id	sid	tid	token	lemma	pos
fsr-3482	1	1	from	from	ADP
fsr-3482	1	2	the	the	DET
fsr-3482	1	3	editor	editor	NOUN
fsr-3482	1	4	this	this	DET
fsr-3482	1	5	issue	issue	NOUN
fsr-3482	1	6	contains	contain	VERB
fsr-3482	1	7	volume	volume	NOUN
fsr-3482	1	8	30	30	NUM
fsr-3482	1	9	issue	issue	NOUN
fsr-3482	1	10	3	3	NUM
fsr-3482	1	11	of	of	ADP
fsr-3482	1	12	the	the	DET
fsr-3482	1	13	financial	financial	ADJ
fsr-3482	1	14	services	service	NOUN
fsr-3482	1	15	review	review	NOUN
fsr-3482	1	16	(	(	PUNCT
fsr-3482	1	17	fsr	fsr	PROPN
fsr-3482	1	18	)	)	PUNCT
fsr-3482	1	19	.	.	PUNCT
fsr-3482	2	1	i	i	PRON
fsr-3482	2	2	would	would	AUX
fsr-3482	2	3	like	like	VERB
fsr-3482	2	4	to	to	PART
fsr-3482	2	5	personally	personally	ADV
fsr-3482	2	6	thank	thank	VERB
fsr-3482	2	7	the	the	DET
fsr-3482	2	8	board	board	NOUN
fsr-3482	2	9	and	and	CCONJ
fsr-3482	2	10	academy	academy	PROPN
fsr-3482	2	11	of	of	ADP
fsr-3482	2	12	financial	financial	ADJ
fsr-3482	2	13	services	service	NOUN
fsr-3482	2	14	members	member	NOUN
fsr-3482	2	15	for	for	ADP
fsr-3482	2	16	their	their	PRON
fsr-3482	2	17	support	support	NOUN
fsr-3482	2	18	.	.	PUNCT
fsr-3482	3	1	i	i	PRON
fsr-3482	3	2	would	would	AUX
fsr-3482	3	3	also	also	ADV
fsr-3482	3	4	like	like	VERB
fsr-3482	3	5	to	to	PART
fsr-3482	3	6	thank	thank	VERB
fsr-3482	3	7	you	you	PRON
fsr-3482	3	8	,	,	PUNCT
fsr-3482	3	9	our	our	PRON
fsr-3482	3	10	authors	author	NOUN
fsr-3482	3	11	,	,	PUNCT
fsr-3482	3	12	and	and	CCONJ
fsr-3482	3	13	readers	reader	NOUN
fsr-3482	3	14	for	for	ADP
fsr-3482	3	15	your	your	PRON
fsr-3482	3	16	continued	continue	VERB
fsr-3482	3	17	patience	patience	NOUN
fsr-3482	3	18	.	.	PUNCT
fsr-3482	4	1	although	although	SCONJ
fsr-3482	4	2	we	we	PRON
fsr-3482	4	3	are	be	AUX
fsr-3482	4	4	about	about	ADV
fsr-3482	4	5	three	three	NUM
fsr-3482	4	6	months	month	NOUN
fsr-3482	4	7	off	off	ADP
fsr-3482	4	8	our	our	PRON
fsr-3482	4	9	publication	publication	NOUN
fsr-3482	4	10	timeline	timeline	NOUN
fsr-3482	4	11	,	,	PUNCT
fsr-3482	4	12	we	we	PRON
fsr-3482	4	13	are	be	AUX
fsr-3482	4	14	excited	excited	ADJ
fsr-3482	4	15	to	to	PART
fsr-3482	4	16	bring	bring	VERB
fsr-3482	4	17	you	you	PRON
fsr-3482	4	18	this	this	DET
fsr-3482	4	19	issue	issue	NOUN
fsr-3482	4	20	.	.	PUNCT
fsr-3482	5	1	the	the	DET
fsr-3482	5	2	lead	lead	ADJ
fsr-3482	5	3	article	article	NOUN
fsr-3482	5	4	“	"	PUNCT
fsr-3482	5	5	the	the	DET
fsr-3482	5	6	effect	effect	NOUN
fsr-3482	5	7	of	of	ADP
fsr-3482	5	8	racial	racial	ADJ
fsr-3482	5	9	/	/	SYM
fsr-3482	5	10	ethnic	ethnic	ADJ
fsr-3482	5	11	differences	difference	NOUN
fsr-3482	5	12	on	on	ADP
fsr-3482	5	13	the	the	DET
fsr-3482	5	14	financial	financial	ADJ
fsr-3482	5	15	obligations	obligation	NOUN
fsr-3482	5	16	ratio	ratio	NOUN
fsr-3482	5	17	of	of	ADP
fsr-3482	5	18	renters	renter	NOUN
fsr-3482	5	19	?	?	PUNCT
fsr-3482	5	20	”	"	PUNCT
fsr-3482	5	21	is	be	AUX
fsr-3482	5	22	coauthored	coauthore	VERB
fsr-3482	5	23	by	by	ADP
fsr-3482	5	24	congrong	congrong	ADJ
fsr-3482	5	25	ouyang	ouyang	NOUN
fsr-3482	5	26	at	at	ADP
fsr-3482	5	27	kansas	kansas	PROPN
fsr-3482	5	28	state	state	PROPN
fsr-3482	5	29	university	university	PROPN
fsr-3482	5	30	and	and	CCONJ
fsr-3482	5	31	sherman	sherman	PROPN
fsr-3482	5	32	hanna	hanna	PROPN
fsr-3482	5	33	at	at	ADP
fsr-3482	5	34	ohio	ohio	PROPN
fsr-3482	5	35	state	state	PROPN
fsr-3482	5	36	university	university	PROPN
fsr-3482	5	37	.	.	PUNCT
fsr-3482	6	1	the	the	DET
fsr-3482	6	2	purpose	purpose	NOUN
fsr-3482	6	3	of	of	ADP
fsr-3482	6	4	this	this	DET
fsr-3482	6	5	research	research	NOUN
fsr-3482	6	6	was	be	AUX
fsr-3482	6	7	to	to	PART
fsr-3482	6	8	investigate	investigate	VERB
fsr-3482	6	9	the	the	DET
fsr-3482	6	10	effects	effect	NOUN
fsr-3482	6	11	of	of	ADP
fsr-3482	6	12	racial	racial	ADJ
fsr-3482	6	13	/	/	SYM
fsr-3482	6	14	ethnic	ethnic	ADJ
fsr-3482	6	15	status	status	NOUN
fsr-3482	6	16	on	on	ADP
fsr-3482	6	17	the	the	DET
fsr-3482	6	18	ratio	ratio	NOUN
fsr-3482	6	19	of	of	ADP
fsr-3482	6	20	financial	financial	ADJ
fsr-3482	6	21	obligations	obligation	NOUN
fsr-3482	6	22	payments	payment	NOUN
fsr-3482	6	23	to	to	PART
fsr-3482	6	24	income	income	VERB
fsr-3482	6	25	among	among	ADP
fsr-3482	6	26	u.s	u.s	PROPN
fsr-3482	6	27	.	.	PROPN
fsr-3482	6	28	renter	renter	NOUN
fsr-3482	6	29	households	household	NOUN
fsr-3482	6	30	.	.	PUNCT
fsr-3482	7	1	based	base	VERB
fsr-3482	7	2	on	on	ADP
fsr-3482	7	3	the	the	DET
fsr-3482	7	4	ols	ol	NOUN
fsr-3482	7	5	regression	regression	NOUN
fsr-3482	7	6	results	result	NOUN
fsr-3482	7	7	,	,	PUNCT
fsr-3482	7	8	the	the	DET
fsr-3482	7	9	author	author	NOUN
fsr-3482	7	10	found	find	VERB
fsr-3482	7	11	that	that	SCONJ
fsr-3482	7	12	households	household	NOUN
fsr-3482	7	13	with	with	ADP
fsr-3482	7	14	black	black	ADJ
fsr-3482	7	15	,	,	PUNCT
fsr-3482	7	16	hispanic	hispanic	ADJ
fsr-3482	7	17	,	,	PUNCT
fsr-3482	7	18	and	and	CCONJ
fsr-3482	7	19	asian	asian	ADJ
fsr-3482	7	20	respondents	respondent	NOUN
fsr-3482	7	21	had	have	VERB
fsr-3482	7	22	higher	high	ADJ
fsr-3482	7	23	financial	financial	ADJ
fsr-3482	7	24	obligations	obligation	NOUN
fsr-3482	7	25	ratios	ratio	NOUN
fsr-3482	7	26	than	than	ADP
fsr-3482	7	27	otherwise	otherwise	ADV
fsr-3482	7	28	similar	similar	ADJ
fsr-3482	7	29	households	household	NOUN
fsr-3482	7	30	with	with	ADP
fsr-3482	7	31	a	a	DET
fsr-3482	7	32	white	white	ADJ
fsr-3482	7	33	respondent	respondent	NOUN
fsr-3482	7	34	.	.	PUNCT
fsr-3482	8	1	the	the	DET
fsr-3482	8	2	authors	author	NOUN
fsr-3482	8	3	conclude	conclude	VERB
fsr-3482	8	4	that	that	SCONJ
fsr-3482	8	5	while	while	SCONJ
fsr-3482	8	6	discrimination	discrimination	NOUN
fsr-3482	8	7	could	could	AUX
fsr-3482	8	8	be	be	AUX
fsr-3482	8	9	a	a	DET
fsr-3482	8	10	factor	factor	NOUN
fsr-3482	8	11	in	in	ADP
fsr-3482	8	12	higher	high	ADJ
fsr-3482	8	13	ratios	ratio	NOUN
fsr-3482	8	14	for	for	ADP
fsr-3482	8	15	the	the	DET
fsr-3482	8	16	groups	group	NOUN
fsr-3482	8	17	other	other	ADJ
fsr-3482	8	18	than	than	ADP
fsr-3482	8	19	whites	white	NOUN
fsr-3482	8	20	,	,	PUNCT
fsr-3482	8	21	immigrant	immigrant	ADJ
fsr-3482	8	22	status	status	NOUN
fsr-3482	8	23	and	and	CCONJ
fsr-3482	8	24	other	other	ADJ
fsr-3482	8	25	factors	factor	NOUN
fsr-3482	8	26	plausibly	plausibly	ADV
fsr-3482	8	27	are	be	AUX
fsr-3482	8	28	related	relate	VERB
fsr-3482	8	29	.	.	PUNCT
fsr-3482	9	1	the	the	DET
fsr-3482	9	2	second	second	ADJ
fsr-3482	9	3	article	article	NOUN
fsr-3482	9	4	examines	examine	VERB
fsr-3482	9	5	whether	whether	SCONJ
fsr-3482	9	6	gender	gender	NOUN
fsr-3482	9	7	moderates	moderate	VERB
fsr-3482	9	8	the	the	DET
fsr-3482	9	9	perceptions	perception	NOUN
fsr-3482	9	10	of	of	ADP
fsr-3482	9	11	industry	industry	NOUN
fsr-3482	9	12	corruption	corruption	NOUN
fsr-3482	9	13	.	.	PUNCT
fsr-3482	10	1	“	"	PUNCT
fsr-3482	10	2	impact	impact	NOUN
fsr-3482	10	3	of	of	ADP
fsr-3482	10	4	consumer	consumer	NOUN
fsr-3482	10	5	perceptions	perception	NOUN
fsr-3482	10	6	of	of	ADP
fsr-3482	10	7	industry	industry	NOUN
fsr-3482	10	8	corruption	corruption	NOUN
fsr-3482	10	9	on	on	ADP
fsr-3482	10	10	the	the	DET
fsr-3482	10	11	choice	choice	NOUN
fsr-3482	10	12	to	to	PART
fsr-3482	10	13	engage	engage	VERB
fsr-3482	10	14	a	a	DET
fsr-3482	10	15	financial	financial	ADJ
fsr-3482	10	16	advisor	advisor	NOUN
fsr-3482	10	17	:	:	PUNCT
fsr-3482	10	18	does	do	VERB
fsr-3482	10	19	gender	gender	NOUN
fsr-3482	10	20	matter	matter	NOUN
fsr-3482	10	21	?	?	PUNCT
fsr-3482	10	22	”	"	PUNCT
fsr-3482	11	1	this	this	DET
fsr-3482	11	2	article	article	NOUN
fsr-3482	11	3	is	be	AUX
fsr-3482	11	4	authored	author	VERB
fsr-3482	11	5	by	by	ADP
fsr-3482	11	6	danielle	danielle	PROPN
fsr-3482	11	7	winchester	winchester	PROPN
fsr-3482	11	8	,	,	PUNCT
fsr-3482	11	9	roland	roland	PROPN
fsr-3482	11	10	leak	leak	PROPN
fsr-3482	11	11	,	,	PUNCT
fsr-3482	11	12	and	and	CCONJ
fsr-3482	11	13	nicole	nicole	PROPN
fsr-3482	11	14	mccoy	mccoy	PROPN
fsr-3482	11	15	at	at	ADP
fsr-3482	11	16	north	north	PROPN
fsr-3482	11	17	carolina	carolina	PROPN
fsr-3482	11	18	agricultural	agricultural	ADJ
fsr-3482	11	19	and	and	CCONJ
fsr-3482	11	20	technical	technical	ADJ
fsr-3482	11	21	state	state	PROPN
fsr-3482	11	22	university	university	PROPN
fsr-3482	11	23	,	,	PUNCT
fsr-3482	11	24	willie	willie	NOUN
fsr-3482	11	25	a.	a.	NOUN
fsr-3482	11	26	deese	deese	PROPN
fsr-3482	11	27	college	college	PROPN
fsr-3482	11	28	of	of	ADP
fsr-3482	11	29	business	business	NOUN
fsr-3482	11	30	and	and	CCONJ
fsr-3482	11	31	economics	economic	NOUN
fsr-3482	11	32	.	.	PUNCT
fsr-3482	12	1	their	their	PRON
fsr-3482	12	2	study	study	NOUN
fsr-3482	12	3	explores	explore	VERB
fsr-3482	12	4	the	the	DET
fsr-3482	12	5	intersection	intersection	NOUN
fsr-3482	12	6	of	of	ADP
fsr-3482	12	7	financial	financial	ADJ
fsr-3482	12	8	advisors	advisor	NOUN
fsr-3482	12	9	’	'	PUNCT
fsr-3482	12	10	gender	gender	NOUN
fsr-3482	12	11	and	and	CCONJ
fsr-3482	12	12	consumers	consumer	NOUN
fsr-3482	12	13	’	’	PART
fsr-3482	12	14	industry	industry	NOUN
fsr-3482	12	15	corruption	corruption	NOUN
fsr-3482	12	16	perceptions	perception	NOUN
fsr-3482	12	17	on	on	ADP
fsr-3482	12	18	the	the	DET
fsr-3482	12	19	likelihood	likelihood	NOUN
fsr-3482	12	20	of	of	ADP
fsr-3482	12	21	using	use	VERB
fsr-3482	12	22	a	a	DET
fsr-3482	12	23	female	female	ADJ
fsr-3482	12	24	advisor	advisor	NOUN
fsr-3482	12	25	as	as	SCONJ
fsr-3482	12	26	females	female	NOUN
fsr-3482	12	27	are	be	AUX
fsr-3482	12	28	perceived	perceive	VERB
fsr-3482	12	29	as	as	ADP
fsr-3482	12	30	more	more	ADV
fsr-3482	12	31	trustworthy	trustworthy	ADJ
fsr-3482	12	32	and	and	CCONJ
fsr-3482	12	33	less	less	ADV
fsr-3482	12	34	prone	prone	ADJ
fsr-3482	12	35	to	to	ADP
fsr-3482	12	36	corruption	corruption	NOUN
fsr-3482	12	37	than	than	ADP
fsr-3482	12	38	their	their	PRON
fsr-3482	12	39	male	male	ADJ
fsr-3482	12	40	counterparts	counterpart	NOUN
fsr-3482	12	41	.	.	PUNCT
fsr-3482	13	1	analyses	analysis	NOUN
fsr-3482	13	2	reveal	reveal	VERB
fsr-3482	13	3	individuals	individual	NOUN
fsr-3482	13	4	prefer	prefer	VERB
fsr-3482	13	5	female	female	ADJ
fsr-3482	13	6	advisors	advisor	NOUN
fsr-3482	13	7	when	when	SCONJ
fsr-3482	13	8	corruption	corruption	NOUN
fsr-3482	13	9	is	be	AUX
fsr-3482	13	10	low	low	ADJ
fsr-3482	13	11	,	,	PUNCT
fsr-3482	13	12	but	but	CCONJ
fsr-3482	13	13	these	these	DET
fsr-3482	13	14	preferences	preference	NOUN
fsr-3482	13	15	wane	wane	VERB
fsr-3482	13	16	as	as	SCONJ
fsr-3482	13	17	corruption	corruption	NOUN
fsr-3482	13	18	perceptions	perception	NOUN
fsr-3482	13	19	heighten	heighten	VERB
fsr-3482	13	20	.	.	PUNCT
fsr-3482	14	1	their	their	PRON
fsr-3482	14	2	results	result	NOUN
fsr-3482	14	3	suggests	suggest	VERB
fsr-3482	14	4	the	the	DET
fsr-3482	14	5	interpersonal	interpersonal	ADJ
fsr-3482	14	6	characteristics	characteristic	NOUN
fsr-3482	14	7	of	of	ADP
fsr-3482	14	8	females	female	NOUN
fsr-3482	14	9	being	be	AUX
fsr-3482	14	10	more	more	ADV
fsr-3482	14	11	trustworthy	trustworthy	ADJ
fsr-3482	14	12	and	and	CCONJ
fsr-3482	14	13	ethical	ethical	ADJ
fsr-3482	14	14	do	do	AUX
fsr-3482	14	15	not	not	PART
fsr-3482	14	16	carry	carry	VERB
fsr-3482	14	17	as	as	ADV
fsr-3482	14	18	much	much	ADJ
fsr-3482	14	19	weight	weight	NOUN
fsr-3482	14	20	for	for	ADP
fsr-3482	14	21	consumers	consumer	NOUN
fsr-3482	14	22	when	when	SCONJ
fsr-3482	14	23	they	they	PRON
fsr-3482	14	24	perceive	perceive	VERB
fsr-3482	14	25	the	the	DET
fsr-3482	14	26	industry	industry	NOUN
fsr-3482	14	27	as	as	ADP
fsr-3482	14	28	corrupt	corrupt	ADJ
fsr-3482	14	29	.	.	PUNCT
fsr-3482	15	1	coauthored	coauthore	VERB
fsr-3482	15	2	by	by	ADP
fsr-3482	15	3	richard	richard	PROPN
fsr-3482	15	4	stebbins	stebbins	PROPN
fsr-3482	15	5	and	and	CCONJ
fsr-3482	15	6	kyoung	kyoung	PROPN
fsr-3482	15	7	tae	tae	PROPN
fsr-3482	15	8	kim	kim	PROPN
fsr-3482	15	9	at	at	ADP
fsr-3482	15	10	the	the	DET
fsr-3482	15	11	university	university	PROPN
fsr-3482	15	12	of	of	ADP
fsr-3482	15	13	alabama	alabama	PROPN
fsr-3482	15	14	and	and	CCONJ
fsr-3482	15	15	martin	martin	PROPN
fsr-3482	15	16	saey	saey	PROPN
fsr-3482	15	17	at	at	ADP
fsr-3482	15	18	kansas	kansas	PROPN
fsr-3482	15	19	state	state	PROPN
fsr-3482	15	20	university	university	PROPN
fsr-3482	15	21	,	,	PUNCT
fsr-3482	15	22	“	"	PUNCT
fsr-3482	15	23	financial	financial	ADJ
fsr-3482	15	24	professionals	professional	NOUN
fsr-3482	15	25	and	and	CCONJ
fsr-3482	15	26	financial	financial	ADJ
fsr-3482	15	27	well	well	NOUN
fsr-3482	15	28	-	-	PUNCT
fsr-3482	15	29	being	being	NOUN
fsr-3482	15	30	:	:	PUNCT
fsr-3482	15	31	evidence	evidence	NOUN
fsr-3482	15	32	from	from	ADP
fsr-3482	15	33	the	the	DET
fsr-3482	15	34	national	national	ADJ
fsr-3482	15	35	financial	financial	ADJ
fsr-3482	15	36	well	well	ADV
fsr-3482	15	37	-	-	PUNCT
fsr-3482	15	38	being	being	NOUN
fsr-3482	15	39	survey	survey	NOUN
fsr-3482	15	40	”	"	PUNCT
fsr-3482	15	41	examined	examine	VERB
fsr-3482	15	42	the	the	DET
fsr-3482	15	43	association	association	NOUN
fsr-3482	15	44	between	between	ADP
fsr-3482	15	45	financial	financial	ADJ
fsr-3482	15	46	professional	professional	ADJ
fsr-3482	15	47	use	use	NOUN
fsr-3482	15	48	and	and	CCONJ
fsr-3482	15	49	financial	financial	ADJ
fsr-3482	15	50	well	well	NOUN
fsr-3482	15	51	-	-	PUNCT
fsr-3482	15	52	being	be	AUX
fsr-3482	15	53	using	use	VERB
fsr-3482	15	54	the	the	DET
fsr-3482	15	55	2016	2016	NUM
fsr-3482	15	56	national	national	ADJ
fsr-3482	15	57	financial	financial	ADJ
fsr-3482	15	58	wellbeing	wellbee	VERB
fsr-3482	15	59	survey	survey	NOUN
fsr-3482	15	60	.	.	PUNCT
fsr-3482	16	1	the	the	DET
fsr-3482	16	2	authors	author	NOUN
fsr-3482	16	3	tested	test	VERB
fsr-3482	16	4	financial	financial	ADJ
fsr-3482	16	5	well	well	NOUN
fsr-3482	16	6	-	-	PUNCT
fsr-3482	16	7	being	being	NOUN
fsr-3482	16	8	across	across	ADP
fsr-3482	16	9	various	various	ADJ
fsr-3482	16	10	sources	source	NOUN
fsr-3482	16	11	of	of	ADP
fsr-3482	16	12	financial	financial	ADJ
fsr-3482	16	13	advice	advice	NOUN
fsr-3482	16	14	such	such	ADJ
fsr-3482	16	15	as	as	ADP
fsr-3482	16	16	financial	financial	ADJ
fsr-3482	16	17	professionals	professional	NOUN
fsr-3482	16	18	,	,	PUNCT
fsr-3482	16	19	family	family	NOUN
fsr-3482	16	20	,	,	PUNCT
fsr-3482	16	21	employer	employer	NOUN
fsr-3482	16	22	,	,	PUNCT
fsr-3482	16	23	community	community	NOUN
fsr-3482	16	24	,	,	PUNCT
fsr-3482	16	25	financial	financial	ADJ
fsr-3482	16	26	institution	institution	NOUN
fsr-3482	16	27	,	,	PUNCT
fsr-3482	16	28	and	and	CCONJ
fsr-3482	16	29	government	government	NOUN
fsr-3482	16	30	.	.	PUNCT
fsr-3482	17	1	using	use	VERB
fsr-3482	17	2	logistic	logistic	ADJ
fsr-3482	17	3	regression	regression	NOUN
fsr-3482	17	4	results	result	NOUN
fsr-3482	17	5	they	they	PRON
fsr-3482	17	6	showed	show	VERB
fsr-3482	17	7	that	that	SCONJ
fsr-3482	17	8	those	those	PRON
fsr-3482	17	9	who	who	PRON
fsr-3482	17	10	received	receive	VERB
fsr-3482	17	11	advice	advice	NOUN
fsr-3482	17	12	from	from	ADP
fsr-3482	17	13	financial	financial	ADJ
fsr-3482	17	14	professionals	professional	NOUN
fsr-3482	17	15	had	have	VERB
fsr-3482	17	16	higher	high	ADJ
fsr-3482	17	17	levels	level	NOUN
fsr-3482	17	18	of	of	ADP
fsr-3482	17	19	financial	financial	ADJ
fsr-3482	17	20	well	well	NOUN
fsr-3482	17	21	-	-	PUNCT
fsr-3482	17	22	being	being	NOUN
fsr-3482	17	23	than	than	ADP
fsr-3482	17	24	those	those	PRON
fsr-3482	17	25	who	who	PRON
fsr-3482	17	26	did	do	AUX
fsr-3482	17	27	not	not	PART
fsr-3482	17	28	receive	receive	VERB
fsr-3482	17	29	1057	1057	NUM
fsr-3482	17	30	-	-	SYM
fsr-3482	17	31	0810/22/$	0810/22/$	NUM
fsr-3482	17	32	–	–	PUNCT
fsr-3482	17	33	see	see	VERB
fsr-3482	17	34	front	front	ADJ
fsr-3482	17	35	matter	matter	NOUN
fsr-3482	17	36	©	©	PROPN
fsr-3482	17	37	2022	2022	NUM
fsr-3482	17	38	academy	academy	NOUN
fsr-3482	17	39	of	of	ADP
fsr-3482	17	40	financial	financial	ADJ
fsr-3482	17	41	services	service	NOUN
fsr-3482	17	42	.	.	PUNCT
fsr-3482	18	1	all	all	DET
fsr-3482	18	2	rights	right	NOUN
fsr-3482	18	3	reserved	reserve	VERB
fsr-3482	18	4	.	.	PUNCT
fsr-3482	19	1	financial	financial	ADJ
fsr-3482	19	2	services	service	NOUN
fsr-3482	19	3	review	review	VERB
fsr-3482	19	4	30	30	NUM
fsr-3482	19	5	(	(	PUNCT
fsr-3482	19	6	2022	2022	NUM
fsr-3482	19	7	)	)	PUNCT
fsr-3482	19	8	v	v	NOUN
fsr-3482	19	9	–	–	PUNCT
fsr-3482	19	10	vi	vi	NOUN
fsr-3482	20	1	advice	advice	NOUN
fsr-3482	20	2	from	from	ADP
fsr-3482	20	3	a	a	DET
fsr-3482	20	4	financial	financial	ADJ
fsr-3482	20	5	professional	professional	NOUN
fsr-3482	20	6	.	.	PUNCT
fsr-3482	21	1	moreover	moreover	ADV
fsr-3482	21	2	,	,	PUNCT
fsr-3482	21	3	further	further	ADJ
fsr-3482	21	4	analyses	analysis	NOUN
fsr-3482	21	5	highlighted	highlight	VERB
fsr-3482	21	6	that	that	SCONJ
fsr-3482	21	7	those	those	PRON
fsr-3482	21	8	who	who	PRON
fsr-3482	21	9	received	receive	VERB
fsr-3482	21	10	financial	financial	ADJ
fsr-3482	21	11	advice	advice	NOUN
fsr-3482	21	12	from	from	ADP
fsr-3482	21	13	any	any	DET
fsr-3482	21	14	source	source	NOUN
fsr-3482	21	15	also	also	ADV
fsr-3482	21	16	showed	show	VERB
fsr-3482	21	17	that	that	SCONJ
fsr-3482	21	18	the	the	DET
fsr-3482	21	19	use	use	NOUN
fsr-3482	21	20	of	of	ADP
fsr-3482	21	21	a	a	DET
fsr-3482	21	22	financial	financial	ADJ
fsr-3482	21	23	professional	professional	NOUN
fsr-3482	21	24	had	have	VERB
fsr-3482	21	25	a	a	DET
fsr-3482	21	26	stronger	strong	ADJ
fsr-3482	21	27	positive	positive	ADJ
fsr-3482	21	28	association	association	NOUN
fsr-3482	21	29	with	with	ADP
fsr-3482	21	30	financial	financial	ADJ
fsr-3482	21	31	well	well	NOUN
fsr-3482	21	32	-	-	PUNCT
fsr-3482	21	33	being	being	NOUN
fsr-3482	21	34	.	.	PUNCT
fsr-3482	22	1	the	the	DET
fsr-3482	22	2	final	final	ADJ
fsr-3482	22	3	article	article	NOUN
fsr-3482	22	4	of	of	ADP
fsr-3482	22	5	this	this	DET
fsr-3482	22	6	issue	issue	NOUN
fsr-3482	22	7	highlights	highlight	NOUN
fsr-3482	22	8	work	work	VERB
fsr-3482	22	9	from	from	ADP
fsr-3482	22	10	lua	lua	PROPN
fsr-3482	22	11	augustin	augustin	PROPN
fsr-3482	22	12	at	at	ADP
fsr-3482	22	13	slippery	slippery	ADJ
fsr-3482	22	14	rock	rock	PROPN
fsr-3482	22	15	university	university	PROPN
fsr-3482	22	16	and	and	CCONJ
fsr-3482	22	17	terrance	terrance	PROPN
fsr-3482	22	18	martin	martin	PROPN
fsr-3482	22	19	at	at	ADP
fsr-3482	22	20	winston	winston	PROPN
fsr-3482	22	21	-	-	PUNCT
fsr-3482	22	22	salem	salem	PROPN
fsr-3482	22	23	state	state	NOUN
fsr-3482	22	24	university	university	NOUN
fsr-3482	22	25	.	.	PUNCT
fsr-3482	23	1	in	in	ADP
fsr-3482	23	2	their	their	PRON
fsr-3482	23	3	paper	paper	NOUN
fsr-3482	23	4	“	"	PUNCT
fsr-3482	23	5	financial	financial	ADJ
fsr-3482	23	6	literacy	literacy	NOUN
fsr-3482	23	7	and	and	CCONJ
fsr-3482	23	8	financial	financial	ADJ
fsr-3482	23	9	planning	planning	NOUN
fsr-3482	23	10	use	use	NOUN
fsr-3482	23	11	,	,	PUNCT
fsr-3482	23	12	”	"	PUNCT
fsr-3482	23	13	the	the	DET
fsr-3482	23	14	authors	author	NOUN
fsr-3482	23	15	evaluate	evaluate	VERB
fsr-3482	23	16	the	the	DET
fsr-3482	23	17	relationship	relationship	NOUN
fsr-3482	23	18	between	between	ADP
fsr-3482	23	19	financial	financial	ADJ
fsr-3482	23	20	literacy	literacy	NOUN
fsr-3482	23	21	and	and	CCONJ
fsr-3482	23	22	the	the	DET
fsr-3482	23	23	level	level	NOUN
fsr-3482	23	24	of	of	ADP
fsr-3482	23	25	financial	financial	ADJ
fsr-3482	23	26	planning	planning	NOUN
fsr-3482	23	27	behavior	behavior	NOUN
fsr-3482	23	28	that	that	PRON
fsr-3482	23	29	individuals	individual	NOUN
fsr-3482	23	30	display	display	VERB
fsr-3482	23	31	.	.	PUNCT
fsr-3482	24	1	using	use	VERB
fsr-3482	24	2	2012	2012	NUM
fsr-3482	24	3	and	and	CCONJ
fsr-3482	24	4	2014	2014	NUM
fsr-3482	24	5	waves	wave	NOUN
fsr-3482	24	6	of	of	ADP
fsr-3482	24	7	the	the	DET
fsr-3482	24	8	national	national	ADJ
fsr-3482	24	9	longitudinal	longitudinal	ADJ
fsr-3482	24	10	survey	survey	NOUN
fsr-3482	24	11	of	of	ADP
fsr-3482	24	12	youth	youth	NOUN
fsr-3482	24	13	(	(	PUNCT
fsr-3482	24	14	nlsy79	nlsy79	NOUN
fsr-3482	24	15	)	)	PUNCT
fsr-3482	24	16	,	,	PUNCT
fsr-3482	24	17	they	they	PRON
fsr-3482	24	18	found	find	VERB
fsr-3482	24	19	that	that	SCONJ
fsr-3482	24	20	higher	high	ADJ
fsr-3482	24	21	levels	level	NOUN
fsr-3482	24	22	of	of	ADP
fsr-3482	24	23	financial	financial	ADJ
fsr-3482	24	24	literacy	literacy	NOUN
fsr-3482	24	25	are	be	AUX
fsr-3482	24	26	positively	positively	ADV
fsr-3482	24	27	associated	associate	VERB
fsr-3482	24	28	with	with	ADP
fsr-3482	24	29	more	more	ADJ
fsr-3482	24	30	‘	'	PUNCT
fsr-3482	24	31	comprehensive	comprehensive	ADJ
fsr-3482	24	32	’	'	PUNCT
fsr-3482	24	33	levels	level	NOUN
fsr-3482	24	34	of	of	ADP
fsr-3482	24	35	financial	financial	ADJ
fsr-3482	24	36	planning	planning	NOUN
fsr-3482	24	37	behaviors	behavior	NOUN
fsr-3482	24	38	.	.	PUNCT
fsr-3482	25	1	additionally	additionally	ADV
fsr-3482	25	2	,	,	PUNCT
fsr-3482	25	3	the	the	DET
fsr-3482	25	4	results	result	NOUN
fsr-3482	25	5	of	of	ADP
fsr-3482	25	6	the	the	DET
fsr-3482	25	7	analysis	analysis	NOUN
fsr-3482	25	8	indicates	indicate	VERB
fsr-3482	25	9	that	that	SCONJ
fsr-3482	25	10	individuals	individual	NOUN
fsr-3482	25	11	at	at	ADP
fsr-3482	25	12	the	the	DET
fsr-3482	25	13	highest	high	ADJ
fsr-3482	25	14	level	level	NOUN
fsr-3482	25	15	of	of	ADP
fsr-3482	25	16	financial	financial	ADJ
fsr-3482	25	17	literacy	literacy	NOUN
fsr-3482	25	18	are	be	AUX
fsr-3482	25	19	more	more	ADV
fsr-3482	25	20	likely	likely	ADJ
fsr-3482	25	21	to	to	PART
fsr-3482	25	22	choose	choose	VERB
fsr-3482	25	23	‘	'	PUNCT
fsr-3482	25	24	comprehensive	comprehensive	ADJ
fsr-3482	25	25	’	'	PUNCT
fsr-3482	25	26	planning	planning	NOUN
fsr-3482	25	27	over	over	ADP
fsr-3482	25	28	doing	do	VERB
fsr-3482	25	29	nothing	nothing	PRON
fsr-3482	25	30	at	at	ADV
fsr-3482	25	31	all	all	ADV
fsr-3482	25	32	.	.	PUNCT
fsr-3482	26	1	in	in	ADP
fsr-3482	26	2	addition	addition	NOUN
fsr-3482	26	3	,	,	PUNCT
fsr-3482	26	4	those	those	PRON
fsr-3482	26	5	with	with	ADP
fsr-3482	26	6	higher	high	ADJ
fsr-3482	26	7	levels	level	NOUN
fsr-3482	26	8	of	of	ADP
fsr-3482	26	9	financial	financial	ADJ
fsr-3482	26	10	literacy	literacy	NOUN
fsr-3482	26	11	are	be	AUX
fsr-3482	26	12	also	also	ADV
fsr-3482	26	13	more	more	ADV
fsr-3482	26	14	likely	likely	ADJ
fsr-3482	26	15	to	to	PART
fsr-3482	26	16	display	display	VERB
fsr-3482	26	17	some	some	DET
fsr-3482	26	18	level	level	NOUN
fsr-3482	26	19	of	of	ADP
fsr-3482	26	20	financial	financial	ADJ
fsr-3482	26	21	planning	planning	NOUN
fsr-3482	26	22	behavior	behavior	NOUN
fsr-3482	26	23	compared	compare	VERB
fsr-3482	26	24	to	to	ADP
fsr-3482	26	25	doing	do	VERB
fsr-3482	26	26	nothing	nothing	PRON
fsr-3482	26	27	at	at	ADV
fsr-3482	26	28	all	all	ADV
fsr-3482	26	29	.	.	PUNCT
fsr-3482	27	1	i	i	PRON
fsr-3482	27	2	want	want	VERB
fsr-3482	27	3	to	to	PART
fsr-3482	27	4	thank	thank	VERB
fsr-3482	27	5	everyone	everyone	PRON
fsr-3482	27	6	who	who	PRON
fsr-3482	27	7	makes	make	VERB
fsr-3482	27	8	the	the	DET
fsr-3482	27	9	fsr	fsr	PROPN
fsr-3482	27	10	production	production	NOUN
fsr-3482	27	11	possible	possible	ADJ
fsr-3482	27	12	,	,	PUNCT
fsr-3482	27	13	including	include	VERB
fsr-3482	27	14	our	our	PRON
fsr-3482	27	15	authors	author	NOUN
fsr-3482	27	16	,	,	PUNCT
fsr-3482	27	17	referees	referee	NOUN
fsr-3482	27	18	,	,	PUNCT
fsr-3482	27	19	and	and	CCONJ
fsr-3482	27	20	readers	reader	NOUN
fsr-3482	27	21	.	.	PUNCT
fsr-3482	28	1	if	if	SCONJ
fsr-3482	28	2	you	you	PRON
fsr-3482	28	3	have	have	VERB
fsr-3482	28	4	a	a	DET
fsr-3482	28	5	manuscript	manuscript	NOUN
fsr-3482	28	6	and	and	CCONJ
fsr-3482	28	7	looking	look	VERB
fsr-3482	28	8	for	for	ADP
fsr-3482	28	9	a	a	DET
fsr-3482	28	10	publication	publication	NOUN
fsr-3482	28	11	outlet	outlet	NOUN
fsr-3482	28	12	,	,	PUNCT
fsr-3482	28	13	please	please	INTJ
fsr-3482	28	14	consider	consider	VERB
fsr-3482	28	15	submitting	submit	VERB
fsr-3482	28	16	it	it	PRON
fsr-3482	28	17	to	to	ADP
fsr-3482	28	18	the	the	DET
fsr-3482	28	19	financial	financial	PROPN
fsr-3482	28	20	services	service	NOUN
fsr-3482	28	21	review	review	NOUN
fsr-3482	28	22	.	.	PUNCT
fsr-3482	29	1	the	the	DET
fsr-3482	29	2	journal	journal	NOUN
fsr-3482	29	3	welcomes	welcome	VERB
fsr-3482	29	4	articles	article	NOUN
fsr-3482	29	5	on	on	ADP
fsr-3482	29	6	the	the	DET
fsr-3482	29	7	many	many	ADJ
fsr-3482	29	8	areas	area	NOUN
fsr-3482	29	9	of	of	ADP
fsr-3482	29	10	personal	personal	ADJ
fsr-3482	29	11	financial	financial	ADJ
fsr-3482	29	12	planning	planning	NOUN
fsr-3482	29	13	.	.	PUNCT
fsr-3482	30	1	the	the	DET
fsr-3482	30	2	editorial	editorial	ADJ
fsr-3482	30	3	team	team	NOUN
fsr-3482	30	4	remains	remain	VERB
fsr-3482	30	5	committed	committed	ADJ
fsr-3482	30	6	to	to	ADP
fsr-3482	30	7	the	the	DET
fsr-3482	30	8	goal	goal	NOUN
fsr-3482	30	9	of	of	ADP
fsr-3482	30	10	making	make	VERB
fsr-3482	30	11	financial	financial	ADJ
fsr-3482	30	12	services	service	NOUN
fsr-3482	30	13	review	review	VERB
fsr-3482	30	14	the	the	DET
fsr-3482	30	15	best	good	ADJ
fsr-3482	30	16	academic	academic	ADJ
fsr-3482	30	17	journal	journal	NOUN
fsr-3482	30	18	in	in	ADP
fsr-3482	30	19	individual	individual	ADJ
fsr-3482	30	20	financial	financial	ADJ
fsr-3482	30	21	management	management	NOUN
fsr-3482	30	22	and	and	CCONJ
fsr-3482	30	23	personal	personal	ADJ
fsr-3482	30	24	financial	financial	ADJ
fsr-3482	30	25	planning	planning	NOUN
fsr-3482	30	26	.	.	PUNCT
fsr-3482	31	1	yours	yours	PRON
fsr-3482	31	2	sincerely	sincerely	ADV
fsr-3482	31	3	,	,	PUNCT
fsr-3482	31	4	terrance	terrance	PROPN
fsr-3482	31	5	k.	k.	PROPN
fsr-3482	31	6	martin	martin	PROPN
fsr-3482	31	7	jr	jr	PROPN
fsr-3482	31	8	.	.	PROPN
fsr-3482	31	9	editor	editor	PROPN
fsr-3482	31	10	financial	financial	PROPN
fsr-3482	31	11	services	services	PROPN
fsr-3482	31	12	review	review	VERB
fsr-3482	31	13	vi	vi	PROPN
fsr-3482	31	14	t.	t.	PROPN
fsr-3482	31	15	k.	k.	PROPN
fsr-3482	31	16	martin	martin	PROPN
fsr-3482	31	17	/	/	SYM
fsr-3482	31	18	financial	financial	ADJ
fsr-3482	31	19	services	service	NOUN
fsr-3482	31	20	review	review	VERB
fsr-3482	31	21	30	30	NUM
fsr-3482	31	22	(	(	PUNCT
fsr-3482	31	23	2022	2022	NUM
fsr-3482	31	24	)	)	PUNCT
fsr-3482	31	25	v	v	NOUN
fsr-3482	31	26	–	–	PUNCT
fsr-3482	31	27	vi	vi	NOUN