id	sid	tid	token	lemma	pos
fsr-3472	1	1	west	west	PROPN
fsr-3472	1	2	,	,	PUNCT
fsr-3472	1	3	t.	t.	PROPN
fsr-3472	1	4	,	,	PUNCT
fsr-3472	1	5	&	&	CCONJ
fsr-3472	1	6	worthington	worthington	PROPN
fsr-3472	1	7	,	,	PUNCT
fsr-3472	1	8	a.	a.	PROPN
fsr-3472	1	9	c.	c.	PROPN
fsr-3472	1	10	(	(	PUNCT
fsr-3472	1	11	2018	2018	NUM
fsr-3472	1	12	)	)	PUNCT
fsr-3472	1	13	.	.	PUNCT
fsr-3472	2	1	life	life	NOUN
fsr-3472	2	2	events	event	NOUN
fsr-3472	2	3	and	and	CCONJ
fsr-3472	2	4	portfolio	portfolio	NOUN
fsr-3472	2	5	rebalancing	rebalancing	NOUN
fsr-3472	2	6	of	of	ADP
fsr-3472	2	7	the	the	DET
fsr-3472	2	8	family	family	NOUN
fsr-3472	2	9	home	home	NOUN
fsr-3472	2	10	.	.	PUNCT
fsr-3472	3	1	journal	journal	NOUN
fsr-3472	3	2	of	of	ADP
fsr-3472	3	3	financial	financial	ADJ
fsr-3472	3	4	counseling	counseling	NOUN
fsr-3472	3	5	and	and	CCONJ
fsr-3472	3	6	planning	planning	NOUN
fsr-3472	3	7	,	,	PUNCT
fsr-3472	3	8	29	29	NUM
fsr-3472	3	9	,	,	PUNCT
fsr-3472	3	10	103–113	103–113	NUM
fsr-3472	3	11	.	.	PUNCT
fsr-3472	4	1	xiao	xiao	PROPN
fsr-3472	4	2	,	,	PUNCT
fsr-3472	4	3	j.	j.	PROPN
fsr-3472	4	4	j.	j.	PROPN
fsr-3472	4	5	,	,	PUNCT
fsr-3472	4	6	o’neill	o’neill	PROPN
fsr-3472	4	7	,	,	PUNCT
fsr-3472	4	8	b.	b.	PROPN
fsr-3472	4	9	,	,	PUNCT
fsr-3472	4	10	prochaska	prochaska	PROPN
fsr-3472	4	11	,	,	PUNCT
fsr-3472	4	12	j.	j.	PROPN
fsr-3472	4	13	m.	m.	PROPN
fsr-3472	4	14	,	,	PUNCT
fsr-3472	4	15	kerbel	kerbel	PROPN
fsr-3472	4	16	,	,	PUNCT
fsr-3472	4	17	c.	c.	PROPN
fsr-3472	4	18	m.	m.	PROPN
fsr-3472	4	19	,	,	PUNCT
fsr-3472	4	20	brennan	brennan	PROPN
fsr-3472	4	21	,	,	PUNCT
fsr-3472	4	22	p.	p.	PROPN
fsr-3472	4	23	,	,	PUNCT
fsr-3472	4	24	&	&	CCONJ
fsr-3472	4	25	bristow	bristow	PROPN
fsr-3472	4	26	,	,	PUNCT
fsr-3472	4	27	b.	b.	PROPN
fsr-3472	4	28	j.	j.	PROPN
fsr-3472	4	29	(	(	PUNCT
fsr-3472	4	30	2004	2004	NUM
fsr-3472	4	31	)	)	PUNCT
fsr-3472	4	32	.	.	PUNCT
fsr-3472	5	1	a	a	DET
fsr-3472	5	2	consumer	consumer	NOUN
fsr-3472	5	3	education	education	NOUN
fsr-3472	5	4	programme	programme	NOUN
fsr-3472	5	5	based	base	VERB
fsr-3472	5	6	on	on	ADP
fsr-3472	5	7	the	the	DET
fsr-3472	5	8	transtheoretical	transtheoretical	ADJ
fsr-3472	5	9	model	model	NOUN
fsr-3472	5	10	of	of	ADP
fsr-3472	5	11	change	change	NOUN
fsr-3472	5	12	.	.	PUNCT
fsr-3472	6	1	international	international	ADJ
fsr-3472	6	2	journal	journal	PROPN
fsr-3472	6	3	of	of	ADP
fsr-3472	6	4	consumer	consumer	NOUN
fsr-3472	6	5	studies	study	NOUN
fsr-3472	6	6	,	,	PUNCT
fsr-3472	6	7	28	28	NUM
fsr-3472	6	8	,	,	PUNCT
fsr-3472	6	9	55–65	55–65	NUM
fsr-3472	6	10	.	.	PUNCT
fsr-3472	7	1	xiao	xiao	PROPN
fsr-3472	7	2	,	,	PUNCT
fsr-3472	7	3	j.	j.	PROPN
fsr-3472	7	4	j.	j.	PROPN
fsr-3472	7	5	,	,	PUNCT
fsr-3472	7	6	tang	tang	PROPN
fsr-3472	7	7	,	,	PUNCT
fsr-3472	7	8	c.	c.	PROPN
fsr-3472	7	9	,	,	PUNCT
fsr-3472	7	10	serido	serido	PRON
fsr-3472	7	11	,	,	PUNCT
fsr-3472	7	12	j.	j.	PROPN
fsr-3472	7	13	,	,	PUNCT
fsr-3472	7	14	&	&	CCONJ
fsr-3472	7	15	shim	shim	NOUN
fsr-3472	7	16	,	,	PUNCT
fsr-3472	7	17	s.	s.	PROPN
fsr-3472	7	18	(	(	PUNCT
fsr-3472	7	19	2011	2011	NUM
fsr-3472	7	20	)	)	PUNCT
fsr-3472	7	21	.	.	PUNCT
fsr-3472	8	1	antecedents	antecedent	NOUN
fsr-3472	8	2	and	and	CCONJ
fsr-3472	8	3	consequences	consequence	NOUN
fsr-3472	8	4	of	of	ADP
fsr-3472	8	5	risky	risky	ADJ
fsr-3472	8	6	credit	credit	NOUN
fsr-3472	8	7	behavior	behavior	NOUN
fsr-3472	8	8	among	among	ADP
fsr-3472	8	9	college	college	NOUN
fsr-3472	8	10	students	student	NOUN
fsr-3472	8	11	:	:	PUNCT
fsr-3472	8	12	application	application	NOUN
fsr-3472	8	13	and	and	CCONJ
fsr-3472	8	14	extension	extension	NOUN
fsr-3472	8	15	of	of	ADP
fsr-3472	8	16	the	the	DET
fsr-3472	8	17	theory	theory	NOUN
fsr-3472	8	18	of	of	ADP
fsr-3472	8	19	planned	plan	VERB
fsr-3472	8	20	behavior	behavior	NOUN
fsr-3472	8	21	.	.	PUNCT
fsr-3472	9	1	journal	journal	PROPN
fsr-3472	9	2	of	of	ADP
fsr-3472	9	3	public	public	ADJ
fsr-3472	9	4	policy	policy	NOUN
fsr-3472	9	5	&	&	CCONJ
fsr-3472	9	6	marketing	marketing	NOUN
fsr-3472	9	7	,	,	PUNCT
fsr-3472	9	8	30	30	NUM
fsr-3472	9	9	,	,	PUNCT
fsr-3472	9	10	239–245	239–245	NUM
fsr-3472	9	11	.	.	PUNCT
fsr-3472	9	12	88	88	NUM
fsr-3472	9	13	m.	m.	NOUN
fsr-3472	9	14	sommer	sommer	NOUN
fsr-3472	9	15	et	et	PROPN
fsr-3472	9	16	al	al	PROPN
fsr-3472	9	17	.	.	PUNCT
fsr-3472	9	18	/	/	SYM
fsr-3472	9	19	financial	financial	ADJ
fsr-3472	9	20	services	service	NOUN
fsr-3472	9	21	review	review	VERB
fsr-3472	9	22	30	30	NUM
fsr-3472	9	23	(	(	PUNCT
fsr-3472	9	24	2022	2022	NUM
fsr-3472	9	25	)	)	PUNCT
fsr-3472	9	26	69–88	69–88	NUM