id	sid	tid	token	lemma	pos
fsr-3570	1	1	v31	v31	PROPN
fsr-3570	1	2	i4	i4	PROPN
fsr-3570	1	3	ce	ce	PROPN
fsr-3570	1	4	quiz	quiz	PROPN
fsr-3570	1	5	ce	ce	PROPN
fsr-3570	1	6	1	1	NUM
fsr-3570	1	7	-	-	PUNCT
fsr-3570	1	8	hour	hour	NOUN
fsr-3570	1	9	general	general	ADJ
fsr-3570	1	10	principles	principle	NOUN
fsr-3570	1	11	of	of	ADP
fsr-3570	1	12	financial	financial	ADJ
fsr-3570	1	13	planning	planning	NOUN
fsr-3570	1	14	,	,	PUNCT
fsr-3570	1	15	risk	risk	NOUN
fsr-3570	1	16	and	and	CCONJ
fsr-3570	1	17	insurance	insurance	NOUN
fsr-3570	1	18	planning	planning	NOUN
fsr-3570	1	19	,	,	PUNCT
fsr-3570	1	20	and	and	CCONJ
fsr-3570	1	21	estate	estate	NOUN
fsr-3570	1	22	planning	planning	NOUN
fsr-3570	1	23	afs	afs	NOUN
fsr-3570	1	24	and	and	CCONJ
fsr-3570	1	25	fpa	fpa	PROPN
fsr-3570	1	26	members	member	NOUN
fsr-3570	1	27	can	can	AUX
fsr-3570	1	28	earn	earn	VERB
fsr-3570	1	29	ce	ce	PROPN
fsr-3570	1	30	credits	credit	NOUN
fsr-3570	1	31	through	through	ADP
fsr-3570	1	32	financial	financial	ADJ
fsr-3570	1	33	services	service	NOUN
fsr-3570	1	34	review	review	NOUN
fsr-3570	1	35	.	.	PUNCT
fsr-3570	2	1	go	go	VERB
fsr-3570	2	2	to	to	ADP
fsr-3570	2	3	fpajournal.org	fpajournal.org	PROPN
fsr-3570	2	4	.	.	PUNCT
fsr-3570	3	1	to	to	PART
fsr-3570	3	2	receive	receive	VERB
fsr-3570	3	3	one	one	NUM
fsr-3570	3	4	hour	hour	NOUN
fsr-3570	3	5	of	of	ADP
fsr-3570	3	6	continuing	continue	VERB
fsr-3570	3	7	education	education	NOUN
fsr-3570	3	8	credit	credit	NOUN
fsr-3570	3	9	allotted	allot	VERB
fsr-3570	3	10	for	for	ADP
fsr-3570	3	11	this	this	DET
fsr-3570	3	12	exam	exam	NOUN
fsr-3570	3	13	,	,	PUNCT
fsr-3570	3	14	you	you	PRON
fsr-3570	3	15	must	must	AUX
fsr-3570	3	16	answer	answer	VERB
fsr-3570	3	17	four	four	NUM
fsr-3570	3	18	out	out	ADP
fsr-3570	3	19	of	of	ADP
fsr-3570	3	20	five	five	NUM
fsr-3570	3	21	questions	question	NOUN
fsr-3570	3	22	correctly	correctly	ADV
fsr-3570	3	23	.	.	PUNCT
fsr-3570	4	1	ce	ce	PROPN
fsr-3570	4	2	credit	credit	NOUN
fsr-3570	4	3	for	for	ADP
fsr-3570	4	4	this	this	DET
fsr-3570	4	5	issue	issue	NOUN
fsr-3570	4	6	of	of	ADP
fsr-3570	4	7	financial	financial	ADJ
fsr-3570	4	8	services	service	NOUN
fsr-3570	4	9	review	review	NOUN
fsr-3570	4	10	expires	expire	VERB
fsr-3570	4	11	march	march	PROPN
fsr-3570	4	12	31	31	NUM
fsr-3570	4	13	,	,	PUNCT
fsr-3570	4	14	2024	2024	NUM
fsr-3570	4	15	,	,	PUNCT
fsr-3570	4	16	subject	subject	ADJ
fsr-3570	4	17	to	to	ADP
fsr-3570	4	18	any	any	DET
fsr-3570	4	19	changes	change	NOUN
fsr-3570	4	20	dictated	dictate	VERB
fsr-3570	4	21	by	by	ADP
fsr-3570	4	22	cfp	cfp	PROPN
fsr-3570	4	23	board	board	PROPN
fsr-3570	4	24	.	.	PUNCT
fsr-3570	5	1	afs	afs	PROPN
fsr-3570	5	2	and	and	CCONJ
fsr-3570	5	3	fpa	fpa	PROPN
fsr-3570	5	4	offer	offer	VERB
fsr-3570	5	5	financial	financial	ADJ
fsr-3570	5	6	services	service	NOUN
fsr-3570	5	7	review	review	NOUN
fsr-3570	5	8	ce	ce	PROPN
fsr-3570	5	9	onlineonly	onlineonly	ADV
fsr-3570	5	10	—	—	PUNCT
fsr-3570	5	11	paper	paper	NOUN
fsr-3570	5	12	continuing	continue	VERB
fsr-3570	5	13	education	education	NOUN
fsr-3570	5	14	will	will	AUX
fsr-3570	5	15	not	not	PART
fsr-3570	5	16	be	be	AUX
fsr-3570	5	17	processed	process	VERB
fsr-3570	5	18	.	.	PUNCT
fsr-3570	6	1	go	go	VERB
fsr-3570	6	2	to	to	ADP
fsr-3570	6	3	fpajournal.org	fpajournal.org	ADJ
fsr-3570	6	4	to	to	PART
fsr-3570	6	5	take	take	VERB
fsr-3570	6	6	current	current	ADJ
fsr-3570	6	7	and	and	CCONJ
fsr-3570	6	8	past	past	ADJ
fsr-3570	6	9	ce	ce	PROPN
fsr-3570	6	10	exams	exam	NOUN
fsr-3570	6	11	(	(	PUNCT
fsr-3570	6	12	free	free	ADJ
fsr-3570	6	13	to	to	PART
fsr-3570	6	14	afs	afs	NOUN
fsr-3570	6	15	and	and	CCONJ
fsr-3570	6	16	fpa	fpa	NOUN
fsr-3570	6	17	members	member	NOUN
fsr-3570	6	18	)	)	PUNCT
fsr-3570	6	19	.	.	PUNCT
fsr-3570	7	1	you	you	PRON
fsr-3570	7	2	may	may	AUX
fsr-3570	7	3	use	use	VERB
fsr-3570	7	4	this	this	DET
fsr-3570	7	5	page	page	NOUN
fsr-3570	7	6	for	for	ADP
fsr-3570	7	7	reference	reference	NOUN
fsr-3570	7	8	.	.	PUNCT
fsr-3570	8	1	please	please	AUX
fsr-3570	8	2	allow	allow	VERB
fsr-3570	8	3	2	2	NUM
fsr-3570	8	4	-	-	SYM
fsr-3570	8	5	3	3	NUM
fsr-3570	8	6	weeks	week	NOUN
fsr-3570	8	7	for	for	SCONJ
fsr-3570	8	8	credit	credit	NOUN
fsr-3570	8	9	to	to	PART
fsr-3570	8	10	be	be	AUX
fsr-3570	8	11	processed	process	VERB
fsr-3570	8	12	and	and	CCONJ
fsr-3570	8	13	reported	report	VERB
fsr-3570	8	14	to	to	ADP
fsr-3570	8	15	cfp	cfp	PROPN
fsr-3570	8	16	board	board	PROPN
fsr-3570	8	17	.	.	PUNCT
fsr-3570	9	1	1	1	X
fsr-3570	9	2	.	.	X
fsr-3570	9	3	terry	terry	PROPN
fsr-3570	9	4	,	,	PUNCT
fsr-3570	9	5	a	a	DET
fsr-3570	9	6	certified	certify	VERB
fsr-3570	9	7	financial	financial	ADJ
fsr-3570	9	8	planner	planner	NOUN
fsr-3570	9	9	professional	professional	NOUN
fsr-3570	9	10	,	,	PUNCT
fsr-3570	9	11	has	have	VERB
fsr-3570	9	12	each	each	DET
fsr-3570	9	13	prospective	prospective	ADJ
fsr-3570	9	14	client	client	NOUN
fsr-3570	9	15	complete	complete	VERB
fsr-3570	9	16	a	a	DET
fsr-3570	9	17	personality	personality	NOUN
fsr-3570	9	18	assessment	assessment	NOUN
fsr-3570	9	19	as	as	ADP
fsr-3570	9	20	an	an	DET
fsr-3570	9	21	element	element	NOUN
fsr-3570	9	22	of	of	ADP
fsr-3570	9	23	the	the	DET
fsr-3570	9	24	client	client	NOUN
fsr-3570	9	25	data	data	PROPN
fsr-3570	9	26	collection	collection	NOUN
fsr-3570	9	27	process	process	NOUN
fsr-3570	9	28	.	.	PUNCT
fsr-3570	10	1	based	base	VERB
fsr-3570	10	2	on	on	ADP
fsr-3570	10	3	the	the	DET
fsr-3570	10	4	assessment	assessment	NOUN
fsr-3570	10	5	,	,	PUNCT
fsr-3570	10	6	one	one	NUM
fsr-3570	10	7	of	of	ADP
fsr-3570	10	8	terry	terry	PROPN
fsr-3570	10	9	’s	’s	PART
fsr-3570	10	10	new	new	ADJ
fsr-3570	10	11	clients	client	NOUN
fsr-3570	10	12	was	be	AUX
fsr-3570	10	13	found	find	VERB
fsr-3570	10	14	to	to	PART
fsr-3570	10	15	be	be	AUX
fsr-3570	10	16	“	"	PUNCT
fsr-3570	10	17	under	under	ADP
fsr-3570	10	18	controlled	control	VERB
fsr-3570	10	19	.	.	PUNCT
fsr-3570	10	20	”	"	PUNCT
fsr-3570	11	1	given	give	VERB
fsr-3570	11	2	the	the	DET
fsr-3570	11	3	client	client	NOUN
fsr-3570	11	4	’s	’s	PART
fsr-3570	11	5	profile	profile	NOUN
fsr-3570	11	6	,	,	PUNCT
fsr-3570	11	7	terry	terry	PROPN
fsr-3570	11	8	should	should	AUX
fsr-3570	11	9	a.	a.	NOUN
fsr-3570	11	10	encourage	encourage	VERB
fsr-3570	11	11	the	the	DET
fsr-3570	11	12	client	client	NOUN
fsr-3570	11	13	to	to	PART
fsr-3570	11	14	relax	relax	VERB
fsr-3570	11	15	their	their	PRON
fsr-3570	11	16	conscientiousness	conscientiousness	NOUN
fsr-3570	11	17	when	when	SCONJ
fsr-3570	11	18	contemplating	contemplate	VERB
fsr-3570	11	19	the	the	DET
fsr-3570	11	20	implementation	implementation	NOUN
fsr-3570	11	21	on	on	ADP
fsr-3570	11	22	financial	financial	ADJ
fsr-3570	11	23	planning	planning	NOUN
fsr-3570	11	24	recommendations	recommendation	NOUN
fsr-3570	11	25	.	.	PUNCT
fsr-3570	12	1	b.	b.	PROPN
fsr-3570	12	2	help	help	VERB
fsr-3570	12	3	the	the	DET
fsr-3570	12	4	client	client	NOUN
fsr-3570	12	5	calm	calm	VERB
fsr-3570	12	6	their	their	PRON
fsr-3570	12	7	risk	risk	NOUN
fsr-3570	12	8	taking	take	VERB
fsr-3570	12	9	tendency	tendency	NOUN
fsr-3570	12	10	.	.	PUNCT
fsr-3570	13	1	c.	c.	PROPN
fsr-3570	13	2	nudge	nudge	VERB
fsr-3570	13	3	the	the	DET
fsr-3570	13	4	client	client	NOUN
fsr-3570	13	5	to	to	PART
fsr-3570	13	6	be	be	AUX
fsr-3570	13	7	a	a	DET
fsr-3570	13	8	bit	bit	NOUN
fsr-3570	13	9	more	more	ADV
fsr-3570	13	10	extraverted	extraverted	ADJ
fsr-3570	13	11	when	when	SCONJ
fsr-3570	13	12	thinking	think	VERB
fsr-3570	13	13	about	about	ADP
fsr-3570	13	14	taking	take	VERB
fsr-3570	13	15	portfolio	portfolio	NOUN
fsr-3570	13	16	risk	risk	NOUN
fsr-3570	13	17	.	.	PUNCT
fsr-3570	14	1	d.	d.	PROPN
fsr-3570	14	2	consider	consider	VERB
fsr-3570	14	3	referring	refer	VERB
fsr-3570	14	4	the	the	DET
fsr-3570	14	5	client	client	NOUN
fsr-3570	14	6	to	to	ADP
fsr-3570	14	7	a	a	DET
fsr-3570	14	8	psychiatrist	psychiatrist	NOUN
fsr-3570	14	9	before	before	ADP
fsr-3570	14	10	moving	move	VERB
fsr-3570	14	11	forward	forward	ADV
fsr-3570	14	12	in	in	ADP
fsr-3570	14	13	the	the	DET
fsr-3570	14	14	financial	financial	ADJ
fsr-3570	14	15	planning	planning	NOUN
fsr-3570	14	16	process	process	NOUN
fsr-3570	14	17	.	.	PUNCT
fsr-3570	15	1	2	2	X
fsr-3570	15	2	.	.	X
fsr-3570	15	3	the	the	DET
fsr-3570	15	4	typical	typical	ADJ
fsr-3570	15	5	investor	investor	NOUN
fsr-3570	15	6	perceives	perceive	VERB
fsr-3570	15	7	risk	risk	NOUN
fsr-3570	15	8	as	as	ADP
fsr-3570	15	9	a.	a.	NOUN
fsr-3570	15	10	an	an	DET
fsr-3570	15	11	opportunity	opportunity	NOUN
fsr-3570	15	12	.	.	PUNCT
fsr-3570	16	1	b.	b.	VERB
fsr-3570	17	1	the	the	DET
fsr-3570	17	2	opposite	opposite	NOUN
fsr-3570	17	3	of	of	ADP
fsr-3570	17	4	return	return	NOUN
fsr-3570	17	5	.	.	PUNCT
fsr-3570	18	1	c.	c.	NOUN
fsr-3570	19	1	the	the	DET
fsr-3570	19	2	possibility	possibility	NOUN
fsr-3570	19	3	of	of	ADP
fsr-3570	19	4	financial	financial	ADJ
fsr-3570	19	5	loss	loss	NOUN
fsr-3570	19	6	.	.	PUNCT
fsr-3570	20	1	d.	d.	PROPN
fsr-3570	20	2	a	a	DET
fsr-3570	20	3	requirement	requirement	NOUN
fsr-3570	20	4	to	to	PART
fsr-3570	20	5	meet	meet	VERB
fsr-3570	20	6	financial	financial	ADJ
fsr-3570	20	7	goals	goal	NOUN
fsr-3570	20	8	.	.	PUNCT
fsr-3570	21	1	3	3	X
fsr-3570	21	2	.	.	X
fsr-3570	21	3	when	when	SCONJ
fsr-3570	21	4	researchers	researcher	NOUN
fsr-3570	21	5	talk	talk	VERB
fsr-3570	21	6	about	about	ADP
fsr-3570	21	7	objective	objective	ADJ
fsr-3570	21	8	financial	financial	ADJ
fsr-3570	21	9	knowledge	knowledge	NOUN
fsr-3570	21	10	they	they	PRON
fsr-3570	21	11	are	be	AUX
fsr-3570	21	12	referring	refer	VERB
fsr-3570	21	13	to	to	ADP
fsr-3570	21	14	a	a	DET
fsr-3570	21	15	test	test	NOUN
fsr-3570	21	16	score	score	NOUN
fsr-3570	21	17	or	or	CCONJ
fsr-3570	21	18	a.	a.	NOUN
fsr-3570	21	19	a	a	DET
fsr-3570	21	20	person	person	NOUN
fsr-3570	21	21	’s	’s	PART
fsr-3570	21	22	level	level	NOUN
fsr-3570	21	23	of	of	ADP
fsr-3570	21	24	financial	financial	ADJ
fsr-3570	21	25	literacy	literacy	NOUN
fsr-3570	21	26	.	.	PUNCT
fsr-3570	22	1	b.	b.	PROPN
fsr-3570	23	1	an	an	DET
fsr-3570	23	2	individual	individual	NOUN
fsr-3570	23	3	’s	’s	PART
fsr-3570	23	4	perception	perception	NOUN
fsr-3570	23	5	of	of	ADP
fsr-3570	23	6	their	their	PRON
fsr-3570	23	7	financial	financial	ADJ
fsr-3570	23	8	solvency	solvency	NOUN
fsr-3570	23	9	.	.	PUNCT
fsr-3570	24	1	c.	c.	PROPN
fsr-3570	24	2	a	a	DET
fsr-3570	24	3	person	person	NOUN
fsr-3570	24	4	’s	’s	PART
fsr-3570	24	5	financial	financial	ADJ
fsr-3570	24	6	confidence	confidence	NOUN
fsr-3570	24	7	.	.	PUNCT
fsr-3570	25	1	d.	d.	PROPN
fsr-3570	25	2	someone	someone	PRON
fsr-3570	25	3	’s	’s	PART
fsr-3570	25	4	degree	degree	NOUN
fsr-3570	25	5	of	of	ADP
fsr-3570	25	6	financial	financial	ADJ
fsr-3570	25	7	satisfaction	satisfaction	NOUN
fsr-3570	25	8	.	.	PUNCT
fsr-3570	26	1	4	4	X
fsr-3570	26	2	.	.	X
fsr-3570	26	3	who	who	PRON
fsr-3570	26	4	is	be	AUX
fsr-3570	26	5	more	more	ADV
fsr-3570	26	6	likely	likely	ADJ
fsr-3570	26	7	to	to	PART
fsr-3570	26	8	report	report	VERB
fsr-3570	26	9	being	be	AUX
fsr-3570	26	10	financially	financially	ADV
fsr-3570	26	11	satisfied	satisfied	ADJ
fsr-3570	26	12	?	?	PUNCT
fsr-3570	27	1	a.	a.	NOUN
fsr-3570	27	2	those	those	PRON
fsr-3570	27	3	who	who	PRON
fsr-3570	27	4	keep	keep	VERB
fsr-3570	27	5	their	their	PRON
fsr-3570	27	6	finances	finance	NOUN
fsr-3570	27	7	totally	totally	ADV
fsr-3570	27	8	separate	separate	ADJ
fsr-3570	27	9	from	from	ADP
fsr-3570	27	10	their	their	PRON
fsr-3570	27	11	partner	partner	NOUN
fsr-3570	27	12	.	.	PUNCT
fsr-3570	28	1	b.	b.	PROPN
fsr-3570	29	1	those	those	PRON
fsr-3570	29	2	who	who	PRON
fsr-3570	29	3	combine	combine	VERB
fsr-3570	29	4	their	their	PRON
fsr-3570	29	5	finances	finance	NOUN
fsr-3570	29	6	with	with	ADP
fsr-3570	29	7	their	their	PRON
fsr-3570	29	8	partner	partner	NOUN
fsr-3570	29	9	.	.	PUNCT
fsr-3570	30	1	c.	c.	NOUN
fsr-3570	30	2	those	those	PRON
fsr-3570	30	3	who	who	PRON
fsr-3570	30	4	report	report	VERB
fsr-3570	30	5	that	that	SCONJ
fsr-3570	30	6	their	their	PRON
fsr-3570	30	7	household	household	NOUN
fsr-3570	30	8	is	be	AUX
fsr-3570	30	9	managed	manage	VERB
fsr-3570	30	10	using	use	VERB
fsr-3570	30	11	traditional	traditional	ADJ
fsr-3570	30	12	gender	gender	NOUN
fsr-3570	30	13	-	-	PUNCT
fsr-3570	30	14	role	role	NOUN
fsr-3570	30	15	arrangements	arrangement	NOUN
fsr-3570	30	16	.	.	PUNCT
fsr-3570	31	1	d.	d.	PROPN
fsr-3570	31	2	those	those	PRON
fsr-3570	31	3	who	who	PRON
fsr-3570	31	4	allow	allow	VERB
fsr-3570	31	5	one	one	NUM
fsr-3570	31	6	partner	partner	NOUN
fsr-3570	31	7	to	to	PART
fsr-3570	31	8	make	make	VERB
fsr-3570	31	9	all	all	DET
fsr-3570	31	10	household	household	NOUN
fsr-3570	31	11	investment	investment	NOUN
fsr-3570	31	12	decisions	decision	NOUN
fsr-3570	31	13	.	.	PUNCT
fsr-3570	32	1	5	5	X
fsr-3570	32	2	.	.	NOUN
fsr-3570	32	3	of	of	ADP
fsr-3570	32	4	the	the	DET
fsr-3570	32	5	following	follow	VERB
fsr-3570	32	6	factors	factor	NOUN
fsr-3570	32	7	,	,	PUNCT
fsr-3570	32	8	which	which	PRON
fsr-3570	32	9	is	be	AUX
fsr-3570	32	10	most	most	ADV
fsr-3570	32	11	important	important	ADJ
fsr-3570	32	12	in	in	ADP
fsr-3570	32	13	explaining	explain	VERB
fsr-3570	32	14	capital	capital	NOUN
fsr-3570	32	15	market	market	NOUN
fsr-3570	32	16	participation	participation	NOUN
fsr-3570	32	17	?	?	PUNCT
fsr-3570	33	1	a.	a.	NOUN
fsr-3570	34	1	the	the	DET
fsr-3570	34	2	ownership	ownership	NOUN
fsr-3570	34	3	of	of	ADP
fsr-3570	34	4	a	a	DET
fsr-3570	34	5	personal	personal	ADJ
fsr-3570	34	6	residence	residence	NOUN
fsr-3570	34	7	.	.	PUNCT
fsr-3570	35	1	b.	b.	PROPN
fsr-3570	35	2	the	the	DET
fsr-3570	35	3	age	age	NOUN
fsr-3570	35	4	of	of	ADP
fsr-3570	35	5	an	an	DET
fsr-3570	35	6	investor	investor	NOUN
fsr-3570	35	7	.	.	PUNCT
fsr-3570	36	1	c.	c.	PROPN
fsr-3570	36	2	net	net	ADJ
fsr-3570	36	3	household	household	NOUN
fsr-3570	36	4	income	income	NOUN
fsr-3570	36	5	.	.	PUNCT
fsr-3570	37	1	d.	d.	PROPN
fsr-3570	37	2	an	an	DET
fsr-3570	37	3	investor	investor	NOUN
fsr-3570	37	4	’s	’s	PART
fsr-3570	37	5	degree	degree	NOUN
fsr-3570	37	6	of	of	ADP
fsr-3570	37	7	risk	risk	NOUN
fsr-3570	37	8	aversion	aversion	NOUN
fsr-3570	37	9	.	.	PUNCT