id	sid	tid	token	lemma	pos
fsr-3474	1	1	academy	academy	PROPN
fsr-3474	1	2	of	of	ADP
fsr-3474	1	3	financial	financial	ADJ
fsr-3474	1	4	services	service	NOUN
fsr-3474	1	5	officers	officer	NOUN
fsr-3474	1	6	president	president	PROPN
fsr-3474	1	7	inga	inga	PROPN
fsr-3474	1	8	timmerman	timmerman	PROPN
fsr-3474	1	9	california	california	PROPN
fsr-3474	1	10	state	state	PROPN
fsr-3474	1	11	university	university	PROPN
fsr-3474	1	12	,	,	PUNCT
fsr-3474	1	13	northridge	northridge	PROPN
fsr-3474	1	14	president	president	PROPN
fsr-3474	1	15	-	-	PUNCT
fsr-3474	1	16	elect	elect	PROPN
fsr-3474	1	17	executive	executive	ADJ
fsr-3474	1	18	vice	vice	NOUN
fsr-3474	1	19	president	president	NOUN
fsr-3474	1	20	-	-	PUNCT
fsr-3474	1	21	program	program	NOUN
fsr-3474	1	22	terrance	terrance	PROPN
fsr-3474	1	23	k.	k.	PROPN
fsr-3474	1	24	martin	martin	PROPN
fsr-3474	1	25	utah	utah	PROPN
fsr-3474	1	26	valley	valley	PROPN
fsr-3474	1	27	university	university	PROPN
fsr-3474	1	28	vice	vice	NOUN
fsr-3474	1	29	president	president	NOUN
fsr-3474	1	30	-	-	PUNCT
fsr-3474	1	31	communications	communication	NOUN
fsr-3474	1	32	colleen	colleen	PROPN
fsr-3474	1	33	tokar	tokar	NOUN
fsr-3474	1	34	asaad	asaad	PROPN
fsr-3474	1	35	baldwin	baldwin	PROPN
fsr-3474	1	36	wallace	wallace	PROPN
fsr-3474	1	37	university	university	PROPN
fsr-3474	1	38	vice	vice	NOUN
fsr-3474	1	39	president	president	NOUN
fsr-3474	1	40	-	-	PUNCT
fsr-3474	1	41	finance	finance	NOUN
fsr-3474	1	42	thomas	thomas	PROPN
fsr-3474	1	43	p.	p.	PROPN
fsr-3474	1	44	langdon	langdon	PROPN
fsr-3474	1	45	roger	roger	PROPN
fsr-3474	1	46	williams	williams	PROPN
fsr-3474	1	47	university	university	PROPN
fsr-3474	1	48	vice	vice	PROPN
fsr-3474	1	49	president	president	PROPN
fsr-3474	1	50	-	-	PUNCT
fsr-3474	1	51	international	international	ADJ
fsr-3474	1	52	relations	relation	NOUN
fsr-3474	1	53	philip	philip	PROPN
fsr-3474	1	54	gibson	gibson	PROPN
fsr-3474	1	55	winthrop	winthrop	PROPN
fsr-3474	1	56	university	university	PROPN
fsr-3474	1	57	vice	vice	PROPN
fsr-3474	1	58	president	president	PROPN
fsr-3474	1	59	-	-	PUNCT
fsr-3474	1	60	mktg	mktg	PROPN
fsr-3474	1	61	&	&	CCONJ
fsr-3474	1	62	public	public	ADJ
fsr-3474	1	63	relations	relation	NOUN
fsr-3474	1	64	shawn	shawn	PROPN
fsr-3474	1	65	brayman	brayman	PROPN
fsr-3474	1	66	planplus	planplus	PROPN
fsr-3474	1	67	global	global	PROPN
fsr-3474	1	68	immediate	immediate	ADJ
fsr-3474	1	69	past	past	PROPN
fsr-3474	1	70	president	president	PROPN
fsr-3474	1	71	janine	janine	PROPN
fsr-3474	1	72	sam	sam	PROPN
fsr-3474	1	73	shepherd	shepherd	PROPN
fsr-3474	1	74	university	university	PROPN
fsr-3474	1	75	editor	editor	NOUN
fsr-3474	1	76	,	,	PUNCT
fsr-3474	1	77	financial	financial	ADJ
fsr-3474	1	78	services	service	NOUN
fsr-3474	1	79	review	review	VERB
fsr-3474	1	80	stuart	stuart	PROPN
fsr-3474	1	81	michelson	michelson	PROPN
fsr-3474	1	82	stetson	stetson	PROPN
fsr-3474	1	83	university	university	PROPN
fsr-3474	1	84	terrance	terrance	PROPN
fsr-3474	1	85	k.	k.	PROPN
fsr-3474	1	86	martin	martin	PROPN
fsr-3474	1	87	utah	utah	PROPN
fsr-3474	1	88	valley	valley	PROPN
fsr-3474	1	89	university	university	PROPN
fsr-3474	1	90	directors	director	NOUN
fsr-3474	1	91	charles	charles	PROPN
fsr-3474	1	92	chaffin	chaffin	PROPN
fsr-3474	1	93	cfp	cfp	PROPN
fsr-3474	1	94	board	board	PROPN
fsr-3474	1	95	of	of	ADP
fsr-3474	1	96	standards	standard	NOUN
fsr-3474	1	97	lu	lu	PROPN
fsr-3474	1	98	fan	fan	PROPN
fsr-3474	1	99	university	university	PROPN
fsr-3474	1	100	of	of	ADP
fsr-3474	1	101	missouri	missouri	PROPN
fsr-3474	1	102	barry	barry	PROPN
fsr-3474	1	103	mulholland	mulholland	PROPN
fsr-3474	1	104	university	university	PROPN
fsr-3474	1	105	of	of	ADP
fsr-3474	1	106	akron	akron	PROPN
fsr-3474	1	107	tom	tom	PROPN
fsr-3474	1	108	potts	potts	PROPN
fsr-3474	1	109	baylor	baylor	PROPN
fsr-3474	1	110	university	university	PROPN
fsr-3474	1	111	laura	laura	PROPN
fsr-3474	1	112	ricaldi	ricaldi	VERB
fsr-3474	1	113	utah	utah	PROPN
fsr-3474	1	114	valley	valley	PROPN
fsr-3474	1	115	university	university	PROPN
fsr-3474	1	116	past	past	PROPN
fsr-3474	1	117	presidents	president	NOUN
fsr-3474	1	118	janine	janine	PROPN
fsr-3474	1	119	sam	sam	PROPN
fsr-3474	1	120	,	,	PUNCT
fsr-3474	1	121	2019	2019	NUM
fsr-3474	1	122	-	-	SYM
fsr-3474	1	123	20	20	NUM
fsr-3474	1	124	shepherd	shepherd	ADJ
fsr-3474	1	125	university	university	NOUN
fsr-3474	1	126	swarn	swarn	PROPN
fsr-3474	1	127	chatterjee	chatterjee	PROPN
fsr-3474	1	128	,	,	PUNCT
fsr-3474	1	129	2018	2018	NUM
fsr-3474	1	130	-	-	SYM
fsr-3474	1	131	19	19	NUM
fsr-3474	1	132	university	university	PROPN
fsr-3474	1	133	of	of	ADP
fsr-3474	1	134	georgia	georgia	PROPN
fsr-3474	1	135	robert	robert	PROPN
fsr-3474	1	136	moreschi	moreschi	PROPN
fsr-3474	1	137	,	,	PUNCT
fsr-3474	1	138	2016	2016	NUM
fsr-3474	1	139	-	-	SYM
fsr-3474	1	140	18	18	NUM
fsr-3474	1	141	virginia	virginia	PROPN
fsr-3474	1	142	military	military	PROPN
fsr-3474	1	143	institute	institute	PROPN
fsr-3474	1	144	thomas	thomas	PROPN
fsr-3474	1	145	coe	coe	PROPN
fsr-3474	1	146	,	,	PUNCT
fsr-3474	1	147	2015	2015	NUM
fsr-3474	1	148	-	-	SYM
fsr-3474	1	149	16	16	NUM
fsr-3474	1	150	quinnipiac	quinnipiac	PROPN
fsr-3474	1	151	university	university	PROPN
fsr-3474	1	152	william	william	PROPN
fsr-3474	1	153	chittenden	chittenden	PROPN
fsr-3474	1	154	,	,	PUNCT
fsr-3474	1	155	2014	2014	NUM
fsr-3474	1	156	-	-	SYM
fsr-3474	1	157	15	15	NUM
fsr-3474	1	158	texas	texas	PROPN
fsr-3474	1	159	state	state	PROPN
fsr-3474	1	160	university	university	PROPN
fsr-3474	1	161	lance	lance	PROPN
fsr-3474	1	162	palmer	palmer	PROPN
fsr-3474	1	163	,	,	PUNCT
fsr-3474	1	164	2013	2013	NUM
fsr-3474	1	165	-	-	SYM
fsr-3474	1	166	14	14	NUM
fsr-3474	1	167	university	university	PROPN
fsr-3474	1	168	of	of	ADP
fsr-3474	1	169	georgia	georgia	PROPN
fsr-3474	1	170	frank	frank	PROPN
fsr-3474	1	171	laatsch	laatsch	PROPN
fsr-3474	1	172	,	,	PUNCT
fsr-3474	1	173	2012	2012	NUM
fsr-3474	1	174	-	-	SYM
fsr-3474	1	175	13	13	NUM
fsr-3474	1	176	university	university	NOUN
fsr-3474	1	177	of	of	ADP
fsr-3474	1	178	southern	southern	PROPN
fsr-3474	1	179	mississippi	mississippi	PROPN
fsr-3474	1	180	brian	brian	PROPN
fsr-3474	1	181	boscaljon	boscaljon	PROPN
fsr-3474	1	182	,	,	PUNCT
fsr-3474	1	183	2011	2011	NUM
fsr-3474	1	184	-	-	SYM
fsr-3474	1	185	12	12	NUM
fsr-3474	1	186	penn	penn	PROPN
fsr-3474	1	187	state	state	PROPN
fsr-3474	1	188	university	university	PROPN
fsr-3474	1	189	-	-	PUNCT
fsr-3474	1	190	erie	erie	PROPN
fsr-3474	1	191	halil	halil	PROPN
fsr-3474	1	192	kiymaz	kiymaz	PROPN
fsr-3474	1	193	,	,	PUNCT
fsr-3474	1	194	2010	2010	NUM
fsr-3474	1	195	-	-	SYM
fsr-3474	1	196	11	11	NUM
fsr-3474	1	197	rollins	rollin	NOUN
fsr-3474	1	198	college	college	PROPN
fsr-3474	1	199	of	of	ADP
fsr-3474	1	200	business	business	PROPN
fsr-3474	1	201	david	david	PROPN
fsr-3474	1	202	lange	lange	PROPN
fsr-3474	1	203	,	,	PUNCT
fsr-3474	1	204	2009	2009	NUM
fsr-3474	1	205	-	-	SYM
fsr-3474	1	206	10	10	NUM
fsr-3474	1	207	auburn	auburn	NOUN
fsr-3474	1	208	university	university	PROPN
fsr-3474	1	209	,	,	PUNCT
fsr-3474	1	210	montgomery	montgomery	PROPN
fsr-3474	1	211	vickie	vickie	PROPN
fsr-3474	1	212	hampton	hampton	PROPN
fsr-3474	1	213	,	,	PUNCT
fsr-3474	1	214	2008	2008	NUM
fsr-3474	1	215	-	-	SYM
fsr-3474	1	216	09	09	NUM
fsr-3474	1	217	texas	texas	PROPN
fsr-3474	1	218	tech	tech	PROPN
fsr-3474	1	219	university	university	PROPN
fsr-3474	1	220	frank	frank	PROPN
fsr-3474	1	221	laatsch	laatsch	PROPN
fsr-3474	1	222	2007	2007	NUM
fsr-3474	1	223	-	-	SYM
fsr-3474	1	224	08	08	NUM
fsr-3474	1	225	university	university	PROPN
fsr-3474	1	226	of	of	ADP
fsr-3474	1	227	southern	southern	PROPN
fsr-3474	1	228	mississippi	mississippi	PROPN
fsr-3474	1	229	daniel	daniel	PROPN
fsr-3474	1	230	walz	walz	PROPN
fsr-3474	1	231	,	,	PUNCT
fsr-3474	1	232	2006	2006	NUM
fsr-3474	1	233	-	-	SYM
fsr-3474	1	234	07	07	NUM
fsr-3474	1	235	trinity	trinity	NOUN
fsr-3474	1	236	university	university	PROPN
fsr-3474	1	237	anne	anne	PROPN
fsr-3474	1	238	gleason	gleason	PROPN
fsr-3474	1	239	,	,	PUNCT
fsr-3474	1	240	2005	2005	NUM
fsr-3474	1	241	-	-	SYM
fsr-3474	1	242	06	06	NUM
fsr-3474	1	243	college	college	PROPN
fsr-3474	1	244	of	of	ADP
fsr-3474	1	245	charleston	charleston	PROPN
fsr-3474	1	246	stuart	stuart	PROPN
fsr-3474	1	247	michelson	michelson	PROPN
fsr-3474	1	248	,	,	PUNCT
fsr-3474	1	249	2004	2004	NUM
fsr-3474	1	250	-	-	SYM
fsr-3474	1	251	05	05	NUM
fsr-3474	1	252	stetson	stetson	PROPN
fsr-3474	1	253	university	university	PROPN
fsr-3474	1	254	grady	grady	PROPN
fsr-3474	1	255	perdue	perdue	PROPN
fsr-3474	1	256	,	,	PUNCT
fsr-3474	1	257	2003	2003	NUM
fsr-3474	1	258	-	-	SYM
fsr-3474	1	259	04	04	NUM
fsr-3474	1	260	university	university	PROPN
fsr-3474	1	261	of	of	ADP
fsr-3474	1	262	houston	houston	PROPN
fsr-3474	1	263	-	-	PUNCT
fsr-3474	1	264	clear	clear	PROPN
fsr-3474	1	265	lake	lake	PROPN
fsr-3474	1	266	vickie	vickie	PROPN
fsr-3474	1	267	bajtelsmit	bajtelsmit	NOUN
fsr-3474	1	268	,	,	PUNCT
fsr-3474	1	269	2002	2002	NUM
fsr-3474	1	270	-	-	SYM
fsr-3474	1	271	03	03	NUM
fsr-3474	1	272	colorado	colorado	PROPN
fsr-3474	1	273	state	state	PROPN
fsr-3474	1	274	university	university	PROPN
fsr-3474	1	275	karen	karen	PROPN
fsr-3474	1	276	eilers	eilers	PROPN
fsr-3474	1	277	lahey	lahey	PROPN
fsr-3474	1	278	,	,	PUNCT
fsr-3474	1	279	2001	2001	NUM
fsr-3474	1	280	-	-	SYM
fsr-3474	1	281	02	02	NUM
fsr-3474	1	282	university	university	PROPN
fsr-3474	1	283	of	of	ADP
fsr-3474	1	284	akron	akron	PROPN
fsr-3474	1	285	tom	tom	PROPN
fsr-3474	1	286	eyssell	eyssell	PROPN
fsr-3474	1	287	,	,	PUNCT
fsr-3474	1	288	2000	2000	NUM
fsr-3474	1	289	-	-	SYM
fsr-3474	1	290	01	01	NUM
fsr-3474	1	291	university	university	PROPN
fsr-3474	1	292	of	of	ADP
fsr-3474	1	293	missouri	missouri	PROPN
fsr-3474	1	294	-	-	PROPN
fsr-3474	1	295	st	st	PROPN
fsr-3474	1	296	.	.	PROPN
fsr-3474	1	297	louis	louis	PROPN
fsr-3474	1	298	jill	jill	PROPN
fsr-3474	1	299	lynn	lynn	PROPN
fsr-3474	1	300	vihtelic	vihtelic	PROPN
fsr-3474	1	301	,	,	PUNCT
fsr-3474	1	302	1999	1999	NUM
fsr-3474	1	303	-	-	SYM
fsr-3474	1	304	00	00	NUM
fsr-3474	1	305	saint	saint	PROPN
fsr-3474	1	306	mary	mary	PROPN
fsr-3474	1	307	’s	’s	PART
fsr-3474	1	308	college	college	PROPN
fsr-3474	1	309	terry	terry	PROPN
fsr-3474	1	310	zivney	zivney	PROPN
fsr-3474	1	311	,	,	PUNCT
fsr-3474	1	312	1998	1998	NUM
fsr-3474	1	313	-	-	SYM
fsr-3474	1	314	99	99	NUM
fsr-3474	1	315	ball	ball	NOUN
fsr-3474	1	316	state	state	NOUN
fsr-3474	1	317	university	university	PROPN
fsr-3474	1	318	don	don	PROPN
fsr-3474	1	319	holdren	holdren	NOUN
fsr-3474	1	320	,	,	PUNCT
fsr-3474	1	321	1997	1997	NUM
fsr-3474	1	322	-	-	SYM
fsr-3474	1	323	98	98	NUM
fsr-3474	1	324	marshall	marshall	PROPN
fsr-3474	1	325	university	university	PROPN
fsr-3474	1	326	robert	robert	PROPN
fsr-3474	1	327	mcleod	mcleod	PROPN
fsr-3474	1	328	,	,	PUNCT
fsr-3474	1	329	1996	1996	NUM
fsr-3474	1	330	-	-	SYM
fsr-3474	1	331	97	97	NUM
fsr-3474	1	332	university	university	PROPN
fsr-3474	1	333	of	of	ADP
fsr-3474	1	334	alabama	alabama	PROPN
fsr-3474	1	335	walt	walt	PROPN
fsr-3474	1	336	woerheide	woerheide	PROPN
fsr-3474	1	337	,	,	PUNCT
fsr-3474	1	338	1995	1995	NUM
fsr-3474	1	339	-	-	SYM
fsr-3474	1	340	96	96	NUM
fsr-3474	1	341	the	the	DET
fsr-3474	1	342	american	american	PROPN
fsr-3474	1	343	college	college	PROPN
fsr-3474	1	344	dixie	dixie	PROPN
fsr-3474	1	345	mills	mill	NOUN
fsr-3474	1	346	,	,	PUNCT
fsr-3474	1	347	1994	1994	NUM
fsr-3474	1	348	-	-	SYM
fsr-3474	1	349	95	95	NUM
fsr-3474	1	350	illinois	illinois	PROPN
fsr-3474	1	351	state	state	PROPN
fsr-3474	1	352	university	university	PROPN
fsr-3474	1	353	ted	te	VERB
fsr-3474	1	354	veit	veit	PROPN
fsr-3474	1	355	,	,	PUNCT
fsr-3474	1	356	1993	1993	NUM
fsr-3474	1	357	-	-	SYM
fsr-3474	1	358	94	94	NUM
fsr-3474	1	359	rollins	rollins	PROPN
fsr-3474	1	360	college	college	PROPN
fsr-3474	1	361	mona	mona	PROPN
fsr-3474	1	362	gardner	gardner	PROPN
fsr-3474	1	363	,	,	PUNCT
fsr-3474	1	364	1992	1992	NUM
fsr-3474	1	365	-	-	SYM
fsr-3474	1	366	93	93	NUM
fsr-3474	1	367	illinois	illinois	PROPN
fsr-3474	1	368	wesleyan	wesleyan	PROPN
fsr-3474	1	369	university	university	PROPN
fsr-3474	1	370	jean	jean	PROPN
fsr-3474	1	371	l.	l.	PROPN
fsr-3474	1	372	heck	heck	PROPN
fsr-3474	1	373	,	,	PUNCT
fsr-3474	1	374	1991	1991	NUM
fsr-3474	1	375	-	-	SYM
fsr-3474	1	376	92	92	NUM
fsr-3474	1	377	villanova	villanova	PROPN
fsr-3474	1	378	university	university	PROPN
fsr-3474	1	379	frank	frank	PROPN
fsr-3474	1	380	k.	k.	PROPN
fsr-3474	1	381	reilly	reilly	PROPN
fsr-3474	1	382	,	,	PUNCT
fsr-3474	1	383	1990	1990	NUM
fsr-3474	1	384	-	-	SYM
fsr-3474	1	385	91	91	NUM
fsr-3474	1	386	university	university	NOUN
fsr-3474	1	387	of	of	ADP
fsr-3474	1	388	notre	notre	PROPN
fsr-3474	1	389	dame	dame	PROPN
fsr-3474	1	390	lawrence	lawrence	PROPN
fsr-3474	1	391	j.	j.	PROPN
fsr-3474	1	392	gitman	gitman	PROPN
fsr-3474	1	393	,	,	PUNCT
fsr-3474	1	394	1989	1989	NUM
fsr-3474	1	395	-	-	SYM
fsr-3474	1	396	90	90	NUM
fsr-3474	1	397	san	san	PROPN
fsr-3474	1	398	diego	diego	PROPN
fsr-3474	1	399	state	state	PROPN
fsr-3474	1	400	university	university	PROPN
fsr-3474	1	401	travis	travis	PROPN
fsr-3474	1	402	s.	s.	PROPN
fsr-3474	1	403	pritchett	pritchett	PROPN
fsr-3474	1	404	,	,	PUNCT
fsr-3474	1	405	1988	1988	NUM
fsr-3474	1	406	-	-	SYM
fsr-3474	1	407	89	89	NUM
fsr-3474	1	408	university	university	NOUN
fsr-3474	1	409	of	of	ADP
fsr-3474	1	410	south	south	PROPN
fsr-3474	1	411	carolina	carolina	PROPN
fsr-3474	1	412	tom	tom	PROPN
fsr-3474	1	413	potts	potts	PROPN
fsr-3474	1	414	,	,	PUNCT
fsr-3474	1	415	1987	1987	NUM
fsr-3474	1	416	-	-	SYM
fsr-3474	1	417	88	88	NUM
fsr-3474	1	418	baylor	baylor	NOUN
fsr-3474	1	419	university	university	PROPN
fsr-3474	1	420	robert	robert	PROPN
fsr-3474	1	421	f.	f.	PROPN
fsr-3474	1	422	bohn	bohn	PROPN
fsr-3474	1	423	,	,	PUNCT
fsr-3474	1	424	1986	1986	NUM
fsr-3474	1	425	-	-	SYM
fsr-3474	1	426	87	87	NUM
fsr-3474	1	427	golden	golden	PROPN
fsr-3474	1	428	gate	gate	PROPN
fsr-3474	1	429	university	university	PROPN
fsr-3474	1	430	tom	tom	PROPN
fsr-3474	1	431	warschauer	warschauer	PROPN
fsr-3474	1	432	,	,	PUNCT
fsr-3474	1	433	1985	1985	NUM
fsr-3474	1	434	-	-	SYM
fsr-3474	1	435	86	86	NUM
fsr-3474	1	436	san	san	PROPN
fsr-3474	1	437	diego	diego	PROPN
fsr-3474	1	438	state	state	PROPN
fsr-3474	1	439	university	university	PROPN
fsr-3474	1	440	published	publish	VERB
fsr-3474	1	441	in	in	ADP
fsr-3474	1	442	collaboration	collaboration	NOUN
fsr-3474	1	443	with	with	ADP
fsr-3474	1	444	the	the	DET
fsr-3474	1	445	financial	financial	ADJ
fsr-3474	1	446	planning	planning	PROPN
fsr-3474	1	447	association	association	PROPN
fsr-3474	1	448	financial	financial	PROPN
fsr-3474	1	449	services	service	NOUN
fsr-3474	1	450	review	review	NOUN
fsr-3474	1	451	is	be	AUX
fsr-3474	1	452	the	the	DET
fsr-3474	1	453	journal	journal	NOUN
fsr-3474	1	454	of	of	ADP
fsr-3474	1	455	the	the	DET
fsr-3474	1	456	academy	academy	NOUN
fsr-3474	1	457	of	of	ADP
fsr-3474	1	458	financial	financial	ADJ
fsr-3474	1	459	services	service	NOUN
fsr-3474	1	460	,	,	PUNCT
fsr-3474	1	461	published	publish	VERB
fsr-3474	1	462	in	in	ADP
fsr-3474	1	463	collaboration	collaboration	NOUN
fsr-3474	1	464	with	with	ADP
fsr-3474	1	465	the	the	DET
fsr-3474	1	466	financial	financial	ADJ
fsr-3474	1	467	planning	planning	PROPN
fsr-3474	1	468	association	association	PROPN
fsr-3474	1	469	.	.	PUNCT
fsr-3474	2	1	membership	membership	NOUN
fsr-3474	2	2	dues	due	NOUN
fsr-3474	2	3	of	of	ADP
fsr-3474	2	4	$	$	SYM
fsr-3474	2	5	125	125	NUM
fsr-3474	2	6	to	to	ADP
fsr-3474	2	7	the	the	DET
fsr-3474	2	8	academy	academy	NOUN
fsr-3474	2	9	include	include	VERB
fsr-3474	2	10	a	a	DET
fsr-3474	2	11	one	one	NUM
fsr-3474	2	12	-	-	PUNCT
fsr-3474	2	13	year	year	NOUN
fsr-3474	2	14	subscription	subscription	NOUN
fsr-3474	2	15	to	to	ADP
fsr-3474	2	16	the	the	DET
fsr-3474	2	17	journal	journal	NOUN
fsr-3474	2	18	.	.	PUNCT
fsr-3474	3	1	financial	financial	ADJ
fsr-3474	3	2	planning	planning	PROPN
fsr-3474	3	3	association	association	NOUN
fsr-3474	3	4	members	member	NOUN
fsr-3474	3	5	receive	receive	VERB
fsr-3474	3	6	digital	digital	ADJ
fsr-3474	3	7	access	access	NOUN
fsr-3474	3	8	to	to	ADP
fsr-3474	3	9	the	the	DET
fsr-3474	3	10	current	current	ADJ
fsr-3474	3	11	volume	volume	NOUN
fsr-3474	3	12	/	/	SYM
fsr-3474	3	13	issue	issue	NOUN
fsr-3474	3	14	of	of	ADP
fsr-3474	3	15	the	the	DET
fsr-3474	3	16	journal	journal	NOUN
fsr-3474	3	17	.	.	PUNCT
fsr-3474	4	1	institutional	institutional	ADJ
fsr-3474	4	2	membership	membership	NOUN
fsr-3474	4	3	to	to	ADP
fsr-3474	4	4	academy	academy	PROPN
fsr-3474	4	5	of	of	ADP
fsr-3474	4	6	financial	financial	ADJ
fsr-3474	4	7	services	service	NOUN
fsr-3474	4	8	is	be	AUX
fsr-3474	4	9	$	$	SYM
fsr-3474	4	10	250	250	NUM
fsr-3474	4	11	and	and	CCONJ
fsr-3474	4	12	includes	include	VERB
fsr-3474	4	13	the	the	DET
fsr-3474	4	14	four	four	NUM
fsr-3474	4	15	annual	annual	ADJ
fsr-3474	4	16	issues	issue	NOUN
fsr-3474	4	17	of	of	ADP
fsr-3474	4	18	fsr	fsr	PROPN
fsr-3474	4	19	.	.	PUNCT
fsr-3474	5	1	how	how	SCONJ
fsr-3474	5	2	to	to	PART
fsr-3474	5	3	submit	submit	VERB
fsr-3474	5	4	:	:	PUNCT
fsr-3474	5	5	there	there	PRON
fsr-3474	5	6	is	be	VERB
fsr-3474	5	7	a	a	DET
fsr-3474	5	8	$	$	SYM
fsr-3474	5	9	100	100	NUM
fsr-3474	5	10	submission	submission	NOUN
fsr-3474	5	11	fee	fee	NOUN
fsr-3474	5	12	payable	payable	ADJ
fsr-3474	5	13	to	to	ADP
fsr-3474	5	14	the	the	DET
fsr-3474	5	15	academy	academy	NOUN
fsr-3474	5	16	of	of	ADP
fsr-3474	5	17	financial	financial	ADJ
fsr-3474	5	18	services	service	NOUN
fsr-3474	5	19	(	(	PUNCT
fsr-3474	5	20	afs	afs	NOUN
fsr-3474	5	21	)	)	PUNCT
fsr-3474	5	22	for	for	ADP
fsr-3474	5	23	all	all	DET
fsr-3474	5	24	submissions	submission	NOUN
fsr-3474	5	25	to	to	ADP
fsr-3474	5	26	fsr	fsr	PROPN
fsr-3474	5	27	.	.	PUNCT
fsr-3474	6	1	submission	submission	NOUN
fsr-3474	6	2	fees	fee	NOUN
fsr-3474	6	3	should	should	AUX
fsr-3474	6	4	be	be	AUX
fsr-3474	6	5	paid	pay	VERB
fsr-3474	6	6	online	online	ADV
fsr-3474	6	7	at	at	ADP
fsr-3474	6	8	academyfinancial.org	academyfinancial.org	NOUN
fsr-3474	6	9	.	.	PUNCT
fsr-3474	7	1	if	if	SCONJ
fsr-3474	7	2	none	none	NOUN
fsr-3474	7	3	of	of	ADP
fsr-3474	7	4	the	the	DET
fsr-3474	7	5	authors	author	NOUN
fsr-3474	7	6	is	be	AUX
fsr-3474	7	7	a	a	DET
fsr-3474	7	8	member	member	NOUN
fsr-3474	7	9	of	of	ADP
fsr-3474	7	10	afs	afs	NOUN
fsr-3474	7	11	,	,	PUNCT
fsr-3474	7	12	please	please	INTJ
fsr-3474	7	13	complete	complete	VERB
fsr-3474	7	14	an	an	DET
fsr-3474	7	15	online	online	ADJ
fsr-3474	7	16	membership	membership	NOUN
fsr-3474	7	17	application	application	NOUN
fsr-3474	7	18	form	form	NOUN
fsr-3474	7	19	,	,	PUNCT
fsr-3474	7	20	which	which	PRON
fsr-3474	7	21	can	can	AUX
fsr-3474	7	22	be	be	AUX
fsr-3474	7	23	downloaded	download	VERB
fsr-3474	7	24	at	at	ADP
fsr-3474	7	25	http://academyfinancial.org	http://academyfinancial.org	PROPN
fsr-3474	7	26	.	.	PUNCT
fsr-3474	8	1	when	when	SCONJ
fsr-3474	8	2	authors	author	NOUN
fsr-3474	8	3	pay	pay	VERB
fsr-3474	8	4	the	the	DET
fsr-3474	8	5	$	$	SYM
fsr-3474	8	6	100	100	NUM
fsr-3474	8	7	submission	submission	NOUN
fsr-3474	8	8	fee	fee	NOUN
fsr-3474	8	9	and	and	CCONJ
fsr-3474	8	10	are	be	AUX
fsr-3474	8	11	not	not	PART
fsr-3474	8	12	currently	currently	ADV
fsr-3474	8	13	members	member	NOUN
fsr-3474	8	14	,	,	PUNCT
fsr-3474	8	15	they	they	PRON
fsr-3474	8	16	receive	receive	VERB
fsr-3474	8	17	their	their	PRON
fsr-3474	8	18	first	first	ADJ
fsr-3474	8	19	year	year	NOUN
fsr-3474	8	20	of	of	ADP
fsr-3474	8	21	afs	afs	NOUN
fsr-3474	8	22	membership	membership	NOUN
fsr-3474	8	23	at	at	ADP
fsr-3474	8	24	no	no	DET
fsr-3474	8	25	charge	charge	NOUN
fsr-3474	8	26	.	.	PUNCT
fsr-3474	9	1	a	a	DET
fsr-3474	9	2	submission	submission	NOUN
fsr-3474	9	3	fee	fee	NOUN
fsr-3474	9	4	of	of	ADP
fsr-3474	9	5	$	$	SYM
fsr-3474	9	6	100	100	NUM
fsr-3474	9	7	per	per	ADP
fsr-3474	9	8	article	article	NOUN
fsr-3474	9	9	should	should	AUX
fsr-3474	9	10	be	be	AUX
fsr-3474	9	11	paid	pay	VERB
fsr-3474	9	12	at	at	ADP
fsr-3474	9	13	:	:	PUNCT
fsr-3474	9	14	https://academyoffinancialservices.wildapricot.org/submit-an-article	https://academyoffinancialservices.wildapricot.org/submit-an-article	PROPN
fsr-3474	9	15	.	.	PUNCT
fsr-3474	10	1	submit	submit	VERB
fsr-3474	10	2	your	your	PRON
fsr-3474	10	3	article	article	NOUN
fsr-3474	10	4	electronically	electronically	ADV
fsr-3474	10	5	as	as	ADP
fsr-3474	10	6	an	an	DET
fsr-3474	10	7	email	email	NOUN
fsr-3474	10	8	attachment	attachment	NOUN
fsr-3474	10	9	in	in	ADP
fsr-3474	10	10	word	word	NOUN
fsr-3474	10	11	format	format	NOUN
fsr-3474	10	12	only	only	ADV
fsr-3474	10	13	(	(	PUNCT
fsr-3474	10	14	no	no	DET
fsr-3474	10	15	pdfs	pdfs	NOUN
fsr-3474	10	16	please	please	INTJ
fsr-3474	10	17	)	)	PUNCT
fsr-3474	10	18	to	to	ADP
fsr-3474	10	19	the	the	DET
fsr-3474	10	20	editor	editor	NOUN
fsr-3474	10	21	terrance	terrance	PROPN
fsr-3474	10	22	k.	k.	PROPN
fsr-3474	10	23	martin	martin	PROPN
fsr-3474	10	24	at	at	ADP
fsr-3474	10	25	terrance.martin@uvu.edu	terrance.martin@uvu.edu	PROPN
fsr-3474	10	26	.	.	PUNCT
fsr-3474	11	1	style	style	NOUN
fsr-3474	11	2	information	information	NOUN
fsr-3474	11	3	for	for	ADP
fsr-3474	11	4	the	the	DET
fsr-3474	11	5	manuscripts	manuscript	NOUN
fsr-3474	11	6	can	can	AUX
fsr-3474	11	7	be	be	AUX
fsr-3474	11	8	found	find	VERB
fsr-3474	11	9	on	on	ADP
fsr-3474	11	10	the	the	DET
fsr-3474	11	11	inside	inside	ADJ
fsr-3474	11	12	back	back	ADJ
fsr-3474	11	13	cover	cover	NOUN
fsr-3474	11	14	of	of	ADP
fsr-3474	11	15	this	this	DET
fsr-3474	11	16	journal	journal	NOUN
fsr-3474	11	17	.	.	PUNCT
fsr-3474	12	1	copyright	copyright	NOUN
fsr-3474	12	2	©	©	PROPN
fsr-3474	12	3	2022	2022	NUM
fsr-3474	12	4	academy	academy	NOUN
fsr-3474	12	5	of	of	ADP
fsr-3474	12	6	financial	financial	ADJ
fsr-3474	12	7	services	service	NOUN
fsr-3474	12	8	.	.	PUNCT
fsr-3474	13	1	all	all	DET
fsr-3474	13	2	rights	right	NOUN
fsr-3474	13	3	of	of	ADP
fsr-3474	13	4	reproduction	reproduction	NOUN
fsr-3474	13	5	in	in	ADP
fsr-3474	13	6	any	any	DET
fsr-3474	13	7	form	form	NOUN
fsr-3474	13	8	reserved	reserve	VERB
fsr-3474	13	9	.	.	PUNCT
fsr-3474	14	1	financial	financial	ADJ
fsr-3474	14	2	services	service	NOUN
fsr-3474	14	3	review	review	VERB
fsr-3474	14	4	the	the	DET
fsr-3474	14	5	journal	journal	NOUN
fsr-3474	14	6	of	of	ADP
fsr-3474	14	7	individual	individual	ADJ
fsr-3474	14	8	financial	financial	ADJ
fsr-3474	14	9	management	management	NOUN
fsr-3474	14	10	vol	vol	NOUN
fsr-3474	14	11	.	.	PROPN
fsr-3474	15	1	30	30	NUM
fsr-3474	15	2	,	,	PUNCT
fsr-3474	15	3	no	no	INTJ
fsr-3474	15	4	.	.	NOUN
fsr-3474	15	5	2	2	NUM
fsr-3474	15	6	,	,	PUNCT
fsr-3474	15	7	2022	2022	NUM
fsr-3474	15	8	editor	editor	NOUN
fsr-3474	15	9	stuart	stuart	PROPN
fsr-3474	15	10	michelson	michelson	PROPN
fsr-3474	15	11	,	,	PUNCT
fsr-3474	15	12	stetson	stetson	PROPN
fsr-3474	15	13	university	university	PROPN
fsr-3474	15	14	terrance	terrance	PROPN
fsr-3474	15	15	k.	k.	PROPN
fsr-3474	15	16	martin	martin	PROPN
fsr-3474	15	17	,	,	PUNCT
fsr-3474	15	18	utah	utah	PROPN
fsr-3474	15	19	valley	valley	PROPN
fsr-3474	15	20	university	university	PROPN
fsr-3474	15	21	associate	associate	NOUN
fsr-3474	15	22	editors	editor	NOUN
fsr-3474	15	23	benefits	benefit	NOUN
fsr-3474	15	24	and	and	CCONJ
fsr-3474	15	25	retirement	retirement	NOUN
fsr-3474	15	26	planning	planning	NOUN
fsr-3474	15	27	vickie	vickie	PROPN
fsr-3474	15	28	bajtelsmit	bajtelsmit	PROPN
fsr-3474	15	29	colorado	colorado	PROPN
fsr-3474	15	30	state	state	PROPN
fsr-3474	15	31	university	university	PROPN
fsr-3474	15	32	stephen	stephen	PROPN
fsr-3474	15	33	m.	m.	PROPN
fsr-3474	15	34	horan	horan	PROPN
fsr-3474	15	35	cfa	cfa	PROPN
fsr-3474	15	36	institute	institute	PROPN
fsr-3474	15	37	walter	walter	PROPN
fsr-3474	15	38	woerheide	woerheide	VERB
fsr-3474	15	39	the	the	DET
fsr-3474	15	40	american	american	PROPN
fsr-3474	15	41	college	college	PROPN
fsr-3474	15	42	estate	estate	PROPN
fsr-3474	15	43	planning	planning	PROPN
fsr-3474	15	44	anne	anne	PROPN
fsr-3474	15	45	wenger	wenger	PROPN
fsr-3474	15	46	san	san	PROPN
fsr-3474	15	47	diego	diego	PROPN
fsr-3474	15	48	state	state	PROPN
fsr-3474	15	49	university	university	PROPN
fsr-3474	15	50	giovanni	giovanni	PROPN
fsr-3474	15	51	fernandez	fernandez	PROPN
fsr-3474	15	52	stetson	stetson	PROPN
fsr-3474	15	53	university	university	PROPN
fsr-3474	15	54	investments	investments	PROPN
fsr-3474	15	55	robert	robert	PROPN
fsr-3474	15	56	brooks	brooks	PROPN
fsr-3474	15	57	university	university	PROPN
fsr-3474	15	58	of	of	ADP
fsr-3474	15	59	alabama	alabama	PROPN
fsr-3474	15	60	john	john	PROPN
fsr-3474	15	61	clinebell	clinebell	PROPN
fsr-3474	15	62	university	university	PROPN
fsr-3474	15	63	of	of	ADP
fsr-3474	15	64	northern	northern	PROPN
fsr-3474	15	65	colorado	colorado	PROPN
fsr-3474	15	66	james	james	PROPN
fsr-3474	15	67	dilellio	dilellio	PROPN
fsr-3474	15	68	pepperdine	pepperdine	PROPN
fsr-3474	15	69	university	university	PROPN
fsr-3474	15	70	dale	dale	PROPN
fsr-3474	15	71	domian	domian	PROPN
fsr-3474	15	72	york	york	PROPN
fsr-3474	15	73	university	university	PROPN
fsr-3474	15	74	jim	jim	PROPN
fsr-3474	15	75	gilkeson	gilkeson	PROPN
fsr-3474	15	76	university	university	PROPN
fsr-3474	15	77	of	of	ADP
fsr-3474	15	78	central	central	PROPN
fsr-3474	15	79	florida	florida	PROPN
fsr-3474	15	80	william	william	PROPN
fsr-3474	15	81	jennings	jennings	PROPN
fsr-3474	15	82	united	united	PROPN
fsr-3474	15	83	states	states	PROPN
fsr-3474	15	84	air	air	PROPN
fsr-3474	15	85	force	force	PROPN
fsr-3474	15	86	academy	academy	PROPN
fsr-3474	15	87	david	david	PROPN
fsr-3474	15	88	nanigian	nanigian	PROPN
fsr-3474	15	89	csu	csu	PROPN
fsr-3474	15	90	fullerton	fullerton	PROPN
fsr-3474	15	91	insurance	insurance	PROPN
fsr-3474	15	92	larry	larry	PROPN
fsr-3474	15	93	cox	cox	PROPN
fsr-3474	15	94	university	university	PROPN
fsr-3474	15	95	of	of	ADP
fsr-3474	15	96	mississippi	mississippi	PROPN
fsr-3474	15	97	financial	financial	PROPN
fsr-3474	15	98	planning	planning	PROPN
fsr-3474	15	99	swarn	swarn	PROPN
fsr-3474	15	100	chatterjee	chatterjee	PROPN
fsr-3474	15	101	university	university	PROPN
fsr-3474	15	102	of	of	ADP
fsr-3474	15	103	georgia	georgia	PROPN
fsr-3474	15	104	sherman	sherman	PROPN
fsr-3474	15	105	hanna	hanna	PROPN
fsr-3474	15	106	ohio	ohio	PROPN
fsr-3474	15	107	state	state	PROPN
fsr-3474	15	108	university	university	PROPN
fsr-3474	15	109	patti	patti	PROPN
fsr-3474	15	110	fisher	fisher	PROPN
fsr-3474	15	111	virginia	virginia	PROPN
fsr-3474	15	112	tech	tech	PROPN
fsr-3474	15	113	university	university	PROPN
fsr-3474	15	114	wade	wade	PROPN
fsr-3474	15	115	d.	d.	PROPN
fsr-3474	15	116	pfau	pfau	VERB
fsr-3474	15	117	the	the	DET
fsr-3474	15	118	american	american	PROPN
fsr-3474	15	119	college	college	PROPN
fsr-3474	15	120	john	john	PROPN
fsr-3474	15	121	salter	salter	PROPN
fsr-3474	15	122	texas	texas	PROPN
fsr-3474	15	123	tech	tech	PROPN
fsr-3474	15	124	university	university	PROPN
fsr-3474	15	125	financial	financial	ADJ
fsr-3474	15	126	institutions	institution	NOUN
fsr-3474	15	127	stanley	stanley	PROPN
fsr-3474	15	128	d.	d.	PROPN
fsr-3474	15	129	smith	smith	PROPN
fsr-3474	15	130	university	university	PROPN
fsr-3474	15	131	of	of	ADP
fsr-3474	15	132	central	central	PROPN
fsr-3474	15	133	florida	florida	PROPN
fsr-3474	15	134	investor	investor	NOUN
fsr-3474	15	135	psychology	psychology	NOUN
fsr-3474	15	136	and	and	CCONJ
fsr-3474	15	137	counseling	counsel	VERB
fsr-3474	15	138	john	john	PROPN
fsr-3474	15	139	nofsinger	nofsinger	PROPN
fsr-3474	15	140	washington	washington	PROPN
fsr-3474	15	141	state	state	PROPN
fsr-3474	15	142	university	university	PROPN
fsr-3474	15	143	meir	meir	PROPN
fsr-3474	15	144	statman	statman	PROPN
fsr-3474	15	145	santa	santa	PROPN
fsr-3474	15	146	clara	clara	PROPN
fsr-3474	15	147	university	university	PROPN
fsr-3474	15	148	financial	financial	ADJ
fsr-3474	15	149	literacy	literacy	NOUN
fsr-3474	15	150	ning	ning	PROPN
fsr-3474	15	151	tang	tang	PROPN
fsr-3474	15	152	san	san	PROPN
fsr-3474	15	153	diego	diego	PROPN
fsr-3474	15	154	state	state	PROPN
fsr-3474	15	155	university	university	PROPN
fsr-3474	15	156	international	international	PROPN
fsr-3474	15	157	lawrence	lawrence	PROPN
fsr-3474	15	158	rose	rise	VERB
fsr-3474	15	159	massey	massey	PROPN
fsr-3474	15	160	university	university	PROPN
fsr-3474	15	161	education	education	PROPN
fsr-3474	15	162	jerry	jerry	PROPN
fsr-3474	15	163	stevens	stevens	PROPN
fsr-3474	15	164	university	university	PROPN
fsr-3474	15	165	of	of	ADP
fsr-3474	15	166	richmond	richmond	PROPN
fsr-3474	15	167	financial	financial	ADJ
fsr-3474	15	168	planning	planning	NOUN
fsr-3474	15	169	profession	profession	NOUN
fsr-3474	15	170	tom	tom	PROPN
fsr-3474	15	171	warschauer	warschauer	PROPN
fsr-3474	15	172	san	san	PROPN
fsr-3474	15	173	diego	diego	PROPN
fsr-3474	15	174	state	state	PROPN
fsr-3474	15	175	university	university	PROPN
fsr-3474	15	176	co	co	VERB
fsr-3474	15	177	-	-	VERB
fsr-3474	15	178	published	publish	VERB
fsr-3474	15	179	by	by	ADP
fsr-3474	15	180	the	the	DET
fsr-3474	15	181	academy	academy	NOUN
fsr-3474	15	182	of	of	ADP
fsr-3474	15	183	financial	financial	ADJ
fsr-3474	15	184	services	service	NOUN
fsr-3474	15	185	and	and	CCONJ
fsr-3474	15	186	the	the	DET
fsr-3474	15	187	financial	financial	ADJ
fsr-3474	15	188	planning	planning	NOUN
fsr-3474	15	189	association	association	PROPN
fsr-3474	15	190	the	the	DET
fsr-3474	15	191	editor	editor	NOUN
fsr-3474	15	192	of	of	ADP
fsr-3474	15	193	financial	financial	ADJ
fsr-3474	15	194	services	service	NOUN
fsr-3474	15	195	review	review	VERB
fsr-3474	15	196	wishes	wish	VERB
fsr-3474	15	197	to	to	PART
fsr-3474	15	198	thank	thank	VERB
fsr-3474	15	199	the	the	DET
fsr-3474	15	200	stetson	stetson	NOUN
fsr-3474	15	201	university	university	NOUN
fsr-3474	15	202	,	,	PUNCT
fsr-3474	15	203	school	school	NOUN
fsr-3474	15	204	of	of	ADP
fsr-3474	15	205	business	business	NOUN
fsr-3474	15	206	,	,	PUNCT
fsr-3474	15	207	for	for	ADP
fsr-3474	15	208	its	its	PRON
fsr-3474	15	209	continuing	continue	VERB
fsr-3474	15	210	financial	financial	ADJ
fsr-3474	15	211	and	and	CCONJ
fsr-3474	15	212	intellectual	intellectual	ADJ
fsr-3474	15	213	support	support	NOUN
fsr-3474	15	214	of	of	ADP
fsr-3474	15	215	the	the	DET
fsr-3474	15	216	journal	journal	NOUN
fsr-3474	15	217	.	.	PUNCT
fsr-3474	16	1	aims	aim	NOUN
fsr-3474	16	2	and	and	CCONJ
fsr-3474	16	3	scope	scope	NOUN
fsr-3474	16	4	:	:	PUNCT
fsr-3474	16	5	financial	financial	ADJ
fsr-3474	16	6	services	service	NOUN
fsr-3474	16	7	review	review	NOUN
fsr-3474	16	8	is	be	AUX
fsr-3474	16	9	the	the	DET
fsr-3474	16	10	official	official	ADJ
fsr-3474	16	11	publication	publication	NOUN
fsr-3474	16	12	of	of	ADP
fsr-3474	16	13	the	the	DET
fsr-3474	16	14	academy	academy	NOUN
fsr-3474	16	15	of	of	ADP
fsr-3474	16	16	financial	financial	ADJ
fsr-3474	16	17	services	service	NOUN
fsr-3474	16	18	.	.	PUNCT
fsr-3474	17	1	the	the	DET
fsr-3474	17	2	purpose	purpose	NOUN
fsr-3474	17	3	of	of	ADP
fsr-3474	17	4	this	this	DET
fsr-3474	17	5	refereed	refereed	ADJ
fsr-3474	17	6	academic	academic	ADJ
fsr-3474	17	7	journal	journal	NOUN
fsr-3474	17	8	is	be	AUX
fsr-3474	17	9	to	to	PART
fsr-3474	17	10	encourage	encourage	VERB
fsr-3474	17	11	rigorous	rigorous	ADJ
fsr-3474	17	12	empirical	empirical	ADJ
fsr-3474	17	13	research	research	NOUN
fsr-3474	17	14	that	that	PRON
fsr-3474	17	15	examines	examine	VERB
fsr-3474	17	16	individual	individual	ADJ
fsr-3474	17	17	behavior	behavior	NOUN
fsr-3474	17	18	in	in	ADP
fsr-3474	17	19	terms	term	NOUN
fsr-3474	17	20	of	of	ADP
fsr-3474	17	21	financial	financial	ADJ
fsr-3474	17	22	planning	planning	NOUN
fsr-3474	17	23	and	and	CCONJ
fsr-3474	17	24	services	service	NOUN
fsr-3474	17	25	.	.	PUNCT
fsr-3474	18	1	in	in	ADP
fsr-3474	18	2	contrast	contrast	NOUN
fsr-3474	18	3	to	to	ADP
fsr-3474	18	4	the	the	DET
fsr-3474	18	5	many	many	ADJ
fsr-3474	18	6	corporate	corporate	ADJ
fsr-3474	18	7	or	or	CCONJ
fsr-3474	18	8	institutional	institutional	ADJ
fsr-3474	18	9	journals	journal	NOUN
fsr-3474	18	10	that	that	PRON
fsr-3474	18	11	are	be	AUX
fsr-3474	18	12	available	available	ADJ
fsr-3474	18	13	in	in	ADP
fsr-3474	18	14	finance	finance	NOUN
fsr-3474	18	15	,	,	PUNCT
fsr-3474	18	16	the	the	DET
fsr-3474	18	17	focus	focus	NOUN
fsr-3474	18	18	of	of	ADP
fsr-3474	18	19	this	this	DET
fsr-3474	18	20	journal	journal	NOUN
fsr-3474	18	21	is	be	AUX
fsr-3474	18	22	on	on	ADP
fsr-3474	18	23	individual	individual	ADJ
fsr-3474	18	24	financial	financial	ADJ
fsr-3474	18	25	issues	issue	NOUN
fsr-3474	18	26	.	.	PUNCT
fsr-3474	19	1	the	the	DET
fsr-3474	19	2	journal	journal	NOUN
fsr-3474	19	3	provides	provide	VERB
fsr-3474	19	4	a	a	DET
fsr-3474	19	5	forum	forum	NOUN
fsr-3474	19	6	for	for	ADP
fsr-3474	19	7	those	those	PRON
fsr-3474	19	8	who	who	PRON
fsr-3474	19	9	are	be	AUX
fsr-3474	19	10	interested	interested	ADJ
fsr-3474	19	11	in	in	ADP
fsr-3474	19	12	the	the	DET
fsr-3474	19	13	individual	individual	ADJ
fsr-3474	19	14	perspective	perspective	NOUN
fsr-3474	19	15	on	on	ADP
fsr-3474	19	16	issues	issue	NOUN
fsr-3474	19	17	in	in	ADP
fsr-3474	19	18	the	the	DET
fsr-3474	19	19	areas	area	NOUN
fsr-3474	19	20	of	of	ADP
fsr-3474	19	21	financial	financial	ADJ
fsr-3474	19	22	services	service	NOUN
fsr-3474	19	23	,	,	PUNCT
fsr-3474	19	24	employee	employee	NOUN
fsr-3474	19	25	benefits	benefit	NOUN
fsr-3474	19	26	,	,	PUNCT
fsr-3474	19	27	estate	estate	NOUN
fsr-3474	19	28	and	and	CCONJ
fsr-3474	19	29	tax	tax	NOUN
fsr-3474	19	30	planning	planning	NOUN
fsr-3474	19	31	,	,	PUNCT
fsr-3474	19	32	financial	financial	ADJ
fsr-3474	19	33	counseling	counseling	NOUN
fsr-3474	19	34	,	,	PUNCT
fsr-3474	19	35	financial	financial	ADJ
fsr-3474	19	36	planning	planning	NOUN
fsr-3474	19	37	,	,	PUNCT
fsr-3474	19	38	insurance	insurance	NOUN
fsr-3474	19	39	,	,	PUNCT
fsr-3474	19	40	investments	investment	NOUN
fsr-3474	19	41	,	,	PUNCT
fsr-3474	19	42	mutual	mutual	ADJ
fsr-3474	19	43	funds	fund	NOUN
fsr-3474	19	44	,	,	PUNCT
fsr-3474	19	45	pension	pension	NOUN
fsr-3474	19	46	and	and	CCONJ
fsr-3474	19	47	retirement	retirement	NOUN
fsr-3474	19	48	planning	planning	NOUN
fsr-3474	19	49	,	,	PUNCT
fsr-3474	19	50	and	and	CCONJ
fsr-3474	19	51	real	real	ADJ
fsr-3474	19	52	estate	estate	NOUN
fsr-3474	19	53	.	.	PUNCT
fsr-3474	20	1	publication	publication	NOUN
fsr-3474	20	2	information	information	NOUN
fsr-3474	20	3	.	.	PUNCT
fsr-3474	21	1	financial	financial	ADJ
fsr-3474	21	2	services	service	NOUN
fsr-3474	21	3	review	review	NOUN
fsr-3474	21	4	is	be	AUX
fsr-3474	21	5	co	co	VERB
fsr-3474	21	6	-	-	VERB
fsr-3474	21	7	published	publish	VERB
fsr-3474	21	8	quarterly	quarterly	NOUN
fsr-3474	21	9	by	by	ADP
fsr-3474	21	10	the	the	DET
fsr-3474	21	11	academy	academy	PROPN
fsr-3474	21	12	of	of	ADP
fsr-3474	21	13	financial	financial	ADJ
fsr-3474	21	14	services	service	NOUN
fsr-3474	21	15	,	,	PUNCT
fsr-3474	21	16	and	and	CCONJ
fsr-3474	21	17	the	the	DET
fsr-3474	21	18	financial	financial	ADJ
fsr-3474	21	19	planning	planning	PROPN
fsr-3474	21	20	association	association	PROPN
fsr-3474	21	21	.	.	PUNCT
fsr-3474	22	1	institutional	institutional	ADJ
fsr-3474	22	2	subscription	subscription	NOUN
fsr-3474	22	3	price	price	NOUN
fsr-3474	22	4	is	be	AUX
fsr-3474	22	5	$	$	SYM
fsr-3474	22	6	250	250	NUM
fsr-3474	22	7	.	.	PUNCT
fsr-3474	23	1	academic	academic	ADJ
fsr-3474	23	2	subscription	subscription	NOUN
fsr-3474	23	3	price	price	NOUN
fsr-3474	23	4	is	be	AUX
fsr-3474	23	5	$	$	SYM
fsr-3474	23	6	125	125	NUM
fsr-3474	23	7	and	and	CCONJ
fsr-3474	23	8	is	be	AUX
fsr-3474	23	9	available	available	ADJ
fsr-3474	23	10	by	by	ADP
fsr-3474	23	11	joining	join	VERB
fsr-3474	23	12	the	the	DET
fsr-3474	23	13	academy	academy	NOUN
fsr-3474	23	14	of	of	ADP
fsr-3474	23	15	financial	financial	ADJ
fsr-3474	23	16	services	service	NOUN
fsr-3474	23	17	.	.	PUNCT
fsr-3474	24	1	academic	academic	ADJ
fsr-3474	24	2	subscription	subscription	NOUN
fsr-3474	24	3	includes	include	VERB
fsr-3474	24	4	four	four	NUM
fsr-3474	24	5	emailed	email	VERB
fsr-3474	24	6	online	online	ADJ
fsr-3474	24	7	issues	issue	NOUN
fsr-3474	24	8	of	of	ADP
fsr-3474	24	9	financial	financial	ADJ
fsr-3474	24	10	services	service	NOUN
fsr-3474	24	11	review	review	VERB
fsr-3474	24	12	each	each	DET
fsr-3474	24	13	year	year	NOUN
fsr-3474	24	14	.	.	PUNCT
fsr-3474	25	1	hardcopies	hardcopie	NOUN
fsr-3474	25	2	of	of	ADP
fsr-3474	25	3	the	the	DET
fsr-3474	25	4	journal	journal	NOUN
fsr-3474	25	5	are	be	AUX
fsr-3474	25	6	available	available	ADJ
fsr-3474	25	7	at	at	ADP
fsr-3474	25	8	additional	additional	ADJ
fsr-3474	25	9	cost	cost	NOUN
fsr-3474	25	10	.	.	PUNCT
fsr-3474	26	1	further	further	ADJ
fsr-3474	26	2	information	information	NOUN
fsr-3474	26	3	on	on	ADP
fsr-3474	26	4	this	this	DET
fsr-3474	26	5	journal	journal	NOUN
fsr-3474	26	6	and	and	CCONJ
fsr-3474	26	7	the	the	DET
fsr-3474	26	8	academy	academy	NOUN
fsr-3474	26	9	of	of	ADP
fsr-3474	26	10	financial	financial	ADJ
fsr-3474	26	11	services	service	NOUN
fsr-3474	26	12	is	be	AUX
fsr-3474	26	13	available	available	ADJ
fsr-3474	26	14	from	from	ADP
fsr-3474	26	15	the	the	DET
fsr-3474	26	16	website	website	NOUN
fsr-3474	26	17	,	,	PUNCT
fsr-3474	26	18	http://www.academyfinancial.org	http://www.academyfinancial.org	PROPN
fsr-3474	26	19	.	.	PUNCT
fsr-3474	27	1	postmaster	postmaster	NOUN
fsr-3474	27	2	and	and	CCONJ
fsr-3474	27	3	subscribers	subscriber	NOUN
fsr-3474	27	4	should	should	AUX
fsr-3474	27	5	send	send	VERB
fsr-3474	27	6	change	change	NOUN
fsr-3474	27	7	of	of	ADP
fsr-3474	27	8	address	address	NOUN
fsr-3474	27	9	notices	notice	NOUN
fsr-3474	27	10	to	to	ADP
fsr-3474	27	11	terrance	terrance	PROPN
fsr-3474	27	12	k.	k.	PROPN
fsr-3474	27	13	martin	martin	PROPN
fsr-3474	27	14	,	,	PUNCT
fsr-3474	27	15	academy	academy	NOUN
fsr-3474	27	16	of	of	ADP
fsr-3474	27	17	financial	financial	PROPN
fsr-3474	27	18	services	services	PROPN
fsr-3474	27	19	,	,	PUNCT
fsr-3474	27	20	utah	utah	PROPN
fsr-3474	27	21	valley	valley	PROPN
fsr-3474	27	22	university	university	PROPN
fsr-3474	27	23	,	,	PUNCT
fsr-3474	27	24	woodbury	woodbury	PROPN
fsr-3474	27	25	school	school	PROPN
fsr-3474	27	26	of	of	ADP
fsr-3474	27	27	business	business	NOUN
fsr-3474	27	28	,	,	PUNCT
fsr-3474	27	29	800	800	NUM
fsr-3474	27	30	w.	w.	PROPN
fsr-3474	27	31	university	university	PROPN
fsr-3474	27	32	pkwy	pkwy	PROPN
fsr-3474	27	33	.	.	PROPN
fsr-3474	27	34	,	,	PUNCT
fsr-3474	27	35	orem	orem	PROPN
fsr-3474	27	36	,	,	PUNCT
fsr-3474	27	37	ut	ut	PROPN
fsr-3474	27	38	84058	84058	NUM
fsr-3474	27	39	.	.	PUNCT
fsr-3474	28	1	editorial	editorial	ADJ
fsr-3474	28	2	office	office	NOUN
fsr-3474	28	3	:	:	PUNCT
fsr-3474	28	4	terrance	terrance	PROPN
fsr-3474	28	5	k.	k.	PROPN
fsr-3474	28	6	martin	martin	PROPN
fsr-3474	28	7	,	,	PUNCT
fsr-3474	28	8	woodbury	woodbury	PROPN
fsr-3474	28	9	school	school	PROPN
fsr-3474	28	10	of	of	ADP
fsr-3474	28	11	business	business	NOUN
fsr-3474	28	12	,	,	PUNCT
fsr-3474	28	13	utah	utah	PROPN
fsr-3474	28	14	valley	valley	PROPN
fsr-3474	28	15	university	university	PROPN
fsr-3474	28	16	,	,	PUNCT
fsr-3474	28	17	800	800	NUM
fsr-3474	28	18	w.	w.	PROPN
fsr-3474	28	19	university	university	PROPN
fsr-3474	28	20	pkwy	pkwy	PROPN
fsr-3474	28	21	.	.	PROPN
fsr-3474	28	22	,	,	PUNCT
fsr-3474	28	23	orem	orem	PROPN
fsr-3474	28	24	,	,	PUNCT
fsr-3474	28	25	ut	ut	PROPN
fsr-3474	28	26	84058	84058	NUM
fsr-3474	28	27	.	.	PUNCT
fsr-3474	29	1	phone	phone	NOUN
fsr-3474	29	2	:	:	PUNCT
fsr-3474	29	3	(	(	PUNCT
fsr-3474	29	4	940	940	NUM
fsr-3474	29	5	)	)	PUNCT
fsr-3474	29	6	225	225	NUM
fsr-3474	29	7	-	-	SYM
fsr-3474	29	8	5027	5027	NUM
fsr-3474	29	9	.	.	PUNCT
fsr-3474	30	1	email	email	NOUN
fsr-3474	30	2	address	address	NOUN
fsr-3474	30	3	:	:	PUNCT
fsr-3474	30	4	terrance.martin@uvu.edu	terrance.martin@uvu.edu	PROPN
fsr-3474	30	5	.	.	PUNCT
fsr-3474	30	6	advertising	advertising	NOUN
fsr-3474	30	7	information	information	NOUN
fsr-3474	30	8	.	.	PUNCT
fsr-3474	31	1	those	those	PRON
fsr-3474	31	2	interested	interested	ADJ
fsr-3474	31	3	in	in	ADP
fsr-3474	31	4	advertising	advertising	NOUN
fsr-3474	31	5	in	in	ADP
fsr-3474	31	6	the	the	DET
fsr-3474	31	7	journal	journal	NOUN
fsr-3474	31	8	should	should	AUX
fsr-3474	31	9	contact	contact	VERB
fsr-3474	31	10	terrance	terrance	PROPN
fsr-3474	31	11	k.	k.	PROPN
fsr-3474	31	12	martin	martin	PROPN
fsr-3474	31	13	,	,	PUNCT
fsr-3474	31	14	woodbury	woodbury	PROPN
fsr-3474	31	15	school	school	PROPN
fsr-3474	31	16	of	of	ADP
fsr-3474	31	17	business	business	NOUN
fsr-3474	31	18	,	,	PUNCT
fsr-3474	31	19	utah	utah	PROPN
fsr-3474	31	20	valley	valley	PROPN
fsr-3474	31	21	university	university	PROPN
fsr-3474	31	22	,	,	PUNCT
fsr-3474	31	23	800	800	NUM
fsr-3474	31	24	w.	w.	PROPN
fsr-3474	31	25	university	university	PROPN
fsr-3474	31	26	pkwy	pkwy	PROPN
fsr-3474	31	27	.	.	PROPN
fsr-3474	31	28	,	,	PUNCT
fsr-3474	31	29	orem	orem	PROPN
fsr-3474	31	30	,	,	PUNCT
fsr-3474	31	31	ut	ut	PROPN
fsr-3474	31	32	84058	84058	NUM
fsr-3474	31	33	.	.	PUNCT
fsr-3474	32	1	email	email	NOUN
fsr-3474	32	2	address	address	NOUN
fsr-3474	32	3	:	:	PUNCT
fsr-3474	32	4	terrance.martin@uvu.edu	terrance.martin@uvu.edu	PROPN
fsr-3474	32	5	,	,	PUNCT
fsr-3474	32	6	(	(	PUNCT
fsr-3474	32	7	940	940	NUM
fsr-3474	32	8	)	)	PUNCT
fsr-3474	32	9	225	225	NUM
fsr-3474	32	10	-	-	SYM
fsr-3474	32	11	5027	5027	NUM
fsr-3474	32	12	.	.	PUNCT
fsr-3474	33	1	printed	print	VERB
fsr-3474	33	2	in	in	ADP
fsr-3474	33	3	the	the	DET
fsr-3474	33	4	usa	usa	PROPN
fsr-3474	33	5	©	©	PROPN
fsr-3474	33	6	2022	2022	NUM
fsr-3474	33	7	academy	academy	NOUN
fsr-3474	33	8	of	of	ADP
fsr-3474	33	9	financial	financial	ADJ
fsr-3474	33	10	services	service	NOUN
fsr-3474	33	11	.	.	PUNCT
fsr-3474	34	1	all	all	DET
fsr-3474	34	2	rights	right	NOUN
fsr-3474	34	3	reserved	reserve	VERB
fsr-3474	34	4	.	.	PUNCT
fsr-3474	35	1	this	this	DET
fsr-3474	35	2	journal	journal	NOUN
fsr-3474	35	3	and	and	CCONJ
fsr-3474	35	4	the	the	DET
fsr-3474	35	5	individual	individual	ADJ
fsr-3474	35	6	contributions	contribution	NOUN
fsr-3474	35	7	contained	contain	VERB
fsr-3474	35	8	in	in	ADP
fsr-3474	35	9	it	it	PRON
fsr-3474	35	10	are	be	AUX
fsr-3474	35	11	protected	protect	VERB
fsr-3474	35	12	under	under	ADP
fsr-3474	35	13	copyright	copyright	NOUN
fsr-3474	35	14	by	by	ADP
fsr-3474	35	15	the	the	DET
fsr-3474	35	16	academy	academy	PROPN
fsr-3474	35	17	of	of	ADP
fsr-3474	35	18	financial	financial	ADJ
fsr-3474	35	19	services	service	NOUN
fsr-3474	35	20	,	,	PUNCT
fsr-3474	35	21	and	and	CCONJ
fsr-3474	35	22	the	the	DET
fsr-3474	35	23	following	follow	VERB
fsr-3474	35	24	terms	term	NOUN
fsr-3474	35	25	and	and	CCONJ
fsr-3474	35	26	conditions	condition	NOUN
fsr-3474	35	27	apply	apply	VERB
fsr-3474	35	28	to	to	ADP
fsr-3474	35	29	their	their	PRON
fsr-3474	35	30	use	use	NOUN
fsr-3474	35	31	:	:	PUNCT
fsr-3474	35	32	photocopying	photocopy	VERB
fsr-3474	35	33	single	single	ADJ
fsr-3474	35	34	photocopies	photocopy	NOUN
fsr-3474	35	35	of	of	ADP
fsr-3474	35	36	single	single	ADJ
fsr-3474	35	37	articles	article	NOUN
fsr-3474	35	38	may	may	AUX
fsr-3474	35	39	be	be	AUX
fsr-3474	35	40	made	make	VERB
fsr-3474	35	41	for	for	ADP
fsr-3474	35	42	personal	personal	ADJ
fsr-3474	35	43	use	use	NOUN
fsr-3474	35	44	as	as	SCONJ
fsr-3474	35	45	allowed	allow	VERB
fsr-3474	35	46	by	by	ADP
fsr-3474	35	47	national	national	ADJ
fsr-3474	35	48	copyright	copyright	NOUN
fsr-3474	35	49	laws	law	NOUN
fsr-3474	35	50	.	.	PUNCT
fsr-3474	36	1	in	in	ADP
fsr-3474	36	2	addition	addition	NOUN
fsr-3474	36	3	,	,	PUNCT
fsr-3474	36	4	the	the	DET
fsr-3474	36	5	academy	academy	NOUN
fsr-3474	36	6	of	of	ADP
fsr-3474	36	7	financial	financial	ADJ
fsr-3474	36	8	services	service	NOUN
fsr-3474	36	9	hereby	hereby	ADV
fsr-3474	36	10	permits	permit	VERB
fsr-3474	36	11	educators	educator	NOUN
fsr-3474	36	12	and	and	CCONJ
fsr-3474	36	13	educational	educational	ADJ
fsr-3474	36	14	institutions	institution	NOUN
fsr-3474	36	15	the	the	DET
fsr-3474	36	16	right	right	NOUN
fsr-3474	36	17	to	to	PART
fsr-3474	36	18	make	make	VERB
fsr-3474	36	19	photocopies	photocopy	NOUN
fsr-3474	36	20	for	for	ADP
fsr-3474	36	21	non	non	ADJ
fsr-3474	36	22	-	-	ADJ
fsr-3474	36	23	profit	profit	ADJ
fsr-3474	36	24	educational	educational	ADJ
fsr-3474	36	25	classroom	classroom	NOUN
fsr-3474	36	26	use	use	NOUN
fsr-3474	36	27	.	.	PUNCT
fsr-3474	37	1	permission	permission	NOUN
fsr-3474	37	2	of	of	ADP
fsr-3474	37	3	the	the	DET
fsr-3474	37	4	academy	academy	NOUN
fsr-3474	37	5	is	be	AUX
fsr-3474	37	6	required	require	VERB
fsr-3474	37	7	for	for	ADP
fsr-3474	37	8	all	all	DET
fsr-3474	37	9	other	other	ADJ
fsr-3474	37	10	photocopying	photocopying	NOUN
fsr-3474	37	11	,	,	PUNCT
fsr-3474	37	12	including	include	VERB
fsr-3474	37	13	multiple	multiple	ADJ
fsr-3474	37	14	or	or	CCONJ
fsr-3474	37	15	systematic	systematic	ADJ
fsr-3474	37	16	copying	copying	NOUN
fsr-3474	37	17	,	,	PUNCT
fsr-3474	37	18	copying	copy	VERB
fsr-3474	37	19	for	for	ADP
fsr-3474	37	20	advertising	advertising	NOUN
fsr-3474	37	21	or	or	CCONJ
fsr-3474	37	22	promotional	promotional	ADJ
fsr-3474	37	23	purposes	purpose	NOUN
fsr-3474	37	24	,	,	PUNCT
fsr-3474	37	25	resale	resale	NOUN
fsr-3474	37	26	,	,	PUNCT
fsr-3474	37	27	and	and	CCONJ
fsr-3474	37	28	all	all	DET
fsr-3474	37	29	forms	form	NOUN
fsr-3474	37	30	of	of	ADP
fsr-3474	37	31	document	document	NOUN
fsr-3474	37	32	delivery	delivery	NOUN
fsr-3474	37	33	.	.	PUNCT
fsr-3474	38	1	permissions	permission	NOUN
fsr-3474	38	2	may	may	AUX
fsr-3474	38	3	be	be	AUX
fsr-3474	38	4	sought	seek	VERB
fsr-3474	38	5	directly	directly	ADV
fsr-3474	38	6	from	from	ADP
fsr-3474	38	7	the	the	DET
fsr-3474	38	8	editor	editor	NOUN
fsr-3474	38	9	,	,	PUNCT
fsr-3474	38	10	terrance	terrance	PROPN
fsr-3474	38	11	k.	k.	PROPN
fsr-3474	38	12	martin	martin	PROPN
fsr-3474	38	13	,	,	PUNCT
fsr-3474	38	14	woodbury	woodbury	PROPN
fsr-3474	38	15	school	school	PROPN
fsr-3474	38	16	of	of	ADP
fsr-3474	38	17	business	business	NOUN
fsr-3474	38	18	,	,	PUNCT
fsr-3474	38	19	utah	utah	PROPN
fsr-3474	38	20	valley	valley	PROPN
fsr-3474	38	21	university	university	PROPN
fsr-3474	38	22	,	,	PUNCT
fsr-3474	38	23	800	800	NUM
fsr-3474	38	24	w.	w.	PROPN
fsr-3474	38	25	university	university	PROPN
fsr-3474	38	26	pkwy	pkwy	PROPN
fsr-3474	38	27	.	.	PROPN
fsr-3474	38	28	,	,	PUNCT
fsr-3474	38	29	orem	orem	PROPN
fsr-3474	38	30	,	,	PUNCT
fsr-3474	38	31	ut	ut	PROPN
fsr-3474	38	32	84058	84058	NUM
fsr-3474	38	33	.	.	PUNCT
fsr-3474	39	1	phone	phone	NOUN
fsr-3474	39	2	:	:	PUNCT
fsr-3474	39	3	(	(	PUNCT
fsr-3474	39	4	940	940	NUM
fsr-3474	39	5	)	)	PUNCT
fsr-3474	39	6	225	225	NUM
fsr-3474	39	7	-	-	SYM
fsr-3474	39	8	5027	5027	NUM
fsr-3474	39	9	.	.	PUNCT
fsr-3474	40	1	email	email	NOUN
fsr-3474	40	2	address	address	NOUN
fsr-3474	40	3	:	:	PUNCT
fsr-3474	41	1	terrance.martin@uvu.edu	terrance.martin@uvu.edu	PROPN
fsr-3474	41	2	.	.	PUNCT
fsr-3474	42	1	derivative	derivative	ADJ
fsr-3474	42	2	works	work	NOUN
fsr-3474	42	3	subscribers	subscriber	NOUN
fsr-3474	42	4	may	may	AUX
fsr-3474	42	5	reproduce	reproduce	VERB
fsr-3474	42	6	tables	table	NOUN
fsr-3474	42	7	of	of	ADP
fsr-3474	42	8	contents	content	NOUN
fsr-3474	42	9	or	or	CCONJ
fsr-3474	42	10	prepare	prepare	VERB
fsr-3474	42	11	lists	list	NOUN
fsr-3474	42	12	of	of	ADP
fsr-3474	42	13	articles	article	NOUN
fsr-3474	42	14	including	include	VERB
fsr-3474	42	15	abstracts	abstract	NOUN
fsr-3474	42	16	for	for	ADP
fsr-3474	42	17	internal	internal	ADJ
fsr-3474	42	18	circulation	circulation	NOUN
fsr-3474	42	19	within	within	ADP
fsr-3474	42	20	their	their	PRON
fsr-3474	42	21	institutions	institution	NOUN
fsr-3474	42	22	.	.	PUNCT
fsr-3474	43	1	permission	permission	NOUN
fsr-3474	43	2	of	of	ADP
fsr-3474	43	3	the	the	DET
fsr-3474	43	4	academy	academy	NOUN
fsr-3474	43	5	is	be	AUX
fsr-3474	43	6	required	require	VERB
fsr-3474	43	7	for	for	ADP
fsr-3474	43	8	resale	resale	NOUN
fsr-3474	43	9	or	or	CCONJ
fsr-3474	43	10	distribution	distribution	NOUN
fsr-3474	43	11	outside	outside	ADP
fsr-3474	43	12	the	the	DET
fsr-3474	43	13	institution	institution	NOUN
fsr-3474	43	14	.	.	PUNCT
fsr-3474	44	1	permission	permission	NOUN
fsr-3474	44	2	of	of	ADP
fsr-3474	44	3	the	the	DET
fsr-3474	44	4	academy	academy	NOUN
fsr-3474	44	5	is	be	AUX
fsr-3474	44	6	required	require	VERB
fsr-3474	44	7	for	for	ADP
fsr-3474	44	8	all	all	DET
fsr-3474	44	9	other	other	ADJ
fsr-3474	44	10	derivative	derivative	ADJ
fsr-3474	44	11	works	work	NOUN
fsr-3474	44	12	,	,	PUNCT
fsr-3474	44	13	including	include	VERB
fsr-3474	44	14	compilations	compilation	NOUN
fsr-3474	44	15	and	and	CCONJ
fsr-3474	44	16	translations	translation	NOUN
fsr-3474	44	17	.	.	PUNCT
fsr-3474	45	1	electronic	electronic	ADJ
fsr-3474	45	2	storage	storage	NOUN
fsr-3474	45	3	or	or	CCONJ
fsr-3474	45	4	usage	usage	NOUN
fsr-3474	45	5	permission	permission	NOUN
fsr-3474	45	6	of	of	ADP
fsr-3474	45	7	the	the	DET
fsr-3474	45	8	academy	academy	NOUN
fsr-3474	45	9	is	be	AUX
fsr-3474	45	10	required	require	VERB
fsr-3474	45	11	to	to	PART
fsr-3474	45	12	store	store	VERB
fsr-3474	45	13	or	or	CCONJ
fsr-3474	45	14	use	use	VERB
fsr-3474	45	15	electronically	electronically	ADV
fsr-3474	45	16	any	any	DET
fsr-3474	45	17	material	material	NOUN
fsr-3474	45	18	contained	contain	VERB
fsr-3474	45	19	in	in	ADP
fsr-3474	45	20	this	this	DET
fsr-3474	45	21	journal	journal	NOUN
fsr-3474	45	22	,	,	PUNCT
fsr-3474	45	23	including	include	VERB
fsr-3474	45	24	any	any	DET
fsr-3474	45	25	article	article	NOUN
fsr-3474	45	26	or	or	CCONJ
fsr-3474	45	27	part	part	NOUN
fsr-3474	45	28	of	of	ADP
fsr-3474	45	29	an	an	DET
fsr-3474	45	30	article	article	NOUN
fsr-3474	45	31	.	.	PUNCT
fsr-3474	46	1	except	except	SCONJ
fsr-3474	46	2	as	as	SCONJ
fsr-3474	46	3	outlined	outline	VERB
fsr-3474	46	4	above	above	ADV
fsr-3474	46	5	,	,	PUNCT
fsr-3474	46	6	no	no	DET
fsr-3474	46	7	part	part	NOUN
fsr-3474	46	8	of	of	ADP
fsr-3474	46	9	this	this	DET
fsr-3474	46	10	publication	publication	NOUN
fsr-3474	46	11	may	may	AUX
fsr-3474	46	12	be	be	AUX
fsr-3474	46	13	reproduced	reproduce	VERB
fsr-3474	46	14	,	,	PUNCT
fsr-3474	46	15	stored	store	VERB
fsr-3474	46	16	in	in	ADP
fsr-3474	46	17	a	a	DET
fsr-3474	46	18	retrieval	retrieval	NOUN
fsr-3474	46	19	system	system	NOUN
fsr-3474	46	20	or	or	CCONJ
fsr-3474	46	21	transmitted	transmit	VERB
fsr-3474	46	22	in	in	ADP
fsr-3474	46	23	any	any	DET
fsr-3474	46	24	form	form	NOUN
fsr-3474	46	25	or	or	CCONJ
fsr-3474	46	26	by	by	ADP
fsr-3474	46	27	any	any	DET
fsr-3474	46	28	means	mean	NOUN
fsr-3474	46	29	,	,	PUNCT
fsr-3474	46	30	electronic	electronic	ADJ
fsr-3474	46	31	,	,	PUNCT
fsr-3474	46	32	mechanical	mechanical	ADJ
fsr-3474	46	33	,	,	PUNCT
fsr-3474	46	34	photocopying	photocopying	NOUN
fsr-3474	46	35	,	,	PUNCT
fsr-3474	46	36	recording	recording	NOUN
fsr-3474	46	37	,	,	PUNCT
fsr-3474	46	38	or	or	CCONJ
fsr-3474	46	39	otherwise	otherwise	ADV
fsr-3474	46	40	,	,	PUNCT
fsr-3474	46	41	without	without	ADP
fsr-3474	46	42	prior	prior	ADJ
fsr-3474	46	43	written	write	VERB
fsr-3474	46	44	permission	permission	NOUN
fsr-3474	46	45	of	of	ADP
fsr-3474	46	46	the	the	DET
fsr-3474	46	47	academy	academy	PROPN
fsr-3474	46	48	.	.	PUNCT
fsr-3474	47	1	address	address	PROPN
fsr-3474	47	2	permissions	permission	NOUN
fsr-3474	47	3	requests	request	NOUN
fsr-3474	47	4	to	to	ADP
fsr-3474	47	5	the	the	DET
fsr-3474	47	6	editor	editor	NOUN
fsr-3474	47	7	at	at	ADP
fsr-3474	47	8	the	the	DET
fsr-3474	47	9	address	address	NOUN
fsr-3474	47	10	noted	note	VERB
fsr-3474	47	11	above	above	ADV
fsr-3474	47	12	.	.	PUNCT
fsr-3474	48	1	notice	notice	VERB
fsr-3474	48	2	no	no	DET
fsr-3474	48	3	responsibility	responsibility	NOUN
fsr-3474	48	4	is	be	AUX
fsr-3474	48	5	assumed	assume	VERB
fsr-3474	48	6	by	by	ADP
fsr-3474	48	7	the	the	DET
fsr-3474	48	8	academy	academy	NOUN
fsr-3474	48	9	for	for	ADP
fsr-3474	48	10	any	any	DET
fsr-3474	48	11	injury	injury	NOUN
fsr-3474	48	12	and/or	and/or	CCONJ
fsr-3474	48	13	damage	damage	NOUN
fsr-3474	48	14	to	to	ADP
fsr-3474	48	15	persons	person	NOUN
fsr-3474	48	16	or	or	CCONJ
fsr-3474	48	17	property	property	NOUN
fsr-3474	48	18	as	as	ADP
fsr-3474	48	19	a	a	DET
fsr-3474	48	20	matter	matter	NOUN
fsr-3474	48	21	of	of	ADP
fsr-3474	48	22	products	product	NOUN
fsr-3474	48	23	liability	liability	NOUN
fsr-3474	48	24	,	,	PUNCT
fsr-3474	48	25	negligence	negligence	NOUN
fsr-3474	48	26	,	,	PUNCT
fsr-3474	48	27	or	or	CCONJ
fsr-3474	48	28	otherwise	otherwise	ADV
fsr-3474	48	29	,	,	PUNCT
fsr-3474	48	30	or	or	CCONJ
fsr-3474	48	31	from	from	ADP
fsr-3474	48	32	any	any	DET
fsr-3474	48	33	use	use	NOUN
fsr-3474	48	34	or	or	CCONJ
fsr-3474	48	35	operation	operation	NOUN
fsr-3474	48	36	of	of	ADP
fsr-3474	48	37	any	any	DET
fsr-3474	48	38	methods	method	NOUN
fsr-3474	48	39	,	,	PUNCT
fsr-3474	48	40	products	product	NOUN
fsr-3474	48	41	,	,	PUNCT
fsr-3474	48	42	instructions	instruction	NOUN
fsr-3474	48	43	,	,	PUNCT
fsr-3474	48	44	or	or	CCONJ
fsr-3474	48	45	ideas	idea	NOUN
fsr-3474	48	46	contained	contain	VERB
fsr-3474	48	47	in	in	ADP
fsr-3474	48	48	the	the	DET
fsr-3474	48	49	material	material	NOUN
fsr-3474	48	50	herein	herein	NOUN
fsr-3474	48	51	.	.	PUNCT
fsr-3474	49	1	the	the	DET
fsr-3474	49	2	editors	editor	NOUN
fsr-3474	49	3	,	,	PUNCT
fsr-3474	49	4	the	the	DET
fsr-3474	49	5	academy	academy	NOUN
fsr-3474	49	6	,	,	PUNCT
fsr-3474	49	7	and	and	CCONJ
fsr-3474	49	8	our	our	PRON
fsr-3474	49	9	sponsors	sponsor	NOUN
fsr-3474	49	10	assume	assume	VERB
fsr-3474	49	11	no	no	DET
fsr-3474	49	12	responsibility	responsibility	NOUN
fsr-3474	49	13	for	for	ADP
fsr-3474	49	14	the	the	DET
fsr-3474	49	15	views	view	NOUN
fsr-3474	49	16	expressed	express	VERB
fsr-3474	49	17	by	by	ADP
fsr-3474	49	18	our	our	PRON
fsr-3474	49	19	authors	author	NOUN
fsr-3474	49	20	.	.	PUNCT