id	sid	tid	token	lemma	pos
fsr-3473	1	1	ce	ce	PROPN
fsr-3473	1	2	1	1	NUM
fsr-3473	1	3	-	-	PUNCT
fsr-3473	1	4	hour	hour	NOUN
fsr-3473	1	5	general	general	ADJ
fsr-3473	1	6	principles	principle	NOUN
fsr-3473	1	7	of	of	ADP
fsr-3473	1	8	financial	financial	ADJ
fsr-3473	1	9	planning	planning	NOUN
fsr-3473	1	10	,	,	PUNCT
fsr-3473	1	11	risk	risk	NOUN
fsr-3473	1	12	and	and	CCONJ
fsr-3473	1	13	insurance	insurance	NOUN
fsr-3473	1	14	planning	planning	NOUN
fsr-3473	1	15	,	,	PUNCT
fsr-3473	1	16	and	and	CCONJ
fsr-3473	1	17	estate	estate	NOUN
fsr-3473	1	18	planning	planning	NOUN
fsr-3473	1	19	afs	afs	NOUN
fsr-3473	1	20	and	and	CCONJ
fsr-3473	1	21	fpa	fpa	PROPN
fsr-3473	1	22	members	member	NOUN
fsr-3473	1	23	can	can	AUX
fsr-3473	1	24	earn	earn	VERB
fsr-3473	1	25	ce	ce	PROPN
fsr-3473	1	26	credits	credit	NOUN
fsr-3473	1	27	through	through	ADP
fsr-3473	1	28	financial	financial	ADJ
fsr-3473	1	29	services	service	NOUN
fsr-3473	1	30	review	review	NOUN
fsr-3473	1	31	.	.	PUNCT
fsr-3473	2	1	go	go	VERB
fsr-3473	2	2	to	to	ADP
fsr-3473	2	3	fpajournal.org	fpajournal.org	PROPN
fsr-3473	2	4	.	.	PUNCT
fsr-3473	3	1	to	to	PART
fsr-3473	3	2	receive	receive	VERB
fsr-3473	3	3	one	one	NUM
fsr-3473	3	4	hour	hour	NOUN
fsr-3473	3	5	of	of	ADP
fsr-3473	3	6	continuing	continue	VERB
fsr-3473	3	7	education	education	NOUN
fsr-3473	3	8	credit	credit	NOUN
fsr-3473	3	9	allotted	allot	VERB
fsr-3473	3	10	for	for	ADP
fsr-3473	3	11	this	this	DET
fsr-3473	3	12	exam	exam	NOUN
fsr-3473	3	13	,	,	PUNCT
fsr-3473	3	14	you	you	PRON
fsr-3473	3	15	must	must	AUX
fsr-3473	3	16	answer	answer	VERB
fsr-3473	3	17	four	four	NUM
fsr-3473	3	18	out	out	ADP
fsr-3473	3	19	of	of	ADP
fsr-3473	3	20	five	five	NUM
fsr-3473	3	21	questions	question	NOUN
fsr-3473	3	22	correctly	correctly	ADV
fsr-3473	3	23	.	.	PUNCT
fsr-3473	4	1	ce	ce	PROPN
fsr-3473	4	2	credit	credit	NOUN
fsr-3473	4	3	for	for	ADP
fsr-3473	4	4	this	this	DET
fsr-3473	4	5	issue	issue	NOUN
fsr-3473	4	6	of	of	ADP
fsr-3473	4	7	financial	financial	ADJ
fsr-3473	4	8	services	service	NOUN
fsr-3473	4	9	review	review	NOUN
fsr-3473	4	10	expires	expire	VERB
fsr-3473	4	11	december	december	PROPN
fsr-3473	4	12	31	31	NUM
fsr-3473	4	13	,	,	PUNCT
fsr-3473	4	14	2023	2023	NUM
fsr-3473	4	15	,	,	PUNCT
fsr-3473	4	16	subject	subject	ADJ
fsr-3473	4	17	to	to	ADP
fsr-3473	4	18	any	any	DET
fsr-3473	4	19	changes	change	NOUN
fsr-3473	4	20	dictated	dictate	VERB
fsr-3473	4	21	by	by	ADP
fsr-3473	4	22	cfp	cfp	PROPN
fsr-3473	4	23	board	board	PROPN
fsr-3473	4	24	.	.	PUNCT
fsr-3473	5	1	afs	afs	PROPN
fsr-3473	5	2	and	and	CCONJ
fsr-3473	5	3	fpa	fpa	PROPN
fsr-3473	5	4	offer	offer	VERB
fsr-3473	5	5	financial	financial	ADJ
fsr-3473	5	6	services	services	PROPN
fsr-3473	5	7	review	review	PROPN
fsr-3473	5	8	ce	ce	PROPN
fsr-3473	5	9	online	online	PROPN
fsr-3473	5	10	-	-	PUNCT
fsr-3473	5	11	only	only	ADV
fsr-3473	5	12	—	—	PUNCT
fsr-3473	5	13	paper	paper	NOUN
fsr-3473	5	14	continuing	continue	VERB
fsr-3473	5	15	education	education	NOUN
fsr-3473	5	16	will	will	AUX
fsr-3473	5	17	not	not	PART
fsr-3473	5	18	be	be	AUX
fsr-3473	5	19	processed	process	VERB
fsr-3473	5	20	.	.	PUNCT
fsr-3473	6	1	go	go	VERB
fsr-3473	6	2	to	to	ADP
fsr-3473	6	3	fpajournal.org	fpajournal.org	ADJ
fsr-3473	6	4	to	to	PART
fsr-3473	6	5	take	take	VERB
fsr-3473	6	6	current	current	ADJ
fsr-3473	6	7	and	and	CCONJ
fsr-3473	6	8	past	past	ADJ
fsr-3473	6	9	ce	ce	PROPN
fsr-3473	6	10	exams	exam	NOUN
fsr-3473	6	11	(	(	PUNCT
fsr-3473	6	12	free	free	ADJ
fsr-3473	6	13	to	to	PART
fsr-3473	6	14	afs	afs	NOUN
fsr-3473	6	15	and	and	CCONJ
fsr-3473	6	16	fpa	fpa	NOUN
fsr-3473	6	17	members	member	NOUN
fsr-3473	6	18	)	)	PUNCT
fsr-3473	6	19	.	.	PUNCT
fsr-3473	7	1	you	you	PRON
fsr-3473	7	2	may	may	AUX
fsr-3473	7	3	use	use	VERB
fsr-3473	7	4	this	this	DET
fsr-3473	7	5	page	page	NOUN
fsr-3473	7	6	for	for	ADP
fsr-3473	7	7	reference	reference	NOUN
fsr-3473	7	8	.	.	PUNCT
fsr-3473	8	1	please	please	AUX
fsr-3473	8	2	allow	allow	VERB
fsr-3473	8	3	2	2	NUM
fsr-3473	8	4	-	-	SYM
fsr-3473	8	5	3	3	NUM
fsr-3473	8	6	weeks	week	NOUN
fsr-3473	8	7	for	for	SCONJ
fsr-3473	8	8	credit	credit	NOUN
fsr-3473	8	9	to	to	PART
fsr-3473	8	10	be	be	AUX
fsr-3473	8	11	processed	process	VERB
fsr-3473	8	12	and	and	CCONJ
fsr-3473	8	13	reported	report	VERB
fsr-3473	8	14	to	to	ADP
fsr-3473	8	15	cfp	cfp	PROPN
fsr-3473	8	16	board	board	PROPN
fsr-3473	8	17	.	.	PUNCT
fsr-3473	9	1	1	1	X
fsr-3473	9	2	.	.	X
fsr-3473	10	1	in	in	ADP
fsr-3473	10	2	“	"	PUNCT
fsr-3473	10	3	mutual	mutual	ADJ
fsr-3473	10	4	fund	fund	NOUN
fsr-3473	10	5	knowledge	knowledge	NOUN
fsr-3473	10	6	assessment	assessment	NOUN
fsr-3473	10	7	for	for	ADP
fsr-3473	10	8	policy	policy	NOUN
fsr-3473	10	9	and	and	CCONJ
fsr-3473	10	10	decision	decision	NOUN
fsr-3473	10	11	problems	problem	NOUN
fsr-3473	10	12	”	"	PUNCT
fsr-3473	10	13	by	by	ADP
fsr-3473	10	14	scholl	scholl	PROPN
fsr-3473	10	15	and	and	CCONJ
fsr-3473	10	16	fontes	fonte	NOUN
fsr-3473	10	17	,	,	PUNCT
fsr-3473	10	18	which	which	PRON
fsr-3473	10	19	of	of	ADP
fsr-3473	10	20	the	the	DET
fsr-3473	10	21	following	follow	VERB
fsr-3473	10	22	groups	group	NOUN
fsr-3473	10	23	had	have	VERB
fsr-3473	10	24	the	the	DET
fsr-3473	10	25	highest	high	ADJ
fsr-3473	10	26	levels	level	NOUN
fsr-3473	10	27	of	of	ADP
fsr-3473	10	28	mutual	mutual	ADJ
fsr-3473	10	29	fund	fund	NOUN
fsr-3473	10	30	knowledge	knowledge	NOUN
fsr-3473	10	31	?	?	PUNCT
fsr-3473	11	1	a.	a.	PROPN
fsr-3473	11	2	investors	investors	PROPN
fsr-3473	11	3	b.	b.	PROPN
fsr-3473	11	4	non	non	ADJ
fsr-3473	11	5	-	-	ADJ
fsr-3473	11	6	investors	investors	ADJ
fsr-3473	11	7	c.	c.	NOUN
fsr-3473	11	8	those	those	PRON
fsr-3473	11	9	with	with	ADP
fsr-3473	11	10	high	high	ADJ
fsr-3473	11	11	levels	level	NOUN
fsr-3473	11	12	of	of	ADP
fsr-3473	11	13	general	general	ADJ
fsr-3473	11	14	financial	financial	ADJ
fsr-3473	11	15	knowledge	knowledge	PROPN
fsr-3473	11	16	d.	d.	PROPN
fsr-3473	11	17	those	those	PRON
fsr-3473	11	18	with	with	ADP
fsr-3473	11	19	low	low	ADJ
fsr-3473	11	20	levels	level	NOUN
fsr-3473	11	21	of	of	ADP
fsr-3473	11	22	general	general	ADJ
fsr-3473	11	23	financial	financial	ADJ
fsr-3473	11	24	knowledge	knowledge	NOUN
fsr-3473	11	25	2	2	NUM
fsr-3473	11	26	.	.	PUNCT
fsr-3473	11	27	based	base	VERB
fsr-3473	11	28	on	on	ADP
fsr-3473	11	29	the	the	DET
fsr-3473	11	30	findings	finding	NOUN
fsr-3473	11	31	of	of	ADP
fsr-3473	11	32	scholl	scholl	PROPN
fsr-3473	11	33	and	and	CCONJ
fsr-3473	11	34	fontes	fonte	NOUN
fsr-3473	11	35	,	,	PUNCT
fsr-3473	11	36	respondents	respondent	NOUN
fsr-3473	11	37	answered	answer	VERB
fsr-3473	11	38	questions	question	NOUN
fsr-3473	11	39	related	relate	VERB
fsr-3473	11	40	to	to	ADP
fsr-3473	11	41	_	_	PUNCT
fsr-3473	11	42	_	_	PUNCT
fsr-3473	12	1	_	_	PUNCT
fsr-3473	13	1	_	_	PUNCT
fsr-3473	14	1	_	_	PUNCT
fsr-3473	15	1	_	_	PUNCT
fsr-3473	16	1	_	_	PUNCT
fsr-3473	16	2	_	_	PUNCT
fsr-3473	16	3	incorrectly	incorrectly	ADV
fsr-3473	16	4	most	most	ADV
fsr-3473	16	5	frequently	frequently	ADV
fsr-3473	16	6	.	.	PUNCT
fsr-3473	17	1	a.	a.	NOUN
fsr-3473	17	2	fees	fees	PROPN
fsr-3473	17	3	b.	b.	PROPN
fsr-3473	17	4	performance	performance	PROPN
fsr-3473	17	5	history	history	NOUN
fsr-3473	17	6	c.	c.	PROPN
fsr-3473	17	7	risk	risk	PROPN
fsr-3473	17	8	d.	d.	PROPN
fsr-3473	17	9	disclosure	disclosure	PROPN
fsr-3473	17	10	3	3	NUM
fsr-3473	17	11	.	.	PUNCT
fsr-3473	18	1	according	accord	VERB
fsr-3473	18	2	to	to	ADP
fsr-3473	18	3	scholl	scholl	PROPN
fsr-3473	18	4	and	and	CCONJ
fsr-3473	18	5	fontes	fonte	NOUN
fsr-3473	18	6	,	,	PUNCT
fsr-3473	18	7	respondents	respondent	NOUN
fsr-3473	18	8	with	with	ADP
fsr-3473	18	9	higher	high	ADJ
fsr-3473	18	10	levels	level	NOUN
fsr-3473	18	11	of	of	ADP
fsr-3473	18	12	financial	financial	ADJ
fsr-3473	18	13	well	well	ADV
fsr-3473	18	14	-	-	PUNCT
fsr-3473	18	15	being	being	NOUN
fsr-3473	18	16	had	have	VERB
fsr-3473	18	17	_	_	NOUN
fsr-3473	18	18	_	_	PUNCT
fsr-3473	19	1	_	_	PUNCT
fsr-3473	20	1	_	_	PUNCT
fsr-3473	21	1	_	_	PUNCT
fsr-3473	22	1	_	_	PUNCT
fsr-3473	23	1	_	_	PUNCT
fsr-3473	24	1	_	_	PUNCT
fsr-3473	25	1	_	_	PUNCT
fsr-3473	26	1	_	_	PUNCT
fsr-3473	27	1	_	_	PUNCT
fsr-3473	28	1	_	_	PUNCT
fsr-3473	29	1	_	_	PUNCT
fsr-3473	30	1	_	_	PUNCT
fsr-3473	30	2	levels	level	NOUN
fsr-3473	30	3	of	of	ADP
fsr-3473	30	4	mutual	mutual	ADJ
fsr-3473	30	5	fund	fund	NOUN
fsr-3473	30	6	knowledge	knowledge	NOUN
fsr-3473	30	7	.	.	PUNCT
fsr-3473	31	1	a.	a.	PROPN
fsr-3473	31	2	lower	lower	PROPN
fsr-3473	31	3	b.	b.	PROPN
fsr-3473	32	1	about	about	ADP
fsr-3473	32	2	the	the	DET
fsr-3473	32	3	same	same	ADJ
fsr-3473	32	4	c.	c.	PROPN
fsr-3473	32	5	higher	high	ADJ
fsr-3473	32	6	d.	d.	PROPN
fsr-3473	32	7	none	none	NOUN
fsr-3473	32	8	of	of	ADP
fsr-3473	32	9	the	the	DET
fsr-3473	32	10	above	above	ADP
fsr-3473	32	11	4	4	NUM
fsr-3473	32	12	.	.	PUNCT
fsr-3473	33	1	in	in	ADP
fsr-3473	33	2	“	"	PUNCT
fsr-3473	33	3	financial	financial	ADJ
fsr-3473	33	4	advisor	advisor	NOUN
fsr-3473	33	5	use	use	NOUN
fsr-3473	33	6	,	,	PUNCT
fsr-3473	33	7	life	life	NOUN
fsr-3473	33	8	events	event	NOUN
fsr-3473	33	9	,	,	PUNCT
fsr-3473	33	10	and	and	CCONJ
fsr-3473	33	11	the	the	DET
fsr-3473	33	12	relationship	relationship	NOUN
fsr-3473	33	13	with	with	ADP
fsr-3473	33	14	beneficial	beneficial	ADJ
fsr-3473	33	15	intentions	intention	NOUN
fsr-3473	33	16	”	"	PUNCT
fsr-3473	33	17	by	by	ADP
fsr-3473	33	18	sommer	sommer	NOUN
fsr-3473	33	19	,	,	PUNCT
fsr-3473	33	20	lim	lim	PROPN
fsr-3473	33	21	,	,	PUNCT
fsr-3473	33	22	and	and	CCONJ
fsr-3473	33	23	macdonald	macdonald	PROPN
fsr-3473	33	24	,	,	PUNCT
fsr-3473	33	25	the	the	DET
fsr-3473	33	26	study	study	NOUN
fsr-3473	33	27	conceptualized	conceptualize	VERB
fsr-3473	33	28	life	life	NOUN
fsr-3473	33	29	events	event	NOUN
fsr-3473	33	30	as	as	ADP
fsr-3473	33	31	a	a	DET
fsr-3473	33	32	motivation	motivation	NOUN
fsr-3473	33	33	for	for	SCONJ
fsr-3473	33	34	individuals	individual	NOUN
fsr-3473	33	35	to	to	PART
fsr-3473	33	36	move	move	VERB
fsr-3473	33	37	from	from	ADP
fsr-3473	33	38	the	the	DET
fsr-3473	33	39	precontemplation	precontemplation	NOUN
fsr-3473	33	40	to	to	ADP
fsr-3473	33	41	contemplation	contemplation	NOUN
fsr-3473	33	42	stage	stage	NOUN
fsr-3473	33	43	of	of	ADP
fsr-3473	33	44	change	change	NOUN
fsr-3473	33	45	.	.	PUNCT
fsr-3473	34	1	according	accord	VERB
fsr-3473	34	2	to	to	ADP
fsr-3473	34	3	the	the	DET
fsr-3473	34	4	study	study	NOUN
fsr-3473	34	5	,	,	PUNCT
fsr-3473	34	6	life	life	NOUN
fsr-3473	34	7	events	event	NOUN
fsr-3473	34	8	result	result	VERB
fsr-3473	34	9	in	in	ADP
fsr-3473	34	10	:	:	PUNCT
fsr-3473	34	11	a.	a.	NOUN
fsr-3473	34	12	social	social	PROPN
fsr-3473	34	13	liberation	liberation	PROPN
fsr-3473	34	14	b.	b.	PROPN
fsr-3473	35	1	dramatic	dramatic	ADJ
fsr-3473	35	2	relief	relief	NOUN
fsr-3473	35	3	c.	c.	PROPN
fsr-3473	35	4	self	self	NOUN
fsr-3473	35	5	-	-	PUNCT
fsr-3473	35	6	reevaluation	reevaluation	PROPN
fsr-3473	35	7	d.	d.	PROPN
fsr-3473	35	8	consciousness	consciousness	NOUN
fsr-3473	35	9	-	-	PUNCT
fsr-3473	35	10	raising	raise	VERB
fsr-3473	35	11	5	5	NUM
fsr-3473	35	12	.	.	PUNCT
fsr-3473	35	13	according	accord	VERB
fsr-3473	35	14	to	to	ADP
fsr-3473	35	15	sommer	sommer	NOUN
fsr-3473	35	16	,	,	PUNCT
fsr-3473	35	17	lim	lim	PROPN
fsr-3473	35	18	,	,	PUNCT
fsr-3473	35	19	and	and	CCONJ
fsr-3473	35	20	macdonald	macdonald	PROPN
fsr-3473	35	21	,	,	PUNCT
fsr-3473	35	22	the	the	DET
fsr-3473	35	23	most	most	ADV
fsr-3473	35	24	frequently	frequently	ADV
fsr-3473	35	25	cited	cite	VERB
fsr-3473	35	26	beneficial	beneficial	ADJ
fsr-3473	35	27	financial	financial	ADJ
fsr-3473	35	28	planning	planning	NOUN
fsr-3473	35	29	intention	intention	NOUN
fsr-3473	35	30	planned	plan	VERB
fsr-3473	35	31	for	for	ADP
fsr-3473	35	32	the	the	DET
fsr-3473	35	33	upcoming	upcoming	ADJ
fsr-3473	35	34	12	12	NUM
fsr-3473	35	35	months	month	NOUN
fsr-3473	35	36	is	be	AUX
fsr-3473	35	37	:	:	PUNCT
fsr-3473	35	38	a.	a.	NOUN
fsr-3473	35	39	establish	establish	VERB
fsr-3473	35	40	an	an	DET
fsr-3473	35	41	emergency	emergency	NOUN
fsr-3473	35	42	fund	fund	NOUN
fsr-3473	35	43	b.	b.	PROPN
fsr-3473	35	44	reduce	reduce	VERB
fsr-3473	35	45	debt	debt	NOUN
fsr-3473	35	46	c.	c.	NOUN
fsr-3473	35	47	save	save	VERB
fsr-3473	35	48	for	for	ADP
fsr-3473	35	49	retirement	retirement	NOUN
fsr-3473	35	50	d.	d.	PROPN
fsr-3473	35	51	reevaluate	reevaluate	PROPN
fsr-3473	35	52	insurance	insurance	NOUN
fsr-3473	35	53	manuscript	manuscript	NOUN
fsr-3473	35	54	submissions	submission	NOUN
fsr-3473	35	55	and	and	CCONJ
fsr-3473	35	56	style	style	NOUN
fsr-3473	35	57	(	(	PUNCT
fsr-3473	35	58	1	1	NUM
fsr-3473	35	59	)	)	PUNCT
fsr-3473	35	60	papers	paper	NOUN
fsr-3473	35	61	must	must	AUX
fsr-3473	35	62	be	be	AUX
fsr-3473	35	63	in	in	ADP
fsr-3473	35	64	english	english	PROPN
fsr-3473	35	65	.	.	PUNCT
fsr-3473	36	1	(	(	PUNCT
fsr-3473	36	2	2	2	X
fsr-3473	36	3	)	)	PUNCT
fsr-3473	36	4	papers	paper	NOUN
fsr-3473	36	5	for	for	ADP
fsr-3473	36	6	publication	publication	NOUN
fsr-3473	36	7	should	should	AUX
fsr-3473	36	8	be	be	AUX
fsr-3473	36	9	sent	send	VERB
fsr-3473	36	10	to	to	ADP
fsr-3473	36	11	the	the	DET
fsr-3473	36	12	editor	editor	NOUN
fsr-3473	36	13	:	:	PUNCT
fsr-3473	36	14	professor	professor	PROPN
fsr-3473	36	15	stuart	stuart	PROPN
fsr-3473	36	16	michelson	michelson	PROPN
fsr-3473	36	17	,	,	PUNCT
fsr-3473	36	18	e	e	NOUN
fsr-3473	36	19	-	-	NOUN
fsr-3473	36	20	mail	mail	NOUN
fsr-3473	36	21	:	:	PUNCT
fsr-3473	36	22	smichels@stetson.edu	smichels@stetson.edu	X
fsr-3473	36	23	.	.	PUNCT
fsr-3473	36	24	electronic	electronic	ADJ
fsr-3473	36	25	(	(	PUNCT
fsr-3473	36	26	email	email	NOUN
fsr-3473	36	27	)	)	PUNCT
fsr-3473	36	28	submission	submission	NOUN
fsr-3473	36	29	of	of	ADP
fsr-3473	36	30	manuscripts	manuscript	NOUN
fsr-3473	36	31	is	be	AUX
fsr-3473	36	32	encouraged	encourage	VERB
fsr-3473	36	33	,	,	PUNCT
fsr-3473	36	34	and	and	CCONJ
fsr-3473	36	35	procedures	procedure	NOUN
fsr-3473	36	36	are	be	AUX
fsr-3473	36	37	discussed	discuss	VERB
fsr-3473	36	38	below	below	ADV
fsr-3473	36	39	.	.	PUNCT
fsr-3473	37	1	there	there	PRON
fsr-3473	37	2	is	be	VERB
fsr-3473	37	3	a	a	DET
fsr-3473	37	4	$	$	SYM
fsr-3473	37	5	100	100	NUM
fsr-3473	37	6	submission	submission	NOUN
fsr-3473	37	7	fee	fee	NOUN
fsr-3473	37	8	payable	payable	ADJ
fsr-3473	37	9	to	to	ADP
fsr-3473	37	10	the	the	DET
fsr-3473	37	11	academy	academy	NOUN
fsr-3473	37	12	of	of	ADP
fsr-3473	37	13	financial	financial	ADJ
fsr-3473	37	14	services	service	NOUN
fsr-3473	37	15	(	(	PUNCT
fsr-3473	37	16	afs	afs	NOUN
fsr-3473	37	17	)	)	PUNCT
fsr-3473	37	18	for	for	ADP
fsr-3473	37	19	all	all	DET
fsr-3473	37	20	submissions	submission	NOUN
fsr-3473	37	21	to	to	ADP
fsr-3473	37	22	fsr	fsr	PROPN
fsr-3473	37	23	.	.	PUNCT
fsr-3473	38	1	submission	submission	NOUN
fsr-3473	38	2	fees	fee	NOUN
fsr-3473	38	3	should	should	AUX
fsr-3473	38	4	be	be	AUX
fsr-3473	38	5	paid	pay	VERB
fsr-3473	38	6	online	online	ADV
fsr-3473	38	7	at	at	ADP
fsr-3473	38	8	academy	academy	PROPN
fsr-3473	38	9	financial	financial	ADJ
fsr-3473	38	10	org	org	PROPN
fsr-3473	38	11	.	.	PUNCT
fsr-3473	39	1	if	if	SCONJ
fsr-3473	39	2	none	none	NOUN
fsr-3473	39	3	of	of	ADP
fsr-3473	39	4	the	the	DET
fsr-3473	39	5	authors	author	NOUN
fsr-3473	39	6	is	be	AUX
fsr-3473	39	7	a	a	DET
fsr-3473	39	8	member	member	NOUN
fsr-3473	39	9	of	of	ADP
fsr-3473	39	10	afs	afs	NOUN
fsr-3473	39	11	,	,	PUNCT
fsr-3473	39	12	please	please	INTJ
fsr-3473	39	13	complete	complete	VERB
fsr-3473	39	14	an	an	DET
fsr-3473	39	15	online	online	ADJ
fsr-3473	39	16	membership	membership	NOUN
fsr-3473	39	17	application	application	NOUN
fsr-3473	39	18	form	form	NOUN
fsr-3473	39	19	,	,	PUNCT
fsr-3473	39	20	which	which	PRON
fsr-3473	39	21	can	can	AUX
fsr-3473	39	22	be	be	AUX
fsr-3473	39	23	downloaded	download	VERB
fsr-3473	39	24	at	at	ADP
fsr-3473	39	25	http://academyfinancial.org	http://academyfinancial.org	PROPN
fsr-3473	39	26	.	.	PUNCT
fsr-3473	40	1	when	when	SCONJ
fsr-3473	40	2	authors	author	NOUN
fsr-3473	40	3	pay	pay	VERB
fsr-3473	40	4	the	the	DET
fsr-3473	40	5	$	$	SYM
fsr-3473	40	6	100	100	NUM
fsr-3473	40	7	submission	submission	NOUN
fsr-3473	40	8	fee	fee	NOUN
fsr-3473	40	9	and	and	CCONJ
fsr-3473	40	10	are	be	AUX
fsr-3473	40	11	not	not	PART
fsr-3473	40	12	currently	currently	ADV
fsr-3473	40	13	members	member	NOUN
fsr-3473	40	14	,	,	PUNCT
fsr-3473	40	15	they	they	PRON
fsr-3473	40	16	receive	receive	VERB
fsr-3473	40	17	their	their	PRON
fsr-3473	40	18	first	first	ADJ
fsr-3473	40	19	year	year	NOUN
fsr-3473	40	20	of	of	ADP
fsr-3473	40	21	afs	afs	NOUN
fsr-3473	40	22	membership	membership	NOUN
fsr-3473	40	23	at	at	ADP
fsr-3473	40	24	no	no	DET
fsr-3473	40	25	charge	charge	NOUN
fsr-3473	40	26	.	.	PUNCT
fsr-3473	41	1	submission	submission	NOUN
fsr-3473	41	2	of	of	ADP
fsr-3473	41	3	a	a	DET
fsr-3473	41	4	paper	paper	NOUN
fsr-3473	41	5	will	will	AUX
fsr-3473	41	6	be	be	AUX
fsr-3473	41	7	held	hold	VERB
fsr-3473	41	8	to	to	PART
fsr-3473	41	9	imply	imply	VERB
fsr-3473	41	10	that	that	SCONJ
fsr-3473	41	11	it	it	PRON
fsr-3473	41	12	contains	contain	VERB
fsr-3473	41	13	original	original	ADJ
fsr-3473	41	14	unpublished	unpublished	ADJ
fsr-3473	41	15	work	work	NOUN
fsr-3473	41	16	and	and	CCONJ
fsr-3473	41	17	is	be	AUX
fsr-3473	41	18	not	not	PART
fsr-3473	41	19	being	be	AUX
fsr-3473	41	20	considered	consider	VERB
fsr-3473	41	21	for	for	ADP
fsr-3473	41	22	publication	publication	NOUN
fsr-3473	41	23	elsewhere	elsewhere	ADV
fsr-3473	41	24	.	.	PUNCT
fsr-3473	42	1	the	the	DET
fsr-3473	42	2	editor	editor	NOUN
fsr-3473	42	3	does	do	AUX
fsr-3473	42	4	not	not	PART
fsr-3473	42	5	accept	accept	VERB
fsr-3473	42	6	responsibility	responsibility	NOUN
fsr-3473	42	7	for	for	ADP
fsr-3473	42	8	damage	damage	NOUN
fsr-3473	42	9	or	or	CCONJ
fsr-3473	42	10	loss	loss	NOUN
fsr-3473	42	11	of	of	ADP
fsr-3473	42	12	papers	paper	NOUN
fsr-3473	42	13	submitted	submit	VERB
fsr-3473	42	14	.	.	PUNCT
fsr-3473	43	1	upon	upon	SCONJ
fsr-3473	43	2	acceptance	acceptance	NOUN
fsr-3473	43	3	of	of	ADP
fsr-3473	43	4	an	an	DET
fsr-3473	43	5	article	article	NOUN
fsr-3473	43	6	,	,	PUNCT
fsr-3473	43	7	author(s	author(s	NOUN
fsr-3473	43	8	)	)	PUNCT
fsr-3473	43	9	transfer	transfer	NOUN
fsr-3473	43	10	copyright	copyright	NOUN
fsr-3473	43	11	of	of	ADP
fsr-3473	43	12	the	the	DET
fsr-3473	43	13	article	article	NOUN
fsr-3473	43	14	to	to	ADP
fsr-3473	43	15	the	the	DET
fsr-3473	43	16	academy	academy	NOUN
fsr-3473	43	17	of	of	ADP
fsr-3473	43	18	financial	financial	ADJ
fsr-3473	43	19	services	service	NOUN
fsr-3473	43	20	.	.	PUNCT
fsr-3473	44	1	this	this	DET
fsr-3473	44	2	transfer	transfer	NOUN
fsr-3473	44	3	will	will	AUX
fsr-3473	44	4	ensure	ensure	VERB
fsr-3473	44	5	the	the	DET
fsr-3473	44	6	widest	wide	ADJ
fsr-3473	44	7	possible	possible	ADJ
fsr-3473	44	8	dissemination	dissemination	NOUN
fsr-3473	44	9	.	.	PUNCT
fsr-3473	45	1	(	(	PUNCT
fsr-3473	45	2	3	3	X
fsr-3473	45	3	)	)	PUNCT
fsr-3473	45	4	submission	submission	NOUN
fsr-3473	45	5	of	of	ADP
fsr-3473	45	6	papers	paper	NOUN
fsr-3473	45	7	:	:	PUNCT
fsr-3473	45	8	authors	author	NOUN
fsr-3473	45	9	should	should	AUX
fsr-3473	45	10	submit	submit	VERB
fsr-3473	45	11	their	their	PRON
fsr-3473	45	12	papers	paper	NOUN
fsr-3473	45	13	electronically	electronically	ADV
fsr-3473	45	14	as	as	ADP
fsr-3473	45	15	an	an	DET
fsr-3473	45	16	e	e	NOUN
fsr-3473	45	17	-	-	NOUN
fsr-3473	45	18	mail	mail	NOUN
fsr-3473	45	19	attachment	attachment	NOUN
fsr-3473	45	20	to	to	ADP
fsr-3473	45	21	the	the	DET
fsr-3473	45	22	editor	editor	NOUN
fsr-3473	45	23	at	at	ADP
fsr-3473	45	24	smichels@stetson.edu	smichels@stetson.edu	PROPN
fsr-3473	45	25	.	.	PUNCT
fsr-3473	46	1	please	please	INTJ
fsr-3473	46	2	send	send	VERB
fsr-3473	46	3	the	the	DET
fsr-3473	46	4	paper	paper	NOUN
fsr-3473	46	5	in	in	ADP
fsr-3473	46	6	word	word	NOUN
fsr-3473	46	7	format	format	NOUN
fsr-3473	46	8	.	.	PUNCT
fsr-3473	47	1	do	do	AUX
fsr-3473	47	2	not	not	PART
fsr-3473	47	3	sent	send	VERB
fsr-3473	47	4	pdfs	pdfs	NOUN
fsr-3473	47	5	.	.	PUNCT
fsr-3473	48	1	ensure	ensure	VERB
fsr-3473	48	2	that	that	SCONJ
fsr-3473	48	3	the	the	DET
fsr-3473	48	4	letter	letter	NOUN
fsr-3473	48	5	‘	'	PUNCT
fsr-3473	48	6	l	l	NOUN
fsr-3473	48	7	’	'	PUNCT
fsr-3473	48	8	and	and	CCONJ
fsr-3473	48	9	digit	digit	VERB
fsr-3473	48	10	‘	'	PUNCT
fsr-3473	48	11	1	1	NUM
fsr-3473	48	12	’	'	PUNCT
fsr-3473	48	13	,	,	PUNCT
fsr-3473	48	14	and	and	CCONJ
fsr-3473	48	15	also	also	ADV
fsr-3473	48	16	the	the	DET
fsr-3473	48	17	letter	letter	NOUN
fsr-3473	48	18	‘	'	PUNCT
fsr-3473	48	19	o	o	NOUN
fsr-3473	48	20	’	'	PUNCT
fsr-3473	48	21	and	and	CCONJ
fsr-3473	48	22	digit	digit	VERB
fsr-3473	48	23	‘	'	PUNCT
fsr-3473	48	24	0	0	NUM
fsr-3473	48	25	’	'	PUNCT
fsr-3473	48	26	are	be	AUX
fsr-3473	48	27	used	use	VERB
fsr-3473	48	28	properly	properly	ADV
fsr-3473	48	29	,	,	PUNCT
fsr-3473	48	30	and	and	CCONJ
fsr-3473	48	31	format	format	VERB
fsr-3473	48	32	your	your	PRON
fsr-3473	48	33	article	article	NOUN
fsr-3473	48	34	(	(	PUNCT
fsr-3473	48	35	tabs	tab	NOUN
fsr-3473	48	36	,	,	PUNCT
fsr-3473	48	37	indents	indent	NOUN
fsr-3473	48	38	,	,	PUNCT
fsr-3473	48	39	etc	etc	X
fsr-3473	48	40	.	.	X
fsr-3473	48	41	)	)	PUNCT
fsr-3473	48	42	consistently	consistently	ADV
fsr-3473	48	43	.	.	PUNCT
fsr-3473	49	1	do	do	AUX
fsr-3473	49	2	not	not	PART
fsr-3473	49	3	allow	allow	VERB
fsr-3473	49	4	your	your	PRON
fsr-3473	49	5	word	word	NOUN
fsr-3473	49	6	processor	processor	NOUN
fsr-3473	49	7	to	to	PART
fsr-3473	49	8	introduce	introduce	VERB
fsr-3473	49	9	word	word	NOUN
fsr-3473	49	10	breaks	break	NOUN
fsr-3473	49	11	and	and	CCONJ
fsr-3473	49	12	do	do	AUX
fsr-3473	49	13	not	not	PART
fsr-3473	49	14	use	use	VERB
fsr-3473	49	15	a	a	DET
fsr-3473	49	16	justified	justified	ADJ
fsr-3473	49	17	layout	layout	NOUN
fsr-3473	49	18	.	.	PUNCT
fsr-3473	50	1	please	please	INTJ
fsr-3473	50	2	adhere	adhere	VERB
fsr-3473	50	3	strictly	strictly	ADV
fsr-3473	50	4	to	to	ADP
fsr-3473	50	5	the	the	DET
fsr-3473	50	6	general	general	ADJ
fsr-3473	50	7	instructions	instruction	NOUN
fsr-3473	50	8	below	below	ADP
fsr-3473	50	9	on	on	ADP
fsr-3473	50	10	style	style	NOUN
fsr-3473	50	11	,	,	PUNCT
fsr-3473	50	12	arrangement	arrangement	NOUN
fsr-3473	50	13	and	and	CCONJ
fsr-3473	50	14	,	,	PUNCT
fsr-3473	50	15	in	in	ADP
fsr-3473	50	16	particular	particular	ADJ
fsr-3473	50	17	,	,	PUNCT
fsr-3473	50	18	the	the	DET
fsr-3473	50	19	reference	reference	NOUN
fsr-3473	50	20	style	style	NOUN
fsr-3473	50	21	of	of	ADP
fsr-3473	50	22	the	the	DET
fsr-3473	50	23	journal	journal	NOUN
fsr-3473	50	24	.	.	PUNCT
fsr-3473	51	1	(	(	PUNCT
fsr-3473	51	2	4	4	X
fsr-3473	51	3	)	)	PUNCT
fsr-3473	51	4	manuscripts	manuscript	NOUN
fsr-3473	51	5	should	should	AUX
fsr-3473	51	6	be	be	AUX
fsr-3473	51	7	double	double	ADV
fsr-3473	51	8	spaced	space	VERB
fsr-3473	51	9	,	,	PUNCT
fsr-3473	51	10	with	with	ADP
fsr-3473	51	11	one	one	NUM
fsr-3473	51	12	-	-	PUNCT
fsr-3473	51	13	inch	inch	NOUN
fsr-3473	51	14	margins	margin	NOUN
fsr-3473	51	15	,	,	PUNCT
fsr-3473	51	16	and	and	CCONJ
fsr-3473	51	17	printed	print	VERB
fsr-3473	51	18	on	on	ADP
fsr-3473	51	19	one	one	NUM
fsr-3473	51	20	side	side	NOUN
fsr-3473	51	21	of	of	ADP
fsr-3473	51	22	the	the	DET
fsr-3473	51	23	paper	paper	NOUN
fsr-3473	51	24	only	only	ADV
fsr-3473	51	25	.	.	PUNCT
fsr-3473	52	1	all	all	DET
fsr-3473	52	2	pages	page	NOUN
fsr-3473	52	3	should	should	AUX
fsr-3473	52	4	be	be	AUX
fsr-3473	52	5	numbered	number	VERB
fsr-3473	52	6	consecutively	consecutively	ADV
fsr-3473	52	7	,	,	PUNCT
fsr-3473	52	8	starting	start	VERB
fsr-3473	52	9	with	with	ADP
fsr-3473	52	10	the	the	DET
fsr-3473	52	11	title	title	NOUN
fsr-3473	52	12	page	page	NOUN
fsr-3473	52	13	.	.	PUNCT
fsr-3473	53	1	titles	title	NOUN
fsr-3473	53	2	and	and	CCONJ
fsr-3473	53	3	subtitles	subtitle	NOUN
fsr-3473	53	4	should	should	AUX
fsr-3473	53	5	be	be	AUX
fsr-3473	53	6	short	short	ADJ
fsr-3473	53	7	.	.	PUNCT
fsr-3473	54	1	references	reference	NOUN
fsr-3473	54	2	,	,	PUNCT
fsr-3473	54	3	tables	table	NOUN
fsr-3473	54	4	,	,	PUNCT
fsr-3473	54	5	and	and	CCONJ
fsr-3473	54	6	legends	legend	NOUN
fsr-3473	54	7	for	for	ADP
fsr-3473	54	8	the	the	DET
fsr-3473	54	9	figures	figure	NOUN
fsr-3473	54	10	should	should	AUX
fsr-3473	54	11	be	be	AUX
fsr-3473	54	12	printed	print	VERB
fsr-3473	54	13	on	on	ADP
fsr-3473	54	14	separate	separate	ADJ
fsr-3473	54	15	pages	page	NOUN
fsr-3473	54	16	.	.	PUNCT
fsr-3473	55	1	(	(	PUNCT
fsr-3473	55	2	5	5	X
fsr-3473	55	3	)	)	PUNCT
fsr-3473	55	4	the	the	DET
fsr-3473	55	5	first	first	ADJ
fsr-3473	55	6	page	page	NOUN
fsr-3473	55	7	of	of	ADP
fsr-3473	55	8	the	the	DET
fsr-3473	55	9	manuscript	manuscript	NOUN
fsr-3473	55	10	,	,	PUNCT
fsr-3473	55	11	the	the	DET
fsr-3473	55	12	title	title	NOUN
fsr-3473	55	13	page	page	NOUN
fsr-3473	55	14	,	,	PUNCT
fsr-3473	55	15	must	must	AUX
fsr-3473	55	16	contain	contain	VERB
fsr-3473	55	17	the	the	DET
fsr-3473	55	18	following	follow	VERB
fsr-3473	55	19	information	information	NOUN
fsr-3473	55	20	:	:	PUNCT
fsr-3473	55	21	(	(	PUNCT
fsr-3473	55	22	i	i	NOUN
fsr-3473	55	23	)	)	PUNCT
fsr-3473	55	24	the	the	DET
fsr-3473	55	25	title	title	NOUN
fsr-3473	55	26	;	;	PUNCT
fsr-3473	55	27	(	(	PUNCT
fsr-3473	55	28	ii	ii	NOUN
fsr-3473	55	29	)	)	PUNCT
fsr-3473	55	30	the	the	DET
fsr-3473	55	31	name(s	name(s	NOUN
fsr-3473	55	32	)	)	PUNCT
fsr-3473	55	33	,	,	PUNCT
fsr-3473	55	34	title	title	NOUN
fsr-3473	55	35	,	,	PUNCT
fsr-3473	55	36	institutional	institutional	ADJ
fsr-3473	55	37	affiliation(s	affiliation(s	NOUN
fsr-3473	55	38	)	)	PUNCT
fsr-3473	55	39	,	,	PUNCT
fsr-3473	55	40	address	address	NOUN
fsr-3473	55	41	,	,	PUNCT
fsr-3473	55	42	telephone	telephone	NOUN
fsr-3473	55	43	number	number	NOUN
fsr-3473	55	44	,	,	PUNCT
fsr-3473	55	45	fax	fax	NOUN
fsr-3473	55	46	number	number	NOUN
fsr-3473	55	47	and	and	CCONJ
fsr-3473	55	48	e	e	NOUN
fsr-3473	55	49	-	-	NOUN
fsr-3473	55	50	mail	mail	NOUN
fsr-3473	55	51	addresses	address	NOUN
fsr-3473	55	52	of	of	ADP
fsr-3473	55	53	all	all	DET
fsr-3473	55	54	the	the	DET
fsr-3473	55	55	author(s	author(s	NOUN
fsr-3473	55	56	)	)	PUNCT
fsr-3473	55	57	with	with	ADP
fsr-3473	55	58	a	a	DET
fsr-3473	55	59	clear	clear	ADJ
fsr-3473	55	60	indication	indication	NOUN
fsr-3473	55	61	of	of	ADP
fsr-3473	55	62	which	which	PRON
fsr-3473	55	63	is	be	AUX
fsr-3473	55	64	the	the	DET
fsr-3473	55	65	corresponding	corresponding	ADJ
fsr-3473	55	66	author	author	NOUN
fsr-3473	55	67	;	;	PUNCT
fsr-3473	55	68	(	(	PUNCT
fsr-3473	55	69	iii	iii	NOUN
fsr-3473	55	70	)	)	PUNCT
fsr-3473	55	71	at	at	ADP
fsr-3473	55	72	least	least	ADJ
fsr-3473	55	73	one	one	NUM
fsr-3473	55	74	classification	classification	NOUN
fsr-3473	55	75	code	code	NOUN
fsr-3473	55	76	according	accord	VERB
fsr-3473	55	77	to	to	ADP
fsr-3473	55	78	the	the	DET
fsr-3473	55	79	classification	classification	NOUN
fsr-3473	55	80	system	system	NOUN
fsr-3473	55	81	for	for	ADP
fsr-3473	55	82	journal	journal	ADJ
fsr-3473	55	83	articles	article	NOUN
fsr-3473	55	84	as	as	SCONJ
fsr-3473	55	85	used	use	VERB
fsr-3473	55	86	by	by	ADP
fsr-3473	55	87	the	the	DET
fsr-3473	55	88	journal	journal	NOUN
fsr-3473	55	89	of	of	ADP
fsr-3473	55	90	economic	economic	ADJ
fsr-3473	55	91	literature	literature	NOUN
fsr-3473	55	92	,	,	PUNCT
fsr-3473	55	93	which	which	PRON
fsr-3473	55	94	can	can	AUX
fsr-3473	55	95	be	be	AUX
fsr-3473	55	96	found	find	VERB
fsr-3473	55	97	at	at	ADP
fsr-3473	55	98	http://www.aeaweb.org/journal/elclasjn.html	http://www.aeaweb.org/journal/elclasjn.html	PROPN
fsr-3473	55	99	;	;	PUNCT
fsr-3473	55	100	in	in	ADP
fsr-3473	55	101	addition	addition	NOUN
fsr-3473	55	102	,	,	PUNCT
fsr-3473	55	103	up	up	ADP
fsr-3473	55	104	to	to	PART
fsr-3473	55	105	five	five	NUM
fsr-3473	55	106	key	key	ADJ
fsr-3473	55	107	words	word	NOUN
fsr-3473	55	108	should	should	AUX
fsr-3473	55	109	be	be	AUX
fsr-3473	55	110	supplied	supply	VERB
fsr-3473	55	111	.	.	PUNCT
fsr-3473	56	1	(	(	PUNCT
fsr-3473	56	2	6	6	X
fsr-3473	56	3	)	)	PUNCT
fsr-3473	56	4	information	information	NOUN
fsr-3473	56	5	on	on	ADP
fsr-3473	56	6	grants	grant	NOUN
fsr-3473	56	7	received	receive	VERB
fsr-3473	56	8	can	can	AUX
fsr-3473	56	9	be	be	AUX
fsr-3473	56	10	given	give	VERB
fsr-3473	56	11	in	in	ADP
fsr-3473	56	12	a	a	DET
fsr-3473	56	13	footnote	footnote	NOUN
fsr-3473	56	14	on	on	ADP
fsr-3473	56	15	the	the	DET
fsr-3473	56	16	title	title	NOUN
fsr-3473	56	17	page	page	NOUN
fsr-3473	56	18	.	.	PUNCT
fsr-3473	57	1	(	(	PUNCT
fsr-3473	57	2	7	7	X
fsr-3473	57	3	)	)	PUNCT
fsr-3473	57	4	the	the	DET
fsr-3473	57	5	abstract	abstract	NOUN
fsr-3473	57	6	,	,	PUNCT
fsr-3473	57	7	consisting	consist	VERB
fsr-3473	57	8	of	of	ADP
fsr-3473	57	9	no	no	DET
fsr-3473	57	10	more	more	ADJ
fsr-3473	57	11	than	than	ADP
fsr-3473	57	12	100	100	NUM
fsr-3473	57	13	words	word	NOUN
fsr-3473	57	14	,	,	PUNCT
fsr-3473	57	15	should	should	AUX
fsr-3473	57	16	appear	appear	VERB
fsr-3473	57	17	alone	alone	ADJ
fsr-3473	57	18	on	on	ADP
fsr-3473	57	19	page	page	NOUN
fsr-3473	57	20	2	2	NUM
fsr-3473	57	21	,	,	PUNCT
fsr-3473	57	22	titled	title	VERB
fsr-3473	57	23	,	,	PUNCT
fsr-3473	57	24	abstract	abstract	ADJ
fsr-3473	57	25	.	.	PUNCT
fsr-3473	58	1	(	(	PUNCT
fsr-3473	58	2	8)	8)	NUM
fsr-3473	58	3	footnotes	footnote	NOUN
fsr-3473	58	4	should	should	AUX
fsr-3473	58	5	be	be	AUX
fsr-3473	58	6	kept	keep	VERB
fsr-3473	58	7	to	to	ADP
fsr-3473	58	8	a	a	DET
fsr-3473	58	9	minimum	minimum	NOUN
fsr-3473	58	10	and	and	CCONJ
fsr-3473	58	11	should	should	AUX
fsr-3473	58	12	only	only	ADV
fsr-3473	58	13	contain	contain	VERB
fsr-3473	58	14	material	material	NOUN
fsr-3473	58	15	that	that	PRON
fsr-3473	58	16	is	be	AUX
fsr-3473	58	17	not	not	PART
fsr-3473	58	18	essential	essential	ADJ
fsr-3473	58	19	to	to	ADP
fsr-3473	58	20	the	the	DET
fsr-3473	58	21	understanding	understanding	NOUN
fsr-3473	58	22	of	of	ADP
fsr-3473	58	23	the	the	DET
fsr-3473	58	24	article	article	NOUN
fsr-3473	58	25	.	.	PUNCT
fsr-3473	59	1	as	as	ADP
fsr-3473	59	2	a	a	DET
fsr-3473	59	3	rule	rule	NOUN
fsr-3473	59	4	of	of	ADP
fsr-3473	59	5	thumb	thumb	NOUN
fsr-3473	59	6	,	,	PUNCT
fsr-3473	59	7	have	have	VERB
fsr-3473	59	8	one	one	NUM
fsr-3473	59	9	or	or	CCONJ
fsr-3473	59	10	less	less	ADJ
fsr-3473	59	11	footnote	footnote	NOUN
fsr-3473	59	12	,	,	PUNCT
fsr-3473	59	13	on	on	ADP
fsr-3473	59	14	average	average	ADJ
fsr-3473	59	15	,	,	PUNCT
fsr-3473	59	16	per	per	ADP
fsr-3473	59	17	two	two	NUM
fsr-3473	59	18	pages	page	NOUN
fsr-3473	59	19	of	of	ADP
fsr-3473	59	20	text	text	NOUN
fsr-3473	59	21	.	.	PUNCT
fsr-3473	60	1	(	(	PUNCT
fsr-3473	60	2	9	9	X
fsr-3473	60	3	)	)	PUNCT
fsr-3473	60	4	displayed	display	VERB
fsr-3473	60	5	formulae	formulae	NOUN
fsr-3473	60	6	should	should	AUX
fsr-3473	60	7	be	be	AUX
fsr-3473	60	8	numbered	number	VERB
fsr-3473	60	9	consecutively	consecutively	ADV
fsr-3473	60	10	throughout	throughout	ADP
fsr-3473	60	11	the	the	DET
fsr-3473	60	12	manuscript	manuscript	NOUN
fsr-3473	60	13	as	as	ADP
fsr-3473	60	14	(	(	PUNCT
fsr-3473	60	15	1	1	NUM
fsr-3473	60	16	)	)	PUNCT
fsr-3473	60	17	,	,	PUNCT
fsr-3473	60	18	(	(	PUNCT
fsr-3473	60	19	2	2	NUM
fsr-3473	60	20	)	)	PUNCT
fsr-3473	60	21	,	,	PUNCT
fsr-3473	60	22	etc	etc	X
fsr-3473	60	23	.	.	X
fsr-3473	60	24	against	against	ADP
fsr-3473	60	25	the	the	DET
fsr-3473	60	26	right	right	ADJ
fsr-3473	60	27	-	-	PUNCT
fsr-3473	60	28	hand	hand	NOUN
fsr-3473	60	29	margin	margin	NOUN
fsr-3473	60	30	of	of	ADP
fsr-3473	60	31	the	the	DET
fsr-3473	60	32	page	page	NOUN
fsr-3473	60	33	.	.	PUNCT
fsr-3473	61	1	in	in	ADP
fsr-3473	61	2	cases	case	NOUN
fsr-3473	61	3	where	where	SCONJ
fsr-3473	61	4	the	the	DET
fsr-3473	61	5	derivation	derivation	NOUN
fsr-3473	61	6	of	of	ADP
fsr-3473	61	7	formulae	formulae	NOUN
fsr-3473	61	8	has	have	AUX
fsr-3473	61	9	been	be	AUX
fsr-3473	61	10	abbreviated	abbreviate	VERB
fsr-3473	61	11	,	,	PUNCT
fsr-3473	61	12	it	it	PRON
fsr-3473	61	13	is	be	AUX
fsr-3473	61	14	of	of	ADP
fsr-3473	61	15	great	great	ADJ
fsr-3473	61	16	help	help	NOUN
fsr-3473	61	17	to	to	ADP
fsr-3473	61	18	the	the	DET
fsr-3473	61	19	referees	referee	NOUN
fsr-3473	61	20	if	if	SCONJ
fsr-3473	61	21	the	the	DET
fsr-3473	61	22	full	full	ADJ
fsr-3473	61	23	derivation	derivation	NOUN
fsr-3473	61	24	can	can	AUX
fsr-3473	61	25	be	be	AUX
fsr-3473	61	26	presented	present	VERB
fsr-3473	61	27	on	on	ADP
fsr-3473	61	28	a	a	DET
fsr-3473	61	29	separate	separate	ADJ
fsr-3473	61	30	sheet	sheet	NOUN
fsr-3473	61	31	(	(	PUNCT
fsr-3473	61	32	not	not	PART
fsr-3473	61	33	to	to	PART
fsr-3473	61	34	be	be	AUX
fsr-3473	61	35	published	publish	VERB
fsr-3473	61	36	)	)	PUNCT
fsr-3473	61	37	.	.	PUNCT
fsr-3473	62	1	(	(	PUNCT
fsr-3473	62	2	10	10	NUM
fsr-3473	62	3	)	)	PUNCT
fsr-3473	62	4	the	the	DET
fsr-3473	62	5	financial	financial	PROPN
fsr-3473	62	6	services	service	NOUN
fsr-3473	62	7	review	review	NOUN
fsr-3473	62	8	journal	journal	PROPN
fsr-3473	62	9	(	(	PUNCT
fsr-3473	62	10	fsr	fsr	PROPN
fsr-3473	62	11	)	)	PUNCT
fsr-3473	62	12	follows	follow	VERB
fsr-3473	62	13	the	the	DET
fsr-3473	62	14	apa	apa	PROPN
fsr-3473	62	15	publication	publication	NOUN
fsr-3473	62	16	manual	manual	NOUN
fsr-3473	62	17	,	,	PUNCT
fsr-3473	62	18	6th	6th	ADJ
fsr-3473	62	19	edition	edition	NOUN
fsr-3473	62	20	,	,	PUNCT
fsr-3473	62	21	style	style	NOUN
fsr-3473	62	22	.	.	PUNCT
fsr-3473	63	1	however	however	ADV
fsr-3473	63	2	,	,	PUNCT
fsr-3473	63	3	consistent	consistent	ADJ
fsr-3473	63	4	with	with	ADP
fsr-3473	63	5	the	the	DET
fsr-3473	63	6	current	current	ADJ
fsr-3473	63	7	trend	trend	NOUN
fsr-3473	63	8	followed	follow	VERB
fsr-3473	63	9	by	by	ADP
fsr-3473	63	10	other	other	ADJ
fsr-3473	63	11	publications	publication	NOUN
fsr-3473	63	12	in	in	ADP
fsr-3473	63	13	the	the	DET
fsr-3473	63	14	area	area	NOUN
fsr-3473	63	15	of	of	ADP
fsr-3473	63	16	finance	finance	NOUN
fsr-3473	63	17	,	,	PUNCT
fsr-3473	63	18	the	the	DET
fsr-3473	63	19	journal	journal	NOUN
fsr-3473	63	20	has	have	VERB
fsr-3473	63	21	a	a	DET
fsr-3473	63	22	very	very	ADV
fsr-3473	63	23	strong	strong	ADJ
fsr-3473	63	24	preference	preference	NOUN
fsr-3473	63	25	for	for	ADP
fsr-3473	63	26	articles	article	NOUN
fsr-3473	63	27	that	that	PRON
fsr-3473	63	28	are	be	AUX
fsr-3473	63	29	written	write	VERB
fsr-3473	63	30	in	in	ADP
fsr-3473	63	31	the	the	DET
fsr-3473	63	32	present	present	ADJ
fsr-3473	63	33	tense	tense	ADJ
fsr-3473	63	34	throughout	throughout	NOUN
fsr-3473	63	35	.	.	PUNCT
fsr-3473	64	1	references	reference	NOUN
fsr-3473	64	2	to	to	ADP
fsr-3473	64	3	publications	publication	NOUN
fsr-3473	64	4	should	should	AUX
fsr-3473	64	5	be	be	AUX
fsr-3473	64	6	as	as	SCONJ
fsr-3473	64	7	follows	follow	VERB
fsr-3473	64	8	:	:	PUNCT
fsr-3473	64	9	“	"	PUNCT
fsr-3473	64	10	smith	smith	NOUN
fsr-3473	64	11	(	(	PUNCT
fsr-3473	64	12	1992	1992	NUM
fsr-3473	64	13	)	)	PUNCT
fsr-3473	64	14	reports	report	VERB
fsr-3473	64	15	that	that	SCONJ
fsr-3473	64	16	”	"	PUNCT
fsr-3473	64	17	or	or	CCONJ
fsr-3473	64	18	“	"	PUNCT
fsr-3473	64	19	this	this	DET
fsr-3473	64	20	problem	problem	NOUN
fsr-3473	64	21	has	have	AUX
fsr-3473	64	22	been	be	AUX
fsr-3473	64	23	studied	study	VERB
fsr-3473	64	24	previously	previously	ADV
fsr-3473	64	25	(	(	PUNCT
fsr-3473	64	26	ho	ho	ADJ
fsr-3473	64	27	,	,	PUNCT
fsr-3473	64	28	milevsky	milevsky	NOUN
fsr-3473	64	29	,	,	PUNCT
fsr-3473	64	30	&	&	CCONJ
fsr-3473	64	31	robinson	robinson	PROPN
fsr-3473	64	32	,	,	PUNCT
fsr-3473	64	33	1999	1999	NUM
fsr-3473	64	34	)	)	PUNCT
fsr-3473	64	35	.	.	PUNCT
fsr-3473	64	36	”	"	PUNCT
fsr-3473	65	1	the	the	DET
fsr-3473	65	2	author	author	NOUN
fsr-3473	65	3	should	should	AUX
fsr-3473	65	4	make	make	VERB
fsr-3473	65	5	sure	sure	ADJ
fsr-3473	65	6	that	that	SCONJ
fsr-3473	65	7	there	there	PRON
fsr-3473	65	8	is	be	VERB
fsr-3473	65	9	a	a	DET
fsr-3473	65	10	strict	strict	ADJ
fsr-3473	65	11	one	one	NUM
fsr-3473	65	12	-	-	PUNCT
fsr-3473	65	13	to	to	ADP
fsr-3473	65	14	-	-	PUNCT
fsr-3473	65	15	one	one	NUM
fsr-3473	65	16	correspondence	correspondence	NOUN
fsr-3473	65	17	between	between	ADP
fsr-3473	65	18	the	the	DET
fsr-3473	65	19	names	name	NOUN
fsr-3473	65	20	and	and	CCONJ
fsr-3473	65	21	years	year	NOUN
fsr-3473	65	22	in	in	ADP
fsr-3473	65	23	the	the	DET
fsr-3473	65	24	text	text	NOUN
fsr-3473	65	25	and	and	CCONJ
fsr-3473	65	26	those	those	PRON
fsr-3473	65	27	on	on	ADP
fsr-3473	65	28	the	the	DET
fsr-3473	65	29	reference	reference	NOUN
fsr-3473	65	30	list	list	NOUN
fsr-3473	65	31	.	.	PUNCT
fsr-3473	66	1	the	the	DET
fsr-3473	66	2	list	list	NOUN
fsr-3473	66	3	of	of	ADP
fsr-3473	66	4	references	reference	NOUN
fsr-3473	66	5	should	should	AUX
fsr-3473	66	6	appear	appear	VERB
fsr-3473	66	7	at	at	ADP
fsr-3473	66	8	the	the	DET
fsr-3473	66	9	end	end	NOUN
fsr-3473	66	10	of	of	ADP
fsr-3473	66	11	the	the	DET
fsr-3473	66	12	main	main	ADJ
fsr-3473	66	13	text	text	NOUN
fsr-3473	66	14	(	(	PUNCT
fsr-3473	66	15	after	after	ADP
fsr-3473	66	16	any	any	DET
fsr-3473	66	17	appendices	appendix	NOUN
fsr-3473	66	18	,	,	PUNCT
fsr-3473	66	19	but	but	CCONJ
fsr-3473	66	20	before	before	ADP
fsr-3473	66	21	tables	table	NOUN
fsr-3473	66	22	and	and	CCONJ
fsr-3473	66	23	legends	legend	NOUN
fsr-3473	66	24	for	for	ADP
fsr-3473	66	25	figures	figure	NOUN
fsr-3473	66	26	)	)	PUNCT
fsr-3473	66	27	.	.	PUNCT
fsr-3473	67	1	it	it	PRON
fsr-3473	67	2	should	should	AUX
fsr-3473	67	3	be	be	AUX
fsr-3473	67	4	double	double	ADV
fsr-3473	67	5	spaced	space	VERB
fsr-3473	67	6	and	and	CCONJ
fsr-3473	67	7	listed	list	VERB
fsr-3473	67	8	in	in	ADP
fsr-3473	67	9	alphabetical	alphabetical	ADJ
fsr-3473	67	10	order	order	NOUN
fsr-3473	67	11	by	by	ADP
fsr-3473	67	12	author	author	NOUN
fsr-3473	67	13	’s	’s	PART
fsr-3473	67	14	name	name	NOUN
fsr-3473	67	15	.	.	PUNCT
fsr-3473	68	1	references	reference	NOUN
fsr-3473	68	2	should	should	AUX
fsr-3473	68	3	appear	appear	VERB
fsr-3473	68	4	as	as	SCONJ
fsr-3473	68	5	follows	follow	VERB
fsr-3473	68	6	:	:	PUNCT
fsr-3473	68	7	books	book	NOUN
fsr-3473	68	8	:	:	PUNCT
fsr-3473	68	9	hawawini	hawawini	X
fsr-3473	68	10	,	,	PUNCT
fsr-3473	68	11	g.	g.	PROPN
fsr-3473	68	12	&	&	CCONJ
fsr-3473	68	13	swary	swary	PROPN
fsr-3473	68	14	,	,	PUNCT
fsr-3473	68	15	i.	i.	NOUN
fsr-3473	68	16	(	(	PUNCT
fsr-3473	68	17	1990	1990	NUM
fsr-3473	68	18	)	)	PUNCT
fsr-3473	68	19	.	.	PUNCT
fsr-3473	69	1	mergers	merger	NOUN
fsr-3473	69	2	and	and	CCONJ
fsr-3473	69	3	acquisitions	acquisition	NOUN
fsr-3473	69	4	in	in	ADP
fsr-3473	69	5	the	the	DET
fsr-3473	69	6	u.s	u.s	PROPN
fsr-3473	69	7	.	.	PROPN
fsr-3473	69	8	banking	banking	NOUN
fsr-3473	69	9	industry	industry	NOUN
fsr-3473	69	10	:	:	PUNCT
fsr-3473	69	11	evidence	evidence	NOUN
fsr-3473	69	12	from	from	ADP
fsr-3473	69	13	the	the	DET
fsr-3473	69	14	capital	capital	NOUN
fsr-3473	69	15	markets	market	NOUN
fsr-3473	69	16	.	.	PUNCT
fsr-3473	70	1	amsterdam	amsterdam	PROPN
fsr-3473	70	2	:	:	PUNCT
fsr-3473	70	3	north	north	PROPN
fsr-3473	70	4	holland	holland	PROPN
fsr-3473	70	5	.	.	PUNCT
fsr-3473	71	1	chapter	chapter	NOUN
fsr-3473	71	2	in	in	ADP
fsr-3473	71	3	a	a	DET
fsr-3473	71	4	book	book	NOUN
fsr-3473	71	5	:	:	PUNCT
fsr-3473	71	6	brunner	brunner	PROPN
fsr-3473	71	7	,	,	PUNCT
fsr-3473	71	8	k.	k.	PROPN
fsr-3473	71	9	&	&	CCONJ
fsr-3473	71	10	meltzer	meltzer	PROPN
fsr-3473	71	11	,	,	PUNCT
fsr-3473	71	12	a.	a.	PROPN
fsr-3473	71	13	h.	h.	PROPN
fsr-3473	71	14	(	(	PUNCT
fsr-3473	71	15	1990	1990	NUM
fsr-3473	71	16	)	)	PUNCT
fsr-3473	71	17	.	.	PUNCT
fsr-3473	72	1	money	money	NOUN
fsr-3473	72	2	supply	supply	NOUN
fsr-3473	72	3	.	.	PUNCT
fsr-3473	73	1	in	in	ADP
fsr-3473	73	2	:	:	PUNCT
fsr-3473	73	3	b.	b.	PROPN
fsr-3473	73	4	m.	m.	PROPN
fsr-3473	73	5	friedman	friedman	PROPN
fsr-3473	73	6	&	&	CCONJ
fsr-3473	73	7	f.	f.	PROPN
fsr-3473	73	8	h.	h.	PROPN
fsr-3473	73	9	hahn	hahn	PROPN
fsr-3473	73	10	(	(	PUNCT
fsr-3473	73	11	eds	eds	PROPN
fsr-3473	73	12	.	.	PUNCT
fsr-3473	73	13	)	)	PUNCT
fsr-3473	73	14	,	,	PUNCT
fsr-3473	73	15	handbook	handbook	NOUN
fsr-3473	73	16	of	of	ADP
fsr-3473	73	17	monetary	monetary	ADJ
fsr-3473	73	18	economics	economic	NOUN
fsr-3473	73	19	(	(	PUNCT
fsr-3473	73	20	vol	vol	NOUN
fsr-3473	73	21	.	.	PROPN
fsr-3473	73	22	1	1	NUM
fsr-3473	73	23	,	,	PUNCT
fsr-3473	73	24	pp	pp	ADJ
fsr-3473	73	25	.	.	PUNCT
fsr-3473	73	26	357	357	NUM
fsr-3473	73	27	-	-	SYM
fsr-3473	73	28	396	396	NUM
fsr-3473	73	29	)	)	PUNCT
fsr-3473	73	30	.	.	PUNCT
fsr-3473	74	1	amsterdam	amsterdam	PROPN
fsr-3473	74	2	:	:	PUNCT
fsr-3473	74	3	north	north	PROPN
fsr-3473	74	4	holland	holland	PROPN
fsr-3473	74	5	.	.	PUNCT
fsr-3473	75	1	periodicals	periodical	NOUN
fsr-3473	75	2	:	:	PUNCT
fsr-3473	75	3	ang	ang	PROPN
fsr-3473	75	4	,	,	PUNCT
fsr-3473	75	5	j.	j.	PROPN
fsr-3473	75	6	s.	s.	PROPN
fsr-3473	75	7	&	&	CCONJ
fsr-3473	75	8	fatemi	fatemi	PROPN
fsr-3473	75	9	,	,	PUNCT
fsr-3473	75	10	a.	a.	NOUN
fsr-3473	75	11	m.	m.	NOUN
fsr-3473	75	12	(	(	PUNCT
fsr-3473	75	13	1997	1997	NUM
fsr-3473	75	14	)	)	PUNCT
fsr-3473	75	15	.	.	PUNCT
fsr-3473	76	1	personal	personal	ADJ
fsr-3473	76	2	bankruptcy	bankruptcy	NOUN
fsr-3473	76	3	costs	cost	NOUN
fsr-3473	76	4	:	:	PUNCT
fsr-3473	76	5	their	their	PRON
fsr-3473	76	6	relevance	relevance	NOUN
fsr-3473	76	7	and	and	CCONJ
fsr-3473	76	8	some	some	DET
fsr-3473	76	9	estimates	estimate	NOUN
fsr-3473	76	10	.	.	PUNCT
fsr-3473	77	1	financial	financial	ADJ
fsr-3473	77	2	services	service	NOUN
fsr-3473	77	3	review	review	PROPN
fsr-3473	77	4	,	,	PUNCT
fsr-3473	77	5	6	6	NUM
fsr-3473	77	6	,	,	PUNCT
fsr-3473	77	7	77	77	NUM
fsr-3473	77	8	-	-	SYM
fsr-3473	77	9	96	96	NUM
fsr-3473	77	10	.	.	PUNCT
fsr-3473	78	1	note	note	VERB
fsr-3473	78	2	that	that	SCONJ
fsr-3473	78	3	journal	journal	PROPN
fsr-3473	78	4	titles	title	NOUN
fsr-3473	78	5	should	should	AUX
fsr-3473	78	6	not	not	PART
fsr-3473	78	7	be	be	AUX
fsr-3473	78	8	abbreviated	abbreviate	VERB
fsr-3473	78	9	.	.	PUNCT
fsr-3473	79	1	(	(	PUNCT
fsr-3473	79	2	11	11	NUM
fsr-3473	79	3	)	)	PUNCT
fsr-3473	79	4	illustrations	illustration	NOUN
fsr-3473	79	5	will	will	AUX
fsr-3473	79	6	be	be	AUX
fsr-3473	79	7	reproduced	reproduce	VERB
fsr-3473	79	8	photographically	photographically	ADV
fsr-3473	79	9	from	from	ADP
fsr-3473	79	10	originals	original	NOUN
fsr-3473	79	11	supplied	supply	VERB
fsr-3473	79	12	by	by	ADP
fsr-3473	79	13	the	the	DET
fsr-3473	79	14	author	author	NOUN
fsr-3473	79	15	;	;	PUNCT
fsr-3473	79	16	they	they	PRON
fsr-3473	79	17	will	will	AUX
fsr-3473	79	18	not	not	PART
fsr-3473	79	19	be	be	AUX
fsr-3473	79	20	redrawn	redrawn	VERB
fsr-3473	79	21	by	by	ADP
fsr-3473	79	22	the	the	DET
fsr-3473	79	23	publisher	publisher	NOUN
fsr-3473	79	24	.	.	PUNCT
fsr-3473	80	1	please	please	INTJ
fsr-3473	80	2	provide	provide	VERB
fsr-3473	80	3	all	all	DET
fsr-3473	80	4	illustrations	illustration	NOUN
fsr-3473	80	5	in	in	ADP
fsr-3473	80	6	quadruplicate	quadruplicate	NOUN
fsr-3473	80	7	(	(	PUNCT
fsr-3473	80	8	one	one	NUM
fsr-3473	80	9	high	high	ADJ
fsr-3473	80	10	-	-	PUNCT
fsr-3473	80	11	contrast	contrast	NOUN
fsr-3473	80	12	original	original	ADJ
fsr-3473	80	13	and	and	CCONJ
fsr-3473	80	14	three	three	NUM
fsr-3473	80	15	photocopies	photocopy	NOUN
fsr-3473	80	16	)	)	PUNCT
fsr-3473	80	17	.	.	PUNCT
fsr-3473	81	1	care	care	NOUN
fsr-3473	81	2	should	should	AUX
fsr-3473	81	3	be	be	AUX
fsr-3473	81	4	taken	take	VERB
fsr-3473	81	5	that	that	DET
fsr-3473	81	6	lettering	lettering	NOUN
fsr-3473	81	7	and	and	CCONJ
fsr-3473	81	8	symbols	symbol	NOUN
fsr-3473	81	9	are	be	AUX
fsr-3473	81	10	of	of	ADP
fsr-3473	81	11	a	a	DET
fsr-3473	81	12	comparable	comparable	ADJ
fsr-3473	81	13	size	size	NOUN
fsr-3473	81	14	.	.	PUNCT
fsr-3473	82	1	the	the	DET
fsr-3473	82	2	illustrations	illustration	NOUN
fsr-3473	82	3	should	should	AUX
fsr-3473	82	4	not	not	PART
fsr-3473	82	5	be	be	AUX
fsr-3473	82	6	inserted	insert	VERB
fsr-3473	82	7	in	in	ADP
fsr-3473	82	8	the	the	DET
fsr-3473	82	9	text	text	NOUN
fsr-3473	82	10	,	,	PUNCT
fsr-3473	82	11	and	and	CCONJ
fsr-3473	82	12	should	should	AUX
fsr-3473	82	13	be	be	AUX
fsr-3473	82	14	marked	mark	VERB
fsr-3473	82	15	on	on	ADP
fsr-3473	82	16	the	the	DET
fsr-3473	82	17	back	back	NOUN
fsr-3473	82	18	with	with	ADP
fsr-3473	82	19	figure	figure	NOUN
fsr-3473	82	20	number	number	NOUN
fsr-3473	82	21	,	,	PUNCT
fsr-3473	82	22	title	title	NOUN
fsr-3473	82	23	of	of	ADP
fsr-3473	82	24	paper	paper	NOUN
fsr-3473	82	25	,	,	PUNCT
fsr-3473	82	26	and	and	CCONJ
fsr-3473	82	27	author	author	NOUN
fsr-3473	82	28	’s	’s	PART
fsr-3473	82	29	name	name	NOUN
fsr-3473	82	30	.	.	PUNCT
fsr-3473	83	1	all	all	DET
fsr-3473	83	2	graphs	graph	NOUN
fsr-3473	83	3	and	and	CCONJ
fsr-3473	83	4	diagrams	diagram	NOUN
fsr-3473	83	5	should	should	AUX
fsr-3473	83	6	be	be	AUX
fsr-3473	83	7	referred	refer	VERB
fsr-3473	83	8	to	to	ADP
fsr-3473	83	9	as	as	ADP
fsr-3473	83	10	figures	figure	NOUN
fsr-3473	83	11	,	,	PUNCT
fsr-3473	83	12	and	and	CCONJ
fsr-3473	83	13	should	should	AUX
fsr-3473	83	14	be	be	AUX
fsr-3473	83	15	numbered	number	VERB
fsr-3473	83	16	consecutively	consecutively	ADV
fsr-3473	83	17	in	in	ADP
fsr-3473	83	18	the	the	DET
fsr-3473	83	19	text	text	NOUN
fsr-3473	83	20	in	in	ADP
fsr-3473	83	21	arabic	arabic	ADJ
fsr-3473	83	22	numerals	numeral	NOUN
fsr-3473	83	23	.	.	PUNCT
fsr-3473	84	1	illustration	illustration	NOUN
fsr-3473	84	2	for	for	ADP
fsr-3473	84	3	papers	paper	NOUN
fsr-3473	84	4	submitted	submit	VERB
fsr-3473	84	5	as	as	ADP
fsr-3473	84	6	electronic	electronic	ADJ
fsr-3473	84	7	manuscripts	manuscript	NOUN
fsr-3473	84	8	should	should	AUX
fsr-3473	84	9	be	be	AUX
fsr-3473	84	10	in	in	ADP
fsr-3473	84	11	traditional	traditional	ADJ
fsr-3473	84	12	form	form	NOUN
fsr-3473	84	13	.	.	PUNCT
fsr-3473	85	1	the	the	DET
fsr-3473	85	2	journal	journal	NOUN
fsr-3473	85	3	is	be	AUX
fsr-3473	85	4	not	not	PART
fsr-3473	85	5	printed	print	VERB
fsr-3473	85	6	in	in	ADP
fsr-3473	85	7	color	color	NOUN
fsr-3473	85	8	,	,	PUNCT
fsr-3473	85	9	so	so	ADV
fsr-3473	85	10	all	all	DET
fsr-3473	85	11	graphs	graph	NOUN
fsr-3473	85	12	and	and	CCONJ
fsr-3473	85	13	illustrations	illustration	NOUN
fsr-3473	85	14	should	should	AUX
fsr-3473	85	15	be	be	AUX
fsr-3473	85	16	in	in	ADP
fsr-3473	85	17	black	black	ADJ
fsr-3473	85	18	and	and	CCONJ
fsr-3473	85	19	white	white	ADJ
fsr-3473	85	20	.	.	PUNCT
fsr-3473	86	1	(	(	PUNCT
fsr-3473	86	2	12	12	NUM
fsr-3473	86	3	)	)	PUNCT
fsr-3473	86	4	tables	table	NOUN
fsr-3473	86	5	should	should	AUX
fsr-3473	86	6	be	be	AUX
fsr-3473	86	7	numbered	number	VERB
fsr-3473	86	8	consecutively	consecutively	ADV
fsr-3473	86	9	in	in	ADP
fsr-3473	86	10	the	the	DET
fsr-3473	86	11	text	text	NOUN
fsr-3473	86	12	in	in	ADP
fsr-3473	86	13	arabic	arabic	ADJ
fsr-3473	86	14	numerals	numeral	NOUN
fsr-3473	86	15	and	and	CCONJ
fsr-3473	86	16	printed	print	VERB
fsr-3473	86	17	on	on	ADP
fsr-3473	86	18	separate	separate	ADJ
fsr-3473	86	19	sheets	sheet	NOUN
fsr-3473	86	20	.	.	PUNCT
fsr-3473	87	1	any	any	DET
fsr-3473	87	2	manuscript	manuscript	NOUN
fsr-3473	87	3	which	which	PRON
fsr-3473	87	4	does	do	AUX
fsr-3473	87	5	not	not	PART
fsr-3473	87	6	conform	conform	VERB
fsr-3473	87	7	to	to	ADP
fsr-3473	87	8	the	the	DET
fsr-3473	87	9	above	above	ADJ
fsr-3473	87	10	instructions	instruction	NOUN
fsr-3473	87	11	will	will	AUX
fsr-3473	87	12	be	be	AUX
fsr-3473	87	13	returned	return	VERB
fsr-3473	87	14	for	for	ADP
fsr-3473	87	15	the	the	DET
fsr-3473	87	16	necessary	necessary	ADJ
fsr-3473	87	17	revision	revision	NOUN
fsr-3473	87	18	before	before	ADP
fsr-3473	87	19	publication	publication	NOUN
fsr-3473	87	20	.	.	PUNCT
fsr-3473	88	1	page	page	NOUN
fsr-3473	88	2	proofs	proof	NOUN
fsr-3473	88	3	will	will	AUX
fsr-3473	88	4	be	be	AUX
fsr-3473	88	5	sent	send	VERB
fsr-3473	88	6	to	to	ADP
fsr-3473	88	7	the	the	DET
fsr-3473	88	8	corresponding	corresponding	ADJ
fsr-3473	88	9	author	author	NOUN
fsr-3473	88	10	.	.	PUNCT
fsr-3473	89	1	proofs	proof	NOUN
fsr-3473	89	2	should	should	AUX
fsr-3473	89	3	be	be	AUX
fsr-3473	89	4	corrected	correct	VERB
fsr-3473	89	5	carefully	carefully	ADV
fsr-3473	89	6	;	;	PUNCT
fsr-3473	89	7	the	the	DET
fsr-3473	89	8	responsibility	responsibility	NOUN
fsr-3473	89	9	for	for	ADP
fsr-3473	89	10	detecting	detect	VERB
fsr-3473	89	11	errors	error	NOUN
fsr-3473	89	12	lies	lie	VERB
fsr-3473	89	13	with	with	ADP
fsr-3473	89	14	the	the	DET
fsr-3473	89	15	author	author	NOUN
fsr-3473	89	16	.	.	PUNCT
fsr-3473	90	1	corrections	correction	NOUN
fsr-3473	90	2	should	should	AUX
fsr-3473	90	3	be	be	AUX
fsr-3473	90	4	restricted	restrict	VERB
fsr-3473	90	5	to	to	ADP
fsr-3473	90	6	instances	instance	NOUN
fsr-3473	90	7	in	in	ADP
fsr-3473	90	8	which	which	PRON
fsr-3473	90	9	the	the	DET
fsr-3473	90	10	proof	proof	NOUN
fsr-3473	90	11	is	be	AUX
fsr-3473	90	12	at	at	ADP
fsr-3473	90	13	variance	variance	NOUN
fsr-3473	90	14	with	with	ADP
fsr-3473	90	15	the	the	DET
fsr-3473	90	16	manuscript	manuscript	NOUN
fsr-3473	90	17	.	.	PUNCT
fsr-3473	91	1	extensive	extensive	ADJ
fsr-3473	91	2	alterations	alteration	NOUN
fsr-3473	91	3	will	will	AUX
fsr-3473	91	4	be	be	AUX
fsr-3473	91	5	charged	charge	VERB
fsr-3473	91	6	.	.	PUNCT
fsr-3473	92	1	reprints	reprint	NOUN
fsr-3473	92	2	of	of	ADP
fsr-3473	92	3	your	your	PRON
fsr-3473	92	4	article	article	NOUN
fsr-3473	92	5	are	be	AUX
fsr-3473	92	6	available	available	ADJ
fsr-3473	92	7	at	at	ADP
fsr-3473	92	8	cost	cost	NOUN
fsr-3473	92	9	if	if	SCONJ
fsr-3473	92	10	they	they	PRON
fsr-3473	92	11	are	be	AUX
fsr-3473	92	12	ordered	order	VERB
fsr-3473	92	13	when	when	SCONJ
fsr-3473	92	14	the	the	DET
fsr-3473	92	15	proof	proof	NOUN
fsr-3473	92	16	is	be	AUX
fsr-3473	92	17	returned	return	VERB
fsr-3473	92	18	.	.	PUNCT
fsr-3473	93	1	financial	financial	ADJ
fsr-3473	93	2	services	service	NOUN
fsr-3473	93	3	review	review	NOUN
fsr-3473	93	4	(	(	PUNCT
fsr-3473	93	5	issn	issn	PROPN
fsr-3473	93	6	:	:	PUNCT
fsr-3473	93	7	1057	1057	NUM
fsr-3473	93	8	-	-	SYM
fsr-3473	93	9	0810	0810	NUM
fsr-3473	93	10	)	)	PUNCT
fsr-3473	93	11	academy	academy	NOUN
fsr-3473	93	12	of	of	ADP
fsr-3473	93	13	financial	financial	PROPN
fsr-3473	93	14	services	service	NOUN
fsr-3473	93	15	stuart	stuart	PROPN
fsr-3473	93	16	michelson	michelson	PROPN
fsr-3473	93	17	stetson	stetson	PROPN
fsr-3473	93	18	university	university	PROPN
fsr-3473	93	19	school	school	NOUN
fsr-3473	93	20	of	of	ADP
fsr-3473	93	21	business	business	NOUN
fsr-3473	93	22	421	421	NUM
fsr-3473	93	23	n.	n.	PROPN
fsr-3473	93	24	woodland	woodland	PROPN
fsr-3473	93	25	blvd	blvd	PROPN
fsr-3473	93	26	.	.	PUNCT
fsr-3473	94	1	unit	unit	NOUN
fsr-3473	94	2	8398	8398	NUM
fsr-3473	94	3	deland	deland	PROPN
fsr-3473	94	4	,	,	PUNCT
fsr-3473	94	5	fl	fl	PROPN
fsr-3473	94	6	32723	32723	NUM
fsr-3473	94	7	(	(	PUNCT
fsr-3473	94	8	address	address	NOUN
fsr-3473	94	9	service	service	NOUN
fsr-3473	94	10	requested	request	VERB
fsr-3473	94	11	)	)	PUNCT