id	sid	tid	token	lemma	pos
fsr-3445	1	1	ce	ce	PROPN
fsr-3445	1	2	1	1	NUM
fsr-3445	1	3	-	-	PUNCT
fsr-3445	1	4	hour	hour	NOUN
fsr-3445	1	5	general	general	ADJ
fsr-3445	1	6	principles	principle	NOUN
fsr-3445	1	7	of	of	ADP
fsr-3445	1	8	financial	financial	ADJ
fsr-3445	1	9	planning	planning	NOUN
fsr-3445	1	10	afs	afs	NOUN
fsr-3445	1	11	and	and	CCONJ
fsr-3445	1	12	fpa	fpa	PROPN
fsr-3445	1	13	members	member	NOUN
fsr-3445	1	14	can	can	AUX
fsr-3445	1	15	earn	earn	VERB
fsr-3445	1	16	ce	ce	PROPN
fsr-3445	1	17	credits	credit	NOUN
fsr-3445	1	18	through	through	ADP
fsr-3445	1	19	financial	financial	ADJ
fsr-3445	1	20	services	service	NOUN
fsr-3445	1	21	review	review	NOUN
fsr-3445	1	22	.	.	PUNCT
fsr-3445	2	1	go	go	VERB
fsr-3445	2	2	to	to	ADP
fsr-3445	2	3	fpajournal.org	fpajournal.org	PROPN
fsr-3445	2	4	.	.	PUNCT
fsr-3445	3	1	to	to	PART
fsr-3445	3	2	receive	receive	VERB
fsr-3445	3	3	one	one	NUM
fsr-3445	3	4	hour	hour	NOUN
fsr-3445	3	5	of	of	ADP
fsr-3445	3	6	continuing	continue	VERB
fsr-3445	3	7	education	education	NOUN
fsr-3445	3	8	credit	credit	NOUN
fsr-3445	3	9	allotted	allot	VERB
fsr-3445	3	10	for	for	ADP
fsr-3445	3	11	this	this	DET
fsr-3445	3	12	exam	exam	NOUN
fsr-3445	3	13	,	,	PUNCT
fsr-3445	3	14	you	you	PRON
fsr-3445	3	15	must	must	AUX
fsr-3445	3	16	answer	answer	VERB
fsr-3445	3	17	four	four	NUM
fsr-3445	3	18	out	out	ADP
fsr-3445	3	19	of	of	ADP
fsr-3445	3	20	five	five	NUM
fsr-3445	3	21	questions	question	NOUN
fsr-3445	3	22	correctly	correctly	ADV
fsr-3445	3	23	.	.	PUNCT
fsr-3445	4	1	cfp	cfp	PROPN
fsr-3445	4	2	board	board	PROPN
fsr-3445	4	3	recently	recently	ADV
fsr-3445	4	4	adopted	adopt	VERB
fsr-3445	4	5	revisions	revision	NOUN
fsr-3445	4	6	to	to	ADP
fsr-3445	4	7	several	several	ADJ
fsr-3445	4	8	provisions	provision	NOUN
fsr-3445	4	9	of	of	ADP
fsr-3445	4	10	its	its	PRON
fsr-3445	4	11	ce	ce	PROPN
fsr-3445	4	12	policies	policy	NOUN
fsr-3445	4	13	,	,	PUNCT
fsr-3445	4	14	including	include	VERB
fsr-3445	4	15	changing	change	VERB
fsr-3445	4	16	the	the	DET
fsr-3445	4	17	minimum	minimum	ADJ
fsr-3445	4	18	number	number	NOUN
fsr-3445	4	19	of	of	ADP
fsr-3445	4	20	questions	question	NOUN
fsr-3445	4	21	for	for	ADP
fsr-3445	4	22	self	self	NOUN
fsr-3445	4	23	-	-	PUNCT
fsr-3445	4	24	study	study	NOUN
fsr-3445	4	25	assessments	assessment	NOUN
fsr-3445	4	26	from	from	ADP
fsr-3445	4	27	10	10	NUM
fsr-3445	4	28	to	to	PART
fsr-3445	4	29	5	5	NUM
fsr-3445	4	30	per	per	ADP
fsr-3445	4	31	full	full	ADJ
fsr-3445	4	32	ce	ce	PROPN
fsr-3445	4	33	credit	credit	NOUN
fsr-3445	4	34	hour	hour	NOUN
fsr-3445	4	35	.	.	PUNCT
fsr-3445	5	1	therefore	therefore	ADV
fsr-3445	5	2	,	,	PUNCT
fsr-3445	5	3	financial	financial	ADJ
fsr-3445	5	4	services	service	NOUN
fsr-3445	5	5	review	review	NOUN
fsr-3445	5	6	ce	ce	PROPN
fsr-3445	5	7	exams	exam	NOUN
fsr-3445	5	8	will	will	AUX
fsr-3445	5	9	have	have	VERB
fsr-3445	5	10	5	5	NUM
fsr-3445	5	11	questions	question	NOUN
fsr-3445	5	12	.	.	PUNCT
fsr-3445	6	1	ce	ce	PROPN
fsr-3445	6	2	credit	credit	NOUN
fsr-3445	6	3	for	for	ADP
fsr-3445	6	4	this	this	DET
fsr-3445	6	5	issue	issue	NOUN
fsr-3445	6	6	expires	expire	VERB
fsr-3445	6	7	january	january	PROPN
fsr-3445	6	8	31	31	NUM
fsr-3445	6	9	,	,	PUNCT
fsr-3445	6	10	2023	2023	NUM
fsr-3445	6	11	,	,	PUNCT
fsr-3445	6	12	subject	subject	ADJ
fsr-3445	6	13	to	to	ADP
fsr-3445	6	14	any	any	DET
fsr-3445	6	15	changes	change	NOUN
fsr-3445	6	16	dictated	dictate	VERB
fsr-3445	6	17	by	by	ADP
fsr-3445	6	18	cfp	cfp	PROPN
fsr-3445	6	19	board	board	PROPN
fsr-3445	6	20	.	.	PUNCT
fsr-3445	7	1	afs	afs	PROPN
fsr-3445	7	2	and	and	CCONJ
fsr-3445	7	3	fpa	fpa	PROPN
fsr-3445	7	4	offer	offer	VERB
fsr-3445	7	5	financial	financial	ADJ
fsr-3445	7	6	services	service	NOUN
fsr-3445	7	7	review	review	PROPN
fsr-3445	7	8	ce	ce	PROPN
fsr-3445	7	9	online	online	PROPN
fsr-3445	7	10	only	only	ADV
fsr-3445	7	11	—	—	PUNCT
fsr-3445	7	12	paper	paper	NOUN
fsr-3445	7	13	continuing	continue	VERB
fsr-3445	7	14	education	education	NOUN
fsr-3445	7	15	will	will	AUX
fsr-3445	7	16	not	not	PART
fsr-3445	7	17	be	be	AUX
fsr-3445	7	18	processed	process	VERB
fsr-3445	7	19	.	.	PUNCT
fsr-3445	8	1	go	go	VERB
fsr-3445	8	2	to	to	ADP
fsr-3445	8	3	fpajournal.org	fpajournal.org	ADJ
fsr-3445	8	4	to	to	PART
fsr-3445	8	5	take	take	VERB
fsr-3445	8	6	current	current	ADJ
fsr-3445	8	7	and	and	CCONJ
fsr-3445	8	8	past	past	ADJ
fsr-3445	8	9	ce	ce	PROPN
fsr-3445	8	10	(	(	PUNCT
fsr-3445	8	11	free	free	ADJ
fsr-3445	8	12	to	to	PART
fsr-3445	8	13	afs	afs	NOUN
fsr-3445	8	14	and	and	CCONJ
fsr-3445	8	15	fpa	fpa	NOUN
fsr-3445	8	16	members	member	NOUN
fsr-3445	8	17	)	)	PUNCT
fsr-3445	8	18	.	.	PUNCT
fsr-3445	9	1	you	you	PRON
fsr-3445	9	2	may	may	AUX
fsr-3445	9	3	use	use	VERB
fsr-3445	9	4	this	this	DET
fsr-3445	9	5	page	page	NOUN
fsr-3445	9	6	for	for	ADP
fsr-3445	9	7	reference	reference	NOUN
fsr-3445	9	8	.	.	PUNCT
fsr-3445	10	1	please	please	AUX
fsr-3445	10	2	allow	allow	VERB
fsr-3445	10	3	2	2	NUM
fsr-3445	10	4	-	-	SYM
fsr-3445	10	5	3	3	NUM
fsr-3445	10	6	weeks	week	NOUN
fsr-3445	10	7	for	for	SCONJ
fsr-3445	10	8	credit	credit	NOUN
fsr-3445	10	9	to	to	PART
fsr-3445	10	10	be	be	AUX
fsr-3445	10	11	processed	process	VERB
fsr-3445	10	12	and	and	CCONJ
fsr-3445	10	13	reported	report	VERB
fsr-3445	10	14	to	to	ADP
fsr-3445	10	15	cfp	cfp	PROPN
fsr-3445	10	16	board	board	PROPN
fsr-3445	10	17	.	.	PUNCT
fsr-3445	11	1	1	1	X
fsr-3445	11	2	.	.	X
fsr-3445	11	3	in	in	ADP
fsr-3445	11	4	“	"	PUNCT
fsr-3445	11	5	using	use	VERB
fsr-3445	11	6	investor	investor	NOUN
fsr-3445	11	7	utility	utility	NOUN
fsr-3445	11	8	to	to	PART
fsr-3445	11	9	determine	determine	VERB
fsr-3445	11	10	portfolio	portfolio	NOUN
fsr-3445	11	11	choice	choice	NOUN
fsr-3445	11	12	with	with	ADP
fsr-3445	11	13	reits	reit	NOUN
fsr-3445	11	14	”	"	PUNCT
fsr-3445	11	15	by	by	ADP
fsr-3445	11	16	feng	feng	PROPN
fsr-3445	11	17	,	,	PUNCT
fsr-3445	11	18	jones	jones	PROPN
fsr-3445	11	19	,	,	PUNCT
fsr-3445	11	20	&	&	CCONJ
fsr-3445	11	21	allen	allen	PROPN
fsr-3445	11	22	,	,	PUNCT
fsr-3445	11	23	investors	investor	NOUN
fsr-3445	11	24	with	with	ADP
fsr-3445	11	25	lower	low	ADJ
fsr-3445	11	26	risk	risk	NOUN
fsr-3445	11	27	aversion	aversion	NOUN
fsr-3445	11	28	_	_	PUNCT
fsr-3445	11	29	_	_	PUNCT
fsr-3445	11	30	_	_	PUNCT
fsr-3445	11	31	_	_	PUNCT
fsr-3445	11	32	.	.	PUNCT
fsr-3445	12	1	a.	a.	NOUN
fsr-3445	12	2	obtain	obtain	VERB
fsr-3445	12	3	higher	high	ADJ
fsr-3445	12	4	risk	risk	NOUN
fsr-3445	12	5	-	-	PUNCT
fsr-3445	12	6	return	return	NOUN
fsr-3445	12	7	benefits	benefit	NOUN
fsr-3445	12	8	from	from	ADP
fsr-3445	12	9	adding	add	VERB
fsr-3445	12	10	reits	reit	NOUN
fsr-3445	12	11	b.	b.	PROPN
fsr-3445	12	12	obtain	obtain	VERB
fsr-3445	12	13	lower	low	ADJ
fsr-3445	12	14	risk	risk	NOUN
fsr-3445	12	15	-	-	PUNCT
fsr-3445	12	16	return	return	NOUN
fsr-3445	12	17	benefits	benefit	NOUN
fsr-3445	12	18	from	from	ADP
fsr-3445	12	19	adding	add	VERB
fsr-3445	12	20	reits	reit	NOUN
fsr-3445	12	21	c.	c.	NOUN
fsr-3445	12	22	obtain	obtain	VERB
fsr-3445	12	23	no	no	DET
fsr-3445	12	24	risk	risk	NOUN
fsr-3445	12	25	-	-	PUNCT
fsr-3445	12	26	return	return	NOUN
fsr-3445	12	27	benefits	benefit	NOUN
fsr-3445	12	28	from	from	ADP
fsr-3445	12	29	adding	add	VERB
fsr-3445	12	30	reits	reit	NOUN
fsr-3445	12	31	d.	d.	PROPN
fsr-3445	12	32	obtain	obtain	VERB
fsr-3445	12	33	equal	equal	ADJ
fsr-3445	12	34	risk	risk	NOUN
fsr-3445	12	35	-	-	PUNCT
fsr-3445	12	36	return	return	NOUN
fsr-3445	12	37	benefits	benefit	NOUN
fsr-3445	12	38	from	from	ADP
fsr-3445	12	39	adding	add	VERB
fsr-3445	12	40	reits	reit	NOUN
fsr-3445	12	41	,	,	PUNCT
fsr-3445	12	42	compared	compare	VERB
fsr-3445	12	43	to	to	ADP
fsr-3445	12	44	fixed	fix	VERB
fsr-3445	12	45	income	income	NOUN
fsr-3445	12	46	2	2	NUM
fsr-3445	12	47	.	.	PUNCT
fsr-3445	13	1	in	in	ADP
fsr-3445	13	2	feng	feng	PROPN
fsr-3445	13	3	,	,	PUNCT
fsr-3445	13	4	jones	jones	PROPN
fsr-3445	13	5	,	,	PUNCT
fsr-3445	13	6	&	&	CCONJ
fsr-3445	13	7	allen	allen	PROPN
fsr-3445	13	8	,	,	PUNCT
fsr-3445	13	9	what	what	DET
fsr-3445	13	10	benefit	benefit	NOUN
fsr-3445	13	11	do	do	AUX
fsr-3445	13	12	reits	reit	NOUN
fsr-3445	13	13	provide	provide	VERB
fsr-3445	13	14	individual	individual	ADJ
fsr-3445	13	15	investors	investor	NOUN
fsr-3445	13	16	?	?	PUNCT
fsr-3445	14	1	a.	a.	NOUN
fsr-3445	14	2	ability	ability	NOUN
fsr-3445	14	3	to	to	PART
fsr-3445	14	4	purchase	purchase	VERB
fsr-3445	14	5	mortgage	mortgage	NOUN
fsr-3445	14	6	insurance	insurance	NOUN
fsr-3445	14	7	in	in	ADP
fsr-3445	14	8	the	the	DET
fsr-3445	14	9	public	public	ADJ
fsr-3445	14	10	market	market	NOUN
fsr-3445	14	11	b.	b.	PROPN
fsr-3445	14	12	ease	ease	NOUN
fsr-3445	14	13	of	of	ADP
fsr-3445	14	14	investing	invest	VERB
fsr-3445	14	15	in	in	ADP
fsr-3445	14	16	real	real	ADJ
fsr-3445	14	17	estate	estate	NOUN
fsr-3445	14	18	using	use	VERB
fsr-3445	14	19	publicly	publicly	ADV
fsr-3445	14	20	traded	trade	VERB
fsr-3445	14	21	shares	share	NOUN
fsr-3445	14	22	c.	c.	NOUN
fsr-3445	14	23	ease	ease	NOUN
fsr-3445	14	24	of	of	ADP
fsr-3445	14	25	locking	lock	VERB
fsr-3445	14	26	in	in	ADP
fsr-3445	14	27	real	real	ADJ
fsr-3445	14	28	estate	estate	NOUN
fsr-3445	14	29	prices	price	NOUN
fsr-3445	14	30	using	use	VERB
fsr-3445	14	31	publicly	publicly	ADV
fsr-3445	14	32	traded	trade	VERB
fsr-3445	14	33	shares	share	NOUN
fsr-3445	14	34	d.	d.	PROPN
fsr-3445	14	35	ability	ability	NOUN
fsr-3445	14	36	to	to	PART
fsr-3445	14	37	competitively	competitively	ADV
fsr-3445	14	38	purchase	purchase	VERB
fsr-3445	14	39	specific	specific	ADJ
fsr-3445	14	40	real	real	ADJ
fsr-3445	14	41	estate	estate	NOUN
fsr-3445	14	42	in	in	ADP
fsr-3445	14	43	the	the	DET
fsr-3445	14	44	public	public	ADJ
fsr-3445	14	45	market	market	NOUN
fsr-3445	14	46	3	3	X
fsr-3445	14	47	.	.	PUNCT
fsr-3445	15	1	feng	feng	PROPN
fsr-3445	15	2	,	,	PUNCT
fsr-3445	15	3	jones	jones	PROPN
fsr-3445	15	4	,	,	PUNCT
fsr-3445	15	5	&	&	CCONJ
fsr-3445	15	6	allen	allen	PROPN
fsr-3445	15	7	use	use	VERB
fsr-3445	15	8	_	_	PUNCT
fsr-3445	16	1	_	_	PUNCT
fsr-3445	17	1	_	_	PUNCT
fsr-3445	17	2	_	_	PUNCT
fsr-3445	17	3	to	to	PART
fsr-3445	17	4	examine	examine	VERB
fsr-3445	17	5	portfolio	portfolio	NOUN
fsr-3445	17	6	decisions	decision	NOUN
fsr-3445	17	7	regarding	regard	VERB
fsr-3445	17	8	reits	reit	NOUN
fsr-3445	17	9	.	.	PUNCT
fsr-3445	18	1	a.	a.	NOUN
fsr-3445	18	2	risk	risk	NOUN
fsr-3445	18	3	measures	measure	NOUN
fsr-3445	18	4	,	,	PUNCT
fsr-3445	18	5	such	such	ADJ
fsr-3445	18	6	as	as	ADP
fsr-3445	18	7	vix	vix	PROPN
fsr-3445	18	8	b.	b.	PROPN
fsr-3445	18	9	risk	risk	NOUN
fsr-3445	18	10	of	of	ADP
fsr-3445	18	11	the	the	DET
fsr-3445	18	12	s&p	s&p	PROPN
fsr-3445	18	13	500	500	NUM
fsr-3445	18	14	c.	c.	NOUN
fsr-3445	18	15	risk	risk	NOUN
fsr-3445	18	16	-	-	PUNCT
fsr-3445	18	17	neutral	neutral	ADJ
fsr-3445	18	18	probabilities	probability	NOUN
fsr-3445	18	19	d.	d.	PROPN
fsr-3445	18	20	risk	risk	NOUN
fsr-3445	18	21	preferences	preference	NOUN
fsr-3445	18	22	4	4	NUM
fsr-3445	18	23	.	.	PUNCT
fsr-3445	18	24	in	in	ADP
fsr-3445	18	25	“	"	PUNCT
fsr-3445	18	26	financial	financial	ADJ
fsr-3445	18	27	,	,	PUNCT
fsr-3445	18	28	demographic	demographic	ADJ
fsr-3445	18	29	and	and	CCONJ
fsr-3445	18	30	psychological	psychological	ADJ
fsr-3445	18	31	differences	difference	NOUN
fsr-3445	18	32	between	between	ADP
fsr-3445	18	33	chapter	chapter	NOUN
fsr-3445	18	34	13	13	NUM
fsr-3445	18	35	bankruptcy	bankruptcy	NOUN
fsr-3445	18	36	fil	fil	X
fsr-3445	18	37	and	and	CCONJ
fsr-3445	18	38	non	non	NOUN
fsr-3445	18	39	-	-	NOUN
fsr-3445	18	40	filers	filer	NOUN
fsr-3445	18	41	,	,	PUNCT
fsr-3445	18	42	”	"	PUNCT
fsr-3445	18	43	by	by	ADP
fsr-3445	18	44	kehiaian	kehiaian	PROPN
fsr-3445	18	45	,	,	PUNCT
fsr-3445	18	46	williams	williams	PROPN
fsr-3445	18	47	,	,	PUNCT
fsr-3445	18	48	and	and	CCONJ
fsr-3445	18	49	bir	bir	X
fsr-3445	18	50	the	the	DET
fsr-3445	18	51	following	follow	VERB
fsr-3445	18	52	psychological	psychological	ADJ
fsr-3445	18	53	variables	variable	NOUN
fsr-3445	18	54	are	be	AUX
fsr-3445	18	55	found	find	VERB
fsr-3445	18	56	be	be	AUX
fsr-3445	18	57	significantly	significantly	ADV
fsr-3445	18	58	different	different	ADJ
fsr-3445	18	59	for	for	ADP
fsr-3445	18	60	filers	filer	NOUN
fsr-3445	18	61	and	and	CCONJ
fsr-3445	18	62	non	non	NOUN
fsr-3445	18	63	-	-	NOUN
fsr-3445	18	64	filers	filer	NOUN
fsr-3445	18	65	except	except	SCONJ
fsr-3445	18	66	:	:	PUNCT
fsr-3445	18	67	a.	a.	NOUN
fsr-3445	18	68	self	self	NOUN
fsr-3445	18	69	-	-	PUNCT
fsr-3445	18	70	efficacy	efficacy	NOUN
fsr-3445	18	71	b.	b.	PROPN
fsr-3445	18	72	self	self	NOUN
fsr-3445	18	73	-	-	PUNCT
fsr-3445	18	74	control	control	NOUN
fsr-3445	18	75	c.	c.	NOUN
fsr-3445	18	76	motivation	motivation	NOUN
fsr-3445	18	77	d.	d.	PROPN
fsr-3445	18	78	locus	locus	NOUN
fsr-3445	18	79	of	of	ADP
fsr-3445	18	80	control	control	NOUN
fsr-3445	18	81	5	5	NUM
fsr-3445	18	82	.	.	PUNCT
fsr-3445	18	83	kehiaian	kehiaian	PROPN
fsr-3445	18	84	,	,	PUNCT
fsr-3445	18	85	williams	williams	PROPN
fsr-3445	18	86	,	,	PUNCT
fsr-3445	18	87	and	and	CCONJ
fsr-3445	18	88	bird	bird	NOUN
fsr-3445	18	89	,	,	PUNCT
fsr-3445	18	90	found	find	VERB
fsr-3445	18	91	that	that	SCONJ
fsr-3445	18	92	for	for	ADP
fsr-3445	18	93	chapter	chapter	NOUN
fsr-3445	18	94	13	13	NUM
fsr-3445	18	95	bankruptcy	bankruptcy	NOUN
fsr-3445	18	96	filers	filer	NOUN
fsr-3445	18	97	,	,	PUNCT
fsr-3445	18	98	a.	a.	NOUN
fsr-3445	18	99	males	male	NOUN
fsr-3445	18	100	and	and	CCONJ
fsr-3445	18	101	females	female	NOUN
fsr-3445	18	102	file	file	VERB
fsr-3445	18	103	equally	equally	ADV
fsr-3445	18	104	.	.	PUNCT
fsr-3445	19	1	b.	b.	NOUN
fsr-3445	19	2	blacks	black	NOUN
fsr-3445	19	3	are	be	AUX
fsr-3445	19	4	less	less	ADV
fsr-3445	19	5	likely	likely	ADJ
fsr-3445	19	6	to	to	PART
fsr-3445	19	7	file	file	VERB
fsr-3445	19	8	than	than	SCONJ
fsr-3445	19	9	white	white	PROPN
fsr-3445	19	10	c.	c.	PROPN
fsr-3445	19	11	homeowners	homeowner	NOUN
fsr-3445	19	12	are	be	AUX
fsr-3445	19	13	less	less	ADV
fsr-3445	19	14	likely	likely	ADJ
fsr-3445	19	15	to	to	PART
fsr-3445	19	16	file	file	VERB
fsr-3445	19	17	than	than	ADP
fsr-3445	19	18	renters	renter	NOUN
fsr-3445	19	19	.	.	PUNCT
fsr-3445	20	1	d.	d.	PROPN
fsr-3445	20	2	single	single	ADJ
fsr-3445	20	3	people	people	NOUN
fsr-3445	20	4	are	be	AUX
fsr-3445	20	5	less	less	ADV
fsr-3445	20	6	likely	likely	ADJ
fsr-3445	20	7	to	to	PART
fsr-3445	20	8	file	file	VERB
fsr-3445	20	9	than	than	ADP
fsr-3445	20	10	married	married	ADJ
fsr-3445	20	11	people	people	NOUN
fsr-3445	20	12	manuscript	manuscript	VERB
fsr-3445	20	13	submissions	submission	NOUN
fsr-3445	20	14	and	and	CCONJ
fsr-3445	20	15	style	style	NOUN
fsr-3445	20	16	(	(	PUNCT
fsr-3445	20	17	1	1	NUM
fsr-3445	20	18	)	)	PUNCT
fsr-3445	20	19	papers	paper	NOUN
fsr-3445	20	20	must	must	AUX
fsr-3445	20	21	be	be	AUX
fsr-3445	20	22	in	in	ADP
fsr-3445	20	23	english	english	PROPN
fsr-3445	20	24	.	.	PUNCT
fsr-3445	21	1	(	(	PUNCT
fsr-3445	21	2	2	2	X
fsr-3445	21	3	)	)	PUNCT
fsr-3445	21	4	papers	paper	NOUN
fsr-3445	21	5	for	for	ADP
fsr-3445	21	6	publication	publication	NOUN
fsr-3445	21	7	should	should	AUX
fsr-3445	21	8	be	be	AUX
fsr-3445	21	9	sent	send	VERB
fsr-3445	21	10	to	to	ADP
fsr-3445	21	11	the	the	DET
fsr-3445	21	12	editor	editor	NOUN
fsr-3445	21	13	:	:	PUNCT
fsr-3445	21	14	professor	professor	PROPN
fsr-3445	21	15	stuart	stuart	PROPN
fsr-3445	21	16	michelson	michelson	PROPN
fsr-3445	21	17	,	,	PUNCT
fsr-3445	21	18	e	e	NOUN
fsr-3445	21	19	-	-	NOUN
fsr-3445	21	20	mail	mail	NOUN
fsr-3445	21	21	:	:	PUNCT
fsr-3445	21	22	smichels@stetson.edu	smichels@stetson.edu	X
fsr-3445	21	23	.	.	PUNCT
fsr-3445	21	24	electronic	electronic	ADJ
fsr-3445	21	25	(	(	PUNCT
fsr-3445	21	26	email	email	NOUN
fsr-3445	21	27	)	)	PUNCT
fsr-3445	21	28	submission	submission	NOUN
fsr-3445	21	29	of	of	ADP
fsr-3445	21	30	manuscripts	manuscript	NOUN
fsr-3445	21	31	is	be	AUX
fsr-3445	21	32	encouraged	encourage	VERB
fsr-3445	21	33	,	,	PUNCT
fsr-3445	21	34	and	and	CCONJ
fsr-3445	21	35	procedures	procedure	NOUN
fsr-3445	21	36	are	be	AUX
fsr-3445	21	37	discussed	discuss	VERB
fsr-3445	21	38	below	below	ADV
fsr-3445	21	39	.	.	PUNCT
fsr-3445	22	1	there	there	PRON
fsr-3445	22	2	is	be	VERB
fsr-3445	22	3	a	a	DET
fsr-3445	22	4	$	$	SYM
fsr-3445	22	5	100	100	NUM
fsr-3445	22	6	submission	submission	NOUN
fsr-3445	22	7	fee	fee	NOUN
fsr-3445	22	8	payable	payable	ADJ
fsr-3445	22	9	to	to	ADP
fsr-3445	22	10	the	the	DET
fsr-3445	22	11	academy	academy	NOUN
fsr-3445	22	12	of	of	ADP
fsr-3445	22	13	financial	financial	ADJ
fsr-3445	22	14	services	service	NOUN
fsr-3445	22	15	(	(	PUNCT
fsr-3445	22	16	afs	afs	NOUN
fsr-3445	22	17	)	)	PUNCT
fsr-3445	22	18	if	if	SCONJ
fsr-3445	22	19	at	at	ADV
fsr-3445	22	20	least	least	ADJ
fsr-3445	22	21	one	one	NUM
fsr-3445	22	22	of	of	ADP
fsr-3445	22	23	the	the	DET
fsr-3445	22	24	authors	author	NOUN
fsr-3445	22	25	is	be	AUX
fsr-3445	22	26	a	a	DET
fsr-3445	22	27	member	member	NOUN
fsr-3445	22	28	of	of	ADP
fsr-3445	22	29	afs	afs	PROPN
fsr-3445	22	30	.	.	PUNCT
fsr-3445	23	1	submission	submission	NOUN
fsr-3445	23	2	fees	fee	NOUN
fsr-3445	23	3	should	should	AUX
fsr-3445	23	4	be	be	AUX
fsr-3445	23	5	paid	pay	VERB
fsr-3445	23	6	online	online	ADV
fsr-3445	23	7	at	at	ADP
fsr-3445	23	8	academy	academy	PROPN
fsr-3445	23	9	financial	financial	ADJ
fsr-3445	23	10	org	org	PROPN
fsr-3445	23	11	.	.	PUNCT
fsr-3445	24	1	if	if	SCONJ
fsr-3445	24	2	none	none	NOUN
fsr-3445	24	3	of	of	ADP
fsr-3445	24	4	the	the	DET
fsr-3445	24	5	authors	author	NOUN
fsr-3445	24	6	is	be	AUX
fsr-3445	24	7	a	a	DET
fsr-3445	24	8	member	member	NOUN
fsr-3445	24	9	of	of	ADP
fsr-3445	24	10	afs	afs	NOUN
fsr-3445	24	11	,	,	PUNCT
fsr-3445	24	12	please	please	INTJ
fsr-3445	24	13	complete	complete	VERB
fsr-3445	24	14	an	an	DET
fsr-3445	24	15	online	online	ADJ
fsr-3445	24	16	membership	membership	NOUN
fsr-3445	24	17	application	application	NOUN
fsr-3445	24	18	form	form	NOUN
fsr-3445	24	19	,	,	PUNCT
fsr-3445	24	20	which	which	PRON
fsr-3445	24	21	can	can	AUX
fsr-3445	24	22	be	be	AUX
fsr-3445	24	23	downloaded	download	VERB
fsr-3445	24	24	at	at	ADP
fsr-3445	24	25	http://academyfinancial.org	http://academyfinancial.org	PROPN
fsr-3445	24	26	,	,	PUNCT
fsr-3445	24	27	and	and	CCONJ
fsr-3445	24	28	pay	pay	VERB
fsr-3445	24	29	online	online	ADJ
fsr-3445	24	30	(	(	PUNCT
fsr-3445	24	31	$	$	SYM
fsr-3445	24	32	225	225	NUM
fsr-3445	24	33	total	total	NOUN
fsr-3445	24	34	;	;	PUNCT
fsr-3445	24	35	$	$	SYM
fsr-3445	24	36	125	125	NUM
fsr-3445	24	37	for	for	ADP
fsr-3445	24	38	a	a	DET
fsr-3445	24	39	one	one	NUM
fsr-3445	24	40	-	-	PUNCT
fsr-3445	24	41	year	year	NOUN
fsr-3445	24	42	membership	membership	NOUN
fsr-3445	24	43	and	and	CCONJ
fsr-3445	24	44	$	$	SYM
fsr-3445	24	45	100	100	NUM
fsr-3445	24	46	submission	submission	NOUN
fsr-3445	24	47	fee	fee	NOUN
fsr-3445	24	48	)	)	PUNCT
fsr-3445	24	49	.	.	PUNCT
fsr-3445	25	1	submission	submission	NOUN
fsr-3445	25	2	of	of	ADP
fsr-3445	25	3	a	a	DET
fsr-3445	25	4	paper	paper	NOUN
fsr-3445	25	5	will	will	AUX
fsr-3445	25	6	be	be	AUX
fsr-3445	25	7	held	hold	VERB
fsr-3445	25	8	to	to	PART
fsr-3445	25	9	imply	imply	VERB
fsr-3445	25	10	that	that	SCONJ
fsr-3445	25	11	it	it	PRON
fsr-3445	25	12	contains	contain	VERB
fsr-3445	25	13	original	original	ADJ
fsr-3445	25	14	unpublished	unpublished	ADJ
fsr-3445	25	15	work	work	NOUN
fsr-3445	25	16	and	and	CCONJ
fsr-3445	25	17	is	be	AUX
fsr-3445	25	18	not	not	PART
fsr-3445	25	19	being	be	AUX
fsr-3445	25	20	considered	consider	VERB
fsr-3445	25	21	for	for	ADP
fsr-3445	25	22	publication	publication	NOUN
fsr-3445	25	23	elsewhere	elsewhere	ADV
fsr-3445	25	24	.	.	PUNCT
fsr-3445	26	1	the	the	DET
fsr-3445	26	2	editor	editor	NOUN
fsr-3445	26	3	does	do	AUX
fsr-3445	26	4	not	not	PART
fsr-3445	26	5	accept	accept	VERB
fsr-3445	26	6	responsibility	responsibility	NOUN
fsr-3445	26	7	for	for	ADP
fsr-3445	26	8	damage	damage	NOUN
fsr-3445	26	9	or	or	CCONJ
fsr-3445	26	10	loss	loss	NOUN
fsr-3445	26	11	of	of	ADP
fsr-3445	26	12	papers	paper	NOUN
fsr-3445	26	13	submitted	submit	VERB
fsr-3445	26	14	.	.	PUNCT
fsr-3445	27	1	upon	upon	SCONJ
fsr-3445	27	2	acceptance	acceptance	NOUN
fsr-3445	27	3	of	of	ADP
fsr-3445	27	4	an	an	DET
fsr-3445	27	5	article	article	NOUN
fsr-3445	27	6	,	,	PUNCT
fsr-3445	27	7	author(s	author(s	NOUN
fsr-3445	27	8	)	)	PUNCT
fsr-3445	27	9	transfer	transfer	NOUN
fsr-3445	27	10	copyright	copyright	NOUN
fsr-3445	27	11	of	of	ADP
fsr-3445	27	12	the	the	DET
fsr-3445	27	13	article	article	NOUN
fsr-3445	27	14	to	to	ADP
fsr-3445	27	15	the	the	DET
fsr-3445	27	16	academy	academy	NOUN
fsr-3445	27	17	of	of	ADP
fsr-3445	27	18	financial	financial	ADJ
fsr-3445	27	19	services	service	NOUN
fsr-3445	27	20	.	.	PUNCT
fsr-3445	28	1	this	this	DET
fsr-3445	28	2	transfer	transfer	NOUN
fsr-3445	28	3	will	will	AUX
fsr-3445	28	4	ensure	ensure	VERB
fsr-3445	28	5	the	the	DET
fsr-3445	28	6	widest	wide	ADJ
fsr-3445	28	7	possible	possible	ADJ
fsr-3445	28	8	dissemination	dissemination	NOUN
fsr-3445	28	9	.	.	PUNCT
fsr-3445	29	1	(	(	PUNCT
fsr-3445	29	2	3	3	X
fsr-3445	29	3	)	)	PUNCT
fsr-3445	29	4	submission	submission	NOUN
fsr-3445	29	5	of	of	ADP
fsr-3445	29	6	papers	paper	NOUN
fsr-3445	29	7	:	:	PUNCT
fsr-3445	29	8	authors	author	NOUN
fsr-3445	29	9	should	should	AUX
fsr-3445	29	10	submit	submit	VERB
fsr-3445	29	11	their	their	PRON
fsr-3445	29	12	papers	paper	NOUN
fsr-3445	29	13	electronically	electronically	ADV
fsr-3445	29	14	as	as	ADP
fsr-3445	29	15	an	an	DET
fsr-3445	29	16	e	e	NOUN
fsr-3445	29	17	-	-	NOUN
fsr-3445	29	18	mail	mail	NOUN
fsr-3445	29	19	attachment	attachment	NOUN
fsr-3445	29	20	to	to	ADP
fsr-3445	29	21	the	the	DET
fsr-3445	29	22	editor	editor	NOUN
fsr-3445	29	23	at	at	ADP
fsr-3445	29	24	smichels@stetson.edu	smichels@stetson.edu	PROPN
fsr-3445	29	25	.	.	PUNCT
fsr-3445	30	1	please	please	INTJ
fsr-3445	30	2	send	send	VERB
fsr-3445	30	3	the	the	DET
fsr-3445	30	4	paper	paper	NOUN
fsr-3445	30	5	in	in	ADP
fsr-3445	30	6	word	word	NOUN
fsr-3445	30	7	format	format	NOUN
fsr-3445	30	8	.	.	PUNCT
fsr-3445	31	1	do	do	AUX
fsr-3445	31	2	not	not	PART
fsr-3445	31	3	sent	send	VERB
fsr-3445	31	4	pdfs	pdfs	NOUN
fsr-3445	31	5	.	.	PUNCT
fsr-3445	32	1	ensure	ensure	VERB
fsr-3445	32	2	that	that	SCONJ
fsr-3445	32	3	the	the	DET
fsr-3445	32	4	letter	letter	NOUN
fsr-3445	32	5	‘	'	PUNCT
fsr-3445	32	6	l	l	NOUN
fsr-3445	32	7	’	'	PUNCT
fsr-3445	32	8	and	and	CCONJ
fsr-3445	32	9	digit	digit	VERB
fsr-3445	32	10	‘	'	PUNCT
fsr-3445	32	11	1	1	NUM
fsr-3445	32	12	’	'	PUNCT
fsr-3445	32	13	,	,	PUNCT
fsr-3445	32	14	and	and	CCONJ
fsr-3445	32	15	also	also	ADV
fsr-3445	32	16	the	the	DET
fsr-3445	32	17	letter	letter	NOUN
fsr-3445	32	18	‘	'	PUNCT
fsr-3445	32	19	o	o	NOUN
fsr-3445	32	20	’	'	PUNCT
fsr-3445	32	21	and	and	CCONJ
fsr-3445	32	22	digit	digit	VERB
fsr-3445	32	23	‘	'	PUNCT
fsr-3445	32	24	0	0	NUM
fsr-3445	32	25	’	'	PUNCT
fsr-3445	32	26	are	be	AUX
fsr-3445	32	27	used	use	VERB
fsr-3445	32	28	properly	properly	ADV
fsr-3445	32	29	,	,	PUNCT
fsr-3445	32	30	and	and	CCONJ
fsr-3445	32	31	format	format	VERB
fsr-3445	32	32	your	your	PRON
fsr-3445	32	33	article	article	NOUN
fsr-3445	32	34	(	(	PUNCT
fsr-3445	32	35	tabs	tab	NOUN
fsr-3445	32	36	,	,	PUNCT
fsr-3445	32	37	indents	indent	NOUN
fsr-3445	32	38	,	,	PUNCT
fsr-3445	32	39	etc	etc	X
fsr-3445	32	40	.	.	X
fsr-3445	32	41	)	)	PUNCT
fsr-3445	32	42	consistently	consistently	ADV
fsr-3445	32	43	.	.	PUNCT
fsr-3445	33	1	do	do	AUX
fsr-3445	33	2	not	not	PART
fsr-3445	33	3	allow	allow	VERB
fsr-3445	33	4	your	your	PRON
fsr-3445	33	5	word	word	NOUN
fsr-3445	33	6	processor	processor	NOUN
fsr-3445	33	7	to	to	PART
fsr-3445	33	8	introduce	introduce	VERB
fsr-3445	33	9	word	word	NOUN
fsr-3445	33	10	breaks	break	NOUN
fsr-3445	33	11	and	and	CCONJ
fsr-3445	33	12	do	do	AUX
fsr-3445	33	13	not	not	PART
fsr-3445	33	14	use	use	VERB
fsr-3445	33	15	a	a	DET
fsr-3445	33	16	justified	justified	ADJ
fsr-3445	33	17	layout	layout	NOUN
fsr-3445	33	18	.	.	PUNCT
fsr-3445	34	1	please	please	INTJ
fsr-3445	34	2	adhere	adhere	VERB
fsr-3445	34	3	strictly	strictly	ADV
fsr-3445	34	4	to	to	ADP
fsr-3445	34	5	the	the	DET
fsr-3445	34	6	general	general	ADJ
fsr-3445	34	7	instructions	instruction	NOUN
fsr-3445	34	8	below	below	ADP
fsr-3445	34	9	on	on	ADP
fsr-3445	34	10	style	style	NOUN
fsr-3445	34	11	,	,	PUNCT
fsr-3445	34	12	arrangement	arrangement	NOUN
fsr-3445	34	13	and	and	CCONJ
fsr-3445	34	14	,	,	PUNCT
fsr-3445	34	15	in	in	ADP
fsr-3445	34	16	particular	particular	ADJ
fsr-3445	34	17	,	,	PUNCT
fsr-3445	34	18	the	the	DET
fsr-3445	34	19	reference	reference	NOUN
fsr-3445	34	20	style	style	NOUN
fsr-3445	34	21	of	of	ADP
fsr-3445	34	22	the	the	DET
fsr-3445	34	23	journal	journal	NOUN
fsr-3445	34	24	.	.	PUNCT
fsr-3445	35	1	(	(	PUNCT
fsr-3445	35	2	4	4	X
fsr-3445	35	3	)	)	PUNCT
fsr-3445	35	4	manuscripts	manuscript	NOUN
fsr-3445	35	5	should	should	AUX
fsr-3445	35	6	be	be	AUX
fsr-3445	35	7	double	double	ADV
fsr-3445	35	8	spaced	space	VERB
fsr-3445	35	9	,	,	PUNCT
fsr-3445	35	10	with	with	ADP
fsr-3445	35	11	one	one	NUM
fsr-3445	35	12	-	-	PUNCT
fsr-3445	35	13	inch	inch	NOUN
fsr-3445	35	14	margins	margin	NOUN
fsr-3445	35	15	,	,	PUNCT
fsr-3445	35	16	and	and	CCONJ
fsr-3445	35	17	printed	print	VERB
fsr-3445	35	18	on	on	ADP
fsr-3445	35	19	one	one	NUM
fsr-3445	35	20	side	side	NOUN
fsr-3445	35	21	of	of	ADP
fsr-3445	35	22	the	the	DET
fsr-3445	35	23	paper	paper	NOUN
fsr-3445	35	24	only	only	ADV
fsr-3445	35	25	.	.	PUNCT
fsr-3445	36	1	all	all	DET
fsr-3445	36	2	pages	page	NOUN
fsr-3445	36	3	should	should	AUX
fsr-3445	36	4	be	be	AUX
fsr-3445	36	5	numbered	number	VERB
fsr-3445	36	6	consecutively	consecutively	ADV
fsr-3445	36	7	,	,	PUNCT
fsr-3445	36	8	starting	start	VERB
fsr-3445	36	9	with	with	ADP
fsr-3445	36	10	the	the	DET
fsr-3445	36	11	title	title	NOUN
fsr-3445	36	12	page	page	NOUN
fsr-3445	36	13	.	.	PUNCT
fsr-3445	37	1	titles	title	NOUN
fsr-3445	37	2	and	and	CCONJ
fsr-3445	37	3	subtitles	subtitle	NOUN
fsr-3445	37	4	should	should	AUX
fsr-3445	37	5	be	be	AUX
fsr-3445	37	6	short	short	ADJ
fsr-3445	37	7	.	.	PUNCT
fsr-3445	38	1	references	reference	NOUN
fsr-3445	38	2	,	,	PUNCT
fsr-3445	38	3	tables	table	NOUN
fsr-3445	38	4	,	,	PUNCT
fsr-3445	38	5	and	and	CCONJ
fsr-3445	38	6	legends	legend	NOUN
fsr-3445	38	7	for	for	ADP
fsr-3445	38	8	the	the	DET
fsr-3445	38	9	figures	figure	NOUN
fsr-3445	38	10	should	should	AUX
fsr-3445	38	11	be	be	AUX
fsr-3445	38	12	printed	print	VERB
fsr-3445	38	13	on	on	ADP
fsr-3445	38	14	separate	separate	ADJ
fsr-3445	38	15	pages	page	NOUN
fsr-3445	38	16	.	.	PUNCT
fsr-3445	39	1	(	(	PUNCT
fsr-3445	39	2	5	5	X
fsr-3445	39	3	)	)	PUNCT
fsr-3445	39	4	the	the	DET
fsr-3445	39	5	first	first	ADJ
fsr-3445	39	6	page	page	NOUN
fsr-3445	39	7	of	of	ADP
fsr-3445	39	8	the	the	DET
fsr-3445	39	9	manuscript	manuscript	NOUN
fsr-3445	39	10	,	,	PUNCT
fsr-3445	39	11	the	the	DET
fsr-3445	39	12	title	title	NOUN
fsr-3445	39	13	page	page	NOUN
fsr-3445	39	14	,	,	PUNCT
fsr-3445	39	15	must	must	AUX
fsr-3445	39	16	contain	contain	VERB
fsr-3445	39	17	the	the	DET
fsr-3445	39	18	following	follow	VERB
fsr-3445	39	19	information	information	NOUN
fsr-3445	39	20	:	:	PUNCT
fsr-3445	39	21	(	(	PUNCT
fsr-3445	39	22	i	i	NOUN
fsr-3445	39	23	)	)	PUNCT
fsr-3445	39	24	the	the	DET
fsr-3445	39	25	title	title	NOUN
fsr-3445	39	26	;	;	PUNCT
fsr-3445	39	27	(	(	PUNCT
fsr-3445	39	28	ii	ii	NOUN
fsr-3445	39	29	)	)	PUNCT
fsr-3445	39	30	the	the	DET
fsr-3445	39	31	name(s	name(s	NOUN
fsr-3445	39	32	)	)	PUNCT
fsr-3445	39	33	,	,	PUNCT
fsr-3445	39	34	title	title	NOUN
fsr-3445	39	35	,	,	PUNCT
fsr-3445	39	36	institutional	institutional	ADJ
fsr-3445	39	37	affiliation(s	affiliation(s	NOUN
fsr-3445	39	38	)	)	PUNCT
fsr-3445	39	39	,	,	PUNCT
fsr-3445	39	40	address	address	NOUN
fsr-3445	39	41	,	,	PUNCT
fsr-3445	39	42	telephone	telephone	NOUN
fsr-3445	39	43	number	number	NOUN
fsr-3445	39	44	,	,	PUNCT
fsr-3445	39	45	fax	fax	NOUN
fsr-3445	39	46	number	number	NOUN
fsr-3445	39	47	and	and	CCONJ
fsr-3445	39	48	e	e	NOUN
fsr-3445	39	49	-	-	NOUN
fsr-3445	39	50	mail	mail	NOUN
fsr-3445	39	51	addresses	address	NOUN
fsr-3445	39	52	of	of	ADP
fsr-3445	39	53	all	all	DET
fsr-3445	39	54	the	the	DET
fsr-3445	39	55	author(s	author(s	NOUN
fsr-3445	39	56	)	)	PUNCT
fsr-3445	39	57	with	with	ADP
fsr-3445	39	58	a	a	DET
fsr-3445	39	59	clear	clear	ADJ
fsr-3445	39	60	indication	indication	NOUN
fsr-3445	39	61	of	of	ADP
fsr-3445	39	62	which	which	PRON
fsr-3445	39	63	is	be	AUX
fsr-3445	39	64	the	the	DET
fsr-3445	39	65	corresponding	corresponding	ADJ
fsr-3445	39	66	author	author	NOUN
fsr-3445	39	67	;	;	PUNCT
fsr-3445	39	68	(	(	PUNCT
fsr-3445	39	69	iii	iii	NOUN
fsr-3445	39	70	)	)	PUNCT
fsr-3445	39	71	at	at	ADP
fsr-3445	39	72	least	least	ADJ
fsr-3445	39	73	one	one	NUM
fsr-3445	39	74	classification	classification	NOUN
fsr-3445	39	75	code	code	NOUN
fsr-3445	39	76	according	accord	VERB
fsr-3445	39	77	to	to	ADP
fsr-3445	39	78	the	the	DET
fsr-3445	39	79	classification	classification	NOUN
fsr-3445	39	80	system	system	NOUN
fsr-3445	39	81	for	for	ADP
fsr-3445	39	82	journal	journal	ADJ
fsr-3445	39	83	articles	article	NOUN
fsr-3445	39	84	as	as	SCONJ
fsr-3445	39	85	used	use	VERB
fsr-3445	39	86	by	by	ADP
fsr-3445	39	87	the	the	DET
fsr-3445	39	88	journal	journal	NOUN
fsr-3445	39	89	of	of	ADP
fsr-3445	39	90	economic	economic	ADJ
fsr-3445	39	91	literature	literature	NOUN
fsr-3445	39	92	,	,	PUNCT
fsr-3445	39	93	which	which	PRON
fsr-3445	39	94	can	can	AUX
fsr-3445	39	95	be	be	AUX
fsr-3445	39	96	found	find	VERB
fsr-3445	39	97	at	at	ADP
fsr-3445	39	98	http://www.aeaweb.org/journal/elclasjn.html	http://www.aeaweb.org/journal/elclasjn.html	PROPN
fsr-3445	39	99	;	;	PUNCT
fsr-3445	39	100	in	in	ADP
fsr-3445	39	101	addition	addition	NOUN
fsr-3445	39	102	,	,	PUNCT
fsr-3445	39	103	up	up	ADP
fsr-3445	39	104	to	to	PART
fsr-3445	39	105	five	five	NUM
fsr-3445	39	106	key	key	ADJ
fsr-3445	39	107	words	word	NOUN
fsr-3445	39	108	should	should	AUX
fsr-3445	39	109	be	be	AUX
fsr-3445	39	110	supplied	supply	VERB
fsr-3445	39	111	.	.	PUNCT
fsr-3445	40	1	(	(	PUNCT
fsr-3445	40	2	6	6	X
fsr-3445	40	3	)	)	PUNCT
fsr-3445	40	4	information	information	NOUN
fsr-3445	40	5	on	on	ADP
fsr-3445	40	6	grants	grant	NOUN
fsr-3445	40	7	received	receive	VERB
fsr-3445	40	8	can	can	AUX
fsr-3445	40	9	be	be	AUX
fsr-3445	40	10	given	give	VERB
fsr-3445	40	11	in	in	ADP
fsr-3445	40	12	a	a	DET
fsr-3445	40	13	footnote	footnote	NOUN
fsr-3445	40	14	on	on	ADP
fsr-3445	40	15	the	the	DET
fsr-3445	40	16	title	title	NOUN
fsr-3445	40	17	page	page	NOUN
fsr-3445	40	18	.	.	PUNCT
fsr-3445	41	1	(	(	PUNCT
fsr-3445	41	2	7	7	X
fsr-3445	41	3	)	)	PUNCT
fsr-3445	41	4	the	the	DET
fsr-3445	41	5	abstract	abstract	NOUN
fsr-3445	41	6	,	,	PUNCT
fsr-3445	41	7	consisting	consist	VERB
fsr-3445	41	8	of	of	ADP
fsr-3445	41	9	no	no	DET
fsr-3445	41	10	more	more	ADJ
fsr-3445	41	11	than	than	ADP
fsr-3445	41	12	100	100	NUM
fsr-3445	41	13	words	word	NOUN
fsr-3445	41	14	,	,	PUNCT
fsr-3445	41	15	should	should	AUX
fsr-3445	41	16	appear	appear	VERB
fsr-3445	41	17	alone	alone	ADJ
fsr-3445	41	18	on	on	ADP
fsr-3445	41	19	page	page	NOUN
fsr-3445	41	20	2	2	NUM
fsr-3445	41	21	,	,	PUNCT
fsr-3445	41	22	titled	title	VERB
fsr-3445	41	23	,	,	PUNCT
fsr-3445	41	24	abstract	abstract	ADJ
fsr-3445	41	25	.	.	PUNCT
fsr-3445	42	1	(	(	PUNCT
fsr-3445	42	2	8)	8)	NUM
fsr-3445	42	3	footnotes	footnote	NOUN
fsr-3445	42	4	should	should	AUX
fsr-3445	42	5	be	be	AUX
fsr-3445	42	6	kept	keep	VERB
fsr-3445	42	7	to	to	ADP
fsr-3445	42	8	a	a	DET
fsr-3445	42	9	minimum	minimum	NOUN
fsr-3445	42	10	and	and	CCONJ
fsr-3445	42	11	should	should	AUX
fsr-3445	42	12	only	only	ADV
fsr-3445	42	13	contain	contain	VERB
fsr-3445	42	14	material	material	NOUN
fsr-3445	42	15	that	that	PRON
fsr-3445	42	16	is	be	AUX
fsr-3445	42	17	not	not	PART
fsr-3445	42	18	essential	essential	ADJ
fsr-3445	42	19	to	to	ADP
fsr-3445	42	20	the	the	DET
fsr-3445	42	21	understanding	understanding	NOUN
fsr-3445	42	22	of	of	ADP
fsr-3445	42	23	the	the	DET
fsr-3445	42	24	article	article	NOUN
fsr-3445	42	25	.	.	PUNCT
fsr-3445	43	1	as	as	ADP
fsr-3445	43	2	a	a	DET
fsr-3445	43	3	rule	rule	NOUN
fsr-3445	43	4	of	of	ADP
fsr-3445	43	5	thumb	thumb	NOUN
fsr-3445	43	6	,	,	PUNCT
fsr-3445	43	7	have	have	VERB
fsr-3445	43	8	one	one	NUM
fsr-3445	43	9	or	or	CCONJ
fsr-3445	43	10	less	less	ADJ
fsr-3445	43	11	footnote	footnote	NOUN
fsr-3445	43	12	,	,	PUNCT
fsr-3445	43	13	on	on	ADP
fsr-3445	43	14	average	average	ADJ
fsr-3445	43	15	,	,	PUNCT
fsr-3445	43	16	per	per	ADP
fsr-3445	43	17	two	two	NUM
fsr-3445	43	18	pages	page	NOUN
fsr-3445	43	19	of	of	ADP
fsr-3445	43	20	text	text	NOUN
fsr-3445	43	21	.	.	PUNCT
fsr-3445	44	1	(	(	PUNCT
fsr-3445	44	2	9	9	X
fsr-3445	44	3	)	)	PUNCT
fsr-3445	44	4	displayed	display	VERB
fsr-3445	44	5	formulae	formulae	NOUN
fsr-3445	44	6	should	should	AUX
fsr-3445	44	7	be	be	AUX
fsr-3445	44	8	numbered	number	VERB
fsr-3445	44	9	consecutively	consecutively	ADV
fsr-3445	44	10	throughout	throughout	ADP
fsr-3445	44	11	the	the	DET
fsr-3445	44	12	manuscript	manuscript	NOUN
fsr-3445	44	13	as	as	ADP
fsr-3445	44	14	(	(	PUNCT
fsr-3445	44	15	1	1	NUM
fsr-3445	44	16	)	)	PUNCT
fsr-3445	44	17	,	,	PUNCT
fsr-3445	44	18	(	(	PUNCT
fsr-3445	44	19	2	2	NUM
fsr-3445	44	20	)	)	PUNCT
fsr-3445	44	21	,	,	PUNCT
fsr-3445	44	22	etc	etc	X
fsr-3445	44	23	.	.	X
fsr-3445	44	24	against	against	ADP
fsr-3445	44	25	the	the	DET
fsr-3445	44	26	right	right	ADJ
fsr-3445	44	27	-	-	PUNCT
fsr-3445	44	28	hand	hand	NOUN
fsr-3445	44	29	margin	margin	NOUN
fsr-3445	44	30	of	of	ADP
fsr-3445	44	31	the	the	DET
fsr-3445	44	32	page	page	NOUN
fsr-3445	44	33	.	.	PUNCT
fsr-3445	45	1	in	in	ADP
fsr-3445	45	2	cases	case	NOUN
fsr-3445	45	3	where	where	SCONJ
fsr-3445	45	4	the	the	DET
fsr-3445	45	5	derivation	derivation	NOUN
fsr-3445	45	6	of	of	ADP
fsr-3445	45	7	formulae	formulae	NOUN
fsr-3445	45	8	has	have	AUX
fsr-3445	45	9	been	be	AUX
fsr-3445	45	10	abbreviated	abbreviate	VERB
fsr-3445	45	11	,	,	PUNCT
fsr-3445	45	12	it	it	PRON
fsr-3445	45	13	is	be	AUX
fsr-3445	45	14	of	of	ADP
fsr-3445	45	15	great	great	ADJ
fsr-3445	45	16	help	help	NOUN
fsr-3445	45	17	to	to	ADP
fsr-3445	45	18	the	the	DET
fsr-3445	45	19	referees	referee	NOUN
fsr-3445	45	20	if	if	SCONJ
fsr-3445	45	21	the	the	DET
fsr-3445	45	22	full	full	ADJ
fsr-3445	45	23	derivation	derivation	NOUN
fsr-3445	45	24	can	can	AUX
fsr-3445	45	25	be	be	AUX
fsr-3445	45	26	presented	present	VERB
fsr-3445	45	27	on	on	ADP
fsr-3445	45	28	a	a	DET
fsr-3445	45	29	separate	separate	ADJ
fsr-3445	45	30	sheet	sheet	NOUN
fsr-3445	45	31	(	(	PUNCT
fsr-3445	45	32	not	not	PART
fsr-3445	45	33	to	to	PART
fsr-3445	45	34	be	be	AUX
fsr-3445	45	35	published	publish	VERB
fsr-3445	45	36	)	)	PUNCT
fsr-3445	45	37	.	.	PUNCT
fsr-3445	46	1	(	(	PUNCT
fsr-3445	46	2	10	10	NUM
fsr-3445	46	3	)	)	PUNCT
fsr-3445	46	4	the	the	DET
fsr-3445	46	5	financial	financial	PROPN
fsr-3445	46	6	services	service	NOUN
fsr-3445	46	7	review	review	NOUN
fsr-3445	46	8	journal	journal	PROPN
fsr-3445	46	9	(	(	PUNCT
fsr-3445	46	10	fsr	fsr	PROPN
fsr-3445	46	11	)	)	PUNCT
fsr-3445	46	12	follows	follow	VERB
fsr-3445	46	13	the	the	DET
fsr-3445	46	14	apa	apa	PROPN
fsr-3445	46	15	publication	publication	NOUN
fsr-3445	46	16	manual	manual	NOUN
fsr-3445	46	17	,	,	PUNCT
fsr-3445	46	18	6th	6th	ADJ
fsr-3445	46	19	edition	edition	NOUN
fsr-3445	46	20	,	,	PUNCT
fsr-3445	46	21	style	style	NOUN
fsr-3445	46	22	.	.	PUNCT
fsr-3445	47	1	however	however	ADV
fsr-3445	47	2	,	,	PUNCT
fsr-3445	47	3	consistent	consistent	ADJ
fsr-3445	47	4	with	with	ADP
fsr-3445	47	5	the	the	DET
fsr-3445	47	6	current	current	ADJ
fsr-3445	47	7	trend	trend	NOUN
fsr-3445	47	8	followed	follow	VERB
fsr-3445	47	9	by	by	ADP
fsr-3445	47	10	other	other	ADJ
fsr-3445	47	11	publications	publication	NOUN
fsr-3445	47	12	in	in	ADP
fsr-3445	47	13	the	the	DET
fsr-3445	47	14	area	area	NOUN
fsr-3445	47	15	of	of	ADP
fsr-3445	47	16	finance	finance	NOUN
fsr-3445	47	17	,	,	PUNCT
fsr-3445	47	18	the	the	DET
fsr-3445	47	19	journal	journal	NOUN
fsr-3445	47	20	has	have	VERB
fsr-3445	47	21	a	a	DET
fsr-3445	47	22	very	very	ADV
fsr-3445	47	23	strong	strong	ADJ
fsr-3445	47	24	preference	preference	NOUN
fsr-3445	47	25	for	for	ADP
fsr-3445	47	26	articles	article	NOUN
fsr-3445	47	27	that	that	PRON
fsr-3445	47	28	are	be	AUX
fsr-3445	47	29	written	write	VERB
fsr-3445	47	30	in	in	ADP
fsr-3445	47	31	the	the	DET
fsr-3445	47	32	present	present	ADJ
fsr-3445	47	33	tense	tense	ADJ
fsr-3445	47	34	throughout	throughout	NOUN
fsr-3445	47	35	.	.	PUNCT
fsr-3445	48	1	references	reference	NOUN
fsr-3445	48	2	to	to	ADP
fsr-3445	48	3	publications	publication	NOUN
fsr-3445	48	4	should	should	AUX
fsr-3445	48	5	be	be	AUX
fsr-3445	48	6	as	as	SCONJ
fsr-3445	48	7	follows	follow	VERB
fsr-3445	48	8	:	:	PUNCT
fsr-3445	48	9	“	"	PUNCT
fsr-3445	48	10	smith	smith	NOUN
fsr-3445	48	11	(	(	PUNCT
fsr-3445	48	12	1992	1992	NUM
fsr-3445	48	13	)	)	PUNCT
fsr-3445	48	14	reports	report	VERB
fsr-3445	48	15	that	that	SCONJ
fsr-3445	48	16	”	"	PUNCT
fsr-3445	48	17	or	or	CCONJ
fsr-3445	48	18	“	"	PUNCT
fsr-3445	48	19	this	this	DET
fsr-3445	48	20	problem	problem	NOUN
fsr-3445	48	21	has	have	AUX
fsr-3445	48	22	been	be	AUX
fsr-3445	48	23	studied	study	VERB
fsr-3445	48	24	previously	previously	ADV
fsr-3445	48	25	(	(	PUNCT
fsr-3445	48	26	ho	ho	ADJ
fsr-3445	48	27	,	,	PUNCT
fsr-3445	48	28	milevsky	milevsky	NOUN
fsr-3445	48	29	,	,	PUNCT
fsr-3445	48	30	&	&	CCONJ
fsr-3445	48	31	robinson	robinson	PROPN
fsr-3445	48	32	,	,	PUNCT
fsr-3445	48	33	1999	1999	NUM
fsr-3445	48	34	)	)	PUNCT
fsr-3445	48	35	.	.	PUNCT
fsr-3445	48	36	”	"	PUNCT
fsr-3445	49	1	the	the	DET
fsr-3445	49	2	author	author	NOUN
fsr-3445	49	3	should	should	AUX
fsr-3445	49	4	make	make	VERB
fsr-3445	49	5	sure	sure	ADJ
fsr-3445	49	6	that	that	SCONJ
fsr-3445	49	7	there	there	PRON
fsr-3445	49	8	is	be	VERB
fsr-3445	49	9	a	a	DET
fsr-3445	49	10	strict	strict	ADJ
fsr-3445	49	11	one	one	NUM
fsr-3445	49	12	-	-	PUNCT
fsr-3445	49	13	to	to	ADP
fsr-3445	49	14	-	-	PUNCT
fsr-3445	49	15	one	one	NUM
fsr-3445	49	16	correspondence	correspondence	NOUN
fsr-3445	49	17	between	between	ADP
fsr-3445	49	18	the	the	DET
fsr-3445	49	19	names	name	NOUN
fsr-3445	49	20	and	and	CCONJ
fsr-3445	49	21	years	year	NOUN
fsr-3445	49	22	in	in	ADP
fsr-3445	49	23	the	the	DET
fsr-3445	49	24	text	text	NOUN
fsr-3445	49	25	and	and	CCONJ
fsr-3445	49	26	those	those	PRON
fsr-3445	49	27	on	on	ADP
fsr-3445	49	28	the	the	DET
fsr-3445	49	29	reference	reference	NOUN
fsr-3445	49	30	list	list	NOUN
fsr-3445	49	31	.	.	PUNCT
fsr-3445	50	1	the	the	DET
fsr-3445	50	2	list	list	NOUN
fsr-3445	50	3	of	of	ADP
fsr-3445	50	4	references	reference	NOUN
fsr-3445	50	5	should	should	AUX
fsr-3445	50	6	appear	appear	VERB
fsr-3445	50	7	at	at	ADP
fsr-3445	50	8	the	the	DET
fsr-3445	50	9	end	end	NOUN
fsr-3445	50	10	of	of	ADP
fsr-3445	50	11	the	the	DET
fsr-3445	50	12	main	main	ADJ
fsr-3445	50	13	text	text	NOUN
fsr-3445	50	14	(	(	PUNCT
fsr-3445	50	15	after	after	ADP
fsr-3445	50	16	any	any	DET
fsr-3445	50	17	appendices	appendix	NOUN
fsr-3445	50	18	,	,	PUNCT
fsr-3445	50	19	but	but	CCONJ
fsr-3445	50	20	before	before	ADP
fsr-3445	50	21	tables	table	NOUN
fsr-3445	50	22	and	and	CCONJ
fsr-3445	50	23	legends	legend	NOUN
fsr-3445	50	24	for	for	ADP
fsr-3445	50	25	figures	figure	NOUN
fsr-3445	50	26	)	)	PUNCT
fsr-3445	50	27	.	.	PUNCT
fsr-3445	51	1	it	it	PRON
fsr-3445	51	2	should	should	AUX
fsr-3445	51	3	be	be	AUX
fsr-3445	51	4	double	double	ADV
fsr-3445	51	5	spaced	space	VERB
fsr-3445	51	6	and	and	CCONJ
fsr-3445	51	7	listed	list	VERB
fsr-3445	51	8	in	in	ADP
fsr-3445	51	9	alphabetical	alphabetical	ADJ
fsr-3445	51	10	order	order	NOUN
fsr-3445	51	11	by	by	ADP
fsr-3445	51	12	author	author	NOUN
fsr-3445	51	13	’s	’s	PART
fsr-3445	51	14	name	name	NOUN
fsr-3445	51	15	.	.	PUNCT
fsr-3445	52	1	references	reference	NOUN
fsr-3445	52	2	should	should	AUX
fsr-3445	52	3	appear	appear	VERB
fsr-3445	52	4	as	as	SCONJ
fsr-3445	52	5	follows	follow	VERB
fsr-3445	52	6	:	:	PUNCT
fsr-3445	52	7	books	book	NOUN
fsr-3445	52	8	:	:	PUNCT
fsr-3445	52	9	hawawini	hawawini	X
fsr-3445	52	10	,	,	PUNCT
fsr-3445	52	11	g.	g.	PROPN
fsr-3445	52	12	&	&	CCONJ
fsr-3445	52	13	swary	swary	PROPN
fsr-3445	52	14	,	,	PUNCT
fsr-3445	52	15	i.	i.	NOUN
fsr-3445	52	16	(	(	PUNCT
fsr-3445	52	17	1990	1990	NUM
fsr-3445	52	18	)	)	PUNCT
fsr-3445	52	19	.	.	PUNCT
fsr-3445	53	1	mergers	merger	NOUN
fsr-3445	53	2	and	and	CCONJ
fsr-3445	53	3	acquisitions	acquisition	NOUN
fsr-3445	53	4	in	in	ADP
fsr-3445	53	5	the	the	DET
fsr-3445	53	6	u.s	u.s	PROPN
fsr-3445	53	7	.	.	PROPN
fsr-3445	53	8	banking	banking	NOUN
fsr-3445	53	9	industry	industry	NOUN
fsr-3445	53	10	:	:	PUNCT
fsr-3445	53	11	evidence	evidence	NOUN
fsr-3445	53	12	from	from	ADP
fsr-3445	53	13	the	the	DET
fsr-3445	53	14	capital	capital	NOUN
fsr-3445	53	15	markets	market	NOUN
fsr-3445	53	16	.	.	PUNCT
fsr-3445	54	1	amsterdam	amsterdam	PROPN
fsr-3445	54	2	:	:	PUNCT
fsr-3445	54	3	north	north	PROPN
fsr-3445	54	4	holland	holland	PROPN
fsr-3445	54	5	.	.	PUNCT
fsr-3445	55	1	chapter	chapter	NOUN
fsr-3445	55	2	in	in	ADP
fsr-3445	55	3	a	a	DET
fsr-3445	55	4	book	book	NOUN
fsr-3445	55	5	:	:	PUNCT
fsr-3445	55	6	brunner	brunner	PROPN
fsr-3445	55	7	,	,	PUNCT
fsr-3445	55	8	k.	k.	PROPN
fsr-3445	55	9	&	&	CCONJ
fsr-3445	55	10	meltzer	meltzer	PROPN
fsr-3445	55	11	,	,	PUNCT
fsr-3445	55	12	a.	a.	PROPN
fsr-3445	55	13	h.	h.	PROPN
fsr-3445	55	14	(	(	PUNCT
fsr-3445	55	15	1990	1990	NUM
fsr-3445	55	16	)	)	PUNCT
fsr-3445	55	17	.	.	PUNCT
fsr-3445	56	1	money	money	NOUN
fsr-3445	56	2	supply	supply	NOUN
fsr-3445	56	3	.	.	PUNCT
fsr-3445	57	1	in	in	ADP
fsr-3445	57	2	:	:	PUNCT
fsr-3445	57	3	b.	b.	PROPN
fsr-3445	57	4	m.	m.	PROPN
fsr-3445	57	5	friedman	friedman	PROPN
fsr-3445	57	6	&	&	CCONJ
fsr-3445	57	7	f.	f.	PROPN
fsr-3445	57	8	h.	h.	PROPN
fsr-3445	57	9	hahn	hahn	PROPN
fsr-3445	57	10	(	(	PUNCT
fsr-3445	57	11	eds	eds	PROPN
fsr-3445	57	12	.	.	PUNCT
fsr-3445	57	13	)	)	PUNCT
fsr-3445	57	14	,	,	PUNCT
fsr-3445	57	15	handbook	handbook	NOUN
fsr-3445	57	16	of	of	ADP
fsr-3445	57	17	monetary	monetary	ADJ
fsr-3445	57	18	economics	economic	NOUN
fsr-3445	57	19	(	(	PUNCT
fsr-3445	57	20	vol	vol	NOUN
fsr-3445	57	21	.	.	PROPN
fsr-3445	57	22	1	1	NUM
fsr-3445	57	23	,	,	PUNCT
fsr-3445	57	24	pp	pp	ADJ
fsr-3445	57	25	.	.	PUNCT
fsr-3445	57	26	357	357	NUM
fsr-3445	57	27	-	-	SYM
fsr-3445	57	28	396	396	NUM
fsr-3445	57	29	)	)	PUNCT
fsr-3445	57	30	.	.	PUNCT
fsr-3445	58	1	amsterdam	amsterdam	PROPN
fsr-3445	58	2	:	:	PUNCT
fsr-3445	58	3	north	north	PROPN
fsr-3445	58	4	holland	holland	PROPN
fsr-3445	58	5	.	.	PUNCT
fsr-3445	59	1	periodicals	periodical	NOUN
fsr-3445	59	2	:	:	PUNCT
fsr-3445	59	3	ang	ang	PROPN
fsr-3445	59	4	,	,	PUNCT
fsr-3445	59	5	j.	j.	PROPN
fsr-3445	59	6	s.	s.	PROPN
fsr-3445	59	7	&	&	CCONJ
fsr-3445	59	8	fatemi	fatemi	PROPN
fsr-3445	59	9	,	,	PUNCT
fsr-3445	59	10	a.	a.	NOUN
fsr-3445	59	11	m.	m.	NOUN
fsr-3445	59	12	(	(	PUNCT
fsr-3445	59	13	1997	1997	NUM
fsr-3445	59	14	)	)	PUNCT
fsr-3445	59	15	.	.	PUNCT
fsr-3445	60	1	personal	personal	ADJ
fsr-3445	60	2	bankruptcy	bankruptcy	NOUN
fsr-3445	60	3	costs	cost	NOUN
fsr-3445	60	4	:	:	PUNCT
fsr-3445	60	5	their	their	PRON
fsr-3445	60	6	relevance	relevance	NOUN
fsr-3445	60	7	and	and	CCONJ
fsr-3445	60	8	some	some	DET
fsr-3445	60	9	estimates	estimate	NOUN
fsr-3445	60	10	.	.	PUNCT
fsr-3445	61	1	financial	financial	ADJ
fsr-3445	61	2	services	service	NOUN
fsr-3445	61	3	review	review	PROPN
fsr-3445	61	4	,	,	PUNCT
fsr-3445	61	5	6	6	NUM
fsr-3445	61	6	,	,	PUNCT
fsr-3445	61	7	77	77	NUM
fsr-3445	61	8	-	-	SYM
fsr-3445	61	9	96	96	NUM
fsr-3445	61	10	.	.	PUNCT
fsr-3445	62	1	note	note	VERB
fsr-3445	62	2	that	that	SCONJ
fsr-3445	62	3	journal	journal	PROPN
fsr-3445	62	4	titles	title	NOUN
fsr-3445	62	5	should	should	AUX
fsr-3445	62	6	not	not	PART
fsr-3445	62	7	be	be	AUX
fsr-3445	62	8	abbreviated	abbreviate	VERB
fsr-3445	62	9	.	.	PUNCT
fsr-3445	63	1	(	(	PUNCT
fsr-3445	63	2	11	11	NUM
fsr-3445	63	3	)	)	PUNCT
fsr-3445	63	4	illustrations	illustration	NOUN
fsr-3445	63	5	will	will	AUX
fsr-3445	63	6	be	be	AUX
fsr-3445	63	7	reproduced	reproduce	VERB
fsr-3445	63	8	photographically	photographically	ADV
fsr-3445	63	9	from	from	ADP
fsr-3445	63	10	originals	original	NOUN
fsr-3445	63	11	supplied	supply	VERB
fsr-3445	63	12	by	by	ADP
fsr-3445	63	13	the	the	DET
fsr-3445	63	14	author	author	NOUN
fsr-3445	63	15	;	;	PUNCT
fsr-3445	63	16	they	they	PRON
fsr-3445	63	17	will	will	AUX
fsr-3445	63	18	not	not	PART
fsr-3445	63	19	be	be	AUX
fsr-3445	63	20	redrawn	redrawn	VERB
fsr-3445	63	21	by	by	ADP
fsr-3445	63	22	the	the	DET
fsr-3445	63	23	publisher	publisher	NOUN
fsr-3445	63	24	.	.	PUNCT
fsr-3445	64	1	please	please	INTJ
fsr-3445	64	2	provide	provide	VERB
fsr-3445	64	3	all	all	DET
fsr-3445	64	4	illustrations	illustration	NOUN
fsr-3445	64	5	in	in	ADP
fsr-3445	64	6	quadruplicate	quadruplicate	NOUN
fsr-3445	64	7	(	(	PUNCT
fsr-3445	64	8	one	one	NUM
fsr-3445	64	9	high	high	ADJ
fsr-3445	64	10	-	-	PUNCT
fsr-3445	64	11	contrast	contrast	NOUN
fsr-3445	64	12	original	original	ADJ
fsr-3445	64	13	and	and	CCONJ
fsr-3445	64	14	three	three	NUM
fsr-3445	64	15	photocopies	photocopy	NOUN
fsr-3445	64	16	)	)	PUNCT
fsr-3445	64	17	.	.	PUNCT
fsr-3445	65	1	care	care	NOUN
fsr-3445	65	2	should	should	AUX
fsr-3445	65	3	be	be	AUX
fsr-3445	65	4	taken	take	VERB
fsr-3445	65	5	that	that	DET
fsr-3445	65	6	lettering	lettering	NOUN
fsr-3445	65	7	and	and	CCONJ
fsr-3445	65	8	symbols	symbol	NOUN
fsr-3445	65	9	are	be	AUX
fsr-3445	65	10	of	of	ADP
fsr-3445	65	11	a	a	DET
fsr-3445	65	12	comparable	comparable	ADJ
fsr-3445	65	13	size	size	NOUN
fsr-3445	65	14	.	.	PUNCT
fsr-3445	66	1	the	the	DET
fsr-3445	66	2	illustrations	illustration	NOUN
fsr-3445	66	3	should	should	AUX
fsr-3445	66	4	not	not	PART
fsr-3445	66	5	be	be	AUX
fsr-3445	66	6	inserted	insert	VERB
fsr-3445	66	7	in	in	ADP
fsr-3445	66	8	the	the	DET
fsr-3445	66	9	text	text	NOUN
fsr-3445	66	10	,	,	PUNCT
fsr-3445	66	11	and	and	CCONJ
fsr-3445	66	12	should	should	AUX
fsr-3445	66	13	be	be	AUX
fsr-3445	66	14	marked	mark	VERB
fsr-3445	66	15	on	on	ADP
fsr-3445	66	16	the	the	DET
fsr-3445	66	17	back	back	NOUN
fsr-3445	66	18	with	with	ADP
fsr-3445	66	19	figure	figure	NOUN
fsr-3445	66	20	number	number	NOUN
fsr-3445	66	21	,	,	PUNCT
fsr-3445	66	22	title	title	NOUN
fsr-3445	66	23	of	of	ADP
fsr-3445	66	24	paper	paper	NOUN
fsr-3445	66	25	,	,	PUNCT
fsr-3445	66	26	and	and	CCONJ
fsr-3445	66	27	author	author	NOUN
fsr-3445	66	28	’s	’s	PART
fsr-3445	66	29	name	name	NOUN
fsr-3445	66	30	.	.	PUNCT
fsr-3445	67	1	all	all	DET
fsr-3445	67	2	graphs	graph	NOUN
fsr-3445	67	3	and	and	CCONJ
fsr-3445	67	4	diagrams	diagram	NOUN
fsr-3445	67	5	should	should	AUX
fsr-3445	67	6	be	be	AUX
fsr-3445	67	7	referred	refer	VERB
fsr-3445	67	8	to	to	ADP
fsr-3445	67	9	as	as	ADP
fsr-3445	67	10	figures	figure	NOUN
fsr-3445	67	11	,	,	PUNCT
fsr-3445	67	12	and	and	CCONJ
fsr-3445	67	13	should	should	AUX
fsr-3445	67	14	be	be	AUX
fsr-3445	67	15	numbered	number	VERB
fsr-3445	67	16	consecutively	consecutively	ADV
fsr-3445	67	17	in	in	ADP
fsr-3445	67	18	the	the	DET
fsr-3445	67	19	text	text	NOUN
fsr-3445	67	20	in	in	ADP
fsr-3445	67	21	arabic	arabic	ADJ
fsr-3445	67	22	numerals	numeral	NOUN
fsr-3445	67	23	.	.	PUNCT
fsr-3445	68	1	illustration	illustration	NOUN
fsr-3445	68	2	for	for	ADP
fsr-3445	68	3	papers	paper	NOUN
fsr-3445	68	4	submitted	submit	VERB
fsr-3445	68	5	as	as	ADP
fsr-3445	68	6	electronic	electronic	ADJ
fsr-3445	68	7	manuscripts	manuscript	NOUN
fsr-3445	68	8	should	should	AUX
fsr-3445	68	9	be	be	AUX
fsr-3445	68	10	in	in	ADP
fsr-3445	68	11	traditional	traditional	ADJ
fsr-3445	68	12	form	form	NOUN
fsr-3445	68	13	.	.	PUNCT
fsr-3445	69	1	the	the	DET
fsr-3445	69	2	journal	journal	NOUN
fsr-3445	69	3	is	be	AUX
fsr-3445	69	4	not	not	PART
fsr-3445	69	5	printed	print	VERB
fsr-3445	69	6	in	in	ADP
fsr-3445	69	7	color	color	NOUN
fsr-3445	69	8	,	,	PUNCT
fsr-3445	69	9	so	so	ADV
fsr-3445	69	10	all	all	DET
fsr-3445	69	11	graphs	graph	NOUN
fsr-3445	69	12	and	and	CCONJ
fsr-3445	69	13	illustrations	illustration	NOUN
fsr-3445	69	14	should	should	AUX
fsr-3445	69	15	be	be	AUX
fsr-3445	69	16	in	in	ADP
fsr-3445	69	17	black	black	ADJ
fsr-3445	69	18	and	and	CCONJ
fsr-3445	69	19	white	white	ADJ
fsr-3445	69	20	.	.	PUNCT
fsr-3445	70	1	(	(	PUNCT
fsr-3445	70	2	12	12	NUM
fsr-3445	70	3	)	)	PUNCT
fsr-3445	70	4	tables	table	NOUN
fsr-3445	70	5	should	should	AUX
fsr-3445	70	6	be	be	AUX
fsr-3445	70	7	numbered	number	VERB
fsr-3445	70	8	consecutively	consecutively	ADV
fsr-3445	70	9	in	in	ADP
fsr-3445	70	10	the	the	DET
fsr-3445	70	11	text	text	NOUN
fsr-3445	70	12	in	in	ADP
fsr-3445	70	13	arabic	arabic	ADJ
fsr-3445	70	14	numerals	numeral	NOUN
fsr-3445	70	15	and	and	CCONJ
fsr-3445	70	16	printed	print	VERB
fsr-3445	70	17	on	on	ADP
fsr-3445	70	18	separate	separate	ADJ
fsr-3445	70	19	sheets	sheet	NOUN
fsr-3445	70	20	.	.	PUNCT
fsr-3445	71	1	any	any	DET
fsr-3445	71	2	manuscript	manuscript	NOUN
fsr-3445	71	3	which	which	PRON
fsr-3445	71	4	does	do	AUX
fsr-3445	71	5	not	not	PART
fsr-3445	71	6	conform	conform	VERB
fsr-3445	71	7	to	to	ADP
fsr-3445	71	8	the	the	DET
fsr-3445	71	9	above	above	ADJ
fsr-3445	71	10	instructions	instruction	NOUN
fsr-3445	71	11	will	will	AUX
fsr-3445	71	12	be	be	AUX
fsr-3445	71	13	returned	return	VERB
fsr-3445	71	14	for	for	ADP
fsr-3445	71	15	the	the	DET
fsr-3445	71	16	necessary	necessary	ADJ
fsr-3445	71	17	revision	revision	NOUN
fsr-3445	71	18	before	before	ADP
fsr-3445	71	19	publication	publication	NOUN
fsr-3445	71	20	.	.	PUNCT
fsr-3445	72	1	page	page	NOUN
fsr-3445	72	2	proofs	proof	NOUN
fsr-3445	72	3	will	will	AUX
fsr-3445	72	4	be	be	AUX
fsr-3445	72	5	sent	send	VERB
fsr-3445	72	6	to	to	ADP
fsr-3445	72	7	the	the	DET
fsr-3445	72	8	corresponding	corresponding	ADJ
fsr-3445	72	9	author	author	NOUN
fsr-3445	72	10	.	.	PUNCT
fsr-3445	73	1	proofs	proof	NOUN
fsr-3445	73	2	should	should	AUX
fsr-3445	73	3	be	be	AUX
fsr-3445	73	4	corrected	correct	VERB
fsr-3445	73	5	carefully	carefully	ADV
fsr-3445	73	6	;	;	PUNCT
fsr-3445	73	7	the	the	DET
fsr-3445	73	8	responsibility	responsibility	NOUN
fsr-3445	73	9	for	for	ADP
fsr-3445	73	10	detecting	detect	VERB
fsr-3445	73	11	errors	error	NOUN
fsr-3445	73	12	lies	lie	VERB
fsr-3445	73	13	with	with	ADP
fsr-3445	73	14	the	the	DET
fsr-3445	73	15	author	author	NOUN
fsr-3445	73	16	.	.	PUNCT
fsr-3445	74	1	corrections	correction	NOUN
fsr-3445	74	2	should	should	AUX
fsr-3445	74	3	be	be	AUX
fsr-3445	74	4	restricted	restrict	VERB
fsr-3445	74	5	to	to	ADP
fsr-3445	74	6	instances	instance	NOUN
fsr-3445	74	7	in	in	ADP
fsr-3445	74	8	which	which	PRON
fsr-3445	74	9	the	the	DET
fsr-3445	74	10	proof	proof	NOUN
fsr-3445	74	11	is	be	AUX
fsr-3445	74	12	at	at	ADP
fsr-3445	74	13	variance	variance	NOUN
fsr-3445	74	14	with	with	ADP
fsr-3445	74	15	the	the	DET
fsr-3445	74	16	manuscript	manuscript	NOUN
fsr-3445	74	17	.	.	PUNCT
fsr-3445	75	1	extensive	extensive	ADJ
fsr-3445	75	2	alterations	alteration	NOUN
fsr-3445	75	3	will	will	AUX
fsr-3445	75	4	be	be	AUX
fsr-3445	75	5	charged	charge	VERB
fsr-3445	75	6	.	.	PUNCT
fsr-3445	76	1	reprints	reprint	NOUN
fsr-3445	76	2	of	of	ADP
fsr-3445	76	3	your	your	PRON
fsr-3445	76	4	article	article	NOUN
fsr-3445	76	5	are	be	AUX
fsr-3445	76	6	available	available	ADJ
fsr-3445	76	7	at	at	ADP
fsr-3445	76	8	cost	cost	NOUN
fsr-3445	76	9	if	if	SCONJ
fsr-3445	76	10	they	they	PRON
fsr-3445	76	11	are	be	AUX
fsr-3445	76	12	ordered	order	VERB
fsr-3445	76	13	when	when	SCONJ
fsr-3445	76	14	the	the	DET
fsr-3445	76	15	proof	proof	NOUN
fsr-3445	76	16	is	be	AUX
fsr-3445	76	17	returned	return	VERB
fsr-3445	76	18	.	.	PUNCT
fsr-3445	77	1	financial	financial	ADJ
fsr-3445	77	2	services	service	NOUN
fsr-3445	77	3	review	review	NOUN
fsr-3445	77	4	(	(	PUNCT
fsr-3445	77	5	issn	issn	PROPN
fsr-3445	77	6	:	:	PUNCT
fsr-3445	77	7	1057	1057	NUM
fsr-3445	77	8	-	-	SYM
fsr-3445	77	9	0810	0810	NUM
fsr-3445	77	10	)	)	PUNCT
fsr-3445	77	11	academy	academy	NOUN
fsr-3445	77	12	of	of	ADP
fsr-3445	77	13	financial	financial	PROPN
fsr-3445	77	14	services	service	NOUN
fsr-3445	77	15	stuart	stuart	PROPN
fsr-3445	77	16	michelson	michelson	PROPN
fsr-3445	77	17	stetson	stetson	PROPN
fsr-3445	77	18	university	university	PROPN
fsr-3445	77	19	school	school	NOUN
fsr-3445	77	20	of	of	ADP
fsr-3445	77	21	business	business	NOUN
fsr-3445	77	22	421	421	NUM
fsr-3445	77	23	n.	n.	PROPN
fsr-3445	77	24	woodland	woodland	PROPN
fsr-3445	77	25	blvd	blvd	PROPN
fsr-3445	77	26	.	.	PUNCT
fsr-3445	78	1	unit	unit	NOUN
fsr-3445	78	2	8398	8398	NUM
fsr-3445	78	3	deland	deland	PROPN
fsr-3445	78	4	,	,	PUNCT
fsr-3445	78	5	fl	fl	PROPN
fsr-3445	78	6	32723	32723	NUM
fsr-3445	78	7	(	(	PUNCT
fsr-3445	78	8	address	address	NOUN
fsr-3445	78	9	service	service	NOUN
fsr-3445	78	10	requested	request	VERB
fsr-3445	78	11	)	)	PUNCT