id	sid	tid	token	lemma	pos
fsr-3401	1	1	academy	academy	PROPN
fsr-3401	1	2	of	of	ADP
fsr-3401	1	3	financial	financial	ADJ
fsr-3401	1	4	services	service	NOUN
fsr-3401	1	5	officers	officer	NOUN
fsr-3401	1	6	president	president	PROPN
fsr-3401	1	7	swarn	swarn	PROPN
fsr-3401	1	8	chatterjee	chatterjee	PROPN
fsr-3401	1	9	university	university	PROPN
fsr-3401	1	10	of	of	ADP
fsr-3401	1	11	georgia	georgia	PROPN
fsr-3401	1	12	president	president	PROPN
fsr-3401	1	13	-	-	PUNCT
fsr-3401	1	14	elect	elect	PROPN
fsr-3401	1	15	janine	janine	PROPN
fsr-3401	1	16	scott	scott	PROPN
fsr-3401	1	17	shepherd	shepherd	PROPN
fsr-3401	1	18	university	university	PROPN
fsr-3401	1	19	executive	executive	ADJ
fsr-3401	1	20	vice	vice	NOUN
fsr-3401	1	21	president	president	NOUN
fsr-3401	1	22	-	-	PUNCT
fsr-3401	1	23	program	program	NOUN
fsr-3401	1	24	inga	inga	PROPN
fsr-3401	1	25	chira	chira	PROPN
fsr-3401	1	26	california	california	PROPN
fsr-3401	1	27	state	state	PROPN
fsr-3401	1	28	university	university	PROPN
fsr-3401	1	29	,	,	PUNCT
fsr-3401	1	30	northridge	northridge	PROPN
fsr-3401	1	31	vice	vice	PROPN
fsr-3401	1	32	president	president	NOUN
fsr-3401	1	33	-	-	PUNCT
fsr-3401	1	34	communications	communication	NOUN
fsr-3401	1	35	david	david	PROPN
fsr-3401	1	36	nanigian	nanigian	PROPN
fsr-3401	1	37	california	california	PROPN
fsr-3401	1	38	state	state	PROPN
fsr-3401	1	39	university	university	PROPN
fsr-3401	1	40	,	,	PUNCT
fsr-3401	1	41	fullerton	fullerton	PROPN
fsr-3401	1	42	vice	vice	PROPN
fsr-3401	1	43	president	president	PROPN
fsr-3401	1	44	-	-	PUNCT
fsr-3401	1	45	finance	finance	NOUN
fsr-3401	1	46	thomas	thomas	PROPN
fsr-3401	1	47	langdon	langdon	PROPN
fsr-3401	1	48	roger	roger	PROPN
fsr-3401	1	49	williams	williams	PROPN
fsr-3401	1	50	university	university	PROPN
fsr-3401	1	51	vice	vice	PROPN
fsr-3401	1	52	president	president	PROPN
fsr-3401	1	53	-	-	PUNCT
fsr-3401	1	54	international	international	ADJ
fsr-3401	1	55	relations	relation	NOUN
fsr-3401	1	56	philip	philip	PROPN
fsr-3401	1	57	gibson	gibson	PROPN
fsr-3401	1	58	winthrop	winthrop	PROPN
fsr-3401	1	59	university	university	PROPN
fsr-3401	1	60	vice	vice	PROPN
fsr-3401	1	61	president	president	PROPN
fsr-3401	1	62	-	-	PUNCT
fsr-3401	1	63	professional	professional	ADJ
fsr-3401	1	64	organizations	organization	NOUN
fsr-3401	1	65	frank	frank	PROPN
fsr-3401	1	66	laatsch	laatsch	PROPN
fsr-3401	1	67	university	university	PROPN
fsr-3401	1	68	of	of	ADP
fsr-3401	1	69	southern	southern	PROPN
fsr-3401	1	70	mississippi	mississippi	PROPN
fsr-3401	1	71	vice	vice	PROPN
fsr-3401	1	72	president	president	PROPN
fsr-3401	1	73	-	-	PUNCT
fsr-3401	1	74	mktg	mktg	PROPN
fsr-3401	1	75	&	&	CCONJ
fsr-3401	1	76	public	public	ADJ
fsr-3401	1	77	relations	relation	NOUN
fsr-3401	1	78	chris	chris	PROPN
fsr-3401	1	79	browning	brown	VERB
fsr-3401	1	80	texas	texas	PROPN
fsr-3401	1	81	tech	tech	PROPN
fsr-3401	1	82	university	university	PROPN
fsr-3401	1	83	vice	vice	NOUN
fsr-3401	1	84	president	president	NOUN
fsr-3401	1	85	-	-	PUNCT
fsr-3401	1	86	membership	membership	NOUN
fsr-3401	1	87	sherman	sherman	PROPN
fsr-3401	1	88	hanna	hanna	PROPN
fsr-3401	1	89	ohio	ohio	PROPN
fsr-3401	1	90	state	state	PROPN
fsr-3401	1	91	university	university	PROPN
fsr-3401	1	92	vp	vp	PROPN
fsr-3401	1	93	local	local	ADJ
fsr-3401	1	94	arrangements	arrangement	NOUN
fsr-3401	1	95	2016	2016	NUM
fsr-3401	1	96	swarn	swarn	PROPN
fsr-3401	1	97	chatterjee	chatterjee	PROPN
fsr-3401	1	98	university	university	PROPN
fsr-3401	1	99	of	of	ADP
fsr-3401	1	100	georgia	georgia	PROPN
fsr-3401	1	101	immediate	immediate	PROPN
fsr-3401	1	102	past	past	PROPN
fsr-3401	1	103	president	president	PROPN
fsr-3401	1	104	thomas	thomas	PROPN
fsr-3401	1	105	coe	coe	PROPN
fsr-3401	1	106	quinnipiac	quinnipiac	PROPN
fsr-3401	1	107	university	university	PROPN
fsr-3401	1	108	editor	editor	NOUN
fsr-3401	1	109	,	,	PUNCT
fsr-3401	1	110	financial	financial	ADJ
fsr-3401	1	111	services	service	NOUN
fsr-3401	1	112	review	review	VERB
fsr-3401	1	113	stuart	stuart	PROPN
fsr-3401	1	114	michelson	michelson	PROPN
fsr-3401	1	115	stetson	stetson	PROPN
fsr-3401	1	116	university	university	PROPN
fsr-3401	1	117	directors	director	NOUN
fsr-3401	1	118	shawn	shawn	VERB
fsr-3401	1	119	brayman	brayman	PROPN
fsr-3401	1	120	planplus	planplus	PROPN
fsr-3401	1	121	global	global	PROPN
fsr-3401	1	122	charles	charles	PROPN
fsr-3401	1	123	chaffin	chaffin	PROPN
fsr-3401	1	124	cfp	cfp	PROPN
fsr-3401	1	125	board	board	PROPN
fsr-3401	1	126	of	of	ADP
fsr-3401	1	127	standards	standards	PROPN
fsr-3401	1	128	victoria	victoria	PROPN
fsr-3401	1	129	javine	javine	PROPN
fsr-3401	1	130	university	university	PROPN
fsr-3401	1	131	of	of	ADP
fsr-3401	1	132	alabama	alabama	PROPN
fsr-3401	1	133	colleen	colleen	PROPN
fsr-3401	1	134	tokar	tokar	PROPN
fsr-3401	1	135	-	-	PUNCT
fsr-3401	1	136	asaad	asaad	VERB
fsr-3401	1	137	baldwin	baldwin	PROPN
fsr-3401	1	138	wallace	wallace	PROPN
fsr-3401	1	139	university	university	PROPN
fsr-3401	1	140	frances	frances	PROPN
fsr-3401	1	141	lawrence	lawrence	PROPN
fsr-3401	1	142	university	university	PROPN
fsr-3401	1	143	of	of	ADP
fsr-3401	1	144	missouri	missouri	PROPN
fsr-3401	1	145	tom	tom	PROPN
fsr-3401	1	146	potts	potts	PROPN
fsr-3401	1	147	baylor	baylor	PROPN
fsr-3401	1	148	university	university	PROPN
fsr-3401	1	149	terrance	terrance	PROPN
fsr-3401	1	150	martin	martin	PROPN
fsr-3401	1	151	university	university	PROPN
fsr-3401	1	152	of	of	ADP
fsr-3401	1	153	texas	texas	PROPN
fsr-3401	1	154	–	–	PUNCT
fsr-3401	1	155	rio	rio	PROPN
fsr-3401	1	156	grande	grande	PROPN
fsr-3401	1	157	valley	valley	PROPN
fsr-3401	2	1	past	past	PROPN
fsr-3401	2	2	presidents	presidents	PROPN
fsr-3401	2	3	robert	robert	PROPN
fsr-3401	2	4	moreschi	moreschi	PROPN
fsr-3401	2	5	,	,	PUNCT
fsr-3401	2	6	2016	2016	NUM
fsr-3401	2	7	-	-	SYM
fsr-3401	2	8	18	18	NUM
fsr-3401	2	9	virginia	virginia	PROPN
fsr-3401	2	10	military	military	PROPN
fsr-3401	2	11	institute	institute	PROPN
fsr-3401	2	12	thomas	thomas	PROPN
fsr-3401	2	13	coe	coe	PROPN
fsr-3401	2	14	,	,	PUNCT
fsr-3401	2	15	2015	2015	NUM
fsr-3401	2	16	-	-	SYM
fsr-3401	2	17	16	16	NUM
fsr-3401	2	18	quinnipiac	quinnipiac	PROPN
fsr-3401	2	19	university	university	PROPN
fsr-3401	2	20	william	william	PROPN
fsr-3401	2	21	chittenden	chittenden	PROPN
fsr-3401	2	22	,	,	PUNCT
fsr-3401	2	23	2014	2014	NUM
fsr-3401	2	24	-	-	SYM
fsr-3401	2	25	15	15	NUM
fsr-3401	2	26	texas	texas	PROPN
fsr-3401	2	27	state	state	PROPN
fsr-3401	2	28	university	university	PROPN
fsr-3401	2	29	lance	lance	PROPN
fsr-3401	2	30	palmer	palmer	PROPN
fsr-3401	2	31	,	,	PUNCT
fsr-3401	2	32	2013	2013	NUM
fsr-3401	2	33	-	-	SYM
fsr-3401	2	34	14	14	NUM
fsr-3401	2	35	university	university	PROPN
fsr-3401	2	36	of	of	ADP
fsr-3401	2	37	georgia	georgia	PROPN
fsr-3401	2	38	frank	frank	PROPN
fsr-3401	2	39	laatsch	laatsch	PROPN
fsr-3401	2	40	,	,	PUNCT
fsr-3401	2	41	2012	2012	NUM
fsr-3401	2	42	-	-	SYM
fsr-3401	2	43	13	13	NUM
fsr-3401	2	44	university	university	NOUN
fsr-3401	2	45	of	of	ADP
fsr-3401	2	46	southern	southern	PROPN
fsr-3401	2	47	mississippi	mississippi	PROPN
fsr-3401	2	48	brian	brian	PROPN
fsr-3401	2	49	boscaljon	boscaljon	PROPN
fsr-3401	2	50	,	,	PUNCT
fsr-3401	2	51	2011	2011	NUM
fsr-3401	2	52	-	-	SYM
fsr-3401	2	53	12	12	NUM
fsr-3401	2	54	penn	penn	PROPN
fsr-3401	2	55	state	state	PROPN
fsr-3401	2	56	university	university	PROPN
fsr-3401	2	57	-	-	PUNCT
fsr-3401	2	58	erie	erie	PROPN
fsr-3401	2	59	halil	halil	PROPN
fsr-3401	2	60	kiymaz	kiymaz	PROPN
fsr-3401	2	61	,	,	PUNCT
fsr-3401	2	62	2010	2010	NUM
fsr-3401	2	63	-	-	SYM
fsr-3401	2	64	11	11	NUM
fsr-3401	2	65	rollins	rollin	NOUN
fsr-3401	2	66	college	college	PROPN
fsr-3401	2	67	of	of	ADP
fsr-3401	2	68	business	business	PROPN
fsr-3401	2	69	david	david	PROPN
fsr-3401	2	70	lange	lange	PROPN
fsr-3401	2	71	,	,	PUNCT
fsr-3401	2	72	2009	2009	NUM
fsr-3401	2	73	-	-	SYM
fsr-3401	2	74	10	10	NUM
fsr-3401	2	75	auburn	auburn	NOUN
fsr-3401	2	76	university	university	PROPN
fsr-3401	2	77	,	,	PUNCT
fsr-3401	2	78	montgomery	montgomery	PROPN
fsr-3401	2	79	vickie	vickie	PROPN
fsr-3401	2	80	hampton	hampton	PROPN
fsr-3401	2	81	,	,	PUNCT
fsr-3401	2	82	2008	2008	NUM
fsr-3401	2	83	-	-	SYM
fsr-3401	2	84	09	09	NUM
fsr-3401	2	85	texas	texas	PROPN
fsr-3401	2	86	tech	tech	PROPN
fsr-3401	2	87	university	university	PROPN
fsr-3401	2	88	frank	frank	PROPN
fsr-3401	2	89	laatsch	laatsch	PROPN
fsr-3401	2	90	2007	2007	NUM
fsr-3401	2	91	-	-	SYM
fsr-3401	2	92	08	08	NUM
fsr-3401	2	93	university	university	PROPN
fsr-3401	2	94	of	of	ADP
fsr-3401	2	95	southern	southern	PROPN
fsr-3401	2	96	mississippi	mississippi	PROPN
fsr-3401	2	97	daniel	daniel	PROPN
fsr-3401	2	98	walz	walz	PROPN
fsr-3401	2	99	,	,	PUNCT
fsr-3401	2	100	2006	2006	NUM
fsr-3401	2	101	-	-	SYM
fsr-3401	2	102	07	07	NUM
fsr-3401	2	103	trinity	trinity	NOUN
fsr-3401	2	104	university	university	PROPN
fsr-3401	2	105	anne	anne	PROPN
fsr-3401	2	106	gleason	gleason	PROPN
fsr-3401	2	107	,	,	PUNCT
fsr-3401	2	108	2005	2005	NUM
fsr-3401	2	109	-	-	SYM
fsr-3401	2	110	06	06	NUM
fsr-3401	2	111	college	college	PROPN
fsr-3401	2	112	of	of	ADP
fsr-3401	2	113	charleston	charleston	PROPN
fsr-3401	2	114	stuart	stuart	PROPN
fsr-3401	2	115	michelson	michelson	PROPN
fsr-3401	2	116	,	,	PUNCT
fsr-3401	2	117	2004	2004	NUM
fsr-3401	2	118	-	-	SYM
fsr-3401	2	119	05	05	NUM
fsr-3401	2	120	stetson	stetson	PROPN
fsr-3401	2	121	university	university	PROPN
fsr-3401	2	122	grady	grady	PROPN
fsr-3401	2	123	perdue	perdue	PROPN
fsr-3401	2	124	,	,	PUNCT
fsr-3401	2	125	2003	2003	NUM
fsr-3401	2	126	-	-	SYM
fsr-3401	2	127	04	04	NUM
fsr-3401	2	128	university	university	PROPN
fsr-3401	2	129	of	of	ADP
fsr-3401	2	130	houston	houston	PROPN
fsr-3401	2	131	-	-	PUNCT
fsr-3401	2	132	clear	clear	PROPN
fsr-3401	2	133	lake	lake	PROPN
fsr-3401	2	134	vickie	vickie	PROPN
fsr-3401	2	135	bajtelsmit	bajtelsmit	NOUN
fsr-3401	2	136	,	,	PUNCT
fsr-3401	2	137	2002	2002	NUM
fsr-3401	2	138	-	-	SYM
fsr-3401	2	139	03	03	NUM
fsr-3401	2	140	colorado	colorado	PROPN
fsr-3401	2	141	state	state	PROPN
fsr-3401	2	142	university	university	PROPN
fsr-3401	2	143	karen	karen	PROPN
fsr-3401	2	144	eilers	eilers	PROPN
fsr-3401	2	145	lahey	lahey	PROPN
fsr-3401	2	146	,	,	PUNCT
fsr-3401	2	147	2001	2001	NUM
fsr-3401	2	148	-	-	SYM
fsr-3401	2	149	02	02	NUM
fsr-3401	2	150	university	university	PROPN
fsr-3401	2	151	of	of	ADP
fsr-3401	2	152	akron	akron	PROPN
fsr-3401	2	153	tom	tom	PROPN
fsr-3401	2	154	eyssell	eyssell	PROPN
fsr-3401	2	155	,	,	PUNCT
fsr-3401	2	156	2000	2000	NUM
fsr-3401	2	157	-	-	SYM
fsr-3401	2	158	01	01	NUM
fsr-3401	2	159	university	university	PROPN
fsr-3401	2	160	of	of	ADP
fsr-3401	2	161	missouri	missouri	PROPN
fsr-3401	2	162	-	-	PROPN
fsr-3401	2	163	st	st	PROPN
fsr-3401	2	164	.	.	PROPN
fsr-3401	2	165	louis	louis	PROPN
fsr-3401	2	166	jill	jill	PROPN
fsr-3401	2	167	lynn	lynn	PROPN
fsr-3401	2	168	vihtelic	vihtelic	PROPN
fsr-3401	2	169	,	,	PUNCT
fsr-3401	2	170	1999	1999	NUM
fsr-3401	2	171	-	-	SYM
fsr-3401	2	172	00	00	NUM
fsr-3401	2	173	saint	saint	PROPN
fsr-3401	2	174	mary	mary	PROPN
fsr-3401	2	175	’s	’s	PART
fsr-3401	2	176	college	college	PROPN
fsr-3401	2	177	terry	terry	PROPN
fsr-3401	2	178	zivney	zivney	PROPN
fsr-3401	2	179	,	,	PUNCT
fsr-3401	2	180	1998	1998	NUM
fsr-3401	2	181	-	-	SYM
fsr-3401	2	182	99	99	NUM
fsr-3401	2	183	ball	ball	NOUN
fsr-3401	2	184	state	state	NOUN
fsr-3401	2	185	university	university	PROPN
fsr-3401	2	186	don	don	PROPN
fsr-3401	2	187	holdren	holdren	NOUN
fsr-3401	2	188	,	,	PUNCT
fsr-3401	2	189	1997	1997	NUM
fsr-3401	2	190	-	-	SYM
fsr-3401	2	191	98	98	NUM
fsr-3401	2	192	marshall	marshall	PROPN
fsr-3401	2	193	university	university	PROPN
fsr-3401	2	194	robert	robert	PROPN
fsr-3401	2	195	mcleod	mcleod	PROPN
fsr-3401	2	196	,	,	PUNCT
fsr-3401	2	197	1996	1996	NUM
fsr-3401	2	198	-	-	SYM
fsr-3401	2	199	97	97	NUM
fsr-3401	2	200	university	university	PROPN
fsr-3401	2	201	of	of	ADP
fsr-3401	2	202	alabama	alabama	PROPN
fsr-3401	2	203	walt	walt	PROPN
fsr-3401	2	204	woerheide	woerheide	PROPN
fsr-3401	2	205	,	,	PUNCT
fsr-3401	2	206	1995	1995	NUM
fsr-3401	2	207	-	-	SYM
fsr-3401	2	208	96	96	NUM
fsr-3401	2	209	the	the	DET
fsr-3401	2	210	american	american	PROPN
fsr-3401	2	211	college	college	PROPN
fsr-3401	2	212	dixie	dixie	PROPN
fsr-3401	2	213	mills	mill	NOUN
fsr-3401	2	214	,	,	PUNCT
fsr-3401	2	215	1994	1994	NUM
fsr-3401	2	216	-	-	SYM
fsr-3401	2	217	95	95	NUM
fsr-3401	2	218	illinois	illinois	PROPN
fsr-3401	2	219	state	state	PROPN
fsr-3401	2	220	university	university	PROPN
fsr-3401	2	221	ted	te	VERB
fsr-3401	2	222	veit	veit	PROPN
fsr-3401	2	223	,	,	PUNCT
fsr-3401	2	224	1993	1993	NUM
fsr-3401	2	225	-	-	SYM
fsr-3401	2	226	94	94	NUM
fsr-3401	2	227	rollins	rollins	PROPN
fsr-3401	2	228	college	college	PROPN
fsr-3401	2	229	mona	mona	PROPN
fsr-3401	2	230	gardner	gardner	PROPN
fsr-3401	2	231	,	,	PUNCT
fsr-3401	2	232	1992	1992	NUM
fsr-3401	2	233	-	-	SYM
fsr-3401	2	234	93	93	NUM
fsr-3401	2	235	illinois	illinois	PROPN
fsr-3401	2	236	wesleyan	wesleyan	PROPN
fsr-3401	2	237	university	university	PROPN
fsr-3401	2	238	jean	jean	PROPN
fsr-3401	2	239	l.	l.	PROPN
fsr-3401	2	240	heck	heck	PROPN
fsr-3401	2	241	,	,	PUNCT
fsr-3401	2	242	1991	1991	NUM
fsr-3401	2	243	-	-	SYM
fsr-3401	2	244	92	92	NUM
fsr-3401	2	245	villanova	villanova	PROPN
fsr-3401	2	246	university	university	PROPN
fsr-3401	2	247	frank	frank	PROPN
fsr-3401	2	248	k.	k.	PROPN
fsr-3401	2	249	reilly	reilly	PROPN
fsr-3401	2	250	,	,	PUNCT
fsr-3401	2	251	1990	1990	NUM
fsr-3401	2	252	-	-	SYM
fsr-3401	2	253	91	91	NUM
fsr-3401	2	254	university	university	NOUN
fsr-3401	2	255	of	of	ADP
fsr-3401	2	256	notre	notre	PROPN
fsr-3401	2	257	dame	dame	PROPN
fsr-3401	2	258	lawrence	lawrence	PROPN
fsr-3401	2	259	j.	j.	PROPN
fsr-3401	2	260	gitman	gitman	PROPN
fsr-3401	2	261	,	,	PUNCT
fsr-3401	2	262	1989	1989	NUM
fsr-3401	2	263	-	-	SYM
fsr-3401	2	264	90	90	NUM
fsr-3401	2	265	san	san	PROPN
fsr-3401	2	266	diego	diego	PROPN
fsr-3401	2	267	state	state	PROPN
fsr-3401	2	268	university	university	PROPN
fsr-3401	2	269	travis	travis	PROPN
fsr-3401	2	270	s.	s.	PROPN
fsr-3401	2	271	pritchett	pritchett	PROPN
fsr-3401	2	272	,	,	PUNCT
fsr-3401	2	273	1988	1988	NUM
fsr-3401	2	274	-	-	SYM
fsr-3401	2	275	89	89	NUM
fsr-3401	2	276	university	university	NOUN
fsr-3401	2	277	of	of	ADP
fsr-3401	2	278	south	south	PROPN
fsr-3401	2	279	carolina	carolina	PROPN
fsr-3401	2	280	tom	tom	PROPN
fsr-3401	2	281	potts	potts	PROPN
fsr-3401	2	282	,	,	PUNCT
fsr-3401	2	283	1987	1987	NUM
fsr-3401	2	284	-	-	SYM
fsr-3401	2	285	88	88	NUM
fsr-3401	2	286	baylor	baylor	NOUN
fsr-3401	2	287	university	university	PROPN
fsr-3401	2	288	robert	robert	PROPN
fsr-3401	2	289	f.	f.	PROPN
fsr-3401	2	290	bohn	bohn	PROPN
fsr-3401	2	291	,	,	PUNCT
fsr-3401	2	292	1986	1986	NUM
fsr-3401	2	293	-	-	SYM
fsr-3401	2	294	87	87	NUM
fsr-3401	2	295	golden	golden	PROPN
fsr-3401	2	296	gate	gate	PROPN
fsr-3401	2	297	university	university	PROPN
fsr-3401	2	298	tom	tom	PROPN
fsr-3401	2	299	warschauer	warschauer	PROPN
fsr-3401	2	300	,	,	PUNCT
fsr-3401	2	301	1985	1985	NUM
fsr-3401	2	302	-	-	SYM
fsr-3401	2	303	86	86	NUM
fsr-3401	2	304	san	san	PROPN
fsr-3401	2	305	diego	diego	PROPN
fsr-3401	2	306	state	state	PROPN
fsr-3401	2	307	university	university	PROPN
fsr-3401	2	308	published	publish	VERB
fsr-3401	2	309	in	in	ADP
fsr-3401	2	310	collaboration	collaboration	NOUN
fsr-3401	2	311	with	with	ADP
fsr-3401	2	312	the	the	DET
fsr-3401	2	313	financial	financial	ADJ
fsr-3401	2	314	planning	planning	PROPN
fsr-3401	2	315	association	association	PROPN
fsr-3401	2	316	financial	financial	PROPN
fsr-3401	2	317	services	service	NOUN
fsr-3401	2	318	review	review	NOUN
fsr-3401	2	319	is	be	AUX
fsr-3401	2	320	the	the	DET
fsr-3401	2	321	journal	journal	NOUN
fsr-3401	2	322	of	of	ADP
fsr-3401	2	323	the	the	DET
fsr-3401	2	324	academy	academy	NOUN
fsr-3401	2	325	of	of	ADP
fsr-3401	2	326	financial	financial	ADJ
fsr-3401	2	327	services	service	NOUN
fsr-3401	2	328	,	,	PUNCT
fsr-3401	2	329	published	publish	VERB
fsr-3401	2	330	in	in	ADP
fsr-3401	2	331	collaboration	collaboration	NOUN
fsr-3401	2	332	with	with	ADP
fsr-3401	2	333	the	the	DET
fsr-3401	2	334	financial	financial	ADJ
fsr-3401	2	335	planning	planning	PROPN
fsr-3401	2	336	association	association	PROPN
fsr-3401	2	337	.	.	PUNCT
fsr-3401	3	1	membership	membership	NOUN
fsr-3401	3	2	dues	due	NOUN
fsr-3401	3	3	of	of	ADP
fsr-3401	3	4	$	$	SYM
fsr-3401	3	5	125	125	NUM
fsr-3401	3	6	to	to	ADP
fsr-3401	3	7	the	the	DET
fsr-3401	3	8	academy	academy	NOUN
fsr-3401	3	9	include	include	VERB
fsr-3401	3	10	a	a	DET
fsr-3401	3	11	one	one	NUM
fsr-3401	3	12	-	-	PUNCT
fsr-3401	3	13	year	year	NOUN
fsr-3401	3	14	subscription	subscription	NOUN
fsr-3401	3	15	to	to	ADP
fsr-3401	3	16	the	the	DET
fsr-3401	3	17	journal	journal	NOUN
fsr-3401	3	18	.	.	PUNCT
fsr-3401	4	1	financial	financial	ADJ
fsr-3401	4	2	planning	planning	PROPN
fsr-3401	4	3	association	association	NOUN
fsr-3401	4	4	members	member	NOUN
fsr-3401	4	5	receive	receive	VERB
fsr-3401	4	6	digital	digital	ADJ
fsr-3401	4	7	access	access	NOUN
fsr-3401	4	8	to	to	ADP
fsr-3401	4	9	the	the	DET
fsr-3401	4	10	current	current	ADJ
fsr-3401	4	11	volume	volume	NOUN
fsr-3401	4	12	/	/	SYM
fsr-3401	4	13	issue	issue	NOUN
fsr-3401	4	14	of	of	ADP
fsr-3401	4	15	the	the	DET
fsr-3401	4	16	journal	journal	NOUN
fsr-3401	4	17	.	.	PUNCT
fsr-3401	5	1	how	how	SCONJ
fsr-3401	5	2	to	to	PART
fsr-3401	5	3	submit	submit	VERB
fsr-3401	5	4	:	:	PUNCT
fsr-3401	5	5	membership	membership	NOUN
fsr-3401	5	6	in	in	ADP
fsr-3401	5	7	afs	afs	NOUN
fsr-3401	5	8	(	(	PUNCT
fsr-3401	5	9	$	$	SYM
fsr-3401	5	10	125	125	NUM
fsr-3401	5	11	)	)	PUNCT
fsr-3401	5	12	is	be	AUX
fsr-3401	5	13	required	require	VERB
fsr-3401	5	14	to	to	PART
fsr-3401	5	15	submit	submit	VERB
fsr-3401	5	16	an	an	DET
fsr-3401	5	17	article	article	NOUN
fsr-3401	5	18	to	to	ADP
fsr-3401	5	19	financial	financial	ADJ
fsr-3401	5	20	services	service	NOUN
fsr-3401	5	21	review	review	NOUN
fsr-3401	5	22	.	.	PUNCT
fsr-3401	6	1	join	join	VERB
fsr-3401	6	2	afs	afs	NOUN
fsr-3401	6	3	at	at	ADP
fsr-3401	6	4	academyfinancial.org	academyfinancial.org	NOUN
fsr-3401	6	5	.	.	PUNCT
fsr-3401	7	1	a	a	DET
fsr-3401	7	2	submission	submission	NOUN
fsr-3401	7	3	fee	fee	NOUN
fsr-3401	7	4	of	of	ADP
fsr-3401	7	5	$	$	SYM
fsr-3401	7	6	100	100	NUM
fsr-3401	7	7	per	per	ADP
fsr-3401	7	8	article	article	NOUN
fsr-3401	7	9	should	should	AUX
fsr-3401	7	10	be	be	AUX
fsr-3401	7	11	paid	pay	VERB
fsr-3401	7	12	at	at	ADP
fsr-3401	7	13	:	:	PUNCT
fsr-3401	7	14	https://academyoffinancialservices.wildapricot.org/submit-an-article	https://academyoffinancialservices.wildapricot.org/submit-an-article	PROPN
fsr-3401	7	15	.	.	PUNCT
fsr-3401	8	1	submit	submit	VERB
fsr-3401	8	2	your	your	PRON
fsr-3401	8	3	article	article	NOUN
fsr-3401	8	4	electronically	electronically	ADV
fsr-3401	8	5	as	as	ADP
fsr-3401	8	6	an	an	DET
fsr-3401	8	7	email	email	NOUN
fsr-3401	8	8	attachment	attachment	NOUN
fsr-3401	8	9	in	in	ADP
fsr-3401	8	10	word	word	NOUN
fsr-3401	8	11	format	format	NOUN
fsr-3401	8	12	only	only	ADV
fsr-3401	8	13	(	(	PUNCT
fsr-3401	8	14	no	no	DET
fsr-3401	8	15	pdfs	pdfs	NOUN
fsr-3401	8	16	please	please	INTJ
fsr-3401	8	17	)	)	PUNCT
fsr-3401	8	18	to	to	ADP
fsr-3401	8	19	the	the	DET
fsr-3401	8	20	editor	editor	NOUN
fsr-3401	8	21	stuart	stuart	PROPN
fsr-3401	8	22	michelson	michelson	PROPN
fsr-3401	8	23	at	at	ADP
fsr-3401	8	24	smichels@stetson.edu	smichels@stetson.edu	PROPN
fsr-3401	8	25	.	.	PUNCT
fsr-3401	9	1	should	should	AUX
fsr-3401	9	2	a	a	DET
fsr-3401	9	3	manuscript	manuscript	NOUN
fsr-3401	9	4	revision	revision	NOUN
fsr-3401	9	5	be	be	AUX
fsr-3401	9	6	invited	invite	VERB
fsr-3401	9	7	,	,	PUNCT
fsr-3401	9	8	no	no	DET
fsr-3401	9	9	additional	additional	ADJ
fsr-3401	9	10	fees	fee	NOUN
fsr-3401	9	11	will	will	AUX
fsr-3401	9	12	be	be	AUX
fsr-3401	9	13	required	require	VERB
fsr-3401	9	14	.	.	PUNCT
fsr-3401	10	1	style	style	NOUN
fsr-3401	10	2	information	information	NOUN
fsr-3401	10	3	for	for	ADP
fsr-3401	10	4	the	the	DET
fsr-3401	10	5	manuscripts	manuscript	NOUN
fsr-3401	10	6	can	can	AUX
fsr-3401	10	7	be	be	AUX
fsr-3401	10	8	found	find	VERB
fsr-3401	10	9	on	on	ADP
fsr-3401	10	10	the	the	DET
fsr-3401	10	11	inside	inside	ADJ
fsr-3401	10	12	back	back	ADJ
fsr-3401	10	13	cover	cover	NOUN
fsr-3401	10	14	of	of	ADP
fsr-3401	10	15	this	this	DET
fsr-3401	10	16	journal	journal	NOUN
fsr-3401	10	17	.	.	PUNCT
fsr-3401	11	1	copyright	copyright	NOUN
fsr-3401	11	2	©	©	PROPN
fsr-3401	11	3	2018	2018	NUM
fsr-3401	11	4	academy	academy	NOUN
fsr-3401	11	5	of	of	ADP
fsr-3401	11	6	financial	financial	ADJ
fsr-3401	11	7	services	service	NOUN
fsr-3401	11	8	.	.	PUNCT
fsr-3401	12	1	all	all	DET
fsr-3401	12	2	rights	right	NOUN
fsr-3401	12	3	of	of	ADP
fsr-3401	12	4	reproduction	reproduction	NOUN
fsr-3401	12	5	in	in	ADP
fsr-3401	12	6	any	any	DET
fsr-3401	12	7	form	form	NOUN
fsr-3401	12	8	reserved	reserve	VERB
fsr-3401	12	9	.	.	PUNCT
fsr-3401	13	1	financial	financial	ADJ
fsr-3401	13	2	services	service	NOUN
fsr-3401	13	3	review	review	VERB
fsr-3401	13	4	the	the	DET
fsr-3401	13	5	journal	journal	NOUN
fsr-3401	13	6	of	of	ADP
fsr-3401	13	7	individual	individual	ADJ
fsr-3401	13	8	financial	financial	ADJ
fsr-3401	13	9	management	management	NOUN
fsr-3401	13	10	vol	vol	NOUN
fsr-3401	13	11	.	.	PROPN
fsr-3401	14	1	27	27	NUM
fsr-3401	14	2	,	,	PUNCT
fsr-3401	14	3	no	no	INTJ
fsr-3401	14	4	.	.	NOUN
fsr-3401	14	5	4	4	NUM
fsr-3401	14	6	,	,	PUNCT
fsr-3401	14	7	2018	2018	NUM
fsr-3401	14	8	editor	editor	NOUN
fsr-3401	14	9	stuart	stuart	PROPN
fsr-3401	14	10	michelson	michelson	PROPN
fsr-3401	14	11	,	,	PUNCT
fsr-3401	14	12	stetson	stetson	PROPN
fsr-3401	14	13	university	university	PROPN
fsr-3401	14	14	associate	associate	NOUN
fsr-3401	14	15	editors	editor	NOUN
fsr-3401	14	16	benefits	benefit	NOUN
fsr-3401	14	17	and	and	CCONJ
fsr-3401	14	18	retirement	retirement	NOUN
fsr-3401	14	19	planning	planning	NOUN
fsr-3401	14	20	vickie	vickie	PROPN
fsr-3401	14	21	bajtelsmit	bajtelsmit	PROPN
fsr-3401	14	22	colorado	colorado	PROPN
fsr-3401	14	23	state	state	PROPN
fsr-3401	14	24	university	university	PROPN
fsr-3401	14	25	stephen	stephen	PROPN
fsr-3401	14	26	m.	m.	PROPN
fsr-3401	14	27	horan	horan	PROPN
fsr-3401	14	28	cfa	cfa	PROPN
fsr-3401	14	29	institute	institute	PROPN
fsr-3401	14	30	walter	walter	PROPN
fsr-3401	14	31	woerheide	woerheide	VERB
fsr-3401	14	32	the	the	DET
fsr-3401	14	33	american	american	PROPN
fsr-3401	14	34	college	college	PROPN
fsr-3401	14	35	estate	estate	PROPN
fsr-3401	14	36	planning	planning	PROPN
fsr-3401	14	37	anne	anne	PROPN
fsr-3401	14	38	wenger	wenger	PROPN
fsr-3401	14	39	san	san	PROPN
fsr-3401	14	40	diego	diego	PROPN
fsr-3401	14	41	state	state	PROPN
fsr-3401	14	42	university	university	PROPN
fsr-3401	14	43	giovanni	giovanni	PROPN
fsr-3401	14	44	fernandez	fernandez	PROPN
fsr-3401	14	45	stetson	stetson	PROPN
fsr-3401	14	46	university	university	PROPN
fsr-3401	14	47	investments	investments	PROPN
fsr-3401	14	48	robert	robert	PROPN
fsr-3401	14	49	brooks	brooks	PROPN
fsr-3401	14	50	university	university	PROPN
fsr-3401	14	51	of	of	ADP
fsr-3401	14	52	alabama	alabama	PROPN
fsr-3401	14	53	john	john	PROPN
fsr-3401	14	54	clinebell	clinebell	PROPN
fsr-3401	14	55	university	university	PROPN
fsr-3401	14	56	of	of	ADP
fsr-3401	14	57	northern	northern	PROPN
fsr-3401	14	58	colorado	colorado	PROPN
fsr-3401	14	59	james	james	PROPN
fsr-3401	14	60	dilellio	dilellio	PROPN
fsr-3401	14	61	pepperdine	pepperdine	PROPN
fsr-3401	14	62	university	university	PROPN
fsr-3401	14	63	dale	dale	PROPN
fsr-3401	14	64	domian	domian	PROPN
fsr-3401	14	65	york	york	PROPN
fsr-3401	14	66	university	university	PROPN
fsr-3401	14	67	jim	jim	PROPN
fsr-3401	14	68	gilkeson	gilkeson	PROPN
fsr-3401	14	69	university	university	PROPN
fsr-3401	14	70	of	of	ADP
fsr-3401	14	71	central	central	PROPN
fsr-3401	14	72	florida	florida	PROPN
fsr-3401	14	73	william	william	PROPN
fsr-3401	14	74	jennings	jennings	PROPN
fsr-3401	14	75	united	united	PROPN
fsr-3401	14	76	states	states	PROPN
fsr-3401	14	77	air	air	PROPN
fsr-3401	14	78	force	force	PROPN
fsr-3401	14	79	academy	academy	PROPN
fsr-3401	14	80	david	david	PROPN
fsr-3401	14	81	nanigian	nanigian	PROPN
fsr-3401	14	82	csu	csu	PROPN
fsr-3401	14	83	fullerton	fullerton	PROPN
fsr-3401	14	84	insurance	insurance	PROPN
fsr-3401	14	85	larry	larry	PROPN
fsr-3401	14	86	cox	cox	PROPN
fsr-3401	14	87	university	university	PROPN
fsr-3401	14	88	of	of	ADP
fsr-3401	14	89	mississippi	mississippi	PROPN
fsr-3401	14	90	financial	financial	PROPN
fsr-3401	14	91	planning	planning	PROPN
fsr-3401	14	92	swarn	swarn	PROPN
fsr-3401	14	93	chatterjee	chatterjee	PROPN
fsr-3401	14	94	university	university	PROPN
fsr-3401	14	95	of	of	ADP
fsr-3401	14	96	georgia	georgia	PROPN
fsr-3401	14	97	sherman	sherman	PROPN
fsr-3401	14	98	hanna	hanna	PROPN
fsr-3401	14	99	ohio	ohio	PROPN
fsr-3401	14	100	state	state	PROPN
fsr-3401	14	101	university	university	PROPN
fsr-3401	14	102	patti	patti	PROPN
fsr-3401	14	103	fisher	fisher	PROPN
fsr-3401	14	104	virginia	virginia	PROPN
fsr-3401	14	105	tech	tech	PROPN
fsr-3401	14	106	university	university	PROPN
fsr-3401	14	107	john	john	PROPN
fsr-3401	14	108	salter	salter	PROPN
fsr-3401	14	109	texas	texas	PROPN
fsr-3401	14	110	tech	tech	PROPN
fsr-3401	14	111	university	university	PROPN
fsr-3401	14	112	financial	financial	ADJ
fsr-3401	14	113	institutions	institution	NOUN
fsr-3401	14	114	stanley	stanley	PROPN
fsr-3401	14	115	d.	d.	PROPN
fsr-3401	14	116	smith	smith	PROPN
fsr-3401	14	117	university	university	PROPN
fsr-3401	14	118	of	of	ADP
fsr-3401	14	119	central	central	PROPN
fsr-3401	14	120	florida	florida	PROPN
fsr-3401	14	121	investor	investor	NOUN
fsr-3401	14	122	psychology	psychology	NOUN
fsr-3401	14	123	and	and	CCONJ
fsr-3401	14	124	counseling	counsel	VERB
fsr-3401	14	125	john	john	PROPN
fsr-3401	14	126	nofsinger	nofsinger	PROPN
fsr-3401	14	127	washington	washington	PROPN
fsr-3401	14	128	state	state	PROPN
fsr-3401	14	129	university	university	PROPN
fsr-3401	14	130	meir	meir	PROPN
fsr-3401	14	131	statman	statman	PROPN
fsr-3401	14	132	santa	santa	PROPN
fsr-3401	14	133	clara	clara	PROPN
fsr-3401	14	134	university	university	PROPN
fsr-3401	14	135	financial	financial	ADJ
fsr-3401	14	136	literacy	literacy	NOUN
fsr-3401	14	137	ning	ning	PROPN
fsr-3401	14	138	tang	tang	PROPN
fsr-3401	14	139	san	san	PROPN
fsr-3401	14	140	diego	diego	PROPN
fsr-3401	14	141	state	state	PROPN
fsr-3401	14	142	university	university	PROPN
fsr-3401	14	143	international	international	PROPN
fsr-3401	14	144	wade	wade	PROPN
fsr-3401	14	145	d.	d.	PROPN
fsr-3401	14	146	pfau	pfau	VERB
fsr-3401	14	147	the	the	DET
fsr-3401	14	148	american	american	PROPN
fsr-3401	14	149	college	college	PROPN
fsr-3401	14	150	lawrence	lawrence	PROPN
fsr-3401	14	151	rose	rise	VERB
fsr-3401	14	152	massey	massey	PROPN
fsr-3401	14	153	university	university	PROPN
fsr-3401	14	154	education	education	PROPN
fsr-3401	14	155	jerry	jerry	PROPN
fsr-3401	14	156	stevens	stevens	PROPN
fsr-3401	14	157	university	university	PROPN
fsr-3401	14	158	of	of	ADP
fsr-3401	14	159	richmond	richmond	PROPN
fsr-3401	14	160	financial	financial	ADJ
fsr-3401	14	161	planning	planning	NOUN
fsr-3401	14	162	profession	profession	NOUN
fsr-3401	14	163	tom	tom	PROPN
fsr-3401	14	164	warschauer	warschauer	PROPN
fsr-3401	14	165	san	san	PROPN
fsr-3401	14	166	diego	diego	PROPN
fsr-3401	14	167	state	state	PROPN
fsr-3401	14	168	university	university	PROPN
fsr-3401	14	169	co	co	VERB
fsr-3401	14	170	-	-	VERB
fsr-3401	14	171	published	publish	VERB
fsr-3401	14	172	by	by	ADP
fsr-3401	14	173	the	the	DET
fsr-3401	14	174	academy	academy	NOUN
fsr-3401	14	175	of	of	ADP
fsr-3401	14	176	financial	financial	ADJ
fsr-3401	14	177	services	service	NOUN
fsr-3401	14	178	and	and	CCONJ
fsr-3401	14	179	the	the	DET
fsr-3401	14	180	financial	financial	ADJ
fsr-3401	14	181	planning	planning	NOUN
fsr-3401	14	182	association	association	PROPN
fsr-3401	14	183	the	the	DET
fsr-3401	14	184	editor	editor	NOUN
fsr-3401	14	185	of	of	ADP
fsr-3401	14	186	financial	financial	ADJ
fsr-3401	14	187	services	service	NOUN
fsr-3401	14	188	review	review	VERB
fsr-3401	14	189	wishes	wish	VERB
fsr-3401	14	190	to	to	PART
fsr-3401	14	191	thank	thank	VERB
fsr-3401	14	192	the	the	DET
fsr-3401	14	193	stetson	stetson	NOUN
fsr-3401	14	194	university	university	NOUN
fsr-3401	14	195	,	,	PUNCT
fsr-3401	14	196	school	school	NOUN
fsr-3401	14	197	of	of	ADP
fsr-3401	14	198	business	business	NOUN
fsr-3401	14	199	,	,	PUNCT
fsr-3401	14	200	for	for	ADP
fsr-3401	14	201	its	its	PRON
fsr-3401	14	202	continuing	continue	VERB
fsr-3401	14	203	financial	financial	ADJ
fsr-3401	14	204	and	and	CCONJ
fsr-3401	14	205	intellectual	intellectual	ADJ
fsr-3401	14	206	support	support	NOUN
fsr-3401	14	207	of	of	ADP
fsr-3401	14	208	the	the	DET
fsr-3401	14	209	journal	journal	NOUN
fsr-3401	14	210	.	.	PUNCT
fsr-3401	15	1	aims	aim	NOUN
fsr-3401	15	2	and	and	CCONJ
fsr-3401	15	3	scope	scope	NOUN
fsr-3401	15	4	:	:	PUNCT
fsr-3401	15	5	financial	financial	ADJ
fsr-3401	15	6	services	service	NOUN
fsr-3401	15	7	review	review	NOUN
fsr-3401	15	8	is	be	AUX
fsr-3401	15	9	the	the	DET
fsr-3401	15	10	official	official	ADJ
fsr-3401	15	11	publication	publication	NOUN
fsr-3401	15	12	of	of	ADP
fsr-3401	15	13	the	the	DET
fsr-3401	15	14	academy	academy	NOUN
fsr-3401	15	15	of	of	ADP
fsr-3401	15	16	financial	financial	ADJ
fsr-3401	15	17	services	service	NOUN
fsr-3401	15	18	.	.	PUNCT
fsr-3401	16	1	the	the	DET
fsr-3401	16	2	purpose	purpose	NOUN
fsr-3401	16	3	of	of	ADP
fsr-3401	16	4	this	this	DET
fsr-3401	16	5	refereed	refereed	ADJ
fsr-3401	16	6	academic	academic	ADJ
fsr-3401	16	7	journal	journal	NOUN
fsr-3401	16	8	is	be	AUX
fsr-3401	16	9	to	to	PART
fsr-3401	16	10	encourage	encourage	VERB
fsr-3401	16	11	rigorous	rigorous	ADJ
fsr-3401	16	12	empirical	empirical	ADJ
fsr-3401	16	13	research	research	NOUN
fsr-3401	16	14	that	that	PRON
fsr-3401	16	15	examines	examine	VERB
fsr-3401	16	16	individual	individual	ADJ
fsr-3401	16	17	behavior	behavior	NOUN
fsr-3401	16	18	in	in	ADP
fsr-3401	16	19	terms	term	NOUN
fsr-3401	16	20	of	of	ADP
fsr-3401	16	21	financial	financial	ADJ
fsr-3401	16	22	planning	planning	NOUN
fsr-3401	16	23	and	and	CCONJ
fsr-3401	16	24	services	service	NOUN
fsr-3401	16	25	.	.	PUNCT
fsr-3401	17	1	in	in	ADP
fsr-3401	17	2	contrast	contrast	NOUN
fsr-3401	17	3	to	to	ADP
fsr-3401	17	4	the	the	DET
fsr-3401	17	5	many	many	ADJ
fsr-3401	17	6	corporate	corporate	ADJ
fsr-3401	17	7	or	or	CCONJ
fsr-3401	17	8	institutional	institutional	ADJ
fsr-3401	17	9	journals	journal	NOUN
fsr-3401	17	10	that	that	PRON
fsr-3401	17	11	are	be	AUX
fsr-3401	17	12	available	available	ADJ
fsr-3401	17	13	in	in	ADP
fsr-3401	17	14	finance	finance	NOUN
fsr-3401	17	15	,	,	PUNCT
fsr-3401	17	16	the	the	DET
fsr-3401	17	17	focus	focus	NOUN
fsr-3401	17	18	of	of	ADP
fsr-3401	17	19	this	this	DET
fsr-3401	17	20	journal	journal	NOUN
fsr-3401	17	21	is	be	AUX
fsr-3401	17	22	on	on	ADP
fsr-3401	17	23	individual	individual	ADJ
fsr-3401	17	24	financial	financial	ADJ
fsr-3401	17	25	issues	issue	NOUN
fsr-3401	17	26	.	.	PUNCT
fsr-3401	18	1	the	the	DET
fsr-3401	18	2	journal	journal	NOUN
fsr-3401	18	3	provides	provide	VERB
fsr-3401	18	4	a	a	DET
fsr-3401	18	5	forum	forum	NOUN
fsr-3401	18	6	for	for	ADP
fsr-3401	18	7	those	those	PRON
fsr-3401	18	8	who	who	PRON
fsr-3401	18	9	are	be	AUX
fsr-3401	18	10	interested	interested	ADJ
fsr-3401	18	11	in	in	ADP
fsr-3401	18	12	the	the	DET
fsr-3401	18	13	individual	individual	ADJ
fsr-3401	18	14	perspective	perspective	NOUN
fsr-3401	18	15	on	on	ADP
fsr-3401	18	16	issues	issue	NOUN
fsr-3401	18	17	in	in	ADP
fsr-3401	18	18	the	the	DET
fsr-3401	18	19	areas	area	NOUN
fsr-3401	18	20	of	of	ADP
fsr-3401	18	21	financial	financial	ADJ
fsr-3401	18	22	services	service	NOUN
fsr-3401	18	23	,	,	PUNCT
fsr-3401	18	24	employee	employee	NOUN
fsr-3401	18	25	benefits	benefit	NOUN
fsr-3401	18	26	,	,	PUNCT
fsr-3401	18	27	estate	estate	NOUN
fsr-3401	18	28	and	and	CCONJ
fsr-3401	18	29	tax	tax	NOUN
fsr-3401	18	30	planning	planning	NOUN
fsr-3401	18	31	,	,	PUNCT
fsr-3401	18	32	financial	financial	ADJ
fsr-3401	18	33	counseling	counseling	NOUN
fsr-3401	18	34	,	,	PUNCT
fsr-3401	18	35	financial	financial	ADJ
fsr-3401	18	36	planning	planning	NOUN
fsr-3401	18	37	,	,	PUNCT
fsr-3401	18	38	insurance	insurance	NOUN
fsr-3401	18	39	,	,	PUNCT
fsr-3401	18	40	investments	investment	NOUN
fsr-3401	18	41	,	,	PUNCT
fsr-3401	18	42	mutual	mutual	ADJ
fsr-3401	18	43	funds	fund	NOUN
fsr-3401	18	44	,	,	PUNCT
fsr-3401	18	45	pension	pension	NOUN
fsr-3401	18	46	and	and	CCONJ
fsr-3401	18	47	retirement	retirement	NOUN
fsr-3401	18	48	planning	planning	NOUN
fsr-3401	18	49	,	,	PUNCT
fsr-3401	18	50	and	and	CCONJ
fsr-3401	18	51	real	real	ADJ
fsr-3401	18	52	estate	estate	NOUN
fsr-3401	18	53	.	.	PUNCT
fsr-3401	19	1	publication	publication	NOUN
fsr-3401	19	2	information	information	NOUN
fsr-3401	19	3	.	.	PUNCT
fsr-3401	20	1	financial	financial	ADJ
fsr-3401	20	2	services	service	NOUN
fsr-3401	20	3	review	review	NOUN
fsr-3401	20	4	is	be	AUX
fsr-3401	20	5	co	co	VERB
fsr-3401	20	6	-	-	VERB
fsr-3401	20	7	published	publish	VERB
fsr-3401	20	8	quarterly	quarterly	NOUN
fsr-3401	20	9	by	by	ADP
fsr-3401	20	10	the	the	DET
fsr-3401	20	11	academy	academy	PROPN
fsr-3401	20	12	of	of	ADP
fsr-3401	20	13	financial	financial	ADJ
fsr-3401	20	14	services	service	NOUN
fsr-3401	20	15	,	,	PUNCT
fsr-3401	20	16	and	and	CCONJ
fsr-3401	20	17	the	the	DET
fsr-3401	20	18	financial	financial	ADJ
fsr-3401	20	19	planning	planning	PROPN
fsr-3401	20	20	association	association	PROPN
fsr-3401	20	21	.	.	PUNCT
fsr-3401	21	1	institutional	institutional	ADJ
fsr-3401	21	2	subscription	subscription	NOUN
fsr-3401	21	3	price	price	NOUN
fsr-3401	21	4	is	be	AUX
fsr-3401	21	5	$	$	SYM
fsr-3401	21	6	100	100	NUM
fsr-3401	21	7	.	.	PUNCT
fsr-3401	22	1	personal	personal	ADJ
fsr-3401	22	2	subscription	subscription	NOUN
fsr-3401	22	3	price	price	NOUN
fsr-3401	22	4	is	be	AUX
fsr-3401	22	5	$	$	SYM
fsr-3401	22	6	125	125	NUM
fsr-3401	22	7	and	and	CCONJ
fsr-3401	22	8	is	be	AUX
fsr-3401	22	9	available	available	ADJ
fsr-3401	22	10	by	by	ADP
fsr-3401	22	11	joining	join	VERB
fsr-3401	22	12	the	the	DET
fsr-3401	22	13	academy	academy	NOUN
fsr-3401	22	14	of	of	ADP
fsr-3401	22	15	financial	financial	ADJ
fsr-3401	22	16	services	service	NOUN
fsr-3401	22	17	.	.	PUNCT
fsr-3401	23	1	further	further	ADJ
fsr-3401	23	2	information	information	NOUN
fsr-3401	23	3	on	on	ADP
fsr-3401	23	4	this	this	DET
fsr-3401	23	5	journal	journal	NOUN
fsr-3401	23	6	and	and	CCONJ
fsr-3401	23	7	the	the	DET
fsr-3401	23	8	academy	academy	NOUN
fsr-3401	23	9	of	of	ADP
fsr-3401	23	10	financial	financial	ADJ
fsr-3401	23	11	services	service	NOUN
fsr-3401	23	12	is	be	AUX
fsr-3401	23	13	available	available	ADJ
fsr-3401	23	14	from	from	ADP
fsr-3401	23	15	the	the	DET
fsr-3401	23	16	website	website	NOUN
fsr-3401	23	17	,	,	PUNCT
fsr-3401	23	18	http://www.academyfinancial.org	http://www.academyfinancial.org	PROPN
fsr-3401	23	19	.	.	PUNCT
fsr-3401	24	1	postmaster	postmaster	NOUN
fsr-3401	24	2	and	and	CCONJ
fsr-3401	24	3	subscribers	subscriber	NOUN
fsr-3401	24	4	should	should	AUX
fsr-3401	24	5	send	send	VERB
fsr-3401	24	6	change	change	NOUN
fsr-3401	24	7	of	of	ADP
fsr-3401	24	8	address	address	NOUN
fsr-3401	24	9	notices	notice	NOUN
fsr-3401	24	10	to	to	ADP
fsr-3401	24	11	stuart	stuart	PROPN
fsr-3401	24	12	michelson	michelson	PROPN
fsr-3401	24	13	,	,	PUNCT
fsr-3401	24	14	academy	academy	PROPN
fsr-3401	24	15	of	of	ADP
fsr-3401	24	16	financial	financial	ADJ
fsr-3401	24	17	services	service	NOUN
fsr-3401	24	18	,	,	PUNCT
fsr-3401	24	19	stetson	stetson	NOUN
fsr-3401	24	20	university	university	NOUN
fsr-3401	24	21	,	,	PUNCT
fsr-3401	24	22	school	school	NOUN
fsr-3401	24	23	of	of	ADP
fsr-3401	24	24	business	business	NOUN
fsr-3401	24	25	,	,	PUNCT
fsr-3401	24	26	421	421	NUM
fsr-3401	24	27	n.	n.	PROPN
fsr-3401	24	28	woodland	woodland	NOUN
fsr-3401	24	29	blvd	blvd	PROPN
fsr-3401	24	30	.	.	PUNCT
fsr-3401	24	31	,	,	PUNCT
fsr-3401	24	32	unit	unit	NOUN
fsr-3401	24	33	8398	8398	NUM
fsr-3401	24	34	,	,	PUNCT
fsr-3401	24	35	deland	deland	PROPN
fsr-3401	24	36	,	,	PUNCT
fsr-3401	24	37	fl	fl	PROPN
fsr-3401	24	38	32723	32723	NUM
fsr-3401	24	39	.	.	PUNCT
fsr-3401	25	1	editorial	editorial	ADJ
fsr-3401	25	2	office	office	NOUN
fsr-3401	25	3	:	:	PUNCT
fsr-3401	25	4	stuart	stuart	PROPN
fsr-3401	25	5	michelson	michelson	PROPN
fsr-3401	25	6	,	,	PUNCT
fsr-3401	25	7	school	school	NOUN
fsr-3401	25	8	of	of	ADP
fsr-3401	25	9	business	business	NOUN
fsr-3401	25	10	,	,	PUNCT
fsr-3401	25	11	stetson	stetson	NOUN
fsr-3401	25	12	university	university	NOUN
fsr-3401	25	13	,	,	PUNCT
fsr-3401	25	14	421	421	NUM
fsr-3401	25	15	n.	n.	PROPN
fsr-3401	25	16	woodland	woodland	NOUN
fsr-3401	25	17	blvd	blvd	PROPN
fsr-3401	25	18	.	.	PUNCT
fsr-3401	25	19	,	,	PUNCT
fsr-3401	25	20	unit	unit	NOUN
fsr-3401	25	21	8398	8398	NUM
fsr-3401	25	22	,	,	PUNCT
fsr-3401	25	23	deland	deland	PROPN
fsr-3401	25	24	,	,	PUNCT
fsr-3401	25	25	fl	fl	PROPN
fsr-3401	25	26	32723	32723	NUM
fsr-3401	25	27	.	.	PUNCT
fsr-3401	26	1	phone	phone	NOUN
fsr-3401	26	2	:	:	PUNCT
fsr-3401	26	3	(	(	PUNCT
fsr-3401	26	4	386	386	NUM
fsr-3401	26	5	)	)	PUNCT
fsr-3401	26	6	822	822	NUM
fsr-3401	26	7	-	-	SYM
fsr-3401	26	8	7376	7376	NUM
fsr-3401	26	9	.	.	PUNCT
fsr-3401	27	1	email	email	NOUN
fsr-3401	27	2	address	address	NOUN
fsr-3401	27	3	:	:	PUNCT
fsr-3401	27	4	smichels@stetson.edu	smichels@stetson.edu	PROPN
fsr-3401	27	5	.	.	PROPN
fsr-3401	27	6	web	web	NOUN
fsr-3401	27	7	address	address	NOUN
fsr-3401	27	8	:	:	PUNCT
fsr-3401	27	9	www.academy	www.academy	PROPN
fsr-3401	27	10	financial.org	financial.org	X
fsr-3401	27	11	.	.	PUNCT
fsr-3401	27	12	advertising	advertising	NOUN
fsr-3401	27	13	information	information	NOUN
fsr-3401	27	14	.	.	PUNCT
fsr-3401	28	1	those	those	PRON
fsr-3401	28	2	interested	interested	ADJ
fsr-3401	28	3	in	in	ADP
fsr-3401	28	4	advertising	advertising	NOUN
fsr-3401	28	5	in	in	ADP
fsr-3401	28	6	the	the	DET
fsr-3401	28	7	journal	journal	NOUN
fsr-3401	28	8	should	should	AUX
fsr-3401	28	9	contact	contact	VERB
fsr-3401	28	10	stuart	stuart	PROPN
fsr-3401	28	11	michelson	michelson	PROPN
fsr-3401	28	12	,	,	PUNCT
fsr-3401	28	13	school	school	NOUN
fsr-3401	28	14	of	of	ADP
fsr-3401	28	15	business	business	NOUN
fsr-3401	28	16	,	,	PUNCT
fsr-3401	28	17	stetson	stetson	NOUN
fsr-3401	28	18	university	university	NOUN
fsr-3401	28	19	,	,	PUNCT
fsr-3401	28	20	421	421	NUM
fsr-3401	28	21	n.	n.	PROPN
fsr-3401	28	22	woodland	woodland	NOUN
fsr-3401	28	23	blvd	blvd	PROPN
fsr-3401	28	24	.	.	PUNCT
fsr-3401	28	25	,	,	PUNCT
fsr-3401	28	26	unit	unit	NOUN
fsr-3401	28	27	8398	8398	NUM
fsr-3401	28	28	,	,	PUNCT
fsr-3401	28	29	deland	deland	PROPN
fsr-3401	28	30	,	,	PUNCT
fsr-3401	28	31	fl	fl	PROPN
fsr-3401	28	32	32723	32723	NUM
fsr-3401	28	33	.	.	PUNCT
fsr-3401	29	1	email	email	NOUN
fsr-3401	29	2	address	address	NOUN
fsr-3401	29	3	:	:	PUNCT
fsr-3401	29	4	smichels@stetson.edu	smichels@stetson.edu	PROPN
fsr-3401	29	5	,	,	PUNCT
fsr-3401	29	6	(	(	PUNCT
fsr-3401	29	7	386	386	NUM
fsr-3401	29	8	)	)	PUNCT
fsr-3401	29	9	822	822	NUM
fsr-3401	29	10	-	-	SYM
fsr-3401	29	11	7376	7376	NUM
fsr-3401	29	12	.	.	PUNCT
fsr-3401	30	1	printed	print	VERB
fsr-3401	30	2	in	in	ADP
fsr-3401	30	3	the	the	DET
fsr-3401	30	4	usa	usa	PROPN
fsr-3401	30	5	©	©	PROPN
fsr-3401	30	6	2018	2018	NUM
fsr-3401	30	7	academy	academy	NOUN
fsr-3401	30	8	of	of	ADP
fsr-3401	30	9	financial	financial	ADJ
fsr-3401	30	10	services	service	NOUN
fsr-3401	30	11	.	.	PUNCT
fsr-3401	31	1	all	all	DET
fsr-3401	31	2	rights	right	NOUN
fsr-3401	31	3	reserved	reserve	VERB
fsr-3401	31	4	.	.	PUNCT
fsr-3401	32	1	this	this	DET
fsr-3401	32	2	journal	journal	NOUN
fsr-3401	32	3	and	and	CCONJ
fsr-3401	32	4	the	the	DET
fsr-3401	32	5	individual	individual	ADJ
fsr-3401	32	6	contributions	contribution	NOUN
fsr-3401	32	7	contained	contain	VERB
fsr-3401	32	8	in	in	ADP
fsr-3401	32	9	it	it	PRON
fsr-3401	32	10	are	be	AUX
fsr-3401	32	11	protected	protect	VERB
fsr-3401	32	12	under	under	ADP
fsr-3401	32	13	copyright	copyright	NOUN
fsr-3401	32	14	by	by	ADP
fsr-3401	32	15	the	the	DET
fsr-3401	32	16	academy	academy	PROPN
fsr-3401	32	17	of	of	ADP
fsr-3401	32	18	financial	financial	ADJ
fsr-3401	32	19	services	service	NOUN
fsr-3401	32	20	,	,	PUNCT
fsr-3401	32	21	and	and	CCONJ
fsr-3401	32	22	the	the	DET
fsr-3401	32	23	following	follow	VERB
fsr-3401	32	24	terms	term	NOUN
fsr-3401	32	25	and	and	CCONJ
fsr-3401	32	26	conditions	condition	NOUN
fsr-3401	32	27	apply	apply	VERB
fsr-3401	32	28	to	to	ADP
fsr-3401	32	29	their	their	PRON
fsr-3401	32	30	use	use	NOUN
fsr-3401	32	31	:	:	PUNCT
fsr-3401	32	32	photocopying	photocopy	VERB
fsr-3401	32	33	single	single	ADJ
fsr-3401	32	34	photocopies	photocopy	NOUN
fsr-3401	32	35	of	of	ADP
fsr-3401	32	36	single	single	ADJ
fsr-3401	32	37	articles	article	NOUN
fsr-3401	32	38	may	may	AUX
fsr-3401	32	39	be	be	AUX
fsr-3401	32	40	made	make	VERB
fsr-3401	32	41	for	for	ADP
fsr-3401	32	42	personal	personal	ADJ
fsr-3401	32	43	use	use	NOUN
fsr-3401	32	44	as	as	SCONJ
fsr-3401	32	45	allowed	allow	VERB
fsr-3401	32	46	by	by	ADP
fsr-3401	32	47	national	national	ADJ
fsr-3401	32	48	copyright	copyright	NOUN
fsr-3401	32	49	laws	law	NOUN
fsr-3401	32	50	.	.	PUNCT
fsr-3401	33	1	in	in	ADP
fsr-3401	33	2	addition	addition	NOUN
fsr-3401	33	3	,	,	PUNCT
fsr-3401	33	4	the	the	DET
fsr-3401	33	5	academy	academy	NOUN
fsr-3401	33	6	of	of	ADP
fsr-3401	33	7	financial	financial	ADJ
fsr-3401	33	8	services	service	NOUN
fsr-3401	33	9	hereby	hereby	ADV
fsr-3401	33	10	permits	permit	VERB
fsr-3401	33	11	educators	educator	NOUN
fsr-3401	33	12	and	and	CCONJ
fsr-3401	33	13	educational	educational	ADJ
fsr-3401	33	14	institutions	institution	NOUN
fsr-3401	33	15	the	the	DET
fsr-3401	33	16	right	right	NOUN
fsr-3401	33	17	to	to	PART
fsr-3401	33	18	make	make	VERB
fsr-3401	33	19	photocopies	photocopy	NOUN
fsr-3401	33	20	for	for	ADP
fsr-3401	33	21	non	non	ADJ
fsr-3401	33	22	-	-	ADJ
fsr-3401	33	23	profit	profit	ADJ
fsr-3401	33	24	educational	educational	ADJ
fsr-3401	33	25	classroom	classroom	NOUN
fsr-3401	33	26	use	use	NOUN
fsr-3401	33	27	.	.	PUNCT
fsr-3401	34	1	permission	permission	NOUN
fsr-3401	34	2	of	of	ADP
fsr-3401	34	3	the	the	DET
fsr-3401	34	4	academy	academy	NOUN
fsr-3401	34	5	is	be	AUX
fsr-3401	34	6	required	require	VERB
fsr-3401	34	7	for	for	ADP
fsr-3401	34	8	all	all	DET
fsr-3401	34	9	other	other	ADJ
fsr-3401	34	10	photocopying	photocopying	NOUN
fsr-3401	34	11	,	,	PUNCT
fsr-3401	34	12	including	include	VERB
fsr-3401	34	13	multiple	multiple	ADJ
fsr-3401	34	14	or	or	CCONJ
fsr-3401	34	15	systematic	systematic	ADJ
fsr-3401	34	16	copying	copying	NOUN
fsr-3401	34	17	,	,	PUNCT
fsr-3401	34	18	copying	copy	VERB
fsr-3401	34	19	for	for	ADP
fsr-3401	34	20	advertising	advertising	NOUN
fsr-3401	34	21	or	or	CCONJ
fsr-3401	34	22	promotional	promotional	ADJ
fsr-3401	34	23	purposes	purpose	NOUN
fsr-3401	34	24	,	,	PUNCT
fsr-3401	34	25	resale	resale	NOUN
fsr-3401	34	26	,	,	PUNCT
fsr-3401	34	27	and	and	CCONJ
fsr-3401	34	28	all	all	DET
fsr-3401	34	29	forms	form	NOUN
fsr-3401	34	30	of	of	ADP
fsr-3401	34	31	document	document	NOUN
fsr-3401	34	32	delivery	delivery	NOUN
fsr-3401	34	33	.	.	PUNCT
fsr-3401	35	1	permissions	permission	NOUN
fsr-3401	35	2	may	may	AUX
fsr-3401	35	3	be	be	AUX
fsr-3401	35	4	sought	seek	VERB
fsr-3401	35	5	directly	directly	ADV
fsr-3401	35	6	from	from	ADP
fsr-3401	35	7	the	the	DET
fsr-3401	35	8	editor	editor	NOUN
fsr-3401	35	9	,	,	PUNCT
fsr-3401	35	10	stuart	stuart	PROPN
fsr-3401	35	11	michelson	michelson	PROPN
fsr-3401	35	12	.	.	PUNCT
fsr-3401	36	1	contact	contact	PROPN
fsr-3401	36	2	information	information	NOUN
fsr-3401	36	3	:	:	PUNCT
fsr-3401	36	4	stuart	stuart	PROPN
fsr-3401	36	5	michelson	michelson	PROPN
fsr-3401	36	6	,	,	PUNCT
fsr-3401	36	7	school	school	NOUN
fsr-3401	36	8	of	of	ADP
fsr-3401	36	9	business	business	NOUN
fsr-3401	36	10	,	,	PUNCT
fsr-3401	36	11	stetson	stetson	NOUN
fsr-3401	36	12	university	university	NOUN
fsr-3401	36	13	,	,	PUNCT
fsr-3401	36	14	421	421	NUM
fsr-3401	36	15	n.	n.	PROPN
fsr-3401	36	16	woodland	woodland	NOUN
fsr-3401	36	17	blvd	blvd	PROPN
fsr-3401	36	18	.	.	PUNCT
fsr-3401	36	19	,	,	PUNCT
fsr-3401	36	20	unit	unit	NOUN
fsr-3401	36	21	8398	8398	NUM
fsr-3401	36	22	,	,	PUNCT
fsr-3401	36	23	deland	deland	PROPN
fsr-3401	36	24	,	,	PUNCT
fsr-3401	36	25	fl	fl	PROPN
fsr-3401	36	26	32723	32723	NUM
fsr-3401	36	27	.	.	PUNCT
fsr-3401	37	1	phone	phone	NOUN
fsr-3401	37	2	:	:	PUNCT
fsr-3401	37	3	(	(	PUNCT
fsr-3401	37	4	386	386	NUM
fsr-3401	37	5	)	)	PUNCT
fsr-3401	37	6	822	822	NUM
fsr-3401	37	7	-	-	SYM
fsr-3401	37	8	7376	7376	NUM
fsr-3401	37	9	.	.	PUNCT
fsr-3401	38	1	email	email	NOUN
fsr-3401	38	2	:	:	PUNCT
fsr-3401	39	1	smichels@stetson.edu	smichels@stetson.edu	X
fsr-3401	39	2	.	.	PUNCT
fsr-3401	40	1	derivative	derivative	ADJ
fsr-3401	40	2	works	work	NOUN
fsr-3401	40	3	subscribers	subscriber	NOUN
fsr-3401	40	4	may	may	AUX
fsr-3401	40	5	reproduce	reproduce	VERB
fsr-3401	40	6	tables	table	NOUN
fsr-3401	40	7	of	of	ADP
fsr-3401	40	8	contents	content	NOUN
fsr-3401	40	9	or	or	CCONJ
fsr-3401	40	10	prepare	prepare	VERB
fsr-3401	40	11	lists	list	NOUN
fsr-3401	40	12	of	of	ADP
fsr-3401	40	13	articles	article	NOUN
fsr-3401	40	14	including	include	VERB
fsr-3401	40	15	abstracts	abstract	NOUN
fsr-3401	40	16	for	for	ADP
fsr-3401	40	17	internal	internal	ADJ
fsr-3401	40	18	circulation	circulation	NOUN
fsr-3401	40	19	within	within	ADP
fsr-3401	40	20	their	their	PRON
fsr-3401	40	21	institutions	institution	NOUN
fsr-3401	40	22	.	.	PUNCT
fsr-3401	41	1	permission	permission	NOUN
fsr-3401	41	2	of	of	ADP
fsr-3401	41	3	the	the	DET
fsr-3401	41	4	academy	academy	NOUN
fsr-3401	41	5	is	be	AUX
fsr-3401	41	6	required	require	VERB
fsr-3401	41	7	for	for	ADP
fsr-3401	41	8	resale	resale	NOUN
fsr-3401	41	9	or	or	CCONJ
fsr-3401	41	10	distribution	distribution	NOUN
fsr-3401	41	11	outside	outside	ADP
fsr-3401	41	12	the	the	DET
fsr-3401	41	13	institution	institution	NOUN
fsr-3401	41	14	.	.	PUNCT
fsr-3401	42	1	permission	permission	NOUN
fsr-3401	42	2	of	of	ADP
fsr-3401	42	3	the	the	DET
fsr-3401	42	4	academy	academy	NOUN
fsr-3401	42	5	is	be	AUX
fsr-3401	42	6	required	require	VERB
fsr-3401	42	7	for	for	ADP
fsr-3401	42	8	all	all	DET
fsr-3401	42	9	other	other	ADJ
fsr-3401	42	10	derivative	derivative	ADJ
fsr-3401	42	11	works	work	NOUN
fsr-3401	42	12	,	,	PUNCT
fsr-3401	42	13	including	include	VERB
fsr-3401	42	14	compilations	compilation	NOUN
fsr-3401	42	15	and	and	CCONJ
fsr-3401	42	16	translations	translation	NOUN
fsr-3401	42	17	.	.	PUNCT
fsr-3401	43	1	electronic	electronic	ADJ
fsr-3401	43	2	storage	storage	NOUN
fsr-3401	43	3	or	or	CCONJ
fsr-3401	43	4	usage	usage	NOUN
fsr-3401	43	5	permission	permission	NOUN
fsr-3401	43	6	of	of	ADP
fsr-3401	43	7	the	the	DET
fsr-3401	43	8	academy	academy	NOUN
fsr-3401	43	9	is	be	AUX
fsr-3401	43	10	required	require	VERB
fsr-3401	43	11	to	to	PART
fsr-3401	43	12	store	store	VERB
fsr-3401	43	13	or	or	CCONJ
fsr-3401	43	14	use	use	VERB
fsr-3401	43	15	electronically	electronically	ADV
fsr-3401	43	16	any	any	DET
fsr-3401	43	17	material	material	NOUN
fsr-3401	43	18	contained	contain	VERB
fsr-3401	43	19	in	in	ADP
fsr-3401	43	20	this	this	DET
fsr-3401	43	21	journal	journal	NOUN
fsr-3401	43	22	,	,	PUNCT
fsr-3401	43	23	including	include	VERB
fsr-3401	43	24	any	any	DET
fsr-3401	43	25	article	article	NOUN
fsr-3401	43	26	or	or	CCONJ
fsr-3401	43	27	part	part	NOUN
fsr-3401	43	28	of	of	ADP
fsr-3401	43	29	an	an	DET
fsr-3401	43	30	article	article	NOUN
fsr-3401	43	31	.	.	PUNCT
fsr-3401	44	1	except	except	SCONJ
fsr-3401	44	2	as	as	SCONJ
fsr-3401	44	3	outlined	outline	VERB
fsr-3401	44	4	above	above	ADV
fsr-3401	44	5	,	,	PUNCT
fsr-3401	44	6	no	no	DET
fsr-3401	44	7	part	part	NOUN
fsr-3401	44	8	of	of	ADP
fsr-3401	44	9	this	this	DET
fsr-3401	44	10	publication	publication	NOUN
fsr-3401	44	11	may	may	AUX
fsr-3401	44	12	be	be	AUX
fsr-3401	44	13	reproduced	reproduce	VERB
fsr-3401	44	14	,	,	PUNCT
fsr-3401	44	15	stored	store	VERB
fsr-3401	44	16	in	in	ADP
fsr-3401	44	17	a	a	DET
fsr-3401	44	18	retrieval	retrieval	NOUN
fsr-3401	44	19	system	system	NOUN
fsr-3401	44	20	or	or	CCONJ
fsr-3401	44	21	transmitted	transmit	VERB
fsr-3401	44	22	in	in	ADP
fsr-3401	44	23	any	any	DET
fsr-3401	44	24	form	form	NOUN
fsr-3401	44	25	or	or	CCONJ
fsr-3401	44	26	by	by	ADP
fsr-3401	44	27	any	any	DET
fsr-3401	44	28	means	mean	NOUN
fsr-3401	44	29	,	,	PUNCT
fsr-3401	44	30	electronic	electronic	ADJ
fsr-3401	44	31	,	,	PUNCT
fsr-3401	44	32	mechanical	mechanical	ADJ
fsr-3401	44	33	,	,	PUNCT
fsr-3401	44	34	photocopying	photocopying	NOUN
fsr-3401	44	35	,	,	PUNCT
fsr-3401	44	36	recording	recording	NOUN
fsr-3401	44	37	,	,	PUNCT
fsr-3401	44	38	or	or	CCONJ
fsr-3401	44	39	otherwise	otherwise	ADV
fsr-3401	44	40	,	,	PUNCT
fsr-3401	44	41	without	without	ADP
fsr-3401	44	42	prior	prior	ADJ
fsr-3401	44	43	written	write	VERB
fsr-3401	44	44	permission	permission	NOUN
fsr-3401	44	45	of	of	ADP
fsr-3401	44	46	the	the	DET
fsr-3401	44	47	academy	academy	PROPN
fsr-3401	44	48	.	.	PUNCT
fsr-3401	45	1	address	address	PROPN
fsr-3401	45	2	permissions	permission	NOUN
fsr-3401	45	3	requests	request	NOUN
fsr-3401	45	4	to	to	ADP
fsr-3401	45	5	the	the	DET
fsr-3401	45	6	editor	editor	NOUN
fsr-3401	45	7	at	at	ADP
fsr-3401	45	8	the	the	DET
fsr-3401	45	9	address	address	NOUN
fsr-3401	45	10	noted	note	VERB
fsr-3401	45	11	above	above	ADV
fsr-3401	45	12	.	.	PUNCT
fsr-3401	46	1	notice	notice	VERB
fsr-3401	46	2	no	no	DET
fsr-3401	46	3	responsibility	responsibility	NOUN
fsr-3401	46	4	is	be	AUX
fsr-3401	46	5	assumed	assume	VERB
fsr-3401	46	6	by	by	ADP
fsr-3401	46	7	the	the	DET
fsr-3401	46	8	academy	academy	NOUN
fsr-3401	46	9	for	for	ADP
fsr-3401	46	10	any	any	DET
fsr-3401	46	11	injury	injury	NOUN
fsr-3401	46	12	and/or	and/or	CCONJ
fsr-3401	46	13	damage	damage	NOUN
fsr-3401	46	14	to	to	ADP
fsr-3401	46	15	persons	person	NOUN
fsr-3401	46	16	or	or	CCONJ
fsr-3401	46	17	property	property	NOUN
fsr-3401	46	18	as	as	ADP
fsr-3401	46	19	a	a	DET
fsr-3401	46	20	matter	matter	NOUN
fsr-3401	46	21	of	of	ADP
fsr-3401	46	22	products	product	NOUN
fsr-3401	46	23	liability	liability	NOUN
fsr-3401	46	24	,	,	PUNCT
fsr-3401	46	25	negligence	negligence	NOUN
fsr-3401	46	26	,	,	PUNCT
fsr-3401	46	27	or	or	CCONJ
fsr-3401	46	28	otherwise	otherwise	ADV
fsr-3401	46	29	,	,	PUNCT
fsr-3401	46	30	or	or	CCONJ
fsr-3401	46	31	from	from	ADP
fsr-3401	46	32	any	any	DET
fsr-3401	46	33	use	use	NOUN
fsr-3401	46	34	or	or	CCONJ
fsr-3401	46	35	operation	operation	NOUN
fsr-3401	46	36	of	of	ADP
fsr-3401	46	37	any	any	DET
fsr-3401	46	38	methods	method	NOUN
fsr-3401	46	39	,	,	PUNCT
fsr-3401	46	40	products	product	NOUN
fsr-3401	46	41	,	,	PUNCT
fsr-3401	46	42	instructions	instruction	NOUN
fsr-3401	46	43	,	,	PUNCT
fsr-3401	46	44	or	or	CCONJ
fsr-3401	46	45	ideas	idea	NOUN
fsr-3401	46	46	contained	contain	VERB
fsr-3401	46	47	in	in	ADP
fsr-3401	46	48	the	the	DET
fsr-3401	46	49	material	material	NOUN
fsr-3401	46	50	herein	herein	NOUN
fsr-3401	46	51	.	.	PUNCT
fsr-3401	47	1	the	the	DET
fsr-3401	47	2	editors	editor	NOUN
fsr-3401	47	3	,	,	PUNCT
fsr-3401	47	4	the	the	DET
fsr-3401	47	5	academy	academy	NOUN
fsr-3401	47	6	,	,	PUNCT
fsr-3401	47	7	and	and	CCONJ
fsr-3401	47	8	our	our	PRON
fsr-3401	47	9	sponsors	sponsor	NOUN
fsr-3401	47	10	assume	assume	VERB
fsr-3401	47	11	no	no	DET
fsr-3401	47	12	responsibility	responsibility	NOUN
fsr-3401	47	13	for	for	ADP
fsr-3401	47	14	the	the	DET
fsr-3401	47	15	views	view	NOUN
fsr-3401	47	16	expressed	express	VERB
fsr-3401	47	17	by	by	ADP
fsr-3401	47	18	our	our	PRON
fsr-3401	47	19	authors	author	NOUN
fsr-3401	47	20	.	.	PUNCT