341	20	,	,	PUNCT
fsr-3398	341	21	with	with	ADP
fsr-3398	341	22	an	an	DET
fsr-3398	341	23	even	even	ADV
fsr-3398	341	24	greater	great	ADJ
fsr-3398	341	25	relative	relative	ADJ
fsr-3398	341	26	difference	difference	NOUN
fsr-3398	341	27	for	for	ADP
fsr-3398	341	28	financial	financial	ADJ
fsr-3398	341	29	assets	asset	NOUN
fsr-3398	341	30	.	.	PUNCT
fsr-3398	342	1	table	table	NOUN
fsr-3398	342	2	4	4	NUM
fsr-3398	342	3	presents	present	VERB
fsr-3398	342	4	descriptive	descriptive	ADJ
fsr-3398	342	5	results	result	NOUN
fsr-3398	342	6	of	of	ADP
fsr-3398	342	7	distribution	distribution	NOUN
fsr-3398	342	8	of	of	ADP
fsr-3398	342	9	the	the	DET
fsr-3398	342	10	2011	2011	NUM
fsr-3398	342	11	chfs	chfs	NOUN
fsr-3398	342	12	risk	risk	NOUN
fsr-3398	342	13	tolerance	tolerance	NOUN
fsr-3398	342	14	,	,	PUNCT
fsr-3398	342	15	and	and	CCONJ
fsr-3398	342	16	the	the	DET
fsr-3398	342	17	distribution	distribution	NOUN
fsr-3398	342	18	of	of	ADP
fsr-3398	342	19	the	the	DET
fsr-3398	342	20	comparable	comparable	ADJ
fsr-3398	342	21	2013	2013	NUM
fsr-3398	342	22	scf	scf	PROPN
fsr-3398	342	23	risk	risk	NOUN
fsr-3398	342	24	tolerance	tolerance	NOUN
fsr-3398	342	25	question	question	NOUN
fsr-3398	342	26	(	(	PUNCT
fsr-3398	342	27	two	two	NUM
fsr-3398	342	28	categories	category	NOUN
fsr-3398	342	29	in	in	ADP
fsr-3398	342	30	the	the	DET
fsr-3398	342	31	chfs	chfs	NOUN
fsr-3398	342	32	are	be	AUX
fsr-3398	342	33	combined	combine	VERB
fsr-3398	342	34	for	for	ADP
fsr-3398	342	35	comparability	comparability	NOUN
fsr-3398	342	36	)	)	PUNCT
fsr-3398	342	37	.	.	PUNCT
fsr-3398	343	1	in	in	ADP
fsr-3398	343	2	the	the	DET
fsr-3398	343	3	2011	2011	NUM
fsr-3398	343	4	chfs	chfs	NOUN
fsr-3398	343	5	,	,	PUNCT
fsr-3398	343	6	about	about	ADV
fsr-3398	343	7	45	45	NUM
fsr-3398	343	8	%	%	NOUN
fsr-3398	343	9	said	say	VERB
fsr-3398	343	10	they	they	PRON
fsr-3398	343	11	were	be	AUX
fsr-3398	343	12	not	not	PART
fsr-3398	343	13	willing	willing	ADJ
fsr-3398	343	14	to	to	PART
fsr-3398	343	15	take	take	VERB
fsr-3398	343	16	any	any	DET
fsr-3398	343	17	investment	investment	NOUN
fsr-3398	343	18	risk	risk	NOUN
fsr-3398	343	19	,	,	PUNCT
fsr-3398	343	20	42.5	42.5	NUM
fsr-3398	343	21	%	%	NOUN
fsr-3398	343	22	said	say	VERB
fsr-3398	343	23	below	below	ADP
fsr-3398	343	24	average	average	ADJ
fsr-3398	343	25	or	or	CCONJ
fsr-3398	343	26	average	average	ADJ
fsr-3398	343	27	risk	risk	NOUN
fsr-3398	343	28	,	,	PUNCT
fsr-3398	343	29	7.2	7.2	NUM
fsr-3398	343	30	%	%	NOUN
fsr-3398	343	31	said	say	VERB
fsr-3398	343	32	above	above	ADP
fsr-3398	343	33	average	average	ADJ
fsr-3398	343	34	risk	risk	NOUN
fsr-3398	343	35	,	,	PUNCT
fsr-3398	343	36	and	and	CCONJ
fsr-3398	343	37	5.6	5.6	NUM
fsr-3398	343	38	%	%	NOUN
fsr-3398	343	39	gave	give	VERB
fsr-3398	343	40	a	a	DET
fsr-3398	343	41	response	response	NOUN
fsr-3398	343	42	of	of	ADP
fsr-3398	343	43	being	be	AUX
fsr-3398	343	44	willing	willing	ADJ
fsr-3398	343	45	to	to	PART
fsr-3398	343	46	take	take	VERB
fsr-3398	343	47	substantial	substantial	ADJ
fsr-3398	343	48	risk	risk	NOUN
fsr-3398	343	49	.	.	PUNCT
fsr-3398	344	1	the	the	DET
fsr-3398	344	2	distributions	distribution	NOUN
fsr-3398	344	3	are	be	AUX
fsr-3398	344	4	somewhat	somewhat	ADV
fsr-3398	344	5	similar	similar	ADJ
fsr-3398	344	6	between	between	ADP
fsr-3398	344	7	chfs	chfs	NOUN
fsr-3398	344	8	and	and	CCONJ
fsr-3398	344	9	scf	scf	PROPN
fsr-3398	344	10	,	,	PUNCT
fsr-3398	344	11	though	though	SCONJ
fsr-3398	344	12	the	the	DET
fsr-3398	344	13	proportion	proportion	NOUN
fsr-3398	344	14	of	of	ADP
fsr-3398	344	15	no	no	DET
fsr-3398	344	16	risk	risk	NOUN
fsr-3398	344	17	responses	response	NOUN
fsr-3398	344	18	in	in	ADP
fsr-3398	344	19	the	the	DET
fsr-3398	344	20	scf	scf	PROPN
fsr-3398	344	21	,	,	PUNCT
fsr-3398	344	22	46.6	46.6	NUM
fsr-3398	344	23	%	%	NOUN
fsr-3398	344	24	,	,	PUNCT
fsr-3398	344	25	is	be	AUX
fsr-3398	344	26	significantly	significantly	ADV
fsr-3398	344	27	higher	high	ADJ
fsr-3398	344	28	than	than	ADP
fsr-3398	344	29	the	the	DET
fsr-3398	344	30	rate	rate	NOUN
fsr-3398	344	31	in	in	ADP
fsr-3398	344	32	the	the	DET
fsr-3398	344	33	chfs	chf	NOUN
fsr-3398	344	34	,	,	PUNCT
fsr-3398	344	35	using	use	VERB
fsr-3398	344	36	a	a	DET
fsr-3398	344	37	simple	simple	ADJ
fsr-3398	344	38	z	z	NOUN
fsr-3398	344	39	test	test	NOUN
fsr-3398	344	40	for	for	ADP
fsr-3398	344	41	comparing	compare	VERB
fsr-3398	344	42	proportions	proportion	NOUN
fsr-3398	344	43	in	in	ADP
fsr-3398	344	44	two	two	NUM
fsr-3398	344	45	independent	independent	ADJ
fsr-3398	344	46	samples	sample	NOUN
fsr-3398	344	47	.	.	PUNCT
fsr-3398	345	1	the	the	DET
fsr-3398	345	2	risk	risk	NOUN
fsr-3398	345	3	tolerance	tolerance	NOUN
fsr-3398	345	4	questions	question	NOUN
fsr-3398	345	5	in	in	ADP
fsr-3398	345	6	the	the	DET
fsr-3398	345	7	scf	scf	PROPN
fsr-3398	345	8	and	and	CCONJ
fsr-3398	345	9	in	in	ADP
fsr-3398	345	10	the	the	DET
fsr-3398	345	11	chfs	chfs	NOUN
fsr-3398	345	12	measure	measure	NOUN
fsr-3398	345	13	willingness	willingness	NOUN
fsr-3398	345	14	to	to	PART
fsr-3398	345	15	take	take	VERB
fsr-3398	345	16	risks	risk	NOUN
fsr-3398	345	17	,	,	PUNCT
fsr-3398	345	18	though	though	SCONJ
fsr-3398	345	19	there	there	PRON
fsr-3398	345	20	is	be	VERB
fsr-3398	345	21	not	not	PART
fsr-3398	345	22	a	a	DET
fsr-3398	345	23	direct	direct	ADJ
fsr-3398	345	24	connection	connection	NOUN
fsr-3398	345	25	of	of	ADP
fsr-3398	345	26	these	these	DET
fsr-3398	345	27	questions	question	NOUN
fsr-3398	345	28	to	to	ADP
fsr-3398	345	29	the	the	DET
fsr-3398	345	30	economic	economic	ADJ
fsr-3398	345	31	concept	concept	NOUN
fsr-3398	345	32	of	of	ADP
fsr-3398	345	33	risk	risk	NOUN
fsr-3398	345	34	aversion	aversion	NOUN
fsr-3398	345	35	.	.	PUNCT
fsr-3398	346	1	hanna	hanna	PROPN
fsr-3398	346	2	and	and	CCONJ
fsr-3398	346	3	lindamood	lindamood	NOUN
fsr-3398	346	4	(	(	PUNCT
fsr-3398	346	5	2004	2004	NUM
fsr-3398	346	6	)	)	PUNCT
fsr-3398	346	7	presented	present	VERB
fsr-3398	346	8	respondents	respondent	NOUN
fsr-3398	346	9	with	with	ADP
fsr-3398	346	10	both	both	CCONJ
fsr-3398	346	11	the	the	DET
fsr-3398	346	12	scf	scf	PROPN
fsr-3398	346	13	risk	risk	NOUN
fsr-3398	346	14	tolerance	tolerance	NOUN
fsr-3398	346	15	question	question	NOUN
fsr-3398	346	16	,	,	PUNCT
fsr-3398	346	17	and	and	CCONJ
fsr-3398	346	18	a	a	DET
fsr-3398	346	19	series	series	NOUN
fsr-3398	346	20	of	of	ADP
fsr-3398	346	21	hypothetical	hypothetical	ADJ
fsr-3398	346	22	income	income	NOUN
fsr-3398	346	23	gamble	gamble	NOUN
fsr-3398	346	24	questions	question	NOUN
fsr-3398	346	25	with	with	ADP
fsr-3398	346	26	a	a	DET
fsr-3398	346	27	graphical	graphical	ADJ
fsr-3398	346	28	extension	extension	NOUN
fsr-3398	346	29	of	of	ADP
fsr-3398	346	30	the	the	DET
fsr-3398	346	31	questions	question	NOUN
fsr-3398	346	32	presented	present	VERB
fsr-3398	346	33	in	in	ADP
fsr-3398	346	34	barsky	barsky	PROPN
fsr-3398	346	35	et	et	PROPN
fsr-3398	346	36	al	al	PROPN
fsr-3398	346	37	.	.	PROPN
fsr-3398	347	1	(	(	PUNCT
fsr-3398	347	2	1997	1997	NUM
fsr-3398	347	3	)	)	PUNCT
fsr-3398	347	4	.	.	PUNCT
fsr-3398	348	1	hanna	hanna	PROPN
fsr-3398	348	2	and	and	CCONJ
fsr-3398	348	3	lindamood	lindamood	NOUN
fsr-3398	348	4	(	(	PUNCT
fsr-3398	348	5	2004	2004	NUM
fsr-3398	348	6	)	)	PUNCT
fsr-3398	348	7	estimated	estimate	VERB
fsr-3398	348	8	a	a	DET
fsr-3398	348	9	regression	regression	NOUN
fsr-3398	348	10	of	of	ADP
fsr-3398	348	11	relative	relative	ADJ
fsr-3398	348	12	risk	risk	NOUN
fsr-3398	348	13	aversion	aversion	NOUN
fsr-3398	348	14	on	on	ADP
fsr-3398	348	15	the	the	DET
fsr-3398	348	16	responses	response	NOUN
fsr-3398	348	17	to	to	ADP
fsr-3398	348	18	the	the	DET
fsr-3398	348	19	scf	scf	PROPN
fsr-3398	348	20	risk	risk	NOUN
fsr-3398	348	21	tolerance	tolerance	NOUN
fsr-3398	348	22	question	question	NOUN
fsr-3398	348	23	,	,	PUNCT
fsr-3398	348	24	to	to	PART
fsr-3398	348	25	be	be	AUX
fsr-3398	348	26	able	able	ADJ
fsr-3398	348	27	to	to	PART
fsr-3398	348	28	project	project	VERB
fsr-3398	348	29	the	the	DET
fsr-3398	348	30	distribution	distribution	NOUN
fsr-3398	348	31	of	of	ADP
fsr-3398	348	32	risk	risk	NOUN
fsr-3398	348	33	aversion	aversion	NOUN
fsr-3398	348	34	levels	level	NOUN
fsr-3398	348	35	for	for	ADP
fsr-3398	348	36	households	household	NOUN
fsr-3398	348	37	of	of	ADP
fsr-3398	348	38	all	all	DET
fsr-3398	348	39	ages	age	NOUN
fsr-3398	348	40	in	in	ADP
fsr-3398	348	41	the	the	DET
fsr-3398	348	42	u.s	u.s	PROPN
fsr-3398	348	43	.	.	PROPN
fsr-3398	348	44	population	population	NOUN
fsr-3398	348	45	.	.	PUNCT
fsr-3398	349	1	the	the	DET
fsr-3398	349	2	middle	middle	ADJ
fsr-3398	349	3	section	section	NOUN
fsr-3398	349	4	of	of	ADP
fsr-3398	349	5	table	table	NOUN
fsr-3398	349	6	4	4	NUM
fsr-3398	349	7	relative	relative	ADJ
fsr-3398	349	8	risk	risk	NOUN
fsr-3398	349	9	aversion	aversion	NOUN
fsr-3398	349	10	estimate	estimate	NOUN
fsr-3398	349	11	,	,	PUNCT
fsr-3398	349	12	are	be	AUX
fsr-3398	349	13	based	base	VERB
fsr-3398	349	14	on	on	ADP
fsr-3398	349	15	the	the	DET
fsr-3398	349	16	regression	regression	NOUN
fsr-3398	349	17	in	in	ADP
fsr-3398	349	18	hanna	hanna	PROPN
fsr-3398	349	19	and	and	CCONJ
fsr-3398	349	20	lindamood	lindamood	NOUN
fsr-3398	349	21	(	(	PUNCT
fsr-3398	349	22	2004	2004	NUM
fsr-3398	349	23	)	)	PUNCT
fsr-3398	349	24	.	.	PUNCT
fsr-3398	350	1	based	base	VERB
fsr-3398	350	2	on	on	ADP
fsr-3398	350	3	our	our	PRON
fsr-3398	350	4	discussion	discussion	NOUN
fsr-3398	350	5	in	in	ADP
fsr-3398	350	6	section	section	NOUN
fsr-3398	350	7	2.2	2.2	NUM
fsr-3398	350	8	.	.	PUNCT
fsr-3398	350	9	,	,	PUNCT
fsr-3398	350	10	one	one	PRON
fsr-3398	350	11	should	should	AUX
fsr-3398	350	12	be	be	AUX
fsr-3398	350	13	skeptical	skeptical	ADJ
fsr-3398	350	14	of	of	ADP
fsr-3398	350	15	these	these	DET
fsr-3398	350	16	estimates	estimate	NOUN
fsr-3398	350	17	,	,	PUNCT
fsr-3398	350	18	but	but	CCONJ
fsr-3398	350	19	while	while	SCONJ
fsr-3398	350	20	very	very	ADV
fsr-3398	350	21	crude	crude	ADJ
fsr-3398	350	22	,	,	PUNCT
fsr-3398	350	23	the	the	DET
fsr-3398	350	24	estimates	estimate	NOUN
fsr-3398	350	25	allow	allow	VERB
fsr-3398	350	26	for	for	ADP
fsr-3398	350	27	comparison	comparison	NOUN
fsr-3398	350	28	with	with	ADP
fsr-3398	350	29	normative	normative	ADJ
fsr-3398	350	30	analyses	analysis	NOUN
fsr-3398	350	31	of	of	ADP
fsr-3398	350	32	optimal	optimal	ADJ
fsr-3398	350	33	portfolios	portfolio	NOUN
fsr-3398	350	34	by	by	ADP
fsr-3398	350	35	a	a	DET
fsr-3398	350	36	number	number	NOUN
fsr-3398	350	37	of	of	ADP
fsr-3398	350	38	economists	economist	NOUN
fsr-3398	350	39	,	,	PUNCT
fsr-3398	350	40	for	for	ADP
fsr-3398	350	41	example	example	NOUN
fsr-3398	350	42	,	,	PUNCT
fsr-3398	350	43	campbell	campbell	PROPN
fsr-3398	350	44	and	and	CCONJ
fsr-3398	350	45	vicerea	vicerea	ADJ
fsr-3398	350	46	(	(	PUNCT
fsr-3398	350	47	2002	2002	NUM
fsr-3398	350	48	)	)	PUNCT
fsr-3398	350	49	and	and	CCONJ
fsr-3398	350	50	hanna	hanna	PROPN
fsr-3398	350	51	and	and	CCONJ
fsr-3398	350	52	chen	chen	PROPN
fsr-3398	350	53	(	(	PUNCT
fsr-3398	350	54	1997	1997	NUM
fsr-3398	350	55	)	)	PUNCT
fsr-3398	350	56	.	.	PUNCT
fsr-3398	351	1	based	base	VERB
fsr-3398	351	2	on	on	ADP
fsr-3398	351	3	the	the	DET
fsr-3398	351	4	hanna	hanna	PROPN
fsr-3398	351	5	and	and	CCONJ
fsr-3398	351	6	chen	chen	PROPN
fsr-3398	351	7	analysis	analysis	PROPN
fsr-3398	351	8	,	,	PUNCT
fsr-3398	351	9	even	even	ADV
fsr-3398	351	10	households	household	NOUN
fsr-3398	351	11	with	with	ADP
fsr-3398	351	12	the	the	DET
fsr-3398	351	13	no	no	DET
fsr-3398	351	14	risk	risk	NOUN
fsr-3398	351	15	response	response	NOUN
fsr-3398	351	16	should	should	AUX
fsr-3398	351	17	be	be	AUX
fsr-3398	351	18	willing	willing	ADJ
fsr-3398	351	19	to	to	PART
fsr-3398	351	20	have	have	VERB
fsr-3398	351	21	50	50	NUM
fsr-3398	351	22	%	%	NOUN
fsr-3398	351	23	or	or	CCONJ
fsr-3398	351	24	more	more	ADJ
fsr-3398	351	25	of	of	ADP
fsr-3398	351	26	their	their	PRON
fsr-3398	351	27	investment	investment	NOUN
fsr-3398	351	28	portfolio	portfolio	NOUN
fsr-3398	351	29	table	table	NOUN
fsr-3398	351	30	4	4	NUM
fsr-3398	351	31	risk	risk	NOUN
fsr-3398	351	32	tolerance	tolerance	NOUN
fsr-3398	351	33	responses	response	NOUN
fsr-3398	351	34	,	,	PUNCT
fsr-3398	351	35	2011	2011	NUM
fsr-3398	351	36	chfs	chfs	NOUN
fsr-3398	351	37	and	and	CCONJ
fsr-3398	351	38	2013	2013	NUM
fsr-3398	351	39	scf	scf	PROPN
fsr-3398	351	40	2011	2011	NUM
fsr-3398	351	41	chfs	chfs	PROPN
fsr-3398	351	42	relative	relative	ADJ
fsr-3398	351	43	risk	risk	NOUN
fsr-3398	351	44	aversion	aversion	NOUN
fsr-3398	351	45	estimateb	estimateb	NOUN
fsr-3398	351	46	2013	2013	NUM
fsr-3398	351	47	u.s	u.s	PROPN
fsr-3398	351	48	.	.	PROPN
fsr-3398	351	49	scf	scf	PROPN
fsr-3398	351	50	response	response	NOUN
fsr-3398	351	51	distribution	distribution	NOUN
fsr-3398	351	52	response	response	NOUN
fsr-3398	351	53	distribution	distribution	NOUN
fsr-3398	351	54	1	1	NUM
fsr-3398	351	55	.	.	PUNCT
fsr-3398	351	56	unwilling	unwilling	ADJ
fsr-3398	351	57	to	to	PART
fsr-3398	351	58	take	take	VERB
fsr-3398	351	59	any	any	DET
fsr-3398	351	60	risk	risk	NOUN
fsr-3398	351	61	44.7%c	44.7%c	NUM
fsr-3398	351	62	�	�	PROPN
fsr-3398	351	63	6.7	6.7	NUM
fsr-3398	351	64	1	1	NUM
fsr-3398	351	65	.	.	PUNCT
fsr-3398	352	1	no	no	DET
fsr-3398	352	2	risk	risk	NOUN
fsr-3398	352	3	46.6	46.6	NUM
fsr-3398	352	4	%	%	NOUN
fsr-3398	352	5	2	2	NUM
fsr-3398	352	6	.	.	PUNCT
fsr-3398	352	7	slightly	slightly	ADV
fsr-3398	352	8	below	below	ADP
fsr-3398	352	9	average	average	ADJ
fsr-3398	352	10	or	or	CCONJ
fsr-3398	352	11	average	average	ADJ
fsr-3398	352	12	riska	riska	NOUN
fsr-3398	352	13	42.5%c	42.5%c	NUM
fsr-3398	352	14	5.4	5.4	NUM
fsr-3398	352	15	2	2	NUM
fsr-3398	352	16	.	.	PUNCT
fsr-3398	352	17	average	average	ADJ
fsr-3398	352	18	risk	risk	NOUN
fsr-3398	352	19	36.3	36.3	NUM
fsr-3398	352	20	%	%	NOUN
fsr-3398	352	21	3	3	NUM
fsr-3398	352	22	.	.	NOUN
fsr-3398	352	23	slightly	slightly	ADV
fsr-3398	352	24	above	above	ADP
fsr-3398	352	25	average	average	ADJ
fsr-3398	352	26	risk	risk	NOUN
fsr-3398	352	27	7.2%c	7.2%c	NUM
fsr-3398	352	28	4.0	4.0	NUM
fsr-3398	352	29	3	3	NUM
fsr-3398	352	30	.	.	PUNCT
fsr-3398	353	1	above	above	ADP
fsr-3398	353	2	average	average	ADJ
fsr-3398	353	3	risk	risk	NOUN
fsr-3398	353	4	14.1	14.1	NUM
fsr-3398	353	5	%	%	NOUN
fsr-3398	353	6	4	4	NUM
fsr-3398	353	7	.	.	NOUN
fsr-3398	353	8	substantial	substantial	ADJ
fsr-3398	353	9	risk	risk	NOUN
fsr-3398	353	10	5.6%c	5.6%c	NUM
fsr-3398	353	11	�	�	NOUN
fsr-3398	353	12	2.7	2.7	NUM
fsr-3398	353	13	4	4	NUM
fsr-3398	353	14	.	.	PUNCT
fsr-3398	354	1	substantial	substantial	ADJ
fsr-3398	354	2	risk	risk	NOUN
fsr-3398	354	3	3.0	3.0	NUM
fsr-3398	354	4	%	%	NOUN
fsr-3398	354	5	sample	sample	NOUN
fsr-3398	354	6	size	size	NOUN
fsr-3398	354	7	8,269	8,269	NUM
fsr-3398	354	8	6,002	6,002	NUM
fsr-3398	354	9	scf	scf	PROPN
fsr-3398	354	10	�	�	PROPN
fsr-3398	354	11	survey	survey	NOUN
fsr-3398	354	12	of	of	ADP
fsr-3398	354	13	consumer	consumer	NOUN
fsr-3398	354	14	finances	finance	NOUN
fsr-3398	354	15	;	;	PUNCT
fsr-3398	354	16	chfs	chfs	PROPN
fsr-3398	354	17	�	�	PROPN
fsr-3398	354	18	china	china	PROPN
fsr-3398	354	19	household	household	NOUN
fsr-3398	354	20	finance	finance	NOUN
fsr-3398	354	21	survey	survey	NOUN
fsr-3398	354	22	.	.	PUNCT
fsr-3398	355	1	chfs	chfs	PROPN
fsr-3398	355	2	and	and	CCONJ
fsr-3398	355	3	scf	scf	PROPN
fsr-3398	355	4	results	result	NOUN
fsr-3398	355	5	are	be	AUX
fsr-3398	355	6	weighted	weight	VERB
fsr-3398	355	7	.	.	PUNCT
fsr-3398	356	1	aslightly	aslightly	ADV
fsr-3398	356	2	below	below	ADP
fsr-3398	356	3	average	average	ADJ
fsr-3398	356	4	,	,	PUNCT
fsr-3398	356	5	15.91	15.91	NUM
fsr-3398	356	6	%	%	NOUN
fsr-3398	356	7	;	;	PUNCT
fsr-3398	356	8	average	average	ADJ
fsr-3398	356	9	,	,	PUNCT
fsr-3398	356	10	25.55	25.55	NUM
fsr-3398	356	11	%	%	NOUN
fsr-3398	356	12	bestimates	bestimate	VERB
fsr-3398	356	13	of	of	ADP
fsr-3398	356	14	relative	relative	ADJ
fsr-3398	356	15	risk	risk	NOUN
fsr-3398	356	16	aversion	aversion	NOUN
fsr-3398	356	17	based	base	VERB
fsr-3398	356	18	on	on	ADP
fsr-3398	356	19	regression	regression	NOUN
fsr-3398	356	20	in	in	ADP
fsr-3398	356	21	hanna	hanna	PROPN
fsr-3398	356	22	and	and	CCONJ
fsr-3398	356	23	lindamood	lindamood	NOUN
fsr-3398	356	24	(	(	PUNCT
fsr-3398	356	25	2004	2004	NUM
fsr-3398	356	26	)	)	PUNCT
fsr-3398	356	27	.	.	PUNCT
fsr-3398	357	1	crate	crate	VERB
fsr-3398	357	2	significantly	significantly	ADV
fsr-3398	357	3	different	different	ADJ
fsr-3398	357	4	from	from	ADP
fsr-3398	357	5	corresponding	correspond	VERB
fsr-3398	357	6	scf	scf	PROPN
fsr-3398	357	7	rate	rate	NOUN
fsr-3398	357	8	at	at	ADP
fsr-3398	357	9	p	p	PROPN
fsr-3398	357	10	�	�	PROPN
fsr-3398	357	11	0.05	0.05	NUM
fsr-3398	357	12	.	.	PUNCT
fsr-3398	358	1	294	294	NUM
fsr-3398	358	2	s.d	s.d	PROPN
fsr-3398	358	3	.	.	PROPN
fsr-3398	358	4	hanna	hanna	PROPN
fsr-3398	358	5	et	et	PROPN
fsr-3398	358	6	al	al	PROPN
fsr-3398	358	7	.	.	PUNCT
fsr-3398	358	8	/	/	SYM
fsr-3398	358	9	financial	financial	ADJ
fsr-3398	358	10	services	service	NOUN
fsr-3398	358	11	review	review	VERB
fsr-3398	358	12	27	27	NUM
fsr-3398	358	13	(	(	PUNCT
fsr-3398	358	14	2018	2018	NUM
fsr-3398	358	15	)	)	PUNCT
fsr-3398	358	16	279	279	NUM
fsr-3398	358	17	-	-	SYM
fsr-3398	358	18	302	302	NUM
fsr-3398	358	19	in	in	ADP
fsr-3398	358	20	stocks	stock	NOUN
fsr-3398	358	21	until	until	SCONJ
fsr-3398	358	22	they	they	PRON
fsr-3398	358	23	approach	approach	VERB
fsr-3398	358	24	retirement	retirement	NOUN
fsr-3398	358	25	.	.	PUNCT
fsr-3398	359	1	assuming	assume	VERB
fsr-3398	359	2	that	that	SCONJ
fsr-3398	359	3	a	a	DET
fsr-3398	359	4	no	no	DET
fsr-3398	359	5	risk	risk	NOUN
fsr-3398	359	6	response	response	NOUN
fsr-3398	359	7	corresponds	correspond	VERB
fsr-3398	359	8	to	to	ADP
fsr-3398	359	9	a	a	DET
fsr-3398	359	10	relative	relative	ADJ
fsr-3398	359	11	risk	risk	NOUN
fsr-3398	359	12	aversion	aversion	NOUN
fsr-3398	359	13	level	level	NOUN
fsr-3398	359	14	of	of	ADP
fsr-3398	359	15	8	8	NUM
fsr-3398	359	16	,	,	PUNCT
fsr-3398	359	17	and	and	CCONJ
fsr-3398	359	18	a	a	DET
fsr-3398	359	19	substantial	substantial	ADJ
fsr-3398	359	20	risk	risk	NOUN
fsr-3398	359	21	response	response	NOUN
fsr-3398	359	22	corresponds	correspond	VERB
fsr-3398	359	23	to	to	ADP
fsr-3398	359	24	a	a	DET
fsr-3398	359	25	relative	relative	ADJ
fsr-3398	359	26	risk	risk	NOUN
fsr-3398	359	27	aversion	aversion	NOUN
fsr-3398	359	28	level	level	NOUN
fsr-3398	359	29	of	of	ADP
fsr-3398	359	30	2	2	NUM
fsr-3398	359	31	,	,	PUNCT
fsr-3398	359	32	the	the	DET
fsr-3398	359	33	mean	mean	ADJ
fsr-3398	359	34	relative	relative	ADJ
fsr-3398	359	35	risk	risk	NOUN
fsr-3398	359	36	aversion	aversion	NOUN
fsr-3398	359	37	level	level	NOUN
fsr-3398	359	38	would	would	AUX
fsr-3398	359	39	be	be	AUX
fsr-3398	359	40	about	about	ADV
fsr-3398	359	41	6.3	6.3	NUM
fsr-3398	359	42	in	in	ADP
fsr-3398	359	43	both	both	DET
fsr-3398	359	44	surveys	survey	NOUN
fsr-3398	359	45	,	,	PUNCT
fsr-3398	359	46	which	which	PRON
fsr-3398	359	47	according	accord	VERB
fsr-3398	359	48	to	to	ADP
fsr-3398	359	49	hanna	hanna	PROPN
fsr-3398	359	50	and	and	CCONJ
fsr-3398	359	51	chen	chen	PROPN
fsr-3398	359	52	(	(	PUNCT
fsr-3398	359	53	1997	1997	NUM
fsr-3398	359	54	)	)	PUNCT
fsr-3398	359	55	would	would	AUX
fsr-3398	359	56	imply	imply	VERB
fsr-3398	359	57	fairly	fairly	ADV
fsr-3398	359	58	aggressive	aggressive	ADJ
fsr-3398	359	59	retirement	retirement	NOUN
fsr-3398	359	60	portfolios	portfolio	NOUN
fsr-3398	359	61	until	until	ADP
fsr-3398	359	62	about	about	ADV
fsr-3398	359	63	20	20	NUM
fsr-3398	359	64	years	year	NOUN
fsr-3398	359	65	before	before	ADP
fsr-3398	359	66	retirement	retirement	NOUN
fsr-3398	359	67	,	,	PUNCT
fsr-3398	359	68	and	and	CCONJ
fsr-3398	359	69	some	some	DET
fsr-3398	359	70	stock	stock	NOUN
fsr-3398	359	71	assets	asset	NOUN
fsr-3398	359	72	even	even	ADV
fsr-3398	359	73	at	at	ADP
fsr-3398	359	74	retirement	retirement	NOUN
fsr-3398	359	75	.	.	PUNCT
fsr-3398	360	1	table	table	NOUN
fsr-3398	360	2	5	5	NUM
fsr-3398	360	3	shows	show	NOUN
fsr-3398	360	4	direct	direct	ADJ
fsr-3398	360	5	and	and	CCONJ
fsr-3398	360	6	indirect	indirect	ADJ
fsr-3398	360	7	ownership	ownership	NOUN
fsr-3398	360	8	of	of	ADP
fsr-3398	360	9	stocks	stock	NOUN
fsr-3398	360	10	.	.	PUNCT
fsr-3398	361	1	the	the	DET
fsr-3398	361	2	scf	scf	PROPN
fsr-3398	361	3	has	have	VERB
fsr-3398	361	4	very	very	ADV
fsr-3398	361	5	detailed	detailed	ADJ
fsr-3398	361	6	questions	question	NOUN
fsr-3398	361	7	that	that	PRON
fsr-3398	361	8	are	be	AUX
fsr-3398	361	9	used	use	VERB
fsr-3398	361	10	to	to	PART
fsr-3398	361	11	estimate	estimate	VERB
fsr-3398	361	12	whether	whether	SCONJ
fsr-3398	361	13	stocks	stock	NOUN
fsr-3398	361	14	are	be	AUX
fsr-3398	361	15	in	in	ADP
fsr-3398	361	16	mutual	mutual	ADJ
fsr-3398	361	17	funds	fund	NOUN
fsr-3398	361	18	,	,	PUNCT
fsr-3398	361	19	including	include	VERB
fsr-3398	361	20	retirement	retirement	NOUN
fsr-3398	361	21	accounts	account	NOUN
fsr-3398	361	22	under	under	ADP
fsr-3398	361	23	the	the	DET
fsr-3398	361	24	control	control	NOUN
fsr-3398	361	25	of	of	ADP
fsr-3398	361	26	respondents	respondent	NOUN
fsr-3398	361	27	,	,	PUNCT
fsr-3398	361	28	as	as	ADV
fsr-3398	361	29	well	well	ADV
fsr-3398	361	30	as	as	ADP
fsr-3398	361	31	to	to	PART
fsr-3398	361	32	estimate	estimate	VERB
fsr-3398	361	33	the	the	DET
fsr-3398	361	34	dollar	dollar	NOUN
fsr-3398	361	35	value	value	NOUN
fsr-3398	361	36	of	of	ADP
fsr-3398	361	37	stock	stock	NOUN
fsr-3398	361	38	holdings	holding	NOUN
fsr-3398	361	39	for	for	ADP
fsr-3398	361	40	each	each	DET
fsr-3398	361	41	household	household	NOUN
fsr-3398	361	42	.	.	PUNCT
fsr-3398	362	1	the	the	DET
fsr-3398	362	2	chfs	chfs	NOUN
fsr-3398	362	3	does	do	AUX
fsr-3398	362	4	not	not	PART
fsr-3398	362	5	have	have	VERB
fsr-3398	362	6	comparable	comparable	ADJ
fsr-3398	362	7	questions	question	NOUN
fsr-3398	362	8	about	about	ADP
fsr-3398	362	9	indirect	indirect	ADJ
fsr-3398	362	10	stock	stock	NOUN
fsr-3398	362	11	holdings	holding	NOUN
fsr-3398	362	12	.	.	PUNCT
fsr-3398	363	1	as	as	SCONJ
fsr-3398	363	2	table	table	NOUN
fsr-3398	363	3	5	5	NUM
fsr-3398	363	4	shows	show	NOUN
fsr-3398	363	5	,	,	PUNCT
fsr-3398	363	6	almost	almost	ADV
fsr-3398	363	7	9	9	NUM
fsr-3398	363	8	%	%	NOUN
fsr-3398	363	9	of	of	ADP
fsr-3398	363	10	households	household	NOUN
fsr-3398	363	11	in	in	ADP
fsr-3398	363	12	the	the	DET
fsr-3398	363	13	chfs	chfs	NOUN
fsr-3398	363	14	owned	own	VERB
fsr-3398	363	15	stocks	stock	NOUN
fsr-3398	363	16	directly	directly	ADV
fsr-3398	363	17	,	,	PUNCT
fsr-3398	363	18	compared	compare	VERB
fsr-3398	363	19	with	with	ADP
fsr-3398	363	20	about	about	ADV
fsr-3398	363	21	14	14	NUM
fsr-3398	363	22	%	%	NOUN
fsr-3398	363	23	of	of	ADP
fsr-3398	363	24	households	household	NOUN
fsr-3398	363	25	in	in	ADP
fsr-3398	363	26	the	the	DET
fsr-3398	363	27	chfs	chfs	NOUN
fsr-3398	363	28	.	.	PUNCT
fsr-3398	364	1	the	the	DET
fsr-3398	364	2	chfs	chfs	NOUN
fsr-3398	364	3	has	have	VERB
fsr-3398	364	4	questions	question	NOUN
fsr-3398	364	5	about	about	ADP
fsr-3398	364	6	ownership	ownership	NOUN
fsr-3398	364	7	of	of	ADP
fsr-3398	364	8	mutual	mutual	ADJ
fsr-3398	364	9	funds	fund	NOUN
fsr-3398	364	10	,	,	PUNCT
fsr-3398	364	11	financial	financial	ADJ
fsr-3398	364	12	derivatives	derivative	NOUN
fsr-3398	364	13	,	,	PUNCT
fsr-3398	364	14	and	and	CCONJ
fsr-3398	364	15	wealth	wealth	NOUN
fsr-3398	364	16	management	management	NOUN
fsr-3398	364	17	products	product	NOUN
fsr-3398	364	18	,	,	PUNCT
fsr-3398	364	19	but	but	CCONJ
fsr-3398	364	20	very	very	ADV
fsr-3398	364	21	few	few	ADJ
fsr-3398	364	22	households	household	NOUN
fsr-3398	364	23	reported	report	VERB
fsr-3398	364	24	owning	own	VERB
fsr-3398	364	25	these	these	DET
fsr-3398	364	26	products	product	NOUN
fsr-3398	364	27	who	who	PRON
fsr-3398	364	28	did	do	AUX
fsr-3398	364	29	not	not	PART
fsr-3398	364	30	also	also	ADV
fsr-3398	364	31	own	own	VERB
fsr-3398	364	32	stocks	stock	NOUN
fsr-3398	364	33	directly	directly	ADV
fsr-3398	364	34	.	.	PUNCT
fsr-3398	365	1	if	if	SCONJ
fsr-3398	365	2	we	we	PRON
fsr-3398	365	3	assume	assume	VERB
fsr-3398	365	4	that	that	SCONJ
fsr-3398	365	5	all	all	DET
fsr-3398	365	6	such	such	ADJ
fsr-3398	365	7	products	product	NOUN
fsr-3398	365	8	contained	contain	VERB
fsr-3398	365	9	stock	stock	NOUN
fsr-3398	365	10	assets	asset	NOUN
fsr-3398	365	11	,	,	PUNCT
fsr-3398	365	12	then	then	ADV
fsr-3398	365	13	9	9	NUM
fsr-3398	365	14	%	%	NOUN
fsr-3398	365	15	of	of	ADP
fsr-3398	365	16	households	household	NOUN
fsr-3398	365	17	in	in	ADP
fsr-3398	365	18	the	the	DET
fsr-3398	365	19	chfs	chfs	NOUN
fsr-3398	365	20	directly	directly	ADV
fsr-3398	365	21	and/or	and/or	CCONJ
fsr-3398	365	22	indirectly	indirectly	ADV
fsr-3398	365	23	owned	own	VERB
fsr-3398	365	24	stock	stock	NOUN
fsr-3398	365	25	assets	asset	NOUN
fsr-3398	365	26	,	,	PUNCT
fsr-3398	365	27	compared	compare	VERB
fsr-3398	365	28	with	with	ADP
fsr-3398	365	29	almost	almost	ADV
fsr-3398	365	30	49	49	NUM
fsr-3398	365	31	%	%	NOUN
fsr-3398	365	32	of	of	ADP
fsr-3398	365	33	households	household	NOUN
fsr-3398	365	34	in	in	ADP
fsr-3398	365	35	the	the	DET
fsr-3398	365	36	scf	scf	PROPN
fsr-3398	365	37	.	.	PUNCT
fsr-3398	366	1	although	although	SCONJ
fsr-3398	366	2	analysis	analysis	NOUN
fsr-3398	366	3	of	of	ADP
fsr-3398	366	4	factors	factor	NOUN
fsr-3398	366	5	related	relate	VERB
fsr-3398	366	6	to	to	ADP
fsr-3398	366	7	stock	stock	NOUN
fsr-3398	366	8	ownership	ownership	NOUN
fsr-3398	366	9	in	in	ADP
fsr-3398	366	10	the	the	DET
fsr-3398	366	11	chfs	chfs	NOUN
fsr-3398	366	12	would	would	AUX
fsr-3398	366	13	be	be	AUX
fsr-3398	366	14	interesting	interesting	ADJ
fsr-3398	366	15	(	(	PUNCT
fsr-3398	366	16	cf	cf	NOUN
fsr-3398	366	17	.	.	PUNCT
fsr-3398	367	1	wang	wang	PROPN
fsr-3398	367	2	and	and	CCONJ
fsr-3398	367	3	hanna	hanna	PROPN
fsr-3398	367	4	,	,	PUNCT
fsr-3398	367	5	2007	2007	NUM
fsr-3398	367	6	)	)	PUNCT
fsr-3398	367	7	,	,	PUNCT
fsr-3398	367	8	the	the	DET
fsr-3398	367	9	proportion	proportion	NOUN
fsr-3398	367	10	is	be	AUX
fsr-3398	367	11	small	small	ADJ
fsr-3398	367	12	and	and	CCONJ
fsr-3398	367	13	the	the	DET
fsr-3398	367	14	definitions	definition	NOUN
fsr-3398	367	15	in	in	ADP
fsr-3398	367	16	the	the	DET
fsr-3398	367	17	survey	survey	NOUN
fsr-3398	367	18	are	be	AUX
fsr-3398	367	19	unclear	unclear	ADJ
fsr-3398	367	20	,	,	PUNCT
fsr-3398	367	21	so	so	SCONJ
fsr-3398	367	22	we	we	PRON
fsr-3398	367	23	will	will	AUX
fsr-3398	367	24	not	not	PART
fsr-3398	367	25	attempt	attempt	VERB
fsr-3398	367	26	that	that	SCONJ
fsr-3398	367	27	in	in	ADP
fsr-3398	367	28	this	this	DET
fsr-3398	367	29	article	article	NOUN
fsr-3398	367	30	.	.	PUNCT
fsr-3398	368	1	5.2	5.2	NUM
fsr-3398	368	2	.	.	PUNCT
fsr-3398	368	3	multivariate	multivariate	NOUN
fsr-3398	368	4	results	result	VERB
fsr-3398	368	5	an	an	DET
fsr-3398	368	6	ordered	order	VERB
fsr-3398	368	7	logistic	logistic	ADJ
fsr-3398	368	8	regression	regression	NOUN
fsr-3398	368	9	model	model	NOUN
fsr-3398	368	10	was	be	AUX
fsr-3398	368	11	tested	test	VERB
fsr-3398	368	12	with	with	ADP
fsr-3398	368	13	the	the	DET
fsr-3398	368	14	chfs	chfs	NOUN
fsr-3398	368	15	data	datum	NOUN
fsr-3398	368	16	,	,	PUNCT
fsr-3398	368	17	but	but	CCONJ
fsr-3398	368	18	the	the	DET
fsr-3398	368	19	result	result	NOUN
fsr-3398	368	20	of	of	ADP
fsr-3398	368	21	the	the	DET
fsr-3398	368	22	score	score	NOUN
fsr-3398	368	23	test	test	NOUN
fsr-3398	368	24	(	(	PUNCT
fsr-3398	368	25	cf	cf	NOUN
fsr-3398	368	26	.	.	PUNCT
fsr-3398	368	27	,	,	PUNCT
fsr-3398	368	28	yao	yao	PROPN
fsr-3398	368	29	et	et	PROPN
fsr-3398	368	30	al	al	PROPN
fsr-3398	368	31	.	.	PROPN
fsr-3398	368	32	,	,	PUNCT
fsr-3398	368	33	2004	2004	NUM
fsr-3398	368	34	)	)	PUNCT
fsr-3398	368	35	indicated	indicate	VERB
fsr-3398	368	36	that	that	SCONJ
fsr-3398	368	37	ordered	order	VERB
fsr-3398	368	38	logistic	logistic	ADJ
fsr-3398	368	39	regression	regression	NOUN
fsr-3398	368	40	was	be	AUX
fsr-3398	368	41	not	not	PART
fsr-3398	368	42	appropriate	appropriate	ADJ
fsr-3398	368	43	.	.	PUNCT
fsr-3398	369	1	a	a	DET
fsr-3398	369	2	cumulative	cumulative	ADJ
fsr-3398	369	3	logistic	logistic	ADJ
fsr-3398	369	4	regression	regression	NOUN
fsr-3398	369	5	model	model	NOUN
fsr-3398	369	6	was	be	AUX
fsr-3398	369	7	utilized	utilize	VERB
fsr-3398	369	8	for	for	ADP
fsr-3398	369	9	testing	test	VERB
fsr-3398	369	10	the	the	DET
fsr-3398	369	11	impact	impact	NOUN
fsr-3398	369	12	of	of	ADP
fsr-3398	369	13	each	each	DET
fsr-3398	369	14	independent	independent	ADJ
fsr-3398	369	15	variable	variable	NOUN
fsr-3398	369	16	on	on	ADP
fsr-3398	369	17	each	each	DET
fsr-3398	369	18	level	level	NOUN
fsr-3398	369	19	of	of	ADP
fsr-3398	369	20	risk	risk	NOUN
fsr-3398	369	21	tolerance	tolerance	NOUN
fsr-3398	369	22	for	for	ADP
fsr-3398	369	23	chinese	chinese	ADJ
fsr-3398	369	24	respondents	respondent	NOUN
fsr-3398	369	25	(	(	PUNCT
fsr-3398	369	26	table	table	NOUN
fsr-3398	369	27	6	6	NUM
fsr-3398	369	28	)	)	PUNCT
fsr-3398	369	29	,	,	PUNCT
fsr-3398	369	30	and	and	CCONJ
fsr-3398	369	31	for	for	ADP
fsr-3398	369	32	comparison	comparison	NOUN
fsr-3398	369	33	,	,	PUNCT
fsr-3398	369	34	we	we	PRON
fsr-3398	369	35	also	also	ADV
fsr-3398	369	36	present	present	VERB
fsr-3398	369	37	the	the	DET
fsr-3398	369	38	same	same	ADJ
fsr-3398	369	39	logistic	logistic	ADJ
fsr-3398	369	40	regressions	regression	NOUN
fsr-3398	369	41	estimated	estimate	VERB
fsr-3398	369	42	with	with	ADP
fsr-3398	369	43	the	the	DET
fsr-3398	369	44	2013	2013	NUM
fsr-3398	369	45	scf	scf	PROPN
fsr-3398	369	46	(	(	PUNCT
fsr-3398	369	47	appendix	appendix	NOUN
fsr-3398	369	48	)	)	PUNCT
fsr-3398	369	49	.	.	PUNCT
fsr-3398	370	1	we	we	PRON
fsr-3398	370	2	divided	divide	VERB
fsr-3398	370	3	risk	risk	NOUN
fsr-3398	370	4	tolerance	tolerance	NOUN
fsr-3398	370	5	into	into	ADP
fsr-3398	370	6	three	three	NUM
fsr-3398	370	7	levels	level	NOUN
fsr-3398	370	8	:	:	PUNCT
fsr-3398	370	9	substantial	substantial	ADJ
fsr-3398	370	10	risk	risk	NOUN
fsr-3398	370	11	tolerance	tolerance	NOUN
fsr-3398	370	12	,	,	PUNCT
fsr-3398	370	13	high	high	ADJ
fsr-3398	370	14	risk	risk	NOUN
fsr-3398	370	15	tolerance	tolerance	NOUN
fsr-3398	370	16	(	(	PUNCT
fsr-3398	370	17	willing	willing	ADJ
fsr-3398	370	18	to	to	PART
fsr-3398	370	19	take	take	VERB
fsr-3398	370	20	above	above	ADV
fsr-3398	370	21	average	average	ADJ
fsr-3398	370	22	or	or	CCONJ
fsr-3398	370	23	substantial	substantial	ADJ
fsr-3398	370	24	risk	risk	NOUN
fsr-3398	370	25	vs.	vs.	ADP
fsr-3398	370	26	no	no	DET
fsr-3398	370	27	risk	risk	NOUN
fsr-3398	370	28	or	or	CCONJ
fsr-3398	370	29	average	average	ADJ
fsr-3398	370	30	risk	risk	NOUN
fsr-3398	370	31	)	)	PUNCT
fsr-3398	370	32	and	and	CCONJ
fsr-3398	370	33	some	some	DET
fsr-3398	370	34	risk	risk	NOUN
fsr-3398	370	35	tolerance	tolerance	NOUN
fsr-3398	370	36	(	(	PUNCT
fsr-3398	370	37	the	the	DET
fsr-3398	370	38	three	three	NUM
fsr-3398	370	39	levels	level	NOUN
fsr-3398	370	40	vs.	vs.	ADP
fsr-3398	370	41	unwilling	unwilling	ADJ
fsr-3398	370	42	to	to	PART
fsr-3398	370	43	take	take	VERB
fsr-3398	370	44	any	any	DET
fsr-3398	370	45	risk	risk	NOUN
fsr-3398	370	46	)	)	PUNCT
fsr-3398	370	47	.	.	PUNCT
fsr-3398	371	1	table	table	NOUN
fsr-3398	371	2	5	5	NUM
fsr-3398	371	3	ownership	ownership	NOUN
fsr-3398	371	4	of	of	ADP
fsr-3398	371	5	stocks	stock	NOUN
fsr-3398	371	6	and	and	CCONJ
fsr-3398	371	7	stock	stock	NOUN
fsr-3398	371	8	assets	asset	NOUN
fsr-3398	371	9	,	,	PUNCT
fsr-3398	371	10	2011	2011	NUM
fsr-3398	371	11	chfs	chfs	NOUN
fsr-3398	371	12	and	and	CCONJ
fsr-3398	371	13	2013	2013	NUM
fsr-3398	371	14	scf	scf	PROPN
fsr-3398	371	15	percent	percent	NOUN
fsr-3398	371	16	of	of	ADP
fsr-3398	371	17	households	household	NOUN
fsr-3398	371	18	type	type	NOUN
fsr-3398	371	19	of	of	ADP
fsr-3398	371	20	investment	investment	NOUN
fsr-3398	371	21	2011	2011	NUM
fsr-3398	371	22	chfs	chfs	NOUN
fsr-3398	371	23	2013	2013	NUM
fsr-3398	371	24	scf	scf	PROPN
fsr-3398	371	25	direct	direct	ADJ
fsr-3398	371	26	ownership	ownership	NOUN
fsr-3398	371	27	of	of	ADP
fsr-3398	371	28	stocks	stock	NOUN
fsr-3398	371	29	8.63	8.63	NUM
fsr-3398	371	30	13.75	13.75	NUM
fsr-3398	371	31	direct	direct	ADJ
fsr-3398	371	32	and/or	and/or	CCONJ
fsr-3398	371	33	indirect	indirect	ADJ
fsr-3398	371	34	ownership	ownership	NOUN
fsr-3398	371	35	of	of	ADP
fsr-3398	371	36	stocks	stock	NOUN
fsr-3398	371	37	9.03	9.03	NUM
fsr-3398	371	38	48.85	48.85	NUM
fsr-3398	371	39	scf	scf	PROPN
fsr-3398	371	40	�	�	PROPN
fsr-3398	371	41	survey	survey	NOUN
fsr-3398	371	42	of	of	ADP
fsr-3398	371	43	consumer	consumer	NOUN
fsr-3398	371	44	finances	finance	NOUN
fsr-3398	371	45	;	;	PUNCT
fsr-3398	371	46	chfs	chfs	PROPN
fsr-3398	371	47	�	�	PROPN
fsr-3398	371	48	china	china	PROPN
fsr-3398	371	49	household	household	NOUN
fsr-3398	371	50	finance	finance	NOUN
fsr-3398	371	51	survey	survey	NOUN
fsr-3398	371	52	.	.	PUNCT
fsr-3398	372	1	weighted	weight	VERB
fsr-3398	372	2	analyses	analysis	NOUN
fsr-3398	372	3	of	of	ADP
fsr-3398	372	4	all	all	DET
fsr-3398	372	5	households	household	NOUN
fsr-3398	372	6	in	in	ADP
fsr-3398	372	7	each	each	DET
fsr-3398	372	8	dataset	dataset	NOUN
fsr-3398	372	9	.	.	PUNCT
fsr-3398	373	1	estimate	estimate	VERB
fsr-3398	373	2	for	for	ADP
fsr-3398	373	3	chfs	chf	NOUN
fsr-3398	373	4	for	for	ADP
fsr-3398	373	5	direct	direct	ADJ
fsr-3398	373	6	and/or	and/or	CCONJ
fsr-3398	373	7	indirect	indirect	ADJ
fsr-3398	373	8	ownership	ownership	NOUN
fsr-3398	373	9	of	of	ADP
fsr-3398	373	10	stocks	stock	NOUN
fsr-3398	373	11	is	be	AUX
fsr-3398	373	12	an	an	DET
fsr-3398	373	13	upper	upper	ADJ
fsr-3398	373	14	estimate	estimate	NOUN
fsr-3398	373	15	,	,	PUNCT
fsr-3398	373	16	based	base	VERB
fsr-3398	373	17	on	on	ADP
fsr-3398	373	18	the	the	DET
fsr-3398	373	19	assumption	assumption	NOUN
fsr-3398	373	20	that	that	SCONJ
fsr-3398	373	21	all	all	DET
fsr-3398	373	22	mutual	mutual	ADJ
fsr-3398	373	23	funds	fund	NOUN
fsr-3398	373	24	,	,	PUNCT
fsr-3398	373	25	financial	financial	ADJ
fsr-3398	373	26	derivatives	derivative	NOUN
fsr-3398	373	27	,	,	PUNCT
fsr-3398	373	28	and	and	CCONJ
fsr-3398	373	29	wealth	wealth	NOUN
fsr-3398	373	30	management	management	NOUN
fsr-3398	373	31	products	product	NOUN
fsr-3398	373	32	contain	contain	VERB
fsr-3398	373	33	stock	stock	NOUN
fsr-3398	373	34	assets	asset	NOUN
fsr-3398	373	35	.	.	PUNCT
fsr-3398	374	1	295s.d	295s.d	X
fsr-3398	374	2	.	.	PUNCT
fsr-3398	375	1	hanna	hanna	PROPN
fsr-3398	375	2	et	et	PROPN
fsr-3398	375	3	al	al	PROPN
fsr-3398	375	4	.	.	PUNCT
fsr-3398	375	5	/	/	SYM
fsr-3398	375	6	financial	financial	ADJ
fsr-3398	375	7	services	service	NOUN
fsr-3398	375	8	review	review	VERB
fsr-3398	375	9	27	27	NUM
fsr-3398	375	10	(	(	PUNCT
fsr-3398	375	11	2018	2018	NUM
fsr-3398	375	12	)	)	PUNCT
fsr-3398	375	13	279	279	NUM
fsr-3398	375	14	-	-	SYM
fsr-3398	375	15	302	302	NUM
fsr-3398	375	16	5.2.1	5.2.1	NUM
fsr-3398	375	17	.	.	PUNCT
fsr-3398	376	1	some	some	DET
fsr-3398	376	2	risk	risk	NOUN
fsr-3398	376	3	tolerance	tolerance	NOUN
fsr-3398	376	4	the	the	DET
fsr-3398	376	5	first	first	ADJ
fsr-3398	376	6	three	three	NUM
fsr-3398	376	7	columns	column	NOUN
fsr-3398	376	8	of	of	ADP
fsr-3398	376	9	table	table	NOUN
fsr-3398	376	10	6	6	NUM
fsr-3398	376	11	contain	contain	VERB
fsr-3398	376	12	the	the	DET
fsr-3398	376	13	logistic	logistic	ADJ
fsr-3398	376	14	regression	regression	NOUN
fsr-3398	376	15	results	result	NOUN
fsr-3398	376	16	on	on	ADP
fsr-3398	376	17	willingness	willingness	NOUN
fsr-3398	376	18	to	to	PART
fsr-3398	376	19	take	take	VERB
fsr-3398	376	20	some	some	DET
fsr-3398	376	21	risk	risk	NOUN
fsr-3398	376	22	in	in	ADP
fsr-3398	376	23	the	the	DET
fsr-3398	376	24	chfs	chfs	NOUN
fsr-3398	376	25	.	.	PUNCT
fsr-3398	377	1	if	if	SCONJ
fsr-3398	377	2	the	the	DET
fsr-3398	377	3	respondent	respondent	NOUN
fsr-3398	377	4	was	be	AUX
fsr-3398	377	5	willing	willing	ADJ
fsr-3398	377	6	to	to	PART
fsr-3398	377	7	take	take	VERB
fsr-3398	377	8	average	average	ADJ
fsr-3398	377	9	,	,	PUNCT
fsr-3398	377	10	above	above	ADP
fsr-3398	377	11	average	average	ADJ
fsr-3398	377	12	,	,	PUNCT
fsr-3398	377	13	or	or	CCONJ
fsr-3398	377	14	substantial	substantial	ADJ
fsr-3398	377	15	risk	risk	NOUN
fsr-3398	377	16	then	then	ADV
fsr-3398	377	17	“	"	PUNCT
fsr-3398	377	18	some	some	DET
fsr-3398	377	19	risk	risk	NOUN
fsr-3398	377	20	”	"	PUNCT
fsr-3398	377	21	was	be	AUX
fsr-3398	377	22	set	set	VERB
fsr-3398	377	23	to	to	ADP
fsr-3398	377	24	1	1	NUM
fsr-3398	377	25	,	,	PUNCT
fsr-3398	377	26	otherwise	otherwise	ADV
fsr-3398	377	27	,	,	PUNCT
fsr-3398	377	28	“	"	PUNCT
fsr-3398	377	29	some	some	DET
fsr-3398	377	30	risk	risk	NOUN
fsr-3398	377	31	”	"	PUNCT
fsr-3398	377	32	was	be	AUX
fsr-3398	377	33	set	set	VERB
fsr-3398	377	34	to	to	ADP
fsr-3398	377	35	0	0	NUM
fsr-3398	377	36	.	.	PUNCT
fsr-3398	378	1	the	the	DET
fsr-3398	378	2	likelihood	likelihood	NOUN
fsr-3398	378	3	of	of	ADP
fsr-3398	378	4	being	be	AUX
fsr-3398	378	5	willing	willing	ADJ
fsr-3398	378	6	to	to	PART
fsr-3398	378	7	take	take	VERB
fsr-3398	378	8	some	some	DET
fsr-3398	378	9	risk	risk	NOUN
fsr-3398	378	10	decreased	decrease	VERB
fsr-3398	378	11	with	with	ADP
fsr-3398	378	12	age	age	NOUN
fsr-3398	378	13	in	in	ADP
fsr-3398	378	14	both	both	CCONJ
fsr-3398	378	15	the	the	DET
fsr-3398	378	16	chfs	chfs	NOUN
fsr-3398	378	17	and	and	CCONJ
fsr-3398	378	18	in	in	ADP
fsr-3398	378	19	the	the	DET
fsr-3398	378	20	scf	scf	PROPN
fsr-3398	378	21	(	(	PUNCT
fsr-3398	378	22	appendix	appendix	PROPN
fsr-3398	378	23	)	)	PUNCT
fsr-3398	378	24	.	.	PUNCT
fsr-3398	379	1	the	the	DET
fsr-3398	379	2	odds	odd	NOUN
fsr-3398	379	3	ratios	ratio	NOUN
fsr-3398	379	4	for	for	ADP
fsr-3398	379	5	both	both	DET
fsr-3398	379	6	survey	survey	NOUN
fsr-3398	379	7	results	result	NOUN
fsr-3398	379	8	indicate	indicate	VERB
fsr-3398	379	9	that	that	SCONJ
fsr-3398	379	10	men	man	NOUN
fsr-3398	379	11	have	have	VERB
fsr-3398	379	12	odds	odd	NOUN
fsr-3398	379	13	1.8	1.8	NUM
fsr-3398	379	14	times	time	NOUN
fsr-3398	379	15	those	those	PRON
fsr-3398	379	16	of	of	ADP
fsr-3398	379	17	women	woman	NOUN
fsr-3398	379	18	in	in	ADP
fsr-3398	379	19	being	be	AUX
fsr-3398	379	20	willing	willing	ADJ
fsr-3398	379	21	to	to	PART
fsr-3398	379	22	take	take	VERB
fsr-3398	379	23	some	some	DET
fsr-3398	379	24	risk	risk	NOUN
fsr-3398	379	25	.	.	PUNCT
fsr-3398	380	1	for	for	ADP
fsr-3398	380	2	both	both	CCONJ
fsr-3398	380	3	the	the	DET
fsr-3398	380	4	chfs	chfs	PROPN
fsr-3398	380	5	logit	logit	PROPN
fsr-3398	380	6	and	and	CCONJ
fsr-3398	380	7	the	the	DET
fsr-3398	380	8	scf	scf	PROPN
fsr-3398	380	9	logit	logit	PROPN
fsr-3398	380	10	(	(	PUNCT
fsr-3398	380	11	appendix	appendix	PROPN
fsr-3398	380	12	)	)	PUNCT
fsr-3398	380	13	,	,	PUNCT
fsr-3398	380	14	the	the	DET
fsr-3398	380	15	likelihood	likelihood	NOUN
fsr-3398	380	16	of	of	ADP
fsr-3398	380	17	being	be	AUX
fsr-3398	380	18	willing	willing	ADJ
fsr-3398	380	19	to	to	PART
fsr-3398	380	20	take	take	VERB
fsr-3398	380	21	some	some	DET
fsr-3398	380	22	risk	risk	NOUN
fsr-3398	380	23	increased	increase	VERB
fsr-3398	380	24	strongly	strongly	ADV
fsr-3398	380	25	with	with	ADP
fsr-3398	380	26	education	education	NOUN
fsr-3398	380	27	.	.	PUNCT
fsr-3398	381	1	in	in	ADP
fsr-3398	381	2	both	both	DET
fsr-3398	381	3	surveys	survey	NOUN
fsr-3398	381	4	,	,	PUNCT
fsr-3398	381	5	being	be	AUX
fsr-3398	381	6	self	self	NOUN
fsr-3398	381	7	-	-	PUNCT
fsr-3398	381	8	employed	employ	VERB
fsr-3398	381	9	(	(	PUNCT
fsr-3398	381	10	other	other	ADJ
fsr-3398	381	11	than	than	ADP
fsr-3398	381	12	farming	farming	NOUN
fsr-3398	381	13	)	)	PUNCT
fsr-3398	381	14	was	be	AUX
fsr-3398	381	15	associated	associate	VERB
fsr-3398	381	16	with	with	ADP
fsr-3398	381	17	the	the	DET
fsr-3398	381	18	likelihood	likelihood	NOUN
fsr-3398	381	19	of	of	ADP
fsr-3398	381	20	being	be	AUX
fsr-3398	381	21	willing	willing	ADJ
fsr-3398	381	22	to	to	PART
fsr-3398	381	23	take	take	VERB
fsr-3398	381	24	some	some	DET
fsr-3398	381	25	risk	risk	NOUN
fsr-3398	381	26	,	,	PUNCT
fsr-3398	381	27	though	though	SCONJ
fsr-3398	381	28	farmers	farmer	NOUN
fsr-3398	381	29	in	in	ADP
fsr-3398	381	30	the	the	DET
fsr-3398	381	31	chfs	chfs	NOUN
fsr-3398	381	32	were	be	AUX
fsr-3398	381	33	not	not	PART
fsr-3398	381	34	significantly	significantly	ADV
fsr-3398	381	35	different	different	ADJ
fsr-3398	381	36	from	from	ADP
fsr-3398	381	37	others	other	NOUN
fsr-3398	381	38	,	,	PUNCT
fsr-3398	381	39	while	while	SCONJ
fsr-3398	381	40	those	those	PRON
fsr-3398	381	41	in	in	ADP
fsr-3398	381	42	farming	farm	VERB
fsr-3398	381	43	related	relate	VERB
fsr-3398	381	44	jobs	job	NOUN
fsr-3398	381	45	in	in	ADP
fsr-3398	381	46	the	the	DET
fsr-3398	381	47	scf	scf	PROPN
fsr-3398	381	48	were	be	AUX
fsr-3398	381	49	more	more	ADV
fsr-3398	381	50	likely	likely	ADJ
fsr-3398	381	51	to	to	PART
fsr-3398	381	52	be	be	AUX
fsr-3398	381	53	willing	willing	ADJ
fsr-3398	381	54	to	to	PART
fsr-3398	381	55	take	take	VERB
fsr-3398	381	56	some	some	DET
fsr-3398	381	57	risk	risk	NOUN
fsr-3398	381	58	than	than	ADP
fsr-3398	381	59	others	other	NOUN
fsr-3398	381	60	.	.	PUNCT
fsr-3398	382	1	those	those	PRON
fsr-3398	382	2	with	with	ADP
fsr-3398	382	3	fair	fair	ADJ
fsr-3398	382	4	health	health	NOUN
fsr-3398	382	5	status	status	NOUN
fsr-3398	382	6	in	in	ADP
fsr-3398	382	7	the	the	DET
fsr-3398	382	8	chfs	chfs	NOUN
fsr-3398	382	9	were	be	AUX
fsr-3398	382	10	less	less	ADV
fsr-3398	382	11	likely	likely	ADJ
fsr-3398	382	12	to	to	PART
fsr-3398	382	13	be	be	AUX
fsr-3398	382	14	willing	willing	ADJ
fsr-3398	382	15	to	to	PART
fsr-3398	382	16	take	take	VERB
fsr-3398	382	17	some	some	DET
fsr-3398	382	18	risk	risk	NOUN
fsr-3398	382	19	than	than	ADP
fsr-3398	382	20	those	those	PRON
fsr-3398	382	21	with	with	ADP
fsr-3398	382	22	poor	poor	ADJ
fsr-3398	382	23	health	health	NOUN
fsr-3398	382	24	,	,	PUNCT
fsr-3398	382	25	while	while	SCONJ
fsr-3398	382	26	in	in	ADP
fsr-3398	382	27	the	the	DET
fsr-3398	382	28	scf	scf	PROPN
fsr-3398	382	29	,	,	PUNCT
fsr-3398	382	30	those	those	PRON
fsr-3398	382	31	with	with	ADP
fsr-3398	382	32	excellent	excellent	ADJ
fsr-3398	382	33	health	health	NOUN
fsr-3398	382	34	were	be	AUX
fsr-3398	382	35	more	more	ADJ
fsr-3398	382	36	table	table	NOUN
fsr-3398	382	37	6	6	NUM
fsr-3398	382	38	logistic	logistic	ADJ
fsr-3398	382	39	regressions	regression	NOUN
fsr-3398	382	40	for	for	ADP
fsr-3398	382	41	some	some	PRON
fsr-3398	382	42	,	,	PUNCT
fsr-3398	382	43	high	high	ADJ
fsr-3398	382	44	,	,	PUNCT
fsr-3398	382	45	and	and	CCONJ
fsr-3398	382	46	substantial	substantial	ADJ
fsr-3398	382	47	risk	risk	NOUN
fsr-3398	382	48	tolerance	tolerance	NOUN
fsr-3398	382	49	,	,	PUNCT
fsr-3398	382	50	2011	2011	NUM
fsr-3398	382	51	chfs	chfs	VERB
fsr-3398	382	52	variable	variable	NOUN
fsr-3398	382	53	some	some	DET
fsr-3398	382	54	risk	risk	NOUN
fsr-3398	382	55	high	high	ADJ
fsr-3398	382	56	risk	risk	NOUN
fsr-3398	382	57	substantial	substantial	ADJ
fsr-3398	382	58	risk	risk	NOUN
fsr-3398	382	59	coefficient	coefficient	NOUN
fsr-3398	382	60	p	p	NOUN
fsr-3398	382	61	value	value	NOUN
fsr-3398	382	62	odds	odd	VERB
fsr-3398	382	63	ratio	ratio	NOUN
fsr-3398	382	64	coefficient	coefficient	NOUN
fsr-3398	382	65	p	p	NOUN
fsr-3398	382	66	value	value	NOUN
fsr-3398	382	67	odds	odd	VERB
fsr-3398	382	68	ratio	ratio	NOUN
fsr-3398	382	69	coefficient	coefficient	NOUN
fsr-3398	382	70	p	p	NOUN
fsr-3398	382	71	value	value	NOUN
fsr-3398	382	72	odds	odd	VERB
fsr-3398	382	73	ratio	ratio	NOUN
fsr-3398	382	74	age	age	NOUN
fsr-3398	382	75	of	of	ADP
fsr-3398	382	76	respondent	respondent	NOUN
fsr-3398	382	77	�	�	PROPN
fsr-3398	382	78	0.056	0.056	NUM
fsr-3398	382	79	�	�	PROPN
fsr-3398	382	80	.001	.001	NUM
fsr-3398	382	81	0.945	0.945	NUM
fsr-3398	382	82	�	�	PROPN
fsr-3398	382	83	0.050	0.050	NUM
fsr-3398	382	84	�	�	NOUN
fsr-3398	382	85	.001	.001	NUM
fsr-3398	382	86	0.951	0.951	NUM
fsr-3398	382	87	�	�	PROPN
fsr-3398	382	88	0.030	0.030	NUM
fsr-3398	382	89	�	�	PROPN
fsr-3398	382	90	.001	.001	NUM
fsr-3398	382	91	0.970	0.970	NUM
fsr-3398	382	92	male	male	NOUN
fsr-3398	382	93	(	(	PUNCT
fsr-3398	382	94	ref	ref	NOUN
fsr-3398	382	95	:	:	PUNCT
fsr-3398	382	96	female	female	NOUN
fsr-3398	382	97	)	)	PUNCT
fsr-3398	382	98	0.582	0.582	NUM
fsr-3398	382	99	�	�	PROPN
fsr-3398	382	100	.001	.001	NUM
fsr-3398	382	101	1.789	1.789	NUM
fsr-3398	382	102	0.476	0.476	NUM
fsr-3398	382	103	�	�	NOUN
fsr-3398	382	104	.001	.001	NUM
fsr-3398	382	105	1.609	1.609	NUM
fsr-3398	382	106	0.474	0.474	NUM
fsr-3398	382	107	�	�	PROPN
fsr-3398	382	108	.001	.001	NUM
fsr-3398	382	109	1.606	1.606	NUM
fsr-3398	382	110	single	single	ADJ
fsr-3398	382	111	(	(	PUNCT
fsr-3398	382	112	ref	ref	NOUN
fsr-3398	382	113	:	:	PUNCT
fsr-3398	382	114	couple	couple	ADJ
fsr-3398	382	115	)	)	PUNCT
fsr-3398	382	116	�	�	PROPN
fsr-3398	382	117	0.037	0.037	NUM
fsr-3398	382	118	0.653	0.653	NUM
fsr-3398	382	119	0.964	0.964	NUM
fsr-3398	382	120	�	�	PROPN
fsr-3398	382	121	0.034	0.034	NUM
fsr-3398	382	122	0.671	0.671	NUM
fsr-3398	382	123	0.967	0.967	NUM
fsr-3398	382	124	0.279	0.279	NUM
fsr-3398	382	125	0.041	0.041	NUM
fsr-3398	382	126	1.321	1.321	NUM
fsr-3398	382	127	education	education	NOUN
fsr-3398	382	128	of	of	ADP
fsr-3398	382	129	respondent	respondent	NOUN
fsr-3398	382	130	(	(	PUNCT
fsr-3398	382	131	ref	ref	NOUN
fsr-3398	382	132	:	:	PUNCT
fsr-3398	382	133	less	less	ADJ
fsr-3398	382	134	than	than	ADP
fsr-3398	382	135	a	a	DET
fsr-3398	382	136	high	high	ADJ
fsr-3398	382	137	school	school	NOUN
fsr-3398	382	138	degree	degree	NOUN
fsr-3398	382	139	)	)	PUNCT
fsr-3398	382	140	high	high	ADJ
fsr-3398	382	141	school	school	NOUN
fsr-3398	382	142	degree	degree	NOUN
fsr-3398	382	143	0.483	0.483	NUM
fsr-3398	382	144	�	�	PROPN
fsr-3398	382	145	.001	.001	NUM
fsr-3398	382	146	1.621	1.621	NUM
fsr-3398	382	147	0.385	0.385	NUM
fsr-3398	382	148	�	�	NOUN
fsr-3398	382	149	.001	.001	NUM
fsr-3398	382	150	1.469	1.469	NUM
fsr-3398	382	151	0.100	0.100	NUM
fsr-3398	382	152	0.506	0.506	NUM
fsr-3398	382	153	1.106	1.106	NUM
fsr-3398	382	154	some	some	DET
fsr-3398	382	155	college	college	NOUN
fsr-3398	382	156	0.710	0.710	NUM
fsr-3398	382	157	�	�	PROPN
fsr-3398	382	158	.001	.001	NUM
fsr-3398	382	159	2.035	2.035	NUM
fsr-3398	382	160	0.535	0.535	NUM
fsr-3398	382	161	�	�	NOUN
fsr-3398	382	162	.001	.001	NUM
fsr-3398	382	163	1.708	1.708	NUM
fsr-3398	382	164	0.088	0.088	NUM
fsr-3398	382	165	0.577	0.577	NUM
fsr-3398	382	166	1.092	1.092	NUM
fsr-3398	382	167	college	college	NOUN
fsr-3398	382	168	degree	degree	NOUN
fsr-3398	382	169	1.228	1.228	NUM
fsr-3398	382	170	�	�	PROPN
fsr-3398	382	171	.001	.001	NUM
fsr-3398	382	172	3.414	3.414	NUM
fsr-3398	382	173	0.873	0.873	NUM
fsr-3398	382	174	�	�	NOUN
fsr-3398	382	175	.001	.001	NUM
fsr-3398	382	176	2.393	2.393	NUM
fsr-3398	382	177	0.012	0.012	NUM
fsr-3398	382	178	0.948	0.948	NUM
fsr-3398	382	179	1.012	1.012	NUM
fsr-3398	382	180	employment	employment	NOUN
fsr-3398	382	181	status	status	NOUN
fsr-3398	382	182	of	of	ADP
fsr-3398	382	183	respondent	respondent	NOUN
fsr-3398	382	184	(	(	PUNCT
fsr-3398	382	185	ref	ref	NOUN
fsr-3398	382	186	:	:	PUNCT
fsr-3398	382	187	employee	employee	NOUN
fsr-3398	382	188	)	)	PUNCT
fsr-3398	382	189	self	self	NOUN
fsr-3398	382	190	-	-	PUNCT
fsr-3398	382	191	employed	employ	VERB
fsr-3398	382	192	(	(	PUNCT
fsr-3398	382	193	other	other	ADJ
fsr-3398	382	194	than	than	ADP
fsr-3398	382	195	farmer	farmer	NOUN
fsr-3398	382	196	)	)	PUNCT
fsr-3398	382	197	0.421	0.421	NUM
fsr-3398	382	198	�	�	PROPN
fsr-3398	382	199	.001	.001	NUM
fsr-3398	382	200	1.523	1.523	NUM
fsr-3398	382	201	0.366	0.366	NUM
fsr-3398	382	202	�	�	NOUN
fsr-3398	382	203	.001	.001	NUM
fsr-3398	382	204	1.442	1.442	NUM
fsr-3398	382	205	0.390	0.390	NUM
fsr-3398	382	206	0.015	0.015	NUM
fsr-3398	382	207	1.477	1.477	NUM
fsr-3398	382	208	farmer	farmer	NOUN
fsr-3398	382	209	0.117	0.117	NUM
fsr-3398	382	210	0.133	0.133	NUM
fsr-3398	382	211	1.125	1.125	NUM
fsr-3398	382	212	0.144	0.144	NUM
fsr-3398	382	213	0.061	0.061	NUM
fsr-3398	382	214	1.155	1.155	NUM
fsr-3398	382	215	0.102	0.102	NUM
fsr-3398	382	216	0.500	0.500	NUM
fsr-3398	382	217	1.108	1.108	NUM
fsr-3398	382	218	retired	retire	VERB
fsr-3398	382	219	0.066	0.066	NUM
fsr-3398	382	220	0.505	0.505	NUM
fsr-3398	382	221	1.069	1.069	NUM
fsr-3398	382	222	0.000	0.000	NUM
fsr-3398	382	223	0.997	0.997	NUM
fsr-3398	382	224	1.000	1.000	NUM
fsr-3398	382	225	�	�	NOUN
fsr-3398	382	226	0.117	0.117	NUM
fsr-3398	382	227	0.623	0.623	NUM
fsr-3398	382	228	0.890	0.890	NUM
fsr-3398	382	229	other	other	ADJ
fsr-3398	382	230	job	job	NOUN
fsr-3398	382	231	status	status	NOUN
fsr-3398	382	232	0.060	0.060	NUM
fsr-3398	382	233	0.524	0.524	NUM
fsr-3398	382	234	1.062	1.062	NUM
fsr-3398	382	235	0.170	0.170	NUM
fsr-3398	382	236	0.063	0.063	NUM
fsr-3398	382	237	1.186	1.186	NUM
fsr-3398	382	238	�	�	PROPN
fsr-3398	382	239	0.300	0.300	NUM
fsr-3398	382	240	0.101	0.101	NUM
fsr-3398	382	241	0.741	0.741	NUM
fsr-3398	382	242	health	health	NOUN
fsr-3398	382	243	status	status	NOUN
fsr-3398	382	244	of	of	ADP
fsr-3398	382	245	respondent	respondent	NOUN
fsr-3398	382	246	(	(	PUNCT
fsr-3398	382	247	ref	ref	NOUN
fsr-3398	382	248	:	:	PUNCT
fsr-3398	383	1	poor	poor	ADJ
fsr-3398	383	2	health	health	NOUN
fsr-3398	383	3	)	)	PUNCT
fsr-3398	383	4	excellent	excellent	ADJ
fsr-3398	383	5	�	�	PROPN
fsr-3398	383	6	0.174	0.174	NUM
fsr-3398	383	7	0.085	0.085	NUM
fsr-3398	383	8	0.841	0.841	NUM
fsr-3398	383	9	0.218	0.218	NUM
fsr-3398	383	10	0.028	0.028	NUM
fsr-3398	383	11	1.244	1.244	NUM
fsr-3398	383	12	0.299	0.299	NUM
fsr-3398	383	13	0.083	0.083	NUM
fsr-3398	383	14	1.348	1.348	NUM
fsr-3398	383	15	good	good	ADJ
fsr-3398	383	16	�	�	PROPN
fsr-3398	383	17	0.041	0.041	NUM
fsr-3398	383	18	0.605	0.605	NUM
fsr-3398	383	19	0.960	0.960	NUM
fsr-3398	383	20	0.159	0.159	NUM
fsr-3398	383	21	0.050	0.050	NUM
fsr-3398	383	22	1.172	1.172	NUM
fsr-3398	383	23	�	�	NOUN
fsr-3398	383	24	0.488	0.488	NUM
fsr-3398	383	25	0.003	0.003	NUM
fsr-3398	383	26	0.614	0.614	NUM
fsr-3398	383	27	fair	fair	ADJ
fsr-3398	383	28	�	�	NOUN
fsr-3398	383	29	0.168	0.168	NUM
fsr-3398	383	30	0.024	0.024	NUM
fsr-3398	383	31	0.846	0.846	NUM
fsr-3398	383	32	�	�	NOUN
fsr-3398	383	33	0.005	0.005	NUM
fsr-3398	383	34	0.948	0.948	NUM
fsr-3398	383	35	0.995	0.995	NUM
fsr-3398	383	36	�	�	PROPN
fsr-3398	383	37	0.267	0.267	NUM
fsr-3398	383	38	0.079	0.079	NUM
fsr-3398	383	39	0.766	0.766	NUM
fsr-3398	383	40	han	han	PROPN
fsr-3398	383	41	(	(	PUNCT
fsr-3398	383	42	other	other	ADJ
fsr-3398	383	43	ethnic	ethnic	ADJ
fsr-3398	383	44	)	)	PUNCT
fsr-3398	383	45	�	�	PROPN
fsr-3398	383	46	0.111	0.111	NUM
fsr-3398	383	47	0.366	0.366	NUM
fsr-3398	383	48	0.895	0.895	NUM
fsr-3398	383	49	�	�	NOUN
fsr-3398	383	50	0.227	0.227	NUM
fsr-3398	383	51	0.058	0.058	NUM
fsr-3398	383	52	0.797	0.797	NUM
fsr-3398	383	53	�	�	NOUN
fsr-3398	383	54	0.277	0.277	NUM
fsr-3398	383	55	0.195	0.195	NUM
fsr-3398	383	56	0.758	0.758	NUM
fsr-3398	383	57	homeowner	homeowner	NOUN
fsr-3398	383	58	(	(	PUNCT
fsr-3398	383	59	ref	ref	NOUN
fsr-3398	383	60	:	:	PUNCT
fsr-3398	383	61	renter	renter	NOUN
fsr-3398	383	62	)	)	PUNCT
fsr-3398	383	63	0.141	0.141	NUM
fsr-3398	383	64	0.050	0.050	NUM
fsr-3398	383	65	1.152	1.152	NUM
fsr-3398	383	66	0.206	0.206	NUM
fsr-3398	383	67	0.003	0.003	NUM
fsr-3398	383	68	1.229	1.229	NUM
fsr-3398	383	69	0.038	0.038	NUM
fsr-3398	383	70	0.769	0.769	NUM
fsr-3398	383	71	1.038	1.038	NUM
fsr-3398	383	72	log	log	NOUN
fsr-3398	383	73	(	(	PUNCT
fsr-3398	383	74	income	income	NOUN
fsr-3398	383	75	)	)	PUNCT
fsr-3398	383	76	0.028	0.028	NUM
fsr-3398	383	77	0.002	0.002	NUM
fsr-3398	383	78	1.029	1.029	NUM
fsr-3398	383	79	0.031	0.031	NUM
fsr-3398	383	80	0.001	0.001	NUM
fsr-3398	383	81	1.031	1.031	NUM
fsr-3398	383	82	0.019	0.019	NUM
fsr-3398	383	83	0.274	0.274	NUM
fsr-3398	383	84	1.020	1.020	NUM
fsr-3398	383	85	log	log	NOUN
fsr-3398	383	86	(	(	PUNCT
fsr-3398	383	87	financial	financial	ADJ
fsr-3398	383	88	assets	asset	NOUN
fsr-3398	383	89	)	)	PUNCT
fsr-3398	383	90	0.049	0.049	NUM
fsr-3398	383	91	�	�	PROPN
fsr-3398	383	92	.001	.001	NUM
fsr-3398	383	93	1.050	1.050	NUM
fsr-3398	383	94	0.031	0.031	NUM
fsr-3398	383	95	�	�	PROPN
fsr-3398	383	96	.001	.001	NUM
fsr-3398	383	97	1.032	1.032	NUM
fsr-3398	383	98	�	�	PROPN
fsr-3398	383	99	0.015	0.015	NUM
fsr-3398	383	100	0.354	0.354	NUM
fsr-3398	383	101	0.985	0.985	NUM
fsr-3398	383	102	intercept	intercept	PROPN
fsr-3398	383	103	�	�	PROPN
fsr-3398	383	104	1.736	1.736	NUM
fsr-3398	383	105	�	�	PROPN
fsr-3398	383	106	.001	.001	NUM
fsr-3398	383	107	0.816	0.816	NUM
fsr-3398	383	108	�	�	PROPN
fsr-3398	383	109	.001	.001	NUM
fsr-3398	383	110	�	�	PROPN
fsr-3398	383	111	1.438	1.438	NUM
fsr-3398	383	112	�	�	NOUN
fsr-3398	383	113	.001	.001	NUM
fsr-3398	383	114	mean	mean	ADJ
fsr-3398	383	115	concordance	concordance	NOUN
fsr-3398	383	116	rate	rate	NOUN
fsr-3398	383	117	74.6	74.6	NUM
fsr-3398	383	118	%	%	NOUN
fsr-3398	383	119	72.7	72.7	NUM
fsr-3398	383	120	%	%	NOUN
fsr-3398	383	121	66.0	66.0	NUM
fsr-3398	383	122	%	%	NOUN
fsr-3398	383	123	chfs	chfs	PROPN
fsr-3398	383	124	�	�	PROPN
fsr-3398	383	125	china	china	PROPN
fsr-3398	383	126	household	household	NOUN
fsr-3398	383	127	finance	finance	NOUN
fsr-3398	383	128	survey	survey	NOUN
fsr-3398	383	129	.	.	PUNCT
fsr-3398	384	1	weighted	weight	VERB
fsr-3398	384	2	analyses	analysis	NOUN
fsr-3398	384	3	of	of	ADP
fsr-3398	384	4	2011	2011	NUM
fsr-3398	384	5	chfs	chfs	NOUN
fsr-3398	384	6	.	.	PUNCT
fsr-3398	385	1	total	total	ADJ
fsr-3398	385	2	sample	sample	NOUN
fsr-3398	385	3	size	size	NOUN
fsr-3398	385	4	is	be	AUX
fsr-3398	385	5	8,269	8,269	NUM
fsr-3398	385	6	.	.	PUNCT
fsr-3398	386	1	for	for	ADP
fsr-3398	386	2	dummy	dummy	ADJ
fsr-3398	386	3	variables	variable	NOUN
fsr-3398	386	4	or	or	CCONJ
fsr-3398	386	5	sets	set	NOUN
fsr-3398	386	6	of	of	ADP
fsr-3398	386	7	dummy	dummy	ADJ
fsr-3398	386	8	variables	variable	NOUN
fsr-3398	386	9	,	,	PUNCT
fsr-3398	386	10	reference	reference	NOUN
fsr-3398	386	11	category	category	NOUN
fsr-3398	386	12	is	be	AUX
fsr-3398	386	13	in	in	ADP
fsr-3398	386	14	parentheses	parenthesis	NOUN
fsr-3398	386	15	.	.	PUNCT
fsr-3398	387	1	the	the	DET
fsr-3398	387	2	p	p	PROPN
fsr-3398	387	3	values	value	NOUN
fsr-3398	387	4	are	be	AUX
fsr-3398	387	5	based	base	VERB
fsr-3398	387	6	on	on	ADP
fsr-3398	387	7	two	two	NUM
fsr-3398	387	8	-	-	PUNCT
fsr-3398	387	9	tail	tail	NOUN
fsr-3398	387	10	tests	test	NOUN
fsr-3398	387	11	.	.	PUNCT
fsr-3398	388	1	296	296	NUM
fsr-3398	388	2	s.d	s.d	PROPN
fsr-3398	388	3	.	.	PROPN
fsr-3398	388	4	hanna	hanna	PROPN
fsr-3398	388	5	et	et	PROPN
fsr-3398	388	6	al	al	PROPN
fsr-3398	388	7	.	.	PUNCT
fsr-3398	388	8	/	/	SYM
fsr-3398	388	9	financial	financial	ADJ
fsr-3398	388	10	services	service	NOUN
fsr-3398	388	11	review	review	VERB
fsr-3398	388	12	27	27	NUM
fsr-3398	388	13	(	(	PUNCT
fsr-3398	388	14	2018	2018	NUM
fsr-3398	388	15	)	)	PUNCT
fsr-3398	388	16	279	279	NUM
fsr-3398	388	17	-	-	SYM
fsr-3398	388	18	302	302	NUM
fsr-3398	388	19	likely	likely	ADJ
fsr-3398	388	20	to	to	PART
fsr-3398	388	21	be	be	AUX
fsr-3398	388	22	willing	willing	ADJ
fsr-3398	388	23	to	to	PART
fsr-3398	388	24	take	take	VERB
fsr-3398	388	25	some	some	DET
fsr-3398	388	26	risk	risk	NOUN
fsr-3398	388	27	than	than	ADP
fsr-3398	388	28	those	those	PRON
fsr-3398	388	29	with	with	ADP
fsr-3398	388	30	poor	poor	ADJ
fsr-3398	388	31	health	health	NOUN
fsr-3398	388	32	.	.	PUNCT
fsr-3398	389	1	in	in	ADP
fsr-3398	389	2	the	the	DET
fsr-3398	389	3	scf	scf	PROPN
fsr-3398	389	4	,	,	PUNCT
fsr-3398	389	5	white	white	ADJ
fsr-3398	389	6	respondents	respondent	NOUN
fsr-3398	389	7	were	be	AUX
fsr-3398	389	8	much	much	ADV
fsr-3398	389	9	more	more	ADV
fsr-3398	389	10	likely	likely	ADJ
fsr-3398	389	11	to	to	PART
fsr-3398	389	12	be	be	AUX
fsr-3398	389	13	willing	willing	ADJ
fsr-3398	389	14	to	to	PART
fsr-3398	389	15	take	take	VERB
fsr-3398	389	16	some	some	DET
fsr-3398	389	17	risk	risk	NOUN
fsr-3398	389	18	than	than	ADP
fsr-3398	389	19	those	those	PRON
fsr-3398	389	20	with	with	ADP
fsr-3398	389	21	other	other	ADJ
fsr-3398	389	22	racial	racial	ADJ
fsr-3398	389	23	/	/	SYM
fsr-3398	389	24	ethnic	ethnic	ADJ
fsr-3398	389	25	identifications	identification	NOUN
fsr-3398	389	26	(	(	PUNCT
fsr-3398	389	27	black	black	ADJ
fsr-3398	389	28	,	,	PUNCT
fsr-3398	389	29	hispanic	hispanic	ADJ
fsr-3398	389	30	,	,	PUNCT
fsr-3398	389	31	and	and	CCONJ
fsr-3398	389	32	asian	asian	ADJ
fsr-3398	389	33	/	/	SYM
fsr-3398	389	34	other	other	ADJ
fsr-3398	389	35	)	)	PUNCT
fsr-3398	389	36	but	but	CCONJ
fsr-3398	389	37	han	han	PROPN
fsr-3398	389	38	respondents	respondent	NOUN
fsr-3398	389	39	in	in	ADP
fsr-3398	389	40	the	the	DET
fsr-3398	389	41	chfs	chfs	NOUN
fsr-3398	389	42	were	be	AUX
fsr-3398	389	43	not	not	PART
fsr-3398	389	44	significantly	significantly	ADV
fsr-3398	389	45	different	different	ADJ
fsr-3398	389	46	from	from	ADP
fsr-3398	389	47	non	non	ADJ
fsr-3398	389	48	-	-	ADJ
fsr-3398	389	49	han	han	ADJ
fsr-3398	389	50	respondents	respondent	NOUN
fsr-3398	389	51	.	.	PUNCT
fsr-3398	390	1	homeowners	homeowner	NOUN
fsr-3398	390	2	were	be	AUX
fsr-3398	390	3	more	more	ADV
fsr-3398	390	4	likely	likely	ADJ
fsr-3398	390	5	than	than	SCONJ
fsr-3398	390	6	renters	renter	NOUN
fsr-3398	390	7	in	in	ADP
fsr-3398	390	8	the	the	DET
fsr-3398	390	9	chfs	chfs	NOUN
fsr-3398	390	10	to	to	PART
fsr-3398	390	11	be	be	AUX
fsr-3398	390	12	willing	willing	ADJ
fsr-3398	390	13	to	to	PART
fsr-3398	390	14	take	take	VERB
fsr-3398	390	15	some	some	DET
fsr-3398	390	16	risk	risk	NOUN
fsr-3398	390	17	,	,	PUNCT
fsr-3398	390	18	but	but	CCONJ
fsr-3398	390	19	there	there	PRON
fsr-3398	390	20	was	be	VERB
fsr-3398	390	21	no	no	DET
fsr-3398	390	22	difference	difference	NOUN
fsr-3398	390	23	in	in	ADP
fsr-3398	390	24	the	the	DET
fsr-3398	390	25	scf	scf	PROPN
fsr-3398	390	26	.	.	PUNCT
fsr-3398	391	1	in	in	ADP
fsr-3398	391	2	both	both	DET
fsr-3398	391	3	surveys	survey	NOUN
fsr-3398	391	4	,	,	PUNCT
fsr-3398	391	5	the	the	DET
fsr-3398	391	6	likelihood	likelihood	NOUN
fsr-3398	391	7	of	of	ADP
fsr-3398	391	8	being	be	AUX
fsr-3398	391	9	willing	willing	ADJ
fsr-3398	391	10	to	to	PART
fsr-3398	391	11	take	take	VERB
fsr-3398	391	12	some	some	DET
fsr-3398	391	13	risk	risk	NOUN
fsr-3398	391	14	increased	increase	VERB
fsr-3398	391	15	strongly	strongly	ADV
fsr-3398	391	16	with	with	ADP
fsr-3398	391	17	income	income	NOUN
fsr-3398	391	18	and	and	CCONJ
fsr-3398	391	19	with	with	ADP
fsr-3398	391	20	financial	financial	ADJ
fsr-3398	391	21	assets	asset	NOUN
fsr-3398	391	22	.	.	PUNCT
fsr-3398	392	1	5.2.2	5.2.2	NUM
fsr-3398	392	2	.	.	PUNCT
fsr-3398	392	3	high	high	ADJ
fsr-3398	392	4	risk	risk	NOUN
fsr-3398	392	5	tolerance	tolerance	NOUN
fsr-3398	392	6	the	the	DET
fsr-3398	392	7	middle	middle	ADJ
fsr-3398	392	8	three	three	NUM
fsr-3398	392	9	columns	column	NOUN
fsr-3398	392	10	of	of	ADP
fsr-3398	392	11	table	table	NOUN
fsr-3398	392	12	6	6	NUM
fsr-3398	392	13	present	present	ADJ
fsr-3398	392	14	logistic	logistic	ADJ
fsr-3398	392	15	regression	regression	NOUN
fsr-3398	392	16	results	result	NOUN
fsr-3398	392	17	on	on	ADP
fsr-3398	392	18	willingness	willingness	NOUN
fsr-3398	392	19	to	to	PART
fsr-3398	392	20	take	take	VERB
fsr-3398	392	21	high	high	ADJ
fsr-3398	392	22	risk	risk	NOUN
fsr-3398	392	23	in	in	ADP
fsr-3398	392	24	the	the	DET
fsr-3398	392	25	chfs	chfs	NOUN
fsr-3398	392	26	.	.	PUNCT
fsr-3398	393	1	if	if	SCONJ
fsr-3398	393	2	the	the	DET
fsr-3398	393	3	respondent	respondent	NOUN
fsr-3398	393	4	was	be	AUX
fsr-3398	393	5	willing	willing	ADJ
fsr-3398	393	6	to	to	PART
fsr-3398	393	7	take	take	VERB
fsr-3398	393	8	above	above	ADV
fsr-3398	393	9	average	average	ADJ
fsr-3398	393	10	risk	risk	NOUN
fsr-3398	393	11	or	or	CCONJ
fsr-3398	393	12	substantial	substantial	ADJ
fsr-3398	393	13	risk	risk	NOUN
fsr-3398	393	14	then	then	ADV
fsr-3398	393	15	“	"	PUNCT
fsr-3398	393	16	high	high	ADJ
fsr-3398	393	17	risk	risk	NOUN
fsr-3398	393	18	”	"	PUNCT
fsr-3398	393	19	was	be	AUX
fsr-3398	393	20	set	set	VERB
fsr-3398	393	21	to	to	ADP
fsr-3398	393	22	1	1	NUM
fsr-3398	393	23	,	,	PUNCT
fsr-3398	393	24	otherwise	otherwise	ADV
fsr-3398	393	25	,	,	PUNCT
fsr-3398	393	26	high	high	ADJ
fsr-3398	393	27	risk	risk	NOUN
fsr-3398	393	28	was	be	AUX
fsr-3398	393	29	set	set	VERB
fsr-3398	393	30	to	to	ADP
fsr-3398	393	31	0	0	NUM
fsr-3398	393	32	.	.	PUNCT
fsr-3398	394	1	the	the	DET
fsr-3398	394	2	likelihood	likelihood	NOUN
fsr-3398	394	3	of	of	ADP
fsr-3398	394	4	being	be	AUX
fsr-3398	394	5	willing	willing	ADJ
fsr-3398	394	6	to	to	PART
fsr-3398	394	7	take	take	VERB
fsr-3398	394	8	high	high	ADJ
fsr-3398	394	9	risk	risk	NOUN
fsr-3398	394	10	decreased	decrease	VERB
fsr-3398	394	11	with	with	ADP
fsr-3398	394	12	age	age	NOUN
fsr-3398	394	13	in	in	ADP
fsr-3398	394	14	both	both	CCONJ
fsr-3398	394	15	the	the	DET
fsr-3398	394	16	chfs	chfs	NOUN
fsr-3398	394	17	and	and	CCONJ
fsr-3398	394	18	in	in	ADP
fsr-3398	394	19	the	the	DET
fsr-3398	394	20	scf	scf	PROPN
fsr-3398	394	21	.	.	PUNCT
fsr-3398	395	1	men	man	NOUN
fsr-3398	395	2	had	have	VERB
fsr-3398	395	3	odds	odd	NOUN
fsr-3398	395	4	of	of	ADP
fsr-3398	395	5	being	be	AUX
fsr-3398	395	6	willing	willing	ADJ
fsr-3398	395	7	to	to	PART
fsr-3398	395	8	take	take	VERB
fsr-3398	395	9	high	high	ADJ
fsr-3398	395	10	risk	risk	NOUN
fsr-3398	395	11	1.61	1.61	NUM
fsr-3398	395	12	times	time	NOUN
fsr-3398	395	13	as	as	ADV
fsr-3398	395	14	high	high	ADJ
fsr-3398	395	15	as	as	ADP
fsr-3398	395	16	women	woman	NOUN
fsr-3398	395	17	in	in	ADP
fsr-3398	395	18	the	the	DET
fsr-3398	395	19	chfs	chf	NOUN
fsr-3398	395	20	,	,	PUNCT
fsr-3398	395	21	and	and	CCONJ
fsr-3398	395	22	the	the	DET
fsr-3398	395	23	scf	scf	PROPN
fsr-3398	395	24	had	have	VERB
fsr-3398	395	25	a	a	DET
fsr-3398	395	26	similar	similar	ADJ
fsr-3398	395	27	pattern	pattern	NOUN
fsr-3398	395	28	.	.	PUNCT
fsr-3398	396	1	single	single	ADJ
fsr-3398	396	2	respondents	respondent	NOUN
fsr-3398	396	3	were	be	AUX
fsr-3398	396	4	not	not	PART
fsr-3398	396	5	significantly	significantly	ADV
fsr-3398	396	6	different	different	ADJ
fsr-3398	396	7	from	from	ADP
fsr-3398	396	8	couple	couple	NOUN
fsr-3398	396	9	respondents	respondent	NOUN
fsr-3398	396	10	in	in	ADP
fsr-3398	396	11	the	the	DET
fsr-3398	396	12	chfs	chf	NOUN
fsr-3398	396	13	,	,	PUNCT
fsr-3398	396	14	but	but	CCONJ
fsr-3398	396	15	respondents	respondent	NOUN
fsr-3398	396	16	in	in	ADP
fsr-3398	396	17	single	single	ADJ
fsr-3398	396	18	households	household	NOUN
fsr-3398	396	19	in	in	ADP
fsr-3398	396	20	the	the	DET
fsr-3398	396	21	scf	scf	PROPN
fsr-3398	396	22	were	be	AUX
fsr-3398	396	23	more	more	ADV
fsr-3398	396	24	likely	likely	ADJ
fsr-3398	396	25	to	to	PART
fsr-3398	396	26	be	be	AUX
fsr-3398	396	27	willing	willing	ADJ
fsr-3398	396	28	to	to	PART
fsr-3398	396	29	take	take	VERB
fsr-3398	396	30	high	high	ADJ
fsr-3398	396	31	risk	risk	NOUN
fsr-3398	396	32	than	than	ADP
fsr-3398	396	33	those	those	PRON
fsr-3398	396	34	in	in	ADP
fsr-3398	396	35	married	married	ADJ
fsr-3398	396	36	or	or	CCONJ
fsr-3398	396	37	partner	partner	NOUN
fsr-3398	396	38	households	household	NOUN
fsr-3398	396	39	.	.	PUNCT
fsr-3398	397	1	education	education	NOUN
fsr-3398	397	2	was	be	AUX
fsr-3398	397	3	positively	positively	ADV
fsr-3398	397	4	related	relate	VERB
fsr-3398	397	5	to	to	ADP
fsr-3398	397	6	having	have	VERB
fsr-3398	397	7	high	high	ADJ
fsr-3398	397	8	risk	risk	NOUN
fsr-3398	397	9	in	in	ADP
fsr-3398	397	10	the	the	DET
fsr-3398	397	11	chfs	chf	NOUN
fsr-3398	397	12	,	,	PUNCT
fsr-3398	397	13	while	while	SCONJ
fsr-3398	397	14	in	in	ADP
fsr-3398	397	15	the	the	DET
fsr-3398	397	16	scf	scf	PROPN
fsr-3398	397	17	,	,	PUNCT
fsr-3398	397	18	college	college	NOUN
fsr-3398	397	19	educated	educate	VERB
fsr-3398	397	20	respondents	respondent	NOUN
fsr-3398	397	21	were	be	AUX
fsr-3398	397	22	more	more	ADV
fsr-3398	397	23	likely	likely	ADJ
fsr-3398	397	24	to	to	PART
fsr-3398	397	25	willing	willing	ADJ
fsr-3398	397	26	to	to	PART
fsr-3398	397	27	take	take	VERB
fsr-3398	397	28	high	high	ADJ
fsr-3398	397	29	risk	risk	NOUN
fsr-3398	397	30	than	than	ADP
fsr-3398	397	31	those	those	PRON
fsr-3398	397	32	without	without	ADP
fsr-3398	397	33	a	a	DET
fsr-3398	397	34	high	high	ADJ
fsr-3398	397	35	school	school	NOUN
fsr-3398	397	36	degree	degree	NOUN
fsr-3398	397	37	.	.	PUNCT
fsr-3398	398	1	self	self	NOUN
fsr-3398	398	2	-	-	PUNCT
fsr-3398	398	3	employed	employ	VERB
fsr-3398	398	4	respondents	respondent	NOUN
fsr-3398	398	5	in	in	ADP
fsr-3398	398	6	both	both	CCONJ
fsr-3398	398	7	the	the	DET
fsr-3398	398	8	chfs	chfs	NOUN
fsr-3398	398	9	and	and	CCONJ
fsr-3398	398	10	the	the	DET
fsr-3398	398	11	scf	scf	PROPN
fsr-3398	398	12	were	be	AUX
fsr-3398	398	13	more	more	ADV
fsr-3398	398	14	willing	willing	ADJ
fsr-3398	398	15	than	than	ADP
fsr-3398	398	16	others	other	NOUN
fsr-3398	398	17	to	to	PART
fsr-3398	398	18	take	take	VERB
fsr-3398	398	19	high	high	ADJ
fsr-3398	398	20	risk	risk	NOUN
fsr-3398	398	21	.	.	PUNCT
fsr-3398	399	1	ethnic	ethnic	ADJ
fsr-3398	399	2	status	status	NOUN
fsr-3398	399	3	was	be	AUX
fsr-3398	399	4	not	not	PART
fsr-3398	399	5	significant	significant	ADJ
fsr-3398	399	6	in	in	ADP
fsr-3398	399	7	either	either	CCONJ
fsr-3398	399	8	the	the	DET
fsr-3398	399	9	chfs	chfs	NOUN
fsr-3398	399	10	or	or	CCONJ
fsr-3398	399	11	the	the	DET
fsr-3398	399	12	scf	scf	PROPN
fsr-3398	399	13	.	.	PUNCT
fsr-3398	400	1	those	those	PRON
fsr-3398	400	2	with	with	ADP
fsr-3398	400	3	excellent	excellent	ADJ
fsr-3398	400	4	or	or	CCONJ
fsr-3398	400	5	good	good	ADJ
fsr-3398	400	6	health	health	NOUN
fsr-3398	400	7	status	status	NOUN
fsr-3398	400	8	in	in	ADP
fsr-3398	400	9	the	the	DET
fsr-3398	400	10	chfs	chfs	NOUN
fsr-3398	400	11	were	be	AUX
fsr-3398	400	12	more	more	ADV
fsr-3398	400	13	likely	likely	ADJ
fsr-3398	400	14	to	to	PART
fsr-3398	400	15	be	be	AUX
fsr-3398	400	16	willing	willing	ADJ
fsr-3398	400	17	to	to	PART
fsr-3398	400	18	take	take	VERB
fsr-3398	400	19	high	high	ADJ
fsr-3398	400	20	risk	risk	NOUN
fsr-3398	400	21	than	than	ADP
fsr-3398	400	22	those	those	PRON
fsr-3398	400	23	with	with	ADP
fsr-3398	400	24	poor	poor	ADJ
fsr-3398	400	25	health	health	NOUN
fsr-3398	400	26	,	,	PUNCT
fsr-3398	400	27	while	while	SCONJ
fsr-3398	400	28	in	in	ADP
fsr-3398	400	29	the	the	DET
fsr-3398	400	30	scf	scf	PROPN
fsr-3398	400	31	,	,	PUNCT
fsr-3398	400	32	health	health	NOUN
fsr-3398	400	33	status	status	NOUN
fsr-3398	400	34	was	be	AUX
fsr-3398	400	35	not	not	PART
fsr-3398	400	36	significantly	significantly	ADV
fsr-3398	400	37	related	relate	VERB
fsr-3398	400	38	to	to	ADP
fsr-3398	400	39	being	be	AUX
fsr-3398	400	40	willing	willing	ADJ
fsr-3398	400	41	to	to	PART
fsr-3398	400	42	take	take	VERB
fsr-3398	400	43	high	high	ADJ
fsr-3398	400	44	risk	risk	NOUN
fsr-3398	400	45	.	.	PUNCT
fsr-3398	401	1	in	in	ADP
fsr-3398	401	2	the	the	DET
fsr-3398	401	3	chfs	chf	NOUN
fsr-3398	401	4	,	,	PUNCT
fsr-3398	401	5	homeowners	homeowner	NOUN
fsr-3398	401	6	were	be	AUX
fsr-3398	401	7	more	more	ADV
fsr-3398	401	8	willing	willing	ADJ
fsr-3398	401	9	to	to	PART
fsr-3398	401	10	take	take	VERB
fsr-3398	401	11	high	high	ADJ
fsr-3398	401	12	risk	risk	NOUN
fsr-3398	401	13	than	than	ADP
fsr-3398	401	14	renters	renter	NOUN
fsr-3398	401	15	,	,	PUNCT
fsr-3398	401	16	but	but	CCONJ
fsr-3398	401	17	the	the	DET
fsr-3398	401	18	effect	effect	NOUN
fsr-3398	401	19	was	be	AUX
fsr-3398	401	20	not	not	PART
fsr-3398	401	21	significant	significant	ADJ
fsr-3398	401	22	in	in	ADP
fsr-3398	401	23	the	the	DET
fsr-3398	401	24	scf	scf	PROPN
fsr-3398	401	25	.	.	PUNCT
fsr-3398	402	1	in	in	ADP
fsr-3398	402	2	both	both	DET
fsr-3398	402	3	surveys	survey	NOUN
fsr-3398	402	4	,	,	PUNCT
fsr-3398	402	5	income	income	NOUN
fsr-3398	402	6	and	and	CCONJ
fsr-3398	402	7	financial	financial	ADJ
fsr-3398	402	8	assets	asset	NOUN
fsr-3398	402	9	were	be	AUX
fsr-3398	402	10	positively	positively	ADV
fsr-3398	402	11	associated	associate	VERB
fsr-3398	402	12	with	with	ADP
fsr-3398	402	13	the	the	DET
fsr-3398	402	14	likelihood	likelihood	NOUN
fsr-3398	402	15	of	of	ADP
fsr-3398	402	16	being	be	AUX
fsr-3398	402	17	willing	willing	ADJ
fsr-3398	402	18	to	to	PART
fsr-3398	402	19	take	take	VERB
fsr-3398	402	20	high	high	ADJ
fsr-3398	402	21	risk	risk	NOUN
fsr-3398	402	22	.	.	PUNCT
fsr-3398	403	1	5.2.3	5.2.3	NUM
fsr-3398	403	2	.	.	PUNCT
fsr-3398	403	3	substantial	substantial	ADJ
fsr-3398	403	4	risk	risk	NOUN
fsr-3398	403	5	tolerance	tolerance	NOUN
fsr-3398	403	6	the	the	DET
fsr-3398	403	7	last	last	ADJ
fsr-3398	403	8	three	three	NUM
fsr-3398	403	9	columns	column	NOUN
fsr-3398	403	10	of	of	ADP
fsr-3398	403	11	table	table	NOUN
fsr-3398	403	12	6	6	NUM
fsr-3398	403	13	contain	contain	NOUN
fsr-3398	403	14	logistic	logistic	ADJ
fsr-3398	403	15	regression	regression	NOUN
fsr-3398	403	16	results	result	NOUN
fsr-3398	403	17	on	on	ADP
fsr-3398	403	18	willingness	willingness	NOUN
fsr-3398	403	19	to	to	PART
fsr-3398	403	20	take	take	VERB
fsr-3398	403	21	substantial	substantial	ADJ
fsr-3398	403	22	risk	risk	NOUN
fsr-3398	403	23	.	.	PUNCT
fsr-3398	404	1	if	if	SCONJ
fsr-3398	404	2	the	the	DET
fsr-3398	404	3	respondent	respondent	NOUN
fsr-3398	404	4	was	be	AUX
fsr-3398	404	5	willing	willing	ADJ
fsr-3398	404	6	to	to	PART
fsr-3398	404	7	take	take	VERB
fsr-3398	404	8	substantial	substantial	ADJ
fsr-3398	404	9	risk	risk	NOUN
fsr-3398	404	10	then	then	ADV
fsr-3398	404	11	“	"	PUNCT
fsr-3398	404	12	substantial	substantial	ADJ
fsr-3398	404	13	risk	risk	NOUN
fsr-3398	404	14	”	"	PUNCT
fsr-3398	404	15	was	be	AUX
fsr-3398	404	16	set	set	VERB
fsr-3398	404	17	to	to	ADP
fsr-3398	404	18	1	1	NUM
fsr-3398	404	19	,	,	PUNCT
fsr-3398	404	20	otherwise	otherwise	ADV
fsr-3398	404	21	,	,	PUNCT
fsr-3398	404	22	substantial	substantial	ADJ
fsr-3398	404	23	risk	risk	NOUN
fsr-3398	404	24	was	be	AUX
fsr-3398	404	25	set	set	VERB
fsr-3398	404	26	to	to	ADP
fsr-3398	404	27	0	0	NUM
fsr-3398	404	28	.	.	PUNCT
fsr-3398	405	1	age	age	NOUN
fsr-3398	405	2	was	be	AUX
fsr-3398	405	3	negatively	negatively	ADV
fsr-3398	405	4	related	relate	VERB
fsr-3398	405	5	to	to	PART
fsr-3398	405	6	willingness	willingness	NOUN
fsr-3398	405	7	to	to	PART
fsr-3398	405	8	take	take	VERB
fsr-3398	405	9	substantial	substantial	ADJ
fsr-3398	405	10	risk	risk	NOUN
fsr-3398	405	11	,	,	PUNCT
fsr-3398	405	12	with	with	ADP
fsr-3398	405	13	the	the	DET
fsr-3398	405	14	odds	odd	NOUN
fsr-3398	405	15	ratio	ratio	NOUN
fsr-3398	405	16	indicating	indicate	VERB
fsr-3398	405	17	almost	almost	ADV
fsr-3398	405	18	a	a	DET
fsr-3398	405	19	3	3	NUM
fsr-3398	405	20	%	%	NOUN
fsr-3398	405	21	decrease	decrease	NOUN
fsr-3398	405	22	in	in	ADP
fsr-3398	405	23	the	the	DET
fsr-3398	405	24	odds	odd	NOUN
fsr-3398	405	25	of	of	ADP
fsr-3398	405	26	being	be	AUX
fsr-3398	405	27	willing	willing	ADJ
fsr-3398	405	28	to	to	PART
fsr-3398	405	29	take	take	VERB
fsr-3398	405	30	substantial	substantial	ADJ
fsr-3398	405	31	risk	risk	NOUN
fsr-3398	405	32	with	with	ADP
fsr-3398	405	33	every	every	DET
fsr-3398	405	34	one	one	NUM
fsr-3398	405	35	year	year	NOUN
fsr-3398	405	36	increase	increase	NOUN
fsr-3398	405	37	in	in	ADP
fsr-3398	405	38	age	age	NOUN
fsr-3398	405	39	.	.	PUNCT
fsr-3398	406	1	in	in	ADP
fsr-3398	406	2	the	the	DET
fsr-3398	406	3	appendix	appendix	ADJ
fsr-3398	406	4	table	table	NOUN
fsr-3398	406	5	,	,	PUNCT
fsr-3398	406	6	the	the	DET
fsr-3398	406	7	effect	effect	NOUN
fsr-3398	406	8	of	of	ADP
fsr-3398	406	9	age	age	NOUN
fsr-3398	406	10	was	be	AUX
fsr-3398	406	11	similar	similar	ADJ
fsr-3398	406	12	for	for	ADP
fsr-3398	406	13	the	the	DET
fsr-3398	406	14	u.s	u.s	PROPN
fsr-3398	406	15	.	.	PROPN
fsr-3398	406	16	respondents	respondent	NOUN
fsr-3398	406	17	,	,	PUNCT
fsr-3398	406	18	with	with	ADP
fsr-3398	406	19	a	a	DET
fsr-3398	406	20	2	2	NUM
fsr-3398	406	21	%	%	NOUN
fsr-3398	406	22	decrease	decrease	NOUN
fsr-3398	406	23	in	in	ADP
fsr-3398	406	24	the	the	DET
fsr-3398	406	25	odds	odd	NOUN
fsr-3398	406	26	for	for	ADP
fsr-3398	406	27	every	every	DET
fsr-3398	406	28	one	one	NUM
fsr-3398	406	29	year	year	NOUN
fsr-3398	406	30	increase	increase	NOUN
fsr-3398	406	31	in	in	ADP
fsr-3398	406	32	age	age	NOUN
fsr-3398	406	33	.	.	PUNCT
fsr-3398	407	1	male	male	ADJ
fsr-3398	407	2	respondents	respondent	NOUN
fsr-3398	407	3	were	be	AUX
fsr-3398	407	4	more	more	ADV
fsr-3398	407	5	likely	likely	ADJ
fsr-3398	407	6	to	to	PART
fsr-3398	407	7	be	be	AUX
fsr-3398	407	8	willing	willing	ADJ
fsr-3398	407	9	to	to	PART
fsr-3398	407	10	take	take	VERB
fsr-3398	407	11	substantial	substantial	ADJ
fsr-3398	407	12	risk	risk	NOUN
fsr-3398	407	13	than	than	ADP
fsr-3398	407	14	female	female	ADJ
fsr-3398	407	15	respondents	respondent	NOUN
fsr-3398	407	16	,	,	PUNCT
fsr-3398	407	17	with	with	ADP
fsr-3398	407	18	odds	odd	NOUN
fsr-3398	407	19	1.6	1.6	NUM
fsr-3398	407	20	times	time	NOUN
fsr-3398	407	21	as	as	ADV
fsr-3398	407	22	high	high	ADJ
fsr-3398	407	23	in	in	ADP
fsr-3398	407	24	the	the	DET
fsr-3398	407	25	chinese	chinese	ADJ
fsr-3398	407	26	survey	survey	NOUN
fsr-3398	407	27	and	and	CCONJ
fsr-3398	407	28	1.4	1.4	NUM
fsr-3398	407	29	times	time	NOUN
fsr-3398	407	30	as	as	ADV
fsr-3398	407	31	high	high	ADJ
fsr-3398	407	32	in	in	ADP
fsr-3398	407	33	the	the	DET
fsr-3398	407	34	u.s	u.s	PROPN
fsr-3398	407	35	.	.	PROPN
fsr-3398	407	36	survey	survey	NOUN
fsr-3398	407	37	.	.	PUNCT
fsr-3398	408	1	being	be	AUX
fsr-3398	408	2	single	single	ADJ
fsr-3398	408	3	was	be	AUX
fsr-3398	408	4	related	relate	VERB
fsr-3398	408	5	to	to	ADP
fsr-3398	408	6	substantial	substantial	ADJ
fsr-3398	408	7	risk	risk	NOUN
fsr-3398	408	8	tolerance	tolerance	NOUN
fsr-3398	408	9	in	in	ADP
fsr-3398	408	10	the	the	DET
fsr-3398	408	11	chfs	chfs	NOUN
fsr-3398	408	12	but	but	CCONJ
fsr-3398	408	13	not	not	PART
fsr-3398	408	14	in	in	ADP
fsr-3398	408	15	the	the	DET
fsr-3398	408	16	scf	scf	PROPN
fsr-3398	408	17	.	.	PUNCT
fsr-3398	409	1	education	education	NOUN
fsr-3398	409	2	did	do	AUX
fsr-3398	409	3	not	not	PART
fsr-3398	409	4	have	have	VERB
fsr-3398	409	5	a	a	DET
fsr-3398	409	6	significant	significant	ADJ
fsr-3398	409	7	effect	effect	NOUN
fsr-3398	409	8	in	in	ADP
fsr-3398	409	9	the	the	DET
fsr-3398	409	10	chfs	chfs	NOUN
fsr-3398	409	11	on	on	ADP
fsr-3398	409	12	substantial	substantial	ADJ
fsr-3398	409	13	risk	risk	NOUN
fsr-3398	409	14	tolerance	tolerance	NOUN
fsr-3398	409	15	,	,	PUNCT
fsr-3398	409	16	and	and	CCONJ
fsr-3398	409	17	had	have	VERB
fsr-3398	409	18	a	a	DET
fsr-3398	409	19	mixed	mixed	ADJ
fsr-3398	409	20	effect	effect	NOUN
fsr-3398	409	21	in	in	ADP
fsr-3398	409	22	the	the	DET
fsr-3398	409	23	scf	scf	PROPN
fsr-3398	409	24	,	,	PUNCT
fsr-3398	409	25	with	with	ADP
fsr-3398	409	26	those	those	PRON
fsr-3398	409	27	with	with	ADP
fsr-3398	409	28	some	some	DET
fsr-3398	409	29	college	college	NOUN
fsr-3398	409	30	being	be	AUX
fsr-3398	409	31	more	more	ADV
fsr-3398	409	32	likely	likely	ADJ
fsr-3398	409	33	than	than	ADP
fsr-3398	409	34	those	those	PRON
fsr-3398	409	35	without	without	ADP
fsr-3398	409	36	a	a	DET
fsr-3398	409	37	high	high	ADJ
fsr-3398	409	38	school	school	NOUN
fsr-3398	409	39	degree	degree	NOUN
fsr-3398	409	40	to	to	PART
fsr-3398	409	41	be	be	AUX
fsr-3398	409	42	willing	willing	ADJ
fsr-3398	409	43	to	to	PART
fsr-3398	409	44	take	take	VERB
fsr-3398	409	45	substantial	substantial	ADJ
fsr-3398	409	46	risk	risk	NOUN
fsr-3398	409	47	.	.	PUNCT
fsr-3398	410	1	self	self	NOUN
fsr-3398	410	2	-	-	PUNCT
fsr-3398	410	3	employed	employ	VERB
fsr-3398	410	4	respondents	respondent	NOUN
fsr-3398	410	5	(	(	PUNCT
fsr-3398	410	6	other	other	ADJ
fsr-3398	410	7	than	than	ADP
fsr-3398	410	8	farmers	farmer	NOUN
fsr-3398	410	9	)	)	PUNCT
fsr-3398	410	10	had	have	VERB
fsr-3398	410	11	odds	odd	NOUN
fsr-3398	410	12	of	of	ADP
fsr-3398	410	13	being	be	AUX
fsr-3398	410	14	willing	willing	ADJ
fsr-3398	410	15	to	to	PART
fsr-3398	410	16	take	take	VERB
fsr-3398	410	17	substantial	substantial	ADJ
fsr-3398	410	18	risk	risk	NOUN
fsr-3398	410	19	1.5	1.5	NUM
fsr-3398	410	20	times	time	NOUN
fsr-3398	410	21	that	that	PRON
fsr-3398	410	22	of	of	ADP
fsr-3398	410	23	other	other	ADJ
fsr-3398	410	24	respondents	respondent	NOUN
fsr-3398	410	25	in	in	ADP
fsr-3398	410	26	the	the	DET
fsr-3398	410	27	chinese	chinese	ADJ
fsr-3398	410	28	survey	survey	NOUN
fsr-3398	410	29	and	and	CCONJ
fsr-3398	410	30	1.9	1.9	NUM
fsr-3398	410	31	times	time	NOUN
fsr-3398	410	32	as	as	ADV
fsr-3398	410	33	high	high	ADJ
fsr-3398	410	34	in	in	ADP
fsr-3398	410	35	the	the	DET
fsr-3398	410	36	u.s	u.s	PROPN
fsr-3398	410	37	.	.	PROPN
fsr-3398	410	38	survey	survey	NOUN
fsr-3398	410	39	.	.	PUNCT
fsr-3398	411	1	one	one	NUM
fsr-3398	411	2	large	large	ADJ
fsr-3398	411	3	difference	difference	NOUN
fsr-3398	411	4	between	between	ADP
fsr-3398	411	5	the	the	DET
fsr-3398	411	6	297s.d	297s.d	PROPN
fsr-3398	411	7	.	.	PUNCT
fsr-3398	412	1	hanna	hanna	PROPN
fsr-3398	412	2	et	et	PROPN
fsr-3398	412	3	al	al	PROPN
fsr-3398	412	4	.	.	PUNCT
fsr-3398	412	5	/	/	SYM
fsr-3398	412	6	financial	financial	ADJ
fsr-3398	412	7	services	service	NOUN
fsr-3398	412	8	review	review	VERB
fsr-3398	412	9	27	27	NUM
fsr-3398	412	10	(	(	PUNCT
fsr-3398	412	11	2018	2018	NUM
fsr-3398	412	12	)	)	PUNCT
fsr-3398	412	13	279	279	NUM
fsr-3398	412	14	-	-	SYM
fsr-3398	412	15	302	302	NUM
fsr-3398	412	16	two	two	NUM
fsr-3398	412	17	surveys	survey	NOUN
fsr-3398	412	18	was	be	AUX
fsr-3398	412	19	the	the	DET
fsr-3398	412	20	effect	effect	NOUN
fsr-3398	412	21	of	of	ADP
fsr-3398	412	22	being	be	AUX
fsr-3398	412	23	a	a	DET
fsr-3398	412	24	farmer	farmer	NOUN
fsr-3398	412	25	or	or	CCONJ
fsr-3398	412	26	in	in	ADP
fsr-3398	412	27	a	a	DET
fsr-3398	412	28	related	related	ADJ
fsr-3398	412	29	occupation	occupation	NOUN
fsr-3398	412	30	,	,	PUNCT
fsr-3398	412	31	while	while	SCONJ
fsr-3398	412	32	in	in	ADP
fsr-3398	412	33	china	china	PROPN
fsr-3398	412	34	,	,	PUNCT
fsr-3398	412	35	farmers	farmer	NOUN
fsr-3398	412	36	were	be	AUX
fsr-3398	412	37	not	not	PART
fsr-3398	412	38	significantly	significantly	ADV
fsr-3398	412	39	different	different	ADJ
fsr-3398	412	40	from	from	ADP
fsr-3398	412	41	others	other	NOUN
fsr-3398	412	42	in	in	ADP
fsr-3398	412	43	being	be	AUX
fsr-3398	412	44	willing	willing	ADJ
fsr-3398	412	45	to	to	PART
fsr-3398	412	46	take	take	VERB
fsr-3398	412	47	substantial	substantial	ADJ
fsr-3398	412	48	risk	risk	NOUN
fsr-3398	412	49	,	,	PUNCT
fsr-3398	412	50	while	while	SCONJ
fsr-3398	412	51	in	in	ADP
fsr-3398	412	52	the	the	DET
fsr-3398	412	53	united	united	PROPN
fsr-3398	412	54	states	states	PROPN
fsr-3398	412	55	,	,	PUNCT
fsr-3398	412	56	those	those	PRON
fsr-3398	412	57	who	who	PRON
fsr-3398	412	58	were	be	AUX
fsr-3398	412	59	farmers	farmer	NOUN
fsr-3398	412	60	or	or	CCONJ
fsr-3398	412	61	in	in	ADP
fsr-3398	412	62	a	a	DET
fsr-3398	412	63	related	related	ADJ
fsr-3398	412	64	occupation	occupation	NOUN
fsr-3398	412	65	had	have	VERB
fsr-3398	412	66	odds	odd	NOUN
fsr-3398	412	67	of	of	ADP
fsr-3398	412	68	being	be	AUX
fsr-3398	412	69	willing	willing	ADJ
fsr-3398	412	70	to	to	PART
fsr-3398	412	71	take	take	VERB
fsr-3398	412	72	substantial	substantial	ADJ
fsr-3398	412	73	risk	risk	NOUN
fsr-3398	412	74	over	over	ADP
fsr-3398	412	75	six	six	NUM
fsr-3398	412	76	times	time	NOUN
fsr-3398	412	77	as	as	ADV
fsr-3398	412	78	high	high	ADJ
fsr-3398	412	79	as	as	ADP
fsr-3398	412	80	those	those	PRON
fsr-3398	412	81	in	in	ADP
fsr-3398	412	82	other	other	ADJ
fsr-3398	412	83	occupations	occupation	NOUN
fsr-3398	412	84	.	.	PUNCT
fsr-3398	413	1	han	han	PROPN
fsr-3398	413	2	respondents	respondent	NOUN
fsr-3398	413	3	were	be	AUX
fsr-3398	413	4	not	not	PART
fsr-3398	413	5	significantly	significantly	ADV
fsr-3398	413	6	different	different	ADJ
fsr-3398	413	7	from	from	ADP
fsr-3398	413	8	non	non	ADJ
fsr-3398	413	9	-	-	ADJ
fsr-3398	413	10	han	han	ADJ
fsr-3398	413	11	respondents	respondent	NOUN
fsr-3398	413	12	in	in	ADP
fsr-3398	413	13	being	be	AUX
fsr-3398	413	14	willing	willing	ADJ
fsr-3398	413	15	to	to	PART
fsr-3398	413	16	take	take	VERB
fsr-3398	413	17	substantial	substantial	ADJ
fsr-3398	413	18	risk	risk	NOUN
fsr-3398	413	19	in	in	ADP
fsr-3398	413	20	the	the	DET
fsr-3398	413	21	chfs	chfs	NOUN
fsr-3398	413	22	.	.	PUNCT
fsr-3398	414	1	in	in	ADP
fsr-3398	414	2	the	the	DET
fsr-3398	414	3	scf	scf	PROPN
fsr-3398	414	4	(	(	PUNCT
fsr-3398	414	5	appendix	appendix	PROPN
fsr-3398	414	6	)	)	PUNCT
fsr-3398	414	7	,	,	PUNCT
fsr-3398	414	8	white	white	ADJ
fsr-3398	414	9	respondents	respondent	NOUN
fsr-3398	414	10	were	be	AUX
fsr-3398	414	11	less	less	ADV
fsr-3398	414	12	likely	likely	ADJ
fsr-3398	414	13	than	than	SCONJ
fsr-3398	414	14	others	other	NOUN
fsr-3398	414	15	to	to	PART
fsr-3398	414	16	be	be	AUX
fsr-3398	414	17	willing	willing	ADJ
fsr-3398	414	18	to	to	PART
fsr-3398	414	19	take	take	VERB
fsr-3398	414	20	substantial	substantial	ADJ
fsr-3398	414	21	risk	risk	NOUN
fsr-3398	414	22	,	,	PUNCT
fsr-3398	414	23	opposite	opposite	ADJ
fsr-3398	414	24	to	to	ADP
fsr-3398	414	25	the	the	DET
fsr-3398	414	26	effect	effect	NOUN
fsr-3398	414	27	for	for	ADP
fsr-3398	414	28	some	some	DET
fsr-3398	414	29	risk	risk	NOUN
fsr-3398	414	30	tolerance	tolerance	NOUN
fsr-3398	414	31	,	,	PUNCT
fsr-3398	414	32	similar	similar	ADJ
fsr-3398	414	33	to	to	ADP
fsr-3398	414	34	a	a	DET
fsr-3398	414	35	result	result	NOUN
fsr-3398	414	36	reported	report	VERB
fsr-3398	414	37	by	by	ADP
fsr-3398	414	38	yao	yao	PROPN
fsr-3398	414	39	et	et	PROPN
fsr-3398	414	40	al	al	PROPN
fsr-3398	414	41	.	.	PROPN
fsr-3398	415	1	(	(	PUNCT
fsr-3398	415	2	2004	2004	NUM
fsr-3398	415	3	)	)	PUNCT
fsr-3398	415	4	.	.	PUNCT
fsr-3398	416	1	these	these	DET
fsr-3398	416	2	results	result	NOUN
fsr-3398	416	3	provide	provide	VERB
fsr-3398	416	4	additional	additional	ADJ
fsr-3398	416	5	support	support	NOUN
fsr-3398	416	6	beyond	beyond	ADP
fsr-3398	416	7	the	the	DET
fsr-3398	416	8	results	result	NOUN
fsr-3398	416	9	of	of	ADP
fsr-3398	416	10	the	the	DET
fsr-3398	416	11	score	score	NOUN
fsr-3398	416	12	test	test	NOUN
fsr-3398	416	13	for	for	ADP
fsr-3398	416	14	using	use	VERB
fsr-3398	416	15	a	a	DET
fsr-3398	416	16	cumulative	cumulative	ADJ
fsr-3398	416	17	logit	logit	NOUN
fsr-3398	416	18	model	model	NOUN
fsr-3398	416	19	rather	rather	ADV
fsr-3398	416	20	than	than	ADP
fsr-3398	416	21	an	an	DET
fsr-3398	416	22	ordered	order	VERB
fsr-3398	416	23	logit	logit	NOUN
fsr-3398	416	24	model	model	NOUN
fsr-3398	416	25	.	.	PUNCT
fsr-3398	417	1	6	6	NUM
fsr-3398	417	2	.	.	X
fsr-3398	417	3	discussion	discussion	NOUN
fsr-3398	417	4	and	and	CCONJ
fsr-3398	417	5	implications	implication	NOUN
fsr-3398	417	6	our	our	PRON
fsr-3398	417	7	descriptive	descriptive	ADJ
fsr-3398	417	8	results	result	NOUN
fsr-3398	417	9	show	show	VERB
fsr-3398	417	10	that	that	SCONJ
fsr-3398	417	11	despite	despite	SCONJ
fsr-3398	417	12	the	the	DET
fsr-3398	417	13	much	much	ADV
fsr-3398	417	14	higher	high	ADJ
fsr-3398	417	15	income	income	NOUN
fsr-3398	417	16	and	and	CCONJ
fsr-3398	417	17	education	education	NOUN
fsr-3398	417	18	levels	level	NOUN
fsr-3398	417	19	of	of	ADP
fsr-3398	417	20	u.s	u.s	PROPN
fsr-3398	417	21	.	.	PROPN
fsr-3398	417	22	respondents	respondent	NOUN
fsr-3398	417	23	,	,	PUNCT
fsr-3398	417	24	the	the	DET
fsr-3398	417	25	risk	risk	NOUN
fsr-3398	417	26	tolerance	tolerance	NOUN
fsr-3398	417	27	levels	level	NOUN
fsr-3398	417	28	of	of	ADP
fsr-3398	417	29	chinese	chinese	ADJ
fsr-3398	417	30	respondents	respondent	NOUN
fsr-3398	417	31	were	be	AUX
fsr-3398	417	32	very	very	ADV
fsr-3398	417	33	similar	similar	ADJ
fsr-3398	417	34	to	to	ADP
fsr-3398	417	35	those	those	PRON
fsr-3398	417	36	of	of	ADP
fsr-3398	417	37	u.s	u.s	PROPN
fsr-3398	417	38	.	.	PROPN
fsr-3398	417	39	respondents	respondent	NOUN
fsr-3398	417	40	,	,	PUNCT
fsr-3398	417	41	with	with	ADP
fsr-3398	417	42	estimated	estimate	VERB
fsr-3398	417	43	levels	level	NOUN
fsr-3398	417	44	of	of	ADP
fsr-3398	417	45	relative	relative	ADJ
fsr-3398	417	46	risk	risk	NOUN
fsr-3398	417	47	aversion	aversion	NOUN
fsr-3398	417	48	almost	almost	ADV
fsr-3398	417	49	identical	identical	ADJ
fsr-3398	417	50	in	in	ADP
fsr-3398	417	51	the	the	DET
fsr-3398	417	52	two	two	NUM
fsr-3398	417	53	surveys	survey	NOUN
fsr-3398	417	54	.	.	PUNCT
fsr-3398	418	1	however	however	ADV
fsr-3398	418	2	,	,	PUNCT
fsr-3398	418	3	about	about	ADV
fsr-3398	418	4	49	49	NUM
fsr-3398	418	5	%	%	NOUN
fsr-3398	418	6	of	of	ADP
fsr-3398	418	7	households	household	NOUN
fsr-3398	418	8	in	in	ADP
fsr-3398	418	9	the	the	DET
fsr-3398	418	10	united	united	PROPN
fsr-3398	418	11	states	states	PROPN
fsr-3398	418	12	had	have	VERB
fsr-3398	418	13	stock	stock	NOUN
fsr-3398	418	14	assets	asset	NOUN
fsr-3398	418	15	,	,	PUNCT
fsr-3398	418	16	compared	compare	VERB
fsr-3398	418	17	with	with	ADP
fsr-3398	418	18	only	only	ADV
fsr-3398	418	19	9	9	NUM
fsr-3398	418	20	%	%	NOUN
fsr-3398	418	21	of	of	ADP
fsr-3398	418	22	households	household	NOUN
fsr-3398	418	23	in	in	ADP
fsr-3398	418	24	china	china	PROPN
fsr-3398	418	25	.	.	PUNCT
fsr-3398	419	1	this	this	PRON
fsr-3398	419	2	suggests	suggest	VERB
fsr-3398	419	3	that	that	SCONJ
fsr-3398	419	4	as	as	SCONJ
fsr-3398	419	5	household	household	NOUN
fsr-3398	419	6	incomes	income	NOUN
fsr-3398	419	7	continue	continue	VERB
fsr-3398	419	8	to	to	PART
fsr-3398	419	9	increase	increase	VERB
fsr-3398	419	10	in	in	ADP
fsr-3398	419	11	china	china	PROPN
fsr-3398	419	12	,	,	PUNCT
fsr-3398	419	13	there	there	PRON
fsr-3398	419	14	may	may	AUX
fsr-3398	419	15	be	be	AUX
fsr-3398	419	16	a	a	DET
fsr-3398	419	17	rapid	rapid	ADJ
fsr-3398	419	18	increase	increase	NOUN
fsr-3398	419	19	in	in	ADP
fsr-3398	419	20	the	the	DET
fsr-3398	419	21	ownership	ownership	NOUN
fsr-3398	419	22	of	of	ADP
fsr-3398	419	23	stocks	stock	NOUN
fsr-3398	419	24	,	,	PUNCT
fsr-3398	419	25	perhaps	perhaps	ADV
fsr-3398	419	26	through	through	ADP
fsr-3398	419	27	mutual	mutual	ADJ
fsr-3398	419	28	funds	fund	NOUN
fsr-3398	419	29	.	.	PUNCT
fsr-3398	420	1	education	education	NOUN
fsr-3398	420	2	and	and	CCONJ
fsr-3398	420	3	appropriate	appropriate	ADJ
fsr-3398	420	4	regulation	regulation	NOUN
fsr-3398	420	5	will	will	AUX
fsr-3398	420	6	be	be	AUX
fsr-3398	420	7	important	important	ADJ
fsr-3398	420	8	in	in	ADP
fsr-3398	420	9	the	the	DET
fsr-3398	420	10	future	future	NOUN
fsr-3398	420	11	for	for	ADP
fsr-3398	420	12	households	household	NOUN
fsr-3398	420	13	in	in	ADP
fsr-3398	420	14	china	china	PROPN
fsr-3398	420	15	.	.	PUNCT
fsr-3398	421	1	some	some	DET
fsr-3398	421	2	studies	study	NOUN
fsr-3398	421	3	have	have	AUX
fsr-3398	421	4	found	find	VERB
fsr-3398	421	5	relationships	relationship	NOUN
fsr-3398	421	6	between	between	ADP
fsr-3398	421	7	education	education	NOUN
fsr-3398	421	8	,	,	PUNCT
fsr-3398	421	9	financial	financial	ADJ
fsr-3398	421	10	literacy	literacy	NOUN
fsr-3398	421	11	,	,	PUNCT
fsr-3398	421	12	and	and	CCONJ
fsr-3398	421	13	the	the	DET
fsr-3398	421	14	ownership	ownership	NOUN
fsr-3398	421	15	of	of	ADP
fsr-3398	421	16	risky	risky	ADJ
fsr-3398	421	17	investments	investment	NOUN
fsr-3398	421	18	.	.	PUNCT
fsr-3398	422	1	most	most	ADJ
fsr-3398	422	2	research	research	NOUN
fsr-3398	422	3	has	have	AUX
fsr-3398	422	4	found	find	VERB
fsr-3398	422	5	that	that	SCONJ
fsr-3398	422	6	respondents	respondent	NOUN
fsr-3398	422	7	with	with	ADP
fsr-3398	422	8	higher	high	ADJ
fsr-3398	422	9	education	education	NOUN
fsr-3398	422	10	levels	level	NOUN
fsr-3398	422	11	and/or	and/or	CCONJ
fsr-3398	422	12	more	more	ADJ
fsr-3398	422	13	financial	financial	ADJ
fsr-3398	422	14	knowledge	knowledge	NOUN
fsr-3398	422	15	are	be	AUX
fsr-3398	422	16	more	more	ADJ
fsr-3398	422	17	risk	risk	NOUN
fsr-3398	422	18	tolerant	tolerant	ADJ
fsr-3398	422	19	(	(	PUNCT
fsr-3398	422	20	gibson	gibson	PROPN
fsr-3398	422	21	,	,	PUNCT
fsr-3398	422	22	et	et	PROPN
fsr-3398	422	23	.	.	PUNCT
fsr-3398	423	1	al	al	PROPN
fsr-3398	423	2	,	,	PUNCT
fsr-3398	423	3	2013	2013	NUM
fsr-3398	423	4	;	;	PUNCT
fsr-3398	423	5	grable	grable	NOUN
fsr-3398	423	6	,	,	PUNCT
fsr-3398	423	7	2000	2000	NUM
fsr-3398	423	8	;	;	PUNCT
fsr-3398	423	9	nobre	nobre	PROPN
fsr-3398	423	10	and	and	CCONJ
fsr-3398	423	11	grable	grable	NOUN
fsr-3398	423	12	,	,	PUNCT
fsr-3398	423	13	2015	2015	NUM
fsr-3398	423	14	)	)	PUNCT
fsr-3398	423	15	.	.	PUNCT
fsr-3398	424	1	better	well	ADJ
fsr-3398	424	2	understanding	understanding	NOUN
fsr-3398	424	3	of	of	ADP
fsr-3398	424	4	risk	risk	NOUN
fsr-3398	424	5	will	will	AUX
fsr-3398	424	6	enhance	enhance	VERB
fsr-3398	424	7	the	the	DET
fsr-3398	424	8	involvement	involvement	NOUN
fsr-3398	424	9	and	and	CCONJ
fsr-3398	424	10	utilization	utilization	NOUN
fsr-3398	424	11	of	of	ADP
fsr-3398	424	12	appropriate	appropriate	ADJ
fsr-3398	424	13	investments	investment	NOUN
fsr-3398	424	14	by	by	ADP
fsr-3398	424	15	chinese	chinese	ADJ
fsr-3398	424	16	households	household	NOUN
fsr-3398	424	17	to	to	PART
fsr-3398	424	18	better	well	ADV
fsr-3398	424	19	achieve	achieve	VERB
fsr-3398	424	20	their	their	PRON
fsr-3398	424	21	financial	financial	ADJ
fsr-3398	424	22	planning	planning	NOUN
fsr-3398	424	23	goals	goal	NOUN
fsr-3398	424	24	,	,	PUNCT
fsr-3398	424	25	which	which	PRON
fsr-3398	424	26	could	could	AUX
fsr-3398	424	27	have	have	VERB
fsr-3398	424	28	a	a	DET
fsr-3398	424	29	substantial	substantial	ADJ
fsr-3398	424	30	impact	impact	NOUN
fsr-3398	424	31	on	on	ADP
fsr-3398	424	32	retirement	retirement	NOUN
fsr-3398	424	33	adequacy	adequacy	NOUN
fsr-3398	424	34	(	(	PUNCT
fsr-3398	424	35	kim	kim	PROPN
fsr-3398	424	36	and	and	CCONJ
fsr-3398	424	37	hanna	hanna	PROPN
fsr-3398	424	38	,	,	PUNCT
fsr-3398	424	39	2015	2015	NUM
fsr-3398	424	40	)	)	PUNCT
fsr-3398	424	41	.	.	PUNCT
fsr-3398	425	1	based	base	VERB
fsr-3398	425	2	on	on	ADP
fsr-3398	425	3	cumulative	cumulative	ADJ
fsr-3398	425	4	logistic	logistic	ADJ
fsr-3398	425	5	regressions	regression	NOUN
fsr-3398	425	6	,	,	PUNCT
fsr-3398	425	7	many	many	ADJ
fsr-3398	425	8	household	household	NOUN
fsr-3398	425	9	characteristics	characteristic	NOUN
fsr-3398	425	10	affected	affect	VERB
fsr-3398	425	11	respondent	respondent	NOUN
fsr-3398	425	12	risk	risk	NOUN
fsr-3398	425	13	tolerance	tolerance	NOUN
fsr-3398	425	14	for	for	ADP
fsr-3398	425	15	chinese	chinese	ADJ
fsr-3398	425	16	respondents	respondent	NOUN
fsr-3398	425	17	and	and	CCONJ
fsr-3398	425	18	also	also	ADV
fsr-3398	425	19	for	for	ADP
fsr-3398	425	20	u.s	u.s	PROPN
fsr-3398	425	21	.	.	PROPN
fsr-3398	425	22	respondents	respondent	NOUN
fsr-3398	425	23	,	,	PUNCT
fsr-3398	425	24	and	and	CCONJ
fsr-3398	425	25	for	for	ADP
fsr-3398	425	26	seven	seven	NUM
fsr-3398	425	27	types	type	NOUN
fsr-3398	425	28	of	of	ADP
fsr-3398	425	29	variables	variable	NOUN
fsr-3398	425	30	,	,	PUNCT
fsr-3398	425	31	generally	generally	ADV
fsr-3398	425	32	in	in	ADP
fsr-3398	425	33	ways	way	NOUN
fsr-3398	425	34	consistent	consistent	ADJ
fsr-3398	425	35	with	with	ADP
fsr-3398	425	36	our	our	PRON
fsr-3398	425	37	research	research	NOUN
fsr-3398	425	38	expectations	expectation	NOUN
fsr-3398	425	39	.	.	PUNCT
fsr-3398	426	1	there	there	PRON
fsr-3398	426	2	was	be	VERB
fsr-3398	426	3	a	a	DET
fsr-3398	426	4	cross	cross	ADJ
fsr-3398	426	5	-	-	ADJ
fsr-3398	426	6	sectional	sectional	ADJ
fsr-3398	426	7	negative	negative	ADJ
fsr-3398	426	8	relationship	relationship	NOUN
fsr-3398	426	9	between	between	ADP
fsr-3398	426	10	age	age	NOUN
fsr-3398	426	11	and	and	CCONJ
fsr-3398	426	12	the	the	DET
fsr-3398	426	13	willingness	willingness	NOUN
fsr-3398	426	14	to	to	PART
fsr-3398	426	15	take	take	VERB
fsr-3398	426	16	risk	risk	NOUN
fsr-3398	426	17	,	,	PUNCT
fsr-3398	426	18	and	and	CCONJ
fsr-3398	426	19	while	while	SCONJ
fsr-3398	426	20	this	this	PRON
fsr-3398	426	21	does	do	AUX
fsr-3398	426	22	not	not	PART
fsr-3398	426	23	necessarily	necessarily	ADV
fsr-3398	426	24	imply	imply	VERB
fsr-3398	426	25	that	that	SCONJ
fsr-3398	426	26	people	people	NOUN
fsr-3398	426	27	will	will	AUX
fsr-3398	426	28	become	become	VERB
fsr-3398	426	29	less	less	ADJ
fsr-3398	426	30	risk	risk	NOUN
fsr-3398	426	31	tolerant	tolerant	ADJ
fsr-3398	426	32	as	as	SCONJ
fsr-3398	426	33	they	they	PRON
fsr-3398	426	34	get	get	VERB
fsr-3398	426	35	older	old	ADJ
fsr-3398	426	36	,	,	PUNCT
fsr-3398	426	37	in	in	ADP
fsr-3398	426	38	terms	term	NOUN
fsr-3398	426	39	of	of	ADP
fsr-3398	426	40	financial	financial	ADJ
fsr-3398	426	41	education	education	NOUN
fsr-3398	426	42	and	and	CCONJ
fsr-3398	426	43	policies	policy	NOUN
fsr-3398	426	44	,	,	PUNCT
fsr-3398	426	45	age	age	NOUN
fsr-3398	426	46	should	should	AUX
fsr-3398	426	47	be	be	AUX
fsr-3398	426	48	considered	consider	VERB
fsr-3398	426	49	as	as	ADP
fsr-3398	426	50	an	an	DET
fsr-3398	426	51	important	important	ADJ
fsr-3398	426	52	correlate	correlate	NOUN
fsr-3398	426	53	to	to	AUX
fsr-3398	426	54	risk	risk	NOUN
fsr-3398	426	55	tolerance	tolerance	NOUN
fsr-3398	426	56	.	.	PUNCT
fsr-3398	427	1	men	man	NOUN
fsr-3398	427	2	were	be	AUX
fsr-3398	427	3	more	more	ADV
fsr-3398	427	4	willing	willing	ADJ
fsr-3398	427	5	to	to	PART
fsr-3398	427	6	take	take	VERB
fsr-3398	427	7	risk	risk	NOUN
fsr-3398	427	8	than	than	ADP
fsr-3398	427	9	women	woman	NOUN
fsr-3398	427	10	in	in	ADP
fsr-3398	427	11	both	both	DET
fsr-3398	427	12	surveys	survey	NOUN
fsr-3398	427	13	.	.	PUNCT
fsr-3398	428	1	the	the	DET
fsr-3398	428	2	willingness	willingness	NOUN
fsr-3398	428	3	to	to	PART
fsr-3398	428	4	take	take	VERB
fsr-3398	428	5	some	some	DET
fsr-3398	428	6	risk	risk	NOUN
fsr-3398	428	7	and	and	CCONJ
fsr-3398	428	8	to	to	PART
fsr-3398	428	9	take	take	VERB
fsr-3398	428	10	high	high	ADJ
fsr-3398	428	11	risk	risk	NOUN
fsr-3398	428	12	increased	increase	VERB
fsr-3398	428	13	with	with	ADP
fsr-3398	428	14	education	education	NOUN
fsr-3398	428	15	in	in	ADP
fsr-3398	428	16	the	the	DET
fsr-3398	428	17	chfs	chfs	NOUN
fsr-3398	428	18	and	and	CCONJ
fsr-3398	428	19	generally	generally	ADV
fsr-3398	428	20	in	in	ADP
fsr-3398	428	21	the	the	DET
fsr-3398	428	22	scf	scf	PROPN
fsr-3398	428	23	.	.	PUNCT
fsr-3398	429	1	in	in	ADP
fsr-3398	429	2	both	both	DET
fsr-3398	429	3	surveys	survey	NOUN
fsr-3398	429	4	,	,	PUNCT
fsr-3398	429	5	self	self	NOUN
fsr-3398	429	6	-	-	PUNCT
fsr-3398	429	7	employed	employ	VERB
fsr-3398	429	8	respondents	respondent	NOUN
fsr-3398	429	9	were	be	AUX
fsr-3398	429	10	more	more	ADV
fsr-3398	429	11	willing	willing	ADJ
fsr-3398	429	12	to	to	PART
fsr-3398	429	13	take	take	VERB
fsr-3398	429	14	investment	investment	NOUN
fsr-3398	429	15	risk	risk	NOUN
fsr-3398	429	16	than	than	ADP
fsr-3398	429	17	others	other	NOUN
fsr-3398	429	18	.	.	PUNCT
fsr-3398	430	1	those	those	PRON
fsr-3398	430	2	with	with	ADP
fsr-3398	430	3	excellent	excellent	ADJ
fsr-3398	430	4	health	health	NOUN
fsr-3398	430	5	in	in	ADP
fsr-3398	430	6	the	the	DET
fsr-3398	430	7	scf	scf	PROPN
fsr-3398	430	8	were	be	AUX
fsr-3398	430	9	more	more	ADV
fsr-3398	430	10	likely	likely	ADJ
fsr-3398	430	11	to	to	PART
fsr-3398	430	12	be	be	AUX
fsr-3398	430	13	willing	willing	ADJ
fsr-3398	430	14	to	to	PART
fsr-3398	430	15	take	take	VERB
fsr-3398	430	16	some	some	DET
fsr-3398	430	17	risk	risk	NOUN
fsr-3398	430	18	than	than	ADP
fsr-3398	430	19	those	those	PRON
fsr-3398	430	20	with	with	ADP
fsr-3398	430	21	poor	poor	ADJ
fsr-3398	430	22	health	health	NOUN
fsr-3398	430	23	,	,	PUNCT
fsr-3398	430	24	but	but	CCONJ
fsr-3398	430	25	otherwise	otherwise	ADV
fsr-3398	430	26	health	health	NOUN
fsr-3398	430	27	was	be	AUX
fsr-3398	430	28	not	not	PART
fsr-3398	430	29	related	relate	VERB
fsr-3398	430	30	to	to	PART
fsr-3398	430	31	risk	risk	VERB
fsr-3398	430	32	tolerance	tolerance	NOUN
fsr-3398	430	33	.	.	PUNCT
fsr-3398	431	1	health	health	NOUN
fsr-3398	431	2	status	status	NOUN
fsr-3398	431	3	had	have	VERB
fsr-3398	431	4	a	a	DET
fsr-3398	431	5	few	few	ADJ
fsr-3398	431	6	significant	significant	ADJ
fsr-3398	431	7	effects	effect	NOUN
fsr-3398	431	8	in	in	ADP
fsr-3398	431	9	the	the	DET
fsr-3398	431	10	chfs	chf	NOUN
fsr-3398	431	11	,	,	PUNCT
fsr-3398	431	12	but	but	CCONJ
fsr-3398	431	13	with	with	ADP
fsr-3398	431	14	no	no	DET
fsr-3398	431	15	consistent	consistent	ADJ
fsr-3398	431	16	pattern	pattern	NOUN
fsr-3398	431	17	.	.	PUNCT
fsr-3398	432	1	risk	risk	NOUN
fsr-3398	432	2	tolerance	tolerance	NOUN
fsr-3398	432	3	increased	increase	VERB
fsr-3398	432	4	with	with	ADP
fsr-3398	432	5	income	income	NOUN
fsr-3398	432	6	and	and	CCONJ
fsr-3398	432	7	financial	financial	ADJ
fsr-3398	432	8	assets	asset	NOUN
fsr-3398	432	9	in	in	ADP
fsr-3398	432	10	both	both	CCONJ
fsr-3398	432	11	the	the	DET
fsr-3398	432	12	scf	scf	PROPN
fsr-3398	432	13	and	and	CCONJ
fsr-3398	432	14	in	in	ADP
fsr-3398	432	15	the	the	DET
fsr-3398	432	16	chfs	chfs	NOUN
fsr-3398	432	17	.	.	PUNCT
fsr-3398	433	1	being	be	AUX
fsr-3398	433	2	a	a	DET
fsr-3398	433	3	homeowner	homeowner	NOUN
fsr-3398	433	4	was	be	AUX
fsr-3398	433	5	related	relate	VERB
fsr-3398	433	6	to	to	ADP
fsr-3398	433	7	being	be	AUX
fsr-3398	433	8	more	more	ADV
fsr-3398	433	9	willing	willing	ADJ
fsr-3398	433	10	to	to	PART
fsr-3398	433	11	take	take	VERB
fsr-3398	433	12	some	some	DET
fsr-3398	433	13	risk	risk	NOUN
fsr-3398	433	14	and	and	CCONJ
fsr-3398	433	15	to	to	PART
fsr-3398	433	16	take	take	VERB
fsr-3398	433	17	high	high	ADJ
fsr-3398	433	18	risk	risk	NOUN
fsr-3398	433	19	in	in	ADP
fsr-3398	433	20	the	the	DET
fsr-3398	433	21	chfs	chfs	NOUN
fsr-3398	433	22	but	but	CCONJ
fsr-3398	433	23	not	not	PART
fsr-3398	433	24	in	in	ADP
fsr-3398	433	25	the	the	DET
fsr-3398	433	26	scf	scf	PROPN
fsr-3398	433	27	.	.	PUNCT
fsr-3398	434	1	in	in	ADP
fsr-3398	434	2	the	the	DET
fsr-3398	434	3	scf	scf	PROPN
fsr-3398	434	4	,	,	PUNCT
fsr-3398	434	5	white	white	ADJ
fsr-3398	434	6	respondents	respondent	NOUN
fsr-3398	434	7	were	be	AUX
fsr-3398	434	8	more	more	ADV
fsr-3398	434	9	willing	willing	ADJ
fsr-3398	434	10	to	to	PART
fsr-3398	434	11	take	take	VERB
fsr-3398	434	12	some	some	DET
fsr-3398	434	13	risk	risk	NOUN
fsr-3398	434	14	298	298	NUM
fsr-3398	434	15	s.d	s.d	PROPN
fsr-3398	434	16	.	.	PROPN
fsr-3398	434	17	hanna	hanna	PROPN
fsr-3398	434	18	et	et	PROPN
fsr-3398	434	19	al	al	PROPN
fsr-3398	434	20	.	.	PUNCT
fsr-3398	434	21	/	/	SYM
fsr-3398	434	22	financial	financial	ADJ
fsr-3398	434	23	services	service	NOUN
fsr-3398	434	24	review	review	VERB
fsr-3398	434	25	27	27	NUM
fsr-3398	434	26	(	(	PUNCT
fsr-3398	434	27	2018	2018	NUM
fsr-3398	434	28	)	)	PUNCT
fsr-3398	434	29	279	279	NUM
fsr-3398	434	30	-	-	SYM
fsr-3398	434	31	302	302	NUM
fsr-3398	434	32	but	but	CCONJ
fsr-3398	434	33	less	less	ADV
fsr-3398	434	34	willing	willing	ADJ
fsr-3398	434	35	to	to	PART
fsr-3398	434	36	take	take	VERB
fsr-3398	434	37	substantial	substantial	ADJ
fsr-3398	434	38	risk	risk	NOUN
fsr-3398	434	39	than	than	ADP
fsr-3398	434	40	respondents	respondent	NOUN
fsr-3398	434	41	identifying	identify	VERB
fsr-3398	434	42	as	as	ADP
fsr-3398	434	43	black	black	ADJ
fsr-3398	434	44	,	,	PUNCT
fsr-3398	434	45	hispanic	hispanic	ADJ
fsr-3398	434	46	,	,	PUNCT
fsr-3398	434	47	or	or	CCONJ
fsr-3398	434	48	asian	asian	ADJ
fsr-3398	434	49	,	,	PUNCT
fsr-3398	434	50	a	a	DET
fsr-3398	434	51	result	result	NOUN
fsr-3398	434	52	previously	previously	ADV
fsr-3398	434	53	found	find	VERB
fsr-3398	434	54	by	by	ADP
fsr-3398	434	55	yao	yao	PROPN
fsr-3398	434	56	et	et	PROPN
fsr-3398	434	57	al	al	PROPN
fsr-3398	434	58	.	.	PROPN
fsr-3398	435	1	(	(	PUNCT
fsr-3398	435	2	2004	2004	NUM
fsr-3398	435	3	)	)	PUNCT
fsr-3398	435	4	.	.	PUNCT
fsr-3398	436	1	in	in	ADP
fsr-3398	436	2	the	the	DET
fsr-3398	436	3	chfs	chf	NOUN
fsr-3398	436	4	,	,	PUNCT
fsr-3398	436	5	han	han	PROPN
fsr-3398	436	6	respondents	respondent	NOUN
fsr-3398	436	7	were	be	AUX
fsr-3398	436	8	not	not	PART
fsr-3398	436	9	different	different	ADJ
fsr-3398	436	10	in	in	ADP
fsr-3398	436	11	risk	risk	NOUN
fsr-3398	436	12	tolerance	tolerance	NOUN
fsr-3398	436	13	from	from	ADP
fsr-3398	436	14	respondents	respondent	NOUN
fsr-3398	436	15	of	of	ADP
fsr-3398	436	16	other	other	ADJ
fsr-3398	436	17	ethnic	ethnic	ADJ
fsr-3398	436	18	identities	identity	NOUN
fsr-3398	436	19	,	,	PUNCT
fsr-3398	436	20	which	which	PRON
fsr-3398	436	21	may	may	AUX
fsr-3398	436	22	reflect	reflect	VERB
fsr-3398	436	23	the	the	DET
fsr-3398	436	24	shrinking	shrink	VERB
fsr-3398	436	25	income	income	NOUN
fsr-3398	436	26	gap	gap	NOUN
fsr-3398	436	27	(	(	PUNCT
fsr-3398	436	28	gustafsson	gustafsson	PROPN
fsr-3398	436	29	and	and	CCONJ
fsr-3398	436	30	shi	shi	PROPN
fsr-3398	436	31	,	,	PUNCT
fsr-3398	436	32	2003	2003	NUM
fsr-3398	436	33	)	)	PUNCT
fsr-3398	436	34	.	.	PUNCT
fsr-3398	437	1	despite	despite	SCONJ
fsr-3398	437	2	some	some	DET
fsr-3398	437	3	differences	difference	NOUN
fsr-3398	437	4	between	between	ADP
fsr-3398	437	5	the	the	DET
fsr-3398	437	6	chfs	chfs	NOUN
fsr-3398	437	7	and	and	CCONJ
fsr-3398	437	8	the	the	DET
fsr-3398	437	9	scf	scf	PROPN
fsr-3398	437	10	in	in	ADP
fsr-3398	437	11	the	the	DET
fsr-3398	437	12	effects	effect	NOUN
fsr-3398	437	13	of	of	ADP
fsr-3398	437	14	household	household	NOUN
fsr-3398	437	15	characteristics	characteristic	NOUN
fsr-3398	437	16	on	on	ADP
fsr-3398	437	17	risk	risk	NOUN
fsr-3398	437	18	tolerance	tolerance	NOUN
fsr-3398	437	19	,	,	PUNCT
fsr-3398	437	20	the	the	DET
fsr-3398	437	21	similarity	similarity	NOUN
fsr-3398	437	22	of	of	ADP
fsr-3398	437	23	the	the	DET
fsr-3398	437	24	distribution	distribution	NOUN
fsr-3398	437	25	of	of	ADP
fsr-3398	437	26	risk	risk	NOUN
fsr-3398	437	27	tolerance	tolerance	NOUN
fsr-3398	437	28	levels	level	NOUN
fsr-3398	437	29	and	and	CCONJ
fsr-3398	437	30	the	the	DET
fsr-3398	437	31	general	general	ADJ
fsr-3398	437	32	similarity	similarity	NOUN
fsr-3398	437	33	of	of	ADP
fsr-3398	437	34	effects	effect	NOUN
fsr-3398	437	35	in	in	ADP
fsr-3398	437	36	the	the	DET
fsr-3398	437	37	logistic	logistic	ADJ
fsr-3398	437	38	regressions	regression	NOUN
fsr-3398	437	39	suggest	suggest	VERB
fsr-3398	437	40	that	that	SCONJ
fsr-3398	437	41	risk	risk	NOUN
fsr-3398	437	42	tolerance	tolerance	NOUN
fsr-3398	437	43	is	be	AUX
fsr-3398	437	44	perceived	perceive	VERB
fsr-3398	437	45	in	in	ADP
fsr-3398	437	46	a	a	DET
fsr-3398	437	47	somewhat	somewhat	ADV
fsr-3398	437	48	similar	similar	ADJ
fsr-3398	437	49	way	way	NOUN
fsr-3398	437	50	in	in	ADP
fsr-3398	437	51	china	china	PROPN
fsr-3398	437	52	and	and	CCONJ
fsr-3398	437	53	the	the	DET
fsr-3398	437	54	united	united	PROPN
fsr-3398	437	55	states	states	PROPN
fsr-3398	437	56	.	.	PUNCT
fsr-3398	438	1	therefore	therefore	ADV
fsr-3398	438	2	,	,	PUNCT
fsr-3398	438	3	future	future	ADJ
fsr-3398	438	4	research	research	NOUN
fsr-3398	438	5	with	with	ADP
fsr-3398	438	6	chinese	chinese	ADJ
fsr-3398	438	7	household	household	NOUN
fsr-3398	438	8	surveys	survey	NOUN
fsr-3398	438	9	could	could	AUX
fsr-3398	438	10	benefit	benefit	VERB
fsr-3398	438	11	from	from	ADP
fsr-3398	438	12	careful	careful	ADJ
fsr-3398	438	13	consideration	consideration	NOUN
fsr-3398	438	14	of	of	ADP
fsr-3398	438	15	research	research	NOUN
fsr-3398	438	16	with	with	ADP
fsr-3398	438	17	united	united	PROPN
fsr-3398	438	18	states	states	PROPN
fsr-3398	438	19	datasets	dataset	NOUN
fsr-3398	438	20	.	.	PUNCT
fsr-3398	439	1	for	for	ADP
fsr-3398	439	2	instance	instance	NOUN
fsr-3398	439	3	,	,	PUNCT
fsr-3398	439	4	analysis	analysis	NOUN
fsr-3398	439	5	of	of	ADP
fsr-3398	439	6	factors	factor	NOUN
fsr-3398	439	7	related	relate	VERB
fsr-3398	439	8	to	to	ADP
fsr-3398	439	9	ownership	ownership	NOUN
fsr-3398	439	10	of	of	ADP
fsr-3398	439	11	stocks	stock	NOUN
fsr-3398	439	12	(	(	PUNCT
fsr-3398	439	13	e.g.	e.g.	ADV
fsr-3398	439	14	,	,	PUNCT
fsr-3398	439	15	wang	wang	PROPN
fsr-3398	439	16	and	and	CCONJ
fsr-3398	439	17	hanna	hanna	PROPN
fsr-3398	439	18	,	,	PUNCT
fsr-3398	439	19	2007	2007	NUM
fsr-3398	439	20	)	)	PUNCT
fsr-3398	439	21	could	could	AUX
fsr-3398	439	22	provide	provide	VERB
fsr-3398	439	23	valuable	valuable	ADJ
fsr-3398	439	24	insights	insight	NOUN
fsr-3398	439	25	for	for	ADP
fsr-3398	439	26	china	china	PROPN
fsr-3398	439	27	.	.	PUNCT
fsr-3398	440	1	campbell	campbell	PROPN
fsr-3398	440	2	and	and	CCONJ
fsr-3398	440	3	viceira	viceira	PROPN
fsr-3398	440	4	(	(	PUNCT
fsr-3398	440	5	2002	2002	NUM
fsr-3398	440	6	)	)	PUNCT
fsr-3398	440	7	derived	derive	VERB
fsr-3398	440	8	optimal	optimal	ADJ
fsr-3398	440	9	stock	stock	NOUN
fsr-3398	440	10	percentages	percentage	NOUN
fsr-3398	440	11	for	for	ADP
fsr-3398	440	12	households	household	NOUN
fsr-3398	440	13	,	,	PUNCT
fsr-3398	440	14	based	base	VERB
fsr-3398	440	15	on	on	ADP
fsr-3398	440	16	age	age	NOUN
fsr-3398	440	17	,	,	PUNCT
fsr-3398	440	18	risk	risk	NOUN
fsr-3398	440	19	aversion	aversion	NOUN
fsr-3398	440	20	,	,	PUNCT
fsr-3398	440	21	and	and	CCONJ
fsr-3398	440	22	the	the	DET
fsr-3398	440	23	correlation	correlation	NOUN
fsr-3398	440	24	of	of	ADP
fsr-3398	440	25	human	human	ADJ
fsr-3398	440	26	wealth	wealth	NOUN
fsr-3398	440	27	with	with	ADP
fsr-3398	440	28	financial	financial	ADJ
fsr-3398	440	29	returns	return	NOUN
fsr-3398	440	30	.	.	PUNCT
fsr-3398	441	1	given	give	VERB
fsr-3398	441	2	their	their	PRON
fsr-3398	441	3	assumptions	assumption	NOUN
fsr-3398	441	4	about	about	ADP
fsr-3398	441	5	patterns	pattern	NOUN
fsr-3398	441	6	of	of	ADP
fsr-3398	441	7	human	human	ADJ
fsr-3398	441	8	wealth	wealth	NOUN
fsr-3398	441	9	and	and	CCONJ
fsr-3398	441	10	age	age	NOUN
fsr-3398	441	11	,	,	PUNCT
fsr-3398	441	12	the	the	DET
fsr-3398	441	13	optimal	optimal	ADJ
fsr-3398	441	14	percentage	percentage	NOUN
fsr-3398	441	15	of	of	ADP
fsr-3398	441	16	the	the	DET
fsr-3398	441	17	total	total	ADJ
fsr-3398	441	18	portfolio	portfolio	NOUN
fsr-3398	441	19	in	in	ADP
fsr-3398	441	20	stocks	stock	NOUN
fsr-3398	441	21	was	be	AUX
fsr-3398	441	22	very	very	ADV
fsr-3398	441	23	sensitive	sensitive	ADJ
fsr-3398	441	24	to	to	ADP
fsr-3398	441	25	the	the	DET
fsr-3398	441	26	assumed	assumed	ADJ
fsr-3398	441	27	level	level	NOUN
fsr-3398	441	28	of	of	ADP
fsr-3398	441	29	risk	risk	NOUN
fsr-3398	441	30	aversion	aversion	NOUN
fsr-3398	441	31	,	,	PUNCT
fsr-3398	441	32	for	for	ADP
fsr-3398	441	33	instance	instance	NOUN
fsr-3398	441	34	,	,	PUNCT
fsr-3398	441	35	for	for	ADP
fsr-3398	441	36	a	a	DET
fsr-3398	441	37	worker	worker	NOUN
fsr-3398	441	38	35	35	NUM
fsr-3398	441	39	years	year	NOUN
fsr-3398	441	40	away	away	ADV
fsr-3398	441	41	from	from	ADP
fsr-3398	441	42	retirement	retirement	NOUN
fsr-3398	441	43	,	,	PUNCT
fsr-3398	441	44	with	with	ADP
fsr-3398	441	45	zero	zero	NUM
fsr-3398	441	46	correlation	correlation	NOUN
fsr-3398	441	47	between	between	ADP
fsr-3398	441	48	human	human	ADJ
fsr-3398	441	49	wealth	wealth	NOUN
fsr-3398	441	50	and	and	CCONJ
fsr-3398	441	51	investment	investment	NOUN
fsr-3398	441	52	returns	return	NOUN
fsr-3398	441	53	,	,	PUNCT
fsr-3398	441	54	the	the	DET
fsr-3398	441	55	optimal	optimal	ADJ
fsr-3398	441	56	stock	stock	NOUN
fsr-3398	441	57	percentage	percentage	NOUN
fsr-3398	441	58	ranged	range	VERB
fsr-3398	441	59	from	from	ADP
fsr-3398	441	60	148	148	NUM
fsr-3398	441	61	%	%	NOUN
fsr-3398	441	62	for	for	ADP
fsr-3398	441	63	a	a	DET
fsr-3398	441	64	relative	relative	ADJ
fsr-3398	441	65	risk	risk	NOUN
fsr-3398	441	66	aversion	aversion	NOUN
fsr-3398	441	67	level	level	NOUN
fsr-3398	441	68	of	of	ADP
fsr-3398	441	69	3	3	NUM
fsr-3398	441	70	,	,	PUNCT
fsr-3398	441	71	to	to	ADP
fsr-3398	441	72	27	27	NUM
fsr-3398	441	73	%	%	NOUN
fsr-3398	441	74	for	for	ADP
fsr-3398	441	75	a	a	DET
fsr-3398	441	76	relative	relative	ADJ
fsr-3398	441	77	risk	risk	NOUN
fsr-3398	441	78	aversion	aversion	NOUN
fsr-3398	441	79	level	level	NOUN
fsr-3398	441	80	of	of	ADP
fsr-3398	441	81	12	12	NUM
fsr-3398	441	82	.	.	PUNCT
fsr-3398	442	1	for	for	ADP
fsr-3398	442	2	any	any	DET
fsr-3398	442	3	given	give	VERB
fsr-3398	442	4	level	level	NOUN
fsr-3398	442	5	of	of	ADP
fsr-3398	442	6	risk	risk	NOUN
fsr-3398	442	7	aversion	aversion	NOUN
fsr-3398	442	8	,	,	PUNCT
fsr-3398	442	9	the	the	DET
fsr-3398	442	10	optimal	optimal	ADJ
fsr-3398	442	11	stock	stock	NOUN
fsr-3398	442	12	allocation	allocation	NOUN
fsr-3398	442	13	decreased	decrease	VERB
fsr-3398	442	14	with	with	ADP
fsr-3398	442	15	age	age	NOUN
fsr-3398	442	16	,	,	PUNCT
fsr-3398	442	17	for	for	ADP
fsr-3398	442	18	instance	instance	NOUN
fsr-3398	442	19	,	,	PUNCT
fsr-3398	442	20	for	for	ADP
fsr-3398	442	21	a	a	DET
fsr-3398	442	22	risk	risk	NOUN
fsr-3398	442	23	aversion	aversion	NOUN
fsr-3398	442	24	level	level	NOUN
fsr-3398	442	25	of	of	ADP
fsr-3398	442	26	5	5	NUM
fsr-3398	442	27	,	,	PUNCT
fsr-3398	442	28	decreasing	decrease	VERB
fsr-3398	442	29	from	from	ADP
fsr-3398	442	30	76	76	NUM
fsr-3398	442	31	%	%	NOUN
fsr-3398	442	32	at	at	ADP
fsr-3398	442	33	35	35	NUM
fsr-3398	442	34	years	year	NOUN
fsr-3398	442	35	from	from	ADP
fsr-3398	442	36	retirement	retirement	NOUN
fsr-3398	442	37	to	to	ADP
fsr-3398	442	38	42	42	NUM
fsr-3398	442	39	%	%	NOUN
fsr-3398	442	40	at	at	ADP
fsr-3398	442	41	5	5	NUM
fsr-3398	442	42	years	year	NOUN
fsr-3398	442	43	from	from	ADP
fsr-3398	442	44	retirement	retirement	NOUN
fsr-3398	442	45	.	.	PUNCT
fsr-3398	443	1	however	however	ADV
fsr-3398	443	2	,	,	PUNCT
fsr-3398	443	3	even	even	ADV
fsr-3398	443	4	at	at	ADP
fsr-3398	443	5	very	very	ADV
fsr-3398	443	6	low	low	ADJ
fsr-3398	443	7	risk	risk	NOUN
fsr-3398	443	8	tolerance	tolerance	NOUN
fsr-3398	443	9	levels	level	NOUN
fsr-3398	443	10	(	(	PUNCT
fsr-3398	443	11	relative	relative	ADJ
fsr-3398	443	12	risk	risk	NOUN
fsr-3398	443	13	aversion	aversion	NOUN
fsr-3398	443	14	level	level	NOUN
fsr-3398	443	15	of	of	ADP
fsr-3398	443	16	12	12	NUM
fsr-3398	443	17	)	)	PUNCT
fsr-3398	443	18	,	,	PUNCT
fsr-3398	443	19	households	household	NOUN
fsr-3398	443	20	should	should	AUX
fsr-3398	443	21	have	have	VERB
fsr-3398	443	22	some	some	DET
fsr-3398	443	23	stock	stock	NOUN
fsr-3398	443	24	assets	asset	NOUN
fsr-3398	443	25	.	.	PUNCT
fsr-3398	444	1	the	the	DET
fsr-3398	444	2	general	general	ADJ
fsr-3398	444	3	optimal	optimal	ADJ
fsr-3398	444	4	patterns	pattern	NOUN
fsr-3398	444	5	obtained	obtain	VERB
fsr-3398	444	6	by	by	ADP
fsr-3398	444	7	campbell	campbell	PROPN
fsr-3398	444	8	and	and	CCONJ
fsr-3398	444	9	viceira	viceira	PROPN
fsr-3398	444	10	(	(	PUNCT
fsr-3398	444	11	2002	2002	NUM
fsr-3398	444	12	)	)	PUNCT
fsr-3398	444	13	and	and	CCONJ
fsr-3398	444	14	others	other	NOUN
fsr-3398	444	15	(	(	PUNCT
fsr-3398	444	16	e.g.	e.g.	ADV
fsr-3398	444	17	,	,	PUNCT
fsr-3398	444	18	hanna	hanna	PROPN
fsr-3398	444	19	and	and	CCONJ
fsr-3398	444	20	chen	chen	PROPN
fsr-3398	444	21	,	,	PUNCT
fsr-3398	444	22	1997	1997	NUM
fsr-3398	444	23	)	)	PUNCT
fsr-3398	444	24	should	should	AUX
fsr-3398	444	25	be	be	AUX
fsr-3398	444	26	considered	consider	VERB
fsr-3398	444	27	in	in	ADP
fsr-3398	444	28	terms	term	NOUN
fsr-3398	444	29	of	of	ADP
fsr-3398	444	30	the	the	DET
fsr-3398	444	31	risk	risk	NOUN
fsr-3398	444	32	tolerance	tolerance	NOUN
fsr-3398	444	33	findings	finding	NOUN
fsr-3398	444	34	reported	report	VERB
fsr-3398	444	35	in	in	ADP
fsr-3398	444	36	this	this	DET
fsr-3398	444	37	article	article	NOUN
fsr-3398	444	38	.	.	PUNCT
fsr-3398	445	1	individual	individual	ADJ
fsr-3398	445	2	advice	advice	NOUN
fsr-3398	445	3	to	to	ADP
fsr-3398	445	4	households	household	NOUN
fsr-3398	445	5	should	should	AUX
fsr-3398	445	6	consider	consider	VERB
fsr-3398	445	7	their	their	PRON
fsr-3398	445	8	risk	risk	NOUN
fsr-3398	445	9	tolerance	tolerance	NOUN
fsr-3398	445	10	and	and	CCONJ
fsr-3398	445	11	also	also	ADV
fsr-3398	445	12	their	their	PRON
fsr-3398	445	13	risk	risk	NOUN
fsr-3398	445	14	capacity	capacity	NOUN
fsr-3398	445	15	(	(	PUNCT
fsr-3398	445	16	cordell	cordell	PROPN
fsr-3398	445	17	,	,	PUNCT
fsr-3398	445	18	2002	2002	NUM
fsr-3398	445	19	;	;	PUNCT
fsr-3398	445	20	hanna	hanna	PROPN
fsr-3398	445	21	and	and	CCONJ
fsr-3398	445	22	chen	chen	PROPN
fsr-3398	445	23	,	,	PUNCT
fsr-3398	445	24	1997	1997	NUM
fsr-3398	445	25	)	)	PUNCT
fsr-3398	445	26	.	.	PUNCT
fsr-3398	446	1	thaler	thaler	VERB
fsr-3398	446	2	and	and	CCONJ
fsr-3398	446	3	sunstein	sunstein	PROPN
fsr-3398	446	4	(	(	PUNCT
fsr-3398	446	5	2008	2008	NUM
fsr-3398	446	6	)	)	PUNCT
fsr-3398	446	7	argued	argue	VERB
fsr-3398	446	8	that	that	SCONJ
fsr-3398	446	9	trying	try	VERB
fsr-3398	446	10	to	to	PART
fsr-3398	446	11	educate	educate	VERB
fsr-3398	446	12	households	household	NOUN
fsr-3398	446	13	to	to	PART
fsr-3398	446	14	make	make	VERB
fsr-3398	446	15	good	good	ADJ
fsr-3398	446	16	decisions	decision	NOUN
fsr-3398	446	17	about	about	ADP
fsr-3398	446	18	complex	complex	ADJ
fsr-3398	446	19	issues	issue	NOUN
fsr-3398	446	20	such	such	ADJ
fsr-3398	446	21	as	as	ADP
fsr-3398	446	22	retirement	retirement	NOUN
fsr-3398	446	23	investments	investment	NOUN
fsr-3398	446	24	is	be	AUX
fsr-3398	446	25	likely	likely	ADJ
fsr-3398	446	26	to	to	PART
fsr-3398	446	27	fail	fail	VERB
fsr-3398	446	28	,	,	PUNCT
fsr-3398	446	29	and	and	CCONJ
fsr-3398	446	30	present	present	ADJ
fsr-3398	446	31	choice	choice	NOUN
fsr-3398	446	32	architecture	architecture	NOUN
fsr-3398	446	33	,	,	PUNCT
fsr-3398	446	34	or	or	CCONJ
fsr-3398	446	35	“	"	PUNCT
fsr-3398	446	36	nudges	nudge	NOUN
fsr-3398	446	37	”	"	PUNCT
fsr-3398	446	38	as	as	ADP
fsr-3398	446	39	a	a	DET
fsr-3398	446	40	way	way	NOUN
fsr-3398	446	41	to	to	PART
fsr-3398	446	42	improve	improve	VERB
fsr-3398	446	43	household	household	NOUN
fsr-3398	446	44	decision	decision	NOUN
fsr-3398	446	45	-	-	PUNCT
fsr-3398	446	46	making	making	NOUN
fsr-3398	446	47	.	.	PUNCT
fsr-3398	447	1	however	however	ADV
fsr-3398	447	2	,	,	PUNCT
fsr-3398	447	3	the	the	DET
fsr-3398	447	4	key	key	ADJ
fsr-3398	447	5	issue	issue	NOUN
fsr-3398	447	6	for	for	ADP
fsr-3398	447	7	many	many	ADJ
fsr-3398	447	8	of	of	ADP
fsr-3398	447	9	the	the	DET
fsr-3398	447	10	“	"	PUNCT
fsr-3398	447	11	nudge	nudge	VERB
fsr-3398	447	12	”	"	PUNCT
fsr-3398	447	13	suggestions	suggestion	NOUN
fsr-3398	447	14	is	be	AUX
fsr-3398	447	15	starting	start	VERB
fsr-3398	447	16	with	with	ADP
fsr-3398	447	17	the	the	DET
fsr-3398	447	18	appropriate	appropriate	ADJ
fsr-3398	447	19	default	default	NOUN
fsr-3398	447	20	levels	level	NOUN
fsr-3398	447	21	,	,	PUNCT
fsr-3398	447	22	for	for	ADP
fsr-3398	447	23	instance	instance	NOUN
fsr-3398	447	24	,	,	PUNCT
fsr-3398	447	25	the	the	DET
fsr-3398	447	26	default	default	NOUN
fsr-3398	447	27	portfolio	portfolio	NOUN
fsr-3398	447	28	composition	composition	NOUN
fsr-3398	447	29	of	of	ADP
fsr-3398	447	30	worker	worker	NOUN
fsr-3398	447	31	retirement	retirement	NOUN
fsr-3398	447	32	portfolios	portfolio	NOUN
fsr-3398	447	33	.	.	PUNCT
fsr-3398	448	1	the	the	DET
fsr-3398	448	2	normative	normative	ADJ
fsr-3398	448	3	analyses	analysis	NOUN
fsr-3398	448	4	of	of	ADP
fsr-3398	448	5	campbell	campbell	PROPN
fsr-3398	448	6	and	and	CCONJ
fsr-3398	448	7	viceira	viceira	PROPN
fsr-3398	448	8	(	(	PUNCT
fsr-3398	448	9	2002	2002	NUM
fsr-3398	448	10	)	)	PUNCT
fsr-3398	448	11	and	and	CCONJ
fsr-3398	448	12	of	of	ADP
fsr-3398	448	13	poterba	poterba	NOUN
fsr-3398	448	14	,	,	PUNCT
fsr-3398	448	15	rauh	rauh	NOUN
fsr-3398	448	16	,	,	PUNCT
fsr-3398	448	17	and	and	CCONJ
fsr-3398	448	18	venti	venti	PROPN
fsr-3398	448	19	(	(	PUNCT
fsr-3398	448	20	2005	2005	NUM
fsr-3398	448	21	)	)	PUNCT
fsr-3398	448	22	show	show	VERB
fsr-3398	448	23	that	that	SCONJ
fsr-3398	448	24	optimal	optimal	ADJ
fsr-3398	448	25	investment	investment	NOUN
fsr-3398	448	26	allocations	allocation	NOUN
fsr-3398	448	27	depend	depend	VERB
fsr-3398	448	28	crucially	crucially	ADV
fsr-3398	448	29	on	on	ADP
fsr-3398	448	30	the	the	DET
fsr-3398	448	31	level	level	NOUN
fsr-3398	448	32	of	of	ADP
fsr-3398	448	33	risk	risk	NOUN
fsr-3398	448	34	aversion	aversion	NOUN
fsr-3398	448	35	of	of	ADP
fsr-3398	448	36	households	household	NOUN
fsr-3398	448	37	.	.	PUNCT
fsr-3398	449	1	therefore	therefore	ADV
fsr-3398	449	2	,	,	PUNCT
fsr-3398	449	3	measurement	measurement	NOUN
fsr-3398	449	4	of	of	ADP
fsr-3398	449	5	risk	risk	NOUN
fsr-3398	449	6	tolerance	tolerance	NOUN
fsr-3398	449	7	is	be	AUX
fsr-3398	449	8	important	important	ADJ
fsr-3398	449	9	in	in	ADP
fsr-3398	449	10	devising	devise	VERB
fsr-3398	449	11	policies	policy	NOUN
fsr-3398	449	12	that	that	PRON
fsr-3398	449	13	will	will	AUX
fsr-3398	449	14	help	help	VERB
fsr-3398	449	15	households	household	NOUN
fsr-3398	449	16	make	make	VERB
fsr-3398	449	17	better	well	ADJ
fsr-3398	449	18	decisions	decision	NOUN
fsr-3398	449	19	.	.	PUNCT
fsr-3398	450	1	our	our	PRON
fsr-3398	450	2	research	research	NOUN
fsr-3398	450	3	on	on	ADP
fsr-3398	450	4	the	the	DET
fsr-3398	450	5	risk	risk	NOUN
fsr-3398	450	6	tolerance	tolerance	NOUN
fsr-3398	450	7	of	of	ADP
fsr-3398	450	8	households	household	NOUN
fsr-3398	450	9	in	in	ADP
fsr-3398	450	10	china	china	PROPN
fsr-3398	450	11	represents	represent	VERB
fsr-3398	450	12	a	a	DET
fsr-3398	450	13	first	first	ADJ
fsr-3398	450	14	step	step	NOUN
fsr-3398	450	15	in	in	ADP
fsr-3398	450	16	that	that	DET
fsr-3398	450	17	task	task	NOUN
fsr-3398	450	18	for	for	ADP
fsr-3398	450	19	china	china	PROPN
fsr-3398	450	20	.	.	PUNCT
fsr-3398	451	1	future	future	ADJ
fsr-3398	451	2	household	household	NOUN
fsr-3398	451	3	surveys	survey	NOUN
fsr-3398	451	4	in	in	ADP
fsr-3398	451	5	china	china	PROPN
fsr-3398	451	6	should	should	AUX
fsr-3398	451	7	use	use	VERB
fsr-3398	451	8	several	several	ADJ
fsr-3398	451	9	measures	measure	NOUN
fsr-3398	451	10	of	of	ADP
fsr-3398	451	11	risk	risk	NOUN
fsr-3398	451	12	tolerance	tolerance	NOUN
fsr-3398	451	13	and	and	CCONJ
fsr-3398	451	14	risk	risk	NOUN
fsr-3398	451	15	aversion	aversion	NOUN
fsr-3398	451	16	,	,	PUNCT
fsr-3398	451	17	for	for	ADP
fsr-3398	451	18	instance	instance	NOUN
fsr-3398	451	19	,	,	PUNCT
fsr-3398	451	20	including	include	VERB
fsr-3398	451	21	an	an	DET
fsr-3398	451	22	income	income	NOUN
fsr-3398	451	23	gamble	gamble	NOUN
fsr-3398	451	24	question	question	NOUN
fsr-3398	451	25	to	to	PART
fsr-3398	451	26	try	try	VERB
fsr-3398	451	27	to	to	PART
fsr-3398	451	28	isolate	isolate	VERB
fsr-3398	451	29	preferences	preference	NOUN
fsr-3398	451	30	from	from	ADP
fsr-3398	451	31	situational	situational	ADJ
fsr-3398	451	32	factors	factor	NOUN
fsr-3398	451	33	(	(	PUNCT
fsr-3398	451	34	hanna	hanna	PROPN
fsr-3398	451	35	et	et	PROPN
fsr-3398	451	36	al	al	PROPN
fsr-3398	451	37	.	.	PROPN
fsr-3398	451	38	,	,	PUNCT
fsr-3398	451	39	2001	2001	NUM
fsr-3398	451	40	)	)	PUNCT
fsr-3398	451	41	.	.	PUNCT
fsr-3398	452	1	as	as	SCONJ
fsr-3398	452	2	financial	financial	ADJ
fsr-3398	452	3	investment	investment	NOUN
fsr-3398	452	4	choices	choice	NOUN
fsr-3398	452	5	expand	expand	VERB
fsr-3398	452	6	in	in	ADP
fsr-3398	452	7	china	china	PROPN
fsr-3398	452	8	,	,	PUNCT
fsr-3398	452	9	it	it	PRON
fsr-3398	452	10	should	should	AUX
fsr-3398	452	11	be	be	AUX
fsr-3398	452	12	better	well	ADJ
fsr-3398	452	13	to	to	PART
fsr-3398	452	14	obtain	obtain	VERB
fsr-3398	452	15	improved	improved	ADJ
fsr-3398	452	16	estimates	estimate	NOUN
fsr-3398	452	17	of	of	ADP
fsr-3398	452	18	the	the	DET
fsr-3398	452	19	relationship	relationship	NOUN
fsr-3398	452	20	between	between	ADP
fsr-3398	452	21	risk	risk	NOUN
fsr-3398	452	22	tolerance	tolerance	NOUN
fsr-3398	452	23	and	and	CCONJ
fsr-3398	452	24	investment	investment	NOUN
fsr-3398	452	25	choices	choice	NOUN
fsr-3398	452	26	.	.	PUNCT
fsr-3398	453	1	299s.d	299s.d	X
fsr-3398	453	2	.	.	PUNCT
fsr-3398	454	1	hanna	hanna	PROPN
fsr-3398	454	2	et	et	PROPN
fsr-3398	454	3	al	al	PROPN
fsr-3398	454	4	.	.	PUNCT
fsr-3398	454	5	/	/	SYM
fsr-3398	454	6	financial	financial	ADJ
fsr-3398	454	7	services	service	NOUN
fsr-3398	454	8	review	review	VERB
fsr-3398	454	9	27	27	NUM
fsr-3398	454	10	(	(	PUNCT
fsr-3398	454	11	2018	2018	NUM
fsr-3398	454	12	)	)	PUNCT
fsr-3398	454	13	279	279	NUM
fsr-3398	454	14	-	-	SYM
fsr-3398	454	15	302	302	NUM
fsr-3398	454	16	references	reference	NOUN
fsr-3398	454	17	arrow	arrow	NOUN
fsr-3398	454	18	,	,	PUNCT
fsr-3398	454	19	k.	k.	PROPN
fsr-3398	454	20	j.	j.	PROPN
fsr-3398	454	21	(	(	PUNCT
fsr-3398	454	22	1971	1971	NUM
fsr-3398	454	23	)	)	PUNCT
fsr-3398	454	24	.	.	PUNCT
fsr-3398	455	1	essays	essay	NOUN
fsr-3398	455	2	in	in	ADP
fsr-3398	455	3	the	the	DET
fsr-3398	455	4	theory	theory	NOUN
fsr-3398	455	5	of	of	ADP
fsr-3398	455	6	risk	risk	NOUN
fsr-3398	455	7	-	-	PUNCT
fsr-3398	455	8	bearing	bearing	NOUN
fsr-3398	455	9	.	.	PUNCT
fsr-3398	456	1	chicago	chicago	PROPN
fsr-3398	456	2	,	,	PUNCT
fsr-3398	456	3	il	il	PROPN
fsr-3398	456	4	:	:	PUNCT
fsr-3398	456	5	markham	markham	PROPN
fsr-3398	456	6	publishing	publishing	PROPN
fsr-3398	456	7	co.	co.	PROPN
fsr-3398	456	8	attanasio	attanasio	NOUN
fsr-3398	456	9	,	,	PUNCT
fsr-3398	456	10	o.	o.	PROPN
fsr-3398	456	11	p.	p.	PROPN
fsr-3398	456	12	,	,	PUNCT
fsr-3398	456	13	banks	bank	NOUN
fsr-3398	456	14	,	,	PUNCT
fsr-3398	456	15	j.	j.	PROPN
fsr-3398	456	16	,	,	PUNCT
fsr-3398	456	17	&	&	CCONJ
fsr-3398	456	18	tanner	tanner	PROPN
fsr-3398	456	19	,	,	PUNCT
fsr-3398	456	20	s.	s.	PROPN
fsr-3398	456	21	(	(	PUNCT
fsr-3398	456	22	2002	2002	NUM
fsr-3398	456	23	)	)	PUNCT
fsr-3398	456	24	.	.	PUNCT
fsr-3398	457	1	asset	asset	NOUN
fsr-3398	457	2	holding	holding	NOUN
fsr-3398	457	3	and	and	CCONJ
fsr-3398	457	4	consumption	consumption	NOUN
fsr-3398	457	5	volatility	volatility	NOUN
fsr-3398	457	6	.	.	PUNCT
fsr-3398	458	1	journal	journal	NOUN
fsr-3398	458	2	of	of	ADP
fsr-3398	458	3	political	political	ADJ
fsr-3398	458	4	economy	economy	NOUN
fsr-3398	458	5	,	,	PUNCT
fsr-3398	458	6	110	110	NUM
fsr-3398	458	7	,	,	PUNCT
fsr-3398	458	8	771–792	771–792	NUM
fsr-3398	458	9	.	.	PUNCT
fsr-3398	459	1	bailey	bailey	PROPN
fsr-3398	459	2	,	,	PUNCT
fsr-3398	459	3	m.	m.	PROPN
fsr-3398	459	4	j.	j.	PROPN
fsr-3398	459	5	,	,	PUNCT
fsr-3398	459	6	olson	olson	PROPN
fsr-3398	459	7	,	,	PUNCT
fsr-3398	459	8	m.	m.	NOUN
fsr-3398	459	9	,	,	PUNCT
fsr-3398	459	10	&	&	CCONJ
fsr-3398	459	11	wonnacott	wonnacott	PROPN
fsr-3398	459	12	,	,	PUNCT
fsr-3398	459	13	p.	p.	NOUN
fsr-3398	459	14	(	(	PUNCT
fsr-3398	459	15	1980	1980	NUM
fsr-3398	459	16	)	)	PUNCT
fsr-3398	459	17	.	.	PUNCT
fsr-3398	460	1	the	the	DET
fsr-3398	460	2	marginal	marginal	ADJ
fsr-3398	460	3	utility	utility	NOUN
fsr-3398	460	4	of	of	ADP
fsr-3398	460	5	income	income	NOUN
fsr-3398	460	6	does	do	AUX
fsr-3398	460	7	not	not	PART
fsr-3398	460	8	increase	increase	VERB
fsr-3398	460	9	:	:	PUNCT
fsr-3398	460	10	vorrowing	vorrowing	NOUN
fsr-3398	460	11	,	,	PUNCT
fsr-3398	460	12	lending	lending	NOUN
fsr-3398	460	13	,	,	PUNCT
fsr-3398	460	14	and	and	CCONJ
fsr-3398	460	15	friedman	friedman	NOUN
fsr-3398	460	16	-	-	PUNCT
fsr-3398	460	17	savage	savage	NOUN
fsr-3398	460	18	gambles	gamble	NOUN
fsr-3398	460	19	.	.	PUNCT
fsr-3398	461	1	american	american	PROPN
fsr-3398	461	2	economic	economic	PROPN
fsr-3398	461	3	review	review	PROPN
fsr-3398	461	4	,	,	PUNCT
fsr-3398	461	5	70	70	NUM
fsr-3398	461	6	,	,	PUNCT
fsr-3398	461	7	372–379	372–379	NUM
fsr-3398	461	8	.	.	PUNCT
fsr-3398	462	1	barsky	barsky	PROPN
fsr-3398	462	2	,	,	PUNCT
fsr-3398	462	3	r.	r.	PROPN
fsr-3398	462	4	b.	b.	PROPN
fsr-3398	462	5	,	,	PUNCT
fsr-3398	462	6	juster	juster	PROPN
fsr-3398	462	7	,	,	PUNCT
fsr-3398	462	8	f.	f.	PROPN
fsr-3398	462	9	t.	t.	PROPN
fsr-3398	462	10	,	,	PUNCT
fsr-3398	462	11	kimball	kimball	PROPN
fsr-3398	462	12	,	,	PUNCT
fsr-3398	462	13	m.	m.	NOUN
fsr-3398	462	14	s.	s.	PROPN
fsr-3398	462	15	,	,	PUNCT
fsr-3398	462	16	&	&	CCONJ
fsr-3398	462	17	shapiro	shapiro	PROPN
fsr-3398	462	18	,	,	PUNCT
fsr-3398	462	19	m.	m.	PROPN
fsr-3398	462	20	d.	d.	PROPN
fsr-3398	462	21	(	(	PUNCT
fsr-3398	462	22	1997	1997	NUM
fsr-3398	462	23	)	)	PUNCT
fsr-3398	462	24	.	.	PUNCT
fsr-3398	463	1	preference	preference	NOUN
fsr-3398	463	2	parameters	parameter	NOUN
fsr-3398	463	3	and	and	CCONJ
fsr-3398	463	4	behavioral	behavioral	ADJ
fsr-3398	463	5	heterogeneity	heterogeneity	NOUN
fsr-3398	463	6	:	:	PUNCT
fsr-3398	463	7	an	an	DET
fsr-3398	463	8	experimental	experimental	ADJ
fsr-3398	463	9	approach	approach	NOUN
fsr-3398	463	10	in	in	ADP
fsr-3398	463	11	the	the	DET
fsr-3398	463	12	health	health	NOUN
fsr-3398	463	13	and	and	CCONJ
fsr-3398	463	14	retirement	retirement	NOUN
fsr-3398	463	15	survey	survey	NOUN
fsr-3398	463	16	.	.	PUNCT
fsr-3398	464	1	quarterly	quarterly	ADJ
fsr-3398	464	2	journal	journal	NOUN
fsr-3398	464	3	of	of	ADP
fsr-3398	464	4	economics	economic	NOUN
fsr-3398	464	5	,	,	PUNCT
fsr-3398	464	6	112	112	NUM
fsr-3398	464	7	,	,	PUNCT
fsr-3398	464	8	537–579	537–579	NUM
fsr-3398	464	9	.	.	PUNCT
fsr-3398	464	10	bricker	bricker	NOUN
fsr-3398	464	11	,	,	PUNCT
fsr-3398	464	12	j.	j.	PROPN
fsr-3398	464	13	,	,	PUNCT
fsr-3398	464	14	dettling	dettling	NOUN
fsr-3398	464	15	,	,	PUNCT
fsr-3398	464	16	l.	l.	PROPN
fsr-3398	464	17	j.	j.	PROPN
fsr-3398	464	18	,	,	PUNCT
fsr-3398	464	19	henriques	henrique	NOUN
fsr-3398	464	20	,	,	PUNCT
fsr-3398	464	21	a.	a.	NOUN
fsr-3398	464	22	,	,	PUNCT
fsr-3398	464	23	hsu	hsu	PROPN
fsr-3398	464	24	,	,	PUNCT
fsr-3398	464	25	j.	j.	PROPN
fsr-3398	464	26	w.	w.	PROPN
fsr-3398	464	27	,	,	PUNCT
fsr-3398	464	28	moore	moore	PROPN
fsr-3398	464	29	,	,	PUNCT
fsr-3398	464	30	k.	k.	PROPN
fsr-3398	464	31	b.	b.	PROPN
fsr-3398	464	32	,	,	PUNCT
fsr-3398	464	33	sabelhaus	sabelhaus	PROPN
fsr-3398	464	34	,	,	PUNCT
fsr-3398	464	35	j.	j.	PROPN
fsr-3398	464	36	,	,	PUNCT
fsr-3398	464	37	thompson	thompson	PROPN
fsr-3398	464	38	,	,	PUNCT
fsr-3398	464	39	j.	j.	PROPN
fsr-3398	464	40	,	,	PUNCT
fsr-3398	464	41	&	&	CCONJ
fsr-3398	464	42	windle	windle	PROPN
fsr-3398	464	43	,	,	PUNCT
fsr-3398	464	44	r.	r.	PROPN
fsr-3398	464	45	a.	a.	PROPN
fsr-3398	464	46	(	(	PUNCT
fsr-3398	464	47	2014	2014	NUM
fsr-3398	464	48	)	)	PUNCT
fsr-3398	464	49	.	.	PUNCT
fsr-3398	465	1	changes	change	NOUN
fsr-3398	465	2	in	in	ADP
fsr-3398	465	3	u.s	u.s	PROPN
fsr-3398	465	4	family	family	NOUN
fsr-3398	465	5	finances	finance	NOUN
fsr-3398	465	6	from	from	ADP
fsr-3398	465	7	2010	2010	NUM
fsr-3398	465	8	to	to	ADP
fsr-3398	465	9	2013	2013	NUM
fsr-3398	465	10	:	:	PUNCT
fsr-3398	465	11	evidence	evidence	NOUN
fsr-3398	465	12	from	from	ADP
fsr-3398	465	13	the	the	DET
fsr-3398	465	14	survey	survey	NOUN
fsr-3398	465	15	of	of	ADP
fsr-3398	465	16	consumer	consumer	NOUN
fsr-3398	465	17	finances	finance	NOUN
fsr-3398	465	18	.	.	PUNCT
fsr-3398	466	1	federal	federal	PROPN
fsr-3398	466	2	reserve	reserve	PROPN
fsr-3398	466	3	bulletin	bulletin	PROPN
fsr-3398	466	4	,	,	PUNCT
fsr-3398	466	5	100	100	NUM
fsr-3398	466	6	,	,	PUNCT
fsr-3398	466	7	1–41	1–41	NOUN
fsr-3398	466	8	.	.	PUNCT
fsr-3398	467	1	appendix	appendix	VERB
fsr-3398	467	2	logistic	logistic	ADJ
fsr-3398	467	3	regressions	regression	NOUN
fsr-3398	467	4	for	for	ADP
fsr-3398	467	5	some	some	DET
fsr-3398	467	6	,	,	PUNCT
fsr-3398	467	7	high	high	ADJ
fsr-3398	467	8	,	,	PUNCT
fsr-3398	467	9	and	and	CCONJ
fsr-3398	467	10	substantial	substantial	ADJ
fsr-3398	467	11	risk	risk	NOUN
fsr-3398	467	12	tolerance	tolerance	NOUN
fsr-3398	467	13	,	,	PUNCT
fsr-3398	467	14	2013	2013	NUM
fsr-3398	467	15	scf	scf	PROPN
fsr-3398	467	16	variable	variable	NOUN
fsr-3398	467	17	some	some	DET
fsr-3398	467	18	risk	risk	NOUN
fsr-3398	467	19	high	high	ADJ
fsr-3398	467	20	risk	risk	NOUN
fsr-3398	467	21	substantial	substantial	ADJ
fsr-3398	467	22	risk	risk	NOUN
fsr-3398	467	23	coefficient	coefficient	NOUN
fsr-3398	467	24	p	p	NOUN
fsr-3398	467	25	value	value	NOUN
fsr-3398	467	26	odds	odd	VERB
fsr-3398	467	27	ratio	ratio	NOUN
fsr-3398	467	28	coefficient	coefficient	NOUN
fsr-3398	467	29	p	p	NOUN
fsr-3398	467	30	value	value	NOUN
fsr-3398	467	31	odds	odd	VERB
fsr-3398	467	32	ratio	ratio	NOUN
fsr-3398	467	33	coefficient	coefficient	NOUN
fsr-3398	468	1	p	p	NOUN
fsr-3398	468	2	value	value	NOUN
fsr-3398	468	3	odds	odd	VERB
fsr-3398	468	4	ratio	ratio	NOUN
fsr-3398	468	5	age	age	NOUN
fsr-3398	468	6	of	of	ADP
fsr-3398	468	7	respondent	respondent	NOUN
fsr-3398	468	8	�	�	PROPN
fsr-3398	468	9	0.022	0.022	NUM
fsr-3398	468	10	�	�	PROPN
fsr-3398	468	11	.001	.001	NUM
fsr-3398	468	12	0.978	0.978	NUM
fsr-3398	468	13	�	�	PROPN
fsr-3398	468	14	0.026	0.026	NUM
fsr-3398	468	15	�	�	NOUN
fsr-3398	468	16	.001	.001	NUM
fsr-3398	468	17	0.974	0.974	NUM
fsr-3398	468	18	�	�	PROPN
fsr-3398	468	19	0.020	0.020	NUM
fsr-3398	468	20	0.002	0.002	NUM
fsr-3398	468	21	0.980	0.980	NUM
fsr-3398	468	22	male	male	NOUN
fsr-3398	468	23	(	(	PUNCT
fsr-3398	468	24	ref	ref	NOUN
fsr-3398	468	25	:	:	PUNCT
fsr-3398	468	26	female	female	NOUN
fsr-3398	468	27	)	)	PUNCT
fsr-3398	468	28	0.545	0.545	NUM
fsr-3398	468	29	�	�	PROPN
fsr-3398	468	30	.001	.001	NUM
fsr-3398	468	31	1.725	1.725	NUM
fsr-3398	468	32	0.455	0.455	NUM
fsr-3398	468	33	�	�	NOUN
fsr-3398	468	34	.001	.001	NUM
fsr-3398	468	35	1.575	1.575	NUM
fsr-3398	468	36	0.337	0.337	NUM
fsr-3398	468	37	0.001	0.001	NUM
fsr-3398	468	38	1.401	1.401	NUM
fsr-3398	468	39	single	single	ADJ
fsr-3398	468	40	(	(	PUNCT
fsr-3398	468	41	ref	ref	NOUN
fsr-3398	468	42	:	:	PUNCT
fsr-3398	468	43	couple	couple	NOUN
fsr-3398	468	44	)	)	PUNCT
fsr-3398	468	45	0.153	0.153	NUM
fsr-3398	468	46	0.006	0.006	NUM
fsr-3398	468	47	1.165	1.165	NUM
fsr-3398	468	48	0.151	0.151	NUM
fsr-3398	468	49	0.011	0.011	NUM
fsr-3398	468	50	1.163	1.163	NUM
fsr-3398	468	51	0.162	0.162	NUM
fsr-3398	468	52	0.386	0.386	NUM
fsr-3398	468	53	1.175	1.175	NUM
fsr-3398	468	54	education	education	NOUN
fsr-3398	468	55	of	of	ADP
fsr-3398	468	56	respondent	respondent	NOUN
fsr-3398	468	57	(	(	PUNCT
fsr-3398	468	58	ref	ref	NOUN
fsr-3398	468	59	:	:	PUNCT
fsr-3398	468	60	less	less	ADJ
fsr-3398	468	61	than	than	ADP
fsr-3398	468	62	a	a	DET
fsr-3398	468	63	high	high	ADJ
fsr-3398	468	64	school	school	NOUN
fsr-3398	468	65	degree	degree	NOUN
fsr-3398	468	66	)	)	PUNCT
fsr-3398	468	67	high	high	ADJ
fsr-3398	468	68	school	school	NOUN
fsr-3398	468	69	degree	degree	NOUN
fsr-3398	468	70	0.422	0.422	NUM
fsr-3398	468	71	�	�	NOUN
fsr-3398	468	72	.001	.001	NUM
fsr-3398	468	73	1.523	1.523	NUM
fsr-3398	468	74	0.092	0.092	NUM
fsr-3398	468	75	0.583	0.583	NUM
fsr-3398	468	76	1.096	1.096	NUM
fsr-3398	468	77	0.242	0.242	NUM
fsr-3398	468	78	0.469	0.469	NUM
fsr-3398	468	79	1.273	1.273	NUM
fsr-3398	468	80	some	some	DET
fsr-3398	468	81	college	college	NOUN
fsr-3398	468	82	0.763	0.763	NUM
fsr-3398	468	83	�	�	PROPN
fsr-3398	468	84	.001	.001	NUM
fsr-3398	468	85	2.145	2.145	NUM
fsr-3398	468	86	0.442	0.442	NUM
fsr-3398	468	87	0.012	0.012	NUM
fsr-3398	468	88	1.555	1.555	NUM
fsr-3398	468	89	0.715	0.715	NUM
fsr-3398	468	90	0.048	0.048	NUM
fsr-3398	468	91	2.045	2.045	NUM
fsr-3398	468	92	college	college	NOUN
fsr-3398	468	93	degree	degree	NOUN
fsr-3398	468	94	1.419	1.419	NUM
fsr-3398	468	95	�	�	NOUN
fsr-3398	468	96	.001	.001	NUM
fsr-3398	468	97	4.131	4.131	NUM
fsr-3398	468	98	0.789	0.789	NUM
fsr-3398	468	99	�	�	NOUN
fsr-3398	468	100	.001	.001	NUM
fsr-3398	468	101	2.202	2.202	NUM
fsr-3398	468	102	0.417	0.417	NUM
fsr-3398	468	103	0.225	0.225	NUM
fsr-3398	468	104	1.517	1.517	NUM
fsr-3398	468	105	respondent	respondent	NOUN
fsr-3398	468	106	’s	’s	PART
fsr-3398	468	107	employment	employment	NOUN
fsr-3398	468	108	status	status	NOUN
fsr-3398	468	109	(	(	PUNCT
fsr-3398	468	110	ref	ref	NOUN
fsr-3398	468	111	:	:	PUNCT
fsr-3398	468	112	employee	employee	NOUN
fsr-3398	468	113	)	)	PUNCT
fsr-3398	468	114	self	self	NOUN
fsr-3398	468	115	-	-	PUNCT
fsr-3398	468	116	employed	employ	VERB
fsr-3398	468	117	(	(	PUNCT
fsr-3398	468	118	other	other	ADJ
fsr-3398	468	119	than	than	ADP
fsr-3398	468	120	farmer	farmer	NOUN
fsr-3398	468	121	)	)	PUNCT
fsr-3398	468	122	0.427	0.427	NUM
fsr-3398	468	123	�	�	NOUN
fsr-3398	468	124	.001	.001	NUM
fsr-3398	468	125	1.532	1.532	NUM
fsr-3398	468	126	0.313	0.313	NUM
fsr-3398	468	127	0.005	0.005	NUM
fsr-3398	468	128	1.368	1.368	NUM
fsr-3398	468	129	0.620	0.620	NUM
fsr-3398	468	130	0.005	0.005	NUM
fsr-3398	468	131	1.858	1.858	NUM
fsr-3398	468	132	farmer	farmer	NOUN
fsr-3398	468	133	1.413	1.413	NUM
fsr-3398	468	134	�	�	PROPN
fsr-3398	468	135	.001	.001	NUM
fsr-3398	468	136	4.107	4.107	NUM
fsr-3398	468	137	0.703	0.703	NUM
fsr-3398	468	138	0.084	0.084	NUM
fsr-3398	468	139	2.019	2.019	NUM
fsr-3398	468	140	1.936	1.936	NUM
fsr-3398	468	141	0.001	0.001	NUM
fsr-3398	468	142	6.928	6.928	NUM
fsr-3398	468	143	retired	retire	VERB
fsr-3398	468	144	0.174	0.174	NUM
fsr-3398	468	145	0.058	0.058	NUM
fsr-3398	468	146	1.190	1.190	NUM
fsr-3398	468	147	�	�	NOUN
fsr-3398	468	148	0.114	0.114	NUM
fsr-3398	468	149	0.222	0.222	NUM
fsr-3398	468	150	0.892	0.892	NUM
fsr-3398	468	151	�	�	NOUN
fsr-3398	468	152	0.196	0.196	NUM
fsr-3398	468	153	0.396	0.396	NUM
fsr-3398	468	154	0.822	0.822	NUM
fsr-3398	468	155	not	not	PART
fsr-3398	468	156	working	work	VERB
fsr-3398	468	157	�	�	PROPN
fsr-3398	468	158	0.198	0.198	NUM
fsr-3398	468	159	0.047	0.047	NUM
fsr-3398	468	160	0.820	0.820	NUM
fsr-3398	468	161	�	�	NOUN
fsr-3398	468	162	0.204	0.204	NUM
fsr-3398	468	163	0.061	0.061	NUM
fsr-3398	468	164	0.815	0.815	NUM
fsr-3398	468	165	0.020	0.020	NUM
fsr-3398	468	166	0.926	0.926	NUM
fsr-3398	468	167	1.020	1.020	NUM
fsr-3398	468	168	health	health	NOUN
fsr-3398	468	169	status	status	NOUN
fsr-3398	468	170	(	(	PUNCT
fsr-3398	468	171	ref	ref	NOUN
fsr-3398	468	172	:	:	PUNCT
fsr-3398	468	173	poor	poor	ADJ
fsr-3398	468	174	health	health	NOUN
fsr-3398	468	175	)	)	PUNCT
fsr-3398	468	176	excellent	excellent	ADJ
fsr-3398	468	177	0.425	0.425	NUM
fsr-3398	468	178	0.001	0.001	NUM
fsr-3398	468	179	1.530	1.530	NUM
fsr-3398	468	180	0.282	0.282	NUM
fsr-3398	468	181	0.160	0.160	NUM
fsr-3398	468	182	1.325	1.325	NUM
fsr-3398	468	183	0.654	0.654	NUM
fsr-3398	468	184	0.156	0.156	NUM
fsr-3398	468	185	1.924	1.924	NUM
fsr-3398	468	186	good	good	ADJ
fsr-3398	468	187	0.220	0.220	NUM
fsr-3398	468	188	0.060	0.060	NUM
fsr-3398	468	189	1.246	1.246	NUM
fsr-3398	468	190	0.250	0.250	NUM
fsr-3398	468	191	0.217	0.217	NUM
fsr-3398	468	192	1.283	1.283	NUM
fsr-3398	468	193	0.617	0.617	NUM
fsr-3398	468	194	0.195	0.195	NUM
fsr-3398	468	195	1.852	1.852	NUM
fsr-3398	468	196	fair	fair	ADJ
fsr-3398	468	197	0.173	0.173	NUM
fsr-3398	468	198	0.170	0.170	NUM
fsr-3398	468	199	1.188	1.188	NUM
fsr-3398	468	200	0.165	0.165	NUM
fsr-3398	468	201	0.421	0.421	NUM
fsr-3398	468	202	1.179	1.179	NUM
fsr-3398	468	203	0.842	0.842	NUM
fsr-3398	468	204	0.054	0.054	NUM
fsr-3398	468	205	2.321	2.321	NUM
fsr-3398	468	206	white	white	ADJ
fsr-3398	468	207	(	(	PUNCT
fsr-3398	468	208	ref	ref	NOUN
fsr-3398	468	209	:	:	PUNCT
fsr-3398	468	210	black	black	ADJ
fsr-3398	468	211	,	,	PUNCT
fsr-3398	468	212	hispanic	hispanic	ADJ
fsr-3398	468	213	,	,	PUNCT
fsr-3398	468	214	or	or	CCONJ
fsr-3398	468	215	other	other	ADJ
fsr-3398	468	216	)	)	PUNCT
fsr-3398	468	217	0.272	0.272	NUM
fsr-3398	468	218	�	�	PROPN
fsr-3398	468	219	.001	.001	NUM
fsr-3398	468	220	1.313	1.313	NUM
fsr-3398	468	221	0.099	0.099	NUM
fsr-3398	468	222	0.191	0.191	NUM
fsr-3398	468	223	1.105	1.105	NUM
fsr-3398	468	224	�	�	NOUN
fsr-3398	468	225	0.410	0.410	NUM
fsr-3398	468	226	0.006	0.006	NUM
fsr-3398	468	227	0.664	0.664	NUM
fsr-3398	468	228	homeowner	homeowner	NOUN
fsr-3398	468	229	(	(	PUNCT
fsr-3398	468	230	ref	ref	NOUN
fsr-3398	468	231	:	:	PUNCT
fsr-3398	468	232	renter	renter	NOUN
fsr-3398	468	233	)	)	PUNCT
fsr-3398	468	234	0.061	0.061	NUM
fsr-3398	468	235	0.419	0.419	NUM
fsr-3398	468	236	1.063	1.063	NUM
fsr-3398	468	237	0.090	0.090	NUM
fsr-3398	468	238	0.338	0.338	NUM
fsr-3398	468	239	1.095	1.095	NUM
fsr-3398	468	240	�	�	NOUN
fsr-3398	468	241	0.053	0.053	NUM
fsr-3398	468	242	0.780	0.780	NUM
fsr-3398	468	243	0.948	0.948	NUM
fsr-3398	468	244	log	log	NOUN
fsr-3398	468	245	(	(	PUNCT
fsr-3398	468	246	income	income	NOUN
fsr-3398	468	247	)	)	PUNCT
fsr-3398	468	248	0.158	0.158	NUM
fsr-3398	468	249	�	�	NOUN
fsr-3398	468	250	.001	.001	NUM
fsr-3398	468	251	1.172	1.172	NUM
fsr-3398	468	252	0.101	0.101	NUM
fsr-3398	468	253	0.030	0.030	NUM
fsr-3398	468	254	1.106	1.106	NUM
fsr-3398	468	255	0.037	0.037	NUM
fsr-3398	468	256	0.650	0.650	NUM
fsr-3398	468	257	1.038	1.038	NUM
fsr-3398	468	258	log	log	NOUN
fsr-3398	468	259	(	(	PUNCT
fsr-3398	468	260	financial	financial	ADJ
fsr-3398	468	261	assets	asset	NOUN
fsr-3398	468	262	)	)	PUNCT
fsr-3398	468	263	0.139	0.139	NUM
fsr-3398	468	264	�	�	PROPN
fsr-3398	468	265	.001	.001	NUM
fsr-3398	468	266	1.149	1.149	NUM
fsr-3398	468	267	0.060	0.060	NUM
fsr-3398	468	268	�	�	PROPN
fsr-3398	468	269	.001	.001	NUM
fsr-3398	468	270	1.062	1.062	NUM
fsr-3398	468	271	�	�	NOUN
fsr-3398	468	272	0.004	0.004	NUM
fsr-3398	468	273	0.826	0.826	NUM
fsr-3398	468	274	0.996	0.996	NUM
fsr-3398	468	275	intercept	intercept	PROPN
fsr-3398	468	276	�	�	PROPN
fsr-3398	468	277	3.277	3.277	NUM
fsr-3398	468	278	�	�	PROPN
fsr-3398	468	279	.001	.001	NUM
fsr-3398	468	280	�	�	PROPN
fsr-3398	468	281	3.111	3.111	NUM
fsr-3398	468	282	�	�	PROPN
fsr-3398	468	283	.001	.001	NUM
fsr-3398	468	284	�	�	PROPN
fsr-3398	468	285	3.968	3.968	NUM
fsr-3398	468	286	�	�	NOUN
fsr-3398	468	287	.001	.001	NUM
fsr-3398	468	288	mean	mean	ADJ
fsr-3398	468	289	concordance	concordance	NOUN
fsr-3398	468	290	rate	rate	NOUN
fsr-3398	468	291	81.9	81.9	NUM
fsr-3398	468	292	%	%	NOUN
fsr-3398	468	293	71.2	71.2	NUM
fsr-3398	468	294	%	%	NOUN
fsr-3398	468	295	64.5	64.5	NUM
fsr-3398	468	296	%	%	NOUN
fsr-3398	468	297	scf	scf	PROPN
fsr-3398	468	298	�	�	PROPN
fsr-3398	468	299	survey	survey	NOUN
fsr-3398	468	300	of	of	ADP
fsr-3398	468	301	consumer	consumer	NOUN
fsr-3398	468	302	finances	finance	NOUN
fsr-3398	468	303	rii	rii	VERB
fsr-3398	468	304	procedure	procedure	NOUN
fsr-3398	468	305	with	with	ADP
fsr-3398	468	306	population	population	NOUN
fsr-3398	468	307	and	and	CCONJ
fsr-3398	468	308	replicate	replicate	VERB
fsr-3398	468	309	weights	weight	NOUN
fsr-3398	468	310	applied	apply	VERB
fsr-3398	468	311	.	.	PUNCT
fsr-3398	469	1	total	total	ADJ
fsr-3398	469	2	sample	sample	NOUN
fsr-3398	469	3	size	size	NOUN
fsr-3398	469	4	is	be	AUX
fsr-3398	469	5	6,002	6,002	NUM
fsr-3398	469	6	.	.	PUNCT
fsr-3398	470	1	for	for	ADP
fsr-3398	470	2	dummy	dummy	ADJ
fsr-3398	470	3	variables	variable	NOUN
fsr-3398	470	4	or	or	CCONJ
fsr-3398	470	5	sets	set	NOUN
fsr-3398	470	6	of	of	ADP
fsr-3398	470	7	dummy	dummy	ADJ
fsr-3398	470	8	variables	variable	NOUN
fsr-3398	470	9	,	,	PUNCT
fsr-3398	470	10	reference	reference	NOUN
fsr-3398	470	11	category	category	NOUN
fsr-3398	470	12	is	be	AUX
fsr-3398	470	13	in	in	ADP
fsr-3398	470	14	parentheses	parenthesis	NOUN
fsr-3398	470	15	.	.	PUNCT
fsr-3398	471	1	the	the	DET
fsr-3398	471	2	p	p	PROPN
fsr-3398	471	3	value	value	NOUN
fsr-3398	471	4	are	be	AUX
fsr-3398	471	5	based	base	VERB
fsr-3398	471	6	on	on	ADP
fsr-3398	471	7	two	two	NUM
fsr-3398	471	8	-	-	PUNCT
fsr-3398	471	9	tail	tail	NOUN
fsr-3398	471	10	tests	test	NOUN
fsr-3398	471	11	.	.	PUNCT
fsr-3398	472	1	300	300	NUM
fsr-3398	472	2	s.d	s.d	PROPN
fsr-3398	472	3	.	.	PROPN
fsr-3398	472	4	hanna	hanna	PROPN
fsr-3398	472	5	et	et	PROPN
fsr-3398	472	6	al	al	PROPN
fsr-3398	472	7	.	.	PUNCT
fsr-3398	472	8	/	/	SYM
fsr-3398	472	9	financial	financial	ADJ
fsr-3398	472	10	services	service	NOUN
fsr-3398	472	11	review	review	VERB
fsr-3398	472	12	27	27	NUM
fsr-3398	472	13	(	(	PUNCT
fsr-3398	472	14	2018	2018	NUM
fsr-3398	472	15	)	)	PUNCT
fsr-3398	472	16	279	279	NUM
fsr-3398	472	17	-	-	SYM
fsr-3398	472	18	302	302	NUM
fsr-3398	472	19	brown	brown	NOUN
fsr-3398	472	20	,	,	PUNCT
fsr-3398	472	21	j.	j.	PROPN
fsr-3398	472	22	r.	r.	PROPN
fsr-3398	472	23	,	,	PUNCT
fsr-3398	472	24	&	&	CCONJ
fsr-3398	472	25	poterba	poterba	PROPN
fsr-3398	472	26	,	,	PUNCT
fsr-3398	472	27	j.	j.	PROPN
fsr-3398	472	28	m.	m.	PROPN
fsr-3398	472	29	(	(	PUNCT
fsr-3398	472	30	2000	2000	NUM
fsr-3398	472	31	)	)	PUNCT
fsr-3398	472	32	.	.	PUNCT
fsr-3398	473	1	joint	joint	ADJ
fsr-3398	473	2	life	life	NOUN
fsr-3398	473	3	annuities	annuity	NOUN
fsr-3398	473	4	and	and	CCONJ
fsr-3398	473	5	annuity	annuity	NOUN
fsr-3398	473	6	demand	demand	NOUN
fsr-3398	473	7	by	by	ADP
fsr-3398	473	8	married	married	ADJ
fsr-3398	473	9	couples	couple	NOUN
fsr-3398	473	10	.	.	PUNCT
fsr-3398	474	1	the	the	DET
fsr-3398	474	2	journal	journal	NOUN
fsr-3398	474	3	of	of	ADP
fsr-3398	474	4	risk	risk	NOUN
fsr-3398	474	5	and	and	CCONJ
fsr-3398	474	6	insurance	insurance	NOUN
fsr-3398	474	7	,	,	PUNCT
fsr-3398	474	8	67	67	NUM
fsr-3398	474	9	,	,	PUNCT
fsr-3398	474	10	527–554	527–554	NUM
fsr-3398	474	11	.	.	PUNCT
fsr-3398	475	1	calvet	calvet	PROPN
fsr-3398	475	2	,	,	PUNCT
fsr-3398	475	3	l.	l.	PROPN
fsr-3398	475	4	,	,	PUNCT
fsr-3398	475	5	campbell	campbell	PROPN
fsr-3398	475	6	,	,	PUNCT
fsr-3398	475	7	j.	j.	PROPN
fsr-3398	475	8	y.	y.	PROPN
fsr-3398	475	9	,	,	PUNCT
fsr-3398	475	10	&	&	CCONJ
fsr-3398	475	11	sodini	sodini	PROPN
fsr-3398	475	12	,	,	PUNCT
fsr-3398	475	13	p.	p.	NOUN
fsr-3398	475	14	(	(	PUNCT
fsr-3398	475	15	2007	2007	NUM
fsr-3398	475	16	)	)	PUNCT
fsr-3398	475	17	.	.	PUNCT
fsr-3398	476	1	down	down	ADV
fsr-3398	476	2	or	or	CCONJ
fsr-3398	476	3	out	out	ADV
fsr-3398	476	4	:	:	PUNCT
fsr-3398	476	5	assessing	assess	VERB
fsr-3398	476	6	the	the	DET
fsr-3398	476	7	welfare	welfare	NOUN
fsr-3398	476	8	costs	cost	NOUN
fsr-3398	476	9	of	of	ADP
fsr-3398	476	10	household	household	NOUN
fsr-3398	476	11	investment	investment	NOUN
fsr-3398	476	12	mistakes	mistake	NOUN
fsr-3398	476	13	.	.	PUNCT
fsr-3398	477	1	journal	journal	NOUN
fsr-3398	477	2	of	of	ADP
fsr-3398	477	3	political	political	ADJ
fsr-3398	477	4	economy	economy	NOUN
fsr-3398	477	5	,	,	PUNCT
fsr-3398	477	6	115	115	NUM
fsr-3398	477	7	,	,	PUNCT
fsr-3398	477	8	707–747	707–747	NUM
fsr-3398	477	9	.	.	PUNCT
fsr-3398	478	1	campbell	campbell	PROPN
fsr-3398	478	2	,	,	PUNCT
fsr-3398	478	3	j.	j.	PROPN
fsr-3398	478	4	y.	y.	PROPN
fsr-3398	478	5	(	(	PUNCT
fsr-3398	478	6	2006	2006	NUM
fsr-3398	478	7	)	)	PUNCT
fsr-3398	478	8	.	.	PUNCT
fsr-3398	479	1	household	household	NOUN
fsr-3398	479	2	finance	finance	NOUN
fsr-3398	479	3	.	.	PUNCT
fsr-3398	480	1	journal	journal	PROPN
fsr-3398	480	2	of	of	ADP
fsr-3398	480	3	finance	finance	NOUN
fsr-3398	480	4	,	,	PUNCT
fsr-3398	480	5	61	61	NUM
fsr-3398	480	6	,	,	PUNCT
fsr-3398	480	7	1553–1604	1553–1604	NUM
fsr-3398	480	8	.	.	PUNCT
fsr-3398	481	1	campbell	campbell	PROPN
fsr-3398	481	2	,	,	PUNCT
fsr-3398	481	3	j.	j.	PROPN
fsr-3398	481	4	y.	y.	PROPN
fsr-3398	481	5	,	,	PUNCT
fsr-3398	481	6	&	&	CCONJ
fsr-3398	481	7	cocco	cocco	PROPN
fsr-3398	481	8	,	,	PUNCT
fsr-3398	481	9	j.	j.	PROPN
fsr-3398	481	10	f.	f.	PROPN
fsr-3398	481	11	(	(	PUNCT
fsr-3398	481	12	2003	2003	NUM
fsr-3398	481	13	)	)	PUNCT
fsr-3398	481	14	.	.	PUNCT
fsr-3398	482	1	household	household	NOUN
fsr-3398	482	2	risk	risk	NOUN
fsr-3398	482	3	management	management	NOUN
fsr-3398	482	4	and	and	CCONJ
fsr-3398	482	5	optimal	optimal	ADJ
fsr-3398	482	6	mortgage	mortgage	NOUN
fsr-3398	482	7	choice	choice	NOUN
fsr-3398	482	8	.	.	PUNCT
fsr-3398	483	1	the	the	DET
fsr-3398	483	2	quarterly	quarterly	ADJ
fsr-3398	483	3	journal	journal	NOUN
fsr-3398	483	4	of	of	ADP
fsr-3398	483	5	economics	economic	NOUN
fsr-3398	483	6	,	,	PUNCT
fsr-3398	483	7	118	118	NUM
fsr-3398	483	8	,	,	PUNCT
fsr-3398	483	9	1449–1494	1449–1494	NUM
fsr-3398	483	10	.	.	PUNCT
fsr-3398	484	1	campbell	campbell	PROPN
fsr-3398	484	2	,	,	PUNCT
fsr-3398	484	3	j.	j.	PROPN
fsr-3398	484	4	y.	y.	PROPN
fsr-3398	484	5	,	,	PUNCT
fsr-3398	484	6	&	&	CCONJ
fsr-3398	484	7	viceira	viceira	PROPN
fsr-3398	484	8	,	,	PUNCT
fsr-3398	484	9	l.	l.	PROPN
fsr-3398	484	10	m.	m.	PROPN
fsr-3398	484	11	(	(	PUNCT
fsr-3398	484	12	2002	2002	NUM
fsr-3398	484	13	)	)	PUNCT
fsr-3398	484	14	.	.	PUNCT
fsr-3398	485	1	strategic	strategic	ADJ
fsr-3398	485	2	asset	asset	NOUN
fsr-3398	485	3	allocation	allocation	NOUN
fsr-3398	485	4	:	:	PUNCT
fsr-3398	485	5	portfolio	portfolio	NOUN
fsr-3398	485	6	choice	choice	NOUN
fsr-3398	485	7	for	for	ADP
fsr-3398	485	8	longterm	longterm	ADJ
fsr-3398	485	9	investors	investor	NOUN
fsr-3398	485	10	.	.	PUNCT
fsr-3398	486	1	new	new	PROPN
fsr-3398	486	2	york	york	PROPN
fsr-3398	486	3	,	,	PUNCT
fsr-3398	486	4	ny	ny	PROPN
fsr-3398	486	5	:	:	PUNCT
fsr-3398	486	6	oxford	oxford	PROPN
fsr-3398	486	7	university	university	PROPN
fsr-3398	486	8	press	press	NOUN
fsr-3398	486	9	.	.	PUNCT
fsr-3398	487	1	clogg	clogg	NOUN
fsr-3398	487	2	,	,	PUNCT
fsr-3398	487	3	c.	c.	PROPN
fsr-3398	487	4	c.	c.	PROPN
fsr-3398	487	5	,	,	PUNCT
fsr-3398	487	6	&	&	CCONJ
fsr-3398	487	7	shihadeh	shihadeh	VERB
fsr-3398	487	8	,	,	PUNCT
fsr-3398	487	9	e.	e.	PROPN
fsr-3398	487	10	s.	s.	PROPN
fsr-3398	487	11	(	(	PUNCT
fsr-3398	487	12	1994	1994	NUM
fsr-3398	487	13	)	)	PUNCT
fsr-3398	487	14	.	.	PUNCT
fsr-3398	488	1	statistical	statistical	ADJ
fsr-3398	488	2	models	model	NOUN
fsr-3398	488	3	for	for	ADP
fsr-3398	488	4	ordinal	ordinal	ADJ
fsr-3398	488	5	data	datum	NOUN
fsr-3398	488	6	.	.	PUNCT
fsr-3398	489	1	thousand	thousand	NUM
fsr-3398	489	2	oaks	oak	NOUN
fsr-3398	489	3	,	,	PUNCT
fsr-3398	489	4	ca	can	AUX
fsr-3398	489	5	:	:	PUNCT
fsr-3398	489	6	sage	sage	NOUN
fsr-3398	489	7	publications	publication	NOUN
fsr-3398	489	8	.	.	PUNCT
fsr-3398	490	1	cordell	cordell	PROPN
fsr-3398	490	2	,	,	PUNCT
fsr-3398	490	3	d.	d.	PROPN
fsr-3398	490	4	m.	m.	PROPN
fsr-3398	490	5	(	(	PUNCT
fsr-3398	490	6	2002	2002	NUM
fsr-3398	490	7	)	)	PUNCT
fsr-3398	490	8	.	.	PUNCT
fsr-3398	491	1	risk	risk	NOUN
fsr-3398	491	2	tolerance	tolerance	NOUN
fsr-3398	491	3	in	in	ADP
fsr-3398	491	4	two	two	NUM
fsr-3398	491	5	dimensions	dimension	NOUN
fsr-3398	491	6	.	.	PUNCT
fsr-3398	492	1	journal	journal	NOUN
fsr-3398	492	2	of	of	ADP
fsr-3398	492	3	financial	financial	ADJ
fsr-3398	492	4	planning	planning	NOUN
fsr-3398	492	5	,	,	PUNCT
fsr-3398	492	6	15	15	NUM
fsr-3398	492	7	,	,	PUNCT
fsr-3398	492	8	30–35	30–35	NUM
fsr-3398	492	9	.	.	PUNCT
fsr-3398	493	1	cocco	cocco	PROPN
fsr-3398	493	2	,	,	PUNCT
fsr-3398	493	3	j.	j.	PROPN
fsr-3398	493	4	f.	f.	PROPN
fsr-3398	493	5	,	,	PUNCT
fsr-3398	493	6	gomes	gomes	PROPN
fsr-3398	493	7	,	,	PUNCT
fsr-3398	493	8	f.	f.	PROPN
fsr-3398	493	9	j.	j.	PROPN
fsr-3398	493	10	,	,	PUNCT
fsr-3398	493	11	&	&	CCONJ
fsr-3398	493	12	maenhout	maenhout	PROPN
fsr-3398	493	13	,	,	PUNCT
fsr-3398	493	14	p.	p.	PROPN
fsr-3398	493	15	j.	j.	PROPN
fsr-3398	493	16	(	(	PUNCT
fsr-3398	493	17	2005	2005	NUM
fsr-3398	493	18	)	)	PUNCT
fsr-3398	493	19	.	.	PUNCT
fsr-3398	494	1	consumption	consumption	NOUN
fsr-3398	494	2	and	and	CCONJ
fsr-3398	494	3	portfolio	portfolio	NOUN
fsr-3398	494	4	choice	choice	NOUN
fsr-3398	494	5	over	over	ADP
fsr-3398	494	6	the	the	DET
fsr-3398	494	7	life	life	NOUN
fsr-3398	494	8	cycle	cycle	NOUN
fsr-3398	494	9	.	.	PUNCT
fsr-3398	495	1	review	review	NOUN
fsr-3398	495	2	of	of	ADP
fsr-3398	495	3	financial	financial	ADJ
fsr-3398	495	4	studies	study	NOUN
fsr-3398	495	5	,	,	PUNCT
fsr-3398	495	6	18	18	NUM
fsr-3398	495	7	,	,	PUNCT
fsr-3398	495	8	491–533	491–533	NUM
fsr-3398	495	9	.	.	PUNCT
fsr-3398	496	1	cocco	cocco	PROPN
fsr-3398	496	2	,	,	PUNCT
fsr-3398	496	3	j.	j.	PROPN
fsr-3398	496	4	f.	f.	PROPN
fsr-3398	496	5	(	(	PUNCT
fsr-3398	496	6	2005	2005	NUM
fsr-3398	496	7	)	)	PUNCT
fsr-3398	496	8	.	.	PUNCT
fsr-3398	497	1	portfolio	portfolio	NOUN
fsr-3398	497	2	choice	choice	NOUN
fsr-3398	497	3	in	in	ADP
fsr-3398	497	4	the	the	DET
fsr-3398	497	5	presence	presence	NOUN
fsr-3398	497	6	of	of	ADP
fsr-3398	497	7	housing	housing	NOUN
fsr-3398	497	8	.	.	PUNCT
fsr-3398	498	1	the	the	DET
fsr-3398	498	2	review	review	NOUN
fsr-3398	498	3	of	of	ADP
fsr-3398	498	4	financial	financial	ADJ
fsr-3398	498	5	studies	study	NOUN
fsr-3398	498	6	,	,	PUNCT
fsr-3398	498	7	18	18	NUM
fsr-3398	498	8	,	,	PUNCT
fsr-3398	498	9	535–567	535–567	NUM
fsr-3398	498	10	.	.	PUNCT
fsr-3398	499	1	deaton	deaton	PROPN
fsr-3398	499	2	,	,	PUNCT
fsr-3398	499	3	a.	a.	PROPN
fsr-3398	499	4	,	,	PUNCT
fsr-3398	499	5	&	&	CCONJ
fsr-3398	499	6	muellbauer	muellbauer	PROPN
fsr-3398	499	7	,	,	PUNCT
fsr-3398	499	8	j.	j.	PROPN
fsr-3398	499	9	(	(	PUNCT
fsr-3398	499	10	1980	1980	NUM
fsr-3398	499	11	)	)	PUNCT
fsr-3398	499	12	.	.	PUNCT
fsr-3398	500	1	economics	economic	NOUN
fsr-3398	500	2	and	and	CCONJ
fsr-3398	500	3	consumer	consumer	NOUN
fsr-3398	500	4	behavior	behavior	NOUN
fsr-3398	500	5	.	.	PUNCT
fsr-3398	501	1	new	new	PROPN
fsr-3398	501	2	york	york	PROPN
fsr-3398	501	3	,	,	PUNCT
fsr-3398	501	4	ny	ny	PROPN
fsr-3398	501	5	:	:	PUNCT
fsr-3398	501	6	cambridge	cambridge	PROPN
fsr-3398	501	7	university	university	PROPN
fsr-3398	501	8	press	press	NOUN
fsr-3398	501	9	.	.	PUNCT
fsr-3398	502	1	fan	fan	PROPN
fsr-3398	502	2	,	,	PUNCT
fsr-3398	502	3	j.	j.	PROPN
fsr-3398	502	4	x.	x.	PROPN
fsr-3398	502	5	,	,	PUNCT
fsr-3398	502	6	&	&	CCONJ
fsr-3398	502	7	xiao	xiao	PROPN
fsr-3398	502	8	,	,	PUNCT
fsr-3398	502	9	j.	j.	PROPN
fsr-3398	502	10	j.	j.	PROPN
fsr-3398	502	11	(	(	PUNCT
fsr-3398	502	12	2006	2006	NUM
fsr-3398	502	13	)	)	PUNCT
fsr-3398	502	14	.	.	PUNCT
fsr-3398	503	1	cross	cross	ADJ
fsr-3398	503	2	-	-	ADJ
fsr-3398	503	3	cultural	cultural	ADJ
fsr-3398	503	4	differences	difference	NOUN
fsr-3398	503	5	in	in	ADP
fsr-3398	503	6	risk	risk	NOUN
fsr-3398	503	7	tolerance	tolerance	NOUN
fsr-3398	503	8	:	:	PUNCT
fsr-3398	503	9	a	a	DET
fsr-3398	503	10	comparison	comparison	NOUN
fsr-3398	503	11	between	between	ADP
fsr-3398	503	12	chinese	chinese	PROPN
fsr-3398	503	13	and	and	CCONJ
fsr-3398	503	14	americans	americans	PROPN
fsr-3398	503	15	.	.	PUNCT
fsr-3398	504	1	journal	journal	PROPN
fsr-3398	504	2	of	of	ADP
fsr-3398	504	3	personal	personal	ADJ
fsr-3398	504	4	finance	finance	NOUN
fsr-3398	504	5	,	,	PUNCT
fsr-3398	504	6	5	5	NUM
fsr-3398	504	7	,	,	PUNCT
fsr-3398	504	8	54–75	54–75	PROPN
fsr-3398	504	9	.	.	PUNCT
fsr-3398	504	10	fang	fang	PROPN
fsr-3398	504	11	,	,	PUNCT
fsr-3398	504	12	m.	m.	PROPN
fsr-3398	504	13	c.	c.	PROPN
fsr-3398	504	14	,	,	PUNCT
fsr-3398	504	15	hanna	hanna	PROPN
fsr-3398	504	16	,	,	PUNCT
fsr-3398	504	17	s.	s.	PROPN
fsr-3398	504	18	d.	d.	PROPN
fsr-3398	504	19	,	,	PUNCT
fsr-3398	504	20	&	&	CCONJ
fsr-3398	504	21	chatterjee	chatterjee	PROPN
fsr-3398	504	22	,	,	PUNCT
fsr-3398	504	23	s.	s.	PROPN
fsr-3398	504	24	(	(	PUNCT
fsr-3398	504	25	2013	2013	NUM
fsr-3398	504	26	)	)	PUNCT
fsr-3398	504	27	.	.	PUNCT
fsr-3398	505	1	the	the	DET
fsr-3398	505	2	impact	impact	NOUN
fsr-3398	505	3	of	of	ADP
fsr-3398	505	4	immigrant	immigrant	ADJ
fsr-3398	505	5	status	status	NOUN
fsr-3398	505	6	and	and	CCONJ
fsr-3398	505	7	racial	racial	ADJ
fsr-3398	505	8	/	/	SYM
fsr-3398	505	9	ethnic	ethnic	ADJ
fsr-3398	505	10	group	group	NOUN
fsr-3398	505	11	on	on	ADP
fsr-3398	505	12	differences	difference	NOUN
fsr-3398	505	13	in	in	ADP
fsr-3398	505	14	responses	response	NOUN
fsr-3398	505	15	to	to	ADP
fsr-3398	505	16	a	a	DET
fsr-3398	505	17	risk	risk	NOUN
fsr-3398	505	18	aversion	aversion	NOUN
fsr-3398	505	19	measure	measure	NOUN
fsr-3398	505	20	.	.	PUNCT
fsr-3398	506	1	journal	journal	NOUN
fsr-3398	506	2	of	of	ADP
fsr-3398	506	3	financial	financial	ADJ
fsr-3398	506	4	counseling	counseling	NOUN
fsr-3398	506	5	and	and	CCONJ
fsr-3398	506	6	planning	planning	NOUN
fsr-3398	506	7	,	,	PUNCT
fsr-3398	506	8	23	23	NUM
fsr-3398	506	9	,	,	PUNCT
fsr-3398	506	10	64–77	64–77	NUM
fsr-3398	506	11	.	.	PUNCT
fsr-3398	507	1	friend	friend	PROPN
fsr-3398	507	2	,	,	PUNCT
fsr-3398	507	3	i.	i.	PROPN
fsr-3398	507	4	,	,	PUNCT
fsr-3398	507	5	&	&	CCONJ
fsr-3398	507	6	blume	blume	PROPN
fsr-3398	507	7	,	,	PUNCT
fsr-3398	507	8	m.	m.	PROPN
fsr-3398	507	9	e.	e.	PROPN
fsr-3398	507	10	(	(	PUNCT
fsr-3398	507	11	1975	1975	NUM
fsr-3398	507	12	)	)	PUNCT
fsr-3398	507	13	.	.	PUNCT
fsr-3398	508	1	the	the	DET
fsr-3398	508	2	demand	demand	NOUN
fsr-3398	508	3	for	for	ADP
fsr-3398	508	4	risky	risky	ADJ
fsr-3398	508	5	assets	asset	NOUN
fsr-3398	508	6	.	.	PUNCT
fsr-3398	509	1	american	american	PROPN
fsr-3398	509	2	economic	economic	PROPN
fsr-3398	509	3	review	review	PROPN
fsr-3398	509	4	,	,	PUNCT
fsr-3398	509	5	65	65	NUM
fsr-3398	509	6	,	,	PUNCT
fsr-3398	509	7	900–922	900–922	NUM
fsr-3398	509	8	.	.	PUNCT
fsr-3398	510	1	gan	gan	PROPN
fsr-3398	510	2	,	,	PUNCT
fsr-3398	510	3	l.	l.	PROPN
fsr-3398	510	4	,	,	PUNCT
fsr-3398	510	5	yin	yin	PROPN
fsr-3398	510	6	,	,	PUNCT
fsr-3398	510	7	z.	z.	PROPN
fsr-3398	510	8	,	,	PUNCT
fsr-3398	510	9	jia	jia	PROPN
fsr-3398	510	10	,	,	PUNCT
fsr-3398	510	11	n.	n.	PROPN
fsr-3398	510	12	,	,	PUNCT
fsr-3398	510	13	xu	xu	PROPN
fsr-3398	510	14	,	,	PUNCT
fsr-3398	510	15	s.	s.	PROPN
fsr-3398	510	16	,	,	PUNCT
fsr-3398	510	17	&	&	CCONJ
fsr-3398	510	18	ma	ma	PROPN
fsr-3398	510	19	,	,	PUNCT
fsr-3398	510	20	s.	s.	PROPN
fsr-3398	510	21	(	(	PUNCT
fsr-3398	510	22	2013	2013	NUM
fsr-3398	510	23	)	)	PUNCT
fsr-3398	510	24	.	.	PUNCT
fsr-3398	511	1	asset	asset	NOUN
fsr-3398	511	2	allocation	allocation	NOUN
fsr-3398	511	3	of	of	ADP
fsr-3398	511	4	chinese	chinese	ADJ
fsr-3398	511	5	households	household	NOUN
fsr-3398	511	6	and	and	CCONJ
fsr-3398	511	7	housing	housing	NOUN
fsr-3398	511	8	demand	demand	NOUN
fsr-3398	511	9	analysis	analysis	NOUN
fsr-3398	511	10	.	.	PUNCT
fsr-3398	512	1	journal	journal	PROPN
fsr-3398	512	2	of	of	ADP
fsr-3398	512	3	finance	finance	NOUN
fsr-3398	512	4	research	research	NOUN
fsr-3398	512	5	,	,	PUNCT
fsr-3398	512	6	4	4	NUM
fsr-3398	512	7	,	,	PUNCT
fsr-3398	512	8	1–14	1–14	PROPN
fsr-3398	512	9	.	.	PUNCT
fsr-3398	512	10	gan	gan	PROPN
fsr-3398	512	11	,	,	PUNCT
fsr-3398	512	12	l.	l.	PROPN
fsr-3398	512	13	,	,	PUNCT
fsr-3398	512	14	yin	yin	PROPN
fsr-3398	512	15	,	,	PUNCT
fsr-3398	512	16	z.	z.	PROPN
fsr-3398	512	17	,	,	PUNCT
fsr-3398	512	18	jia	jia	PROPN
fsr-3398	512	19	,	,	PUNCT
fsr-3398	512	20	n.	n.	PROPN
fsr-3398	512	21	,	,	PUNCT
fsr-3398	512	22	xu	xu	PROPN
fsr-3398	512	23	,	,	PUNCT
fsr-3398	512	24	s.	s.	PROPN
fsr-3398	512	25	,	,	PUNCT
fsr-3398	512	26	ma	ma	PROPN
fsr-3398	512	27	,	,	PUNCT
fsr-3398	512	28	s.	s.	PROPN
fsr-3398	512	29	,	,	PUNCT
fsr-3398	512	30	&	&	CCONJ
fsr-3398	512	31	zheng	zheng	PROPN
fsr-3398	512	32	,	,	PUNCT
fsr-3398	512	33	l.	l.	PROPN
fsr-3398	512	34	(	(	PUNCT
fsr-3398	512	35	2012	2012	NUM
fsr-3398	512	36	)	)	PUNCT
fsr-3398	512	37	.	.	PUNCT
fsr-3398	513	1	data	datum	NOUN
fsr-3398	513	2	you	you	PRON
fsr-3398	513	3	need	need	VERB
fsr-3398	513	4	to	to	PART
fsr-3398	513	5	know	know	VERB
fsr-3398	513	6	about	about	ADP
fsr-3398	513	7	china	china	PROPN
fsr-3398	513	8	:	:	PUNCT
fsr-3398	513	9	research	research	NOUN
fsr-3398	513	10	report	report	NOUN
fsr-3398	513	11	of	of	ADP
fsr-3398	513	12	china	china	PROPN
fsr-3398	513	13	household	household	PROPN
fsr-3398	513	14	finance	finance	NOUN
fsr-3398	513	15	survey	survey	NOUN
fsr-3398	513	16	.	.	PUNCT
fsr-3398	514	1	berlin	berlin	ADJ
fsr-3398	514	2	:	:	PUNCT
fsr-3398	514	3	springer	springer	NOUN
fsr-3398	514	4	science	science	PROPN
fsr-3398	514	5	&	&	CCONJ
fsr-3398	514	6	business	business	NOUN
fsr-3398	514	7	media	medium	NOUN
fsr-3398	514	8	.	.	PUNCT
fsr-3398	515	1	gibson	gibson	PROPN
fsr-3398	515	2	,	,	PUNCT
fsr-3398	515	3	r.	r.	PROPN
fsr-3398	515	4	,	,	PUNCT
fsr-3398	515	5	michayluk	michayluk	PROPN
fsr-3398	515	6	,	,	PUNCT
fsr-3398	515	7	d.	d.	PROPN
fsr-3398	515	8	,	,	PUNCT
fsr-3398	515	9	venter	venter	PROPN
fsr-3398	515	10	,	,	PUNCT
fsr-3398	515	11	g.	g.	PROPN
fsr-3398	515	12	v.	v.	PROPN
fsr-3398	515	13	(	(	PUNCT
fsr-3398	515	14	2013	2013	NUM
fsr-3398	515	15	)	)	PUNCT
fsr-3398	515	16	.	.	PUNCT
fsr-3398	516	1	financial	financial	ADJ
fsr-3398	516	2	risk	risk	NOUN
fsr-3398	516	3	tolerance	tolerance	NOUN
fsr-3398	516	4	:	:	PUNCT
fsr-3398	516	5	an	an	DET
fsr-3398	516	6	analysis	analysis	NOUN
fsr-3398	516	7	of	of	ADP
fsr-3398	516	8	unexplored	unexplored	ADJ
fsr-3398	516	9	factors	factor	NOUN
fsr-3398	516	10	.	.	PUNCT
fsr-3398	517	1	financial	financial	ADJ
fsr-3398	517	2	services	service	NOUN
fsr-3398	517	3	review	review	PROPN
fsr-3398	517	4	,	,	PUNCT
fsr-3398	517	5	22	22	NUM
fsr-3398	517	6	,	,	PUNCT
fsr-3398	517	7	23–50	23–50	NUM
fsr-3398	517	8	.	.	PUNCT
fsr-3398	518	1	gomes	gome	NOUN
fsr-3398	518	2	,	,	PUNCT
fsr-3398	518	3	f.	f.	PROPN
fsr-3398	518	4	j.	j.	PROPN
fsr-3398	518	5	,	,	PUNCT
fsr-3398	518	6	&	&	CCONJ
fsr-3398	518	7	michaelides	michaelide	NOUN
fsr-3398	518	8	,	,	PUNCT
fsr-3398	518	9	a.	a.	NOUN
fsr-3398	518	10	(	(	PUNCT
fsr-3398	518	11	2005	2005	NUM
fsr-3398	518	12	)	)	PUNCT
fsr-3398	518	13	.	.	PUNCT
fsr-3398	519	1	optimal	optimal	ADJ
fsr-3398	519	2	life	life	NOUN
fsr-3398	519	3	-	-	PUNCT
fsr-3398	519	4	cycle	cycle	NOUN
fsr-3398	519	5	asset	asset	NOUN
fsr-3398	519	6	allocation	allocation	NOUN
fsr-3398	519	7	:	:	PUNCT
fsr-3398	519	8	understanding	understand	VERB
fsr-3398	519	9	the	the	DET
fsr-3398	519	10	empirical	empirical	ADJ
fsr-3398	519	11	evidence	evidence	NOUN
fsr-3398	519	12	.	.	PUNCT
fsr-3398	520	1	journal	journal	NOUN
fsr-3398	520	2	of	of	ADP
fsr-3398	520	3	finance	finance	NOUN
fsr-3398	520	4	,	,	PUNCT
fsr-3398	520	5	60	60	NUM
fsr-3398	520	6	,	,	PUNCT
fsr-3398	520	7	869–904	869–904	NUM
fsr-3398	520	8	.	.	PUNCT
fsr-3398	521	1	gomes	gome	NOUN
fsr-3398	521	2	,	,	PUNCT
fsr-3398	521	3	f.	f.	PROPN
fsr-3398	521	4	j.	j.	PROPN
fsr-3398	521	5	,	,	PUNCT
fsr-3398	521	6	&	&	CCONJ
fsr-3398	521	7	michaelides	michaelide	NOUN
fsr-3398	521	8	,	,	PUNCT
fsr-3398	521	9	a.	a.	NOUN
fsr-3398	521	10	(	(	PUNCT
fsr-3398	521	11	2003	2003	NUM
fsr-3398	521	12	)	)	PUNCT
fsr-3398	521	13	.	.	PUNCT
fsr-3398	522	1	portfolio	portfolio	NOUN
fsr-3398	522	2	choice	choice	NOUN
fsr-3398	522	3	with	with	ADP
fsr-3398	522	4	internal	internal	ADJ
fsr-3398	522	5	habit	habit	NOUN
fsr-3398	522	6	formation	formation	NOUN
fsr-3398	522	7	:	:	PUNCT
fsr-3398	522	8	a	a	DET
fsr-3398	522	9	life	life	NOUN
fsr-3398	522	10	-	-	PUNCT
fsr-3398	522	11	cycle	cycle	NOUN
fsr-3398	522	12	model	model	NOUN
fsr-3398	522	13	with	with	ADP
fsr-3398	522	14	uninsurable	uninsurable	ADJ
fsr-3398	522	15	labor	labor	NOUN
fsr-3398	522	16	income	income	NOUN
fsr-3398	522	17	risk	risk	NOUN
fsr-3398	522	18	.	.	PUNCT
fsr-3398	523	1	review	review	NOUN
fsr-3398	523	2	of	of	ADP
fsr-3398	523	3	economic	economic	ADJ
fsr-3398	523	4	dynamics	dynamic	NOUN
fsr-3398	523	5	,	,	PUNCT
fsr-3398	523	6	6	6	NUM
fsr-3398	523	7	,	,	PUNCT
fsr-3398	523	8	729–766	729–766	NUM
fsr-3398	523	9	.	.	PUNCT
fsr-3398	524	1	grable	grable	PROPN
fsr-3398	524	2	,	,	PUNCT
fsr-3398	524	3	j.	j.	PROPN
fsr-3398	524	4	e.	e.	PROPN
fsr-3398	524	5	(	(	PUNCT
fsr-3398	524	6	2000	2000	NUM
fsr-3398	524	7	)	)	PUNCT
fsr-3398	524	8	.	.	PUNCT
fsr-3398	525	1	financial	financial	ADJ
fsr-3398	525	2	risk	risk	NOUN
fsr-3398	525	3	tolerance	tolerance	NOUN
fsr-3398	525	4	and	and	CCONJ
fsr-3398	525	5	additional	additional	ADJ
fsr-3398	525	6	factors	factor	NOUN
fsr-3398	525	7	that	that	PRON
fsr-3398	525	8	affect	affect	VERB
fsr-3398	525	9	risk	risk	NOUN
fsr-3398	525	10	taking	take	VERB
fsr-3398	525	11	in	in	ADP
fsr-3398	525	12	everyday	everyday	ADJ
fsr-3398	525	13	money	money	NOUN
fsr-3398	525	14	matters	matter	NOUN
fsr-3398	525	15	.	.	PUNCT
fsr-3398	526	1	journal	journal	NOUN
fsr-3398	526	2	of	of	ADP
fsr-3398	526	3	business	business	NOUN
fsr-3398	526	4	and	and	CCONJ
fsr-3398	526	5	psychology	psychology	NOUN
fsr-3398	526	6	,	,	PUNCT
fsr-3398	526	7	14	14	NUM
fsr-3398	526	8	,	,	PUNCT
fsr-3398	526	9	625–630	625–630	NUM
fsr-3398	526	10	.	.	PUNCT
fsr-3398	527	1	grable	grable	PROPN
fsr-3398	527	2	,	,	PUNCT
fsr-3398	527	3	j.	j.	PROPN
fsr-3398	527	4	e.	e.	PROPN
fsr-3398	527	5	,	,	PUNCT
fsr-3398	527	6	&	&	CCONJ
fsr-3398	527	7	joo	joo	PROPN
fsr-3398	527	8	,	,	PUNCT
fsr-3398	527	9	s.	s.	PROPN
fsr-3398	527	10	h.	h.	PROPN
fsr-3398	527	11	(	(	PUNCT
fsr-3398	527	12	2004	2004	NUM
fsr-3398	527	13	)	)	PUNCT
fsr-3398	527	14	.	.	PUNCT
fsr-3398	528	1	environmental	environmental	ADJ
fsr-3398	528	2	and	and	CCONJ
fsr-3398	528	3	biopsychosocial	biopsychosocial	ADJ
fsr-3398	528	4	factors	factor	NOUN
fsr-3398	528	5	associated	associate	VERB
fsr-3398	528	6	with	with	ADP
fsr-3398	528	7	financial	financial	ADJ
fsr-3398	528	8	risk	risk	NOUN
fsr-3398	528	9	tolerance	tolerance	NOUN
fsr-3398	528	10	.	.	PUNCT
fsr-3398	529	1	financial	financial	ADJ
fsr-3398	529	2	counseling	counseling	NOUN
fsr-3398	529	3	and	and	CCONJ
fsr-3398	529	4	planning	planning	NOUN
fsr-3398	529	5	,	,	PUNCT
fsr-3398	529	6	27	27	NUM
fsr-3398	529	7	,	,	PUNCT
fsr-3398	529	8	73–82	73–82	NUM
fsr-3398	529	9	.	.	PUNCT
fsr-3398	529	10	grable	grable	PROPN
fsr-3398	529	11	,	,	PUNCT
fsr-3398	529	12	j.	j.	PROPN
fsr-3398	529	13	e.	e.	PROPN
fsr-3398	529	14	,	,	PUNCT
fsr-3398	529	15	&	&	CCONJ
fsr-3398	529	16	lytton	lytton	PROPN
fsr-3398	529	17	,	,	PUNCT
fsr-3398	529	18	r.	r.	PROPN
fsr-3398	529	19	h.	h.	PROPN
fsr-3398	529	20	(	(	PUNCT
fsr-3398	529	21	1999	1999	NUM
fsr-3398	529	22	)	)	PUNCT
fsr-3398	529	23	.	.	PUNCT
fsr-3398	530	1	financial	financial	ADJ
fsr-3398	530	2	risk	risk	NOUN
fsr-3398	530	3	tolerance	tolerance	NOUN
fsr-3398	530	4	revisited	revisit	VERB
fsr-3398	530	5	:	:	PUNCT
fsr-3398	530	6	the	the	DET
fsr-3398	530	7	development	development	NOUN
fsr-3398	530	8	of	of	ADP
fsr-3398	530	9	a	a	DET
fsr-3398	530	10	risk	risk	NOUN
fsr-3398	530	11	assessment	assessment	NOUN
fsr-3398	530	12	instrument	instrument	NOUN
fsr-3398	530	13	.	.	PUNCT
fsr-3398	531	1	financial	financial	ADJ
fsr-3398	531	2	services	service	NOUN
fsr-3398	531	3	review	review	NOUN
fsr-3398	531	4	,	,	PUNCT
fsr-3398	531	5	8	8	NUM
fsr-3398	531	6	,	,	PUNCT
fsr-3398	531	7	163–181	163–181	NUM
fsr-3398	531	8	.	.	PUNCT
fsr-3398	532	1	grable	grable	PROPN
fsr-3398	532	2	,	,	PUNCT
fsr-3398	532	3	j.	j.	PROPN
fsr-3398	532	4	e.	e.	PROPN
fsr-3398	532	5	,	,	PUNCT
fsr-3398	532	6	&	&	CCONJ
fsr-3398	532	7	lytton	lytton	PROPN
fsr-3398	532	8	,	,	PUNCT
fsr-3398	532	9	r.	r.	PROPN
fsr-3398	532	10	h.	h.	PROPN
fsr-3398	532	11	(	(	PUNCT
fsr-3398	532	12	2001	2001	NUM
fsr-3398	532	13	)	)	PUNCT
fsr-3398	532	14	.	.	PUNCT
fsr-3398	533	1	assessing	assess	VERB
fsr-3398	533	2	the	the	DET
fsr-3398	533	3	concurrent	concurrent	ADJ
fsr-3398	533	4	validity	validity	NOUN
fsr-3398	533	5	of	of	ADP
fsr-3398	533	6	the	the	DET
fsr-3398	533	7	scf	scf	PROPN
fsr-3398	533	8	risk	risk	NOUN
fsr-3398	533	9	tolerance	tolerance	NOUN
fsr-3398	533	10	question	question	NOUN
fsr-3398	533	11	.	.	PUNCT
fsr-3398	534	1	financial	financial	ADJ
fsr-3398	534	2	counseling	counseling	NOUN
fsr-3398	534	3	and	and	CCONJ
fsr-3398	534	4	planning	planning	NOUN
fsr-3398	534	5	,	,	PUNCT
fsr-3398	534	6	12	12	NUM
fsr-3398	534	7	,	,	PUNCT
fsr-3398	534	8	43–52	43–52	NUM
fsr-3398	534	9	.	.	PUNCT
fsr-3398	534	10	gutter	gutter	NOUN
fsr-3398	534	11	,	,	PUNCT
fsr-3398	534	12	m.	m.	NOUN
fsr-3398	534	13	s.	s.	PROPN
fsr-3398	534	14	,	,	PUNCT
fsr-3398	534	15	&	&	CCONJ
fsr-3398	534	16	hatcher	hatcher	PROPN
fsr-3398	534	17	,	,	PUNCT
fsr-3398	534	18	c.	c.	PROPN
fsr-3398	534	19	b.	b.	PROPN
fsr-3398	534	20	(	(	PUNCT
fsr-3398	534	21	2008	2008	NUM
fsr-3398	534	22	)	)	PUNCT
fsr-3398	534	23	.	.	PUNCT
fsr-3398	535	1	racial	racial	ADJ
fsr-3398	535	2	differences	difference	NOUN
fsr-3398	535	3	in	in	ADP
fsr-3398	535	4	the	the	DET
fsr-3398	535	5	demand	demand	NOUN
fsr-3398	535	6	for	for	ADP
fsr-3398	535	7	life	life	NOUN
fsr-3398	535	8	insurance	insurance	NOUN
fsr-3398	535	9	.	.	PUNCT
fsr-3398	536	1	journal	journal	NOUN
fsr-3398	536	2	of	of	ADP
fsr-3398	536	3	risk	risk	NOUN
fsr-3398	536	4	and	and	CCONJ
fsr-3398	536	5	insurance	insurance	NOUN
fsr-3398	536	6	,	,	PUNCT
fsr-3398	536	7	75	75	NUM
fsr-3398	536	8	,	,	PUNCT
fsr-3398	536	9	677–689	677–689	NUM
fsr-3398	536	10	.	.	PUNCT
fsr-3398	537	1	gustafsson	gustafsson	PROPN
fsr-3398	537	2	,	,	PUNCT
fsr-3398	537	3	b.	b.	PROPN
fsr-3398	537	4	,	,	PUNCT
fsr-3398	537	5	&	&	CCONJ
fsr-3398	537	6	shi	shi	PROPN
fsr-3398	537	7	,	,	PUNCT
fsr-3398	537	8	l.	l.	PROPN
fsr-3398	537	9	(	(	PUNCT
fsr-3398	537	10	2003	2003	NUM
fsr-3398	537	11	)	)	PUNCT
fsr-3398	537	12	.	.	PUNCT
fsr-3398	538	1	the	the	DET
fsr-3398	538	2	ethnic	ethnic	ADJ
fsr-3398	538	3	minority	minority	NOUN
fsr-3398	538	4	-	-	PUNCT
fsr-3398	538	5	majority	majority	NOUN
fsr-3398	538	6	income	income	NOUN
fsr-3398	538	7	gap	gap	NOUN
fsr-3398	538	8	in	in	ADP
fsr-3398	538	9	rural	rural	ADJ
fsr-3398	538	10	china	china	PROPN
fsr-3398	538	11	during	during	ADP
fsr-3398	538	12	transition	transition	NOUN
fsr-3398	538	13	.	.	PUNCT
fsr-3398	539	1	economic	economic	ADJ
fsr-3398	539	2	development	development	NOUN
fsr-3398	539	3	and	and	CCONJ
fsr-3398	539	4	cultural	cultural	ADJ
fsr-3398	539	5	change	change	NOUN
fsr-3398	539	6	,	,	PUNCT
fsr-3398	539	7	51	51	NUM
fsr-3398	539	8	,	,	PUNCT
fsr-3398	539	9	805–822	805–822	NUM
fsr-3398	539	10	.	.	PUNCT
fsr-3398	539	11	haliassos	haliassos	NOUN
fsr-3398	539	12	,	,	PUNCT
fsr-3398	539	13	m.	m.	NOUN
fsr-3398	539	14	,	,	PUNCT
fsr-3398	539	15	&	&	CCONJ
fsr-3398	539	16	bertaut	bertaut	PROPN
fsr-3398	539	17	,	,	PUNCT
fsr-3398	539	18	c.	c.	PROPN
fsr-3398	539	19	c.	c.	PROPN
fsr-3398	539	20	(	(	PUNCT
fsr-3398	539	21	1995	1995	NUM
fsr-3398	539	22	)	)	PUNCT
fsr-3398	539	23	.	.	PUNCT
fsr-3398	540	1	why	why	SCONJ
fsr-3398	540	2	do	do	AUX
fsr-3398	540	3	so	so	ADV
fsr-3398	540	4	few	few	ADJ
fsr-3398	540	5	hold	hold	VERB
fsr-3398	540	6	stocks	stock	NOUN
fsr-3398	540	7	?	?	PUNCT
fsr-3398	541	1	the	the	DET
fsr-3398	541	2	economic	economic	ADJ
fsr-3398	541	3	journal	journal	NOUN
fsr-3398	541	4	,	,	PUNCT
fsr-3398	541	5	105	105	NUM
fsr-3398	541	6	,	,	PUNCT
fsr-3398	541	7	1110–1129	1110–1129	NUM
fsr-3398	541	8	.	.	PUNCT
fsr-3398	541	9	hanna	hanna	PROPN
fsr-3398	541	10	,	,	PUNCT
fsr-3398	541	11	s.	s.	PROPN
fsr-3398	541	12	d.	d.	PROPN
fsr-3398	541	13	,	,	PUNCT
fsr-3398	541	14	&	&	CCONJ
fsr-3398	541	15	chen	chen	PROPN
fsr-3398	541	16	,	,	PUNCT
fsr-3398	541	17	p.	p.	NOUN
fsr-3398	541	18	(	(	PUNCT
fsr-3398	541	19	1997	1997	NUM
fsr-3398	541	20	)	)	PUNCT
fsr-3398	541	21	.	.	PUNCT
fsr-3398	542	1	subjective	subjective	ADJ
fsr-3398	542	2	and	and	CCONJ
fsr-3398	542	3	objective	objective	ADJ
fsr-3398	542	4	risk	risk	NOUN
fsr-3398	542	5	tolerance	tolerance	NOUN
fsr-3398	542	6	:	:	PUNCT
fsr-3398	542	7	implications	implication	NOUN
fsr-3398	542	8	for	for	ADP
fsr-3398	542	9	optimal	optimal	ADJ
fsr-3398	542	10	portfolios	portfolio	NOUN
fsr-3398	542	11	.	.	PUNCT
fsr-3398	543	1	financial	financial	ADJ
fsr-3398	543	2	counseling	counseling	NOUN
fsr-3398	543	3	and	and	CCONJ
fsr-3398	543	4	planning	planning	NOUN
fsr-3398	543	5	,	,	PUNCT
fsr-3398	543	6	8	8	NUM
fsr-3398	543	7	,	,	PUNCT
fsr-3398	543	8	17–26	17–26	NUM
fsr-3398	543	9	.	.	PUNCT
fsr-3398	543	10	hanna	hanna	PROPN
fsr-3398	543	11	,	,	PUNCT
fsr-3398	543	12	s.	s.	PROPN
fsr-3398	543	13	d.	d.	PROPN
fsr-3398	543	14	,	,	PUNCT
fsr-3398	543	15	gutter	gutter	NOUN
fsr-3398	543	16	,	,	PUNCT
fsr-3398	543	17	m.	m.	NOUN
fsr-3398	543	18	s.	s.	PROPN
fsr-3398	543	19	,	,	PUNCT
fsr-3398	543	20	&	&	CCONJ
fsr-3398	543	21	fan	fan	PROPN
fsr-3398	543	22	,	,	PUNCT
fsr-3398	543	23	j.	j.	PROPN
fsr-3398	543	24	x.	x.	PROPN
fsr-3398	543	25	(	(	PUNCT
fsr-3398	543	26	2001	2001	NUM
fsr-3398	543	27	)	)	PUNCT
fsr-3398	543	28	.	.	PUNCT
fsr-3398	544	1	a	a	DET
fsr-3398	544	2	measure	measure	NOUN
fsr-3398	544	3	of	of	ADP
fsr-3398	544	4	risk	risk	NOUN
fsr-3398	544	5	tolerance	tolerance	NOUN
fsr-3398	544	6	based	base	VERB
fsr-3398	544	7	on	on	ADP
fsr-3398	544	8	economic	economic	ADJ
fsr-3398	544	9	theory	theory	NOUN
fsr-3398	544	10	.	.	PUNCT
fsr-3398	545	1	financial	financial	ADJ
fsr-3398	545	2	counseling	counseling	NOUN
fsr-3398	545	3	and	and	CCONJ
fsr-3398	545	4	planning	planning	NOUN
fsr-3398	545	5	,	,	PUNCT
fsr-3398	545	6	12	12	NUM
fsr-3398	545	7	,	,	PUNCT
fsr-3398	545	8	53–60	53–60	PROPN
fsr-3398	545	9	.	.	PUNCT
fsr-3398	545	10	hanna	hanna	PROPN
fsr-3398	545	11	,	,	PUNCT
fsr-3398	545	12	s.	s.	PROPN
fsr-3398	545	13	d.	d.	PROPN
fsr-3398	545	14	,	,	PUNCT
fsr-3398	545	15	kim	kim	PROPN
fsr-3398	545	16	,	,	PUNCT
fsr-3398	545	17	k.	k.	PROPN
fsr-3398	545	18	t.	t.	PROPN
fsr-3398	545	19	,	,	PUNCT
fsr-3398	545	20	&	&	CCONJ
fsr-3398	545	21	lindamood	lindamood	PROPN
fsr-3398	545	22	,	,	PUNCT
fsr-3398	545	23	s.	s.	PROPN
fsr-3398	545	24	(	(	PUNCT
fsr-3398	545	25	2018	2018	NUM
fsr-3398	545	26	)	)	PUNCT
fsr-3398	545	27	.	.	PUNCT
fsr-3398	546	1	behind	behind	ADP
fsr-3398	546	2	the	the	DET
fsr-3398	546	3	numbers	number	NOUN
fsr-3398	546	4	:	:	PUNCT
fsr-3398	546	5	understanding	understand	VERB
fsr-3398	546	6	the	the	DET
fsr-3398	546	7	survey	survey	NOUN
fsr-3398	546	8	of	of	ADP
fsr-3398	546	9	consumer	consumer	NOUN
fsr-3398	546	10	finances	finance	NOUN
fsr-3398	546	11	.	.	PUNCT
fsr-3398	547	1	journal	journal	NOUN
fsr-3398	547	2	of	of	ADP
fsr-3398	547	3	financial	financial	ADJ
fsr-3398	547	4	counseling	counseling	NOUN
fsr-3398	547	5	and	and	CCONJ
fsr-3398	547	6	planning	planning	NOUN
fsr-3398	547	7	,	,	PUNCT
fsr-3398	547	8	29	29	NUM
fsr-3398	547	9	,	,	PUNCT
fsr-3398	547	10	410–418	410–418	NUM
fsr-3398	547	11	.	.	PUNCT
fsr-3398	548	1	301s.d	301s.d	NUM
fsr-3398	548	2	.	.	PUNCT
fsr-3398	549	1	hanna	hanna	PROPN
fsr-3398	549	2	et	et	PROPN
fsr-3398	549	3	al	al	PROPN
fsr-3398	549	4	.	.	PUNCT
fsr-3398	549	5	/	/	SYM
fsr-3398	549	6	financial	financial	ADJ
fsr-3398	549	7	services	service	NOUN
fsr-3398	549	8	review	review	VERB
fsr-3398	549	9	27	27	NUM
fsr-3398	549	10	(	(	PUNCT
fsr-3398	549	11	2018	2018	NUM
fsr-3398	549	12	)	)	PUNCT
fsr-3398	549	13	279	279	NUM
fsr-3398	549	14	-	-	SYM
fsr-3398	549	15	302	302	NUM
fsr-3398	549	16	hanna	hanna	NOUN
fsr-3398	549	17	,	,	PUNCT
fsr-3398	549	18	s.	s.	PROPN
fsr-3398	549	19	d.	d.	PROPN
fsr-3398	549	20	,	,	PUNCT
fsr-3398	549	21	&	&	CCONJ
fsr-3398	549	22	lindamood	lindamood	PROPN
fsr-3398	549	23	,	,	PUNCT
fsr-3398	549	24	s.	s.	PROPN
fsr-3398	549	25	(	(	PUNCT
fsr-3398	549	26	2008	2008	NUM
fsr-3398	549	27	)	)	PUNCT
fsr-3398	549	28	.	.	PUNCT
fsr-3398	550	1	the	the	DET
fsr-3398	550	2	decrease	decrease	NOUN
fsr-3398	550	3	in	in	ADP
fsr-3398	550	4	stock	stock	NOUN
fsr-3398	550	5	ownership	ownership	NOUN
fsr-3398	550	6	by	by	ADP
fsr-3398	550	7	minority	minority	NOUN
fsr-3398	550	8	households	household	NOUN
fsr-3398	550	9	.	.	PUNCT
fsr-3398	551	1	journal	journal	NOUN
fsr-3398	551	2	of	of	ADP
fsr-3398	551	3	financial	financial	ADJ
fsr-3398	551	4	counseling	counseling	NOUN
fsr-3398	551	5	and	and	CCONJ
fsr-3398	551	6	planning	planning	NOUN
fsr-3398	551	7	,	,	PUNCT
fsr-3398	551	8	19	19	NUM
fsr-3398	551	9	,	,	PUNCT
fsr-3398	551	10	46–58	46–58	NOUN
fsr-3398	551	11	.	.	PUNCT
fsr-3398	552	1	hanna	hanna	PROPN
fsr-3398	552	2	,	,	PUNCT
fsr-3398	552	3	s.	s.	PROPN
fsr-3398	552	4	d.	d.	PROPN
fsr-3398	552	5	,	,	PUNCT
fsr-3398	552	6	waller	waller	PROPN
fsr-3398	552	7	,	,	PUNCT
fsr-3398	552	8	w.	w.	PROPN
fsr-3398	552	9	,	,	PUNCT
fsr-3398	552	10	&	&	CCONJ
fsr-3398	552	11	finke	finke	PROPN
fsr-3398	552	12	,	,	PUNCT
fsr-3398	552	13	m.	m.	NOUN
fsr-3398	552	14	(	(	PUNCT
fsr-3398	552	15	2008	2008	NUM
fsr-3398	552	16	)	)	PUNCT
fsr-3398	552	17	.	.	PUNCT
fsr-3398	553	1	the	the	DET
fsr-3398	553	2	concept	concept	NOUN
fsr-3398	553	3	of	of	ADP
fsr-3398	553	4	risk	risk	NOUN
fsr-3398	553	5	tolerance	tolerance	NOUN
fsr-3398	553	6	in	in	ADP
fsr-3398	553	7	personal	personal	ADJ
fsr-3398	553	8	financial	financial	ADJ
fsr-3398	553	9	planning	planning	NOUN
fsr-3398	553	10	.	.	PUNCT
fsr-3398	554	1	journal	journal	NOUN
fsr-3398	554	2	of	of	ADP
fsr-3398	554	3	personal	personal	ADJ
fsr-3398	554	4	finance	finance	NOUN
fsr-3398	554	5	,	,	PUNCT
fsr-3398	554	6	7	7	NUM
fsr-3398	554	7	,	,	PUNCT
fsr-3398	554	8	96–108	96–108	NUM
fsr-3398	554	9	.	.	PUNCT
fsr-3398	555	1	ho	ho	PROPN
fsr-3398	555	2	,	,	PUNCT
fsr-3398	555	3	k.	k.	PROPN
fsr-3398	555	4	,	,	PUNCT
fsr-3398	555	5	milevsky	milevsky	NOUN
fsr-3398	555	6	,	,	PUNCT
fsr-3398	555	7	m.	m.	NOUN
fsr-3398	555	8	a.	a.	PROPN
fsr-3398	555	9	,	,	PUNCT
fsr-3398	555	10	&	&	CCONJ
fsr-3398	555	11	robinson	robinson	PROPN
fsr-3398	555	12	,	,	PUNCT
fsr-3398	555	13	c.	c.	PROPN
fsr-3398	555	14	(	(	PUNCT
fsr-3398	555	15	1994	1994	NUM
fsr-3398	555	16	)	)	PUNCT
fsr-3398	555	17	.	.	PUNCT
fsr-3398	556	1	asset	asset	NOUN
fsr-3398	556	2	allocation	allocation	NOUN
fsr-3398	556	3	,	,	PUNCT
fsr-3398	556	4	life	life	NOUN
fsr-3398	556	5	expectancy	expectancy	NOUN
fsr-3398	556	6	and	and	CCONJ
fsr-3398	556	7	shortfall	shortfall	NOUN
fsr-3398	556	8	.	.	PUNCT
fsr-3398	557	1	financial	financial	ADJ
fsr-3398	557	2	services	service	NOUN
fsr-3398	557	3	review	review	PROPN
fsr-3398	557	4	,	,	PUNCT
fsr-3398	557	5	3	3	NUM
fsr-3398	557	6	,	,	PUNCT
fsr-3398	557	7	109–126	109–126	NUM
fsr-3398	557	8	.	.	PUNCT
fsr-3398	558	1	horneff	horneff	PROPN
fsr-3398	558	2	,	,	PUNCT
fsr-3398	558	3	w.	w.	PROPN
fsr-3398	558	4	j.	j.	PROPN
fsr-3398	558	5	,	,	PUNCT
fsr-3398	558	6	maurer	maurer	PROPN
fsr-3398	558	7	,	,	PUNCT
fsr-3398	558	8	r.	r.	PROPN
fsr-3398	558	9	h.	h.	PROPN
fsr-3398	558	10	,	,	PUNCT
fsr-3398	558	11	&	&	CCONJ
fsr-3398	558	12	stamos	stamos	PROPN
fsr-3398	558	13	,	,	PUNCT
fsr-3398	558	14	m.	m.	NOUN
fsr-3398	558	15	z.	z.	PROPN
fsr-3398	558	16	(	(	PUNCT
fsr-3398	558	17	2008	2008	NUM
fsr-3398	558	18	)	)	PUNCT
fsr-3398	558	19	.	.	PUNCT
fsr-3398	559	1	optimal	optimal	ADJ
fsr-3398	559	2	gradual	gradual	ADJ
fsr-3398	559	3	annuitization	annuitization	NOUN
fsr-3398	559	4	:	:	PUNCT
fsr-3398	559	5	quantifying	quantify	VERB
fsr-3398	559	6	the	the	DET
fsr-3398	559	7	costs	cost	NOUN
fsr-3398	559	8	of	of	ADP
fsr-3398	559	9	switching	switch	VERB
fsr-3398	559	10	to	to	ADP
fsr-3398	559	11	annuities	annuity	NOUN
fsr-3398	559	12	.	.	PUNCT
fsr-3398	560	1	the	the	DET
fsr-3398	560	2	journal	journal	NOUN
fsr-3398	560	3	of	of	ADP
fsr-3398	560	4	risk	risk	NOUN
fsr-3398	560	5	and	and	CCONJ
fsr-3398	560	6	insurance	insurance	NOUN
fsr-3398	560	7	,	,	PUNCT
fsr-3398	560	8	75	75	NUM
fsr-3398	560	9	,	,	PUNCT
fsr-3398	560	10	1019–1038	1019–1038	NUM
fsr-3398	560	11	.	.	PUNCT
fsr-3398	561	1	hubbard	hubbard	PROPN
fsr-3398	561	2	,	,	PUNCT
fsr-3398	561	3	r.	r.	PROPN
fsr-3398	561	4	g.	g.	PROPN
fsr-3398	561	5	,	,	PUNCT
fsr-3398	561	6	skinner	skinner	PROPN
fsr-3398	561	7	,	,	PUNCT
fsr-3398	561	8	j.	j.	PROPN
fsr-3398	561	9	,	,	PUNCT
fsr-3398	561	10	&	&	CCONJ
fsr-3398	561	11	zeldes	zelde	NOUN
fsr-3398	561	12	,	,	PUNCT
fsr-3398	561	13	s.	s.	PROPN
fsr-3398	561	14	p.	p.	PROPN
fsr-3398	561	15	(	(	PUNCT
fsr-3398	561	16	1994	1994	NUM
fsr-3398	561	17	)	)	PUNCT
fsr-3398	561	18	.	.	PUNCT
fsr-3398	562	1	the	the	DET
fsr-3398	562	2	importance	importance	NOUN
fsr-3398	562	3	of	of	ADP
fsr-3398	562	4	precautionary	precautionary	ADJ
fsr-3398	562	5	motives	motive	NOUN
fsr-3398	562	6	in	in	ADP
fsr-3398	562	7	explaining	explain	VERB
fsr-3398	562	8	individual	individual	ADJ
fsr-3398	562	9	and	and	CCONJ
fsr-3398	562	10	aggregate	aggregate	ADJ
fsr-3398	562	11	saving	saving	NOUN
fsr-3398	562	12	.	.	PUNCT
fsr-3398	563	1	carnegie	carnegie	NOUN
fsr-3398	563	2	-	-	PUNCT
fsr-3398	563	3	rochester	rochester	PROPN
fsr-3398	563	4	conference	conference	NOUN
fsr-3398	563	5	series	series	NOUN
fsr-3398	563	6	on	on	ADP
fsr-3398	563	7	public	public	ADJ
fsr-3398	563	8	policy	policy	NOUN
fsr-3398	563	9	,	,	PUNCT
fsr-3398	563	10	40	40	NUM
fsr-3398	563	11	,	,	PUNCT
fsr-3398	563	12	59–125	59–125	NUM
fsr-3398	563	13	.	.	PUNCT
fsr-3398	564	1	kim	kim	PROPN
fsr-3398	564	2	,	,	PUNCT
fsr-3398	564	3	k.	k.	PROPN
fsr-3398	564	4	,	,	PUNCT
fsr-3398	564	5	&	&	CCONJ
fsr-3398	564	6	hanna	hanna	PROPN
fsr-3398	564	7	,	,	PUNCT
fsr-3398	564	8	s.	s.	PROPN
fsr-3398	564	9	d.	d.	PROPN
fsr-3398	564	10	(	(	PUNCT
fsr-3398	564	11	2015	2015	NUM
fsr-3398	564	12	)	)	PUNCT
fsr-3398	564	13	.	.	PUNCT
fsr-3398	565	1	does	do	AUX
fsr-3398	565	2	financial	financial	ADJ
fsr-3398	565	3	sophistication	sophistication	NOUN
fsr-3398	565	4	matter	matter	NOUN
fsr-3398	565	5	in	in	ADP
fsr-3398	565	6	retirement	retirement	NOUN
fsr-3398	565	7	preparedness	preparedness	NOUN
fsr-3398	565	8	?	?	PUNCT
fsr-3398	566	1	journal	journal	NOUN
fsr-3398	566	2	of	of	ADP
fsr-3398	566	3	personal	personal	ADJ
fsr-3398	566	4	finance	finance	NOUN
fsr-3398	566	5	,	,	PUNCT
fsr-3398	566	6	14	14	NUM
fsr-3398	566	7	,	,	PUNCT
fsr-3398	566	8	9–20	9–20	NOUN
fsr-3398	566	9	.	.	PUNCT
fsr-3398	567	1	kim	kim	PROPN
fsr-3398	567	2	,	,	PUNCT
fsr-3398	567	3	k.	k.	PROPN
fsr-3398	567	4	,	,	PUNCT
fsr-3398	567	5	wilmarth	wilmarth	NOUN
fsr-3398	567	6	,	,	PUNCT
fsr-3398	567	7	m.	m.	NOUN
fsr-3398	567	8	,	,	PUNCT
fsr-3398	567	9	&	&	CCONJ
fsr-3398	567	10	choi	choi	PROPN
fsr-3398	567	11	,	,	PUNCT
fsr-3398	567	12	s.	s.	PROPN
fsr-3398	567	13	(	(	PUNCT
fsr-3398	567	14	2016	2016	NUM
fsr-3398	567	15	)	)	PUNCT
fsr-3398	567	16	.	.	PUNCT
fsr-3398	568	1	credit	credit	NOUN
fsr-3398	568	2	use	use	NOUN
fsr-3398	568	3	of	of	ADP
fsr-3398	568	4	u.s	u.s	PROPN
fsr-3398	568	5	.	.	PROPN
fsr-3398	568	6	households	household	NOUN
fsr-3398	568	7	after	after	ADP
fsr-3398	568	8	the	the	DET
fsr-3398	568	9	great	great	ADJ
fsr-3398	568	10	recession	recession	NOUN
fsr-3398	568	11	:	:	PUNCT
fsr-3398	568	12	the	the	DET
fsr-3398	568	13	role	role	NOUN
fsr-3398	568	14	of	of	ADP
fsr-3398	568	15	credit	credit	NOUN
fsr-3398	568	16	constraints	constraint	NOUN
fsr-3398	568	17	.	.	PUNCT
fsr-3398	569	1	family	family	NOUN
fsr-3398	569	2	&	&	CCONJ
fsr-3398	569	3	consumer	consumer	PROPN
fsr-3398	569	4	sciences	sciences	PROPN
fsr-3398	569	5	research	research	NOUN
fsr-3398	569	6	journal	journal	NOUN
fsr-3398	569	7	,	,	PUNCT
fsr-3398	569	8	44	44	NUM
fsr-3398	569	9	,	,	PUNCT
fsr-3398	569	10	280–294	280–294	NUM
fsr-3398	569	11	.	.	PUNCT
fsr-3398	570	1	kimball	kimball	PROPN
fsr-3398	570	2	,	,	PUNCT
fsr-3398	570	3	m.	m.	NOUN
fsr-3398	570	4	s.	s.	PROPN
fsr-3398	570	5	(	(	PUNCT
fsr-3398	570	6	1988	1988	NUM
fsr-3398	570	7	)	)	PUNCT
fsr-3398	570	8	.	.	PUNCT
fsr-3398	571	1	farmers	farmer	NOUN
fsr-3398	571	2	’	'	PUNCT
fsr-3398	571	3	cooperatives	cooperative	NOUN
fsr-3398	571	4	as	as	ADP
fsr-3398	571	5	behavior	behavior	NOUN
fsr-3398	571	6	toward	toward	ADP
fsr-3398	571	7	risk	risk	NOUN
fsr-3398	571	8	.	.	PUNCT
fsr-3398	572	1	the	the	DET
fsr-3398	572	2	american	american	PROPN
fsr-3398	572	3	economic	economic	PROPN
fsr-3398	572	4	review	review	PROPN
fsr-3398	572	5	,	,	PUNCT
fsr-3398	572	6	78	78	NUM
fsr-3398	572	7	,	,	PUNCT
fsr-3398	572	8	224–232	224–232	NUM
fsr-3398	572	9	.	.	PUNCT
fsr-3398	573	1	lv	lv	PROPN
fsr-3398	573	2	,	,	PUNCT
fsr-3398	573	3	x.	x.	PROPN
fsr-3398	573	4	l.	l.	PROPN
fsr-3398	573	5	(	(	PUNCT
fsr-3398	573	6	2007	2007	NUM
fsr-3398	573	7	)	)	PUNCT
fsr-3398	573	8	.	.	PUNCT
fsr-3398	574	1	analysis	analysis	NOUN
fsr-3398	574	2	of	of	ADP
fsr-3398	574	3	bank	bank	NOUN
fsr-3398	574	4	customer	customer	NOUN
fsr-3398	574	5	’s	’s	PART
fsr-3398	574	6	risk	risk	NOUN
fsr-3398	574	7	tolerance	tolerance	NOUN
fsr-3398	574	8	.	.	PUNCT
fsr-3398	575	1	mathematical	mathematical	ADJ
fsr-3398	575	2	statistics	statistic	NOUN
fsr-3398	575	3	and	and	CCONJ
fsr-3398	575	4	management	management	NOUN
fsr-3398	575	5	,	,	PUNCT
fsr-3398	575	6	26	26	NUM
fsr-3398	575	7	,	,	PUNCT
fsr-3398	575	8	1062–1065	1062–1065	NUM
fsr-3398	575	9	.	.	PUNCT
fsr-3398	576	1	nobre	nobre	PROPN
fsr-3398	576	2	,	,	PUNCT
fsr-3398	576	3	l.	l.	PROPN
fsr-3398	576	4	h.	h.	PROPN
fsr-3398	576	5	n.	n.	PROPN
fsr-3398	576	6	,	,	PUNCT
fsr-3398	576	7	&	&	CCONJ
fsr-3398	576	8	grable	grable	PROPN
fsr-3398	576	9	,	,	PUNCT
fsr-3398	576	10	j.	j.	PROPN
fsr-3398	576	11	e.	e.	PROPN
fsr-3398	576	12	(	(	PUNCT
fsr-3398	576	13	2015	2015	NUM
fsr-3398	576	14	)	)	PUNCT
fsr-3398	576	15	.	.	PUNCT
fsr-3398	577	1	the	the	DET
fsr-3398	577	2	role	role	NOUN
fsr-3398	577	3	of	of	ADP
fsr-3398	577	4	risk	risk	NOUN
fsr-3398	577	5	profiles	profile	NOUN
fsr-3398	577	6	and	and	CCONJ
fsr-3398	577	7	risk	risk	NOUN
fsr-3398	577	8	tolerance	tolerance	NOUN
fsr-3398	577	9	in	in	ADP
fsr-3398	577	10	shaping	shape	VERB
fsr-3398	577	11	client	client	NOUN
fsr-3398	577	12	investment	investment	NOUN
fsr-3398	577	13	decisions	decision	NOUN
fsr-3398	577	14	.	.	PUNCT
fsr-3398	578	1	journal	journal	NOUN
fsr-3398	578	2	of	of	ADP
fsr-3398	578	3	financial	financial	ADJ
fsr-3398	578	4	service	service	NOUN
fsr-3398	578	5	professionals	professional	NOUN
fsr-3398	578	6	,	,	PUNCT
fsr-3398	578	7	69	69	NUM
fsr-3398	578	8	,	,	PUNCT
fsr-3398	578	9	18–21	18–21	NUM
fsr-3398	578	10	.	.	PUNCT
fsr-3398	579	1	pyles	pyles	PROPN
fsr-3398	579	2	m.	m.	PROPN
fsr-3398	579	3	k.	k.	PROPN
fsr-3398	579	4	,	,	PUNCT
fsr-3398	579	5	li	li	PROPN
fsr-3398	579	6	,	,	PUNCT
fsr-3398	579	7	y.	y.	PROPN
fsr-3398	579	8	,	,	PUNCT
fsr-3398	579	9	wu	wu	PROPN
fsr-3398	579	10	,	,	PUNCT
fsr-3398	579	11	s.	s.	PROPN
fsr-3398	579	12	,	,	PUNCT
fsr-3398	579	13	&	&	CCONJ
fsr-3398	579	14	dolvin	dolvin	PROPN
fsr-3398	579	15	,	,	PUNCT
fsr-3398	579	16	s.	s.	PROPN
fsr-3398	579	17	d.	d.	PROPN
fsr-3398	579	18	(	(	PUNCT
fsr-3398	579	19	2016	2016	NUM
fsr-3398	579	20	)	)	PUNCT
fsr-3398	579	21	.	.	PUNCT
fsr-3398	580	1	cultural	cultural	ADJ
fsr-3398	580	2	influences	influence	NOUN
fsr-3398	580	3	on	on	ADP
fsr-3398	580	4	risk	risk	NOUN
fsr-3398	580	5	tolerance	tolerance	NOUN
fsr-3398	580	6	and	and	CCONJ
fsr-3398	580	7	portfolio	portfolio	NOUN
fsr-3398	580	8	creation	creation	NOUN
fsr-3398	580	9	.	.	PUNCT
fsr-3398	581	1	journal	journal	NOUN
fsr-3398	581	2	of	of	ADP
fsr-3398	581	3	behavioral	behavioral	ADJ
fsr-3398	581	4	and	and	CCONJ
fsr-3398	581	5	experimental	experimental	ADJ
fsr-3398	581	6	finance	finance	NOUN
fsr-3398	581	7	,	,	PUNCT
fsr-3398	581	8	9	9	NUM
fsr-3398	581	9	,	,	PUNCT
fsr-3398	581	10	43–55	43–55	NUM
fsr-3398	581	11	.	.	PUNCT
fsr-3398	582	1	poterba	poterba	NOUN
fsr-3398	582	2	,	,	PUNCT
fsr-3398	582	3	j.	j.	PROPN
fsr-3398	582	4	,	,	PUNCT
fsr-3398	582	5	rauh	rauh	PROPN
fsr-3398	582	6	,	,	PUNCT
fsr-3398	582	7	j.	j.	PROPN
fsr-3398	582	8	,	,	PUNCT
fsr-3398	582	9	&	&	CCONJ
fsr-3398	582	10	venti	venti	PROPN
fsr-3398	582	11	,	,	PUNCT
fsr-3398	582	12	s.	s.	PROPN
fsr-3398	582	13	f.	f.	PROPN
fsr-3398	582	14	(	(	PUNCT
fsr-3398	582	15	2005	2005	NUM
fsr-3398	582	16	)	)	PUNCT
fsr-3398	582	17	.	.	PUNCT
fsr-3398	583	1	utility	utility	NOUN
fsr-3398	583	2	evaluation	evaluation	NOUN
fsr-3398	583	3	of	of	ADP
fsr-3398	583	4	risk	risk	NOUN
fsr-3398	583	5	in	in	ADP
fsr-3398	583	6	retirement	retirement	NOUN
fsr-3398	583	7	saving	saving	NOUN
fsr-3398	583	8	accounts	account	NOUN
fsr-3398	583	9	.	.	PUNCT
fsr-3398	584	1	in	in	ADP
fsr-3398	584	2	d.	d.	PROPN
fsr-3398	584	3	a.	a.	PROPN
fsr-3398	584	4	wise	wise	PROPN
fsr-3398	584	5	(	(	PUNCT
fsr-3398	584	6	ed	ed	NOUN
fsr-3398	584	7	.	.	PUNCT
fsr-3398	584	8	)	)	PUNCT
fsr-3398	584	9	,	,	PUNCT
fsr-3398	584	10	analyses	analysis	NOUN
fsr-3398	584	11	in	in	ADP
fsr-3398	584	12	the	the	DET
fsr-3398	584	13	economics	economic	NOUN
fsr-3398	584	14	of	of	ADP
fsr-3398	584	15	aging	age	VERB
fsr-3398	584	16	(	(	PUNCT
fsr-3398	584	17	pp	pp	ADJ
fsr-3398	584	18	.	.	PUNCT
fsr-3398	584	19	13–58	13–58	NUM
fsr-3398	584	20	)	)	PUNCT
fsr-3398	584	21	.	.	PUNCT
fsr-3398	585	1	chicago	chicago	PROPN
fsr-3398	585	2	,	,	PUNCT
fsr-3398	585	3	il	il	PROPN
fsr-3398	585	4	:	:	PUNCT
fsr-3398	585	5	university	university	PROPN
fsr-3398	585	6	of	of	ADP
fsr-3398	585	7	chicago	chicago	PROPN
fsr-3398	585	8	press	press	NOUN
fsr-3398	585	9	.	.	PUNCT
fsr-3398	586	1	pratt	pratt	PROPN
fsr-3398	586	2	,	,	PUNCT
fsr-3398	586	3	j.	j.	PROPN
fsr-3398	586	4	w.	w.	PROPN
fsr-3398	586	5	(	(	PUNCT
fsr-3398	586	6	1964	1964	NUM
fsr-3398	586	7	)	)	PUNCT
fsr-3398	586	8	.	.	PUNCT
fsr-3398	587	1	risk	risk	NOUN
fsr-3398	587	2	aversion	aversion	NOUN
fsr-3398	587	3	in	in	ADP
fsr-3398	587	4	the	the	DET
fsr-3398	587	5	small	small	ADJ
fsr-3398	587	6	and	and	CCONJ
fsr-3398	587	7	in	in	ADP
fsr-3398	587	8	the	the	DET
fsr-3398	587	9	large	large	ADJ
fsr-3398	587	10	.	.	PUNCT
fsr-3398	588	1	econometrica	econometrica	PROPN
fsr-3398	588	2	,	,	PUNCT
fsr-3398	588	3	32	32	NUM
fsr-3398	588	4	,	,	PUNCT
fsr-3398	588	5	122–136	122–136	NUM
fsr-3398	588	6	.	.	PUNCT
fsr-3398	589	1	schoemaker	schoemaker	NOUN
fsr-3398	589	2	,	,	PUNCT
fsr-3398	589	3	p.	p.	PROPN
fsr-3398	589	4	j.	j.	PROPN
fsr-3398	589	5	h.	h.	PROPN
fsr-3398	589	6	(	(	PUNCT
fsr-3398	589	7	1982	1982	NUM
fsr-3398	589	8	)	)	PUNCT
fsr-3398	589	9	.	.	PUNCT
fsr-3398	590	1	the	the	DET
fsr-3398	590	2	expected	expect	VERB
fsr-3398	590	3	utility	utility	NOUN
fsr-3398	590	4	model	model	NOUN
fsr-3398	590	5	:	:	PUNCT
fsr-3398	590	6	its	its	PRON
fsr-3398	590	7	variants	variant	NOUN
fsr-3398	590	8	,	,	PUNCT
fsr-3398	590	9	purposes	purpose	NOUN
fsr-3398	590	10	,	,	PUNCT
fsr-3398	590	11	evidence	evidence	NOUN
fsr-3398	590	12	and	and	CCONJ
fsr-3398	590	13	limitations	limitation	NOUN
fsr-3398	590	14	.	.	PUNCT
fsr-3398	591	1	journal	journal	NOUN
fsr-3398	591	2	of	of	ADP
fsr-3398	591	3	economic	economic	ADJ
fsr-3398	591	4	literature	literature	NOUN
fsr-3398	591	5	,	,	PUNCT
fsr-3398	591	6	20	20	NUM
fsr-3398	591	7	,	,	PUNCT
fsr-3398	591	8	529–563	529–563	NUM
fsr-3398	591	9	.	.	PUNCT
fsr-3398	592	1	scholz	scholz	NOUN
fsr-3398	592	2	,	,	PUNCT
fsr-3398	592	3	j.	j.	PROPN
fsr-3398	592	4	k.	k.	PROPN
fsr-3398	592	5	,	,	PUNCT
fsr-3398	592	6	seshadri	seshadri	PROPN
fsr-3398	592	7	,	,	PUNCT
fsr-3398	592	8	a.	a.	NOUN
fsr-3398	592	9	,	,	PUNCT
fsr-3398	592	10	&	&	CCONJ
fsr-3398	592	11	khitatrakun	khitatrakun	PROPN
fsr-3398	592	12	,	,	PUNCT
fsr-3398	592	13	s.	s.	PROPN
fsr-3398	592	14	(	(	PUNCT
fsr-3398	592	15	2006	2006	NUM
fsr-3398	592	16	)	)	PUNCT
fsr-3398	592	17	.	.	PUNCT
fsr-3398	593	1	are	be	AUX
fsr-3398	593	2	americans	americans	PROPN
fsr-3398	593	3	saving	save	VERB
fsr-3398	593	4	“	"	PUNCT
fsr-3398	593	5	optimally	optimally	ADV
fsr-3398	593	6	”	"	PUNCT
fsr-3398	593	7	for	for	ADP
fsr-3398	593	8	retirement	retirement	NOUN
fsr-3398	593	9	?	?	PUNCT
fsr-3398	594	1	journal	journal	NOUN
fsr-3398	594	2	of	of	ADP
fsr-3398	594	3	political	political	ADJ
fsr-3398	594	4	economy	economy	NOUN
fsr-3398	594	5	,	,	PUNCT
fsr-3398	594	6	114	114	NUM
fsr-3398	594	7	,	,	PUNCT
fsr-3398	594	8	607–643	607–643	NUM
fsr-3398	594	9	.	.	PUNCT
fsr-3398	595	1	shin	shin	PROPN
fsr-3398	595	2	,	,	PUNCT
fsr-3398	595	3	s.	s.	PROPN
fsr-3398	595	4	h.	h.	PROPN
fsr-3398	595	5	,	,	PUNCT
fsr-3398	595	6	&	&	CCONJ
fsr-3398	595	7	hanna	hanna	PROPN
fsr-3398	595	8	,	,	PUNCT
fsr-3398	595	9	s.	s.	PROPN
fsr-3398	595	10	d.	d.	PROPN
fsr-3398	595	11	(	(	PUNCT
fsr-3398	595	12	2015	2015	NUM
fsr-3398	595	13	)	)	PUNCT
fsr-3398	595	14	.	.	PUNCT
fsr-3398	596	1	decomposition	decomposition	NOUN
fsr-3398	596	2	analyses	analysis	NOUN
fsr-3398	596	3	of	of	ADP
fsr-3398	596	4	racial	racial	ADJ
fsr-3398	596	5	/	/	SYM
fsr-3398	596	6	ethnic	ethnic	ADJ
fsr-3398	596	7	differences	difference	NOUN
fsr-3398	596	8	in	in	ADP
fsr-3398	596	9	high	high	ADJ
fsr-3398	596	10	return	return	NOUN
fsr-3398	596	11	investment	investment	NOUN
fsr-3398	596	12	ownership	ownership	NOUN
fsr-3398	596	13	after	after	ADP
fsr-3398	596	14	the	the	DET
fsr-3398	596	15	great	great	ADJ
fsr-3398	596	16	recession	recession	NOUN
fsr-3398	596	17	.	.	PUNCT
fsr-3398	597	1	journal	journal	NOUN
fsr-3398	597	2	of	of	ADP
fsr-3398	597	3	financial	financial	ADJ
fsr-3398	597	4	counseling	counseling	NOUN
fsr-3398	597	5	and	and	CCONJ
fsr-3398	597	6	planning	planning	NOUN
fsr-3398	597	7	,	,	PUNCT
fsr-3398	597	8	26	26	NUM
fsr-3398	597	9	,	,	PUNCT
fsr-3398	597	10	43–62	43–62	NUM
fsr-3398	597	11	.	.	PUNCT
fsr-3398	597	12	shin	shin	PROPN
fsr-3398	597	13	,	,	PUNCT
fsr-3398	597	14	s.	s.	PROPN
fsr-3398	597	15	h.	h.	PROPN
fsr-3398	597	16	,	,	PUNCT
fsr-3398	597	17	&	&	CCONJ
fsr-3398	597	18	hanna	hanna	PROPN
fsr-3398	597	19	,	,	PUNCT
fsr-3398	597	20	s.	s.	PROPN
fsr-3398	597	21	d.	d.	PROPN
fsr-3398	597	22	(	(	PUNCT
fsr-3398	597	23	2017	2017	NUM
fsr-3398	597	24	)	)	PUNCT
fsr-3398	597	25	.	.	PUNCT
fsr-3398	598	1	accounting	account	VERB
fsr-3398	598	2	for	for	ADP
fsr-3398	598	3	complex	complex	ADJ
fsr-3398	598	4	sample	sample	NOUN
fsr-3398	598	5	design	design	NOUN
fsr-3398	598	6	in	in	ADP
fsr-3398	598	7	analyses	analysis	NOUN
fsr-3398	598	8	of	of	ADP
fsr-3398	598	9	the	the	DET
fsr-3398	598	10	survey	survey	NOUN
fsr-3398	598	11	of	of	ADP
fsr-3398	598	12	consumer	consumer	NOUN
fsr-3398	598	13	finances	finance	NOUN
fsr-3398	598	14	.	.	PUNCT
fsr-3398	599	1	journal	journal	NOUN
fsr-3398	599	2	of	of	ADP
fsr-3398	599	3	consumer	consumer	NOUN
fsr-3398	599	4	affairs	affair	NOUN
fsr-3398	599	5	,	,	PUNCT
fsr-3398	599	6	51	51	NUM
fsr-3398	599	7	,	,	PUNCT
fsr-3398	599	8	433–447	433–447	NUM
fsr-3398	599	9	.	.	PUNCT
fsr-3398	600	1	siegel	siegel	PROPN
fsr-3398	600	2	,	,	PUNCT
fsr-3398	600	3	j.	j.	PROPN
fsr-3398	600	4	,	,	PUNCT
fsr-3398	600	5	&	&	CCONJ
fsr-3398	600	6	thaler	thaler	PROPN
fsr-3398	600	7	,	,	PUNCT
fsr-3398	600	8	r.	r.	PROPN
fsr-3398	600	9	h.	h.	PROPN
fsr-3398	600	10	(	(	PUNCT
fsr-3398	600	11	1997	1997	NUM
fsr-3398	600	12	)	)	PUNCT
fsr-3398	600	13	.	.	PUNCT
fsr-3398	601	1	anomalies	anomaly	NOUN
fsr-3398	601	2	:	:	PUNCT
fsr-3398	601	3	the	the	DET
fsr-3398	601	4	equity	equity	NOUN
fsr-3398	601	5	premium	premium	NOUN
fsr-3398	601	6	puzzle	puzzle	NOUN
fsr-3398	601	7	.	.	PUNCT
fsr-3398	602	1	journal	journal	NOUN
fsr-3398	602	2	of	of	ADP
fsr-3398	602	3	economic	economic	ADJ
fsr-3398	602	4	perspectives	perspective	NOUN
fsr-3398	602	5	,	,	PUNCT
fsr-3398	602	6	11	11	NUM
fsr-3398	602	7	,	,	PUNCT
fsr-3398	602	8	191–200	191–200	NUM
fsr-3398	602	9	.	.	PUNCT
fsr-3398	603	1	sung	sung	PROPN
fsr-3398	603	2	,	,	PUNCT
fsr-3398	603	3	j.	j.	PROPN
fsr-3398	603	4	,	,	PUNCT
fsr-3398	603	5	&	&	CCONJ
fsr-3398	603	6	hanna	hanna	PROPN
fsr-3398	603	7	,	,	PUNCT
fsr-3398	603	8	s.	s.	PROPN
fsr-3398	603	9	d.	d.	PROPN
fsr-3398	603	10	(	(	PUNCT
fsr-3398	603	11	1996	1996	NUM
fsr-3398	603	12	)	)	PUNCT
fsr-3398	603	13	.	.	PUNCT
fsr-3398	604	1	factors	factor	NOUN
fsr-3398	604	2	related	relate	VERB
fsr-3398	604	3	to	to	PART
fsr-3398	604	4	risk	risk	VERB
fsr-3398	604	5	tolerance	tolerance	NOUN
fsr-3398	604	6	.	.	PUNCT
fsr-3398	605	1	journal	journal	NOUN
fsr-3398	605	2	of	of	ADP
fsr-3398	605	3	financial	financial	ADJ
fsr-3398	605	4	counseling	counseling	NOUN
fsr-3398	605	5	and	and	CCONJ
fsr-3398	605	6	planning	planning	NOUN
fsr-3398	605	7	,	,	PUNCT
fsr-3398	605	8	7	7	NUM
fsr-3398	605	9	,	,	PUNCT
fsr-3398	605	10	11–19	11–19	NUM
fsr-3398	605	11	.	.	PUNCT
fsr-3398	606	1	terpstra	terpstra	PROPN
fsr-3398	606	2	-	-	PUNCT
fsr-3398	606	3	tong	tong	PROPN
fsr-3398	606	4	,	,	PUNCT
fsr-3398	606	5	j.	j.	PROPN
fsr-3398	606	6	l.	l.	PROPN
fsr-3398	606	7	,	,	PUNCT
fsr-3398	606	8	&	&	CCONJ
fsr-3398	606	9	terpstra	terpstra	PROPN
fsr-3398	606	10	,	,	PUNCT
fsr-3398	606	11	r.	r.	PROPN
fsr-3398	606	12	h.	h.	PROPN
fsr-3398	606	13	(	(	PUNCT
fsr-3398	606	14	2013	2013	NUM
fsr-3398	606	15	)	)	PUNCT
fsr-3398	606	16	.	.	PUNCT
fsr-3398	607	1	differences	difference	NOUN
fsr-3398	607	2	in	in	ADP
fsr-3398	607	3	financial	financial	ADJ
fsr-3398	607	4	risk	risk	NOUN
fsr-3398	607	5	tolerance	tolerance	NOUN
fsr-3398	607	6	:	:	PUNCT
fsr-3398	607	7	a	a	DET
fsr-3398	607	8	study	study	NOUN
fsr-3398	607	9	of	of	ADP
fsr-3398	607	10	the	the	DET
fsr-3398	607	11	u.s	u.s	PROPN
fsr-3398	607	12	.	.	PROPN
fsr-3398	607	13	,	,	PUNCT
fsr-3398	607	14	china	china	PROPN
fsr-3398	607	15	,	,	PUNCT
fsr-3398	607	16	hong	hong	PROPN
fsr-3398	607	17	kong	kong	PROPN
fsr-3398	607	18	and	and	CCONJ
fsr-3398	607	19	macao	macao	PROPN
fsr-3398	607	20	.	.	PUNCT
fsr-3398	608	1	euro	euro	PROPN
fsr-3398	608	2	asia	asia	PROPN
fsr-3398	608	3	journal	journal	PROPN
fsr-3398	608	4	of	of	ADP
fsr-3398	608	5	management	management	NOUN
fsr-3398	608	6	,	,	PUNCT
fsr-3398	608	7	23	23	NUM
fsr-3398	608	8	,	,	PUNCT
fsr-3398	608	9	43–65	43–65	NUM
fsr-3398	608	10	.	.	PUNCT
fsr-3398	609	1	thaler	thaler	PROPN
fsr-3398	609	2	,	,	PUNCT
fsr-3398	609	3	r.	r.	PROPN
fsr-3398	609	4	h.	h.	PROPN
fsr-3398	609	5	,	,	PUNCT
fsr-3398	609	6	&	&	CCONJ
fsr-3398	609	7	sunstein	sunstein	PROPN
fsr-3398	609	8	,	,	PUNCT
fsr-3398	609	9	c.	c.	PROPN
fsr-3398	609	10	r.	r.	PROPN
fsr-3398	609	11	(	(	PUNCT
fsr-3398	609	12	2008	2008	NUM
fsr-3398	609	13	)	)	PUNCT
fsr-3398	609	14	nudge	nudge	VERB
fsr-3398	609	15	:	:	PUNCT
fsr-3398	609	16	improving	improve	VERB
fsr-3398	609	17	decisions	decision	NOUN
fsr-3398	609	18	about	about	ADP
fsr-3398	609	19	health	health	NOUN
fsr-3398	609	20	,	,	PUNCT
fsr-3398	609	21	wealth	wealth	NOUN
fsr-3398	609	22	,	,	PUNCT
fsr-3398	609	23	and	and	CCONJ
fsr-3398	609	24	happiness	happiness	NOUN
fsr-3398	609	25	.	.	PUNCT
fsr-3398	610	1	new	new	ADJ
fsr-3398	610	2	haven	haven	PROPN
fsr-3398	610	3	,	,	PUNCT
fsr-3398	610	4	ct	ct	PROPN
fsr-3398	610	5	:	:	PUNCT
fsr-3398	610	6	yale	yale	PROPN
fsr-3398	610	7	university	university	PROPN
fsr-3398	610	8	press	press	NOUN
fsr-3398	610	9	.	.	PUNCT
fsr-3398	611	1	wang	wang	PROPN
fsr-3398	611	2	,	,	PUNCT
fsr-3398	611	3	c.	c.	PROPN
fsr-3398	611	4	,	,	PUNCT
fsr-3398	611	5	&	&	CCONJ
fsr-3398	611	6	hanna	hanna	PROPN
fsr-3398	611	7	,	,	PUNCT
fsr-3398	611	8	s.	s.	PROPN
fsr-3398	611	9	d.	d.	PROPN
fsr-3398	611	10	(	(	PUNCT
fsr-3398	611	11	2007	2007	NUM
fsr-3398	611	12	)	)	PUNCT
fsr-3398	611	13	.	.	PUNCT
fsr-3398	612	1	the	the	DET
fsr-3398	612	2	risk	risk	NOUN
fsr-3398	612	3	tolerance	tolerance	NOUN
fsr-3398	612	4	and	and	CCONJ
fsr-3398	612	5	stock	stock	NOUN
fsr-3398	612	6	ownership	ownership	NOUN
fsr-3398	612	7	of	of	ADP
fsr-3398	612	8	business	business	NOUN
fsr-3398	612	9	owning	own	VERB
fsr-3398	612	10	households	household	NOUN
fsr-3398	612	11	.	.	PUNCT
fsr-3398	613	1	journal	journal	NOUN
fsr-3398	613	2	of	of	ADP
fsr-3398	613	3	financial	financial	ADJ
fsr-3398	613	4	counseling	counseling	NOUN
fsr-3398	613	5	and	and	CCONJ
fsr-3398	613	6	planning	planning	NOUN
fsr-3398	613	7	,	,	PUNCT
fsr-3398	613	8	18	18	NUM
fsr-3398	613	9	,	,	PUNCT
fsr-3398	613	10	3–18	3–18	PROPN
fsr-3398	613	11	.	.	PUNCT
fsr-3398	614	1	wang	wang	PROPN
fsr-3398	614	2	,	,	PUNCT
fsr-3398	614	3	h.	h.	PROPN
fsr-3398	614	4	,	,	PUNCT
fsr-3398	614	5	&	&	CCONJ
fsr-3398	614	6	hanna	hanna	PROPN
fsr-3398	614	7	,	,	PUNCT
fsr-3398	614	8	s.	s.	PROPN
fsr-3398	614	9	(	(	PUNCT
fsr-3398	614	10	1997	1997	NUM
fsr-3398	614	11	)	)	PUNCT
fsr-3398	614	12	.	.	PUNCT
fsr-3398	615	1	does	do	AUX
fsr-3398	615	2	risk	risk	VERB
fsr-3398	615	3	tolerance	tolerance	NOUN
fsr-3398	615	4	decrease	decrease	NOUN
fsr-3398	615	5	with	with	ADP
fsr-3398	615	6	age	age	NOUN
fsr-3398	615	7	?	?	PUNCT
fsr-3398	616	1	financial	financial	ADJ
fsr-3398	616	2	counseling	counseling	NOUN
fsr-3398	616	3	and	and	CCONJ
fsr-3398	616	4	planning	planning	NOUN
fsr-3398	616	5	,	,	PUNCT
fsr-3398	616	6	8	8	NUM
fsr-3398	616	7	,	,	PUNCT
fsr-3398	616	8	27–31	27–31	PROPN
fsr-3398	616	9	.	.	PUNCT
fsr-3398	617	1	yao	yao	PROPN
fsr-3398	617	2	,	,	PUNCT
fsr-3398	617	3	r.	r.	PROPN
fsr-3398	617	4	,	,	PUNCT
fsr-3398	617	5	gutter	gutter	NOUN
fsr-3398	617	6	,	,	PUNCT
fsr-3398	617	7	m.	m.	NOUN
fsr-3398	617	8	s.	s.	PROPN
fsr-3398	617	9	,	,	PUNCT
fsr-3398	617	10	&	&	CCONJ
fsr-3398	617	11	hanna	hanna	PROPN
fsr-3398	617	12	,	,	PUNCT
fsr-3398	617	13	s.	s.	PROPN
fsr-3398	617	14	d.	d.	PROPN
fsr-3398	617	15	(	(	PUNCT
fsr-3398	617	16	2005	2005	NUM
fsr-3398	617	17	)	)	PUNCT
fsr-3398	617	18	.	.	PUNCT
fsr-3398	618	1	the	the	DET
fsr-3398	618	2	financial	financial	ADJ
fsr-3398	618	3	risk	risk	NOUN
fsr-3398	618	4	tolerance	tolerance	NOUN
fsr-3398	618	5	of	of	ADP
fsr-3398	618	6	blacks	black	NOUN
fsr-3398	618	7	,	,	PUNCT
fsr-3398	618	8	hispanics	hispanic	NOUN
fsr-3398	618	9	and	and	CCONJ
fsr-3398	618	10	whites	white	NOUN
fsr-3398	618	11	.	.	PUNCT
fsr-3398	619	1	financial	financial	ADJ
fsr-3398	619	2	counseling	counseling	NOUN
fsr-3398	619	3	and	and	CCONJ
fsr-3398	619	4	planning	planning	NOUN
fsr-3398	619	5	,	,	PUNCT
fsr-3398	619	6	16	16	NUM
fsr-3398	619	7	,	,	PUNCT
fsr-3398	619	8	51–62	51–62	NUM
fsr-3398	619	9	.	.	PUNCT
fsr-3398	619	10	yao	yao	PROPN
fsr-3398	619	11	,	,	PUNCT
fsr-3398	619	12	r.	r.	PROPN
fsr-3398	619	13	,	,	PUNCT
fsr-3398	619	14	&	&	CCONJ
fsr-3398	619	15	hanna	hanna	PROPN
fsr-3398	619	16	,	,	PUNCT
fsr-3398	619	17	s.	s.	PROPN
fsr-3398	619	18	d.	d.	PROPN
fsr-3398	619	19	(	(	PUNCT
fsr-3398	619	20	2005	2005	NUM
fsr-3398	619	21	)	)	PUNCT
fsr-3398	619	22	.	.	PUNCT
fsr-3398	620	1	the	the	DET
fsr-3398	620	2	effect	effect	NOUN
fsr-3398	620	3	of	of	ADP
fsr-3398	620	4	gender	gender	NOUN
fsr-3398	620	5	and	and	CCONJ
fsr-3398	620	6	marital	marital	ADJ
fsr-3398	620	7	status	status	NOUN
fsr-3398	620	8	on	on	ADP
fsr-3398	620	9	financial	financial	ADJ
fsr-3398	620	10	risk	risk	NOUN
fsr-3398	620	11	tolerance	tolerance	NOUN
fsr-3398	620	12	.	.	PUNCT
fsr-3398	621	1	journal	journal	NOUN
fsr-3398	621	2	of	of	ADP
fsr-3398	621	3	personal	personal	ADJ
fsr-3398	621	4	finance	finance	NOUN
fsr-3398	621	5	,	,	PUNCT
fsr-3398	621	6	4	4	NUM
fsr-3398	621	7	,	,	PUNCT
fsr-3398	621	8	66–85	66–85	NUM
fsr-3398	621	9	.	.	PUNCT
fsr-3398	622	1	yao	yao	PROPN
fsr-3398	622	2	,	,	PUNCT
fsr-3398	622	3	r.	r.	PROPN
fsr-3398	622	4	,	,	PUNCT
fsr-3398	622	5	hanna	hanna	PROPN
fsr-3398	622	6	,	,	PUNCT
fsr-3398	622	7	s.	s.	PROPN
fsr-3398	622	8	d.	d.	PROPN
fsr-3398	622	9	,	,	PUNCT
fsr-3398	622	10	&	&	CCONJ
fsr-3398	622	11	lindamood	lindamood	PROPN
fsr-3398	622	12	,	,	PUNCT
fsr-3398	622	13	s.	s.	PROPN
fsr-3398	622	14	(	(	PUNCT
fsr-3398	622	15	2004	2004	NUM
fsr-3398	622	16	)	)	PUNCT
fsr-3398	622	17	.	.	PUNCT
fsr-3398	623	1	changes	change	NOUN
fsr-3398	623	2	in	in	ADP
fsr-3398	623	3	financial	financial	ADJ
fsr-3398	623	4	risk	risk	NOUN
fsr-3398	623	5	tolerance	tolerance	NOUN
fsr-3398	623	6	,	,	PUNCT
fsr-3398	623	7	1983–2001	1983–2001	NUM
fsr-3398	623	8	.	.	PUNCT
fsr-3398	623	9	financial	financial	ADJ
fsr-3398	623	10	services	service	NOUN
fsr-3398	623	11	review	review	PROPN
fsr-3398	623	12	,	,	PUNCT
fsr-3398	623	13	13	13	NUM
fsr-3398	623	14	,	,	PUNCT
fsr-3398	623	15	249–266	249–266	NUM
fsr-3398	623	16	.	.	PUNCT
fsr-3398	624	1	302	302	NUM
fsr-3398	624	2	s.d	s.d	PROPN
fsr-3398	624	3	.	.	PROPN
fsr-3398	624	4	hanna	hanna	PROPN
fsr-3398	624	5	et	et	PROPN
fsr-3398	624	6	al	al	PROPN
fsr-3398	624	7	.	.	PUNCT
fsr-3398	624	8	/	/	SYM
fsr-3398	624	9	financial	financial	ADJ
fsr-3398	624	10	services	service	NOUN
fsr-3398	624	11	review	review	VERB
fsr-3398	624	12	27	27	NUM
fsr-3398	624	13	(	(	PUNCT
fsr-3398	624	14	2018	2018	NUM
fsr-3398	624	15	)	)	PUNCT
fsr-3398	624	16	279	279	NUM
fsr-3398	624	17	-	-	SYM
fsr-3398	624	18	302	302	NUM