id	sid	tid	token	lemma	pos
fsr-3446	1	1	academy	academy	PROPN
fsr-3446	1	2	of	of	ADP
fsr-3446	1	3	financial	financial	ADJ
fsr-3446	1	4	services	service	NOUN
fsr-3446	1	5	officers	officer	NOUN
fsr-3446	1	6	president	president	PROPN
fsr-3446	1	7	inga	inga	PROPN
fsr-3446	1	8	timmerman	timmerman	PROPN
fsr-3446	1	9	california	california	PROPN
fsr-3446	1	10	state	state	PROPN
fsr-3446	1	11	university	university	PROPN
fsr-3446	1	12	,	,	PUNCT
fsr-3446	1	13	northridge	northridge	PROPN
fsr-3446	1	14	president	president	PROPN
fsr-3446	1	15	-	-	PUNCT
fsr-3446	1	16	elect	elect	PROPN
fsr-3446	1	17	executive	executive	ADJ
fsr-3446	1	18	vice	vice	NOUN
fsr-3446	1	19	president	president	NOUN
fsr-3446	1	20	-	-	PUNCT
fsr-3446	1	21	program	program	NOUN
fsr-3446	1	22	terrance	terrance	PROPN
fsr-3446	1	23	k.	k.	PROPN
fsr-3446	1	24	martin	martin	PROPN
fsr-3446	1	25	utah	utah	PROPN
fsr-3446	1	26	valley	valley	PROPN
fsr-3446	1	27	university	university	PROPN
fsr-3446	1	28	vice	vice	NOUN
fsr-3446	1	29	president	president	NOUN
fsr-3446	1	30	-	-	PUNCT
fsr-3446	1	31	communications	communication	NOUN
fsr-3446	1	32	colleen	colleen	PROPN
fsr-3446	1	33	tokar	tokar	NOUN
fsr-3446	1	34	asaad	asaad	PROPN
fsr-3446	1	35	baldwin	baldwin	PROPN
fsr-3446	1	36	wallace	wallace	PROPN
fsr-3446	1	37	university	university	PROPN
fsr-3446	1	38	vice	vice	NOUN
fsr-3446	1	39	president	president	NOUN
fsr-3446	1	40	-	-	PUNCT
fsr-3446	1	41	finance	finance	NOUN
fsr-3446	1	42	thomas	thomas	PROPN
fsr-3446	1	43	p.	p.	PROPN
fsr-3446	1	44	langdon	langdon	PROPN
fsr-3446	1	45	roger	roger	PROPN
fsr-3446	1	46	williams	williams	PROPN
fsr-3446	1	47	university	university	PROPN
fsr-3446	1	48	vice	vice	PROPN
fsr-3446	1	49	president	president	PROPN
fsr-3446	1	50	-	-	PUNCT
fsr-3446	1	51	international	international	ADJ
fsr-3446	1	52	relations	relation	NOUN
fsr-3446	1	53	philip	philip	PROPN
fsr-3446	1	54	gibson	gibson	PROPN
fsr-3446	1	55	winthrop	winthrop	PROPN
fsr-3446	1	56	university	university	PROPN
fsr-3446	1	57	vice	vice	PROPN
fsr-3446	1	58	president	president	PROPN
fsr-3446	1	59	-	-	PUNCT
fsr-3446	1	60	mktg	mktg	PROPN
fsr-3446	1	61	&	&	CCONJ
fsr-3446	1	62	public	public	ADJ
fsr-3446	1	63	relations	relation	NOUN
fsr-3446	1	64	shawn	shawn	PROPN
fsr-3446	1	65	brayman	brayman	PROPN
fsr-3446	1	66	planplus	planplus	PROPN
fsr-3446	1	67	global	global	PROPN
fsr-3446	1	68	immediate	immediate	ADJ
fsr-3446	1	69	past	past	PROPN
fsr-3446	1	70	president	president	PROPN
fsr-3446	1	71	janine	janine	PROPN
fsr-3446	1	72	sam	sam	PROPN
fsr-3446	1	73	shepherd	shepherd	PROPN
fsr-3446	1	74	university	university	PROPN
fsr-3446	1	75	editor	editor	NOUN
fsr-3446	1	76	,	,	PUNCT
fsr-3446	1	77	financial	financial	ADJ
fsr-3446	1	78	services	service	NOUN
fsr-3446	1	79	review	review	VERB
fsr-3446	1	80	stuart	stuart	PROPN
fsr-3446	1	81	michelson	michelson	PROPN
fsr-3446	1	82	stetson	stetson	PROPN
fsr-3446	1	83	university	university	PROPN
fsr-3446	1	84	directors	director	NOUN
fsr-3446	1	85	charles	charles	PROPN
fsr-3446	1	86	chaffin	chaffin	PROPN
fsr-3446	1	87	cfp	cfp	PROPN
fsr-3446	1	88	board	board	PROPN
fsr-3446	1	89	of	of	ADP
fsr-3446	1	90	standards	standard	NOUN
fsr-3446	1	91	lu	lu	PROPN
fsr-3446	1	92	fan	fan	PROPN
fsr-3446	1	93	university	university	PROPN
fsr-3446	1	94	of	of	ADP
fsr-3446	1	95	missouri	missouri	PROPN
fsr-3446	1	96	barry	barry	PROPN
fsr-3446	1	97	mulholland	mulholland	PROPN
fsr-3446	1	98	university	university	PROPN
fsr-3446	1	99	of	of	ADP
fsr-3446	1	100	akron	akron	PROPN
fsr-3446	1	101	tom	tom	PROPN
fsr-3446	1	102	potts	potts	PROPN
fsr-3446	1	103	baylor	baylor	PROPN
fsr-3446	1	104	university	university	PROPN
fsr-3446	1	105	laura	laura	PROPN
fsr-3446	1	106	ricaldi	ricaldi	VERB
fsr-3446	1	107	utah	utah	PROPN
fsr-3446	1	108	valley	valley	PROPN
fsr-3446	1	109	university	university	PROPN
fsr-3446	1	110	past	past	PROPN
fsr-3446	1	111	presidents	president	NOUN
fsr-3446	1	112	janine	janine	PROPN
fsr-3446	1	113	sam	sam	PROPN
fsr-3446	1	114	,	,	PUNCT
fsr-3446	1	115	2019	2019	NUM
fsr-3446	1	116	-	-	SYM
fsr-3446	1	117	20	20	NUM
fsr-3446	1	118	shepherd	shepherd	ADJ
fsr-3446	1	119	university	university	NOUN
fsr-3446	1	120	swarn	swarn	PROPN
fsr-3446	1	121	chatterjee	chatterjee	PROPN
fsr-3446	1	122	,	,	PUNCT
fsr-3446	1	123	2018	2018	NUM
fsr-3446	1	124	-	-	SYM
fsr-3446	1	125	19	19	NUM
fsr-3446	1	126	university	university	PROPN
fsr-3446	1	127	of	of	ADP
fsr-3446	1	128	georgia	georgia	PROPN
fsr-3446	1	129	robert	robert	PROPN
fsr-3446	1	130	moreschi	moreschi	PROPN
fsr-3446	1	131	,	,	PUNCT
fsr-3446	1	132	2016	2016	NUM
fsr-3446	1	133	-	-	SYM
fsr-3446	1	134	18	18	NUM
fsr-3446	1	135	virginia	virginia	PROPN
fsr-3446	1	136	military	military	PROPN
fsr-3446	1	137	institute	institute	PROPN
fsr-3446	1	138	thomas	thomas	PROPN
fsr-3446	1	139	coe	coe	PROPN
fsr-3446	1	140	,	,	PUNCT
fsr-3446	1	141	2015	2015	NUM
fsr-3446	1	142	-	-	SYM
fsr-3446	1	143	16	16	NUM
fsr-3446	1	144	quinnipiac	quinnipiac	PROPN
fsr-3446	1	145	university	university	PROPN
fsr-3446	1	146	william	william	PROPN
fsr-3446	1	147	chittenden	chittenden	PROPN
fsr-3446	1	148	,	,	PUNCT
fsr-3446	1	149	2014	2014	NUM
fsr-3446	1	150	-	-	SYM
fsr-3446	1	151	15	15	NUM
fsr-3446	1	152	texas	texas	PROPN
fsr-3446	1	153	state	state	PROPN
fsr-3446	1	154	university	university	PROPN
fsr-3446	1	155	lance	lance	PROPN
fsr-3446	1	156	palmer	palmer	PROPN
fsr-3446	1	157	,	,	PUNCT
fsr-3446	1	158	2013	2013	NUM
fsr-3446	1	159	-	-	SYM
fsr-3446	1	160	14	14	NUM
fsr-3446	1	161	university	university	PROPN
fsr-3446	1	162	of	of	ADP
fsr-3446	1	163	georgia	georgia	PROPN
fsr-3446	1	164	frank	frank	PROPN
fsr-3446	1	165	laatsch	laatsch	PROPN
fsr-3446	1	166	,	,	PUNCT
fsr-3446	1	167	2012	2012	NUM
fsr-3446	1	168	-	-	SYM
fsr-3446	1	169	13	13	NUM
fsr-3446	1	170	university	university	NOUN
fsr-3446	1	171	of	of	ADP
fsr-3446	1	172	southern	southern	PROPN
fsr-3446	1	173	mississippi	mississippi	PROPN
fsr-3446	1	174	brian	brian	PROPN
fsr-3446	1	175	boscaljon	boscaljon	PROPN
fsr-3446	1	176	,	,	PUNCT
fsr-3446	1	177	2011	2011	NUM
fsr-3446	1	178	-	-	SYM
fsr-3446	1	179	12	12	NUM
fsr-3446	1	180	penn	penn	PROPN
fsr-3446	1	181	state	state	PROPN
fsr-3446	1	182	university	university	PROPN
fsr-3446	1	183	-	-	PUNCT
fsr-3446	1	184	erie	erie	PROPN
fsr-3446	1	185	halil	halil	PROPN
fsr-3446	1	186	kiymaz	kiymaz	PROPN
fsr-3446	1	187	,	,	PUNCT
fsr-3446	1	188	2010	2010	NUM
fsr-3446	1	189	-	-	SYM
fsr-3446	1	190	11	11	NUM
fsr-3446	1	191	rollins	rollin	NOUN
fsr-3446	1	192	college	college	PROPN
fsr-3446	1	193	of	of	ADP
fsr-3446	1	194	business	business	PROPN
fsr-3446	1	195	david	david	PROPN
fsr-3446	1	196	lange	lange	PROPN
fsr-3446	1	197	,	,	PUNCT
fsr-3446	1	198	2009	2009	NUM
fsr-3446	1	199	-	-	SYM
fsr-3446	1	200	10	10	NUM
fsr-3446	1	201	auburn	auburn	NOUN
fsr-3446	1	202	university	university	PROPN
fsr-3446	1	203	,	,	PUNCT
fsr-3446	1	204	montgomery	montgomery	PROPN
fsr-3446	1	205	vickie	vickie	PROPN
fsr-3446	1	206	hampton	hampton	PROPN
fsr-3446	1	207	,	,	PUNCT
fsr-3446	1	208	2008	2008	NUM
fsr-3446	1	209	-	-	SYM
fsr-3446	1	210	09	09	NUM
fsr-3446	1	211	texas	texas	PROPN
fsr-3446	1	212	tech	tech	PROPN
fsr-3446	1	213	university	university	PROPN
fsr-3446	1	214	frank	frank	PROPN
fsr-3446	1	215	laatsch	laatsch	PROPN
fsr-3446	1	216	2007	2007	NUM
fsr-3446	1	217	-	-	SYM
fsr-3446	1	218	08	08	NUM
fsr-3446	1	219	university	university	PROPN
fsr-3446	1	220	of	of	ADP
fsr-3446	1	221	southern	southern	PROPN
fsr-3446	1	222	mississippi	mississippi	PROPN
fsr-3446	1	223	daniel	daniel	PROPN
fsr-3446	1	224	walz	walz	PROPN
fsr-3446	1	225	,	,	PUNCT
fsr-3446	1	226	2006	2006	NUM
fsr-3446	1	227	-	-	SYM
fsr-3446	1	228	07	07	NUM
fsr-3446	1	229	trinity	trinity	NOUN
fsr-3446	1	230	university	university	PROPN
fsr-3446	1	231	anne	anne	PROPN
fsr-3446	1	232	gleason	gleason	PROPN
fsr-3446	1	233	,	,	PUNCT
fsr-3446	1	234	2005	2005	NUM
fsr-3446	1	235	-	-	SYM
fsr-3446	1	236	06	06	NUM
fsr-3446	1	237	college	college	PROPN
fsr-3446	1	238	of	of	ADP
fsr-3446	1	239	charleston	charleston	PROPN
fsr-3446	1	240	stuart	stuart	PROPN
fsr-3446	1	241	michelson	michelson	PROPN
fsr-3446	1	242	,	,	PUNCT
fsr-3446	1	243	2004	2004	NUM
fsr-3446	1	244	-	-	SYM
fsr-3446	1	245	05	05	NUM
fsr-3446	1	246	stetson	stetson	PROPN
fsr-3446	1	247	university	university	PROPN
fsr-3446	1	248	grady	grady	PROPN
fsr-3446	1	249	perdue	perdue	PROPN
fsr-3446	1	250	,	,	PUNCT
fsr-3446	1	251	2003	2003	NUM
fsr-3446	1	252	-	-	SYM
fsr-3446	1	253	04	04	NUM
fsr-3446	1	254	university	university	PROPN
fsr-3446	1	255	of	of	ADP
fsr-3446	1	256	houston	houston	PROPN
fsr-3446	1	257	-	-	PUNCT
fsr-3446	1	258	clear	clear	PROPN
fsr-3446	1	259	lake	lake	PROPN
fsr-3446	1	260	vickie	vickie	PROPN
fsr-3446	1	261	bajtelsmit	bajtelsmit	NOUN
fsr-3446	1	262	,	,	PUNCT
fsr-3446	1	263	2002	2002	NUM
fsr-3446	1	264	-	-	SYM
fsr-3446	1	265	03	03	NUM
fsr-3446	1	266	colorado	colorado	PROPN
fsr-3446	1	267	state	state	PROPN
fsr-3446	1	268	university	university	PROPN
fsr-3446	1	269	karen	karen	PROPN
fsr-3446	1	270	eilers	eilers	PROPN
fsr-3446	1	271	lahey	lahey	PROPN
fsr-3446	1	272	,	,	PUNCT
fsr-3446	1	273	2001	2001	NUM
fsr-3446	1	274	-	-	SYM
fsr-3446	1	275	02	02	NUM
fsr-3446	1	276	university	university	PROPN
fsr-3446	1	277	of	of	ADP
fsr-3446	1	278	akron	akron	PROPN
fsr-3446	1	279	tom	tom	PROPN
fsr-3446	1	280	eyssell	eyssell	PROPN
fsr-3446	1	281	,	,	PUNCT
fsr-3446	1	282	2000	2000	NUM
fsr-3446	1	283	-	-	SYM
fsr-3446	1	284	01	01	NUM
fsr-3446	1	285	university	university	PROPN
fsr-3446	1	286	of	of	ADP
fsr-3446	1	287	missouri	missouri	PROPN
fsr-3446	1	288	-	-	PROPN
fsr-3446	1	289	st	st	PROPN
fsr-3446	1	290	.	.	PROPN
fsr-3446	1	291	louis	louis	PROPN
fsr-3446	1	292	jill	jill	PROPN
fsr-3446	1	293	lynn	lynn	PROPN
fsr-3446	1	294	vihtelic	vihtelic	PROPN
fsr-3446	1	295	,	,	PUNCT
fsr-3446	1	296	1999	1999	NUM
fsr-3446	1	297	-	-	SYM
fsr-3446	1	298	00	00	NUM
fsr-3446	1	299	saint	saint	PROPN
fsr-3446	1	300	mary	mary	PROPN
fsr-3446	1	301	’s	’s	PART
fsr-3446	1	302	college	college	PROPN
fsr-3446	1	303	terry	terry	PROPN
fsr-3446	1	304	zivney	zivney	PROPN
fsr-3446	1	305	,	,	PUNCT
fsr-3446	1	306	1998	1998	NUM
fsr-3446	1	307	-	-	SYM
fsr-3446	1	308	99	99	NUM
fsr-3446	1	309	ball	ball	NOUN
fsr-3446	1	310	state	state	NOUN
fsr-3446	1	311	university	university	PROPN
fsr-3446	1	312	don	don	PROPN
fsr-3446	1	313	holdren	holdren	NOUN
fsr-3446	1	314	,	,	PUNCT
fsr-3446	1	315	1997	1997	NUM
fsr-3446	1	316	-	-	SYM
fsr-3446	1	317	98	98	NUM
fsr-3446	1	318	marshall	marshall	PROPN
fsr-3446	1	319	university	university	PROPN
fsr-3446	1	320	robert	robert	PROPN
fsr-3446	1	321	mcleod	mcleod	PROPN
fsr-3446	1	322	,	,	PUNCT
fsr-3446	1	323	1996	1996	NUM
fsr-3446	1	324	-	-	SYM
fsr-3446	1	325	97	97	NUM
fsr-3446	1	326	university	university	PROPN
fsr-3446	1	327	of	of	ADP
fsr-3446	1	328	alabama	alabama	PROPN
fsr-3446	1	329	walt	walt	PROPN
fsr-3446	1	330	woerheide	woerheide	PROPN
fsr-3446	1	331	,	,	PUNCT
fsr-3446	1	332	1995	1995	NUM
fsr-3446	1	333	-	-	SYM
fsr-3446	1	334	96	96	NUM
fsr-3446	1	335	the	the	DET
fsr-3446	1	336	american	american	PROPN
fsr-3446	1	337	college	college	PROPN
fsr-3446	1	338	dixie	dixie	PROPN
fsr-3446	1	339	mills	mill	NOUN
fsr-3446	1	340	,	,	PUNCT
fsr-3446	1	341	1994	1994	NUM
fsr-3446	1	342	-	-	SYM
fsr-3446	1	343	95	95	NUM
fsr-3446	1	344	illinois	illinois	PROPN
fsr-3446	1	345	state	state	PROPN
fsr-3446	1	346	university	university	PROPN
fsr-3446	1	347	ted	te	VERB
fsr-3446	1	348	veit	veit	PROPN
fsr-3446	1	349	,	,	PUNCT
fsr-3446	1	350	1993	1993	NUM
fsr-3446	1	351	-	-	SYM
fsr-3446	1	352	94	94	NUM
fsr-3446	1	353	rollins	rollins	PROPN
fsr-3446	1	354	college	college	PROPN
fsr-3446	1	355	mona	mona	PROPN
fsr-3446	1	356	gardner	gardner	PROPN
fsr-3446	1	357	,	,	PUNCT
fsr-3446	1	358	1992	1992	NUM
fsr-3446	1	359	-	-	SYM
fsr-3446	1	360	93	93	NUM
fsr-3446	1	361	illinois	illinois	PROPN
fsr-3446	1	362	wesleyan	wesleyan	PROPN
fsr-3446	1	363	university	university	PROPN
fsr-3446	1	364	jean	jean	PROPN
fsr-3446	1	365	l.	l.	PROPN
fsr-3446	1	366	heck	heck	PROPN
fsr-3446	1	367	,	,	PUNCT
fsr-3446	1	368	1991	1991	NUM
fsr-3446	1	369	-	-	SYM
fsr-3446	1	370	92	92	NUM
fsr-3446	1	371	villanova	villanova	PROPN
fsr-3446	1	372	university	university	PROPN
fsr-3446	1	373	frank	frank	PROPN
fsr-3446	1	374	k.	k.	PROPN
fsr-3446	1	375	reilly	reilly	PROPN
fsr-3446	1	376	,	,	PUNCT
fsr-3446	1	377	1990	1990	NUM
fsr-3446	1	378	-	-	SYM
fsr-3446	1	379	91	91	NUM
fsr-3446	1	380	university	university	NOUN
fsr-3446	1	381	of	of	ADP
fsr-3446	1	382	notre	notre	PROPN
fsr-3446	1	383	dame	dame	PROPN
fsr-3446	1	384	lawrence	lawrence	PROPN
fsr-3446	1	385	j.	j.	PROPN
fsr-3446	1	386	gitman	gitman	PROPN
fsr-3446	1	387	,	,	PUNCT
fsr-3446	1	388	1989	1989	NUM
fsr-3446	1	389	-	-	SYM
fsr-3446	1	390	90	90	NUM
fsr-3446	1	391	san	san	PROPN
fsr-3446	1	392	diego	diego	PROPN
fsr-3446	1	393	state	state	PROPN
fsr-3446	1	394	university	university	PROPN
fsr-3446	1	395	travis	travis	PROPN
fsr-3446	1	396	s.	s.	PROPN
fsr-3446	1	397	pritchett	pritchett	PROPN
fsr-3446	1	398	,	,	PUNCT
fsr-3446	1	399	1988	1988	NUM
fsr-3446	1	400	-	-	SYM
fsr-3446	1	401	89	89	NUM
fsr-3446	1	402	university	university	NOUN
fsr-3446	1	403	of	of	ADP
fsr-3446	1	404	south	south	PROPN
fsr-3446	1	405	carolina	carolina	PROPN
fsr-3446	1	406	tom	tom	PROPN
fsr-3446	1	407	potts	potts	PROPN
fsr-3446	1	408	,	,	PUNCT
fsr-3446	1	409	1987	1987	NUM
fsr-3446	1	410	-	-	SYM
fsr-3446	1	411	88	88	NUM
fsr-3446	1	412	baylor	baylor	NOUN
fsr-3446	1	413	university	university	PROPN
fsr-3446	1	414	robert	robert	PROPN
fsr-3446	1	415	f.	f.	PROPN
fsr-3446	1	416	bohn	bohn	PROPN
fsr-3446	1	417	,	,	PUNCT
fsr-3446	1	418	1986	1986	NUM
fsr-3446	1	419	-	-	SYM
fsr-3446	1	420	87	87	NUM
fsr-3446	1	421	golden	golden	PROPN
fsr-3446	1	422	gate	gate	PROPN
fsr-3446	1	423	university	university	PROPN
fsr-3446	1	424	tom	tom	PROPN
fsr-3446	1	425	warschauer	warschauer	PROPN
fsr-3446	1	426	,	,	PUNCT
fsr-3446	1	427	1985	1985	NUM
fsr-3446	1	428	-	-	SYM
fsr-3446	1	429	86	86	NUM
fsr-3446	1	430	san	san	PROPN
fsr-3446	1	431	diego	diego	PROPN
fsr-3446	1	432	state	state	PROPN
fsr-3446	1	433	university	university	PROPN
fsr-3446	1	434	published	publish	VERB
fsr-3446	1	435	in	in	ADP
fsr-3446	1	436	collaboration	collaboration	NOUN
fsr-3446	1	437	with	with	ADP
fsr-3446	1	438	the	the	DET
fsr-3446	1	439	financial	financial	ADJ
fsr-3446	1	440	planning	planning	PROPN
fsr-3446	1	441	association	association	PROPN
fsr-3446	1	442	financial	financial	PROPN
fsr-3446	1	443	services	service	NOUN
fsr-3446	1	444	review	review	NOUN
fsr-3446	1	445	is	be	AUX
fsr-3446	1	446	the	the	DET
fsr-3446	1	447	journal	journal	NOUN
fsr-3446	1	448	of	of	ADP
fsr-3446	1	449	the	the	DET
fsr-3446	1	450	academy	academy	NOUN
fsr-3446	1	451	of	of	ADP
fsr-3446	1	452	financial	financial	ADJ
fsr-3446	1	453	services	service	NOUN
fsr-3446	1	454	,	,	PUNCT
fsr-3446	1	455	published	publish	VERB
fsr-3446	1	456	in	in	ADP
fsr-3446	1	457	collaboration	collaboration	NOUN
fsr-3446	1	458	with	with	ADP
fsr-3446	1	459	the	the	DET
fsr-3446	1	460	financial	financial	ADJ
fsr-3446	1	461	planning	planning	PROPN
fsr-3446	1	462	association	association	PROPN
fsr-3446	1	463	.	.	PUNCT
fsr-3446	2	1	membership	membership	NOUN
fsr-3446	2	2	dues	due	NOUN
fsr-3446	2	3	of	of	ADP
fsr-3446	2	4	$	$	SYM
fsr-3446	2	5	125	125	NUM
fsr-3446	2	6	to	to	ADP
fsr-3446	2	7	the	the	DET
fsr-3446	2	8	academy	academy	NOUN
fsr-3446	2	9	include	include	VERB
fsr-3446	2	10	a	a	DET
fsr-3446	2	11	one	one	NUM
fsr-3446	2	12	-	-	PUNCT
fsr-3446	2	13	year	year	NOUN
fsr-3446	2	14	subscription	subscription	NOUN
fsr-3446	2	15	to	to	ADP
fsr-3446	2	16	the	the	DET
fsr-3446	2	17	journal	journal	NOUN
fsr-3446	2	18	.	.	PUNCT
fsr-3446	3	1	financial	financial	ADJ
fsr-3446	3	2	planning	planning	PROPN
fsr-3446	3	3	association	association	NOUN
fsr-3446	3	4	members	member	NOUN
fsr-3446	3	5	receive	receive	VERB
fsr-3446	3	6	digital	digital	ADJ
fsr-3446	3	7	access	access	NOUN
fsr-3446	3	8	to	to	ADP
fsr-3446	3	9	the	the	DET
fsr-3446	3	10	current	current	ADJ
fsr-3446	3	11	volume	volume	NOUN
fsr-3446	3	12	/	/	SYM
fsr-3446	3	13	issue	issue	NOUN
fsr-3446	3	14	of	of	ADP
fsr-3446	3	15	the	the	DET
fsr-3446	3	16	journal	journal	NOUN
fsr-3446	3	17	.	.	PUNCT
fsr-3446	4	1	how	how	SCONJ
fsr-3446	4	2	to	to	PART
fsr-3446	4	3	submit	submit	VERB
fsr-3446	4	4	:	:	PUNCT
fsr-3446	4	5	membership	membership	NOUN
fsr-3446	4	6	in	in	ADP
fsr-3446	4	7	afs	afs	NOUN
fsr-3446	4	8	(	(	PUNCT
fsr-3446	4	9	$	$	SYM
fsr-3446	4	10	125	125	NUM
fsr-3446	4	11	)	)	PUNCT
fsr-3446	4	12	is	be	AUX
fsr-3446	4	13	required	require	VERB
fsr-3446	4	14	to	to	PART
fsr-3446	4	15	submit	submit	VERB
fsr-3446	4	16	an	an	DET
fsr-3446	4	17	article	article	NOUN
fsr-3446	4	18	to	to	ADP
fsr-3446	4	19	financial	financial	ADJ
fsr-3446	4	20	services	service	NOUN
fsr-3446	4	21	review	review	NOUN
fsr-3446	4	22	.	.	PUNCT
fsr-3446	5	1	join	join	VERB
fsr-3446	5	2	afs	afs	NOUN
fsr-3446	5	3	at	at	ADP
fsr-3446	5	4	academyfinancial	academyfinancial	ADJ
fsr-3446	5	5	.	.	PUNCT
fsr-3446	6	1	org	org	NOUN
fsr-3446	6	2	.	.	PUNCT
fsr-3446	7	1	a	a	DET
fsr-3446	7	2	submission	submission	NOUN
fsr-3446	7	3	fee	fee	NOUN
fsr-3446	7	4	of	of	ADP
fsr-3446	7	5	$	$	SYM
fsr-3446	7	6	100	100	NUM
fsr-3446	7	7	per	per	ADP
fsr-3446	7	8	article	article	NOUN
fsr-3446	7	9	should	should	AUX
fsr-3446	7	10	be	be	AUX
fsr-3446	7	11	paid	pay	VERB
fsr-3446	7	12	at	at	ADP
fsr-3446	7	13	:	:	PUNCT
fsr-3446	7	14	https://academyoffinancialservices.wildapricot.org/submit-an-article	https://academyoffinancialservices.wildapricot.org/submit-an-article	PROPN
fsr-3446	7	15	.	.	PUNCT
fsr-3446	8	1	submit	submit	VERB
fsr-3446	8	2	your	your	PRON
fsr-3446	8	3	article	article	NOUN
fsr-3446	8	4	electronically	electronically	ADV
fsr-3446	8	5	as	as	ADP
fsr-3446	8	6	an	an	DET
fsr-3446	8	7	email	email	NOUN
fsr-3446	8	8	attachment	attachment	NOUN
fsr-3446	8	9	in	in	ADP
fsr-3446	8	10	word	word	NOUN
fsr-3446	8	11	format	format	NOUN
fsr-3446	8	12	only	only	ADV
fsr-3446	8	13	(	(	PUNCT
fsr-3446	8	14	no	no	DET
fsr-3446	8	15	pdfs	pdfs	NOUN
fsr-3446	8	16	please	please	INTJ
fsr-3446	8	17	)	)	PUNCT
fsr-3446	8	18	to	to	ADP
fsr-3446	8	19	the	the	DET
fsr-3446	8	20	editor	editor	NOUN
fsr-3446	8	21	stuart	stuart	PROPN
fsr-3446	8	22	michelson	michelson	PROPN
fsr-3446	8	23	at	at	ADP
fsr-3446	8	24	smichels@stetson.edu	smichels@stetson.edu	PROPN
fsr-3446	8	25	.	.	PUNCT
fsr-3446	9	1	should	should	AUX
fsr-3446	9	2	a	a	DET
fsr-3446	9	3	manuscript	manuscript	NOUN
fsr-3446	9	4	revision	revision	NOUN
fsr-3446	9	5	be	be	AUX
fsr-3446	9	6	invited	invite	VERB
fsr-3446	9	7	,	,	PUNCT
fsr-3446	9	8	no	no	DET
fsr-3446	9	9	additional	additional	ADJ
fsr-3446	9	10	fees	fee	NOUN
fsr-3446	9	11	will	will	AUX
fsr-3446	9	12	be	be	AUX
fsr-3446	9	13	required	require	VERB
fsr-3446	9	14	.	.	PUNCT
fsr-3446	10	1	style	style	NOUN
fsr-3446	10	2	information	information	NOUN
fsr-3446	10	3	for	for	ADP
fsr-3446	10	4	the	the	DET
fsr-3446	10	5	manuscripts	manuscript	NOUN
fsr-3446	10	6	can	can	AUX
fsr-3446	10	7	be	be	AUX
fsr-3446	10	8	found	find	VERB
fsr-3446	10	9	on	on	ADP
fsr-3446	10	10	the	the	DET
fsr-3446	10	11	inside	inside	ADJ
fsr-3446	10	12	back	back	ADJ
fsr-3446	10	13	cover	cover	NOUN
fsr-3446	10	14	of	of	ADP
fsr-3446	10	15	this	this	DET
fsr-3446	10	16	journal	journal	NOUN
fsr-3446	10	17	.	.	PUNCT
fsr-3446	11	1	copyright	copyright	NOUN
fsr-3446	11	2	©	©	PROPN
fsr-3446	11	3	2020	2020	NUM
fsr-3446	11	4	academy	academy	NOUN
fsr-3446	11	5	of	of	ADP
fsr-3446	11	6	financial	financial	ADJ
fsr-3446	11	7	services	service	NOUN
fsr-3446	11	8	.	.	PUNCT
fsr-3446	12	1	all	all	DET
fsr-3446	12	2	rights	right	NOUN
fsr-3446	12	3	of	of	ADP
fsr-3446	12	4	reproduction	reproduction	NOUN
fsr-3446	12	5	in	in	ADP
fsr-3446	12	6	any	any	DET
fsr-3446	12	7	form	form	NOUN
fsr-3446	12	8	reserved	reserve	VERB
fsr-3446	12	9	.	.	PUNCT
fsr-3446	13	1	financial	financial	ADJ
fsr-3446	13	2	services	service	NOUN
fsr-3446	13	3	review	review	VERB
fsr-3446	13	4	the	the	DET
fsr-3446	13	5	journal	journal	NOUN
fsr-3446	13	6	of	of	ADP
fsr-3446	13	7	individual	individual	ADJ
fsr-3446	13	8	financial	financial	ADJ
fsr-3446	13	9	management	management	NOUN
fsr-3446	13	10	vol	vol	NOUN
fsr-3446	13	11	.	.	PROPN
fsr-3446	14	1	29	29	NUM
fsr-3446	14	2	,	,	PUNCT
fsr-3446	14	3	no	no	INTJ
fsr-3446	14	4	.	.	NOUN
fsr-3446	14	5	2	2	NUM
fsr-3446	14	6	,	,	PUNCT
fsr-3446	14	7	2021	2021	NUM
fsr-3446	14	8	editor	editor	NOUN
fsr-3446	14	9	stuart	stuart	PROPN
fsr-3446	14	10	michelson	michelson	PROPN
fsr-3446	14	11	,	,	PUNCT
fsr-3446	14	12	stetson	stetson	PROPN
fsr-3446	14	13	university	university	PROPN
fsr-3446	14	14	associate	associate	NOUN
fsr-3446	14	15	editors	editor	NOUN
fsr-3446	14	16	benefits	benefit	NOUN
fsr-3446	14	17	and	and	CCONJ
fsr-3446	14	18	retirement	retirement	NOUN
fsr-3446	14	19	planning	planning	NOUN
fsr-3446	14	20	vickie	vickie	PROPN
fsr-3446	14	21	bajtelsmit	bajtelsmit	PROPN
fsr-3446	14	22	colorado	colorado	PROPN
fsr-3446	14	23	state	state	PROPN
fsr-3446	14	24	university	university	PROPN
fsr-3446	14	25	stephen	stephen	PROPN
fsr-3446	14	26	m.	m.	PROPN
fsr-3446	14	27	horan	horan	PROPN
fsr-3446	14	28	cfa	cfa	PROPN
fsr-3446	14	29	institute	institute	PROPN
fsr-3446	14	30	walter	walter	PROPN
fsr-3446	14	31	woerheide	woerheide	VERB
fsr-3446	14	32	the	the	DET
fsr-3446	14	33	american	american	PROPN
fsr-3446	14	34	college	college	PROPN
fsr-3446	14	35	estate	estate	PROPN
fsr-3446	14	36	planning	planning	PROPN
fsr-3446	14	37	anne	anne	PROPN
fsr-3446	14	38	wenger	wenger	PROPN
fsr-3446	14	39	san	san	PROPN
fsr-3446	14	40	diego	diego	PROPN
fsr-3446	14	41	state	state	PROPN
fsr-3446	14	42	university	university	PROPN
fsr-3446	14	43	giovanni	giovanni	PROPN
fsr-3446	14	44	fernandez	fernandez	PROPN
fsr-3446	14	45	stetson	stetson	PROPN
fsr-3446	14	46	university	university	PROPN
fsr-3446	14	47	investments	investments	PROPN
fsr-3446	14	48	robert	robert	PROPN
fsr-3446	14	49	brooks	brooks	PROPN
fsr-3446	14	50	university	university	PROPN
fsr-3446	14	51	of	of	ADP
fsr-3446	14	52	alabama	alabama	PROPN
fsr-3446	14	53	john	john	PROPN
fsr-3446	14	54	clinebell	clinebell	PROPN
fsr-3446	14	55	university	university	PROPN
fsr-3446	14	56	of	of	ADP
fsr-3446	14	57	northern	northern	PROPN
fsr-3446	14	58	colorado	colorado	PROPN
fsr-3446	14	59	james	james	PROPN
fsr-3446	14	60	dilellio	dilellio	PROPN
fsr-3446	14	61	pepperdine	pepperdine	PROPN
fsr-3446	14	62	university	university	PROPN
fsr-3446	14	63	dale	dale	PROPN
fsr-3446	14	64	domian	domian	PROPN
fsr-3446	14	65	york	york	PROPN
fsr-3446	14	66	university	university	PROPN
fsr-3446	14	67	jim	jim	PROPN
fsr-3446	14	68	gilkeson	gilkeson	PROPN
fsr-3446	14	69	university	university	PROPN
fsr-3446	14	70	of	of	ADP
fsr-3446	14	71	central	central	PROPN
fsr-3446	14	72	florida	florida	PROPN
fsr-3446	14	73	william	william	PROPN
fsr-3446	14	74	jennings	jennings	PROPN
fsr-3446	14	75	united	united	PROPN
fsr-3446	14	76	states	states	PROPN
fsr-3446	14	77	air	air	PROPN
fsr-3446	14	78	force	force	PROPN
fsr-3446	14	79	academy	academy	PROPN
fsr-3446	14	80	david	david	PROPN
fsr-3446	14	81	nanigian	nanigian	PROPN
fsr-3446	14	82	csu	csu	PROPN
fsr-3446	14	83	fullerton	fullerton	PROPN
fsr-3446	14	84	insurance	insurance	PROPN
fsr-3446	14	85	larry	larry	PROPN
fsr-3446	14	86	cox	cox	PROPN
fsr-3446	14	87	university	university	PROPN
fsr-3446	14	88	of	of	ADP
fsr-3446	14	89	mississippi	mississippi	PROPN
fsr-3446	14	90	financial	financial	PROPN
fsr-3446	14	91	planning	planning	PROPN
fsr-3446	14	92	swarn	swarn	PROPN
fsr-3446	14	93	chatterjee	chatterjee	PROPN
fsr-3446	14	94	university	university	PROPN
fsr-3446	14	95	of	of	ADP
fsr-3446	14	96	georgia	georgia	PROPN
fsr-3446	14	97	sherman	sherman	PROPN
fsr-3446	14	98	hanna	hanna	PROPN
fsr-3446	14	99	ohio	ohio	PROPN
fsr-3446	14	100	state	state	PROPN
fsr-3446	14	101	university	university	PROPN
fsr-3446	14	102	patti	patti	PROPN
fsr-3446	14	103	fisher	fisher	PROPN
fsr-3446	14	104	virginia	virginia	PROPN
fsr-3446	14	105	tech	tech	PROPN
fsr-3446	14	106	university	university	PROPN
fsr-3446	14	107	wade	wade	PROPN
fsr-3446	14	108	d.	d.	PROPN
fsr-3446	14	109	pfau	pfau	VERB
fsr-3446	14	110	the	the	DET
fsr-3446	14	111	american	american	PROPN
fsr-3446	14	112	college	college	PROPN
fsr-3446	14	113	john	john	PROPN
fsr-3446	14	114	salter	salter	PROPN
fsr-3446	14	115	texas	texas	PROPN
fsr-3446	14	116	tech	tech	PROPN
fsr-3446	14	117	university	university	PROPN
fsr-3446	14	118	financial	financial	ADJ
fsr-3446	14	119	institutions	institution	NOUN
fsr-3446	14	120	stanley	stanley	PROPN
fsr-3446	14	121	d.	d.	PROPN
fsr-3446	14	122	smith	smith	PROPN
fsr-3446	14	123	university	university	PROPN
fsr-3446	14	124	of	of	ADP
fsr-3446	14	125	central	central	PROPN
fsr-3446	14	126	florida	florida	PROPN
fsr-3446	14	127	investor	investor	NOUN
fsr-3446	14	128	psychology	psychology	NOUN
fsr-3446	14	129	and	and	CCONJ
fsr-3446	14	130	counseling	counsel	VERB
fsr-3446	14	131	john	john	PROPN
fsr-3446	14	132	nofsinger	nofsinger	PROPN
fsr-3446	14	133	washington	washington	PROPN
fsr-3446	14	134	state	state	PROPN
fsr-3446	14	135	university	university	PROPN
fsr-3446	14	136	meir	meir	PROPN
fsr-3446	14	137	statman	statman	PROPN
fsr-3446	14	138	santa	santa	PROPN
fsr-3446	14	139	clara	clara	PROPN
fsr-3446	14	140	university	university	PROPN
fsr-3446	14	141	financial	financial	ADJ
fsr-3446	14	142	literacy	literacy	NOUN
fsr-3446	14	143	ning	ning	PROPN
fsr-3446	14	144	tang	tang	PROPN
fsr-3446	14	145	san	san	PROPN
fsr-3446	14	146	diego	diego	PROPN
fsr-3446	14	147	state	state	PROPN
fsr-3446	14	148	university	university	PROPN
fsr-3446	14	149	international	international	PROPN
fsr-3446	14	150	lawrence	lawrence	PROPN
fsr-3446	14	151	rose	rise	VERB
fsr-3446	14	152	massey	massey	PROPN
fsr-3446	14	153	university	university	PROPN
fsr-3446	14	154	education	education	PROPN
fsr-3446	14	155	jerry	jerry	PROPN
fsr-3446	14	156	stevens	stevens	PROPN
fsr-3446	14	157	university	university	PROPN
fsr-3446	14	158	of	of	ADP
fsr-3446	14	159	richmond	richmond	PROPN
fsr-3446	14	160	financial	financial	ADJ
fsr-3446	14	161	planning	planning	NOUN
fsr-3446	14	162	profession	profession	NOUN
fsr-3446	14	163	tom	tom	PROPN
fsr-3446	14	164	warschauer	warschauer	PROPN
fsr-3446	14	165	san	san	PROPN
fsr-3446	14	166	diego	diego	PROPN
fsr-3446	14	167	state	state	PROPN
fsr-3446	14	168	university	university	PROPN
fsr-3446	14	169	co	co	VERB
fsr-3446	14	170	-	-	VERB
fsr-3446	14	171	published	publish	VERB
fsr-3446	14	172	by	by	ADP
fsr-3446	14	173	the	the	DET
fsr-3446	14	174	academy	academy	NOUN
fsr-3446	14	175	of	of	ADP
fsr-3446	14	176	financial	financial	ADJ
fsr-3446	14	177	services	service	NOUN
fsr-3446	14	178	and	and	CCONJ
fsr-3446	14	179	the	the	DET
fsr-3446	14	180	financial	financial	ADJ
fsr-3446	14	181	planning	planning	NOUN
fsr-3446	14	182	association	association	PROPN
fsr-3446	14	183	the	the	DET
fsr-3446	14	184	editor	editor	NOUN
fsr-3446	14	185	of	of	ADP
fsr-3446	14	186	financial	financial	ADJ
fsr-3446	14	187	services	service	NOUN
fsr-3446	14	188	review	review	VERB
fsr-3446	14	189	wishes	wish	VERB
fsr-3446	14	190	to	to	PART
fsr-3446	14	191	thank	thank	VERB
fsr-3446	14	192	the	the	DET
fsr-3446	14	193	stetson	stetson	NOUN
fsr-3446	14	194	university	university	NOUN
fsr-3446	14	195	,	,	PUNCT
fsr-3446	14	196	school	school	NOUN
fsr-3446	14	197	of	of	ADP
fsr-3446	14	198	business	business	NOUN
fsr-3446	14	199	,	,	PUNCT
fsr-3446	14	200	for	for	ADP
fsr-3446	14	201	its	its	PRON
fsr-3446	14	202	continuing	continue	VERB
fsr-3446	14	203	financial	financial	ADJ
fsr-3446	14	204	and	and	CCONJ
fsr-3446	14	205	intellectual	intellectual	ADJ
fsr-3446	14	206	support	support	NOUN
fsr-3446	14	207	of	of	ADP
fsr-3446	14	208	the	the	DET
fsr-3446	14	209	journal	journal	NOUN
fsr-3446	14	210	.	.	PUNCT
fsr-3446	15	1	aims	aim	NOUN
fsr-3446	15	2	and	and	CCONJ
fsr-3446	15	3	scope	scope	NOUN
fsr-3446	15	4	:	:	PUNCT
fsr-3446	15	5	financial	financial	ADJ
fsr-3446	15	6	services	service	NOUN
fsr-3446	15	7	review	review	NOUN
fsr-3446	15	8	is	be	AUX
fsr-3446	15	9	the	the	DET
fsr-3446	15	10	official	official	ADJ
fsr-3446	15	11	publication	publication	NOUN
fsr-3446	15	12	of	of	ADP
fsr-3446	15	13	the	the	DET
fsr-3446	15	14	academy	academy	NOUN
fsr-3446	15	15	of	of	ADP
fsr-3446	15	16	financial	financial	ADJ
fsr-3446	15	17	services	service	NOUN
fsr-3446	15	18	.	.	PUNCT
fsr-3446	16	1	the	the	DET
fsr-3446	16	2	purpose	purpose	NOUN
fsr-3446	16	3	of	of	ADP
fsr-3446	16	4	this	this	DET
fsr-3446	16	5	refereed	refereed	ADJ
fsr-3446	16	6	academic	academic	ADJ
fsr-3446	16	7	journal	journal	NOUN
fsr-3446	16	8	is	be	AUX
fsr-3446	16	9	to	to	PART
fsr-3446	16	10	encourage	encourage	VERB
fsr-3446	16	11	rigorous	rigorous	ADJ
fsr-3446	16	12	empirical	empirical	ADJ
fsr-3446	16	13	research	research	NOUN
fsr-3446	16	14	that	that	PRON
fsr-3446	16	15	examines	examine	VERB
fsr-3446	16	16	individual	individual	ADJ
fsr-3446	16	17	behavior	behavior	NOUN
fsr-3446	16	18	in	in	ADP
fsr-3446	16	19	terms	term	NOUN
fsr-3446	16	20	of	of	ADP
fsr-3446	16	21	financial	financial	ADJ
fsr-3446	16	22	planning	planning	NOUN
fsr-3446	16	23	and	and	CCONJ
fsr-3446	16	24	services	service	NOUN
fsr-3446	16	25	.	.	PUNCT
fsr-3446	17	1	in	in	ADP
fsr-3446	17	2	contrast	contrast	NOUN
fsr-3446	17	3	to	to	ADP
fsr-3446	17	4	the	the	DET
fsr-3446	17	5	many	many	ADJ
fsr-3446	17	6	corporate	corporate	ADJ
fsr-3446	17	7	or	or	CCONJ
fsr-3446	17	8	institutional	institutional	ADJ
fsr-3446	17	9	journals	journal	NOUN
fsr-3446	17	10	that	that	PRON
fsr-3446	17	11	are	be	AUX
fsr-3446	17	12	available	available	ADJ
fsr-3446	17	13	in	in	ADP
fsr-3446	17	14	finance	finance	NOUN
fsr-3446	17	15	,	,	PUNCT
fsr-3446	17	16	the	the	DET
fsr-3446	17	17	focus	focus	NOUN
fsr-3446	17	18	of	of	ADP
fsr-3446	17	19	this	this	DET
fsr-3446	17	20	journal	journal	NOUN
fsr-3446	17	21	is	be	AUX
fsr-3446	17	22	on	on	ADP
fsr-3446	17	23	individual	individual	ADJ
fsr-3446	17	24	financial	financial	ADJ
fsr-3446	17	25	issues	issue	NOUN
fsr-3446	17	26	.	.	PUNCT
fsr-3446	18	1	the	the	DET
fsr-3446	18	2	journal	journal	NOUN
fsr-3446	18	3	provides	provide	VERB
fsr-3446	18	4	a	a	DET
fsr-3446	18	5	forum	forum	NOUN
fsr-3446	18	6	for	for	ADP
fsr-3446	18	7	those	those	PRON
fsr-3446	18	8	who	who	PRON
fsr-3446	18	9	are	be	AUX
fsr-3446	18	10	interested	interested	ADJ
fsr-3446	18	11	in	in	ADP
fsr-3446	18	12	the	the	DET
fsr-3446	18	13	individual	individual	ADJ
fsr-3446	18	14	perspective	perspective	NOUN
fsr-3446	18	15	on	on	ADP
fsr-3446	18	16	issues	issue	NOUN
fsr-3446	18	17	in	in	ADP
fsr-3446	18	18	the	the	DET
fsr-3446	18	19	areas	area	NOUN
fsr-3446	18	20	of	of	ADP
fsr-3446	18	21	financial	financial	ADJ
fsr-3446	18	22	services	service	NOUN
fsr-3446	18	23	,	,	PUNCT
fsr-3446	18	24	employee	employee	NOUN
fsr-3446	18	25	benefits	benefit	NOUN
fsr-3446	18	26	,	,	PUNCT
fsr-3446	18	27	estate	estate	NOUN
fsr-3446	18	28	and	and	CCONJ
fsr-3446	18	29	tax	tax	NOUN
fsr-3446	18	30	planning	planning	NOUN
fsr-3446	18	31	,	,	PUNCT
fsr-3446	18	32	financial	financial	ADJ
fsr-3446	18	33	counseling	counseling	NOUN
fsr-3446	18	34	,	,	PUNCT
fsr-3446	18	35	financial	financial	ADJ
fsr-3446	18	36	planning	planning	NOUN
fsr-3446	18	37	,	,	PUNCT
fsr-3446	18	38	insurance	insurance	NOUN
fsr-3446	18	39	,	,	PUNCT
fsr-3446	18	40	investments	investment	NOUN
fsr-3446	18	41	,	,	PUNCT
fsr-3446	18	42	mutual	mutual	ADJ
fsr-3446	18	43	funds	fund	NOUN
fsr-3446	18	44	,	,	PUNCT
fsr-3446	18	45	pension	pension	NOUN
fsr-3446	18	46	and	and	CCONJ
fsr-3446	18	47	retirement	retirement	NOUN
fsr-3446	18	48	planning	planning	NOUN
fsr-3446	18	49	,	,	PUNCT
fsr-3446	18	50	and	and	CCONJ
fsr-3446	18	51	real	real	ADJ
fsr-3446	18	52	estate	estate	NOUN
fsr-3446	18	53	.	.	PUNCT
fsr-3446	19	1	publication	publication	NOUN
fsr-3446	19	2	information	information	NOUN
fsr-3446	19	3	.	.	PUNCT
fsr-3446	20	1	financial	financial	ADJ
fsr-3446	20	2	services	service	NOUN
fsr-3446	20	3	review	review	NOUN
fsr-3446	20	4	is	be	AUX
fsr-3446	20	5	co	co	VERB
fsr-3446	20	6	-	-	VERB
fsr-3446	20	7	published	publish	VERB
fsr-3446	20	8	quarterly	quarterly	NOUN
fsr-3446	20	9	by	by	ADP
fsr-3446	20	10	the	the	DET
fsr-3446	20	11	academy	academy	PROPN
fsr-3446	20	12	of	of	ADP
fsr-3446	20	13	financial	financial	ADJ
fsr-3446	20	14	services	service	NOUN
fsr-3446	20	15	,	,	PUNCT
fsr-3446	20	16	and	and	CCONJ
fsr-3446	20	17	the	the	DET
fsr-3446	20	18	financial	financial	ADJ
fsr-3446	20	19	planning	planning	PROPN
fsr-3446	20	20	association	association	PROPN
fsr-3446	20	21	.	.	PUNCT
fsr-3446	21	1	institutional	institutional	ADJ
fsr-3446	21	2	subscription	subscription	NOUN
fsr-3446	21	3	price	price	NOUN
fsr-3446	21	4	is	be	AUX
fsr-3446	21	5	$	$	SYM
fsr-3446	21	6	100	100	NUM
fsr-3446	21	7	.	.	PUNCT
fsr-3446	22	1	personal	personal	ADJ
fsr-3446	22	2	subscription	subscription	NOUN
fsr-3446	22	3	price	price	NOUN
fsr-3446	22	4	is	be	AUX
fsr-3446	22	5	$	$	SYM
fsr-3446	22	6	125	125	NUM
fsr-3446	22	7	and	and	CCONJ
fsr-3446	22	8	is	be	AUX
fsr-3446	22	9	available	available	ADJ
fsr-3446	22	10	by	by	ADP
fsr-3446	22	11	joining	join	VERB
fsr-3446	22	12	the	the	DET
fsr-3446	22	13	academy	academy	NOUN
fsr-3446	22	14	of	of	ADP
fsr-3446	22	15	financial	financial	ADJ
fsr-3446	22	16	services	service	NOUN
fsr-3446	22	17	.	.	PUNCT
fsr-3446	23	1	further	further	ADJ
fsr-3446	23	2	information	information	NOUN
fsr-3446	23	3	on	on	ADP
fsr-3446	23	4	this	this	DET
fsr-3446	23	5	journal	journal	NOUN
fsr-3446	23	6	and	and	CCONJ
fsr-3446	23	7	the	the	DET
fsr-3446	23	8	academy	academy	NOUN
fsr-3446	23	9	of	of	ADP
fsr-3446	23	10	financial	financial	ADJ
fsr-3446	23	11	services	service	NOUN
fsr-3446	23	12	is	be	AUX
fsr-3446	23	13	available	available	ADJ
fsr-3446	23	14	from	from	ADP
fsr-3446	23	15	the	the	DET
fsr-3446	23	16	website	website	NOUN
fsr-3446	23	17	,	,	PUNCT
fsr-3446	23	18	http://www.academyfinancial.org	http://www.academyfinancial.org	PROPN
fsr-3446	23	19	.	.	PUNCT
fsr-3446	24	1	postmaster	postmaster	NOUN
fsr-3446	24	2	and	and	CCONJ
fsr-3446	24	3	subscribers	subscriber	NOUN
fsr-3446	24	4	should	should	AUX
fsr-3446	24	5	send	send	VERB
fsr-3446	24	6	change	change	NOUN
fsr-3446	24	7	of	of	ADP
fsr-3446	24	8	address	address	NOUN
fsr-3446	24	9	notices	notice	NOUN
fsr-3446	24	10	to	to	ADP
fsr-3446	24	11	stuart	stuart	PROPN
fsr-3446	24	12	michelson	michelson	PROPN
fsr-3446	24	13	,	,	PUNCT
fsr-3446	24	14	academy	academy	PROPN
fsr-3446	24	15	of	of	ADP
fsr-3446	24	16	financial	financial	ADJ
fsr-3446	24	17	services	service	NOUN
fsr-3446	24	18	,	,	PUNCT
fsr-3446	24	19	stetson	stetson	NOUN
fsr-3446	24	20	university	university	NOUN
fsr-3446	24	21	,	,	PUNCT
fsr-3446	24	22	school	school	NOUN
fsr-3446	24	23	of	of	ADP
fsr-3446	24	24	business	business	NOUN
fsr-3446	24	25	,	,	PUNCT
fsr-3446	24	26	421	421	NUM
fsr-3446	24	27	n.	n.	PROPN
fsr-3446	24	28	woodland	woodland	NOUN
fsr-3446	24	29	blvd	blvd	PROPN
fsr-3446	24	30	.	.	PUNCT
fsr-3446	24	31	,	,	PUNCT
fsr-3446	24	32	unit	unit	NOUN
fsr-3446	24	33	8398	8398	NUM
fsr-3446	24	34	,	,	PUNCT
fsr-3446	24	35	deland	deland	PROPN
fsr-3446	24	36	,	,	PUNCT
fsr-3446	24	37	fl	fl	PROPN
fsr-3446	24	38	32723	32723	NUM
fsr-3446	24	39	.	.	PUNCT
fsr-3446	25	1	editorial	editorial	ADJ
fsr-3446	25	2	office	office	NOUN
fsr-3446	25	3	:	:	PUNCT
fsr-3446	25	4	stuart	stuart	PROPN
fsr-3446	25	5	michelson	michelson	PROPN
fsr-3446	25	6	,	,	PUNCT
fsr-3446	25	7	school	school	NOUN
fsr-3446	25	8	of	of	ADP
fsr-3446	25	9	business	business	NOUN
fsr-3446	25	10	,	,	PUNCT
fsr-3446	25	11	stetson	stetson	NOUN
fsr-3446	25	12	university	university	NOUN
fsr-3446	25	13	,	,	PUNCT
fsr-3446	25	14	421	421	NUM
fsr-3446	25	15	n.	n.	PROPN
fsr-3446	25	16	woodland	woodland	NOUN
fsr-3446	25	17	blvd	blvd	PROPN
fsr-3446	25	18	.	.	PUNCT
fsr-3446	25	19	,	,	PUNCT
fsr-3446	25	20	unit	unit	NOUN
fsr-3446	25	21	8398	8398	NUM
fsr-3446	25	22	,	,	PUNCT
fsr-3446	25	23	deland	deland	PROPN
fsr-3446	25	24	,	,	PUNCT
fsr-3446	25	25	fl	fl	PROPN
fsr-3446	25	26	32723	32723	NUM
fsr-3446	25	27	.	.	PUNCT
fsr-3446	26	1	phone	phone	NOUN
fsr-3446	26	2	:	:	PUNCT
fsr-3446	26	3	(	(	PUNCT
fsr-3446	26	4	386	386	NUM
fsr-3446	26	5	)	)	PUNCT
fsr-3446	26	6	822	822	NUM
fsr-3446	26	7	-	-	SYM
fsr-3446	26	8	7376	7376	NUM
fsr-3446	26	9	.	.	PUNCT
fsr-3446	27	1	email	email	NOUN
fsr-3446	27	2	address	address	NOUN
fsr-3446	27	3	:	:	PUNCT
fsr-3446	27	4	smichels@stetson.edu	smichels@stetson.edu	PROPN
fsr-3446	27	5	.	.	PROPN
fsr-3446	27	6	web	web	NOUN
fsr-3446	27	7	address	address	NOUN
fsr-3446	27	8	:	:	PUNCT
fsr-3446	27	9	www.academyfinancial.org	www.academyfinancial.org	X
fsr-3446	27	10	.	.	PUNCT
fsr-3446	27	11	advertising	advertising	NOUN
fsr-3446	27	12	information	information	NOUN
fsr-3446	27	13	.	.	PUNCT
fsr-3446	28	1	those	those	PRON
fsr-3446	28	2	interested	interested	ADJ
fsr-3446	28	3	in	in	ADP
fsr-3446	28	4	advertising	advertising	NOUN
fsr-3446	28	5	in	in	ADP
fsr-3446	28	6	the	the	DET
fsr-3446	28	7	journal	journal	NOUN
fsr-3446	28	8	should	should	AUX
fsr-3446	28	9	contact	contact	VERB
fsr-3446	28	10	stuart	stuart	PROPN
fsr-3446	28	11	michelson	michelson	PROPN
fsr-3446	28	12	,	,	PUNCT
fsr-3446	28	13	school	school	NOUN
fsr-3446	28	14	of	of	ADP
fsr-3446	28	15	business	business	NOUN
fsr-3446	28	16	,	,	PUNCT
fsr-3446	28	17	stetson	stetson	NOUN
fsr-3446	28	18	university	university	NOUN
fsr-3446	28	19	,	,	PUNCT
fsr-3446	28	20	421	421	NUM
fsr-3446	28	21	n.	n.	PROPN
fsr-3446	28	22	woodland	woodland	NOUN
fsr-3446	28	23	blvd	blvd	PROPN
fsr-3446	28	24	.	.	PUNCT
fsr-3446	28	25	,	,	PUNCT
fsr-3446	28	26	unit	unit	NOUN
fsr-3446	28	27	8398	8398	NUM
fsr-3446	28	28	,	,	PUNCT
fsr-3446	28	29	deland	deland	PROPN
fsr-3446	28	30	,	,	PUNCT
fsr-3446	28	31	fl	fl	PROPN
fsr-3446	28	32	32723	32723	NUM
fsr-3446	28	33	.	.	PUNCT
fsr-3446	29	1	email	email	NOUN
fsr-3446	29	2	address	address	NOUN
fsr-3446	29	3	:	:	PUNCT
fsr-3446	29	4	smichels@stetson.edu	smichels@stetson.edu	PROPN
fsr-3446	29	5	,	,	PUNCT
fsr-3446	29	6	(	(	PUNCT
fsr-3446	29	7	386	386	NUM
fsr-3446	29	8	)	)	PUNCT
fsr-3446	29	9	822	822	NUM
fsr-3446	29	10	-	-	SYM
fsr-3446	29	11	7376	7376	NUM
fsr-3446	29	12	.	.	PUNCT
fsr-3446	30	1	printed	print	VERB
fsr-3446	30	2	in	in	ADP
fsr-3446	30	3	the	the	DET
fsr-3446	30	4	usa	usa	PROPN
fsr-3446	30	5	©	©	PROPN
fsr-3446	30	6	2021	2021	NUM
fsr-3446	30	7	academy	academy	NOUN
fsr-3446	30	8	of	of	ADP
fsr-3446	30	9	financial	financial	ADJ
fsr-3446	30	10	services	service	NOUN
fsr-3446	30	11	.	.	PUNCT
fsr-3446	31	1	all	all	DET
fsr-3446	31	2	rights	right	NOUN
fsr-3446	31	3	reserved	reserve	VERB
fsr-3446	31	4	.	.	PUNCT
fsr-3446	32	1	this	this	DET
fsr-3446	32	2	journal	journal	NOUN
fsr-3446	32	3	and	and	CCONJ
fsr-3446	32	4	the	the	DET
fsr-3446	32	5	individual	individual	ADJ
fsr-3446	32	6	contributions	contribution	NOUN
fsr-3446	32	7	contained	contain	VERB
fsr-3446	32	8	in	in	ADP
fsr-3446	32	9	it	it	PRON
fsr-3446	32	10	are	be	AUX
fsr-3446	32	11	protected	protect	VERB
fsr-3446	32	12	under	under	ADP
fsr-3446	32	13	copyright	copyright	NOUN
fsr-3446	32	14	by	by	ADP
fsr-3446	32	15	the	the	DET
fsr-3446	32	16	academy	academy	PROPN
fsr-3446	32	17	of	of	ADP
fsr-3446	32	18	financial	financial	ADJ
fsr-3446	32	19	services	service	NOUN
fsr-3446	32	20	,	,	PUNCT
fsr-3446	32	21	and	and	CCONJ
fsr-3446	32	22	the	the	DET
fsr-3446	32	23	following	follow	VERB
fsr-3446	32	24	terms	term	NOUN
fsr-3446	32	25	and	and	CCONJ
fsr-3446	32	26	conditions	condition	NOUN
fsr-3446	32	27	apply	apply	VERB
fsr-3446	32	28	to	to	ADP
fsr-3446	32	29	their	their	PRON
fsr-3446	32	30	use	use	NOUN
fsr-3446	32	31	:	:	PUNCT
fsr-3446	32	32	photocopying	photocopy	VERB
fsr-3446	32	33	single	single	ADJ
fsr-3446	32	34	photocopies	photocopy	NOUN
fsr-3446	32	35	of	of	ADP
fsr-3446	32	36	single	single	ADJ
fsr-3446	32	37	articles	article	NOUN
fsr-3446	32	38	may	may	AUX
fsr-3446	32	39	be	be	AUX
fsr-3446	32	40	made	make	VERB
fsr-3446	32	41	for	for	ADP
fsr-3446	32	42	personal	personal	ADJ
fsr-3446	32	43	use	use	NOUN
fsr-3446	32	44	as	as	SCONJ
fsr-3446	32	45	allowed	allow	VERB
fsr-3446	32	46	by	by	ADP
fsr-3446	32	47	national	national	ADJ
fsr-3446	32	48	copyright	copyright	NOUN
fsr-3446	32	49	laws	law	NOUN
fsr-3446	32	50	.	.	PUNCT
fsr-3446	33	1	in	in	ADP
fsr-3446	33	2	addition	addition	NOUN
fsr-3446	33	3	,	,	PUNCT
fsr-3446	33	4	the	the	DET
fsr-3446	33	5	academy	academy	NOUN
fsr-3446	33	6	of	of	ADP
fsr-3446	33	7	financial	financial	ADJ
fsr-3446	33	8	services	service	NOUN
fsr-3446	33	9	hereby	hereby	ADV
fsr-3446	33	10	permits	permit	VERB
fsr-3446	33	11	educators	educator	NOUN
fsr-3446	33	12	and	and	CCONJ
fsr-3446	33	13	educational	educational	ADJ
fsr-3446	33	14	institutions	institution	NOUN
fsr-3446	33	15	the	the	DET
fsr-3446	33	16	right	right	NOUN
fsr-3446	33	17	to	to	PART
fsr-3446	33	18	make	make	VERB
fsr-3446	33	19	photocopies	photocopy	NOUN
fsr-3446	33	20	for	for	ADP
fsr-3446	33	21	non	non	ADJ
fsr-3446	33	22	-	-	ADJ
fsr-3446	33	23	profit	profit	ADJ
fsr-3446	33	24	educational	educational	ADJ
fsr-3446	33	25	classroom	classroom	NOUN
fsr-3446	33	26	use	use	NOUN
fsr-3446	33	27	.	.	PUNCT
fsr-3446	34	1	permission	permission	NOUN
fsr-3446	34	2	of	of	ADP
fsr-3446	34	3	the	the	DET
fsr-3446	34	4	academy	academy	NOUN
fsr-3446	34	5	is	be	AUX
fsr-3446	34	6	required	require	VERB
fsr-3446	34	7	for	for	ADP
fsr-3446	34	8	all	all	DET
fsr-3446	34	9	other	other	ADJ
fsr-3446	34	10	photocopying	photocopying	NOUN
fsr-3446	34	11	,	,	PUNCT
fsr-3446	34	12	including	include	VERB
fsr-3446	34	13	multiple	multiple	ADJ
fsr-3446	34	14	or	or	CCONJ
fsr-3446	34	15	systematic	systematic	ADJ
fsr-3446	34	16	copying	copying	NOUN
fsr-3446	34	17	,	,	PUNCT
fsr-3446	34	18	copying	copy	VERB
fsr-3446	34	19	for	for	ADP
fsr-3446	34	20	advertising	advertising	NOUN
fsr-3446	34	21	or	or	CCONJ
fsr-3446	34	22	promotional	promotional	ADJ
fsr-3446	34	23	purposes	purpose	NOUN
fsr-3446	34	24	,	,	PUNCT
fsr-3446	34	25	resale	resale	NOUN
fsr-3446	34	26	,	,	PUNCT
fsr-3446	34	27	and	and	CCONJ
fsr-3446	34	28	all	all	DET
fsr-3446	34	29	forms	form	NOUN
fsr-3446	34	30	of	of	ADP
fsr-3446	34	31	document	document	NOUN
fsr-3446	34	32	delivery	delivery	NOUN
fsr-3446	34	33	.	.	PUNCT
fsr-3446	35	1	permissions	permission	NOUN
fsr-3446	35	2	may	may	AUX
fsr-3446	35	3	be	be	AUX
fsr-3446	35	4	sought	seek	VERB
fsr-3446	35	5	directly	directly	ADV
fsr-3446	35	6	from	from	ADP
fsr-3446	35	7	the	the	DET
fsr-3446	35	8	editor	editor	NOUN
fsr-3446	35	9	,	,	PUNCT
fsr-3446	35	10	stuart	stuart	PROPN
fsr-3446	35	11	michelson	michelson	PROPN
fsr-3446	35	12	.	.	PUNCT
fsr-3446	36	1	contact	contact	PROPN
fsr-3446	36	2	information	information	NOUN
fsr-3446	36	3	:	:	PUNCT
fsr-3446	36	4	stuart	stuart	PROPN
fsr-3446	36	5	michelson	michelson	PROPN
fsr-3446	36	6	,	,	PUNCT
fsr-3446	36	7	school	school	NOUN
fsr-3446	36	8	of	of	ADP
fsr-3446	36	9	business	business	NOUN
fsr-3446	36	10	,	,	PUNCT
fsr-3446	36	11	stetson	stetson	NOUN
fsr-3446	36	12	university	university	NOUN
fsr-3446	36	13	,	,	PUNCT
fsr-3446	36	14	421	421	NUM
fsr-3446	36	15	n.	n.	PROPN
fsr-3446	36	16	woodland	woodland	NOUN
fsr-3446	36	17	blvd	blvd	PROPN
fsr-3446	36	18	.	.	PUNCT
fsr-3446	36	19	,	,	PUNCT
fsr-3446	36	20	unit	unit	NOUN
fsr-3446	36	21	8398	8398	NUM
fsr-3446	36	22	,	,	PUNCT
fsr-3446	36	23	deland	deland	PROPN
fsr-3446	36	24	,	,	PUNCT
fsr-3446	36	25	fl	fl	PROPN
fsr-3446	36	26	32723	32723	NUM
fsr-3446	36	27	.	.	PUNCT
fsr-3446	37	1	phone	phone	NOUN
fsr-3446	37	2	:	:	PUNCT
fsr-3446	37	3	(	(	PUNCT
fsr-3446	37	4	386	386	NUM
fsr-3446	37	5	)	)	PUNCT
fsr-3446	37	6	822	822	NUM
fsr-3446	37	7	-	-	SYM
fsr-3446	37	8	7376	7376	NUM
fsr-3446	37	9	.	.	PUNCT
fsr-3446	38	1	email	email	NOUN
fsr-3446	38	2	:	:	PUNCT
fsr-3446	39	1	smichels@stetson.edu	smichels@stetson.edu	X
fsr-3446	39	2	.	.	PUNCT
fsr-3446	40	1	derivative	derivative	ADJ
fsr-3446	40	2	works	work	NOUN
fsr-3446	40	3	subscribers	subscriber	NOUN
fsr-3446	40	4	may	may	AUX
fsr-3446	40	5	reproduce	reproduce	VERB
fsr-3446	40	6	tables	table	NOUN
fsr-3446	40	7	of	of	ADP
fsr-3446	40	8	contents	content	NOUN
fsr-3446	40	9	or	or	CCONJ
fsr-3446	40	10	prepare	prepare	VERB
fsr-3446	40	11	lists	list	NOUN
fsr-3446	40	12	of	of	ADP
fsr-3446	40	13	articles	article	NOUN
fsr-3446	40	14	including	include	VERB
fsr-3446	40	15	abstracts	abstract	NOUN
fsr-3446	40	16	for	for	ADP
fsr-3446	40	17	internal	internal	ADJ
fsr-3446	40	18	circulation	circulation	NOUN
fsr-3446	40	19	within	within	ADP
fsr-3446	40	20	their	their	PRON
fsr-3446	40	21	institutions	institution	NOUN
fsr-3446	40	22	.	.	PUNCT
fsr-3446	41	1	permission	permission	NOUN
fsr-3446	41	2	of	of	ADP
fsr-3446	41	3	the	the	DET
fsr-3446	41	4	academy	academy	NOUN
fsr-3446	41	5	is	be	AUX
fsr-3446	41	6	required	require	VERB
fsr-3446	41	7	for	for	ADP
fsr-3446	41	8	resale	resale	NOUN
fsr-3446	41	9	or	or	CCONJ
fsr-3446	41	10	distribution	distribution	NOUN
fsr-3446	41	11	outside	outside	ADP
fsr-3446	41	12	the	the	DET
fsr-3446	41	13	institution	institution	NOUN
fsr-3446	41	14	.	.	PUNCT
fsr-3446	42	1	permission	permission	NOUN
fsr-3446	42	2	of	of	ADP
fsr-3446	42	3	the	the	DET
fsr-3446	42	4	academy	academy	NOUN
fsr-3446	42	5	is	be	AUX
fsr-3446	42	6	required	require	VERB
fsr-3446	42	7	for	for	ADP
fsr-3446	42	8	all	all	DET
fsr-3446	42	9	other	other	ADJ
fsr-3446	42	10	derivative	derivative	ADJ
fsr-3446	42	11	works	work	NOUN
fsr-3446	42	12	,	,	PUNCT
fsr-3446	42	13	including	include	VERB
fsr-3446	42	14	compilations	compilation	NOUN
fsr-3446	42	15	and	and	CCONJ
fsr-3446	42	16	translations	translation	NOUN
fsr-3446	42	17	.	.	PUNCT
fsr-3446	43	1	electronic	electronic	ADJ
fsr-3446	43	2	storage	storage	NOUN
fsr-3446	43	3	or	or	CCONJ
fsr-3446	43	4	usage	usage	NOUN
fsr-3446	43	5	permission	permission	NOUN
fsr-3446	43	6	of	of	ADP
fsr-3446	43	7	the	the	DET
fsr-3446	43	8	academy	academy	NOUN
fsr-3446	43	9	is	be	AUX
fsr-3446	43	10	required	require	VERB
fsr-3446	43	11	to	to	PART
fsr-3446	43	12	store	store	VERB
fsr-3446	43	13	or	or	CCONJ
fsr-3446	43	14	use	use	VERB
fsr-3446	43	15	electronically	electronically	ADV
fsr-3446	43	16	any	any	DET
fsr-3446	43	17	material	material	NOUN
fsr-3446	43	18	contained	contain	VERB
fsr-3446	43	19	in	in	ADP
fsr-3446	43	20	this	this	DET
fsr-3446	43	21	journal	journal	NOUN
fsr-3446	43	22	,	,	PUNCT
fsr-3446	43	23	including	include	VERB
fsr-3446	43	24	any	any	DET
fsr-3446	43	25	article	article	NOUN
fsr-3446	43	26	or	or	CCONJ
fsr-3446	43	27	part	part	NOUN
fsr-3446	43	28	of	of	ADP
fsr-3446	43	29	an	an	DET
fsr-3446	43	30	article	article	NOUN
fsr-3446	43	31	.	.	PUNCT
fsr-3446	44	1	except	except	SCONJ
fsr-3446	44	2	as	as	SCONJ
fsr-3446	44	3	outlined	outline	VERB
fsr-3446	44	4	above	above	ADV
fsr-3446	44	5	,	,	PUNCT
fsr-3446	44	6	no	no	DET
fsr-3446	44	7	part	part	NOUN
fsr-3446	44	8	of	of	ADP
fsr-3446	44	9	this	this	DET
fsr-3446	44	10	publication	publication	NOUN
fsr-3446	44	11	may	may	AUX
fsr-3446	44	12	be	be	AUX
fsr-3446	44	13	reproduced	reproduce	VERB
fsr-3446	44	14	,	,	PUNCT
fsr-3446	44	15	stored	store	VERB
fsr-3446	44	16	in	in	ADP
fsr-3446	44	17	a	a	DET
fsr-3446	44	18	retrieval	retrieval	NOUN
fsr-3446	44	19	system	system	NOUN
fsr-3446	44	20	or	or	CCONJ
fsr-3446	44	21	transmitted	transmit	VERB
fsr-3446	44	22	in	in	ADP
fsr-3446	44	23	any	any	DET
fsr-3446	44	24	form	form	NOUN
fsr-3446	44	25	or	or	CCONJ
fsr-3446	44	26	by	by	ADP
fsr-3446	44	27	any	any	DET
fsr-3446	44	28	means	mean	NOUN
fsr-3446	44	29	,	,	PUNCT
fsr-3446	44	30	electronic	electronic	ADJ
fsr-3446	44	31	,	,	PUNCT
fsr-3446	44	32	mechanical	mechanical	ADJ
fsr-3446	44	33	,	,	PUNCT
fsr-3446	44	34	photocopying	photocopying	NOUN
fsr-3446	44	35	,	,	PUNCT
fsr-3446	44	36	recording	recording	NOUN
fsr-3446	44	37	,	,	PUNCT
fsr-3446	44	38	or	or	CCONJ
fsr-3446	44	39	otherwise	otherwise	ADV
fsr-3446	44	40	,	,	PUNCT
fsr-3446	44	41	without	without	ADP
fsr-3446	44	42	prior	prior	ADJ
fsr-3446	44	43	written	write	VERB
fsr-3446	44	44	permission	permission	NOUN
fsr-3446	44	45	of	of	ADP
fsr-3446	44	46	the	the	DET
fsr-3446	44	47	academy	academy	PROPN
fsr-3446	44	48	.	.	PUNCT
fsr-3446	45	1	address	address	PROPN
fsr-3446	45	2	permissions	permission	NOUN
fsr-3446	45	3	requests	request	NOUN
fsr-3446	45	4	to	to	ADP
fsr-3446	45	5	the	the	DET
fsr-3446	45	6	editor	editor	NOUN
fsr-3446	45	7	at	at	ADP
fsr-3446	45	8	the	the	DET
fsr-3446	45	9	address	address	NOUN
fsr-3446	45	10	noted	note	VERB
fsr-3446	45	11	above	above	ADV
fsr-3446	45	12	.	.	PUNCT
fsr-3446	46	1	notice	notice	VERB
fsr-3446	46	2	no	no	DET
fsr-3446	46	3	responsibility	responsibility	NOUN
fsr-3446	46	4	is	be	AUX
fsr-3446	46	5	assumed	assume	VERB
fsr-3446	46	6	by	by	ADP
fsr-3446	46	7	the	the	DET
fsr-3446	46	8	academy	academy	NOUN
fsr-3446	46	9	for	for	ADP
fsr-3446	46	10	any	any	DET
fsr-3446	46	11	injury	injury	NOUN
fsr-3446	46	12	and/or	and/or	CCONJ
fsr-3446	46	13	damage	damage	NOUN
fsr-3446	46	14	to	to	ADP
fsr-3446	46	15	persons	person	NOUN
fsr-3446	46	16	or	or	CCONJ
fsr-3446	46	17	property	property	NOUN
fsr-3446	46	18	as	as	ADP
fsr-3446	46	19	a	a	DET
fsr-3446	46	20	matter	matter	NOUN
fsr-3446	46	21	of	of	ADP
fsr-3446	46	22	products	product	NOUN
fsr-3446	46	23	liability	liability	NOUN
fsr-3446	46	24	,	,	PUNCT
fsr-3446	46	25	negligence	negligence	NOUN
fsr-3446	46	26	,	,	PUNCT
fsr-3446	46	27	or	or	CCONJ
fsr-3446	46	28	otherwise	otherwise	ADV
fsr-3446	46	29	,	,	PUNCT
fsr-3446	46	30	or	or	CCONJ
fsr-3446	46	31	from	from	ADP
fsr-3446	46	32	any	any	DET
fsr-3446	46	33	use	use	NOUN
fsr-3446	46	34	or	or	CCONJ
fsr-3446	46	35	operation	operation	NOUN
fsr-3446	46	36	of	of	ADP
fsr-3446	46	37	any	any	DET
fsr-3446	46	38	methods	method	NOUN
fsr-3446	46	39	,	,	PUNCT
fsr-3446	46	40	products	product	NOUN
fsr-3446	46	41	,	,	PUNCT
fsr-3446	46	42	instructions	instruction	NOUN
fsr-3446	46	43	,	,	PUNCT
fsr-3446	46	44	or	or	CCONJ
fsr-3446	46	45	ideas	idea	NOUN
fsr-3446	46	46	contained	contain	VERB
fsr-3446	46	47	in	in	ADP
fsr-3446	46	48	the	the	DET
fsr-3446	46	49	material	material	NOUN
fsr-3446	46	50	herein	herein	NOUN
fsr-3446	46	51	.	.	PUNCT
fsr-3446	47	1	the	the	DET
fsr-3446	47	2	editors	editor	NOUN
fsr-3446	47	3	,	,	PUNCT
fsr-3446	47	4	the	the	DET
fsr-3446	47	5	academy	academy	NOUN
fsr-3446	47	6	,	,	PUNCT
fsr-3446	47	7	and	and	CCONJ
fsr-3446	47	8	our	our	PRON
fsr-3446	47	9	sponsors	sponsor	NOUN
fsr-3446	47	10	assume	assume	VERB
fsr-3446	47	11	no	no	DET
fsr-3446	47	12	responsibility	responsibility	NOUN
fsr-3446	47	13	for	for	ADP
fsr-3446	47	14	the	the	DET
fsr-3446	47	15	views	view	NOUN
fsr-3446	47	16	expressed	express	VERB
fsr-3446	47	17	by	by	ADP
fsr-3446	47	18	our	our	PRON
fsr-3446	47	19	authors	author	NOUN
fsr-3446	47	20	.	.	PUNCT