id	sid	tid	token	lemma	pos
fsr-3441	1	1	optimism	optimism	NOUN
fsr-3441	1	2	,	,	PUNCT
fsr-3441	1	3	overconfidence	overconfidence	NOUN
fsr-3441	1	4	,	,	PUNCT
fsr-3441	1	5	and	and	CCONJ
fsr-3441	1	6	insurance	insurance	NOUN
fsr-3441	1	7	decisions	decision	NOUN
fsr-3441	1	8	jennifer	jennifer	PROPN
fsr-3441	1	9	coatsa	coatsa	PROPN
fsr-3441	1	10	,	,	PUNCT
fsr-3441	1	11	vickie	vickie	PROPN
fsr-3441	1	12	bajtelsmita	bajtelsmita	PROPN
fsr-3441	1	13	,	,	PUNCT
fsr-3441	1	14	*	*	PUNCT
fsr-3441	1	15	adepartment	adepartment	NOUN
fsr-3441	1	16	of	of	ADP
fsr-3441	1	17	finance	finance	NOUN
fsr-3441	1	18	and	and	CCONJ
fsr-3441	1	19	real	real	ADJ
fsr-3441	1	20	estate	estate	NOUN
fsr-3441	1	21	,	,	PUNCT
fsr-3441	1	22	colorado	colorado	PROPN
fsr-3441	1	23	state	state	PROPN
fsr-3441	1	24	university	university	PROPN
fsr-3441	1	25	,	,	PUNCT
fsr-3441	1	26	1272	1272	NUM
fsr-3441	1	27	campus	campus	NOUN
fsr-3441	1	28	delivery	delivery	NOUN
fsr-3441	1	29	,	,	PUNCT
fsr-3441	1	30	fort	fort	NOUN
fsr-3441	1	31	collins	collins	PROPN
fsr-3441	1	32	,	,	PUNCT
fsr-3441	1	33	co	co	NOUN
fsr-3441	1	34	80523	80523	NUM
fsr-3441	1	35	,	,	PUNCT
fsr-3441	1	36	usa	usa	PROPN
fsr-3441	1	37	abstract	abstract	NOUN
fsr-3441	1	38	we	we	PRON
fsr-3441	1	39	report	report	VERB
fsr-3441	1	40	experimental	experimental	ADJ
fsr-3441	1	41	evidence	evidence	NOUN
fsr-3441	1	42	regarding	regard	VERB
fsr-3441	1	43	overconfidence	overconfidence	NOUN
fsr-3441	1	44	,	,	PUNCT
fsr-3441	1	45	optimism	optimism	NOUN
fsr-3441	1	46	,	,	PUNCT
fsr-3441	1	47	and	and	CCONJ
fsr-3441	1	48	insurance	insurance	NOUN
fsr-3441	1	49	decisions	decision	NOUN
fsr-3441	1	50	.	.	PUNCT
fsr-3441	2	1	our	our	PRON
fsr-3441	2	2	design	design	NOUN
fsr-3441	2	3	distinguishes	distinguish	VERB
fsr-3441	2	4	between	between	ADP
fsr-3441	2	5	an	an	DET
fsr-3441	2	6	individual	individual	NOUN
fsr-3441	2	7	’s	’s	PART
fsr-3441	2	8	optimism	optimism	NOUN
fsr-3441	2	9	bias	bias	NOUN
fsr-3441	2	10	and	and	CCONJ
fsr-3441	2	11	overconfidence	overconfidence	NOUN
fsr-3441	2	12	bias	bias	NOUN
fsr-3441	2	13	,	,	PUNCT
fsr-3441	2	14	a	a	DET
fsr-3441	2	15	contribution	contribution	NOUN
fsr-3441	2	16	particularly	particularly	ADV
fsr-3441	2	17	important	important	ADJ
fsr-3441	2	18	for	for	ADP
fsr-3441	2	19	understanding	understand	VERB
fsr-3441	2	20	insurance	insurance	NOUN
fsr-3441	2	21	decisions	decision	NOUN
fsr-3441	2	22	related	relate	VERB
fsr-3441	2	23	to	to	ADP
fsr-3441	2	24	risks	risk	NOUN
fsr-3441	2	25	beyond	beyond	ADP
fsr-3441	2	26	the	the	DET
fsr-3441	2	27	purchaser	purchaser	NOUN
fsr-3441	2	28	’s	’s	PART
fsr-3441	2	29	control	control	NOUN
fsr-3441	2	30	.	.	PUNCT
fsr-3441	3	1	results	result	NOUN
fsr-3441	3	2	show	show	VERB
fsr-3441	3	3	that	that	SCONJ
fsr-3441	3	4	optimistic	optimistic	ADJ
fsr-3441	3	5	participants	participant	NOUN
fsr-3441	3	6	incur	incur	VERB
fsr-3441	3	7	a	a	DET
fsr-3441	3	8	higher	high	ADJ
fsr-3441	3	9	total	total	ADJ
fsr-3441	3	10	cost	cost	NOUN
fsr-3441	3	11	of	of	ADP
fsr-3441	3	12	risk	risk	NOUN
fsr-3441	3	13	and	and	CCONJ
fsr-3441	3	14	are	be	AUX
fsr-3441	3	15	more	more	ADV
fsr-3441	3	16	likely	likely	ADJ
fsr-3441	3	17	to	to	PART
fsr-3441	3	18	underinsure	underinsure	VERB
fsr-3441	3	19	than	than	ADP
fsr-3441	3	20	non	non	ADJ
fsr-3441	3	21	-	-	ADJ
fsr-3441	3	22	optimistic	optimistic	ADJ
fsr-3441	3	23	participants	participant	NOUN
fsr-3441	3	24	,	,	PUNCT
fsr-3441	3	25	even	even	ADV
fsr-3441	3	26	when	when	SCONJ
fsr-3441	3	27	purchasing	purchase	VERB
fsr-3441	3	28	insurance	insurance	NOUN
fsr-3441	3	29	maximizes	maximize	NOUN
fsr-3441	3	30	expected	expect	VERB
fsr-3441	3	31	payoffs	payoff	NOUN
fsr-3441	3	32	.	.	PUNCT
fsr-3441	4	1	in	in	ADP
fsr-3441	4	2	contrast	contrast	NOUN
fsr-3441	4	3	,	,	PUNCT
fsr-3441	4	4	we	we	PRON
fsr-3441	4	5	find	find	VERB
fsr-3441	4	6	that	that	SCONJ
fsr-3441	4	7	overconfidence	overconfidence	NOUN
fsr-3441	4	8	does	do	AUX
fsr-3441	4	9	not	not	PART
fsr-3441	4	10	significantly	significantly	ADV
fsr-3441	4	11	affect	affect	VERB
fsr-3441	4	12	the	the	DET
fsr-3441	4	13	decision	decision	NOUN
fsr-3441	4	14	to	to	PART
fsr-3441	4	15	insure	insure	VERB
fsr-3441	4	16	.	.	PUNCT
fsr-3441	5	1	however	however	ADV
fsr-3441	5	2	,	,	PUNCT
fsr-3441	5	3	participants	participant	NOUN
fsr-3441	5	4	with	with	ADP
fsr-3441	5	5	higher	high	ADJ
fsr-3441	5	6	overall	overall	ADJ
fsr-3441	5	7	overconfidence	overconfidence	NOUN
fsr-3441	5	8	show	show	VERB
fsr-3441	5	9	larger	large	ADJ
fsr-3441	5	10	differences	difference	NOUN
fsr-3441	5	11	in	in	ADP
fsr-3441	5	12	insurance	insurance	NOUN
fsr-3441	5	13	behavior	behavior	NOUN
fsr-3441	5	14	when	when	SCONJ
fsr-3441	5	15	the	the	DET
fsr-3441	5	16	risk	risk	NOUN
fsr-3441	5	17	of	of	ADP
fsr-3441	5	18	loss	loss	NOUN
fsr-3441	5	19	arises	arise	VERB
fsr-3441	5	20	from	from	ADP
fsr-3441	5	21	their	their	PRON
fsr-3441	5	22	own	own	ADJ
fsr-3441	5	23	mistakes	mistake	NOUN
fsr-3441	5	24	.	.	PUNCT
fsr-3441	6	1	©	©	PROPN
fsr-3441	6	2	2021	2021	NUM
fsr-3441	6	3	academy	academy	NOUN
fsr-3441	6	4	of	of	ADP
fsr-3441	6	5	financial	financial	ADJ
fsr-3441	6	6	services	service	NOUN
fsr-3441	6	7	.	.	PUNCT
fsr-3441	7	1	all	all	DET
fsr-3441	7	2	rights	right	NOUN
fsr-3441	7	3	reserved	reserve	VERB
fsr-3441	7	4	.	.	PUNCT
fsr-3441	8	1	keywords	keyword	NOUN
fsr-3441	8	2	:	:	PUNCT
fsr-3441	8	3	c9	c9	NOUN
fsr-3441	8	4	design	design	NOUN
fsr-3441	8	5	of	of	ADP
fsr-3441	8	6	experiments	experiment	NOUN
fsr-3441	8	7	;	;	PUNCT
fsr-3441	8	8	c91	c91	NOUN
fsr-3441	8	9	laboratory	laboratory	NOUN
fsr-3441	8	10	experiments	experiment	NOUN
fsr-3441	8	11	;	;	PUNCT
fsr-3441	8	12	d81	d81	VERB
fsr-3441	8	13	decision	decision	NOUN
fsr-3441	8	14	-	-	PUNCT
fsr-3441	8	15	making	making	NOUN
fsr-3441	8	16	under	under	ADP
fsr-3441	8	17	uncertainty	uncertainty	NOUN
fsr-3441	8	18	;	;	PUNCT
fsr-3441	8	19	overconfidence	overconfidence	NOUN
fsr-3441	8	20	;	;	PUNCT
fsr-3441	8	21	insurance	insurance	NOUN
fsr-3441	8	22	demand	demand	NOUN
fsr-3441	8	23	1	1	NUM
fsr-3441	8	24	.	.	PUNCT
fsr-3441	9	1	introduction	introduction	NOUN
fsr-3441	9	2	optimism	optimism	NOUN
fsr-3441	9	3	bias	bias	NOUN
fsr-3441	9	4	,	,	PUNCT
fsr-3441	9	5	or	or	CCONJ
fsr-3441	9	6	the	the	DET
fsr-3441	9	7	tendency	tendency	NOUN
fsr-3441	9	8	to	to	PART
fsr-3441	9	9	assign	assign	VERB
fsr-3441	9	10	higher	high	ADJ
fsr-3441	9	11	subjective	subjective	ADJ
fsr-3441	9	12	probabilities	probability	NOUN
fsr-3441	9	13	to	to	ADP
fsr-3441	9	14	favorable	favorable	ADJ
fsr-3441	9	15	outcomes	outcome	NOUN
fsr-3441	9	16	,	,	PUNCT
fsr-3441	9	17	is	be	AUX
fsr-3441	9	18	well	well	ADV
fsr-3441	9	19	documented	document	VERB
fsr-3441	9	20	in	in	ADP
fsr-3441	9	21	the	the	DET
fsr-3441	9	22	psychology	psychology	NOUN
fsr-3441	9	23	and	and	CCONJ
fsr-3441	9	24	economics	economic	NOUN
fsr-3441	9	25	literature	literature	NOUN
fsr-3441	9	26	.	.	PUNCT
fsr-3441	10	1	in	in	ADP
fsr-3441	10	2	fact	fact	NOUN
fsr-3441	10	3	,	,	PUNCT
fsr-3441	10	4	after	after	ADP
fsr-3441	10	5	decades	decade	NOUN
fsr-3441	10	6	of	of	ADP
fsr-3441	10	7	controlled	control	VERB
fsr-3441	10	8	studies	study	NOUN
fsr-3441	10	9	in	in	ADP
fsr-3441	10	10	psychology	psychology	NOUN
fsr-3441	10	11	,	,	PUNCT
fsr-3441	10	12	the	the	DET
fsr-3441	10	13	only	only	ADJ
fsr-3441	10	14	individuals	individual	NOUN
fsr-3441	10	15	identified	identify	VERB
fsr-3441	10	16	as	as	ADP
fsr-3441	10	17	consistently	consistently	ADV
fsr-3441	10	18	free	free	ADJ
fsr-3441	10	19	from	from	ADP
fsr-3441	10	20	this	this	DET
fsr-3441	10	21	bias	bias	NOUN
fsr-3441	10	22	are	be	AUX
fsr-3441	10	23	the	the	DET
fsr-3441	10	24	clinically	clinically	ADV
fsr-3441	10	25	depressed	depressed	ADJ
fsr-3441	10	26	(	(	PUNCT
fsr-3441	10	27	pyszczynski	pyszczynski	NOUN
fsr-3441	10	28	,	,	PUNCT
fsr-3441	10	29	holt	holt	PROPN
fsr-3441	10	30	,	,	PUNCT
fsr-3441	10	31	&	&	CCONJ
fsr-3441	10	32	greenberg	greenberg	PROPN
fsr-3441	10	33	,	,	PUNCT
fsr-3441	10	34	1987	1987	NUM
fsr-3441	10	35	)	)	PUNCT
fsr-3441	10	36	.	.	PUNCT
fsr-3441	11	1	overconfidence	overconfidence	NOUN
fsr-3441	11	2	,	,	PUNCT
fsr-3441	11	3	which	which	PRON
fsr-3441	11	4	can	can	AUX
fsr-3441	11	5	be	be	AUX
fsr-3441	11	6	viewed	view	VERB
fsr-3441	11	7	as	as	ADP
fsr-3441	11	8	a	a	DET
fsr-3441	11	9	special	special	ADJ
fsr-3441	11	10	case	case	NOUN
fsr-3441	11	11	of	of	ADP
fsr-3441	11	12	optimism	optimism	NOUN
fsr-3441	11	13	,	,	PUNCT
fsr-3441	11	14	relates	relate	VERB
fsr-3441	11	15	to	to	ADP
fsr-3441	11	16	having	have	VERB
fsr-3441	11	17	a	a	DET
fsr-3441	11	18	biased	biased	ADJ
fsr-3441	11	19	perception	perception	NOUN
fsr-3441	11	20	of	of	ADP
fsr-3441	11	21	one	one	NUM
fsr-3441	11	22	’s	’s	PART
fsr-3441	11	23	own	own	ADJ
fsr-3441	11	24	skills	skill	NOUN
fsr-3441	11	25	,	,	PUNCT
fsr-3441	11	26	prospects	prospect	NOUN
fsr-3441	11	27	,	,	PUNCT
fsr-3441	11	28	or	or	CCONJ
fsr-3441	11	29	knowledge	knowledge	NOUN
fsr-3441	11	30	.	.	PUNCT
fsr-3441	12	1	both	both	DET
fsr-3441	12	2	optimism	optimism	NOUN
fsr-3441	12	3	and	and	CCONJ
fsr-3441	12	4	overconfidence	overconfidence	NOUN
fsr-3441	12	5	theoretically	theoretically	ADV
fsr-3441	12	6	affect	affect	VERB
fsr-3441	12	7	decision	decision	NOUN
fsr-3441	12	8	-	-	PUNCT
fsr-3441	12	9	making	making	NOUN
fsr-3441	12	10	under	under	ADP
fsr-3441	12	11	conditions	condition	NOUN
fsr-3441	12	12	of	of	ADP
fsr-3441	12	13	risk	risk	NOUN
fsr-3441	12	14	and	and	CCONJ
fsr-3441	12	15	uncertainty	uncertainty	NOUN
fsr-3441	12	16	(	(	PUNCT
fsr-3441	12	17	de	de	X
fsr-3441	12	18	bondt	bondt	PROPN
fsr-3441	12	19	&	&	CCONJ
fsr-3441	12	20	thaler	thaler	PROPN
fsr-3441	12	21	,	,	PUNCT
fsr-3441	12	22	1985	1985	NUM
fsr-3441	12	23	)	)	PUNCT
fsr-3441	12	24	.	.	PUNCT
fsr-3441	13	1	although	although	SCONJ
fsr-3441	13	2	previous	previous	ADJ
fsr-3441	13	3	studies	study	NOUN
fsr-3441	13	4	differ	differ	VERB
fsr-3441	13	5	in	in	ADP
fsr-3441	13	6	how	how	SCONJ
fsr-3441	13	7	these	these	DET
fsr-3441	13	8	factors	factor	NOUN
fsr-3441	13	9	are	be	AUX
fsr-3441	13	10	defined	define	VERB
fsr-3441	13	11	and	and	CCONJ
fsr-3441	13	12	operationalized	operationalize	VERB
fsr-3441	13	13	,	,	PUNCT
fsr-3441	13	14	the	the	DET
fsr-3441	13	15	*	*	PUNCT
fsr-3441	13	16	corresponding	correspond	VERB
fsr-3441	13	17	author	author	NOUN
fsr-3441	13	18	.	.	PUNCT
fsr-3441	14	1	tel	tel	PROPN
fsr-3441	14	2	.	.	PUNCT
fsr-3441	14	3	:	:	PUNCT
fsr-3441	15	1	+1	+1	PROPN
fsr-3441	15	2	-	-	PUNCT
fsr-3441	15	3	970	970	NUM
fsr-3441	15	4	-	-	PUNCT
fsr-3441	15	5	491	491	NUM
fsr-3441	15	6	-	-	NUM
fsr-3441	15	7	0610	0610	NUM
fsr-3441	15	8	.	.	PUNCT
fsr-3441	16	1	e	e	X
fsr-3441	16	2	-	-	NOUN
fsr-3441	16	3	mail	mail	NOUN
fsr-3441	16	4	address	address	NOUN
fsr-3441	16	5	:	:	PUNCT
fsr-3441	16	6	vickie.bajtelsmit@colostate.edu	vickie.bajtelsmit@colostate.edu	X
fsr-3441	16	7	(	(	PUNCT
fsr-3441	16	8	v.	v.	ADP
fsr-3441	16	9	bajtelsmit	bajtelsmit	NOUN
fsr-3441	16	10	)	)	PUNCT
fsr-3441	16	11	1057	1057	NUM
fsr-3441	16	12	-	-	SYM
fsr-3441	16	13	0810/21/$	0810/21/$	NUM
fsr-3441	16	14	–	–	PUNCT
fsr-3441	16	15	see	see	VERB
fsr-3441	16	16	front	front	ADJ
fsr-3441	16	17	matter	matter	NOUN
fsr-3441	16	18	©	©	PROPN
fsr-3441	16	19	2021	2021	NUM
fsr-3441	16	20	academy	academy	NOUN
fsr-3441	16	21	of	of	ADP
fsr-3441	16	22	financial	financial	ADJ
fsr-3441	16	23	services	service	NOUN
fsr-3441	16	24	.	.	PUNCT
fsr-3441	17	1	all	all	DET
fsr-3441	17	2	rights	right	NOUN
fsr-3441	17	3	reserved	reserve	VERB
fsr-3441	17	4	.	.	PUNCT
fsr-3441	18	1	financial	financial	ADJ
fsr-3441	18	2	services	service	NOUN
fsr-3441	18	3	review	review	VERB
fsr-3441	18	4	29	29	NUM
fsr-3441	18	5	(	(	PUNCT
fsr-3441	18	6	2021	2021	NUM
fsr-3441	18	7	)	)	PUNCT
fsr-3441	18	8	1–28	1–28	NOUN
fsr-3441	18	9	conclusions	conclusion	NOUN
fsr-3441	18	10	overwhelmingly	overwhelmingly	ADV
fsr-3441	18	11	suggest	suggest	VERB
fsr-3441	18	12	that	that	SCONJ
fsr-3441	18	13	underestimation	underestimation	NOUN
fsr-3441	18	14	of	of	ADP
fsr-3441	18	15	the	the	DET
fsr-3441	18	16	risk	risk	NOUN
fsr-3441	18	17	of	of	ADP
fsr-3441	18	18	negative	negative	ADJ
fsr-3441	18	19	outcomes	outcome	NOUN
fsr-3441	18	20	has	have	VERB
fsr-3441	18	21	an	an	DET
fsr-3441	18	22	economically	economically	ADV
fsr-3441	18	23	significant	significant	ADJ
fsr-3441	18	24	effect	effect	NOUN
fsr-3441	18	25	on	on	ADP
fsr-3441	18	26	individual	individual	ADJ
fsr-3441	18	27	and	and	CCONJ
fsr-3441	18	28	societal	societal	ADJ
fsr-3441	18	29	well	well	ADV
fsr-3441	18	30	-	-	PUNCT
fsr-3441	18	31	being.1	being.1	NOUN
fsr-3441	18	32	general	general	ADJ
fsr-3441	18	33	optimism	optimism	NOUN
fsr-3441	18	34	about	about	ADP
fsr-3441	18	35	events	event	NOUN
fsr-3441	18	36	outside	outside	ADP
fsr-3441	18	37	of	of	ADP
fsr-3441	18	38	one	one	NUM
fsr-3441	18	39	’s	’s	PART
fsr-3441	18	40	own	own	ADJ
fsr-3441	18	41	control	control	NOUN
fsr-3441	18	42	may	may	AUX
fsr-3441	18	43	cause	cause	VERB
fsr-3441	18	44	individuals	individual	NOUN
fsr-3441	18	45	to	to	PART
fsr-3441	18	46	underestimate	underestimate	VERB
fsr-3441	18	47	their	their	PRON
fsr-3441	18	48	actual	actual	ADJ
fsr-3441	18	49	risk	risk	NOUN
fsr-3441	18	50	,	,	PUNCT
fsr-3441	18	51	which	which	PRON
fsr-3441	18	52	may	may	AUX
fsr-3441	18	53	lead	lead	VERB
fsr-3441	18	54	them	they	PRON
fsr-3441	18	55	to	to	PART
fsr-3441	18	56	make	make	VERB
fsr-3441	18	57	suboptimal	suboptimal	ADJ
fsr-3441	18	58	financial	financial	ADJ
fsr-3441	18	59	decisions	decision	NOUN
fsr-3441	18	60	.	.	PUNCT
fsr-3441	19	1	for	for	ADP
fsr-3441	19	2	example	example	NOUN
fsr-3441	19	3	,	,	PUNCT
fsr-3441	19	4	underestimation	underestimation	NOUN
fsr-3441	19	5	of	of	ADP
fsr-3441	19	6	expected	expect	VERB
fsr-3441	19	7	losses	loss	NOUN
fsr-3441	19	8	may	may	AUX
fsr-3441	19	9	result	result	VERB
fsr-3441	19	10	in	in	ADP
fsr-3441	19	11	reduced	reduced	ADJ
fsr-3441	19	12	demand	demand	NOUN
fsr-3441	19	13	for	for	ADP
fsr-3441	19	14	insurance	insurance	NOUN
fsr-3441	19	15	(	(	PUNCT
fsr-3441	19	16	kunreuther	kunreuther	PROPN
fsr-3441	19	17	&	&	CCONJ
fsr-3441	19	18	pauly	pauly	PROPN
fsr-3441	19	19	,	,	PUNCT
fsr-3441	19	20	2004	2004	NUM
fsr-3441	19	21	)	)	PUNCT
fsr-3441	19	22	and	and	CCONJ
fsr-3441	19	23	optimism	optimism	NOUN
fsr-3441	19	24	about	about	ADP
fsr-3441	19	25	market	market	NOUN
fsr-3441	19	26	performance	performance	NOUN
fsr-3441	19	27	may	may	AUX
fsr-3441	19	28	affect	affect	VERB
fsr-3441	19	29	portfolio	portfolio	NOUN
fsr-3441	19	30	allocations	allocation	NOUN
fsr-3441	19	31	(	(	PUNCT
fsr-3441	19	32	jacobsen	jacobsen	PROPN
fsr-3441	19	33	,	,	PUNCT
fsr-3441	19	34	lee	lee	PROPN
fsr-3441	19	35	,	,	PUNCT
fsr-3441	19	36	marquering	marquering	ADJ
fsr-3441	19	37	,	,	PUNCT
fsr-3441	19	38	&	&	CCONJ
fsr-3441	19	39	zhang	zhang	PROPN
fsr-3441	19	40	,	,	PUNCT
fsr-3441	19	41	2014	2014	NUM
fsr-3441	19	42	)	)	PUNCT
fsr-3441	19	43	.	.	PUNCT
fsr-3441	20	1	similarly	similarly	ADV
fsr-3441	20	2	,	,	PUNCT
fsr-3441	20	3	overestimation	overestimation	NOUN
fsr-3441	20	4	of	of	ADP
fsr-3441	20	5	one	one	NUM
fsr-3441	20	6	’s	’s	PART
fsr-3441	20	7	financial	financial	ADJ
fsr-3441	20	8	skills	skill	NOUN
fsr-3441	20	9	may	may	AUX
fsr-3441	20	10	result	result	VERB
fsr-3441	20	11	in	in	ADP
fsr-3441	20	12	excessive	excessive	ADJ
fsr-3441	20	13	and	and	CCONJ
fsr-3441	20	14	costly	costly	ADJ
fsr-3441	20	15	financial	financial	ADJ
fsr-3441	20	16	market	market	NOUN
fsr-3441	20	17	trading	trading	NOUN
fsr-3441	20	18	(	(	PUNCT
fsr-3441	20	19	barber	barber	PROPN
fsr-3441	20	20	&	&	CCONJ
fsr-3441	20	21	odean	odean	PROPN
fsr-3441	20	22	,	,	PUNCT
fsr-3441	20	23	2001	2001	NUM
fsr-3441	20	24	)	)	PUNCT
fsr-3441	20	25	or	or	CCONJ
fsr-3441	20	26	investment	investment	NOUN
fsr-3441	20	27	in	in	ADP
fsr-3441	20	28	suboptimal	suboptimal	ADJ
fsr-3441	20	29	business	business	NOUN
fsr-3441	20	30	projects	project	NOUN
fsr-3441	20	31	(	(	PUNCT
fsr-3441	20	32	malmendier	malmendier	NOUN
fsr-3441	20	33	&	&	CCONJ
fsr-3441	20	34	tate	tate	PROPN
fsr-3441	20	35	,	,	PUNCT
fsr-3441	20	36	2005).2	2005).2	NUM
fsr-3441	20	37	in	in	ADP
fsr-3441	20	38	this	this	DET
fsr-3441	20	39	article	article	NOUN
fsr-3441	20	40	,	,	PUNCT
fsr-3441	20	41	we	we	PRON
fsr-3441	20	42	focus	focus	VERB
fsr-3441	20	43	on	on	ADP
fsr-3441	20	44	the	the	DET
fsr-3441	20	45	degree	degree	NOUN
fsr-3441	20	46	to	to	PART
fsr-3441	20	47	which	which	PRON
fsr-3441	20	48	heterogeneous	heterogeneous	ADJ
fsr-3441	20	49	risk	risk	NOUN
fsr-3441	20	50	perceptions	perception	NOUN
fsr-3441	20	51	,	,	PUNCT
fsr-3441	20	52	which	which	PRON
fsr-3441	20	53	may	may	AUX
fsr-3441	20	54	be	be	AUX
fsr-3441	20	55	affected	affect	VERB
fsr-3441	20	56	by	by	ADP
fsr-3441	20	57	both	both	DET
fsr-3441	20	58	optimism	optimism	NOUN
fsr-3441	20	59	and	and	CCONJ
fsr-3441	20	60	overconfidence	overconfidence	NOUN
fsr-3441	20	61	,	,	PUNCT
fsr-3441	20	62	influence	influence	NOUN
fsr-3441	20	63	insurance	insurance	NOUN
fsr-3441	20	64	and	and	CCONJ
fsr-3441	20	65	risk	risk	NOUN
fsr-3441	20	66	management	management	NOUN
fsr-3441	20	67	decisions	decision	NOUN
fsr-3441	20	68	.	.	PUNCT
fsr-3441	21	1	to	to	ADP
fsr-3441	21	2	the	the	DET
fsr-3441	21	3	extent	extent	NOUN
fsr-3441	21	4	that	that	SCONJ
fsr-3441	21	5	these	these	DET
fsr-3441	21	6	biases	bias	NOUN
fsr-3441	21	7	result	result	VERB
fsr-3441	21	8	in	in	ADP
fsr-3441	21	9	underestimation	underestimation	NOUN
fsr-3441	21	10	of	of	ADP
fsr-3441	21	11	personal	personal	ADJ
fsr-3441	21	12	risks	risk	NOUN
fsr-3441	21	13	,	,	PUNCT
fsr-3441	21	14	individuals	individual	NOUN
fsr-3441	21	15	are	be	AUX
fsr-3441	21	16	hypothesized	hypothesize	VERB
fsr-3441	21	17	to	to	PART
fsr-3441	21	18	have	have	AUX
fsr-3441	21	19	reduced	reduce	VERB
fsr-3441	21	20	demand	demand	NOUN
fsr-3441	21	21	for	for	ADP
fsr-3441	21	22	insurance	insurance	NOUN
fsr-3441	21	23	and	and	CCONJ
fsr-3441	21	24	greater	great	ADJ
fsr-3441	21	25	total	total	ADJ
fsr-3441	21	26	cost	cost	NOUN
fsr-3441	21	27	of	of	ADP
fsr-3441	21	28	risk	risk	NOUN
fsr-3441	21	29	.	.	PUNCT
fsr-3441	22	1	although	although	SCONJ
fsr-3441	22	2	overconfidence	overconfidence	NOUN
fsr-3441	22	3	and	and	CCONJ
fsr-3441	22	4	optimism	optimism	NOUN
fsr-3441	22	5	are	be	AUX
fsr-3441	22	6	widely	widely	ADV
fsr-3441	22	7	discussed	discuss	VERB
fsr-3441	22	8	in	in	ADP
fsr-3441	22	9	the	the	DET
fsr-3441	22	10	psychology	psychology	NOUN
fsr-3441	22	11	and	and	CCONJ
fsr-3441	22	12	economics	economic	NOUN
fsr-3441	22	13	literatures	literature	NOUN
fsr-3441	22	14	,	,	PUNCT
fsr-3441	22	15	the	the	DET
fsr-3441	22	16	influence	influence	NOUN
fsr-3441	22	17	of	of	ADP
fsr-3441	22	18	these	these	DET
fsr-3441	22	19	behavioral	behavioral	ADJ
fsr-3441	22	20	biases	bias	NOUN
fsr-3441	22	21	on	on	ADP
fsr-3441	22	22	insurance	insurance	NOUN
fsr-3441	22	23	decision	decision	NOUN
fsr-3441	22	24	-	-	PUNCT
fsr-3441	22	25	making	making	NOUN
fsr-3441	22	26	has	have	AUX
fsr-3441	22	27	received	receive	VERB
fsr-3441	22	28	less	less	ADJ
fsr-3441	22	29	attention	attention	NOUN
fsr-3441	22	30	.	.	PUNCT
fsr-3441	23	1	information	information	NOUN
fsr-3441	23	2	asymmetry	asymmetry	NOUN
fsr-3441	23	3	in	in	ADP
fsr-3441	23	4	insurance	insurance	NOUN
fsr-3441	23	5	markets	market	NOUN
fsr-3441	23	6	,	,	PUNCT
fsr-3441	23	7	in	in	ADP
fsr-3441	23	8	which	which	PRON
fsr-3441	23	9	applicants	applicant	NOUN
fsr-3441	23	10	for	for	ADP
fsr-3441	23	11	insurance	insurance	NOUN
fsr-3441	23	12	know	know	VERB
fsr-3441	23	13	more	more	ADJ
fsr-3441	23	14	about	about	ADP
fsr-3441	23	15	their	their	PRON
fsr-3441	23	16	own	own	ADJ
fsr-3441	23	17	risk	risk	NOUN
fsr-3441	23	18	characteristics	characteristic	NOUN
fsr-3441	23	19	than	than	SCONJ
fsr-3441	23	20	do	do	VERB
fsr-3441	23	21	insurers	insurer	NOUN
fsr-3441	23	22	,	,	PUNCT
fsr-3441	23	23	is	be	AUX
fsr-3441	23	24	shown	show	VERB
fsr-3441	23	25	theoretically	theoretically	ADV
fsr-3441	23	26	to	to	PART
fsr-3441	23	27	create	create	VERB
fsr-3441	23	28	the	the	DET
fsr-3441	23	29	potential	potential	NOUN
fsr-3441	23	30	for	for	ADP
fsr-3441	23	31	market	market	NOUN
fsr-3441	23	32	failure	failure	NOUN
fsr-3441	23	33	.	.	PUNCT
fsr-3441	24	1	with	with	ADP
fsr-3441	24	2	heterogeneous	heterogeneous	ADJ
fsr-3441	24	3	risk	risk	NOUN
fsr-3441	24	4	types	type	NOUN
fsr-3441	24	5	,	,	PUNCT
fsr-3441	24	6	equilibrium	equilibrium	NOUN
fsr-3441	24	7	solutions	solution	NOUN
fsr-3441	24	8	result	result	VERB
fsr-3441	24	9	in	in	ADP
fsr-3441	24	10	separating	separate	VERB
fsr-3441	24	11	contracts	contract	NOUN
fsr-3441	24	12	that	that	PRON
fsr-3441	24	13	encourage	encourage	VERB
fsr-3441	24	14	individuals	individual	NOUN
fsr-3441	24	15	to	to	PART
fsr-3441	24	16	select	select	VERB
fsr-3441	24	17	price	price	NOUN
fsr-3441	24	18	and	and	CCONJ
fsr-3441	24	19	coverage	coverage	NOUN
fsr-3441	24	20	policies	policy	NOUN
fsr-3441	24	21	that	that	PRON
fsr-3441	24	22	are	be	AUX
fsr-3441	24	23	appropriate	appropriate	ADJ
fsr-3441	24	24	to	to	ADP
fsr-3441	24	25	their	their	PRON
fsr-3441	24	26	risk	risk	NOUN
fsr-3441	24	27	type.3	type.3	SCONJ
fsr-3441	24	28	for	for	ADP
fsr-3441	24	29	example	example	NOUN
fsr-3441	24	30	,	,	PUNCT
fsr-3441	24	31	a	a	DET
fsr-3441	24	32	high	high	ADJ
fsr-3441	24	33	risk	risk	NOUN
fsr-3441	24	34	individual	individual	NOUN
fsr-3441	24	35	might	might	AUX
fsr-3441	24	36	prefer	prefer	VERB
fsr-3441	24	37	a	a	DET
fsr-3441	24	38	contract	contract	NOUN
fsr-3441	24	39	that	that	PRON
fsr-3441	24	40	provides	provide	VERB
fsr-3441	24	41	relatively	relatively	ADV
fsr-3441	24	42	full	full	ADJ
fsr-3441	24	43	coverage	coverage	NOUN
fsr-3441	24	44	for	for	ADP
fsr-3441	24	45	a	a	DET
fsr-3441	24	46	higher	high	ADJ
fsr-3441	24	47	premium	premium	NOUN
fsr-3441	24	48	rate	rate	NOUN
fsr-3441	24	49	,	,	PUNCT
fsr-3441	24	50	whereas	whereas	SCONJ
fsr-3441	24	51	an	an	DET
fsr-3441	24	52	individual	individual	NOUN
fsr-3441	24	53	with	with	ADP
fsr-3441	24	54	a	a	DET
fsr-3441	24	55	lower	low	ADJ
fsr-3441	24	56	risk	risk	NOUN
fsr-3441	24	57	of	of	ADP
fsr-3441	24	58	loss	loss	NOUN
fsr-3441	24	59	might	might	AUX
fsr-3441	24	60	select	select	VERB
fsr-3441	24	61	a	a	DET
fsr-3441	24	62	partial	partial	ADJ
fsr-3441	24	63	-	-	PUNCT
fsr-3441	24	64	coverage	coverage	NOUN
fsr-3441	24	65	policy	policy	NOUN
fsr-3441	24	66	for	for	ADP
fsr-3441	24	67	a	a	DET
fsr-3441	24	68	lower	low	ADJ
fsr-3441	24	69	premium	premium	NOUN
fsr-3441	24	70	rate	rate	NOUN
fsr-3441	24	71	.	.	PUNCT
fsr-3441	25	1	critical	critical	ADJ
fsr-3441	25	2	to	to	ADP
fsr-3441	25	3	the	the	DET
fsr-3441	25	4	success	success	NOUN
fsr-3441	25	5	of	of	ADP
fsr-3441	25	6	self	self	NOUN
fsr-3441	25	7	-	-	PUNCT
fsr-3441	25	8	selection	selection	NOUN
fsr-3441	25	9	equilibria	equilibrium	NOUN
fsr-3441	25	10	models	model	NOUN
fsr-3441	25	11	is	be	AUX
fsr-3441	25	12	that	that	SCONJ
fsr-3441	25	13	individuals	individual	NOUN
fsr-3441	25	14	can	can	AUX
fsr-3441	25	15	correctly	correctly	ADV
fsr-3441	25	16	self	self	NOUN
fsr-3441	25	17	-	-	PUNCT
fsr-3441	25	18	identify	identify	VERB
fsr-3441	25	19	their	their	PRON
fsr-3441	25	20	risk	risk	NOUN
fsr-3441	25	21	type	type	NOUN
fsr-3441	25	22	.	.	PUNCT
fsr-3441	26	1	bajtelsmit	bajtelsmit	NOUN
fsr-3441	26	2	and	and	CCONJ
fsr-3441	26	3	thistle	thistle	NOUN
fsr-3441	26	4	(	(	PUNCT
fsr-3441	26	5	2015	2015	NUM
fsr-3441	26	6	)	)	PUNCT
fsr-3441	26	7	develop	develop	VERB
fsr-3441	26	8	a	a	DET
fsr-3441	26	9	model	model	NOUN
fsr-3441	26	10	in	in	ADP
fsr-3441	26	11	which	which	PRON
fsr-3441	26	12	noisy	noisy	ADJ
fsr-3441	26	13	or	or	CCONJ
fsr-3441	26	14	imperfect	imperfect	ADJ
fsr-3441	26	15	information	information	NOUN
fsr-3441	26	16	about	about	ADP
fsr-3441	26	17	risk	risk	NOUN
fsr-3441	26	18	types	type	NOUN
fsr-3441	26	19	could	could	AUX
fsr-3441	26	20	result	result	VERB
fsr-3441	26	21	in	in	ADP
fsr-3441	26	22	suboptimal	suboptimal	ADJ
fsr-3441	26	23	insurance	insurance	NOUN
fsr-3441	26	24	and	and	CCONJ
fsr-3441	26	25	risk	risk	NOUN
fsr-3441	26	26	management	management	NOUN
fsr-3441	26	27	decisions	decision	NOUN
fsr-3441	26	28	.	.	PUNCT
fsr-3441	27	1	in	in	ADP
fsr-3441	27	2	this	this	DET
fsr-3441	27	3	article	article	NOUN
fsr-3441	27	4	,	,	PUNCT
fsr-3441	27	5	we	we	PRON
fsr-3441	27	6	consider	consider	VERB
fsr-3441	27	7	information	information	NOUN
fsr-3441	27	8	imperfection	imperfection	NOUN
fsr-3441	27	9	caused	cause	VERB
fsr-3441	27	10	by	by	ADP
fsr-3441	27	11	individual	individual	ADJ
fsr-3441	27	12	psychological	psychological	ADJ
fsr-3441	27	13	biases	bias	NOUN
fsr-3441	27	14	that	that	PRON
fsr-3441	27	15	influence	influence	VERB
fsr-3441	27	16	an	an	DET
fsr-3441	27	17	individual	individual	NOUN
fsr-3441	27	18	’s	’s	PART
fsr-3441	27	19	risk	risk	NOUN
fsr-3441	27	20	perceptions	perception	NOUN
fsr-3441	27	21	.	.	PUNCT
fsr-3441	28	1	our	our	PRON
fsr-3441	28	2	study	study	NOUN
fsr-3441	28	3	uses	use	VERB
fsr-3441	28	4	a	a	DET
fsr-3441	28	5	novel	novel	ADJ
fsr-3441	28	6	experimental	experimental	ADJ
fsr-3441	28	7	design	design	NOUN
fsr-3441	28	8	which	which	PRON
fsr-3441	28	9	connects	connect	VERB
fsr-3441	28	10	,	,	PUNCT
fsr-3441	28	11	through	through	ADP
fsr-3441	28	12	large	large	ADJ
fsr-3441	28	13	monetary	monetary	ADJ
fsr-3441	28	14	incentives	incentive	NOUN
fsr-3441	28	15	,	,	PUNCT
fsr-3441	28	16	an	an	DET
fsr-3441	28	17	earnings	earning	NOUN
fsr-3441	28	18	task	task	NOUN
fsr-3441	28	19	,	,	PUNCT
fsr-3441	28	20	a	a	DET
fsr-3441	28	21	frequency	frequency	NOUN
fsr-3441	28	22	estimation	estimation	NOUN
fsr-3441	28	23	task	task	NOUN
fsr-3441	28	24	,	,	PUNCT
fsr-3441	28	25	and	and	CCONJ
fsr-3441	28	26	insurance	insurance	NOUN
fsr-3441	28	27	decisions	decision	NOUN
fsr-3441	28	28	.	.	PUNCT
fsr-3441	29	1	participants	participant	NOUN
fsr-3441	29	2	develop	develop	VERB
fsr-3441	29	3	subjective	subjective	ADJ
fsr-3441	29	4	estimates	estimate	NOUN
fsr-3441	29	5	of	of	ADP
fsr-3441	29	6	their	their	PRON
fsr-3441	29	7	own	own	ADJ
fsr-3441	29	8	and	and	CCONJ
fsr-3441	29	9	others	other	NOUN
fsr-3441	29	10	’	’	PART
fsr-3441	29	11	performance	performance	NOUN
fsr-3441	29	12	on	on	ADP
fsr-3441	29	13	an	an	DET
fsr-3441	29	14	earnings	earning	NOUN
fsr-3441	29	15	task	task	NOUN
fsr-3441	29	16	and	and	CCONJ
fsr-3441	29	17	decide	decide	VERB
fsr-3441	29	18	,	,	PUNCT
fsr-3441	29	19	in	in	ADP
fsr-3441	29	20	light	light	NOUN
fsr-3441	29	21	of	of	ADP
fsr-3441	29	22	their	their	PRON
fsr-3441	29	23	subjective	subjective	ADJ
fsr-3441	29	24	probabilities	probability	NOUN
fsr-3441	29	25	of	of	ADP
fsr-3441	29	26	loss	loss	NOUN
fsr-3441	29	27	,	,	PUNCT
fsr-3441	29	28	whether	whether	SCONJ
fsr-3441	29	29	to	to	PART
fsr-3441	29	30	fully	fully	ADV
fsr-3441	29	31	insure	insure	VERB
fsr-3441	29	32	against	against	ADP
fsr-3441	29	33	loss	loss	NOUN
fsr-3441	29	34	of	of	ADP
fsr-3441	29	35	earnings	earning	NOUN
fsr-3441	29	36	.	.	PUNCT
fsr-3441	30	1	in	in	ADP
fsr-3441	30	2	this	this	DET
fsr-3441	30	3	article	article	NOUN
fsr-3441	30	4	,	,	PUNCT
fsr-3441	30	5	we	we	PRON
fsr-3441	30	6	first	first	ADV
fsr-3441	30	7	focus	focus	VERB
fsr-3441	30	8	on	on	ADP
fsr-3441	30	9	the	the	DET
fsr-3441	30	10	origins	origin	NOUN
fsr-3441	30	11	of	of	ADP
fsr-3441	30	12	subjective	subjective	ADJ
fsr-3441	30	13	probability	probability	NOUN
fsr-3441	30	14	estimation	estimation	NOUN
fsr-3441	30	15	,	,	PUNCT
fsr-3441	30	16	as	as	SCONJ
fsr-3441	30	17	it	it	PRON
fsr-3441	30	18	depends	depend	VERB
fsr-3441	30	19	on	on	ADP
fsr-3441	30	20	task	task	NOUN
fsr-3441	30	21	performance	performance	NOUN
fsr-3441	30	22	,	,	PUNCT
fsr-3441	30	23	and	and	CCONJ
fsr-3441	30	24	then	then	ADV
fsr-3441	30	25	develop	develop	VERB
fsr-3441	30	26	measures	measure	NOUN
fsr-3441	30	27	to	to	PART
fsr-3441	30	28	distinguish	distinguish	VERB
fsr-3441	30	29	between	between	ADP
fsr-3441	30	30	optimism	optimism	NOUN
fsr-3441	30	31	and	and	CCONJ
fsr-3441	30	32	overconfidence	overconfidence	NOUN
fsr-3441	30	33	biases	bias	NOUN
fsr-3441	30	34	in	in	ADP
fsr-3441	30	35	the	the	DET
fsr-3441	30	36	estimation	estimation	NOUN
fsr-3441	30	37	task	task	NOUN
fsr-3441	30	38	.	.	PUNCT
fsr-3441	31	1	finally	finally	ADV
fsr-3441	31	2	,	,	PUNCT
fsr-3441	31	3	we	we	PRON
fsr-3441	31	4	investigate	investigate	VERB
fsr-3441	31	5	how	how	SCONJ
fsr-3441	31	6	the	the	DET
fsr-3441	31	7	biases	bias	NOUN
fsr-3441	31	8	affect	affect	VERB
fsr-3441	31	9	the	the	DET
fsr-3441	31	10	risk	risk	NOUN
fsr-3441	31	11	management	management	NOUN
fsr-3441	31	12	decision	decision	NOUN
fsr-3441	31	13	to	to	PART
fsr-3441	31	14	fully	fully	ADV
fsr-3441	31	15	insure	insure	VERB
fsr-3441	31	16	against	against	ADP
fsr-3441	31	17	loss	loss	NOUN
fsr-3441	31	18	.	.	PUNCT
fsr-3441	32	1	our	our	PRON
fsr-3441	32	2	analysis	analysis	NOUN
fsr-3441	32	3	of	of	ADP
fsr-3441	32	4	insurance	insurance	NOUN
fsr-3441	32	5	decisions	decision	NOUN
fsr-3441	32	6	in	in	ADP
fsr-3441	32	7	this	this	DET
fsr-3441	32	8	article	article	NOUN
fsr-3441	32	9	continues	continue	VERB
fsr-3441	32	10	a	a	DET
fsr-3441	32	11	stream	stream	NOUN
fsr-3441	32	12	of	of	ADP
fsr-3441	32	13	research	research	NOUN
fsr-3441	32	14	from	from	ADP
fsr-3441	32	15	a	a	DET
fsr-3441	32	16	large	large	ADJ
fsr-3441	32	17	experimental	experimental	ADJ
fsr-3441	32	18	design	design	NOUN
fsr-3441	32	19	which	which	PRON
fsr-3441	32	20	,	,	PUNCT
fsr-3441	32	21	as	as	ADP
fsr-3441	32	22	a	a	DET
fsr-3441	32	23	whole	whole	NOUN
fsr-3441	32	24	,	,	PUNCT
fsr-3441	32	25	considers	consider	VERB
fsr-3441	32	26	an	an	DET
fsr-3441	32	27	extensive	extensive	ADJ
fsr-3441	32	28	set	set	NOUN
fsr-3441	32	29	of	of	ADP
fsr-3441	32	30	variables	variable	NOUN
fsr-3441	32	31	shown	show	VERB
fsr-3441	32	32	theoretically	theoretically	ADV
fsr-3441	32	33	to	to	PART
fsr-3441	32	34	affect	affect	VERB
fsr-3441	32	35	risk	risk	NOUN
fsr-3441	32	36	management	management	NOUN
fsr-3441	32	37	and	and	CCONJ
fsr-3441	32	38	insurance	insurance	NOUN
fsr-3441	32	39	decisions.4	decisions.4	PROPN
fsr-3441	32	40	the	the	DET
fsr-3441	32	41	experiment	experiment	NOUN
fsr-3441	32	42	design	design	NOUN
fsr-3441	32	43	allows	allow	VERB
fsr-3441	32	44	us	we	PRON
fsr-3441	32	45	to	to	PART
fsr-3441	32	46	distinguish	distinguish	VERB
fsr-3441	32	47	between	between	ADP
fsr-3441	32	48	an	an	DET
fsr-3441	32	49	individual	individual	NOUN
fsr-3441	32	50	’s	’s	PART
fsr-3441	32	51	optimism	optimism	NOUN
fsr-3441	32	52	,	,	PUNCT
fsr-3441	32	53	or	or	CCONJ
fsr-3441	32	54	the	the	DET
fsr-3441	32	55	general	general	ADJ
fsr-3441	32	56	tendency	tendency	NOUN
fsr-3441	32	57	to	to	PART
fsr-3441	32	58	overestimate	overestimate	VERB
fsr-3441	32	59	favorable	favorable	ADJ
fsr-3441	32	60	outcomes	outcome	NOUN
fsr-3441	32	61	(	(	PUNCT
fsr-3441	32	62	“	"	PUNCT
fsr-3441	32	63	wishful	wishful	ADJ
fsr-3441	32	64	thinking	thinking	NOUN
fsr-3441	32	65	”	"	PUNCT
fsr-3441	32	66	)	)	PUNCT
fsr-3441	32	67	,	,	PUNCT
fsr-3441	32	68	and	and	CCONJ
fsr-3441	32	69	their	their	PRON
fsr-3441	32	70	overconfidence	overconfidence	NOUN
fsr-3441	32	71	,	,	PUNCT
fsr-3441	32	72	the	the	DET
fsr-3441	32	73	tendency	tendency	NOUN
fsr-3441	32	74	to	to	PART
fsr-3441	32	75	overestimate	overestimate	VERB
fsr-3441	32	76	their	their	PRON
fsr-3441	32	77	own	own	ADJ
fsr-3441	32	78	performance	performance	NOUN
fsr-3441	32	79	or	or	CCONJ
fsr-3441	32	80	skills	skill	NOUN
fsr-3441	32	81	(	(	PUNCT
fsr-3441	32	82	“	"	PUNCT
fsr-3441	32	83	i	i	PRON
fsr-3441	32	84	think	think	VERB
fsr-3441	32	85	i	i	PRON
fsr-3441	32	86	’m	’m	VERB
fsr-3441	32	87	better	well	ADJ
fsr-3441	32	88	than	than	SCONJ
fsr-3441	32	89	i	i	PRON
fsr-3441	32	90	am	be	AUX
fsr-3441	32	91	”	"	PUNCT
fsr-3441	32	92	)	)	PUNCT
fsr-3441	32	93	and	and	CCONJ
fsr-3441	32	94	the	the	DET
fsr-3441	32	95	relationship	relationship	NOUN
fsr-3441	32	96	between	between	ADP
fsr-3441	32	97	these	these	DET
fsr-3441	32	98	outlooks.5	outlooks.5	PROPN
fsr-3441	32	99	we	we	PRON
fsr-3441	32	100	assess	assess	VERB
fsr-3441	32	101	optimism	optimism	NOUN
fsr-3441	32	102	with	with	ADP
fsr-3441	32	103	a	a	DET
fsr-3441	32	104	treatment	treatment	NOUN
fsr-3441	32	105	manipulation	manipulation	NOUN
fsr-3441	32	106	in	in	ADP
fsr-3441	32	107	which	which	PRON
fsr-3441	32	108	a	a	DET
fsr-3441	32	109	participant	participant	NOUN
fsr-3441	32	110	’s	’s	PART
fsr-3441	32	111	expected	expect	VERB
fsr-3441	32	112	payoff	payoff	NOUN
fsr-3441	32	113	is	be	AUX
fsr-3441	32	114	independent	independent	ADJ
fsr-3441	32	115	of	of	ADP
fsr-3441	32	116	their	their	PRON
fsr-3441	32	117	own	own	ADJ
fsr-3441	32	118	performance	performance	NOUN
fsr-3441	32	119	on	on	ADP
fsr-3441	32	120	a	a	DET
fsr-3441	32	121	task	task	NOUN
fsr-3441	32	122	,	,	PUNCT
fsr-3441	32	123	but	but	CCONJ
fsr-3441	32	124	positively	positively	ADV
fsr-3441	32	125	related	relate	VERB
fsr-3441	32	126	to	to	ADP
fsr-3441	32	127	the	the	DET
fsr-3441	32	128	performance	performance	NOUN
fsr-3441	32	129	of	of	ADP
fsr-3441	32	130	others	other	NOUN
fsr-3441	32	131	on	on	ADP
fsr-3441	32	132	the	the	DET
fsr-3441	32	133	same	same	ADJ
fsr-3441	32	134	task	task	NOUN
fsr-3441	32	135	.	.	PROPN
fsr-3441	33	1	2	2	NUM
fsr-3441	33	2	j.	j.	PROPN
fsr-3441	33	3	coats	coats	PROPN
fsr-3441	33	4	,	,	PUNCT
fsr-3441	33	5	v.	v.	ADP
fsr-3441	33	6	bajtelsmit	bajtelsmit	NOUN
fsr-3441	33	7	/	/	SYM
fsr-3441	33	8	financial	financial	ADJ
fsr-3441	33	9	services	service	NOUN
fsr-3441	33	10	review	review	VERB
fsr-3441	33	11	29	29	NUM
fsr-3441	33	12	(	(	PUNCT
fsr-3441	33	13	2021	2021	NUM
fsr-3441	33	14	)	)	PUNCT
fsr-3441	33	15	1–28	1–28	NOUN
fsr-3441	33	16	participants	participant	NOUN
fsr-3441	33	17	’	'	PUNCT
fsr-3441	33	18	outlooks	outlook	NOUN
fsr-3441	33	19	range	range	VERB
fsr-3441	33	20	from	from	ADP
fsr-3441	33	21	underconfident	underconfident	NOUN
fsr-3441	33	22	to	to	ADP
fsr-3441	33	23	highly	highly	ADV
fsr-3441	33	24	overconfident	overconfident	ADJ
fsr-3441	33	25	in	in	ADP
fsr-3441	33	26	their	their	PRON
fsr-3441	33	27	own	own	ADJ
fsr-3441	33	28	performance	performance	NOUN
fsr-3441	33	29	and	and	CCONJ
fsr-3441	33	30	from	from	ADP
fsr-3441	33	31	pessimistic	pessimistic	ADJ
fsr-3441	33	32	to	to	ADP
fsr-3441	33	33	optimistic	optimistic	ADJ
fsr-3441	33	34	about	about	ADP
fsr-3441	33	35	others	other	NOUN
fsr-3441	33	36	’	'	PUNCT
fsr-3441	33	37	.	.	PUNCT
fsr-3441	34	1	participants	participant	NOUN
fsr-3441	34	2	who	who	PRON
fsr-3441	34	3	are	be	AUX
fsr-3441	34	4	optimistic	optimistic	ADJ
fsr-3441	34	5	about	about	ADP
fsr-3441	34	6	others	other	NOUN
fsr-3441	34	7	’	’	PART
fsr-3441	34	8	performance	performance	NOUN
fsr-3441	34	9	are	be	AUX
fsr-3441	34	10	generally	generally	ADV
fsr-3441	34	11	confident	confident	ADJ
fsr-3441	34	12	in	in	ADP
fsr-3441	34	13	their	their	PRON
fsr-3441	34	14	own	own	ADJ
fsr-3441	34	15	as	as	ADV
fsr-3441	34	16	well	well	ADV
fsr-3441	34	17	.	.	PUNCT
fsr-3441	35	1	we	we	PRON
fsr-3441	35	2	find	find	VERB
fsr-3441	35	3	that	that	SCONJ
fsr-3441	35	4	overconfidence	overconfidence	NOUN
fsr-3441	35	5	bias	bias	NOUN
fsr-3441	35	6	does	do	AUX
fsr-3441	35	7	not	not	PART
fsr-3441	35	8	reduce	reduce	VERB
fsr-3441	35	9	the	the	DET
fsr-3441	35	10	likelihood	likelihood	NOUN
fsr-3441	35	11	of	of	ADP
fsr-3441	35	12	insurance	insurance	NOUN
fsr-3441	35	13	purchase	purchase	NOUN
fsr-3441	35	14	,	,	PUNCT
fsr-3441	35	15	but	but	CCONJ
fsr-3441	35	16	that	that	SCONJ
fsr-3441	35	17	the	the	DET
fsr-3441	35	18	highly	highly	ADV
fsr-3441	35	19	optimistic	optimistic	ADJ
fsr-3441	35	20	are	be	AUX
fsr-3441	35	21	less	less	ADV
fsr-3441	35	22	likely	likely	ADJ
fsr-3441	35	23	to	to	PART
fsr-3441	35	24	purchase	purchase	VERB
fsr-3441	35	25	insurance	insurance	NOUN
fsr-3441	35	26	and	and	CCONJ
fsr-3441	35	27	,	,	PUNCT
fsr-3441	35	28	controlling	control	VERB
fsr-3441	35	29	for	for	ADP
fsr-3441	35	30	risk	risk	NOUN
fsr-3441	35	31	preferences	preference	NOUN
fsr-3441	35	32	,	,	PUNCT
fsr-3441	35	33	tend	tend	VERB
fsr-3441	35	34	to	to	PART
fsr-3441	35	35	underinsure	underinsure	VERB
fsr-3441	35	36	.	.	PUNCT
fsr-3441	36	1	the	the	DET
fsr-3441	36	2	remainder	remainder	NOUN
fsr-3441	36	3	of	of	ADP
fsr-3441	36	4	the	the	DET
fsr-3441	36	5	article	article	NOUN
fsr-3441	36	6	is	be	AUX
fsr-3441	36	7	organized	organize	VERB
fsr-3441	36	8	as	as	SCONJ
fsr-3441	36	9	follows	follow	VERB
fsr-3441	36	10	.	.	PUNCT
fsr-3441	37	1	section	section	NOUN
fsr-3441	37	2	2	2	NUM
fsr-3441	37	3	describes	describe	VERB
fsr-3441	37	4	related	related	ADJ
fsr-3441	37	5	literature	literature	NOUN
fsr-3441	37	6	on	on	ADP
fsr-3441	37	7	insurance	insurance	NOUN
fsr-3441	37	8	and	and	CCONJ
fsr-3441	37	9	overconfidence	overconfidence	NOUN
fsr-3441	37	10	.	.	PUNCT
fsr-3441	38	1	section	section	NOUN
fsr-3441	38	2	3	3	NUM
fsr-3441	38	3	explains	explain	VERB
fsr-3441	38	4	the	the	DET
fsr-3441	38	5	experimental	experimental	ADJ
fsr-3441	38	6	design	design	NOUN
fsr-3441	38	7	and	and	CCONJ
fsr-3441	38	8	hypotheses	hypothesis	NOUN
fsr-3441	38	9	.	.	PUNCT
fsr-3441	39	1	we	we	PRON
fsr-3441	39	2	provide	provide	VERB
fsr-3441	39	3	results	result	NOUN
fsr-3441	39	4	in	in	ADP
fsr-3441	39	5	section	section	NOUN
fsr-3441	39	6	4	4	NUM
fsr-3441	39	7	,	,	PUNCT
fsr-3441	39	8	and	and	CCONJ
fsr-3441	39	9	discuss	discuss	VERB
fsr-3441	39	10	conclusions	conclusion	NOUN
fsr-3441	39	11	in	in	ADP
fsr-3441	39	12	the	the	DET
fsr-3441	39	13	final	final	ADJ
fsr-3441	39	14	section	section	NOUN
fsr-3441	39	15	.	.	PUNCT
fsr-3441	40	1	2	2	X
fsr-3441	40	2	.	.	X
fsr-3441	40	3	related	relate	VERB
fsr-3441	40	4	literature	literature	NOUN
fsr-3441	40	5	the	the	DET
fsr-3441	40	6	empirical	empirical	ADJ
fsr-3441	40	7	link	link	NOUN
fsr-3441	40	8	between	between	ADP
fsr-3441	40	9	overconfidence	overconfidence	NOUN
fsr-3441	40	10	and	and	CCONJ
fsr-3441	40	11	the	the	DET
fsr-3441	40	12	purchase	purchase	NOUN
fsr-3441	40	13	of	of	ADP
fsr-3441	40	14	insurance	insurance	NOUN
fsr-3441	40	15	is	be	AUX
fsr-3441	40	16	an	an	DET
fsr-3441	40	17	important	important	ADJ
fsr-3441	40	18	contribution	contribution	NOUN
fsr-3441	40	19	in	in	ADP
fsr-3441	40	20	support	support	NOUN
fsr-3441	40	21	of	of	ADP
fsr-3441	40	22	recent	recent	ADJ
fsr-3441	40	23	theoretical	theoretical	ADJ
fsr-3441	40	24	findings	finding	NOUN
fsr-3441	40	25	(	(	PUNCT
fsr-3441	40	26	huang	huang	PROPN
fsr-3441	40	27	,	,	PUNCT
fsr-3441	40	28	liu	liu	PROPN
fsr-3441	40	29	,	,	PUNCT
fsr-3441	40	30	&	&	CCONJ
fsr-3441	40	31	tzeng	tzeng	PROPN
fsr-3441	40	32	,	,	PUNCT
fsr-3441	40	33	2010	2010	NUM
fsr-3441	40	34	;	;	PUNCT
fsr-3441	40	35	spinnewijn	spinnewijn	NOUN
fsr-3441	40	36	,	,	PUNCT
fsr-3441	40	37	2013	2013	NUM
fsr-3441	40	38	)	)	PUNCT
fsr-3441	40	39	and	and	CCONJ
fsr-3441	40	40	leads	lead	VERB
fsr-3441	40	41	to	to	ADP
fsr-3441	40	42	policy	policy	NOUN
fsr-3441	40	43	implications	implication	NOUN
fsr-3441	40	44	applicable	applicable	ADJ
fsr-3441	40	45	to	to	ADP
fsr-3441	40	46	insurance	insurance	NOUN
fsr-3441	40	47	contract	contract	NOUN
fsr-3441	40	48	design	design	NOUN
fsr-3441	40	49	and	and	CCONJ
fsr-3441	40	50	government	government	NOUN
fsr-3441	40	51	policy	policy	NOUN
fsr-3441	40	52	interventions	intervention	NOUN
fsr-3441	40	53	.	.	PUNCT
fsr-3441	41	1	huang	huang	PROPN
fsr-3441	41	2	et	et	PROPN
fsr-3441	41	3	al	al	PROPN
fsr-3441	41	4	.	.	PROPN
fsr-3441	42	1	(	(	PUNCT
fsr-3441	42	2	2010	2010	NUM
fsr-3441	42	3	)	)	PUNCT
fsr-3441	42	4	show	show	VERB
fsr-3441	42	5	theoretically	theoretically	ADV
fsr-3441	42	6	that	that	SCONJ
fsr-3441	42	7	hidden	hide	VERB
fsr-3441	42	8	overconfidence	overconfidence	NOUN
fsr-3441	42	9	can	can	AUX
fsr-3441	42	10	lead	lead	VERB
fsr-3441	42	11	to	to	ADP
fsr-3441	42	12	insurance	insurance	NOUN
fsr-3441	42	13	market	market	NOUN
fsr-3441	42	14	equilibria	equilibrium	NOUN
fsr-3441	42	15	that	that	PRON
fsr-3441	42	16	are	be	AUX
fsr-3441	42	17	consistent	consistent	ADJ
fsr-3441	42	18	with	with	ADP
fsr-3441	42	19	observed	observed	ADJ
fsr-3441	42	20	anomalies	anomaly	NOUN
fsr-3441	42	21	in	in	ADP
fsr-3441	42	22	insurance	insurance	NOUN
fsr-3441	42	23	markets	market	NOUN
fsr-3441	42	24	.	.	PUNCT
fsr-3441	43	1	they	they	PRON
fsr-3441	43	2	suggest	suggest	VERB
fsr-3441	43	3	that	that	SCONJ
fsr-3441	43	4	insurers	insurer	NOUN
fsr-3441	43	5	could	could	AUX
fsr-3441	43	6	use	use	VERB
fsr-3441	43	7	an	an	DET
fsr-3441	43	8	overconfidence	overconfidence	NOUN
fsr-3441	43	9	proxy	proxy	NOUN
fsr-3441	43	10	to	to	PART
fsr-3441	43	11	screen	screen	VERB
fsr-3441	43	12	prospective	prospective	ADJ
fsr-3441	43	13	policyholders	policyholder	NOUN
fsr-3441	43	14	so	so	SCONJ
fsr-3441	43	15	as	as	SCONJ
fsr-3441	43	16	to	to	PART
fsr-3441	43	17	achieve	achieve	VERB
fsr-3441	43	18	an	an	DET
fsr-3441	43	19	advantageous	advantageous	ADJ
fsr-3441	43	20	selection	selection	NOUN
fsr-3441	43	21	equilibrium	equilibrium	NOUN
fsr-3441	43	22	and	and	CCONJ
fsr-3441	43	23	that	that	SCONJ
fsr-3441	43	24	regulators	regulator	NOUN
fsr-3441	43	25	might	might	AUX
fsr-3441	43	26	need	need	VERB
fsr-3441	43	27	to	to	PART
fsr-3441	43	28	intervene	intervene	VERB
fsr-3441	43	29	in	in	ADP
fsr-3441	43	30	markets	market	NOUN
fsr-3441	43	31	that	that	PRON
fsr-3441	43	32	are	be	AUX
fsr-3441	43	33	operating	operate	VERB
fsr-3441	43	34	imperfectly	imperfectly	ADV
fsr-3441	43	35	as	as	ADP
fsr-3441	43	36	a	a	DET
fsr-3441	43	37	result	result	NOUN
fsr-3441	43	38	of	of	ADP
fsr-3441	43	39	this	this	DET
fsr-3441	43	40	type	type	NOUN
fsr-3441	43	41	of	of	ADP
fsr-3441	43	42	asymmetric	asymmetric	ADJ
fsr-3441	43	43	information.6	information.6	NOUN
fsr-3441	43	44	in	in	ADP
fsr-3441	43	45	recent	recent	ADJ
fsr-3441	43	46	years	year	NOUN
fsr-3441	43	47	,	,	PUNCT
fsr-3441	43	48	researchers	researcher	NOUN
fsr-3441	43	49	have	have	AUX
fsr-3441	43	50	distinguished	distinguish	VERB
fsr-3441	43	51	several	several	ADJ
fsr-3441	43	52	different	different	ADJ
fsr-3441	43	53	categories	category	NOUN
fsr-3441	43	54	of	of	ADP
fsr-3441	43	55	overconfidence	overconfidence	NOUN
fsr-3441	43	56	bias	bias	NOUN
fsr-3441	43	57	.	.	PUNCT
fsr-3441	44	1	however	however	ADV
fsr-3441	44	2	,	,	PUNCT
fsr-3441	44	3	overconfidence	overconfidence	NOUN
fsr-3441	44	4	,	,	PUNCT
fsr-3441	44	5	as	as	ADP
fsr-3441	44	6	a	a	DET
fsr-3441	44	7	subset	subset	NOUN
fsr-3441	44	8	of	of	ADP
fsr-3441	44	9	optimism	optimism	NOUN
fsr-3441	44	10	bias	bias	NOUN
fsr-3441	44	11	,	,	PUNCT
fsr-3441	44	12	has	have	AUX
fsr-3441	44	13	often	often	ADV
fsr-3441	44	14	remained	remain	VERB
fsr-3441	44	15	confounded	confound	VERB
fsr-3441	44	16	with	with	ADP
fsr-3441	44	17	a	a	DET
fsr-3441	44	18	general	general	ADJ
fsr-3441	44	19	optimistic	optimistic	ADJ
fsr-3441	44	20	outlook	outlook	NOUN
fsr-3441	44	21	.	.	PUNCT
fsr-3441	45	1	the	the	DET
fsr-3441	45	2	optimism	optimism	NOUN
fsr-3441	45	3	bias	bias	NOUN
fsr-3441	45	4	leads	lead	VERB
fsr-3441	45	5	individuals	individual	NOUN
fsr-3441	45	6	to	to	PART
fsr-3441	45	7	underweight	underweight	VERB
fsr-3441	45	8	the	the	DET
fsr-3441	45	9	probability	probability	NOUN
fsr-3441	45	10	of	of	ADP
fsr-3441	45	11	negative	negative	ADJ
fsr-3441	45	12	outcomes	outcome	NOUN
fsr-3441	45	13	that	that	PRON
fsr-3441	45	14	are	be	AUX
fsr-3441	45	15	beyond	beyond	ADP
fsr-3441	45	16	their	their	PRON
fsr-3441	45	17	control	control	NOUN
fsr-3441	45	18	,	,	PUNCT
fsr-3441	45	19	such	such	ADJ
fsr-3441	45	20	as	as	ADP
fsr-3441	45	21	an	an	DET
fsr-3441	45	22	airline	airline	NOUN
fsr-3441	45	23	crash	crash	NOUN
fsr-3441	45	24	or	or	CCONJ
fsr-3441	45	25	a	a	DET
fsr-3441	45	26	wildfire	wildfire	NOUN
fsr-3441	45	27	,	,	PUNCT
fsr-3441	45	28	and	and	CCONJ
fsr-3441	45	29	overweight	overweight	VERB
fsr-3441	45	30	the	the	DET
fsr-3441	45	31	probability	probability	NOUN
fsr-3441	45	32	of	of	ADP
fsr-3441	45	33	positive	positive	ADJ
fsr-3441	45	34	outcomes	outcome	NOUN
fsr-3441	45	35	that	that	PRON
fsr-3441	45	36	are	be	AUX
fsr-3441	45	37	beyond	beyond	ADP
fsr-3441	45	38	their	their	PRON
fsr-3441	45	39	control	control	NOUN
fsr-3441	45	40	,	,	PUNCT
fsr-3441	45	41	such	such	ADJ
fsr-3441	45	42	as	as	ADP
fsr-3441	45	43	winning	win	VERB
fsr-3441	45	44	a	a	DET
fsr-3441	45	45	lottery	lottery	NOUN
fsr-3441	45	46	.	.	PUNCT
fsr-3441	46	1	spinnewijn	spinnewijn	NOUN
fsr-3441	46	2	(	(	PUNCT
fsr-3441	46	3	2013	2013	NUM
fsr-3441	46	4	)	)	PUNCT
fsr-3441	46	5	refers	refer	VERB
fsr-3441	46	6	to	to	ADP
fsr-3441	46	7	this	this	DET
fsr-3441	46	8	phenomenon	phenomenon	NOUN
fsr-3441	46	9	as	as	ADP
fsr-3441	46	10	“	"	PUNCT
fsr-3441	46	11	baseline	baseline	ADJ
fsr-3441	46	12	optimism	optimism	NOUN
fsr-3441	46	13	.	.	PUNCT
fsr-3441	46	14	”	"	PUNCT
fsr-3441	47	1	for	for	ADP
fsr-3441	47	2	example	example	NOUN
fsr-3441	47	3	,	,	PUNCT
fsr-3441	47	4	landry	landry	PROPN
fsr-3441	47	5	and	and	CCONJ
fsr-3441	47	6	jahan	jahan	PROPN
fsr-3441	47	7	-	-	PUNCT
fsr-3441	47	8	parvar	parvar	PROPN
fsr-3441	47	9	(	(	PUNCT
fsr-3441	47	10	2011	2011	NUM
fsr-3441	47	11	)	)	PUNCT
fsr-3441	47	12	suggest	suggest	VERB
fsr-3441	47	13	that	that	SCONJ
fsr-3441	47	14	failure	failure	NOUN
fsr-3441	47	15	to	to	PART
fsr-3441	47	16	purchase	purchase	VERB
fsr-3441	47	17	flood	flood	NOUN
fsr-3441	47	18	insurance	insurance	NOUN
fsr-3441	47	19	may	may	AUX
fsr-3441	47	20	be	be	AUX
fsr-3441	47	21	related	relate	VERB
fsr-3441	47	22	to	to	ADP
fsr-3441	47	23	residents	resident	NOUN
fsr-3441	47	24	’	’	PART
fsr-3441	47	25	reliance	reliance	NOUN
fsr-3441	47	26	on	on	ADP
fsr-3441	47	27	community	community	NOUN
fsr-3441	47	28	protection	protection	NOUN
fsr-3441	47	29	policies	policy	NOUN
fsr-3441	47	30	(	(	PUNCT
fsr-3441	47	31	seawalls	seawall	NOUN
fsr-3441	47	32	,	,	PUNCT
fsr-3441	47	33	beach	beach	NOUN
fsr-3441	47	34	replenishment	replenishment	NOUN
fsr-3441	47	35	,	,	PUNCT
fsr-3441	47	36	etc	etc	X
fsr-3441	47	37	.	.	X
fsr-3441	47	38	)	)	PUNCT
fsr-3441	47	39	.	.	PUNCT
fsr-3441	48	1	if	if	SCONJ
fsr-3441	48	2	the	the	DET
fsr-3441	48	3	households	household	NOUN
fsr-3441	48	4	are	be	AUX
fsr-3441	48	5	overly	overly	ADV
fsr-3441	48	6	optimistic	optimistic	ADJ
fsr-3441	48	7	regarding	regard	VERB
fsr-3441	48	8	the	the	DET
fsr-3441	48	9	success	success	NOUN
fsr-3441	48	10	of	of	ADP
fsr-3441	48	11	the	the	DET
fsr-3441	48	12	communities	community	NOUN
fsr-3441	48	13	’	'	PUNCT
fsr-3441	48	14	risk	risk	NOUN
fsr-3441	48	15	management	management	NOUN
fsr-3441	48	16	efforts	effort	NOUN
fsr-3441	48	17	,	,	PUNCT
fsr-3441	48	18	then	then	ADV
fsr-3441	48	19	they	they	PRON
fsr-3441	48	20	may	may	AUX
fsr-3441	48	21	underinsure	underinsure	VERB
fsr-3441	48	22	against	against	ADP
fsr-3441	48	23	loss	loss	NOUN
fsr-3441	48	24	.	.	PUNCT
fsr-3441	49	1	in	in	ADP
fsr-3441	49	2	addition	addition	NOUN
fsr-3441	49	3	to	to	ADP
fsr-3441	49	4	a	a	DET
fsr-3441	49	5	baseline	baseline	ADJ
fsr-3441	49	6	level	level	NOUN
fsr-3441	49	7	of	of	ADP
fsr-3441	49	8	optimism	optimism	NOUN
fsr-3441	49	9	,	,	PUNCT
fsr-3441	49	10	individuals	individual	NOUN
fsr-3441	49	11	may	may	AUX
fsr-3441	49	12	be	be	AUX
fsr-3441	49	13	overconfident	overconfident	ADJ
fsr-3441	49	14	with	with	ADP
fsr-3441	49	15	respect	respect	NOUN
fsr-3441	49	16	to	to	ADP
fsr-3441	49	17	their	their	PRON
fsr-3441	49	18	influence	influence	NOUN
fsr-3441	49	19	and/or	and/or	CCONJ
fsr-3441	49	20	abilities	ability	NOUN
fsr-3441	49	21	,	,	PUNCT
fsr-3441	49	22	which	which	PRON
fsr-3441	49	23	then	then	ADV
fsr-3441	49	24	leads	lead	VERB
fsr-3441	49	25	to	to	ADP
fsr-3441	49	26	unrealistic	unrealistic	ADJ
fsr-3441	49	27	optimism	optimism	NOUN
fsr-3441	49	28	about	about	ADP
fsr-3441	49	29	outcomes	outcome	NOUN
fsr-3441	49	30	,	,	PUNCT
fsr-3441	49	31	a	a	DET
fsr-3441	49	32	quality	quality	NOUN
fsr-3441	49	33	spinnewijn	spinnewijn	NOUN
fsr-3441	49	34	(	(	PUNCT
fsr-3441	49	35	2013	2013	NUM
fsr-3441	49	36	)	)	PUNCT
fsr-3441	49	37	terms	term	NOUN
fsr-3441	49	38	“	"	PUNCT
fsr-3441	49	39	control	control	NOUN
fsr-3441	49	40	optimism	optimism	NOUN
fsr-3441	49	41	.	.	PUNCT
fsr-3441	49	42	”	"	PUNCT
fsr-3441	50	1	royal	royal	ADJ
fsr-3441	50	2	and	and	CCONJ
fsr-3441	50	3	tasoff	tasoff	NOUN
fsr-3441	50	4	(	(	PUNCT
fsr-3441	50	5	2017	2017	NUM
fsr-3441	50	6	)	)	PUNCT
fsr-3441	50	7	show	show	VERB
fsr-3441	50	8	theoretically	theoretically	ADV
fsr-3441	50	9	that	that	SCONJ
fsr-3441	50	10	overconfident	overconfident	ADJ
fsr-3441	50	11	agents	agent	NOUN
fsr-3441	50	12	are	be	AUX
fsr-3441	50	13	likely	likely	ADJ
fsr-3441	50	14	to	to	PART
fsr-3441	50	15	reduce	reduce	VERB
fsr-3441	50	16	their	their	PRON
fsr-3441	50	17	payoffs	payoff	NOUN
fsr-3441	50	18	by	by	ADP
fsr-3441	50	19	investing	invest	VERB
fsr-3441	50	20	too	too	ADV
fsr-3441	50	21	much	much	ADV
fsr-3441	50	22	in	in	ADP
fsr-3441	50	23	capital	capital	NOUN
fsr-3441	50	24	that	that	PRON
fsr-3441	50	25	complements	complement	VERB
fsr-3441	50	26	their	their	PRON
fsr-3441	50	27	ability	ability	NOUN
fsr-3441	50	28	and	and	CCONJ
fsr-3441	50	29	too	too	ADV
fsr-3441	50	30	little	little	ADJ
fsr-3441	50	31	in	in	ADP
fsr-3441	50	32	capital	capital	NOUN
fsr-3441	50	33	that	that	PRON
fsr-3441	50	34	substitutes	substitute	VERB
fsr-3441	50	35	for	for	ADP
fsr-3441	50	36	their	their	PRON
fsr-3441	50	37	own	own	ADJ
fsr-3441	50	38	ability	ability	NOUN
fsr-3441	50	39	.	.	PUNCT
fsr-3441	51	1	their	their	PRON
fsr-3441	51	2	experimental	experimental	ADJ
fsr-3441	51	3	results	result	NOUN
fsr-3441	51	4	support	support	VERB
fsr-3441	51	5	the	the	DET
fsr-3441	51	6	theoretical	theoretical	ADJ
fsr-3441	51	7	predictions	prediction	NOUN
fsr-3441	51	8	.	.	PUNCT
fsr-3441	52	1	in	in	ADP
fsr-3441	52	2	the	the	DET
fsr-3441	52	3	insurance	insurance	NOUN
fsr-3441	52	4	context	context	NOUN
fsr-3441	52	5	,	,	PUNCT
fsr-3441	52	6	this	this	PRON
fsr-3441	52	7	could	could	AUX
fsr-3441	52	8	lead	lead	VERB
fsr-3441	52	9	an	an	DET
fsr-3441	52	10	individual	individual	NOUN
fsr-3441	52	11	to	to	PART
fsr-3441	52	12	underinsure	underinsure	VERB
fsr-3441	52	13	if	if	SCONJ
fsr-3441	52	14	they	they	PRON
fsr-3441	52	15	unrealistically	unrealistically	ADV
fsr-3441	52	16	believe	believe	VERB
fsr-3441	52	17	they	they	PRON
fsr-3441	52	18	can	can	AUX
fsr-3441	52	19	reduce	reduce	VERB
fsr-3441	52	20	the	the	DET
fsr-3441	52	21	frequency	frequency	NOUN
fsr-3441	52	22	or	or	CCONJ
fsr-3441	52	23	severity	severity	NOUN
fsr-3441	52	24	of	of	ADP
fsr-3441	52	25	loss	loss	NOUN
fsr-3441	52	26	through	through	ADP
fsr-3441	52	27	their	their	PRON
fsr-3441	52	28	own	own	ADJ
fsr-3441	52	29	actions	action	NOUN
fsr-3441	52	30	.	.	PUNCT
fsr-3441	53	1	a	a	DET
fsr-3441	53	2	large	large	ADJ
fsr-3441	53	3	literature	literature	NOUN
fsr-3441	53	4	in	in	ADP
fsr-3441	53	5	behavioral	behavioral	ADJ
fsr-3441	53	6	economics	economic	NOUN
fsr-3441	53	7	distinguishes	distinguish	VERB
fsr-3441	53	8	further	far	ADV
fsr-3441	53	9	between	between	ADP
fsr-3441	53	10	different	different	ADJ
fsr-3441	53	11	types	type	NOUN
fsr-3441	53	12	of	of	ADP
fsr-3441	53	13	control	control	NOUN
fsr-3441	53	14	optimism	optimism	NOUN
fsr-3441	53	15	.	.	PUNCT
fsr-3441	54	1	“	"	PUNCT
fsr-3441	54	2	absolute	absolute	ADJ
fsr-3441	54	3	overconfidence	overconfidence	NOUN
fsr-3441	54	4	”	"	PUNCT
fsr-3441	54	5	is	be	AUX
fsr-3441	54	6	a	a	DET
fsr-3441	54	7	term	term	NOUN
fsr-3441	54	8	applied	apply	VERB
fsr-3441	54	9	to	to	ADP
fsr-3441	54	10	individuals	individual	NOUN
fsr-3441	54	11	who	who	PRON
fsr-3441	54	12	overestimate	overestimate	VERB
fsr-3441	54	13	their	their	PRON
fsr-3441	54	14	own	own	ADJ
fsr-3441	54	15	knowledge	knowledge	NOUN
fsr-3441	54	16	,	,	PUNCT
fsr-3441	54	17	ability	ability	NOUN
fsr-3441	54	18	,	,	PUNCT
fsr-3441	54	19	or	or	CCONJ
fsr-3441	54	20	performance	performance	NOUN
fsr-3441	54	21	against	against	ADP
fsr-3441	54	22	a	a	DET
fsr-3441	54	23	given	give	VERB
fsr-3441	54	24	benchmark	benchmark	NOUN
fsr-3441	54	25	,	,	PUNCT
fsr-3441	54	26	such	such	ADJ
fsr-3441	54	27	as	as	ADP
fsr-3441	54	28	the	the	DET
fsr-3441	54	29	prediction	prediction	NOUN
fsr-3441	54	30	that	that	PRON
fsr-3441	54	31	j.	j.	PROPN
fsr-3441	54	32	coats	coats	PROPN
fsr-3441	54	33	,	,	PUNCT
fsr-3441	54	34	v.	v.	ADP
fsr-3441	54	35	bajtelsmit	bajtelsmit	NOUN
fsr-3441	54	36	/	/	SYM
fsr-3441	54	37	financial	financial	ADJ
fsr-3441	54	38	services	service	NOUN
fsr-3441	54	39	review	review	VERB
fsr-3441	54	40	29	29	NUM
fsr-3441	54	41	(	(	PUNCT
fsr-3441	54	42	2021	2021	NUM
fsr-3441	54	43	)	)	PUNCT
fsr-3441	54	44	1–28	1–28	NOUN
fsr-3441	54	45	3	3	NUM
fsr-3441	54	46	they	they	PRON
fsr-3441	54	47	will	will	AUX
fsr-3441	54	48	perform	perform	VERB
fsr-3441	54	49	better	well	ADV
fsr-3441	54	50	on	on	ADP
fsr-3441	54	51	a	a	DET
fsr-3441	54	52	test	test	NOUN
fsr-3441	54	53	or	or	CCONJ
fsr-3441	54	54	run	run	VERB
fsr-3441	54	55	faster	fast	ADV
fsr-3441	54	56	than	than	SCONJ
fsr-3441	54	57	they	they	PRON
fsr-3441	54	58	actually	actually	ADV
fsr-3441	54	59	do	do	VERB
fsr-3441	54	60	(	(	PUNCT
fsr-3441	54	61	moore	moore	PROPN
fsr-3441	54	62	&	&	CCONJ
fsr-3441	54	63	healy	healy	PROPN
fsr-3441	54	64	,	,	PUNCT
fsr-3441	54	65	2008	2008	NUM
fsr-3441	54	66	)	)	PUNCT
fsr-3441	54	67	.	.	PUNCT
fsr-3441	55	1	perhaps	perhaps	ADV
fsr-3441	55	2	the	the	DET
fsr-3441	55	3	most	most	ADV
fsr-3441	55	4	well	well	ADV
fsr-3441	55	5	-	-	PUNCT
fsr-3441	55	6	known	know	VERB
fsr-3441	55	7	type	type	NOUN
fsr-3441	55	8	of	of	ADP
fsr-3441	55	9	overconfidence	overconfidence	NOUN
fsr-3441	55	10	is	be	AUX
fsr-3441	55	11	the	the	DET
fsr-3441	55	12	“	"	PUNCT
fsr-3441	55	13	better	well	ADJ
fsr-3441	55	14	-	-	PUNCT
fsr-3441	55	15	than	than	ADP
fsr-3441	55	16	-	-	PUNCT
fsr-3441	55	17	average	average	ADJ
fsr-3441	55	18	effect	effect	NOUN
fsr-3441	55	19	,	,	PUNCT
fsr-3441	55	20	”	"	PUNCT
fsr-3441	55	21	also	also	ADV
fsr-3441	55	22	termed	term	VERB
fsr-3441	55	23	“	"	PUNCT
fsr-3441	55	24	over	over	ADP
fsr-3441	55	25	-	-	PUNCT
fsr-3441	55	26	placement	placement	NOUN
fsr-3441	55	27	,	,	PUNCT
fsr-3441	55	28	”	"	PUNCT
fsr-3441	55	29	which	which	PRON
fsr-3441	55	30	refers	refer	VERB
fsr-3441	55	31	to	to	ADP
fsr-3441	55	32	overestimation	overestimation	NOUN
fsr-3441	55	33	of	of	ADP
fsr-3441	55	34	one	one	NUM
fsr-3441	55	35	’s	’s	PART
fsr-3441	55	36	relative	relative	ADJ
fsr-3441	55	37	performance	performance	NOUN
fsr-3441	55	38	in	in	ADP
fsr-3441	55	39	a	a	DET
fsr-3441	55	40	group	group	NOUN
fsr-3441	55	41	.	.	PUNCT
fsr-3441	56	1	an	an	DET
fsr-3441	56	2	important	important	ADJ
fsr-3441	56	3	quality	quality	NOUN
fsr-3441	56	4	of	of	ADP
fsr-3441	56	5	over	over	ADP
fsr-3441	56	6	-	-	PUNCT
fsr-3441	56	7	placement	placement	NOUN
fsr-3441	56	8	is	be	AUX
fsr-3441	56	9	“	"	PUNCT
fsr-3441	56	10	reference	reference	NOUN
fsr-3441	56	11	group	group	NOUN
fsr-3441	56	12	neglect	neglect	NOUN
fsr-3441	56	13	”	"	PUNCT
fsr-3441	56	14	in	in	ADP
fsr-3441	56	15	which	which	PRON
fsr-3441	56	16	individuals	individual	NOUN
fsr-3441	56	17	rank	rank	VERB
fsr-3441	56	18	their	their	PRON
fsr-3441	56	19	placement	placement	NOUN
fsr-3441	56	20	equally	equally	ADV
fsr-3441	56	21	high	high	ADJ
fsr-3441	56	22	among	among	ADP
fsr-3441	56	23	groups	group	NOUN
fsr-3441	56	24	of	of	ADP
fsr-3441	56	25	self	self	NOUN
fsr-3441	56	26	-	-	PUNCT
fsr-3441	56	27	selected	select	VERB
fsr-3441	56	28	members	member	NOUN
fsr-3441	56	29	and	and	CCONJ
fsr-3441	56	30	groups	group	NOUN
fsr-3441	56	31	of	of	ADP
fsr-3441	56	32	exogenously	exogenously	ADV
fsr-3441	56	33	assigned	assign	VERB
fsr-3441	56	34	members	member	NOUN
fsr-3441	56	35	(	(	PUNCT
fsr-3441	56	36	camerer	camerer	PROPN
fsr-3441	56	37	&	&	CCONJ
fsr-3441	56	38	lovallo	lovallo	PROPN
fsr-3441	56	39	,	,	PUNCT
fsr-3441	56	40	1999	1999	NUM
fsr-3441	56	41	;	;	PUNCT
fsr-3441	56	42	moore	moore	PROPN
fsr-3441	56	43	&	&	CCONJ
fsr-3441	56	44	healy	healy	PROPN
fsr-3441	56	45	,	,	PUNCT
fsr-3441	56	46	2008	2008	NUM
fsr-3441	56	47	)	)	PUNCT
fsr-3441	56	48	.	.	PUNCT
fsr-3441	57	1	other	other	ADJ
fsr-3441	57	2	types	type	NOUN
fsr-3441	57	3	of	of	ADP
fsr-3441	57	4	control	control	NOUN
fsr-3441	57	5	optimism	optimism	NOUN
fsr-3441	57	6	include	include	VERB
fsr-3441	57	7	the	the	DET
fsr-3441	57	8	“	"	PUNCT
fsr-3441	57	9	illusion	illusion	NOUN
fsr-3441	57	10	of	of	ADP
fsr-3441	57	11	control	control	NOUN
fsr-3441	57	12	,	,	PUNCT
fsr-3441	57	13	”	"	PUNCT
fsr-3441	57	14	which	which	PRON
fsr-3441	57	15	refers	refer	VERB
fsr-3441	57	16	to	to	ADP
fsr-3441	57	17	the	the	DET
fsr-3441	57	18	case	case	NOUN
fsr-3441	57	19	in	in	ADP
fsr-3441	57	20	which	which	PRON
fsr-3441	57	21	individuals	individual	NOUN
fsr-3441	57	22	erroneously	erroneously	ADV
fsr-3441	57	23	perceive	perceive	VERB
fsr-3441	57	24	their	their	PRON
fsr-3441	57	25	actions	action	NOUN
fsr-3441	57	26	to	to	PART
fsr-3441	57	27	influence	influence	VERB
fsr-3441	57	28	independent	independent	ADJ
fsr-3441	57	29	events	event	NOUN
fsr-3441	57	30	,	,	PUNCT
fsr-3441	57	31	and	and	CCONJ
fsr-3441	57	32	“	"	PUNCT
fsr-3441	57	33	calibration	calibration	NOUN
fsr-3441	57	34	-	-	PUNCT
fsr-3441	57	35	based	base	VERB
fsr-3441	57	36	overconfidence	overconfidence	NOUN
fsr-3441	57	37	,	,	PUNCT
fsr-3441	57	38	”	"	PUNCT
fsr-3441	57	39	or	or	CCONJ
fsr-3441	57	40	overconfidence	overconfidence	NOUN
fsr-3441	57	41	in	in	ADP
fsr-3441	57	42	the	the	DET
fsr-3441	57	43	precision	precision	NOUN
fsr-3441	57	44	of	of	ADP
fsr-3441	57	45	knowledge.7	knowledge.7	NOUN
fsr-3441	57	46	fellner	fellner	ADV
fsr-3441	57	47	and	and	CCONJ
fsr-3441	57	48	krugel	krugel	NOUN
fsr-3441	57	49	(	(	PUNCT
fsr-3441	57	50	2012	2012	NUM
fsr-3441	57	51	)	)	PUNCT
fsr-3441	57	52	find	find	VERB
fsr-3441	57	53	evidence	evidence	NOUN
fsr-3441	57	54	that	that	SCONJ
fsr-3441	57	55	overconfidence	overconfidence	NOUN
fsr-3441	57	56	assessed	assess	VERB
fsr-3441	57	57	with	with	ADP
fsr-3441	57	58	different	different	ADJ
fsr-3441	57	59	methods	method	NOUN
fsr-3441	57	60	actually	actually	ADV
fsr-3441	57	61	reflects	reflect	VERB
fsr-3441	57	62	separate	separate	ADJ
fsr-3441	57	63	and	and	CCONJ
fsr-3441	57	64	distinct	distinct	ADJ
fsr-3441	57	65	biases	bias	NOUN
fsr-3441	57	66	.	.	PUNCT
fsr-3441	58	1	several	several	ADJ
fsr-3441	58	2	recent	recent	ADJ
fsr-3441	58	3	studies	study	NOUN
fsr-3441	58	4	suggest	suggest	VERB
fsr-3441	58	5	that	that	SCONJ
fsr-3441	58	6	heterogeneity	heterogeneity	NOUN
fsr-3441	58	7	of	of	ADP
fsr-3441	58	8	risk	risk	NOUN
fsr-3441	58	9	perceptions	perception	NOUN
fsr-3441	58	10	(	(	PUNCT
fsr-3441	58	11	spinnewijn	spinnewijn	NOUN
fsr-3441	58	12	,	,	PUNCT
fsr-3441	58	13	2013	2013	NUM
fsr-3441	58	14	)	)	PUNCT
fsr-3441	58	15	or	or	CCONJ
fsr-3441	58	16	risk	risk	NOUN
fsr-3441	58	17	preferences	preference	NOUN
fsr-3441	58	18	(	(	PUNCT
fsr-3441	58	19	de	de	X
fsr-3441	58	20	meza	meza	PROPN
fsr-3441	58	21	&	&	CCONJ
fsr-3441	58	22	webb	webb	PROPN
fsr-3441	58	23	,	,	PUNCT
fsr-3441	58	24	2001	2001	NUM
fsr-3441	58	25	)	)	PUNCT
fsr-3441	58	26	can	can	AUX
fsr-3441	58	27	explain	explain	VERB
fsr-3441	58	28	the	the	DET
fsr-3441	58	29	negative	negative	ADJ
fsr-3441	58	30	correlation	correlation	NOUN
fsr-3441	58	31	between	between	ADP
fsr-3441	58	32	risk	risk	NOUN
fsr-3441	58	33	and	and	CCONJ
fsr-3441	58	34	insurance	insurance	NOUN
fsr-3441	58	35	coverage	coverage	NOUN
fsr-3441	58	36	found	find	VERB
fsr-3441	58	37	in	in	ADP
fsr-3441	58	38	some	some	DET
fsr-3441	58	39	markets.8	markets.8	PROPN
fsr-3441	58	40	for	for	ADP
fsr-3441	58	41	example	example	NOUN
fsr-3441	58	42	,	,	PUNCT
fsr-3441	58	43	as	as	SCONJ
fsr-3441	58	44	modeled	model	VERB
fsr-3441	58	45	in	in	ADP
fsr-3441	58	46	sandroni	sandroni	ADJ
fsr-3441	58	47	and	and	CCONJ
fsr-3441	58	48	squintani	squintani	ADJ
fsr-3441	58	49	(	(	PUNCT
fsr-3441	58	50	2007	2007	NUM
fsr-3441	58	51	)	)	PUNCT
fsr-3441	58	52	,	,	PUNCT
fsr-3441	58	53	differences	difference	NOUN
fsr-3441	58	54	in	in	ADP
fsr-3441	58	55	risk	risk	NOUN
fsr-3441	58	56	perceptions	perception	NOUN
fsr-3441	58	57	may	may	AUX
fsr-3441	58	58	lead	lead	VERB
fsr-3441	58	59	some	some	DET
fsr-3441	58	60	high	high	ADJ
fsr-3441	58	61	-	-	PUNCT
fsr-3441	58	62	risk	risk	NOUN
fsr-3441	58	63	types	type	NOUN
fsr-3441	58	64	to	to	PART
fsr-3441	58	65	believe	believe	VERB
fsr-3441	58	66	that	that	SCONJ
fsr-3441	58	67	they	they	PRON
fsr-3441	58	68	are	be	AUX
fsr-3441	58	69	low	low	ADJ
fsr-3441	58	70	-	-	PUNCT
fsr-3441	58	71	risk	risk	NOUN
fsr-3441	58	72	types	type	NOUN
fsr-3441	58	73	,	,	PUNCT
fsr-3441	58	74	which	which	PRON
fsr-3441	58	75	can	can	AUX
fsr-3441	58	76	decrease	decrease	VERB
fsr-3441	58	77	investment	investment	NOUN
fsr-3441	58	78	in	in	ADP
fsr-3441	58	79	precaution	precaution	NOUN
fsr-3441	58	80	and/or	and/or	CCONJ
fsr-3441	58	81	reduce	reduce	VERB
fsr-3441	58	82	demand	demand	NOUN
fsr-3441	58	83	for	for	ADP
fsr-3441	58	84	insurance	insurance	NOUN
fsr-3441	58	85	at	at	ADP
fsr-3441	58	86	offered	offer	VERB
fsr-3441	58	87	prices	price	NOUN
fsr-3441	58	88	.	.	PUNCT
fsr-3441	59	1	huang	huang	PROPN
fsr-3441	59	2	et	et	PROPN
fsr-3441	59	3	al	al	PROPN
fsr-3441	59	4	.	.	PROPN
fsr-3441	60	1	(	(	PUNCT
fsr-3441	60	2	2010	2010	NUM
fsr-3441	60	3	)	)	PUNCT
fsr-3441	60	4	model	model	NOUN
fsr-3441	60	5	optimistic	optimistic	ADJ
fsr-3441	60	6	individuals	individual	NOUN
fsr-3441	60	7	who	who	PRON
fsr-3441	60	8	have	have	VERB
fsr-3441	60	9	subjective	subjective	ADJ
fsr-3441	60	10	loss	loss	NOUN
fsr-3441	60	11	probabilities	probability	NOUN
fsr-3441	60	12	that	that	PRON
fsr-3441	60	13	are	be	AUX
fsr-3441	60	14	lower	low	ADJ
fsr-3441	60	15	than	than	ADP
fsr-3441	60	16	their	their	PRON
fsr-3441	60	17	objective	objective	ADJ
fsr-3441	60	18	loss	loss	NOUN
fsr-3441	60	19	probabilities	probability	NOUN
fsr-3441	60	20	and	and	CCONJ
fsr-3441	60	21	“	"	PUNCT
fsr-3441	60	22	rational	rational	ADJ
fsr-3441	60	23	”	"	PUNCT
fsr-3441	60	24	individuals	individual	NOUN
fsr-3441	60	25	who	who	PRON
fsr-3441	60	26	assess	assess	VERB
fsr-3441	60	27	their	their	PRON
fsr-3441	60	28	loss	loss	NOUN
fsr-3441	60	29	probability	probability	NOUN
fsr-3441	60	30	correctly	correctly	ADV
fsr-3441	60	31	.	.	PUNCT
fsr-3441	61	1	in	in	ADP
fsr-3441	61	2	their	their	PRON
fsr-3441	61	3	model	model	NOUN
fsr-3441	61	4	,	,	PUNCT
fsr-3441	61	5	higher	high	ADJ
fsr-3441	61	6	optimism	optimism	NOUN
fsr-3441	61	7	leads	lead	VERB
fsr-3441	61	8	to	to	ADP
fsr-3441	61	9	lower	low	ADJ
fsr-3441	61	10	likelihood	likelihood	NOUN
fsr-3441	61	11	of	of	ADP
fsr-3441	61	12	insurance	insurance	NOUN
fsr-3441	61	13	purchase	purchase	NOUN
fsr-3441	61	14	.	.	PUNCT
fsr-3441	62	1	arad	arad	PROPN
fsr-3441	62	2	(	(	PUNCT
fsr-3441	62	3	2014	2014	NUM
fsr-3441	62	4	)	)	PUNCT
fsr-3441	62	5	presents	present	VERB
fsr-3441	62	6	a	a	DET
fsr-3441	62	7	study	study	NOUN
fsr-3441	62	8	in	in	ADP
fsr-3441	62	9	which	which	PRON
fsr-3441	62	10	participants	participant	NOUN
fsr-3441	62	11	are	be	AUX
fsr-3441	62	12	aware	aware	ADJ
fsr-3441	62	13	of	of	ADP
fsr-3441	62	14	objective	objective	ADJ
fsr-3441	62	15	probabilities	probability	NOUN
fsr-3441	62	16	but	but	CCONJ
fsr-3441	62	17	may	may	AUX
fsr-3441	62	18	assign	assign	VERB
fsr-3441	62	19	a	a	DET
fsr-3441	62	20	higher	high	ADJ
fsr-3441	62	21	or	or	CCONJ
fsr-3441	62	22	lower	low	ADJ
fsr-3441	62	23	likelihood	likelihood	NOUN
fsr-3441	62	24	due	due	ADP
fsr-3441	62	25	to	to	ADP
fsr-3441	62	26	their	their	PRON
fsr-3441	62	27	own	own	ADJ
fsr-3441	62	28	personal	personal	ADJ
fsr-3441	62	29	motivations	motivation	NOUN
fsr-3441	62	30	that	that	PRON
fsr-3441	62	31	are	be	AUX
fsr-3441	62	32	unrelated	unrelated	ADJ
fsr-3441	62	33	to	to	ADP
fsr-3441	62	34	the	the	DET
fsr-3441	62	35	random	random	ADJ
fsr-3441	62	36	event	event	NOUN
fsr-3441	62	37	.	.	PUNCT
fsr-3441	63	1	arad	arad	PROPN
fsr-3441	63	2	labels	label	VERB
fsr-3441	63	3	this	this	DET
fsr-3441	63	4	phenomenon	phenomenon	NOUN
fsr-3441	63	5	“	"	PUNCT
fsr-3441	63	6	magical	magical	ADJ
fsr-3441	63	7	thinking	thinking	NOUN
fsr-3441	63	8	”	"	PUNCT
fsr-3441	63	9	and	and	CCONJ
fsr-3441	63	10	notes	note	VERB
fsr-3441	63	11	that	that	SCONJ
fsr-3441	63	12	beliefs	belief	NOUN
fsr-3441	63	13	about	about	ADP
fsr-3441	63	14	one	one	PRON
fsr-3441	63	15	’s	’s	PART
fsr-3441	63	16	own	own	ADJ
fsr-3441	63	17	good	good	ADJ
fsr-3441	63	18	or	or	CCONJ
fsr-3441	63	19	bad	bad	ADJ
fsr-3441	63	20	luck	luck	NOUN
fsr-3441	63	21	,	,	PUNCT
fsr-3441	63	22	regardless	regardless	ADV
fsr-3441	63	23	of	of	ADP
fsr-3441	63	24	probability	probability	NOUN
fsr-3441	63	25	distribution	distribution	NOUN
fsr-3441	63	26	can	can	AUX
fsr-3441	63	27	also	also	ADV
fsr-3441	63	28	lead	lead	VERB
fsr-3441	63	29	to	to	ADP
fsr-3441	63	30	suboptimal	suboptimal	ADJ
fsr-3441	63	31	insurance	insurance	NOUN
fsr-3441	63	32	decisions	decision	NOUN
fsr-3441	63	33	.	.	PUNCT
fsr-3441	64	1	honl	honl	PROPN
fsr-3441	64	2	,	,	PUNCT
fsr-3441	64	3	meissner	meissner	PROPN
fsr-3441	64	4	,	,	PUNCT
fsr-3441	64	5	and	and	CCONJ
fsr-3441	64	6	wulf	wulf	PROPN
fsr-3441	64	7	(	(	PUNCT
fsr-3441	64	8	2017	2017	NUM
fsr-3441	64	9	)	)	PUNCT
fsr-3441	64	10	develop	develop	VERB
fsr-3441	64	11	a	a	DET
fsr-3441	64	12	model	model	NOUN
fsr-3441	64	13	in	in	ADP
fsr-3441	64	14	which	which	PRON
fsr-3441	64	15	individual	individual	ADJ
fsr-3441	64	16	risk	risk	NOUN
fsr-3441	64	17	-	-	PUNCT
fsr-3441	64	18	taking	take	VERB
fsr-3441	64	19	behavior	behavior	NOUN
fsr-3441	64	20	depends	depend	VERB
fsr-3441	64	21	on	on	ADP
fsr-3441	64	22	cognitive	cognitive	ADJ
fsr-3441	64	23	processing	processing	NOUN
fsr-3441	64	24	of	of	ADP
fsr-3441	64	25	outcomes	outcome	NOUN
fsr-3441	64	26	and	and	CCONJ
fsr-3441	64	27	probabilities	probability	NOUN
fsr-3441	64	28	,	,	PUNCT
fsr-3441	64	29	affect	affect	VERB
fsr-3441	64	30	in	in	ADP
fsr-3441	64	31	judgment	judgment	NOUN
fsr-3441	64	32	and	and	CCONJ
fsr-3441	64	33	decision	decision	NOUN
fsr-3441	64	34	-	-	PUNCT
fsr-3441	64	35	making	making	NOUN
fsr-3441	64	36	,	,	PUNCT
fsr-3441	64	37	and	and	CCONJ
fsr-3441	64	38	upon	upon	SCONJ
fsr-3441	64	39	contextual	contextual	ADJ
fsr-3441	64	40	factors	factor	NOUN
fsr-3441	64	41	.	.	PUNCT
fsr-3441	65	1	to	to	ADP
fsr-3441	65	2	the	the	DET
fsr-3441	65	3	extent	extent	NOUN
fsr-3441	65	4	that	that	SCONJ
fsr-3441	65	5	insurance	insurance	NOUN
fsr-3441	65	6	purchasers	purchaser	NOUN
fsr-3441	65	7	do	do	AUX
fsr-3441	65	8	not	not	PART
fsr-3441	65	9	know	know	VERB
fsr-3441	65	10	the	the	DET
fsr-3441	65	11	objective	objective	ADJ
fsr-3441	65	12	likelihood	likelihood	NOUN
fsr-3441	65	13	of	of	ADP
fsr-3441	65	14	a	a	DET
fsr-3441	65	15	loss	loss	NOUN
fsr-3441	65	16	event	event	NOUN
fsr-3441	65	17	,	,	PUNCT
fsr-3441	65	18	it	it	PRON
fsr-3441	65	19	is	be	AUX
fsr-3441	65	20	important	important	ADJ
fsr-3441	65	21	to	to	PART
fsr-3441	65	22	consider	consider	VERB
fsr-3441	65	23	biases	bias	NOUN
fsr-3441	65	24	in	in	ADP
fsr-3441	65	25	estimating	estimate	VERB
fsr-3441	65	26	risk	risk	NOUN
fsr-3441	65	27	,	,	PUNCT
fsr-3441	65	28	and	and	CCONJ
fsr-3441	65	29	insurance	insurance	NOUN
fsr-3441	65	30	decisions	decision	NOUN
fsr-3441	65	31	in	in	ADP
fsr-3441	65	32	light	light	NOUN
fsr-3441	65	33	of	of	ADP
fsr-3441	65	34	subjective	subjective	ADJ
fsr-3441	65	35	probability	probability	NOUN
fsr-3441	65	36	estimation	estimation	NOUN
fsr-3441	65	37	.	.	PUNCT
fsr-3441	66	1	while	while	SCONJ
fsr-3441	66	2	our	our	PRON
fsr-3441	66	3	experiment	experiment	NOUN
fsr-3441	66	4	is	be	AUX
fsr-3441	66	5	not	not	PART
fsr-3441	66	6	motivated	motivate	VERB
fsr-3441	66	7	as	as	ADP
fsr-3441	66	8	a	a	DET
fsr-3441	66	9	study	study	NOUN
fsr-3441	66	10	of	of	ADP
fsr-3441	66	11	gender	gender	NOUN
fsr-3441	66	12	effects	effect	NOUN
fsr-3441	66	13	or	or	CCONJ
fsr-3441	66	14	risk	risk	NOUN
fsr-3441	66	15	preferences	preference	NOUN
fsr-3441	66	16	per	per	ADP
fsr-3441	66	17	se	se	X
fsr-3441	66	18	,	,	PUNCT
fsr-3441	66	19	extant	extant	ADJ
fsr-3441	66	20	studies	study	NOUN
fsr-3441	66	21	suggest	suggest	VERB
fsr-3441	66	22	that	that	SCONJ
fsr-3441	66	23	it	it	PRON
fsr-3441	66	24	is	be	AUX
fsr-3441	66	25	important	important	ADJ
fsr-3441	66	26	to	to	PART
fsr-3441	66	27	control	control	VERB
fsr-3441	66	28	for	for	ADP
fsr-3441	66	29	both	both	DET
fsr-3441	66	30	factors	factor	NOUN
fsr-3441	66	31	in	in	ADP
fsr-3441	66	32	the	the	DET
fsr-3441	66	33	analysis	analysis	NOUN
fsr-3441	66	34	.	.	PUNCT
fsr-3441	67	1	recent	recent	ADJ
fsr-3441	67	2	studies	study	NOUN
fsr-3441	67	3	designed	design	VERB
fsr-3441	67	4	to	to	PART
fsr-3441	67	5	investigate	investigate	VERB
fsr-3441	67	6	gender	gender	NOUN
fsr-3441	67	7	differences	difference	NOUN
fsr-3441	67	8	in	in	ADP
fsr-3441	67	9	decision	decision	NOUN
fsr-3441	67	10	-	-	PUNCT
fsr-3441	67	11	making	making	NOUN
fsr-3441	67	12	find	find	VERB
fsr-3441	67	13	that	that	DET
fsr-3441	67	14	optimism	optimism	NOUN
fsr-3441	67	15	about	about	ADP
fsr-3441	67	16	conditions	condition	NOUN
fsr-3441	67	17	or	or	CCONJ
fsr-3441	67	18	others	other	NOUN
fsr-3441	67	19	’	’	PART
fsr-3441	67	20	performance	performance	NOUN
fsr-3441	67	21	varies	vary	VERB
fsr-3441	67	22	across	across	ADP
fsr-3441	67	23	men	man	NOUN
fsr-3441	67	24	and	and	CCONJ
fsr-3441	67	25	women	woman	NOUN
fsr-3441	67	26	.	.	PUNCT
fsr-3441	68	1	in	in	ADP
fsr-3441	68	2	an	an	DET
fsr-3441	68	3	analysis	analysis	NOUN
fsr-3441	68	4	of	of	ADP
fsr-3441	68	5	survey	survey	NOUN
fsr-3441	68	6	data	datum	NOUN
fsr-3441	68	7	that	that	PRON
fsr-3441	68	8	includes	include	VERB
fsr-3441	68	9	several	several	ADJ
fsr-3441	68	10	different	different	ADJ
fsr-3441	68	11	indicators	indicator	NOUN
fsr-3441	68	12	of	of	ADP
fsr-3441	68	13	optimism	optimism	NOUN
fsr-3441	68	14	,	,	PUNCT
fsr-3441	68	15	jacobsen	jacobsen	PROPN
fsr-3441	68	16	et	et	PROPN
fsr-3441	68	17	al	al	PROPN
fsr-3441	68	18	.	.	PROPN
fsr-3441	69	1	(	(	PUNCT
fsr-3441	69	2	2014	2014	NUM
fsr-3441	69	3	)	)	PUNCT
fsr-3441	69	4	find	find	VERB
fsr-3441	69	5	men	man	NOUN
fsr-3441	69	6	to	to	PART
fsr-3441	69	7	be	be	AUX
fsr-3441	69	8	more	more	ADV
fsr-3441	69	9	optimistic	optimistic	ADJ
fsr-3441	69	10	than	than	ADP
fsr-3441	69	11	women	woman	NOUN
fsr-3441	69	12	in	in	ADP
fsr-3441	69	13	their	their	PRON
fsr-3441	69	14	expectations	expectation	NOUN
fsr-3441	69	15	about	about	ADP
fsr-3441	69	16	the	the	DET
fsr-3441	69	17	general	general	ADJ
fsr-3441	69	18	economic	economic	ADJ
fsr-3441	69	19	outlook	outlook	NOUN
fsr-3441	69	20	.	.	PUNCT
fsr-3441	70	1	in	in	ADP
fsr-3441	70	2	a	a	DET
fsr-3441	70	3	study	study	NOUN
fsr-3441	70	4	spanning	span	VERB
fsr-3441	70	5	three	three	NUM
fsr-3441	70	6	years	year	NOUN
fsr-3441	70	7	,	,	PUNCT
fsr-3441	70	8	foster	foster	ADJ
fsr-3441	70	9	and	and	CCONJ
fsr-3441	70	10	frijters	frijter	NOUN
fsr-3441	70	11	(	(	PUNCT
fsr-3441	70	12	2014	2014	NUM
fsr-3441	70	13	)	)	PUNCT
fsr-3441	70	14	find	find	VERB
fsr-3441	70	15	that	that	SCONJ
fsr-3441	70	16	male	male	ADJ
fsr-3441	70	17	university	university	NOUN
fsr-3441	70	18	students	student	NOUN
fsr-3441	70	19	are	be	AUX
fsr-3441	70	20	more	more	ADV
fsr-3441	70	21	consistently	consistently	ADV
fsr-3441	70	22	overconfident	overconfident	ADJ
fsr-3441	70	23	than	than	ADP
fsr-3441	70	24	females	female	NOUN
fsr-3441	70	25	about	about	ADP
fsr-3441	70	26	their	their	PRON
fsr-3441	70	27	future	future	ADJ
fsr-3441	70	28	grades	grade	NOUN
fsr-3441	70	29	.	.	PUNCT
fsr-3441	71	1	in	in	ADP
fsr-3441	71	2	an	an	DET
fsr-3441	71	3	experiment	experiment	NOUN
fsr-3441	71	4	task	task	NOUN
fsr-3441	71	5	where	where	SCONJ
fsr-3441	71	6	payoffs	payoff	NOUN
fsr-3441	71	7	depend	depend	VERB
fsr-3441	71	8	on	on	ADP
fsr-3441	71	9	team	team	NOUN
fsr-3441	71	10	performance	performance	NOUN
fsr-3441	71	11	,	,	PUNCT
fsr-3441	71	12	kuhn	kuhn	PROPN
fsr-3441	71	13	and	and	CCONJ
fsr-3441	71	14	villeval	villeval	PROPN
fsr-3441	71	15	(	(	PUNCT
fsr-3441	71	16	2015	2015	NUM
fsr-3441	71	17	)	)	PUNCT
fsr-3441	71	18	find	find	VERB
fsr-3441	71	19	that	that	SCONJ
fsr-3441	71	20	both	both	PRON
fsr-3441	71	21	men	man	NOUN
fsr-3441	71	22	and	and	CCONJ
fsr-3441	71	23	women	woman	NOUN
fsr-3441	71	24	expect	expect	VERB
fsr-3441	71	25	to	to	PART
fsr-3441	71	26	outperform	outperform	VERB
fsr-3441	71	27	others	other	NOUN
fsr-3441	71	28	on	on	ADP
fsr-3441	71	29	their	their	PRON
fsr-3441	71	30	team	team	NOUN
fsr-3441	71	31	,	,	PUNCT
fsr-3441	71	32	although	although	SCONJ
fsr-3441	71	33	women	woman	NOUN
fsr-3441	71	34	are	be	AUX
fsr-3441	71	35	more	more	ADV
fsr-3441	71	36	optimistic	optimistic	ADJ
fsr-3441	71	37	than	than	ADP
fsr-3441	71	38	men	man	NOUN
fsr-3441	71	39	about	about	ADP
fsr-3441	71	40	their	their	PRON
fsr-3441	71	41	team	team	NOUN
fsr-3441	71	42	members	member	NOUN
fsr-3441	71	43	’	'	PUNCT
fsr-3441	71	44	performance	performance	NOUN
fsr-3441	71	45	.	.	PUNCT
fsr-3441	72	1	laboratory	laboratory	NOUN
fsr-3441	72	2	experiments	experiment	NOUN
fsr-3441	72	3	designed	design	VERB
fsr-3441	72	4	to	to	PART
fsr-3441	72	5	model	model	VERB
fsr-3441	72	6	insurance	insurance	NOUN
fsr-3441	72	7	decisions	decision	NOUN
fsr-3441	72	8	offer	offer	VERB
fsr-3441	72	9	the	the	DET
fsr-3441	72	10	opportunity	opportunity	NOUN
fsr-3441	72	11	to	to	PART
fsr-3441	72	12	measure	measure	VERB
fsr-3441	72	13	and	and	CCONJ
fsr-3441	72	14	control	control	VERB
fsr-3441	72	15	for	for	ADP
fsr-3441	72	16	beliefs	belief	NOUN
fsr-3441	72	17	,	,	PUNCT
fsr-3441	72	18	risk	risk	NOUN
fsr-3441	72	19	attitudes	attitude	NOUN
fsr-3441	72	20	,	,	PUNCT
fsr-3441	72	21	and	and	CCONJ
fsr-3441	72	22	the	the	DET
fsr-3441	72	23	set	set	NOUN
fsr-3441	72	24	of	of	ADP
fsr-3441	72	25	risk	risk	NOUN
fsr-3441	72	26	management	management	NOUN
fsr-3441	72	27	alternatives	alternative	NOUN
fsr-3441	72	28	.	.	PUNCT
fsr-3441	73	1	for	for	ADP
fsr-3441	73	2	example	example	NOUN
fsr-3441	73	3	,	,	PUNCT
fsr-3441	73	4	harrison	harrison	PROPN
fsr-3441	73	5	and	and	CCONJ
fsr-3441	73	6	ng	ng	PROPN
fsr-3441	73	7	(	(	PUNCT
fsr-3441	73	8	2016	2016	NUM
fsr-3441	73	9	)	)	PUNCT
fsr-3441	73	10	find	find	VERB
fsr-3441	73	11	that	that	SCONJ
fsr-3441	73	12	,	,	PUNCT
fsr-3441	73	13	after	after	ADP
fsr-3441	73	14	measuring	measure	VERB
fsr-3441	73	15	and	and	CCONJ
fsr-3441	73	16	controlling	control	VERB
fsr-3441	73	17	for	for	ADP
fsr-3441	73	18	risk	risk	NOUN
fsr-3441	73	19	4	4	NUM
fsr-3441	73	20	j.	j.	PROPN
fsr-3441	73	21	coats	coats	PROPN
fsr-3441	73	22	,	,	PUNCT
fsr-3441	73	23	v.	v.	ADP
fsr-3441	73	24	bajtelsmit	bajtelsmit	NOUN
fsr-3441	73	25	/	/	SYM
fsr-3441	73	26	financial	financial	ADJ
fsr-3441	73	27	services	service	NOUN
fsr-3441	73	28	review	review	VERB
fsr-3441	73	29	29	29	NUM
fsr-3441	73	30	(	(	PUNCT
fsr-3441	73	31	2021	2021	NUM
fsr-3441	73	32	)	)	PUNCT
fsr-3441	73	33	1–28	1–28	NOUN
fsr-3441	73	34	preferences	preference	NOUN
fsr-3441	73	35	,	,	PUNCT
fsr-3441	73	36	experimental	experimental	ADJ
fsr-3441	73	37	participants	participant	NOUN
fsr-3441	73	38	tend	tend	VERB
fsr-3441	73	39	to	to	PART
fsr-3441	73	40	make	make	VERB
fsr-3441	73	41	welfare	welfare	NOUN
fsr-3441	73	42	-	-	PUNCT
fsr-3441	73	43	reducing	reduce	VERB
fsr-3441	73	44	insurance	insurance	NOUN
fsr-3441	73	45	decisions	decision	NOUN
fsr-3441	73	46	.	.	PUNCT
fsr-3441	74	1	in	in	ADP
fsr-3441	74	2	another	another	DET
fsr-3441	74	3	controlled	control	VERB
fsr-3441	74	4	laboratory	laboratory	NOUN
fsr-3441	74	5	experiment	experiment	NOUN
fsr-3441	74	6	,	,	PUNCT
fsr-3441	74	7	jaspersen	jaspersen	NOUN
fsr-3441	74	8	and	and	CCONJ
fsr-3441	74	9	aseervatham	aseervatham	PROPN
fsr-3441	74	10	(	(	PUNCT
fsr-3441	74	11	2017	2017	NUM
fsr-3441	74	12	)	)	PUNCT
fsr-3441	74	13	find	find	VERB
fsr-3441	74	14	that	that	SCONJ
fsr-3441	74	15	insurance	insurance	NOUN
fsr-3441	74	16	demand	demand	NOUN
fsr-3441	74	17	decisions	decision	NOUN
fsr-3441	74	18	are	be	AUX
fsr-3441	74	19	often	often	ADV
fsr-3441	74	20	driven	drive	VERB
fsr-3441	74	21	by	by	ADP
fsr-3441	74	22	biases	bias	NOUN
fsr-3441	74	23	and	and	CCONJ
fsr-3441	74	24	the	the	DET
fsr-3441	74	25	use	use	NOUN
fsr-3441	74	26	of	of	ADP
fsr-3441	74	27	heuristics	heuristic	NOUN
fsr-3441	74	28	.	.	PUNCT
fsr-3441	75	1	laury	laury	NOUN
fsr-3441	75	2	and	and	CCONJ
fsr-3441	75	3	mcinnes	mcinne	NOUN
fsr-3441	75	4	(	(	PUNCT
fsr-3441	75	5	2003	2003	NUM
fsr-3441	75	6	)	)	PUNCT
fsr-3441	75	7	find	find	VERB
fsr-3441	75	8	that	that	SCONJ
fsr-3441	75	9	information	information	NOUN
fsr-3441	75	10	provided	provide	VERB
fsr-3441	75	11	by	by	ADP
fsr-3441	75	12	actuarially	actuarially	ADV
fsr-3441	75	13	fair	fair	ADJ
fsr-3441	75	14	insurance	insurance	NOUN
fsr-3441	75	15	prices	price	NOUN
fsr-3441	75	16	can	can	AUX
fsr-3441	75	17	reduce	reduce	VERB
fsr-3441	75	18	experimental	experimental	ADJ
fsr-3441	75	19	participants	participant	NOUN
fsr-3441	75	20	’	'	PUNCT
fsr-3441	75	21	reliance	reliance	NOUN
fsr-3441	75	22	on	on	ADP
fsr-3441	75	23	heuristics	heuristic	NOUN
fsr-3441	75	24	and	and	CCONJ
fsr-3441	75	25	improve	improve	VERB
fsr-3441	75	26	decisions	decision	NOUN
fsr-3441	75	27	.	.	PUNCT
fsr-3441	76	1	when	when	SCONJ
fsr-3441	76	2	experiment	experiment	NOUN
fsr-3441	76	3	participants	participant	NOUN
fsr-3441	76	4	are	be	AUX
fsr-3441	76	5	allowed	allow	VERB
fsr-3441	76	6	to	to	PART
fsr-3441	76	7	insure	insure	VERB
fsr-3441	76	8	against	against	ADP
fsr-3441	76	9	losses	loss	NOUN
fsr-3441	76	10	that	that	PRON
fsr-3441	76	11	depend	depend	VERB
fsr-3441	76	12	on	on	ADP
fsr-3441	76	13	relative	relative	ADJ
fsr-3441	76	14	performance	performance	NOUN
fsr-3441	76	15	,	,	PUNCT
fsr-3441	76	16	hales	hale	NOUN
fsr-3441	76	17	and	and	CCONJ
fsr-3441	76	18	kachelmeier	kachelmeier	NOUN
fsr-3441	76	19	(	(	PUNCT
fsr-3441	76	20	2008	2008	NUM
fsr-3441	76	21	)	)	PUNCT
fsr-3441	76	22	show	show	VERB
fsr-3441	76	23	that	that	SCONJ
fsr-3441	76	24	insurance	insurance	NOUN
fsr-3441	76	25	decisions	decision	NOUN
fsr-3441	76	26	are	be	AUX
fsr-3441	76	27	affected	affect	VERB
fsr-3441	76	28	by	by	ADP
fsr-3441	76	29	biases	bias	NOUN
fsr-3441	76	30	in	in	ADP
fsr-3441	76	31	performance	performance	NOUN
fsr-3441	76	32	estimation	estimation	NOUN
fsr-3441	76	33	.	.	PUNCT
fsr-3441	77	1	for	for	ADP
fsr-3441	77	2	a	a	DET
fsr-3441	77	3	comprehensive	comprehensive	ADJ
fsr-3441	77	4	survey	survey	NOUN
fsr-3441	77	5	on	on	ADP
fsr-3441	77	6	the	the	DET
fsr-3441	77	7	experimental	experimental	ADJ
fsr-3441	77	8	literature	literature	NOUN
fsr-3441	77	9	on	on	ADP
fsr-3441	77	10	insurance	insurance	NOUN
fsr-3441	77	11	demand	demand	NOUN
fsr-3441	77	12	,	,	PUNCT
fsr-3441	77	13	see	see	VERB
fsr-3441	77	14	jaspersen	jaspersen	NOUN
fsr-3441	77	15	(	(	PUNCT
fsr-3441	77	16	2016	2016	NUM
fsr-3441	77	17	)	)	PUNCT
fsr-3441	77	18	who	who	PRON
fsr-3441	77	19	concludes	conclude	VERB
fsr-3441	77	20	that	that	SCONJ
fsr-3441	77	21	the	the	DET
fsr-3441	77	22	decision	decision	NOUN
fsr-3441	77	23	context	context	NOUN
fsr-3441	77	24	,	,	PUNCT
fsr-3441	77	25	decision	decision	NOUN
fsr-3441	77	26	task	task	NOUN
fsr-3441	77	27	,	,	PUNCT
fsr-3441	77	28	and	and	CCONJ
fsr-3441	77	29	the	the	DET
fsr-3441	77	30	use	use	NOUN
fsr-3441	77	31	of	of	ADP
fsr-3441	77	32	salient	salient	NOUN
fsr-3441	77	33	incentives	incentive	NOUN
fsr-3441	77	34	all	all	DET
fsr-3441	77	35	heavily	heavily	ADV
fsr-3441	77	36	influence	influence	VERB
fsr-3441	77	37	experimental	experimental	ADJ
fsr-3441	77	38	results	result	NOUN
fsr-3441	77	39	.	.	PUNCT
fsr-3441	78	1	in	in	ADP
fsr-3441	78	2	this	this	DET
fsr-3441	78	3	article	article	NOUN
fsr-3441	78	4	,	,	PUNCT
fsr-3441	78	5	we	we	PRON
fsr-3441	78	6	present	present	VERB
fsr-3441	78	7	the	the	DET
fsr-3441	78	8	results	result	NOUN
fsr-3441	78	9	of	of	ADP
fsr-3441	78	10	an	an	DET
fsr-3441	78	11	experimental	experimental	ADJ
fsr-3441	78	12	study	study	NOUN
fsr-3441	78	13	in	in	ADP
fsr-3441	78	14	which	which	PRON
fsr-3441	78	15	we	we	PRON
fsr-3441	78	16	first	first	ADV
fsr-3441	78	17	elicit	elicit	VERB
fsr-3441	78	18	participants	participant	NOUN
fsr-3441	78	19	’	'	PUNCT
fsr-3441	78	20	beliefs	belief	NOUN
fsr-3441	78	21	about	about	ADP
fsr-3441	78	22	risk	risk	NOUN
fsr-3441	78	23	perceptions	perception	NOUN
fsr-3441	78	24	,	,	PUNCT
fsr-3441	78	25	and	and	CCONJ
fsr-3441	78	26	then	then	ADV
fsr-3441	78	27	investigate	investigate	VERB
fsr-3441	78	28	their	their	PRON
fsr-3441	78	29	subsequent	subsequent	ADJ
fsr-3441	78	30	decisions	decision	NOUN
fsr-3441	78	31	in	in	ADP
fsr-3441	78	32	laboratory	laboratory	NOUN
fsr-3441	78	33	insurance	insurance	NOUN
fsr-3441	78	34	decision	decision	NOUN
fsr-3441	78	35	tasks	task	NOUN
fsr-3441	78	36	.	.	PUNCT
fsr-3441	79	1	3	3	X
fsr-3441	79	2	.	.	X
fsr-3441	79	3	experiment	experiment	NOUN
fsr-3441	79	4	procedures	procedure	NOUN
fsr-3441	79	5	and	and	CCONJ
fsr-3441	79	6	design	design	NOUN
fsr-3441	79	7	and	and	CCONJ
fsr-3441	79	8	hypotheses	hypothesis	NOUN
fsr-3441	79	9	in	in	ADP
fsr-3441	79	10	this	this	DET
fsr-3441	79	11	section	section	NOUN
fsr-3441	80	1	,	,	PUNCT
fsr-3441	80	2	we	we	PRON
fsr-3441	80	3	first	first	ADV
fsr-3441	80	4	describe	describe	VERB
fsr-3441	80	5	the	the	DET
fsr-3441	80	6	design	design	NOUN
fsr-3441	80	7	and	and	CCONJ
fsr-3441	80	8	procedures	procedure	NOUN
fsr-3441	80	9	used	use	VERB
fsr-3441	80	10	in	in	ADP
fsr-3441	80	11	this	this	DET
fsr-3441	80	12	laboratory	laboratory	NOUN
fsr-3441	80	13	experiment	experiment	NOUN
fsr-3441	80	14	,	,	PUNCT
fsr-3441	80	15	and	and	CCONJ
fsr-3441	80	16	then	then	ADV
fsr-3441	80	17	explain	explain	VERB
fsr-3441	80	18	how	how	SCONJ
fsr-3441	80	19	this	this	DET
fsr-3441	80	20	design	design	NOUN
fsr-3441	80	21	can	can	AUX
fsr-3441	80	22	be	be	AUX
fsr-3441	80	23	used	use	VERB
fsr-3441	80	24	to	to	PART
fsr-3441	80	25	test	test	VERB
fsr-3441	80	26	various	various	ADJ
fsr-3441	80	27	hypotheses	hypothesis	NOUN
fsr-3441	80	28	related	relate	VERB
fsr-3441	80	29	to	to	ADP
fsr-3441	80	30	the	the	DET
fsr-3441	80	31	effects	effect	NOUN
fsr-3441	80	32	of	of	ADP
fsr-3441	80	33	overconfidence	overconfidence	NOUN
fsr-3441	80	34	and	and	CCONJ
fsr-3441	80	35	optimism	optimism	NOUN
fsr-3441	80	36	on	on	ADP
fsr-3441	80	37	risk	risk	NOUN
fsr-3441	80	38	management	management	NOUN
fsr-3441	80	39	decisions	decision	NOUN
fsr-3441	80	40	.	.	PUNCT
fsr-3441	81	1	the	the	DET
fsr-3441	81	2	experiment	experiment	NOUN
fsr-3441	81	3	is	be	AUX
fsr-3441	81	4	designed	design	VERB
fsr-3441	81	5	with	with	ADP
fsr-3441	81	6	incentive	incentive	NOUN
fsr-3441	81	7	-	-	PUNCT
fsr-3441	81	8	compatible	compatible	ADJ
fsr-3441	81	9	earnings	earning	NOUN
fsr-3441	81	10	and	and	CCONJ
fsr-3441	81	11	risk	risk	NOUN
fsr-3441	81	12	management	management	NOUN
fsr-3441	81	13	tasks	task	NOUN
fsr-3441	81	14	.	.	PUNCT
fsr-3441	82	1	the	the	DET
fsr-3441	82	2	design	design	NOUN
fsr-3441	82	3	also	also	ADV
fsr-3441	82	4	includes	include	VERB
fsr-3441	82	5	an	an	DET
fsr-3441	82	6	indirectly	indirectly	ADV
fsr-3441	82	7	incentive	incentive	NOUN
fsr-3441	82	8	-	-	PUNCT
fsr-3441	82	9	compatible	compatible	ADJ
fsr-3441	82	10	frequency	frequency	NOUN
fsr-3441	82	11	estimation	estimation	NOUN
fsr-3441	82	12	task	task	NOUN
fsr-3441	82	13	to	to	PART
fsr-3441	82	14	elicit	elicit	VERB
fsr-3441	82	15	subjective	subjective	ADJ
fsr-3441	82	16	probabilities	probability	NOUN
fsr-3441	82	17	for	for	ADP
fsr-3441	82	18	losses	loss	NOUN
fsr-3441	82	19	that	that	PRON
fsr-3441	82	20	depend	depend	VERB
fsr-3441	82	21	on	on	ADP
fsr-3441	82	22	the	the	DET
fsr-3441	82	23	participants	participant	NOUN
fsr-3441	82	24	’	'	PUNCT
fsr-3441	82	25	own	own	ADJ
fsr-3441	82	26	ability	ability	NOUN
fsr-3441	82	27	and	and	CCONJ
fsr-3441	82	28	losses	loss	NOUN
fsr-3441	82	29	that	that	PRON
fsr-3441	82	30	are	be	AUX
fsr-3441	82	31	outside	outside	ADP
fsr-3441	82	32	of	of	ADP
fsr-3441	82	33	their	their	PRON
fsr-3441	82	34	influence.9	influence.9	NOUN
fsr-3441	82	35	the	the	DET
fsr-3441	82	36	reported	report	VERB
fsr-3441	82	37	subjective	subjective	ADJ
fsr-3441	82	38	probabilities	probability	NOUN
fsr-3441	82	39	allow	allow	VERB
fsr-3441	82	40	us	we	PRON
fsr-3441	82	41	to	to	PART
fsr-3441	82	42	measure	measure	VERB
fsr-3441	82	43	participants	participant	NOUN
fsr-3441	82	44	’	'	PUNCT
fsr-3441	82	45	overconfidence	overconfidence	NOUN
fsr-3441	82	46	in	in	ADP
fsr-3441	82	47	their	their	PRON
fsr-3441	82	48	own	own	ADJ
fsr-3441	82	49	performance	performance	NOUN
fsr-3441	82	50	as	as	ADV
fsr-3441	82	51	well	well	ADV
fsr-3441	82	52	as	as	ADP
fsr-3441	82	53	baseline	baseline	ADJ
fsr-3441	82	54	optimism	optimism	NOUN
fsr-3441	82	55	regarding	regard	VERB
fsr-3441	82	56	favorable	favorable	ADJ
fsr-3441	82	57	outcomes	outcome	NOUN
fsr-3441	82	58	.	.	PUNCT
fsr-3441	83	1	we	we	PRON
fsr-3441	83	2	use	use	VERB
fsr-3441	83	3	these	these	PRON
fsr-3441	83	4	to	to	PART
fsr-3441	83	5	estimate	estimate	VERB
fsr-3441	83	6	the	the	DET
fsr-3441	83	7	impact	impact	NOUN
fsr-3441	83	8	of	of	ADP
fsr-3441	83	9	overconfidence	overconfidence	NOUN
fsr-3441	83	10	and	and	CCONJ
fsr-3441	83	11	optimism	optimism	NOUN
fsr-3441	83	12	biases	bias	NOUN
fsr-3441	83	13	on	on	ADP
fsr-3441	83	14	incentivized	incentivize	VERB
fsr-3441	83	15	insurance	insurance	NOUN
fsr-3441	83	16	purchase	purchase	NOUN
fsr-3441	83	17	decisions	decision	NOUN
fsr-3441	83	18	under	under	ADP
fsr-3441	83	19	different	different	ADJ
fsr-3441	83	20	risk	risk	NOUN
fsr-3441	83	21	conditions	condition	NOUN
fsr-3441	83	22	.	.	PUNCT
fsr-3441	84	1	3.1	3.1	NUM
fsr-3441	84	2	.	.	PUNCT
fsr-3441	84	3	procedures	procedure	NOUN
fsr-3441	84	4	overview	overview	NOUN
fsr-3441	84	5	students	student	NOUN
fsr-3441	84	6	were	be	AUX
fsr-3441	84	7	recruited	recruit	VERB
fsr-3441	84	8	from	from	ADP
fsr-3441	84	9	business	business	NOUN
fsr-3441	84	10	classes	class	NOUN
fsr-3441	84	11	at	at	ADP
fsr-3441	84	12	a	a	DET
fsr-3441	84	13	large	large	ADJ
fsr-3441	84	14	university	university	NOUN
fsr-3441	84	15	to	to	PART
fsr-3441	84	16	participate	participate	VERB
fsr-3441	84	17	in	in	ADP
fsr-3441	84	18	a	a	DET
fsr-3441	84	19	paid	pay	VERB
fsr-3441	84	20	experiment	experiment	NOUN
fsr-3441	84	21	.	.	PUNCT
fsr-3441	85	1	all	all	DET
fsr-3441	85	2	sessions	session	NOUN
fsr-3441	85	3	were	be	AUX
fsr-3441	85	4	conducted	conduct	VERB
fsr-3441	85	5	with	with	ADP
fsr-3441	85	6	z	z	NOUN
fsr-3441	85	7	-	-	PUNCT
fsr-3441	85	8	tree	tree	NOUN
fsr-3441	85	9	(	(	PUNCT
fsr-3441	85	10	fischbacher	fischbacher	PROPN
fsr-3441	85	11	,	,	PUNCT
fsr-3441	85	12	2007	2007	NUM
fsr-3441	85	13	)	)	PUNCT
fsr-3441	85	14	in	in	ADP
fsr-3441	85	15	a	a	DET
fsr-3441	85	16	networked	networked	ADJ
fsr-3441	85	17	computer	computer	NOUN
fsr-3441	85	18	lab	lab	NOUN
fsr-3441	85	19	with	with	ADP
fsr-3441	85	20	partitioned	partition	VERB
fsr-3441	85	21	stations	station	NOUN
fsr-3441	85	22	.	.	PUNCT
fsr-3441	86	1	we	we	PRON
fsr-3441	86	2	conducted	conduct	VERB
fsr-3441	86	3	six	six	NUM
fsr-3441	86	4	sessions	session	NOUN
fsr-3441	86	5	,	,	PUNCT
fsr-3441	86	6	each	each	PRON
fsr-3441	86	7	with	with	ADP
fsr-3441	86	8	ten	ten	NUM
fsr-3441	86	9	participants	participant	NOUN
fsr-3441	86	10	,	,	PUNCT
fsr-3441	86	11	between	between	ADP
fsr-3441	86	12	june	june	PROPN
fsr-3441	86	13	and	and	CCONJ
fsr-3441	86	14	october	october	PROPN
fsr-3441	86	15	2013	2013	NUM
fsr-3441	86	16	.	.	PUNCT
fsr-3441	87	1	the	the	DET
fsr-3441	87	2	experiment	experiment	NOUN
fsr-3441	87	3	proceeded	proceed	VERB
fsr-3441	87	4	through	through	ADP
fsr-3441	87	5	two	two	NUM
fsr-3441	87	6	stages	stage	NOUN
fsr-3441	87	7	with	with	ADP
fsr-3441	87	8	steps	step	NOUN
fsr-3441	87	9	as	as	SCONJ
fsr-3441	87	10	summarized	summarize	VERB
fsr-3441	87	11	in	in	ADP
fsr-3441	87	12	table	table	NOUN
fsr-3441	87	13	1	1	NUM
fsr-3441	87	14	,	,	PUNCT
fsr-3441	87	15	including	include	VERB
fsr-3441	87	16	participation	participation	NOUN
fsr-3441	87	17	payment	payment	NOUN
fsr-3441	87	18	,	,	PUNCT
fsr-3441	87	19	earnings	earning	NOUN
fsr-3441	87	20	task	task	NOUN
fsr-3441	87	21	,	,	PUNCT
fsr-3441	87	22	instructions	instruction	NOUN
fsr-3441	87	23	,	,	PUNCT
fsr-3441	87	24	estimation	estimation	NOUN
fsr-3441	87	25	task	task	NOUN
fsr-3441	87	26	,	,	PUNCT
fsr-3441	87	27	and	and	CCONJ
fsr-3441	87	28	risk	risk	NOUN
fsr-3441	87	29	management	management	NOUN
fsr-3441	87	30	task	task	NOUN
fsr-3441	87	31	.	.	PUNCT
fsr-3441	88	1	after	after	SCONJ
fsr-3441	88	2	participants	participant	NOUN
fsr-3441	88	3	were	be	AUX
fsr-3441	88	4	paid	pay	VERB
fsr-3441	88	5	$	$	SYM
fsr-3441	88	6	15	15	NUM
fsr-3441	88	7	up	up	ADP
fsr-3441	88	8	-	-	PUNCT
fsr-3441	88	9	front	front	NOUN
fsr-3441	88	10	in	in	ADP
fsr-3441	88	11	cash	cash	NOUN
fsr-3441	88	12	(	(	PUNCT
fsr-3441	88	13	never	never	ADV
fsr-3441	88	14	at	at	ADP
fsr-3441	88	15	risk	risk	NOUN
fsr-3441	88	16	of	of	ADP
fsr-3441	88	17	loss	loss	NOUN
fsr-3441	88	18	)	)	PUNCT
fsr-3441	88	19	and	and	CCONJ
fsr-3441	88	20	learned	learn	VERB
fsr-3441	88	21	the	the	DET
fsr-3441	88	22	experiment	experiment	NOUN
fsr-3441	88	23	procedures	procedure	NOUN
fsr-3441	88	24	,	,	PUNCT
fsr-3441	88	25	they	they	PRON
fsr-3441	88	26	earned	earn	VERB
fsr-3441	88	27	$	$	SYM
fsr-3441	88	28	60	60	NUM
fsr-3441	88	29	for	for	ADP
fsr-3441	88	30	correctly	correctly	ADV
fsr-3441	88	31	answering	answer	VERB
fsr-3441	88	32	at	at	ADV
fsr-3441	88	33	least	least	ADV
fsr-3441	88	34	eight	eight	NUM
fsr-3441	88	35	questions	question	NOUN
fsr-3441	88	36	on	on	ADP
fsr-3441	88	37	a	a	DET
fsr-3441	88	38	quiz	quiz	NOUN
fsr-3441	88	39	comprised	comprise	VERB
fsr-3441	88	40	of	of	ADP
fsr-3441	88	41	twenty	twenty	NUM
fsr-3441	88	42	questions	question	NOUN
fsr-3441	88	43	drawn	draw	VERB
fsr-3441	88	44	from	from	ADP
fsr-3441	88	45	previous	previous	ADJ
fsr-3441	88	46	driver	driver	NOUN
fsr-3441	88	47	licensing	licensing	NOUN
fsr-3441	88	48	exams	exam	NOUN
fsr-3441	88	49	for	for	ADP
fsr-3441	88	50	the	the	DET
fsr-3441	88	51	state	state	NOUN
fsr-3441	88	52	in	in	ADP
fsr-3441	88	53	which	which	PRON
fsr-3441	88	54	their	their	PRON
fsr-3441	88	55	university	university	NOUN
fsr-3441	88	56	was	be	AUX
fsr-3441	88	57	located.10,11	located.10,11	NOUN
fsr-3441	88	58	for	for	ADP
fsr-3441	88	59	each	each	DET
fsr-3441	88	60	question	question	NOUN
fsr-3441	88	61	,	,	PUNCT
fsr-3441	88	62	participants	participant	NOUN
fsr-3441	88	63	were	be	AUX
fsr-3441	88	64	asked	ask	VERB
fsr-3441	88	65	to	to	PART
fsr-3441	88	66	indicate	indicate	VERB
fsr-3441	88	67	whether	whether	SCONJ
fsr-3441	88	68	they	they	PRON
fsr-3441	88	69	were	be	AUX
fsr-3441	88	70	sure	sure	ADJ
fsr-3441	88	71	they	they	PRON
fsr-3441	88	72	had	have	AUX
fsr-3441	88	73	answered	answer	VERB
fsr-3441	88	74	it	it	PRON
fsr-3441	88	75	correctly	correctly	ADV
fsr-3441	88	76	.	.	PUNCT
fsr-3441	89	1	to	to	PART
fsr-3441	89	2	incentivize	incentivize	VERB
fsr-3441	89	3	participants	participant	NOUN
fsr-3441	89	4	to	to	PART
fsr-3441	89	5	carefully	carefully	ADV
fsr-3441	89	6	make	make	VERB
fsr-3441	89	7	these	these	DET
fsr-3441	89	8	assessments	assessment	NOUN
fsr-3441	89	9	,	,	PUNCT
fsr-3441	89	10	the	the	DET
fsr-3441	89	11	instructions	instruction	NOUN
fsr-3441	89	12	clearly	clearly	ADV
fsr-3441	89	13	explained	explain	VERB
fsr-3441	89	14	the	the	DET
fsr-3441	89	15	relationship	relationship	NOUN
fsr-3441	89	16	between	between	ADP
fsr-3441	89	17	their	their	PRON
fsr-3441	89	18	quiz	quiz	NOUN
fsr-3441	89	19	performance	performance	NOUN
fsr-3441	89	20	,	,	PUNCT
fsr-3441	89	21	others	other	NOUN
fsr-3441	89	22	’	’	PART
fsr-3441	89	23	quiz	quiz	NOUN
fsr-3441	89	24	performance	performance	NOUN
fsr-3441	89	25	,	,	PUNCT
fsr-3441	89	26	the	the	DET
fsr-3441	89	27	probability	probability	NOUN
fsr-3441	89	28	of	of	ADP
fsr-3441	89	29	loss	loss	NOUN
fsr-3441	89	30	,	,	PUNCT
fsr-3441	89	31	and	and	CCONJ
fsr-3441	89	32	their	their	PRON
fsr-3441	89	33	expected	expect	VERB
fsr-3441	89	34	earnings	earning	NOUN
fsr-3441	89	35	from	from	ADP
fsr-3441	89	36	the	the	DET
fsr-3441	89	37	experiment	experiment	NOUN
fsr-3441	89	38	.	.	PUNCT
fsr-3441	90	1	after	after	SCONJ
fsr-3441	90	2	participants	participant	NOUN
fsr-3441	90	3	demonstrated	demonstrate	VERB
fsr-3441	90	4	their	their	PRON
fsr-3441	90	5	understanding	understanding	NOUN
fsr-3441	90	6	of	of	ADP
fsr-3441	90	7	these	these	DET
fsr-3441	90	8	j.	j.	PROPN
fsr-3441	90	9	coats	coats	PROPN
fsr-3441	90	10	,	,	PUNCT
fsr-3441	90	11	v.	v.	ADP
fsr-3441	90	12	bajtelsmit	bajtelsmit	NOUN
fsr-3441	90	13	/	/	SYM
fsr-3441	90	14	financial	financial	ADJ
fsr-3441	90	15	services	service	NOUN
fsr-3441	90	16	review	review	VERB
fsr-3441	90	17	29	29	NUM
fsr-3441	90	18	(	(	PUNCT
fsr-3441	90	19	2021	2021	NUM
fsr-3441	90	20	)	)	PUNCT
fsr-3441	91	1	1–28	1–28	NOUN
fsr-3441	91	2	5	5	NUM
fsr-3441	91	3	t	t	PROPN
fsr-3441	91	4	ab	ab	X
fsr-3441	91	5	le	le	X
fsr-3441	91	6	1	1	NUM
fsr-3441	91	7	e	e	NOUN
fsr-3441	91	8	x	x	X
fsr-3441	91	9	p	p	X
fsr-3441	92	1	er	er	INTJ
fsr-3441	92	2	i	i	PRON
fsr-3441	92	3	m	m	VERB
fsr-3441	92	4	en	en	ADP
fsr-3441	92	5	ta	ta	X
fsr-3441	92	6	l	l	PROPN
fsr-3441	92	7	p	p	PROPN
fsr-3441	92	8	ro	ro	PROPN
fsr-3441	92	9	ce	ce	PROPN
fsr-3441	92	10	d	d	X
fsr-3441	92	11	u	u	PROPN
fsr-3441	92	12	re	re	PROPN
fsr-3441	92	13	s	s	PROPN
fsr-3441	92	14	f	f	PROPN
fsr-3441	92	15	ir	ir	PROPN
fsr-3441	92	16	st	st	PROPN
fsr-3441	92	17	st	st	PROPN
fsr-3441	92	18	ag	ag	PROPN
fsr-3441	92	19	e	e	PROPN
fsr-3441	92	20	s	s	PROPN
fsr-3441	92	21	te	te	X
fsr-3441	92	22	p	p	NOUN
fsr-3441	92	23	1	1	NUM
fsr-3441	92	24	•	•	NUM
fsr-3441	92	25	$	$	SYM
fsr-3441	92	26	1	1	NUM
fsr-3441	92	27	5	5	NUM
fsr-3441	92	28	in	in	ADP
fsr-3441	92	29	ca	can	AUX
fsr-3441	92	30	sh	sh	INTJ
fsr-3441	93	1	i	i	PRON
fsr-3441	93	2	m	m	VERB
fsr-3441	93	3	m	m	VERB
fsr-3441	94	1	ed	ed	PROPN
fsr-3441	94	2	ia	ia	PROPN
fsr-3441	94	3	te	te	X
fsr-3441	94	4	ly	ly	ADP
fsr-3441	94	5	u	u	PROPN
fsr-3441	94	6	p	p	NOUN
fsr-3441	94	7	o	o	X
fsr-3441	94	8	n	n	X
fsr-3441	94	9	en	en	ADP
fsr-3441	94	10	te	te	X
fsr-3441	94	11	ri	ri	PROPN
fsr-3441	94	12	n	n	CCONJ
fsr-3441	94	13	g	g	PROPN
fsr-3441	94	14	la	la	PROPN
fsr-3441	94	15	b	b	PROPN
fsr-3441	94	16	.	.	PUNCT
fsr-3441	95	1	p	p	PROPN
fsr-3441	95	2	ar	ar	PROPN
fsr-3441	95	3	ti	ti	PROPN
fsr-3441	95	4	ci	ci	PROPN
fsr-3441	95	5	p	p	PROPN
fsr-3441	95	6	at	at	ADP
fsr-3441	95	7	io	io	PROPN
fsr-3441	95	8	n	n	PRON
fsr-3441	95	9	p	p	X
fsr-3441	95	10	ay	ay	PROPN
fsr-3441	95	11	m	m	PROPN
fsr-3441	95	12	en	en	ADP
fsr-3441	95	13	t	t	PROPN
fsr-3441	95	14	an	an	DET
fsr-3441	95	15	d	d	X
fsr-3441	95	16	p	p	X
fsr-3441	95	17	ro	ro	X
fsr-3441	95	18	ce	ce	PROPN
fsr-3441	95	19	d	d	X
fsr-3441	95	20	u	u	PROPN
fsr-3441	95	21	re	re	VERB
fsr-3441	95	22	s	s	NOUN
fsr-3441	95	23	o	o	NOUN
fsr-3441	95	24	v	v	ADP
fsr-3441	95	25	er	er	INTJ
fsr-3441	95	26	v	v	INTJ
fsr-3441	95	27	ie	ie	ADV
fsr-3441	95	28	w	w	PROPN
fsr-3441	95	29	•	•	NOUN
fsr-3441	95	30	a	a	DET
fsr-3441	95	31	g	g	NOUN
fsr-3441	95	32	en	en	PROPN
fsr-3441	95	33	d	d	PROPN
fsr-3441	95	34	a	a	PRON
fsr-3441	95	35	fo	fo	ADP
fsr-3441	95	36	r	r	NOUN
fsr-3441	95	37	ea	ea	PROPN
fsr-3441	95	38	rn	rn	PROPN
fsr-3441	95	39	in	in	ADP
fsr-3441	95	40	g	g	PROPN
fsr-3441	95	41	s	s	PROPN
fsr-3441	95	42	an	an	DET
fsr-3441	95	43	d	d	X
fsr-3441	95	44	ri	ri	NOUN
fsr-3441	95	45	sk	sk	PROPN
fsr-3441	95	46	m	m	PROPN
fsr-3441	95	47	an	an	DET
fsr-3441	95	48	ag	ag	PROPN
fsr-3441	95	49	em	em	PRON
fsr-3441	95	50	en	en	PROPN
fsr-3441	95	51	t	t	X
fsr-3441	95	52	ta	ta	AUX
fsr-3441	95	53	sk	sk	VERB
fsr-3441	95	54	s.	s.	PROPN
fsr-3441	95	55	s	s	PART
fsr-3441	95	56	te	te	PROPN
fsr-3441	95	57	p	p	X
fsr-3441	95	58	2	2	NUM
fsr-3441	95	59	•	•	NUM
fsr-3441	95	60	t	t	PROPN
fsr-3441	95	61	w	w	NOUN
fsr-3441	95	62	en	en	PROPN
fsr-3441	95	63	ty	ty	INTJ
fsr-3441	95	64	m	m	NOUN
fsr-3441	95	65	u	u	NOUN
fsr-3441	95	66	lt	lt	NOUN
fsr-3441	95	67	ip	ip	VERB
fsr-3441	95	68	le	le	X
fsr-3441	95	69	ch	ch	NOUN
fsr-3441	95	70	o	o	X
fsr-3441	95	71	ic	ic	PROPN
fsr-3441	95	72	e	e	PROPN
fsr-3441	95	73	d	d	PROPN
fsr-3441	95	74	ri	ri	PROPN
fsr-3441	95	75	v	v	NOUN
fsr-3441	95	76	in	in	ADP
fsr-3441	95	77	g	g	PROPN
fsr-3441	95	78	q	q	PROPN
fsr-3441	95	79	u	u	NOUN
fsr-3441	95	80	iz	iz	NOUN
fsr-3441	95	81	q	q	PUNCT
fsr-3441	95	82	u	u	NOUN
fsr-3441	95	83	es	es	X
fsr-3441	95	84	ti	ti	NOUN
fsr-3441	95	85	o	o	NOUN
fsr-3441	95	86	n	n	NOUN
fsr-3441	95	87	s	s	NOUN
fsr-3441	95	88	d	d	NOUN
fsr-3441	95	89	is	be	AUX
fsr-3441	95	90	tr	tr	VERB
fsr-3441	95	91	ib	ib	NOUN
fsr-3441	95	92	u	u	NOUN
fsr-3441	95	93	te	te	PROPN
fsr-3441	95	94	d	d	X
fsr-3441	95	95	o	o	PROPN
fsr-3441	96	1	n	n	PRON
fsr-3441	96	2	p	p	X
fsr-3441	96	3	ap	ap	INTJ
fsr-3441	97	1	er	er	INTJ
fsr-3441	97	2	.	.	PUNCT
fsr-3441	98	1	e	e	PROPN
fsr-3441	98	2	ar	ar	PROPN
fsr-3441	98	3	n	n	PROPN
fsr-3441	98	4	in	in	ADP
fsr-3441	98	5	g	g	PROPN
fsr-3441	98	6	s	s	PART
fsr-3441	98	7	ta	ta	AUX
fsr-3441	98	8	sk	sk	VERB
fsr-3441	98	9	•	•	NUM
fsr-3441	98	10	m	m	NOUN
fsr-3441	98	11	o	o	NOUN
fsr-3441	98	12	n	n	X
fsr-3441	98	13	et	et	PROPN
fsr-3441	98	14	ar	ar	PROPN
fsr-3441	98	15	y	y	PROPN
fsr-3441	98	16	in	in	ADP
fsr-3441	98	17	ce	ce	PROPN
fsr-3441	98	18	n	n	CCONJ
fsr-3441	98	19	ti	ti	X
fsr-3441	98	20	v	v	ADP
fsr-3441	98	21	es	es	NOUN
fsr-3441	98	22	to	to	ADP
fsr-3441	98	23	an	an	DET
fsr-3441	98	24	sw	sw	PROPN
fsr-3441	98	25	er	er	INTJ
fsr-3441	98	26	co	co	NOUN
fsr-3441	98	27	rr	rr	PROPN
fsr-3441	98	28	ec	ec	PROPN
fsr-3441	98	29	tl	tl	PROPN
fsr-3441	98	30	y	y	PROPN
fsr-3441	98	31	.	.	PUNCT
fsr-3441	99	1	•	•	INTJ
fsr-3441	99	2	in	in	ADP
fsr-3441	99	3	d	d	X
fsr-3441	99	4	ic	ic	PROPN
fsr-3441	99	5	at	at	ADP
fsr-3441	99	6	e	e	PROPN
fsr-3441	99	7	w	w	NOUN
fsr-3441	99	8	h	h	NOUN
fsr-3441	100	1	et	et	NOUN
fsr-3441	100	2	h	h	NOUN
fsr-3441	100	3	er	er	INTJ
fsr-3441	100	4	su	su	PROPN
fsr-3441	100	5	re	re	PROPN
fsr-3441	100	6	o	o	PROPN
fsr-3441	100	7	f	f	PROPN
fsr-3441	100	8	an	an	DET
fsr-3441	100	9	sw	sw	PROPN
fsr-3441	100	10	er	er	INTJ
fsr-3441	100	11	.	.	PUNCT
fsr-3441	101	1	s	s	PART
fsr-3441	101	2	te	te	PROPN
fsr-3441	101	3	p	p	X
fsr-3441	101	4	3	3	NUM
fsr-3441	101	5	•	•	NOUN
fsr-3441	101	6	r	r	NOUN
fsr-3441	101	7	is	be	AUX
fsr-3441	101	8	k	k	PROPN
fsr-3441	101	9	m	m	VERB
fsr-3441	101	10	an	an	DET
fsr-3441	101	11	ag	ag	PROPN
fsr-3441	101	12	em	em	PRON
fsr-3441	101	13	en	en	PROPN
fsr-3441	101	14	t	t	X
fsr-3441	101	15	ta	ta	AUX
fsr-3441	101	16	sk	sk	VERB
fsr-3441	101	17	in	in	ADP
fsr-3441	101	18	st	st	PROPN
fsr-3441	101	19	ru	ru	PROPN
fsr-3441	101	20	ct	ct	PROPN
fsr-3441	101	21	io	io	PROPN
fsr-3441	101	22	n	n	PROPN
fsr-3441	101	23	s	s	PROPN
fsr-3441	101	24	d	d	NOUN
fsr-3441	101	25	is	be	AUX
fsr-3441	101	26	tr	tr	VERB
fsr-3441	101	27	ib	ib	NOUN
fsr-3441	101	28	u	u	NOUN
fsr-3441	101	29	te	te	PROPN
fsr-3441	101	30	d	d	X
fsr-3441	101	31	an	an	DET
fsr-3441	101	32	d	d	X
fsr-3441	101	33	re	re	X
fsr-3441	101	34	ad	ad	NOUN
fsr-3441	101	35	al	al	PROPN
fsr-3441	101	36	o	o	PROPN
fsr-3441	102	1	u	u	PROPN
fsr-3441	102	2	d	d	X
fsr-3441	102	3	.	.	PUNCT
fsr-3441	103	1	in	in	ADP
fsr-3441	103	2	st	st	PROPN
fsr-3441	103	3	ru	ru	PROPN
fsr-3441	103	4	ct	ct	PROPN
fsr-3441	103	5	io	io	PROPN
fsr-3441	103	6	n	n	PROPN
fsr-3441	103	7	s	s	NOUN
fsr-3441	103	8	•	•	NOUN
fsr-3441	103	9	r	r	NOUN
fsr-3441	103	10	el	el	PROPN
fsr-3441	103	11	at	at	ADP
fsr-3441	103	12	io	io	PROPN
fsr-3441	103	13	n	n	PROPN
fsr-3441	103	14	b	b	PROPN
fsr-3441	103	15	et	et	PROPN
fsr-3441	103	16	w	w	PROPN
fsr-3441	103	17	ee	ee	PROPN
fsr-3441	103	18	n	n	PROPN
fsr-3441	103	19	ea	ea	PROPN
fsr-3441	103	20	rn	rn	PROPN
fsr-3441	103	21	in	in	ADP
fsr-3441	103	22	g	g	PROPN
fsr-3441	103	23	s	s	PROPN
fsr-3441	103	24	,	,	PUNCT
fsr-3441	103	25	es	es	ADP
fsr-3441	103	26	ti	ti	X
fsr-3441	103	27	m	m	NOUN
fsr-3441	103	28	at	at	ADP
fsr-3441	103	29	io	io	PROPN
fsr-3441	103	30	n	n	PROPN
fsr-3441	103	31	,	,	PUNCT
fsr-3441	103	32	an	an	DET
fsr-3441	103	33	d	d	X
fsr-3441	103	34	ri	ri	PROPN
fsr-3441	103	35	sk	sk	PROPN
fsr-3441	103	36	m	m	PROPN
fsr-3441	103	37	an	an	DET
fsr-3441	103	38	ag	ag	PROPN
fsr-3441	103	39	em	em	PRON
fsr-3441	103	40	en	en	PROPN
fsr-3441	103	41	t	t	X
fsr-3441	103	42	ta	ta	AUX
fsr-3441	103	43	sk	sk	ADP
fsr-3441	103	44	s	s	PROPN
fsr-3441	103	45	ex	ex	NOUN
fsr-3441	103	46	p	p	X
fsr-3441	103	47	la	la	PROPN
fsr-3441	103	48	in	in	ADP
fsr-3441	103	49	ed	ed	PROPN
fsr-3441	104	1	w	w	NOUN
fsr-3441	105	1	it	it	PRON
fsr-3441	106	1	h	h	VERB
fsr-3441	107	1	ex	ex	NOUN
fsr-3441	107	2	am	be	AUX
fsr-3441	107	3	p	p	X
fsr-3441	107	4	le	le	X
fsr-3441	107	5	s.	s.	PROPN
fsr-3441	107	6	•	•	NUM
fsr-3441	107	7	in	in	ADP
fsr-3441	107	8	st	st	PROPN
fsr-3441	107	9	ru	ru	PROPN
fsr-3441	107	10	ct	ct	PROPN
fsr-3441	107	11	io	io	PROPN
fsr-3441	107	12	n	n	PROPN
fsr-3441	107	13	s	s	PROPN
fsr-3441	107	14	as	as	ADP
fsr-3441	107	15	se	se	INTJ
fsr-3441	107	16	ss	ss	NOUN
fsr-3441	107	17	m	m	VERB
fsr-3441	107	18	en	en	PROPN
fsr-3441	107	19	t	t	PROPN
fsr-3441	107	20	an	an	DET
fsr-3441	107	21	d	d	X
fsr-3441	107	22	re	re	NOUN
fsr-3441	107	23	v	v	NOUN
fsr-3441	107	24	ie	ie	ADV
fsr-3441	107	25	w	w	PROPN
fsr-3441	107	26	.	.	PUNCT
fsr-3441	108	1	s	s	VERB
fsr-3441	108	2	te	te	PROPN
fsr-3441	108	3	p	p	PROPN
fsr-3441	108	4	4	4	NUM
fsr-3441	108	5	•	•	NOUN
fsr-3441	108	6	e	e	NOUN
fsr-3441	108	7	n	n	NOUN
fsr-3441	108	8	te	te	ADP
fsr-3441	108	9	r	r	NOUN
fsr-3441	108	10	d	d	X
fsr-3441	108	11	ri	ri	PROPN
fsr-3441	108	12	v	v	NOUN
fsr-3441	108	13	in	in	ADP
fsr-3441	108	14	g	g	PROPN
fsr-3441	108	15	q	q	PROPN
fsr-3441	108	16	u	u	NOUN
fsr-3441	108	17	iz	iz	INTJ
fsr-3441	108	18	fi	fi	NOUN
fsr-3441	108	19	n	n	PROPN
fsr-3441	108	20	al	al	PROPN
fsr-3441	108	21	an	an	DET
fsr-3441	108	22	sw	sw	PROPN
fsr-3441	109	1	er	er	INTJ
fsr-3441	109	2	s	s	VERB
fsr-3441	109	3	an	an	DET
fsr-3441	109	4	d	d	X
fsr-3441	109	5	w	w	PROPN
fsr-3441	109	6	h	h	NOUN
fsr-3441	110	1	et	et	NOUN
fsr-3441	110	2	h	h	NOUN
fsr-3441	110	3	er	er	INTJ
fsr-3441	110	4	su	su	PROPN
fsr-3441	110	5	re	re	PROPN
fsr-3441	110	6	o	o	PROPN
fsr-3441	110	7	f	f	PROPN
fsr-3441	110	8	ea	ea	PROPN
fsr-3441	110	9	ch	ch	PROPN
fsr-3441	110	10	.	.	PUNCT
fsr-3441	111	1	e	e	PROPN
fsr-3441	111	2	st	st	PROPN
fsr-3441	112	1	i	i	PRON
fsr-3441	112	2	m	m	VERB
fsr-3441	112	3	at	at	ADP
fsr-3441	112	4	io	io	PROPN
fsr-3441	113	1	n	n	PART
fsr-3441	113	2	ta	ta	AUX
fsr-3441	113	3	sk	sk	VERB
fsr-3441	113	4	•	•	NUM
fsr-3441	113	5	e	e	NOUN
fsr-3441	113	6	n	n	NOUN
fsr-3441	113	7	te	te	ADP
fsr-3441	113	8	r	r	NOUN
fsr-3441	113	9	es	es	X
fsr-3441	113	10	ti	ti	NOUN
fsr-3441	113	11	m	m	NOUN
fsr-3441	113	12	at	at	ADP
fsr-3441	113	13	e	e	X
fsr-3441	113	14	o	o	NOUN
fsr-3441	113	15	f	f	X
fsr-3441	113	16	o	o	X
fsr-3441	113	17	w	w	PROPN
fsr-3441	113	18	n	n	PROPN
fsr-3441	113	19	sc	sc	NOUN
fsr-3441	113	20	o	o	X
fsr-3441	113	21	re	re	NOUN
fsr-3441	113	22	.	.	PUNCT
fsr-3441	114	1	•	•	NUM
fsr-3441	114	2	e	e	X
fsr-3441	114	3	n	n	X
fsr-3441	114	4	te	te	ADP
fsr-3441	114	5	r	r	NOUN
fsr-3441	114	6	es	es	X
fsr-3441	114	7	ti	ti	NOUN
fsr-3441	114	8	m	m	NOUN
fsr-3441	114	9	at	at	ADP
fsr-3441	114	10	e	e	X
fsr-3441	114	11	o	o	NOUN
fsr-3441	114	12	f	f	X
fsr-3441	114	13	av	av	PROPN
fsr-3441	114	14	er	er	INTJ
fsr-3441	114	15	ag	ag	PROPN
fsr-3441	114	16	e	e	PROPN
fsr-3441	114	17	sc	sc	PROPN
fsr-3441	114	18	o	o	X
fsr-3441	114	19	re	re	X
fsr-3441	114	20	ea	ea	PROPN
fsr-3441	114	21	rn	rn	PROPN
fsr-3441	114	22	ed	ed	PROPN
fsr-3441	114	23	b	b	PROPN
fsr-3441	114	24	y	y	PROPN
fsr-3441	114	25	o	o	X
fsr-3441	114	26	th	th	INTJ
fsr-3441	114	27	er	er	INTJ
fsr-3441	114	28	p	p	X
fsr-3441	114	29	ar	ar	PROPN
fsr-3441	114	30	ti	ti	PROPN
fsr-3441	114	31	ci	ci	PROPN
fsr-3441	114	32	p	p	NOUN
fsr-3441	114	33	an	an	DET
fsr-3441	114	34	ts	ts	X
fsr-3441	114	35	.	.	PUNCT
fsr-3441	114	36	s	s	PART
fsr-3441	114	37	ec	ec	PROPN
fsr-3441	114	38	o	o	NOUN
fsr-3441	114	39	n	n	PROPN
fsr-3441	115	1	d	d	PROPN
fsr-3441	115	2	st	st	PROPN
fsr-3441	115	3	ag	ag	PROPN
fsr-3441	115	4	e	e	PROPN
fsr-3441	115	5	s	s	PROPN
fsr-3441	115	6	te	te	X
fsr-3441	115	7	p	p	NOUN
fsr-3441	115	8	1	1	NUM
fsr-3441	115	9	•	•	NUM
fsr-3441	115	10	n	n	NOUN
fsr-3441	115	11	o	o	NOUN
fsr-3441	115	12	m	m	NOUN
fsr-3441	115	13	is	be	AUX
fsr-3441	115	14	ta	ta	ADP
fsr-3441	115	15	k	k	PROPN
fsr-3441	115	16	es	es	PROPN
fsr-3441	115	17	,	,	PUNCT
fsr-3441	115	18	o	o	PROPN
fsr-3441	115	19	w	w	NOUN
fsr-3441	115	20	n	n	VERB
fsr-3441	115	21	m	m	VERB
fsr-3441	115	22	is	be	AUX
fsr-3441	115	23	ta	ta	AUX
fsr-3441	115	24	k	k	PROPN
fsr-3441	115	25	es	es	PROPN
fsr-3441	115	26	,	,	PUNCT
fsr-3441	115	27	an	an	PRON
fsr-3441	115	28	d	d	X
fsr-3441	115	29	o	o	X
fsr-3441	115	30	th	th	X
fsr-3441	115	31	er	er	INTJ
fsr-3441	115	32	s	s	NOUN
fsr-3441	115	33	’	'	PUNCT
fsr-3441	115	34	m	m	VERB
fsr-3441	115	35	is	be	AUX
fsr-3441	115	36	ta	ta	ADP
fsr-3441	115	37	k	k	PROPN
fsr-3441	115	38	es	es	ADP
fsr-3441	115	39	tr	tr	PROPN
fsr-3441	115	40	ea	ea	X
fsr-3441	115	41	tm	tm	NOUN
fsr-3441	115	42	en	en	ADP
fsr-3441	115	43	ts	ts	X
fsr-3441	115	44	.	.	PUNCT
fsr-3441	116	1	r	r	NOUN
fsr-3441	116	2	is	be	AUX
fsr-3441	116	3	k	k	PROPN
fsr-3441	116	4	m	m	VERB
fsr-3441	116	5	an	an	DET
fsr-3441	116	6	ag	ag	PROPN
fsr-3441	116	7	em	em	PRON
fsr-3441	116	8	en	en	PROPN
fsr-3441	116	9	t	t	X
fsr-3441	116	10	ta	ta	INTJ
fsr-3441	116	11	sk	sk	PROPN
fsr-3441	116	12	s	s	PROPN
fsr-3441	116	13	•	•	NUM
fsr-3441	116	14	p	p	NOUN
fsr-3441	116	15	re	re	ADP
fsr-3441	116	16	ca	can	AUX
fsr-3441	116	17	u	u	NOUN
fsr-3441	116	18	ti	ti	NOUN
fsr-3441	116	19	o	o	NOUN
fsr-3441	116	20	n	n	PROPN
fsr-3441	116	21	,	,	PUNCT
fsr-3441	116	22	in	in	ADP
fsr-3441	116	23	su	su	PROPN
fsr-3441	116	24	ra	ra	PROPN
fsr-3441	116	25	n	n	PROPN
fsr-3441	116	26	ce	ce	PROPN
fsr-3441	116	27	,	,	PUNCT
fsr-3441	116	28	an	an	DET
fsr-3441	116	29	d	d	NOUN
fsr-3441	116	30	in	in	ADP
fsr-3441	116	31	it	it	PRON
fsr-3441	116	32	ia	ia	NOUN
fsr-3441	116	33	l	l	NOUN
fsr-3441	116	34	p	p	PROPN
fsr-3441	116	35	ro	ro	PROPN
fsr-3441	116	36	b	b	PROPN
fsr-3441	116	37	ab	ab	PROPN
fsr-3441	116	38	il	il	PROPN
fsr-3441	117	1	it	it	PRON
fsr-3441	118	1	y	y	NOUN
fsr-3441	118	2	o	o	INTJ
fsr-3441	119	1	f	f	X
fsr-3441	119	2	lo	lo	NOUN
fsr-3441	119	3	ss	ss	PROPN
fsr-3441	119	4	tr	tr	PROPN
fsr-3441	119	5	ea	ea	PROPN
fsr-3441	119	6	tm	tm	PROPN
fsr-3441	119	7	en	en	PROPN
fsr-3441	119	8	t	t	PROPN
fsr-3441	119	9	m	m	VERB
fsr-3441	119	10	an	an	DET
fsr-3441	119	11	ip	ip	NOUN
fsr-3441	119	12	u	u	NOUN
fsr-3441	119	13	la	la	ADP
fsr-3441	119	14	ti	ti	X
fsr-3441	119	15	o	o	NOUN
fsr-3441	119	16	n	n	PROPN
fsr-3441	119	17	s	s	PROPN
fsr-3441	119	18	p	p	X
fsr-3441	119	19	re	re	X
fsr-3441	119	20	se	se	X
fsr-3441	119	21	n	n	X
fsr-3441	119	22	te	te	PROPN
fsr-3441	119	23	d	d	PROPN
fsr-3441	119	24	in	in	ADP
fsr-3441	119	25	ra	ra	PROPN
fsr-3441	120	1	n	n	ADV
fsr-3441	121	1	d	d	X
fsr-3441	121	2	o	o	X
fsr-3441	121	3	m	m	VERB
fsr-3441	121	4	o	o	NOUN
fsr-3441	121	5	rd	rd	NOUN
fsr-3441	121	6	er	er	INTJ
fsr-3441	121	7	.	.	PUNCT
fsr-3441	122	1	s	s	VERB
fsr-3441	122	2	te	te	X
fsr-3441	122	3	p	p	X
fsr-3441	122	4	2	2	NUM
fsr-3441	122	5	•	•	NOUN
fsr-3441	122	6	c	c	NOUN
fsr-3441	123	1	o	o	NOUN
fsr-3441	123	2	m	m	VERB
fsr-3441	123	3	p	p	X
fsr-3441	123	4	le	le	X
fsr-3441	123	5	te	te	PROPN
fsr-3441	123	6	al	al	PROPN
fsr-3441	123	7	l	l	PROPN
fsr-3441	124	1	d	d	X
fsr-3441	124	2	ec	ec	PROPN
fsr-3441	124	3	is	be	AUX
fsr-3441	124	4	io	io	PROPN
fsr-3441	124	5	n	n	PROPN
fsr-3441	124	6	s	s	PROPN
fsr-3441	124	7	,	,	PUNCT
fsr-3441	124	8	th	th	X
fsr-3441	124	9	en	en	X
fsr-3441	124	10	re	re	X
fsr-3441	124	11	v	v	X
fsr-3441	124	12	ie	ie	PROPN
fsr-3441	124	13	w	w	PROPN
fsr-3441	124	14	ea	ea	PROPN
fsr-3441	124	15	ch	ch	NOUN
fsr-3441	124	16	,	,	PUNCT
fsr-3441	124	17	o	o	PROPN
fsr-3441	124	18	n	n	CCONJ
fsr-3441	124	19	e	e	NOUN
fsr-3441	124	20	at	at	ADP
fsr-3441	124	21	a	a	DET
fsr-3441	124	22	ti	ti	NOUN
fsr-3441	124	23	m	m	NOUN
fsr-3441	124	24	e.	e.	PROPN
fsr-3441	124	25	r	r	PROPN
fsr-3441	124	26	ev	ev	X
fsr-3441	124	27	ie	ie	X
fsr-3441	124	28	w	w	PROPN
fsr-3441	124	29	al	al	PROPN
fsr-3441	124	30	l	l	PROPN
fsr-3441	125	1	d	d	X
fsr-3441	125	2	ec	ec	PROPN
fsr-3441	125	3	is	be	AUX
fsr-3441	125	4	io	io	PROPN
fsr-3441	125	5	n	n	PROPN
fsr-3441	125	6	s	s	PART
fsr-3441	125	7	•	•	NOUN
fsr-3441	125	8	m	m	VERB
fsr-3441	125	9	u	u	NOUN
fsr-3441	125	10	st	st	PROPN
fsr-3441	125	11	ac	ac	PROPN
fsr-3441	125	12	ti	ti	PROPN
fsr-3441	125	13	v	v	PROPN
fsr-3441	125	14	el	el	PROPN
fsr-3441	125	15	y	y	PROPN
fsr-3441	125	16	co	co	PROPN
fsr-3441	125	17	n	n	PROPN
fsr-3441	125	18	fi	fi	NOUN
fsr-3441	125	19	rm	rm	NOUN
fsr-3441	125	20	o	o	NOUN
fsr-3441	125	21	r	r	NOUN
fsr-3441	125	22	re	re	NOUN
fsr-3441	125	23	v	v	NOUN
fsr-3441	125	24	is	be	AUX
fsr-3441	125	25	e	e	X
fsr-3441	125	26	ea	ea	NOUN
fsr-3441	125	27	ch	ch	NOUN
fsr-3441	125	28	in	in	ADP
fsr-3441	125	29	d	d	PROPN
fsr-3441	125	30	iv	iv	INTJ
fsr-3441	125	31	i	i	PROPN
fsr-3441	125	32	d	d	PROPN
fsr-3441	125	33	u	u	PROPN
fsr-3441	125	34	al	al	PROPN
fsr-3441	125	35	d	d	PROPN
fsr-3441	125	36	ec	ec	PROPN
fsr-3441	125	37	is	be	AUX
fsr-3441	125	38	io	io	X
fsr-3441	125	39	n	n	PROPN
fsr-3441	125	40	.	.	PUNCT
fsr-3441	126	1	s	s	VERB
fsr-3441	126	2	te	te	ADP
fsr-3441	126	3	p	p	X
fsr-3441	126	4	3	3	NUM
fsr-3441	126	5	•	•	NOUN
fsr-3441	126	6	r	r	NOUN
fsr-3441	126	7	an	an	PROPN
fsr-3441	127	1	d	d	X
fsr-3441	127	2	o	o	X
fsr-3441	127	3	m	m	NOUN
fsr-3441	127	4	d	d	X
fsr-3441	127	5	ra	ra	PROPN
fsr-3441	127	6	w	w	PROPN
fsr-3441	127	7	b	b	PROPN
fsr-3441	127	8	y	y	PROPN
fsr-3441	127	9	a	a	DET
fsr-3441	127	10	p	p	X
fsr-3441	127	11	ar	ar	NOUN
fsr-3441	127	12	ti	ti	NOUN
fsr-3441	127	13	ci	ci	PROPN
fsr-3441	127	14	p	p	NOUN
fsr-3441	127	15	an	an	DET
fsr-3441	127	16	t	t	NOUN
fsr-3441	127	17	d	d	X
fsr-3441	127	18	et	et	NOUN
fsr-3441	127	19	er	er	INTJ
fsr-3441	127	20	m	m	VERB
fsr-3441	127	21	in	in	ADP
fsr-3441	127	22	es	es	DET
fsr-3441	127	23	tr	tr	NOUN
fsr-3441	127	24	ea	ea	X
fsr-3441	127	25	tm	tm	PROPN
fsr-3441	127	26	en	en	PROPN
fsr-3441	127	27	t	t	PROPN
fsr-3441	127	28	ap	ap	PROPN
fsr-3441	128	1	p	p	PROPN
fsr-3441	128	2	li	li	PROPN
fsr-3441	128	3	ed	ed	NOUN
fsr-3441	128	4	fo	fo	ADP
fsr-3441	128	5	r	r	PROPN
fsr-3441	128	6	se	se	PROPN
fsr-3441	128	7	ss	ss	PROPN
fsr-3441	128	8	io	io	PROPN
fsr-3441	129	1	n	n	PROPN
fsr-3441	129	2	p	p	X
fsr-3441	129	3	ay	ay	PROPN
fsr-3441	129	4	m	m	PROPN
fsr-3441	129	5	en	en	X
fsr-3441	129	6	t.	t.	PROPN
fsr-3441	129	7	s	s	PROPN
fsr-3441	129	8	el	el	PROPN
fsr-3441	129	9	ec	ec	PROPN
fsr-3441	129	10	ti	ti	PROPN
fsr-3441	129	11	o	o	NOUN
fsr-3441	130	1	n	n	ADP
fsr-3441	130	2	o	o	X
fsr-3441	130	3	f	f	NOUN
fsr-3441	130	4	a	a	DET
fsr-3441	130	5	tr	tr	PROPN
fsr-3441	130	6	ea	ea	PROPN
fsr-3441	130	7	tm	tm	PROPN
fsr-3441	130	8	en	en	PROPN
fsr-3441	130	9	t	t	PROPN
fsr-3441	130	10	fo	fo	ADP
fsr-3441	130	11	r	r	NOUN
fsr-3441	130	12	p	p	NOUN
fsr-3441	130	13	ay	ay	NOUN
fsr-3441	130	14	o	o	X
fsr-3441	130	15	ff	ff	INTJ
fsr-3441	130	16	•	•	NUM
fsr-3441	130	17	p	p	X
fsr-3441	130	18	ar	ar	NOUN
fsr-3441	130	19	ti	ti	PROPN
fsr-3441	130	20	ci	ci	PROPN
fsr-3441	130	21	p	p	NOUN
fsr-3441	130	22	an	an	DET
fsr-3441	130	23	ts	ts	NOUN
fsr-3441	130	24	ar	ar	PROPN
fsr-3441	131	1	e	e	PROPN
fsr-3441	131	2	ea	ea	PROPN
fsr-3441	132	1	ch	ch	PROPN
fsr-3441	132	2	p	p	NOUN
fsr-3441	132	3	ai	ai	VERB
fsr-3441	132	4	d	d	PROPN
fsr-3441	132	5	ac	ac	PROPN
fsr-3441	132	6	co	co	PROPN
fsr-3441	132	7	rd	rd	PROPN
fsr-3441	132	8	in	in	ADP
fsr-3441	132	9	g	g	PROPN
fsr-3441	132	10	to	to	ADP
fsr-3441	132	11	th	th	X
fsr-3441	132	12	ei	ei	ADP
fsr-3441	132	13	r	r	NOUN
fsr-3441	132	14	d	d	X
fsr-3441	132	15	ec	ec	PROPN
fsr-3441	132	16	is	be	AUX
fsr-3441	132	17	io	io	PROPN
fsr-3441	132	18	n	n	PROPN
fsr-3441	132	19	in	in	ADP
fsr-3441	132	20	th	th	X
fsr-3441	132	21	e	e	X
fsr-3441	132	22	d	d	X
fsr-3441	132	23	ra	ra	PROPN
fsr-3441	132	24	w	w	PROPN
fsr-3441	132	25	n	n	PRON
fsr-3441	132	26	tr	tr	NOUN
fsr-3441	132	27	ea	ea	X
fsr-3441	132	28	tm	tm	NOUN
fsr-3441	132	29	en	en	PROPN
fsr-3441	132	30	t.	t.	PROPN
fsr-3441	132	31	6	6	NUM
fsr-3441	132	32	j.	j.	PROPN
fsr-3441	132	33	coats	coats	PROPN
fsr-3441	132	34	,	,	PUNCT
fsr-3441	132	35	v.	v.	ADP
fsr-3441	132	36	bajtelsmit	bajtelsmit	NOUN
fsr-3441	132	37	/	/	SYM
fsr-3441	132	38	financial	financial	ADJ
fsr-3441	132	39	services	service	NOUN
fsr-3441	132	40	review	review	VERB
fsr-3441	132	41	29	29	NUM
fsr-3441	132	42	(	(	PUNCT
fsr-3441	132	43	2021	2021	NUM
fsr-3441	132	44	)	)	PUNCT
fsr-3441	132	45	1–28	1–28	NOUN
fsr-3441	132	46	relationships	relationship	NOUN
fsr-3441	132	47	,	,	PUNCT
fsr-3441	132	48	we	we	PRON
fsr-3441	132	49	proceeded	proceed	VERB
fsr-3441	132	50	with	with	ADP
fsr-3441	132	51	the	the	DET
fsr-3441	132	52	estimation	estimation	NOUN
fsr-3441	132	53	task	task	NOUN
fsr-3441	132	54	in	in	ADP
fsr-3441	132	55	which	which	PRON
fsr-3441	132	56	they	they	PRON
fsr-3441	132	57	recorded	record	VERB
fsr-3441	132	58	an	an	DET
fsr-3441	132	59	estimate	estimate	NOUN
fsr-3441	132	60	of	of	ADP
fsr-3441	132	61	the	the	DET
fsr-3441	132	62	number	number	NOUN
fsr-3441	132	63	of	of	ADP
fsr-3441	132	64	questions	question	NOUN
fsr-3441	132	65	they	they	PRON
fsr-3441	132	66	had	have	AUX
fsr-3441	132	67	answered	answer	VERB
fsr-3441	132	68	correctly	correctly	ADV
fsr-3441	132	69	and	and	CCONJ
fsr-3441	132	70	an	an	DET
fsr-3441	132	71	estimate	estimate	NOUN
fsr-3441	132	72	of	of	ADP
fsr-3441	132	73	the	the	DET
fsr-3441	132	74	average	average	ADJ
fsr-3441	132	75	number	number	NOUN
fsr-3441	132	76	correct	correct	ADJ
fsr-3441	132	77	for	for	ADP
fsr-3441	132	78	the	the	DET
fsr-3441	132	79	other	other	ADJ
fsr-3441	132	80	participants	participant	NOUN
fsr-3441	132	81	in	in	ADP
fsr-3441	132	82	the	the	DET
fsr-3441	132	83	session	session	NOUN
fsr-3441	132	84	.	.	PUNCT
fsr-3441	133	1	in	in	ADP
fsr-3441	133	2	the	the	DET
fsr-3441	133	3	second	second	ADJ
fsr-3441	133	4	stage	stage	NOUN
fsr-3441	133	5	,	,	PUNCT
fsr-3441	133	6	participants	participant	NOUN
fsr-3441	133	7	made	make	VERB
fsr-3441	133	8	risk	risk	NOUN
fsr-3441	133	9	management	management	NOUN
fsr-3441	133	10	and	and	CCONJ
fsr-3441	133	11	insurance	insurance	NOUN
fsr-3441	133	12	decisions	decision	NOUN
fsr-3441	133	13	in	in	ADP
fsr-3441	133	14	several	several	ADJ
fsr-3441	133	15	treatments	treatment	NOUN
fsr-3441	133	16	.	.	PUNCT
fsr-3441	134	1	participants	participant	NOUN
fsr-3441	134	2	finalized	finalize	VERB
fsr-3441	134	3	their	their	PRON
fsr-3441	134	4	choices	choice	NOUN
fsr-3441	134	5	in	in	ADP
fsr-3441	134	6	the	the	DET
fsr-3441	134	7	program	program	NOUN
fsr-3441	134	8	only	only	ADV
fsr-3441	134	9	after	after	ADP
fsr-3441	134	10	experiencing	experience	VERB
fsr-3441	134	11	all	all	DET
fsr-3441	134	12	decisions	decision	NOUN
fsr-3441	134	13	for	for	ADP
fsr-3441	134	14	the	the	DET
fsr-3441	134	15	experiment	experiment	NOUN
fsr-3441	134	16	,	,	PUNCT
fsr-3441	134	17	and	and	CCONJ
fsr-3441	134	18	no	no	DET
fsr-3441	134	19	losses	loss	NOUN
fsr-3441	134	20	or	or	CCONJ
fsr-3441	134	21	outcomes	outcome	NOUN
fsr-3441	134	22	were	be	AUX
fsr-3441	134	23	realized	realize	VERB
fsr-3441	134	24	until	until	ADP
fsr-3441	134	25	after	after	ADP
fsr-3441	134	26	confirmation	confirmation	NOUN
fsr-3441	134	27	of	of	ADP
fsr-3441	134	28	all	all	DET
fsr-3441	134	29	decisions	decision	NOUN
fsr-3441	134	30	.	.	PUNCT
fsr-3441	135	1	a	a	DET
fsr-3441	135	2	random	random	ADJ
fsr-3441	135	3	draw	draw	NOUN
fsr-3441	135	4	at	at	ADP
fsr-3441	135	5	the	the	DET
fsr-3441	135	6	end	end	NOUN
fsr-3441	135	7	of	of	ADP
fsr-3441	135	8	the	the	DET
fsr-3441	135	9	experiment	experiment	NOUN
fsr-3441	135	10	was	be	AUX
fsr-3441	135	11	used	use	VERB
fsr-3441	135	12	to	to	PART
fsr-3441	135	13	select	select	VERB
fsr-3441	135	14	the	the	DET
fsr-3441	135	15	treatment	treatment	NOUN
fsr-3441	135	16	used	use	VERB
fsr-3441	135	17	to	to	PART
fsr-3441	135	18	determine	determine	VERB
fsr-3441	135	19	payoff	payoff	NOUN
fsr-3441	135	20	.	.	PUNCT
fsr-3441	136	1	3.2	3.2	NUM
fsr-3441	136	2	.	.	PUNCT
fsr-3441	137	1	treatment	treatment	NOUN
fsr-3441	137	2	design	design	NOUN
fsr-3441	137	3	we	we	PRON
fsr-3441	137	4	use	use	VERB
fsr-3441	137	5	a	a	DET
fsr-3441	137	6	within	within	ADP
fsr-3441	137	7	-	-	PUNCT
fsr-3441	137	8	subjects	subject	NOUN
fsr-3441	137	9	design	design	NOUN
fsr-3441	137	10	with	with	ADP
fsr-3441	137	11	60	60	NUM
fsr-3441	137	12	participants	participant	NOUN
fsr-3441	137	13	each	each	PRON
fsr-3441	137	14	completing	complete	VERB
fsr-3441	137	15	8	8	NUM
fsr-3441	137	16	treatments.12	treatments.12	NOUN
fsr-3441	137	17	this	this	PRON
fsr-3441	137	18	results	result	VERB
fsr-3441	137	19	in	in	ADP
fsr-3441	137	20	480	480	NUM
fsr-3441	137	21	participant	participant	ADJ
fsr-3441	137	22	-	-	PUNCT
fsr-3441	137	23	treatment	treatment	NOUN
fsr-3441	137	24	observations	observation	NOUN
fsr-3441	137	25	,	,	PUNCT
fsr-3441	137	26	some	some	PRON
fsr-3441	137	27	of	of	ADP
fsr-3441	137	28	which	which	PRON
fsr-3441	137	29	are	be	AUX
fsr-3441	137	30	used	use	VERB
fsr-3441	137	31	in	in	ADP
fsr-3441	137	32	the	the	DET
fsr-3441	137	33	primary	primary	ADJ
fsr-3441	137	34	analyses	analysis	NOUN
fsr-3441	137	35	,	,	PUNCT
fsr-3441	137	36	and	and	CCONJ
fsr-3441	137	37	some	some	PRON
fsr-3441	137	38	of	of	ADP
fsr-3441	137	39	which	which	PRON
fsr-3441	137	40	are	be	AUX
fsr-3441	137	41	used	use	VERB
fsr-3441	137	42	only	only	ADV
fsr-3441	137	43	to	to	PART
fsr-3441	137	44	check	check	VERB
fsr-3441	137	45	participant	participant	ADJ
fsr-3441	137	46	rationality	rationality	NOUN
fsr-3441	137	47	or	or	CCONJ
fsr-3441	137	48	as	as	ADP
fsr-3441	137	49	controls	control	NOUN
fsr-3441	137	50	.	.	PUNCT
fsr-3441	138	1	to	to	PART
fsr-3441	138	2	minimize	minimize	VERB
fsr-3441	138	3	order	order	NOUN
fsr-3441	138	4	effects	effect	NOUN
fsr-3441	138	5	,	,	PUNCT
fsr-3441	138	6	treatment	treatment	NOUN
fsr-3441	138	7	manipulations	manipulation	NOUN
fsr-3441	138	8	are	be	AUX
fsr-3441	138	9	randomized	randomize	VERB
fsr-3441	138	10	across	across	ADP
fsr-3441	138	11	participants	participant	NOUN
fsr-3441	138	12	in	in	ADP
fsr-3441	138	13	each	each	DET
fsr-3441	138	14	session	session	NOUN
fsr-3441	138	15	.	.	PUNCT
fsr-3441	139	1	in	in	ADP
fsr-3441	139	2	each	each	DET
fsr-3441	139	3	treatment	treatment	NOUN
fsr-3441	139	4	,	,	PUNCT
fsr-3441	139	5	participants	participant	NOUN
fsr-3441	139	6	are	be	AUX
fsr-3441	139	7	exposed	expose	VERB
fsr-3441	139	8	to	to	ADP
fsr-3441	139	9	a	a	DET
fsr-3441	139	10	risk	risk	NOUN
fsr-3441	139	11	of	of	ADP
fsr-3441	139	12	losing	lose	VERB
fsr-3441	139	13	$	$	SYM
fsr-3441	139	14	45	45	NUM
fsr-3441	139	15	from	from	ADP
fsr-3441	139	16	their	their	PRON
fsr-3441	139	17	$	$	SYM
fsr-3441	139	18	60	60	NUM
fsr-3441	139	19	earnings	earning	NOUN
fsr-3441	139	20	.	.	PUNCT
fsr-3441	140	1	treatment	treatment	NOUN
fsr-3441	140	2	manipulations	manipulation	NOUN
fsr-3441	140	3	include	include	VERB
fsr-3441	140	4	the	the	DET
fsr-3441	140	5	initial	initial	ADJ
fsr-3441	140	6	loss	loss	NOUN
fsr-3441	140	7	probability	probability	NOUN
fsr-3441	140	8	(	(	PUNCT
fsr-3441	140	9	10	10	NUM
fsr-3441	140	10	%	%	NOUN
fsr-3441	140	11	or	or	CCONJ
fsr-3441	140	12	32	32	NUM
fsr-3441	140	13	%	%	NOUN
fsr-3441	140	14	)	)	PUNCT
fsr-3441	140	15	,	,	PUNCT
fsr-3441	140	16	and	and	CCONJ
fsr-3441	140	17	the	the	DET
fsr-3441	140	18	determinants	determinant	NOUN
fsr-3441	140	19	of	of	ADP
fsr-3441	140	20	overall	overall	ADJ
fsr-3441	140	21	loss	loss	NOUN
fsr-3441	140	22	probability	probability	NOUN
fsr-3441	140	23	.	.	PUNCT
fsr-3441	141	1	for	for	ADP
fsr-3441	141	2	each	each	DET
fsr-3441	141	3	initial	initial	ADJ
fsr-3441	141	4	loss	loss	NOUN
fsr-3441	141	5	probability	probability	NOUN
fsr-3441	141	6	,	,	PUNCT
fsr-3441	141	7	three	three	NUM
fsr-3441	141	8	treatment	treatment	NOUN
fsr-3441	141	9	manipulations	manipulation	NOUN
fsr-3441	141	10	that	that	PRON
fsr-3441	141	11	differ	differ	VERB
fsr-3441	141	12	in	in	ADP
fsr-3441	141	13	the	the	DET
fsr-3441	141	14	way	way	NOUN
fsr-3441	141	15	that	that	PRON
fsr-3441	141	16	quiz	quiz	NOUN
fsr-3441	141	17	performance	performance	NOUN
fsr-3441	141	18	determines	determine	VERB
fsr-3441	141	19	the	the	DET
fsr-3441	141	20	overall	overall	ADJ
fsr-3441	141	21	probability	probability	NOUN
fsr-3441	141	22	of	of	ADP
fsr-3441	141	23	loss	loss	NOUN
fsr-3441	141	24	as	as	SCONJ
fsr-3441	141	25	follows	follow	VERB
fsr-3441	141	26	:	:	PUNCT
fsr-3441	141	27	•	•	NUM
fsr-3441	141	28	no	no	DET
fsr-3441	141	29	mistakes	mistake	NOUN
fsr-3441	141	30	:	:	PUNCT
fsr-3441	141	31	the	the	DET
fsr-3441	141	32	risk	risk	NOUN
fsr-3441	141	33	of	of	ADP
fsr-3441	141	34	loss	loss	NOUN
fsr-3441	141	35	is	be	AUX
fsr-3441	141	36	implemented	implement	VERB
fsr-3441	141	37	as	as	ADP
fsr-3441	141	38	a	a	DET
fsr-3441	141	39	computer	computer	NOUN
fsr-3441	141	40	-	-	PUNCT
fsr-3441	141	41	generated	generate	VERB
fsr-3441	141	42	random	random	ADJ
fsr-3441	141	43	number	number	NOUN
fsr-3441	141	44	—	—	PUNCT
fsr-3441	141	45	explained	explain	VERB
fsr-3441	141	46	with	with	ADP
fsr-3441	141	47	the	the	DET
fsr-3441	141	48	analogy	analogy	NOUN
fsr-3441	141	49	of	of	ADP
fsr-3441	141	50	a	a	DET
fsr-3441	141	51	random	random	ADJ
fsr-3441	141	52	draw	draw	NOUN
fsr-3441	141	53	from	from	ADP
fsr-3441	141	54	100	100	NUM
fsr-3441	141	55	white	white	ADJ
fsr-3441	141	56	and	and	CCONJ
fsr-3441	141	57	orange	orange	PROPN
fsr-3441	141	58	ping	ping	NOUN
fsr-3441	141	59	-	-	PUNCT
fsr-3441	141	60	pong	pong	NOUN
fsr-3441	141	61	balls	ball	NOUN
fsr-3441	141	62	.	.	PUNCT
fsr-3441	142	1	the	the	DET
fsr-3441	142	2	risk	risk	NOUN
fsr-3441	142	3	of	of	ADP
fsr-3441	142	4	loss	loss	NOUN
fsr-3441	142	5	is	be	AUX
fsr-3441	142	6	expressed	express	VERB
fsr-3441	142	7	as	as	ADP
fsr-3441	142	8	a	a	DET
fsr-3441	142	9	percentage	percentage	NOUN
fsr-3441	142	10	(	(	PUNCT
fsr-3441	142	11	10	10	NUM
fsr-3441	142	12	%	%	NOUN
fsr-3441	142	13	or	or	CCONJ
fsr-3441	142	14	32	32	NUM
fsr-3441	142	15	%	%	NOUN
fsr-3441	142	16	orange	orange	NOUN
fsr-3441	142	17	balls	ball	NOUN
fsr-3441	142	18	)	)	PUNCT
fsr-3441	142	19	and	and	CCONJ
fsr-3441	142	20	also	also	ADV
fsr-3441	142	21	described	describe	VERB
fsr-3441	142	22	in	in	ADP
fsr-3441	142	23	terms	term	NOUN
fsr-3441	142	24	of	of	ADP
fsr-3441	142	25	number	number	NOUN
fsr-3441	142	26	of	of	ADP
fsr-3441	142	27	orange	orange	ADJ
fsr-3441	142	28	and	and	CCONJ
fsr-3441	142	29	white	white	ADJ
fsr-3441	142	30	balls	ball	NOUN
fsr-3441	142	31	,	,	PUNCT
fsr-3441	142	32	respectively	respectively	ADV
fsr-3441	142	33	.	.	PUNCT
fsr-3441	143	1	participants	participant	NOUN
fsr-3441	143	2	are	be	AUX
fsr-3441	143	3	told	tell	VERB
fsr-3441	143	4	that	that	SCONJ
fsr-3441	143	5	,	,	PUNCT
fsr-3441	143	6	if	if	SCONJ
fsr-3441	143	7	an	an	DET
fsr-3441	143	8	orange	orange	NOUN
fsr-3441	143	9	ball	ball	NOUN
fsr-3441	143	10	is	be	AUX
fsr-3441	143	11	drawn	draw	VERB
fsr-3441	143	12	,	,	PUNCT
fsr-3441	143	13	they	they	PRON
fsr-3441	143	14	lose	lose	VERB
fsr-3441	143	15	$	$	SYM
fsr-3441	143	16	45	45	NUM
fsr-3441	143	17	.	.	PUNCT
fsr-3441	143	18	•	•	NUM
fsr-3441	143	19	own	own	ADJ
fsr-3441	143	20	mistakes	mistake	NOUN
fsr-3441	143	21	:	:	PUNCT
fsr-3441	143	22	as	as	ADP
fsr-3441	143	23	in	in	ADP
fsr-3441	143	24	the	the	DET
fsr-3441	143	25	no	no	DET
fsr-3441	143	26	mistakes	mistake	NOUN
fsr-3441	143	27	treatments	treatment	NOUN
fsr-3441	143	28	,	,	PUNCT
fsr-3441	143	29	there	there	PRON
fsr-3441	143	30	is	be	VERB
fsr-3441	143	31	a	a	DET
fsr-3441	143	32	draw	draw	NOUN
fsr-3441	143	33	from	from	ADP
fsr-3441	143	34	a	a	DET
fsr-3441	143	35	known	know	VERB
fsr-3441	143	36	distribution	distribution	NOUN
fsr-3441	143	37	of	of	ADP
fsr-3441	143	38	orange	orange	ADJ
fsr-3441	143	39	and	and	CCONJ
fsr-3441	143	40	white	white	ADJ
fsr-3441	143	41	ping	ping	NOUN
fsr-3441	143	42	-	-	PUNCT
fsr-3441	143	43	pong	pong	NOUN
fsr-3441	143	44	balls	ball	NOUN
fsr-3441	143	45	(	(	PUNCT
fsr-3441	143	46	10	10	NUM
fsr-3441	143	47	%	%	NOUN
fsr-3441	143	48	or	or	CCONJ
fsr-3441	143	49	32	32	NUM
fsr-3441	143	50	%	%	NOUN
fsr-3441	143	51	orange	orange	NOUN
fsr-3441	143	52	)	)	PUNCT
fsr-3441	143	53	.	.	PUNCT
fsr-3441	144	1	participants	participant	NOUN
fsr-3441	144	2	are	be	AUX
fsr-3441	144	3	told	tell	VERB
fsr-3441	144	4	that	that	SCONJ
fsr-3441	144	5	they	they	PRON
fsr-3441	144	6	lose	lose	VERB
fsr-3441	144	7	$	$	SYM
fsr-3441	144	8	45	45	NUM
fsr-3441	144	9	if	if	SCONJ
fsr-3441	144	10	an	an	DET
fsr-3441	144	11	orange	orange	NOUN
fsr-3441	144	12	ball	ball	NOUN
fsr-3441	144	13	is	be	AUX
fsr-3441	144	14	drawn	draw	VERB
fsr-3441	144	15	but	but	CCONJ
fsr-3441	144	16	,	,	PUNCT
fsr-3441	144	17	if	if	SCONJ
fsr-3441	144	18	a	a	DET
fsr-3441	144	19	white	white	ADJ
fsr-3441	144	20	ball	ball	NOUN
fsr-3441	144	21	is	be	AUX
fsr-3441	144	22	drawn	draw	VERB
fsr-3441	144	23	,	,	PUNCT
fsr-3441	144	24	there	there	PRON
fsr-3441	144	25	is	be	VERB
fsr-3441	144	26	a	a	DET
fsr-3441	144	27	random	random	ADJ
fsr-3441	144	28	draw	draw	NOUN
fsr-3441	144	29	from	from	ADP
fsr-3441	144	30	their	their	PRON
fsr-3441	144	31	own	own	ADJ
fsr-3441	144	32	driving	driving	NOUN
fsr-3441	144	33	quiz	quiz	NOUN
fsr-3441	144	34	questions	question	NOUN
fsr-3441	144	35	.	.	PUNCT
fsr-3441	145	1	if	if	SCONJ
fsr-3441	145	2	they	they	PRON
fsr-3441	145	3	answered	answer	VERB
fsr-3441	145	4	the	the	DET
fsr-3441	145	5	drawn	draw	VERB
fsr-3441	145	6	question	question	NOUN
fsr-3441	145	7	correctly	correctly	ADV
fsr-3441	145	8	,	,	PUNCT
fsr-3441	145	9	they	they	PRON
fsr-3441	145	10	do	do	AUX
fsr-3441	145	11	not	not	PART
fsr-3441	145	12	lose	lose	VERB
fsr-3441	145	13	any	any	DET
fsr-3441	145	14	money	money	NOUN
fsr-3441	145	15	,	,	PUNCT
fsr-3441	145	16	but	but	CCONJ
fsr-3441	145	17	if	if	SCONJ
fsr-3441	145	18	they	they	PRON
fsr-3441	145	19	answered	answer	VERB
fsr-3441	145	20	it	it	PRON
fsr-3441	145	21	incorrectly	incorrectly	ADV
fsr-3441	145	22	,	,	PUNCT
fsr-3441	145	23	they	they	PRON
fsr-3441	145	24	lose	lose	VERB
fsr-3441	145	25	$	$	SYM
fsr-3441	145	26	45	45	NUM
fsr-3441	145	27	.	.	PUNCT
fsr-3441	146	1	•	•	NUM
fsr-3441	146	2	others	other	NOUN
fsr-3441	146	3	’	'	PUNCT
fsr-3441	146	4	mistakes	mistake	NOUN
fsr-3441	146	5	:	:	PUNCT
fsr-3441	146	6	as	as	ADP
fsr-3441	146	7	in	in	ADP
fsr-3441	146	8	the	the	DET
fsr-3441	146	9	own	own	ADJ
fsr-3441	146	10	mistakes	mistake	NOUN
fsr-3441	146	11	treatments	treatment	NOUN
fsr-3441	146	12	,	,	PUNCT
fsr-3441	146	13	there	there	PRON
fsr-3441	146	14	is	be	VERB
fsr-3441	146	15	a	a	DET
fsr-3441	146	16	draw	draw	NOUN
fsr-3441	146	17	from	from	ADP
fsr-3441	146	18	a	a	DET
fsr-3441	146	19	known	know	VERB
fsr-3441	146	20	distribution	distribution	NOUN
fsr-3441	146	21	of	of	ADP
fsr-3441	146	22	orange	orange	ADJ
fsr-3441	146	23	and	and	CCONJ
fsr-3441	146	24	white	white	ADJ
fsr-3441	146	25	ping	ping	NOUN
fsr-3441	146	26	-	-	PUNCT
fsr-3441	146	27	pong	pong	NOUN
fsr-3441	146	28	balls	ball	NOUN
fsr-3441	146	29	(	(	PUNCT
fsr-3441	146	30	10	10	NUM
fsr-3441	146	31	%	%	NOUN
fsr-3441	146	32	or	or	CCONJ
fsr-3441	146	33	32	32	NUM
fsr-3441	146	34	%	%	NOUN
fsr-3441	146	35	orange	orange	NOUN
fsr-3441	146	36	)	)	PUNCT
fsr-3441	146	37	.	.	PUNCT
fsr-3441	147	1	participants	participant	NOUN
fsr-3441	147	2	are	be	AUX
fsr-3441	147	3	told	tell	VERB
fsr-3441	147	4	that	that	SCONJ
fsr-3441	147	5	they	they	PRON
fsr-3441	147	6	lose	lose	VERB
fsr-3441	147	7	$	$	SYM
fsr-3441	147	8	45	45	NUM
fsr-3441	147	9	if	if	SCONJ
fsr-3441	147	10	an	an	DET
fsr-3441	147	11	orange	orange	NOUN
fsr-3441	147	12	ball	ball	NOUN
fsr-3441	147	13	is	be	AUX
fsr-3441	147	14	drawn	draw	VERB
fsr-3441	147	15	but	but	CCONJ
fsr-3441	147	16	,	,	PUNCT
fsr-3441	147	17	if	if	SCONJ
fsr-3441	147	18	a	a	DET
fsr-3441	147	19	white	white	ADJ
fsr-3441	147	20	ball	ball	NOUN
fsr-3441	147	21	is	be	AUX
fsr-3441	147	22	drawn	draw	VERB
fsr-3441	147	23	,	,	PUNCT
fsr-3441	147	24	there	there	PRON
fsr-3441	147	25	is	be	VERB
fsr-3441	147	26	a	a	DET
fsr-3441	147	27	random	random	ADJ
fsr-3441	147	28	draw	draw	NOUN
fsr-3441	147	29	from	from	ADP
fsr-3441	147	30	a	a	DET
fsr-3441	147	31	different	different	ADJ
fsr-3441	147	32	participant	participant	NOUN
fsr-3441	147	33	’s	’s	PART
fsr-3441	147	34	driving	drive	VERB
fsr-3441	147	35	quiz	quiz	NOUN
fsr-3441	147	36	questions	question	NOUN
fsr-3441	147	37	.	.	PUNCT
fsr-3441	148	1	if	if	SCONJ
fsr-3441	148	2	the	the	DET
fsr-3441	148	3	other	other	ADJ
fsr-3441	148	4	participant	participant	NOUN
fsr-3441	148	5	answered	answer	VERB
fsr-3441	148	6	it	it	PRON
fsr-3441	148	7	incorrectly	incorrectly	ADV
fsr-3441	148	8	,	,	PUNCT
fsr-3441	148	9	they	they	PRON
fsr-3441	148	10	lose	lose	VERB
fsr-3441	148	11	$	$	SYM
fsr-3441	148	12	45	45	NUM
fsr-3441	148	13	.	.	PUNCT
fsr-3441	149	1	before	before	ADP
fsr-3441	149	2	learning	learn	VERB
fsr-3441	149	3	about	about	ADP
fsr-3441	149	4	whether	whether	SCONJ
fsr-3441	149	5	they	they	PRON
fsr-3441	149	6	experienced	experience	VERB
fsr-3441	149	7	a	a	DET
fsr-3441	149	8	loss	loss	NOUN
fsr-3441	149	9	,	,	PUNCT
fsr-3441	149	10	participants	participant	NOUN
fsr-3441	149	11	made	make	VERB
fsr-3441	149	12	risk	risk	NOUN
fsr-3441	149	13	management	management	NOUN
fsr-3441	149	14	(	(	PUNCT
fsr-3441	149	15	insurance	insurance	NOUN
fsr-3441	149	16	or	or	CCONJ
fsr-3441	149	17	precaution	precaution	NOUN
fsr-3441	149	18	)	)	PUNCT
fsr-3441	149	19	decisions	decision	NOUN
fsr-3441	149	20	described	describe	VERB
fsr-3441	149	21	as	as	ADP
fsr-3441	149	22	the	the	DET
fsr-3441	149	23	option	option	NOUN
fsr-3441	149	24	to	to	PART
fsr-3441	149	25	pay	pay	VERB
fsr-3441	149	26	a	a	DET
fsr-3441	149	27	dollar	dollar	NOUN
fsr-3441	149	28	cost	cost	NOUN
fsr-3441	149	29	from	from	ADP
fsr-3441	149	30	their	their	PRON
fsr-3441	149	31	earnings	earning	NOUN
fsr-3441	149	32	to	to	PART
fsr-3441	149	33	replace	replace	VERB
fsr-3441	149	34	orange	orange	ADJ
fsr-3441	149	35	balls	ball	NOUN
fsr-3441	149	36	with	with	ADP
fsr-3441	149	37	white	white	ADJ
fsr-3441	149	38	balls	ball	NOUN
fsr-3441	149	39	.	.	PUNCT
fsr-3441	150	1	in	in	ADP
fsr-3441	150	2	each	each	DET
fsr-3441	150	3	case	case	NOUN
fsr-3441	150	4	,	,	PUNCT
fsr-3441	150	5	they	they	PRON
fsr-3441	150	6	were	be	AUX
fsr-3441	150	7	presented	present	VERB
fsr-3441	150	8	with	with	ADP
fsr-3441	150	9	a	a	DET
fsr-3441	150	10	menu	menu	NOUN
fsr-3441	150	11	of	of	ADP
fsr-3441	150	12	incremental	incremental	ADJ
fsr-3441	150	13	options	option	NOUN
fsr-3441	150	14	as	as	ADP
fsr-3441	150	15	in	in	ADP
fsr-3441	150	16	the	the	DET
fsr-3441	150	17	example	example	NOUN
fsr-3441	150	18	in	in	ADP
fsr-3441	150	19	the	the	DET
fsr-3441	150	20	appendix	appendix	NOUN
fsr-3441	150	21	.	.	PUNCT
fsr-3441	151	1	consistent	consistent	ADJ
fsr-3441	151	2	with	with	ADP
fsr-3441	151	3	jasperson	jasperson	NOUN
fsr-3441	151	4	and	and	CCONJ
fsr-3441	151	5	aseervatham	aseervatham	PROPN
fsr-3441	151	6	(	(	PUNCT
fsr-3441	151	7	2015	2015	NUM
fsr-3441	151	8	)	)	PUNCT
fsr-3441	151	9	,	,	PUNCT
fsr-3441	151	10	who	who	PRON
fsr-3441	151	11	emphasize	emphasize	VERB
fsr-3441	151	12	the	the	DET
fsr-3441	151	13	importance	importance	NOUN
fsr-3441	151	14	of	of	ADP
fsr-3441	151	15	a	a	DET
fsr-3441	151	16	choice	choice	NOUN
fsr-3441	151	17	frame	frame	NOUN
fsr-3441	151	18	in	in	ADP
fsr-3441	151	19	laboratory	laboratory	NOUN
fsr-3441	151	20	experiments	experiment	NOUN
fsr-3441	151	21	of	of	ADP
fsr-3441	151	22	insurance	insurance	NOUN
fsr-3441	151	23	decisions	decision	NOUN
fsr-3441	151	24	,	,	PUNCT
fsr-3441	151	25	the	the	DET
fsr-3441	151	26	insurance	insurance	NOUN
fsr-3441	151	27	and	and	CCONJ
fsr-3441	151	28	precaution	precaution	NOUN
fsr-3441	151	29	decisions	decision	NOUN
fsr-3441	151	30	are	be	AUX
fsr-3441	151	31	framed	frame	VERB
fsr-3441	151	32	as	as	ADP
fsr-3441	151	33	choice	choice	NOUN
fsr-3441	151	34	tasks	task	NOUN
fsr-3441	151	35	rather	rather	ADV
fsr-3441	151	36	than	than	ADP
fsr-3441	151	37	elicitations	elicitation	NOUN
fsr-3441	151	38	of	of	ADP
fsr-3441	151	39	willingness	willingness	NOUN
fsr-3441	151	40	to	to	PART
fsr-3441	151	41	pay	pay	VERB
fsr-3441	151	42	for	for	ADP
fsr-3441	151	43	insurance	insurance	NOUN
fsr-3441	151	44	.	.	PUNCT
fsr-3441	152	1	the	the	DET
fsr-3441	152	2	cost	cost	NOUN
fsr-3441	152	3	j.	j.	PROPN
fsr-3441	152	4	coats	coats	PROPN
fsr-3441	152	5	,	,	PUNCT
fsr-3441	152	6	v.	v.	ADP
fsr-3441	152	7	bajtelsmit	bajtelsmit	NOUN
fsr-3441	152	8	/	/	SYM
fsr-3441	152	9	financial	financial	ADJ
fsr-3441	152	10	services	service	NOUN
fsr-3441	152	11	review	review	VERB
fsr-3441	152	12	29	29	NUM
fsr-3441	152	13	(	(	PUNCT
fsr-3441	152	14	2021	2021	NUM
fsr-3441	152	15	)	)	PUNCT
fsr-3441	153	1	1–28	1–28	NOUN
fsr-3441	153	2	7	7	NUM
fsr-3441	153	3	of	of	ADP
fsr-3441	153	4	insurance	insurance	NOUN
fsr-3441	153	5	is	be	AUX
fsr-3441	153	6	$	$	SYM
fsr-3441	153	7	14.50	14.50	NUM
fsr-3441	153	8	and	and	CCONJ
fsr-3441	153	9	,	,	PUNCT
fsr-3441	153	10	if	if	SCONJ
fsr-3441	153	11	purchased	purchase	VERB
fsr-3441	153	12	in	in	ADP
fsr-3441	153	13	any	any	DET
fsr-3441	153	14	treatment	treatment	NOUN
fsr-3441	153	15	,	,	PUNCT
fsr-3441	153	16	it	it	PRON
fsr-3441	153	17	reduces	reduce	VERB
fsr-3441	153	18	their	their	PRON
fsr-3441	153	19	probability	probability	NOUN
fsr-3441	153	20	of	of	ADP
fsr-3441	153	21	loss	loss	NOUN
fsr-3441	153	22	to	to	ADP
fsr-3441	153	23	zero	zero	NUM
fsr-3441	153	24	.	.	PUNCT
fsr-3441	154	1	each	each	DET
fsr-3441	154	2	$	$	SYM
fsr-3441	154	3	1.50	1.50	NUM
fsr-3441	154	4	spent	spend	VERB
fsr-3441	154	5	on	on	ADP
fsr-3441	154	6	precaution	precaution	NOUN
fsr-3441	154	7	reduces	reduce	VERB
fsr-3441	154	8	the	the	DET
fsr-3441	154	9	probability	probability	NOUN
fsr-3441	154	10	of	of	ADP
fsr-3441	154	11	loss	loss	NOUN
fsr-3441	154	12	by	by	ADP
fsr-3441	154	13	one	one	NUM
fsr-3441	154	14	percentage	percentage	NOUN
fsr-3441	154	15	point	point	NOUN
fsr-3441	154	16	in	in	ADP
fsr-3441	154	17	the	the	DET
fsr-3441	154	18	low	low	ADJ
fsr-3441	154	19	probability	probability	NOUN
fsr-3441	154	20	of	of	ADP
fsr-3441	154	21	loss	loss	NOUN
fsr-3441	154	22	treatments	treatment	NOUN
fsr-3441	154	23	and	and	CCONJ
fsr-3441	154	24	by	by	ADP
fsr-3441	154	25	four	four	NUM
fsr-3441	154	26	percentage	percentage	NOUN
fsr-3441	154	27	points	point	NOUN
fsr-3441	154	28	in	in	ADP
fsr-3441	154	29	the	the	DET
fsr-3441	154	30	high	high	ADJ
fsr-3441	154	31	probability	probability	NOUN
fsr-3441	154	32	of	of	ADP
fsr-3441	154	33	loss	loss	NOUN
fsr-3441	154	34	treatments.13	treatments.13	PROPN
fsr-3441	154	35	in	in	ADP
fsr-3441	154	36	the	the	DET
fsr-3441	154	37	no	no	DET
fsr-3441	154	38	mistakes	mistake	NOUN
fsr-3441	154	39	treatments	treatment	NOUN
fsr-3441	154	40	,	,	PUNCT
fsr-3441	154	41	participants	participant	NOUN
fsr-3441	154	42	could	could	AUX
fsr-3441	154	43	reduce	reduce	VERB
fsr-3441	154	44	their	their	PRON
fsr-3441	154	45	initial	initial	ADJ
fsr-3441	154	46	probability	probability	NOUN
fsr-3441	154	47	of	of	ADP
fsr-3441	154	48	loss	loss	NOUN
fsr-3441	154	49	to	to	ADP
fsr-3441	154	50	zero	zero	NUM
fsr-3441	154	51	through	through	ADP
fsr-3441	154	52	buying	buy	VERB
fsr-3441	154	53	the	the	DET
fsr-3441	154	54	maximum	maximum	ADJ
fsr-3441	154	55	level	level	NOUN
fsr-3441	154	56	of	of	ADP
fsr-3441	154	57	precaution	precaution	NOUN
fsr-3441	154	58	,	,	PUNCT
fsr-3441	154	59	making	make	VERB
fsr-3441	154	60	this	this	DET
fsr-3441	154	61	choice	choice	NOUN
fsr-3441	154	62	equivalent	equivalent	ADJ
fsr-3441	154	63	to	to	ADP
fsr-3441	154	64	full	full	ADJ
fsr-3441	154	65	insurance	insurance	NOUN
fsr-3441	154	66	.	.	PUNCT
fsr-3441	155	1	buying	buy	VERB
fsr-3441	155	2	full	full	ADJ
fsr-3441	155	3	precaution	precaution	NOUN
fsr-3441	155	4	is	be	AUX
fsr-3441	155	5	more	more	ADV
fsr-3441	155	6	expensive	expensive	ADJ
fsr-3441	155	7	than	than	ADP
fsr-3441	155	8	insuring	insure	VERB
fsr-3441	155	9	in	in	ADP
fsr-3441	155	10	the	the	DET
fsr-3441	155	11	low	low	ADJ
fsr-3441	155	12	probability	probability	NOUN
fsr-3441	155	13	treatments	treatment	NOUN
fsr-3441	155	14	,	,	PUNCT
fsr-3441	155	15	but	but	CCONJ
fsr-3441	155	16	less	less	ADV
fsr-3441	155	17	expensive	expensive	ADJ
fsr-3441	155	18	in	in	ADP
fsr-3441	155	19	the	the	DET
fsr-3441	155	20	high	high	ADJ
fsr-3441	155	21	probability	probability	NOUN
fsr-3441	155	22	treatments	treatment	NOUN
fsr-3441	155	23	.	.	PUNCT
fsr-3441	156	1	our	our	PRON
fsr-3441	156	2	within	within	ADP
fsr-3441	156	3	-	-	PUNCT
fsr-3441	156	4	participants	participant	NOUN
fsr-3441	156	5	design	design	NOUN
fsr-3441	156	6	allows	allow	VERB
fsr-3441	156	7	us	we	PRON
fsr-3441	156	8	to	to	PART
fsr-3441	156	9	observe	observe	VERB
fsr-3441	156	10	that	that	SCONJ
fsr-3441	156	11	participants	participant	NOUN
fsr-3441	156	12	who	who	PRON
fsr-3441	156	13	wish	wish	VERB
fsr-3441	156	14	to	to	PART
fsr-3441	156	15	reduce	reduce	VERB
fsr-3441	156	16	risk	risk	NOUN
fsr-3441	156	17	to	to	ADP
fsr-3441	156	18	zero	zero	NUM
fsr-3441	156	19	make	make	VERB
fsr-3441	156	20	rational	rational	ADJ
fsr-3441	156	21	choices	choice	NOUN
fsr-3441	156	22	between	between	ADP
fsr-3441	156	23	precaution	precaution	NOUN
fsr-3441	156	24	and	and	CCONJ
fsr-3441	156	25	insurance	insurance	NOUN
fsr-3441	156	26	.	.	PUNCT
fsr-3441	157	1	in	in	ADP
fsr-3441	157	2	the	the	DET
fsr-3441	157	3	mistakes	mistake	NOUN
fsr-3441	157	4	treatments	treatment	NOUN
fsr-3441	157	5	where	where	SCONJ
fsr-3441	157	6	the	the	DET
fsr-3441	157	7	probability	probability	NOUN
fsr-3441	157	8	of	of	ADP
fsr-3441	157	9	loss	loss	NOUN
fsr-3441	157	10	depends	depend	VERB
fsr-3441	157	11	on	on	ADP
fsr-3441	157	12	quiz	quiz	NOUN
fsr-3441	157	13	performance	performance	NOUN
fsr-3441	157	14	,	,	PUNCT
fsr-3441	157	15	insurance	insurance	NOUN
fsr-3441	157	16	is	be	AUX
fsr-3441	157	17	the	the	DET
fsr-3441	157	18	only	only	ADJ
fsr-3441	157	19	option	option	NOUN
fsr-3441	157	20	for	for	ADP
fsr-3441	157	21	reducing	reduce	VERB
fsr-3441	157	22	risk	risk	NOUN
fsr-3441	157	23	to	to	ADP
fsr-3441	157	24	zero	zero	NUM
fsr-3441	157	25	,	,	PUNCT
fsr-3441	157	26	because	because	SCONJ
fsr-3441	157	27	even	even	ADV
fsr-3441	157	28	with	with	ADP
fsr-3441	157	29	the	the	DET
fsr-3441	157	30	purchase	purchase	NOUN
fsr-3441	157	31	of	of	ADP
fsr-3441	157	32	full	full	ADJ
fsr-3441	157	33	precaution	precaution	NOUN
fsr-3441	157	34	(	(	PUNCT
fsr-3441	157	35	replacing	replace	VERB
fsr-3441	157	36	all	all	DET
fsr-3441	157	37	orange	orange	ADJ
fsr-3441	157	38	balls	ball	NOUN
fsr-3441	157	39	with	with	ADP
fsr-3441	157	40	white	white	ADJ
fsr-3441	157	41	balls	ball	NOUN
fsr-3441	157	42	)	)	PUNCT
fsr-3441	157	43	,	,	PUNCT
fsr-3441	157	44	the	the	DET
fsr-3441	157	45	risk	risk	NOUN
fsr-3441	157	46	of	of	ADP
fsr-3441	157	47	loss	loss	NOUN
fsr-3441	157	48	from	from	ADP
fsr-3441	157	49	mistakes	mistake	NOUN
fsr-3441	157	50	remains	remain	VERB
fsr-3441	157	51	.	.	PUNCT
fsr-3441	158	1	in	in	ADP
fsr-3441	158	2	the	the	DET
fsr-3441	158	3	no	no	DET
fsr-3441	158	4	mistakes	mistake	NOUN
fsr-3441	158	5	treatments	treatment	NOUN
fsr-3441	158	6	,	,	PUNCT
fsr-3441	158	7	participants	participant	NOUN
fsr-3441	158	8	know	know	VERB
fsr-3441	158	9	their	their	PRON
fsr-3441	158	10	risk	risk	NOUN
fsr-3441	158	11	of	of	ADP
fsr-3441	158	12	loss	loss	NOUN
fsr-3441	158	13	with	with	ADP
fsr-3441	158	14	certainty	certainty	NOUN
fsr-3441	158	15	whereas	whereas	SCONJ
fsr-3441	158	16	,	,	PUNCT
fsr-3441	158	17	in	in	ADP
fsr-3441	158	18	the	the	DET
fsr-3441	158	19	mistakes	mistake	NOUN
fsr-3441	158	20	treatments	treatment	NOUN
fsr-3441	158	21	,	,	PUNCT
fsr-3441	158	22	they	they	PRON
fsr-3441	158	23	must	must	AUX
fsr-3441	158	24	make	make	VERB
fsr-3441	158	25	subjective	subjective	ADJ
fsr-3441	158	26	assessments	assessment	NOUN
fsr-3441	158	27	over	over	ADP
fsr-3441	158	28	the	the	DET
fsr-3441	158	29	risk	risk	NOUN
fsr-3441	158	30	of	of	ADP
fsr-3441	158	31	quiz	quiz	NOUN
fsr-3441	158	32	mistakes	mistake	NOUN
fsr-3441	158	33	to	to	PART
fsr-3441	158	34	determine	determine	VERB
fsr-3441	158	35	their	their	PRON
fsr-3441	158	36	probability	probability	NOUN
fsr-3441	158	37	of	of	ADP
fsr-3441	158	38	loss	loss	NOUN
fsr-3441	158	39	.	.	PUNCT
fsr-3441	159	1	table	table	NOUN
fsr-3441	159	2	2	2	NUM
fsr-3441	159	3	summarizes	summarize	NOUN
fsr-3441	159	4	the	the	DET
fsr-3441	159	5	way	way	NOUN
fsr-3441	159	6	in	in	ADP
fsr-3441	159	7	which	which	PRON
fsr-3441	159	8	participants	participant	NOUN
fsr-3441	159	9	’	'	PUNCT
fsr-3441	159	10	estimates	estimate	NOUN
fsr-3441	159	11	of	of	ADP
fsr-3441	159	12	quiz	quiz	PROPN
fsr-3441	159	13	scores	score	VERB
fsr-3441	159	14	impact	impact	NOUN
fsr-3441	159	15	estimates	estimate	NOUN
fsr-3441	159	16	of	of	ADP
fsr-3441	159	17	the	the	DET
fsr-3441	159	18	probability	probability	NOUN
fsr-3441	159	19	of	of	ADP
fsr-3441	159	20	loss	loss	NOUN
fsr-3441	159	21	prior	prior	ADV
fsr-3441	159	22	to	to	ADP
fsr-3441	159	23	any	any	DET
fsr-3441	159	24	investments	investment	NOUN
fsr-3441	159	25	in	in	ADP
fsr-3441	159	26	risk	risk	NOUN
fsr-3441	159	27	mitigation	mitigation	NOUN
fsr-3441	159	28	.	.	PUNCT
fsr-3441	160	1	table	table	NOUN
fsr-3441	160	2	3	3	NUM
fsr-3441	160	3	summarizes	summarize	VERB
fsr-3441	160	4	the	the	DET
fsr-3441	160	5	optimal	optimal	ADJ
fsr-3441	160	6	insurance	insurance	NOUN
fsr-3441	160	7	decisions	decision	NOUN
fsr-3441	160	8	for	for	ADP
fsr-3441	160	9	a	a	DET
fsr-3441	160	10	risk	risk	NOUN
fsr-3441	160	11	-	-	PUNCT
fsr-3441	160	12	neutral	neutral	ADJ
fsr-3441	160	13	participant	participant	NOUN
fsr-3441	160	14	in	in	ADP
fsr-3441	160	15	each	each	PRON
fsr-3441	160	16	of	of	ADP
fsr-3441	160	17	the	the	DET
fsr-3441	160	18	treatments	treatment	NOUN
fsr-3441	160	19	used	use	VERB
fsr-3441	160	20	in	in	ADP
fsr-3441	160	21	this	this	DET
fsr-3441	160	22	study.14	study.14	NOUN
fsr-3441	160	23	the	the	DET
fsr-3441	160	24	treatments	treatment	NOUN
fsr-3441	160	25	that	that	PRON
fsr-3441	160	26	do	do	AUX
fsr-3441	160	27	not	not	PART
fsr-3441	160	28	provide	provide	VERB
fsr-3441	160	29	an	an	DET
fsr-3441	160	30	insurance	insurance	NOUN
fsr-3441	160	31	option	option	NOUN
fsr-3441	160	32	are	be	AUX
fsr-3441	160	33	used	use	VERB
fsr-3441	160	34	to	to	PART
fsr-3441	160	35	categorize	categorize	VERB
fsr-3441	160	36	and	and	CCONJ
fsr-3441	160	37	control	control	VERB
fsr-3441	160	38	for	for	ADP
fsr-3441	160	39	participants	participant	NOUN
fsr-3441	160	40	’	'	PUNCT
fsr-3441	160	41	risk	risk	NOUN
fsr-3441	160	42	preferences	preference	NOUN
fsr-3441	160	43	but	but	CCONJ
fsr-3441	160	44	are	be	AUX
fsr-3441	160	45	not	not	PART
fsr-3441	160	46	otherwise	otherwise	ADV
fsr-3441	160	47	included	include	VERB
fsr-3441	160	48	in	in	ADP
fsr-3441	160	49	the	the	DET
fsr-3441	160	50	primary	primary	ADJ
fsr-3441	160	51	analysis	analysis	NOUN
fsr-3441	160	52	.	.	PUNCT
fsr-3441	161	1	the	the	DET
fsr-3441	161	2	no	no	DET
fsr-3441	161	3	mistakes	mistake	NOUN
fsr-3441	161	4	low	low	ADJ
fsr-3441	161	5	probability	probability	NOUN
fsr-3441	161	6	treatment	treatment	NOUN
fsr-3441	161	7	provides	provide	VERB
fsr-3441	161	8	a	a	DET
fsr-3441	161	9	check	check	NOUN
fsr-3441	161	10	of	of	ADP
fsr-3441	161	11	participant	participant	ADJ
fsr-3441	161	12	rationality	rationality	NOUN
fsr-3441	161	13	but	but	CCONJ
fsr-3441	161	14	is	be	AUX
fsr-3441	161	15	not	not	PART
fsr-3441	161	16	included	include	VERB
fsr-3441	161	17	in	in	ADP
fsr-3441	161	18	the	the	DET
fsr-3441	161	19	primary	primary	ADJ
fsr-3441	161	20	analysis	analysis	NOUN
fsr-3441	161	21	.	.	PUNCT
fsr-3441	162	1	several	several	ADJ
fsr-3441	162	2	treatments	treatment	NOUN
fsr-3441	162	3	allow	allow	VERB
fsr-3441	162	4	for	for	ADP
fsr-3441	162	5	the	the	DET
fsr-3441	162	6	possibility	possibility	NOUN
fsr-3441	162	7	of	of	ADP
fsr-3441	162	8	underinsurance	underinsurance	NOUN
fsr-3441	162	9	by	by	ADP
fsr-3441	162	10	risk	risk	NOUN
fsr-3441	162	11	-	-	PUNCT
fsr-3441	162	12	neutral	neutral	ADJ
fsr-3441	162	13	(	(	PUNCT
fsr-3441	162	14	or	or	CCONJ
fsr-3441	162	15	riskaverse	riskaverse	NOUN
fsr-3441	162	16	)	)	PUNCT
fsr-3441	162	17	participants	participant	NOUN
fsr-3441	162	18	.	.	PUNCT
fsr-3441	163	1	in	in	ADP
fsr-3441	163	2	all	all	PRON
fsr-3441	163	3	of	of	ADP
fsr-3441	163	4	the	the	DET
fsr-3441	163	5	high	high	ADJ
fsr-3441	163	6	(	(	PUNCT
fsr-3441	163	7	32	32	NUM
fsr-3441	163	8	%	%	NOUN
fsr-3441	163	9	)	)	PUNCT
fsr-3441	163	10	initial	initial	ADJ
fsr-3441	163	11	probability	probability	NOUN
fsr-3441	163	12	of	of	ADP
fsr-3441	163	13	loss	loss	NOUN
fsr-3441	163	14	treatments	treatment	NOUN
fsr-3441	163	15	,	,	PUNCT
fsr-3441	163	16	purchasing	purchase	VERB
fsr-3441	163	17	insurance	insurance	NOUN
fsr-3441	163	18	is	be	AUX
fsr-3441	163	19	optimal	optimal	ADJ
fsr-3441	163	20	for	for	ADP
fsr-3441	163	21	risk	risk	NOUN
fsr-3441	163	22	-	-	PUNCT
fsr-3441	163	23	neutral	neutral	ADJ
fsr-3441	163	24	(	(	PUNCT
fsr-3441	163	25	or	or	CCONJ
fsr-3441	163	26	risk	risk	NOUN
fsr-3441	163	27	-	-	PUNCT
fsr-3441	163	28	averse	averse	ADJ
fsr-3441	163	29	)	)	PUNCT
fsr-3441	163	30	participants	participant	NOUN
fsr-3441	163	31	in	in	ADP
fsr-3441	163	32	that	that	SCONJ
fsr-3441	163	33	it	it	PRON
fsr-3441	163	34	results	result	VERB
fsr-3441	163	35	in	in	ADP
fsr-3441	163	36	the	the	DET
fsr-3441	163	37	highest	high	ADJ
fsr-3441	163	38	expected	expect	VERB
fsr-3441	163	39	payoff	payoff	NOUN
fsr-3441	163	40	.	.	PUNCT
fsr-3441	164	1	in	in	ADP
fsr-3441	164	2	the	the	DET
fsr-3441	164	3	low	low	ADJ
fsr-3441	164	4	(	(	PUNCT
fsr-3441	164	5	10	10	NUM
fsr-3441	164	6	%	%	NOUN
fsr-3441	164	7	)	)	PUNCT
fsr-3441	164	8	initial	initial	ADJ
fsr-3441	164	9	probability	probability	NOUN
fsr-3441	164	10	treatments	treatment	NOUN
fsr-3441	164	11	with	with	ADP
fsr-3441	164	12	loss	loss	NOUN
fsr-3441	164	13	probability	probability	NOUN
fsr-3441	164	14	independent	independent	ADJ
fsr-3441	164	15	of	of	ADP
fsr-3441	164	16	performance	performance	NOUN
fsr-3441	164	17	,	,	PUNCT
fsr-3441	164	18	the	the	DET
fsr-3441	164	19	highest	high	ADJ
fsr-3441	164	20	expected	expect	VERB
fsr-3441	164	21	payoff	payoff	NOUN
fsr-3441	164	22	results	result	NOUN
fsr-3441	164	23	from	from	ADP
fsr-3441	164	24	not	not	PART
fsr-3441	164	25	purchasing	purchase	VERB
fsr-3441	164	26	any	any	DET
fsr-3441	164	27	risk	risk	NOUN
fsr-3441	164	28	mitigation	mitigation	NOUN
fsr-3441	164	29	.	.	PUNCT
fsr-3441	165	1	however	however	ADV
fsr-3441	165	2	,	,	PUNCT
fsr-3441	165	3	in	in	ADP
fsr-3441	165	4	the	the	DET
fsr-3441	165	5	treatments	treatment	NOUN
fsr-3441	165	6	where	where	SCONJ
fsr-3441	165	7	loss	loss	NOUN
fsr-3441	165	8	probability	probability	NOUN
fsr-3441	165	9	depends	depend	VERB
fsr-3441	165	10	on	on	ADP
fsr-3441	165	11	performance	performance	NOUN
fsr-3441	165	12	,	,	PUNCT
fsr-3441	165	13	purchasing	purchase	VERB
fsr-3441	165	14	insurance	insurance	NOUN
fsr-3441	165	15	is	be	AUX
fsr-3441	165	16	optimal	optimal	ADJ
fsr-3441	165	17	for	for	ADP
fsr-3441	165	18	risk	risk	NOUN
fsr-3441	165	19	-	-	PUNCT
fsr-3441	165	20	neutral	neutral	ADJ
fsr-3441	165	21	or	or	CCONJ
fsr-3441	165	22	risk	risk	NOUN
fsr-3441	165	23	-	-	PUNCT
fsr-3441	165	24	averse	averse	ADJ
fsr-3441	165	25	participants	participant	NOUN
fsr-3441	165	26	who	who	PRON
fsr-3441	165	27	performed	perform	VERB
fsr-3441	165	28	poorly	poorly	ADV
fsr-3441	165	29	on	on	ADP
fsr-3441	165	30	the	the	DET
fsr-3441	165	31	quiz	quiz	NOUN
fsr-3441	165	32	.	.	PUNCT
fsr-3441	166	1	participants	participant	NOUN
fsr-3441	166	2	maximize	maximize	VERB
fsr-3441	166	3	expected	expect	VERB
fsr-3441	166	4	payoffs	payoff	NOUN
fsr-3441	166	5	by	by	ADP
fsr-3441	166	6	purchasing	purchase	VERB
fsr-3441	166	7	insurance	insurance	NOUN
fsr-3441	166	8	if	if	SCONJ
fsr-3441	166	9	less	less	ADJ
fsr-3441	166	10	table	table	NOUN
fsr-3441	166	11	2	2	NUM
fsr-3441	166	12	probability	probability	NOUN
fsr-3441	166	13	of	of	ADP
fsr-3441	166	14	losing	lose	VERB
fsr-3441	166	15	$	$	SYM
fsr-3441	166	16	45	45	NUM
fsr-3441	166	17	before	before	SCONJ
fsr-3441	166	18	risk	risk	NOUN
fsr-3441	166	19	management	management	NOUN
fsr-3441	166	20	decisions	decision	NOUN
fsr-3441	166	21	in	in	ADP
fsr-3441	166	22	different	different	ADJ
fsr-3441	166	23	treatments	treatment	NOUN
fsr-3441	166	24	treatments	treatment	VERB
fsr-3441	166	25	initial	initial	ADJ
fsr-3441	166	26	probability	probability	NOUN
fsr-3441	166	27	of	of	ADP
fsr-3441	166	28	loss	loss	NOUN
fsr-3441	166	29	low	low	ADJ
fsr-3441	166	30	(	(	PUNCT
fsr-3441	166	31	10	10	NUM
fsr-3441	166	32	%	%	NOUN
fsr-3441	166	33	)	)	PUNCT
fsr-3441	166	34	high	high	ADJ
fsr-3441	166	35	(	(	PUNCT
fsr-3441	166	36	32	32	NUM
fsr-3441	166	37	%	%	NOUN
fsr-3441	166	38	)	)	PUNCT
fsr-3441	166	39	own	own	ADJ
fsr-3441	166	40	mistakes	mistake	NOUN
fsr-3441	166	41	:	:	PUNCT
fsr-3441	166	42	dependent	dependent	ADJ
fsr-3441	166	43	on	on	ADP
fsr-3441	166	44	own	own	ADJ
fsr-3441	166	45	performance	performance	NOUN
fsr-3441	166	46	0:10	0:10	NUM
fsr-3441	166	47	þ	þ	NOUN
fsr-3441	166	48	0:90	0:90	NUM
fsr-3441	166	49	�	�	PROPN
fsr-3441	166	50	20	20	NUM
fsr-3441	166	51	�	�	PROPN
fsr-3441	166	52	ownquiz	ownquiz	NOUN
fsr-3441	166	53	scoreð	scoreð	NOUN
fsr-3441	166	54	þ	þ	PROPN
fsr-3441	166	55	20	20	NUM
fsr-3441	166	56	0:32	0:32	NUM
fsr-3441	167	1	þ	þ	NOUN
fsr-3441	167	2	0:68	0:68	ADJ
fsr-3441	167	3	�	�	PROPN
fsr-3441	167	4	20	20	NUM
fsr-3441	167	5	�	�	PROPN
fsr-3441	167	6	ownquiz	ownquiz	NOUN
fsr-3441	167	7	scoreð	scoreð	NOUN
fsr-3441	167	8	þ	þ	PROPN
fsr-3441	167	9	20	20	NUM
fsr-3441	167	10	others	other	NOUN
fsr-3441	167	11	’	'	PUNCT
fsr-3441	167	12	mistakes	mistake	NOUN
fsr-3441	167	13	:	:	PUNCT
fsr-3441	167	14	dependent	dependent	ADJ
fsr-3441	167	15	on	on	ADP
fsr-3441	167	16	others	other	NOUN
fsr-3441	167	17	’	’	PART
fsr-3441	167	18	performance	performance	NOUN
fsr-3441	167	19	0:10	0:10	NUM
fsr-3441	167	20	þ	þ	NOUN
fsr-3441	167	21	0:90	0:90	NUM
fsr-3441	167	22	�	�	PROPN
fsr-3441	167	23	20	20	NUM
fsr-3441	167	24	�	�	PROPN
fsr-3441	167	25	others	other	NOUN
fsr-3441	167	26	’	'	PUNCT
fsr-3441	167	27	avg	avg	PROPN
fsr-3441	167	28	:	:	PUNCT
fsr-3441	167	29	scoreð	scoreð	PROPN
fsr-3441	167	30	þ	þ	PROPN
fsr-3441	168	1	20	20	NUM
fsr-3441	168	2	0:32	0:32	NUM
fsr-3441	168	3	þ	þ	NOUN
fsr-3441	169	1	0:68	0:68	ADJ
fsr-3441	169	2	�	�	PROPN
fsr-3441	169	3	20	20	NUM
fsr-3441	169	4	�	�	PROPN
fsr-3441	169	5	others	other	NOUN
fsr-3441	169	6	’	'	PUNCT
fsr-3441	169	7	avg	avg	PROPN
fsr-3441	169	8	:	:	PUNCT
fsr-3441	169	9	scoreð	scoreð	PROPN
fsr-3441	169	10	þ	þ	PROPN
fsr-3441	169	11	20	20	NUM
fsr-3441	169	12	no	no	DET
fsr-3441	169	13	mistakes	mistake	NOUN
fsr-3441	169	14	:	:	PUNCT
fsr-3441	169	15	independent	independent	ADJ
fsr-3441	169	16	of	of	ADP
fsr-3441	169	17	performance	performance	NOUN
fsr-3441	169	18	0.10	0.10	NUM
fsr-3441	169	19	0.32	0.32	NUM
fsr-3441	169	20	8	8	NUM
fsr-3441	169	21	j.	j.	PROPN
fsr-3441	169	22	coats	coats	PROPN
fsr-3441	169	23	,	,	PUNCT
fsr-3441	169	24	v.	v.	ADP
fsr-3441	169	25	bajtelsmit	bajtelsmit	NOUN
fsr-3441	169	26	/	/	SYM
fsr-3441	169	27	financial	financial	ADJ
fsr-3441	169	28	services	service	NOUN
fsr-3441	169	29	review	review	VERB
fsr-3441	169	30	29	29	NUM
fsr-3441	169	31	(	(	PUNCT
fsr-3441	169	32	2021	2021	NUM
fsr-3441	169	33	)	)	PUNCT
fsr-3441	169	34	1–28	1–28	NOUN
fsr-3441	169	35	than	than	ADP
fsr-3441	169	36	76	76	NUM
fsr-3441	169	37	%	%	NOUN
fsr-3441	169	38	of	of	ADP
fsr-3441	169	39	quiz	quiz	NOUN
fsr-3441	169	40	questions	question	NOUN
fsr-3441	169	41	are	be	AUX
fsr-3441	169	42	answered	answer	VERB
fsr-3441	169	43	correctly	correctly	ADV
fsr-3441	169	44	.	.	PUNCT
fsr-3441	170	1	therefore	therefore	ADV
fsr-3441	170	2	,	,	PUNCT
fsr-3441	170	3	overestimation	overestimation	NOUN
fsr-3441	170	4	of	of	ADP
fsr-3441	170	5	performance	performance	NOUN
fsr-3441	170	6	can	can	AUX
fsr-3441	170	7	lead	lead	VERB
fsr-3441	170	8	to	to	ADP
fsr-3441	170	9	underinsurance	underinsurance	NOUN
fsr-3441	170	10	.	.	PUNCT
fsr-3441	171	1	3.3	3.3	NUM
fsr-3441	171	2	.	.	PUNCT
fsr-3441	172	1	the	the	DET
fsr-3441	172	2	incentive	incentive	NOUN
fsr-3441	172	3	for	for	ADP
fsr-3441	172	4	accurate	accurate	ADJ
fsr-3441	172	5	estimation	estimation	NOUN
fsr-3441	172	6	in	in	ADP
fsr-3441	172	7	this	this	DET
fsr-3441	172	8	experiment	experiment	NOUN
fsr-3441	172	9	design	design	NOUN
fsr-3441	172	10	in	in	ADP
fsr-3441	172	11	addition	addition	NOUN
fsr-3441	172	12	to	to	ADP
fsr-3441	172	13	the	the	DET
fsr-3441	172	14	show	show	NOUN
fsr-3441	172	15	-	-	PUNCT
fsr-3441	172	16	up	up	ADP
fsr-3441	172	17	fee	fee	NOUN
fsr-3441	172	18	paid	pay	VERB
fsr-3441	172	19	at	at	ADP
fsr-3441	172	20	the	the	DET
fsr-3441	172	21	beginning	beginning	NOUN
fsr-3441	172	22	of	of	ADP
fsr-3441	172	23	stage	stage	NOUN
fsr-3441	172	24	1	1	NUM
fsr-3441	172	25	,	,	PUNCT
fsr-3441	172	26	participants	participant	NOUN
fsr-3441	172	27	received	receive	VERB
fsr-3441	172	28	a	a	DET
fsr-3441	172	29	payment	payment	NOUN
fsr-3441	172	30	at	at	ADP
fsr-3441	172	31	the	the	DET
fsr-3441	172	32	end	end	NOUN
fsr-3441	172	33	of	of	ADP
fsr-3441	172	34	stage	stage	NOUN
fsr-3441	172	35	2	2	NUM
fsr-3441	172	36	(	(	PUNCT
fsr-3441	172	37	in	in	ADP
fsr-3441	172	38	private	private	ADJ
fsr-3441	172	39	and	and	CCONJ
fsr-3441	172	40	in	in	ADP
fsr-3441	172	41	cash	cash	NOUN
fsr-3441	172	42	)	)	PUNCT
fsr-3441	172	43	based	base	VERB
fsr-3441	172	44	upon	upon	SCONJ
fsr-3441	172	45	their	their	PRON
fsr-3441	172	46	performance	performance	NOUN
fsr-3441	172	47	,	,	PUNCT
fsr-3441	172	48	risk	risk	NOUN
fsr-3441	172	49	management	management	NOUN
fsr-3441	172	50	decisions	decision	NOUN
fsr-3441	172	51	,	,	PUNCT
fsr-3441	172	52	and	and	CCONJ
fsr-3441	172	53	chance	chance	NOUN
fsr-3441	172	54	.	.	PUNCT
fsr-3441	173	1	monetary	monetary	ADJ
fsr-3441	173	2	incentives	incentive	NOUN
fsr-3441	173	3	connect	connect	VERB
fsr-3441	173	4	the	the	DET
fsr-3441	173	5	earnings	earning	NOUN
fsr-3441	173	6	,	,	PUNCT
fsr-3441	173	7	estimation	estimation	NOUN
fsr-3441	173	8	,	,	PUNCT
fsr-3441	173	9	and	and	CCONJ
fsr-3441	173	10	risk	risk	NOUN
fsr-3441	173	11	management	management	NOUN
fsr-3441	173	12	tasks	task	NOUN
fsr-3441	173	13	across	across	ADP
fsr-3441	173	14	the	the	DET
fsr-3441	173	15	two	two	NUM
fsr-3441	173	16	stages	stage	NOUN
fsr-3441	173	17	.	.	PUNCT
fsr-3441	174	1	a	a	DET
fsr-3441	174	2	higher	high	ADJ
fsr-3441	174	3	score	score	NOUN
fsr-3441	174	4	on	on	ADP
fsr-3441	174	5	the	the	DET
fsr-3441	174	6	driving	drive	VERB
fsr-3441	174	7	quiz	quiz	NOUN
fsr-3441	174	8	decreases	decrease	VERB
fsr-3441	174	9	the	the	DET
fsr-3441	174	10	probability	probability	NOUN
fsr-3441	174	11	of	of	ADP
fsr-3441	174	12	loss	loss	NOUN
fsr-3441	174	13	in	in	ADP
fsr-3441	174	14	the	the	DET
fsr-3441	174	15	own	own	ADJ
fsr-3441	174	16	mistakes	mistake	NOUN
fsr-3441	174	17	treatments	treatment	NOUN
fsr-3441	174	18	in	in	ADP
fsr-3441	174	19	the	the	DET
fsr-3441	174	20	same	same	ADJ
fsr-3441	174	21	way	way	NOUN
fsr-3441	174	22	that	that	PRON
fsr-3441	174	23	loss	loss	NOUN
fsr-3441	174	24	event	event	NOUN
fsr-3441	174	25	probability	probability	NOUN
fsr-3441	174	26	estimation	estimation	NOUN
fsr-3441	174	27	and	and	CCONJ
fsr-3441	174	28	insurance	insurance	NOUN
fsr-3441	174	29	decisions	decision	NOUN
fsr-3441	174	30	correspond	correspond	VERB
fsr-3441	174	31	to	to	AUX
fsr-3441	174	32	expected	expect	VERB
fsr-3441	174	33	wealth	wealth	NOUN
fsr-3441	174	34	effects	effect	NOUN
fsr-3441	174	35	in	in	ADP
fsr-3441	174	36	practice	practice	NOUN
fsr-3441	174	37	.	.	PUNCT
fsr-3441	175	1	that	that	PRON
fsr-3441	175	2	is	is	ADV
fsr-3441	175	3	,	,	PUNCT
fsr-3441	175	4	the	the	DET
fsr-3441	175	5	estimation	estimation	NOUN
fsr-3441	175	6	task	task	NOUN
fsr-3441	175	7	facilitates	facilitate	VERB
fsr-3441	175	8	comparison	comparison	NOUN
fsr-3441	175	9	by	by	ADP
fsr-3441	175	10	the	the	DET
fsr-3441	175	11	participants	participant	NOUN
fsr-3441	175	12	between	between	ADP
fsr-3441	175	13	their	their	PRON
fsr-3441	175	14	expected	expect	VERB
fsr-3441	175	15	payoff	payoff	NOUN
fsr-3441	175	16	without	without	ADP
fsr-3441	175	17	insurance	insurance	NOUN
fsr-3441	175	18	versus	versus	ADP
fsr-3441	175	19	their	their	PRON
fsr-3441	175	20	payoff	payoff	NOUN
fsr-3441	175	21	with	with	ADP
fsr-3441	175	22	insurance	insurance	NOUN
fsr-3441	175	23	.	.	PUNCT
fsr-3441	176	1	more	more	ADV
fsr-3441	176	2	accurate	accurate	ADJ
fsr-3441	176	3	score	score	NOUN
fsr-3441	176	4	estimates	estimate	NOUN
fsr-3441	176	5	improve	improve	VERB
fsr-3441	176	6	a	a	DET
fsr-3441	176	7	participant	participant	NOUN
fsr-3441	176	8	’s	’s	PART
fsr-3441	176	9	ability	ability	NOUN
fsr-3441	176	10	to	to	PART
fsr-3441	176	11	make	make	VERB
fsr-3441	176	12	an	an	DET
fsr-3441	176	13	optimal	optimal	ADJ
fsr-3441	176	14	insurance	insurance	NOUN
fsr-3441	176	15	decision	decision	NOUN
fsr-3441	176	16	.	.	PUNCT
fsr-3441	177	1	in	in	ADP
fsr-3441	177	2	summary	summary	NOUN
fsr-3441	177	3	,	,	PUNCT
fsr-3441	177	4	higher	high	ADJ
fsr-3441	177	5	scores	score	NOUN
fsr-3441	177	6	on	on	ADP
fsr-3441	177	7	the	the	DET
fsr-3441	177	8	quiz	quiz	NOUN
fsr-3441	177	9	reduce	reduce	VERB
fsr-3441	177	10	the	the	DET
fsr-3441	177	11	risk	risk	NOUN
fsr-3441	177	12	of	of	ADP
fsr-3441	177	13	loss	loss	NOUN
fsr-3441	177	14	in	in	ADP
fsr-3441	177	15	the	the	DET
fsr-3441	177	16	mistakes	mistake	NOUN
fsr-3441	177	17	treatments	treatment	NOUN
fsr-3441	177	18	,	,	PUNCT
fsr-3441	177	19	but	but	CCONJ
fsr-3441	177	20	overestimation	overestimation	NOUN
fsr-3441	177	21	of	of	ADP
fsr-3441	177	22	scores	score	NOUN
fsr-3441	177	23	could	could	AUX
fsr-3441	177	24	lead	lead	VERB
fsr-3441	177	25	to	to	ADP
fsr-3441	177	26	suboptimal	suboptimal	ADJ
fsr-3441	177	27	insurance	insurance	NOUN
fsr-3441	177	28	decisions	decision	NOUN
fsr-3441	177	29	and	and	CCONJ
fsr-3441	177	30	lower	low	ADJ
fsr-3441	177	31	expected	expected	ADJ
fsr-3441	177	32	payoffs	payoff	NOUN
fsr-3441	177	33	,	,	PUNCT
fsr-3441	177	34	and	and	CCONJ
fsr-3441	177	35	this	this	DET
fsr-3441	177	36	correspondence	correspondence	NOUN
fsr-3441	177	37	rewards	reward	VERB
fsr-3441	177	38	participants	participant	NOUN
fsr-3441	177	39	for	for	ADP
fsr-3441	177	40	accuracy	accuracy	NOUN
fsr-3441	177	41	in	in	ADP
fsr-3441	177	42	their	their	PRON
fsr-3441	177	43	estimation.15	estimation.15	NOUN
fsr-3441	177	44	for	for	ADP
fsr-3441	177	45	example	example	NOUN
fsr-3441	177	46	,	,	PUNCT
fsr-3441	177	47	a	a	DET
fsr-3441	177	48	risk	risk	NOUN
fsr-3441	177	49	-	-	PUNCT
fsr-3441	177	50	neutral	neutral	ADJ
fsr-3441	177	51	participant	participant	NOUN
fsr-3441	177	52	with	with	ADP
fsr-3441	177	53	an	an	DET
fsr-3441	177	54	initial	initial	ADJ
fsr-3441	177	55	10	10	NUM
fsr-3441	177	56	%	%	NOUN
fsr-3441	177	57	probability	probability	NOUN
fsr-3441	177	58	of	of	ADP
fsr-3441	177	59	loss	loss	NOUN
fsr-3441	177	60	who	who	PRON
fsr-3441	177	61	estimates	estimate	VERB
fsr-3441	177	62	scoring	score	VERB
fsr-3441	177	63	90	90	NUM
fsr-3441	177	64	%	%	NOUN
fsr-3441	177	65	correct	correct	ADJ
fsr-3441	177	66	on	on	ADP
fsr-3441	177	67	the	the	DET
fsr-3441	177	68	driving	drive	VERB
fsr-3441	177	69	quiz	quiz	NOUN
fsr-3441	177	70	in	in	ADP
fsr-3441	177	71	the	the	DET
fsr-3441	177	72	own	own	ADJ
fsr-3441	177	73	mistakes	mistake	NOUN
fsr-3441	177	74	treatment	treatment	NOUN
fsr-3441	177	75	(	(	PUNCT
fsr-3441	177	76	expected	expect	VERB
fsr-3441	177	77	loss	loss	NOUN
fsr-3441	177	78	of	of	ADP
fsr-3441	177	79	$	$	SYM
fsr-3441	177	80	8.55	8.55	NUM
fsr-3441	177	81	)	)	PUNCT
fsr-3441	177	82	is	be	AUX
fsr-3441	177	83	better	well	ADJ
fsr-3441	177	84	off	off	ADP
fsr-3441	177	85	not	not	PART
fsr-3441	177	86	purchasing	purchase	VERB
fsr-3441	177	87	insurance	insurance	NOUN
fsr-3441	177	88	for	for	ADP
fsr-3441	177	89	$	$	SYM
fsr-3441	177	90	14.50	14.50	NUM
fsr-3441	177	91	.	.	PUNCT
fsr-3441	178	1	however	however	ADV
fsr-3441	178	2	,	,	PUNCT
fsr-3441	178	3	if	if	SCONJ
fsr-3441	178	4	the	the	DET
fsr-3441	178	5	participant	participant	NOUN
fsr-3441	178	6	’s	’s	PART
fsr-3441	178	7	actual	actual	ADJ
fsr-3441	178	8	performance	performance	NOUN
fsr-3441	178	9	on	on	ADP
fsr-3441	178	10	the	the	DET
fsr-3441	178	11	driving	drive	VERB
fsr-3441	178	12	quiz	quiz	NOUN
fsr-3441	178	13	is	be	AUX
fsr-3441	178	14	60	60	NUM
fsr-3441	178	15	%	%	NOUN
fsr-3441	178	16	(	(	PUNCT
fsr-3441	178	17	expected	expect	VERB
fsr-3441	178	18	loss	loss	NOUN
fsr-3441	178	19	of	of	ADP
fsr-3441	178	20	$	$	SYM
fsr-3441	178	21	20.70	20.70	NUM
fsr-3441	178	22	)	)	PUNCT
fsr-3441	178	23	,	,	PUNCT
fsr-3441	178	24	the	the	DET
fsr-3441	178	25	expected	expect	VERB
fsr-3441	178	26	payoff	payoff	NOUN
fsr-3441	178	27	is	be	AUX
fsr-3441	178	28	higher	high	ADJ
fsr-3441	178	29	with	with	ADP
fsr-3441	178	30	insurance	insurance	NOUN
fsr-3441	178	31	.	.	PUNCT
fsr-3441	179	1	participants	participant	NOUN
fsr-3441	179	2	recorded	record	VERB
fsr-3441	179	3	their	their	PRON
fsr-3441	179	4	estimated	estimate	VERB
fsr-3441	179	5	scores	score	NOUN
fsr-3441	179	6	only	only	ADV
fsr-3441	179	7	after	after	SCONJ
fsr-3441	179	8	they	they	PRON
fsr-3441	179	9	had	have	AUX
fsr-3441	179	10	received	receive	VERB
fsr-3441	179	11	all	all	DET
fsr-3441	179	12	the	the	DET
fsr-3441	179	13	instructions	instruction	NOUN
fsr-3441	179	14	and	and	CCONJ
fsr-3441	179	15	passed	pass	VERB
fsr-3441	179	16	the	the	DET
fsr-3441	179	17	instructions	instruction	NOUN
fsr-3441	179	18	assessment	assessment	NOUN
fsr-3441	179	19	,	,	PUNCT
fsr-3441	179	20	demonstrating	demonstrate	VERB
fsr-3441	179	21	they	they	PRON
fsr-3441	179	22	understood	understand	VERB
fsr-3441	179	23	how	how	SCONJ
fsr-3441	179	24	both	both	CCONJ
fsr-3441	179	25	the	the	DET
fsr-3441	179	26	probability	probability	NOUN
fsr-3441	179	27	of	of	ADP
fsr-3441	179	28	mistakes	mistake	NOUN
fsr-3441	179	29	on	on	ADP
fsr-3441	179	30	the	the	DET
fsr-3441	179	31	quiz	quiz	NOUN
fsr-3441	179	32	and	and	CCONJ
fsr-3441	179	33	the	the	DET
fsr-3441	179	34	cost	cost	NOUN
fsr-3441	179	35	of	of	ADP
fsr-3441	179	36	insurance	insurance	NOUN
fsr-3441	179	37	affected	affect	VERB
fsr-3441	179	38	their	their	PRON
fsr-3441	179	39	expected	expect	VERB
fsr-3441	179	40	payoffs	payoff	NOUN
fsr-3441	179	41	.	.	PUNCT
fsr-3441	180	1	at	at	ADP
fsr-3441	180	2	that	that	DET
fsr-3441	180	3	point	point	NOUN
fsr-3441	180	4	,	,	PUNCT
fsr-3441	180	5	participants	participant	NOUN
fsr-3441	180	6	were	be	AUX
fsr-3441	180	7	aware	aware	ADJ
fsr-3441	180	8	of	of	ADP
fsr-3441	180	9	how	how	SCONJ
fsr-3441	180	10	their	their	PRON
fsr-3441	180	11	quiz	quiz	NOUN
fsr-3441	180	12	table	table	VERB
fsr-3441	180	13	3	3	NUM
fsr-3441	180	14	optimal	optimal	ADJ
fsr-3441	180	15	risk	risk	NOUN
fsr-3441	180	16	management	management	NOUN
fsr-3441	180	17	decisions	decision	NOUN
fsr-3441	180	18	to	to	PART
fsr-3441	180	19	minimize	minimize	VERB
fsr-3441	180	20	expected	expect	VERB
fsr-3441	180	21	loss	loss	NOUN
fsr-3441	180	22	in	in	ADP
fsr-3441	180	23	each	each	DET
fsr-3441	180	24	treatment	treatment	NOUN
fsr-3441	180	25	treatments	treatment	NOUN
fsr-3441	180	26	initial	initial	ADJ
fsr-3441	180	27	probability	probability	NOUN
fsr-3441	180	28	of	of	ADP
fsr-3441	180	29	loss	loss	NOUN
fsr-3441	180	30	low	low	ADJ
fsr-3441	180	31	(	(	PUNCT
fsr-3441	180	32	10	10	NUM
fsr-3441	180	33	%	%	NOUN
fsr-3441	180	34	)	)	PUNCT
fsr-3441	180	35	high	high	ADJ
fsr-3441	180	36	(	(	PUNCT
fsr-3441	180	37	32	32	NUM
fsr-3441	180	38	%	%	NOUN
fsr-3441	180	39	)	)	PUNCT
fsr-3441	180	40	own	own	ADJ
fsr-3441	180	41	mistakes	mistake	NOUN
fsr-3441	180	42	:	:	PUNCT
fsr-3441	180	43	risk	risk	NOUN
fsr-3441	180	44	depends	depend	VERB
fsr-3441	180	45	on	on	ADP
fsr-3441	180	46	own	own	ADJ
fsr-3441	180	47	performance	performance	NOUN
fsr-3441	180	48	insure	insure	VERB
fsr-3441	180	49	if	if	SCONJ
fsr-3441	180	50	quiz	quiz	NOUN
fsr-3441	180	51	score	score	VERB
fsr-3441	180	52	<	<	X
fsr-3441	180	53	76	76	NUM
fsr-3441	180	54	%	%	NOUN
fsr-3441	180	55	no	no	DET
fsr-3441	180	56	risk	risk	NOUN
fsr-3441	180	57	mitigation	mitigation	NOUN
fsr-3441	180	58	if	if	SCONJ
fsr-3441	180	59	>	>	X
fsr-3441	180	60	76	76	NUM
fsr-3441	180	61	%	%	NOUN
fsr-3441	180	62	insure	insure	VERB
fsr-3441	180	63	others	other	NOUN
fsr-3441	180	64	’	'	PUNCT
fsr-3441	180	65	mistakes	mistake	NOUN
fsr-3441	180	66	:	:	PUNCT
fsr-3441	180	67	risk	risk	NOUN
fsr-3441	180	68	depends	depend	VERB
fsr-3441	180	69	on	on	ADP
fsr-3441	180	70	others	other	NOUN
fsr-3441	180	71	’	’	PART
fsr-3441	180	72	performance	performance	NOUN
fsr-3441	180	73	insure	insure	VERB
fsr-3441	180	74	if	if	SCONJ
fsr-3441	180	75	quiz	quiz	NOUN
fsr-3441	180	76	score	score	VERB
fsr-3441	180	77	<	<	X
fsr-3441	180	78	76	76	NUM
fsr-3441	180	79	%	%	NOUN
fsr-3441	180	80	no	no	DET
fsr-3441	180	81	risk	risk	NOUN
fsr-3441	180	82	mitigation	mitigation	NOUN
fsr-3441	180	83	if	if	SCONJ
fsr-3441	180	84	>	>	X
fsr-3441	180	85	76	76	NUM
fsr-3441	180	86	%	%	NOUN
fsr-3441	180	87	insure	insure	VERB
fsr-3441	180	88	no	no	DET
fsr-3441	180	89	mistakes	mistake	NOUN
fsr-3441	180	90	:	:	PUNCT
fsr-3441	180	91	risk	risk	NOUN
fsr-3441	180	92	is	be	AUX
fsr-3441	180	93	independent	independent	ADJ
fsr-3441	180	94	risk	risk	NOUN
fsr-3441	180	95	mitigation	mitigation	NOUN
fsr-3441	180	96	-	-	PUNCT
fsr-3441	180	97	precaution	precaution	NOUN
fsr-3441	180	98	and	and	CCONJ
fsr-3441	180	99	insurance	insurance	NOUN
fsr-3441	180	100	no	no	DET
fsr-3441	180	101	risk	risk	NOUN
fsr-3441	180	102	mitigation	mitigation	NOUN
fsr-3441	180	103	full	full	ADJ
fsr-3441	180	104	precautiona	precautiona	NOUN
fsr-3441	180	105	risk	risk	NOUN
fsr-3441	180	106	mitigation	mitigation	NOUN
fsr-3441	180	107	-	-	PUNCT
fsr-3441	180	108	precaution	precaution	NOUN
fsr-3441	180	109	onlyb	onlyb	NOUN
fsr-3441	180	110	no	no	DET
fsr-3441	180	111	risk	risk	NOUN
fsr-3441	180	112	mitigation	mitigation	NOUN
fsr-3441	180	113	full	full	ADJ
fsr-3441	180	114	precaution	precaution	NOUN
fsr-3441	180	115	a	a	DET
fsr-3441	180	116	participants	participant	NOUN
fsr-3441	180	117	pay	pay	VERB
fsr-3441	180	118	to	to	PART
fsr-3441	180	119	reduce	reduce	VERB
fsr-3441	180	120	the	the	DET
fsr-3441	180	121	initial	initial	ADJ
fsr-3441	180	122	probability	probability	NOUN
fsr-3441	180	123	of	of	ADP
fsr-3441	180	124	loss	loss	NOUN
fsr-3441	180	125	before	before	SCONJ
fsr-3441	180	126	a	a	DET
fsr-3441	180	127	mistake	mistake	NOUN
fsr-3441	180	128	is	be	AUX
fsr-3441	180	129	drawn	draw	VERB
fsr-3441	180	130	in	in	ADP
fsr-3441	180	131	increments	increment	NOUN
fsr-3441	180	132	of	of	ADP
fsr-3441	180	133	10	10	NUM
fsr-3441	180	134	percentage	percentage	NOUN
fsr-3441	180	135	points	point	NOUN
fsr-3441	180	136	.	.	PUNCT
fsr-3441	181	1	in	in	ADP
fsr-3441	181	2	the	the	DET
fsr-3441	181	3	no	no	DET
fsr-3441	181	4	mistakes	mistake	NOUN
fsr-3441	181	5	treatments	treatment	NOUN
fsr-3441	181	6	,	,	PUNCT
fsr-3441	181	7	the	the	DET
fsr-3441	181	8	purchase	purchase	NOUN
fsr-3441	181	9	of	of	ADP
fsr-3441	181	10	full	full	ADJ
fsr-3441	181	11	precaution	precaution	NOUN
fsr-3441	181	12	reduces	reduce	VERB
fsr-3441	181	13	the	the	DET
fsr-3441	181	14	probability	probability	NOUN
fsr-3441	181	15	of	of	ADP
fsr-3441	181	16	loss	loss	NOUN
fsr-3441	181	17	to	to	ADP
fsr-3441	181	18	zero	zero	NUM
fsr-3441	181	19	and	and	CCONJ
fsr-3441	181	20	is	be	AUX
fsr-3441	181	21	,	,	PUNCT
fsr-3441	181	22	therefore	therefore	ADV
fsr-3441	181	23	,	,	PUNCT
fsr-3441	181	24	the	the	DET
fsr-3441	181	25	risk	risk	NOUN
fsr-3441	181	26	mitigation	mitigation	NOUN
fsr-3441	181	27	equivalent	equivalent	ADJ
fsr-3441	181	28	to	to	ADP
fsr-3441	181	29	buying	buy	VERB
fsr-3441	181	30	insurance	insurance	NOUN
fsr-3441	181	31	in	in	ADP
fsr-3441	181	32	this	this	DET
fsr-3441	181	33	design	design	NOUN
fsr-3441	181	34	.	.	PUNCT
fsr-3441	182	1	full	full	ADJ
fsr-3441	182	2	precaution	precaution	NOUN
fsr-3441	182	3	is	be	AUX
fsr-3441	182	4	the	the	DET
fsr-3441	182	5	more	more	ADV
fsr-3441	182	6	efficient	efficient	ADJ
fsr-3441	182	7	means	mean	NOUN
fsr-3441	182	8	to	to	PART
fsr-3441	182	9	reduce	reduce	VERB
fsr-3441	182	10	risk	risk	NOUN
fsr-3441	182	11	to	to	ADP
fsr-3441	182	12	zero	zero	NUM
fsr-3441	182	13	in	in	ADP
fsr-3441	182	14	the	the	DET
fsr-3441	182	15	high	high	ADJ
fsr-3441	182	16	probability	probability	NOUN
fsr-3441	182	17	treatments	treatment	NOUN
fsr-3441	182	18	,	,	PUNCT
fsr-3441	182	19	while	while	SCONJ
fsr-3441	182	20	insurance	insurance	NOUN
fsr-3441	182	21	is	be	AUX
fsr-3441	182	22	the	the	DET
fsr-3441	182	23	more	more	ADV
fsr-3441	182	24	efficient	efficient	ADJ
fsr-3441	182	25	means	mean	NOUN
fsr-3441	182	26	in	in	ADP
fsr-3441	182	27	low	low	ADJ
fsr-3441	182	28	probability	probability	NOUN
fsr-3441	182	29	treatments	treatment	NOUN
fsr-3441	182	30	.	.	PUNCT
fsr-3441	183	1	b	b	X
fsr-3441	183	2	precaution	precaution	NOUN
fsr-3441	183	3	is	be	AUX
fsr-3441	183	4	the	the	DET
fsr-3441	183	5	only	only	ADJ
fsr-3441	183	6	risk	risk	NOUN
fsr-3441	183	7	management	management	NOUN
fsr-3441	183	8	tool	tool	NOUN
fsr-3441	183	9	.	.	PUNCT
fsr-3441	184	1	these	these	DET
fsr-3441	184	2	treatments	treatment	NOUN
fsr-3441	184	3	are	be	AUX
fsr-3441	184	4	used	use	VERB
fsr-3441	184	5	only	only	ADV
fsr-3441	184	6	to	to	PART
fsr-3441	184	7	categorize	categorize	VERB
fsr-3441	184	8	and	and	CCONJ
fsr-3441	184	9	control	control	VERB
fsr-3441	184	10	for	for	ADP
fsr-3441	184	11	risk	risk	NOUN
fsr-3441	184	12	attitudes	attitude	NOUN
fsr-3441	184	13	.	.	PUNCT
fsr-3441	185	1	j.	j.	PROPN
fsr-3441	185	2	coats	coats	PROPN
fsr-3441	185	3	,	,	PUNCT
fsr-3441	185	4	v.	v.	ADP
fsr-3441	185	5	bajtelsmit	bajtelsmit	NOUN
fsr-3441	185	6	/	/	SYM
fsr-3441	185	7	financial	financial	ADJ
fsr-3441	185	8	services	service	NOUN
fsr-3441	185	9	review	review	VERB
fsr-3441	185	10	29	29	NUM
fsr-3441	185	11	(	(	PUNCT
fsr-3441	185	12	2021	2021	NUM
fsr-3441	185	13	)	)	PUNCT
fsr-3441	185	14	1–28	1–28	NOUN
fsr-3441	185	15	9	9	NUM
fsr-3441	185	16	scores	score	NOUN
fsr-3441	185	17	and	and	CCONJ
fsr-3441	185	18	score	score	NOUN
fsr-3441	185	19	estimation	estimation	NOUN
fsr-3441	185	20	accuracy	accuracy	NOUN
fsr-3441	185	21	combined	combine	VERB
fsr-3441	185	22	with	with	ADP
fsr-3441	185	23	their	their	PRON
fsr-3441	185	24	risk	risk	NOUN
fsr-3441	185	25	management	management	NOUN
fsr-3441	185	26	and	and	CCONJ
fsr-3441	185	27	insurance	insurance	NOUN
fsr-3441	185	28	decisions	decision	NOUN
fsr-3441	185	29	to	to	PART
fsr-3441	185	30	affect	affect	VERB
fsr-3441	185	31	their	their	PRON
fsr-3441	185	32	earnings	earning	NOUN
fsr-3441	185	33	in	in	ADP
fsr-3441	185	34	the	the	DET
fsr-3441	185	35	experiment	experiment	NOUN
fsr-3441	185	36	.	.	PUNCT
fsr-3441	186	1	as	as	ADP
fsr-3441	186	2	in	in	ADP
fsr-3441	186	3	actual	actual	ADJ
fsr-3441	186	4	insurance	insurance	NOUN
fsr-3441	186	5	purchase	purchase	NOUN
fsr-3441	186	6	decisions	decision	NOUN
fsr-3441	186	7	,	,	PUNCT
fsr-3441	186	8	a	a	DET
fsr-3441	186	9	participant	participant	NOUN
fsr-3441	186	10	in	in	ADP
fsr-3441	186	11	the	the	DET
fsr-3441	186	12	experiment	experiment	NOUN
fsr-3441	186	13	who	who	PRON
fsr-3441	186	14	chooses	choose	VERB
fsr-3441	186	15	not	not	PART
fsr-3441	186	16	to	to	PART
fsr-3441	186	17	insure	insure	VERB
fsr-3441	186	18	based	base	VERB
fsr-3441	186	19	on	on	ADP
fsr-3441	186	20	an	an	DET
fsr-3441	186	21	optimistic	optimistic	ADJ
fsr-3441	186	22	or	or	CCONJ
fsr-3441	186	23	overconfident	overconfident	ADJ
fsr-3441	186	24	estimate	estimate	NOUN
fsr-3441	186	25	of	of	ADP
fsr-3441	186	26	loss	loss	NOUN
fsr-3441	186	27	probability	probability	NOUN
fsr-3441	186	28	faces	face	VERB
fsr-3441	186	29	a	a	DET
fsr-3441	186	30	larger	large	ADJ
fsr-3441	186	31	total	total	ADJ
fsr-3441	186	32	cost	cost	NOUN
fsr-3441	186	33	of	of	ADP
fsr-3441	186	34	risk	risk	NOUN
fsr-3441	186	35	compared	compare	VERB
fsr-3441	186	36	with	with	ADP
fsr-3441	186	37	insurance	insurance	NOUN
fsr-3441	186	38	decisions	decision	NOUN
fsr-3441	186	39	based	base	VERB
fsr-3441	186	40	on	on	ADP
fsr-3441	186	41	more	more	ADV
fsr-3441	186	42	accurate	accurate	ADJ
fsr-3441	186	43	assessments	assessment	NOUN
fsr-3441	186	44	.	.	PUNCT
fsr-3441	187	1	all	all	DET
fsr-3441	187	2	responses	response	NOUN
fsr-3441	187	3	were	be	AUX
fsr-3441	187	4	completely	completely	ADV
fsr-3441	187	5	anonymous	anonymous	ADJ
fsr-3441	187	6	.	.	PUNCT
fsr-3441	188	1	there	there	PRON
fsr-3441	188	2	were	be	VERB
fsr-3441	188	3	no	no	DET
fsr-3441	188	4	financial	financial	ADJ
fsr-3441	188	5	or	or	CCONJ
fsr-3441	188	6	risk	risk	NOUN
fsr-3441	188	7	management	management	NOUN
fsr-3441	188	8	incentives	incentive	NOUN
fsr-3441	188	9	to	to	PART
fsr-3441	188	10	report	report	VERB
fsr-3441	188	11	higher	high	ADJ
fsr-3441	188	12	or	or	CCONJ
fsr-3441	188	13	lower	low	ADJ
fsr-3441	188	14	scores	score	NOUN
fsr-3441	188	15	than	than	ADP
fsr-3441	188	16	estimated	estimate	VERB
fsr-3441	188	17	,	,	PUNCT
fsr-3441	188	18	and	and	CCONJ
fsr-3441	188	19	optimal	optimal	ADJ
fsr-3441	188	20	decisions	decision	NOUN
fsr-3441	188	21	depended	depend	VERB
fsr-3441	188	22	on	on	ADP
fsr-3441	188	23	using	use	VERB
fsr-3441	188	24	best	good	ADJ
fsr-3441	188	25	estimates	estimate	NOUN
fsr-3441	188	26	.	.	PUNCT
fsr-3441	189	1	therefore	therefore	ADV
fsr-3441	189	2	,	,	PUNCT
fsr-3441	189	3	participants	participant	NOUN
fsr-3441	189	4	had	have	VERB
fsr-3441	189	5	incentives	incentive	NOUN
fsr-3441	189	6	to	to	PART
fsr-3441	189	7	accurately	accurately	ADV
fsr-3441	189	8	estimate	estimate	VERB
fsr-3441	189	9	their	their	PRON
fsr-3441	189	10	risk	risk	NOUN
fsr-3441	189	11	of	of	ADP
fsr-3441	189	12	loss	loss	NOUN
fsr-3441	189	13	and	and	CCONJ
fsr-3441	189	14	faced	face	VERB
fsr-3441	189	15	no	no	DET
fsr-3441	189	16	incentive	incentive	NOUN
fsr-3441	189	17	to	to	PART
fsr-3441	189	18	inaccurately	inaccurately	ADV
fsr-3441	189	19	report	report	VERB
fsr-3441	189	20	their	their	PRON
fsr-3441	189	21	estimates.16	estimates.16	NOUN
fsr-3441	189	22	consequently	consequently	ADV
fsr-3441	189	23	,	,	PUNCT
fsr-3441	189	24	the	the	DET
fsr-3441	189	25	earnings	earning	NOUN
fsr-3441	189	26	task	task	NOUN
fsr-3441	189	27	is	be	AUX
fsr-3441	189	28	directly	directly	ADV
fsr-3441	189	29	incentive	incentive	NOUN
fsr-3441	189	30	-	-	PUNCT
fsr-3441	189	31	compatible	compatible	ADJ
fsr-3441	189	32	,	,	PUNCT
fsr-3441	189	33	and	and	CCONJ
fsr-3441	189	34	the	the	DET
fsr-3441	189	35	corresponding	correspond	VERB
fsr-3441	189	36	estimation	estimation	NOUN
fsr-3441	189	37	task	task	NOUN
fsr-3441	189	38	is	be	AUX
fsr-3441	189	39	indirectly	indirectly	ADV
fsr-3441	189	40	incentive	incentive	NOUN
fsr-3441	189	41	-	-	PUNCT
fsr-3441	189	42	compatible	compatible	ADJ
fsr-3441	189	43	,	,	PUNCT
fsr-3441	189	44	with	with	ADP
fsr-3441	189	45	respect	respect	NOUN
fsr-3441	189	46	to	to	ADP
fsr-3441	189	47	maximizing	maximize	VERB
fsr-3441	189	48	final	final	ADJ
fsr-3441	189	49	payoffs	payoff	NOUN
fsr-3441	189	50	in	in	ADP
fsr-3441	189	51	the	the	DET
fsr-3441	189	52	experiment	experiment	NOUN
fsr-3441	189	53	.	.	PUNCT
fsr-3441	190	1	participants	participant	NOUN
fsr-3441	190	2	completed	complete	VERB
fsr-3441	190	3	all	all	DET
fsr-3441	190	4	decisions	decision	NOUN
fsr-3441	190	5	before	before	ADP
fsr-3441	190	6	receiving	receive	VERB
fsr-3441	190	7	their	their	PRON
fsr-3441	190	8	earnings	earning	NOUN
fsr-3441	190	9	from	from	ADP
fsr-3441	190	10	the	the	DET
fsr-3441	190	11	estimation	estimation	NOUN
fsr-3441	190	12	and	and	CCONJ
fsr-3441	190	13	risk	risk	NOUN
fsr-3441	190	14	management	management	NOUN
fsr-3441	190	15	task	task	NOUN
fsr-3441	190	16	.	.	PUNCT
fsr-3441	191	1	after	after	SCONJ
fsr-3441	191	2	all	all	DET
fsr-3441	191	3	decisions	decision	NOUN
fsr-3441	191	4	were	be	AUX
fsr-3441	191	5	completed	complete	VERB
fsr-3441	191	6	,	,	PUNCT
fsr-3441	191	7	reviewed	review	VERB
fsr-3441	191	8	,	,	PUNCT
fsr-3441	191	9	and	and	CCONJ
fsr-3441	191	10	confirmed	confirm	VERB
fsr-3441	191	11	,	,	PUNCT
fsr-3441	191	12	a	a	DET
fsr-3441	191	13	public	public	ADJ
fsr-3441	191	14	random	random	ADJ
fsr-3441	191	15	draw	draw	NOUN
fsr-3441	191	16	of	of	ADP
fsr-3441	191	17	a	a	DET
fsr-3441	191	18	numbered	number	VERB
fsr-3441	191	19	ping	ping	NOUN
fsr-3441	191	20	-	-	PUNCT
fsr-3441	191	21	pong	pong	NOUN
fsr-3441	191	22	ball	ball	NOUN
fsr-3441	191	23	by	by	ADP
fsr-3441	191	24	a	a	DET
fsr-3441	191	25	participant	participant	NOUN
fsr-3441	191	26	determined	determine	VERB
fsr-3441	191	27	the	the	DET
fsr-3441	191	28	treatment	treatment	NOUN
fsr-3441	191	29	used	use	VERB
fsr-3441	191	30	to	to	PART
fsr-3441	191	31	pay	pay	VERB
fsr-3441	191	32	out	out	ADP
fsr-3441	191	33	earnings	earning	NOUN
fsr-3441	191	34	.	.	PUNCT
fsr-3441	192	1	each	each	DET
fsr-3441	192	2	participant	participant	NOUN
fsr-3441	192	3	’s	’s	PART
fsr-3441	192	4	individual	individual	ADJ
fsr-3441	192	5	earnings	earning	NOUN
fsr-3441	192	6	for	for	ADP
fsr-3441	192	7	the	the	DET
fsr-3441	192	8	chosen	choose	VERB
fsr-3441	192	9	treatment	treatment	NOUN
fsr-3441	192	10	depended	depend	VERB
fsr-3441	192	11	on	on	ADP
fsr-3441	192	12	a	a	DET
fsr-3441	192	13	computer	computer	NOUN
fsr-3441	192	14	-	-	PUNCT
fsr-3441	192	15	generated	generate	VERB
fsr-3441	192	16	random	random	ADJ
fsr-3441	192	17	number	number	NOUN
fsr-3441	192	18	representing	represent	VERB
fsr-3441	192	19	either	either	CCONJ
fsr-3441	192	20	an	an	DET
fsr-3441	192	21	orange	orange	PROPN
fsr-3441	192	22	ball	ball	PROPN
fsr-3441	192	23	or	or	CCONJ
fsr-3441	192	24	white	white	ADJ
fsr-3441	192	25	ball	ball	NOUN
fsr-3441	192	26	,	,	PUNCT
fsr-3441	192	27	and	and	CCONJ
fsr-3441	192	28	if	if	SCONJ
fsr-3441	192	29	applicable	applicable	ADJ
fsr-3441	192	30	,	,	PUNCT
fsr-3441	192	31	random	random	ADJ
fsr-3441	192	32	selection	selection	NOUN
fsr-3441	192	33	of	of	ADP
fsr-3441	192	34	quiz	quiz	NOUN
fsr-3441	192	35	question	question	NOUN
fsr-3441	192	36	.	.	PUNCT
fsr-3441	193	1	3.4	3.4	NUM
fsr-3441	193	2	.	.	PUNCT
fsr-3441	193	3	hypotheses	hypothesis	NOUN
fsr-3441	193	4	in	in	ADP
fsr-3441	193	5	this	this	DET
fsr-3441	193	6	section	section	NOUN
fsr-3441	193	7	,	,	PUNCT
fsr-3441	193	8	we	we	PRON
fsr-3441	193	9	draw	draw	VERB
fsr-3441	193	10	on	on	ADP
fsr-3441	193	11	the	the	DET
fsr-3441	193	12	existing	exist	VERB
fsr-3441	193	13	literature	literature	NOUN
fsr-3441	193	14	to	to	PART
fsr-3441	193	15	categorize	categorize	VERB
fsr-3441	193	16	participants	participant	NOUN
fsr-3441	193	17	as	as	ADP
fsr-3441	193	18	optimistic	optimistic	ADJ
fsr-3441	193	19	or	or	CCONJ
fsr-3441	193	20	overconfident	overconfident	ADJ
fsr-3441	193	21	based	base	VERB
fsr-3441	193	22	on	on	ADP
fsr-3441	193	23	decisions	decision	NOUN
fsr-3441	193	24	made	make	VERB
fsr-3441	193	25	in	in	ADP
fsr-3441	193	26	the	the	DET
fsr-3441	193	27	experiment	experiment	NOUN
fsr-3441	193	28	and	and	CCONJ
fsr-3441	193	29	develop	develop	VERB
fsr-3441	193	30	hypotheses	hypothesis	NOUN
fsr-3441	193	31	about	about	ADP
fsr-3441	193	32	the	the	DET
fsr-3441	193	33	expected	expect	VERB
fsr-3441	193	34	impact	impact	NOUN
fsr-3441	193	35	of	of	ADP
fsr-3441	193	36	optimism	optimism	NOUN
fsr-3441	193	37	and	and	CCONJ
fsr-3441	193	38	overconfidence	overconfidence	NOUN
fsr-3441	193	39	on	on	ADP
fsr-3441	193	40	participants	participant	NOUN
fsr-3441	193	41	’	'	PUNCT
fsr-3441	193	42	insurance	insurance	NOUN
fsr-3441	193	43	decisions	decision	NOUN
fsr-3441	193	44	.	.	PUNCT
fsr-3441	194	1	participants	participant	NOUN
fsr-3441	194	2	who	who	PRON
fsr-3441	194	3	overestimate	overestimate	VERB
fsr-3441	194	4	their	their	PRON
fsr-3441	194	5	own	own	ADJ
fsr-3441	194	6	quiz	quiz	NOUN
fsr-3441	194	7	scores	score	NOUN
fsr-3441	194	8	are	be	AUX
fsr-3441	194	9	classified	classify	VERB
fsr-3441	194	10	as	as	ADP
fsr-3441	194	11	overconfident	overconfident	ADJ
fsr-3441	194	12	in	in	ADP
fsr-3441	194	13	their	their	PRON
fsr-3441	194	14	own	own	ADJ
fsr-3441	194	15	knowledge	knowledge	NOUN
fsr-3441	194	16	or	or	CCONJ
fsr-3441	194	17	abilities	ability	NOUN
fsr-3441	194	18	.	.	PUNCT
fsr-3441	195	1	we	we	PRON
fsr-3441	195	2	measure	measure	VERB
fsr-3441	195	3	a	a	DET
fsr-3441	195	4	participant	participant	NOUN
fsr-3441	195	5	’s	’s	PART
fsr-3441	195	6	overconfidence	overconfidence	NOUN
fsr-3441	195	7	as	as	ADP
fsr-3441	195	8	the	the	DET
fsr-3441	195	9	percentage	percentage	NOUN
fsr-3441	195	10	by	by	ADP
fsr-3441	195	11	which	which	PRON
fsr-3441	195	12	they	they	PRON
fsr-3441	195	13	overestimate	overestimate	VERB
fsr-3441	195	14	(	(	PUNCT
fsr-3441	195	15	or	or	CCONJ
fsr-3441	195	16	underestimate	underestimate	VERB
fsr-3441	195	17	)	)	PUNCT
fsr-3441	195	18	their	their	PRON
fsr-3441	195	19	own	own	ADJ
fsr-3441	195	20	score	score	NOUN
fsr-3441	196	1	and	and	CCONJ
fsr-3441	196	2	we	we	PRON
fsr-3441	196	3	call	call	VERB
fsr-3441	196	4	this	this	DET
fsr-3441	196	5	measure	measure	NOUN
fsr-3441	196	6	the	the	DET
fsr-3441	196	7	gross	gross	ADJ
fsr-3441	196	8	overconfidence	overconfidence	NOUN
fsr-3441	196	9	bias.17	bias.17	ADJ
fsr-3441	196	10	gross	gross	ADJ
fsr-3441	196	11	overconfidence	overconfidence	NOUN
fsr-3441	196	12	bias	bias	NOUN
fsr-3441	196	13	ranges	range	VERB
fsr-3441	196	14	from	from	ADP
fsr-3441	196	15	negative	negative	ADJ
fsr-3441	196	16	(	(	PUNCT
fsr-3441	196	17	under	under	ADP
fsr-3441	196	18	confident	confident	ADJ
fsr-3441	196	19	)	)	PUNCT
fsr-3441	196	20	to	to	ADP
fsr-3441	196	21	positive	positive	ADJ
fsr-3441	196	22	(	(	PUNCT
fsr-3441	196	23	overconfident	overconfident	ADJ
fsr-3441	196	24	)	)	PUNCT
fsr-3441	196	25	so	so	SCONJ
fsr-3441	196	26	that	that	SCONJ
fsr-3441	196	27	results	result	VERB
fsr-3441	196	28	closer	close	ADV
fsr-3441	196	29	to	to	ADP
fsr-3441	196	30	zero	zero	NUM
fsr-3441	196	31	reflect	reflect	VERB
fsr-3441	196	32	smaller	small	ADJ
fsr-3441	196	33	biases	bias	NOUN
fsr-3441	196	34	.	.	PUNCT
fsr-3441	197	1	we	we	PRON
fsr-3441	197	2	measure	measure	VERB
fsr-3441	197	3	a	a	DET
fsr-3441	197	4	participant	participant	NOUN
fsr-3441	197	5	’s	’s	PART
fsr-3441	197	6	general	general	ADJ
fsr-3441	197	7	level	level	NOUN
fsr-3441	197	8	of	of	ADP
fsr-3441	197	9	optimism	optimism	NOUN
fsr-3441	197	10	(	(	PUNCT
fsr-3441	197	11	or	or	CCONJ
fsr-3441	197	12	pessimism	pessimism	NOUN
fsr-3441	197	13	)	)	PUNCT
fsr-3441	197	14	about	about	ADP
fsr-3441	197	15	an	an	DET
fsr-3441	197	16	unknown	unknown	ADJ
fsr-3441	197	17	probability	probability	NOUN
fsr-3441	197	18	of	of	ADP
fsr-3441	197	19	loss	loss	NOUN
fsr-3441	197	20	outside	outside	ADP
fsr-3441	197	21	of	of	ADP
fsr-3441	197	22	his	his	PRON
fsr-3441	197	23	or	or	CCONJ
fsr-3441	197	24	her	her	PRON
fsr-3441	197	25	own	own	ADJ
fsr-3441	197	26	control	control	NOUN
fsr-3441	197	27	,	,	PUNCT
fsr-3441	197	28	as	as	ADP
fsr-3441	197	29	the	the	DET
fsr-3441	197	30	percentage	percentage	NOUN
fsr-3441	197	31	by	by	ADP
fsr-3441	197	32	which	which	PRON
fsr-3441	197	33	they	they	PRON
fsr-3441	197	34	overestimate	overestimate	VERB
fsr-3441	197	35	(	(	PUNCT
fsr-3441	197	36	or	or	CCONJ
fsr-3441	197	37	underestimate	underestimate	VERB
fsr-3441	197	38	)	)	PUNCT
fsr-3441	197	39	the	the	DET
fsr-3441	197	40	average	average	ADJ
fsr-3441	197	41	score	score	NOUN
fsr-3441	197	42	of	of	ADP
fsr-3441	197	43	other	other	ADJ
fsr-3441	197	44	participants	participant	NOUN
fsr-3441	197	45	.	.	PUNCT
fsr-3441	198	1	our	our	PRON
fsr-3441	198	2	measure	measure	NOUN
fsr-3441	198	3	of	of	ADP
fsr-3441	198	4	optimism	optimism	NOUN
fsr-3441	198	5	bias	bias	NOUN
fsr-3441	198	6	also	also	ADV
fsr-3441	198	7	ranges	range	VERB
fsr-3441	198	8	from	from	ADP
fsr-3441	198	9	negative	negative	ADJ
fsr-3441	198	10	(	(	PUNCT
fsr-3441	198	11	pessimistic	pessimistic	ADJ
fsr-3441	198	12	)	)	PUNCT
fsr-3441	198	13	to	to	ADP
fsr-3441	198	14	positive	positive	ADJ
fsr-3441	198	15	(	(	PUNCT
fsr-3441	198	16	optimistic	optimistic	ADJ
fsr-3441	198	17	)	)	PUNCT
fsr-3441	198	18	,	,	PUNCT
fsr-3441	198	19	with	with	ADP
fsr-3441	198	20	measures	measure	NOUN
fsr-3441	198	21	closer	close	ADJ
fsr-3441	198	22	to	to	ADP
fsr-3441	198	23	zero	zero	NUM
fsr-3441	198	24	reflecting	reflect	VERB
fsr-3441	198	25	smaller	small	ADJ
fsr-3441	198	26	biases	bias	NOUN
fsr-3441	198	27	.	.	PUNCT
fsr-3441	199	1	because	because	SCONJ
fsr-3441	199	2	an	an	DET
fsr-3441	199	3	individual	individual	NOUN
fsr-3441	199	4	may	may	AUX
fsr-3441	199	5	be	be	AUX
fsr-3441	199	6	generally	generally	ADV
fsr-3441	199	7	optimistic	optimistic	ADJ
fsr-3441	199	8	or	or	CCONJ
fsr-3441	199	9	pessimistic	pessimistic	ADJ
fsr-3441	199	10	about	about	ADP
fsr-3441	199	11	outcomes	outcome	NOUN
fsr-3441	199	12	that	that	SCONJ
fsr-3441	199	13	beyond	beyond	ADP
fsr-3441	199	14	their	their	PRON
fsr-3441	199	15	control	control	NOUN
fsr-3441	199	16	,	,	PUNCT
fsr-3441	199	17	the	the	DET
fsr-3441	199	18	accuracy	accuracy	NOUN
fsr-3441	199	19	of	of	ADP
fsr-3441	199	20	the	the	DET
fsr-3441	199	21	participant	participant	NOUN
fsr-3441	199	22	’s	’s	PART
fsr-3441	199	23	estimate	estimate	NOUN
fsr-3441	199	24	of	of	ADP
fsr-3441	199	25	others	other	NOUN
fsr-3441	199	26	’	'	PUNCT
fsr-3441	199	27	average	average	ADJ
fsr-3441	199	28	score	score	NOUN
fsr-3441	199	29	is	be	AUX
fsr-3441	199	30	used	use	VERB
fsr-3441	199	31	as	as	ADP
fsr-3441	199	32	a	a	DET
fsr-3441	199	33	proxy	proxy	NOUN
fsr-3441	199	34	for	for	ADP
fsr-3441	199	35	a	a	DET
fsr-3441	199	36	general	general	ADJ
fsr-3441	199	37	tendency	tendency	NOUN
fsr-3441	199	38	to	to	PART
fsr-3441	199	39	underestimate	underestimate	VERB
fsr-3441	199	40	or	or	CCONJ
fsr-3441	199	41	overestimate	overestimate	VERB
fsr-3441	199	42	the	the	DET
fsr-3441	199	43	risk	risk	NOUN
fsr-3441	199	44	of	of	ADP
fsr-3441	199	45	loss	loss	NOUN
fsr-3441	199	46	in	in	ADP
fsr-3441	199	47	the	the	DET
fsr-3441	199	48	experiment	experiment	NOUN
fsr-3441	199	49	,	,	PUNCT
fsr-3441	199	50	independent	independent	ADJ
fsr-3441	199	51	of	of	ADP
fsr-3441	199	52	their	their	PRON
fsr-3441	199	53	own	own	ADJ
fsr-3441	199	54	knowledge	knowledge	NOUN
fsr-3441	199	55	or	or	CCONJ
fsr-3441	199	56	ability	ability	NOUN
fsr-3441	199	57	.	.	PUNCT
fsr-3441	200	1	participants	participant	NOUN
fsr-3441	200	2	who	who	PRON
fsr-3441	200	3	overestimate	overestimate	VERB
fsr-3441	200	4	others	other	NOUN
fsr-3441	200	5	’	’	PART
fsr-3441	200	6	scores	score	NOUN
fsr-3441	200	7	are	be	AUX
fsr-3441	200	8	classified	classify	VERB
fsr-3441	200	9	as	as	ADP
fsr-3441	200	10	optimistic	optimistic	ADJ
fsr-3441	200	11	because	because	SCONJ
fsr-3441	200	12	overestimation	overestimation	NOUN
fsr-3441	200	13	of	of	ADP
fsr-3441	200	14	scores	score	NOUN
fsr-3441	200	15	corresponds	correspond	VERB
fsr-3441	200	16	to	to	ADP
fsr-3441	200	17	underestimating	underestimate	VERB
fsr-3441	200	18	the	the	DET
fsr-3441	200	19	probability	probability	NOUN
fsr-3441	200	20	of	of	ADP
fsr-3441	200	21	loss	loss	NOUN
fsr-3441	200	22	due	due	ADP
fsr-3441	200	23	to	to	ADP
fsr-3441	200	24	errors	error	NOUN
fsr-3441	200	25	that	that	PRON
fsr-3441	200	26	are	be	AUX
fsr-3441	200	27	beyond	beyond	ADP
fsr-3441	200	28	their	their	PRON
fsr-3441	200	29	own	own	ADJ
fsr-3441	200	30	control	control	NOUN
fsr-3441	200	31	.	.	PUNCT
fsr-3441	201	1	an	an	DET
fsr-3441	201	2	optimistic	optimistic	ADJ
fsr-3441	201	3	outlook	outlook	NOUN
fsr-3441	201	4	that	that	PRON
fsr-3441	201	5	causes	cause	VERB
fsr-3441	201	6	participants	participant	NOUN
fsr-3441	201	7	to	to	PART
fsr-3441	201	8	underestimate	underestimate	VERB
fsr-3441	201	9	the	the	DET
fsr-3441	201	10	chance	chance	NOUN
fsr-3441	201	11	of	of	ADP
fsr-3441	201	12	loss	loss	NOUN
fsr-3441	201	13	in	in	ADP
fsr-3441	201	14	general	general	ADJ
fsr-3441	201	15	may	may	AUX
fsr-3441	201	16	also	also	ADV
fsr-3441	201	17	influence	influence	VERB
fsr-3441	201	18	participants	participant	NOUN
fsr-3441	201	19	’	'	PUNCT
fsr-3441	201	20	estimation	estimation	NOUN
fsr-3441	201	21	of	of	ADP
fsr-3441	201	22	their	their	PRON
fsr-3441	201	23	own	own	ADJ
fsr-3441	201	24	scores	score	NOUN
fsr-3441	201	25	.	.	PUNCT
fsr-3441	202	1	in	in	ADP
fsr-3441	202	2	other	other	ADJ
fsr-3441	202	3	words	word	NOUN
fsr-3441	202	4	,	,	PUNCT
fsr-3441	202	5	a	a	DET
fsr-3441	202	6	participant	participant	NOUN
fsr-3441	202	7	’s	’s	PART
fsr-3441	202	8	overestimation	overestimation	NOUN
fsr-3441	202	9	of	of	ADP
fsr-3441	202	10	their	their	PRON
fsr-3441	202	11	own	own	ADJ
fsr-3441	202	12	score	score	NOUN
fsr-3441	202	13	may	may	AUX
fsr-3441	202	14	be	be	AUX
fsr-3441	202	15	attributable	attributable	ADJ
fsr-3441	202	16	to	to	ADP
fsr-3441	202	17	overconfidence	overconfidence	NOUN
fsr-3441	202	18	in	in	ADP
fsr-3441	202	19	their	their	PRON
fsr-3441	202	20	own	own	ADJ
fsr-3441	202	21	abilities	ability	NOUN
fsr-3441	202	22	,	,	PUNCT
fsr-3441	202	23	a	a	DET
fsr-3441	202	24	general	general	ADJ
fsr-3441	202	25	optimistic	optimistic	ADJ
fsr-3441	202	26	outlook	outlook	NOUN
fsr-3441	202	27	,	,	PUNCT
fsr-3441	202	28	or	or	CCONJ
fsr-3441	202	29	a	a	DET
fsr-3441	202	30	combination	combination	NOUN
fsr-3441	202	31	of	of	ADP
fsr-3441	202	32	the	the	DET
fsr-3441	202	33	two	two	NUM
fsr-3441	202	34	biases	bias	NOUN
fsr-3441	202	35	.	.	PUNCT
fsr-3441	203	1	therefore	therefore	ADV
fsr-3441	203	2	,	,	PUNCT
fsr-3441	203	3	we	we	PRON
fsr-3441	203	4	also	also	ADV
fsr-3441	203	5	measure	measure	VERB
fsr-3441	203	6	net	net	ADJ
fsr-3441	203	7	overconfidence	overconfidence	NOUN
fsr-3441	203	8	bias	bias	NOUN
fsr-3441	203	9	as	as	ADP
fsr-3441	203	10	the	the	DET
fsr-3441	203	11	difference	difference	NOUN
fsr-3441	203	12	between	between	ADP
fsr-3441	203	13	the	the	DET
fsr-3441	203	14	errors	error	NOUN
fsr-3441	203	15	in	in	ADP
fsr-3441	203	16	estimates	estimate	NOUN
fsr-3441	203	17	of	of	ADP
fsr-3441	203	18	own	own	ADJ
fsr-3441	203	19	and	and	CCONJ
fsr-3441	203	20	others	other	NOUN
fsr-3441	203	21	’	’	PART
fsr-3441	203	22	scores	score	NOUN
fsr-3441	203	23	.	.	PUNCT
fsr-3441	204	1	10	10	NUM
fsr-3441	204	2	j.	j.	PROPN
fsr-3441	204	3	coats	coats	PROPN
fsr-3441	204	4	,	,	PUNCT
fsr-3441	204	5	v.	v.	ADP
fsr-3441	204	6	bajtelsmit	bajtelsmit	NOUN
fsr-3441	204	7	/	/	SYM
fsr-3441	204	8	financial	financial	ADJ
fsr-3441	204	9	services	service	NOUN
fsr-3441	204	10	review	review	VERB
fsr-3441	204	11	29	29	NUM
fsr-3441	204	12	(	(	PUNCT
fsr-3441	204	13	2021	2021	NUM
fsr-3441	204	14	)	)	PUNCT
fsr-3441	205	1	1–28	1–28	NOUN
fsr-3441	205	2	again	again	ADV
fsr-3441	205	3	,	,	PUNCT
fsr-3441	205	4	there	there	PRON
fsr-3441	205	5	is	be	VERB
fsr-3441	205	6	no	no	DET
fsr-3441	205	7	compensation	compensation	NOUN
fsr-3441	205	8	associated	associate	VERB
fsr-3441	205	9	with	with	ADP
fsr-3441	205	10	relative	relative	ADJ
fsr-3441	205	11	performance	performance	NOUN
fsr-3441	205	12	,	,	PUNCT
fsr-3441	205	13	or	or	CCONJ
fsr-3441	205	14	reward	reward	VERB
fsr-3441	205	15	for	for	ADP
fsr-3441	205	16	above	above	ADP
fsr-3441	205	17	average	average	ADJ
fsr-3441	205	18	performance	performance	NOUN
fsr-3441	205	19	in	in	ADP
fsr-3441	205	20	this	this	DET
fsr-3441	205	21	experiment	experiment	NOUN
fsr-3441	205	22	.	.	PUNCT
fsr-3441	206	1	the	the	PRON
fsr-3441	206	2	larger	large	ADJ
fsr-3441	206	3	the	the	DET
fsr-3441	206	4	positive	positive	ADJ
fsr-3441	206	5	bias	bias	NOUN
fsr-3441	206	6	in	in	ADP
fsr-3441	206	7	a	a	DET
fsr-3441	206	8	participant	participant	NOUN
fsr-3441	206	9	’s	’s	PART
fsr-3441	206	10	own	own	ADJ
fsr-3441	206	11	estimate	estimate	NOUN
fsr-3441	206	12	compared	compare	VERB
fsr-3441	206	13	with	with	ADP
fsr-3441	206	14	the	the	DET
fsr-3441	206	15	bias	bias	NOUN
fsr-3441	206	16	in	in	ADP
fsr-3441	206	17	estimating	estimate	VERB
fsr-3441	206	18	others	other	NOUN
fsr-3441	206	19	’	’	PART
fsr-3441	206	20	average	average	ADJ
fsr-3441	206	21	score	score	NOUN
fsr-3441	206	22	,	,	PUNCT
fsr-3441	206	23	the	the	PRON
fsr-3441	206	24	higher	high	ADJ
fsr-3441	206	25	that	that	DET
fsr-3441	206	26	participant	participant	NOUN
fsr-3441	206	27	’s	’s	PART
fsr-3441	206	28	net	net	ADJ
fsr-3441	206	29	overconfidence	overconfidence	NOUN
fsr-3441	206	30	bias	bias	NOUN
fsr-3441	206	31	.	.	PUNCT
fsr-3441	207	1	participants	participant	NOUN
fsr-3441	207	2	who	who	PRON
fsr-3441	207	3	overestimate	overestimate	VERB
fsr-3441	207	4	their	their	PRON
fsr-3441	207	5	own	own	ADJ
fsr-3441	207	6	performance	performance	NOUN
fsr-3441	207	7	by	by	ADP
fsr-3441	207	8	the	the	DET
fsr-3441	207	9	same	same	ADJ
fsr-3441	207	10	or	or	CCONJ
fsr-3441	207	11	smaller	small	ADJ
fsr-3441	207	12	percentage	percentage	NOUN
fsr-3441	207	13	than	than	SCONJ
fsr-3441	207	14	they	they	PRON
fsr-3441	207	15	overestimate	overestimate	VERB
fsr-3441	207	16	others	other	NOUN
fsr-3441	207	17	’	'	PUNCT
fsr-3441	207	18	do	do	AUX
fsr-3441	207	19	not	not	PART
fsr-3441	207	20	exhibit	exhibit	VERB
fsr-3441	207	21	the	the	DET
fsr-3441	207	22	net	net	ADJ
fsr-3441	207	23	overconfidence	overconfidence	NOUN
fsr-3441	207	24	bias	bias	NOUN
fsr-3441	207	25	.	.	PUNCT
fsr-3441	208	1	based	base	VERB
fsr-3441	208	2	on	on	ADP
fsr-3441	208	3	the	the	DET
fsr-3441	208	4	theoretical	theoretical	ADJ
fsr-3441	208	5	literature	literature	NOUN
fsr-3441	208	6	on	on	ADP
fsr-3441	208	7	insurance	insurance	NOUN
fsr-3441	208	8	demand	demand	NOUN
fsr-3441	208	9	,	,	PUNCT
fsr-3441	208	10	and	and	CCONJ
fsr-3441	208	11	the	the	DET
fsr-3441	208	12	literature	literature	NOUN
fsr-3441	208	13	on	on	ADP
fsr-3441	208	14	optimism	optimism	NOUN
fsr-3441	208	15	and	and	CCONJ
fsr-3441	208	16	overconfidence	overconfidence	NOUN
fsr-3441	208	17	,	,	PUNCT
fsr-3441	208	18	we	we	PRON
fsr-3441	208	19	develop	develop	VERB
fsr-3441	208	20	the	the	DET
fsr-3441	208	21	following	follow	VERB
fsr-3441	208	22	hypotheses	hypothesis	NOUN
fsr-3441	208	23	to	to	PART
fsr-3441	208	24	be	be	AUX
fsr-3441	208	25	tested	test	VERB
fsr-3441	208	26	using	use	VERB
fsr-3441	208	27	the	the	DET
fsr-3441	208	28	experiment	experiment	NOUN
fsr-3441	208	29	design	design	NOUN
fsr-3441	208	30	described	describe	VERB
fsr-3441	208	31	in	in	ADP
fsr-3441	208	32	the	the	DET
fsr-3441	208	33	previous	previous	ADJ
fsr-3441	208	34	section	section	NOUN
fsr-3441	208	35	:	:	PUNCT
fsr-3441	208	36	hypothesis	hypothesis	NOUN
fsr-3441	208	37	1	1	NUM
fsr-3441	208	38	:	:	PUNCT
fsr-3441	208	39	individual	individual	ADJ
fsr-3441	208	40	biases	bias	NOUN
fsr-3441	208	41	a.	a.	PROPN
fsr-3441	208	42	gross	gross	PROPN
fsr-3441	208	43	overconfidence	overconfidence	NOUN
fsr-3441	208	44	bias	bias	NOUN
fsr-3441	208	45	:	:	PUNCT
fsr-3441	208	46	participants	participant	NOUN
fsr-3441	208	47	will	will	AUX
fsr-3441	208	48	exhibit	exhibit	VERB
fsr-3441	208	49	gross	gross	ADJ
fsr-3441	208	50	overconfidence	overconfidence	NOUN
fsr-3441	208	51	bias	bias	NOUN
fsr-3441	208	52	and	and	CCONJ
fsr-3441	208	53	will	will	AUX
fsr-3441	208	54	,	,	PUNCT
fsr-3441	208	55	therefore	therefore	ADV
fsr-3441	208	56	,	,	PUNCT
fsr-3441	208	57	overestimate	overestimate	VERB
fsr-3441	208	58	their	their	PRON
fsr-3441	208	59	own	own	ADJ
fsr-3441	208	60	performance	performance	NOUN
fsr-3441	208	61	.	.	PUNCT
fsr-3441	209	1	this	this	DET
fsr-3441	209	2	measure	measure	NOUN
fsr-3441	209	3	of	of	ADP
fsr-3441	209	4	bias	bias	NOUN
fsr-3441	209	5	includes	include	VERB
fsr-3441	209	6	the	the	DET
fsr-3441	209	7	possibly	possibly	ADV
fsr-3441	209	8	confounded	confounded	ADJ
fsr-3441	209	9	effects	effect	NOUN
fsr-3441	209	10	of	of	ADP
fsr-3441	209	11	general	general	ADJ
fsr-3441	209	12	optimism	optimism	NOUN
fsr-3441	209	13	and	and	CCONJ
fsr-3441	209	14	overconfidence	overconfidence	NOUN
fsr-3441	209	15	in	in	ADP
fsr-3441	209	16	their	their	PRON
fsr-3441	209	17	own	own	ADJ
fsr-3441	209	18	ability	ability	NOUN
fsr-3441	209	19	to	to	PART
fsr-3441	209	20	minimize	minimize	VERB
fsr-3441	209	21	the	the	DET
fsr-3441	209	22	risk	risk	NOUN
fsr-3441	209	23	of	of	ADP
fsr-3441	209	24	loss	loss	NOUN
fsr-3441	209	25	.	.	PUNCT
fsr-3441	210	1	b.	b.	NOUN
fsr-3441	210	2	optimism	optimism	NOUN
fsr-3441	210	3	bias	bias	NOUN
fsr-3441	210	4	:	:	PUNCT
fsr-3441	210	5	participants	participant	NOUN
fsr-3441	210	6	will	will	AUX
fsr-3441	210	7	exhibit	exhibit	VERB
fsr-3441	210	8	optimism	optimism	NOUN
fsr-3441	210	9	bias	bias	NOUN
fsr-3441	210	10	and	and	CCONJ
fsr-3441	210	11	will	will	AUX
fsr-3441	210	12	,	,	PUNCT
fsr-3441	210	13	therefore	therefore	ADV
fsr-3441	210	14	,	,	PUNCT
fsr-3441	210	15	overestimate	overestimate	VERB
fsr-3441	210	16	others	other	NOUN
fsr-3441	210	17	’	’	PART
fsr-3441	210	18	average	average	ADJ
fsr-3441	210	19	performance	performance	NOUN
fsr-3441	210	20	.	.	PUNCT
fsr-3441	211	1	c.	c.	NOUN
fsr-3441	211	2	net	net	ADJ
fsr-3441	211	3	overconfidence	overconfidence	NOUN
fsr-3441	211	4	bias	bias	NOUN
fsr-3441	211	5	:	:	PUNCT
fsr-3441	211	6	participants	participant	NOUN
fsr-3441	211	7	will	will	AUX
fsr-3441	211	8	exhibit	exhibit	VERB
fsr-3441	211	9	net	net	ADJ
fsr-3441	211	10	overconfidence	overconfidence	NOUN
fsr-3441	211	11	bias	bias	NOUN
fsr-3441	211	12	and	and	CCONJ
fsr-3441	211	13	will	will	AUX
fsr-3441	211	14	overestimate	overestimate	VERB
fsr-3441	211	15	their	their	PRON
fsr-3441	211	16	own	own	ADJ
fsr-3441	211	17	performance	performance	NOUN
fsr-3441	211	18	to	to	ADP
fsr-3441	211	19	a	a	DET
fsr-3441	211	20	larger	large	ADJ
fsr-3441	211	21	extent	extent	NOUN
fsr-3441	211	22	than	than	SCONJ
fsr-3441	211	23	they	they	PRON
fsr-3441	211	24	overestimate	overestimate	VERB
fsr-3441	211	25	others	other	NOUN
fsr-3441	211	26	’	’	PART
fsr-3441	211	27	performance	performance	NOUN
fsr-3441	211	28	.	.	PUNCT
fsr-3441	212	1	after	after	ADP
fsr-3441	212	2	adjusting	adjust	VERB
fsr-3441	212	3	for	for	ADP
fsr-3441	212	4	general	general	ADJ
fsr-3441	212	5	optimism	optimism	NOUN
fsr-3441	212	6	about	about	ADP
fsr-3441	212	7	overall	overall	ADJ
fsr-3441	212	8	performance	performance	NOUN
fsr-3441	212	9	,	,	PUNCT
fsr-3441	212	10	participants	participant	NOUN
fsr-3441	212	11	’	'	PUNCT
fsr-3441	212	12	estimates	estimate	NOUN
fsr-3441	212	13	of	of	ADP
fsr-3441	212	14	their	their	PRON
fsr-3441	212	15	own	own	ADJ
fsr-3441	212	16	performance	performance	NOUN
fsr-3441	212	17	will	will	AUX
fsr-3441	212	18	reflect	reflect	VERB
fsr-3441	212	19	a	a	DET
fsr-3441	212	20	positive	positive	ADJ
fsr-3441	212	21	bias	bias	NOUN
fsr-3441	212	22	.	.	PUNCT
fsr-3441	213	1	hypothesis	hypothesis	NOUN
fsr-3441	213	2	2	2	NUM
fsr-3441	213	3	:	:	PUNCT
fsr-3441	213	4	effect	effect	NOUN
fsr-3441	213	5	of	of	ADP
fsr-3441	213	6	biases	bias	NOUN
fsr-3441	213	7	on	on	ADP
fsr-3441	213	8	decision	decision	NOUN
fsr-3441	213	9	-	-	PUNCT
fsr-3441	213	10	making	making	NOUN
fsr-3441	213	11	by	by	ADP
fsr-3441	213	12	causing	cause	VERB
fsr-3441	213	13	individuals	individual	NOUN
fsr-3441	213	14	to	to	PART
fsr-3441	213	15	underestimate	underestimate	VERB
fsr-3441	213	16	the	the	DET
fsr-3441	213	17	risk	risk	NOUN
fsr-3441	213	18	of	of	ADP
fsr-3441	213	19	loss	loss	NOUN
fsr-3441	213	20	,	,	PUNCT
fsr-3441	213	21	optimism	optimism	NOUN
fsr-3441	213	22	and	and	CCONJ
fsr-3441	213	23	overconfidence	overconfidence	NOUN
fsr-3441	213	24	biases	bias	NOUN
fsr-3441	213	25	will	will	AUX
fsr-3441	213	26	lead	lead	VERB
fsr-3441	213	27	to	to	ADP
fsr-3441	213	28	underinsurance	underinsurance	NOUN
fsr-3441	213	29	against	against	ADP
fsr-3441	213	30	losses	loss	NOUN
fsr-3441	213	31	.	.	PUNCT
fsr-3441	214	1	we	we	PRON
fsr-3441	214	2	define	define	VERB
fsr-3441	214	3	underinsurance	underinsurance	NOUN
fsr-3441	214	4	as	as	ADP
fsr-3441	214	5	declining	decline	VERB
fsr-3441	214	6	to	to	PART
fsr-3441	214	7	insure	insure	VERB
fsr-3441	214	8	when	when	SCONJ
fsr-3441	214	9	the	the	DET
fsr-3441	214	10	expected	expect	VERB
fsr-3441	214	11	payoff	payoff	NOUN
fsr-3441	214	12	is	be	AUX
fsr-3441	214	13	higher	high	ADJ
fsr-3441	214	14	with	with	ADP
fsr-3441	214	15	insurance	insurance	NOUN
fsr-3441	214	16	than	than	SCONJ
fsr-3441	214	17	without	without	ADP
fsr-3441	214	18	it.18	it.18	NOUN
fsr-3441	214	19	a.	a.	NOUN
fsr-3441	214	20	gross	gross	ADJ
fsr-3441	214	21	overconfidence	overconfidence	NOUN
fsr-3441	214	22	bias	bias	NOUN
fsr-3441	214	23	will	will	AUX
fsr-3441	214	24	increase	increase	VERB
fsr-3441	214	25	the	the	DET
fsr-3441	214	26	likelihood	likelihood	NOUN
fsr-3441	214	27	of	of	ADP
fsr-3441	214	28	underinsurance	underinsurance	NOUN
fsr-3441	214	29	.	.	PUNCT
fsr-3441	215	1	our	our	PRON
fsr-3441	215	2	measure	measure	NOUN
fsr-3441	215	3	of	of	ADP
fsr-3441	215	4	gross	gross	ADJ
fsr-3441	215	5	overconfidence	overconfidence	NOUN
fsr-3441	215	6	bias	bias	NOUN
fsr-3441	215	7	directly	directly	ADV
fsr-3441	215	8	reflects	reflect	VERB
fsr-3441	215	9	an	an	DET
fsr-3441	215	10	underestimate	underestimate	NOUN
fsr-3441	215	11	of	of	ADP
fsr-3441	215	12	the	the	DET
fsr-3441	215	13	probability	probability	NOUN
fsr-3441	215	14	of	of	ADP
fsr-3441	215	15	loss	loss	NOUN
fsr-3441	215	16	in	in	ADP
fsr-3441	215	17	the	the	DET
fsr-3441	215	18	own	own	ADJ
fsr-3441	215	19	mistakes	mistake	NOUN
fsr-3441	215	20	treatments	treatment	NOUN
fsr-3441	215	21	.	.	PUNCT
fsr-3441	216	1	therefore	therefore	ADV
fsr-3441	216	2	,	,	PUNCT
fsr-3441	216	3	the	the	DET
fsr-3441	216	4	gross	gross	ADJ
fsr-3441	216	5	overconfidence	overconfidence	NOUN
fsr-3441	216	6	bias	bias	NOUN
fsr-3441	216	7	will	will	AUX
fsr-3441	216	8	be	be	AUX
fsr-3441	216	9	more	more	ADV
fsr-3441	216	10	likely	likely	ADJ
fsr-3441	216	11	to	to	PART
fsr-3441	216	12	increase	increase	VERB
fsr-3441	216	13	underinsurance	underinsurance	NOUN
fsr-3441	216	14	against	against	ADP
fsr-3441	216	15	a	a	DET
fsr-3441	216	16	loss	loss	NOUN
fsr-3441	216	17	depending	depend	VERB
fsr-3441	216	18	on	on	ADP
fsr-3441	216	19	a	a	DET
fsr-3441	216	20	participant	participant	NOUN
fsr-3441	216	21	’s	’s	PART
fsr-3441	216	22	own	own	ADJ
fsr-3441	216	23	performance	performance	NOUN
fsr-3441	216	24	,	,	PUNCT
fsr-3441	216	25	than	than	ADP
fsr-3441	216	26	a	a	DET
fsr-3441	216	27	loss	loss	NOUN
fsr-3441	216	28	depending	depend	VERB
fsr-3441	216	29	on	on	ADP
fsr-3441	216	30	others	other	NOUN
fsr-3441	216	31	’	'	PUNCT
fsr-3441	216	32	mistakes	mistake	NOUN
fsr-3441	216	33	.	.	PUNCT
fsr-3441	217	1	b.	b.	NOUN
fsr-3441	217	2	optimism	optimism	NOUN
fsr-3441	217	3	bias	bias	NOUN
fsr-3441	217	4	will	will	AUX
fsr-3441	217	5	increase	increase	VERB
fsr-3441	217	6	the	the	DET
fsr-3441	217	7	likelihood	likelihood	NOUN
fsr-3441	217	8	of	of	ADP
fsr-3441	217	9	underinsurance	underinsurance	NOUN
fsr-3441	217	10	.	.	PUNCT
fsr-3441	218	1	errors	error	NOUN
fsr-3441	218	2	in	in	ADP
fsr-3441	218	3	assessing	assess	VERB
fsr-3441	218	4	risk	risk	NOUN
fsr-3441	218	5	due	due	ADP
fsr-3441	218	6	to	to	ADP
fsr-3441	218	7	general	general	ADJ
fsr-3441	218	8	optimism	optimism	NOUN
fsr-3441	218	9	do	do	AUX
fsr-3441	218	10	not	not	PART
fsr-3441	218	11	depend	depend	VERB
fsr-3441	218	12	on	on	ADP
fsr-3441	218	13	the	the	DET
fsr-3441	218	14	source	source	NOUN
fsr-3441	218	15	of	of	ADP
fsr-3441	218	16	loss	loss	NOUN
fsr-3441	218	17	.	.	PUNCT
fsr-3441	219	1	however	however	ADV
fsr-3441	219	2	,	,	PUNCT
fsr-3441	219	3	our	our	PRON
fsr-3441	219	4	measure	measure	NOUN
fsr-3441	219	5	of	of	ADP
fsr-3441	219	6	optimism	optimism	NOUN
fsr-3441	219	7	bias	bias	NOUN
fsr-3441	219	8	directly	directly	ADV
fsr-3441	219	9	reflects	reflect	VERB
fsr-3441	219	10	an	an	DET
fsr-3441	219	11	underestimate	underestimate	NOUN
fsr-3441	219	12	of	of	ADP
fsr-3441	219	13	the	the	DET
fsr-3441	219	14	probability	probability	NOUN
fsr-3441	219	15	of	of	ADP
fsr-3441	219	16	loss	loss	NOUN
fsr-3441	219	17	in	in	ADP
fsr-3441	219	18	the	the	DET
fsr-3441	219	19	others	other	NOUN
fsr-3441	219	20	’	’	PART
fsr-3441	219	21	mistakes	mistake	NOUN
fsr-3441	219	22	treatments	treatment	NOUN
fsr-3441	219	23	.	.	PUNCT
fsr-3441	220	1	therefore	therefore	ADV
fsr-3441	220	2	,	,	PUNCT
fsr-3441	220	3	the	the	DET
fsr-3441	220	4	optimism	optimism	NOUN
fsr-3441	220	5	bias	bias	NOUN
fsr-3441	220	6	will	will	AUX
fsr-3441	220	7	be	be	AUX
fsr-3441	220	8	more	more	ADV
fsr-3441	220	9	likely	likely	ADJ
fsr-3441	220	10	to	to	PART
fsr-3441	220	11	increase	increase	VERB
fsr-3441	220	12	underinsurance	underinsurance	NOUN
fsr-3441	220	13	against	against	ADP
fsr-3441	220	14	a	a	DET
fsr-3441	220	15	loss	loss	NOUN
fsr-3441	220	16	resulting	result	VERB
fsr-3441	220	17	from	from	ADP
fsr-3441	220	18	others	other	NOUN
fsr-3441	220	19	’	’	PART
fsr-3441	220	20	mistakes	mistake	NOUN
fsr-3441	220	21	than	than	ADP
fsr-3441	220	22	a	a	DET
fsr-3441	220	23	participant	participant	NOUN
fsr-3441	220	24	’s	’s	PART
fsr-3441	220	25	own	own	ADJ
fsr-3441	220	26	mistakes	mistake	NOUN
fsr-3441	220	27	.	.	PUNCT
fsr-3441	221	1	c.	c.	NOUN
fsr-3441	221	2	net	net	ADJ
fsr-3441	221	3	overconfidence	overconfidence	NOUN
fsr-3441	221	4	bias	bias	NOUN
fsr-3441	221	5	should	should	AUX
fsr-3441	221	6	not	not	PART
fsr-3441	221	7	affect	affect	VERB
fsr-3441	221	8	the	the	DET
fsr-3441	221	9	probability	probability	NOUN
fsr-3441	221	10	of	of	ADP
fsr-3441	221	11	underinsurance	underinsurance	NOUN
fsr-3441	221	12	in	in	ADP
fsr-3441	221	13	this	this	DET
fsr-3441	221	14	design	design	NOUN
fsr-3441	221	15	because	because	SCONJ
fsr-3441	221	16	the	the	DET
fsr-3441	221	17	estimated	estimate	VERB
fsr-3441	221	18	probability	probability	NOUN
fsr-3441	221	19	of	of	ADP
fsr-3441	221	20	loss	loss	NOUN
fsr-3441	221	21	does	do	AUX
fsr-3441	221	22	not	not	PART
fsr-3441	221	23	depend	depend	VERB
fsr-3441	221	24	on	on	ADP
fsr-3441	221	25	relative	relative	ADJ
fsr-3441	221	26	performance	performance	NOUN
fsr-3441	221	27	in	in	ADP
fsr-3441	221	28	any	any	DET
fsr-3441	221	29	way	way	NOUN
fsr-3441	221	30	.	.	PUNCT
fsr-3441	222	1	j.	j.	PROPN
fsr-3441	222	2	coats	coats	PROPN
fsr-3441	222	3	,	,	PUNCT
fsr-3441	222	4	v.	v.	ADP
fsr-3441	222	5	bajtelsmit	bajtelsmit	NOUN
fsr-3441	222	6	/	/	SYM
fsr-3441	222	7	financial	financial	ADJ
fsr-3441	222	8	services	service	NOUN
fsr-3441	222	9	review	review	VERB
fsr-3441	222	10	29	29	NUM
fsr-3441	222	11	(	(	PUNCT
fsr-3441	222	12	2021	2021	NUM
fsr-3441	222	13	)	)	PUNCT
fsr-3441	222	14	1–28	1–28	NOUN
fsr-3441	222	15	11	11	NUM
fsr-3441	222	16	hypothesis	hypothesis	NOUN
fsr-3441	222	17	3	3	NUM
fsr-3441	222	18	:	:	PUNCT
fsr-3441	222	19	effect	effect	NOUN
fsr-3441	222	20	of	of	ADP
fsr-3441	222	21	biases	bias	NOUN
fsr-3441	222	22	on	on	ADP
fsr-3441	222	23	the	the	DET
fsr-3441	222	24	total	total	ADJ
fsr-3441	222	25	cost	cost	NOUN
fsr-3441	222	26	of	of	ADP
fsr-3441	222	27	risk	risk	NOUN
fsr-3441	222	28	in	in	ADP
fsr-3441	222	29	this	this	DET
fsr-3441	222	30	experiment	experiment	NOUN
fsr-3441	222	31	,	,	PUNCT
fsr-3441	222	32	participants	participant	NOUN
fsr-3441	222	33	can	can	AUX
fsr-3441	222	34	spend	spend	VERB
fsr-3441	222	35	money	money	NOUN
fsr-3441	222	36	on	on	ADP
fsr-3441	222	37	partial	partial	ADJ
fsr-3441	222	38	risk	risk	NOUN
fsr-3441	222	39	mitigation	mitigation	NOUN
fsr-3441	222	40	and	and	CCONJ
fsr-3441	222	41	insurance	insurance	NOUN
fsr-3441	222	42	.	.	PUNCT
fsr-3441	223	1	participants	participant	NOUN
fsr-3441	223	2	who	who	PRON
fsr-3441	223	3	do	do	AUX
fsr-3441	223	4	not	not	PART
fsr-3441	223	5	either	either	CCONJ
fsr-3441	223	6	insure	insure	VERB
fsr-3441	223	7	or	or	CCONJ
fsr-3441	223	8	purchase	purchase	NOUN
fsr-3441	223	9	precaution	precaution	NOUN
fsr-3441	223	10	face	face	NOUN
fsr-3441	223	11	expected	expect	VERB
fsr-3441	223	12	losses	loss	NOUN
fsr-3441	223	13	that	that	PRON
fsr-3441	223	14	depend	depend	VERB
fsr-3441	223	15	on	on	ADP
fsr-3441	223	16	their	their	PRON
fsr-3441	223	17	quiz	quiz	NOUN
fsr-3441	223	18	performance	performance	NOUN
fsr-3441	223	19	,	,	PUNCT
fsr-3441	223	20	while	while	SCONJ
fsr-3441	223	21	those	those	PRON
fsr-3441	223	22	who	who	PRON
fsr-3441	223	23	insure	insure	VERB
fsr-3441	223	24	incur	incur	NOUN
fsr-3441	223	25	the	the	DET
fsr-3441	223	26	known	know	VERB
fsr-3441	223	27	cost	cost	NOUN
fsr-3441	223	28	of	of	ADP
fsr-3441	223	29	the	the	DET
fsr-3441	223	30	insurance	insurance	NOUN
fsr-3441	223	31	premium	premium	NOUN
fsr-3441	223	32	.	.	PUNCT
fsr-3441	224	1	therefore	therefore	ADV
fsr-3441	224	2	,	,	PUNCT
fsr-3441	224	3	our	our	PRON
fsr-3441	224	4	measure	measure	NOUN
fsr-3441	224	5	of	of	ADP
fsr-3441	224	6	the	the	DET
fsr-3441	224	7	total	total	ADJ
fsr-3441	224	8	cost	cost	NOUN
fsr-3441	224	9	of	of	ADP
fsr-3441	224	10	risk	risk	NOUN
fsr-3441	224	11	is	be	AUX
fsr-3441	224	12	the	the	DET
fsr-3441	224	13	sum	sum	NOUN
fsr-3441	224	14	of	of	ADP
fsr-3441	224	15	the	the	DET
fsr-3441	224	16	expected	expect	VERB
fsr-3441	224	17	loss	loss	NOUN
fsr-3441	224	18	resulting	result	VERB
fsr-3441	224	19	from	from	ADP
fsr-3441	224	20	the	the	DET
fsr-3441	224	21	risk	risk	NOUN
fsr-3441	224	22	event	event	NOUN
fsr-3441	224	23	and	and	CCONJ
fsr-3441	224	24	the	the	DET
fsr-3441	224	25	known	know	VERB
fsr-3441	224	26	amount	amount	NOUN
fsr-3441	224	27	spent	spend	VERB
fsr-3441	224	28	on	on	ADP
fsr-3441	224	29	precaution	precaution	NOUN
fsr-3441	224	30	or	or	CCONJ
fsr-3441	224	31	insurance	insurance	NOUN
fsr-3441	224	32	.	.	PUNCT
fsr-3441	225	1	if	if	SCONJ
fsr-3441	225	2	the	the	DET
fsr-3441	225	3	overconfident	overconfident	ADJ
fsr-3441	225	4	or	or	CCONJ
fsr-3441	225	5	optimistic	optimistic	ADJ
fsr-3441	225	6	choose	choose	NOUN
fsr-3441	225	7	to	to	PART
fsr-3441	225	8	pay	pay	VERB
fsr-3441	225	9	for	for	ADP
fsr-3441	225	10	precaution	precaution	NOUN
fsr-3441	225	11	rather	rather	ADV
fsr-3441	225	12	than	than	ADP
fsr-3441	225	13	fully	fully	ADV
fsr-3441	225	14	insuring	insuring	ADJ
fsr-3441	225	15	,	,	PUNCT
fsr-3441	225	16	they	they	PRON
fsr-3441	225	17	may	may	AUX
fsr-3441	225	18	actually	actually	ADV
fsr-3441	225	19	increase	increase	VERB
fsr-3441	225	20	their	their	PRON
fsr-3441	225	21	total	total	ADJ
fsr-3441	225	22	cost	cost	NOUN
fsr-3441	225	23	of	of	ADP
fsr-3441	225	24	risk	risk	NOUN
fsr-3441	225	25	.	.	PUNCT
fsr-3441	226	1	we	we	PRON
fsr-3441	226	2	hypothesize	hypothesize	VERB
fsr-3441	226	3	that	that	SCONJ
fsr-3441	226	4	:	:	PUNCT
fsr-3441	226	5	a.	a.	NOUN
fsr-3441	226	6	higher	high	ADJ
fsr-3441	226	7	gross	gross	ADJ
fsr-3441	226	8	overconfidence	overconfidence	NOUN
fsr-3441	226	9	bias	bias	NOUN
fsr-3441	226	10	will	will	AUX
fsr-3441	226	11	be	be	AUX
fsr-3441	226	12	associated	associate	VERB
fsr-3441	226	13	with	with	ADP
fsr-3441	226	14	greater	great	ADJ
fsr-3441	226	15	total	total	ADJ
fsr-3441	226	16	cost	cost	NOUN
fsr-3441	226	17	of	of	ADP
fsr-3441	226	18	risk	risk	NOUN
fsr-3441	226	19	.	.	PUNCT
fsr-3441	227	1	the	the	DET
fsr-3441	227	2	increase	increase	NOUN
fsr-3441	227	3	in	in	ADP
fsr-3441	227	4	the	the	DET
fsr-3441	227	5	total	total	ADJ
fsr-3441	227	6	cost	cost	NOUN
fsr-3441	227	7	of	of	ADP
fsr-3441	227	8	risk	risk	NOUN
fsr-3441	227	9	will	will	AUX
fsr-3441	227	10	be	be	AUX
fsr-3441	227	11	higher	high	ADJ
fsr-3441	227	12	when	when	SCONJ
fsr-3441	227	13	the	the	DET
fsr-3441	227	14	probability	probability	NOUN
fsr-3441	227	15	of	of	ADP
fsr-3441	227	16	a	a	DET
fsr-3441	227	17	loss	loss	NOUN
fsr-3441	227	18	depends	depend	VERB
fsr-3441	227	19	on	on	ADP
fsr-3441	227	20	one	one	NUM
fsr-3441	227	21	’s	’s	PART
fsr-3441	227	22	own	own	ADJ
fsr-3441	227	23	performance	performance	NOUN
fsr-3441	227	24	(	(	PUNCT
fsr-3441	227	25	because	because	SCONJ
fsr-3441	227	26	the	the	DET
fsr-3441	227	27	overconfidence	overconfidence	NOUN
fsr-3441	227	28	bias	bias	NOUN
fsr-3441	227	29	directly	directly	ADV
fsr-3441	227	30	measures	measure	VERB
fsr-3441	227	31	errors	error	NOUN
fsr-3441	227	32	in	in	ADP
fsr-3441	227	33	assessing	assess	VERB
fsr-3441	227	34	risk	risk	NOUN
fsr-3441	227	35	in	in	ADP
fsr-3441	227	36	the	the	DET
fsr-3441	227	37	own	own	ADJ
fsr-3441	227	38	mistakes	mistake	NOUN
fsr-3441	227	39	treatment	treatment	NOUN
fsr-3441	227	40	)	)	PUNCT
fsr-3441	227	41	.	.	PUNCT
fsr-3441	228	1	b.	b.	PROPN
fsr-3441	228	2	higher	high	ADJ
fsr-3441	228	3	optimism	optimism	NOUN
fsr-3441	228	4	bias	bias	NOUN
fsr-3441	228	5	will	will	AUX
fsr-3441	228	6	be	be	AUX
fsr-3441	228	7	associated	associate	VERB
fsr-3441	228	8	with	with	ADP
fsr-3441	228	9	greater	great	ADJ
fsr-3441	228	10	total	total	ADJ
fsr-3441	228	11	cost	cost	NOUN
fsr-3441	228	12	of	of	ADP
fsr-3441	228	13	risk	risk	NOUN
fsr-3441	228	14	.	.	PUNCT
fsr-3441	229	1	the	the	DET
fsr-3441	229	2	increase	increase	NOUN
fsr-3441	229	3	in	in	ADP
fsr-3441	229	4	the	the	DET
fsr-3441	229	5	total	total	ADJ
fsr-3441	229	6	cost	cost	NOUN
fsr-3441	229	7	of	of	ADP
fsr-3441	229	8	risk	risk	NOUN
fsr-3441	229	9	will	will	AUX
fsr-3441	229	10	be	be	AUX
fsr-3441	229	11	higher	high	ADJ
fsr-3441	229	12	when	when	SCONJ
fsr-3441	229	13	the	the	DET
fsr-3441	229	14	probability	probability	NOUN
fsr-3441	229	15	of	of	ADP
fsr-3441	229	16	loss	loss	NOUN
fsr-3441	229	17	depends	depend	VERB
fsr-3441	229	18	on	on	ADP
fsr-3441	229	19	others	other	NOUN
fsr-3441	229	20	’	’	PART
fsr-3441	229	21	performance	performance	NOUN
fsr-3441	229	22	(	(	PUNCT
fsr-3441	229	23	because	because	SCONJ
fsr-3441	229	24	the	the	DET
fsr-3441	229	25	optimism	optimism	NOUN
fsr-3441	229	26	bias	bias	NOUN
fsr-3441	229	27	directly	directly	ADV
fsr-3441	229	28	measures	measure	VERB
fsr-3441	229	29	errors	error	NOUN
fsr-3441	229	30	in	in	ADP
fsr-3441	229	31	assessing	assess	VERB
fsr-3441	229	32	risk	risk	NOUN
fsr-3441	229	33	in	in	ADP
fsr-3441	229	34	the	the	DET
fsr-3441	229	35	others	other	NOUN
fsr-3441	229	36	’	’	PART
fsr-3441	229	37	mistakes	mistake	VERB
fsr-3441	229	38	treatment	treatment	NOUN
fsr-3441	229	39	)	)	PUNCT
fsr-3441	229	40	.	.	PUNCT
fsr-3441	230	1	c.	c.	PROPN
fsr-3441	230	2	net	net	PROPN
fsr-3441	230	3	overconfidence	overconfidence	NOUN
fsr-3441	230	4	,	,	PUNCT
fsr-3441	230	5	the	the	DET
fsr-3441	230	6	difference	difference	NOUN
fsr-3441	230	7	between	between	ADP
fsr-3441	230	8	a	a	DET
fsr-3441	230	9	participant	participant	NOUN
fsr-3441	230	10	’s	’s	PART
fsr-3441	230	11	gross	gross	ADJ
fsr-3441	230	12	overconfidence	overconfidence	NOUN
fsr-3441	230	13	and	and	CCONJ
fsr-3441	230	14	optimism	optimism	NOUN
fsr-3441	230	15	,	,	PUNCT
fsr-3441	230	16	does	do	AUX
fsr-3441	230	17	not	not	PART
fsr-3441	230	18	inform	inform	VERB
fsr-3441	230	19	the	the	DET
fsr-3441	230	20	estimation	estimation	NOUN
fsr-3441	230	21	of	of	ADP
fsr-3441	230	22	risk	risk	NOUN
fsr-3441	230	23	in	in	ADP
fsr-3441	230	24	either	either	DET
fsr-3441	230	25	mistakes	mistake	NOUN
fsr-3441	230	26	treatment	treatment	NOUN
fsr-3441	230	27	.	.	PUNCT
fsr-3441	231	1	therefore	therefore	ADV
fsr-3441	231	2	,	,	PUNCT
fsr-3441	231	3	it	it	PRON
fsr-3441	231	4	will	will	AUX
fsr-3441	231	5	not	not	PART
fsr-3441	231	6	affect	affect	VERB
fsr-3441	231	7	participants	participant	NOUN
fsr-3441	231	8	’	'	PUNCT
fsr-3441	231	9	total	total	ADJ
fsr-3441	231	10	cost	cost	NOUN
fsr-3441	231	11	of	of	ADP
fsr-3441	231	12	risk	risk	NOUN
fsr-3441	231	13	.	.	PUNCT
fsr-3441	232	1	the	the	DET
fsr-3441	232	2	next	next	ADJ
fsr-3441	232	3	section	section	NOUN
fsr-3441	232	4	presents	present	VERB
fsr-3441	232	5	and	and	CCONJ
fsr-3441	232	6	discusses	discuss	VERB
fsr-3441	232	7	the	the	DET
fsr-3441	232	8	outcomes	outcome	NOUN
fsr-3441	232	9	of	of	ADP
fsr-3441	232	10	participant	participant	ADJ
fsr-3441	232	11	decisions	decision	NOUN
fsr-3441	232	12	.	.	PUNCT
fsr-3441	233	1	then	then	ADV
fsr-3441	233	2	it	it	PRON
fsr-3441	233	3	introduces	introduce	VERB
fsr-3441	233	4	controls	control	NOUN
fsr-3441	233	5	used	use	VERB
fsr-3441	233	6	in	in	ADP
fsr-3441	233	7	the	the	DET
fsr-3441	233	8	analysis	analysis	NOUN
fsr-3441	233	9	and	and	CCONJ
fsr-3441	233	10	presents	present	VERB
fsr-3441	233	11	tests	test	NOUN
fsr-3441	233	12	of	of	ADP
fsr-3441	233	13	these	these	DET
fsr-3441	233	14	hypotheses	hypothesis	NOUN
fsr-3441	233	15	.	.	PUNCT
fsr-3441	234	1	4	4	X
fsr-3441	234	2	.	.	NOUN
fsr-3441	234	3	results	result	NOUN
fsr-3441	234	4	and	and	CCONJ
fsr-3441	234	5	analysis	analysis	NOUN
fsr-3441	234	6	4.1	4.1	NUM
fsr-3441	234	7	.	.	PUNCT
fsr-3441	235	1	summary	summary	NOUN
fsr-3441	235	2	statistics	statistic	NOUN
fsr-3441	235	3	table	table	NOUN
fsr-3441	235	4	4	4	NUM
fsr-3441	235	5	presents	present	NOUN
fsr-3441	235	6	summary	summary	NOUN
fsr-3441	235	7	statistics	statistic	NOUN
fsr-3441	235	8	for	for	ADP
fsr-3441	235	9	the	the	DET
fsr-3441	235	10	participants	participant	NOUN
fsr-3441	235	11	’	'	PUNCT
fsr-3441	235	12	performance	performance	NOUN
fsr-3441	235	13	on	on	ADP
fsr-3441	235	14	the	the	DET
fsr-3441	235	15	earnings	earning	NOUN
fsr-3441	235	16	and	and	CCONJ
fsr-3441	235	17	estimation	estimation	NOUN
fsr-3441	235	18	tasks	task	NOUN
fsr-3441	235	19	,	,	PUNCT
fsr-3441	235	20	and	and	CCONJ
fsr-3441	235	21	summarizes	summarize	VERB
fsr-3441	235	22	the	the	DET
fsr-3441	235	23	definitions	definition	NOUN
fsr-3441	235	24	used	use	VERB
fsr-3441	235	25	for	for	ADP
fsr-3441	235	26	participants	participant	NOUN
fsr-3441	235	27	’	'	PUNCT
fsr-3441	235	28	optimism	optimism	NOUN
fsr-3441	235	29	,	,	PUNCT
fsr-3441	235	30	gross	gross	ADJ
fsr-3441	235	31	and	and	CCONJ
fsr-3441	235	32	net	net	ADJ
fsr-3441	235	33	overconfidence	overconfidence	NOUN
fsr-3441	235	34	biases	bias	VERB
fsr-3441	235	35	.	.	PUNCT
fsr-3441	236	1	the	the	DET
fsr-3441	236	2	summary	summary	NOUN
fsr-3441	236	3	statistics	statistic	NOUN
fsr-3441	236	4	show	show	VERB
fsr-3441	236	5	that	that	SCONJ
fsr-3441	236	6	participants	participant	NOUN
fsr-3441	236	7	overestimate	overestimate	VERB
fsr-3441	236	8	their	their	PRON
fsr-3441	236	9	own	own	ADJ
fsr-3441	236	10	performance	performance	NOUN
fsr-3441	236	11	to	to	ADP
fsr-3441	236	12	a	a	DET
fsr-3441	236	13	greater	great	ADJ
fsr-3441	236	14	extent	extent	NOUN
fsr-3441	236	15	(	(	PUNCT
fsr-3441	236	16	9.26	9.26	NUM
fsr-3441	236	17	%	%	NOUN
fsr-3441	236	18	)	)	PUNCT
fsr-3441	236	19	than	than	SCONJ
fsr-3441	236	20	they	they	PRON
fsr-3441	236	21	overestimate	overestimate	VERB
fsr-3441	236	22	others	other	NOUN
fsr-3441	236	23	’	’	PART
fsr-3441	236	24	performance	performance	NOUN
fsr-3441	236	25	(	(	PUNCT
fsr-3441	236	26	2.10	2.10	NUM
fsr-3441	236	27	%	%	NOUN
fsr-3441	236	28	)	)	PUNCT
fsr-3441	236	29	and	and	CCONJ
fsr-3441	236	30	that	that	SCONJ
fsr-3441	236	31	there	there	PRON
fsr-3441	236	32	is	be	VERB
fsr-3441	236	33	a	a	DET
fsr-3441	236	34	great	great	ADJ
fsr-3441	236	35	deal	deal	NOUN
fsr-3441	236	36	of	of	ADP
fsr-3441	236	37	within	within	ADP
fsr-3441	236	38	-	-	PUNCT
fsr-3441	236	39	sample	sample	NOUN
fsr-3441	236	40	variation	variation	NOUN
fsr-3441	236	41	in	in	ADP
fsr-3441	236	42	these	these	DET
fsr-3441	236	43	bias	bias	NOUN
fsr-3441	236	44	measures	measure	NOUN
fsr-3441	236	45	.	.	PUNCT
fsr-3441	237	1	given	give	VERB
fsr-3441	237	2	our	our	PRON
fsr-3441	237	3	experiment	experiment	NOUN
fsr-3441	237	4	parameters	parameter	NOUN
fsr-3441	237	5	(	(	PUNCT
fsr-3441	237	6	$	$	SYM
fsr-3441	237	7	45	45	NUM
fsr-3441	237	8	loss	loss	NOUN
fsr-3441	237	9	,	,	PUNCT
fsr-3441	237	10	$	$	SYM
fsr-3441	237	11	14.50	14.50	NUM
fsr-3441	237	12	insurance	insurance	NOUN
fsr-3441	237	13	premium	premium	NOUN
fsr-3441	237	14	,	,	PUNCT
fsr-3441	237	15	and	and	CCONJ
fsr-3441	237	16	precaution	precaution	NOUN
fsr-3441	237	17	alternatives	alternative	NOUN
fsr-3441	237	18	)	)	PUNCT
fsr-3441	237	19	,	,	PUNCT
fsr-3441	237	20	risk	risk	NOUN
fsr-3441	237	21	-	-	PUNCT
fsr-3441	237	22	neutral	neutral	ADJ
fsr-3441	237	23	and	and	CCONJ
fsr-3441	237	24	risk	risk	NOUN
fsr-3441	237	25	-	-	PUNCT
fsr-3441	237	26	averse	averse	ADJ
fsr-3441	237	27	participants	participant	NOUN
fsr-3441	237	28	are	be	AUX
fsr-3441	237	29	predicted	predict	VERB
fsr-3441	237	30	to	to	PART
fsr-3441	237	31	purchase	purchase	VERB
fsr-3441	237	32	insurance	insurance	NOUN
fsr-3441	237	33	(	(	PUNCT
fsr-3441	237	34	or	or	CCONJ
fsr-3441	237	35	the	the	DET
fsr-3441	237	36	full	full	ADJ
fsr-3441	237	37	precaution	precaution	NOUN
fsr-3441	237	38	equivalent	equivalent	ADJ
fsr-3441	237	39	)	)	PUNCT
fsr-3441	237	40	for	for	ADP
fsr-3441	237	41	all	all	DET
fsr-3441	237	42	high	high	ADJ
fsr-3441	237	43	initial	initial	ADJ
fsr-3441	237	44	probability	probability	NOUN
fsr-3441	237	45	treatments	treatment	NOUN
fsr-3441	237	46	.	.	PUNCT
fsr-3441	238	1	if	if	SCONJ
fsr-3441	238	2	they	they	PRON
fsr-3441	238	3	do	do	AUX
fsr-3441	238	4	not	not	PART
fsr-3441	238	5	purchase	purchase	VERB
fsr-3441	238	6	insurance	insurance	NOUN
fsr-3441	238	7	,	,	PUNCT
fsr-3441	238	8	their	their	PRON
fsr-3441	238	9	expected	expect	VERB
fsr-3441	238	10	payoff	payoff	NOUN
fsr-3441	238	11	decreases	decrease	NOUN
fsr-3441	238	12	with	with	ADP
fsr-3441	238	13	lower	low	ADJ
fsr-3441	238	14	quiz	quiz	NOUN
fsr-3441	238	15	scores	score	NOUN
fsr-3441	238	16	in	in	ADP
fsr-3441	238	17	the	the	DET
fsr-3441	238	18	mistakes	mistake	NOUN
fsr-3441	238	19	treatments	treatment	NOUN
fsr-3441	238	20	.	.	PUNCT
fsr-3441	239	1	however	however	ADV
fsr-3441	239	2	,	,	PUNCT
fsr-3441	239	3	risk	risk	NOUN
fsr-3441	239	4	-	-	PUNCT
fsr-3441	239	5	seeking	seek	VERB
fsr-3441	239	6	participants	participant	NOUN
fsr-3441	239	7	in	in	ADP
fsr-3441	239	8	the	the	DET
fsr-3441	239	9	32	32	NUM
fsr-3441	239	10	%	%	NOUN
fsr-3441	239	11	initial	initial	ADJ
fsr-3441	239	12	probability	probability	NOUN
fsr-3441	239	13	no	no	DET
fsr-3441	239	14	mistakes	mistake	NOUN
fsr-3441	239	15	treatments	treatment	NOUN
fsr-3441	239	16	may	may	AUX
fsr-3441	239	17	prefer	prefer	VERB
fsr-3441	239	18	not	not	PART
fsr-3441	239	19	to	to	PART
fsr-3441	239	20	purchase	purchase	VERB
fsr-3441	239	21	insurance	insurance	NOUN
fsr-3441	239	22	in	in	ADP
fsr-3441	239	23	the	the	DET
fsr-3441	239	24	mistakes	mistake	NOUN
fsr-3441	239	25	treatments	treatment	NOUN
fsr-3441	239	26	as	as	ADV
fsr-3441	239	27	well	well	ADV
fsr-3441	239	28	.	.	PUNCT
fsr-3441	240	1	under	under	ADP
fsr-3441	240	2	the	the	DET
fsr-3441	240	3	low	low	ADJ
fsr-3441	240	4	initial	initial	ADJ
fsr-3441	240	5	probability	probability	NOUN
fsr-3441	240	6	of	of	ADP
fsr-3441	240	7	loss	loss	NOUN
fsr-3441	240	8	,	,	PUNCT
fsr-3441	240	9	the	the	DET
fsr-3441	240	10	expected	expect	VERB
fsr-3441	240	11	loss	loss	NOUN
fsr-3441	240	12	is	be	AUX
fsr-3441	240	13	$	$	SYM
fsr-3441	240	14	4.50	4.50	NUM
fsr-3441	240	15	in	in	ADP
fsr-3441	240	16	the	the	DET
fsr-3441	240	17	no	no	DET
fsr-3441	240	18	mistakes	mistake	NOUN
fsr-3441	240	19	treatments	treatment	NOUN
fsr-3441	240	20	,	,	PUNCT
fsr-3441	240	21	and	and	CCONJ
fsr-3441	240	22	a	a	DET
fsr-3441	240	23	risk	risk	NOUN
fsr-3441	240	24	-	-	PUNCT
fsr-3441	240	25	neutral	neutral	ADJ
fsr-3441	240	26	participant	participant	NOUN
fsr-3441	240	27	should	should	AUX
fsr-3441	240	28	not	not	PART
fsr-3441	240	29	purchase	purchase	VERB
fsr-3441	240	30	insurance	insurance	NOUN
fsr-3441	240	31	.	.	PUNCT
fsr-3441	241	1	however	however	ADV
fsr-3441	241	2	,	,	PUNCT
fsr-3441	241	3	in	in	ADP
fsr-3441	241	4	the	the	DET
fsr-3441	241	5	low	low	ADJ
fsr-3441	241	6	initial	initial	ADJ
fsr-3441	241	7	probability	probability	NOUN
fsr-3441	241	8	mistakes	mistake	NOUN
fsr-3441	241	9	treatments	treatment	NOUN
fsr-3441	241	10	,	,	PUNCT
fsr-3441	241	11	any	any	DET
fsr-3441	241	12	participant	participant	NOUN
fsr-3441	241	13	who	who	PRON
fsr-3441	241	14	answers	answer	VERB
fsr-3441	241	15	76	76	NUM
fsr-3441	241	16	%	%	NOUN
fsr-3441	241	17	or	or	CCONJ
fsr-3441	241	18	fewer	few	ADJ
fsr-3441	241	19	quiz	quiz	NOUN
fsr-3441	241	20	questions	question	VERB
fsr-3441	241	21	12	12	NUM
fsr-3441	241	22	j.	j.	PROPN
fsr-3441	241	23	coats	coats	PROPN
fsr-3441	241	24	,	,	PUNCT
fsr-3441	241	25	v.	v.	ADP
fsr-3441	241	26	bajtelsmit	bajtelsmit	NOUN
fsr-3441	241	27	/	/	SYM
fsr-3441	241	28	financial	financial	ADJ
fsr-3441	241	29	services	service	NOUN
fsr-3441	241	30	review	review	VERB
fsr-3441	241	31	29	29	NUM
fsr-3441	241	32	(	(	PUNCT
fsr-3441	241	33	2021	2021	NUM
fsr-3441	241	34	)	)	PUNCT
fsr-3441	241	35	1–28	1–28	NOUN
fsr-3441	241	36	correctly	correctly	ADV
fsr-3441	241	37	has	have	VERB
fsr-3441	241	38	higher	high	ADJ
fsr-3441	241	39	expected	expect	VERB
fsr-3441	241	40	payoffs	payoff	NOUN
fsr-3441	241	41	from	from	ADP
fsr-3441	241	42	purchasing	purchase	VERB
fsr-3441	241	43	insurance	insurance	NOUN
fsr-3441	241	44	,	,	PUNCT
fsr-3441	241	45	making	make	VERB
fsr-3441	241	46	insurance	insurance	NOUN
fsr-3441	241	47	the	the	DET
fsr-3441	241	48	optimal	optimal	ADJ
fsr-3441	241	49	choice	choice	NOUN
fsr-3441	241	50	for	for	ADP
fsr-3441	241	51	risk	risk	NOUN
fsr-3441	241	52	averse	averse	ADJ
fsr-3441	241	53	and	and	CCONJ
fsr-3441	241	54	risk	risk	VERB
fsr-3441	241	55	neutral	neutral	ADJ
fsr-3441	241	56	participants	participant	NOUN
fsr-3441	241	57	.	.	PUNCT
fsr-3441	242	1	as	as	SCONJ
fsr-3441	242	2	discussed	discuss	VERB
fsr-3441	242	3	above	above	ADV
fsr-3441	242	4	,	,	PUNCT
fsr-3441	242	5	overconfidence	overconfidence	NOUN
fsr-3441	242	6	and/or	and/or	CCONJ
fsr-3441	242	7	optimism	optimism	NOUN
fsr-3441	242	8	regarding	regard	VERB
fsr-3441	242	9	quiz	quiz	NOUN
fsr-3441	242	10	scores	score	NOUN
fsr-3441	242	11	could	could	AUX
fsr-3441	242	12	lead	lead	VERB
fsr-3441	242	13	participants	participant	NOUN
fsr-3441	242	14	to	to	PART
fsr-3441	242	15	underestimate	underestimate	VERB
fsr-3441	242	16	their	their	PRON
fsr-3441	242	17	risk	risk	NOUN
fsr-3441	242	18	of	of	ADP
fsr-3441	242	19	loss	loss	NOUN
fsr-3441	242	20	,	,	PUNCT
fsr-3441	242	21	which	which	PRON
fsr-3441	242	22	could	could	AUX
fsr-3441	242	23	lead	lead	VERB
fsr-3441	242	24	to	to	ADP
fsr-3441	242	25	underinsurance	underinsurance	NOUN
fsr-3441	242	26	in	in	ADP
fsr-3441	242	27	light	light	NOUN
fsr-3441	242	28	of	of	ADP
fsr-3441	242	29	their	their	PRON
fsr-3441	242	30	risk	risk	NOUN
fsr-3441	242	31	preferences	preference	NOUN
fsr-3441	242	32	.	.	PUNCT
fsr-3441	243	1	while	while	SCONJ
fsr-3441	243	2	table	table	NOUN
fsr-3441	243	3	4	4	NUM
fsr-3441	243	4	shows	show	VERB
fsr-3441	243	5	the	the	DET
fsr-3441	243	6	average	average	ADJ
fsr-3441	243	7	levels	level	NOUN
fsr-3441	243	8	of	of	ADP
fsr-3441	243	9	the	the	DET
fsr-3441	243	10	biases	bias	NOUN
fsr-3441	243	11	,	,	PUNCT
fsr-3441	243	12	table	table	NOUN
fsr-3441	243	13	5	5	NUM
fsr-3441	243	14	categorizes	categorize	VERB
fsr-3441	243	15	participants	participant	NOUN
fsr-3441	243	16	in	in	ADP
fsr-3441	243	17	terms	term	NOUN
fsr-3441	243	18	of	of	ADP
fsr-3441	243	19	which	which	PRON
fsr-3441	243	20	biases	bias	NOUN
fsr-3441	243	21	they	they	PRON
fsr-3441	243	22	exhibit	exhibit	VERB
fsr-3441	243	23	.	.	PUNCT
fsr-3441	244	1	the	the	DET
fsr-3441	244	2	table	table	NOUN
fsr-3441	244	3	illustrates	illustrate	VERB
fsr-3441	244	4	that	that	SCONJ
fsr-3441	244	5	participants	participant	NOUN
fsr-3441	244	6	are	be	AUX
fsr-3441	244	7	relatively	relatively	ADV
fsr-3441	244	8	unlikely	unlikely	ADJ
fsr-3441	244	9	to	to	PART
fsr-3441	244	10	exhibit	exhibit	VERB
fsr-3441	244	11	one	one	NUM
fsr-3441	244	12	of	of	ADP
fsr-3441	244	13	these	these	DET
fsr-3441	244	14	biases	bias	NOUN
fsr-3441	244	15	and	and	CCONJ
fsr-3441	244	16	not	not	PART
fsr-3441	244	17	the	the	DET
fsr-3441	244	18	other	other	ADJ
fsr-3441	244	19	.	.	PUNCT
fsr-3441	245	1	they	they	PRON
fsr-3441	245	2	are	be	AUX
fsr-3441	245	3	more	more	ADV
fsr-3441	245	4	likely	likely	ADJ
fsr-3441	245	5	to	to	PART
fsr-3441	245	6	have	have	VERB
fsr-3441	245	7	gross	gross	ADJ
fsr-3441	245	8	overconfidence	overconfidence	NOUN
fsr-3441	245	9	and	and	CCONJ
fsr-3441	245	10	optimism	optimism	NOUN
fsr-3441	245	11	bias	bias	NOUN
fsr-3441	245	12	or	or	CCONJ
fsr-3441	245	13	show	show	VERB
fsr-3441	245	14	neither	neither	DET
fsr-3441	245	15	bias	bias	NOUN
fsr-3441	245	16	.	.	PUNCT
fsr-3441	246	1	results	result	NOUN
fsr-3441	246	2	in	in	ADP
fsr-3441	246	3	tables	table	NOUN
fsr-3441	246	4	4	4	NUM
fsr-3441	246	5	and	and	CCONJ
fsr-3441	246	6	5	5	NUM
fsr-3441	246	7	reveal	reveal	VERB
fsr-3441	246	8	that	that	SCONJ
fsr-3441	246	9	while	while	SCONJ
fsr-3441	246	10	50	50	NUM
fsr-3441	246	11	%	%	NOUN
fsr-3441	246	12	of	of	ADP
fsr-3441	246	13	participants	participant	NOUN
fsr-3441	246	14	exhibit	exhibit	VERB
fsr-3441	246	15	some	some	DET
fsr-3441	246	16	degree	degree	NOUN
fsr-3441	246	17	of	of	ADP
fsr-3441	246	18	optimism	optimism	NOUN
fsr-3441	246	19	,	,	PUNCT
fsr-3441	246	20	the	the	DET
fsr-3441	246	21	average	average	ADJ
fsr-3441	246	22	level	level	NOUN
fsr-3441	246	23	of	of	ADP
fsr-3441	246	24	optimism	optimism	NOUN
fsr-3441	246	25	does	do	AUX
fsr-3441	246	26	not	not	PART
fsr-3441	246	27	differ	differ	VERB
fsr-3441	246	28	significantly	significantly	ADV
fsr-3441	246	29	from	from	ADP
fsr-3441	246	30	zero	zero	NUM
fsr-3441	246	31	.	.	PUNCT
fsr-3441	247	1	however	however	ADV
fsr-3441	247	2	,	,	PUNCT
fsr-3441	247	3	60	60	NUM
fsr-3441	247	4	%	%	NOUN
fsr-3441	247	5	of	of	ADP
fsr-3441	247	6	participants	participant	NOUN
fsr-3441	247	7	exhibit	exhibit	VERB
fsr-3441	247	8	gross	gross	ADJ
fsr-3441	247	9	overconfidence	overconfidence	NOUN
fsr-3441	247	10	,	,	PUNCT
fsr-3441	247	11	and	and	CCONJ
fsr-3441	247	12	the	the	DET
fsr-3441	247	13	average	average	ADJ
fsr-3441	247	14	level	level	NOUN
fsr-3441	247	15	of	of	ADP
fsr-3441	247	16	gross	gross	ADJ
fsr-3441	247	17	overconfidence	overconfidence	NOUN
fsr-3441	247	18	is	be	AUX
fsr-3441	247	19	significantly	significantly	ADV
fsr-3441	247	20	above	above	ADP
fsr-3441	247	21	zero	zero	NUM
fsr-3441	247	22	.	.	PUNCT
fsr-3441	248	1	it	it	PRON
fsr-3441	248	2	follows	follow	VERB
fsr-3441	248	3	that	that	SCONJ
fsr-3441	248	4	their	their	PRON
fsr-3441	248	5	average	average	ADJ
fsr-3441	248	6	net	net	ADJ
fsr-3441	248	7	overconfidence	overconfidence	NOUN
fsr-3441	248	8	bias	bias	NOUN
fsr-3441	248	9	is	be	AUX
fsr-3441	248	10	also	also	ADV
fsr-3441	248	11	significant	significant	ADJ
fsr-3441	248	12	.	.	PUNCT
fsr-3441	249	1	in	in	ADP
fsr-3441	249	2	fact	fact	NOUN
fsr-3441	249	3	,	,	PUNCT
fsr-3441	249	4	60	60	NUM
fsr-3441	249	5	%	%	NOUN
fsr-3441	249	6	of	of	ADP
fsr-3441	249	7	participants	participant	NOUN
fsr-3441	249	8	exhibit	exhibit	VERB
fsr-3441	249	9	the	the	DET
fsr-3441	249	10	net	net	ADJ
fsr-3441	249	11	overconfidence	overconfidence	NOUN
fsr-3441	249	12	bias	bias	NOUN
fsr-3441	249	13	.	.	PUNCT
fsr-3441	250	1	in	in	ADP
fsr-3441	250	2	summary	summary	NOUN
fsr-3441	250	3	,	,	PUNCT
fsr-3441	250	4	we	we	PRON
fsr-3441	250	5	find	find	VERB
fsr-3441	250	6	descriptive	descriptive	ADJ
fsr-3441	250	7	evidence	evidence	NOUN
fsr-3441	250	8	in	in	ADP
fsr-3441	250	9	support	support	NOUN
fsr-3441	250	10	of	of	ADP
fsr-3441	250	11	parts	part	NOUN
fsr-3441	250	12	a	a	DET
fsr-3441	250	13	(	(	PUNCT
fsr-3441	250	14	gross	gross	ADJ
fsr-3441	250	15	overconfidence	overconfidence	NOUN
fsr-3441	250	16	bias	bias	NOUN
fsr-3441	250	17	)	)	PUNCT
fsr-3441	250	18	and	and	CCONJ
fsr-3441	250	19	c	c	PROPN
fsr-3441	250	20	(	(	PUNCT
fsr-3441	250	21	net	net	ADJ
fsr-3441	250	22	overconfidence	overconfidence	NOUN
fsr-3441	250	23	bias	bias	NOUN
fsr-3441	250	24	)	)	PUNCT
fsr-3441	250	25	of	of	ADP
fsr-3441	250	26	hypothesis	hypothesis	NOUN
fsr-3441	250	27	1	1	NUM
fsr-3441	250	28	,	,	PUNCT
fsr-3441	250	29	but	but	CCONJ
fsr-3441	250	30	not	not	PART
fsr-3441	250	31	part	part	NOUN
fsr-3441	250	32	b	b	NOUN
fsr-3441	250	33	(	(	PUNCT
fsr-3441	250	34	optimism	optimism	NOUN
fsr-3441	250	35	bias	bias	NOUN
fsr-3441	250	36	)	)	PUNCT
fsr-3441	250	37	.	.	PUNCT
fsr-3441	251	1	we	we	PRON
fsr-3441	251	2	summarize	summarize	VERB
fsr-3441	251	3	the	the	DET
fsr-3441	251	4	insurance	insurance	NOUN
fsr-3441	251	5	and	and	CCONJ
fsr-3441	251	6	precaution	precaution	NOUN
fsr-3441	251	7	purchase	purchase	NOUN
fsr-3441	251	8	decisions	decision	NOUN
fsr-3441	251	9	in	in	ADP
fsr-3441	251	10	table	table	NOUN
fsr-3441	251	11	6	6	NUM
fsr-3441	251	12	.	.	PUNCT
fsr-3441	252	1	in	in	ADP
fsr-3441	252	2	the	the	DET
fsr-3441	252	3	no	no	DET
fsr-3441	252	4	mistakes	mistake	NOUN
fsr-3441	252	5	treatments	treatment	NOUN
fsr-3441	252	6	,	,	PUNCT
fsr-3441	252	7	most	most	ADJ
fsr-3441	252	8	participants	participant	NOUN
fsr-3441	252	9	insure	insure	VERB
fsr-3441	252	10	against	against	ADP
fsr-3441	252	11	loss	loss	NOUN
fsr-3441	252	12	,	,	PUNCT
fsr-3441	252	13	all	all	PRON
fsr-3441	252	14	purchase	purchase	VERB
fsr-3441	252	15	some	some	DET
fsr-3441	252	16	form	form	NOUN
fsr-3441	252	17	of	of	ADP
fsr-3441	252	18	risk	risk	NOUN
fsr-3441	252	19	mitigation	mitigation	NOUN
fsr-3441	252	20	in	in	ADP
fsr-3441	252	21	the	the	DET
fsr-3441	252	22	initial	initial	ADJ
fsr-3441	252	23	32	32	NUM
fsr-3441	252	24	%	%	NOUN
fsr-3441	252	25	probability	probability	NOUN
fsr-3441	252	26	of	of	ADP
fsr-3441	252	27	loss	loss	NOUN
fsr-3441	252	28	treatments	treatment	NOUN
fsr-3441	252	29	,	,	PUNCT
fsr-3441	252	30	and	and	CCONJ
fsr-3441	252	31	most	most	ADJ
fsr-3441	252	32	purchase	purchase	VERB
fsr-3441	252	33	some	some	DET
fsr-3441	252	34	risk	risk	NOUN
fsr-3441	252	35	mitigation	mitigation	NOUN
fsr-3441	252	36	in	in	ADP
fsr-3441	252	37	the	the	DET
fsr-3441	252	38	initial	initial	ADJ
fsr-3441	252	39	10	10	NUM
fsr-3441	252	40	%	%	NOUN
fsr-3441	252	41	probability	probability	NOUN
fsr-3441	252	42	of	of	ADP
fsr-3441	252	43	loss	loss	NOUN
fsr-3441	252	44	treatments	treatment	NOUN
fsr-3441	252	45	.	.	PUNCT
fsr-3441	253	1	participants	participant	NOUN
fsr-3441	253	2	insure	insure	VERB
fsr-3441	253	3	against	against	ADP
fsr-3441	253	4	loss	loss	NOUN
fsr-3441	253	5	more	more	ADV
fsr-3441	253	6	frequently	frequently	ADV
fsr-3441	253	7	under	under	ADP
fsr-3441	253	8	the	the	DET
fsr-3441	253	9	others	other	NOUN
fsr-3441	253	10	’	’	PART
fsr-3441	253	11	mistakes	mistake	VERB
fsr-3441	253	12	treatment	treatment	NOUN
fsr-3441	253	13	than	than	ADP
fsr-3441	253	14	the	the	DET
fsr-3441	253	15	own	own	ADJ
fsr-3441	253	16	mistakes	mistake	NOUN
fsr-3441	253	17	treatment	treatment	NOUN
fsr-3441	253	18	.	.	PUNCT
fsr-3441	254	1	some	some	DET
fsr-3441	254	2	participants	participant	NOUN
fsr-3441	254	3	purchase	purchase	VERB
fsr-3441	254	4	precaution	precaution	NOUN
fsr-3441	254	5	to	to	PART
fsr-3441	254	6	reduce	reduce	VERB
fsr-3441	254	7	their	their	PRON
fsr-3441	254	8	risk	risk	NOUN
fsr-3441	254	9	of	of	ADP
fsr-3441	254	10	loss	loss	NOUN
fsr-3441	254	11	.	.	PUNCT
fsr-3441	255	1	for	for	ADP
fsr-3441	255	2	example	example	NOUN
fsr-3441	255	3	,	,	PUNCT
fsr-3441	255	4	in	in	ADP
fsr-3441	255	5	the	the	DET
fsr-3441	255	6	no	no	DET
fsr-3441	255	7	mistakes	mistake	NOUN
fsr-3441	255	8	32	32	NUM
fsr-3441	255	9	%	%	NOUN
fsr-3441	255	10	initial	initial	ADJ
fsr-3441	255	11	probability	probability	NOUN
fsr-3441	255	12	treatment	treatment	NOUN
fsr-3441	255	13	,	,	PUNCT
fsr-3441	255	14	those	those	DET
fsr-3441	255	15	participants	participant	NOUN
fsr-3441	255	16	who	who	PRON
fsr-3441	255	17	do	do	AUX
fsr-3441	255	18	not	not	PART
fsr-3441	255	19	insure	insure	VERB
fsr-3441	255	20	,	,	PUNCT
fsr-3441	255	21	purchase	purchase	NOUN
fsr-3441	255	22	table	table	NOUN
fsr-3441	255	23	4	4	NUM
fsr-3441	255	24	summary	summary	NOUN
fsr-3441	255	25	statistics	statistic	NOUN
fsr-3441	255	26	:	:	PUNCT
fsr-3441	255	27	driving	drive	VERB
fsr-3441	255	28	quiz	quiz	NOUN
fsr-3441	255	29	,	,	PUNCT
fsr-3441	255	30	estimation	estimation	NOUN
fsr-3441	255	31	task	task	NOUN
fsr-3441	255	32	,	,	PUNCT
fsr-3441	255	33	and	and	CCONJ
fsr-3441	255	34	biases	bias	NOUN
fsr-3441	255	35	,	,	PUNCT
fsr-3441	255	36	n	n	NOUN
fsr-3441	255	37	=	=	SYM
fsr-3441	255	38	60	60	NUM
fsr-3441	255	39	participants	participant	NOUN
fsr-3441	255	40	mean	mean	VERB
fsr-3441	255	41	minimum	minimum	ADJ
fsr-3441	255	42	maximum	maximum	ADJ
fsr-3441	255	43	standard	standard	ADJ
fsr-3441	255	44	deviation	deviation	NOUN
fsr-3441	255	45	estimated	estimate	VERB
fsr-3441	255	46	own	own	ADJ
fsr-3441	255	47	quiz	quiz	NOUN
fsr-3441	255	48	score	score	NOUN
fsr-3441	255	49	(	(	PUNCT
fsr-3441	255	50	out	out	ADP
fsr-3441	255	51	of	of	ADP
fsr-3441	255	52	20	20	NUM
fsr-3441	255	53	)	)	PUNCT
fsr-3441	255	54	percent	percent	NOUN
fsr-3441	255	55	correct	correct	VERB
fsr-3441	255	56	16.4	16.4	NUM
fsr-3441	255	57	82	82	NUM
fsr-3441	255	58	%	%	NOUN
fsr-3441	255	59	11	11	NUM
fsr-3441	255	60	55	55	NUM
fsr-3441	255	61	%	%	NOUN
fsr-3441	255	62	19	19	NUM
fsr-3441	255	63	95	95	NUM
fsr-3441	255	64	%	%	NOUN
fsr-3441	255	65	2.06	2.06	NUM
fsr-3441	255	66	estimated	estimate	VERB
fsr-3441	255	67	others	other	NOUN
fsr-3441	255	68	’	’	PART
fsr-3441	255	69	quiz	quiz	PROPN
fsr-3441	255	70	score	score	NOUN
fsr-3441	255	71	(	(	PUNCT
fsr-3441	255	72	out	out	ADP
fsr-3441	255	73	of	of	ADP
fsr-3441	255	74	20	20	NUM
fsr-3441	255	75	)	)	PUNCT
fsr-3441	255	76	percent	percent	NOUN
fsr-3441	255	77	correct	correct	ADJ
fsr-3441	255	78	15.4	15.4	NUM
fsr-3441	255	79	77	77	NUM
fsr-3441	255	80	%	%	NOUN
fsr-3441	255	81	10	10	NUM
fsr-3441	255	82	50	50	NUM
fsr-3441	255	83	%	%	NOUN
fsr-3441	255	84	18	18	NUM
fsr-3441	255	85	90	90	NUM
fsr-3441	255	86	%	%	NOUN
fsr-3441	255	87	1.94	1.94	NUM
fsr-3441	255	88	actual	actual	ADJ
fsr-3441	255	89	quiz	quiz	NOUN
fsr-3441	255	90	score	score	NOUN
fsr-3441	255	91	(	(	PUNCT
fsr-3441	255	92	out	out	ADP
fsr-3441	255	93	of	of	ADP
fsr-3441	255	94	20	20	NUM
fsr-3441	255	95	)	)	PUNCT
fsr-3441	255	96	percent	percent	NOUN
fsr-3441	255	97	correct	correct	ADJ
fsr-3441	255	98	15.1	15.1	NUM
fsr-3441	255	99	75	75	NUM
fsr-3441	255	100	%	%	NOUN
fsr-3441	255	101	12	12	NUM
fsr-3441	255	102	60	60	NUM
fsr-3441	255	103	%	%	NOUN
fsr-3441	255	104	18	18	NUM
fsr-3441	255	105	90	90	NUM
fsr-3441	255	106	%	%	NOUN
fsr-3441	255	107	1.50	1.50	NUM
fsr-3441	255	108	gocbias	gocbia	NOUN
fsr-3441	255	109	¼	¼	NOUN
fsr-3441	255	110	own	own	ADJ
fsr-3441	255	111	estimate	estimate	NOUN
fsr-3441	255	112	�	�	PROPN
fsr-3441	255	113	own	own	ADJ
fsr-3441	255	114	score	score	NOUN
fsr-3441	255	115	own	own	ADJ
fsr-3441	255	116	score	score	NOUN
fsr-3441	255	117	9.26	9.26	NUM
fsr-3441	255	118	%	%	NOUN
fsr-3441	255	119	*	*	PUNCT
fsr-3441	255	120	*	*	PUNCT
fsr-3441	255	121	*	*	PUNCT
fsr-3441	255	122	�	�	PROPN
fsr-3441	255	123	18.75	18.75	NUM
fsr-3441	255	124	%	%	NOUN
fsr-3441	255	125	41.67	41.67	NUM
fsr-3441	255	126	%	%	NOUN
fsr-3441	255	127	15.80	15.80	NUM
fsr-3441	255	128	%	%	NOUN
fsr-3441	255	129	optimism	optimism	NOUN
fsr-3441	255	130	bias	bias	NOUN
fsr-3441	255	131	¼	¼	NOUN
fsr-3441	255	132	estimated	estimate	VERB
fsr-3441	255	133	others’score	others’score	ADJ
fsr-3441	255	134	�	�	PROPN
fsr-3441	255	135	others	other	NOUN
fsr-3441	255	136	’	'	PUNCT
fsr-3441	255	137	score	score	NOUN
fsr-3441	255	138	others’score	others’score	ADJ
fsr-3441	255	139	2.10	2.10	NUM
fsr-3441	255	140	%	%	NOUN
fsr-3441	255	141	�	�	NOUN
fsr-3441	255	142	33.86	33.86	NUM
fsr-3441	255	143	%	%	NOUN
fsr-3441	255	144	19.46	19.46	NUM
fsr-3441	255	145	%	%	NOUN
fsr-3441	255	146	12.89	12.89	NUM
fsr-3441	255	147	%	%	NOUN
fsr-3441	255	148	noc	noc	NOUN
fsr-3441	255	149	bias	bias	NOUN
fsr-3441	255	150	=	=	SYM
fsr-3441	255	151	overconfidence	overconfidence	NOUN
fsr-3441	255	152	bias	bias	NOUN
fsr-3441	255	153	–	–	PUNCT
fsr-3441	255	154	optimism	optimism	NOUN
fsr-3441	255	155	bias	bias	NOUN
fsr-3441	255	156	7.16	7.16	NUM
fsr-3441	255	157	%	%	NOUN
fsr-3441	255	158	*	*	PUNCT
fsr-3441	255	159	*	*	PUNCT
fsr-3441	255	160	*	*	PUNCT
fsr-3441	255	161	�	�	PROPN
fsr-3441	255	162	23.83	23.83	NUM
fsr-3441	255	163	%	%	NOUN
fsr-3441	255	164	39.65	39.65	NUM
fsr-3441	255	165	%	%	NOUN
fsr-3441	255	166	14.72	14.72	NUM
fsr-3441	255	167	%	%	NOUN
fsr-3441	255	168	*	*	PUNCT
fsr-3441	255	169	*	*	PUNCT
fsr-3441	255	170	*	*	PUNCT
fsr-3441	255	171	significantly	significantly	ADV
fsr-3441	255	172	different	different	ADJ
fsr-3441	255	173	from	from	ADP
fsr-3441	255	174	zero	zero	NUM
fsr-3441	255	175	at	at	ADP
fsr-3441	255	176	the	the	DET
fsr-3441	255	177	99	99	NUM
fsr-3441	255	178	%	%	NOUN
fsr-3441	255	179	confidence	confidence	NOUN
fsr-3441	255	180	level	level	NOUN
fsr-3441	255	181	,	,	PUNCT
fsr-3441	255	182	according	accord	VERB
fsr-3441	255	183	to	to	ADP
fsr-3441	255	184	the	the	DET
fsr-3441	255	185	t	t	PROPN
fsr-3441	255	186	test	test	NOUN
fsr-3441	255	187	and	and	CCONJ
fsr-3441	255	188	nonparametric	nonparametric	NOUN
fsr-3441	255	189	signed	sign	VERB
fsr-3441	255	190	rank	rank	NOUN
fsr-3441	255	191	test	test	NOUN
fsr-3441	255	192	.	.	PUNCT
fsr-3441	256	1	goc	goc	PROPN
fsr-3441	256	2	and	and	CCONJ
fsr-3441	256	3	noc	noc	PROPN
fsr-3441	256	4	denote	denote	NOUN
fsr-3441	256	5	gross	gross	ADJ
fsr-3441	256	6	and	and	CCONJ
fsr-3441	256	7	net	net	ADJ
fsr-3441	256	8	overconfidence	overconfidence	NOUN
fsr-3441	256	9	,	,	PUNCT
fsr-3441	256	10	respectively	respectively	ADV
fsr-3441	256	11	.	.	PUNCT
fsr-3441	256	12	table	table	NOUN
fsr-3441	256	13	5	5	NUM
fsr-3441	256	14	classification	classification	NOUN
fsr-3441	256	15	of	of	ADP
fsr-3441	256	16	participants	participant	NOUN
fsr-3441	256	17	by	by	ADP
fsr-3441	256	18	optimism	optimism	NOUN
fsr-3441	256	19	and	and	CCONJ
fsr-3441	256	20	gross	gross	ADJ
fsr-3441	256	21	overconfidence	overconfidence	NOUN
fsr-3441	256	22	not	not	PART
fsr-3441	256	23	overconfident	overconfident	ADJ
fsr-3441	256	24	overconfident	overconfident	ADJ
fsr-3441	256	25	(	(	PUNCT
fsr-3441	256	26	gross	gross	ADJ
fsr-3441	256	27	overconfidence	overconfidence	NOUN
fsr-3441	256	28	)	)	PUNCT
fsr-3441	256	29	not	not	PART
fsr-3441	256	30	optimistic	optimistic	ADJ
fsr-3441	256	31	33	33	NUM
fsr-3441	256	32	%	%	NOUN
fsr-3441	256	33	17	17	NUM
fsr-3441	256	34	%	%	NOUN
fsr-3441	256	35	optimistic	optimistic	ADJ
fsr-3441	256	36	7	7	NUM
fsr-3441	256	37	%	%	NOUN
fsr-3441	256	38	43	43	NUM
fsr-3441	256	39	%	%	NOUN
fsr-3441	256	40	differences	difference	NOUN
fsr-3441	256	41	in	in	ADP
fsr-3441	256	42	proportions	proportion	NOUN
fsr-3441	256	43	are	be	AUX
fsr-3441	256	44	significant	significant	ADJ
fsr-3441	256	45	at	at	ADP
fsr-3441	256	46	the	the	DET
fsr-3441	256	47	99	99	NUM
fsr-3441	256	48	%	%	NOUN
fsr-3441	256	49	level	level	NOUN
fsr-3441	256	50	in	in	ADP
fsr-3441	256	51	a	a	DET
fsr-3441	256	52	x2	x2	PROPN
fsr-3441	256	53	test	test	NOUN
fsr-3441	256	54	.	.	PUNCT
fsr-3441	257	1	j.	j.	PROPN
fsr-3441	257	2	coats	coats	PROPN
fsr-3441	257	3	,	,	PUNCT
fsr-3441	257	4	v.	v.	ADP
fsr-3441	257	5	bajtelsmit	bajtelsmit	NOUN
fsr-3441	257	6	/	/	SYM
fsr-3441	257	7	financial	financial	ADJ
fsr-3441	257	8	services	service	NOUN
fsr-3441	257	9	review	review	VERB
fsr-3441	257	10	29	29	NUM
fsr-3441	257	11	(	(	PUNCT
fsr-3441	257	12	2021	2021	NUM
fsr-3441	257	13	)	)	PUNCT
fsr-3441	258	1	1–28	1–28	NOUN
fsr-3441	258	2	13	13	NUM
fsr-3441	258	3	t	t	PROPN
fsr-3441	258	4	ab	ab	PROPN
fsr-3441	258	5	le	le	PROPN
fsr-3441	258	6	6	6	NUM
fsr-3441	258	7	p	p	NOUN
fsr-3441	258	8	er	er	INTJ
fsr-3441	258	9	ce	ce	PROPN
fsr-3441	258	10	n	n	X
fsr-3441	258	11	ta	ta	X
fsr-3441	258	12	g	g	PROPN
fsr-3441	258	13	es	es	X
fsr-3441	258	14	ch	ch	NOUN
fsr-3441	258	15	o	o	NOUN
fsr-3441	258	16	o	o	X
fsr-3441	258	17	si	si	INTJ
fsr-3441	258	18	n	n	CCONJ
fsr-3441	258	19	g	g	PROPN
fsr-3441	258	20	ea	ea	PROPN
fsr-3441	258	21	ch	ch	PROPN
fsr-3441	258	22	ri	ri	PROPN
fsr-3441	259	1	sk	sk	INTJ
fsr-3441	259	2	m	m	PROPN
fsr-3441	259	3	it	it	PRON
fsr-3441	259	4	ig	ig	PROPN
fsr-3441	259	5	at	at	ADP
fsr-3441	259	6	io	io	PROPN
fsr-3441	259	7	n	n	PROPN
fsr-3441	259	8	al	al	PROPN
fsr-3441	259	9	te	te	PROPN
fsr-3441	259	10	rn	rn	PROPN
fsr-3441	259	11	at	at	ADP
fsr-3441	259	12	iv	iv	NUM
fsr-3441	259	13	e	e	PROPN
fsr-3441	259	14	,	,	PUNCT
fsr-3441	259	15	b	b	PROPN
fsr-3441	259	16	y	y	PROPN
fsr-3441	259	17	tr	tr	PROPN
fsr-3441	259	18	ea	ea	X
fsr-3441	259	19	tm	tm	PROPN
fsr-3441	259	20	en	en	PROPN
fsr-3441	259	21	t	t	PROPN
fsr-3441	259	22	m	m	VERB
fsr-3441	259	23	is	be	AUX
fsr-3441	259	24	ta	ta	AUX
fsr-3441	259	25	k	k	PROPN
fsr-3441	259	26	es	es	ADP
fsr-3441	259	27	tr	tr	PROPN
fsr-3441	259	28	ea	ea	X
fsr-3441	259	29	tm	tm	PROPN
fsr-3441	259	30	en	en	PROPN
fsr-3441	259	31	t	t	PROPN
fsr-3441	259	32	n	n	CCONJ
fsr-3441	259	33	o	o	NOUN
fsr-3441	259	34	m	m	NOUN
fsr-3441	259	35	is	be	AUX
fsr-3441	259	36	ta	ta	ADP
fsr-3441	259	37	k	k	PROPN
fsr-3441	259	38	es	es	ADP
fsr-3441	259	39	o	o	PROPN
fsr-3441	259	40	w	w	NOUN
fsr-3441	260	1	n	n	VERB
fsr-3441	260	2	m	m	VERB
fsr-3441	260	3	is	be	AUX
fsr-3441	260	4	ta	ta	ADP
fsr-3441	260	5	k	k	PROPN
fsr-3441	260	6	es	es	X
fsr-3441	260	7	o	o	X
fsr-3441	260	8	th	th	X
fsr-3441	260	9	er	er	INTJ
fsr-3441	260	10	s	s	NOUN
fsr-3441	260	11	’	'	PUNCT
fsr-3441	260	12	m	m	VERB
fsr-3441	260	13	is	be	AUX
fsr-3441	260	14	ta	ta	ADP
fsr-3441	260	15	k	k	PROPN
fsr-3441	260	16	es	es	VERB
fsr-3441	260	17	in	in	ADP
fsr-3441	260	18	it	it	PRON
fsr-3441	261	1	ia	ia	VERB
fsr-3441	261	2	l	l	NOUN
fsr-3441	261	3	p	p	PROPN
fsr-3441	261	4	ro	ro	PROPN
fsr-3441	261	5	b	b	PROPN
fsr-3441	261	6	ab	ab	PROPN
fsr-3441	261	7	il	il	PROPN
fsr-3441	261	8	it	it	PRON
fsr-3441	262	1	y	y	NOUN
fsr-3441	262	2	o	o	INTJ
fsr-3441	263	1	f	f	X
fsr-3441	263	2	lo	lo	NOUN
fsr-3441	263	3	ss	ss	NOUN
fsr-3441	263	4	3	3	NUM
fsr-3441	263	5	2	2	NUM
fsr-3441	263	6	%	%	NOUN
fsr-3441	263	7	1	1	NUM
fsr-3441	263	8	0	0	NUM
fsr-3441	263	9	%	%	NOUN
fsr-3441	263	10	3	3	NUM
fsr-3441	263	11	2	2	NUM
fsr-3441	263	12	%	%	NOUN
fsr-3441	263	13	1	1	NUM
fsr-3441	263	14	0	0	NUM
fsr-3441	263	15	%	%	NOUN
fsr-3441	263	16	3	3	NUM
fsr-3441	263	17	2	2	NUM
fsr-3441	263	18	%	%	NOUN
fsr-3441	263	19	1	1	NUM
fsr-3441	263	20	0	0	NUM
fsr-3441	263	21	%	%	NOUN
fsr-3441	264	1	b	b	SYM
fsr-3441	264	2	u	u	X
fsr-3441	264	3	y	y	PROPN
fsr-3441	264	4	in	in	ADP
fsr-3441	264	5	su	su	PROPN
fsr-3441	264	6	ra	ra	PROPN
fsr-3441	264	7	n	n	PROPN
fsr-3441	264	8	ce	ce	NOUN
fsr-3441	264	9	o	o	NOUN
fsr-3441	264	10	r	r	NOUN
fsr-3441	264	11	fu	fu	NOUN
fsr-3441	264	12	ll	ll	AUX
fsr-3441	264	13	p	p	NOUN
fsr-3441	264	14	re	re	ADP
fsr-3441	264	15	ca	can	AUX
fsr-3441	264	16	u	u	NOUN
fsr-3441	264	17	ti	ti	NOUN
fsr-3441	264	18	o	o	NOUN
fsr-3441	264	19	n	n	CCONJ
fsr-3441	264	20	a	a	DET
fsr-3441	264	21	6	6	NUM
fsr-3441	264	22	5	5	NUM
fsr-3441	264	23	%	%	NOUN
fsr-3441	264	24	4	4	NUM
fsr-3441	264	25	3	3	NUM
fsr-3441	264	26	%	%	NOUN
fsr-3441	264	27	5	5	NUM
fsr-3441	264	28	7	7	NUM
fsr-3441	264	29	%	%	NOUN
fsr-3441	264	30	5	5	NUM
fsr-3441	264	31	5	5	NUM
fsr-3441	264	32	%	%	NOUN
fsr-3441	264	33	6	6	NUM
fsr-3441	264	34	8	8	NUM
fsr-3441	264	35	%	%	NOUN
fsr-3441	264	36	6	6	NUM
fsr-3441	264	37	7	7	NUM
fsr-3441	264	38	%	%	NOUN
fsr-3441	264	39	b	b	SYM
fsr-3441	264	40	u	u	NOUN
fsr-3441	264	41	y	y	PROPN
fsr-3441	264	42	p	p	PROPN
fsr-3441	264	43	ar	ar	PROPN
fsr-3441	264	44	ti	ti	PROPN
fsr-3441	264	45	al	al	PROPN
fsr-3441	264	46	p	p	PROPN
fsr-3441	264	47	re	re	ADP
fsr-3441	264	48	ca	can	AUX
fsr-3441	264	49	u	u	NOUN
fsr-3441	264	50	ti	ti	NOUN
fsr-3441	264	51	o	o	NOUN
fsr-3441	264	52	n	n	PROPN
fsr-3441	264	53	(	(	PUNCT
fsr-3441	264	54	a	a	DET
fsr-3441	264	55	v	v	INTJ
fsr-3441	264	56	er	er	INTJ
fsr-3441	264	57	ag	ag	PROPN
fsr-3441	264	58	e	e	PROPN
fsr-3441	264	59	re	re	PROPN
fsr-3441	264	60	d	d	PROPN
fsr-3441	264	61	u	u	X
fsr-3441	264	62	ct	ct	PROPN
fsr-3441	264	63	io	io	PROPN
fsr-3441	264	64	n	n	X
fsr-3441	264	65	in	in	ADV
fsr-3441	264	66	in	in	ADP
fsr-3441	264	67	it	it	PRON
fsr-3441	264	68	ia	ia	NOUN
fsr-3441	264	69	l	l	NOUN
fsr-3441	264	70	p	p	PROPN
fsr-3441	264	71	ro	ro	PROPN
fsr-3441	264	72	b	b	PROPN
fsr-3441	264	73	ab	ab	PROPN
fsr-3441	264	74	il	il	PROPN
fsr-3441	264	75	it	it	PRON
fsr-3441	264	76	y	y	PROPN
fsr-3441	264	77	)	)	PUNCT
fsr-3441	264	78	b	b	NOUN
fsr-3441	264	79	3	3	NUM
fsr-3441	264	80	5	5	NUM
fsr-3441	264	81	%	%	NOUN
fsr-3441	264	82	(	(	PUNCT
fsr-3441	264	83	�	�	NOUN
fsr-3441	264	84	2	2	NUM
fsr-3441	264	85	0	0	NUM
fsr-3441	264	86	%	%	NOUN
fsr-3441	264	87	)	)	PUNCT
fsr-3441	264	88	3	3	NUM
fsr-3441	264	89	8	8	NUM
fsr-3441	264	90	%	%	NOUN
fsr-3441	264	91	(	(	PUNCT
fsr-3441	264	92	�	�	PROPN
fsr-3441	264	93	5	5	NUM
fsr-3441	264	94	%	%	NOUN
fsr-3441	264	95	)	)	PUNCT
fsr-3441	264	96	4	4	NUM
fsr-3441	264	97	3	3	NUM
fsr-3441	264	98	%	%	NOUN
fsr-3441	264	99	(	(	PUNCT
fsr-3441	264	100	�	�	NOUN
fsr-3441	264	101	2	2	NUM
fsr-3441	264	102	2	2	NUM
fsr-3441	264	103	%	%	NOUN
fsr-3441	264	104	)	)	PUNCT
fsr-3441	264	105	2	2	NUM
fsr-3441	264	106	3	3	NUM
fsr-3441	264	107	%	%	NOUN
fsr-3441	264	108	(	(	PUNCT
fsr-3441	264	109	�	�	PROPN
fsr-3441	264	110	5	5	NUM
fsr-3441	264	111	%	%	NOUN
fsr-3441	264	112	)	)	PUNCT
fsr-3441	264	113	3	3	NUM
fsr-3441	264	114	2	2	NUM
fsr-3441	264	115	%	%	NOUN
fsr-3441	264	116	(	(	PUNCT
fsr-3441	264	117	�	�	NOUN
fsr-3441	264	118	2	2	NUM
fsr-3441	264	119	1	1	NUM
fsr-3441	264	120	%	%	NOUN
fsr-3441	264	121	)	)	PUNCT
fsr-3441	264	122	1	1	NUM
fsr-3441	264	123	7	7	NUM
fsr-3441	264	124	%	%	NOUN
fsr-3441	264	125	(	(	PUNCT
fsr-3441	264	126	�	�	PROPN
fsr-3441	264	127	3	3	NUM
fsr-3441	264	128	%	%	NOUN
fsr-3441	264	129	)	)	PUNCT
fsr-3441	264	130	n	n	CCONJ
fsr-3441	264	131	o	o	INTJ
fsr-3441	264	132	ri	ri	INTJ
fsr-3441	265	1	sk	sk	INTJ
fsr-3441	265	2	m	m	PROPN
fsr-3441	265	3	it	it	PRON
fsr-3441	265	4	ig	ig	PROPN
fsr-3441	265	5	at	at	ADP
fsr-3441	265	6	io	io	PROPN
fsr-3441	265	7	n	n	ADV
fsr-3441	265	8	0	0	NUM
fsr-3441	265	9	%	%	NOUN
fsr-3441	265	10	1	1	NUM
fsr-3441	265	11	9	9	NUM
fsr-3441	265	12	%	%	NOUN
fsr-3441	265	13	0	0	NUM
fsr-3441	265	14	%	%	NOUN
fsr-3441	265	15	2	2	NUM
fsr-3441	265	16	2	2	NUM
fsr-3441	265	17	%	%	NOUN
fsr-3441	265	18	0	0	NUM
fsr-3441	265	19	%	%	NOUN
fsr-3441	265	20	1	1	NUM
fsr-3441	265	21	6	6	NUM
fsr-3441	265	22	%	%	NOUN
fsr-3441	265	23	a	a	DET
fsr-3441	265	24	t	t	NOUN
fsr-3441	265	25	h	h	NOUN
fsr-3441	266	1	e	e	NOUN
fsr-3441	266	2	p	p	X
fsr-3441	266	3	u	u	PROPN
fsr-3441	266	4	rc	rc	PROPN
fsr-3441	266	5	h	h	NOUN
fsr-3441	266	6	as	as	ADP
fsr-3441	266	7	e	e	PROPN
fsr-3441	266	8	o	o	X
fsr-3441	266	9	f	f	PROPN
fsr-3441	266	10	fu	fu	PROPN
fsr-3441	266	11	ll	ll	AUX
fsr-3441	266	12	p	p	NOUN
fsr-3441	266	13	re	re	ADP
fsr-3441	266	14	ca	can	AUX
fsr-3441	266	15	u	u	NOUN
fsr-3441	266	16	ti	ti	NOUN
fsr-3441	266	17	o	o	X
fsr-3441	266	18	n	n	X
fsr-3441	266	19	re	re	PROPN
fsr-3441	266	20	d	d	X
fsr-3441	266	21	u	u	X
fsr-3441	266	22	ce	ce	PROPN
fsr-3441	266	23	s	s	PART
fsr-3441	266	24	th	th	X
fsr-3441	266	25	e	e	X
fsr-3441	266	26	p	p	PROPN
fsr-3441	266	27	ro	ro	PROPN
fsr-3441	266	28	b	b	PROPN
fsr-3441	266	29	ab	ab	PROPN
fsr-3441	266	30	il	il	PROPN
fsr-3441	267	1	it	it	PRON
fsr-3441	268	1	y	y	NOUN
fsr-3441	268	2	o	o	INTJ
fsr-3441	268	3	f	f	X
fsr-3441	268	4	lo	lo	INTJ
fsr-3441	268	5	ss	ss	VERB
fsr-3441	268	6	to	to	ADP
fsr-3441	268	7	ze	ze	PROPN
fsr-3441	268	8	ro	ro	NOUN
fsr-3441	269	1	an	an	DET
fsr-3441	269	2	d	d	PROPN
fsr-3441	269	3	is	be	AUX
fsr-3441	269	4	,	,	PUNCT
fsr-3441	269	5	th	th	INTJ
fsr-3441	269	6	er	er	INTJ
fsr-3441	269	7	ef	ef	X
fsr-3441	269	8	o	o	X
fsr-3441	269	9	re	re	ADP
fsr-3441	269	10	,	,	PUNCT
fsr-3441	269	11	th	th	X
fsr-3441	269	12	e	e	NOUN
fsr-3441	269	13	eq	eq	NOUN
fsr-3441	269	14	u	u	PROPN
fsr-3441	269	15	iv	iv	ADP
fsr-3441	269	16	al	al	PROPN
fsr-3441	269	17	en	en	PROPN
fsr-3441	269	18	t	t	PROPN
fsr-3441	269	19	to	to	ADP
fsr-3441	269	20	b	b	PROPN
fsr-3441	269	21	u	u	X
fsr-3441	269	22	y	y	PROPN
fsr-3441	269	23	in	in	ADP
fsr-3441	269	24	g	g	PROPN
fsr-3441	269	25	in	in	ADP
fsr-3441	269	26	su	su	PROPN
fsr-3441	269	27	ra	ra	PROPN
fsr-3441	269	28	n	n	PROPN
fsr-3441	269	29	ce	ce	PROPN
fsr-3441	269	30	in	in	ADP
fsr-3441	269	31	th	th	X
fsr-3441	269	32	is	be	AUX
fsr-3441	269	33	d	d	AUX
fsr-3441	269	34	es	es	ADP
fsr-3441	269	35	ig	ig	PROPN
fsr-3441	269	36	n	n	PROPN
fsr-3441	269	37	(	(	PUNCT
fsr-3441	269	38	a	a	PRON
fsr-3441	269	39	lt	lt	NOUN
fsr-3441	269	40	h	h	NOUN
fsr-3441	269	41	o	o	NOUN
fsr-3441	269	42	u	u	NOUN
fsr-3441	269	43	g	g	PROPN
fsr-3441	269	44	h	h	NOUN
fsr-3441	269	45	n	n	ADV
fsr-3441	269	46	o	o	X
fsr-3441	269	47	t	t	X
fsr-3441	269	48	th	th	X
fsr-3441	269	49	e	e	X
fsr-3441	269	50	sa	sa	PROPN
fsr-3441	269	51	m	m	PROPN
fsr-3441	269	52	e	e	PROPN
fsr-3441	269	53	co	co	NOUN
fsr-3441	269	54	st	st	PROPN
fsr-3441	269	55	)	)	PUNCT
fsr-3441	269	56	.	.	PUNCT
fsr-3441	270	1	b	b	X
fsr-3441	270	2	p	p	NOUN
fsr-3441	270	3	ar	ar	PROPN
fsr-3441	270	4	ti	ti	PROPN
fsr-3441	270	5	ci	ci	PROPN
fsr-3441	270	6	p	p	NOUN
fsr-3441	270	7	an	an	DET
fsr-3441	270	8	ts	ts	ADP
fsr-3441	270	9	p	p	X
fsr-3441	270	10	ay	ay	NOUN
fsr-3441	270	11	to	to	ADP
fsr-3441	270	12	re	re	PROPN
fsr-3441	270	13	d	d	X
fsr-3441	270	14	u	u	X
fsr-3441	270	15	ce	ce	X
fsr-3441	270	16	th	th	X
fsr-3441	270	17	e	e	NOUN
fsr-3441	270	18	in	in	ADP
fsr-3441	270	19	it	it	PRON
fsr-3441	271	1	ia	ia	VERB
fsr-3441	271	2	l	l	NOUN
fsr-3441	271	3	p	p	PROPN
fsr-3441	271	4	ro	ro	PROPN
fsr-3441	271	5	b	b	PROPN
fsr-3441	271	6	ab	ab	PROPN
fsr-3441	271	7	il	il	PROPN
fsr-3441	271	8	it	it	PRON
fsr-3441	272	1	y	y	NOUN
fsr-3441	272	2	o	o	INTJ
fsr-3441	273	1	f	f	X
fsr-3441	273	2	lo	lo	NOUN
fsr-3441	273	3	ss	ss	PROPN
fsr-3441	273	4	b	b	PROPN
fsr-3441	273	5	ef	ef	NOUN
fsr-3441	273	6	o	o	X
fsr-3441	273	7	re	re	X
fsr-3441	273	8	a	a	DET
fsr-3441	273	9	m	m	NOUN
fsr-3441	273	10	is	be	AUX
fsr-3441	273	11	ta	ta	AUX
fsr-3441	273	12	k	k	PROPN
fsr-3441	273	13	e	e	PROPN
fsr-3441	273	14	is	be	AUX
fsr-3441	273	15	d	d	X
fsr-3441	273	16	ra	ra	PROPN
fsr-3441	273	17	w	w	PROPN
fsr-3441	273	18	n	n	PROPN
fsr-3441	273	19	in	in	ADV
fsr-3441	273	20	in	in	ADP
fsr-3441	273	21	cr	cr	ADP
fsr-3441	273	22	em	em	PRON
fsr-3441	273	23	en	en	INTJ
fsr-3441	273	24	ts	ts	ADP
fsr-3441	273	25	o	o	PROPN
fsr-3441	273	26	f	f	PROPN
fsr-3441	274	1	1	1	NUM
fsr-3441	274	2	0	0	NUM
fsr-3441	274	3	p	p	NOUN
fsr-3441	274	4	er	er	INTJ
fsr-3441	274	5	ce	ce	PROPN
fsr-3441	274	6	n	n	X
fsr-3441	274	7	ta	ta	X
fsr-3441	274	8	g	g	PROPN
fsr-3441	274	9	e	e	PROPN
fsr-3441	274	10	p	p	X
fsr-3441	274	11	o	o	PROPN
fsr-3441	274	12	in	in	ADP
fsr-3441	274	13	ts	ts	X
fsr-3441	274	14	.	.	PUNCT
fsr-3441	275	1	t	t	PROPN
fsr-3441	275	2	h	h	NOUN
fsr-3441	275	3	e	e	PROPN
fsr-3441	275	4	n	n	CCONJ
fsr-3441	275	5	u	u	PROPN
fsr-3441	275	6	m	m	NOUN
fsr-3441	275	7	b	b	NOUN
fsr-3441	275	8	er	er	INTJ
fsr-3441	275	9	s	s	X
fsr-3441	275	10	in	in	ADP
fsr-3441	275	11	p	p	PROPN
fsr-3441	275	12	ar	ar	PROPN
fsr-3441	275	13	en	en	X
fsr-3441	275	14	th	th	X
fsr-3441	275	15	es	es	X
fsr-3441	275	16	es	es	ADP
fsr-3441	275	17	sh	sh	INTJ
fsr-3441	275	18	o	o	PROPN
fsr-3441	275	19	w	w	X
fsr-3441	275	20	th	th	X
fsr-3441	275	21	e	e	X
fsr-3441	275	22	av	av	PROPN
fsr-3441	275	23	er	er	INTJ
fsr-3441	275	24	ag	ag	PROPN
fsr-3441	276	1	e	e	PROPN
fsr-3441	276	2	p	p	PROPN
fsr-3441	276	3	er	er	INTJ
fsr-3441	276	4	ce	ce	PROPN
fsr-3441	276	5	n	n	X
fsr-3441	276	6	ta	ta	X
fsr-3441	276	7	g	g	PROPN
fsr-3441	276	8	e	e	PROPN
fsr-3441	276	9	p	p	PROPN
fsr-3441	276	10	o	o	PROPN
fsr-3441	276	11	in	in	ADP
fsr-3441	276	12	t	t	PROPN
fsr-3441	277	1	re	re	VERB
fsr-3441	277	2	d	d	PROPN
fsr-3441	277	3	u	u	X
fsr-3441	277	4	ct	ct	PROPN
fsr-3441	277	5	io	io	PROPN
fsr-3441	277	6	n	n	X
fsr-3441	277	7	in	in	ADV
fsr-3441	277	8	in	in	ADP
fsr-3441	277	9	it	it	PRON
fsr-3441	277	10	ia	ia	NOUN
fsr-3441	277	11	l	l	NOUN
fsr-3441	277	12	p	p	PROPN
fsr-3441	277	13	ro	ro	PROPN
fsr-3441	277	14	b	b	PROPN
fsr-3441	277	15	ab	ab	PROPN
fsr-3441	277	16	il	il	PROPN
fsr-3441	277	17	it	it	PRON
fsr-3441	277	18	y	y	PROPN
fsr-3441	277	19	.	.	PUNCT
fsr-3441	278	1	f	f	X
fsr-3441	279	1	o	o	NOUN
fsr-3441	279	2	r	r	NOUN
fsr-3441	279	3	ex	ex	X
fsr-3441	279	4	am	be	AUX
fsr-3441	279	5	p	p	X
fsr-3441	279	6	le	le	X
fsr-3441	279	7	,	,	PUNCT
fsr-3441	279	8	in	in	ADP
fsr-3441	279	9	th	th	X
fsr-3441	279	10	e	e	NOUN
fsr-3441	279	11	n	n	CCONJ
fsr-3441	279	12	o	o	NOUN
fsr-3441	279	13	m	m	NOUN
fsr-3441	279	14	is	be	AUX
fsr-3441	279	15	ta	ta	AUX
fsr-3441	279	16	k	k	NOUN
fsr-3441	279	17	es	es	PROPN
fsr-3441	279	18	3	3	NUM
fsr-3441	279	19	2	2	NUM
fsr-3441	279	20	%	%	NOUN
fsr-3441	279	21	in	in	ADP
fsr-3441	279	22	it	it	PRON
fsr-3441	279	23	ia	ia	NOUN
fsr-3441	279	24	l	l	NOUN
fsr-3441	279	25	p	p	PROPN
fsr-3441	279	26	ro	ro	PROPN
fsr-3441	279	27	b	b	PROPN
fsr-3441	279	28	ab	ab	PROPN
fsr-3441	279	29	il	il	PROPN
fsr-3441	280	1	it	it	PRON
fsr-3441	280	2	y	y	PROPN
fsr-3441	280	3	tr	tr	NOUN
fsr-3441	280	4	ea	ea	X
fsr-3441	280	5	tm	tm	PROPN
fsr-3441	280	6	en	en	PROPN
fsr-3441	280	7	t	t	PROPN
fsr-3441	280	8	,	,	PUNCT
fsr-3441	280	9	3	3	NUM
fsr-3441	280	10	5	5	NUM
fsr-3441	280	11	%	%	NOUN
fsr-3441	281	1	o	o	NOUN
fsr-3441	281	2	f	f	X
fsr-3441	281	3	p	p	PROPN
fsr-3441	281	4	ar	ar	PROPN
fsr-3441	281	5	ti	ti	PROPN
fsr-3441	281	6	ci	ci	PROPN
fsr-3441	281	7	p	p	NOUN
fsr-3441	281	8	an	an	PRON
fsr-3441	281	9	ts	ts	X
fsr-3441	281	10	re	re	PROPN
fsr-3441	281	11	d	d	X
fsr-3441	281	12	u	u	X
fsr-3441	281	13	ce	ce	X
fsr-3441	281	14	th	th	X
fsr-3441	281	15	ei	ei	ADP
fsr-3441	281	16	r	r	NOUN
fsr-3441	281	17	p	p	X
fsr-3441	281	18	ro	ro	PROPN
fsr-3441	281	19	b	b	PROPN
fsr-3441	281	20	ab	ab	PROPN
fsr-3441	281	21	il	il	PROPN
fsr-3441	281	22	it	it	PRON
fsr-3441	282	1	y	y	NOUN
fsr-3441	282	2	o	o	INTJ
fsr-3441	283	1	f	f	X
fsr-3441	284	1	lo	lo	NOUN
fsr-3441	284	2	ss	ss	PROPN
fsr-3441	285	1	b	b	PROPN
fsr-3441	285	2	y	y	PROPN
fsr-3441	285	3	an	an	DET
fsr-3441	285	4	av	av	PROPN
fsr-3441	285	5	er	er	INTJ
fsr-3441	285	6	ag	ag	PROPN
fsr-3441	285	7	e	e	NOUN
fsr-3441	285	8	o	o	NOUN
fsr-3441	285	9	f	f	PROPN
fsr-3441	285	10	2	2	NUM
fsr-3441	285	11	0	0	NUM
fsr-3441	285	12	%	%	NOUN
fsr-3441	285	13	.	.	PUNCT
fsr-3441	286	1	14	14	NUM
fsr-3441	286	2	j.	j.	PROPN
fsr-3441	286	3	coats	coats	PROPN
fsr-3441	286	4	,	,	PUNCT
fsr-3441	286	5	v.	v.	ADP
fsr-3441	286	6	bajtelsmit	bajtelsmit	NOUN
fsr-3441	286	7	/	/	SYM
fsr-3441	286	8	financial	financial	ADJ
fsr-3441	286	9	services	service	NOUN
fsr-3441	286	10	review	review	VERB
fsr-3441	286	11	29	29	NUM
fsr-3441	286	12	(	(	PUNCT
fsr-3441	286	13	2021	2021	NUM
fsr-3441	286	14	)	)	PUNCT
fsr-3441	287	1	1–28	1–28	NOUN
fsr-3441	287	2	sufficient	sufficient	ADJ
fsr-3441	287	3	precaution	precaution	NOUN
fsr-3441	287	4	to	to	PART
fsr-3441	287	5	reduce	reduce	VERB
fsr-3441	287	6	the	the	DET
fsr-3441	287	7	initial	initial	ADJ
fsr-3441	287	8	risk	risk	NOUN
fsr-3441	287	9	from	from	ADP
fsr-3441	287	10	32	32	NUM
fsr-3441	287	11	%	%	NOUN
fsr-3441	287	12	to	to	PART
fsr-3441	287	13	12	12	NUM
fsr-3441	287	14	%	%	NOUN
fsr-3441	287	15	on	on	ADP
fsr-3441	287	16	average	average	ADJ
fsr-3441	287	17	.	.	PUNCT
fsr-3441	288	1	in	in	ADP
fsr-3441	288	2	the	the	DET
fsr-3441	288	3	no	no	DET
fsr-3441	288	4	mistakes	mistake	NOUN
fsr-3441	288	5	10	10	NUM
fsr-3441	288	6	%	%	NOUN
fsr-3441	288	7	initial	initial	ADJ
fsr-3441	288	8	probability	probability	NOUN
fsr-3441	288	9	treatments	treatment	NOUN
fsr-3441	288	10	,	,	PUNCT
fsr-3441	288	11	participants	participant	NOUN
fsr-3441	288	12	who	who	PRON
fsr-3441	288	13	buy	buy	VERB
fsr-3441	288	14	precaution	precaution	NOUN
fsr-3441	288	15	instead	instead	ADV
fsr-3441	288	16	of	of	ADP
fsr-3441	288	17	insurance	insurance	NOUN
fsr-3441	288	18	reduce	reduce	VERB
fsr-3441	288	19	the	the	DET
fsr-3441	288	20	risk	risk	NOUN
fsr-3441	288	21	of	of	ADP
fsr-3441	288	22	loss	loss	NOUN
fsr-3441	288	23	from	from	ADP
fsr-3441	288	24	10	10	NUM
fsr-3441	288	25	%	%	NOUN
fsr-3441	288	26	to	to	PART
fsr-3441	288	27	5	5	NUM
fsr-3441	288	28	%	%	NOUN
fsr-3441	288	29	on	on	ADP
fsr-3441	288	30	average	average	ADJ
fsr-3441	288	31	.	.	PUNCT
fsr-3441	289	1	4.2	4.2	NUM
fsr-3441	289	2	.	.	PUNCT
fsr-3441	290	1	risk	risk	NOUN
fsr-3441	290	2	attitudes	attitude	NOUN
fsr-3441	290	3	and	and	CCONJ
fsr-3441	290	4	gender	gender	NOUN
fsr-3441	290	5	controls	control	VERB
fsr-3441	290	6	the	the	DET
fsr-3441	290	7	primary	primary	ADJ
fsr-3441	290	8	purpose	purpose	NOUN
fsr-3441	290	9	of	of	ADP
fsr-3441	290	10	this	this	DET
fsr-3441	290	11	research	research	NOUN
fsr-3441	290	12	is	be	AUX
fsr-3441	290	13	to	to	PART
fsr-3441	290	14	analyze	analyze	VERB
fsr-3441	290	15	the	the	DET
fsr-3441	290	16	relationship	relationship	NOUN
fsr-3441	290	17	between	between	ADP
fsr-3441	290	18	overconfidence	overconfidence	NOUN
fsr-3441	290	19	,	,	PUNCT
fsr-3441	290	20	optimism	optimism	NOUN
fsr-3441	290	21	,	,	PUNCT
fsr-3441	290	22	and	and	CCONJ
fsr-3441	290	23	insurance	insurance	NOUN
fsr-3441	290	24	purchase	purchase	NOUN
fsr-3441	290	25	.	.	PUNCT
fsr-3441	291	1	however	however	ADV
fsr-3441	291	2	,	,	PUNCT
fsr-3441	291	3	participants	participant	NOUN
fsr-3441	291	4	make	make	VERB
fsr-3441	291	5	insurance	insurance	NOUN
fsr-3441	291	6	and	and	CCONJ
fsr-3441	291	7	precaution	precaution	VERB
fsr-3441	291	8	decisions	decision	NOUN
fsr-3441	291	9	in	in	ADP
fsr-3441	291	10	light	light	NOUN
fsr-3441	291	11	of	of	ADP
fsr-3441	291	12	their	their	PRON
fsr-3441	291	13	estimation	estimation	NOUN
fsr-3441	291	14	of	of	ADP
fsr-3441	291	15	the	the	DET
fsr-3441	291	16	risk	risk	NOUN
fsr-3441	291	17	of	of	ADP
fsr-3441	291	18	loss	loss	NOUN
fsr-3441	291	19	and	and	CCONJ
fsr-3441	291	20	their	their	PRON
fsr-3441	291	21	attitudes	attitude	NOUN
fsr-3441	291	22	about	about	ADP
fsr-3441	291	23	accepting	accept	VERB
fsr-3441	291	24	different	different	ADJ
fsr-3441	291	25	levels	level	NOUN
fsr-3441	291	26	of	of	ADP
fsr-3441	291	27	risk	risk	NOUN
fsr-3441	291	28	.	.	PUNCT
fsr-3441	292	1	previous	previous	ADJ
fsr-3441	292	2	literature	literature	NOUN
fsr-3441	292	3	suggests	suggest	VERB
fsr-3441	292	4	that	that	SCONJ
fsr-3441	292	5	overconfidence	overconfidence	NOUN
fsr-3441	292	6	bias	bias	NOUN
fsr-3441	292	7	(	(	PUNCT
fsr-3441	292	8	that	that	PRON
fsr-3441	292	9	affects	affect	VERB
fsr-3441	292	10	estimation	estimation	NOUN
fsr-3441	292	11	of	of	ADP
fsr-3441	292	12	risk	risk	NOUN
fsr-3441	292	13	)	)	PUNCT
fsr-3441	292	14	may	may	AUX
fsr-3441	292	15	vary	vary	VERB
fsr-3441	292	16	systematically	systematically	ADV
fsr-3441	292	17	with	with	ADP
fsr-3441	292	18	gender	gender	NOUN
fsr-3441	292	19	.	.	PUNCT
fsr-3441	293	1	at	at	ADP
fsr-3441	293	2	the	the	DET
fsr-3441	293	3	same	same	ADJ
fsr-3441	293	4	time	time	NOUN
fsr-3441	293	5	,	,	PUNCT
fsr-3441	293	6	optimal	optimal	ADJ
fsr-3441	293	7	insurance	insurance	NOUN
fsr-3441	293	8	purchase	purchase	NOUN
fsr-3441	293	9	decisions	decision	NOUN
fsr-3441	293	10	will	will	AUX
fsr-3441	293	11	differ	differ	VERB
fsr-3441	293	12	based	base	VERB
fsr-3441	293	13	on	on	ADP
fsr-3441	293	14	risk	risk	NOUN
fsr-3441	293	15	attitudes	attitude	NOUN
fsr-3441	293	16	.	.	PUNCT
fsr-3441	294	1	this	this	DET
fsr-3441	294	2	subsection	subsection	NOUN
fsr-3441	294	3	discusses	discuss	VERB
fsr-3441	294	4	summary	summary	NOUN
fsr-3441	294	5	statistics	statistic	NOUN
fsr-3441	294	6	particular	particular	ADJ
fsr-3441	294	7	to	to	ADP
fsr-3441	294	8	the	the	DET
fsr-3441	294	9	risk	risk	NOUN
fsr-3441	294	10	attitude	attitude	NOUN
fsr-3441	294	11	and	and	CCONJ
fsr-3441	294	12	gender	gender	NOUN
fsr-3441	294	13	control	control	NOUN
fsr-3441	294	14	variables	variable	NOUN
fsr-3441	294	15	included	include	VERB
fsr-3441	294	16	in	in	ADP
fsr-3441	294	17	the	the	DET
fsr-3441	294	18	analysis	analysis	NOUN
fsr-3441	294	19	.	.	PUNCT
fsr-3441	295	1	risk	risk	NOUN
fsr-3441	295	2	-	-	PUNCT
fsr-3441	295	3	neutral	neutral	ADJ
fsr-3441	295	4	or	or	CCONJ
fsr-3441	295	5	risk	risk	NOUN
fsr-3441	295	6	-	-	PUNCT
fsr-3441	295	7	averse	averse	ADJ
fsr-3441	295	8	participants	participant	NOUN
fsr-3441	295	9	should	should	AUX
fsr-3441	295	10	purchase	purchase	VERB
fsr-3441	295	11	insurance	insurance	NOUN
fsr-3441	295	12	whenever	whenever	SCONJ
fsr-3441	295	13	the	the	DET
fsr-3441	295	14	expected	expect	VERB
fsr-3441	295	15	loss	loss	NOUN
fsr-3441	295	16	exceeds	exceed	VERB
fsr-3441	295	17	the	the	DET
fsr-3441	295	18	insurance	insurance	NOUN
fsr-3441	295	19	premium	premium	NOUN
fsr-3441	295	20	.	.	PUNCT
fsr-3441	296	1	all	all	PRON
fsr-3441	296	2	else	else	ADV
fsr-3441	296	3	equal	equal	ADJ
fsr-3441	296	4	,	,	PUNCT
fsr-3441	296	5	risk	risk	NOUN
fsr-3441	296	6	-	-	PUNCT
fsr-3441	296	7	seeking	seek	VERB
fsr-3441	296	8	participants	participant	NOUN
fsr-3441	296	9	would	would	AUX
fsr-3441	296	10	be	be	AUX
fsr-3441	296	11	less	less	ADV
fsr-3441	296	12	likely	likely	ADJ
fsr-3441	296	13	to	to	PART
fsr-3441	296	14	purchase	purchase	VERB
fsr-3441	296	15	insurance	insurance	NOUN
fsr-3441	296	16	.	.	PUNCT
fsr-3441	297	1	we	we	PRON
fsr-3441	297	2	use	use	VERB
fsr-3441	297	3	the	the	DET
fsr-3441	297	4	precaution	precaution	NOUN
fsr-3441	297	5	only	only	ADV
fsr-3441	297	6	no	no	DET
fsr-3441	297	7	mistakes	mistake	NOUN
fsr-3441	297	8	treatments	treatment	NOUN
fsr-3441	297	9	to	to	PART
fsr-3441	297	10	provide	provide	VERB
fsr-3441	297	11	information	information	NOUN
fsr-3441	297	12	about	about	ADP
fsr-3441	297	13	participants	participant	NOUN
fsr-3441	297	14	’	'	PUNCT
fsr-3441	297	15	risk	risk	NOUN
fsr-3441	297	16	attitudes	attitude	NOUN
fsr-3441	297	17	.	.	PUNCT
fsr-3441	298	1	the	the	DET
fsr-3441	298	2	within	within	ADP
fsr-3441	298	3	-	-	PUNCT
fsr-3441	298	4	subject	subject	NOUN
fsr-3441	298	5	design	design	NOUN
fsr-3441	298	6	allows	allow	VERB
fsr-3441	298	7	us	we	PRON
fsr-3441	298	8	to	to	PART
fsr-3441	298	9	observe	observe	VERB
fsr-3441	298	10	individual	individual	ADJ
fsr-3441	298	11	participants	participant	NOUN
fsr-3441	298	12	’	'	PUNCT
fsr-3441	298	13	choices	choice	NOUN
fsr-3441	298	14	across	across	ADP
fsr-3441	298	15	each	each	DET
fsr-3441	298	16	different	different	ADJ
fsr-3441	298	17	treatment	treatment	NOUN
fsr-3441	298	18	.	.	PUNCT
fsr-3441	299	1	in	in	ADP
fsr-3441	299	2	the	the	DET
fsr-3441	299	3	precaution	precaution	NOUN
fsr-3441	299	4	only	only	ADV
fsr-3441	299	5	no	no	DET
fsr-3441	299	6	mistakes	mistake	NOUN
fsr-3441	299	7	treatments	treatment	NOUN
fsr-3441	299	8	,	,	PUNCT
fsr-3441	299	9	full	full	ADJ
fsr-3441	299	10	precaution	precaution	NOUN
fsr-3441	299	11	provides	provide	VERB
fsr-3441	299	12	equivalent	equivalent	ADJ
fsr-3441	299	13	risk	risk	NOUN
fsr-3441	299	14	mitigation	mitigation	NOUN
fsr-3441	299	15	to	to	ADP
fsr-3441	299	16	insurance	insurance	NOUN
fsr-3441	299	17	.	.	PUNCT
fsr-3441	300	1	under	under	ADP
fsr-3441	300	2	an	an	DET
fsr-3441	300	3	initial	initial	ADJ
fsr-3441	300	4	probability	probability	NOUN
fsr-3441	300	5	of	of	ADP
fsr-3441	300	6	loss	loss	NOUN
fsr-3441	300	7	of	of	ADP
fsr-3441	300	8	10	10	NUM
fsr-3441	300	9	%	%	NOUN
fsr-3441	300	10	,	,	PUNCT
fsr-3441	300	11	expected	expect	VERB
fsr-3441	300	12	payoff	payoff	NOUN
fsr-3441	300	13	is	be	AUX
fsr-3441	300	14	decreasing	decrease	VERB
fsr-3441	300	15	in	in	ADP
fsr-3441	300	16	precaution	precaution	NOUN
fsr-3441	300	17	,	,	PUNCT
fsr-3441	300	18	and	and	CCONJ
fsr-3441	300	19	full	full	ADJ
fsr-3441	300	20	precaution	precaution	NOUN
fsr-3441	300	21	(	(	PUNCT
fsr-3441	300	22	the	the	DET
fsr-3441	300	23	equivalent	equivalent	NOUN
fsr-3441	300	24	of	of	ADP
fsr-3441	300	25	insurance	insurance	NOUN
fsr-3441	300	26	)	)	PUNCT
fsr-3441	300	27	costs	cost	VERB
fsr-3441	300	28	roughly	roughly	ADV
fsr-3441	300	29	three	three	NUM
fsr-3441	300	30	times	time	NOUN
fsr-3441	300	31	the	the	DET
fsr-3441	300	32	expected	expect	VERB
fsr-3441	300	33	loss	loss	NOUN
fsr-3441	300	34	.	.	PUNCT
fsr-3441	301	1	under	under	ADP
fsr-3441	301	2	an	an	DET
fsr-3441	301	3	initial	initial	ADJ
fsr-3441	301	4	probability	probability	NOUN
fsr-3441	301	5	of	of	ADP
fsr-3441	301	6	loss	loss	NOUN
fsr-3441	301	7	of	of	ADP
fsr-3441	301	8	32	32	NUM
fsr-3441	301	9	%	%	NOUN
fsr-3441	301	10	,	,	PUNCT
fsr-3441	301	11	expected	expect	VERB
fsr-3441	301	12	payoff	payoff	NOUN
fsr-3441	301	13	is	be	AUX
fsr-3441	301	14	increasing	increase	VERB
fsr-3441	301	15	in	in	ADP
fsr-3441	301	16	precaution	precaution	NOUN
fsr-3441	301	17	,	,	PUNCT
fsr-3441	301	18	and	and	CCONJ
fsr-3441	301	19	the	the	DET
fsr-3441	301	20	cost	cost	NOUN
fsr-3441	301	21	of	of	ADP
fsr-3441	301	22	full	full	ADJ
fsr-3441	301	23	precaution	precaution	NOUN
fsr-3441	301	24	is	be	AUX
fsr-3441	301	25	only	only	ADV
fsr-3441	301	26	83	83	NUM
fsr-3441	301	27	%	%	NOUN
fsr-3441	301	28	of	of	ADP
fsr-3441	301	29	the	the	DET
fsr-3441	301	30	expected	expect	VERB
fsr-3441	301	31	loss	loss	NOUN
fsr-3441	301	32	.	.	PUNCT
fsr-3441	302	1	therefore	therefore	ADV
fsr-3441	302	2	,	,	PUNCT
fsr-3441	302	3	we	we	PRON
fsr-3441	302	4	can	can	AUX
fsr-3441	302	5	identify	identify	VERB
fsr-3441	302	6	participants	participant	NOUN
fsr-3441	302	7	whose	whose	DET
fsr-3441	302	8	behavior	behavior	NOUN
fsr-3441	302	9	is	be	AUX
fsr-3441	302	10	consistent	consistent	ADJ
fsr-3441	302	11	with	with	ADP
fsr-3441	302	12	risk	risk	NOUN
fsr-3441	302	13	-	-	PUNCT
fsr-3441	302	14	seeking	seek	VERB
fsr-3441	302	15	preferences	preference	NOUN
fsr-3441	302	16	in	in	ADP
fsr-3441	302	17	the	the	DET
fsr-3441	302	18	32	32	NUM
fsr-3441	302	19	%	%	NOUN
fsr-3441	302	20	probability	probability	NOUN
fsr-3441	302	21	of	of	ADP
fsr-3441	302	22	loss	loss	NOUN
fsr-3441	302	23	treatments	treatment	NOUN
fsr-3441	302	24	,	,	PUNCT
fsr-3441	302	25	and	and	CCONJ
fsr-3441	302	26	those	those	PRON
fsr-3441	302	27	who	who	PRON
fsr-3441	302	28	make	make	VERB
fsr-3441	302	29	choices	choice	NOUN
fsr-3441	302	30	consistent	consistent	ADJ
fsr-3441	302	31	with	with	ADP
fsr-3441	302	32	risk	risk	NOUN
fsr-3441	302	33	aversion	aversion	NOUN
fsr-3441	302	34	in	in	ADP
fsr-3441	302	35	the	the	DET
fsr-3441	302	36	10	10	NUM
fsr-3441	302	37	%	%	NOUN
fsr-3441	302	38	probability	probability	NOUN
fsr-3441	302	39	of	of	ADP
fsr-3441	302	40	loss	loss	NOUN
fsr-3441	302	41	treatments	treatment	NOUN
fsr-3441	302	42	.	.	PUNCT
fsr-3441	303	1	we	we	PRON
fsr-3441	303	2	analyze	analyze	VERB
fsr-3441	303	3	each	each	DET
fsr-3441	303	4	participant	participant	NOUN
fsr-3441	303	5	’s	’s	PART
fsr-3441	303	6	choices	choice	NOUN
fsr-3441	303	7	across	across	ADP
fsr-3441	303	8	no	no	DET
fsr-3441	303	9	mistakes	mistake	NOUN
fsr-3441	303	10	precaution	precaution	VERB
fsr-3441	303	11	only	only	ADV
fsr-3441	303	12	treatments	treatment	NOUN
fsr-3441	303	13	to	to	PART
fsr-3441	303	14	broadly	broadly	ADV
fsr-3441	303	15	classify	classify	VERB
fsr-3441	303	16	risk	risk	NOUN
fsr-3441	303	17	attitudes	attitude	NOUN
fsr-3441	303	18	.	.	PUNCT
fsr-3441	304	1	we	we	PRON
fsr-3441	304	2	classify	classify	VERB
fsr-3441	304	3	participants	participant	NOUN
fsr-3441	304	4	as	as	ADP
fsr-3441	304	5	risk	risk	NOUN
fsr-3441	304	6	averse	averse	ADJ
fsr-3441	304	7	if	if	SCONJ
fsr-3441	304	8	they	they	PRON
fsr-3441	304	9	purchase	purchase	VERB
fsr-3441	304	10	any	any	DET
fsr-3441	304	11	precaution	precaution	NOUN
fsr-3441	304	12	in	in	ADP
fsr-3441	304	13	the	the	DET
fsr-3441	304	14	10	10	NUM
fsr-3441	304	15	%	%	NOUN
fsr-3441	304	16	initial	initial	ADJ
fsr-3441	304	17	probability	probability	NOUN
fsr-3441	304	18	treatment	treatment	NOUN
fsr-3441	304	19	and	and	CCONJ
fsr-3441	304	20	also	also	ADV
fsr-3441	304	21	purchase	purchase	VERB
fsr-3441	304	22	full	full	ADJ
fsr-3441	304	23	precaution	precaution	NOUN
fsr-3441	304	24	in	in	ADP
fsr-3441	304	25	the	the	DET
fsr-3441	304	26	32	32	NUM
fsr-3441	304	27	%	%	NOUN
fsr-3441	304	28	initial	initial	ADJ
fsr-3441	304	29	probability	probability	NOUN
fsr-3441	304	30	treatment	treatment	NOUN
fsr-3441	304	31	.	.	PUNCT
fsr-3441	305	1	participants	participant	NOUN
fsr-3441	305	2	who	who	PRON
fsr-3441	305	3	exhibit	exhibit	VERB
fsr-3441	305	4	risk	risk	NOUN
fsr-3441	305	5	-	-	PUNCT
fsr-3441	305	6	averse	averse	ADJ
fsr-3441	305	7	behavior	behavior	NOUN
fsr-3441	305	8	under	under	ADP
fsr-3441	305	9	the	the	DET
fsr-3441	305	10	10	10	NUM
fsr-3441	305	11	%	%	NOUN
fsr-3441	305	12	initial	initial	ADJ
fsr-3441	305	13	probability	probability	NOUN
fsr-3441	305	14	treatment	treatment	NOUN
fsr-3441	305	15	,	,	PUNCT
fsr-3441	305	16	but	but	CCONJ
fsr-3441	305	17	risk	risk	NOUN
fsr-3441	305	18	-	-	PUNCT
fsr-3441	305	19	seeking	seek	VERB
fsr-3441	305	20	behavior	behavior	NOUN
fsr-3441	305	21	under	under	ADP
fsr-3441	305	22	the	the	DET
fsr-3441	305	23	32	32	NUM
fsr-3441	305	24	%	%	NOUN
fsr-3441	305	25	initial	initial	ADJ
fsr-3441	305	26	probability	probability	NOUN
fsr-3441	305	27	treatment	treatment	NOUN
fsr-3441	305	28	are	be	AUX
fsr-3441	305	29	considered	consider	VERB
fsr-3441	305	30	to	to	PART
fsr-3441	305	31	be	be	AUX
fsr-3441	305	32	“	"	PUNCT
fsr-3441	305	33	reflexive	reflexive	ADJ
fsr-3441	305	34	.	.	PUNCT
fsr-3441	306	1	”19	”19	NOUN
fsr-3441	306	2	we	we	PRON
fsr-3441	306	3	classify	classify	VERB
fsr-3441	306	4	participants	participant	NOUN
fsr-3441	306	5	as	as	ADP
fsr-3441	306	6	risk	risk	NOUN
fsr-3441	306	7	-	-	PUNCT
fsr-3441	306	8	seeking	seek	VERB
fsr-3441	306	9	if	if	SCONJ
fsr-3441	306	10	they	they	PRON
fsr-3441	306	11	purchase	purchase	VERB
fsr-3441	306	12	less	less	ADJ
fsr-3441	306	13	than	than	ADP
fsr-3441	306	14	full	full	ADJ
fsr-3441	306	15	precaution	precaution	NOUN
fsr-3441	306	16	in	in	ADP
fsr-3441	306	17	the	the	DET
fsr-3441	306	18	32	32	NUM
fsr-3441	306	19	%	%	NOUN
fsr-3441	306	20	initial	initial	ADJ
fsr-3441	306	21	probability	probability	NOUN
fsr-3441	306	22	treatment	treatment	NOUN
fsr-3441	306	23	and	and	CCONJ
fsr-3441	306	24	also	also	ADV
fsr-3441	306	25	do	do	AUX
fsr-3441	306	26	not	not	PART
fsr-3441	306	27	purchase	purchase	VERB
fsr-3441	306	28	any	any	DET
fsr-3441	306	29	precaution	precaution	NOUN
fsr-3441	306	30	in	in	ADP
fsr-3441	306	31	the	the	DET
fsr-3441	306	32	10	10	NUM
fsr-3441	306	33	%	%	NOUN
fsr-3441	306	34	initial	initial	ADJ
fsr-3441	306	35	probability	probability	NOUN
fsr-3441	306	36	treatment	treatment	NOUN
fsr-3441	306	37	.	.	PUNCT
fsr-3441	307	1	the	the	DET
fsr-3441	307	2	risk	risk	NOUN
fsr-3441	307	3	-	-	PUNCT
fsr-3441	307	4	seeking	seek	VERB
fsr-3441	307	5	classification	classification	NOUN
fsr-3441	307	6	also	also	ADV
fsr-3441	307	7	controls	control	VERB
fsr-3441	307	8	for	for	ADP
fsr-3441	307	9	an	an	DET
fsr-3441	307	10	interpretation	interpretation	NOUN
fsr-3441	307	11	of	of	ADP
fsr-3441	307	12	optimism	optimism	NOUN
fsr-3441	307	13	in	in	ADP
fsr-3441	307	14	which	which	PRON
fsr-3441	307	15	some	some	DET
fsr-3441	307	16	participants	participant	NOUN
fsr-3441	307	17	are	be	AUX
fsr-3441	307	18	optimistic	optimistic	ADJ
fsr-3441	307	19	about	about	ADP
fsr-3441	307	20	their	their	PRON
fsr-3441	307	21	“	"	PUNCT
fsr-3441	307	22	luck	luck	NOUN
fsr-3441	307	23	”	"	PUNCT
fsr-3441	307	24	in	in	ADP
fsr-3441	307	25	the	the	DET
fsr-3441	307	26	outcome	outcome	NOUN
fsr-3441	307	27	of	of	ADP
fsr-3441	307	28	a	a	DET
fsr-3441	307	29	random	random	ADJ
fsr-3441	307	30	draw	draw	NOUN
fsr-3441	307	31	with	with	ADP
fsr-3441	307	32	a	a	DET
fsr-3441	307	33	known	know	VERB
fsr-3441	307	34	distribution	distribution	NOUN
fsr-3441	307	35	,	,	PUNCT
fsr-3441	307	36	even	even	ADV
fsr-3441	307	37	if	if	SCONJ
fsr-3441	307	38	they	they	PRON
fsr-3441	307	39	are	be	AUX
fsr-3441	307	40	realistic	realistic	ADJ
fsr-3441	307	41	about	about	ADP
fsr-3441	307	42	the	the	DET
fsr-3441	307	43	distribution	distribution	NOUN
fsr-3441	307	44	itself	itself	PRON
fsr-3441	307	45	.	.	PUNCT
fsr-3441	308	1	because	because	SCONJ
fsr-3441	308	2	risk	risk	NOUN
fsr-3441	308	3	-	-	PUNCT
fsr-3441	308	4	seekers	seeker	NOUN
fsr-3441	308	5	could	could	AUX
fsr-3441	308	6	optimally	optimally	ADV
fsr-3441	308	7	choose	choose	VERB
fsr-3441	308	8	to	to	PART
fsr-3441	308	9	remain	remain	VERB
fsr-3441	308	10	uninsured	uninsured	ADJ
fsr-3441	308	11	in	in	ADP
fsr-3441	308	12	cases	case	NOUN
fsr-3441	308	13	where	where	SCONJ
fsr-3441	308	14	purchasing	purchasing	NOUN
fsr-3441	308	15	insurance	insurance	NOUN
fsr-3441	308	16	is	be	AUX
fsr-3441	308	17	optimal	optimal	ADJ
fsr-3441	308	18	for	for	ADP
fsr-3441	308	19	risk	risk	NOUN
fsr-3441	308	20	-	-	PUNCT
fsr-3441	308	21	neutral	neutral	ADJ
fsr-3441	308	22	or	or	CCONJ
fsr-3441	308	23	risk	risk	NOUN
fsr-3441	308	24	-	-	PUNCT
fsr-3441	308	25	averse	averse	ADJ
fsr-3441	308	26	individuals	individual	NOUN
fsr-3441	308	27	,	,	PUNCT
fsr-3441	308	28	we	we	PRON
fsr-3441	308	29	control	control	VERB
fsr-3441	308	30	for	for	ADP
fsr-3441	308	31	evidence	evidence	NOUN
fsr-3441	308	32	of	of	ADP
fsr-3441	308	33	risk	risk	NOUN
fsr-3441	308	34	-	-	PUNCT
fsr-3441	308	35	seeking	seek	VERB
fsr-3441	308	36	behavior	behavior	NOUN
fsr-3441	308	37	in	in	ADP
fsr-3441	308	38	our	our	PRON
fsr-3441	308	39	analysis	analysis	NOUN
fsr-3441	308	40	of	of	ADP
fsr-3441	308	41	the	the	DET
fsr-3441	308	42	relationship	relationship	NOUN
fsr-3441	308	43	between	between	ADP
fsr-3441	308	44	optimism	optimism	NOUN
fsr-3441	308	45	,	,	PUNCT
fsr-3441	308	46	overconfidence	overconfidence	NOUN
fsr-3441	308	47	,	,	PUNCT
fsr-3441	308	48	and	and	CCONJ
fsr-3441	308	49	insurance	insurance	NOUN
fsr-3441	308	50	purchase	purchase	NOUN
fsr-3441	308	51	.	.	PUNCT
fsr-3441	309	1	to	to	PART
fsr-3441	309	2	avoid	avoid	VERB
fsr-3441	309	3	multicollinearity	multicollinearity	NOUN
fsr-3441	309	4	problems	problem	NOUN
fsr-3441	309	5	between	between	ADP
fsr-3441	309	6	this	this	DET
fsr-3441	309	7	control	control	NOUN
fsr-3441	309	8	variable	variable	NOUN
fsr-3441	309	9	and	and	CCONJ
fsr-3441	309	10	others	other	NOUN
fsr-3441	309	11	,	,	PUNCT
fsr-3441	309	12	we	we	PRON
fsr-3441	309	13	use	use	VERB
fsr-3441	309	14	the	the	DET
fsr-3441	309	15	participants	participant	NOUN
fsr-3441	309	16	’	'	PUNCT
fsr-3441	309	17	decisions	decision	NOUN
fsr-3441	309	18	in	in	ADP
fsr-3441	309	19	the	the	DET
fsr-3441	309	20	precaution	precaution	NOUN
fsr-3441	309	21	only	only	ADV
fsr-3441	309	22	no	no	DET
fsr-3441	309	23	mistakes	mistake	NOUN
fsr-3441	309	24	treatments	treatment	VERB
fsr-3441	309	25	j.	j.	PROPN
fsr-3441	309	26	coats	coats	PROPN
fsr-3441	309	27	,	,	PUNCT
fsr-3441	309	28	v.	v.	ADP
fsr-3441	309	29	bajtelsmit	bajtelsmit	NOUN
fsr-3441	309	30	/	/	SYM
fsr-3441	309	31	financial	financial	ADJ
fsr-3441	309	32	services	service	NOUN
fsr-3441	309	33	review	review	VERB
fsr-3441	309	34	29	29	NUM
fsr-3441	309	35	(	(	PUNCT
fsr-3441	309	36	2021	2021	NUM
fsr-3441	309	37	)	)	PUNCT
fsr-3441	310	1	1–28	1–28	NOUN
fsr-3441	310	2	15	15	NUM
fsr-3441	310	3	(	(	PUNCT
fsr-3441	310	4	that	that	PRON
fsr-3441	310	5	are	be	AUX
fsr-3441	310	6	not	not	PART
fsr-3441	310	7	included	include	VERB
fsr-3441	310	8	in	in	ADP
fsr-3441	310	9	the	the	DET
fsr-3441	310	10	main	main	ADJ
fsr-3441	310	11	regressions	regression	NOUN
fsr-3441	310	12	)	)	PUNCT
fsr-3441	310	13	only	only	ADV
fsr-3441	310	14	to	to	PART
fsr-3441	310	15	estimate	estimate	VERB
fsr-3441	310	16	risk	risk	NOUN
fsr-3441	310	17	attitudes	attitude	NOUN
fsr-3441	310	18	of	of	ADP
fsr-3441	310	19	the	the	DET
fsr-3441	310	20	participants	participant	NOUN
fsr-3441	310	21	.	.	PUNCT
fsr-3441	311	1	table	table	NOUN
fsr-3441	311	2	7	7	NUM
fsr-3441	311	3	presents	present	VERB
fsr-3441	311	4	the	the	DET
fsr-3441	311	5	classification	classification	NOUN
fsr-3441	311	6	of	of	ADP
fsr-3441	311	7	participant	participant	ADJ
fsr-3441	311	8	risk	risk	NOUN
fsr-3441	311	9	attitudes	attitude	NOUN
fsr-3441	311	10	,	,	PUNCT
fsr-3441	311	11	optimism	optimism	NOUN
fsr-3441	311	12	,	,	PUNCT
fsr-3441	311	13	and	and	CCONJ
fsr-3441	311	14	overconfidence	overconfidence	NOUN
fsr-3441	311	15	.	.	PUNCT
fsr-3441	312	1	risk	risk	NOUN
fsr-3441	312	2	-	-	PUNCT
fsr-3441	312	3	seeking	seek	VERB
fsr-3441	312	4	behavior	behavior	NOUN
fsr-3441	312	5	is	be	AUX
fsr-3441	312	6	evident	evident	ADJ
fsr-3441	312	7	in	in	ADP
fsr-3441	312	8	17	17	NUM
fsr-3441	312	9	%	%	NOUN
fsr-3441	312	10	of	of	ADP
fsr-3441	312	11	the	the	DET
fsr-3441	312	12	sample	sample	NOUN
fsr-3441	312	13	.	.	PUNCT
fsr-3441	313	1	as	as	SCONJ
fsr-3441	313	2	discussed	discuss	VERB
fsr-3441	313	3	above	above	ADV
fsr-3441	313	4	,	,	PUNCT
fsr-3441	313	5	participants	participant	NOUN
fsr-3441	313	6	who	who	PRON
fsr-3441	313	7	overestimate	overestimate	VERB
fsr-3441	313	8	others	other	NOUN
fsr-3441	313	9	’	'	PUNCT
fsr-3441	313	10	average	average	ADJ
fsr-3441	313	11	score	score	NOUN
fsr-3441	313	12	are	be	AUX
fsr-3441	313	13	classified	classify	VERB
fsr-3441	313	14	as	as	ADP
fsr-3441	313	15	optimistic	optimistic	ADJ
fsr-3441	313	16	and	and	CCONJ
fsr-3441	313	17	table	table	NOUN
fsr-3441	313	18	4	4	NUM
fsr-3441	313	19	showed	show	VERB
fsr-3441	313	20	no	no	DET
fsr-3441	313	21	statistically	statistically	ADV
fsr-3441	313	22	significant	significant	ADJ
fsr-3441	313	23	optimism	optimism	NOUN
fsr-3441	313	24	bias	bias	NOUN
fsr-3441	313	25	in	in	ADP
fsr-3441	313	26	the	the	DET
fsr-3441	313	27	sample	sample	NOUN
fsr-3441	313	28	(	(	PUNCT
fsr-3441	313	29	though	though	SCONJ
fsr-3441	313	30	this	this	PRON
fsr-3441	313	31	is	be	AUX
fsr-3441	313	32	conservative	conservative	ADJ
fsr-3441	313	33	given	give	VERB
fsr-3441	313	34	the	the	DET
fsr-3441	313	35	small	small	ADJ
fsr-3441	313	36	sample	sample	NOUN
fsr-3441	313	37	size	size	NOUN
fsr-3441	313	38	)	)	PUNCT
fsr-3441	313	39	.	.	PUNCT
fsr-3441	314	1	however	however	ADV
fsr-3441	314	2	,	,	PUNCT
fsr-3441	314	3	table	table	NOUN
fsr-3441	314	4	7	7	NUM
fsr-3441	314	5	reveals	reveal	VERB
fsr-3441	314	6	that	that	SCONJ
fsr-3441	314	7	half	half	NOUN
fsr-3441	314	8	of	of	ADP
fsr-3441	314	9	the	the	DET
fsr-3441	314	10	participants	participant	NOUN
fsr-3441	314	11	do	do	AUX
fsr-3441	314	12	not	not	PART
fsr-3441	314	13	overestimate	overestimate	VERB
fsr-3441	314	14	others	other	NOUN
fsr-3441	314	15	’	’	PART
fsr-3441	314	16	scores	score	NOUN
fsr-3441	314	17	.	.	PUNCT
fsr-3441	315	1	(	(	PUNCT
fsr-3441	315	2	the	the	DET
fsr-3441	315	3	participants	participant	NOUN
fsr-3441	315	4	who	who	PRON
fsr-3441	315	5	overestimate	overestimate	VERB
fsr-3441	315	6	others	other	NOUN
fsr-3441	315	7	’	’	PART
fsr-3441	315	8	scores	score	NOUN
fsr-3441	315	9	have	have	VERB
fsr-3441	315	10	an	an	DET
fsr-3441	315	11	average	average	ADJ
fsr-3441	315	12	error	error	NOUN
fsr-3441	315	13	of	of	ADP
fsr-3441	315	14	11.74	11.74	NUM
fsr-3441	315	15	%	%	NOUN
fsr-3441	315	16	,	,	PUNCT
fsr-3441	315	17	while	while	SCONJ
fsr-3441	315	18	those	those	PRON
fsr-3441	315	19	who	who	PRON
fsr-3441	315	20	underestimate	underestimate	VERB
fsr-3441	315	21	others	other	NOUN
fsr-3441	315	22	’	’	PART
fsr-3441	315	23	scores	score	NOUN
fsr-3441	315	24	have	have	VERB
fsr-3441	315	25	an	an	DET
fsr-3441	315	26	average	average	ADJ
fsr-3441	315	27	error	error	NOUN
fsr-3441	315	28	of	of	ADP
fsr-3441	315	29	only	only	ADV
fsr-3441	315	30	7.5	7.5	NUM
fsr-3441	315	31	%	%	NOUN
fsr-3441	315	32	.	.	PUNCT
fsr-3441	315	33	)	)	PUNCT
fsr-3441	316	1	we	we	PRON
fsr-3441	316	2	classify	classify	VERB
fsr-3441	316	3	participants	participant	NOUN
fsr-3441	316	4	who	who	PRON
fsr-3441	316	5	overestimate	overestimate	VERB
fsr-3441	316	6	their	their	PRON
fsr-3441	316	7	own	own	ADJ
fsr-3441	316	8	score	score	NOUN
fsr-3441	316	9	as	as	ADP
fsr-3441	316	10	exhibiting	exhibit	VERB
fsr-3441	316	11	gross	gross	ADJ
fsr-3441	316	12	overconfidence	overconfidence	NOUN
fsr-3441	316	13	in	in	ADP
fsr-3441	316	14	their	their	PRON
fsr-3441	316	15	own	own	ADJ
fsr-3441	316	16	knowledge	knowledge	NOUN
fsr-3441	316	17	or	or	CCONJ
fsr-3441	316	18	abilities	ability	NOUN
fsr-3441	316	19	;	;	PUNCT
fsr-3441	316	20	but	but	CCONJ
fsr-3441	316	21	some	some	PRON
fsr-3441	316	22	or	or	CCONJ
fsr-3441	316	23	all	all	PRON
fsr-3441	316	24	of	of	ADP
fsr-3441	316	25	that	that	DET
fsr-3441	316	26	overconfidence	overconfidence	NOUN
fsr-3441	316	27	may	may	AUX
fsr-3441	316	28	be	be	AUX
fsr-3441	316	29	due	due	ADJ
fsr-3441	316	30	to	to	ADP
fsr-3441	316	31	general	general	ADJ
fsr-3441	316	32	optimism	optimism	NOUN
fsr-3441	316	33	.	.	PUNCT
fsr-3441	317	1	therefore	therefore	ADV
fsr-3441	317	2	,	,	PUNCT
fsr-3441	317	3	we	we	PRON
fsr-3441	317	4	also	also	ADV
fsr-3441	317	5	report	report	VERB
fsr-3441	317	6	the	the	DET
fsr-3441	317	7	participants	participant	NOUN
fsr-3441	317	8	classified	classify	VERB
fsr-3441	317	9	as	as	ADP
fsr-3441	317	10	exhibiting	exhibit	VERB
fsr-3441	317	11	net	net	ADJ
fsr-3441	317	12	overconfidence	overconfidence	NOUN
fsr-3441	317	13	bias	bias	NOUN
fsr-3441	317	14	.	.	PUNCT
fsr-3441	318	1	comparing	compare	VERB
fsr-3441	318	2	these	these	DET
fsr-3441	318	3	metrics	metric	NOUN
fsr-3441	318	4	by	by	ADP
fsr-3441	318	5	gender	gender	NOUN
fsr-3441	318	6	,	,	PUNCT
fsr-3441	318	7	we	we	PRON
fsr-3441	318	8	find	find	VERB
fsr-3441	318	9	that	that	SCONJ
fsr-3441	318	10	a	a	DET
fsr-3441	318	11	larger	large	ADJ
fsr-3441	318	12	percentage	percentage	NOUN
fsr-3441	318	13	of	of	ADP
fsr-3441	318	14	men	man	NOUN
fsr-3441	318	15	are	be	AUX
fsr-3441	318	16	overconfident	overconfident	ADJ
fsr-3441	318	17	,	,	PUNCT
fsr-3441	318	18	both	both	CCONJ
fsr-3441	318	19	before	before	ADP
fsr-3441	318	20	and	and	CCONJ
fsr-3441	318	21	after	after	ADP
fsr-3441	318	22	adjusting	adjust	VERB
fsr-3441	318	23	for	for	ADP
fsr-3441	318	24	general	general	ADJ
fsr-3441	318	25	optimism	optimism	NOUN
fsr-3441	318	26	.	.	PUNCT
fsr-3441	319	1	results	result	NOUN
fsr-3441	319	2	in	in	ADP
fsr-3441	319	3	tables	table	NOUN
fsr-3441	319	4	5	5	NUM
fsr-3441	319	5	,	,	PUNCT
fsr-3441	319	6	6	6	NUM
fsr-3441	319	7	,	,	PUNCT
fsr-3441	319	8	and	and	CCONJ
fsr-3441	319	9	7	7	NUM
fsr-3441	319	10	confirm	confirm	VERB
fsr-3441	319	11	the	the	DET
fsr-3441	319	12	presence	presence	NOUN
fsr-3441	319	13	of	of	ADP
fsr-3441	319	14	optimism	optimism	NOUN
fsr-3441	319	15	and	and	CCONJ
fsr-3441	319	16	overconfidence	overconfidence	NOUN
fsr-3441	319	17	.	.	PUNCT
fsr-3441	320	1	table	table	NOUN
fsr-3441	320	2	8	8	NUM
fsr-3441	320	3	summarizes	summarize	NOUN
fsr-3441	320	4	the	the	DET
fsr-3441	320	5	respective	respective	ADJ
fsr-3441	320	6	sample	sample	NOUN
fsr-3441	320	7	correlations	correlation	NOUN
fsr-3441	320	8	of	of	ADP
fsr-3441	320	9	these	these	DET
fsr-3441	320	10	measures	measure	NOUN
fsr-3441	320	11	,	,	PUNCT
fsr-3441	320	12	along	along	ADP
fsr-3441	320	13	with	with	ADP
fsr-3441	320	14	the	the	DET
fsr-3441	320	15	categorical	categorical	ADJ
fsr-3441	320	16	variables	variable	NOUN
fsr-3441	320	17	risk	risk	NOUN
fsr-3441	320	18	-	-	PUNCT
fsr-3441	320	19	seeking	seeking	NOUN
fsr-3441	320	20	and	and	CCONJ
fsr-3441	320	21	male	male	NOUN
fsr-3441	320	22	.	.	PUNCT
fsr-3441	321	1	correlations	correlation	NOUN
fsr-3441	321	2	with	with	ADP
fsr-3441	321	3	the	the	DET
fsr-3441	321	4	categorical	categorical	ADJ
fsr-3441	321	5	variable	variable	ADJ
fsr-3441	321	6	male	male	NOUN
fsr-3441	321	7	in	in	ADP
fsr-3441	321	8	table	table	NOUN
fsr-3441	321	9	8	8	NUM
fsr-3441	321	10	show	show	VERB
fsr-3441	321	11	that	that	SCONJ
fsr-3441	321	12	there	there	PRON
fsr-3441	321	13	are	be	VERB
fsr-3441	321	14	no	no	DET
fsr-3441	321	15	significant	significant	ADJ
fsr-3441	321	16	gender	gender	NOUN
fsr-3441	321	17	differences	difference	NOUN
fsr-3441	321	18	on	on	ADP
fsr-3441	321	19	average	average	ADJ
fsr-3441	321	20	in	in	ADP
fsr-3441	321	21	gross	gross	ADJ
fsr-3441	321	22	overconfidence	overconfidence	NOUN
fsr-3441	321	23	or	or	CCONJ
fsr-3441	321	24	optimism	optimism	NOUN
fsr-3441	321	25	biases	bias	NOUN
fsr-3441	321	26	.	.	PUNCT
fsr-3441	322	1	however	however	ADV
fsr-3441	322	2	,	,	PUNCT
fsr-3441	322	3	women	woman	NOUN
fsr-3441	322	4	’s	’s	PART
fsr-3441	322	5	average	average	ADJ
fsr-3441	322	6	optimism	optimism	NOUN
fsr-3441	322	7	is	be	AUX
fsr-3441	322	8	slightly	slightly	ADV
fsr-3441	322	9	higher	high	ADJ
fsr-3441	322	10	and	and	CCONJ
fsr-3441	322	11	gross	gross	ADJ
fsr-3441	322	12	overconfidence	overconfidence	NOUN
fsr-3441	322	13	slightly	slightly	ADV
fsr-3441	322	14	lower	low	ADJ
fsr-3441	322	15	than	than	ADP
fsr-3441	322	16	men	man	NOUN
fsr-3441	322	17	’s	’s	PART
fsr-3441	322	18	.	.	PUNCT
fsr-3441	323	1	when	when	SCONJ
fsr-3441	323	2	these	these	DET
fsr-3441	323	3	effects	effect	NOUN
fsr-3441	323	4	are	be	AUX
fsr-3441	323	5	combined	combine	VERB
fsr-3441	323	6	,	,	PUNCT
fsr-3441	323	7	the	the	DET
fsr-3441	323	8	differencein	differencein	NOUN
fsr-3441	323	9	-	-	PUNCT
fsr-3441	323	10	differences	difference	NOUN
fsr-3441	323	11	between	between	ADP
fsr-3441	323	12	men	man	NOUN
fsr-3441	323	13	and	and	CCONJ
fsr-3441	323	14	women	woman	NOUN
fsr-3441	323	15	is	be	AUX
fsr-3441	323	16	significant	significant	ADJ
fsr-3441	323	17	for	for	ADP
fsr-3441	323	18	net	net	ADJ
fsr-3441	323	19	overconfidence	overconfidence	NOUN
fsr-3441	323	20	bias	bias	NOUN
fsr-3441	323	21	.	.	PUNCT
fsr-3441	324	1	men	man	NOUN
fsr-3441	324	2	exhibit	exhibit	VERB
fsr-3441	324	3	a	a	DET
fsr-3441	324	4	larger	large	ADJ
fsr-3441	324	5	difference	difference	NOUN
fsr-3441	324	6	between	between	ADP
fsr-3441	324	7	gross	gross	ADJ
fsr-3441	324	8	overconfidence	overconfidence	NOUN
fsr-3441	324	9	in	in	ADP
fsr-3441	324	10	their	their	PRON
fsr-3441	324	11	own	own	ADJ
fsr-3441	324	12	quiz	quiz	NOUN
fsr-3441	324	13	performance	performance	NOUN
fsr-3441	324	14	and	and	CCONJ
fsr-3441	324	15	optimism	optimism	NOUN
fsr-3441	324	16	about	about	ADP
fsr-3441	324	17	others	other	NOUN
fsr-3441	324	18	’	’	PART
fsr-3441	324	19	quiz	quiz	NOUN
fsr-3441	324	20	performance	performance	NOUN
fsr-3441	324	21	,	,	PUNCT
fsr-3441	324	22	compared	compare	VERB
fsr-3441	324	23	with	with	ADP
fsr-3441	324	24	women	woman	NOUN
fsr-3441	324	25	.	.	PUNCT
fsr-3441	325	1	these	these	DET
fsr-3441	325	2	results	result	NOUN
fsr-3441	325	3	are	be	AUX
fsr-3441	325	4	consistent	consistent	ADJ
fsr-3441	325	5	with	with	ADP
fsr-3441	325	6	those	those	PRON
fsr-3441	325	7	reported	report	VERB
fsr-3441	325	8	in	in	ADP
fsr-3441	325	9	kuhn	kuhn	PROPN
fsr-3441	325	10	and	and	CCONJ
fsr-3441	325	11	villeval	villeval	PROPN
fsr-3441	325	12	(	(	PUNCT
fsr-3441	325	13	2015	2015	NUM
fsr-3441	325	14	)	)	PUNCT
fsr-3441	325	15	,	,	PUNCT
fsr-3441	325	16	although	although	SCONJ
fsr-3441	325	17	the	the	DET
fsr-3441	325	18	earnings	earning	NOUN
fsr-3441	325	19	tasks	task	NOUN
fsr-3441	325	20	in	in	ADP
fsr-3441	325	21	the	the	DET
fsr-3441	325	22	two	two	NUM
fsr-3441	325	23	experiments	experiment	NOUN
fsr-3441	325	24	are	be	AUX
fsr-3441	325	25	very	very	ADV
fsr-3441	325	26	different	different	ADJ
fsr-3441	325	27	.	.	PUNCT
fsr-3441	326	1	table	table	NOUN
fsr-3441	326	2	7	7	NUM
fsr-3441	326	3	classification	classification	NOUN
fsr-3441	326	4	of	of	ADP
fsr-3441	326	5	risk	risk	NOUN
fsr-3441	326	6	attitudes	attitude	NOUN
fsr-3441	326	7	,	,	PUNCT
fsr-3441	326	8	optimism	optimism	NOUN
fsr-3441	326	9	,	,	PUNCT
fsr-3441	326	10	and	and	CCONJ
fsr-3441	326	11	overconfidence	overconfidence	NOUN
fsr-3441	326	12	percent	percent	NOUN
fsr-3441	326	13	of	of	ADP
fsr-3441	326	14	participants	participant	NOUN
fsr-3441	326	15	percent	percent	NOUN
fsr-3441	326	16	of	of	ADP
fsr-3441	326	17	females	female	NOUN
fsr-3441	326	18	percent	percent	NOUN
fsr-3441	326	19	of	of	ADP
fsr-3441	326	20	males	male	NOUN
fsr-3441	326	21	risk	risk	NOUN
fsr-3441	326	22	seeking	seek	VERB
fsr-3441	326	23	17	17	NUM
fsr-3441	326	24	%	%	NOUN
fsr-3441	326	25	17	17	NUM
fsr-3441	326	26	%	%	NOUN
fsr-3441	326	27	17	17	NUM
fsr-3441	326	28	%	%	NOUN
fsr-3441	326	29	optimism	optimism	NOUN
fsr-3441	326	30	50	50	NUM
fsr-3441	326	31	%	%	NOUN
fsr-3441	326	32	50	50	NUM
fsr-3441	326	33	%	%	NOUN
fsr-3441	326	34	50	50	NUM
fsr-3441	326	35	%	%	NOUN
fsr-3441	326	36	gross	gross	ADJ
fsr-3441	326	37	overconfidence	overconfidence	NOUN
fsr-3441	326	38	60	60	NUM
fsr-3441	326	39	%	%	NOUN
fsr-3441	326	40	54	54	NUM
fsr-3441	326	41	%	%	NOUN
fsr-3441	326	42	64	64	NUM
fsr-3441	326	43	%	%	NOUN
fsr-3441	326	44	net	net	ADJ
fsr-3441	326	45	overconfidence	overconfidence	NOUN
fsr-3441	326	46	67	67	NUM
fsr-3441	326	47	%	%	NOUN
fsr-3441	326	48	63	63	NUM
fsr-3441	326	49	%	%	NOUN
fsr-3441	326	50	69	69	NUM
fsr-3441	326	51	%	%	NOUN
fsr-3441	326	52	table	table	NOUN
fsr-3441	326	53	8	8	NUM
fsr-3441	326	54	biases	bias	NOUN
fsr-3441	326	55	,	,	PUNCT
fsr-3441	326	56	risk	risk	NOUN
fsr-3441	326	57	attitude	attitude	NOUN
fsr-3441	326	58	,	,	PUNCT
fsr-3441	326	59	and	and	CCONJ
fsr-3441	326	60	gender	gender	NOUN
fsr-3441	326	61	correlations	correlation	NOUN
fsr-3441	326	62	gross	gross	ADJ
fsr-3441	326	63	overconfidence	overconfidence	NOUN
fsr-3441	326	64	optimism	optimism	NOUN
fsr-3441	326	65	net	net	ADJ
fsr-3441	326	66	overconfidence	overconfidence	NOUN
fsr-3441	326	67	risk	risk	NOUN
fsr-3441	326	68	seeking	seek	VERB
fsr-3441	326	69	male	male	ADJ
fsr-3441	326	70	gross	gross	ADJ
fsr-3441	326	71	overconfidence	overconfidence	NOUN
fsr-3441	326	72	1	1	NUM
fsr-3441	326	73	optimism	optimism	NOUN
fsr-3441	326	74	0.49	0.49	NUM
fsr-3441	326	75	*	*	PUNCT
fsr-3441	326	76	*	*	PUNCT
fsr-3441	326	77	*	*	PUNCT
fsr-3441	326	78	1	1	NUM
fsr-3441	326	79	net	net	ADJ
fsr-3441	326	80	overconfidence	overconfidence	NOUN
fsr-3441	326	81	0.65	0.65	NUM
fsr-3441	326	82	*	*	PUNCT
fsr-3441	326	83	*	*	PUNCT
fsr-3441	326	84	*	*	PUNCT
fsr-3441	326	85	�	�	PROPN
fsr-3441	326	86	0.35	0.35	NUM
fsr-3441	326	87	*	*	PUNCT
fsr-3441	326	88	*	*	PUNCT
fsr-3441	326	89	*	*	SYM
fsr-3441	326	90	1	1	NUM
fsr-3441	326	91	risk	risk	NOUN
fsr-3441	326	92	seeking	seek	VERB
fsr-3441	326	93	0.08	0.08	NUM
fsr-3441	326	94	0.02	0.02	NUM
fsr-3441	326	95	0.06	0.06	NUM
fsr-3441	326	96	1	1	NUM
fsr-3441	326	97	male	male	NOUN
fsr-3441	326	98	0.19	0.19	NUM
fsr-3441	326	99	�	�	NOUN
fsr-3441	326	100	0.14	0.14	NUM
fsr-3441	326	101	0.33	0.33	NUM
fsr-3441	326	102	*	*	PUNCT
fsr-3441	326	103	*	*	PUNCT
fsr-3441	327	1	*	*	PUNCT
fsr-3441	327	2	0	0	NUM
fsr-3441	327	3	1	1	NUM
fsr-3441	327	4	*	*	PUNCT
fsr-3441	327	5	*	*	PUNCT
fsr-3441	327	6	*	*	VERB
fsr-3441	327	7	significant	significant	ADJ
fsr-3441	327	8	at	at	ADP
fsr-3441	327	9	the	the	DET
fsr-3441	327	10	99	99	NUM
fsr-3441	327	11	%	%	NOUN
fsr-3441	327	12	level	level	NOUN
fsr-3441	327	13	.	.	PUNCT
fsr-3441	328	1	16	16	NUM
fsr-3441	328	2	j.	j.	PROPN
fsr-3441	328	3	coats	coats	PROPN
fsr-3441	328	4	,	,	PUNCT
fsr-3441	328	5	v.	v.	ADP
fsr-3441	328	6	bajtelsmit	bajtelsmit	NOUN
fsr-3441	328	7	/	/	SYM
fsr-3441	328	8	financial	financial	ADJ
fsr-3441	328	9	services	service	NOUN
fsr-3441	328	10	review	review	VERB
fsr-3441	328	11	29	29	NUM
fsr-3441	328	12	(	(	PUNCT
fsr-3441	328	13	2021	2021	NUM
fsr-3441	328	14	)	)	PUNCT
fsr-3441	328	15	1–28	1–28	NOUN
fsr-3441	328	16	4.3	4.3	NUM
fsr-3441	328	17	.	.	PUNCT
fsr-3441	329	1	the	the	DET
fsr-3441	329	2	effect	effect	NOUN
fsr-3441	329	3	of	of	ADP
fsr-3441	329	4	overconfidence	overconfidence	NOUN
fsr-3441	329	5	and	and	CCONJ
fsr-3441	329	6	optimism	optimism	NOUN
fsr-3441	329	7	on	on	ADP
fsr-3441	329	8	the	the	DET
fsr-3441	329	9	decision	decision	NOUN
fsr-3441	329	10	to	to	PART
fsr-3441	329	11	insure	insure	VERB
fsr-3441	329	12	we	we	PRON
fsr-3441	329	13	now	now	ADV
fsr-3441	329	14	turn	turn	VERB
fsr-3441	329	15	our	our	PRON
fsr-3441	329	16	attention	attention	NOUN
fsr-3441	329	17	to	to	ADP
fsr-3441	329	18	the	the	DET
fsr-3441	329	19	second	second	ADJ
fsr-3441	329	20	set	set	NOUN
fsr-3441	329	21	of	of	ADP
fsr-3441	329	22	hypotheses	hypothesis	NOUN
fsr-3441	329	23	,	,	PUNCT
fsr-3441	329	24	which	which	PRON
fsr-3441	329	25	considers	consider	VERB
fsr-3441	329	26	the	the	DET
fsr-3441	329	27	effects	effect	NOUN
fsr-3441	329	28	of	of	ADP
fsr-3441	329	29	the	the	DET
fsr-3441	329	30	biases	bias	NOUN
fsr-3441	329	31	on	on	ADP
fsr-3441	329	32	the	the	DET
fsr-3441	329	33	decision	decision	NOUN
fsr-3441	329	34	to	to	PART
fsr-3441	329	35	insure	insure	VERB
fsr-3441	329	36	and	and	CCONJ
fsr-3441	329	37	on	on	ADP
fsr-3441	329	38	the	the	DET
fsr-3441	329	39	total	total	ADJ
fsr-3441	329	40	cost	cost	NOUN
fsr-3441	329	41	of	of	ADP
fsr-3441	329	42	risk	risk	NOUN
fsr-3441	329	43	.	.	PUNCT
fsr-3441	330	1	because	because	SCONJ
fsr-3441	330	2	full	full	ADJ
fsr-3441	330	3	precaution	precaution	NOUN
fsr-3441	330	4	is	be	AUX
fsr-3441	330	5	equivalent	equivalent	ADJ
fsr-3441	330	6	to	to	ADP
fsr-3441	330	7	insurance	insurance	NOUN
fsr-3441	330	8	in	in	ADP
fsr-3441	330	9	the	the	DET
fsr-3441	330	10	no	no	DET
fsr-3441	330	11	mistakes	mistake	NOUN
fsr-3441	330	12	treatments	treatment	NOUN
fsr-3441	330	13	,	,	PUNCT
fsr-3441	330	14	participants	participant	NOUN
fsr-3441	330	15	who	who	PRON
fsr-3441	330	16	purchase	purchase	VERB
fsr-3441	330	17	either	either	PRON
fsr-3441	330	18	of	of	ADP
fsr-3441	330	19	those	those	DET
fsr-3441	330	20	options	option	NOUN
fsr-3441	330	21	in	in	ADP
fsr-3441	330	22	the	the	DET
fsr-3441	330	23	no	no	DET
fsr-3441	330	24	mistakes	mistake	NOUN
fsr-3441	330	25	treatments	treatment	NOUN
fsr-3441	330	26	are	be	AUX
fsr-3441	330	27	counted	count	VERB
fsr-3441	330	28	as	as	ADP
fsr-3441	330	29	buying	buy	VERB
fsr-3441	330	30	insurance	insurance	NOUN
fsr-3441	330	31	.	.	PUNCT
fsr-3441	331	1	although	although	SCONJ
fsr-3441	331	2	some	some	DET
fsr-3441	331	3	participants	participant	NOUN
fsr-3441	331	4	purchase	purchase	VERB
fsr-3441	331	5	partial	partial	ADJ
fsr-3441	331	6	precaution	precaution	NOUN
fsr-3441	331	7	rather	rather	ADV
fsr-3441	331	8	than	than	ADP
fsr-3441	331	9	insurance	insurance	NOUN
fsr-3441	331	10	in	in	ADP
fsr-3441	331	11	the	the	DET
fsr-3441	331	12	mistakes	mistake	NOUN
fsr-3441	331	13	treatments	treatment	NOUN
fsr-3441	331	14	,	,	PUNCT
fsr-3441	331	15	this	this	DET
fsr-3441	331	16	decision	decision	NOUN
fsr-3441	331	17	results	result	VERB
fsr-3441	331	18	in	in	ADP
fsr-3441	331	19	their	their	AUX
fsr-3441	331	20	being	be	AUX
fsr-3441	331	21	underinsured	underinsured	ADJ
fsr-3441	331	22	when	when	SCONJ
fsr-3441	331	23	the	the	DET
fsr-3441	331	24	probability	probability	NOUN
fsr-3441	331	25	of	of	ADP
fsr-3441	331	26	loss	loss	NOUN
fsr-3441	331	27	is	be	AUX
fsr-3441	331	28	32	32	NUM
fsr-3441	331	29	%	%	NOUN
fsr-3441	331	30	or	or	CCONJ
fsr-3441	331	31	higher	high	ADJ
fsr-3441	331	32	(	(	PUNCT
fsr-3441	331	33	unless	unless	SCONJ
fsr-3441	331	34	they	they	PRON
fsr-3441	331	35	are	be	AUX
fsr-3441	331	36	risk	risk	NOUN
fsr-3441	331	37	-	-	PUNCT
fsr-3441	331	38	seeking	seeking	NOUN
fsr-3441	331	39	)	)	PUNCT
fsr-3441	331	40	.	.	PUNCT
fsr-3441	332	1	participants	participant	NOUN
fsr-3441	332	2	who	who	PRON
fsr-3441	332	3	are	be	AUX
fsr-3441	332	4	overconfident	overconfident	ADJ
fsr-3441	332	5	in	in	ADP
fsr-3441	332	6	their	their	PRON
fsr-3441	332	7	own	own	ADJ
fsr-3441	332	8	quiz	quiz	NOUN
fsr-3441	332	9	performance	performance	NOUN
fsr-3441	332	10	or	or	CCONJ
fsr-3441	332	11	precaution	precaution	NOUN
fsr-3441	332	12	decisions	decision	NOUN
fsr-3441	332	13	,	,	PUNCT
fsr-3441	332	14	or	or	CCONJ
fsr-3441	332	15	optimistic	optimistic	ADJ
fsr-3441	332	16	with	with	ADP
fsr-3441	332	17	respect	respect	NOUN
fsr-3441	332	18	to	to	ADP
fsr-3441	332	19	others	other	NOUN
fsr-3441	332	20	’	’	PART
fsr-3441	332	21	quiz	quiz	NOUN
fsr-3441	332	22	performance	performance	NOUN
fsr-3441	332	23	,	,	PUNCT
fsr-3441	332	24	will	will	AUX
fsr-3441	332	25	underestimate	underestimate	VERB
fsr-3441	332	26	this	this	DET
fsr-3441	332	27	probability	probability	NOUN
fsr-3441	332	28	and	and	CCONJ
fsr-3441	332	29	therefore	therefore	ADV
fsr-3441	332	30	could	could	AUX
fsr-3441	332	31	make	make	VERB
fsr-3441	332	32	suboptimal	suboptimal	ADJ
fsr-3441	332	33	insurance	insurance	NOUN
fsr-3441	332	34	decisions	decision	NOUN
fsr-3441	332	35	in	in	ADP
fsr-3441	332	36	the	the	DET
fsr-3441	332	37	mistakes	mistake	NOUN
fsr-3441	332	38	treatments	treatment	NOUN
fsr-3441	332	39	.	.	PUNCT
fsr-3441	333	1	hypothesis	hypothesis	NOUN
fsr-3441	333	2	2	2	NUM
fsr-3441	333	3	predicts	predict	VERB
fsr-3441	333	4	that	that	SCONJ
fsr-3441	333	5	the	the	DET
fsr-3441	333	6	likelihood	likelihood	NOUN
fsr-3441	333	7	of	of	ADP
fsr-3441	333	8	underinsurance	underinsurance	NOUN
fsr-3441	333	9	in	in	ADP
fsr-3441	333	10	the	the	DET
fsr-3441	333	11	others	other	NOUN
fsr-3441	333	12	’	’	PART
fsr-3441	333	13	mistakes	mistake	NOUN
fsr-3441	333	14	treatment	treatment	NOUN
fsr-3441	333	15	will	will	AUX
fsr-3441	333	16	increase	increase	VERB
fsr-3441	333	17	with	with	ADP
fsr-3441	333	18	higher	high	ADJ
fsr-3441	333	19	levels	level	NOUN
fsr-3441	333	20	of	of	ADP
fsr-3441	333	21	optimism	optimism	NOUN
fsr-3441	333	22	bias	bias	NOUN
fsr-3441	333	23	.	.	PUNCT
fsr-3441	334	1	it	it	PRON
fsr-3441	334	2	also	also	ADV
fsr-3441	334	3	predicts	predict	VERB
fsr-3441	334	4	that	that	SCONJ
fsr-3441	334	5	insurance	insurance	NOUN
fsr-3441	334	6	decisions	decision	NOUN
fsr-3441	334	7	in	in	ADP
fsr-3441	334	8	the	the	DET
fsr-3441	334	9	own	own	ADJ
fsr-3441	334	10	mistakes	mistake	NOUN
fsr-3441	334	11	treatments	treatment	NOUN
fsr-3441	334	12	will	will	AUX
fsr-3441	334	13	depend	depend	VERB
fsr-3441	334	14	on	on	ADP
fsr-3441	334	15	the	the	DET
fsr-3441	334	16	gross	gross	ADJ
fsr-3441	334	17	overconfidence	overconfidence	NOUN
fsr-3441	334	18	bias	bias	NOUN
fsr-3441	334	19	,	,	PUNCT
fsr-3441	334	20	which	which	PRON
fsr-3441	334	21	as	as	SCONJ
fsr-3441	334	22	discussed	discuss	VERB
fsr-3441	334	23	above	above	ADV
fsr-3441	334	24	,	,	PUNCT
fsr-3441	334	25	may	may	AUX
fsr-3441	334	26	also	also	ADV
fsr-3441	334	27	include	include	VERB
fsr-3441	334	28	general	general	ADJ
fsr-3441	334	29	optimism	optimism	NOUN
fsr-3441	334	30	.	.	PUNCT
fsr-3441	335	1	we	we	PRON
fsr-3441	335	2	expect	expect	VERB
fsr-3441	335	3	both	both	CCONJ
fsr-3441	335	4	the	the	DET
fsr-3441	335	5	optimism	optimism	NOUN
fsr-3441	335	6	bias	bias	NOUN
fsr-3441	335	7	and	and	CCONJ
fsr-3441	335	8	the	the	DET
fsr-3441	335	9	gross	gross	ADJ
fsr-3441	335	10	overconfidence	overconfidence	NOUN
fsr-3441	335	11	bias	bias	NOUN
fsr-3441	335	12	to	to	PART
fsr-3441	335	13	increase	increase	VERB
fsr-3441	335	14	the	the	DET
fsr-3441	335	15	likelihood	likelihood	NOUN
fsr-3441	335	16	of	of	ADP
fsr-3441	335	17	underinsurance	underinsurance	NOUN
fsr-3441	335	18	in	in	ADP
fsr-3441	335	19	the	the	DET
fsr-3441	335	20	own	own	ADJ
fsr-3441	335	21	mistakes	mistake	NOUN
fsr-3441	335	22	treatment	treatment	NOUN
fsr-3441	335	23	.	.	PUNCT
fsr-3441	336	1	fig	fig	NOUN
fsr-3441	336	2	.	.	PUNCT
fsr-3441	337	1	1	1	NUM
fsr-3441	337	2	presents	present	VERB
fsr-3441	337	3	the	the	DET
fsr-3441	337	4	incidence	incidence	NOUN
fsr-3441	337	5	of	of	ADP
fsr-3441	337	6	underinsurance	underinsurance	NOUN
fsr-3441	337	7	(	(	PUNCT
fsr-3441	337	8	from	from	ADP
fsr-3441	337	9	a	a	DET
fsr-3441	337	10	risk	risk	NOUN
fsr-3441	337	11	-	-	PUNCT
fsr-3441	337	12	neutral	neutral	ADJ
fsr-3441	337	13	perspective	perspective	NOUN
fsr-3441	337	14	)	)	PUNCT
fsr-3441	337	15	for	for	ADP
fsr-3441	337	16	participants	participant	NOUN
fsr-3441	337	17	in	in	ADP
fsr-3441	337	18	each	each	DET
fsr-3441	337	19	treatment	treatment	NOUN
fsr-3441	337	20	,	,	PUNCT
fsr-3441	337	21	according	accord	VERB
fsr-3441	337	22	to	to	ADP
fsr-3441	337	23	whether	whether	SCONJ
fsr-3441	337	24	they	they	PRON
fsr-3441	337	25	exhibit	exhibit	VERB
fsr-3441	337	26	optimism	optimism	NOUN
fsr-3441	337	27	(	(	PUNCT
fsr-3441	337	28	panel	panel	NOUN
fsr-3441	337	29	a	a	X
fsr-3441	337	30	)	)	PUNCT
fsr-3441	337	31	,	,	PUNCT
fsr-3441	337	32	gross	gross	ADJ
fsr-3441	337	33	overconfidence	overconfidence	NOUN
fsr-3441	337	34	(	(	PUNCT
fsr-3441	337	35	panel	panel	NOUN
fsr-3441	337	36	b	b	NOUN
fsr-3441	337	37	)	)	PUNCT
fsr-3441	337	38	,	,	PUNCT
fsr-3441	337	39	or	or	CCONJ
fsr-3441	337	40	net	net	ADJ
fsr-3441	337	41	overconfidence	overconfidence	NOUN
fsr-3441	337	42	(	(	PUNCT
fsr-3441	337	43	panel	panel	NOUN
fsr-3441	337	44	c	c	NOUN
fsr-3441	337	45	)	)	PUNCT
fsr-3441	337	46	.	.	PUNCT
fsr-3441	338	1	the	the	DET
fsr-3441	338	2	optimism	optimism	NOUN
fsr-3441	338	3	bias	bias	NOUN
fsr-3441	338	4	is	be	AUX
fsr-3441	338	5	associated	associate	VERB
fsr-3441	338	6	with	with	ADP
fsr-3441	338	7	underinsurance	underinsurance	NOUN
fsr-3441	338	8	in	in	ADP
fsr-3441	338	9	the	the	DET
fsr-3441	338	10	others	other	NOUN
fsr-3441	338	11	’	'	PUNCT
fsr-3441	338	12	mistakes	mistake	VERB
fsr-3441	338	13	low	low	ADJ
fsr-3441	338	14	probability	probability	NOUN
fsr-3441	338	15	treatment	treatment	NOUN
fsr-3441	338	16	,	,	PUNCT
fsr-3441	338	17	but	but	CCONJ
fsr-3441	338	18	also	also	ADV
fsr-3441	338	19	in	in	ADP
fsr-3441	338	20	the	the	DET
fsr-3441	338	21	no	no	DET
fsr-3441	338	22	mistakes	mistake	NOUN
fsr-3441	338	23	and	and	CCONJ
fsr-3441	338	24	own	own	ADJ
fsr-3441	338	25	mistakes	mistake	NOUN
fsr-3441	338	26	high	high	ADJ
fsr-3441	338	27	probability	probability	NOUN
fsr-3441	338	28	treatments	treatment	NOUN
fsr-3441	338	29	.	.	PUNCT
fsr-3441	339	1	we	we	PRON
fsr-3441	339	2	find	find	VERB
fsr-3441	339	3	that	that	SCONJ
fsr-3441	339	4	,	,	PUNCT
fsr-3441	339	5	as	as	SCONJ
fsr-3441	339	6	expected	expect	VERB
fsr-3441	339	7	,	,	PUNCT
fsr-3441	339	8	the	the	DET
fsr-3441	339	9	gross	gross	ADJ
fsr-3441	339	10	overconfidence	overconfidence	NOUN
fsr-3441	339	11	bias	bias	NOUN
fsr-3441	339	12	is	be	AUX
fsr-3441	339	13	associated	associate	VERB
fsr-3441	339	14	with	with	ADP
fsr-3441	339	15	underinsurance	underinsurance	NOUN
fsr-3441	339	16	when	when	SCONJ
fsr-3441	339	17	payoffs	payoff	NOUN
fsr-3441	339	18	depend	depend	VERB
fsr-3441	339	19	on	on	ADP
fsr-3441	339	20	one	one	NUM
fsr-3441	339	21	’s	’s	PART
fsr-3441	339	22	own	own	ADJ
fsr-3441	339	23	performance	performance	NOUN
fsr-3441	339	24	,	,	PUNCT
fsr-3441	339	25	but	but	CCONJ
fsr-3441	339	26	not	not	PART
fsr-3441	339	27	others	other	NOUN
fsr-3441	339	28	’	’	PART
fsr-3441	339	29	performance	performance	NOUN
fsr-3441	339	30	,	,	PUNCT
fsr-3441	339	31	and	and	CCONJ
fsr-3441	339	32	the	the	DET
fsr-3441	339	33	net	net	ADJ
fsr-3441	339	34	overconfidence	overconfidence	NOUN
fsr-3441	339	35	bias	bias	NOUN
fsr-3441	339	36	has	have	VERB
fsr-3441	339	37	an	an	DET
fsr-3441	339	38	insignificant	insignificant	ADJ
fsr-3441	339	39	impact	impact	NOUN
fsr-3441	339	40	on	on	ADP
fsr-3441	339	41	underinsurance	underinsurance	NOUN
fsr-3441	339	42	in	in	ADP
fsr-3441	339	43	this	this	DET
fsr-3441	339	44	experiment	experiment	NOUN
fsr-3441	339	45	.	.	PUNCT
fsr-3441	340	1	we	we	PRON
fsr-3441	340	2	further	far	ADV
fsr-3441	340	3	analyze	analyze	VERB
fsr-3441	340	4	the	the	DET
fsr-3441	340	5	effect	effect	NOUN
fsr-3441	340	6	of	of	ADP
fsr-3441	340	7	the	the	DET
fsr-3441	340	8	biases	bias	NOUN
fsr-3441	340	9	on	on	ADP
fsr-3441	340	10	underinsurance	underinsurance	NOUN
fsr-3441	340	11	through	through	ADP
fsr-3441	340	12	logit	logit	NOUN
fsr-3441	340	13	regressions	regression	NOUN
fsr-3441	340	14	presented	present	VERB
fsr-3441	340	15	in	in	ADP
fsr-3441	340	16	table	table	NOUN
fsr-3441	340	17	9	9	NUM
fsr-3441	340	18	,	,	PUNCT
fsr-3441	340	19	in	in	ADP
fsr-3441	340	20	which	which	PRON
fsr-3441	340	21	the	the	DET
fsr-3441	340	22	dependent	dependent	ADJ
fsr-3441	340	23	variable	variable	NOUN
fsr-3441	340	24	is	be	AUX
fsr-3441	340	25	a	a	DET
fsr-3441	340	26	dummy	dummy	ADJ
fsr-3441	340	27	variable	variable	NOUN
fsr-3441	340	28	where	where	SCONJ
fsr-3441	340	29	underinsurance	underinsurance	NOUN
fsr-3441	340	30	=	=	NOUN
fsr-3441	340	31	1	1	NUM
fsr-3441	340	32	indicates	indicate	VERB
fsr-3441	340	33	underinsurance	underinsurance	NOUN
fsr-3441	340	34	from	from	ADP
fsr-3441	340	35	a	a	DET
fsr-3441	340	36	risk	risk	NOUN
fsr-3441	340	37	-	-	PUNCT
fsr-3441	340	38	neutral	neutral	ADJ
fsr-3441	340	39	perspective	perspective	NOUN
fsr-3441	340	40	.	.	PUNCT
fsr-3441	341	1	categorical	categorical	ADJ
fsr-3441	341	2	independent	independent	ADJ
fsr-3441	341	3	variables	variable	NOUN
fsr-3441	341	4	include	include	VERB
fsr-3441	341	5	gender	gender	NOUN
fsr-3441	341	6	(	(	PUNCT
fsr-3441	341	7	female	female	NOUN
fsr-3441	341	8	is	be	AUX
fsr-3441	341	9	the	the	DET
fsr-3441	341	10	omitted	omit	VERB
fsr-3441	341	11	category	category	NOUN
fsr-3441	341	12	)	)	PUNCT
fsr-3441	341	13	,	,	PUNCT
fsr-3441	341	14	risk	risk	NOUN
fsr-3441	341	15	treatment	treatment	NOUN
fsr-3441	341	16	type	type	NOUN
fsr-3441	341	17	(	(	PUNCT
fsr-3441	341	18	10	10	NUM
fsr-3441	341	19	%	%	NOUN
fsr-3441	341	20	initial	initial	ADJ
fsr-3441	341	21	probability	probability	NOUN
fsr-3441	341	22	is	be	AUX
fsr-3441	341	23	the	the	DET
fsr-3441	341	24	omitted	omit	VERB
fsr-3441	341	25	category	category	NOUN
fsr-3441	341	26	)	)	PUNCT
fsr-3441	341	27	,	,	PUNCT
fsr-3441	341	28	and	and	CCONJ
fsr-3441	341	29	risk	risk	NOUN
fsr-3441	341	30	-	-	PUNCT
fsr-3441	341	31	seeking	seek	VERB
fsr-3441	341	32	attitude	attitude	NOUN
fsr-3441	341	33	(	(	PUNCT
fsr-3441	341	34	no	no	DET
fsr-3441	341	35	evidence	evidence	NOUN
fsr-3441	341	36	of	of	ADP
fsr-3441	341	37	risk	risk	NOUN
fsr-3441	341	38	seeking	seek	VERB
fsr-3441	341	39	is	be	AUX
fsr-3441	341	40	the	the	DET
fsr-3441	341	41	omitted	omit	VERB
fsr-3441	341	42	category).20	category).20	NOUN
fsr-3441	341	43	regression	regression	NOUN
fsr-3441	341	44	coefficients	coefficient	NOUN
fsr-3441	341	45	are	be	AUX
fsr-3441	341	46	presented	present	VERB
fsr-3441	341	47	in	in	ADP
fsr-3441	341	48	terms	term	NOUN
fsr-3441	341	49	of	of	ADP
fsr-3441	341	50	log	log	NOUN
fsr-3441	341	51	odds	odd	NOUN
fsr-3441	341	52	.	.	PUNCT
fsr-3441	342	1	due	due	ADP
fsr-3441	342	2	to	to	ADP
fsr-3441	342	3	the	the	DET
fsr-3441	342	4	strong	strong	ADJ
fsr-3441	342	5	relationship	relationship	NOUN
fsr-3441	342	6	between	between	ADP
fsr-3441	342	7	the	the	DET
fsr-3441	342	8	biases	bias	NOUN
fsr-3441	342	9	,	,	PUNCT
fsr-3441	342	10	we	we	PRON
fsr-3441	342	11	run	run	VERB
fsr-3441	342	12	separate	separate	ADJ
fsr-3441	342	13	regression	regression	NOUN
fsr-3441	342	14	models	model	NOUN
fsr-3441	342	15	,	,	PUNCT
fsr-3441	342	16	including	include	VERB
fsr-3441	342	17	different	different	ADJ
fsr-3441	342	18	bias	bias	NOUN
fsr-3441	342	19	measures	measure	NOUN
fsr-3441	342	20	as	as	ADP
fsr-3441	342	21	independent	independent	ADJ
fsr-3441	342	22	variables	variable	NOUN
fsr-3441	342	23	in	in	ADP
fsr-3441	342	24	each	each	PRON
fsr-3441	342	25	.	.	PUNCT
fsr-3441	343	1	the	the	DET
fsr-3441	343	2	top	top	ADJ
fsr-3441	343	3	panel	panel	NOUN
fsr-3441	343	4	of	of	ADP
fsr-3441	343	5	table	table	NOUN
fsr-3441	343	6	9	9	NUM
fsr-3441	343	7	presents	present	NOUN
fsr-3441	343	8	analysis	analysis	NOUN
fsr-3441	343	9	of	of	ADP
fsr-3441	343	10	the	the	DET
fsr-3441	343	11	mistakes	mistake	NOUN
fsr-3441	343	12	treatments	treatment	NOUN
fsr-3441	343	13	(	(	PUNCT
fsr-3441	343	14	n	n	NOUN
fsr-3441	343	15	=	=	SYM
fsr-3441	343	16	240	240	NUM
fsr-3441	343	17	decisions	decision	NOUN
fsr-3441	343	18	,	,	PUNCT
fsr-3441	343	19	with	with	ADP
fsr-3441	343	20	60	60	NUM
fsr-3441	343	21	standard	standard	ADJ
fsr-3441	343	22	error	error	NOUN
fsr-3441	343	23	clusters	cluster	NOUN
fsr-3441	343	24	)	)	PUNCT
fsr-3441	343	25	.	.	PUNCT
fsr-3441	344	1	conceptually	conceptually	ADV
fsr-3441	344	2	,	,	PUNCT
fsr-3441	344	3	we	we	PRON
fsr-3441	344	4	would	would	AUX
fsr-3441	344	5	expect	expect	VERB
fsr-3441	344	6	optimism	optimism	NOUN
fsr-3441	344	7	and	and	CCONJ
fsr-3441	344	8	gross	gross	ADJ
fsr-3441	344	9	overconfidence	overconfidence	NOUN
fsr-3441	344	10	(	(	PUNCT
fsr-3441	344	11	that	that	PRON
fsr-3441	344	12	encompasses	encompass	VERB
fsr-3441	344	13	optimism	optimism	NOUN
fsr-3441	344	14	)	)	PUNCT
fsr-3441	344	15	to	to	PART
fsr-3441	344	16	influence	influence	VERB
fsr-3441	344	17	insurance	insurance	NOUN
fsr-3441	344	18	decisions	decision	NOUN
fsr-3441	344	19	in	in	ADP
fsr-3441	344	20	both	both	DET
fsr-3441	344	21	mistakes	mistake	NOUN
fsr-3441	344	22	treatments	treatment	NOUN
fsr-3441	344	23	.	.	PUNCT
fsr-3441	345	1	at	at	ADP
fsr-3441	345	2	the	the	DET
fsr-3441	345	3	same	same	ADJ
fsr-3441	345	4	time	time	NOUN
fsr-3441	345	5	,	,	PUNCT
fsr-3441	345	6	our	our	PRON
fsr-3441	345	7	measure	measure	NOUN
fsr-3441	345	8	of	of	ADP
fsr-3441	345	9	optimism	optimism	NOUN
fsr-3441	345	10	directly	directly	ADV
fsr-3441	345	11	informs	inform	VERB
fsr-3441	345	12	subjective	subjective	ADJ
fsr-3441	345	13	probability	probability	NOUN
fsr-3441	345	14	of	of	ADP
fsr-3441	345	15	loss	loss	NOUN
fsr-3441	345	16	in	in	ADP
fsr-3441	345	17	the	the	DET
fsr-3441	345	18	others	other	NOUN
fsr-3441	345	19	’	’	PART
fsr-3441	345	20	mistakes	mistake	VERB
fsr-3441	345	21	treatment	treatment	NOUN
fsr-3441	345	22	and	and	CCONJ
fsr-3441	345	23	our	our	PRON
fsr-3441	345	24	measure	measure	NOUN
fsr-3441	345	25	of	of	ADP
fsr-3441	345	26	gross	gross	ADJ
fsr-3441	345	27	overconfidence	overconfidence	NOUN
fsr-3441	345	28	directly	directly	ADV
fsr-3441	345	29	informs	inform	VERB
fsr-3441	345	30	subjective	subjective	ADJ
fsr-3441	345	31	probability	probability	NOUN
fsr-3441	345	32	of	of	ADP
fsr-3441	345	33	loss	loss	NOUN
fsr-3441	345	34	in	in	ADP
fsr-3441	345	35	the	the	DET
fsr-3441	345	36	own	own	ADJ
fsr-3441	345	37	mistakes	mistake	NOUN
fsr-3441	345	38	treatment	treatment	NOUN
fsr-3441	345	39	.	.	PUNCT
fsr-3441	346	1	therefore	therefore	ADV
fsr-3441	346	2	,	,	PUNCT
fsr-3441	346	3	we	we	PRON
fsr-3441	346	4	are	be	AUX
fsr-3441	346	5	especially	especially	ADV
fsr-3441	346	6	interested	interested	ADJ
fsr-3441	346	7	in	in	ADP
fsr-3441	346	8	the	the	DET
fsr-3441	346	9	significance	significance	NOUN
fsr-3441	346	10	of	of	ADP
fsr-3441	346	11	interaction	interaction	NOUN
fsr-3441	346	12	terms	term	NOUN
fsr-3441	346	13	for	for	ADP
fsr-3441	346	14	the	the	DET
fsr-3441	346	15	biases	bias	NOUN
fsr-3441	346	16	and	and	CCONJ
fsr-3441	346	17	mistakes	mistake	VERB
fsr-3441	346	18	treatment	treatment	NOUN
fsr-3441	346	19	.	.	PUNCT
fsr-3441	347	1	in	in	ADP
fsr-3441	347	2	particular	particular	ADJ
fsr-3441	347	3	,	,	PUNCT
fsr-3441	347	4	we	we	PRON
fsr-3441	347	5	would	would	AUX
fsr-3441	347	6	expect	expect	VERB
fsr-3441	347	7	the	the	DET
fsr-3441	347	8	gross	gross	ADJ
fsr-3441	347	9	overconfidence	overconfidence	NOUN
fsr-3441	347	10	measure	measure	NOUN
fsr-3441	347	11	to	to	PART
fsr-3441	347	12	have	have	VERB
fsr-3441	347	13	a	a	DET
fsr-3441	347	14	more	more	ADV
fsr-3441	347	15	significant	significant	ADJ
fsr-3441	347	16	impact	impact	NOUN
fsr-3441	347	17	on	on	ADP
fsr-3441	347	18	underinsurance	underinsurance	NOUN
fsr-3441	347	19	in	in	ADP
fsr-3441	347	20	the	the	DET
fsr-3441	347	21	own	own	ADJ
fsr-3441	347	22	mistakes	mistake	NOUN
fsr-3441	347	23	treatments	treatment	NOUN
fsr-3441	347	24	and	and	CCONJ
fsr-3441	347	25	general	general	ADJ
fsr-3441	347	26	optimism	optimism	NOUN
fsr-3441	347	27	to	to	PART
fsr-3441	347	28	be	be	AUX
fsr-3441	347	29	more	more	ADV
fsr-3441	347	30	influential	influential	ADJ
fsr-3441	347	31	in	in	ADP
fsr-3441	347	32	the	the	DET
fsr-3441	347	33	others	other	NOUN
fsr-3441	347	34	’	’	PART
fsr-3441	347	35	mistakes	mistake	NOUN
fsr-3441	347	36	treatments	treatment	NOUN
fsr-3441	347	37	.	.	PUNCT
fsr-3441	348	1	j.	j.	PROPN
fsr-3441	348	2	coats	coats	PROPN
fsr-3441	348	3	,	,	PUNCT
fsr-3441	348	4	v.	v.	ADP
fsr-3441	348	5	bajtelsmit	bajtelsmit	NOUN
fsr-3441	348	6	/	/	SYM
fsr-3441	348	7	financial	financial	ADJ
fsr-3441	348	8	services	service	NOUN
fsr-3441	348	9	review	review	VERB
fsr-3441	348	10	29	29	NUM
fsr-3441	348	11	(	(	PUNCT
fsr-3441	348	12	2021	2021	NUM
fsr-3441	348	13	)	)	PUNCT
fsr-3441	349	1	1–28	1–28	NOUN
fsr-3441	349	2	17	17	NUM
fsr-3441	349	3	fig	fig	NOUN
fsr-3441	349	4	.	.	PUNCT
fsr-3441	350	1	1	1	X
fsr-3441	350	2	.	.	X
fsr-3441	350	3	panel	panel	NOUN
fsr-3441	350	4	a	a	DET
fsr-3441	350	5	:	:	PUNCT
fsr-3441	350	6	percent	percent	NOUN
fsr-3441	350	7	underinsuring	underinsure	VERB
fsr-3441	350	8	by	by	ADP
fsr-3441	350	9	treatment	treatment	NOUN
fsr-3441	350	10	and	and	CCONJ
fsr-3441	350	11	optimism	optimism	NOUN
fsr-3441	350	12	.	.	PUNCT
fsr-3441	351	1	panel	panel	NOUN
fsr-3441	351	2	b	b	X
fsr-3441	351	3	:	:	PUNCT
fsr-3441	351	4	percent	percent	NOUN
fsr-3441	351	5	underinsuring	underinsure	VERB
fsr-3441	351	6	by	by	ADP
fsr-3441	351	7	treatment	treatment	NOUN
fsr-3441	351	8	and	and	CCONJ
fsr-3441	351	9	gross	gross	ADJ
fsr-3441	351	10	overconfidence	overconfidence	NOUN
fsr-3441	351	11	(	(	PUNCT
fsr-3441	351	12	goc	goc	PROPN
fsr-3441	351	13	)	)	PUNCT
fsr-3441	351	14	.	.	PUNCT
fsr-3441	352	1	panel	panel	NOUN
fsr-3441	352	2	c	c	NOUN
fsr-3441	352	3	:	:	PUNCT
fsr-3441	352	4	percent	percent	NOUN
fsr-3441	352	5	underinsuring	underinsure	VERB
fsr-3441	352	6	by	by	ADP
fsr-3441	352	7	treatment	treatment	NOUN
fsr-3441	352	8	and	and	CCONJ
fsr-3441	352	9	net	net	ADJ
fsr-3441	352	10	overconfidence	overconfidence	NOUN
fsr-3441	352	11	(	(	PUNCT
fsr-3441	352	12	noc	noc	NOUN
fsr-3441	352	13	)	)	PUNCT
fsr-3441	352	14	notes	note	NOUN
fsr-3441	352	15	:	:	PUNCT
fsr-3441	352	16	differences	difference	NOUN
fsr-3441	352	17	in	in	ADP
fsr-3441	352	18	proportions	proportion	NOUN
fsr-3441	352	19	are	be	AUX
fsr-3441	352	20	significant	significant	ADJ
fsr-3441	352	21	at	at	ADP
fsr-3441	352	22	the	the	DET
fsr-3441	352	23	90	90	NUM
fsr-3441	352	24	%	%	NOUN
fsr-3441	352	25	level	level	NOUN
fsr-3441	352	26	(	(	PUNCT
fsr-3441	352	27	*	*	NOUN
fsr-3441	352	28	)	)	PUNCT
fsr-3441	352	29	based	base	VERB
fsr-3441	352	30	on	on	ADP
fsr-3441	352	31	a	a	DET
fsr-3441	352	32	x2	x2	PROPN
fsr-3441	352	33	test	test	NOUN
fsr-3441	352	34	.	.	PUNCT
fsr-3441	353	1	p(loss	p(loss	NOUN
fsr-3441	353	2	)	)	PUNCT
fsr-3441	353	3	represents	represent	VERB
fsr-3441	353	4	the	the	DET
fsr-3441	353	5	initial	initial	ADJ
fsr-3441	353	6	probability	probability	NOUN
fsr-3441	353	7	32	32	NUM
fsr-3441	353	8	%	%	NOUN
fsr-3441	353	9	and	and	CCONJ
fsr-3441	353	10	10	10	NUM
fsr-3441	353	11	%	%	NOUN
fsr-3441	353	12	treatments	treatment	NOUN
fsr-3441	353	13	;	;	PUNCT
fsr-3441	353	14	no	no	DET
fsr-3441	353	15	mistakes	mistake	NOUN
fsr-3441	353	16	,	,	PUNCT
fsr-3441	353	17	own	own	ADJ
fsr-3441	353	18	mistakes	mistake	NOUN
fsr-3441	353	19	,	,	PUNCT
fsr-3441	353	20	and	and	CCONJ
fsr-3441	353	21	others	other	NOUN
fsr-3441	353	22	’	’	PART
fsr-3441	353	23	mistakes	mistake	NOUN
fsr-3441	353	24	denote	denote	VERB
fsr-3441	353	25	no	no	DET
fsr-3441	353	26	mistakes	mistake	NOUN
fsr-3441	353	27	,	,	PUNCT
fsr-3441	353	28	own	own	ADJ
fsr-3441	353	29	mistakes	mistake	NOUN
fsr-3441	353	30	and	and	CCONJ
fsr-3441	353	31	others	other	NOUN
fsr-3441	353	32	’	’	PART
fsr-3441	353	33	mistakes	mistake	NOUN
fsr-3441	353	34	treatments	treatment	NOUN
fsr-3441	353	35	,	,	PUNCT
fsr-3441	353	36	respectively	respectively	ADV
fsr-3441	353	37	.	.	PUNCT
fsr-3441	354	1	18	18	NUM
fsr-3441	354	2	j.	j.	PROPN
fsr-3441	354	3	coats	coats	PROPN
fsr-3441	354	4	,	,	PUNCT
fsr-3441	354	5	v.	v.	ADP
fsr-3441	354	6	bajtelsmit	bajtelsmit	NOUN
fsr-3441	354	7	/	/	SYM
fsr-3441	354	8	financial	financial	ADJ
fsr-3441	354	9	services	service	NOUN
fsr-3441	354	10	review	review	VERB
fsr-3441	354	11	29	29	NUM
fsr-3441	354	12	(	(	PUNCT
fsr-3441	354	13	2021	2021	NUM
fsr-3441	354	14	)	)	PUNCT
fsr-3441	354	15	1–28	1–28	PROPN
fsr-3441	354	16	t	t	PROPN
fsr-3441	354	17	ab	ab	X
fsr-3441	354	18	le	le	PROPN
fsr-3441	354	19	9	9	NUM
fsr-3441	354	20	d	d	NOUN
fsr-3441	354	21	et	et	NOUN
fsr-3441	355	1	er	er	INTJ
fsr-3441	355	2	m	m	VERB
fsr-3441	355	3	in	in	ADP
fsr-3441	355	4	an	an	DET
fsr-3441	355	5	ts	ts	X
fsr-3441	355	6	o	o	PROPN
fsr-3441	355	7	f	f	X
fsr-3441	355	8	u	u	PROPN
fsr-3441	355	9	n	n	PROPN
fsr-3441	355	10	d	d	X
fsr-3441	355	11	er	er	INTJ
fsr-3441	355	12	in	in	ADP
fsr-3441	355	13	su	su	PROPN
fsr-3441	355	14	ra	ra	PROPN
fsr-3441	356	1	n	n	PROPN
fsr-3441	356	2	ce	ce	PROPN
fsr-3441	356	3	,	,	PUNCT
fsr-3441	356	4	lo	lo	PROPN
fsr-3441	356	5	g	g	PROPN
fsr-3441	356	6	it	it	PRON
fsr-3441	356	7	re	re	VERB
fsr-3441	356	8	g	g	PROPN
fsr-3441	356	9	re	re	ADP
fsr-3441	356	10	ss	ss	PROPN
fsr-3441	356	11	io	io	X
fsr-3441	356	12	n	n	PROPN
fsr-3441	356	13	co	co	PROPN
fsr-3441	356	14	ef	ef	PROPN
fsr-3441	356	15	fi	fi	PROPN
fsr-3441	356	16	ci	ci	PROPN
fsr-3441	356	17	en	en	ADP
fsr-3441	356	18	t	t	PROPN
fsr-3441	356	19	es	es	X
fsr-3441	356	20	ti	ti	X
fsr-3441	356	21	m	m	NOUN
fsr-3441	356	22	at	at	ADP
fsr-3441	356	23	es	es	X
fsr-3441	356	24	an	an	PRON
fsr-3441	356	25	d	d	X
fsr-3441	356	26	(	(	PUNCT
fsr-3441	356	27	s	s	NOUN
fsr-3441	356	28	ta	ta	X
fsr-3441	356	29	n	n	PROPN
fsr-3441	356	30	d	d	PROPN
fsr-3441	356	31	ar	ar	PROPN
fsr-3441	356	32	d	d	PROPN
fsr-3441	356	33	er	er	INTJ
fsr-3441	356	34	ro	ro	INTJ
fsr-3441	356	35	rs	rs	NOUN
fsr-3441	356	36	)	)	PUNCT
fsr-3441	357	1	m	m	VERB
fsr-3441	357	2	is	be	AUX
fsr-3441	357	3	ta	ta	AUX
fsr-3441	357	4	k	k	PROPN
fsr-3441	357	5	es	es	ADP
fsr-3441	357	6	tr	tr	PROPN
fsr-3441	357	7	ea	ea	X
fsr-3441	357	8	tm	tm	NOUN
fsr-3441	357	9	en	en	ADP
fsr-3441	357	10	ts	ts	X
fsr-3441	357	11	,	,	PUNCT
fsr-3441	357	12	n	n	NOUN
fsr-3441	357	13	=	=	SYM
fsr-3441	357	14	2	2	NUM
fsr-3441	357	15	4	4	NUM
fsr-3441	357	16	0	0	NUM
fsr-3441	357	17	,	,	PUNCT
fsr-3441	357	18	st	st	PROPN
fsr-3441	357	19	an	an	PRON
fsr-3441	357	20	d	d	PROPN
fsr-3441	357	21	ar	ar	PROPN
fsr-3441	357	22	d	d	PROPN
fsr-3441	357	23	er	er	INTJ
fsr-3441	357	24	ro	ro	INTJ
fsr-3441	357	25	rs	rs	PROPN
fsr-3441	357	26	cl	cl	INTJ
fsr-3441	357	27	u	u	PROPN
fsr-3441	357	28	st	st	PROPN
fsr-3441	357	29	er	er	INTJ
fsr-3441	357	30	ed	ed	PROPN
fsr-3441	357	31	b	b	PROPN
fsr-3441	357	32	y	y	PROPN
fsr-3441	357	33	p	p	PROPN
fsr-3441	357	34	ar	ar	PROPN
fsr-3441	357	35	ti	ti	PROPN
fsr-3441	357	36	ci	ci	PROPN
fsr-3441	357	37	p	p	NOUN
fsr-3441	357	38	an	an	DET
fsr-3441	357	39	t	t	NOUN
fsr-3441	357	40	m	m	NOUN
fsr-3441	357	41	o	o	NOUN
fsr-3441	358	1	d	d	X
fsr-3441	358	2	el	el	PROPN
fsr-3441	358	3	1	1	NUM
fsr-3441	358	4	:	:	PUNCT
fsr-3441	358	5	g	g	PROPN
fsr-3441	358	6	ro	ro	INTJ
fsr-3441	358	7	ss	ss	INTJ
fsr-3441	358	8	o	o	X
fsr-3441	358	9	v	v	INTJ
fsr-3441	358	10	er	er	INTJ
fsr-3441	358	11	co	co	NOUN
fsr-3441	358	12	n	n	PROPN
fsr-3441	358	13	fi	fi	NOUN
fsr-3441	359	1	d	d	X
fsr-3441	359	2	en	en	PROPN
fsr-3441	359	3	ce	ce	PROPN
fsr-3441	359	4	m	m	PROPN
fsr-3441	359	5	o	o	PROPN
fsr-3441	359	6	d	d	X
fsr-3441	359	7	el	el	PROPN
fsr-3441	359	8	2	2	NUM
fsr-3441	359	9	:	:	PUNCT
fsr-3441	359	10	o	o	X
fsr-3441	359	11	p	p	X
fsr-3441	359	12	ti	ti	PROPN
fsr-3441	359	13	m	m	NOUN
fsr-3441	359	14	is	be	AUX
fsr-3441	359	15	m	m	VERB
fsr-3441	359	16	m	m	NOUN
fsr-3441	359	17	o	o	NOUN
fsr-3441	359	18	d	d	X
fsr-3441	359	19	el	el	PROPN
fsr-3441	359	20	3	3	NUM
fsr-3441	359	21	:	:	PUNCT
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fsr-3441	359	23	et	et	NOUN
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fsr-3441	361	4	te	te	ADP
fsr-3441	361	5	ra	ra	PROPN
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fsr-3441	361	7	io	io	PROPN
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fsr-3441	362	1	ct	ct	NUM
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fsr-3441	362	3	m	m	VERB
fsr-3441	362	4	ai	ai	VERB
fsr-3441	362	5	n	n	ADV
fsr-3441	362	6	ef	ef	X
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fsr-3441	363	1	ct	ct	NUM
fsr-3441	363	2	s	s	PROPN
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fsr-3441	363	4	te	te	ADP
fsr-3441	363	5	ra	ra	PROPN
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fsr-3441	363	7	io	io	PROPN
fsr-3441	363	8	n	n	PROPN
fsr-3441	363	9	ef	ef	X
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fsr-3441	364	1	ct	ct	NUM
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fsr-3441	364	4	ai	ai	VERB
fsr-3441	364	5	n	n	ADV
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fsr-3441	364	7	fe	fe	X
fsr-3441	365	1	ct	ct	NUM
fsr-3441	365	2	s	s	PROPN
fsr-3441	365	3	in	in	ADP
fsr-3441	365	4	te	te	ADP
fsr-3441	365	5	ra	ra	PROPN
fsr-3441	365	6	ct	ct	PROPN
fsr-3441	365	7	io	io	PROPN
fsr-3441	365	8	n	n	PROPN
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fsr-3441	365	11	ct	ct	NUM
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fsr-3441	365	14	te	te	PROPN
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fsr-3441	367	9	)	)	PUNCT
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fsr-3441	368	29	5	5	NUM
fsr-3441	368	30	)	)	PUNCT
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fsr-3441	368	41	0	0	NUM
fsr-3441	368	42	.4	.4	NUM
fsr-3441	368	43	1	1	NUM
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fsr-3441	368	45	1	1	NUM
fsr-3441	368	46	)	)	PUNCT
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fsr-3441	368	57	0	0	NUM
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fsr-3441	368	59	2	2	NUM
fsr-3441	368	60	4	4	NUM
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fsr-3441	368	62	)	)	PUNCT
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fsr-3441	368	73	0	0	NUM
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fsr-3441	368	78	)	)	PUNCT
fsr-3441	368	79	o	o	NOUN
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fsr-3441	368	95	*	*	PUNCT
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fsr-3441	369	9	)	)	PUNCT
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fsr-3441	369	30	*	*	PUNCT
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fsr-3441	371	9	)	)	PUNCT
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fsr-3441	371	20	0	0	NUM
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fsr-3441	371	25	)	)	PUNCT
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fsr-3441	373	13	1	1	NUM
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fsr-3441	373	30	)	)	PUNCT
fsr-3441	373	31	g	g	ADP
fsr-3441	373	32	o	o	X
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fsr-3441	380	65	.5	.5	NUM
fsr-3441	380	66	6	6	NUM
fsr-3441	380	67	0	0	NUM
fsr-3441	380	68	0	0	NUM
fsr-3441	380	69	(	(	PUNCT
fsr-3441	380	70	0	0	NUM
fsr-3441	380	71	.4	.4	NUM
fsr-3441	380	72	6	6	NUM
fsr-3441	380	73	4	4	NUM
fsr-3441	380	74	4	4	NUM
fsr-3441	380	75	)	)	PUNCT
fsr-3441	380	76	0	0	NUM
fsr-3441	381	1	.5	.5	NUM
fsr-3441	381	2	6	6	NUM
fsr-3441	381	3	4	4	NUM
fsr-3441	381	4	7	7	NUM
fsr-3441	381	5	(	(	PUNCT
fsr-3441	381	6	0	0	NUM
fsr-3441	381	7	.4	.4	NUM
fsr-3441	381	8	6	6	NUM
fsr-3441	381	9	7	7	NUM
fsr-3441	381	10	2	2	NUM
fsr-3441	381	11	)	)	PUNCT
fsr-3441	381	12	0	0	NUM
fsr-3441	382	1	.8	.8	NUM
fsr-3441	382	2	2	2	NUM
fsr-3441	382	3	7	7	NUM
fsr-3441	382	4	1	1	NUM
fsr-3441	382	5	*	*	PUNCT
fsr-3441	382	6	(	(	PUNCT
fsr-3441	382	7	0	0	NUM
fsr-3441	382	8	.4	.4	NUM
fsr-3441	382	9	4	4	NUM
fsr-3441	382	10	3	3	NUM
fsr-3441	382	11	9	9	NUM
fsr-3441	382	12	)	)	PUNCT
fsr-3441	382	13	0	0	NUM
fsr-3441	383	1	.8	.8	NUM
fsr-3441	383	2	2	2	NUM
fsr-3441	383	3	8	8	NUM
fsr-3441	383	4	7	7	NUM
fsr-3441	383	5	*	*	PUNCT
fsr-3441	383	6	(	(	PUNCT
fsr-3441	383	7	0	0	NUM
fsr-3441	383	8	.4	.4	NUM
fsr-3441	383	9	4	4	NUM
fsr-3441	383	10	6	6	NUM
fsr-3441	383	11	0	0	NUM
fsr-3441	383	12	)	)	PUNCT
fsr-3441	383	13	0	0	NUM
fsr-3441	384	1	.9	.9	NUM
fsr-3441	384	2	2	2	NUM
fsr-3441	384	3	8	8	NUM
fsr-3441	384	4	7	7	NUM
fsr-3441	384	5	*	*	PUNCT
fsr-3441	384	6	(	(	PUNCT
fsr-3441	384	7	0	0	NUM
fsr-3441	384	8	.4	.4	NUM
fsr-3441	384	9	9	9	NUM
fsr-3441	384	10	1	1	NUM
fsr-3441	384	11	5	5	NUM
fsr-3441	384	12	)	)	PUNCT
fsr-3441	384	13	0	0	NUM
fsr-3441	385	1	.9	.9	NUM
fsr-3441	385	2	3	3	NUM
fsr-3441	385	3	6	6	NUM
fsr-3441	385	4	1	1	NUM
fsr-3441	385	5	*	*	PUNCT
fsr-3441	385	6	(	(	PUNCT
fsr-3441	385	7	0	0	NUM
fsr-3441	385	8	.4	.4	NUM
fsr-3441	385	9	9	9	NUM
fsr-3441	385	10	2	2	NUM
fsr-3441	385	11	4	4	NUM
fsr-3441	385	12	)	)	PUNCT
fsr-3441	385	13	in	in	ADP
fsr-3441	385	14	it	it	PRON
fsr-3441	385	15	ia	ia	PROPN
fsr-3441	385	16	l	l	NOUN
fsr-3441	385	17	p	p	PROPN
fsr-3441	385	18	ro	ro	PROPN
fsr-3441	385	19	b	b	PROPN
fsr-3441	385	20	ab	ab	PROPN
fsr-3441	385	21	il	il	PROPN
fsr-3441	386	1	it	it	PRON
fsr-3441	387	1	y	y	NOUN
fsr-3441	387	2	=	=	SYM
fsr-3441	387	3	3	3	NUM
fsr-3441	387	4	2	2	NUM
fsr-3441	387	5	%	%	NOUN
fsr-3441	387	6	0	0	NUM
fsr-3441	388	1	.6	.6	NUM
fsr-3441	388	2	2	2	NUM
fsr-3441	388	3	4	4	NUM
fsr-3441	388	4	3	3	NUM
fsr-3441	388	5	*	*	PUNCT
fsr-3441	388	6	(	(	PUNCT
fsr-3441	388	7	0	0	NUM
fsr-3441	388	8	.2	.2	NUM
fsr-3441	388	9	7	7	NUM
fsr-3441	388	10	1	1	NUM
fsr-3441	388	11	6	6	NUM
fsr-3441	388	12	)	)	PUNCT
fsr-3441	388	13	0	0	NUM
fsr-3441	389	1	.6	.6	NUM
fsr-3441	389	2	2	2	NUM
fsr-3441	389	3	8	8	NUM
fsr-3441	389	4	5	5	NUM
fsr-3441	389	5	*	*	PUNCT
fsr-3441	389	6	*	*	PUNCT
fsr-3441	389	7	(	(	PUNCT
fsr-3441	389	8	0	0	NUM
fsr-3441	389	9	.2	.2	NUM
fsr-3441	389	10	7	7	NUM
fsr-3441	389	11	4	4	NUM
fsr-3441	389	12	3	3	NUM
fsr-3441	389	13	)	)	PUNCT
fsr-3441	389	14	0	0	NUM
fsr-3441	390	1	.6	.6	NUM
fsr-3441	390	2	6	6	NUM
fsr-3441	390	3	6	6	NUM
fsr-3441	390	4	9	9	NUM
fsr-3441	390	5	*	*	PUNCT
fsr-3441	390	6	*	*	PUNCT
fsr-3441	390	7	(	(	PUNCT
fsr-3441	390	8	0	0	NUM
fsr-3441	390	9	.2	.2	NUM
fsr-3441	390	10	9	9	NUM
fsr-3441	390	11	0	0	NUM
fsr-3441	390	12	8	8	NUM
fsr-3441	390	13	)	)	PUNCT
fsr-3441	390	14	0	0	NUM
fsr-3441	391	1	.6	.6	NUM
fsr-3441	391	2	6	6	NUM
fsr-3441	391	3	7	7	NUM
fsr-3441	391	4	7	7	NUM
fsr-3441	391	5	*	*	PUNCT
fsr-3441	391	6	*	*	PUNCT
fsr-3441	391	7	(	(	PUNCT
fsr-3441	391	8	0	0	NUM
fsr-3441	391	9	.2	.2	NUM
fsr-3441	391	10	9	9	NUM
fsr-3441	391	11	1	1	NUM
fsr-3441	391	12	9	9	NUM
fsr-3441	391	13	)	)	PUNCT
fsr-3441	391	14	0	0	NUM
fsr-3441	392	1	.6	.6	NUM
fsr-3441	393	1	4	4	NUM
fsr-3441	393	2	2	2	NUM
fsr-3441	393	3	8	8	NUM
fsr-3441	393	4	*	*	PUNCT
fsr-3441	393	5	*	*	PUNCT
fsr-3441	393	6	(	(	PUNCT
fsr-3441	393	7	0	0	NUM
fsr-3441	393	8	.4	.4	NUM
fsr-3441	393	9	9	9	NUM
fsr-3441	393	10	1	1	NUM
fsr-3441	393	11	5	5	NUM
fsr-3441	393	12	)	)	PUNCT
fsr-3441	393	13	0	0	NUM
fsr-3441	394	1	.6	.6	NUM
fsr-3441	395	1	4	4	NUM
fsr-3441	395	2	4	4	NUM
fsr-3441	395	3	9	9	NUM
fsr-3441	395	4	*	*	PUNCT
fsr-3441	395	5	*	*	PUNCT
fsr-3441	395	6	(	(	PUNCT
fsr-3441	395	7	0	0	NUM
fsr-3441	395	8	.2	.2	NUM
fsr-3441	395	9	8	8	NUM
fsr-3441	395	10	4	4	NUM
fsr-3441	395	11	9	9	NUM
fsr-3441	395	12	)	)	PUNCT
fsr-3441	395	13	r	r	NOUN
fsr-3441	395	14	is	be	AUX
fsr-3441	395	15	k	k	PROPN
fsr-3441	395	16	-s	-s	PROPN
fsr-3441	395	17	ee	ee	INTJ
fsr-3441	395	18	k	k	PROPN
fsr-3441	395	19	in	in	ADP
fsr-3441	395	20	g	g	PROPN
fsr-3441	395	21	1	1	NUM
fsr-3441	395	22	.6	.6	NUM
fsr-3441	395	23	7	7	NUM
fsr-3441	395	24	4	4	NUM
fsr-3441	395	25	6	6	NUM
fsr-3441	395	26	*	*	PUNCT
fsr-3441	396	1	*	*	PUNCT
fsr-3441	396	2	*	*	PUNCT
fsr-3441	396	3	(	(	PUNCT
fsr-3441	396	4	0	0	NUM
fsr-3441	396	5	.3	.3	NUM
fsr-3441	396	6	8	8	NUM
fsr-3441	396	7	7	7	NUM
fsr-3441	396	8	6	6	NUM
fsr-3441	396	9	)	)	PUNCT
fsr-3441	396	10	1	1	NUM
fsr-3441	397	1	.6	.6	NUM
fsr-3441	397	2	8	8	NUM
fsr-3441	397	3	9	9	NUM
fsr-3441	397	4	0	0	NUM
fsr-3441	397	5	*	*	PUNCT
fsr-3441	398	1	*	*	PUNCT
fsr-3441	398	2	*	*	PUNCT
fsr-3441	398	3	(	(	PUNCT
fsr-3441	398	4	0	0	NUM
fsr-3441	398	5	.3	.3	NUM
fsr-3441	398	6	9	9	NUM
fsr-3441	398	7	7	7	NUM
fsr-3441	398	8	7	7	NUM
fsr-3441	398	9	)	)	PUNCT
fsr-3441	398	10	1	1	NUM
fsr-3441	398	11	.8	.8	NUM
fsr-3441	398	12	0	0	NUM
fsr-3441	398	13	3	3	NUM
fsr-3441	398	14	9	9	NUM
fsr-3441	398	15	*	*	PUNCT
fsr-3441	398	16	*	*	PUNCT
fsr-3441	398	17	*	*	PUNCT
fsr-3441	398	18	(	(	PUNCT
fsr-3441	398	19	0	0	NUM
fsr-3441	398	20	.4	.4	NUM
fsr-3441	398	21	4	4	NUM
fsr-3441	398	22	3	3	NUM
fsr-3441	398	23	9	9	NUM
fsr-3441	398	24	)	)	PUNCT
fsr-3441	398	25	1	1	NUM
fsr-3441	398	26	.8	.8	NUM
fsr-3441	398	27	0	0	NUM
fsr-3441	398	28	5	5	NUM
fsr-3441	398	29	7	7	NUM
fsr-3441	398	30	*	*	PUNCT
fsr-3441	399	1	*	*	PUNCT
fsr-3441	399	2	*	*	PUNCT
fsr-3441	399	3	(	(	PUNCT
fsr-3441	399	4	0	0	NUM
fsr-3441	399	5	.3	.3	NUM
fsr-3441	399	6	6	6	NUM
fsr-3441	399	7	8	8	NUM
fsr-3441	399	8	2	2	NUM
fsr-3441	399	9	)	)	PUNCT
fsr-3441	399	10	1	1	NUM
fsr-3441	399	11	.8	.8	NUM
fsr-3441	399	12	3	3	NUM
fsr-3441	399	13	0	0	NUM
fsr-3441	399	14	5	5	NUM
fsr-3441	400	1	*	*	PUNCT
fsr-3441	401	1	*	*	PUNCT
fsr-3441	402	1	*	*	PUNCT
fsr-3441	402	2	(	(	PUNCT
fsr-3441	402	3	1	1	NUM
fsr-3441	402	4	.7	.7	NUM
fsr-3441	402	5	9	9	NUM
fsr-3441	402	6	8	8	NUM
fsr-3441	402	7	8	8	NUM
fsr-3441	402	8	)	)	PUNCT
fsr-3441	402	9	1	1	NUM
fsr-3441	402	10	.8	.8	NUM
fsr-3441	402	11	5	5	NUM
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fsr-3441	402	13	9	9	NUM
fsr-3441	402	14	*	*	PUNCT
fsr-3441	402	15	*	*	PUNCT
fsr-3441	402	16	*	*	PUNCT
fsr-3441	402	17	(	(	PUNCT
fsr-3441	402	18	0	0	NUM
fsr-3441	402	19	.3	.3	NUM
fsr-3441	402	20	9	9	NUM
fsr-3441	402	21	5	5	NUM
fsr-3441	402	22	9	9	NUM
fsr-3441	402	23	)	)	PUNCT
fsr-3441	402	24	n	n	NOUN
fsr-3441	402	25	o	o	NOUN
fsr-3441	402	26	m	m	NOUN
fsr-3441	402	27	is	be	AUX
fsr-3441	402	28	ta	ta	ADP
fsr-3441	402	29	k	k	PROPN
fsr-3441	402	30	es	es	X
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fsr-3441	402	32	(	(	PUNCT
fsr-3441	402	33	l	l	NOUN
fsr-3441	402	34	o	o	X
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fsr-3441	402	36	)	)	PUNCT
fsr-3441	403	1	=	=	SYM
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fsr-3441	403	3	2	2	NUM
fsr-3441	403	4	%	%	NOUN
fsr-3441	403	5	tr	tr	NOUN
fsr-3441	403	6	ea	ea	X
fsr-3441	403	7	tm	tm	PROPN
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fsr-3441	403	9	t	t	PROPN
fsr-3441	403	10	,	,	PUNCT
fsr-3441	403	11	n	n	NOUN
fsr-3441	403	12	=	=	NUM
fsr-3441	403	13	6	6	NUM
fsr-3441	403	14	0	0	NUM
fsr-3441	403	15	m	m	NOUN
fsr-3441	403	16	o	o	NOUN
fsr-3441	404	1	d	d	X
fsr-3441	404	2	el	el	PROPN
fsr-3441	404	3	1	1	NUM
fsr-3441	404	4	:	:	PUNCT
fsr-3441	404	5	g	g	PROPN
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fsr-3441	404	8	o	o	X
fsr-3441	404	9	v	v	INTJ
fsr-3441	404	10	er	er	INTJ
fsr-3441	404	11	co	co	NOUN
fsr-3441	404	12	n	n	PROPN
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fsr-3441	405	1	d	d	X
fsr-3441	405	2	en	en	PROPN
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fsr-3441	405	4	m	m	PROPN
fsr-3441	405	5	o	o	PROPN
fsr-3441	405	6	d	d	X
fsr-3441	405	7	el	el	PROPN
fsr-3441	405	8	2	2	NUM
fsr-3441	405	9	:	:	PUNCT
fsr-3441	405	10	o	o	X
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fsr-3441	405	12	ti	ti	PROPN
fsr-3441	405	13	m	m	NOUN
fsr-3441	405	14	is	be	AUX
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fsr-3441	405	16	m	m	NOUN
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fsr-3441	405	21	:	:	PUNCT
fsr-3441	405	22	n	n	CCONJ
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fsr-3441	405	24	o	o	NOUN
fsr-3441	405	25	v	v	INTJ
fsr-3441	405	26	er	er	INTJ
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fsr-3441	405	28	n	n	PROPN
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fsr-3441	405	30	d	d	X
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fsr-3441	405	44	(	(	PUNCT
fsr-3441	405	45	0	0	NUM
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fsr-3441	405	50	)	)	PUNCT
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fsr-3441	405	57	*	*	PUNCT
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fsr-3441	406	2	(	(	PUNCT
fsr-3441	406	3	0	0	NUM
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fsr-3441	406	17	(	(	PUNCT
fsr-3441	406	18	0	0	NUM
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fsr-3441	406	23	)	)	PUNCT
fsr-3441	406	24	g	g	ADP
fsr-3441	406	25	o	o	NOUN
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fsr-3441	406	36	1	1	NUM
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fsr-3441	406	41	)	)	PUNCT
fsr-3441	406	42	o	o	NOUN
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fsr-3441	407	4	is	be	AUX
fsr-3441	407	5	m	m	PROPN
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fsr-3441	407	7	ia	ia	PROPN
fsr-3441	407	8	s	s	PART
fsr-3441	407	9	2	2	NUM
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fsr-3441	407	20	)	)	PUNCT
fsr-3441	407	21	n	n	ADV
fsr-3441	407	22	o	o	NOUN
fsr-3441	407	23	c	c	PROPN
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fsr-3441	408	10	.7	.7	NUM
fsr-3441	408	11	0	0	NUM
fsr-3441	408	12	4	4	NUM
fsr-3441	408	13	6	6	NUM
fsr-3441	408	14	(	(	PUNCT
fsr-3441	408	15	0	0	NUM
fsr-3441	408	16	.5	.5	NUM
fsr-3441	408	17	9	9	NUM
fsr-3441	408	18	4	4	NUM
fsr-3441	408	19	6	6	NUM
fsr-3441	408	20	)	)	PUNCT
fsr-3441	408	21	0	0	NUM
fsr-3441	409	1	.8	.8	NUM
fsr-3441	409	2	5	5	NUM
fsr-3441	409	3	6	6	NUM
fsr-3441	409	4	3	3	NUM
fsr-3441	409	5	(	(	PUNCT
fsr-3441	409	6	0	0	NUM
fsr-3441	409	7	.6	.6	NUM
fsr-3441	409	8	0	0	NUM
fsr-3441	409	9	1	1	NUM
fsr-3441	409	10	5	5	NUM
fsr-3441	409	11	)	)	PUNCT
fsr-3441	409	12	0	0	NUM
fsr-3441	410	1	.8	.8	NUM
fsr-3441	410	2	3	3	NUM
fsr-3441	410	3	3	3	NUM
fsr-3441	410	4	8	8	NUM
fsr-3441	410	5	(	(	PUNCT
fsr-3441	410	6	0	0	NUM
fsr-3441	411	1	.6	.6	NUM
fsr-3441	411	2	0	0	NUM
fsr-3441	411	3	3	3	NUM
fsr-3441	411	4	7	7	NUM
fsr-3441	411	5	)	)	PUNCT
fsr-3441	411	6	n	n	ADV
fsr-3441	411	7	o	o	NOUN
fsr-3441	411	8	te	te	X
fsr-3441	411	9	s	s	NOUN
fsr-3441	411	10	:	:	PUNCT
fsr-3441	411	11	*	*	PUNCT
fsr-3441	411	12	,	,	PUNCT
fsr-3441	411	13	*	*	PUNCT
fsr-3441	411	14	*	*	PUNCT
fsr-3441	411	15	,	,	PUNCT
fsr-3441	411	16	*	*	PUNCT
fsr-3441	411	17	*	*	PUNCT
fsr-3441	412	1	*	*	PUNCT
fsr-3441	412	2	d	d	AUX
fsr-3441	412	3	es	es	VERB
fsr-3441	412	4	ig	ig	PROPN
fsr-3441	412	5	n	n	CCONJ
fsr-3441	412	6	at	at	ADP
fsr-3441	412	7	e	e	PROPN
fsr-3441	413	1	si	si	PROPN
fsr-3441	413	2	g	g	PROPN
fsr-3441	413	3	n	n	PROPN
fsr-3441	413	4	ifi	ifi	PROPN
fsr-3441	413	5	ca	ca	PROPN
fsr-3441	413	6	n	n	ADV
fsr-3441	413	7	ce	ce	PROPN
fsr-3441	413	8	at	at	ADP
fsr-3441	413	9	th	th	X
fsr-3441	413	10	e	e	NOUN
fsr-3441	413	11	9	9	NUM
fsr-3441	413	12	0	0	NUM
fsr-3441	413	13	%	%	NOUN
fsr-3441	413	14	,	,	PUNCT
fsr-3441	413	15	9	9	NUM
fsr-3441	413	16	5	5	NUM
fsr-3441	413	17	%	%	NOUN
fsr-3441	413	18	,	,	PUNCT
fsr-3441	413	19	an	an	DET
fsr-3441	413	20	d	d	NOUN
fsr-3441	413	21	9	9	NUM
fsr-3441	413	22	9	9	NUM
fsr-3441	413	23	%	%	NOUN
fsr-3441	413	24	co	co	NOUN
fsr-3441	413	25	n	n	PROPN
fsr-3441	413	26	fi	fi	NOUN
fsr-3441	414	1	d	d	X
fsr-3441	414	2	en	en	X
fsr-3441	414	3	ce	ce	PROPN
fsr-3441	414	4	in	in	ADP
fsr-3441	414	5	te	te	PROPN
fsr-3441	414	6	rv	rv	PROPN
fsr-3441	414	7	al	al	PROPN
fsr-3441	414	8	s	s	PROPN
fsr-3441	414	9	,	,	PUNCT
fsr-3441	414	10	re	re	ADP
fsr-3441	414	11	sp	sp	ADP
fsr-3441	414	12	ec	ec	PROPN
fsr-3441	414	13	ti	ti	PROPN
fsr-3441	414	14	v	v	PROPN
fsr-3441	414	15	el	el	PROPN
fsr-3441	414	16	y	y	PROPN
fsr-3441	414	17	.	.	PUNCT
fsr-3441	415	1	t	t	PROPN
fsr-3441	415	2	h	h	NOUN
fsr-3441	415	3	e	e	PROPN
fsr-3441	415	4	d	d	X
fsr-3441	415	5	ep	ep	PROPN
fsr-3441	415	6	en	en	PROPN
fsr-3441	415	7	d	d	PROPN
fsr-3441	415	8	en	en	PROPN
fsr-3441	415	9	t	t	PROPN
fsr-3441	415	10	v	v	PROPN
fsr-3441	415	11	ar	ar	PROPN
fsr-3441	415	12	ia	ia	PROPN
fsr-3441	415	13	b	b	PROPN
fsr-3441	415	14	le	le	PROPN
fsr-3441	415	15	is	be	AUX
fsr-3441	415	16	ze	ze	INTJ
fsr-3441	415	17	ro	ro	NOUN
fsr-3441	415	18	if	if	SCONJ
fsr-3441	415	19	th	th	X
fsr-3441	415	20	e	e	X
fsr-3441	415	21	p	p	PROPN
fsr-3441	415	22	ar	ar	PROPN
fsr-3441	415	23	ti	ti	PROPN
fsr-3441	415	24	ci	ci	PROPN
fsr-3441	415	25	p	p	NOUN
fsr-3441	415	26	an	an	DET
fsr-3441	415	27	t	t	NOUN
fsr-3441	416	1	d	d	X
fsr-3441	416	2	i	i	PROPN
fsr-3441	416	3	d	d	PROPN
fsr-3441	416	4	n	n	NUM
fsr-3441	416	5	o	o	X
fsr-3441	416	6	t	t	NOUN
fsr-3441	416	7	u	u	NOUN
fsr-3441	416	8	n	n	PROPN
fsr-3441	416	9	d	d	X
fsr-3441	416	10	er	er	INTJ
fsr-3441	416	11	in	in	ADP
fsr-3441	416	12	su	su	PROPN
fsr-3441	416	13	re	re	PROPN
fsr-3441	416	14	,	,	PUNCT
fsr-3441	416	15	an	an	DET
fsr-3441	416	16	d	d	NOUN
fsr-3441	416	17	1	1	NUM
fsr-3441	416	18	if	if	SCONJ
fsr-3441	416	19	th	th	X
fsr-3441	416	20	ey	ey	VERB
fsr-3441	416	21	d	d	X
fsr-3441	416	22	i	i	PROPN
fsr-3441	416	23	d	d	PROPN
fsr-3441	416	24	.	.	PUNCT
fsr-3441	417	1	c	c	NOUN
fsr-3441	417	2	o	o	NOUN
fsr-3441	417	3	ef	ef	PROPN
fsr-3441	417	4	fi	fi	PROPN
fsr-3441	417	5	ci	ci	PROPN
fsr-3441	417	6	en	en	X
fsr-3441	417	7	ts	ts	PROPN
fsr-3441	417	8	ar	ar	PROPN
fsr-3441	417	9	e	e	PROPN
fsr-3441	417	10	p	p	X
fsr-3441	417	11	re	re	X
fsr-3441	417	12	se	se	X
fsr-3441	417	13	n	n	X
fsr-3441	417	14	te	te	PROPN
fsr-3441	417	15	d	d	PROPN
fsr-3441	417	16	in	in	ADP
fsr-3441	417	17	lo	lo	PROPN
fsr-3441	418	1	g	g	NOUN
fsr-3441	418	2	o	o	X
fsr-3441	419	1	d	d	X
fsr-3441	419	2	d	d	X
fsr-3441	419	3	s	s	PROPN
fsr-3441	419	4	te	te	PROPN
fsr-3441	419	5	rm	rm	PROPN
fsr-3441	419	6	s.	s.	PROPN
fsr-3441	420	1	g	g	PROPN
fsr-3441	420	2	o	o	PROPN
fsr-3441	420	3	c	c	NOUN
fsr-3441	420	4	an	an	DET
fsr-3441	420	5	d	d	NOUN
fsr-3441	420	6	n	n	NUM
fsr-3441	420	7	o	o	NOUN
fsr-3441	420	8	c	c	NOUN
fsr-3441	421	1	d	d	X
fsr-3441	421	2	en	en	X
fsr-3441	421	3	o	o	X
fsr-3441	421	4	te	te	INTJ
fsr-3441	421	5	g	g	PROPN
fsr-3441	421	6	ro	ro	INTJ
fsr-3441	421	7	ss	ss	PROPN
fsr-3441	421	8	an	an	DET
fsr-3441	421	9	d	d	NOUN
fsr-3441	421	10	n	n	ADP
fsr-3441	421	11	et	et	NOUN
fsr-3441	421	12	o	o	NOUN
fsr-3441	421	13	v	v	INTJ
fsr-3441	421	14	er	er	INTJ
fsr-3441	421	15	co	co	NOUN
fsr-3441	421	16	n	n	PROPN
fsr-3441	421	17	fi	fi	NOUN
fsr-3441	421	18	d	d	X
fsr-3441	421	19	en	en	PROPN
fsr-3441	421	20	ce	ce	PROPN
fsr-3441	421	21	,	,	PUNCT
fsr-3441	421	22	re	re	ADP
fsr-3441	421	23	sp	sp	ADP
fsr-3441	421	24	ec	ec	PROPN
fsr-3441	421	25	ti	ti	PROPN
fsr-3441	421	26	v	v	PROPN
fsr-3441	421	27	el	el	PROPN
fsr-3441	421	28	y	y	PROPN
fsr-3441	421	29	.	.	PUNCT
fsr-3441	422	1	j.	j.	PROPN
fsr-3441	422	2	coats	coats	PROPN
fsr-3441	422	3	,	,	PUNCT
fsr-3441	422	4	v.	v.	ADP
fsr-3441	422	5	bajtelsmit	bajtelsmit	NOUN
fsr-3441	422	6	/	/	SYM
fsr-3441	422	7	financial	financial	ADJ
fsr-3441	422	8	services	service	NOUN
fsr-3441	422	9	review	review	VERB
fsr-3441	422	10	29	29	NUM
fsr-3441	422	11	(	(	PUNCT
fsr-3441	422	12	2021	2021	NUM
fsr-3441	422	13	)	)	PUNCT
fsr-3441	423	1	1–28	1–28	NOUN
fsr-3441	423	2	19	19	NUM
fsr-3441	423	3	controlling	control	VERB
fsr-3441	423	4	for	for	ADP
fsr-3441	423	5	the	the	DET
fsr-3441	423	6	biases	bias	NOUN
fsr-3441	423	7	,	,	PUNCT
fsr-3441	423	8	initial	initial	ADJ
fsr-3441	423	9	probability	probability	NOUN
fsr-3441	423	10	of	of	ADP
fsr-3441	423	11	loss	loss	NOUN
fsr-3441	423	12	,	,	PUNCT
fsr-3441	423	13	and	and	CCONJ
fsr-3441	423	14	risk	risk	NOUN
fsr-3441	423	15	-	-	PUNCT
fsr-3441	423	16	seeking	seek	VERB
fsr-3441	423	17	preferences	preference	NOUN
fsr-3441	423	18	,	,	PUNCT
fsr-3441	423	19	we	we	PRON
fsr-3441	423	20	find	find	VERB
fsr-3441	423	21	that	that	SCONJ
fsr-3441	423	22	participants	participant	NOUN
fsr-3441	423	23	are	be	AUX
fsr-3441	423	24	significantly	significantly	ADV
fsr-3441	423	25	less	less	ADV
fsr-3441	423	26	likely	likely	ADJ
fsr-3441	423	27	to	to	PART
fsr-3441	423	28	underinsure	underinsure	VERB
fsr-3441	423	29	in	in	ADP
fsr-3441	423	30	the	the	DET
fsr-3441	423	31	others	other	NOUN
fsr-3441	423	32	’	'	PUNCT
fsr-3441	423	33	mistakes	mistake	NOUN
fsr-3441	423	34	treatments	treatment	NOUN
fsr-3441	423	35	than	than	ADP
fsr-3441	423	36	in	in	ADP
fsr-3441	423	37	the	the	DET
fsr-3441	423	38	own	own	ADJ
fsr-3441	423	39	mistakes	mistake	NOUN
fsr-3441	423	40	treatments	treatment	NOUN
fsr-3441	423	41	.	.	PUNCT
fsr-3441	424	1	model	model	NOUN
fsr-3441	424	2	1	1	NUM
fsr-3441	424	3	shows	show	VERB
fsr-3441	424	4	that	that	SCONJ
fsr-3441	424	5	gross	gross	ADJ
fsr-3441	424	6	overconfidence	overconfidence	NOUN
fsr-3441	424	7	itself	itself	PRON
fsr-3441	424	8	is	be	AUX
fsr-3441	424	9	not	not	PART
fsr-3441	424	10	a	a	DET
fsr-3441	424	11	significant	significant	ADJ
fsr-3441	424	12	predictor	predictor	NOUN
fsr-3441	424	13	of	of	ADP
fsr-3441	424	14	underinsurance	underinsurance	NOUN
fsr-3441	424	15	.	.	PUNCT
fsr-3441	425	1	however	however	ADV
fsr-3441	425	2	,	,	PUNCT
fsr-3441	425	3	the	the	DET
fsr-3441	425	4	interaction	interaction	NOUN
fsr-3441	425	5	effect	effect	NOUN
fsr-3441	425	6	in	in	ADP
fsr-3441	425	7	the	the	DET
fsr-3441	425	8	second	second	ADJ
fsr-3441	425	9	column	column	NOUN
fsr-3441	425	10	reveals	reveal	VERB
fsr-3441	425	11	that	that	SCONJ
fsr-3441	425	12	the	the	DET
fsr-3441	425	13	difference	difference	NOUN
fsr-3441	425	14	in	in	ADP
fsr-3441	425	15	the	the	DET
fsr-3441	425	16	probability	probability	NOUN
fsr-3441	425	17	of	of	ADP
fsr-3441	425	18	underinsuring	underinsure	VERB
fsr-3441	425	19	between	between	ADP
fsr-3441	425	20	the	the	DET
fsr-3441	425	21	own	own	ADJ
fsr-3441	425	22	and	and	CCONJ
fsr-3441	425	23	others	other	NOUN
fsr-3441	425	24	’	'	PUNCT
fsr-3441	425	25	mistakes	mistake	NOUN
fsr-3441	425	26	treatment	treatment	NOUN
fsr-3441	425	27	does	do	AUX
fsr-3441	425	28	depend	depend	VERB
fsr-3441	425	29	on	on	ADP
fsr-3441	425	30	gross	gross	ADJ
fsr-3441	425	31	overconfidence	overconfidence	NOUN
fsr-3441	425	32	.	.	PUNCT
fsr-3441	426	1	as	as	ADP
fsr-3441	426	2	gross	gross	ADJ
fsr-3441	426	3	overconfidence	overconfidence	NOUN
fsr-3441	426	4	increases	increase	NOUN
fsr-3441	426	5	,	,	PUNCT
fsr-3441	426	6	there	there	PRON
fsr-3441	426	7	is	be	VERB
fsr-3441	426	8	a	a	DET
fsr-3441	426	9	greater	great	ADJ
fsr-3441	426	10	increase	increase	NOUN
fsr-3441	426	11	in	in	ADP
fsr-3441	426	12	the	the	DET
fsr-3441	426	13	likelihood	likelihood	NOUN
fsr-3441	426	14	of	of	ADP
fsr-3441	426	15	underinsuring	underinsure	VERB
fsr-3441	426	16	in	in	ADP
fsr-3441	426	17	the	the	DET
fsr-3441	426	18	own	own	ADJ
fsr-3441	426	19	mistakes	mistake	NOUN
fsr-3441	426	20	compared	compare	VERB
fsr-3441	426	21	with	with	ADP
fsr-3441	426	22	the	the	DET
fsr-3441	426	23	others	other	NOUN
fsr-3441	426	24	’	’	PART
fsr-3441	426	25	mistakes	mistake	NOUN
fsr-3441	426	26	treatments	treatment	NOUN
fsr-3441	426	27	.	.	PUNCT
fsr-3441	427	1	in	in	ADP
fsr-3441	427	2	other	other	ADJ
fsr-3441	427	3	words	word	NOUN
fsr-3441	427	4	,	,	PUNCT
fsr-3441	427	5	participants	participant	NOUN
fsr-3441	427	6	with	with	ADP
fsr-3441	427	7	higher	high	ADJ
fsr-3441	427	8	gross	gross	ADJ
fsr-3441	427	9	overconfidence	overconfidence	NOUN
fsr-3441	427	10	are	be	AUX
fsr-3441	427	11	even	even	ADV
fsr-3441	427	12	more	more	ADV
fsr-3441	427	13	likely	likely	ADJ
fsr-3441	427	14	(	(	PUNCT
fsr-3441	427	15	compared	compare	VERB
fsr-3441	427	16	with	with	ADP
fsr-3441	427	17	those	those	PRON
fsr-3441	427	18	who	who	PRON
fsr-3441	427	19	are	be	AUX
fsr-3441	427	20	less	less	ADV
fsr-3441	427	21	overconfident	overconfident	ADJ
fsr-3441	427	22	)	)	PUNCT
fsr-3441	427	23	to	to	PART
fsr-3441	427	24	make	make	VERB
fsr-3441	427	25	suboptimal	suboptimal	ADJ
fsr-3441	427	26	insurance	insurance	NOUN
fsr-3441	427	27	decisions	decision	NOUN
fsr-3441	427	28	when	when	SCONJ
fsr-3441	427	29	the	the	DET
fsr-3441	427	30	risk	risk	NOUN
fsr-3441	427	31	of	of	ADP
fsr-3441	427	32	loss	loss	NOUN
fsr-3441	427	33	depends	depend	VERB
fsr-3441	427	34	on	on	ADP
fsr-3441	427	35	their	their	PRON
fsr-3441	427	36	own	own	ADJ
fsr-3441	427	37	performance	performance	NOUN
fsr-3441	427	38	than	than	ADP
fsr-3441	427	39	when	when	SCONJ
fsr-3441	427	40	it	it	PRON
fsr-3441	427	41	depends	depend	VERB
fsr-3441	427	42	on	on	ADP
fsr-3441	427	43	others	other	NOUN
fsr-3441	427	44	’	’	PART
fsr-3441	427	45	performance	performance	NOUN
fsr-3441	427	46	.	.	PUNCT
fsr-3441	428	1	this	this	PRON
fsr-3441	428	2	is	be	AUX
fsr-3441	428	3	somewhat	somewhat	ADV
fsr-3441	428	4	consistent	consistent	ADJ
fsr-3441	428	5	with	with	ADP
fsr-3441	428	6	the	the	DET
fsr-3441	428	7	hypothesis	hypothesis	NOUN
fsr-3441	428	8	2	2	NUM
fsr-3441	428	9	predictions	prediction	NOUN
fsr-3441	428	10	about	about	ADP
fsr-3441	428	11	biases	bias	NOUN
fsr-3441	428	12	.	.	PUNCT
fsr-3441	429	1	in	in	ADP
fsr-3441	429	2	model	model	NOUN
fsr-3441	429	3	2	2	NUM
fsr-3441	429	4	,	,	PUNCT
fsr-3441	429	5	we	we	PRON
fsr-3441	429	6	find	find	VERB
fsr-3441	429	7	that	that	SCONJ
fsr-3441	429	8	participants	participant	NOUN
fsr-3441	429	9	who	who	PRON
fsr-3441	429	10	exhibit	exhibit	VERB
fsr-3441	429	11	higher	high	ADJ
fsr-3441	429	12	levels	level	NOUN
fsr-3441	429	13	of	of	ADP
fsr-3441	429	14	optimism	optimism	NOUN
fsr-3441	429	15	bias	bias	NOUN
fsr-3441	429	16	are	be	AUX
fsr-3441	429	17	significantly	significantly	ADV
fsr-3441	429	18	more	more	ADV
fsr-3441	429	19	likely	likely	ADJ
fsr-3441	429	20	to	to	PART
fsr-3441	429	21	underinsure	underinsure	VERB
fsr-3441	429	22	.	.	PUNCT
fsr-3441	430	1	however	however	ADV
fsr-3441	430	2	,	,	PUNCT
fsr-3441	430	3	the	the	DET
fsr-3441	430	4	interaction	interaction	NOUN
fsr-3441	430	5	between	between	ADP
fsr-3441	430	6	optimism	optimism	NOUN
fsr-3441	430	7	and	and	CCONJ
fsr-3441	430	8	the	the	DET
fsr-3441	430	9	others	other	NOUN
fsr-3441	430	10	’	’	PART
fsr-3441	430	11	mistakes	mistake	NOUN
fsr-3441	430	12	treatment	treatment	NOUN
fsr-3441	430	13	is	be	AUX
fsr-3441	430	14	not	not	PART
fsr-3441	430	15	significant	significant	ADJ
fsr-3441	430	16	,	,	PUNCT
fsr-3441	430	17	which	which	PRON
fsr-3441	430	18	suggests	suggest	VERB
fsr-3441	430	19	that	that	SCONJ
fsr-3441	430	20	the	the	DET
fsr-3441	430	21	effect	effect	NOUN
fsr-3441	430	22	of	of	ADP
fsr-3441	430	23	optimism	optimism	NOUN
fsr-3441	430	24	is	be	AUX
fsr-3441	430	25	no	no	PRON
fsr-3441	430	26	more	more	ADV
fsr-3441	430	27	influential	influential	ADJ
fsr-3441	430	28	in	in	ADP
fsr-3441	430	29	the	the	DET
fsr-3441	430	30	others	other	NOUN
fsr-3441	430	31	’	’	PART
fsr-3441	430	32	mistakes	mistake	VERB
fsr-3441	430	33	treatment	treatment	NOUN
fsr-3441	430	34	than	than	ADP
fsr-3441	430	35	in	in	ADP
fsr-3441	430	36	the	the	DET
fsr-3441	430	37	own	own	ADJ
fsr-3441	430	38	mistakes	mistake	NOUN
fsr-3441	430	39	treatment	treatment	NOUN
fsr-3441	430	40	.	.	PUNCT
fsr-3441	431	1	finally	finally	ADV
fsr-3441	431	2	,	,	PUNCT
fsr-3441	431	3	in	in	ADP
fsr-3441	431	4	model	model	NOUN
fsr-3441	431	5	3	3	NUM
fsr-3441	431	6	,	,	PUNCT
fsr-3441	431	7	we	we	PRON
fsr-3441	431	8	find	find	VERB
fsr-3441	431	9	that	that	SCONJ
fsr-3441	431	10	net	net	ADJ
fsr-3441	431	11	overconfidence	overconfidence	NOUN
fsr-3441	431	12	bias	bias	NOUN
fsr-3441	431	13	has	have	VERB
fsr-3441	431	14	a	a	DET
fsr-3441	431	15	negative	negative	ADJ
fsr-3441	431	16	relationship	relationship	NOUN
fsr-3441	431	17	with	with	ADP
fsr-3441	431	18	underinsurance	underinsurance	NOUN
fsr-3441	431	19	that	that	PRON
fsr-3441	431	20	is	be	AUX
fsr-3441	431	21	weakly	weakly	ADV
fsr-3441	431	22	significant	significant	ADJ
fsr-3441	431	23	and	and	CCONJ
fsr-3441	431	24	independent	independent	ADJ
fsr-3441	431	25	of	of	ADP
fsr-3441	431	26	the	the	DET
fsr-3441	431	27	mistakes	mistake	NOUN
fsr-3441	431	28	treatment	treatment	NOUN
fsr-3441	431	29	.	.	PUNCT
fsr-3441	432	1	we	we	PRON
fsr-3441	432	2	attribute	attribute	VERB
fsr-3441	432	3	this	this	DET
fsr-3441	432	4	result	result	NOUN
fsr-3441	432	5	to	to	ADP
fsr-3441	432	6	the	the	DET
fsr-3441	432	7	fact	fact	NOUN
fsr-3441	432	8	that	that	SCONJ
fsr-3441	432	9	net	net	ADJ
fsr-3441	432	10	overconfidence	overconfidence	NOUN
fsr-3441	432	11	is	be	AUX
fsr-3441	432	12	decreasing	decrease	VERB
fsr-3441	432	13	in	in	ADP
fsr-3441	432	14	optimism	optimism	NOUN
fsr-3441	432	15	,	,	PUNCT
fsr-3441	432	16	which	which	PRON
fsr-3441	432	17	as	as	SCONJ
fsr-3441	432	18	discussed	discuss	VERB
fsr-3441	432	19	above	above	ADV
fsr-3441	432	20	,	,	PUNCT
fsr-3441	432	21	has	have	VERB
fsr-3441	432	22	a	a	DET
fsr-3441	432	23	strong	strong	ADJ
fsr-3441	432	24	positive	positive	ADJ
fsr-3441	432	25	and	and	CCONJ
fsr-3441	432	26	significant	significant	ADJ
fsr-3441	432	27	relationship	relationship	NOUN
fsr-3441	432	28	with	with	ADP
fsr-3441	432	29	the	the	DET
fsr-3441	432	30	probability	probability	NOUN
fsr-3441	432	31	of	of	ADP
fsr-3441	432	32	underinsuring	underinsure	VERB
fsr-3441	432	33	across	across	ADP
fsr-3441	432	34	both	both	DET
fsr-3441	432	35	mistakes	mistake	NOUN
fsr-3441	432	36	treatments	treatment	NOUN
fsr-3441	432	37	.	.	PUNCT
fsr-3441	433	1	the	the	DET
fsr-3441	433	2	second	second	ADJ
fsr-3441	433	3	panel	panel	NOUN
fsr-3441	433	4	of	of	ADP
fsr-3441	433	5	table	table	NOUN
fsr-3441	433	6	9	9	NUM
fsr-3441	433	7	displays	display	NOUN
fsr-3441	433	8	results	result	NOUN
fsr-3441	433	9	for	for	ADP
fsr-3441	433	10	the	the	DET
fsr-3441	433	11	no	no	DET
fsr-3441	433	12	mistakes	mistake	NOUN
fsr-3441	433	13	condition	condition	NOUN
fsr-3441	433	14	.	.	PUNCT
fsr-3441	434	1	in	in	ADP
fsr-3441	434	2	this	this	DET
fsr-3441	434	3	treatment	treatment	NOUN
fsr-3441	434	4	,	,	PUNCT
fsr-3441	434	5	participants	participant	NOUN
fsr-3441	434	6	can	can	AUX
fsr-3441	434	7	only	only	ADV
fsr-3441	434	8	underinsure	underinsure	VERB
fsr-3441	434	9	in	in	ADP
fsr-3441	434	10	the	the	DET
fsr-3441	434	11	32	32	NUM
fsr-3441	434	12	%	%	NOUN
fsr-3441	434	13	initial	initial	ADJ
fsr-3441	434	14	probability	probability	NOUN
fsr-3441	434	15	of	of	ADP
fsr-3441	434	16	loss	loss	NOUN
fsr-3441	434	17	treatment	treatment	NOUN
fsr-3441	434	18	,	,	PUNCT
fsr-3441	434	19	because	because	SCONJ
fsr-3441	434	20	purchasing	purchase	VERB
fsr-3441	434	21	no	no	DET
fsr-3441	434	22	risk	risk	NOUN
fsr-3441	434	23	mitigation	mitigation	NOUN
fsr-3441	434	24	is	be	AUX
fsr-3441	434	25	the	the	DET
fsr-3441	434	26	payoff	payoff	NOUN
fsr-3441	434	27	-	-	PUNCT
fsr-3441	434	28	maximizing	maximize	VERB
fsr-3441	434	29	choice	choice	NOUN
fsr-3441	434	30	in	in	ADP
fsr-3441	434	31	the	the	DET
fsr-3441	434	32	10	10	NUM
fsr-3441	434	33	%	%	NOUN
fsr-3441	434	34	initial	initial	ADJ
fsr-3441	434	35	probability	probability	NOUN
fsr-3441	434	36	treatment	treatment	NOUN
fsr-3441	434	37	.	.	PUNCT
fsr-3441	435	1	therefore	therefore	ADV
fsr-3441	435	2	,	,	PUNCT
fsr-3441	435	3	we	we	PRON
fsr-3441	435	4	examine	examine	VERB
fsr-3441	435	5	underinsurance	underinsurance	NOUN
fsr-3441	435	6	decisions	decision	NOUN
fsr-3441	435	7	separately	separately	ADV
fsr-3441	435	8	for	for	ADP
fsr-3441	435	9	the	the	DET
fsr-3441	435	10	no	no	DET
fsr-3441	435	11	mistakes	mistake	NOUN
fsr-3441	435	12	,	,	PUNCT
fsr-3441	435	13	32	32	NUM
fsr-3441	435	14	%	%	NOUN
fsr-3441	435	15	probability	probability	NOUN
fsr-3441	435	16	of	of	ADP
fsr-3441	435	17	loss	loss	NOUN
fsr-3441	435	18	treatment	treatment	NOUN
fsr-3441	435	19	(	(	PUNCT
fsr-3441	435	20	n	n	NOUN
fsr-3441	435	21	=	=	SYM
fsr-3441	435	22	60	60	NUM
fsr-3441	435	23	)	)	PUNCT
fsr-3441	435	24	,	,	PUNCT
fsr-3441	435	25	and	and	CCONJ
fsr-3441	435	26	find	find	VERB
fsr-3441	435	27	that	that	SCONJ
fsr-3441	435	28	,	,	PUNCT
fsr-3441	435	29	as	as	SCONJ
fsr-3441	435	30	expected	expect	VERB
fsr-3441	435	31	,	,	PUNCT
fsr-3441	435	32	none	none	NOUN
fsr-3441	435	33	of	of	ADP
fsr-3441	435	34	the	the	DET
fsr-3441	435	35	biases	bias	NOUN
fsr-3441	435	36	have	have	VERB
fsr-3441	435	37	a	a	DET
fsr-3441	435	38	significant	significant	ADJ
fsr-3441	435	39	effect.21	effect.21	NOUN
fsr-3441	435	40	this	this	PRON
fsr-3441	435	41	suggests	suggest	VERB
fsr-3441	435	42	that	that	SCONJ
fsr-3441	435	43	participants	participant	NOUN
fsr-3441	435	44	’	'	PUNCT
fsr-3441	435	45	bias	bias	NOUN
fsr-3441	435	46	stems	stem	VERB
fsr-3441	435	47	from	from	ADP
fsr-3441	435	48	their	their	PRON
fsr-3441	435	49	beliefs	belief	NOUN
fsr-3441	435	50	about	about	ADP
fsr-3441	435	51	the	the	DET
fsr-3441	435	52	probability	probability	NOUN
fsr-3441	435	53	of	of	ADP
fsr-3441	435	54	loss	loss	NOUN
fsr-3441	435	55	rather	rather	ADV
fsr-3441	435	56	than	than	ADP
fsr-3441	435	57	optimism	optimism	NOUN
fsr-3441	435	58	or	or	CCONJ
fsr-3441	435	59	pessimism	pessimism	NOUN
fsr-3441	435	60	about	about	ADP
fsr-3441	435	61	luck	luck	NOUN
fsr-3441	435	62	when	when	SCONJ
fsr-3441	435	63	confronting	confront	VERB
fsr-3441	435	64	a	a	DET
fsr-3441	435	65	known	know	VERB
fsr-3441	435	66	distribution	distribution	NOUN
fsr-3441	435	67	.	.	PUNCT
fsr-3441	436	1	however	however	ADV
fsr-3441	436	2	,	,	PUNCT
fsr-3441	436	3	the	the	DET
fsr-3441	436	4	insignificant	insignificant	ADJ
fsr-3441	436	5	effect	effect	NOUN
fsr-3441	436	6	on	on	ADP
fsr-3441	436	7	the	the	DET
fsr-3441	436	8	insurance	insurance	NOUN
fsr-3441	436	9	decision	decision	NOUN
fsr-3441	436	10	may	may	AUX
fsr-3441	436	11	also	also	ADV
fsr-3441	436	12	be	be	AUX
fsr-3441	436	13	attributable	attributable	ADJ
fsr-3441	436	14	to	to	ADP
fsr-3441	436	15	the	the	DET
fsr-3441	436	16	smaller	small	ADJ
fsr-3441	436	17	sample	sample	NOUN
fsr-3441	436	18	size	size	NOUN
fsr-3441	436	19	using	use	VERB
fsr-3441	436	20	only	only	ADV
fsr-3441	436	21	one	one	NUM
fsr-3441	436	22	treatment	treatment	NOUN
fsr-3441	436	23	for	for	ADP
fsr-3441	436	24	this	this	DET
fsr-3441	436	25	statistical	statistical	ADJ
fsr-3441	436	26	test	test	NOUN
fsr-3441	436	27	.	.	PUNCT
fsr-3441	437	1	4.4	4.4	NUM
fsr-3441	437	2	.	.	PUNCT
fsr-3441	438	1	the	the	DET
fsr-3441	438	2	effect	effect	NOUN
fsr-3441	438	3	of	of	ADP
fsr-3441	438	4	overconfidence	overconfidence	NOUN
fsr-3441	438	5	and	and	CCONJ
fsr-3441	438	6	optimism	optimism	NOUN
fsr-3441	438	7	on	on	ADP
fsr-3441	438	8	the	the	DET
fsr-3441	438	9	total	total	ADJ
fsr-3441	438	10	cost	cost	NOUN
fsr-3441	438	11	of	of	ADP
fsr-3441	438	12	risk	risk	NOUN
fsr-3441	438	13	as	as	SCONJ
fsr-3441	438	14	described	describe	VERB
fsr-3441	438	15	in	in	ADP
fsr-3441	438	16	hypothesis	hypothesis	NOUN
fsr-3441	438	17	3	3	NUM
fsr-3441	438	18	,	,	PUNCT
fsr-3441	438	19	the	the	DET
fsr-3441	438	20	relationship	relationship	NOUN
fsr-3441	438	21	between	between	ADP
fsr-3441	438	22	the	the	DET
fsr-3441	438	23	total	total	ADJ
fsr-3441	438	24	cost	cost	NOUN
fsr-3441	438	25	of	of	ADP
fsr-3441	438	26	risk	risk	NOUN
fsr-3441	438	27	(	(	PUNCT
fsr-3441	438	28	the	the	DET
fsr-3441	438	29	sum	sum	NOUN
fsr-3441	438	30	of	of	ADP
fsr-3441	438	31	the	the	DET
fsr-3441	438	32	expected	expect	VERB
fsr-3441	438	33	loss	loss	NOUN
fsr-3441	438	34	resulting	result	VERB
fsr-3441	438	35	from	from	ADP
fsr-3441	438	36	the	the	DET
fsr-3441	438	37	risk	risk	NOUN
fsr-3441	438	38	event	event	NOUN
fsr-3441	438	39	and	and	CCONJ
fsr-3441	438	40	the	the	DET
fsr-3441	438	41	known	know	VERB
fsr-3441	438	42	amount	amount	NOUN
fsr-3441	438	43	spent	spend	VERB
fsr-3441	438	44	on	on	ADP
fsr-3441	438	45	precaution	precaution	NOUN
fsr-3441	438	46	or	or	CCONJ
fsr-3441	438	47	insurance	insurance	NOUN
fsr-3441	438	48	)	)	PUNCT
fsr-3441	438	49	and	and	CCONJ
fsr-3441	438	50	the	the	DET
fsr-3441	438	51	biases	bias	NOUN
fsr-3441	438	52	provides	provide	VERB
fsr-3441	438	53	a	a	DET
fsr-3441	438	54	way	way	NOUN
fsr-3441	438	55	to	to	PART
fsr-3441	438	56	examine	examine	VERB
fsr-3441	438	57	the	the	DET
fsr-3441	438	58	cost	cost	NOUN
fsr-3441	438	59	of	of	ADP
fsr-3441	438	60	underinsurance	underinsurance	NOUN
fsr-3441	438	61	,	,	PUNCT
fsr-3441	438	62	in	in	ADP
fsr-3441	438	63	particular	particular	ADJ
fsr-3441	438	64	when	when	SCONJ
fsr-3441	438	65	participants	participant	NOUN
fsr-3441	438	66	have	have	VERB
fsr-3441	438	67	access	access	NOUN
fsr-3441	438	68	to	to	ADP
fsr-3441	438	69	alternative	alternative	ADJ
fsr-3441	438	70	risk	risk	NOUN
fsr-3441	438	71	mitigation	mitigation	NOUN
fsr-3441	438	72	measures	measure	NOUN
fsr-3441	438	73	instead	instead	ADV
fsr-3441	438	74	of	of	ADP
fsr-3441	438	75	insuring	insure	VERB
fsr-3441	438	76	.	.	PUNCT
fsr-3441	439	1	for	for	ADP
fsr-3441	439	2	example	example	NOUN
fsr-3441	439	3	,	,	PUNCT
fsr-3441	439	4	given	give	VERB
fsr-3441	439	5	the	the	DET
fsr-3441	439	6	experiment	experiment	NOUN
fsr-3441	439	7	parameters	parameter	NOUN
fsr-3441	439	8	in	in	ADP
fsr-3441	439	9	the	the	DET
fsr-3441	439	10	10	10	NUM
fsr-3441	439	11	%	%	NOUN
fsr-3441	439	12	initial	initial	ADJ
fsr-3441	439	13	loss	loss	NOUN
fsr-3441	439	14	probability	probability	NOUN
fsr-3441	439	15	own	own	ADJ
fsr-3441	439	16	mistakes	mistake	NOUN
fsr-3441	439	17	treatments	treatment	NOUN
fsr-3441	439	18	,	,	PUNCT
fsr-3441	439	19	a	a	DET
fsr-3441	439	20	participant	participant	NOUN
fsr-3441	439	21	who	who	PRON
fsr-3441	439	22	answers	answer	VERB
fsr-3441	439	23	70	70	NUM
fsr-3441	439	24	%	%	NOUN
fsr-3441	439	25	of	of	ADP
fsr-3441	439	26	the	the	DET
fsr-3441	439	27	quiz	quiz	NOUN
fsr-3441	439	28	questions	question	NOUN
fsr-3441	439	29	correctly	correctly	ADV
fsr-3441	439	30	and	and	CCONJ
fsr-3441	439	31	insures	insure	VERB
fsr-3441	439	32	faces	face	VERB
fsr-3441	439	33	a	a	DET
fsr-3441	439	34	total	total	ADJ
fsr-3441	439	35	cost	cost	NOUN
fsr-3441	439	36	of	of	ADP
fsr-3441	439	37	$	$	SYM
fsr-3441	439	38	14.50	14.50	NUM
fsr-3441	439	39	(	(	PUNCT
fsr-3441	439	40	out	out	ADP
fsr-3441	439	41	of	of	ADP
fsr-3441	439	42	their	their	PRON
fsr-3441	439	43	$	$	SYM
fsr-3441	439	44	60	60	NUM
fsr-3441	439	45	earnings	earning	NOUN
fsr-3441	439	46	)	)	PUNCT
fsr-3441	439	47	.	.	PUNCT
fsr-3441	440	1	if	if	SCONJ
fsr-3441	440	2	they	they	PRON
fsr-3441	440	3	underinsure	underinsure	VERB
fsr-3441	440	4	by	by	ADP
fsr-3441	440	5	neither	neither	DET
fsr-3441	440	6	purchasing	purchase	VERB
fsr-3441	440	7	insurance	insurance	NOUN
fsr-3441	440	8	nor	nor	CCONJ
fsr-3441	440	9	precaution	precaution	NOUN
fsr-3441	440	10	,	,	PUNCT
fsr-3441	440	11	they	they	PRON
fsr-3441	440	12	face	face	VERB
fsr-3441	440	13	an	an	DET
fsr-3441	440	14	expected	expect	VERB
fsr-3441	440	15	loss	loss	NOUN
fsr-3441	440	16	of	of	ADP
fsr-3441	440	17	$	$	SYM
fsr-3441	440	18	16.70	16.70	NUM
fsr-3441	440	19	in	in	ADP
fsr-3441	440	20	the	the	DET
fsr-3441	440	21	initial	initial	ADJ
fsr-3441	440	22	10	10	NUM
fsr-3441	440	23	%	%	NOUN
fsr-3441	440	24	probability	probability	NOUN
fsr-3441	440	25	treatment	treatment	NOUN
fsr-3441	440	26	.	.	PUNCT
fsr-3441	441	1	however	however	ADV
fsr-3441	441	2	,	,	PUNCT
fsr-3441	441	3	if	if	SCONJ
fsr-3441	441	4	that	that	DET
fsr-3441	441	5	participant	participant	NOUN
fsr-3441	441	6	pays	pay	VERB
fsr-3441	441	7	for	for	ADP
fsr-3441	441	8	precaution	precaution	NOUN
fsr-3441	441	9	to	to	PART
fsr-3441	441	10	reduce	reduce	VERB
fsr-3441	441	11	the	the	DET
fsr-3441	441	12	initial	initial	ADJ
fsr-3441	441	13	20	20	NUM
fsr-3441	441	14	j.	j.	PROPN
fsr-3441	441	15	coats	coats	PROPN
fsr-3441	441	16	,	,	PUNCT
fsr-3441	441	17	v.	v.	ADP
fsr-3441	441	18	bajtelsmit	bajtelsmit	NOUN
fsr-3441	441	19	/	/	SYM
fsr-3441	441	20	financial	financial	ADJ
fsr-3441	441	21	services	service	NOUN
fsr-3441	441	22	review	review	VERB
fsr-3441	441	23	29	29	NUM
fsr-3441	441	24	(	(	PUNCT
fsr-3441	441	25	2021	2021	NUM
fsr-3441	441	26	)	)	PUNCT
fsr-3441	442	1	1–28	1–28	NOUN
fsr-3441	442	2	probability	probability	NOUN
fsr-3441	442	3	of	of	ADP
fsr-3441	442	4	loss	loss	NOUN
fsr-3441	442	5	to	to	ADP
fsr-3441	442	6	5	5	NUM
fsr-3441	442	7	%	%	NOUN
fsr-3441	442	8	,	,	PUNCT
fsr-3441	442	9	then	then	ADV
fsr-3441	442	10	the	the	DET
fsr-3441	442	11	total	total	ADJ
fsr-3441	442	12	cost	cost	NOUN
fsr-3441	442	13	of	of	ADP
fsr-3441	442	14	risk	risk	NOUN
fsr-3441	442	15	,	,	PUNCT
fsr-3441	442	16	including	include	VERB
fsr-3441	442	17	the	the	DET
fsr-3441	442	18	cost	cost	NOUN
fsr-3441	442	19	of	of	ADP
fsr-3441	442	20	precaution	precaution	NOUN
fsr-3441	442	21	,	,	PUNCT
fsr-3441	442	22	is	be	AUX
fsr-3441	442	23	actually	actually	ADV
fsr-3441	442	24	even	even	ADV
fsr-3441	442	25	higher	high	ADJ
fsr-3441	442	26	at	at	ADP
fsr-3441	442	27	$	$	SYM
fsr-3441	442	28	22.60	22.60	NUM
fsr-3441	442	29	.	.	PUNCT
fsr-3441	443	1	participants	participant	NOUN
fsr-3441	443	2	who	who	PRON
fsr-3441	443	3	are	be	AUX
fsr-3441	443	4	overconfident	overconfident	ADJ
fsr-3441	443	5	about	about	ADP
fsr-3441	443	6	the	the	DET
fsr-3441	443	7	effects	effect	NOUN
fsr-3441	443	8	of	of	ADP
fsr-3441	443	9	precaution	precaution	NOUN
fsr-3441	443	10	increase	increase	VERB
fsr-3441	443	11	their	their	PRON
fsr-3441	443	12	total	total	ADJ
fsr-3441	443	13	cost	cost	NOUN
fsr-3441	443	14	of	of	ADP
fsr-3441	443	15	risk	risk	NOUN
fsr-3441	443	16	when	when	SCONJ
fsr-3441	443	17	they	they	PRON
fsr-3441	443	18	choose	choose	VERB
fsr-3441	443	19	to	to	PART
fsr-3441	443	20	purchase	purchase	VERB
fsr-3441	443	21	partial	partial	ADJ
fsr-3441	443	22	precaution	precaution	NOUN
fsr-3441	443	23	instead	instead	ADV
fsr-3441	443	24	of	of	ADP
fsr-3441	443	25	either	either	CCONJ
fsr-3441	443	26	insuring	insure	VERB
fsr-3441	443	27	or	or	CCONJ
fsr-3441	443	28	doing	do	VERB
fsr-3441	443	29	nothing	nothing	PRON
fsr-3441	443	30	.	.	PUNCT
fsr-3441	444	1	table	table	NOUN
fsr-3441	444	2	10	10	NUM
fsr-3441	444	3	presents	present	NOUN
fsr-3441	444	4	results	result	NOUN
fsr-3441	444	5	of	of	ADP
fsr-3441	444	6	a	a	DET
fsr-3441	444	7	generalized	generalized	ADJ
fsr-3441	444	8	least	least	ADJ
fsr-3441	444	9	squares	square	NOUN
fsr-3441	444	10	regression	regression	NOUN
fsr-3441	444	11	estimating	estimate	VERB
fsr-3441	444	12	the	the	DET
fsr-3441	444	13	impact	impact	NOUN
fsr-3441	444	14	of	of	ADP
fsr-3441	444	15	the	the	DET
fsr-3441	444	16	biases	bias	NOUN
fsr-3441	444	17	and	and	CCONJ
fsr-3441	444	18	control	control	VERB
fsr-3441	444	19	variables	variable	NOUN
fsr-3441	444	20	on	on	ADP
fsr-3441	444	21	the	the	DET
fsr-3441	444	22	total	total	ADJ
fsr-3441	444	23	cost	cost	NOUN
fsr-3441	444	24	of	of	ADP
fsr-3441	444	25	risk	risk	NOUN
fsr-3441	444	26	.	.	PUNCT
fsr-3441	445	1	as	as	ADP
fsr-3441	445	2	in	in	ADP
fsr-3441	445	3	the	the	DET
fsr-3441	445	4	previous	previous	ADJ
fsr-3441	445	5	regressions	regression	NOUN
fsr-3441	445	6	,	,	PUNCT
fsr-3441	445	7	we	we	PRON
fsr-3441	445	8	separately	separately	ADV
fsr-3441	445	9	analyze	analyze	VERB
fsr-3441	445	10	the	the	DET
fsr-3441	445	11	effects	effect	NOUN
fsr-3441	445	12	of	of	ADP
fsr-3441	445	13	the	the	DET
fsr-3441	445	14	three	three	NUM
fsr-3441	445	15	types	type	NOUN
fsr-3441	445	16	of	of	ADP
fsr-3441	445	17	biases	bias	NOUN
fsr-3441	445	18	.	.	PUNCT
fsr-3441	446	1	the	the	DET
fsr-3441	446	2	results	result	NOUN
fsr-3441	446	3	for	for	ADP
fsr-3441	446	4	model	model	NOUN
fsr-3441	446	5	1	1	NUM
fsr-3441	446	6	show	show	VERB
fsr-3441	446	7	that	that	SCONJ
fsr-3441	446	8	gross	gross	ADJ
fsr-3441	446	9	overconfidence	overconfidence	NOUN
fsr-3441	446	10	bias	bias	NOUN
fsr-3441	446	11	is	be	AUX
fsr-3441	446	12	a	a	DET
fsr-3441	446	13	statistically	statistically	ADV
fsr-3441	446	14	and	and	CCONJ
fsr-3441	446	15	economically	economically	ADV
fsr-3441	446	16	significant	significant	ADJ
fsr-3441	446	17	factor	factor	NOUN
fsr-3441	446	18	increasing	increase	VERB
fsr-3441	446	19	the	the	DET
fsr-3441	446	20	cost	cost	NOUN
fsr-3441	446	21	of	of	ADP
fsr-3441	446	22	loss	loss	NOUN
fsr-3441	446	23	in	in	ADP
fsr-3441	446	24	the	the	DET
fsr-3441	446	25	own	own	ADJ
fsr-3441	446	26	mistakes	mistake	NOUN
fsr-3441	446	27	treatment	treatment	NOUN
fsr-3441	446	28	.	.	PUNCT
fsr-3441	447	1	furthermore	furthermore	ADV
fsr-3441	447	2	,	,	PUNCT
fsr-3441	447	3	the	the	DET
fsr-3441	447	4	effect	effect	NOUN
fsr-3441	447	5	is	be	AUX
fsr-3441	447	6	significantly	significantly	ADV
fsr-3441	447	7	lower	low	ADJ
fsr-3441	447	8	for	for	ADP
fsr-3441	447	9	participants	participant	NOUN
fsr-3441	447	10	in	in	ADP
fsr-3441	447	11	the	the	DET
fsr-3441	447	12	others	other	NOUN
fsr-3441	447	13	’	'	PUNCT
fsr-3441	447	14	mistakes	mistake	NOUN
fsr-3441	447	15	treatments	treatment	NOUN
fsr-3441	447	16	as	as	SCONJ
fsr-3441	447	17	compared	compare	VERB
fsr-3441	447	18	with	with	ADP
fsr-3441	447	19	the	the	DET
fsr-3441	447	20	own	own	ADJ
fsr-3441	447	21	mistakes	mistake	NOUN
fsr-3441	447	22	treatments	treatment	NOUN
fsr-3441	447	23	.	.	PUNCT
fsr-3441	448	1	overconfidence	overconfidence	NOUN
fsr-3441	448	2	in	in	ADP
fsr-3441	448	3	one	one	NUM
fsr-3441	448	4	’s	’s	PART
fsr-3441	448	5	own	own	ADJ
fsr-3441	448	6	ability	ability	NOUN
fsr-3441	448	7	is	be	AUX
fsr-3441	448	8	more	more	ADV
fsr-3441	448	9	costly	costly	ADJ
fsr-3441	448	10	when	when	SCONJ
fsr-3441	448	11	the	the	DET
fsr-3441	448	12	expected	expect	VERB
fsr-3441	448	13	loss	loss	NOUN
fsr-3441	448	14	depends	depend	VERB
fsr-3441	448	15	on	on	ADP
fsr-3441	448	16	own	own	ADJ
fsr-3441	448	17	performance	performance	NOUN
fsr-3441	448	18	.	.	PUNCT
fsr-3441	449	1	in	in	ADP
fsr-3441	449	2	model	model	NOUN
fsr-3441	449	3	2	2	NUM
fsr-3441	449	4	,	,	PUNCT
fsr-3441	449	5	we	we	PRON
fsr-3441	449	6	find	find	VERB
fsr-3441	449	7	that	that	SCONJ
fsr-3441	449	8	optimism	optimism	NOUN
fsr-3441	449	9	bias	bias	NOUN
fsr-3441	449	10	also	also	ADV
fsr-3441	449	11	increases	increase	VERB
fsr-3441	449	12	the	the	DET
fsr-3441	449	13	total	total	ADJ
fsr-3441	449	14	cost	cost	NOUN
fsr-3441	449	15	of	of	ADP
fsr-3441	449	16	risk	risk	NOUN
fsr-3441	449	17	,	,	PUNCT
fsr-3441	449	18	but	but	CCONJ
fsr-3441	449	19	there	there	PRON
fsr-3441	449	20	is	be	VERB
fsr-3441	449	21	no	no	DET
fsr-3441	449	22	significant	significant	ADJ
fsr-3441	449	23	difference	difference	NOUN
fsr-3441	449	24	in	in	ADP
fsr-3441	449	25	this	this	DET
fsr-3441	449	26	relationship	relationship	NOUN
fsr-3441	449	27	across	across	ADP
fsr-3441	449	28	mistakes	mistake	NOUN
fsr-3441	449	29	treatments	treatment	NOUN
fsr-3441	449	30	.	.	PUNCT
fsr-3441	450	1	this	this	PRON
fsr-3441	450	2	too	too	ADV
fsr-3441	450	3	is	be	AUX
fsr-3441	450	4	expected	expect	VERB
fsr-3441	450	5	,	,	PUNCT
fsr-3441	450	6	since	since	SCONJ
fsr-3441	450	7	errors	error	NOUN
fsr-3441	450	8	in	in	ADP
fsr-3441	450	9	assessing	assess	VERB
fsr-3441	450	10	risk	risk	NOUN
fsr-3441	450	11	due	due	ADP
fsr-3441	450	12	to	to	ADP
fsr-3441	450	13	general	general	ADJ
fsr-3441	450	14	optimism	optimism	NOUN
fsr-3441	450	15	do	do	AUX
fsr-3441	450	16	not	not	PART
fsr-3441	450	17	depend	depend	VERB
fsr-3441	450	18	on	on	ADP
fsr-3441	450	19	the	the	DET
fsr-3441	450	20	source	source	NOUN
fsr-3441	450	21	of	of	ADP
fsr-3441	450	22	loss	loss	NOUN
fsr-3441	450	23	.	.	PUNCT
fsr-3441	451	1	finally	finally	ADV
fsr-3441	451	2	,	,	PUNCT
fsr-3441	451	3	model	model	NOUN
fsr-3441	451	4	3	3	NUM
fsr-3441	451	5	confirms	confirm	VERB
fsr-3441	451	6	that	that	SCONJ
fsr-3441	451	7	net	net	ADJ
fsr-3441	451	8	overconfidence	overconfidence	NOUN
fsr-3441	451	9	bias	bias	NOUN
fsr-3441	451	10	does	do	AUX
fsr-3441	451	11	not	not	PART
fsr-3441	451	12	significantly	significantly	ADV
fsr-3441	451	13	increase	increase	VERB
fsr-3441	451	14	the	the	DET
fsr-3441	451	15	total	total	ADJ
fsr-3441	451	16	cost	cost	NOUN
fsr-3441	451	17	of	of	ADP
fsr-3441	451	18	risk	risk	NOUN
fsr-3441	451	19	.	.	PUNCT
fsr-3441	452	1	however	however	ADV
fsr-3441	452	2	,	,	PUNCT
fsr-3441	452	3	as	as	SCONJ
fsr-3441	452	4	the	the	DET
fsr-3441	452	5	combined	combine	VERB
fsr-3441	452	6	results	result	NOUN
fsr-3441	452	7	for	for	ADP
fsr-3441	452	8	gross	gross	ADJ
fsr-3441	452	9	overconfidence	overconfidence	NOUN
fsr-3441	452	10	and	and	CCONJ
fsr-3441	452	11	optimism	optimism	NOUN
fsr-3441	452	12	imply	imply	VERB
fsr-3441	452	13	,	,	PUNCT
fsr-3441	452	14	the	the	DET
fsr-3441	452	15	impact	impact	NOUN
fsr-3441	452	16	of	of	ADP
fsr-3441	452	17	net	net	ADJ
fsr-3441	452	18	overconfidence	overconfidence	NOUN
fsr-3441	452	19	on	on	ADP
fsr-3441	452	20	the	the	DET
fsr-3441	452	21	total	total	ADJ
fsr-3441	452	22	cost	cost	NOUN
fsr-3441	452	23	of	of	ADP
fsr-3441	452	24	risk	risk	NOUN
fsr-3441	452	25	is	be	AUX
fsr-3441	452	26	lower	low	ADJ
fsr-3441	452	27	in	in	ADP
fsr-3441	452	28	the	the	DET
fsr-3441	452	29	others	other	NOUN
fsr-3441	452	30	’	’	PART
fsr-3441	452	31	mistakes	mistake	VERB
fsr-3441	452	32	treatment	treatment	NOUN
fsr-3441	452	33	than	than	ADP
fsr-3441	452	34	in	in	ADP
fsr-3441	452	35	the	the	DET
fsr-3441	452	36	own	own	ADJ
fsr-3441	452	37	mistakes	mistake	NOUN
fsr-3441	452	38	treatment	treatment	NOUN
fsr-3441	452	39	.	.	PUNCT
fsr-3441	453	1	as	as	ADP
fsr-3441	453	2	in	in	ADP
fsr-3441	453	3	the	the	DET
fsr-3441	453	4	previous	previous	ADJ
fsr-3441	453	5	table	table	NOUN
fsr-3441	453	6	,	,	PUNCT
fsr-3441	453	7	the	the	DET
fsr-3441	453	8	smaller	small	ADJ
fsr-3441	453	9	sample	sample	NOUN
fsr-3441	453	10	size	size	NOUN
fsr-3441	453	11	when	when	SCONJ
fsr-3441	453	12	using	use	VERB
fsr-3441	453	13	only	only	ADV
fsr-3441	453	14	the	the	DET
fsr-3441	453	15	data	datum	NOUN
fsr-3441	453	16	from	from	ADP
fsr-3441	453	17	the	the	DET
fsr-3441	453	18	no	no	DET
fsr-3441	453	19	mistakes	mistake	NOUN
fsr-3441	453	20	treatment	treatment	NOUN
fsr-3441	453	21	(	(	PUNCT
fsr-3441	453	22	n	n	NOUN
fsr-3441	453	23	=	=	SYM
fsr-3441	453	24	60	60	NUM
fsr-3441	453	25	)	)	PUNCT
fsr-3441	453	26	reduces	reduce	VERB
fsr-3441	453	27	the	the	DET
fsr-3441	453	28	power	power	NOUN
fsr-3441	453	29	of	of	ADP
fsr-3441	453	30	the	the	DET
fsr-3441	453	31	test	test	NOUN
fsr-3441	453	32	but	but	CCONJ
fsr-3441	453	33	,	,	PUNCT
fsr-3441	453	34	in	in	ADP
fsr-3441	453	35	this	this	DET
fsr-3441	453	36	case	case	NOUN
fsr-3441	453	37	,	,	PUNCT
fsr-3441	453	38	we	we	PRON
fsr-3441	453	39	still	still	ADV
fsr-3441	453	40	find	find	VERB
fsr-3441	453	41	the	the	DET
fsr-3441	453	42	effect	effect	NOUN
fsr-3441	453	43	of	of	ADP
fsr-3441	453	44	net	net	ADJ
fsr-3441	453	45	overconfidence	overconfidence	NOUN
fsr-3441	453	46	to	to	PART
fsr-3441	453	47	be	be	AUX
fsr-3441	453	48	marginally	marginally	ADV
fsr-3441	453	49	significant	significant	ADJ
fsr-3441	453	50	.	.	PUNCT
fsr-3441	454	1	5	5	X
fsr-3441	454	2	.	.	X
fsr-3441	454	3	conclusions	conclusion	NOUN
fsr-3441	454	4	this	this	DET
fsr-3441	454	5	article	article	NOUN
fsr-3441	454	6	contributes	contribute	VERB
fsr-3441	454	7	to	to	ADP
fsr-3441	454	8	the	the	DET
fsr-3441	454	9	literature	literature	NOUN
fsr-3441	454	10	by	by	ADP
fsr-3441	454	11	providing	provide	VERB
fsr-3441	454	12	experimental	experimental	ADJ
fsr-3441	454	13	evidence	evidence	NOUN
fsr-3441	454	14	regarding	regard	VERB
fsr-3441	454	15	the	the	DET
fsr-3441	454	16	effects	effect	NOUN
fsr-3441	454	17	of	of	ADP
fsr-3441	454	18	overconfidence	overconfidence	NOUN
fsr-3441	454	19	and	and	CCONJ
fsr-3441	454	20	optimism	optimism	NOUN
fsr-3441	454	21	on	on	ADP
fsr-3441	454	22	insurance	insurance	NOUN
fsr-3441	454	23	decisions	decision	NOUN
fsr-3441	454	24	.	.	PUNCT
fsr-3441	455	1	in	in	ADP
fsr-3441	455	2	the	the	DET
fsr-3441	455	3	existing	exist	VERB
fsr-3441	455	4	literature	literature	NOUN
fsr-3441	455	5	,	,	PUNCT
fsr-3441	455	6	optimism	optimism	NOUN
fsr-3441	455	7	is	be	AUX
fsr-3441	455	8	sometimes	sometimes	ADV
fsr-3441	455	9	confounded	confound	VERB
fsr-3441	455	10	with	with	ADP
fsr-3441	455	11	overconfidence	overconfidence	NOUN
fsr-3441	455	12	,	,	PUNCT
fsr-3441	455	13	and	and	CCONJ
fsr-3441	455	14	we	we	PRON
fsr-3441	455	15	contribute	contribute	VERB
fsr-3441	455	16	an	an	DET
fsr-3441	455	17	innovative	innovative	ADJ
fsr-3441	455	18	design	design	NOUN
fsr-3441	455	19	that	that	PRON
fsr-3441	455	20	distinguishes	distinguish	VERB
fsr-3441	455	21	between	between	ADP
fsr-3441	455	22	overconfidence	overconfidence	NOUN
fsr-3441	455	23	regarding	regard	VERB
fsr-3441	455	24	the	the	DET
fsr-3441	455	25	likelihood	likelihood	NOUN
fsr-3441	455	26	of	of	ADP
fsr-3441	455	27	a	a	DET
fsr-3441	455	28	favorable	favorable	ADJ
fsr-3441	455	29	outcome	outcome	NOUN
fsr-3441	455	30	resulting	result	VERB
fsr-3441	455	31	from	from	ADP
fsr-3441	455	32	one	one	NUM
fsr-3441	455	33	’s	’s	PART
fsr-3441	455	34	own	own	ADJ
fsr-3441	455	35	performance	performance	NOUN
fsr-3441	455	36	versus	versus	ADP
fsr-3441	455	37	optimism	optimism	NOUN
fsr-3441	455	38	regarding	regard	VERB
fsr-3441	455	39	the	the	DET
fsr-3441	455	40	likelihood	likelihood	NOUN
fsr-3441	455	41	of	of	ADP
fsr-3441	455	42	a	a	DET
fsr-3441	455	43	favorable	favorable	ADJ
fsr-3441	455	44	outcome	outcome	NOUN
fsr-3441	455	45	outside	outside	ADP
fsr-3441	455	46	of	of	ADP
fsr-3441	455	47	one	one	NUM
fsr-3441	455	48	’s	’s	PART
fsr-3441	455	49	own	own	ADJ
fsr-3441	455	50	influence	influence	NOUN
fsr-3441	455	51	.	.	PUNCT
fsr-3441	456	1	we	we	PRON
fsr-3441	456	2	find	find	VERB
fsr-3441	456	3	that	that	SCONJ
fsr-3441	456	4	these	these	DET
fsr-3441	456	5	psychological	psychological	ADJ
fsr-3441	456	6	biases	bias	NOUN
fsr-3441	456	7	have	have	VERB
fsr-3441	456	8	important	important	ADJ
fsr-3441	456	9	implications	implication	NOUN
fsr-3441	456	10	for	for	ADP
fsr-3441	456	11	insurance	insurance	NOUN
fsr-3441	456	12	in	in	ADP
fsr-3441	456	13	that	that	SCONJ
fsr-3441	456	14	they	they	PRON
fsr-3441	456	15	can	can	AUX
fsr-3441	456	16	cause	cause	VERB
fsr-3441	456	17	individuals	individual	NOUN
fsr-3441	456	18	to	to	PART
fsr-3441	456	19	underestimate	underestimate	VERB
fsr-3441	456	20	their	their	PRON
fsr-3441	456	21	risk	risk	NOUN
fsr-3441	456	22	and	and	CCONJ
fsr-3441	456	23	,	,	PUNCT
fsr-3441	456	24	therefore	therefore	ADV
fsr-3441	456	25	,	,	PUNCT
fsr-3441	456	26	underinsure	underinsure	NOUN
fsr-3441	456	27	,	,	PUNCT
fsr-3441	456	28	resulting	result	VERB
fsr-3441	456	29	in	in	ADP
fsr-3441	456	30	a	a	DET
fsr-3441	456	31	higher	high	ADJ
fsr-3441	456	32	total	total	ADJ
fsr-3441	456	33	cost	cost	NOUN
fsr-3441	456	34	of	of	ADP
fsr-3441	456	35	risk	risk	NOUN
fsr-3441	456	36	.	.	PUNCT
fsr-3441	457	1	this	this	DET
fsr-3441	457	2	effect	effect	NOUN
fsr-3441	457	3	is	be	AUX
fsr-3441	457	4	stronger	strong	ADJ
fsr-3441	457	5	for	for	ADP
fsr-3441	457	6	insurance	insurance	NOUN
fsr-3441	457	7	over	over	ADP
fsr-3441	457	8	risks	risk	NOUN
fsr-3441	457	9	that	that	PRON
fsr-3441	457	10	depend	depend	VERB
fsr-3441	457	11	on	on	ADP
fsr-3441	457	12	one	one	NUM
fsr-3441	457	13	’s	’s	PART
fsr-3441	457	14	own	own	ADJ
fsr-3441	457	15	performance	performance	NOUN
fsr-3441	457	16	as	as	SCONJ
fsr-3441	457	17	compared	compare	VERB
fsr-3441	457	18	with	with	ADP
fsr-3441	457	19	exogenous	exogenous	ADJ
fsr-3441	457	20	risks	risk	NOUN
fsr-3441	457	21	.	.	PUNCT
fsr-3441	458	1	our	our	PRON
fsr-3441	458	2	results	result	NOUN
fsr-3441	458	3	contribute	contribute	VERB
fsr-3441	458	4	to	to	ADP
fsr-3441	458	5	the	the	DET
fsr-3441	458	6	growing	grow	VERB
fsr-3441	458	7	body	body	NOUN
fsr-3441	458	8	of	of	ADP
fsr-3441	458	9	literature	literature	NOUN
fsr-3441	458	10	on	on	ADP
fsr-3441	458	11	the	the	DET
fsr-3441	458	12	effect	effect	NOUN
fsr-3441	458	13	of	of	ADP
fsr-3441	458	14	psychological	psychological	ADJ
fsr-3441	458	15	biases	bias	NOUN
fsr-3441	458	16	on	on	ADP
fsr-3441	458	17	financial	financial	ADJ
fsr-3441	458	18	decisions	decision	NOUN
fsr-3441	458	19	and	and	CCONJ
fsr-3441	458	20	reinforce	reinforce	VERB
fsr-3441	458	21	the	the	DET
fsr-3441	458	22	importance	importance	NOUN
fsr-3441	458	23	of	of	ADP
fsr-3441	458	24	careful	careful	ADJ
fsr-3441	458	25	measurement	measurement	NOUN
fsr-3441	458	26	of	of	ADP
fsr-3441	458	27	overconfidence	overconfidence	NOUN
fsr-3441	458	28	bias	bias	NOUN
fsr-3441	458	29	in	in	ADP
fsr-3441	458	30	laboratory	laboratory	NOUN
fsr-3441	458	31	experiments	experiment	NOUN
fsr-3441	458	32	.	.	PUNCT
fsr-3441	459	1	this	this	DET
fsr-3441	459	2	distinction	distinction	NOUN
fsr-3441	459	3	is	be	AUX
fsr-3441	459	4	particularly	particularly	ADV
fsr-3441	459	5	important	important	ADJ
fsr-3441	459	6	for	for	ADP
fsr-3441	459	7	understanding	understand	VERB
fsr-3441	459	8	insurance	insurance	NOUN
fsr-3441	459	9	decisions	decision	NOUN
fsr-3441	459	10	related	relate	VERB
fsr-3441	459	11	to	to	ADP
fsr-3441	459	12	risks	risk	NOUN
fsr-3441	459	13	outside	outside	ADV
fsr-3441	459	14	of	of	ADP
fsr-3441	459	15	the	the	DET
fsr-3441	459	16	purchaser	purchaser	NOUN
fsr-3441	459	17	’s	’s	PART
fsr-3441	459	18	control	control	NOUN
fsr-3441	459	19	.	.	PUNCT
fsr-3441	460	1	the	the	DET
fsr-3441	460	2	relationship	relationship	NOUN
fsr-3441	460	3	between	between	ADP
fsr-3441	460	4	overconfidence	overconfidence	NOUN
fsr-3441	460	5	and	and	CCONJ
fsr-3441	460	6	optimism	optimism	NOUN
fsr-3441	460	7	may	may	AUX
fsr-3441	460	8	also	also	ADV
fsr-3441	460	9	help	help	VERB
fsr-3441	460	10	explain	explain	VERB
fsr-3441	460	11	the	the	DET
fsr-3441	460	12	perceived	perceive	VERB
fsr-3441	460	13	tradeoffs	tradeoff	NOUN
fsr-3441	460	14	between	between	ADP
fsr-3441	460	15	risk	risk	NOUN
fsr-3441	460	16	mitigation	mitigation	NOUN
fsr-3441	460	17	and	and	CCONJ
fsr-3441	460	18	insurance	insurance	NOUN
fsr-3441	460	19	decisions	decision	NOUN
fsr-3441	460	20	.	.	PUNCT
fsr-3441	461	1	our	our	PRON
fsr-3441	461	2	results	result	NOUN
fsr-3441	461	3	show	show	VERB
fsr-3441	461	4	that	that	SCONJ
fsr-3441	461	5	,	,	PUNCT
fsr-3441	461	6	after	after	ADP
fsr-3441	461	7	controlling	control	VERB
fsr-3441	461	8	for	for	ADP
fsr-3441	461	9	risk	risk	NOUN
fsr-3441	461	10	-	-	PUNCT
fsr-3441	461	11	seeking	seek	VERB
fsr-3441	461	12	behavior	behavior	NOUN
fsr-3441	461	13	,	,	PUNCT
fsr-3441	461	14	participants	participant	NOUN
fsr-3441	461	15	are	be	AUX
fsr-3441	461	16	more	more	ADV
fsr-3441	461	17	likely	likely	ADJ
fsr-3441	461	18	to	to	PART
fsr-3441	461	19	make	make	VERB
fsr-3441	461	20	suboptimal	suboptimal	ADJ
fsr-3441	461	21	insurance	insurance	NOUN
fsr-3441	461	22	decisions	decision	NOUN
fsr-3441	461	23	when	when	SCONJ
fsr-3441	461	24	the	the	DET
fsr-3441	461	25	risk	risk	NOUN
fsr-3441	461	26	of	of	ADP
fsr-3441	461	27	loss	loss	NOUN
fsr-3441	461	28	depends	depend	VERB
fsr-3441	461	29	on	on	ADP
fsr-3441	461	30	their	their	PRON
fsr-3441	461	31	own	own	ADJ
fsr-3441	461	32	j.	j.	PROPN
fsr-3441	461	33	coats	coats	PROPN
fsr-3441	461	34	,	,	PUNCT
fsr-3441	461	35	v.	v.	ADP
fsr-3441	461	36	bajtelsmit	bajtelsmit	NOUN
fsr-3441	461	37	/	/	SYM
fsr-3441	461	38	financial	financial	ADJ
fsr-3441	461	39	services	service	NOUN
fsr-3441	461	40	review	review	VERB
fsr-3441	461	41	29	29	NUM
fsr-3441	461	42	(	(	PUNCT
fsr-3441	461	43	2021	2021	NUM
fsr-3441	461	44	)	)	PUNCT
fsr-3441	462	1	1–28	1–28	NOUN
fsr-3441	462	2	21	21	NUM
fsr-3441	462	3	t	t	PROPN
fsr-3441	462	4	ab	ab	X
fsr-3441	462	5	le	le	X
fsr-3441	463	1	1	1	NUM
fsr-3441	463	2	0	0	NUM
fsr-3441	463	3	d	d	NOUN
fsr-3441	463	4	et	et	NOUN
fsr-3441	463	5	er	er	INTJ
fsr-3441	463	6	m	m	VERB
fsr-3441	463	7	in	in	ADP
fsr-3441	463	8	an	an	DET
fsr-3441	463	9	ts	ts	X
fsr-3441	463	10	o	o	X
fsr-3441	463	11	f	f	X
fsr-3441	463	12	to	to	ADP
fsr-3441	463	13	ta	ta	PROPN
fsr-3441	463	14	l	l	PROPN
fsr-3441	463	15	co	co	PROPN
fsr-3441	463	16	st	st	PROPN
fsr-3441	463	17	o	o	PROPN
fsr-3441	463	18	f	f	PROPN
fsr-3441	463	19	ri	ri	INTJ
fsr-3441	463	20	sk	sk	INTJ
fsr-3441	463	21	,	,	PUNCT
fsr-3441	463	22	g	g	PROPN
fsr-3441	463	23	en	en	PROPN
fsr-3441	463	24	er	er	INTJ
fsr-3441	463	25	al	al	PROPN
fsr-3441	463	26	iz	iz	INTJ
fsr-3441	463	27	ed	ed	PROPN
fsr-3441	463	28	le	le	PROPN
fsr-3441	463	29	as	as	ADP
fsr-3441	463	30	t	t	PROPN
fsr-3441	463	31	sq	sq	PROPN
fsr-3441	463	32	u	u	PROPN
fsr-3441	463	33	ar	ar	PROPN
fsr-3441	463	34	es	es	X
fsr-3441	463	35	re	re	ADP
fsr-3441	463	36	g	g	PROPN
fsr-3441	463	37	re	re	ADP
fsr-3441	463	38	ss	ss	PROPN
fsr-3441	463	39	io	io	X
fsr-3441	463	40	n	n	PROPN
fsr-3441	463	41	co	co	PROPN
fsr-3441	463	42	ef	ef	PROPN
fsr-3441	463	43	fi	fi	PROPN
fsr-3441	463	44	ci	ci	PROPN
fsr-3441	463	45	en	en	ADP
fsr-3441	463	46	t	t	PROPN
fsr-3441	463	47	es	es	X
fsr-3441	463	48	ti	ti	X
fsr-3441	463	49	m	m	NOUN
fsr-3441	463	50	at	at	ADP
fsr-3441	463	51	es	es	X
fsr-3441	463	52	an	an	PRON
fsr-3441	463	53	d	d	X
fsr-3441	463	54	(	(	PUNCT
fsr-3441	463	55	s	s	NOUN
fsr-3441	463	56	ta	ta	X
fsr-3441	463	57	n	n	PROPN
fsr-3441	463	58	d	d	PROPN
fsr-3441	463	59	ar	ar	PROPN
fsr-3441	464	1	d	d	PROPN
fsr-3441	464	2	er	er	INTJ
fsr-3441	464	3	ro	ro	INTJ
fsr-3441	464	4	rs	rs	NOUN
fsr-3441	464	5	)	)	PUNCT
fsr-3441	465	1	d	d	X
fsr-3441	465	2	et	et	NOUN
fsr-3441	465	3	er	er	INTJ
fsr-3441	465	4	m	m	VERB
fsr-3441	465	5	in	in	ADP
fsr-3441	465	6	an	an	DET
fsr-3441	465	7	ts	ts	X
fsr-3441	465	8	o	o	PROPN
fsr-3441	465	9	f	f	X
fsr-3441	465	10	u	u	PROPN
fsr-3441	465	11	n	n	PROPN
fsr-3441	465	12	d	d	X
fsr-3441	465	13	er	er	INTJ
fsr-3441	465	14	in	in	ADP
fsr-3441	465	15	su	su	PROPN
fsr-3441	465	16	ra	ra	PROPN
fsr-3441	465	17	n	n	PROPN
fsr-3441	465	18	ce	ce	PROPN
fsr-3441	465	19	in	in	ADP
fsr-3441	465	20	m	m	PROPN
fsr-3441	465	21	is	be	AUX
fsr-3441	465	22	ta	ta	AUX
fsr-3441	465	23	k	k	PROPN
fsr-3441	465	24	es	es	ADP
fsr-3441	465	25	tr	tr	PROPN
fsr-3441	465	26	ea	ea	X
fsr-3441	465	27	tm	tm	NOUN
fsr-3441	465	28	en	en	ADP
fsr-3441	465	29	ts	ts	X
fsr-3441	465	30	,	,	PUNCT
fsr-3441	465	31	n	n	NOUN
fsr-3441	465	32	=	=	SYM
fsr-3441	465	33	2	2	NUM
fsr-3441	465	34	4	4	NUM
fsr-3441	465	35	0	0	NUM
fsr-3441	465	36	,	,	PUNCT
fsr-3441	465	37	st	st	PROPN
fsr-3441	465	38	an	an	PRON
fsr-3441	465	39	d	d	PROPN
fsr-3441	465	40	ar	ar	PROPN
fsr-3441	465	41	d	d	PROPN
fsr-3441	465	42	er	er	INTJ
fsr-3441	465	43	ro	ro	INTJ
fsr-3441	465	44	rs	rs	PROPN
fsr-3441	465	45	cl	cl	INTJ
fsr-3441	465	46	u	u	PROPN
fsr-3441	465	47	st	st	PROPN
fsr-3441	465	48	er	er	INTJ
fsr-3441	465	49	ed	ed	PROPN
fsr-3441	465	50	b	b	PROPN
fsr-3441	465	51	y	y	PROPN
fsr-3441	465	52	p	p	PROPN
fsr-3441	465	53	ar	ar	PROPN
fsr-3441	465	54	ti	ti	PROPN
fsr-3441	465	55	ci	ci	PROPN
fsr-3441	465	56	p	p	NOUN
fsr-3441	465	57	an	an	DET
fsr-3441	465	58	t	t	NOUN
fsr-3441	465	59	m	m	NOUN
fsr-3441	465	60	o	o	NOUN
fsr-3441	466	1	d	d	X
fsr-3441	466	2	el	el	PROPN
fsr-3441	466	3	1	1	NUM
fsr-3441	466	4	:	:	PUNCT
fsr-3441	466	5	g	g	PROPN
fsr-3441	466	6	ro	ro	INTJ
fsr-3441	466	7	ss	ss	INTJ
fsr-3441	466	8	o	o	X
fsr-3441	466	9	v	v	INTJ
fsr-3441	466	10	er	er	INTJ
fsr-3441	466	11	co	co	NOUN
fsr-3441	466	12	n	n	PROPN
fsr-3441	466	13	fi	fi	NOUN
fsr-3441	467	1	d	d	X
fsr-3441	467	2	en	en	PROPN
fsr-3441	467	3	ce	ce	PROPN
fsr-3441	467	4	m	m	PROPN
fsr-3441	467	5	o	o	PROPN
fsr-3441	467	6	d	d	X
fsr-3441	467	7	el	el	PROPN
fsr-3441	467	8	2	2	NUM
fsr-3441	467	9	:	:	PUNCT
fsr-3441	467	10	o	o	X
fsr-3441	467	11	p	p	X
fsr-3441	467	12	ti	ti	PROPN
fsr-3441	467	13	m	m	NOUN
fsr-3441	467	14	is	be	AUX
fsr-3441	467	15	m	m	VERB
fsr-3441	467	16	m	m	NOUN
fsr-3441	467	17	o	o	NOUN
fsr-3441	467	18	d	d	X
fsr-3441	467	19	el	el	PROPN
fsr-3441	467	20	3	3	NUM
fsr-3441	467	21	:	:	PUNCT
fsr-3441	467	22	n	n	CCONJ
fsr-3441	467	23	et	et	NOUN
fsr-3441	467	24	o	o	NOUN
fsr-3441	467	25	v	v	INTJ
fsr-3441	467	26	er	er	INTJ
fsr-3441	467	27	co	co	NOUN
fsr-3441	467	28	n	n	PROPN
fsr-3441	467	29	fi	fi	NOUN
fsr-3441	468	1	d	d	X
fsr-3441	468	2	en	en	PROPN
fsr-3441	468	3	ce	ce	PROPN
fsr-3441	468	4	m	m	PROPN
fsr-3441	468	5	ai	ai	VERB
fsr-3441	468	6	n	n	ADV
fsr-3441	468	7	ef	ef	X
fsr-3441	468	8	fe	fe	X
fsr-3441	469	1	ct	ct	NUM
fsr-3441	469	2	s	s	PROPN
fsr-3441	469	3	in	in	ADP
fsr-3441	469	4	te	te	ADP
fsr-3441	469	5	ra	ra	PROPN
fsr-3441	469	6	ct	ct	PROPN
fsr-3441	469	7	io	io	PROPN
fsr-3441	469	8	n	n	PROPN
fsr-3441	469	9	ef	ef	X
fsr-3441	469	10	fe	fe	X
fsr-3441	470	1	ct	ct	NUM
fsr-3441	470	2	s	s	VERB
fsr-3441	470	3	m	m	VERB
fsr-3441	470	4	ai	ai	VERB
fsr-3441	470	5	n	n	ADV
fsr-3441	470	6	ef	ef	X
fsr-3441	470	7	fe	fe	X
fsr-3441	471	1	ct	ct	NUM
fsr-3441	471	2	s	s	PROPN
fsr-3441	471	3	in	in	ADP
fsr-3441	471	4	te	te	ADP
fsr-3441	471	5	ra	ra	PROPN
fsr-3441	471	6	ct	ct	PROPN
fsr-3441	471	7	io	io	PROPN
fsr-3441	471	8	n	n	PROPN
fsr-3441	471	9	ef	ef	X
fsr-3441	471	10	fe	fe	X
fsr-3441	472	1	ct	ct	NUM
fsr-3441	472	2	s	s	VERB
fsr-3441	472	3	m	m	VERB
fsr-3441	472	4	ai	ai	VERB
fsr-3441	472	5	n	n	ADV
fsr-3441	472	6	ef	ef	X
fsr-3441	472	7	fe	fe	X
fsr-3441	473	1	ct	ct	NUM
fsr-3441	473	2	s	s	PROPN
fsr-3441	473	3	in	in	ADP
fsr-3441	473	4	te	te	ADP
fsr-3441	473	5	ra	ra	PROPN
fsr-3441	473	6	ct	ct	PROPN
fsr-3441	473	7	io	io	PROPN
fsr-3441	473	8	n	n	PROPN
fsr-3441	473	9	ef	ef	X
fsr-3441	473	10	fe	fe	X
fsr-3441	473	11	ct	ct	NUM
fsr-3441	473	12	s	s	PROPN
fsr-3441	473	13	in	in	ADP
fsr-3441	473	14	te	te	PROPN
fsr-3441	473	15	rc	rc	PROPN
fsr-3441	473	16	ep	ep	PROPN
fsr-3441	473	17	t	t	PROPN
fsr-3441	473	18	1	1	NUM
fsr-3441	473	19	4	4	NUM
fsr-3441	473	20	.6	.6	NUM
fsr-3441	473	21	3	3	NUM
fsr-3441	473	22	1	1	NUM
fsr-3441	473	23	1	1	NUM
fsr-3441	473	24	(	(	PUNCT
fsr-3441	473	25	0	0	NUM
fsr-3441	473	26	.3	.3	NUM
fsr-3441	473	27	9	9	NUM
fsr-3441	473	28	8	8	NUM
fsr-3441	473	29	8	8	NUM
fsr-3441	473	30	)	)	PUNCT
fsr-3441	473	31	1	1	NUM
fsr-3441	473	32	4	4	NUM
fsr-3441	473	33	.8	.8	NUM
fsr-3441	473	34	3	3	NUM
fsr-3441	473	35	7	7	NUM
fsr-3441	473	36	3	3	NUM
fsr-3441	473	37	*	*	PUNCT
fsr-3441	473	38	*	*	PUNCT
fsr-3441	474	1	*	*	PUNCT
fsr-3441	474	2	(	(	PUNCT
fsr-3441	474	3	0	0	NUM
fsr-3441	474	4	.4	.4	NUM
fsr-3441	474	5	0	0	NUM
fsr-3441	474	6	3	3	NUM
fsr-3441	474	7	4	4	NUM
fsr-3441	474	8	)	)	PUNCT
fsr-3441	474	9	1	1	NUM
fsr-3441	474	10	4	4	NUM
fsr-3441	474	11	.5	.5	NUM
fsr-3441	474	12	5	5	NUM
fsr-3441	474	13	8	8	NUM
fsr-3441	474	14	3	3	NUM
fsr-3441	474	15	*	*	PUNCT
fsr-3441	474	16	*	*	PUNCT
fsr-3441	474	17	*	*	PUNCT
fsr-3441	474	18	(	(	PUNCT
fsr-3441	474	19	0	0	NUM
fsr-3441	474	20	.3	.3	NUM
fsr-3441	474	21	9	9	NUM
fsr-3441	474	22	3	3	NUM
fsr-3441	474	23	1	1	NUM
fsr-3441	474	24	)	)	PUNCT
fsr-3441	474	25	1	1	NUM
fsr-3441	474	26	4	4	NUM
fsr-3441	474	27	.5	.5	NUM
fsr-3441	474	28	2	2	NUM
fsr-3441	474	29	9	9	NUM
fsr-3441	474	30	7	7	NUM
fsr-3441	474	31	*	*	PUNCT
fsr-3441	474	32	*	*	PUNCT
fsr-3441	474	33	*	*	PUNCT
fsr-3441	474	34	(	(	PUNCT
fsr-3441	474	35	0	0	NUM
fsr-3441	474	36	.3	.3	NUM
fsr-3441	474	37	9	9	NUM
fsr-3441	474	38	2	2	NUM
fsr-3441	474	39	2	2	NUM
fsr-3441	474	40	)	)	PUNCT
fsr-3441	474	41	1	1	NUM
fsr-3441	474	42	4	4	NUM
fsr-3441	474	43	.8	.8	NUM
fsr-3441	474	44	0	0	NUM
fsr-3441	474	45	5	5	NUM
fsr-3441	474	46	6	6	NUM
fsr-3441	474	47	*	*	PUNCT
fsr-3441	474	48	*	*	PUNCT
fsr-3441	474	49	*	*	PUNCT
fsr-3441	474	50	(	(	PUNCT
fsr-3441	474	51	0	0	NUM
fsr-3441	474	52	.4	.4	NUM
fsr-3441	474	53	3	3	NUM
fsr-3441	474	54	7	7	NUM
fsr-3441	474	55	3	3	NUM
fsr-3441	474	56	)	)	PUNCT
fsr-3441	474	57	1	1	NUM
fsr-3441	474	58	4	4	NUM
fsr-3441	474	59	.6	.6	NUM
fsr-3441	474	60	5	5	NUM
fsr-3441	474	61	0	0	NUM
fsr-3441	474	62	4	4	NUM
fsr-3441	474	63	*	*	PUNCT
fsr-3441	475	1	*	*	PUNCT
fsr-3441	475	2	*	*	PUNCT
fsr-3441	475	3	(	(	PUNCT
fsr-3441	475	4	0	0	NUM
fsr-3441	475	5	.4	.4	NUM
fsr-3441	475	6	3	3	NUM
fsr-3441	475	7	4	4	NUM
fsr-3441	475	8	0	0	NUM
fsr-3441	475	9	)	)	PUNCT
fsr-3441	476	1	o	o	NOUN
fsr-3441	476	2	th	th	X
fsr-3441	476	3	er	er	INTJ
fsr-3441	476	4	s	s	NOUN
fsr-3441	476	5	’	'	PUNCT
fsr-3441	476	6	m	m	VERB
fsr-3441	476	7	is	be	AUX
fsr-3441	476	8	ta	ta	ADP
fsr-3441	476	9	k	k	PROPN
fsr-3441	476	10	es	es	X
fsr-3441	476	11	�	�	PROPN
fsr-3441	476	12	0	0	NUM
fsr-3441	476	13	.4	.4	NUM
fsr-3441	476	14	8	8	NUM
fsr-3441	476	15	4	4	NUM
fsr-3441	476	16	7	7	NUM
fsr-3441	476	17	(	(	PUNCT
fsr-3441	476	18	0	0	NUM
fsr-3441	476	19	.3	.3	NUM
fsr-3441	476	20	3	3	NUM
fsr-3441	476	21	0	0	NUM
fsr-3441	476	22	2	2	NUM
fsr-3441	476	23	)	)	PUNCT
fsr-3441	476	24	0	0	NUM
fsr-3441	477	1	.0	.0	NUM
fsr-3441	477	2	3	3	NUM
fsr-3441	477	3	2	2	NUM
fsr-3441	477	4	0	0	NUM
fsr-3441	477	5	(	(	PUNCT
fsr-3441	477	6	0	0	NUM
fsr-3441	477	7	.2	.2	NUM
fsr-3441	477	8	9	9	NUM
fsr-3441	477	9	0	0	NUM
fsr-3441	477	10	0	0	NUM
fsr-3441	477	11	)	)	PUNCT
fsr-3441	477	12	�	�	NOUN
fsr-3441	477	13	0	0	NUM
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fsr-3441	477	15	8	8	NUM
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fsr-3441	477	18	(	(	PUNCT
fsr-3441	477	19	0	0	NUM
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fsr-3441	477	24	)	)	PUNCT
fsr-3441	477	25	�	�	X
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fsr-3441	477	37	)	)	PUNCT
fsr-3441	477	38	�	�	X
fsr-3441	477	39	0	0	NUM
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fsr-3441	478	5	(	(	PUNCT
fsr-3441	478	6	0	0	NUM
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fsr-3441	478	11	)	)	PUNCT
fsr-3441	478	12	�	�	PROPN
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fsr-3441	478	18	(	(	PUNCT
fsr-3441	478	19	2	2	NUM
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fsr-3441	478	24	)	)	PUNCT
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fsr-3441	479	12	(	(	PUNCT
fsr-3441	479	13	2	2	NUM
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fsr-3441	479	18	)	)	PUNCT
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fsr-3441	479	21	5	5	NUM
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fsr-3441	479	23	1	1	NUM
fsr-3441	479	24	*	*	PUNCT
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fsr-3441	480	3	(	(	PUNCT
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fsr-3441	480	9	)	)	PUNCT
fsr-3441	480	10	g	g	ADP
fsr-3441	480	11	o	o	X
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fsr-3441	480	13	�	�	PROPN
fsr-3441	481	1	o	o	X
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fsr-3441	481	3	er	er	INTJ
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fsr-3441	481	5	’	'	PUNCT
fsr-3441	481	6	m	m	VERB
fsr-3441	481	7	is	be	AUX
fsr-3441	481	8	ta	ta	ADP
fsr-3441	481	9	k	k	PROPN
fsr-3441	481	10	es	es	X
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fsr-3441	482	1	*	*	PUNCT
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fsr-3441	483	9	)	)	PUNCT
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fsr-3441	484	4	is	be	AUX
fsr-3441	484	5	m	m	PROPN
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fsr-3441	484	14	*	*	PUNCT
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fsr-3441	485	3	(	(	PUNCT
fsr-3441	485	4	1	1	NUM
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fsr-3441	485	9	)	)	PUNCT
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fsr-3441	485	15	*	*	PUNCT
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fsr-3441	485	24	)	)	PUNCT
fsr-3441	485	25	o	o	NOUN
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fsr-3441	486	4	is	be	AUX
fsr-3441	486	5	m	m	VERB
fsr-3441	486	6	�	�	NOUN
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fsr-3441	486	9	er	er	INTJ
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fsr-3441	486	11	’	'	PUNCT
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fsr-3441	486	20	2	2	NUM
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fsr-3441	486	24	1	1	NUM
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fsr-3441	486	29	)	)	PUNCT
fsr-3441	487	1	n	n	ADV
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fsr-3441	488	18	)	)	PUNCT
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fsr-3441	490	5	’	'	PUNCT
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fsr-3441	490	25	m	m	VERB
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fsr-3441	493	11	)	)	PUNCT
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fsr-3441	494	5	(	(	PUNCT
fsr-3441	494	6	0	0	NUM
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fsr-3441	494	11	)	)	PUNCT
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fsr-3441	495	5	(	(	PUNCT
fsr-3441	495	6	0	0	NUM
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fsr-3441	495	11	)	)	PUNCT
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fsr-3441	496	2	7	7	NUM
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fsr-3441	496	5	(	(	PUNCT
fsr-3441	496	6	0	0	NUM
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fsr-3441	496	9	1	1	NUM
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fsr-3441	496	11	)	)	PUNCT
fsr-3441	496	12	in	in	ADP
fsr-3441	496	13	it	it	PRON
fsr-3441	496	14	ia	ia	PROPN
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fsr-3441	496	16	p	p	PROPN
fsr-3441	496	17	ro	ro	PROPN
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fsr-3441	497	1	it	it	PRON
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fsr-3441	498	2	=	=	SYM
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fsr-3441	498	5	%	%	NOUN
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fsr-3441	499	9	)	)	PUNCT
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fsr-3441	500	9	)	)	PUNCT
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fsr-3441	501	9	)	)	PUNCT
fsr-3441	501	10	2	2	NUM
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fsr-3441	501	15	*	*	PUNCT
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fsr-3441	503	1	*	*	PUNCT
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fsr-3441	505	10	1	1	NUM
fsr-3441	505	11	.8	.8	NUM
fsr-3441	505	12	2	2	NUM
fsr-3441	505	13	7	7	NUM
fsr-3441	505	14	2	2	NUM
fsr-3441	505	15	*	*	PUNCT
fsr-3441	506	1	*	*	PUNCT
fsr-3441	506	2	*	*	PUNCT
fsr-3441	506	3	(	(	PUNCT
fsr-3441	506	4	0	0	NUM
fsr-3441	506	5	.4	.4	NUM
fsr-3441	506	6	9	9	NUM
fsr-3441	506	7	4	4	NUM
fsr-3441	506	8	7	7	NUM
fsr-3441	506	9	)	)	PUNCT
fsr-3441	506	10	1	1	NUM
fsr-3441	506	11	.8	.8	NUM
fsr-3441	506	12	8	8	NUM
fsr-3441	506	13	3	3	NUM
fsr-3441	506	14	1	1	NUM
fsr-3441	506	15	*	*	PUNCT
fsr-3441	507	1	*	*	PUNCT
fsr-3441	507	2	*	*	PUNCT
fsr-3441	507	3	(	(	PUNCT
fsr-3441	507	4	0	0	NUM
fsr-3441	507	5	.5	.5	NUM
fsr-3441	508	1	4	4	NUM
fsr-3441	508	2	0	0	NUM
fsr-3441	508	3	8	8	NUM
fsr-3441	508	4	)	)	PUNCT
fsr-3441	508	5	1	1	NUM
fsr-3441	508	6	.8	.8	NUM
fsr-3441	508	7	8	8	NUM
fsr-3441	508	8	3	3	NUM
fsr-3441	508	9	1	1	NUM
fsr-3441	508	10	*	*	PUNCT
fsr-3441	509	1	*	*	PUNCT
fsr-3441	509	2	*	*	PUNCT
fsr-3441	509	3	(	(	PUNCT
fsr-3441	509	4	0	0	NUM
fsr-3441	509	5	.5	.5	NUM
fsr-3441	509	6	4	4	NUM
fsr-3441	509	7	1	1	NUM
fsr-3441	509	8	9	9	NUM
fsr-3441	509	9	)	)	PUNCT
fsr-3441	510	1	d	d	AUX
fsr-3441	510	2	et	et	NOUN
fsr-3441	510	3	er	er	INTJ
fsr-3441	510	4	m	m	VERB
fsr-3441	510	5	in	in	ADP
fsr-3441	510	6	an	an	DET
fsr-3441	510	7	ts	ts	X
fsr-3441	510	8	o	o	X
fsr-3441	510	9	f	f	X
fsr-3441	510	10	to	to	ADP
fsr-3441	510	11	ta	ta	PROPN
fsr-3441	510	12	l	l	PROPN
fsr-3441	510	13	co	co	PROPN
fsr-3441	510	14	st	st	PROPN
fsr-3441	510	15	o	o	PROPN
fsr-3441	510	16	f	f	X
fsr-3441	510	17	ri	ri	INTJ
fsr-3441	510	18	sk	sk	VERB
fsr-3441	510	19	in	in	ADP
fsr-3441	510	20	n	n	ADV
fsr-3441	510	21	o	o	NOUN
fsr-3441	510	22	m	m	NOUN
fsr-3441	510	23	is	be	AUX
fsr-3441	510	24	ta	ta	ADP
fsr-3441	510	25	k	k	PROPN
fsr-3441	510	26	es	es	X
fsr-3441	510	27	p	p	X
fsr-3441	510	28	(	(	PUNCT
fsr-3441	510	29	l	l	NOUN
fsr-3441	510	30	o	o	X
fsr-3441	510	31	ss	ss	NOUN
fsr-3441	510	32	)	)	PUNCT
fsr-3441	511	1	=	=	SYM
fsr-3441	511	2	3	3	NUM
fsr-3441	511	3	2	2	NUM
fsr-3441	511	4	%	%	NOUN
fsr-3441	511	5	tr	tr	NOUN
fsr-3441	511	6	ea	ea	X
fsr-3441	511	7	tm	tm	PROPN
fsr-3441	511	8	en	en	PROPN
fsr-3441	511	9	t	t	PROPN
fsr-3441	511	10	,	,	PUNCT
fsr-3441	511	11	n	n	NOUN
fsr-3441	511	12	=	=	NUM
fsr-3441	511	13	6	6	NUM
fsr-3441	511	14	0	0	NUM
fsr-3441	511	15	m	m	NOUN
fsr-3441	511	16	o	o	NOUN
fsr-3441	512	1	d	d	X
fsr-3441	512	2	el	el	PROPN
fsr-3441	512	3	1	1	NUM
fsr-3441	512	4	:	:	PUNCT
fsr-3441	512	5	g	g	PROPN
fsr-3441	512	6	ro	ro	INTJ
fsr-3441	512	7	ss	ss	INTJ
fsr-3441	512	8	o	o	X
fsr-3441	512	9	v	v	INTJ
fsr-3441	512	10	er	er	INTJ
fsr-3441	512	11	co	co	NOUN
fsr-3441	512	12	n	n	PROPN
fsr-3441	512	13	fi	fi	NOUN
fsr-3441	513	1	d	d	X
fsr-3441	513	2	en	en	PROPN
fsr-3441	513	3	ce	ce	PROPN
fsr-3441	513	4	m	m	PROPN
fsr-3441	513	5	o	o	PROPN
fsr-3441	513	6	d	d	X
fsr-3441	513	7	el	el	PROPN
fsr-3441	513	8	2	2	NUM
fsr-3441	513	9	:	:	PUNCT
fsr-3441	513	10	o	o	X
fsr-3441	513	11	p	p	X
fsr-3441	513	12	ti	ti	PROPN
fsr-3441	513	13	m	m	NOUN
fsr-3441	513	14	is	be	AUX
fsr-3441	513	15	m	m	VERB
fsr-3441	513	16	m	m	NOUN
fsr-3441	513	17	o	o	NOUN
fsr-3441	513	18	d	d	X
fsr-3441	513	19	el	el	PROPN
fsr-3441	513	20	3	3	NUM
fsr-3441	513	21	:	:	PUNCT
fsr-3441	513	22	n	n	CCONJ
fsr-3441	513	23	et	et	NOUN
fsr-3441	513	24	o	o	NOUN
fsr-3441	513	25	v	v	INTJ
fsr-3441	513	26	er	er	INTJ
fsr-3441	513	27	co	co	NOUN
fsr-3441	513	28	n	n	PROPN
fsr-3441	513	29	fi	fi	NOUN
fsr-3441	513	30	d	d	X
fsr-3441	513	31	en	en	X
fsr-3441	513	32	ce	ce	PROPN
fsr-3441	513	33	in	in	ADP
fsr-3441	513	34	te	te	PROPN
fsr-3441	513	35	rc	rc	PROPN
fsr-3441	513	36	ep	ep	PROPN
fsr-3441	513	37	t	t	PROPN
fsr-3441	513	38	1	1	NUM
fsr-3441	513	39	2	2	NUM
fsr-3441	513	40	.5	.5	NUM
fsr-3441	513	41	6	6	NUM
fsr-3441	513	42	5	5	NUM
fsr-3441	513	43	0	0	NUM
fsr-3441	514	1	*	*	PUNCT
fsr-3441	515	1	*	*	PUNCT
fsr-3441	515	2	*	*	PUNCT
fsr-3441	515	3	(	(	PUNCT
fsr-3441	515	4	0	0	NUM
fsr-3441	515	5	.2	.2	NUM
fsr-3441	515	6	3	3	NUM
fsr-3441	515	7	6	6	NUM
fsr-3441	515	8	7	7	NUM
fsr-3441	515	9	)	)	PUNCT
fsr-3441	515	10	1	1	NUM
fsr-3441	515	11	2	2	NUM
fsr-3441	515	12	.6	.6	NUM
fsr-3441	515	13	4	4	NUM
fsr-3441	515	14	4	4	NUM
fsr-3441	515	15	6	6	NUM
fsr-3441	515	16	*	*	PUNCT
fsr-3441	516	1	*	*	PUNCT
fsr-3441	516	2	*	*	PUNCT
fsr-3441	516	3	(	(	PUNCT
fsr-3441	516	4	0	0	NUM
fsr-3441	516	5	.2	.2	NUM
fsr-3441	516	6	2	2	NUM
fsr-3441	516	7	2	2	NUM
fsr-3441	516	8	2	2	NUM
fsr-3441	516	9	)	)	PUNCT
fsr-3441	516	10	1	1	NUM
fsr-3441	516	11	2	2	NUM
fsr-3441	516	12	.5	.5	NUM
fsr-3441	516	13	8	8	NUM
fsr-3441	516	14	*	*	PUNCT
fsr-3441	517	1	*	*	PUNCT
fsr-3441	517	2	*	*	PUNCT
fsr-3441	517	3	(	(	PUNCT
fsr-3441	517	4	0	0	NUM
fsr-3441	517	5	.2	.2	NUM
fsr-3441	517	6	1	1	NUM
fsr-3441	517	7	9	9	NUM
fsr-3441	517	8	4	4	NUM
fsr-3441	517	9	)	)	PUNCT
fsr-3441	518	1	g	g	ADP
fsr-3441	518	2	o	o	NOUN
fsr-3441	518	3	c	c	PROPN
fsr-3441	518	4	b	b	X
fsr-3441	518	5	ia	ia	PROPN
fsr-3441	518	6	s	s	NOUN
fsr-3441	518	7	0	0	NUM
fsr-3441	518	8	.6	.6	NUM
fsr-3441	518	9	9	9	NUM
fsr-3441	518	10	1	1	NUM
fsr-3441	518	11	0	0	NUM
fsr-3441	519	1	(	(	PUNCT
fsr-3441	519	2	0	0	NUM
fsr-3441	519	3	.8	.8	NUM
fsr-3441	519	4	1	1	NUM
fsr-3441	519	5	3	3	NUM
fsr-3441	519	6	3	3	NUM
fsr-3441	519	7	)	)	PUNCT
fsr-3441	519	8	o	o	NOUN
fsr-3441	520	1	p	p	X
fsr-3441	520	2	ti	ti	PROPN
fsr-3441	520	3	m	m	VERB
fsr-3441	520	4	is	be	AUX
fsr-3441	520	5	m	m	PROPN
fsr-3441	520	6	b	b	X
fsr-3441	520	7	ia	ia	PROPN
fsr-3441	520	8	s	s	X
fsr-3441	520	9	�	�	PROPN
fsr-3441	520	10	1	1	NUM
fsr-3441	520	11	.0	.0	NUM
fsr-3441	520	12	4	4	NUM
fsr-3441	520	13	3	3	NUM
fsr-3441	520	14	9	9	NUM
fsr-3441	520	15	(	(	PUNCT
fsr-3441	520	16	1	1	NUM
fsr-3441	520	17	.0	.0	NUM
fsr-3441	520	18	3	3	NUM
fsr-3441	520	19	9	9	NUM
fsr-3441	520	20	6	6	NUM
fsr-3441	520	21	)	)	PUNCT
fsr-3441	520	22	n	n	ADV
fsr-3441	521	1	o	o	NOUN
fsr-3441	521	2	c	c	PROPN
fsr-3441	521	3	b	b	X
fsr-3441	521	4	ia	ia	PROPN
fsr-3441	521	5	s	s	PROPN
fsr-3441	521	6	1	1	NUM
fsr-3441	521	7	.7	.7	NUM
fsr-3441	521	8	3	3	NUM
fsr-3441	521	9	8	8	NUM
fsr-3441	521	10	5	5	NUM
fsr-3441	521	11	*	*	PUNCT
fsr-3441	521	12	(	(	PUNCT
fsr-3441	521	13	0	0	NUM
fsr-3441	521	14	.9	.9	NUM
fsr-3441	521	15	7	7	NUM
fsr-3441	521	16	8	8	NUM
fsr-3441	521	17	0	0	NUM
fsr-3441	521	18	)	)	PUNCT
fsr-3441	521	19	m	m	VERB
fsr-3441	521	20	al	al	PROPN
fsr-3441	521	21	e	e	PROPN
fsr-3441	521	22	0	0	NUM
fsr-3441	521	23	.0	.0	NUM
fsr-3441	521	24	2	2	NUM
fsr-3441	521	25	1	1	NUM
fsr-3441	521	26	2	2	NUM
fsr-3441	521	27	(	(	PUNCT
fsr-3441	521	28	0	0	NUM
fsr-3441	521	29	.9	.9	NUM
fsr-3441	521	30	2	2	NUM
fsr-3441	521	31	9	9	NUM
fsr-3441	521	32	9	9	NUM
fsr-3441	521	33	)	)	PUNCT
fsr-3441	521	34	0	0	NUM
fsr-3441	522	1	.0	.0	NUM
fsr-3441	522	2	2	2	NUM
fsr-3441	522	3	3	3	NUM
fsr-3441	522	4	6	6	NUM
fsr-3441	522	5	(	(	PUNCT
fsr-3441	522	6	0	0	NUM
fsr-3441	522	7	.2	.2	NUM
fsr-3441	522	8	5	5	NUM
fsr-3441	522	9	6	6	NUM
fsr-3441	522	10	8	8	NUM
fsr-3441	522	11	)	)	PUNCT
fsr-3441	522	12	�	�	PROPN
fsr-3441	522	13	0	0	NUM
fsr-3441	522	14	.1	.1	NUM
fsr-3441	522	15	0	0	NUM
fsr-3441	522	16	6	6	NUM
fsr-3441	522	17	2	2	NUM
fsr-3441	522	18	(	(	PUNCT
fsr-3441	522	19	0	0	NUM
fsr-3441	522	20	.2	.2	NUM
fsr-3441	522	21	5	5	NUM
fsr-3441	522	22	8	8	NUM
fsr-3441	522	23	8	8	NUM
fsr-3441	522	24	)	)	PUNCT
fsr-3441	522	25	n	n	ADV
fsr-3441	523	1	o	o	NOUN
fsr-3441	523	2	te	te	X
fsr-3441	523	3	s	s	NOUN
fsr-3441	523	4	:	:	PUNCT
fsr-3441	523	5	*	*	PUNCT
fsr-3441	523	6	,	,	PUNCT
fsr-3441	523	7	*	*	PUNCT
fsr-3441	523	8	*	*	PUNCT
fsr-3441	523	9	,	,	PUNCT
fsr-3441	523	10	*	*	PUNCT
fsr-3441	524	1	*	*	PUNCT
fsr-3441	524	2	*	*	PUNCT
fsr-3441	524	3	d	d	X
fsr-3441	524	4	es	es	VERB
fsr-3441	524	5	ig	ig	PROPN
fsr-3441	524	6	n	n	CCONJ
fsr-3441	524	7	at	at	ADP
fsr-3441	524	8	e	e	PROPN
fsr-3441	524	9	si	si	PROPN
fsr-3441	524	10	g	g	PROPN
fsr-3441	524	11	n	n	PROPN
fsr-3441	524	12	ifi	ifi	PROPN
fsr-3441	524	13	ca	ca	PROPN
fsr-3441	524	14	n	n	ADV
fsr-3441	524	15	ce	ce	PROPN
fsr-3441	524	16	at	at	ADP
fsr-3441	524	17	th	th	X
fsr-3441	524	18	e	e	NOUN
fsr-3441	524	19	9	9	NUM
fsr-3441	524	20	0	0	NUM
fsr-3441	524	21	%	%	NOUN
fsr-3441	524	22	,	,	PUNCT
fsr-3441	524	23	9	9	NUM
fsr-3441	524	24	5	5	NUM
fsr-3441	524	25	%	%	NOUN
fsr-3441	524	26	,	,	PUNCT
fsr-3441	524	27	an	an	DET
fsr-3441	524	28	d	d	NOUN
fsr-3441	524	29	9	9	NUM
fsr-3441	524	30	9	9	NUM
fsr-3441	524	31	%	%	NOUN
fsr-3441	524	32	co	co	NOUN
fsr-3441	524	33	n	n	PROPN
fsr-3441	524	34	fi	fi	NOUN
fsr-3441	524	35	d	d	X
fsr-3441	524	36	en	en	X
fsr-3441	524	37	ce	ce	PROPN
fsr-3441	524	38	in	in	ADP
fsr-3441	524	39	te	te	PROPN
fsr-3441	524	40	rv	rv	PROPN
fsr-3441	524	41	al	al	PROPN
fsr-3441	524	42	s	s	PROPN
fsr-3441	524	43	,	,	PUNCT
fsr-3441	524	44	re	re	ADP
fsr-3441	524	45	sp	sp	ADP
fsr-3441	524	46	ec	ec	PROPN
fsr-3441	524	47	ti	ti	PROPN
fsr-3441	524	48	v	v	PROPN
fsr-3441	524	49	el	el	PROPN
fsr-3441	524	50	y	y	PROPN
fsr-3441	524	51	.	.	PUNCT
fsr-3441	525	1	g	g	NOUN
fsr-3441	525	2	o	o	PROPN
fsr-3441	525	3	c	c	NOUN
fsr-3441	525	4	an	an	DET
fsr-3441	525	5	d	d	NOUN
fsr-3441	525	6	n	n	NUM
fsr-3441	525	7	o	o	NOUN
fsr-3441	526	1	c	c	NOUN
fsr-3441	527	1	d	d	X
fsr-3441	527	2	en	en	X
fsr-3441	527	3	o	o	X
fsr-3441	527	4	te	te	INTJ
fsr-3441	527	5	g	g	PROPN
fsr-3441	527	6	ro	ro	INTJ
fsr-3441	527	7	ss	ss	PROPN
fsr-3441	527	8	an	an	DET
fsr-3441	527	9	d	d	NOUN
fsr-3441	527	10	n	n	ADP
fsr-3441	527	11	et	et	NOUN
fsr-3441	527	12	o	o	NOUN
fsr-3441	527	13	v	v	INTJ
fsr-3441	527	14	er	er	INTJ
fsr-3441	527	15	co	co	NOUN
fsr-3441	527	16	n	n	PROPN
fsr-3441	527	17	fi	fi	NOUN
fsr-3441	527	18	d	d	X
fsr-3441	527	19	en	en	PROPN
fsr-3441	527	20	ce	ce	PROPN
fsr-3441	527	21	,	,	PUNCT
fsr-3441	527	22	re	re	ADP
fsr-3441	527	23	sp	sp	ADP
fsr-3441	527	24	ec	ec	PROPN
fsr-3441	527	25	ti	ti	PROPN
fsr-3441	527	26	v	v	PROPN
fsr-3441	527	27	el	el	PROPN
fsr-3441	527	28	y	y	PROPN
fsr-3441	527	29	.	.	PUNCT
fsr-3441	528	1	22	22	NUM
fsr-3441	528	2	j.	j.	PROPN
fsr-3441	528	3	coats	coats	PROPN
fsr-3441	528	4	,	,	PUNCT
fsr-3441	528	5	v.	v.	ADP
fsr-3441	528	6	bajtelsmit	bajtelsmit	NOUN
fsr-3441	528	7	/	/	SYM
fsr-3441	528	8	financial	financial	ADJ
fsr-3441	528	9	services	service	NOUN
fsr-3441	528	10	review	review	VERB
fsr-3441	528	11	29	29	NUM
fsr-3441	528	12	(	(	PUNCT
fsr-3441	528	13	2021	2021	NUM
fsr-3441	528	14	)	)	PUNCT
fsr-3441	528	15	1–28	1–28	NOUN
fsr-3441	528	16	performance	performance	NOUN
fsr-3441	528	17	than	than	ADP
fsr-3441	528	18	others	other	NOUN
fsr-3441	528	19	’	’	PART
fsr-3441	528	20	performance	performance	NOUN
fsr-3441	528	21	.	.	PUNCT
fsr-3441	529	1	optimistic	optimistic	ADJ
fsr-3441	529	2	participants	participant	NOUN
fsr-3441	529	3	are	be	AUX
fsr-3441	529	4	more	more	ADV
fsr-3441	529	5	likely	likely	ADJ
fsr-3441	529	6	to	to	PART
fsr-3441	529	7	underinsure	underinsure	VERB
fsr-3441	529	8	than	than	ADP
fsr-3441	529	9	non	non	ADJ
fsr-3441	529	10	-	-	ADJ
fsr-3441	529	11	optimistic	optimistic	ADJ
fsr-3441	529	12	participants	participant	NOUN
fsr-3441	529	13	.	.	PUNCT
fsr-3441	530	1	overconfidence	overconfidence	NOUN
fsr-3441	530	2	does	do	AUX
fsr-3441	530	3	not	not	PART
fsr-3441	530	4	have	have	VERB
fsr-3441	530	5	a	a	DET
fsr-3441	530	6	significant	significant	ADJ
fsr-3441	530	7	effect	effect	NOUN
fsr-3441	530	8	on	on	ADP
fsr-3441	530	9	the	the	DET
fsr-3441	530	10	decision	decision	NOUN
fsr-3441	530	11	to	to	PART
fsr-3441	530	12	purchase	purchase	VERB
fsr-3441	530	13	insurance	insurance	NOUN
fsr-3441	530	14	,	,	PUNCT
fsr-3441	530	15	although	although	SCONJ
fsr-3441	530	16	participants	participant	NOUN
fsr-3441	530	17	with	with	ADP
fsr-3441	530	18	higher	high	ADJ
fsr-3441	530	19	overall	overall	ADJ
fsr-3441	530	20	overconfidence	overconfidence	NOUN
fsr-3441	530	21	show	show	VERB
fsr-3441	530	22	larger	large	ADJ
fsr-3441	530	23	differences	difference	NOUN
fsr-3441	530	24	in	in	ADP
fsr-3441	530	25	behavior	behavior	NOUN
fsr-3441	530	26	when	when	SCONJ
fsr-3441	530	27	they	they	PRON
fsr-3441	530	28	are	be	AUX
fsr-3441	530	29	responsible	responsible	ADJ
fsr-3441	530	30	for	for	ADP
fsr-3441	530	31	the	the	DET
fsr-3441	530	32	risk	risk	NOUN
fsr-3441	530	33	of	of	ADP
fsr-3441	530	34	loss	loss	NOUN
fsr-3441	530	35	than	than	ADP
fsr-3441	530	36	when	when	SCONJ
fsr-3441	530	37	it	it	PRON
fsr-3441	530	38	is	be	AUX
fsr-3441	530	39	beyond	beyond	ADP
fsr-3441	530	40	their	their	PRON
fsr-3441	530	41	control	control	NOUN
fsr-3441	530	42	.	.	PUNCT
fsr-3441	531	1	analysis	analysis	NOUN
fsr-3441	531	2	of	of	ADP
fsr-3441	531	3	the	the	DET
fsr-3441	531	4	total	total	ADJ
fsr-3441	531	5	cost	cost	NOUN
fsr-3441	531	6	of	of	ADP
fsr-3441	531	7	risk	risk	NOUN
fsr-3441	531	8	,	,	PUNCT
fsr-3441	531	9	including	include	VERB
fsr-3441	531	10	both	both	CCONJ
fsr-3441	531	11	the	the	DET
fsr-3441	531	12	expected	expect	VERB
fsr-3441	531	13	loss	loss	NOUN
fsr-3441	531	14	and	and	CCONJ
fsr-3441	531	15	the	the	DET
fsr-3441	531	16	cost	cost	NOUN
fsr-3441	531	17	of	of	ADP
fsr-3441	531	18	precaution	precaution	NOUN
fsr-3441	531	19	or	or	CCONJ
fsr-3441	531	20	insurance	insurance	NOUN
fsr-3441	531	21	,	,	PUNCT
fsr-3441	531	22	under	under	ADP
fsr-3441	531	23	different	different	ADJ
fsr-3441	531	24	treatments	treatment	NOUN
fsr-3441	531	25	provides	provide	VERB
fsr-3441	531	26	similar	similar	ADJ
fsr-3441	531	27	evidence	evidence	NOUN
fsr-3441	531	28	about	about	ADP
fsr-3441	531	29	the	the	DET
fsr-3441	531	30	influence	influence	NOUN
fsr-3441	531	31	of	of	ADP
fsr-3441	531	32	these	these	DET
fsr-3441	531	33	psychological	psychological	ADJ
fsr-3441	531	34	biases	bias	NOUN
fsr-3441	531	35	.	.	PUNCT
fsr-3441	532	1	overconfidence	overconfidence	NOUN
fsr-3441	532	2	and	and	CCONJ
fsr-3441	532	3	optimism	optimism	NOUN
fsr-3441	532	4	both	both	PRON
fsr-3441	532	5	significantly	significantly	ADV
fsr-3441	532	6	increase	increase	VERB
fsr-3441	532	7	the	the	DET
fsr-3441	532	8	total	total	ADJ
fsr-3441	532	9	cost	cost	NOUN
fsr-3441	532	10	of	of	ADP
fsr-3441	532	11	risk	risk	NOUN
fsr-3441	532	12	.	.	PUNCT
fsr-3441	533	1	however	however	ADV
fsr-3441	533	2	,	,	PUNCT
fsr-3441	533	3	overconfidence	overconfidence	NOUN
fsr-3441	533	4	has	have	VERB
fsr-3441	533	5	a	a	DET
fsr-3441	533	6	significantly	significantly	ADV
fsr-3441	533	7	lower	low	ADJ
fsr-3441	533	8	effect	effect	NOUN
fsr-3441	533	9	on	on	ADP
fsr-3441	533	10	total	total	ADJ
fsr-3441	533	11	cost	cost	NOUN
fsr-3441	533	12	when	when	SCONJ
fsr-3441	533	13	the	the	DET
fsr-3441	533	14	loss	loss	NOUN
fsr-3441	533	15	event	event	NOUN
fsr-3441	533	16	is	be	AUX
fsr-3441	533	17	triggered	trigger	VERB
fsr-3441	533	18	by	by	ADP
fsr-3441	533	19	someone	someone	PRON
fsr-3441	533	20	else	else	ADV
fsr-3441	533	21	’s	’s	PART
fsr-3441	533	22	error	error	NOUN
fsr-3441	533	23	.	.	PUNCT
fsr-3441	534	1	optimism	optimism	NOUN
fsr-3441	534	2	bias	bias	NOUN
fsr-3441	534	3	increases	increase	VERB
fsr-3441	534	4	the	the	DET
fsr-3441	534	5	cost	cost	NOUN
fsr-3441	534	6	by	by	ADP
fsr-3441	534	7	about	about	ADV
fsr-3441	534	8	the	the	DET
fsr-3441	534	9	same	same	ADJ
fsr-3441	534	10	amount	amount	NOUN
fsr-3441	534	11	regardless	regardless	ADV
fsr-3441	534	12	of	of	ADP
fsr-3441	534	13	whether	whether	SCONJ
fsr-3441	534	14	the	the	DET
fsr-3441	534	15	risk	risk	NOUN
fsr-3441	534	16	depends	depend	VERB
fsr-3441	534	17	on	on	ADP
fsr-3441	534	18	one	one	NUM
fsr-3441	534	19	’s	’s	PART
fsr-3441	534	20	own	own	ADJ
fsr-3441	534	21	actions	action	NOUN
fsr-3441	534	22	.	.	PUNCT
fsr-3441	535	1	these	these	DET
fsr-3441	535	2	results	result	NOUN
fsr-3441	535	3	suggest	suggest	VERB
fsr-3441	535	4	that	that	SCONJ
fsr-3441	535	5	general	general	ADJ
fsr-3441	535	6	optimism	optimism	NOUN
fsr-3441	535	7	extends	extend	VERB
fsr-3441	535	8	to	to	ADP
fsr-3441	535	9	outcomes	outcome	NOUN
fsr-3441	535	10	that	that	PRON
fsr-3441	535	11	depend	depend	VERB
fsr-3441	535	12	on	on	ADP
fsr-3441	535	13	one	one	NUM
fsr-3441	535	14	’s	’s	PART
fsr-3441	535	15	own	own	ADJ
fsr-3441	535	16	ability	ability	NOUN
fsr-3441	535	17	,	,	PUNCT
fsr-3441	535	18	but	but	CCONJ
fsr-3441	535	19	overconfidence	overconfidence	NOUN
fsr-3441	535	20	in	in	ADP
fsr-3441	535	21	one	one	NUM
fsr-3441	535	22	’s	’s	PART
fsr-3441	535	23	own	own	ADJ
fsr-3441	535	24	performance	performance	NOUN
fsr-3441	535	25	does	do	AUX
fsr-3441	535	26	not	not	PART
fsr-3441	535	27	affect	affect	VERB
fsr-3441	535	28	the	the	DET
fsr-3441	535	29	decision	decision	NOUN
fsr-3441	535	30	to	to	PART
fsr-3441	535	31	mitigate	mitigate	VERB
fsr-3441	535	32	risks	risk	NOUN
fsr-3441	535	33	due	due	ADJ
fsr-3441	535	34	to	to	ADP
fsr-3441	535	35	factors	factor	NOUN
fsr-3441	535	36	outside	outside	ADV
fsr-3441	535	37	of	of	ADP
fsr-3441	535	38	one	one	NUM
fsr-3441	535	39	’s	’s	PART
fsr-3441	535	40	own	own	ADJ
fsr-3441	535	41	control	control	NOUN
fsr-3441	535	42	,	,	PUNCT
fsr-3441	535	43	such	such	ADJ
fsr-3441	535	44	as	as	ADP
fsr-3441	535	45	those	those	PRON
fsr-3441	535	46	resulting	result	VERB
fsr-3441	535	47	from	from	ADP
fsr-3441	535	48	nature	nature	NOUN
fsr-3441	535	49	or	or	CCONJ
fsr-3441	535	50	from	from	ADP
fsr-3441	535	51	others	other	NOUN
fsr-3441	535	52	’	’	PART
fsr-3441	535	53	errors	error	NOUN
fsr-3441	535	54	.	.	PUNCT
fsr-3441	536	1	the	the	DET
fsr-3441	536	2	laboratory	laboratory	NOUN
fsr-3441	536	3	evidence	evidence	NOUN
fsr-3441	536	4	reported	report	VERB
fsr-3441	536	5	in	in	ADP
fsr-3441	536	6	this	this	DET
fsr-3441	536	7	article	article	NOUN
fsr-3441	536	8	offers	offer	VERB
fsr-3441	536	9	a	a	DET
fsr-3441	536	10	potential	potential	ADJ
fsr-3441	536	11	explanation	explanation	NOUN
fsr-3441	536	12	for	for	ADP
fsr-3441	536	13	the	the	DET
fsr-3441	536	14	underinsurance	underinsurance	NOUN
fsr-3441	536	15	against	against	ADP
fsr-3441	536	16	catastrophe	catastrophe	NOUN
fsr-3441	536	17	that	that	PRON
fsr-3441	536	18	has	have	AUX
fsr-3441	536	19	been	be	AUX
fsr-3441	536	20	observed	observe	VERB
fsr-3441	536	21	in	in	ADP
fsr-3441	536	22	the	the	DET
fsr-3441	536	23	market	market	NOUN
fsr-3441	536	24	.	.	PUNCT
fsr-3441	537	1	beliefs	belief	NOUN
fsr-3441	537	2	,	,	PUNCT
fsr-3441	537	3	together	together	ADV
fsr-3441	537	4	with	with	ADP
fsr-3441	537	5	risk	risk	NOUN
fsr-3441	537	6	tolerance	tolerance	NOUN
fsr-3441	537	7	,	,	PUNCT
fsr-3441	537	8	preferences	preference	NOUN
fsr-3441	537	9	,	,	PUNCT
fsr-3441	537	10	or	or	CCONJ
fsr-3441	537	11	general	general	ADJ
fsr-3441	537	12	probability	probability	NOUN
fsr-3441	537	13	misperceptions	misperception	NOUN
fsr-3441	537	14	may	may	AUX
fsr-3441	537	15	provide	provide	VERB
fsr-3441	537	16	alternative	alternative	ADJ
fsr-3441	537	17	explanations	explanation	NOUN
fsr-3441	537	18	for	for	ADP
fsr-3441	537	19	some	some	PRON
fsr-3441	537	20	of	of	ADP
fsr-3441	537	21	the	the	DET
fsr-3441	537	22	observed	observe	VERB
fsr-3441	537	23	insurance	insurance	NOUN
fsr-3441	537	24	decision	decision	NOUN
fsr-3441	537	25	puzzles	puzzle	NOUN
fsr-3441	537	26	.	.	PUNCT
fsr-3441	538	1	for	for	ADP
fsr-3441	538	2	example	example	NOUN
fsr-3441	538	3	,	,	PUNCT
fsr-3441	538	4	jacobsen	jacobsen	PROPN
fsr-3441	538	5	et	et	PROPN
fsr-3441	538	6	al	al	PROPN
fsr-3441	538	7	.	.	PROPN
fsr-3441	538	8	(	(	PUNCT
fsr-3441	538	9	2015	2015	NUM
fsr-3441	538	10	)	)	PUNCT
fsr-3441	538	11	,	,	PUNCT
fsr-3441	538	12	who	who	PRON
fsr-3441	538	13	study	study	VERB
fsr-3441	538	14	asset	asset	NOUN
fsr-3441	538	15	allocation	allocation	NOUN
fsr-3441	538	16	decisions	decision	NOUN
fsr-3441	538	17	under	under	ADP
fsr-3441	538	18	uncertainty	uncertainty	NOUN
fsr-3441	538	19	,	,	PUNCT
fsr-3441	538	20	find	find	VERB
fsr-3441	538	21	that	that	DET
fsr-3441	538	22	optimism	optimism	NOUN
fsr-3441	538	23	about	about	ADP
fsr-3441	538	24	outcomes	outcome	NOUN
fsr-3441	538	25	and	and	CCONJ
fsr-3441	538	26	optimism	optimism	NOUN
fsr-3441	538	27	about	about	ADP
fsr-3441	538	28	the	the	DET
fsr-3441	538	29	level	level	NOUN
fsr-3441	538	30	of	of	ADP
fsr-3441	538	31	risk	risk	NOUN
fsr-3441	538	32	are	be	AUX
fsr-3441	538	33	as	as	ADV
fsr-3441	538	34	important	important	ADJ
fsr-3441	538	35	as	as	ADP
fsr-3441	538	36	risk	risk	NOUN
fsr-3441	538	37	aversion	aversion	NOUN
fsr-3441	538	38	in	in	ADP
fsr-3441	538	39	explaining	explain	VERB
fsr-3441	538	40	asset	asset	NOUN
fsr-3441	538	41	allocation	allocation	NOUN
fsr-3441	538	42	.	.	PUNCT
fsr-3441	539	1	spinnewijn	spinnewijn	NOUN
fsr-3441	539	2	(	(	PUNCT
fsr-3441	539	3	2013	2013	NUM
fsr-3441	539	4	)	)	PUNCT
fsr-3441	539	5	notes	note	VERB
fsr-3441	539	6	that	that	SCONJ
fsr-3441	539	7	,	,	PUNCT
fsr-3441	539	8	while	while	SCONJ
fsr-3441	539	9	heterogeneity	heterogeneity	NOUN
fsr-3441	539	10	in	in	ADP
fsr-3441	539	11	beliefs	beliefs	PROPN
fsr-3441	539	12	informs	inform	VERB
fsr-3441	539	13	insurance	insurance	NOUN
fsr-3441	539	14	policy	policy	NOUN
fsr-3441	539	15	design	design	NOUN
fsr-3441	539	16	,	,	PUNCT
fsr-3441	539	17	it	it	PRON
fsr-3441	539	18	is	be	AUX
fsr-3441	539	19	very	very	ADV
fsr-3441	539	20	difficult	difficult	ADJ
fsr-3441	539	21	to	to	PART
fsr-3441	539	22	obtain	obtain	VERB
fsr-3441	539	23	direct	direct	ADJ
fsr-3441	539	24	evidence	evidence	NOUN
fsr-3441	539	25	about	about	ADP
fsr-3441	539	26	beliefs	belief	NOUN
fsr-3441	539	27	.	.	PUNCT
fsr-3441	540	1	laboratory	laboratory	NOUN
fsr-3441	540	2	results	result	NOUN
fsr-3441	540	3	such	such	ADJ
fsr-3441	540	4	as	as	ADP
fsr-3441	540	5	ours	our	NOUN
fsr-3441	540	6	provide	provide	VERB
fsr-3441	540	7	a	a	DET
fsr-3441	540	8	first	first	ADJ
fsr-3441	540	9	step	step	NOUN
fsr-3441	540	10	in	in	ADP
fsr-3441	540	11	connecting	connect	VERB
fsr-3441	540	12	beliefs	belief	NOUN
fsr-3441	540	13	to	to	ADP
fsr-3441	540	14	insurance	insurance	NOUN
fsr-3441	540	15	decisions	decision	NOUN
fsr-3441	540	16	,	,	PUNCT
fsr-3441	540	17	with	with	ADP
fsr-3441	540	18	more	more	ADJ
fsr-3441	540	19	control	control	NOUN
fsr-3441	540	20	than	than	ADP
fsr-3441	540	21	surveys	survey	NOUN
fsr-3441	540	22	or	or	CCONJ
fsr-3441	540	23	behavioral	behavioral	ADJ
fsr-3441	540	24	proxies	proxy	NOUN
fsr-3441	540	25	for	for	ADP
fsr-3441	540	26	perceptions	perception	NOUN
fsr-3441	540	27	.	.	PUNCT
fsr-3441	541	1	while	while	SCONJ
fsr-3441	541	2	convenience	convenience	NOUN
fsr-3441	541	3	samples	sample	NOUN
fsr-3441	541	4	of	of	ADP
fsr-3441	541	5	students	student	NOUN
fsr-3441	541	6	provide	provide	VERB
fsr-3441	541	7	for	for	ADP
fsr-3441	541	8	a	a	DET
fsr-3441	541	9	strong	strong	ADJ
fsr-3441	541	10	degree	degree	NOUN
fsr-3441	541	11	of	of	ADP
fsr-3441	541	12	laboratory	laboratory	NOUN
fsr-3441	541	13	control	control	NOUN
fsr-3441	541	14	,	,	PUNCT
fsr-3441	541	15	it	it	PRON
fsr-3441	541	16	would	would	AUX
fsr-3441	541	17	interesting	interesting	ADJ
fsr-3441	541	18	to	to	PART
fsr-3441	541	19	further	far	ADV
fsr-3441	541	20	explore	explore	VERB
fsr-3441	541	21	these	these	DET
fsr-3441	541	22	issues	issue	NOUN
fsr-3441	541	23	with	with	ADP
fsr-3441	541	24	a	a	DET
fsr-3441	541	25	more	more	ADV
fsr-3441	541	26	diverse	diverse	ADJ
fsr-3441	541	27	participant	participant	ADJ
fsr-3441	541	28	population	population	NOUN
fsr-3441	541	29	.	.	PUNCT
fsr-3441	542	1	future	future	ADJ
fsr-3441	542	2	research	research	NOUN
fsr-3441	542	3	should	should	AUX
fsr-3441	542	4	also	also	ADV
fsr-3441	542	5	consider	consider	VERB
fsr-3441	542	6	in	in	ADP
fsr-3441	542	7	greater	great	ADJ
fsr-3441	542	8	detail	detail	NOUN
fsr-3441	542	9	the	the	DET
fsr-3441	542	10	influence	influence	NOUN
fsr-3441	542	11	of	of	ADP
fsr-3441	542	12	these	these	DET
fsr-3441	542	13	biases	bias	NOUN
fsr-3441	542	14	on	on	ADP
fsr-3441	542	15	individual	individual	ADJ
fsr-3441	542	16	perceptions	perception	NOUN
fsr-3441	542	17	about	about	ADP
fsr-3441	542	18	the	the	DET
fsr-3441	542	19	effectiveness	effectiveness	NOUN
fsr-3441	542	20	of	of	ADP
fsr-3441	542	21	different	different	ADJ
fsr-3441	542	22	risk	risk	NOUN
fsr-3441	542	23	mitigation	mitigation	NOUN
fsr-3441	542	24	alternatives	alternative	NOUN
fsr-3441	542	25	.	.	PUNCT
fsr-3441	543	1	notes	note	VERB
fsr-3441	543	2	1	1	NUM
fsr-3441	543	3	theoretical	theoretical	ADJ
fsr-3441	543	4	explanations	explanation	NOUN
fsr-3441	543	5	in	in	ADP
fsr-3441	543	6	economics	economic	NOUN
fsr-3441	543	7	and	and	CCONJ
fsr-3441	543	8	evolutionary	evolutionary	ADJ
fsr-3441	543	9	biology	biology	NOUN
fsr-3441	543	10	have	have	AUX
fsr-3441	543	11	also	also	ADV
fsr-3441	543	12	illustrated	illustrate	VERB
fsr-3441	543	13	conditions	condition	NOUN
fsr-3441	543	14	under	under	ADP
fsr-3441	543	15	which	which	DET
fsr-3441	543	16	optimism	optimism	NOUN
fsr-3441	543	17	or	or	CCONJ
fsr-3441	543	18	overconfidence	overconfidence	NOUN
fsr-3441	543	19	bias	bias	NOUN
fsr-3441	543	20	can	can	AUX
fsr-3441	543	21	be	be	AUX
fsr-3441	543	22	individually	individually	ADV
fsr-3441	543	23	welfare	welfare	NOUN
fsr-3441	543	24	-	-	PUNCT
fsr-3441	543	25	improving	improve	VERB
fsr-3441	543	26	(	(	PUNCT
fsr-3441	543	27	compared	compare	VERB
fsr-3441	543	28	to	to	ADP
fsr-3441	543	29	rational	rational	ADJ
fsr-3441	543	30	expectations	expectation	NOUN
fsr-3441	543	31	)	)	PUNCT
fsr-3441	543	32	,	,	PUNCT
fsr-3441	543	33	a	a	DET
fsr-3441	543	34	second	second	ADJ
fsr-3441	543	35	best	good	ADJ
fsr-3441	543	36	solution	solution	NOUN
fsr-3441	543	37	in	in	ADP
fsr-3441	543	38	the	the	DET
fsr-3441	543	39	presence	presence	NOUN
fsr-3441	543	40	of	of	ADP
fsr-3441	543	41	other	other	ADJ
fsr-3441	543	42	biases	bias	NOUN
fsr-3441	543	43	,	,	PUNCT
fsr-3441	543	44	and	and	CCONJ
fsr-3441	543	45	even	even	ADV
fsr-3441	543	46	a	a	DET
fsr-3441	543	47	necessary	necessary	ADJ
fsr-3441	543	48	adaptation	adaptation	NOUN
fsr-3441	543	49	for	for	ADP
fsr-3441	543	50	species	specie	NOUN
fsr-3441	543	51	survival	survival	NOUN
fsr-3441	543	52	.	.	PUNCT
fsr-3441	544	1	see	see	VERB
fsr-3441	544	2	,	,	PUNCT
fsr-3441	544	3	for	for	ADP
fsr-3441	544	4	instance	instance	NOUN
fsr-3441	544	5	brunnermeier	brunnermeier	NOUN
fsr-3441	544	6	and	and	CCONJ
fsr-3441	544	7	parker	parker	PROPN
fsr-3441	544	8	(	(	PUNCT
fsr-3441	544	9	2005	2005	NUM
fsr-3441	544	10	)	)	PUNCT
fsr-3441	544	11	,	,	PUNCT
fsr-3441	544	12	besharov	besharov	NOUN
fsr-3441	544	13	(	(	PUNCT
fsr-3441	544	14	2004	2004	NUM
fsr-3441	544	15	)	)	PUNCT
fsr-3441	544	16	,	,	PUNCT
fsr-3441	544	17	and	and	CCONJ
fsr-3441	544	18	johnson	johnson	PROPN
fsr-3441	544	19	and	and	CCONJ
fsr-3441	544	20	fowler	fowler	PROPN
fsr-3441	544	21	(	(	PUNCT
fsr-3441	544	22	2011	2011	NUM
fsr-3441	544	23	)	)	PUNCT
fsr-3441	544	24	.	.	PUNCT
fsr-3441	545	1	2	2	NUM
fsr-3441	545	2	this	this	DET
fsr-3441	545	3	definition	definition	NOUN
fsr-3441	545	4	of	of	ADP
fsr-3441	545	5	overconfidence	overconfidence	NOUN
fsr-3441	545	6	assumes	assume	VERB
fsr-3441	545	7	misperceptions	misperception	NOUN
fsr-3441	545	8	rather	rather	ADV
fsr-3441	545	9	than	than	ADP
fsr-3441	545	10	a	a	DET
fsr-3441	545	11	well	well	ADV
fsr-3441	545	12	-	-	PUNCT
fsr-3441	545	13	calibrated	calibrate	VERB
fsr-3441	545	14	assessment	assessment	NOUN
fsr-3441	545	15	of	of	ADP
fsr-3441	545	16	one	one	NUM
fsr-3441	545	17	’s	’s	PART
fsr-3441	545	18	own	own	ADJ
fsr-3441	545	19	relative	relative	ADJ
fsr-3441	545	20	abilities	ability	NOUN
fsr-3441	545	21	.	.	PUNCT
fsr-3441	546	1	well	well	ADV
fsr-3441	546	2	-	-	PUNCT
fsr-3441	546	3	calibrated	calibrate	VERB
fsr-3441	546	4	confidence	confidence	NOUN
fsr-3441	546	5	does	do	AUX
fsr-3441	546	6	not	not	PART
fsr-3441	546	7	produce	produce	VERB
fsr-3441	546	8	lower	low	ADJ
fsr-3441	546	9	results	result	NOUN
fsr-3441	546	10	.	.	PUNCT
fsr-3441	547	1	for	for	ADP
fsr-3441	547	2	example	example	NOUN
fsr-3441	547	3	,	,	PUNCT
fsr-3441	547	4	fielder	fielder	NOUN
fsr-3441	547	5	(	(	PUNCT
fsr-3441	547	6	2011	2011	NUM
fsr-3441	547	7	)	)	PUNCT
fsr-3441	547	8	finds	find	VERB
fsr-3441	547	9	that	that	SCONJ
fsr-3441	547	10	virtual	virtual	ADJ
fsr-3441	547	11	traders	trader	NOUN
fsr-3441	547	12	who	who	PRON
fsr-3441	547	13	self	self	NOUN
fsr-3441	547	14	-	-	PUNCT
fsr-3441	547	15	report	report	NOUN
fsr-3441	547	16	as	as	ADV
fsr-3441	547	17	better	well	ADJ
fsr-3441	547	18	than	than	ADP
fsr-3441	547	19	average	average	ADJ
fsr-3441	547	20	,	,	PUNCT
fsr-3441	547	21	in	in	ADP
fsr-3441	547	22	fact	fact	NOUN
fsr-3441	547	23	earn	earn	VERB
fsr-3441	547	24	above	above	ADP
fsr-3441	547	25	average	average	ADJ
fsr-3441	547	26	virtual	virtual	ADJ
fsr-3441	547	27	profits	profit	NOUN
fsr-3441	547	28	.	.	PUNCT
fsr-3441	548	1	j.	j.	PROPN
fsr-3441	548	2	coats	coats	PROPN
fsr-3441	548	3	,	,	PUNCT
fsr-3441	548	4	v.	v.	ADP
fsr-3441	548	5	bajtelsmit	bajtelsmit	NOUN
fsr-3441	548	6	/	/	SYM
fsr-3441	548	7	financial	financial	ADJ
fsr-3441	548	8	services	service	NOUN
fsr-3441	548	9	review	review	VERB
fsr-3441	548	10	29	29	NUM
fsr-3441	548	11	(	(	PUNCT
fsr-3441	548	12	2021	2021	NUM
fsr-3441	548	13	)	)	PUNCT
fsr-3441	549	1	1–28	1–28	NOUN
fsr-3441	549	2	23	23	NUM
fsr-3441	549	3	3	3	NUM
fsr-3441	549	4	the	the	DET
fsr-3441	549	5	adverse	adverse	ADJ
fsr-3441	549	6	selection	selection	NOUN
fsr-3441	549	7	literature	literature	NOUN
fsr-3441	549	8	in	in	ADP
fsr-3441	549	9	insurance	insurance	NOUN
fsr-3441	549	10	originated	originate	VERB
fsr-3441	549	11	with	with	ADP
fsr-3441	549	12	the	the	DET
fsr-3441	549	13	seminal	seminal	ADJ
fsr-3441	549	14	work	work	NOUN
fsr-3441	549	15	of	of	ADP
fsr-3441	549	16	rothschild	rothschild	PROPN
fsr-3441	549	17	and	and	CCONJ
fsr-3441	549	18	stiglitz	stiglitz	PROPN
fsr-3441	549	19	(	(	PUNCT
fsr-3441	549	20	1976	1976	NUM
fsr-3441	549	21	)	)	PUNCT
fsr-3441	549	22	.	.	PUNCT
fsr-3441	550	1	see	see	VERB
fsr-3441	550	2	dionne	dionne	PROPN
fsr-3441	550	3	,	,	PUNCT
fsr-3441	550	4	fombaron	fombaron	PROPN
fsr-3441	550	5	,	,	PUNCT
fsr-3441	550	6	and	and	CCONJ
fsr-3441	550	7	doherty	doherty	PROPN
fsr-3441	550	8	(	(	PUNCT
fsr-3441	550	9	2013	2013	NUM
fsr-3441	550	10	)	)	PUNCT
fsr-3441	550	11	for	for	ADP
fsr-3441	550	12	a	a	DET
fsr-3441	550	13	more	more	ADV
fsr-3441	550	14	complete	complete	ADJ
fsr-3441	550	15	summary	summary	NOUN
fsr-3441	550	16	of	of	ADP
fsr-3441	550	17	this	this	DET
fsr-3441	550	18	extensive	extensive	ADJ
fsr-3441	550	19	literature	literature	NOUN
fsr-3441	550	20	.	.	PUNCT
fsr-3441	551	1	4	4	NUM
fsr-3441	551	2	in	in	ADP
fsr-3441	551	3	bajtelsmit	bajtelsmit	NOUN
fsr-3441	551	4	,	,	PUNCT
fsr-3441	551	5	coats	coat	NOUN
fsr-3441	551	6	,	,	PUNCT
fsr-3441	551	7	and	and	CCONJ
fsr-3441	551	8	thistle	thistle	NOUN
fsr-3441	551	9	(	(	PUNCT
fsr-3441	551	10	2015	2015	NUM
fsr-3441	551	11	)	)	PUNCT
fsr-3441	551	12	,	,	PUNCT
fsr-3441	551	13	the	the	DET
fsr-3441	551	14	authors	author	NOUN
fsr-3441	551	15	focus	focus	VERB
fsr-3441	551	16	on	on	ADP
fsr-3441	551	17	the	the	DET
fsr-3441	551	18	other	other	ADJ
fsr-3441	551	19	considerations	consideration	NOUN
fsr-3441	551	20	addressed	address	VERB
fsr-3441	551	21	by	by	ADP
fsr-3441	551	22	the	the	DET
fsr-3441	551	23	experiment	experiment	NOUN
fsr-3441	551	24	design	design	NOUN
fsr-3441	551	25	,	,	PUNCT
fsr-3441	551	26	including	include	VERB
fsr-3441	551	27	the	the	DET
fsr-3441	551	28	effect	effect	NOUN
fsr-3441	551	29	of	of	ADP
fsr-3441	551	30	ambiguity	ambiguity	NOUN
fsr-3441	551	31	on	on	ADP
fsr-3441	551	32	risk	risk	NOUN
fsr-3441	551	33	management	management	NOUN
fsr-3441	551	34	decisions	decision	NOUN
fsr-3441	551	35	and	and	CCONJ
fsr-3441	551	36	the	the	DET
fsr-3441	551	37	tradeoff	tradeoff	NOUN
fsr-3441	551	38	between	between	ADP
fsr-3441	551	39	taking	take	VERB
fsr-3441	551	40	precaution	precaution	NOUN
fsr-3441	551	41	and	and	CCONJ
fsr-3441	551	42	purchasing	purchase	VERB
fsr-3441	551	43	insurance	insurance	NOUN
fsr-3441	551	44	,	,	PUNCT
fsr-3441	551	45	as	as	ADV
fsr-3441	551	46	well	well	ADV
fsr-3441	551	47	as	as	ADP
fsr-3441	551	48	replicability	replicability	NOUN
fsr-3441	551	49	of	of	ADP
fsr-3441	551	50	other	other	ADJ
fsr-3441	551	51	researchers	researcher	NOUN
fsr-3441	551	52	’	'	PUNCT
fsr-3441	551	53	results	result	NOUN
fsr-3441	551	54	.	.	PUNCT
fsr-3441	552	1	5	5	NUM
fsr-3441	552	2	we	we	PRON
fsr-3441	552	3	acknowledge	acknowledge	VERB
fsr-3441	552	4	that	that	SCONJ
fsr-3441	552	5	there	there	PRON
fsr-3441	552	6	is	be	VERB
fsr-3441	552	7	a	a	DET
fsr-3441	552	8	great	great	ADJ
fsr-3441	552	9	deal	deal	NOUN
fsr-3441	552	10	of	of	ADP
fsr-3441	552	11	inconsistency	inconsistency	NOUN
fsr-3441	552	12	in	in	ADP
fsr-3441	552	13	terminology	terminology	NOUN
fsr-3441	552	14	and	and	CCONJ
fsr-3441	552	15	trait	trait	NOUN
fsr-3441	552	16	measurement	measurement	NOUN
fsr-3441	552	17	across	across	ADP
fsr-3441	552	18	the	the	DET
fsr-3441	552	19	overconfidence	overconfidence	NOUN
fsr-3441	552	20	literature	literature	NOUN
fsr-3441	552	21	,	,	PUNCT
fsr-3441	552	22	both	both	CCONJ
fsr-3441	552	23	theoretical	theoretical	ADJ
fsr-3441	552	24	and	and	CCONJ
fsr-3441	552	25	empirical	empirical	ADJ
fsr-3441	552	26	.	.	PUNCT
fsr-3441	553	1	see	see	VERB
fsr-3441	553	2	clark	clark	NOUN
fsr-3441	553	3	and	and	CCONJ
fsr-3441	553	4	friesen	friesen	PROPN
fsr-3441	553	5	(	(	PUNCT
fsr-3441	553	6	2009	2009	NUM
fsr-3441	553	7	)	)	PUNCT
fsr-3441	553	8	and	and	CCONJ
fsr-3441	553	9	spinnewijn	spinnewijn	NOUN
fsr-3441	553	10	(	(	PUNCT
fsr-3441	553	11	2013	2013	NUM
fsr-3441	553	12	)	)	PUNCT
fsr-3441	553	13	for	for	ADP
fsr-3441	553	14	more	more	ADV
fsr-3441	553	15	complete	complete	ADJ
fsr-3441	553	16	reviews	review	NOUN
fsr-3441	553	17	of	of	ADP
fsr-3441	553	18	this	this	DET
fsr-3441	553	19	literature	literature	NOUN
fsr-3441	553	20	.	.	PUNCT
fsr-3441	554	1	6	6	NUM
fsr-3441	554	2	de	de	NOUN
fsr-3441	554	3	meza	meza	NOUN
fsr-3441	554	4	and	and	CCONJ
fsr-3441	554	5	webb	webb	PROPN
fsr-3441	554	6	(	(	PUNCT
fsr-3441	554	7	2001	2001	NUM
fsr-3441	554	8	)	)	PUNCT
fsr-3441	554	9	show	show	VERB
fsr-3441	554	10	that	that	SCONJ
fsr-3441	554	11	insurers	insurer	NOUN
fsr-3441	554	12	can	can	AUX
fsr-3441	554	13	design	design	VERB
fsr-3441	554	14	contracts	contract	NOUN
fsr-3441	554	15	that	that	PRON
fsr-3441	554	16	will	will	AUX
fsr-3441	554	17	result	result	VERB
fsr-3441	554	18	in	in	ADP
fsr-3441	554	19	an	an	DET
fsr-3441	554	20	equilibrium	equilibrium	NOUN
fsr-3441	554	21	which	which	PRON
fsr-3441	554	22	they	they	PRON
fsr-3441	554	23	term	term	VERB
fsr-3441	554	24	“	"	PUNCT
fsr-3441	554	25	advantageous	advantageous	ADJ
fsr-3441	554	26	selection	selection	NOUN
fsr-3441	554	27	”	"	PUNCT
fsr-3441	554	28	in	in	ADP
fsr-3441	554	29	which	which	PRON
fsr-3441	554	30	the	the	DET
fsr-3441	554	31	risk	risk	NOUN
fsr-3441	554	32	-	-	PUNCT
fsr-3441	554	33	averse	averse	ADJ
fsr-3441	554	34	agent	agent	NOUN
fsr-3441	554	35	buys	buy	VERB
fsr-3441	554	36	insurance	insurance	NOUN
fsr-3441	554	37	and	and	CCONJ
fsr-3441	554	38	also	also	ADV
fsr-3441	554	39	invests	invest	VERB
fsr-3441	554	40	in	in	ADP
fsr-3441	554	41	some	some	DET
fsr-3441	554	42	precaution	precaution	NOUN
fsr-3441	554	43	.	.	PUNCT
fsr-3441	555	1	the	the	DET
fsr-3441	555	2	risk	risk	NOUN
fsr-3441	555	3	-	-	PUNCT
fsr-3441	555	4	neutral	neutral	ADJ
fsr-3441	555	5	agent	agent	NOUN
fsr-3441	555	6	does	do	AUX
fsr-3441	555	7	not	not	PART
fsr-3441	555	8	take	take	VERB
fsr-3441	555	9	precaution	precaution	NOUN
fsr-3441	555	10	or	or	CCONJ
fsr-3441	555	11	buy	buy	VERB
fsr-3441	555	12	insurance	insurance	NOUN
fsr-3441	555	13	.	.	PUNCT
fsr-3441	556	1	7	7	NUM
fsr-3441	557	1	however	however	ADV
fsr-3441	557	2	,	,	PUNCT
fsr-3441	557	3	recent	recent	ADJ
fsr-3441	557	4	research	research	NOUN
fsr-3441	557	5	suggests	suggest	VERB
fsr-3441	557	6	that	that	SCONJ
fsr-3441	557	7	calibration	calibration	NOUN
fsr-3441	557	8	-	-	PUNCT
fsr-3441	557	9	based	base	VERB
fsr-3441	557	10	overconfidence	overconfidence	NOUN
fsr-3441	557	11	observed	observe	VERB
fsr-3441	557	12	in	in	ADP
fsr-3441	557	13	confidence	confidence	NOUN
fsr-3441	557	14	interval	interval	NOUN
fsr-3441	557	15	reporting	reporting	NOUN
fsr-3441	557	16	may	may	AUX
fsr-3441	557	17	be	be	AUX
fsr-3441	557	18	overstated	overstate	VERB
fsr-3441	557	19	because	because	SCONJ
fsr-3441	557	20	of	of	ADP
fsr-3441	557	21	the	the	DET
fsr-3441	557	22	measurement	measurement	NOUN
fsr-3441	557	23	instrument	instrument	NOUN
fsr-3441	557	24	(	(	PUNCT
fsr-3441	557	25	blavatskky	blavatskky	PROPN
fsr-3441	557	26	,	,	PUNCT
fsr-3441	557	27	2009	2009	NUM
fsr-3441	557	28	;	;	PUNCT
fsr-3441	557	29	cesarini	cesarini	PROPN
fsr-3441	557	30	,	,	PUNCT
fsr-3441	557	31	sandewall	sandewall	PROPN
fsr-3441	557	32	,	,	PUNCT
fsr-3441	557	33	&	&	CCONJ
fsr-3441	557	34	johannesson	johannesson	PROPN
fsr-3441	557	35	,	,	PUNCT
fsr-3441	557	36	2006	2006	NUM
fsr-3441	557	37	;	;	PUNCT
fsr-3441	557	38	glaser	glaser	PROPN
fsr-3441	557	39	,	,	PUNCT
fsr-3441	557	40	langer	langer	PROPN
fsr-3441	557	41	,	,	PUNCT
fsr-3441	557	42	&	&	CCONJ
fsr-3441	557	43	weber	weber	PROPN
fsr-3441	557	44	,	,	PUNCT
fsr-3441	557	45	2013	2013	NUM
fsr-3441	557	46	;	;	PUNCT
fsr-3441	557	47	soll	soll	PROPN
fsr-3441	557	48	&	&	CCONJ
fsr-3441	557	49	klayman	klayman	PROPN
fsr-3441	557	50	,	,	PUNCT
fsr-3441	557	51	2004	2004	NUM
fsr-3441	557	52	)	)	PUNCT
fsr-3441	557	53	.	.	PUNCT
fsr-3441	558	1	8	8	NUM
fsr-3441	558	2	see	see	VERB
fsr-3441	558	3	chiappori	chiappori	NOUN
fsr-3441	558	4	and	and	CCONJ
fsr-3441	558	5	salanie	salanie	NOUN
fsr-3441	558	6	(	(	PUNCT
fsr-3441	558	7	2013	2013	NUM
fsr-3441	558	8	)	)	PUNCT
fsr-3441	558	9	for	for	ADP
fsr-3441	558	10	a	a	DET
fsr-3441	558	11	review	review	NOUN
fsr-3441	558	12	of	of	ADP
fsr-3441	558	13	this	this	DET
fsr-3441	558	14	literature	literature	NOUN
fsr-3441	558	15	.	.	PUNCT
fsr-3441	559	1	9	9	NUM
fsr-3441	559	2	experiments	experiment	NOUN
fsr-3441	559	3	by	by	ADP
fsr-3441	559	4	cesarini	cesarini	PROPN
fsr-3441	559	5	et	et	PROPN
fsr-3441	559	6	al	al	PROPN
fsr-3441	559	7	(	(	PUNCT
fsr-3441	559	8	2006	2006	NUM
fsr-3441	559	9	)	)	PUNCT
fsr-3441	559	10	,	,	PUNCT
fsr-3441	559	11	blavatskyy	blavatskyy	NOUN
fsr-3441	559	12	(	(	PUNCT
fsr-3441	559	13	2009	2009	NUM
fsr-3441	559	14	)	)	PUNCT
fsr-3441	559	15	,	,	PUNCT
fsr-3441	559	16	and	and	CCONJ
fsr-3441	559	17	clark	clark	PROPN
fsr-3441	559	18	and	and	CCONJ
fsr-3441	559	19	friesen	friesen	PROPN
fsr-3441	559	20	(	(	PUNCT
fsr-3441	559	21	2009	2009	NUM
fsr-3441	559	22	)	)	PUNCT
fsr-3441	559	23	suggest	suggest	VERB
fsr-3441	559	24	that	that	SCONJ
fsr-3441	559	25	frequency	frequency	NOUN
fsr-3441	559	26	estimation	estimation	NOUN
fsr-3441	559	27	tasks	task	NOUN
fsr-3441	559	28	provide	provide	VERB
fsr-3441	559	29	better	well	ADJ
fsr-3441	559	30	measures	measure	NOUN
fsr-3441	559	31	of	of	ADP
fsr-3441	559	32	overconfidence	overconfidence	NOUN
fsr-3441	559	33	relative	relative	ADJ
fsr-3441	559	34	to	to	ADP
fsr-3441	559	35	confidence	confidence	NOUN
fsr-3441	559	36	interval	interval	NOUN
fsr-3441	559	37	estimation	estimation	NOUN
fsr-3441	559	38	tasks	task	NOUN
fsr-3441	559	39	because	because	SCONJ
fsr-3441	559	40	of	of	ADP
fsr-3441	559	41	the	the	DET
fsr-3441	559	42	improvement	improvement	NOUN
fsr-3441	559	43	in	in	ADP
fsr-3441	559	44	incentive	incentive	NOUN
fsr-3441	559	45	-	-	PUNCT
fsr-3441	559	46	compatibility	compatibility	NOUN
fsr-3441	559	47	,	,	PUNCT
fsr-3441	559	48	better	well	ADJ
fsr-3441	559	49	alignment	alignment	NOUN
fsr-3441	559	50	of	of	ADP
fsr-3441	559	51	accuracy	accuracy	NOUN
fsr-3441	559	52	and	and	CCONJ
fsr-3441	559	53	information	information	NOUN
fsr-3441	559	54	,	,	PUNCT
fsr-3441	559	55	and	and	CCONJ
fsr-3441	559	56	because	because	SCONJ
fsr-3441	559	57	framing	frame	VERB
fsr-3441	559	58	a	a	DET
fsr-3441	559	59	forecast	forecast	NOUN
fsr-3441	559	60	as	as	ADP
fsr-3441	559	61	a	a	DET
fsr-3441	559	62	frequency	frequency	NOUN
fsr-3441	559	63	is	be	AUX
fsr-3441	559	64	a	a	DET
fsr-3441	559	65	much	much	ADV
fsr-3441	559	66	more	more	ADV
fsr-3441	559	67	natural	natural	ADJ
fsr-3441	559	68	cognitive	cognitive	ADJ
fsr-3441	559	69	task	task	NOUN
fsr-3441	559	70	.	.	PUNCT
fsr-3441	560	1	10	10	NUM
fsr-3441	560	2	the	the	DET
fsr-3441	560	3	earnings	earning	NOUN
fsr-3441	560	4	,	,	PUNCT
fsr-3441	560	5	probability	probability	NOUN
fsr-3441	560	6	estimation	estimation	NOUN
fsr-3441	560	7	,	,	PUNCT
fsr-3441	560	8	and	and	CCONJ
fsr-3441	560	9	risk	risk	NOUN
fsr-3441	560	10	management	management	NOUN
fsr-3441	560	11	tasks	task	NOUN
fsr-3441	560	12	were	be	AUX
fsr-3441	560	13	explained	explain	VERB
fsr-3441	560	14	in	in	ADP
fsr-3441	560	15	a	a	DET
fsr-3441	560	16	power	power	NOUN
fsr-3441	560	17	point	point	NOUN
fsr-3441	560	18	presentation	presentation	NOUN
fsr-3441	560	19	at	at	ADP
fsr-3441	560	20	the	the	DET
fsr-3441	560	21	front	front	NOUN
fsr-3441	560	22	of	of	ADP
fsr-3441	560	23	the	the	DET
fsr-3441	560	24	room	room	NOUN
fsr-3441	560	25	,	,	PUNCT
fsr-3441	560	26	with	with	SCONJ
fsr-3441	560	27	the	the	DET
fsr-3441	560	28	instructions	instruction	NOUN
fsr-3441	560	29	read	read	VERB
fsr-3441	560	30	aloud	aloud	ADV
fsr-3441	560	31	.	.	PUNCT
fsr-3441	561	1	participants	participant	NOUN
fsr-3441	561	2	took	take	VERB
fsr-3441	561	3	an	an	DET
fsr-3441	561	4	instructions	instruction	NOUN
fsr-3441	561	5	assessment	assessment	NOUN
fsr-3441	561	6	to	to	PART
fsr-3441	561	7	confirm	confirm	VERB
fsr-3441	561	8	they	they	PRON
fsr-3441	561	9	understood	understand	VERB
fsr-3441	561	10	how	how	SCONJ
fsr-3441	561	11	their	their	PRON
fsr-3441	561	12	earnings	earning	NOUN
fsr-3441	561	13	would	would	AUX
fsr-3441	561	14	be	be	AUX
fsr-3441	561	15	determined	determine	VERB
fsr-3441	561	16	and	and	CCONJ
fsr-3441	561	17	were	be	AUX
fsr-3441	561	18	able	able	ADJ
fsr-3441	561	19	to	to	PART
fsr-3441	561	20	ask	ask	VERB
fsr-3441	561	21	questions	question	NOUN
fsr-3441	561	22	.	.	PUNCT
fsr-3441	562	1	11	11	NUM
fsr-3441	562	2	participants	participant	NOUN
fsr-3441	562	3	were	be	AUX
fsr-3441	562	4	required	require	VERB
fsr-3441	562	5	to	to	PART
fsr-3441	562	6	have	have	VERB
fsr-3441	562	7	a	a	DET
fsr-3441	562	8	valid	valid	ADJ
fsr-3441	562	9	state	state	NOUN
fsr-3441	562	10	driver	driver	NOUN
fsr-3441	562	11	’s	’s	PART
fsr-3441	562	12	license	license	NOUN
fsr-3441	562	13	as	as	ADP
fsr-3441	562	14	a	a	DET
fsr-3441	562	15	condition	condition	NOUN
fsr-3441	562	16	of	of	ADP
fsr-3441	562	17	participation	participation	NOUN
fsr-3441	562	18	in	in	ADP
fsr-3441	562	19	the	the	DET
fsr-3441	562	20	experiment	experiment	NOUN
fsr-3441	562	21	.	.	PUNCT
fsr-3441	563	1	the	the	DET
fsr-3441	563	2	driving	drive	VERB
fsr-3441	563	3	quiz	quiz	NOUN
fsr-3441	563	4	was	be	AUX
fsr-3441	563	5	designed	design	VERB
fsr-3441	563	6	to	to	PART
fsr-3441	563	7	include	include	VERB
fsr-3441	563	8	a	a	DET
fsr-3441	563	9	sufficient	sufficient	ADJ
fsr-3441	563	10	number	number	NOUN
fsr-3441	563	11	of	of	ADP
fsr-3441	563	12	easy	easy	ADJ
fsr-3441	563	13	questions	question	NOUN
fsr-3441	563	14	such	such	ADJ
fsr-3441	563	15	that	that	SCONJ
fsr-3441	563	16	all	all	DET
fsr-3441	563	17	participants	participant	NOUN
fsr-3441	563	18	were	be	AUX
fsr-3441	563	19	expected	expect	VERB
fsr-3441	563	20	to	to	PART
fsr-3441	563	21	be	be	AUX
fsr-3441	563	22	able	able	ADJ
fsr-3441	563	23	to	to	PART
fsr-3441	563	24	achieve	achieve	VERB
fsr-3441	563	25	the	the	DET
fsr-3441	563	26	minimum	minimum	ADJ
fsr-3441	563	27	score	score	NOUN
fsr-3441	563	28	,	,	PUNCT
fsr-3441	563	29	but	but	CCONJ
fsr-3441	563	30	also	also	ADV
fsr-3441	563	31	some	some	PRON
fsr-3441	563	32	more	more	ADV
fsr-3441	563	33	difficult	difficult	ADJ
fsr-3441	563	34	questions	question	NOUN
fsr-3441	563	35	to	to	PART
fsr-3441	563	36	minimize	minimize	VERB
fsr-3441	563	37	the	the	DET
fsr-3441	563	38	number	number	NOUN
fsr-3441	563	39	who	who	PRON
fsr-3441	563	40	could	could	AUX
fsr-3441	563	41	achieve	achieve	VERB
fsr-3441	563	42	a	a	DET
fsr-3441	563	43	perfect	perfect	ADJ
fsr-3441	563	44	20	20	NUM
fsr-3441	563	45	out	out	ADP
fsr-3441	563	46	of	of	ADP
fsr-3441	563	47	20	20	NUM
fsr-3441	563	48	correct	correct	ADJ
fsr-3441	563	49	.	.	PUNCT
fsr-3441	564	1	12	12	NUM
fsr-3441	564	2	the	the	DET
fsr-3441	564	3	within	within	ADP
fsr-3441	564	4	-	-	PUNCT
fsr-3441	564	5	participants	participant	NOUN
fsr-3441	564	6	design	design	NOUN
fsr-3441	564	7	provides	provide	VERB
fsr-3441	564	8	for	for	ADP
fsr-3441	564	9	much	much	ADV
fsr-3441	564	10	greater	great	ADJ
fsr-3441	564	11	statistical	statistical	ADJ
fsr-3441	564	12	power	power	NOUN
fsr-3441	564	13	than	than	ADP
fsr-3441	564	14	a	a	DET
fsr-3441	564	15	between	between	NOUN
fsr-3441	564	16	-	-	PUNCT
fsr-3441	564	17	participants	participant	NOUN
fsr-3441	564	18	design	design	NOUN
fsr-3441	564	19	of	of	ADP
fsr-3441	564	20	the	the	DET
fsr-3441	564	21	same	same	ADJ
fsr-3441	564	22	size	size	NOUN
fsr-3441	564	23	(	(	PUNCT
fsr-3441	564	24	see	see	VERB
fsr-3441	564	25	bellamare	bellamare	NOUN
fsr-3441	564	26	,	,	PUNCT
fsr-3441	564	27	bissonnette	bissonnette	NOUN
fsr-3441	564	28	,	,	PUNCT
fsr-3441	564	29	and	and	CCONJ
fsr-3441	564	30	kroger	kroger	NOUN
fsr-3441	564	31	,	,	PUNCT
fsr-3441	564	32	2014	2014	NUM
fsr-3441	564	33	and	and	CCONJ
fsr-3441	564	34	charness	charness	NOUN
fsr-3441	564	35	,	,	PUNCT
fsr-3441	564	36	gneezy	gneezy	NOUN
fsr-3441	564	37	,	,	PUNCT
fsr-3441	564	38	and	and	CCONJ
fsr-3441	564	39	kuhn	kuhn	PROPN
fsr-3441	564	40	,	,	PUNCT
fsr-3441	564	41	2012	2012	NUM
fsr-3441	564	42	)	)	PUNCT
fsr-3441	564	43	.	.	PUNCT
fsr-3441	565	1	we	we	PRON
fsr-3441	565	2	obtain	obtain	VERB
fsr-3441	565	3	more	more	ADJ
fsr-3441	565	4	participant	participant	ADJ
fsr-3441	565	5	observations	observation	NOUN
fsr-3441	565	6	and	and	CCONJ
fsr-3441	565	7	cluster	cluster	NOUN
fsr-3441	565	8	standard	standard	ADJ
fsr-3441	565	9	errors	error	NOUN
fsr-3441	565	10	at	at	ADP
fsr-3441	565	11	the	the	DET
fsr-3441	565	12	participant	participant	ADJ
fsr-3441	565	13	level	level	NOUN
fsr-3441	565	14	in	in	ADP
fsr-3441	565	15	our	our	PRON
fsr-3441	565	16	analysis	analysis	NOUN
fsr-3441	565	17	.	.	PUNCT
fsr-3441	566	1	13	13	NUM
fsr-3441	567	1	the	the	DET
fsr-3441	567	2	return	return	NOUN
fsr-3441	567	3	to	to	ADP
fsr-3441	567	4	taking	take	VERB
fsr-3441	567	5	precaution	precaution	NOUN
fsr-3441	567	6	is	be	AUX
fsr-3441	567	7	higher	high	ADJ
fsr-3441	567	8	for	for	ADP
fsr-3441	567	9	the	the	DET
fsr-3441	567	10	high	high	ADJ
fsr-3441	567	11	-	-	PUNCT
fsr-3441	567	12	risk	risk	NOUN
fsr-3441	567	13	treatments	treatment	NOUN
fsr-3441	567	14	than	than	ADP
fsr-3441	567	15	the	the	DET
fsr-3441	567	16	low	low	ADJ
fsr-3441	567	17	-	-	PUNCT
fsr-3441	567	18	risk	risk	NOUN
fsr-3441	567	19	treatments	treatment	NOUN
fsr-3441	567	20	due	due	ADP
fsr-3441	567	21	to	to	ADP
fsr-3441	567	22	the	the	DET
fsr-3441	567	23	assumption	assumption	NOUN
fsr-3441	567	24	of	of	ADP
fsr-3441	567	25	greater	great	ADJ
fsr-3441	567	26	productivity	productivity	NOUN
fsr-3441	567	27	of	of	ADP
fsr-3441	567	28	precaution	precaution	NOUN
fsr-3441	567	29	24	24	NUM
fsr-3441	567	30	j.	j.	PROPN
fsr-3441	567	31	coats	coats	PROPN
fsr-3441	567	32	,	,	PUNCT
fsr-3441	567	33	v.	v.	ADP
fsr-3441	567	34	bajtelsmit	bajtelsmit	NOUN
fsr-3441	567	35	/	/	SYM
fsr-3441	567	36	financial	financial	ADJ
fsr-3441	567	37	services	service	NOUN
fsr-3441	567	38	review	review	VERB
fsr-3441	567	39	29	29	NUM
fsr-3441	567	40	(	(	PUNCT
fsr-3441	567	41	2021	2021	NUM
fsr-3441	567	42	)	)	PUNCT
fsr-3441	568	1	1–28	1–28	NOUN
fsr-3441	568	2	under	under	ADP
fsr-3441	568	3	high	high	ADJ
fsr-3441	568	4	initial	initial	ADJ
fsr-3441	568	5	risk	risk	NOUN
fsr-3441	568	6	.	.	PUNCT
fsr-3441	569	1	for	for	ADP
fsr-3441	569	2	a	a	DET
fsr-3441	569	3	theoretical	theoretical	ADJ
fsr-3441	569	4	justification	justification	NOUN
fsr-3441	569	5	,	,	PUNCT
fsr-3441	569	6	see	see	VERB
fsr-3441	569	7	bajtelsmit	bajtelsmit	NOUN
fsr-3441	569	8	and	and	CCONJ
fsr-3441	569	9	thistle	thistle	NOUN
fsr-3441	569	10	(	(	PUNCT
fsr-3441	569	11	2015	2015	NUM
fsr-3441	569	12	)	)	PUNCT
fsr-3441	569	13	.	.	PUNCT
fsr-3441	570	1	14	14	NUM
fsr-3441	571	1	the	the	DET
fsr-3441	571	2	full	full	ADJ
fsr-3441	571	3	design	design	NOUN
fsr-3441	571	4	also	also	ADV
fsr-3441	571	5	included	include	VERB
fsr-3441	571	6	four	four	NUM
fsr-3441	571	7	additional	additional	ADJ
fsr-3441	571	8	treatments	treatment	NOUN
fsr-3441	571	9	,	,	PUNCT
fsr-3441	571	10	in	in	ADP
fsr-3441	571	11	which	which	PRON
fsr-3441	571	12	the	the	DET
fsr-3441	571	13	probability	probability	NOUN
fsr-3441	571	14	of	of	ADP
fsr-3441	571	15	loss	loss	NOUN
fsr-3441	571	16	depended	depend	VERB
fsr-3441	571	17	on	on	ADP
fsr-3441	571	18	own	own	ADJ
fsr-3441	571	19	and	and	CCONJ
fsr-3441	571	20	others	other	NOUN
fsr-3441	571	21	’	’	PART
fsr-3441	571	22	performance	performance	NOUN
fsr-3441	571	23	under	under	ADP
fsr-3441	571	24	high	high	ADJ
fsr-3441	571	25	and	and	CCONJ
fsr-3441	571	26	low	low	ADJ
fsr-3441	571	27	initial	initial	ADJ
fsr-3441	571	28	probabilities	probability	NOUN
fsr-3441	571	29	of	of	ADP
fsr-3441	571	30	loss	loss	NOUN
fsr-3441	571	31	.	.	PUNCT
fsr-3441	572	1	however	however	ADV
fsr-3441	572	2	,	,	PUNCT
fsr-3441	572	3	in	in	ADP
fsr-3441	572	4	those	those	DET
fsr-3441	572	5	treatments	treatment	NOUN
fsr-3441	572	6	,	,	PUNCT
fsr-3441	572	7	participants	participant	NOUN
fsr-3441	572	8	could	could	AUX
fsr-3441	572	9	neither	neither	CCONJ
fsr-3441	572	10	reduce	reduce	VERB
fsr-3441	572	11	loss	loss	NOUN
fsr-3441	572	12	probability	probability	NOUN
fsr-3441	572	13	to	to	ADP
fsr-3441	572	14	zero	zero	NUM
fsr-3441	572	15	,	,	PUNCT
fsr-3441	572	16	nor	nor	CCONJ
fsr-3441	572	17	insure	insure	VERB
fsr-3441	572	18	against	against	ADP
fsr-3441	572	19	loss	loss	NOUN
fsr-3441	572	20	and	and	CCONJ
fsr-3441	572	21	,	,	PUNCT
fsr-3441	572	22	therefore	therefore	ADV
fsr-3441	572	23	,	,	PUNCT
fsr-3441	572	24	we	we	PRON
fsr-3441	572	25	do	do	AUX
fsr-3441	572	26	not	not	PART
fsr-3441	572	27	include	include	VERB
fsr-3441	572	28	or	or	CCONJ
fsr-3441	572	29	analyze	analyze	VERB
fsr-3441	572	30	them	they	PRON
fsr-3441	572	31	in	in	ADP
fsr-3441	572	32	this	this	DET
fsr-3441	572	33	article	article	NOUN
fsr-3441	572	34	.	.	PUNCT
fsr-3441	573	1	see	see	VERB
fsr-3441	573	2	bajtelsmit	bajtelsmit	NOUN
fsr-3441	573	3	et	et	PROPN
fsr-3441	573	4	al	al	PROPN
fsr-3441	573	5	.	.	PUNCT
fsr-3441	574	1	(	(	PUNCT
fsr-3441	574	2	2015	2015	NUM
fsr-3441	574	3	)	)	PUNCT
fsr-3441	574	4	.	.	PUNCT
fsr-3441	575	1	15	15	NUM
fsr-3441	576	1	although	although	SCONJ
fsr-3441	576	2	there	there	PRON
fsr-3441	576	3	are	be	VERB
fsr-3441	576	4	other	other	ADJ
fsr-3441	576	5	methods	method	NOUN
fsr-3441	576	6	of	of	ADP
fsr-3441	576	7	incentivizing	incentivize	VERB
fsr-3441	576	8	participants	participant	NOUN
fsr-3441	576	9	,	,	PUNCT
fsr-3441	576	10	such	such	ADJ
fsr-3441	576	11	as	as	ADP
fsr-3441	576	12	scoring	scoring	NOUN
fsr-3441	576	13	rules	rule	NOUN
fsr-3441	576	14	that	that	PRON
fsr-3441	576	15	reward	reward	VERB
fsr-3441	576	16	estimates	estimate	NOUN
fsr-3441	576	17	but	but	CCONJ
fsr-3441	576	18	penalize	penalize	VERB
fsr-3441	576	19	errors	error	NOUN
fsr-3441	576	20	,	,	PUNCT
fsr-3441	576	21	participant	participant	ADJ
fsr-3441	576	22	risk	risk	NOUN
fsr-3441	576	23	preferences	preference	NOUN
fsr-3441	576	24	have	have	AUX
fsr-3441	576	25	been	be	AUX
fsr-3441	576	26	shown	show	VERB
fsr-3441	576	27	to	to	PART
fsr-3441	576	28	affect	affect	VERB
fsr-3441	576	29	their	their	PRON
fsr-3441	576	30	choices	choice	NOUN
fsr-3441	576	31	.	.	PUNCT
fsr-3441	577	1	see	see	VERB
fsr-3441	577	2	,	,	PUNCT
fsr-3441	577	3	for	for	ADP
fsr-3441	577	4	example	example	NOUN
fsr-3441	577	5	,	,	PUNCT
fsr-3441	577	6	andersen	andersen	PROPN
fsr-3441	577	7	,	,	PUNCT
fsr-3441	577	8	fountain	fountain	NOUN
fsr-3441	577	9	,	,	PUNCT
fsr-3441	577	10	harrison	harrison	PROPN
fsr-3441	577	11	,	,	PUNCT
fsr-3441	577	12	and	and	CCONJ
fsr-3441	577	13	rutström	rutström	NOUN
fsr-3441	577	14	(	(	PUNCT
fsr-3441	577	15	2014	2014	NUM
fsr-3441	577	16	)	)	PUNCT
fsr-3441	577	17	and	and	CCONJ
fsr-3441	577	18	harrison	harrison	PROPN
fsr-3441	577	19	,	,	PUNCT
fsr-3441	577	20	martinex	martinex	PROPN
fsr-3441	577	21	-	-	PUNCT
fsr-3441	577	22	correa	correa	PROPN
fsr-3441	577	23	and	and	CCONJ
fsr-3441	577	24	swarthout	swarthout	PROPN
fsr-3441	577	25	,	,	PUNCT
fsr-3441	577	26	(	(	PUNCT
fsr-3441	577	27	2014	2014	NUM
fsr-3441	577	28	)	)	PUNCT
fsr-3441	577	29	.	.	PUNCT
fsr-3441	578	1	other	other	ADJ
fsr-3441	578	2	probability	probability	NOUN
fsr-3441	578	3	elicitation	elicitation	NOUN
fsr-3441	578	4	mechanisms	mechanism	NOUN
fsr-3441	578	5	depend	depend	VERB
fsr-3441	578	6	on	on	ADP
fsr-3441	578	7	independence	independence	NOUN
fsr-3441	578	8	between	between	ADP
fsr-3441	578	9	agents	agent	NOUN
fsr-3441	578	10	’	'	PUNCT
fsr-3441	578	11	actions	action	NOUN
fsr-3441	578	12	and	and	CCONJ
fsr-3441	578	13	the	the	DET
fsr-3441	578	14	probability	probability	NOUN
fsr-3441	578	15	of	of	ADP
fsr-3441	578	16	the	the	DET
fsr-3441	578	17	risky	risky	ADJ
fsr-3441	578	18	event	event	NOUN
fsr-3441	578	19	(	(	PUNCT
fsr-3441	578	20	armentier	armentier	NOUN
fsr-3441	578	21	and	and	CCONJ
fsr-3441	578	22	treich	treich	NOUN
fsr-3441	578	23	,	,	PUNCT
fsr-3441	578	24	2013	2013	NUM
fsr-3441	578	25	)	)	PUNCT
fsr-3441	578	26	and	and	CCONJ
fsr-3441	578	27	on	on	ADP
fsr-3441	578	28	the	the	DET
fsr-3441	578	29	agent	agent	NOUN
fsr-3441	578	30	having	have	VERB
fsr-3441	578	31	no	no	DET
fsr-3441	578	32	stake	stake	NOUN
fsr-3441	578	33	in	in	ADP
fsr-3441	578	34	the	the	DET
fsr-3441	578	35	risky	risky	ADJ
fsr-3441	578	36	event	event	NOUN
fsr-3441	578	37	(	(	PUNCT
fsr-3441	578	38	karni	karni	PROPN
fsr-3441	578	39	,	,	PUNCT
fsr-3441	578	40	2009	2009	NUM
fsr-3441	578	41	)	)	PUNCT
fsr-3441	578	42	.	.	PUNCT
fsr-3441	579	1	16	16	NUM
fsr-3441	579	2	estimating	estimate	VERB
fsr-3441	579	3	one	one	NUM
fsr-3441	579	4	score	score	NOUN
fsr-3441	579	5	to	to	PART
fsr-3441	579	6	use	use	VERB
fsr-3441	579	7	in	in	ADP
fsr-3441	579	8	risk	risk	NOUN
fsr-3441	579	9	management	management	NOUN
fsr-3441	579	10	decision	decision	NOUN
fsr-3441	579	11	making	making	NOUN
fsr-3441	579	12	,	,	PUNCT
fsr-3441	579	13	but	but	CCONJ
fsr-3441	579	14	recording	record	VERB
fsr-3441	579	15	a	a	DET
fsr-3441	579	16	different	different	ADJ
fsr-3441	579	17	score	score	NOUN
fsr-3441	579	18	,	,	PUNCT
fsr-3441	579	19	while	while	SCONJ
fsr-3441	579	20	technically	technically	ADV
fsr-3441	579	21	possible	possible	ADJ
fsr-3441	579	22	,	,	PUNCT
fsr-3441	579	23	would	would	AUX
fsr-3441	579	24	be	be	AUX
fsr-3441	579	25	inconsistent	inconsistent	ADJ
fsr-3441	579	26	with	with	ADP
fsr-3441	579	27	payoff	payoff	NOUN
fsr-3441	579	28	maximization	maximization	NOUN
fsr-3441	579	29	efforts	effort	NOUN
fsr-3441	579	30	because	because	SCONJ
fsr-3441	579	31	it	it	PRON
fsr-3441	579	32	would	would	AUX
fsr-3441	579	33	increase	increase	VERB
fsr-3441	579	34	the	the	DET
fsr-3441	579	35	cognitive	cognitive	ADJ
fsr-3441	579	36	difficulty	difficulty	NOUN
fsr-3441	579	37	of	of	ADP
fsr-3441	579	38	the	the	DET
fsr-3441	579	39	risk	risk	NOUN
fsr-3441	579	40	management	management	NOUN
fsr-3441	579	41	task	task	NOUN
fsr-3441	579	42	and	and	CCONJ
fsr-3441	579	43	potentially	potentially	ADV
fsr-3441	579	44	increase	increase	VERB
fsr-3441	579	45	the	the	DET
fsr-3441	579	46	chance	chance	NOUN
fsr-3441	579	47	of	of	ADP
fsr-3441	579	48	making	make	VERB
fsr-3441	579	49	a	a	DET
fsr-3441	579	50	costly	costly	ADJ
fsr-3441	579	51	risk	risk	NOUN
fsr-3441	579	52	management	management	NOUN
fsr-3441	579	53	error	error	NOUN
fsr-3441	579	54	and	and	CCONJ
fsr-3441	579	55	,	,	PUNCT
fsr-3441	579	56	therefore	therefore	ADV
fsr-3441	579	57	,	,	PUNCT
fsr-3441	579	58	would	would	AUX
fsr-3441	579	59	not	not	PART
fsr-3441	579	60	be	be	AUX
fsr-3441	579	61	incentive	incentive	NOUN
fsr-3441	579	62	compatible	compatible	ADJ
fsr-3441	579	63	with	with	ADP
fsr-3441	579	64	maximizing	maximize	VERB
fsr-3441	579	65	experiment	experiment	NOUN
fsr-3441	579	66	payoffs	payoff	NOUN
fsr-3441	579	67	.	.	PUNCT
fsr-3441	580	1	17	17	NUM
fsr-3441	580	2	we	we	PRON
fsr-3441	580	3	thank	thank	VERB
fsr-3441	580	4	an	an	DET
fsr-3441	580	5	anonymous	anonymous	ADJ
fsr-3441	580	6	referee	referee	NOUN
fsr-3441	580	7	for	for	ADP
fsr-3441	580	8	suggesting	suggest	VERB
fsr-3441	580	9	the	the	DET
fsr-3441	580	10	“	"	PUNCT
fsr-3441	580	11	gross	gross	ADJ
fsr-3441	580	12	overconfidence	overconfidence	NOUN
fsr-3441	580	13	”	"	PUNCT
fsr-3441	580	14	and	and	CCONJ
fsr-3441	580	15	“	"	PUNCT
fsr-3441	580	16	net	net	ADJ
fsr-3441	580	17	overconfidence	overconfidence	NOUN
fsr-3441	580	18	”	"	PUNCT
fsr-3441	580	19	labels	label	NOUN
fsr-3441	580	20	.	.	PUNCT
fsr-3441	581	1	18	18	NUM
fsr-3441	581	2	because	because	SCONJ
fsr-3441	581	3	this	this	DET
fsr-3441	581	4	definition	definition	NOUN
fsr-3441	581	5	only	only	ADV
fsr-3441	581	6	applies	apply	VERB
fsr-3441	581	7	to	to	ADP
fsr-3441	581	8	risk	risk	NOUN
fsr-3441	581	9	-	-	PUNCT
fsr-3441	581	10	averse	averse	ADJ
fsr-3441	581	11	and	and	CCONJ
fsr-3441	581	12	risk	risk	NOUN
fsr-3441	581	13	-	-	PUNCT
fsr-3441	581	14	neutral	neutral	ADJ
fsr-3441	581	15	participants	participant	NOUN
fsr-3441	581	16	,	,	PUNCT
fsr-3441	581	17	we	we	PRON
fsr-3441	581	18	control	control	VERB
fsr-3441	581	19	for	for	ADP
fsr-3441	581	20	risk	risk	NOUN
fsr-3441	581	21	-	-	PUNCT
fsr-3441	581	22	seeking	seek	VERB
fsr-3441	581	23	behavior	behavior	NOUN
fsr-3441	581	24	in	in	ADP
fsr-3441	581	25	our	our	PRON
fsr-3441	581	26	analysis	analysis	NOUN
fsr-3441	581	27	.	.	PUNCT
fsr-3441	582	1	19	19	NUM
fsr-3441	582	2	this	this	DET
fsr-3441	582	3	classification	classification	NOUN
fsr-3441	582	4	is	be	AUX
fsr-3441	582	5	discussed	discuss	VERB
fsr-3441	582	6	in	in	ADP
fsr-3441	582	7	detail	detail	NOUN
fsr-3441	582	8	in	in	ADP
fsr-3441	582	9	an	an	DET
fsr-3441	582	10	earlier	early	ADJ
fsr-3441	582	11	article	article	NOUN
fsr-3441	582	12	by	by	ADP
fsr-3441	582	13	the	the	DET
fsr-3441	582	14	authors	author	NOUN
fsr-3441	582	15	where	where	SCONJ
fsr-3441	582	16	the	the	DET
fsr-3441	582	17	no	no	DET
fsr-3441	582	18	mistakes	mistake	NOUN
fsr-3441	582	19	treatments	treatment	NOUN
fsr-3441	582	20	is	be	AUX
fsr-3441	582	21	compared	compare	VERB
fsr-3441	582	22	to	to	ADP
fsr-3441	582	23	the	the	DET
fsr-3441	582	24	alternative	alternative	NOUN
fsr-3441	582	25	to	to	PART
fsr-3441	582	26	buy	buy	VERB
fsr-3441	582	27	insurance	insurance	NOUN
fsr-3441	582	28	against	against	ADP
fsr-3441	582	29	the	the	DET
fsr-3441	582	30	no	no	DET
fsr-3441	582	31	mistakes	mistake	NOUN
fsr-3441	582	32	precaution	precaution	VERB
fsr-3441	582	33	only	only	ADV
fsr-3441	582	34	treatments	treatment	NOUN
fsr-3441	582	35	and	and	CCONJ
fsr-3441	582	36	show	show	VERB
fsr-3441	582	37	that	that	SCONJ
fsr-3441	582	38	(	(	PUNCT
fsr-3441	582	39	1	1	X
fsr-3441	582	40	)	)	PUNCT
fsr-3441	582	41	participants	participant	NOUN
fsr-3441	582	42	purchase	purchase	VERB
fsr-3441	582	43	the	the	DET
fsr-3441	582	44	more	more	ADV
fsr-3441	582	45	efficient	efficient	ADJ
fsr-3441	582	46	means	mean	NOUN
fsr-3441	582	47	of	of	ADP
fsr-3441	582	48	risk	risk	NOUN
fsr-3441	582	49	mitigation	mitigation	NOUN
fsr-3441	582	50	,	,	PUNCT
fsr-3441	582	51	and	and	CCONJ
fsr-3441	582	52	(	(	PUNCT
fsr-3441	582	53	2	2	X
fsr-3441	582	54	)	)	PUNCT
fsr-3441	582	55	that	that	SCONJ
fsr-3441	582	56	participants	participant	NOUN
fsr-3441	582	57	are	be	AUX
fsr-3441	582	58	consistent	consistent	ADJ
fsr-3441	582	59	in	in	ADP
fsr-3441	582	60	their	their	PRON
fsr-3441	582	61	risk	risk	NOUN
fsr-3441	582	62	mitigation	mitigation	NOUN
fsr-3441	582	63	decisions	decision	NOUN
fsr-3441	582	64	across	across	ADP
fsr-3441	582	65	treatments	treatment	NOUN
fsr-3441	582	66	.	.	PUNCT
fsr-3441	583	1	comparison	comparison	NOUN
fsr-3441	583	2	of	of	ADP
fsr-3441	583	3	the	the	DET
fsr-3441	583	4	precaution	precaution	NOUN
fsr-3441	583	5	only	only	ADV
fsr-3441	583	6	mistakes	mistake	VERB
fsr-3441	583	7	treatments	treatment	NOUN
fsr-3441	583	8	to	to	ADP
fsr-3441	583	9	the	the	DET
fsr-3441	583	10	precaution	precaution	NOUN
fsr-3441	583	11	only	only	ADV
fsr-3441	583	12	no	no	DET
fsr-3441	583	13	mistakes	mistake	NOUN
fsr-3441	583	14	treatments	treatment	NOUN
fsr-3441	583	15	shows	show	VERB
fsr-3441	583	16	that	that	SCONJ
fsr-3441	583	17	participants	participant	NOUN
fsr-3441	583	18	respond	respond	VERB
fsr-3441	583	19	predictably	predictably	ADV
fsr-3441	583	20	to	to	ADP
fsr-3441	583	21	the	the	DET
fsr-3441	583	22	lower	low	ADJ
fsr-3441	583	23	effectiveness	effectiveness	NOUN
fsr-3441	583	24	of	of	ADP
fsr-3441	583	25	precaution	precaution	NOUN
fsr-3441	583	26	by	by	ADP
fsr-3441	583	27	purchasing	purchase	VERB
fsr-3441	583	28	less	less	ADJ
fsr-3441	583	29	precaution	precaution	NOUN
fsr-3441	583	30	in	in	ADP
fsr-3441	583	31	the	the	DET
fsr-3441	583	32	mistakes	mistake	NOUN
fsr-3441	583	33	treatments	treatment	NOUN
fsr-3441	583	34	.	.	PUNCT
fsr-3441	584	1	20	20	NUM
fsr-3441	584	2	identified	identify	VERB
fsr-3441	584	3	through	through	ADP
fsr-3441	584	4	behavior	behavior	NOUN
fsr-3441	584	5	in	in	ADP
fsr-3441	584	6	the	the	DET
fsr-3441	584	7	precaution	precaution	NOUN
fsr-3441	584	8	only	only	ADV
fsr-3441	584	9	no	no	DET
fsr-3441	584	10	mistakes	mistake	NOUN
fsr-3441	584	11	treatments	treatment	NOUN
fsr-3441	584	12	.	.	PUNCT
fsr-3441	585	1	21	21	NUM
fsr-3441	585	2	the	the	DET
fsr-3441	585	3	risk	risk	NOUN
fsr-3441	585	4	-	-	PUNCT
fsr-3441	585	5	seeking	seek	VERB
fsr-3441	585	6	dummy	dummy	ADJ
fsr-3441	585	7	variable	variable	NOUN
fsr-3441	585	8	is	be	AUX
fsr-3441	585	9	not	not	PART
fsr-3441	585	10	included	include	VERB
fsr-3441	585	11	because	because	SCONJ
fsr-3441	585	12	,	,	PUNCT
fsr-3441	585	13	in	in	ADP
fsr-3441	585	14	the	the	DET
fsr-3441	585	15	treatments	treatment	NOUN
fsr-3441	585	16	used	use	VERB
fsr-3441	585	17	to	to	PART
fsr-3441	585	18	determine	determine	VERB
fsr-3441	585	19	risk	risk	NOUN
fsr-3441	585	20	attitudes	attitude	NOUN
fsr-3441	585	21	(	(	PUNCT
fsr-3441	585	22	precaution	precaution	VERB
fsr-3441	585	23	only	only	ADV
fsr-3441	585	24	no	no	DET
fsr-3441	585	25	mistakes	mistake	NOUN
fsr-3441	585	26	)	)	PUNCT
fsr-3441	585	27	,	,	PUNCT
fsr-3441	585	28	a	a	DET
fsr-3441	585	29	risk	risk	NOUN
fsr-3441	585	30	-	-	PUNCT
fsr-3441	585	31	seeking	seek	VERB
fsr-3441	585	32	identification	identification	NOUN
fsr-3441	585	33	is	be	AUX
fsr-3441	585	34	indistinguishable	indistinguishable	ADJ
fsr-3441	585	35	from	from	ADP
fsr-3441	585	36	underinsurance	underinsurance	NOUN
fsr-3441	585	37	in	in	ADP
fsr-3441	585	38	the	the	DET
fsr-3441	585	39	high	high	ADJ
fsr-3441	585	40	probability	probability	NOUN
fsr-3441	585	41	of	of	ADP
fsr-3441	585	42	loss	loss	NOUN
fsr-3441	585	43	insurance	insurance	NOUN
fsr-3441	585	44	treatments	treatment	NOUN
fsr-3441	585	45	.	.	PUNCT
fsr-3441	586	1	appendix	appendix	NOUN
fsr-3441	586	2	:	:	PUNCT
fsr-3441	586	3	examples	example	NOUN
fsr-3441	586	4	of	of	ADP
fsr-3441	586	5	choices	choice	NOUN
fsr-3441	586	6	available	available	ADJ
fsr-3441	586	7	in	in	ADP
fsr-3441	586	8	high	high	ADJ
fsr-3441	586	9	and	and	CCONJ
fsr-3441	586	10	low	low	ADJ
fsr-3441	586	11	initial	initial	ADJ
fsr-3441	586	12	probability	probability	NOUN
fsr-3441	586	13	treatments	treatment	NOUN
fsr-3441	586	14	j.	j.	PROPN
fsr-3441	586	15	coats	coats	PROPN
fsr-3441	586	16	,	,	PUNCT
fsr-3441	586	17	v.	v.	ADP
fsr-3441	586	18	bajtelsmit	bajtelsmit	NOUN
fsr-3441	586	19	/	/	SYM
fsr-3441	586	20	financial	financial	ADJ
fsr-3441	586	21	services	service	NOUN
fsr-3441	586	22	review	review	VERB
fsr-3441	586	23	29	29	NUM
fsr-3441	586	24	(	(	PUNCT
fsr-3441	586	25	2021	2021	NUM
fsr-3441	586	26	)	)	PUNCT
fsr-3441	587	1	1–28	1–28	NOUN
fsr-3441	587	2	25	25	NUM
fsr-3441	587	3	references	reference	NOUN
fsr-3441	587	4	andersen	andersen	PROPN
fsr-3441	587	5	,	,	PUNCT
fsr-3441	587	6	s.	s.	PROPN
fsr-3441	587	7	,	,	PUNCT
fsr-3441	587	8	fountain	fountain	NOUN
fsr-3441	587	9	,	,	PUNCT
fsr-3441	587	10	j.	j.	PROPN
fsr-3441	587	11	,	,	PUNCT
fsr-3441	587	12	harrison	harrison	PROPN
fsr-3441	587	13	,	,	PUNCT
fsr-3441	587	14	g.	g.	PROPN
fsr-3441	587	15	w.	w.	PROPN
fsr-3441	587	16	,	,	PUNCT
fsr-3441	587	17	&	&	CCONJ
fsr-3441	587	18	rutström	rutström	PROPN
fsr-3441	587	19	,	,	PUNCT
fsr-3441	587	20	e.	e.	PROPN
fsr-3441	587	21	e.	e.	PROPN
fsr-3441	587	22	(	(	PUNCT
fsr-3441	587	23	2014	2014	NUM
fsr-3441	587	24	)	)	PUNCT
fsr-3441	587	25	.	.	PUNCT
fsr-3441	588	1	estimating	estimate	VERB
fsr-3441	588	2	subjective	subjective	ADJ
fsr-3441	588	3	probabilities	probability	NOUN
fsr-3441	588	4	.	.	PUNCT
fsr-3441	589	1	journal	journal	NOUN
fsr-3441	589	2	of	of	ADP
fsr-3441	589	3	risk	risk	NOUN
fsr-3441	589	4	and	and	CCONJ
fsr-3441	589	5	uncertainty	uncertainty	NOUN
fsr-3441	589	6	,	,	PUNCT
fsr-3441	589	7	48	48	NUM
fsr-3441	589	8	,	,	PUNCT
fsr-3441	589	9	207–229	207–229	NUM
fsr-3441	589	10	.	.	PUNCT
fsr-3441	590	1	arad	arad	PROPN
fsr-3441	590	2	,	,	PUNCT
fsr-3441	590	3	a.	a.	NOUN
fsr-3441	590	4	(	(	PUNCT
fsr-3441	590	5	2014	2014	NUM
fsr-3441	590	6	)	)	PUNCT
fsr-3441	590	7	.	.	PUNCT
fsr-3441	591	1	avoiding	avoid	VERB
fsr-3441	591	2	greedy	greedy	ADJ
fsr-3441	591	3	behavior	behavior	NOUN
fsr-3441	591	4	in	in	ADP
fsr-3441	591	5	situations	situation	NOUN
fsr-3441	591	6	of	of	ADP
fsr-3441	591	7	uncertainty	uncertainty	NOUN
fsr-3441	591	8	:	:	PUNCT
fsr-3441	591	9	the	the	DET
fsr-3441	591	10	role	role	NOUN
fsr-3441	591	11	of	of	ADP
fsr-3441	591	12	magical	magical	ADJ
fsr-3441	591	13	thinking	thinking	NOUN
fsr-3441	591	14	.	.	PUNCT
fsr-3441	592	1	journal	journal	NOUN
fsr-3441	592	2	of	of	ADP
fsr-3441	592	3	behavioral	behavioral	ADJ
fsr-3441	592	4	and	and	CCONJ
fsr-3441	592	5	experimental	experimental	ADJ
fsr-3441	592	6	economics	economic	NOUN
fsr-3441	592	7	,	,	PUNCT
fsr-3441	592	8	53	53	NUM
fsr-3441	592	9	,	,	PUNCT
fsr-3441	592	10	17–23	17–23	NUM
fsr-3441	592	11	.	.	PUNCT
fsr-3441	593	1	armentier	armentier	NOUN
fsr-3441	593	2	,	,	PUNCT
fsr-3441	593	3	o.	o.	PROPN
fsr-3441	593	4	,	,	PUNCT
fsr-3441	593	5	&	&	CCONJ
fsr-3441	593	6	treich	treich	NOUN
fsr-3441	593	7	,	,	PUNCT
fsr-3441	593	8	n.	n.	PROPN
fsr-3441	593	9	(	(	PUNCT
fsr-3441	593	10	2013	2013	NUM
fsr-3441	593	11	)	)	PUNCT
fsr-3441	593	12	.	.	PUNCT
fsr-3441	594	1	eliciting	elicit	VERB
fsr-3441	594	2	beliefs	belief	NOUN
fsr-3441	594	3	:	:	PUNCT
fsr-3441	594	4	proper	proper	ADJ
fsr-3441	594	5	scoring	scoring	NOUN
fsr-3441	594	6	rules	rule	NOUN
fsr-3441	594	7	,	,	PUNCT
fsr-3441	594	8	incentives	incentive	NOUN
fsr-3441	594	9	,	,	PUNCT
fsr-3441	594	10	stakes	stake	NOUN
fsr-3441	594	11	,	,	PUNCT
fsr-3441	594	12	and	and	CCONJ
fsr-3441	594	13	hedging	hedging	NOUN
fsr-3441	594	14	.	.	PUNCT
fsr-3441	595	1	european	european	ADJ
fsr-3441	595	2	economic	economic	PROPN
fsr-3441	595	3	review	review	PROPN
fsr-3441	595	4	,	,	PUNCT
fsr-3441	595	5	62	62	NUM
fsr-3441	595	6	,	,	PUNCT
fsr-3441	595	7	17–40	17–40	NUM
fsr-3441	595	8	.	.	PUNCT
fsr-3441	596	1	bajtelsmit	bajtelsmit	NOUN
fsr-3441	596	2	,	,	PUNCT
fsr-3441	596	3	v.	v.	ADV
fsr-3441	596	4	,	,	PUNCT
fsr-3441	596	5	coats	coat	NOUN
fsr-3441	596	6	,	,	PUNCT
fsr-3441	596	7	j.	j.	PROPN
fsr-3441	596	8	,	,	PUNCT
fsr-3441	596	9	&	&	CCONJ
fsr-3441	596	10	thistle	thistle	NOUN
fsr-3441	596	11	,	,	PUNCT
fsr-3441	596	12	p.	p.	NOUN
fsr-3441	596	13	(	(	PUNCT
fsr-3441	596	14	2015	2015	NUM
fsr-3441	596	15	)	)	PUNCT
fsr-3441	596	16	.	.	PUNCT
fsr-3441	597	1	the	the	DET
fsr-3441	597	2	effect	effect	NOUN
fsr-3441	597	3	of	of	ADP
fsr-3441	597	4	risk	risk	NOUN
fsr-3441	597	5	ambiguity	ambiguity	NOUN
fsr-3441	597	6	on	on	ADP
fsr-3441	597	7	risk	risk	NOUN
fsr-3441	597	8	management	management	NOUN
fsr-3441	597	9	choices	choice	NOUN
fsr-3441	597	10	:	:	PUNCT
fsr-3441	597	11	an	an	DET
fsr-3441	597	12	experimental	experimental	ADJ
fsr-3441	597	13	study	study	NOUN
fsr-3441	597	14	.	.	PUNCT
fsr-3441	598	1	journal	journal	NOUN
fsr-3441	598	2	of	of	ADP
fsr-3441	598	3	risk	risk	NOUN
fsr-3441	598	4	and	and	CCONJ
fsr-3441	598	5	uncertainty	uncertainty	NOUN
fsr-3441	598	6	,	,	PUNCT
fsr-3441	598	7	50	50	NUM
fsr-3441	598	8	,	,	PUNCT
fsr-3441	598	9	249–280	249–280	NUM
fsr-3441	598	10	.	.	PUNCT
fsr-3441	599	1	bajtelsmit	bajtelsmit	NOUN
fsr-3441	599	2	,	,	PUNCT
fsr-3441	599	3	v.	v.	ADV
fsr-3441	599	4	,	,	PUNCT
fsr-3441	599	5	&	&	CCONJ
fsr-3441	599	6	thistle	thistle	NOUN
fsr-3441	599	7	,	,	PUNCT
fsr-3441	599	8	p.	p.	NOUN
fsr-3441	599	9	(	(	PUNCT
fsr-3441	599	10	2015	2015	NUM
fsr-3441	599	11	)	)	PUNCT
fsr-3441	599	12	.	.	PUNCT
fsr-3441	600	1	liability	liability	NOUN
fsr-3441	600	2	,	,	PUNCT
fsr-3441	600	3	insurance	insurance	NOUN
fsr-3441	600	4	and	and	CCONJ
fsr-3441	600	5	the	the	DET
fsr-3441	600	6	incentive	incentive	NOUN
fsr-3441	600	7	to	to	PART
fsr-3441	600	8	obtain	obtain	VERB
fsr-3441	600	9	information	information	NOUN
fsr-3441	600	10	about	about	ADP
fsr-3441	600	11	risk	risk	NOUN
fsr-3441	600	12	.	.	PUNCT
fsr-3441	601	1	the	the	DET
fsr-3441	601	2	geneva	geneva	PROPN
fsr-3441	601	3	risk	risk	NOUN
fsr-3441	601	4	and	and	CCONJ
fsr-3441	601	5	insurance	insurance	NOUN
fsr-3441	601	6	review	review	NOUN
fsr-3441	601	7	,	,	PUNCT
fsr-3441	601	8	40	40	NUM
fsr-3441	601	9	,	,	PUNCT
fsr-3441	601	10	171–193	171–193	NUM
fsr-3441	601	11	.	.	PUNCT
fsr-3441	602	1	initial	initial	ADJ
fsr-3441	602	2	high	high	ADJ
fsr-3441	602	3	probability	probability	NOUN
fsr-3441	602	4	of	of	ADP
fsr-3441	602	5	loss	loss	NOUN
fsr-3441	602	6	example	example	NOUN
fsr-3441	602	7	:	:	PUNCT
fsr-3441	602	8	choose	choose	VERB
fsr-3441	602	9	one	one	NUM
fsr-3441	602	10	of	of	ADP
fsr-3441	602	11	the	the	DET
fsr-3441	602	12	following	follow	VERB
fsr-3441	602	13	options	option	NOUN
fsr-3441	602	14	below	below	ADV
fsr-3441	602	15	.	.	PUNCT
fsr-3441	603	1	decision	decision	NOUN
fsr-3441	603	2	up	up	ADP
fsr-3441	603	3	-	-	PUNCT
fsr-3441	603	4	front	front	NOUN
fsr-3441	603	5	cost	cost	NOUN
fsr-3441	603	6	to	to	PART
fsr-3441	603	7	replace	replace	VERB
fsr-3441	603	8	orange	orange	ADJ
fsr-3441	603	9	balls	ball	NOUN
fsr-3441	603	10	new	new	ADJ
fsr-3441	603	11	number	number	NOUN
fsr-3441	603	12	of	of	ADP
fsr-3441	603	13	orange	orange	PROPN
fsr-3441	603	14	balls	ball	NOUN
fsr-3441	603	15	new	new	ADJ
fsr-3441	603	16	number	number	NOUN
fsr-3441	603	17	of	of	ADP
fsr-3441	603	18	white	white	ADJ
fsr-3441	603	19	balls	ball	NOUN
fsr-3441	603	20	probability	probability	VERB
fsr-3441	603	21	orange	orange	PROPN
fsr-3441	603	22	ball	ball	PROPN
fsr-3441	603	23	is	be	AUX
fsr-3441	603	24	drawn	draw	VERB
fsr-3441	603	25	a	a	DET
fsr-3441	603	26	$	$	SYM
fsr-3441	603	27	0	0	NUM
fsr-3441	603	28	32	32	NUM
fsr-3441	603	29	68	68	NUM
fsr-3441	603	30	32	32	NUM
fsr-3441	603	31	%	%	NOUN
fsr-3441	603	32	b	b	NOUN
fsr-3441	603	33	$	$	SYM
fsr-3441	603	34	1.50	1.50	NUM
fsr-3441	603	35	28	28	NUM
fsr-3441	603	36	72	72	NUM
fsr-3441	603	37	28	28	NUM
fsr-3441	603	38	%	%	NOUN
fsr-3441	603	39	c	c	NOUN
fsr-3441	603	40	$	$	SYM
fsr-3441	603	41	3.00	3.00	NUM
fsr-3441	603	42	24	24	NUM
fsr-3441	603	43	76	76	NUM
fsr-3441	603	44	24	24	NUM
fsr-3441	603	45	%	%	NOUN
fsr-3441	603	46	d	d	NOUN
fsr-3441	603	47	$	$	SYM
fsr-3441	603	48	4.50	4.50	NUM
fsr-3441	603	49	20	20	NUM
fsr-3441	603	50	80	80	NUM
fsr-3441	603	51	20	20	NUM
fsr-3441	603	52	%	%	NOUN
fsr-3441	603	53	e	e	NOUN
fsr-3441	603	54	$	$	SYM
fsr-3441	603	55	6.00	6.00	NUM
fsr-3441	603	56	16	16	NUM
fsr-3441	603	57	84	84	NUM
fsr-3441	603	58	16	16	NUM
fsr-3441	603	59	%	%	NOUN
fsr-3441	603	60	f	f	NOUN
fsr-3441	603	61	$	$	SYM
fsr-3441	603	62	7.50	7.50	NUM
fsr-3441	603	63	12	12	NUM
fsr-3441	603	64	88	88	NUM
fsr-3441	603	65	12	12	NUM
fsr-3441	603	66	%	%	NOUN
fsr-3441	603	67	g	g	PROPN
fsr-3441	603	68	$	$	SYM
fsr-3441	603	69	9.00	9.00	NUM
fsr-3441	603	70	8	8	NUM
fsr-3441	603	71	92	92	NUM
fsr-3441	603	72	8	8	NUM
fsr-3441	603	73	%	%	NOUN
fsr-3441	603	74	h	h	NOUN
fsr-3441	603	75	$	$	SYM
fsr-3441	603	76	10.50	10.50	NUM
fsr-3441	603	77	4	4	NUM
fsr-3441	603	78	96	96	NUM
fsr-3441	603	79	4	4	NUM
fsr-3441	603	80	%	%	NOUN
fsr-3441	603	81	i	i	NOUN
fsr-3441	603	82	$	$	SYM
fsr-3441	603	83	12.00	12.00	NUM
fsr-3441	603	84	0	0	NUM
fsr-3441	603	85	100	100	NUM
fsr-3441	603	86	0	0	NUM
fsr-3441	603	87	j	j	PROPN
fsr-3441	603	88	(	(	PUNCT
fsr-3441	603	89	insurance	insurance	NOUN
fsr-3441	603	90	)	)	PUNCT
fsr-3441	603	91	$	$	SYM
fsr-3441	603	92	14.50	14.50	NUM
fsr-3441	603	93	32	32	NUM
fsr-3441	603	94	68	68	NUM
fsr-3441	603	95	n	n	CCONJ
fsr-3441	603	96	/	/	SYM
fsr-3441	603	97	a	a	DET
fsr-3441	603	98	your	your	PRON
fsr-3441	603	99	decision	decision	NOUN
fsr-3441	603	100	in	in	ADP
fsr-3441	603	101	scenario	scenario	NOUN
fsr-3441	603	102	2	2	NUM
fsr-3441	603	103	:	:	PUNCT
fsr-3441	604	1	_	_	PUNCT
fsr-3441	605	1	_	_	PUNCT
fsr-3441	606	1	_	_	PUNCT
fsr-3441	607	1	_	_	PUNCT
fsr-3441	608	1	_	_	PUNCT
fsr-3441	609	1	_	_	PUNCT
fsr-3441	610	1	_	_	PUNCT
fsr-3441	611	1	_	_	PUNCT
fsr-3441	612	1	_	_	PUNCT
fsr-3441	613	1	_	_	PUNCT
fsr-3441	614	1	_	_	PUNCT
fsr-3441	615	1	_	_	PUNCT
fsr-3441	616	1	_	_	PUNCT
fsr-3441	617	1	_	_	PUNCT
fsr-3441	618	1	_	_	PUNCT
fsr-3441	619	1	_	_	PUNCT
fsr-3441	620	1	_	_	PUNCT
fsr-3441	621	1	_	_	PUNCT
fsr-3441	622	1	_	_	PUNCT
fsr-3441	622	2	_	_	PUNCT
fsr-3441	623	1	initial	initial	ADJ
fsr-3441	623	2	low	low	ADJ
fsr-3441	623	3	probability	probability	NOUN
fsr-3441	623	4	of	of	ADP
fsr-3441	623	5	loss	loss	NOUN
fsr-3441	623	6	example	example	NOUN
fsr-3441	623	7	:	:	PUNCT
fsr-3441	623	8	choose	choose	VERB
fsr-3441	623	9	one	one	NUM
fsr-3441	623	10	of	of	ADP
fsr-3441	623	11	the	the	DET
fsr-3441	623	12	following	follow	VERB
fsr-3441	623	13	options	option	NOUN
fsr-3441	623	14	below	below	ADV
fsr-3441	623	15	.	.	PUNCT
fsr-3441	624	1	decision	decision	NOUN
fsr-3441	624	2	up	up	ADP
fsr-3441	624	3	-	-	PUNCT
fsr-3441	624	4	front	front	NOUN
fsr-3441	624	5	cost	cost	NOUN
fsr-3441	624	6	to	to	PART
fsr-3441	624	7	replace	replace	VERB
fsr-3441	624	8	orange	orange	ADJ
fsr-3441	624	9	balls	ball	NOUN
fsr-3441	624	10	new	new	ADJ
fsr-3441	624	11	number	number	NOUN
fsr-3441	624	12	of	of	ADP
fsr-3441	624	13	orange	orange	PROPN
fsr-3441	624	14	balls	ball	NOUN
fsr-3441	624	15	new	new	ADJ
fsr-3441	624	16	number	number	NOUN
fsr-3441	624	17	of	of	ADP
fsr-3441	624	18	white	white	ADJ
fsr-3441	624	19	balls	ball	NOUN
fsr-3441	624	20	probability	probability	VERB
fsr-3441	624	21	an	an	DET
fsr-3441	624	22	orange	orange	NOUN
fsr-3441	624	23	ball	ball	NOUN
fsr-3441	624	24	is	be	AUX
fsr-3441	624	25	drawn	draw	VERB
fsr-3441	624	26	a	a	DET
fsr-3441	624	27	$	$	SYM
fsr-3441	624	28	0	0	NUM
fsr-3441	624	29	10	10	NUM
fsr-3441	624	30	90	90	NUM
fsr-3441	624	31	10	10	NUM
fsr-3441	624	32	%	%	NOUN
fsr-3441	624	33	b	b	NOUN
fsr-3441	624	34	$	$	SYM
fsr-3441	624	35	1.50	1.50	NUM
fsr-3441	624	36	9	9	NUM
fsr-3441	624	37	91	91	NUM
fsr-3441	624	38	9	9	NUM
fsr-3441	624	39	%	%	NOUN
fsr-3441	624	40	c	c	NOUN
fsr-3441	624	41	$	$	SYM
fsr-3441	624	42	3.00	3.00	NUM
fsr-3441	624	43	8	8	NUM
fsr-3441	624	44	92	92	NUM
fsr-3441	624	45	8	8	NUM
fsr-3441	624	46	%	%	NOUN
fsr-3441	624	47	d	d	NOUN
fsr-3441	624	48	$	$	SYM
fsr-3441	624	49	4.50	4.50	NUM
fsr-3441	624	50	7	7	NUM
fsr-3441	624	51	93	93	NUM
fsr-3441	624	52	7	7	NUM
fsr-3441	624	53	%	%	NOUN
fsr-3441	624	54	e	e	NOUN
fsr-3441	624	55	$	$	SYM
fsr-3441	624	56	6.00	6.00	NUM
fsr-3441	624	57	6	6	NUM
fsr-3441	624	58	94	94	NUM
fsr-3441	624	59	6	6	NUM
fsr-3441	624	60	%	%	NOUN
fsr-3441	624	61	f	f	NOUN
fsr-3441	624	62	$	$	SYM
fsr-3441	624	63	7.50	7.50	NUM
fsr-3441	624	64	5	5	NUM
fsr-3441	624	65	95	95	NUM
fsr-3441	624	66	5	5	NUM
fsr-3441	624	67	%	%	NOUN
fsr-3441	624	68	g	g	PROPN
fsr-3441	624	69	$	$	SYM
fsr-3441	624	70	9.00	9.00	NUM
fsr-3441	624	71	4	4	NUM
fsr-3441	624	72	96	96	NUM
fsr-3441	624	73	5	5	NUM
fsr-3441	624	74	%	%	NOUN
fsr-3441	624	75	h	h	NOUN
fsr-3441	624	76	$	$	SYM
fsr-3441	624	77	10.50	10.50	NUM
fsr-3441	624	78	3	3	NUM
fsr-3441	624	79	97	97	NUM
fsr-3441	624	80	3	3	NUM
fsr-3441	624	81	%	%	NOUN
fsr-3441	624	82	i	i	NOUN
fsr-3441	624	83	$	$	SYM
fsr-3441	624	84	12.00	12.00	NUM
fsr-3441	624	85	2	2	NUM
fsr-3441	624	86	98	98	NUM
fsr-3441	624	87	2	2	NUM
fsr-3441	624	88	%	%	NOUN
fsr-3441	624	89	j	j	PROPN
fsr-3441	624	90	$	$	SYM
fsr-3441	624	91	13.50	13.50	NUM
fsr-3441	624	92	1	1	NUM
fsr-3441	624	93	99	99	NUM
fsr-3441	624	94	1	1	NUM
fsr-3441	624	95	%	%	NOUN
fsr-3441	624	96	k	k	NOUN
fsr-3441	624	97	$	$	SYM
fsr-3441	624	98	15.00	15.00	NUM
fsr-3441	624	99	0	0	NUM
fsr-3441	624	100	100	100	NUM
fsr-3441	624	101	0	0	NUM
fsr-3441	624	102	l	l	NOUN
fsr-3441	624	103	(	(	PUNCT
fsr-3441	624	104	insurance	insurance	NOUN
fsr-3441	624	105	)	)	PUNCT
fsr-3441	624	106	$	$	SYM
fsr-3441	624	107	14.50	14.50	NUM
fsr-3441	624	108	10	10	NUM
fsr-3441	624	109	90	90	NUM
fsr-3441	624	110	n	n	NUM
fsr-3441	624	111	/	/	SYM
fsr-3441	624	112	a	a	DET
fsr-3441	624	113	your	your	PRON
fsr-3441	624	114	decision	decision	NOUN
fsr-3441	624	115	in	in	ADP
fsr-3441	624	116	scenario	scenario	NOUN
fsr-3441	624	117	8	8	NUM
fsr-3441	624	118	:	:	PUNCT
fsr-3441	625	1	_	_	PUNCT
fsr-3441	626	1	_	_	PUNCT
fsr-3441	627	1	_	_	PUNCT
fsr-3441	628	1	_	_	PUNCT
fsr-3441	629	1	_	_	PUNCT
fsr-3441	630	1	_	_	PUNCT
fsr-3441	631	1	_	_	PUNCT
fsr-3441	632	1	_	_	PUNCT
fsr-3441	633	1	_	_	PUNCT
fsr-3441	634	1	_	_	PUNCT
fsr-3441	635	1	_	_	PUNCT
fsr-3441	636	1	_	_	PUNCT
fsr-3441	637	1	_	_	PUNCT
fsr-3441	638	1	_	_	PUNCT
fsr-3441	639	1	_	_	PUNCT
fsr-3441	640	1	_	_	PUNCT
fsr-3441	641	1	_	_	PUNCT
fsr-3441	642	1	_	_	PUNCT
fsr-3441	643	1	_	_	PUNCT
fsr-3441	644	1	26	26	NUM
fsr-3441	644	2	j.	j.	PROPN
fsr-3441	644	3	coats	coats	PROPN
fsr-3441	644	4	,	,	PUNCT
fsr-3441	644	5	v.	v.	ADP
fsr-3441	644	6	bajtelsmit	bajtelsmit	NOUN
fsr-3441	644	7	/	/	SYM
fsr-3441	644	8	financial	financial	ADJ
fsr-3441	644	9	services	service	NOUN
fsr-3441	644	10	review	review	VERB
fsr-3441	644	11	29	29	NUM
fsr-3441	644	12	(	(	PUNCT
fsr-3441	644	13	2021	2021	NUM
fsr-3441	644	14	)	)	PUNCT
fsr-3441	644	15	1–28	1–28	PROPN
fsr-3441	644	16	barber	barber	PROPN
fsr-3441	644	17	,	,	PUNCT
fsr-3441	644	18	b.	b.	PROPN
fsr-3441	644	19	m.	m.	PROPN
fsr-3441	644	20	,	,	PUNCT
fsr-3441	644	21	&	&	CCONJ
fsr-3441	644	22	odean	odean	ADJ
fsr-3441	644	23	,	,	PUNCT
fsr-3441	644	24	t.	t.	PROPN
fsr-3441	644	25	(	(	PUNCT
fsr-3441	644	26	2001	2001	NUM
fsr-3441	644	27	)	)	PUNCT
fsr-3441	644	28	.	.	PUNCT
fsr-3441	645	1	boys	boy	NOUN
fsr-3441	645	2	will	will	AUX
fsr-3441	645	3	be	be	AUX
fsr-3441	645	4	boys	boy	NOUN
fsr-3441	645	5	:	:	PUNCT
fsr-3441	645	6	gender	gender	NOUN
fsr-3441	645	7	,	,	PUNCT
fsr-3441	645	8	overconfidence	overconfidence	NOUN
fsr-3441	645	9	,	,	PUNCT
fsr-3441	645	10	and	and	CCONJ
fsr-3441	645	11	common	common	ADJ
fsr-3441	645	12	stock	stock	NOUN
fsr-3441	645	13	investment	investment	NOUN
fsr-3441	645	14	.	.	PUNCT
fsr-3441	646	1	the	the	DET
fsr-3441	646	2	quarterly	quarterly	ADJ
fsr-3441	646	3	journal	journal	NOUN
fsr-3441	646	4	of	of	ADP
fsr-3441	646	5	economics	economic	NOUN
fsr-3441	646	6	,	,	PUNCT
fsr-3441	646	7	116	116	NUM
fsr-3441	646	8	,	,	PUNCT
fsr-3441	646	9	261–292	261–292	NUM
fsr-3441	646	10	.	.	PUNCT
fsr-3441	647	1	bellemare	bellemare	PROPN
fsr-3441	647	2	,	,	PUNCT
fsr-3441	647	3	c.	c.	NOUN
fsr-3441	647	4	,	,	PUNCT
fsr-3441	647	5	bissonnette	bissonnette	NOUN
fsr-3441	647	6	,	,	PUNCT
fsr-3441	647	7	l.	l.	PROPN
fsr-3441	647	8	,	,	PUNCT
fsr-3441	647	9	&	&	CCONJ
fsr-3441	647	10	kroger	kroger	PROPN
fsr-3441	647	11	,	,	PUNCT
fsr-3441	647	12	s.	s.	PROPN
fsr-3441	647	13	(	(	PUNCT
fsr-3441	647	14	2014	2014	NUM
fsr-3441	647	15	)	)	PUNCT
fsr-3441	647	16	.	.	PUNCT
fsr-3441	648	1	statistical	statistical	ADJ
fsr-3441	648	2	power	power	NOUN
fsr-3441	648	3	of	of	ADP
fsr-3441	648	4	within	within	ADP
fsr-3441	648	5	and	and	CCONJ
fsr-3441	648	6	between	between	ADP
fsr-3441	648	7	-	-	PUNCT
fsr-3441	648	8	subjects	subject	NOUN
fsr-3441	648	9	designs	design	NOUN
fsr-3441	648	10	in	in	ADP
fsr-3441	648	11	economic	economic	ADJ
fsr-3441	648	12	experiments	experiment	NOUN
fsr-3441	648	13	.	.	PUNCT
fsr-3441	649	1	discussion	discussion	NOUN
fsr-3441	649	2	paper	paper	NOUN
fsr-3441	649	3	no	no	NOUN
fsr-3441	649	4	.	.	PROPN
fsr-3441	649	5	8583	8583	NUM
fsr-3441	649	6	.	.	PUNCT
fsr-3441	650	1	germany	germany	PROPN
fsr-3441	650	2	:	:	PUNCT
fsr-3441	650	3	institute	institute	VERB
fsr-3441	650	4	for	for	ADP
fsr-3441	650	5	the	the	DET
fsr-3441	650	6	study	study	NOUN
fsr-3441	650	7	of	of	ADP
fsr-3441	650	8	labor	labor	NOUN
fsr-3441	650	9	.	.	PUNCT
fsr-3441	651	1	besharov	besharov	PROPN
fsr-3441	651	2	,	,	PUNCT
fsr-3441	651	3	g.	g.	PROPN
fsr-3441	651	4	(	(	PUNCT
fsr-3441	651	5	2004	2004	NUM
fsr-3441	651	6	)	)	PUNCT
fsr-3441	651	7	.	.	PUNCT
fsr-3441	652	1	second	second	ADV
fsr-3441	652	2	-	-	PUNCT
fsr-3441	652	3	best	good	ADJ
fsr-3441	652	4	considerations	consideration	NOUN
fsr-3441	652	5	in	in	ADP
fsr-3441	652	6	correcting	correct	VERB
fsr-3441	652	7	cognitive	cognitive	ADJ
fsr-3441	652	8	biases	bias	NOUN
fsr-3441	652	9	.	.	PUNCT
fsr-3441	653	1	southern	southern	ADJ
fsr-3441	653	2	economic	economic	ADJ
fsr-3441	653	3	journal	journal	NOUN
fsr-3441	653	4	,	,	PUNCT
fsr-3441	653	5	71	71	NUM
fsr-3441	653	6	,	,	PUNCT
fsr-3441	653	7	12–20	12–20	NUM
fsr-3441	653	8	.	.	PUNCT
fsr-3441	654	1	blavatskyy	blavatskyy	NOUN
fsr-3441	654	2	,	,	PUNCT
fsr-3441	654	3	p.	p.	PROPN
fsr-3441	654	4	r.	r.	PROPN
fsr-3441	654	5	(	(	PUNCT
fsr-3441	654	6	2009	2009	NUM
fsr-3441	654	7	)	)	PUNCT
fsr-3441	654	8	.	.	PUNCT
fsr-3441	655	1	betting	bet	VERB
fsr-3441	655	2	on	on	ADP
fsr-3441	655	3	own	own	ADJ
fsr-3441	655	4	knowledge	knowledge	NOUN
fsr-3441	655	5	:	:	PUNCT
fsr-3441	655	6	experimental	experimental	ADJ
fsr-3441	655	7	test	test	NOUN
fsr-3441	655	8	of	of	ADP
fsr-3441	655	9	overconfidence	overconfidence	NOUN
fsr-3441	655	10	.	.	PUNCT
fsr-3441	656	1	journal	journal	NOUN
fsr-3441	656	2	of	of	ADP
fsr-3441	656	3	risk	risk	NOUN
fsr-3441	656	4	and	and	CCONJ
fsr-3441	656	5	uncertainty	uncertainty	NOUN
fsr-3441	656	6	,	,	PUNCT
fsr-3441	656	7	38	38	NUM
fsr-3441	656	8	,	,	PUNCT
fsr-3441	656	9	39–49	39–49	NUM
fsr-3441	656	10	.	.	PUNCT
fsr-3441	657	1	brunnermeier	brunnermei	ADJ
fsr-3441	657	2	,	,	PUNCT
fsr-3441	657	3	m.	m.	NOUN
fsr-3441	657	4	,	,	PUNCT
fsr-3441	657	5	&	&	CCONJ
fsr-3441	657	6	parker	parker	PROPN
fsr-3441	657	7	,	,	PUNCT
fsr-3441	657	8	j.	j.	PROPN
fsr-3441	657	9	(	(	PUNCT
fsr-3441	657	10	2005	2005	NUM
fsr-3441	657	11	)	)	PUNCT
fsr-3441	657	12	.	.	PUNCT
fsr-3441	658	1	optimal	optimal	ADJ
fsr-3441	658	2	expectations	expectation	NOUN
fsr-3441	658	3	.	.	PUNCT
fsr-3441	659	1	american	american	PROPN
fsr-3441	659	2	economic	economic	PROPN
fsr-3441	659	3	review	review	PROPN
fsr-3441	659	4	,	,	PUNCT
fsr-3441	659	5	95	95	NUM
fsr-3441	659	6	,	,	PUNCT
fsr-3441	659	7	1092–1118	1092–1118	NUM
fsr-3441	659	8	.	.	PUNCT
fsr-3441	660	1	camerer	camerer	PROPN
fsr-3441	660	2	,	,	PUNCT
fsr-3441	660	3	c.	c.	PROPN
fsr-3441	660	4	f.	f.	PROPN
fsr-3441	660	5	,	,	PUNCT
fsr-3441	660	6	&	&	CCONJ
fsr-3441	660	7	lovallo	lovallo	PROPN
fsr-3441	660	8	,	,	PUNCT
fsr-3441	660	9	d.	d.	PROPN
fsr-3441	660	10	(	(	PUNCT
fsr-3441	660	11	1999	1999	NUM
fsr-3441	660	12	)	)	PUNCT
fsr-3441	660	13	.	.	PUNCT
fsr-3441	661	1	overconfidence	overconfidence	NOUN
fsr-3441	661	2	and	and	CCONJ
fsr-3441	661	3	excess	excess	ADJ
fsr-3441	661	4	entry	entry	NOUN
fsr-3441	661	5	:	:	PUNCT
fsr-3441	661	6	an	an	DET
fsr-3441	661	7	experimental	experimental	ADJ
fsr-3441	661	8	approach	approach	NOUN
fsr-3441	661	9	.	.	PUNCT
fsr-3441	662	1	american	american	PROPN
fsr-3441	662	2	economic	economic	PROPN
fsr-3441	662	3	review	review	PROPN
fsr-3441	662	4	,	,	PUNCT
fsr-3441	662	5	89	89	NUM
fsr-3441	662	6	,	,	PUNCT
fsr-3441	662	7	306–318	306–318	NUM
fsr-3441	662	8	.	.	PUNCT
fsr-3441	663	1	cesarini	cesarini	PROPN
fsr-3441	663	2	,	,	PUNCT
fsr-3441	663	3	d.	d.	PROPN
fsr-3441	663	4	,	,	PUNCT
fsr-3441	663	5	sandewall	sandewall	PROPN
fsr-3441	663	6	,	,	PUNCT
fsr-3441	663	7	o.	o.	PROPN
fsr-3441	663	8	,	,	PUNCT
fsr-3441	663	9	&	&	CCONJ
fsr-3441	663	10	johannesson	johannesson	PROPN
fsr-3441	663	11	,	,	PUNCT
fsr-3441	663	12	m.	m.	NOUN
fsr-3441	663	13	(	(	PUNCT
fsr-3441	663	14	2006	2006	NUM
fsr-3441	663	15	)	)	PUNCT
fsr-3441	663	16	.	.	PUNCT
fsr-3441	664	1	confidence	confidence	NOUN
fsr-3441	664	2	interval	interval	NOUN
fsr-3441	664	3	estimation	estimation	NOUN
fsr-3441	664	4	tasks	task	NOUN
fsr-3441	664	5	and	and	CCONJ
fsr-3441	664	6	the	the	DET
fsr-3441	664	7	economics	economic	NOUN
fsr-3441	664	8	of	of	ADP
fsr-3441	664	9	overconfidence	overconfidence	NOUN
fsr-3441	664	10	.	.	PUNCT
fsr-3441	665	1	journal	journal	NOUN
fsr-3441	665	2	of	of	ADP
fsr-3441	665	3	economic	economic	ADJ
fsr-3441	665	4	behavior	behavior	NOUN
fsr-3441	665	5	&	&	CCONJ
fsr-3441	665	6	organization	organization	PROPN
fsr-3441	665	7	,	,	PUNCT
fsr-3441	665	8	61	61	NUM
fsr-3441	665	9	,	,	PUNCT
fsr-3441	665	10	453–470	453–470	NUM
fsr-3441	665	11	.	.	PUNCT
fsr-3441	666	1	charness	charness	PROPN
fsr-3441	666	2	,	,	PUNCT
fsr-3441	666	3	g.	g.	PROPN
fsr-3441	666	4	,	,	PUNCT
fsr-3441	666	5	gneezy	gneezy	PROPN
fsr-3441	666	6	,	,	PUNCT
fsr-3441	666	7	u.	u.	PROPN
fsr-3441	666	8	,	,	PUNCT
fsr-3441	666	9	&	&	CCONJ
fsr-3441	666	10	kuhn	kuhn	PROPN
fsr-3441	666	11	,	,	PUNCT
fsr-3441	666	12	m.	m.	NOUN
fsr-3441	666	13	(	(	PUNCT
fsr-3441	666	14	2012	2012	NUM
fsr-3441	666	15	)	)	PUNCT
fsr-3441	666	16	.	.	PUNCT
fsr-3441	667	1	experimental	experimental	ADJ
fsr-3441	667	2	methods	method	NOUN
fsr-3441	667	3	:	:	PUNCT
fsr-3441	667	4	between	between	ADP
fsr-3441	667	5	-	-	PUNCT
fsr-3441	667	6	subject	subject	NOUN
fsr-3441	667	7	and	and	CCONJ
fsr-3441	667	8	within	within	ADP
fsr-3441	667	9	-	-	PUNCT
fsr-3441	667	10	subject	subject	NOUN
fsr-3441	667	11	design	design	NOUN
fsr-3441	667	12	.	.	PUNCT
fsr-3441	668	1	journal	journal	NOUN
fsr-3441	668	2	of	of	ADP
fsr-3441	668	3	economic	economic	ADJ
fsr-3441	668	4	behavior	behavior	NOUN
fsr-3441	668	5	and	and	CCONJ
fsr-3441	668	6	organization	organization	NOUN
fsr-3441	668	7	,	,	PUNCT
fsr-3441	668	8	91	91	NUM
fsr-3441	668	9	,	,	PUNCT
fsr-3441	668	10	1–8	1–8	X
fsr-3441	668	11	.	.	PUNCT
fsr-3441	668	12	chiappori	chiappori	PROPN
fsr-3441	668	13	,	,	PUNCT
fsr-3441	668	14	p.	p.	PROPN
fsr-3441	668	15	,	,	PUNCT
fsr-3441	668	16	&	&	CCONJ
fsr-3441	668	17	salanie	salanie	PROPN
fsr-3441	668	18	,	,	PUNCT
fsr-3441	668	19	b.	b.	PROPN
fsr-3441	668	20	(	(	PUNCT
fsr-3441	668	21	2013).asymmetric	2013).asymmetric	NUM
fsr-3441	668	22	information	information	NOUN
fsr-3441	668	23	in	in	ADP
fsr-3441	668	24	insurance	insurance	NOUN
fsr-3441	668	25	markets	market	NOUN
fsr-3441	668	26	:	:	PUNCT
fsr-3441	668	27	predictions	prediction	NOUN
fsr-3441	668	28	and	and	CCONJ
fsr-3441	668	29	tests	test	NOUN
fsr-3441	668	30	.	.	PUNCT
fsr-3441	669	1	in	in	ADP
fsr-3441	669	2	g.	g.	PROPN
fsr-3441	669	3	dionne	dionne	PROPN
fsr-3441	669	4	(	(	PUNCT
fsr-3441	669	5	ed	ed	NOUN
fsr-3441	669	6	.	.	PUNCT
fsr-3441	669	7	)	)	PUNCT
fsr-3441	669	8	,	,	PUNCT
fsr-3441	669	9	handbook	handbook	NOUN
fsr-3441	669	10	of	of	ADP
fsr-3441	669	11	insurance	insurance	NOUN
fsr-3441	669	12	(	(	PUNCT
fsr-3441	669	13	pp	pp	ADJ
fsr-3441	669	14	.	.	PUNCT
fsr-3441	669	15	397–422	397–422	NUM
fsr-3441	669	16	)	)	PUNCT
fsr-3441	669	17	.	.	PUNCT
fsr-3441	670	1	new	new	PROPN
fsr-3441	670	2	york	york	PROPN
fsr-3441	670	3	,	,	PUNCT
fsr-3441	670	4	ny	ny	PROPN
fsr-3441	670	5	:	:	PUNCT
fsr-3441	670	6	springer	springer	NOUN
fsr-3441	670	7	.	.	PUNCT
fsr-3441	671	1	clark	clark	PROPN
fsr-3441	671	2	,	,	PUNCT
fsr-3441	671	3	j.	j.	PROPN
fsr-3441	671	4	,	,	PUNCT
fsr-3441	671	5	&	&	CCONJ
fsr-3441	671	6	friesen	friesen	PROPN
fsr-3441	671	7	,	,	PUNCT
fsr-3441	671	8	l.	l.	PROPN
fsr-3441	671	9	(	(	PUNCT
fsr-3441	671	10	2009	2009	NUM
fsr-3441	671	11	)	)	PUNCT
fsr-3441	671	12	.	.	PUNCT
fsr-3441	672	1	overconfidence	overconfidence	NOUN
fsr-3441	672	2	in	in	ADP
fsr-3441	672	3	forecasts	forecast	NOUN
fsr-3441	672	4	of	of	ADP
fsr-3441	672	5	own	own	ADJ
fsr-3441	672	6	performance	performance	NOUN
fsr-3441	672	7	:	:	PUNCT
fsr-3441	672	8	an	an	DET
fsr-3441	672	9	experimental	experimental	ADJ
fsr-3441	672	10	study	study	NOUN
fsr-3441	672	11	.	.	PUNCT
fsr-3441	673	1	the	the	DET
fsr-3441	673	2	economic	economic	ADJ
fsr-3441	673	3	journal	journal	NOUN
fsr-3441	673	4	,	,	PUNCT
fsr-3441	673	5	119	119	NUM
fsr-3441	673	6	,	,	PUNCT
fsr-3441	673	7	229–251	229–251	NUM
fsr-3441	673	8	.	.	PUNCT
fsr-3441	673	9	de	de	PROPN
fsr-3441	673	10	bondt	bondt	PROPN
fsr-3441	673	11	,	,	PUNCT
fsr-3441	673	12	f.	f.	PROPN
fsr-3441	673	13	,	,	PUNCT
fsr-3441	673	14	&	&	CCONJ
fsr-3441	673	15	thaler	thaler	PROPN
fsr-3441	673	16	,	,	PUNCT
fsr-3441	673	17	r.	r.	PROPN
fsr-3441	673	18	(	(	PUNCT
fsr-3441	673	19	1985	1985	NUM
fsr-3441	673	20	)	)	PUNCT
fsr-3441	673	21	.	.	PUNCT
fsr-3441	674	1	does	do	AUX
fsr-3441	674	2	the	the	DET
fsr-3441	674	3	stock	stock	NOUN
fsr-3441	674	4	market	market	NOUN
fsr-3441	674	5	overreact	overreact	VERB
fsr-3441	674	6	?	?	PUNCT
fsr-3441	675	1	the	the	DET
fsr-3441	675	2	journal	journal	NOUN
fsr-3441	675	3	of	of	ADP
fsr-3441	675	4	finance	finance	NOUN
fsr-3441	675	5	,	,	PUNCT
fsr-3441	675	6	40	40	NUM
fsr-3441	675	7	,	,	PUNCT
fsr-3441	675	8	793–805	793–805	NUM
fsr-3441	675	9	.	.	PUNCT
fsr-3441	676	1	de	de	X
fsr-3441	676	2	meza	meza	PROPN
fsr-3441	676	3	,	,	PUNCT
fsr-3441	676	4	d.	d.	PROPN
fsr-3441	676	5	,	,	PUNCT
fsr-3441	676	6	&	&	CCONJ
fsr-3441	676	7	webb	webb	PROPN
fsr-3441	676	8	,	,	PUNCT
fsr-3441	676	9	d.	d.	PROPN
fsr-3441	676	10	c.	c.	PROPN
fsr-3441	676	11	(	(	PUNCT
fsr-3441	676	12	2001	2001	NUM
fsr-3441	676	13	)	)	PUNCT
fsr-3441	676	14	.	.	PUNCT
fsr-3441	677	1	advantageous	advantageous	ADJ
fsr-3441	677	2	selection	selection	NOUN
fsr-3441	677	3	in	in	ADP
fsr-3441	677	4	insurance	insurance	NOUN
fsr-3441	677	5	markets	market	NOUN
fsr-3441	677	6	.	.	PUNCT
fsr-3441	678	1	the	the	DET
fsr-3441	678	2	rand	rand	PROPN
fsr-3441	678	3	journal	journal	NOUN
fsr-3441	678	4	of	of	ADP
fsr-3441	678	5	economics	economic	NOUN
fsr-3441	678	6	,	,	PUNCT
fsr-3441	678	7	32	32	NUM
fsr-3441	678	8	,	,	PUNCT
fsr-3441	678	9	249–262	249–262	NUM
fsr-3441	678	10	.	.	PUNCT
fsr-3441	679	1	dionne	dionne	PROPN
fsr-3441	679	2	,	,	PUNCT
fsr-3441	679	3	g.	g.	PROPN
fsr-3441	679	4	,	,	PUNCT
fsr-3441	679	5	fombaron	fombaron	PROPN
fsr-3441	679	6	,	,	PUNCT
fsr-3441	679	7	n.	n.	NOUN
fsr-3441	679	8	,	,	PUNCT
fsr-3441	679	9	&	&	CCONJ
fsr-3441	679	10	doherty	doherty	PROPN
fsr-3441	679	11	,	,	PUNCT
fsr-3441	679	12	n.	n.	PROPN
fsr-3441	679	13	(	(	PUNCT
fsr-3441	679	14	2013).adverse	2013).adverse	NUM
fsr-3441	679	15	selection	selection	NOUN
fsr-3441	679	16	in	in	ADP
fsr-3441	679	17	insurance	insurance	NOUN
fsr-3441	679	18	contracting	contracting	NOUN
fsr-3441	679	19	.	.	PUNCT
fsr-3441	680	1	in	in	ADP
fsr-3441	680	2	g.	g.	PROPN
fsr-3441	680	3	dionne	dionne	PROPN
fsr-3441	680	4	(	(	PUNCT
fsr-3441	680	5	ed	ed	NOUN
fsr-3441	680	6	.	.	PUNCT
fsr-3441	680	7	)	)	PUNCT
fsr-3441	680	8	,	,	PUNCT
fsr-3441	680	9	handbook	handbook	NOUN
fsr-3441	680	10	of	of	ADP
fsr-3441	680	11	insurance	insurance	NOUN
fsr-3441	680	12	(	(	PUNCT
fsr-3441	680	13	pp	pp	ADJ
fsr-3441	680	14	.	.	PUNCT
fsr-3441	680	15	231–280	231–280	NUM
fsr-3441	680	16	)	)	PUNCT
fsr-3441	680	17	.	.	PUNCT
fsr-3441	681	1	new	new	PROPN
fsr-3441	681	2	york	york	PROPN
fsr-3441	681	3	,	,	PUNCT
fsr-3441	681	4	ny	ny	PROPN
fsr-3441	681	5	:	:	PUNCT
fsr-3441	681	6	springer	springer	PROPN
fsr-3441	681	7	fellner	fellner	NOUN
fsr-3441	681	8	,	,	PUNCT
fsr-3441	681	9	g.	g.	PROPN
fsr-3441	681	10	,	,	PUNCT
fsr-3441	681	11	&	&	CCONJ
fsr-3441	681	12	krugel	krugel	PROPN
fsr-3441	681	13	,	,	PUNCT
fsr-3441	681	14	s.	s.	PROPN
fsr-3441	681	15	(	(	PUNCT
fsr-3441	681	16	2012	2012	NUM
fsr-3441	681	17	)	)	PUNCT
fsr-3441	681	18	.	.	PUNCT
fsr-3441	682	1	judgmental	judgmental	ADJ
fsr-3441	682	2	overconfidence	overconfidence	NOUN
fsr-3441	682	3	:	:	PUNCT
fsr-3441	682	4	three	three	NUM
fsr-3441	682	5	measures	measure	NOUN
fsr-3441	682	6	,	,	PUNCT
fsr-3441	682	7	one	one	NUM
fsr-3441	682	8	bias	bias	NOUN
fsr-3441	682	9	?	?	PUNCT
fsr-3441	683	1	journal	journal	NOUN
fsr-3441	683	2	of	of	ADP
fsr-3441	683	3	economic	economic	ADJ
fsr-3441	683	4	psychology	psychology	NOUN
fsr-3441	683	5	,	,	PUNCT
fsr-3441	683	6	33	33	NUM
fsr-3441	683	7	,	,	PUNCT
fsr-3441	683	8	142–154	142–154	NUM
fsr-3441	683	9	.	.	PUNCT
fsr-3441	684	1	fiedler	fiedler	PROPN
fsr-3441	684	2	,	,	PUNCT
fsr-3441	684	3	m.	m.	NOUN
fsr-3441	684	4	(	(	PUNCT
fsr-3441	684	5	2011	2011	NUM
fsr-3441	684	6	)	)	PUNCT
fsr-3441	684	7	.	.	PUNCT
fsr-3441	685	1	experience	experience	NOUN
fsr-3441	685	2	and	and	CCONJ
fsr-3441	685	3	confidence	confidence	NOUN
fsr-3441	685	4	in	in	ADP
fsr-3441	685	5	an	an	DET
fsr-3441	685	6	internet	internet	NOUN
fsr-3441	685	7	based	base	VERB
fsr-3441	685	8	asset	asset	NOUN
fsr-3441	685	9	market	market	NOUN
fsr-3441	685	10	experiment	experiment	NOUN
fsr-3441	685	11	.	.	PUNCT
fsr-3441	686	1	southern	southern	ADJ
fsr-3441	686	2	economic	economic	ADJ
fsr-3441	686	3	journal	journal	NOUN
fsr-3441	686	4	,	,	PUNCT
fsr-3441	686	5	78	78	NUM
fsr-3441	686	6	,	,	PUNCT
fsr-3441	686	7	30–52	30–52	NUM
fsr-3441	686	8	.	.	PUNCT
fsr-3441	686	9	fischbacher	fischbacher	PROPN
fsr-3441	686	10	,	,	PUNCT
fsr-3441	686	11	u.	u.	PROPN
fsr-3441	686	12	(	(	PUNCT
fsr-3441	686	13	2007	2007	NUM
fsr-3441	686	14	)	)	PUNCT
fsr-3441	686	15	.	.	PUNCT
fsr-3441	687	1	z	z	X
fsr-3441	687	2	-	-	PUNCT
fsr-3441	687	3	tree	tree	NOUN
fsr-3441	687	4	:	:	PUNCT
fsr-3441	687	5	zurich	zurich	PROPN
fsr-3441	687	6	toolbox	toolbox	PROPN
fsr-3441	687	7	for	for	ADP
fsr-3441	687	8	readymade	readymade	NOUN
fsr-3441	687	9	economic	economic	ADJ
fsr-3441	687	10	experiments	experiment	NOUN
fsr-3441	687	11	.	.	PUNCT
fsr-3441	688	1	experimental	experimental	ADJ
fsr-3441	688	2	economics	economic	NOUN
fsr-3441	688	3	,	,	PUNCT
fsr-3441	688	4	10	10	NUM
fsr-3441	688	5	,	,	PUNCT
fsr-3441	688	6	171–178	171–178	NUM
fsr-3441	688	7	.	.	PUNCT
fsr-3441	689	1	foster	foster	PROPN
fsr-3441	689	2	,	,	PUNCT
fsr-3441	689	3	g.	g.	PROPN
fsr-3441	689	4	,	,	PUNCT
fsr-3441	689	5	&	&	CCONJ
fsr-3441	689	6	frijters	frijter	NOUN
fsr-3441	689	7	,	,	PUNCT
fsr-3441	689	8	p.	p.	NOUN
fsr-3441	689	9	(	(	PUNCT
fsr-3441	689	10	2014	2014	NUM
fsr-3441	689	11	)	)	PUNCT
fsr-3441	689	12	.	.	PUNCT
fsr-3441	690	1	the	the	DET
fsr-3441	690	2	formation	formation	NOUN
fsr-3441	690	3	of	of	ADP
fsr-3441	690	4	expectations	expectation	NOUN
fsr-3441	690	5	:	:	PUNCT
fsr-3441	690	6	competing	compete	VERB
fsr-3441	690	7	theories	theory	NOUN
fsr-3441	690	8	and	and	CCONJ
fsr-3441	690	9	new	new	ADJ
fsr-3441	690	10	evidence	evidence	NOUN
fsr-3441	690	11	.	.	PUNCT
fsr-3441	691	1	journal	journal	NOUN
fsr-3441	691	2	of	of	ADP
fsr-3441	691	3	behavioral	behavioral	ADJ
fsr-3441	691	4	and	and	CCONJ
fsr-3441	691	5	experimental	experimental	ADJ
fsr-3441	691	6	economics	economic	NOUN
fsr-3441	691	7	,	,	PUNCT
fsr-3441	691	8	53	53	NUM
fsr-3441	691	9	,	,	PUNCT
fsr-3441	691	10	66–81	66–81	NUM
fsr-3441	691	11	.	.	PUNCT
fsr-3441	692	1	glaser	glaser	PROPN
fsr-3441	692	2	,	,	PUNCT
fsr-3441	692	3	m.	m.	NOUN
fsr-3441	692	4	,	,	PUNCT
fsr-3441	692	5	langer	langer	NOUN
fsr-3441	692	6	,	,	PUNCT
fsr-3441	692	7	t.	t.	PROPN
fsr-3441	692	8	,	,	PUNCT
fsr-3441	692	9	&	&	CCONJ
fsr-3441	692	10	weber	weber	PROPN
fsr-3441	692	11	,	,	PUNCT
fsr-3441	692	12	m.	m.	NOUN
fsr-3441	692	13	(	(	PUNCT
fsr-3441	692	14	2013	2013	NUM
fsr-3441	692	15	)	)	PUNCT
fsr-3441	692	16	.	.	PUNCT
fsr-3441	693	1	true	true	ADJ
fsr-3441	693	2	overconfidence	overconfidence	NOUN
fsr-3441	693	3	in	in	ADP
fsr-3441	693	4	interval	interval	NOUN
fsr-3441	693	5	estimates	estimate	NOUN
fsr-3441	693	6	:	:	PUNCT
fsr-3441	693	7	evidence	evidence	NOUN
fsr-3441	693	8	based	base	VERB
fsr-3441	693	9	on	on	ADP
fsr-3441	693	10	a	a	DET
fsr-3441	693	11	new	new	ADJ
fsr-3441	693	12	measure	measure	NOUN
fsr-3441	693	13	of	of	ADP
fsr-3441	693	14	miscalibration	miscalibration	PROPN
fsr-3441	693	15	.	.	PUNCT
fsr-3441	694	1	journal	journal	NOUN
fsr-3441	694	2	of	of	ADP
fsr-3441	694	3	behavioral	behavioral	ADJ
fsr-3441	694	4	decision	decision	NOUN
fsr-3441	694	5	making	making	NOUN
fsr-3441	694	6	,	,	PUNCT
fsr-3441	694	7	2	2	NUM
fsr-3441	694	8	,	,	PUNCT
fsr-3441	694	9	405–417	405–417	NUM
fsr-3441	694	10	.	.	PUNCT
fsr-3441	695	1	hales	hales	PROPN
fsr-3441	695	2	,	,	PUNCT
fsr-3441	695	3	j.	j.	PROPN
fsr-3441	695	4	,	,	PUNCT
fsr-3441	695	5	&	&	CCONJ
fsr-3441	695	6	kachelmeier	kachelmeier	PROPN
fsr-3441	695	7	,	,	PUNCT
fsr-3441	695	8	s.	s.	PROPN
fsr-3441	695	9	(	(	PUNCT
fsr-3441	695	10	2008	2008	NUM
fsr-3441	695	11	)	)	PUNCT
fsr-3441	695	12	.	.	PUNCT
fsr-3441	696	1	predicting	predict	VERB
fsr-3441	696	2	relative	relative	ADJ
fsr-3441	696	3	performance	performance	NOUN
fsr-3441	696	4	in	in	ADP
fsr-3441	696	5	economic	economic	ADJ
fsr-3441	696	6	competition	competition	NOUN
fsr-3441	696	7	.	.	PUNCT
fsr-3441	697	1	journal	journal	NOUN
fsr-3441	697	2	of	of	ADP
fsr-3441	697	3	behavioral	behavioral	ADJ
fsr-3441	697	4	finance	finance	NOUN
fsr-3441	697	5	,	,	PUNCT
fsr-3441	697	6	9	9	NUM
fsr-3441	697	7	,	,	PUNCT
fsr-3441	697	8	187–192	187–192	NUM
fsr-3441	697	9	.	.	PUNCT
fsr-3441	698	1	harrison	harrison	PROPN
fsr-3441	698	2	,	,	PUNCT
fsr-3441	698	3	g.	g.	PROPN
fsr-3441	698	4	,	,	PUNCT
fsr-3441	698	5	martinez	martinez	PROPN
fsr-3441	698	6	-	-	PUNCT
fsr-3441	698	7	correa	correa	PROPN
fsr-3441	698	8	,	,	PUNCT
fsr-3441	698	9	j.	j.	PROPN
fsr-3441	698	10	,	,	PUNCT
fsr-3441	698	11	&	&	CCONJ
fsr-3441	698	12	swarthout	swarthout	PROPN
fsr-3441	698	13	,	,	PUNCT
fsr-3441	698	14	t.	t.	PROPN
fsr-3441	698	15	(	(	PUNCT
fsr-3441	698	16	2014	2014	NUM
fsr-3441	698	17	)	)	PUNCT
fsr-3441	698	18	.	.	PUNCT
fsr-3441	699	1	eliciting	elicit	VERB
fsr-3441	699	2	subjective	subjective	ADJ
fsr-3441	699	3	probabilities	probability	NOUN
fsr-3441	699	4	with	with	ADP
fsr-3441	699	5	binary	binary	ADJ
fsr-3441	699	6	lotteries	lottery	NOUN
fsr-3441	699	7	.	.	PUNCT
fsr-3441	700	1	journal	journal	NOUN
fsr-3441	700	2	of	of	ADP
fsr-3441	700	3	economic	economic	ADJ
fsr-3441	700	4	behavior	behavior	NOUN
fsr-3441	700	5	&	&	CCONJ
fsr-3441	700	6	organization	organization	PROPN
fsr-3441	700	7	,	,	PUNCT
fsr-3441	700	8	101	101	NUM
fsr-3441	700	9	,	,	PUNCT
fsr-3441	700	10	128–140	128–140	NUM
fsr-3441	700	11	.	.	PUNCT
fsr-3441	701	1	harrison	harrison	PROPN
fsr-3441	701	2	,	,	PUNCT
fsr-3441	701	3	g.	g.	PROPN
fsr-3441	701	4	,	,	PUNCT
fsr-3441	701	5	&	&	CCONJ
fsr-3441	701	6	ng	ng	PROPN
fsr-3441	701	7	,	,	PUNCT
fsr-3441	701	8	j.	j.	PROPN
fsr-3441	701	9	(	(	PUNCT
fsr-3441	701	10	2016	2016	NUM
fsr-3441	701	11	)	)	PUNCT
fsr-3441	701	12	.	.	PUNCT
fsr-3441	702	1	evaluating	evaluate	VERB
fsr-3441	702	2	the	the	DET
fsr-3441	702	3	expected	expect	VERB
fsr-3441	702	4	welfare	welfare	NOUN
fsr-3441	702	5	gain	gain	NOUN
fsr-3441	702	6	from	from	ADP
fsr-3441	702	7	insurance	insurance	NOUN
fsr-3441	702	8	.	.	PUNCT
fsr-3441	703	1	journal	journal	NOUN
fsr-3441	703	2	of	of	ADP
fsr-3441	703	3	risk	risk	NOUN
fsr-3441	703	4	and	and	CCONJ
fsr-3441	703	5	insurance	insurance	NOUN
fsr-3441	703	6	,	,	PUNCT
fsr-3441	703	7	83	83	NUM
fsr-3441	704	1	,	,	PUNCT
fsr-3441	704	2	91–120	91–120	NUM
fsr-3441	704	3	.	.	PUNCT
fsr-3441	704	4	honl	honl	PROPN
fsr-3441	704	5	,	,	PUNCT
fsr-3441	704	6	h.	h.	PROPN
fsr-3441	704	7	,	,	PUNCT
fsr-3441	704	8	meissner	meissner	PROPN
fsr-3441	704	9	,	,	PUNCT
fsr-3441	704	10	p.	p.	PROPN
fsr-3441	704	11	,	,	PUNCT
fsr-3441	704	12	&	&	CCONJ
fsr-3441	704	13	wulf	wulf	PROPN
fsr-3441	704	14	,	,	PUNCT
fsr-3441	704	15	t.	t.	PROPN
fsr-3441	704	16	(	(	PUNCT
fsr-3441	704	17	2017	2017	NUM
fsr-3441	704	18	)	)	PUNCT
fsr-3441	704	19	.	.	PUNCT
fsr-3441	705	1	risk	risk	NOUN
fsr-3441	705	2	attribution	attribution	NOUN
fsr-3441	705	3	theory	theory	NOUN
fsr-3441	705	4	:	:	PUNCT
fsr-3441	705	5	an	an	DET
fsr-3441	705	6	exploratory	exploratory	ADJ
fsr-3441	705	7	conceptualization	conceptualization	NOUN
fsr-3441	705	8	of	of	ADP
fsr-3441	705	9	individual	individual	ADJ
fsr-3441	705	10	choice	choice	NOUN
fsr-3441	705	11	under	under	ADP
fsr-3441	705	12	uncertainty	uncertainty	NOUN
fsr-3441	705	13	.	.	PUNCT
fsr-3441	706	1	the	the	DET
fsr-3441	706	2	journal	journal	NOUN
fsr-3441	706	3	of	of	ADP
fsr-3441	706	4	behavioral	behavioral	ADJ
fsr-3441	706	5	and	and	CCONJ
fsr-3441	706	6	experimental	experimental	ADJ
fsr-3441	706	7	economics	economic	NOUN
fsr-3441	706	8	,	,	PUNCT
fsr-3441	706	9	67	67	NUM
fsr-3441	706	10	,	,	PUNCT
fsr-3441	706	11	20–27	20–27	NUM
fsr-3441	706	12	.	.	PUNCT
fsr-3441	707	1	huang	huang	PROPN
fsr-3441	707	2	,	,	PUNCT
fsr-3441	707	3	r.	r.	PROPN
fsr-3441	707	4	,	,	PUNCT
fsr-3441	707	5	liu	liu	PROPN
fsr-3441	707	6	,	,	PUNCT
fsr-3441	707	7	y.	y.	PROPN
fsr-3441	707	8	,	,	PUNCT
fsr-3441	707	9	&	&	CCONJ
fsr-3441	707	10	tzeng	tzeng	PROPN
fsr-3441	707	11	,	,	PUNCT
fsr-3441	707	12	l.	l.	PROPN
fsr-3441	707	13	(	(	PUNCT
fsr-3441	707	14	2010	2010	NUM
fsr-3441	707	15	)	)	PUNCT
fsr-3441	707	16	.	.	PUNCT
fsr-3441	708	1	hidden	hide	VERB
fsr-3441	708	2	overconfidence	overconfidence	NOUN
fsr-3441	708	3	and	and	CCONJ
fsr-3441	708	4	advantageous	advantageous	ADJ
fsr-3441	708	5	selection	selection	NOUN
fsr-3441	708	6	.	.	PUNCT
fsr-3441	709	1	the	the	DET
fsr-3441	709	2	geneva	geneva	PROPN
fsr-3441	709	3	risk	risk	NOUN
fsr-3441	709	4	and	and	CCONJ
fsr-3441	709	5	insurance	insurance	NOUN
fsr-3441	709	6	review	review	NOUN
fsr-3441	709	7	,	,	PUNCT
fsr-3441	709	8	35	35	NUM
fsr-3441	709	9	,	,	PUNCT
fsr-3441	709	10	93–107	93–107	NUM
fsr-3441	709	11	.	.	PUNCT
fsr-3441	710	1	jacobsen	jacobsen	PROPN
fsr-3441	710	2	,	,	PUNCT
fsr-3441	710	3	b.	b.	PROPN
fsr-3441	710	4	,	,	PUNCT
fsr-3441	710	5	lee	lee	PROPN
fsr-3441	710	6	,	,	PUNCT
fsr-3441	710	7	j.	j.	PROPN
fsr-3441	710	8	,	,	PUNCT
fsr-3441	710	9	marquering	marquering	PROPN
fsr-3441	710	10	,	,	PUNCT
fsr-3441	710	11	w.	w.	PROPN
fsr-3441	710	12	,	,	PUNCT
fsr-3441	710	13	&	&	CCONJ
fsr-3441	710	14	zhang	zhang	PROPN
fsr-3441	710	15	,	,	PUNCT
fsr-3441	710	16	c.	c.	PROPN
fsr-3441	710	17	(	(	PUNCT
fsr-3441	710	18	2014	2014	NUM
fsr-3441	710	19	)	)	PUNCT
fsr-3441	710	20	.	.	PUNCT
fsr-3441	711	1	gender	gender	NOUN
fsr-3441	711	2	differences	difference	NOUN
fsr-3441	711	3	in	in	ADP
fsr-3441	711	4	optimism	optimism	NOUN
fsr-3441	711	5	and	and	CCONJ
fsr-3441	711	6	asset	asset	NOUN
fsr-3441	711	7	allocation	allocation	NOUN
fsr-3441	711	8	.	.	PUNCT
fsr-3441	712	1	journal	journal	PROPN
fsr-3441	712	2	of	of	ADP
fsr-3441	712	3	economic	economic	ADJ
fsr-3441	712	4	behavior	behavior	NOUN
fsr-3441	712	5	&	&	CCONJ
fsr-3441	712	6	organization	organization	PROPN
fsr-3441	712	7	,	,	PUNCT
fsr-3441	712	8	107	107	NUM
fsr-3441	712	9	,	,	PUNCT
fsr-3441	712	10	630–651	630–651	NUM
fsr-3441	712	11	.	.	PUNCT
fsr-3441	713	1	jaspersen	jaspersen	PROPN
fsr-3441	713	2	,	,	PUNCT
fsr-3441	713	3	j.	j.	PROPN
fsr-3441	713	4	(	(	PUNCT
fsr-3441	713	5	2016	2016	NUM
fsr-3441	713	6	)	)	PUNCT
fsr-3441	713	7	.	.	PUNCT
fsr-3441	714	1	hypothetical	hypothetical	ADJ
fsr-3441	714	2	surveys	survey	NOUN
fsr-3441	714	3	and	and	CCONJ
fsr-3441	714	4	experimental	experimental	ADJ
fsr-3441	714	5	studies	study	NOUN
fsr-3441	714	6	of	of	ADP
fsr-3441	714	7	insurance	insurance	NOUN
fsr-3441	714	8	demand	demand	NOUN
fsr-3441	714	9	:	:	PUNCT
fsr-3441	714	10	a	a	DET
fsr-3441	714	11	review	review	NOUN
fsr-3441	714	12	.	.	PUNCT
fsr-3441	715	1	journal	journal	NOUN
fsr-3441	715	2	of	of	ADP
fsr-3441	715	3	risk	risk	NOUN
fsr-3441	715	4	and	and	CCONJ
fsr-3441	715	5	insurance	insurance	NOUN
fsr-3441	715	6	,	,	PUNCT
fsr-3441	715	7	83	83	NUM
fsr-3441	715	8	,	,	PUNCT
fsr-3441	715	9	217–255	217–255	NUM
fsr-3441	715	10	.	.	PUNCT
fsr-3441	716	1	jaspersen	jaspersen	PROPN
fsr-3441	716	2	,	,	PUNCT
fsr-3441	716	3	j.	j.	PROPN
fsr-3441	716	4	,	,	PUNCT
fsr-3441	716	5	&	&	CCONJ
fsr-3441	716	6	aseervatham	aseervatham	PROPN
fsr-3441	716	7	,	,	PUNCT
fsr-3441	716	8	v.	v.	PROPN
fsr-3441	716	9	(	(	PUNCT
fsr-3441	716	10	2017	2017	NUM
fsr-3441	716	11	)	)	PUNCT
fsr-3441	716	12	.	.	PUNCT
fsr-3441	717	1	the	the	DET
fsr-3441	717	2	influence	influence	NOUN
fsr-3441	717	3	of	of	ADP
fsr-3441	717	4	affect	affect	VERB
fsr-3441	717	5	on	on	ADP
fsr-3441	717	6	heuristic	heuristic	ADJ
fsr-3441	717	7	thinking	thinking	NOUN
fsr-3441	717	8	in	in	ADP
fsr-3441	717	9	insurance	insurance	NOUN
fsr-3441	717	10	demand	demand	NOUN
fsr-3441	717	11	.	.	PUNCT
fsr-3441	718	1	journal	journal	NOUN
fsr-3441	718	2	of	of	ADP
fsr-3441	718	3	risk	risk	NOUN
fsr-3441	718	4	and	and	CCONJ
fsr-3441	718	5	insurance	insurance	NOUN
fsr-3441	718	6	,	,	PUNCT
fsr-3441	718	7	84	84	NUM
fsr-3441	718	8	,	,	PUNCT
fsr-3441	718	9	239–266	239–266	NUM
fsr-3441	718	10	.	.	PUNCT
fsr-3441	719	1	johnson	johnson	PROPN
fsr-3441	719	2	,	,	PUNCT
fsr-3441	719	3	d.	d.	PROPN
fsr-3441	719	4	,	,	PUNCT
fsr-3441	719	5	&	&	CCONJ
fsr-3441	719	6	fowler	fowler	PROPN
fsr-3441	719	7	,	,	PUNCT
fsr-3441	719	8	j.	j.	PROPN
fsr-3441	719	9	(	(	PUNCT
fsr-3441	719	10	2011	2011	NUM
fsr-3441	719	11	)	)	PUNCT
fsr-3441	719	12	.	.	PUNCT
fsr-3441	720	1	the	the	DET
fsr-3441	720	2	evolution	evolution	NOUN
fsr-3441	720	3	of	of	ADP
fsr-3441	720	4	overconfidence	overconfidence	NOUN
fsr-3441	720	5	.	.	PUNCT
fsr-3441	721	1	nature	nature	NOUN
fsr-3441	721	2	,	,	PUNCT
fsr-3441	721	3	477	477	NUM
fsr-3441	721	4	,	,	PUNCT
fsr-3441	721	5	317–320	317–320	NUM
fsr-3441	721	6	.	.	PUNCT
fsr-3441	722	1	j.	j.	PROPN
fsr-3441	722	2	coats	coats	PROPN
fsr-3441	722	3	,	,	PUNCT
fsr-3441	722	4	v.	v.	ADP
fsr-3441	722	5	bajtelsmit	bajtelsmit	NOUN
fsr-3441	722	6	/	/	SYM
fsr-3441	722	7	financial	financial	ADJ
fsr-3441	722	8	services	service	NOUN
fsr-3441	722	9	review	review	VERB
fsr-3441	722	10	29	29	NUM
fsr-3441	722	11	(	(	PUNCT
fsr-3441	722	12	2021	2021	NUM
fsr-3441	722	13	)	)	PUNCT
fsr-3441	722	14	1–28	1–28	NOUN
fsr-3441	722	15	27	27	NUM
fsr-3441	722	16	karni	karni	PROPN
fsr-3441	722	17	,	,	PUNCT
fsr-3441	722	18	e.	e.	PROPN
fsr-3441	722	19	(	(	PUNCT
fsr-3441	722	20	2009	2009	NUM
fsr-3441	722	21	)	)	PUNCT
fsr-3441	722	22	.	.	PUNCT
fsr-3441	723	1	a	a	DET
fsr-3441	723	2	mechanism	mechanism	NOUN
fsr-3441	723	3	for	for	ADP
fsr-3441	723	4	eliciting	elicit	VERB
fsr-3441	723	5	probabilities	probability	NOUN
fsr-3441	723	6	.	.	PUNCT
fsr-3441	724	1	econometrica	econometrica	PROPN
fsr-3441	724	2	,	,	PUNCT
fsr-3441	724	3	77	77	NUM
fsr-3441	724	4	,	,	PUNCT
fsr-3441	724	5	603–606	603–606	NUM
fsr-3441	724	6	.	.	PUNCT
fsr-3441	725	1	kuhn	kuhn	PROPN
fsr-3441	725	2	,	,	PUNCT
fsr-3441	725	3	p.	p.	PROPN
fsr-3441	725	4	,	,	PUNCT
fsr-3441	725	5	&	&	CCONJ
fsr-3441	725	6	villeval	villeval	NOUN
fsr-3441	725	7	,	,	PUNCT
fsr-3441	725	8	m.	m.	NOUN
fsr-3441	725	9	(	(	PUNCT
fsr-3441	725	10	2015	2015	NUM
fsr-3441	725	11	)	)	PUNCT
fsr-3441	725	12	.	.	PUNCT
fsr-3441	726	1	are	be	AUX
fsr-3441	726	2	women	woman	NOUN
fsr-3441	726	3	more	more	ADV
fsr-3441	726	4	attracted	attract	VERB
fsr-3441	726	5	to	to	ADP
fsr-3441	726	6	co	co	NOUN
fsr-3441	726	7	-	-	NOUN
fsr-3441	726	8	operation	operation	NOUN
fsr-3441	726	9	than	than	ADP
fsr-3441	726	10	men	man	NOUN
fsr-3441	726	11	?	?	PUNCT
fsr-3441	727	1	the	the	DET
fsr-3441	727	2	economic	economic	ADJ
fsr-3441	727	3	journal	journal	NOUN
fsr-3441	727	4	,	,	PUNCT
fsr-3441	727	5	125	125	NUM
fsr-3441	727	6	,	,	PUNCT
fsr-3441	727	7	115–140	115–140	NUM
fsr-3441	727	8	.	.	PUNCT
fsr-3441	728	1	kunreuther	kunreuther	PROPN
fsr-3441	728	2	,	,	PUNCT
fsr-3441	728	3	h.	h.	PROPN
fsr-3441	728	4	,	,	PUNCT
fsr-3441	728	5	&	&	CCONJ
fsr-3441	728	6	pauly	pauly	PROPN
fsr-3441	728	7	,	,	PUNCT
fsr-3441	728	8	m.	m.	NOUN
fsr-3441	728	9	(	(	PUNCT
fsr-3441	728	10	2004	2004	NUM
fsr-3441	728	11	)	)	PUNCT
fsr-3441	728	12	.	.	PUNCT
fsr-3441	729	1	neglecting	neglect	VERB
fsr-3441	729	2	disaster	disaster	NOUN
fsr-3441	729	3	:	:	PUNCT
fsr-3441	729	4	why	why	SCONJ
fsr-3441	729	5	do	do	AUX
fsr-3441	729	6	n’t	not	PART
fsr-3441	729	7	people	people	NOUN
fsr-3441	729	8	insure	insure	VERB
fsr-3441	729	9	against	against	ADP
fsr-3441	729	10	large	large	ADJ
fsr-3441	729	11	losses	loss	NOUN
fsr-3441	729	12	?	?	PUNCT
fsr-3441	730	1	journal	journal	NOUN
fsr-3441	730	2	of	of	ADP
fsr-3441	730	3	risk	risk	NOUN
fsr-3441	730	4	and	and	CCONJ
fsr-3441	730	5	uncertainty	uncertainty	NOUN
fsr-3441	730	6	,	,	PUNCT
fsr-3441	730	7	28	28	NUM
fsr-3441	730	8	,	,	PUNCT
fsr-3441	730	9	5–21	5–21	PROPN
fsr-3441	730	10	.	.	PUNCT
fsr-3441	731	1	landry	landry	PROPN
fsr-3441	731	2	,	,	PUNCT
fsr-3441	731	3	c.	c.	PROPN
fsr-3441	731	4	,	,	PUNCT
fsr-3441	731	5	&	&	CCONJ
fsr-3441	731	6	jahan	jahan	PROPN
fsr-3441	731	7	-	-	PUNCT
fsr-3441	731	8	parvar	parvar	PROPN
fsr-3441	731	9	,	,	PUNCT
fsr-3441	731	10	m.	m.	NOUN
fsr-3441	731	11	(	(	PUNCT
fsr-3441	731	12	2011	2011	NUM
fsr-3441	731	13	)	)	PUNCT
fsr-3441	731	14	.	.	PUNCT
fsr-3441	732	1	flood	flood	NOUN
fsr-3441	732	2	insurance	insurance	NOUN
fsr-3441	732	3	coverage	coverage	NOUN
fsr-3441	732	4	in	in	ADP
fsr-3441	732	5	the	the	DET
fsr-3441	732	6	coastal	coastal	ADJ
fsr-3441	732	7	zone	zone	NOUN
fsr-3441	732	8	.	.	PUNCT
fsr-3441	733	1	journal	journal	PROPN
fsr-3441	733	2	of	of	ADP
fsr-3441	733	3	risk	risk	NOUN
fsr-3441	733	4	and	and	CCONJ
fsr-3441	733	5	insurance	insurance	NOUN
fsr-3441	733	6	,	,	PUNCT
fsr-3441	733	7	78	78	NUM
fsr-3441	733	8	,	,	PUNCT
fsr-3441	733	9	361–388	361–388	NUM
fsr-3441	733	10	.	.	PUNCT
fsr-3441	734	1	laury	laury	NOUN
fsr-3441	734	2	,	,	PUNCT
fsr-3441	734	3	s.	s.	PROPN
fsr-3441	734	4	,	,	PUNCT
fsr-3441	734	5	&	&	CCONJ
fsr-3441	734	6	mcinnes	mcinnes	PROPN
fsr-3441	734	7	,	,	PUNCT
fsr-3441	734	8	m.	m.	NOUN
fsr-3441	734	9	(	(	PUNCT
fsr-3441	734	10	2003	2003	NUM
fsr-3441	734	11	)	)	PUNCT
fsr-3441	734	12	.	.	PUNCT
fsr-3441	735	1	the	the	DET
fsr-3441	735	2	impact	impact	NOUN
fsr-3441	735	3	of	of	ADP
fsr-3441	735	4	insurance	insurance	NOUN
fsr-3441	735	5	prices	price	NOUN
fsr-3441	735	6	on	on	ADP
fsr-3441	735	7	decision	decision	NOUN
fsr-3441	735	8	making	make	VERB
fsr-3441	735	9	biases	bias	NOUN
fsr-3441	735	10	:	:	PUNCT
fsr-3441	735	11	an	an	DET
fsr-3441	735	12	experimental	experimental	ADJ
fsr-3441	735	13	analysis	analysis	NOUN
fsr-3441	735	14	.	.	PUNCT
fsr-3441	736	1	journal	journal	NOUN
fsr-3441	736	2	of	of	ADP
fsr-3441	736	3	risk	risk	NOUN
fsr-3441	736	4	&	&	CCONJ
fsr-3441	736	5	insurance	insurance	NOUN
fsr-3441	736	6	,	,	PUNCT
fsr-3441	736	7	70	70	NUM
fsr-3441	736	8	,	,	PUNCT
fsr-3441	736	9	219–233	219–233	NUM
fsr-3441	736	10	.	.	PUNCT
fsr-3441	737	1	malmendier	malmendier	NOUN
fsr-3441	737	2	,	,	PUNCT
fsr-3441	737	3	u.	u.	PROPN
fsr-3441	737	4	,	,	PUNCT
fsr-3441	737	5	&	&	CCONJ
fsr-3441	737	6	tate	tate	PROPN
fsr-3441	737	7	,	,	PUNCT
fsr-3441	737	8	g.	g.	PROPN
fsr-3441	737	9	(	(	PUNCT
fsr-3441	737	10	2005	2005	NUM
fsr-3441	737	11	)	)	PUNCT
fsr-3441	737	12	.	.	PUNCT
fsr-3441	738	1	does	do	AUX
fsr-3441	738	2	overconfidence	overconfidence	NOUN
fsr-3441	738	3	affect	affect	VERB
fsr-3441	738	4	corporate	corporate	ADJ
fsr-3441	738	5	investment	investment	NOUN
fsr-3441	738	6	?	?	PUNCT
fsr-3441	738	7	:	:	PUNCT
fsr-3441	739	1	ceo	ceo	NOUN
fsr-3441	739	2	overconfidence	overconfidence	NOUN
fsr-3441	739	3	measures	measure	NOUN
fsr-3441	739	4	revisited	revisit	VERB
fsr-3441	739	5	.	.	PUNCT
fsr-3441	740	1	the	the	DET
fsr-3441	740	2	journal	journal	NOUN
fsr-3441	740	3	of	of	ADP
fsr-3441	740	4	finance	finance	NOUN
fsr-3441	740	5	,	,	PUNCT
fsr-3441	740	6	11	11	NUM
fsr-3441	740	7	,	,	PUNCT
fsr-3441	740	8	649–659	649–659	NUM
fsr-3441	740	9	.	.	PUNCT
fsr-3441	741	1	moore	moore	PROPN
fsr-3441	741	2	,	,	PUNCT
fsr-3441	741	3	d.	d.	PROPN
fsr-3441	741	4	,	,	PUNCT
fsr-3441	741	5	&	&	CCONJ
fsr-3441	741	6	healy	healy	PROPN
fsr-3441	741	7	,	,	PUNCT
fsr-3441	741	8	p.	p.	PROPN
fsr-3441	741	9	(	(	PUNCT
fsr-3441	741	10	2008	2008	NUM
fsr-3441	741	11	)	)	PUNCT
fsr-3441	741	12	.	.	PUNCT
fsr-3441	742	1	the	the	DET
fsr-3441	742	2	trouble	trouble	NOUN
fsr-3441	742	3	with	with	ADP
fsr-3441	742	4	overconfidence	overconfidence	NOUN
fsr-3441	742	5	.	.	PUNCT
fsr-3441	743	1	psychological	psychological	ADJ
fsr-3441	743	2	review	review	NOUN
fsr-3441	743	3	,	,	PUNCT
fsr-3441	743	4	115	115	NUM
fsr-3441	743	5	,	,	PUNCT
fsr-3441	743	6	502–517	502–517	NUM
fsr-3441	743	7	.	.	PUNCT
fsr-3441	744	1	pyszczynski	pyszczynski	NOUN
fsr-3441	744	2	,	,	PUNCT
fsr-3441	744	3	t.	t.	PROPN
fsr-3441	744	4	,	,	PUNCT
fsr-3441	744	5	holt	holt	PROPN
fsr-3441	744	6	,	,	PUNCT
fsr-3441	744	7	k.	k.	PROPN
fsr-3441	744	8	,	,	PUNCT
fsr-3441	744	9	&	&	CCONJ
fsr-3441	744	10	greenberg	greenberg	PROPN
fsr-3441	744	11	,	,	PUNCT
fsr-3441	744	12	j.	j.	PROPN
fsr-3441	744	13	(	(	PUNCT
fsr-3441	744	14	1987	1987	NUM
fsr-3441	744	15	)	)	PUNCT
fsr-3441	744	16	.	.	PUNCT
fsr-3441	745	1	depression	depression	NOUN
fsr-3441	745	2	,	,	PUNCT
fsr-3441	745	3	self	self	NOUN
fsr-3441	745	4	-	-	PUNCT
fsr-3441	745	5	focused	focus	VERB
fsr-3441	745	6	attention	attention	NOUN
fsr-3441	745	7	,	,	PUNCT
fsr-3441	745	8	and	and	CCONJ
fsr-3441	745	9	expectancies	expectancy	NOUN
fsr-3441	745	10	for	for	ADP
fsr-3441	745	11	positive	positive	ADJ
fsr-3441	745	12	and	and	CCONJ
fsr-3441	745	13	negative	negative	ADJ
fsr-3441	745	14	future	future	ADJ
fsr-3441	745	15	life	life	NOUN
fsr-3441	745	16	events	event	NOUN
fsr-3441	745	17	for	for	ADP
fsr-3441	745	18	self	self	NOUN
fsr-3441	745	19	and	and	CCONJ
fsr-3441	745	20	others	other	NOUN
fsr-3441	745	21	.	.	PUNCT
fsr-3441	746	1	journal	journal	NOUN
fsr-3441	746	2	of	of	ADP
fsr-3441	746	3	personality	personality	NOUN
fsr-3441	746	4	and	and	CCONJ
fsr-3441	746	5	social	social	ADJ
fsr-3441	746	6	psychology	psychology	NOUN
fsr-3441	746	7	,	,	PUNCT
fsr-3441	746	8	52	52	NUM
fsr-3441	746	9	,	,	PUNCT
fsr-3441	746	10	994–1001	994–1001	NUM
fsr-3441	746	11	.	.	PUNCT
fsr-3441	747	1	rothschild	rothschild	NOUN
fsr-3441	747	2	,	,	PUNCT
fsr-3441	747	3	m.	m.	NOUN
fsr-3441	747	4	,	,	PUNCT
fsr-3441	747	5	&	&	CCONJ
fsr-3441	747	6	stiglitz	stiglitz	PROPN
fsr-3441	747	7	,	,	PUNCT
fsr-3441	747	8	j.	j.	PROPN
fsr-3441	747	9	(	(	PUNCT
fsr-3441	747	10	1976	1976	NUM
fsr-3441	747	11	)	)	PUNCT
fsr-3441	747	12	.	.	PUNCT
fsr-3441	748	1	equilibrium	equilibrium	NOUN
fsr-3441	748	2	in	in	ADP
fsr-3441	748	3	competitive	competitive	ADJ
fsr-3441	748	4	insurance	insurance	NOUN
fsr-3441	748	5	markets	market	NOUN
fsr-3441	748	6	:	:	PUNCT
fsr-3441	748	7	an	an	DET
fsr-3441	748	8	essay	essay	NOUN
fsr-3441	748	9	on	on	ADP
fsr-3441	748	10	the	the	DET
fsr-3441	748	11	economics	economic	NOUN
fsr-3441	748	12	of	of	ADP
fsr-3441	748	13	imperfect	imperfect	ADJ
fsr-3441	748	14	information	information	NOUN
fsr-3441	748	15	.	.	PUNCT
fsr-3441	749	1	the	the	DET
fsr-3441	749	2	quarterly	quarterly	ADJ
fsr-3441	749	3	journal	journal	NOUN
fsr-3441	749	4	of	of	ADP
fsr-3441	749	5	economics	economic	NOUN
fsr-3441	749	6	,	,	PUNCT
fsr-3441	749	7	90	90	NUM
fsr-3441	749	8	,	,	PUNCT
fsr-3441	749	9	629–649	629–649	NUM
fsr-3441	749	10	.	.	PUNCT
fsr-3441	750	1	royal	royal	PROPN
fsr-3441	750	2	,	,	PUNCT
fsr-3441	750	3	a.	a.	PROPN
fsr-3441	750	4	,	,	PUNCT
fsr-3441	750	5	&	&	CCONJ
fsr-3441	750	6	tasoff	tasoff	PROPN
fsr-3441	750	7	,	,	PUNCT
fsr-3441	750	8	j.	j.	PROPN
fsr-3441	750	9	(	(	PUNCT
fsr-3441	750	10	2017	2017	NUM
fsr-3441	750	11	)	)	PUNCT
fsr-3441	750	12	.	.	PUNCT
fsr-3441	751	1	when	when	SCONJ
fsr-3441	751	2	higher	high	ADJ
fsr-3441	751	3	productivity	productivity	NOUN
fsr-3441	751	4	hurts	hurt	VERB
fsr-3441	751	5	:	:	PUNCT
fsr-3441	751	6	the	the	DET
fsr-3441	751	7	interaction	interaction	NOUN
fsr-3441	751	8	between	between	ADP
fsr-3441	751	9	overconfidence	overconfidence	NOUN
fsr-3441	751	10	and	and	CCONJ
fsr-3441	751	11	capital	capital	NOUN
fsr-3441	751	12	.	.	PUNCT
fsr-3441	752	1	journal	journal	PROPN
fsr-3441	752	2	of	of	ADP
fsr-3441	752	3	behavioral	behavioral	ADJ
fsr-3441	752	4	and	and	CCONJ
fsr-3441	752	5	experimental	experimental	ADJ
fsr-3441	752	6	economics	economic	NOUN
fsr-3441	752	7	,	,	PUNCT
fsr-3441	752	8	67	67	NUM
fsr-3441	752	9	,	,	PUNCT
fsr-3441	752	10	131–142	131–142	NUM
fsr-3441	752	11	.	.	PUNCT
fsr-3441	753	1	sandroni	sandroni	PROPN
fsr-3441	753	2	,	,	PUNCT
fsr-3441	753	3	a.	a.	PROPN
fsr-3441	753	4	,	,	PUNCT
fsr-3441	753	5	&	&	CCONJ
fsr-3441	753	6	squintani	squintani	PROPN
fsr-3441	753	7	,	,	PUNCT
fsr-3441	753	8	f.	f.	PROPN
fsr-3441	753	9	(	(	PUNCT
fsr-3441	753	10	2007	2007	NUM
fsr-3441	753	11	)	)	PUNCT
fsr-3441	753	12	.	.	PUNCT
fsr-3441	754	1	overconfidence	overconfidence	NOUN
fsr-3441	754	2	,	,	PUNCT
fsr-3441	754	3	insurance	insurance	NOUN
fsr-3441	754	4	,	,	PUNCT
fsr-3441	754	5	and	and	CCONJ
fsr-3441	754	6	paternalism	paternalism	NOUN
fsr-3441	754	7	.	.	PUNCT
fsr-3441	755	1	american	american	PROPN
fsr-3441	755	2	economic	economic	PROPN
fsr-3441	755	3	review	review	PROPN
fsr-3441	755	4	,	,	PUNCT
fsr-3441	755	5	97	97	NUM
fsr-3441	755	6	,	,	PUNCT
fsr-3441	755	7	1994–2004	1994–2004	NUM
fsr-3441	755	8	.	.	PUNCT
fsr-3441	756	1	soll	soll	PROPN
fsr-3441	756	2	,	,	PUNCT
fsr-3441	756	3	j.	j.	PROPN
fsr-3441	756	4	,	,	PUNCT
fsr-3441	756	5	&	&	CCONJ
fsr-3441	756	6	klayman	klayman	PROPN
fsr-3441	756	7	,	,	PUNCT
fsr-3441	756	8	j.	j.	PROPN
fsr-3441	756	9	(	(	PUNCT
fsr-3441	756	10	2004	2004	NUM
fsr-3441	756	11	)	)	PUNCT
fsr-3441	756	12	.	.	PUNCT
fsr-3441	757	1	overconfidence	overconfidence	NOUN
fsr-3441	757	2	in	in	ADP
fsr-3441	757	3	interval	interval	NOUN
fsr-3441	757	4	estimates	estimate	NOUN
fsr-3441	757	5	.	.	PUNCT
fsr-3441	758	1	journal	journal	NOUN
fsr-3441	758	2	of	of	ADP
fsr-3441	758	3	experimental	experimental	ADJ
fsr-3441	758	4	psychology	psychology	NOUN
fsr-3441	758	5	:	:	PUNCT
fsr-3441	758	6	learning	learning	NOUN
fsr-3441	758	7	,	,	PUNCT
fsr-3441	758	8	memory	memory	NOUN
fsr-3441	758	9	,	,	PUNCT
fsr-3441	758	10	and	and	CCONJ
fsr-3441	758	11	cognition	cognition	NOUN
fsr-3441	758	12	,	,	PUNCT
fsr-3441	758	13	30	30	NUM
fsr-3441	758	14	,	,	PUNCT
fsr-3441	758	15	299–314	299–314	NUM
fsr-3441	758	16	.	.	PUNCT
fsr-3441	759	1	spinnewijn	spinnewijn	NOUN
fsr-3441	759	2	,	,	PUNCT
fsr-3441	759	3	j.	j.	PROPN
fsr-3441	759	4	(	(	PUNCT
fsr-3441	759	5	2013	2013	NUM
fsr-3441	759	6	)	)	PUNCT
fsr-3441	759	7	.	.	PUNCT
fsr-3441	760	1	insurance	insurance	NOUN
fsr-3441	760	2	and	and	CCONJ
fsr-3441	760	3	perceptions	perception	NOUN
fsr-3441	760	4	:	:	PUNCT
fsr-3441	760	5	how	how	SCONJ
fsr-3441	760	6	to	to	PART
fsr-3441	760	7	screen	screen	VERB
fsr-3441	760	8	optimists	optimist	NOUN
fsr-3441	760	9	and	and	CCONJ
fsr-3441	760	10	pessimists	pessimist	NOUN
fsr-3441	760	11	.	.	PUNCT
fsr-3441	761	1	the	the	DET
fsr-3441	761	2	economic	economic	ADJ
fsr-3441	761	3	journal	journal	NOUN
fsr-3441	761	4	,	,	PUNCT
fsr-3441	761	5	123	123	NUM
fsr-3441	761	6	,	,	PUNCT
fsr-3441	761	7	606–633	606–633	NUM
fsr-3441	761	8	.	.	PUNCT
fsr-3441	762	1	28	28	NUM
fsr-3441	762	2	j.	j.	PROPN
fsr-3441	762	3	coats	coats	PROPN
fsr-3441	762	4	,	,	PUNCT
fsr-3441	762	5	v.	v.	ADP
fsr-3441	762	6	bajtelsmit	bajtelsmit	NOUN
fsr-3441	762	7	/	/	SYM
fsr-3441	762	8	financial	financial	ADJ
fsr-3441	762	9	services	service	NOUN
fsr-3441	762	10	review	review	VERB
fsr-3441	762	11	29	29	NUM
fsr-3441	762	12	(	(	PUNCT
fsr-3441	762	13	2021	2021	NUM
fsr-3441	762	14	)	)	PUNCT
fsr-3441	762	15	1–28	1–28	NOUN