id	sid	tid	token	lemma	pos
fsr-3467	1	1	academy	academy	PROPN
fsr-3467	1	2	of	of	ADP
fsr-3467	1	3	financial	financial	ADJ
fsr-3467	1	4	services	service	NOUN
fsr-3467	1	5	officers	officer	NOUN
fsr-3467	1	6	president	president	PROPN
fsr-3467	1	7	inga	inga	PROPN
fsr-3467	1	8	timmerman	timmerman	PROPN
fsr-3467	1	9	california	california	PROPN
fsr-3467	1	10	state	state	PROPN
fsr-3467	1	11	university	university	PROPN
fsr-3467	1	12	,	,	PUNCT
fsr-3467	1	13	northridge	northridge	PROPN
fsr-3467	1	14	president	president	PROPN
fsr-3467	1	15	-	-	PUNCT
fsr-3467	1	16	elect	elect	PROPN
fsr-3467	1	17	executive	executive	ADJ
fsr-3467	1	18	vice	vice	NOUN
fsr-3467	1	19	president	president	NOUN
fsr-3467	1	20	-	-	PUNCT
fsr-3467	1	21	program	program	NOUN
fsr-3467	1	22	terrance	terrance	PROPN
fsr-3467	1	23	k.	k.	PROPN
fsr-3467	1	24	martin	martin	PROPN
fsr-3467	1	25	utah	utah	PROPN
fsr-3467	1	26	valley	valley	PROPN
fsr-3467	1	27	university	university	PROPN
fsr-3467	1	28	vice	vice	NOUN
fsr-3467	1	29	president	president	NOUN
fsr-3467	1	30	-	-	PUNCT
fsr-3467	1	31	communications	communication	NOUN
fsr-3467	1	32	colleen	colleen	PROPN
fsr-3467	1	33	tokar	tokar	NOUN
fsr-3467	1	34	asaad	asaad	PROPN
fsr-3467	1	35	baldwin	baldwin	PROPN
fsr-3467	1	36	wallace	wallace	PROPN
fsr-3467	1	37	university	university	PROPN
fsr-3467	1	38	vice	vice	NOUN
fsr-3467	1	39	president	president	NOUN
fsr-3467	1	40	-	-	PUNCT
fsr-3467	1	41	finance	finance	NOUN
fsr-3467	1	42	thomas	thomas	PROPN
fsr-3467	1	43	p.	p.	PROPN
fsr-3467	1	44	langdon	langdon	PROPN
fsr-3467	1	45	roger	roger	PROPN
fsr-3467	1	46	williams	williams	PROPN
fsr-3467	1	47	university	university	PROPN
fsr-3467	1	48	vice	vice	PROPN
fsr-3467	1	49	president	president	PROPN
fsr-3467	1	50	-	-	PUNCT
fsr-3467	1	51	international	international	ADJ
fsr-3467	1	52	relations	relation	NOUN
fsr-3467	1	53	philip	philip	PROPN
fsr-3467	1	54	gibson	gibson	PROPN
fsr-3467	1	55	winthrop	winthrop	PROPN
fsr-3467	1	56	university	university	PROPN
fsr-3467	1	57	vice	vice	PROPN
fsr-3467	1	58	president	president	PROPN
fsr-3467	1	59	-	-	PUNCT
fsr-3467	1	60	mktg	mktg	PROPN
fsr-3467	1	61	&	&	CCONJ
fsr-3467	1	62	public	public	ADJ
fsr-3467	1	63	relations	relation	NOUN
fsr-3467	1	64	shawn	shawn	PROPN
fsr-3467	1	65	brayman	brayman	PROPN
fsr-3467	1	66	planplus	planplus	PROPN
fsr-3467	1	67	global	global	PROPN
fsr-3467	1	68	immediate	immediate	ADJ
fsr-3467	1	69	past	past	PROPN
fsr-3467	1	70	president	president	PROPN
fsr-3467	1	71	janine	janine	PROPN
fsr-3467	1	72	sam	sam	PROPN
fsr-3467	1	73	shepherd	shepherd	PROPN
fsr-3467	1	74	university	university	PROPN
fsr-3467	1	75	editor	editor	NOUN
fsr-3467	1	76	,	,	PUNCT
fsr-3467	1	77	financial	financial	ADJ
fsr-3467	1	78	services	service	NOUN
fsr-3467	1	79	review	review	VERB
fsr-3467	1	80	stuart	stuart	PROPN
fsr-3467	1	81	michelson	michelson	PROPN
fsr-3467	1	82	stetson	stetson	PROPN
fsr-3467	1	83	university	university	PROPN
fsr-3467	1	84	directors	director	NOUN
fsr-3467	1	85	charles	charles	PROPN
fsr-3467	1	86	chaffin	chaffin	PROPN
fsr-3467	1	87	cfp	cfp	PROPN
fsr-3467	1	88	board	board	PROPN
fsr-3467	1	89	of	of	ADP
fsr-3467	1	90	standards	standard	NOUN
fsr-3467	1	91	lu	lu	PROPN
fsr-3467	1	92	fan	fan	PROPN
fsr-3467	1	93	university	university	PROPN
fsr-3467	1	94	of	of	ADP
fsr-3467	1	95	missouri	missouri	PROPN
fsr-3467	1	96	barry	barry	PROPN
fsr-3467	1	97	mulholland	mulholland	PROPN
fsr-3467	1	98	university	university	PROPN
fsr-3467	1	99	of	of	ADP
fsr-3467	1	100	akron	akron	PROPN
fsr-3467	1	101	tom	tom	PROPN
fsr-3467	1	102	potts	potts	PROPN
fsr-3467	1	103	baylor	baylor	PROPN
fsr-3467	1	104	university	university	PROPN
fsr-3467	1	105	laura	laura	PROPN
fsr-3467	1	106	ricaldi	ricaldi	VERB
fsr-3467	1	107	utah	utah	PROPN
fsr-3467	1	108	valley	valley	PROPN
fsr-3467	1	109	university	university	PROPN
fsr-3467	1	110	past	past	PROPN
fsr-3467	1	111	presidents	president	NOUN
fsr-3467	1	112	janine	janine	PROPN
fsr-3467	1	113	sam	sam	PROPN
fsr-3467	1	114	,	,	PUNCT
fsr-3467	1	115	2019	2019	NUM
fsr-3467	1	116	-	-	SYM
fsr-3467	1	117	20	20	NUM
fsr-3467	1	118	shepherd	shepherd	ADJ
fsr-3467	1	119	university	university	NOUN
fsr-3467	1	120	swarn	swarn	PROPN
fsr-3467	1	121	chatterjee	chatterjee	PROPN
fsr-3467	1	122	,	,	PUNCT
fsr-3467	1	123	2018	2018	NUM
fsr-3467	1	124	-	-	SYM
fsr-3467	1	125	19	19	NUM
fsr-3467	1	126	university	university	PROPN
fsr-3467	1	127	of	of	ADP
fsr-3467	1	128	georgia	georgia	PROPN
fsr-3467	1	129	robert	robert	PROPN
fsr-3467	1	130	moreschi	moreschi	PROPN
fsr-3467	1	131	,	,	PUNCT
fsr-3467	1	132	2016	2016	NUM
fsr-3467	1	133	-	-	SYM
fsr-3467	1	134	18	18	NUM
fsr-3467	1	135	virginia	virginia	PROPN
fsr-3467	1	136	military	military	PROPN
fsr-3467	1	137	institute	institute	PROPN
fsr-3467	1	138	thomas	thomas	PROPN
fsr-3467	1	139	coe	coe	PROPN
fsr-3467	1	140	,	,	PUNCT
fsr-3467	1	141	2015	2015	NUM
fsr-3467	1	142	-	-	SYM
fsr-3467	1	143	16	16	NUM
fsr-3467	1	144	quinnipiac	quinnipiac	PROPN
fsr-3467	1	145	university	university	PROPN
fsr-3467	1	146	william	william	PROPN
fsr-3467	1	147	chittenden	chittenden	PROPN
fsr-3467	1	148	,	,	PUNCT
fsr-3467	1	149	2014	2014	NUM
fsr-3467	1	150	-	-	SYM
fsr-3467	1	151	15	15	NUM
fsr-3467	1	152	texas	texas	PROPN
fsr-3467	1	153	state	state	PROPN
fsr-3467	1	154	university	university	PROPN
fsr-3467	1	155	lance	lance	PROPN
fsr-3467	1	156	palmer	palmer	PROPN
fsr-3467	1	157	,	,	PUNCT
fsr-3467	1	158	2013	2013	NUM
fsr-3467	1	159	-	-	SYM
fsr-3467	1	160	14	14	NUM
fsr-3467	1	161	university	university	PROPN
fsr-3467	1	162	of	of	ADP
fsr-3467	1	163	georgia	georgia	PROPN
fsr-3467	1	164	frank	frank	PROPN
fsr-3467	1	165	laatsch	laatsch	PROPN
fsr-3467	1	166	,	,	PUNCT
fsr-3467	1	167	2012	2012	NUM
fsr-3467	1	168	-	-	SYM
fsr-3467	1	169	13	13	NUM
fsr-3467	1	170	university	university	NOUN
fsr-3467	1	171	of	of	ADP
fsr-3467	1	172	southern	southern	PROPN
fsr-3467	1	173	mississippi	mississippi	PROPN
fsr-3467	1	174	brian	brian	PROPN
fsr-3467	1	175	boscaljon	boscaljon	PROPN
fsr-3467	1	176	,	,	PUNCT
fsr-3467	1	177	2011	2011	NUM
fsr-3467	1	178	-	-	SYM
fsr-3467	1	179	12	12	NUM
fsr-3467	1	180	penn	penn	PROPN
fsr-3467	1	181	state	state	PROPN
fsr-3467	1	182	university	university	PROPN
fsr-3467	1	183	-	-	PUNCT
fsr-3467	1	184	erie	erie	PROPN
fsr-3467	1	185	halil	halil	PROPN
fsr-3467	1	186	kiymaz	kiymaz	PROPN
fsr-3467	1	187	,	,	PUNCT
fsr-3467	1	188	2010	2010	NUM
fsr-3467	1	189	-	-	SYM
fsr-3467	1	190	11	11	NUM
fsr-3467	1	191	rollins	rollin	NOUN
fsr-3467	1	192	college	college	PROPN
fsr-3467	1	193	of	of	ADP
fsr-3467	1	194	business	business	PROPN
fsr-3467	1	195	david	david	PROPN
fsr-3467	1	196	lange	lange	PROPN
fsr-3467	1	197	,	,	PUNCT
fsr-3467	1	198	2009	2009	NUM
fsr-3467	1	199	-	-	SYM
fsr-3467	1	200	10	10	NUM
fsr-3467	1	201	auburn	auburn	NOUN
fsr-3467	1	202	university	university	PROPN
fsr-3467	1	203	,	,	PUNCT
fsr-3467	1	204	montgomery	montgomery	PROPN
fsr-3467	1	205	vickie	vickie	PROPN
fsr-3467	1	206	hampton	hampton	PROPN
fsr-3467	1	207	,	,	PUNCT
fsr-3467	1	208	2008	2008	NUM
fsr-3467	1	209	-	-	SYM
fsr-3467	1	210	09	09	NUM
fsr-3467	1	211	texas	texas	PROPN
fsr-3467	1	212	tech	tech	PROPN
fsr-3467	1	213	university	university	PROPN
fsr-3467	1	214	frank	frank	PROPN
fsr-3467	1	215	laatsch	laatsch	PROPN
fsr-3467	1	216	2007	2007	NUM
fsr-3467	1	217	-	-	SYM
fsr-3467	1	218	08	08	NUM
fsr-3467	1	219	university	university	PROPN
fsr-3467	1	220	of	of	ADP
fsr-3467	1	221	southern	southern	PROPN
fsr-3467	1	222	mississippi	mississippi	PROPN
fsr-3467	1	223	daniel	daniel	PROPN
fsr-3467	1	224	walz	walz	PROPN
fsr-3467	1	225	,	,	PUNCT
fsr-3467	1	226	2006	2006	NUM
fsr-3467	1	227	-	-	SYM
fsr-3467	1	228	07	07	NUM
fsr-3467	1	229	trinity	trinity	NOUN
fsr-3467	1	230	university	university	PROPN
fsr-3467	1	231	anne	anne	PROPN
fsr-3467	1	232	gleason	gleason	PROPN
fsr-3467	1	233	,	,	PUNCT
fsr-3467	1	234	2005	2005	NUM
fsr-3467	1	235	-	-	SYM
fsr-3467	1	236	06	06	NUM
fsr-3467	1	237	college	college	PROPN
fsr-3467	1	238	of	of	ADP
fsr-3467	1	239	charleston	charleston	PROPN
fsr-3467	1	240	stuart	stuart	PROPN
fsr-3467	1	241	michelson	michelson	PROPN
fsr-3467	1	242	,	,	PUNCT
fsr-3467	1	243	2004	2004	NUM
fsr-3467	1	244	-	-	SYM
fsr-3467	1	245	05	05	NUM
fsr-3467	1	246	stetson	stetson	PROPN
fsr-3467	1	247	university	university	PROPN
fsr-3467	1	248	grady	grady	PROPN
fsr-3467	1	249	perdue	perdue	PROPN
fsr-3467	1	250	,	,	PUNCT
fsr-3467	1	251	2003	2003	NUM
fsr-3467	1	252	-	-	SYM
fsr-3467	1	253	04	04	NUM
fsr-3467	1	254	university	university	PROPN
fsr-3467	1	255	of	of	ADP
fsr-3467	1	256	houston	houston	PROPN
fsr-3467	1	257	-	-	PUNCT
fsr-3467	1	258	clear	clear	PROPN
fsr-3467	1	259	lake	lake	PROPN
fsr-3467	1	260	vickie	vickie	PROPN
fsr-3467	1	261	bajtelsmit	bajtelsmit	NOUN
fsr-3467	1	262	,	,	PUNCT
fsr-3467	1	263	2002	2002	NUM
fsr-3467	1	264	-	-	SYM
fsr-3467	1	265	03	03	NUM
fsr-3467	1	266	colorado	colorado	PROPN
fsr-3467	1	267	state	state	PROPN
fsr-3467	1	268	university	university	PROPN
fsr-3467	1	269	karen	karen	PROPN
fsr-3467	1	270	eilers	eilers	PROPN
fsr-3467	1	271	lahey	lahey	PROPN
fsr-3467	1	272	,	,	PUNCT
fsr-3467	1	273	2001	2001	NUM
fsr-3467	1	274	-	-	SYM
fsr-3467	1	275	02	02	NUM
fsr-3467	1	276	university	university	PROPN
fsr-3467	1	277	of	of	ADP
fsr-3467	1	278	akron	akron	PROPN
fsr-3467	1	279	tom	tom	PROPN
fsr-3467	1	280	eyssell	eyssell	PROPN
fsr-3467	1	281	,	,	PUNCT
fsr-3467	1	282	2000	2000	NUM
fsr-3467	1	283	-	-	SYM
fsr-3467	1	284	01	01	NUM
fsr-3467	1	285	university	university	PROPN
fsr-3467	1	286	of	of	ADP
fsr-3467	1	287	missouri	missouri	PROPN
fsr-3467	1	288	-	-	PROPN
fsr-3467	1	289	st	st	PROPN
fsr-3467	1	290	.	.	PROPN
fsr-3467	1	291	louis	louis	PROPN
fsr-3467	1	292	jill	jill	PROPN
fsr-3467	1	293	lynn	lynn	PROPN
fsr-3467	1	294	vihtelic	vihtelic	PROPN
fsr-3467	1	295	,	,	PUNCT
fsr-3467	1	296	1999	1999	NUM
fsr-3467	1	297	-	-	SYM
fsr-3467	1	298	00	00	NUM
fsr-3467	1	299	saint	saint	PROPN
fsr-3467	1	300	mary	mary	PROPN
fsr-3467	1	301	’s	’s	PART
fsr-3467	1	302	college	college	PROPN
fsr-3467	1	303	terry	terry	PROPN
fsr-3467	1	304	zivney	zivney	PROPN
fsr-3467	1	305	,	,	PUNCT
fsr-3467	1	306	1998	1998	NUM
fsr-3467	1	307	-	-	SYM
fsr-3467	1	308	99	99	NUM
fsr-3467	1	309	ball	ball	NOUN
fsr-3467	1	310	state	state	NOUN
fsr-3467	1	311	university	university	PROPN
fsr-3467	1	312	don	don	PROPN
fsr-3467	1	313	holdren	holdren	NOUN
fsr-3467	1	314	,	,	PUNCT
fsr-3467	1	315	1997	1997	NUM
fsr-3467	1	316	-	-	SYM
fsr-3467	1	317	98	98	NUM
fsr-3467	1	318	marshall	marshall	PROPN
fsr-3467	1	319	university	university	PROPN
fsr-3467	1	320	robert	robert	PROPN
fsr-3467	1	321	mcleod	mcleod	PROPN
fsr-3467	1	322	,	,	PUNCT
fsr-3467	1	323	1996	1996	NUM
fsr-3467	1	324	-	-	SYM
fsr-3467	1	325	97	97	NUM
fsr-3467	1	326	university	university	PROPN
fsr-3467	1	327	of	of	ADP
fsr-3467	1	328	alabama	alabama	PROPN
fsr-3467	1	329	walt	walt	PROPN
fsr-3467	1	330	woerheide	woerheide	PROPN
fsr-3467	1	331	,	,	PUNCT
fsr-3467	1	332	1995	1995	NUM
fsr-3467	1	333	-	-	SYM
fsr-3467	1	334	96	96	NUM
fsr-3467	1	335	the	the	DET
fsr-3467	1	336	american	american	PROPN
fsr-3467	1	337	college	college	PROPN
fsr-3467	1	338	dixie	dixie	PROPN
fsr-3467	1	339	mills	mill	NOUN
fsr-3467	1	340	,	,	PUNCT
fsr-3467	1	341	1994	1994	NUM
fsr-3467	1	342	-	-	SYM
fsr-3467	1	343	95	95	NUM
fsr-3467	1	344	illinois	illinois	PROPN
fsr-3467	1	345	state	state	PROPN
fsr-3467	1	346	university	university	PROPN
fsr-3467	1	347	ted	te	VERB
fsr-3467	1	348	veit	veit	PROPN
fsr-3467	1	349	,	,	PUNCT
fsr-3467	1	350	1993	1993	NUM
fsr-3467	1	351	-	-	SYM
fsr-3467	1	352	94	94	NUM
fsr-3467	1	353	rollins	rollins	PROPN
fsr-3467	1	354	college	college	PROPN
fsr-3467	1	355	mona	mona	PROPN
fsr-3467	1	356	gardner	gardner	PROPN
fsr-3467	1	357	,	,	PUNCT
fsr-3467	1	358	1992	1992	NUM
fsr-3467	1	359	-	-	SYM
fsr-3467	1	360	93	93	NUM
fsr-3467	1	361	illinois	illinois	PROPN
fsr-3467	1	362	wesleyan	wesleyan	PROPN
fsr-3467	1	363	university	university	PROPN
fsr-3467	1	364	jean	jean	PROPN
fsr-3467	1	365	l.	l.	PROPN
fsr-3467	1	366	heck	heck	PROPN
fsr-3467	1	367	,	,	PUNCT
fsr-3467	1	368	1991	1991	NUM
fsr-3467	1	369	-	-	SYM
fsr-3467	1	370	92	92	NUM
fsr-3467	1	371	villanova	villanova	PROPN
fsr-3467	1	372	university	university	PROPN
fsr-3467	1	373	frank	frank	PROPN
fsr-3467	1	374	k.	k.	PROPN
fsr-3467	1	375	reilly	reilly	PROPN
fsr-3467	1	376	,	,	PUNCT
fsr-3467	1	377	1990	1990	NUM
fsr-3467	1	378	-	-	SYM
fsr-3467	1	379	91	91	NUM
fsr-3467	1	380	university	university	NOUN
fsr-3467	1	381	of	of	ADP
fsr-3467	1	382	notre	notre	PROPN
fsr-3467	1	383	dame	dame	PROPN
fsr-3467	1	384	lawrence	lawrence	PROPN
fsr-3467	1	385	j.	j.	PROPN
fsr-3467	1	386	gitman	gitman	PROPN
fsr-3467	1	387	,	,	PUNCT
fsr-3467	1	388	1989	1989	NUM
fsr-3467	1	389	-	-	SYM
fsr-3467	1	390	90	90	NUM
fsr-3467	1	391	san	san	PROPN
fsr-3467	1	392	diego	diego	PROPN
fsr-3467	1	393	state	state	PROPN
fsr-3467	1	394	university	university	PROPN
fsr-3467	1	395	travis	travis	PROPN
fsr-3467	1	396	s.	s.	PROPN
fsr-3467	1	397	pritchett	pritchett	PROPN
fsr-3467	1	398	,	,	PUNCT
fsr-3467	1	399	1988	1988	NUM
fsr-3467	1	400	-	-	SYM
fsr-3467	1	401	89	89	NUM
fsr-3467	1	402	university	university	NOUN
fsr-3467	1	403	of	of	ADP
fsr-3467	1	404	south	south	PROPN
fsr-3467	1	405	carolina	carolina	PROPN
fsr-3467	1	406	tom	tom	PROPN
fsr-3467	1	407	potts	potts	PROPN
fsr-3467	1	408	,	,	PUNCT
fsr-3467	1	409	1987	1987	NUM
fsr-3467	1	410	-	-	SYM
fsr-3467	1	411	88	88	NUM
fsr-3467	1	412	baylor	baylor	NOUN
fsr-3467	1	413	university	university	PROPN
fsr-3467	1	414	robert	robert	PROPN
fsr-3467	1	415	f.	f.	PROPN
fsr-3467	1	416	bohn	bohn	PROPN
fsr-3467	1	417	,	,	PUNCT
fsr-3467	1	418	1986	1986	NUM
fsr-3467	1	419	-	-	SYM
fsr-3467	1	420	87	87	NUM
fsr-3467	1	421	golden	golden	PROPN
fsr-3467	1	422	gate	gate	PROPN
fsr-3467	1	423	university	university	PROPN
fsr-3467	1	424	tom	tom	PROPN
fsr-3467	1	425	warschauer	warschauer	PROPN
fsr-3467	1	426	,	,	PUNCT
fsr-3467	1	427	1985	1985	NUM
fsr-3467	1	428	-	-	SYM
fsr-3467	1	429	86	86	NUM
fsr-3467	1	430	san	san	PROPN
fsr-3467	1	431	diego	diego	PROPN
fsr-3467	1	432	state	state	PROPN
fsr-3467	1	433	university	university	PROPN
fsr-3467	1	434	published	publish	VERB
fsr-3467	1	435	in	in	ADP
fsr-3467	1	436	collaboration	collaboration	NOUN
fsr-3467	1	437	with	with	ADP
fsr-3467	1	438	the	the	DET
fsr-3467	1	439	financial	financial	ADJ
fsr-3467	1	440	planning	planning	PROPN
fsr-3467	1	441	association	association	PROPN
fsr-3467	1	442	financial	financial	PROPN
fsr-3467	1	443	services	service	NOUN
fsr-3467	1	444	review	review	NOUN
fsr-3467	1	445	is	be	AUX
fsr-3467	1	446	the	the	DET
fsr-3467	1	447	journal	journal	NOUN
fsr-3467	1	448	of	of	ADP
fsr-3467	1	449	the	the	DET
fsr-3467	1	450	academy	academy	NOUN
fsr-3467	1	451	of	of	ADP
fsr-3467	1	452	financial	financial	ADJ
fsr-3467	1	453	services	service	NOUN
fsr-3467	1	454	,	,	PUNCT
fsr-3467	1	455	published	publish	VERB
fsr-3467	1	456	in	in	ADP
fsr-3467	1	457	collaboration	collaboration	NOUN
fsr-3467	1	458	with	with	ADP
fsr-3467	1	459	the	the	DET
fsr-3467	1	460	financial	financial	ADJ
fsr-3467	1	461	planning	planning	PROPN
fsr-3467	1	462	association	association	PROPN
fsr-3467	1	463	.	.	PUNCT
fsr-3467	2	1	membership	membership	NOUN
fsr-3467	2	2	dues	due	NOUN
fsr-3467	2	3	of	of	ADP
fsr-3467	2	4	$	$	SYM
fsr-3467	2	5	125	125	NUM
fsr-3467	2	6	to	to	ADP
fsr-3467	2	7	the	the	DET
fsr-3467	2	8	academy	academy	NOUN
fsr-3467	2	9	include	include	VERB
fsr-3467	2	10	a	a	DET
fsr-3467	2	11	one	one	NUM
fsr-3467	2	12	-	-	PUNCT
fsr-3467	2	13	year	year	NOUN
fsr-3467	2	14	subscription	subscription	NOUN
fsr-3467	2	15	to	to	ADP
fsr-3467	2	16	the	the	DET
fsr-3467	2	17	journal	journal	NOUN
fsr-3467	2	18	.	.	PUNCT
fsr-3467	3	1	financial	financial	ADJ
fsr-3467	3	2	planning	planning	PROPN
fsr-3467	3	3	association	association	NOUN
fsr-3467	3	4	members	member	NOUN
fsr-3467	3	5	receive	receive	VERB
fsr-3467	3	6	digital	digital	ADJ
fsr-3467	3	7	access	access	NOUN
fsr-3467	3	8	to	to	ADP
fsr-3467	3	9	the	the	DET
fsr-3467	3	10	current	current	ADJ
fsr-3467	3	11	volume	volume	NOUN
fsr-3467	3	12	/	/	SYM
fsr-3467	3	13	issue	issue	NOUN
fsr-3467	3	14	of	of	ADP
fsr-3467	3	15	the	the	DET
fsr-3467	3	16	journal	journal	NOUN
fsr-3467	3	17	.	.	PUNCT
fsr-3467	4	1	institutional	institutional	ADJ
fsr-3467	4	2	membership	membership	NOUN
fsr-3467	4	3	to	to	ADP
fsr-3467	4	4	academy	academy	PROPN
fsr-3467	4	5	of	of	ADP
fsr-3467	4	6	financial	financial	ADJ
fsr-3467	4	7	services	service	NOUN
fsr-3467	4	8	is	be	AUX
fsr-3467	4	9	$	$	SYM
fsr-3467	4	10	250	250	NUM
fsr-3467	4	11	and	and	CCONJ
fsr-3467	4	12	includes	include	VERB
fsr-3467	4	13	the	the	DET
fsr-3467	4	14	four	four	NUM
fsr-3467	4	15	annual	annual	ADJ
fsr-3467	4	16	issues	issue	NOUN
fsr-3467	4	17	of	of	ADP
fsr-3467	4	18	fsr	fsr	PROPN
fsr-3467	4	19	.	.	PUNCT
fsr-3467	5	1	how	how	SCONJ
fsr-3467	5	2	to	to	PART
fsr-3467	5	3	submit	submit	VERB
fsr-3467	5	4	:	:	PUNCT
fsr-3467	5	5	there	there	PRON
fsr-3467	5	6	is	be	VERB
fsr-3467	5	7	a	a	DET
fsr-3467	5	8	$	$	SYM
fsr-3467	5	9	100	100	NUM
fsr-3467	5	10	submission	submission	NOUN
fsr-3467	5	11	fee	fee	NOUN
fsr-3467	5	12	payable	payable	ADJ
fsr-3467	5	13	to	to	ADP
fsr-3467	5	14	the	the	DET
fsr-3467	5	15	academy	academy	NOUN
fsr-3467	5	16	of	of	ADP
fsr-3467	5	17	financial	financial	ADJ
fsr-3467	5	18	services	service	NOUN
fsr-3467	5	19	(	(	PUNCT
fsr-3467	5	20	afs	afs	NOUN
fsr-3467	5	21	)	)	PUNCT
fsr-3467	5	22	for	for	ADP
fsr-3467	5	23	all	all	DET
fsr-3467	5	24	submissions	submission	NOUN
fsr-3467	5	25	to	to	ADP
fsr-3467	5	26	fsr	fsr	PROPN
fsr-3467	5	27	.	.	PUNCT
fsr-3467	6	1	submission	submission	NOUN
fsr-3467	6	2	fees	fee	NOUN
fsr-3467	6	3	should	should	AUX
fsr-3467	6	4	be	be	AUX
fsr-3467	6	5	paid	pay	VERB
fsr-3467	6	6	online	online	ADV
fsr-3467	6	7	at	at	ADP
fsr-3467	6	8	academyfinancial.org	academyfinancial.org	NOUN
fsr-3467	6	9	.	.	PUNCT
fsr-3467	7	1	if	if	SCONJ
fsr-3467	7	2	none	none	NOUN
fsr-3467	7	3	of	of	ADP
fsr-3467	7	4	the	the	DET
fsr-3467	7	5	authors	author	NOUN
fsr-3467	7	6	is	be	AUX
fsr-3467	7	7	a	a	DET
fsr-3467	7	8	member	member	NOUN
fsr-3467	7	9	of	of	ADP
fsr-3467	7	10	afs	afs	NOUN
fsr-3467	7	11	,	,	PUNCT
fsr-3467	7	12	please	please	INTJ
fsr-3467	7	13	complete	complete	VERB
fsr-3467	7	14	an	an	DET
fsr-3467	7	15	online	online	ADJ
fsr-3467	7	16	membership	membership	NOUN
fsr-3467	7	17	application	application	NOUN
fsr-3467	7	18	form	form	NOUN
fsr-3467	7	19	,	,	PUNCT
fsr-3467	7	20	which	which	PRON
fsr-3467	7	21	can	can	AUX
fsr-3467	7	22	be	be	AUX
fsr-3467	7	23	downloaded	download	VERB
fsr-3467	7	24	at	at	ADP
fsr-3467	7	25	http://academyfinancial.org	http://academyfinancial.org	PROPN
fsr-3467	7	26	.	.	PUNCT
fsr-3467	8	1	when	when	SCONJ
fsr-3467	8	2	authors	author	NOUN
fsr-3467	8	3	pay	pay	VERB
fsr-3467	8	4	the	the	DET
fsr-3467	8	5	$	$	SYM
fsr-3467	8	6	100	100	NUM
fsr-3467	8	7	submission	submission	NOUN
fsr-3467	8	8	fee	fee	NOUN
fsr-3467	8	9	and	and	CCONJ
fsr-3467	8	10	are	be	AUX
fsr-3467	8	11	not	not	PART
fsr-3467	8	12	currently	currently	ADV
fsr-3467	8	13	members	member	NOUN
fsr-3467	8	14	,	,	PUNCT
fsr-3467	8	15	they	they	PRON
fsr-3467	8	16	receive	receive	VERB
fsr-3467	8	17	their	their	PRON
fsr-3467	8	18	first	first	ADJ
fsr-3467	8	19	year	year	NOUN
fsr-3467	8	20	of	of	ADP
fsr-3467	8	21	afs	afs	NOUN
fsr-3467	8	22	membership	membership	NOUN
fsr-3467	8	23	at	at	ADP
fsr-3467	8	24	no	no	DET
fsr-3467	8	25	charge	charge	NOUN
fsr-3467	8	26	.	.	PUNCT
fsr-3467	9	1	a	a	DET
fsr-3467	9	2	submission	submission	NOUN
fsr-3467	9	3	fee	fee	NOUN
fsr-3467	9	4	of	of	ADP
fsr-3467	9	5	$	$	SYM
fsr-3467	9	6	100	100	NUM
fsr-3467	9	7	per	per	ADP
fsr-3467	9	8	article	article	NOUN
fsr-3467	9	9	should	should	AUX
fsr-3467	9	10	be	be	AUX
fsr-3467	9	11	paid	pay	VERB
fsr-3467	9	12	at	at	ADP
fsr-3467	9	13	:	:	PUNCT
fsr-3467	9	14	https://academyoffinancialservices.wildapricot.org/submit-an-article	https://academyoffinancialservices.wildapricot.org/submit-an-article	PROPN
fsr-3467	9	15	.	.	PUNCT
fsr-3467	10	1	submit	submit	VERB
fsr-3467	10	2	your	your	PRON
fsr-3467	10	3	article	article	NOUN
fsr-3467	10	4	electronically	electronically	ADV
fsr-3467	10	5	as	as	ADP
fsr-3467	10	6	an	an	DET
fsr-3467	10	7	email	email	NOUN
fsr-3467	10	8	attachment	attachment	NOUN
fsr-3467	10	9	in	in	ADP
fsr-3467	10	10	word	word	NOUN
fsr-3467	10	11	format	format	NOUN
fsr-3467	10	12	only	only	ADV
fsr-3467	10	13	(	(	PUNCT
fsr-3467	10	14	no	no	DET
fsr-3467	10	15	pdfs	pdfs	NOUN
fsr-3467	10	16	please	please	INTJ
fsr-3467	10	17	)	)	PUNCT
fsr-3467	10	18	to	to	ADP
fsr-3467	10	19	the	the	DET
fsr-3467	10	20	editor	editor	NOUN
fsr-3467	10	21	stuart	stuart	PROPN
fsr-3467	10	22	michelson	michelson	PROPN
fsr-3467	10	23	at	at	ADP
fsr-3467	10	24	smichels@stetson.edu	smichels@stetson.edu	PROPN
fsr-3467	10	25	.	.	PUNCT
fsr-3467	11	1	style	style	NOUN
fsr-3467	11	2	information	information	NOUN
fsr-3467	11	3	for	for	ADP
fsr-3467	11	4	the	the	DET
fsr-3467	11	5	manuscripts	manuscript	NOUN
fsr-3467	11	6	can	can	AUX
fsr-3467	11	7	be	be	AUX
fsr-3467	11	8	found	find	VERB
fsr-3467	11	9	on	on	ADP
fsr-3467	11	10	the	the	DET
fsr-3467	11	11	inside	inside	ADJ
fsr-3467	11	12	back	back	ADJ
fsr-3467	11	13	cover	cover	NOUN
fsr-3467	11	14	of	of	ADP
fsr-3467	11	15	this	this	DET
fsr-3467	11	16	journal	journal	NOUN
fsr-3467	11	17	.	.	PUNCT
fsr-3467	12	1	copyright	copyright	NOUN
fsr-3467	12	2	©	©	PROPN
fsr-3467	12	3	2022	2022	NUM
fsr-3467	12	4	academy	academy	NOUN
fsr-3467	12	5	of	of	ADP
fsr-3467	12	6	financial	financial	ADJ
fsr-3467	12	7	services	service	NOUN
fsr-3467	12	8	.	.	PUNCT
fsr-3467	13	1	all	all	DET
fsr-3467	13	2	rights	right	NOUN
fsr-3467	13	3	of	of	ADP
fsr-3467	13	4	reproduction	reproduction	NOUN
fsr-3467	13	5	in	in	ADP
fsr-3467	13	6	any	any	DET
fsr-3467	13	7	form	form	NOUN
fsr-3467	13	8	reserved	reserve	VERB
fsr-3467	13	9	.	.	PUNCT
fsr-3467	14	1	financial	financial	ADJ
fsr-3467	14	2	services	service	NOUN
fsr-3467	14	3	review	review	VERB
fsr-3467	14	4	the	the	DET
fsr-3467	14	5	journal	journal	NOUN
fsr-3467	14	6	of	of	ADP
fsr-3467	14	7	individual	individual	ADJ
fsr-3467	14	8	financial	financial	ADJ
fsr-3467	14	9	management	management	NOUN
fsr-3467	14	10	vol	vol	NOUN
fsr-3467	14	11	.	.	PROPN
fsr-3467	15	1	30	30	NUM
fsr-3467	15	2	,	,	PUNCT
fsr-3467	15	3	no	no	INTJ
fsr-3467	15	4	.	.	NOUN
fsr-3467	15	5	1	1	NUM
fsr-3467	15	6	,	,	PUNCT
fsr-3467	15	7	2022	2022	NUM
fsr-3467	15	8	editor	editor	NOUN
fsr-3467	15	9	stuart	stuart	PROPN
fsr-3467	15	10	michelson	michelson	PROPN
fsr-3467	15	11	,	,	PUNCT
fsr-3467	15	12	stetson	stetson	PROPN
fsr-3467	15	13	university	university	PROPN
fsr-3467	15	14	associate	associate	NOUN
fsr-3467	15	15	editors	editor	NOUN
fsr-3467	15	16	benefits	benefit	NOUN
fsr-3467	15	17	and	and	CCONJ
fsr-3467	15	18	retirement	retirement	NOUN
fsr-3467	15	19	planning	planning	NOUN
fsr-3467	15	20	vickie	vickie	PROPN
fsr-3467	15	21	bajtelsmit	bajtelsmit	PROPN
fsr-3467	15	22	colorado	colorado	PROPN
fsr-3467	15	23	state	state	PROPN
fsr-3467	15	24	university	university	PROPN
fsr-3467	15	25	stephen	stephen	PROPN
fsr-3467	15	26	m.	m.	PROPN
fsr-3467	15	27	horan	horan	PROPN
fsr-3467	15	28	cfa	cfa	PROPN
fsr-3467	15	29	institute	institute	PROPN
fsr-3467	15	30	walter	walter	PROPN
fsr-3467	15	31	woerheide	woerheide	VERB
fsr-3467	15	32	the	the	DET
fsr-3467	15	33	american	american	PROPN
fsr-3467	15	34	college	college	PROPN
fsr-3467	15	35	estate	estate	PROPN
fsr-3467	15	36	planning	planning	PROPN
fsr-3467	15	37	anne	anne	PROPN
fsr-3467	15	38	wenger	wenger	PROPN
fsr-3467	15	39	san	san	PROPN
fsr-3467	15	40	diego	diego	PROPN
fsr-3467	15	41	state	state	PROPN
fsr-3467	15	42	university	university	PROPN
fsr-3467	15	43	giovanni	giovanni	PROPN
fsr-3467	15	44	fernandez	fernandez	PROPN
fsr-3467	15	45	stetson	stetson	PROPN
fsr-3467	15	46	university	university	PROPN
fsr-3467	15	47	investments	investments	PROPN
fsr-3467	15	48	robert	robert	PROPN
fsr-3467	15	49	brooks	brooks	PROPN
fsr-3467	15	50	university	university	PROPN
fsr-3467	15	51	of	of	ADP
fsr-3467	15	52	alabama	alabama	PROPN
fsr-3467	15	53	john	john	PROPN
fsr-3467	15	54	clinebell	clinebell	PROPN
fsr-3467	15	55	university	university	PROPN
fsr-3467	15	56	of	of	ADP
fsr-3467	15	57	northern	northern	PROPN
fsr-3467	15	58	colorado	colorado	PROPN
fsr-3467	15	59	james	james	PROPN
fsr-3467	15	60	dilellio	dilellio	PROPN
fsr-3467	15	61	pepperdine	pepperdine	PROPN
fsr-3467	15	62	university	university	PROPN
fsr-3467	15	63	dale	dale	PROPN
fsr-3467	15	64	domian	domian	PROPN
fsr-3467	15	65	york	york	PROPN
fsr-3467	15	66	university	university	PROPN
fsr-3467	15	67	jim	jim	PROPN
fsr-3467	15	68	gilkeson	gilkeson	PROPN
fsr-3467	15	69	university	university	PROPN
fsr-3467	15	70	of	of	ADP
fsr-3467	15	71	central	central	PROPN
fsr-3467	15	72	florida	florida	PROPN
fsr-3467	15	73	william	william	PROPN
fsr-3467	15	74	jennings	jennings	PROPN
fsr-3467	15	75	united	united	PROPN
fsr-3467	15	76	states	states	PROPN
fsr-3467	15	77	air	air	PROPN
fsr-3467	15	78	force	force	PROPN
fsr-3467	15	79	academy	academy	PROPN
fsr-3467	15	80	david	david	PROPN
fsr-3467	15	81	nanigian	nanigian	PROPN
fsr-3467	15	82	csu	csu	PROPN
fsr-3467	15	83	fullerton	fullerton	PROPN
fsr-3467	15	84	insurance	insurance	PROPN
fsr-3467	15	85	larry	larry	PROPN
fsr-3467	15	86	cox	cox	PROPN
fsr-3467	15	87	university	university	PROPN
fsr-3467	15	88	of	of	ADP
fsr-3467	15	89	mississippi	mississippi	PROPN
fsr-3467	15	90	financial	financial	PROPN
fsr-3467	15	91	planning	planning	PROPN
fsr-3467	15	92	swarn	swarn	PROPN
fsr-3467	15	93	chatterjee	chatterjee	PROPN
fsr-3467	15	94	university	university	PROPN
fsr-3467	15	95	of	of	ADP
fsr-3467	15	96	georgia	georgia	PROPN
fsr-3467	15	97	sherman	sherman	PROPN
fsr-3467	15	98	hanna	hanna	PROPN
fsr-3467	15	99	ohio	ohio	PROPN
fsr-3467	15	100	state	state	PROPN
fsr-3467	15	101	university	university	PROPN
fsr-3467	15	102	patti	patti	PROPN
fsr-3467	15	103	fisher	fisher	PROPN
fsr-3467	15	104	virginia	virginia	PROPN
fsr-3467	15	105	tech	tech	PROPN
fsr-3467	15	106	university	university	PROPN
fsr-3467	15	107	wade	wade	PROPN
fsr-3467	15	108	d.	d.	PROPN
fsr-3467	15	109	pfau	pfau	VERB
fsr-3467	15	110	the	the	DET
fsr-3467	15	111	american	american	PROPN
fsr-3467	15	112	college	college	PROPN
fsr-3467	15	113	john	john	PROPN
fsr-3467	15	114	salter	salter	PROPN
fsr-3467	15	115	texas	texas	PROPN
fsr-3467	15	116	tech	tech	PROPN
fsr-3467	15	117	university	university	PROPN
fsr-3467	15	118	financial	financial	ADJ
fsr-3467	15	119	institutions	institution	NOUN
fsr-3467	15	120	stanley	stanley	PROPN
fsr-3467	15	121	d.	d.	PROPN
fsr-3467	15	122	smith	smith	PROPN
fsr-3467	15	123	university	university	PROPN
fsr-3467	15	124	of	of	ADP
fsr-3467	15	125	central	central	PROPN
fsr-3467	15	126	florida	florida	PROPN
fsr-3467	15	127	investor	investor	NOUN
fsr-3467	15	128	psychology	psychology	NOUN
fsr-3467	15	129	and	and	CCONJ
fsr-3467	15	130	counseling	counsel	VERB
fsr-3467	15	131	john	john	PROPN
fsr-3467	15	132	nofsinger	nofsinger	PROPN
fsr-3467	15	133	washington	washington	PROPN
fsr-3467	15	134	state	state	PROPN
fsr-3467	15	135	university	university	PROPN
fsr-3467	15	136	meir	meir	PROPN
fsr-3467	15	137	statman	statman	PROPN
fsr-3467	15	138	santa	santa	PROPN
fsr-3467	15	139	clara	clara	PROPN
fsr-3467	15	140	university	university	PROPN
fsr-3467	15	141	financial	financial	ADJ
fsr-3467	15	142	literacy	literacy	NOUN
fsr-3467	15	143	ning	ning	PROPN
fsr-3467	15	144	tang	tang	PROPN
fsr-3467	15	145	san	san	PROPN
fsr-3467	15	146	diego	diego	PROPN
fsr-3467	15	147	state	state	PROPN
fsr-3467	15	148	university	university	PROPN
fsr-3467	15	149	international	international	PROPN
fsr-3467	15	150	lawrence	lawrence	PROPN
fsr-3467	15	151	rose	rise	VERB
fsr-3467	15	152	massey	massey	PROPN
fsr-3467	15	153	university	university	PROPN
fsr-3467	15	154	education	education	PROPN
fsr-3467	15	155	jerry	jerry	PROPN
fsr-3467	15	156	stevens	stevens	PROPN
fsr-3467	15	157	university	university	PROPN
fsr-3467	15	158	of	of	ADP
fsr-3467	15	159	richmond	richmond	PROPN
fsr-3467	15	160	financial	financial	ADJ
fsr-3467	15	161	planning	planning	NOUN
fsr-3467	15	162	profession	profession	NOUN
fsr-3467	15	163	tom	tom	PROPN
fsr-3467	15	164	warschauer	warschauer	PROPN
fsr-3467	15	165	san	san	PROPN
fsr-3467	15	166	diego	diego	PROPN
fsr-3467	15	167	state	state	PROPN
fsr-3467	15	168	university	university	PROPN
fsr-3467	15	169	co	co	VERB
fsr-3467	15	170	-	-	VERB
fsr-3467	15	171	published	publish	VERB
fsr-3467	15	172	by	by	ADP
fsr-3467	15	173	the	the	DET
fsr-3467	15	174	academy	academy	NOUN
fsr-3467	15	175	of	of	ADP
fsr-3467	15	176	financial	financial	ADJ
fsr-3467	15	177	services	service	NOUN
fsr-3467	15	178	and	and	CCONJ
fsr-3467	15	179	the	the	DET
fsr-3467	15	180	financial	financial	ADJ
fsr-3467	15	181	planning	planning	NOUN
fsr-3467	15	182	association	association	PROPN
fsr-3467	15	183	the	the	DET
fsr-3467	15	184	editor	editor	NOUN
fsr-3467	15	185	of	of	ADP
fsr-3467	15	186	financial	financial	ADJ
fsr-3467	15	187	services	service	NOUN
fsr-3467	15	188	review	review	VERB
fsr-3467	15	189	wishes	wish	VERB
fsr-3467	15	190	to	to	PART
fsr-3467	15	191	thank	thank	VERB
fsr-3467	15	192	the	the	DET
fsr-3467	15	193	stetson	stetson	NOUN
fsr-3467	15	194	university	university	NOUN
fsr-3467	15	195	,	,	PUNCT
fsr-3467	15	196	school	school	NOUN
fsr-3467	15	197	of	of	ADP
fsr-3467	15	198	business	business	NOUN
fsr-3467	15	199	,	,	PUNCT
fsr-3467	15	200	for	for	ADP
fsr-3467	15	201	its	its	PRON
fsr-3467	15	202	continuing	continue	VERB
fsr-3467	15	203	financial	financial	ADJ
fsr-3467	15	204	and	and	CCONJ
fsr-3467	15	205	intellectual	intellectual	ADJ
fsr-3467	15	206	support	support	NOUN
fsr-3467	15	207	of	of	ADP
fsr-3467	15	208	the	the	DET
fsr-3467	15	209	journal	journal	NOUN
fsr-3467	15	210	.	.	PUNCT
fsr-3467	16	1	aims	aim	NOUN
fsr-3467	16	2	and	and	CCONJ
fsr-3467	16	3	scope	scope	NOUN
fsr-3467	16	4	:	:	PUNCT
fsr-3467	16	5	financial	financial	ADJ
fsr-3467	16	6	services	service	NOUN
fsr-3467	16	7	review	review	NOUN
fsr-3467	16	8	is	be	AUX
fsr-3467	16	9	the	the	DET
fsr-3467	16	10	official	official	ADJ
fsr-3467	16	11	publication	publication	NOUN
fsr-3467	16	12	of	of	ADP
fsr-3467	16	13	the	the	DET
fsr-3467	16	14	academy	academy	NOUN
fsr-3467	16	15	of	of	ADP
fsr-3467	16	16	financial	financial	ADJ
fsr-3467	16	17	services	service	NOUN
fsr-3467	16	18	.	.	PUNCT
fsr-3467	17	1	the	the	DET
fsr-3467	17	2	purpose	purpose	NOUN
fsr-3467	17	3	of	of	ADP
fsr-3467	17	4	this	this	DET
fsr-3467	17	5	refereed	refereed	ADJ
fsr-3467	17	6	academic	academic	ADJ
fsr-3467	17	7	journal	journal	NOUN
fsr-3467	17	8	is	be	AUX
fsr-3467	17	9	to	to	PART
fsr-3467	17	10	encourage	encourage	VERB
fsr-3467	17	11	rigorous	rigorous	ADJ
fsr-3467	17	12	empirical	empirical	ADJ
fsr-3467	17	13	research	research	NOUN
fsr-3467	17	14	that	that	PRON
fsr-3467	17	15	examines	examine	VERB
fsr-3467	17	16	individual	individual	ADJ
fsr-3467	17	17	behavior	behavior	NOUN
fsr-3467	17	18	in	in	ADP
fsr-3467	17	19	terms	term	NOUN
fsr-3467	17	20	of	of	ADP
fsr-3467	17	21	financial	financial	ADJ
fsr-3467	17	22	planning	planning	NOUN
fsr-3467	17	23	and	and	CCONJ
fsr-3467	17	24	services	service	NOUN
fsr-3467	17	25	.	.	PUNCT
fsr-3467	18	1	in	in	ADP
fsr-3467	18	2	contrast	contrast	NOUN
fsr-3467	18	3	to	to	ADP
fsr-3467	18	4	the	the	DET
fsr-3467	18	5	many	many	ADJ
fsr-3467	18	6	corporate	corporate	ADJ
fsr-3467	18	7	or	or	CCONJ
fsr-3467	18	8	institutional	institutional	ADJ
fsr-3467	18	9	journals	journal	NOUN
fsr-3467	18	10	that	that	PRON
fsr-3467	18	11	are	be	AUX
fsr-3467	18	12	available	available	ADJ
fsr-3467	18	13	in	in	ADP
fsr-3467	18	14	finance	finance	NOUN
fsr-3467	18	15	,	,	PUNCT
fsr-3467	18	16	the	the	DET
fsr-3467	18	17	focus	focus	NOUN
fsr-3467	18	18	of	of	ADP
fsr-3467	18	19	this	this	DET
fsr-3467	18	20	journal	journal	NOUN
fsr-3467	18	21	is	be	AUX
fsr-3467	18	22	on	on	ADP
fsr-3467	18	23	individual	individual	ADJ
fsr-3467	18	24	financial	financial	ADJ
fsr-3467	18	25	issues	issue	NOUN
fsr-3467	18	26	.	.	PUNCT
fsr-3467	19	1	the	the	DET
fsr-3467	19	2	journal	journal	NOUN
fsr-3467	19	3	provides	provide	VERB
fsr-3467	19	4	a	a	DET
fsr-3467	19	5	forum	forum	NOUN
fsr-3467	19	6	for	for	ADP
fsr-3467	19	7	those	those	PRON
fsr-3467	19	8	who	who	PRON
fsr-3467	19	9	are	be	AUX
fsr-3467	19	10	interested	interested	ADJ
fsr-3467	19	11	in	in	ADP
fsr-3467	19	12	the	the	DET
fsr-3467	19	13	individual	individual	ADJ
fsr-3467	19	14	perspective	perspective	NOUN
fsr-3467	19	15	on	on	ADP
fsr-3467	19	16	issues	issue	NOUN
fsr-3467	19	17	in	in	ADP
fsr-3467	19	18	the	the	DET
fsr-3467	19	19	areas	area	NOUN
fsr-3467	19	20	of	of	ADP
fsr-3467	19	21	financial	financial	ADJ
fsr-3467	19	22	services	service	NOUN
fsr-3467	19	23	,	,	PUNCT
fsr-3467	19	24	employee	employee	NOUN
fsr-3467	19	25	benefits	benefit	NOUN
fsr-3467	19	26	,	,	PUNCT
fsr-3467	19	27	estate	estate	NOUN
fsr-3467	19	28	and	and	CCONJ
fsr-3467	19	29	tax	tax	NOUN
fsr-3467	19	30	planning	planning	NOUN
fsr-3467	19	31	,	,	PUNCT
fsr-3467	19	32	financial	financial	ADJ
fsr-3467	19	33	counseling	counseling	NOUN
fsr-3467	19	34	,	,	PUNCT
fsr-3467	19	35	financial	financial	ADJ
fsr-3467	19	36	planning	planning	NOUN
fsr-3467	19	37	,	,	PUNCT
fsr-3467	19	38	insurance	insurance	NOUN
fsr-3467	19	39	,	,	PUNCT
fsr-3467	19	40	investments	investment	NOUN
fsr-3467	19	41	,	,	PUNCT
fsr-3467	19	42	mutual	mutual	ADJ
fsr-3467	19	43	funds	fund	NOUN
fsr-3467	19	44	,	,	PUNCT
fsr-3467	19	45	pension	pension	NOUN
fsr-3467	19	46	and	and	CCONJ
fsr-3467	19	47	retirement	retirement	NOUN
fsr-3467	19	48	planning	planning	NOUN
fsr-3467	19	49	,	,	PUNCT
fsr-3467	19	50	and	and	CCONJ
fsr-3467	19	51	real	real	ADJ
fsr-3467	19	52	estate	estate	NOUN
fsr-3467	19	53	.	.	PUNCT
fsr-3467	20	1	publication	publication	NOUN
fsr-3467	20	2	information	information	NOUN
fsr-3467	20	3	.	.	PUNCT
fsr-3467	21	1	financial	financial	ADJ
fsr-3467	21	2	services	service	NOUN
fsr-3467	21	3	review	review	NOUN
fsr-3467	21	4	is	be	AUX
fsr-3467	21	5	co	co	VERB
fsr-3467	21	6	-	-	VERB
fsr-3467	21	7	published	publish	VERB
fsr-3467	21	8	quarterly	quarterly	NOUN
fsr-3467	21	9	by	by	ADP
fsr-3467	21	10	the	the	DET
fsr-3467	21	11	academy	academy	PROPN
fsr-3467	21	12	of	of	ADP
fsr-3467	21	13	financial	financial	ADJ
fsr-3467	21	14	services	service	NOUN
fsr-3467	21	15	,	,	PUNCT
fsr-3467	21	16	and	and	CCONJ
fsr-3467	21	17	the	the	DET
fsr-3467	21	18	financial	financial	ADJ
fsr-3467	21	19	planning	planning	PROPN
fsr-3467	21	20	association	association	PROPN
fsr-3467	21	21	.	.	PUNCT
fsr-3467	22	1	institutional	institutional	ADJ
fsr-3467	22	2	subscription	subscription	NOUN
fsr-3467	22	3	price	price	NOUN
fsr-3467	22	4	is	be	AUX
fsr-3467	22	5	$	$	SYM
fsr-3467	22	6	250	250	NUM
fsr-3467	22	7	.	.	PUNCT
fsr-3467	23	1	academic	academic	ADJ
fsr-3467	23	2	subscription	subscription	NOUN
fsr-3467	23	3	price	price	NOUN
fsr-3467	23	4	is	be	AUX
fsr-3467	23	5	$	$	SYM
fsr-3467	23	6	125	125	NUM
fsr-3467	23	7	and	and	CCONJ
fsr-3467	23	8	is	be	AUX
fsr-3467	23	9	available	available	ADJ
fsr-3467	23	10	by	by	ADP
fsr-3467	23	11	joining	join	VERB
fsr-3467	23	12	the	the	DET
fsr-3467	23	13	academy	academy	NOUN
fsr-3467	23	14	of	of	ADP
fsr-3467	23	15	financial	financial	ADJ
fsr-3467	23	16	services	service	NOUN
fsr-3467	23	17	.	.	PUNCT
fsr-3467	24	1	academic	academic	ADJ
fsr-3467	24	2	subscription	subscription	NOUN
fsr-3467	24	3	includes	include	VERB
fsr-3467	24	4	four	four	NUM
fsr-3467	24	5	emailed	email	VERB
fsr-3467	24	6	online	online	ADJ
fsr-3467	24	7	issues	issue	NOUN
fsr-3467	24	8	of	of	ADP
fsr-3467	24	9	financial	financial	ADJ
fsr-3467	24	10	services	service	NOUN
fsr-3467	24	11	review	review	VERB
fsr-3467	24	12	each	each	DET
fsr-3467	24	13	year	year	NOUN
fsr-3467	24	14	.	.	PUNCT
fsr-3467	25	1	hardcopies	hardcopie	NOUN
fsr-3467	25	2	of	of	ADP
fsr-3467	25	3	the	the	DET
fsr-3467	25	4	journal	journal	NOUN
fsr-3467	25	5	are	be	AUX
fsr-3467	25	6	available	available	ADJ
fsr-3467	25	7	at	at	ADP
fsr-3467	25	8	additional	additional	ADJ
fsr-3467	25	9	cost	cost	NOUN
fsr-3467	25	10	.	.	PUNCT
fsr-3467	26	1	further	further	ADJ
fsr-3467	26	2	information	information	NOUN
fsr-3467	26	3	on	on	ADP
fsr-3467	26	4	this	this	DET
fsr-3467	26	5	journal	journal	NOUN
fsr-3467	26	6	and	and	CCONJ
fsr-3467	26	7	the	the	DET
fsr-3467	26	8	academy	academy	NOUN
fsr-3467	26	9	of	of	ADP
fsr-3467	26	10	financial	financial	ADJ
fsr-3467	26	11	services	service	NOUN
fsr-3467	26	12	is	be	AUX
fsr-3467	26	13	available	available	ADJ
fsr-3467	26	14	from	from	ADP
fsr-3467	26	15	the	the	DET
fsr-3467	26	16	website	website	NOUN
fsr-3467	26	17	,	,	PUNCT
fsr-3467	26	18	http://www.academyfinancial.org	http://www.academyfinancial.org	PROPN
fsr-3467	26	19	.	.	PUNCT
fsr-3467	27	1	postmaster	postmaster	NOUN
fsr-3467	27	2	and	and	CCONJ
fsr-3467	27	3	subscribers	subscriber	NOUN
fsr-3467	27	4	should	should	AUX
fsr-3467	27	5	send	send	VERB
fsr-3467	27	6	change	change	NOUN
fsr-3467	27	7	of	of	ADP
fsr-3467	27	8	address	address	NOUN
fsr-3467	27	9	notices	notice	NOUN
fsr-3467	27	10	to	to	ADP
fsr-3467	27	11	stuart	stuart	PROPN
fsr-3467	27	12	michelson	michelson	PROPN
fsr-3467	27	13	,	,	PUNCT
fsr-3467	27	14	academy	academy	PROPN
fsr-3467	27	15	of	of	ADP
fsr-3467	27	16	financial	financial	ADJ
fsr-3467	27	17	services	service	NOUN
fsr-3467	27	18	,	,	PUNCT
fsr-3467	27	19	stetson	stetson	NOUN
fsr-3467	27	20	university	university	NOUN
fsr-3467	27	21	,	,	PUNCT
fsr-3467	27	22	school	school	NOUN
fsr-3467	27	23	of	of	ADP
fsr-3467	27	24	business	business	NOUN
fsr-3467	27	25	,	,	PUNCT
fsr-3467	27	26	421	421	NUM
fsr-3467	27	27	n.	n.	PROPN
fsr-3467	27	28	woodland	woodland	NOUN
fsr-3467	27	29	blvd	blvd	PROPN
fsr-3467	27	30	.	.	PUNCT
fsr-3467	27	31	,	,	PUNCT
fsr-3467	27	32	unit	unit	NOUN
fsr-3467	27	33	8398	8398	NUM
fsr-3467	27	34	,	,	PUNCT
fsr-3467	27	35	deland	deland	PROPN
fsr-3467	27	36	,	,	PUNCT
fsr-3467	27	37	fl	fl	PROPN
fsr-3467	27	38	32723	32723	NUM
fsr-3467	27	39	.	.	PUNCT
fsr-3467	28	1	editorial	editorial	ADJ
fsr-3467	28	2	office	office	NOUN
fsr-3467	28	3	:	:	PUNCT
fsr-3467	28	4	stuart	stuart	PROPN
fsr-3467	28	5	michelson	michelson	PROPN
fsr-3467	28	6	,	,	PUNCT
fsr-3467	28	7	school	school	NOUN
fsr-3467	28	8	of	of	ADP
fsr-3467	28	9	business	business	NOUN
fsr-3467	28	10	,	,	PUNCT
fsr-3467	28	11	stetson	stetson	NOUN
fsr-3467	28	12	university	university	NOUN
fsr-3467	28	13	,	,	PUNCT
fsr-3467	28	14	421	421	NUM
fsr-3467	28	15	n.	n.	PROPN
fsr-3467	28	16	woodland	woodland	NOUN
fsr-3467	28	17	blvd	blvd	PROPN
fsr-3467	28	18	.	.	PUNCT
fsr-3467	28	19	,	,	PUNCT
fsr-3467	28	20	unit	unit	NOUN
fsr-3467	28	21	8398	8398	NUM
fsr-3467	28	22	,	,	PUNCT
fsr-3467	28	23	deland	deland	PROPN
fsr-3467	28	24	,	,	PUNCT
fsr-3467	28	25	fl	fl	PROPN
fsr-3467	28	26	32723	32723	NUM
fsr-3467	28	27	.	.	PUNCT
fsr-3467	29	1	phone	phone	NOUN
fsr-3467	29	2	:	:	PUNCT
fsr-3467	29	3	(	(	PUNCT
fsr-3467	29	4	386	386	NUM
fsr-3467	29	5	)	)	PUNCT
fsr-3467	29	6	822	822	NUM
fsr-3467	29	7	-	-	SYM
fsr-3467	29	8	7376	7376	NUM
fsr-3467	29	9	.	.	PUNCT
fsr-3467	30	1	email	email	NOUN
fsr-3467	30	2	address	address	NOUN
fsr-3467	30	3	:	:	PUNCT
fsr-3467	30	4	smichels@stetson.edu	smichels@stetson.edu	PROPN
fsr-3467	30	5	.	.	PROPN
fsr-3467	30	6	web	web	NOUN
fsr-3467	30	7	address	address	NOUN
fsr-3467	30	8	:	:	PUNCT
fsr-3467	30	9	www.academyfinancial.org	www.academyfinancial.org	X
fsr-3467	30	10	.	.	PUNCT
fsr-3467	30	11	advertising	advertising	NOUN
fsr-3467	30	12	information	information	NOUN
fsr-3467	30	13	.	.	PUNCT
fsr-3467	31	1	those	those	PRON
fsr-3467	31	2	interested	interested	ADJ
fsr-3467	31	3	in	in	ADP
fsr-3467	31	4	advertising	advertising	NOUN
fsr-3467	31	5	in	in	ADP
fsr-3467	31	6	the	the	DET
fsr-3467	31	7	journal	journal	NOUN
fsr-3467	31	8	should	should	AUX
fsr-3467	31	9	contact	contact	VERB
fsr-3467	31	10	stuart	stuart	PROPN
fsr-3467	31	11	michelson	michelson	PROPN
fsr-3467	31	12	,	,	PUNCT
fsr-3467	31	13	school	school	NOUN
fsr-3467	31	14	of	of	ADP
fsr-3467	31	15	business	business	NOUN
fsr-3467	31	16	,	,	PUNCT
fsr-3467	31	17	stetson	stetson	NOUN
fsr-3467	31	18	university	university	NOUN
fsr-3467	31	19	,	,	PUNCT
fsr-3467	31	20	421	421	NUM
fsr-3467	31	21	n.	n.	PROPN
fsr-3467	31	22	woodland	woodland	NOUN
fsr-3467	31	23	blvd	blvd	PROPN
fsr-3467	31	24	.	.	PUNCT
fsr-3467	31	25	,	,	PUNCT
fsr-3467	31	26	unit	unit	NOUN
fsr-3467	31	27	8398	8398	NUM
fsr-3467	31	28	,	,	PUNCT
fsr-3467	31	29	deland	deland	PROPN
fsr-3467	31	30	,	,	PUNCT
fsr-3467	31	31	fl	fl	PROPN
fsr-3467	31	32	32723	32723	NUM
fsr-3467	31	33	.	.	PUNCT
fsr-3467	32	1	email	email	NOUN
fsr-3467	32	2	address	address	NOUN
fsr-3467	32	3	:	:	PUNCT
fsr-3467	32	4	smichels@stetson.edu	smichels@stetson.edu	PROPN
fsr-3467	32	5	,	,	PUNCT
fsr-3467	32	6	(	(	PUNCT
fsr-3467	32	7	386	386	NUM
fsr-3467	32	8	)	)	PUNCT
fsr-3467	32	9	822	822	NUM
fsr-3467	32	10	-	-	SYM
fsr-3467	32	11	7376	7376	NUM
fsr-3467	32	12	.	.	PUNCT
fsr-3467	33	1	printed	print	VERB
fsr-3467	33	2	in	in	ADP
fsr-3467	33	3	the	the	DET
fsr-3467	33	4	usa	usa	PROPN
fsr-3467	33	5	©	©	PROPN
fsr-3467	33	6	2022	2022	NUM
fsr-3467	33	7	academy	academy	NOUN
fsr-3467	33	8	of	of	ADP
fsr-3467	33	9	financial	financial	ADJ
fsr-3467	33	10	services	service	NOUN
fsr-3467	33	11	.	.	PUNCT
fsr-3467	34	1	all	all	DET
fsr-3467	34	2	rights	right	NOUN
fsr-3467	34	3	reserved	reserve	VERB
fsr-3467	34	4	.	.	PUNCT
fsr-3467	35	1	this	this	DET
fsr-3467	35	2	journal	journal	NOUN
fsr-3467	35	3	and	and	CCONJ
fsr-3467	35	4	the	the	DET
fsr-3467	35	5	individual	individual	ADJ
fsr-3467	35	6	contributions	contribution	NOUN
fsr-3467	35	7	contained	contain	VERB
fsr-3467	35	8	in	in	ADP
fsr-3467	35	9	it	it	PRON
fsr-3467	35	10	are	be	AUX
fsr-3467	35	11	protected	protect	VERB
fsr-3467	35	12	under	under	ADP
fsr-3467	35	13	copyright	copyright	NOUN
fsr-3467	35	14	by	by	ADP
fsr-3467	35	15	the	the	DET
fsr-3467	35	16	academy	academy	PROPN
fsr-3467	35	17	of	of	ADP
fsr-3467	35	18	financial	financial	ADJ
fsr-3467	35	19	services	service	NOUN
fsr-3467	35	20	,	,	PUNCT
fsr-3467	35	21	and	and	CCONJ
fsr-3467	35	22	the	the	DET
fsr-3467	35	23	following	follow	VERB
fsr-3467	35	24	terms	term	NOUN
fsr-3467	35	25	and	and	CCONJ
fsr-3467	35	26	conditions	condition	NOUN
fsr-3467	35	27	apply	apply	VERB
fsr-3467	35	28	to	to	ADP
fsr-3467	35	29	their	their	PRON
fsr-3467	35	30	use	use	NOUN
fsr-3467	35	31	:	:	PUNCT
fsr-3467	35	32	photocopying	photocopy	VERB
fsr-3467	35	33	single	single	ADJ
fsr-3467	35	34	photocopies	photocopy	NOUN
fsr-3467	35	35	of	of	ADP
fsr-3467	35	36	single	single	ADJ
fsr-3467	35	37	articles	article	NOUN
fsr-3467	35	38	may	may	AUX
fsr-3467	35	39	be	be	AUX
fsr-3467	35	40	made	make	VERB
fsr-3467	35	41	for	for	ADP
fsr-3467	35	42	personal	personal	ADJ
fsr-3467	35	43	use	use	NOUN
fsr-3467	35	44	as	as	SCONJ
fsr-3467	35	45	allowed	allow	VERB
fsr-3467	35	46	by	by	ADP
fsr-3467	35	47	national	national	ADJ
fsr-3467	35	48	copyright	copyright	NOUN
fsr-3467	35	49	laws	law	NOUN
fsr-3467	35	50	.	.	PUNCT
fsr-3467	36	1	in	in	ADP
fsr-3467	36	2	addition	addition	NOUN
fsr-3467	36	3	,	,	PUNCT
fsr-3467	36	4	the	the	DET
fsr-3467	36	5	academy	academy	NOUN
fsr-3467	36	6	of	of	ADP
fsr-3467	36	7	financial	financial	ADJ
fsr-3467	36	8	services	service	NOUN
fsr-3467	36	9	hereby	hereby	ADV
fsr-3467	36	10	permits	permit	VERB
fsr-3467	36	11	educators	educator	NOUN
fsr-3467	36	12	and	and	CCONJ
fsr-3467	36	13	educational	educational	ADJ
fsr-3467	36	14	institutions	institution	NOUN
fsr-3467	36	15	the	the	DET
fsr-3467	36	16	right	right	NOUN
fsr-3467	36	17	to	to	PART
fsr-3467	36	18	make	make	VERB
fsr-3467	36	19	photocopies	photocopy	NOUN
fsr-3467	36	20	for	for	ADP
fsr-3467	36	21	non	non	ADJ
fsr-3467	36	22	-	-	ADJ
fsr-3467	36	23	profit	profit	ADJ
fsr-3467	36	24	educational	educational	ADJ
fsr-3467	36	25	classroom	classroom	NOUN
fsr-3467	36	26	use	use	NOUN
fsr-3467	36	27	.	.	PUNCT
fsr-3467	37	1	permission	permission	NOUN
fsr-3467	37	2	of	of	ADP
fsr-3467	37	3	the	the	DET
fsr-3467	37	4	academy	academy	NOUN
fsr-3467	37	5	is	be	AUX
fsr-3467	37	6	required	require	VERB
fsr-3467	37	7	for	for	ADP
fsr-3467	37	8	all	all	DET
fsr-3467	37	9	other	other	ADJ
fsr-3467	37	10	photocopying	photocopying	NOUN
fsr-3467	37	11	,	,	PUNCT
fsr-3467	37	12	including	include	VERB
fsr-3467	37	13	multiple	multiple	ADJ
fsr-3467	37	14	or	or	CCONJ
fsr-3467	37	15	systematic	systematic	ADJ
fsr-3467	37	16	copying	copying	NOUN
fsr-3467	37	17	,	,	PUNCT
fsr-3467	37	18	copying	copy	VERB
fsr-3467	37	19	for	for	ADP
fsr-3467	37	20	advertising	advertising	NOUN
fsr-3467	37	21	or	or	CCONJ
fsr-3467	37	22	promotional	promotional	ADJ
fsr-3467	37	23	purposes	purpose	NOUN
fsr-3467	37	24	,	,	PUNCT
fsr-3467	37	25	resale	resale	NOUN
fsr-3467	37	26	,	,	PUNCT
fsr-3467	37	27	and	and	CCONJ
fsr-3467	37	28	all	all	DET
fsr-3467	37	29	forms	form	NOUN
fsr-3467	37	30	of	of	ADP
fsr-3467	37	31	document	document	NOUN
fsr-3467	37	32	delivery	delivery	NOUN
fsr-3467	37	33	.	.	PUNCT
fsr-3467	38	1	permissions	permission	NOUN
fsr-3467	38	2	may	may	AUX
fsr-3467	38	3	be	be	AUX
fsr-3467	38	4	sought	seek	VERB
fsr-3467	38	5	directly	directly	ADV
fsr-3467	38	6	from	from	ADP
fsr-3467	38	7	the	the	DET
fsr-3467	38	8	editor	editor	NOUN
fsr-3467	38	9	,	,	PUNCT
fsr-3467	38	10	stuart	stuart	PROPN
fsr-3467	38	11	michelson	michelson	PROPN
fsr-3467	38	12	.	.	PUNCT
fsr-3467	39	1	contact	contact	PROPN
fsr-3467	39	2	information	information	NOUN
fsr-3467	39	3	:	:	PUNCT
fsr-3467	39	4	stuart	stuart	PROPN
fsr-3467	39	5	michelson	michelson	PROPN
fsr-3467	39	6	,	,	PUNCT
fsr-3467	39	7	school	school	NOUN
fsr-3467	39	8	of	of	ADP
fsr-3467	39	9	business	business	NOUN
fsr-3467	39	10	,	,	PUNCT
fsr-3467	39	11	stetson	stetson	NOUN
fsr-3467	39	12	university	university	NOUN
fsr-3467	39	13	,	,	PUNCT
fsr-3467	39	14	421	421	NUM
fsr-3467	39	15	n.	n.	PROPN
fsr-3467	39	16	woodland	woodland	NOUN
fsr-3467	39	17	blvd	blvd	PROPN
fsr-3467	39	18	.	.	PUNCT
fsr-3467	39	19	,	,	PUNCT
fsr-3467	39	20	unit	unit	NOUN
fsr-3467	39	21	8398	8398	NUM
fsr-3467	39	22	,	,	PUNCT
fsr-3467	39	23	deland	deland	PROPN
fsr-3467	39	24	,	,	PUNCT
fsr-3467	39	25	fl	fl	PROPN
fsr-3467	39	26	32723	32723	NUM
fsr-3467	39	27	.	.	PUNCT
fsr-3467	40	1	phone	phone	NOUN
fsr-3467	40	2	:	:	PUNCT
fsr-3467	40	3	(	(	PUNCT
fsr-3467	40	4	386	386	NUM
fsr-3467	40	5	)	)	PUNCT
fsr-3467	40	6	822	822	NUM
fsr-3467	40	7	-	-	SYM
fsr-3467	40	8	7376	7376	NUM
fsr-3467	40	9	.	.	PUNCT
fsr-3467	41	1	email	email	NOUN
fsr-3467	41	2	:	:	PUNCT
fsr-3467	42	1	smichels@stetson.edu	smichels@stetson.edu	X
fsr-3467	42	2	.	.	PUNCT
fsr-3467	43	1	derivative	derivative	ADJ
fsr-3467	43	2	works	work	NOUN
fsr-3467	43	3	subscribers	subscriber	NOUN
fsr-3467	43	4	may	may	AUX
fsr-3467	43	5	reproduce	reproduce	VERB
fsr-3467	43	6	tables	table	NOUN
fsr-3467	43	7	of	of	ADP
fsr-3467	43	8	contents	content	NOUN
fsr-3467	43	9	or	or	CCONJ
fsr-3467	43	10	prepare	prepare	VERB
fsr-3467	43	11	lists	list	NOUN
fsr-3467	43	12	of	of	ADP
fsr-3467	43	13	articles	article	NOUN
fsr-3467	43	14	including	include	VERB
fsr-3467	43	15	abstracts	abstract	NOUN
fsr-3467	43	16	for	for	ADP
fsr-3467	43	17	internal	internal	ADJ
fsr-3467	43	18	circulation	circulation	NOUN
fsr-3467	43	19	within	within	ADP
fsr-3467	43	20	their	their	PRON
fsr-3467	43	21	institutions	institution	NOUN
fsr-3467	43	22	.	.	PUNCT
fsr-3467	44	1	permission	permission	NOUN
fsr-3467	44	2	of	of	ADP
fsr-3467	44	3	the	the	DET
fsr-3467	44	4	academy	academy	NOUN
fsr-3467	44	5	is	be	AUX
fsr-3467	44	6	required	require	VERB
fsr-3467	44	7	for	for	ADP
fsr-3467	44	8	resale	resale	NOUN
fsr-3467	44	9	or	or	CCONJ
fsr-3467	44	10	distribution	distribution	NOUN
fsr-3467	44	11	outside	outside	ADP
fsr-3467	44	12	the	the	DET
fsr-3467	44	13	institution	institution	NOUN
fsr-3467	44	14	.	.	PUNCT
fsr-3467	45	1	permission	permission	NOUN
fsr-3467	45	2	of	of	ADP
fsr-3467	45	3	the	the	DET
fsr-3467	45	4	academy	academy	NOUN
fsr-3467	45	5	is	be	AUX
fsr-3467	45	6	required	require	VERB
fsr-3467	45	7	for	for	ADP
fsr-3467	45	8	all	all	DET
fsr-3467	45	9	other	other	ADJ
fsr-3467	45	10	derivative	derivative	ADJ
fsr-3467	45	11	works	work	NOUN
fsr-3467	45	12	,	,	PUNCT
fsr-3467	45	13	including	include	VERB
fsr-3467	45	14	compilations	compilation	NOUN
fsr-3467	45	15	and	and	CCONJ
fsr-3467	45	16	translations	translation	NOUN
fsr-3467	45	17	.	.	PUNCT
fsr-3467	46	1	electronic	electronic	ADJ
fsr-3467	46	2	storage	storage	NOUN
fsr-3467	46	3	or	or	CCONJ
fsr-3467	46	4	usage	usage	NOUN
fsr-3467	46	5	permission	permission	NOUN
fsr-3467	46	6	of	of	ADP
fsr-3467	46	7	the	the	DET
fsr-3467	46	8	academy	academy	NOUN
fsr-3467	46	9	is	be	AUX
fsr-3467	46	10	required	require	VERB
fsr-3467	46	11	to	to	PART
fsr-3467	46	12	store	store	VERB
fsr-3467	46	13	or	or	CCONJ
fsr-3467	46	14	use	use	VERB
fsr-3467	46	15	electronically	electronically	ADV
fsr-3467	46	16	any	any	DET
fsr-3467	46	17	material	material	NOUN
fsr-3467	46	18	contained	contain	VERB
fsr-3467	46	19	in	in	ADP
fsr-3467	46	20	this	this	DET
fsr-3467	46	21	journal	journal	NOUN
fsr-3467	46	22	,	,	PUNCT
fsr-3467	46	23	including	include	VERB
fsr-3467	46	24	any	any	DET
fsr-3467	46	25	article	article	NOUN
fsr-3467	46	26	or	or	CCONJ
fsr-3467	46	27	part	part	NOUN
fsr-3467	46	28	of	of	ADP
fsr-3467	46	29	an	an	DET
fsr-3467	46	30	article	article	NOUN
fsr-3467	46	31	.	.	PUNCT
fsr-3467	47	1	except	except	SCONJ
fsr-3467	47	2	as	as	SCONJ
fsr-3467	47	3	outlined	outline	VERB
fsr-3467	47	4	above	above	ADV
fsr-3467	47	5	,	,	PUNCT
fsr-3467	47	6	no	no	DET
fsr-3467	47	7	part	part	NOUN
fsr-3467	47	8	of	of	ADP
fsr-3467	47	9	this	this	DET
fsr-3467	47	10	publication	publication	NOUN
fsr-3467	47	11	may	may	AUX
fsr-3467	47	12	be	be	AUX
fsr-3467	47	13	reproduced	reproduce	VERB
fsr-3467	47	14	,	,	PUNCT
fsr-3467	47	15	stored	store	VERB
fsr-3467	47	16	in	in	ADP
fsr-3467	47	17	a	a	DET
fsr-3467	47	18	retrieval	retrieval	NOUN
fsr-3467	47	19	system	system	NOUN
fsr-3467	47	20	or	or	CCONJ
fsr-3467	47	21	transmitted	transmit	VERB
fsr-3467	47	22	in	in	ADP
fsr-3467	47	23	any	any	DET
fsr-3467	47	24	form	form	NOUN
fsr-3467	47	25	or	or	CCONJ
fsr-3467	47	26	by	by	ADP
fsr-3467	47	27	any	any	DET
fsr-3467	47	28	means	mean	NOUN
fsr-3467	47	29	,	,	PUNCT
fsr-3467	47	30	electronic	electronic	ADJ
fsr-3467	47	31	,	,	PUNCT
fsr-3467	47	32	mechanical	mechanical	ADJ
fsr-3467	47	33	,	,	PUNCT
fsr-3467	47	34	photocopying	photocopying	NOUN
fsr-3467	47	35	,	,	PUNCT
fsr-3467	47	36	recording	recording	NOUN
fsr-3467	47	37	,	,	PUNCT
fsr-3467	47	38	or	or	CCONJ
fsr-3467	47	39	otherwise	otherwise	ADV
fsr-3467	47	40	,	,	PUNCT
fsr-3467	47	41	without	without	ADP
fsr-3467	47	42	prior	prior	ADJ
fsr-3467	47	43	written	write	VERB
fsr-3467	47	44	permission	permission	NOUN
fsr-3467	47	45	of	of	ADP
fsr-3467	47	46	the	the	DET
fsr-3467	47	47	academy	academy	PROPN
fsr-3467	47	48	.	.	PUNCT
fsr-3467	48	1	address	address	PROPN
fsr-3467	48	2	permissions	permission	NOUN
fsr-3467	48	3	requests	request	NOUN
fsr-3467	48	4	to	to	ADP
fsr-3467	48	5	the	the	DET
fsr-3467	48	6	editor	editor	NOUN
fsr-3467	48	7	at	at	ADP
fsr-3467	48	8	the	the	DET
fsr-3467	48	9	address	address	NOUN
fsr-3467	48	10	noted	note	VERB
fsr-3467	48	11	above	above	ADV
fsr-3467	48	12	.	.	PUNCT
fsr-3467	49	1	notice	notice	VERB
fsr-3467	49	2	no	no	DET
fsr-3467	49	3	responsibility	responsibility	NOUN
fsr-3467	49	4	is	be	AUX
fsr-3467	49	5	assumed	assume	VERB
fsr-3467	49	6	by	by	ADP
fsr-3467	49	7	the	the	DET
fsr-3467	49	8	academy	academy	NOUN
fsr-3467	49	9	for	for	ADP
fsr-3467	49	10	any	any	DET
fsr-3467	49	11	injury	injury	NOUN
fsr-3467	49	12	and/or	and/or	CCONJ
fsr-3467	49	13	damage	damage	NOUN
fsr-3467	49	14	to	to	ADP
fsr-3467	49	15	persons	person	NOUN
fsr-3467	49	16	or	or	CCONJ
fsr-3467	49	17	property	property	NOUN
fsr-3467	49	18	as	as	ADP
fsr-3467	49	19	a	a	DET
fsr-3467	49	20	matter	matter	NOUN
fsr-3467	49	21	of	of	ADP
fsr-3467	49	22	products	product	NOUN
fsr-3467	49	23	liability	liability	NOUN
fsr-3467	49	24	,	,	PUNCT
fsr-3467	49	25	negligence	negligence	NOUN
fsr-3467	49	26	,	,	PUNCT
fsr-3467	49	27	or	or	CCONJ
fsr-3467	49	28	otherwise	otherwise	ADV
fsr-3467	49	29	,	,	PUNCT
fsr-3467	49	30	or	or	CCONJ
fsr-3467	49	31	from	from	ADP
fsr-3467	49	32	any	any	DET
fsr-3467	49	33	use	use	NOUN
fsr-3467	49	34	or	or	CCONJ
fsr-3467	49	35	operation	operation	NOUN
fsr-3467	49	36	of	of	ADP
fsr-3467	49	37	any	any	DET
fsr-3467	49	38	methods	method	NOUN
fsr-3467	49	39	,	,	PUNCT
fsr-3467	49	40	products	product	NOUN
fsr-3467	49	41	,	,	PUNCT
fsr-3467	49	42	instructions	instruction	NOUN
fsr-3467	49	43	,	,	PUNCT
fsr-3467	49	44	or	or	CCONJ
fsr-3467	49	45	ideas	idea	NOUN
fsr-3467	49	46	contained	contain	VERB
fsr-3467	49	47	in	in	ADP
fsr-3467	49	48	the	the	DET
fsr-3467	49	49	material	material	NOUN
fsr-3467	49	50	herein	herein	NOUN
fsr-3467	49	51	.	.	PUNCT
fsr-3467	50	1	the	the	DET
fsr-3467	50	2	editors	editor	NOUN
fsr-3467	50	3	,	,	PUNCT
fsr-3467	50	4	the	the	DET
fsr-3467	50	5	academy	academy	NOUN
fsr-3467	50	6	,	,	PUNCT
fsr-3467	50	7	and	and	CCONJ
fsr-3467	50	8	our	our	PRON
fsr-3467	50	9	sponsors	sponsor	NOUN
fsr-3467	50	10	assume	assume	VERB
fsr-3467	50	11	no	no	DET
fsr-3467	50	12	responsibility	responsibility	NOUN
fsr-3467	50	13	for	for	ADP
fsr-3467	50	14	the	the	DET
fsr-3467	50	15	views	view	NOUN
fsr-3467	50	16	expressed	express	VERB
fsr-3467	50	17	by	by	ADP
fsr-3467	50	18	our	our	PRON
fsr-3467	50	19	authors	author	NOUN
fsr-3467	50	20	.	.	PUNCT