id	sid	tid	token	lemma	pos
fsr-3595	1	1	financial	financial	ADJ
fsr-3595	1	2	services	service	NOUN
fsr-3595	1	3	review	review	NOUN
fsr-3595	1	4	volume	volume	NOUN
fsr-3595	1	5	32	32	NUM
fsr-3595	1	6	number	number	NOUN
fsr-3595	1	7	1	1	NUM
fsr-3595	1	8	(	(	PUNCT
fsr-3595	1	9	2024	2024	NUM
fsr-3595	1	10	)	)	PUNCT
fsr-3595	1	11	volume	volume	NOUN
fsr-3595	1	12	32	32	NUM
fsr-3595	1	13	,	,	PUNCT
fsr-3595	1	14	no	no	INTJ
fsr-3595	1	15	.	.	NOUN
fsr-3595	1	16	1	1	NUM
fsr-3595	1	17	2024	2024	NUM
fsr-3595	1	18	editor	editor	NOUN
fsr-3595	1	19	:	:	PUNCT
fsr-3595	1	20	john	john	PROPN
fsr-3595	1	21	e.	e.	PROPN
fsr-3595	1	22	grable	grable	PROPN
fsr-3595	1	23	,	,	PUNCT
fsr-3595	1	24	ph.d	ph.d	PROPN
fsr-3595	1	25	.	.	PUNCT
fsr-3595	2	1	cfp	cfp	PROPN
fsr-3595	2	2	®	®	PROPN
fsr-3595	2	3	university	university	PROPN
fsr-3595	2	4	of	of	ADP
fsr-3595	2	5	georgia	georgia	PROPN
fsr-3595	2	6	advisory	advisory	ADJ
fsr-3595	2	7	editors	editor	NOUN
fsr-3595	2	8	:	:	PUNCT
fsr-3595	2	9	vickie	vickie	NOUN
fsr-3595	2	10	bajtelsmit	bajtelsmit	NOUN
fsr-3595	2	11	,	,	PUNCT
fsr-3595	2	12	ph.d	ph.d	PROPN
fsr-3595	2	13	.	.	PROPN
fsr-3595	2	14	,	,	PUNCT
fsr-3595	2	15	colorado	colorado	PROPN
fsr-3595	2	16	state	state	PROPN
fsr-3595	2	17	university	university	PROPN
fsr-3595	2	18	(	(	PUNCT
fsr-3595	2	19	emeritus	emeritus	NOUN
fsr-3595	2	20	)	)	PUNCT
fsr-3595	2	21	shawn	shawn	PROPN
fsr-3595	2	22	brayman	brayman	PROPN
fsr-3595	2	23	,	,	PUNCT
fsr-3595	2	24	m.e.s	m.e.s	PROPN
fsr-3595	2	25	.	.	PROPN
fsr-3595	2	26	,	,	PUNCT
fsr-3595	2	27	sb	sb	PROPN
fsr-3595	2	28	research	research	PROPN
fsr-3595	2	29	consulting	consulting	PROPN
fsr-3595	2	30	sherman	sherman	PROPN
fsr-3595	2	31	hanna	hanna	PROPN
fsr-3595	2	32	,	,	PUNCT
fsr-3595	2	33	ph.d	ph.d	PROPN
fsr-3595	2	34	.	.	PROPN
fsr-3595	2	35	,	,	PUNCT
fsr-3595	2	36	the	the	DET
fsr-3595	2	37	ohio	ohio	PROPN
fsr-3595	2	38	state	state	PROPN
fsr-3595	2	39	university	university	PROPN
fsr-3595	2	40	tom	tom	PROPN
fsr-3595	2	41	potts	potts	PROPN
fsr-3595	2	42	,	,	PUNCT
fsr-3595	2	43	ph.d	ph.d	PROPN
fsr-3595	2	44	.	.	PROPN
fsr-3595	2	45	,	,	PUNCT
fsr-3595	2	46	cfp	cfp	PROPN
fsr-3595	2	47	®	®	PROPN
fsr-3595	2	48	,	,	PUNCT
fsr-3595	2	49	baylor	baylor	PROPN
fsr-3595	2	50	university	university	PROPN
fsr-3595	2	51	(	(	PUNCT
fsr-3595	2	52	emeritus	emeritus	NOUN
fsr-3595	2	53	)	)	PUNCT
fsr-3595	2	54	martin	martin	PROPN
fsr-3595	2	55	seay	seay	PROPN
fsr-3595	2	56	,	,	PUNCT
fsr-3595	2	57	ph.d	ph.d	PROPN
fsr-3595	2	58	.	.	PROPN
fsr-3595	2	59	,	,	PUNCT
fsr-3595	2	60	cfp	cfp	PROPN
fsr-3595	2	61	®	®	PROPN
fsr-3595	2	62	,	,	PUNCT
fsr-3595	2	63	kansas	kansas	PROPN
fsr-3595	2	64	state	state	PROPN
fsr-3595	2	65	university	university	PROPN
fsr-3595	2	66	meir	meir	PROPN
fsr-3595	2	67	statman	statman	PROPN
fsr-3595	2	68	,	,	PUNCT
fsr-3595	2	69	ph.d	ph.d	PROPN
fsr-3595	2	70	.	.	PROPN
fsr-3595	2	71	,	,	PUNCT
fsr-3595	2	72	santa	santa	PROPN
fsr-3595	2	73	clara	clara	PROPN
fsr-3595	2	74	university	university	PROPN
fsr-3595	2	75	tom	tom	PROPN
fsr-3595	2	76	warschauer	warschauer	PROPN
fsr-3595	2	77	,	,	PUNCT
fsr-3595	2	78	ph.d	ph.d	PROPN
fsr-3595	2	79	.	.	PROPN
fsr-3595	2	80	,	,	PUNCT
fsr-3595	2	81	cfp	cfp	PROPN
fsr-3595	2	82	®	®	PROPN
fsr-3595	2	83	,	,	PUNCT
fsr-3595	2	84	san	san	PROPN
fsr-3595	2	85	diego	diego	PROPN
fsr-3595	2	86	state	state	PROPN
fsr-3595	2	87	university	university	PROPN
fsr-3595	2	88	(	(	PUNCT
fsr-3595	2	89	emeritus	emeritus	NOUN
fsr-3595	2	90	)	)	PUNCT
fsr-3595	2	91	associate	associate	ADJ
fsr-3595	2	92	editors	editor	NOUN
fsr-3595	2	93	:	:	PUNCT
fsr-3595	2	94	swarn	swarn	PROPN
fsr-3595	2	95	chatterjee	chatterjee	PROPN
fsr-3595	2	96	,	,	PUNCT
fsr-3595	2	97	ph.d	ph.d	PROPN
fsr-3595	2	98	.	.	PROPN
fsr-3595	2	99	,	,	PUNCT
fsr-3595	2	100	university	university	PROPN
fsr-3595	2	101	of	of	ADP
fsr-3595	2	102	georgia	georgia	PROPN
fsr-3595	2	103	jasmine	jasmine	PROPN
fsr-3595	2	104	fang	fang	PROPN
fsr-3595	2	105	,	,	PUNCT
fsr-3595	2	106	ph.d	ph.d	PROPN
fsr-3595	2	107	.	.	PROPN
fsr-3595	2	108	,	,	PUNCT
fsr-3595	2	109	massey	massey	PROPN
fsr-3595	2	110	university	university	PROPN
fsr-3595	2	111	,	,	PUNCT
fsr-3595	2	112	new	new	PROPN
fsr-3595	2	113	zealand	zealand	PROPN
fsr-3595	2	114	mark	mark	PROPN
fsr-3595	2	115	fedenia	fedenia	PROPN
fsr-3595	2	116	,	,	PUNCT
fsr-3595	2	117	ph.d	ph.d	PROPN
fsr-3595	2	118	.	.	PROPN
fsr-3595	2	119	,	,	PUNCT
fsr-3595	2	120	university	university	PROPN
fsr-3595	2	121	of	of	ADP
fsr-3595	2	122	wisconsin	wisconsin	PROPN
fsr-3595	2	123	stu	stu	PROPN
fsr-3595	2	124	heckman	heckman	PROPN
fsr-3595	2	125	,	,	PUNCT
fsr-3595	2	126	ph.d	ph.d	PROPN
fsr-3595	2	127	.	.	PROPN
fsr-3595	2	128	,	,	PUNCT
fsr-3595	2	129	cfp	cfp	PROPN
fsr-3595	2	130	®	®	PROPN
fsr-3595	2	131	,	,	PUNCT
fsr-3595	2	132	texas	texas	PROPN
fsr-3595	2	133	tech	tech	PROPN
fsr-3595	2	134	university	university	PROPN
fsr-3595	2	135	william	william	PROPN
fsr-3595	2	136	w.	w.	PROPN
fsr-3595	2	137	jennings	jennings	PROPN
fsr-3595	2	138	,	,	PUNCT
fsr-3595	2	139	ph.d	ph.d	PROPN
fsr-3595	2	140	.	.	PROPN
fsr-3595	2	141	,	,	PUNCT
fsr-3595	2	142	cfa	cfa	PROPN
fsr-3595	2	143	®	®	PROPN
fsr-3595	2	144	,	,	PUNCT
fsr-3595	2	145	u.s	u.s	PROPN
fsr-3595	2	146	.	.	PROPN
fsr-3595	2	147	airforce	airforce	PROPN
fsr-3595	2	148	academy	academy	PROPN
fsr-3595	2	149	so	so	PROPN
fsr-3595	2	150	-	-	PUNCT
fsr-3595	2	151	hyun	hyun	PROPN
fsr-3595	2	152	joo	joo	PROPN
fsr-3595	2	153	,	,	PUNCT
fsr-3595	2	154	ph.d	ph.d	PROPN
fsr-3595	2	155	.	.	PROPN
fsr-3595	2	156	,	,	PUNCT
fsr-3595	2	157	ewha	ewha	VERB
fsr-3595	2	158	womans	woman	NOUN
fsr-3595	2	159	university	university	PROPN
fsr-3595	2	160	,	,	PUNCT
fsr-3595	2	161	south	south	PROPN
fsr-3595	2	162	korea	korea	PROPN
fsr-3595	2	163	thomas	thomas	PROPN
fsr-3595	2	164	langdon	langdon	PROPN
fsr-3595	2	165	,	,	PUNCT
fsr-3595	2	166	ph.d	ph.d	PROPN
fsr-3595	2	167	.	.	PROPN
fsr-3595	2	168	,	,	PUNCT
fsr-3595	2	169	roger	roger	PROPN
fsr-3595	2	170	william	william	PROPN
fsr-3595	2	171	university	university	PROPN
fsr-3595	2	172	,	,	PUNCT
fsr-3595	2	173	bristol	bristol	PROPN
fsr-3595	2	174	,	,	PUNCT
fsr-3595	2	175	ri	ri	PROPN
fsr-3595	2	176	terrance	terrance	PROPN
fsr-3595	2	177	martin	martin	PROPN
fsr-3595	2	178	,	,	PUNCT
fsr-3595	2	179	ph.d	ph.d	PROPN
fsr-3595	2	180	.	.	PROPN
fsr-3595	2	181	,	,	PUNCT
fsr-3595	2	182	winston	winston	PROPN
fsr-3595	2	183	-	-	PUNCT
fsr-3595	2	184	salem	salem	PROPN
fsr-3595	2	185	state	state	PROPN
fsr-3595	2	186	university	university	PROPN
fsr-3595	2	187	wade	wade	PROPN
fsr-3595	2	188	d.	d.	PROPN
fsr-3595	2	189	pfau	pfau	PROPN
fsr-3595	2	190	,	,	PUNCT
fsr-3595	2	191	ph.d	ph.d	PROPN
fsr-3595	2	192	.	.	PROPN
fsr-3595	2	193	,	,	PUNCT
fsr-3595	2	194	cfa	cfa	PROPN
fsr-3595	2	195	,	,	PUNCT
fsr-3595	2	196	ricp	ricp	PROPN
fsr-3595	2	197	,	,	PUNCT
fsr-3595	2	198	retirement	retirement	NOUN
fsr-3595	2	199	income	income	NOUN
fsr-3595	2	200	style	style	NOUN
fsr-3595	2	201	awareness	awareness	NOUN
fsr-3595	2	202	,	,	PUNCT
fsr-3595	2	203	llc	llc	PROPN
fsr-3595	2	204	lance	lance	PROPN
fsr-3595	2	205	palmer	palmer	PROPN
fsr-3595	2	206	,	,	PUNCT
fsr-3595	2	207	ph.d	ph.d	PROPN
fsr-3595	2	208	.	.	PROPN
fsr-3595	2	209	,	,	PUNCT
fsr-3595	2	210	cfp	cfp	PROPN
fsr-3595	2	211	®	®	PROPN
fsr-3595	2	212	,	,	PUNCT
fsr-3595	2	213	cpa	cpa	PROPN
fsr-3595	2	214	®	®	PROPN
fsr-3595	2	215	,	,	PUNCT
fsr-3595	2	216	university	university	PROPN
fsr-3595	2	217	of	of	ADP
fsr-3595	2	218	georgia	georgia	PROPN
fsr-3595	2	219	abed	abed	PROPN
fsr-3595	2	220	rabbani	rabbani	PROPN
fsr-3595	2	221	,	,	PUNCT
fsr-3595	2	222	ph.d	ph.d	PROPN
fsr-3595	2	223	.	.	PROPN
fsr-3595	2	224	,	,	PUNCT
fsr-3595	2	225	cfp	cfp	PROPN
fsr-3595	2	226	®	®	PROPN
fsr-3595	2	227	,	,	PUNCT
fsr-3595	2	228	university	university	PROPN
fsr-3595	2	229	of	of	ADP
fsr-3595	2	230	missouri	missouri	PROPN
fsr-3595	2	231	chris	chris	PROPN
fsr-3595	2	232	robinson	robinson	PROPN
fsr-3595	2	233	,	,	PUNCT
fsr-3595	2	234	ph.d	ph.d	PROPN
fsr-3595	2	235	.	.	PROPN
fsr-3595	2	236	,	,	PUNCT
fsr-3595	2	237	york	york	PROPN
fsr-3595	2	238	university	university	PROPN
fsr-3595	2	239	(	(	PUNCT
fsr-3595	2	240	emeritus	emeritus	NOUN
fsr-3595	2	241	)	)	PUNCT
fsr-3595	2	242	,	,	PUNCT
fsr-3595	2	243	canada	canada	PROPN
fsr-3595	2	244	jerry	jerry	PROPN
fsr-3595	2	245	stevens	stevens	PROPN
fsr-3595	2	246	,	,	PUNCT
fsr-3595	2	247	ph.d	ph.d	PROPN
fsr-3595	2	248	.	.	PROPN
fsr-3595	2	249	,	,	PUNCT
fsr-3595	2	250	university	university	PROPN
fsr-3595	2	251	of	of	ADP
fsr-3595	2	252	richmond	richmond	PROPN
fsr-3595	2	253	ning	ning	PROPN
fsr-3595	2	254	tang	tang	PROPN
fsr-3595	2	255	,	,	PUNCT
fsr-3595	2	256	ph.d	ph.d	PROPN
fsr-3595	2	257	.	.	PROPN
fsr-3595	2	258	,	,	PUNCT
fsr-3595	2	259	san	san	PROPN
fsr-3595	2	260	diego	diego	PROPN
fsr-3595	2	261	state	state	PROPN
fsr-3595	2	262	university	university	PROPN
fsr-3595	2	263	inga	inga	PROPN
fsr-3595	2	264	timmerman	timmerman	PROPN
fsr-3595	2	265	,	,	PUNCT
fsr-3595	2	266	ph.d	ph.d	PROPN
fsr-3595	2	267	.	.	PROPN
fsr-3595	2	268	,	,	PUNCT
fsr-3595	2	269	university	university	PROPN
fsr-3595	2	270	of	of	ADP
fsr-3595	2	271	north	north	PROPN
fsr-3595	2	272	florida	florida	PROPN
fsr-3595	2	273	issn	issn	PROPN
fsr-3595	2	274	online	online	ADJ
fsr-3595	2	275	1057	1057	NUM
fsr-3595	2	276	-	-	SYM
fsr-3595	2	277	0810	0810	NUM
fsr-3595	2	278	print	print	NOUN
fsr-3595	2	279	1873	1873	NUM
fsr-3595	2	280	-	-	SYM
fsr-3595	2	281	5673	5673	NUM
fsr-3595	2	282	contents	content	NOUN
fsr-3595	2	283	grable	grable	PROPN
fsr-3595	2	284	,	,	PUNCT
fsr-3595	2	285	john	john	PROPN
fsr-3595	2	286	e.	e.	PROPN
fsr-3595	2	287	,	,	PUNCT
fsr-3595	2	288	from	from	ADP
fsr-3595	2	289	the	the	DET
fsr-3595	2	290	editor	editor	NOUN
fsr-3595	2	291	,	,	PUNCT
fsr-3595	2	292	i	i	PROPN
fsr-3595	2	293	-	-	PUNCT
fsr-3595	2	294	ii	ii	PROPN
fsr-3595	2	295	.	.	PUNCT
fsr-3595	3	1	wang	wang	PROPN
fsr-3595	3	2	,	,	PUNCT
fsr-3595	3	3	ning	ning	PROPN
fsr-3595	3	4	,	,	PUNCT
fsr-3595	3	5	deng	deng	PROPN
fsr-3595	3	6	,	,	PUNCT
fsr-3595	3	7	yiling	yiling	PROPN
fsr-3595	3	8	,	,	PUNCT
fsr-3595	3	9	&	&	CCONJ
fsr-3595	3	10	wu	wu	PROPN
fsr-3595	3	11	,	,	PUNCT
fsr-3595	3	12	ruohan	ruohan	NOUN
fsr-3595	3	13	.	.	PUNCT
fsr-3595	4	1	a	a	DET
fsr-3595	4	2	dynamic	dynamic	ADJ
fsr-3595	4	3	analysis	analysis	NOUN
fsr-3595	4	4	of	of	ADP
fsr-3595	4	5	the	the	DET
fsr-3595	4	6	impact	impact	NOUN
fsr-3595	4	7	of	of	ADP
fsr-3595	4	8	household	household	NOUN
fsr-3595	4	9	portfolio	portfolio	NOUN
fsr-3595	4	10	allocation	allocation	NOUN
fsr-3595	4	11	decisions	decision	NOUN
fsr-3595	4	12	on	on	ADP
fsr-3595	4	13	the	the	DET
fsr-3595	4	14	demand	demand	NOUN
fsr-3595	4	15	for	for	ADP
fsr-3595	4	16	life	life	NOUN
fsr-3595	4	17	insurance	insurance	NOUN
fsr-3595	4	18	.	.	PUNCT
fsr-3595	5	1	1	1	NUM
fsr-3595	5	2	-	-	SYM
fsr-3595	5	3	28	28	NUM
fsr-3595	5	4	.	.	PUNCT
fsr-3595	6	1	anderson	anderson	PROPN
fsr-3595	6	2	,	,	PUNCT
fsr-3595	6	3	jason	jason	PROPN
fsr-3595	6	4	,	,	PUNCT
fsr-3595	6	5	furlong	furlong	PROPN
fsr-3595	6	6	,	,	PUNCT
fsr-3595	6	7	jeffery	jeffery	PROPN
fsr-3595	6	8	,	,	PUNCT
fsr-3595	6	9	&	&	CCONJ
fsr-3595	6	10	heckman	heckman	PROPN
fsr-3595	6	11	,	,	PUNCT
fsr-3595	6	12	stuart	stuart	PROPN
fsr-3595	6	13	.	.	PUNCT
fsr-3595	7	1	altruistic	altruistic	ADJ
fsr-3595	7	2	bequests	bequest	NOUN
fsr-3595	7	3	:	:	PUNCT
fsr-3595	7	4	giving	give	VERB
fsr-3595	7	5	motive	motive	NOUN
fsr-3595	7	6	and	and	CCONJ
fsr-3595	7	7	receipt	receipt	NOUN
fsr-3595	7	8	expectation	expectation	NOUN
fsr-3595	7	9	using	use	VERB
fsr-3595	7	10	the	the	DET
fsr-3595	7	11	2019	2019	NUM
fsr-3595	7	12	survey	survey	NOUN
fsr-3595	7	13	of	of	ADP
fsr-3595	7	14	consumer	consumer	NOUN
fsr-3595	7	15	sciences	science	NOUN
fsr-3595	7	16	.	.	PUNCT
fsr-3595	8	1	29	29	NUM
fsr-3595	8	2	-	-	SYM
fsr-3595	8	3	46	46	NUM
fsr-3595	8	4	.	.	PUNCT
fsr-3595	9	1	jeong	jeong	PROPN
fsr-3595	9	2	,	,	PUNCT
fsr-3595	9	3	danah	danah	PROPN
fsr-3595	9	4	,	,	PUNCT
fsr-3595	9	5	hampton	hampton	PROPN
fsr-3595	9	6	,	,	PUNCT
fsr-3595	9	7	benjamin	benjamin	PROPN
fsr-3595	9	8	,	,	PUNCT
fsr-3595	9	9	&	&	CCONJ
fsr-3595	9	10	archuleta	archuleta	PROPN
fsr-3595	9	11	,	,	PUNCT
fsr-3595	9	12	kristy	kristy	PROPN
fsr-3595	9	13	l.	l.	PROPN
fsr-3595	9	14	how	how	SCONJ
fsr-3595	9	15	are	be	AUX
fsr-3595	9	16	you	you	PRON
fsr-3595	9	17	doing	do	VERB
fsr-3595	9	18	?	?	PUNCT
fsr-3595	10	1	financial	financial	ADJ
fsr-3595	10	2	wellbeing	wellbee	VERB
fsr-3595	10	3	during	during	ADP
fsr-3595	10	4	covid-19	covid-19	PROPN
fsr-3595	10	5	.	.	PUNCT
fsr-3595	11	1	47	47	NUM
fsr-3595	11	2	-	-	SYM
fsr-3595	11	3	62	62	NUM
fsr-3595	11	4	.	.	PUNCT
fsr-3595	12	1	chrétien	chrétien	PROPN
fsr-3595	12	2	,	,	PUNCT
fsr-3595	12	3	stéphane	stéphane	PROPN
fsr-3595	12	4	,	,	PUNCT
fsr-3595	12	5	&	&	CCONJ
fsr-3595	12	6	kammoun	kammoun	PROPN
fsr-3595	12	7	,	,	PUNCT
fsr-3595	12	8	manel	manel	PROPN
fsr-3595	12	9	.	.	PUNCT
fsr-3595	13	1	performance	performance	NOUN
fsr-3595	13	2	evaluation	evaluation	NOUN
fsr-3595	13	3	disagreement	disagreement	NOUN
fsr-3595	13	4	:	:	PUNCT
fsr-3595	13	5	determinants	determinant	NOUN
fsr-3595	13	6	and	and	CCONJ
fsr-3595	13	7	impact	impact	NOUN
fsr-3595	13	8	on	on	ADP
fsr-3595	13	9	fund	fund	NOUN
fsr-3595	13	10	flows	flow	NOUN
fsr-3595	13	11	.	.	PUNCT
fsr-3595	14	1	63	63	NUM
fsr-3595	14	2	-	-	SYM
fsr-3595	14	3	94	94	NUM
fsr-3595	14	4	.	.	PUNCT
fsr-3595	15	1	academy	academy	PROPN
fsr-3595	15	2	of	of	ADP
fsr-3595	15	3	financial	financial	ADJ
fsr-3595	15	4	services	service	NOUN
fsr-3595	15	5	officers	officer	NOUN
fsr-3595	15	6	president	president	PROPN
fsr-3595	15	7	shawn	shawn	PROPN
fsr-3595	15	8	brayman	brayman	PROPN
fsr-3595	15	9	smb	smb	PROPN
fsr-3595	15	10	research	research	PROPN
fsr-3595	15	11	consulting	consulting	NOUN
fsr-3595	15	12	executive	executive	ADJ
fsr-3595	15	13	vice	vice	NOUN
fsr-3595	15	14	president	president	PROPN
fsr-3595	15	15	program	program	PROPN
fsr-3595	15	16	michelle	michelle	PROPN
fsr-3595	15	17	cull	cull	PROPN
fsr-3595	15	18	western	western	PROPN
fsr-3595	15	19	sydney	sydney	PROPN
fsr-3595	15	20	university	university	PROPN
fsr-3595	15	21	vice	vice	NOUN
fsr-3595	15	22	president	president	PROPN
fsr-3595	15	23	finance	finance	PROPN
fsr-3595	15	24	thanh	thanh	PROPN
fsr-3595	15	25	ngo	ngo	PROPN
fsr-3595	15	26	east	east	PROPN
fsr-3595	15	27	carolina	carolina	PROPN
fsr-3595	15	28	university	university	PROPN
fsr-3595	15	29	vice	vice	NOUN
fsr-3595	15	30	president	president	PROPN
fsr-3595	15	31	communications	communications	PROPN
fsr-3595	15	32	kirsten	kirsten	PROPN
fsr-3595	15	33	macdonald	macdonald	PROPN
fsr-3595	15	34	griffith	griffith	PROPN
fsr-3595	15	35	university	university	PROPN
fsr-3595	15	36	vice	vice	NOUN
fsr-3595	15	37	president	president	PROPN
fsr-3595	15	38	international	international	PROPN
fsr-3595	15	39	relations	relations	PROPN
fsr-3595	15	40	jasmine	jasmine	PROPN
fsr-3595	15	41	fang	fang	PROPN
fsr-3595	15	42	massey	massey	PROPN
fsr-3595	15	43	university	university	PROPN
fsr-3595	15	44	vice	vice	NOUN
fsr-3595	15	45	president	president	PROPN
fsr-3595	15	46	marketing	marketing	PROPN
fsr-3595	15	47	&	&	CCONJ
fsr-3595	15	48	pr	pr	PROPN
fsr-3595	15	49	cora	cora	PROPN
fsr-3595	15	50	pettipas	pettipas	PROPN
fsr-3595	15	51	hsbc	hsbc	PROPN
fsr-3595	15	52	global	global	PROPN
fsr-3595	15	53	wealth	wealth	PROPN
fsr-3595	15	54	vice	vice	PROPN
fsr-3595	15	55	president	president	PROPN
fsr-3595	15	56	membership	membership	PROPN
fsr-3595	15	57	matt	matt	PROPN
fsr-3595	15	58	goren	goren	PROPN
fsr-3595	15	59	dalton	dalton	PROPN
fsr-3595	15	60	education	education	PROPN
fsr-3595	15	61	,	,	PUNCT
fsr-3595	15	62	cerifi	cerifi	VERB
fsr-3595	15	63	immediate	immediate	ADJ
fsr-3595	15	64	past	past	PROPN
fsr-3595	15	65	president	president	PROPN
fsr-3595	15	66	tom	tom	PROPN
fsr-3595	15	67	potts	potts	PROPN
fsr-3595	15	68	baylor	baylor	PROPN
fsr-3595	15	69	university	university	PROPN
fsr-3595	15	70	editor	editor	NOUN
fsr-3595	15	71	,	,	PUNCT
fsr-3595	15	72	financial	financial	ADJ
fsr-3595	15	73	services	service	NOUN
fsr-3595	15	74	review	review	VERB
fsr-3595	15	75	john	john	PROPN
fsr-3595	15	76	e.	e.	PROPN
fsr-3595	15	77	grable	grable	PROPN
fsr-3595	15	78	,	,	PUNCT
fsr-3595	15	79	ph.d	ph.d	PROPN
fsr-3595	15	80	.	.	PROPN
fsr-3595	15	81	,	,	PUNCT
fsr-3595	15	82	cfp	cfp	PROPN
fsr-3595	15	83	®	®	PROPN
fsr-3595	15	84	university	university	PROPN
fsr-3595	15	85	of	of	ADP
fsr-3595	15	86	georgia	georgia	PROPN
fsr-3595	15	87	directors	directors	PROPN
fsr-3595	15	88	jason	jason	PROPN
fsr-3595	15	89	anderson	anderson	PROPN
fsr-3595	15	90	university	university	PROPN
fsr-3595	15	91	of	of	ADP
fsr-3595	15	92	kansas	kansas	PROPN
fsr-3595	15	93	norah	norah	PROPN
fsr-3595	15	94	feng	feng	PROPN
fsr-3595	15	95	massey	massey	PROPN
fsr-3595	15	96	university	university	PROPN
fsr-3595	15	97	wookjae	wookjae	PROPN
fsr-3595	15	98	heo	heo	PROPN
fsr-3595	15	99	purdue	purdue	PROPN
fsr-3595	15	100	university	university	PROPN
fsr-3595	15	101	thomas	thomas	PROPN
fsr-3595	15	102	korankye	korankye	PROPN
fsr-3595	15	103	the	the	DET
fsr-3595	15	104	university	university	PROPN
fsr-3595	15	105	of	of	ADP
fsr-3595	15	106	arizona	arizona	PROPN
fsr-3595	15	107	barry	barry	PROPN
fsr-3595	15	108	mulholland	mulholland	PROPN
fsr-3595	15	109	university	university	PROPN
fsr-3595	15	110	of	of	ADP
fsr-3595	15	111	akron	akron	PROPN
fsr-3595	15	112	richard	richard	PROPN
fsr-3595	15	113	stebbins	stebbins	PROPN
fsr-3595	15	114	university	university	PROPN
fsr-3595	15	115	of	of	ADP
fsr-3595	15	116	alabama	alabama	PROPN
fsr-3595	15	117	yu	yu	PROPN
fsr-3595	15	118	(	(	PUNCT
fsr-3595	15	119	yulia	yulia	PROPN
fsr-3595	15	120	)	)	PUNCT
fsr-3595	16	1	chang	chang	PROPN
fsr-3595	16	2	kansas	kansas	PROPN
fsr-3595	16	3	state	state	PROPN
fsr-3595	16	4	university	university	PROPN
fsr-3595	16	5	past	past	PROPN
fsr-3595	16	6	presidents	president	NOUN
fsr-3595	16	7	inga	inga	PROPN
fsr-3595	16	8	timmerman	timmerman	NOUN
fsr-3595	16	9	,	,	PUNCT
fsr-3595	16	10	2020	2020	NUM
fsr-3595	16	11	-	-	SYM
fsr-3595	16	12	22	22	NUM
fsr-3595	16	13	university	university	NOUN
fsr-3595	16	14	of	of	ADP
fsr-3595	16	15	north	north	PROPN
fsr-3595	16	16	florida	florida	PROPN
fsr-3595	16	17	janine	janine	PROPN
fsr-3595	16	18	sam	sam	PROPN
fsr-3595	16	19	,	,	PUNCT
fsr-3595	16	20	2019	2019	NUM
fsr-3595	16	21	-	-	SYM
fsr-3595	16	22	20	20	NUM
fsr-3595	16	23	shepherd	shepherd	ADJ
fsr-3595	16	24	university	university	NOUN
fsr-3595	16	25	swarn	swarn	PROPN
fsr-3595	16	26	chatterjee	chatterjee	PROPN
fsr-3595	16	27	,	,	PUNCT
fsr-3595	16	28	2018	2018	NUM
fsr-3595	16	29	-	-	SYM
fsr-3595	16	30	19	19	NUM
fsr-3595	16	31	university	university	PROPN
fsr-3595	16	32	of	of	ADP
fsr-3595	16	33	georgia	georgia	PROPN
fsr-3595	16	34	robert	robert	PROPN
fsr-3595	16	35	moreschi	moreschi	PROPN
fsr-3595	16	36	,	,	PUNCT
fsr-3595	16	37	2016	2016	NUM
fsr-3595	16	38	-	-	SYM
fsr-3595	16	39	18	18	NUM
fsr-3595	16	40	virginia	virginia	PROPN
fsr-3595	16	41	military	military	PROPN
fsr-3595	16	42	institute	institute	PROPN
fsr-3595	16	43	thomas	thomas	PROPN
fsr-3595	16	44	coe	coe	PROPN
fsr-3595	16	45	,	,	PUNCT
fsr-3595	16	46	2015	2015	NUM
fsr-3595	16	47	-	-	SYM
fsr-3595	16	48	16	16	NUM
fsr-3595	16	49	quinnipiac	quinnipiac	PROPN
fsr-3595	16	50	university	university	PROPN
fsr-3595	16	51	william	william	PROPN
fsr-3595	16	52	chittenden	chittenden	PROPN
fsr-3595	16	53	,	,	PUNCT
fsr-3595	16	54	2014	2014	NUM
fsr-3595	16	55	-	-	SYM
fsr-3595	16	56	15	15	NUM
fsr-3595	16	57	texas	texas	PROPN
fsr-3595	16	58	state	state	PROPN
fsr-3595	16	59	university	university	PROPN
fsr-3595	16	60	lance	lance	PROPN
fsr-3595	16	61	palmer	palmer	PROPN
fsr-3595	16	62	,	,	PUNCT
fsr-3595	16	63	2013	2013	NUM
fsr-3595	16	64	-	-	SYM
fsr-3595	16	65	14	14	NUM
fsr-3595	16	66	university	university	PROPN
fsr-3595	16	67	of	of	ADP
fsr-3595	16	68	georgia	georgia	PROPN
fsr-3595	16	69	frank	frank	PROPN
fsr-3595	16	70	laatsch	laatsch	PROPN
fsr-3595	16	71	,	,	PUNCT
fsr-3595	16	72	2012	2012	NUM
fsr-3595	16	73	-	-	SYM
fsr-3595	16	74	13	13	NUM
fsr-3595	16	75	university	university	NOUN
fsr-3595	16	76	of	of	ADP
fsr-3595	16	77	southern	southern	PROPN
fsr-3595	16	78	mississippi	mississippi	PROPN
fsr-3595	16	79	brian	brian	PROPN
fsr-3595	16	80	boscaljon	boscaljon	PROPN
fsr-3595	16	81	,	,	PUNCT
fsr-3595	16	82	2011	2011	NUM
fsr-3595	16	83	-	-	SYM
fsr-3595	16	84	12	12	NUM
fsr-3595	16	85	penn	penn	PROPN
fsr-3595	16	86	state	state	PROPN
fsr-3595	16	87	university	university	PROPN
fsr-3595	16	88	-	-	PUNCT
fsr-3595	16	89	erie	erie	PROPN
fsr-3595	16	90	auburn	auburn	PROPN
fsr-3595	16	91	university	university	PROPN
fsr-3595	16	92	,	,	PUNCT
fsr-3595	16	93	montgomery	montgomery	PROPN
fsr-3595	16	94	vickie	vickie	PROPN
fsr-3595	16	95	hampton	hampton	PROPN
fsr-3595	16	96	,	,	PUNCT
fsr-3595	16	97	2008	2008	NUM
fsr-3595	16	98	-	-	SYM
fsr-3595	16	99	09	09	NUM
fsr-3595	16	100	texas	texas	PROPN
fsr-3595	16	101	tech	tech	PROPN
fsr-3595	16	102	university	university	PROPN
fsr-3595	16	103	frank	frank	PROPN
fsr-3595	16	104	laatsch	laatsch	PROPN
fsr-3595	16	105	2007	2007	NUM
fsr-3595	16	106	-	-	SYM
fsr-3595	16	107	08	08	NUM
fsr-3595	16	108	university	university	PROPN
fsr-3595	16	109	of	of	ADP
fsr-3595	16	110	southern	southern	PROPN
fsr-3595	16	111	mississippi	mississippi	PROPN
fsr-3595	16	112	daniel	daniel	PROPN
fsr-3595	16	113	walz	walz	PROPN
fsr-3595	16	114	,	,	PUNCT
fsr-3595	16	115	2006	2006	NUM
fsr-3595	16	116	-	-	SYM
fsr-3595	16	117	07	07	NUM
fsr-3595	16	118	trinity	trinity	NOUN
fsr-3595	16	119	university	university	PROPN
fsr-3595	16	120	anne	anne	PROPN
fsr-3595	16	121	gleason	gleason	PROPN
fsr-3595	16	122	,	,	PUNCT
fsr-3595	16	123	2005	2005	NUM
fsr-3595	16	124	-	-	SYM
fsr-3595	16	125	06	06	NUM
fsr-3595	16	126	college	college	PROPN
fsr-3595	16	127	of	of	ADP
fsr-3595	16	128	charleston	charleston	PROPN
fsr-3595	16	129	stuart	stuart	PROPN
fsr-3595	16	130	michelson	michelson	PROPN
fsr-3595	16	131	,	,	PUNCT
fsr-3595	16	132	2004	2004	NUM
fsr-3595	16	133	-	-	SYM
fsr-3595	16	134	05	05	NUM
fsr-3595	16	135	stetson	stetson	PROPN
fsr-3595	16	136	university	university	PROPN
fsr-3595	16	137	grady	grady	PROPN
fsr-3595	16	138	perdue	perdue	PROPN
fsr-3595	16	139	,	,	PUNCT
fsr-3595	16	140	2003	2003	NUM
fsr-3595	16	141	-	-	SYM
fsr-3595	16	142	04	04	NUM
fsr-3595	16	143	university	university	PROPN
fsr-3595	16	144	of	of	ADP
fsr-3595	16	145	houston	houston	PROPN
fsr-3595	16	146	-	-	PUNCT
fsr-3595	16	147	clear	clear	PROPN
fsr-3595	16	148	lake	lake	PROPN
fsr-3595	16	149	vickie	vickie	PROPN
fsr-3595	16	150	bajtelsmit	bajtelsmit	NOUN
fsr-3595	16	151	,	,	PUNCT
fsr-3595	16	152	2002	2002	NUM
fsr-3595	16	153	-	-	SYM
fsr-3595	16	154	03	03	NUM
fsr-3595	16	155	colorado	colorado	PROPN
fsr-3595	16	156	state	state	PROPN
fsr-3595	16	157	university	university	PROPN
fsr-3595	16	158	karen	karen	PROPN
fsr-3595	16	159	eilers	eilers	PROPN
fsr-3595	16	160	lahey	lahey	PROPN
fsr-3595	16	161	,	,	PUNCT
fsr-3595	16	162	2001	2001	NUM
fsr-3595	16	163	-	-	SYM
fsr-3595	16	164	02	02	NUM
fsr-3595	16	165	university	university	PROPN
fsr-3595	16	166	of	of	ADP
fsr-3595	16	167	akron	akron	PROPN
fsr-3595	16	168	tom	tom	PROPN
fsr-3595	16	169	eyssell	eyssell	PROPN
fsr-3595	16	170	,	,	PUNCT
fsr-3595	16	171	2000	2000	NUM
fsr-3595	16	172	-	-	SYM
fsr-3595	16	173	01	01	NUM
fsr-3595	16	174	university	university	PROPN
fsr-3595	16	175	of	of	ADP
fsr-3595	16	176	missouri	missouri	PROPN
fsr-3595	16	177	-	-	PROPN
fsr-3595	16	178	st	st	PROPN
fsr-3595	16	179	.	.	PROPN
fsr-3595	16	180	louis	louis	PROPN
fsr-3595	16	181	jill	jill	PROPN
fsr-3595	16	182	lynn	lynn	PROPN
fsr-3595	16	183	vihtelic	vihtelic	PROPN
fsr-3595	16	184	,	,	PUNCT
fsr-3595	16	185	1999	1999	NUM
fsr-3595	16	186	-	-	SYM
fsr-3595	16	187	00	00	NUM
fsr-3595	16	188	saint	saint	PROPN
fsr-3595	16	189	mary	mary	PROPN
fsr-3595	16	190	’s	’s	PART
fsr-3595	16	191	college	college	PROPN
fsr-3595	16	192	terry	terry	PROPN
fsr-3595	16	193	zivney	zivney	PROPN
fsr-3595	16	194	,	,	PUNCT
fsr-3595	16	195	1998	1998	NUM
fsr-3595	16	196	-	-	SYM
fsr-3595	16	197	99	99	NUM
fsr-3595	16	198	ball	ball	NOUN
fsr-3595	16	199	state	state	NOUN
fsr-3595	16	200	university	university	PROPN
fsr-3595	16	201	don	don	PROPN
fsr-3595	16	202	holdren	holdren	NOUN
fsr-3595	16	203	,	,	PUNCT
fsr-3595	16	204	1997	1997	NUM
fsr-3595	16	205	-	-	SYM
fsr-3595	16	206	98	98	NUM
fsr-3595	16	207	marshall	marshall	PROPN
fsr-3595	16	208	university	university	PROPN
fsr-3595	16	209	robert	robert	PROPN
fsr-3595	16	210	mcleod	mcleod	PROPN
fsr-3595	16	211	,	,	PUNCT
fsr-3595	16	212	1996	1996	NUM
fsr-3595	16	213	-	-	SYM
fsr-3595	16	214	97	97	NUM
fsr-3595	16	215	university	university	PROPN
fsr-3595	16	216	of	of	ADP
fsr-3595	16	217	alabama	alabama	PROPN
fsr-3595	16	218	walt	walt	PROPN
fsr-3595	16	219	woerheide	woerheide	PROPN
fsr-3595	16	220	,	,	PUNCT
fsr-3595	16	221	1995	1995	NUM
fsr-3595	16	222	-	-	SYM
fsr-3595	16	223	96	96	NUM
fsr-3595	16	224	the	the	DET
fsr-3595	16	225	american	american	PROPN
fsr-3595	16	226	college	college	PROPN
fsr-3595	16	227	dixie	dixie	PROPN
fsr-3595	16	228	mills	mill	NOUN
fsr-3595	16	229	,	,	PUNCT
fsr-3595	16	230	1994	1994	NUM
fsr-3595	16	231	-	-	SYM
fsr-3595	16	232	95	95	NUM
fsr-3595	16	233	illinois	illinois	PROPN
fsr-3595	16	234	state	state	PROPN
fsr-3595	16	235	university	university	PROPN
fsr-3595	16	236	ted	te	VERB
fsr-3595	16	237	veit	veit	PROPN
fsr-3595	16	238	,	,	PUNCT
fsr-3595	16	239	1993	1993	NUM
fsr-3595	16	240	-	-	SYM
fsr-3595	16	241	94	94	NUM
fsr-3595	16	242	rollins	rollins	PROPN
fsr-3595	16	243	college	college	PROPN
fsr-3595	16	244	mona	mona	PROPN
fsr-3595	16	245	gardner	gardner	PROPN
fsr-3595	16	246	,	,	PUNCT
fsr-3595	16	247	1992	1992	NUM
fsr-3595	16	248	-	-	SYM
fsr-3595	16	249	93	93	NUM
fsr-3595	16	250	illinois	illinois	PROPN
fsr-3595	16	251	wesleyan	wesleyan	PROPN
fsr-3595	16	252	university	university	PROPN
fsr-3595	16	253	jean	jean	PROPN
fsr-3595	16	254	l.	l.	PROPN
fsr-3595	16	255	heck	heck	PROPN
fsr-3595	16	256	,	,	PUNCT
fsr-3595	16	257	1991	1991	NUM
fsr-3595	16	258	-	-	SYM
fsr-3595	16	259	92	92	NUM
fsr-3595	16	260	villanova	villanova	PROPN
fsr-3595	16	261	university	university	PROPN
fsr-3595	16	262	frank	frank	PROPN
fsr-3595	16	263	k.	k.	PROPN
fsr-3595	16	264	reilly	reilly	PROPN
fsr-3595	16	265	,	,	PUNCT
fsr-3595	16	266	1990	1990	NUM
fsr-3595	16	267	-	-	SYM
fsr-3595	16	268	91	91	NUM
fsr-3595	16	269	university	university	NOUN
fsr-3595	16	270	of	of	ADP
fsr-3595	16	271	notre	notre	PROPN
fsr-3595	16	272	dame	dame	PROPN
fsr-3595	16	273	lawrence	lawrence	PROPN
fsr-3595	16	274	j.	j.	PROPN
fsr-3595	16	275	gitman	gitman	PROPN
fsr-3595	16	276	,	,	PUNCT
fsr-3595	16	277	1989	1989	NUM
fsr-3595	16	278	-	-	SYM
fsr-3595	16	279	90	90	NUM
fsr-3595	16	280	san	san	PROPN
fsr-3595	16	281	diego	diego	PROPN
fsr-3595	16	282	state	state	PROPN
fsr-3595	16	283	university	university	PROPN
fsr-3595	16	284	travis	travis	PROPN
fsr-3595	16	285	s.	s.	PROPN
fsr-3595	16	286	pritchett	pritchett	PROPN
fsr-3595	16	287	,	,	PUNCT
fsr-3595	16	288	1988	1988	NUM
fsr-3595	16	289	-	-	SYM
fsr-3595	16	290	89	89	NUM
fsr-3595	16	291	university	university	NOUN
fsr-3595	16	292	of	of	ADP
fsr-3595	16	293	south	south	PROPN
fsr-3595	16	294	carolina	carolina	PROPN
fsr-3595	16	295	tom	tom	PROPN
fsr-3595	16	296	potts	potts	PROPN
fsr-3595	16	297	,	,	PUNCT
fsr-3595	16	298	1987	1987	NUM
fsr-3595	16	299	-	-	SYM
fsr-3595	16	300	88	88	NUM
fsr-3595	16	301	baylor	baylor	NOUN
fsr-3595	16	302	university	university	PROPN
fsr-3595	16	303	robert	robert	PROPN
fsr-3595	16	304	f.	f.	PROPN
fsr-3595	16	305	bohn	bohn	PROPN
fsr-3595	16	306	,	,	PUNCT
fsr-3595	16	307	1986	1986	NUM
fsr-3595	16	308	-	-	SYM
fsr-3595	16	309	87	87	NUM
fsr-3595	16	310	golden	golden	PROPN
fsr-3595	16	311	gate	gate	PROPN
fsr-3595	16	312	university	university	PROPN
fsr-3595	16	313	tom	tom	PROPN
fsr-3595	16	314	warschauer	warschauer	PROPN
fsr-3595	16	315	,	,	PUNCT
fsr-3595	16	316	1985	1985	NUM
fsr-3595	16	317	-	-	SYM
fsr-3595	16	318	86	86	NUM
fsr-3595	16	319	san	san	PROPN
fsr-3595	16	320	diego	diego	PROPN
fsr-3595	16	321	state	state	PROPN
fsr-3595	16	322	university	university	PROPN
fsr-3595	16	323	financial	financial	ADJ
fsr-3595	16	324	services	service	NOUN
fsr-3595	16	325	review	review	NOUN
fsr-3595	16	326	is	be	AUX
fsr-3595	16	327	the	the	DET
fsr-3595	16	328	journal	journal	NOUN
fsr-3595	16	329	of	of	ADP
fsr-3595	16	330	the	the	DET
fsr-3595	16	331	academy	academy	PROPN
fsr-3595	16	332	of	of	ADP
fsr-3595	16	333	financial	financial	ADJ
fsr-3595	16	334	services	service	NOUN
fsr-3595	16	335	financial	financial	ADJ
fsr-3595	16	336	services	service	NOUN
fsr-3595	16	337	review	review	VERB
fsr-3595	16	338	the	the	DET
fsr-3595	16	339	journal	journal	NOUN
fsr-3595	16	340	of	of	ADP
fsr-3595	16	341	individual	individual	ADJ
fsr-3595	16	342	financial	financial	ADJ
fsr-3595	16	343	management	management	NOUN
fsr-3595	16	344	vol	vol	NOUN
fsr-3595	16	345	.	.	PUNCT
fsr-3595	17	1	32	32	NUM
fsr-3595	17	2	,	,	PUNCT
fsr-3595	17	3	no	no	INTJ
fsr-3595	17	4	.	.	NOUN
fsr-3595	17	5	1	1	NUM
fsr-3595	17	6	,	,	PUNCT
fsr-3595	17	7	2024	2024	NUM
fsr-3595	17	8	editor	editor	NOUN
fsr-3595	17	9	john	john	PROPN
fsr-3595	17	10	e.	e.	PROPN
fsr-3595	17	11	grable	grable	PROPN
fsr-3595	17	12	,	,	PUNCT
fsr-3595	17	13	ph.d	ph.d	PROPN
fsr-3595	17	14	.	.	PROPN
fsr-3595	17	15	,	,	PUNCT
fsr-3595	17	16	cfp	cfp	PROPN
fsr-3595	17	17	®	®	PROPN
fsr-3595	17	18	,	,	PUNCT
fsr-3595	17	19	university	university	PROPN
fsr-3595	17	20	of	of	ADP
fsr-3595	17	21	georgia	georgia	PROPN
fsr-3595	17	22	editorial	editorial	PROPN
fsr-3595	17	23	advisory	advisory	PROPN
fsr-3595	17	24	board	board	PROPN
fsr-3595	17	25	•	•	PROPN
fsr-3595	17	26	vickie	vickie	PROPN
fsr-3595	17	27	bajtelsmit	bajtelsmit	NOUN
fsr-3595	17	28	,	,	PUNCT
fsr-3595	17	29	ph.d	ph.d	PROPN
fsr-3595	17	30	.	.	PROPN
fsr-3595	17	31	,	,	PUNCT
fsr-3595	17	32	colorado	colorado	PROPN
fsr-3595	17	33	state	state	PROPN
fsr-3595	17	34	university	university	PROPN
fsr-3595	17	35	(	(	PUNCT
fsr-3595	17	36	emeritus	emeritus	NOUN
fsr-3595	17	37	)	)	PUNCT
fsr-3595	17	38	•	•	NOUN
fsr-3595	17	39	shawn	shawn	PROPN
fsr-3595	17	40	brayman	brayman	PROPN
fsr-3595	17	41	,	,	PUNCT
fsr-3595	17	42	m.e.s	m.e.s	PROPN
fsr-3595	17	43	.	.	PROPN
fsr-3595	17	44	,	,	PUNCT
fsr-3595	17	45	sb	sb	PROPN
fsr-3595	17	46	research	research	PROPN
fsr-3595	17	47	consulting	consult	VERB
fsr-3595	17	48	•	•	PROPN
fsr-3595	17	49	sherman	sherman	PROPN
fsr-3595	17	50	hanna	hanna	PROPN
fsr-3595	17	51	,	,	PUNCT
fsr-3595	17	52	ph.d	ph.d	PROPN
fsr-3595	17	53	.	.	PROPN
fsr-3595	17	54	,	,	PUNCT
fsr-3595	17	55	the	the	DET
fsr-3595	17	56	ohio	ohio	PROPN
fsr-3595	17	57	state	state	PROPN
fsr-3595	17	58	university	university	PROPN
fsr-3595	17	59	•	•	PROPN
fsr-3595	17	60	terrance	terrance	PROPN
fsr-3595	17	61	martin	martin	PROPN
fsr-3595	17	62	,	,	PUNCT
fsr-3595	17	63	ph.d	ph.d	PROPN
fsr-3595	17	64	.	.	PROPN
fsr-3595	17	65	,	,	PUNCT
fsr-3595	17	66	winston	winston	PROPN
fsr-3595	17	67	-	-	PUNCT
fsr-3595	17	68	salem	salem	PROPN
fsr-3595	17	69	state	state	NOUN
fsr-3595	17	70	university	university	PROPN
fsr-3595	17	71	•	•	PROPN
fsr-3595	17	72	tom	tom	PROPN
fsr-3595	17	73	potts	potts	PROPN
fsr-3595	17	74	,	,	PUNCT
fsr-3595	17	75	ph.d	ph.d	PROPN
fsr-3595	17	76	.	.	PROPN
fsr-3595	17	77	,	,	PUNCT
fsr-3595	17	78	cfp	cfp	PROPN
fsr-3595	17	79	®	®	PROPN
fsr-3595	17	80	,	,	PUNCT
fsr-3595	17	81	baylor	baylor	PROPN
fsr-3595	17	82	university	university	PROPN
fsr-3595	17	83	(	(	PUNCT
fsr-3595	17	84	emeritus	emeritus	NOUN
fsr-3595	17	85	)	)	PUNCT
fsr-3595	17	86	•	•	NUM
fsr-3595	17	87	martin	martin	PROPN
fsr-3595	17	88	seay	seay	PROPN
fsr-3595	17	89	,	,	PUNCT
fsr-3595	17	90	ph.d	ph.d	PROPN
fsr-3595	17	91	.	.	PROPN
fsr-3595	17	92	,	,	PUNCT
fsr-3595	17	93	cfp	cfp	PROPN
fsr-3595	17	94	®	®	PROPN
fsr-3595	17	95	,	,	PUNCT
fsr-3595	17	96	kansas	kansas	PROPN
fsr-3595	17	97	state	state	PROPN
fsr-3595	17	98	university	university	PROPN
fsr-3595	17	99	•	•	PROPN
fsr-3595	17	100	meir	meir	PROPN
fsr-3595	17	101	statman	statman	PROPN
fsr-3595	17	102	,	,	PUNCT
fsr-3595	17	103	ph.d	ph.d	PROPN
fsr-3595	17	104	.	.	PROPN
fsr-3595	17	105	,	,	PUNCT
fsr-3595	17	106	santa	santa	PROPN
fsr-3595	17	107	clara	clara	PROPN
fsr-3595	17	108	university	university	PROPN
fsr-3595	17	109	•	•	PROPN
fsr-3595	17	110	tom	tom	PROPN
fsr-3595	17	111	warschauer	warschauer	PROPN
fsr-3595	17	112	,	,	PUNCT
fsr-3595	17	113	ph.d	ph.d	PROPN
fsr-3595	17	114	.	.	PROPN
fsr-3595	17	115	,	,	PUNCT
fsr-3595	17	116	cfp	cfp	PROPN
fsr-3595	17	117	®	®	PROPN
fsr-3595	17	118	,	,	PUNCT
fsr-3595	17	119	san	san	PROPN
fsr-3595	17	120	diego	diego	PROPN
fsr-3595	17	121	state	state	PROPN
fsr-3595	17	122	university	university	PROPN
fsr-3595	17	123	(	(	PUNCT
fsr-3595	17	124	emeritus	emeritus	NOUN
fsr-3595	17	125	)	)	PUNCT
fsr-3595	17	126	associate	associate	ADJ
fsr-3595	17	127	editors	editor	NOUN
fsr-3595	17	128	•	•	ADP
fsr-3595	17	129	swarn	swarn	PROPN
fsr-3595	17	130	chatterjee	chatterjee	PROPN
fsr-3595	17	131	,	,	PUNCT
fsr-3595	17	132	ph.d	ph.d	PROPN
fsr-3595	17	133	.	.	PROPN
fsr-3595	17	134	,	,	PUNCT
fsr-3595	17	135	university	university	PROPN
fsr-3595	17	136	of	of	ADP
fsr-3595	17	137	georgia	georgia	PROPN
fsr-3595	17	138	•	•	NUM
fsr-3595	17	139	jasmine	jasmine	PROPN
fsr-3595	17	140	fang	fang	X
fsr-3595	17	141	,	,	PUNCT
fsr-3595	17	142	ph.d	ph.d	PROPN
fsr-3595	17	143	.	.	PROPN
fsr-3595	17	144	,	,	PUNCT
fsr-3595	17	145	massey	massey	PROPN
fsr-3595	17	146	university	university	PROPN
fsr-3595	17	147	,	,	PUNCT
fsr-3595	17	148	new	new	PROPN
fsr-3595	17	149	zealand	zealand	PROPN
fsr-3595	17	150	•	•	PROPN
fsr-3595	17	151	mark	mark	PROPN
fsr-3595	17	152	fedenia	fedenia	PROPN
fsr-3595	17	153	,	,	PUNCT
fsr-3595	17	154	ph.d	ph.d	PROPN
fsr-3595	17	155	.	.	PROPN
fsr-3595	17	156	,	,	PUNCT
fsr-3595	17	157	university	university	PROPN
fsr-3595	17	158	of	of	ADP
fsr-3595	17	159	wisconsin	wisconsin	PROPN
fsr-3595	17	160	•	•	ADP
fsr-3595	17	161	stu	stu	PROPN
fsr-3595	17	162	heckman	heckman	PROPN
fsr-3595	17	163	,	,	PUNCT
fsr-3595	17	164	ph.d	ph.d	PROPN
fsr-3595	17	165	.	.	PROPN
fsr-3595	17	166	,	,	PUNCT
fsr-3595	17	167	cfp	cfp	PROPN
fsr-3595	17	168	®	®	PROPN
fsr-3595	17	169	,	,	PUNCT
fsr-3595	17	170	texas	texas	PROPN
fsr-3595	17	171	tech	tech	PROPN
fsr-3595	17	172	university	university	PROPN
fsr-3595	17	173	•	•	PROPN
fsr-3595	17	174	william	william	PROPN
fsr-3595	17	175	w.	w.	PROPN
fsr-3595	17	176	jennings	jennings	PROPN
fsr-3595	17	177	,	,	PUNCT
fsr-3595	17	178	ph.d	ph.d	PROPN
fsr-3595	17	179	.	.	PROPN
fsr-3595	17	180	,	,	PUNCT
fsr-3595	17	181	cfa	cfa	PROPN
fsr-3595	17	182	®	®	PROPN
fsr-3595	17	183	,	,	PUNCT
fsr-3595	17	184	u.s	u.s	PROPN
fsr-3595	17	185	.	.	PROPN
fsr-3595	17	186	airforce	airforce	PROPN
fsr-3595	17	187	academy	academy	PROPN
fsr-3595	17	188	•	•	ADP
fsr-3595	17	189	so	so	ADV
fsr-3595	17	190	-	-	PUNCT
fsr-3595	17	191	hyun	hyun	PROPN
fsr-3595	17	192	joo	joo	PROPN
fsr-3595	17	193	,	,	PUNCT
fsr-3595	17	194	ph.d	ph.d	PROPN
fsr-3595	17	195	.	.	PROPN
fsr-3595	17	196	,	,	PUNCT
fsr-3595	17	197	ewha	ewha	VERB
fsr-3595	17	198	womans	woman	NOUN
fsr-3595	17	199	university	university	PROPN
fsr-3595	17	200	,	,	PUNCT
fsr-3595	17	201	south	south	PROPN
fsr-3595	17	202	korea	korea	PROPN
fsr-3595	17	203	•	•	PROPN
fsr-3595	17	204	thomas	thomas	PROPN
fsr-3595	17	205	langdon	langdon	PROPN
fsr-3595	17	206	,	,	PUNCT
fsr-3595	17	207	ph.d	ph.d	PROPN
fsr-3595	17	208	.	.	PROPN
fsr-3595	17	209	,	,	PUNCT
fsr-3595	17	210	roger	roger	PROPN
fsr-3595	17	211	william	william	PROPN
fsr-3595	17	212	university	university	PROPN
fsr-3595	17	213	,	,	PUNCT
fsr-3595	17	214	bristol	bristol	PROPN
fsr-3595	17	215	,	,	PUNCT
fsr-3595	17	216	ri	ri	PROPN
fsr-3595	17	217	•	•	NUM
fsr-3595	17	218	wade	wade	PROPN
fsr-3595	17	219	d.	d.	PROPN
fsr-3595	17	220	pfau	pfau	PROPN
fsr-3595	17	221	,	,	PUNCT
fsr-3595	17	222	ph.d	ph.d	PROPN
fsr-3595	17	223	.	.	PROPN
fsr-3595	17	224	,	,	PUNCT
fsr-3595	17	225	cfa	cfa	PROPN
fsr-3595	17	226	,	,	PUNCT
fsr-3595	17	227	ricp	ricp	PROPN
fsr-3595	17	228	,	,	PUNCT
fsr-3595	17	229	retirement	retirement	NOUN
fsr-3595	17	230	income	income	NOUN
fsr-3595	17	231	style	style	NOUN
fsr-3595	17	232	awareness	awareness	NOUN
fsr-3595	17	233	,	,	PUNCT
fsr-3595	17	234	llc	llc	PROPN
fsr-3595	17	235	•	•	NUM
fsr-3595	17	236	lance	lance	PROPN
fsr-3595	17	237	palmer	palmer	PROPN
fsr-3595	17	238	,	,	PUNCT
fsr-3595	17	239	ph.d	ph.d	PROPN
fsr-3595	17	240	.	.	PROPN
fsr-3595	17	241	,	,	PUNCT
fsr-3595	17	242	cfp	cfp	PROPN
fsr-3595	17	243	®	®	PROPN
fsr-3595	17	244	,	,	PUNCT
fsr-3595	17	245	cpa	cpa	PROPN
fsr-3595	17	246	®	®	PROPN
fsr-3595	17	247	,	,	PUNCT
fsr-3595	17	248	university	university	PROPN
fsr-3595	17	249	of	of	ADP
fsr-3595	17	250	georgia	georgia	PROPN
fsr-3595	17	251	•	•	NUM
fsr-3595	17	252	abed	abe	VERB
fsr-3595	17	253	rabbani	rabbani	PROPN
fsr-3595	17	254	,	,	PUNCT
fsr-3595	17	255	ph.d	ph.d	PROPN
fsr-3595	17	256	.	.	PROPN
fsr-3595	17	257	,	,	PUNCT
fsr-3595	17	258	cfp	cfp	PROPN
fsr-3595	17	259	®	®	PROPN
fsr-3595	17	260	,	,	PUNCT
fsr-3595	17	261	university	university	PROPN
fsr-3595	17	262	of	of	ADP
fsr-3595	17	263	missouri	missouri	PROPN
fsr-3595	17	264	•	•	PROPN
fsr-3595	17	265	chris	chris	PROPN
fsr-3595	17	266	robinson	robinson	PROPN
fsr-3595	17	267	,	,	PUNCT
fsr-3595	17	268	ph.d	ph.d	PROPN
fsr-3595	17	269	.	.	PROPN
fsr-3595	17	270	,	,	PUNCT
fsr-3595	17	271	york	york	PROPN
fsr-3595	17	272	university	university	PROPN
fsr-3595	17	273	(	(	PUNCT
fsr-3595	17	274	emeritus	emeritus	NOUN
fsr-3595	17	275	)	)	PUNCT
fsr-3595	17	276	,	,	PUNCT
fsr-3595	17	277	canada	canada	PROPN
fsr-3595	17	278	•	•	PROPN
fsr-3595	17	279	jerry	jerry	PROPN
fsr-3595	17	280	stevens	stevens	PROPN
fsr-3595	17	281	,	,	PUNCT
fsr-3595	17	282	ph.d	ph.d	PROPN
fsr-3595	17	283	.	.	PROPN
fsr-3595	17	284	,	,	PUNCT
fsr-3595	17	285	university	university	PROPN
fsr-3595	17	286	of	of	ADP
fsr-3595	17	287	richmond	richmond	PROPN
fsr-3595	17	288	•	•	NUM
fsr-3595	17	289	ning	ning	PROPN
fsr-3595	17	290	tang	tang	PROPN
fsr-3595	17	291	,	,	PUNCT
fsr-3595	17	292	ph.d	ph.d	PROPN
fsr-3595	17	293	.	.	PROPN
fsr-3595	17	294	,	,	PUNCT
fsr-3595	17	295	san	san	PROPN
fsr-3595	17	296	diego	diego	PROPN
fsr-3595	17	297	state	state	PROPN
fsr-3595	17	298	university	university	PROPN
fsr-3595	17	299	•	•	PROPN
fsr-3595	17	300	inga	inga	PROPN
fsr-3595	17	301	timmerman	timmerman	PROPN
fsr-3595	17	302	,	,	PUNCT
fsr-3595	17	303	ph.d	ph.d	PROPN
fsr-3595	17	304	.	.	PROPN
fsr-3595	17	305	,	,	PUNCT
fsr-3595	17	306	university	university	PROPN
fsr-3595	17	307	of	of	ADP
fsr-3595	17	308	north	north	PROPN
fsr-3595	17	309	florida	florida	PROPN
fsr-3595	17	310	editorial	editorial	PROPN
fsr-3595	17	311	board	board	PROPN
fsr-3595	17	312	•	•	PROPN
fsr-3595	17	313	john	john	PROPN
fsr-3595	17	314	anderson	anderson	PROPN
fsr-3595	17	315	,	,	PUNCT
fsr-3595	17	316	ph.d	ph.d	PROPN
fsr-3595	17	317	.	.	PROPN
fsr-3595	17	318	,	,	PUNCT
fsr-3595	17	319	university	university	PROPN
fsr-3595	17	320	of	of	ADP
fsr-3595	17	321	kansas	kansas	PROPN
fsr-3595	17	322	•	•	PROPN
fsr-3595	17	323	kristy	kristy	PROPN
fsr-3595	17	324	archuleta	archuleta	PROPN
fsr-3595	17	325	,	,	PUNCT
fsr-3595	17	326	ph.d	ph.d	PROPN
fsr-3595	17	327	.	.	PROPN
fsr-3595	17	328	,	,	PUNCT
fsr-3595	17	329	university	university	PROPN
fsr-3595	17	330	of	of	ADP
fsr-3595	17	331	georgia	georgia	PROPN
fsr-3595	17	332	•	•	PROPN
fsr-3595	17	333	colleeen	colleeen	PROPN
fsr-3595	17	334	tokar	tokar	NOUN
fsr-3595	17	335	asaad	asaad	PROPN
fsr-3595	17	336	,	,	PUNCT
fsr-3595	17	337	ph.d	ph.d	PROPN
fsr-3595	17	338	.	.	PROPN
fsr-3595	17	339	,	,	PUNCT
fsr-3595	17	340	baldwin	baldwin	PROPN
fsr-3595	17	341	wallace	wallace	PROPN
fsr-3595	17	342	university	university	PROPN
fsr-3595	17	343	•	•	PROPN
fsr-3595	17	344	rachel	rachel	PROPN
fsr-3595	17	345	bi	bi	PROPN
fsr-3595	17	346	,	,	PUNCT
fsr-3595	17	347	ph.d	ph.d	PROPN
fsr-3595	17	348	.	.	PROPN
fsr-3595	17	349	,	,	PUNCT
fsr-3595	17	350	utah	utah	PROPN
fsr-3595	17	351	valley	valley	PROPN
fsr-3595	17	352	university	university	PROPN
fsr-3595	17	353	•	•	PROPN
fsr-3595	17	354	chris	chris	PROPN
fsr-3595	17	355	browning	browning	PROPN
fsr-3595	17	356	,	,	PUNCT
fsr-3595	17	357	ph.d	ph.d	PROPN
fsr-3595	17	358	.	.	PROPN
fsr-3595	17	359	,	,	PUNCT
fsr-3595	17	360	cfp	cfp	PROPN
fsr-3595	17	361	®	®	PROPN
fsr-3595	17	362	,	,	PUNCT
fsr-3595	17	363	texas	texas	PROPN
fsr-3595	17	364	tech	tech	PROPN
fsr-3595	17	365	university	university	PROPN
fsr-3595	17	366	•	•	NOUN
fsr-3595	17	367	shinae	shinae	NOUN
fsr-3595	17	368	choi	choi	PROPN
fsr-3595	17	369	,	,	PUNCT
fsr-3595	17	370	ph.d	ph.d	PROPN
fsr-3595	17	371	.	.	PROPN
fsr-3595	17	372	,	,	PUNCT
fsr-3595	17	373	university	university	PROPN
fsr-3595	17	374	of	of	ADP
fsr-3595	17	375	alabama	alabama	PROPN
fsr-3595	17	376	•	•	PROPN
fsr-3595	17	377	john	john	PROPN
fsr-3595	17	378	clinebell	clinebell	PROPN
fsr-3595	17	379	,	,	PUNCT
fsr-3595	17	380	ph	ph	PROPN
fsr-3595	17	381	..	..	SYM
fsr-3595	17	382	d.	d.	PROPN
fsr-3595	17	383	,	,	PUNCT
fsr-3595	17	384	university	university	PROPN
fsr-3595	17	385	of	of	ADP
fsr-3595	17	386	northern	northern	ADJ
fsr-3595	17	387	colorado	colorado	PROPN
fsr-3595	17	388	(	(	PUNCT
fsr-3595	17	389	emeritus	emeritus	NOUN
fsr-3595	17	390	)	)	PUNCT
fsr-3595	17	391	•	•	NUM
fsr-3595	17	392	michelle	michelle	PROPN
fsr-3595	17	393	cull	cull	PROPN
fsr-3595	17	394	,	,	PUNCT
fsr-3595	17	395	ph.d	ph.d	PROPN
fsr-3595	17	396	.	.	PROPN
fsr-3595	17	397	,	,	PUNCT
fsr-3595	17	398	western	western	PROPN
fsr-3595	17	399	sydney	sydney	PROPN
fsr-3595	17	400	university	university	PROPN
fsr-3595	17	401	,	,	PUNCT
fsr-3595	17	402	australia	australia	PROPN
fsr-3595	17	403	•	•	PROPN
fsr-3595	17	404	james	james	PROPN
fsr-3595	17	405	delellio	delellio	PROPN
fsr-3595	17	406	,	,	PUNCT
fsr-3595	17	407	ph.d	ph.d	PROPN
fsr-3595	17	408	.	.	PROPN
fsr-3595	17	409	,	,	PUNCT
fsr-3595	17	410	pepperdine	pepperdine	PROPN
fsr-3595	17	411	university	university	PROPN
fsr-3595	17	412	•	•	PROPN
fsr-3595	17	413	dale	dale	PROPN
fsr-3595	17	414	domian	domian	PROPN
fsr-3595	17	415	,	,	PUNCT
fsr-3595	17	416	ph.d	ph.d	PROPN
fsr-3595	17	417	.	.	PROPN
fsr-3595	17	418	,	,	PUNCT
fsr-3595	17	419	york	york	PROPN
fsr-3595	17	420	university	university	PROPN
fsr-3595	17	421	,	,	PUNCT
fsr-3595	17	422	canada	canada	PROPN
fsr-3595	17	423	•	•	PROPN
fsr-3595	17	424	lu	lu	PROPN
fsr-3595	17	425	fan	fan	PROPN
fsr-3595	17	426	,	,	PUNCT
fsr-3595	17	427	ph.d	ph.d	PROPN
fsr-3595	17	428	.	.	PROPN
fsr-3595	17	429	,	,	PUNCT
fsr-3595	17	430	cfp	cfp	PROPN
fsr-3595	17	431	®	®	PROPN
fsr-3595	17	432	,	,	PUNCT
fsr-3595	17	433	university	university	PROPN
fsr-3595	17	434	of	of	ADP
fsr-3595	17	435	georgia	georgia	PROPN
fsr-3595	17	436	•	•	PROPN
fsr-3595	17	437	patti	patti	PROPN
fsr-3595	17	438	fisher	fisher	PROPN
fsr-3595	17	439	,	,	PUNCT
fsr-3595	17	440	ph.d	ph.d	PROPN
fsr-3595	17	441	.	.	PROPN
fsr-3595	17	442	,	,	PUNCT
fsr-3595	17	443	virginia	virginia	PROPN
fsr-3595	17	444	tech	tech	PROPN
fsr-3595	17	445	•	•	PROPN
fsr-3595	17	446	russell	russell	PROPN
fsr-3595	17	447	james	james	PROPN
fsr-3595	17	448	,	,	PUNCT
fsr-3595	17	449	ph.d	ph.d	PROPN
fsr-3595	17	450	.	.	PROPN
fsr-3595	17	451	,	,	PUNCT
fsr-3595	17	452	cfp	cfp	PROPN
fsr-3595	17	453	®	®	PROPN
fsr-3595	17	454	,	,	PUNCT
fsr-3595	17	455	texas	texas	PROPN
fsr-3595	17	456	tech	tech	PROPN
fsr-3595	17	457	university	university	PROPN
fsr-3595	17	458	•	•	PROPN
fsr-3595	17	459	kyoung	kyoung	PROPN
fsr-3595	17	460	tae	tae	PROPN
fsr-3595	17	461	kim	kim	PROPN
fsr-3595	17	462	,	,	PUNCT
fsr-3595	17	463	ph.d	ph.d	PROPN
fsr-3595	17	464	.	.	PROPN
fsr-3595	17	465	,	,	PUNCT
fsr-3595	17	466	university	university	PROPN
fsr-3595	17	467	of	of	ADP
fsr-3595	17	468	alabama	alabama	PROPN
fsr-3595	17	469	•	•	PROPN
fsr-3595	17	470	norah	norah	PROPN
fsr-3595	17	471	feng	feng	PROPN
fsr-3595	17	472	,	,	PUNCT
fsr-3595	17	473	ph.d	ph.d	PROPN
fsr-3595	17	474	.	.	PROPN
fsr-3595	17	475	,	,	PUNCT
fsr-3595	17	476	massey	massey	PROPN
fsr-3595	17	477	university	university	PROPN
fsr-3595	17	478	,	,	PUNCT
fsr-3595	17	479	new	new	PROPN
fsr-3595	17	480	zealand	zealand	PROPN
fsr-3595	17	481	•	•	PROPN
fsr-3595	17	482	giovanni	giovanni	PROPN
fsr-3595	17	483	fernandez	fernandez	PROPN
fsr-3595	17	484	,	,	PUNCT
fsr-3595	17	485	ph	ph	PROPN
fsr-3595	17	486	..	..	SYM
fsr-3595	17	487	d.	d.	PROPN
fsr-3595	17	488	stetson	stetson	PROPN
fsr-3595	17	489	university	university	PROPN
fsr-3595	17	490	,	,	PUNCT
fsr-3595	17	491	deland	deland	PROPN
fsr-3595	17	492	,	,	PUNCT
fsr-3595	17	493	fl	fl	PROPN
fsr-3595	17	494	•	•	PROPN
fsr-3595	17	495	philip	philip	PROPN
fsr-3595	17	496	gibson	gibson	PROPN
fsr-3595	17	497	,	,	PUNCT
fsr-3595	17	498	ph.d	ph.d	PROPN
fsr-3595	17	499	.	.	PROPN
fsr-3595	17	500	,	,	PUNCT
fsr-3595	17	501	cfp	cfp	PROPN
fsr-3595	17	502	®	®	PROPN
fsr-3595	17	503	,	,	PUNCT
fsr-3595	17	504	winthrop	winthrop	PROPN
fsr-3595	17	505	university	university	PROPN
fsr-3595	17	506	•	•	PROPN
fsr-3595	17	507	jim	jim	PROPN
fsr-3595	17	508	gilkeson	gilkeson	PROPN
fsr-3595	17	509	,	,	PUNCT
fsr-3595	17	510	ph.d	ph.d	PROPN
fsr-3595	17	511	.	.	PROPN
fsr-3595	17	512	,	,	PUNCT
fsr-3595	17	513	cfa	cfa	PROPN
fsr-3595	17	514	,	,	PUNCT
fsr-3595	17	515	university	university	PROPN
fsr-3595	17	516	of	of	ADP
fsr-3595	17	517	central	central	PROPN
fsr-3595	17	518	florida	florida	PROPN
fsr-3595	17	519	•	•	NUM
fsr-3595	17	520	martie	martie	PROPN
fsr-3595	17	521	gillen	gillen	PROPN
fsr-3595	17	522	,	,	PUNCT
fsr-3595	17	523	ph.d	ph.d	PROPN
fsr-3595	17	524	.	.	PROPN
fsr-3595	17	525	,	,	PUNCT
fsr-3595	17	526	university	university	PROPN
fsr-3595	17	527	of	of	ADP
fsr-3595	17	528	florida	florida	PROPN
fsr-3595	17	529	•	•	NUM
fsr-3595	17	530	chuck	chuck	PROPN
fsr-3595	17	531	grace	grace	NOUN
fsr-3595	17	532	,	,	PUNCT
fsr-3595	17	533	cfp	cfp	PROPN
fsr-3595	17	534	®	®	PROPN
fsr-3595	17	535	,	,	PUNCT
fsr-3595	17	536	ivy	ivy	PROPN
fsr-3595	17	537	school	school	NOUN
fsr-3595	17	538	of	of	ADP
fsr-3595	17	539	business	business	NOUN
fsr-3595	17	540	,	,	PUNCT
fsr-3595	17	541	canada	canada	PROPN
fsr-3595	17	542	•	•	ADP
fsr-3595	17	543	drew	draw	VERB
fsr-3595	17	544	hanks	hanks	PROPN
fsr-3595	17	545	,	,	PUNCT
fsr-3595	17	546	ph.d	ph.d	PROPN
fsr-3595	17	547	.	.	PUNCT
fsr-3595	18	1	the	the	DET
fsr-3595	18	2	ohio	ohio	PROPN
fsr-3595	18	3	state	state	PROPN
fsr-3595	18	4	university	university	PROPN
fsr-3595	18	5	•	•	ADP
fsr-3595	18	6	wookjae	wookjae	ADV
fsr-3595	18	7	heo	heo	PROPN
fsr-3595	18	8	,	,	PUNCT
fsr-3595	18	9	ph.d	ph.d	PROPN
fsr-3595	18	10	.	.	PROPN
fsr-3595	18	11	,	,	PUNCT
fsr-3595	18	12	purdue	purdue	PROPN
fsr-3595	18	13	university	university	PROPN
fsr-3595	18	14	•	•	PROPN
fsr-3595	18	15	stephen	stephen	PROPN
fsr-3595	18	16	m.	m.	PROPN
fsr-3595	18	17	horan	horan	PROPN
fsr-3595	18	18	,	,	PUNCT
fsr-3595	18	19	ph.d	ph.d	PROPN
fsr-3595	18	20	.	.	PROPN
fsr-3595	18	21	,	,	PUNCT
fsr-3595	18	22	certified	certify	VERB
fsr-3595	18	23	financial	financial	ADJ
fsr-3595	18	24	planner	planner	NOUN
fsr-3595	18	25	board	board	NOUN
fsr-3595	18	26	of	of	ADP
fsr-3595	18	27	standards	standard	NOUN
fsr-3595	18	28	,	,	PUNCT
fsr-3595	18	29	inc	inc	PROPN
fsr-3595	18	30	.	.	PROPN
fsr-3595	18	31	•	•	PROPN
fsr-3595	18	32	eun	eun	PROPN
fsr-3595	18	33	jin	jin	PROPN
fsr-3595	18	34	kwak	kwak	PROPN
fsr-3595	18	35	,	,	PUNCT
fsr-3595	18	36	ph.d	ph.d	PROPN
fsr-3595	18	37	.	.	PROPN
fsr-3595	18	38	,	,	PUNCT
fsr-3595	18	39	university	university	PROPN
fsr-3595	18	40	of	of	ADP
fsr-3595	18	41	wisconsin	wisconsin	PROPN
fsr-3595	18	42	,	,	PUNCT
fsr-3595	18	43	green	green	PROPN
fsr-3595	18	44	bay	bay	PROPN
fsr-3595	18	45	•	•	NOUN
fsr-3595	18	46	derek	derek	PROPN
fsr-3595	18	47	lawson	lawson	PROPN
fsr-3595	18	48	,	,	PUNCT
fsr-3595	18	49	ph.d	ph.d	PROPN
fsr-3595	18	50	.	.	PROPN
fsr-3595	18	51	,	,	PUNCT
fsr-3595	18	52	cfp	cfp	PROPN
fsr-3595	18	53	®	®	PROPN
fsr-3595	18	54	,	,	PUNCT
fsr-3595	18	55	kansas	kansas	PROPN
fsr-3595	18	56	state	state	PROPN
fsr-3595	18	57	university	university	PROPN
fsr-3595	18	58	•	•	PROPN
fsr-3595	18	59	sunwoo	sunwoo	PROPN
fsr-3595	18	60	lee	lee	PROPN
fsr-3595	18	61	,	,	PUNCT
fsr-3595	18	62	ph.d	ph.d	PROPN
fsr-3595	18	63	.	.	PROPN
fsr-3595	18	64	,	,	PUNCT
fsr-3595	18	65	york	york	PROPN
fsr-3595	18	66	university	university	PROPN
fsr-3595	18	67	,	,	PUNCT
fsr-3595	18	68	canada	canada	PROPN
fsr-3595	18	69	•	•	PROPN
fsr-3595	18	70	yi	yi	PROPN
fsr-3595	18	71	liu	liu	PROPN
fsr-3595	18	72	,	,	PUNCT
fsr-3595	18	73	ph.d	ph.d	PROPN
fsr-3595	18	74	.	.	PROPN
fsr-3595	18	75	,	,	PUNCT
fsr-3595	18	76	cfp	cfp	PROPN
fsr-3595	18	77	®	®	PROPN
fsr-3595	18	78	,	,	PUNCT
fsr-3595	18	79	st	st	PROPN
fsr-3595	18	80	.	.	PROPN
fsr-3595	18	81	john	john	PROPN
fsr-3595	18	82	fisher	fisher	PROPN
fsr-3595	18	83	college	college	PROPN
fsr-3595	18	84	•	•	PROPN
fsr-3595	18	85	caezilia	caezilia	PROPN
fsr-3595	18	86	loibl	loibl	PROPN
fsr-3595	18	87	,	,	PUNCT
fsr-3595	18	88	ph.d	ph.d	PROPN
fsr-3595	18	89	.	.	PROPN
fsr-3595	18	90	,	,	PUNCT
fsr-3595	18	91	the	the	DET
fsr-3595	18	92	ohio	ohio	PROPN
fsr-3595	18	93	state	state	PROPN
fsr-3595	18	94	university	university	PROPN
fsr-3595	18	95	•	•	PROPN
fsr-3595	18	96	megan	megan	PROPN
fsr-3595	18	97	mccoy	mccoy	PROPN
fsr-3595	18	98	,	,	PUNCT
fsr-3595	18	99	ph.d	ph.d	PROPN
fsr-3595	18	100	.	.	PROPN
fsr-3595	18	101	,	,	PUNCT
fsr-3595	18	102	lmft	lmft	PROPN
fsr-3595	18	103	,	,	PUNCT
fsr-3595	18	104	cft	cft	PROPN
fsr-3595	18	105	-	-	PUNCT
fsr-3595	18	106	i	i	PROPN
fsr-3595	18	107	®	®	PROPN
fsr-3595	18	108	,	,	PUNCT
fsr-3595	18	109	kansas	kansas	PROPN
fsr-3595	18	110	state	state	PROPN
fsr-3595	18	111	university	university	PROPN
fsr-3595	18	112	•	•	PROPN
fsr-3595	18	113	barry	barry	PROPN
fsr-3595	18	114	mulholland	mulholland	PROPN
fsr-3595	18	115	,	,	PUNCT
fsr-3595	18	116	ph.d	ph.d	PROPN
fsr-3595	18	117	.	.	PROPN
fsr-3595	18	118	,	,	PUNCT
fsr-3595	18	119	cfp	cfp	PROPN
fsr-3595	18	120	®	®	PROPN
fsr-3595	18	121	,	,	PUNCT
fsr-3595	18	122	university	university	PROPN
fsr-3595	18	123	of	of	ADP
fsr-3595	18	124	akron	akron	PROPN
fsr-3595	18	125	•	•	PROPN
fsr-3595	18	126	john	john	PROPN
fsr-3595	18	127	nofsinger	nofsinger	PROPN
fsr-3595	18	128	,	,	PUNCT
fsr-3595	18	129	ph.d	ph.d	PROPN
fsr-3595	18	130	.	.	PROPN
fsr-3595	18	131	,	,	PUNCT
fsr-3595	18	132	university	university	PROPN
fsr-3595	18	133	of	of	ADP
fsr-3595	18	134	alaska	alaska	PROPN
fsr-3595	18	135	anchorage	anchorage	PROPN
fsr-3595	18	136	•	•	PROPN
fsr-3595	18	137	mustafa	mustafa	PROPN
fsr-3595	18	138	nourallah	nourallah	PROPN
fsr-3595	18	139	,	,	PUNCT
fsr-3595	18	140	ph.d	ph.d	PROPN
fsr-3595	18	141	.	.	PROPN
fsr-3595	18	142	,	,	PUNCT
fsr-3595	18	143	centre	centre	NOUN
fsr-3595	18	144	for	for	ADP
fsr-3595	18	145	research	research	NOUN
fsr-3595	18	146	on	on	ADP
fsr-3595	18	147	economic	economic	ADJ
fsr-3595	18	148	relations	relation	NOUN
fsr-3595	18	149	•	•	ADV
fsr-3595	18	150	olamide	olamide	INTJ
fsr-3595	18	151	olajide	olajide	NOUN
fsr-3595	18	152	(	(	PUNCT
fsr-3595	18	153	lami	lami	NOUN
fsr-3595	18	154	)	)	PUNCT
fsr-3595	18	155	,	,	PUNCT
fsr-3595	18	156	ph.d	ph.d	PROPN
fsr-3595	18	157	.	.	PROPN
fsr-3595	18	158	,	,	PUNCT
fsr-3595	18	159	cfp	cfp	PROPN
fsr-3595	18	160	®	®	PROPN
fsr-3595	18	161	,	,	PUNCT
fsr-3595	18	162	afc	afc	PROPN
fsr-3595	18	163	,	,	PUNCT
fsr-3595	18	164	texas	texas	PROPN
fsr-3595	18	165	tech	tech	PROPN
fsr-3595	18	166	university	university	PROPN
fsr-3595	18	167	•	•	PROPN
fsr-3595	18	168	miranda	miranda	PROPN
fsr-3595	18	169	reiter	reiter	PROPN
fsr-3595	18	170	,	,	PUNCT
fsr-3595	18	171	ph.d	ph.d	PROPN
fsr-3595	18	172	.	.	PROPN
fsr-3595	18	173	,	,	PUNCT
fsr-3595	18	174	cfp	cfp	PROPN
fsr-3595	18	175	®	®	PROPN
fsr-3595	18	176	,	,	PUNCT
fsr-3595	18	177	texas	texas	PROPN
fsr-3595	18	178	tech	tech	PROPN
fsr-3595	18	179	university	university	PROPN
fsr-3595	18	180	•	•	PROPN
fsr-3595	18	181	aman	aman	NOUN
fsr-3595	18	182	sunder	sunder	PROPN
fsr-3595	18	183	,	,	PUNCT
fsr-3595	18	184	ph.d	ph.d	PROPN
fsr-3595	18	185	.	.	PROPN
fsr-3595	18	186	,	,	PUNCT
fsr-3595	18	187	college	college	NOUN
fsr-3595	18	188	for	for	ADP
fsr-3595	18	189	financial	financial	ADJ
fsr-3595	18	190	planning	planning	NOUN
fsr-3595	18	191	•	•	NOUN
fsr-3595	18	192	kimberly	kimberly	NOUN
fsr-3595	18	193	watkins	watkins	PROPN
fsr-3595	18	194	,	,	PUNCT
fsr-3595	18	195	ph.d	ph.d	PROPN
fsr-3595	18	196	.	.	PROPN
fsr-3595	18	197	,	,	PUNCT
fsr-3595	18	198	university	university	PROPN
fsr-3595	18	199	of	of	ADP
fsr-3595	18	200	georgia	georgia	PROPN
fsr-3595	18	201	•	•	PROPN
fsr-3595	18	202	anne	anne	PROPN
fsr-3595	18	203	wenger	wenger	PROPN
fsr-3595	18	204	,	,	PUNCT
fsr-3595	18	205	ph.d	ph.d	PROPN
fsr-3595	18	206	.	.	PROPN
fsr-3595	18	207	,	,	PUNCT
fsr-3595	18	208	san	san	PROPN
fsr-3595	18	209	diego	diego	PROPN
fsr-3595	18	210	state	state	PROPN
fsr-3595	18	211	university	university	PROPN
fsr-3595	18	212	•	•	PROPN
fsr-3595	18	213	tansel	tansel	PROPN
fsr-3595	18	214	yilmazer	yilmazer	NOUN
fsr-3595	18	215	,	,	PUNCT
fsr-3595	18	216	ph.d	ph.d	PROPN
fsr-3595	18	217	.	.	PROPN
fsr-3595	18	218	,	,	PUNCT
fsr-3595	18	219	cfp	cfp	PROPN
fsr-3595	18	220	®	®	PROPN
fsr-3595	18	221	,	,	PUNCT
fsr-3595	18	222	the	the	DET
fsr-3595	18	223	ohio	ohio	PROPN
fsr-3595	18	224	state	state	PROPN
fsr-3595	18	225	university	university	PROPN
fsr-3595	18	226	the	the	DET
fsr-3595	18	227	editor	editor	NOUN
fsr-3595	18	228	of	of	ADP
fsr-3595	18	229	financial	financial	ADJ
fsr-3595	18	230	services	service	NOUN
fsr-3595	18	231	review	review	VERB
fsr-3595	18	232	wishes	wish	VERB
fsr-3595	18	233	to	to	PART
fsr-3595	18	234	thank	thank	VERB
fsr-3595	18	235	university	university	PROPN
fsr-3595	18	236	of	of	ADP
fsr-3595	18	237	georgia	georgia	PROPN
fsr-3595	18	238	for	for	ADP
fsr-3595	18	239	support	support	NOUN
fsr-3595	18	240	of	of	ADP
fsr-3595	18	241	the	the	DET
fsr-3595	18	242	journal	journal	PROPN
fsr-3595	18	243	financial	financial	PROPN
fsr-3595	18	244	services	service	NOUN
fsr-3595	18	245	review	review	NOUN
fsr-3595	18	246	(	(	PUNCT
fsr-3595	18	247	fsr	fsr	PROPN
fsr-3595	18	248	)	)	PUNCT
fsr-3595	18	249	is	be	AUX
fsr-3595	18	250	the	the	DET
fsr-3595	18	251	official	official	ADJ
fsr-3595	18	252	publication	publication	NOUN
fsr-3595	18	253	of	of	ADP
fsr-3595	18	254	the	the	DET
fsr-3595	18	255	academy	academy	NOUN
fsr-3595	18	256	of	of	ADP
fsr-3595	18	257	financial	financial	ADJ
fsr-3595	18	258	services	service	NOUN
fsr-3595	18	259	.	.	PUNCT
fsr-3595	19	1	it	it	PRON
fsr-3595	19	2	is	be	AUX
fsr-3595	19	3	a	a	DET
fsr-3595	19	4	diamond	diamond	NOUN
fsr-3595	19	5	open	open	ADJ
fsr-3595	19	6	access	access	NOUN
fsr-3595	19	7	journal	journal	NOUN
fsr-3595	19	8	which	which	PRON
fsr-3595	19	9	means	mean	VERB
fsr-3595	19	10	there	there	PRON
fsr-3595	19	11	are	be	VERB
fsr-3595	19	12	no	no	DET
fsr-3595	19	13	fees	fee	NOUN
fsr-3595	19	14	or	or	CCONJ
fsr-3595	19	15	restrictions	restriction	NOUN
fsr-3595	19	16	for	for	ADP
fsr-3595	19	17	access	access	NOUN
fsr-3595	19	18	to	to	ADP
fsr-3595	19	19	or	or	CCONJ
fsr-3595	19	20	submission	submission	NOUN
fsr-3595	19	21	of	of	ADP
fsr-3595	19	22	research	research	NOUN
fsr-3595	19	23	and	and	CCONJ
fsr-3595	19	24	no	no	DET
fsr-3595	19	25	article	article	NOUN
fsr-3595	19	26	processing	processing	NOUN
fsr-3595	19	27	fees	fee	NOUN
fsr-3595	19	28	if	if	SCONJ
fsr-3595	19	29	published	publish	VERB
fsr-3595	19	30	.	.	PUNCT
fsr-3595	20	1	the	the	DET
fsr-3595	20	2	purpose	purpose	NOUN
fsr-3595	20	3	of	of	ADP
fsr-3595	20	4	this	this	DET
fsr-3595	20	5	double	double	ADJ
fsr-3595	20	6	-	-	PUNCT
fsr-3595	20	7	blind	blind	ADJ
fsr-3595	20	8	peer	peer	NOUN
fsr-3595	20	9	-	-	PUNCT
fsr-3595	20	10	reviewed	review	VERB
fsr-3595	20	11	academic	academic	ADJ
fsr-3595	20	12	journal	journal	NOUN
fsr-3595	20	13	is	be	AUX
fsr-3595	20	14	to	to	PART
fsr-3595	20	15	encourage	encourage	VERB
fsr-3595	20	16	research	research	NOUN
fsr-3595	20	17	that	that	PRON
fsr-3595	20	18	examines	examine	VERB
fsr-3595	20	19	the	the	DET
fsr-3595	20	20	impact	impact	NOUN
fsr-3595	20	21	of	of	ADP
fsr-3595	20	22	financial	financial	ADJ
fsr-3595	20	23	issues	issue	NOUN
fsr-3595	20	24	on	on	ADP
fsr-3595	20	25	individuals	individual	NOUN
fsr-3595	20	26	.	.	PUNCT
fsr-3595	21	1	in	in	ADP
fsr-3595	21	2	contrast	contrast	NOUN
fsr-3595	21	3	to	to	ADP
fsr-3595	21	4	the	the	DET
fsr-3595	21	5	many	many	ADJ
fsr-3595	21	6	corporate	corporate	ADJ
fsr-3595	21	7	or	or	CCONJ
fsr-3595	21	8	institutional	institutional	ADJ
fsr-3595	21	9	journals	journal	NOUN
fsr-3595	21	10	that	that	PRON
fsr-3595	21	11	are	be	AUX
fsr-3595	21	12	available	available	ADJ
fsr-3595	21	13	in	in	ADP
fsr-3595	21	14	finance	finance	NOUN
fsr-3595	21	15	,	,	PUNCT
fsr-3595	21	16	the	the	DET
fsr-3595	21	17	focus	focus	NOUN
fsr-3595	21	18	of	of	ADP
fsr-3595	21	19	this	this	DET
fsr-3595	21	20	journal	journal	NOUN
fsr-3595	21	21	is	be	AUX
fsr-3595	21	22	on	on	ADP
fsr-3595	21	23	individual	individual	ADJ
fsr-3595	21	24	financial	financial	ADJ
fsr-3595	21	25	management	management	NOUN
fsr-3595	21	26	.	.	PUNCT
fsr-3595	22	1	fsr	fsr	PROPN
fsr-3595	22	2	provides	provide	VERB
fsr-3595	22	3	a	a	DET
fsr-3595	22	4	forum	forum	NOUN
fsr-3595	22	5	for	for	ADP
fsr-3595	22	6	those	those	PRON
fsr-3595	22	7	who	who	PRON
fsr-3595	22	8	are	be	AUX
fsr-3595	22	9	interested	interested	ADJ
fsr-3595	22	10	in	in	ADP
fsr-3595	22	11	the	the	DET
fsr-3595	22	12	individual	individual	ADJ
fsr-3595	22	13	perspective	perspective	NOUN
fsr-3595	22	14	on	on	ADP
fsr-3595	22	15	issues	issue	NOUN
fsr-3595	22	16	in	in	ADP
fsr-3595	22	17	the	the	DET
fsr-3595	22	18	areas	area	NOUN
fsr-3595	22	19	of	of	ADP
fsr-3595	22	20	financial	financial	ADJ
fsr-3595	22	21	planning	planning	NOUN
fsr-3595	22	22	,	,	PUNCT
fsr-3595	22	23	financial	financial	ADJ
fsr-3595	22	24	counseling	counseling	NOUN
fsr-3595	22	25	,	,	PUNCT
fsr-3595	22	26	financial	financial	ADJ
fsr-3595	22	27	literacy	literacy	NOUN
fsr-3595	22	28	,	,	PUNCT
fsr-3595	22	29	banking	banking	NOUN
fsr-3595	22	30	/	/	SYM
fsr-3595	22	31	banking	banking	NOUN
fsr-3595	22	32	services	service	NOUN
fsr-3595	22	33	,	,	PUNCT
fsr-3595	22	34	education	education	NOUN
fsr-3595	22	35	in	in	ADP
fsr-3595	22	36	financial	financial	ADJ
fsr-3595	22	37	services	service	NOUN
fsr-3595	22	38	,	,	PUNCT
fsr-3595	22	39	employee	employee	NOUN
fsr-3595	22	40	benefits	benefit	NOUN
fsr-3595	22	41	,	,	PUNCT
fsr-3595	22	42	estate	estate	NOUN
fsr-3595	22	43	and	and	CCONJ
fsr-3595	22	44	tax	tax	NOUN
fsr-3595	22	45	planning	planning	NOUN
fsr-3595	22	46	,	,	PUNCT
fsr-3595	22	47	insurance	insurance	NOUN
fsr-3595	22	48	planning	planning	NOUN
fsr-3595	22	49	,	,	PUNCT
fsr-3595	22	50	investments	investment	NOUN
fsr-3595	22	51	,	,	PUNCT
fsr-3595	22	52	mutual	mutual	ADJ
fsr-3595	22	53	funds	fund	NOUN
fsr-3595	22	54	,	,	PUNCT
fsr-3595	22	55	non	non	ADJ
fsr-3595	22	56	-	-	ADJ
fsr-3595	22	57	bank	bank	ADJ
fsr-3595	22	58	financial	financial	ADJ
fsr-3595	22	59	institutions	institution	NOUN
fsr-3595	22	60	,	,	PUNCT
fsr-3595	22	61	pension	pension	NOUN
fsr-3595	22	62	and	and	CCONJ
fsr-3595	22	63	retirement	retirement	NOUN
fsr-3595	22	64	,	,	PUNCT
fsr-3595	22	65	planning	planning	NOUN
fsr-3595	22	66	,	,	PUNCT
fsr-3595	22	67	and	and	CCONJ
fsr-3595	22	68	real	real	ADJ
fsr-3595	22	69	estate	estate	NOUN
fsr-3595	22	70	.	.	PUNCT
fsr-3595	23	1	while	while	SCONJ
fsr-3595	23	2	the	the	DET
fsr-3595	23	3	annual	annual	ADJ
fsr-3595	23	4	meeting	meeting	NOUN
fsr-3595	23	5	held	hold	VERB
fsr-3595	23	6	each	each	DET
fsr-3595	23	7	fall	fall	NOUN
fsr-3595	23	8	provides	provide	VERB
fsr-3595	23	9	an	an	DET
fsr-3595	23	10	opportunity	opportunity	NOUN
fsr-3595	23	11	to	to	PART
fsr-3595	23	12	discuss	discuss	VERB
fsr-3595	23	13	and	and	CCONJ
fsr-3595	23	14	present	present	VERB
fsr-3595	23	15	these	these	DET
fsr-3595	23	16	topics	topic	NOUN
fsr-3595	23	17	to	to	ADP
fsr-3595	23	18	colleagues	colleague	NOUN
fsr-3595	23	19	,	,	PUNCT
fsr-3595	23	20	the	the	DET
fsr-3595	23	21	journal	journal	NOUN
fsr-3595	23	22	allows	allow	VERB
fsr-3595	23	23	a	a	DET
fsr-3595	23	24	much	much	ADV
fsr-3595	23	25	wider	wide	ADJ
fsr-3595	23	26	audience	audience	NOUN
fsr-3595	23	27	of	of	ADP
fsr-3595	23	28	those	those	PRON
fsr-3595	23	29	interested	interested	ADJ
fsr-3595	23	30	in	in	ADP
fsr-3595	23	31	this	this	DET
fsr-3595	23	32	subject	subject	NOUN
fsr-3595	23	33	matter	matter	NOUN
fsr-3595	23	34	.	.	PUNCT
fsr-3595	24	1	to	to	PART
fsr-3595	24	2	encourage	encourage	VERB
fsr-3595	24	3	the	the	DET
fsr-3595	24	4	development	development	NOUN
fsr-3595	24	5	of	of	ADP
fsr-3595	24	6	curricula	curricula	NOUN
fsr-3595	24	7	in	in	ADP
fsr-3595	24	8	financial	financial	ADJ
fsr-3595	24	9	services	service	NOUN
fsr-3595	24	10	at	at	ADP
fsr-3595	24	11	the	the	DET
fsr-3595	24	12	university	university	NOUN
fsr-3595	24	13	level	level	NOUN
fsr-3595	24	14	,	,	PUNCT
fsr-3595	24	15	appropriate	appropriate	ADJ
fsr-3595	24	16	pedagogical	pedagogical	ADJ
fsr-3595	24	17	papers	paper	NOUN
fsr-3595	24	18	are	be	AUX
fsr-3595	24	19	accepted	accept	VERB
fsr-3595	24	20	for	for	ADP
fsr-3595	24	21	publication	publication	NOUN
fsr-3595	24	22	.	.	PUNCT
fsr-3595	25	1	manuscripts	manuscript	NOUN
fsr-3595	25	2	are	be	AUX
fsr-3595	25	3	encouraged	encourage	VERB
fsr-3595	25	4	that	that	SCONJ
fsr-3595	25	5	present	present	ADJ
fsr-3595	25	6	ideas	idea	NOUN
fsr-3595	25	7	about	about	ADP
fsr-3595	25	8	appropriate	appropriate	ADJ
fsr-3595	25	9	content	content	NOUN
fsr-3595	25	10	,	,	PUNCT
fsr-3595	25	11	methods	method	NOUN
fsr-3595	25	12	of	of	ADP
fsr-3595	25	13	teaching	teaching	NOUN
fsr-3595	25	14	,	,	PUNCT
fsr-3595	25	15	and	and	CCONJ
fsr-3595	25	16	materials	material	NOUN
fsr-3595	25	17	.	.	PUNCT
fsr-3595	26	1	contributions	contribution	NOUN
fsr-3595	26	2	from	from	ADP
fsr-3595	26	3	practitioners	practitioner	NOUN
fsr-3595	26	4	who	who	PRON
fsr-3595	26	5	are	be	AUX
fsr-3595	26	6	actively	actively	ADV
fsr-3595	26	7	involved	involve	VERB
fsr-3595	26	8	in	in	ADP
fsr-3595	26	9	financial	financial	ADJ
fsr-3595	26	10	planning	planning	NOUN
fsr-3595	26	11	,	,	PUNCT
fsr-3595	26	12	financial	financial	ADJ
fsr-3595	26	13	services	service	NOUN
fsr-3595	26	14	,	,	PUNCT
fsr-3595	26	15	and	and	CCONJ
fsr-3595	26	16	professional	professional	ADJ
fsr-3595	26	17	associations	association	NOUN
fsr-3595	26	18	are	be	AUX
fsr-3595	26	19	also	also	ADV
fsr-3595	26	20	encouraged	encourage	VERB
fsr-3595	26	21	.	.	PUNCT
fsr-3595	27	1	while	while	SCONJ
fsr-3595	27	2	the	the	DET
fsr-3595	27	3	primary	primary	ADJ
fsr-3595	27	4	purpose	purpose	NOUN
fsr-3595	27	5	of	of	ADP
fsr-3595	27	6	this	this	DET
fsr-3595	27	7	journal	journal	NOUN
fsr-3595	27	8	is	be	AUX
fsr-3595	27	9	the	the	DET
fsr-3595	27	10	publication	publication	NOUN
fsr-3595	27	11	of	of	ADP
fsr-3595	27	12	traditional	traditional	ADJ
fsr-3595	27	13	academic	academic	ADJ
fsr-3595	27	14	empirical	empirical	ADJ
fsr-3595	27	15	research	research	NOUN
fsr-3595	27	16	,	,	PUNCT
fsr-3595	27	17	the	the	DET
fsr-3595	27	18	academy	academy	NOUN
fsr-3595	27	19	believes	believe	VERB
fsr-3595	27	20	that	that	SCONJ
fsr-3595	27	21	it	it	PRON
fsr-3595	27	22	is	be	AUX
fsr-3595	27	23	important	important	ADJ
fsr-3595	27	24	to	to	PART
fsr-3595	27	25	encourage	encourage	VERB
fsr-3595	27	26	the	the	DET
fsr-3595	27	27	cross	cross	ADJ
fsr-3595	27	28	fertilization	fertilization	NOUN
fsr-3595	27	29	of	of	ADP
fsr-3595	27	30	ideas	idea	NOUN
fsr-3595	27	31	and	and	CCONJ
fsr-3595	27	32	an	an	DET
fsr-3595	27	33	exchange	exchange	NOUN
fsr-3595	27	34	of	of	ADP
fsr-3595	27	35	information	information	NOUN
fsr-3595	27	36	of	of	ADP
fsr-3595	27	37	interest	interest	NOUN
fsr-3595	27	38	to	to	ADP
fsr-3595	27	39	both	both	DET
fsr-3595	27	40	academicians	academician	NOUN
fsr-3595	27	41	and	and	CCONJ
fsr-3595	27	42	practitioners	practitioner	NOUN
fsr-3595	27	43	.	.	PUNCT
fsr-3595	28	1	thus	thus	ADV
fsr-3595	28	2	,	,	PUNCT
fsr-3595	28	3	the	the	DET
fsr-3595	28	4	editor	editor	NOUN
fsr-3595	28	5	seeks	seek	VERB
fsr-3595	28	6	manuscripts	manuscript	NOUN
fsr-3595	28	7	from	from	ADP
fsr-3595	28	8	practitioners	practitioner	NOUN
fsr-3595	28	9	that	that	PRON
fsr-3595	28	10	present	present	VERB
fsr-3595	28	11	innovative	innovative	ADJ
fsr-3595	28	12	ideas	idea	NOUN
fsr-3595	28	13	and	and	CCONJ
fsr-3595	28	14	new	new	ADJ
fsr-3595	28	15	information	information	NOUN
fsr-3595	28	16	in	in	ADP
fsr-3595	28	17	financial	financial	ADJ
fsr-3595	28	18	planning	planning	NOUN
fsr-3595	28	19	and	and	CCONJ
fsr-3595	28	20	services	service	NOUN
fsr-3595	28	21	or	or	CCONJ
fsr-3595	28	22	suggest	suggest	VERB
fsr-3595	28	23	new	new	ADJ
fsr-3595	28	24	avenues	avenue	NOUN
fsr-3595	28	25	of	of	ADP
fsr-3595	28	26	research	research	NOUN
fsr-3595	28	27	for	for	ADP
fsr-3595	28	28	academics	academic	NOUN
fsr-3595	28	29	.	.	PUNCT
fsr-3595	29	1	this	this	DET
fsr-3595	29	2	work	work	NOUN
fsr-3595	29	3	is	be	AUX
fsr-3595	29	4	licensed	license	VERB
fsr-3595	29	5	under	under	ADP
fsr-3595	29	6	a	a	DET
fsr-3595	29	7	creative	creative	ADJ
fsr-3595	29	8	commons	common	NOUN
fsr-3595	29	9	attribution	attribution	NOUN
fsr-3595	29	10	-	-	PUNCT
fsr-3595	29	11	noncommercial	noncommercial	ADJ
fsr-3595	29	12	4.0	4.0	NUM
fsr-3595	29	13	international	international	ADJ
fsr-3595	29	14	license	license	NOUN
fsr-3595	29	15	.	.	PUNCT
fsr-3595	30	1	author(s	author(s	NOUN
fsr-3595	30	2	)	)	PUNCT
fsr-3595	30	3	retain	retain	VERB
fsr-3595	30	4	copyright	copyright	NOUN
fsr-3595	30	5	and	and	CCONJ
fsr-3595	30	6	grant	grant	VERB
fsr-3595	30	7	the	the	DET
fsr-3595	30	8	journal	journal	NOUN
fsr-3595	30	9	right	right	ADV
fsr-3595	30	10	of	of	ADP
fsr-3595	30	11	first	first	ADJ
fsr-3595	30	12	publication	publication	NOUN
fsr-3595	30	13	with	with	ADP
fsr-3595	30	14	the	the	DET
fsr-3595	30	15	work	work	NOUN
fsr-3595	30	16	simultaneously	simultaneously	ADV
fsr-3595	30	17	licensed	license	VERB
fsr-3595	30	18	under	under	ADP
fsr-3595	30	19	a	a	DET
fsr-3595	30	20	creative	creative	ADJ
fsr-3595	30	21	commons	common	NOUN
fsr-3595	30	22	attribution	attribution	NOUN
fsr-3595	30	23	-	-	PUNCT
fsr-3595	30	24	noncommercial	noncommercial	ADJ
fsr-3595	30	25	4.0	4.0	NUM
fsr-3595	30	26	international	international	ADJ
fsr-3595	30	27	license	license	NOUN
fsr-3595	30	28	that	that	PRON
fsr-3595	30	29	allows	allow	VERB
fsr-3595	30	30	to	to	PART
fsr-3595	30	31	share	share	VERB
fsr-3595	30	32	the	the	DET
fsr-3595	30	33	work	work	NOUN
fsr-3595	30	34	with	with	ADP
fsr-3595	30	35	an	an	DET
fsr-3595	30	36	acknowledgment	acknowledgment	NOUN
fsr-3595	30	37	of	of	ADP
fsr-3595	30	38	the	the	DET
fsr-3595	30	39	work	work	NOUN
fsr-3595	30	40	's	's	PART
fsr-3595	30	41	authorship	authorship	NOUN
fsr-3595	30	42	and	and	CCONJ
fsr-3595	30	43	initial	initial	ADJ
fsr-3595	30	44	publication	publication	NOUN
fsr-3595	30	45	in	in	ADP
fsr-3595	30	46	this	this	DET
fsr-3595	30	47	journal	journal	NOUN
fsr-3595	30	48	.	.	PUNCT
fsr-3595	31	1	this	this	DET
fsr-3595	31	2	license	license	NOUN
fsr-3595	31	3	allows	allow	VERB
fsr-3595	31	4	the	the	DET
fsr-3595	31	5	author	author	NOUN
fsr-3595	31	6	to	to	ADP
fsr-3595	31	7	remix	remix	NOUN
fsr-3595	31	8	,	,	PUNCT
fsr-3595	31	9	tweak	tweak	NOUN
fsr-3595	31	10	,	,	PUNCT
fsr-3595	31	11	and	and	CCONJ
fsr-3595	31	12	build	build	VERB
fsr-3595	31	13	upon	upon	SCONJ
fsr-3595	31	14	the	the	DET
fsr-3595	31	15	original	original	ADJ
fsr-3595	31	16	work	work	NOUN
fsr-3595	31	17	non	non	ADJ
fsr-3595	31	18	-	-	ADJ
fsr-3595	31	19	commercially	commercially	ADV
fsr-3595	31	20	.	.	PUNCT
fsr-3595	32	1	the	the	DET
fsr-3595	32	2	new	new	PROPN
fsr-3595	32	3	work(s	work(s	PROPN
fsr-3595	32	4	)	)	PUNCT
fsr-3595	32	5	must	must	AUX
fsr-3595	32	6	be	be	AUX
fsr-3595	32	7	non	non	ADJ
fsr-3595	32	8	-	-	ADJ
fsr-3595	32	9	commercial	commercial	ADJ
fsr-3595	32	10	and	and	CCONJ
fsr-3595	32	11	acknowledge	acknowledge	VERB
fsr-3595	32	12	the	the	DET
fsr-3595	32	13	original	original	ADJ
fsr-3595	32	14	work	work	NOUN
fsr-3595	32	15	.	.	PUNCT
fsr-3595	33	1	https://www.lib.sfu.ca/help/publish/scholarly-publishing/radical-access/open-access-colour-classifications	https://www.lib.sfu.ca/help/publish/scholarly-publishing/radical-access/open-access-colour-classification	NOUN
fsr-3595	33	2	https://creativecommons.org/licenses/by-nc/4.0/	https://creativecommons.org/licenses/by-nc/4.0/	ADP
fsr-3595	33	3	https://creativecommons.org/licenses/by-nc/4.0/	https://creativecommons.org/licenses/by-nc/4.0/	INTJ
fsr-3595	33	4	https://creativecommons.org/licenses/by-nc/4.0/	https://creativecommons.org/licenses/by-nc/4.0/	NOUN