id	sid	tid	token	lemma	pos
fsr-3476	1	1	why	why	SCONJ
fsr-3476	1	2	are	be	AUX
fsr-3476	1	3	women	woman	NOUN
fsr-3476	1	4	less	less	ADV
fsr-3476	1	5	motivated	motivated	ADJ
fsr-3476	1	6	to	to	PART
fsr-3476	1	7	become	become	VERB
fsr-3476	1	8	financially	financially	ADV
fsr-3476	1	9	literate	literate	ADJ
fsr-3476	1	10	?	?	PUNCT
fsr-3476	2	1	jaclyn	jaclyn	PROPN
fsr-3476	2	2	j.	j.	PROPN
fsr-3476	2	3	beierleina	beierleina	PROPN
fsr-3476	2	4	,	,	PUNCT
fsr-3476	2	5	*	*	PROPN
fsr-3476	2	6	,	,	PUNCT
fsr-3476	2	7	kaleigh	kaleigh	PROPN
fsr-3476	2	8	launsbyb	launsbyb	PROPN
fsr-3476	2	9	,	,	PUNCT
fsr-3476	2	10	haley	haley	PROPN
fsr-3476	2	11	smith	smith	PROPN
fsr-3476	2	12	forbesb	forbesb	PROPN
fsr-3476	2	13	adepartment	adepartment	PROPN
fsr-3476	2	14	of	of	ADP
fsr-3476	2	15	finance	finance	NOUN
fsr-3476	2	16	,	,	PUNCT
fsr-3476	2	17	east	east	PROPN
fsr-3476	2	18	carolina	carolina	PROPN
fsr-3476	2	19	university	university	PROPN
fsr-3476	2	20	,	,	PUNCT
fsr-3476	2	21	college	college	NOUN
fsr-3476	2	22	of	of	ADP
fsr-3476	2	23	business	business	NOUN
fsr-3476	2	24	,	,	PUNCT
fsr-3476	2	25	3133	3133	NUM
fsr-3476	2	26	bate	bate	PROPN
fsr-3476	2	27	building	building	PROPN
fsr-3476	2	28	,	,	PUNCT
fsr-3476	2	29	greenville	greenville	PROPN
fsr-3476	2	30	,	,	PUNCT
fsr-3476	2	31	nc	nc	PROPN
fsr-3476	2	32	27858	27858	NUM
fsr-3476	2	33	,	,	PUNCT
fsr-3476	2	34	usa	usa	PROPN
fsr-3476	2	35	bhonors	bhonors	PROPN
fsr-3476	2	36	college	college	PROPN
fsr-3476	2	37	and	and	CCONJ
fsr-3476	2	38	department	department	PROPN
fsr-3476	2	39	of	of	ADP
fsr-3476	2	40	finance	finance	PROPN
fsr-3476	2	41	,	,	PUNCT
fsr-3476	2	42	east	east	PROPN
fsr-3476	2	43	carolina	carolina	PROPN
fsr-3476	2	44	university	university	PROPN
fsr-3476	2	45	,	,	PUNCT
fsr-3476	2	46	3133	3133	NUM
fsr-3476	2	47	bate	bate	PROPN
fsr-3476	2	48	building	building	PROPN
fsr-3476	2	49	greenville	greenville	PROPN
fsr-3476	2	50	,	,	PUNCT
fsr-3476	2	51	nc	nc	PROPN
fsr-3476	2	52	27858	27858	NUM
fsr-3476	2	53	,	,	PUNCT
fsr-3476	2	54	usa	usa	PROPN
fsr-3476	2	55	abstract	abstract	ADJ
fsr-3476	2	56	research	research	NOUN
fsr-3476	2	57	suggests	suggest	VERB
fsr-3476	2	58	women	woman	NOUN
fsr-3476	2	59	know	know	VERB
fsr-3476	2	60	and	and	CCONJ
fsr-3476	2	61	care	care	VERB
fsr-3476	2	62	less	less	ADJ
fsr-3476	2	63	about	about	ADP
fsr-3476	2	64	personal	personal	ADJ
fsr-3476	2	65	finance	finance	NOUN
fsr-3476	2	66	than	than	ADP
fsr-3476	2	67	men	man	NOUN
fsr-3476	2	68	but	but	CCONJ
fsr-3476	2	69	offers	offer	VERB
fsr-3476	2	70	no	no	DET
fsr-3476	2	71	explanations	explanation	NOUN
fsr-3476	2	72	.	.	PUNCT
fsr-3476	3	1	women	woman	NOUN
fsr-3476	3	2	in	in	ADP
fsr-3476	3	3	our	our	PRON
fsr-3476	3	4	sample	sample	NOUN
fsr-3476	3	5	score	score	NOUN
fsr-3476	3	6	lower	lower	ADV
fsr-3476	3	7	on	on	ADP
fsr-3476	3	8	basic	basic	ADJ
fsr-3476	3	9	finance	finance	NOUN
fsr-3476	3	10	questions	question	NOUN
fsr-3476	3	11	and	and	CCONJ
fsr-3476	3	12	report	report	VERB
fsr-3476	3	13	lower	low	ADJ
fsr-3476	3	14	motivation	motivation	NOUN
fsr-3476	3	15	to	to	PART
fsr-3476	3	16	learn	learn	VERB
fsr-3476	3	17	personal	personal	ADJ
fsr-3476	3	18	finance	finance	NOUN
fsr-3476	3	19	.	.	PUNCT
fsr-3476	4	1	men	man	NOUN
fsr-3476	4	2	and	and	CCONJ
fsr-3476	4	3	women	woman	NOUN
fsr-3476	4	4	report	report	VERB
fsr-3476	4	5	higher	high	ADJ
fsr-3476	4	6	motivation	motivation	NOUN
fsr-3476	4	7	when	when	SCONJ
fsr-3476	4	8	they	they	PRON
fsr-3476	4	9	say	say	VERB
fsr-3476	4	10	finance	finance	NOUN
fsr-3476	4	11	is	be	AUX
fsr-3476	4	12	“	"	PUNCT
fsr-3476	4	13	very	very	ADV
fsr-3476	4	14	important	important	ADJ
fsr-3476	4	15	.	.	PUNCT
fsr-3476	4	16	”	"	PUNCT
fsr-3476	5	1	however	however	ADV
fsr-3476	5	2	,	,	PUNCT
fsr-3476	5	3	women	woman	NOUN
fsr-3476	5	4	who	who	PRON
fsr-3476	5	5	expect	expect	VERB
fsr-3476	5	6	to	to	PART
fsr-3476	5	7	make	make	VERB
fsr-3476	5	8	decisions	decision	NOUN
fsr-3476	5	9	with	with	ADP
fsr-3476	5	10	a	a	DET
fsr-3476	5	11	spouse	spouse	NOUN
fsr-3476	5	12	report	report	NOUN
fsr-3476	5	13	lower	low	ADJ
fsr-3476	5	14	motivation	motivation	NOUN
fsr-3476	5	15	than	than	SCONJ
fsr-3476	5	16	do	do	VERB
fsr-3476	5	17	women	woman	NOUN
fsr-3476	5	18	who	who	PRON
fsr-3476	5	19	expect	expect	VERB
fsr-3476	5	20	to	to	PART
fsr-3476	5	21	make	make	VERB
fsr-3476	5	22	decisions	decision	NOUN
fsr-3476	5	23	alone	alone	ADV
fsr-3476	5	24	.	.	PUNCT
fsr-3476	6	1	men	man	NOUN
fsr-3476	6	2	’s	’s	PART
fsr-3476	6	3	motivation	motivation	NOUN
fsr-3476	6	4	does	do	AUX
fsr-3476	6	5	not	not	PART
fsr-3476	6	6	vary	vary	VERB
fsr-3476	6	7	with	with	ADP
fsr-3476	6	8	such	such	ADJ
fsr-3476	6	9	expectations	expectation	NOUN
fsr-3476	6	10	.	.	PUNCT
fsr-3476	7	1	our	our	PRON
fsr-3476	7	2	results	result	NOUN
fsr-3476	7	3	suggest	suggest	VERB
fsr-3476	7	4	women	woman	NOUN
fsr-3476	7	5	are	be	AUX
fsr-3476	7	6	less	less	ADV
fsr-3476	7	7	motivated	motivated	ADJ
fsr-3476	7	8	to	to	PART
fsr-3476	7	9	become	become	VERB
fsr-3476	7	10	financially	financially	ADV
fsr-3476	7	11	literate	literate	ADJ
fsr-3476	7	12	when	when	SCONJ
fsr-3476	7	13	they	they	PRON
fsr-3476	7	14	lack	lack	VERB
fsr-3476	7	15	confidence	confidence	NOUN
fsr-3476	7	16	and	and	CCONJ
fsr-3476	7	17	when	when	SCONJ
fsr-3476	7	18	they	they	PRON
fsr-3476	7	19	expect	expect	VERB
fsr-3476	7	20	to	to	PART
fsr-3476	7	21	share	share	VERB
fsr-3476	7	22	financial	financial	ADJ
fsr-3476	7	23	responsibilities	responsibility	NOUN
fsr-3476	7	24	.	.	PUNCT
fsr-3476	8	1	©	©	ADP
fsr-3476	8	2	2022	2022	NUM
fsr-3476	8	3	academy	academy	NOUN
fsr-3476	8	4	of	of	ADP
fsr-3476	8	5	financial	financial	ADJ
fsr-3476	8	6	services	service	NOUN
fsr-3476	8	7	.	.	PUNCT
fsr-3476	9	1	all	all	DET
fsr-3476	9	2	rights	right	NOUN
fsr-3476	9	3	reserved	reserve	VERB
fsr-3476	9	4	.	.	PUNCT
fsr-3476	10	1	jel	jel	PROPN
fsr-3476	10	2	classifications	classification	NOUN
fsr-3476	10	3	:	:	PUNCT
fsr-3476	10	4	d14	d14	ADJ
fsr-3476	10	5	;	;	PUNCT
fsr-3476	10	6	g530	g530	PROPN
fsr-3476	10	7	;	;	PUNCT
fsr-3476	10	8	a22	a22	PROPN
fsr-3476	10	9	keywords	keyword	NOUN
fsr-3476	10	10	:	:	PUNCT
fsr-3476	10	11	personal	personal	ADJ
fsr-3476	10	12	finance	finance	NOUN
fsr-3476	10	13	;	;	PUNCT
fsr-3476	10	14	financial	financial	ADJ
fsr-3476	10	15	literacy	literacy	NOUN
fsr-3476	10	16	1	1	NUM
fsr-3476	10	17	.	.	PUNCT
fsr-3476	11	1	introduction	introduction	NOUN
fsr-3476	11	2	prior	prior	ADJ
fsr-3476	11	3	research	research	NOUN
fsr-3476	11	4	indicates	indicate	VERB
fsr-3476	11	5	that	that	SCONJ
fsr-3476	11	6	women	woman	NOUN
fsr-3476	11	7	are	be	AUX
fsr-3476	11	8	less	less	ADV
fsr-3476	11	9	knowledgeable	knowledgeable	ADJ
fsr-3476	11	10	about	about	ADP
fsr-3476	11	11	and	and	CCONJ
fsr-3476	11	12	less	less	ADV
fsr-3476	11	13	interested	interested	ADJ
fsr-3476	11	14	in	in	ADP
fsr-3476	11	15	personal	personal	ADJ
fsr-3476	11	16	finance	finance	NOUN
fsr-3476	11	17	than	than	ADP
fsr-3476	11	18	men	man	NOUN
fsr-3476	11	19	and	and	CCONJ
fsr-3476	11	20	less	less	ADV
fsr-3476	11	21	likely	likely	ADJ
fsr-3476	11	22	to	to	PART
fsr-3476	11	23	invest	invest	VERB
fsr-3476	11	24	in	in	ADP
fsr-3476	11	25	the	the	DET
fsr-3476	11	26	stock	stock	NOUN
fsr-3476	11	27	market	market	NOUN
fsr-3476	11	28	.	.	PUNCT
fsr-3476	12	1	why	why	SCONJ
fsr-3476	12	2	?	?	PUNCT
fsr-3476	13	1	do	do	AUX
fsr-3476	13	2	they	they	PRON
fsr-3476	13	3	think	think	VERB
fsr-3476	13	4	finance	finance	NOUN
fsr-3476	13	5	less	less	ADV
fsr-3476	13	6	important	important	ADJ
fsr-3476	13	7	than	than	SCONJ
fsr-3476	13	8	men	man	NOUN
fsr-3476	13	9	do	do	VERB
fsr-3476	13	10	?	?	PUNCT
fsr-3476	14	1	do	do	AUX
fsr-3476	14	2	they	they	PRON
fsr-3476	14	3	feel	feel	VERB
fsr-3476	14	4	less	less	ADV
fsr-3476	14	5	confident	confident	ADJ
fsr-3476	14	6	in	in	ADP
fsr-3476	14	7	their	their	PRON
fsr-3476	14	8	abilities	ability	NOUN
fsr-3476	14	9	to	to	PART
fsr-3476	14	10	understand	understand	VERB
fsr-3476	14	11	it	it	PRON
fsr-3476	14	12	?	?	PUNCT
fsr-3476	15	1	are	be	AUX
fsr-3476	15	2	they	they	PRON
fsr-3476	15	3	more	more	ADV
fsr-3476	15	4	likely	likely	ADJ
fsr-3476	15	5	to	to	PART
fsr-3476	15	6	expect	expect	VERB
fsr-3476	15	7	that	that	SCONJ
fsr-3476	15	8	their	their	PRON
fsr-3476	15	9	parents	parent	NOUN
fsr-3476	15	10	or	or	CCONJ
fsr-3476	15	11	spouses	spouse	NOUN
fsr-3476	15	12	will	will	AUX
fsr-3476	15	13	help	help	VERB
fsr-3476	15	14	them	they	PRON
fsr-3476	15	15	make	make	VERB
fsr-3476	15	16	financial	financial	ADJ
fsr-3476	15	17	decisions	decision	NOUN
fsr-3476	15	18	?	?	PUNCT
fsr-3476	16	1	*	*	PUNCT
fsr-3476	16	2	corresponding	correspond	VERB
fsr-3476	16	3	author	author	NOUN
fsr-3476	16	4	:	:	PUNCT
fsr-3476	16	5	tel	tel	PROPN
fsr-3476	16	6	.	.	PUNCT
fsr-3476	16	7	:	:	PUNCT
fsr-3476	17	1	+1	+1	ADJ
fsr-3476	17	2	-	-	PUNCT
fsr-3476	17	3	252	252	NUM
fsr-3476	17	4	-	-	PUNCT
fsr-3476	17	5	737	737	NUM
fsr-3476	17	6	-	-	SYM
fsr-3476	17	7	1592	1592	NUM
fsr-3476	17	8	;	;	PUNCT
fsr-3476	17	9	fax	fax	NOUN
fsr-3476	17	10	:	:	PUNCT
fsr-3476	17	11	+1	+1	PROPN
fsr-3476	17	12	-	-	PUNCT
fsr-3476	17	13	252	252	NUM
fsr-3476	17	14	-	-	PUNCT
fsr-3476	17	15	737	737	NUM
fsr-3476	17	16	-	-	PUNCT
fsr-3476	17	17	1578	1578	NUM
fsr-3476	17	18	.	.	PUNCT
fsr-3476	18	1	e	e	X
fsr-3476	18	2	-	-	NOUN
fsr-3476	18	3	mail	mail	NOUN
fsr-3476	18	4	address	address	NOUN
fsr-3476	18	5	:	:	PUNCT
fsr-3476	18	6	beierleinj@ecu.edu	beierleinj@ecu.edu	PROPN
fsr-3476	18	7	1057	1057	NUM
fsr-3476	18	8	-	-	SYM
fsr-3476	18	9	0810/22/$	0810/22/$	NUM
fsr-3476	18	10	–	–	PUNCT
fsr-3476	18	11	see	see	VERB
fsr-3476	18	12	front	front	ADJ
fsr-3476	18	13	matter	matter	NOUN
fsr-3476	18	14	©	©	PROPN
fsr-3476	18	15	2022	2022	NUM
fsr-3476	18	16	academy	academy	NOUN
fsr-3476	18	17	of	of	ADP
fsr-3476	18	18	financial	financial	ADJ
fsr-3476	18	19	services	service	NOUN
fsr-3476	18	20	.	.	PUNCT
fsr-3476	19	1	all	all	DET
fsr-3476	19	2	rights	right	NOUN
fsr-3476	19	3	reserved	reserve	VERB
fsr-3476	19	4	.	.	PUNCT
fsr-3476	20	1	financial	financial	ADJ
fsr-3476	20	2	services	service	NOUN
fsr-3476	20	3	review	review	VERB
fsr-3476	20	4	30	30	NUM
fsr-3476	20	5	(	(	PUNCT
fsr-3476	20	6	2022	2022	NUM
fsr-3476	20	7	)	)	PUNCT
fsr-3476	21	1	89–105	89–105	VERB
fsr-3476	21	2	the	the	DET
fsr-3476	21	3	women	woman	NOUN
fsr-3476	21	4	in	in	ADP
fsr-3476	21	5	our	our	PRON
fsr-3476	21	6	sample	sample	NOUN
fsr-3476	21	7	score	score	NOUN
fsr-3476	21	8	lower	low	ADJ
fsr-3476	21	9	than	than	ADP
fsr-3476	21	10	the	the	DET
fsr-3476	21	11	men	man	NOUN
fsr-3476	21	12	on	on	ADP
fsr-3476	21	13	average	average	ADJ
fsr-3476	21	14	on	on	ADP
fsr-3476	21	15	a	a	DET
fsr-3476	21	16	series	series	NOUN
fsr-3476	21	17	of	of	ADP
fsr-3476	21	18	questions	question	NOUN
fsr-3476	21	19	designed	design	VERB
fsr-3476	21	20	to	to	PART
fsr-3476	21	21	test	test	VERB
fsr-3476	21	22	basic	basic	ADJ
fsr-3476	21	23	financial	financial	ADJ
fsr-3476	21	24	knowledge	knowledge	NOUN
fsr-3476	21	25	.	.	PUNCT
fsr-3476	22	1	the	the	DET
fsr-3476	22	2	women	woman	NOUN
fsr-3476	22	3	also	also	ADV
fsr-3476	22	4	report	report	VERB
fsr-3476	22	5	lower	low	ADJ
fsr-3476	22	6	motivation	motivation	NOUN
fsr-3476	22	7	levels	level	NOUN
fsr-3476	22	8	on	on	ADP
fsr-3476	22	9	average	average	ADJ
fsr-3476	22	10	.	.	PUNCT
fsr-3476	23	1	they	they	PRON
fsr-3476	23	2	do	do	AUX
fsr-3476	23	3	not	not	PART
fsr-3476	23	4	rate	rate	VERB
fsr-3476	23	5	it	it	PRON
fsr-3476	23	6	as	as	ADP
fsr-3476	23	7	less	less	ADV
fsr-3476	23	8	important	important	ADJ
fsr-3476	23	9	,	,	PUNCT
fsr-3476	23	10	but	but	CCONJ
fsr-3476	23	11	they	they	PRON
fsr-3476	23	12	are	be	AUX
fsr-3476	23	13	less	less	ADV
fsr-3476	23	14	confident	confident	ADJ
fsr-3476	23	15	in	in	ADP
fsr-3476	23	16	their	their	PRON
fsr-3476	23	17	answers	answer	NOUN
fsr-3476	23	18	to	to	ADP
fsr-3476	23	19	our	our	PRON
fsr-3476	23	20	questions	question	NOUN
fsr-3476	23	21	and	and	CCONJ
fsr-3476	23	22	in	in	ADP
fsr-3476	23	23	their	their	PRON
fsr-3476	23	24	ability	ability	NOUN
fsr-3476	23	25	to	to	PART
fsr-3476	23	26	make	make	VERB
fsr-3476	23	27	future	future	ADJ
fsr-3476	23	28	financial	financial	ADJ
fsr-3476	23	29	decisions	decision	NOUN
fsr-3476	23	30	.	.	PUNCT
fsr-3476	24	1	statistically	statistically	ADV
fsr-3476	24	2	,	,	PUNCT
fsr-3476	24	3	the	the	DET
fsr-3476	24	4	women	woman	NOUN
fsr-3476	24	5	and	and	CCONJ
fsr-3476	24	6	men	man	NOUN
fsr-3476	24	7	in	in	ADP
fsr-3476	24	8	our	our	PRON
fsr-3476	24	9	sample	sample	NOUN
fsr-3476	24	10	have	have	VERB
fsr-3476	24	11	similar	similar	ADJ
fsr-3476	24	12	expectations	expectation	NOUN
fsr-3476	24	13	regarding	regard	VERB
fsr-3476	24	14	who	who	PRON
fsr-3476	24	15	will	will	AUX
fsr-3476	24	16	make	make	VERB
fsr-3476	24	17	their	their	PRON
fsr-3476	24	18	future	future	ADJ
fsr-3476	24	19	financial	financial	ADJ
fsr-3476	24	20	decisions	decision	NOUN
fsr-3476	24	21	.	.	PUNCT
fsr-3476	25	1	about	about	ADV
fsr-3476	25	2	30	30	NUM
fsr-3476	25	3	%	%	NOUN
fsr-3476	25	4	of	of	ADP
fsr-3476	25	5	women	woman	NOUN
fsr-3476	25	6	and	and	CCONJ
fsr-3476	25	7	men	man	NOUN
fsr-3476	25	8	chose	choose	VERB
fsr-3476	25	9	the	the	DET
fsr-3476	25	10	response	response	NOUN
fsr-3476	25	11	“	"	PUNCT
fsr-3476	25	12	i	i	PRON
fsr-3476	25	13	will	will	AUX
fsr-3476	25	14	”	"	PUNCT
fsr-3476	25	15	and	and	CCONJ
fsr-3476	25	16	about	about	ADV
fsr-3476	25	17	70	70	NUM
fsr-3476	25	18	%	%	NOUN
fsr-3476	25	19	of	of	ADP
fsr-3476	25	20	women	woman	NOUN
fsr-3476	25	21	and	and	CCONJ
fsr-3476	25	22	men	man	NOUN
fsr-3476	25	23	chose	choose	VERB
fsr-3476	25	24	“	"	PUNCT
fsr-3476	25	25	my	my	PRON
fsr-3476	25	26	spouse	spouse	NOUN
fsr-3476	25	27	and	and	CCONJ
fsr-3476	25	28	i	i	PRON
fsr-3476	25	29	will	will	AUX
fsr-3476	25	30	.	.	PUNCT
fsr-3476	25	31	”	"	PUNCT
fsr-3476	26	1	no	no	DET
fsr-3476	26	2	one	one	NOUN
fsr-3476	26	3	chose	choose	VERB
fsr-3476	26	4	either	either	CCONJ
fsr-3476	26	5	remaining	remain	VERB
fsr-3476	26	6	response	response	NOUN
fsr-3476	26	7	“	"	PUNCT
fsr-3476	26	8	my	my	PRON
fsr-3476	26	9	spouse	spouse	NOUN
fsr-3476	26	10	will	will	AUX
fsr-3476	26	11	”	"	PUNCT
fsr-3476	26	12	or	or	CCONJ
fsr-3476	26	13	“	"	PUNCT
fsr-3476	26	14	my	my	PRON
fsr-3476	26	15	parents	parent	NOUN
fsr-3476	26	16	will	will	AUX
fsr-3476	26	17	.	.	PUNCT
fsr-3476	26	18	”	"	PUNCT
fsr-3476	27	1	however	however	ADV
fsr-3476	27	2	,	,	PUNCT
fsr-3476	27	3	women	woman	NOUN
fsr-3476	27	4	who	who	PRON
fsr-3476	27	5	report	report	VERB
fsr-3476	27	6	that	that	SCONJ
fsr-3476	27	7	they	they	PRON
fsr-3476	27	8	expect	expect	VERB
fsr-3476	27	9	to	to	PART
fsr-3476	27	10	make	make	VERB
fsr-3476	27	11	financial	financial	ADJ
fsr-3476	27	12	decisions	decision	NOUN
fsr-3476	27	13	with	with	ADP
fsr-3476	27	14	a	a	DET
fsr-3476	27	15	spouse	spouse	NOUN
fsr-3476	27	16	also	also	ADV
fsr-3476	27	17	report	report	VERB
fsr-3476	27	18	lower	low	ADJ
fsr-3476	27	19	motivation	motivation	NOUN
fsr-3476	27	20	to	to	PART
fsr-3476	27	21	learn	learn	VERB
fsr-3476	27	22	personal	personal	ADJ
fsr-3476	27	23	finance	finance	NOUN
fsr-3476	27	24	than	than	SCONJ
fsr-3476	27	25	do	do	VERB
fsr-3476	27	26	women	woman	NOUN
fsr-3476	27	27	who	who	PRON
fsr-3476	27	28	expect	expect	VERB
fsr-3476	27	29	to	to	PART
fsr-3476	27	30	make	make	VERB
fsr-3476	27	31	financial	financial	ADJ
fsr-3476	27	32	decisions	decision	NOUN
fsr-3476	27	33	alone	alone	ADV
fsr-3476	27	34	.	.	PUNCT
fsr-3476	28	1	men	man	NOUN
fsr-3476	28	2	’s	’s	PART
fsr-3476	28	3	motivation	motivation	NOUN
fsr-3476	28	4	levels	level	NOUN
fsr-3476	28	5	do	do	AUX
fsr-3476	28	6	not	not	PART
fsr-3476	28	7	appear	appear	VERB
fsr-3476	28	8	to	to	PART
fsr-3476	28	9	vary	vary	VERB
fsr-3476	28	10	with	with	ADP
fsr-3476	28	11	their	their	PRON
fsr-3476	28	12	expectations	expectation	NOUN
fsr-3476	28	13	regarding	regard	VERB
fsr-3476	28	14	whether	whether	SCONJ
fsr-3476	28	15	they	they	PRON
fsr-3476	28	16	will	will	AUX
fsr-3476	28	17	make	make	VERB
fsr-3476	28	18	decisions	decision	NOUN
fsr-3476	28	19	alone	alone	ADJ
fsr-3476	28	20	or	or	CCONJ
fsr-3476	28	21	with	with	ADP
fsr-3476	28	22	a	a	DET
fsr-3476	28	23	spouse	spouse	NOUN
fsr-3476	28	24	.	.	PUNCT
fsr-3476	29	1	if	if	SCONJ
fsr-3476	29	2	our	our	PRON
fsr-3476	29	3	sample	sample	NOUN
fsr-3476	29	4	results	result	NOUN
fsr-3476	29	5	are	be	AUX
fsr-3476	29	6	representative	representative	ADJ
fsr-3476	29	7	of	of	ADP
fsr-3476	29	8	the	the	DET
fsr-3476	29	9	larger	large	ADJ
fsr-3476	29	10	female	female	ADJ
fsr-3476	29	11	population	population	NOUN
fsr-3476	29	12	,	,	PUNCT
fsr-3476	29	13	the	the	DET
fsr-3476	29	14	high	high	ADJ
fsr-3476	29	15	expectation	expectation	NOUN
fsr-3476	29	16	among	among	ADP
fsr-3476	29	17	women	woman	NOUN
fsr-3476	29	18	that	that	SCONJ
fsr-3476	29	19	they	they	PRON
fsr-3476	29	20	will	will	AUX
fsr-3476	29	21	have	have	AUX
fsr-3476	29	22	a	a	DET
fsr-3476	29	23	spouse	spouse	NOUN
fsr-3476	29	24	with	with	ADP
fsr-3476	29	25	whom	whom	PRON
fsr-3476	29	26	to	to	PART
fsr-3476	29	27	make	make	VERB
fsr-3476	29	28	financial	financial	ADJ
fsr-3476	29	29	decisions	decision	NOUN
fsr-3476	29	30	coupled	couple	VERB
fsr-3476	29	31	with	with	ADP
fsr-3476	29	32	the	the	DET
fsr-3476	29	33	dampening	dampening	ADJ
fsr-3476	29	34	effect	effect	NOUN
fsr-3476	29	35	that	that	SCONJ
fsr-3476	29	36	expectation	expectation	NOUN
fsr-3476	29	37	appears	appear	VERB
fsr-3476	29	38	to	to	PART
fsr-3476	29	39	have	have	VERB
fsr-3476	29	40	on	on	ADP
fsr-3476	29	41	women	woman	NOUN
fsr-3476	29	42	’s	’s	PART
fsr-3476	29	43	motivation	motivation	NOUN
fsr-3476	29	44	to	to	PART
fsr-3476	29	45	learn	learn	VERB
fsr-3476	29	46	about	about	ADP
fsr-3476	29	47	finance	finance	NOUN
fsr-3476	29	48	could	could	AUX
fsr-3476	29	49	help	help	VERB
fsr-3476	29	50	explain	explain	VERB
fsr-3476	29	51	why	why	SCONJ
fsr-3476	29	52	in	in	ADP
fsr-3476	29	53	study	study	NOUN
fsr-3476	29	54	after	after	SCONJ
fsr-3476	29	55	study	study	NOUN
fsr-3476	29	56	women	woman	NOUN
fsr-3476	29	57	tend	tend	VERB
fsr-3476	29	58	to	to	PART
fsr-3476	29	59	know	know	VERB
fsr-3476	29	60	less	less	ADV
fsr-3476	29	61	and	and	CCONJ
fsr-3476	29	62	care	care	VERB
fsr-3476	29	63	less	less	ADJ
fsr-3476	29	64	about	about	ADP
fsr-3476	29	65	personal	personal	ADJ
fsr-3476	29	66	finance	finance	NOUN
fsr-3476	29	67	.	.	PUNCT
fsr-3476	30	1	2	2	X
fsr-3476	30	2	.	.	X
fsr-3476	30	3	literature	literature	NOUN
fsr-3476	30	4	review	review	VERB
fsr-3476	30	5	much	much	ADJ
fsr-3476	30	6	empirical	empirical	ADJ
fsr-3476	30	7	evidence	evidence	NOUN
fsr-3476	30	8	exists	exist	VERB
fsr-3476	30	9	that	that	SCONJ
fsr-3476	30	10	financial	financial	ADJ
fsr-3476	30	11	literacy	literacy	NOUN
fsr-3476	30	12	is	be	AUX
fsr-3476	30	13	relatively	relatively	ADV
fsr-3476	30	14	low	low	ADJ
fsr-3476	30	15	,	,	PUNCT
fsr-3476	30	16	particularly	particularly	ADV
fsr-3476	30	17	among	among	ADP
fsr-3476	30	18	women	woman	NOUN
fsr-3476	30	19	,	,	PUNCT
fsr-3476	30	20	and	and	CCONJ
fsr-3476	30	21	that	that	SCONJ
fsr-3476	30	22	low	low	ADJ
fsr-3476	30	23	financial	financial	ADJ
fsr-3476	30	24	literacy	literacy	NOUN
fsr-3476	30	25	reduces	reduce	VERB
fsr-3476	30	26	financial	financial	ADJ
fsr-3476	30	27	well	well	NOUN
fsr-3476	30	28	-	-	PUNCT
fsr-3476	30	29	being	be	AUX
fsr-3476	30	30	(	(	PUNCT
fsr-3476	30	31	see	see	VERB
fsr-3476	30	32	,	,	PUNCT
fsr-3476	30	33	e.g.	e.g.	ADV
fsr-3476	30	34	,	,	PUNCT
fsr-3476	30	35	lusardi	lusardi	PROPN
fsr-3476	30	36	&	&	CCONJ
fsr-3476	30	37	mitchell	mitchell	PROPN
fsr-3476	30	38	,	,	PUNCT
fsr-3476	30	39	2007	2007	NUM
fsr-3476	30	40	;	;	PUNCT
fsr-3476	30	41	mandell	mandell	PROPN
fsr-3476	30	42	,	,	PUNCT
fsr-3476	30	43	2006	2006	NUM
fsr-3476	30	44	;	;	PUNCT
fsr-3476	30	45	the	the	DET
fsr-3476	30	46	national	national	PROPN
fsr-3476	30	47	council	council	PROPN
fsr-3476	30	48	on	on	ADP
fsr-3476	30	49	economic	economic	ADJ
fsr-3476	30	50	education	education	NOUN
fsr-3476	30	51	,	,	PUNCT
fsr-3476	30	52	2005	2005	NUM
fsr-3476	30	53	;	;	PUNCT
fsr-3476	30	54	tzu	tzu	NOUN
fsr-3476	30	55	-	-	PUNCT
fsr-3476	30	56	chin	chin	NOUN
fsr-3476	30	57	,	,	PUNCT
fsr-3476	30	58	bartholomae	bartholomae	NOUN
fsr-3476	30	59	,	,	PUNCT
fsr-3476	30	60	fox	fox	NOUN
fsr-3476	30	61	,	,	PUNCT
fsr-3476	30	62	&	&	CCONJ
fsr-3476	30	63	cravener	cravener	NOUN
fsr-3476	30	64	,	,	PUNCT
fsr-3476	30	65	2007	2007	NUM
fsr-3476	30	66	;	;	PUNCT
fsr-3476	30	67	van	van	PROPN
fsr-3476	30	68	rooij	rooij	NOUN
fsr-3476	30	69	,	,	PUNCT
fsr-3476	30	70	lusardi	lusardi	PROPN
fsr-3476	30	71	,	,	PUNCT
fsr-3476	30	72	&	&	CCONJ
fsr-3476	30	73	alessie	alessie	PROPN
fsr-3476	30	74	,	,	PUNCT
fsr-3476	30	75	2011	2011	NUM
fsr-3476	30	76	;	;	PUNCT
fsr-3476	30	77	xiao	xiao	PROPN
fsr-3476	30	78	,	,	PUNCT
fsr-3476	30	79	serido	serido	NOUN
fsr-3476	30	80	,	,	PUNCT
fsr-3476	30	81	&	&	CCONJ
fsr-3476	30	82	shim	shim	NOUN
fsr-3476	30	83	,	,	PUNCT
fsr-3476	30	84	2010	2010	NUM
fsr-3476	30	85	)	)	PUNCT
fsr-3476	30	86	.	.	PUNCT
fsr-3476	31	1	despite	despite	SCONJ
fsr-3476	31	2	evidence	evidence	NOUN
fsr-3476	31	3	that	that	SCONJ
fsr-3476	31	4	college	college	NOUN
fsr-3476	31	5	students	student	NOUN
fsr-3476	31	6	and	and	CCONJ
fsr-3476	31	7	college	college	NOUN
fsr-3476	31	8	graduates	graduate	NOUN
fsr-3476	31	9	are	be	AUX
fsr-3476	31	10	more	more	ADV
fsr-3476	31	11	knowledgeable	knowledgeable	ADJ
fsr-3476	31	12	than	than	ADP
fsr-3476	31	13	other	other	ADJ
fsr-3476	31	14	high	high	ADJ
fsr-3476	31	15	school	school	NOUN
fsr-3476	31	16	graduates	graduate	NOUN
fsr-3476	31	17	(	(	PUNCT
fsr-3476	31	18	mandell	mandell	PROPN
fsr-3476	31	19	&	&	CCONJ
fsr-3476	31	20	klein	klein	PROPN
fsr-3476	31	21	,	,	PUNCT
fsr-3476	31	22	2009	2009	NUM
fsr-3476	31	23	)	)	PUNCT
fsr-3476	31	24	,	,	PUNCT
fsr-3476	31	25	the	the	DET
fsr-3476	31	26	average	average	ADJ
fsr-3476	31	27	college	college	NOUN
fsr-3476	31	28	student	student	NOUN
fsr-3476	31	29	demonstrates	demonstrate	VERB
fsr-3476	31	30	relatively	relatively	ADV
fsr-3476	31	31	little	little	ADJ
fsr-3476	31	32	financial	financial	ADJ
fsr-3476	31	33	knowledge	knowledge	NOUN
fsr-3476	31	34	,	,	PUNCT
fsr-3476	31	35	and	and	CCONJ
fsr-3476	31	36	the	the	DET
fsr-3476	31	37	average	average	ADJ
fsr-3476	31	38	female	female	ADJ
fsr-3476	31	39	student	student	NOUN
fsr-3476	31	40	is	be	AUX
fsr-3476	31	41	less	less	ADV
fsr-3476	31	42	knowledgeable	knowledgeable	ADJ
fsr-3476	31	43	than	than	ADP
fsr-3476	31	44	the	the	DET
fsr-3476	31	45	average	average	ADJ
fsr-3476	31	46	male	male	ADJ
fsr-3476	31	47	student	student	NOUN
fsr-3476	31	48	(	(	PUNCT
fsr-3476	31	49	volpe	volpe	PROPN
fsr-3476	31	50	,	,	PUNCT
fsr-3476	31	51	chen	chen	PROPN
fsr-3476	31	52	,	,	PUNCT
fsr-3476	31	53	&	&	CCONJ
fsr-3476	31	54	pavlicko	pavlicko	ADJ
fsr-3476	31	55	,	,	PUNCT
fsr-3476	31	56	1996	1996	NUM
fsr-3476	31	57	)	)	PUNCT
fsr-3476	31	58	.	.	PUNCT
fsr-3476	32	1	chen	chen	PROPN
fsr-3476	32	2	and	and	CCONJ
fsr-3476	32	3	volpe	volpe	PROPN
fsr-3476	32	4	(	(	PUNCT
fsr-3476	32	5	1998	1998	NUM
fsr-3476	32	6	)	)	PUNCT
fsr-3476	32	7	find	find	VERB
fsr-3476	32	8	that	that	SCONJ
fsr-3476	32	9	female	female	ADJ
fsr-3476	32	10	college	college	NOUN
fsr-3476	32	11	students	student	NOUN
fsr-3476	32	12	and	and	CCONJ
fsr-3476	32	13	students	student	NOUN
fsr-3476	32	14	who	who	PRON
fsr-3476	32	15	are	be	AUX
fsr-3476	32	16	not	not	PART
fsr-3476	32	17	business	business	NOUN
fsr-3476	32	18	majors	major	NOUN
fsr-3476	32	19	,	,	PUNCT
fsr-3476	32	20	are	be	AUX
fsr-3476	32	21	in	in	ADP
fsr-3476	32	22	the	the	DET
fsr-3476	32	23	lower	low	ADJ
fsr-3476	32	24	class	class	NOUN
fsr-3476	32	25	ranks	rank	NOUN
fsr-3476	32	26	,	,	PUNCT
fsr-3476	32	27	under	under	ADP
fsr-3476	32	28	age	age	NOUN
fsr-3476	32	29	30	30	NUM
fsr-3476	32	30	,	,	PUNCT
fsr-3476	32	31	and	and	CCONJ
fsr-3476	32	32	have	have	VERB
fsr-3476	32	33	little	little	ADJ
fsr-3476	32	34	work	work	NOUN
fsr-3476	32	35	experience	experience	NOUN
fsr-3476	32	36	have	have	VERB
fsr-3476	32	37	lower	low	ADJ
fsr-3476	32	38	levels	level	NOUN
fsr-3476	32	39	of	of	ADP
fsr-3476	32	40	financial	financial	ADJ
fsr-3476	32	41	knowledge	knowledge	NOUN
fsr-3476	32	42	,	,	PUNCT
fsr-3476	32	43	and	and	CCONJ
fsr-3476	32	44	that	that	SCONJ
fsr-3476	32	45	students	student	NOUN
fsr-3476	32	46	who	who	PRON
fsr-3476	32	47	display	display	VERB
fsr-3476	32	48	less	less	ADJ
fsr-3476	32	49	financial	financial	ADJ
fsr-3476	32	50	knowledge	knowledge	NOUN
fsr-3476	32	51	are	be	AUX
fsr-3476	32	52	more	more	ADV
fsr-3476	32	53	likely	likely	ADJ
fsr-3476	32	54	to	to	PART
fsr-3476	32	55	assign	assign	VERB
fsr-3476	32	56	little	little	ADJ
fsr-3476	32	57	importance	importance	NOUN
fsr-3476	32	58	to	to	ADP
fsr-3476	32	59	financial	financial	ADJ
fsr-3476	32	60	matters	matter	NOUN
fsr-3476	32	61	and	and	CCONJ
fsr-3476	32	62	to	to	PART
fsr-3476	32	63	make	make	VERB
fsr-3476	32	64	incorrect	incorrect	ADJ
fsr-3476	32	65	financial	financial	ADJ
fsr-3476	32	66	decisions	decision	NOUN
fsr-3476	32	67	.	.	PUNCT
fsr-3476	33	1	chen	chen	PROPN
fsr-3476	33	2	and	and	CCONJ
fsr-3476	33	3	volpe	volpe	PROPN
fsr-3476	33	4	(	(	PUNCT
fsr-3476	33	5	2002	2002	NUM
fsr-3476	33	6	)	)	PUNCT
fsr-3476	33	7	find	find	VERB
fsr-3476	33	8	that	that	SCONJ
fsr-3476	33	9	female	female	ADJ
fsr-3476	33	10	college	college	NOUN
fsr-3476	33	11	students	student	NOUN
fsr-3476	33	12	are	be	AUX
fsr-3476	33	13	less	less	ADV
fsr-3476	33	14	knowledgeable	knowledgeable	ADJ
fsr-3476	33	15	than	than	ADP
fsr-3476	33	16	their	their	PRON
fsr-3476	33	17	male	male	ADJ
fsr-3476	33	18	counterparts	counterpart	NOUN
fsr-3476	33	19	on	on	ADP
fsr-3476	33	20	personal	personal	ADJ
fsr-3476	33	21	finance	finance	NOUN
fsr-3476	33	22	topics	topic	NOUN
fsr-3476	33	23	,	,	PUNCT
fsr-3476	33	24	that	that	SCONJ
fsr-3476	33	25	they	they	PRON
fsr-3476	33	26	exhibit	exhibit	VERB
fsr-3476	33	27	less	less	ADJ
fsr-3476	33	28	enthusiasm	enthusiasm	NOUN
fsr-3476	33	29	,	,	PUNCT
fsr-3476	33	30	lower	low	ADJ
fsr-3476	33	31	confidence	confidence	NOUN
fsr-3476	33	32	,	,	PUNCT
fsr-3476	33	33	and	and	CCONJ
fsr-3476	33	34	less	less	ADJ
fsr-3476	33	35	willingness	willingness	NOUN
fsr-3476	33	36	to	to	PART
fsr-3476	33	37	learn	learn	VERB
fsr-3476	33	38	about	about	ADP
fsr-3476	33	39	personal	personal	ADJ
fsr-3476	33	40	finance	finance	NOUN
fsr-3476	33	41	topics	topic	NOUN
fsr-3476	33	42	than	than	ADP
fsr-3476	33	43	male	male	ADJ
fsr-3476	33	44	students	student	NOUN
fsr-3476	33	45	,	,	PUNCT
fsr-3476	33	46	and	and	CCONJ
fsr-3476	33	47	that	that	SCONJ
fsr-3476	33	48	they	they	PRON
fsr-3476	33	49	are	be	AUX
fsr-3476	33	50	less	less	ADV
fsr-3476	33	51	likely	likely	ADJ
fsr-3476	33	52	to	to	PART
fsr-3476	33	53	rank	rank	VERB
fsr-3476	33	54	personal	personal	ADJ
fsr-3476	33	55	finance	finance	NOUN
fsr-3476	33	56	,	,	PUNCT
fsr-3476	33	57	math	math	NOUN
fsr-3476	33	58	,	,	PUNCT
fsr-3476	33	59	economics	economic	NOUN
fsr-3476	33	60	,	,	PUNCT
fsr-3476	33	61	and	and	CCONJ
fsr-3476	33	62	science	science	NOUN
fsr-3476	33	63	courses	course	NOUN
fsr-3476	33	64	as	as	ADP
fsr-3476	33	65	important	important	ADJ
fsr-3476	33	66	.	.	PUNCT
fsr-3476	34	1	mandell	mandell	PROPN
fsr-3476	34	2	and	and	CCONJ
fsr-3476	34	3	klein	klein	PROPN
fsr-3476	34	4	(	(	PUNCT
fsr-3476	34	5	2007	2007	NUM
fsr-3476	34	6	)	)	PUNCT
fsr-3476	34	7	focus	focus	NOUN
fsr-3476	34	8	on	on	ADP
fsr-3476	34	9	the	the	DET
fsr-3476	34	10	importance	importance	NOUN
fsr-3476	34	11	of	of	ADP
fsr-3476	34	12	one	one	NUM
fsr-3476	34	13	’s	’s	PART
fsr-3476	34	14	motivation	motivation	NOUN
fsr-3476	34	15	to	to	PART
fsr-3476	34	16	be	be	AUX
fsr-3476	34	17	financially	financially	ADV
fsr-3476	34	18	literate	literate	ADJ
fsr-3476	34	19	.	.	PUNCT
fsr-3476	35	1	using	use	VERB
fsr-3476	35	2	data	datum	NOUN
fsr-3476	35	3	from	from	ADP
fsr-3476	35	4	the	the	DET
fsr-3476	35	5	national	national	PROPN
fsr-3476	35	6	jump$tart	jump$tart	PROPN
fsr-3476	35	7	survey	survey	NOUN
fsr-3476	35	8	of	of	ADP
fsr-3476	35	9	high	high	ADJ
fsr-3476	35	10	school	school	NOUN
fsr-3476	35	11	seniors	senior	NOUN
fsr-3476	35	12	,	,	PUNCT
fsr-3476	35	13	they	they	PRON
fsr-3476	35	14	find	find	VERB
fsr-3476	35	15	that	that	SCONJ
fsr-3476	35	16	students	student	NOUN
fsr-3476	35	17	who	who	PRON
fsr-3476	35	18	believe	believe	VERB
fsr-3476	35	19	financial	financial	ADJ
fsr-3476	35	20	difficulty	difficulty	NOUN
fsr-3476	35	21	results	result	VERB
fsr-3476	35	22	from	from	ADP
fsr-3476	35	23	poor	poor	ADJ
fsr-3476	35	24	decisions	decision	NOUN
fsr-3476	35	25	,	,	PUNCT
fsr-3476	35	26	that	that	SCONJ
fsr-3476	35	27	it	it	PRON
fsr-3476	35	28	is	be	AUX
fsr-3476	35	29	important	important	ADJ
fsr-3476	35	30	to	to	PART
fsr-3476	35	31	have	have	VERB
fsr-3476	35	32	enough	enough	ADJ
fsr-3476	35	33	money	money	NOUN
fsr-3476	35	34	to	to	PART
fsr-3476	35	35	pay	pay	VERB
fsr-3476	35	36	bills	bill	NOUN
fsr-3476	35	37	,	,	PUNCT
fsr-3476	35	38	and	and	CCONJ
fsr-3476	35	39	that	that	SCONJ
fsr-3476	35	40	social	social	ADJ
fsr-3476	35	41	security	security	NOUN
fsr-3476	35	42	alone	alone	ADV
fsr-3476	35	43	provides	provide	VERB
fsr-3476	35	44	insufficient	insufficient	ADJ
fsr-3476	35	45	retirement	retirement	NOUN
fsr-3476	35	46	income	income	NOUN
fsr-3476	35	47	tend	tend	VERB
fsr-3476	35	48	to	to	PART
fsr-3476	35	49	earn	earn	VERB
fsr-3476	35	50	higher	high	ADJ
fsr-3476	35	51	scores	score	NOUN
fsr-3476	35	52	on	on	ADP
fsr-3476	35	53	the	the	DET
fsr-3476	35	54	financial	financial	ADJ
fsr-3476	35	55	literacy	literacy	NOUN
fsr-3476	35	56	questions	question	NOUN
fsr-3476	35	57	in	in	ADP
fsr-3476	35	58	the	the	DET
fsr-3476	35	59	survey	survey	NOUN
fsr-3476	35	60	.	.	PUNCT
fsr-3476	36	1	level	level	NOUN
fsr-3476	36	2	of	of	ADP
fsr-3476	36	3	aspiration	aspiration	NOUN
fsr-3476	36	4	is	be	AUX
fsr-3476	36	5	another	another	DET
fsr-3476	36	6	important	important	ADJ
fsr-3476	36	7	determinant	determinant	NOUN
fsr-3476	36	8	of	of	ADP
fsr-3476	36	9	financial	financial	ADJ
fsr-3476	36	10	literacy	literacy	NOUN
fsr-3476	36	11	in	in	ADP
fsr-3476	36	12	their	their	PRON
fsr-3476	36	13	data	datum	NOUN
fsr-3476	36	14	.	.	PUNCT
fsr-3476	37	1	students	student	NOUN
fsr-3476	37	2	bound	bind	VERB
fsr-3476	37	3	for	for	ADP
fsr-3476	37	4	a	a	DET
fsr-3476	37	5	four	four	NUM
fsr-3476	37	6	-	-	PUNCT
fsr-3476	37	7	year	year	NOUN
fsr-3476	37	8	college	college	NOUN
fsr-3476	37	9	,	,	PUNCT
fsr-3476	37	10	a	a	DET
fsr-3476	37	11	professional	professional	ADJ
fsr-3476	37	12	job	job	NOUN
fsr-3476	37	13	,	,	PUNCT
fsr-3476	37	14	or	or	CCONJ
fsr-3476	37	15	a	a	DET
fsr-3476	37	16	higher	high	ADJ
fsr-3476	37	17	starting	start	VERB
fsr-3476	37	18	salary	salary	NOUN
fsr-3476	37	19	earned	earn	VERB
fsr-3476	37	20	higher	high	ADJ
fsr-3476	37	21	scores	score	NOUN
fsr-3476	37	22	,	,	PUNCT
fsr-3476	37	23	on	on	ADP
fsr-3476	37	24	average	average	ADJ
fsr-3476	37	25	,	,	PUNCT
fsr-3476	37	26	than	than	ADP
fsr-3476	37	27	students	student	NOUN
fsr-3476	37	28	with	with	ADP
fsr-3476	37	29	lower	low	ADJ
fsr-3476	37	30	aspirations	aspiration	NOUN
fsr-3476	37	31	.	.	PUNCT
fsr-3476	38	1	90	90	NUM
fsr-3476	38	2	j.	j.	PROPN
fsr-3476	38	3	j.	j.	PROPN
fsr-3476	38	4	beierlein	beierlein	PROPN
fsr-3476	38	5	et	et	PROPN
fsr-3476	38	6	al	al	PROPN
fsr-3476	38	7	.	.	PUNCT
fsr-3476	38	8	/	/	SYM
fsr-3476	38	9	financial	financial	ADJ
fsr-3476	38	10	services	service	NOUN
fsr-3476	38	11	review	review	VERB
fsr-3476	38	12	30	30	NUM
fsr-3476	38	13	(	(	PUNCT
fsr-3476	38	14	2022	2022	NUM
fsr-3476	38	15	)	)	PUNCT
fsr-3476	39	1	89–105	89–105	PROPN
fsr-3476	39	2	beierlein	beierlein	NOUN
fsr-3476	39	3	and	and	CCONJ
fsr-3476	39	4	neverett	neverett	PROPN
fsr-3476	39	5	(	(	PUNCT
fsr-3476	39	6	2013	2013	NUM
fsr-3476	39	7	)	)	PUNCT
fsr-3476	39	8	find	find	VERB
fsr-3476	39	9	that	that	SCONJ
fsr-3476	39	10	female	female	ADJ
fsr-3476	39	11	undergraduates	undergraduate	NOUN
fsr-3476	39	12	are	be	AUX
fsr-3476	39	13	less	less	ADV
fsr-3476	39	14	likely	likely	ADJ
fsr-3476	39	15	than	than	SCONJ
fsr-3476	39	16	male	male	ADJ
fsr-3476	39	17	undergraduates	undergraduate	NOUN
fsr-3476	39	18	to	to	PART
fsr-3476	39	19	take	take	VERB
fsr-3476	39	20	an	an	DET
fsr-3476	39	21	elective	elective	ADJ
fsr-3476	39	22	personal	personal	ADJ
fsr-3476	39	23	finance	finance	NOUN
fsr-3476	39	24	course	course	NOUN
fsr-3476	39	25	.	.	PUNCT
fsr-3476	40	1	tang	tang	PROPN
fsr-3476	40	2	and	and	CCONJ
fsr-3476	40	3	peter	peter	PROPN
fsr-3476	40	4	(	(	PUNCT
fsr-3476	40	5	2015	2015	NUM
fsr-3476	40	6	)	)	PUNCT
fsr-3476	40	7	examine	examine	VERB
fsr-3476	40	8	how	how	SCONJ
fsr-3476	40	9	young	young	ADJ
fsr-3476	40	10	adults	adult	NOUN
fsr-3476	40	11	acquire	acquire	VERB
fsr-3476	40	12	financial	financial	ADJ
fsr-3476	40	13	knowledge	knowledge	NOUN
fsr-3476	40	14	and	and	CCONJ
fsr-3476	40	15	find	find	VERB
fsr-3476	40	16	that	that	SCONJ
fsr-3476	40	17	their	their	PRON
fsr-3476	40	18	financial	financial	ADJ
fsr-3476	40	19	education	education	NOUN
fsr-3476	40	20	and	and	CCONJ
fsr-3476	40	21	experience	experience	NOUN
fsr-3476	40	22	and	and	CCONJ
fsr-3476	40	23	the	the	DET
fsr-3476	40	24	financial	financial	ADJ
fsr-3476	40	25	experience	experience	NOUN
fsr-3476	40	26	of	of	ADP
fsr-3476	40	27	their	their	PRON
fsr-3476	40	28	parents	parent	NOUN
fsr-3476	40	29	are	be	AUX
fsr-3476	40	30	important	important	ADJ
fsr-3476	40	31	factors	factor	NOUN
fsr-3476	40	32	.	.	PUNCT
fsr-3476	41	1	tokar	tokar	NOUN
fsr-3476	41	2	asaad	asaad	NOUN
fsr-3476	41	3	(	(	PUNCT
fsr-3476	41	4	2015	2015	NUM
fsr-3476	41	5	)	)	PUNCT
fsr-3476	41	6	finds	find	VERB
fsr-3476	41	7	that	that	SCONJ
fsr-3476	41	8	financial	financial	ADJ
fsr-3476	41	9	confidence	confidence	NOUN
fsr-3476	41	10	is	be	AUX
fsr-3476	41	11	also	also	ADV
fsr-3476	41	12	an	an	DET
fsr-3476	41	13	important	important	ADJ
fsr-3476	41	14	component	component	NOUN
fsr-3476	41	15	of	of	ADP
fsr-3476	41	16	literacy	literacy	NOUN
fsr-3476	41	17	.	.	PUNCT
fsr-3476	42	1	harrington	harrington	PROPN
fsr-3476	42	2	and	and	CCONJ
fsr-3476	42	3	smith	smith	PROPN
fsr-3476	42	4	(	(	PUNCT
fsr-3476	42	5	2017	2017	NUM
fsr-3476	42	6	)	)	PUNCT
fsr-3476	42	7	find	find	VERB
fsr-3476	42	8	that	that	SCONJ
fsr-3476	42	9	students	student	NOUN
fsr-3476	42	10	are	be	AUX
fsr-3476	42	11	more	more	ADV
fsr-3476	42	12	interested	interested	ADJ
fsr-3476	42	13	in	in	ADP
fsr-3476	42	14	financial	financial	ADJ
fsr-3476	42	15	education	education	NOUN
fsr-3476	42	16	when	when	SCONJ
fsr-3476	42	17	they	they	PRON
fsr-3476	42	18	perceive	perceive	VERB
fsr-3476	42	19	a	a	DET
fsr-3476	42	20	higher	high	ADJ
fsr-3476	42	21	return	return	NOUN
fsr-3476	42	22	from	from	ADP
fsr-3476	42	23	financial	financial	ADJ
fsr-3476	42	24	education	education	NOUN
fsr-3476	42	25	and	and	CCONJ
fsr-3476	42	26	when	when	SCONJ
fsr-3476	42	27	they	they	PRON
fsr-3476	42	28	are	be	AUX
fsr-3476	42	29	financially	financially	ADV
fsr-3476	42	30	independent	independent	ADJ
fsr-3476	42	31	.	.	PUNCT
fsr-3476	43	1	in	in	ADP
fsr-3476	43	2	summary	summary	NOUN
fsr-3476	43	3	,	,	PUNCT
fsr-3476	43	4	the	the	DET
fsr-3476	43	5	literature	literature	NOUN
fsr-3476	43	6	tells	tell	VERB
fsr-3476	43	7	us	we	PRON
fsr-3476	43	8	that	that	SCONJ
fsr-3476	43	9	financial	financial	ADJ
fsr-3476	43	10	education	education	NOUN
fsr-3476	43	11	and	and	CCONJ
fsr-3476	43	12	experience	experience	NOUN
fsr-3476	43	13	,	,	PUNCT
fsr-3476	43	14	the	the	DET
fsr-3476	43	15	financial	financial	ADJ
fsr-3476	43	16	experience	experience	NOUN
fsr-3476	43	17	of	of	ADP
fsr-3476	43	18	one	one	NUM
fsr-3476	43	19	’s	’s	PART
fsr-3476	43	20	parents	parent	NOUN
fsr-3476	43	21	,	,	PUNCT
fsr-3476	43	22	confidence	confidence	NOUN
fsr-3476	43	23	,	,	PUNCT
fsr-3476	43	24	interest	interest	NOUN
fsr-3476	43	25	,	,	PUNCT
fsr-3476	43	26	motivation	motivation	NOUN
fsr-3476	43	27	,	,	PUNCT
fsr-3476	43	28	and	and	CCONJ
fsr-3476	43	29	educational	educational	ADJ
fsr-3476	43	30	and	and	CCONJ
fsr-3476	43	31	professional	professional	ADJ
fsr-3476	43	32	aspirations	aspiration	NOUN
fsr-3476	43	33	are	be	AUX
fsr-3476	43	34	important	important	ADJ
fsr-3476	43	35	determinants	determinant	NOUN
fsr-3476	43	36	of	of	ADP
fsr-3476	43	37	financial	financial	ADJ
fsr-3476	43	38	literacy	literacy	NOUN
fsr-3476	43	39	and	and	CCONJ
fsr-3476	43	40	that	that	SCONJ
fsr-3476	43	41	,	,	PUNCT
fsr-3476	43	42	compared	compare	VERB
fsr-3476	43	43	with	with	ADP
fsr-3476	43	44	men	man	NOUN
fsr-3476	43	45	,	,	PUNCT
fsr-3476	43	46	women	woman	NOUN
fsr-3476	43	47	tend	tend	VERB
fsr-3476	43	48	to	to	PART
fsr-3476	43	49	be	be	AUX
fsr-3476	43	50	less	less	ADV
fsr-3476	43	51	knowledgeable	knowledgeable	ADJ
fsr-3476	43	52	,	,	PUNCT
fsr-3476	43	53	less	less	ADV
fsr-3476	43	54	confident	confident	ADJ
fsr-3476	43	55	,	,	PUNCT
fsr-3476	43	56	and	and	CCONJ
fsr-3476	43	57	less	less	ADV
fsr-3476	43	58	motivated	motivated	ADJ
fsr-3476	43	59	to	to	PART
fsr-3476	43	60	learn	learn	VERB
fsr-3476	43	61	personal	personal	ADJ
fsr-3476	43	62	finance	finance	NOUN
fsr-3476	43	63	.	.	PUNCT
fsr-3476	44	1	yet	yet	ADV
fsr-3476	44	2	,	,	PUNCT
fsr-3476	44	3	extant	extant	ADJ
fsr-3476	44	4	literature	literature	NOUN
fsr-3476	44	5	offers	offer	VERB
fsr-3476	44	6	little	little	ADJ
fsr-3476	44	7	insight	insight	NOUN
fsr-3476	44	8	into	into	ADP
fsr-3476	44	9	why	why	SCONJ
fsr-3476	44	10	women	woman	NOUN
fsr-3476	44	11	may	may	AUX
fsr-3476	44	12	be	be	AUX
fsr-3476	44	13	less	less	ADV
fsr-3476	44	14	motivated	motivated	ADJ
fsr-3476	44	15	to	to	PART
fsr-3476	44	16	become	become	VERB
fsr-3476	44	17	financially	financially	ADV
fsr-3476	44	18	literate	literate	ADJ
fsr-3476	44	19	.	.	PUNCT
fsr-3476	45	1	this	this	PRON
fsr-3476	45	2	is	be	AUX
fsr-3476	45	3	the	the	DET
fsr-3476	45	4	question	question	NOUN
fsr-3476	45	5	we	we	PRON
fsr-3476	45	6	explore	explore	VERB
fsr-3476	45	7	in	in	ADP
fsr-3476	45	8	our	our	PRON
fsr-3476	45	9	research	research	NOUN
fsr-3476	45	10	.	.	PUNCT
fsr-3476	46	1	expectancy	expectancy	NOUN
fsr-3476	46	2	theory	theory	NOUN
fsr-3476	46	3	of	of	ADP
fsr-3476	46	4	motivation	motivation	NOUN
fsr-3476	46	5	,	,	PUNCT
fsr-3476	46	6	notably	notably	ADV
fsr-3476	46	7	vroom	vroom	NOUN
fsr-3476	46	8	’s	’s	PART
fsr-3476	46	9	(	(	PUNCT
fsr-3476	46	10	1964	1964	NUM
fsr-3476	46	11	)	)	PUNCT
fsr-3476	46	12	model	model	NOUN
fsr-3476	46	13	of	of	ADP
fsr-3476	46	14	motivational	motivational	ADJ
fsr-3476	46	15	force	force	NOUN
fsr-3476	46	16	,	,	PUNCT
fsr-3476	46	17	indicates	indicate	VERB
fsr-3476	46	18	that	that	SCONJ
fsr-3476	46	19	motivation	motivation	NOUN
fsr-3476	46	20	is	be	AUX
fsr-3476	46	21	determined	determine	VERB
fsr-3476	46	22	by	by	ADP
fsr-3476	46	23	expectancy	expectancy	NOUN
fsr-3476	46	24	,	,	PUNCT
fsr-3476	46	25	instrumentality	instrumentality	NOUN
fsr-3476	46	26	,	,	PUNCT
fsr-3476	46	27	and	and	CCONJ
fsr-3476	46	28	valence	valence	NOUN
fsr-3476	46	29	.	.	PUNCT
fsr-3476	47	1	expectancy	expectancy	NOUN
fsr-3476	47	2	is	be	AUX
fsr-3476	47	3	the	the	DET
fsr-3476	47	4	belief	belief	NOUN
fsr-3476	47	5	that	that	SCONJ
fsr-3476	47	6	an	an	DET
fsr-3476	47	7	action	action	NOUN
fsr-3476	47	8	will	will	AUX
fsr-3476	47	9	result	result	VERB
fsr-3476	47	10	in	in	ADP
fsr-3476	47	11	an	an	DET
fsr-3476	47	12	outcome	outcome	NOUN
fsr-3476	47	13	.	.	PUNCT
fsr-3476	48	1	instrumentality	instrumentality	NOUN
fsr-3476	48	2	is	be	AUX
fsr-3476	48	3	the	the	DET
fsr-3476	48	4	belief	belief	NOUN
fsr-3476	48	5	that	that	SCONJ
fsr-3476	48	6	the	the	DET
fsr-3476	48	7	outcome	outcome	NOUN
fsr-3476	48	8	will	will	AUX
fsr-3476	48	9	lead	lead	VERB
fsr-3476	48	10	to	to	ADP
fsr-3476	48	11	an	an	DET
fsr-3476	48	12	appropriate	appropriate	ADJ
fsr-3476	48	13	reward	reward	NOUN
fsr-3476	48	14	,	,	PUNCT
fsr-3476	48	15	and	and	CCONJ
fsr-3476	48	16	also	also	ADV
fsr-3476	48	17	perhaps	perhaps	ADV
fsr-3476	48	18	that	that	SCONJ
fsr-3476	48	19	the	the	DET
fsr-3476	48	20	outcome	outcome	NOUN
fsr-3476	48	21	is	be	AUX
fsr-3476	48	22	necessary	necessary	ADJ
fsr-3476	48	23	to	to	PART
fsr-3476	48	24	earn	earn	VERB
fsr-3476	48	25	the	the	DET
fsr-3476	48	26	reward	reward	NOUN
fsr-3476	48	27	.	.	PUNCT
fsr-3476	49	1	finally	finally	ADV
fsr-3476	49	2	,	,	PUNCT
fsr-3476	49	3	valence	valence	NOUN
fsr-3476	49	4	is	be	AUX
fsr-3476	49	5	the	the	DET
fsr-3476	49	6	importance	importance	NOUN
fsr-3476	49	7	placed	place	VERB
fsr-3476	49	8	on	on	ADP
fsr-3476	49	9	the	the	DET
fsr-3476	49	10	reward	reward	NOUN
fsr-3476	49	11	.	.	PUNCT
fsr-3476	50	1	thus	thus	ADV
fsr-3476	50	2	,	,	PUNCT
fsr-3476	50	3	in	in	ADP
fsr-3476	50	4	our	our	PRON
fsr-3476	50	5	context	context	NOUN
fsr-3476	50	6	,	,	PUNCT
fsr-3476	50	7	one	one	NOUN
fsr-3476	50	8	’s	’s	PART
fsr-3476	50	9	motivation	motivation	NOUN
fsr-3476	50	10	to	to	PART
fsr-3476	50	11	learn	learn	VERB
fsr-3476	50	12	personal	personal	ADJ
fsr-3476	50	13	finance	finance	NOUN
fsr-3476	50	14	depends	depend	VERB
fsr-3476	50	15	on	on	ADP
fsr-3476	50	16	how	how	SCONJ
fsr-3476	50	17	much	much	ADJ
fsr-3476	50	18	one	one	NOUN
fsr-3476	50	19	believes	believe	VERB
fsr-3476	50	20	that	that	SCONJ
fsr-3476	50	21	one	one	NUM
fsr-3476	50	22	’s	’s	PART
fsr-3476	50	23	efforts	effort	NOUN
fsr-3476	50	24	to	to	PART
fsr-3476	50	25	learn	learn	VERB
fsr-3476	50	26	will	will	AUX
fsr-3476	50	27	improve	improve	VERB
fsr-3476	50	28	understanding	understanding	NOUN
fsr-3476	50	29	of	of	ADP
fsr-3476	50	30	personal	personal	ADJ
fsr-3476	50	31	finance	finance	NOUN
fsr-3476	50	32	,	,	PUNCT
fsr-3476	50	33	how	how	SCONJ
fsr-3476	50	34	much	much	ADJ
fsr-3476	50	35	one	one	NOUN
fsr-3476	50	36	expects	expect	VERB
fsr-3476	50	37	to	to	PART
fsr-3476	50	38	rely	rely	VERB
fsr-3476	50	39	on	on	ADP
fsr-3476	50	40	one	one	NUM
fsr-3476	50	41	’s	’s	PART
fsr-3476	50	42	own	own	ADJ
fsr-3476	50	43	knowledge	knowledge	NOUN
fsr-3476	50	44	to	to	PART
fsr-3476	50	45	make	make	VERB
fsr-3476	50	46	good	good	ADJ
fsr-3476	50	47	financial	financial	ADJ
fsr-3476	50	48	decisions	decision	NOUN
fsr-3476	50	49	,	,	PUNCT
fsr-3476	50	50	and	and	CCONJ
fsr-3476	50	51	how	how	SCONJ
fsr-3476	50	52	important	important	ADJ
fsr-3476	50	53	one	one	NOUN
fsr-3476	50	54	believes	believe	VERB
fsr-3476	50	55	it	it	PRON
fsr-3476	50	56	is	be	AUX
fsr-3476	50	57	to	to	PART
fsr-3476	50	58	make	make	VERB
fsr-3476	50	59	good	good	ADJ
fsr-3476	50	60	financial	financial	ADJ
fsr-3476	50	61	decisions	decision	NOUN
fsr-3476	50	62	.	.	PUNCT
fsr-3476	51	1	as	as	SCONJ
fsr-3476	51	2	we	we	PRON
fsr-3476	51	3	are	be	AUX
fsr-3476	51	4	specifically	specifically	ADV
fsr-3476	51	5	interested	interested	ADJ
fsr-3476	51	6	in	in	ADP
fsr-3476	51	7	women	woman	NOUN
fsr-3476	51	8	’s	’s	PART
fsr-3476	51	9	motivation	motivation	NOUN
fsr-3476	51	10	,	,	PUNCT
fsr-3476	51	11	we	we	PRON
fsr-3476	51	12	take	take	VERB
fsr-3476	51	13	note	note	NOUN
fsr-3476	51	14	of	of	ADP
fsr-3476	51	15	claudia	claudia	PROPN
fsr-3476	51	16	goldin	goldin	PROPN
fsr-3476	51	17	’s	’s	PART
fsr-3476	51	18	(	(	PUNCT
fsr-3476	51	19	2006	2006	NUM
fsr-3476	51	20	)	)	PUNCT
fsr-3476	51	21	address	address	NOUN
fsr-3476	51	22	to	to	ADP
fsr-3476	51	23	the	the	DET
fsr-3476	51	24	american	american	PROPN
fsr-3476	51	25	economic	economic	PROPN
fsr-3476	51	26	association	association	PROPN
fsr-3476	51	27	,	,	PUNCT
fsr-3476	51	28	“	"	PUNCT
fsr-3476	51	29	the	the	DET
fsr-3476	51	30	quiet	quiet	ADJ
fsr-3476	51	31	revolution	revolution	NOUN
fsr-3476	51	32	that	that	PRON
fsr-3476	51	33	transformed	transform	VERB
fsr-3476	51	34	women	woman	NOUN
fsr-3476	51	35	’s	’s	PART
fsr-3476	51	36	employment	employment	NOUN
fsr-3476	51	37	,	,	PUNCT
fsr-3476	51	38	education	education	NOUN
fsr-3476	51	39	,	,	PUNCT
fsr-3476	51	40	and	and	CCONJ
fsr-3476	51	41	family	family	NOUN
fsr-3476	51	42	.	.	PUNCT
fsr-3476	51	43	”	"	PUNCT
fsr-3476	52	1	in	in	ADP
fsr-3476	52	2	it	it	PRON
fsr-3476	52	3	,	,	PUNCT
fsr-3476	52	4	she	she	PRON
fsr-3476	52	5	explains	explain	VERB
fsr-3476	52	6	that	that	SCONJ
fsr-3476	52	7	as	as	SCONJ
fsr-3476	52	8	women	woman	NOUN
fsr-3476	52	9	’s	’s	PART
fsr-3476	52	10	estimates	estimate	NOUN
fsr-3476	52	11	of	of	ADP
fsr-3476	52	12	the	the	DET
fsr-3476	52	13	time	time	NOUN
fsr-3476	52	14	they	they	PRON
fsr-3476	52	15	would	would	AUX
fsr-3476	52	16	spend	spend	VERB
fsr-3476	52	17	in	in	ADP
fsr-3476	52	18	the	the	DET
fsr-3476	52	19	labor	labor	NOUN
fsr-3476	52	20	force	force	NOUN
fsr-3476	52	21	increased	increase	VERB
fsr-3476	52	22	,	,	PUNCT
fsr-3476	52	23	their	their	PRON
fsr-3476	52	24	investments	investment	NOUN
fsr-3476	52	25	in	in	ADP
fsr-3476	52	26	education	education	NOUN
fsr-3476	52	27	and	and	CCONJ
fsr-3476	52	28	interest	interest	NOUN
fsr-3476	52	29	in	in	ADP
fsr-3476	52	30	more	more	ADJ
fsr-3476	52	31	professional	professional	ADJ
fsr-3476	52	32	majors	major	NOUN
fsr-3476	52	33	also	also	ADV
fsr-3476	52	34	increased	increase	VERB
fsr-3476	52	35	.	.	PUNCT
fsr-3476	53	1	therefore	therefore	ADV
fsr-3476	53	2	,	,	PUNCT
fsr-3476	53	3	it	it	PRON
fsr-3476	53	4	seems	seem	VERB
fsr-3476	53	5	reasonable	reasonable	ADJ
fsr-3476	53	6	to	to	PART
fsr-3476	53	7	expect	expect	VERB
fsr-3476	53	8	that	that	SCONJ
fsr-3476	53	9	when	when	SCONJ
fsr-3476	53	10	a	a	DET
fsr-3476	53	11	woman	woman	NOUN
fsr-3476	53	12	believes	believe	VERB
fsr-3476	53	13	that	that	SCONJ
fsr-3476	53	14	she	she	PRON
fsr-3476	53	15	will	will	AUX
fsr-3476	53	16	be	be	AUX
fsr-3476	53	17	responsible	responsible	ADJ
fsr-3476	53	18	for	for	ADP
fsr-3476	53	19	making	make	VERB
fsr-3476	53	20	financial	financial	ADJ
fsr-3476	53	21	decisions	decision	NOUN
fsr-3476	53	22	,	,	PUNCT
fsr-3476	53	23	she	she	PRON
fsr-3476	53	24	will	will	AUX
fsr-3476	53	25	be	be	AUX
fsr-3476	53	26	more	more	ADV
fsr-3476	53	27	motivated	motivated	ADJ
fsr-3476	53	28	to	to	PART
fsr-3476	53	29	become	become	VERB
fsr-3476	53	30	financially	financially	ADV
fsr-3476	53	31	literate	literate	ADJ
fsr-3476	53	32	.	.	PUNCT
fsr-3476	54	1	the	the	DET
fsr-3476	54	2	literature	literature	NOUN
fsr-3476	54	3	reviewed	review	VERB
fsr-3476	54	4	above	above	ADV
fsr-3476	54	5	suggests	suggest	VERB
fsr-3476	54	6	several	several	ADJ
fsr-3476	54	7	hypotheses	hypothesis	NOUN
fsr-3476	54	8	to	to	PART
fsr-3476	54	9	be	be	AUX
fsr-3476	54	10	tested	test	VERB
fsr-3476	54	11	:	:	PUNCT
fsr-3476	55	1	1	1	X
fsr-3476	55	2	.	.	X
fsr-3476	55	3	the	the	DET
fsr-3476	55	4	women	woman	NOUN
fsr-3476	55	5	in	in	ADP
fsr-3476	55	6	our	our	PRON
fsr-3476	55	7	sample	sample	NOUN
fsr-3476	55	8	are	be	AUX
fsr-3476	55	9	less	less	ADV
fsr-3476	55	10	knowledgeable	knowledgeable	ADJ
fsr-3476	55	11	about	about	ADP
fsr-3476	55	12	personal	personal	ADJ
fsr-3476	55	13	finance	finance	NOUN
fsr-3476	55	14	,	,	PUNCT
fsr-3476	55	15	less	less	ADV
fsr-3476	55	16	confident	confident	ADJ
fsr-3476	55	17	in	in	ADP
fsr-3476	55	18	their	their	PRON
fsr-3476	55	19	abilities	ability	NOUN
fsr-3476	55	20	related	relate	VERB
fsr-3476	55	21	to	to	ADP
fsr-3476	55	22	finance	finance	NOUN
fsr-3476	55	23	,	,	PUNCT
fsr-3476	55	24	and	and	CCONJ
fsr-3476	55	25	less	less	ADV
fsr-3476	55	26	motivated	motivated	ADJ
fsr-3476	55	27	to	to	PART
fsr-3476	55	28	learn	learn	VERB
fsr-3476	55	29	it	it	PRON
fsr-3476	55	30	than	than	ADP
fsr-3476	55	31	the	the	DET
fsr-3476	55	32	men	man	NOUN
fsr-3476	55	33	.	.	PUNCT
fsr-3476	56	1	2	2	X
fsr-3476	56	2	.	.	X
fsr-3476	56	3	motivation	motivation	NOUN
fsr-3476	56	4	to	to	PART
fsr-3476	56	5	learn	learn	VERB
fsr-3476	56	6	personal	personal	ADJ
fsr-3476	56	7	finance	finance	NOUN
fsr-3476	56	8	is	be	AUX
fsr-3476	56	9	positively	positively	ADV
fsr-3476	56	10	related	relate	VERB
fsr-3476	56	11	to	to	ADP
fsr-3476	56	12	one	one	NUM
fsr-3476	56	13	’s	’s	PART
fsr-3476	56	14	confidence	confidence	NOUN
fsr-3476	56	15	(	(	PUNCT
fsr-3476	56	16	expectancy	expectancy	NOUN
fsr-3476	56	17	)	)	PUNCT
fsr-3476	56	18	,	,	PUNCT
fsr-3476	56	19	whether	whether	SCONJ
fsr-3476	56	20	one	one	PRON
fsr-3476	56	21	expects	expect	VERB
fsr-3476	56	22	to	to	PART
fsr-3476	56	23	be	be	AUX
fsr-3476	56	24	responsible	responsible	ADJ
fsr-3476	56	25	for	for	ADP
fsr-3476	56	26	financial	financial	ADJ
fsr-3476	56	27	decision	decision	NOUN
fsr-3476	56	28	-	-	PUNCT
fsr-3476	56	29	making	making	NOUN
fsr-3476	56	30	(	(	PUNCT
fsr-3476	56	31	instrumentality	instrumentality	NOUN
fsr-3476	56	32	)	)	PUNCT
fsr-3476	56	33	,	,	PUNCT
fsr-3476	56	34	and	and	CCONJ
fsr-3476	56	35	the	the	DET
fsr-3476	56	36	importance	importance	NOUN
fsr-3476	56	37	one	one	NUM
fsr-3476	56	38	assigns	assign	NOUN
fsr-3476	56	39	to	to	ADP
fsr-3476	56	40	personal	personal	ADJ
fsr-3476	56	41	finance	finance	NOUN
fsr-3476	56	42	decisions	decision	NOUN
fsr-3476	56	43	(	(	PUNCT
fsr-3476	56	44	valence	valence	NOUN
fsr-3476	56	45	)	)	PUNCT
fsr-3476	56	46	.	.	PUNCT
fsr-3476	57	1	3	3	X
fsr-3476	57	2	.	.	X
fsr-3476	57	3	women	woman	NOUN
fsr-3476	57	4	are	be	AUX
fsr-3476	57	5	less	less	ADV
fsr-3476	57	6	motivated	motivated	ADJ
fsr-3476	57	7	to	to	PART
fsr-3476	57	8	learn	learn	VERB
fsr-3476	57	9	personal	personal	ADJ
fsr-3476	57	10	finance	finance	NOUN
fsr-3476	57	11	because	because	SCONJ
fsr-3476	57	12	they	they	PRON
fsr-3476	57	13	are	be	AUX
fsr-3476	57	14	less	less	ADV
fsr-3476	57	15	confident	confident	ADJ
fsr-3476	57	16	,	,	PUNCT
fsr-3476	57	17	they	they	PRON
fsr-3476	57	18	think	think	VERB
fsr-3476	57	19	it	it	PRON
fsr-3476	57	20	is	be	AUX
fsr-3476	57	21	less	less	ADV
fsr-3476	57	22	important	important	ADJ
fsr-3476	57	23	,	,	PUNCT
fsr-3476	57	24	or	or	CCONJ
fsr-3476	57	25	they	they	PRON
fsr-3476	57	26	expect	expect	VERB
fsr-3476	57	27	to	to	PART
fsr-3476	57	28	have	have	VERB
fsr-3476	57	29	less	less	ADJ
fsr-3476	57	30	responsibility	responsibility	NOUN
fsr-3476	57	31	for	for	ADP
fsr-3476	57	32	making	make	VERB
fsr-3476	57	33	financial	financial	ADJ
fsr-3476	57	34	decisions	decision	NOUN
fsr-3476	57	35	.	.	PUNCT
fsr-3476	58	1	3	3	X
fsr-3476	58	2	.	.	X
fsr-3476	58	3	methodology	methodology	NOUN
fsr-3476	58	4	and	and	CCONJ
fsr-3476	58	5	data	datum	NOUN
fsr-3476	58	6	the	the	DET
fsr-3476	58	7	link	link	NOUN
fsr-3476	58	8	to	to	ADP
fsr-3476	58	9	an	an	DET
fsr-3476	58	10	online	online	ADJ
fsr-3476	58	11	qualtrics	qualtric	NOUN
fsr-3476	58	12	survey	survey	NOUN
fsr-3476	58	13	approved	approve	VERB
fsr-3476	58	14	by	by	ADP
fsr-3476	58	15	the	the	DET
fsr-3476	58	16	university	university	NOUN
fsr-3476	58	17	’s	’s	PART
fsr-3476	58	18	institutional	institutional	PROPN
fsr-3476	58	19	review	review	NOUN
fsr-3476	58	20	board	board	NOUN
fsr-3476	58	21	was	be	AUX
fsr-3476	58	22	emailed	email	VERB
fsr-3476	58	23	to	to	PART
fsr-3476	58	24	undergraduate	undergraduate	VERB
fsr-3476	58	25	students	student	NOUN
fsr-3476	58	26	at	at	ADP
fsr-3476	58	27	east	east	PROPN
fsr-3476	58	28	carolina	carolina	PROPN
fsr-3476	58	29	university	university	PROPN
fsr-3476	58	30	(	(	PUNCT
fsr-3476	58	31	ecu	ecu	NOUN
fsr-3476	58	32	)	)	PUNCT
fsr-3476	58	33	.	.	PUNCT
fsr-3476	59	1	additionally	additionally	ADV
fsr-3476	59	2	,	,	PUNCT
fsr-3476	59	3	the	the	DET
fsr-3476	59	4	link	link	NOUN
fsr-3476	59	5	was	be	AUX
fsr-3476	59	6	posted	post	VERB
fsr-3476	59	7	on	on	ADP
fsr-3476	59	8	social	social	ADJ
fsr-3476	59	9	media	medium	NOUN
fsr-3476	59	10	pages	page	NOUN
fsr-3476	59	11	open	open	VERB
fsr-3476	59	12	only	only	ADV
fsr-3476	59	13	to	to	ADP
fsr-3476	59	14	students	student	NOUN
fsr-3476	59	15	,	,	PUNCT
fsr-3476	59	16	and	and	CCONJ
fsr-3476	59	17	flyers	flyer	NOUN
fsr-3476	59	18	were	be	AUX
fsr-3476	59	19	hung	hang	VERB
fsr-3476	59	20	around	around	ADP
fsr-3476	59	21	j.	j.	PROPN
fsr-3476	59	22	j.	j.	PROPN
fsr-3476	59	23	beierlein	beierlein	PROPN
fsr-3476	59	24	et	et	PROPN
fsr-3476	59	25	al	al	PROPN
fsr-3476	59	26	.	.	PUNCT
fsr-3476	59	27	/	/	SYM
fsr-3476	59	28	financial	financial	ADJ
fsr-3476	59	29	services	service	NOUN
fsr-3476	59	30	review	review	VERB
fsr-3476	59	31	30	30	NUM
fsr-3476	59	32	(	(	PUNCT
fsr-3476	59	33	2022	2022	NUM
fsr-3476	59	34	)	)	PUNCT
fsr-3476	60	1	89–105	89–105	PROPN
fsr-3476	60	2	91	91	NUM
fsr-3476	60	3	campus	campus	NOUN
fsr-3476	60	4	.	.	PUNCT
fsr-3476	61	1	emails	email	NOUN
fsr-3476	61	2	and	and	CCONJ
fsr-3476	61	3	other	other	ADJ
fsr-3476	61	4	advertising	advertising	NOUN
fsr-3476	61	5	for	for	ADP
fsr-3476	61	6	the	the	DET
fsr-3476	61	7	survey	survey	NOUN
fsr-3476	61	8	noted	note	VERB
fsr-3476	61	9	that	that	SCONJ
fsr-3476	61	10	respondents	respondent	NOUN
fsr-3476	61	11	would	would	AUX
fsr-3476	61	12	be	be	AUX
fsr-3476	61	13	entered	enter	VERB
fsr-3476	61	14	in	in	ADP
fsr-3476	61	15	a	a	DET
fsr-3476	61	16	drawing	drawing	NOUN
fsr-3476	61	17	for	for	ADP
fsr-3476	61	18	gift	gift	NOUN
fsr-3476	61	19	cards	card	NOUN
fsr-3476	61	20	to	to	PART
fsr-3476	61	21	increase	increase	VERB
fsr-3476	61	22	interest	interest	NOUN
fsr-3476	61	23	.	.	PUNCT
fsr-3476	62	1	the	the	DET
fsr-3476	62	2	survey	survey	NOUN
fsr-3476	62	3	is	be	AUX
fsr-3476	62	4	composed	compose	VERB
fsr-3476	62	5	of	of	ADP
fsr-3476	62	6	64	64	NUM
fsr-3476	62	7	questions	question	NOUN
fsr-3476	62	8	.	.	PUNCT
fsr-3476	63	1	students	student	NOUN
fsr-3476	63	2	could	could	AUX
fsr-3476	63	3	exit	exit	VERB
fsr-3476	63	4	the	the	DET
fsr-3476	63	5	survey	survey	NOUN
fsr-3476	63	6	at	at	ADP
fsr-3476	63	7	any	any	DET
fsr-3476	63	8	time	time	NOUN
fsr-3476	63	9	.	.	PUNCT
fsr-3476	64	1	we	we	PRON
fsr-3476	64	2	analyze	analyze	VERB
fsr-3476	64	3	only	only	ADV
fsr-3476	64	4	completed	complete	VERB
fsr-3476	64	5	surveys	survey	NOUN
fsr-3476	64	6	.	.	PUNCT
fsr-3476	65	1	the	the	DET
fsr-3476	65	2	entire	entire	ADJ
fsr-3476	65	3	survey	survey	NOUN
fsr-3476	65	4	and	and	CCONJ
fsr-3476	65	5	answer	answer	NOUN
fsr-3476	65	6	choices	choice	NOUN
fsr-3476	65	7	are	be	AUX
fsr-3476	65	8	in	in	ADP
fsr-3476	65	9	the	the	DET
fsr-3476	65	10	appendix	appendix	NOUN
fsr-3476	65	11	.	.	PUNCT
fsr-3476	66	1	the	the	DET
fsr-3476	66	2	first	first	ADJ
fsr-3476	66	3	11	11	NUM
fsr-3476	66	4	survey	survey	NOUN
fsr-3476	66	5	questions	question	NOUN
fsr-3476	66	6	address	address	VERB
fsr-3476	66	7	demographics	demographic	NOUN
fsr-3476	66	8	,	,	PUNCT
fsr-3476	66	9	including	include	VERB
fsr-3476	66	10	verifying	verify	VERB
fsr-3476	66	11	that	that	SCONJ
fsr-3476	66	12	the	the	DET
fsr-3476	66	13	respondent	respondent	NOUN
fsr-3476	66	14	was	be	AUX
fsr-3476	66	15	an	an	DET
fsr-3476	66	16	undergraduate	undergraduate	NOUN
fsr-3476	66	17	at	at	ADP
fsr-3476	66	18	east	east	PROPN
fsr-3476	66	19	carolina	carolina	PROPN
fsr-3476	66	20	and	and	CCONJ
fsr-3476	66	21	asking	ask	VERB
fsr-3476	66	22	for	for	ADP
fsr-3476	66	23	age	age	NOUN
fsr-3476	66	24	,	,	PUNCT
fsr-3476	66	25	gender	gender	NOUN
fsr-3476	66	26	,	,	PUNCT
fsr-3476	66	27	class	class	NOUN
fsr-3476	66	28	(	(	PUNCT
fsr-3476	66	29	e.g.	e.g.	ADV
fsr-3476	66	30	,	,	PUNCT
fsr-3476	66	31	freshman	freshman	NOUN
fsr-3476	66	32	)	)	PUNCT
fsr-3476	66	33	,	,	PUNCT
fsr-3476	66	34	race	race	NOUN
fsr-3476	66	35	,	,	PUNCT
fsr-3476	66	36	employment	employment	NOUN
fsr-3476	66	37	status	status	NOUN
fsr-3476	66	38	,	,	PUNCT
fsr-3476	66	39	parents	parent	NOUN
fsr-3476	66	40	’	'	PUNCT
fsr-3476	66	41	income	income	NOUN
fsr-3476	66	42	range	range	NOUN
fsr-3476	66	43	,	,	PUNCT
fsr-3476	66	44	and	and	CCONJ
fsr-3476	66	45	whether	whether	SCONJ
fsr-3476	66	46	either	either	DET
fsr-3476	66	47	parent	parent	NOUN
fsr-3476	66	48	works	work	VERB
fsr-3476	66	49	in	in	ADP
fsr-3476	66	50	the	the	DET
fsr-3476	66	51	financial	financial	ADJ
fsr-3476	66	52	services	service	NOUN
fsr-3476	66	53	industry	industry	NOUN
fsr-3476	66	54	.	.	PUNCT
fsr-3476	67	1	the	the	DET
fsr-3476	67	2	next	next	ADJ
fsr-3476	67	3	seven	seven	NUM
fsr-3476	67	4	questions	question	NOUN
fsr-3476	67	5	address	address	NOUN
fsr-3476	67	6	students	student	NOUN
fsr-3476	67	7	’	'	PUNCT
fsr-3476	67	8	awareness	awareness	NOUN
fsr-3476	67	9	of	of	ADP
fsr-3476	67	10	the	the	DET
fsr-3476	67	11	personal	personal	ADJ
fsr-3476	67	12	finance	finance	NOUN
fsr-3476	67	13	course	course	NOUN
fsr-3476	67	14	offered	offer	VERB
fsr-3476	67	15	at	at	ADP
fsr-3476	67	16	ecu	ecu	NOUN
fsr-3476	67	17	,	,	PUNCT
fsr-3476	67	18	whether	whether	SCONJ
fsr-3476	67	19	they	they	PRON
fsr-3476	67	20	had	have	AUX
fsr-3476	67	21	taken	take	VERB
fsr-3476	67	22	it	it	PRON
fsr-3476	67	23	or	or	CCONJ
fsr-3476	67	24	any	any	DET
fsr-3476	67	25	other	other	ADJ
fsr-3476	67	26	finance	finance	NOUN
fsr-3476	67	27	or	or	CCONJ
fsr-3476	67	28	economics	economic	NOUN
fsr-3476	67	29	courses	course	NOUN
fsr-3476	67	30	or	or	CCONJ
fsr-3476	67	31	attended	attend	VERB
fsr-3476	67	32	any	any	DET
fsr-3476	67	33	related	related	ADJ
fsr-3476	67	34	seminars	seminar	NOUN
fsr-3476	67	35	and	and	CCONJ
fsr-3476	67	36	if	if	SCONJ
fsr-3476	67	37	so	so	ADV
fsr-3476	67	38	,	,	PUNCT
fsr-3476	67	39	where	where	SCONJ
fsr-3476	67	40	,	,	PUNCT
fsr-3476	67	41	and	and	CCONJ
fsr-3476	67	42	whether	whether	SCONJ
fsr-3476	67	43	they	they	PRON
fsr-3476	67	44	planned	plan	VERB
fsr-3476	67	45	to	to	PART
fsr-3476	67	46	take	take	VERB
fsr-3476	67	47	the	the	DET
fsr-3476	67	48	personal	personal	ADJ
fsr-3476	67	49	finance	finance	NOUN
fsr-3476	67	50	course	course	NOUN
fsr-3476	67	51	or	or	CCONJ
fsr-3476	67	52	attend	attend	VERB
fsr-3476	67	53	a	a	DET
fsr-3476	67	54	related	relate	VERB
fsr-3476	67	55	seminar	seminar	NOUN
fsr-3476	67	56	.	.	PUNCT
fsr-3476	68	1	there	there	PRON
fsr-3476	68	2	are	be	VERB
fsr-3476	68	3	also	also	ADV
fsr-3476	68	4	four	four	NUM
fsr-3476	68	5	follow	follow	NOUN
fsr-3476	68	6	-	-	PUNCT
fsr-3476	68	7	up	up	ADP
fsr-3476	68	8	questions	question	NOUN
fsr-3476	68	9	that	that	PRON
fsr-3476	68	10	appeared	appear	VERB
fsr-3476	68	11	only	only	ADV
fsr-3476	68	12	for	for	ADP
fsr-3476	68	13	those	those	PRON
fsr-3476	68	14	who	who	PRON
fsr-3476	68	15	responded	respond	VERB
fsr-3476	68	16	that	that	SCONJ
fsr-3476	68	17	they	they	PRON
fsr-3476	68	18	had	have	AUX
fsr-3476	68	19	taken	take	VERB
fsr-3476	68	20	the	the	DET
fsr-3476	68	21	course	course	NOUN
fsr-3476	68	22	.	.	PUNCT
fsr-3476	69	1	these	these	DET
fsr-3476	69	2	address	address	NOUN
fsr-3476	69	3	why	why	SCONJ
fsr-3476	69	4	they	they	PRON
fsr-3476	69	5	took	take	VERB
fsr-3476	69	6	the	the	DET
fsr-3476	69	7	course	course	NOUN
fsr-3476	69	8	,	,	PUNCT
fsr-3476	69	9	how	how	SCONJ
fsr-3476	69	10	it	it	PRON
fsr-3476	69	11	affected	affect	VERB
fsr-3476	69	12	their	their	PRON
fsr-3476	69	13	opinions	opinion	NOUN
fsr-3476	69	14	,	,	PUNCT
fsr-3476	69	15	whether	whether	SCONJ
fsr-3476	69	16	they	they	PRON
fsr-3476	69	17	expected	expect	VERB
fsr-3476	69	18	to	to	PART
fsr-3476	69	19	use	use	VERB
fsr-3476	69	20	what	what	PRON
fsr-3476	69	21	they	they	PRON
fsr-3476	69	22	learned	learn	VERB
fsr-3476	69	23	in	in	ADP
fsr-3476	69	24	the	the	DET
fsr-3476	69	25	future	future	NOUN
fsr-3476	69	26	,	,	PUNCT
fsr-3476	69	27	and	and	CCONJ
fsr-3476	69	28	the	the	DET
fsr-3476	69	29	grade	grade	NOUN
fsr-3476	69	30	earned	earn	VERB
fsr-3476	69	31	.	.	PUNCT
fsr-3476	70	1	for	for	ADP
fsr-3476	70	2	those	those	PRON
fsr-3476	70	3	who	who	PRON
fsr-3476	70	4	responded	respond	VERB
fsr-3476	70	5	that	that	SCONJ
fsr-3476	70	6	they	they	PRON
fsr-3476	70	7	had	have	AUX
fsr-3476	70	8	not	not	PART
fsr-3476	70	9	taken	take	VERB
fsr-3476	70	10	it	it	PRON
fsr-3476	70	11	,	,	PUNCT
fsr-3476	70	12	one	one	NUM
fsr-3476	70	13	follow	follow	NOUN
fsr-3476	70	14	-	-	PUNCT
fsr-3476	70	15	up	up	ADP
fsr-3476	70	16	question	question	NOUN
fsr-3476	70	17	asks	ask	VERB
fsr-3476	70	18	why	why	SCONJ
fsr-3476	70	19	not	not	PART
fsr-3476	70	20	,	,	PUNCT
fsr-3476	70	21	and	and	CCONJ
fsr-3476	70	22	another	another	PRON
fsr-3476	70	23	asks	ask	VERB
fsr-3476	70	24	if	if	SCONJ
fsr-3476	70	25	they	they	PRON
fsr-3476	70	26	plan	plan	VERB
fsr-3476	70	27	to	to	PART
fsr-3476	70	28	take	take	VERB
fsr-3476	70	29	it	it	PRON
fsr-3476	70	30	.	.	PUNCT
fsr-3476	71	1	the	the	DET
fsr-3476	71	2	next	next	ADJ
fsr-3476	71	3	question	question	NOUN
fsr-3476	71	4	asks	ask	VERB
fsr-3476	71	5	,	,	PUNCT
fsr-3476	71	6	“	"	PUNCT
fsr-3476	71	7	how	how	SCONJ
fsr-3476	71	8	important	important	ADJ
fsr-3476	71	9	do	do	AUX
fsr-3476	71	10	you	you	PRON
fsr-3476	71	11	think	think	VERB
fsr-3476	71	12	personal	personal	ADJ
fsr-3476	71	13	finance	finance	NOUN
fsr-3476	71	14	is	be	AUX
fsr-3476	71	15	?	?	PUNCT
fsr-3476	71	16	”	"	PUNCT
fsr-3476	72	1	and	and	CCONJ
fsr-3476	72	2	then	then	ADV
fsr-3476	72	3	a	a	DET
fsr-3476	72	4	free	free	ADJ
fsr-3476	72	5	response	response	NOUN
fsr-3476	72	6	follow	follow	VERB
fsr-3476	72	7	-	-	PUNCT
fsr-3476	72	8	up	up	ADP
fsr-3476	72	9	question	question	NOUN
fsr-3476	72	10	depending	depend	VERB
fsr-3476	72	11	on	on	ADP
fsr-3476	72	12	the	the	DET
fsr-3476	72	13	answer	answer	NOUN
fsr-3476	72	14	that	that	PRON
fsr-3476	72	15	asks	ask	VERB
fsr-3476	72	16	“	"	PUNCT
fsr-3476	72	17	why	why	SCONJ
fsr-3476	72	18	do	do	AUX
fsr-3476	72	19	you	you	PRON
fsr-3476	72	20	find	find	VERB
fsr-3476	72	21	personal	personal	ADJ
fsr-3476	72	22	finance	finance	NOUN
fsr-3476	72	23	(	(	PUNCT
fsr-3476	72	24	un)important	un)important	ADJ
fsr-3476	72	25	?	?	PUNCT
fsr-3476	72	26	”	"	PUNCT
fsr-3476	73	1	the	the	DET
fsr-3476	73	2	next	next	ADJ
fsr-3476	73	3	question	question	NOUN
fsr-3476	73	4	asks	ask	VERB
fsr-3476	73	5	,	,	PUNCT
fsr-3476	73	6	“	"	PUNCT
fsr-3476	73	7	how	how	SCONJ
fsr-3476	73	8	motivated	motivated	ADJ
fsr-3476	73	9	are	be	AUX
fsr-3476	73	10	you	you	PRON
fsr-3476	73	11	to	to	PART
fsr-3476	73	12	learn	learn	VERB
fsr-3476	73	13	about	about	ADP
fsr-3476	73	14	personal	personal	ADJ
fsr-3476	73	15	finance	finance	NOUN
fsr-3476	73	16	?	?	PUNCT
fsr-3476	73	17	”	"	PUNCT
fsr-3476	74	1	then	then	ADV
fsr-3476	74	2	,	,	PUNCT
fsr-3476	74	3	there	there	PRON
fsr-3476	74	4	are	be	VERB
fsr-3476	74	5	16	16	NUM
fsr-3476	74	6	questions	question	NOUN
fsr-3476	74	7	that	that	PRON
fsr-3476	74	8	ask	ask	VERB
fsr-3476	74	9	how	how	SCONJ
fsr-3476	74	10	strongly	strongly	ADV
fsr-3476	74	11	the	the	DET
fsr-3476	74	12	following	following	NOUN
fsr-3476	74	13	had	have	AUX
fsr-3476	74	14	influenced	influence	VERB
fsr-3476	74	15	the	the	DET
fsr-3476	74	16	respondent	respondent	NOUN
fsr-3476	74	17	’s	’s	PART
fsr-3476	74	18	knowledge	knowledge	NOUN
fsr-3476	74	19	of	of	ADP
fsr-3476	74	20	personal	personal	ADJ
fsr-3476	74	21	finance	finance	NOUN
fsr-3476	74	22	and	and	CCONJ
fsr-3476	74	23	their	their	PRON
fsr-3476	74	24	financial	financial	ADJ
fsr-3476	74	25	decisions	decision	NOUN
fsr-3476	74	26	:	:	PUNCT
fsr-3476	74	27	parents	parent	NOUN
fsr-3476	74	28	,	,	PUNCT
fsr-3476	74	29	other	other	ADJ
fsr-3476	74	30	relatives	relative	NOUN
fsr-3476	74	31	,	,	PUNCT
fsr-3476	74	32	instructors	instructor	NOUN
fsr-3476	74	33	,	,	PUNCT
fsr-3476	74	34	peers	peer	NOUN
fsr-3476	74	35	,	,	PUNCT
fsr-3476	74	36	media	medium	NOUN
fsr-3476	74	37	,	,	PUNCT
fsr-3476	74	38	online	online	ADJ
fsr-3476	74	39	resources	resource	NOUN
fsr-3476	74	40	,	,	PUNCT
fsr-3476	74	41	own	own	ADJ
fsr-3476	74	42	experiences	experience	NOUN
fsr-3476	74	43	,	,	PUNCT
fsr-3476	74	44	and	and	CCONJ
fsr-3476	74	45	religion	religion	NOUN
fsr-3476	74	46	.	.	PUNCT
fsr-3476	75	1	the	the	DET
fsr-3476	75	2	next	next	ADJ
fsr-3476	75	3	question	question	NOUN
fsr-3476	75	4	asks	ask	VERB
fsr-3476	75	5	respondents	respondent	NOUN
fsr-3476	75	6	to	to	PART
fsr-3476	75	7	indicate	indicate	VERB
fsr-3476	75	8	where	where	SCONJ
fsr-3476	75	9	they	they	PRON
fsr-3476	75	10	might	might	AUX
fsr-3476	75	11	go	go	VERB
fsr-3476	75	12	for	for	ADP
fsr-3476	75	13	advice	advice	NOUN
fsr-3476	75	14	in	in	ADP
fsr-3476	75	15	the	the	DET
fsr-3476	75	16	future	future	NOUN
fsr-3476	75	17	when	when	SCONJ
fsr-3476	75	18	they	they	PRON
fsr-3476	75	19	had	have	VERB
fsr-3476	75	20	questions	question	NOUN
fsr-3476	75	21	regarding	regard	VERB
fsr-3476	75	22	personal	personal	ADJ
fsr-3476	75	23	finance	finance	NOUN
fsr-3476	75	24	.	.	PUNCT
fsr-3476	76	1	then	then	ADV
fsr-3476	76	2	,	,	PUNCT
fsr-3476	76	3	a	a	DET
fsr-3476	76	4	series	series	NOUN
fsr-3476	76	5	of	of	ADP
fsr-3476	76	6	eight	eight	NUM
fsr-3476	76	7	questions	question	NOUN
fsr-3476	76	8	asks	ask	VERB
fsr-3476	76	9	whether	whether	SCONJ
fsr-3476	76	10	they	they	PRON
fsr-3476	76	11	had	have	AUX
fsr-3476	76	12	heard	hear	VERB
fsr-3476	76	13	of	of	ADP
fsr-3476	76	14	or	or	CCONJ
fsr-3476	76	15	currently	currently	ADV
fsr-3476	76	16	had	have	VERB
fsr-3476	76	17	the	the	DET
fsr-3476	76	18	following	follow	VERB
fsr-3476	76	19	financial	financial	ADJ
fsr-3476	76	20	products	product	NOUN
fsr-3476	76	21	:	:	PUNCT
fsr-3476	76	22	a	a	DET
fsr-3476	76	23	credit	credit	NOUN
fsr-3476	76	24	card	card	NOUN
fsr-3476	76	25	,	,	PUNCT
fsr-3476	76	26	renters	renter	NOUN
fsr-3476	76	27	’	'	PUNCT
fsr-3476	76	28	insurance	insurance	NOUN
fsr-3476	76	29	,	,	PUNCT
fsr-3476	76	30	a	a	DET
fsr-3476	76	31	retirement	retirement	NOUN
fsr-3476	76	32	account	account	NOUN
fsr-3476	76	33	,	,	PUNCT
fsr-3476	76	34	and	and	CCONJ
fsr-3476	76	35	other	other	ADJ
fsr-3476	76	36	types	type	NOUN
fsr-3476	76	37	of	of	ADP
fsr-3476	76	38	investment	investment	NOUN
fsr-3476	76	39	accounts	account	NOUN
fsr-3476	76	40	.	.	PUNCT
fsr-3476	77	1	the	the	DET
fsr-3476	77	2	next	next	ADJ
fsr-3476	77	3	question	question	NOUN
fsr-3476	77	4	asks	ask	VERB
fsr-3476	77	5	if	if	SCONJ
fsr-3476	77	6	they	they	PRON
fsr-3476	77	7	planned	plan	VERB
fsr-3476	77	8	to	to	PART
fsr-3476	77	9	invest	invest	VERB
fsr-3476	77	10	in	in	ADP
fsr-3476	77	11	the	the	DET
fsr-3476	77	12	stock	stock	NOUN
fsr-3476	77	13	market	market	NOUN
fsr-3476	77	14	,	,	PUNCT
fsr-3476	77	15	and	and	CCONJ
fsr-3476	77	16	why	why	SCONJ
fsr-3476	77	17	or	or	CCONJ
fsr-3476	77	18	why	why	SCONJ
fsr-3476	77	19	not	not	PART
fsr-3476	77	20	.	.	PUNCT
fsr-3476	78	1	the	the	DET
fsr-3476	78	2	next	next	ADJ
fsr-3476	78	3	seven	seven	NUM
fsr-3476	78	4	questions	question	NOUN
fsr-3476	78	5	are	be	AUX
fsr-3476	78	6	financial	financial	ADJ
fsr-3476	78	7	test	test	NOUN
fsr-3476	78	8	questions	question	NOUN
fsr-3476	78	9	adapted	adapt	VERB
fsr-3476	78	10	from	from	ADP
fsr-3476	78	11	the	the	DET
fsr-3476	78	12	oecd	oecd	PROPN
fsr-3476	78	13	/	/	SYM
fsr-3476	78	14	international	international	ADJ
fsr-3476	78	15	network	network	NOUN
fsr-3476	78	16	on	on	ADP
fsr-3476	78	17	financial	financial	ADJ
fsr-3476	78	18	education	education	NOUN
fsr-3476	78	19	pilot	pilot	NOUN
fsr-3476	78	20	study	study	NOUN
fsr-3476	78	21	(	(	PUNCT
fsr-3476	78	22	atkinson	atkinson	PROPN
fsr-3476	78	23	&	&	CCONJ
fsr-3476	78	24	messy	messy	PROPN
fsr-3476	78	25	,	,	PUNCT
fsr-3476	78	26	2012).1	2012).1	PRON
fsr-3476	78	27	these	these	DET
fsr-3476	78	28	questions	question	NOUN
fsr-3476	78	29	cover	cover	VERB
fsr-3476	78	30	division	division	NOUN
fsr-3476	78	31	of	of	ADP
fsr-3476	78	32	money	money	NOUN
fsr-3476	78	33	,	,	PUNCT
fsr-3476	78	34	time	time	NOUN
fsr-3476	78	35	value	value	NOUN
fsr-3476	78	36	of	of	ADP
fsr-3476	78	37	money	money	NOUN
fsr-3476	78	38	,	,	PUNCT
fsr-3476	78	39	inflation	inflation	NOUN
fsr-3476	78	40	,	,	PUNCT
fsr-3476	78	41	interest	interest	NOUN
fsr-3476	78	42	(	(	PUNCT
fsr-3476	78	43	two	two	NUM
fsr-3476	78	44	questions	question	NOUN
fsr-3476	78	45	)	)	PUNCT
fsr-3476	78	46	,	,	PUNCT
fsr-3476	78	47	risk	risk	NOUN
fsr-3476	78	48	and	and	CCONJ
fsr-3476	78	49	return	return	NOUN
fsr-3476	78	50	,	,	PUNCT
fsr-3476	78	51	and	and	CCONJ
fsr-3476	78	52	diversification	diversification	NOUN
fsr-3476	78	53	.	.	PUNCT
fsr-3476	79	1	they	they	PRON
fsr-3476	79	2	do	do	AUX
fsr-3476	79	3	not	not	PART
fsr-3476	79	4	require	require	VERB
fsr-3476	79	5	a	a	DET
fsr-3476	79	6	calculator	calculator	NOUN
fsr-3476	79	7	to	to	PART
fsr-3476	79	8	complete	complete	VERB
fsr-3476	79	9	and	and	CCONJ
fsr-3476	79	10	are	be	AUX
fsr-3476	79	11	either	either	CCONJ
fsr-3476	79	12	multiple	multiple	ADJ
fsr-3476	79	13	choice	choice	NOUN
fsr-3476	79	14	or	or	CCONJ
fsr-3476	79	15	true	true	ADJ
fsr-3476	79	16	/	/	SYM
fsr-3476	79	17	false	false	ADJ
fsr-3476	79	18	.	.	PUNCT
fsr-3476	80	1	for	for	ADP
fsr-3476	80	2	the	the	DET
fsr-3476	80	3	multiple	multiple	ADJ
fsr-3476	80	4	-	-	PUNCT
fsr-3476	80	5	choice	choice	NOUN
fsr-3476	80	6	questions	question	NOUN
fsr-3476	80	7	involving	involve	VERB
fsr-3476	80	8	simple	simple	ADJ
fsr-3476	80	9	math	math	NOUN
fsr-3476	80	10	,	,	PUNCT
fsr-3476	80	11	the	the	DET
fsr-3476	80	12	choice	choice	NOUN
fsr-3476	80	13	“	"	PUNCT
fsr-3476	80	14	i	i	PRON
fsr-3476	80	15	do	do	AUX
fsr-3476	80	16	n’t	not	PART
fsr-3476	80	17	know	know	VERB
fsr-3476	80	18	”	"	PUNCT
fsr-3476	80	19	is	be	AUX
fsr-3476	80	20	an	an	DET
fsr-3476	80	21	option	option	NOUN
fsr-3476	80	22	in	in	ADP
fsr-3476	80	23	addition	addition	NOUN
fsr-3476	80	24	to	to	ADP
fsr-3476	80	25	three	three	NUM
fsr-3476	80	26	numerical	numerical	ADJ
fsr-3476	80	27	options	option	NOUN
fsr-3476	80	28	.	.	PUNCT
fsr-3476	81	1	the	the	DET
fsr-3476	81	2	next	next	ADJ
fsr-3476	81	3	two	two	NUM
fsr-3476	81	4	questions	question	NOUN
fsr-3476	81	5	asked	ask	VERB
fsr-3476	81	6	how	how	SCONJ
fsr-3476	81	7	confident	confident	ADJ
fsr-3476	81	8	they	they	PRON
fsr-3476	81	9	were	be	AUX
fsr-3476	81	10	in	in	ADP
fsr-3476	81	11	their	their	PRON
fsr-3476	81	12	answers	answer	NOUN
fsr-3476	81	13	to	to	ADP
fsr-3476	81	14	the	the	DET
fsr-3476	81	15	financial	financial	ADJ
fsr-3476	81	16	literacy	literacy	NOUN
fsr-3476	81	17	questions	question	NOUN
fsr-3476	81	18	and	and	CCONJ
fsr-3476	81	19	in	in	ADP
fsr-3476	81	20	their	their	PRON
fsr-3476	81	21	ability	ability	NOUN
fsr-3476	81	22	to	to	PART
fsr-3476	81	23	make	make	VERB
fsr-3476	81	24	financial	financial	ADJ
fsr-3476	81	25	decisions	decision	NOUN
fsr-3476	81	26	in	in	ADP
fsr-3476	81	27	the	the	DET
fsr-3476	81	28	future	future	NOUN
fsr-3476	81	29	.	.	PUNCT
fsr-3476	82	1	the	the	DET
fsr-3476	82	2	final	final	ADJ
fsr-3476	82	3	question	question	NOUN
fsr-3476	82	4	asked	ask	VERB
fsr-3476	82	5	,	,	PUNCT
fsr-3476	82	6	“	"	PUNCT
fsr-3476	82	7	in	in	ADP
fsr-3476	82	8	the	the	DET
fsr-3476	82	9	future	future	NOUN
fsr-3476	82	10	,	,	PUNCT
fsr-3476	82	11	who	who	PRON
fsr-3476	82	12	do	do	AUX
fsr-3476	82	13	you	you	PRON
fsr-3476	82	14	expect	expect	VERB
fsr-3476	82	15	to	to	PART
fsr-3476	82	16	make	make	VERB
fsr-3476	82	17	your	your	PRON
fsr-3476	82	18	financial	financial	ADJ
fsr-3476	82	19	decisions	decision	NOUN
fsr-3476	82	20	?	?	PUNCT
fsr-3476	82	21	”	"	PUNCT
fsr-3476	83	1	some	some	PRON
fsr-3476	83	2	of	of	ADP
fsr-3476	83	3	the	the	DET
fsr-3476	83	4	questions	question	NOUN
fsr-3476	83	5	described	describe	VERB
fsr-3476	83	6	above	above	ADP
fsr-3476	83	7	were	be	AUX
fsr-3476	83	8	of	of	ADP
fsr-3476	83	9	interest	interest	NOUN
fsr-3476	83	10	to	to	ADP
fsr-3476	83	11	us	we	PRON
fsr-3476	83	12	beyond	beyond	ADP
fsr-3476	83	13	our	our	PRON
fsr-3476	83	14	hypotheses	hypothesis	NOUN
fsr-3476	83	15	regarding	regard	VERB
fsr-3476	83	16	women	woman	NOUN
fsr-3476	83	17	’s	’s	PART
fsr-3476	83	18	motivation	motivation	NOUN
fsr-3476	83	19	to	to	PART
fsr-3476	83	20	become	become	VERB
fsr-3476	83	21	financially	financially	ADV
fsr-3476	83	22	literate	literate	ADJ
fsr-3476	83	23	.	.	PUNCT
fsr-3476	84	1	the	the	DET
fsr-3476	84	2	questions	question	NOUN
fsr-3476	84	3	relevant	relevant	ADJ
fsr-3476	84	4	to	to	ADP
fsr-3476	84	5	our	our	PRON
fsr-3476	84	6	hypotheses	hypothesis	NOUN
fsr-3476	84	7	include	include	VERB
fsr-3476	84	8	several	several	ADJ
fsr-3476	84	9	of	of	ADP
fsr-3476	84	10	the	the	DET
fsr-3476	84	11	demographic	demographic	ADJ
fsr-3476	84	12	questions	question	NOUN
fsr-3476	84	13	,	,	PUNCT
fsr-3476	84	14	the	the	DET
fsr-3476	84	15	financial	financial	ADJ
fsr-3476	84	16	test	test	NOUN
fsr-3476	84	17	questions	question	NOUN
fsr-3476	84	18	,	,	PUNCT
fsr-3476	84	19	the	the	DET
fsr-3476	84	20	confidence	confidence	NOUN
fsr-3476	84	21	,	,	PUNCT
fsr-3476	84	22	motivation	motivation	NOUN
fsr-3476	84	23	,	,	PUNCT
fsr-3476	84	24	and	and	CCONJ
fsr-3476	84	25	importance	importance	NOUN
fsr-3476	84	26	questions	question	NOUN
fsr-3476	84	27	,	,	PUNCT
fsr-3476	84	28	and	and	CCONJ
fsr-3476	84	29	the	the	DET
fsr-3476	84	30	question	question	NOUN
fsr-3476	84	31	regarding	regard	VERB
fsr-3476	84	32	who	who	PRON
fsr-3476	84	33	would	would	AUX
fsr-3476	84	34	make	make	VERB
fsr-3476	84	35	their	their	PRON
fsr-3476	84	36	future	future	ADJ
fsr-3476	84	37	financial	financial	ADJ
fsr-3476	84	38	decisions	decision	NOUN
fsr-3476	84	39	.	.	PUNCT
fsr-3476	85	1	the	the	DET
fsr-3476	85	2	distributed	distribute	VERB
fsr-3476	85	3	survey	survey	NOUN
fsr-3476	85	4	collected	collect	VERB
fsr-3476	85	5	194	194	NUM
fsr-3476	85	6	responses	response	NOUN
fsr-3476	85	7	from	from	ADP
fsr-3476	85	8	undergraduate	undergraduate	ADJ
fsr-3476	85	9	students	student	NOUN
fsr-3476	85	10	at	at	ADP
fsr-3476	85	11	ecu	ecu	NOUN
fsr-3476	85	12	.	.	PUNCT
fsr-3476	86	1	of	of	ADP
fsr-3476	86	2	these	these	PRON
fsr-3476	86	3	,	,	PUNCT
fsr-3476	86	4	176	176	NUM
fsr-3476	86	5	participants	participant	NOUN
fsr-3476	86	6	finished	finish	VERB
fsr-3476	86	7	the	the	DET
fsr-3476	86	8	survey	survey	NOUN
fsr-3476	86	9	.	.	PUNCT
fsr-3476	87	1	this	this	PRON
fsr-3476	87	2	is	be	AUX
fsr-3476	87	3	approximately	approximately	ADV
fsr-3476	87	4	0.8	0.8	NUM
fsr-3476	87	5	%	%	NOUN
fsr-3476	87	6	of	of	ADP
fsr-3476	87	7	the	the	DET
fsr-3476	87	8	university	university	NOUN
fsr-3476	87	9	’s	’s	PART
fsr-3476	87	10	undergraduate	undergraduate	ADJ
fsr-3476	87	11	population	population	NOUN
fsr-3476	87	12	.	.	PUNCT
fsr-3476	88	1	descriptive	descriptive	ADJ
fsr-3476	88	2	statistics	statistic	NOUN
fsr-3476	88	3	are	be	AUX
fsr-3476	88	4	in	in	ADP
fsr-3476	88	5	table	table	NOUN
fsr-3476	88	6	1	1	NUM
fsr-3476	88	7	.	.	PUNCT
fsr-3476	88	8	age	age	NOUN
fsr-3476	88	9	ranges	range	VERB
fsr-3476	88	10	from	from	ADP
fsr-3476	88	11	18	18	NUM
fsr-3476	88	12	to	to	PART
fsr-3476	88	13	23	23	NUM
fsr-3476	88	14	and	and	CCONJ
fsr-3476	88	15	averages	average	NOUN
fsr-3476	88	16	19.49years	19.49years	PROPN
fsr-3476	88	17	.	.	PUNCT
fsr-3476	89	1	the	the	DET
fsr-3476	89	2	majority	majority	NOUN
fsr-3476	89	3	(	(	PUNCT
fsr-3476	89	4	70	70	NUM
fsr-3476	89	5	%	%	NOUN
fsr-3476	89	6	)	)	PUNCT
fsr-3476	89	7	of	of	ADP
fsr-3476	89	8	the	the	DET
fsr-3476	89	9	respondents	respondent	NOUN
fsr-3476	89	10	were	be	AUX
fsr-3476	89	11	female	female	ADJ
fsr-3476	89	12	.	.	PUNCT
fsr-3476	90	1	twenty	twenty	NUM
fsr-3476	90	2	-	-	PUNCT
fsr-3476	90	3	five	five	NUM
fsr-3476	90	4	percent	percent	NOUN
fsr-3476	90	5	of	of	ADP
fsr-3476	90	6	the	the	DET
fsr-3476	90	7	students	student	NOUN
fsr-3476	90	8	identified	identify	VERB
fsr-3476	90	9	themselves	themselves	PRON
fsr-3476	90	10	as	as	ADP
fsr-3476	90	11	freshmen	freshman	NOUN
fsr-3476	90	12	,	,	PUNCT
fsr-3476	90	13	24	24	NUM
fsr-3476	90	14	%	%	NOUN
fsr-3476	90	15	as	as	ADP
fsr-3476	90	16	sophomores	sophomore	NOUN
fsr-3476	90	17	,	,	PUNCT
fsr-3476	90	18	31	31	NUM
fsr-3476	90	19	%	%	NOUN
fsr-3476	90	20	as	as	ADP
fsr-3476	90	21	juniors	junior	NOUN
fsr-3476	90	22	,	,	PUNCT
fsr-3476	90	23	and	and	CCONJ
fsr-3476	90	24	20	20	NUM
fsr-3476	90	25	%	%	NOUN
fsr-3476	90	26	as	as	ADP
fsr-3476	90	27	seniors	senior	NOUN
fsr-3476	90	28	.	.	PUNCT
fsr-3476	91	1	a	a	DET
fsr-3476	91	2	large	large	ADJ
fsr-3476	91	3	number	number	NOUN
fsr-3476	91	4	of	of	ADP
fsr-3476	91	5	respondents	respondent	NOUN
fsr-3476	91	6	(	(	PUNCT
fsr-3476	91	7	53	53	NUM
fsr-3476	91	8	%	%	NOUN
fsr-3476	91	9	)	)	PUNCT
fsr-3476	91	10	indicated	indicate	VERB
fsr-3476	91	11	they	they	PRON
fsr-3476	91	12	were	be	AUX
fsr-3476	91	13	honors	honor	NOUN
fsr-3476	91	14	college	college	NOUN
fsr-3476	91	15	students	student	NOUN
fsr-3476	91	16	,	,	PUNCT
fsr-3476	91	17	who	who	PRON
fsr-3476	91	18	may	may	AUX
fsr-3476	91	19	have	have	AUX
fsr-3476	91	20	been	be	AUX
fsr-3476	91	21	more	more	ADV
fsr-3476	91	22	likely	likely	ADJ
fsr-3476	91	23	to	to	PART
fsr-3476	91	24	attend	attend	VERB
fsr-3476	91	25	to	to	ADP
fsr-3476	91	26	the	the	DET
fsr-3476	91	27	email	email	NOUN
fsr-3476	91	28	92	92	NUM
fsr-3476	91	29	j.	j.	PROPN
fsr-3476	91	30	j.	j.	PROPN
fsr-3476	91	31	beierlein	beierlein	PROPN
fsr-3476	91	32	et	et	PROPN
fsr-3476	91	33	al	al	PROPN
fsr-3476	91	34	.	.	PUNCT
fsr-3476	91	35	/	/	SYM
fsr-3476	91	36	financial	financial	ADJ
fsr-3476	91	37	services	service	NOUN
fsr-3476	91	38	review	review	VERB
fsr-3476	91	39	30	30	NUM
fsr-3476	91	40	(	(	PUNCT
fsr-3476	91	41	2022	2022	NUM
fsr-3476	91	42	)	)	PUNCT
fsr-3476	91	43	89–105	89–105	PROPN
fsr-3476	91	44	because	because	SCONJ
fsr-3476	91	45	the	the	DET
fsr-3476	91	46	survey	survey	NOUN
fsr-3476	91	47	was	be	AUX
fsr-3476	91	48	distributed	distribute	VERB
fsr-3476	91	49	by	by	ADP
fsr-3476	91	50	honors	honor	NOUN
fsr-3476	91	51	college	college	NOUN
fsr-3476	91	52	students	student	NOUN
fsr-3476	91	53	for	for	ADP
fsr-3476	91	54	their	their	PRON
fsr-3476	91	55	thesis	thesis	NOUN
fsr-3476	91	56	research	research	NOUN
fsr-3476	91	57	.	.	PUNCT
fsr-3476	92	1	as	as	SCONJ
fsr-3476	92	2	shown	show	VERB
fsr-3476	92	3	in	in	ADP
fsr-3476	92	4	table	table	NOUN
fsr-3476	92	5	2	2	NUM
fsr-3476	92	6	,	,	PUNCT
fsr-3476	92	7	compared	compare	VERB
fsr-3476	92	8	with	with	ADP
fsr-3476	92	9	the	the	DET
fsr-3476	92	10	university	university	NOUN
fsr-3476	92	11	,	,	PUNCT
fsr-3476	92	12	our	our	PRON
fsr-3476	92	13	sample	sample	NOUN
fsr-3476	92	14	contains	contain	VERB
fsr-3476	92	15	a	a	DET
fsr-3476	92	16	higher	high	ADJ
fsr-3476	92	17	proportion	proportion	NOUN
fsr-3476	92	18	of	of	ADP
fsr-3476	92	19	females	female	NOUN
fsr-3476	92	20	,	,	PUNCT
fsr-3476	92	21	asians	asians	PROPN
fsr-3476	92	22	,	,	PUNCT
fsr-3476	92	23	hispanics	hispanic	NOUN
fsr-3476	92	24	,	,	PUNCT
fsr-3476	92	25	and	and	CCONJ
fsr-3476	92	26	business	business	NOUN
fsr-3476	92	27	majors	major	NOUN
fsr-3476	92	28	,	,	PUNCT
fsr-3476	92	29	and	and	CCONJ
fsr-3476	92	30	a	a	DET
fsr-3476	92	31	lower	low	ADJ
fsr-3476	92	32	proportion	proportion	NOUN
fsr-3476	92	33	of	of	ADP
fsr-3476	92	34	african	african	ADJ
fsr-3476	92	35	americans	americans	PROPN
fsr-3476	92	36	.	.	PUNCT
fsr-3476	93	1	compared	compare	VERB
fsr-3476	93	2	with	with	ADP
fsr-3476	93	3	2019	2019	NUM
fsr-3476	93	4	u.s	u.s	PROPN
fsr-3476	93	5	.	.	PROPN
fsr-3476	93	6	population	population	NOUN
fsr-3476	93	7	estimates	estimate	NOUN
fsr-3476	93	8	,	,	PUNCT
fsr-3476	93	9	our	our	PRON
fsr-3476	93	10	sample	sample	NOUN
fsr-3476	93	11	contains	contain	VERB
fsr-3476	93	12	a	a	DET
fsr-3476	93	13	higher	high	ADJ
fsr-3476	93	14	proportion	proportion	NOUN
fsr-3476	93	15	of	of	ADP
fsr-3476	93	16	females	female	NOUN
fsr-3476	93	17	and	and	CCONJ
fsr-3476	93	18	whites	white	NOUN
fsr-3476	93	19	,	,	PUNCT
fsr-3476	93	20	and	and	CCONJ
fsr-3476	93	21	a	a	DET
fsr-3476	93	22	lower	low	ADJ
fsr-3476	93	23	proportion	proportion	NOUN
fsr-3476	93	24	of	of	ADP
fsr-3476	93	25	african	african	ADJ
fsr-3476	93	26	americans	americans	PROPN
fsr-3476	93	27	,	,	PUNCT
fsr-3476	93	28	asians	asian	NOUN
fsr-3476	93	29	,	,	PUNCT
fsr-3476	93	30	and	and	CCONJ
fsr-3476	93	31	hispanics	hispanic	NOUN
fsr-3476	93	32	.	.	PUNCT
fsr-3476	94	1	4	4	X
fsr-3476	94	2	.	.	X
fsr-3476	94	3	analysis	analysis	NOUN
fsr-3476	94	4	and	and	CCONJ
fsr-3476	94	5	results	result	NOUN
fsr-3476	94	6	to	to	PART
fsr-3476	94	7	address	address	VERB
fsr-3476	94	8	our	our	PRON
fsr-3476	94	9	first	first	ADJ
fsr-3476	94	10	hypothesis	hypothesis	NOUN
fsr-3476	94	11	,	,	PUNCT
fsr-3476	94	12	we	we	PRON
fsr-3476	94	13	consider	consider	VERB
fsr-3476	94	14	whether	whether	SCONJ
fsr-3476	94	15	the	the	DET
fsr-3476	94	16	patterns	pattern	NOUN
fsr-3476	94	17	found	find	VERB
fsr-3476	94	18	so	so	ADV
fsr-3476	94	19	often	often	ADV
fsr-3476	94	20	in	in	ADP
fsr-3476	94	21	previous	previous	ADJ
fsr-3476	94	22	research	research	NOUN
fsr-3476	94	23	persist	persist	NOUN
fsr-3476	94	24	in	in	ADP
fsr-3476	94	25	our	our	PRON
fsr-3476	94	26	sample	sample	NOUN
fsr-3476	94	27	.	.	PUNCT
fsr-3476	95	1	do	do	AUX
fsr-3476	95	2	our	our	PRON
fsr-3476	95	3	female	female	ADJ
fsr-3476	95	4	respondents	respondent	NOUN
fsr-3476	95	5	exhibit	exhibit	VERB
fsr-3476	95	6	less	less	ADJ
fsr-3476	95	7	financial	financial	ADJ
fsr-3476	95	8	literacy	literacy	NOUN
fsr-3476	95	9	,	,	PUNCT
fsr-3476	95	10	table	table	NOUN
fsr-3476	95	11	1	1	NUM
fsr-3476	95	12	descriptive	descriptive	ADJ
fsr-3476	95	13	statistics	statistic	NOUN
fsr-3476	95	14	variables	variable	NOUN
fsr-3476	96	1	n	n	ADV
fsr-3476	96	2	mean	mean	VERB
fsr-3476	96	3	median	median	ADJ
fsr-3476	96	4	standard	standard	ADJ
fsr-3476	96	5	deviation	deviation	NOUN
fsr-3476	96	6	min	min	PROPN
fsr-3476	96	7	.	.	PROPN
fsr-3476	96	8	max	max	PROPN
fsr-3476	96	9	.	.	PROPN
fsr-3476	97	1	panel	panel	PROPN
fsr-3476	97	2	a	a	DET
fsr-3476	97	3	:	:	PUNCT
fsr-3476	97	4	means	mean	NOUN
fsr-3476	97	5	and	and	CCONJ
fsr-3476	97	6	medians	median	NOUN
fsr-3476	97	7	age	age	VERB
fsr-3476	97	8	176	176	NUM
fsr-3476	97	9	19.49	19.49	NUM
fsr-3476	97	10	19.50	19.50	NUM
fsr-3476	97	11	1.19	1.19	NUM
fsr-3476	97	12	18	18	NUM
fsr-3476	97	13	23	23	NUM
fsr-3476	97	14	total	total	NOUN
fsr-3476	97	15	correct	correct	ADJ
fsr-3476	97	16	176	176	NUM
fsr-3476	97	17	5.70	5.70	NUM
fsr-3476	97	18	6.00	6.00	NUM
fsr-3476	97	19	1.15	1.15	NUM
fsr-3476	97	20	2	2	NUM
fsr-3476	97	21	7	7	NUM
fsr-3476	97	22	allied	ally	VERB
fsr-3476	97	23	health	health	NOUN
fsr-3476	97	24	176	176	NUM
fsr-3476	97	25	0.05	0.05	NUM
fsr-3476	97	26	0.00	0.00	NUM
fsr-3476	97	27	0.21	0.21	NUM
fsr-3476	97	28	0	0	NUM
fsr-3476	97	29	1	1	NUM
fsr-3476	97	30	business	business	NOUN
fsr-3476	97	31	176	176	NUM
fsr-3476	97	32	0.15	0.15	NUM
fsr-3476	97	33	0.00	0.00	NUM
fsr-3476	97	34	0.36	0.36	NUM
fsr-3476	97	35	0	0	NUM
fsr-3476	97	36	1	1	NUM
fsr-3476	97	37	education	education	NOUN
fsr-3476	97	38	176	176	NUM
fsr-3476	97	39	0.03	0.03	NUM
fsr-3476	97	40	0.00	0.00	NUM
fsr-3476	97	41	0.17	0.17	NUM
fsr-3476	97	42	0	0	NUM
fsr-3476	97	43	1	1	NUM
fsr-3476	98	1	engineering	engineering	NOUN
fsr-3476	98	2	176	176	NUM
fsr-3476	98	3	0.07	0.07	NUM
fsr-3476	98	4	0.00	0.00	NUM
fsr-3476	98	5	0.26	0.26	NUM
fsr-3476	98	6	0	0	NUM
fsr-3476	98	7	1	1	NUM
fsr-3476	98	8	fine	fine	ADJ
fsr-3476	98	9	arts	art	NOUN
fsr-3476	98	10	176	176	NUM
fsr-3476	98	11	0.06	0.06	NUM
fsr-3476	98	12	0.00	0.00	NUM
fsr-3476	98	13	0.23	0.23	NUM
fsr-3476	98	14	0	0	NUM
fsr-3476	98	15	1	1	NUM
fsr-3476	98	16	health	health	NOUN
fsr-3476	98	17	176	176	NUM
fsr-3476	98	18	0.19	0.19	NUM
fsr-3476	98	19	0.00	0.00	NUM
fsr-3476	98	20	0.39	0.39	NUM
fsr-3476	98	21	0	0	NUM
fsr-3476	98	22	1	1	NUM
fsr-3476	98	23	nursing	nursing	NOUN
fsr-3476	98	24	176	176	NUM
fsr-3476	98	25	0.18	0.18	NUM
fsr-3476	98	26	0.00	0.00	NUM
fsr-3476	98	27	0.38	0.38	NUM
fsr-3476	98	28	0	0	NUM
fsr-3476	98	29	1	1	NUM
fsr-3476	98	30	arts	art	NOUN
fsr-3476	98	31	and	and	CCONJ
fsr-3476	98	32	sciences	science	NOUN
fsr-3476	98	33	176	176	NUM
fsr-3476	98	34	0.27	0.27	NUM
fsr-3476	98	35	0.00	0.00	NUM
fsr-3476	98	36	0.45	0.45	NUM
fsr-3476	98	37	0	0	NUM
fsr-3476	98	38	1	1	NUM
fsr-3476	98	39	male	male	NOUN
fsr-3476	98	40	176	176	NUM
fsr-3476	98	41	0.30	0.30	NUM
fsr-3476	98	42	0.00	0.00	NUM
fsr-3476	98	43	0.46	0.46	NUM
fsr-3476	98	44	0	0	NUM
fsr-3476	98	45	1	1	NUM
fsr-3476	98	46	white	white	ADJ
fsr-3476	98	47	176	176	NUM
fsr-3476	98	48	0.81	0.81	NUM
fsr-3476	98	49	1.00	1.00	NUM
fsr-3476	98	50	0.40	0.40	NUM
fsr-3476	98	51	0	0	NUM
fsr-3476	98	52	1	1	NUM
fsr-3476	98	53	african	african	ADJ
fsr-3476	98	54	american	american	NOUN
fsr-3476	98	55	176	176	NUM
fsr-3476	98	56	0.07	0.07	NUM
fsr-3476	98	57	0.00	0.00	NUM
fsr-3476	98	58	0.26	0.26	NUM
fsr-3476	98	59	0	0	NUM
fsr-3476	98	60	1	1	NUM
fsr-3476	98	61	hispanic	hispanic	NOUN
fsr-3476	98	62	176	176	NUM
fsr-3476	98	63	0.03	0.03	NUM
fsr-3476	98	64	0.00	0.00	NUM
fsr-3476	98	65	0.18	0.18	NUM
fsr-3476	98	66	0	0	NUM
fsr-3476	98	67	1	1	NUM
fsr-3476	98	68	asian	asian	ADJ
fsr-3476	98	69	176	176	NUM
fsr-3476	98	70	0.04	0.04	NUM
fsr-3476	98	71	0.00	0.00	NUM
fsr-3476	98	72	0.20	0.20	NUM
fsr-3476	98	73	0	0	NUM
fsr-3476	98	74	1	1	NUM
fsr-3476	98	75	other	other	ADJ
fsr-3476	98	76	race	race	NOUN
fsr-3476	98	77	176	176	NUM
fsr-3476	98	78	0.05	0.05	NUM
fsr-3476	98	79	0.00	0.00	NUM
fsr-3476	98	80	0.21	0.21	NUM
fsr-3476	98	81	0	0	NUM
fsr-3476	98	82	1	1	NUM
fsr-3476	98	83	work	work	NOUN
fsr-3476	98	84	during	during	ADP
fsr-3476	98	85	school	school	NOUN
fsr-3476	98	86	year	year	NOUN
fsr-3476	98	87	176	176	NUM
fsr-3476	98	88	0.56	0.56	NUM
fsr-3476	98	89	1.00	1.00	NUM
fsr-3476	98	90	0.50	0.50	NUM
fsr-3476	98	91	0	0	NUM
fsr-3476	98	92	1	1	NUM
fsr-3476	98	93	parents	parent	NOUN
fsr-3476	98	94	in	in	ADP
fsr-3476	98	95	finance	finance	NOUN
fsr-3476	98	96	176	176	NUM
fsr-3476	98	97	0.22	0.22	NUM
fsr-3476	98	98	0.00	0.00	NUM
fsr-3476	98	99	0.42	0.42	NUM
fsr-3476	98	100	0	0	NUM
fsr-3476	98	101	1	1	NUM
fsr-3476	98	102	importance	importance	NOUN
fsr-3476	98	103	of	of	ADP
fsr-3476	98	104	finance	finance	NOUN
fsr-3476	98	105	176	176	NUM
fsr-3476	98	106	0.79	0.79	NUM
fsr-3476	98	107	1.00	1.00	NUM
fsr-3476	98	108	0.41	0.41	NUM
fsr-3476	98	109	0	0	NUM
fsr-3476	98	110	1	1	NUM
fsr-3476	98	111	finance	finance	NOUN
fsr-3476	98	112	education	education	NOUN
fsr-3476	98	113	176	176	NUM
fsr-3476	98	114	0.80	0.80	NUM
fsr-3476	98	115	1.00	1.00	NUM
fsr-3476	98	116	0.40	0.40	NUM
fsr-3476	98	117	0	0	NUM
fsr-3476	98	118	1	1	NUM
fsr-3476	98	119	honors	honor	NOUN
fsr-3476	98	120	college	college	NOUN
fsr-3476	98	121	176	176	NUM
fsr-3476	98	122	0.53	0.53	NUM
fsr-3476	98	123	1.00	1.00	NUM
fsr-3476	98	124	0.50	0.50	NUM
fsr-3476	98	125	0	0	NUM
fsr-3476	98	126	1	1	NUM
fsr-3476	98	127	panel	panel	NOUN
fsr-3476	98	128	b	b	NOUN
fsr-3476	98	129	:	:	PUNCT
fsr-3476	98	130	frequencies	frequency	NOUN
fsr-3476	98	131	(	(	PUNCT
fsr-3476	98	132	%	%	NOUN
fsr-3476	98	133	)	)	PUNCT
fsr-3476	98	134	0	0	NUM
fsr-3476	98	135	1	1	NUM
fsr-3476	98	136	2	2	NUM
fsr-3476	98	137	3	3	NUM
fsr-3476	98	138	4	4	NUM
fsr-3476	98	139	5	5	NUM
fsr-3476	98	140	class	class	NOUN
fsr-3476	98	141	176	176	NUM
fsr-3476	98	142	25.00	25.00	NUM
fsr-3476	98	143	23.86	23.86	NUM
fsr-3476	98	144	31.25	31.25	NUM
fsr-3476	98	145	19.89	19.89	NUM
fsr-3476	98	146	parents	parent	NOUN
fsr-3476	98	147	’	'	PUNCT
fsr-3476	98	148	income	income	NOUN
fsr-3476	98	149	176	176	NUM
fsr-3476	98	150	14.77	14.77	NUM
fsr-3476	98	151	6.25	6.25	NUM
fsr-3476	98	152	9.66	9.66	NUM
fsr-3476	98	153	18.75	18.75	NUM
fsr-3476	98	154	25.57	25.57	NUM
fsr-3476	98	155	25.00	25.00	NUM
fsr-3476	98	156	motivation	motivation	NOUN
fsr-3476	98	157	176	176	NUM
fsr-3476	98	158	17.61	17.61	NUM
fsr-3476	98	159	48.30	48.30	NUM
fsr-3476	98	160	34.09	34.09	NUM
fsr-3476	98	161	note	note	NOUN
fsr-3476	98	162	.	.	PUNCT
fsr-3476	99	1	descriptive	descriptive	ADJ
fsr-3476	99	2	statistics	statistic	NOUN
fsr-3476	99	3	for	for	ADP
fsr-3476	99	4	the	the	DET
fsr-3476	99	5	full	full	ADJ
fsr-3476	99	6	sample	sample	NOUN
fsr-3476	99	7	of	of	ADP
fsr-3476	99	8	176	176	NUM
fsr-3476	99	9	undergraduate	undergraduate	ADJ
fsr-3476	99	10	students	student	NOUN
fsr-3476	99	11	who	who	PRON
fsr-3476	99	12	responded	respond	VERB
fsr-3476	99	13	to	to	ADP
fsr-3476	99	14	a	a	DET
fsr-3476	99	15	survey	survey	NOUN
fsr-3476	99	16	invitation	invitation	NOUN
fsr-3476	99	17	and	and	CCONJ
fsr-3476	99	18	completed	complete	VERB
fsr-3476	99	19	the	the	DET
fsr-3476	99	20	survey	survey	NOUN
fsr-3476	99	21	.	.	PUNCT
fsr-3476	100	1	indicator	indicator	NOUN
fsr-3476	100	2	variables	variable	NOUN
fsr-3476	100	3	are	be	AUX
fsr-3476	100	4	coded	code	VERB
fsr-3476	100	5	1	1	NUM
fsr-3476	100	6	if	if	SCONJ
fsr-3476	100	7	respondent	respondent	NOUN
fsr-3476	100	8	selected	select	VERB
fsr-3476	100	9	that	that	DET
fsr-3476	100	10	attribute	attribute	NOUN
fsr-3476	100	11	,	,	PUNCT
fsr-3476	100	12	0	0	NUM
fsr-3476	100	13	otherwise	otherwise	ADV
fsr-3476	100	14	.	.	PUNCT
fsr-3476	101	1	means	mean	VERB
fsr-3476	101	2	and	and	CCONJ
fsr-3476	101	3	frequencies	frequency	NOUN
fsr-3476	101	4	for	for	ADP
fsr-3476	101	5	the	the	DET
fsr-3476	101	6	indicator	indicator	NOUN
fsr-3476	101	7	variables	variable	NOUN
fsr-3476	101	8	represent	represent	VERB
fsr-3476	101	9	the	the	DET
fsr-3476	101	10	percentage	percentage	NOUN
fsr-3476	101	11	of	of	ADP
fsr-3476	101	12	respondents	respondent	NOUN
fsr-3476	101	13	who	who	PRON
fsr-3476	101	14	selected	select	VERB
fsr-3476	101	15	that	that	DET
fsr-3476	101	16	attribute	attribute	NOUN
fsr-3476	101	17	.	.	PUNCT
fsr-3476	102	1	importance	importance	NOUN
fsr-3476	102	2	of	of	ADP
fsr-3476	102	3	finance	finance	NOUN
fsr-3476	102	4	is	be	AUX
fsr-3476	102	5	coded	code	VERB
fsr-3476	102	6	0	0	PUNCT
fsr-3476	103	1	if	if	SCONJ
fsr-3476	103	2	respondents	respondent	NOUN
fsr-3476	103	3	selected	select	VERB
fsr-3476	103	4	“	"	PUNCT
fsr-3476	103	5	important	important	ADJ
fsr-3476	103	6	”	"	PUNCT
fsr-3476	103	7	and	and	CCONJ
fsr-3476	103	8	1	1	NUM
fsr-3476	103	9	if	if	SCONJ
fsr-3476	103	10	“	"	PUNCT
fsr-3476	103	11	very	very	ADV
fsr-3476	103	12	important	important	ADJ
fsr-3476	103	13	.	.	PUNCT
fsr-3476	103	14	”	"	PUNCT
fsr-3476	104	1	no	no	DET
fsr-3476	104	2	other	other	ADJ
fsr-3476	104	3	choices	choice	NOUN
fsr-3476	104	4	were	be	AUX
fsr-3476	104	5	selected	select	VERB
fsr-3476	104	6	.	.	PUNCT
fsr-3476	105	1	finance	finance	NOUN
fsr-3476	105	2	education	education	NOUN
fsr-3476	105	3	is	be	AUX
fsr-3476	105	4	coded	code	VERB
fsr-3476	105	5	1	1	NUM
fsr-3476	105	6	if	if	SCONJ
fsr-3476	105	7	respondents	respondent	NOUN
fsr-3476	105	8	indicated	indicate	VERB
fsr-3476	105	9	any	any	DET
fsr-3476	105	10	prior	prior	ADJ
fsr-3476	105	11	instruction	instruction	NOUN
fsr-3476	105	12	in	in	ADP
fsr-3476	105	13	finance	finance	NOUN
fsr-3476	105	14	or	or	CCONJ
fsr-3476	105	15	economics	economic	NOUN
fsr-3476	105	16	,	,	PUNCT
fsr-3476	105	17	0	0	NUM
fsr-3476	105	18	otherwise	otherwise	ADV
fsr-3476	105	19	.	.	PUNCT
fsr-3476	106	1	class	class	NOUN
fsr-3476	106	2	rank	rank	NOUN
fsr-3476	106	3	is	be	AUX
fsr-3476	106	4	coded	code	VERB
fsr-3476	106	5	1	1	NUM
fsr-3476	106	6	for	for	ADP
fsr-3476	106	7	freshman	freshman	NOUN
fsr-3476	106	8	,	,	PUNCT
fsr-3476	106	9	2	2	NUM
fsr-3476	106	10	for	for	ADP
fsr-3476	106	11	sophomores	sophomore	NOUN
fsr-3476	106	12	,	,	PUNCT
fsr-3476	106	13	3	3	NUM
fsr-3476	106	14	for	for	ADP
fsr-3476	106	15	juniors	junior	NOUN
fsr-3476	106	16	,	,	PUNCT
fsr-3476	106	17	and	and	CCONJ
fsr-3476	106	18	4	4	NUM
fsr-3476	106	19	for	for	ADP
fsr-3476	106	20	seniors	senior	NOUN
fsr-3476	106	21	.	.	PUNCT
fsr-3476	107	1	parents	parent	NOUN
fsr-3476	107	2	’	'	PUNCT
fsr-3476	107	3	income	income	NOUN
fsr-3476	107	4	is	be	AUX
fsr-3476	107	5	coded	code	VERB
fsr-3476	107	6	0	0	PUNCT
fsr-3476	108	1	if	if	SCONJ
fsr-3476	108	2	respondent	respondent	NOUN
fsr-3476	108	3	chose	choose	VERB
fsr-3476	108	4	“	"	PUNCT
fsr-3476	108	5	unsure	unsure	ADJ
fsr-3476	108	6	,	,	PUNCT
fsr-3476	108	7	”	"	PUNCT
fsr-3476	108	8	1	1	NUM
fsr-3476	108	9	if	if	SCONJ
fsr-3476	108	10	<	<	X
fsr-3476	108	11	$	$	SYM
fsr-3476	108	12	30,000	30,000	NUM
fsr-3476	108	13	,	,	PUNCT
fsr-3476	108	14	2	2	NUM
fsr-3476	108	15	if	if	SCONJ
fsr-3476	108	16	$	$	SYM
fsr-3476	108	17	30,000-$59,000	30,000-$59,000	NUM
fsr-3476	108	18	,	,	PUNCT
fsr-3476	108	19	3	3	NUM
fsr-3476	108	20	if	if	SCONJ
fsr-3476	108	21	$	$	SYM
fsr-3476	108	22	60,000$89,000	60,000$89,000	NUM
fsr-3476	108	23	,	,	PUNCT
fsr-3476	108	24	4	4	NUM
fsr-3476	108	25	if	if	SCONJ
fsr-3476	108	26	$	$	SYM
fsr-3476	108	27	90,000-$119,000	90,000-$119,000	NUM
fsr-3476	108	28	,	,	PUNCT
fsr-3476	108	29	and	and	CCONJ
fsr-3476	108	30	5	5	NUM
fsr-3476	108	31	if	if	SCONJ
fsr-3476	108	32	>	>	ADP
fsr-3476	108	33	$	$	SYM
fsr-3476	108	34	120,000	120,000	NUM
fsr-3476	108	35	.	.	PUNCT
fsr-3476	109	1	motivation	motivation	NOUN
fsr-3476	109	2	is	be	AUX
fsr-3476	109	3	coded	code	VERB
fsr-3476	109	4	0	0	PUNCT
fsr-3476	110	1	if	if	SCONJ
fsr-3476	110	2	respondent	respondent	NOUN
fsr-3476	110	3	chose	choose	VERB
fsr-3476	110	4	“	"	PUNCT
fsr-3476	110	5	neither	neither	CCONJ
fsr-3476	110	6	motivated	motivated	ADJ
fsr-3476	110	7	nor	nor	CCONJ
fsr-3476	110	8	unmotivated	unmotivated	ADJ
fsr-3476	110	9	,	,	PUNCT
fsr-3476	110	10	”	"	PUNCT
fsr-3476	110	11	1	1	NUM
fsr-3476	110	12	if	if	SCONJ
fsr-3476	110	13	“	"	PUNCT
fsr-3476	110	14	somewhat	somewhat	ADV
fsr-3476	110	15	motivated	motivated	ADJ
fsr-3476	110	16	,	,	PUNCT
fsr-3476	110	17	”	"	PUNCT
fsr-3476	110	18	and	and	CCONJ
fsr-3476	110	19	2	2	NUM
fsr-3476	110	20	if	if	SCONJ
fsr-3476	110	21	“	"	PUNCT
fsr-3476	110	22	very	very	ADV
fsr-3476	110	23	motivated	motivated	ADJ
fsr-3476	110	24	.	.	PUNCT
fsr-3476	110	25	”	"	PUNCT
fsr-3476	111	1	no	no	DET
fsr-3476	111	2	other	other	ADJ
fsr-3476	111	3	choices	choice	NOUN
fsr-3476	111	4	were	be	AUX
fsr-3476	111	5	selected	select	VERB
fsr-3476	111	6	.	.	PUNCT
fsr-3476	112	1	j.	j.	PROPN
fsr-3476	112	2	j.	j.	PROPN
fsr-3476	112	3	beierlein	beierlein	PROPN
fsr-3476	112	4	et	et	PROPN
fsr-3476	112	5	al	al	PROPN
fsr-3476	112	6	.	.	PUNCT
fsr-3476	112	7	/	/	SYM
fsr-3476	112	8	financial	financial	ADJ
fsr-3476	112	9	services	service	NOUN
fsr-3476	112	10	review	review	VERB
fsr-3476	112	11	30	30	NUM
fsr-3476	112	12	(	(	PUNCT
fsr-3476	112	13	2022	2022	NUM
fsr-3476	112	14	)	)	PUNCT
fsr-3476	113	1	89–105	89–105	PROPN
fsr-3476	113	2	93	93	NUM
fsr-3476	113	3	confidence	confidence	NOUN
fsr-3476	113	4	,	,	PUNCT
fsr-3476	113	5	and	and	CCONJ
fsr-3476	113	6	interest	interest	NOUN
fsr-3476	113	7	in	in	ADP
fsr-3476	113	8	personal	personal	ADJ
fsr-3476	113	9	finance	finance	NOUN
fsr-3476	113	10	than	than	SCONJ
fsr-3476	113	11	the	the	DET
fsr-3476	113	12	men	man	NOUN
fsr-3476	113	13	do	do	VERB
fsr-3476	113	14	?	?	PUNCT
fsr-3476	114	1	using	use	VERB
fsr-3476	114	2	t	t	NOUN
fsr-3476	114	3	-	-	PUNCT
fsr-3476	114	4	tests	test	NOUN
fsr-3476	114	5	,	,	PUNCT
fsr-3476	114	6	we	we	PRON
fsr-3476	114	7	compare	compare	VERB
fsr-3476	114	8	the	the	DET
fsr-3476	114	9	women	woman	NOUN
fsr-3476	114	10	’s	’s	PART
fsr-3476	114	11	and	and	CCONJ
fsr-3476	114	12	men	man	NOUN
fsr-3476	114	13	’s	’s	PART
fsr-3476	114	14	scores	score	NOUN
fsr-3476	114	15	on	on	ADP
fsr-3476	114	16	our	our	PRON
fsr-3476	114	17	financial	financial	ADJ
fsr-3476	114	18	literacy	literacy	NOUN
fsr-3476	114	19	test	test	NOUN
fsr-3476	114	20	questions	question	NOUN
fsr-3476	114	21	and	and	CCONJ
fsr-3476	114	22	their	their	PRON
fsr-3476	114	23	reported	report	VERB
fsr-3476	114	24	levels	level	NOUN
fsr-3476	114	25	of	of	ADP
fsr-3476	114	26	motivation	motivation	NOUN
fsr-3476	114	27	to	to	PART
fsr-3476	114	28	learn	learn	VERB
fsr-3476	114	29	about	about	ADP
fsr-3476	114	30	personal	personal	ADJ
fsr-3476	114	31	finance	finance	NOUN
fsr-3476	114	32	.	.	PUNCT
fsr-3476	115	1	each	each	DET
fsr-3476	115	2	respondent	respondent	NOUN
fsr-3476	115	3	’s	’s	PART
fsr-3476	115	4	score	score	NOUN
fsr-3476	115	5	is	be	AUX
fsr-3476	115	6	number	number	NOUN
fsr-3476	115	7	of	of	ADP
fsr-3476	115	8	correct	correct	ADJ
fsr-3476	115	9	answers	answer	NOUN
fsr-3476	115	10	,	,	PUNCT
fsr-3476	115	11	which	which	PRON
fsr-3476	115	12	could	could	AUX
fsr-3476	115	13	range	range	VERB
fsr-3476	115	14	from	from	ADP
fsr-3476	115	15	0	0	NUM
fsr-3476	115	16	to	to	ADP
fsr-3476	115	17	7	7	NUM
fsr-3476	115	18	.	.	PUNCT
fsr-3476	116	1	the	the	DET
fsr-3476	116	2	respondent	respondent	NOUN
fsr-3476	116	3	’s	’s	PART
fsr-3476	116	4	motivation	motivation	NOUN
fsr-3476	116	5	level	level	NOUN
fsr-3476	116	6	is	be	AUX
fsr-3476	116	7	coded	code	VERB
fsr-3476	116	8	as	as	ADP
fsr-3476	116	9	0	0	NUM
fsr-3476	116	10	for	for	ADP
fsr-3476	116	11	“	"	PUNCT
fsr-3476	116	12	neither	neither	CCONJ
fsr-3476	116	13	motivated	motivated	ADJ
fsr-3476	116	14	or	or	CCONJ
fsr-3476	116	15	discouraged	discouraged	ADJ
fsr-3476	116	16	,	,	PUNCT
fsr-3476	116	17	”	"	PUNCT
fsr-3476	116	18	1	1	NUM
fsr-3476	116	19	for	for	ADP
fsr-3476	116	20	“	"	PUNCT
fsr-3476	116	21	slightly	slightly	ADV
fsr-3476	116	22	motivated	motivate	VERB
fsr-3476	116	23	,	,	PUNCT
fsr-3476	116	24	”	"	PUNCT
fsr-3476	116	25	and	and	CCONJ
fsr-3476	116	26	2	2	NUM
fsr-3476	116	27	for	for	ADP
fsr-3476	116	28	“	"	PUNCT
fsr-3476	116	29	very	very	ADV
fsr-3476	116	30	motivated	motivated	ADJ
fsr-3476	116	31	.	.	PUNCT
fsr-3476	116	32	”	"	PUNCT
fsr-3476	117	1	none	none	NOUN
fsr-3476	117	2	of	of	ADP
fsr-3476	117	3	the	the	DET
fsr-3476	117	4	survey	survey	NOUN
fsr-3476	117	5	respondents	respondent	NOUN
fsr-3476	117	6	chose	choose	VERB
fsr-3476	117	7	either	either	PRON
fsr-3476	117	8	of	of	ADP
fsr-3476	117	9	the	the	DET
fsr-3476	117	10	remaining	remain	VERB
fsr-3476	117	11	two	two	NUM
fsr-3476	117	12	choices	choice	NOUN
fsr-3476	117	13	for	for	ADP
fsr-3476	117	14	this	this	DET
fsr-3476	117	15	question	question	NOUN
fsr-3476	117	16	:	:	PUNCT
fsr-3476	117	17	“	"	PUNCT
fsr-3476	117	18	slightly	slightly	ADV
fsr-3476	117	19	discouraged	discouraged	ADJ
fsr-3476	117	20	”	"	PUNCT
fsr-3476	117	21	or	or	CCONJ
fsr-3476	117	22	“	"	PUNCT
fsr-3476	117	23	strongly	strongly	ADV
fsr-3476	117	24	discouraged	discouraged	ADJ
fsr-3476	117	25	.	.	PUNCT
fsr-3476	117	26	”	"	PUNCT
fsr-3476	117	27	results	result	NOUN
fsr-3476	117	28	in	in	ADP
fsr-3476	117	29	table	table	NOUN
fsr-3476	117	30	3	3	NUM
fsr-3476	117	31	,	,	PUNCT
fsr-3476	117	32	panel	panel	NOUN
fsr-3476	117	33	a	a	DET
fsr-3476	117	34	suggest	suggest	NOUN
fsr-3476	117	35	that	that	SCONJ
fsr-3476	117	36	our	our	PRON
fsr-3476	117	37	female	female	ADJ
fsr-3476	117	38	respondents	respondent	NOUN
fsr-3476	117	39	are	be	AUX
fsr-3476	117	40	less	less	ADV
fsr-3476	117	41	knowledgeable	knowledgeable	ADJ
fsr-3476	117	42	about	about	ADP
fsr-3476	117	43	and	and	CCONJ
fsr-3476	117	44	less	less	ADV
fsr-3476	117	45	motivated	motivated	ADJ
fsr-3476	117	46	to	to	PART
fsr-3476	117	47	learn	learn	VERB
fsr-3476	117	48	personal	personal	ADJ
fsr-3476	117	49	finance	finance	NOUN
fsr-3476	117	50	.	.	PUNCT
fsr-3476	118	1	on	on	ADP
fsr-3476	118	2	average	average	ADJ
fsr-3476	118	3	,	,	PUNCT
fsr-3476	118	4	the	the	DET
fsr-3476	118	5	women	woman	NOUN
fsr-3476	118	6	score	score	VERB
fsr-3476	118	7	about	about	ADV
fsr-3476	118	8	half	half	DET
fsr-3476	118	9	a	a	DET
fsr-3476	118	10	point	point	NOUN
fsr-3476	118	11	lower	low	ADJ
fsr-3476	118	12	than	than	ADP
fsr-3476	118	13	the	the	DET
fsr-3476	118	14	men	man	NOUN
fsr-3476	118	15	on	on	ADP
fsr-3476	118	16	our	our	PRON
fsr-3476	118	17	seven	seven	NUM
fsr-3476	118	18	finance	finance	NOUN
fsr-3476	118	19	questions	question	NOUN
fsr-3476	118	20	,	,	PUNCT
fsr-3476	118	21	scored	score	VERB
fsr-3476	118	22	at	at	ADP
fsr-3476	118	23	one	one	NUM
fsr-3476	118	24	point	point	NOUN
fsr-3476	118	25	each	each	PRON
fsr-3476	118	26	.	.	PUNCT
fsr-3476	119	1	this	this	DET
fsr-3476	119	2	difference	difference	NOUN
fsr-3476	119	3	is	be	AUX
fsr-3476	119	4	significant	significant	ADJ
fsr-3476	119	5	at	at	ADP
fsr-3476	119	6	less	less	ADJ
fsr-3476	119	7	than	than	ADP
fsr-3476	119	8	1	1	NUM
fsr-3476	119	9	%	%	NOUN
fsr-3476	119	10	.	.	PUNCT
fsr-3476	120	1	women	woman	NOUN
fsr-3476	120	2	were	be	AUX
fsr-3476	120	3	less	less	ADV
fsr-3476	120	4	likely	likely	ADJ
fsr-3476	120	5	to	to	PART
fsr-3476	120	6	correctly	correctly	ADV
fsr-3476	120	7	answer	answer	VERB
fsr-3476	120	8	questions	question	NOUN
fsr-3476	120	9	about	about	ADP
fsr-3476	120	10	the	the	DET
fsr-3476	120	11	time	time	NOUN
fsr-3476	120	12	value	value	NOUN
fsr-3476	120	13	of	of	ADP
fsr-3476	120	14	money	money	NOUN
fsr-3476	120	15	,	,	PUNCT
fsr-3476	120	16	interest	interest	NOUN
fsr-3476	120	17	,	,	PUNCT
fsr-3476	120	18	saving	saving	NOUN
fsr-3476	120	19	,	,	PUNCT
fsr-3476	120	20	diversification	diversification	NOUN
fsr-3476	120	21	,	,	PUNCT
fsr-3476	120	22	and	and	CCONJ
fsr-3476	120	23	risk	risk	NOUN
fsr-3476	120	24	and	and	CCONJ
fsr-3476	120	25	return	return	VERB
fsr-3476	120	26	,	,	PUNCT
fsr-3476	120	27	but	but	CCONJ
fsr-3476	120	28	equally	equally	ADV
fsr-3476	120	29	likely	likely	ADJ
fsr-3476	120	30	to	to	PART
fsr-3476	120	31	correctly	correctly	ADV
fsr-3476	120	32	answer	answer	VERB
fsr-3476	120	33	questions	question	NOUN
fsr-3476	120	34	about	about	ADP
fsr-3476	120	35	division	division	NOUN
fsr-3476	120	36	of	of	ADP
fsr-3476	120	37	money	money	NOUN
fsr-3476	120	38	and	and	CCONJ
fsr-3476	120	39	the	the	DET
fsr-3476	120	40	definition	definition	NOUN
fsr-3476	120	41	of	of	ADP
fsr-3476	120	42	inflation	inflation	NOUN
fsr-3476	120	43	.	.	PUNCT
fsr-3476	121	1	when	when	SCONJ
fsr-3476	121	2	asked	ask	VERB
fsr-3476	121	3	,	,	PUNCT
fsr-3476	121	4	“	"	PUNCT
fsr-3476	121	5	how	how	SCONJ
fsr-3476	121	6	motivated	motivated	ADJ
fsr-3476	121	7	are	be	AUX
fsr-3476	121	8	you	you	PRON
fsr-3476	121	9	to	to	PART
fsr-3476	121	10	learn	learn	VERB
fsr-3476	121	11	about	about	ADP
fsr-3476	121	12	personal	personal	ADJ
fsr-3476	121	13	finance	finance	NOUN
fsr-3476	121	14	?	?	PUNCT
fsr-3476	121	15	”	"	PUNCT
fsr-3476	121	16	,	,	PUNCT
fsr-3476	121	17	a	a	DET
fsr-3476	121	18	higher	high	ADJ
fsr-3476	121	19	percentage	percentage	NOUN
fsr-3476	121	20	of	of	ADP
fsr-3476	121	21	women	woman	NOUN
fsr-3476	121	22	than	than	SCONJ
fsr-3476	121	23	men	man	NOUN
fsr-3476	121	24	said	say	VERB
fsr-3476	121	25	,	,	PUNCT
fsr-3476	121	26	“	"	PUNCT
fsr-3476	121	27	neither	neither	CCONJ
fsr-3476	121	28	motivated	motivated	ADJ
fsr-3476	121	29	or	or	CCONJ
fsr-3476	121	30	discouraged	discourage	VERB
fsr-3476	121	31	”	"	PUNCT
fsr-3476	121	32	or	or	CCONJ
fsr-3476	121	33	“	"	PUNCT
fsr-3476	121	34	slightly	slightly	ADV
fsr-3476	121	35	motivated	motivate	VERB
fsr-3476	121	36	,	,	PUNCT
fsr-3476	121	37	”	"	PUNCT
fsr-3476	121	38	and	and	CCONJ
fsr-3476	121	39	a	a	DET
fsr-3476	121	40	higher	high	ADJ
fsr-3476	121	41	percentage	percentage	NOUN
fsr-3476	121	42	of	of	ADP
fsr-3476	121	43	men	man	NOUN
fsr-3476	121	44	than	than	ADP
fsr-3476	121	45	women	woman	NOUN
fsr-3476	121	46	said	say	VERB
fsr-3476	121	47	,	,	PUNCT
fsr-3476	121	48	“	"	PUNCT
fsr-3476	121	49	very	very	ADV
fsr-3476	121	50	motivated	motivated	ADJ
fsr-3476	121	51	.	.	PUNCT
fsr-3476	121	52	”	"	PUNCT
fsr-3476	122	1	women	woman	NOUN
fsr-3476	122	2	’s	’s	PART
fsr-3476	122	3	mean	mean	ADJ
fsr-3476	122	4	motivation	motivation	NOUN
fsr-3476	122	5	values	value	NOUN
fsr-3476	122	6	are	be	AUX
fsr-3476	122	7	26	26	NUM
fsr-3476	122	8	%	%	NOUN
fsr-3476	122	9	lower	low	ADJ
fsr-3476	122	10	than	than	ADP
fsr-3476	122	11	men	man	NOUN
fsr-3476	122	12	’s	’s	PART
fsr-3476	122	13	,	,	PUNCT
fsr-3476	122	14	on	on	ADP
fsr-3476	122	15	average	average	ADJ
fsr-3476	122	16	,	,	PUNCT
fsr-3476	122	17	and	and	CCONJ
fsr-3476	122	18	this	this	DET
fsr-3476	122	19	difference	difference	NOUN
fsr-3476	122	20	is	be	AUX
fsr-3476	122	21	significant	significant	ADJ
fsr-3476	122	22	at	at	ADP
fsr-3476	122	23	less	less	ADJ
fsr-3476	122	24	than	than	ADP
fsr-3476	122	25	1	1	NUM
fsr-3476	122	26	%	%	NOUN
fsr-3476	122	27	.	.	PUNCT
fsr-3476	123	1	in	in	ADP
fsr-3476	123	2	panel	panel	PROPN
fsr-3476	123	3	b	b	PROPN
fsr-3476	123	4	of	of	ADP
fsr-3476	123	5	table	table	NOUN
fsr-3476	123	6	3	3	NUM
fsr-3476	123	7	,	,	PUNCT
fsr-3476	123	8	we	we	PRON
fsr-3476	123	9	examine	examine	VERB
fsr-3476	123	10	why	why	SCONJ
fsr-3476	123	11	women	woman	NOUN
fsr-3476	123	12	might	might	AUX
fsr-3476	123	13	be	be	AUX
fsr-3476	123	14	less	less	ADV
fsr-3476	123	15	motivated	motivated	ADJ
fsr-3476	123	16	to	to	PART
fsr-3476	123	17	learn	learn	VERB
fsr-3476	123	18	finance	finance	NOUN
fsr-3476	123	19	.	.	PUNCT
fsr-3476	124	1	we	we	PRON
fsr-3476	124	2	ask	ask	VERB
fsr-3476	124	3	how	how	SCONJ
fsr-3476	124	4	confident	confident	ADJ
fsr-3476	124	5	they	they	PRON
fsr-3476	124	6	are	be	AUX
fsr-3476	124	7	in	in	ADP
fsr-3476	124	8	their	their	PRON
fsr-3476	124	9	test	test	NOUN
fsr-3476	124	10	answers	answer	NOUN
fsr-3476	124	11	and	and	CCONJ
fsr-3476	124	12	in	in	ADP
fsr-3476	124	13	their	their	PRON
fsr-3476	124	14	abilities	ability	NOUN
fsr-3476	124	15	to	to	PART
fsr-3476	124	16	make	make	VERB
fsr-3476	124	17	future	future	ADJ
fsr-3476	124	18	financial	financial	ADJ
fsr-3476	124	19	decisions	decision	NOUN
fsr-3476	124	20	,	,	PUNCT
fsr-3476	124	21	who	who	PRON
fsr-3476	124	22	they	they	PRON
fsr-3476	124	23	expect	expect	VERB
fsr-3476	124	24	to	to	PART
fsr-3476	124	25	make	make	VERB
fsr-3476	124	26	their	their	PRON
fsr-3476	124	27	financial	financial	ADJ
fsr-3476	124	28	decisions	decision	NOUN
fsr-3476	124	29	in	in	ADP
fsr-3476	124	30	the	the	DET
fsr-3476	124	31	future	future	NOUN
fsr-3476	124	32	,	,	PUNCT
fsr-3476	124	33	and	and	CCONJ
fsr-3476	124	34	how	how	SCONJ
fsr-3476	124	35	important	important	ADJ
fsr-3476	124	36	finance	finance	NOUN
fsr-3476	124	37	is	be	AUX
fsr-3476	124	38	.	.	PUNCT
fsr-3476	125	1	using	use	VERB
fsr-3476	125	2	a	a	DET
fsr-3476	125	3	likert	likert	ADJ
fsr-3476	125	4	scale	scale	NOUN
fsr-3476	125	5	from	from	ADP
fsr-3476	125	6	1	1	NUM
fsr-3476	125	7	to	to	PART
fsr-3476	125	8	5	5	NUM
fsr-3476	125	9	to	to	PART
fsr-3476	125	10	indicate	indicate	VERB
fsr-3476	125	11	confidence	confidence	NOUN
fsr-3476	125	12	levels	level	NOUN
fsr-3476	125	13	from	from	ADP
fsr-3476	125	14	not	not	PART
fsr-3476	125	15	at	at	ADV
fsr-3476	125	16	all	all	ADV
fsr-3476	125	17	confident	confident	ADJ
fsr-3476	125	18	to	to	ADP
fsr-3476	125	19	very	very	ADV
fsr-3476	125	20	confident	confident	ADJ
fsr-3476	125	21	,	,	PUNCT
fsr-3476	125	22	respondents	respondent	NOUN
fsr-3476	125	23	rated	rate	VERB
fsr-3476	125	24	their	their	PRON
fsr-3476	125	25	confidence	confidence	NOUN
fsr-3476	125	26	in	in	ADP
fsr-3476	125	27	their	their	PRON
fsr-3476	125	28	answers	answer	NOUN
fsr-3476	125	29	on	on	ADP
fsr-3476	125	30	our	our	PRON
fsr-3476	125	31	finance	finance	NOUN
fsr-3476	125	32	questions	question	NOUN
fsr-3476	125	33	and	and	CCONJ
fsr-3476	125	34	their	their	PRON
fsr-3476	125	35	confidence	confidence	NOUN
fsr-3476	125	36	in	in	ADP
fsr-3476	125	37	their	their	PRON
fsr-3476	125	38	abilities	ability	NOUN
fsr-3476	125	39	to	to	PART
fsr-3476	125	40	make	make	VERB
fsr-3476	125	41	financial	financial	ADJ
fsr-3476	125	42	decisions	decision	NOUN
fsr-3476	125	43	in	in	ADP
fsr-3476	125	44	the	the	DET
fsr-3476	125	45	future	future	NOUN
fsr-3476	125	46	.	.	PUNCT
fsr-3476	126	1	in	in	ADP
fsr-3476	126	2	both	both	DET
fsr-3476	126	3	cases	case	NOUN
fsr-3476	126	4	,	,	PUNCT
fsr-3476	126	5	women	woman	NOUN
fsr-3476	126	6	reported	report	VERB
fsr-3476	126	7	significantly	significantly	ADV
fsr-3476	126	8	lower	low	ADJ
fsr-3476	126	9	confidence	confidence	NOUN
fsr-3476	126	10	levels	level	NOUN
fsr-3476	126	11	than	than	ADP
fsr-3476	126	12	men	man	NOUN
fsr-3476	126	13	.	.	PUNCT
fsr-3476	127	1	when	when	SCONJ
fsr-3476	127	2	we	we	PRON
fsr-3476	127	3	asked	ask	VERB
fsr-3476	127	4	,	,	PUNCT
fsr-3476	127	5	“	"	PUNCT
fsr-3476	127	6	in	in	ADP
fsr-3476	127	7	the	the	DET
fsr-3476	127	8	future	future	NOUN
fsr-3476	127	9	,	,	PUNCT
fsr-3476	127	10	who	who	PRON
fsr-3476	127	11	do	do	AUX
fsr-3476	127	12	you	you	PRON
fsr-3476	127	13	expect	expect	VERB
fsr-3476	127	14	to	to	PART
fsr-3476	127	15	make	make	VERB
fsr-3476	127	16	your	your	PRON
fsr-3476	127	17	financial	financial	ADJ
fsr-3476	127	18	decisions	decision	NOUN
fsr-3476	127	19	?	?	PUNCT
fsr-3476	127	20	”	"	PUNCT
fsr-3476	127	21	more	more	ADJ
fsr-3476	127	22	than	than	ADP
fsr-3476	127	23	60	60	NUM
fsr-3476	127	24	%	%	NOUN
fsr-3476	127	25	of	of	ADP
fsr-3476	127	26	male	male	ADJ
fsr-3476	127	27	and	and	CCONJ
fsr-3476	127	28	female	female	ADJ
fsr-3476	127	29	respondents	respondent	NOUN
fsr-3476	127	30	said	say	VERB
fsr-3476	127	31	,	,	PUNCT
fsr-3476	127	32	“	"	PUNCT
fsr-3476	127	33	my	my	PRON
fsr-3476	127	34	spouse	spouse	NOUN
fsr-3476	127	35	and	and	CCONJ
fsr-3476	127	36	i	i	PRON
fsr-3476	127	37	together	together	ADV
fsr-3476	127	38	”	"	PUNCT
fsr-3476	127	39	and	and	CCONJ
fsr-3476	127	40	the	the	DET
fsr-3476	127	41	remainder	remainder	NOUN
fsr-3476	127	42	said	say	VERB
fsr-3476	127	43	,	,	PUNCT
fsr-3476	127	44	“	"	PUNCT
fsr-3476	127	45	i	i	PRON
fsr-3476	127	46	will	will	AUX
fsr-3476	127	47	.	.	PUNCT
fsr-3476	127	48	”	"	PUNCT
fsr-3476	128	1	no	no	DET
fsr-3476	128	2	one	one	NOUN
fsr-3476	128	3	chose	choose	VERB
fsr-3476	128	4	the	the	DET
fsr-3476	128	5	other	other	ADJ
fsr-3476	128	6	options	option	NOUN
fsr-3476	128	7	,	,	PUNCT
fsr-3476	128	8	“	"	PUNCT
fsr-3476	128	9	my	my	PRON
fsr-3476	128	10	parents	parent	NOUN
fsr-3476	128	11	,	,	PUNCT
fsr-3476	128	12	”	"	PUNCT
fsr-3476	128	13	or	or	CCONJ
fsr-3476	128	14	“	"	PUNCT
fsr-3476	128	15	my	my	PRON
fsr-3476	128	16	spouse	spouse	NOUN
fsr-3476	128	17	.	.	PUNCT
fsr-3476	128	18	”	"	PUNCT
fsr-3476	129	1	a	a	DET
fsr-3476	129	2	slightly	slightly	ADV
fsr-3476	129	3	but	but	CCONJ
fsr-3476	129	4	insignificantly	insignificantly	ADV
fsr-3476	129	5	higher	high	ADJ
fsr-3476	129	6	percentage	percentage	NOUN
fsr-3476	129	7	of	of	ADP
fsr-3476	129	8	women	woman	NOUN
fsr-3476	129	9	than	than	SCONJ
fsr-3476	129	10	men	man	NOUN
fsr-3476	129	11	said	say	VERB
fsr-3476	129	12	,	,	PUNCT
fsr-3476	129	13	“	"	PUNCT
fsr-3476	129	14	my	my	PRON
fsr-3476	129	15	spouse	spouse	NOUN
fsr-3476	129	16	and	and	CCONJ
fsr-3476	129	17	i	i	PRON
fsr-3476	129	18	”	"	PUNCT
fsr-3476	129	19	while	while	SCONJ
fsr-3476	129	20	the	the	DET
fsr-3476	129	21	reverse	reverse	NOUN
fsr-3476	129	22	is	be	AUX
fsr-3476	129	23	true	true	ADJ
fsr-3476	129	24	of	of	ADP
fsr-3476	129	25	“	"	PUNCT
fsr-3476	129	26	i	i	PRON
fsr-3476	129	27	will	will	AUX
fsr-3476	129	28	.	.	PUNCT
fsr-3476	129	29	”	"	PUNCT
fsr-3476	130	1	more	more	ADJ
fsr-3476	130	2	than	than	ADP
fsr-3476	130	3	70	70	NUM
fsr-3476	130	4	%	%	NOUN
fsr-3476	130	5	of	of	ADP
fsr-3476	130	6	respondents	respondent	NOUN
fsr-3476	130	7	said	say	VERB
fsr-3476	130	8	personal	personal	ADJ
fsr-3476	130	9	finance	finance	NOUN
fsr-3476	130	10	is	be	AUX
fsr-3476	130	11	“	"	PUNCT
fsr-3476	130	12	very	very	ADV
fsr-3476	130	13	important	important	ADJ
fsr-3476	130	14	”	"	PUNCT
fsr-3476	130	15	and	and	CCONJ
fsr-3476	130	16	the	the	DET
fsr-3476	130	17	remaining	remain	VERB
fsr-3476	130	18	respondents	respondent	NOUN
fsr-3476	130	19	said	say	VERB
fsr-3476	130	20	,	,	PUNCT
fsr-3476	130	21	“	"	PUNCT
fsr-3476	130	22	important	important	ADJ
fsr-3476	130	23	.	.	PUNCT
fsr-3476	130	24	”	"	PUNCT
fsr-3476	131	1	no	no	DET
fsr-3476	131	2	one	one	NOUN
fsr-3476	131	3	chose	choose	VERB
fsr-3476	131	4	the	the	DET
fsr-3476	131	5	other	other	ADJ
fsr-3476	131	6	options	option	NOUN
fsr-3476	131	7	,	,	PUNCT
fsr-3476	131	8	“	"	PUNCT
fsr-3476	131	9	neither	neither	CCONJ
fsr-3476	131	10	important	important	ADJ
fsr-3476	131	11	or	or	CCONJ
fsr-3476	131	12	unimportant	unimportant	ADJ
fsr-3476	131	13	,	,	PUNCT
fsr-3476	131	14	”	"	PUNCT
fsr-3476	131	15	“	"	PUNCT
fsr-3476	131	16	unimportant	unimportant	ADJ
fsr-3476	131	17	,	,	PUNCT
fsr-3476	131	18	”	"	PUNCT
fsr-3476	131	19	or	or	CCONJ
fsr-3476	131	20	“	"	PUNCT
fsr-3476	131	21	very	very	ADV
fsr-3476	131	22	unimportant	unimportant	ADJ
fsr-3476	131	23	.	.	PUNCT
fsr-3476	131	24	”	"	PUNCT
fsr-3476	132	1	we	we	PRON
fsr-3476	132	2	assigned	assign	VERB
fsr-3476	132	3	a	a	DET
fsr-3476	132	4	table	table	NOUN
fsr-3476	132	5	2	2	NUM
fsr-3476	132	6	comparison	comparison	NOUN
fsr-3476	132	7	to	to	ADP
fsr-3476	132	8	university	university	NOUN
fsr-3476	132	9	demographic	demographic	ADJ
fsr-3476	132	10	data	datum	NOUN
fsr-3476	132	11	variables	variable	VERB
fsr-3476	132	12	university	university	NOUN
fsr-3476	132	13	data	data	VERB
fsr-3476	132	14	our	our	PRON
fsr-3476	132	15	sample	sample	NOUN
fsr-3476	132	16	u.s	u.s	PROPN
fsr-3476	132	17	.	.	PROPN
fsr-3476	132	18	population	population	NOUN
fsr-3476	132	19	female	female	NOUN
fsr-3476	132	20	61	61	NUM
fsr-3476	132	21	%	%	NOUN
fsr-3476	132	22	70	70	NUM
fsr-3476	132	23	%	%	NOUN
fsr-3476	132	24	51	51	NUM
fsr-3476	132	25	%	%	NOUN
fsr-3476	132	26	african	african	ADJ
fsr-3476	132	27	american	american	PROPN
fsr-3476	132	28	14	14	NUM
fsr-3476	132	29	%	%	NOUN
fsr-3476	132	30	7	7	NUM
fsr-3476	132	31	%	%	NOUN
fsr-3476	132	32	13	13	NUM
fsr-3476	132	33	%	%	NOUN
fsr-3476	132	34	asian	asian	ADJ
fsr-3476	132	35	3	3	NUM
fsr-3476	132	36	%	%	NOUN
fsr-3476	132	37	4	4	NUM
fsr-3476	132	38	%	%	NOUN
fsr-3476	132	39	6	6	NUM
fsr-3476	132	40	%	%	NOUN
fsr-3476	132	41	hispanic	hispanic	ADJ
fsr-3476	132	42	2	2	NUM
fsr-3476	132	43	%	%	NOUN
fsr-3476	132	44	3	3	NUM
fsr-3476	132	45	%	%	NOUN
fsr-3476	132	46	19	19	NUM
fsr-3476	132	47	%	%	NOUN
fsr-3476	132	48	white	white	ADJ
fsr-3476	132	49	80	80	NUM
fsr-3476	132	50	%	%	NOUN
fsr-3476	132	51	79	79	NUM
fsr-3476	132	52	%	%	NOUN
fsr-3476	132	53	60	60	NUM
fsr-3476	132	54	%	%	NOUN
fsr-3476	132	55	business	business	NOUN
fsr-3476	132	56	9	9	NUM
fsr-3476	132	57	%	%	NOUN
fsr-3476	132	58	14	14	NUM
fsr-3476	132	59	%	%	NOUN
fsr-3476	132	60	n	n	CCONJ
fsr-3476	132	61	/	/	SYM
fsr-3476	132	62	a	a	DET
fsr-3476	132	63	note	note	NOUN
fsr-3476	132	64	.	.	PUNCT
fsr-3476	133	1	comparison	comparison	NOUN
fsr-3476	133	2	of	of	ADP
fsr-3476	133	3	university	university	NOUN
fsr-3476	133	4	demographic	demographic	ADJ
fsr-3476	133	5	data	datum	NOUN
fsr-3476	133	6	to	to	ADP
fsr-3476	133	7	that	that	PRON
fsr-3476	133	8	of	of	ADP
fsr-3476	133	9	full	full	ADJ
fsr-3476	133	10	sample	sample	NOUN
fsr-3476	133	11	of	of	ADP
fsr-3476	133	12	respondents	respondent	NOUN
fsr-3476	133	13	who	who	PRON
fsr-3476	133	14	finished	finish	VERB
fsr-3476	133	15	the	the	DET
fsr-3476	133	16	survey	survey	NOUN
fsr-3476	133	17	.	.	PUNCT
fsr-3476	134	1	shows	show	VERB
fsr-3476	134	2	percentages	percentage	NOUN
fsr-3476	134	3	of	of	ADP
fsr-3476	134	4	students	student	NOUN
fsr-3476	134	5	/	/	SYM
fsr-3476	134	6	respondents	respondent	NOUN
fsr-3476	134	7	who	who	PRON
fsr-3476	134	8	selected	select	VERB
fsr-3476	134	9	that	that	DET
fsr-3476	134	10	attribute	attribute	NOUN
fsr-3476	134	11	on	on	ADP
fsr-3476	134	12	enrollment	enrollment	NOUN
fsr-3476	134	13	materials	material	NOUN
fsr-3476	134	14	/	/	SYM
fsr-3476	134	15	in	in	ADP
fsr-3476	134	16	the	the	DET
fsr-3476	134	17	survey	survey	NOUN
fsr-3476	134	18	.	.	PUNCT
fsr-3476	135	1	u.s	u.s	PROPN
fsr-3476	135	2	.	.	PROPN
fsr-3476	135	3	demographic	demographic	ADJ
fsr-3476	135	4	estimates	estimate	NOUN
fsr-3476	135	5	dated	date	VERB
fsr-3476	135	6	july	july	PROPN
fsr-3476	135	7	1	1	NUM
fsr-3476	135	8	,	,	PUNCT
fsr-3476	135	9	2019	2019	NUM
fsr-3476	135	10	are	be	AUX
fsr-3476	135	11	available	available	ADJ
fsr-3476	135	12	at	at	ADP
fsr-3476	135	13	https://www.census.gov/quickfacts/fact/	https://www.census.gov/quickfacts/fact/	PROPN
fsr-3476	135	14	table	table	NOUN
fsr-3476	135	15	/	/	SYM
fsr-3476	135	16	us	we	PRON
fsr-3476	135	17	/	/	SYM
fsr-3476	135	18	pst045219	pst045219	ADJ
fsr-3476	135	19	.	.	PUNCT
fsr-3476	136	1	94	94	NUM
fsr-3476	136	2	j.	j.	PROPN
fsr-3476	136	3	j.	j.	PROPN
fsr-3476	136	4	beierlein	beierlein	PROPN
fsr-3476	136	5	et	et	PROPN
fsr-3476	136	6	al	al	PROPN
fsr-3476	136	7	.	.	PUNCT
fsr-3476	136	8	/	/	SYM
fsr-3476	136	9	financial	financial	ADJ
fsr-3476	136	10	services	service	NOUN
fsr-3476	136	11	review	review	VERB
fsr-3476	136	12	30	30	NUM
fsr-3476	136	13	(	(	PUNCT
fsr-3476	136	14	2022	2022	NUM
fsr-3476	136	15	)	)	PUNCT
fsr-3476	137	1	89–105	89–105	PROPN
fsr-3476	137	2	t	t	PROPN
fsr-3476	137	3	ab	ab	X
fsr-3476	137	4	le	le	X
fsr-3476	137	5	3	3	NUM
fsr-3476	137	6	d	d	NOUN
fsr-3476	137	7	if	if	SCONJ
fsr-3476	137	8	fe	fe	X
fsr-3476	137	9	re	re	X
fsr-3476	137	10	n	n	X
fsr-3476	137	11	ce	ce	PROPN
fsr-3476	137	12	s	s	PROPN
fsr-3476	137	13	in	in	ADP
fsr-3476	137	14	m	m	PROPN
fsr-3476	137	15	ea	ea	ADP
fsr-3476	137	16	n	n	PROPN
fsr-3476	137	17	s	s	PROPN
fsr-3476	137	18	b	b	X
fsr-3476	137	19	y	y	PROPN
fsr-3476	137	20	re	re	ADP
fsr-3476	137	21	p	p	NOUN
fsr-3476	137	22	o	o	X
fsr-3476	137	23	rt	rt	NOUN
fsr-3476	137	24	ed	ed	NOUN
fsr-3476	137	25	g	g	PROPN
fsr-3476	137	26	en	en	PROPN
fsr-3476	137	27	d	d	X
fsr-3476	137	28	er	er	INTJ
fsr-3476	137	29	0	0	NUM
fsr-3476	137	30	=	=	SYM
fsr-3476	137	31	fe	fe	X
fsr-3476	137	32	m	m	NOUN
fsr-3476	137	33	al	al	PROPN
fsr-3476	137	34	e	e	PROPN
fsr-3476	137	35	1	1	NUM
fsr-3476	137	36	=	=	SYM
fsr-3476	137	37	m	m	VERB
fsr-3476	137	38	al	al	PROPN
fsr-3476	137	39	e	e	PROPN
fsr-3476	137	40	n	n	CCONJ
fsr-3476	137	41	m	m	PROPN
fsr-3476	137	42	ea	ea	NOUN
fsr-3476	137	43	n	n	NUM
fsr-3476	137	44	s	s	NOUN
fsr-3476	137	45	ta	ta	X
fsr-3476	137	46	n	n	PROPN
fsr-3476	137	47	d	d	PROPN
fsr-3476	137	48	ar	ar	PROPN
fsr-3476	137	49	d	d	PROPN
fsr-3476	137	50	d	d	X
fsr-3476	137	51	ev	ev	X
fsr-3476	137	52	ia	ia	PROPN
fsr-3476	137	53	ti	ti	PROPN
fsr-3476	137	54	o	o	PROPN
fsr-3476	137	55	n	n	ADP
fsr-3476	137	56	t	t	NOUN
fsr-3476	137	57	s	s	VERB
fsr-3476	137	58	ig	ig	PROPN
fsr-3476	137	59	.	.	PUNCT
fsr-3476	138	1	(	(	PUNCT
fsr-3476	138	2	t	t	PROPN
fsr-3476	138	3	w	w	NOUN
fsr-3476	138	4	o	o	X
fsr-3476	138	5	ta	ta	PROPN
fsr-3476	138	6	il	il	PROPN
fsr-3476	138	7	ed	ed	PROPN
fsr-3476	138	8	)	)	PUNCT
fsr-3476	138	9	m	m	VERB
fsr-3476	138	10	ea	ea	NOUN
fsr-3476	139	1	n	n	NUM
fsr-3476	139	2	d	d	NOUN
fsr-3476	139	3	if	if	SCONJ
fsr-3476	139	4	fe	fe	X
fsr-3476	139	5	re	re	X
fsr-3476	139	6	n	n	X
fsr-3476	139	7	ce	ce	PROPN
fsr-3476	140	1	f	f	PROPN
fsr-3476	140	2	m	m	PROPN
fsr-3476	140	3	s	s	PROPN
fsr-3476	140	4	ta	ta	ADP
fsr-3476	140	5	n	n	PROPN
fsr-3476	140	6	d	d	PROPN
fsr-3476	140	7	ar	ar	PROPN
fsr-3476	140	8	d	d	NOUN
fsr-3476	140	9	er	er	INTJ
fsr-3476	140	10	ro	ro	INTJ
fsr-3476	140	11	r	r	NOUN
fsr-3476	140	12	d	d	NOUN
fsr-3476	140	13	if	if	SCONJ
fsr-3476	140	14	fe	fe	X
fsr-3476	140	15	re	re	X
fsr-3476	140	16	n	n	X
fsr-3476	140	17	ce	ce	PROPN
fsr-3476	140	18	p	p	PROPN
fsr-3476	140	19	an	an	PROPN
fsr-3476	140	20	el	el	PROPN
fsr-3476	141	1	a	a	PRON
fsr-3476	141	2	:	:	PUNCT
fsr-3476	141	3	a	a	DET
fsr-3476	141	4	re	re	NOUN
fsr-3476	141	5	w	w	NOUN
fsr-3476	141	6	o	o	NOUN
fsr-3476	141	7	m	m	VERB
fsr-3476	141	8	en	en	X
fsr-3476	141	9	le	le	X
fsr-3476	141	10	ss	ss	PROPN
fsr-3476	142	1	k	k	PROPN
fsr-3476	142	2	n	n	INTJ
fsr-3476	142	3	o	o	X
fsr-3476	142	4	w	w	X
fsr-3476	142	5	le	le	PROPN
fsr-3476	143	1	d	d	X
fsr-3476	143	2	g	g	PROPN
fsr-3476	143	3	ea	ea	PROPN
fsr-3476	143	4	b	b	PROPN
fsr-3476	143	5	le	le	X
fsr-3476	143	6	an	an	DET
fsr-3476	143	7	d	d	X
fsr-3476	143	8	m	m	VERB
fsr-3476	143	9	o	o	NOUN
fsr-3476	143	10	ti	ti	X
fsr-3476	143	11	v	v	NOUN
fsr-3476	143	12	at	at	ADP
fsr-3476	143	13	ed	ed	NOUN
fsr-3476	143	14	?	?	PUNCT
fsr-3476	144	1	t	t	X
fsr-3476	145	1	o	o	X
fsr-3476	145	2	ta	ta	X
fsr-3476	145	3	l	l	PROPN
fsr-3476	145	4	co	co	PROPN
fsr-3476	146	1	rr	rr	PROPN
fsr-3476	146	2	ec	ec	PROPN
fsr-3476	146	3	t	t	PROPN
fsr-3476	146	4	0	0	NUM
fsr-3476	146	5	1	1	NUM
fsr-3476	146	6	2	2	NUM
fsr-3476	146	7	4	4	NUM
fsr-3476	146	8	5	5	NUM
fsr-3476	146	9	.5	.5	NUM
fsr-3476	146	10	4	4	NUM
fsr-3476	146	11	1	1	NUM
fsr-3476	146	12	.1	.1	NUM
fsr-3476	146	13	9	9	NUM
fsr-3476	146	14	9	9	NUM
fsr-3476	146	15	�	�	NOUN
fsr-3476	146	16	3	3	NUM
fsr-3476	146	17	.1	.1	NUM
fsr-3476	146	18	6	6	NUM
fsr-3476	146	19	1	1	NUM
fsr-3476	146	20	0	0	NUM
fsr-3476	146	21	.0	.0	NUM
fsr-3476	146	22	0	0	NUM
fsr-3476	146	23	2	2	NUM
fsr-3476	146	24	�	�	NOUN
fsr-3476	146	25	0	0	NUM
fsr-3476	146	26	.5	.5	NUM
fsr-3476	146	27	3	3	NUM
fsr-3476	146	28	7	7	NUM
fsr-3476	146	29	0	0	NUM
fsr-3476	146	30	.1	.1	NUM
fsr-3476	146	31	7	7	NUM
fsr-3476	146	32	0	0	NUM
fsr-3476	146	33	1	1	NUM
fsr-3476	146	34	5	5	NUM
fsr-3476	146	35	2	2	NUM
fsr-3476	146	36	6	6	NUM
fsr-3476	146	37	.0	.0	NUM
fsr-3476	146	38	8	8	NUM
fsr-3476	146	39	0	0	NUM
fsr-3476	146	40	.9	.9	NUM
fsr-3476	146	41	4	4	NUM
fsr-3476	146	42	7	7	NUM
fsr-3476	146	43	in	in	ADP
fsr-3476	146	44	fl	fl	PROPN
fsr-3476	146	45	at	at	ADP
fsr-3476	146	46	io	io	PROPN
fsr-3476	146	47	n	n	ADV
fsr-3476	146	48	0	0	NUM
fsr-3476	146	49	1	1	NUM
fsr-3476	146	50	2	2	NUM
fsr-3476	146	51	4	4	NUM
fsr-3476	146	52	0	0	NUM
fsr-3476	146	53	.4	.4	NUM
fsr-3476	146	54	2	2	NUM
fsr-3476	146	55	0	0	NUM
fsr-3476	146	56	.4	.4	NUM
fsr-3476	146	57	9	9	NUM
fsr-3476	146	58	5	5	NUM
fsr-3476	146	59	�	�	NOUN
fsr-3476	146	60	1	1	NUM
fsr-3476	146	61	.9	.9	NUM
fsr-3476	146	62	2	2	NUM
fsr-3476	146	63	1	1	NUM
fsr-3476	146	64	0	0	NUM
fsr-3476	146	65	.0	.0	NUM
fsr-3476	146	66	5	5	NUM
fsr-3476	146	67	6	6	NUM
fsr-3476	146	68	�	�	PROPN
fsr-3476	146	69	0	0	NUM
fsr-3476	146	70	.1	.1	NUM
fsr-3476	146	71	5	5	NUM
fsr-3476	146	72	8	8	NUM
fsr-3476	146	73	0	0	NUM
fsr-3476	146	74	.0	.0	NUM
fsr-3476	146	75	8	8	NUM
fsr-3476	146	76	2	2	NUM
fsr-3476	146	77	1	1	NUM
fsr-3476	146	78	5	5	NUM
fsr-3476	146	79	2	2	NUM
fsr-3476	146	80	0	0	NUM
fsr-3476	146	81	.5	.5	NUM
fsr-3476	146	82	8	8	NUM
fsr-3476	146	83	0	0	NUM
fsr-3476	146	84	.4	.4	NUM
fsr-3476	146	85	9	9	NUM
fsr-3476	146	86	9	9	NUM
fsr-3476	146	87	in	in	ADP
fsr-3476	146	88	te	te	PROPN
fsr-3476	146	89	re	re	PROPN
fsr-3476	146	90	st	st	PROPN
fsr-3476	146	91	0	0	NUM
fsr-3476	146	92	1	1	NUM
fsr-3476	146	93	2	2	NUM
fsr-3476	146	94	4	4	NUM
fsr-3476	146	95	0	0	NUM
fsr-3476	146	96	.9	.9	NUM
fsr-3476	146	97	7	7	NUM
fsr-3476	146	98	0	0	NUM
fsr-3476	146	99	.1	.1	NUM
fsr-3476	146	100	7	7	NUM
fsr-3476	146	101	7	7	NUM
fsr-3476	146	102	�	�	NOUN
fsr-3476	146	103	2	2	NUM
fsr-3476	146	104	.0	.0	NUM
fsr-3476	146	105	2	2	NUM
fsr-3476	146	106	5	5	NUM
fsr-3476	146	107	0	0	NUM
fsr-3476	146	108	.0	.0	NUM
fsr-3476	146	109	4	4	NUM
fsr-3476	146	110	5	5	NUM
fsr-3476	146	111	�	�	PROPN
fsr-3476	146	112	0	0	NUM
fsr-3476	146	113	.0	.0	NUM
fsr-3476	146	114	3	3	NUM
fsr-3476	146	115	2	2	NUM
fsr-3476	146	116	0	0	NUM
fsr-3476	146	117	.0	.0	NUM
fsr-3476	146	118	1	1	NUM
fsr-3476	146	119	6	6	NUM
fsr-3476	146	120	1	1	NUM
fsr-3476	146	121	5	5	NUM
fsr-3476	146	122	2	2	NUM
fsr-3476	146	123	1	1	NUM
fsr-3476	146	124	.0	.0	NUM
fsr-3476	146	125	0	0	NUM
fsr-3476	146	126	0	0	NUM
fsr-3476	147	1	.0	.0	NUM
fsr-3476	147	2	0	0	NUM
fsr-3476	147	3	0	0	NUM
fsr-3476	147	4	s	s	VERB
fsr-3476	147	5	av	av	NOUN
fsr-3476	147	6	in	in	ADP
fsr-3476	147	7	g	g	PROPN
fsr-3476	147	8	0	0	NUM
fsr-3476	147	9	1	1	NUM
fsr-3476	147	10	2	2	NUM
fsr-3476	147	11	4	4	NUM
fsr-3476	147	12	0	0	NUM
fsr-3476	147	13	.8	.8	NUM
fsr-3476	147	14	9	9	NUM
fsr-3476	147	15	0	0	NUM
fsr-3476	147	16	.3	.3	NUM
fsr-3476	147	17	1	1	NUM
fsr-3476	147	18	8	8	NUM
fsr-3476	147	19	�	�	NOUN
fsr-3476	147	20	2	2	NUM
fsr-3476	147	21	.7	.7	NUM
fsr-3476	147	22	2	2	NUM
fsr-3476	147	23	2	2	NUM
fsr-3476	147	24	0	0	NUM
fsr-3476	148	1	.0	.0	NUM
fsr-3476	148	2	0	0	NUM
fsr-3476	148	3	7	7	NUM
fsr-3476	148	4	�	�	PROPN
fsr-3476	148	5	0	0	NUM
fsr-3476	148	6	.0	.0	NUM
fsr-3476	148	7	9	9	NUM
fsr-3476	148	8	4	4	NUM
fsr-3476	148	9	0	0	NUM
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fsr-3476	148	13	1	1	NUM
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fsr-3476	148	29	ti	ti	VERB
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fsr-3476	148	32	0	0	NUM
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fsr-3476	148	42	2	2	NUM
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fsr-3476	148	77	tu	tu	PROPN
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fsr-3476	148	80	1	1	NUM
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fsr-3476	148	84	.7	.7	NUM
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fsr-3476	149	1	.4	.4	NUM
fsr-3476	149	2	2	2	NUM
fsr-3476	149	3	0	0	NUM
fsr-3476	149	4	�	�	PROPN
fsr-3476	149	5	4	4	NUM
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fsr-3476	149	7	4	4	NUM
fsr-3476	149	8	4	4	NUM
fsr-3476	149	9	0	0	NUM
fsr-3476	149	10	.0	.0	NUM
fsr-3476	149	11	0	0	NUM
fsr-3476	149	12	0	0	NUM
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fsr-3476	149	14	0	0	NUM
fsr-3476	149	15	.1	.1	NUM
fsr-3476	149	16	8	8	NUM
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fsr-3476	149	19	.0	.0	NUM
fsr-3476	149	20	4	4	NUM
fsr-3476	149	21	6	6	NUM
fsr-3476	149	22	1	1	NUM
fsr-3476	149	23	5	5	NUM
fsr-3476	149	24	2	2	NUM
fsr-3476	149	25	0	0	NUM
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fsr-3476	149	29	.1	.1	NUM
fsr-3476	149	30	9	9	NUM
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fsr-3476	149	32	d	d	NOUN
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fsr-3476	149	34	is	be	AUX
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fsr-3476	149	37	o	o	NOUN
fsr-3476	150	1	f	f	X
fsr-3476	150	2	m	m	VERB
fsr-3476	150	3	o	o	NOUN
fsr-3476	150	4	n	n	ADV
fsr-3476	150	5	ey	ey	PRON
fsr-3476	150	6	0	0	NUM
fsr-3476	150	7	1	1	NUM
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fsr-3476	150	9	4	4	NUM
fsr-3476	150	10	0	0	NUM
fsr-3476	150	11	.9	.9	NUM
fsr-3476	151	1	5	5	NUM
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fsr-3476	152	1	.2	.2	NUM
fsr-3476	152	2	1	1	NUM
fsr-3476	152	3	5	5	NUM
fsr-3476	152	4	0	0	NUM
fsr-3476	152	5	.2	.2	NUM
fsr-3476	152	6	5	5	NUM
fsr-3476	152	7	4	4	NUM
fsr-3476	152	8	0	0	NUM
fsr-3476	152	9	.8	.8	NUM
fsr-3476	152	10	0	0	SYM
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fsr-3476	152	14	0	0	NUM
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fsr-3476	153	2	0	0	NUM
fsr-3476	153	3	.0	.0	NUM
fsr-3476	153	4	3	3	NUM
fsr-3476	153	5	7	7	NUM
fsr-3476	153	6	1	1	NUM
fsr-3476	153	7	5	5	NUM
fsr-3476	153	8	2	2	NUM
fsr-3476	153	9	0	0	NUM
fsr-3476	153	10	.9	.9	NUM
fsr-3476	153	11	4	4	NUM
fsr-3476	153	12	0	0	NUM
fsr-3476	153	13	.2	.2	NUM
fsr-3476	153	14	3	3	NUM
fsr-3476	153	15	5	5	NUM
fsr-3476	153	16	in	in	ADP
fsr-3476	153	17	fl	fl	PROPN
fsr-3476	153	18	at	at	ADP
fsr-3476	153	19	io	io	PROPN
fsr-3476	153	20	n	n	PROPN
fsr-3476	153	21	d	d	PROPN
fsr-3476	153	22	efi	efi	PROPN
fsr-3476	154	1	n	n	ADV
fsr-3476	154	2	it	it	PRON
fsr-3476	154	3	io	io	PROPN
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fsr-3476	154	5	0	0	NUM
fsr-3476	154	6	1	1	NUM
fsr-3476	154	7	2	2	NUM
fsr-3476	154	8	4	4	NUM
fsr-3476	154	9	0	0	NUM
fsr-3476	154	10	.8	.8	NUM
fsr-3476	154	11	7	7	NUM
fsr-3476	154	12	0	0	NUM
fsr-3476	154	13	.3	.3	NUM
fsr-3476	154	14	3	3	NUM
fsr-3476	154	15	7	7	NUM
fsr-3476	154	16	1	1	NUM
fsr-3476	154	17	.0	.0	NUM
fsr-3476	154	18	7	7	NUM
fsr-3476	154	19	7	7	NUM
fsr-3476	154	20	0	0	NUM
fsr-3476	154	21	.2	.2	NUM
fsr-3476	154	22	8	8	NUM
fsr-3476	154	23	3	3	NUM
fsr-3476	154	24	0	0	NUM
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fsr-3476	154	26	6	6	NUM
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fsr-3476	154	30	5	5	NUM
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fsr-3476	154	32	1	1	NUM
fsr-3476	154	33	5	5	NUM
fsr-3476	154	34	2	2	NUM
fsr-3476	154	35	0	0	NUM
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fsr-3476	154	37	1	1	NUM
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fsr-3476	154	39	.3	.3	NUM
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fsr-3476	154	42	m	m	NOUN
fsr-3476	154	43	o	o	NOUN
fsr-3476	154	44	ti	ti	X
fsr-3476	154	45	v	v	NOUN
fsr-3476	154	46	at	at	ADP
fsr-3476	154	47	io	io	PROPN
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fsr-3476	154	49	0	0	NUM
fsr-3476	154	50	1	1	NUM
fsr-3476	154	51	2	2	NUM
fsr-3476	154	52	4	4	NUM
fsr-3476	154	53	1	1	NUM
fsr-3476	154	54	.0	.0	NUM
fsr-3476	154	55	6	6	NUM
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fsr-3476	154	58	7	7	NUM
fsr-3476	154	59	8	8	NUM
fsr-3476	154	60	�	�	NOUN
fsr-3476	154	61	3	3	NUM
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fsr-3476	154	63	4	4	NUM
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fsr-3476	154	67	0	0	NUM
fsr-3476	154	68	1	1	NUM
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fsr-3476	154	70	0	0	NUM
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fsr-3476	154	75	.1	.1	NUM
fsr-3476	154	76	1	1	NUM
fsr-3476	154	77	3	3	NUM
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fsr-3476	154	79	5	5	NUM
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fsr-3476	154	81	1	1	NUM
fsr-3476	154	82	.4	.4	NUM
fsr-3476	154	83	2	2	NUM
fsr-3476	154	84	0	0	NUM
fsr-3476	154	85	.6	.6	NUM
fsr-3476	154	86	9	9	NUM
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fsr-3476	154	88	(	(	PUNCT
fsr-3476	154	89	c	c	NOUN
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fsr-3476	154	91	n	n	CCONJ
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fsr-3476	154	93	n	n	CCONJ
fsr-3476	154	94	u	u	NOUN
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fsr-3476	154	96	o	o	PROPN
fsr-3476	154	97	n	n	CCONJ
fsr-3476	154	98	n	n	NOUN
fsr-3476	154	99	ex	ex	ADJ
fsr-3476	154	100	t	t	NOUN
fsr-3476	154	101	p	p	X
fsr-3476	154	102	a	a	DET
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fsr-3476	154	104	e	e	NOUN
fsr-3476	154	105	)	)	PUNCT
fsr-3476	154	106	j.	j.	PROPN
fsr-3476	154	107	j.	j.	PROPN
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fsr-3476	154	111	.	.	PUNCT
fsr-3476	154	112	/	/	SYM
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fsr-3476	154	117	(	(	PUNCT
fsr-3476	154	118	2022	2022	NUM
fsr-3476	154	119	)	)	PUNCT
fsr-3476	155	1	89–105	89–105	PROPN
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fsr-3476	155	3	t	t	PROPN
fsr-3476	155	4	ab	ab	PROPN
fsr-3476	155	5	le	le	X
fsr-3476	155	6	3	3	X
fsr-3476	155	7	(	(	PUNCT
fsr-3476	155	8	c	c	NOUN
fsr-3476	155	9	o	o	NOUN
fsr-3476	155	10	n	n	CCONJ
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fsr-3476	155	12	n	n	CCONJ
fsr-3476	155	13	u	u	NOUN
fsr-3476	155	14	ed	ed	PROPN
fsr-3476	155	15	)	)	PUNCT
fsr-3476	155	16	0	0	PUNCT
fsr-3476	156	1	=	=	SYM
fsr-3476	156	2	fe	fe	X
fsr-3476	156	3	m	m	NOUN
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fsr-3476	156	7	=	=	SYM
fsr-3476	156	8	m	m	VERB
fsr-3476	156	9	al	al	PROPN
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fsr-3476	156	12	m	m	PROPN
fsr-3476	156	13	ea	ea	NOUN
fsr-3476	156	14	n	n	NUM
fsr-3476	156	15	s	s	NOUN
fsr-3476	156	16	ta	ta	X
fsr-3476	156	17	n	n	PROPN
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fsr-3476	156	20	d	d	PROPN
fsr-3476	156	21	d	d	X
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fsr-3476	156	23	ia	ia	PROPN
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fsr-3476	156	26	n	n	ADP
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fsr-3476	157	2	t	t	PROPN
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fsr-3476	157	4	o	o	X
fsr-3476	157	5	ta	ta	PROPN
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fsr-3476	157	8	)	)	PUNCT
fsr-3476	157	9	m	m	VERB
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fsr-3476	158	4	fe	fe	X
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fsr-3476	158	7	ce	ce	PROPN
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fsr-3476	159	8	d	d	NOUN
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fsr-3476	159	13	if	if	SCONJ
fsr-3476	159	14	fe	fe	X
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fsr-3476	159	17	ce	ce	PROPN
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fsr-3476	160	6	ss	ss	PROPN
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fsr-3476	161	1	n	n	INTJ
fsr-3476	162	1	o	o	X
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fsr-3476	162	3	le	le	PROPN
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fsr-3476	163	5	le	le	X
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fsr-3476	163	7	d	d	X
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fsr-3476	163	9	o	o	NOUN
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fsr-3476	163	14	?	?	PUNCT
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fsr-3476	166	12	2	2	NUM
fsr-3476	166	13	5	5	NUM
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fsr-3476	166	20	.2	.2	NUM
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fsr-3476	166	23	�	�	NOUN
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fsr-3476	167	1	d	d	X
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fsr-3476	167	8	0	0	NUM
fsr-3476	167	9	1	1	NUM
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fsr-3476	167	17	9	9	NUM
fsr-3476	167	18	2	2	NUM
fsr-3476	167	19	�	�	PROPN
fsr-3476	167	20	5	5	NUM
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fsr-3476	167	22	6	6	NUM
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fsr-3476	167	24	0	0	NUM
fsr-3476	168	1	.0	.0	NUM
fsr-3476	168	2	0	0	NUM
fsr-3476	168	3	0	0	NUM
fsr-3476	168	4	�	�	PROPN
fsr-3476	168	5	0	0	NUM
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fsr-3476	168	10	.1	.1	NUM
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fsr-3476	168	13	1	1	NUM
fsr-3476	168	14	5	5	NUM
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fsr-3476	168	16	4	4	NUM
fsr-3476	168	17	.0	.0	NUM
fsr-3476	168	18	8	8	NUM
fsr-3476	168	19	0	0	NUM
fsr-3476	168	20	.7	.7	NUM
fsr-3476	168	21	6	6	NUM
fsr-3476	168	22	3	3	NUM
fsr-3476	168	23	c	c	NOUN
fsr-3476	168	24	o	o	NOUN
fsr-3476	168	25	n	n	CCONJ
fsr-3476	168	26	fi	fi	NOUN
fsr-3476	169	1	d	d	X
fsr-3476	169	2	en	en	PROPN
fsr-3476	169	3	t	t	PROPN
fsr-3476	169	4	d	d	X
fsr-3476	169	5	ec	ec	PROPN
fsr-3476	169	6	is	be	AUX
fsr-3476	169	7	io	io	PROPN
fsr-3476	169	8	n	n	PROPN
fsr-3476	169	9	s	s	NOUN
fsr-3476	169	10	0	0	NUM
fsr-3476	169	11	1	1	NUM
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fsr-3476	169	13	4	4	NUM
fsr-3476	169	14	3	3	NUM
fsr-3476	169	15	.5	.5	NUM
fsr-3476	169	16	2	2	NUM
fsr-3476	169	17	0	0	NUM
fsr-3476	169	18	.8	.8	NUM
fsr-3476	169	19	2	2	NUM
fsr-3476	169	20	1	1	NUM
fsr-3476	169	21	�	�	NOUN
fsr-3476	169	22	4	4	NUM
fsr-3476	169	23	.1	.1	NOUN
fsr-3476	169	24	7	7	NUM
fsr-3476	169	25	0	0	SYM
fsr-3476	169	26	0	0	NUM
fsr-3476	170	1	.0	.0	NUM
fsr-3476	170	2	0	0	NUM
fsr-3476	170	3	0	0	NUM
fsr-3476	170	4	�	�	PROPN
fsr-3476	170	5	0	0	NUM
fsr-3476	170	6	.5	.5	NUM
fsr-3476	170	7	1	1	NUM
fsr-3476	170	8	4	4	NUM
fsr-3476	170	9	0	0	NUM
fsr-3476	170	10	.1	.1	NUM
fsr-3476	170	11	2	2	NUM
fsr-3476	170	12	3	3	NUM
fsr-3476	170	13	1	1	NUM
fsr-3476	170	14	5	5	NUM
fsr-3476	170	15	2	2	NUM
fsr-3476	170	16	4	4	NUM
fsr-3476	170	17	.0	.0	NUM
fsr-3476	170	18	4	4	NUM
fsr-3476	170	19	0	0	NUM
fsr-3476	170	20	.7	.7	NUM
fsr-3476	170	21	1	1	NUM
fsr-3476	170	22	3	3	NUM
fsr-3476	170	23	d	d	PROPN
fsr-3476	170	24	ec	ec	PROPN
fsr-3476	170	25	is	be	AUX
fsr-3476	170	26	io	io	PROPN
fsr-3476	170	27	n	n	PROPN
fsr-3476	170	28	s	s	PROPN
fsr-3476	170	29	w	w	NOUN
fsr-3476	170	30	it	it	PRON
fsr-3476	170	31	h	h	NOUN
fsr-3476	170	32	sp	sp	ADP
fsr-3476	170	33	o	o	X
fsr-3476	170	34	u	u	X
fsr-3476	170	35	se	se	PROPN
fsr-3476	170	36	0	0	NUM
fsr-3476	170	37	1	1	NUM
fsr-3476	170	38	2	2	NUM
fsr-3476	170	39	4	4	NUM
fsr-3476	170	40	0	0	NUM
fsr-3476	170	41	.6	.6	NUM
fsr-3476	170	42	9	9	NUM
fsr-3476	170	43	0	0	NUM
fsr-3476	171	1	.4	.4	NUM
fsr-3476	171	2	6	6	NUM
fsr-3476	171	3	3	3	NUM
fsr-3476	171	4	0	0	NUM
fsr-3476	171	5	.5	.5	NUM
fsr-3476	171	6	1	1	NUM
fsr-3476	171	7	3	3	NUM
fsr-3476	171	8	0	0	NUM
fsr-3476	171	9	.6	.6	NUM
fsr-3476	171	10	0	0	NUM
fsr-3476	171	11	8	8	NUM
fsr-3476	171	12	0	0	NUM
fsr-3476	171	13	.0	.0	NUM
fsr-3476	171	14	4	4	NUM
fsr-3476	171	15	0	0	NUM
fsr-3476	171	16	0	0	NUM
fsr-3476	171	17	.0	.0	NUM
fsr-3476	171	18	7	7	NUM
fsr-3476	171	19	7	7	NUM
fsr-3476	171	20	1	1	NUM
fsr-3476	171	21	5	5	NUM
fsr-3476	171	22	2	2	NUM
fsr-3476	171	23	0	0	NUM
fsr-3476	171	24	.6	.6	NUM
fsr-3476	171	25	5	5	NUM
fsr-3476	171	26	0	0	NUM
fsr-3476	171	27	.4	.4	NUM
fsr-3476	171	28	8	8	NUM
fsr-3476	171	29	0	0	NUM
fsr-3476	171	30	d	d	PRON
fsr-3476	171	31	ec	ec	PROPN
fsr-3476	171	32	is	be	AUX
fsr-3476	171	33	io	io	PROPN
fsr-3476	171	34	n	n	PROPN
fsr-3476	171	35	s	s	PART
fsr-3476	171	36	m	m	VERB
fsr-3476	171	37	y	y	PROPN
fsr-3476	171	38	se	se	PROPN
fsr-3476	171	39	lf	lf	ADP
fsr-3476	171	40	0	0	NUM
fsr-3476	171	41	1	1	NUM
fsr-3476	171	42	2	2	NUM
fsr-3476	171	43	4	4	NUM
fsr-3476	171	44	0	0	NUM
fsr-3476	171	45	.3	.3	NUM
fsr-3476	171	46	1	1	NUM
fsr-3476	171	47	0	0	NUM
fsr-3476	171	48	.4	.4	NUM
fsr-3476	171	49	6	6	NUM
fsr-3476	171	50	3	3	NUM
fsr-3476	171	51	�	�	NOUN
fsr-3476	171	52	0	0	NUM
fsr-3476	172	1	.2	.2	NUM
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fsr-3476	172	3	6	6	NUM
fsr-3476	172	4	0	0	NUM
fsr-3476	172	5	.7	.7	NUM
fsr-3476	172	6	9	9	NUM
fsr-3476	172	7	1	1	NUM
fsr-3476	172	8	�	�	PROPN
fsr-3476	172	9	0	0	NUM
fsr-3476	172	10	.0	.0	NUM
fsr-3476	172	11	2	2	NUM
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fsr-3476	172	13	0	0	NUM
fsr-3476	172	14	.0	.0	NUM
fsr-3476	172	15	7	7	NUM
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fsr-3476	172	17	1	1	NUM
fsr-3476	172	18	5	5	NUM
fsr-3476	172	19	2	2	NUM
fsr-3476	172	20	0	0	NUM
fsr-3476	172	21	.3	.3	NUM
fsr-3476	172	22	3	3	NUM
fsr-3476	172	23	0	0	NUM
fsr-3476	172	24	.4	.4	NUM
fsr-3476	172	25	7	7	NUM
fsr-3476	172	26	4	4	NUM
fsr-3476	172	27	q	q	NOUN
fsr-3476	172	28	u	u	NOUN
fsr-3476	172	29	es	es	X
fsr-3476	172	30	ti	ti	NOUN
fsr-3476	172	31	o	o	NOUN
fsr-3476	172	32	n	n	PROPN
fsr-3476	172	33	s	s	PROPN
fsr-3476	172	34	p	p	NOUN
fsr-3476	172	35	ar	ar	PROPN
fsr-3476	172	36	en	en	X
fsr-3476	172	37	ts	ts	ADP
fsr-3476	172	38	0	0	NUM
fsr-3476	172	39	1	1	NUM
fsr-3476	172	40	2	2	NUM
fsr-3476	172	41	4	4	NUM
fsr-3476	172	42	0	0	NUM
fsr-3476	172	43	.9	.9	NUM
fsr-3476	172	44	0	0	NUM
fsr-3476	172	45	0	0	NUM
fsr-3476	173	1	.2	.2	NUM
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fsr-3476	173	3	7	7	NUM
fsr-3476	173	4	1	1	NUM
fsr-3476	173	5	.7	.7	NUM
fsr-3476	173	6	5	5	NUM
fsr-3476	173	7	4	4	NUM
fsr-3476	173	8	0	0	NUM
fsr-3476	173	9	.0	.0	NUM
fsr-3476	173	10	8	8	NUM
fsr-3476	173	11	1	1	NUM
fsr-3476	173	12	0	0	NUM
fsr-3476	173	13	.0	.0	NUM
fsr-3476	173	14	9	9	NUM
fsr-3476	173	15	6	6	NUM
fsr-3476	173	16	0	0	NUM
fsr-3476	173	17	.0	.0	NUM
fsr-3476	173	18	5	5	NUM
fsr-3476	173	19	4	4	NUM
fsr-3476	173	20	1	1	NUM
fsr-3476	173	21	5	5	NUM
fsr-3476	173	22	2	2	NUM
fsr-3476	173	23	0	0	NUM
fsr-3476	173	24	.8	.8	NUM
fsr-3476	173	25	1	1	NUM
fsr-3476	173	26	0	0	NUM
fsr-3476	173	27	.3	.3	NUM
fsr-3476	173	28	9	9	NUM
fsr-3476	173	29	8	8	NUM
fsr-3476	173	30	q	q	NOUN
fsr-3476	173	31	u	u	NOUN
fsr-3476	173	32	es	es	X
fsr-3476	173	33	ti	ti	NOUN
fsr-3476	173	34	o	o	NOUN
fsr-3476	173	35	n	n	PROPN
fsr-3476	173	36	s	s	NOUN
fsr-3476	173	37	b	b	NOUN
fsr-3476	173	38	o	o	NOUN
fsr-3476	173	39	o	o	X
fsr-3476	174	1	k	k	PROPN
fsr-3476	174	2	s	s	PROPN
fsr-3476	174	3	0	0	NUM
fsr-3476	174	4	1	1	NUM
fsr-3476	174	5	2	2	NUM
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fsr-3476	174	7	0	0	NUM
fsr-3476	174	8	.1	.1	NUM
fsr-3476	174	9	0	0	NUM
fsr-3476	174	10	0	0	NUM
fsr-3476	175	1	.2	.2	NUM
fsr-3476	175	2	9	9	NUM
fsr-3476	175	3	7	7	NUM
fsr-3476	175	4	�	�	NOUN
fsr-3476	175	5	2	2	NUM
fsr-3476	175	6	.3	.3	NUM
fsr-3476	175	7	1	1	NUM
fsr-3476	175	8	3	3	NUM
fsr-3476	175	9	0	0	NUM
fsr-3476	175	10	.0	.0	NUM
fsr-3476	175	11	2	2	NUM
fsr-3476	175	12	4	4	NUM
fsr-3476	175	13	�	�	NOUN
fsr-3476	175	14	0	0	NUM
fsr-3476	175	15	.1	.1	NUM
fsr-3476	175	16	5	5	NUM
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fsr-3476	175	19	.0	.0	NUM
fsr-3476	175	20	6	6	NUM
fsr-3476	175	21	6	6	NUM
fsr-3476	175	22	1	1	NUM
fsr-3476	175	23	5	5	NUM
fsr-3476	175	24	2	2	NUM
fsr-3476	175	25	0	0	NUM
fsr-3476	175	26	.2	.2	NUM
fsr-3476	175	27	5	5	NUM
fsr-3476	175	28	0	0	NUM
fsr-3476	175	29	.4	.4	NUM
fsr-3476	175	30	3	3	NUM
fsr-3476	175	31	7	7	NUM
fsr-3476	175	32	s	s	NOUN
fsr-3476	175	33	to	to	ADP
fsr-3476	175	34	ck	ck	PROPN
fsr-3476	175	35	m	m	PROPN
fsr-3476	175	36	ar	ar	PROPN
fsr-3476	175	37	k	k	PROPN
fsr-3476	175	38	et	et	PROPN
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fsr-3476	175	40	o	o	PROPN
fsr-3476	175	41	ri	ri	INTJ
fsr-3476	175	42	sk	sk	VERB
fsr-3476	175	43	y	y	PROPN
fsr-3476	175	44	0	0	NUM
fsr-3476	175	45	1	1	NUM
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fsr-3476	175	47	4	4	NUM
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fsr-3476	175	49	.1	.1	NUM
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fsr-3476	175	52	.3	.3	NUM
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fsr-3476	175	56	.4	.4	NUM
fsr-3476	175	57	3	3	NUM
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fsr-3476	175	59	0	0	NUM
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fsr-3476	175	61	0	0	NUM
fsr-3476	175	62	0	0	NUM
fsr-3476	175	63	0	0	NUM
fsr-3476	175	64	.1	.1	NUM
fsr-3476	175	65	9	9	NUM
fsr-3476	175	66	4	4	NUM
fsr-3476	175	67	0	0	NUM
fsr-3476	175	68	.0	.0	NUM
fsr-3476	175	69	3	3	NUM
fsr-3476	175	70	6	6	NUM
fsr-3476	175	71	1	1	NUM
fsr-3476	175	72	5	5	NUM
fsr-3476	175	73	2	2	NUM
fsr-3476	175	74	0	0	NUM
fsr-3476	175	75	.0	.0	NUM
fsr-3476	175	76	0	0	NUM
fsr-3476	175	77	0	0	NUM
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fsr-3476	175	79	0	0	NUM
fsr-3476	175	80	0	0	NUM
fsr-3476	175	81	n	n	CCONJ
fsr-3476	175	82	o	o	NOUN
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fsr-3476	175	84	.	.	PUNCT
fsr-3476	176	1	in	in	ADP
fsr-3476	176	2	d	d	PROPN
fsr-3476	176	3	ep	ep	PROPN
fsr-3476	176	4	en	en	PROPN
fsr-3476	176	5	d	d	PROPN
fsr-3476	176	6	en	en	PROPN
fsr-3476	176	7	t	t	PROPN
fsr-3476	176	8	sa	sa	PROPN
fsr-3476	176	9	m	m	PROPN
fsr-3476	176	10	p	p	X
fsr-3476	176	11	le	le	X
fsr-3476	176	12	tte	tte	PROPN
fsr-3476	176	13	st	st	PROPN
fsr-3476	176	14	s	s	PROPN
fsr-3476	176	15	re	re	PROPN
fsr-3476	176	16	p	p	NOUN
fsr-3476	176	17	o	o	X
fsr-3476	176	18	rt	rt	PROPN
fsr-3476	176	19	ed	ed	PROPN
fsr-3476	176	20	.	.	PUNCT
fsr-3476	177	1	t	t	PROPN
fsr-3476	177	2	h	h	NOUN
fsr-3476	178	1	e	e	PROPN
fsr-3476	178	2	sa	sa	PROPN
fsr-3476	178	3	m	m	PROPN
fsr-3476	178	4	p	p	X
fsr-3476	178	5	le	le	X
fsr-3476	178	6	is	be	AUX
fsr-3476	178	7	1	1	NUM
fsr-3476	178	8	7	7	NUM
fsr-3476	178	9	6	6	NUM
fsr-3476	178	10	u	u	NOUN
fsr-3476	178	11	n	n	NOUN
fsr-3476	178	12	d	d	NOUN
fsr-3476	178	13	er	er	INTJ
fsr-3476	178	14	g	g	X
fsr-3476	178	15	ra	ra	PROPN
fsr-3476	179	1	d	d	X
fsr-3476	179	2	u	u	NOUN
fsr-3476	179	3	at	at	ADP
fsr-3476	179	4	e	e	PROPN
fsr-3476	179	5	st	st	PROPN
fsr-3476	179	6	u	u	PROPN
fsr-3476	179	7	d	d	PROPN
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fsr-3476	179	9	ts	ts	ADP
fsr-3476	179	10	w	w	PROPN
fsr-3476	179	11	h	h	PROPN
fsr-3476	179	12	o	o	NOUN
fsr-3476	179	13	re	re	VERB
fsr-3476	179	14	sp	sp	ADP
fsr-3476	179	15	o	o	PROPN
fsr-3476	179	16	n	n	PROPN
fsr-3476	179	17	d	d	NOUN
fsr-3476	179	18	ed	ed	NOUN
fsr-3476	179	19	to	to	ADP
fsr-3476	179	20	a	a	DET
fsr-3476	179	21	su	su	PROPN
fsr-3476	179	22	rv	rv	PROPN
fsr-3476	179	23	ey	ey	INTJ
fsr-3476	179	24	in	in	ADP
fsr-3476	179	25	v	v	NUM
fsr-3476	179	26	it	it	PRON
fsr-3476	179	27	at	at	ADP
fsr-3476	179	28	io	io	PROPN
fsr-3476	179	29	n	n	PRON
fsr-3476	179	30	an	an	PROPN
fsr-3476	179	31	d	d	X
fsr-3476	179	32	co	co	NOUN
fsr-3476	179	33	m	m	PROPN
fsr-3476	179	34	p	p	X
fsr-3476	179	35	le	le	X
fsr-3476	179	36	te	te	PROPN
fsr-3476	179	37	d	d	X
fsr-3476	179	38	th	th	X
fsr-3476	179	39	e	e	PROPN
fsr-3476	179	40	su	su	PROPN
fsr-3476	179	41	rv	rv	PROPN
fsr-3476	179	42	ey	ey	INTJ
fsr-3476	179	43	.	.	PUNCT
fsr-3476	180	1	96	96	NUM
fsr-3476	180	2	j.	j.	PROPN
fsr-3476	180	3	j.	j.	PROPN
fsr-3476	180	4	beierlein	beierlein	PROPN
fsr-3476	180	5	et	et	PROPN
fsr-3476	180	6	al	al	PROPN
fsr-3476	180	7	.	.	PUNCT
fsr-3476	180	8	/	/	SYM
fsr-3476	180	9	financial	financial	ADJ
fsr-3476	180	10	services	service	NOUN
fsr-3476	180	11	review	review	VERB
fsr-3476	180	12	30	30	NUM
fsr-3476	180	13	(	(	PUNCT
fsr-3476	180	14	2022	2022	NUM
fsr-3476	180	15	)	)	PUNCT
fsr-3476	180	16	89–105	89–105	NUM
fsr-3476	180	17	value	value	NOUN
fsr-3476	180	18	of	of	ADP
fsr-3476	180	19	1	1	NUM
fsr-3476	180	20	to	to	PART
fsr-3476	180	21	very	very	ADV
fsr-3476	180	22	important	important	ADJ
fsr-3476	180	23	and	and	CCONJ
fsr-3476	180	24	0	0	NUM
fsr-3476	180	25	to	to	ADP
fsr-3476	180	26	important	important	ADJ
fsr-3476	180	27	.	.	PUNCT
fsr-3476	181	1	women	woman	NOUN
fsr-3476	181	2	’s	’s	PART
fsr-3476	181	3	mean	mean	ADJ
fsr-3476	181	4	importance	importance	NOUN
fsr-3476	181	5	value	value	NOUN
fsr-3476	181	6	was	be	AUX
fsr-3476	181	7	slightly	slightly	ADV
fsr-3476	181	8	but	but	CCONJ
fsr-3476	181	9	not	not	PART
fsr-3476	181	10	significantly	significantly	ADV
fsr-3476	181	11	below	below	ADP
fsr-3476	181	12	the	the	DET
fsr-3476	181	13	men	man	NOUN
fsr-3476	181	14	’s	’s	PART
fsr-3476	181	15	mean	mean	VERB
fsr-3476	181	16	.	.	PUNCT
fsr-3476	182	1	additional	additional	ADJ
fsr-3476	182	2	questions	question	NOUN
fsr-3476	182	3	we	we	PRON
fsr-3476	182	4	asked	ask	VERB
fsr-3476	182	5	to	to	PART
fsr-3476	182	6	explore	explore	VERB
fsr-3476	182	7	other	other	ADJ
fsr-3476	182	8	possible	possible	ADJ
fsr-3476	182	9	differences	difference	NOUN
fsr-3476	182	10	between	between	ADP
fsr-3476	182	11	men	man	NOUN
fsr-3476	182	12	and	and	CCONJ
fsr-3476	182	13	women	woman	NOUN
fsr-3476	182	14	included	include	VERB
fsr-3476	182	15	where	where	SCONJ
fsr-3476	182	16	they	they	PRON
fsr-3476	182	17	would	would	AUX
fsr-3476	182	18	turn	turn	VERB
fsr-3476	182	19	when	when	SCONJ
fsr-3476	182	20	they	they	PRON
fsr-3476	182	21	had	have	VERB
fsr-3476	182	22	questions	question	NOUN
fsr-3476	182	23	about	about	ADP
fsr-3476	182	24	personal	personal	ADJ
fsr-3476	182	25	finance	finance	NOUN
fsr-3476	182	26	,	,	PUNCT
fsr-3476	182	27	whether	whether	SCONJ
fsr-3476	182	28	they	they	PRON
fsr-3476	182	29	were	be	AUX
fsr-3476	182	30	currently	currently	ADV
fsr-3476	182	31	invested	invest	VERB
fsr-3476	182	32	in	in	ADP
fsr-3476	182	33	or	or	CCONJ
fsr-3476	182	34	planned	plan	VERB
fsr-3476	182	35	to	to	PART
fsr-3476	182	36	invest	invest	VERB
fsr-3476	182	37	in	in	ADP
fsr-3476	182	38	the	the	DET
fsr-3476	182	39	stock	stock	NOUN
fsr-3476	182	40	market	market	NOUN
fsr-3476	182	41	,	,	PUNCT
fsr-3476	182	42	and	and	CCONJ
fsr-3476	182	43	why	why	SCONJ
fsr-3476	182	44	or	or	CCONJ
fsr-3476	182	45	why	why	SCONJ
fsr-3476	182	46	not.2	not.2	ADV
fsr-3476	182	47	these	these	DET
fsr-3476	182	48	questions	question	NOUN
fsr-3476	182	49	are	be	AUX
fsr-3476	182	50	motivated	motivate	VERB
fsr-3476	182	51	by	by	ADP
fsr-3476	182	52	van	van	PROPN
fsr-3476	182	53	rooij	rooij	NOUN
fsr-3476	182	54	et	et	PROPN
fsr-3476	182	55	al	al	PROPN
fsr-3476	182	56	.	.	PROPN
fsr-3476	183	1	(	(	PUNCT
fsr-3476	183	2	2011	2011	NUM
fsr-3476	183	3	)	)	PUNCT
fsr-3476	183	4	and	and	CCONJ
fsr-3476	183	5	cheng	cheng	PROPN
fsr-3476	183	6	,	,	PUNCT
fsr-3476	183	7	lin	lin	PROPN
fsr-3476	183	8	,	,	PUNCT
fsr-3476	183	9	and	and	CCONJ
fsr-3476	183	10	liu	liu	PROPN
fsr-3476	183	11	(	(	PUNCT
fsr-3476	183	12	2011	2011	NUM
fsr-3476	183	13	)	)	PUNCT
fsr-3476	183	14	.	.	PUNCT
fsr-3476	184	1	van	van	PROPN
fsr-3476	184	2	rooij	rooij	PROPN
fsr-3476	184	3	et	et	NOUN
fsr-3476	184	4	al	al	PROPN
fsr-3476	184	5	find	find	VERB
fsr-3476	184	6	that	that	SCONJ
fsr-3476	184	7	those	those	PRON
fsr-3476	184	8	with	with	ADP
fsr-3476	184	9	low	low	ADJ
fsr-3476	184	10	basic	basic	ADJ
fsr-3476	184	11	financial	financial	ADJ
fsr-3476	184	12	literacy	literacy	NOUN
fsr-3476	184	13	are	be	AUX
fsr-3476	184	14	less	less	ADV
fsr-3476	184	15	likely	likely	ADJ
fsr-3476	184	16	to	to	PART
fsr-3476	184	17	invest	invest	VERB
fsr-3476	184	18	in	in	ADP
fsr-3476	184	19	the	the	DET
fsr-3476	184	20	stock	stock	NOUN
fsr-3476	184	21	market	market	NOUN
fsr-3476	184	22	and	and	CCONJ
fsr-3476	184	23	to	to	PART
fsr-3476	184	24	use	use	VERB
fsr-3476	184	25	newspapers	newspaper	NOUN
fsr-3476	184	26	,	,	PUNCT
fsr-3476	184	27	financial	financial	ADJ
fsr-3476	184	28	magazines	magazine	NOUN
fsr-3476	184	29	,	,	PUNCT
fsr-3476	184	30	guides	guide	NOUN
fsr-3476	184	31	,	,	PUNCT
fsr-3476	184	32	and	and	CCONJ
fsr-3476	184	33	books	book	NOUN
fsr-3476	184	34	,	,	PUNCT
fsr-3476	184	35	financial	financial	ADJ
fsr-3476	184	36	information	information	NOUN
fsr-3476	184	37	on	on	ADP
fsr-3476	184	38	the	the	DET
fsr-3476	184	39	internet	internet	NOUN
fsr-3476	184	40	,	,	PUNCT
fsr-3476	184	41	and	and	CCONJ
fsr-3476	184	42	professional	professional	ADJ
fsr-3476	184	43	financial	financial	ADJ
fsr-3476	184	44	advisers	adviser	NOUN
fsr-3476	184	45	and	and	CCONJ
fsr-3476	184	46	more	more	ADV
fsr-3476	184	47	likely	likely	ADJ
fsr-3476	184	48	to	to	PART
fsr-3476	184	49	rely	rely	VERB
fsr-3476	184	50	on	on	ADP
fsr-3476	184	51	informal	informal	ADJ
fsr-3476	184	52	sources	source	NOUN
fsr-3476	184	53	of	of	ADP
fsr-3476	184	54	information	information	NOUN
fsr-3476	184	55	like	like	ADP
fsr-3476	184	56	family	family	NOUN
fsr-3476	184	57	and	and	CCONJ
fsr-3476	184	58	friends	friend	NOUN
fsr-3476	184	59	than	than	ADP
fsr-3476	184	60	those	those	PRON
fsr-3476	184	61	with	with	ADP
fsr-3476	184	62	higher	high	ADJ
fsr-3476	184	63	literacy	literacy	NOUN
fsr-3476	184	64	.	.	PUNCT
fsr-3476	185	1	they	they	PRON
fsr-3476	185	2	also	also	ADV
fsr-3476	185	3	find	find	VERB
fsr-3476	185	4	that	that	SCONJ
fsr-3476	185	5	women	woman	NOUN
fsr-3476	185	6	score	score	VERB
fsr-3476	185	7	lower	lower	ADV
fsr-3476	185	8	on	on	ADP
fsr-3476	185	9	their	their	PRON
fsr-3476	185	10	literacy	literacy	NOUN
fsr-3476	185	11	measure	measure	NOUN
fsr-3476	185	12	and	and	CCONJ
fsr-3476	185	13	are	be	AUX
fsr-3476	185	14	less	less	ADV
fsr-3476	185	15	likely	likely	ADJ
fsr-3476	185	16	to	to	PART
fsr-3476	185	17	be	be	AUX
fsr-3476	185	18	invested	invest	VERB
fsr-3476	185	19	in	in	ADP
fsr-3476	185	20	the	the	DET
fsr-3476	185	21	stock	stock	NOUN
fsr-3476	185	22	market	market	NOUN
fsr-3476	185	23	but	but	CCONJ
fsr-3476	185	24	do	do	AUX
fsr-3476	185	25	not	not	PART
fsr-3476	185	26	otherwise	otherwise	ADV
fsr-3476	185	27	report	report	VERB
fsr-3476	185	28	findings	finding	NOUN
fsr-3476	185	29	by	by	ADP
fsr-3476	185	30	gender	gender	NOUN
fsr-3476	185	31	.	.	PUNCT
fsr-3476	186	1	similarly	similarly	ADV
fsr-3476	186	2	,	,	PUNCT
fsr-3476	186	3	cheng	cheng	PROPN
fsr-3476	186	4	et	et	PROPN
fsr-3476	186	5	al	al	PROPN
fsr-3476	186	6	.	.	PROPN
fsr-3476	186	7	find	find	VERB
fsr-3476	186	8	that	that	SCONJ
fsr-3476	186	9	women	woman	NOUN
fsr-3476	186	10	are	be	AUX
fsr-3476	186	11	more	more	ADV
fsr-3476	186	12	likely	likely	ADJ
fsr-3476	186	13	to	to	PART
fsr-3476	186	14	choose	choose	VERB
fsr-3476	186	15	a	a	DET
fsr-3476	186	16	mortgage	mortgage	NOUN
fsr-3476	186	17	lender	lender	NOUN
fsr-3476	186	18	based	base	VERB
fsr-3476	186	19	on	on	ADP
fsr-3476	186	20	family	family	NOUN
fsr-3476	186	21	and	and	CCONJ
fsr-3476	186	22	friends	friend	NOUN
fsr-3476	186	23	’	’	PART
fsr-3476	186	24	recommendations	recommendation	NOUN
fsr-3476	186	25	,	,	PUNCT
fsr-3476	186	26	while	while	SCONJ
fsr-3476	186	27	men	man	NOUN
fsr-3476	186	28	are	be	AUX
fsr-3476	186	29	more	more	ADV
fsr-3476	186	30	likely	likely	ADJ
fsr-3476	186	31	to	to	PART
fsr-3476	186	32	search	search	VERB
fsr-3476	186	33	for	for	ADP
fsr-3476	186	34	lenders	lender	NOUN
fsr-3476	186	35	offering	offer	VERB
fsr-3476	186	36	the	the	DET
fsr-3476	186	37	lowest	low	ADJ
fsr-3476	186	38	rates	rate	NOUN
fsr-3476	186	39	,	,	PUNCT
fsr-3476	186	40	with	with	ADP
fsr-3476	186	41	the	the	DET
fsr-3476	186	42	result	result	NOUN
fsr-3476	186	43	that	that	SCONJ
fsr-3476	186	44	women	woman	NOUN
fsr-3476	186	45	pay	pay	VERB
fsr-3476	186	46	significantly	significantly	ADV
fsr-3476	186	47	higher	high	ADJ
fsr-3476	186	48	mortgage	mortgage	NOUN
fsr-3476	186	49	rates	rate	NOUN
fsr-3476	186	50	,	,	PUNCT
fsr-3476	186	51	on	on	ADP
fsr-3476	186	52	average	average	ADJ
fsr-3476	186	53	,	,	PUNCT
fsr-3476	186	54	after	after	ADP
fsr-3476	186	55	controlling	control	VERB
fsr-3476	186	56	for	for	ADP
fsr-3476	186	57	other	other	ADJ
fsr-3476	186	58	interest	interest	NOUN
fsr-3476	186	59	rate	rate	NOUN
fsr-3476	186	60	determinants	determinant	NOUN
fsr-3476	186	61	.	.	PUNCT
fsr-3476	187	1	in	in	ADP
fsr-3476	187	2	our	our	PRON
fsr-3476	187	3	sample	sample	NOUN
fsr-3476	187	4	,	,	PUNCT
fsr-3476	187	5	more	more	ADJ
fsr-3476	187	6	than	than	ADP
fsr-3476	187	7	80	80	NUM
fsr-3476	187	8	%	%	NOUN
fsr-3476	187	9	of	of	ADP
fsr-3476	187	10	men	man	NOUN
fsr-3476	187	11	and	and	CCONJ
fsr-3476	187	12	women	woman	NOUN
fsr-3476	187	13	said	say	VERB
fsr-3476	187	14	they	they	PRON
fsr-3476	187	15	would	would	AUX
fsr-3476	187	16	go	go	VERB
fsr-3476	187	17	to	to	ADP
fsr-3476	187	18	their	their	PRON
fsr-3476	187	19	parents	parent	NOUN
fsr-3476	187	20	when	when	SCONJ
fsr-3476	187	21	they	they	PRON
fsr-3476	187	22	had	have	VERB
fsr-3476	187	23	questions	question	NOUN
fsr-3476	187	24	about	about	ADP
fsr-3476	187	25	personal	personal	ADJ
fsr-3476	187	26	finance	finance	NOUN
fsr-3476	187	27	.	.	PUNCT
fsr-3476	188	1	women	woman	NOUN
fsr-3476	188	2	were	be	AUX
fsr-3476	188	3	slightly	slightly	ADV
fsr-3476	188	4	more	more	ADV
fsr-3476	188	5	likely	likely	ADJ
fsr-3476	188	6	than	than	SCONJ
fsr-3476	188	7	men	man	NOUN
fsr-3476	188	8	to	to	PART
fsr-3476	188	9	choose	choose	VERB
fsr-3476	188	10	this	this	DET
fsr-3476	188	11	response	response	NOUN
fsr-3476	188	12	,	,	PUNCT
fsr-3476	188	13	but	but	CCONJ
fsr-3476	188	14	this	this	DET
fsr-3476	188	15	difference	difference	NOUN
fsr-3476	188	16	is	be	AUX
fsr-3476	188	17	only	only	ADV
fsr-3476	188	18	significant	significant	ADJ
fsr-3476	188	19	at	at	ADP
fsr-3476	188	20	10	10	NUM
fsr-3476	188	21	%	%	NOUN
fsr-3476	188	22	.	.	PUNCT
fsr-3476	189	1	in	in	ADP
fsr-3476	189	2	contrast	contrast	NOUN
fsr-3476	189	3	,	,	PUNCT
fsr-3476	189	4	men	man	NOUN
fsr-3476	189	5	were	be	AUX
fsr-3476	189	6	significantly	significantly	ADV
fsr-3476	189	7	more	more	ADV
fsr-3476	189	8	likely	likely	ADJ
fsr-3476	189	9	than	than	SCONJ
fsr-3476	189	10	women	woman	NOUN
fsr-3476	189	11	to	to	PART
fsr-3476	189	12	say	say	VERB
fsr-3476	189	13	they	they	PRON
fsr-3476	189	14	would	would	AUX
fsr-3476	189	15	look	look	VERB
fsr-3476	189	16	in	in	ADP
fsr-3476	189	17	books	book	NOUN
fsr-3476	189	18	when	when	SCONJ
fsr-3476	189	19	they	they	PRON
fsr-3476	189	20	had	have	VERB
fsr-3476	189	21	questions	question	NOUN
fsr-3476	189	22	,	,	PUNCT
fsr-3476	189	23	but	but	CCONJ
fsr-3476	189	24	only	only	ADV
fsr-3476	189	25	25	25	NUM
fsr-3476	189	26	%	%	NOUN
fsr-3476	189	27	of	of	ADP
fsr-3476	189	28	men	man	NOUN
fsr-3476	189	29	and	and	CCONJ
fsr-3476	189	30	10	10	NUM
fsr-3476	189	31	%	%	NOUN
fsr-3476	189	32	of	of	ADP
fsr-3476	189	33	women	woman	NOUN
fsr-3476	189	34	chose	choose	VERB
fsr-3476	189	35	this	this	DET
fsr-3476	189	36	option	option	NOUN
fsr-3476	189	37	.	.	PUNCT
fsr-3476	190	1	when	when	SCONJ
fsr-3476	190	2	asked	ask	VERB
fsr-3476	190	3	about	about	ADP
fsr-3476	190	4	current	current	ADJ
fsr-3476	190	5	or	or	CCONJ
fsr-3476	190	6	future	future	ADJ
fsr-3476	190	7	investments	investment	NOUN
fsr-3476	190	8	in	in	ADP
fsr-3476	190	9	the	the	DET
fsr-3476	190	10	stock	stock	NOUN
fsr-3476	190	11	market	market	NOUN
fsr-3476	190	12	,	,	PUNCT
fsr-3476	190	13	20	20	NUM
fsr-3476	190	14	%	%	NOUN
fsr-3476	190	15	of	of	ADP
fsr-3476	190	16	women	woman	NOUN
fsr-3476	190	17	said	say	VERB
fsr-3476	190	18	no	no	INTJ
fsr-3476	190	19	because	because	SCONJ
fsr-3476	190	20	it	it	PRON
fsr-3476	190	21	is	be	AUX
fsr-3476	190	22	too	too	ADV
fsr-3476	190	23	risky	risky	ADJ
fsr-3476	190	24	,	,	PUNCT
fsr-3476	190	25	while	while	SCONJ
fsr-3476	190	26	none	none	NOUN
fsr-3476	190	27	of	of	ADP
fsr-3476	190	28	the	the	DET
fsr-3476	190	29	men	man	NOUN
fsr-3476	190	30	chose	choose	VERB
fsr-3476	190	31	that	that	DET
fsr-3476	190	32	response	response	NOUN
fsr-3476	190	33	.	.	PUNCT
fsr-3476	191	1	this	this	DET
fsr-3476	191	2	difference	difference	NOUN
fsr-3476	191	3	is	be	AUX
fsr-3476	191	4	significant	significant	ADJ
fsr-3476	191	5	at	at	ADP
fsr-3476	191	6	1	1	NUM
fsr-3476	191	7	%	%	NOUN
fsr-3476	191	8	.	.	PUNCT
fsr-3476	192	1	additional	additional	ADJ
fsr-3476	192	2	results	result	NOUN
fsr-3476	192	3	showing	show	VERB
fsr-3476	192	4	no	no	DET
fsr-3476	192	5	significant	significant	ADJ
fsr-3476	192	6	differences	difference	NOUN
fsr-3476	192	7	were	be	AUX
fsr-3476	192	8	excluded	exclude	VERB
fsr-3476	192	9	from	from	ADP
fsr-3476	192	10	the	the	DET
fsr-3476	192	11	table	table	NOUN
fsr-3476	192	12	for	for	ADP
fsr-3476	192	13	brevity	brevity	NOUN
fsr-3476	192	14	.	.	PUNCT
fsr-3476	193	1	about	about	ADV
fsr-3476	193	2	50	50	NUM
fsr-3476	193	3	%	%	NOUN
fsr-3476	193	4	of	of	ADP
fsr-3476	193	5	men	man	NOUN
fsr-3476	193	6	and	and	CCONJ
fsr-3476	193	7	women	woman	NOUN
fsr-3476	193	8	said	say	VERB
fsr-3476	193	9	they	they	PRON
fsr-3476	193	10	would	would	AUX
fsr-3476	193	11	look	look	VERB
fsr-3476	193	12	online	online	ADV
fsr-3476	193	13	when	when	SCONJ
fsr-3476	193	14	they	they	PRON
fsr-3476	193	15	have	have	VERB
fsr-3476	193	16	financial	financial	ADJ
fsr-3476	193	17	questions	question	NOUN
fsr-3476	193	18	,	,	PUNCT
fsr-3476	193	19	50	50	NUM
fsr-3476	193	20	%	%	NOUN
fsr-3476	193	21	said	say	VERB
fsr-3476	193	22	they	they	PRON
fsr-3476	193	23	would	would	AUX
fsr-3476	193	24	consult	consult	VERB
fsr-3476	193	25	a	a	DET
fsr-3476	193	26	financial	financial	ADJ
fsr-3476	193	27	advisor	advisor	NOUN
fsr-3476	193	28	,	,	PUNCT
fsr-3476	193	29	30	30	NUM
fsr-3476	193	30	%	%	NOUN
fsr-3476	193	31	said	say	VERB
fsr-3476	193	32	they	they	PRON
fsr-3476	193	33	would	would	AUX
fsr-3476	193	34	ask	ask	VERB
fsr-3476	193	35	friends	friend	NOUN
fsr-3476	193	36	,	,	PUNCT
fsr-3476	193	37	and	and	CCONJ
fsr-3476	193	38	20	20	NUM
fsr-3476	193	39	%	%	NOUN
fsr-3476	193	40	said	say	VERB
fsr-3476	193	41	other	other	ADJ
fsr-3476	193	42	relatives	relative	NOUN
fsr-3476	193	43	.	.	PUNCT
fsr-3476	194	1	no	no	DET
fsr-3476	194	2	more	more	ADJ
fsr-3476	194	3	than	than	ADP
fsr-3476	194	4	20	20	NUM
fsr-3476	194	5	%	%	NOUN
fsr-3476	194	6	of	of	ADP
fsr-3476	194	7	men	man	NOUN
fsr-3476	194	8	and	and	CCONJ
fsr-3476	194	9	women	woman	NOUN
fsr-3476	194	10	said	say	VERB
fsr-3476	194	11	they	they	PRON
fsr-3476	194	12	were	be	AUX
fsr-3476	194	13	currently	currently	ADV
fsr-3476	194	14	invested	invest	VERB
fsr-3476	194	15	in	in	ADP
fsr-3476	194	16	stock	stock	NOUN
fsr-3476	194	17	market	market	NOUN
fsr-3476	194	18	,	,	PUNCT
fsr-3476	194	19	and	and	CCONJ
fsr-3476	194	20	only	only	ADV
fsr-3476	194	21	about	about	ADV
fsr-3476	194	22	50	50	NUM
fsr-3476	194	23	%	%	NOUN
fsr-3476	194	24	of	of	ADP
fsr-3476	194	25	men	man	NOUN
fsr-3476	194	26	and	and	CCONJ
fsr-3476	194	27	women	woman	NOUN
fsr-3476	194	28	said	say	VERB
fsr-3476	194	29	they	they	PRON
fsr-3476	194	30	planned	plan	VERB
fsr-3476	194	31	to	to	PART
fsr-3476	194	32	invest	invest	VERB
fsr-3476	194	33	in	in	ADP
fsr-3476	194	34	the	the	DET
fsr-3476	194	35	stock	stock	NOUN
fsr-3476	194	36	market	market	NOUN
fsr-3476	194	37	.	.	PUNCT
fsr-3476	195	1	overall	overall	ADV
fsr-3476	195	2	,	,	PUNCT
fsr-3476	195	3	our	our	PRON
fsr-3476	195	4	univariate	univariate	ADJ
fsr-3476	195	5	results	result	NOUN
fsr-3476	195	6	are	be	AUX
fsr-3476	195	7	consistent	consistent	ADJ
fsr-3476	195	8	with	with	ADP
fsr-3476	195	9	prior	prior	ADJ
fsr-3476	195	10	literature	literature	NOUN
fsr-3476	195	11	and	and	CCONJ
fsr-3476	195	12	our	our	PRON
fsr-3476	195	13	first	first	ADJ
fsr-3476	195	14	hypothesis	hypothesis	NOUN
fsr-3476	195	15	.	.	PUNCT
fsr-3476	196	1	with	with	ADP
fsr-3476	196	2	respect	respect	NOUN
fsr-3476	196	3	to	to	ADP
fsr-3476	196	4	personal	personal	ADJ
fsr-3476	196	5	finance	finance	NOUN
fsr-3476	196	6	,	,	PUNCT
fsr-3476	196	7	the	the	DET
fsr-3476	196	8	women	woman	NOUN
fsr-3476	196	9	in	in	ADP
fsr-3476	196	10	our	our	PRON
fsr-3476	196	11	sample	sample	NOUN
fsr-3476	196	12	appear	appear	VERB
fsr-3476	196	13	to	to	PART
fsr-3476	196	14	be	be	AUX
fsr-3476	196	15	less	less	ADV
fsr-3476	196	16	knowledgeable	knowledgeable	ADJ
fsr-3476	196	17	,	,	PUNCT
fsr-3476	196	18	less	less	ADV
fsr-3476	196	19	motivated	motivated	ADJ
fsr-3476	196	20	to	to	PART
fsr-3476	196	21	learn	learn	VERB
fsr-3476	196	22	,	,	PUNCT
fsr-3476	196	23	less	less	ADV
fsr-3476	196	24	confident	confident	ADJ
fsr-3476	196	25	,	,	PUNCT
fsr-3476	196	26	and	and	CCONJ
fsr-3476	196	27	more	more	ADJ
fsr-3476	196	28	risk	risk	NOUN
fsr-3476	196	29	averse	averse	ADJ
fsr-3476	196	30	,	,	PUNCT
fsr-3476	196	31	on	on	ADP
fsr-3476	196	32	average	average	ADJ
fsr-3476	196	33	,	,	PUNCT
fsr-3476	196	34	than	than	ADP
fsr-3476	196	35	the	the	DET
fsr-3476	196	36	men	man	NOUN
fsr-3476	196	37	.	.	PUNCT
fsr-3476	197	1	they	they	PRON
fsr-3476	197	2	may	may	AUX
fsr-3476	197	3	be	be	AUX
fsr-3476	197	4	more	more	ADV
fsr-3476	197	5	likely	likely	ADJ
fsr-3476	197	6	to	to	PART
fsr-3476	197	7	turn	turn	VERB
fsr-3476	197	8	to	to	ADP
fsr-3476	197	9	parents	parent	NOUN
fsr-3476	197	10	when	when	SCONJ
fsr-3476	197	11	they	they	PRON
fsr-3476	197	12	have	have	VERB
fsr-3476	197	13	questions	question	NOUN
fsr-3476	197	14	and	and	CCONJ
fsr-3476	197	15	less	less	ADV
fsr-3476	197	16	likely	likely	ADJ
fsr-3476	197	17	to	to	PART
fsr-3476	197	18	turn	turn	VERB
fsr-3476	197	19	to	to	ADP
fsr-3476	197	20	books	book	NOUN
fsr-3476	197	21	than	than	SCONJ
fsr-3476	197	22	men	man	NOUN
fsr-3476	197	23	are	be	AUX
fsr-3476	197	24	.	.	PUNCT
fsr-3476	198	1	yet	yet	ADV
fsr-3476	198	2	,	,	PUNCT
fsr-3476	198	3	like	like	ADP
fsr-3476	198	4	the	the	DET
fsr-3476	198	5	majority	majority	NOUN
fsr-3476	198	6	of	of	ADP
fsr-3476	198	7	men	man	NOUN
fsr-3476	198	8	in	in	ADP
fsr-3476	198	9	our	our	PRON
fsr-3476	198	10	sample	sample	NOUN
fsr-3476	198	11	,	,	PUNCT
fsr-3476	198	12	the	the	DET
fsr-3476	198	13	majority	majority	NOUN
fsr-3476	198	14	of	of	ADP
fsr-3476	198	15	women	woman	NOUN
fsr-3476	198	16	think	think	VERB
fsr-3476	198	17	finance	finance	NOUN
fsr-3476	198	18	is	be	AUX
fsr-3476	198	19	very	very	ADV
fsr-3476	198	20	important	important	ADJ
fsr-3476	198	21	and	and	CCONJ
fsr-3476	198	22	expect	expect	VERB
fsr-3476	198	23	to	to	PART
fsr-3476	198	24	make	make	VERB
fsr-3476	198	25	financial	financial	ADJ
fsr-3476	198	26	decisions	decision	NOUN
fsr-3476	198	27	with	with	ADP
fsr-3476	198	28	their	their	PRON
fsr-3476	198	29	spouses	spouse	NOUN
fsr-3476	198	30	.	.	PUNCT
fsr-3476	199	1	does	do	VERB
fsr-3476	199	2	their	their	PRON
fsr-3476	199	3	lower	low	ADJ
fsr-3476	199	4	confidence	confidence	NOUN
fsr-3476	199	5	and	and	CCONJ
fsr-3476	199	6	greater	great	ADJ
fsr-3476	199	7	tendency	tendency	NOUN
fsr-3476	199	8	to	to	PART
fsr-3476	199	9	rely	rely	VERB
fsr-3476	199	10	on	on	ADP
fsr-3476	199	11	others	other	NOUN
fsr-3476	199	12	when	when	SCONJ
fsr-3476	199	13	making	make	VERB
fsr-3476	199	14	financial	financial	ADJ
fsr-3476	199	15	decisions	decision	NOUN
fsr-3476	199	16	help	help	VERB
fsr-3476	199	17	explain	explain	VERB
fsr-3476	199	18	why	why	SCONJ
fsr-3476	199	19	they	they	PRON
fsr-3476	199	20	are	be	AUX
fsr-3476	199	21	less	less	ADV
fsr-3476	199	22	motivated	motivated	ADJ
fsr-3476	199	23	to	to	PART
fsr-3476	199	24	learn	learn	VERB
fsr-3476	199	25	about	about	ADP
fsr-3476	199	26	personal	personal	ADJ
fsr-3476	199	27	finance	finance	NOUN
fsr-3476	199	28	?	?	PUNCT
fsr-3476	200	1	we	we	PRON
fsr-3476	200	2	turn	turn	VERB
fsr-3476	200	3	to	to	PART
fsr-3476	200	4	multivariate	multivariate	VERB
fsr-3476	200	5	analysis	analysis	NOUN
fsr-3476	200	6	to	to	PART
fsr-3476	200	7	examine	examine	VERB
fsr-3476	200	8	this	this	DET
fsr-3476	200	9	question	question	NOUN
fsr-3476	200	10	,	,	PUNCT
fsr-3476	200	11	focusing	focus	VERB
fsr-3476	200	12	first	first	ADV
fsr-3476	200	13	on	on	ADP
fsr-3476	200	14	our	our	PRON
fsr-3476	200	15	second	second	ADJ
fsr-3476	200	16	hypothesis	hypothesis	NOUN
fsr-3476	200	17	to	to	PART
fsr-3476	200	18	examine	examine	VERB
fsr-3476	200	19	the	the	DET
fsr-3476	200	20	determinants	determinant	NOUN
fsr-3476	200	21	of	of	ADP
fsr-3476	200	22	motivation	motivation	NOUN
fsr-3476	200	23	.	.	PUNCT
fsr-3476	201	1	we	we	PRON
fsr-3476	201	2	use	use	VERB
fsr-3476	201	3	ols	ol	NOUN
fsr-3476	201	4	regression	regression	NOUN
fsr-3476	201	5	and	and	CCONJ
fsr-3476	201	6	ordinal	ordinal	ADJ
fsr-3476	201	7	regression	regression	NOUN
fsr-3476	201	8	with	with	ADP
fsr-3476	201	9	the	the	DET
fsr-3476	201	10	respondents	respondent	NOUN
fsr-3476	201	11	’	'	PUNCT
fsr-3476	201	12	chosen	choose	VERB
fsr-3476	201	13	level	level	NOUN
fsr-3476	201	14	of	of	ADP
fsr-3476	201	15	motivation	motivation	NOUN
fsr-3476	201	16	to	to	PART
fsr-3476	201	17	learn	learn	VERB
fsr-3476	201	18	personal	personal	ADJ
fsr-3476	201	19	finance	finance	NOUN
fsr-3476	201	20	as	as	ADP
fsr-3476	201	21	the	the	DET
fsr-3476	201	22	dependent	dependent	ADJ
fsr-3476	201	23	variable.3	variable.3	NOUN
fsr-3476	201	24	for	for	ADP
fsr-3476	201	25	measures	measure	NOUN
fsr-3476	201	26	of	of	ADP
fsr-3476	201	27	confidence	confidence	NOUN
fsr-3476	201	28	(	(	PUNCT
fsr-3476	201	29	expectancy	expectancy	NOUN
fsr-3476	201	30	)	)	PUNCT
fsr-3476	201	31	,	,	PUNCT
fsr-3476	201	32	we	we	PRON
fsr-3476	201	33	use	use	VERB
fsr-3476	201	34	each	each	DET
fsr-3476	201	35	respondent	respondent	NOUN
fsr-3476	201	36	’s	’s	PART
fsr-3476	201	37	rankings	ranking	NOUN
fsr-3476	201	38	of	of	ADP
fsr-3476	201	39	how	how	SCONJ
fsr-3476	201	40	confident	confident	ADJ
fsr-3476	201	41	he	he	PRON
fsr-3476	201	42	or	or	CCONJ
fsr-3476	201	43	she	she	PRON
fsr-3476	201	44	feels	feel	VERB
fsr-3476	201	45	about	about	ADP
fsr-3476	201	46	the	the	DET
fsr-3476	201	47	answers	answer	NOUN
fsr-3476	201	48	to	to	ADP
fsr-3476	201	49	the	the	DET
fsr-3476	201	50	financial	financial	ADJ
fsr-3476	201	51	knowledge	knowledge	NOUN
fsr-3476	201	52	questions	question	NOUN
fsr-3476	201	53	and	and	CCONJ
fsr-3476	201	54	how	how	SCONJ
fsr-3476	201	55	confident	confident	ADJ
fsr-3476	201	56	he	he	PRON
fsr-3476	201	57	or	or	CCONJ
fsr-3476	201	58	she	she	PRON
fsr-3476	201	59	feels	feel	VERB
fsr-3476	201	60	about	about	ADP
fsr-3476	201	61	having	have	VERB
fsr-3476	201	62	to	to	PART
fsr-3476	201	63	make	make	VERB
fsr-3476	201	64	financial	financial	ADJ
fsr-3476	201	65	decisions	decision	NOUN
fsr-3476	201	66	in	in	ADP
fsr-3476	201	67	the	the	DET
fsr-3476	201	68	future	future	NOUN
fsr-3476	201	69	.	.	PUNCT
fsr-3476	202	1	both	both	DET
fsr-3476	202	2	rankings	ranking	NOUN
fsr-3476	202	3	are	be	AUX
fsr-3476	202	4	on	on	ADP
fsr-3476	202	5	a	a	DET
fsr-3476	202	6	1	1	NUM
fsr-3476	202	7	to	to	PART
fsr-3476	202	8	5	5	NUM
fsr-3476	202	9	scale	scale	NOUN
fsr-3476	202	10	to	to	PART
fsr-3476	202	11	indicate	indicate	VERB
fsr-3476	202	12	“	"	PUNCT
fsr-3476	202	13	not	not	PART
fsr-3476	202	14	j.	j.	PROPN
fsr-3476	202	15	j.	j.	PROPN
fsr-3476	202	16	beierlein	beierlein	PROPN
fsr-3476	202	17	et	et	PROPN
fsr-3476	202	18	al	al	PROPN
fsr-3476	202	19	.	.	PUNCT
fsr-3476	202	20	/	/	SYM
fsr-3476	202	21	financial	financial	ADJ
fsr-3476	202	22	services	service	NOUN
fsr-3476	202	23	review	review	VERB
fsr-3476	202	24	30	30	NUM
fsr-3476	202	25	(	(	PUNCT
fsr-3476	202	26	2022	2022	NUM
fsr-3476	202	27	)	)	PUNCT
fsr-3476	203	1	89–105	89–105	PROPN
fsr-3476	203	2	97	97	NUM
fsr-3476	203	3	at	at	ADP
fsr-3476	203	4	all	all	ADV
fsr-3476	203	5	confident	confident	ADJ
fsr-3476	203	6	”	"	PUNCT
fsr-3476	203	7	to	to	ADP
fsr-3476	203	8	“	"	PUNCT
fsr-3476	203	9	very	very	ADV
fsr-3476	203	10	confident	confident	ADJ
fsr-3476	203	11	,	,	PUNCT
fsr-3476	203	12	”	"	PUNCT
fsr-3476	203	13	respectively	respectively	ADV
fsr-3476	203	14	.	.	PUNCT
fsr-3476	204	1	for	for	ADP
fsr-3476	204	2	an	an	DET
fsr-3476	204	3	indicator	indicator	NOUN
fsr-3476	204	4	of	of	ADP
fsr-3476	204	5	whether	whether	SCONJ
fsr-3476	204	6	one	one	PRON
fsr-3476	204	7	expects	expect	VERB
fsr-3476	204	8	to	to	PART
fsr-3476	204	9	be	be	AUX
fsr-3476	204	10	responsible	responsible	ADJ
fsr-3476	204	11	for	for	ADP
fsr-3476	204	12	financial	financial	ADJ
fsr-3476	204	13	decision	decision	NOUN
fsr-3476	204	14	-	-	PUNCT
fsr-3476	204	15	making	making	NOUN
fsr-3476	204	16	(	(	PUNCT
fsr-3476	204	17	instrumentality	instrumentality	NOUN
fsr-3476	204	18	)	)	PUNCT
fsr-3476	204	19	,	,	PUNCT
fsr-3476	204	20	we	we	PRON
fsr-3476	204	21	use	use	VERB
fsr-3476	204	22	each	each	DET
fsr-3476	204	23	respondent	respondent	NOUN
fsr-3476	204	24	’s	’s	PART
fsr-3476	204	25	answer	answer	NOUN
fsr-3476	204	26	to	to	ADP
fsr-3476	204	27	the	the	DET
fsr-3476	204	28	question	question	NOUN
fsr-3476	204	29	,	,	PUNCT
fsr-3476	204	30	“	"	PUNCT
fsr-3476	204	31	in	in	ADP
fsr-3476	204	32	the	the	DET
fsr-3476	204	33	future	future	NOUN
fsr-3476	204	34	,	,	PUNCT
fsr-3476	204	35	who	who	PRON
fsr-3476	204	36	do	do	AUX
fsr-3476	204	37	you	you	PRON
fsr-3476	204	38	expect	expect	VERB
fsr-3476	204	39	to	to	PART
fsr-3476	204	40	make	make	VERB
fsr-3476	204	41	your	your	PRON
fsr-3476	204	42	financial	financial	ADJ
fsr-3476	204	43	decisions	decision	NOUN
fsr-3476	204	44	?	?	PUNCT
fsr-3476	204	45	”	"	PUNCT
fsr-3476	204	46	because	because	SCONJ
fsr-3476	204	47	all	all	DET
fsr-3476	204	48	respondents	respondent	NOUN
fsr-3476	204	49	answered	answer	VERB
fsr-3476	204	50	either	either	CCONJ
fsr-3476	204	51	“	"	PUNCT
fsr-3476	204	52	my	my	PRON
fsr-3476	204	53	spouse	spouse	NOUN
fsr-3476	204	54	and	and	CCONJ
fsr-3476	204	55	i	i	PRON
fsr-3476	204	56	together	together	ADV
fsr-3476	204	57	”	"	PUNCT
fsr-3476	204	58	or	or	CCONJ
fsr-3476	204	59	“	"	PUNCT
fsr-3476	204	60	i	i	PRON
fsr-3476	204	61	will	will	AUX
fsr-3476	204	62	,	,	PUNCT
fsr-3476	204	63	”	"	PUNCT
fsr-3476	204	64	we	we	PRON
fsr-3476	204	65	set	set	VERB
fsr-3476	204	66	decisions	decision	NOUN
fsr-3476	204	67	with	with	ADP
fsr-3476	204	68	spouse	spouse	NOUN
fsr-3476	204	69	to	to	ADP
fsr-3476	204	70	1	1	NUM
fsr-3476	204	71	for	for	ADP
fsr-3476	204	72	the	the	DET
fsr-3476	204	73	former	former	ADJ
fsr-3476	204	74	and	and	CCONJ
fsr-3476	204	75	0	0	NUM
fsr-3476	204	76	for	for	ADP
fsr-3476	204	77	the	the	DET
fsr-3476	204	78	latter	latter	ADJ
fsr-3476	204	79	answer	answer	NOUN
fsr-3476	204	80	.	.	PUNCT
fsr-3476	205	1	for	for	ADP
fsr-3476	205	2	importance	importance	NOUN
fsr-3476	205	3	,	,	PUNCT
fsr-3476	205	4	we	we	PRON
fsr-3476	205	5	use	use	VERB
fsr-3476	205	6	an	an	DET
fsr-3476	205	7	indicator	indicator	NOUN
fsr-3476	205	8	set	set	VERB
fsr-3476	205	9	to	to	ADP
fsr-3476	205	10	0	0	NUM
fsr-3476	205	11	if	if	SCONJ
fsr-3476	205	12	the	the	DET
fsr-3476	205	13	respondent	respondent	NOUN
fsr-3476	205	14	selected	select	VERB
fsr-3476	205	15	important	important	ADJ
fsr-3476	205	16	or	or	CCONJ
fsr-3476	205	17	to	to	ADP
fsr-3476	205	18	1	1	NUM
fsr-3476	205	19	if	if	SCONJ
fsr-3476	205	20	very	very	ADV
fsr-3476	205	21	important	important	ADJ
fsr-3476	205	22	when	when	SCONJ
fsr-3476	205	23	asked	ask	VERB
fsr-3476	205	24	to	to	PART
fsr-3476	205	25	rate	rate	VERB
fsr-3476	205	26	the	the	DET
fsr-3476	205	27	importance	importance	NOUN
fsr-3476	205	28	of	of	ADP
fsr-3476	205	29	personal	personal	ADJ
fsr-3476	205	30	finance	finance	NOUN
fsr-3476	205	31	.	.	PUNCT
fsr-3476	206	1	the	the	DET
fsr-3476	206	2	other	other	ADJ
fsr-3476	206	3	answer	answer	NOUN
fsr-3476	206	4	choices	choice	NOUN
fsr-3476	206	5	:	:	PUNCT
fsr-3476	206	6	neither	neither	CCONJ
fsr-3476	206	7	important	important	ADJ
fsr-3476	206	8	nor	nor	CCONJ
fsr-3476	206	9	unimportant	unimportant	ADJ
fsr-3476	206	10	,	,	PUNCT
fsr-3476	206	11	unimportant	unimportant	ADJ
fsr-3476	206	12	,	,	PUNCT
fsr-3476	206	13	or	or	CCONJ
fsr-3476	206	14	very	very	ADV
fsr-3476	206	15	unimportant	unimportant	ADJ
fsr-3476	206	16	were	be	AUX
fsr-3476	206	17	not	not	PART
fsr-3476	206	18	selected	select	VERB
fsr-3476	206	19	by	by	ADP
fsr-3476	206	20	any	any	PRON
fsr-3476	206	21	of	of	ADP
fsr-3476	206	22	the	the	DET
fsr-3476	206	23	respondents	respondent	NOUN
fsr-3476	206	24	.	.	PUNCT
fsr-3476	207	1	we	we	PRON
fsr-3476	207	2	also	also	ADV
fsr-3476	207	3	include	include	VERB
fsr-3476	207	4	demographic	demographic	ADJ
fsr-3476	207	5	variables	variable	NOUN
fsr-3476	207	6	that	that	PRON
fsr-3476	207	7	may	may	AUX
fsr-3476	207	8	affect	affect	VERB
fsr-3476	207	9	one	one	NUM
fsr-3476	207	10	’s	’s	PART
fsr-3476	207	11	interest	interest	NOUN
fsr-3476	207	12	in	in	ADP
fsr-3476	207	13	finance	finance	NOUN
fsr-3476	207	14	.	.	PUNCT
fsr-3476	208	1	we	we	PRON
fsr-3476	208	2	include	include	VERB
fsr-3476	208	3	age	age	NOUN
fsr-3476	208	4	and	and	CCONJ
fsr-3476	208	5	whether	whether	SCONJ
fsr-3476	208	6	the	the	DET
fsr-3476	208	7	respondent	respondent	NOUN
fsr-3476	208	8	works	work	VERB
fsr-3476	208	9	during	during	ADP
fsr-3476	208	10	the	the	DET
fsr-3476	208	11	school	school	NOUN
fsr-3476	208	12	year	year	NOUN
fsr-3476	208	13	because	because	SCONJ
fsr-3476	208	14	older	old	ADJ
fsr-3476	208	15	students	student	NOUN
fsr-3476	208	16	and	and	CCONJ
fsr-3476	208	17	those	those	PRON
fsr-3476	208	18	who	who	PRON
fsr-3476	208	19	work	work	VERB
fsr-3476	208	20	may	may	AUX
fsr-3476	208	21	see	see	VERB
fsr-3476	208	22	finance	finance	NOUN
fsr-3476	208	23	as	as	ADV
fsr-3476	208	24	more	more	ADV
fsr-3476	208	25	relevant	relevant	ADJ
fsr-3476	208	26	to	to	ADP
fsr-3476	208	27	their	their	PRON
fsr-3476	208	28	lives	life	NOUN
fsr-3476	208	29	than	than	SCONJ
fsr-3476	208	30	do	do	VERB
fsr-3476	208	31	younger	young	ADJ
fsr-3476	208	32	students	student	NOUN
fsr-3476	208	33	or	or	CCONJ
fsr-3476	208	34	those	those	PRON
fsr-3476	208	35	that	that	PRON
fsr-3476	208	36	do	do	AUX
fsr-3476	208	37	not	not	PART
fsr-3476	208	38	work	work	VERB
fsr-3476	208	39	.	.	PUNCT
fsr-3476	209	1	we	we	PRON
fsr-3476	209	2	include	include	VERB
fsr-3476	209	3	parents	parent	NOUN
fsr-3476	209	4	’	'	PUNCT
fsr-3476	209	5	income	income	NOUN
fsr-3476	209	6	because	because	SCONJ
fsr-3476	209	7	it	it	PRON
fsr-3476	209	8	may	may	AUX
fsr-3476	209	9	impact	impact	VERB
fsr-3476	209	10	how	how	SCONJ
fsr-3476	209	11	students	student	NOUN
fsr-3476	209	12	have	have	AUX
fsr-3476	209	13	experienced	experience	VERB
fsr-3476	209	14	financial	financial	ADJ
fsr-3476	209	15	behaviors	behavior	NOUN
fsr-3476	209	16	such	such	ADJ
fsr-3476	209	17	as	as	ADP
fsr-3476	209	18	budgeting	budgeting	NOUN
fsr-3476	209	19	,	,	PUNCT
fsr-3476	209	20	borrowing	borrowing	NOUN
fsr-3476	209	21	,	,	PUNCT
fsr-3476	209	22	and	and	CCONJ
fsr-3476	209	23	investing	investing	NOUN
fsr-3476	209	24	.	.	PUNCT
fsr-3476	210	1	we	we	PRON
fsr-3476	210	2	include	include	VERB
fsr-3476	210	3	a	a	DET
fsr-3476	210	4	dummy	dummy	NOUN
fsr-3476	210	5	coded	code	VERB
fsr-3476	210	6	1	1	NUM
fsr-3476	210	7	if	if	SCONJ
fsr-3476	210	8	the	the	DET
fsr-3476	210	9	respondent	respondent	NOUN
fsr-3476	210	10	reported	report	VERB
fsr-3476	210	11	at	at	ADP
fsr-3476	210	12	least	least	ADV
fsr-3476	210	13	one	one	NUM
fsr-3476	210	14	parent	parent	NOUN
fsr-3476	210	15	who	who	PRON
fsr-3476	210	16	works	work	VERB
fsr-3476	210	17	in	in	ADP
fsr-3476	210	18	a	a	DET
fsr-3476	210	19	finance	finance	NOUN
fsr-3476	210	20	-	-	PUNCT
fsr-3476	210	21	related	relate	VERB
fsr-3476	210	22	field	field	NOUN
fsr-3476	210	23	as	as	ADP
fsr-3476	210	24	an	an	DET
fsr-3476	210	25	additional	additional	ADJ
fsr-3476	210	26	indicator	indicator	NOUN
fsr-3476	210	27	of	of	ADP
fsr-3476	210	28	the	the	DET
fsr-3476	210	29	student	student	NOUN
fsr-3476	210	30	’s	’s	PART
fsr-3476	210	31	exposure	exposure	NOUN
fsr-3476	210	32	to	to	ADP
fsr-3476	210	33	finance	finance	NOUN
fsr-3476	210	34	or	or	CCONJ
fsr-3476	210	35	as	as	ADP
fsr-3476	210	36	an	an	DET
fsr-3476	210	37	indication	indication	NOUN
fsr-3476	210	38	that	that	SCONJ
fsr-3476	210	39	the	the	DET
fsr-3476	210	40	student	student	NOUN
fsr-3476	210	41	has	have	AUX
fsr-3476	210	42	a	a	DET
fsr-3476	210	43	close	close	ADJ
fsr-3476	210	44	relationship	relationship	NOUN
fsr-3476	210	45	with	with	ADP
fsr-3476	210	46	someone	someone	PRON
fsr-3476	210	47	well	well	ADV
fsr-3476	210	48	-	-	PUNCT
fsr-3476	210	49	qualified	qualified	ADJ
fsr-3476	210	50	to	to	PART
fsr-3476	210	51	offer	offer	VERB
fsr-3476	210	52	financial	financial	ADJ
fsr-3476	210	53	advice	advice	NOUN
fsr-3476	210	54	.	.	PUNCT
fsr-3476	211	1	finally	finally	ADV
fsr-3476	211	2	,	,	PUNCT
fsr-3476	211	3	we	we	PRON
fsr-3476	211	4	include	include	VERB
fsr-3476	211	5	gender	gender	NOUN
fsr-3476	211	6	set	set	VERB
fsr-3476	211	7	to	to	ADP
fsr-3476	211	8	1	1	NUM
fsr-3476	211	9	if	if	SCONJ
fsr-3476	211	10	the	the	DET
fsr-3476	211	11	respondent	respondent	NOUN
fsr-3476	211	12	self	self	NOUN
fsr-3476	211	13	-	-	PUNCT
fsr-3476	211	14	identified	identify	VERB
fsr-3476	211	15	as	as	ADP
fsr-3476	211	16	male	male	NOUN
fsr-3476	211	17	,	,	PUNCT
fsr-3476	211	18	0	0	PUNCT
fsr-3476	211	19	as	as	SCONJ
fsr-3476	211	20	female	female	ADJ
fsr-3476	211	21	to	to	PART
fsr-3476	211	22	capture	capture	VERB
fsr-3476	211	23	any	any	DET
fsr-3476	211	24	remaining	remain	VERB
fsr-3476	211	25	gender	gender	NOUN
fsr-3476	211	26	-	-	PUNCT
fsr-3476	211	27	related	relate	VERB
fsr-3476	211	28	traits	trait	NOUN
fsr-3476	211	29	that	that	PRON
fsr-3476	211	30	could	could	AUX
fsr-3476	211	31	be	be	AUX
fsr-3476	211	32	affecting	affect	VERB
fsr-3476	211	33	motivation	motivation	NOUN
fsr-3476	211	34	.	.	PUNCT
fsr-3476	212	1	the	the	DET
fsr-3476	212	2	results	result	NOUN
fsr-3476	212	3	in	in	ADP
fsr-3476	212	4	table	table	NOUN
fsr-3476	212	5	4	4	NUM
fsr-3476	212	6	are	be	AUX
fsr-3476	212	7	consistent	consistent	ADJ
fsr-3476	212	8	with	with	ADP
fsr-3476	212	9	hypothesis	hypothesis	NOUN
fsr-3476	212	10	2	2	NUM
fsr-3476	212	11	.	.	PUNCT
fsr-3476	213	1	the	the	DET
fsr-3476	213	2	respondent	respondent	NOUN
fsr-3476	213	3	’s	’s	PART
fsr-3476	213	4	confidence	confidence	NOUN
fsr-3476	213	5	in	in	ADP
fsr-3476	213	6	his	his	PRON
fsr-3476	213	7	or	or	CCONJ
fsr-3476	213	8	her	her	PRON
fsr-3476	213	9	answers	answer	NOUN
fsr-3476	213	10	and	and	CCONJ
fsr-3476	213	11	how	how	SCONJ
fsr-3476	213	12	highly	highly	ADV
fsr-3476	213	13	the	the	DET
fsr-3476	213	14	respondent	respondent	NOUN
fsr-3476	213	15	rates	rate	VERB
fsr-3476	213	16	the	the	DET
fsr-3476	213	17	importance	importance	NOUN
fsr-3476	213	18	of	of	ADP
fsr-3476	213	19	finance	finance	NOUN
fsr-3476	213	20	are	be	AUX
fsr-3476	213	21	significantly	significantly	ADV
fsr-3476	213	22	and	and	CCONJ
fsr-3476	213	23	positively	positively	ADV
fsr-3476	213	24	associated	associate	VERB
fsr-3476	213	25	with	with	ADP
fsr-3476	213	26	increased	increase	VERB
fsr-3476	213	27	motivation	motivation	NOUN
fsr-3476	213	28	to	to	PART
fsr-3476	213	29	learn	learn	VERB
fsr-3476	213	30	,	,	PUNCT
fsr-3476	213	31	while	while	SCONJ
fsr-3476	213	32	expecting	expect	VERB
fsr-3476	213	33	to	to	PART
fsr-3476	213	34	make	make	VERB
fsr-3476	213	35	decisions	decision	NOUN
fsr-3476	213	36	with	with	ADP
fsr-3476	213	37	a	a	DET
fsr-3476	213	38	spouse	spouse	NOUN
fsr-3476	213	39	significantly	significantly	ADV
fsr-3476	213	40	decreases	decrease	VERB
fsr-3476	213	41	motivation	motivation	NOUN
fsr-3476	213	42	to	to	PART
fsr-3476	213	43	learn	learn	VERB
fsr-3476	213	44	.	.	PUNCT
fsr-3476	214	1	motivation	motivation	NOUN
fsr-3476	214	2	is	be	AUX
fsr-3476	214	3	also	also	ADV
fsr-3476	214	4	weakly	weakly	ADV
fsr-3476	214	5	associated	associate	VERB
fsr-3476	214	6	with	with	ADP
fsr-3476	214	7	age	age	NOUN
fsr-3476	214	8	.	.	PUNCT
fsr-3476	215	1	gender	gender	NOUN
fsr-3476	215	2	is	be	AUX
fsr-3476	215	3	not	not	PART
fsr-3476	215	4	significantly	significantly	ADV
fsr-3476	215	5	associated	associate	VERB
fsr-3476	215	6	with	with	ADP
fsr-3476	215	7	motivation	motivation	NOUN
fsr-3476	215	8	after	after	ADP
fsr-3476	215	9	controlling	control	VERB
fsr-3476	215	10	for	for	ADP
fsr-3476	215	11	other	other	ADJ
fsr-3476	215	12	possible	possible	ADJ
fsr-3476	215	13	determinants	determinant	NOUN
fsr-3476	215	14	,	,	PUNCT
fsr-3476	215	15	suggesting	suggest	VERB
fsr-3476	215	16	that	that	SCONJ
fsr-3476	215	17	the	the	DET
fsr-3476	215	18	average	average	ADJ
fsr-3476	215	19	differences	difference	NOUN
fsr-3476	215	20	between	between	ADP
fsr-3476	215	21	men	man	NOUN
fsr-3476	215	22	and	and	CCONJ
fsr-3476	215	23	women	woman	NOUN
fsr-3476	215	24	that	that	PRON
fsr-3476	215	25	affect	affect	VERB
fsr-3476	215	26	motivation	motivation	NOUN
fsr-3476	215	27	to	to	PART
fsr-3476	215	28	learn	learn	VERB
fsr-3476	215	29	about	about	ADP
fsr-3476	215	30	personal	personal	ADJ
fsr-3476	215	31	finance	finance	NOUN
fsr-3476	215	32	are	be	AUX
fsr-3476	215	33	captured	capture	VERB
fsr-3476	215	34	in	in	ADP
fsr-3476	215	35	the	the	DET
fsr-3476	215	36	other	other	ADJ
fsr-3476	215	37	independent	independent	ADJ
fsr-3476	215	38	variables	variable	NOUN
fsr-3476	215	39	.	.	PUNCT
fsr-3476	216	1	though	though	SCONJ
fsr-3476	216	2	confidence	confidence	NOUN
fsr-3476	216	3	in	in	ADP
fsr-3476	216	4	one	one	NUM
fsr-3476	216	5	’s	’s	PART
fsr-3476	216	6	answers	answer	NOUN
fsr-3476	216	7	is	be	AUX
fsr-3476	216	8	a	a	DET
fsr-3476	216	9	significant	significant	ADJ
fsr-3476	216	10	determinant	determinant	NOUN
fsr-3476	216	11	of	of	ADP
fsr-3476	216	12	motivation	motivation	NOUN
fsr-3476	216	13	,	,	PUNCT
fsr-3476	216	14	confidence	confidence	NOUN
fsr-3476	216	15	in	in	ADP
fsr-3476	216	16	one	one	NUM
fsr-3476	216	17	’s	’s	PART
fsr-3476	216	18	ability	ability	NOUN
fsr-3476	216	19	to	to	PART
fsr-3476	216	20	make	make	VERB
fsr-3476	216	21	future	future	ADJ
fsr-3476	216	22	financial	financial	ADJ
fsr-3476	216	23	decisions	decision	NOUN
fsr-3476	216	24	is	be	AUX
fsr-3476	216	25	not	not	PART
fsr-3476	216	26	.	.	PUNCT
fsr-3476	217	1	to	to	PART
fsr-3476	217	2	examine	examine	VERB
fsr-3476	217	3	whether	whether	SCONJ
fsr-3476	217	4	the	the	DET
fsr-3476	217	5	first	first	ADJ
fsr-3476	217	6	measure	measure	NOUN
fsr-3476	217	7	of	of	ADP
fsr-3476	217	8	confidence	confidence	NOUN
fsr-3476	217	9	is	be	AUX
fsr-3476	217	10	masking	mask	VERB
fsr-3476	217	11	the	the	DET
fsr-3476	217	12	influence	influence	NOUN
fsr-3476	217	13	of	of	ADP
fsr-3476	217	14	the	the	DET
fsr-3476	217	15	second	second	NOUN
fsr-3476	217	16	,	,	PUNCT
fsr-3476	217	17	we	we	PRON
fsr-3476	217	18	repeated	repeat	VERB
fsr-3476	217	19	the	the	DET
fsr-3476	217	20	regression	regression	NOUN
fsr-3476	217	21	without	without	ADP
fsr-3476	217	22	the	the	DET
fsr-3476	217	23	confidence	confidence	NOUN
fsr-3476	217	24	in	in	ADP
fsr-3476	217	25	one	one	NUM
fsr-3476	217	26	’s	’s	PART
fsr-3476	217	27	answers	answer	NOUN
fsr-3476	217	28	variable	variable	NOUN
fsr-3476	217	29	.	.	PUNCT
fsr-3476	218	1	both	both	CCONJ
fsr-3476	218	2	the	the	DET
fsr-3476	218	3	coefficient	coefficient	NOUN
fsr-3476	218	4	and	and	CCONJ
fsr-3476	218	5	the	the	DET
fsr-3476	218	6	t	t	NOUN
fsr-3476	218	7	-	-	PUNCT
fsr-3476	218	8	statistic	statistic	NOUN
fsr-3476	218	9	of	of	ADP
fsr-3476	218	10	the	the	DET
fsr-3476	218	11	second	second	ADJ
fsr-3476	218	12	confidence	confidence	NOUN
fsr-3476	218	13	measure	measure	NOUN
fsr-3476	218	14	increased	increase	VERB
fsr-3476	218	15	,	,	PUNCT
fsr-3476	218	16	but	but	CCONJ
fsr-3476	218	17	the	the	DET
fsr-3476	218	18	p	p	NOUN
fsr-3476	218	19	-	-	PUNCT
fsr-3476	218	20	value	value	NOUN
fsr-3476	218	21	was	be	AUX
fsr-3476	218	22	still	still	ADV
fsr-3476	218	23	above	above	ADP
fsr-3476	218	24	10	10	NUM
fsr-3476	218	25	%	%	NOUN
fsr-3476	218	26	and	and	CCONJ
fsr-3476	218	27	the	the	DET
fsr-3476	218	28	adjusted	adjusted	ADJ
fsr-3476	218	29	r	r	NOUN
fsr-3476	218	30	-	-	PUNCT
fsr-3476	218	31	square	square	NOUN
fsr-3476	218	32	of	of	ADP
fsr-3476	218	33	the	the	DET
fsr-3476	218	34	regression	regression	NOUN
fsr-3476	218	35	fell	fall	VERB
fsr-3476	218	36	slightly	slightly	ADV
fsr-3476	218	37	.	.	PUNCT
fsr-3476	219	1	in	in	ADP
fsr-3476	219	2	contrast	contrast	NOUN
fsr-3476	219	3	,	,	PUNCT
fsr-3476	219	4	when	when	SCONJ
fsr-3476	219	5	we	we	PRON
fsr-3476	219	6	ran	run	VERB
fsr-3476	219	7	the	the	DET
fsr-3476	219	8	regression	regression	NOUN
fsr-3476	219	9	with	with	ADP
fsr-3476	219	10	confidence	confidence	NOUN
fsr-3476	219	11	in	in	ADP
fsr-3476	219	12	one	one	NUM
fsr-3476	219	13	’s	’s	PART
fsr-3476	219	14	answers	answer	NOUN
fsr-3476	219	15	and	and	CCONJ
fsr-3476	219	16	without	without	ADP
fsr-3476	219	17	confidence	confidence	NOUN
fsr-3476	219	18	in	in	ADP
fsr-3476	219	19	one	one	NUM
fsr-3476	219	20	’s	’s	PART
fsr-3476	219	21	ability	ability	NOUN
fsr-3476	219	22	to	to	PART
fsr-3476	219	23	make	make	VERB
fsr-3476	219	24	future	future	ADJ
fsr-3476	219	25	decisions	decision	NOUN
fsr-3476	219	26	,	,	PUNCT
fsr-3476	219	27	the	the	DET
fsr-3476	219	28	coefficient	coefficient	NOUN
fsr-3476	219	29	and	and	CCONJ
fsr-3476	219	30	t	t	NOUN
fsr-3476	219	31	-	-	PUNCT
fsr-3476	219	32	statistic	statistic	NOUN
fsr-3476	219	33	of	of	ADP
fsr-3476	219	34	the	the	DET
fsr-3476	219	35	variable	variable	NOUN
fsr-3476	219	36	and	and	CCONJ
fsr-3476	219	37	the	the	DET
fsr-3476	219	38	adjusted	adjusted	ADJ
fsr-3476	219	39	r	r	NOUN
fsr-3476	219	40	-	-	PUNCT
fsr-3476	219	41	square	square	NOUN
fsr-3476	219	42	of	of	ADP
fsr-3476	219	43	the	the	DET
fsr-3476	219	44	regression	regression	NOUN
fsr-3476	219	45	all	all	PRON
fsr-3476	219	46	increased	increase	VERB
fsr-3476	219	47	.	.	PUNCT
fsr-3476	220	1	perhaps	perhaps	ADV
fsr-3476	220	2	confidence	confidence	NOUN
fsr-3476	220	3	in	in	ADP
fsr-3476	220	4	one	one	NUM
fsr-3476	220	5	’s	’s	PART
fsr-3476	220	6	answers	answer	NOUN
fsr-3476	220	7	is	be	AUX
fsr-3476	220	8	a	a	DET
fsr-3476	220	9	better	well	ADJ
fsr-3476	220	10	measure	measure	NOUN
fsr-3476	220	11	of	of	ADP
fsr-3476	220	12	expectancy	expectancy	NOUN
fsr-3476	220	13	because	because	SCONJ
fsr-3476	220	14	it	it	PRON
fsr-3476	220	15	does	do	AUX
fsr-3476	220	16	not	not	PART
fsr-3476	220	17	require	require	VERB
fsr-3476	220	18	respondents	respondent	NOUN
fsr-3476	220	19	to	to	PART
fsr-3476	220	20	speculate	speculate	VERB
fsr-3476	220	21	on	on	ADP
fsr-3476	220	22	their	their	PRON
fsr-3476	220	23	future	future	ADJ
fsr-3476	220	24	abilities	ability	NOUN
fsr-3476	220	25	.	.	PUNCT
fsr-3476	221	1	alternatively	alternatively	ADV
fsr-3476	221	2	,	,	PUNCT
fsr-3476	221	3	confidence	confidence	NOUN
fsr-3476	221	4	in	in	ADP
fsr-3476	221	5	one	one	NUM
fsr-3476	221	6	’s	’s	PART
fsr-3476	221	7	future	future	ADJ
fsr-3476	221	8	decisions	decision	NOUN
fsr-3476	221	9	may	may	AUX
fsr-3476	221	10	have	have	VERB
fsr-3476	221	11	a	a	DET
fsr-3476	221	12	weaker	weak	ADJ
fsr-3476	221	13	relationship	relationship	NOUN
fsr-3476	221	14	with	with	ADP
fsr-3476	221	15	motivation	motivation	NOUN
fsr-3476	221	16	because	because	SCONJ
fsr-3476	221	17	it	it	PRON
fsr-3476	221	18	reflects	reflect	VERB
fsr-3476	221	19	both	both	DET
fsr-3476	221	20	expectancy	expectancy	NOUN
fsr-3476	221	21	and	and	CCONJ
fsr-3476	221	22	the	the	DET
fsr-3476	221	23	likelihood	likelihood	NOUN
fsr-3476	221	24	of	of	ADP
fsr-3476	221	25	sharing	share	VERB
fsr-3476	221	26	the	the	DET
fsr-3476	221	27	responsibility	responsibility	NOUN
fsr-3476	221	28	for	for	ADP
fsr-3476	221	29	decision	decision	NOUN
fsr-3476	221	30	-	-	PUNCT
fsr-3476	221	31	making	making	NOUN
fsr-3476	221	32	with	with	ADP
fsr-3476	221	33	a	a	DET
fsr-3476	221	34	spouse	spouse	NOUN
fsr-3476	221	35	,	,	PUNCT
fsr-3476	221	36	which	which	PRON
fsr-3476	221	37	tend	tend	VERB
fsr-3476	221	38	to	to	PART
fsr-3476	221	39	have	have	VERB
fsr-3476	221	40	opposite	opposite	ADJ
fsr-3476	221	41	effects	effect	NOUN
fsr-3476	221	42	on	on	ADP
fsr-3476	221	43	motivation	motivation	NOUN
fsr-3476	221	44	.	.	PUNCT
fsr-3476	222	1	two	two	NUM
fsr-3476	222	2	potentially	potentially	ADV
fsr-3476	222	3	important	important	ADJ
fsr-3476	222	4	questions	question	NOUN
fsr-3476	222	5	we	we	PRON
fsr-3476	222	6	failed	fail	VERB
fsr-3476	222	7	to	to	PART
fsr-3476	222	8	ask	ask	VERB
fsr-3476	222	9	in	in	ADP
fsr-3476	222	10	our	our	PRON
fsr-3476	222	11	survey	survey	NOUN
fsr-3476	222	12	are	be	AUX
fsr-3476	222	13	what	what	PRON
fsr-3476	222	14	income	income	NOUN
fsr-3476	222	15	level	level	NOUN
fsr-3476	222	16	respondents	respondent	NOUN
fsr-3476	222	17	expected	expect	VERB
fsr-3476	222	18	to	to	PART
fsr-3476	222	19	earn	earn	VERB
fsr-3476	222	20	in	in	ADP
fsr-3476	222	21	the	the	DET
fsr-3476	222	22	future	future	NOUN
fsr-3476	222	23	and	and	CCONJ
fsr-3476	222	24	whether	whether	SCONJ
fsr-3476	222	25	they	they	PRON
fsr-3476	222	26	expected	expect	VERB
fsr-3476	222	27	to	to	PART
fsr-3476	222	28	be	be	AUX
fsr-3476	222	29	financially	financially	ADV
fsr-3476	222	30	dependent	dependent	ADJ
fsr-3476	222	31	on	on	ADP
fsr-3476	222	32	a	a	DET
fsr-3476	222	33	spouse	spouse	NOUN
fsr-3476	222	34	or	or	CCONJ
fsr-3476	222	35	anyone	anyone	PRON
fsr-3476	222	36	else	else	ADV
fsr-3476	222	37	.	.	PUNCT
fsr-3476	223	1	high	high	ADJ
fsr-3476	223	2	(	(	PUNCT
fsr-3476	223	3	low	low	ADJ
fsr-3476	223	4	)	)	PUNCT
fsr-3476	223	5	expected	expect	VERB
fsr-3476	223	6	income	income	NOUN
fsr-3476	223	7	and	and	CCONJ
fsr-3476	223	8	independence	independence	NOUN
fsr-3476	223	9	may	may	AUX
fsr-3476	223	10	simultaneously	simultaneously	ADV
fsr-3476	223	11	increase	increase	VERB
fsr-3476	223	12	(	(	PUNCT
fsr-3476	223	13	decrease	decrease	NOUN
fsr-3476	223	14	)	)	PUNCT
fsr-3476	223	15	motivation	motivation	NOUN
fsr-3476	223	16	to	to	PART
fsr-3476	223	17	learn	learn	VERB
fsr-3476	223	18	finance	finance	NOUN
fsr-3476	223	19	and	and	CCONJ
fsr-3476	223	20	decrease	decrease	NOUN
fsr-3476	223	21	(	(	PUNCT
fsr-3476	223	22	increase	increase	VERB
fsr-3476	223	23	)	)	PUNCT
fsr-3476	223	24	one	one	NOUN
fsr-3476	223	25	’s	’s	PART
fsr-3476	223	26	98	98	NUM
fsr-3476	223	27	j.	j.	PROPN
fsr-3476	223	28	j.	j.	PROPN
fsr-3476	223	29	beierlein	beierlein	PROPN
fsr-3476	223	30	et	et	PROPN
fsr-3476	223	31	al	al	PROPN
fsr-3476	223	32	.	.	PUNCT
fsr-3476	223	33	/	/	SYM
fsr-3476	223	34	financial	financial	ADJ
fsr-3476	223	35	services	service	NOUN
fsr-3476	223	36	review	review	VERB
fsr-3476	223	37	30	30	NUM
fsr-3476	223	38	(	(	PUNCT
fsr-3476	223	39	2022	2022	NUM
fsr-3476	223	40	)	)	PUNCT
fsr-3476	224	1	89–105	89–105	PROPN
fsr-3476	224	2	intention	intention	NOUN
fsr-3476	224	3	to	to	PART
fsr-3476	224	4	make	make	VERB
fsr-3476	224	5	decisions	decision	NOUN
fsr-3476	224	6	with	with	ADP
fsr-3476	224	7	someone	someone	PRON
fsr-3476	224	8	else	else	ADV
fsr-3476	224	9	.	.	PUNCT
fsr-3476	225	1	we	we	PRON
fsr-3476	225	2	can	can	AUX
fsr-3476	225	3	not	not	PART
fsr-3476	225	4	rule	rule	VERB
fsr-3476	225	5	out	out	ADP
fsr-3476	225	6	this	this	DET
fsr-3476	225	7	alternative	alternative	ADJ
fsr-3476	225	8	explanation	explanation	NOUN
fsr-3476	225	9	of	of	ADP
fsr-3476	225	10	the	the	DET
fsr-3476	225	11	negative	negative	ADJ
fsr-3476	225	12	association	association	NOUN
fsr-3476	225	13	we	we	PRON
fsr-3476	225	14	find	find	VERB
fsr-3476	225	15	between	between	ADP
fsr-3476	225	16	motivation	motivation	NOUN
fsr-3476	225	17	and	and	CCONJ
fsr-3476	225	18	decisions	decision	NOUN
fsr-3476	225	19	with	with	ADP
fsr-3476	225	20	spouse	spouse	NOUN
fsr-3476	225	21	.	.	PUNCT
fsr-3476	226	1	to	to	PART
fsr-3476	226	2	investigate	investigate	VERB
fsr-3476	226	3	whether	whether	SCONJ
fsr-3476	226	4	the	the	DET
fsr-3476	226	5	likely	likely	ADJ
fsr-3476	226	6	determinants	determinant	NOUN
fsr-3476	226	7	of	of	ADP
fsr-3476	226	8	motivation	motivation	NOUN
fsr-3476	226	9	affect	affect	VERB
fsr-3476	226	10	women	woman	NOUN
fsr-3476	226	11	and	and	CCONJ
fsr-3476	226	12	men	man	NOUN
fsr-3476	226	13	differently	differently	ADV
fsr-3476	226	14	and	and	CCONJ
fsr-3476	226	15	test	test	VERB
fsr-3476	226	16	our	our	PRON
fsr-3476	226	17	third	third	ADJ
fsr-3476	226	18	hypothesis	hypothesis	NOUN
fsr-3476	226	19	,	,	PUNCT
fsr-3476	226	20	we	we	PRON
fsr-3476	226	21	split	split	VERB
fsr-3476	226	22	our	our	PRON
fsr-3476	226	23	sample	sample	NOUN
fsr-3476	226	24	into	into	ADP
fsr-3476	226	25	female	female	ADJ
fsr-3476	226	26	and	and	CCONJ
fsr-3476	226	27	male	male	ADJ
fsr-3476	226	28	subsamples	subsample	NOUN
fsr-3476	226	29	and	and	CCONJ
fsr-3476	226	30	run	run	VERB
fsr-3476	226	31	the	the	DET
fsr-3476	226	32	motivation	motivation	NOUN
fsr-3476	226	33	regressions	regression	NOUN
fsr-3476	226	34	,	,	PUNCT
fsr-3476	226	35	excluding	exclude	VERB
fsr-3476	226	36	the	the	DET
fsr-3476	226	37	gender	gender	NOUN
fsr-3476	226	38	independent	independent	ADJ
fsr-3476	226	39	variable	variable	NOUN
fsr-3476	226	40	,	,	PUNCT
fsr-3476	226	41	on	on	ADP
fsr-3476	226	42	each	each	DET
fsr-3476	226	43	subsample	subsample	NOUN
fsr-3476	226	44	.	.	PUNCT
fsr-3476	227	1	the	the	DET
fsr-3476	227	2	results	result	NOUN
fsr-3476	227	3	in	in	ADP
fsr-3476	227	4	table	table	NOUN
fsr-3476	227	5	5	5	NUM
fsr-3476	227	6	indicate	indicate	VERB
fsr-3476	227	7	that	that	SCONJ
fsr-3476	227	8	,	,	PUNCT
fsr-3476	227	9	among	among	ADP
fsr-3476	227	10	our	our	PRON
fsr-3476	227	11	female	female	ADJ
fsr-3476	227	12	respondents	respondent	NOUN
fsr-3476	227	13	,	,	PUNCT
fsr-3476	227	14	motivation	motivation	NOUN
fsr-3476	227	15	to	to	PART
fsr-3476	227	16	table	table	NOUN
fsr-3476	227	17	4	4	NUM
fsr-3476	227	18	factors	factor	NOUN
fsr-3476	227	19	associated	associate	VERB
fsr-3476	227	20	with	with	ADP
fsr-3476	227	21	motivation	motivation	NOUN
fsr-3476	227	22	b	b	NOUN
fsr-3476	227	23	standard	standard	ADJ
fsr-3476	227	24	error	error	NOUN
fsr-3476	227	25	t	t	PROPN
fsr-3476	227	26	sig	sig	PROPN
fsr-3476	227	27	.	.	PUNCT
fsr-3476	228	1	panel	panel	PROPN
fsr-3476	228	2	a	a	PRON
fsr-3476	228	3	:	:	PUNCT
fsr-3476	228	4	ols	ol	NOUN
fsr-3476	228	5	(	(	PUNCT
fsr-3476	228	6	constant	constant	ADJ
fsr-3476	228	7	)	)	PUNCT
fsr-3476	228	8	�	�	PROPN
fsr-3476	228	9	1.250	1.250	NUM
fsr-3476	228	10	0.835	0.835	NUM
fsr-3476	228	11	�	�	NOUN
fsr-3476	228	12	1.497	1.497	NUM
fsr-3476	228	13	0.136	0.136	NUM
fsr-3476	228	14	gender	gender	NOUN
fsr-3476	228	15	0.174	0.174	NUM
fsr-3476	228	16	0.110	0.110	NUM
fsr-3476	228	17	1.573	1.573	NUM
fsr-3476	228	18	0.118	0.118	NUM
fsr-3476	228	19	age	age	NOUN
fsr-3476	228	20	0.074	0.074	NUM
fsr-3476	228	21	0.041	0.041	NUM
fsr-3476	228	22	1.822	1.822	NUM
fsr-3476	228	23	0.070	0.070	NUM
fsr-3476	228	24	work	work	PROPN
fsr-3476	228	25	�	�	PROPN
fsr-3476	228	26	0.029	0.029	NUM
fsr-3476	228	27	0.095	0.095	NUM
fsr-3476	228	28	�	�	NOUN
fsr-3476	228	29	0.307	0.307	NUM
fsr-3476	228	30	0.759	0.759	NUM
fsr-3476	228	31	parents	parent	NOUN
fsr-3476	228	32	’	'	PUNCT
fsr-3476	228	33	income	income	NOUN
fsr-3476	228	34	0.016	0.016	NUM
fsr-3476	228	35	0.027	0.027	NUM
fsr-3476	228	36	0.583	0.583	NUM
fsr-3476	228	37	0.560	0.560	NUM
fsr-3476	228	38	parents	parent	NOUN
fsr-3476	228	39	in	in	ADP
fsr-3476	228	40	finance	finance	NOUN
fsr-3476	228	41	�	�	PROPN
fsr-3476	228	42	0.116	0.116	NUM
fsr-3476	228	43	0.115	0.115	NUM
fsr-3476	228	44	�	�	NOUN
fsr-3476	228	45	1.009	1.009	NUM
fsr-3476	228	46	0.315	0.315	NUM
fsr-3476	228	47	importance	importance	NOUN
fsr-3476	228	48	0.612	0.612	NUM
fsr-3476	228	49	0.114	0.114	NUM
fsr-3476	228	50	5.368	5.368	NUM
fsr-3476	228	51	0.000	0.000	NUM
fsr-3476	228	52	confident	confident	ADJ
fsr-3476	228	53	answers	answer	VERB
fsr-3476	228	54	0.138	0.138	NUM
fsr-3476	228	55	0.059	0.059	NUM
fsr-3476	228	56	2.320	2.320	NUM
fsr-3476	228	57	0.022	0.022	NUM
fsr-3476	228	58	confident	confident	ADJ
fsr-3476	228	59	decisions	decision	NOUN
fsr-3476	228	60	0.032	0.032	NUM
fsr-3476	228	61	0.063	0.063	NUM
fsr-3476	228	62	0.502	0.502	NUM
fsr-3476	228	63	0.616	0.616	NUM
fsr-3476	228	64	decisions	decision	NOUN
fsr-3476	228	65	with	with	ADP
fsr-3476	228	66	spouse	spouse	NOUN
fsr-3476	228	67	�	�	PROPN
fsr-3476	228	68	0.254	0.254	NUM
fsr-3476	228	69	0.102	0.102	NUM
fsr-3476	228	70	�	�	NOUN
fsr-3476	228	71	2.498	2.498	NUM
fsr-3476	228	72	0.013	0.013	NUM
fsr-3476	228	73	adjusted	adjust	VERB
fsr-3476	228	74	r2	r2	NOUN
fsr-3476	228	75	0.263	0.263	NUM
fsr-3476	228	76	f	f	X
fsr-3476	228	77	(	(	PUNCT
fsr-3476	228	78	sig	sig	NOUN
fsr-3476	228	79	.	.	PUNCT
fsr-3476	228	80	)	)	PUNCT
fsr-3476	228	81	7.922	7.922	NUM
fsr-3476	228	82	(	(	PUNCT
fsr-3476	228	83	0.000	0.000	NUM
fsr-3476	228	84	)	)	PUNCT
fsr-3476	228	85	panel	panel	NOUN
fsr-3476	228	86	b	b	NOUN
fsr-3476	228	87	:	:	PUNCT
fsr-3476	228	88	ordinal	ordinal	ADJ
fsr-3476	228	89	regression	regression	NOUN
fsr-3476	228	90	estimate	estimate	NOUN
fsr-3476	229	1	standard	standard	ADJ
fsr-3476	229	2	error	error	NOUN
fsr-3476	229	3	wald	wald	X
fsr-3476	229	4	sig	sig	PROPN
fsr-3476	229	5	.	.	PUNCT
fsr-3476	230	1	gender	gender	NOUN
fsr-3476	230	2	=	=	SYM
fsr-3476	230	3	0	0	NUM
fsr-3476	230	4	�	�	PROPN
fsr-3476	230	5	0.526	0.526	NUM
fsr-3476	230	6	0.370	0.370	NUM
fsr-3476	230	7	2.025	2.025	NUM
fsr-3476	230	8	0.155	0.155	NUM
fsr-3476	230	9	age	age	NOUN
fsr-3476	230	10	0.283	0.283	NUM
fsr-3476	230	11	0.138	0.138	NUM
fsr-3476	230	12	4.221	4.221	NUM
fsr-3476	230	13	0.040	0.040	NUM
fsr-3476	230	14	work	work	NOUN
fsr-3476	230	15	=	=	SYM
fsr-3476	230	16	0	0	NUM
fsr-3476	230	17	0.061	0.061	NUM
fsr-3476	230	18	0.317	0.317	NUM
fsr-3476	230	19	0.038	0.038	NUM
fsr-3476	230	20	0.846	0.846	NUM
fsr-3476	230	21	parents	parent	NOUN
fsr-3476	230	22	’	'	PUNCT
fsr-3476	230	23	income	income	NOUN
fsr-3476	230	24	0.066	0.066	NUM
fsr-3476	230	25	0.092	0.092	NUM
fsr-3476	230	26	0.509	0.509	NUM
fsr-3476	230	27	0.475	0.475	NUM
fsr-3476	230	28	parents	parent	NOUN
fsr-3476	230	29	in	in	ADP
fsr-3476	230	30	finance	finance	NOUN
fsr-3476	230	31	=	=	PUNCT
fsr-3476	230	32	0	0	NUM
fsr-3476	230	33	0.298	0.298	NUM
fsr-3476	230	34	0.387	0.387	NUM
fsr-3476	230	35	0.591	0.591	NUM
fsr-3476	230	36	0.442	0.442	NUM
fsr-3476	230	37	importance	importance	NOUN
fsr-3476	230	38	1.976	1.976	NUM
fsr-3476	230	39	0.410	0.410	NUM
fsr-3476	230	40	23.201	23.201	NUM
fsr-3476	230	41	0.000	0.000	NUM
fsr-3476	230	42	confident	confident	ADJ
fsr-3476	230	43	answers	answer	NOUN
fsr-3476	230	44	0.470	0.470	NUM
fsr-3476	230	45	0.200	0.200	NUM
fsr-3476	230	46	5.521	5.521	NUM
fsr-3476	230	47	0.019	0.019	NUM
fsr-3476	230	48	confident	confident	ADJ
fsr-3476	230	49	decisions	decision	NOUN
fsr-3476	230	50	0.181	0.181	NUM
fsr-3476	230	51	0.212	0.212	NUM
fsr-3476	230	52	0.732	0.732	NUM
fsr-3476	230	53	0.392	0.392	NUM
fsr-3476	230	54	decisions	decision	NOUN
fsr-3476	230	55	with	with	ADP
fsr-3476	230	56	spouse	spouse	NOUN
fsr-3476	230	57	=	=	PUNCT
fsr-3476	230	58	0	0	NUM
fsr-3476	230	59	0.775	0.775	NUM
fsr-3476	230	60	0.345	0.345	NUM
fsr-3476	230	61	5.058	5.058	NUM
fsr-3476	230	62	0.025	0.025	NUM
fsr-3476	230	63	cox	cox	NOUN
fsr-3476	230	64	and	and	CCONJ
fsr-3476	230	65	snell	snell	PROPN
fsr-3476	230	66	0.295	0.295	NUM
fsr-3476	230	67	x2	x2	PROPN
fsr-3476	230	68	(	(	PUNCT
fsr-3476	230	69	sig	sig	NOUN
fsr-3476	230	70	.	.	PUNCT
fsr-3476	230	71	)	)	PUNCT
fsr-3476	231	1	61.411	61.411	NUM
fsr-3476	231	2	(	(	PUNCT
fsr-3476	231	3	0.000	0.000	X
fsr-3476	231	4	)	)	PUNCT
fsr-3476	231	5	note	note	NOUN
fsr-3476	231	6	.	.	PUNCT
fsr-3476	232	1	reports	report	NOUN
fsr-3476	232	2	results	result	NOUN
fsr-3476	232	3	of	of	ADP
fsr-3476	232	4	ols	ol	NOUN
fsr-3476	232	5	and	and	CCONJ
fsr-3476	232	6	ordinal	ordinal	ADJ
fsr-3476	232	7	regression	regression	NOUN
fsr-3476	232	8	with	with	ADP
fsr-3476	232	9	motivation	motivation	NOUN
fsr-3476	232	10	as	as	ADP
fsr-3476	232	11	the	the	DET
fsr-3476	232	12	dependent	dependent	ADJ
fsr-3476	232	13	variable	variable	NOUN
fsr-3476	232	14	.	.	PUNCT
fsr-3476	233	1	motivation	motivation	NOUN
fsr-3476	233	2	is	be	AUX
fsr-3476	233	3	coded	code	VERB
fsr-3476	233	4	0	0	PUNCT
fsr-3476	234	1	if	if	SCONJ
fsr-3476	234	2	respondent	respondent	NOUN
fsr-3476	234	3	chose	choose	VERB
fsr-3476	234	4	“	"	PUNCT
fsr-3476	234	5	neither	neither	CCONJ
fsr-3476	234	6	motivated	motivated	ADJ
fsr-3476	234	7	nor	nor	CCONJ
fsr-3476	234	8	unmotivated	unmotivated	ADJ
fsr-3476	234	9	,	,	PUNCT
fsr-3476	234	10	”	"	PUNCT
fsr-3476	234	11	1	1	NUM
fsr-3476	234	12	if	if	SCONJ
fsr-3476	234	13	“	"	PUNCT
fsr-3476	234	14	somewhat	somewhat	ADV
fsr-3476	234	15	motivated	motivated	ADJ
fsr-3476	234	16	,	,	PUNCT
fsr-3476	234	17	”	"	PUNCT
fsr-3476	234	18	and	and	CCONJ
fsr-3476	234	19	2	2	NUM
fsr-3476	234	20	if	if	SCONJ
fsr-3476	234	21	“	"	PUNCT
fsr-3476	234	22	very	very	ADV
fsr-3476	234	23	motivated	motivated	ADJ
fsr-3476	234	24	.	.	PUNCT
fsr-3476	234	25	”	"	PUNCT
fsr-3476	235	1	no	no	DET
fsr-3476	235	2	other	other	ADJ
fsr-3476	235	3	choices	choice	NOUN
fsr-3476	235	4	were	be	AUX
fsr-3476	235	5	selected	select	VERB
fsr-3476	235	6	.	.	PUNCT
fsr-3476	236	1	gender	gender	NOUN
fsr-3476	236	2	is	be	AUX
fsr-3476	236	3	1	1	NUM
fsr-3476	236	4	if	if	SCONJ
fsr-3476	236	5	the	the	DET
fsr-3476	236	6	respondent	respondent	NOUN
fsr-3476	236	7	self	self	NOUN
fsr-3476	236	8	-	-	PUNCT
fsr-3476	236	9	identified	identify	VERB
fsr-3476	236	10	as	as	ADP
fsr-3476	236	11	male	male	NOUN
fsr-3476	236	12	,	,	PUNCT
fsr-3476	236	13	0	0	PUNCT
fsr-3476	236	14	as	as	ADP
fsr-3476	236	15	female	female	NOUN
fsr-3476	236	16	.	.	PUNCT
fsr-3476	237	1	work	work	NOUN
fsr-3476	237	2	is	be	AUX
fsr-3476	237	3	coded	code	VERB
fsr-3476	237	4	1	1	NUM
fsr-3476	237	5	if	if	SCONJ
fsr-3476	237	6	respondent	respondent	NOUN
fsr-3476	237	7	works	work	VERB
fsr-3476	237	8	partor	partor	NOUN
fsr-3476	237	9	full	full	ADJ
fsr-3476	237	10	-	-	PUNCT
fsr-3476	237	11	time	time	NOUN
fsr-3476	237	12	during	during	ADP
fsr-3476	237	13	the	the	DET
fsr-3476	237	14	school	school	NOUN
fsr-3476	237	15	year	year	NOUN
fsr-3476	237	16	,	,	PUNCT
fsr-3476	237	17	0	0	NUM
fsr-3476	237	18	otherwise	otherwise	ADV
fsr-3476	237	19	.	.	PUNCT
fsr-3476	238	1	parents	parent	NOUN
fsr-3476	238	2	’	'	PUNCT
fsr-3476	238	3	income	income	NOUN
fsr-3476	238	4	is	be	AUX
fsr-3476	238	5	coded	code	VERB
fsr-3476	238	6	0	0	PUNCT
fsr-3476	239	1	if	if	SCONJ
fsr-3476	239	2	respondent	respondent	NOUN
fsr-3476	239	3	chose	choose	VERB
fsr-3476	239	4	“	"	PUNCT
fsr-3476	239	5	unsure	unsure	ADJ
fsr-3476	239	6	,	,	PUNCT
fsr-3476	239	7	”	"	PUNCT
fsr-3476	239	8	1	1	NUM
fsr-3476	239	9	if	if	SCONJ
fsr-3476	239	10	<	<	X
fsr-3476	239	11	$	$	SYM
fsr-3476	239	12	30,000	30,000	NUM
fsr-3476	239	13	,	,	PUNCT
fsr-3476	239	14	2	2	NUM
fsr-3476	239	15	if	if	SCONJ
fsr-3476	239	16	$	$	SYM
fsr-3476	239	17	30,000-$59,000	30,000-$59,000	NUM
fsr-3476	239	18	,	,	PUNCT
fsr-3476	239	19	3	3	NUM
fsr-3476	239	20	if	if	SCONJ
fsr-3476	239	21	$	$	SYM
fsr-3476	239	22	60,000-$89,000	60,000-$89,000	NUM
fsr-3476	239	23	,	,	PUNCT
fsr-3476	239	24	4	4	NUM
fsr-3476	239	25	if	if	SCONJ
fsr-3476	239	26	$	$	SYM
fsr-3476	239	27	90,000$119,000	90,000$119,000	NUM
fsr-3476	239	28	,	,	PUNCT
fsr-3476	239	29	and	and	CCONJ
fsr-3476	239	30	5	5	NUM
fsr-3476	239	31	if	if	SCONJ
fsr-3476	239	32	>	>	ADP
fsr-3476	239	33	$	$	SYM
fsr-3476	239	34	120,000	120,000	NUM
fsr-3476	239	35	.	.	PUNCT
fsr-3476	240	1	parents	parent	NOUN
fsr-3476	240	2	in	in	ADP
fsr-3476	240	3	finance	finance	NOUN
fsr-3476	240	4	is	be	AUX
fsr-3476	240	5	coded	code	VERB
fsr-3476	240	6	1	1	NUM
fsr-3476	240	7	if	if	SCONJ
fsr-3476	240	8	respondent	respondent	NOUN
fsr-3476	240	9	reports	report	VERB
fsr-3476	240	10	at	at	ADP
fsr-3476	240	11	least	least	ADV
fsr-3476	240	12	one	one	NUM
fsr-3476	240	13	parent	parent	NOUN
fsr-3476	240	14	who	who	PRON
fsr-3476	240	15	works	work	VERB
fsr-3476	240	16	in	in	ADP
fsr-3476	240	17	a	a	DET
fsr-3476	240	18	finance	finance	NOUN
fsr-3476	240	19	-	-	PUNCT
fsr-3476	240	20	related	relate	VERB
fsr-3476	240	21	field	field	NOUN
fsr-3476	240	22	.	.	PUNCT
fsr-3476	241	1	importance	importance	NOUN
fsr-3476	241	2	of	of	ADP
fsr-3476	241	3	finance	finance	NOUN
fsr-3476	241	4	is	be	AUX
fsr-3476	241	5	coded	code	VERB
fsr-3476	241	6	0	0	PUNCT
fsr-3476	242	1	if	if	SCONJ
fsr-3476	242	2	respondent	respondent	NOUN
fsr-3476	242	3	selected	select	VERB
fsr-3476	242	4	“	"	PUNCT
fsr-3476	242	5	important	important	ADJ
fsr-3476	242	6	”	"	PUNCT
fsr-3476	242	7	and	and	CCONJ
fsr-3476	242	8	1	1	NUM
fsr-3476	242	9	if	if	SCONJ
fsr-3476	242	10	“	"	PUNCT
fsr-3476	242	11	very	very	ADV
fsr-3476	242	12	important	important	ADJ
fsr-3476	242	13	.	.	PUNCT
fsr-3476	242	14	”	"	PUNCT
fsr-3476	243	1	no	no	DET
fsr-3476	243	2	other	other	ADJ
fsr-3476	243	3	choices	choice	NOUN
fsr-3476	243	4	were	be	AUX
fsr-3476	243	5	selected	select	VERB
fsr-3476	243	6	.	.	PUNCT
fsr-3476	244	1	confident	confident	ADJ
fsr-3476	244	2	answers	answer	NOUN
fsr-3476	244	3	is	be	AUX
fsr-3476	244	4	the	the	DET
fsr-3476	244	5	respondent	respondent	NOUN
fsr-3476	244	6	’s	’s	NOUN
fsr-3476	244	7	ranking	ranking	NOUN
fsr-3476	244	8	of	of	ADP
fsr-3476	244	9	how	how	SCONJ
fsr-3476	244	10	confident	confident	ADJ
fsr-3476	244	11	he	he	PRON
fsr-3476	244	12	or	or	CCONJ
fsr-3476	244	13	she	she	PRON
fsr-3476	244	14	felt	feel	VERB
fsr-3476	244	15	when	when	SCONJ
fsr-3476	244	16	answering	answer	VERB
fsr-3476	244	17	the	the	DET
fsr-3476	244	18	financial	financial	ADJ
fsr-3476	244	19	knowledge	knowledge	NOUN
fsr-3476	244	20	questions	question	NOUN
fsr-3476	244	21	from	from	ADP
fsr-3476	244	22	1	1	NUM
fsr-3476	244	23	to	to	PART
fsr-3476	244	24	indicate	indicate	VERB
fsr-3476	244	25	“	"	PUNCT
fsr-3476	244	26	not	not	PART
fsr-3476	244	27	at	at	ADV
fsr-3476	244	28	all	all	ADV
fsr-3476	244	29	confident	confident	ADJ
fsr-3476	244	30	”	"	PUNCT
fsr-3476	244	31	to	to	ADP
fsr-3476	244	32	5	5	NUM
fsr-3476	244	33	to	to	PART
fsr-3476	244	34	indicate	indicate	VERB
fsr-3476	244	35	“	"	PUNCT
fsr-3476	244	36	very	very	ADV
fsr-3476	244	37	confident	confident	ADJ
fsr-3476	244	38	.	.	PUNCT
fsr-3476	244	39	”	"	PUNCT
fsr-3476	245	1	confident	confident	ADJ
fsr-3476	245	2	decisions	decision	NOUN
fsr-3476	245	3	is	be	AUX
fsr-3476	245	4	the	the	DET
fsr-3476	245	5	respondent	respondent	NOUN
fsr-3476	245	6	’s	’s	NOUN
fsr-3476	245	7	ranking	ranking	NOUN
fsr-3476	245	8	of	of	ADP
fsr-3476	245	9	how	how	SCONJ
fsr-3476	245	10	confident	confident	ADJ
fsr-3476	245	11	he	he	PRON
fsr-3476	245	12	or	or	CCONJ
fsr-3476	245	13	she	she	PRON
fsr-3476	245	14	feels	feel	VERB
fsr-3476	245	15	about	about	ADP
fsr-3476	245	16	having	have	VERB
fsr-3476	245	17	to	to	PART
fsr-3476	245	18	make	make	VERB
fsr-3476	245	19	financial	financial	ADJ
fsr-3476	245	20	decisions	decision	NOUN
fsr-3476	245	21	in	in	ADP
fsr-3476	245	22	the	the	DET
fsr-3476	245	23	future	future	NOUN
fsr-3476	245	24	on	on	ADP
fsr-3476	245	25	the	the	DET
fsr-3476	245	26	same	same	ADJ
fsr-3476	245	27	1	1	NUM
fsr-3476	245	28	to	to	PART
fsr-3476	245	29	5	5	NUM
fsr-3476	245	30	scale	scale	NOUN
fsr-3476	245	31	.	.	PUNCT
fsr-3476	246	1	decisions	decision	NOUN
fsr-3476	246	2	with	with	ADP
fsr-3476	246	3	spouse	spouse	NOUN
fsr-3476	246	4	is	be	AUX
fsr-3476	246	5	coded	code	VERB
fsr-3476	246	6	1	1	NUM
fsr-3476	246	7	if	if	SCONJ
fsr-3476	246	8	respondent	respondent	NOUN
fsr-3476	246	9	expected	expect	VERB
fsr-3476	246	10	to	to	PART
fsr-3476	246	11	make	make	VERB
fsr-3476	246	12	future	future	ADJ
fsr-3476	246	13	financial	financial	ADJ
fsr-3476	246	14	decisions	decision	NOUN
fsr-3476	246	15	with	with	ADP
fsr-3476	246	16	a	a	DET
fsr-3476	246	17	spouse	spouse	NOUN
fsr-3476	246	18	,	,	PUNCT
fsr-3476	246	19	0	0	PUNCT
fsr-3476	247	1	if	if	SCONJ
fsr-3476	247	2	respondent	respondent	NOUN
fsr-3476	247	3	expected	expect	VERB
fsr-3476	247	4	to	to	PART
fsr-3476	247	5	make	make	VERB
fsr-3476	247	6	future	future	ADJ
fsr-3476	247	7	financial	financial	ADJ
fsr-3476	247	8	decisions	decision	NOUN
fsr-3476	247	9	alone	alone	ADV
fsr-3476	247	10	.	.	PUNCT
fsr-3476	248	1	ols	ol	NOUN
fsr-3476	248	2	coefficient	coefficient	NOUN
fsr-3476	248	3	estimates	estimate	NOUN
fsr-3476	248	4	for	for	ADP
fsr-3476	248	5	binary	binary	ADJ
fsr-3476	248	6	variables	variable	NOUN
fsr-3476	248	7	estimate	estimate	VERB
fsr-3476	248	8	the	the	DET
fsr-3476	248	9	impact	impact	NOUN
fsr-3476	248	10	on	on	ADP
fsr-3476	248	11	the	the	DET
fsr-3476	248	12	dependent	dependent	ADJ
fsr-3476	248	13	variable	variable	NOUN
fsr-3476	248	14	,	,	PUNCT
fsr-3476	248	15	motivation	motivation	NOUN
fsr-3476	248	16	,	,	PUNCT
fsr-3476	248	17	when	when	SCONJ
fsr-3476	248	18	the	the	DET
fsr-3476	248	19	response	response	NOUN
fsr-3476	248	20	is	be	AUX
fsr-3476	248	21	coded	code	VERB
fsr-3476	248	22	1	1	NUM
fsr-3476	248	23	.	.	PUNCT
fsr-3476	249	1	ordinal	ordinal	ADJ
fsr-3476	249	2	regression	regression	NOUN
fsr-3476	249	3	coefficient	coefficient	NOUN
fsr-3476	249	4	estimates	estimate	NOUN
fsr-3476	249	5	for	for	ADP
fsr-3476	249	6	binary	binary	ADJ
fsr-3476	249	7	variables	variable	NOUN
fsr-3476	249	8	estimate	estimate	VERB
fsr-3476	249	9	the	the	DET
fsr-3476	249	10	impact	impact	NOUN
fsr-3476	249	11	on	on	ADP
fsr-3476	249	12	the	the	DET
fsr-3476	249	13	dependent	dependent	ADJ
fsr-3476	249	14	variable	variable	NOUN
fsr-3476	249	15	,	,	PUNCT
fsr-3476	249	16	motivation	motivation	NOUN
fsr-3476	249	17	,	,	PUNCT
fsr-3476	249	18	when	when	SCONJ
fsr-3476	249	19	the	the	DET
fsr-3476	249	20	response	response	NOUN
fsr-3476	249	21	is	be	AUX
fsr-3476	249	22	coded	code	VERB
fsr-3476	249	23	0	0	NUM
fsr-3476	249	24	.	.	PUNCT
fsr-3476	250	1	j.	j.	PROPN
fsr-3476	250	2	j.	j.	PROPN
fsr-3476	250	3	beierlein	beierlein	PROPN
fsr-3476	250	4	et	et	PROPN
fsr-3476	250	5	al	al	PROPN
fsr-3476	250	6	.	.	PUNCT
fsr-3476	250	7	/	/	SYM
fsr-3476	250	8	financial	financial	ADJ
fsr-3476	250	9	services	service	NOUN
fsr-3476	250	10	review	review	VERB
fsr-3476	250	11	30	30	NUM
fsr-3476	250	12	(	(	PUNCT
fsr-3476	250	13	2022	2022	NUM
fsr-3476	250	14	)	)	PUNCT
fsr-3476	251	1	89–105	89–105	NUM
fsr-3476	251	2	99	99	NUM
fsr-3476	251	3	learn	learn	VERB
fsr-3476	251	4	finance	finance	NOUN
fsr-3476	251	5	increases	increase	NOUN
fsr-3476	251	6	weakly	weakly	ADJ
fsr-3476	251	7	with	with	ADP
fsr-3476	251	8	age	age	NOUN
fsr-3476	251	9	and	and	CCONJ
fsr-3476	251	10	confidence	confidence	NOUN
fsr-3476	251	11	and	and	CCONJ
fsr-3476	251	12	significantly	significantly	ADV
fsr-3476	251	13	with	with	ADP
fsr-3476	251	14	how	how	SCONJ
fsr-3476	251	15	highly	highly	ADV
fsr-3476	251	16	they	they	PRON
fsr-3476	251	17	rate	rate	VERB
fsr-3476	251	18	the	the	DET
fsr-3476	251	19	importance	importance	NOUN
fsr-3476	251	20	of	of	ADP
fsr-3476	251	21	finance	finance	NOUN
fsr-3476	251	22	.	.	PUNCT
fsr-3476	252	1	it	it	PRON
fsr-3476	252	2	decreases	decrease	VERB
fsr-3476	252	3	significantly	significantly	ADV
fsr-3476	252	4	when	when	SCONJ
fsr-3476	252	5	female	female	ADJ
fsr-3476	252	6	respondents	respondent	NOUN
fsr-3476	252	7	have	have	VERB
fsr-3476	252	8	at	at	ADV
fsr-3476	252	9	least	least	ADV
fsr-3476	252	10	one	one	NUM
fsr-3476	252	11	parent	parent	NOUN
fsr-3476	252	12	who	who	PRON
fsr-3476	252	13	works	work	VERB
fsr-3476	252	14	in	in	ADP
fsr-3476	252	15	a	a	DET
fsr-3476	252	16	finance	finance	NOUN
fsr-3476	252	17	-	-	PUNCT
fsr-3476	252	18	related	relate	VERB
fsr-3476	252	19	field	field	NOUN
fsr-3476	252	20	and	and	CCONJ
fsr-3476	252	21	when	when	SCONJ
fsr-3476	252	22	they	they	PRON
fsr-3476	252	23	expect	expect	VERB
fsr-3476	252	24	to	to	PART
fsr-3476	252	25	make	make	VERB
fsr-3476	252	26	financial	financial	ADJ
fsr-3476	252	27	decisions	decision	NOUN
fsr-3476	252	28	with	with	ADP
fsr-3476	252	29	a	a	DET
fsr-3476	252	30	spouse	spouse	NOUN
fsr-3476	252	31	.	.	PUNCT
fsr-3476	253	1	in	in	ADP
fsr-3476	253	2	stark	stark	ADJ
fsr-3476	253	3	contrast	contrast	NOUN
fsr-3476	253	4	,	,	PUNCT
fsr-3476	253	5	the	the	DET
fsr-3476	253	6	only	only	ADJ
fsr-3476	253	7	significant	significant	ADJ
fsr-3476	253	8	determinant	determinant	ADJ
fsr-3476	253	9	of	of	ADP
fsr-3476	253	10	our	our	PRON
fsr-3476	253	11	male	male	ADJ
fsr-3476	253	12	table	table	NOUN
fsr-3476	253	13	5	5	NUM
fsr-3476	253	14	factors	factor	NOUN
fsr-3476	253	15	associated	associate	VERB
fsr-3476	253	16	with	with	ADP
fsr-3476	253	17	motivation	motivation	NOUN
fsr-3476	253	18	by	by	ADP
fsr-3476	253	19	reported	report	VERB
fsr-3476	253	20	gender	gender	NOUN
fsr-3476	253	21	female	female	ADJ
fsr-3476	253	22	male	male	NOUN
fsr-3476	253	23	b	b	PROPN
fsr-3476	253	24	standard	standard	ADJ
fsr-3476	253	25	error	error	NOUN
fsr-3476	253	26	t	t	PROPN
fsr-3476	253	27	sig	sig	NOUN
fsr-3476	253	28	.	.	PUNCT
fsr-3476	254	1	b	b	PROPN
fsr-3476	254	2	standard	standard	ADJ
fsr-3476	254	3	error	error	NOUN
fsr-3476	254	4	t	t	PROPN
fsr-3476	254	5	sig	sig	PROPN
fsr-3476	254	6	.	.	PUNCT
fsr-3476	255	1	panel	panel	PROPN
fsr-3476	255	2	a	a	PRON
fsr-3476	255	3	:	:	PUNCT
fsr-3476	255	4	ols	ol	NOUN
fsr-3476	255	5	(	(	PUNCT
fsr-3476	255	6	constant	constant	ADJ
fsr-3476	255	7	)	)	PUNCT
fsr-3476	255	8	�	�	PROPN
fsr-3476	255	9	1.047	1.047	NUM
fsr-3476	255	10	1.044	1.044	NUM
fsr-3476	255	11	�	�	PROPN
fsr-3476	255	12	1.003	1.003	NUM
fsr-3476	255	13	0.318	0.318	NUM
fsr-3476	255	14	�	�	NOUN
fsr-3476	255	15	1.413	1.413	NUM
fsr-3476	255	16	1.385	1.385	NUM
fsr-3476	255	17	�	�	PROPN
fsr-3476	255	18	1.020	1.020	NUM
fsr-3476	255	19	0.313	0.313	NUM
fsr-3476	255	20	age	age	NOUN
fsr-3476	255	21	0.079	0.079	NUM
fsr-3476	255	22	0.050	0.050	NUM
fsr-3476	255	23	1.587	1.587	NUM
fsr-3476	255	24	0.115	0.115	NUM
fsr-3476	255	25	0.045	0.045	NUM
fsr-3476	255	26	0.068	0.068	NUM
fsr-3476	255	27	0.669	0.669	NUM
fsr-3476	255	28	0.507	0.507	NUM
fsr-3476	255	29	work	work	NOUN
fsr-3476	255	30	�	�	PROPN
fsr-3476	255	31	0.109	0.109	NUM
fsr-3476	255	32	0.115	0.115	NUM
fsr-3476	255	33	�	�	NOUN
fsr-3476	255	34	0.948	0.948	NUM
fsr-3476	255	35	0.345	0.345	NUM
fsr-3476	255	36	0.261	0.261	NUM
fsr-3476	255	37	0.168	0.168	NUM
fsr-3476	255	38	1.550	1.550	NUM
fsr-3476	255	39	0.128	0.128	NUM
fsr-3476	255	40	parents	parent	NOUN
fsr-3476	255	41	’	'	PUNCT
fsr-3476	255	42	income	income	NOUN
fsr-3476	255	43	0.025	0.025	NUM
fsr-3476	255	44	0.032	0.032	NUM
fsr-3476	255	45	0.783	0.783	NUM
fsr-3476	255	46	0.435	0.435	NUM
fsr-3476	255	47	�	�	PROPN
fsr-3476	255	48	0.037	0.037	NUM
fsr-3476	255	49	0.051	0.051	NUM
fsr-3476	255	50	�	�	NOUN
fsr-3476	255	51	0.726	0.726	NUM
fsr-3476	255	52	0.472	0.472	NUM
fsr-3476	255	53	parents	parent	NOUN
fsr-3476	255	54	in	in	ADP
fsr-3476	255	55	finance	finance	NOUN
fsr-3476	255	56	�	�	PROPN
fsr-3476	255	57	0.319	0.319	NUM
fsr-3476	255	58	0.148	0.148	NUM
fsr-3476	255	59	�	�	PROPN
fsr-3476	255	60	2.159	2.159	NUM
fsr-3476	255	61	0.033	0.033	NUM
fsr-3476	255	62	0.201	0.201	NUM
fsr-3476	255	63	0.173	0.173	NUM
fsr-3476	255	64	1.159	1.159	NUM
fsr-3476	255	65	0.253	0.253	NUM
fsr-3476	255	66	importance	importance	NOUN
fsr-3476	255	67	0.473	0.473	NUM
fsr-3476	255	68	0.130	0.130	NUM
fsr-3476	255	69	3.629	3.629	NUM
fsr-3476	255	70	0.000	0.000	NUM
fsr-3476	255	71	1.063	1.063	NUM
fsr-3476	255	72	0.231	0.231	NUM
fsr-3476	255	73	4.610	4.610	NUM
fsr-3476	255	74	0.000	0.000	NUM
fsr-3476	255	75	confident	confident	ADJ
fsr-3476	255	76	answers	answer	NOUN
fsr-3476	255	77	0.125	0.125	NUM
fsr-3476	255	78	0.066	0.066	NUM
fsr-3476	255	79	1.895	1.895	NUM
fsr-3476	255	80	0.061	0.061	NUM
fsr-3476	255	81	0.098	0.098	NUM
fsr-3476	255	82	0.143	0.143	NUM
fsr-3476	255	83	0.689	0.689	NUM
fsr-3476	255	84	0.495	0.495	NUM
fsr-3476	255	85	confident	confident	ADJ
fsr-3476	255	86	decisions	decision	NOUN
fsr-3476	255	87	0.024	0.024	NUM
fsr-3476	255	88	0.071	0.071	NUM
fsr-3476	255	89	0.343	0.343	NUM
fsr-3476	255	90	0.733	0.733	NUM
fsr-3476	255	91	0.157	0.157	NUM
fsr-3476	255	92	0.147	0.147	NUM
fsr-3476	255	93	1.065	1.065	NUM
fsr-3476	255	94	0.293	0.293	NUM
fsr-3476	255	95	decisions	decision	NOUN
fsr-3476	255	96	with	with	ADP
fsr-3476	255	97	spouse	spouse	NOUN
fsr-3476	255	98	�	�	PROPN
fsr-3476	255	99	0.369	0.369	NUM
fsr-3476	255	100	0.124	0.124	NUM
fsr-3476	255	101	�	�	PROPN
fsr-3476	255	102	2.969	2.969	NUM
fsr-3476	255	103	0.004	0.004	NUM
fsr-3476	255	104	�	�	NOUN
fsr-3476	255	105	0.096	0.096	NUM
fsr-3476	255	106	0.170	0.170	NUM
fsr-3476	255	107	�	�	NUM
fsr-3476	255	108	0.564	0.564	NUM
fsr-3476	255	109	0.576	0.576	NUM
fsr-3476	255	110	adjusted	adjust	VERB
fsr-3476	255	111	r2	r2	NOUN
fsr-3476	255	112	0.208	0.208	NUM
fsr-3476	255	113	0.359	0.359	NUM
fsr-3476	255	114	f	f	NUM
fsr-3476	255	115	5.030	5.030	NUM
fsr-3476	255	116	4.570	4.570	NUM
fsr-3476	255	117	significance	significance	NOUN
fsr-3476	255	118	0.000	0.000	NUM
fsr-3476	255	119	0.000	0.000	NUM
fsr-3476	255	120	panel	panel	NOUN
fsr-3476	255	121	b	b	NOUN
fsr-3476	255	122	:	:	PUNCT
fsr-3476	255	123	ordinal	ordinal	ADJ
fsr-3476	255	124	regression	regression	NOUN
fsr-3476	255	125	estimate	estimate	NOUN
fsr-3476	255	126	standard	standard	ADJ
fsr-3476	255	127	error	error	NOUN
fsr-3476	255	128	wald	wald	X
fsr-3476	255	129	sig	sig	PROPN
fsr-3476	255	130	.	.	PROPN
fsr-3476	255	131	estimate	estimate	VERB
fsr-3476	256	1	standard	standard	ADJ
fsr-3476	256	2	error	error	NOUN
fsr-3476	256	3	wald	wald	X
fsr-3476	256	4	sig	sig	PROPN
fsr-3476	256	5	.	.	PUNCT
fsr-3476	257	1	age	age	NOUN
fsr-3476	257	2	0.315	0.315	NUM
fsr-3476	257	3	0.169	0.169	NUM
fsr-3476	257	4	3.493	3.493	NUM
fsr-3476	257	5	0.062	0.062	NUM
fsr-3476	257	6	0.191	0.191	NUM
fsr-3476	257	7	0.288	0.288	NUM
fsr-3476	257	8	0.440	0.440	NUM
fsr-3476	257	9	0.507	0.507	NUM
fsr-3476	257	10	work	work	NOUN
fsr-3476	257	11	=	=	SYM
fsr-3476	257	12	0	0	NUM
fsr-3476	257	13	0.388	0.388	NUM
fsr-3476	257	14	0.386	0.386	NUM
fsr-3476	257	15	1.008	1.008	NUM
fsr-3476	257	16	0.315	0.315	NUM
fsr-3476	257	17	�	�	NOUN
fsr-3476	257	18	1.403	1.403	NUM
fsr-3476	257	19	0.740	0.740	NUM
fsr-3476	257	20	3.595	3.595	NUM
fsr-3476	257	21	0.058	0.058	NUM
fsr-3476	257	22	parents	parent	NOUN
fsr-3476	257	23	’	'	PUNCT
fsr-3476	257	24	income	income	NOUN
fsr-3476	257	25	0.090	0.090	NUM
fsr-3476	257	26	0.109	0.109	NUM
fsr-3476	257	27	0.692	0.692	NUM
fsr-3476	257	28	0.405	0.405	NUM
fsr-3476	257	29	�	�	PROPN
fsr-3476	257	30	0.201	0.201	NUM
fsr-3476	257	31	0.232	0.232	NUM
fsr-3476	257	32	0.753	0.753	NUM
fsr-3476	257	33	0.385	0.385	NUM
fsr-3476	257	34	parents	parent	NOUN
fsr-3476	257	35	in	in	ADP
fsr-3476	257	36	finance	finance	NOUN
fsr-3476	257	37	=	=	PUNCT
fsr-3476	257	38	0	0	NUM
fsr-3476	257	39	1.128	1.128	NUM
fsr-3476	257	40	0.504	0.504	NUM
fsr-3476	257	41	5.004	5.004	NUM
fsr-3476	257	42	0.025	0.025	NUM
fsr-3476	257	43	�	�	NOUN
fsr-3476	257	44	1.405	1.405	NUM
fsr-3476	257	45	0.826	0.826	NUM
fsr-3476	257	46	2.889	2.889	NUM
fsr-3476	257	47	0.089	0.089	NUM
fsr-3476	257	48	importance	importance	NOUN
fsr-3476	257	49	1.536	1.536	NUM
fsr-3476	257	50	0.457	0.457	NUM
fsr-3476	257	51	11.316	11.316	NUM
fsr-3476	257	52	0.001	0.001	NUM
fsr-3476	257	53	4.289	4.289	NUM
fsr-3476	257	54	1.199	1.199	NUM
fsr-3476	257	55	12.801	12.801	NUM
fsr-3476	257	56	0.000	0.000	NUM
fsr-3476	257	57	confident	confident	ADJ
fsr-3476	257	58	answers	answer	NOUN
fsr-3476	257	59	0.426	0.426	NUM
fsr-3476	257	60	0.223	0.223	NUM
fsr-3476	257	61	3.657	3.657	NUM
fsr-3476	257	62	0.056	0.056	NUM
fsr-3476	257	63	0.443	0.443	NUM
fsr-3476	257	64	0.616	0.616	NUM
fsr-3476	257	65	0.518	0.518	NUM
fsr-3476	257	66	0.472	0.472	NUM
fsr-3476	257	67	confident	confident	ADJ
fsr-3476	257	68	decisions	decision	NOUN
fsr-3476	257	69	0.139	0.139	NUM
fsr-3476	257	70	0.237	0.237	NUM
fsr-3476	257	71	0.343	0.343	NUM
fsr-3476	257	72	0.558	0.558	NUM
fsr-3476	257	73	0.721	0.721	NUM
fsr-3476	257	74	0.656	0.656	NUM
fsr-3476	257	75	1.209	1.209	NUM
fsr-3476	257	76	0.272	0.272	NUM
fsr-3476	257	77	decisions	decision	NOUN
fsr-3476	257	78	with	with	ADP
fsr-3476	257	79	spouse	spouse	NOUN
fsr-3476	257	80	=	=	PUNCT
fsr-3476	257	81	0	0	NUM
fsr-3476	257	82	1.221	1.221	NUM
fsr-3476	257	83	0.426	0.426	NUM
fsr-3476	257	84	8.210	8.210	NUM
fsr-3476	257	85	0.004	0.004	NUM
fsr-3476	257	86	0.181	0.181	NUM
fsr-3476	257	87	0.719	0.719	NUM
fsr-3476	257	88	0.063	0.063	NUM
fsr-3476	257	89	0.802	0.802	NUM
fsr-3476	257	90	cox	cox	NOUN
fsr-3476	257	91	and	and	CCONJ
fsr-3476	257	92	snell	snell	NOUN
fsr-3476	257	93	0.255	0.255	NUM
fsr-3476	257	94	0.445	0.445	NUM
fsr-3476	258	1	x2	x2	NOUN
fsr-3476	258	2	36.549	36.549	NUM
fsr-3476	258	3	30.583	30.583	NUM
fsr-3476	258	4	significance	significance	NOUN
fsr-3476	258	5	0.000	0.000	NUM
fsr-3476	258	6	0.000	0.000	NUM
fsr-3476	258	7	note	note	NOUN
fsr-3476	258	8	.	.	PUNCT
fsr-3476	259	1	reports	report	NOUN
fsr-3476	259	2	results	result	NOUN
fsr-3476	259	3	of	of	ADP
fsr-3476	259	4	ols	ol	NOUN
fsr-3476	259	5	and	and	CCONJ
fsr-3476	259	6	ordinal	ordinal	ADJ
fsr-3476	259	7	regression	regression	NOUN
fsr-3476	259	8	with	with	ADP
fsr-3476	259	9	motivation	motivation	NOUN
fsr-3476	259	10	as	as	ADP
fsr-3476	259	11	the	the	DET
fsr-3476	259	12	dependent	dependent	ADJ
fsr-3476	259	13	variable	variable	NOUN
fsr-3476	259	14	and	and	CCONJ
fsr-3476	259	15	sample	sample	NOUN
fsr-3476	259	16	split	split	VERB
fsr-3476	259	17	by	by	ADP
fsr-3476	259	18	reported	report	VERB
fsr-3476	259	19	gender	gender	NOUN
fsr-3476	259	20	.	.	PUNCT
fsr-3476	260	1	motivation	motivation	NOUN
fsr-3476	260	2	is	be	AUX
fsr-3476	260	3	coded	code	VERB
fsr-3476	260	4	0	0	PUNCT
fsr-3476	261	1	if	if	SCONJ
fsr-3476	261	2	respondent	respondent	NOUN
fsr-3476	261	3	chose	choose	VERB
fsr-3476	261	4	“	"	PUNCT
fsr-3476	261	5	neither	neither	CCONJ
fsr-3476	261	6	motivated	motivated	ADJ
fsr-3476	261	7	nor	nor	CCONJ
fsr-3476	261	8	unmotivated	unmotivated	ADJ
fsr-3476	261	9	,	,	PUNCT
fsr-3476	261	10	”	"	PUNCT
fsr-3476	261	11	1	1	NUM
fsr-3476	261	12	if	if	SCONJ
fsr-3476	261	13	“	"	PUNCT
fsr-3476	261	14	somewhat	somewhat	ADV
fsr-3476	261	15	motivated	motivated	ADJ
fsr-3476	261	16	,	,	PUNCT
fsr-3476	261	17	”	"	PUNCT
fsr-3476	261	18	and	and	CCONJ
fsr-3476	261	19	2	2	NUM
fsr-3476	261	20	if	if	SCONJ
fsr-3476	261	21	“	"	PUNCT
fsr-3476	261	22	very	very	ADV
fsr-3476	261	23	motivated	motivated	ADJ
fsr-3476	261	24	.	.	PUNCT
fsr-3476	261	25	”	"	PUNCT
fsr-3476	262	1	no	no	DET
fsr-3476	262	2	other	other	ADJ
fsr-3476	262	3	choices	choice	NOUN
fsr-3476	262	4	were	be	AUX
fsr-3476	262	5	selected	select	VERB
fsr-3476	262	6	.	.	PUNCT
fsr-3476	263	1	work	work	NOUN
fsr-3476	263	2	is	be	AUX
fsr-3476	263	3	coded	code	VERB
fsr-3476	263	4	1	1	NUM
fsr-3476	263	5	if	if	SCONJ
fsr-3476	263	6	respondent	respondent	NOUN
fsr-3476	263	7	works	work	VERB
fsr-3476	263	8	partor	partor	NOUN
fsr-3476	263	9	full	full	ADJ
fsr-3476	263	10	-	-	PUNCT
fsr-3476	263	11	time	time	NOUN
fsr-3476	263	12	during	during	ADP
fsr-3476	263	13	the	the	DET
fsr-3476	263	14	school	school	NOUN
fsr-3476	263	15	year	year	NOUN
fsr-3476	263	16	,	,	PUNCT
fsr-3476	263	17	0	0	NUM
fsr-3476	263	18	otherwise	otherwise	ADV
fsr-3476	263	19	.	.	PUNCT
fsr-3476	264	1	parents	parent	NOUN
fsr-3476	264	2	’	'	PUNCT
fsr-3476	264	3	income	income	NOUN
fsr-3476	264	4	is	be	AUX
fsr-3476	264	5	coded	code	VERB
fsr-3476	264	6	0	0	PUNCT
fsr-3476	265	1	if	if	SCONJ
fsr-3476	265	2	respondent	respondent	NOUN
fsr-3476	265	3	chose	choose	VERB
fsr-3476	265	4	“	"	PUNCT
fsr-3476	265	5	unsure	unsure	ADJ
fsr-3476	265	6	”	"	PUNCT
fsr-3476	265	7	,	,	PUNCT
fsr-3476	265	8	1	1	NUM
fsr-3476	265	9	if	if	SCONJ
fsr-3476	265	10	<	<	X
fsr-3476	265	11	$	$	SYM
fsr-3476	265	12	30,000	30,000	NUM
fsr-3476	265	13	,	,	PUNCT
fsr-3476	265	14	2	2	NUM
fsr-3476	265	15	if	if	SCONJ
fsr-3476	265	16	$	$	SYM
fsr-3476	265	17	30,000-$59,000	30,000-$59,000	NUM
fsr-3476	265	18	,	,	PUNCT
fsr-3476	265	19	3	3	NUM
fsr-3476	265	20	if	if	SCONJ
fsr-3476	265	21	$	$	SYM
fsr-3476	265	22	60,000-$89,000	60,000-$89,000	NUM
fsr-3476	265	23	,	,	PUNCT
fsr-3476	265	24	4	4	NUM
fsr-3476	265	25	if	if	SCONJ
fsr-3476	265	26	$	$	SYM
fsr-3476	265	27	90,000-$119,000	90,000-$119,000	NUM
fsr-3476	265	28	,	,	PUNCT
fsr-3476	265	29	and	and	CCONJ
fsr-3476	265	30	5	5	NUM
fsr-3476	265	31	if	if	SCONJ
fsr-3476	265	32	>	>	ADP
fsr-3476	265	33	$	$	SYM
fsr-3476	265	34	120,000	120,000	NUM
fsr-3476	265	35	.	.	PUNCT
fsr-3476	266	1	parents	parent	NOUN
fsr-3476	266	2	in	in	ADP
fsr-3476	266	3	finance	finance	NOUN
fsr-3476	266	4	is	be	AUX
fsr-3476	266	5	coded	code	VERB
fsr-3476	266	6	1	1	NUM
fsr-3476	266	7	if	if	SCONJ
fsr-3476	266	8	respondent	respondent	NOUN
fsr-3476	266	9	reports	report	VERB
fsr-3476	266	10	at	at	ADP
fsr-3476	266	11	least	least	ADV
fsr-3476	266	12	one	one	NUM
fsr-3476	266	13	parent	parent	NOUN
fsr-3476	266	14	who	who	PRON
fsr-3476	266	15	works	work	VERB
fsr-3476	266	16	in	in	ADP
fsr-3476	266	17	a	a	DET
fsr-3476	266	18	finance	finance	NOUN
fsr-3476	266	19	-	-	PUNCT
fsr-3476	266	20	related	relate	VERB
fsr-3476	266	21	field	field	NOUN
fsr-3476	266	22	.	.	PUNCT
fsr-3476	267	1	importance	importance	NOUN
fsr-3476	267	2	of	of	ADP
fsr-3476	267	3	finance	finance	NOUN
fsr-3476	267	4	is	be	AUX
fsr-3476	267	5	coded	code	VERB
fsr-3476	267	6	0	0	PUNCT
fsr-3476	268	1	if	if	SCONJ
fsr-3476	268	2	respondent	respondent	NOUN
fsr-3476	268	3	selected	select	VERB
fsr-3476	268	4	“	"	PUNCT
fsr-3476	268	5	important	important	ADJ
fsr-3476	268	6	”	"	PUNCT
fsr-3476	268	7	and	and	CCONJ
fsr-3476	268	8	1	1	NUM
fsr-3476	268	9	if	if	SCONJ
fsr-3476	268	10	“	"	PUNCT
fsr-3476	268	11	very	very	ADV
fsr-3476	268	12	important	important	ADJ
fsr-3476	268	13	.	.	PUNCT
fsr-3476	268	14	”	"	PUNCT
fsr-3476	269	1	no	no	DET
fsr-3476	269	2	other	other	ADJ
fsr-3476	269	3	choices	choice	NOUN
fsr-3476	269	4	were	be	AUX
fsr-3476	269	5	selected	select	VERB
fsr-3476	269	6	.	.	PUNCT
fsr-3476	270	1	confident	confident	ADJ
fsr-3476	270	2	answers	answer	NOUN
fsr-3476	270	3	is	be	AUX
fsr-3476	270	4	the	the	DET
fsr-3476	270	5	respondent	respondent	NOUN
fsr-3476	270	6	’s	’s	NOUN
fsr-3476	270	7	ranking	ranking	NOUN
fsr-3476	270	8	of	of	ADP
fsr-3476	270	9	how	how	SCONJ
fsr-3476	270	10	confident	confident	ADJ
fsr-3476	270	11	he	he	PRON
fsr-3476	270	12	or	or	CCONJ
fsr-3476	270	13	she	she	PRON
fsr-3476	270	14	felt	feel	VERB
fsr-3476	270	15	when	when	SCONJ
fsr-3476	270	16	answering	answer	VERB
fsr-3476	270	17	the	the	DET
fsr-3476	270	18	financial	financial	ADJ
fsr-3476	270	19	knowledge	knowledge	NOUN
fsr-3476	270	20	questions	question	NOUN
fsr-3476	270	21	from	from	ADP
fsr-3476	270	22	1	1	NUM
fsr-3476	270	23	to	to	PART
fsr-3476	270	24	indicate	indicate	VERB
fsr-3476	270	25	“	"	PUNCT
fsr-3476	270	26	not	not	PART
fsr-3476	270	27	at	at	ADV
fsr-3476	270	28	all	all	ADV
fsr-3476	270	29	confident	confident	ADJ
fsr-3476	270	30	”	"	PUNCT
fsr-3476	270	31	to	to	ADP
fsr-3476	270	32	5	5	NUM
fsr-3476	270	33	to	to	PART
fsr-3476	270	34	indicate	indicate	VERB
fsr-3476	270	35	“	"	PUNCT
fsr-3476	270	36	very	very	ADV
fsr-3476	270	37	confident	confident	ADJ
fsr-3476	270	38	.	.	PUNCT
fsr-3476	270	39	”	"	PUNCT
fsr-3476	271	1	confident	confident	ADJ
fsr-3476	271	2	decisions	decision	NOUN
fsr-3476	271	3	is	be	AUX
fsr-3476	271	4	the	the	DET
fsr-3476	271	5	respondent	respondent	NOUN
fsr-3476	271	6	’s	’s	NOUN
fsr-3476	271	7	ranking	ranking	NOUN
fsr-3476	271	8	of	of	ADP
fsr-3476	271	9	how	how	SCONJ
fsr-3476	271	10	confident	confident	ADJ
fsr-3476	271	11	he	he	PRON
fsr-3476	271	12	or	or	CCONJ
fsr-3476	271	13	she	she	PRON
fsr-3476	271	14	feels	feel	VERB
fsr-3476	271	15	about	about	ADP
fsr-3476	271	16	having	have	VERB
fsr-3476	271	17	to	to	PART
fsr-3476	271	18	make	make	VERB
fsr-3476	271	19	financial	financial	ADJ
fsr-3476	271	20	decisions	decision	NOUN
fsr-3476	271	21	in	in	ADP
fsr-3476	271	22	the	the	DET
fsr-3476	271	23	future	future	NOUN
fsr-3476	271	24	on	on	ADP
fsr-3476	271	25	the	the	DET
fsr-3476	271	26	same	same	ADJ
fsr-3476	271	27	1	1	NUM
fsr-3476	271	28	to	to	PART
fsr-3476	271	29	5	5	NUM
fsr-3476	271	30	scale	scale	NOUN
fsr-3476	271	31	.	.	PUNCT
fsr-3476	272	1	decisions	decision	NOUN
fsr-3476	272	2	with	with	ADP
fsr-3476	272	3	spouse	spouse	NOUN
fsr-3476	272	4	is	be	AUX
fsr-3476	272	5	coded	code	VERB
fsr-3476	272	6	1	1	NUM
fsr-3476	272	7	if	if	SCONJ
fsr-3476	272	8	respondent	respondent	NOUN
fsr-3476	272	9	expected	expect	VERB
fsr-3476	272	10	to	to	PART
fsr-3476	272	11	make	make	VERB
fsr-3476	272	12	future	future	ADJ
fsr-3476	272	13	financial	financial	ADJ
fsr-3476	272	14	decisions	decision	NOUN
fsr-3476	272	15	with	with	ADP
fsr-3476	272	16	a	a	DET
fsr-3476	272	17	spouse	spouse	NOUN
fsr-3476	272	18	,	,	PUNCT
fsr-3476	272	19	0	0	PUNCT
fsr-3476	273	1	if	if	SCONJ
fsr-3476	273	2	respondent	respondent	NOUN
fsr-3476	273	3	expected	expect	VERB
fsr-3476	273	4	to	to	PART
fsr-3476	273	5	make	make	VERB
fsr-3476	273	6	future	future	ADJ
fsr-3476	273	7	financial	financial	ADJ
fsr-3476	273	8	decisions	decision	NOUN
fsr-3476	273	9	alone	alone	ADV
fsr-3476	273	10	.	.	PUNCT
fsr-3476	274	1	ols	ol	NOUN
fsr-3476	274	2	coefficient	coefficient	NOUN
fsr-3476	274	3	estimates	estimate	NOUN
fsr-3476	274	4	for	for	ADP
fsr-3476	274	5	binary	binary	ADJ
fsr-3476	274	6	variables	variable	NOUN
fsr-3476	274	7	estimate	estimate	VERB
fsr-3476	274	8	the	the	DET
fsr-3476	274	9	impact	impact	NOUN
fsr-3476	274	10	on	on	ADP
fsr-3476	274	11	the	the	DET
fsr-3476	274	12	dependent	dependent	ADJ
fsr-3476	274	13	variable	variable	NOUN
fsr-3476	274	14	,	,	PUNCT
fsr-3476	274	15	motivation	motivation	NOUN
fsr-3476	274	16	,	,	PUNCT
fsr-3476	274	17	when	when	SCONJ
fsr-3476	274	18	the	the	DET
fsr-3476	274	19	response	response	NOUN
fsr-3476	274	20	is	be	AUX
fsr-3476	274	21	coded	code	VERB
fsr-3476	274	22	1	1	NUM
fsr-3476	274	23	.	.	PUNCT
fsr-3476	275	1	ordinal	ordinal	ADJ
fsr-3476	275	2	regression	regression	NOUN
fsr-3476	275	3	coefficient	coefficient	NOUN
fsr-3476	275	4	estimates	estimate	NOUN
fsr-3476	275	5	for	for	ADP
fsr-3476	275	6	binary	binary	ADJ
fsr-3476	275	7	variables	variable	NOUN
fsr-3476	275	8	estimate	estimate	VERB
fsr-3476	275	9	the	the	DET
fsr-3476	275	10	impact	impact	NOUN
fsr-3476	275	11	on	on	ADP
fsr-3476	275	12	the	the	DET
fsr-3476	275	13	dependent	dependent	ADJ
fsr-3476	275	14	variable	variable	NOUN
fsr-3476	275	15	,	,	PUNCT
fsr-3476	275	16	motivation	motivation	NOUN
fsr-3476	275	17	,	,	PUNCT
fsr-3476	275	18	when	when	SCONJ
fsr-3476	275	19	the	the	DET
fsr-3476	275	20	response	response	NOUN
fsr-3476	275	21	is	be	AUX
fsr-3476	275	22	coded	code	VERB
fsr-3476	275	23	0	0	NUM
fsr-3476	275	24	.	.	NOUN
fsr-3476	275	25	100	100	NUM
fsr-3476	275	26	j.	j.	PROPN
fsr-3476	275	27	j.	j.	PROPN
fsr-3476	275	28	beierlein	beierlein	PROPN
fsr-3476	275	29	et	et	PROPN
fsr-3476	275	30	al	al	PROPN
fsr-3476	275	31	.	.	PUNCT
fsr-3476	275	32	/	/	SYM
fsr-3476	275	33	financial	financial	ADJ
fsr-3476	275	34	services	service	NOUN
fsr-3476	275	35	review	review	VERB
fsr-3476	275	36	30	30	NUM
fsr-3476	275	37	(	(	PUNCT
fsr-3476	275	38	2022	2022	NUM
fsr-3476	275	39	)	)	PUNCT
fsr-3476	275	40	89–105	89–105	PROPN
fsr-3476	275	41	respondents	respondent	NOUN
fsr-3476	275	42	’	'	PUNCT
fsr-3476	275	43	motivation	motivation	NOUN
fsr-3476	275	44	to	to	PART
fsr-3476	275	45	learn	learn	VERB
fsr-3476	275	46	finance	finance	NOUN
fsr-3476	275	47	is	be	AUX
fsr-3476	275	48	how	how	SCONJ
fsr-3476	275	49	highly	highly	ADV
fsr-3476	275	50	they	they	PRON
fsr-3476	275	51	rate	rate	VERB
fsr-3476	275	52	the	the	DET
fsr-3476	275	53	importance	importance	NOUN
fsr-3476	275	54	of	of	ADP
fsr-3476	275	55	finance	finance	NOUN
fsr-3476	275	56	.	.	PUNCT
fsr-3476	276	1	together	together	ADV
fsr-3476	276	2	,	,	PUNCT
fsr-3476	276	3	the	the	DET
fsr-3476	276	4	results	result	NOUN
fsr-3476	276	5	shown	show	VERB
fsr-3476	276	6	in	in	ADP
fsr-3476	276	7	tables	table	NOUN
fsr-3476	276	8	3	3	NUM
fsr-3476	276	9	and	and	CCONJ
fsr-3476	276	10	5	5	NUM
fsr-3476	276	11	are	be	AUX
fsr-3476	276	12	partially	partially	ADV
fsr-3476	276	13	consistent	consistent	ADJ
fsr-3476	276	14	with	with	ADP
fsr-3476	276	15	hypothesis	hypothesis	NOUN
fsr-3476	276	16	three	three	NUM
fsr-3476	276	17	.	.	PUNCT
fsr-3476	277	1	the	the	DET
fsr-3476	277	2	t	t	NOUN
fsr-3476	277	3	-	-	PUNCT
fsr-3476	277	4	tests	test	NOUN
fsr-3476	277	5	indicated	indicate	VERB
fsr-3476	277	6	that	that	SCONJ
fsr-3476	277	7	the	the	DET
fsr-3476	277	8	only	only	ADJ
fsr-3476	277	9	significant	significant	ADJ
fsr-3476	277	10	difference	difference	NOUN
fsr-3476	277	11	between	between	ADP
fsr-3476	277	12	men	man	NOUN
fsr-3476	277	13	and	and	CCONJ
fsr-3476	277	14	women	woman	NOUN
fsr-3476	277	15	among	among	ADP
fsr-3476	277	16	the	the	DET
fsr-3476	277	17	hypothesized	hypothesized	ADJ
fsr-3476	277	18	determinants	determinant	NOUN
fsr-3476	277	19	of	of	ADP
fsr-3476	277	20	motivation	motivation	NOUN
fsr-3476	277	21	is	be	AUX
fsr-3476	277	22	in	in	ADP
fsr-3476	277	23	confidence	confidence	NOUN
fsr-3476	277	24	.	.	PUNCT
fsr-3476	278	1	women	woman	NOUN
fsr-3476	278	2	were	be	AUX
fsr-3476	278	3	less	less	ADV
fsr-3476	278	4	confident	confident	ADJ
fsr-3476	278	5	in	in	ADP
fsr-3476	278	6	their	their	PRON
fsr-3476	278	7	test	test	NOUN
fsr-3476	278	8	answers	answer	NOUN
fsr-3476	278	9	and	and	CCONJ
fsr-3476	278	10	in	in	ADP
fsr-3476	278	11	their	their	PRON
fsr-3476	278	12	abilities	ability	NOUN
fsr-3476	278	13	to	to	PART
fsr-3476	278	14	make	make	VERB
fsr-3476	278	15	future	future	ADJ
fsr-3476	278	16	financial	financial	ADJ
fsr-3476	278	17	decisions	decision	NOUN
fsr-3476	278	18	than	than	SCONJ
fsr-3476	278	19	men	man	NOUN
fsr-3476	278	20	were	be	AUX
fsr-3476	278	21	.	.	PUNCT
fsr-3476	279	1	but	but	CCONJ
fsr-3476	279	2	women	woman	NOUN
fsr-3476	279	3	did	do	AUX
fsr-3476	279	4	not	not	PART
fsr-3476	279	5	rate	rate	VERB
fsr-3476	279	6	personal	personal	ADJ
fsr-3476	279	7	finance	finance	NOUN
fsr-3476	279	8	as	as	ADP
fsr-3476	279	9	less	less	ADV
fsr-3476	279	10	important	important	ADJ
fsr-3476	279	11	.	.	PUNCT
fsr-3476	280	1	women	woman	NOUN
fsr-3476	280	2	were	be	AUX
fsr-3476	280	3	not	not	PART
fsr-3476	280	4	more	more	ADV
fsr-3476	280	5	likely	likely	ADJ
fsr-3476	280	6	than	than	SCONJ
fsr-3476	280	7	men	man	NOUN
fsr-3476	280	8	to	to	PART
fsr-3476	280	9	say	say	VERB
fsr-3476	280	10	they	they	PRON
fsr-3476	280	11	would	would	AUX
fsr-3476	280	12	make	make	VERB
fsr-3476	280	13	decisions	decision	NOUN
fsr-3476	280	14	with	with	ADP
fsr-3476	280	15	their	their	PRON
fsr-3476	280	16	spouse	spouse	NOUN
fsr-3476	280	17	;	;	PUNCT
fsr-3476	280	18	however	however	ADV
fsr-3476	280	19	,	,	PUNCT
fsr-3476	280	20	only	only	ADV
fsr-3476	280	21	among	among	ADP
fsr-3476	280	22	the	the	DET
fsr-3476	280	23	women	woman	NOUN
fsr-3476	280	24	did	do	VERB
fsr-3476	280	25	the	the	DET
fsr-3476	280	26	expectation	expectation	NOUN
fsr-3476	280	27	that	that	SCONJ
fsr-3476	280	28	they	they	PRON
fsr-3476	280	29	would	would	AUX
fsr-3476	280	30	make	make	VERB
fsr-3476	280	31	decisions	decision	NOUN
fsr-3476	280	32	with	with	ADP
fsr-3476	280	33	their	their	PRON
fsr-3476	280	34	spouse	spouse	NOUN
fsr-3476	280	35	decrease	decrease	VERB
fsr-3476	280	36	their	their	PRON
fsr-3476	280	37	motivation	motivation	NOUN
fsr-3476	280	38	to	to	PART
fsr-3476	280	39	learn	learn	VERB
fsr-3476	280	40	personal	personal	ADJ
fsr-3476	280	41	finance	finance	NOUN
fsr-3476	280	42	.	.	PUNCT
fsr-3476	281	1	thus	thus	ADV
fsr-3476	281	2	,	,	PUNCT
fsr-3476	281	3	our	our	PRON
fsr-3476	281	4	results	result	NOUN
fsr-3476	281	5	suggest	suggest	VERB
fsr-3476	281	6	that	that	SCONJ
fsr-3476	281	7	women	woman	NOUN
fsr-3476	281	8	tend	tend	VERB
fsr-3476	281	9	to	to	PART
fsr-3476	281	10	be	be	AUX
fsr-3476	281	11	less	less	ADV
fsr-3476	281	12	motivated	motivated	ADJ
fsr-3476	281	13	to	to	PART
fsr-3476	281	14	learn	learn	VERB
fsr-3476	281	15	personal	personal	ADJ
fsr-3476	281	16	finance	finance	NOUN
fsr-3476	281	17	because	because	SCONJ
fsr-3476	281	18	they	they	PRON
fsr-3476	281	19	tend	tend	VERB
fsr-3476	281	20	to	to	PART
fsr-3476	281	21	be	be	AUX
fsr-3476	281	22	less	less	ADV
fsr-3476	281	23	confident	confident	ADJ
fsr-3476	281	24	.	.	PUNCT
fsr-3476	282	1	their	their	PRON
fsr-3476	282	2	motivation	motivation	NOUN
fsr-3476	282	3	also	also	ADV
fsr-3476	282	4	decreases	decrease	VERB
fsr-3476	282	5	when	when	SCONJ
fsr-3476	282	6	they	they	PRON
fsr-3476	282	7	expect	expect	VERB
fsr-3476	282	8	to	to	PART
fsr-3476	282	9	rely	rely	VERB
fsr-3476	282	10	on	on	ADP
fsr-3476	282	11	a	a	DET
fsr-3476	282	12	spouse	spouse	NOUN
fsr-3476	282	13	or	or	CCONJ
fsr-3476	282	14	a	a	DET
fsr-3476	282	15	parent	parent	NOUN
fsr-3476	282	16	to	to	PART
fsr-3476	282	17	help	help	VERB
fsr-3476	282	18	them	they	PRON
fsr-3476	282	19	make	make	VERB
fsr-3476	282	20	their	their	PRON
fsr-3476	282	21	decisions	decision	NOUN
fsr-3476	282	22	.	.	PUNCT
fsr-3476	283	1	5	5	X
fsr-3476	283	2	.	.	X
fsr-3476	283	3	conclusion	conclusion	NOUN
fsr-3476	283	4	study	study	NOUN
fsr-3476	283	5	after	after	ADP
fsr-3476	283	6	study	study	NOUN
fsr-3476	283	7	indicates	indicate	VERB
fsr-3476	283	8	that	that	SCONJ
fsr-3476	283	9	women	woman	NOUN
fsr-3476	283	10	,	,	PUNCT
fsr-3476	283	11	with	with	ADP
fsr-3476	283	12	and	and	CCONJ
fsr-3476	283	13	without	without	ADP
fsr-3476	283	14	college	college	NOUN
fsr-3476	283	15	educations	education	NOUN
fsr-3476	283	16	,	,	PUNCT
fsr-3476	283	17	from	from	ADP
fsr-3476	283	18	high	high	ADJ
fsr-3476	283	19	schoolers	schooler	NOUN
fsr-3476	283	20	to	to	ADP
fsr-3476	283	21	retirees	retiree	NOUN
fsr-3476	283	22	,	,	PUNCT
fsr-3476	283	23	are	be	AUX
fsr-3476	283	24	less	less	ADV
fsr-3476	283	25	financially	financially	ADV
fsr-3476	283	26	literate	literate	ADJ
fsr-3476	283	27	,	,	PUNCT
fsr-3476	283	28	less	less	ADV
fsr-3476	283	29	interested	interested	ADJ
fsr-3476	283	30	in	in	ADP
fsr-3476	283	31	personal	personal	ADJ
fsr-3476	283	32	finance	finance	NOUN
fsr-3476	283	33	,	,	PUNCT
fsr-3476	283	34	and	and	CCONJ
fsr-3476	283	35	less	less	ADV
fsr-3476	283	36	confident	confident	ADJ
fsr-3476	283	37	in	in	ADP
fsr-3476	283	38	their	their	PRON
fsr-3476	283	39	financial	financial	ADJ
fsr-3476	283	40	knowledge	knowledge	NOUN
fsr-3476	283	41	and	and	CCONJ
fsr-3476	283	42	decision	decision	NOUN
fsr-3476	283	43	-	-	PUNCT
fsr-3476	283	44	making	make	VERB
fsr-3476	283	45	abilities	ability	NOUN
fsr-3476	283	46	than	than	SCONJ
fsr-3476	283	47	are	be	AUX
fsr-3476	283	48	men	man	NOUN
fsr-3476	283	49	of	of	ADP
fsr-3476	283	50	similar	similar	ADJ
fsr-3476	283	51	education	education	NOUN
fsr-3476	283	52	and	and	CCONJ
fsr-3476	283	53	age	age	NOUN
fsr-3476	283	54	.	.	PUNCT
fsr-3476	284	1	other	other	ADJ
fsr-3476	284	2	studies	study	NOUN
fsr-3476	284	3	show	show	VERB
fsr-3476	284	4	that	that	SCONJ
fsr-3476	284	5	these	these	DET
fsr-3476	284	6	relative	relative	ADJ
fsr-3476	284	7	weaknesses	weakness	NOUN
fsr-3476	284	8	in	in	ADP
fsr-3476	284	9	knowledge	knowledge	NOUN
fsr-3476	284	10	and	and	CCONJ
fsr-3476	284	11	interest	interest	NOUN
fsr-3476	284	12	have	have	VERB
fsr-3476	284	13	negative	negative	ADJ
fsr-3476	284	14	impacts	impact	NOUN
fsr-3476	284	15	on	on	ADP
fsr-3476	284	16	women	woman	NOUN
fsr-3476	284	17	’s	’s	PART
fsr-3476	284	18	financial	financial	ADJ
fsr-3476	284	19	well	well	NOUN
fsr-3476	284	20	-	-	PUNCT
fsr-3476	284	21	being	being	NOUN
fsr-3476	284	22	,	,	PUNCT
fsr-3476	284	23	particularly	particularly	ADV
fsr-3476	284	24	with	with	ADP
fsr-3476	284	25	respect	respect	NOUN
fsr-3476	284	26	to	to	ADP
fsr-3476	284	27	how	how	SCONJ
fsr-3476	284	28	much	much	ADJ
fsr-3476	284	29	retirement	retirement	NOUN
fsr-3476	284	30	savings	saving	NOUN
fsr-3476	284	31	they	they	PRON
fsr-3476	284	32	accumulate	accumulate	VERB
fsr-3476	284	33	and	and	CCONJ
fsr-3476	284	34	how	how	SCONJ
fsr-3476	284	35	much	much	ADV
fsr-3476	284	36	they	they	PRON
fsr-3476	284	37	pay	pay	VERB
fsr-3476	284	38	for	for	ADP
fsr-3476	284	39	loans	loan	NOUN
fsr-3476	284	40	.	.	PUNCT
fsr-3476	285	1	our	our	PRON
fsr-3476	285	2	results	result	NOUN
fsr-3476	285	3	are	be	AUX
fsr-3476	285	4	consistent	consistent	ADJ
fsr-3476	285	5	with	with	ADP
fsr-3476	285	6	our	our	PRON
fsr-3476	285	7	hypotheses	hypothesis	NOUN
fsr-3476	285	8	derived	derive	VERB
fsr-3476	285	9	from	from	ADP
fsr-3476	285	10	expectancy	expectancy	NOUN
fsr-3476	285	11	theory	theory	NOUN
fsr-3476	285	12	of	of	ADP
fsr-3476	285	13	motivation	motivation	NOUN
fsr-3476	285	14	and	and	CCONJ
fsr-3476	285	15	related	related	ADJ
fsr-3476	285	16	literature	literature	NOUN
fsr-3476	285	17	.	.	PUNCT
fsr-3476	286	1	the	the	DET
fsr-3476	286	2	women	woman	NOUN
fsr-3476	286	3	in	in	ADP
fsr-3476	286	4	our	our	PRON
fsr-3476	286	5	sample	sample	NOUN
fsr-3476	286	6	of	of	ADP
fsr-3476	286	7	undergraduate	undergraduate	ADJ
fsr-3476	286	8	students	student	NOUN
fsr-3476	286	9	appear	appear	VERB
fsr-3476	286	10	to	to	PART
fsr-3476	286	11	be	be	AUX
fsr-3476	286	12	less	less	ADV
fsr-3476	286	13	knowledgeable	knowledgeable	ADJ
fsr-3476	286	14	,	,	PUNCT
fsr-3476	286	15	less	less	ADV
fsr-3476	286	16	interested	interested	ADJ
fsr-3476	286	17	,	,	PUNCT
fsr-3476	286	18	less	less	ADV
fsr-3476	286	19	confident	confident	ADJ
fsr-3476	286	20	,	,	PUNCT
fsr-3476	286	21	and	and	CCONJ
fsr-3476	286	22	more	more	ADJ
fsr-3476	286	23	risk	risk	NOUN
fsr-3476	286	24	averse	averse	ADJ
fsr-3476	286	25	,	,	PUNCT
fsr-3476	286	26	on	on	ADP
fsr-3476	286	27	average	average	ADJ
fsr-3476	286	28	,	,	PUNCT
fsr-3476	286	29	than	than	ADP
fsr-3476	286	30	the	the	DET
fsr-3476	286	31	men	man	NOUN
fsr-3476	286	32	.	.	PUNCT
fsr-3476	287	1	motivation	motivation	NOUN
fsr-3476	287	2	to	to	PART
fsr-3476	287	3	learn	learn	VERB
fsr-3476	287	4	personal	personal	ADJ
fsr-3476	287	5	finance	finance	NOUN
fsr-3476	287	6	increases	increase	NOUN
fsr-3476	287	7	with	with	ADP
fsr-3476	287	8	confidence	confidence	NOUN
fsr-3476	287	9	and	and	CCONJ
fsr-3476	287	10	how	how	SCONJ
fsr-3476	287	11	highly	highly	ADV
fsr-3476	287	12	one	one	NUM
fsr-3476	287	13	rates	rate	VERB
fsr-3476	287	14	the	the	DET
fsr-3476	287	15	importance	importance	NOUN
fsr-3476	287	16	of	of	ADP
fsr-3476	287	17	finance	finance	NOUN
fsr-3476	287	18	.	.	PUNCT
fsr-3476	288	1	the	the	DET
fsr-3476	288	2	majority	majority	NOUN
fsr-3476	288	3	of	of	ADP
fsr-3476	288	4	both	both	DET
fsr-3476	288	5	men	man	NOUN
fsr-3476	288	6	and	and	CCONJ
fsr-3476	288	7	women	woman	NOUN
fsr-3476	288	8	in	in	ADP
fsr-3476	288	9	our	our	PRON
fsr-3476	288	10	sample	sample	NOUN
fsr-3476	288	11	rated	rate	VERB
fsr-3476	288	12	personal	personal	ADJ
fsr-3476	288	13	finance	finance	NOUN
fsr-3476	288	14	as	as	ADP
fsr-3476	288	15	very	very	ADV
fsr-3476	288	16	important	important	ADJ
fsr-3476	288	17	and	and	CCONJ
fsr-3476	288	18	said	say	VERB
fsr-3476	288	19	that	that	SCONJ
fsr-3476	288	20	they	they	PRON
fsr-3476	288	21	expect	expect	VERB
fsr-3476	288	22	to	to	PART
fsr-3476	288	23	make	make	VERB
fsr-3476	288	24	future	future	ADJ
fsr-3476	288	25	financial	financial	ADJ
fsr-3476	288	26	decisions	decision	NOUN
fsr-3476	288	27	with	with	ADP
fsr-3476	288	28	their	their	PRON
fsr-3476	288	29	spouse	spouse	NOUN
fsr-3476	288	30	.	.	PUNCT
fsr-3476	289	1	none	none	NOUN
fsr-3476	289	2	of	of	ADP
fsr-3476	289	3	the	the	DET
fsr-3476	289	4	respondents	respondent	NOUN
fsr-3476	289	5	indicated	indicate	VERB
fsr-3476	289	6	that	that	SCONJ
fsr-3476	289	7	they	they	PRON
fsr-3476	289	8	expected	expect	VERB
fsr-3476	289	9	their	their	PRON
fsr-3476	289	10	parents	parent	NOUN
fsr-3476	289	11	or	or	CCONJ
fsr-3476	289	12	spouse	spouse	NOUN
fsr-3476	289	13	to	to	PART
fsr-3476	289	14	make	make	VERB
fsr-3476	289	15	decisions	decision	NOUN
fsr-3476	289	16	for	for	ADP
fsr-3476	289	17	them	they	PRON
fsr-3476	289	18	.	.	PUNCT
fsr-3476	290	1	nevertheless	nevertheless	ADV
fsr-3476	290	2	,	,	PUNCT
fsr-3476	290	3	the	the	DET
fsr-3476	290	4	women	woman	NOUN
fsr-3476	290	5	appear	appear	VERB
fsr-3476	290	6	to	to	PART
fsr-3476	290	7	be	be	AUX
fsr-3476	290	8	less	less	ADV
fsr-3476	290	9	motivated	motivated	ADJ
fsr-3476	290	10	to	to	PART
fsr-3476	290	11	learn	learn	VERB
fsr-3476	290	12	about	about	ADP
fsr-3476	290	13	personal	personal	ADJ
fsr-3476	290	14	finance	finance	NOUN
fsr-3476	290	15	when	when	SCONJ
fsr-3476	290	16	they	they	PRON
fsr-3476	290	17	have	have	VERB
fsr-3476	290	18	at	at	ADV
fsr-3476	290	19	least	least	ADV
fsr-3476	290	20	one	one	NUM
fsr-3476	290	21	parent	parent	NOUN
fsr-3476	290	22	who	who	PRON
fsr-3476	290	23	works	work	VERB
fsr-3476	290	24	in	in	ADP
fsr-3476	290	25	a	a	DET
fsr-3476	290	26	financerelated	financerelated	ADJ
fsr-3476	290	27	field	field	NOUN
fsr-3476	290	28	or	or	CCONJ
fsr-3476	290	29	when	when	SCONJ
fsr-3476	290	30	they	they	PRON
fsr-3476	290	31	expect	expect	VERB
fsr-3476	290	32	to	to	PART
fsr-3476	290	33	make	make	VERB
fsr-3476	290	34	financial	financial	ADJ
fsr-3476	290	35	decisions	decision	NOUN
fsr-3476	290	36	with	with	ADP
fsr-3476	290	37	a	a	DET
fsr-3476	290	38	spouse	spouse	NOUN
fsr-3476	290	39	.	.	PUNCT
fsr-3476	291	1	this	this	PRON
fsr-3476	291	2	suggests	suggest	VERB
fsr-3476	291	3	that	that	SCONJ
fsr-3476	291	4	today	today	NOUN
fsr-3476	291	5	’s	’s	PART
fsr-3476	291	6	young	young	ADJ
fsr-3476	291	7	women	woman	NOUN
fsr-3476	291	8	still	still	ADV
fsr-3476	291	9	expect	expect	VERB
fsr-3476	291	10	to	to	PART
fsr-3476	291	11	rely	rely	VERB
fsr-3476	291	12	on	on	ADP
fsr-3476	291	13	parents	parent	NOUN
fsr-3476	291	14	or	or	CCONJ
fsr-3476	291	15	spouses	spouse	NOUN
fsr-3476	291	16	when	when	SCONJ
fsr-3476	291	17	managing	manage	VERB
fsr-3476	291	18	household	household	NOUN
fsr-3476	291	19	finances	finance	NOUN
fsr-3476	291	20	.	.	PUNCT
fsr-3476	292	1	we	we	PRON
fsr-3476	292	2	know	know	VERB
fsr-3476	292	3	of	of	ADP
fsr-3476	292	4	no	no	DET
fsr-3476	292	5	other	other	ADJ
fsr-3476	292	6	recent	recent	ADJ
fsr-3476	292	7	evidence	evidence	NOUN
fsr-3476	292	8	that	that	SCONJ
fsr-3476	292	9	this	this	DET
fsr-3476	292	10	rather	rather	ADV
fsr-3476	292	11	old	old	ADJ
fsr-3476	292	12	-	-	PUNCT
fsr-3476	292	13	fashioned	fashioned	ADJ
fsr-3476	292	14	notion	notion	NOUN
fsr-3476	292	15	persists	persist	VERB
fsr-3476	292	16	.	.	PUNCT
fsr-3476	293	1	the	the	DET
fsr-3476	293	2	principal	principal	ADJ
fsr-3476	293	3	limitation	limitation	NOUN
fsr-3476	293	4	to	to	ADP
fsr-3476	293	5	our	our	PRON
fsr-3476	293	6	study	study	NOUN
fsr-3476	293	7	is	be	AUX
fsr-3476	293	8	our	our	PRON
fsr-3476	293	9	low	low	ADJ
fsr-3476	293	10	response	response	NOUN
fsr-3476	293	11	rate	rate	NOUN
fsr-3476	293	12	and	and	CCONJ
fsr-3476	293	13	subsequently	subsequently	ADV
fsr-3476	293	14	small	small	ADJ
fsr-3476	293	15	sample	sample	NOUN
fsr-3476	293	16	size	size	NOUN
fsr-3476	293	17	,	,	PUNCT
fsr-3476	293	18	particularly	particularly	ADV
fsr-3476	293	19	with	with	ADP
fsr-3476	293	20	respect	respect	NOUN
fsr-3476	293	21	to	to	ADP
fsr-3476	293	22	the	the	DET
fsr-3476	293	23	number	number	NOUN
fsr-3476	293	24	of	of	ADP
fsr-3476	293	25	male	male	ADJ
fsr-3476	293	26	participants	participant	NOUN
fsr-3476	293	27	.	.	PUNCT
fsr-3476	294	1	women	woman	NOUN
fsr-3476	294	2	and	and	CCONJ
fsr-3476	294	3	whites	white	NOUN
fsr-3476	294	4	are	be	AUX
fsr-3476	294	5	over	over	ADV
fsr-3476	294	6	-	-	PUNCT
fsr-3476	294	7	represented	represent	VERB
fsr-3476	294	8	compared	compare	VERB
fsr-3476	294	9	with	with	ADP
fsr-3476	294	10	the	the	DET
fsr-3476	294	11	general	general	ADJ
fsr-3476	294	12	population	population	NOUN
fsr-3476	294	13	,	,	PUNCT
fsr-3476	294	14	and	and	CCONJ
fsr-3476	294	15	our	our	PRON
fsr-3476	294	16	survey	survey	NOUN
fsr-3476	294	17	participants	participant	NOUN
fsr-3476	294	18	are	be	AUX
fsr-3476	294	19	all	all	PRON
fsr-3476	294	20	college	college	NOUN
fsr-3476	294	21	students	student	NOUN
fsr-3476	294	22	aged	age	VERB
fsr-3476	294	23	18	18	NUM
fsr-3476	294	24	-	-	SYM
fsr-3476	294	25	23	23	NUM
fsr-3476	294	26	.	.	PUNCT
fsr-3476	295	1	another	another	DET
fsr-3476	295	2	important	important	ADJ
fsr-3476	295	3	limitation	limitation	NOUN
fsr-3476	295	4	is	be	AUX
fsr-3476	295	5	the	the	DET
fsr-3476	295	6	potential	potential	NOUN
fsr-3476	295	7	for	for	ADP
fsr-3476	295	8	measurement	measurement	NOUN
fsr-3476	295	9	error	error	NOUN
fsr-3476	295	10	that	that	PRON
fsr-3476	295	11	comes	come	VERB
fsr-3476	295	12	with	with	ADP
fsr-3476	295	13	self	self	NOUN
fsr-3476	295	14	-	-	PUNCT
fsr-3476	295	15	reported	report	VERB
fsr-3476	295	16	data	datum	NOUN
fsr-3476	295	17	.	.	PUNCT
fsr-3476	296	1	we	we	PRON
fsr-3476	296	2	rely	rely	VERB
fsr-3476	296	3	on	on	ADP
fsr-3476	296	4	our	our	PRON
fsr-3476	296	5	respondents	respondent	NOUN
fsr-3476	296	6	to	to	PART
fsr-3476	296	7	rate	rate	VERB
fsr-3476	296	8	how	how	SCONJ
fsr-3476	296	9	confident	confident	ADJ
fsr-3476	296	10	and	and	CCONJ
fsr-3476	296	11	motivated	motivated	ADJ
fsr-3476	296	12	they	they	PRON
fsr-3476	296	13	are	be	AUX
fsr-3476	296	14	and	and	CCONJ
fsr-3476	296	15	how	how	SCONJ
fsr-3476	296	16	important	important	ADJ
fsr-3476	296	17	personal	personal	ADJ
fsr-3476	296	18	finance	finance	NOUN
fsr-3476	296	19	is	be	AUX
fsr-3476	296	20	.	.	PUNCT
fsr-3476	297	1	one	one	NUM
fsr-3476	297	2	respondent	respondent	NOUN
fsr-3476	297	3	’s	’s	PART
fsr-3476	297	4	definition	definition	NOUN
fsr-3476	297	5	of	of	ADP
fsr-3476	297	6	confidence	confidence	NOUN
fsr-3476	297	7	,	,	PUNCT
fsr-3476	297	8	motivation	motivation	NOUN
fsr-3476	297	9	,	,	PUNCT
fsr-3476	297	10	or	or	CCONJ
fsr-3476	297	11	importance	importance	NOUN
fsr-3476	297	12	may	may	AUX
fsr-3476	297	13	vary	vary	VERB
fsr-3476	297	14	from	from	ADP
fsr-3476	297	15	others	other	NOUN
fsr-3476	297	16	.	.	PUNCT
fsr-3476	298	1	similarly	similarly	ADV
fsr-3476	298	2	,	,	PUNCT
fsr-3476	298	3	how	how	SCONJ
fsr-3476	298	4	one	one	NOUN
fsr-3476	298	5	determines	determine	VERB
fsr-3476	298	6	the	the	DET
fsr-3476	298	7	magnitudes	magnitude	NOUN
fsr-3476	298	8	of	of	ADP
fsr-3476	298	9	these	these	DET
fsr-3476	298	10	attributes	attribute	NOUN
fsr-3476	298	11	can	can	AUX
fsr-3476	298	12	also	also	ADV
fsr-3476	298	13	vary	vary	VERB
fsr-3476	298	14	.	.	PUNCT
fsr-3476	299	1	notably	notably	ADV
fsr-3476	299	2	,	,	PUNCT
fsr-3476	299	3	if	if	SCONJ
fsr-3476	299	4	the	the	DET
fsr-3476	299	5	women	woman	NOUN
fsr-3476	299	6	in	in	ADP
fsr-3476	299	7	j.	j.	PROPN
fsr-3476	299	8	j.	j.	PROPN
fsr-3476	299	9	beierlein	beierlein	PROPN
fsr-3476	299	10	et	et	PROPN
fsr-3476	299	11	al	al	PROPN
fsr-3476	299	12	.	.	PUNCT
fsr-3476	299	13	/	/	SYM
fsr-3476	299	14	financial	financial	ADJ
fsr-3476	299	15	services	service	NOUN
fsr-3476	299	16	review	review	VERB
fsr-3476	299	17	30	30	NUM
fsr-3476	299	18	(	(	PUNCT
fsr-3476	299	19	2022	2022	NUM
fsr-3476	299	20	)	)	PUNCT
fsr-3476	300	1	89–105	89–105	PROPN
fsr-3476	300	2	101	101	NUM
fsr-3476	300	3	our	our	PRON
fsr-3476	300	4	sample	sample	NOUN
fsr-3476	300	5	tend	tend	VERB
fsr-3476	300	6	to	to	PART
fsr-3476	300	7	define	define	VERB
fsr-3476	300	8	these	these	DET
fsr-3476	300	9	attributes	attribute	NOUN
fsr-3476	300	10	differently	differently	ADV
fsr-3476	300	11	than	than	SCONJ
fsr-3476	300	12	men	man	NOUN
fsr-3476	300	13	do	do	VERB
fsr-3476	300	14	,	,	PUNCT
fsr-3476	300	15	or	or	CCONJ
fsr-3476	300	16	if	if	SCONJ
fsr-3476	300	17	they	they	PRON
fsr-3476	300	18	are	be	AUX
fsr-3476	300	19	less	less	ADV
fsr-3476	300	20	likely	likely	ADJ
fsr-3476	300	21	to	to	PART
fsr-3476	300	22	describe	describe	VERB
fsr-3476	300	23	themselves	themselves	PRON
fsr-3476	300	24	or	or	CCONJ
fsr-3476	300	25	their	their	PRON
fsr-3476	300	26	beliefs	belief	NOUN
fsr-3476	300	27	using	use	VERB
fsr-3476	300	28	extreme	extreme	ADJ
fsr-3476	300	29	modifiers	modifier	NOUN
fsr-3476	300	30	,	,	PUNCT
fsr-3476	300	31	such	such	ADJ
fsr-3476	300	32	as	as	ADP
fsr-3476	300	33	very	very	ADV
fsr-3476	300	34	confident	confident	ADJ
fsr-3476	300	35	or	or	CCONJ
fsr-3476	300	36	very	very	ADV
fsr-3476	300	37	motivated	motivated	ADJ
fsr-3476	300	38	,	,	PUNCT
fsr-3476	300	39	this	this	DET
fsr-3476	300	40	general	general	ADJ
fsr-3476	300	41	tendency	tendency	NOUN
fsr-3476	300	42	could	could	AUX
fsr-3476	300	43	explain	explain	VERB
fsr-3476	300	44	some	some	PRON
fsr-3476	300	45	of	of	ADP
fsr-3476	300	46	our	our	PRON
fsr-3476	300	47	results	result	NOUN
fsr-3476	300	48	in	in	ADP
fsr-3476	300	49	tables	table	NOUN
fsr-3476	300	50	3	3	NUM
fsr-3476	300	51	and	and	CCONJ
fsr-3476	300	52	4	4	NUM
fsr-3476	300	53	.	.	X
fsr-3476	301	1	a	a	DET
fsr-3476	301	2	third	third	ADJ
fsr-3476	301	3	limitation	limitation	NOUN
fsr-3476	301	4	is	be	AUX
fsr-3476	301	5	that	that	SCONJ
fsr-3476	301	6	two	two	NUM
fsr-3476	301	7	key	key	ADJ
fsr-3476	301	8	questions	question	NOUN
fsr-3476	301	9	rely	rely	VERB
fsr-3476	301	10	on	on	ADP
fsr-3476	301	11	respondents	respondent	NOUN
fsr-3476	301	12	’	'	PUNCT
fsr-3476	301	13	future	future	ADJ
fsr-3476	301	14	expectations	expectation	NOUN
fsr-3476	301	15	.	.	PUNCT
fsr-3476	302	1	we	we	PRON
fsr-3476	302	2	ask	ask	VERB
fsr-3476	302	3	them	they	PRON
fsr-3476	302	4	to	to	PART
fsr-3476	302	5	rate	rate	VERB
fsr-3476	302	6	their	their	PRON
fsr-3476	302	7	“	"	PUNCT
fsr-3476	302	8	confidence	confidence	NOUN
fsr-3476	302	9	in	in	ADP
fsr-3476	302	10	their	their	PRON
fsr-3476	302	11	abilities	ability	NOUN
fsr-3476	302	12	to	to	PART
fsr-3476	302	13	make	make	VERB
fsr-3476	302	14	financial	financial	ADJ
fsr-3476	302	15	decisions	decision	NOUN
fsr-3476	302	16	in	in	ADP
fsr-3476	302	17	the	the	DET
fsr-3476	302	18	future	future	NOUN
fsr-3476	302	19	,	,	PUNCT
fsr-3476	302	20	”	"	PUNCT
fsr-3476	302	21	and	and	CCONJ
fsr-3476	302	22	“	"	PUNCT
fsr-3476	302	23	in	in	ADP
fsr-3476	302	24	the	the	DET
fsr-3476	302	25	future	future	NOUN
fsr-3476	302	26	,	,	PUNCT
fsr-3476	302	27	who	who	PRON
fsr-3476	302	28	do	do	AUX
fsr-3476	302	29	you	you	PRON
fsr-3476	302	30	expect	expect	VERB
fsr-3476	302	31	to	to	PART
fsr-3476	302	32	make	make	VERB
fsr-3476	302	33	your	your	PRON
fsr-3476	302	34	financial	financial	ADJ
fsr-3476	302	35	decisions	decision	NOUN
fsr-3476	302	36	?	?	PUNCT
fsr-3476	302	37	”	"	PUNCT
fsr-3476	302	38	finally	finally	ADV
fsr-3476	302	39	,	,	PUNCT
fsr-3476	302	40	we	we	PRON
fsr-3476	302	41	must	must	AUX
fsr-3476	302	42	acknowledge	acknowledge	VERB
fsr-3476	302	43	that	that	SCONJ
fsr-3476	302	44	our	our	PRON
fsr-3476	302	45	respondents	respondent	NOUN
fsr-3476	302	46	are	be	AUX
fsr-3476	302	47	unmarried	unmarried	ADJ
fsr-3476	302	48	,	,	PUNCT
fsr-3476	302	49	financially	financially	ADV
fsr-3476	302	50	dependent	dependent	ADJ
fsr-3476	302	51	,	,	PUNCT
fsr-3476	302	52	college	college	NOUN
fsr-3476	302	53	students	student	NOUN
fsr-3476	302	54	with	with	ADP
fsr-3476	302	55	no	no	DET
fsr-3476	302	56	children	child	NOUN
fsr-3476	302	57	.	.	PUNCT
fsr-3476	303	1	their	their	PRON
fsr-3476	303	2	motivation	motivation	NOUN
fsr-3476	303	3	to	to	PART
fsr-3476	303	4	learn	learn	VERB
fsr-3476	303	5	finance	finance	NOUN
fsr-3476	303	6	could	could	AUX
fsr-3476	303	7	vary	vary	VERB
fsr-3476	303	8	greatly	greatly	ADV
fsr-3476	303	9	from	from	ADP
fsr-3476	303	10	that	that	PRON
fsr-3476	303	11	of	of	ADP
fsr-3476	303	12	others	other	NOUN
fsr-3476	303	13	with	with	ADP
fsr-3476	303	14	children	child	NOUN
fsr-3476	303	15	,	,	PUNCT
fsr-3476	303	16	spouses	spouse	NOUN
fsr-3476	303	17	,	,	PUNCT
fsr-3476	303	18	financial	financial	ADJ
fsr-3476	303	19	independence	independence	NOUN
fsr-3476	303	20	,	,	PUNCT
fsr-3476	303	21	and	and	CCONJ
fsr-3476	303	22	varying	vary	VERB
fsr-3476	303	23	levels	level	NOUN
fsr-3476	303	24	of	of	ADP
fsr-3476	303	25	income	income	NOUN
fsr-3476	303	26	and	and	CCONJ
fsr-3476	303	27	education	education	NOUN
fsr-3476	303	28	.	.	PUNCT
fsr-3476	304	1	for	for	ADP
fsr-3476	304	2	example	example	NOUN
fsr-3476	304	3	,	,	PUNCT
fsr-3476	304	4	having	have	VERB
fsr-3476	304	5	children	child	NOUN
fsr-3476	304	6	may	may	AUX
fsr-3476	304	7	increase	increase	VERB
fsr-3476	304	8	one	one	NUM
fsr-3476	304	9	’s	’s	PART
fsr-3476	304	10	motivation	motivation	NOUN
fsr-3476	304	11	to	to	PART
fsr-3476	304	12	take	take	VERB
fsr-3476	304	13	personal	personal	ADJ
fsr-3476	304	14	responsibility	responsibility	NOUN
fsr-3476	304	15	for	for	ADP
fsr-3476	304	16	financial	financial	ADJ
fsr-3476	304	17	decisions	decision	NOUN
fsr-3476	304	18	regardless	regardless	ADV
fsr-3476	304	19	of	of	ADP
fsr-3476	304	20	gender	gender	NOUN
fsr-3476	304	21	,	,	PUNCT
fsr-3476	304	22	marital	marital	ADJ
fsr-3476	304	23	status	status	NOUN
fsr-3476	304	24	,	,	PUNCT
fsr-3476	304	25	age	age	NOUN
fsr-3476	304	26	,	,	PUNCT
fsr-3476	304	27	or	or	CCONJ
fsr-3476	304	28	income	income	NOUN
fsr-3476	304	29	.	.	PUNCT
fsr-3476	305	1	similarly	similarly	ADV
fsr-3476	305	2	,	,	PUNCT
fsr-3476	305	3	data	datum	NOUN
fsr-3476	305	4	in	in	ADP
fsr-3476	305	5	tables	table	NOUN
fsr-3476	305	6	4	4	NUM
fsr-3476	305	7	and	and	CCONJ
fsr-3476	305	8	5	5	NUM
fsr-3476	305	9	indicate	indicate	VERB
fsr-3476	305	10	that	that	SCONJ
fsr-3476	305	11	parents	parent	NOUN
fsr-3476	305	12	’	'	PUNCT
fsr-3476	305	13	income	income	NOUN
fsr-3476	305	14	does	do	AUX
fsr-3476	305	15	not	not	PART
fsr-3476	305	16	affect	affect	VERB
fsr-3476	305	17	reported	report	VERB
fsr-3476	305	18	motivation	motivation	NOUN
fsr-3476	305	19	to	to	PART
fsr-3476	305	20	learn	learn	VERB
fsr-3476	305	21	personal	personal	ADJ
fsr-3476	305	22	finance	finance	NOUN
fsr-3476	305	23	,	,	PUNCT
fsr-3476	305	24	but	but	CCONJ
fsr-3476	305	25	one	one	NUM
fsr-3476	305	26	’s	’s	PART
fsr-3476	305	27	own	own	ADJ
fsr-3476	305	28	income	income	NOUN
fsr-3476	305	29	could	could	AUX
fsr-3476	305	30	affect	affect	VERB
fsr-3476	305	31	motivation	motivation	NOUN
fsr-3476	305	32	and	and	CCONJ
fsr-3476	305	33	reliance	reliance	NOUN
fsr-3476	305	34	on	on	ADP
fsr-3476	305	35	a	a	DET
fsr-3476	305	36	spouse	spouse	NOUN
fsr-3476	305	37	.	.	PUNCT
fsr-3476	306	1	nevertheless	nevertheless	ADV
fsr-3476	306	2	,	,	PUNCT
fsr-3476	306	3	every	every	DET
fsr-3476	306	4	study	study	NOUN
fsr-3476	306	5	must	must	AUX
fsr-3476	306	6	start	start	VERB
fsr-3476	306	7	somewhere	somewhere	ADV
fsr-3476	306	8	,	,	PUNCT
fsr-3476	306	9	and	and	CCONJ
fsr-3476	306	10	college	college	NOUN
fsr-3476	306	11	is	be	AUX
fsr-3476	306	12	the	the	DET
fsr-3476	306	13	place	place	NOUN
fsr-3476	306	14	where	where	SCONJ
fsr-3476	306	15	many	many	ADJ
fsr-3476	306	16	people	people	NOUN
fsr-3476	306	17	start	start	VERB
fsr-3476	306	18	to	to	PART
fsr-3476	306	19	experience	experience	VERB
fsr-3476	306	20	independence	independence	NOUN
fsr-3476	306	21	and	and	CCONJ
fsr-3476	306	22	financial	financial	ADJ
fsr-3476	306	23	responsibility	responsibility	NOUN
fsr-3476	306	24	.	.	PUNCT
fsr-3476	307	1	it	it	PRON
fsr-3476	307	2	may	may	AUX
fsr-3476	307	3	also	also	ADV
fsr-3476	307	4	be	be	AUX
fsr-3476	307	5	the	the	DET
fsr-3476	307	6	easiest	easy	ADJ
fsr-3476	307	7	time	time	NOUN
fsr-3476	307	8	of	of	ADP
fsr-3476	307	9	one	one	NUM
fsr-3476	307	10	’s	’s	PART
fsr-3476	307	11	life	life	NOUN
fsr-3476	307	12	to	to	PART
fsr-3476	307	13	learn	learn	VERB
fsr-3476	307	14	about	about	ADP
fsr-3476	307	15	personal	personal	ADJ
fsr-3476	307	16	finance	finance	NOUN
fsr-3476	307	17	,	,	PUNCT
fsr-3476	307	18	since	since	SCONJ
fsr-3476	307	19	education	education	NOUN
fsr-3476	307	20	and	and	CCONJ
fsr-3476	307	21	preparing	prepare	VERB
fsr-3476	307	22	for	for	ADP
fsr-3476	307	23	the	the	DET
fsr-3476	307	24	future	future	NOUN
fsr-3476	307	25	is	be	AUX
fsr-3476	307	26	a	a	DET
fsr-3476	307	27	key	key	ADJ
fsr-3476	307	28	theme	theme	NOUN
fsr-3476	307	29	of	of	ADP
fsr-3476	307	30	college	college	NOUN
fsr-3476	307	31	life	life	NOUN
fsr-3476	307	32	.	.	PUNCT
fsr-3476	308	1	furthermore	furthermore	ADV
fsr-3476	308	2	,	,	PUNCT
fsr-3476	308	3	our	our	PRON
fsr-3476	308	4	results	result	NOUN
fsr-3476	308	5	are	be	AUX
fsr-3476	308	6	consistent	consistent	ADJ
fsr-3476	308	7	with	with	ADP
fsr-3476	308	8	prior	prior	ADJ
fsr-3476	308	9	literature	literature	NOUN
fsr-3476	308	10	and	and	CCONJ
fsr-3476	308	11	with	with	ADP
fsr-3476	308	12	the	the	DET
fsr-3476	308	13	expectancy	expectancy	NOUN
fsr-3476	308	14	theory	theory	NOUN
fsr-3476	308	15	of	of	ADP
fsr-3476	308	16	motivation	motivation	NOUN
fsr-3476	308	17	.	.	PUNCT
fsr-3476	309	1	thus	thus	ADV
fsr-3476	309	2	,	,	PUNCT
fsr-3476	309	3	we	we	PRON
fsr-3476	309	4	believe	believe	VERB
fsr-3476	309	5	our	our	PRON
fsr-3476	309	6	key	key	ADJ
fsr-3476	309	7	results	result	NOUN
fsr-3476	309	8	that	that	SCONJ
fsr-3476	309	9	one	one	NUM
fsr-3476	309	10	’s	’s	PART
fsr-3476	309	11	motivation	motivation	NOUN
fsr-3476	309	12	to	to	PART
fsr-3476	309	13	learn	learn	VERB
fsr-3476	309	14	personal	personal	ADJ
fsr-3476	309	15	finance	finance	NOUN
fsr-3476	309	16	varies	vary	VERB
fsr-3476	309	17	with	with	ADP
fsr-3476	309	18	how	how	SCONJ
fsr-3476	309	19	important	important	ADJ
fsr-3476	309	20	one	one	NUM
fsr-3476	309	21	rates	rate	NOUN
fsr-3476	309	22	personal	personal	ADJ
fsr-3476	309	23	finance	finance	NOUN
fsr-3476	309	24	and	and	CCONJ
fsr-3476	309	25	that	that	SCONJ
fsr-3476	309	26	women	woman	NOUN
fsr-3476	309	27	tend	tend	VERB
fsr-3476	309	28	to	to	PART
fsr-3476	309	29	be	be	AUX
fsr-3476	309	30	less	less	ADV
fsr-3476	309	31	motivated	motivated	ADJ
fsr-3476	309	32	to	to	PART
fsr-3476	309	33	become	become	VERB
fsr-3476	309	34	financially	financially	ADV
fsr-3476	309	35	literate	literate	ADJ
fsr-3476	309	36	when	when	SCONJ
fsr-3476	309	37	they	they	PRON
fsr-3476	309	38	are	be	AUX
fsr-3476	309	39	less	less	ADV
fsr-3476	309	40	confident	confident	ADJ
fsr-3476	309	41	in	in	ADP
fsr-3476	309	42	their	their	PRON
fsr-3476	309	43	financial	financial	ADJ
fsr-3476	309	44	knowledge	knowledge	NOUN
fsr-3476	309	45	and	and	CCONJ
fsr-3476	309	46	when	when	SCONJ
fsr-3476	309	47	they	they	PRON
fsr-3476	309	48	expect	expect	VERB
fsr-3476	309	49	to	to	PART
fsr-3476	309	50	make	make	VERB
fsr-3476	309	51	financial	financial	ADJ
fsr-3476	309	52	decisions	decision	NOUN
fsr-3476	309	53	with	with	ADP
fsr-3476	309	54	their	their	PRON
fsr-3476	309	55	spouse	spouse	NOUN
fsr-3476	309	56	will	will	AUX
fsr-3476	309	57	generalize	generalize	VERB
fsr-3476	309	58	to	to	ADP
fsr-3476	309	59	larger	large	ADJ
fsr-3476	309	60	,	,	PUNCT
fsr-3476	309	61	more	more	ADV
fsr-3476	309	62	representative	representative	ADJ
fsr-3476	309	63	samples	sample	NOUN
fsr-3476	309	64	and	and	CCONJ
fsr-3476	309	65	across	across	ADP
fsr-3476	309	66	education	education	NOUN
fsr-3476	309	67	and	and	CCONJ
fsr-3476	309	68	income	income	NOUN
fsr-3476	309	69	levels	level	NOUN
fsr-3476	309	70	and	and	CCONJ
fsr-3476	309	71	ages	age	NOUN
fsr-3476	309	72	.	.	PUNCT
fsr-3476	310	1	further	further	ADJ
fsr-3476	310	2	exploration	exploration	NOUN
fsr-3476	310	3	to	to	PART
fsr-3476	310	4	confirm	confirm	VERB
fsr-3476	310	5	and	and	CCONJ
fsr-3476	310	6	expand	expand	VERB
fsr-3476	310	7	on	on	ADP
fsr-3476	310	8	our	our	PRON
fsr-3476	310	9	results	result	NOUN
fsr-3476	310	10	is	be	AUX
fsr-3476	310	11	warranted	warrant	VERB
fsr-3476	310	12	.	.	PUNCT
fsr-3476	311	1	notes	note	VERB
fsr-3476	311	2	1	1	NUM
fsr-3476	311	3	.	.	PUNCT
fsr-3476	311	4	atkinson	atkinson	PROPN
fsr-3476	311	5	and	and	CCONJ
fsr-3476	311	6	messy	messy	ADJ
fsr-3476	311	7	(	(	PUNCT
fsr-3476	311	8	2012	2012	NUM
fsr-3476	311	9	)	)	PUNCT
fsr-3476	311	10	had	have	VERB
fsr-3476	311	11	eight	eight	NUM
fsr-3476	311	12	financial	financial	ADJ
fsr-3476	311	13	knowledge	knowledge	NOUN
fsr-3476	311	14	questions	question	NOUN
fsr-3476	311	15	.	.	PUNCT
fsr-3476	312	1	we	we	PRON
fsr-3476	312	2	chose	choose	VERB
fsr-3476	312	3	not	not	PART
fsr-3476	312	4	to	to	PART
fsr-3476	312	5	include	include	VERB
fsr-3476	312	6	their	their	PRON
fsr-3476	312	7	compound	compound	NOUN
fsr-3476	312	8	interest	interest	NOUN
fsr-3476	312	9	question	question	NOUN
fsr-3476	312	10	because	because	SCONJ
fsr-3476	312	11	they	they	PRON
fsr-3476	312	12	awarded	award	VERB
fsr-3476	312	13	a	a	DET
fsr-3476	312	14	point	point	NOUN
fsr-3476	312	15	for	for	ADP
fsr-3476	312	16	the	the	DET
fsr-3476	312	17	correct	correct	ADJ
fsr-3476	312	18	answer	answer	NOUN
fsr-3476	312	19	only	only	ADV
fsr-3476	312	20	if	if	SCONJ
fsr-3476	312	21	another	another	DET
fsr-3476	312	22	question	question	NOUN
fsr-3476	312	23	on	on	ADP
fsr-3476	312	24	interest	interest	NOUN
fsr-3476	312	25	calculation	calculation	NOUN
fsr-3476	312	26	was	be	AUX
fsr-3476	312	27	answered	answer	VERB
fsr-3476	312	28	correctly	correctly	ADV
fsr-3476	312	29	.	.	PUNCT
fsr-3476	313	1	we	we	PRON
fsr-3476	313	2	also	also	ADV
fsr-3476	313	3	changed	change	VERB
fsr-3476	313	4	three	three	NUM
fsr-3476	313	5	open	open	ADV
fsr-3476	313	6	-	-	PUNCT
fsr-3476	313	7	ended	end	VERB
fsr-3476	313	8	questions	question	NOUN
fsr-3476	313	9	requiring	require	VERB
fsr-3476	313	10	simple	simple	ADJ
fsr-3476	313	11	math	math	NOUN
fsr-3476	313	12	to	to	ADP
fsr-3476	313	13	multiple	multiple	ADJ
fsr-3476	313	14	choice	choice	NOUN
fsr-3476	313	15	because	because	SCONJ
fsr-3476	313	16	we	we	PRON
fsr-3476	313	17	felt	feel	VERB
fsr-3476	313	18	students	student	NOUN
fsr-3476	313	19	would	would	AUX
fsr-3476	313	20	be	be	AUX
fsr-3476	313	21	more	more	ADV
fsr-3476	313	22	likely	likely	ADJ
fsr-3476	313	23	to	to	PART
fsr-3476	313	24	answer	answer	VERB
fsr-3476	313	25	if	if	SCONJ
fsr-3476	313	26	choices	choice	NOUN
fsr-3476	313	27	were	be	AUX
fsr-3476	313	28	provided	provide	VERB
fsr-3476	313	29	.	.	PUNCT
fsr-3476	314	1	2	2	X
fsr-3476	314	2	.	.	X
fsr-3476	314	3	the	the	DET
fsr-3476	314	4	question	question	NOUN
fsr-3476	314	5	was	be	AUX
fsr-3476	314	6	,	,	PUNCT
fsr-3476	314	7	“	"	PUNCT
fsr-3476	314	8	when	when	SCONJ
fsr-3476	314	9	you	you	PRON
fsr-3476	314	10	have	have	VERB
fsr-3476	314	11	questions	question	NOUN
fsr-3476	314	12	regarding	regard	VERB
fsr-3476	314	13	personal	personal	ADJ
fsr-3476	314	14	finance	finance	NOUN
fsr-3476	314	15	in	in	ADP
fsr-3476	314	16	the	the	DET
fsr-3476	314	17	future	future	NOUN
fsr-3476	314	18	,	,	PUNCT
fsr-3476	314	19	where	where	SCONJ
fsr-3476	314	20	do	do	AUX
fsr-3476	314	21	you	you	PRON
fsr-3476	314	22	think	think	VERB
fsr-3476	314	23	that	that	SCONJ
fsr-3476	314	24	you	you	PRON
fsr-3476	314	25	will	will	AUX
fsr-3476	314	26	go	go	VERB
fsr-3476	314	27	to	to	ADP
fsr-3476	314	28	for	for	ADP
fsr-3476	314	29	advice	advice	NOUN
fsr-3476	314	30	?	?	PUNCT
fsr-3476	315	1	(	(	PUNCT
fsr-3476	315	2	choose	choose	VERB
fsr-3476	315	3	all	all	PRON
fsr-3476	315	4	that	that	PRON
fsr-3476	315	5	apply	apply	VERB
fsr-3476	315	6	)	)	PUNCT
fsr-3476	315	7	.	.	PUNCT
fsr-3476	315	8	”	"	PUNCT
fsr-3476	316	1	3	3	NUM
fsr-3476	316	2	.	.	X
fsr-3476	316	3	as	as	SCONJ
fsr-3476	316	4	the	the	DET
fsr-3476	316	5	motivation	motivation	NOUN
fsr-3476	316	6	rating	rating	NOUN
fsr-3476	316	7	is	be	AUX
fsr-3476	316	8	an	an	DET
fsr-3476	316	9	ordinal	ordinal	ADJ
fsr-3476	316	10	variable	variable	NOUN
fsr-3476	316	11	,	,	PUNCT
fsr-3476	316	12	ordinal	ordinal	ADJ
fsr-3476	316	13	regression	regression	NOUN
fsr-3476	316	14	is	be	AUX
fsr-3476	316	15	likely	likely	ADJ
fsr-3476	316	16	to	to	PART
fsr-3476	316	17	be	be	AUX
fsr-3476	316	18	a	a	DET
fsr-3476	316	19	more	more	ADV
fsr-3476	316	20	appropriate	appropriate	ADJ
fsr-3476	316	21	regression	regression	NOUN
fsr-3476	316	22	technique	technique	NOUN
fsr-3476	316	23	than	than	ADP
fsr-3476	316	24	ols	ol	NOUN
fsr-3476	316	25	.	.	PUNCT
fsr-3476	317	1	see	see	VERB
fsr-3476	317	2	norusis	norusis	NOUN
fsr-3476	317	3	(	(	PUNCT
fsr-3476	317	4	2012	2012	NUM
fsr-3476	317	5	)	)	PUNCT
fsr-3476	317	6	.	.	PUNCT
fsr-3476	318	1	references	reference	NOUN
fsr-3476	318	2	atkinson	atkinson	PROPN
fsr-3476	318	3	,	,	PUNCT
fsr-3476	318	4	a.	a.	PROPN
fsr-3476	318	5	,	,	PUNCT
fsr-3476	318	6	&	&	CCONJ
fsr-3476	318	7	messy	messy	PROPN
fsr-3476	318	8	,	,	PUNCT
fsr-3476	318	9	f.	f.	PROPN
fsr-3476	318	10	(	(	PUNCT
fsr-3476	318	11	2012	2012	NUM
fsr-3476	318	12	)	)	PUNCT
fsr-3476	318	13	.	.	PUNCT
fsr-3476	319	1	measuring	measure	VERB
fsr-3476	319	2	financial	financial	ADJ
fsr-3476	319	3	literacy	literacy	NOUN
fsr-3476	319	4	:	:	PUNCT
fsr-3476	319	5	results	result	NOUN
fsr-3476	319	6	of	of	ADP
fsr-3476	319	7	the	the	DET
fsr-3476	319	8	oecd	oecd	PROPN
fsr-3476	319	9	/	/	SYM
fsr-3476	319	10	international	international	ADJ
fsr-3476	319	11	network	network	NOUN
fsr-3476	319	12	on	on	ADP
fsr-3476	319	13	financial	financial	ADJ
fsr-3476	319	14	education	education	NOUN
fsr-3476	319	15	(	(	PUNCT
fsr-3476	319	16	infe	infe	NOUN
fsr-3476	319	17	)	)	PUNCT
fsr-3476	319	18	pilot	pilot	NOUN
fsr-3476	319	19	study	study	NOUN
fsr-3476	319	20	.	.	PUNCT
fsr-3476	320	1	oecd	oecd	PROPN
fsr-3476	320	2	working	work	VERB
fsr-3476	320	3	papers	paper	NOUN
fsr-3476	320	4	on	on	ADP
fsr-3476	320	5	finance	finance	NOUN
fsr-3476	320	6	,	,	PUNCT
fsr-3476	320	7	insurance	insurance	NOUN
fsr-3476	320	8	and	and	CCONJ
fsr-3476	320	9	private	private	ADJ
fsr-3476	320	10	pensions	pension	NOUN
fsr-3476	320	11	,	,	PUNCT
fsr-3476	320	12	no	no	INTJ
fsr-3476	320	13	.	.	NOUN
fsr-3476	320	14	15	15	NUM
fsr-3476	320	15	.	.	PUNCT
fsr-3476	321	1	paris	paris	PROPN
fsr-3476	321	2	:	:	PUNCT
fsr-3476	322	1	oecd	oecd	PROPN
fsr-3476	322	2	publishing	publishing	PROPN
fsr-3476	322	3	.	.	PUNCT
fsr-3476	323	1	available	available	ADJ
fsr-3476	323	2	at	at	ADP
fsr-3476	323	3	https://doi.org/10.1787/5k9csfs90fr4-en	https://doi.org/10.1787/5k9csfs90fr4-en	PROPN
fsr-3476	323	4	102	102	NUM
fsr-3476	323	5	j.	j.	PROPN
fsr-3476	323	6	j.	j.	PROPN
fsr-3476	323	7	beierlein	beierlein	PROPN
fsr-3476	323	8	et	et	PROPN
fsr-3476	323	9	al	al	PROPN
fsr-3476	323	10	.	.	PUNCT
fsr-3476	323	11	/	/	SYM
fsr-3476	323	12	financial	financial	ADJ
fsr-3476	323	13	services	service	NOUN
fsr-3476	323	14	review	review	VERB
fsr-3476	323	15	30	30	NUM
fsr-3476	323	16	(	(	PUNCT
fsr-3476	323	17	2022	2022	NUM
fsr-3476	323	18	)	)	PUNCT
fsr-3476	324	1	89–105	89–105	PROPN
fsr-3476	324	2	beierlein	beierlein	NOUN
fsr-3476	324	3	,	,	PUNCT
fsr-3476	324	4	j.	j.	PROPN
fsr-3476	324	5	j.	j.	PROPN
fsr-3476	324	6	,	,	PUNCT
fsr-3476	324	7	&	&	CCONJ
fsr-3476	324	8	neverett	neverett	PROPN
fsr-3476	324	9	,	,	PUNCT
fsr-3476	324	10	m.	m.	NOUN
fsr-3476	324	11	(	(	PUNCT
fsr-3476	324	12	2013	2013	NUM
fsr-3476	324	13	)	)	PUNCT
fsr-3476	324	14	.	.	PUNCT
fsr-3476	325	1	who	who	PRON
fsr-3476	325	2	takes	take	VERB
fsr-3476	325	3	personal	personal	ADJ
fsr-3476	325	4	finance	finance	NOUN
fsr-3476	325	5	?	?	PUNCT
fsr-3476	326	1	financial	financial	ADJ
fsr-3476	326	2	services	service	NOUN
fsr-3476	326	3	review	review	PROPN
fsr-3476	326	4	,	,	PUNCT
fsr-3476	326	5	22	22	NUM
fsr-3476	326	6	,	,	PUNCT
fsr-3476	326	7	151–171	151–171	NUM
fsr-3476	326	8	.	.	PUNCT
fsr-3476	327	1	chen	chen	PROPN
fsr-3476	327	2	,	,	PUNCT
fsr-3476	327	3	h.	h.	PROPN
fsr-3476	327	4	,	,	PUNCT
fsr-3476	327	5	&	&	CCONJ
fsr-3476	327	6	volpe	volpe	PROPN
fsr-3476	327	7	,	,	PUNCT
fsr-3476	327	8	r.	r.	PROPN
fsr-3476	327	9	p.	p.	PROPN
fsr-3476	327	10	(	(	PUNCT
fsr-3476	327	11	1998	1998	NUM
fsr-3476	327	12	)	)	PUNCT
fsr-3476	327	13	.	.	PUNCT
fsr-3476	328	1	an	an	DET
fsr-3476	328	2	analysis	analysis	NOUN
fsr-3476	328	3	of	of	ADP
fsr-3476	328	4	personal	personal	ADJ
fsr-3476	328	5	financial	financial	ADJ
fsr-3476	328	6	literacy	literacy	NOUN
fsr-3476	328	7	among	among	ADP
fsr-3476	328	8	college	college	NOUN
fsr-3476	328	9	students	student	NOUN
fsr-3476	328	10	.	.	PUNCT
fsr-3476	329	1	financial	financial	ADJ
fsr-3476	329	2	services	service	NOUN
fsr-3476	329	3	review	review	PROPN
fsr-3476	329	4	,	,	PUNCT
fsr-3476	329	5	7	7	NUM
fsr-3476	329	6	,	,	PUNCT
fsr-3476	329	7	107–128	107–128	NUM
fsr-3476	329	8	.	.	PUNCT
fsr-3476	330	1	https://doi.org/10.1016/s1057-0810(99)80006-7	https://doi.org/10.1016/s1057-0810(99)80006-7	PROPN
fsr-3476	330	2	chen	chen	PROPN
fsr-3476	330	3	,	,	PUNCT
fsr-3476	330	4	h.	h.	PROPN
fsr-3476	330	5	,	,	PUNCT
fsr-3476	330	6	&	&	CCONJ
fsr-3476	330	7	volpe	volpe	PROPN
fsr-3476	330	8	,	,	PUNCT
fsr-3476	330	9	r.	r.	PROPN
fsr-3476	330	10	p.	p.	PROPN
fsr-3476	330	11	(	(	PUNCT
fsr-3476	330	12	2002	2002	NUM
fsr-3476	330	13	)	)	PUNCT
fsr-3476	330	14	.	.	PUNCT
fsr-3476	331	1	gender	gender	NOUN
fsr-3476	331	2	differences	difference	NOUN
fsr-3476	331	3	in	in	ADP
fsr-3476	331	4	personal	personal	ADJ
fsr-3476	331	5	finance	finance	NOUN
fsr-3476	331	6	literacy	literacy	NOUN
fsr-3476	331	7	among	among	ADP
fsr-3476	331	8	college	college	NOUN
fsr-3476	331	9	students	student	NOUN
fsr-3476	331	10	.	.	PUNCT
fsr-3476	332	1	financial	financial	ADJ
fsr-3476	332	2	services	service	NOUN
fsr-3476	332	3	review	review	PROPN
fsr-3476	332	4	,	,	PUNCT
fsr-3476	332	5	11	11	NUM
fsr-3476	332	6	,	,	PUNCT
fsr-3476	332	7	289–307	289–307	NUM
fsr-3476	332	8	.	.	PUNCT
fsr-3476	333	1	cheng	cheng	PROPN
fsr-3476	333	2	,	,	PUNCT
fsr-3476	333	3	p.	p.	PROPN
fsr-3476	333	4	,	,	PUNCT
fsr-3476	333	5	lin	lin	PROPN
fsr-3476	333	6	,	,	PUNCT
fsr-3476	333	7	z.	z.	PROPN
fsr-3476	333	8	,	,	PUNCT
fsr-3476	333	9	&	&	CCONJ
fsr-3476	333	10	liu	liu	PROPN
fsr-3476	333	11	,	,	PUNCT
fsr-3476	333	12	y.	y.	PROPN
fsr-3476	333	13	(	(	PUNCT
fsr-3476	333	14	2011	2011	NUM
fsr-3476	333	15	)	)	PUNCT
fsr-3476	333	16	.	.	PUNCT
fsr-3476	334	1	do	do	AUX
fsr-3476	334	2	women	woman	NOUN
fsr-3476	334	3	pay	pay	VERB
fsr-3476	334	4	more	more	ADJ
fsr-3476	334	5	for	for	ADP
fsr-3476	334	6	mortgages	mortgage	NOUN
fsr-3476	334	7	?	?	PUNCT
fsr-3476	335	1	journal	journal	NOUN
fsr-3476	335	2	of	of	ADP
fsr-3476	335	3	real	real	ADJ
fsr-3476	335	4	estate	estate	NOUN
fsr-3476	335	5	finance	finance	NOUN
fsr-3476	335	6	and	and	CCONJ
fsr-3476	335	7	economics	economic	NOUN
fsr-3476	335	8	,	,	PUNCT
fsr-3476	335	9	43(4	43(4	NOUN
fsr-3476	335	10	)	)	PUNCT
fsr-3476	335	11	.	.	PUNCT
fsr-3476	336	1	available	available	ADJ
fsr-3476	336	2	at	at	ADP
fsr-3476	336	3	ssrnhttps://ssrn.com/abstract=1942424	ssrnhttps://ssrn.com/abstract=1942424	ADJ
fsr-3476	336	4	goldin	goldin	PROPN
fsr-3476	336	5	,	,	PUNCT
fsr-3476	336	6	c.	c.	NOUN
fsr-3476	336	7	(	(	PUNCT
fsr-3476	336	8	2006	2006	NUM
fsr-3476	336	9	)	)	PUNCT
fsr-3476	336	10	.	.	PUNCT
fsr-3476	337	1	the	the	DET
fsr-3476	337	2	quiet	quiet	ADJ
fsr-3476	337	3	revolution	revolution	NOUN
fsr-3476	337	4	that	that	PRON
fsr-3476	337	5	transformed	transform	VERB
fsr-3476	337	6	women	woman	NOUN
fsr-3476	337	7	’s	’s	PART
fsr-3476	337	8	employment	employment	NOUN
fsr-3476	337	9	,	,	PUNCT
fsr-3476	337	10	education	education	NOUN
fsr-3476	337	11	,	,	PUNCT
fsr-3476	337	12	and	and	CCONJ
fsr-3476	337	13	family	family	NOUN
fsr-3476	337	14	.	.	PUNCT
fsr-3476	338	1	american	american	PROPN
fsr-3476	338	2	economic	economic	PROPN
fsr-3476	338	3	review	review	PROPN
fsr-3476	338	4	,	,	PUNCT
fsr-3476	338	5	96	96	NUM
fsr-3476	338	6	,	,	PUNCT
fsr-3476	338	7	1–21	1–21	PROPN
fsr-3476	338	8	.	.	PUNCT
fsr-3476	339	1	https://doi.org/10.1257/000282806777212350	https://doi.org/10.1257/000282806777212350	PROPN
fsr-3476	339	2	harrington	harrington	PROPN
fsr-3476	339	3	,	,	PUNCT
fsr-3476	339	4	c.	c.	PROPN
fsr-3476	339	5	,	,	PUNCT
fsr-3476	339	6	&	&	CCONJ
fsr-3476	339	7	smith	smith	PROPN
fsr-3476	339	8	,	,	PUNCT
fsr-3476	339	9	w.	w.	PROPN
fsr-3476	339	10	(	(	PUNCT
fsr-3476	339	11	2017	2017	NUM
fsr-3476	339	12	)	)	PUNCT
fsr-3476	339	13	.	.	PUNCT
fsr-3476	340	1	college	college	NOUN
fsr-3476	340	2	student	student	NOUN
fsr-3476	340	3	interest	interest	NOUN
fsr-3476	340	4	in	in	ADP
fsr-3476	340	5	personal	personal	ADJ
fsr-3476	340	6	finance	finance	NOUN
fsr-3476	340	7	education	education	NOUN
fsr-3476	340	8	.	.	PUNCT
fsr-3476	341	1	available	available	ADJ
fsr-3476	341	2	at	at	ADP
fsr-3476	341	3	ssrn	ssrn	PROPN
fsr-3476	341	4	https://ssrn.com/abstract=2782788	https://ssrn.com/abstract=2782788	PROPN
fsr-3476	341	5	lusardi	lusardi	PROPN
fsr-3476	341	6	,	,	PUNCT
fsr-3476	341	7	a.	a.	PROPN
fsr-3476	341	8	,	,	PUNCT
fsr-3476	341	9	&	&	CCONJ
fsr-3476	341	10	mitchell	mitchell	PROPN
fsr-3476	341	11	,	,	PUNCT
fsr-3476	341	12	o.	o.	PROPN
fsr-3476	341	13	s.	s.	PROPN
fsr-3476	341	14	(	(	PUNCT
fsr-3476	341	15	2007	2007	NUM
fsr-3476	341	16	)	)	PUNCT
fsr-3476	341	17	.	.	PUNCT
fsr-3476	342	1	financial	financial	ADJ
fsr-3476	342	2	literacy	literacy	NOUN
fsr-3476	342	3	and	and	CCONJ
fsr-3476	342	4	retirement	retirement	NOUN
fsr-3476	342	5	preparedness	preparedness	NOUN
fsr-3476	342	6	:	:	PUNCT
fsr-3476	342	7	evidence	evidence	NOUN
fsr-3476	342	8	and	and	CCONJ
fsr-3476	342	9	implications	implication	NOUN
fsr-3476	342	10	for	for	ADP
fsr-3476	342	11	financial	financial	ADJ
fsr-3476	342	12	education	education	NOUN
fsr-3476	342	13	programs	program	NOUN
fsr-3476	342	14	.	.	PUNCT
fsr-3476	343	1	business	business	NOUN
fsr-3476	343	2	economics	economic	NOUN
fsr-3476	343	3	,	,	PUNCT
fsr-3476	343	4	42(january	42(january	NUM
fsr-3476	343	5	)	)	PUNCT
fsr-3476	343	6	,	,	PUNCT
fsr-3476	343	7	35–44	35–44	NUM
fsr-3476	343	8	.	.	PUNCT
fsr-3476	344	1	https://doi.org/0.2145/20070104	https://doi.org/0.2145/20070104	PROPN
fsr-3476	344	2	mandell	mandell	PROPN
fsr-3476	344	3	,	,	PUNCT
fsr-3476	344	4	l.	l.	PROPN
fsr-3476	344	5	(	(	PUNCT
fsr-3476	344	6	2006	2006	NUM
fsr-3476	344	7	)	)	PUNCT
fsr-3476	344	8	.	.	PUNCT
fsr-3476	345	1	financial	financial	ADJ
fsr-3476	345	2	literacy	literacy	NOUN
fsr-3476	345	3	:	:	PUNCT
fsr-3476	345	4	improving	improve	VERB
fsr-3476	345	5	education	education	NOUN
fsr-3476	345	6	results	result	NOUN
fsr-3476	345	7	of	of	ADP
fsr-3476	345	8	the	the	DET
fsr-3476	345	9	2006	2006	NUM
fsr-3476	345	10	national	national	PROPN
fsr-3476	345	11	jump$tart	jump$tart	PROPN
fsr-3476	345	12	survey	survey	NOUN
fsr-3476	345	13	.	.	PUNCT
fsr-3476	346	1	washington	washington	PROPN
fsr-3476	346	2	,	,	PUNCT
fsr-3476	346	3	dc	dc	PROPN
fsr-3476	346	4	:	:	PUNCT
fsr-3476	346	5	jumpstart	jumpstart	ADJ
fsr-3476	346	6	coalition	coalition	NOUN
fsr-3476	346	7	.	.	PUNCT
fsr-3476	347	1	mandell	mandell	PROPN
fsr-3476	347	2	,	,	PUNCT
fsr-3476	347	3	l.	l.	PROPN
fsr-3476	347	4	,	,	PUNCT
fsr-3476	347	5	&	&	CCONJ
fsr-3476	347	6	klein	klein	PROPN
fsr-3476	347	7	,	,	PUNCT
fsr-3476	347	8	l.	l.	PROPN
fsr-3476	347	9	s.	s.	PROPN
fsr-3476	347	10	(	(	PUNCT
fsr-3476	347	11	2007	2007	NUM
fsr-3476	347	12	)	)	PUNCT
fsr-3476	347	13	.	.	PUNCT
fsr-3476	348	1	motivation	motivation	NOUN
fsr-3476	348	2	and	and	CCONJ
fsr-3476	348	3	financial	financial	ADJ
fsr-3476	348	4	literacy	literacy	NOUN
fsr-3476	348	5	.	.	PUNCT
fsr-3476	349	1	financial	financial	ADJ
fsr-3476	349	2	services	service	NOUN
fsr-3476	349	3	review	review	PROPN
fsr-3476	349	4	,	,	PUNCT
fsr-3476	349	5	16	16	NUM
fsr-3476	349	6	,	,	PUNCT
fsr-3476	349	7	105–116	105–116	NUM
fsr-3476	349	8	.	.	PUNCT
fsr-3476	350	1	mandell	mandell	PROPN
fsr-3476	350	2	,	,	PUNCT
fsr-3476	350	3	l.	l.	PROPN
fsr-3476	350	4	,	,	PUNCT
fsr-3476	350	5	&	&	CCONJ
fsr-3476	350	6	klein	klein	PROPN
fsr-3476	350	7	,	,	PUNCT
fsr-3476	350	8	l.	l.	PROPN
fsr-3476	350	9	s.	s.	PROPN
fsr-3476	350	10	(	(	PUNCT
fsr-3476	350	11	2009	2009	NUM
fsr-3476	350	12	)	)	PUNCT
fsr-3476	350	13	.	.	PUNCT
fsr-3476	351	1	the	the	DET
fsr-3476	351	2	impact	impact	NOUN
fsr-3476	351	3	of	of	ADP
fsr-3476	351	4	financial	financial	ADJ
fsr-3476	351	5	literacy	literacy	NOUN
fsr-3476	351	6	education	education	NOUN
fsr-3476	351	7	on	on	ADP
fsr-3476	351	8	subsequent	subsequent	ADJ
fsr-3476	351	9	financial	financial	ADJ
fsr-3476	351	10	behavior	behavior	NOUN
fsr-3476	351	11	.	.	PUNCT
fsr-3476	352	1	journal	journal	PROPN
fsr-3476	352	2	of	of	ADP
fsr-3476	352	3	financial	financial	ADJ
fsr-3476	352	4	counseling	counseling	NOUN
fsr-3476	352	5	&	&	CCONJ
fsr-3476	352	6	planning	planning	NOUN
fsr-3476	352	7	,	,	PUNCT
fsr-3476	352	8	20	20	NUM
fsr-3476	352	9	,	,	PUNCT
fsr-3476	352	10	15–24	15–24	NUM
fsr-3476	352	11	.	.	PUNCT
fsr-3476	353	1	norusis	norusis	PROPN
fsr-3476	353	2	,	,	PUNCT
fsr-3476	353	3	m.	m.	NOUN
fsr-3476	353	4	(	(	PUNCT
fsr-3476	353	5	2012	2012	NUM
fsr-3476	353	6	)	)	PUNCT
fsr-3476	353	7	.	.	PUNCT
fsr-3476	354	1	ibm	ibm	PROPN
fsr-3476	354	2	spss	spss	PROPN
fsr-3476	354	3	statistics	statistic	NOUN
fsr-3476	354	4	19	19	NUM
fsr-3476	354	5	advanced	advanced	ADJ
fsr-3476	354	6	statistical	statistical	ADJ
fsr-3476	354	7	procedures	procedure	NOUN
fsr-3476	354	8	companion	companion	NOUN
fsr-3476	354	9	,	,	PUNCT
fsr-3476	354	10	chapter	chapter	NOUN
fsr-3476	354	11	4	4	NUM
fsr-3476	354	12	:	:	PUNCT
fsr-3476	354	13	ordinal	ordinal	ADJ
fsr-3476	354	14	regression	regression	NOUN
fsr-3476	354	15	.	.	PUNCT
fsr-3476	355	1	upper	upper	ADJ
fsr-3476	355	2	saddle	saddle	NOUN
fsr-3476	355	3	,	,	PUNCT
fsr-3476	355	4	nj	nj	PROPN
fsr-3476	355	5	:	:	PUNCT
fsr-3476	355	6	pearson	pearson	PROPN
fsr-3476	355	7	.	.	PUNCT
fsr-3476	355	8	available	available	ADJ
fsr-3476	355	9	at	at	ADP
fsr-3476	355	10	http://www.norusis.com/pdf/aspc_v13.pdf	http://www.norusis.com/pdf/aspc_v13.pdf	PROPN
fsr-3476	355	11	tang	tang	PROPN
fsr-3476	355	12	,	,	PUNCT
fsr-3476	355	13	n.	n.	NOUN
fsr-3476	355	14	,	,	PUNCT
fsr-3476	355	15	&	&	CCONJ
fsr-3476	355	16	peter	peter	PROPN
fsr-3476	355	17	,	,	PUNCT
fsr-3476	355	18	p.	p.	PROPN
fsr-3476	355	19	c.	c.	PROPN
fsr-3476	355	20	(	(	PUNCT
fsr-3476	355	21	2015	2015	NUM
fsr-3476	355	22	)	)	PUNCT
fsr-3476	355	23	.	.	PUNCT
fsr-3476	356	1	financial	financial	ADJ
fsr-3476	356	2	knowledge	knowledge	NOUN
fsr-3476	356	3	acquisition	acquisition	NOUN
fsr-3476	356	4	among	among	ADP
fsr-3476	356	5	the	the	DET
fsr-3476	356	6	young	young	NOUN
fsr-3476	356	7	:	:	PUNCT
fsr-3476	356	8	the	the	DET
fsr-3476	356	9	role	role	NOUN
fsr-3476	356	10	of	of	ADP
fsr-3476	356	11	financial	financial	ADJ
fsr-3476	356	12	education	education	NOUN
fsr-3476	356	13	,	,	PUNCT
fsr-3476	356	14	financial	financial	ADJ
fsr-3476	356	15	experience	experience	NOUN
fsr-3476	356	16	,	,	PUNCT
fsr-3476	356	17	and	and	CCONJ
fsr-3476	356	18	parents	parent	NOUN
fsr-3476	356	19	’	’	PART
fsr-3476	356	20	financial	financial	ADJ
fsr-3476	356	21	experience	experience	NOUN
fsr-3476	356	22	.	.	PUNCT
fsr-3476	357	1	financial	financial	ADJ
fsr-3476	357	2	services	service	NOUN
fsr-3476	357	3	review	review	PROPN
fsr-3476	357	4	,	,	PUNCT
fsr-3476	357	5	24	24	NUM
fsr-3476	357	6	,	,	PUNCT
fsr-3476	357	7	119–137	119–137	NUM
fsr-3476	357	8	.	.	PUNCT
fsr-3476	358	1	the	the	DET
fsr-3476	358	2	national	national	PROPN
fsr-3476	358	3	council	council	PROPN
fsr-3476	358	4	on	on	ADP
fsr-3476	358	5	economic	economic	ADJ
fsr-3476	358	6	education	education	NOUN
fsr-3476	358	7	.	.	PUNCT
fsr-3476	359	1	(	(	PUNCT
fsr-3476	359	2	2005	2005	NUM
fsr-3476	359	3	)	)	PUNCT
fsr-3476	359	4	.	.	PUNCT
fsr-3476	360	1	what	what	PRON
fsr-3476	360	2	american	american	ADJ
fsr-3476	360	3	teens	teen	NOUN
fsr-3476	360	4	and	and	CCONJ
fsr-3476	360	5	adults	adult	NOUN
fsr-3476	360	6	know	know	VERB
fsr-3476	360	7	about	about	ADP
fsr-3476	360	8	economics	economic	NOUN
fsr-3476	360	9	.	.	PUNCT
fsr-3476	361	1	mimeo	mimeo	NOUN
fsr-3476	361	2	.	.	PUNCT
fsr-3476	362	1	tokar	tokar	NOUN
fsr-3476	362	2	asaad	asaad	PROPN
fsr-3476	362	3	,	,	PUNCT
fsr-3476	362	4	c.	c.	PROPN
fsr-3476	362	5	(	(	PUNCT
fsr-3476	362	6	2015	2015	NUM
fsr-3476	362	7	)	)	PUNCT
fsr-3476	362	8	.	.	PUNCT
fsr-3476	363	1	financial	financial	ADJ
fsr-3476	363	2	literacy	literacy	NOUN
fsr-3476	363	3	and	and	CCONJ
fsr-3476	363	4	financial	financial	ADJ
fsr-3476	363	5	behavior	behavior	NOUN
fsr-3476	363	6	:	:	PUNCT
fsr-3476	363	7	assessing	assess	VERB
fsr-3476	363	8	knowledge	knowledge	NOUN
fsr-3476	363	9	and	and	CCONJ
fsr-3476	363	10	confidence	confidence	NOUN
fsr-3476	363	11	.	.	PUNCT
fsr-3476	364	1	financial	financial	ADJ
fsr-3476	364	2	services	service	NOUN
fsr-3476	364	3	review	review	PROPN
fsr-3476	364	4	,	,	PUNCT
fsr-3476	364	5	24	24	NUM
fsr-3476	364	6	,	,	PUNCT
fsr-3476	364	7	101–117	101–117	NUM
fsr-3476	364	8	.	.	PUNCT
fsr-3476	365	1	tzu	tzu	NOUN
fsr-3476	365	2	-	-	PUNCT
fsr-3476	365	3	chin	chin	NOUN
fsr-3476	365	4	,	,	PUNCT
fsr-3476	365	5	m.	m.	NOUN
fsr-3476	365	6	p.	p.	PROPN
fsr-3476	365	7	,	,	PUNCT
fsr-3476	365	8	bartholomae	bartholomae	PROPN
fsr-3476	365	9	,	,	PUNCT
fsr-3476	365	10	s.	s.	PROPN
fsr-3476	365	11	,	,	PUNCT
fsr-3476	365	12	fox	fox	PROPN
fsr-3476	365	13	,	,	PUNCT
fsr-3476	365	14	j.	j.	PROPN
fsr-3476	365	15	j.	j.	PROPN
fsr-3476	365	16	,	,	PUNCT
fsr-3476	365	17	&	&	CCONJ
fsr-3476	365	18	cravener	cravener	PROPN
fsr-3476	365	19	,	,	PUNCT
fsr-3476	365	20	g.	g.	PROPN
fsr-3476	365	21	(	(	PUNCT
fsr-3476	365	22	2007	2007	NUM
fsr-3476	365	23	)	)	PUNCT
fsr-3476	365	24	.	.	PUNCT
fsr-3476	366	1	the	the	DET
fsr-3476	366	2	impact	impact	NOUN
fsr-3476	366	3	of	of	ADP
fsr-3476	366	4	personal	personal	ADJ
fsr-3476	366	5	finance	finance	NOUN
fsr-3476	366	6	education	education	NOUN
fsr-3476	366	7	delivered	deliver	VERB
fsr-3476	366	8	in	in	ADP
fsr-3476	366	9	high	high	ADJ
fsr-3476	366	10	school	school	NOUN
fsr-3476	366	11	and	and	CCONJ
fsr-3476	366	12	college	college	NOUN
fsr-3476	366	13	courses	course	NOUN
fsr-3476	366	14	.	.	PUNCT
fsr-3476	367	1	journal	journal	NOUN
fsr-3476	367	2	of	of	ADP
fsr-3476	367	3	family	family	NOUN
fsr-3476	367	4	and	and	CCONJ
fsr-3476	367	5	economic	economic	ADJ
fsr-3476	367	6	issues	issue	NOUN
fsr-3476	367	7	,	,	PUNCT
fsr-3476	367	8	28	28	NUM
fsr-3476	367	9	,	,	PUNCT
fsr-3476	367	10	265–284	265–284	NUM
fsr-3476	367	11	.	.	PUNCT
fsr-3476	368	1	van	van	PROPN
fsr-3476	368	2	rooij	rooij	NOUN
fsr-3476	368	3	,	,	PUNCT
fsr-3476	368	4	m.	m.	NOUN
fsr-3476	368	5	,	,	PUNCT
fsr-3476	368	6	lusardi	lusardi	PROPN
fsr-3476	368	7	,	,	PUNCT
fsr-3476	368	8	a.	a.	NOUN
fsr-3476	368	9	,	,	PUNCT
fsr-3476	368	10	&	&	CCONJ
fsr-3476	368	11	alessie	alessie	PROPN
fsr-3476	368	12	,	,	PUNCT
fsr-3476	368	13	r.	r.	PROPN
fsr-3476	368	14	(	(	PUNCT
fsr-3476	368	15	2011	2011	NUM
fsr-3476	368	16	)	)	PUNCT
fsr-3476	368	17	.	.	PUNCT
fsr-3476	369	1	financial	financial	ADJ
fsr-3476	369	2	literacy	literacy	NOUN
fsr-3476	369	3	and	and	CCONJ
fsr-3476	369	4	stock	stock	NOUN
fsr-3476	369	5	market	market	NOUN
fsr-3476	369	6	participation	participation	NOUN
fsr-3476	369	7	.	.	PUNCT
fsr-3476	370	1	journal	journal	NOUN
fsr-3476	370	2	of	of	ADP
fsr-3476	370	3	financial	financial	ADJ
fsr-3476	370	4	economics	economic	NOUN
fsr-3476	370	5	,	,	PUNCT
fsr-3476	370	6	101	101	NUM
fsr-3476	370	7	,	,	PUNCT
fsr-3476	370	8	449–472	449–472	NUM
fsr-3476	370	9	.	.	PUNCT
fsr-3476	371	1	https://doi.org/10.1016/j.jfineco.2011.03.006	https://doi.org/10.1016/j.jfineco.2011.03.006	PROPN
fsr-3476	371	2	volpe	volpe	PROPN
fsr-3476	371	3	,	,	PUNCT
fsr-3476	371	4	r.	r.	PROPN
fsr-3476	371	5	p.	p.	PROPN
fsr-3476	371	6	,	,	PUNCT
fsr-3476	371	7	chen	chen	PROPN
fsr-3476	371	8	,	,	PUNCT
fsr-3476	371	9	h.	h.	PROPN
fsr-3476	371	10	,	,	PUNCT
fsr-3476	371	11	&	&	CCONJ
fsr-3476	371	12	pavlicko	pavlicko	PROPN
fsr-3476	371	13	,	,	PUNCT
fsr-3476	371	14	j.	j.	PROPN
fsr-3476	371	15	j.	j.	PROPN
fsr-3476	371	16	(	(	PUNCT
fsr-3476	371	17	1996	1996	NUM
fsr-3476	371	18	)	)	PUNCT
fsr-3476	371	19	.	.	PUNCT
fsr-3476	372	1	personal	personal	ADJ
fsr-3476	372	2	investment	investment	NOUN
fsr-3476	372	3	literacy	literacy	NOUN
fsr-3476	372	4	among	among	ADP
fsr-3476	372	5	college	college	NOUN
fsr-3476	372	6	students	student	NOUN
fsr-3476	372	7	:	:	PUNCT
fsr-3476	372	8	a	a	DET
fsr-3476	372	9	survey	survey	NOUN
fsr-3476	372	10	.	.	PUNCT
fsr-3476	373	1	financial	financial	ADJ
fsr-3476	373	2	practice	practice	NOUN
fsr-3476	373	3	and	and	CCONJ
fsr-3476	373	4	education	education	NOUN
fsr-3476	373	5	,	,	PUNCT
fsr-3476	373	6	6	6	NUM
fsr-3476	373	7	,	,	PUNCT
fsr-3476	373	8	86–94	86–94	NUM
fsr-3476	373	9	.	.	PUNCT
fsr-3476	373	10	vroom	vroom	NOUN
fsr-3476	373	11	,	,	PUNCT
fsr-3476	373	12	v.	v.	PROPN
fsr-3476	373	13	h.	h.	PROPN
fsr-3476	374	1	(	(	PUNCT
fsr-3476	374	2	1964).work	1964).work	NUM
fsr-3476	374	3	and	and	CCONJ
fsr-3476	374	4	motivation	motivation	NOUN
fsr-3476	374	5	.	.	PUNCT
fsr-3476	375	1	new	new	PROPN
fsr-3476	375	2	york	york	PROPN
fsr-3476	375	3	,	,	PUNCT
fsr-3476	375	4	ny	ny	PROPN
fsr-3476	375	5	:	:	PUNCT
fsr-3476	375	6	john	john	PROPN
fsr-3476	375	7	wiley	wiley	PROPN
fsr-3476	375	8	&	&	CCONJ
fsr-3476	375	9	sons	son	NOUN
fsr-3476	375	10	.	.	PUNCT
fsr-3476	376	1	xiao	xiao	PROPN
fsr-3476	376	2	,	,	PUNCT
fsr-3476	376	3	j.	j.	PROPN
fsr-3476	376	4	j.	j.	PROPN
fsr-3476	376	5	,	,	PUNCT
fsr-3476	376	6	serido	serido	PRON
fsr-3476	376	7	,	,	PUNCT
fsr-3476	376	8	j.	j.	PROPN
fsr-3476	376	9	,	,	PUNCT
fsr-3476	376	10	&	&	CCONJ
fsr-3476	376	11	shim	shim	NOUN
fsr-3476	376	12	,	,	PUNCT
fsr-3476	376	13	s.	s.	PROPN
fsr-3476	376	14	(	(	PUNCT
fsr-3476	376	15	2010	2010	NUM
fsr-3476	376	16	)	)	PUNCT
fsr-3476	376	17	.	.	PUNCT
fsr-3476	377	1	financial	financial	ADJ
fsr-3476	377	2	education	education	NOUN
fsr-3476	377	3	,	,	PUNCT
fsr-3476	377	4	financial	financial	ADJ
fsr-3476	377	5	knowledge	knowledge	NOUN
fsr-3476	377	6	,	,	PUNCT
fsr-3476	377	7	and	and	CCONJ
fsr-3476	377	8	risky	risky	ADJ
fsr-3476	377	9	credit	credit	NOUN
fsr-3476	377	10	behavior	behavior	NOUN
fsr-3476	377	11	of	of	ADP
fsr-3476	377	12	college	college	NOUN
fsr-3476	377	13	students	student	NOUN
fsr-3476	377	14	.	.	PUNCT
fsr-3476	378	1	working	work	VERB
fsr-3476	378	2	paper	paper	NOUN
fsr-3476	378	3	2010	2010	NUM
fsr-3476	378	4	-	-	PUNCT
fsr-3476	378	5	wp-05	wp-05	NOUN
fsr-3476	378	6	.	.	PUNCT
fsr-3476	379	1	networks	networks	PROPN
fsr-3476	379	2	financial	financial	PROPN
fsr-3476	379	3	institute	institute	PROPN
fsr-3476	379	4	.	.	PUNCT
fsr-3476	380	1	available	available	ADJ
fsr-3476	380	2	at	at	ADP
fsr-3476	380	3	http://ssrn.com/	http://ssrn.com/	PROPN
fsr-3476	380	4	abstract=1709039	abstract=1709039	PROPN
fsr-3476	380	5	appendix	appendix	VERB
fsr-3476	380	6	appendix	appendix	NOUN
fsr-3476	380	7	:	:	PUNCT
fsr-3476	380	8	survey	survey	VERB
fsr-3476	380	9	the	the	DET
fsr-3476	380	10	following	follow	VERB
fsr-3476	380	11	survey	survey	NOUN
fsr-3476	380	12	questions	question	NOUN
fsr-3476	380	13	were	be	AUX
fsr-3476	380	14	administered	administer	VERB
fsr-3476	380	15	electronically	electronically	ADV
fsr-3476	380	16	via	via	ADP
fsr-3476	380	17	qualtrics	qualtric	NOUN
fsr-3476	380	18	.	.	PUNCT
fsr-3476	381	1	open	open	ADJ
fsr-3476	381	2	-	-	PUNCT
fsr-3476	381	3	ended	end	VERB
fsr-3476	381	4	questions	question	NOUN
fsr-3476	381	5	are	be	AUX
fsr-3476	381	6	indicated	indicate	VERB
fsr-3476	381	7	by	by	ADP
fsr-3476	381	8	open	open	ADJ
fsr-3476	381	9	following	follow	VERB
fsr-3476	381	10	the	the	DET
fsr-3476	381	11	question	question	NOUN
fsr-3476	381	12	.	.	PUNCT
fsr-3476	382	1	otherwise	otherwise	ADV
fsr-3476	382	2	,	,	PUNCT
fsr-3476	382	3	answer	answer	NOUN
fsr-3476	382	4	choices	choice	NOUN
fsr-3476	382	5	are	be	AUX
fsr-3476	382	6	italicized	italicize	VERB
fsr-3476	382	7	following	follow	VERB
fsr-3476	382	8	the	the	DET
fsr-3476	382	9	question	question	NOUN
fsr-3476	382	10	.	.	PUNCT
fsr-3476	383	1	1	1	X
fsr-3476	383	2	.	.	X
fsr-3476	383	3	what	what	PRON
fsr-3476	383	4	is	be	AUX
fsr-3476	383	5	your	your	PRON
fsr-3476	383	6	pirate	pirate	NOUN
fsr-3476	383	7	(	(	PUNCT
fsr-3476	383	8	school	school	NOUN
fsr-3476	383	9	)	)	PUNCT
fsr-3476	383	10	i	i	PROPN
fsr-3476	383	11	d	d	PROPN
fsr-3476	383	12	?	?	PUNCT
fsr-3476	384	1	open	open	ADJ
fsr-3476	384	2	2	2	NUM
fsr-3476	384	3	.	.	X
fsr-3476	384	4	are	be	AUX
fsr-3476	384	5	you	you	PRON
fsr-3476	384	6	an	an	DET
fsr-3476	384	7	undergraduate	undergraduate	ADJ
fsr-3476	384	8	student	student	NOUN
fsr-3476	384	9	at	at	ADP
fsr-3476	384	10	east	east	PROPN
fsr-3476	384	11	carolina	carolina	PROPN
fsr-3476	384	12	university	university	PROPN
fsr-3476	384	13	?	?	PUNCT
fsr-3476	385	1	yes	yes	INTJ
fsr-3476	385	2	,	,	PUNCT
fsr-3476	385	3	no	no	DET
fsr-3476	385	4	3	3	X
fsr-3476	385	5	.	.	PUNCT
fsr-3476	386	1	what	what	PRON
fsr-3476	386	2	college	college	NOUN
fsr-3476	386	3	or	or	CCONJ
fsr-3476	386	4	school	school	NOUN
fsr-3476	386	5	do	do	AUX
fsr-3476	386	6	you	you	PRON
fsr-3476	386	7	fall	fall	VERB
fsr-3476	386	8	into	into	ADP
fsr-3476	386	9	?	?	PUNCT
fsr-3476	387	1	engineering	engineering	NOUN
fsr-3476	387	2	and	and	CCONJ
fsr-3476	387	3	technology	technology	NOUN
fsr-3476	387	4	,	,	PUNCT
fsr-3476	387	5	arts	art	NOUN
fsr-3476	387	6	and	and	CCONJ
fsr-3476	387	7	sciences	science	NOUN
fsr-3476	387	8	,	,	PUNCT
fsr-3476	387	9	nursing	nursing	NOUN
fsr-3476	387	10	,	,	PUNCT
fsr-3476	387	11	business	business	NOUN
fsr-3476	387	12	,	,	PUNCT
fsr-3476	387	13	health	health	NOUN
fsr-3476	387	14	and	and	CCONJ
fsr-3476	387	15	human	human	ADJ
fsr-3476	387	16	performance	performance	NOUN
fsr-3476	387	17	,	,	PUNCT
fsr-3476	387	18	allied	ally	VERB
fsr-3476	387	19	health	health	NOUN
fsr-3476	387	20	sciences	science	NOUN
fsr-3476	387	21	,	,	PUNCT
fsr-3476	387	22	education	education	NOUN
fsr-3476	387	23	,	,	PUNCT
fsr-3476	387	24	fine	fine	ADJ
fsr-3476	387	25	arts	art	NOUN
fsr-3476	387	26	and	and	CCONJ
fsr-3476	387	27	communication	communication	NOUN
fsr-3476	387	28	,	,	PUNCT
fsr-3476	387	29	other	other	ADJ
fsr-3476	387	30	4	4	NUM
fsr-3476	387	31	.	.	PUNCT
fsr-3476	388	1	what	what	PRON
fsr-3476	388	2	is	be	AUX
fsr-3476	388	3	your	your	PRON
fsr-3476	388	4	age	age	NOUN
fsr-3476	388	5	?	?	PUNCT
fsr-3476	389	1	open	open	ADJ
fsr-3476	389	2	5	5	NUM
fsr-3476	389	3	.	.	PUNCT
fsr-3476	390	1	what	what	PRON
fsr-3476	390	2	is	be	AUX
fsr-3476	390	3	your	your	PRON
fsr-3476	390	4	class	class	NOUN
fsr-3476	390	5	rank	rank	NOUN
fsr-3476	390	6	?	?	PUNCT
fsr-3476	391	1	freshman	freshman	NOUN
fsr-3476	391	2	,	,	PUNCT
fsr-3476	391	3	sophomore	sophomore	NOUN
fsr-3476	391	4	,	,	PUNCT
fsr-3476	391	5	junior	junior	ADJ
fsr-3476	391	6	,	,	PUNCT
fsr-3476	391	7	senior	senior	ADJ
fsr-3476	391	8	j.	j.	PROPN
fsr-3476	391	9	j.	j.	PROPN
fsr-3476	391	10	beierlein	beierlein	PROPN
fsr-3476	391	11	et	et	PROPN
fsr-3476	391	12	al	al	PROPN
fsr-3476	391	13	.	.	PUNCT
fsr-3476	391	14	/	/	SYM
fsr-3476	391	15	financial	financial	ADJ
fsr-3476	391	16	services	service	NOUN
fsr-3476	391	17	review	review	VERB
fsr-3476	391	18	30	30	NUM
fsr-3476	391	19	(	(	PUNCT
fsr-3476	391	20	2022	2022	NUM
fsr-3476	391	21	)	)	PUNCT
fsr-3476	392	1	89–105	89–105	PROPN
fsr-3476	392	2	103	103	NUM
fsr-3476	392	3	6	6	NUM
fsr-3476	392	4	.	.	PUNCT
fsr-3476	393	1	what	what	PRON
fsr-3476	393	2	is	be	AUX
fsr-3476	393	3	your	your	PRON
fsr-3476	393	4	gender?male	gender?male	NOUN
fsr-3476	393	5	,	,	PUNCT
fsr-3476	393	6	female	female	NOUN
fsr-3476	393	7	,	,	PUNCT
fsr-3476	393	8	other	other	ADJ
fsr-3476	393	9	7	7	NUM
fsr-3476	393	10	.	.	PUNCT
fsr-3476	394	1	what	what	PRON
fsr-3476	394	2	is	be	AUX
fsr-3476	394	3	your	your	PRON
fsr-3476	394	4	race	race	NOUN
fsr-3476	394	5	?	?	PUNCT
fsr-3476	395	1	asian	asian	ADJ
fsr-3476	395	2	,	,	PUNCT
fsr-3476	395	3	white	white	ADJ
fsr-3476	395	4	/	/	SYM
fsr-3476	395	5	caucasian	caucasian	ADJ
fsr-3476	395	6	,	,	PUNCT
fsr-3476	395	7	african	african	ADJ
fsr-3476	395	8	american	american	PROPN
fsr-3476	395	9	,	,	PUNCT
fsr-3476	395	10	hispanic	hispanic	ADJ
fsr-3476	395	11	,	,	PUNCT
fsr-3476	395	12	pacific	pacific	PROPN
fsr-3476	395	13	islander	islander	PROPN
fsr-3476	395	14	,	,	PUNCT
fsr-3476	395	15	other	other	ADJ
fsr-3476	395	16	8	8	NUM
fsr-3476	395	17	.	.	PUNCT
fsr-3476	396	1	what	what	PRON
fsr-3476	396	2	is	be	AUX
fsr-3476	396	3	your	your	PRON
fsr-3476	396	4	employment	employment	NOUN
fsr-3476	396	5	status	status	NOUN
fsr-3476	396	6	?	?	PUNCT
fsr-3476	397	1	i	i	PRON
fsr-3476	397	2	do	do	AUX
fsr-3476	397	3	not	not	PART
fsr-3476	397	4	work	work	VERB
fsr-3476	397	5	,	,	PUNCT
fsr-3476	397	6	i	i	PRON
fsr-3476	397	7	work	work	VERB
fsr-3476	397	8	part	part	NOUN
fsr-3476	397	9	time	time	NOUN
fsr-3476	397	10	,	,	PUNCT
fsr-3476	397	11	i	i	PRON
fsr-3476	397	12	work	work	VERB
fsr-3476	397	13	full	full	ADJ
fsr-3476	397	14	time	time	NOUN
fsr-3476	397	15	.	.	PUNCT
fsr-3476	398	1	9	9	X
fsr-3476	398	2	.	.	X
fsr-3476	398	3	what	what	PRON
fsr-3476	398	4	is	be	AUX
fsr-3476	398	5	your	your	PRON
fsr-3476	398	6	/	/	SYM
fsr-3476	398	7	your	your	PRON
fsr-3476	398	8	parents	parent	NOUN
fsr-3476	398	9	total	total	ADJ
fsr-3476	398	10	household	household	NOUN
fsr-3476	398	11	income	income	NOUN
fsr-3476	398	12	?	?	PUNCT
fsr-3476	399	1	not	not	PART
fsr-3476	399	2	sure	sure	ADJ
fsr-3476	399	3	,	,	PUNCT
fsr-3476	399	4	less	less	ADJ
fsr-3476	399	5	than	than	ADP
fsr-3476	399	6	$	$	SYM
fsr-3476	399	7	30,000	30,000	NUM
fsr-3476	399	8	,	,	PUNCT
fsr-3476	399	9	$	$	SYM
fsr-3476	399	10	30,000	30,000	NUM
fsr-3476	399	11	to	to	PART
fsr-3476	399	12	$	$	SYM
fsr-3476	399	13	59,999	59,999	NUM
fsr-3476	399	14	,	,	PUNCT
fsr-3476	399	15	$	$	SYM
fsr-3476	399	16	60,000	60,000	NUM
fsr-3476	399	17	to	to	PART
fsr-3476	399	18	$	$	SYM
fsr-3476	399	19	89,999	89,999	NUM
fsr-3476	399	20	,	,	PUNCT
fsr-3476	399	21	$	$	SYM
fsr-3476	399	22	90,000	90,000	NUM
fsr-3476	399	23	to	to	PART
fsr-3476	399	24	$	$	SYM
fsr-3476	399	25	119,999	119,999	NUM
fsr-3476	399	26	,	,	PUNCT
fsr-3476	399	27	$	$	SYM
fsr-3476	399	28	120,000	120,000	NUM
fsr-3476	399	29	or	or	CCONJ
fsr-3476	399	30	more	more	ADJ
fsr-3476	399	31	.	.	PUNCT
fsr-3476	400	1	10	10	NUM
fsr-3476	400	2	.	.	PUNCT
fsr-3476	400	3	do	do	AUX
fsr-3476	400	4	either	either	PRON
fsr-3476	400	5	of	of	ADP
fsr-3476	400	6	your	your	PRON
fsr-3476	400	7	parents	parent	NOUN
fsr-3476	400	8	work	work	VERB
fsr-3476	400	9	in	in	ADP
fsr-3476	400	10	the	the	DET
fsr-3476	400	11	financial	financial	ADJ
fsr-3476	400	12	services	service	NOUN
fsr-3476	400	13	industry	industry	NOUN
fsr-3476	400	14	?	?	PUNCT
fsr-3476	401	1	no	no	INTJ
fsr-3476	401	2	;	;	PUNCT
fsr-3476	401	3	not	not	PART
fsr-3476	401	4	anymore	anymore	ADV
fsr-3476	401	5	,	,	PUNCT
fsr-3476	401	6	but	but	CCONJ
fsr-3476	401	7	one	one	NUM
fsr-3476	401	8	or	or	CCONJ
fsr-3476	401	9	both	both	PRON
fsr-3476	401	10	used	use	VERB
fsr-3476	401	11	to	to	ADP
fsr-3476	401	12	;	;	PUNCT
fsr-3476	401	13	yes	yes	INTJ
fsr-3476	401	14	,	,	PUNCT
fsr-3476	401	15	one	one	NUM
fsr-3476	401	16	of	of	ADP
fsr-3476	401	17	my	my	PRON
fsr-3476	401	18	parents	parent	NOUN
fsr-3476	401	19	;	;	PUNCT
fsr-3476	401	20	yes	yes	INTJ
fsr-3476	401	21	,	,	PUNCT
fsr-3476	401	22	both	both	PRON
fsr-3476	401	23	of	of	ADP
fsr-3476	401	24	my	my	PRON
fsr-3476	401	25	parents	parent	NOUN
fsr-3476	401	26	.	.	PUNCT
fsr-3476	402	1	11	11	NUM
fsr-3476	402	2	.	.	PUNCT
fsr-3476	402	3	is	be	AUX
fsr-3476	402	4	english	english	PROPN
fsr-3476	402	5	your	your	PRON
fsr-3476	402	6	primary	primary	ADJ
fsr-3476	402	7	language	language	NOUN
fsr-3476	402	8	?	?	PUNCT
fsr-3476	403	1	yes	yes	INTJ
fsr-3476	403	2	,	,	PUNCT
fsr-3476	403	3	no	no	DET
fsr-3476	403	4	12	12	NUM
fsr-3476	403	5	.	.	PUNCT
fsr-3476	404	1	do	do	AUX
fsr-3476	404	2	you	you	PRON
fsr-3476	404	3	know	know	VERB
fsr-3476	404	4	about	about	ADP
fsr-3476	404	5	the	the	DET
fsr-3476	404	6	personal	personal	ADJ
fsr-3476	404	7	finance	finance	NOUN
fsr-3476	404	8	course	course	NOUN
fsr-3476	404	9	(	(	PUNCT
fsr-3476	404	10	fina	fina	PROPN
fsr-3476	404	11	1904	1904	NUM
fsr-3476	404	12	)	)	PUNCT
fsr-3476	404	13	offered	offer	VERB
fsr-3476	404	14	at	at	ADP
fsr-3476	404	15	ecu	ecu	PROPN
fsr-3476	404	16	?	?	PUNCT
fsr-3476	405	1	yes	yes	INTJ
fsr-3476	405	2	,	,	PUNCT
fsr-3476	405	3	no	no	DET
fsr-3476	405	4	13	13	NUM
fsr-3476	405	5	.	.	PUNCT
fsr-3476	406	1	have	have	AUX
fsr-3476	406	2	you	you	PRON
fsr-3476	406	3	taken	take	VERB
fsr-3476	406	4	the	the	DET
fsr-3476	406	5	personal	personal	ADJ
fsr-3476	406	6	finance	finance	NOUN
fsr-3476	406	7	course	course	NOUN
fsr-3476	406	8	(	(	PUNCT
fsr-3476	406	9	fina	fina	PROPN
fsr-3476	406	10	1904	1904	NUM
fsr-3476	406	11	)	)	PUNCT
fsr-3476	406	12	at	at	ADP
fsr-3476	406	13	ecu	ecu	NOUN
fsr-3476	406	14	?	?	PUNCT
fsr-3476	407	1	yes	yes	INTJ
fsr-3476	407	2	,	,	PUNCT
fsr-3476	407	3	no	no	DET
fsr-3476	407	4	14	14	NUM
fsr-3476	407	5	.	.	PUNCT
fsr-3476	408	1	if	if	SCONJ
fsr-3476	408	2	answer	answer	NOUN
fsr-3476	408	3	to	to	ADP
fsr-3476	408	4	q13	q13	NOUN
fsr-3476	408	5	is	be	AUX
fsr-3476	408	6	yes	yes	INTJ
fsr-3476	408	7	,	,	PUNCT
fsr-3476	408	8	why	why	SCONJ
fsr-3476	408	9	did	do	AUX
fsr-3476	408	10	you	you	PRON
fsr-3476	408	11	choose	choose	VERB
fsr-3476	408	12	to	to	PART
fsr-3476	408	13	take	take	VERB
fsr-3476	408	14	the	the	DET
fsr-3476	408	15	course	course	NOUN
fsr-3476	408	16	?	?	PUNCT
fsr-3476	409	1	i	i	PRON
fsr-3476	409	2	thought	think	VERB
fsr-3476	409	3	it	it	PRON
fsr-3476	409	4	would	would	AUX
fsr-3476	409	5	be	be	AUX
fsr-3476	409	6	valuable	valuable	ADJ
fsr-3476	409	7	to	to	ADP
fsr-3476	409	8	my	my	PRON
fsr-3476	409	9	future	future	NOUN
fsr-3476	409	10	,	,	PUNCT
fsr-3476	409	11	i	i	PRON
fsr-3476	409	12	heard	hear	VERB
fsr-3476	409	13	good	good	ADJ
fsr-3476	409	14	reviews	review	NOUN
fsr-3476	409	15	about	about	ADP
fsr-3476	409	16	the	the	DET
fsr-3476	409	17	professor(s	professor(s	NOUN
fsr-3476	409	18	)	)	PUNCT
fsr-3476	409	19	,	,	PUNCT
fsr-3476	409	20	i	i	PRON
fsr-3476	409	21	needed	need	VERB
fsr-3476	409	22	an	an	DET
fsr-3476	409	23	elective	elective	ADJ
fsr-3476	409	24	course	course	NOUN
fsr-3476	409	25	,	,	PUNCT
fsr-3476	409	26	i	i	PRON
fsr-3476	409	27	heard	hear	VERB
fsr-3476	409	28	the	the	DET
fsr-3476	409	29	class	class	NOUN
fsr-3476	409	30	was	be	AUX
fsr-3476	409	31	easy	easy	ADJ
fsr-3476	409	32	.	.	PUNCT
fsr-3476	410	1	15	15	X
fsr-3476	410	2	.	.	PUNCT
fsr-3476	411	1	if	if	SCONJ
fsr-3476	411	2	answer	answer	NOUN
fsr-3476	411	3	to	to	ADP
fsr-3476	411	4	q13	q13	NOUN
fsr-3476	411	5	is	be	AUX
fsr-3476	411	6	yes	yes	INTJ
fsr-3476	411	7	,	,	PUNCT
fsr-3476	411	8	after	after	ADP
fsr-3476	411	9	taking	take	VERB
fsr-3476	411	10	the	the	DET
fsr-3476	411	11	course	course	NOUN
fsr-3476	411	12	do	do	AUX
fsr-3476	411	13	you	you	PRON
fsr-3476	411	14	feel	feel	VERB
fsr-3476	411	15	that	that	SCONJ
fsr-3476	411	16	personal	personal	ADJ
fsr-3476	411	17	finance	finance	NOUN
fsr-3476	411	18	is	be	AUX
fsr-3476	411	19	more	more	ADV
fsr-3476	411	20	important	important	ADJ
fsr-3476	411	21	or	or	CCONJ
fsr-3476	411	22	less	less	ADV
fsr-3476	411	23	important	important	ADJ
fsr-3476	411	24	than	than	SCONJ
fsr-3476	411	25	before	before	SCONJ
fsr-3476	411	26	you	you	PRON
fsr-3476	411	27	took	take	VERB
fsr-3476	411	28	the	the	DET
fsr-3476	411	29	course	course	NOUN
fsr-3476	411	30	?	?	PUNCT
fsr-3476	412	1	less	less	ADV
fsr-3476	412	2	important	important	ADJ
fsr-3476	412	3	,	,	PUNCT
fsr-3476	412	4	neither	neither	CCONJ
fsr-3476	412	5	more	more	ADJ
fsr-3476	412	6	nor	nor	CCONJ
fsr-3476	412	7	less	less	ADV
fsr-3476	412	8	important	important	ADJ
fsr-3476	412	9	,	,	PUNCT
fsr-3476	412	10	slightly	slightly	ADV
fsr-3476	412	11	more	more	ADV
fsr-3476	412	12	important	important	ADJ
fsr-3476	412	13	,	,	PUNCT
fsr-3476	412	14	more	more	ADV
fsr-3476	412	15	important	important	ADJ
fsr-3476	412	16	16	16	NUM
fsr-3476	412	17	.	.	PUNCT
fsr-3476	413	1	if	if	SCONJ
fsr-3476	413	2	answer	answer	NOUN
fsr-3476	413	3	to	to	ADP
fsr-3476	413	4	q13	q13	NOUN
fsr-3476	413	5	is	be	AUX
fsr-3476	413	6	yes	yes	INTJ
fsr-3476	413	7	,	,	PUNCT
fsr-3476	413	8	what	what	DET
fsr-3476	413	9	grade	grade	NOUN
fsr-3476	413	10	did	do	AUX
fsr-3476	413	11	you	you	PRON
fsr-3476	413	12	receive	receive	VERB
fsr-3476	413	13	in	in	ADP
fsr-3476	413	14	the	the	DET
fsr-3476	413	15	course	course	NOUN
fsr-3476	413	16	?	?	PUNCT
fsr-3476	414	1	a	a	DET
fsr-3476	414	2	,	,	PUNCT
fsr-3476	414	3	b	b	NOUN
fsr-3476	414	4	,	,	PUNCT
fsr-3476	414	5	c	c	NOUN
fsr-3476	414	6	,	,	PUNCT
fsr-3476	414	7	d	d	PROPN
fsr-3476	414	8	,	,	PUNCT
fsr-3476	414	9	f	f	PROPN
fsr-3476	414	10	17	17	NUM
fsr-3476	414	11	.	.	PUNCT
fsr-3476	415	1	if	if	SCONJ
fsr-3476	415	2	answer	answer	NOUN
fsr-3476	415	3	to	to	ADP
fsr-3476	415	4	q13	q13	NOUN
fsr-3476	415	5	is	be	AUX
fsr-3476	415	6	yes	yes	INTJ
fsr-3476	415	7	,	,	PUNCT
fsr-3476	415	8	how	how	SCONJ
fsr-3476	415	9	valuable	valuable	ADJ
fsr-3476	415	10	do	do	AUX
fsr-3476	415	11	you	you	PRON
fsr-3476	415	12	feel	feel	VERB
fsr-3476	415	13	what	what	PRON
fsr-3476	415	14	you	you	PRON
fsr-3476	415	15	learned	learn	VERB
fsr-3476	415	16	will	will	AUX
fsr-3476	415	17	be	be	AUX
fsr-3476	415	18	in	in	ADP
fsr-3476	415	19	the	the	DET
fsr-3476	415	20	future	future	NOUN
fsr-3476	415	21	?	?	PUNCT
fsr-3476	416	1	not	not	PART
fsr-3476	416	2	at	at	ADV
fsr-3476	416	3	all	all	ADV
fsr-3476	416	4	valuable	valuable	ADJ
fsr-3476	416	5	,	,	PUNCT
fsr-3476	416	6	somewhat	somewhat	ADV
fsr-3476	416	7	invaluable	invaluable	ADJ
fsr-3476	416	8	,	,	PUNCT
fsr-3476	416	9	neither	neither	CCONJ
fsr-3476	416	10	valuable	valuable	ADJ
fsr-3476	416	11	nor	nor	CCONJ
fsr-3476	416	12	invaluable	invaluable	ADJ
fsr-3476	416	13	,	,	PUNCT
fsr-3476	416	14	somewhat	somewhat	ADV
fsr-3476	416	15	valuable	valuable	ADJ
fsr-3476	416	16	,	,	PUNCT
fsr-3476	416	17	very	very	ADV
fsr-3476	416	18	valuable	valuable	ADJ
fsr-3476	416	19	18	18	NUM
fsr-3476	416	20	.	.	PUNCT
fsr-3476	417	1	if	if	SCONJ
fsr-3476	417	2	answer	answer	NOUN
fsr-3476	417	3	to	to	ADP
fsr-3476	417	4	q13	q13	NOUN
fsr-3476	417	5	is	be	AUX
fsr-3476	417	6	no	no	PRON
fsr-3476	417	7	,	,	PUNCT
fsr-3476	417	8	why	why	SCONJ
fsr-3476	417	9	did	do	AUX
fsr-3476	417	10	you	you	PRON
fsr-3476	417	11	choose	choose	VERB
fsr-3476	417	12	not	not	PART
fsr-3476	417	13	to	to	PART
fsr-3476	417	14	take	take	VERB
fsr-3476	417	15	this	this	DET
fsr-3476	417	16	course	course	NOUN
fsr-3476	417	17	?	?	PUNCT
fsr-3476	418	1	i	i	PRON
fsr-3476	418	2	did	do	AUX
fsr-3476	418	3	not	not	PART
fsr-3476	418	4	think	think	VERB
fsr-3476	418	5	it	it	PRON
fsr-3476	418	6	would	would	AUX
fsr-3476	418	7	be	be	AUX
fsr-3476	418	8	worthwhile	worthwhile	ADJ
fsr-3476	418	9	,	,	PUNCT
fsr-3476	418	10	i	i	PRON
fsr-3476	418	11	did	do	AUX
fsr-3476	418	12	not	not	PART
fsr-3476	418	13	have	have	VERB
fsr-3476	418	14	any	any	DET
fsr-3476	418	15	room	room	NOUN
fsr-3476	418	16	in	in	ADP
fsr-3476	418	17	my	my	PRON
fsr-3476	418	18	schedule	schedule	NOUN
fsr-3476	418	19	,	,	PUNCT
fsr-3476	418	20	i	i	PRON
fsr-3476	418	21	heard	hear	VERB
fsr-3476	418	22	the	the	DET
fsr-3476	418	23	class	class	NOUN
fsr-3476	418	24	was	be	AUX
fsr-3476	418	25	hard	hard	ADJ
fsr-3476	418	26	,	,	PUNCT
fsr-3476	418	27	other	other	ADJ
fsr-3476	418	28	.	.	PUNCT
fsr-3476	419	1	19	19	NUM
fsr-3476	419	2	.	.	PUNCT
fsr-3476	420	1	if	if	SCONJ
fsr-3476	420	2	answer	answer	NOUN
fsr-3476	420	3	to	to	ADP
fsr-3476	420	4	q13	q13	NOUN
fsr-3476	420	5	is	be	AUX
fsr-3476	420	6	no	no	PRON
fsr-3476	420	7	,	,	PUNCT
fsr-3476	420	8	do	do	AUX
fsr-3476	420	9	you	you	PRON
fsr-3476	420	10	plan	plan	VERB
fsr-3476	420	11	to	to	PART
fsr-3476	420	12	take	take	VERB
fsr-3476	420	13	the	the	DET
fsr-3476	420	14	personal	personal	ADJ
fsr-3476	420	15	finance	finance	NOUN
fsr-3476	420	16	course	course	NOUN
fsr-3476	420	17	(	(	PUNCT
fsr-3476	420	18	fina	fina	PROPN
fsr-3476	420	19	1904	1904	NUM
fsr-3476	420	20	)	)	PUNCT
fsr-3476	420	21	at	at	ADP
fsr-3476	420	22	ecu	ecu	NOUN
fsr-3476	420	23	?	?	PUNCT
fsr-3476	421	1	yes	yes	INTJ
fsr-3476	421	2	,	,	PUNCT
fsr-3476	421	3	no	no	DET
fsr-3476	421	4	20	20	NUM
fsr-3476	421	5	.	.	PUNCT
fsr-3476	422	1	have	have	AUX
fsr-3476	422	2	you	you	PRON
fsr-3476	422	3	ever	ever	ADV
fsr-3476	422	4	attended	attend	VERB
fsr-3476	422	5	a	a	DET
fsr-3476	422	6	personal	personal	ADJ
fsr-3476	422	7	finance	finance	NOUN
fsr-3476	422	8	seminar	seminar	NOUN
fsr-3476	422	9	/	/	SYM
fsr-3476	422	10	informational	informational	ADJ
fsr-3476	422	11	session	session	NOUN
fsr-3476	422	12	?	?	PUNCT
fsr-3476	423	1	yes	yes	INTJ
fsr-3476	423	2	,	,	PUNCT
fsr-3476	423	3	no	no	DET
fsr-3476	423	4	21	21	NUM
fsr-3476	423	5	.	.	PUNCT
fsr-3476	424	1	where	where	SCONJ
fsr-3476	424	2	have	have	AUX
fsr-3476	424	3	you	you	PRON
fsr-3476	424	4	ever	ever	ADV
fsr-3476	424	5	studied	study	VERB
fsr-3476	424	6	personal	personal	ADJ
fsr-3476	424	7	finance	finance	NOUN
fsr-3476	424	8	?	?	PUNCT
fsr-3476	425	1	i	i	PRON
fsr-3476	425	2	have	have	AUX
fsr-3476	425	3	never	never	ADV
fsr-3476	425	4	studied	study	VERB
fsr-3476	425	5	personal	personal	ADJ
fsr-3476	425	6	finance	finance	NOUN
fsr-3476	425	7	,	,	PUNCT
fsr-3476	425	8	high	high	ADJ
fsr-3476	425	9	school	school	NOUN
fsr-3476	425	10	personal	personal	ADJ
fsr-3476	425	11	finance	finance	NOUN
fsr-3476	425	12	class	class	NOUN
fsr-3476	425	13	,	,	PUNCT
fsr-3476	425	14	college	college	NOUN
fsr-3476	425	15	level	level	NOUN
fsr-3476	425	16	personal	personal	ADJ
fsr-3476	425	17	finance	finance	NOUN
fsr-3476	425	18	class	class	NOUN
fsr-3476	425	19	,	,	PUNCT
fsr-3476	425	20	other	other	ADJ
fsr-3476	425	21	.	.	PUNCT
fsr-3476	426	1	22	22	NUM
fsr-3476	426	2	.	.	PUNCT
fsr-3476	427	1	do	do	AUX
fsr-3476	427	2	you	you	PRON
fsr-3476	427	3	plan	plan	VERB
fsr-3476	427	4	to	to	PART
fsr-3476	427	5	attend	attend	VERB
fsr-3476	427	6	a	a	DET
fsr-3476	427	7	personal	personal	ADJ
fsr-3476	427	8	finance	finance	NOUN
fsr-3476	427	9	seminar	seminar	NOUN
fsr-3476	427	10	/	/	SYM
fsr-3476	427	11	informational	informational	ADJ
fsr-3476	427	12	session	session	NOUN
fsr-3476	427	13	?	?	PUNCT
fsr-3476	428	1	yes	yes	INTJ
fsr-3476	428	2	,	,	PUNCT
fsr-3476	428	3	no	no	DET
fsr-3476	428	4	23	23	NUM
fsr-3476	428	5	.	.	PUNCT
fsr-3476	429	1	have	have	AUX
fsr-3476	429	2	you	you	PRON
fsr-3476	429	3	ever	ever	ADV
fsr-3476	429	4	taken	take	VERB
fsr-3476	429	5	a	a	DET
fsr-3476	429	6	finance	finance	NOUN
fsr-3476	429	7	course	course	NOUN
fsr-3476	429	8	besides	besides	SCONJ
fsr-3476	429	9	personal	personal	ADJ
fsr-3476	429	10	finance	finance	NOUN
fsr-3476	429	11	?	?	PUNCT
fsr-3476	430	1	yes	yes	INTJ
fsr-3476	430	2	,	,	PUNCT
fsr-3476	430	3	in	in	ADP
fsr-3476	430	4	high	high	ADJ
fsr-3476	430	5	school	school	NOUN
fsr-3476	430	6	;	;	PUNCT
fsr-3476	430	7	yes	yes	INTJ
fsr-3476	430	8	,	,	PUNCT
fsr-3476	430	9	in	in	ADP
fsr-3476	430	10	college	college	NOUN
fsr-3476	430	11	;	;	PUNCT
fsr-3476	430	12	no	no	DET
fsr-3476	430	13	24	24	NUM
fsr-3476	430	14	.	.	PUNCT
fsr-3476	431	1	have	have	AUX
fsr-3476	431	2	you	you	PRON
fsr-3476	431	3	ever	ever	ADV
fsr-3476	431	4	taken	take	VERB
fsr-3476	431	5	an	an	DET
fsr-3476	431	6	economics	economics	NOUN
fsr-3476	431	7	course	course	NOUN
fsr-3476	431	8	?	?	PUNCT
fsr-3476	432	1	yes	yes	INTJ
fsr-3476	432	2	,	,	PUNCT
fsr-3476	432	3	in	in	ADP
fsr-3476	432	4	high	high	ADJ
fsr-3476	432	5	school	school	NOUN
fsr-3476	432	6	;	;	PUNCT
fsr-3476	432	7	yes	yes	INTJ
fsr-3476	432	8	,	,	PUNCT
fsr-3476	432	9	in	in	ADP
fsr-3476	432	10	college	college	NOUN
fsr-3476	432	11	;	;	PUNCT
fsr-3476	432	12	no	no	DET
fsr-3476	432	13	25	25	NUM
fsr-3476	432	14	.	.	PUNCT
fsr-3476	433	1	how	how	SCONJ
fsr-3476	433	2	important	important	ADJ
fsr-3476	433	3	do	do	AUX
fsr-3476	433	4	you	you	PRON
fsr-3476	433	5	think	think	VERB
fsr-3476	433	6	personal	personal	ADJ
fsr-3476	433	7	finance	finance	NOUN
fsr-3476	433	8	is	be	AUX
fsr-3476	433	9	?	?	PUNCT
fsr-3476	434	1	very	very	ADV
fsr-3476	434	2	unimportant	unimportant	ADJ
fsr-3476	434	3	,	,	PUNCT
fsr-3476	434	4	unimportant	unimportant	ADJ
fsr-3476	434	5	,	,	PUNCT
fsr-3476	434	6	neither	neither	CCONJ
fsr-3476	434	7	unimportant	unimportant	ADJ
fsr-3476	434	8	nor	nor	CCONJ
fsr-3476	434	9	important	important	ADJ
fsr-3476	434	10	,	,	PUNCT
fsr-3476	434	11	important	important	ADJ
fsr-3476	434	12	,	,	PUNCT
fsr-3476	434	13	very	very	ADV
fsr-3476	434	14	important	important	ADJ
fsr-3476	434	15	.	.	PUNCT
fsr-3476	435	1	26	26	NUM
fsr-3476	435	2	.	.	PUNCT
fsr-3476	436	1	if	if	SCONJ
fsr-3476	436	2	answer	answer	NOUN
fsr-3476	436	3	to	to	ADP
fsr-3476	436	4	q24	q24	PROPN
fsr-3476	436	5	is	be	AUX
fsr-3476	436	6	very	very	ADV
fsr-3476	436	7	unimportant	unimportant	ADJ
fsr-3476	436	8	or	or	CCONJ
fsr-3476	436	9	unimportant	unimportant	ADJ
fsr-3476	436	10	,	,	PUNCT
fsr-3476	436	11	why	why	SCONJ
fsr-3476	436	12	do	do	AUX
fsr-3476	436	13	you	you	PRON
fsr-3476	436	14	find	find	VERB
fsr-3476	436	15	personal	personal	ADJ
fsr-3476	436	16	finance	finance	NOUN
fsr-3476	436	17	unimportant	unimportant	ADJ
fsr-3476	436	18	?	?	PUNCT
fsr-3476	437	1	open	open	ADJ
fsr-3476	437	2	27	27	NUM
fsr-3476	437	3	.	.	PUNCT
fsr-3476	438	1	if	if	SCONJ
fsr-3476	438	2	answer	answer	NOUN
fsr-3476	438	3	to	to	ADP
fsr-3476	438	4	q24	q24	PROPN
fsr-3476	438	5	is	be	AUX
fsr-3476	438	6	very	very	ADV
fsr-3476	438	7	important	important	ADJ
fsr-3476	438	8	or	or	CCONJ
fsr-3476	438	9	important	important	ADJ
fsr-3476	438	10	,	,	PUNCT
fsr-3476	438	11	why	why	SCONJ
fsr-3476	438	12	do	do	AUX
fsr-3476	438	13	you	you	PRON
fsr-3476	438	14	find	find	VERB
fsr-3476	438	15	personal	personal	ADJ
fsr-3476	438	16	finance	finance	NOUN
fsr-3476	438	17	important	important	ADJ
fsr-3476	438	18	?	?	PUNCT
fsr-3476	439	1	open	open	ADJ
fsr-3476	439	2	28	28	NUM
fsr-3476	439	3	.	.	PUNCT
fsr-3476	440	1	how	how	SCONJ
fsr-3476	440	2	motivated	motivated	ADJ
fsr-3476	440	3	are	be	AUX
fsr-3476	440	4	you	you	PRON
fsr-3476	440	5	to	to	PART
fsr-3476	440	6	learn	learn	VERB
fsr-3476	440	7	about	about	ADP
fsr-3476	440	8	personal	personal	ADJ
fsr-3476	440	9	finance	finance	NOUN
fsr-3476	440	10	?	?	PUNCT
fsr-3476	441	1	very	very	ADV
fsr-3476	441	2	discouraged	discouraged	ADJ
fsr-3476	441	3	,	,	PUNCT
fsr-3476	441	4	slightly	slightly	ADV
fsr-3476	441	5	discouraged	discouraged	ADJ
fsr-3476	441	6	,	,	PUNCT
fsr-3476	441	7	neither	neither	CCONJ
fsr-3476	441	8	motivated	motivated	ADJ
fsr-3476	441	9	nor	nor	CCONJ
fsr-3476	441	10	discouraged	discouraged	ADJ
fsr-3476	441	11	,	,	PUNCT
fsr-3476	441	12	slightly	slightly	ADV
fsr-3476	441	13	motivated	motivated	ADJ
fsr-3476	441	14	,	,	PUNCT
fsr-3476	441	15	very	very	ADV
fsr-3476	441	16	motivated	motivated	ADJ
fsr-3476	441	17	.	.	PUNCT
fsr-3476	442	1	29	29	NUM
fsr-3476	442	2	.	.	PUNCT
fsr-3476	443	1	how	how	SCONJ
fsr-3476	443	2	strongly	strongly	ADV
fsr-3476	443	3	have	have	AUX
fsr-3476	443	4	your	your	PRON
fsr-3476	443	5	parents	parent	NOUN
fsr-3476	443	6	influenced	influence	VERB
fsr-3476	443	7	your	your	PRON
fsr-3476	443	8	knowledge	knowledge	NOUN
fsr-3476	443	9	of	of	ADP
fsr-3476	443	10	personal	personal	ADJ
fsr-3476	443	11	finance	finance	NOUN
fsr-3476	443	12	?	?	PUNCT
fsr-3476	444	1	1not	1not	ADV
fsr-3476	444	2	at	at	ADV
fsr-3476	444	3	all	all	ADV
fsr-3476	444	4	,	,	PUNCT
fsr-3476	444	5	2	2	NUM
fsr-3476	444	6	,	,	PUNCT
fsr-3476	444	7	3	3	NUM
fsr-3476	444	8	,	,	PUNCT
fsr-3476	444	9	4	4	NUM
fsr-3476	444	10	,	,	PUNCT
fsr-3476	444	11	5	5	NUM
fsr-3476	444	12	a	a	DET
fsr-3476	444	13	great	great	ADJ
fsr-3476	444	14	deal	deal	NOUN
fsr-3476	444	15	.	.	PUNCT
fsr-3476	445	1	30	30	NUM
fsr-3476	445	2	.	.	PUNCT
fsr-3476	446	1	how	how	SCONJ
fsr-3476	446	2	strongly	strongly	ADV
fsr-3476	446	3	have	have	AUX
fsr-3476	446	4	other	other	ADJ
fsr-3476	446	5	relatives	relative	NOUN
fsr-3476	446	6	(	(	PUNCT
fsr-3476	446	7	besides	besides	SCONJ
fsr-3476	446	8	your	your	PRON
fsr-3476	446	9	parents	parent	NOUN
fsr-3476	446	10	)	)	PUNCT
fsr-3476	446	11	influenced	influence	VERB
fsr-3476	446	12	your	your	PRON
fsr-3476	446	13	knowledge	knowledge	NOUN
fsr-3476	446	14	of	of	ADP
fsr-3476	446	15	personal	personal	ADJ
fsr-3476	446	16	finance	finance	NOUN
fsr-3476	446	17	?	?	PUNCT
fsr-3476	447	1	1not	1not	ADV
fsr-3476	447	2	at	at	ADV
fsr-3476	447	3	all	all	ADV
fsr-3476	447	4	,	,	PUNCT
fsr-3476	447	5	2	2	NUM
fsr-3476	447	6	,	,	PUNCT
fsr-3476	447	7	3	3	NUM
fsr-3476	447	8	,	,	PUNCT
fsr-3476	447	9	4	4	NUM
fsr-3476	447	10	,	,	PUNCT
fsr-3476	447	11	5	5	NUM
fsr-3476	447	12	a	a	DET
fsr-3476	447	13	great	great	ADJ
fsr-3476	447	14	deal	deal	NOUN
fsr-3476	447	15	.	.	PUNCT
fsr-3476	448	1	31	31	NUM
fsr-3476	448	2	.	.	PUNCT
fsr-3476	449	1	how	how	SCONJ
fsr-3476	449	2	strongly	strongly	ADV
fsr-3476	449	3	have	have	AUX
fsr-3476	449	4	instructors	instructor	NOUN
fsr-3476	449	5	influenced	influence	VERB
fsr-3476	449	6	your	your	PRON
fsr-3476	449	7	knowledge	knowledge	NOUN
fsr-3476	449	8	of	of	ADP
fsr-3476	449	9	personal	personal	ADJ
fsr-3476	449	10	finance	finance	NOUN
fsr-3476	449	11	?	?	PUNCT
fsr-3476	450	1	1not	1not	ADV
fsr-3476	450	2	at	at	ADV
fsr-3476	450	3	all	all	ADV
fsr-3476	450	4	,	,	PUNCT
fsr-3476	450	5	2	2	NUM
fsr-3476	450	6	,	,	PUNCT
fsr-3476	450	7	3	3	NUM
fsr-3476	450	8	,	,	PUNCT
fsr-3476	450	9	4	4	NUM
fsr-3476	450	10	,	,	PUNCT
fsr-3476	450	11	5	5	NUM
fsr-3476	450	12	a	a	DET
fsr-3476	450	13	great	great	ADJ
fsr-3476	450	14	deal	deal	NOUN
fsr-3476	450	15	.	.	PUNCT
fsr-3476	451	1	32	32	NUM
fsr-3476	451	2	.	.	PUNCT
fsr-3476	452	1	how	how	SCONJ
fsr-3476	452	2	strongly	strongly	ADV
fsr-3476	452	3	have	have	VERB
fsr-3476	452	4	your	your	PRON
fsr-3476	452	5	peers	peer	NOUN
fsr-3476	452	6	influenced	influence	VERB
fsr-3476	452	7	your	your	PRON
fsr-3476	452	8	knowledge	knowledge	NOUN
fsr-3476	452	9	of	of	ADP
fsr-3476	452	10	personal	personal	ADJ
fsr-3476	452	11	finance	finance	NOUN
fsr-3476	452	12	?	?	PUNCT
fsr-3476	453	1	1not	1not	ADV
fsr-3476	453	2	at	at	ADV
fsr-3476	453	3	all	all	ADV
fsr-3476	453	4	,	,	PUNCT
fsr-3476	453	5	2	2	NUM
fsr-3476	453	6	,	,	PUNCT
fsr-3476	453	7	3	3	NUM
fsr-3476	453	8	,	,	PUNCT
fsr-3476	453	9	4	4	NUM
fsr-3476	453	10	,	,	PUNCT
fsr-3476	453	11	5	5	NUM
fsr-3476	453	12	a	a	DET
fsr-3476	453	13	great	great	ADJ
fsr-3476	453	14	deal	deal	NOUN
fsr-3476	453	15	.	.	PUNCT
fsr-3476	454	1	33	33	NUM
fsr-3476	454	2	.	.	PUNCT
fsr-3476	455	1	how	how	SCONJ
fsr-3476	455	2	strongly	strongly	ADV
fsr-3476	455	3	has	have	AUX
fsr-3476	455	4	the	the	DET
fsr-3476	455	5	media	medium	NOUN
fsr-3476	455	6	influenced	influence	VERB
fsr-3476	455	7	your	your	PRON
fsr-3476	455	8	knowledge	knowledge	NOUN
fsr-3476	455	9	of	of	ADP
fsr-3476	455	10	personal	personal	ADJ
fsr-3476	455	11	finance	finance	NOUN
fsr-3476	455	12	?	?	PUNCT
fsr-3476	456	1	1not	1not	ADV
fsr-3476	456	2	at	at	ADV
fsr-3476	456	3	all	all	ADV
fsr-3476	456	4	,	,	PUNCT
fsr-3476	456	5	2	2	NUM
fsr-3476	456	6	,	,	PUNCT
fsr-3476	456	7	3	3	NUM
fsr-3476	456	8	,	,	PUNCT
fsr-3476	456	9	4	4	NUM
fsr-3476	456	10	,	,	PUNCT
fsr-3476	456	11	5	5	NUM
fsr-3476	456	12	a	a	DET
fsr-3476	456	13	great	great	ADJ
fsr-3476	456	14	deal	deal	NOUN
fsr-3476	456	15	.	.	PUNCT
fsr-3476	457	1	34	34	NUM
fsr-3476	457	2	.	.	PUNCT
fsr-3476	458	1	how	how	SCONJ
fsr-3476	458	2	strongly	strongly	ADV
fsr-3476	458	3	have	have	AUX
fsr-3476	458	4	online	online	ADJ
fsr-3476	458	5	resources	resource	NOUN
fsr-3476	458	6	influenced	influence	VERB
fsr-3476	458	7	your	your	PRON
fsr-3476	458	8	knowledge	knowledge	NOUN
fsr-3476	458	9	of	of	ADP
fsr-3476	458	10	personal	personal	ADJ
fsr-3476	458	11	finance	finance	NOUN
fsr-3476	458	12	?	?	PUNCT
fsr-3476	459	1	1not	1not	ADV
fsr-3476	459	2	at	at	ADV
fsr-3476	459	3	all	all	ADV
fsr-3476	459	4	,	,	PUNCT
fsr-3476	459	5	2	2	NUM
fsr-3476	459	6	,	,	PUNCT
fsr-3476	459	7	3	3	NUM
fsr-3476	459	8	,	,	PUNCT
fsr-3476	459	9	4	4	NUM
fsr-3476	459	10	,	,	PUNCT
fsr-3476	459	11	5	5	NUM
fsr-3476	459	12	a	a	DET
fsr-3476	459	13	great	great	ADJ
fsr-3476	459	14	deal	deal	NOUN
fsr-3476	459	15	.	.	PUNCT
fsr-3476	460	1	35	35	NUM
fsr-3476	460	2	.	.	PUNCT
fsr-3476	461	1	how	how	SCONJ
fsr-3476	461	2	strongly	strongly	ADV
fsr-3476	461	3	have	have	VERB
fsr-3476	461	4	your	your	PRON
fsr-3476	461	5	own	own	ADJ
fsr-3476	461	6	experiences	experience	NOUN
fsr-3476	461	7	influenced	influence	VERB
fsr-3476	461	8	your	your	PRON
fsr-3476	461	9	knowledge	knowledge	NOUN
fsr-3476	461	10	of	of	ADP
fsr-3476	461	11	personal	personal	ADJ
fsr-3476	461	12	finance	finance	NOUN
fsr-3476	461	13	?	?	PUNCT
fsr-3476	462	1	1not	1not	ADV
fsr-3476	462	2	at	at	ADV
fsr-3476	462	3	all	all	ADV
fsr-3476	462	4	,	,	PUNCT
fsr-3476	462	5	2	2	NUM
fsr-3476	462	6	,	,	PUNCT
fsr-3476	462	7	3	3	NUM
fsr-3476	462	8	,	,	PUNCT
fsr-3476	462	9	4	4	NUM
fsr-3476	462	10	,	,	PUNCT
fsr-3476	462	11	5	5	NUM
fsr-3476	462	12	a	a	DET
fsr-3476	462	13	great	great	ADJ
fsr-3476	462	14	deal	deal	NOUN
fsr-3476	462	15	.	.	PUNCT
fsr-3476	463	1	36	36	NUM
fsr-3476	463	2	.	.	PUNCT
fsr-3476	464	1	how	how	SCONJ
fsr-3476	464	2	strongly	strongly	ADV
fsr-3476	464	3	has	have	AUX
fsr-3476	464	4	your	your	PRON
fsr-3476	464	5	religion	religion	NOUN
fsr-3476	464	6	influenced	influence	VERB
fsr-3476	464	7	your	your	PRON
fsr-3476	464	8	knowledge	knowledge	NOUN
fsr-3476	464	9	of	of	ADP
fsr-3476	464	10	personal	personal	ADJ
fsr-3476	464	11	finance	finance	NOUN
fsr-3476	464	12	?	?	PUNCT
fsr-3476	465	1	1not	1not	ADV
fsr-3476	465	2	at	at	ADV
fsr-3476	465	3	all	all	ADV
fsr-3476	465	4	,	,	PUNCT
fsr-3476	465	5	2	2	NUM
fsr-3476	465	6	,	,	PUNCT
fsr-3476	465	7	3	3	NUM
fsr-3476	465	8	,	,	PUNCT
fsr-3476	465	9	4	4	NUM
fsr-3476	465	10	,	,	PUNCT
fsr-3476	465	11	5	5	NUM
fsr-3476	465	12	a	a	DET
fsr-3476	465	13	great	great	ADJ
fsr-3476	465	14	deal	deal	NOUN
fsr-3476	465	15	.	.	PUNCT
fsr-3476	466	1	37	37	NUM
fsr-3476	466	2	.	.	PUNCT
fsr-3476	467	1	how	how	SCONJ
fsr-3476	467	2	strongly	strongly	ADV
fsr-3476	467	3	have	have	AUX
fsr-3476	467	4	your	your	PRON
fsr-3476	467	5	parents	parent	NOUN
fsr-3476	467	6	influenced	influence	VERB
fsr-3476	467	7	your	your	PRON
fsr-3476	467	8	financial	financial	ADJ
fsr-3476	467	9	decisions	decision	NOUN
fsr-3476	467	10	?	?	PUNCT
fsr-3476	468	1	1not	1not	ADV
fsr-3476	468	2	at	at	ADV
fsr-3476	468	3	all	all	ADV
fsr-3476	468	4	,	,	PUNCT
fsr-3476	468	5	2	2	NUM
fsr-3476	468	6	,	,	PUNCT
fsr-3476	468	7	3	3	NUM
fsr-3476	468	8	,	,	PUNCT
fsr-3476	468	9	4	4	NUM
fsr-3476	468	10	,	,	PUNCT
fsr-3476	468	11	5	5	NUM
fsr-3476	468	12	a	a	DET
fsr-3476	468	13	great	great	ADJ
fsr-3476	468	14	deal	deal	NOUN
fsr-3476	468	15	.	.	PUNCT
fsr-3476	469	1	38	38	NUM
fsr-3476	469	2	.	.	PUNCT
fsr-3476	470	1	how	how	SCONJ
fsr-3476	470	2	strongly	strongly	ADV
fsr-3476	470	3	have	have	AUX
fsr-3476	470	4	your	your	PRON
fsr-3476	470	5	other	other	ADJ
fsr-3476	470	6	relatives	relative	NOUN
fsr-3476	470	7	(	(	PUNCT
fsr-3476	470	8	besides	besides	SCONJ
fsr-3476	470	9	your	your	PRON
fsr-3476	470	10	parents	parent	NOUN
fsr-3476	470	11	)	)	PUNCT
fsr-3476	470	12	influenced	influence	VERB
fsr-3476	470	13	your	your	PRON
fsr-3476	470	14	financial	financial	ADJ
fsr-3476	470	15	decisions	decision	NOUN
fsr-3476	470	16	?	?	PUNCT
fsr-3476	471	1	1not	1not	ADV
fsr-3476	471	2	at	at	ADV
fsr-3476	471	3	all	all	ADV
fsr-3476	471	4	,	,	PUNCT
fsr-3476	471	5	2	2	NUM
fsr-3476	471	6	,	,	PUNCT
fsr-3476	471	7	3	3	NUM
fsr-3476	471	8	,	,	PUNCT
fsr-3476	471	9	4	4	NUM
fsr-3476	471	10	,	,	PUNCT
fsr-3476	471	11	5	5	NUM
fsr-3476	471	12	a	a	DET
fsr-3476	471	13	great	great	ADJ
fsr-3476	471	14	deal	deal	NOUN
fsr-3476	471	15	.	.	PUNCT
fsr-3476	472	1	104	104	NUM
fsr-3476	472	2	j.	j.	PROPN
fsr-3476	472	3	j.	j.	PROPN
fsr-3476	472	4	beierlein	beierlein	PROPN
fsr-3476	472	5	et	et	PROPN
fsr-3476	472	6	al	al	PROPN
fsr-3476	472	7	.	.	PUNCT
fsr-3476	472	8	/	/	SYM
fsr-3476	472	9	financial	financial	ADJ
fsr-3476	472	10	services	service	NOUN
fsr-3476	472	11	review	review	VERB
fsr-3476	472	12	30	30	NUM
fsr-3476	472	13	(	(	PUNCT
fsr-3476	472	14	2022	2022	NUM
fsr-3476	472	15	)	)	PUNCT
fsr-3476	473	1	89–105	89–105	PROPN
fsr-3476	473	2	39	39	NUM
fsr-3476	473	3	.	.	PUNCT
fsr-3476	474	1	how	how	SCONJ
fsr-3476	474	2	strongly	strongly	ADV
fsr-3476	474	3	have	have	AUX
fsr-3476	474	4	your	your	PRON
fsr-3476	474	5	instructors	instructor	NOUN
fsr-3476	474	6	influenced	influence	VERB
fsr-3476	474	7	your	your	PRON
fsr-3476	474	8	financial	financial	ADJ
fsr-3476	474	9	decisions	decision	NOUN
fsr-3476	474	10	?	?	PUNCT
fsr-3476	475	1	1not	1not	ADV
fsr-3476	475	2	at	at	ADV
fsr-3476	475	3	all	all	ADV
fsr-3476	475	4	,	,	PUNCT
fsr-3476	475	5	2	2	NUM
fsr-3476	475	6	,	,	PUNCT
fsr-3476	475	7	3	3	NUM
fsr-3476	475	8	,	,	PUNCT
fsr-3476	475	9	4	4	NUM
fsr-3476	475	10	,	,	PUNCT
fsr-3476	475	11	5	5	NUM
fsr-3476	475	12	a	a	DET
fsr-3476	475	13	great	great	ADJ
fsr-3476	475	14	deal	deal	NOUN
fsr-3476	475	15	.	.	PUNCT
fsr-3476	476	1	40	40	NUM
fsr-3476	476	2	.	.	PUNCT
fsr-3476	477	1	how	how	SCONJ
fsr-3476	477	2	strongly	strongly	ADV
fsr-3476	477	3	have	have	VERB
fsr-3476	477	4	your	your	PRON
fsr-3476	477	5	peers	peer	NOUN
fsr-3476	477	6	influenced	influence	VERB
fsr-3476	477	7	your	your	PRON
fsr-3476	477	8	financial	financial	ADJ
fsr-3476	477	9	decisions	decision	NOUN
fsr-3476	477	10	?	?	PUNCT
fsr-3476	478	1	1not	1not	ADV
fsr-3476	478	2	at	at	ADV
fsr-3476	478	3	all	all	ADV
fsr-3476	478	4	,	,	PUNCT
fsr-3476	478	5	2	2	NUM
fsr-3476	478	6	,	,	PUNCT
fsr-3476	478	7	3	3	NUM
fsr-3476	478	8	,	,	PUNCT
fsr-3476	478	9	4	4	NUM
fsr-3476	478	10	,	,	PUNCT
fsr-3476	478	11	5	5	NUM
fsr-3476	478	12	a	a	DET
fsr-3476	478	13	great	great	ADJ
fsr-3476	478	14	deal	deal	NOUN
fsr-3476	478	15	.	.	PUNCT
fsr-3476	479	1	41	41	NUM
fsr-3476	479	2	.	.	PUNCT
fsr-3476	480	1	how	how	SCONJ
fsr-3476	480	2	strongly	strongly	ADV
fsr-3476	480	3	have	have	AUX
fsr-3476	480	4	online	online	ADJ
fsr-3476	480	5	resources	resource	NOUN
fsr-3476	480	6	influenced	influence	VERB
fsr-3476	480	7	your	your	PRON
fsr-3476	480	8	financial	financial	ADJ
fsr-3476	480	9	decisions	decision	NOUN
fsr-3476	480	10	?	?	PUNCT
fsr-3476	481	1	1not	1not	ADV
fsr-3476	481	2	at	at	ADV
fsr-3476	481	3	all	all	ADV
fsr-3476	481	4	,	,	PUNCT
fsr-3476	481	5	2	2	NUM
fsr-3476	481	6	,	,	PUNCT
fsr-3476	481	7	3	3	NUM
fsr-3476	481	8	,	,	PUNCT
fsr-3476	481	9	4	4	NUM
fsr-3476	481	10	,	,	PUNCT
fsr-3476	481	11	5	5	NUM
fsr-3476	481	12	a	a	DET
fsr-3476	481	13	great	great	ADJ
fsr-3476	481	14	deal	deal	NOUN
fsr-3476	481	15	.	.	PUNCT
fsr-3476	482	1	42	42	NUM
fsr-3476	482	2	.	.	PUNCT
fsr-3476	483	1	how	how	SCONJ
fsr-3476	483	2	strongly	strongly	ADV
fsr-3476	483	3	has	have	AUX
fsr-3476	483	4	the	the	DET
fsr-3476	483	5	media	medium	NOUN
fsr-3476	483	6	influenced	influence	VERB
fsr-3476	483	7	your	your	PRON
fsr-3476	483	8	financial	financial	ADJ
fsr-3476	483	9	decisions	decision	NOUN
fsr-3476	483	10	?	?	PUNCT
fsr-3476	484	1	1not	1not	ADV
fsr-3476	484	2	at	at	ADV
fsr-3476	484	3	all	all	ADV
fsr-3476	484	4	,	,	PUNCT
fsr-3476	484	5	2	2	NUM
fsr-3476	484	6	,	,	PUNCT
fsr-3476	484	7	3	3	NUM
fsr-3476	484	8	,	,	PUNCT
fsr-3476	484	9	4	4	NUM
fsr-3476	484	10	,	,	PUNCT
fsr-3476	484	11	5	5	NUM
fsr-3476	484	12	a	a	DET
fsr-3476	484	13	great	great	ADJ
fsr-3476	484	14	deal	deal	NOUN
fsr-3476	484	15	.	.	PUNCT
fsr-3476	485	1	43	43	NUM
fsr-3476	485	2	.	.	PUNCT
fsr-3476	486	1	how	how	SCONJ
fsr-3476	486	2	strongly	strongly	ADV
fsr-3476	486	3	have	have	VERB
fsr-3476	486	4	your	your	PRON
fsr-3476	486	5	own	own	ADJ
fsr-3476	486	6	experiences	experience	NOUN
fsr-3476	486	7	influenced	influence	VERB
fsr-3476	486	8	your	your	PRON
fsr-3476	486	9	financial	financial	ADJ
fsr-3476	486	10	decisions	decision	NOUN
fsr-3476	486	11	?	?	PUNCT
fsr-3476	487	1	1not	1not	ADV
fsr-3476	487	2	at	at	ADV
fsr-3476	487	3	all	all	ADV
fsr-3476	487	4	,	,	PUNCT
fsr-3476	487	5	2	2	NUM
fsr-3476	487	6	,	,	PUNCT
fsr-3476	487	7	3	3	NUM
fsr-3476	487	8	,	,	PUNCT
fsr-3476	487	9	4	4	NUM
fsr-3476	487	10	,	,	PUNCT
fsr-3476	487	11	5	5	NUM
fsr-3476	487	12	a	a	DET
fsr-3476	487	13	great	great	ADJ
fsr-3476	487	14	deal	deal	NOUN
fsr-3476	487	15	.	.	PUNCT
fsr-3476	488	1	44	44	NUM
fsr-3476	488	2	.	.	PUNCT
fsr-3476	489	1	how	how	SCONJ
fsr-3476	489	2	strongly	strongly	ADV
fsr-3476	489	3	has	have	AUX
fsr-3476	489	4	your	your	PRON
fsr-3476	489	5	religion	religion	NOUN
fsr-3476	489	6	influenced	influence	VERB
fsr-3476	489	7	your	your	PRON
fsr-3476	489	8	financial	financial	ADJ
fsr-3476	489	9	decisions	decision	NOUN
fsr-3476	489	10	?	?	PUNCT
fsr-3476	490	1	1not	1not	ADV
fsr-3476	490	2	at	at	ADV
fsr-3476	490	3	all	all	ADV
fsr-3476	490	4	,	,	PUNCT
fsr-3476	490	5	2	2	NUM
fsr-3476	490	6	,	,	PUNCT
fsr-3476	490	7	3	3	NUM
fsr-3476	490	8	,	,	PUNCT
fsr-3476	490	9	4	4	NUM
fsr-3476	490	10	,	,	PUNCT
fsr-3476	490	11	5	5	NUM
fsr-3476	490	12	a	a	DET
fsr-3476	490	13	great	great	ADJ
fsr-3476	490	14	deal	deal	NOUN
fsr-3476	490	15	.	.	PUNCT
fsr-3476	491	1	45	45	NUM
fsr-3476	491	2	.	.	PUNCT
fsr-3476	492	1	when	when	SCONJ
fsr-3476	492	2	you	you	PRON
fsr-3476	492	3	have	have	VERB
fsr-3476	492	4	questions	question	NOUN
fsr-3476	492	5	in	in	ADP
fsr-3476	492	6	regard	regard	NOUN
fsr-3476	492	7	to	to	ADP
fsr-3476	492	8	personal	personal	ADJ
fsr-3476	492	9	finance	finance	NOUN
fsr-3476	492	10	in	in	ADP
fsr-3476	492	11	the	the	DET
fsr-3476	492	12	future	future	NOUN
fsr-3476	492	13	,	,	PUNCT
fsr-3476	492	14	where	where	SCONJ
fsr-3476	492	15	do	do	AUX
fsr-3476	492	16	you	you	PRON
fsr-3476	492	17	think	think	VERB
fsr-3476	492	18	that	that	SCONJ
fsr-3476	492	19	you	you	PRON
fsr-3476	492	20	will	will	AUX
fsr-3476	492	21	go	go	VERB
fsr-3476	492	22	to	to	ADP
fsr-3476	492	23	for	for	ADP
fsr-3476	492	24	advice	advice	NOUN
fsr-3476	492	25	?	?	PUNCT
fsr-3476	493	1	(	(	PUNCT
fsr-3476	493	2	choose	choose	VERB
fsr-3476	493	3	all	all	PRON
fsr-3476	493	4	that	that	PRON
fsr-3476	493	5	apply	apply	VERB
fsr-3476	493	6	)	)	PUNCT
fsr-3476	493	7	.	.	PUNCT
fsr-3476	494	1	friends	friend	NOUN
fsr-3476	494	2	,	,	PUNCT
fsr-3476	494	3	parents	parent	NOUN
fsr-3476	494	4	,	,	PUNCT
fsr-3476	494	5	other	other	ADJ
fsr-3476	494	6	relatives	relative	NOUN
fsr-3476	494	7	,	,	PUNCT
fsr-3476	494	8	online	online	ADJ
fsr-3476	494	9	,	,	PUNCT
fsr-3476	494	10	books	book	NOUN
fsr-3476	494	11	,	,	PUNCT
fsr-3476	494	12	financial	financial	ADJ
fsr-3476	494	13	advisor	advisor	NOUN
fsr-3476	494	14	.	.	PROPN
fsr-3476	494	15	46	46	NUM
fsr-3476	494	16	.	.	PUNCT
fsr-3476	495	1	for	for	ADP
fsr-3476	495	2	the	the	DET
fsr-3476	495	3	following	follow	VERB
fsr-3476	495	4	financial	financial	ADJ
fsr-3476	495	5	products	product	NOUN
fsr-3476	495	6	,	,	PUNCT
fsr-3476	495	7	please	please	INTJ
fsr-3476	495	8	indicate	indicate	VERB
fsr-3476	495	9	if	if	SCONJ
fsr-3476	495	10	you	you	PRON
fsr-3476	495	11	have	have	AUX
fsr-3476	495	12	heard	hear	VERB
fsr-3476	495	13	of	of	ADP
fsr-3476	495	14	the	the	DET
fsr-3476	495	15	product	product	NOUN
fsr-3476	495	16	credit	credit	NOUN
fsr-3476	495	17	card	card	NOUN
fsr-3476	495	18	.	.	PUNCT
fsr-3476	496	1	yes	yes	INTJ
fsr-3476	496	2	,	,	PUNCT
fsr-3476	496	3	no	no	DET
fsr-3476	496	4	47	47	NUM
fsr-3476	496	5	.	.	PUNCT
fsr-3476	497	1	for	for	ADP
fsr-3476	497	2	the	the	DET
fsr-3476	497	3	following	follow	VERB
fsr-3476	497	4	financial	financial	ADJ
fsr-3476	497	5	products	product	NOUN
fsr-3476	497	6	,	,	PUNCT
fsr-3476	497	7	please	please	INTJ
fsr-3476	497	8	indicate	indicate	VERB
fsr-3476	497	9	if	if	SCONJ
fsr-3476	497	10	you	you	PRON
fsr-3476	497	11	have	have	AUX
fsr-3476	497	12	heard	hear	VERB
fsr-3476	497	13	of	of	ADP
fsr-3476	497	14	the	the	DET
fsr-3476	497	15	product	product	NOUN
fsr-3476	497	16	renters	renter	NOUN
fsr-3476	497	17	insurance	insurance	NOUN
fsr-3476	497	18	.	.	PUNCT
fsr-3476	498	1	yes	yes	INTJ
fsr-3476	498	2	,	,	PUNCT
fsr-3476	498	3	no	no	DET
fsr-3476	498	4	48	48	NUM
fsr-3476	498	5	.	.	PUNCT
fsr-3476	499	1	for	for	ADP
fsr-3476	499	2	the	the	DET
fsr-3476	499	3	following	follow	VERB
fsr-3476	499	4	financial	financial	ADJ
fsr-3476	499	5	products	product	NOUN
fsr-3476	499	6	,	,	PUNCT
fsr-3476	499	7	please	please	INTJ
fsr-3476	499	8	indicate	indicate	VERB
fsr-3476	499	9	if	if	SCONJ
fsr-3476	499	10	you	you	PRON
fsr-3476	499	11	have	have	AUX
fsr-3476	499	12	heard	hear	VERB
fsr-3476	499	13	of	of	ADP
fsr-3476	499	14	the	the	DET
fsr-3476	499	15	retirement	retirement	NOUN
fsr-3476	499	16	account	account	NOUN
fsr-3476	499	17	.	.	PUNCT
fsr-3476	500	1	yes	yes	INTJ
fsr-3476	500	2	,	,	PUNCT
fsr-3476	500	3	no	no	DET
fsr-3476	500	4	49	49	NUM
fsr-3476	500	5	.	.	PUNCT
fsr-3476	501	1	for	for	ADP
fsr-3476	501	2	the	the	DET
fsr-3476	501	3	following	follow	VERB
fsr-3476	501	4	financial	financial	ADJ
fsr-3476	501	5	products	product	NOUN
fsr-3476	501	6	,	,	PUNCT
fsr-3476	501	7	please	please	INTJ
fsr-3476	501	8	indicate	indicate	VERB
fsr-3476	501	9	if	if	SCONJ
fsr-3476	501	10	you	you	PRON
fsr-3476	501	11	have	have	AUX
fsr-3476	501	12	heard	hear	VERB
fsr-3476	501	13	of	of	ADP
fsr-3476	501	14	the	the	DET
fsr-3476	501	15	product	product	NOUN
fsr-3476	501	16	investment	investment	NOUN
fsr-3476	501	17	account	account	NOUN
fsr-3476	501	18	(	(	PUNCT
fsr-3476	501	19	529	529	NUM
fsr-3476	501	20	college	college	NOUN
fsr-3476	501	21	savings	saving	NOUN
fsr-3476	501	22	plan	plan	NOUN
fsr-3476	501	23	,	,	PUNCT
fsr-3476	501	24	trust	trust	NOUN
fsr-3476	501	25	,	,	PUNCT
fsr-3476	501	26	etc	etc	X
fsr-3476	501	27	.	.	X
fsr-3476	501	28	)	)	PUNCT
fsr-3476	501	29	.	.	PUNCT
fsr-3476	502	1	yes	yes	INTJ
fsr-3476	502	2	,	,	PUNCT
fsr-3476	502	3	no	no	DET
fsr-3476	502	4	50	50	NUM
fsr-3476	502	5	.	.	PUNCT
fsr-3476	503	1	for	for	ADP
fsr-3476	503	2	the	the	DET
fsr-3476	503	3	following	follow	VERB
fsr-3476	503	4	financial	financial	ADJ
fsr-3476	503	5	products	product	NOUN
fsr-3476	503	6	,	,	PUNCT
fsr-3476	503	7	please	please	INTJ
fsr-3476	503	8	indicate	indicate	VERB
fsr-3476	503	9	if	if	SCONJ
fsr-3476	503	10	hold	hold	VERB
fsr-3476	503	11	this	this	DET
fsr-3476	503	12	type	type	NOUN
fsr-3476	503	13	of	of	ADP
fsr-3476	503	14	account	account	NOUN
fsr-3476	503	15	credit	credit	NOUN
fsr-3476	503	16	card	card	NOUN
fsr-3476	503	17	.	.	PUNCT
fsr-3476	504	1	yes	yes	INTJ
fsr-3476	504	2	,	,	PUNCT
fsr-3476	504	3	no	no	DET
fsr-3476	504	4	51	51	NUM
fsr-3476	504	5	.	.	PUNCT
fsr-3476	505	1	for	for	ADP
fsr-3476	505	2	the	the	DET
fsr-3476	505	3	following	follow	VERB
fsr-3476	505	4	financial	financial	ADJ
fsr-3476	505	5	products	product	NOUN
fsr-3476	505	6	,	,	PUNCT
fsr-3476	505	7	please	please	INTJ
fsr-3476	505	8	indicate	indicate	VERB
fsr-3476	505	9	if	if	SCONJ
fsr-3476	505	10	you	you	PRON
fsr-3476	505	11	hold	hold	VERB
fsr-3476	505	12	this	this	DET
fsr-3476	505	13	type	type	NOUN
fsr-3476	505	14	of	of	ADP
fsr-3476	505	15	account	account	NOUN
fsr-3476	505	16	renters	renter	NOUN
fsr-3476	505	17	insurance	insurance	NOUN
fsr-3476	505	18	.	.	PUNCT
fsr-3476	506	1	yes	yes	INTJ
fsr-3476	506	2	,	,	PUNCT
fsr-3476	506	3	no	no	DET
fsr-3476	506	4	52	52	NUM
fsr-3476	506	5	.	.	PUNCT
fsr-3476	507	1	for	for	ADP
fsr-3476	507	2	the	the	DET
fsr-3476	507	3	following	follow	VERB
fsr-3476	507	4	financial	financial	ADJ
fsr-3476	507	5	products	product	NOUN
fsr-3476	507	6	,	,	PUNCT
fsr-3476	507	7	please	please	INTJ
fsr-3476	507	8	indicate	indicate	VERB
fsr-3476	507	9	if	if	SCONJ
fsr-3476	507	10	you	you	PRON
fsr-3476	507	11	hold	hold	VERB
fsr-3476	507	12	this	this	DET
fsr-3476	507	13	type	type	NOUN
fsr-3476	507	14	of	of	ADP
fsr-3476	507	15	account	account	NOUN
fsr-3476	507	16	retirement	retirement	NOUN
fsr-3476	507	17	account	account	NOUN
fsr-3476	507	18	.	.	PUNCT
fsr-3476	508	1	yes	yes	INTJ
fsr-3476	508	2	,	,	PUNCT
fsr-3476	508	3	no	no	DET
fsr-3476	508	4	53	53	NUM
fsr-3476	508	5	.	.	PUNCT
fsr-3476	509	1	for	for	ADP
fsr-3476	509	2	the	the	DET
fsr-3476	509	3	following	follow	VERB
fsr-3476	509	4	financial	financial	ADJ
fsr-3476	509	5	products	product	NOUN
fsr-3476	509	6	,	,	PUNCT
fsr-3476	509	7	please	please	INTJ
fsr-3476	509	8	indicate	indicate	VERB
fsr-3476	509	9	if	if	SCONJ
fsr-3476	509	10	you	you	PRON
fsr-3476	509	11	hold	hold	VERB
fsr-3476	509	12	this	this	DET
fsr-3476	509	13	type	type	NOUN
fsr-3476	509	14	of	of	ADP
fsr-3476	509	15	account	account	NOUN
fsr-3476	509	16	investment	investment	NOUN
fsr-3476	509	17	account	account	NOUN
fsr-3476	509	18	(	(	PUNCT
fsr-3476	509	19	529	529	NUM
fsr-3476	509	20	college	college	NOUN
fsr-3476	509	21	savings	saving	NOUN
fsr-3476	509	22	plan	plan	NOUN
fsr-3476	509	23	,	,	PUNCT
fsr-3476	509	24	trust	trust	NOUN
fsr-3476	509	25	,	,	PUNCT
fsr-3476	509	26	etc	etc	X
fsr-3476	509	27	.	.	X
fsr-3476	509	28	)	)	PUNCT
fsr-3476	509	29	.	.	PUNCT
fsr-3476	510	1	yes	yes	INTJ
fsr-3476	510	2	,	,	PUNCT
fsr-3476	510	3	no	no	DET
fsr-3476	510	4	54	54	NUM
fsr-3476	510	5	.	.	PUNCT
fsr-3476	511	1	do	do	AUX
fsr-3476	511	2	you	you	PRON
fsr-3476	511	3	plan	plan	VERB
fsr-3476	511	4	to	to	PART
fsr-3476	511	5	invest	invest	VERB
fsr-3476	511	6	in	in	ADP
fsr-3476	511	7	the	the	DET
fsr-3476	511	8	stock	stock	NOUN
fsr-3476	511	9	market	market	NOUN
fsr-3476	511	10	?	?	PUNCT
fsr-3476	512	1	why	why	SCONJ
fsr-3476	512	2	or	or	CCONJ
fsr-3476	512	3	why	why	SCONJ
fsr-3476	512	4	not	not	PART
fsr-3476	512	5	?	?	PUNCT
fsr-3476	513	1	yes	yes	INTJ
fsr-3476	513	2	,	,	PUNCT
fsr-3476	513	3	i	i	PRON
fsr-3476	513	4	plan	plan	VERB
fsr-3476	513	5	to	to	PART
fsr-3476	513	6	invest	invest	VERB
fsr-3476	513	7	in	in	ADP
fsr-3476	513	8	the	the	DET
fsr-3476	513	9	stock	stock	NOUN
fsr-3476	513	10	market	market	NOUN
fsr-3476	513	11	in	in	ADP
fsr-3476	513	12	the	the	DET
fsr-3476	513	13	future	future	NOUN
fsr-3476	513	14	;	;	PUNCT
fsr-3476	514	1	yes	yes	INTJ
fsr-3476	514	2	,	,	PUNCT
fsr-3476	515	1	i	i	PRON
fsr-3476	515	2	a.m.	a.m.	NOUN
fsr-3476	515	3	currently	currently	ADV
fsr-3476	515	4	invested	invest	VERB
fsr-3476	515	5	in	in	ADP
fsr-3476	515	6	the	the	DET
fsr-3476	515	7	stock	stock	NOUN
fsr-3476	515	8	market	market	NOUN
fsr-3476	515	9	;	;	PUNCT
fsr-3476	515	10	no	no	INTJ
fsr-3476	515	11	,	,	PUNCT
fsr-3476	515	12	the	the	DET
fsr-3476	515	13	stock	stock	NOUN
fsr-3476	515	14	market	market	NOUN
fsr-3476	515	15	is	be	AUX
fsr-3476	515	16	too	too	ADV
fsr-3476	515	17	risky	risky	ADJ
fsr-3476	515	18	;	;	PUNCT
fsr-3476	515	19	no	no	INTJ
fsr-3476	515	20	,	,	PUNCT
fsr-3476	515	21	i	i	PRON
fsr-3476	515	22	will	will	AUX
fsr-3476	515	23	not	not	PART
fsr-3476	515	24	make	make	VERB
fsr-3476	515	25	enough	enough	ADJ
fsr-3476	515	26	money	money	NOUN
fsr-3476	515	27	to	to	PART
fsr-3476	515	28	invest	invest	VERB
fsr-3476	515	29	;	;	PUNCT
fsr-3476	515	30	other	other	ADJ
fsr-3476	515	31	.	.	PUNCT
fsr-3476	516	1	55	55	NUM
fsr-3476	516	2	.	.	PUNCT
fsr-3476	516	3	imagine	imagine	VERB
fsr-3476	516	4	that	that	SCONJ
fsr-3476	516	5	five	five	NUM
fsr-3476	516	6	brothers	brother	NOUN
fsr-3476	516	7	are	be	AUX
fsr-3476	516	8	given	give	VERB
fsr-3476	516	9	a	a	DET
fsr-3476	516	10	gift	gift	NOUN
fsr-3476	516	11	of	of	ADP
fsr-3476	516	12	$	$	SYM
fsr-3476	516	13	1,000	1,000	NUM
fsr-3476	516	14	.	.	PUNCT
fsr-3476	517	1	if	if	SCONJ
fsr-3476	517	2	the	the	DET
fsr-3476	517	3	brothers	brother	NOUN
fsr-3476	517	4	have	have	VERB
fsr-3476	517	5	to	to	PART
fsr-3476	517	6	share	share	VERB
fsr-3476	517	7	the	the	DET
fsr-3476	517	8	money	money	NOUN
fsr-3476	517	9	equally	equally	ADV
fsr-3476	517	10	how	how	SCONJ
fsr-3476	517	11	much	much	ADJ
fsr-3476	517	12	does	do	AUX
fsr-3476	517	13	each	each	DET
fsr-3476	517	14	one	one	NOUN
fsr-3476	517	15	get	get	VERB
fsr-3476	517	16	?	?	PUNCT
fsr-3476	518	1	100	100	NUM
fsr-3476	518	2	,	,	PUNCT
fsr-3476	518	3	200	200	NUM
fsr-3476	518	4	,	,	PUNCT
fsr-3476	518	5	250	250	NUM
fsr-3476	518	6	,	,	PUNCT
fsr-3476	518	7	i	i	PRON
fsr-3476	518	8	do	do	AUX
fsr-3476	518	9	n’t	not	PART
fsr-3476	518	10	know	know	VERB
fsr-3476	518	11	.	.	PUNCT
fsr-3476	519	1	56	56	NUM
fsr-3476	519	2	.	.	PUNCT
fsr-3476	519	3	now	now	ADV
fsr-3476	519	4	imagine	imagine	VERB
fsr-3476	519	5	that	that	SCONJ
fsr-3476	519	6	the	the	DET
fsr-3476	519	7	brothers	brother	NOUN
fsr-3476	519	8	have	have	VERB
fsr-3476	519	9	to	to	PART
fsr-3476	519	10	wait	wait	VERB
fsr-3476	519	11	for	for	ADP
fsr-3476	519	12	one	one	NUM
fsr-3476	519	13	year	year	NOUN
fsr-3476	519	14	to	to	PART
fsr-3476	519	15	get	get	VERB
fsr-3476	519	16	their	their	PRON
fsr-3476	519	17	share	share	NOUN
fsr-3476	519	18	of	of	ADP
fsr-3476	519	19	the	the	DET
fsr-3476	519	20	$	$	SYM
fsr-3476	519	21	1,000	1,000	NUM
fsr-3476	519	22	and	and	CCONJ
fsr-3476	519	23	inflation	inflation	NOUN
fsr-3476	519	24	stays	stay	VERB
fsr-3476	519	25	at	at	ADP
fsr-3476	519	26	3	3	NUM
fsr-3476	519	27	%	%	NOUN
fsr-3476	519	28	.	.	PUNCT
fsr-3476	520	1	in	in	ADP
fsr-3476	520	2	one	one	NUM
fsr-3476	520	3	year	year	NOUN
fsr-3476	520	4	’s	’s	PART
fsr-3476	520	5	time	time	NOUN
fsr-3476	520	6	will	will	AUX
fsr-3476	520	7	they	they	PRON
fsr-3476	520	8	be	be	AUX
fsr-3476	520	9	able	able	ADJ
fsr-3476	520	10	to	to	PART
fsr-3476	520	11	buy	buy	VERB
fsr-3476	520	12	:	:	PUNCT
fsr-3476	520	13	less	less	ADJ
fsr-3476	520	14	than	than	SCONJ
fsr-3476	520	15	they	they	PRON
fsr-3476	520	16	could	could	AUX
fsr-3476	520	17	buy	buy	VERB
fsr-3476	520	18	today	today	NOUN
fsr-3476	520	19	,	,	PUNCT
fsr-3476	520	20	the	the	DET
fsr-3476	520	21	same	same	ADJ
fsr-3476	520	22	amount	amount	NOUN
fsr-3476	520	23	as	as	SCONJ
fsr-3476	520	24	they	they	PRON
fsr-3476	520	25	could	could	AUX
fsr-3476	520	26	buy	buy	VERB
fsr-3476	520	27	today	today	NOUN
fsr-3476	520	28	,	,	PUNCT
fsr-3476	520	29	more	more	ADJ
fsr-3476	520	30	than	than	SCONJ
fsr-3476	520	31	they	they	PRON
fsr-3476	520	32	could	could	AUX
fsr-3476	520	33	buy	buy	VERB
fsr-3476	520	34	today	today	NOUN
fsr-3476	520	35	,	,	PUNCT
fsr-3476	520	36	i	i	PRON
fsr-3476	520	37	do	do	AUX
fsr-3476	520	38	n’t	not	PART
fsr-3476	520	39	know	know	VERB
fsr-3476	520	40	.	.	PUNCT
fsr-3476	521	1	57	57	NUM
fsr-3476	521	2	.	.	PUNCT
fsr-3476	522	1	you	you	PRON
fsr-3476	522	2	lend	lend	VERB
fsr-3476	522	3	$	$	SYM
fsr-3476	522	4	25	25	NUM
fsr-3476	522	5	to	to	ADP
fsr-3476	522	6	a	a	DET
fsr-3476	522	7	friend	friend	NOUN
fsr-3476	522	8	one	one	NUM
fsr-3476	522	9	evening	evening	NOUN
fsr-3476	522	10	and	and	CCONJ
fsr-3476	522	11	he	he	PRON
fsr-3476	522	12	gives	give	VERB
fsr-3476	522	13	you	you	PRON
fsr-3476	522	14	$	$	SYM
fsr-3476	522	15	25	25	NUM
fsr-3476	522	16	back	back	ADV
fsr-3476	522	17	the	the	DET
fsr-3476	522	18	next	next	ADJ
fsr-3476	522	19	day	day	NOUN
fsr-3476	522	20	.	.	PUNCT
fsr-3476	523	1	how	how	SCONJ
fsr-3476	523	2	much	much	ADJ
fsr-3476	523	3	interest	interest	NOUN
fsr-3476	523	4	has	have	AUX
fsr-3476	523	5	he	he	PRON
fsr-3476	523	6	paid	pay	VERB
fsr-3476	523	7	on	on	ADP
fsr-3476	523	8	this	this	DET
fsr-3476	523	9	loan	loan	NOUN
fsr-3476	523	10	?	?	PUNCT
fsr-3476	524	1	100	100	NUM
fsr-3476	524	2	%	%	NOUN
fsr-3476	524	3	,	,	PUNCT
fsr-3476	524	4	50	50	NUM
fsr-3476	524	5	%	%	NOUN
fsr-3476	524	6	,	,	PUNCT
fsr-3476	524	7	0	0	NUM
fsr-3476	524	8	%	%	NOUN
fsr-3476	524	9	,	,	PUNCT
fsr-3476	524	10	i	i	PRON
fsr-3476	524	11	do	do	AUX
fsr-3476	524	12	n’t	not	PART
fsr-3476	524	13	know	know	VERB
fsr-3476	524	14	.	.	PUNCT
fsr-3476	525	1	58	58	NUM
fsr-3476	525	2	.	.	PUNCT
fsr-3476	525	3	suppose	suppose	VERB
fsr-3476	525	4	you	you	PRON
fsr-3476	525	5	put	put	VERB
fsr-3476	525	6	$	$	SYM
fsr-3476	525	7	100	100	NUM
fsr-3476	525	8	into	into	ADP
fsr-3476	525	9	a	a	DET
fsr-3476	525	10	no	no	DET
fsr-3476	525	11	fee	fee	NOUN
fsr-3476	525	12	savings	saving	NOUN
fsr-3476	525	13	account	account	VERB
fsr-3476	525	14	with	with	ADP
fsr-3476	525	15	a	a	DET
fsr-3476	525	16	guaranteed	guarantee	VERB
fsr-3476	525	17	interest	interest	NOUN
fsr-3476	525	18	rate	rate	NOUN
fsr-3476	525	19	of	of	ADP
fsr-3476	525	20	2	2	NUM
fsr-3476	525	21	%	%	NOUN
fsr-3476	525	22	per	per	ADP
fsr-3476	525	23	year	year	NOUN
fsr-3476	525	24	.	.	PUNCT
fsr-3476	526	1	you	you	PRON
fsr-3476	526	2	do	do	AUX
fsr-3476	526	3	n’t	not	PART
fsr-3476	526	4	make	make	VERB
fsr-3476	526	5	any	any	DET
fsr-3476	526	6	further	further	ADJ
fsr-3476	526	7	payments	payment	NOUN
fsr-3476	526	8	into	into	ADP
fsr-3476	526	9	this	this	DET
fsr-3476	526	10	account	account	NOUN
fsr-3476	526	11	,	,	PUNCT
fsr-3476	526	12	and	and	CCONJ
fsr-3476	526	13	you	you	PRON
fsr-3476	526	14	do	do	AUX
fsr-3476	526	15	n’t	not	PART
fsr-3476	526	16	withdraw	withdraw	VERB
fsr-3476	526	17	any	any	DET
fsr-3476	526	18	money	money	NOUN
fsr-3476	526	19	.	.	PUNCT
fsr-3476	527	1	how	how	SCONJ
fsr-3476	527	2	much	much	ADJ
fsr-3476	527	3	would	would	AUX
fsr-3476	527	4	be	be	AUX
fsr-3476	527	5	in	in	ADP
fsr-3476	527	6	the	the	DET
fsr-3476	527	7	account	account	NOUN
fsr-3476	527	8	at	at	ADP
fsr-3476	527	9	the	the	DET
fsr-3476	527	10	end	end	NOUN
fsr-3476	527	11	of	of	ADP
fsr-3476	527	12	the	the	DET
fsr-3476	527	13	first	first	ADJ
fsr-3476	527	14	year	year	NOUN
fsr-3476	527	15	once	once	SCONJ
fsr-3476	527	16	the	the	DET
fsr-3476	527	17	interest	interest	NOUN
fsr-3476	527	18	payment	payment	NOUN
fsr-3476	527	19	is	be	AUX
fsr-3476	527	20	made	make	VERB
fsr-3476	527	21	?	?	PUNCT
fsr-3476	528	1	98	98	NUM
fsr-3476	528	2	,	,	PUNCT
fsr-3476	528	3	100	100	NUM
fsr-3476	528	4	,	,	PUNCT
fsr-3476	528	5	102	102	NUM
fsr-3476	528	6	,	,	PUNCT
fsr-3476	528	7	i	i	PRON
fsr-3476	528	8	do	do	AUX
fsr-3476	528	9	n’t	not	PART
fsr-3476	528	10	know	know	VERB
fsr-3476	528	11	.	.	PUNCT
fsr-3476	529	1	59	59	NUM
fsr-3476	529	2	.	.	X
fsr-3476	530	1	high	high	ADJ
fsr-3476	530	2	inflation	inflation	NOUN
fsr-3476	530	3	means	mean	VERB
fsr-3476	530	4	that	that	SCONJ
fsr-3476	530	5	the	the	DET
fsr-3476	530	6	cost	cost	NOUN
fsr-3476	530	7	of	of	ADP
fsr-3476	530	8	living	living	NOUN
fsr-3476	530	9	is	be	AUX
fsr-3476	530	10	increasing	increase	VERB
fsr-3476	530	11	rapidly	rapidly	ADV
fsr-3476	530	12	.	.	PUNCT
fsr-3476	531	1	true	true	ADJ
fsr-3476	531	2	,	,	PUNCT
fsr-3476	531	3	false	false	ADJ
fsr-3476	531	4	.	.	PUNCT
fsr-3476	532	1	60	60	NUM
fsr-3476	532	2	.	.	PUNCT
fsr-3476	533	1	it	it	PRON
fsr-3476	533	2	is	be	AUX
fsr-3476	533	3	usually	usually	ADV
fsr-3476	533	4	possible	possible	ADJ
fsr-3476	533	5	to	to	PART
fsr-3476	533	6	reduce	reduce	VERB
fsr-3476	533	7	the	the	DET
fsr-3476	533	8	risk	risk	NOUN
fsr-3476	533	9	of	of	ADP
fsr-3476	533	10	investing	invest	VERB
fsr-3476	533	11	in	in	ADP
fsr-3476	533	12	the	the	DET
fsr-3476	533	13	stock	stock	NOUN
fsr-3476	533	14	market	market	NOUN
fsr-3476	533	15	by	by	ADP
fsr-3476	533	16	buying	buy	VERB
fsr-3476	533	17	stocks	stock	NOUN
fsr-3476	533	18	in	in	ADP
fsr-3476	533	19	many	many	ADJ
fsr-3476	533	20	different	different	ADJ
fsr-3476	533	21	companies	company	NOUN
fsr-3476	533	22	.	.	PUNCT
fsr-3476	534	1	true	true	ADJ
fsr-3476	534	2	,	,	PUNCT
fsr-3476	534	3	false	false	ADJ
fsr-3476	534	4	.	.	NOUN
fsr-3476	534	5	61	61	NUM
fsr-3476	534	6	.	.	PUNCT
fsr-3476	535	1	an	an	DET
fsr-3476	535	2	investment	investment	NOUN
fsr-3476	535	3	with	with	ADP
fsr-3476	535	4	a	a	DET
fsr-3476	535	5	high	high	ADJ
fsr-3476	535	6	return	return	NOUN
fsr-3476	535	7	is	be	AUX
fsr-3476	535	8	likely	likely	ADJ
fsr-3476	535	9	to	to	PART
fsr-3476	535	10	be	be	AUX
fsr-3476	535	11	low	low	ADJ
fsr-3476	535	12	risk	risk	NOUN
fsr-3476	535	13	.	.	PUNCT
fsr-3476	536	1	true	true	ADJ
fsr-3476	536	2	,	,	PUNCT
fsr-3476	536	3	false	false	ADJ
fsr-3476	536	4	.	.	PUNCT
fsr-3476	537	1	62	62	NUM
fsr-3476	537	2	.	.	PUNCT
fsr-3476	538	1	how	how	SCONJ
fsr-3476	538	2	confident	confident	ADJ
fsr-3476	538	3	are	be	AUX
fsr-3476	538	4	you	you	PRON
fsr-3476	538	5	in	in	ADP
fsr-3476	538	6	your	your	PRON
fsr-3476	538	7	answers	answer	NOUN
fsr-3476	538	8	to	to	ADP
fsr-3476	538	9	the	the	DET
fsr-3476	538	10	above	above	ADJ
fsr-3476	538	11	financial	financial	ADJ
fsr-3476	538	12	literacy	literacy	NOUN
fsr-3476	538	13	questions	question	NOUN
fsr-3476	538	14	?	?	PUNCT
fsr-3476	539	1	1	1	NUM
fsr-3476	539	2	not	not	PART
fsr-3476	539	3	confident	confident	ADJ
fsr-3476	539	4	at	at	ADV
fsr-3476	539	5	all	all	ADV
fsr-3476	539	6	,	,	PUNCT
fsr-3476	539	7	2	2	NUM
fsr-3476	539	8	,	,	PUNCT
fsr-3476	539	9	3	3	NUM
fsr-3476	539	10	,	,	PUNCT
fsr-3476	539	11	4	4	NUM
fsr-3476	539	12	,	,	PUNCT
fsr-3476	539	13	5	5	NUM
fsr-3476	539	14	extremely	extremely	ADV
fsr-3476	539	15	confident	confident	ADJ
fsr-3476	539	16	.	.	PUNCT
fsr-3476	540	1	63	63	NUM
fsr-3476	540	2	.	.	PUNCT
fsr-3476	541	1	how	how	SCONJ
fsr-3476	541	2	confident	confident	ADJ
fsr-3476	541	3	are	be	AUX
fsr-3476	541	4	you	you	PRON
fsr-3476	541	5	in	in	ADP
fsr-3476	541	6	your	your	PRON
fsr-3476	541	7	ability	ability	NOUN
fsr-3476	541	8	to	to	PART
fsr-3476	541	9	make	make	VERB
fsr-3476	541	10	financial	financial	ADJ
fsr-3476	541	11	decisions	decision	NOUN
fsr-3476	541	12	in	in	ADP
fsr-3476	541	13	your	your	PRON
fsr-3476	541	14	future	future	NOUN
fsr-3476	541	15	?	?	PUNCT
fsr-3476	542	1	1	1	NUM
fsr-3476	542	2	not	not	PART
fsr-3476	542	3	confident	confident	ADJ
fsr-3476	542	4	at	at	ADV
fsr-3476	542	5	all	all	ADV
fsr-3476	542	6	,	,	PUNCT
fsr-3476	542	7	2	2	NUM
fsr-3476	542	8	,	,	PUNCT
fsr-3476	542	9	3	3	NUM
fsr-3476	542	10	,	,	PUNCT
fsr-3476	542	11	4	4	NUM
fsr-3476	542	12	,	,	PUNCT
fsr-3476	542	13	5	5	NUM
fsr-3476	542	14	extremely	extremely	ADV
fsr-3476	542	15	confident	confident	ADJ
fsr-3476	542	16	.	.	PUNCT
fsr-3476	543	1	64	64	NUM
fsr-3476	543	2	.	.	PUNCT
fsr-3476	544	1	in	in	ADP
fsr-3476	544	2	the	the	DET
fsr-3476	544	3	future	future	NOUN
fsr-3476	544	4	,	,	PUNCT
fsr-3476	544	5	who	who	PRON
fsr-3476	544	6	do	do	AUX
fsr-3476	544	7	you	you	PRON
fsr-3476	544	8	expect	expect	VERB
fsr-3476	544	9	to	to	PART
fsr-3476	544	10	make	make	VERB
fsr-3476	544	11	your	your	PRON
fsr-3476	544	12	financial	financial	ADJ
fsr-3476	544	13	decisions	decision	NOUN
fsr-3476	544	14	?	?	PUNCT
fsr-3476	545	1	yourself	yourself	PRON
fsr-3476	545	2	,	,	PUNCT
fsr-3476	545	3	you	you	PRON
fsr-3476	545	4	and	and	CCONJ
fsr-3476	545	5	your	your	PRON
fsr-3476	545	6	spouse	spouse	NOUN
fsr-3476	545	7	together	together	ADV
fsr-3476	545	8	,	,	PUNCT
fsr-3476	545	9	your	your	PRON
fsr-3476	545	10	parents	parent	NOUN
fsr-3476	545	11	,	,	PUNCT
fsr-3476	545	12	other	other	ADJ
fsr-3476	545	13	j.	j.	PROPN
fsr-3476	545	14	j.	j.	PROPN
fsr-3476	545	15	beierlein	beierlein	PROPN
fsr-3476	545	16	et	et	PROPN
fsr-3476	545	17	al	al	PROPN
fsr-3476	545	18	.	.	PUNCT
fsr-3476	545	19	/	/	SYM
fsr-3476	545	20	financial	financial	ADJ
fsr-3476	545	21	services	service	NOUN
fsr-3476	545	22	review	review	VERB
fsr-3476	545	23	30	30	NUM
fsr-3476	545	24	(	(	PUNCT
fsr-3476	545	25	2022	2022	NUM
fsr-3476	545	26	)	)	PUNCT
fsr-3476	546	1	89–105	89–105	PROPN
fsr-3476	546	2	105	105	NUM