id	sid	tid	token	lemma	pos
fsr-3487	1	1	ce	ce	PROPN
fsr-3487	1	2	1	1	NUM
fsr-3487	1	3	-	-	PUNCT
fsr-3487	1	4	hour	hour	NOUN
fsr-3487	1	5	general	general	ADJ
fsr-3487	1	6	principles	principle	NOUN
fsr-3487	1	7	of	of	ADP
fsr-3487	1	8	financial	financial	ADJ
fsr-3487	1	9	planning	planning	NOUN
fsr-3487	1	10	,	,	PUNCT
fsr-3487	1	11	risk	risk	NOUN
fsr-3487	1	12	and	and	CCONJ
fsr-3487	1	13	insurance	insurance	NOUN
fsr-3487	1	14	planning	planning	NOUN
fsr-3487	1	15	,	,	PUNCT
fsr-3487	1	16	and	and	CCONJ
fsr-3487	1	17	estate	estate	NOUN
fsr-3487	1	18	planning	planning	NOUN
fsr-3487	1	19	afs	afs	NOUN
fsr-3487	1	20	and	and	CCONJ
fsr-3487	1	21	fpa	fpa	PROPN
fsr-3487	1	22	members	member	NOUN
fsr-3487	1	23	can	can	AUX
fsr-3487	1	24	earn	earn	VERB
fsr-3487	1	25	ce	ce	PROPN
fsr-3487	1	26	credits	credit	NOUN
fsr-3487	1	27	through	through	ADP
fsr-3487	1	28	financial	financial	ADJ
fsr-3487	1	29	services	service	NOUN
fsr-3487	1	30	review	review	NOUN
fsr-3487	1	31	.	.	PUNCT
fsr-3487	2	1	go	go	VERB
fsr-3487	2	2	to	to	ADP
fsr-3487	2	3	fpajournal.org	fpajournal.org	PROPN
fsr-3487	2	4	.	.	PUNCT
fsr-3487	3	1	to	to	PART
fsr-3487	3	2	receive	receive	VERB
fsr-3487	3	3	one	one	NUM
fsr-3487	3	4	hour	hour	NOUN
fsr-3487	3	5	of	of	ADP
fsr-3487	3	6	continuing	continue	VERB
fsr-3487	3	7	education	education	NOUN
fsr-3487	3	8	credit	credit	NOUN
fsr-3487	3	9	allotted	allot	VERB
fsr-3487	3	10	for	for	ADP
fsr-3487	3	11	this	this	DET
fsr-3487	3	12	exam	exam	NOUN
fsr-3487	3	13	,	,	PUNCT
fsr-3487	3	14	you	you	PRON
fsr-3487	3	15	must	must	AUX
fsr-3487	3	16	answer	answer	VERB
fsr-3487	3	17	four	four	NUM
fsr-3487	3	18	out	out	ADP
fsr-3487	3	19	of	of	ADP
fsr-3487	3	20	five	five	NUM
fsr-3487	3	21	questions	question	NOUN
fsr-3487	3	22	correctly	correctly	ADV
fsr-3487	3	23	.	.	PUNCT
fsr-3487	4	1	ce	ce	PROPN
fsr-3487	4	2	credit	credit	NOUN
fsr-3487	4	3	for	for	ADP
fsr-3487	4	4	this	this	DET
fsr-3487	4	5	issue	issue	NOUN
fsr-3487	4	6	of	of	ADP
fsr-3487	4	7	financial	financial	ADJ
fsr-3487	4	8	services	service	NOUN
fsr-3487	4	9	review	review	NOUN
fsr-3487	4	10	expires	expire	VERB
fsr-3487	4	11	december	december	PROPN
fsr-3487	4	12	31	31	NUM
fsr-3487	4	13	,	,	PUNCT
fsr-3487	4	14	2023	2023	NUM
fsr-3487	4	15	,	,	PUNCT
fsr-3487	4	16	subject	subject	ADJ
fsr-3487	4	17	to	to	ADP
fsr-3487	4	18	any	any	DET
fsr-3487	4	19	changes	change	NOUN
fsr-3487	4	20	dictated	dictate	VERB
fsr-3487	4	21	by	by	ADP
fsr-3487	4	22	cfp	cfp	PROPN
fsr-3487	4	23	board	board	PROPN
fsr-3487	4	24	.	.	PUNCT
fsr-3487	5	1	afs	afs	PROPN
fsr-3487	5	2	and	and	CCONJ
fsr-3487	5	3	fpa	fpa	PROPN
fsr-3487	5	4	offer	offer	VERB
fsr-3487	5	5	financial	financial	ADJ
fsr-3487	5	6	services	services	PROPN
fsr-3487	5	7	review	review	PROPN
fsr-3487	5	8	ce	ce	PROPN
fsr-3487	5	9	online	online	PROPN
fsr-3487	5	10	-	-	PUNCT
fsr-3487	5	11	only	only	ADV
fsr-3487	5	12	—	—	PUNCT
fsr-3487	5	13	paper	paper	NOUN
fsr-3487	5	14	continuing	continue	VERB
fsr-3487	5	15	education	education	NOUN
fsr-3487	5	16	will	will	AUX
fsr-3487	5	17	not	not	PART
fsr-3487	5	18	be	be	AUX
fsr-3487	5	19	processed	process	VERB
fsr-3487	5	20	.	.	PUNCT
fsr-3487	6	1	go	go	VERB
fsr-3487	6	2	to	to	ADP
fsr-3487	6	3	fpajournal.org	fpajournal.org	ADJ
fsr-3487	6	4	to	to	PART
fsr-3487	6	5	take	take	VERB
fsr-3487	6	6	current	current	ADJ
fsr-3487	6	7	and	and	CCONJ
fsr-3487	6	8	past	past	ADJ
fsr-3487	6	9	ce	ce	PROPN
fsr-3487	6	10	exams	exam	NOUN
fsr-3487	6	11	(	(	PUNCT
fsr-3487	6	12	free	free	ADJ
fsr-3487	6	13	to	to	PART
fsr-3487	6	14	afs	afs	NOUN
fsr-3487	6	15	and	and	CCONJ
fsr-3487	6	16	fpa	fpa	NOUN
fsr-3487	6	17	members	member	NOUN
fsr-3487	6	18	)	)	PUNCT
fsr-3487	6	19	.	.	PUNCT
fsr-3487	7	1	you	you	PRON
fsr-3487	7	2	may	may	AUX
fsr-3487	7	3	use	use	VERB
fsr-3487	7	4	this	this	DET
fsr-3487	7	5	page	page	NOUN
fsr-3487	7	6	for	for	ADP
fsr-3487	7	7	reference	reference	NOUN
fsr-3487	7	8	.	.	PUNCT
fsr-3487	8	1	please	please	AUX
fsr-3487	8	2	allow	allow	VERB
fsr-3487	8	3	2	2	NUM
fsr-3487	8	4	-	-	SYM
fsr-3487	8	5	3	3	NUM
fsr-3487	8	6	weeks	week	NOUN
fsr-3487	8	7	for	for	SCONJ
fsr-3487	8	8	credit	credit	NOUN
fsr-3487	8	9	to	to	PART
fsr-3487	8	10	be	be	AUX
fsr-3487	8	11	processed	process	VERB
fsr-3487	8	12	and	and	CCONJ
fsr-3487	8	13	reported	report	VERB
fsr-3487	8	14	to	to	ADP
fsr-3487	8	15	cfp	cfp	PROPN
fsr-3487	8	16	board	board	PROPN
fsr-3487	8	17	.	.	PUNCT
fsr-3487	9	1	1	1	X
fsr-3487	9	2	.	.	X
fsr-3487	9	3	in	in	ADP
fsr-3487	9	4	“	"	PUNCT
fsr-3487	9	5	impact	impact	NOUN
fsr-3487	9	6	of	of	ADP
fsr-3487	9	7	consumer	consumer	NOUN
fsr-3487	9	8	perceptions	perception	NOUN
fsr-3487	9	9	of	of	ADP
fsr-3487	9	10	industry	industry	NOUN
fsr-3487	9	11	corruption	corruption	NOUN
fsr-3487	9	12	on	on	ADP
fsr-3487	9	13	the	the	DET
fsr-3487	9	14	choice	choice	NOUN
fsr-3487	9	15	to	to	PART
fsr-3487	9	16	engage	engage	VERB
fsr-3487	9	17	a	a	DET
fsr-3487	9	18	financial	financial	ADJ
fsr-3487	9	19	advisor	advisor	NOUN
fsr-3487	9	20	:	:	PUNCT
fsr-3487	9	21	does	do	AUX
fsr-3487	9	22	gender	gender	NOUN
fsr-3487	9	23	matter	matter	NOUN
fsr-3487	9	24	?	?	PUNCT
fsr-3487	9	25	”	"	PUNCT
fsr-3487	9	26	by	by	ADP
fsr-3487	9	27	winchester	winchester	PROPN
fsr-3487	9	28	,	,	PUNCT
fsr-3487	9	29	leak	leak	NOUN
fsr-3487	9	30	,	,	PUNCT
fsr-3487	9	31	and	and	CCONJ
fsr-3487	9	32	mccoy	mccoy	PROPN
fsr-3487	9	33	,	,	PUNCT
fsr-3487	9	34	the	the	DET
fsr-3487	9	35	authors	author	NOUN
fsr-3487	9	36	show	show	VERB
fsr-3487	9	37	that	that	SCONJ
fsr-3487	9	38	the	the	DET
fsr-3487	9	39	likelihood	likelihood	NOUN
fsr-3487	9	40	to	to	PART
fsr-3487	9	41	use	use	VERB
fsr-3487	9	42	female	female	ADJ
fsr-3487	9	43	financial	financial	ADJ
fsr-3487	9	44	advisors	advisor	NOUN
fsr-3487	9	45	is	be	AUX
fsr-3487	9	46	greater	great	ADJ
fsr-3487	9	47	than	than	ADP
fsr-3487	9	48	that	that	PRON
fsr-3487	9	49	of	of	ADP
fsr-3487	9	50	male	male	ADJ
fsr-3487	9	51	advisors	advisor	NOUN
fsr-3487	9	52	when	when	SCONJ
fsr-3487	9	53	consumers	consumer	NOUN
fsr-3487	9	54	perceive	perceive	VERB
fsr-3487	9	55	little	little	ADJ
fsr-3487	9	56	corruption	corruption	NOUN
fsr-3487	9	57	in	in	ADP
fsr-3487	9	58	the	the	DET
fsr-3487	9	59	financial	financial	ADJ
fsr-3487	9	60	services	service	NOUN
fsr-3487	9	61	industry	industry	NOUN
fsr-3487	9	62	.	.	PUNCT
fsr-3487	10	1	why	why	SCONJ
fsr-3487	10	2	was	be	AUX
fsr-3487	10	3	this	this	DET
fsr-3487	10	4	finding	finding	NOUN
fsr-3487	10	5	hypothesized	hypothesize	VERB
fsr-3487	10	6	?	?	PUNCT
fsr-3487	11	1	a.	a.	NOUN
fsr-3487	11	2	hiring	hire	VERB
fsr-3487	11	3	more	more	ADJ
fsr-3487	11	4	females	female	NOUN
fsr-3487	11	5	into	into	ADP
fsr-3487	11	6	advisement	advisement	NOUN
fsr-3487	11	7	positions	position	NOUN
fsr-3487	11	8	demonstrates	demonstrate	VERB
fsr-3487	11	9	that	that	SCONJ
fsr-3487	11	10	the	the	DET
fsr-3487	11	11	industry	industry	NOUN
fsr-3487	11	12	is	be	AUX
fsr-3487	11	13	progressive	progressive	ADJ
fsr-3487	11	14	and	and	CCONJ
fsr-3487	11	15	sensitive	sensitive	ADJ
fsr-3487	11	16	to	to	ADP
fsr-3487	11	17	societal	societal	ADJ
fsr-3487	11	18	demands	demand	NOUN
fsr-3487	11	19	.	.	PUNCT
fsr-3487	12	1	b.	b.	PROPN
fsr-3487	12	2	prior	prior	ADJ
fsr-3487	12	3	research	research	NOUN
fsr-3487	12	4	has	have	AUX
fsr-3487	12	5	shown	show	VERB
fsr-3487	12	6	women	woman	NOUN
fsr-3487	12	7	to	to	PART
fsr-3487	12	8	be	be	AUX
fsr-3487	12	9	viewed	view	VERB
fsr-3487	12	10	as	as	ADP
fsr-3487	12	11	more	more	ADV
fsr-3487	12	12	trustworthy	trustworthy	ADJ
fsr-3487	12	13	and	and	CCONJ
fsr-3487	12	14	ethical	ethical	ADJ
fsr-3487	12	15	than	than	ADP
fsr-3487	12	16	their	their	PRON
fsr-3487	12	17	male	male	ADJ
fsr-3487	12	18	counterparts	counterpart	NOUN
fsr-3487	12	19	.	.	PUNCT
fsr-3487	13	1	c.	c.	NOUN
fsr-3487	13	2	female	female	ADJ
fsr-3487	13	3	financial	financial	ADJ
fsr-3487	13	4	advisors	advisor	NOUN
fsr-3487	13	5	have	have	AUX
fsr-3487	13	6	been	be	AUX
fsr-3487	13	7	shown	show	VERB
fsr-3487	13	8	to	to	PART
fsr-3487	13	9	be	be	AUX
fsr-3487	13	10	objectively	objectively	ADV
fsr-3487	13	11	less	less	ADV
fsr-3487	13	12	corrupt	corrupt	ADJ
fsr-3487	13	13	than	than	ADP
fsr-3487	13	14	male	male	ADJ
fsr-3487	13	15	advisors	advisor	NOUN
fsr-3487	13	16	.	.	PUNCT
fsr-3487	14	1	d.	d.	PROPN
fsr-3487	14	2	there	there	PRON
fsr-3487	14	3	is	be	VERB
fsr-3487	14	4	a	a	DET
fsr-3487	14	5	universal	universal	ADJ
fsr-3487	14	6	push	push	NOUN
fsr-3487	14	7	for	for	ADP
fsr-3487	14	8	diversity	diversity	NOUN
fsr-3487	14	9	,	,	PUNCT
fsr-3487	14	10	equity	equity	NOUN
fsr-3487	14	11	,	,	PUNCT
fsr-3487	14	12	and	and	CCONJ
fsr-3487	14	13	inclusion	inclusion	NOUN
fsr-3487	14	14	in	in	ADP
fsr-3487	14	15	the	the	DET
fsr-3487	14	16	financial	financial	ADJ
fsr-3487	14	17	services	service	NOUN
fsr-3487	14	18	industry	industry	NOUN
fsr-3487	14	19	.	.	PUNCT
fsr-3487	15	1	when	when	SCONJ
fsr-3487	15	2	external	external	ADJ
fsr-3487	15	3	factors	factor	NOUN
fsr-3487	15	4	like	like	ADP
fsr-3487	15	5	corruption	corruption	NOUN
fsr-3487	15	6	are	be	AUX
fsr-3487	15	7	not	not	PART
fsr-3487	15	8	in	in	ADP
fsr-3487	15	9	play	play	NOUN
fsr-3487	15	10	,	,	PUNCT
fsr-3487	15	11	women	woman	NOUN
fsr-3487	15	12	are	be	AUX
fsr-3487	15	13	preferred	prefer	VERB
fsr-3487	15	14	and	and	CCONJ
fsr-3487	15	15	demanded	demand	VERB
fsr-3487	15	16	because	because	SCONJ
fsr-3487	15	17	of	of	ADP
fsr-3487	15	18	the	the	DET
fsr-3487	15	19	relative	relative	ADJ
fsr-3487	15	20	scarcity	scarcity	NOUN
fsr-3487	15	21	that	that	PRON
fsr-3487	15	22	currently	currently	ADV
fsr-3487	15	23	exists	exist	VERB
fsr-3487	15	24	.	.	PUNCT
fsr-3487	16	1	2	2	X
fsr-3487	16	2	.	.	X
fsr-3487	16	3	in	in	ADP
fsr-3487	16	4	winchester	winchester	PROPN
fsr-3487	16	5	,	,	PUNCT
fsr-3487	16	6	leak	leak	NOUN
fsr-3487	16	7	,	,	PUNCT
fsr-3487	16	8	and	and	CCONJ
fsr-3487	16	9	mccoy	mccoy	PROPN
fsr-3487	16	10	,	,	PUNCT
fsr-3487	16	11	the	the	DET
fsr-3487	16	12	authors	author	NOUN
fsr-3487	16	13	note	note	VERB
fsr-3487	16	14	other	other	ADJ
fsr-3487	16	15	factors	factor	NOUN
fsr-3487	16	16	that	that	PRON
fsr-3487	16	17	may	may	AUX
fsr-3487	16	18	need	need	VERB
fsr-3487	16	19	to	to	PART
fsr-3487	16	20	be	be	AUX
fsr-3487	16	21	researched	research	VERB
fsr-3487	16	22	to	to	PART
fsr-3487	16	23	further	far	ADV
fsr-3487	16	24	understand	understand	VERB
fsr-3487	16	25	marketplace	marketplace	NOUN
fsr-3487	16	26	demand	demand	NOUN
fsr-3487	16	27	for	for	ADP
fsr-3487	16	28	female	female	ADJ
fsr-3487	16	29	financial	financial	ADJ
fsr-3487	16	30	advisors	advisor	NOUN
fsr-3487	16	31	.	.	PUNCT
fsr-3487	17	1	these	these	DET
fsr-3487	17	2	unevaluated	unevaluated	ADJ
fsr-3487	17	3	factors	factor	NOUN
fsr-3487	17	4	include	include	VERB
fsr-3487	17	5	:	:	PUNCT
fsr-3487	17	6	a.	a.	NOUN
fsr-3487	17	7	consumer	consumer	NOUN
fsr-3487	17	8	ideological	ideological	ADJ
fsr-3487	17	9	beliefs	belief	NOUN
fsr-3487	17	10	about	about	ADP
fsr-3487	17	11	diversity	diversity	NOUN
fsr-3487	17	12	b.	b.	PROPN
fsr-3487	17	13	financial	financial	PROPN
fsr-3487	17	14	advisors	advisor	NOUN
fsr-3487	17	15	’	'	PUNCT
fsr-3487	17	16	age	age	NOUN
fsr-3487	17	17	in	in	ADP
fsr-3487	17	18	conjunction	conjunction	NOUN
fsr-3487	17	19	with	with	ADP
fsr-3487	17	20	their	their	PRON
fsr-3487	17	21	gender	gender	NOUN
fsr-3487	17	22	c.	c.	PROPN
fsr-3487	17	23	advisors	advisor	NOUN
fsr-3487	17	24	’	'	PUNCT
fsr-3487	17	25	race	race	NOUN
fsr-3487	17	26	/	/	SYM
fsr-3487	17	27	ethnicity	ethnicity	NOUN
fsr-3487	17	28	in	in	ADP
fsr-3487	17	29	conjunction	conjunction	NOUN
fsr-3487	17	30	with	with	ADP
fsr-3487	17	31	their	their	PRON
fsr-3487	17	32	gender	gender	NOUN
fsr-3487	17	33	d.	d.	PROPN
fsr-3487	17	34	all	all	PRON
fsr-3487	17	35	of	of	ADP
fsr-3487	17	36	the	the	DET
fsr-3487	17	37	above	above	ADP
fsr-3487	17	38	3	3	NUM
fsr-3487	17	39	.	.	PUNCT
fsr-3487	18	1	in	in	ADP
fsr-3487	18	2	their	their	PRON
fsr-3487	18	3	article	article	NOUN
fsr-3487	18	4	,	,	PUNCT
fsr-3487	18	5	“	"	PUNCT
fsr-3487	18	6	the	the	DET
fsr-3487	18	7	effect	effect	NOUN
fsr-3487	18	8	of	of	ADP
fsr-3487	18	9	racial	racial	ADJ
fsr-3487	18	10	/	/	SYM
fsr-3487	18	11	ethnic	ethnic	ADJ
fsr-3487	18	12	differences	difference	NOUN
fsr-3487	18	13	on	on	ADP
fsr-3487	18	14	the	the	DET
fsr-3487	18	15	financial	financial	ADJ
fsr-3487	18	16	obligations	obligation	NOUN
fsr-3487	18	17	ratio	ratio	NOUN
fsr-3487	18	18	of	of	ADP
fsr-3487	18	19	renters	renter	NOUN
fsr-3487	18	20	,	,	PUNCT
fsr-3487	18	21	”	"	PUNCT
fsr-3487	18	22	the	the	DET
fsr-3487	18	23	authors	author	NOUN
fsr-3487	18	24	find	find	VERB
fsr-3487	18	25	a.	a.	NOUN
fsr-3487	18	26	renter	renter	NOUN
fsr-3487	18	27	households	household	NOUN
fsr-3487	18	28	with	with	ADP
fsr-3487	18	29	higher	high	ADJ
fsr-3487	18	30	levels	level	NOUN
fsr-3487	18	31	of	of	ADP
fsr-3487	18	32	financial	financial	ADJ
fsr-3487	18	33	risk	risk	NOUN
fsr-3487	18	34	tolerance	tolerance	NOUN
fsr-3487	18	35	tend	tend	VERB
fsr-3487	18	36	to	to	PART
fsr-3487	18	37	have	have	VERB
fsr-3487	18	38	higher	high	ADJ
fsr-3487	18	39	financial	financial	ADJ
fsr-3487	18	40	obligations	obligation	NOUN
fsr-3487	18	41	ratios	ratio	NOUN
fsr-3487	18	42	than	than	ADP
fsr-3487	18	43	otherwise	otherwise	ADV
fsr-3487	18	44	similar	similar	ADJ
fsr-3487	18	45	households	household	NOUN
fsr-3487	18	46	with	with	ADP
fsr-3487	18	47	lower	low	ADJ
fsr-3487	18	48	levels	level	NOUN
fsr-3487	18	49	of	of	ADP
fsr-3487	18	50	risk	risk	NOUN
fsr-3487	18	51	tolerance	tolerance	NOUN
fsr-3487	18	52	.	.	PUNCT
fsr-3487	19	1	b.	b.	PROPN
fsr-3487	19	2	renter	renter	NOUN
fsr-3487	19	3	households	household	NOUN
fsr-3487	19	4	with	with	ADP
fsr-3487	19	5	higher	high	ADJ
fsr-3487	19	6	levels	level	NOUN
fsr-3487	19	7	of	of	ADP
fsr-3487	19	8	financial	financial	ADJ
fsr-3487	19	9	risk	risk	NOUN
fsr-3487	19	10	tolerance	tolerance	NOUN
fsr-3487	19	11	tend	tend	VERB
fsr-3487	19	12	to	to	PART
fsr-3487	19	13	have	have	VERB
fsr-3487	19	14	lower	low	ADJ
fsr-3487	19	15	financial	financial	ADJ
fsr-3487	19	16	obligations	obligation	NOUN
fsr-3487	19	17	ratios	ratio	NOUN
fsr-3487	19	18	than	than	ADP
fsr-3487	19	19	otherwise	otherwise	ADV
fsr-3487	19	20	similar	similar	ADJ
fsr-3487	19	21	households	household	NOUN
fsr-3487	19	22	with	with	ADP
fsr-3487	19	23	lower	low	ADJ
fsr-3487	19	24	levels	level	NOUN
fsr-3487	19	25	of	of	ADP
fsr-3487	19	26	risk	risk	NOUN
fsr-3487	19	27	tolerance	tolerance	NOUN
fsr-3487	19	28	.	.	PUNCT
fsr-3487	20	1	c.	c.	PROPN
fsr-3487	20	2	renter	renter	NOUN
fsr-3487	20	3	households	household	NOUN
fsr-3487	20	4	with	with	ADP
fsr-3487	20	5	higher	high	ADJ
fsr-3487	20	6	levels	level	NOUN
fsr-3487	20	7	of	of	ADP
fsr-3487	20	8	financial	financial	ADJ
fsr-3487	20	9	risk	risk	NOUN
fsr-3487	20	10	tolerance	tolerance	NOUN
fsr-3487	20	11	tend	tend	VERB
fsr-3487	20	12	to	to	PART
fsr-3487	20	13	have	have	VERB
fsr-3487	20	14	lower	low	ADJ
fsr-3487	20	15	financial	financial	ADJ
fsr-3487	20	16	obligations	obligation	NOUN
fsr-3487	20	17	ratios	ratio	NOUN
fsr-3487	20	18	than	than	ADP
fsr-3487	20	19	otherwise	otherwise	ADV
fsr-3487	20	20	similar	similar	ADJ
fsr-3487	20	21	households	household	NOUN
fsr-3487	20	22	with	with	ADP
fsr-3487	20	23	lower	low	ADJ
fsr-3487	20	24	levels	level	NOUN
fsr-3487	20	25	of	of	ADP
fsr-3487	20	26	risk	risk	NOUN
fsr-3487	20	27	tolerance	tolerance	NOUN
fsr-3487	20	28	.	.	PUNCT
fsr-3487	21	1	d.	d.	PROPN
fsr-3487	21	2	for	for	ADP
fsr-3487	21	3	renter	renter	NOUN
fsr-3487	21	4	households	household	NOUN
fsr-3487	21	5	there	there	PRON
fsr-3487	21	6	was	be	VERB
fsr-3487	21	7	no	no	DET
fsr-3487	21	8	statistically	statistically	ADV
fsr-3487	21	9	significant	significant	ADJ
fsr-3487	21	10	relationship	relationship	NOUN
fsr-3487	21	11	between	between	ADP
fsr-3487	21	12	levels	level	NOUN
fsr-3487	21	13	of	of	ADP
fsr-3487	21	14	financial	financial	ADJ
fsr-3487	21	15	risk	risk	NOUN
fsr-3487	21	16	tolerance	tolerance	NOUN
fsr-3487	21	17	and	and	CCONJ
fsr-3487	21	18	financial	financial	ADJ
fsr-3487	21	19	obligations	obligation	NOUN
fsr-3487	21	20	ratios	ratio	NOUN
fsr-3487	21	21	.	.	PUNCT
fsr-3487	22	1	4	4	X
fsr-3487	22	2	.	.	X
fsr-3487	22	3	in	in	ADP
fsr-3487	22	4	their	their	PRON
fsr-3487	22	5	article	article	NOUN
fsr-3487	22	6	,	,	PUNCT
fsr-3487	22	7	“	"	PUNCT
fsr-3487	22	8	the	the	DET
fsr-3487	22	9	effect	effect	NOUN
fsr-3487	22	10	of	of	ADP
fsr-3487	22	11	racial	racial	ADJ
fsr-3487	22	12	/	/	SYM
fsr-3487	22	13	ethnic	ethnic	ADJ
fsr-3487	22	14	differences	difference	NOUN
fsr-3487	22	15	on	on	ADP
fsr-3487	22	16	the	the	DET
fsr-3487	22	17	financial	financial	ADJ
fsr-3487	22	18	obligations	obligation	NOUN
fsr-3487	22	19	ratio	ratio	NOUN
fsr-3487	22	20	of	of	ADP
fsr-3487	22	21	renters	renter	NOUN
fsr-3487	22	22	,	,	PUNCT
fsr-3487	22	23	”	"	PUNCT
fsr-3487	22	24	what	what	DET
fsr-3487	22	25	type	type	NOUN
fsr-3487	22	26	of	of	ADP
fsr-3487	22	27	relationship	relationship	NOUN
fsr-3487	22	28	exist	exist	VERB
fsr-3487	22	29	between	between	ADP
fsr-3487	22	30	renter	renter	NOUN
fsr-3487	22	31	household	household	NOUN
fsr-3487	22	32	and	and	CCONJ
fsr-3487	22	33	financial	financial	ADJ
fsr-3487	22	34	obligation	obligation	NOUN
fsr-3487	22	35	ratios	ratio	NOUN
fsr-3487	22	36	a.	a.	NOUN
fsr-3487	22	37	hispanic	hispanic	PROPN
fsr-3487	22	38	homeowner	homeowner	NOUN
fsr-3487	22	39	households	household	NOUN
fsr-3487	22	40	tend	tend	VERB
fsr-3487	22	41	to	to	PART
fsr-3487	22	42	have	have	VERB
fsr-3487	22	43	higher	high	ADJ
fsr-3487	22	44	financial	financial	ADJ
fsr-3487	22	45	obligations	obligation	NOUN
fsr-3487	22	46	ratios	ratio	NOUN
fsr-3487	22	47	than	than	ADP
fsr-3487	22	48	otherwise	otherwise	ADV
fsr-3487	22	49	white	white	ADJ
fsr-3487	22	50	renter	renter	NOUN
fsr-3487	22	51	households	household	NOUN
fsr-3487	22	52	.	.	PUNCT
fsr-3487	23	1	b.	b.	PROPN
fsr-3487	23	2	hispanic	hispanic	PROPN
fsr-3487	23	3	renter	renter	NOUN
fsr-3487	23	4	households	household	NOUN
fsr-3487	23	5	tend	tend	VERB
fsr-3487	23	6	to	to	PART
fsr-3487	23	7	have	have	VERB
fsr-3487	23	8	lower	low	ADJ
fsr-3487	23	9	financial	financial	ADJ
fsr-3487	23	10	obligations	obligation	NOUN
fsr-3487	23	11	ratios	ratio	NOUN
fsr-3487	23	12	than	than	ADP
fsr-3487	23	13	otherwise	otherwise	ADV
fsr-3487	23	14	similar	similar	ADJ
fsr-3487	23	15	white	white	ADJ
fsr-3487	23	16	renter	renter	NOUN
fsr-3487	23	17	households	household	NOUN
fsr-3487	23	18	.	.	PUNCT
fsr-3487	24	1	c.	c.	NOUN
fsr-3487	24	2	for	for	ADP
fsr-3487	24	3	renter	renter	NOUN
fsr-3487	24	4	households	household	NOUN
fsr-3487	24	5	there	there	PRON
fsr-3487	24	6	was	be	VERB
fsr-3487	24	7	no	no	DET
fsr-3487	24	8	statistically	statistically	ADV
fsr-3487	24	9	significant	significant	ADJ
fsr-3487	24	10	relationship	relationship	NOUN
fsr-3487	24	11	between	between	ADP
fsr-3487	24	12	racial	racial	ADJ
fsr-3487	24	13	/	/	SYM
fsr-3487	24	14	ethnic	ethnic	ADJ
fsr-3487	24	15	groups	group	NOUN
fsr-3487	24	16	and	and	CCONJ
fsr-3487	24	17	financial	financial	ADJ
fsr-3487	24	18	obligations	obligation	NOUN
fsr-3487	24	19	ratios	ratio	NOUN
fsr-3487	24	20	.	.	PUNCT
fsr-3487	25	1	d.	d.	PROPN
fsr-3487	25	2	hispanic	hispanic	PROPN
fsr-3487	25	3	renter	renter	NOUN
fsr-3487	25	4	households	household	NOUN
fsr-3487	25	5	tend	tend	VERB
fsr-3487	25	6	to	to	PART
fsr-3487	25	7	have	have	VERB
fsr-3487	25	8	lower	low	ADJ
fsr-3487	25	9	financial	financial	ADJ
fsr-3487	25	10	obligations	obligation	NOUN
fsr-3487	25	11	ratios	ratio	NOUN
fsr-3487	25	12	than	than	ADP
fsr-3487	25	13	otherwise	otherwise	ADV
fsr-3487	25	14	similar	similar	ADJ
fsr-3487	25	15	white	white	ADJ
fsr-3487	25	16	renter	renter	NOUN
fsr-3487	25	17	households	household	NOUN
fsr-3487	25	18	.	.	PUNCT
fsr-3487	26	1	5	5	X
fsr-3487	26	2	.	.	X
fsr-3487	26	3	winchester	winchester	PROPN
fsr-3487	26	4	,	,	PUNCT
fsr-3487	26	5	leak	leak	NOUN
fsr-3487	26	6	,	,	PUNCT
fsr-3487	26	7	and	and	CCONJ
fsr-3487	26	8	mccoy	mccoy	PROPN
fsr-3487	26	9	present	present	VERB
fsr-3487	26	10	the	the	DET
fsr-3487	26	11	following	follow	VERB
fsr-3487	26	12	findings	finding	NOUN
fsr-3487	26	13	:	:	PUNCT
fsr-3487	26	14	a.	a.	NOUN
fsr-3487	26	15	female	female	ADJ
fsr-3487	26	16	financial	financial	ADJ
fsr-3487	26	17	advisors	advisor	NOUN
fsr-3487	26	18	are	be	AUX
fsr-3487	26	19	universally	universally	ADV
fsr-3487	26	20	preferred	preferred	ADJ
fsr-3487	26	21	to	to	ADP
fsr-3487	26	22	males	male	NOUN
fsr-3487	26	23	regardless	regardless	ADV
fsr-3487	26	24	of	of	ADP
fsr-3487	26	25	how	how	SCONJ
fsr-3487	26	26	corrupt	corrupt	ADJ
fsr-3487	26	27	the	the	DET
fsr-3487	26	28	financial	financial	ADJ
fsr-3487	26	29	services	service	NOUN
fsr-3487	26	30	industry	industry	NOUN
fsr-3487	26	31	is	be	AUX
fsr-3487	26	32	perceived	perceive	VERB
fsr-3487	26	33	.	.	PUNCT
fsr-3487	27	1	b.	b.	PROPN
fsr-3487	27	2	female	female	ADJ
fsr-3487	27	3	financial	financial	ADJ
fsr-3487	27	4	advisors	advisor	NOUN
fsr-3487	27	5	provide	provide	VERB
fsr-3487	27	6	better	well	ADJ
fsr-3487	27	7	guidance	guidance	NOUN
fsr-3487	27	8	to	to	ADP
fsr-3487	27	9	clients	client	NOUN
fsr-3487	27	10	than	than	ADP
fsr-3487	27	11	males	male	NOUN
fsr-3487	27	12	when	when	SCONJ
fsr-3487	27	13	the	the	DET
fsr-3487	27	14	financial	financial	ADJ
fsr-3487	27	15	services	service	NOUN
fsr-3487	27	16	industry	industry	NOUN
fsr-3487	27	17	is	be	AUX
fsr-3487	27	18	perceived	perceive	VERB
fsr-3487	27	19	as	as	ADP
fsr-3487	27	20	corrupt	corrupt	ADJ
fsr-3487	27	21	.	.	PUNCT
fsr-3487	28	1	c.	c.	NOUN
fsr-3487	28	2	when	when	SCONJ
fsr-3487	28	3	the	the	DET
fsr-3487	28	4	financial	financial	ADJ
fsr-3487	28	5	services	service	NOUN
fsr-3487	28	6	industry	industry	NOUN
fsr-3487	28	7	is	be	AUX
fsr-3487	28	8	perceived	perceive	VERB
fsr-3487	28	9	as	as	ADP
fsr-3487	28	10	corrupt	corrupt	ADJ
fsr-3487	28	11	,	,	PUNCT
fsr-3487	28	12	consumers	consumer	NOUN
fsr-3487	28	13	are	be	AUX
fsr-3487	28	14	equally	equally	ADV
fsr-3487	28	15	likely	likely	ADJ
fsr-3487	28	16	to	to	PART
fsr-3487	28	17	engage	engage	VERB
fsr-3487	28	18	with	with	ADP
fsr-3487	28	19	male	male	ADJ
fsr-3487	28	20	and	and	CCONJ
fsr-3487	28	21	female	female	ADJ
fsr-3487	28	22	advisors	advisor	NOUN
fsr-3487	28	23	given	give	VERB
fsr-3487	28	24	they	they	PRON
fsr-3487	28	25	are	be	AUX
fsr-3487	28	26	similarly	similarly	ADV
fsr-3487	28	27	positioned	position	VERB
fsr-3487	28	28	as	as	ADP
fsr-3487	28	29	partners	partner	NOUN
fsr-3487	28	30	that	that	PRON
fsr-3487	28	31	can	can	AUX
fsr-3487	28	32	guide	guide	VERB
fsr-3487	28	33	the	the	DET
fsr-3487	28	34	client	client	NOUN
fsr-3487	28	35	to	to	PART
fsr-3487	28	36	meet	meet	VERB
fsr-3487	28	37	financial	financial	ADJ
fsr-3487	28	38	goals	goal	NOUN
fsr-3487	28	39	.	.	PUNCT
fsr-3487	29	1	d.	d.	PROPN
fsr-3487	29	2	male	male	PROPN
fsr-3487	29	3	financial	financial	ADJ
fsr-3487	29	4	advisors	advisor	NOUN
fsr-3487	29	5	are	be	AUX
fsr-3487	29	6	less	less	ADV
fsr-3487	29	7	corrupt	corrupt	ADJ
fsr-3487	29	8	than	than	ADP
fsr-3487	29	9	female	female	ADJ
fsr-3487	29	10	advisors	advisor	NOUN
fsr-3487	29	11	,	,	PUNCT
fsr-3487	29	12	and	and	CCONJ
fsr-3487	29	13	therefore	therefore	ADV
fsr-3487	29	14	are	be	AUX
fsr-3487	29	15	universally	universally	ADV
fsr-3487	29	16	preferred	preferred	ADJ
fsr-3487	29	17	to	to	ADP
fsr-3487	29	18	female	female	ADJ
fsr-3487	29	19	advisors	advisor	NOUN
fsr-3487	29	20	.	.	PUNCT
fsr-3487	30	1	manuscript	manuscript	NOUN
fsr-3487	30	2	submissions	submission	NOUN
fsr-3487	30	3	and	and	CCONJ
fsr-3487	30	4	style	style	NOUN
fsr-3487	30	5	(	(	PUNCT
fsr-3487	30	6	1	1	NUM
fsr-3487	30	7	)	)	PUNCT
fsr-3487	30	8	papers	paper	NOUN
fsr-3487	30	9	must	must	AUX
fsr-3487	30	10	be	be	AUX
fsr-3487	30	11	in	in	ADP
fsr-3487	30	12	english	english	PROPN
fsr-3487	30	13	.	.	PUNCT
fsr-3487	31	1	(	(	PUNCT
fsr-3487	31	2	2	2	X
fsr-3487	31	3	)	)	PUNCT
fsr-3487	31	4	papers	paper	NOUN
fsr-3487	31	5	for	for	ADP
fsr-3487	31	6	publication	publication	NOUN
fsr-3487	31	7	should	should	AUX
fsr-3487	31	8	be	be	AUX
fsr-3487	31	9	sent	send	VERB
fsr-3487	31	10	to	to	ADP
fsr-3487	31	11	the	the	DET
fsr-3487	31	12	editor	editor	NOUN
fsr-3487	31	13	:	:	PUNCT
fsr-3487	31	14	terrance	terrance	PROPN
fsr-3487	31	15	k.	k.	PROPN
fsr-3487	31	16	martin	martin	PROPN
fsr-3487	31	17	,	,	PUNCT
fsr-3487	31	18	e	e	NOUN
fsr-3487	31	19	-	-	NOUN
fsr-3487	31	20	mail	mail	NOUN
fsr-3487	31	21	:	:	PUNCT
fsr-3487	31	22	martintk@wssu.edu	martintk@wssu.edu	PROPN
fsr-3487	31	23	.	.	PROPN
fsr-3487	31	24	electronic	electronic	ADJ
fsr-3487	31	25	(	(	PUNCT
fsr-3487	31	26	email	email	NOUN
fsr-3487	31	27	)	)	PUNCT
fsr-3487	31	28	submission	submission	NOUN
fsr-3487	31	29	of	of	ADP
fsr-3487	31	30	manuscripts	manuscript	NOUN
fsr-3487	31	31	is	be	AUX
fsr-3487	31	32	encouraged	encourage	VERB
fsr-3487	31	33	,	,	PUNCT
fsr-3487	31	34	and	and	CCONJ
fsr-3487	31	35	procedures	procedure	NOUN
fsr-3487	31	36	are	be	AUX
fsr-3487	31	37	discussed	discuss	VERB
fsr-3487	31	38	below	below	ADV
fsr-3487	31	39	.	.	PUNCT
fsr-3487	32	1	there	there	PRON
fsr-3487	32	2	is	be	VERB
fsr-3487	32	3	a	a	DET
fsr-3487	32	4	$	$	SYM
fsr-3487	32	5	100	100	NUM
fsr-3487	32	6	submission	submission	NOUN
fsr-3487	32	7	fee	fee	NOUN
fsr-3487	32	8	payable	payable	ADJ
fsr-3487	32	9	to	to	ADP
fsr-3487	32	10	the	the	DET
fsr-3487	32	11	academy	academy	NOUN
fsr-3487	32	12	of	of	ADP
fsr-3487	32	13	financial	financial	ADJ
fsr-3487	32	14	services	service	NOUN
fsr-3487	32	15	(	(	PUNCT
fsr-3487	32	16	afs	afs	NOUN
fsr-3487	32	17	)	)	PUNCT
fsr-3487	32	18	for	for	ADP
fsr-3487	32	19	all	all	DET
fsr-3487	32	20	submissions	submission	NOUN
fsr-3487	32	21	to	to	ADP
fsr-3487	32	22	fsr	fsr	PROPN
fsr-3487	32	23	.	.	PUNCT
fsr-3487	33	1	submission	submission	NOUN
fsr-3487	33	2	fees	fee	NOUN
fsr-3487	33	3	should	should	AUX
fsr-3487	33	4	be	be	AUX
fsr-3487	33	5	paid	pay	VERB
fsr-3487	33	6	online	online	ADV
fsr-3487	33	7	at	at	ADP
fsr-3487	33	8	academy	academy	PROPN
fsr-3487	33	9	financial	financial	ADJ
fsr-3487	33	10	org	org	PROPN
fsr-3487	33	11	.	.	PUNCT
fsr-3487	34	1	if	if	SCONJ
fsr-3487	34	2	none	none	NOUN
fsr-3487	34	3	of	of	ADP
fsr-3487	34	4	the	the	DET
fsr-3487	34	5	authors	author	NOUN
fsr-3487	34	6	is	be	AUX
fsr-3487	34	7	a	a	DET
fsr-3487	34	8	member	member	NOUN
fsr-3487	34	9	of	of	ADP
fsr-3487	34	10	afs	afs	NOUN
fsr-3487	34	11	,	,	PUNCT
fsr-3487	34	12	please	please	INTJ
fsr-3487	34	13	complete	complete	VERB
fsr-3487	34	14	an	an	DET
fsr-3487	34	15	online	online	ADJ
fsr-3487	34	16	membership	membership	NOUN
fsr-3487	34	17	application	application	NOUN
fsr-3487	34	18	form	form	NOUN
fsr-3487	34	19	,	,	PUNCT
fsr-3487	34	20	which	which	PRON
fsr-3487	34	21	can	can	AUX
fsr-3487	34	22	be	be	AUX
fsr-3487	34	23	downloaded	download	VERB
fsr-3487	34	24	at	at	ADP
fsr-3487	34	25	http://academyfinancial.org	http://academyfinancial.org	PROPN
fsr-3487	34	26	.	.	PUNCT
fsr-3487	35	1	when	when	SCONJ
fsr-3487	35	2	authors	author	NOUN
fsr-3487	35	3	pay	pay	VERB
fsr-3487	35	4	the	the	DET
fsr-3487	35	5	$	$	SYM
fsr-3487	35	6	100	100	NUM
fsr-3487	35	7	submission	submission	NOUN
fsr-3487	35	8	fee	fee	NOUN
fsr-3487	35	9	and	and	CCONJ
fsr-3487	35	10	are	be	AUX
fsr-3487	35	11	not	not	PART
fsr-3487	35	12	currently	currently	ADV
fsr-3487	35	13	members	member	NOUN
fsr-3487	35	14	,	,	PUNCT
fsr-3487	35	15	they	they	PRON
fsr-3487	35	16	receive	receive	VERB
fsr-3487	35	17	their	their	PRON
fsr-3487	35	18	first	first	ADJ
fsr-3487	35	19	year	year	NOUN
fsr-3487	35	20	of	of	ADP
fsr-3487	35	21	afs	afs	NOUN
fsr-3487	35	22	membership	membership	NOUN
fsr-3487	35	23	at	at	ADP
fsr-3487	35	24	no	no	DET
fsr-3487	35	25	charge	charge	NOUN
fsr-3487	35	26	.	.	PUNCT
fsr-3487	36	1	submission	submission	NOUN
fsr-3487	36	2	of	of	ADP
fsr-3487	36	3	a	a	DET
fsr-3487	36	4	paper	paper	NOUN
fsr-3487	36	5	will	will	AUX
fsr-3487	36	6	be	be	AUX
fsr-3487	36	7	held	hold	VERB
fsr-3487	36	8	to	to	PART
fsr-3487	36	9	imply	imply	VERB
fsr-3487	36	10	that	that	SCONJ
fsr-3487	36	11	it	it	PRON
fsr-3487	36	12	contains	contain	VERB
fsr-3487	36	13	original	original	ADJ
fsr-3487	36	14	unpublished	unpublished	ADJ
fsr-3487	36	15	work	work	NOUN
fsr-3487	36	16	and	and	CCONJ
fsr-3487	36	17	is	be	AUX
fsr-3487	36	18	not	not	PART
fsr-3487	36	19	being	be	AUX
fsr-3487	36	20	considered	consider	VERB
fsr-3487	36	21	for	for	ADP
fsr-3487	36	22	publication	publication	NOUN
fsr-3487	36	23	elsewhere	elsewhere	ADV
fsr-3487	36	24	.	.	PUNCT
fsr-3487	37	1	the	the	DET
fsr-3487	37	2	editor	editor	NOUN
fsr-3487	37	3	does	do	AUX
fsr-3487	37	4	not	not	PART
fsr-3487	37	5	accept	accept	VERB
fsr-3487	37	6	responsibility	responsibility	NOUN
fsr-3487	37	7	for	for	ADP
fsr-3487	37	8	damage	damage	NOUN
fsr-3487	37	9	or	or	CCONJ
fsr-3487	37	10	loss	loss	NOUN
fsr-3487	37	11	of	of	ADP
fsr-3487	37	12	papers	paper	NOUN
fsr-3487	37	13	submitted	submit	VERB
fsr-3487	37	14	.	.	PUNCT
fsr-3487	38	1	upon	upon	SCONJ
fsr-3487	38	2	acceptance	acceptance	NOUN
fsr-3487	38	3	of	of	ADP
fsr-3487	38	4	an	an	DET
fsr-3487	38	5	article	article	NOUN
fsr-3487	38	6	,	,	PUNCT
fsr-3487	38	7	author(s	author(s	NOUN
fsr-3487	38	8	)	)	PUNCT
fsr-3487	38	9	transfer	transfer	NOUN
fsr-3487	38	10	copyright	copyright	NOUN
fsr-3487	38	11	of	of	ADP
fsr-3487	38	12	the	the	DET
fsr-3487	38	13	article	article	NOUN
fsr-3487	38	14	to	to	ADP
fsr-3487	38	15	the	the	DET
fsr-3487	38	16	academy	academy	NOUN
fsr-3487	38	17	of	of	ADP
fsr-3487	38	18	financial	financial	ADJ
fsr-3487	38	19	services	service	NOUN
fsr-3487	38	20	.	.	PUNCT
fsr-3487	39	1	this	this	DET
fsr-3487	39	2	transfer	transfer	NOUN
fsr-3487	39	3	will	will	AUX
fsr-3487	39	4	ensure	ensure	VERB
fsr-3487	39	5	the	the	DET
fsr-3487	39	6	widest	wide	ADJ
fsr-3487	39	7	possible	possible	ADJ
fsr-3487	39	8	dissemination	dissemination	NOUN
fsr-3487	39	9	.	.	PUNCT
fsr-3487	40	1	(	(	PUNCT
fsr-3487	40	2	3	3	X
fsr-3487	40	3	)	)	PUNCT
fsr-3487	40	4	submission	submission	NOUN
fsr-3487	40	5	of	of	ADP
fsr-3487	40	6	papers	paper	NOUN
fsr-3487	40	7	:	:	PUNCT
fsr-3487	40	8	authors	author	NOUN
fsr-3487	40	9	should	should	AUX
fsr-3487	40	10	submit	submit	VERB
fsr-3487	40	11	their	their	PRON
fsr-3487	40	12	papers	paper	NOUN
fsr-3487	40	13	electronically	electronically	ADV
fsr-3487	40	14	as	as	ADP
fsr-3487	40	15	an	an	DET
fsr-3487	40	16	e	e	NOUN
fsr-3487	40	17	-	-	NOUN
fsr-3487	40	18	mail	mail	NOUN
fsr-3487	40	19	attachment	attachment	NOUN
fsr-3487	40	20	to	to	ADP
fsr-3487	40	21	the	the	DET
fsr-3487	40	22	editor	editor	NOUN
fsr-3487	40	23	at	at	ADP
fsr-3487	40	24	smichels@stetson.edu	smichels@stetson.edu	PROPN
fsr-3487	40	25	.	.	PUNCT
fsr-3487	41	1	please	please	INTJ
fsr-3487	41	2	send	send	VERB
fsr-3487	41	3	the	the	DET
fsr-3487	41	4	paper	paper	NOUN
fsr-3487	41	5	in	in	ADP
fsr-3487	41	6	word	word	NOUN
fsr-3487	41	7	format	format	NOUN
fsr-3487	41	8	.	.	PUNCT
fsr-3487	42	1	do	do	AUX
fsr-3487	42	2	not	not	PART
fsr-3487	42	3	sent	send	VERB
fsr-3487	42	4	pdfs	pdfs	NOUN
fsr-3487	42	5	.	.	PUNCT
fsr-3487	43	1	ensure	ensure	VERB
fsr-3487	43	2	that	that	SCONJ
fsr-3487	43	3	the	the	DET
fsr-3487	43	4	letter	letter	NOUN
fsr-3487	43	5	‘	'	PUNCT
fsr-3487	43	6	l	l	NOUN
fsr-3487	43	7	’	'	PUNCT
fsr-3487	43	8	and	and	CCONJ
fsr-3487	43	9	digit	digit	VERB
fsr-3487	43	10	‘	'	PUNCT
fsr-3487	43	11	1	1	NUM
fsr-3487	43	12	’	'	PUNCT
fsr-3487	43	13	,	,	PUNCT
fsr-3487	43	14	and	and	CCONJ
fsr-3487	43	15	also	also	ADV
fsr-3487	43	16	the	the	DET
fsr-3487	43	17	letter	letter	NOUN
fsr-3487	43	18	‘	'	PUNCT
fsr-3487	43	19	o	o	NOUN
fsr-3487	43	20	’	'	PUNCT
fsr-3487	43	21	and	and	CCONJ
fsr-3487	43	22	digit	digit	VERB
fsr-3487	43	23	‘	'	PUNCT
fsr-3487	43	24	0	0	NUM
fsr-3487	43	25	’	'	PUNCT
fsr-3487	43	26	are	be	AUX
fsr-3487	43	27	used	use	VERB
fsr-3487	43	28	properly	properly	ADV
fsr-3487	43	29	,	,	PUNCT
fsr-3487	43	30	and	and	CCONJ
fsr-3487	43	31	format	format	VERB
fsr-3487	43	32	your	your	PRON
fsr-3487	43	33	article	article	NOUN
fsr-3487	43	34	(	(	PUNCT
fsr-3487	43	35	tabs	tab	NOUN
fsr-3487	43	36	,	,	PUNCT
fsr-3487	43	37	indents	indent	NOUN
fsr-3487	43	38	,	,	PUNCT
fsr-3487	43	39	etc	etc	X
fsr-3487	43	40	.	.	X
fsr-3487	43	41	)	)	PUNCT
fsr-3487	43	42	consistently	consistently	ADV
fsr-3487	43	43	.	.	PUNCT
fsr-3487	44	1	do	do	AUX
fsr-3487	44	2	not	not	PART
fsr-3487	44	3	allow	allow	VERB
fsr-3487	44	4	your	your	PRON
fsr-3487	44	5	word	word	NOUN
fsr-3487	44	6	processor	processor	NOUN
fsr-3487	44	7	to	to	PART
fsr-3487	44	8	introduce	introduce	VERB
fsr-3487	44	9	word	word	NOUN
fsr-3487	44	10	breaks	break	NOUN
fsr-3487	44	11	and	and	CCONJ
fsr-3487	44	12	do	do	AUX
fsr-3487	44	13	not	not	PART
fsr-3487	44	14	use	use	VERB
fsr-3487	44	15	a	a	DET
fsr-3487	44	16	justified	justified	ADJ
fsr-3487	44	17	layout	layout	NOUN
fsr-3487	44	18	.	.	PUNCT
fsr-3487	45	1	please	please	INTJ
fsr-3487	45	2	adhere	adhere	VERB
fsr-3487	45	3	strictly	strictly	ADV
fsr-3487	45	4	to	to	ADP
fsr-3487	45	5	the	the	DET
fsr-3487	45	6	general	general	ADJ
fsr-3487	45	7	instructions	instruction	NOUN
fsr-3487	45	8	below	below	ADP
fsr-3487	45	9	on	on	ADP
fsr-3487	45	10	style	style	NOUN
fsr-3487	45	11	,	,	PUNCT
fsr-3487	45	12	arrangement	arrangement	NOUN
fsr-3487	45	13	and	and	CCONJ
fsr-3487	45	14	,	,	PUNCT
fsr-3487	45	15	in	in	ADP
fsr-3487	45	16	particular	particular	ADJ
fsr-3487	45	17	,	,	PUNCT
fsr-3487	45	18	the	the	DET
fsr-3487	45	19	reference	reference	NOUN
fsr-3487	45	20	style	style	NOUN
fsr-3487	45	21	of	of	ADP
fsr-3487	45	22	the	the	DET
fsr-3487	45	23	journal	journal	NOUN
fsr-3487	45	24	.	.	PUNCT
fsr-3487	46	1	(	(	PUNCT
fsr-3487	46	2	4	4	X
fsr-3487	46	3	)	)	PUNCT
fsr-3487	46	4	manuscripts	manuscript	NOUN
fsr-3487	46	5	should	should	AUX
fsr-3487	46	6	be	be	AUX
fsr-3487	46	7	double	double	ADV
fsr-3487	46	8	spaced	space	VERB
fsr-3487	46	9	,	,	PUNCT
fsr-3487	46	10	with	with	ADP
fsr-3487	46	11	one	one	NUM
fsr-3487	46	12	-	-	PUNCT
fsr-3487	46	13	inch	inch	NOUN
fsr-3487	46	14	margins	margin	NOUN
fsr-3487	46	15	,	,	PUNCT
fsr-3487	46	16	and	and	CCONJ
fsr-3487	46	17	printed	print	VERB
fsr-3487	46	18	on	on	ADP
fsr-3487	46	19	one	one	NUM
fsr-3487	46	20	side	side	NOUN
fsr-3487	46	21	of	of	ADP
fsr-3487	46	22	the	the	DET
fsr-3487	46	23	paper	paper	NOUN
fsr-3487	46	24	only	only	ADV
fsr-3487	46	25	.	.	PUNCT
fsr-3487	47	1	all	all	DET
fsr-3487	47	2	pages	page	NOUN
fsr-3487	47	3	should	should	AUX
fsr-3487	47	4	be	be	AUX
fsr-3487	47	5	numbered	number	VERB
fsr-3487	47	6	consecutively	consecutively	ADV
fsr-3487	47	7	,	,	PUNCT
fsr-3487	47	8	starting	start	VERB
fsr-3487	47	9	with	with	ADP
fsr-3487	47	10	the	the	DET
fsr-3487	47	11	title	title	NOUN
fsr-3487	47	12	page	page	NOUN
fsr-3487	47	13	.	.	PUNCT
fsr-3487	48	1	titles	title	NOUN
fsr-3487	48	2	and	and	CCONJ
fsr-3487	48	3	subtitles	subtitle	NOUN
fsr-3487	48	4	should	should	AUX
fsr-3487	48	5	be	be	AUX
fsr-3487	48	6	short	short	ADJ
fsr-3487	48	7	.	.	PUNCT
fsr-3487	49	1	references	reference	NOUN
fsr-3487	49	2	,	,	PUNCT
fsr-3487	49	3	tables	table	NOUN
fsr-3487	49	4	,	,	PUNCT
fsr-3487	49	5	and	and	CCONJ
fsr-3487	49	6	legends	legend	NOUN
fsr-3487	49	7	for	for	ADP
fsr-3487	49	8	the	the	DET
fsr-3487	49	9	figures	figure	NOUN
fsr-3487	49	10	should	should	AUX
fsr-3487	49	11	be	be	AUX
fsr-3487	49	12	printed	print	VERB
fsr-3487	49	13	on	on	ADP
fsr-3487	49	14	separate	separate	ADJ
fsr-3487	49	15	pages	page	NOUN
fsr-3487	49	16	.	.	PUNCT
fsr-3487	50	1	(	(	PUNCT
fsr-3487	50	2	5	5	X
fsr-3487	50	3	)	)	PUNCT
fsr-3487	50	4	the	the	DET
fsr-3487	50	5	first	first	ADJ
fsr-3487	50	6	page	page	NOUN
fsr-3487	50	7	of	of	ADP
fsr-3487	50	8	the	the	DET
fsr-3487	50	9	manuscript	manuscript	NOUN
fsr-3487	50	10	,	,	PUNCT
fsr-3487	50	11	the	the	DET
fsr-3487	50	12	title	title	NOUN
fsr-3487	50	13	page	page	NOUN
fsr-3487	50	14	,	,	PUNCT
fsr-3487	50	15	must	must	AUX
fsr-3487	50	16	contain	contain	VERB
fsr-3487	50	17	the	the	DET
fsr-3487	50	18	following	follow	VERB
fsr-3487	50	19	information	information	NOUN
fsr-3487	50	20	:	:	PUNCT
fsr-3487	50	21	(	(	PUNCT
fsr-3487	50	22	i	i	NOUN
fsr-3487	50	23	)	)	PUNCT
fsr-3487	50	24	the	the	DET
fsr-3487	50	25	title	title	NOUN
fsr-3487	50	26	;	;	PUNCT
fsr-3487	50	27	(	(	PUNCT
fsr-3487	50	28	ii	ii	NOUN
fsr-3487	50	29	)	)	PUNCT
fsr-3487	50	30	the	the	DET
fsr-3487	50	31	name(s	name(s	NOUN
fsr-3487	50	32	)	)	PUNCT
fsr-3487	50	33	,	,	PUNCT
fsr-3487	50	34	title	title	NOUN
fsr-3487	50	35	,	,	PUNCT
fsr-3487	50	36	institutional	institutional	ADJ
fsr-3487	50	37	affiliation(s	affiliation(s	NOUN
fsr-3487	50	38	)	)	PUNCT
fsr-3487	50	39	,	,	PUNCT
fsr-3487	50	40	address	address	NOUN
fsr-3487	50	41	,	,	PUNCT
fsr-3487	50	42	telephone	telephone	NOUN
fsr-3487	50	43	number	number	NOUN
fsr-3487	50	44	,	,	PUNCT
fsr-3487	50	45	fax	fax	NOUN
fsr-3487	50	46	number	number	NOUN
fsr-3487	50	47	and	and	CCONJ
fsr-3487	50	48	e	e	NOUN
fsr-3487	50	49	-	-	NOUN
fsr-3487	50	50	mail	mail	NOUN
fsr-3487	50	51	addresses	address	NOUN
fsr-3487	50	52	of	of	ADP
fsr-3487	50	53	all	all	DET
fsr-3487	50	54	the	the	DET
fsr-3487	50	55	author(s	author(s	NOUN
fsr-3487	50	56	)	)	PUNCT
fsr-3487	50	57	with	with	ADP
fsr-3487	50	58	a	a	DET
fsr-3487	50	59	clear	clear	ADJ
fsr-3487	50	60	indication	indication	NOUN
fsr-3487	50	61	of	of	ADP
fsr-3487	50	62	which	which	PRON
fsr-3487	50	63	is	be	AUX
fsr-3487	50	64	the	the	DET
fsr-3487	50	65	corresponding	corresponding	ADJ
fsr-3487	50	66	author	author	NOUN
fsr-3487	50	67	;	;	PUNCT
fsr-3487	50	68	(	(	PUNCT
fsr-3487	50	69	iii	iii	NOUN
fsr-3487	50	70	)	)	PUNCT
fsr-3487	50	71	at	at	ADP
fsr-3487	50	72	least	least	ADJ
fsr-3487	50	73	one	one	NUM
fsr-3487	50	74	classification	classification	NOUN
fsr-3487	50	75	code	code	NOUN
fsr-3487	50	76	according	accord	VERB
fsr-3487	50	77	to	to	ADP
fsr-3487	50	78	the	the	DET
fsr-3487	50	79	classification	classification	NOUN
fsr-3487	50	80	system	system	NOUN
fsr-3487	50	81	for	for	ADP
fsr-3487	50	82	journal	journal	ADJ
fsr-3487	50	83	articles	article	NOUN
fsr-3487	50	84	as	as	SCONJ
fsr-3487	50	85	used	use	VERB
fsr-3487	50	86	by	by	ADP
fsr-3487	50	87	the	the	DET
fsr-3487	50	88	journal	journal	NOUN
fsr-3487	50	89	of	of	ADP
fsr-3487	50	90	economic	economic	ADJ
fsr-3487	50	91	literature	literature	NOUN
fsr-3487	50	92	,	,	PUNCT
fsr-3487	50	93	which	which	PRON
fsr-3487	50	94	can	can	AUX
fsr-3487	50	95	be	be	AUX
fsr-3487	50	96	found	find	VERB
fsr-3487	50	97	at	at	ADP
fsr-3487	50	98	http://www.aeaweb.org/journal/elclasjn.html	http://www.aeaweb.org/journal/elclasjn.html	PROPN
fsr-3487	50	99	;	;	PUNCT
fsr-3487	50	100	in	in	ADP
fsr-3487	50	101	addition	addition	NOUN
fsr-3487	50	102	,	,	PUNCT
fsr-3487	50	103	up	up	ADP
fsr-3487	50	104	to	to	PART
fsr-3487	50	105	five	five	NUM
fsr-3487	50	106	key	key	ADJ
fsr-3487	50	107	words	word	NOUN
fsr-3487	50	108	should	should	AUX
fsr-3487	50	109	be	be	AUX
fsr-3487	50	110	supplied	supply	VERB
fsr-3487	50	111	.	.	PUNCT
fsr-3487	51	1	(	(	PUNCT
fsr-3487	51	2	6	6	X
fsr-3487	51	3	)	)	PUNCT
fsr-3487	51	4	information	information	NOUN
fsr-3487	51	5	on	on	ADP
fsr-3487	51	6	grants	grant	NOUN
fsr-3487	51	7	received	receive	VERB
fsr-3487	51	8	can	can	AUX
fsr-3487	51	9	be	be	AUX
fsr-3487	51	10	given	give	VERB
fsr-3487	51	11	in	in	ADP
fsr-3487	51	12	a	a	DET
fsr-3487	51	13	footnote	footnote	NOUN
fsr-3487	51	14	on	on	ADP
fsr-3487	51	15	the	the	DET
fsr-3487	51	16	title	title	NOUN
fsr-3487	51	17	page	page	NOUN
fsr-3487	51	18	.	.	PUNCT
fsr-3487	52	1	(	(	PUNCT
fsr-3487	52	2	7	7	X
fsr-3487	52	3	)	)	PUNCT
fsr-3487	52	4	the	the	DET
fsr-3487	52	5	abstract	abstract	NOUN
fsr-3487	52	6	,	,	PUNCT
fsr-3487	52	7	consisting	consist	VERB
fsr-3487	52	8	of	of	ADP
fsr-3487	52	9	no	no	DET
fsr-3487	52	10	more	more	ADJ
fsr-3487	52	11	than	than	ADP
fsr-3487	52	12	100	100	NUM
fsr-3487	52	13	words	word	NOUN
fsr-3487	52	14	,	,	PUNCT
fsr-3487	52	15	should	should	AUX
fsr-3487	52	16	appear	appear	VERB
fsr-3487	52	17	alone	alone	ADJ
fsr-3487	52	18	on	on	ADP
fsr-3487	52	19	page	page	NOUN
fsr-3487	52	20	2	2	NUM
fsr-3487	52	21	,	,	PUNCT
fsr-3487	52	22	titled	title	VERB
fsr-3487	52	23	,	,	PUNCT
fsr-3487	52	24	abstract	abstract	ADJ
fsr-3487	52	25	.	.	PUNCT
fsr-3487	53	1	(	(	PUNCT
fsr-3487	53	2	8)	8)	NUM
fsr-3487	53	3	footnotes	footnote	NOUN
fsr-3487	53	4	should	should	AUX
fsr-3487	53	5	be	be	AUX
fsr-3487	53	6	kept	keep	VERB
fsr-3487	53	7	to	to	ADP
fsr-3487	53	8	a	a	DET
fsr-3487	53	9	minimum	minimum	NOUN
fsr-3487	53	10	and	and	CCONJ
fsr-3487	53	11	should	should	AUX
fsr-3487	53	12	only	only	ADV
fsr-3487	53	13	contain	contain	VERB
fsr-3487	53	14	material	material	NOUN
fsr-3487	53	15	that	that	PRON
fsr-3487	53	16	is	be	AUX
fsr-3487	53	17	not	not	PART
fsr-3487	53	18	essential	essential	ADJ
fsr-3487	53	19	to	to	ADP
fsr-3487	53	20	the	the	DET
fsr-3487	53	21	understanding	understanding	NOUN
fsr-3487	53	22	of	of	ADP
fsr-3487	53	23	the	the	DET
fsr-3487	53	24	article	article	NOUN
fsr-3487	53	25	.	.	PUNCT
fsr-3487	54	1	as	as	ADP
fsr-3487	54	2	a	a	DET
fsr-3487	54	3	rule	rule	NOUN
fsr-3487	54	4	of	of	ADP
fsr-3487	54	5	thumb	thumb	NOUN
fsr-3487	54	6	,	,	PUNCT
fsr-3487	54	7	have	have	VERB
fsr-3487	54	8	one	one	NUM
fsr-3487	54	9	or	or	CCONJ
fsr-3487	54	10	less	less	ADJ
fsr-3487	54	11	footnote	footnote	NOUN
fsr-3487	54	12	,	,	PUNCT
fsr-3487	54	13	on	on	ADP
fsr-3487	54	14	average	average	ADJ
fsr-3487	54	15	,	,	PUNCT
fsr-3487	54	16	per	per	ADP
fsr-3487	54	17	two	two	NUM
fsr-3487	54	18	pages	page	NOUN
fsr-3487	54	19	of	of	ADP
fsr-3487	54	20	text	text	NOUN
fsr-3487	54	21	.	.	PUNCT
fsr-3487	55	1	(	(	PUNCT
fsr-3487	55	2	9	9	X
fsr-3487	55	3	)	)	PUNCT
fsr-3487	55	4	displayed	display	VERB
fsr-3487	55	5	formulae	formulae	NOUN
fsr-3487	55	6	should	should	AUX
fsr-3487	55	7	be	be	AUX
fsr-3487	55	8	numbered	number	VERB
fsr-3487	55	9	consecutively	consecutively	ADV
fsr-3487	55	10	throughout	throughout	ADP
fsr-3487	55	11	the	the	DET
fsr-3487	55	12	manuscript	manuscript	NOUN
fsr-3487	55	13	as	as	ADP
fsr-3487	55	14	(	(	PUNCT
fsr-3487	55	15	1	1	NUM
fsr-3487	55	16	)	)	PUNCT
fsr-3487	55	17	,	,	PUNCT
fsr-3487	55	18	(	(	PUNCT
fsr-3487	55	19	2	2	NUM
fsr-3487	55	20	)	)	PUNCT
fsr-3487	55	21	,	,	PUNCT
fsr-3487	55	22	etc	etc	X
fsr-3487	55	23	.	.	X
fsr-3487	55	24	against	against	ADP
fsr-3487	55	25	the	the	DET
fsr-3487	55	26	right	right	ADJ
fsr-3487	55	27	-	-	PUNCT
fsr-3487	55	28	hand	hand	NOUN
fsr-3487	55	29	margin	margin	NOUN
fsr-3487	55	30	of	of	ADP
fsr-3487	55	31	the	the	DET
fsr-3487	55	32	page	page	NOUN
fsr-3487	55	33	.	.	PUNCT
fsr-3487	56	1	in	in	ADP
fsr-3487	56	2	cases	case	NOUN
fsr-3487	56	3	where	where	SCONJ
fsr-3487	56	4	the	the	DET
fsr-3487	56	5	derivation	derivation	NOUN
fsr-3487	56	6	of	of	ADP
fsr-3487	56	7	formulae	formulae	NOUN
fsr-3487	56	8	has	have	AUX
fsr-3487	56	9	been	be	AUX
fsr-3487	56	10	abbreviated	abbreviate	VERB
fsr-3487	56	11	,	,	PUNCT
fsr-3487	56	12	it	it	PRON
fsr-3487	56	13	is	be	AUX
fsr-3487	56	14	of	of	ADP
fsr-3487	56	15	great	great	ADJ
fsr-3487	56	16	help	help	NOUN
fsr-3487	56	17	to	to	ADP
fsr-3487	56	18	the	the	DET
fsr-3487	56	19	referees	referee	NOUN
fsr-3487	56	20	if	if	SCONJ
fsr-3487	56	21	the	the	DET
fsr-3487	56	22	full	full	ADJ
fsr-3487	56	23	derivation	derivation	NOUN
fsr-3487	56	24	can	can	AUX
fsr-3487	56	25	be	be	AUX
fsr-3487	56	26	presented	present	VERB
fsr-3487	56	27	on	on	ADP
fsr-3487	56	28	a	a	DET
fsr-3487	56	29	separate	separate	ADJ
fsr-3487	56	30	sheet	sheet	NOUN
fsr-3487	56	31	(	(	PUNCT
fsr-3487	56	32	not	not	PART
fsr-3487	56	33	to	to	PART
fsr-3487	56	34	be	be	AUX
fsr-3487	56	35	published	publish	VERB
fsr-3487	56	36	)	)	PUNCT
fsr-3487	56	37	.	.	PUNCT
fsr-3487	57	1	(	(	PUNCT
fsr-3487	57	2	10	10	NUM
fsr-3487	57	3	)	)	PUNCT
fsr-3487	57	4	the	the	DET
fsr-3487	57	5	financial	financial	PROPN
fsr-3487	57	6	services	service	NOUN
fsr-3487	57	7	review	review	NOUN
fsr-3487	57	8	journal	journal	PROPN
fsr-3487	57	9	(	(	PUNCT
fsr-3487	57	10	fsr	fsr	PROPN
fsr-3487	57	11	)	)	PUNCT
fsr-3487	57	12	follows	follow	VERB
fsr-3487	57	13	the	the	DET
fsr-3487	57	14	apa	apa	PROPN
fsr-3487	57	15	publication	publication	NOUN
fsr-3487	57	16	manual	manual	NOUN
fsr-3487	57	17	,	,	PUNCT
fsr-3487	57	18	6th	6th	ADJ
fsr-3487	57	19	edition	edition	NOUN
fsr-3487	57	20	,	,	PUNCT
fsr-3487	57	21	style	style	NOUN
fsr-3487	57	22	.	.	PUNCT
fsr-3487	58	1	however	however	ADV
fsr-3487	58	2	,	,	PUNCT
fsr-3487	58	3	consistent	consistent	ADJ
fsr-3487	58	4	with	with	ADP
fsr-3487	58	5	the	the	DET
fsr-3487	58	6	current	current	ADJ
fsr-3487	58	7	trend	trend	NOUN
fsr-3487	58	8	followed	follow	VERB
fsr-3487	58	9	by	by	ADP
fsr-3487	58	10	other	other	ADJ
fsr-3487	58	11	publications	publication	NOUN
fsr-3487	58	12	in	in	ADP
fsr-3487	58	13	the	the	DET
fsr-3487	58	14	area	area	NOUN
fsr-3487	58	15	of	of	ADP
fsr-3487	58	16	finance	finance	NOUN
fsr-3487	58	17	,	,	PUNCT
fsr-3487	58	18	the	the	DET
fsr-3487	58	19	journal	journal	NOUN
fsr-3487	58	20	has	have	VERB
fsr-3487	58	21	a	a	DET
fsr-3487	58	22	very	very	ADV
fsr-3487	58	23	strong	strong	ADJ
fsr-3487	58	24	preference	preference	NOUN
fsr-3487	58	25	for	for	ADP
fsr-3487	58	26	articles	article	NOUN
fsr-3487	58	27	that	that	PRON
fsr-3487	58	28	are	be	AUX
fsr-3487	58	29	written	write	VERB
fsr-3487	58	30	in	in	ADP
fsr-3487	58	31	the	the	DET
fsr-3487	58	32	present	present	ADJ
fsr-3487	58	33	tense	tense	ADJ
fsr-3487	58	34	throughout	throughout	NOUN
fsr-3487	58	35	.	.	PUNCT
fsr-3487	59	1	references	reference	NOUN
fsr-3487	59	2	to	to	ADP
fsr-3487	59	3	publications	publication	NOUN
fsr-3487	59	4	should	should	AUX
fsr-3487	59	5	be	be	AUX
fsr-3487	59	6	as	as	SCONJ
fsr-3487	59	7	follows	follow	VERB
fsr-3487	59	8	:	:	PUNCT
fsr-3487	59	9	“	"	PUNCT
fsr-3487	59	10	smith	smith	NOUN
fsr-3487	59	11	(	(	PUNCT
fsr-3487	59	12	1992	1992	NUM
fsr-3487	59	13	)	)	PUNCT
fsr-3487	59	14	reports	report	VERB
fsr-3487	59	15	that	that	SCONJ
fsr-3487	59	16	”	"	PUNCT
fsr-3487	59	17	or	or	CCONJ
fsr-3487	59	18	“	"	PUNCT
fsr-3487	59	19	this	this	DET
fsr-3487	59	20	problem	problem	NOUN
fsr-3487	59	21	has	have	AUX
fsr-3487	59	22	been	be	AUX
fsr-3487	59	23	studied	study	VERB
fsr-3487	59	24	previously	previously	ADV
fsr-3487	59	25	(	(	PUNCT
fsr-3487	59	26	ho	ho	ADJ
fsr-3487	59	27	,	,	PUNCT
fsr-3487	59	28	milevsky	milevsky	NOUN
fsr-3487	59	29	,	,	PUNCT
fsr-3487	59	30	&	&	CCONJ
fsr-3487	59	31	robinson	robinson	PROPN
fsr-3487	59	32	,	,	PUNCT
fsr-3487	59	33	1999	1999	NUM
fsr-3487	59	34	)	)	PUNCT
fsr-3487	59	35	.	.	PUNCT
fsr-3487	59	36	”	"	PUNCT
fsr-3487	60	1	the	the	DET
fsr-3487	60	2	author	author	NOUN
fsr-3487	60	3	should	should	AUX
fsr-3487	60	4	make	make	VERB
fsr-3487	60	5	sure	sure	ADJ
fsr-3487	60	6	that	that	SCONJ
fsr-3487	60	7	there	there	PRON
fsr-3487	60	8	is	be	VERB
fsr-3487	60	9	a	a	DET
fsr-3487	60	10	strict	strict	ADJ
fsr-3487	60	11	one	one	NUM
fsr-3487	60	12	-	-	PUNCT
fsr-3487	60	13	to	to	ADP
fsr-3487	60	14	-	-	PUNCT
fsr-3487	60	15	one	one	NUM
fsr-3487	60	16	correspondence	correspondence	NOUN
fsr-3487	60	17	between	between	ADP
fsr-3487	60	18	the	the	DET
fsr-3487	60	19	names	name	NOUN
fsr-3487	60	20	and	and	CCONJ
fsr-3487	60	21	years	year	NOUN
fsr-3487	60	22	in	in	ADP
fsr-3487	60	23	the	the	DET
fsr-3487	60	24	text	text	NOUN
fsr-3487	60	25	and	and	CCONJ
fsr-3487	60	26	those	those	PRON
fsr-3487	60	27	on	on	ADP
fsr-3487	60	28	the	the	DET
fsr-3487	60	29	reference	reference	NOUN
fsr-3487	60	30	list	list	NOUN
fsr-3487	60	31	.	.	PUNCT
fsr-3487	61	1	the	the	DET
fsr-3487	61	2	list	list	NOUN
fsr-3487	61	3	of	of	ADP
fsr-3487	61	4	references	reference	NOUN
fsr-3487	61	5	should	should	AUX
fsr-3487	61	6	appear	appear	VERB
fsr-3487	61	7	at	at	ADP
fsr-3487	61	8	the	the	DET
fsr-3487	61	9	end	end	NOUN
fsr-3487	61	10	of	of	ADP
fsr-3487	61	11	the	the	DET
fsr-3487	61	12	main	main	ADJ
fsr-3487	61	13	text	text	NOUN
fsr-3487	61	14	(	(	PUNCT
fsr-3487	61	15	after	after	ADP
fsr-3487	61	16	any	any	DET
fsr-3487	61	17	appendices	appendix	NOUN
fsr-3487	61	18	,	,	PUNCT
fsr-3487	61	19	but	but	CCONJ
fsr-3487	61	20	before	before	ADP
fsr-3487	61	21	tables	table	NOUN
fsr-3487	61	22	and	and	CCONJ
fsr-3487	61	23	legends	legend	NOUN
fsr-3487	61	24	for	for	ADP
fsr-3487	61	25	figures	figure	NOUN
fsr-3487	61	26	)	)	PUNCT
fsr-3487	61	27	.	.	PUNCT
fsr-3487	62	1	it	it	PRON
fsr-3487	62	2	should	should	AUX
fsr-3487	62	3	be	be	AUX
fsr-3487	62	4	double	double	ADV
fsr-3487	62	5	spaced	space	VERB
fsr-3487	62	6	and	and	CCONJ
fsr-3487	62	7	listed	list	VERB
fsr-3487	62	8	in	in	ADP
fsr-3487	62	9	alphabetical	alphabetical	ADJ
fsr-3487	62	10	order	order	NOUN
fsr-3487	62	11	by	by	ADP
fsr-3487	62	12	author	author	NOUN
fsr-3487	62	13	’s	’s	PART
fsr-3487	62	14	name	name	NOUN
fsr-3487	62	15	.	.	PUNCT
fsr-3487	63	1	references	reference	NOUN
fsr-3487	63	2	should	should	AUX
fsr-3487	63	3	appear	appear	VERB
fsr-3487	63	4	as	as	SCONJ
fsr-3487	63	5	follows	follow	VERB
fsr-3487	63	6	:	:	PUNCT
fsr-3487	63	7	books	book	NOUN
fsr-3487	63	8	:	:	PUNCT
fsr-3487	63	9	hawawini	hawawini	X
fsr-3487	63	10	,	,	PUNCT
fsr-3487	63	11	g.	g.	PROPN
fsr-3487	63	12	&	&	CCONJ
fsr-3487	63	13	swary	swary	PROPN
fsr-3487	63	14	,	,	PUNCT
fsr-3487	63	15	i.	i.	NOUN
fsr-3487	63	16	(	(	PUNCT
fsr-3487	63	17	1990	1990	NUM
fsr-3487	63	18	)	)	PUNCT
fsr-3487	63	19	.	.	PUNCT
fsr-3487	64	1	mergers	merger	NOUN
fsr-3487	64	2	and	and	CCONJ
fsr-3487	64	3	acquisitions	acquisition	NOUN
fsr-3487	64	4	in	in	ADP
fsr-3487	64	5	the	the	DET
fsr-3487	64	6	u.s	u.s	PROPN
fsr-3487	64	7	.	.	PROPN
fsr-3487	64	8	banking	banking	NOUN
fsr-3487	64	9	industry	industry	NOUN
fsr-3487	64	10	:	:	PUNCT
fsr-3487	64	11	evidence	evidence	NOUN
fsr-3487	64	12	from	from	ADP
fsr-3487	64	13	the	the	DET
fsr-3487	64	14	capital	capital	NOUN
fsr-3487	64	15	markets	market	NOUN
fsr-3487	64	16	.	.	PUNCT
fsr-3487	65	1	amsterdam	amsterdam	PROPN
fsr-3487	65	2	:	:	PUNCT
fsr-3487	65	3	north	north	PROPN
fsr-3487	65	4	holland	holland	PROPN
fsr-3487	65	5	.	.	PUNCT
fsr-3487	66	1	chapter	chapter	NOUN
fsr-3487	66	2	in	in	ADP
fsr-3487	66	3	a	a	DET
fsr-3487	66	4	book	book	NOUN
fsr-3487	66	5	:	:	PUNCT
fsr-3487	66	6	brunner	brunner	PROPN
fsr-3487	66	7	,	,	PUNCT
fsr-3487	66	8	k.	k.	PROPN
fsr-3487	66	9	&	&	CCONJ
fsr-3487	66	10	meltzer	meltzer	PROPN
fsr-3487	66	11	,	,	PUNCT
fsr-3487	66	12	a.	a.	PROPN
fsr-3487	66	13	h.	h.	PROPN
fsr-3487	66	14	(	(	PUNCT
fsr-3487	66	15	1990	1990	NUM
fsr-3487	66	16	)	)	PUNCT
fsr-3487	66	17	.	.	PUNCT
fsr-3487	67	1	money	money	NOUN
fsr-3487	67	2	supply	supply	NOUN
fsr-3487	67	3	.	.	PUNCT
fsr-3487	68	1	in	in	ADP
fsr-3487	68	2	:	:	PUNCT
fsr-3487	68	3	b.	b.	PROPN
fsr-3487	68	4	m.	m.	PROPN
fsr-3487	68	5	friedman	friedman	PROPN
fsr-3487	68	6	&	&	CCONJ
fsr-3487	68	7	f.	f.	PROPN
fsr-3487	68	8	h.	h.	PROPN
fsr-3487	68	9	hahn	hahn	PROPN
fsr-3487	68	10	(	(	PUNCT
fsr-3487	68	11	eds	eds	PROPN
fsr-3487	68	12	.	.	PUNCT
fsr-3487	68	13	)	)	PUNCT
fsr-3487	68	14	,	,	PUNCT
fsr-3487	68	15	handbook	handbook	NOUN
fsr-3487	68	16	of	of	ADP
fsr-3487	68	17	monetary	monetary	ADJ
fsr-3487	68	18	economics	economic	NOUN
fsr-3487	68	19	(	(	PUNCT
fsr-3487	68	20	vol	vol	NOUN
fsr-3487	68	21	.	.	PROPN
fsr-3487	68	22	1	1	NUM
fsr-3487	68	23	,	,	PUNCT
fsr-3487	68	24	pp	pp	ADJ
fsr-3487	68	25	.	.	PUNCT
fsr-3487	68	26	357	357	NUM
fsr-3487	68	27	-	-	SYM
fsr-3487	68	28	396	396	NUM
fsr-3487	68	29	)	)	PUNCT
fsr-3487	68	30	.	.	PUNCT
fsr-3487	69	1	amsterdam	amsterdam	PROPN
fsr-3487	69	2	:	:	PUNCT
fsr-3487	69	3	north	north	PROPN
fsr-3487	69	4	holland	holland	PROPN
fsr-3487	69	5	.	.	PUNCT
fsr-3487	70	1	periodicals	periodical	NOUN
fsr-3487	70	2	:	:	PUNCT
fsr-3487	70	3	ang	ang	PROPN
fsr-3487	70	4	,	,	PUNCT
fsr-3487	70	5	j.	j.	PROPN
fsr-3487	70	6	s.	s.	PROPN
fsr-3487	70	7	&	&	CCONJ
fsr-3487	70	8	fatemi	fatemi	PROPN
fsr-3487	70	9	,	,	PUNCT
fsr-3487	70	10	a.	a.	NOUN
fsr-3487	70	11	m.	m.	NOUN
fsr-3487	70	12	(	(	PUNCT
fsr-3487	70	13	1997	1997	NUM
fsr-3487	70	14	)	)	PUNCT
fsr-3487	70	15	.	.	PUNCT
fsr-3487	71	1	personal	personal	ADJ
fsr-3487	71	2	bankruptcy	bankruptcy	NOUN
fsr-3487	71	3	costs	cost	NOUN
fsr-3487	71	4	:	:	PUNCT
fsr-3487	71	5	their	their	PRON
fsr-3487	71	6	relevance	relevance	NOUN
fsr-3487	71	7	and	and	CCONJ
fsr-3487	71	8	some	some	DET
fsr-3487	71	9	estimates	estimate	NOUN
fsr-3487	71	10	.	.	PUNCT
fsr-3487	72	1	financial	financial	ADJ
fsr-3487	72	2	services	service	NOUN
fsr-3487	72	3	review	review	PROPN
fsr-3487	72	4	,	,	PUNCT
fsr-3487	72	5	6	6	NUM
fsr-3487	72	6	,	,	PUNCT
fsr-3487	72	7	77	77	NUM
fsr-3487	72	8	-	-	SYM
fsr-3487	72	9	96	96	NUM
fsr-3487	72	10	.	.	PUNCT
fsr-3487	73	1	note	note	VERB
fsr-3487	73	2	that	that	SCONJ
fsr-3487	73	3	journal	journal	PROPN
fsr-3487	73	4	titles	title	NOUN
fsr-3487	73	5	should	should	AUX
fsr-3487	73	6	not	not	PART
fsr-3487	73	7	be	be	AUX
fsr-3487	73	8	abbreviated	abbreviate	VERB
fsr-3487	73	9	.	.	PUNCT
fsr-3487	74	1	(	(	PUNCT
fsr-3487	74	2	11	11	NUM
fsr-3487	74	3	)	)	PUNCT
fsr-3487	74	4	illustrations	illustration	NOUN
fsr-3487	74	5	will	will	AUX
fsr-3487	74	6	be	be	AUX
fsr-3487	74	7	reproduced	reproduce	VERB
fsr-3487	74	8	photographically	photographically	ADV
fsr-3487	74	9	from	from	ADP
fsr-3487	74	10	originals	original	NOUN
fsr-3487	74	11	supplied	supply	VERB
fsr-3487	74	12	by	by	ADP
fsr-3487	74	13	the	the	DET
fsr-3487	74	14	author	author	NOUN
fsr-3487	74	15	;	;	PUNCT
fsr-3487	74	16	they	they	PRON
fsr-3487	74	17	will	will	AUX
fsr-3487	74	18	not	not	PART
fsr-3487	74	19	be	be	AUX
fsr-3487	74	20	redrawn	redrawn	VERB
fsr-3487	74	21	by	by	ADP
fsr-3487	74	22	the	the	DET
fsr-3487	74	23	publisher	publisher	NOUN
fsr-3487	74	24	.	.	PUNCT
fsr-3487	75	1	please	please	INTJ
fsr-3487	75	2	provide	provide	VERB
fsr-3487	75	3	all	all	DET
fsr-3487	75	4	illustrations	illustration	NOUN
fsr-3487	75	5	in	in	ADP
fsr-3487	75	6	quadruplicate	quadruplicate	NOUN
fsr-3487	75	7	(	(	PUNCT
fsr-3487	75	8	one	one	NUM
fsr-3487	75	9	high	high	ADJ
fsr-3487	75	10	-	-	PUNCT
fsr-3487	75	11	contrast	contrast	NOUN
fsr-3487	75	12	original	original	ADJ
fsr-3487	75	13	and	and	CCONJ
fsr-3487	75	14	three	three	NUM
fsr-3487	75	15	photocopies	photocopy	NOUN
fsr-3487	75	16	)	)	PUNCT
fsr-3487	75	17	.	.	PUNCT
fsr-3487	76	1	care	care	NOUN
fsr-3487	76	2	should	should	AUX
fsr-3487	76	3	be	be	AUX
fsr-3487	76	4	taken	take	VERB
fsr-3487	76	5	that	that	DET
fsr-3487	76	6	lettering	lettering	NOUN
fsr-3487	76	7	and	and	CCONJ
fsr-3487	76	8	symbols	symbol	NOUN
fsr-3487	76	9	are	be	AUX
fsr-3487	76	10	of	of	ADP
fsr-3487	76	11	a	a	DET
fsr-3487	76	12	comparable	comparable	ADJ
fsr-3487	76	13	size	size	NOUN
fsr-3487	76	14	.	.	PUNCT
fsr-3487	77	1	the	the	DET
fsr-3487	77	2	illustrations	illustration	NOUN
fsr-3487	77	3	should	should	AUX
fsr-3487	77	4	not	not	PART
fsr-3487	77	5	be	be	AUX
fsr-3487	77	6	inserted	insert	VERB
fsr-3487	77	7	in	in	ADP
fsr-3487	77	8	the	the	DET
fsr-3487	77	9	text	text	NOUN
fsr-3487	77	10	,	,	PUNCT
fsr-3487	77	11	and	and	CCONJ
fsr-3487	77	12	should	should	AUX
fsr-3487	77	13	be	be	AUX
fsr-3487	77	14	marked	mark	VERB
fsr-3487	77	15	on	on	ADP
fsr-3487	77	16	the	the	DET
fsr-3487	77	17	back	back	NOUN
fsr-3487	77	18	with	with	ADP
fsr-3487	77	19	figure	figure	NOUN
fsr-3487	77	20	number	number	NOUN
fsr-3487	77	21	,	,	PUNCT
fsr-3487	77	22	title	title	NOUN
fsr-3487	77	23	of	of	ADP
fsr-3487	77	24	paper	paper	NOUN
fsr-3487	77	25	,	,	PUNCT
fsr-3487	77	26	and	and	CCONJ
fsr-3487	77	27	author	author	NOUN
fsr-3487	77	28	’s	’s	PART
fsr-3487	77	29	name	name	NOUN
fsr-3487	77	30	.	.	PUNCT
fsr-3487	78	1	all	all	DET
fsr-3487	78	2	graphs	graph	NOUN
fsr-3487	78	3	and	and	CCONJ
fsr-3487	78	4	diagrams	diagram	NOUN
fsr-3487	78	5	should	should	AUX
fsr-3487	78	6	be	be	AUX
fsr-3487	78	7	referred	refer	VERB
fsr-3487	78	8	to	to	ADP
fsr-3487	78	9	as	as	ADP
fsr-3487	78	10	figures	figure	NOUN
fsr-3487	78	11	,	,	PUNCT
fsr-3487	78	12	and	and	CCONJ
fsr-3487	78	13	should	should	AUX
fsr-3487	78	14	be	be	AUX
fsr-3487	78	15	numbered	number	VERB
fsr-3487	78	16	consecutively	consecutively	ADV
fsr-3487	78	17	in	in	ADP
fsr-3487	78	18	the	the	DET
fsr-3487	78	19	text	text	NOUN
fsr-3487	78	20	in	in	ADP
fsr-3487	78	21	arabic	arabic	ADJ
fsr-3487	78	22	numerals	numeral	NOUN
fsr-3487	78	23	.	.	PUNCT
fsr-3487	79	1	illustration	illustration	NOUN
fsr-3487	79	2	for	for	ADP
fsr-3487	79	3	papers	paper	NOUN
fsr-3487	79	4	submitted	submit	VERB
fsr-3487	79	5	as	as	ADP
fsr-3487	79	6	electronic	electronic	ADJ
fsr-3487	79	7	manuscripts	manuscript	NOUN
fsr-3487	79	8	should	should	AUX
fsr-3487	79	9	be	be	AUX
fsr-3487	79	10	in	in	ADP
fsr-3487	79	11	traditional	traditional	ADJ
fsr-3487	79	12	form	form	NOUN
fsr-3487	79	13	.	.	PUNCT
fsr-3487	80	1	the	the	DET
fsr-3487	80	2	journal	journal	NOUN
fsr-3487	80	3	is	be	AUX
fsr-3487	80	4	not	not	PART
fsr-3487	80	5	printed	print	VERB
fsr-3487	80	6	in	in	ADP
fsr-3487	80	7	color	color	NOUN
fsr-3487	80	8	,	,	PUNCT
fsr-3487	80	9	so	so	ADV
fsr-3487	80	10	all	all	DET
fsr-3487	80	11	graphs	graph	NOUN
fsr-3487	80	12	and	and	CCONJ
fsr-3487	80	13	illustrations	illustration	NOUN
fsr-3487	80	14	should	should	AUX
fsr-3487	80	15	be	be	AUX
fsr-3487	80	16	in	in	ADP
fsr-3487	80	17	black	black	ADJ
fsr-3487	80	18	and	and	CCONJ
fsr-3487	80	19	white	white	ADJ
fsr-3487	80	20	.	.	PUNCT
fsr-3487	81	1	(	(	PUNCT
fsr-3487	81	2	12	12	NUM
fsr-3487	81	3	)	)	PUNCT
fsr-3487	81	4	tables	table	NOUN
fsr-3487	81	5	should	should	AUX
fsr-3487	81	6	be	be	AUX
fsr-3487	81	7	numbered	number	VERB
fsr-3487	81	8	consecutively	consecutively	ADV
fsr-3487	81	9	in	in	ADP
fsr-3487	81	10	the	the	DET
fsr-3487	81	11	text	text	NOUN
fsr-3487	81	12	in	in	ADP
fsr-3487	81	13	arabic	arabic	ADJ
fsr-3487	81	14	numerals	numeral	NOUN
fsr-3487	81	15	and	and	CCONJ
fsr-3487	81	16	printed	print	VERB
fsr-3487	81	17	on	on	ADP
fsr-3487	81	18	separate	separate	ADJ
fsr-3487	81	19	sheets	sheet	NOUN
fsr-3487	81	20	.	.	PUNCT
fsr-3487	82	1	any	any	DET
fsr-3487	82	2	manuscript	manuscript	NOUN
fsr-3487	82	3	which	which	PRON
fsr-3487	82	4	does	do	AUX
fsr-3487	82	5	not	not	PART
fsr-3487	82	6	conform	conform	VERB
fsr-3487	82	7	to	to	ADP
fsr-3487	82	8	the	the	DET
fsr-3487	82	9	above	above	ADJ
fsr-3487	82	10	instructions	instruction	NOUN
fsr-3487	82	11	will	will	AUX
fsr-3487	82	12	be	be	AUX
fsr-3487	82	13	returned	return	VERB
fsr-3487	82	14	for	for	ADP
fsr-3487	82	15	the	the	DET
fsr-3487	82	16	necessary	necessary	ADJ
fsr-3487	82	17	revision	revision	NOUN
fsr-3487	82	18	before	before	ADP
fsr-3487	82	19	publication	publication	NOUN
fsr-3487	82	20	.	.	PUNCT
fsr-3487	83	1	page	page	NOUN
fsr-3487	83	2	proofs	proof	NOUN
fsr-3487	83	3	will	will	AUX
fsr-3487	83	4	be	be	AUX
fsr-3487	83	5	sent	send	VERB
fsr-3487	83	6	to	to	ADP
fsr-3487	83	7	the	the	DET
fsr-3487	83	8	corresponding	corresponding	ADJ
fsr-3487	83	9	author	author	NOUN
fsr-3487	83	10	.	.	PUNCT
fsr-3487	84	1	proofs	proof	NOUN
fsr-3487	84	2	should	should	AUX
fsr-3487	84	3	be	be	AUX
fsr-3487	84	4	corrected	correct	VERB
fsr-3487	84	5	carefully	carefully	ADV
fsr-3487	84	6	;	;	PUNCT
fsr-3487	84	7	the	the	DET
fsr-3487	84	8	responsibility	responsibility	NOUN
fsr-3487	84	9	for	for	ADP
fsr-3487	84	10	detecting	detect	VERB
fsr-3487	84	11	errors	error	NOUN
fsr-3487	84	12	lies	lie	VERB
fsr-3487	84	13	with	with	ADP
fsr-3487	84	14	the	the	DET
fsr-3487	84	15	author	author	NOUN
fsr-3487	84	16	.	.	PUNCT
fsr-3487	85	1	corrections	correction	NOUN
fsr-3487	85	2	should	should	AUX
fsr-3487	85	3	be	be	AUX
fsr-3487	85	4	restricted	restrict	VERB
fsr-3487	85	5	to	to	ADP
fsr-3487	85	6	instances	instance	NOUN
fsr-3487	85	7	in	in	ADP
fsr-3487	85	8	which	which	PRON
fsr-3487	85	9	the	the	DET
fsr-3487	85	10	proof	proof	NOUN
fsr-3487	85	11	is	be	AUX
fsr-3487	85	12	at	at	ADP
fsr-3487	85	13	variance	variance	NOUN
fsr-3487	85	14	with	with	ADP
fsr-3487	85	15	the	the	DET
fsr-3487	85	16	manuscript	manuscript	NOUN
fsr-3487	85	17	.	.	PUNCT
fsr-3487	86	1	extensive	extensive	ADJ
fsr-3487	86	2	alterations	alteration	NOUN
fsr-3487	86	3	will	will	AUX
fsr-3487	86	4	be	be	AUX
fsr-3487	86	5	charged	charge	VERB
fsr-3487	86	6	.	.	PUNCT
fsr-3487	87	1	reprints	reprint	NOUN
fsr-3487	87	2	of	of	ADP
fsr-3487	87	3	your	your	PRON
fsr-3487	87	4	article	article	NOUN
fsr-3487	87	5	are	be	AUX
fsr-3487	87	6	available	available	ADJ
fsr-3487	87	7	at	at	ADP
fsr-3487	87	8	cost	cost	NOUN
fsr-3487	87	9	if	if	SCONJ
fsr-3487	87	10	they	they	PRON
fsr-3487	87	11	are	be	AUX
fsr-3487	87	12	ordered	order	VERB
fsr-3487	87	13	when	when	SCONJ
fsr-3487	87	14	the	the	DET
fsr-3487	87	15	proof	proof	NOUN
fsr-3487	87	16	is	be	AUX
fsr-3487	87	17	returned	return	VERB
fsr-3487	87	18	.	.	PUNCT
fsr-3487	88	1	financial	financial	ADJ
fsr-3487	88	2	services	service	NOUN
fsr-3487	88	3	review	review	NOUN
fsr-3487	88	4	(	(	PUNCT
fsr-3487	88	5	issn	issn	PROPN
fsr-3487	88	6	:	:	PUNCT
fsr-3487	88	7	1057	1057	NUM
fsr-3487	88	8	-	-	SYM
fsr-3487	88	9	0810	0810	NUM
fsr-3487	88	10	)	)	PUNCT
fsr-3487	88	11	academy	academy	NOUN
fsr-3487	88	12	of	of	ADP
fsr-3487	88	13	financial	financial	PROPN
fsr-3487	88	14	services	services	PROPN
fsr-3487	88	15	terrance	terrance	PROPN
fsr-3487	88	16	k.	k.	PROPN
fsr-3487	88	17	martin	martin	PROPN
fsr-3487	88	18	college	college	PROPN
fsr-3487	88	19	of	of	ADP
fsr-3487	88	20	arts	art	NOUN
fsr-3487	88	21	,	,	PUNCT
fsr-3487	88	22	sciences	science	NOUN
fsr-3487	88	23	,	,	PUNCT
fsr-3487	88	24	business	business	NOUN
fsr-3487	88	25	,	,	PUNCT
fsr-3487	88	26	and	and	CCONJ
fsr-3487	88	27	education	education	PROPN
fsr-3487	88	28	winston	winston	PROPN
fsr-3487	88	29	-	-	PUNCT
fsr-3487	88	30	salem	salem	PROPN
fsr-3487	88	31	state	state	PROPN
fsr-3487	88	32	university	university	PROPN
fsr-3487	88	33	reynolds	reynold	NOUN
fsr-3487	88	34	center	center	PROPN
fsr-3487	88	35	,	,	PUNCT
fsr-3487	88	36	rm	rm	PROPN
fsr-3487	88	37	111	111	NUM
fsr-3487	88	38	601	601	NUM
fsr-3487	88	39	s.	s.	PROPN
fsr-3487	88	40	martin	martin	PROPN
fsr-3487	88	41	luther	luther	PROPN
fsr-3487	88	42	king	king	PROPN
fsr-3487	88	43	jr	jr	PROPN
fsr-3487	88	44	.	.	PROPN
fsr-3487	88	45	drive	drive	PROPN
fsr-3487	88	46	winston	winston	PROPN
fsr-3487	88	47	-	-	PUNCT
fsr-3487	88	48	salem	salem	PROPN
fsr-3487	88	49	,	,	PUNCT
fsr-3487	88	50	nc	nc	PROPN
fsr-3487	88	51	27110	27110	NUM
fsr-3487	88	52	(	(	PUNCT
fsr-3487	88	53	address	address	NOUN
fsr-3487	88	54	service	service	NOUN
fsr-3487	88	55	requested	request	VERB
fsr-3487	88	56	)	)	PUNCT