id	sid	tid	token	lemma	pos
fsr-3410	1	1	academy	academy	PROPN
fsr-3410	1	2	of	of	ADP
fsr-3410	1	3	financial	financial	ADJ
fsr-3410	1	4	services	service	NOUN
fsr-3410	1	5	officers	officer	NOUN
fsr-3410	1	6	president	president	PROPN
fsr-3410	1	7	janine	janine	PROPN
fsr-3410	1	8	sam	sam	PROPN
fsr-3410	1	9	shepherd	shepherd	PROPN
fsr-3410	1	10	university	university	PROPN
fsr-3410	1	11	president	president	NOUN
fsr-3410	1	12	-	-	PUNCT
fsr-3410	1	13	elect	elect	PROPN
fsr-3410	1	14	inga	inga	PROPN
fsr-3410	1	15	timmerman	timmerman	PROPN
fsr-3410	1	16	california	california	PROPN
fsr-3410	1	17	state	state	PROPN
fsr-3410	1	18	university	university	PROPN
fsr-3410	1	19	,	,	PUNCT
fsr-3410	1	20	northridge	northridge	PROPN
fsr-3410	1	21	executive	executive	ADJ
fsr-3410	1	22	vice	vice	NOUN
fsr-3410	1	23	president	president	NOUN
fsr-3410	1	24	-	-	PUNCT
fsr-3410	1	25	program	program	NOUN
fsr-3410	1	26	terrance	terrance	PROPN
fsr-3410	1	27	k.	k.	PROPN
fsr-3410	1	28	martin	martin	PROPN
fsr-3410	1	29	utah	utah	PROPN
fsr-3410	1	30	valley	valley	PROPN
fsr-3410	1	31	university	university	PROPN
fsr-3410	1	32	vice	vice	NOUN
fsr-3410	1	33	president	president	NOUN
fsr-3410	1	34	-	-	PUNCT
fsr-3410	1	35	communications	communication	NOUN
fsr-3410	1	36	david	david	PROPN
fsr-3410	1	37	nanigian	nanigian	PROPN
fsr-3410	1	38	california	california	PROPN
fsr-3410	1	39	state	state	PROPN
fsr-3410	1	40	university	university	PROPN
fsr-3410	1	41	,	,	PUNCT
fsr-3410	1	42	fullerton	fullerton	PROPN
fsr-3410	1	43	vice	vice	PROPN
fsr-3410	1	44	president	president	PROPN
fsr-3410	1	45	-	-	PUNCT
fsr-3410	1	46	finance	finance	NOUN
fsr-3410	1	47	thomas	thomas	PROPN
fsr-3410	1	48	p.	p.	PROPN
fsr-3410	1	49	langdon	langdon	PROPN
fsr-3410	2	1	roger	roger	PROPN
fsr-3410	2	2	williams	williams	PROPN
fsr-3410	2	3	university	university	PROPN
fsr-3410	2	4	vice	vice	PROPN
fsr-3410	2	5	president	president	PROPN
fsr-3410	2	6	-	-	PUNCT
fsr-3410	2	7	international	international	ADJ
fsr-3410	2	8	relations	relation	NOUN
fsr-3410	2	9	philip	philip	PROPN
fsr-3410	2	10	gibson	gibson	PROPN
fsr-3410	2	11	winthrop	winthrop	PROPN
fsr-3410	2	12	university	university	PROPN
fsr-3410	2	13	vice	vice	PROPN
fsr-3410	2	14	president	president	PROPN
fsr-3410	2	15	-	-	PUNCT
fsr-3410	2	16	mktg	mktg	PROPN
fsr-3410	2	17	&	&	CCONJ
fsr-3410	2	18	public	public	ADJ
fsr-3410	2	19	relations	relation	NOUN
fsr-3410	2	20	chris	chris	PROPN
fsr-3410	2	21	browning	brown	VERB
fsr-3410	2	22	texas	texas	PROPN
fsr-3410	2	23	tech	tech	PROPN
fsr-3410	2	24	university	university	PROPN
fsr-3410	2	25	immediate	immediate	ADJ
fsr-3410	2	26	past	past	PROPN
fsr-3410	2	27	president	president	PROPN
fsr-3410	2	28	swarn	swarn	PROPN
fsr-3410	2	29	chatterjee	chatterjee	PROPN
fsr-3410	2	30	university	university	PROPN
fsr-3410	2	31	of	of	ADP
fsr-3410	2	32	georgia	georgia	PROPN
fsr-3410	2	33	editor	editor	PROPN
fsr-3410	2	34	,	,	PUNCT
fsr-3410	2	35	financial	financial	ADJ
fsr-3410	2	36	services	service	NOUN
fsr-3410	2	37	review	review	VERB
fsr-3410	2	38	stuart	stuart	PROPN
fsr-3410	2	39	michelson	michelson	PROPN
fsr-3410	2	40	stetson	stetson	PROPN
fsr-3410	2	41	university	university	PROPN
fsr-3410	2	42	directors	director	NOUN
fsr-3410	2	43	shawn	shawn	VERB
fsr-3410	2	44	brayman	brayman	PROPN
fsr-3410	2	45	planplus	planplus	PROPN
fsr-3410	2	46	global	global	PROPN
fsr-3410	2	47	charles	charles	PROPN
fsr-3410	2	48	chaffin	chaffin	PROPN
fsr-3410	2	49	cfp	cfp	PROPN
fsr-3410	2	50	board	board	PROPN
fsr-3410	2	51	of	of	ADP
fsr-3410	2	52	standards	standards	PROPN
fsr-3410	2	53	victoria	victoria	PROPN
fsr-3410	2	54	javine	javine	PROPN
fsr-3410	2	55	university	university	PROPN
fsr-3410	2	56	of	of	ADP
fsr-3410	2	57	alabama	alabama	PROPN
fsr-3410	2	58	colleen	colleen	PROPN
fsr-3410	2	59	tokar	tokar	PROPN
fsr-3410	2	60	-	-	PUNCT
fsr-3410	2	61	asaad	asaad	VERB
fsr-3410	2	62	baldwin	baldwin	PROPN
fsr-3410	2	63	wallace	wallace	PROPN
fsr-3410	2	64	university	university	PROPN
fsr-3410	2	65	frances	frances	PROPN
fsr-3410	2	66	lawrence	lawrence	PROPN
fsr-3410	2	67	university	university	PROPN
fsr-3410	2	68	of	of	ADP
fsr-3410	2	69	missouri	missouri	PROPN
fsr-3410	2	70	tom	tom	PROPN
fsr-3410	2	71	potts	potts	PROPN
fsr-3410	2	72	baylor	baylor	PROPN
fsr-3410	2	73	university	university	PROPN
fsr-3410	2	74	robert	robert	PROPN
fsr-3410	2	75	moreschi	moreschi	PROPN
fsr-3410	2	76	virginia	virginia	PROPN
fsr-3410	2	77	military	military	PROPN
fsr-3410	2	78	institute	institute	PROPN
fsr-3410	2	79	past	past	PROPN
fsr-3410	2	80	presidents	president	NOUN
fsr-3410	2	81	swarn	swarn	PROPN
fsr-3410	2	82	chatterjee	chatterjee	PROPN
fsr-3410	2	83	,	,	PUNCT
fsr-3410	2	84	2018	2018	NUM
fsr-3410	2	85	-	-	SYM
fsr-3410	2	86	19	19	NUM
fsr-3410	2	87	university	university	PROPN
fsr-3410	2	88	of	of	ADP
fsr-3410	2	89	georgia	georgia	PROPN
fsr-3410	2	90	robert	robert	PROPN
fsr-3410	2	91	moreschi	moreschi	PROPN
fsr-3410	2	92	,	,	PUNCT
fsr-3410	2	93	2016	2016	NUM
fsr-3410	2	94	-	-	SYM
fsr-3410	2	95	18	18	NUM
fsr-3410	2	96	virginia	virginia	PROPN
fsr-3410	2	97	military	military	PROPN
fsr-3410	2	98	institute	institute	PROPN
fsr-3410	2	99	thomas	thomas	PROPN
fsr-3410	2	100	coe	coe	PROPN
fsr-3410	2	101	,	,	PUNCT
fsr-3410	2	102	2015	2015	NUM
fsr-3410	2	103	-	-	SYM
fsr-3410	2	104	16	16	NUM
fsr-3410	2	105	quinnipiac	quinnipiac	PROPN
fsr-3410	2	106	university	university	PROPN
fsr-3410	2	107	william	william	PROPN
fsr-3410	2	108	chittenden	chittenden	PROPN
fsr-3410	2	109	,	,	PUNCT
fsr-3410	2	110	2014	2014	NUM
fsr-3410	2	111	-	-	SYM
fsr-3410	2	112	15	15	NUM
fsr-3410	2	113	texas	texas	PROPN
fsr-3410	2	114	state	state	PROPN
fsr-3410	2	115	university	university	PROPN
fsr-3410	2	116	lance	lance	PROPN
fsr-3410	2	117	palmer	palmer	PROPN
fsr-3410	2	118	,	,	PUNCT
fsr-3410	2	119	2013	2013	NUM
fsr-3410	2	120	-	-	SYM
fsr-3410	2	121	14	14	NUM
fsr-3410	2	122	university	university	PROPN
fsr-3410	2	123	of	of	ADP
fsr-3410	2	124	georgia	georgia	PROPN
fsr-3410	2	125	frank	frank	PROPN
fsr-3410	2	126	laatsch	laatsch	PROPN
fsr-3410	2	127	,	,	PUNCT
fsr-3410	2	128	2012	2012	NUM
fsr-3410	2	129	-	-	SYM
fsr-3410	2	130	13	13	NUM
fsr-3410	2	131	university	university	NOUN
fsr-3410	2	132	of	of	ADP
fsr-3410	2	133	southern	southern	PROPN
fsr-3410	2	134	mississippi	mississippi	PROPN
fsr-3410	2	135	brian	brian	PROPN
fsr-3410	2	136	boscaljon	boscaljon	PROPN
fsr-3410	2	137	,	,	PUNCT
fsr-3410	2	138	2011	2011	NUM
fsr-3410	2	139	-	-	SYM
fsr-3410	2	140	12	12	NUM
fsr-3410	2	141	penn	penn	PROPN
fsr-3410	2	142	state	state	PROPN
fsr-3410	2	143	university	university	PROPN
fsr-3410	2	144	-	-	PUNCT
fsr-3410	2	145	erie	erie	PROPN
fsr-3410	2	146	halil	halil	PROPN
fsr-3410	2	147	kiymaz	kiymaz	PROPN
fsr-3410	2	148	,	,	PUNCT
fsr-3410	2	149	2010	2010	NUM
fsr-3410	2	150	-	-	SYM
fsr-3410	2	151	11	11	NUM
fsr-3410	2	152	rollins	rollin	NOUN
fsr-3410	2	153	college	college	PROPN
fsr-3410	2	154	of	of	ADP
fsr-3410	2	155	business	business	PROPN
fsr-3410	2	156	david	david	PROPN
fsr-3410	2	157	lange	lange	PROPN
fsr-3410	2	158	,	,	PUNCT
fsr-3410	2	159	2009	2009	NUM
fsr-3410	2	160	-	-	SYM
fsr-3410	2	161	10	10	NUM
fsr-3410	2	162	auburn	auburn	NOUN
fsr-3410	2	163	university	university	PROPN
fsr-3410	2	164	,	,	PUNCT
fsr-3410	2	165	montgomery	montgomery	PROPN
fsr-3410	2	166	vickie	vickie	PROPN
fsr-3410	2	167	hampton	hampton	PROPN
fsr-3410	2	168	,	,	PUNCT
fsr-3410	2	169	2008	2008	NUM
fsr-3410	2	170	-	-	SYM
fsr-3410	2	171	09	09	NUM
fsr-3410	2	172	texas	texas	PROPN
fsr-3410	2	173	tech	tech	PROPN
fsr-3410	2	174	university	university	PROPN
fsr-3410	2	175	frank	frank	PROPN
fsr-3410	2	176	laatsch	laatsch	PROPN
fsr-3410	2	177	2007	2007	NUM
fsr-3410	2	178	-	-	SYM
fsr-3410	2	179	08	08	NUM
fsr-3410	2	180	university	university	PROPN
fsr-3410	2	181	of	of	ADP
fsr-3410	2	182	southern	southern	PROPN
fsr-3410	2	183	mississippi	mississippi	PROPN
fsr-3410	2	184	daniel	daniel	PROPN
fsr-3410	2	185	walz	walz	PROPN
fsr-3410	2	186	,	,	PUNCT
fsr-3410	2	187	2006	2006	NUM
fsr-3410	2	188	-	-	SYM
fsr-3410	2	189	07	07	NUM
fsr-3410	2	190	trinity	trinity	NOUN
fsr-3410	2	191	university	university	PROPN
fsr-3410	2	192	anne	anne	PROPN
fsr-3410	2	193	gleason	gleason	PROPN
fsr-3410	2	194	,	,	PUNCT
fsr-3410	2	195	2005	2005	NUM
fsr-3410	2	196	-	-	SYM
fsr-3410	2	197	06	06	NUM
fsr-3410	2	198	college	college	PROPN
fsr-3410	2	199	of	of	ADP
fsr-3410	2	200	charleston	charleston	PROPN
fsr-3410	2	201	stuart	stuart	PROPN
fsr-3410	2	202	michelson	michelson	PROPN
fsr-3410	2	203	,	,	PUNCT
fsr-3410	2	204	2004	2004	NUM
fsr-3410	2	205	-	-	SYM
fsr-3410	2	206	05	05	NUM
fsr-3410	2	207	stetson	stetson	PROPN
fsr-3410	2	208	university	university	PROPN
fsr-3410	2	209	grady	grady	PROPN
fsr-3410	2	210	perdue	perdue	PROPN
fsr-3410	2	211	,	,	PUNCT
fsr-3410	2	212	2003	2003	NUM
fsr-3410	2	213	-	-	SYM
fsr-3410	2	214	04	04	NUM
fsr-3410	2	215	university	university	PROPN
fsr-3410	2	216	of	of	ADP
fsr-3410	2	217	houston	houston	PROPN
fsr-3410	2	218	-	-	PUNCT
fsr-3410	2	219	clear	clear	PROPN
fsr-3410	2	220	lake	lake	PROPN
fsr-3410	2	221	vickie	vickie	PROPN
fsr-3410	2	222	bajtelsmit	bajtelsmit	NOUN
fsr-3410	2	223	,	,	PUNCT
fsr-3410	2	224	2002	2002	NUM
fsr-3410	2	225	-	-	SYM
fsr-3410	2	226	03	03	NUM
fsr-3410	2	227	colorado	colorado	PROPN
fsr-3410	2	228	state	state	PROPN
fsr-3410	2	229	university	university	PROPN
fsr-3410	2	230	karen	karen	PROPN
fsr-3410	2	231	eilers	eilers	PROPN
fsr-3410	2	232	lahey	lahey	PROPN
fsr-3410	2	233	,	,	PUNCT
fsr-3410	2	234	2001	2001	NUM
fsr-3410	2	235	-	-	SYM
fsr-3410	2	236	02	02	NUM
fsr-3410	2	237	university	university	PROPN
fsr-3410	2	238	of	of	ADP
fsr-3410	2	239	akron	akron	PROPN
fsr-3410	2	240	tom	tom	PROPN
fsr-3410	2	241	eyssell	eyssell	PROPN
fsr-3410	2	242	,	,	PUNCT
fsr-3410	2	243	2000	2000	NUM
fsr-3410	2	244	-	-	SYM
fsr-3410	2	245	01	01	NUM
fsr-3410	2	246	university	university	PROPN
fsr-3410	2	247	of	of	ADP
fsr-3410	2	248	missouri	missouri	PROPN
fsr-3410	2	249	-	-	PROPN
fsr-3410	2	250	st	st	PROPN
fsr-3410	2	251	.	.	PROPN
fsr-3410	2	252	louis	louis	PROPN
fsr-3410	2	253	jill	jill	PROPN
fsr-3410	2	254	lynn	lynn	PROPN
fsr-3410	2	255	vihtelic	vihtelic	PROPN
fsr-3410	2	256	,	,	PUNCT
fsr-3410	2	257	1999	1999	NUM
fsr-3410	2	258	-	-	SYM
fsr-3410	2	259	00	00	NUM
fsr-3410	2	260	saint	saint	PROPN
fsr-3410	2	261	mary	mary	PROPN
fsr-3410	2	262	’s	’s	PART
fsr-3410	2	263	college	college	PROPN
fsr-3410	2	264	terry	terry	PROPN
fsr-3410	2	265	zivney	zivney	PROPN
fsr-3410	2	266	,	,	PUNCT
fsr-3410	2	267	1998	1998	NUM
fsr-3410	2	268	-	-	SYM
fsr-3410	2	269	99	99	NUM
fsr-3410	2	270	ball	ball	NOUN
fsr-3410	2	271	state	state	NOUN
fsr-3410	2	272	university	university	PROPN
fsr-3410	2	273	don	don	PROPN
fsr-3410	2	274	holdren	holdren	NOUN
fsr-3410	2	275	,	,	PUNCT
fsr-3410	2	276	1997	1997	NUM
fsr-3410	2	277	-	-	SYM
fsr-3410	2	278	98	98	NUM
fsr-3410	2	279	marshall	marshall	PROPN
fsr-3410	2	280	university	university	PROPN
fsr-3410	2	281	robert	robert	PROPN
fsr-3410	2	282	mcleod	mcleod	PROPN
fsr-3410	2	283	,	,	PUNCT
fsr-3410	2	284	1996	1996	NUM
fsr-3410	2	285	-	-	SYM
fsr-3410	2	286	97	97	NUM
fsr-3410	2	287	university	university	PROPN
fsr-3410	2	288	of	of	ADP
fsr-3410	2	289	alabama	alabama	PROPN
fsr-3410	2	290	walt	walt	PROPN
fsr-3410	2	291	woerheide	woerheide	PROPN
fsr-3410	2	292	,	,	PUNCT
fsr-3410	2	293	1995	1995	NUM
fsr-3410	2	294	-	-	SYM
fsr-3410	2	295	96	96	NUM
fsr-3410	2	296	the	the	DET
fsr-3410	2	297	american	american	PROPN
fsr-3410	2	298	college	college	PROPN
fsr-3410	2	299	dixie	dixie	PROPN
fsr-3410	2	300	mills	mill	NOUN
fsr-3410	2	301	,	,	PUNCT
fsr-3410	2	302	1994	1994	NUM
fsr-3410	2	303	-	-	SYM
fsr-3410	2	304	95	95	NUM
fsr-3410	2	305	illinois	illinois	PROPN
fsr-3410	2	306	state	state	PROPN
fsr-3410	2	307	university	university	PROPN
fsr-3410	2	308	ted	te	VERB
fsr-3410	2	309	veit	veit	PROPN
fsr-3410	2	310	,	,	PUNCT
fsr-3410	2	311	1993	1993	NUM
fsr-3410	2	312	-	-	SYM
fsr-3410	2	313	94	94	NUM
fsr-3410	2	314	rollins	rollins	PROPN
fsr-3410	2	315	college	college	PROPN
fsr-3410	2	316	mona	mona	PROPN
fsr-3410	2	317	gardner	gardner	PROPN
fsr-3410	2	318	,	,	PUNCT
fsr-3410	2	319	1992	1992	NUM
fsr-3410	2	320	-	-	SYM
fsr-3410	2	321	93	93	NUM
fsr-3410	2	322	illinois	illinois	PROPN
fsr-3410	2	323	wesleyan	wesleyan	PROPN
fsr-3410	2	324	university	university	PROPN
fsr-3410	2	325	jean	jean	PROPN
fsr-3410	2	326	l.	l.	PROPN
fsr-3410	2	327	heck	heck	PROPN
fsr-3410	2	328	,	,	PUNCT
fsr-3410	2	329	1991	1991	NUM
fsr-3410	2	330	-	-	SYM
fsr-3410	2	331	92	92	NUM
fsr-3410	2	332	villanova	villanova	PROPN
fsr-3410	2	333	university	university	PROPN
fsr-3410	2	334	frank	frank	PROPN
fsr-3410	2	335	k.	k.	PROPN
fsr-3410	2	336	reilly	reilly	PROPN
fsr-3410	2	337	,	,	PUNCT
fsr-3410	2	338	1990	1990	NUM
fsr-3410	2	339	-	-	SYM
fsr-3410	2	340	91	91	NUM
fsr-3410	2	341	university	university	NOUN
fsr-3410	2	342	of	of	ADP
fsr-3410	2	343	notre	notre	PROPN
fsr-3410	2	344	dame	dame	PROPN
fsr-3410	2	345	lawrence	lawrence	PROPN
fsr-3410	2	346	j.	j.	PROPN
fsr-3410	2	347	gitman	gitman	PROPN
fsr-3410	2	348	,	,	PUNCT
fsr-3410	2	349	1989	1989	NUM
fsr-3410	2	350	-	-	SYM
fsr-3410	2	351	90	90	NUM
fsr-3410	2	352	san	san	PROPN
fsr-3410	2	353	diego	diego	PROPN
fsr-3410	2	354	state	state	PROPN
fsr-3410	2	355	university	university	PROPN
fsr-3410	2	356	travis	travis	PROPN
fsr-3410	2	357	s.	s.	PROPN
fsr-3410	2	358	pritchett	pritchett	PROPN
fsr-3410	2	359	,	,	PUNCT
fsr-3410	2	360	1988	1988	NUM
fsr-3410	2	361	-	-	SYM
fsr-3410	2	362	89	89	NUM
fsr-3410	2	363	university	university	NOUN
fsr-3410	2	364	of	of	ADP
fsr-3410	2	365	south	south	PROPN
fsr-3410	2	366	carolina	carolina	PROPN
fsr-3410	2	367	tom	tom	PROPN
fsr-3410	2	368	potts	potts	PROPN
fsr-3410	2	369	,	,	PUNCT
fsr-3410	2	370	1987	1987	NUM
fsr-3410	2	371	-	-	SYM
fsr-3410	2	372	88	88	NUM
fsr-3410	2	373	baylor	baylor	NOUN
fsr-3410	2	374	university	university	PROPN
fsr-3410	2	375	robert	robert	PROPN
fsr-3410	2	376	f.	f.	PROPN
fsr-3410	2	377	bohn	bohn	PROPN
fsr-3410	2	378	,	,	PUNCT
fsr-3410	2	379	1986	1986	NUM
fsr-3410	2	380	-	-	SYM
fsr-3410	2	381	87	87	NUM
fsr-3410	2	382	golden	golden	PROPN
fsr-3410	2	383	gate	gate	PROPN
fsr-3410	2	384	university	university	PROPN
fsr-3410	2	385	tom	tom	PROPN
fsr-3410	2	386	warschauer	warschauer	PROPN
fsr-3410	2	387	,	,	PUNCT
fsr-3410	2	388	1985	1985	NUM
fsr-3410	2	389	-	-	SYM
fsr-3410	2	390	86	86	NUM
fsr-3410	2	391	san	san	PROPN
fsr-3410	2	392	diego	diego	PROPN
fsr-3410	2	393	state	state	PROPN
fsr-3410	2	394	university	university	PROPN
fsr-3410	2	395	published	publish	VERB
fsr-3410	2	396	in	in	ADP
fsr-3410	2	397	collaboration	collaboration	NOUN
fsr-3410	2	398	with	with	ADP
fsr-3410	2	399	the	the	DET
fsr-3410	2	400	financial	financial	ADJ
fsr-3410	2	401	planning	planning	PROPN
fsr-3410	2	402	association	association	PROPN
fsr-3410	2	403	financial	financial	PROPN
fsr-3410	2	404	services	service	NOUN
fsr-3410	2	405	review	review	NOUN
fsr-3410	2	406	is	be	AUX
fsr-3410	2	407	the	the	DET
fsr-3410	2	408	journal	journal	NOUN
fsr-3410	2	409	of	of	ADP
fsr-3410	2	410	the	the	DET
fsr-3410	2	411	academy	academy	NOUN
fsr-3410	2	412	of	of	ADP
fsr-3410	2	413	financial	financial	ADJ
fsr-3410	2	414	services	service	NOUN
fsr-3410	2	415	,	,	PUNCT
fsr-3410	2	416	published	publish	VERB
fsr-3410	2	417	in	in	ADP
fsr-3410	2	418	collaboration	collaboration	NOUN
fsr-3410	2	419	with	with	ADP
fsr-3410	2	420	the	the	DET
fsr-3410	2	421	financial	financial	ADJ
fsr-3410	2	422	planning	planning	PROPN
fsr-3410	2	423	association	association	PROPN
fsr-3410	2	424	.	.	PUNCT
fsr-3410	3	1	membership	membership	NOUN
fsr-3410	3	2	dues	due	NOUN
fsr-3410	3	3	of	of	ADP
fsr-3410	3	4	$	$	SYM
fsr-3410	3	5	125	125	NUM
fsr-3410	3	6	to	to	ADP
fsr-3410	3	7	the	the	DET
fsr-3410	3	8	academy	academy	NOUN
fsr-3410	3	9	include	include	VERB
fsr-3410	3	10	a	a	DET
fsr-3410	3	11	one	one	NUM
fsr-3410	3	12	-	-	PUNCT
fsr-3410	3	13	year	year	NOUN
fsr-3410	3	14	subscription	subscription	NOUN
fsr-3410	3	15	to	to	ADP
fsr-3410	3	16	the	the	DET
fsr-3410	3	17	journal	journal	NOUN
fsr-3410	3	18	.	.	PUNCT
fsr-3410	4	1	financial	financial	ADJ
fsr-3410	4	2	planning	planning	PROPN
fsr-3410	4	3	association	association	NOUN
fsr-3410	4	4	members	member	NOUN
fsr-3410	4	5	receive	receive	VERB
fsr-3410	4	6	digital	digital	ADJ
fsr-3410	4	7	access	access	NOUN
fsr-3410	4	8	to	to	ADP
fsr-3410	4	9	the	the	DET
fsr-3410	4	10	current	current	ADJ
fsr-3410	4	11	volume	volume	NOUN
fsr-3410	4	12	/	/	SYM
fsr-3410	4	13	issue	issue	NOUN
fsr-3410	4	14	of	of	ADP
fsr-3410	4	15	the	the	DET
fsr-3410	4	16	journal	journal	NOUN
fsr-3410	4	17	.	.	PUNCT
fsr-3410	5	1	how	how	SCONJ
fsr-3410	5	2	to	to	PART
fsr-3410	5	3	submit	submit	VERB
fsr-3410	5	4	:	:	PUNCT
fsr-3410	5	5	membership	membership	NOUN
fsr-3410	5	6	in	in	ADP
fsr-3410	5	7	afs	afs	NOUN
fsr-3410	5	8	(	(	PUNCT
fsr-3410	5	9	$	$	SYM
fsr-3410	5	10	125	125	NUM
fsr-3410	5	11	)	)	PUNCT
fsr-3410	5	12	is	be	AUX
fsr-3410	5	13	required	require	VERB
fsr-3410	5	14	to	to	PART
fsr-3410	5	15	submit	submit	VERB
fsr-3410	5	16	an	an	DET
fsr-3410	5	17	article	article	NOUN
fsr-3410	5	18	to	to	ADP
fsr-3410	5	19	financial	financial	ADJ
fsr-3410	5	20	services	service	NOUN
fsr-3410	5	21	review	review	NOUN
fsr-3410	5	22	.	.	PUNCT
fsr-3410	6	1	join	join	VERB
fsr-3410	6	2	afs	afs	NOUN
fsr-3410	6	3	at	at	ADP
fsr-3410	6	4	academyfinancial.org	academyfinancial.org	NOUN
fsr-3410	6	5	.	.	PUNCT
fsr-3410	7	1	a	a	DET
fsr-3410	7	2	submission	submission	NOUN
fsr-3410	7	3	fee	fee	NOUN
fsr-3410	7	4	of	of	ADP
fsr-3410	7	5	$	$	SYM
fsr-3410	7	6	100	100	NUM
fsr-3410	7	7	per	per	ADP
fsr-3410	7	8	article	article	NOUN
fsr-3410	7	9	should	should	AUX
fsr-3410	7	10	be	be	AUX
fsr-3410	7	11	paid	pay	VERB
fsr-3410	7	12	at	at	ADP
fsr-3410	7	13	:	:	PUNCT
fsr-3410	7	14	https://academyoffinancialservices.wildapricot.org/submit-an-article	https://academyoffinancialservices.wildapricot.org/submit-an-article	PROPN
fsr-3410	7	15	.	.	PUNCT
fsr-3410	8	1	submit	submit	VERB
fsr-3410	8	2	your	your	PRON
fsr-3410	8	3	article	article	NOUN
fsr-3410	8	4	electronically	electronically	ADV
fsr-3410	8	5	as	as	ADP
fsr-3410	8	6	an	an	DET
fsr-3410	8	7	email	email	NOUN
fsr-3410	8	8	attachment	attachment	NOUN
fsr-3410	8	9	in	in	ADP
fsr-3410	8	10	word	word	NOUN
fsr-3410	8	11	format	format	NOUN
fsr-3410	8	12	only	only	ADV
fsr-3410	8	13	(	(	PUNCT
fsr-3410	8	14	no	no	DET
fsr-3410	8	15	pdfs	pdfs	NOUN
fsr-3410	8	16	please	please	INTJ
fsr-3410	8	17	)	)	PUNCT
fsr-3410	8	18	to	to	ADP
fsr-3410	8	19	the	the	DET
fsr-3410	8	20	editor	editor	NOUN
fsr-3410	8	21	stuart	stuart	PROPN
fsr-3410	8	22	michelson	michelson	PROPN
fsr-3410	8	23	at	at	ADP
fsr-3410	8	24	smichels@stetson.edu	smichels@stetson.edu	PROPN
fsr-3410	8	25	.	.	PUNCT
fsr-3410	9	1	should	should	AUX
fsr-3410	9	2	a	a	DET
fsr-3410	9	3	manuscript	manuscript	NOUN
fsr-3410	9	4	revision	revision	NOUN
fsr-3410	9	5	be	be	AUX
fsr-3410	9	6	invited	invite	VERB
fsr-3410	9	7	,	,	PUNCT
fsr-3410	9	8	no	no	DET
fsr-3410	9	9	additional	additional	ADJ
fsr-3410	9	10	fees	fee	NOUN
fsr-3410	9	11	will	will	AUX
fsr-3410	9	12	be	be	AUX
fsr-3410	9	13	required	require	VERB
fsr-3410	9	14	.	.	PUNCT
fsr-3410	10	1	style	style	NOUN
fsr-3410	10	2	information	information	NOUN
fsr-3410	10	3	for	for	ADP
fsr-3410	10	4	the	the	DET
fsr-3410	10	5	manuscripts	manuscript	NOUN
fsr-3410	10	6	can	can	AUX
fsr-3410	10	7	be	be	AUX
fsr-3410	10	8	found	find	VERB
fsr-3410	10	9	on	on	ADP
fsr-3410	10	10	the	the	DET
fsr-3410	10	11	inside	inside	ADJ
fsr-3410	10	12	back	back	ADJ
fsr-3410	10	13	cover	cover	NOUN
fsr-3410	10	14	of	of	ADP
fsr-3410	10	15	this	this	DET
fsr-3410	10	16	journal	journal	NOUN
fsr-3410	10	17	.	.	PUNCT
fsr-3410	11	1	copyright	copyright	NOUN
fsr-3410	11	2	©	©	PROPN
fsr-3410	11	3	2020	2020	NUM
fsr-3410	11	4	academy	academy	NOUN
fsr-3410	11	5	of	of	ADP
fsr-3410	11	6	financial	financial	ADJ
fsr-3410	11	7	services	service	NOUN
fsr-3410	11	8	.	.	PUNCT
fsr-3410	12	1	all	all	DET
fsr-3410	12	2	rights	right	NOUN
fsr-3410	12	3	of	of	ADP
fsr-3410	12	4	reproduction	reproduction	NOUN
fsr-3410	12	5	in	in	ADP
fsr-3410	12	6	any	any	DET
fsr-3410	12	7	form	form	NOUN
fsr-3410	12	8	reserved	reserve	VERB
fsr-3410	12	9	.	.	PUNCT
fsr-3410	13	1	financial	financial	ADJ
fsr-3410	13	2	services	service	NOUN
fsr-3410	13	3	review	review	VERB
fsr-3410	13	4	the	the	DET
fsr-3410	13	5	journal	journal	NOUN
fsr-3410	13	6	of	of	ADP
fsr-3410	13	7	individual	individual	ADJ
fsr-3410	13	8	financial	financial	ADJ
fsr-3410	13	9	management	management	NOUN
fsr-3410	13	10	vol	vol	NOUN
fsr-3410	13	11	.	.	PROPN
fsr-3410	14	1	28	28	NUM
fsr-3410	14	2	,	,	PUNCT
fsr-3410	14	3	no	no	INTJ
fsr-3410	14	4	.	.	NOUN
fsr-3410	14	5	1	1	NUM
fsr-3410	14	6	,	,	PUNCT
fsr-3410	14	7	2020	2020	NUM
fsr-3410	14	8	editor	editor	NOUN
fsr-3410	14	9	stuart	stuart	PROPN
fsr-3410	14	10	michelson	michelson	PROPN
fsr-3410	14	11	,	,	PUNCT
fsr-3410	14	12	stetson	stetson	PROPN
fsr-3410	14	13	university	university	PROPN
fsr-3410	14	14	associate	associate	NOUN
fsr-3410	14	15	editors	editor	NOUN
fsr-3410	14	16	benefits	benefit	NOUN
fsr-3410	14	17	and	and	CCONJ
fsr-3410	14	18	retirement	retirement	NOUN
fsr-3410	14	19	planning	planning	NOUN
fsr-3410	14	20	vickie	vickie	PROPN
fsr-3410	14	21	bajtelsmit	bajtelsmit	PROPN
fsr-3410	14	22	colorado	colorado	PROPN
fsr-3410	14	23	state	state	PROPN
fsr-3410	14	24	university	university	PROPN
fsr-3410	14	25	stephen	stephen	PROPN
fsr-3410	14	26	m.	m.	PROPN
fsr-3410	14	27	horan	horan	PROPN
fsr-3410	14	28	cfa	cfa	PROPN
fsr-3410	14	29	institute	institute	PROPN
fsr-3410	14	30	walter	walter	PROPN
fsr-3410	14	31	woerheide	woerheide	VERB
fsr-3410	14	32	the	the	DET
fsr-3410	14	33	american	american	PROPN
fsr-3410	14	34	college	college	PROPN
fsr-3410	14	35	estate	estate	PROPN
fsr-3410	14	36	planning	planning	PROPN
fsr-3410	14	37	anne	anne	PROPN
fsr-3410	14	38	wenger	wenger	PROPN
fsr-3410	14	39	san	san	PROPN
fsr-3410	14	40	diego	diego	PROPN
fsr-3410	14	41	state	state	PROPN
fsr-3410	14	42	university	university	PROPN
fsr-3410	14	43	giovanni	giovanni	PROPN
fsr-3410	14	44	fernandez	fernandez	PROPN
fsr-3410	14	45	stetson	stetson	PROPN
fsr-3410	14	46	university	university	PROPN
fsr-3410	14	47	investments	investments	PROPN
fsr-3410	15	1	robert	robert	PROPN
fsr-3410	15	2	brooks	brooks	PROPN
fsr-3410	15	3	university	university	PROPN
fsr-3410	15	4	of	of	ADP
fsr-3410	15	5	alabama	alabama	PROPN
fsr-3410	15	6	john	john	PROPN
fsr-3410	15	7	clinebell	clinebell	PROPN
fsr-3410	15	8	university	university	PROPN
fsr-3410	15	9	of	of	ADP
fsr-3410	15	10	northern	northern	PROPN
fsr-3410	15	11	colorado	colorado	PROPN
fsr-3410	15	12	james	james	PROPN
fsr-3410	15	13	dilellio	dilellio	PROPN
fsr-3410	15	14	pepperdine	pepperdine	PROPN
fsr-3410	15	15	university	university	PROPN
fsr-3410	15	16	dale	dale	PROPN
fsr-3410	15	17	domian	domian	PROPN
fsr-3410	15	18	york	york	PROPN
fsr-3410	15	19	university	university	PROPN
fsr-3410	15	20	jim	jim	PROPN
fsr-3410	15	21	gilkeson	gilkeson	PROPN
fsr-3410	15	22	university	university	PROPN
fsr-3410	15	23	of	of	ADP
fsr-3410	15	24	central	central	PROPN
fsr-3410	15	25	florida	florida	PROPN
fsr-3410	15	26	william	william	PROPN
fsr-3410	15	27	jennings	jennings	PROPN
fsr-3410	15	28	united	united	PROPN
fsr-3410	15	29	states	states	PROPN
fsr-3410	15	30	air	air	PROPN
fsr-3410	15	31	force	force	PROPN
fsr-3410	15	32	academy	academy	PROPN
fsr-3410	15	33	david	david	PROPN
fsr-3410	15	34	nanigian	nanigian	PROPN
fsr-3410	15	35	csu	csu	PROPN
fsr-3410	15	36	fullerton	fullerton	PROPN
fsr-3410	15	37	insurance	insurance	PROPN
fsr-3410	15	38	larry	larry	PROPN
fsr-3410	15	39	cox	cox	PROPN
fsr-3410	15	40	university	university	PROPN
fsr-3410	15	41	of	of	ADP
fsr-3410	15	42	mississippi	mississippi	PROPN
fsr-3410	15	43	financial	financial	PROPN
fsr-3410	15	44	planning	planning	PROPN
fsr-3410	15	45	swarn	swarn	PROPN
fsr-3410	15	46	chatterjee	chatterjee	PROPN
fsr-3410	15	47	university	university	PROPN
fsr-3410	15	48	of	of	ADP
fsr-3410	15	49	georgia	georgia	PROPN
fsr-3410	15	50	sherman	sherman	PROPN
fsr-3410	15	51	hanna	hanna	PROPN
fsr-3410	15	52	ohio	ohio	PROPN
fsr-3410	15	53	state	state	PROPN
fsr-3410	15	54	university	university	PROPN
fsr-3410	15	55	patti	patti	PROPN
fsr-3410	15	56	fisher	fisher	PROPN
fsr-3410	15	57	virginia	virginia	PROPN
fsr-3410	15	58	tech	tech	PROPN
fsr-3410	15	59	university	university	PROPN
fsr-3410	15	60	wade	wade	PROPN
fsr-3410	15	61	d.	d.	PROPN
fsr-3410	15	62	pfau	pfau	VERB
fsr-3410	15	63	the	the	DET
fsr-3410	15	64	american	american	PROPN
fsr-3410	15	65	college	college	PROPN
fsr-3410	15	66	john	john	PROPN
fsr-3410	15	67	salter	salter	PROPN
fsr-3410	15	68	texas	texas	PROPN
fsr-3410	15	69	tech	tech	PROPN
fsr-3410	15	70	university	university	PROPN
fsr-3410	15	71	financial	financial	ADJ
fsr-3410	15	72	institutions	institution	NOUN
fsr-3410	15	73	stanley	stanley	PROPN
fsr-3410	15	74	d.	d.	PROPN
fsr-3410	15	75	smith	smith	PROPN
fsr-3410	15	76	university	university	PROPN
fsr-3410	15	77	of	of	ADP
fsr-3410	15	78	central	central	PROPN
fsr-3410	15	79	florida	florida	PROPN
fsr-3410	15	80	investor	investor	NOUN
fsr-3410	15	81	psychology	psychology	NOUN
fsr-3410	15	82	and	and	CCONJ
fsr-3410	15	83	counseling	counsel	VERB
fsr-3410	15	84	john	john	PROPN
fsr-3410	15	85	nofsinger	nofsinger	PROPN
fsr-3410	15	86	washington	washington	PROPN
fsr-3410	15	87	state	state	PROPN
fsr-3410	15	88	university	university	PROPN
fsr-3410	15	89	meir	meir	PROPN
fsr-3410	15	90	statman	statman	PROPN
fsr-3410	15	91	santa	santa	PROPN
fsr-3410	15	92	clara	clara	PROPN
fsr-3410	15	93	university	university	PROPN
fsr-3410	15	94	financial	financial	ADJ
fsr-3410	15	95	literacy	literacy	NOUN
fsr-3410	15	96	ning	ning	PROPN
fsr-3410	15	97	tang	tang	PROPN
fsr-3410	15	98	san	san	PROPN
fsr-3410	15	99	diego	diego	PROPN
fsr-3410	15	100	state	state	PROPN
fsr-3410	15	101	university	university	PROPN
fsr-3410	15	102	international	international	PROPN
fsr-3410	15	103	lawrence	lawrence	PROPN
fsr-3410	15	104	rose	rise	VERB
fsr-3410	15	105	massey	massey	PROPN
fsr-3410	15	106	university	university	PROPN
fsr-3410	15	107	education	education	PROPN
fsr-3410	15	108	jerry	jerry	PROPN
fsr-3410	15	109	stevens	stevens	PROPN
fsr-3410	15	110	university	university	PROPN
fsr-3410	15	111	of	of	ADP
fsr-3410	15	112	richmond	richmond	PROPN
fsr-3410	15	113	financial	financial	ADJ
fsr-3410	15	114	planning	planning	NOUN
fsr-3410	15	115	profession	profession	NOUN
fsr-3410	15	116	tom	tom	PROPN
fsr-3410	15	117	warschauer	warschauer	PROPN
fsr-3410	15	118	san	san	PROPN
fsr-3410	15	119	diego	diego	PROPN
fsr-3410	15	120	state	state	PROPN
fsr-3410	15	121	university	university	PROPN
fsr-3410	15	122	co	co	VERB
fsr-3410	15	123	-	-	VERB
fsr-3410	15	124	published	publish	VERB
fsr-3410	15	125	by	by	ADP
fsr-3410	15	126	the	the	DET
fsr-3410	15	127	academy	academy	NOUN
fsr-3410	15	128	of	of	ADP
fsr-3410	15	129	financial	financial	ADJ
fsr-3410	15	130	services	service	NOUN
fsr-3410	15	131	and	and	CCONJ
fsr-3410	15	132	the	the	DET
fsr-3410	15	133	financial	financial	ADJ
fsr-3410	15	134	planning	planning	NOUN
fsr-3410	15	135	association	association	PROPN
fsr-3410	15	136	the	the	DET
fsr-3410	15	137	editor	editor	NOUN
fsr-3410	15	138	of	of	ADP
fsr-3410	15	139	financial	financial	ADJ
fsr-3410	15	140	services	service	NOUN
fsr-3410	15	141	review	review	VERB
fsr-3410	15	142	wishes	wish	VERB
fsr-3410	15	143	to	to	PART
fsr-3410	15	144	thank	thank	VERB
fsr-3410	15	145	the	the	DET
fsr-3410	15	146	stetson	stetson	NOUN
fsr-3410	15	147	university	university	NOUN
fsr-3410	15	148	,	,	PUNCT
fsr-3410	15	149	school	school	NOUN
fsr-3410	15	150	of	of	ADP
fsr-3410	15	151	business	business	NOUN
fsr-3410	15	152	,	,	PUNCT
fsr-3410	15	153	for	for	ADP
fsr-3410	15	154	its	its	PRON
fsr-3410	15	155	continuing	continue	VERB
fsr-3410	15	156	financial	financial	ADJ
fsr-3410	15	157	and	and	CCONJ
fsr-3410	15	158	intellectual	intellectual	ADJ
fsr-3410	15	159	support	support	NOUN
fsr-3410	15	160	of	of	ADP
fsr-3410	15	161	the	the	DET
fsr-3410	15	162	journal	journal	NOUN
fsr-3410	15	163	.	.	PUNCT
fsr-3410	16	1	aims	aim	NOUN
fsr-3410	16	2	and	and	CCONJ
fsr-3410	16	3	scope	scope	NOUN
fsr-3410	16	4	:	:	PUNCT
fsr-3410	16	5	financial	financial	ADJ
fsr-3410	16	6	services	service	NOUN
fsr-3410	16	7	review	review	NOUN
fsr-3410	16	8	is	be	AUX
fsr-3410	16	9	the	the	DET
fsr-3410	16	10	official	official	ADJ
fsr-3410	16	11	publication	publication	NOUN
fsr-3410	16	12	of	of	ADP
fsr-3410	16	13	the	the	DET
fsr-3410	16	14	academy	academy	NOUN
fsr-3410	16	15	of	of	ADP
fsr-3410	16	16	financial	financial	ADJ
fsr-3410	16	17	services	service	NOUN
fsr-3410	16	18	.	.	PUNCT
fsr-3410	17	1	the	the	DET
fsr-3410	17	2	purpose	purpose	NOUN
fsr-3410	17	3	of	of	ADP
fsr-3410	17	4	this	this	DET
fsr-3410	17	5	refereed	refereed	ADJ
fsr-3410	17	6	academic	academic	ADJ
fsr-3410	17	7	journal	journal	NOUN
fsr-3410	17	8	is	be	AUX
fsr-3410	17	9	to	to	PART
fsr-3410	17	10	encourage	encourage	VERB
fsr-3410	17	11	rigorous	rigorous	ADJ
fsr-3410	17	12	empirical	empirical	ADJ
fsr-3410	17	13	research	research	NOUN
fsr-3410	17	14	that	that	PRON
fsr-3410	17	15	examines	examine	VERB
fsr-3410	17	16	individual	individual	ADJ
fsr-3410	17	17	behavior	behavior	NOUN
fsr-3410	17	18	in	in	ADP
fsr-3410	17	19	terms	term	NOUN
fsr-3410	17	20	of	of	ADP
fsr-3410	17	21	financial	financial	ADJ
fsr-3410	17	22	planning	planning	NOUN
fsr-3410	17	23	and	and	CCONJ
fsr-3410	17	24	services	service	NOUN
fsr-3410	17	25	.	.	PUNCT
fsr-3410	18	1	in	in	ADP
fsr-3410	18	2	contrast	contrast	NOUN
fsr-3410	18	3	to	to	ADP
fsr-3410	18	4	the	the	DET
fsr-3410	18	5	many	many	ADJ
fsr-3410	18	6	corporate	corporate	ADJ
fsr-3410	18	7	or	or	CCONJ
fsr-3410	18	8	institutional	institutional	ADJ
fsr-3410	18	9	journals	journal	NOUN
fsr-3410	18	10	that	that	PRON
fsr-3410	18	11	are	be	AUX
fsr-3410	18	12	available	available	ADJ
fsr-3410	18	13	in	in	ADP
fsr-3410	18	14	finance	finance	NOUN
fsr-3410	18	15	,	,	PUNCT
fsr-3410	18	16	the	the	DET
fsr-3410	18	17	focus	focus	NOUN
fsr-3410	18	18	of	of	ADP
fsr-3410	18	19	this	this	DET
fsr-3410	18	20	journal	journal	NOUN
fsr-3410	18	21	is	be	AUX
fsr-3410	18	22	on	on	ADP
fsr-3410	18	23	individual	individual	ADJ
fsr-3410	18	24	financial	financial	ADJ
fsr-3410	18	25	issues	issue	NOUN
fsr-3410	18	26	.	.	PUNCT
fsr-3410	19	1	the	the	DET
fsr-3410	19	2	journal	journal	NOUN
fsr-3410	19	3	provides	provide	VERB
fsr-3410	19	4	a	a	DET
fsr-3410	19	5	forum	forum	NOUN
fsr-3410	19	6	for	for	ADP
fsr-3410	19	7	those	those	PRON
fsr-3410	19	8	who	who	PRON
fsr-3410	19	9	are	be	AUX
fsr-3410	19	10	interested	interested	ADJ
fsr-3410	19	11	in	in	ADP
fsr-3410	19	12	the	the	DET
fsr-3410	19	13	individual	individual	ADJ
fsr-3410	19	14	perspective	perspective	NOUN
fsr-3410	19	15	on	on	ADP
fsr-3410	19	16	issues	issue	NOUN
fsr-3410	19	17	in	in	ADP
fsr-3410	19	18	the	the	DET
fsr-3410	19	19	areas	area	NOUN
fsr-3410	19	20	of	of	ADP
fsr-3410	19	21	financial	financial	ADJ
fsr-3410	19	22	services	service	NOUN
fsr-3410	19	23	,	,	PUNCT
fsr-3410	19	24	employee	employee	NOUN
fsr-3410	19	25	benefits	benefit	NOUN
fsr-3410	19	26	,	,	PUNCT
fsr-3410	19	27	estate	estate	NOUN
fsr-3410	19	28	and	and	CCONJ
fsr-3410	19	29	tax	tax	NOUN
fsr-3410	19	30	planning	planning	NOUN
fsr-3410	19	31	,	,	PUNCT
fsr-3410	19	32	financial	financial	ADJ
fsr-3410	19	33	counseling	counseling	NOUN
fsr-3410	19	34	,	,	PUNCT
fsr-3410	19	35	financial	financial	ADJ
fsr-3410	19	36	planning	planning	NOUN
fsr-3410	19	37	,	,	PUNCT
fsr-3410	19	38	insurance	insurance	NOUN
fsr-3410	19	39	,	,	PUNCT
fsr-3410	19	40	investments	investment	NOUN
fsr-3410	19	41	,	,	PUNCT
fsr-3410	19	42	mutual	mutual	ADJ
fsr-3410	19	43	funds	fund	NOUN
fsr-3410	19	44	,	,	PUNCT
fsr-3410	19	45	pension	pension	NOUN
fsr-3410	19	46	and	and	CCONJ
fsr-3410	19	47	retirement	retirement	NOUN
fsr-3410	19	48	planning	planning	NOUN
fsr-3410	19	49	,	,	PUNCT
fsr-3410	19	50	and	and	CCONJ
fsr-3410	19	51	real	real	ADJ
fsr-3410	19	52	estate	estate	NOUN
fsr-3410	19	53	.	.	PUNCT
fsr-3410	20	1	publication	publication	NOUN
fsr-3410	20	2	information	information	NOUN
fsr-3410	20	3	.	.	PUNCT
fsr-3410	21	1	financial	financial	ADJ
fsr-3410	21	2	services	service	NOUN
fsr-3410	21	3	review	review	NOUN
fsr-3410	21	4	is	be	AUX
fsr-3410	21	5	co	co	VERB
fsr-3410	21	6	-	-	VERB
fsr-3410	21	7	published	publish	VERB
fsr-3410	21	8	quarterly	quarterly	NOUN
fsr-3410	21	9	by	by	ADP
fsr-3410	21	10	the	the	DET
fsr-3410	21	11	academy	academy	PROPN
fsr-3410	21	12	of	of	ADP
fsr-3410	21	13	financial	financial	ADJ
fsr-3410	21	14	services	service	NOUN
fsr-3410	21	15	,	,	PUNCT
fsr-3410	21	16	and	and	CCONJ
fsr-3410	21	17	the	the	DET
fsr-3410	21	18	financial	financial	ADJ
fsr-3410	21	19	planning	planning	PROPN
fsr-3410	21	20	association	association	PROPN
fsr-3410	21	21	.	.	PUNCT
fsr-3410	22	1	institutional	institutional	ADJ
fsr-3410	22	2	subscription	subscription	NOUN
fsr-3410	22	3	price	price	NOUN
fsr-3410	22	4	is	be	AUX
fsr-3410	22	5	$	$	SYM
fsr-3410	22	6	100	100	NUM
fsr-3410	22	7	.	.	PUNCT
fsr-3410	23	1	personal	personal	ADJ
fsr-3410	23	2	subscription	subscription	NOUN
fsr-3410	23	3	price	price	NOUN
fsr-3410	23	4	is	be	AUX
fsr-3410	23	5	$	$	SYM
fsr-3410	23	6	125	125	NUM
fsr-3410	23	7	and	and	CCONJ
fsr-3410	23	8	is	be	AUX
fsr-3410	23	9	available	available	ADJ
fsr-3410	23	10	by	by	ADP
fsr-3410	23	11	joining	join	VERB
fsr-3410	23	12	the	the	DET
fsr-3410	23	13	academy	academy	NOUN
fsr-3410	23	14	of	of	ADP
fsr-3410	23	15	financial	financial	ADJ
fsr-3410	23	16	services	service	NOUN
fsr-3410	23	17	.	.	PUNCT
fsr-3410	24	1	further	further	ADJ
fsr-3410	24	2	information	information	NOUN
fsr-3410	24	3	on	on	ADP
fsr-3410	24	4	this	this	DET
fsr-3410	24	5	journal	journal	NOUN
fsr-3410	24	6	and	and	CCONJ
fsr-3410	24	7	the	the	DET
fsr-3410	24	8	academy	academy	NOUN
fsr-3410	24	9	of	of	ADP
fsr-3410	24	10	financial	financial	ADJ
fsr-3410	24	11	services	service	NOUN
fsr-3410	24	12	is	be	AUX
fsr-3410	24	13	available	available	ADJ
fsr-3410	24	14	from	from	ADP
fsr-3410	24	15	the	the	DET
fsr-3410	24	16	website	website	NOUN
fsr-3410	24	17	,	,	PUNCT
fsr-3410	24	18	http://www.academyfinancial.org	http://www.academyfinancial.org	PROPN
fsr-3410	24	19	.	.	PUNCT
fsr-3410	25	1	postmaster	postmaster	NOUN
fsr-3410	25	2	and	and	CCONJ
fsr-3410	25	3	subscribers	subscriber	NOUN
fsr-3410	25	4	should	should	AUX
fsr-3410	25	5	send	send	VERB
fsr-3410	25	6	change	change	NOUN
fsr-3410	25	7	of	of	ADP
fsr-3410	25	8	address	address	NOUN
fsr-3410	25	9	notices	notice	NOUN
fsr-3410	25	10	to	to	ADP
fsr-3410	25	11	stuart	stuart	PROPN
fsr-3410	25	12	michelson	michelson	PROPN
fsr-3410	25	13	,	,	PUNCT
fsr-3410	25	14	academy	academy	PROPN
fsr-3410	25	15	of	of	ADP
fsr-3410	25	16	financial	financial	ADJ
fsr-3410	25	17	services	service	NOUN
fsr-3410	25	18	,	,	PUNCT
fsr-3410	25	19	stetson	stetson	NOUN
fsr-3410	25	20	university	university	NOUN
fsr-3410	25	21	,	,	PUNCT
fsr-3410	25	22	school	school	NOUN
fsr-3410	25	23	of	of	ADP
fsr-3410	25	24	business	business	NOUN
fsr-3410	25	25	,	,	PUNCT
fsr-3410	25	26	421	421	NUM
fsr-3410	25	27	n.	n.	PROPN
fsr-3410	25	28	woodland	woodland	NOUN
fsr-3410	25	29	blvd	blvd	PROPN
fsr-3410	25	30	.	.	PUNCT
fsr-3410	25	31	,	,	PUNCT
fsr-3410	25	32	unit	unit	NOUN
fsr-3410	25	33	8398	8398	NUM
fsr-3410	25	34	,	,	PUNCT
fsr-3410	25	35	deland	deland	PROPN
fsr-3410	25	36	,	,	PUNCT
fsr-3410	25	37	fl	fl	PROPN
fsr-3410	25	38	32723	32723	NUM
fsr-3410	25	39	.	.	PUNCT
fsr-3410	26	1	editorial	editorial	ADJ
fsr-3410	26	2	office	office	NOUN
fsr-3410	26	3	:	:	PUNCT
fsr-3410	26	4	stuart	stuart	PROPN
fsr-3410	26	5	michelson	michelson	PROPN
fsr-3410	26	6	,	,	PUNCT
fsr-3410	26	7	school	school	NOUN
fsr-3410	26	8	of	of	ADP
fsr-3410	26	9	business	business	NOUN
fsr-3410	26	10	,	,	PUNCT
fsr-3410	26	11	stetson	stetson	NOUN
fsr-3410	26	12	university	university	NOUN
fsr-3410	26	13	,	,	PUNCT
fsr-3410	26	14	421	421	NUM
fsr-3410	26	15	n.	n.	PROPN
fsr-3410	26	16	woodland	woodland	NOUN
fsr-3410	26	17	blvd	blvd	PROPN
fsr-3410	26	18	.	.	PUNCT
fsr-3410	26	19	,	,	PUNCT
fsr-3410	26	20	unit	unit	NOUN
fsr-3410	26	21	8398	8398	NUM
fsr-3410	26	22	,	,	PUNCT
fsr-3410	26	23	deland	deland	PROPN
fsr-3410	26	24	,	,	PUNCT
fsr-3410	26	25	fl	fl	PROPN
fsr-3410	26	26	32723	32723	NUM
fsr-3410	26	27	.	.	PUNCT
fsr-3410	27	1	phone	phone	NOUN
fsr-3410	27	2	:	:	PUNCT
fsr-3410	27	3	(	(	PUNCT
fsr-3410	27	4	386	386	NUM
fsr-3410	27	5	)	)	PUNCT
fsr-3410	27	6	822	822	NUM
fsr-3410	27	7	-	-	SYM
fsr-3410	27	8	7376	7376	NUM
fsr-3410	27	9	.	.	PUNCT
fsr-3410	28	1	email	email	NOUN
fsr-3410	28	2	address	address	NOUN
fsr-3410	28	3	:	:	PUNCT
fsr-3410	28	4	smichels@stetson.edu	smichels@stetson.edu	PROPN
fsr-3410	28	5	.	.	PROPN
fsr-3410	28	6	web	web	NOUN
fsr-3410	28	7	address	address	NOUN
fsr-3410	28	8	:	:	PUNCT
fsr-3410	28	9	www.academy	www.academy	PROPN
fsr-3410	28	10	financial.org	financial.org	X
fsr-3410	28	11	.	.	PUNCT
fsr-3410	28	12	advertising	advertising	NOUN
fsr-3410	28	13	information	information	NOUN
fsr-3410	28	14	.	.	PUNCT
fsr-3410	29	1	those	those	PRON
fsr-3410	29	2	interested	interested	ADJ
fsr-3410	29	3	in	in	ADP
fsr-3410	29	4	advertising	advertising	NOUN
fsr-3410	29	5	in	in	ADP
fsr-3410	29	6	the	the	DET
fsr-3410	29	7	journal	journal	NOUN
fsr-3410	29	8	should	should	AUX
fsr-3410	29	9	contact	contact	VERB
fsr-3410	29	10	stuart	stuart	PROPN
fsr-3410	29	11	michelson	michelson	PROPN
fsr-3410	29	12	,	,	PUNCT
fsr-3410	29	13	school	school	NOUN
fsr-3410	29	14	of	of	ADP
fsr-3410	29	15	business	business	NOUN
fsr-3410	29	16	,	,	PUNCT
fsr-3410	29	17	stetson	stetson	NOUN
fsr-3410	29	18	university	university	NOUN
fsr-3410	29	19	,	,	PUNCT
fsr-3410	29	20	421	421	NUM
fsr-3410	29	21	n.	n.	PROPN
fsr-3410	29	22	woodland	woodland	NOUN
fsr-3410	29	23	blvd	blvd	PROPN
fsr-3410	29	24	.	.	PUNCT
fsr-3410	29	25	,	,	PUNCT
fsr-3410	29	26	unit	unit	NOUN
fsr-3410	29	27	8398	8398	NUM
fsr-3410	29	28	,	,	PUNCT
fsr-3410	29	29	deland	deland	PROPN
fsr-3410	29	30	,	,	PUNCT
fsr-3410	29	31	fl	fl	PROPN
fsr-3410	29	32	32723	32723	NUM
fsr-3410	29	33	.	.	PUNCT
fsr-3410	30	1	email	email	NOUN
fsr-3410	30	2	address	address	NOUN
fsr-3410	30	3	:	:	PUNCT
fsr-3410	30	4	smichels@stetson.edu	smichels@stetson.edu	PROPN
fsr-3410	30	5	,	,	PUNCT
fsr-3410	30	6	(	(	PUNCT
fsr-3410	30	7	386	386	NUM
fsr-3410	30	8	)	)	PUNCT
fsr-3410	30	9	822	822	NUM
fsr-3410	30	10	-	-	SYM
fsr-3410	30	11	7376	7376	NUM
fsr-3410	30	12	.	.	PUNCT
fsr-3410	31	1	printed	print	VERB
fsr-3410	31	2	in	in	ADP
fsr-3410	31	3	the	the	DET
fsr-3410	31	4	usa	usa	PROPN
fsr-3410	31	5	©	©	PROPN
fsr-3410	31	6	2020	2020	NUM
fsr-3410	31	7	academy	academy	NOUN
fsr-3410	31	8	of	of	ADP
fsr-3410	31	9	financial	financial	ADJ
fsr-3410	31	10	services	service	NOUN
fsr-3410	31	11	.	.	PUNCT
fsr-3410	32	1	all	all	DET
fsr-3410	32	2	rights	right	NOUN
fsr-3410	32	3	reserved	reserve	VERB
fsr-3410	32	4	.	.	PUNCT
fsr-3410	33	1	this	this	DET
fsr-3410	33	2	journal	journal	NOUN
fsr-3410	33	3	and	and	CCONJ
fsr-3410	33	4	the	the	DET
fsr-3410	33	5	individual	individual	ADJ
fsr-3410	33	6	contributions	contribution	NOUN
fsr-3410	33	7	contained	contain	VERB
fsr-3410	33	8	in	in	ADP
fsr-3410	33	9	it	it	PRON
fsr-3410	33	10	are	be	AUX
fsr-3410	33	11	protected	protect	VERB
fsr-3410	33	12	under	under	ADP
fsr-3410	33	13	copyright	copyright	NOUN
fsr-3410	33	14	by	by	ADP
fsr-3410	33	15	the	the	DET
fsr-3410	33	16	academy	academy	PROPN
fsr-3410	33	17	of	of	ADP
fsr-3410	33	18	financial	financial	ADJ
fsr-3410	33	19	services	service	NOUN
fsr-3410	33	20	,	,	PUNCT
fsr-3410	33	21	and	and	CCONJ
fsr-3410	33	22	the	the	DET
fsr-3410	33	23	following	follow	VERB
fsr-3410	33	24	terms	term	NOUN
fsr-3410	33	25	and	and	CCONJ
fsr-3410	33	26	conditions	condition	NOUN
fsr-3410	33	27	apply	apply	VERB
fsr-3410	33	28	to	to	ADP
fsr-3410	33	29	their	their	PRON
fsr-3410	33	30	use	use	NOUN
fsr-3410	33	31	:	:	PUNCT
fsr-3410	33	32	photocopying	photocopy	VERB
fsr-3410	33	33	single	single	ADJ
fsr-3410	33	34	photocopies	photocopy	NOUN
fsr-3410	33	35	of	of	ADP
fsr-3410	33	36	single	single	ADJ
fsr-3410	33	37	articles	article	NOUN
fsr-3410	33	38	may	may	AUX
fsr-3410	33	39	be	be	AUX
fsr-3410	33	40	made	make	VERB
fsr-3410	33	41	for	for	ADP
fsr-3410	33	42	personal	personal	ADJ
fsr-3410	33	43	use	use	NOUN
fsr-3410	33	44	as	as	SCONJ
fsr-3410	33	45	allowed	allow	VERB
fsr-3410	33	46	by	by	ADP
fsr-3410	33	47	national	national	ADJ
fsr-3410	33	48	copyright	copyright	NOUN
fsr-3410	33	49	laws	law	NOUN
fsr-3410	33	50	.	.	PUNCT
fsr-3410	34	1	in	in	ADP
fsr-3410	34	2	addition	addition	NOUN
fsr-3410	34	3	,	,	PUNCT
fsr-3410	34	4	the	the	DET
fsr-3410	34	5	academy	academy	NOUN
fsr-3410	34	6	of	of	ADP
fsr-3410	34	7	financial	financial	ADJ
fsr-3410	34	8	services	service	NOUN
fsr-3410	34	9	hereby	hereby	ADV
fsr-3410	34	10	permits	permit	VERB
fsr-3410	34	11	educators	educator	NOUN
fsr-3410	34	12	and	and	CCONJ
fsr-3410	34	13	educational	educational	ADJ
fsr-3410	34	14	institutions	institution	NOUN
fsr-3410	34	15	the	the	DET
fsr-3410	34	16	right	right	NOUN
fsr-3410	34	17	to	to	PART
fsr-3410	34	18	make	make	VERB
fsr-3410	34	19	photocopies	photocopy	NOUN
fsr-3410	34	20	for	for	ADP
fsr-3410	34	21	non	non	ADJ
fsr-3410	34	22	-	-	ADJ
fsr-3410	34	23	profit	profit	ADJ
fsr-3410	34	24	educational	educational	ADJ
fsr-3410	34	25	classroom	classroom	NOUN
fsr-3410	34	26	use	use	NOUN
fsr-3410	34	27	.	.	PUNCT
fsr-3410	35	1	permission	permission	NOUN
fsr-3410	35	2	of	of	ADP
fsr-3410	35	3	the	the	DET
fsr-3410	35	4	academy	academy	NOUN
fsr-3410	35	5	is	be	AUX
fsr-3410	35	6	required	require	VERB
fsr-3410	35	7	for	for	ADP
fsr-3410	35	8	all	all	DET
fsr-3410	35	9	other	other	ADJ
fsr-3410	35	10	photocopying	photocopying	NOUN
fsr-3410	35	11	,	,	PUNCT
fsr-3410	35	12	including	include	VERB
fsr-3410	35	13	multiple	multiple	ADJ
fsr-3410	35	14	or	or	CCONJ
fsr-3410	35	15	systematic	systematic	ADJ
fsr-3410	35	16	copying	copying	NOUN
fsr-3410	35	17	,	,	PUNCT
fsr-3410	35	18	copying	copy	VERB
fsr-3410	35	19	for	for	ADP
fsr-3410	35	20	advertising	advertising	NOUN
fsr-3410	35	21	or	or	CCONJ
fsr-3410	35	22	promotional	promotional	ADJ
fsr-3410	35	23	purposes	purpose	NOUN
fsr-3410	35	24	,	,	PUNCT
fsr-3410	35	25	resale	resale	NOUN
fsr-3410	35	26	,	,	PUNCT
fsr-3410	35	27	and	and	CCONJ
fsr-3410	35	28	all	all	DET
fsr-3410	35	29	forms	form	NOUN
fsr-3410	35	30	of	of	ADP
fsr-3410	35	31	document	document	NOUN
fsr-3410	35	32	delivery	delivery	NOUN
fsr-3410	35	33	.	.	PUNCT
fsr-3410	36	1	permissions	permission	NOUN
fsr-3410	36	2	may	may	AUX
fsr-3410	36	3	be	be	AUX
fsr-3410	36	4	sought	seek	VERB
fsr-3410	36	5	directly	directly	ADV
fsr-3410	36	6	from	from	ADP
fsr-3410	36	7	the	the	DET
fsr-3410	36	8	editor	editor	NOUN
fsr-3410	36	9	,	,	PUNCT
fsr-3410	36	10	stuart	stuart	PROPN
fsr-3410	36	11	michelson	michelson	PROPN
fsr-3410	36	12	.	.	PUNCT
fsr-3410	37	1	contact	contact	PROPN
fsr-3410	37	2	information	information	NOUN
fsr-3410	37	3	:	:	PUNCT
fsr-3410	37	4	stuart	stuart	PROPN
fsr-3410	37	5	michelson	michelson	PROPN
fsr-3410	37	6	,	,	PUNCT
fsr-3410	37	7	school	school	NOUN
fsr-3410	37	8	of	of	ADP
fsr-3410	37	9	business	business	NOUN
fsr-3410	37	10	,	,	PUNCT
fsr-3410	37	11	stetson	stetson	NOUN
fsr-3410	37	12	university	university	NOUN
fsr-3410	37	13	,	,	PUNCT
fsr-3410	37	14	421	421	NUM
fsr-3410	37	15	n.	n.	PROPN
fsr-3410	37	16	woodland	woodland	NOUN
fsr-3410	37	17	blvd	blvd	PROPN
fsr-3410	37	18	.	.	PUNCT
fsr-3410	37	19	,	,	PUNCT
fsr-3410	37	20	unit	unit	NOUN
fsr-3410	37	21	8398	8398	NUM
fsr-3410	37	22	,	,	PUNCT
fsr-3410	37	23	deland	deland	PROPN
fsr-3410	37	24	,	,	PUNCT
fsr-3410	37	25	fl	fl	PROPN
fsr-3410	37	26	32723	32723	NUM
fsr-3410	37	27	.	.	PUNCT
fsr-3410	38	1	phone	phone	NOUN
fsr-3410	38	2	:	:	PUNCT
fsr-3410	38	3	(	(	PUNCT
fsr-3410	38	4	386	386	NUM
fsr-3410	38	5	)	)	PUNCT
fsr-3410	38	6	822	822	NUM
fsr-3410	38	7	-	-	SYM
fsr-3410	38	8	7376	7376	NUM
fsr-3410	38	9	.	.	PUNCT
fsr-3410	39	1	email	email	NOUN
fsr-3410	39	2	:	:	PUNCT
fsr-3410	40	1	smichels@stetson.edu	smichels@stetson.edu	X
fsr-3410	40	2	.	.	PUNCT
fsr-3410	41	1	derivative	derivative	ADJ
fsr-3410	41	2	works	work	NOUN
fsr-3410	41	3	subscribers	subscriber	NOUN
fsr-3410	41	4	may	may	AUX
fsr-3410	41	5	reproduce	reproduce	VERB
fsr-3410	41	6	tables	table	NOUN
fsr-3410	41	7	of	of	ADP
fsr-3410	41	8	contents	content	NOUN
fsr-3410	41	9	or	or	CCONJ
fsr-3410	41	10	prepare	prepare	VERB
fsr-3410	41	11	lists	list	NOUN
fsr-3410	41	12	of	of	ADP
fsr-3410	41	13	articles	article	NOUN
fsr-3410	41	14	including	include	VERB
fsr-3410	41	15	abstracts	abstract	NOUN
fsr-3410	41	16	for	for	ADP
fsr-3410	41	17	internal	internal	ADJ
fsr-3410	41	18	circulation	circulation	NOUN
fsr-3410	41	19	within	within	ADP
fsr-3410	41	20	their	their	PRON
fsr-3410	41	21	institutions	institution	NOUN
fsr-3410	41	22	.	.	PUNCT
fsr-3410	42	1	permission	permission	NOUN
fsr-3410	42	2	of	of	ADP
fsr-3410	42	3	the	the	DET
fsr-3410	42	4	academy	academy	NOUN
fsr-3410	42	5	is	be	AUX
fsr-3410	42	6	required	require	VERB
fsr-3410	42	7	for	for	ADP
fsr-3410	42	8	resale	resale	NOUN
fsr-3410	42	9	or	or	CCONJ
fsr-3410	42	10	distribution	distribution	NOUN
fsr-3410	42	11	outside	outside	ADP
fsr-3410	42	12	the	the	DET
fsr-3410	42	13	institution	institution	NOUN
fsr-3410	42	14	.	.	PUNCT
fsr-3410	43	1	permission	permission	NOUN
fsr-3410	43	2	of	of	ADP
fsr-3410	43	3	the	the	DET
fsr-3410	43	4	academy	academy	NOUN
fsr-3410	43	5	is	be	AUX
fsr-3410	43	6	required	require	VERB
fsr-3410	43	7	for	for	ADP
fsr-3410	43	8	all	all	DET
fsr-3410	43	9	other	other	ADJ
fsr-3410	43	10	derivative	derivative	ADJ
fsr-3410	43	11	works	work	NOUN
fsr-3410	43	12	,	,	PUNCT
fsr-3410	43	13	including	include	VERB
fsr-3410	43	14	compilations	compilation	NOUN
fsr-3410	43	15	and	and	CCONJ
fsr-3410	43	16	translations	translation	NOUN
fsr-3410	43	17	.	.	PUNCT
fsr-3410	44	1	electronic	electronic	ADJ
fsr-3410	44	2	storage	storage	NOUN
fsr-3410	44	3	or	or	CCONJ
fsr-3410	44	4	usage	usage	NOUN
fsr-3410	44	5	permission	permission	NOUN
fsr-3410	44	6	of	of	ADP
fsr-3410	44	7	the	the	DET
fsr-3410	44	8	academy	academy	NOUN
fsr-3410	44	9	is	be	AUX
fsr-3410	44	10	required	require	VERB
fsr-3410	44	11	to	to	PART
fsr-3410	44	12	store	store	VERB
fsr-3410	44	13	or	or	CCONJ
fsr-3410	44	14	use	use	VERB
fsr-3410	44	15	electronically	electronically	ADV
fsr-3410	44	16	any	any	DET
fsr-3410	44	17	material	material	NOUN
fsr-3410	44	18	contained	contain	VERB
fsr-3410	44	19	in	in	ADP
fsr-3410	44	20	this	this	DET
fsr-3410	44	21	journal	journal	NOUN
fsr-3410	44	22	,	,	PUNCT
fsr-3410	44	23	including	include	VERB
fsr-3410	44	24	any	any	DET
fsr-3410	44	25	article	article	NOUN
fsr-3410	44	26	or	or	CCONJ
fsr-3410	44	27	part	part	NOUN
fsr-3410	44	28	of	of	ADP
fsr-3410	44	29	an	an	DET
fsr-3410	44	30	article	article	NOUN
fsr-3410	44	31	.	.	PUNCT
fsr-3410	45	1	except	except	SCONJ
fsr-3410	45	2	as	as	SCONJ
fsr-3410	45	3	outlined	outline	VERB
fsr-3410	45	4	above	above	ADV
fsr-3410	45	5	,	,	PUNCT
fsr-3410	45	6	no	no	DET
fsr-3410	45	7	part	part	NOUN
fsr-3410	45	8	of	of	ADP
fsr-3410	45	9	this	this	DET
fsr-3410	45	10	publication	publication	NOUN
fsr-3410	45	11	may	may	AUX
fsr-3410	45	12	be	be	AUX
fsr-3410	45	13	reproduced	reproduce	VERB
fsr-3410	45	14	,	,	PUNCT
fsr-3410	45	15	stored	store	VERB
fsr-3410	45	16	in	in	ADP
fsr-3410	45	17	a	a	DET
fsr-3410	45	18	retrieval	retrieval	NOUN
fsr-3410	45	19	system	system	NOUN
fsr-3410	45	20	or	or	CCONJ
fsr-3410	45	21	transmitted	transmit	VERB
fsr-3410	45	22	in	in	ADP
fsr-3410	45	23	any	any	DET
fsr-3410	45	24	form	form	NOUN
fsr-3410	45	25	or	or	CCONJ
fsr-3410	45	26	by	by	ADP
fsr-3410	45	27	any	any	DET
fsr-3410	45	28	means	mean	NOUN
fsr-3410	45	29	,	,	PUNCT
fsr-3410	45	30	electronic	electronic	ADJ
fsr-3410	45	31	,	,	PUNCT
fsr-3410	45	32	mechanical	mechanical	ADJ
fsr-3410	45	33	,	,	PUNCT
fsr-3410	45	34	photocopying	photocopying	NOUN
fsr-3410	45	35	,	,	PUNCT
fsr-3410	45	36	recording	recording	NOUN
fsr-3410	45	37	,	,	PUNCT
fsr-3410	45	38	or	or	CCONJ
fsr-3410	45	39	otherwise	otherwise	ADV
fsr-3410	45	40	,	,	PUNCT
fsr-3410	45	41	without	without	ADP
fsr-3410	45	42	prior	prior	ADJ
fsr-3410	45	43	written	write	VERB
fsr-3410	45	44	permission	permission	NOUN
fsr-3410	45	45	of	of	ADP
fsr-3410	45	46	the	the	DET
fsr-3410	45	47	academy	academy	PROPN
fsr-3410	45	48	.	.	PUNCT
fsr-3410	46	1	address	address	PROPN
fsr-3410	46	2	permissions	permission	NOUN
fsr-3410	46	3	requests	request	NOUN
fsr-3410	46	4	to	to	ADP
fsr-3410	46	5	the	the	DET
fsr-3410	46	6	editor	editor	NOUN
fsr-3410	46	7	at	at	ADP
fsr-3410	46	8	the	the	DET
fsr-3410	46	9	address	address	NOUN
fsr-3410	46	10	noted	note	VERB
fsr-3410	46	11	above	above	ADV
fsr-3410	46	12	.	.	PUNCT
fsr-3410	47	1	notice	notice	VERB
fsr-3410	47	2	no	no	DET
fsr-3410	47	3	responsibility	responsibility	NOUN
fsr-3410	47	4	is	be	AUX
fsr-3410	47	5	assumed	assume	VERB
fsr-3410	47	6	by	by	ADP
fsr-3410	47	7	the	the	DET
fsr-3410	47	8	academy	academy	NOUN
fsr-3410	47	9	for	for	ADP
fsr-3410	47	10	any	any	DET
fsr-3410	47	11	injury	injury	NOUN
fsr-3410	47	12	and/or	and/or	CCONJ
fsr-3410	47	13	damage	damage	NOUN
fsr-3410	47	14	to	to	ADP
fsr-3410	47	15	persons	person	NOUN
fsr-3410	47	16	or	or	CCONJ
fsr-3410	47	17	property	property	NOUN
fsr-3410	47	18	as	as	ADP
fsr-3410	47	19	a	a	DET
fsr-3410	47	20	matter	matter	NOUN
fsr-3410	47	21	of	of	ADP
fsr-3410	47	22	products	product	NOUN
fsr-3410	47	23	liability	liability	NOUN
fsr-3410	47	24	,	,	PUNCT
fsr-3410	47	25	negligence	negligence	NOUN
fsr-3410	47	26	,	,	PUNCT
fsr-3410	47	27	or	or	CCONJ
fsr-3410	47	28	otherwise	otherwise	ADV
fsr-3410	47	29	,	,	PUNCT
fsr-3410	47	30	or	or	CCONJ
fsr-3410	47	31	from	from	ADP
fsr-3410	47	32	any	any	DET
fsr-3410	47	33	use	use	NOUN
fsr-3410	47	34	or	or	CCONJ
fsr-3410	47	35	operation	operation	NOUN
fsr-3410	47	36	of	of	ADP
fsr-3410	47	37	any	any	DET
fsr-3410	47	38	methods	method	NOUN
fsr-3410	47	39	,	,	PUNCT
fsr-3410	47	40	products	product	NOUN
fsr-3410	47	41	,	,	PUNCT
fsr-3410	47	42	instructions	instruction	NOUN
fsr-3410	47	43	,	,	PUNCT
fsr-3410	47	44	or	or	CCONJ
fsr-3410	47	45	ideas	idea	NOUN
fsr-3410	47	46	contained	contain	VERB
fsr-3410	47	47	in	in	ADP
fsr-3410	47	48	the	the	DET
fsr-3410	47	49	material	material	NOUN
fsr-3410	47	50	herein	herein	NOUN
fsr-3410	47	51	.	.	PUNCT
fsr-3410	48	1	the	the	DET
fsr-3410	48	2	editors	editor	NOUN
fsr-3410	48	3	,	,	PUNCT
fsr-3410	48	4	the	the	DET
fsr-3410	48	5	academy	academy	NOUN
fsr-3410	48	6	,	,	PUNCT
fsr-3410	48	7	and	and	CCONJ
fsr-3410	48	8	our	our	PRON
fsr-3410	48	9	sponsors	sponsor	NOUN
fsr-3410	48	10	assume	assume	VERB
fsr-3410	48	11	no	no	DET
fsr-3410	48	12	responsibility	responsibility	NOUN
fsr-3410	48	13	for	for	ADP
fsr-3410	48	14	the	the	DET
fsr-3410	48	15	views	view	NOUN
fsr-3410	48	16	expressed	express	VERB
fsr-3410	48	17	by	by	ADP
fsr-3410	48	18	our	our	PRON
fsr-3410	48	19	authors	author	NOUN
fsr-3410	48	20	.	.	PUNCT