id	sid	tid	token	lemma	pos
fsr-3452	1	1	ce	ce	PROPN
fsr-3452	1	2	1	1	NUM
fsr-3452	1	3	-	-	PUNCT
fsr-3452	1	4	hour	hour	NOUN
fsr-3452	1	5	general	general	ADJ
fsr-3452	1	6	principles	principle	NOUN
fsr-3452	1	7	of	of	ADP
fsr-3452	1	8	financial	financial	ADJ
fsr-3452	1	9	planning	planning	NOUN
fsr-3452	1	10	,	,	PUNCT
fsr-3452	1	11	risk	risk	NOUN
fsr-3452	1	12	and	and	CCONJ
fsr-3452	1	13	insurance	insurance	NOUN
fsr-3452	1	14	planning	planning	NOUN
fsr-3452	1	15	,	,	PUNCT
fsr-3452	1	16	and	and	CCONJ
fsr-3452	1	17	estate	estate	NOUN
fsr-3452	1	18	planning	planning	NOUN
fsr-3452	1	19	afs	afs	NOUN
fsr-3452	1	20	and	and	CCONJ
fsr-3452	1	21	fpa	fpa	PROPN
fsr-3452	1	22	members	member	NOUN
fsr-3452	1	23	can	can	AUX
fsr-3452	1	24	earn	earn	VERB
fsr-3452	1	25	ce	ce	PROPN
fsr-3452	1	26	credits	credit	NOUN
fsr-3452	1	27	through	through	ADP
fsr-3452	1	28	financial	financial	ADJ
fsr-3452	1	29	services	service	NOUN
fsr-3452	1	30	review	review	NOUN
fsr-3452	1	31	.	.	PUNCT
fsr-3452	2	1	go	go	VERB
fsr-3452	2	2	to	to	ADP
fsr-3452	2	3	fpajournal.org	fpajournal.org	PROPN
fsr-3452	2	4	.	.	PUNCT
fsr-3452	3	1	to	to	PART
fsr-3452	3	2	receive	receive	VERB
fsr-3452	3	3	one	one	NUM
fsr-3452	3	4	hour	hour	NOUN
fsr-3452	3	5	of	of	ADP
fsr-3452	3	6	continuing	continue	VERB
fsr-3452	3	7	education	education	NOUN
fsr-3452	3	8	credit	credit	NOUN
fsr-3452	3	9	allotted	allot	VERB
fsr-3452	3	10	for	for	ADP
fsr-3452	3	11	this	this	DET
fsr-3452	3	12	exam	exam	NOUN
fsr-3452	3	13	,	,	PUNCT
fsr-3452	3	14	you	you	PRON
fsr-3452	3	15	must	must	AUX
fsr-3452	3	16	answer	answer	VERB
fsr-3452	3	17	four	four	NUM
fsr-3452	3	18	out	out	ADP
fsr-3452	3	19	of	of	ADP
fsr-3452	3	20	five	five	NUM
fsr-3452	3	21	questions	question	NOUN
fsr-3452	3	22	correctly	correctly	ADV
fsr-3452	3	23	.	.	PUNCT
fsr-3452	4	1	cfp	cfp	PROPN
fsr-3452	4	2	board	board	PROPN
fsr-3452	4	3	recently	recently	ADV
fsr-3452	4	4	adopted	adopt	VERB
fsr-3452	4	5	revisions	revision	NOUN
fsr-3452	4	6	to	to	ADP
fsr-3452	4	7	several	several	ADJ
fsr-3452	4	8	provisions	provision	NOUN
fsr-3452	4	9	of	of	ADP
fsr-3452	4	10	its	its	PRON
fsr-3452	4	11	ce	ce	PROPN
fsr-3452	4	12	policies	policy	NOUN
fsr-3452	4	13	,	,	PUNCT
fsr-3452	4	14	including	include	VERB
fsr-3452	4	15	changing	change	VERB
fsr-3452	4	16	the	the	DET
fsr-3452	4	17	minimum	minimum	ADJ
fsr-3452	4	18	number	number	NOUN
fsr-3452	4	19	of	of	ADP
fsr-3452	4	20	questions	question	NOUN
fsr-3452	4	21	for	for	ADP
fsr-3452	4	22	self	self	NOUN
fsr-3452	4	23	-	-	PUNCT
fsr-3452	4	24	study	study	NOUN
fsr-3452	4	25	assessments	assessment	NOUN
fsr-3452	4	26	from	from	ADP
fsr-3452	4	27	10	10	NUM
fsr-3452	4	28	to	to	PART
fsr-3452	4	29	5	5	NUM
fsr-3452	4	30	per	per	ADP
fsr-3452	4	31	full	full	ADJ
fsr-3452	4	32	ce	ce	PROPN
fsr-3452	4	33	credit	credit	NOUN
fsr-3452	4	34	hour	hour	NOUN
fsr-3452	4	35	.	.	PUNCT
fsr-3452	5	1	therefore	therefore	ADV
fsr-3452	5	2	,	,	PUNCT
fsr-3452	5	3	financial	financial	ADJ
fsr-3452	5	4	services	service	NOUN
fsr-3452	5	5	review	review	NOUN
fsr-3452	5	6	ce	ce	PROPN
fsr-3452	5	7	exams	exam	NOUN
fsr-3452	5	8	will	will	AUX
fsr-3452	5	9	have	have	VERB
fsr-3452	5	10	5	5	NUM
fsr-3452	5	11	questions	question	NOUN
fsr-3452	5	12	.	.	PUNCT
fsr-3452	6	1	ce	ce	PROPN
fsr-3452	6	2	credit	credit	NOUN
fsr-3452	6	3	for	for	ADP
fsr-3452	6	4	this	this	DET
fsr-3452	6	5	issue	issue	NOUN
fsr-3452	6	6	expires	expire	VERB
fsr-3452	6	7	may	may	AUX
fsr-3452	6	8	31	31	NUM
fsr-3452	6	9	,	,	PUNCT
fsr-3452	6	10	2023	2023	NUM
fsr-3452	6	11	,	,	PUNCT
fsr-3452	6	12	subject	subject	ADJ
fsr-3452	6	13	to	to	ADP
fsr-3452	6	14	any	any	DET
fsr-3452	6	15	changes	change	NOUN
fsr-3452	6	16	dictated	dictate	VERB
fsr-3452	6	17	by	by	ADP
fsr-3452	6	18	cfp	cfp	PROPN
fsr-3452	6	19	board	board	PROPN
fsr-3452	6	20	.	.	PUNCT
fsr-3452	7	1	afs	afs	PROPN
fsr-3452	7	2	and	and	CCONJ
fsr-3452	7	3	fpa	fpa	PROPN
fsr-3452	7	4	offer	offer	VERB
fsr-3452	7	5	financial	financial	ADJ
fsr-3452	7	6	services	service	NOUN
fsr-3452	7	7	review	review	PROPN
fsr-3452	7	8	ce	ce	PROPN
fsr-3452	7	9	online	online	PROPN
fsr-3452	7	10	only	only	ADV
fsr-3452	7	11	—	—	PUNCT
fsr-3452	7	12	paper	paper	NOUN
fsr-3452	7	13	continuing	continue	VERB
fsr-3452	7	14	education	education	NOUN
fsr-3452	7	15	will	will	AUX
fsr-3452	7	16	not	not	PART
fsr-3452	7	17	be	be	AUX
fsr-3452	7	18	processed	process	VERB
fsr-3452	7	19	.	.	PUNCT
fsr-3452	8	1	go	go	VERB
fsr-3452	8	2	to	to	ADP
fsr-3452	8	3	fpajournal.org	fpajournal.org	ADJ
fsr-3452	8	4	to	to	PART
fsr-3452	8	5	take	take	VERB
fsr-3452	8	6	current	current	ADJ
fsr-3452	8	7	and	and	CCONJ
fsr-3452	8	8	past	past	ADJ
fsr-3452	8	9	ce	ce	PROPN
fsr-3452	8	10	(	(	PUNCT
fsr-3452	8	11	free	free	ADJ
fsr-3452	8	12	to	to	PART
fsr-3452	8	13	afs	afs	NOUN
fsr-3452	8	14	and	and	CCONJ
fsr-3452	8	15	fpa	fpa	NOUN
fsr-3452	8	16	members	member	NOUN
fsr-3452	8	17	)	)	PUNCT
fsr-3452	8	18	.	.	PUNCT
fsr-3452	9	1	you	you	PRON
fsr-3452	9	2	may	may	AUX
fsr-3452	9	3	use	use	VERB
fsr-3452	9	4	this	this	DET
fsr-3452	9	5	page	page	NOUN
fsr-3452	9	6	for	for	ADP
fsr-3452	9	7	reference	reference	NOUN
fsr-3452	9	8	.	.	PUNCT
fsr-3452	10	1	please	please	AUX
fsr-3452	10	2	allow	allow	VERB
fsr-3452	10	3	2	2	NUM
fsr-3452	10	4	-	-	SYM
fsr-3452	10	5	3	3	NUM
fsr-3452	10	6	weeks	week	NOUN
fsr-3452	10	7	for	for	SCONJ
fsr-3452	10	8	credit	credit	NOUN
fsr-3452	10	9	to	to	PART
fsr-3452	10	10	be	be	AUX
fsr-3452	10	11	processed	process	VERB
fsr-3452	10	12	and	and	CCONJ
fsr-3452	10	13	reported	report	VERB
fsr-3452	10	14	to	to	ADP
fsr-3452	10	15	cfp	cfp	PROPN
fsr-3452	10	16	board	board	PROPN
fsr-3452	10	17	.	.	PUNCT
fsr-3452	11	1	1	1	X
fsr-3452	11	2	.	.	X
fsr-3452	12	1	in	in	ADP
fsr-3452	12	2	“	"	PUNCT
fsr-3452	12	3	the	the	DET
fsr-3452	12	4	potential	potential	ADJ
fsr-3452	12	5	benefit	benefit	NOUN
fsr-3452	12	6	of	of	ADP
fsr-3452	12	7	liability	liability	NOUN
fsr-3452	12	8	management	management	NOUN
fsr-3452	12	9	”	"	PUNCT
fsr-3452	12	10	by	by	ADP
fsr-3452	12	11	liu	liu	PROPN
fsr-3452	12	12	and	and	CCONJ
fsr-3452	12	13	blanchett	blanchett	PROPN
fsr-3452	12	14	,	,	PUNCT
fsr-3452	12	15	which	which	PRON
fsr-3452	12	16	of	of	ADP
fsr-3452	12	17	the	the	DET
fsr-3452	12	18	following	follow	VERB
fsr-3452	12	19	factors	factor	NOUN
fsr-3452	12	20	are	be	AUX
fsr-3452	12	21	positively	positively	ADV
fsr-3452	12	22	related	relate	VERB
fsr-3452	12	23	to	to	ADP
fsr-3452	12	24	u.s	u.s	PROPN
fsr-3452	12	25	.	.	PROPN
fsr-3452	12	26	households	household	NOUN
fsr-3452	12	27	carrying	carry	VERB
fsr-3452	12	28	debt	debt	NOUN
fsr-3452	12	29	:	:	PUNCT
fsr-3452	12	30	a.	a.	NOUN
fsr-3452	12	31	number	number	NOUN
fsr-3452	12	32	of	of	ADP
fsr-3452	12	33	household	household	NOUN
fsr-3452	12	34	children	child	NOUN
fsr-3452	12	35	.	.	PUNCT
fsr-3452	13	1	b.	b.	PROPN
fsr-3452	13	2	home	home	PROPN
fsr-3452	13	3	ownership	ownership	NOUN
fsr-3452	13	4	.	.	PUNCT
fsr-3452	14	1	c.	c.	NOUN
fsr-3452	14	2	education	education	NOUN
fsr-3452	14	3	level	level	NOUN
fsr-3452	14	4	.	.	PUNCT
fsr-3452	15	1	d.	d.	PROPN
fsr-3452	15	2	all	all	PRON
fsr-3452	15	3	of	of	ADP
fsr-3452	15	4	the	the	DET
fsr-3452	15	5	above	above	ADJ
fsr-3452	15	6	.	.	PUNCT
fsr-3452	16	1	2	2	X
fsr-3452	16	2	.	.	X
fsr-3452	16	3	liu	liu	PROPN
fsr-3452	16	4	and	and	CCONJ
fsr-3452	16	5	blanchett	blanchett	PROPN
fsr-3452	16	6	concluded	conclude	VERB
fsr-3452	16	7	that	that	SCONJ
fsr-3452	16	8	households	household	NOUN
fsr-3452	16	9	with	with	ADP
fsr-3452	16	10	longer	long	ADJ
fsr-3452	16	11	financial	financial	ADJ
fsr-3452	16	12	planning	planning	NOUN
fsr-3452	16	13	horizons	horizon	NOUN
fsr-3452	16	14	are	be	AUX
fsr-3452	16	15	:	:	PUNCT
fsr-3452	16	16	a.	a.	NOUN
fsr-3452	16	17	more	more	ADV
fsr-3452	16	18	likely	likely	ADJ
fsr-3452	16	19	to	to	PART
fsr-3452	16	20	have	have	VERB
fsr-3452	16	21	debts	debt	NOUN
fsr-3452	16	22	.	.	PUNCT
fsr-3452	17	1	b.	b.	NOUN
fsr-3452	17	2	much	much	ADV
fsr-3452	17	3	less	less	ADV
fsr-3452	17	4	likely	likely	ADJ
fsr-3452	17	5	to	to	PART
fsr-3452	17	6	have	have	VERB
fsr-3452	17	7	debts	debt	NOUN
fsr-3452	17	8	.	.	PUNCT
fsr-3452	18	1	c.	c.	NOUN
fsr-3452	18	2	in	in	ADP
fsr-3452	18	3	the	the	DET
fsr-3452	18	4	similar	similar	ADJ
fsr-3452	18	5	debt	debt	NOUN
fsr-3452	18	6	situation	situation	NOUN
fsr-3452	18	7	compared	compare	VERB
fsr-3452	18	8	to	to	ADP
fsr-3452	18	9	the	the	DET
fsr-3452	18	10	households	household	NOUN
fsr-3452	18	11	with	with	ADP
fsr-3452	18	12	short	short	ADJ
fsr-3452	18	13	financial	financial	ADJ
fsr-3452	18	14	planning	planning	NOUN
fsr-3452	18	15	horizons	horizon	NOUN
fsr-3452	18	16	.	.	PUNCT
fsr-3452	19	1	d.	d.	PROPN
fsr-3452	19	2	none	none	NOUN
fsr-3452	19	3	of	of	ADP
fsr-3452	19	4	the	the	DET
fsr-3452	19	5	above	above	ADJ
fsr-3452	19	6	.	.	PUNCT
fsr-3452	20	1	3	3	X
fsr-3452	20	2	.	.	PUNCT
fsr-3452	20	3	according	accord	VERB
fsr-3452	20	4	to	to	ADP
fsr-3452	20	5	liu	liu	PROPN
fsr-3452	20	6	and	and	CCONJ
fsr-3452	20	7	blanchett	blanchett	PROPN
fsr-3452	20	8	,	,	PUNCT
fsr-3452	20	9	bad	bad	ADJ
fsr-3452	20	10	debts	debt	NOUN
fsr-3452	20	11	are	be	AUX
fsr-3452	20	12	not	not	PART
fsr-3452	20	13	only	only	ADV
fsr-3452	20	14	expensive	expensive	ADJ
fsr-3452	20	15	,	,	PUNCT
fsr-3452	20	16	but	but	CCONJ
fsr-3452	20	17	they	they	PRON
fsr-3452	20	18	may	may	AUX
fsr-3452	20	19	also	also	ADV
fsr-3452	20	20	:	:	PUNCT
fsr-3452	20	21	a.	a.	NOUN
fsr-3452	20	22	negatively	negatively	ADV
fsr-3452	20	23	influence	influence	VERB
fsr-3452	20	24	the	the	DET
fsr-3452	20	25	borrowers	borrower	NOUN
fsr-3452	20	26	’	’	PART
fsr-3452	20	27	credit	credit	NOUN
fsr-3452	20	28	scores	score	NOUN
fsr-3452	20	29	.	.	PUNCT
fsr-3452	21	1	b.	b.	PROPN
fsr-3452	21	2	hinder	hinder	VERB
fsr-3452	21	3	their	their	PRON
fsr-3452	21	4	financial	financial	ADJ
fsr-3452	21	5	and	and	CCONJ
fsr-3452	21	6	retirement	retirement	NOUN
fsr-3452	21	7	goals	goal	NOUN
fsr-3452	21	8	.	.	PUNCT
fsr-3452	22	1	c.	c.	NOUN
fsr-3452	22	2	cause	cause	VERB
fsr-3452	22	3	stress	stress	NOUN
fsr-3452	22	4	and	and	CCONJ
fsr-3452	22	5	health	health	NOUN
fsr-3452	22	6	issues	issue	NOUN
fsr-3452	22	7	.	.	PUNCT
fsr-3452	23	1	d.	d.	PROPN
fsr-3452	23	2	all	all	PRON
fsr-3452	23	3	of	of	ADP
fsr-3452	23	4	the	the	DET
fsr-3452	23	5	above	above	ADJ
fsr-3452	23	6	.	.	PUNCT
fsr-3452	24	1	4	4	X
fsr-3452	24	2	.	.	X
fsr-3452	24	3	according	accord	VERB
fsr-3452	24	4	to	to	ADP
fsr-3452	24	5	“	"	PUNCT
fsr-3452	24	6	encouraging	encourage	VERB
fsr-3452	24	7	living	living	NOUN
fsr-3452	24	8	will	will	AUX
fsr-3452	24	9	completion	completion	NOUN
fsr-3452	24	10	using	use	VERB
fsr-3452	24	11	social	social	ADJ
fsr-3452	24	12	norms	norm	NOUN
fsr-3452	24	13	and	and	CCONJ
fsr-3452	24	14	family	family	NOUN
fsr-3452	24	15	benefit	benefit	NOUN
fsr-3452	24	16	”	"	PUNCT
fsr-3452	24	17	by	by	ADP
fsr-3452	24	18	hussein	hussein	PROPN
fsr-3452	24	19	and	and	CCONJ
fsr-3452	24	20	james	james	PROPN
fsr-3452	24	21	,	,	PUNCT
fsr-3452	24	22	which	which	PRON
fsr-3452	24	23	of	of	ADP
fsr-3452	24	24	the	the	DET
fsr-3452	24	25	following	following	NOUN
fsr-3452	24	26	is	be	AUX
fsr-3452	24	27	a	a	DET
fsr-3452	24	28	potential	potential	ADJ
fsr-3452	24	29	advantage	advantage	NOUN
fsr-3452	24	30	of	of	ADP
fsr-3452	24	31	advanced	advanced	ADJ
fsr-3452	24	32	planning	planning	NOUN
fsr-3452	24	33	such	such	ADJ
fsr-3452	24	34	as	as	ADP
fsr-3452	24	35	with	with	ADP
fsr-3452	24	36	living	living	NOUN
fsr-3452	24	37	wills	will	NOUN
fsr-3452	24	38	and	and	CCONJ
fsr-3452	24	39	durable	durable	ADJ
fsr-3452	24	40	powers	power	NOUN
fsr-3452	24	41	of	of	ADP
fsr-3452	24	42	attorney	attorney	NOUN
fsr-3452	24	43	for	for	ADP
fsr-3452	24	44	healthcare	healthcare	NOUN
fsr-3452	24	45	?	?	PUNCT
fsr-3452	25	1	a.	a.	NOUN
fsr-3452	25	2	achieve	achieve	VERB
fsr-3452	25	3	personal	personal	ADJ
fsr-3452	25	4	and	and	CCONJ
fsr-3452	25	5	family	family	NOUN
fsr-3452	25	6	financial	financial	ADJ
fsr-3452	25	7	goals	goal	NOUN
fsr-3452	25	8	.	.	PUNCT
fsr-3452	26	1	b.	b.	PROPN
fsr-3452	26	2	ensure	ensure	VERB
fsr-3452	26	3	that	that	SCONJ
fsr-3452	26	4	patients	patient	NOUN
fsr-3452	26	5	’	'	PUNCT
fsr-3452	26	6	preferences	preference	NOUN
fsr-3452	26	7	for	for	ADP
fsr-3452	26	8	medical	medical	ADJ
fsr-3452	26	9	treatment	treatment	NOUN
fsr-3452	26	10	is	be	AUX
fsr-3452	26	11	followed	follow	VERB
fsr-3452	26	12	.	.	PUNCT
fsr-3452	27	1	c.	c.	NOUN
fsr-3452	27	2	can	can	AUX
fsr-3452	27	3	limit	limit	VERB
fsr-3452	27	4	the	the	DET
fsr-3452	27	5	financial	financial	ADJ
fsr-3452	27	6	impact	impact	NOUN
fsr-3452	27	7	of	of	ADP
fsr-3452	27	8	this	this	DET
fsr-3452	27	9	end	end	NOUN
fsr-3452	27	10	-	-	PUNCT
fsr-3452	27	11	of	of	ADP
fsr-3452	27	12	-	-	PUNCT
fsr-3452	27	13	life	life	NOUN
fsr-3452	27	14	medical	medical	ADJ
fsr-3452	27	15	care	care	NOUN
fsr-3452	27	16	.	.	PUNCT
fsr-3452	28	1	d.	d.	PROPN
fsr-3452	28	2	all	all	DET
fsr-3452	28	3	the	the	DET
fsr-3452	28	4	above	above	ADJ
fsr-3452	28	5	.	.	PUNCT
fsr-3452	29	1	5	5	X
fsr-3452	29	2	.	.	X
fsr-3452	29	3	in	in	ADP
fsr-3452	29	4	hussein	hussein	PROPN
fsr-3452	29	5	and	and	CCONJ
fsr-3452	29	6	james	james	PROPN
fsr-3452	29	7	,	,	PUNCT
fsr-3452	29	8	which	which	PRON
fsr-3452	29	9	of	of	ADP
fsr-3452	29	10	the	the	DET
fsr-3452	29	11	following	follow	VERB
fsr-3452	29	12	added	add	VERB
fsr-3452	29	13	statements	statement	NOUN
fsr-3452	29	14	resulted	result	VERB
fsr-3452	29	15	in	in	ADP
fsr-3452	29	16	the	the	DET
fsr-3452	29	17	greatest	great	ADJ
fsr-3452	29	18	increase	increase	NOUN
fsr-3452	29	19	in	in	ADP
fsr-3452	29	20	intentions	intention	NOUN
fsr-3452	29	21	to	to	PART
fsr-3452	29	22	complete	complete	VERB
fsr-3452	29	23	a	a	DET
fsr-3452	29	24	living	living	NOUN
fsr-3452	29	25	will	will	AUX
fsr-3452	29	26	document	document	VERB
fsr-3452	29	27	?	?	PUNCT
fsr-3452	30	1	a.	a.	NOUN
fsr-3452	31	1	a	a	DET
fsr-3452	31	2	living	living	NOUN
fsr-3452	31	3	will	will	AUX
fsr-3452	31	4	can	can	AUX
fsr-3452	31	5	relieve	relieve	VERB
fsr-3452	31	6	family	family	NOUN
fsr-3452	31	7	members	member	NOUN
fsr-3452	31	8	of	of	ADP
fsr-3452	31	9	difficult	difficult	ADJ
fsr-3452	31	10	decisions	decision	NOUN
fsr-3452	31	11	(	(	PUNCT
fsr-3452	31	12	family	family	NOUN
fsr-3452	31	13	benefit	benefit	NOUN
fsr-3452	31	14	only	only	ADV
fsr-3452	31	15	)	)	PUNCT
fsr-3452	31	16	.	.	PUNCT
fsr-3452	32	1	b.	b.	NOUN
fsr-3452	33	1	many	many	ADJ
fsr-3452	33	2	people	people	NOUN
fsr-3452	33	3	like	like	VERB
fsr-3452	33	4	to	to	PART
fsr-3452	33	5	have	have	VERB
fsr-3452	33	6	a	a	DET
fsr-3452	33	7	living	living	NOUN
fsr-3452	33	8	will	will	AUX
fsr-3452	33	9	(	(	PUNCT
fsr-3452	33	10	social	social	ADJ
fsr-3452	33	11	norms	norm	NOUN
fsr-3452	33	12	only	only	ADV
fsr-3452	33	13	)	)	PUNCT
fsr-3452	33	14	.	.	PUNCT
fsr-3452	34	1	c.	c.	NOUN
fsr-3452	34	2	many	many	ADJ
fsr-3452	34	3	people	people	NOUN
fsr-3452	34	4	like	like	VERB
fsr-3452	34	5	to	to	PART
fsr-3452	34	6	have	have	VERB
fsr-3452	34	7	a	a	DET
fsr-3452	34	8	living	living	NOUN
fsr-3452	34	9	will	will	NOUN
fsr-3452	34	10	because	because	SCONJ
fsr-3452	34	11	it	it	PRON
fsr-3452	34	12	can	can	AUX
fsr-3452	34	13	relieve	relieve	VERB
fsr-3452	34	14	family	family	NOUN
fsr-3452	34	15	members	member	NOUN
fsr-3452	34	16	of	of	ADP
fsr-3452	34	17	difficult	difficult	ADJ
fsr-3452	34	18	decisions	decision	NOUN
fsr-3452	34	19	(	(	PUNCT
fsr-3452	34	20	family	family	NOUN
fsr-3452	34	21	benefit	benefit	NOUN
fsr-3452	34	22	and	and	CCONJ
fsr-3452	34	23	social	social	ADJ
fsr-3452	34	24	norms	norm	NOUN
fsr-3452	34	25	combined	combine	VERB
fsr-3452	34	26	)	)	PUNCT
fsr-3452	34	27	.	.	PUNCT
fsr-3452	35	1	d.	d.	PROPN
fsr-3452	35	2	the	the	DET
fsr-3452	35	3	living	living	NOUN
fsr-3452	35	4	will	will	AUX
fsr-3452	35	5	is	be	AUX
fsr-3452	35	6	only	only	ADV
fsr-3452	35	7	used	use	VERB
fsr-3452	35	8	at	at	ADP
fsr-3452	35	9	the	the	DET
fsr-3452	35	10	end	end	NOUN
fsr-3452	35	11	of	of	ADP
fsr-3452	35	12	life	life	NOUN
fsr-3452	35	13	if	if	SCONJ
fsr-3452	35	14	a	a	DET
fsr-3452	35	15	person	person	NOUN
fsr-3452	35	16	can	can	AUX
fsr-3452	35	17	not	not	PART
fsr-3452	35	18	be	be	AUX
fsr-3452	35	19	cured	cure	VERB
fsr-3452	35	20	(	(	PUNCT
fsr-3452	35	21	terminally	terminally	ADV
fsr-3452	35	22	ill	ill	ADJ
fsr-3452	35	23	)	)	PUNCT
fsr-3452	35	24	or	or	CCONJ
fsr-3452	35	25	is	be	AUX
fsr-3452	35	26	permanently	permanently	ADV
fsr-3452	35	27	unconscious	unconscious	ADJ
fsr-3452	35	28	(	(	PUNCT
fsr-3452	35	29	end	end	NOUN
fsr-3452	35	30	of	of	ADP
fsr-3452	35	31	life	life	NOUN
fsr-3452	35	32	only	only	ADV
fsr-3452	35	33	)	)	PUNCT
fsr-3452	35	34	call	call	VERB
fsr-3452	35	35	for	for	ADP
fsr-3452	35	36	papers	paper	NOUN
fsr-3452	35	37	&	&	CCONJ
fsr-3452	35	38	proposals	proposal	NOUN
fsr-3452	35	39	virtual	virtual	ADJ
fsr-3452	35	40	conference	conference	NOUN
fsr-3452	35	41	due	due	ADJ
fsr-3452	35	42	june	june	PROPN
fsr-3452	35	43	1	1	NUM
fsr-3452	35	44	,	,	PUNCT
fsr-3452	35	45	2021	2021	NUM
fsr-3452	35	46	the	the	DET
fsr-3452	35	47	academy	academy	NOUN
fsr-3452	35	48	of	of	ADP
fsr-3452	35	49	financial	financial	ADJ
fsr-3452	35	50	services	service	NOUN
fsr-3452	35	51	35th	35th	ADJ
fsr-3452	35	52	annual	annual	ADJ
fsr-3452	35	53	meeting	meeting	NOUN
fsr-3452	35	54	september	september	PROPN
fsr-3452	35	55	21	21	NUM
fsr-3452	35	56	-	-	SYM
fsr-3452	35	57	22	22	NUM
fsr-3452	35	58	,	,	PUNCT
fsr-3452	35	59	2021	2021	NUM
fsr-3452	35	60	,	,	PUNCT
fsr-3452	35	61	virtual	virtual	ADJ
fsr-3452	35	62	conference	conference	NOUN
fsr-3452	35	63	the	the	DET
fsr-3452	35	64	academy	academy	NOUN
fsr-3452	35	65	of	of	ADP
fsr-3452	35	66	financial	financial	ADJ
fsr-3452	35	67	services	service	NOUN
fsr-3452	35	68	will	will	AUX
fsr-3452	35	69	hold	hold	VERB
fsr-3452	35	70	its	its	PRON
fsr-3452	35	71	annual	annual	ADJ
fsr-3452	35	72	conference	conference	NOUN
fsr-3452	35	73	in	in	ADP
fsr-3452	35	74	conjunction	conjunction	NOUN
fsr-3452	35	75	with	with	ADP
fsr-3452	35	76	the	the	DET
fsr-3452	35	77	fpa	fpa	NOUN
fsr-3452	35	78	be	be	AUX
fsr-3452	35	79	annual	annual	ADJ
fsr-3452	35	80	conference	conference	NOUN
fsr-3452	35	81	.	.	PUNCT
fsr-3452	36	1	this	this	DET
fsr-3452	36	2	year	year	NOUN
fsr-3452	36	3	,	,	PUNCT
fsr-3452	36	4	we	we	PRON
fsr-3452	36	5	will	will	AUX
fsr-3452	36	6	have	have	VERB
fsr-3452	36	7	a	a	DET
fsr-3452	36	8	virtual	virtual	ADJ
fsr-3452	36	9	conference	conference	NOUN
fsr-3452	36	10	.	.	PUNCT
fsr-3452	37	1	$	$	SYM
fsr-3452	37	2	199	199	NUM
fsr-3452	37	3	for	for	ADP
fsr-3452	37	4	academics	academic	NOUN
fsr-3452	37	5	and	and	CCONJ
fsr-3452	37	6	practitioners	practitioner	NOUN
fsr-3452	37	7	and	and	CCONJ
fsr-3452	37	8	$	$	SYM
fsr-3452	37	9	99	99	NUM
fsr-3452	37	10	for	for	ADP
fsr-3452	37	11	students	student	NOUN
fsr-3452	37	12	.	.	PUNCT
fsr-3452	38	1	�	�	PROPN
fsr-3452	38	2	the	the	DET
fsr-3452	38	3	afs	afs	NOUN
fsr-3452	38	4	conference	conference	NOUN
fsr-3452	38	5	will	will	AUX
fsr-3452	38	6	feature	feature	VERB
fsr-3452	38	7	speakers	speaker	NOUN
fsr-3452	38	8	,	,	PUNCT
fsr-3452	38	9	symposia	symposia	NOUN
fsr-3452	38	10	,	,	PUNCT
fsr-3452	38	11	and	and	CCONJ
fsr-3452	38	12	several	several	ADJ
fsr-3452	38	13	special	special	ADJ
fsr-3452	38	14	sessions	session	NOUN
fsr-3452	38	15	.	.	PUNCT
fsr-3452	39	1	among	among	ADP
fsr-3452	39	2	them	they	PRON
fsr-3452	39	3	,	,	PUNCT
fsr-3452	39	4	we	we	PRON
fsr-3452	39	5	will	will	AUX
fsr-3452	39	6	introduce	introduce	VERB
fsr-3452	39	7	a	a	DET
fsr-3452	39	8	new	new	ADJ
fsr-3452	39	9	panel	panel	NOUN
fsr-3452	39	10	session	session	NOUN
fsr-3452	39	11	for	for	ADP
fsr-3452	39	12	phd	phd	NOUN
fsr-3452	39	13	students	student	NOUN
fsr-3452	39	14	,	,	PUNCT
fsr-3452	39	15	highlighting	highlight	VERB
fsr-3452	39	16	how	how	SCONJ
fsr-3452	39	17	to	to	PART
fsr-3452	39	18	best	well	ADV
fsr-3452	39	19	navigate	navigate	VERB
fsr-3452	39	20	the	the	DET
fsr-3452	39	21	job	job	NOUN
fsr-3452	39	22	market	market	NOUN
fsr-3452	39	23	.	.	PUNCT
fsr-3452	40	1	�	�	PROPN
fsr-3452	40	2	with	with	ADP
fsr-3452	40	3	the	the	DET
fsr-3452	40	4	generous	generous	ADJ
fsr-3452	40	5	support	support	NOUN
fsr-3452	40	6	of	of	ADP
fsr-3452	40	7	our	our	PRON
fsr-3452	40	8	sponsors	sponsor	NOUN
fsr-3452	40	9	,	,	PUNCT
fsr-3452	40	10	the	the	DET
fsr-3452	40	11	academy	academy	NOUN
fsr-3452	40	12	has	have	AUX
fsr-3452	40	13	awarded	award	VERB
fsr-3452	40	14	several	several	ADJ
fsr-3452	40	15	best	good	ADJ
fsr-3452	40	16	paper	paper	NOUN
fsr-3452	40	17	awards	award	NOUN
fsr-3452	40	18	during	during	ADP
fsr-3452	40	19	past	past	ADJ
fsr-3452	40	20	meetings	meeting	NOUN
fsr-3452	40	21	and	and	CCONJ
fsr-3452	40	22	we	we	PRON
fsr-3452	40	23	anticipate	anticipate	VERB
fsr-3452	40	24	continuing	continue	VERB
fsr-3452	40	25	best	good	ADJ
fsr-3452	40	26	paper	paper	NOUN
fsr-3452	40	27	awards	award	NOUN
fsr-3452	40	28	in	in	ADP
fsr-3452	40	29	2021	2021	NUM
fsr-3452	40	30	.	.	PUNCT
fsr-3452	41	1	�	�	PROPN
fsr-3452	41	2	we	we	PRON
fsr-3452	41	3	will	will	AUX
fsr-3452	41	4	continue	continue	VERB
fsr-3452	41	5	with	with	ADP
fsr-3452	41	6	our	our	PRON
fsr-3452	41	7	emerging	emerge	VERB
fsr-3452	41	8	scholar	scholar	NOUN
fsr-3452	41	9	award	award	NOUN
fsr-3452	41	10	to	to	ADP
fsr-3452	41	11	a	a	DET
fsr-3452	41	12	current	current	ADJ
fsr-3452	41	13	graduate	graduate	NOUN
fsr-3452	41	14	student	student	NOUN
fsr-3452	41	15	for	for	ADP
fsr-3452	41	16	promising	promise	VERB
fsr-3452	41	17	research	research	NOUN
fsr-3452	41	18	work	work	NOUN
fsr-3452	41	19	on	on	ADP
fsr-3452	41	20	a	a	DET
fsr-3452	41	21	paper	paper	NOUN
fsr-3452	41	22	or	or	CCONJ
fsr-3452	41	23	poster	poster	NOUN
fsr-3452	41	24	presented	present	VERB
fsr-3452	41	25	at	at	ADP
fsr-3452	41	26	the	the	DET
fsr-3452	41	27	conference	conference	NOUN
fsr-3452	41	28	.	.	PUNCT
fsr-3452	42	1	�	�	PROPN
fsr-3452	42	2	in	in	ADP
fsr-3452	42	3	addition	addition	NOUN
fsr-3452	42	4	,	,	PUNCT
fsr-3452	42	5	in	in	ADP
fsr-3452	42	6	2021	2021	NUM
fsr-3452	42	7	,	,	PUNCT
fsr-3452	42	8	we	we	PRON
fsr-3452	42	9	will	will	AUX
fsr-3452	42	10	continue	continue	VERB
fsr-3452	42	11	with	with	ADP
fsr-3452	42	12	the	the	DET
fsr-3452	42	13	program	program	NOUN
fsr-3452	42	14	directors	director	NOUN
fsr-3452	42	15	track	track	VERB
fsr-3452	42	16	.	.	PUNCT
fsr-3452	43	1	the	the	DET
fsr-3452	43	2	goal	goal	NOUN
fsr-3452	43	3	is	be	AUX
fsr-3452	43	4	to	to	PART
fsr-3452	43	5	allow	allow	VERB
fsr-3452	43	6	program	program	NOUN
fsr-3452	43	7	directors	director	NOUN
fsr-3452	43	8	to	to	PART
fsr-3452	43	9	present	present	VERB
fsr-3452	43	10	and	and	CCONJ
fsr-3452	43	11	discuss	discuss	VERB
fsr-3452	43	12	program	program	NOUN
fsr-3452	43	13	issues	issue	NOUN
fsr-3452	43	14	and	and	CCONJ
fsr-3452	43	15	best	good	ADJ
fsr-3452	43	16	practices	practice	NOUN
fsr-3452	43	17	in	in	ADP
fsr-3452	43	18	a	a	DET
fsr-3452	43	19	panel	panel	NOUN
fsr-3452	43	20	environment	environment	NOUN
fsr-3452	43	21	,	,	PUNCT
fsr-3452	43	22	such	such	ADJ
fsr-3452	43	23	as	as	ADP
fsr-3452	43	24	“	"	PUNCT
fsr-3452	43	25	working	work	VERB
fsr-3452	43	26	with	with	ADP
fsr-3452	43	27	your	your	PRON
fsr-3452	43	28	university	university	NOUN
fsr-3452	43	29	’s	’s	PART
fsr-3452	43	30	foundation	foundation	NOUN
fsr-3452	43	31	”	"	PUNCT
fsr-3452	43	32	,	,	PUNCT
fsr-3452	43	33	“	"	PUNCT
fsr-3452	43	34	capstone	capstone	NOUN
fsr-3452	43	35	course	course	NOUN
fsr-3452	43	36	cases	case	NOUN
fsr-3452	43	37	:	:	PUNCT
fsr-3452	43	38	what	what	PRON
fsr-3452	43	39	’s	’	VERB
fsr-3452	43	40	the	the	DET
fsr-3452	43	41	right	right	ADJ
fsr-3452	43	42	content	content	NOUN
fsr-3452	43	43	?	?	PUNCT
fsr-3452	43	44	”	"	PUNCT
fsr-3452	43	45	,	,	PUNCT
fsr-3452	43	46	“	"	PUNCT
fsr-3452	43	47	understanding	understand	VERB
fsr-3452	43	48	career	career	NOUN
fsr-3452	43	49	paths	path	NOUN
fsr-3452	43	50	and	and	CCONJ
fsr-3452	43	51	student	student	NOUN
fsr-3452	43	52	fit	fit	NOUN
fsr-3452	43	53	”	"	PUNCT
fsr-3452	43	54	and	and	CCONJ
fsr-3452	43	55	“	"	PUNCT
fsr-3452	43	56	developing	develop	VERB
fsr-3452	43	57	a	a	DET
fsr-3452	43	58	passionate	passionate	ADJ
fsr-3452	43	59	program	program	NOUN
fsr-3452	43	60	in	in	ADP
fsr-3452	43	61	a	a	DET
fsr-3452	43	62	box	box	NOUN
fsr-3452	43	63	:	:	PUNCT
fsr-3452	43	64	scholarships	scholarship	NOUN
fsr-3452	43	65	,	,	PUNCT
fsr-3452	43	66	competitions	competition	NOUN
fsr-3452	43	67	,	,	PUNCT
fsr-3452	43	68	student	student	NOUN
fsr-3452	43	69	organizations	organization	NOUN
fsr-3452	43	70	”	"	PUNCT
fsr-3452	43	71	.	.	PUNCT
fsr-3452	44	1	we	we	PRON
fsr-3452	44	2	welcome	welcome	VERB
fsr-3452	44	3	other	other	ADJ
fsr-3452	44	4	panel	panel	NOUN
fsr-3452	44	5	topics	topic	NOUN
fsr-3452	44	6	deemed	deem	VERB
fsr-3452	44	7	beneficial	beneficial	ADJ
fsr-3452	44	8	to	to	ADP
fsr-3452	44	9	program	program	NOUN
fsr-3452	44	10	directors	director	NOUN
fsr-3452	44	11	.	.	PUNCT
fsr-3452	45	1	submission	submission	NOUN
fsr-3452	45	2	information	information	NOUN
fsr-3452	45	3	:	:	PUNCT
fsr-3452	45	4	research	research	NOUN
fsr-3452	45	5	papers	paper	NOUN
fsr-3452	45	6	and	and	CCONJ
fsr-3452	45	7	abstracts	abstract	NOUN
fsr-3452	45	8	covering	cover	VERB
fsr-3452	45	9	all	all	DET
fsr-3452	45	10	aspects	aspect	NOUN
fsr-3452	45	11	of	of	ADP
fsr-3452	45	12	individual	individual	ADJ
fsr-3452	45	13	financial	financial	ADJ
fsr-3452	45	14	management	management	NOUN
fsr-3452	45	15	and	and	CCONJ
fsr-3452	45	16	education	education	NOUN
fsr-3452	45	17	are	be	AUX
fsr-3452	45	18	sought	seek	VERB
fsr-3452	45	19	for	for	ADP
fsr-3452	45	20	inclusion	inclusion	NOUN
fsr-3452	45	21	in	in	ADP
fsr-3452	45	22	the	the	DET
fsr-3452	45	23	program	program	NOUN
fsr-3452	45	24	.	.	PUNCT
fsr-3452	46	1	papers	paper	NOUN
fsr-3452	46	2	in	in	ADP
fsr-3452	46	3	the	the	DET
fsr-3452	46	4	areas	area	NOUN
fsr-3452	46	5	of	of	ADP
fsr-3452	46	6	estate	estate	NOUN
fsr-3452	46	7	planning	planning	NOUN
fsr-3452	46	8	,	,	PUNCT
fsr-3452	46	9	insurance	insurance	NOUN
fsr-3452	46	10	,	,	PUNCT
fsr-3452	46	11	tax	tax	NOUN
fsr-3452	46	12	accounting	accounting	NOUN
fsr-3452	46	13	aspects	aspect	NOUN
fsr-3452	46	14	of	of	ADP
fsr-3452	46	15	financial	financial	ADJ
fsr-3452	46	16	planning	planning	NOUN
fsr-3452	46	17	,	,	PUNCT
fsr-3452	46	18	investments	investment	NOUN
fsr-3452	46	19	,	,	PUNCT
fsr-3452	46	20	and	and	CCONJ
fsr-3452	46	21	retirement	retirement	NOUN
fsr-3452	46	22	planning	planning	NOUN
fsr-3452	46	23	are	be	AUX
fsr-3452	46	24	encouraged	encourage	VERB
fsr-3452	46	25	.	.	PUNCT
fsr-3452	47	1	proposals	proposal	NOUN
fsr-3452	47	2	for	for	ADP
fsr-3452	47	3	panel	panel	NOUN
fsr-3452	47	4	discussions	discussion	NOUN
fsr-3452	47	5	and	and	CCONJ
fsr-3452	47	6	tutorials	tutorial	NOUN
fsr-3452	47	7	devoted	devote	VERB
fsr-3452	47	8	to	to	ADP
fsr-3452	47	9	current	current	ADJ
fsr-3452	47	10	issues	issue	NOUN
fsr-3452	47	11	in	in	ADP
fsr-3452	47	12	individual	individual	ADJ
fsr-3452	47	13	financial	financial	ADJ
fsr-3452	47	14	management	management	NOUN
fsr-3452	47	15	or	or	CCONJ
fsr-3452	47	16	the	the	DET
fsr-3452	47	17	practice	practice	NOUN
fsr-3452	47	18	of	of	ADP
fsr-3452	47	19	financial	financial	ADJ
fsr-3452	47	20	planning	planning	NOUN
fsr-3452	47	21	will	will	AUX
fsr-3452	47	22	also	also	ADV
fsr-3452	47	23	be	be	AUX
fsr-3452	47	24	considered	consider	VERB
fsr-3452	47	25	for	for	ADP
fsr-3452	47	26	inclusion	inclusion	NOUN
fsr-3452	47	27	in	in	ADP
fsr-3452	47	28	the	the	DET
fsr-3452	47	29	program	program	NOUN
fsr-3452	47	30	.	.	PUNCT
fsr-3452	48	1	several	several	ADJ
fsr-3452	48	2	sessions	session	NOUN
fsr-3452	48	3	will	will	AUX
fsr-3452	48	4	be	be	AUX
fsr-3452	48	5	registered	register	VERB
fsr-3452	48	6	for	for	ADP
fsr-3452	48	7	continuing	continue	VERB
fsr-3452	48	8	education	education	NOUN
fsr-3452	48	9	(	(	PUNCT
fsr-3452	48	10	ce	ce	PROPN
fsr-3452	48	11	)	)	PUNCT
fsr-3452	48	12	credit	credit	NOUN
fsr-3452	48	13	with	with	ADP
fsr-3452	48	14	the	the	DET
fsr-3452	48	15	cfp	cfp	PROPN
fsr-3452	48	16	®	®	PROPN
fsr-3452	48	17	board	board	NOUN
fsr-3452	48	18	.	.	PUNCT
fsr-3452	49	1	please	please	INTJ
fsr-3452	49	2	be	be	AUX
fsr-3452	49	3	advised	advise	VERB
fsr-3452	49	4	that	that	SCONJ
fsr-3452	49	5	you	you	PRON
fsr-3452	49	6	must	must	AUX
fsr-3452	49	7	be	be	AUX
fsr-3452	49	8	an	an	DET
fsr-3452	49	9	afs	afs	NOUN
fsr-3452	49	10	member	member	NOUN
fsr-3452	49	11	in	in	ADP
fsr-3452	49	12	good	good	ADJ
fsr-3452	49	13	standing	standing	NOUN
fsr-3452	49	14	when	when	SCONJ
fsr-3452	49	15	you	you	PRON
fsr-3452	49	16	.	.	PUNCT
fsr-3452	50	1	register	register	VERB
fsr-3452	50	2	for	for	ADP
fsr-3452	50	3	the	the	DET
fsr-3452	50	4	conference	conference	NOUN
fsr-3452	50	5	.	.	PUNCT
fsr-3452	51	1	membership	membership	NOUN
fsr-3452	51	2	has	have	AUX
fsr-3452	51	3	always	always	ADV
fsr-3452	51	4	been	be	AUX
fsr-3452	51	5	required	require	VERB
fsr-3452	51	6	to	to	PART
fsr-3452	51	7	register	register	VERB
fsr-3452	51	8	for	for	ADP
fsr-3452	51	9	and	and	CCONJ
fsr-3452	51	10	attend	attend	VERB
fsr-3452	51	11	the	the	DET
fsr-3452	51	12	afs	afs	NOUN
fsr-3452	51	13	conference	conference	NOUN
fsr-3452	51	14	.	.	PUNCT
fsr-3452	52	1	for	for	ADP
fsr-3452	52	2	further	further	ADJ
fsr-3452	52	3	information	information	NOUN
fsr-3452	52	4	:	:	PUNCT
fsr-3452	52	5	�	�	PROPN
fsr-3452	52	6	go	go	VERB
fsr-3452	52	7	to	to	ADP
fsr-3452	52	8	the	the	DET
fsr-3452	52	9	afs	afs	NOUN
fsr-3452	52	10	website	website	NOUN
fsr-3452	52	11	at	at	ADP
fsr-3452	52	12	academyfinancial.org	academyfinancial.org	PROPN
fsr-3452	52	13	that	that	PRON
fsr-3452	52	14	will	will	AUX
fsr-3452	52	15	be	be	AUX
fsr-3452	52	16	frequently	frequently	ADV
fsr-3452	52	17	updated	update	VERB
fsr-3452	52	18	.	.	PUNCT
fsr-3452	53	1	�	�	PROPN
fsr-3452	53	2	for	for	ADP
fsr-3452	53	3	content	content	NOUN
fsr-3452	53	4	questions	question	NOUN
fsr-3452	53	5	contact	contact	NOUN
fsr-3452	53	6	program	program	NOUN
fsr-3452	53	7	chair	chair	NOUN
fsr-3452	53	8	,	,	PUNCT
fsr-3452	53	9	terrance	terrance	PROPN
fsr-3452	53	10	k.	k.	PROPN
fsr-3452	53	11	martin	martin	PROPN
fsr-3452	54	1	jr	jr	PROPN
fsr-3452	54	2	at	at	ADP
fsr-3452	54	3	terrance.martin@uvu.edu	terrance.martin@uvu.edu	PROPN
fsr-3452	54	4	important	important	ADJ
fsr-3452	54	5	information	information	NOUN
fsr-3452	54	6	�	�	PROPN
fsr-3452	54	7	submit	submit	VERB
fsr-3452	54	8	proposals	proposal	NOUN
fsr-3452	54	9	here	here	ADV
fsr-3452	54	10	:	:	PUNCT
fsr-3452	54	11	http://proposalspace.com/calls/d/1306	http://proposalspace.com/calls/d/1306	PROPN
fsr-3452	54	12	�	�	PROPN
fsr-3452	54	13	submissions	submission	NOUN
fsr-3452	54	14	are	be	AUX
fsr-3452	54	15	due	due	ADJ
fsr-3452	54	16	june	june	PROPN
fsr-3452	54	17	1st	1st	PROPN
fsr-3452	54	18	�	�	PROPN
fsr-3452	55	1	the	the	DET
fsr-3452	55	2	review	review	NOUN
fsr-3452	55	3	period	period	NOUN
fsr-3452	55	4	ends	end	VERB
fsr-3452	55	5	on	on	ADP
fsr-3452	55	6	july	july	PROPN
fsr-3452	55	7	15th	15th	NOUN
fsr-3452	55	8	,	,	PUNCT
fsr-3452	55	9	2021	2021	NUM
fsr-3452	55	10	with	with	ADP
fsr-3452	55	11	the	the	DET
fsr-3452	55	12	selection	selection	NOUN
fsr-3452	55	13	period	period	NOUN
fsr-3452	55	14	and	and	CCONJ
fsr-3452	55	15	formulation	formulation	NOUN
fsr-3452	55	16	of	of	ADP
fsr-3452	55	17	the	the	DET
fsr-3452	55	18	agenda	agenda	NOUN
fsr-3452	55	19	estimated	estimate	VERB
fsr-3452	55	20	to	to	PART
fsr-3452	55	21	be	be	AUX
fsr-3452	55	22	completed	complete	VERB
fsr-3452	55	23	by	by	ADP
fsr-3452	55	24	august	august	PROPN
fsr-3452	55	25	15th	15th	NOUN
fsr-3452	55	26	,	,	PUNCT
fsr-3452	55	27	2021	2021	NUM
fsr-3452	55	28	.	.	PUNCT
fsr-3452	56	1	notice	notice	NOUN
fsr-3452	56	2	of	of	ADP
fsr-3452	56	3	acceptance	acceptance	NOUN
fsr-3452	56	4	as	as	ADP
fsr-3452	56	5	an	an	DET
fsr-3452	56	6	oral	oral	ADJ
fsr-3452	56	7	session	session	NOUN
fsr-3452	56	8	is	be	AUX
fsr-3452	56	9	targeted	target	VERB
fsr-3452	56	10	for	for	ADP
fsr-3452	56	11	august	august	PROPN
fsr-3452	56	12	31st	31st	NOUN
fsr-3452	56	13	,	,	PUNCT
fsr-3452	56	14	2021	2021	NUM
fsr-3452	56	15	.	.	PUNCT
fsr-3452	57	1	�	�	PROPN
fsr-3452	57	2	note	note	VERB
fsr-3452	57	3	that	that	SCONJ
fsr-3452	57	4	the	the	DET
fsr-3452	57	5	terms	term	NOUN
fsr-3452	57	6	and	and	CCONJ
fsr-3452	57	7	conditions	condition	NOUN
fsr-3452	57	8	of	of	ADP
fsr-3452	57	9	this	this	DET
fsr-3452	57	10	call	call	NOUN
fsr-3452	57	11	-	-	PUNCT
fsr-3452	57	12	for	for	NOUN
fsr-3452	57	13	are	be	AUX
fsr-3452	57	14	outlined	outline	VERB
fsr-3452	57	15	in	in	ADP
fsr-3452	57	16	the	the	DET
fsr-3452	57	17	online	online	ADJ
fsr-3452	57	18	submission	submission	NOUN
fsr-3452	57	19	form	form	NOUN
fsr-3452	57	20	.	.	PUNCT
fsr-3452	58	1	�	�	PROPN
fsr-3452	58	2	only	only	ADV
fsr-3452	58	3	accepted	accept	VERB
fsr-3452	58	4	presentations	presentation	NOUN
fsr-3452	58	5	are	be	AUX
fsr-3452	58	6	included	include	VERB
fsr-3452	58	7	in	in	ADP
fsr-3452	58	8	the	the	DET
fsr-3452	58	9	subsequent	subsequent	ADJ
fsr-3452	58	10	proceedings	proceeding	NOUN
fsr-3452	58	11	,	,	PUNCT
fsr-3452	58	12	which	which	PRON
fsr-3452	58	13	are	be	AUX
fsr-3452	58	14	posted	post	VERB
fsr-3452	58	15	on	on	ADP
fsr-3452	58	16	the	the	DET
fsr-3452	58	17	afs	afs	NOUN
fsr-3452	58	18	website	website	NOUN
fsr-3452	58	19	.	.	PUNCT
fsr-3452	59	1	thus	thus	ADV
fsr-3452	59	2	,	,	PUNCT
fsr-3452	59	3	the	the	DET
fsr-3452	59	4	proceedings	proceeding	NOUN
fsr-3452	59	5	publication	publication	NOUN
fsr-3452	59	6	is	be	AUX
fsr-3452	59	7	refereed	refereed	ADJ
fsr-3452	59	8	in	in	ADP
fsr-3452	59	9	order	order	NOUN
fsr-3452	59	10	to	to	PART
fsr-3452	59	11	accommodate	accommodate	VERB
fsr-3452	59	12	the	the	DET
fsr-3452	59	13	rules	rule	NOUN
fsr-3452	59	14	of	of	ADP
fsr-3452	59	15	the	the	DET
fsr-3452	59	16	american	american	PROPN
fsr-3452	59	17	association	association	PROPN
fsr-3452	59	18	of	of	ADP
fsr-3452	59	19	intercollegiate	intercollegiate	ADJ
fsr-3452	59	20	schools	school	NOUN
fsr-3452	59	21	of	of	ADP
fsr-3452	59	22	business	business	NOUN
fsr-3452	59	23	-	-	PUNCT
fsr-3452	59	24	international	international	ADJ
fsr-3452	59	25	(	(	PUNCT
fsr-3452	59	26	aacsb	aacsb	PROPN
fsr-3452	59	27	)	)	PUNCT
fsr-3452	59	28	on	on	ADP
fsr-3452	59	29	table	table	NOUN
fsr-3452	59	30	2	2	NUM
fsr-3452	59	31	-	-	SYM
fsr-3452	59	32	1	1	NUM
fsr-3452	59	33	(	(	PUNCT
fsr-3452	59	34	intellectual	intellectual	ADJ
fsr-3452	59	35	contributions	contribution	NOUN
fsr-3452	59	36	)	)	PUNCT
fsr-3452	59	37	.	.	PUNCT
fsr-3452	60	1	manuscript	manuscript	NOUN
fsr-3452	60	2	submissions	submission	NOUN
fsr-3452	60	3	and	and	CCONJ
fsr-3452	60	4	style	style	NOUN
fsr-3452	60	5	(	(	PUNCT
fsr-3452	60	6	1	1	NUM
fsr-3452	60	7	)	)	PUNCT
fsr-3452	60	8	papers	paper	NOUN
fsr-3452	60	9	must	must	AUX
fsr-3452	60	10	be	be	AUX
fsr-3452	60	11	in	in	ADP
fsr-3452	60	12	english	english	PROPN
fsr-3452	60	13	.	.	PUNCT
fsr-3452	61	1	(	(	PUNCT
fsr-3452	61	2	2	2	X
fsr-3452	61	3	)	)	PUNCT
fsr-3452	61	4	papers	paper	NOUN
fsr-3452	61	5	for	for	ADP
fsr-3452	61	6	publication	publication	NOUN
fsr-3452	61	7	should	should	AUX
fsr-3452	61	8	be	be	AUX
fsr-3452	61	9	sent	send	VERB
fsr-3452	61	10	to	to	ADP
fsr-3452	61	11	the	the	DET
fsr-3452	61	12	editor	editor	NOUN
fsr-3452	61	13	:	:	PUNCT
fsr-3452	61	14	professor	professor	PROPN
fsr-3452	61	15	stuart	stuart	PROPN
fsr-3452	61	16	michelson	michelson	PROPN
fsr-3452	61	17	,	,	PUNCT
fsr-3452	61	18	e	e	NOUN
fsr-3452	61	19	-	-	NOUN
fsr-3452	61	20	mail	mail	NOUN
fsr-3452	61	21	:	:	PUNCT
fsr-3452	61	22	smichels@stetson.edu	smichels@stetson.edu	X
fsr-3452	61	23	.	.	PUNCT
fsr-3452	61	24	electronic	electronic	ADJ
fsr-3452	61	25	(	(	PUNCT
fsr-3452	61	26	email	email	NOUN
fsr-3452	61	27	)	)	PUNCT
fsr-3452	61	28	submission	submission	NOUN
fsr-3452	61	29	of	of	ADP
fsr-3452	61	30	manuscripts	manuscript	NOUN
fsr-3452	61	31	is	be	AUX
fsr-3452	61	32	encouraged	encourage	VERB
fsr-3452	61	33	,	,	PUNCT
fsr-3452	61	34	and	and	CCONJ
fsr-3452	61	35	procedures	procedure	NOUN
fsr-3452	61	36	are	be	AUX
fsr-3452	61	37	discussed	discuss	VERB
fsr-3452	61	38	below	below	ADV
fsr-3452	61	39	.	.	PUNCT
fsr-3452	62	1	there	there	PRON
fsr-3452	62	2	is	be	VERB
fsr-3452	62	3	a	a	DET
fsr-3452	62	4	$	$	SYM
fsr-3452	62	5	100	100	NUM
fsr-3452	62	6	submission	submission	NOUN
fsr-3452	62	7	fee	fee	NOUN
fsr-3452	62	8	payable	payable	ADJ
fsr-3452	62	9	to	to	ADP
fsr-3452	62	10	the	the	DET
fsr-3452	62	11	academy	academy	NOUN
fsr-3452	62	12	of	of	ADP
fsr-3452	62	13	financial	financial	ADJ
fsr-3452	62	14	services	service	NOUN
fsr-3452	62	15	(	(	PUNCT
fsr-3452	62	16	afs	afs	NOUN
fsr-3452	62	17	)	)	PUNCT
fsr-3452	62	18	if	if	SCONJ
fsr-3452	62	19	at	at	ADV
fsr-3452	62	20	least	least	ADJ
fsr-3452	62	21	one	one	NUM
fsr-3452	62	22	of	of	ADP
fsr-3452	62	23	the	the	DET
fsr-3452	62	24	authors	author	NOUN
fsr-3452	62	25	is	be	AUX
fsr-3452	62	26	a	a	DET
fsr-3452	62	27	member	member	NOUN
fsr-3452	62	28	of	of	ADP
fsr-3452	62	29	afs	afs	PROPN
fsr-3452	62	30	.	.	PUNCT
fsr-3452	63	1	submission	submission	NOUN
fsr-3452	63	2	fees	fee	NOUN
fsr-3452	63	3	should	should	AUX
fsr-3452	63	4	be	be	AUX
fsr-3452	63	5	paid	pay	VERB
fsr-3452	63	6	online	online	ADV
fsr-3452	63	7	at	at	ADP
fsr-3452	63	8	academy	academy	PROPN
fsr-3452	63	9	financial	financial	ADJ
fsr-3452	63	10	org	org	PROPN
fsr-3452	63	11	.	.	PUNCT
fsr-3452	64	1	if	if	SCONJ
fsr-3452	64	2	none	none	NOUN
fsr-3452	64	3	of	of	ADP
fsr-3452	64	4	the	the	DET
fsr-3452	64	5	authors	author	NOUN
fsr-3452	64	6	is	be	AUX
fsr-3452	64	7	a	a	DET
fsr-3452	64	8	member	member	NOUN
fsr-3452	64	9	of	of	ADP
fsr-3452	64	10	afs	afs	NOUN
fsr-3452	64	11	,	,	PUNCT
fsr-3452	64	12	please	please	INTJ
fsr-3452	64	13	complete	complete	VERB
fsr-3452	64	14	an	an	DET
fsr-3452	64	15	online	online	ADJ
fsr-3452	64	16	membership	membership	NOUN
fsr-3452	64	17	application	application	NOUN
fsr-3452	64	18	form	form	NOUN
fsr-3452	64	19	,	,	PUNCT
fsr-3452	64	20	which	which	PRON
fsr-3452	64	21	can	can	AUX
fsr-3452	64	22	be	be	AUX
fsr-3452	64	23	downloaded	download	VERB
fsr-3452	64	24	at	at	ADP
fsr-3452	64	25	http://academyfinancial.org	http://academyfinancial.org	PROPN
fsr-3452	64	26	,	,	PUNCT
fsr-3452	64	27	and	and	CCONJ
fsr-3452	64	28	pay	pay	VERB
fsr-3452	64	29	online	online	ADJ
fsr-3452	64	30	(	(	PUNCT
fsr-3452	64	31	$	$	SYM
fsr-3452	64	32	225	225	NUM
fsr-3452	64	33	total	total	NOUN
fsr-3452	64	34	;	;	PUNCT
fsr-3452	64	35	$	$	SYM
fsr-3452	64	36	125	125	NUM
fsr-3452	64	37	for	for	ADP
fsr-3452	64	38	a	a	DET
fsr-3452	64	39	one	one	NUM
fsr-3452	64	40	-	-	PUNCT
fsr-3452	64	41	year	year	NOUN
fsr-3452	64	42	membership	membership	NOUN
fsr-3452	64	43	and	and	CCONJ
fsr-3452	64	44	$	$	SYM
fsr-3452	64	45	100	100	NUM
fsr-3452	64	46	submission	submission	NOUN
fsr-3452	64	47	fee	fee	NOUN
fsr-3452	64	48	)	)	PUNCT
fsr-3452	64	49	.	.	PUNCT
fsr-3452	65	1	submission	submission	NOUN
fsr-3452	65	2	of	of	ADP
fsr-3452	65	3	a	a	DET
fsr-3452	65	4	paper	paper	NOUN
fsr-3452	65	5	will	will	AUX
fsr-3452	65	6	be	be	AUX
fsr-3452	65	7	held	hold	VERB
fsr-3452	65	8	to	to	PART
fsr-3452	65	9	imply	imply	VERB
fsr-3452	65	10	that	that	SCONJ
fsr-3452	65	11	it	it	PRON
fsr-3452	65	12	contains	contain	VERB
fsr-3452	65	13	original	original	ADJ
fsr-3452	65	14	unpublished	unpublished	ADJ
fsr-3452	65	15	work	work	NOUN
fsr-3452	65	16	and	and	CCONJ
fsr-3452	65	17	is	be	AUX
fsr-3452	65	18	not	not	PART
fsr-3452	65	19	being	be	AUX
fsr-3452	65	20	considered	consider	VERB
fsr-3452	65	21	for	for	ADP
fsr-3452	65	22	publication	publication	NOUN
fsr-3452	65	23	elsewhere	elsewhere	ADV
fsr-3452	65	24	.	.	PUNCT
fsr-3452	66	1	the	the	DET
fsr-3452	66	2	editor	editor	NOUN
fsr-3452	66	3	does	do	AUX
fsr-3452	66	4	not	not	PART
fsr-3452	66	5	accept	accept	VERB
fsr-3452	66	6	responsibility	responsibility	NOUN
fsr-3452	66	7	for	for	ADP
fsr-3452	66	8	damage	damage	NOUN
fsr-3452	66	9	or	or	CCONJ
fsr-3452	66	10	loss	loss	NOUN
fsr-3452	66	11	of	of	ADP
fsr-3452	66	12	papers	paper	NOUN
fsr-3452	66	13	submitted	submit	VERB
fsr-3452	66	14	.	.	PUNCT
fsr-3452	67	1	upon	upon	SCONJ
fsr-3452	67	2	acceptance	acceptance	NOUN
fsr-3452	67	3	of	of	ADP
fsr-3452	67	4	an	an	DET
fsr-3452	67	5	article	article	NOUN
fsr-3452	67	6	,	,	PUNCT
fsr-3452	67	7	author(s	author(s	NOUN
fsr-3452	67	8	)	)	PUNCT
fsr-3452	67	9	transfer	transfer	NOUN
fsr-3452	67	10	copyright	copyright	NOUN
fsr-3452	67	11	of	of	ADP
fsr-3452	67	12	the	the	DET
fsr-3452	67	13	article	article	NOUN
fsr-3452	67	14	to	to	ADP
fsr-3452	67	15	the	the	DET
fsr-3452	67	16	academy	academy	NOUN
fsr-3452	67	17	of	of	ADP
fsr-3452	67	18	financial	financial	ADJ
fsr-3452	67	19	services	service	NOUN
fsr-3452	67	20	.	.	PUNCT
fsr-3452	68	1	this	this	DET
fsr-3452	68	2	transfer	transfer	NOUN
fsr-3452	68	3	will	will	AUX
fsr-3452	68	4	ensure	ensure	VERB
fsr-3452	68	5	the	the	DET
fsr-3452	68	6	widest	wide	ADJ
fsr-3452	68	7	possible	possible	ADJ
fsr-3452	68	8	dissemination	dissemination	NOUN
fsr-3452	68	9	.	.	PUNCT
fsr-3452	69	1	(	(	PUNCT
fsr-3452	69	2	3	3	X
fsr-3452	69	3	)	)	PUNCT
fsr-3452	69	4	submission	submission	NOUN
fsr-3452	69	5	of	of	ADP
fsr-3452	69	6	papers	paper	NOUN
fsr-3452	69	7	:	:	PUNCT
fsr-3452	69	8	authors	author	NOUN
fsr-3452	69	9	should	should	AUX
fsr-3452	69	10	submit	submit	VERB
fsr-3452	69	11	their	their	PRON
fsr-3452	69	12	papers	paper	NOUN
fsr-3452	69	13	electronically	electronically	ADV
fsr-3452	69	14	as	as	ADP
fsr-3452	69	15	an	an	DET
fsr-3452	69	16	e	e	NOUN
fsr-3452	69	17	-	-	NOUN
fsr-3452	69	18	mail	mail	NOUN
fsr-3452	69	19	attachment	attachment	NOUN
fsr-3452	69	20	to	to	ADP
fsr-3452	69	21	the	the	DET
fsr-3452	69	22	editor	editor	NOUN
fsr-3452	69	23	at	at	ADP
fsr-3452	69	24	smichels@stetson.edu	smichels@stetson.edu	PROPN
fsr-3452	69	25	.	.	PUNCT
fsr-3452	70	1	please	please	INTJ
fsr-3452	70	2	send	send	VERB
fsr-3452	70	3	the	the	DET
fsr-3452	70	4	paper	paper	NOUN
fsr-3452	70	5	in	in	ADP
fsr-3452	70	6	word	word	NOUN
fsr-3452	70	7	format	format	NOUN
fsr-3452	70	8	.	.	PUNCT
fsr-3452	71	1	do	do	AUX
fsr-3452	71	2	not	not	PART
fsr-3452	71	3	sent	send	VERB
fsr-3452	71	4	pdfs	pdfs	NOUN
fsr-3452	71	5	.	.	PUNCT
fsr-3452	72	1	ensure	ensure	VERB
fsr-3452	72	2	that	that	SCONJ
fsr-3452	72	3	the	the	DET
fsr-3452	72	4	letter	letter	NOUN
fsr-3452	72	5	‘	'	PUNCT
fsr-3452	72	6	l	l	NOUN
fsr-3452	72	7	’	'	PUNCT
fsr-3452	72	8	and	and	CCONJ
fsr-3452	72	9	digit	digit	VERB
fsr-3452	72	10	‘	'	PUNCT
fsr-3452	72	11	1	1	NUM
fsr-3452	72	12	’	'	PUNCT
fsr-3452	72	13	,	,	PUNCT
fsr-3452	72	14	and	and	CCONJ
fsr-3452	72	15	also	also	ADV
fsr-3452	72	16	the	the	DET
fsr-3452	72	17	letter	letter	NOUN
fsr-3452	72	18	‘	'	PUNCT
fsr-3452	72	19	o	o	NOUN
fsr-3452	72	20	’	'	PUNCT
fsr-3452	72	21	and	and	CCONJ
fsr-3452	72	22	digit	digit	VERB
fsr-3452	72	23	‘	'	PUNCT
fsr-3452	72	24	0	0	NUM
fsr-3452	72	25	’	'	PUNCT
fsr-3452	72	26	are	be	AUX
fsr-3452	72	27	used	use	VERB
fsr-3452	72	28	properly	properly	ADV
fsr-3452	72	29	,	,	PUNCT
fsr-3452	72	30	and	and	CCONJ
fsr-3452	72	31	format	format	VERB
fsr-3452	72	32	your	your	PRON
fsr-3452	72	33	article	article	NOUN
fsr-3452	72	34	(	(	PUNCT
fsr-3452	72	35	tabs	tab	NOUN
fsr-3452	72	36	,	,	PUNCT
fsr-3452	72	37	indents	indent	NOUN
fsr-3452	72	38	,	,	PUNCT
fsr-3452	72	39	etc	etc	X
fsr-3452	72	40	.	.	X
fsr-3452	72	41	)	)	PUNCT
fsr-3452	72	42	consistently	consistently	ADV
fsr-3452	72	43	.	.	PUNCT
fsr-3452	73	1	do	do	AUX
fsr-3452	73	2	not	not	PART
fsr-3452	73	3	allow	allow	VERB
fsr-3452	73	4	your	your	PRON
fsr-3452	73	5	word	word	NOUN
fsr-3452	73	6	processor	processor	NOUN
fsr-3452	73	7	to	to	PART
fsr-3452	73	8	introduce	introduce	VERB
fsr-3452	73	9	word	word	NOUN
fsr-3452	73	10	breaks	break	NOUN
fsr-3452	73	11	and	and	CCONJ
fsr-3452	73	12	do	do	AUX
fsr-3452	73	13	not	not	PART
fsr-3452	73	14	use	use	VERB
fsr-3452	73	15	a	a	DET
fsr-3452	73	16	justified	justified	ADJ
fsr-3452	73	17	layout	layout	NOUN
fsr-3452	73	18	.	.	PUNCT
fsr-3452	74	1	please	please	INTJ
fsr-3452	74	2	adhere	adhere	VERB
fsr-3452	74	3	strictly	strictly	ADV
fsr-3452	74	4	to	to	ADP
fsr-3452	74	5	the	the	DET
fsr-3452	74	6	general	general	ADJ
fsr-3452	74	7	instructions	instruction	NOUN
fsr-3452	74	8	below	below	ADP
fsr-3452	74	9	on	on	ADP
fsr-3452	74	10	style	style	NOUN
fsr-3452	74	11	,	,	PUNCT
fsr-3452	74	12	arrangement	arrangement	NOUN
fsr-3452	74	13	and	and	CCONJ
fsr-3452	74	14	,	,	PUNCT
fsr-3452	74	15	in	in	ADP
fsr-3452	74	16	particular	particular	ADJ
fsr-3452	74	17	,	,	PUNCT
fsr-3452	74	18	the	the	DET
fsr-3452	74	19	reference	reference	NOUN
fsr-3452	74	20	style	style	NOUN
fsr-3452	74	21	of	of	ADP
fsr-3452	74	22	the	the	DET
fsr-3452	74	23	journal	journal	NOUN
fsr-3452	74	24	.	.	PUNCT
fsr-3452	75	1	(	(	PUNCT
fsr-3452	75	2	4	4	X
fsr-3452	75	3	)	)	PUNCT
fsr-3452	75	4	manuscripts	manuscript	NOUN
fsr-3452	75	5	should	should	AUX
fsr-3452	75	6	be	be	AUX
fsr-3452	75	7	double	double	ADV
fsr-3452	75	8	spaced	space	VERB
fsr-3452	75	9	,	,	PUNCT
fsr-3452	75	10	with	with	ADP
fsr-3452	75	11	one	one	NUM
fsr-3452	75	12	-	-	PUNCT
fsr-3452	75	13	inch	inch	NOUN
fsr-3452	75	14	margins	margin	NOUN
fsr-3452	75	15	,	,	PUNCT
fsr-3452	75	16	and	and	CCONJ
fsr-3452	75	17	printed	print	VERB
fsr-3452	75	18	on	on	ADP
fsr-3452	75	19	one	one	NUM
fsr-3452	75	20	side	side	NOUN
fsr-3452	75	21	of	of	ADP
fsr-3452	75	22	the	the	DET
fsr-3452	75	23	paper	paper	NOUN
fsr-3452	75	24	only	only	ADV
fsr-3452	75	25	.	.	PUNCT
fsr-3452	76	1	all	all	DET
fsr-3452	76	2	pages	page	NOUN
fsr-3452	76	3	should	should	AUX
fsr-3452	76	4	be	be	AUX
fsr-3452	76	5	numbered	number	VERB
fsr-3452	76	6	consecutively	consecutively	ADV
fsr-3452	76	7	,	,	PUNCT
fsr-3452	76	8	starting	start	VERB
fsr-3452	76	9	with	with	ADP
fsr-3452	76	10	the	the	DET
fsr-3452	76	11	title	title	NOUN
fsr-3452	76	12	page	page	NOUN
fsr-3452	76	13	.	.	PUNCT
fsr-3452	77	1	titles	title	NOUN
fsr-3452	77	2	and	and	CCONJ
fsr-3452	77	3	subtitles	subtitle	NOUN
fsr-3452	77	4	should	should	AUX
fsr-3452	77	5	be	be	AUX
fsr-3452	77	6	short	short	ADJ
fsr-3452	77	7	.	.	PUNCT
fsr-3452	78	1	references	reference	NOUN
fsr-3452	78	2	,	,	PUNCT
fsr-3452	78	3	tables	table	NOUN
fsr-3452	78	4	,	,	PUNCT
fsr-3452	78	5	and	and	CCONJ
fsr-3452	78	6	legends	legend	NOUN
fsr-3452	78	7	for	for	ADP
fsr-3452	78	8	the	the	DET
fsr-3452	78	9	figures	figure	NOUN
fsr-3452	78	10	should	should	AUX
fsr-3452	78	11	be	be	AUX
fsr-3452	78	12	printed	print	VERB
fsr-3452	78	13	on	on	ADP
fsr-3452	78	14	separate	separate	ADJ
fsr-3452	78	15	pages	page	NOUN
fsr-3452	78	16	.	.	PUNCT
fsr-3452	79	1	(	(	PUNCT
fsr-3452	79	2	5	5	X
fsr-3452	79	3	)	)	PUNCT
fsr-3452	79	4	the	the	DET
fsr-3452	79	5	first	first	ADJ
fsr-3452	79	6	page	page	NOUN
fsr-3452	79	7	of	of	ADP
fsr-3452	79	8	the	the	DET
fsr-3452	79	9	manuscript	manuscript	NOUN
fsr-3452	79	10	,	,	PUNCT
fsr-3452	79	11	the	the	DET
fsr-3452	79	12	title	title	NOUN
fsr-3452	79	13	page	page	NOUN
fsr-3452	79	14	,	,	PUNCT
fsr-3452	79	15	must	must	AUX
fsr-3452	79	16	contain	contain	VERB
fsr-3452	79	17	the	the	DET
fsr-3452	79	18	following	follow	VERB
fsr-3452	79	19	information	information	NOUN
fsr-3452	79	20	:	:	PUNCT
fsr-3452	79	21	(	(	PUNCT
fsr-3452	79	22	i	i	NOUN
fsr-3452	79	23	)	)	PUNCT
fsr-3452	79	24	the	the	DET
fsr-3452	79	25	title	title	NOUN
fsr-3452	79	26	;	;	PUNCT
fsr-3452	79	27	(	(	PUNCT
fsr-3452	79	28	ii	ii	NOUN
fsr-3452	79	29	)	)	PUNCT
fsr-3452	79	30	the	the	DET
fsr-3452	79	31	name(s	name(s	NOUN
fsr-3452	79	32	)	)	PUNCT
fsr-3452	79	33	,	,	PUNCT
fsr-3452	79	34	title	title	NOUN
fsr-3452	79	35	,	,	PUNCT
fsr-3452	79	36	institutional	institutional	ADJ
fsr-3452	79	37	affiliation(s	affiliation(s	NOUN
fsr-3452	79	38	)	)	PUNCT
fsr-3452	79	39	,	,	PUNCT
fsr-3452	79	40	address	address	NOUN
fsr-3452	79	41	,	,	PUNCT
fsr-3452	79	42	telephone	telephone	NOUN
fsr-3452	79	43	number	number	NOUN
fsr-3452	79	44	,	,	PUNCT
fsr-3452	79	45	fax	fax	NOUN
fsr-3452	79	46	number	number	NOUN
fsr-3452	79	47	and	and	CCONJ
fsr-3452	79	48	e	e	NOUN
fsr-3452	79	49	-	-	NOUN
fsr-3452	79	50	mail	mail	NOUN
fsr-3452	79	51	addresses	address	NOUN
fsr-3452	79	52	of	of	ADP
fsr-3452	79	53	all	all	DET
fsr-3452	79	54	the	the	DET
fsr-3452	79	55	author(s	author(s	NOUN
fsr-3452	79	56	)	)	PUNCT
fsr-3452	79	57	with	with	ADP
fsr-3452	79	58	a	a	DET
fsr-3452	79	59	clear	clear	ADJ
fsr-3452	79	60	indication	indication	NOUN
fsr-3452	79	61	of	of	ADP
fsr-3452	79	62	which	which	PRON
fsr-3452	79	63	is	be	AUX
fsr-3452	79	64	the	the	DET
fsr-3452	79	65	corresponding	corresponding	ADJ
fsr-3452	79	66	author	author	NOUN
fsr-3452	79	67	;	;	PUNCT
fsr-3452	79	68	(	(	PUNCT
fsr-3452	79	69	iii	iii	NOUN
fsr-3452	79	70	)	)	PUNCT
fsr-3452	79	71	at	at	ADP
fsr-3452	79	72	least	least	ADJ
fsr-3452	79	73	one	one	NUM
fsr-3452	79	74	classification	classification	NOUN
fsr-3452	79	75	code	code	NOUN
fsr-3452	79	76	according	accord	VERB
fsr-3452	79	77	to	to	ADP
fsr-3452	79	78	the	the	DET
fsr-3452	79	79	classification	classification	NOUN
fsr-3452	79	80	system	system	NOUN
fsr-3452	79	81	for	for	ADP
fsr-3452	79	82	journal	journal	ADJ
fsr-3452	79	83	articles	article	NOUN
fsr-3452	79	84	as	as	SCONJ
fsr-3452	79	85	used	use	VERB
fsr-3452	79	86	by	by	ADP
fsr-3452	79	87	the	the	DET
fsr-3452	79	88	journal	journal	NOUN
fsr-3452	79	89	of	of	ADP
fsr-3452	79	90	economic	economic	ADJ
fsr-3452	79	91	literature	literature	NOUN
fsr-3452	79	92	,	,	PUNCT
fsr-3452	79	93	which	which	PRON
fsr-3452	79	94	can	can	AUX
fsr-3452	79	95	be	be	AUX
fsr-3452	79	96	found	find	VERB
fsr-3452	79	97	at	at	ADP
fsr-3452	79	98	http://www.aeaweb.org/journal/elclasjn.html	http://www.aeaweb.org/journal/elclasjn.html	PROPN
fsr-3452	79	99	;	;	PUNCT
fsr-3452	79	100	in	in	ADP
fsr-3452	79	101	addition	addition	NOUN
fsr-3452	79	102	,	,	PUNCT
fsr-3452	79	103	up	up	ADP
fsr-3452	79	104	to	to	PART
fsr-3452	79	105	five	five	NUM
fsr-3452	79	106	key	key	ADJ
fsr-3452	79	107	words	word	NOUN
fsr-3452	79	108	should	should	AUX
fsr-3452	79	109	be	be	AUX
fsr-3452	79	110	supplied	supply	VERB
fsr-3452	79	111	.	.	PUNCT
fsr-3452	80	1	(	(	PUNCT
fsr-3452	80	2	6	6	X
fsr-3452	80	3	)	)	PUNCT
fsr-3452	80	4	information	information	NOUN
fsr-3452	80	5	on	on	ADP
fsr-3452	80	6	grants	grant	NOUN
fsr-3452	80	7	received	receive	VERB
fsr-3452	80	8	can	can	AUX
fsr-3452	80	9	be	be	AUX
fsr-3452	80	10	given	give	VERB
fsr-3452	80	11	in	in	ADP
fsr-3452	80	12	a	a	DET
fsr-3452	80	13	footnote	footnote	NOUN
fsr-3452	80	14	on	on	ADP
fsr-3452	80	15	the	the	DET
fsr-3452	80	16	title	title	NOUN
fsr-3452	80	17	page	page	NOUN
fsr-3452	80	18	.	.	PUNCT
fsr-3452	81	1	(	(	PUNCT
fsr-3452	81	2	7	7	X
fsr-3452	81	3	)	)	PUNCT
fsr-3452	81	4	the	the	DET
fsr-3452	81	5	abstract	abstract	NOUN
fsr-3452	81	6	,	,	PUNCT
fsr-3452	81	7	consisting	consist	VERB
fsr-3452	81	8	of	of	ADP
fsr-3452	81	9	no	no	DET
fsr-3452	81	10	more	more	ADJ
fsr-3452	81	11	than	than	ADP
fsr-3452	81	12	100	100	NUM
fsr-3452	81	13	words	word	NOUN
fsr-3452	81	14	,	,	PUNCT
fsr-3452	81	15	should	should	AUX
fsr-3452	81	16	appear	appear	VERB
fsr-3452	81	17	alone	alone	ADJ
fsr-3452	81	18	on	on	ADP
fsr-3452	81	19	page	page	NOUN
fsr-3452	81	20	2	2	NUM
fsr-3452	81	21	,	,	PUNCT
fsr-3452	81	22	titled	title	VERB
fsr-3452	81	23	,	,	PUNCT
fsr-3452	81	24	abstract	abstract	ADJ
fsr-3452	81	25	.	.	PUNCT
fsr-3452	82	1	(	(	PUNCT
fsr-3452	82	2	8)	8)	NUM
fsr-3452	82	3	footnotes	footnote	NOUN
fsr-3452	82	4	should	should	AUX
fsr-3452	82	5	be	be	AUX
fsr-3452	82	6	kept	keep	VERB
fsr-3452	82	7	to	to	ADP
fsr-3452	82	8	a	a	DET
fsr-3452	82	9	minimum	minimum	NOUN
fsr-3452	82	10	and	and	CCONJ
fsr-3452	82	11	should	should	AUX
fsr-3452	82	12	only	only	ADV
fsr-3452	82	13	contain	contain	VERB
fsr-3452	82	14	material	material	NOUN
fsr-3452	82	15	that	that	PRON
fsr-3452	82	16	is	be	AUX
fsr-3452	82	17	not	not	PART
fsr-3452	82	18	essential	essential	ADJ
fsr-3452	82	19	to	to	ADP
fsr-3452	82	20	the	the	DET
fsr-3452	82	21	understanding	understanding	NOUN
fsr-3452	82	22	of	of	ADP
fsr-3452	82	23	the	the	DET
fsr-3452	82	24	article	article	NOUN
fsr-3452	82	25	.	.	PUNCT
fsr-3452	83	1	as	as	ADP
fsr-3452	83	2	a	a	DET
fsr-3452	83	3	rule	rule	NOUN
fsr-3452	83	4	of	of	ADP
fsr-3452	83	5	thumb	thumb	NOUN
fsr-3452	83	6	,	,	PUNCT
fsr-3452	83	7	have	have	VERB
fsr-3452	83	8	one	one	NUM
fsr-3452	83	9	or	or	CCONJ
fsr-3452	83	10	less	less	ADJ
fsr-3452	83	11	footnote	footnote	NOUN
fsr-3452	83	12	,	,	PUNCT
fsr-3452	83	13	on	on	ADP
fsr-3452	83	14	average	average	ADJ
fsr-3452	83	15	,	,	PUNCT
fsr-3452	83	16	per	per	ADP
fsr-3452	83	17	two	two	NUM
fsr-3452	83	18	pages	page	NOUN
fsr-3452	83	19	of	of	ADP
fsr-3452	83	20	text	text	NOUN
fsr-3452	83	21	.	.	PUNCT
fsr-3452	84	1	(	(	PUNCT
fsr-3452	84	2	9	9	X
fsr-3452	84	3	)	)	PUNCT
fsr-3452	84	4	displayed	display	VERB
fsr-3452	84	5	formulae	formulae	NOUN
fsr-3452	84	6	should	should	AUX
fsr-3452	84	7	be	be	AUX
fsr-3452	84	8	numbered	number	VERB
fsr-3452	84	9	consecutively	consecutively	ADV
fsr-3452	84	10	throughout	throughout	ADP
fsr-3452	84	11	the	the	DET
fsr-3452	84	12	manuscript	manuscript	NOUN
fsr-3452	84	13	as	as	ADP
fsr-3452	84	14	(	(	PUNCT
fsr-3452	84	15	1	1	NUM
fsr-3452	84	16	)	)	PUNCT
fsr-3452	84	17	,	,	PUNCT
fsr-3452	84	18	(	(	PUNCT
fsr-3452	84	19	2	2	NUM
fsr-3452	84	20	)	)	PUNCT
fsr-3452	84	21	,	,	PUNCT
fsr-3452	84	22	etc	etc	X
fsr-3452	84	23	.	.	X
fsr-3452	84	24	against	against	ADP
fsr-3452	84	25	the	the	DET
fsr-3452	84	26	right	right	ADJ
fsr-3452	84	27	-	-	PUNCT
fsr-3452	84	28	hand	hand	NOUN
fsr-3452	84	29	margin	margin	NOUN
fsr-3452	84	30	of	of	ADP
fsr-3452	84	31	the	the	DET
fsr-3452	84	32	page	page	NOUN
fsr-3452	84	33	.	.	PUNCT
fsr-3452	85	1	in	in	ADP
fsr-3452	85	2	cases	case	NOUN
fsr-3452	85	3	where	where	SCONJ
fsr-3452	85	4	the	the	DET
fsr-3452	85	5	derivation	derivation	NOUN
fsr-3452	85	6	of	of	ADP
fsr-3452	85	7	formulae	formulae	NOUN
fsr-3452	85	8	has	have	AUX
fsr-3452	85	9	been	be	AUX
fsr-3452	85	10	abbreviated	abbreviate	VERB
fsr-3452	85	11	,	,	PUNCT
fsr-3452	85	12	it	it	PRON
fsr-3452	85	13	is	be	AUX
fsr-3452	85	14	of	of	ADP
fsr-3452	85	15	great	great	ADJ
fsr-3452	85	16	help	help	NOUN
fsr-3452	85	17	to	to	ADP
fsr-3452	85	18	the	the	DET
fsr-3452	85	19	referees	referee	NOUN
fsr-3452	85	20	if	if	SCONJ
fsr-3452	85	21	the	the	DET
fsr-3452	85	22	full	full	ADJ
fsr-3452	85	23	derivation	derivation	NOUN
fsr-3452	85	24	can	can	AUX
fsr-3452	85	25	be	be	AUX
fsr-3452	85	26	presented	present	VERB
fsr-3452	85	27	on	on	ADP
fsr-3452	85	28	a	a	DET
fsr-3452	85	29	separate	separate	ADJ
fsr-3452	85	30	sheet	sheet	NOUN
fsr-3452	85	31	(	(	PUNCT
fsr-3452	85	32	not	not	PART
fsr-3452	85	33	to	to	PART
fsr-3452	85	34	be	be	AUX
fsr-3452	85	35	published	publish	VERB
fsr-3452	85	36	)	)	PUNCT
fsr-3452	85	37	.	.	PUNCT
fsr-3452	86	1	(	(	PUNCT
fsr-3452	86	2	10	10	NUM
fsr-3452	86	3	)	)	PUNCT
fsr-3452	86	4	the	the	DET
fsr-3452	86	5	financial	financial	PROPN
fsr-3452	86	6	services	service	NOUN
fsr-3452	86	7	review	review	NOUN
fsr-3452	86	8	journal	journal	PROPN
fsr-3452	86	9	(	(	PUNCT
fsr-3452	86	10	fsr	fsr	PROPN
fsr-3452	86	11	)	)	PUNCT
fsr-3452	86	12	follows	follow	VERB
fsr-3452	86	13	the	the	DET
fsr-3452	86	14	apa	apa	PROPN
fsr-3452	86	15	publication	publication	NOUN
fsr-3452	86	16	manual	manual	NOUN
fsr-3452	86	17	,	,	PUNCT
fsr-3452	86	18	6th	6th	ADJ
fsr-3452	86	19	edition	edition	NOUN
fsr-3452	86	20	,	,	PUNCT
fsr-3452	86	21	style	style	NOUN
fsr-3452	86	22	.	.	PUNCT
fsr-3452	87	1	however	however	ADV
fsr-3452	87	2	,	,	PUNCT
fsr-3452	87	3	consistent	consistent	ADJ
fsr-3452	87	4	with	with	ADP
fsr-3452	87	5	the	the	DET
fsr-3452	87	6	current	current	ADJ
fsr-3452	87	7	trend	trend	NOUN
fsr-3452	87	8	followed	follow	VERB
fsr-3452	87	9	by	by	ADP
fsr-3452	87	10	other	other	ADJ
fsr-3452	87	11	publications	publication	NOUN
fsr-3452	87	12	in	in	ADP
fsr-3452	87	13	the	the	DET
fsr-3452	87	14	area	area	NOUN
fsr-3452	87	15	of	of	ADP
fsr-3452	87	16	finance	finance	NOUN
fsr-3452	87	17	,	,	PUNCT
fsr-3452	87	18	the	the	DET
fsr-3452	87	19	journal	journal	NOUN
fsr-3452	87	20	has	have	VERB
fsr-3452	87	21	a	a	DET
fsr-3452	87	22	very	very	ADV
fsr-3452	87	23	strong	strong	ADJ
fsr-3452	87	24	preference	preference	NOUN
fsr-3452	87	25	for	for	ADP
fsr-3452	87	26	articles	article	NOUN
fsr-3452	87	27	that	that	PRON
fsr-3452	87	28	are	be	AUX
fsr-3452	87	29	written	write	VERB
fsr-3452	87	30	in	in	ADP
fsr-3452	87	31	the	the	DET
fsr-3452	87	32	present	present	ADJ
fsr-3452	87	33	tense	tense	ADJ
fsr-3452	87	34	throughout	throughout	NOUN
fsr-3452	87	35	.	.	PUNCT
fsr-3452	88	1	references	reference	NOUN
fsr-3452	88	2	to	to	ADP
fsr-3452	88	3	publications	publication	NOUN
fsr-3452	88	4	should	should	AUX
fsr-3452	88	5	be	be	AUX
fsr-3452	88	6	as	as	SCONJ
fsr-3452	88	7	follows	follow	VERB
fsr-3452	88	8	:	:	PUNCT
fsr-3452	88	9	“	"	PUNCT
fsr-3452	88	10	smith	smith	NOUN
fsr-3452	88	11	(	(	PUNCT
fsr-3452	88	12	1992	1992	NUM
fsr-3452	88	13	)	)	PUNCT
fsr-3452	88	14	reports	report	VERB
fsr-3452	88	15	that	that	SCONJ
fsr-3452	88	16	”	"	PUNCT
fsr-3452	88	17	or	or	CCONJ
fsr-3452	88	18	“	"	PUNCT
fsr-3452	88	19	this	this	DET
fsr-3452	88	20	problem	problem	NOUN
fsr-3452	88	21	has	have	AUX
fsr-3452	88	22	been	be	AUX
fsr-3452	88	23	studied	study	VERB
fsr-3452	88	24	previously	previously	ADV
fsr-3452	88	25	(	(	PUNCT
fsr-3452	88	26	ho	ho	ADJ
fsr-3452	88	27	,	,	PUNCT
fsr-3452	88	28	milevsky	milevsky	NOUN
fsr-3452	88	29	,	,	PUNCT
fsr-3452	88	30	&	&	CCONJ
fsr-3452	88	31	robinson	robinson	PROPN
fsr-3452	88	32	,	,	PUNCT
fsr-3452	88	33	1999	1999	NUM
fsr-3452	88	34	)	)	PUNCT
fsr-3452	88	35	.	.	PUNCT
fsr-3452	88	36	”	"	PUNCT
fsr-3452	89	1	the	the	DET
fsr-3452	89	2	author	author	NOUN
fsr-3452	89	3	should	should	AUX
fsr-3452	89	4	make	make	VERB
fsr-3452	89	5	sure	sure	ADJ
fsr-3452	89	6	that	that	SCONJ
fsr-3452	89	7	there	there	PRON
fsr-3452	89	8	is	be	VERB
fsr-3452	89	9	a	a	DET
fsr-3452	89	10	strict	strict	ADJ
fsr-3452	89	11	one	one	NUM
fsr-3452	89	12	-	-	PUNCT
fsr-3452	89	13	to	to	ADP
fsr-3452	89	14	-	-	PUNCT
fsr-3452	89	15	one	one	NUM
fsr-3452	89	16	correspondence	correspondence	NOUN
fsr-3452	89	17	between	between	ADP
fsr-3452	89	18	the	the	DET
fsr-3452	89	19	names	name	NOUN
fsr-3452	89	20	and	and	CCONJ
fsr-3452	89	21	years	year	NOUN
fsr-3452	89	22	in	in	ADP
fsr-3452	89	23	the	the	DET
fsr-3452	89	24	text	text	NOUN
fsr-3452	89	25	and	and	CCONJ
fsr-3452	89	26	those	those	PRON
fsr-3452	89	27	on	on	ADP
fsr-3452	89	28	the	the	DET
fsr-3452	89	29	reference	reference	NOUN
fsr-3452	89	30	list	list	NOUN
fsr-3452	89	31	.	.	PUNCT
fsr-3452	90	1	the	the	DET
fsr-3452	90	2	list	list	NOUN
fsr-3452	90	3	of	of	ADP
fsr-3452	90	4	references	reference	NOUN
fsr-3452	90	5	should	should	AUX
fsr-3452	90	6	appear	appear	VERB
fsr-3452	90	7	at	at	ADP
fsr-3452	90	8	the	the	DET
fsr-3452	90	9	end	end	NOUN
fsr-3452	90	10	of	of	ADP
fsr-3452	90	11	the	the	DET
fsr-3452	90	12	main	main	ADJ
fsr-3452	90	13	text	text	NOUN
fsr-3452	90	14	(	(	PUNCT
fsr-3452	90	15	after	after	ADP
fsr-3452	90	16	any	any	DET
fsr-3452	90	17	appendices	appendix	NOUN
fsr-3452	90	18	,	,	PUNCT
fsr-3452	90	19	but	but	CCONJ
fsr-3452	90	20	before	before	ADP
fsr-3452	90	21	tables	table	NOUN
fsr-3452	90	22	and	and	CCONJ
fsr-3452	90	23	legends	legend	NOUN
fsr-3452	90	24	for	for	ADP
fsr-3452	90	25	figures	figure	NOUN
fsr-3452	90	26	)	)	PUNCT
fsr-3452	90	27	.	.	PUNCT
fsr-3452	91	1	it	it	PRON
fsr-3452	91	2	should	should	AUX
fsr-3452	91	3	be	be	AUX
fsr-3452	91	4	double	double	ADV
fsr-3452	91	5	spaced	space	VERB
fsr-3452	91	6	and	and	CCONJ
fsr-3452	91	7	listed	list	VERB
fsr-3452	91	8	in	in	ADP
fsr-3452	91	9	alphabetical	alphabetical	ADJ
fsr-3452	91	10	order	order	NOUN
fsr-3452	91	11	by	by	ADP
fsr-3452	91	12	author	author	NOUN
fsr-3452	91	13	’s	’s	PART
fsr-3452	91	14	name	name	NOUN
fsr-3452	91	15	.	.	PUNCT
fsr-3452	92	1	references	reference	NOUN
fsr-3452	92	2	should	should	AUX
fsr-3452	92	3	appear	appear	VERB
fsr-3452	92	4	as	as	SCONJ
fsr-3452	92	5	follows	follow	VERB
fsr-3452	92	6	:	:	PUNCT
fsr-3452	92	7	books	book	NOUN
fsr-3452	92	8	:	:	PUNCT
fsr-3452	92	9	hawawini	hawawini	X
fsr-3452	92	10	,	,	PUNCT
fsr-3452	92	11	g.	g.	PROPN
fsr-3452	92	12	&	&	CCONJ
fsr-3452	92	13	swary	swary	PROPN
fsr-3452	92	14	,	,	PUNCT
fsr-3452	92	15	i.	i.	NOUN
fsr-3452	92	16	(	(	PUNCT
fsr-3452	92	17	1990	1990	NUM
fsr-3452	92	18	)	)	PUNCT
fsr-3452	92	19	.	.	PUNCT
fsr-3452	93	1	mergers	merger	NOUN
fsr-3452	93	2	and	and	CCONJ
fsr-3452	93	3	acquisitions	acquisition	NOUN
fsr-3452	93	4	in	in	ADP
fsr-3452	93	5	the	the	DET
fsr-3452	93	6	u.s	u.s	PROPN
fsr-3452	93	7	.	.	PROPN
fsr-3452	93	8	banking	banking	NOUN
fsr-3452	93	9	industry	industry	NOUN
fsr-3452	93	10	:	:	PUNCT
fsr-3452	93	11	evidence	evidence	NOUN
fsr-3452	93	12	from	from	ADP
fsr-3452	93	13	the	the	DET
fsr-3452	93	14	capital	capital	NOUN
fsr-3452	93	15	markets	market	NOUN
fsr-3452	93	16	.	.	PUNCT
fsr-3452	94	1	amsterdam	amsterdam	PROPN
fsr-3452	94	2	:	:	PUNCT
fsr-3452	94	3	north	north	PROPN
fsr-3452	94	4	holland	holland	PROPN
fsr-3452	94	5	.	.	PUNCT
fsr-3452	95	1	chapter	chapter	NOUN
fsr-3452	95	2	in	in	ADP
fsr-3452	95	3	a	a	DET
fsr-3452	95	4	book	book	NOUN
fsr-3452	95	5	:	:	PUNCT
fsr-3452	95	6	brunner	brunner	PROPN
fsr-3452	95	7	,	,	PUNCT
fsr-3452	95	8	k.	k.	PROPN
fsr-3452	95	9	&	&	CCONJ
fsr-3452	95	10	meltzer	meltzer	PROPN
fsr-3452	95	11	,	,	PUNCT
fsr-3452	95	12	a.	a.	PROPN
fsr-3452	95	13	h.	h.	PROPN
fsr-3452	95	14	(	(	PUNCT
fsr-3452	95	15	1990	1990	NUM
fsr-3452	95	16	)	)	PUNCT
fsr-3452	95	17	.	.	PUNCT
fsr-3452	96	1	money	money	NOUN
fsr-3452	96	2	supply	supply	NOUN
fsr-3452	96	3	.	.	PUNCT
fsr-3452	97	1	in	in	ADP
fsr-3452	97	2	:	:	PUNCT
fsr-3452	97	3	b.	b.	PROPN
fsr-3452	97	4	m.	m.	PROPN
fsr-3452	97	5	friedman	friedman	PROPN
fsr-3452	97	6	&	&	CCONJ
fsr-3452	97	7	f.	f.	PROPN
fsr-3452	97	8	h.	h.	PROPN
fsr-3452	97	9	hahn	hahn	PROPN
fsr-3452	97	10	(	(	PUNCT
fsr-3452	97	11	eds	eds	PROPN
fsr-3452	97	12	.	.	PUNCT
fsr-3452	97	13	)	)	PUNCT
fsr-3452	97	14	,	,	PUNCT
fsr-3452	97	15	handbook	handbook	NOUN
fsr-3452	97	16	of	of	ADP
fsr-3452	97	17	monetary	monetary	ADJ
fsr-3452	97	18	economics	economic	NOUN
fsr-3452	97	19	(	(	PUNCT
fsr-3452	97	20	vol	vol	NOUN
fsr-3452	97	21	.	.	PROPN
fsr-3452	97	22	1	1	NUM
fsr-3452	97	23	,	,	PUNCT
fsr-3452	97	24	pp	pp	ADJ
fsr-3452	97	25	.	.	PUNCT
fsr-3452	97	26	357	357	NUM
fsr-3452	97	27	-	-	SYM
fsr-3452	97	28	396	396	NUM
fsr-3452	97	29	)	)	PUNCT
fsr-3452	97	30	.	.	PUNCT
fsr-3452	98	1	amsterdam	amsterdam	PROPN
fsr-3452	98	2	:	:	PUNCT
fsr-3452	98	3	north	north	PROPN
fsr-3452	98	4	holland	holland	PROPN
fsr-3452	98	5	.	.	PUNCT
fsr-3452	99	1	periodicals	periodical	NOUN
fsr-3452	99	2	:	:	PUNCT
fsr-3452	99	3	ang	ang	PROPN
fsr-3452	99	4	,	,	PUNCT
fsr-3452	99	5	j.	j.	PROPN
fsr-3452	99	6	s.	s.	PROPN
fsr-3452	99	7	&	&	CCONJ
fsr-3452	99	8	fatemi	fatemi	PROPN
fsr-3452	99	9	,	,	PUNCT
fsr-3452	99	10	a.	a.	NOUN
fsr-3452	99	11	m.	m.	NOUN
fsr-3452	99	12	(	(	PUNCT
fsr-3452	99	13	1997	1997	NUM
fsr-3452	99	14	)	)	PUNCT
fsr-3452	99	15	.	.	PUNCT
fsr-3452	100	1	personal	personal	ADJ
fsr-3452	100	2	bankruptcy	bankruptcy	NOUN
fsr-3452	100	3	costs	cost	NOUN
fsr-3452	100	4	:	:	PUNCT
fsr-3452	100	5	their	their	PRON
fsr-3452	100	6	relevance	relevance	NOUN
fsr-3452	100	7	and	and	CCONJ
fsr-3452	100	8	some	some	DET
fsr-3452	100	9	estimates	estimate	NOUN
fsr-3452	100	10	.	.	PUNCT
fsr-3452	101	1	financial	financial	ADJ
fsr-3452	101	2	services	service	NOUN
fsr-3452	101	3	review	review	PROPN
fsr-3452	101	4	,	,	PUNCT
fsr-3452	101	5	6	6	NUM
fsr-3452	101	6	,	,	PUNCT
fsr-3452	101	7	77	77	NUM
fsr-3452	101	8	-	-	SYM
fsr-3452	101	9	96	96	NUM
fsr-3452	101	10	.	.	PUNCT
fsr-3452	102	1	note	note	VERB
fsr-3452	102	2	that	that	SCONJ
fsr-3452	102	3	journal	journal	PROPN
fsr-3452	102	4	titles	title	NOUN
fsr-3452	102	5	should	should	AUX
fsr-3452	102	6	not	not	PART
fsr-3452	102	7	be	be	AUX
fsr-3452	102	8	abbreviated	abbreviate	VERB
fsr-3452	102	9	.	.	PUNCT
fsr-3452	103	1	(	(	PUNCT
fsr-3452	103	2	11	11	NUM
fsr-3452	103	3	)	)	PUNCT
fsr-3452	103	4	illustrations	illustration	NOUN
fsr-3452	103	5	will	will	AUX
fsr-3452	103	6	be	be	AUX
fsr-3452	103	7	reproduced	reproduce	VERB
fsr-3452	103	8	photographically	photographically	ADV
fsr-3452	103	9	from	from	ADP
fsr-3452	103	10	originals	original	NOUN
fsr-3452	103	11	supplied	supply	VERB
fsr-3452	103	12	by	by	ADP
fsr-3452	103	13	the	the	DET
fsr-3452	103	14	author	author	NOUN
fsr-3452	103	15	;	;	PUNCT
fsr-3452	103	16	they	they	PRON
fsr-3452	103	17	will	will	AUX
fsr-3452	103	18	not	not	PART
fsr-3452	103	19	be	be	AUX
fsr-3452	103	20	redrawn	redrawn	VERB
fsr-3452	103	21	by	by	ADP
fsr-3452	103	22	the	the	DET
fsr-3452	103	23	publisher	publisher	NOUN
fsr-3452	103	24	.	.	PUNCT
fsr-3452	104	1	please	please	INTJ
fsr-3452	104	2	provide	provide	VERB
fsr-3452	104	3	all	all	DET
fsr-3452	104	4	illustrations	illustration	NOUN
fsr-3452	104	5	in	in	ADP
fsr-3452	104	6	quadruplicate	quadruplicate	NOUN
fsr-3452	104	7	(	(	PUNCT
fsr-3452	104	8	one	one	NUM
fsr-3452	104	9	high	high	ADJ
fsr-3452	104	10	-	-	PUNCT
fsr-3452	104	11	contrast	contrast	NOUN
fsr-3452	104	12	original	original	ADJ
fsr-3452	104	13	and	and	CCONJ
fsr-3452	104	14	three	three	NUM
fsr-3452	104	15	photocopies	photocopy	NOUN
fsr-3452	104	16	)	)	PUNCT
fsr-3452	104	17	.	.	PUNCT
fsr-3452	105	1	care	care	NOUN
fsr-3452	105	2	should	should	AUX
fsr-3452	105	3	be	be	AUX
fsr-3452	105	4	taken	take	VERB
fsr-3452	105	5	that	that	DET
fsr-3452	105	6	lettering	lettering	NOUN
fsr-3452	105	7	and	and	CCONJ
fsr-3452	105	8	symbols	symbol	NOUN
fsr-3452	105	9	are	be	AUX
fsr-3452	105	10	of	of	ADP
fsr-3452	105	11	a	a	DET
fsr-3452	105	12	comparable	comparable	ADJ
fsr-3452	105	13	size	size	NOUN
fsr-3452	105	14	.	.	PUNCT
fsr-3452	106	1	the	the	DET
fsr-3452	106	2	illustrations	illustration	NOUN
fsr-3452	106	3	should	should	AUX
fsr-3452	106	4	not	not	PART
fsr-3452	106	5	be	be	AUX
fsr-3452	106	6	inserted	insert	VERB
fsr-3452	106	7	in	in	ADP
fsr-3452	106	8	the	the	DET
fsr-3452	106	9	text	text	NOUN
fsr-3452	106	10	,	,	PUNCT
fsr-3452	106	11	and	and	CCONJ
fsr-3452	106	12	should	should	AUX
fsr-3452	106	13	be	be	AUX
fsr-3452	106	14	marked	mark	VERB
fsr-3452	106	15	on	on	ADP
fsr-3452	106	16	the	the	DET
fsr-3452	106	17	back	back	NOUN
fsr-3452	106	18	with	with	ADP
fsr-3452	106	19	figure	figure	NOUN
fsr-3452	106	20	number	number	NOUN
fsr-3452	106	21	,	,	PUNCT
fsr-3452	106	22	title	title	NOUN
fsr-3452	106	23	of	of	ADP
fsr-3452	106	24	paper	paper	NOUN
fsr-3452	106	25	,	,	PUNCT
fsr-3452	106	26	and	and	CCONJ
fsr-3452	106	27	author	author	NOUN
fsr-3452	106	28	’s	’s	PART
fsr-3452	106	29	name	name	NOUN
fsr-3452	106	30	.	.	PUNCT
fsr-3452	107	1	all	all	DET
fsr-3452	107	2	graphs	graph	NOUN
fsr-3452	107	3	and	and	CCONJ
fsr-3452	107	4	diagrams	diagram	NOUN
fsr-3452	107	5	should	should	AUX
fsr-3452	107	6	be	be	AUX
fsr-3452	107	7	referred	refer	VERB
fsr-3452	107	8	to	to	ADP
fsr-3452	107	9	as	as	ADP
fsr-3452	107	10	figures	figure	NOUN
fsr-3452	107	11	,	,	PUNCT
fsr-3452	107	12	and	and	CCONJ
fsr-3452	107	13	should	should	AUX
fsr-3452	107	14	be	be	AUX
fsr-3452	107	15	numbered	number	VERB
fsr-3452	107	16	consecutively	consecutively	ADV
fsr-3452	107	17	in	in	ADP
fsr-3452	107	18	the	the	DET
fsr-3452	107	19	text	text	NOUN
fsr-3452	107	20	in	in	ADP
fsr-3452	107	21	arabic	arabic	ADJ
fsr-3452	107	22	numerals	numeral	NOUN
fsr-3452	107	23	.	.	PUNCT
fsr-3452	108	1	illustration	illustration	NOUN
fsr-3452	108	2	for	for	ADP
fsr-3452	108	3	papers	paper	NOUN
fsr-3452	108	4	submitted	submit	VERB
fsr-3452	108	5	as	as	ADP
fsr-3452	108	6	electronic	electronic	ADJ
fsr-3452	108	7	manuscripts	manuscript	NOUN
fsr-3452	108	8	should	should	AUX
fsr-3452	108	9	be	be	AUX
fsr-3452	108	10	in	in	ADP
fsr-3452	108	11	traditional	traditional	ADJ
fsr-3452	108	12	form	form	NOUN
fsr-3452	108	13	.	.	PUNCT
fsr-3452	109	1	the	the	DET
fsr-3452	109	2	journal	journal	NOUN
fsr-3452	109	3	is	be	AUX
fsr-3452	109	4	not	not	PART
fsr-3452	109	5	printed	print	VERB
fsr-3452	109	6	in	in	ADP
fsr-3452	109	7	color	color	NOUN
fsr-3452	109	8	,	,	PUNCT
fsr-3452	109	9	so	so	ADV
fsr-3452	109	10	all	all	DET
fsr-3452	109	11	graphs	graph	NOUN
fsr-3452	109	12	and	and	CCONJ
fsr-3452	109	13	illustrations	illustration	NOUN
fsr-3452	109	14	should	should	AUX
fsr-3452	109	15	be	be	AUX
fsr-3452	109	16	in	in	ADP
fsr-3452	109	17	black	black	ADJ
fsr-3452	109	18	and	and	CCONJ
fsr-3452	109	19	white	white	ADJ
fsr-3452	109	20	.	.	PUNCT
fsr-3452	110	1	(	(	PUNCT
fsr-3452	110	2	12	12	NUM
fsr-3452	110	3	)	)	PUNCT
fsr-3452	110	4	tables	table	NOUN
fsr-3452	110	5	should	should	AUX
fsr-3452	110	6	be	be	AUX
fsr-3452	110	7	numbered	number	VERB
fsr-3452	110	8	consecutively	consecutively	ADV
fsr-3452	110	9	in	in	ADP
fsr-3452	110	10	the	the	DET
fsr-3452	110	11	text	text	NOUN
fsr-3452	110	12	in	in	ADP
fsr-3452	110	13	arabic	arabic	ADJ
fsr-3452	110	14	numerals	numeral	NOUN
fsr-3452	110	15	and	and	CCONJ
fsr-3452	110	16	printed	print	VERB
fsr-3452	110	17	on	on	ADP
fsr-3452	110	18	separate	separate	ADJ
fsr-3452	110	19	sheets	sheet	NOUN
fsr-3452	110	20	.	.	PUNCT
fsr-3452	111	1	any	any	DET
fsr-3452	111	2	manuscript	manuscript	NOUN
fsr-3452	111	3	which	which	PRON
fsr-3452	111	4	does	do	AUX
fsr-3452	111	5	not	not	PART
fsr-3452	111	6	conform	conform	VERB
fsr-3452	111	7	to	to	ADP
fsr-3452	111	8	the	the	DET
fsr-3452	111	9	above	above	ADJ
fsr-3452	111	10	instructions	instruction	NOUN
fsr-3452	111	11	will	will	AUX
fsr-3452	111	12	be	be	AUX
fsr-3452	111	13	returned	return	VERB
fsr-3452	111	14	for	for	ADP
fsr-3452	111	15	the	the	DET
fsr-3452	111	16	necessary	necessary	ADJ
fsr-3452	111	17	revision	revision	NOUN
fsr-3452	111	18	before	before	ADP
fsr-3452	111	19	publication	publication	NOUN
fsr-3452	111	20	.	.	PUNCT
fsr-3452	112	1	page	page	NOUN
fsr-3452	112	2	proofs	proof	NOUN
fsr-3452	112	3	will	will	AUX
fsr-3452	112	4	be	be	AUX
fsr-3452	112	5	sent	send	VERB
fsr-3452	112	6	to	to	ADP
fsr-3452	112	7	the	the	DET
fsr-3452	112	8	corresponding	corresponding	ADJ
fsr-3452	112	9	author	author	NOUN
fsr-3452	112	10	.	.	PUNCT
fsr-3452	113	1	proofs	proof	NOUN
fsr-3452	113	2	should	should	AUX
fsr-3452	113	3	be	be	AUX
fsr-3452	113	4	corrected	correct	VERB
fsr-3452	113	5	carefully	carefully	ADV
fsr-3452	113	6	;	;	PUNCT
fsr-3452	113	7	the	the	DET
fsr-3452	113	8	responsibility	responsibility	NOUN
fsr-3452	113	9	for	for	ADP
fsr-3452	113	10	detecting	detect	VERB
fsr-3452	113	11	errors	error	NOUN
fsr-3452	113	12	lies	lie	VERB
fsr-3452	113	13	with	with	ADP
fsr-3452	113	14	the	the	DET
fsr-3452	113	15	author	author	NOUN
fsr-3452	113	16	.	.	PUNCT
fsr-3452	114	1	corrections	correction	NOUN
fsr-3452	114	2	should	should	AUX
fsr-3452	114	3	be	be	AUX
fsr-3452	114	4	restricted	restrict	VERB
fsr-3452	114	5	to	to	ADP
fsr-3452	114	6	instances	instance	NOUN
fsr-3452	114	7	in	in	ADP
fsr-3452	114	8	which	which	PRON
fsr-3452	114	9	the	the	DET
fsr-3452	114	10	proof	proof	NOUN
fsr-3452	114	11	is	be	AUX
fsr-3452	114	12	at	at	ADP
fsr-3452	114	13	variance	variance	NOUN
fsr-3452	114	14	with	with	ADP
fsr-3452	114	15	the	the	DET
fsr-3452	114	16	manuscript	manuscript	NOUN
fsr-3452	114	17	.	.	PUNCT
fsr-3452	115	1	extensive	extensive	ADJ
fsr-3452	115	2	alterations	alteration	NOUN
fsr-3452	115	3	will	will	AUX
fsr-3452	115	4	be	be	AUX
fsr-3452	115	5	charged	charge	VERB
fsr-3452	115	6	.	.	PUNCT
fsr-3452	116	1	reprints	reprint	NOUN
fsr-3452	116	2	of	of	ADP
fsr-3452	116	3	your	your	PRON
fsr-3452	116	4	article	article	NOUN
fsr-3452	116	5	are	be	AUX
fsr-3452	116	6	available	available	ADJ
fsr-3452	116	7	at	at	ADP
fsr-3452	116	8	cost	cost	NOUN
fsr-3452	116	9	if	if	SCONJ
fsr-3452	116	10	they	they	PRON
fsr-3452	116	11	are	be	AUX
fsr-3452	116	12	ordered	order	VERB
fsr-3452	116	13	when	when	SCONJ
fsr-3452	116	14	the	the	DET
fsr-3452	116	15	proof	proof	NOUN
fsr-3452	116	16	is	be	AUX
fsr-3452	116	17	returned	return	VERB
fsr-3452	116	18	.	.	PUNCT
fsr-3452	117	1	financial	financial	ADJ
fsr-3452	117	2	services	service	NOUN
fsr-3452	117	3	review	review	NOUN
fsr-3452	117	4	(	(	PUNCT
fsr-3452	117	5	issn	issn	PROPN
fsr-3452	117	6	:	:	PUNCT
fsr-3452	117	7	1057	1057	NUM
fsr-3452	117	8	-	-	SYM
fsr-3452	117	9	0810	0810	NUM
fsr-3452	117	10	)	)	PUNCT
fsr-3452	117	11	academy	academy	NOUN
fsr-3452	117	12	of	of	ADP
fsr-3452	117	13	financial	financial	PROPN
fsr-3452	117	14	services	service	NOUN
fsr-3452	117	15	stuart	stuart	PROPN
fsr-3452	117	16	michelson	michelson	PROPN
fsr-3452	117	17	stetson	stetson	PROPN
fsr-3452	117	18	university	university	PROPN
fsr-3452	117	19	school	school	NOUN
fsr-3452	117	20	of	of	ADP
fsr-3452	117	21	business	business	NOUN
fsr-3452	117	22	421	421	NUM
fsr-3452	117	23	n.	n.	PROPN
fsr-3452	117	24	woodland	woodland	PROPN
fsr-3452	117	25	blvd	blvd	PROPN
fsr-3452	117	26	.	.	PUNCT
fsr-3452	118	1	unit	unit	NOUN
fsr-3452	118	2	8398	8398	NUM
fsr-3452	118	3	deland	deland	PROPN
fsr-3452	118	4	,	,	PUNCT
fsr-3452	118	5	fl	fl	PROPN
fsr-3452	118	6	32723	32723	NUM
fsr-3452	118	7	(	(	PUNCT
fsr-3452	118	8	address	address	NOUN
fsr-3452	118	9	service	service	NOUN
fsr-3452	118	10	requested	request	VERB
fsr-3452	118	11	)	)	PUNCT