id	sid	tid	token	lemma	pos
fsr-3675	1	1	pii	pii	PROPN
fsr-3675	1	2	:	:	PUNCT
fsr-3675	1	3	1057	1057	NUM
fsr-3675	1	4	-	-	SYM
fsr-3675	1	5	0810(91)90026	0810(91)90026	NUM
fsr-3675	1	6	-	-	PUNCT
fsr-3675	1	7	u	u	NOUN
fsr-3675	1	8	financial	financial	PROPN
fsr-3675	1	9	services	service	NOUN
fsr-3675	1	10	review	review	NOUN
fsr-3675	1	11	,	,	PUNCT
fsr-3675	1	12	i(2	i(2	PROPN
fsr-3675	1	13	):	):	PUNCT
fsr-3675	1	14	87	87	NUM
fsr-3675	1	15	-	-	SYM
fsr-3675	1	16	99	99	NUM
fsr-3675	1	17	copyright	copyright	NOUN
fsr-3675	1	18	0	0	NUM
fsr-3675	1	19	1991	1991	NUM
fsr-3675	1	20	by	by	ADP
fsr-3675	1	21	jai	jai	PROPN
fsr-3675	1	22	press	press	PROPN
fsr-3675	1	23	inc	inc	PROPN
fsr-3675	1	24	.	.	PROPN
fsr-3675	1	25	issn	issn	PROPN
fsr-3675	1	26	:	:	PUNCT
fsr-3675	1	27	1057	1057	NUM
fsr-3675	1	28	-	-	SYM
fsr-3675	1	29	0810	0810	NUM
fsr-3675	1	30	all	all	DET
fsr-3675	1	31	rights	right	NOUN
fsr-3675	1	32	of	of	ADP
fsr-3675	1	33	reproduction	reproduction	NOUN
fsr-3675	1	34	in	in	ADP
fsr-3675	1	35	any	any	DET
fsr-3675	1	36	form	form	NOUN
fsr-3675	1	37	reserved	reserve	VERB
fsr-3675	1	38	.	.	PUNCT
fsr-3675	2	1	personal	personal	ADJ
fsr-3675	2	2	financial	financial	ADJ
fsr-3675	2	3	planning	planning	NOUN
fsr-3675	2	4	and	and	CCONJ
fsr-3675	2	5	the	the	DET
fsr-3675	2	6	allocation	allocation	NOUN
fsr-3675	2	7	of	of	ADP
fsr-3675	2	8	disposable	disposable	ADJ
fsr-3675	2	9	wealth	wealth	NOUN
fsr-3675	2	10	amy	amy	PROPN
fsr-3675	3	1	v.	v.	ADP
fsr-3675	3	2	puelz	puelz	PROPN
fsr-3675	3	3	robert	robert	PROPN
fsr-3675	3	4	puelz	puelz	PROPN
fsr-3675	3	5	in	in	ADP
fsr-3675	3	6	the	the	DET
fsr-3675	3	7	process	process	NOUN
fsr-3675	3	8	ofpersonalfinancial	ofpersonalfinancial	ADJ
fsr-3675	3	9	planning	planning	NOUN
fsr-3675	3	10	individuals	individual	NOUN
fsr-3675	3	11	are	be	AUX
fsr-3675	3	12	confronted	confront	VERB
fsr-3675	3	13	with	with	ADP
fsr-3675	3	14	a	a	DET
fsr-3675	3	15	time	time	NOUN
fsr-3675	3	16	dependent	dependent	ADJ
fsr-3675	3	17	wealth	wealth	NOUN
fsr-3675	3	18	allocation	allocation	NOUN
fsr-3675	3	19	problem	problem	NOUN
fsr-3675	3	20	.	.	PUNCT
fsr-3675	4	1	oftentimes	oftentime	VERB
fsr-3675	4	2	the	the	DET
fsr-3675	4	3	solution	solution	NOUN
fsr-3675	4	4	involves	involve	VERB
fsr-3675	4	5	selectingjnancial	selectingjnancial	ADJ
fsr-3675	4	6	products	product	NOUN
fsr-3675	4	7	based	base	VERB
fsr-3675	4	8	on	on	ADP
fsr-3675	4	9	objective	objective	ADJ
fsr-3675	4	10	criteria	criterion	NOUN
fsr-3675	4	11	,	,	PUNCT
fsr-3675	4	12	for	for	ADP
fsr-3675	4	13	example	example	NOUN
fsr-3675	4	14	,	,	PUNCT
fsr-3675	4	15	product	product	NOUN
fsr-3675	4	16	cost	cost	NOUN
fsr-3675	4	17	and	and	CCONJ
fsr-3675	4	18	expected	expect	VERB
fsr-3675	4	19	return	return	NOUN
fsr-3675	4	20	.	.	PUNCT
fsr-3675	5	1	while	while	SCONJ
fsr-3675	5	2	objective	objective	ADJ
fsr-3675	5	3	criteria	criterion	NOUN
fsr-3675	5	4	are	be	AUX
fsr-3675	5	5	important	important	ADJ
fsr-3675	5	6	to	to	ADP
fsr-3675	5	7	the	the	DET
fsr-3675	5	8	selection	selection	NOUN
fsr-3675	5	9	process	process	NOUN
fsr-3675	5	10	,	,	PUNCT
fsr-3675	5	11	an	an	DET
fsr-3675	5	12	individual	individual	NOUN
fsr-3675	5	13	’s	’s	PART
fsr-3675	5	14	subjective	subjective	ADJ
fsr-3675	5	15	valuation	valuation	NOUN
fsr-3675	5	16	of	of	ADP
fsr-3675	5	17	all	all	DET
fsr-3675	5	18	criteria	criterion	NOUN
fsr-3675	5	19	,	,	PUNCT
fsr-3675	5	20	objective	objective	ADJ
fsr-3675	5	21	and	and	CCONJ
fsr-3675	5	22	subjective	subjective	ADJ
fsr-3675	5	23	,	,	PUNCT
fsr-3675	5	24	relevant	relevant	ADJ
fsr-3675	5	25	to	to	ADP
fsr-3675	5	26	the	the	DET
fsr-3675	5	27	decision	decision	NOUN
fsr-3675	5	28	plays	play	VERB
fsr-3675	5	29	the	the	DET
fsr-3675	5	30	crucial	crucial	ADJ
fsr-3675	5	31	role	role	NOUN
fsr-3675	5	32	.	.	PUNCT
fsr-3675	6	1	a	a	DET
fsr-3675	6	2	goal	goal	NOUN
fsr-3675	6	3	programming	programming	NOUN
fsr-3675	6	4	model	model	NOUN
fsr-3675	6	5	parameterized	parameterize	VERB
fsr-3675	6	6	by	by	ADP
fsr-3675	6	7	the	the	DET
fsr-3675	6	8	analytical	analytical	ADJ
fsr-3675	6	9	hierarchy	hierarchy	NOUN
fsr-3675	6	10	process	process	NOUN
fsr-3675	6	11	is	be	AUX
fsr-3675	6	12	presented	present	VERB
fsr-3675	6	13	to	to	PART
fsr-3675	6	14	determine	determine	VERB
fsr-3675	6	15	the	the	DET
fsr-3675	6	16	allocation	allocation	NOUN
fsr-3675	6	17	of	of	ADP
fsr-3675	6	18	an	an	DET
fsr-3675	6	19	individual	individual	ADJ
fsr-3675	6	20	5	5	NUM
fsr-3675	6	21	disposable	disposable	ADJ
fsr-3675	6	22	wealth	wealth	NOUN
fsr-3675	6	23	to	to	PART
fsr-3675	6	24	present	present	VERB
fsr-3675	6	25	andfiture	andfiture	NOUN
fsr-3675	6	26	consumption	consumption	NOUN
fsr-3675	6	27	bundles	bundle	NOUN
fsr-3675	6	28	and	and	CCONJ
fsr-3675	6	29	investable	investable	ADJ
fsr-3675	6	30	assets	asset	NOUN
fsr-3675	6	31	,	,	PUNCT
fsr-3675	6	32	conditional	conditional	ADJ
fsr-3675	6	33	on	on	ADP
fsr-3675	6	34	the	the	DET
fsr-3675	6	35	preference	preference	NOUN
fsr-3675	6	36	ordering	ordering	NOUN
fsr-3675	6	37	of	of	ADP
fsr-3675	6	38	the	the	DET
fsr-3675	6	39	individual	individual	NOUN
fsr-3675	6	40	.	.	PUNCT
fsr-3675	7	1	the	the	DET
fsr-3675	7	2	personal	personal	ADJ
fsr-3675	7	3	financial	financial	ADJ
fsr-3675	7	4	planning	planning	NOUN
fsr-3675	7	5	process	process	NOUN
fsr-3675	7	6	has	have	AUX
fsr-3675	7	7	in	in	ADP
fsr-3675	7	8	recent	recent	ADJ
fsr-3675	7	9	years	year	NOUN
fsr-3675	7	10	increased	increase	VERB
fsr-3675	7	11	in	in	ADP
fsr-3675	7	12	complexity	complexity	NOUN
fsr-3675	7	13	,	,	PUNCT
fsr-3675	7	14	requiring	require	VERB
fsr-3675	7	15	individuals	individual	NOUN
fsr-3675	7	16	to	to	PART
fsr-3675	7	17	seek	seek	VERB
fsr-3675	7	18	outside	outside	ADJ
fsr-3675	7	19	assistance	assistance	NOUN
fsr-3675	7	20	in	in	ADP
fsr-3675	7	21	developing	develop	VERB
fsr-3675	7	22	a	a	DET
fsr-3675	7	23	plan	plan	NOUN
fsr-3675	7	24	for	for	ADP
fsr-3675	7	25	their	their	PRON
fsr-3675	7	26	financial	financial	ADJ
fsr-3675	7	27	needs	need	NOUN
fsr-3675	7	28	(	(	PUNCT
fsr-3675	7	29	cooper	cooper	NOUN
fsr-3675	7	30	and	and	CCONJ
fsr-3675	7	31	ulivi	ulivi	NOUN
fsr-3675	7	32	,	,	PUNCT
fsr-3675	7	33	1983	1983	NUM
fsr-3675	7	34	)	)	PUNCT
fsr-3675	7	35	.	.	PUNCT
fsr-3675	8	1	yet	yet	ADV
fsr-3675	8	2	,	,	PUNCT
fsr-3675	8	3	to	to	ADP
fsr-3675	8	4	date	date	NOUN
fsr-3675	8	5	there	there	PRON
fsr-3675	8	6	has	have	AUX
fsr-3675	8	7	been	be	AUX
fsr-3675	8	8	relatively	relatively	ADV
fsr-3675	8	9	little	little	ADJ
fsr-3675	8	10	rigorous	rigorous	ADJ
fsr-3675	8	11	academic	academic	ADJ
fsr-3675	8	12	research	research	NOUN
fsr-3675	8	13	addressing	address	VERB
fsr-3675	8	14	the	the	DET
fsr-3675	8	15	personal	personal	ADJ
fsr-3675	8	16	financial	financial	ADJ
fsr-3675	8	17	planning	planning	NOUN
fsr-3675	8	18	func	func	NOUN
fsr-3675	8	19	tion	tion	NOUN
fsr-3675	8	20	.	.	PUNCT
fsr-3675	9	1	1	1	NUM
fsr-3675	9	2	one	one	NUM
fsr-3675	9	3	important	important	ADJ
fsr-3675	9	4	dimension	dimension	NOUN
fsr-3675	9	5	of	of	ADP
fsr-3675	9	6	personal	personal	ADJ
fsr-3675	9	7	financial	financial	ADJ
fsr-3675	9	8	planning	planning	NOUN
fsr-3675	9	9	involves	involve	VERB
fsr-3675	9	10	the	the	DET
fsr-3675	9	11	alloca	alloca	PROPN
fsr-3675	9	12	tion	tion	NOUN
fsr-3675	9	13	of	of	ADP
fsr-3675	9	14	an	an	DET
fsr-3675	9	15	individual	individual	NOUN
fsr-3675	9	16	’s	’s	PART
fsr-3675	9	17	disposable	disposable	ADJ
fsr-3675	9	18	wealth	wealth	NOUN
fsr-3675	9	19	to	to	ADP
fsr-3675	9	20	investable	investable	ADJ
fsr-3675	9	21	assets	asset	NOUN
fsr-3675	9	22	,	,	PUNCT
fsr-3675	9	23	and	and	CCONJ
fsr-3675	9	24	present	present	ADJ
fsr-3675	9	25	and	and	CCONJ
fsr-3675	9	26	future	future	ADJ
fsr-3675	9	27	consumption	consumption	NOUN
fsr-3675	9	28	bundles	bundle	NOUN
fsr-3675	9	29	.	.	PUNCT
fsr-3675	10	1	the	the	DET
fsr-3675	10	2	process	process	NOUN
fsr-3675	10	3	of	of	ADP
fsr-3675	10	4	personal	personal	ADJ
fsr-3675	10	5	financial	financial	ADJ
fsr-3675	10	6	planning	planning	NOUN
fsr-3675	10	7	,	,	PUNCT
fsr-3675	10	8	most	most	ADV
fsr-3675	10	9	often	often	ADV
fsr-3675	10	10	undertaken	undertake	VERB
fsr-3675	10	11	with	with	ADP
fsr-3675	10	12	the	the	DET
fsr-3675	10	13	counsel	counsel	NOUN
fsr-3675	10	14	of	of	ADP
fsr-3675	10	15	a	a	DET
fsr-3675	10	16	financial	financial	ADJ
fsr-3675	10	17	planner	planner	NOUN
fsr-3675	10	18	,	,	PUNCT
fsr-3675	10	19	involves	involve	VERB
fsr-3675	10	20	an	an	DET
fsr-3675	10	21	individual	individual	ADJ
fsr-3675	10	22	making	make	VERB
fsr-3675	10	23	subjective	subjective	ADJ
fsr-3675	10	24	assessments	assessment	NOUN
fsr-3675	10	25	with	with	ADP
fsr-3675	10	26	regard	regard	NOUN
fsr-3675	10	27	to	to	ADP
fsr-3675	10	28	the	the	DET
fsr-3675	10	29	risk	risk	NOUN
fsr-3675	10	30	and	and	CCONJ
fsr-3675	10	31	expected	expect	VERB
fsr-3675	10	32	return	return	NOUN
fsr-3675	10	33	of	of	ADP
fsr-3675	10	34	alternative	alternative	ADJ
fsr-3675	10	35	assets	asset	NOUN
fsr-3675	10	36	,	,	PUNCT
fsr-3675	10	37	and	and	CCONJ
fsr-3675	10	38	consumption	consumption	NOUN
fsr-3675	10	39	preferences	preference	NOUN
fsr-3675	10	40	.	.	PUNCT
fsr-3675	11	1	for	for	ADP
fsr-3675	11	2	example	example	NOUN
fsr-3675	11	3	,	,	PUNCT
fsr-3675	11	4	a	a	DET
fsr-3675	11	5	commonly	commonly	ADV
fsr-3675	11	6	used	use	VERB
fsr-3675	11	7	tool	tool	NOUN
fsr-3675	11	8	by	by	ADP
fsr-3675	11	9	financial	financial	ADJ
fsr-3675	11	10	planners	planner	NOUN
fsr-3675	11	11	is	be	AUX
fsr-3675	11	12	a	a	DET
fsr-3675	11	13	risk	risk	NOUN
fsr-3675	11	14	profile	profile	NOUN
fsr-3675	11	15	evaluation	evaluation	NOUN
fsr-3675	11	16	which	which	PRON
fsr-3675	11	17	crudely	crudely	ADV
fsr-3675	11	18	gauges	gauge	VERB
fsr-3675	11	19	an	an	DET
fsr-3675	11	20	individual	individual	NOUN
fsr-3675	11	21	’s	’s	PART
fsr-3675	11	22	level	level	NOUN
fsr-3675	11	23	of	of	ADP
fsr-3675	11	24	risk	risk	NOUN
fsr-3675	11	25	tolerance	tolerance	NOUN
fsr-3675	11	26	.	.	PUNCT
fsr-3675	12	1	in	in	ADP
fsr-3675	12	2	the	the	DET
fsr-3675	12	3	personal	personal	ADJ
fsr-3675	12	4	financial	financial	ADJ
fsr-3675	12	5	planning	planning	NOUN
fsr-3675	12	6	literature	literature	NOUN
fsr-3675	12	7	,	,	PUNCT
fsr-3675	12	8	however	however	ADV
fsr-3675	12	9	,	,	PUNCT
fsr-3675	12	10	there	there	PRON
fsr-3675	12	11	is	be	VERB
fsr-3675	12	12	no	no	DET
fsr-3675	12	13	decision	decision	NOUN
fsr-3675	12	14	model	model	NOUN
fsr-3675	12	15	that	that	PRON
fsr-3675	12	16	fully	fully	ADV
fsr-3675	12	17	integrates	integrate	VERB
fsr-3675	12	18	an	an	DET
fsr-3675	12	19	individual	individual	NOUN
fsr-3675	12	20	’s	’s	PART
fsr-3675	12	21	subjective	subjective	ADJ
fsr-3675	12	22	valuation	valuation	NOUN
fsr-3675	12	23	of	of	ADP
fsr-3675	12	24	all	all	DET
fsr-3675	12	25	amy	amy	PROPN
fsr-3675	12	26	v.	v.	ADP
fsr-3675	12	27	puelz	puelz	PROPN
fsr-3675	12	28	and	and	CCONJ
fsr-3675	12	29	robert	robert	PROPN
fsr-3675	12	30	puelz	puelz	PROPN
fsr-3675	12	31	l	l	PROPN
fsr-3675	12	32	department	department	PROPN
fsr-3675	12	33	of	of	ADP
fsr-3675	12	34	management	management	NOUN
fsr-3675	12	35	information	information	NOUN
fsr-3675	12	36	systems	system	NOUN
fsr-3675	12	37	and	and	CCONJ
fsr-3675	12	38	decision	decision	NOUN
fsr-3675	12	39	sciences	science	NOUN
fsr-3675	12	40	,	,	PUNCT
fsr-3675	12	41	and	and	CCONJ
fsr-3675	12	42	department	department	NOUN
fsr-3675	12	43	of	of	ADP
fsr-3675	12	44	finance	finance	NOUN
fsr-3675	12	45	,	,	PUNCT
fsr-3675	12	46	insurance	insurance	NOUN
fsr-3675	12	47	,	,	PUNCT
fsr-3675	12	48	and	and	CCONJ
fsr-3675	12	49	real	real	ADJ
fsr-3675	12	50	estate	estate	NOUN
fsr-3675	12	51	,	,	PUNCT
fsr-3675	12	52	fogelman	fogelman	ADJ
fsr-3675	12	53	college	college	PROPN
fsr-3675	12	54	of	of	ADP
fsr-3675	12	55	business	business	NOUN
fsr-3675	12	56	and	and	CCONJ
fsr-3675	12	57	economics	economic	NOUN
fsr-3675	12	58	,	,	PUNCT
fsr-3675	12	59	memphis	memphis	PROPN
fsr-3675	12	60	state	state	PROPN
fsr-3675	12	61	university	university	PROPN
fsr-3675	12	62	,	,	PUNCT
fsr-3675	12	63	memphis	memphis	PROPN
fsr-3675	12	64	,	,	PUNCT
fsr-3675	12	65	tn	tn	PROPN
fsr-3675	12	66	38	38	NUM
fsr-3675	12	67	152	152	NUM
fsr-3675	12	68	.	.	PUNCT
fsr-3675	13	1	88	88	NUM
fsr-3675	13	2	financial	financial	ADJ
fsr-3675	13	3	services	service	NOUN
fsr-3675	13	4	review	review	NOUN
fsr-3675	13	5	,	,	PUNCT
fsr-3675	13	6	l(2	l(2	PROPN
fsr-3675	13	7	)	)	PUNCT
fsr-3675	13	8	1991	1991	NUM
fsr-3675	13	9	ob.jectives	ob.jective	NOUN
fsr-3675	13	10	and	and	CCONJ
fsr-3675	13	11	constraints	constraint	VERB
fsr-3675	13	12	relevant	relevant	ADJ
fsr-3675	13	13	to	to	ADP
fsr-3675	13	14	this	this	DET
fsr-3675	13	15	time	time	NOUN
fsr-3675	13	16	dependent	dependent	ADJ
fsr-3675	13	17	wealth	wealth	NOUN
fsr-3675	13	18	allocation	allocation	NOUN
fsr-3675	13	19	problem	problem	NOUN
fsr-3675	13	20	.	.	PUNCT
fsr-3675	14	1	this	this	DET
fsr-3675	14	2	paper	paper	NOUN
fsr-3675	14	3	posits	posit	NOUN
fsr-3675	14	4	such	such	DET
fsr-3675	14	5	a	a	DET
fsr-3675	14	6	decision	decision	NOUN
fsr-3675	14	7	paradigm	paradigm	NOUN
fsr-3675	14	8	.	.	PUNCT
fsr-3675	15	1	we	we	PRON
fsr-3675	15	2	present	present	VERB
fsr-3675	15	3	a	a	DET
fsr-3675	15	4	multiple	multiple	ADJ
fsr-3675	15	5	-	-	PUNCT
fsr-3675	15	6	objective	objective	ADJ
fsr-3675	15	7	model	model	NOUN
fsr-3675	15	8	that	that	PRON
fsr-3675	15	9	generates	generate	VERB
fsr-3675	15	10	a	a	DET
fsr-3675	15	11	portfolio	portfolio	NOUN
fsr-3675	15	12	consistent	consistent	ADJ
fsr-3675	15	13	with	with	ADP
fsr-3675	15	14	an	an	DET
fsr-3675	15	15	individual	individual	NOUN
fsr-3675	15	16	’s	’s	PART
fsr-3675	15	17	preference	preference	NOUN
fsr-3675	15	18	toward	toward	ADP
fsr-3675	15	19	current	current	ADJ
fsr-3675	15	20	and	and	CCONJ
fsr-3675	15	21	future	future	ADJ
fsr-3675	15	22	consumption	consumption	NOUN
fsr-3675	15	23	and	and	CCONJ
fsr-3675	15	24	desired	desire	VERB
fsr-3675	15	25	portfolio	portfolio	NOUN
fsr-3675	15	26	characteristics	characteristic	NOUN
fsr-3675	15	27	.	.	PUNCT
fsr-3675	16	1	our	our	PRON
fsr-3675	16	2	model	model	NOUN
fsr-3675	16	3	is	be	AUX
fsr-3675	16	4	based	base	VERB
fsr-3675	16	5	on	on	ADP
fsr-3675	16	6	multi	multi	ADJ
fsr-3675	16	7	-	-	ADJ
fsr-3675	16	8	objective	objective	ADJ
fsr-3675	16	9	goal	goal	NOUN
fsr-3675	16	10	programming	programming	NOUN
fsr-3675	16	11	(	(	PUNCT
fsr-3675	16	12	gp	gp	NOUN
fsr-3675	16	13	)	)	PUNCT
fsr-3675	16	14	with	with	ADP
fsr-3675	16	15	the	the	DET
fsr-3675	16	16	parameters	parameter	NOUN
fsr-3675	16	17	of	of	ADP
fsr-3675	16	18	the	the	DET
fsr-3675	16	19	model	model	NOUN
fsr-3675	16	20	derived	derive	VERB
fsr-3675	16	21	through	through	ADP
fsr-3675	16	22	the	the	DET
fsr-3675	16	23	analytical	analytical	ADJ
fsr-3675	16	24	hierarchy	hierarchy	NOUN
fsr-3675	16	25	process	process	NOUN
fsr-3675	16	26	(	(	PUNCT
fsr-3675	16	27	ahp	ahp	NOUN
fsr-3675	16	28	)	)	PUNCT
fsr-3675	16	29	.	.	PUNCT
fsr-3675	17	1	thus	thus	ADV
fsr-3675	17	2	,	,	PUNCT
fsr-3675	17	3	we	we	PRON
fsr-3675	17	4	offer	offer	VERB
fsr-3675	17	5	a	a	DET
fsr-3675	17	6	determi	determi	PROPN
fsr-3675	17	7	nate	nate	PROPN
fsr-3675	17	8	model	model	NOUN
fsr-3675	17	9	that	that	PRON
fsr-3675	17	10	unifies	unify	VERB
fsr-3675	17	11	the	the	DET
fsr-3675	17	12	characteristics	characteristic	NOUN
fsr-3675	17	13	of	of	ADP
fsr-3675	17	14	the	the	DET
fsr-3675	17	15	alternative	alternative	ADJ
fsr-3675	17	16	portfolios	portfolio	NOUN
fsr-3675	17	17	with	with	ADP
fsr-3675	17	18	an	an	DET
fsr-3675	17	19	individual	individual	NOUN
fsr-3675	17	20	’s	’s	PART
fsr-3675	17	21	preference	preference	NOUN
fsr-3675	17	22	set	set	VERB
fsr-3675	17	23	to	to	PART
fsr-3675	17	24	ascertain	ascertain	VERB
fsr-3675	17	25	an	an	DET
fsr-3675	17	26	individual	individual	NOUN
fsr-3675	17	27	’s	’s	PART
fsr-3675	17	28	optimal	optimal	ADJ
fsr-3675	17	29	allocation	allocation	NOUN
fsr-3675	17	30	of	of	ADP
fsr-3675	17	31	disposa	disposa	PROPN
fsr-3675	17	32	ble	ble	ADJ
fsr-3675	17	33	wealth	wealth	NOUN
fsr-3675	17	34	.	.	PUNCT
fsr-3675	18	1	in	in	ADP
fsr-3675	18	2	section	section	NOUN
fsr-3675	18	3	ii	ii	NOUN
fsr-3675	18	4	we	we	PRON
fsr-3675	18	5	provide	provide	VERB
fsr-3675	18	6	a	a	DET
fsr-3675	18	7	brief	brief	ADJ
fsr-3675	18	8	description	description	NOUN
fsr-3675	18	9	of	of	ADP
fsr-3675	18	10	the	the	DET
fsr-3675	18	11	two	two	NUM
fsr-3675	18	12	decision	decision	NOUN
fsr-3675	18	13	-	-	PUNCT
fsr-3675	18	14	making	make	VERB
fsr-3675	18	15	tech	tech	NOUN
fsr-3675	18	16	niques	nique	NOUN
fsr-3675	18	17	employed	employ	VERB
fsr-3675	18	18	in	in	ADP
fsr-3675	18	19	our	our	PRON
fsr-3675	18	20	model	model	NOUN
fsr-3675	18	21	,	,	PUNCT
fsr-3675	18	22	goal	goal	NOUN
fsr-3675	18	23	programming	programming	NOUN
fsr-3675	18	24	and	and	CCONJ
fsr-3675	18	25	the	the	DET
fsr-3675	18	26	analytical	analytical	ADJ
fsr-3675	18	27	hierarchy	hierarchy	NOUN
fsr-3675	18	28	process	process	NOUN
fsr-3675	18	29	.	.	PUNCT
fsr-3675	19	1	in	in	ADP
fsr-3675	19	2	section	section	NOUN
fsr-3675	19	3	iii	iii	X
fsr-3675	19	4	we	we	PRON
fsr-3675	19	5	outline	outline	VERB
fsr-3675	19	6	our	our	PRON
fsr-3675	19	7	financial	financial	ADJ
fsr-3675	19	8	planning	planning	NOUN
fsr-3675	19	9	model	model	NOUN
fsr-3675	19	10	and	and	CCONJ
fsr-3675	19	11	in	in	ADP
fsr-3675	19	12	section	section	NOUN
fsr-3675	19	13	iv	iv	NUM
fsr-3675	19	14	we	we	PRON
fsr-3675	19	15	discuss	discuss	VERB
fsr-3675	19	16	the	the	DET
fsr-3675	19	17	model	model	NOUN
fsr-3675	19	18	implementation	implementation	NOUN
fsr-3675	19	19	and	and	CCONJ
fsr-3675	19	20	illustrate	illustrate	VERB
fsr-3675	19	21	its	its	PRON
fsr-3675	19	22	use	use	NOUN
fsr-3675	19	23	.	.	PUNCT
fsr-3675	20	1	ii	ii	PROPN
fsr-3675	20	2	.	.	PUNCT
fsr-3675	21	1	decision	decision	NOUN
fsr-3675	21	2	-	-	PUNCT
fsr-3675	21	3	makingmethodologies	makingmethodologie	NOUN
fsr-3675	21	4	a.	a.	NOUN
fsr-3675	21	5	goal	goal	NOUN
fsr-3675	21	6	programming	program	VERB
fsr-3675	21	7	the	the	DET
fsr-3675	21	8	concept	concept	NOUN
fsr-3675	21	9	of	of	ADP
fsr-3675	21	10	goal	goal	NOUN
fsr-3675	21	11	programming	programming	NOUN
fsr-3675	21	12	(	(	PUNCT
fsr-3675	21	13	gp	gp	NOUN
fsr-3675	21	14	)	)	PUNCT
fsr-3675	21	15	was	be	AUX
fsr-3675	21	16	introduced	introduce	VERB
fsr-3675	21	17	by	by	ADP
fsr-3675	21	18	charnes	charne	NOUN
fsr-3675	21	19	and	and	CCONJ
fsr-3675	21	20	cooper	cooper	NOUN
fsr-3675	21	21	(	(	PUNCT
fsr-3675	21	22	196	196	NUM
fsr-3675	21	23	1	1	NUM
fsr-3675	21	24	)	)	PUNCT
fsr-3675	21	25	and	and	CCONJ
fsr-3675	21	26	applied	apply	VERB
fsr-3675	21	27	to	to	ADP
fsr-3675	21	28	the	the	DET
fsr-3675	21	29	decision	decision	NOUN
fsr-3675	21	30	-	-	PUNCT
fsr-3675	21	31	making	make	VERB
fsr-3675	21	32	environment	environment	NOUN
fsr-3675	21	33	by	by	ADP
fsr-3675	21	34	lee	lee	PROPN
fsr-3675	21	35	(	(	PUNCT
fsr-3675	21	36	1972	1972	NUM
fsr-3675	21	37	)	)	PUNCT
fsr-3675	21	38	.	.	PUNCT
fsr-3675	22	1	gp	gp	NOUN
fsr-3675	22	2	is	be	AUX
fsr-3675	22	3	best	well	ADV
fsr-3675	22	4	viewed	view	VERB
fsr-3675	22	5	in	in	ADP
fsr-3675	22	6	the	the	DET
fsr-3675	22	7	context	context	NOUN
fsr-3675	22	8	of	of	ADP
fsr-3675	22	9	simon	simon	PROPN
fsr-3675	22	10	’s	’s	PART
fsr-3675	22	11	(	(	PUNCT
fsr-3675	22	12	1955	1955	NUM
fsr-3675	22	13	)	)	PUNCT
fsr-3675	22	14	seminal	seminal	ADJ
fsr-3675	22	15	work	work	NOUN
fsr-3675	22	16	on	on	ADP
fsr-3675	22	17	the	the	DET
fsr-3675	22	18	“	"	PUNCT
fsr-3675	22	19	satisficing	satisficing	NOUN
fsr-3675	22	20	”	"	PUNCT
fsr-3675	22	21	nature	nature	NOUN
fsr-3675	22	22	of	of	ADP
fsr-3675	22	23	managers	manager	NOUN
fsr-3675	22	24	.	.	PUNCT
fsr-3675	23	1	in	in	ADP
fsr-3675	23	2	an	an	DET
fsr-3675	23	3	environment	environment	NOUN
fsr-3675	23	4	where	where	SCONJ
fsr-3675	23	5	conflicting	conflicting	ADJ
fsr-3675	23	6	goals	goal	NOUN
fsr-3675	23	7	can	can	AUX
fsr-3675	23	8	not	not	PART
fsr-3675	23	9	be	be	AUX
fsr-3675	23	10	achieved	achieve	VERB
fsr-3675	23	11	simultaneously	simultaneously	ADV
fsr-3675	23	12	the	the	DET
fsr-3675	23	13	solution	solution	NOUN
fsr-3675	23	14	that	that	PRON
fsr-3675	23	15	achieves	achieve	VERB
fsr-3675	23	16	a	a	DET
fsr-3675	23	17	set	set	NOUN
fsr-3675	23	18	of	of	ADP
fsr-3675	23	19	goals	goal	NOUN
fsr-3675	23	20	to	to	ADP
fsr-3675	23	21	the	the	DET
fsr-3675	23	22	manager	manager	NOUN
fsr-3675	23	23	’s	’s	PART
fsr-3675	23	24	satisfaction	satisfaction	NOUN
fsr-3675	23	25	is	be	AUX
fsr-3675	23	26	implemented	implement	VERB
fsr-3675	23	27	.	.	PUNCT
fsr-3675	24	1	in	in	ADP
fsr-3675	24	2	a	a	DET
fsr-3675	24	3	gp	gp	NOUN
fsr-3675	24	4	model	model	NOUN
fsr-3675	24	5	goals	goal	NOUN
fsr-3675	24	6	are	be	AUX
fsr-3675	24	7	formulated	formulate	VERB
fsr-3675	24	8	and	and	CCONJ
fsr-3675	24	9	the	the	DET
fsr-3675	24	10	underachievement	underachievement	NOUN
fsr-3675	24	11	of	of	ADP
fsr-3675	24	12	these	these	DET
fsr-3675	24	13	goals	goal	NOUN
fsr-3675	24	14	is	be	AUX
fsr-3675	24	15	minimized	minimize	VERB
fsr-3675	24	16	based	base	VERB
fsr-3675	24	17	on	on	ADP
fsr-3675	24	18	the	the	DET
fsr-3675	24	19	relative	relative	ADJ
fsr-3675	24	20	priority	priority	NOUN
fsr-3675	24	21	or	or	CCONJ
fsr-3675	24	22	weighting	weighting	NOUN
fsr-3675	24	23	of	of	ADP
fsr-3675	24	24	the	the	DET
fsr-3675	24	25	goal	goal	NOUN
fsr-3675	24	26	.	.	PUNCT
fsr-3675	25	1	in	in	ADP
fsr-3675	25	2	other	other	ADJ
fsr-3675	25	3	words	word	NOUN
fsr-3675	25	4	,	,	PUNCT
fsr-3675	25	5	gp	gp	NOUN
fsr-3675	25	6	allows	allow	VERB
fsr-3675	25	7	for	for	ADP
fsr-3675	25	8	a	a	DET
fsr-3675	25	9	“	"	PUNCT
fsr-3675	25	10	satisficing	satisficing	NOUN
fsr-3675	25	11	”	"	PUNCT
fsr-3675	25	12	solution	solution	NOUN
fsr-3675	25	13	when	when	SCONJ
fsr-3675	25	14	an	an	DET
fsr-3675	25	15	optimal	optimal	ADJ
fsr-3675	25	16	solution	solution	NOUN
fsr-3675	25	17	with	with	ADP
fsr-3675	25	18	all	all	DET
fsr-3675	25	19	goals	goal	NOUN
fsr-3675	25	20	attained	attain	VERB
fsr-3675	25	21	is	be	AUX
fsr-3675	25	22	not	not	PART
fsr-3675	25	23	feasible	feasible	ADJ
fsr-3675	25	24	.	.	PUNCT
fsr-3675	26	1	in	in	ADP
fsr-3675	26	2	financial	financial	ADJ
fsr-3675	26	3	planning	planning	NOUN
fsr-3675	26	4	the	the	DET
fsr-3675	26	5	decision	decision	NOUN
fsr-3675	26	6	-	-	PUNCT
fsr-3675	26	7	maker	maker	NOUN
fsr-3675	26	8	is	be	AUX
fsr-3675	26	9	faced	face	VERB
fsr-3675	26	10	with	with	ADP
fsr-3675	26	11	a	a	DET
fsr-3675	26	12	number	number	NOUN
fsr-3675	26	13	of	of	ADP
fsr-3675	26	14	conflicting	conflicting	ADJ
fsr-3675	26	15	goals	goal	NOUN
fsr-3675	26	16	,	,	PUNCT
fsr-3675	26	17	for	for	ADP
fsr-3675	26	18	example	example	NOUN
fsr-3675	26	19	the	the	DET
fsr-3675	26	20	maximization	maximization	NOUN
fsr-3675	26	21	of	of	ADP
fsr-3675	26	22	return	return	NOUN
fsr-3675	26	23	and	and	CCONJ
fsr-3675	26	24	liquidity	liquidity	NOUN
fsr-3675	26	25	while	while	SCONJ
fsr-3675	26	26	minimizing	minimize	VERB
fsr-3675	26	27	risk	risk	NOUN
fsr-3675	26	28	.	.	PUNCT
fsr-3675	27	1	therefore	therefore	ADV
fsr-3675	27	2	,	,	PUNCT
fsr-3675	27	3	the	the	DET
fsr-3675	27	4	decision	decision	NOUN
fsr-3675	27	5	maker	maker	NOUN
fsr-3675	27	6	must	must	AUX
fsr-3675	27	7	derive	derive	VERB
fsr-3675	27	8	a	a	DET
fsr-3675	27	9	priority	priority	NOUN
fsr-3675	27	10	weighting	weighting	NOUN
fsr-3675	27	11	scheme	scheme	NOUN
fsr-3675	27	12	to	to	PART
fsr-3675	27	13	obtain	obtain	VERB
fsr-3675	27	14	a	a	DET
fsr-3675	27	15	satisfactory	satisfactory	ADJ
fsr-3675	27	16	solution	solution	NOUN
fsr-3675	27	17	where	where	SCONJ
fsr-3675	27	18	goals	goal	NOUN
fsr-3675	27	19	are	be	AUX
fsr-3675	27	20	achieved	achieve	VERB
fsr-3675	27	21	in	in	ADP
fsr-3675	27	22	order	order	NOUN
fsr-3675	27	23	of	of	ADP
fsr-3675	27	24	importance	importance	NOUN
fsr-3675	27	25	.	.	PUNCT
fsr-3675	28	1	in	in	ADP
fsr-3675	28	2	the	the	DET
fsr-3675	28	3	context	context	NOUN
fsr-3675	28	4	of	of	ADP
fsr-3675	28	5	financial	financial	ADJ
fsr-3675	28	6	planning	planning	NOUN
fsr-3675	28	7	and	and	CCONJ
fsr-3675	28	8	decision	decision	NOUN
fsr-3675	28	9	-	-	PUNCT
fsr-3675	28	10	making	making	NOUN
fsr-3675	28	11	,	,	PUNCT
fsr-3675	28	12	gp	gp	NOUN
fsr-3675	28	13	has	have	AUX
fsr-3675	28	14	been	be	AUX
fsr-3675	28	15	applied	apply	VERB
fsr-3675	28	16	to	to	ADP
fsr-3675	28	17	both	both	CCONJ
fsr-3675	28	18	personal	personal	ADJ
fsr-3675	28	19	and	and	CCONJ
fsr-3675	28	20	corporate	corporate	ADJ
fsr-3675	28	21	financial	financial	ADJ
fsr-3675	28	22	planning	planning	NOUN
fsr-3675	28	23	problems	problem	NOUN
fsr-3675	28	24	.	.	PUNCT
fsr-3675	29	1	recent	recent	ADJ
fsr-3675	29	2	examples	example	NOUN
fsr-3675	29	3	include	include	VERB
fsr-3675	29	4	batson	batson	PROPN
fsr-3675	29	5	(	(	PUNCT
fsr-3675	29	6	1989	1989	NUM
fsr-3675	29	7	)	)	PUNCT
fsr-3675	29	8	)	)	PUNCT
fsr-3675	29	9	puelz	puelz	VERB
fsr-3675	29	10	and	and	CCONJ
fsr-3675	29	11	puelz	puelz	VERB
fsr-3675	29	12	(	(	PUNCT
fsr-3675	29	13	1989	1989	NUM
fsr-3675	29	14	)	)	PUNCT
fsr-3675	29	15	and	and	CCONJ
fsr-3675	29	16	kvanli	kvanli	NOUN
fsr-3675	29	17	and	and	CCONJ
fsr-3675	29	18	buckley	buckley	NOUN
fsr-3675	29	19	(	(	PUNCT
fsr-3675	29	20	1986	1986	NUM
fsr-3675	29	21	)	)	PUNCT
fsr-3675	29	22	.	.	PUNCT
fsr-3675	30	1	in	in	ADP
fsr-3675	30	2	these	these	DET
fsr-3675	30	3	gp	gp	NOUN
fsr-3675	30	4	models	model	NOUN
fsr-3675	30	5	the	the	DET
fsr-3675	30	6	deviations	deviation	NOUN
fsr-3675	30	7	from	from	ADP
fsr-3675	30	8	portfolio	portfolio	NOUN
fsr-3675	30	9	and/or	and/or	CCONJ
fsr-3675	30	10	consumption	consumption	NOUN
fsr-3675	30	11	goals	goal	NOUN
fsr-3675	30	12	are	be	AUX
fsr-3675	30	13	mini	mini	ADJ
fsr-3675	30	14	mized	mize	VERB
fsr-3675	30	15	at	at	ADP
fsr-3675	30	16	weights	weight	NOUN
fsr-3675	30	17	established	establish	VERB
fsr-3675	30	18	by	by	ADP
fsr-3675	30	19	the	the	DET
fsr-3675	30	20	decision	decision	NOUN
fsr-3675	30	21	-	-	PUNCT
fsr-3675	30	22	maker	maker	NOUN
fsr-3675	30	23	.	.	PUNCT
fsr-3675	31	1	these	these	DET
fsr-3675	31	2	goal	goal	NOUN
fsr-3675	31	3	weights	weight	NOUN
fsr-3675	31	4	can	can	AUX
fsr-3675	31	5	be	be	AUX
fsr-3675	31	6	preemptive	preemptive	ADJ
fsr-3675	31	7	or	or	CCONJ
fsr-3675	31	8	relative	relative	ADJ
fsr-3675	31	9	in	in	ADP
fsr-3675	31	10	nature	nature	NOUN
fsr-3675	31	11	.	.	PUNCT
fsr-3675	32	1	the	the	DET
fsr-3675	32	2	difficulty	difficulty	NOUN
fsr-3675	32	3	in	in	ADP
fsr-3675	32	4	utilizing	utilize	VERB
fsr-3675	32	5	gp	gp	NOUN
fsr-3675	32	6	to	to	PART
fsr-3675	32	7	solve	solve	VERB
fsr-3675	32	8	the	the	DET
fsr-3675	32	9	wealth	wealth	NOUN
fsr-3675	32	10	allocation	allocation	NOUN
fsr-3675	32	11	problem	problem	NOUN
fsr-3675	32	12	for	for	ADP
fsr-3675	32	13	an	an	DET
fsr-3675	32	14	individual	individual	NOUN
fsr-3675	32	15	is	be	AUX
fsr-3675	32	16	in	in	ADP
fsr-3675	32	17	the	the	DET
fsr-3675	32	18	establishment	establishment	NOUN
fsr-3675	32	19	of	of	ADP
fsr-3675	32	20	relative	relative	ADJ
fsr-3675	32	21	objective	objective	ADJ
fsr-3675	32	22	and	and	CCONJ
fsr-3675	32	23	subjective	subjective	ADJ
fsr-3675	32	24	goal	goal	NOUN
fsr-3675	32	25	weights	weight	VERB
fsr-3675	32	26	.	.	PUNCT
fsr-3675	33	1	we	we	PRON
fsr-3675	33	2	employ	employ	VERB
fsr-3675	33	3	the	the	DET
fsr-3675	33	4	analytical	analytical	ADJ
fsr-3675	33	5	hierarchy	hierarchy	NOUN
fsr-3675	33	6	process	process	NOUN
fsr-3675	33	7	(	(	PUNCT
fsr-3675	33	8	ahp	ahp	NOUN
fsr-3675	33	9	)	)	PUNCT
fsr-3675	33	10	to	to	PART
fsr-3675	33	11	generate	generate	VERB
fsr-3675	33	12	the	the	DET
fsr-3675	33	13	weights	weight	NOUN
fsr-3675	33	14	for	for	ADP
fsr-3675	33	15	the	the	DET
fsr-3675	33	16	portfolio	portfolio	NOUN
fsr-3675	33	17	and	and	CCONJ
fsr-3675	33	18	consumption	consumption	NOUN
fsr-3675	33	19	goals	goal	NOUN
fsr-3675	33	20	in	in	ADP
fsr-3675	33	21	the	the	DET
fsr-3675	33	22	asset	asset	NOUN
fsr-3675	33	23	allocation	allocation	NOUN
fsr-3675	33	24	problem	problem	NOUN
fsr-3675	33	25	.	.	PUNCT
fsr-3675	34	1	these	these	DET
fsr-3675	34	2	weights	weight	NOUN
fsr-3675	34	3	are	be	AUX
fsr-3675	34	4	used	use	VERB
fsr-3675	34	5	to	to	PART
fsr-3675	34	6	parameterize	parameterize	VERB
fsr-3675	34	7	the	the	DET
fsr-3675	34	8	gp	gp	NOUN
fsr-3675	34	9	model	model	NOUN
fsr-3675	34	10	which	which	PRON
fsr-3675	34	11	generates	generate	VERB
fsr-3675	34	12	the	the	DET
fsr-3675	34	13	portfolio	portfolio	NOUN
fsr-3675	34	14	that	that	PRON
fsr-3675	34	15	minimizes	minimize	VERB
fsr-3675	34	16	an	an	DET
fsr-3675	34	17	individual	individual	NOUN
fsr-3675	34	18	’s	’s	PART
fsr-3675	34	19	goal	goal	NOUN
fsr-3675	34	20	unattainment	unattainment	NOUN
fsr-3675	34	21	.	.	PUNCT
fsr-3675	35	1	the	the	DET
fsr-3675	35	2	actual	actual	ADJ
fsr-3675	35	3	gp	gp	NOUN
fsr-3675	35	4	model	model	NOUN
fsr-3675	35	5	formulation	formulation	NOUN
fsr-3675	35	6	is	be	AUX
fsr-3675	35	7	presented	present	VERB
fsr-3675	35	8	in	in	ADP
fsr-3675	35	9	detail	detail	NOUN
fsr-3675	35	10	in	in	ADP
fsr-3675	35	11	section	section	PROPN
fsr-3675	35	12	iii	iii	PROPN
fsr-3675	35	13	.	.	PUNCT
fsr-3675	36	1	personal	personal	ADJ
fsr-3675	36	2	financial	financial	ADJ
fsr-3675	36	3	planning	planning	NOUN
fsr-3675	36	4	and	and	CCONJ
fsr-3675	36	5	the	the	DET
fsr-3675	36	6	allocation	allocation	NOUN
fsr-3675	36	7	of	of	ADP
fsr-3675	36	8	disposable	disposable	ADJ
fsr-3675	36	9	wealth	wealth	NOUN
fsr-3675	36	10	89	89	NUM
fsr-3675	36	11	b.	b.	PROPN
fsr-3675	36	12	analytical	analytical	ADJ
fsr-3675	36	13	hierarchy	hierarchy	NOUN
fsr-3675	36	14	process	process	NOUN
fsr-3675	36	15	as	as	SCONJ
fsr-3675	36	16	suggested	suggest	VERB
fsr-3675	36	17	in	in	ADP
fsr-3675	36	18	the	the	DET
fsr-3675	36	19	preceding	precede	VERB
fsr-3675	36	20	section	section	NOUN
fsr-3675	36	21	,	,	PUNCT
fsr-3675	36	22	the	the	DET
fsr-3675	36	23	personal	personal	ADJ
fsr-3675	36	24	financial	financial	ADJ
fsr-3675	36	25	planning	planning	NOUN
fsr-3675	36	26	prob	prob	PROPN
fsr-3675	36	27	lem	lem	PROPN
fsr-3675	36	28	has	have	AUX
fsr-3675	36	29	associated	associate	VERB
fsr-3675	36	30	with	with	ADP
fsr-3675	36	31	it	it	PRON
fsr-3675	36	32	many	many	ADJ
fsr-3675	36	33	subjective	subjective	ADJ
fsr-3675	36	34	and	and	CCONJ
fsr-3675	36	35	objective	objective	ADJ
fsr-3675	36	36	criteria	criterion	NOUN
fsr-3675	36	37	important	important	ADJ
fsr-3675	36	38	to	to	ADP
fsr-3675	36	39	an	an	DET
fsr-3675	36	40	individual	individual	NOUN
fsr-3675	36	41	.	.	PUNCT
fsr-3675	37	1	for	for	ADP
fsr-3675	37	2	example	example	NOUN
fsr-3675	37	3	,	,	PUNCT
fsr-3675	37	4	the	the	DET
fsr-3675	37	5	value	value	NOUN
fsr-3675	37	6	an	an	DET
fsr-3675	37	7	individual	individual	ADJ
fsr-3675	37	8	places	place	NOUN
fsr-3675	37	9	on	on	ADP
fsr-3675	37	10	the	the	DET
fsr-3675	37	11	liquidity	liquidity	NOUN
fsr-3675	37	12	characteris	characteris	PROPN
fsr-3675	37	13	tics	tic	NOUN
fsr-3675	37	14	of	of	ADP
fsr-3675	37	15	the	the	DET
fsr-3675	37	16	portfolio	portfolio	NOUN
fsr-3675	37	17	is	be	AUX
fsr-3675	37	18	subjective	subjective	ADJ
fsr-3675	37	19	while	while	SCONJ
fsr-3675	37	20	the	the	DET
fsr-3675	37	21	expected	expect	VERB
fsr-3675	37	22	return	return	NOUN
fsr-3675	37	23	is	be	AUX
fsr-3675	37	24	objective	objective	ADJ
fsr-3675	37	25	.	.	PUNCT
fsr-3675	38	1	comparisons	comparison	NOUN
fsr-3675	38	2	among	among	ADP
fsr-3675	38	3	subjective	subjective	ADJ
fsr-3675	38	4	and	and	CCONJ
fsr-3675	38	5	objective	objective	ADJ
fsr-3675	38	6	criteria	criterion	NOUN
fsr-3675	38	7	by	by	ADP
fsr-3675	38	8	an	an	DET
fsr-3675	38	9	individual	individual	NOUN
fsr-3675	38	10	are	be	AUX
fsr-3675	38	11	,	,	PUNCT
fsr-3675	38	12	however	however	ADV
fsr-3675	38	13	,	,	PUNCT
fsr-3675	38	14	inherently	inherently	ADV
fsr-3675	38	15	judgmental	judgmental	ADJ
fsr-3675	38	16	reflecting	reflect	VERB
fsr-3675	38	17	a	a	DET
fsr-3675	38	18	preference	preference	NOUN
fsr-3675	38	19	weighting	weighting	NOUN
fsr-3675	38	20	after	after	SCONJ
fsr-3675	38	21	all	all	DET
fsr-3675	38	22	comparisons	comparison	NOUN
fsr-3675	38	23	have	have	AUX
fsr-3675	38	24	been	be	AUX
fsr-3675	38	25	held	hold	VERB
fsr-3675	38	26	.	.	PUNCT
fsr-3675	39	1	in	in	ADP
fsr-3675	39	2	our	our	PRON
fsr-3675	39	3	model	model	NOUN
fsr-3675	39	4	it	it	PRON
fsr-3675	39	5	is	be	AUX
fsr-3675	39	6	this	this	DET
fsr-3675	39	7	subjective	subjective	ADJ
fsr-3675	39	8	valuation	valuation	NOUN
fsr-3675	39	9	of	of	ADP
fsr-3675	39	10	the	the	DET
fsr-3675	39	11	relevant	relevant	ADJ
fsr-3675	39	12	criteria	criterion	NOUN
fsr-3675	39	13	in	in	ADP
fsr-3675	39	14	the	the	DET
fsr-3675	39	15	personal	personal	ADJ
fsr-3675	39	16	financial	financial	ADJ
fsr-3675	39	17	planning	planning	NOUN
fsr-3675	39	18	process	process	NOUN
fsr-3675	39	19	which	which	PRON
fsr-3675	39	20	is	be	AUX
fsr-3675	39	21	captured	capture	VERB
fsr-3675	39	22	.	.	PUNCT
fsr-3675	40	1	multiple	multiple	ADJ
fsr-3675	40	2	criteria	criterion	NOUN
fsr-3675	40	3	weights	weight	NOUN
fsr-3675	40	4	are	be	AUX
fsr-3675	40	5	derived	derive	VERB
fsr-3675	40	6	through	through	ADP
fsr-3675	40	7	the	the	DET
fsr-3675	40	8	ahp	ahp	NOUN
fsr-3675	40	9	by	by	ADP
fsr-3675	40	10	incorporating	incorporate	VERB
fsr-3675	40	11	the	the	DET
fsr-3675	40	12	individual	individual	NOUN
fsr-3675	40	13	’s	’s	PART
fsr-3675	40	14	judgment	judgment	NOUN
fsr-3675	40	15	into	into	ADP
fsr-3675	40	16	an	an	DET
fsr-3675	40	17	objective	objective	ADJ
fsr-3675	40	18	ratio	ratio	NOUN
fsr-3675	40	19	scale	scale	NOUN
fsr-3675	40	20	through	through	ADP
fsr-3675	40	21	pair	pair	NOUN
fsr-3675	40	22	-	-	PUNCT
fsr-3675	40	23	wise	wise	ADJ
fsr-3675	40	24	comparisons	comparison	NOUN
fsr-3675	40	25	of	of	ADP
fsr-3675	40	26	preference	preference	NOUN
fsr-3675	40	27	orderings.2	orderings.2	NOUN
fsr-3675	40	28	in	in	ADP
fsr-3675	40	29	the	the	DET
fsr-3675	40	30	context	context	NOUN
fsr-3675	40	31	of	of	ADP
fsr-3675	40	32	the	the	DET
fsr-3675	40	33	time	time	NOUN
fsr-3675	40	34	dependent	dependent	ADJ
fsr-3675	40	35	wealth	wealth	NOUN
fsr-3675	40	36	allocation	allocation	NOUN
fsr-3675	40	37	problem	problem	NOUN
fsr-3675	40	38	,	,	PUNCT
fsr-3675	40	39	the	the	DET
fsr-3675	40	40	objective	objective	NOUN
fsr-3675	40	41	is	be	AUX
fsr-3675	40	42	investor	investor	NOUN
fsr-3675	40	43	satisfaction	satisfaction	NOUN
fsr-3675	40	44	which	which	PRON
fsr-3675	40	45	is	be	AUX
fsr-3675	40	46	dependent	dependent	ADJ
fsr-3675	40	47	on	on	ADP
fsr-3675	40	48	short	short	ADJ
fsr-3675	40	49	and	and	CCONJ
fsr-3675	40	50	long	long	ADJ
fsr-3675	40	51	-	-	PUNCT
fsr-3675	40	52	term	term	NOUN
fsr-3675	40	53	consumption	consumption	NOUN
fsr-3675	40	54	goals	goal	NOUN
fsr-3675	40	55	,	,	PUNCT
fsr-3675	40	56	and	and	CCONJ
fsr-3675	40	57	portfolio	portfolio	NOUN
fsr-3675	40	58	goals	goal	NOUN
fsr-3675	40	59	which	which	PRON
fsr-3675	40	60	include	include	VERB
fsr-3675	40	61	the	the	DET
fsr-3675	40	62	characteristics	characteristic	NOUN
fsr-3675	40	63	we	we	PRON
fsr-3675	40	64	model	model	VERB
fsr-3675	40	65	:	:	PUNCT
fsr-3675	40	66	risk	risk	NOUN
fsr-3675	40	67	,	,	PUNCT
fsr-3675	40	68	liquidity	liquidity	NOUN
fsr-3675	40	69	and	and	CCONJ
fsr-3675	40	70	asset	asset	NOUN
fsr-3675	40	71	preference	preference	NOUN
fsr-3675	40	72	.	.	PUNCT
fsr-3675	41	1	future	future	ADJ
fsr-3675	41	2	consumption	consumption	NOUN
fsr-3675	41	3	takes	take	VERB
fsr-3675	41	4	the	the	DET
fsr-3675	41	5	form	form	NOUN
fsr-3675	41	6	of	of	ADP
fsr-3675	41	7	m	m	PROPN
fsr-3675	41	8	period	period	NOUN
fsr-3675	41	9	short	short	ADJ
fsr-3675	41	10	-	-	PUNCT
fsr-3675	41	11	term	term	NOUN
fsr-3675	41	12	bundles	bundle	NOUN
fsr-3675	41	13	and	and	CCONJ
fsr-3675	41	14	an	an	DET
fsr-3675	41	15	addi	addi	ADJ
fsr-3675	41	16	tional	tional	ADJ
fsr-3675	41	17	bundle	bundle	NOUN
fsr-3675	41	18	classified	classify	VERB
fsr-3675	41	19	simply	simply	ADV
fsr-3675	41	20	as	as	ADP
fsr-3675	41	21	“	"	PUNCT
fsr-3675	41	22	long	long	ADJ
fsr-3675	41	23	-	-	PUNCT
fsr-3675	41	24	term	term	NOUN
fsr-3675	41	25	consumption	consumption	NOUN
fsr-3675	41	26	.	.	PUNCT
fsr-3675	41	27	”	"	PUNCT
fsr-3675	42	1	this	this	DET
fsr-3675	42	2	hierarchy	hierarchy	NOUN
fsr-3675	42	3	of	of	ADP
fsr-3675	42	4	goals	goal	NOUN
fsr-3675	42	5	for	for	ADP
fsr-3675	42	6	the	the	DET
fsr-3675	42	7	personal	personal	ADJ
fsr-3675	42	8	financial	financial	ADJ
fsr-3675	42	9	planning	planning	NOUN
fsr-3675	42	10	problem	problem	NOUN
fsr-3675	42	11	is	be	AUX
fsr-3675	42	12	presented	present	VERB
fsr-3675	42	13	in	in	ADP
fsr-3675	42	14	figure	figure	NOUN
fsr-3675	42	15	1	1	NUM
fsr-3675	42	16	.	.	PUNCT
fsr-3675	43	1	the	the	DET
fsr-3675	43	2	ahp	ahp	NOUN
fsr-3675	43	3	is	be	AUX
fsr-3675	43	4	carried	carry	VERB
fsr-3675	43	5	out	out	ADP
fsr-3675	43	6	by	by	ADP
fsr-3675	43	7	the	the	DET
fsr-3675	43	8	individual	individual	NOUN
fsr-3675	43	9	through	through	ADP
fsr-3675	43	10	a	a	DET
fsr-3675	43	11	pair	pair	NOUN
fsr-3675	43	12	-	-	PUNCT
fsr-3675	43	13	wise	wise	ADJ
fsr-3675	43	14	comparison	comparison	NOUN
fsr-3675	43	15	of	of	ADP
fsr-3675	43	16	the	the	DET
fsr-3675	43	17	goals	goal	NOUN
fsr-3675	43	18	at	at	ADP
fsr-3675	43	19	each	each	DET
fsr-3675	43	20	level	level	NOUN
fsr-3675	43	21	of	of	ADP
fsr-3675	43	22	the	the	DET
fsr-3675	43	23	hierarchy	hierarchy	NOUN
fsr-3675	43	24	.	.	PUNCT
fsr-3675	44	1	in	in	ADP
fsr-3675	44	2	other	other	ADJ
fsr-3675	44	3	words	word	NOUN
fsr-3675	44	4	,	,	PUNCT
fsr-3675	44	5	the	the	DET
fsr-3675	44	6	individual	individual	NOUN
fsr-3675	44	7	compares	compare	VERB
fsr-3675	44	8	the	the	DET
fsr-3675	44	9	relative	relative	ADJ
fsr-3675	44	10	importance	importance	NOUN
fsr-3675	44	11	of	of	ADP
fsr-3675	44	12	one	one	NUM
fsr-3675	44	13	goal	goal	NOUN
fsr-3675	44	14	with	with	ADP
fsr-3675	44	15	respect	respect	NOUN
fsr-3675	44	16	to	to	ADP
fsr-3675	44	17	another	another	PRON
fsr-3675	44	18	which	which	PRON
fsr-3675	44	19	is	be	AUX
fsr-3675	44	20	quantified	quantify	VERB
fsr-3675	44	21	through	through	ADP
fsr-3675	44	22	a	a	DET
fsr-3675	44	23	pair	pair	NOUN
fsr-3675	44	24	-	-	PUNCT
fsr-3675	44	25	wise	wise	ADJ
fsr-3675	44	26	comparison	comparison	NOUN
fsr-3675	44	27	scale	scale	NOUN
fsr-3675	44	28	(	(	PUNCT
fsr-3675	44	29	see	see	VERB
fsr-3675	44	30	table	table	NOUN
fsr-3675	44	31	1	1	NUM
fsr-3675	44	32	)	)	PUNCT
fsr-3675	44	33	.	.	PUNCT
fsr-3675	45	1	for	for	ADP
fsr-3675	45	2	example	example	NOUN
fsr-3675	45	3	,	,	PUNCT
fsr-3675	45	4	a	a	DET
fsr-3675	45	5	ratio	ratio	NOUN
fsr-3675	45	6	of	of	ADP
fsr-3675	45	7	nine	nine	NUM
fsr-3675	45	8	between	between	ADP
fsr-3675	45	9	any	any	DET
fsr-3675	45	10	two	two	NUM
fsr-3675	45	11	goals	goal	NOUN
fsr-3675	45	12	means	mean	VERB
fsr-3675	45	13	that	that	SCONJ
fsr-3675	45	14	one	one	NUM
fsr-3675	45	15	goal	goal	NOUN
fsr-3675	45	16	is	be	AUX
fsr-3675	45	17	absolutely	absolutely	ADV
fsr-3675	45	18	more	more	ADV
fsr-3675	45	19	important	important	ADJ
fsr-3675	45	20	than	than	ADP
fsr-3675	45	21	the	the	DET
fsr-3675	45	22	other	other	ADJ
fsr-3675	45	23	.	.	PUNCT
fsr-3675	46	1	all	all	DET
fsr-3675	46	2	the	the	DET
fsr-3675	46	3	ratios	ratio	NOUN
fsr-3675	46	4	are	be	AUX
fsr-3675	46	5	stored	store	VERB
fsr-3675	46	6	in	in	ADP
fsr-3675	46	7	a	a	DET
fsr-3675	46	8	criteria	criterion	NOUN
fsr-3675	46	9	matrix	matrix	NOUN
fsr-3675	46	10	which	which	PRON
fsr-3675	46	11	is	be	AUX
fsr-3675	46	12	positive	positive	ADJ
fsr-3675	46	13	reciprocal	reciprocal	NOUN
fsr-3675	46	14	.	.	PUNCT
fsr-3675	47	1	that	that	PRON
fsr-3675	47	2	is	be	AUX
fsr-3675	47	3	,	,	PUNCT
fsr-3675	47	4	all	all	DET
fsr-3675	47	5	diagonal	diagonal	ADJ
fsr-3675	47	6	elements	element	NOUN
fsr-3675	47	7	equal	equal	VERB
fsr-3675	47	8	one	one	NUM
fsr-3675	47	9	,	,	PUNCT
fsr-3675	47	10	elements	element	NOUN
fsr-3675	47	11	above	above	ADP
fsr-3675	47	12	the	the	DET
fsr-3675	47	13	diagonal	diagonal	ADJ
fsr-3675	47	14	range	range	NOUN
fsr-3675	47	15	in	in	ADP
fsr-3675	47	16	integers	integer	NOUN
fsr-3675	47	17	from	from	ADP
fsr-3675	47	18	one	one	NUM
fsr-3675	47	19	to	to	ADP
fsr-3675	47	20	nine	nine	NUM
fsr-3675	47	21	and	and	CCONJ
fsr-3675	47	22	their	their	PRON
fsr-3675	47	23	reciprocals	reciprocal	NOUN
fsr-3675	47	24	,	,	PUNCT
fsr-3675	47	25	and	and	CCONJ
fsr-3675	47	26	thej	thej	VERB
fsr-3675	47	27	,	,	PUNCT
fsr-3675	47	28	i	i	PRON
fsr-3675	47	29	element	element	VERB
fsr-3675	47	30	below	below	ADP
fsr-3675	47	31	the	the	DET
fsr-3675	47	32	diagonal	diagonal	NOUN
fsr-3675	47	33	is	be	AUX
fsr-3675	47	34	the	the	DET
fsr-3675	47	35	reciprocal	reciprocal	NOUN
fsr-3675	47	36	of	of	ADP
fsr-3675	47	37	the	the	DET
fsr-3675	47	38	i	i	PROPN
fsr-3675	47	39	,	,	PUNCT
fsr-3675	47	40	j	j	PROPN
fsr-3675	47	41	element	element	NOUN
fsr-3675	47	42	above	above	ADP
fsr-3675	47	43	the	the	DET
fsr-3675	47	44	diagonal	diagonal	NOUN
fsr-3675	47	45	.	.	PUNCT
fsr-3675	48	1	at	at	ADP
fsr-3675	48	2	each	each	DET
fsr-3675	48	3	level	level	NOUN
fsr-3675	48	4	of	of	ADP
fsr-3675	48	5	the	the	DET
fsr-3675	48	6	hierarchy	hierarchy	NOUN
fsr-3675	48	7	relative	relative	ADJ
fsr-3675	48	8	importance	importance	NOUN
fsr-3675	48	9	weights	weight	NOUN
fsr-3675	48	10	represented	represent	VERB
fsr-3675	48	11	by	by	ADP
fsr-3675	48	12	the	the	DET
fsr-3675	48	13	eigenvector	eigenvector	NOUN
fsr-3675	48	14	are	be	AUX
fsr-3675	48	15	determined	determine	VERB
fsr-3675	48	16	by	by	ADP
fsr-3675	48	17	the	the	DET
fsr-3675	48	18	solution	solution	NOUN
fsr-3675	48	19	to	to	ADP
fsr-3675	48	20	the	the	DET
fsr-3675	48	21	equation	equation	NOUN
fsr-3675	48	22	:	:	PUNCT
fsr-3675	48	23	(	(	PUNCT
fsr-3675	48	24	q	q	X
fsr-3675	48	25	x”z)w	x”z)w	PUNCT
fsr-3675	48	26	=	=	SYM
fsr-3675	48	27	0	0	PUNCT
fsr-3675	48	28	(	(	PUNCT
fsr-3675	48	29	1	1	NUM
fsr-3675	48	30	)	)	PUNCT
fsr-3675	48	31	where	where	SCONJ
fsr-3675	48	32	q	q	NOUN
fsr-3675	48	33	is	be	AUX
fsr-3675	48	34	the	the	DET
fsr-3675	48	35	n	n	NOUN
fsr-3675	48	36	x	x	SYM
fsr-3675	48	37	n	n	NOUN
fsr-3675	48	38	criteria	criterion	NOUN
fsr-3675	48	39	matrix	matrix	NOUN
fsr-3675	48	40	of	of	ADP
fsr-3675	48	41	pair	pair	NOUN
fsr-3675	48	42	-	-	PUNCT
fsr-3675	48	43	wise	wise	ADJ
fsr-3675	48	44	comparisons	comparison	NOUN
fsr-3675	48	45	over	over	ADP
fsr-3675	48	46	iz	iz	ADP
fsr-3675	48	47	goals	goal	NOUN
fsr-3675	48	48	,	,	PUNCT
fsr-3675	48	49	zis	zis	X
fsr-3675	48	50	the	the	DET
fsr-3675	48	51	iz	iz	INTJ
fsr-3675	48	52	x	x	INTJ
fsr-3675	48	53	iz	iz	ADP
fsr-3675	48	54	identity	identity	NOUN
fsr-3675	48	55	matrix	matrix	NOUN
fsr-3675	48	56	,	,	PUNCT
fsr-3675	48	57	and	and	CCONJ
fsr-3675	48	58	x	x	X
fsr-3675	48	59	is	be	AUX
fsr-3675	48	60	the	the	DET
fsr-3675	48	61	eigenvalue	eigenvalue	NOUN
fsr-3675	48	62	which	which	PRON
fsr-3675	48	63	is	be	AUX
fsr-3675	48	64	the	the	DET
fsr-3675	48	65	solution	solution	NOUN
fsr-3675	48	66	to	to	ADP
fsr-3675	48	67	the	the	DET
fsr-3675	48	68	characteris	characteris	NOUN
fsr-3675	48	69	tic	tic	PROPN
fsr-3675	48	70	polynomial	polynomial	NOUN
fsr-3675	48	71	of	of	ADP
fsr-3675	48	72	q.3	q.3	PROPN
fsr-3675	48	73	for	for	ADP
fsr-3675	48	74	the	the	DET
fsr-3675	48	75	personal	personal	ADJ
fsr-3675	48	76	financial	financial	ADJ
fsr-3675	48	77	planning	planning	NOUN
fsr-3675	48	78	model	model	NOUN
fsr-3675	48	79	the	the	DET
fsr-3675	48	80	first	first	ADJ
fsr-3675	48	81	level	level	NOUN
fsr-3675	48	82	of	of	ADP
fsr-3675	48	83	the	the	DET
fsr-3675	48	84	hierarchy	hierarchy	NOUN
fsr-3675	48	85	is	be	AUX
fsr-3675	48	86	comprised	comprise	VERB
fsr-3675	48	87	of	of	ADP
fsr-3675	48	88	two	two	NUM
fsr-3675	48	89	criteria	criterion	NOUN
fsr-3675	48	90	(	(	PUNCT
fsr-3675	48	91	consumption	consumption	NOUN
fsr-3675	48	92	goals	goal	NOUN
fsr-3675	48	93	and	and	CCONJ
fsr-3675	48	94	portfolio	portfolio	NOUN
fsr-3675	48	95	goals	goal	NOUN
fsr-3675	48	96	)	)	PUNCT
fsr-3675	48	97	which	which	PRON
fsr-3675	48	98	will	will	AUX
fsr-3675	48	99	reveal	reveal	VERB
fsr-3675	48	100	a	a	DET
fsr-3675	48	101	2	2	NUM
fsr-3675	48	102	x	x	SYM
fsr-3675	48	103	1	1	NUM
fsr-3675	48	104	column	column	NOUN
fsr-3675	48	105	vector	vector	NOUN
fsr-3675	48	106	of	of	ADP
fsr-3675	48	107	importance	importance	NOUN
fsr-3675	48	108	weights	weight	NOUN
fsr-3675	48	109	among	among	ADP
fsr-3675	48	110	these	these	DET
fsr-3675	48	111	criteria	criterion	NOUN
fsr-3675	48	112	when	when	SCONJ
fsr-3675	48	113	the	the	DET
fsr-3675	48	114	individual	individual	NOUN
fsr-3675	48	115	undertakes	undertake	VERB
fsr-3675	48	116	the	the	DET
fsr-3675	48	117	pair	pair	NOUN
fsr-3675	48	118	-	-	PUNCT
fsr-3675	48	119	wise	wise	ADJ
fsr-3675	48	120	comparison	comparison	NOUN
fsr-3675	48	121	of	of	ADP
fsr-3675	48	122	relative	relative	ADJ
fsr-3675	48	123	importance	importance	NOUN
fsr-3675	48	124	.	.	PUNCT
fsr-3675	49	1	the	the	DET
fsr-3675	49	2	eigen	eigen	PROPN
fsr-3675	49	3	vectors	vector	NOUN
fsr-3675	49	4	for	for	ADP
fsr-3675	49	5	the	the	DET
fsr-3675	49	6	second	second	ADJ
fsr-3675	49	7	level	level	NOUN
fsr-3675	49	8	of	of	ADP
fsr-3675	49	9	the	the	DET
fsr-3675	49	10	hierarchy	hierarchy	NOUN
fsr-3675	49	11	represent	represent	VERB
fsr-3675	49	12	important	important	ADJ
fsr-3675	49	13	weights	weight	NOUN
fsr-3675	49	14	for	for	ADP
fsr-3675	49	15	each	each	PRON
fsr-3675	49	16	of	of	ADP
fsr-3675	49	17	the	the	DET
fsr-3675	49	18	m	m	PROPN
fsr-3675	49	19	short	short	ADJ
fsr-3675	49	20	-	-	PUNCT
fsr-3675	49	21	term	term	NOUN
fsr-3675	49	22	consumption	consumption	NOUN
fsr-3675	49	23	periods	period	NOUN
fsr-3675	49	24	and	and	CCONJ
fsr-3675	49	25	the	the	DET
fsr-3675	49	26	long	long	ADJ
fsr-3675	49	27	-	-	PUNCT
fsr-3675	49	28	term	term	NOUN
fsr-3675	49	29	consumption	consumption	NOUN
fsr-3675	49	30	period	period	NOUN
fsr-3675	49	31	,	,	PUNCT
fsr-3675	49	32	the	the	DET
fsr-3675	49	33	n	n	PRON
fsr-3675	49	34	asset	asset	NOUN
fsr-3675	49	35	alternatives	alternative	NOUN
fsr-3675	49	36	,	,	PUNCT
fsr-3675	49	37	and	and	CCONJ
fsr-3675	49	38	the	the	DET
fsr-3675	49	39	risk	risk	NOUN
fsr-3675	49	40	and	and	CCONJ
fsr-3675	49	41	liquidity	liquidity	NOUN
fsr-3675	49	42	characteristics	characteristic	NOUN
fsr-3675	49	43	,	,	PUNCT
fsr-3675	49	44	with	with	ADP
fsr-3675	49	45	respect	respect	NOUN
fsr-3675	49	46	to	to	ADP
fsr-3675	49	47	the	the	DET
fsr-3675	49	48	two	two	NUM
fsr-3675	49	49	characteristics	characteristic	NOUN
fsr-3675	49	50	of	of	ADP
fsr-3675	49	51	the	the	DET
fsr-3675	49	52	first	first	ADJ
fsr-3675	49	53	level	level	NOUN
fsr-3675	49	54	.	.	PUNCT
fsr-3675	50	1	this	this	PRON
fsr-3675	50	2	will	will	AUX
fsr-3675	50	3	yield	yield	VERB
fsr-3675	50	4	a	a	DET
fsr-3675	50	5	(	(	PUNCT
fsr-3675	50	6	m	m	VERB
fsr-3675	50	7	+	+	NOUN
fsr-3675	50	8	n	n	PROPN
fsr-3675	50	9	+	+	CCONJ
fsr-3675	50	10	3	3	NUM
fsr-3675	50	11	)	)	PUNCT
fsr-3675	50	12	x	x	SYM
fsr-3675	50	13	2	2	NUM
fsr-3675	50	14	matrix	matrix	NOUN
fsr-3675	50	15	of	of	ADP
fsr-3675	50	16	i	i	PRON
fsr-3675	51	1	i	i	PRON
fsr-3675	52	1	i	i	PRON
fsr-3675	53	1	i	i	VERB
fsr-3675	53	2	n	n	VERB
fsr-3675	53	3	v	v	NUM
fsr-3675	53	4	e	e	X
fsr-3675	53	5	s	s	ADP
fsr-3675	53	6	t	t	NOUN
fsr-3675	53	7	o	o	NOUN
fsr-3675	53	8	r	r	NOUN
fsr-3675	53	9	s	s	X
fsr-3675	54	1	~	~	PUNCT
fsr-3675	54	2	i	i	PRON
fsr-3675	54	3	s	s	VERB
fsr-3675	54	4	f	f	PROPN
fsr-3675	54	5	a	a	DET
fsr-3675	54	6	c	c	NOUN
fsr-3675	54	7	t	t	NOUN
fsr-3675	55	1	i	i	PRON
fsr-3675	55	2	o	o	INTJ
fsr-3675	55	3	h	h	NOUN
fsr-3675	55	4	!	!	PUNCT
fsr-3675	56	1	1	1	NUM
fsr-3675	57	1	i	i	PRON
fsr-3675	57	2	i	i	VERB
fsr-3675	57	3	1	1	NUM
fsr-3675	58	1	i	i	PRON
fsr-3675	58	2	i	i	PRON
fsr-3675	59	1	i	i	PRON
fsr-3675	59	2	i	i	PRON
fsr-3675	60	1	i	i	PRON
fsr-3675	60	2	i	i	PRON
fsr-3675	60	3	i	i	VERB
fsr-3675	61	1	1	1	NUM
fsr-3675	62	1	c	c	NOUN
fsr-3675	62	2	o	o	NOUN
fsr-3675	63	1	i	i	PRON
fsr-3675	63	2	w	w	PROPN
fsr-3675	63	3	j	j	PROPN
fsr-3675	64	1	x	x	X
fsr-3675	64	2	p	p	X
fsr-3675	65	1	t	t	X
fsr-3675	66	1	i	i	PRON
fsr-3675	66	2	o	o	NOUN
fsr-3675	67	1	b	b	X
fsr-3675	67	2	g	g	X
fsr-3675	67	3	o	o	PROPN
fsr-3675	67	4	a	a	DET
fsr-3675	67	5	l	l	NOUN
fsr-3675	67	6	s	s	PART
fsr-3675	67	7	1	1	NUM
fsr-3675	67	8	l	l	NOUN
fsr-3675	67	9	p	p	NOUN
fsr-3675	67	10	o	o	NOUN
fsr-3675	67	11	r	r	NOUN
fsr-3675	67	12	t	t	NOUN
fsr-3675	68	1	f	f	X
fsr-3675	69	1	o	o	NOUN
fsr-3675	69	2	l	l	NOUN
fsr-3675	70	1	i	i	NOUN
fsr-3675	70	2	0	0	PUNCT
fsr-3675	71	1	c	c	NOUN
fsr-3675	71	2	o	o	NOUN
fsr-3675	71	3	a	a	DET
fsr-3675	71	4	l	l	NOUN
fsr-3675	71	5	s	s	VERB
fsr-3675	72	1	i	i	PRON
fsr-3675	73	1	i	i	PRON
fsr-3675	74	1	i	i	PRON
fsr-3675	75	1	i	i	PRON
fsr-3675	76	1	i	i	PRON
fsr-3675	77	1	i	i	PRON
fsr-3675	78	1	i	i	VERB
fsr-3675	78	2	/	/	SYM
fsr-3675	79	1	i	i	PRON
fsr-3675	79	2	i	i	VERB
fsr-3675	79	3	1	1	NUM
fsr-3675	80	1	i	i	PRON
fsr-3675	80	2	i	i	PRON
fsr-3675	80	3	i	i	VERB
fsr-3675	80	4	1	1	NUM
fsr-3675	81	1	i	i	NOUN
fsr-3675	81	2	l	l	NOUN
fsr-3675	81	3	l	l	NOUN
fsr-3675	82	1	p	p	NOUN
fsr-3675	82	2	r	r	NOUN
fsr-3675	82	3	e	e	NOUN
fsr-3675	82	4	f	f	NOUN
fsr-3675	82	5	e	e	NOUN
fsr-3675	82	6	r	r	NOUN
fsr-3675	82	7	e	e	NOUN
fsr-3675	82	8	n	n	NOUN
fsr-3675	82	9	c	c	NOUN
fsr-3675	82	10	e	e	NOUN
fsr-3675	82	11	1	1	NUM
fsr-3675	82	12	1	1	NUM
fsr-3675	82	13	p	p	NOUN
fsr-3675	82	14	r	r	NOUN
fsr-3675	82	15	e	e	NOUN
fsr-3675	82	16	f	f	NOUN
fsr-3675	82	17	e	e	NOUN
fsr-3675	82	18	r	r	NOUN
fsr-3675	82	19	e	e	NOUN
fsr-3675	82	20	n	n	NOUN
fsr-3675	82	21	c	c	NOUN
fsr-3675	82	22	e	e	NOUN
fsr-3675	82	23	1	1	NUM
fsr-3675	82	24	1	1	NUM
fsr-3675	82	25	p	p	NOUN
fsr-3675	82	26	r	r	NOUN
fsr-3675	82	27	e	e	NOUN
fsr-3675	82	28	f	f	NOUN
fsr-3675	82	29	e	e	NOUN
fsr-3675	82	30	r	r	NOUN
fsr-3675	82	31	e	e	NOUN
fsr-3675	82	32	n	n	NOUN
fsr-3675	82	33	c	c	NOUN
fsr-3675	82	34	e	e	NOUN
fsr-3675	82	35	1	1	X
fsr-3675	83	1	i	i	PRON
fsr-3675	83	2	i	i	PRON
fsr-3675	84	1	i	i	PRON
fsr-3675	84	2	i	i	VERB
fsr-3675	84	3	1	1	NUM
fsr-3675	84	4	fi	fi	NOUN
fsr-3675	84	5	gu	gu	X
fsr-3675	84	6	re	re	NOUN
fsr-3675	84	7	1	1	NUM
fsr-3675	84	8	.	.	PUNCT
fsr-3675	85	1	g	g	NOUN
fsr-3675	85	2	o	o	PROPN
fsr-3675	85	3	al	al	PROPN
fsr-3675	85	4	h	h	PROPN
fsr-3675	85	5	ie	ie	PROPN
fsr-3675	86	1	ra	ra	PROPN
fsr-3675	86	2	rc	rc	PROPN
fsr-3675	87	1	h	h	NOUN
fsr-3675	87	2	y	y	PROPN
fsr-3675	87	3	fo	fo	INTJ
fsr-3675	87	4	r	r	NOUN
fsr-3675	87	5	fi	fi	NOUN
fsr-3675	87	6	n	n	CCONJ
fsr-3675	87	7	an	an	DET
fsr-3675	87	8	ci	ci	NOUN
fsr-3675	87	9	al	al	PROPN
fsr-3675	87	10	p	p	PROPN
fsr-3675	87	11	la	la	PROPN
fsr-3675	87	12	n	n	CCONJ
fsr-3675	87	13	n	n	NOUN
fsr-3675	87	14	in	in	ADP
fsr-3675	87	15	g	g	PROPN
fsr-3675	88	1	a	a	DET
fsr-3675	88	2	llo	llo	INTJ
fsr-3675	88	3	ca	ca	NOUN
fsr-3675	88	4	ti	ti	NOUN
fsr-3675	88	5	o	o	NOUN
fsr-3675	88	6	n	n	NOUN
fsr-3675	88	7	.	.	PUNCT
fsr-3675	89	1	personal	personal	ADJ
fsr-3675	89	2	financial	financial	ADJ
fsr-3675	89	3	planning	planning	NOUN
fsr-3675	89	4	and	and	CCONJ
fsr-3675	89	5	the	the	DET
fsr-3675	89	6	allocation	allocation	NOUN
fsr-3675	89	7	of	of	ADP
fsr-3675	89	8	disposable	disposable	ADJ
fsr-3675	89	9	wealth	wealth	NOUN
fsr-3675	89	10	91	91	NUM
fsr-3675	89	11	intensity	intensity	NOUN
fsr-3675	89	12	of	of	ADP
fsr-3675	89	13	irnportuncr	irnportuncr	NOUN
fsr-3675	89	14	table	table	NOUN
fsr-3675	89	15	1	1	NUM
fsr-3675	89	16	.	.	PUNCT
fsr-3675	89	17	importance	importance	NOUN
fsr-3675	89	18	scale	scale	NOUN
fsr-3675	89	19	dejinition	dejinition	NOUN
fsr-3675	89	20	i	i	NOUN
fsr-3675	89	21	3	3	NUM
fsr-3675	89	22	5	5	NUM
fsr-3675	89	23	7	7	NUM
fsr-3675	89	24	9	9	NUM
fsr-3675	89	25	2,4,6,8	2,4,6,8	NUM
fsr-3675	89	26	reciprocals	reciprocal	NOUN
fsr-3675	89	27	equal	equal	ADJ
fsr-3675	89	28	importance	importance	NOUN
fsr-3675	89	29	weak	weak	ADJ
fsr-3675	89	30	importance	importance	NOUN
fsr-3675	89	31	of	of	ADP
fsr-3675	89	32	one	one	NUM
fsr-3675	89	33	over	over	ADP
fsr-3675	89	34	another	another	DET
fsr-3675	89	35	strong	strong	ADJ
fsr-3675	89	36	importance	importance	NOUN
fsr-3675	89	37	of	of	ADP
fsr-3675	89	38	one	one	NUM
fsr-3675	89	39	over	over	ADP
fsr-3675	89	40	another	another	DET
fsr-3675	89	41	demonstrated	demonstrate	VERB
fsr-3675	89	42	importance	importance	NOUN
fsr-3675	89	43	absolute	absolute	ADJ
fsr-3675	89	44	importance	importance	NOUN
fsr-3675	89	45	intermediate	intermediate	ADJ
fsr-3675	89	46	values	value	NOUN
fsr-3675	89	47	between	between	ADP
fsr-3675	89	48	the	the	DET
fsr-3675	89	49	two	two	NUM
fsr-3675	89	50	adjacent	adjacent	ADJ
fsr-3675	89	51	judgments	judgment	NOUN
fsr-3675	89	52	if	if	SCONJ
fsr-3675	89	53	attribute	attribute	NOUN
fsr-3675	89	54	i	i	PRON
fsr-3675	89	55	has	have	VERB
fsr-3675	89	56	one	one	NUM
fsr-3675	89	57	of	of	ADP
fsr-3675	89	58	the	the	DET
fsr-3675	89	59	above	above	ADJ
fsr-3675	89	60	non	non	ADJ
fsr-3675	89	61	-	-	ADJ
fsr-3675	89	62	zero	zero	NUM
fsr-3675	89	63	numbers	number	NOUN
fsr-3675	89	64	assigned	assign	VERB
fsr-3675	89	65	when	when	SCONJ
fsr-3675	89	66	compared	compare	VERB
fsr-3675	89	67	with	with	ADP
fsr-3675	89	68	activity	activity	NOUN
fsr-3675	89	69	j	j	PROPN
fsr-3675	89	70	,	,	PUNCT
fsr-3675	89	71	thenj	thenj	PROPN
fsr-3675	89	72	has	have	VERB
fsr-3675	89	73	the	the	DET
fsr-3675	89	74	reciprocal	reciprocal	ADJ
fsr-3675	89	75	value	value	NOUN
fsr-3675	89	76	when	when	SCONJ
fsr-3675	89	77	compared	compare	VERB
fsr-3675	89	78	to	to	ADP
fsr-3675	89	79	i.	i.	NOUN
fsr-3675	89	80	eigenvectors	eigenvector	NOUN
fsr-3675	89	81	for	for	ADP
fsr-3675	89	82	the	the	DET
fsr-3675	89	83	second	second	ADJ
fsr-3675	89	84	level	level	NOUN
fsr-3675	89	85	of	of	ADP
fsr-3675	89	86	the	the	DET
fsr-3675	89	87	hierarchy	hierarchy	NOUN
fsr-3675	89	88	.	.	PUNCT
fsr-3675	90	1	the	the	DET
fsr-3675	90	2	overall	overall	ADJ
fsr-3675	90	3	ranking	ranking	NOUN
fsr-3675	90	4	of	of	ADP
fsr-3675	90	5	each	each	PRON
fsr-3675	90	6	of	of	ADP
fsr-3675	90	7	the	the	DET
fsr-3675	90	8	portfolio	portfolio	NOUN
fsr-3675	90	9	alternatives	alternative	NOUN
fsr-3675	90	10	is	be	AUX
fsr-3675	90	11	obtained	obtain	VERB
fsr-3675	90	12	by	by	ADP
fsr-3675	90	13	pre	pre	ADJ
fsr-3675	90	14	-	-	ADJ
fsr-3675	90	15	multiplying	multiply	VERB
fsr-3675	90	16	the	the	DET
fsr-3675	90	17	2	2	NUM
fsr-3675	90	18	x	x	SYM
fsr-3675	90	19	1	1	NUM
fsr-3675	90	20	column	column	NOUN
fsr-3675	90	21	vector	vector	NOUN
fsr-3675	90	22	of	of	ADP
fsr-3675	90	23	importance	importance	NOUN
fsr-3675	90	24	weights	weight	VERB
fsr-3675	90	25	from	from	ADP
fsr-3675	90	26	the	the	DET
fsr-3675	90	27	first	first	ADJ
fsr-3675	90	28	hierarchy	hierarchy	NOUN
fsr-3675	90	29	by	by	ADP
fsr-3675	90	30	the	the	DET
fsr-3675	90	31	(	(	PUNCT
fsr-3675	90	32	m	m	PROPN
fsr-3675	90	33	+	+	NOUN
fsr-3675	90	34	n	n	PROPN
fsr-3675	90	35	+	+	CCONJ
fsr-3675	90	36	3	3	NUM
fsr-3675	90	37	)	)	PUNCT
fsr-3675	90	38	x	x	SYM
fsr-3675	90	39	2	2	NUM
fsr-3675	90	40	matrix	matrix	NOUN
fsr-3675	90	41	of	of	ADP
fsr-3675	90	42	second	second	ADJ
fsr-3675	90	43	level	level	NOUN
fsr-3675	90	44	eigenvectors	eigenvector	NOUN
fsr-3675	90	45	.	.	PUNCT
fsr-3675	91	1	the	the	DET
fsr-3675	91	2	result	result	NOUN
fsr-3675	91	3	is	be	AUX
fsr-3675	91	4	a	a	DET
fsr-3675	91	5	(	(	PUNCT
fsr-3675	91	6	m	m	VERB
fsr-3675	91	7	+	+	NOUN
fsr-3675	91	8	n	n	PROPN
fsr-3675	91	9	+	+	CCONJ
fsr-3675	91	10	3	3	NUM
fsr-3675	91	11	)	)	PUNCT
fsr-3675	91	12	x	x	SYM
fsr-3675	91	13	1	1	NUM
fsr-3675	91	14	vector	vector	NOUN
fsr-3675	91	15	which	which	PRON
fsr-3675	91	16	weights	weight	VERB
fsr-3675	91	17	the	the	PRON
fsr-3675	91	18	(	(	PUNCT
fsr-3675	91	19	m	m	VERB
fsr-3675	91	20	+	+	NOUN
fsr-3675	91	21	n	n	PROPN
fsr-3675	91	22	+	+	CCONJ
fsr-3675	91	23	3	3	NUM
fsr-3675	91	24	)	)	PUNCT
fsr-3675	91	25	bottom	bottom	ADJ
fsr-3675	91	26	level	level	NOUN
fsr-3675	91	27	goals	goal	NOUN
fsr-3675	91	28	from	from	ADP
fsr-3675	91	29	highest	high	ADJ
fsr-3675	91	30	to	to	PART
fsr-3675	91	31	lowest	low	ADJ
fsr-3675	91	32	preference	preference	NOUN
fsr-3675	91	33	.	.	PUNCT
fsr-3675	92	1	finally	finally	ADV
fsr-3675	92	2	,	,	PUNCT
fsr-3675	92	3	the	the	DET
fsr-3675	92	4	reason	reason	NOUN
fsr-3675	92	5	for	for	ADP
fsr-3675	92	6	the	the	DET
fsr-3675	92	7	joint	joint	ADJ
fsr-3675	92	8	ahp	ahp	NOUN
fsr-3675	92	9	/	/	SYM
fsr-3675	92	10	gp	gp	NOUN
fsr-3675	92	11	process	process	NOUN
fsr-3675	92	12	is	be	AUX
fsr-3675	92	13	two	two	NUM
fsr-3675	92	14	-	-	NUM
fsr-3675	92	15	fold	fold	ADJ
fsr-3675	92	16	.	.	PUNCT
fsr-3675	93	1	first	first	ADV
fsr-3675	93	2	,	,	PUNCT
fsr-3675	93	3	if	if	SCONJ
fsr-3675	93	4	the	the	DET
fsr-3675	93	5	ahp	ahp	NOUN
fsr-3675	93	6	is	be	AUX
fsr-3675	93	7	used	use	VERB
fsr-3675	93	8	to	to	PART
fsr-3675	93	9	allocate	allocate	VERB
fsr-3675	93	10	directly	directly	ADV
fsr-3675	93	11	to	to	ADP
fsr-3675	93	12	assets	asset	NOUN
fsr-3675	93	13	as	as	ADP
fsr-3675	93	14	,	,	PUNCT
fsr-3675	93	15	for	for	ADP
fsr-3675	93	16	example	example	NOUN
fsr-3675	93	17	,	,	PUNCT
fsr-3675	93	18	in	in	ADP
fsr-3675	93	19	the	the	DET
fsr-3675	93	20	asset	asset	NOUN
fsr-3675	93	21	allocation	allocation	NOUN
fsr-3675	93	22	problem	problem	NOUN
fsr-3675	93	23	addressed	address	VERB
fsr-3675	93	24	by	by	ADP
fsr-3675	93	25	khaksari	khaksari	PROPN
fsr-3675	93	26	,	,	PUNCT
fsr-3675	93	27	kamath	kamath	PROPN
fsr-3675	93	28	,	,	PUNCT
fsr-3675	93	29	and	and	CCONJ
fsr-3675	93	30	grieves	grieve	VERB
fsr-3675	93	31	(	(	PUNCT
fsr-3675	93	32	1989	1989	NUM
fsr-3675	93	33	)	)	PUNCT
fsr-3675	93	34	or	or	CCONJ
fsr-3675	93	35	the	the	DET
fsr-3675	93	36	life	life	NOUN
fsr-3675	93	37	insurance	insurance	NOUN
fsr-3675	93	38	selection	selection	NOUN
fsr-3675	93	39	problem	problem	NOUN
fsr-3675	93	40	by	by	ADP
fsr-3675	93	41	puelz	puelz	NOUN
fsr-3675	93	42	(	(	PUNCT
fsr-3675	93	43	199	199	NUM
fsr-3675	93	44	1	1	NUM
fsr-3675	93	45	)	)	PUNCT
fsr-3675	93	46	then	then	ADV
fsr-3675	93	47	the	the	DET
fsr-3675	93	48	individual	individual	NOUN
fsr-3675	93	49	must	must	AUX
fsr-3675	93	50	directly	directly	ADV
fsr-3675	93	51	compare	compare	VERB
fsr-3675	93	52	categories	category	NOUN
fsr-3675	93	53	based	base	VERB
fsr-3675	93	54	on	on	ADP
fsr-3675	93	55	objective	objective	ADJ
fsr-3675	93	56	and	and	CCONJ
fsr-3675	93	57	subjective	subjective	ADJ
fsr-3675	93	58	goals	goal	NOUN
fsr-3675	93	59	.	.	PUNCT
fsr-3675	94	1	the	the	DET
fsr-3675	94	2	typical	typical	ADJ
fsr-3675	94	3	individual	individual	NOUN
fsr-3675	94	4	who	who	PRON
fsr-3675	94	5	contracts	contract	VERB
fsr-3675	94	6	for	for	ADP
fsr-3675	94	7	personal	personal	ADJ
fsr-3675	94	8	financial	financial	ADJ
fsr-3675	94	9	planning	planning	NOUN
fsr-3675	94	10	services	service	NOUN
fsr-3675	94	11	does	do	AUX
fsr-3675	94	12	not	not	PART
fsr-3675	94	13	have	have	VERB
fsr-3675	94	14	sufficient	sufficient	ADJ
fsr-3675	94	15	knowledge	knowledge	NOUN
fsr-3675	94	16	to	to	PART
fsr-3675	94	17	perform	perform	VERB
fsr-3675	94	18	such	such	DET
fsr-3675	94	19	a	a	DET
fsr-3675	94	20	comparison.4	comparison.4	NOUN
fsr-3675	94	21	second	second	ADJ
fsr-3675	94	22	,	,	PUNCT
fsr-3675	94	23	the	the	DET
fsr-3675	94	24	financial	financial	ADJ
fsr-3675	94	25	planning	planning	NOUN
fsr-3675	94	26	model	model	NOUN
fsr-3675	94	27	proposed	propose	VERB
fsr-3675	94	28	in	in	ADP
fsr-3675	94	29	this	this	DET
fsr-3675	94	30	paper	paper	NOUN
fsr-3675	94	31	is	be	AUX
fsr-3675	94	32	based	base	VERB
fsr-3675	94	33	on	on	ADP
fsr-3675	94	34	a	a	DET
fsr-3675	94	35	multiperiod	multiperiod	NOUN
fsr-3675	94	36	horizon	horizon	NOUN
fsr-3675	94	37	.	.	PUNCT
fsr-3675	95	1	in	in	ADP
fsr-3675	95	2	order	order	NOUN
fsr-3675	95	3	to	to	PART
fsr-3675	95	4	incorporate	incorporate	VERB
fsr-3675	95	5	ahp	ahp	NOUN
fsr-3675	95	6	into	into	ADP
fsr-3675	95	7	a	a	DET
fsr-3675	95	8	multiperiod	multiperiod	NOUN
fsr-3675	95	9	planning	planning	NOUN
fsr-3675	95	10	model	model	NOUN
fsr-3675	95	11	a	a	DET
fsr-3675	95	12	different	different	ADJ
fsr-3675	95	13	model	model	NOUN
fsr-3675	95	14	is	be	AUX
fsr-3675	95	15	required	require	VERB
fsr-3675	95	16	for	for	ADP
fsr-3675	95	17	each	each	DET
fsr-3675	95	18	future	future	ADJ
fsr-3675	95	19	period	period	NOUN
fsr-3675	95	20	.	.	PUNCT
fsr-3675	96	1	by	by	ADP
fsr-3675	96	2	solving	solve	VERB
fsr-3675	96	3	the	the	DET
fsr-3675	96	4	multipe	multipe	NOUN
fsr-3675	96	5	riod	riod	NOUN
fsr-3675	96	6	problem	problem	NOUN
fsr-3675	96	7	as	as	ADP
fsr-3675	96	8	a	a	DET
fsr-3675	96	9	set	set	NOUN
fsr-3675	96	10	of	of	ADP
fsr-3675	96	11	independent	independent	ADJ
fsr-3675	96	12	models	model	NOUN
fsr-3675	96	13	the	the	DET
fsr-3675	96	14	integration	integration	NOUN
fsr-3675	96	15	of	of	ADP
fsr-3675	96	16	a	a	DET
fsr-3675	96	17	single	single	ADJ
fsr-3675	96	18	portfolio	portfolio	NOUN
fsr-3675	96	19	decision	decision	NOUN
fsr-3675	96	20	for	for	ADP
fsr-3675	96	21	multiple	multiple	ADJ
fsr-3675	96	22	periods	period	NOUN
fsr-3675	96	23	is	be	AUX
fsr-3675	96	24	lost	lose	VERB
fsr-3675	96	25	.	.	PUNCT
fsr-3675	97	1	by	by	ADP
fsr-3675	97	2	contrast	contrast	NOUN
fsr-3675	97	3	,	,	PUNCT
fsr-3675	97	4	in	in	ADP
fsr-3675	97	5	our	our	PRON
fsr-3675	97	6	gp	gp	NOUN
fsr-3675	97	7	model	model	NOUN
fsr-3675	97	8	the	the	DET
fsr-3675	97	9	multiperiod	multiperiod	NOUN
fsr-3675	97	10	nature	nature	NOUN
fsr-3675	97	11	of	of	ADP
fsr-3675	97	12	the	the	DET
fsr-3675	97	13	personal	personal	ADJ
fsr-3675	97	14	financial	financial	ADJ
fsr-3675	97	15	planning	planning	NOUN
fsr-3675	97	16	decision	decision	NOUN
fsr-3675	97	17	is	be	AUX
fsr-3675	97	18	captured	capture	VERB
fsr-3675	97	19	.	.	PUNCT
fsr-3675	98	1	iii	iii	X
fsr-3675	98	2	.	.	PUNCT
fsr-3675	98	3	thefinancialplanningmodel	thefinancialplanningmodel	PROPN
fsr-3675	98	4	we	we	PRON
fsr-3675	98	5	present	present	VERB
fsr-3675	98	6	the	the	DET
fsr-3675	98	7	model	model	NOUN
fsr-3675	98	8	in	in	ADP
fsr-3675	98	9	the	the	DET
fsr-3675	98	10	following	following	ADJ
fsr-3675	98	11	manner	manner	NOUN
fsr-3675	98	12	.	.	PUNCT
fsr-3675	99	1	first	first	ADV
fsr-3675	99	2	,	,	PUNCT
fsr-3675	99	3	we	we	PRON
fsr-3675	99	4	formulate	formulate	VERB
fsr-3675	99	5	feasibility	feasibility	NOUN
fsr-3675	99	6	constraints	constraint	NOUN
fsr-3675	99	7	which	which	PRON
fsr-3675	99	8	impose	impose	VERB
fsr-3675	99	9	the	the	DET
fsr-3675	99	10	restrictions	restriction	NOUN
fsr-3675	99	11	that	that	PRON
fsr-3675	99	12	(	(	PUNCT
fsr-3675	99	13	a	a	X
fsr-3675	99	14	)	)	PUNCT
fsr-3675	99	15	dollars	dollar	NOUN
fsr-3675	99	16	invested	invest	VERB
fsr-3675	99	17	each	each	DET
fsr-3675	99	18	period	period	NOUN
fsr-3675	99	19	do	do	AUX
fsr-3675	99	20	not	not	PART
fsr-3675	99	21	exceed	exceed	VERB
fsr-3675	99	22	disposable	disposable	ADJ
fsr-3675	99	23	income	income	NOUN
fsr-3675	99	24	for	for	ADP
fsr-3675	99	25	that	that	DET
fsr-3675	99	26	period	period	NOUN
fsr-3675	99	27	plus	plus	CCONJ
fsr-3675	99	28	liquidated	liquidate	VERB
fsr-3675	99	29	investment	investment	NOUN
fsr-3675	99	30	from	from	ADP
fsr-3675	99	31	prior	prior	ADJ
fsr-3675	99	32	periods	period	NOUN
fsr-3675	99	33	,	,	PUNCT
fsr-3675	99	34	and	and	CCONJ
fsr-3675	99	35	(	(	PUNCT
fsr-3675	99	36	b	b	X
fsr-3675	99	37	)	)	PUNCT
fsr-3675	99	38	that	that	SCONJ
fsr-3675	99	39	the	the	DET
fsr-3675	99	40	liquidated	liquidate	VERB
fsr-3675	99	41	amount	amount	NOUN
fsr-3675	99	42	of	of	ADP
fsr-3675	99	43	any	any	DET
fsr-3675	99	44	asset	asset	NOUN
fsr-3675	99	45	does	do	AUX
fsr-3675	99	46	not	not	PART
fsr-3675	99	47	exceed	exceed	VERB
fsr-3675	99	48	the	the	DET
fsr-3675	99	49	principal	principal	ADJ
fsr-3675	99	50	amount	amount	NOUN
fsr-3675	99	51	plus	plus	CCONJ
fsr-3675	99	52	earnings	earning	NOUN
fsr-3675	99	53	on	on	ADP
fsr-3675	99	54	that	that	DET
fsr-3675	99	55	asset	asset	NOUN
fsr-3675	99	56	.	.	PUNCT
fsr-3675	100	1	second	second	ADV
fsr-3675	100	2	,	,	PUNCT
fsr-3675	100	3	we	we	PRON
fsr-3675	100	4	present	present	VERB
fsr-3675	100	5	the	the	DET
fsr-3675	100	6	portfolio	portfolio	NOUN
fsr-3675	100	7	and	and	CCONJ
fsr-3675	100	8	consump	consump	VERB
fsr-3675	100	9	tion	tion	NOUN
fsr-3675	100	10	goals	goal	NOUN
fsr-3675	100	11	and	and	CCONJ
fsr-3675	100	12	identify	identify	VERB
fsr-3675	100	13	the	the	DET
fsr-3675	100	14	deviation	deviation	NOUN
fsr-3675	100	15	variables	variable	NOUN
fsr-3675	100	16	that	that	PRON
fsr-3675	100	17	are	be	AUX
fsr-3675	100	18	placed	place	VERB
fsr-3675	100	19	in	in	ADP
fsr-3675	100	20	the	the	DET
fsr-3675	100	21	objective	objective	ADJ
fsr-3675	100	22	function	function	NOUN
fsr-3675	100	23	of	of	ADP
fsr-3675	100	24	the	the	DET
fsr-3675	100	25	gp	gp	NOUN
fsr-3675	100	26	model	model	NOUN
fsr-3675	100	27	with	with	ADP
fsr-3675	100	28	a	a	DET
fsr-3675	100	29	weight	weight	NOUN
fsr-3675	100	30	established	establish	VERB
fsr-3675	100	31	from	from	ADP
fsr-3675	100	32	the	the	DET
fsr-3675	100	33	ahp	ahp	NOUN
fsr-3675	100	34	.	.	PUNCT
fsr-3675	101	1	the	the	DET
fsr-3675	101	2	math	math	NOUN
fsr-3675	101	3	program	program	NOUN
fsr-3675	101	4	minimizes	minimize	VERB
fsr-3675	101	5	the	the	DET
fsr-3675	101	6	weighted	weight	VERB
fsr-3675	101	7	deviations	deviation	NOUN
fsr-3675	101	8	from	from	ADP
fsr-3675	101	9	the	the	DET
fsr-3675	101	10	portfolio	portfolio	NOUN
fsr-3675	101	11	and	and	CCONJ
fsr-3675	101	12	consumption	consumption	NOUN
fsr-3675	101	13	92	92	NUM
fsr-3675	101	14	financial	financial	ADJ
fsr-3675	101	15	services	service	NOUN
fsr-3675	101	16	review	review	NOUN
fsr-3675	101	17	,	,	PUNCT
fsr-3675	101	18	l(2	l(2	PROPN
fsr-3675	101	19	)	)	PUNCT
fsr-3675	101	20	1991	1991	NUM
fsr-3675	101	21	goals	goal	NOUN
fsr-3675	101	22	subject	subject	ADJ
fsr-3675	101	23	to	to	ADP
fsr-3675	101	24	the	the	DET
fsr-3675	101	25	feasibility	feasibility	NOUN
fsr-3675	101	26	constraints	constraint	NOUN
fsr-3675	101	27	.	.	PUNCT
fsr-3675	102	1	the	the	DET
fsr-3675	102	2	solution	solution	NOUN
fsr-3675	102	3	entails	entail	VERB
fsr-3675	102	4	the	the	DET
fsr-3675	102	5	quantity	quantity	NOUN
fsr-3675	102	6	of	of	ADP
fsr-3675	102	7	assets	asset	NOUN
fsr-3675	102	8	which	which	PRON
fsr-3675	102	9	are	be	AUX
fsr-3675	102	10	selected	select	VERB
fsr-3675	102	11	for	for	ADP
fsr-3675	102	12	purchase	purchase	NOUN
fsr-3675	102	13	and	and	CCONJ
fsr-3675	102	14	sale	sale	NOUN
fsr-3675	102	15	each	each	DET
fsr-3675	102	16	period	period	NOUN
fsr-3675	102	17	,	,	PUNCT
fsr-3675	102	18	consistent	consistent	ADJ
fsr-3675	102	19	with	with	ADP
fsr-3675	102	20	the	the	DET
fsr-3675	102	21	individ	individ	PROPN
fsr-3675	102	22	ual	ual	PROPN
fsr-3675	102	23	’s	’s	PART
fsr-3675	102	24	preference	preference	NOUN
fsr-3675	102	25	ordering	ordering	NOUN
fsr-3675	102	26	.	.	PUNCT
fsr-3675	103	1	the	the	DET
fsr-3675	103	2	notation	notation	NOUN
fsr-3675	103	3	used	use	VERB
fsr-3675	103	4	throughout	throughout	ADP
fsr-3675	103	5	the	the	DET
fsr-3675	103	6	gp	gp	NOUN
fsr-3675	103	7	model	model	NOUN
fsr-3675	103	8	formulation	formulation	NOUN
fsr-3675	103	9	is	be	AUX
fsr-3675	103	10	presented	present	VERB
fsr-3675	103	11	in	in	ADP
fsr-3675	103	12	table	table	NOUN
fsr-3675	103	13	2	2	NUM
fsr-3675	103	14	.	.	PUNCT
fsr-3675	103	15	a.	a.	NOUN
fsr-3675	103	16	model	model	PROPN
fsr-3675	103	17	constraints	constraints	PROPN
fsr-3675	103	18	model	model	NOUN
fsr-3675	103	19	constraints	constraint	NOUN
fsr-3675	103	20	are	be	AUX
fsr-3675	103	21	those	those	DET
fsr-3675	103	22	conditions	condition	NOUN
fsr-3675	103	23	that	that	PRON
fsr-3675	103	24	must	must	AUX
fsr-3675	103	25	be	be	AUX
fsr-3675	103	26	met	meet	VERB
fsr-3675	103	27	in	in	ADP
fsr-3675	103	28	order	order	NOUN
fsr-3675	103	29	for	for	SCONJ
fsr-3675	103	30	a	a	DET
fsr-3675	103	31	feasible	feasible	ADJ
fsr-3675	103	32	portfolio	portfolio	NOUN
fsr-3675	103	33	to	to	PART
fsr-3675	103	34	be	be	AUX
fsr-3675	103	35	generated	generate	VERB
fsr-3675	103	36	.	.	PUNCT
fsr-3675	104	1	the	the	DET
fsr-3675	104	2	first	first	ADJ
fsr-3675	104	3	set	set	NOUN
fsr-3675	104	4	of	of	ADP
fsr-3675	104	5	constraints	constraint	NOUN
fsr-3675	104	6	equates	equate	VERB
fsr-3675	104	7	for	for	ADP
fsr-3675	104	8	each	each	PRON
fsr-3675	104	9	of	of	ADP
fsr-3675	104	10	the	the	DET
fsr-3675	104	11	m	m	NOUN
fsr-3675	104	12	periods	period	NOUN
fsr-3675	104	13	in	in	ADP
fsr-3675	104	14	the	the	DET
fsr-3675	104	15	short	short	ADJ
fsr-3675	104	16	-	-	PUNCT
fsr-3675	104	17	term	term	NOUN
fsr-3675	104	18	horizon	horizon	NOUN
fsr-3675	104	19	the	the	DET
fsr-3675	104	20	net	net	ADJ
fsr-3675	104	21	dollar	dollar	NOUN
fsr-3675	104	22	investment	investment	NOUN
fsr-3675	104	23	,	,	PUNCT
fsr-3675	104	24	c(rbhrfynm	c(rbhrfynm	PROPN
fsr-3675	104	25	t,~,y	t,~,y	INTJ
fsr-3675	104	26	,	,	PUNCT
fsr-3675	104	27	,	,	PUNCT
fsr-3675	104	28	)	)	PUNCT
fsr-3675	104	29	,	,	PUNCT
fsr-3675	104	30	to	to	ADP
fsr-3675	104	31	disposable	disposable	ADJ
fsr-3675	104	32	wealth	wealth	NOUN
fsr-3675	104	33	for	for	ADP
fsr-3675	104	34	that	that	DET
fsr-3675	104	35	period	period	NOUN
fsr-3675	104	36	,	,	PUNCT
fsr-3675	104	37	a	a	PRON
fsr-3675	104	38	,	,	PUNCT
fsr-3675	104	39	n	n	CCONJ
fsr-3675	104	40	,	,	PUNCT
fsr-3675	104	41	less	less	ADJ
fsr-3675	104	42	consumption	consumption	NOUN
fsr-3675	104	43	for	for	ADP
fsr-3675	104	44	that	that	DET
fsr-3675	104	45	period	period	NOUN
fsr-3675	104	46	,	,	PUNCT
fsr-3675	104	47	z,,,5	z,,,5	NOUN
fsr-3675	104	48	g	g	X
fsr-3675	105	1	[	[	X
fsr-3675	105	2	r	r	PROPN
fsr-3675	105	3	~	~	SYM
fsr-3675	105	4	j	j	PROPN
fsr-3675	105	5	,	,	PUNCT
fsr-3675	105	6	rrn	rrn	ADJ
fsr-3675	105	7	rsn	rsn	PROPN
fsr-3675	105	8	y	y	PROPN
fsr-3675	105	9	,	,	PUNCT
fsr-3675	105	10	,	,	PUNCT
fsr-3675	105	11	,	,	PUNCT
fsr-3675	105	12	)	)	PUNCT
fsr-3675	106	1	+	+	CCONJ
fsr-3675	106	2	z	z	X
fsr-3675	106	3	,	,	PUNCT
fsr-3675	106	4	,	,	PUNCT
fsr-3675	106	5	=	=	NOUN
fsr-3675	106	6	4	4	NUM
fsr-3675	106	7	v	v	NOUN
fsr-3675	106	8	m	m	NOUN
fsr-3675	106	9	=	=	NOUN
fsr-3675	106	10	ltom	ltom	NOUN
fsr-3675	106	11	(	(	PUNCT
fsr-3675	106	12	2	2	NUM
fsr-3675	106	13	)	)	PUNCT
fsr-3675	106	14	n	n	CCONJ
fsr-3675	106	15	=	=	SYM
fsr-3675	106	16	l	l	NOUN
fsr-3675	106	17	the	the	DET
fsr-3675	106	18	second	second	ADJ
fsr-3675	106	19	set	set	NOUN
fsr-3675	106	20	of	of	ADP
fsr-3675	106	21	constraints	constraint	NOUN
fsr-3675	106	22	assure	assure	VERB
fsr-3675	106	23	that	that	SCONJ
fsr-3675	106	24	the	the	DET
fsr-3675	106	25	amount	amount	NOUN
fsr-3675	106	26	divested	divest	VERB
fsr-3675	106	27	from	from	ADP
fsr-3675	106	28	an	an	DET
fsr-3675	106	29	asset	asset	NOUN
fsr-3675	106	30	in	in	ADP
fsr-3675	106	31	any	any	DET
fsr-3675	106	32	period	period	NOUN
fsr-3675	106	33	,	,	PUNCT
fsr-3675	106	34	y,,,/+	y,,,/+	PROPN
fsr-3675	106	35	,	,	PUNCT
fsr-3675	106	36	,	,	PUNCT
fsr-3675	106	37	is	be	AUX
fsr-3675	106	38	not	not	PART
fsr-3675	106	39	greater	great	ADJ
fsr-3675	106	40	than	than	ADP
fsr-3675	106	41	the	the	DET
fsr-3675	106	42	principal	principal	ADJ
fsr-3675	106	43	investment	investment	NOUN
fsr-3675	106	44	and	and	CCONJ
fsr-3675	106	45	earnings	earning	NOUN
fsr-3675	106	46	on	on	ADP
fsr-3675	106	47	that	that	DET
fsr-3675	106	48	asset	asset	NOUN
fsr-3675	106	49	,	,	PUNCT
fsr-3675	106	50	,	,	PUNCT
fsr-3675	106	51	,	,	PUNCT
fsr-3675	106	52	t	t	PROPN
fsr-3675	106	53	,	,	PUNCT
fsr-3675	106	54	[	[	X
fsr-3675	106	55	l	l	X
fsr-3675	106	56	+	+	NOUN
fsr-3675	106	57	4-‘“+i	4-‘“+i	NUM
fsr-3675	106	58	km	km	NOUN
fsr-3675	106	59	y,,)l	y,,)l	NUM
fsr-3675	106	60	2	2	NUM
fsr-3675	106	61	y	y	PROPN
fsr-3675	106	62	,	,	PUNCT
fsr-3675	106	63	,	,	PUNCT
fsr-3675	106	64	j+	j+	NUM
fsr-3675	106	65	,	,	PUNCT
fsr-3675	106	66	v	v	NOUN
fsr-3675	106	67	j	j	PROPN
fsr-3675	106	68	=	=	SYM
fsr-3675	106	69	1	1	NUM
fsr-3675	106	70	tom1	tom1	NOUN
fsr-3675	106	71	andn	andn	PROPN
fsr-3675	106	72	=	=	SYM
fsr-3675	106	73	1	1	NUM
fsr-3675	106	74	ton	ton	NOUN
fsr-3675	106	75	.	.	PUNCT
fsr-3675	106	76	table	table	NOUN
fsr-3675	106	77	2	2	NUM
fsr-3675	106	78	.	.	PUNCT
fsr-3675	106	79	model	model	NOUN
fsr-3675	106	80	notation	notation	NOUN
fsr-3675	106	81	(	(	PUNCT
fsr-3675	106	82	3	3	NUM
fsr-3675	106	83	)	)	PUNCT
fsr-3675	106	84	x	x	NOUN
fsr-3675	106	85	,	,	PUNCT
fsr-3675	106	86	m	m	VERB
fsr-3675	106	87	=	=	SYM
fsr-3675	106	88	y	y	PROPN
fsr-3675	106	89	,	,	PUNCT
fsr-3675	106	90	111	111	NUM
fsr-3675	106	91	,	,	PUNCT
fsr-3675	106	92	=	=	NOUN
fsr-3675	106	93	6	6	NUM
fsr-3675	106	94	,	,	PUNCT
fsr-3675	106	95	=	=	SYM
fsr-3675	106	96	7&l	7&l	NUM
fsr-3675	106	97	=	=	SYM
fsr-3675	106	98	‘	'	PUNCT
fsr-3675	106	99	t	t	PROPN
fsr-3675	106	100	/	/	SYM
fsr-3675	106	101	h	h	NOUN
fsr-3675	106	102	=	=	SYM
fsr-3675	106	103	o	o	NOUN
fsr-3675	106	104	,	,	PUNCT
fsr-3675	106	105	,	,	PUNCT
fsr-3675	106	106	=	=	PUNCT
fsr-3675	106	107	a	a	PRON
fsr-3675	106	108	,	,	PUNCT
fsr-3675	106	109	,	,	PUNCT
fsr-3675	106	110	=	=	PROPN
fsr-3675	106	111	p	p	X
fsr-3675	106	112	,	,	PUNCT
fsr-3675	106	113	,	,	PUNCT
fsr-3675	106	114	=	=	PUNCT
fsr-3675	106	115	a	a	PRON
fsr-3675	106	116	,	,	PUNCT
fsr-3675	106	117	,	,	PUNCT
fsr-3675	106	118	,	,	PUNCT
fsr-3675	106	119	=	=	PROPN
fsr-3675	106	120	p	p	NOUN
fsr-3675	106	121	,	,	PUNCT
fsr-3675	106	122	”	"	PUNCT
fsr-3675	106	123	=	=	SYM
fsr-3675	106	124	p	p	NOUN
fsr-3675	106	125	,	,	PUNCT
fsr-3675	106	126	.	.	PUNCT
fsr-3675	107	1	=	=	PUNCT
fsr-3675	107	2	l	l	NOUN
fsr-3675	108	1	=	=	PUNCT
fsr-3675	108	2	r	r	NOUN
fsr-3675	108	3	=	=	SYM
fsr-3675	108	4	st	st	PROPN
fsr-3675	108	5	,	,	PUNCT
fsr-3675	108	6	=	=	PUNCT
fsr-3675	108	7	(	(	PUNCT
fsr-3675	108	8	i	i	NOUN
fsr-3675	108	9	,	,	PUNCT
fsr-3675	108	10	=	=	PUNCT
fsr-3675	108	11	d$+	d$+	NOUN
fsr-3675	108	12	=	=	SYM
fsr-3675	108	13	w	w	PROPN
fsr-3675	108	14	,	,	PUNCT
fsr-3675	108	15	=	=	SYM
fsr-3675	108	16	n	n	NOUN
fsr-3675	108	17	=	=	SYM
fsr-3675	108	18	m	m	NOUN
fsr-3675	108	19	=	=	NOUN
fsr-3675	108	20	the	the	DET
fsr-3675	108	21	amount	amount	NOUN
fsr-3675	108	22	invested	invest	VERB
fsr-3675	108	23	in	in	ADP
fsr-3675	108	24	asset	asset	NOUN
fsr-3675	108	25	n	n	CCONJ
fsr-3675	108	26	at	at	ADP
fsr-3675	108	27	the	the	DET
fsr-3675	108	28	beginning	beginning	NOUN
fsr-3675	108	29	of	of	ADP
fsr-3675	108	30	period	period	NOUN
fsr-3675	108	31	m.	m.	NOUN
fsr-3675	108	32	the	the	DET
fsr-3675	108	33	amount	amount	NOUN
fsr-3675	108	34	divested	divest	VERB
fsr-3675	108	35	in	in	ADP
fsr-3675	108	36	asset	asset	NOUN
fsr-3675	108	37	n	n	CCONJ
fsr-3675	108	38	at	at	ADP
fsr-3675	108	39	the	the	DET
fsr-3675	108	40	beginning	beginning	NOUN
fsr-3675	108	41	of	of	ADP
fsr-3675	108	42	period	period	NOUN
fsr-3675	108	43	m.	m.	NOUN
fsr-3675	108	44	idle	idle	NOUN
fsr-3675	108	45	funds	fund	NOUN
fsr-3675	108	46	used	use	VERB
fsr-3675	108	47	for	for	ADP
fsr-3675	108	48	short	short	ADJ
fsr-3675	108	49	-	-	PUNCT
fsr-3675	108	50	term	term	NOUN
fsr-3675	108	51	consumption	consumption	NOUN
fsr-3675	108	52	in	in	ADP
fsr-3675	108	53	period	period	NOUN
fsr-3675	108	54	rn	rn	PROPN
fsr-3675	108	55	.	.	PUNCT
fsr-3675	109	1	the	the	DET
fsr-3675	109	2	dollar	dollar	NOUN
fsr-3675	109	3	amount	amount	NOUN
fsr-3675	109	4	necessary	necessary	ADJ
fsr-3675	109	5	to	to	PART
fsr-3675	109	6	buy	buy	VERB
fsr-3675	109	7	$	$	SYM
fsr-3675	109	8	1	1	NUM
fsr-3675	109	9	.oo	.oo	PUNCT
fsr-3675	109	10	of	of	ADP
fsr-3675	109	11	asset	asset	NOUN
fsr-3675	109	12	n	n	CCONJ
fsr-3675	109	13	(	(	PUNCT
fsr-3675	109	14	includes	include	VERB
fsr-3675	109	15	transaction	transaction	NOUN
fsr-3675	109	16	costs	cost	NOUN
fsr-3675	109	17	)	)	PUNCT
fsr-3675	109	18	.	.	PUNCT
fsr-3675	110	1	the	the	DET
fsr-3675	110	2	dollar	dollar	NOUN
fsr-3675	110	3	amount	amount	NOUN
fsr-3675	110	4	received	receive	VERB
fsr-3675	110	5	from	from	ADP
fsr-3675	110	6	the	the	DET
fsr-3675	110	7	sale	sale	NOUN
fsr-3675	110	8	of	of	ADP
fsr-3675	110	9	$	$	SYM
fsr-3675	110	10	1	1	NUM
fsr-3675	110	11	.oo	.oo	PUNCT
fsr-3675	110	12	of	of	ADP
fsr-3675	110	13	asset	asset	NOUN
fsr-3675	110	14	n	n	CCONJ
fsr-3675	110	15	(	(	PUNCT
fsr-3675	110	16	includes	include	VERB
fsr-3675	110	17	transaction	transaction	NOUN
fsr-3675	110	18	costs	cost	NOUN
fsr-3675	110	19	)	)	PUNCT
fsr-3675	110	20	.	.	PUNCT
fsr-3675	111	1	expected	expect	VERB
fsr-3675	111	2	after	after	ADP
fsr-3675	111	3	tax	tax	NOUN
fsr-3675	111	4	annual	annual	ADJ
fsr-3675	111	5	return	return	NOUN
fsr-3675	111	6	on	on	ADP
fsr-3675	111	7	asset	asset	NOUN
fsr-3675	111	8	n	n	CCONJ
fsr-3675	111	9	,	,	PUNCT
fsr-3675	111	10	liquidity	liquidity	NOUN
fsr-3675	111	11	parameter	parameter	NOUN
fsr-3675	111	12	for	for	ADP
fsr-3675	111	13	asset	asset	NOUN
fsr-3675	111	14	n.	n.	NOUN
fsr-3675	111	15	risk	risk	NOUN
fsr-3675	111	16	parameter	parameter	NOUN
fsr-3675	111	17	for	for	ADP
fsr-3675	111	18	asset	asset	NOUN
fsr-3675	111	19	n.	n.	NOUN
fsr-3675	111	20	dollars	dollar	NOUN
fsr-3675	111	21	available	available	ADJ
fsr-3675	111	22	to	to	PART
fsr-3675	111	23	invest	invest	VERB
fsr-3675	111	24	at	at	ADP
fsr-3675	111	25	the	the	DET
fsr-3675	111	26	beginning	beginning	NOUN
fsr-3675	111	27	of	of	ADP
fsr-3675	111	28	period	period	NOUN
fsr-3675	111	29	m.	m.	NOUN
fsr-3675	111	30	desired	desire	VERB
fsr-3675	111	31	consumption	consumption	NOUN
fsr-3675	111	32	level	level	NOUN
fsr-3675	111	33	period	period	NOUN
fsr-3675	111	34	m.	m.	NOUN
fsr-3675	111	35	desired	desire	VERB
fsr-3675	111	36	long	long	ADJ
fsr-3675	111	37	-	-	PUNCT
fsr-3675	111	38	term	term	NOUN
fsr-3675	111	39	consumption	consumption	NOUN
fsr-3675	111	40	level	level	NOUN
fsr-3675	111	41	.	.	PUNCT
fsr-3675	112	1	desired	desire	VERB
fsr-3675	112	2	maximum	maximum	PROPN
fsr-3675	112	3	portfolio	portfolio	NOUN
fsr-3675	112	4	average	average	ADJ
fsr-3675	112	5	liquidity	liquidity	NOUN
fsr-3675	112	6	.	.	PUNCT
fsr-3675	113	1	desired	desire	VERB
fsr-3675	113	2	maximum	maximum	PROPN
fsr-3675	113	3	portfolio	portfolio	NOUN
fsr-3675	113	4	average	average	ADJ
fsr-3675	113	5	risk	risk	NOUN
fsr-3675	113	6	.	.	PUNCT
fsr-3675	114	1	desired	desire	VERB
fsr-3675	114	2	maximum	maximum	ADJ
fsr-3675	114	3	(	(	PUNCT
fsr-3675	114	4	minimum	minimum	ADJ
fsr-3675	114	5	)	)	PUNCT
fsr-3675	114	6	percent	percent	NOUN
fsr-3675	114	7	held	hold	VERB
fsr-3675	114	8	of	of	ADP
fsr-3675	114	9	asset	asset	NOUN
fsr-3675	114	10	n.	n.	NOUN
fsr-3675	114	11	negative	negative	ADJ
fsr-3675	114	12	deviation	deviation	NOUN
fsr-3675	114	13	from	from	ADP
fsr-3675	114	14	a	a	DET
fsr-3675	114	15	particular	particular	ADJ
fsr-3675	114	16	goal	goal	NOUN
fsr-3675	114	17	level	level	NOUN
fsr-3675	114	18	in	in	ADP
fsr-3675	114	19	goal	goal	NOUN
fsr-3675	114	20	constraint	constraint	NOUN
fsr-3675	114	21	i.	i.	NOUN
fsr-3675	114	22	positive	positive	ADJ
fsr-3675	114	23	deviation	deviation	NOUN
fsr-3675	114	24	from	from	ADP
fsr-3675	114	25	a	a	DET
fsr-3675	114	26	particular	particular	ADJ
fsr-3675	114	27	goal	goal	NOUN
fsr-3675	114	28	level	level	NOUN
fsr-3675	114	29	in	in	ADP
fsr-3675	114	30	goal	goal	NOUN
fsr-3675	114	31	constraint	constraint	NOUN
fsr-3675	114	32	i.	i.	PROPN
fsr-3675	114	33	the	the	DET
fsr-3675	114	34	ahp	ahp	PROPN
fsr-3675	114	35	generated	generate	VERB
fsr-3675	114	36	weight	weight	NOUN
fsr-3675	114	37	attached	attach	VERB
fsr-3675	114	38	to	to	ADP
fsr-3675	114	39	the	the	DET
fsr-3675	114	40	achievement	achievement	NOUN
fsr-3675	114	41	of	of	ADP
fsr-3675	114	42	goal	goal	NOUN
fsr-3675	114	43	i.	i.	NOUN
fsr-3675	114	44	number	number	NOUN
fsr-3675	114	45	of	of	ADP
fsr-3675	114	46	assets	asset	NOUN
fsr-3675	114	47	.	.	PUNCT
fsr-3675	115	1	number	number	NOUN
fsr-3675	115	2	of	of	ADP
fsr-3675	115	3	periods	period	NOUN
fsr-3675	115	4	in	in	ADP
fsr-3675	115	5	the	the	DET
fsr-3675	115	6	short	short	ADJ
fsr-3675	115	7	-	-	PUNCT
fsr-3675	115	8	term	term	NOUN
fsr-3675	115	9	horizon	horizon	NOUN
fsr-3675	115	10	.	.	PUNCT
fsr-3675	116	1	personal	personal	ADJ
fsr-3675	116	2	financial	financial	ADJ
fsr-3675	116	3	planning	planning	NOUN
fsr-3675	116	4	and	and	CCONJ
fsr-3675	116	5	the	the	DET
fsr-3675	116	6	allocation	allocation	NOUN
fsr-3675	116	7	of	of	ADP
fsr-3675	116	8	disposable	disposable	ADJ
fsr-3675	116	9	wealth	wealth	NOUN
fsr-3675	116	10	93	93	NUM
fsr-3675	116	11	b.	b.	PROPN
fsr-3675	116	12	model	model	PROPN
fsr-3675	116	13	goals	goal	NOUN
fsr-3675	116	14	goals	goal	NOUN
fsr-3675	116	15	are	be	AUX
fsr-3675	116	16	classified	classify	VERB
fsr-3675	116	17	in	in	ADP
fsr-3675	116	18	the	the	DET
fsr-3675	116	19	personal	personal	ADJ
fsr-3675	116	20	financial	financial	ADJ
fsr-3675	116	21	planning	planning	NOUN
fsr-3675	116	22	model	model	NOUN
fsr-3675	116	23	as	as	ADP
fsr-3675	116	24	consumption	consumption	NOUN
fsr-3675	116	25	and	and	CCONJ
fsr-3675	116	26	portfolio	portfolio	NOUN
fsr-3675	116	27	goals	goal	NOUN
fsr-3675	116	28	.	.	PUNCT
fsr-3675	117	1	short	short	ADJ
fsr-3675	117	2	-	-	PUNCT
fsr-3675	117	3	term	term	NOUN
fsr-3675	117	4	consumption	consumption	NOUN
fsr-3675	117	5	goals	goal	NOUN
fsr-3675	117	6	are	be	AUX
fsr-3675	117	7	anticipated	anticipate	VERB
fsr-3675	117	8	cash	cash	NOUN
fsr-3675	117	9	expendi	expendi	NOUN
fsr-3675	117	10	tures	ture	NOUN
fsr-3675	117	11	in	in	ADP
fsr-3675	117	12	the	the	DET
fsr-3675	117	13	short	short	ADJ
fsr-3675	117	14	-	-	PUNCT
fsr-3675	117	15	term	term	NOUN
fsr-3675	117	16	horizon	horizon	NOUN
fsr-3675	117	17	,	,	PUNCT
fsr-3675	117	18	and	and	CCONJ
fsr-3675	117	19	might	might	AUX
fsr-3675	117	20	include	include	VERB
fsr-3675	117	21	such	such	ADJ
fsr-3675	117	22	things	thing	NOUN
fsr-3675	117	23	as	as	ADP
fsr-3675	117	24	the	the	DET
fsr-3675	117	25	purchase	purchase	NOUN
fsr-3675	117	26	of	of	ADP
fsr-3675	117	27	a	a	DET
fsr-3675	117	28	car	car	NOUN
fsr-3675	117	29	,	,	PUNCT
fsr-3675	117	30	or	or	CCONJ
fsr-3675	117	31	a	a	DET
fsr-3675	117	32	planned	plan	VERB
fsr-3675	117	33	vacation	vacation	NOUN
fsr-3675	117	34	.	.	PUNCT
fsr-3675	118	1	the	the	DET
fsr-3675	118	2	dollars	dollar	NOUN
fsr-3675	118	3	required	require	VERB
fsr-3675	118	4	for	for	ADP
fsr-3675	118	5	each	each	DET
fsr-3675	118	6	period	period	NOUN
fsr-3675	118	7	’s	’s	PART
fsr-3675	118	8	short	short	ADJ
fsr-3675	118	9	-	-	PUNCT
fsr-3675	118	10	term	term	NOUN
fsr-3675	118	11	consumption	consumption	NOUN
fsr-3675	118	12	is	be	AUX
fsr-3675	118	13	estimated	estimate	VERB
fsr-3675	118	14	by	by	ADP
fsr-3675	118	15	the	the	DET
fsr-3675	118	16	individual	individual	NOUN
fsr-3675	118	17	with	with	ADP
fsr-3675	118	18	the	the	DET
fsr-3675	118	19	aid	aid	NOUN
fsr-3675	118	20	of	of	ADP
fsr-3675	118	21	the	the	DET
fsr-3675	118	22	financial	financial	ADJ
fsr-3675	118	23	planner	planner	NOUN
fsr-3675	118	24	and	and	CCONJ
fsr-3675	118	25	serves	serve	VERB
fsr-3675	118	26	as	as	ADP
fsr-3675	118	27	desired	desire	VERB
fsr-3675	118	28	short	short	ADJ
fsr-3675	118	29	-	-	PUNCT
fsr-3675	118	30	term	term	NOUN
fsr-3675	118	31	consumption	consumption	NOUN
fsr-3675	118	32	goal	goal	NOUN
fsr-3675	118	33	attainment	attainment	ADJ
fsr-3675	118	34	levels	level	NOUN
fsr-3675	118	35	.	.	PUNCT
fsr-3675	119	1	the	the	DET
fsr-3675	119	2	set	set	NOUN
fsr-3675	119	3	of	of	ADP
fsr-3675	119	4	constraints	constraint	NOUN
fsr-3675	119	5	for	for	ADP
fsr-3675	119	6	the	the	DET
fsr-3675	119	7	short	short	ADJ
fsr-3675	119	8	-	-	PUNCT
fsr-3675	119	9	term	term	NOUN
fsr-3675	119	10	consumption	consumption	NOUN
fsr-3675	119	11	goals	goal	NOUN
fsr-3675	119	12	are	be	AUX
fsr-3675	119	13	formulated	formulate	VERB
fsr-3675	119	14	as	as	SCONJ
fsr-3675	119	15	follows	follow	VERB
fsr-3675	119	16	:	:	PUNCT
fsr-3675	119	17	z	z	X
fsr-3675	119	18	,	,	PUNCT
fsr-3675	119	19	,	,	PUNCT
fsr-3675	119	20	,	,	PUNCT
fsr-3675	119	21	+	+	CCONJ
fsr-3675	119	22	d	d	X
fsr-3675	119	23	,	,	PUNCT
fsr-3675	119	24	di+	di+	VERB
fsr-3675	120	1	=	=	SYM
fsr-3675	120	2	p	p	X
fsr-3675	120	3	,	,	PUNCT
fsr-3675	120	4	,	,	PUNCT
fsr-3675	120	5	v	v	NOUN
fsr-3675	120	6	m	m	NOUN
fsr-3675	120	7	=	=	NOUN
fsr-3675	120	8	ltom	ltom	NOUN
fsr-3675	120	9	(	(	PUNCT
fsr-3675	120	10	4	4	NUM
fsr-3675	120	11	)	)	PUNCT
fsr-3675	120	12	where	where	SCONJ
fsr-3675	120	13	p	p	X
fsr-3675	120	14	,	,	PUNCT
fsr-3675	120	15	,	,	PUNCT
fsr-3675	120	16	,	,	PUNCT
fsr-3675	120	17	is	be	AUX
fsr-3675	120	18	the	the	DET
fsr-3675	120	19	desired	desire	VERB
fsr-3675	120	20	short	short	ADJ
fsr-3675	120	21	-	-	PUNCT
fsr-3675	120	22	term	term	NOUN
fsr-3675	120	23	consumption	consumption	NOUN
fsr-3675	120	24	and	and	CCONJ
fsr-3675	120	25	z	z	NOUN
fsr-3675	120	26	,	,	PUNCT
fsr-3675	120	27	,	,	PUNCT
fsr-3675	120	28	,	,	PUNCT
fsr-3675	120	29	is	be	AUX
fsr-3675	120	30	cash	cash	NOUN
fsr-3675	120	31	available	available	ADJ
fsr-3675	120	32	for	for	ADP
fsr-3675	120	33	consumption	consumption	NOUN
fsr-3675	120	34	during	during	ADP
fsr-3675	120	35	period	period	NOUN
fsr-3675	120	36	m.	m.	NOUN
fsr-3675	120	37	deviations	deviation	NOUN
fsr-3675	120	38	from	from	ADP
fsr-3675	120	39	these	these	DET
fsr-3675	120	40	goals	goal	NOUN
fsr-3675	120	41	are	be	AUX
fsr-3675	120	42	penalized	penalize	VERB
fsr-3675	120	43	at	at	ADP
fsr-3675	120	44	a	a	DET
fsr-3675	120	45	level	level	NOUN
fsr-3675	120	46	established	establish	VERB
fsr-3675	120	47	in	in	ADP
fsr-3675	120	48	the	the	DET
fsr-3675	120	49	ahp	ahp	NOUN
fsr-3675	120	50	framework	framework	NOUN
fsr-3675	120	51	.	.	PUNCT
fsr-3675	121	1	in	in	ADP
fsr-3675	121	2	other	other	ADJ
fsr-3675	121	3	words	word	NOUN
fsr-3675	121	4	,	,	PUNCT
fsr-3675	121	5	if	if	SCONJ
fsr-3675	121	6	cash	cash	NOUN
fsr-3675	121	7	available	available	ADJ
fsr-3675	121	8	during	during	ADP
fsr-3675	121	9	any	any	DET
fsr-3675	121	10	period	period	NOUN
fsr-3675	121	11	falls	fall	VERB
fsr-3675	121	12	below	below	ADP
fsr-3675	121	13	the	the	DET
fsr-3675	121	14	desired	desire	VERB
fsr-3675	121	15	level	level	NOUN
fsr-3675	121	16	,	,	PUNCT
fsr-3675	121	17	p	p	X
fsr-3675	121	18	,	,	PUNCT
fsr-3675	121	19	,	,	PUNCT
fsr-3675	121	20	,	,	PUNCT
fsr-3675	121	21	,	,	PUNCT
fsr-3675	121	22	penalties	penalty	NOUN
fsr-3675	121	23	are	be	AUX
fsr-3675	121	24	assessed	assess	VERB
fsr-3675	121	25	due	due	ADJ
fsr-3675	121	26	to	to	PART
fsr-3675	121	27	underachieve	underachieve	VERB
fsr-3675	121	28	ment	ment	NOUN
fsr-3675	121	29	of	of	ADP
fsr-3675	121	30	the	the	DET
fsr-3675	121	31	goal	goal	NOUN
fsr-3675	121	32	.	.	PUNCT
fsr-3675	122	1	in	in	ADP
fsr-3675	122	2	the	the	DET
fsr-3675	122	3	gp	gp	NOUN
fsr-3675	122	4	model	model	NOUN
fsr-3675	122	5	the	the	DET
fsr-3675	122	6	negative	negative	ADJ
fsr-3675	122	7	deviation	deviation	NOUN
fsr-3675	122	8	variable	variable	NOUN
fsr-3675	122	9	,	,	PUNCT
fsr-3675	122	10	dim	dim	ADJ
fsr-3675	122	11	,	,	PUNCT
fsr-3675	122	12	indicates	indicate	VERB
fsr-3675	122	13	the	the	DET
fsr-3675	122	14	amount	amount	NOUN
fsr-3675	122	15	below	below	ADP
fsr-3675	122	16	the	the	DET
fsr-3675	122	17	desired	desire	VERB
fsr-3675	122	18	consumption	consumption	NOUN
fsr-3675	122	19	level	level	NOUN
fsr-3675	122	20	and	and	CCONJ
fsr-3675	122	21	is	be	AUX
fsr-3675	122	22	therefore	therefore	ADV
fsr-3675	122	23	minimized	minimize	VERB
fsr-3675	122	24	in	in	ADP
fsr-3675	122	25	the	the	DET
fsr-3675	122	26	objective	objective	ADJ
fsr-3675	122	27	function	function	NOUN
fsr-3675	122	28	at	at	ADP
fsr-3675	122	29	the	the	DET
fsr-3675	122	30	ahp	ahp	NOUN
fsr-3675	122	31	established	establish	VERB
fsr-3675	122	32	weight.6	weight.6	NOUN
fsr-3675	122	33	long	long	ADJ
fsr-3675	122	34	-	-	PUNCT
fsr-3675	122	35	term	term	NOUN
fsr-3675	122	36	consumption	consumption	NOUN
fsr-3675	122	37	is	be	AUX
fsr-3675	122	38	simply	simply	ADV
fsr-3675	122	39	the	the	DET
fsr-3675	122	40	individual	individual	NOUN
fsr-3675	122	41	’s	’s	PART
fsr-3675	122	42	desired	desire	VERB
fsr-3675	122	43	savings	saving	NOUN
fsr-3675	122	44	at	at	ADP
fsr-3675	122	45	the	the	DET
fsr-3675	122	46	end	end	NOUN
fsr-3675	122	47	of	of	ADP
fsr-3675	122	48	the	the	DET
fsr-3675	122	49	planning	planning	NOUN
fsr-3675	122	50	period	period	NOUN
fsr-3675	122	51	.	.	PUNCT
fsr-3675	123	1	goal	goal	NOUN
fsr-3675	123	2	levels	level	NOUN
fsr-3675	123	3	are	be	AUX
fsr-3675	123	4	established	establish	VERB
fsr-3675	123	5	and	and	CCONJ
fsr-3675	123	6	are	be	AUX
fsr-3675	123	7	discounted	discount	VERB
fsr-3675	123	8	back	back	ADV
fsr-3675	123	9	to	to	ADP
fsr-3675	123	10	period	period	NOUN
fsr-3675	123	11	m.	m.	NOUN
fsr-3675	123	12	pl	pl	PROPN
fsr-3675	123	13	is	be	AUX
fsr-3675	123	14	the	the	DET
fsr-3675	123	15	discounted	discount	VERB
fsr-3675	123	16	long	long	ADJ
fsr-3675	123	17	-	-	PUNCT
fsr-3675	123	18	term	term	NOUN
fsr-3675	123	19	consumption	consumption	NOUN
fsr-3675	123	20	level	level	NOUN
fsr-3675	123	21	and	and	CCONJ
fsr-3675	123	22	the	the	DET
fsr-3675	123	23	right	right	ADJ
fsr-3675	123	24	-	-	PUNCT
fsr-3675	123	25	hand	hand	NOUN
fsr-3675	123	26	side	side	NOUN
fsr-3675	123	27	is	be	AUX
fsr-3675	123	28	the	the	DET
fsr-3675	123	29	value	value	NOUN
fsr-3675	123	30	of	of	ADP
fsr-3675	123	31	the	the	DET
fsr-3675	123	32	portfolio	portfolio	NOUN
fsr-3675	123	33	at	at	ADP
fsr-3675	123	34	period	period	NOUN
fsr-3675	123	35	m.	m.	NOUN
fsr-3675	123	36	the	the	DET
fsr-3675	123	37	long	long	ADJ
fsr-3675	123	38	-	-	PUNCT
fsr-3675	123	39	term	term	NOUN
fsr-3675	123	40	consumption	consumption	NOUN
fsr-3675	123	41	goal	goal	NOUN
fsr-3675	123	42	is	be	AUX
fsr-3675	123	43	formulated	formulate	VERB
fsr-3675	123	44	as	as	ADP
fsr-3675	123	45	(	(	PUNCT
fsr-3675	123	46	1	1	NUM
fsr-3675	123	47	+	+	NUM
fsr-3675	123	48	pn)(m	pn)(m	PROPN
fsr-3675	123	49	-	-	PUNCT
fsr-3675	123	50	m+‘)(xnm	m+‘)(xnm	PROPN
fsr-3675	123	51	y	y	PROPN
fsr-3675	123	52	,	,	PUNCT
fsr-3675	123	53	,	,	PUNCT
fsr-3675	123	54	)	)	PUNCT
fsr-3675	123	55	1	1	NUM
fsr-3675	124	1	+	+	CCONJ
fsr-3675	124	2	d	d	PROPN
fsr-3675	124	3	,	,	PUNCT
fsr-3675	124	4	di	di	NOUN
fsr-3675	124	5	’	'	PUNCT
fsr-3675	124	6	=	=	SYM
fsr-3675	124	7	pl	pl	PROPN
fsr-3675	124	8	as	as	ADP
fsr-3675	124	9	in	in	ADP
fsr-3675	124	10	the	the	DET
fsr-3675	124	11	short	short	ADJ
fsr-3675	124	12	-	-	PUNCT
fsr-3675	124	13	term	term	NOUN
fsr-3675	124	14	consumption	consumption	NOUN
fsr-3675	124	15	goals	goal	NOUN
fsr-3675	124	16	,	,	PUNCT
fsr-3675	124	17	the	the	DET
fsr-3675	124	18	negative	negative	ADJ
fsr-3675	124	19	deviation	deviation	NOUN
fsr-3675	124	20	,	,	PUNCT
fsr-3675	124	21	die	die	VERB
fsr-3675	124	22	,	,	PUNCT
fsr-3675	124	23	represents	represent	VERB
fsr-3675	124	24	underachievement	underachievement	NOUN
fsr-3675	124	25	of	of	ADP
fsr-3675	124	26	the	the	DET
fsr-3675	124	27	goal	goal	NOUN
fsr-3675	124	28	and	and	CCONJ
fsr-3675	124	29	is	be	AUX
fsr-3675	124	30	minimized	minimize	VERB
fsr-3675	124	31	in	in	ADP
fsr-3675	124	32	the	the	DET
fsr-3675	124	33	objective	objective	ADJ
fsr-3675	124	34	function	function	NOUN
fsr-3675	124	35	at	at	ADP
fsr-3675	124	36	the	the	DET
fsr-3675	124	37	weight	weight	NOUN
fsr-3675	124	38	established	establish	VERB
fsr-3675	124	39	in	in	ADP
fsr-3675	124	40	the	the	DET
fsr-3675	124	41	ahp	ahp	NOUN
fsr-3675	124	42	model	model	NOUN
fsr-3675	124	43	.	.	PUNCT
fsr-3675	124	44	’	'	PUNCT
fsr-3675	125	1	in	in	ADP
fsr-3675	125	2	the	the	DET
fsr-3675	125	3	development	development	NOUN
fsr-3675	125	4	of	of	ADP
fsr-3675	125	5	an	an	DET
fsr-3675	125	6	individual	individual	NOUN
fsr-3675	125	7	’s	’s	PART
fsr-3675	125	8	portfolio	portfolio	NOUN
fsr-3675	125	9	,	,	PUNCT
fsr-3675	125	10	the	the	DET
fsr-3675	125	11	financial	financial	ADJ
fsr-3675	125	12	planner	planner	NOUN
fsr-3675	125	13	considers	consider	VERB
fsr-3675	125	14	not	not	PART
fsr-3675	125	15	only	only	ADV
fsr-3675	125	16	the	the	DET
fsr-3675	125	17	individual	individual	NOUN
fsr-3675	125	18	’s	’s	PART
fsr-3675	125	19	desired	desire	VERB
fsr-3675	125	20	short	short	ADJ
fsr-3675	125	21	and	and	CCONJ
fsr-3675	125	22	long	long	ADJ
fsr-3675	125	23	-	-	PUNCT
fsr-3675	125	24	term	term	NOUN
fsr-3675	125	25	consumption	consumption	NOUN
fsr-3675	125	26	goals	goal	NOUN
fsr-3675	125	27	but	but	CCONJ
fsr-3675	125	28	also	also	ADV
fsr-3675	125	29	the	the	DET
fsr-3675	125	30	individual	individual	NOUN
fsr-3675	125	31	’s	’s	PART
fsr-3675	125	32	attitudes	attitude	NOUN
fsr-3675	125	33	towards	towards	ADP
fsr-3675	125	34	various	various	ADJ
fsr-3675	125	35	portfolio	portfolio	NOUN
fsr-3675	125	36	characteristics	characteristic	NOUN
fsr-3675	125	37	such	such	ADJ
fsr-3675	125	38	as	as	ADP
fsr-3675	125	39	risk	risk	NOUN
fsr-3675	125	40	and	and	CCONJ
fsr-3675	125	41	liquidity.8	liquidity.8	PROPN
fsr-3675	125	42	in	in	ADP
fsr-3675	125	43	addition	addition	NOUN
fsr-3675	125	44	,	,	PUNCT
fsr-3675	125	45	the	the	DET
fsr-3675	125	46	individual	individual	NOUN
fsr-3675	125	47	may	may	AUX
fsr-3675	125	48	have	have	VERB
fsr-3675	125	49	a	a	DET
fsr-3675	125	50	preference	preference	NOUN
fsr-3675	125	51	for	for	ADP
fsr-3675	125	52	certain	certain	ADJ
fsr-3675	125	53	asset	asset	NOUN
fsr-3675	125	54	catego	catego	NOUN
fsr-3675	125	55	ries	rie	NOUN
fsr-3675	125	56	.	.	PUNCT
fsr-3675	126	1	these	these	DET
fsr-3675	126	2	preferences	preference	NOUN
fsr-3675	126	3	are	be	AUX
fsr-3675	126	4	modeled	model	VERB
fsr-3675	126	5	in	in	ADP
fsr-3675	126	6	the	the	DET
fsr-3675	126	7	portfolio	portfolio	NOUN
fsr-3675	126	8	goals	goal	NOUN
fsr-3675	126	9	.	.	PUNCT
fsr-3675	127	1	portfolio	portfolio	NOUN
fsr-3675	127	2	liquidity	liquidity	NOUN
fsr-3675	127	3	is	be	AUX
fsr-3675	127	4	measured	measure	VERB
fsr-3675	127	5	by	by	ADP
fsr-3675	127	6	the	the	DET
fsr-3675	127	7	liquidity	liquidity	NOUN
fsr-3675	127	8	of	of	ADP
fsr-3675	127	9	the	the	DET
fsr-3675	127	10	underlying	underlie	VERB
fsr-3675	127	11	assets	asset	NOUN
fsr-3675	127	12	.	.	PUNCT
fsr-3675	128	1	the	the	DET
fsr-3675	128	2	liquidity	liquidity	NOUN
fsr-3675	128	3	parameter	parameter	NOUN
fsr-3675	128	4	,	,	PUNCT
fsr-3675	128	5	(	(	PUNCT
fsr-3675	128	6	y	y	NOUN
fsr-3675	128	7	,	,	PUNCT
fsr-3675	128	8	,	,	PUNCT
fsr-3675	128	9	,	,	PUNCT
fsr-3675	128	10	is	be	AUX
fsr-3675	128	11	the	the	DET
fsr-3675	128	12	percentage	percentage	NOUN
fsr-3675	128	13	penalty	penalty	NOUN
fsr-3675	128	14	required	require	VERB
fsr-3675	128	15	to	to	PART
fsr-3675	128	16	immediately	immediately	ADV
fsr-3675	128	17	liquidate	liquidate	VERB
fsr-3675	128	18	asset	asset	NOUN
fsr-3675	128	19	n.9	n.9	PRON
fsr-3675	128	20	this	this	DET
fsr-3675	128	21	parameter	parameter	NOUN
fsr-3675	128	22	is	be	AUX
fsr-3675	128	23	estimated	estimate	VERB
fsr-3675	128	24	by	by	ADP
fsr-3675	128	25	the	the	DET
fsr-3675	128	26	bid	bid	NOUN
fsr-3675	128	27	-	-	PUNCT
fsr-3675	128	28	ask	ask	NOUN
fsr-3675	128	29	spread	spread	NOUN
fsr-3675	128	30	for	for	ADP
fsr-3675	128	31	the	the	DET
fsr-3675	128	32	asset	asset	NOUN
fsr-3675	128	33	.	.	PUNCT
fsr-3675	129	1	the	the	DET
fsr-3675	129	2	goal	goal	NOUN
fsr-3675	129	3	constraints	constraint	VERB
fsr-3675	129	4	for	for	ADP
fsr-3675	129	5	liquidity	liquidity	NOUN
fsr-3675	129	6	are	be	AUX
fsr-3675	129	7	formulated	formulate	VERB
fsr-3675	129	8	for	for	ADP
fsr-3675	129	9	every	every	DET
fsr-3675	129	10	period	period	NOUN
fsr-3675	129	11	in	in	ADP
fsr-3675	129	12	the	the	DET
fsr-3675	129	13	short	short	ADJ
fsr-3675	129	14	-	-	PUNCT
fsr-3675	129	15	term	term	NOUN
fsr-3675	129	16	horizon	horizon	NOUN
fsr-3675	129	17	.	.	PUNCT
fsr-3675	130	1	n	n	PRON
fsr-3675	131	1	c	c	NOUN
fsr-3675	132	1	%	%	INTJ
fsr-3675	132	2	i	i	PRON
fsr-3675	132	3	,	,	PUNCT
fsr-3675	132	4	n+	n+	PROPN
fsr-3675	132	5	,	,	PUNCT
fsr-3675	132	6	km	km	PROPN
fsr-3675	132	7	ynm	ynm	NOUN
fsr-3675	132	8	)	)	PUNCT
fsr-3675	132	9	1	1	NUM
fsr-3675	133	1	+	+	CCONJ
fsr-3675	133	2	d	d	NOUN
fsr-3675	133	3	,	,	PUNCT
fsr-3675	133	4	d	d	NOUN
fsr-3675	133	5	;	;	PUNCT
fsr-3675	133	6	=	=	SYM
fsr-3675	133	7	l	l	NOUN
fsr-3675	133	8	t/	t/	PROPN
fsr-3675	133	9	j	j	X
fsr-3675	134	1	=	=	NOUN
fsr-3675	134	2	ltom	ltom	NOUN
fsr-3675	134	3	(	(	PUNCT
fsr-3675	134	4	6	6	NUM
fsr-3675	134	5	)	)	SYM
fsr-3675	134	6	1	1	NUM
fsr-3675	134	7	94	94	NUM
fsr-3675	134	8	financial	financial	ADJ
fsr-3675	134	9	services	service	NOUN
fsr-3675	134	10	review	review	NOUN
fsr-3675	134	11	,	,	PUNCT
fsr-3675	134	12	l(2	l(2	PROPN
fsr-3675	134	13	)	)	PUNCT
fsr-3675	134	14	1991	1991	NUM
fsr-3675	134	15	the	the	DET
fsr-3675	134	16	right	right	ADJ
fsr-3675	134	17	-	-	PUNCT
fsr-3675	134	18	hand	hand	NOUN
fsr-3675	134	19	side	side	NOUN
fsr-3675	134	20	of	of	ADP
fsr-3675	134	21	equation	equation	NOUN
fsr-3675	134	22	(	(	PUNCT
fsr-3675	134	23	6	6	NUM
fsr-3675	134	24	)	)	PUNCT
fsr-3675	134	25	represents	represent	VERB
fsr-3675	134	26	the	the	DET
fsr-3675	134	27	average	average	ADJ
fsr-3675	134	28	portfolio	portfolio	NOUN
fsr-3675	134	29	liquidity	liquidity	NOUN
fsr-3675	134	30	in	in	ADP
fsr-3675	134	31	period	period	NOUN
fsr-3675	134	32	m.	m.	NOUN
fsr-3675	134	33	the	the	DET
fsr-3675	134	34	left	leave	VERB
fsr-3675	134	35	-	-	PUNCT
fsr-3675	134	36	hand	hand	NOUN
fsr-3675	134	37	side	side	NOUN
fsr-3675	134	38	of	of	ADP
fsr-3675	134	39	equation	equation	NOUN
fsr-3675	134	40	(	(	PUNCT
fsr-3675	134	41	6	6	NUM
fsr-3675	134	42	)	)	PUNCT
fsr-3675	134	43	is	be	AUX
fsr-3675	134	44	the	the	DET
fsr-3675	134	45	maximum	maximum	ADV
fsr-3675	134	46	desired	desire	VERB
fsr-3675	134	47	portfolio	portfolio	NOUN
fsr-3675	134	48	liquidity	liquidity	NOUN
fsr-3675	134	49	desired	desire	VERB
fsr-3675	134	50	,	,	PUNCT
fsr-3675	134	51	l	l	NOUN
fsr-3675	134	52	,	,	PUNCT
fsr-3675	134	53	as	as	SCONJ
fsr-3675	134	54	measured	measure	VERB
fsr-3675	134	55	by	by	ADP
fsr-3675	134	56	the	the	DET
fsr-3675	134	57	percentage	percentage	NOUN
fsr-3675	134	58	penalty	penalty	NOUN
fsr-3675	134	59	required	require	VERB
fsr-3675	134	60	to	to	PART
fsr-3675	134	61	immediately	immediately	ADV
fsr-3675	134	62	liquidate	liquidate	VERB
fsr-3675	134	63	a	a	DET
fsr-3675	134	64	dollar	dollar	NOUN
fsr-3675	134	65	of	of	ADP
fsr-3675	134	66	the	the	DET
fsr-3675	134	67	portfolio	portfolio	NOUN
fsr-3675	134	68	.	.	PUNCT
fsr-3675	135	1	the	the	DET
fsr-3675	135	2	positive	positive	ADJ
fsr-3675	135	3	deviation	deviation	NOUN
fsr-3675	135	4	variable	variable	NOUN
fsr-3675	135	5	,	,	PUNCT
fsr-3675	135	6	d	d	X
fsr-3675	135	7	:	:	PUNCT
fsr-3675	135	8	,	,	PUNCT
fsr-3675	135	9	measures	measure	VERB
fsr-3675	135	10	the	the	DET
fsr-3675	135	11	unattainment	unattainment	NOUN
fsr-3675	135	12	of	of	ADP
fsr-3675	135	13	the	the	DET
fsr-3675	135	14	liquidity	liquidity	NOUN
fsr-3675	135	15	goal	goal	NOUN
fsr-3675	135	16	and	and	CCONJ
fsr-3675	135	17	is	be	AUX
fsr-3675	135	18	minimized	minimize	VERB
fsr-3675	135	19	in	in	ADP
fsr-3675	135	20	the	the	DET
fsr-3675	135	21	objective	objective	ADJ
fsr-3675	135	22	function	function	NOUN
fsr-3675	135	23	of	of	ADP
fsr-3675	135	24	the	the	DET
fsr-3675	135	25	gp	gp	NOUN
fsr-3675	135	26	model	model	NOUN
fsr-3675	135	27	at	at	ADP
fsr-3675	135	28	the	the	DET
fsr-3675	135	29	established	establish	VERB
fsr-3675	135	30	ahp	ahp	NOUN
fsr-3675	135	31	weight	weight	NOUN
fsr-3675	135	32	.	.	PUNCT
fsr-3675	136	1	the	the	DET
fsr-3675	136	2	risk	risk	NOUN
fsr-3675	136	3	of	of	ADP
fsr-3675	136	4	a	a	DET
fsr-3675	136	5	portfolio	portfolio	NOUN
fsr-3675	136	6	is	be	AUX
fsr-3675	136	7	measured	measure	VERB
fsr-3675	136	8	by	by	ADP
fsr-3675	136	9	the	the	DET
fsr-3675	136	10	risk	risk	NOUN
fsr-3675	136	11	of	of	ADP
fsr-3675	136	12	the	the	DET
fsr-3675	136	13	underlying	underlie	VERB
fsr-3675	136	14	assets	asset	NOUN
fsr-3675	136	15	.	.	PUNCT
fsr-3675	137	1	the	the	DET
fsr-3675	137	2	asset	asset	NOUN
fsr-3675	137	3	’s	’s	PART
fsr-3675	137	4	beta	beta	NOUN
fsr-3675	137	5	,	,	PUNCT
fsr-3675	137	6	&	&	CCONJ
fsr-3675	137	7	,	,	PUNCT
fsr-3675	137	8	is	be	AUX
fsr-3675	137	9	a	a	DET
fsr-3675	137	10	measure	measure	NOUN
fsr-3675	137	11	of	of	ADP
fsr-3675	137	12	the	the	DET
fsr-3675	137	13	non	non	ADJ
fsr-3675	137	14	-	-	ADJ
fsr-3675	137	15	diversiliable	diversiliable	ADJ
fsr-3675	137	16	risk	risk	NOUN
fsr-3675	137	17	associated	associate	VERB
fsr-3675	137	18	with	with	ADP
fsr-3675	137	19	that	that	DET
fsr-3675	137	20	asset	asset	NOUN
fsr-3675	137	21	.	.	PUNCT
fsr-3675	138	1	r	r	NOUN
fsr-3675	138	2	is	be	AUX
fsr-3675	138	3	the	the	DET
fsr-3675	138	4	portfolio	portfolio	NOUN
fsr-3675	138	5	risk	risk	NOUN
fsr-3675	138	6	level	level	NOUN
fsr-3675	138	7	above	above	ADP
fsr-3675	138	8	which	which	PRON
fsr-3675	138	9	penalties	penalty	NOUN
fsr-3675	138	10	are	be	AUX
fsr-3675	138	11	assessed	assess	VERB
fsr-3675	138	12	.	.	PUNCT
fsr-3675	139	1	the	the	DET
fsr-3675	139	2	goal	goal	NOUN
fsr-3675	139	3	constraints	constraint	VERB
fsr-3675	139	4	for	for	ADP
fsr-3675	139	5	risk	risk	NOUN
fsr-3675	139	6	are	be	AUX
fsr-3675	139	7	formulated	formulate	VERB
fsr-3675	139	8	for	for	ADP
fsr-3675	139	9	every	every	DET
fsr-3675	139	10	period	period	NOUN
fsr-3675	139	11	in	in	ADP
fsr-3675	139	12	the	the	DET
fsr-3675	139	13	short	short	ADJ
fsr-3675	139	14	-	-	PUNCT
fsr-3675	139	15	term	term	NOUN
fsr-3675	139	16	horizon	horizon	NOUN
fsr-3675	139	17	analogous	analogous	ADJ
fsr-3675	139	18	to	to	ADP
fsr-3675	139	19	the	the	DET
fsr-3675	139	20	liquidity	liquidity	NOUN
fsr-3675	139	21	goal	goal	NOUN
fsr-3675	139	22	,	,	PUNCT
fsr-3675	139	23	the	the	DET
fsr-3675	139	24	right	right	ADJ
fsr-3675	139	25	-	-	PUNCT
fsr-3675	139	26	hand	hand	NOUN
fsr-3675	139	27	side	side	NOUN
fsr-3675	139	28	of	of	ADP
fsr-3675	139	29	equation	equation	NOUN
fsr-3675	139	30	(	(	PUNCT
fsr-3675	139	31	7	7	NUM
fsr-3675	139	32	)	)	PUNCT
fsr-3675	139	33	represents	represent	VERB
fsr-3675	139	34	the	the	DET
fsr-3675	139	35	average	average	ADJ
fsr-3675	139	36	portfolio	portfolio	NOUN
fsr-3675	139	37	risk	risk	NOUN
fsr-3675	139	38	and	and	CCONJ
fsr-3675	139	39	the	the	DET
fsr-3675	139	40	left	left	ADJ
fsr-3675	139	41	-	-	PUNCT
fsr-3675	139	42	hand	hand	NOUN
fsr-3675	139	43	side	side	NOUN
fsr-3675	139	44	is	be	AUX
fsr-3675	139	45	the	the	DET
fsr-3675	139	46	maximum	maximum	ADV
fsr-3675	139	47	desired	desire	VERB
fsr-3675	139	48	portfolio	portfolio	NOUN
fsr-3675	139	49	risk	risk	NOUN
fsr-3675	139	50	,	,	PUNCT
fsr-3675	139	51	r.	r.	PROPN
fsr-3675	139	52	in	in	ADP
fsr-3675	139	53	the	the	DET
fsr-3675	139	54	objective	objective	ADJ
fsr-3675	139	55	function	function	NOUN
fsr-3675	139	56	the	the	DET
fsr-3675	139	57	positive	positive	ADJ
fsr-3675	139	58	deviation	deviation	NOUN
fsr-3675	139	59	,	,	PUNCT
fsr-3675	139	60	d	d	NOUN
fsr-3675	139	61	,	,	PUNCT
fsr-3675	139	62	:	:	PUNCT
fsr-3675	139	63	,	,	PUNCT
fsr-3675	139	64	represents	represent	VERB
fsr-3675	139	65	unattainment	unattainment	ADJ
fsr-3675	139	66	and	and	CCONJ
fsr-3675	139	67	is	be	AUX
fsr-3675	139	68	minimized	minimize	VERB
fsr-3675	139	69	in	in	ADP
fsr-3675	139	70	the	the	DET
fsr-3675	139	71	objective	objective	ADJ
fsr-3675	139	72	function	function	NOUN
fsr-3675	139	73	at	at	ADP
fsr-3675	139	74	the	the	DET
fsr-3675	139	75	appropriate	appropriate	ADJ
fsr-3675	139	76	ahp	ahp	NOUN
fsr-3675	139	77	weight	weight	NOUN
fsr-3675	139	78	.	.	PUNCT
fsr-3675	140	1	finally	finally	ADV
fsr-3675	140	2	,	,	PUNCT
fsr-3675	140	3	asset	asset	NOUN
fsr-3675	140	4	preference	preference	NOUN
fsr-3675	140	5	goals	goal	NOUN
fsr-3675	140	6	are	be	AUX
fsr-3675	140	7	in	in	ADP
fsr-3675	140	8	the	the	DET
fsr-3675	140	9	form	form	NOUN
fsr-3675	140	10	of	of	ADP
fsr-3675	140	11	the	the	DET
fsr-3675	140	12	desired	desire	VERB
fsr-3675	140	13	minimum	minimum	NOUN
fsr-3675	140	14	or	or	CCONJ
fsr-3675	140	15	maximum	maximum	ADJ
fsr-3675	140	16	proportion	proportion	NOUN
fsr-3675	140	17	of	of	ADP
fsr-3675	140	18	the	the	DET
fsr-3675	140	19	portfolio	portfolio	NOUN
fsr-3675	140	20	to	to	PART
fsr-3675	140	21	be	be	AUX
fsr-3675	140	22	allocated	allocate	VERB
fsr-3675	140	23	to	to	ADP
fsr-3675	140	24	asset	asset	NOUN
fsr-3675	140	25	~1	~1	NOUN
fsr-3675	140	26	.	.	PUNCT
fsr-3675	141	1	for	for	ADP
fsr-3675	141	2	example	example	NOUN
fsr-3675	141	3	an	an	DET
fsr-3675	141	4	individual	individual	NOUN
fsr-3675	141	5	may	may	AUX
fsr-3675	141	6	desire	desire	VERB
fsr-3675	141	7	that	that	SCONJ
fsr-3675	141	8	at	at	ADV
fsr-3675	141	9	least	least	ADJ
fsr-3675	141	10	twenty	twenty	NUM
fsr-3675	141	11	-	-	PUNCT
fsr-3675	141	12	percent	percent	NOUN
fsr-3675	141	13	of	of	ADP
fsr-3675	141	14	the	the	DET
fsr-3675	141	15	portfolio	portfolio	NOUN
fsr-3675	141	16	be	be	AUX
fsr-3675	141	17	placed	place	VERB
fsr-3675	141	18	in	in	ADP
fsr-3675	141	19	growth	growth	NOUN
fsr-3675	141	20	stocks	stock	NOUN
fsr-3675	141	21	.	.	PUNCT
fsr-3675	142	1	f	f	X
fsr-3675	142	2	:	:	PUNCT
fsr-3675	142	3	wml	wml	PROPN
fsr-3675	142	4	yn	yn	PROPN
fsr-3675	142	5	,	,	PUNCT
fsr-3675	142	6	,	,	PUNCT
fsr-3675	142	7	)	)	PUNCT
fsr-3675	142	8	,	,	PUNCT
fsr-3675	142	9	?	?	PUNCT
fsr-3675	142	10	i=	i=	PROPN
fsr-3675	143	1	i	i	PRON
fsr-3675	143	2	-e	-e	PROPN
fsr-3675	143	3	b	b	PROPN
fsr-3675	143	4	(	(	PUNCT
fsr-3675	143	5	x	x	X
fsr-3675	143	6	,	,	PUNCT
fsr-3675	143	7	,	,	PUNCT
fsr-3675	143	8	ykj	ykj	INTJ
fsr-3675	144	1	i	i	PRON
fsr-3675	144	2	+	+	NUM
fsr-3675	144	3	dipd	dipd	NOUN
fsr-3675	144	4	:	:	PUNCT
fsr-3675	144	5	=	=	SYM
fsr-3675	144	6	s	s	SYM
fsr-3675	144	7	,	,	PUNCT
fsr-3675	144	8	v	v	NOUN
fsr-3675	144	9	n	n	CCONJ
fsr-3675	144	10	=	=	NOUN
fsr-3675	144	11	l	l	NOUN
fsr-3675	144	12	tonandj	tonandj	NOUN
fsr-3675	144	13	=	=	SYM
fsr-3675	144	14	l	l	NOUN
fsr-3675	144	15	toa	toa	NOUN
fsr-3675	144	16	(	(	PUNCT
fsr-3675	144	17	8)	8)	NUM
fsr-3675	144	18	k	k	NOUN
fsr-3675	144	19	=	=	NOUN
fsr-3675	144	20	l	l	NOUN
fsr-3675	144	21	m	m	NOUN
fsr-3675	144	22	=	=	NOUN
fsr-3675	144	23	i	i	PROPN
fsr-3675	144	24	1	1	NUM
fsr-3675	144	25	the	the	DET
fsr-3675	144	26	right	right	ADJ
fsr-3675	144	27	-	-	PUNCT
fsr-3675	144	28	hand	hand	NOUN
fsr-3675	144	29	side	side	NOUN
fsr-3675	144	30	of	of	ADP
fsr-3675	144	31	equation	equation	NOUN
fsr-3675	144	32	(	(	PUNCT
fsr-3675	144	33	8)	8)	NUM
fsr-3675	144	34	is	be	AUX
fsr-3675	144	35	the	the	DET
fsr-3675	144	36	proportion	proportion	NOUN
fsr-3675	144	37	of	of	ADP
fsr-3675	144	38	the	the	DET
fsr-3675	144	39	portfolio	portfolio	NOUN
fsr-3675	144	40	allocated	allocate	VERB
fsr-3675	144	41	to	to	ADP
fsr-3675	144	42	asset	asset	NOUN
fsr-3675	144	43	n	n	PROPN
fsr-3675	144	44	and	and	CCONJ
fsr-3675	144	45	the	the	DET
fsr-3675	144	46	left	left	ADJ
fsr-3675	144	47	-	-	PUNCT
fsr-3675	144	48	hand	hand	NOUN
fsr-3675	144	49	side	side	NOUN
fsr-3675	144	50	is	be	AUX
fsr-3675	144	51	the	the	DET
fsr-3675	144	52	maximum	maximum	ADJ
fsr-3675	144	53	or	or	CCONJ
fsr-3675	144	54	minimum	minimum	ADJ
fsr-3675	144	55	proportion	proportion	NOUN
fsr-3675	144	56	desired	desire	VERB
fsr-3675	144	57	for	for	ADP
fsr-3675	144	58	asset	asset	NOUN
fsr-3675	144	59	n.	n.	NOUN
fsr-3675	144	60	these	these	DET
fsr-3675	144	61	goals	goal	NOUN
fsr-3675	144	62	are	be	AUX
fsr-3675	144	63	formulated	formulate	VERB
fsr-3675	144	64	for	for	ADP
fsr-3675	144	65	every	every	DET
fsr-3675	144	66	asset	asset	NOUN
fsr-3675	144	67	where	where	SCONJ
fsr-3675	144	68	a	a	DET
fsr-3675	144	69	maximum	maximum	ADJ
fsr-3675	144	70	or	or	CCONJ
fsr-3675	144	71	minimum	minimum	ADJ
fsr-3675	144	72	percent	percent	NOUN
fsr-3675	144	73	is	be	AUX
fsr-3675	144	74	desired	desire	VERB
fsr-3675	144	75	.	.	PUNCT
fsr-3675	145	1	if	if	SCONJ
fsr-3675	145	2	s	s	X
fsr-3675	145	3	,	,	PUNCT
fsr-3675	145	4	,	,	PUNCT
fsr-3675	145	5	is	be	AUX
fsr-3675	145	6	the	the	DET
fsr-3675	145	7	minimum	minimum	ADJ
fsr-3675	145	8	(	(	PUNCT
fsr-3675	145	9	maximum	maximum	ADJ
fsr-3675	145	10	)	)	PUNCT
fsr-3675	145	11	proportion	proportion	NOUN
fsr-3675	145	12	to	to	PART
fsr-3675	145	13	be	be	AUX
fsr-3675	145	14	held	hold	VERB
fsr-3675	145	15	of	of	ADP
fsr-3675	145	16	asset	asset	PROPN
fsr-3675	145	17	ii	ii	PROPN
fsr-3675	145	18	,	,	PUNCT
fsr-3675	145	19	then	then	ADV
fsr-3675	145	20	the	the	DET
fsr-3675	145	21	negative	negative	ADJ
fsr-3675	145	22	(	(	PUNCT
fsr-3675	145	23	positive	positive	ADJ
fsr-3675	145	24	)	)	PUNCT
fsr-3675	145	25	deviation	deviation	NOUN
fsr-3675	145	26	variable	variable	NOUN
fsr-3675	145	27	,	,	PUNCT
fsr-3675	145	28	d	d	NOUN
fsr-3675	145	29	,	,	PUNCT
fsr-3675	145	30	(	(	PUNCT
fsr-3675	145	31	&	&	CCONJ
fsr-3675	145	32	)	)	PUNCT
fsr-3675	145	33	,	,	PUNCT
fsr-3675	145	34	is	be	AUX
fsr-3675	145	35	minimized	minimize	VERB
fsr-3675	145	36	in	in	ADP
fsr-3675	145	37	the	the	DET
fsr-3675	145	38	objec	objec	ADJ
fsr-3675	145	39	tive	tive	NOUN
fsr-3675	145	40	function	function	NOUN
fsr-3675	145	41	at	at	ADP
fsr-3675	145	42	the	the	DET
fsr-3675	145	43	ahp	ahp	NOUN
fsr-3675	145	44	established	establish	VERB
fsr-3675	145	45	weight	weight	NOUN
fsr-3675	145	46	.	.	PUNCT
fsr-3675	146	1	the	the	DET
fsr-3675	146	2	gp	gp	NOUN
fsr-3675	146	3	objective	objective	ADJ
fsr-3675	146	4	function	function	NOUN
fsr-3675	146	5	is	be	AUX
fsr-3675	146	6	of	of	ADP
fsr-3675	146	7	the	the	DET
fsr-3675	146	8	form	form	NOUN
fsr-3675	146	9	k	k	X
fsr-3675	146	10	mznz	mznz	NOUN
fsr-3675	146	11	=	=	PUNCT
fsr-3675	146	12	c	c	NOUN
fsr-3675	146	13	w.d+‘i	w.d+‘i	VERB
fsr-3675	146	14	i	i	INTJ
fsr-3675	146	15	i	i	PROPN
fsr-3675	147	1	=	=	VERB
fsr-3675	147	2	i	i	PROPN
fsr-3675	147	3	(	(	PUNCT
fsr-3675	147	4	9	9	X
fsr-3675	147	5	)	)	PUNCT
fsr-3675	147	6	personal	personal	ADJ
fsr-3675	147	7	financial	financial	ADJ
fsr-3675	147	8	planning	planning	NOUN
fsr-3675	147	9	and	and	CCONJ
fsr-3675	147	10	the	the	DET
fsr-3675	147	11	allocation	allocation	NOUN
fsr-3675	147	12	of	of	ADP
fsr-3675	147	13	disposable	disposable	ADJ
fsr-3675	147	14	wealth	wealth	NOUN
fsr-3675	147	15	95	95	NUM
fsr-3675	147	16	where	where	SCONJ
fsr-3675	147	17	w	w	NOUN
fsr-3675	147	18	,	,	PUNCT
fsr-3675	147	19	is	be	AUX
fsr-3675	147	20	the	the	DET
fsr-3675	147	21	weight	weight	NOUN
fsr-3675	147	22	attached	attach	VERB
fsr-3675	147	23	to	to	ADP
fsr-3675	147	24	the	the	DET
fsr-3675	147	25	attainment	attainment	NOUN
fsr-3675	147	26	of	of	ADP
fsr-3675	147	27	goal	goal	NOUN
fsr-3675	147	28	i.	i.	NOUN
fsr-3675	147	29	in	in	ADP
fsr-3675	147	30	words	word	NOUN
fsr-3675	147	31	the	the	DET
fsr-3675	147	32	objective	objective	ADJ
fsr-3675	147	33	function	function	NOUN
fsr-3675	147	34	minimizes	minimize	VERB
fsr-3675	147	35	the	the	DET
fsr-3675	147	36	sum	sum	NOUN
fsr-3675	147	37	of	of	ADP
fsr-3675	147	38	the	the	DET
fsr-3675	147	39	weighted	weight	VERB
fsr-3675	147	40	deviations	deviation	NOUN
fsr-3675	147	41	from	from	ADP
fsr-3675	147	42	goal	goal	NOUN
fsr-3675	147	43	attainment	attainment	ADJ
fsr-3675	147	44	levels	level	NOUN
fsr-3675	147	45	.	.	PUNCT
fsr-3675	148	1	the	the	DET
fsr-3675	148	2	deviational	deviational	ADJ
fsr-3675	148	3	variables	variable	NOUN
fsr-3675	148	4	in	in	ADP
fsr-3675	148	5	equation	equation	NOUN
fsr-3675	148	6	(	(	PUNCT
fsr-3675	148	7	9	9	NUM
fsr-3675	148	8	)	)	PUNCT
fsr-3675	148	9	are	be	AUX
fsr-3675	148	10	those	those	PRON
fsr-3675	148	11	selected	select	VERB
fsr-3675	148	12	from	from	ADP
fsr-3675	148	13	each	each	DET
fsr-3675	148	14	set	set	NOUN
fsr-3675	148	15	of	of	ADP
fsr-3675	148	16	constraints	constraint	NOUN
fsr-3675	148	17	that	that	PRON
fsr-3675	148	18	represent	represent	VERB
fsr-3675	148	19	goal	goal	NOUN
fsr-3675	148	20	unattainment	unattainment	ADJ
fsr-3675	148	21	.	.	PUNCT
fsr-3675	149	1	the	the	DET
fsr-3675	149	2	w	w	PROPN
fsr-3675	149	3	,	,	PUNCT
fsr-3675	149	4	values	value	NOUN
fsr-3675	149	5	are	be	AUX
fsr-3675	149	6	generated	generate	VERB
fsr-3675	149	7	through	through	ADP
fsr-3675	149	8	the	the	DET
fsr-3675	149	9	ahp	ahp	NOUN
fsr-3675	149	10	process	process	NOUN
fsr-3675	149	11	as	as	SCONJ
fsr-3675	149	12	discussed	discuss	VERB
fsr-3675	149	13	in	in	ADP
fsr-3675	149	14	section	section	NOUN
fsr-3675	149	15	iib	iib	PROPN
fsr-3675	149	16	.	.	PUNCT
fsr-3675	150	1	in	in	ADP
fsr-3675	150	2	summary	summary	NOUN
fsr-3675	150	3	,	,	PUNCT
fsr-3675	150	4	the	the	DET
fsr-3675	150	5	gp	gp	NOUN
fsr-3675	150	6	model	model	NOUN
fsr-3675	150	7	generates	generate	VERB
fsr-3675	150	8	the	the	DET
fsr-3675	150	9	portfolio	portfolio	NOUN
fsr-3675	150	10	plan	plan	NOUN
fsr-3675	150	11	for	for	ADP
fsr-3675	150	12	the	the	DET
fsr-3675	150	13	m	m	NOUN
fsr-3675	150	14	-	-	PUNCT
fsr-3675	150	15	period	period	NOUN
fsr-3675	150	16	short	short	ADJ
fsr-3675	150	17	term	term	NOUN
fsr-3675	150	18	horizon	horizon	NOUN
fsr-3675	150	19	.	.	PUNCT
fsr-3675	151	1	the	the	DET
fsr-3675	151	2	plan	plan	NOUN
fsr-3675	151	3	consists	consist	VERB
fsr-3675	151	4	of	of	ADP
fsr-3675	151	5	the	the	DET
fsr-3675	151	6	periodic	periodic	ADJ
fsr-3675	151	7	amounts	amount	NOUN
fsr-3675	151	8	to	to	PART
fsr-3675	151	9	buy	buy	VERB
fsr-3675	151	10	and	and	CCONJ
fsr-3675	151	11	sell	sell	VERB
fsr-3675	151	12	of	of	ADP
fsr-3675	151	13	each	each	DET
fsr-3675	151	14	asset	asset	NOUN
fsr-3675	151	15	.	.	PUNCT
fsr-3675	152	1	the	the	DET
fsr-3675	152	2	mode1	mode1	NOUN
fsr-3675	152	3	constraints	constraint	NOUN
fsr-3675	152	4	assure	assure	VERB
fsr-3675	152	5	that	that	SCONJ
fsr-3675	152	6	dollars	dollar	NOUN
fsr-3675	152	7	invested	invest	VERB
fsr-3675	152	8	each	each	DET
fsr-3675	152	9	period	period	NOUN
fsr-3675	152	10	do	do	AUX
fsr-3675	152	11	not	not	PART
fsr-3675	152	12	exceed	exceed	VERB
fsr-3675	152	13	disposable	disposable	ADJ
fsr-3675	152	14	income	income	NOUN
fsr-3675	152	15	for	for	ADP
fsr-3675	152	16	that	that	DET
fsr-3675	152	17	period	period	NOUN
fsr-3675	152	18	plus	plus	CCONJ
fsr-3675	152	19	liquidated	liquidate	VERB
fsr-3675	152	20	investments	investment	NOUN
fsr-3675	152	21	from	from	ADP
fsr-3675	152	22	prior	prior	ADJ
fsr-3675	152	23	periods	period	NOUN
fsr-3675	152	24	,	,	PUNCT
fsr-3675	152	25	and	and	CCONJ
fsr-3675	152	26	that	that	SCONJ
fsr-3675	152	27	the	the	DET
fsr-3675	152	28	liquidated	liquidate	VERB
fsr-3675	152	29	amount	amount	NOUN
fsr-3675	152	30	of	of	ADP
fsr-3675	152	31	any	any	DET
fsr-3675	152	32	asset	asset	NOUN
fsr-3675	152	33	does	do	AUX
fsr-3675	152	34	not	not	PART
fsr-3675	152	35	exceed	exceed	VERB
fsr-3675	152	36	the	the	DET
fsr-3675	152	37	principal	principal	ADJ
fsr-3675	152	38	investment	investment	NOUN
fsr-3675	152	39	and	and	CCONJ
fsr-3675	152	40	earnings	earning	NOUN
fsr-3675	152	41	on	on	ADP
fsr-3675	152	42	that	that	DET
fsr-3675	152	43	asset	asset	NOUN
fsr-3675	152	44	.	.	PUNCT
fsr-3675	153	1	the	the	DET
fsr-3675	153	2	goal	goal	NOUN
fsr-3675	153	3	constraints	constraint	NOUN
fsr-3675	153	4	consider	consider	VERB
fsr-3675	153	5	short	short	ADJ
fsr-3675	153	6	and	and	CCONJ
fsr-3675	153	7	long	long	ADJ
fsr-3675	153	8	-	-	PUNCT
fsr-3675	153	9	term	term	NOUN
fsr-3675	153	10	consumption	consumption	NOUN
fsr-3675	153	11	and	and	CCONJ
fsr-3675	153	12	the	the	DET
fsr-3675	153	13	portfolio	portfolio	NOUN
fsr-3675	153	14	characteristics	characteristic	NOUN
fsr-3675	153	15	of	of	ADP
fsr-3675	153	16	risk	risk	NOUN
fsr-3675	153	17	,	,	PUNCT
fsr-3675	153	18	liquidity	liquidity	NOUN
fsr-3675	153	19	and	and	CCONJ
fsr-3675	153	20	asset	asset	NOUN
fsr-3675	153	21	preference	preference	NOUN
fsr-3675	153	22	.	.	PUNCT
fsr-3675	154	1	in	in	ADP
fsr-3675	154	2	each	each	DET
fsr-3675	154	3	goal	goal	NOUN
fsr-3675	154	4	constraint	constraint	NOUN
fsr-3675	154	5	,	,	PUNCT
fsr-3675	154	6	the	the	DET
fsr-3675	154	7	deviation	deviation	NOUN
fsr-3675	154	8	variable	variable	ADJ
fsr-3675	154	9	representing	represent	VERB
fsr-3675	154	10	underachievement	underachievement	NOUN
fsr-3675	154	11	of	of	ADP
fsr-3675	154	12	the	the	DET
fsr-3675	154	13	goal	goal	NOUN
fsr-3675	154	14	is	be	AUX
fsr-3675	154	15	minimized	minimize	VERB
fsr-3675	154	16	in	in	ADP
fsr-3675	154	17	the	the	DET
fsr-3675	154	18	objective	objective	ADJ
fsr-3675	154	19	function	function	NOUN
fsr-3675	154	20	at	at	ADP
fsr-3675	154	21	the	the	DET
fsr-3675	154	22	ahp	ahp	NOUN
fsr-3675	154	23	established	establish	VERB
fsr-3675	154	24	weights	weight	NOUN
fsr-3675	154	25	.	.	PUNCT
fsr-3675	155	1	iv	iv	X
fsr-3675	155	2	.	.	PUNCT
fsr-3675	155	3	modelimplementation	modelimplementation	NOUN
fsr-3675	155	4	two	two	NUM
fsr-3675	155	5	types	type	NOUN
fsr-3675	155	6	of	of	ADP
fsr-3675	155	7	data	datum	NOUN
fsr-3675	155	8	are	be	AUX
fsr-3675	155	9	required	require	VERB
fsr-3675	155	10	for	for	ADP
fsr-3675	155	11	our	our	PRON
fsr-3675	155	12	model	model	NOUN
fsr-3675	155	13	:	:	PUNCT
fsr-3675	155	14	investment	investment	NOUN
fsr-3675	155	15	alternatives	alternative	NOUN
fsr-3675	155	16	and	and	CCONJ
fsr-3675	155	17	the	the	DET
fsr-3675	155	18	individual	individual	NOUN
fsr-3675	155	19	’s	’s	PART
fsr-3675	155	20	ahp	ahp	PROPN
fsr-3675	155	21	established	establish	VERB
fsr-3675	155	22	goal	goal	NOUN
fsr-3675	155	23	weights	weight	NOUN
fsr-3675	155	24	.	.	PUNCT
fsr-3675	156	1	the	the	DET
fsr-3675	156	2	data	datum	NOUN
fsr-3675	156	3	on	on	ADP
fsr-3675	156	4	available	available	ADJ
fsr-3675	156	5	investment	investment	NOUN
fsr-3675	156	6	vehi	vehi	NOUN
fsr-3675	156	7	cles	cle	NOUN
fsr-3675	156	8	is	be	AUX
fsr-3675	156	9	maintained	maintain	VERB
fsr-3675	156	10	by	by	ADP
fsr-3675	156	11	the	the	DET
fsr-3675	156	12	financial	financial	ADJ
fsr-3675	156	13	planner	planner	NOUN
fsr-3675	156	14	and	and	CCONJ
fsr-3675	156	15	contains	contain	VERB
fsr-3675	156	16	estimates	estimate	NOUN
fsr-3675	156	17	on	on	ADP
fsr-3675	156	18	expected	expect	VERB
fsr-3675	156	19	returns	return	NOUN
fsr-3675	156	20	,	,	PUNCT
fsr-3675	156	21	liquidity	liquidity	NOUN
fsr-3675	156	22	parameters	parameter	NOUN
fsr-3675	156	23	,	,	PUNCT
fsr-3675	156	24	risk	risk	NOUN
fsr-3675	156	25	parameters	parameter	NOUN
fsr-3675	156	26	,	,	PUNCT
fsr-3675	156	27	and	and	CCONJ
fsr-3675	156	28	all	all	DET
fsr-3675	156	29	relevant	relevant	ADJ
fsr-3675	156	30	transaction	transaction	NOUN
fsr-3675	156	31	costs	cost	NOUN
fsr-3675	156	32	,	,	PUNCT
fsr-3675	156	33	for	for	ADP
fsr-3675	156	34	each	each	DET
fsr-3675	156	35	investment	investment	NOUN
fsr-3675	156	36	option	option	NOUN
fsr-3675	156	37	.	.	PUNCT
fsr-3675	157	1	investment	investment	NOUN
fsr-3675	157	2	options	option	NOUN
fsr-3675	157	3	are	be	AUX
fsr-3675	157	4	grouped	group	VERB
fsr-3675	157	5	into	into	ADP
fsr-3675	157	6	broad	broad	ADJ
fsr-3675	157	7	homogeneous	homogeneous	ADJ
fsr-3675	157	8	categories	category	NOUN
fsr-3675	157	9	(	(	PUNCT
fsr-3675	157	10	i.e.	i.e.	X
fsr-3675	157	11	,	,	PUNCT
fsr-3675	157	12	growth	growth	NOUN
fsr-3675	157	13	stocks	stock	NOUN
fsr-3675	157	14	or	or	CCONJ
fsr-3675	157	15	insured	insure	VERB
fsr-3675	157	16	municipal	municipal	ADJ
fsr-3675	157	17	bonds	bond	NOUN
fsr-3675	157	18	)	)	PUNCT
fsr-3675	157	19	.	.	PUNCT
fsr-3675	158	1	this	this	PRON
fsr-3675	158	2	is	be	AUX
fsr-3675	158	3	preferred	prefer	VERB
fsr-3675	158	4	over	over	ADP
fsr-3675	158	5	individual	individual	ADJ
fsr-3675	158	6	security	security	NOUN
fsr-3675	158	7	investment	investment	NOUN
fsr-3675	158	8	options	option	NOUN
fsr-3675	158	9	for	for	ADP
fsr-3675	158	10	two	two	NUM
fsr-3675	158	11	reasons	reason	NOUN
fsr-3675	158	12	.	.	PUNCT
fsr-3675	159	1	first	first	ADV
fsr-3675	159	2	,	,	PUNCT
fsr-3675	159	3	the	the	DET
fsr-3675	159	4	amount	amount	NOUN
fsr-3675	159	5	of	of	ADP
fsr-3675	159	6	data	datum	NOUN
fsr-3675	159	7	to	to	PART
fsr-3675	159	8	be	be	AUX
fsr-3675	159	9	maintained	maintain	VERB
fsr-3675	159	10	and	and	CCONJ
fsr-3675	159	11	the	the	DET
fsr-3675	159	12	size	size	NOUN
fsr-3675	159	13	of	of	ADP
fsr-3675	159	14	the	the	DET
fsr-3675	159	15	goal	goal	NOUN
fsr-3675	159	16	programming	programming	NOUN
fsr-3675	159	17	mode1	mode1	NOUN
fsr-3675	159	18	are	be	AUX
fsr-3675	159	19	greatly	greatly	ADV
fsr-3675	159	20	reduced	reduce	VERB
fsr-3675	159	21	.	.	PUNCT
fsr-3675	160	1	second	second	ADV
fsr-3675	160	2	,	,	PUNCT
fsr-3675	160	3	the	the	DET
fsr-3675	160	4	model	model	NOUN
fsr-3675	160	5	will	will	AUX
fsr-3675	160	6	generate	generate	VERB
fsr-3675	160	7	the	the	DET
fsr-3675	160	8	portfolio	portfolio	NOUN
fsr-3675	160	9	in	in	ADP
fsr-3675	160	10	terms	term	NOUN
fsr-3675	160	11	of	of	ADP
fsr-3675	160	12	broad	broad	ADJ
fsr-3675	160	13	investment	investment	NOUN
fsr-3675	160	14	catego	catego	NOUN
fsr-3675	160	15	ries	rie	NOUN
fsr-3675	160	16	,	,	PUNCT
fsr-3675	160	17	giving	give	VERB
fsr-3675	160	18	the	the	DET
fsr-3675	160	19	planner	planner	NOUN
fsr-3675	160	20	and	and	CCONJ
fsr-3675	160	21	individual	individual	ADJ
fsr-3675	160	22	flexibility	flexibility	NOUN
fsr-3675	160	23	in	in	ADP
fsr-3675	160	24	selecting	select	VERB
fsr-3675	160	25	individual	individual	ADJ
fsr-3675	160	26	assets	asset	NOUN
fsr-3675	160	27	or	or	CCONJ
fsr-3675	160	28	mutual	mutual	ADJ
fsr-3675	160	29	funds	fund	NOUN
fsr-3675	160	30	within	within	ADP
fsr-3675	160	31	the	the	DET
fsr-3675	160	32	established	established	ADJ
fsr-3675	160	33	broad	broad	ADJ
fsr-3675	160	34	categories	category	NOUN
fsr-3675	160	35	.	.	PUNCT
fsr-3675	161	1	to	to	PART
fsr-3675	161	2	illustrate	illustrate	VERB
fsr-3675	161	3	the	the	DET
fsr-3675	161	4	use	use	NOUN
fsr-3675	161	5	of	of	ADP
fsr-3675	161	6	the	the	DET
fsr-3675	161	7	ahp	ahp	NOUN
fsr-3675	161	8	/	/	SYM
fsr-3675	161	9	gp	gp	NOUN
fsr-3675	161	10	framework	framework	NOUN
fsr-3675	161	11	,	,	PUNCT
fsr-3675	161	12	an	an	DET
fsr-3675	161	13	example	example	NOUN
fsr-3675	161	14	portfolio	portfolio	NOUN
fsr-3675	161	15	is	be	AUX
fsr-3675	161	16	structured	structure	VERB
fsr-3675	161	17	.	.	PUNCT
fsr-3675	162	1	we	we	PRON
fsr-3675	162	2	consider	consider	VERB
fsr-3675	162	3	ten	ten	NUM
fsr-3675	162	4	asset	asset	NOUN
fsr-3675	162	5	categories	category	NOUN
fsr-3675	162	6	that	that	PRON
fsr-3675	162	7	represent	represent	VERB
fsr-3675	162	8	the	the	DET
fsr-3675	162	9	choice	choice	NOUN
fsr-3675	162	10	set	set	NOUN
fsr-3675	162	11	of	of	ADP
fsr-3675	162	12	invest	invest	VERB
fsr-3675	162	13	ment	ment	ADJ
fsr-3675	162	14	alternatives	alternative	NOUN
fsr-3675	162	15	(	(	PUNCT
fsr-3675	162	16	see	see	VERB
fsr-3675	162	17	table	table	NOUN
fsr-3675	162	18	4	4	NUM
fsr-3675	162	19	)	)	PUNCT
fsr-3675	162	20	.	.	PUNCT
fsr-3675	163	1	in	in	ADP
fsr-3675	163	2	this	this	DET
fsr-3675	163	3	example	example	NOUN
fsr-3675	163	4	,	,	PUNCT
fsr-3675	163	5	these	these	DET
fsr-3675	163	6	categories	category	NOUN
fsr-3675	163	7	were	be	AUX
fsr-3675	163	8	determined	determine	VERB
fsr-3675	163	9	by	by	ADP
fsr-3675	163	10	the	the	DET
fsr-3675	163	11	authors	author	NOUN
fsr-3675	163	12	to	to	PART
fsr-3675	163	13	be	be	AUX
fsr-3675	163	14	important	important	ADJ
fsr-3675	163	15	,	,	PUNCT
fsr-3675	163	16	however	however	ADV
fsr-3675	163	17	other	other	ADJ
fsr-3675	163	18	categories	category	NOUN
fsr-3675	163	19	may	may	AUX
fsr-3675	163	20	be	be	AUX
fsr-3675	163	21	important	important	ADJ
fsr-3675	163	22	to	to	ADP
fsr-3675	163	23	another	another	PRON
fsr-3675	163	24	,	,	PUNCT
fsr-3675	163	25	and	and	CCONJ
fsr-3675	163	26	the	the	DET
fsr-3675	163	27	choice	choice	NOUN
fsr-3675	163	28	set	set	NOUN
fsr-3675	163	29	would	would	AUX
fsr-3675	163	30	be	be	AUX
fsr-3675	163	31	altered	alter	VERB
fsr-3675	163	32	to	to	PART
fsr-3675	163	33	reflect	reflect	VERB
fsr-3675	163	34	the	the	DET
fsr-3675	163	35	addition	addition	NOUN
fsr-3675	163	36	or	or	CCONJ
fsr-3675	163	37	subtraction	subtraction	NOUN
fsr-3675	163	38	of	of	ADP
fsr-3675	163	39	such	such	ADJ
fsr-3675	163	40	categories	category	NOUN
fsr-3675	163	41	.	.	PUNCT
fsr-3675	164	1	we	we	PRON
fsr-3675	164	2	assume	assume	VERB
fsr-3675	164	3	a	a	DET
fsr-3675	164	4	short	short	ADJ
fsr-3675	164	5	-	-	PUNCT
fsr-3675	164	6	term	term	NOUN
fsr-3675	164	7	annual	annual	ADJ
fsr-3675	164	8	planning	planning	NOUN
fsr-3675	164	9	horizon	horizon	NOUN
fsr-3675	164	10	of	of	ADP
fsr-3675	164	11	three	three	NUM
fsr-3675	164	12	years	year	NOUN
fsr-3675	164	13	with	with	ADP
fsr-3675	164	14	projected	project	VERB
fsr-3675	164	15	disposable	disposable	ADJ
fsr-3675	164	16	wealth	wealth	NOUN
fsr-3675	164	17	(	(	PUNCT
fsr-3675	164	18	including	include	VERB
fsr-3675	164	19	current	current	ADJ
fsr-3675	164	20	savings	saving	NOUN
fsr-3675	164	21	)	)	PUNCT
fsr-3675	164	22	for	for	ADP
fsr-3675	164	23	years	year	NOUN
fsr-3675	164	24	one	one	NUM
fsr-3675	164	25	,	,	PUNCT
fsr-3675	164	26	two	two	NUM
fsr-3675	164	27	and	and	CCONJ
fsr-3675	164	28	three	three	NUM
fsr-3675	164	29	at	at	ADP
fsr-3675	164	30	$	$	SYM
fsr-3675	164	31	100,000	100,000	NUM
fsr-3675	164	32	,	,	PUNCT
fsr-3675	164	33	$	$	SYM
fsr-3675	164	34	16,000	16,000	NUM
fsr-3675	164	35	,	,	PUNCT
fsr-3675	164	36	and	and	CCONJ
fsr-3675	164	37	$	$	SYM
fsr-3675	164	38	17,000	17,000	NUM
fsr-3675	164	39	respectively	respectively	ADV
fsr-3675	164	40	.	.	PUNCT
fsr-3675	165	1	the	the	DET
fsr-3675	165	2	individual	individual	NOUN
fsr-3675	165	3	,	,	PUNCT
fsr-3675	165	4	with	with	ADP
fsr-3675	165	5	the	the	DET
fsr-3675	165	6	aid	aid	NOUN
fsr-3675	165	7	of	of	ADP
fsr-3675	165	8	the	the	DET
fsr-3675	165	9	financial	financial	ADJ
fsr-3675	165	10	planner	planner	NOUN
fsr-3675	165	11	,	,	PUNCT
fsr-3675	165	12	sets	set	VERB
fsr-3675	165	13	consumption	consumption	NOUN
fsr-3675	165	14	and	and	CCONJ
fsr-3675	165	15	portfolio	portfolio	NOUN
fsr-3675	165	16	goal	goal	NOUN
fsr-3675	165	17	levels	level	NOUN
fsr-3675	165	18	.	.	PUNCT
fsr-3675	166	1	the	the	DET
fsr-3675	166	2	goal	goal	NOUN
fsr-3675	166	3	levels	level	NOUN
fsr-3675	166	4	used	use	VERB
fsr-3675	166	5	in	in	ADP
fsr-3675	166	6	this	this	DET
fsr-3675	166	7	example	example	NOUN
fsr-3675	166	8	are	be	AUX
fsr-3675	166	9	presented	present	VERB
fsr-3675	166	10	in	in	ADP
fsr-3675	166	11	table	table	NOUN
fsr-3675	166	12	3	3	NUM
fsr-3675	166	13	.	.	PUNCT
fsr-3675	166	14	through	through	ADP
fsr-3675	166	15	the	the	DET
fsr-3675	166	16	ahp	ahp	NOUN
fsr-3675	166	17	,	,	PUNCT
fsr-3675	166	18	the	the	DET
fsr-3675	166	19	individual	individual	NOUN
fsr-3675	166	20	performs	perform	VERB
fsr-3675	166	21	a	a	DET
fsr-3675	166	22	pair	pair	NOUN
fsr-3675	166	23	-	-	PUNCT
fsr-3675	166	24	wise	wise	ADJ
fsr-3675	166	25	comparison	comparison	NOUN
fsr-3675	166	26	of	of	ADP
fsr-3675	166	27	goals	goal	NOUN
fsr-3675	166	28	at	at	ADP
fsr-3675	166	29	each	each	DET
fsr-3675	166	30	level	level	NOUN
fsr-3675	166	31	of	of	ADP
fsr-3675	166	32	the	the	DET
fsr-3675	166	33	hierarchy	hierarchy	NOUN
fsr-3675	166	34	represented	represent	VERB
fsr-3675	166	35	in	in	ADP
fsr-3675	166	36	figure	figure	NOUN
fsr-3675	166	37	1	1	NUM
fsr-3675	166	38	.	.	PUNCT
fsr-3675	167	1	for	for	ADP
fsr-3675	167	2	example	example	NOUN
fsr-3675	167	3	,	,	PUNCT
fsr-3675	167	4	at	at	ADP
fsr-3675	167	5	the	the	DET
fsr-3675	167	6	bottom	bottom	ADJ
fsr-3675	167	7	level	level	NOUN
fsr-3675	167	8	of	of	ADP
fsr-3675	167	9	the	the	DET
fsr-3675	167	10	hierarchy	hierarchy	NOUN
fsr-3675	167	11	,	,	PUNCT
fsr-3675	167	12	the	the	DET
fsr-3675	167	13	individual	individual	NOUN
fsr-3675	167	14	compares	compare	VERB
fsr-3675	167	15	the	the	DET
fsr-3675	167	16	relative	relative	ADJ
fsr-3675	167	17	importance	importance	NOUN
fsr-3675	167	18	of	of	ADP
fsr-3675	167	19	the	the	DET
fsr-3675	167	20	short	short	ADJ
fsr-3675	167	21	-	-	PUNCT
fsr-3675	167	22	term	term	NOUN
fsr-3675	167	23	consumption	consumption	NOUN
fsr-3675	167	24	for	for	ADP
fsr-3675	167	25	years	year	NOUN
fsr-3675	167	26	one	one	NUM
fsr-3675	167	27	and	and	CCONJ
fsr-3675	167	28	two	two	NUM
fsr-3675	167	29	,	,	PUNCT
fsr-3675	167	30	years	year	NOUN
fsr-3675	167	31	one	one	NUM
fsr-3675	167	32	and	and	CCONJ
fsr-3675	167	33	three	three	NUM
fsr-3675	167	34	,	,	PUNCT
fsr-3675	167	35	and	and	CCONJ
fsr-3675	167	36	years	year	NOUN
fsr-3675	167	37	two	two	NUM
fsr-3675	167	38	and	and	CCONJ
fsr-3675	167	39	three	three	NUM
fsr-3675	167	40	using	use	VERB
fsr-3675	167	41	the	the	DET
fsr-3675	167	42	importance	importance	NOUN
fsr-3675	167	43	scale	scale	NOUN
fsr-3675	167	44	in	in	ADP
fsr-3675	167	45	table	table	NOUN
fsr-3675	167	46	1	1	NUM
fsr-3675	167	47	.	.	PUNCT
fsr-3675	168	1	the	the	DET
fsr-3675	168	2	weights	weight	NOUN
fsr-3675	168	3	established	establish	VERB
fsr-3675	168	4	in	in	ADP
fsr-3675	168	5	the	the	DET
fsr-3675	168	6	ahp	ahp	NOUN
fsr-3675	168	7	for	for	ADP
fsr-3675	168	8	this	this	DET
fsr-3675	168	9	example	example	NOUN
fsr-3675	168	10	are	be	AUX
fsr-3675	168	11	presented	present	VERB
fsr-3675	168	12	in	in	ADP
fsr-3675	168	13	table	table	NOUN
fsr-3675	168	14	3	3	NUM
fsr-3675	168	15	.	.	PUNCT
fsr-3675	169	1	lo	lo	PROPN
fsr-3675	169	2	for	for	ADP
fsr-3675	169	3	example	example	NOUN
fsr-3675	169	4	,	,	PUNCT
fsr-3675	169	5	the	the	DET
fsr-3675	169	6	individual	individual	ADJ
fsr-3675	169	7	places	place	NOUN
fsr-3675	169	8	primary	primary	ADJ
fsr-3675	169	9	96	96	NUM
fsr-3675	169	10	financial	financial	ADJ
fsr-3675	169	11	services	service	NOUN
fsr-3675	169	12	review	review	NOUN
fsr-3675	169	13	,	,	PUNCT
fsr-3675	169	14	l(2	l(2	PROPN
fsr-3675	169	15	)	)	PUNCT
fsr-3675	169	16	1991	1991	NUM
fsr-3675	169	17	table	table	NOUN
fsr-3675	169	18	3	3	NUM
fsr-3675	169	19	.	.	NOUN
fsr-3675	169	20	example	example	NOUN
fsr-3675	169	21	problem	problem	NOUN
fsr-3675	169	22	-	-	PUNCT
fsr-3675	169	23	goal	goal	NOUN
fsr-3675	169	24	levels	level	NOUN
fsr-3675	169	25	and	and	CCONJ
fsr-3675	169	26	ahp	ahp	PROPN
fsr-3675	169	27	established	establish	VERB
fsr-3675	169	28	weights	weight	NOUN
fsr-3675	169	29	goal	goal	NOUN
fsr-3675	169	30	categories	category	NOUN
fsr-3675	169	31	consumption	consumption	VERB
fsr-3675	169	32	short	short	ADJ
fsr-3675	169	33	-	-	PUNCT
fsr-3675	169	34	term	term	NOUN
fsr-3675	169	35	year	year	NOUN
fsr-3675	169	36	1	1	NUM
fsr-3675	169	37	p	p	NOUN
fsr-3675	169	38	,	,	PUNCT
fsr-3675	169	39	=	=	NOUN
fsr-3675	169	40	$	$	SYM
fsr-3675	169	41	lo	lo	NOUN
fsr-3675	169	42	,	,	PUNCT
fsr-3675	169	43	ooo	ooo	INTJ
fsr-3675	169	44	year	year	NOUN
fsr-3675	169	45	2	2	NUM
fsr-3675	169	46	pz	pz	NOUN
fsr-3675	169	47	=	=	NOUN
fsr-3675	169	48	$	$	SYM
fsr-3675	169	49	9,000	9,000	NUM
fsr-3675	169	50	year	year	NOUN
fsr-3675	169	51	3	3	NUM
fsr-3675	169	52	p3	p3	NOUN
fsr-3675	169	53	=	=	PUNCT
fsr-3675	169	54	$	$	SYM
fsr-3675	169	55	20,000	20,000	NUM
fsr-3675	169	56	ahp	ahp	NOUN
fsr-3675	169	57	established	establish	VERB
fsr-3675	169	58	relative	relative	ADJ
fsr-3675	169	59	weights	weight	NOUN
fsr-3675	169	60	*	*	PUNCT
fsr-3675	169	61	,	,	PUNCT
fsr-3675	169	62	161	161	NUM
fsr-3675	169	63	,	,	PUNCT
fsr-3675	169	64	064	064	NUM
fsr-3675	169	65	,	,	PUNCT
fsr-3675	169	66	032	032	NUM
fsr-3675	169	67	long	long	ADJ
fsr-3675	169	68	-	-	PUNCT
fsr-3675	169	69	term	term	NOUN
fsr-3675	169	70	p,=$130,000	p,=$130,000	PROPN
fsr-3675	169	71	,	,	PUNCT
fsr-3675	169	72	201	201	NUM
fsr-3675	169	73	portfolio	portfolio	NOUN
fsr-3675	169	74	liquidity	liquidity	NOUN
fsr-3675	169	75	l	l	NOUN
fsr-3675	169	76	=	=	SYM
fsr-3675	169	77	.02	.02	NUM
fsr-3675	169	78	risk	risk	NOUN
fsr-3675	169	79	r=.65	r=.65	NOUN
fsr-3675	169	80	asset	asset	NOUN
fsr-3675	169	81	preference	preference	NOUN
fsr-3675	169	82	.030	.030	NUM
fsr-3675	169	83	,	,	PUNCT
fsr-3675	169	84	167	167	NUM
fsr-3675	169	85	proportion	proportion	NOUN
fsr-3675	169	86	in	in	ADP
fsr-3675	169	87	long	long	ADJ
fsr-3675	169	88	-	-	PUNCT
fsr-3675	169	89	term	term	NOUN
fsr-3675	169	90	growth	growth	NOUN
fsr-3675	169	91	>	>	X
fsr-3675	169	92	5	5	NUM
fsr-3675	169	93	%	%	NOUN
fsr-3675	169	94	proportion	proportion	NOUN
fsr-3675	169	95	in	in	ADP
fsr-3675	169	96	tax	tax	NOUN
fsr-3675	169	97	-	-	PUNCT
fsr-3675	169	98	exempt	exempt	ADJ
fsr-3675	169	99	<	<	X
fsr-3675	169	100	10	10	NUM
fsr-3675	169	101	%	%	NOUN
fsr-3675	169	102	proportion	proportion	NOUN
fsr-3675	169	103	in	in	ADP
fsr-3675	169	104	government	government	NOUN
fsr-3675	169	105	and	and	CCONJ
fsr-3675	169	106	u.s	u.s	PROPN
fsr-3675	169	107	.	.	PROPN
fsr-3675	169	108	agencies	agency	NOUN
fsr-3675	169	109	<	<	X
fsr-3675	169	110	7.5	7.5	NUM
fsr-3675	169	111	%	%	NOUN
fsr-3675	169	112	proportion	proportion	NOUN
fsr-3675	169	113	in	in	ADP
fsr-3675	169	114	low	low	ADJ
fsr-3675	169	115	-	-	PUNCT
fsr-3675	169	116	risk	risk	NOUN
fsr-3675	169	117	corporate	corporate	ADJ
fsr-3675	169	118	bonds	bond	NOUN
fsr-3675	169	119	<	<	X
fsr-3675	169	120	15	15	NUM
fsr-3675	169	121	%	%	NOUN
fsr-3675	169	122	proportion	proportion	NOUN
fsr-3675	169	123	in	in	ADP
fsr-3675	169	124	precious	precious	ADJ
fsr-3675	169	125	metals	metal	NOUN
fsr-3675	169	126	<	<	X
fsr-3675	169	127	10	10	NUM
fsr-3675	169	128	%	%	NOUN
fsr-3675	169	129	nore	nore	ADJ
fsr-3675	169	130	:	:	PUNCT
fsr-3675	169	131	*	*	PUNCT
fsr-3675	169	132	consumption	consumption	NOUN
fsr-3675	169	133	weights	weight	NOUN
fsr-3675	169	134	are	be	AUX
fsr-3675	169	135	normalized	normalize	VERB
fsr-3675	169	136	by	by	ADP
fsr-3675	169	137	dividing	divide	VERB
fsr-3675	169	138	p	p	PRON
fsr-3675	169	139	,	,	PUNCT
fsr-3675	169	140	or	or	CCONJ
fsr-3675	169	141	pc	pc	NOUN
fsr-3675	169	142	,	,	PUNCT
fsr-3675	169	143	069	069	NUM
fsr-3675	169	144	.069	.069	NUM
fsr-3675	169	145	.069	.069	NUM
fsr-3675	169	146	.069	.069	NUM
fsr-3675	169	147	.069	.069	NUM
fsr-3675	169	148	importance	importance	NOUN
fsr-3675	169	149	on	on	ADP
fsr-3675	169	150	long	long	ADJ
fsr-3675	169	151	-	-	PUNCT
fsr-3675	169	152	term	term	NOUN
fsr-3675	169	153	consumption	consumption	NOUN
fsr-3675	169	154	(	(	PUNCT
fsr-3675	169	155	relative	relative	ADJ
fsr-3675	169	156	weight	weight	NOUN
fsr-3675	169	157	=	=	PUNCT
fsr-3675	169	158	.201	.201	NUM
fsr-3675	169	159	)	)	PUNCT
fsr-3675	169	160	,	,	PUNCT
fsr-3675	169	161	and	and	CCONJ
fsr-3675	169	162	relatively	relatively	ADV
fsr-3675	169	163	more	more	ADJ
fsr-3675	169	164	importance	importance	NOUN
fsr-3675	169	165	on	on	ADP
fsr-3675	169	166	the	the	DET
fsr-3675	169	167	risk	risk	NOUN
fsr-3675	169	168	of	of	ADP
fsr-3675	169	169	the	the	DET
fsr-3675	169	170	portfolio	portfolio	NOUN
fsr-3675	169	171	than	than	ADP
fsr-3675	169	172	the	the	DET
fsr-3675	169	173	portfolio	portfolio	NOUN
fsr-3675	169	174	’s	’s	PART
fsr-3675	169	175	liquidity	liquidity	NOUN
fsr-3675	169	176	.	.	PUNCT
fsr-3675	170	1	after	after	SCONJ
fsr-3675	170	2	all	all	DET
fsr-3675	170	3	pair	pair	NOUN
fsr-3675	170	4	-	-	PUNCT
fsr-3675	170	5	wise	wise	ADJ
fsr-3675	170	6	comparisons	comparison	NOUN
fsr-3675	170	7	are	be	AUX
fsr-3675	170	8	performed	perform	VERB
fsr-3675	170	9	the	the	DET
fsr-3675	170	10	ahp	ahp	NOUN
fsr-3675	170	11	generated	generate	VERB
fsr-3675	170	12	weights	weight	NOUN
fsr-3675	170	13	are	be	AUX
fsr-3675	170	14	incorporated	incorporate	VERB
fsr-3675	170	15	into	into	ADP
fsr-3675	170	16	the	the	DET
fsr-3675	170	17	objective	objective	ADJ
fsr-3675	170	18	function	function	NOUN
fsr-3675	170	19	of	of	ADP
fsr-3675	170	20	the	the	DET
fsr-3675	170	21	gp	gp	NOUN
fsr-3675	170	22	model	model	NOUN
fsr-3675	170	23	in	in	ADP
fsr-3675	170	24	equation	equation	NOUN
fsr-3675	170	25	(	(	PUNCT
fsr-3675	170	26	9	9	NUM
fsr-3675	170	27	)	)	PUNCT
fsr-3675	170	28	and	and	CCONJ
fsr-3675	170	29	the	the	DET
fsr-3675	170	30	gp	gp	NOUN
fsr-3675	170	31	model	model	NOUN
fsr-3675	170	32	formulated	formulate	VERB
fsr-3675	170	33	in	in	ADP
fsr-3675	170	34	equations	equation	NOUN
fsr-3675	170	35	(	(	PUNCT
fsr-3675	170	36	2	2	NUM
fsr-3675	170	37	)	)	PUNCT
fsr-3675	170	38	through	through	ADP
fsr-3675	170	39	(	(	PUNCT
fsr-3675	170	40	9	9	NUM
fsr-3675	170	41	)	)	PUNCT
fsr-3675	170	42	is	be	AUX
fsr-3675	170	43	solved	solve	VERB
fsr-3675	170	44	to	to	PART
fsr-3675	170	45	generate	generate	VERB
fsr-3675	170	46	the	the	DET
fsr-3675	170	47	financial	financial	ADJ
fsr-3675	170	48	plan	plan	NOUN
fsr-3675	170	49	that	that	PRON
fsr-3675	170	50	maximizes	maximize	VERB
fsr-3675	170	51	the	the	DET
fsr-3675	170	52	goal	goal	NOUN
fsr-3675	170	53	attainment	attainment	ADJ
fsr-3675	170	54	level	level	NOUN
fsr-3675	170	55	for	for	ADP
fsr-3675	170	56	the	the	DET
fsr-3675	170	57	individual	individual	NOUN
fsr-3675	170	58	.	.	PUNCT
fsr-3675	171	1	all	all	DET
fsr-3675	171	2	relevant	relevant	ADJ
fsr-3675	171	3	transaction	transaction	NOUN
fsr-3675	171	4	and	and	CCONJ
fsr-3675	171	5	tax	tax	NOUN
fsr-3675	171	6	cost	cost	NOUN
fsr-3675	171	7	are	be	AUX
fsr-3675	171	8	incorporated	incorporate	VERB
fsr-3675	171	9	in	in	ADP
fsr-3675	171	10	the	the	DET
fsr-3675	171	11	model	model	NOUN
fsr-3675	171	12	.	.	PUNCT
fsr-3675	172	1	the	the	DET
fsr-3675	172	2	optimal	optimal	ADJ
fsr-3675	172	3	allocation	allocation	NOUN
fsr-3675	172	4	of	of	ADP
fsr-3675	172	5	disposable	disposable	ADJ
fsr-3675	172	6	wealth	wealth	NOUN
fsr-3675	172	7	to	to	ADP
fsr-3675	172	8	short	short	ADJ
fsr-3675	172	9	and	and	CCONJ
fsr-3675	172	10	long	long	ADJ
fsr-3675	172	11	-	-	PUNCT
fsr-3675	172	12	term	term	NOUN
fsr-3675	172	13	consumption	consumption	NOUN
fsr-3675	172	14	bundles	bundle	NOUN
fsr-3675	172	15	,	,	PUNCT
fsr-3675	172	16	and	and	CCONJ
fsr-3675	172	17	investable	investable	ADJ
fsr-3675	172	18	assets	asset	NOUN
fsr-3675	172	19	for	for	ADP
fsr-3675	172	20	this	this	DET
fsr-3675	172	21	example	example	NOUN
fsr-3675	172	22	is	be	AUX
fsr-3675	172	23	detailed	detail	VERB
fsr-3675	172	24	in	in	ADP
fsr-3675	172	25	table	table	NOUN
fsr-3675	172	26	4	4	NUM
fsr-3675	172	27	.	.	PUNCT
fsr-3675	173	1	the	the	DET
fsr-3675	173	2	dollar	dollar	NOUN
fsr-3675	173	3	amounts	amount	NOUN
fsr-3675	173	4	of	of	ADP
fsr-3675	173	5	assets	asset	NOUN
fsr-3675	173	6	bought	buy	VERB
fsr-3675	173	7	and	and	CCONJ
fsr-3675	173	8	sold	sell	VERB
fsr-3675	173	9	in	in	ADP
fsr-3675	173	10	each	each	DET
fsr-3675	173	11	year	year	NOUN
fsr-3675	173	12	are	be	AUX
fsr-3675	173	13	listed	list	VERB
fsr-3675	173	14	in	in	ADP
fsr-3675	173	15	columns	column	NOUN
fsr-3675	173	16	titled	title	VERB
fsr-3675	173	17	assets	asset	NOUN
fsr-3675	173	18	purchased	purchase	VERB
fsr-3675	173	19	and	and	CCONJ
fsr-3675	173	20	assets	asset	NOUN
fsr-3675	173	21	sold	sell	VERB
fsr-3675	173	22	.	.	PUNCT
fsr-3675	174	1	initial	initial	ADJ
fsr-3675	174	2	investments	investment	NOUN
fsr-3675	174	3	in	in	ADP
fsr-3675	174	4	the	the	DET
fsr-3675	174	5	first	first	ADJ
fsr-3675	174	6	year	year	NOUN
fsr-3675	174	7	are	be	AUX
fsr-3675	174	8	high	high	ADJ
fsr-3675	174	9	because	because	SCONJ
fsr-3675	174	10	of	of	ADP
fsr-3675	174	11	the	the	DET
fsr-3675	174	12	assumption	assumption	NOUN
fsr-3675	174	13	that	that	SCONJ
fsr-3675	174	14	the	the	DET
fsr-3675	174	15	individual	individual	NOUN
fsr-3675	174	16	has	have	AUX
fsr-3675	174	17	substantial	substantial	ADJ
fsr-3675	174	18	savings	saving	NOUN
fsr-3675	174	19	available	available	ADJ
fsr-3675	174	20	to	to	PART
fsr-3675	174	21	invest	invest	VERB
fsr-3675	174	22	the	the	DET
fsr-3675	174	23	first	first	ADJ
fsr-3675	174	24	year	year	NOUN
fsr-3675	174	25	.	.	PUNCT
fsr-3675	175	1	each	each	DET
fsr-3675	175	2	year	year	NOUN
fsr-3675	175	3	,	,	PUNCT
fsr-3675	175	4	thereafter	thereafter	ADV
fsr-3675	175	5	,	,	PUNCT
fsr-3675	175	6	the	the	DET
fsr-3675	175	7	disposable	disposable	ADJ
fsr-3675	175	8	income	income	NOUN
fsr-3675	175	9	is	be	AUX
fsr-3675	175	10	assumed	assume	VERB
fsr-3675	175	11	to	to	PART
fsr-3675	175	12	come	come	VERB
fsr-3675	175	13	only	only	ADV
fsr-3675	175	14	from	from	ADP
fsr-3675	175	15	current	current	ADJ
fsr-3675	175	16	income	income	NOUN
fsr-3675	175	17	.	.	PUNCT
fsr-3675	176	1	assets	asset	NOUN
fsr-3675	176	2	are	be	AUX
fsr-3675	176	3	liquidated	liquidate	VERB
fsr-3675	176	4	in	in	ADP
fsr-3675	176	5	year	year	NOUN
fsr-3675	176	6	three	three	NUM
fsr-3675	176	7	to	to	PART
fsr-3675	176	8	achieve	achieve	VERB
fsr-3675	176	9	the	the	DET
fsr-3675	176	10	short	short	ADJ
fsr-3675	176	11	term	term	NOUN
fsr-3675	176	12	consumption	consumption	NOUN
fsr-3675	176	13	goal	goal	NOUN
fsr-3675	176	14	during	during	ADP
fsr-3675	176	15	that	that	DET
fsr-3675	176	16	year	year	NOUN
fsr-3675	176	17	.	.	PUNCT
fsr-3675	177	1	it	it	PRON
fsr-3675	177	2	should	should	AUX
fsr-3675	177	3	be	be	AUX
fsr-3675	177	4	noted	note	VERB
fsr-3675	177	5	that	that	SCONJ
fsr-3675	177	6	five	five	NUM
fsr-3675	177	7	assets	asset	NOUN
fsr-3675	177	8	are	be	AUX
fsr-3675	177	9	liquidated	liquidate	VERB
fsr-3675	177	10	during	during	ADP
fsr-3675	177	11	year	year	NOUN
fsr-3675	177	12	three	three	NUM
fsr-3675	177	13	in	in	ADP
fsr-3675	177	14	order	order	NOUN
fsr-3675	177	15	to	to	PART
fsr-3675	177	16	achieve	achieve	VERB
fsr-3675	177	17	the	the	DET
fsr-3675	177	18	liquidity	liquidity	NOUN
fsr-3675	177	19	and	and	CCONJ
fsr-3675	177	20	risk	risk	NOUN
fsr-3675	177	21	goals	goal	NOUN
fsr-3675	177	22	for	for	ADP
fsr-3675	177	23	that	that	DET
fsr-3675	177	24	year	year	NOUN
fsr-3675	177	25	.	.	PUNCT
fsr-3675	178	1	if	if	SCONJ
fsr-3675	178	2	the	the	DET
fsr-3675	178	3	individual	individual	ADJ
fsr-3675	178	4	desires	desire	NOUN
fsr-3675	178	5	that	that	PRON
fsr-3675	178	6	transactions	transaction	NOUN
fsr-3675	178	7	be	be	VERB
fsr-3675	178	8	in	in	ADP
fsr-3675	178	9	larger	large	ADJ
fsr-3675	178	10	blocks	block	NOUN
fsr-3675	178	11	,	,	PUNCT
fsr-3675	178	12	then	then	ADV
fsr-3675	178	13	the	the	DET
fsr-3675	178	14	solution	solution	NOUN
fsr-3675	178	15	procedure	procedure	NOUN
fsr-3675	178	16	for	for	ADP
fsr-3675	178	17	the	the	DET
fsr-3675	178	18	gp	gp	NOUN
fsr-3675	178	19	model	model	NOUN
fsr-3675	178	20	would	would	AUX
fsr-3675	178	21	be	be	AUX
fsr-3675	178	22	altered	alter	VERB
fsr-3675	178	23	.	.	PUNCT
fsr-3675	179	1	i	i	PRON
fsr-3675	179	2	i	i	PRON
fsr-3675	180	1	the	the	DET
fsr-3675	180	2	percentage	percentage	NOUN
fsr-3675	180	3	goal	goal	NOUN
fsr-3675	180	4	attainments	attainment	NOUN
fsr-3675	180	5	for	for	ADP
fsr-3675	180	6	this	this	DET
fsr-3675	180	7	example	example	NOUN
fsr-3675	180	8	,	,	PUNCT
fsr-3675	180	9	as	as	SCONJ
fsr-3675	180	10	measured	measure	VERB
fsr-3675	180	11	by	by	ADP
fsr-3675	180	12	the	the	DET
fsr-3675	180	13	actual	actual	ADJ
fsr-3675	180	14	level	level	NOUN
fsr-3675	180	15	of	of	ADP
fsr-3675	180	16	attainment	attainment	NOUN
fsr-3675	180	17	divided	divide	VERB
fsr-3675	180	18	by	by	ADP
fsr-3675	180	19	the	the	DET
fsr-3675	180	20	desired	desire	VERB
fsr-3675	180	21	level	level	NOUN
fsr-3675	180	22	of	of	ADP
fsr-3675	180	23	attainment	attainment	NOUN
fsr-3675	180	24	for	for	ADP
fsr-3675	180	25	each	each	DET
fsr-3675	180	26	goal	goal	NOUN
fsr-3675	180	27	,	,	PUNCT
fsr-3675	180	28	are	be	AUX
fsr-3675	180	29	presented	present	VERB
fsr-3675	180	30	in	in	ADP
fsr-3675	180	31	table	table	NOUN
fsr-3675	180	32	5	5	NUM
fsr-3675	180	33	.	.	PUNCT
fsr-3675	180	34	personal	personal	ADJ
fsr-3675	180	35	financial	financial	ADJ
fsr-3675	180	36	planning	planning	NOUN
fsr-3675	180	37	and	and	CCONJ
fsr-3675	180	38	the	the	DET
fsr-3675	180	39	allocation	allocation	NOUN
fsr-3675	180	40	of	of	ADP
fsr-3675	180	41	disposable	disposable	ADJ
fsr-3675	180	42	wealth	wealth	NOUN
fsr-3675	180	43	97	97	NUM
fsr-3675	180	44	table	table	NOUN
fsr-3675	180	45	4	4	NUM
fsr-3675	180	46	.	.	NOUN
fsr-3675	180	47	example	example	NOUN
fsr-3675	180	48	problem	problem	NOUN
fsr-3675	180	49	-	-	PUNCT
fsr-3675	180	50	model	model	NOUN
fsr-3675	180	51	output	output	NOUN
fsr-3675	180	52	asset	asset	NOUN
fsr-3675	180	53	category	category	NOUN
fsr-3675	180	54	year	year	NOUN
fsr-3675	180	55	amount	amount	NOUN
fsr-3675	180	56	purchased	purchase	VERB
fsr-3675	180	57	amount	amount	NOUN
fsr-3675	180	58	sold	sell	VERB
fsr-3675	180	59	growth	growth	NOUN
fsr-3675	180	60	,	,	PUNCT
fsr-3675	180	61	small	small	ADJ
fsr-3675	180	62	companies	company	NOUN
fsr-3675	180	63	1	1	NUM
fsr-3675	180	64	$	$	SYM
fsr-3675	180	65	26,166	26,166	NUM
fsr-3675	180	66	2	2	NUM
fsr-3675	180	67	0	0	NUM
fsr-3675	180	68	3	3	NUM
fsr-3675	180	69	0	0	NUM
fsr-3675	180	70	$	$	SYM
fsr-3675	180	71	0	0	NUM
fsr-3675	180	72	2,257	2,257	NUM
fsr-3675	180	73	growth	growth	NOUN
fsr-3675	180	74	,	,	PUNCT
fsr-3675	180	75	long	long	ADJ
fsr-3675	180	76	-	-	PUNCT
fsr-3675	180	77	term	term	NOUN
fsr-3675	180	78	1	1	NUM
fsr-3675	180	79	2	2	NUM
fsr-3675	180	80	3	3	NUM
fsr-3675	180	81	4,354	4,354	NUM
fsr-3675	180	82	313	313	NUM
fsr-3675	180	83	0	0	NUM
fsr-3675	180	84	0	0	NUM
fsr-3675	180	85	181	181	NUM
fsr-3675	180	86	income	income	NOUN
fsr-3675	180	87	1	1	NUM
fsr-3675	180	88	11,973	11,973	NUM
fsr-3675	180	89	2	2	NUM
fsr-3675	180	90	826	826	NUM
fsr-3675	180	91	0	0	NUM
fsr-3675	180	92	3	3	NUM
fsr-3675	180	93	0	0	NUM
fsr-3675	180	94	537	537	NUM
fsr-3675	180	95	tax	tax	NOUN
fsr-3675	180	96	-	-	PUNCT
fsr-3675	180	97	exempt	exempt	ADJ
fsr-3675	180	98	tax	tax	NOUN
fsr-3675	180	99	-	-	PUNCT
fsr-3675	180	100	exempt	exempt	ADJ
fsr-3675	180	101	,	,	PUNCT
fsr-3675	180	102	high	high	ADJ
fsr-3675	180	103	-	-	PUNCT
fsr-3675	180	104	risk	risk	NOUN
fsr-3675	180	105	1	1	NUM
fsr-3675	180	106	8,708	8,708	NUM
fsr-3675	180	107	2	2	NUM
fsr-3675	180	108	561	561	NUM
fsr-3675	180	109	0	0	NUM
fsr-3675	180	110	3	3	NUM
fsr-3675	180	111	0	0	NUM
fsr-3675	180	112	437	437	NUM
fsr-3675	180	113	0	0	NUM
fsr-3675	180	114	0	0	NUM
fsr-3675	180	115	0	0	NUM
fsr-3675	180	116	1	1	NUM
fsr-3675	180	117	2	2	NUM
fsr-3675	180	118	3	3	NUM
fsr-3675	180	119	0	0	NUM
fsr-3675	180	120	0	0	NUM
fsr-3675	180	121	1	1	NUM
fsr-3675	180	122	6,531	6,531	NUM
fsr-3675	180	123	2	2	NUM
fsr-3675	180	124	638	638	NUM
fsr-3675	180	125	0	0	NUM
fsr-3675	180	126	3	3	NUM
fsr-3675	180	127	0	0	NUM
fsr-3675	180	128	72	72	NUM
fsr-3675	180	129	government	government	NOUN
fsr-3675	180	130	and	and	CCONJ
fsr-3675	180	131	u.s	u.s	PROPN
fsr-3675	180	132	.	.	PROPN
fsr-3675	180	133	agencies	agencies	PROPN
fsr-3675	180	134	corporate	corporate	ADJ
fsr-3675	180	135	bonds	bond	NOUN
fsr-3675	180	136	,	,	PUNCT
fsr-3675	180	137	high	high	ADJ
fsr-3675	180	138	-	-	PUNCT
fsr-3675	180	139	risk	risk	NOUN
fsr-3675	181	1	1	1	NUM
fsr-3675	181	2	2	2	NUM
fsr-3675	181	3	3	3	NUM
fsr-3675	181	4	0	0	NUM
fsr-3675	181	5	0	0	NUM
fsr-3675	181	6	0	0	NUM
fsr-3675	181	7	0	0	NUM
fsr-3675	181	8	0	0	NUM
fsr-3675	181	9	corporate	corporate	ADJ
fsr-3675	181	10	bonds	bond	NOUN
fsr-3675	181	11	,	,	PUNCT
fsr-3675	181	12	low	low	ADJ
fsr-3675	181	13	-	-	PUNCT
fsr-3675	181	14	risk	risk	NOUN
fsr-3675	181	15	1	1	NUM
fsr-3675	181	16	20,639	20,639	NUM
fsr-3675	181	17	2	2	NUM
fsr-3675	181	18	2,508	2,508	NUM
fsr-3675	181	19	0	0	NUM
fsr-3675	181	20	3	3	NUM
fsr-3675	181	21	347	347	NUM
fsr-3675	181	22	0	0	NUM
fsr-3675	181	23	1	1	NUM
fsr-3675	181	24	8,708	8,708	NUM
fsr-3675	181	25	2	2	NUM
fsr-3675	181	26	1,001	1,001	NUM
fsr-3675	181	27	0	0	NUM
fsr-3675	181	28	3	3	NUM
fsr-3675	181	29	79	79	NUM
fsr-3675	181	30	0	0	NUM
fsr-3675	181	31	precious	precious	ADJ
fsr-3675	181	32	metals	metal	NOUN
fsr-3675	181	33	real	real	ADJ
fsr-3675	181	34	estate	estate	NOUN
fsr-3675	181	35	1	1	NUM
fsr-3675	181	36	2	2	NUM
fsr-3675	181	37	3	3	NUM
fsr-3675	181	38	0	0	NUM
fsr-3675	181	39	0	0	NUM
fsr-3675	181	40	0	0	NUM
fsr-3675	181	41	0	0	NUM
fsr-3675	181	42	0	0	NUM
fsr-3675	181	43	both	both	CCONJ
fsr-3675	181	44	long	long	ADJ
fsr-3675	181	45	-	-	PUNCT
fsr-3675	181	46	term	term	NOUN
fsr-3675	181	47	consumption	consumption	NOUN
fsr-3675	181	48	and	and	CCONJ
fsr-3675	181	49	asset	asset	NOUN
fsr-3675	181	50	preference	preference	NOUN
fsr-3675	181	51	goals	goal	NOUN
fsr-3675	181	52	have	have	VERB
fsr-3675	181	53	attainment	attainment	ADJ
fsr-3675	181	54	levels	level	NOUN
fsr-3675	181	55	below	below	ADP
fsr-3675	181	56	100	100	NUM
fsr-3675	181	57	%	%	NOUN
fsr-3675	181	58	.	.	PUNCT
fsr-3675	182	1	this	this	PRON
fsr-3675	182	2	is	be	AUX
fsr-3675	182	3	due	due	ADJ
fsr-3675	182	4	to	to	ADP
fsr-3675	182	5	the	the	DET
fsr-3675	182	6	fact	fact	NOUN
fsr-3675	182	7	that	that	SCONJ
fsr-3675	182	8	the	the	DET
fsr-3675	182	9	gp	gp	NOUN
fsr-3675	182	10	technique	technique	NOUN
fsr-3675	182	11	maximizes	maximize	VERB
fsr-3675	182	12	the	the	DET
fsr-3675	182	13	weighted	weighted	ADJ
fsr-3675	182	14	attainment	attainment	NOUN
fsr-3675	182	15	of	of	ADP
fsr-3675	182	16	all	all	DET
fsr-3675	182	17	goals	goal	NOUN
fsr-3675	182	18	.	.	PUNCT
fsr-3675	183	1	in	in	ADP
fsr-3675	183	2	other	other	ADJ
fsr-3675	183	3	words	word	NOUN
fsr-3675	183	4	,	,	PUNCT
fsr-3675	183	5	the	the	DET
fsr-3675	183	6	generated	generate	VERB
fsr-3675	183	7	portfolio	portfolio	NOUN
fsr-3675	183	8	plan	plan	NOUN
fsr-3675	183	9	maximizes	maximize	VERB
fsr-3675	183	10	the	the	DET
fsr-3675	183	11	individual	individual	NOUN
fsr-3675	183	12	’s	’s	PART
fsr-3675	183	13	overall	overall	ADJ
fsr-3675	183	14	satisfaction	satisfaction	NOUN
fsr-3675	183	15	.	.	PUNCT
fsr-3675	184	1	financial	financial	ADJ
fsr-3675	184	2	services	service	NOUN
fsr-3675	184	3	review	review	PROPN
fsr-3675	184	4	,	,	PUNCT
fsr-3675	184	5	l(2	l(2	PROPN
fsr-3675	184	6	)	)	PUNCT
fsr-3675	184	7	1991	1991	NUM
fsr-3675	184	8	table	table	NOUN
fsr-3675	184	9	5	5	NUM
fsr-3675	184	10	.	.	NOUN
fsr-3675	184	11	example	example	NOUN
fsr-3675	184	12	problem	problem	NOUN
fsr-3675	184	13	-	-	PUNCT
fsr-3675	184	14	goal	goal	NOUN
fsr-3675	184	15	attainment	attainment	ADJ
fsr-3675	184	16	prrcrntage	prrcrntage	NOUN
fsr-3675	184	17	goal	goal	NOUN
fsr-3675	184	18	attainment	attainment	ADJ
fsr-3675	184	19	consumption	consumption	NOUN
fsr-3675	184	20	short	short	ADJ
fsr-3675	184	21	-	-	PUNCT
fsr-3675	184	22	term	term	NOUN
fsr-3675	184	23	long	long	ADJ
fsr-3675	184	24	-	-	PUNCT
fsr-3675	184	25	term	term	NOUN
fsr-3675	184	26	100	100	NUM
fsr-3675	184	27	%	%	NOUN
fsr-3675	184	28	91	91	NUM
fsr-3675	184	29	%	%	NOUN
fsr-3675	184	30	portfolio	portfolio	NOUN
fsr-3675	184	31	liquidity	liquidity	NOUN
fsr-3675	184	32	risk	risk	NOUN
fsr-3675	184	33	asset	asset	NOUN
fsr-3675	184	34	preference	preference	NOUN
fsr-3675	184	35	*	*	NOUN
fsr-3675	184	36	100	100	NUM
fsr-3675	184	37	%	%	NOUN
fsr-3675	184	38	100	100	NUM
fsr-3675	184	39	%	%	NOUN
fsr-3675	184	40	89	89	NUM
fsr-3675	184	41	%	%	NOUN
fsr-3675	184	42	now	now	ADV
fsr-3675	184	43	:	:	PUNCT
fsr-3675	184	44	*	*	PUNCT
fsr-3675	184	45	average	average	ADJ
fsr-3675	184	46	attainment	attainment	NOUN
fsr-3675	184	47	for	for	ADP
fsr-3675	184	48	all	all	DET
fsr-3675	184	49	asset	asset	NOUN
fsr-3675	184	50	preference	preference	NOUN
fsr-3675	184	51	goals	goal	NOUN
fsr-3675	184	52	vi	vi	NOUN
fsr-3675	184	53	conclusion	conclusion	NOUN
fsr-3675	184	54	we	we	PRON
fsr-3675	184	55	have	have	AUX
fsr-3675	184	56	presented	present	VERB
fsr-3675	184	57	a	a	DET
fsr-3675	184	58	multi	multi	ADJ
fsr-3675	184	59	-	-	ADJ
fsr-3675	184	60	period	period	ADJ
fsr-3675	184	61	model	model	NOUN
fsr-3675	184	62	to	to	PART
fsr-3675	184	63	allocate	allocate	VERB
fsr-3675	184	64	an	an	DET
fsr-3675	184	65	individual	individual	NOUN
fsr-3675	184	66	’s	’s	PART
fsr-3675	184	67	disposable	disposable	ADJ
fsr-3675	184	68	wealth	wealth	NOUN
fsr-3675	184	69	to	to	ADP
fsr-3675	184	70	short	short	ADJ
fsr-3675	184	71	and	and	CCONJ
fsr-3675	184	72	long	long	ADJ
fsr-3675	184	73	-	-	PUNCT
fsr-3675	184	74	term	term	NOUN
fsr-3675	184	75	consumption	consumption	NOUN
fsr-3675	184	76	,	,	PUNCT
fsr-3675	184	77	and	and	CCONJ
fsr-3675	184	78	investable	investable	ADJ
fsr-3675	184	79	assets	asset	NOUN
fsr-3675	184	80	through	through	ADP
fsr-3675	184	81	the	the	DET
fsr-3675	184	82	use	use	NOUN
fsr-3675	184	83	of	of	ADP
fsr-3675	184	84	goal	goal	NOUN
fsr-3675	184	85	programming	programming	NOUN
fsr-3675	184	86	and	and	CCONJ
fsr-3675	184	87	the	the	DET
fsr-3675	184	88	analytical	analytical	ADJ
fsr-3675	184	89	hierarchy	hierarchy	NOUN
fsr-3675	184	90	process	process	NOUN
fsr-3675	184	91	.	.	PUNCT
fsr-3675	185	1	our	our	PRON
fsr-3675	185	2	model	model	NOUN
fsr-3675	185	3	integrates	integrate	VERB
fsr-3675	185	4	an	an	DET
fsr-3675	185	5	individual	individual	NOUN
fsr-3675	185	6	’s	’s	PART
fsr-3675	185	7	subjective	subjective	ADJ
fsr-3675	185	8	valuation	valuation	NOUN
fsr-3675	185	9	of	of	ADP
fsr-3675	185	10	all	all	DET
fsr-3675	185	11	relevant	relevant	ADJ
fsr-3675	185	12	goals	goal	NOUN
fsr-3675	185	13	associated	associate	VERB
fsr-3675	185	14	with	with	ADP
fsr-3675	185	15	the	the	DET
fsr-3675	185	16	allocation	allocation	NOUN
fsr-3675	185	17	problem	problem	NOUN
fsr-3675	185	18	into	into	ADP
fsr-3675	185	19	a	a	DET
fsr-3675	185	20	math	math	NOUN
fsr-3675	185	21	programming	programming	NOUN
fsr-3675	185	22	model	model	NOUN
fsr-3675	185	23	which	which	PRON
fsr-3675	185	24	generates	generate	VERB
fsr-3675	185	25	an	an	DET
fsr-3675	185	26	allocation	allocation	NOUN
fsr-3675	185	27	solution	solution	NOUN
fsr-3675	185	28	consistent	consistent	ADJ
fsr-3675	185	29	with	with	ADP
fsr-3675	185	30	the	the	DET
fsr-3675	185	31	individual	individual	NOUN
fsr-3675	185	32	’s	’s	PART
fsr-3675	185	33	consumption	consumption	NOUN
fsr-3675	185	34	and	and	CCONJ
fsr-3675	185	35	portfolio	portfolio	NOUN
fsr-3675	185	36	goals	goal	NOUN
fsr-3675	185	37	.	.	PUNCT
fsr-3675	186	1	we	we	PRON
fsr-3675	186	2	illustrated	illustrate	VERB
fsr-3675	186	3	the	the	DET
fsr-3675	186	4	model	model	NOUN
fsr-3675	186	5	’s	’s	PART
fsr-3675	186	6	operation	operation	NOUN
fsr-3675	186	7	for	for	ADP
fsr-3675	186	8	a	a	DET
fsr-3675	186	9	particular	particular	ADJ
fsr-3675	186	10	individual	individual	NOUN
fsr-3675	186	11	’s	’s	PART
fsr-3675	186	12	valuation	valuation	NOUN
fsr-3675	186	13	of	of	ADP
fsr-3675	186	14	consumption	consumption	NOUN
fsr-3675	186	15	goals	goal	NOUN
fsr-3675	186	16	,	,	PUNCT
fsr-3675	186	17	and	and	CCONJ
fsr-3675	186	18	characteristics	characteristic	NOUN
fsr-3675	186	19	of	of	ADP
fsr-3675	186	20	ten	ten	NUM
fsr-3675	186	21	asset	asset	NOUN
fsr-3675	186	22	categories	category	NOUN
fsr-3675	186	23	.	.	PUNCT
fsr-3675	187	1	the	the	DET
fsr-3675	187	2	model	model	NOUN
fsr-3675	187	3	,	,	PUNCT
fsr-3675	187	4	however	however	ADV
fsr-3675	187	5	,	,	PUNCT
fsr-3675	187	6	is	be	AUX
fsr-3675	187	7	sufficiently	sufficiently	ADV
fsr-3675	187	8	flexible	flexible	ADJ
fsr-3675	187	9	to	to	PART
fsr-3675	187	10	accompany	accompany	VERB
fsr-3675	187	11	a	a	DET
fsr-3675	187	12	broader	broad	ADJ
fsr-3675	187	13	range	range	NOUN
fsr-3675	187	14	of	of	ADP
fsr-3675	187	15	goals	goal	NOUN
fsr-3675	187	16	and	and	CCONJ
fsr-3675	187	17	assets	asset	NOUN
fsr-3675	187	18	.	.	PUNCT
fsr-3675	188	1	notes	notes	PROPN
fsr-3675	188	2	i.	i.	PROPN
fsr-3675	188	3	2	2	NUM
fsr-3675	188	4	.	.	NOUN
fsr-3675	188	5	3	3	NUM
fsr-3675	188	6	.	.	NOUN
fsr-3675	188	7	4	4	NUM
fsr-3675	188	8	.	.	NOUN
fsr-3675	188	9	5	5	NUM
fsr-3675	188	10	.	.	NOUN
fsr-3675	188	11	6	6	NUM
fsr-3675	188	12	.	.	NOUN
fsr-3675	188	13	7	7	NUM
fsr-3675	188	14	.	.	NOUN
fsr-3675	188	15	8	8	NUM
fsr-3675	188	16	.	.	NOUN
fsr-3675	188	17	9	9	NUM
fsr-3675	188	18	.	.	X
fsr-3675	189	1	see	see	VERB
fsr-3675	189	2	cohen	cohen	PROPN
fsr-3675	189	3	(	(	PUNCT
fsr-3675	189	4	1988	1988	NUM
fsr-3675	189	5	)	)	PUNCT
fsr-3675	189	6	for	for	ADP
fsr-3675	189	7	a	a	DET
fsr-3675	189	8	detailed	detailed	ADJ
fsr-3675	189	9	literature	literature	NOUN
fsr-3675	189	10	review	review	NOUN
fsr-3675	189	11	in	in	ADP
fsr-3675	189	12	the	the	DET
fsr-3675	189	13	area	area	NOUN
fsr-3675	189	14	.	.	PUNCT
fsr-3675	190	1	an	an	DET
fsr-3675	190	2	exposition	exposition	NOUN
fsr-3675	190	3	on	on	ADP
fsr-3675	190	4	ahp	ahp	PROPN
fsr-3675	190	5	can	can	AUX
fsr-3675	190	6	be	be	AUX
fsr-3675	190	7	found	find	VERB
fsr-3675	190	8	in	in	ADP
fsr-3675	190	9	saaty	saaty	NOUN
fsr-3675	190	10	(	(	PUNCT
fsr-3675	190	11	1980	1980	NUM
fsr-3675	190	12	)	)	PUNCT
fsr-3675	190	13	or	or	CCONJ
fsr-3675	190	14	saaty	saaty	NOUN
fsr-3675	190	15	and	and	CCONJ
fsr-3675	190	16	vargas	vargas	NOUN
fsr-3675	190	17	(	(	PUNCT
fsr-3675	190	18	1982	1982	NUM
fsr-3675	190	19	)	)	PUNCT
fsr-3675	190	20	.	.	PUNCT
fsr-3675	191	1	the	the	DET
fsr-3675	191	2	characteristic	characteristic	ADJ
fsr-3675	191	3	polynomial	polynomial	NOUN
fsr-3675	191	4	of	of	ADP
fsr-3675	191	5	q	q	PROPN
fsr-3675	191	6	is	be	AUX
fsr-3675	191	7	the	the	DET
fsr-3675	191	8	determinant	determinant	NOUN
fsr-3675	191	9	of	of	ADP
fsr-3675	191	10	q	q	NOUN
fsr-3675	191	11	xi	xi	PROPN
fsr-3675	191	12	.	.	PUNCT
fsr-3675	192	1	for	for	ADP
fsr-3675	192	2	example	example	NOUN
fsr-3675	192	3	,	,	PUNCT
fsr-3675	192	4	an	an	DET
fsr-3675	192	5	individual	individual	NOUN
fsr-3675	192	6	may	may	AUX
fsr-3675	192	7	be	be	AUX
fsr-3675	192	8	asked	ask	VERB
fsr-3675	192	9	to	to	PART
fsr-3675	192	10	assign	assign	VERB
fsr-3675	192	11	relative	relative	ADJ
fsr-3675	192	12	weights	weight	NOUN
fsr-3675	192	13	to	to	ADP
fsr-3675	192	14	the	the	DET
fsr-3675	192	15	liquidity	liquidity	NOUN
fsr-3675	192	16	characteristics	characteristic	NOUN
fsr-3675	192	17	of	of	ADP
fsr-3675	192	18	a	a	DET
fsr-3675	192	19	municipal	municipal	ADJ
fsr-3675	192	20	bond	bond	NOUN
fsr-3675	192	21	and	and	CCONJ
fsr-3675	192	22	a	a	DET
fsr-3675	192	23	precious	precious	ADJ
fsr-3675	192	24	metal	metal	NOUN
fsr-3675	192	25	.	.	PUNCT
fsr-3675	193	1	disposable	disposable	ADJ
fsr-3675	193	2	wealth	wealth	NOUN
fsr-3675	193	3	is	be	AUX
fsr-3675	193	4	defined	define	VERB
fsr-3675	193	5	independent	independent	ADJ
fsr-3675	193	6	of	of	ADP
fsr-3675	193	7	sufficient	sufficient	ADJ
fsr-3675	193	8	funds	fund	NOUN
fsr-3675	193	9	to	to	PART
fsr-3675	193	10	pay	pay	VERB
fsr-3675	193	11	for	for	ADP
fsr-3675	193	12	all	all	DET
fsr-3675	193	13	essential	essential	ADJ
fsr-3675	193	14	consumption	consumption	NOUN
fsr-3675	193	15	and	and	CCONJ
fsr-3675	193	16	to	to	PART
fsr-3675	193	17	abstain	abstain	VERB
fsr-3675	193	18	a	a	DET
fsr-3675	193	19	financial	financial	ADJ
fsr-3675	193	20	emergency	emergency	NOUN
fsr-3675	193	21	,	,	PUNCT
fsr-3675	193	22	and	and	CCONJ
fsr-3675	193	23	adequate	adequate	ADJ
fsr-3675	193	24	insurance	insurance	NOUN
fsr-3675	193	25	cover	cover	NOUN
fsr-3675	193	26	for	for	ADP
fsr-3675	193	27	common	common	ADJ
fsr-3675	193	28	perils	peril	NOUN
fsr-3675	193	29	such	such	ADJ
fsr-3675	193	30	as	as	ADP
fsr-3675	193	31	pre	pre	ADJ
fsr-3675	193	32	-	-	ADJ
fsr-3675	193	33	mature	mature	ADJ
fsr-3675	193	34	death	death	NOUN
fsr-3675	193	35	,	,	PUNCT
fsr-3675	193	36	disability	disability	NOUN
fsr-3675	193	37	,	,	PUNCT
fsr-3675	193	38	and	and	CCONJ
fsr-3675	193	39	property	property	NOUN
fsr-3675	193	40	-	-	PUNCT
fsr-3675	193	41	liability	liability	NOUN
fsr-3675	193	42	losses	loss	NOUN
fsr-3675	193	43	.	.	PUNCT
fsr-3675	194	1	the	the	DET
fsr-3675	194	2	ahp	ahp	NOUN
fsr-3675	194	3	established	establish	VERB
fsr-3675	194	4	weight	weight	NOUN
fsr-3675	194	5	is	be	AUX
fsr-3675	194	6	normalized	normalize	VERB
fsr-3675	194	7	by	by	ADP
fsr-3675	194	8	dividing	divide	VERB
fsr-3675	194	9	by	by	ADP
fsr-3675	194	10	p	p	NOUN
fsr-3675	194	11	,	,	PUNCT
fsr-3675	194	12	,	,	PUNCT
fsr-3675	194	13	,	,	PUNCT
fsr-3675	194	14	.	.	PUNCT
fsr-3675	195	1	the	the	DET
fsr-3675	195	2	ahp	ahp	NOUN
fsr-3675	195	3	established	establish	VERB
fsr-3675	195	4	weight	weight	NOUN
fsr-3675	195	5	is	be	AUX
fsr-3675	195	6	normalized	normalize	VERB
fsr-3675	195	7	by	by	ADP
fsr-3675	195	8	dividing	divide	VERB
fsr-3675	195	9	by	by	ADP
fsr-3675	195	10	p	p	X
fsr-3675	195	11	,	,	PUNCT
fsr-3675	195	12	..	..	PUNCT
fsr-3675	196	1	the	the	DET
fsr-3675	196	2	client	client	NOUN
fsr-3675	196	3	may	may	AUX
fsr-3675	196	4	have	have	VERB
fsr-3675	196	5	other	other	ADJ
fsr-3675	196	6	concerns	concern	NOUN
fsr-3675	196	7	such	such	ADJ
fsr-3675	196	8	as	as	ADP
fsr-3675	196	9	capital	capital	NOUN
fsr-3675	196	10	appreciation	appreciation	NOUN
fsr-3675	196	11	,	,	PUNCT
fsr-3675	196	12	current	current	ADJ
fsr-3675	196	13	income	income	NOUN
fsr-3675	196	14	,	,	PUNCT
fsr-3675	196	15	inflation	inflation	NOUN
fsr-3675	196	16	protection	protection	NOUN
fsr-3675	196	17	,	,	PUNCT
fsr-3675	196	18	tax	tax	NOUN
fsr-3675	196	19	reduction	reduction	NOUN
fsr-3675	196	20	,	,	PUNCT
fsr-3675	196	21	etc	etc	X
fsr-3675	196	22	.	.	X
fsr-3675	197	1	these	these	DET
fsr-3675	197	2	preferences	preference	NOUN
fsr-3675	197	3	may	may	AUX
fsr-3675	197	4	be	be	AUX
fsr-3675	197	5	incorporated	incorporate	VERB
fsr-3675	197	6	in	in	ADP
fsr-3675	197	7	the	the	DET
fsr-3675	197	8	model	model	NOUN
fsr-3675	197	9	in	in	ADP
fsr-3675	197	10	the	the	DET
fsr-3675	197	11	same	same	ADJ
fsr-3675	197	12	fashion	fashion	NOUN
fsr-3675	197	13	as	as	ADP
fsr-3675	197	14	risk	risk	NOUN
fsr-3675	197	15	and	and	CCONJ
fsr-3675	197	16	liquidity	liquidity	NOUN
fsr-3675	197	17	.	.	PUNCT
fsr-3675	198	1	the	the	DET
fsr-3675	198	2	liquidity	liquidity	NOUN
fsr-3675	198	3	parameter	parameter	NOUN
fsr-3675	198	4	could	could	AUX
fsr-3675	198	5	be	be	AUX
fsr-3675	198	6	a	a	DET
fsr-3675	198	7	percentage	percentage	NOUN
fsr-3675	198	8	penalty	penalty	NOUN
fsr-3675	198	9	required	require	VERB
fsr-3675	198	10	to	to	PART
fsr-3675	198	11	immediately	immediately	ADV
fsr-3675	198	12	liquidate	liquidate	VERB
fsr-3675	198	13	an	an	DET
fsr-3675	198	14	asset	asset	NOUN
fsr-3675	198	15	or	or	CCONJ
fsr-3675	198	16	a	a	DET
fsr-3675	198	17	measure	measure	NOUN
fsr-3675	198	18	of	of	ADP
fsr-3675	198	19	the	the	DET
fsr-3675	198	20	number	number	NOUN
fsr-3675	198	21	of	of	ADP
fsr-3675	198	22	years	year	NOUN
fsr-3675	198	23	required	require	VERB
fsr-3675	198	24	to	to	PART
fsr-3675	198	25	liquidate	liquidate	VERB
fsr-3675	198	26	an	an	DET
fsr-3675	198	27	asset	asset	NOUN
fsr-3675	198	28	without	without	ADP
fsr-3675	198	29	penalty	penalty	NOUN
fsr-3675	198	30	.	.	PUNCT
fsr-3675	199	1	since	since	SCONJ
fsr-3675	199	2	short	short	ADJ
fsr-3675	199	3	term	term	NOUN
fsr-3675	199	4	consumption	consumption	NOUN
fsr-3675	199	5	goals	goal	NOUN
fsr-3675	199	6	are	be	AUX
fsr-3675	199	7	already	already	ADV
fsr-3675	199	8	incorporated	incorporate	VERB
fsr-3675	199	9	into	into	ADP
fsr-3675	199	10	the	the	DET
fsr-3675	199	11	model	model	NOUN
fsr-3675	199	12	the	the	DET
fsr-3675	199	13	liquidation	liquidation	NOUN
fsr-3675	199	14	of	of	ADP
fsr-3675	199	15	the	the	DET
fsr-3675	199	16	portfolio	portfolio	NOUN
fsr-3675	199	17	should	should	AUX
fsr-3675	199	18	only	only	ADV
fsr-3675	199	19	occur	occur	VERB
fsr-3675	199	20	in	in	ADP
fsr-3675	199	21	the	the	DET
fsr-3675	199	22	event	event	NOUN
fsr-3675	199	23	of	of	ADP
fsr-3675	199	24	an	an	DET
fsr-3675	199	25	emergency	emergency	NOUN
fsr-3675	199	26	or	or	CCONJ
fsr-3675	199	27	unforseen	unforseen	ADJ
fsr-3675	199	28	event	event	NOUN
fsr-3675	199	29	which	which	PRON
fsr-3675	199	30	would	would	AUX
fsr-3675	199	31	require	require	VERB
fsr-3675	199	32	personal	personal	ADJ
fsr-3675	199	33	financial	financial	ADJ
fsr-3675	199	34	planning	planning	NOUN
fsr-3675	199	35	and	and	CCONJ
fsr-3675	199	36	the	the	DET
fsr-3675	199	37	allocation	allocation	NOUN
fsr-3675	199	38	of	of	ADP
fsr-3675	199	39	disposable	disposable	ADJ
fsr-3675	199	40	wealth	wealth	NOUN
fsr-3675	199	41	99	99	NUM
fsr-3675	199	42	immediate	immediate	ADJ
fsr-3675	199	43	liquidation	liquidation	NOUN
fsr-3675	199	44	.	.	PUNCT
fsr-3675	200	1	therefore	therefore	ADV
fsr-3675	200	2	,	,	PUNCT
fsr-3675	200	3	it	it	PRON
fsr-3675	200	4	is	be	AUX
fsr-3675	200	5	more	more	ADV
fsr-3675	200	6	appropriate	appropriate	ADJ
fsr-3675	200	7	to	to	PART
fsr-3675	200	8	measure	measure	VERB
fsr-3675	200	9	liquidity	liquidity	NOUN
fsr-3675	200	10	by	by	ADP
fsr-3675	200	11	the	the	DET
fsr-3675	200	12	percentage	percentage	NOUN
fsr-3675	200	13	penalty	penalty	NOUN
fsr-3675	200	14	to	to	PART
fsr-3675	200	15	immediately	immediately	ADV
fsr-3675	200	16	liquidate	liquidate	VERB
fsr-3675	200	17	.	.	PUNCT
fsr-3675	201	1	io	io	X
fsr-3675	201	2	.	.	PROPN
fsr-3675	201	3	expert	expert	PROPN
fsr-3675	201	4	choice	choice	NOUN
fsr-3675	201	5	software	software	NOUN
fsr-3675	201	6	was	be	AUX
fsr-3675	201	7	used	use	VERB
fsr-3675	201	8	to	to	PART
fsr-3675	201	9	carry	carry	VERB
fsr-3675	201	10	out	out	ADP
fsr-3675	201	11	the	the	DET
fsr-3675	201	12	pairwise	pairwise	NOUN
fsr-3675	201	13	comparison	comparison	NOUN
fsr-3675	201	14	and	and	CCONJ
fsr-3675	201	15	solve	solve	VERB
fsr-3675	201	16	for	for	ADP
fsr-3675	201	17	the	the	DET
fsr-3675	201	18	relative	relative	ADJ
fsr-3675	201	19	weights	weight	NOUN
fsr-3675	201	20	.	.	PUNCT
fsr-3675	202	1	ii	ii	PROPN
fsr-3675	202	2	.	.	PUNCT
fsr-3675	203	1	in	in	ADP
fsr-3675	203	2	this	this	DET
fsr-3675	203	3	case	case	NOUN
fsr-3675	203	4	an	an	DET
fsr-3675	203	5	integer	integer	NOUN
fsr-3675	203	6	math	math	NOUN
fsr-3675	203	7	programming	programming	NOUN
fsr-3675	203	8	algorithm	algorithm	NOUN
fsr-3675	203	9	would	would	AUX
fsr-3675	203	10	be	be	AUX
fsr-3675	203	11	required	require	VERB
fsr-3675	203	12	to	to	PART
fsr-3675	203	13	solve	solve	VERB
fsr-3675	203	14	the	the	DET
fsr-3675	203	15	gp	gp	NOUN
fsr-3675	203	16	model	model	NOUN
fsr-3675	203	17	.	.	PUNCT
fsr-3675	204	1	references	reference	NOUN
fsr-3675	204	2	batson	batson	PROPN
fsr-3675	204	3	,	,	PUNCT
fsr-3675	204	4	r.g	r.g	PROPN
fsr-3675	204	5	.	.	PROPN
fsr-3675	204	6	1989	1989	NUM
fsr-3675	204	7	.	.	PUNCT
fsr-3675	205	1	“	"	PUNCT
fsr-3675	205	2	financial	financial	ADJ
fsr-3675	205	3	planning	planning	NOUN
fsr-3675	205	4	using	use	VERB
fsr-3675	205	5	goal	goal	NOUN
fsr-3675	205	6	programming	programming	NOUN
fsr-3675	205	7	,	,	PUNCT
fsr-3675	205	8	”	"	PUNCT
fsr-3675	205	9	bng	bng	PROPN
fsr-3675	205	10	range	range	NOUN
fsr-3675	205	11	planning	planning	NOUN
fsr-3675	205	12	,	,	PUNCT
fsr-3675	205	13	22	22	NUM
fsr-3675	205	14	:	:	PUNCT
fsr-3675	205	15	i	i	PRON
fsr-3675	205	16	l2	l2	VERB
fsr-3675	205	17	120	120	NUM
fsr-3675	205	18	.	.	PUNCT
fsr-3675	206	1	charnes	charne	NOUN
fsr-3675	206	2	,	,	PUNCT
fsr-3675	206	3	a.	a.	NOUN
fsr-3675	206	4	,	,	PUNCT
fsr-3675	206	5	and	and	CCONJ
fsr-3675	206	6	w.w	w.w	PROPN
fsr-3675	206	7	.	.	PROPN
fsr-3675	206	8	cooper	cooper	PROPN
fsr-3675	206	9	.	.	PUNCT
fsr-3675	207	1	1961	1961	NUM
fsr-3675	207	2	.	.	PUNCT
fsr-3675	208	1	management	management	NOUN
fsr-3675	208	2	models	model	NOUN
fsr-3675	208	3	and	and	CCONJ
fsr-3675	208	4	industrial	industrial	ADJ
fsr-3675	208	5	application	application	NOUN
fsr-3675	208	6	of	of	ADP
fsr-3675	208	7	linear	linear	PROPN
fsr-3675	208	8	programming	programming	NOUN
fsr-3675	208	9	.	.	PUNCT
fsr-3675	209	1	new	new	PROPN
fsr-3675	209	2	york	york	PROPN
fsr-3675	209	3	:	:	PUNCT
fsr-3675	209	4	john	john	PROPN
fsr-3675	209	5	wiley	wiley	PROPN
fsr-3675	209	6	and	and	CCONJ
fsr-3675	209	7	sons	son	NOUN
fsr-3675	209	8	.	.	PUNCT
fsr-3675	210	1	cohen	cohen	PROPN
fsr-3675	210	2	,	,	PUNCT
fsr-3675	210	3	n.g	n.g	PROPN
fsr-3675	210	4	.	.	PROPN
fsr-3675	210	5	1988	1988	NUM
fsr-3675	210	6	.	.	PUNCT
fsr-3675	211	1	“	"	PUNCT
fsr-3675	211	2	basic	basic	ADJ
fsr-3675	211	3	research	research	NOUN
fsr-3675	211	4	in	in	ADP
fsr-3675	211	5	personal	personal	ADJ
fsr-3675	211	6	financial	financial	ADJ
fsr-3675	211	7	planning	planning	NOUN
fsr-3675	211	8	:	:	PUNCT
fsr-3675	211	9	needs	need	NOUN
fsr-3675	211	10	and	and	CCONJ
fsr-3675	211	11	prospects	prospect	NOUN
fsr-3675	211	12	.	.	PUNCT
fsr-3675	211	13	”	"	PUNCT
fsr-3675	212	1	working	work	VERB
fsr-3675	212	2	paper	paper	NOUN
fsr-3675	212	3	,	,	PUNCT
fsr-3675	212	4	george	george	PROPN
fsr-3675	212	5	washington	washington	PROPN
fsr-3675	212	6	university	university	PROPN
fsr-3675	212	7	.	.	PUNCT
fsr-3675	213	1	cooper	cooper	PROPN
fsr-3675	213	2	,	,	PUNCT
fsr-3675	213	3	r.w	r.w	PROPN
fsr-3675	213	4	.	.	PROPN
fsr-3675	213	5	,	,	PUNCT
fsr-3675	213	6	and	and	CCONJ
fsr-3675	213	7	r.	r.	PROPN
fsr-3675	213	8	ulivi	ulivi	PROPN
fsr-3675	213	9	.	.	PUNCT
fsr-3675	214	1	1983	1983	NUM
fsr-3675	214	2	.	.	PUNCT
fsr-3675	215	1	“	"	PUNCT
fsr-3675	215	2	comprehensive	comprehensive	ADJ
fsr-3675	215	3	financial	financial	ADJ
fsr-3675	215	4	planning	planning	NOUN
fsr-3675	215	5	:	:	PUNCT
fsr-3675	215	6	a	a	DET
fsr-3675	215	7	survey	survey	NOUN
fsr-3675	215	8	of	of	ADP
fsr-3675	215	9	consumer	consumer	NOUN
fsr-3675	215	10	opinions	opinion	NOUN
fsr-3675	215	11	,	,	PUNCT
fsr-3675	215	12	”	"	PUNCT
fsr-3675	215	13	journal	journal	NOUN
fsr-3675	215	14	of	of	ADP
fsr-3675	215	15	the	the	DET
fsr-3675	215	16	american	american	ADJ
fsr-3675	215	17	society	society	NOUN
fsr-3675	215	18	of	of	ADP
fsr-3675	215	19	clu	clu	PROPN
fsr-3675	215	20	and	and	CCONJ
fsr-3675	215	21	chfc	chfc	NOUN
fsr-3675	215	22	,	,	PUNCT
fsr-3675	215	23	4	4	NUM
fsr-3675	215	24	:	:	SYM
fsr-3675	215	25	40	40	NUM
fsr-3675	215	26	-	-	SYM
fsr-3675	215	27	46	46	NUM
fsr-3675	215	28	.	.	PUNCT
fsr-3675	216	1	expert	expert	NOUN
fsr-3675	216	2	choice	choice	NOUN
fsr-3675	216	3	.	.	PUNCT
fsr-3675	217	1	1988	1988	NUM
fsr-3675	217	2	.	.	PUNCT
fsr-3675	218	1	mclean	mclean	PROPN
fsr-3675	218	2	,	,	PUNCT
fsr-3675	218	3	va	va	NOUN
fsr-3675	218	4	:	:	PUNCT
fsr-3675	218	5	decision	decision	NOUN
fsr-3675	218	6	support	support	NOUN
fsr-3675	218	7	software	software	NOUN
fsr-3675	218	8	.	.	PUNCT
fsr-3675	219	1	khaksari	khaksari	PROPN
fsr-3675	219	2	s.	s.	PROPN
fsr-3675	219	3	,	,	PUNCT
fsr-3675	219	4	r.	r.	PROPN
fsr-3675	219	5	kamath	kamath	PROPN
fsr-3675	219	6	,	,	PUNCT
fsr-3675	219	7	and	and	CCONJ
fsr-3675	219	8	r.	r.	PROPN
fsr-3675	219	9	grieves	grieve	VERB
fsr-3675	219	10	.	.	PUNCT
fsr-3675	219	11	1989	1989	NUM
fsr-3675	219	12	.	.	PUNCT
fsr-3675	220	1	“	"	PUNCT
fsr-3675	220	2	a	a	DET
fsr-3675	220	3	new	new	ADJ
fsr-3675	220	4	approach	approach	NOUN
fsr-3675	220	5	to	to	ADP
fsr-3675	220	6	determining	determine	VERB
fsr-3675	220	7	optimal	optimal	ADJ
fsr-3675	220	8	portfolio	portfolio	NOUN
fsr-3675	220	9	mix	mix	NOUN
fsr-3675	220	10	,	,	PUNCT
fsr-3675	220	11	”	"	PUNCT
fsr-3675	220	12	journal	journal	NOUN
fsr-3675	220	13	of	of	ADP
fsr-3675	220	14	portfblio	portfblio	PROPN
fsr-3675	220	15	management	management	NOUN
fsr-3675	220	16	,	,	PUNCT
fsr-3675	220	17	spring	spring	NOUN
fsr-3675	220	18	:	:	PUNCT
fsr-3675	220	19	43	43	NUM
fsr-3675	220	20	-	-	SYM
fsr-3675	220	21	49	49	NUM
fsr-3675	220	22	.	.	PUNCT
fsr-3675	221	1	kvanli	kvanli	NOUN
fsr-3675	221	2	.	.	PUNCT
fsr-3675	222	1	a.h	a.h	PROPN
fsr-3675	222	2	.	.	PROPN
fsr-3675	222	3	,	,	PUNCT
fsr-3675	222	4	and	and	CCONJ
fsr-3675	222	5	j.j	j.j	PROPN
fsr-3675	222	6	.	.	PROPN
fsr-3675	222	7	buckley	buckley	PROPN
fsr-3675	222	8	.	.	PUNCT
fsr-3675	223	1	1986	1986	NUM
fsr-3675	223	2	.	.	PUNCT
fsr-3675	224	1	“	"	PUNCT
fsr-3675	224	2	on	on	ADP
fsr-3675	224	3	the	the	DET
fsr-3675	224	4	use	use	NOUN
fsr-3675	224	5	of	of	ADP
fsr-3675	224	6	u	u	NOUN
fsr-3675	224	7	-	-	ADJ
fsr-3675	224	8	shaped	shape	VERB
fsr-3675	224	9	penalty	penalty	NOUN
fsr-3675	224	10	functions	function	NOUN
fsr-3675	224	11	for	for	ADP
fsr-3675	224	12	deriving	derive	VERB
fsr-3675	224	13	a	a	DET
fsr-3675	224	14	satisfactory	satisfactory	ADJ
fsr-3675	224	15	financial	financial	ADJ
fsr-3675	224	16	plan	plan	NOUN
fsr-3675	224	17	utilizing	utilize	VERB
fsr-3675	224	18	goal	goal	NOUN
fsr-3675	224	19	programming	programming	NOUN
fsr-3675	224	20	,	,	PUNCT
fsr-3675	224	21	”	"	PUNCT
fsr-3675	224	22	journal	journal	NOUN
fsr-3675	224	23	of	of	ADP
fsr-3675	224	24	business	business	NOUN
fsr-3675	224	25	research	research	NOUN
fsr-3675	224	26	,	,	PUNCT
fsr-3675	224	27	14	14	NUM
fsr-3675	224	28	:	:	PUNCT
fsr-3675	224	29	i-18	i-18	PROPN
fsr-3675	224	30	.	.	PUNCT
fsr-3675	225	1	lee	lee	PROPN
fsr-3675	225	2	,	,	PUNCT
fsr-3675	225	3	s.m	s.m	PROPN
fsr-3675	225	4	.	.	PROPN
fsr-3675	225	5	1972	1972	NUM
fsr-3675	225	6	.	.	PUNCT
fsr-3675	226	1	goal	goal	NOUN
fsr-3675	226	2	programming	program	VERB
fsr-3675	226	3	for	for	ADP
fsr-3675	226	4	decision	decision	NOUN
fsr-3675	226	5	analysis	analysis	NOUN
fsr-3675	226	6	.	.	PUNCT
fsr-3675	227	1	philadelphia	philadelphia	PROPN
fsr-3675	227	2	:	:	PUNCT
fsr-3675	227	3	auerbach	auerbach	NOUN
fsr-3675	227	4	publishers	publisher	NOUN
fsr-3675	227	5	.	.	PUNCT
fsr-3675	228	1	puelz	puelz	VERB
fsr-3675	228	2	,	,	PUNCT
fsr-3675	228	3	a.v	a.v	PROPN
fsr-3675	228	4	.	.	PROPN
fsr-3675	228	5	,	,	PUNCT
fsr-3675	228	6	and	and	CCONJ
fsr-3675	228	7	r.	r.	PROPN
fsr-3675	228	8	puelz	puelz	PROPN
fsr-3675	228	9	.	.	PUNCT
fsr-3675	229	1	1989	1989	NUM
fsr-3675	229	2	.	.	PUNCT
fsr-3675	230	1	“	"	PUNCT
fsr-3675	230	2	personal	personal	ADJ
fsr-3675	230	3	financial	financial	ADJ
fsr-3675	230	4	planning	planning	NOUN
fsr-3675	230	5	:	:	PUNCT
fsr-3675	230	6	an	an	DET
fsr-3675	230	7	interactive	interactive	ADJ
fsr-3675	230	8	goal	goal	NOUN
fsr-3675	230	9	programming	programming	NOUN
fsr-3675	230	10	model	model	NOUN
fsr-3675	230	11	using	use	VERB
fsr-3675	230	12	u	u	NOUN
fsr-3675	230	13	-	-	VERB
fsr-3675	230	14	shaped	shape	VERB
fsr-3675	230	15	penalty	penalty	NOUN
fsr-3675	230	16	functions	function	NOUN
fsr-3675	230	17	,	,	PUNCT
fsr-3675	230	18	”	"	PUNCT
fsr-3675	230	19	proceedings	proceeding	NOUN
fsr-3675	230	20	of	of	ADP
fsr-3675	230	21	the	the	DET
fsr-3675	230	22	decision	decision	NOUN
fsr-3675	230	23	sciences	sciences	PROPN
fsr-3675	230	24	institute	institute	PROPN
fsr-3675	230	25	,	,	PUNCT
fsr-3675	230	26	i	i	PRON
fsr-3675	230	27	:	:	PUNCT
fsr-3675	230	28	327	327	NUM
fsr-3675	230	29	-	-	SYM
fsr-3675	230	30	329	329	NUM
fsr-3675	230	31	.	.	PUNCT
fsr-3675	231	1	puelz	puelz	PROPN
fsr-3675	231	2	,	,	PUNCT
fsr-3675	231	3	r.	r.	PROPN
fsr-3675	231	4	199	199	NUM
fsr-3675	231	5	i.	i.	NOUN
fsr-3675	231	6	“	"	PUNCT
fsr-3675	231	7	a	a	DET
fsr-3675	231	8	process	process	NOUN
fsr-3675	231	9	for	for	ADP
fsr-3675	231	10	selecting	select	VERB
fsr-3675	231	11	life	life	NOUN
fsr-3675	231	12	insurance	insurance	NOUN
fsr-3675	231	13	contracts	contract	NOUN
fsr-3675	231	14	,	,	PUNCT
fsr-3675	231	15	”	"	PUNCT
fsr-3675	231	16	journal	journal	NOUN
fsr-3675	231	17	of	of	ADP
fsr-3675	231	18	risk	risk	NOUN
fsr-3675	231	19	and	and	CCONJ
fsr-3675	231	20	insurance	insurance	NOUN
fsr-3675	231	21	,	,	PUNCT
fsr-3675	231	22	53	53	NUM
fsr-3675	231	23	:	:	SYM
fsr-3675	231	24	138	138	NUM
fsr-3675	231	25	-	-	SYM
fsr-3675	231	26	146	146	NUM
fsr-3675	231	27	.	.	PUNCT
fsr-3675	232	1	saaty	saaty	NOUN
fsr-3675	232	2	,	,	PUNCT
fsr-3675	232	3	t.l	t.l	PROPN
fsr-3675	232	4	.	.	NOUN
fsr-3675	232	5	1980	1980	NUM
fsr-3675	232	6	.	.	PUNCT
fsr-3675	233	1	7’he	7’he	NUM
fsr-3675	233	2	analytic	analytic	ADJ
fsr-3675	233	3	hierarchy	hierarchy	NOUN
fsr-3675	233	4	process	process	NOUN
fsr-3675	233	5	.	.	PUNCT
fsr-3675	234	1	new	new	PROPN
fsr-3675	234	2	york	york	PROPN
fsr-3675	234	3	:	:	PUNCT
fsr-3675	234	4	mcgraw	mcgraw	PROPN
fsr-3675	234	5	-	-	PUNCT
fsr-3675	234	6	hill	hill	PROPN
fsr-3675	234	7	.	.	PUNCT
fsr-3675	235	1	saaty	saaty	NOUN
fsr-3675	235	2	,	,	PUNCT
fsr-3675	235	3	t.l	t.l	PROPN
fsr-3675	235	4	.	.	PROPN
fsr-3675	235	5	1986	1986	NUM
fsr-3675	235	6	.	.	PUNCT
fsr-3675	236	1	“	"	PUNCT
fsr-3675	236	2	axiomatic	axiomatic	ADJ
fsr-3675	236	3	foundations	foundation	NOUN
fsr-3675	236	4	of	of	ADP
fsr-3675	236	5	the	the	DET
fsr-3675	236	6	analytical	analytical	ADJ
fsr-3675	236	7	hierarchy	hierarchy	NOUN
fsr-3675	236	8	process	process	NOUN
fsr-3675	236	9	,	,	PUNCT
fsr-3675	236	10	”	"	PUNCT
fsr-3675	236	11	management	management	NOUN
fsr-3675	236	12	science	science	NOUN
fsr-3675	236	13	,	,	PUNCT
fsr-3675	236	14	32	32	NUM
fsr-3675	236	15	:	:	PUNCT
fsr-3675	236	16	841	841	NUM
fsr-3675	236	17	-	-	SYM
fsr-3675	236	18	855	855	NUM
fsr-3675	236	19	.	.	PUNCT
fsr-3675	237	1	saaty	saaty	NOUN
fsr-3675	237	2	,	,	PUNCT
fsr-3675	237	3	t.l	t.l	PROPN
fsr-3675	237	4	.	.	PROPN
fsr-3675	237	5	,	,	PUNCT
fsr-3675	237	6	and	and	CCONJ
fsr-3675	237	7	l.g	l.g	PROPN
fsr-3675	237	8	.	.	PROPN
fsr-3675	237	9	vargas	vargas	PROPN
fsr-3675	237	10	.	.	PUNCT
fsr-3675	238	1	1982	1982	NUM
fsr-3675	238	2	.	.	PUNCT
fsr-3675	239	1	the	the	DET
fsr-3675	239	2	lagic	lagic	NOUN
fsr-3675	239	3	of	of	ADP
fsr-3675	239	4	priorities	priority	NOUN
fsr-3675	239	5	.	.	PUNCT
fsr-3675	240	1	boston	boston	PROPN
fsr-3675	240	2	:	:	PUNCT
fsr-3675	240	3	kluwer	kluwer	NOUN
fsr-3675	240	4	-	-	PUNCT
fsr-3675	240	5	nijhoff	nijhoff	NOUN
fsr-3675	240	6	.	.	PUNCT
fsr-3675	241	1	simon	simon	PROPN
fsr-3675	241	2	,	,	PUNCT
fsr-3675	241	3	h.a	h.a	PROPN
fsr-3675	241	4	.	.	PROPN
fsr-3675	241	5	1955	1955	NUM
fsr-3675	241	6	.	.	PUNCT
fsr-3675	242	1	“	"	PUNCT
fsr-3675	242	2	a	a	DET
fsr-3675	242	3	behavioral	behavioral	ADJ
fsr-3675	242	4	model	model	NOUN
fsr-3675	242	5	of	of	ADP
fsr-3675	242	6	rational	rational	ADJ
fsr-3675	242	7	choice	choice	NOUN
fsr-3675	242	8	,	,	PUNCT
fsr-3675	242	9	”	"	PUNCT
fsr-3675	242	10	quarterly	quarterly	ADJ
fsr-3675	242	11	journal	journal	NOUN
fsr-3675	242	12	of	of	ADP
fsr-3675	242	13	economics	economic	NOUN
fsr-3675	242	14	,	,	PUNCT
fsr-3675	242	15	69	69	NUM
fsr-3675	242	16	:	:	SYM
fsr-3675	242	17	99	99	NUM
fsr-3675	242	18	-	-	PUNCT
fsr-3675	242	19	l	l	NOUN
fsr-3675	242	20	18	18	NUM
fsr-3675	242	21	.	.	PUNCT