id	sid	tid	token	lemma	pos
fsr-3708	1	1	pii	pii	PROPN
fsr-3708	1	2	:	:	PUNCT
fsr-3708	1	3	1057	1057	NUM
fsr-3708	1	4	-	-	SYM
fsr-3708	1	5	0810(92)90001	0810(92)90001	NUM
fsr-3708	1	6	-	-	PUNCT
fsr-3708	1	7	s	s	NOUN
fsr-3708	1	8	from	from	ADP
fsr-3708	1	9	the	the	DET
fsr-3708	1	10	editor	editor	NOUN
fsr-3708	1	11	this	this	DET
fsr-3708	1	12	issue	issue	NOUN
fsr-3708	1	13	completes	complete	VERB
fsr-3708	1	14	the	the	DET
fsr-3708	1	15	second	second	ADJ
fsr-3708	1	16	year	year	NOUN
fsr-3708	1	17	of	of	ADP
fsr-3708	1	18	publication	publication	NOUN
fsr-3708	1	19	of	of	ADP
fsr-3708	1	20	the	the	DET
fsr-3708	1	21	financial	financial	PROPN
fsr-3708	1	22	services	service	NOUN
fsr-3708	1	23	review	review	NOUN
fsr-3708	1	24	.	.	PUNCT
fsr-3708	2	1	at	at	ADP
fsr-3708	2	2	this	this	DET
fsr-3708	2	3	juncture	juncture	NOUN
fsr-3708	2	4	,	,	PUNCT
fsr-3708	2	5	it	it	PRON
fsr-3708	2	6	is	be	AUX
fsr-3708	2	7	useful	useful	ADJ
fsr-3708	2	8	to	to	PART
fsr-3708	2	9	ask	ask	VERB
fsr-3708	2	10	whether	whether	SCONJ
fsr-3708	2	11	the	the	DET
fsr-3708	2	12	new	new	ADJ
fsr-3708	2	13	publication	publication	NOUN
fsr-3708	2	14	appears	appear	VERB
fsr-3708	2	15	to	to	PART
fsr-3708	2	16	be	be	AUX
fsr-3708	2	17	“	"	PUNCT
fsr-3708	2	18	successful	successful	ADJ
fsr-3708	2	19	.	.	PUNCT
fsr-3708	2	20	”	"	PUNCT
fsr-3708	3	1	the	the	DET
fsr-3708	3	2	answer	answer	NOUN
fsr-3708	3	3	is	be	AUX
fsr-3708	3	4	mixed	mixed	ADJ
fsr-3708	3	5	.	.	PUNCT
fsr-3708	4	1	from	from	ADP
fsr-3708	4	2	an	an	DET
fsr-3708	4	3	editorial	editorial	ADJ
fsr-3708	4	4	and	and	CCONJ
fsr-3708	4	5	financial	financial	ADJ
fsr-3708	4	6	standpoint	standpoint	NOUN
fsr-3708	4	7	we	we	PRON
fsr-3708	4	8	are	be	AUX
fsr-3708	4	9	fine	fine	ADJ
fsr-3708	4	10	.	.	PUNCT
fsr-3708	5	1	the	the	DET
fsr-3708	5	2	number	number	NOUN
fsr-3708	5	3	of	of	ADP
fsr-3708	5	4	quality	quality	NOUN
fsr-3708	5	5	submissions	submission	NOUN
fsr-3708	5	6	increases	increase	NOUN
fsr-3708	5	7	continually	continually	ADV
fsr-3708	5	8	and	and	CCONJ
fsr-3708	5	9	our	our	PRON
fsr-3708	5	10	total	total	ADJ
fsr-3708	5	11	number	number	NOUN
fsr-3708	5	12	of	of	ADP
fsr-3708	5	13	subscribers	subscriber	NOUN
fsr-3708	5	14	puts	put	VERB
fsr-3708	5	15	us	we	PRON
fsr-3708	5	16	well	well	ADV
fsr-3708	5	17	in	in	ADP
fsr-3708	5	18	the	the	DET
fsr-3708	5	19	black	black	NOUN
fsr-3708	5	20	.	.	PUNCT
fsr-3708	6	1	from	from	ADP
fsr-3708	6	2	an	an	DET
fsr-3708	6	3	academic	academic	ADJ
fsr-3708	6	4	perspective	perspective	NOUN
fsr-3708	6	5	we	we	PRON
fsr-3708	6	6	seem	seem	VERB
fsr-3708	6	7	to	to	PART
fsr-3708	6	8	be	be	AUX
fsr-3708	6	9	on	on	ADP
fsr-3708	6	10	target	target	NOUN
fsr-3708	6	11	.	.	PUNCT
fsr-3708	7	1	our	our	PRON
fsr-3708	7	2	articles	article	NOUN
fsr-3708	7	3	are	be	AUX
fsr-3708	7	4	theoretically	theoretically	ADV
fsr-3708	7	5	rigorous	rigorous	ADJ
fsr-3708	7	6	and	and	CCONJ
fsr-3708	7	7	a	a	DET
fsr-3708	7	8	sizeable	sizeable	ADJ
fsr-3708	7	9	proportion	proportion	NOUN
fsr-3708	7	10	of	of	ADP
fsr-3708	7	11	authors	author	NOUN
fsr-3708	7	12	and	and	CCONJ
fsr-3708	7	13	editors	editor	NOUN
fsr-3708	7	14	are	be	AUX
fsr-3708	7	15	well	well	ADV
fsr-3708	7	16	-	-	PUNCT
fsr-3708	7	17	known	know	VERB
fsr-3708	7	18	in	in	ADP
fsr-3708	7	19	the	the	DET
fsr-3708	7	20	field	field	NOUN
fsr-3708	7	21	.	.	PUNCT
fsr-3708	8	1	survey	survey	NOUN
fsr-3708	8	2	data	datum	NOUN
fsr-3708	8	3	and	and	CCONJ
fsr-3708	8	4	calls	call	NOUN
fsr-3708	8	5	from	from	ADP
fsr-3708	8	6	finance	finance	NOUN
fsr-3708	8	7	departments	department	NOUN
fsr-3708	8	8	around	around	ADP
fsr-3708	8	9	the	the	DET
fsr-3708	8	10	country	country	NOUN
fsr-3708	8	11	indicate	indicate	VERB
fsr-3708	8	12	that	that	SCONJ
fsr-3708	8	13	we	we	PRON
fsr-3708	8	14	are	be	AUX
fsr-3708	8	15	regarded	regard	VERB
fsr-3708	8	16	as	as	ADP
fsr-3708	8	17	a	a	DET
fsr-3708	8	18	quality	quality	NOUN
fsr-3708	8	19	refereed	refereed	ADJ
fsr-3708	8	20	journal	journal	NOUN
fsr-3708	8	21	in	in	ADP
fsr-3708	8	22	the	the	DET
fsr-3708	8	23	“	"	PUNCT
fsr-3708	8	24	good	good	ADJ
fsr-3708	8	25	”	"	PUNCT
fsr-3708	8	26	category	category	NOUN
fsr-3708	8	27	,	,	PUNCT
fsr-3708	8	28	comparable	comparable	ADJ
fsr-3708	8	29	to	to	ADP
fsr-3708	8	30	the	the	DET
fsr-3708	8	31	financial	financial	ADJ
fsr-3708	8	32	review	review	NOUN
fsr-3708	8	33	.	.	PUNCT
fsr-3708	9	1	finally	finally	ADV
fsr-3708	9	2	,	,	PUNCT
fsr-3708	9	3	we	we	PRON
fsr-3708	9	4	must	must	AUX
fsr-3708	9	5	ask	ask	VERB
fsr-3708	9	6	whether	whether	SCONJ
fsr-3708	9	7	we	we	PRON
fsr-3708	9	8	are	be	AUX
fsr-3708	9	9	having	have	VERB
fsr-3708	9	10	an	an	DET
fsr-3708	9	11	impact	impact	NOUN
fsr-3708	9	12	on	on	ADP
fsr-3708	9	13	the	the	DET
fsr-3708	9	14	practice	practice	NOUN
fsr-3708	9	15	of	of	ADP
fsr-3708	9	16	individual	individual	ADJ
fsr-3708	9	17	financial	financial	ADJ
fsr-3708	9	18	management	management	NOUN
fsr-3708	9	19	.	.	PUNCT
fsr-3708	10	1	in	in	ADP
fsr-3708	10	2	our	our	PRON
fsr-3708	10	3	“	"	PUNCT
fsr-3708	10	4	letters	letter	NOUN
fsr-3708	10	5	to	to	ADP
fsr-3708	10	6	the	the	DET
fsr-3708	10	7	editor	editor	NOUN
fsr-3708	10	8	”	"	PUNCT
fsr-3708	10	9	section	section	NOUN
fsr-3708	10	10	,	,	PUNCT
fsr-3708	10	11	a	a	DET
fsr-3708	10	12	thoughtful	thoughtful	ADJ
fsr-3708	10	13	reader	reader	NOUN
fsr-3708	10	14	and	and	CCONJ
fsr-3708	10	15	practitioner	practitioner	NOUN
fsr-3708	10	16	(	(	PUNCT
fsr-3708	10	17	with	with	ADP
fsr-3708	10	18	an	an	DET
fsr-3708	10	19	mba	mba	NOUN
fsr-3708	10	20	)	)	PUNCT
fsr-3708	10	21	replies	reply	NOUN
fsr-3708	10	22	in	in	ADP
fsr-3708	10	23	the	the	DET
fsr-3708	10	24	negative	negative	NOUN
fsr-3708	10	25	.	.	PUNCT
fsr-3708	11	1	“	"	PUNCT
fsr-3708	11	2	as	as	ADP
fsr-3708	11	3	an	an	DET
fsr-3708	11	4	academic	academic	ADJ
fsr-3708	11	5	journal	journal	NOUN
fsr-3708	11	6	it	it	PRON
fsr-3708	11	7	may	may	AUX
fsr-3708	11	8	be	be	AUX
fsr-3708	11	9	fine	fine	ADJ
fsr-3708	11	10	,	,	PUNCT
fsr-3708	11	11	but	but	CCONJ
fsr-3708	11	12	from	from	ADP
fsr-3708	11	13	a	a	DET
fsr-3708	11	14	practical	practical	ADJ
fsr-3708	11	15	standpoint	standpoint	NOUN
fsr-3708	11	16	,	,	PUNCT
fsr-3708	11	17	i	i	PRON
fsr-3708	11	18	did	do	AUX
fsr-3708	11	19	not	not	PART
fsr-3708	11	20	find	find	VERB
fsr-3708	11	21	it	it	PRON
fsr-3708	11	22	very	very	ADV
fsr-3708	11	23	helpful	helpful	ADJ
fsr-3708	11	24	.	.	PUNCT
fsr-3708	11	25	”	"	PUNCT
fsr-3708	12	1	he	he	PRON
fsr-3708	12	2	goes	go	VERB
fsr-3708	12	3	on	on	ADP
fsr-3708	12	4	to	to	PART
fsr-3708	12	5	say	say	VERB
fsr-3708	12	6	that	that	SCONJ
fsr-3708	12	7	“	"	PUNCT
fsr-3708	12	8	.	.	PUNCT
fsr-3708	12	9	.	.	PUNCT
fsr-3708	12	10	.	.	PUNCT
fsr-3708	13	1	the	the	DET
fsr-3708	13	2	client	client	NOUN
fsr-3708	13	3	does	do	AUX
fsr-3708	13	4	not	not	PART
fsr-3708	13	5	want	want	VERB
fsr-3708	13	6	generalities	generality	NOUN
fsr-3708	13	7	and	and	CCONJ
fsr-3708	13	8	abstractions	abstraction	NOUN
fsr-3708	13	9	.	.	PUNCT
fsr-3708	14	1	he	he	PRON
fsr-3708	14	2	wants	want	VERB
fsr-3708	14	3	practical	practical	ADJ
fsr-3708	14	4	,	,	PUNCT
fsr-3708	14	5	specific	specific	ADJ
fsr-3708	14	6	direction	direction	NOUN
fsr-3708	14	7	.	.	PUNCT
fsr-3708	14	8	”	"	PUNCT
fsr-3708	15	1	in	in	ADP
fsr-3708	15	2	creating	create	VERB
fsr-3708	15	3	this	this	DET
fsr-3708	15	4	journal	journal	NOUN
fsr-3708	15	5	,	,	PUNCT
fsr-3708	15	6	the	the	DET
fsr-3708	15	7	academy	academy	NOUN
fsr-3708	15	8	of	of	ADP
fsr-3708	15	9	financial	financial	ADJ
fsr-3708	15	10	services	service	NOUN
fsr-3708	15	11	clearly	clearly	ADV
fsr-3708	15	12	opted	opt	VERB
fsr-3708	15	13	away	away	ADV
fsr-3708	15	14	from	from	ADP
fsr-3708	15	15	the	the	DET
fsr-3708	15	16	“	"	PUNCT
fsr-3708	15	17	practical	practical	ADJ
fsr-3708	15	18	.	.	PUNCT
fsr-3708	15	19	”	"	PUNCT
fsr-3708	16	1	there	there	PRON
fsr-3708	16	2	are	be	VERB
fsr-3708	16	3	hundreds	hundred	NOUN
fsr-3708	16	4	of	of	ADP
fsr-3708	16	5	thousands	thousand	NOUN
fsr-3708	16	6	of	of	ADP
fsr-3708	16	7	planners	planner	NOUN
fsr-3708	16	8	,	,	PUNCT
fsr-3708	16	9	brokers	broker	NOUN
fsr-3708	16	10	and	and	CCONJ
fsr-3708	16	11	bankers	banker	NOUN
fsr-3708	16	12	giving	give	VERB
fsr-3708	16	13	practical	practical	ADJ
fsr-3708	16	14	advice	advice	NOUN
fsr-3708	16	15	to	to	ADP
fsr-3708	16	16	clients	client	NOUN
fsr-3708	16	17	,	,	PUNCT
fsr-3708	16	18	but	but	CCONJ
fsr-3708	16	19	only	only	ADV
fsr-3708	16	20	a	a	DET
fsr-3708	16	21	few	few	ADJ
fsr-3708	16	22	hundred	hundred	NUM
fsr-3708	16	23	scholars	scholar	NOUN
fsr-3708	16	24	doing	do	VERB
fsr-3708	16	25	the	the	DET
fsr-3708	16	26	basic	basic	ADJ
fsr-3708	16	27	research	research	NOUN
fsr-3708	16	28	necessary	necessary	ADJ
fsr-3708	16	29	to	to	PART
fsr-3708	16	30	determine	determine	VERB
fsr-3708	16	31	which	which	DET
fsr-3708	16	32	advice	advice	NOUN
fsr-3708	16	33	is	be	AUX
fsr-3708	16	34	likely	likely	ADJ
fsr-3708	16	35	to	to	PART
fsr-3708	16	36	be	be	AUX
fsr-3708	16	37	correct	correct	ADJ
fsr-3708	16	38	.	.	PUNCT
fsr-3708	17	1	there	there	PRON
fsr-3708	17	2	is	be	VERB
fsr-3708	17	3	a	a	DET
fsr-3708	17	4	clear	clear	ADJ
fsr-3708	17	5	division	division	NOUN
fsr-3708	17	6	of	of	ADP
fsr-3708	17	7	labor	labor	NOUN
fsr-3708	17	8	,	,	PUNCT
fsr-3708	17	9	but	but	CCONJ
fsr-3708	17	10	an	an	DET
fsr-3708	17	11	unclear	unclear	ADJ
fsr-3708	17	12	channel	channel	NOUN
fsr-3708	17	13	of	of	ADP
fsr-3708	17	14	communication	communication	NOUN
fsr-3708	17	15	between	between	ADP
fsr-3708	17	16	the	the	DET
fsr-3708	17	17	two	two	NUM
fsr-3708	17	18	groups	group	NOUN
fsr-3708	17	19	.	.	PUNCT
fsr-3708	18	1	a	a	DET
fsr-3708	18	2	tiny	tiny	ADJ
fsr-3708	18	3	handful	handful	NOUN
fsr-3708	18	4	of	of	ADP
fsr-3708	18	5	practitioners	practitioner	NOUN
fsr-3708	18	6	subscribe	subscribe	VERB
fsr-3708	18	7	to	to	ADP
fsr-3708	18	8	the	the	DET
fsr-3708	18	9	journal	journal	NOUN
fsr-3708	18	10	(	(	PUNCT
fsr-3708	18	11	a	a	DET
fsr-3708	18	12	dozen	dozen	NOUN
fsr-3708	18	13	or	or	CCONJ
fsr-3708	18	14	so	so	ADV
fsr-3708	18	15	at	at	ADV
fsr-3708	18	16	best	good	ADJ
fsr-3708	18	17	)	)	PUNCT
fsr-3708	18	18	and	and	CCONJ
fsr-3708	18	19	even	even	ADV
fsr-3708	18	20	our	our	PRON
fsr-3708	18	21	practitioner	practitioner	NOUN
fsr-3708	18	22	-	-	PUNCT
fsr-3708	18	23	readers	reader	NOUN
fsr-3708	18	24	are	be	AUX
fsr-3708	18	25	apparently	apparently	ADV
fsr-3708	18	26	dissatisfied	dissatisfied	ADJ
fsr-3708	18	27	.	.	PUNCT
fsr-3708	19	1	perhaps	perhaps	ADV
fsr-3708	19	2	diffusion	diffusion	NOUN
fsr-3708	19	3	will	will	AUX
fsr-3708	19	4	occur	occur	VERB
fsr-3708	19	5	through	through	ADP
fsr-3708	19	6	the	the	DET
fsr-3708	19	7	textbooks	textbook	NOUN
fsr-3708	19	8	to	to	ADP
fsr-3708	19	9	the	the	DET
fsr-3708	19	10	classrooms	classroom	NOUN
fsr-3708	19	11	so	so	SCONJ
fsr-3708	19	12	the	the	DET
fsr-3708	19	13	next	next	ADJ
fsr-3708	19	14	generation	generation	NOUN
fsr-3708	19	15	of	of	ADP
fsr-3708	19	16	practitioners	practitioner	NOUN
fsr-3708	19	17	will	will	AUX
fsr-3708	19	18	benefit	benefit	VERB
fsr-3708	19	19	from	from	ADP
fsr-3708	19	20	our	our	PRON
fsr-3708	19	21	research	research	NOUN
fsr-3708	19	22	.	.	PUNCT
fsr-3708	20	1	we	we	PRON
fsr-3708	20	2	welcome	welcome	VERB
fsr-3708	20	3	suggestions	suggestion	NOUN
fsr-3708	20	4	.	.	PUNCT
fsr-3708	21	1	the	the	DET
fsr-3708	21	2	lead	lead	ADJ
fsr-3708	21	3	article	article	NOUN
fsr-3708	21	4	in	in	ADP
fsr-3708	21	5	this	this	DET
fsr-3708	21	6	issue	issue	NOUN
fsr-3708	21	7	,	,	PUNCT
fsr-3708	21	8	“	"	PUNCT
fsr-3708	21	9	an	an	DET
fsr-3708	21	10	index	index	NOUN
fsr-3708	21	11	of	of	ADP
fsr-3708	21	12	portfolio	portfolio	NOUN
fsr-3708	21	13	diversification	diversification	NOUN
fsr-3708	21	14	,	,	PUNCT
fsr-3708	21	15	”	"	PUNCT
fsr-3708	21	16	by	by	ADP
fsr-3708	21	17	walt	walt	PROPN
fsr-3708	21	18	woerheide	woerheide	PROPN
fsr-3708	21	19	and	and	CCONJ
fsr-3708	21	20	don	don	PROPN
fsr-3708	21	21	persson	persson	PROPN
fsr-3708	21	22	addresses	address	VERB
fsr-3708	21	23	a	a	DET
fsr-3708	21	24	relatively	relatively	ADV
fsr-3708	21	25	practical	practical	ADJ
fsr-3708	21	26	question	question	NOUN
fsr-3708	21	27	for	for	ADP
fsr-3708	21	28	most	most	ADJ
fsr-3708	21	29	individual	individual	ADJ
fsr-3708	21	30	investors	investor	NOUN
fsr-3708	21	31	,	,	PUNCT
fsr-3708	21	32	namely	namely	ADV
fsr-3708	21	33	how	how	SCONJ
fsr-3708	21	34	many	many	ADJ
fsr-3708	21	35	securities	security	NOUN
fsr-3708	21	36	should	should	AUX
fsr-3708	21	37	be	be	AUX
fsr-3708	21	38	held	hold	VERB
fsr-3708	21	39	in	in	ADP
fsr-3708	21	40	a	a	DET
fsr-3708	21	41	portfolio	portfolio	NOUN
fsr-3708	21	42	to	to	PART
fsr-3708	21	43	secure	secure	VERB
fsr-3708	21	44	adequate	adequate	ADJ
fsr-3708	21	45	diversification	diversification	NOUN
fsr-3708	21	46	?	?	PUNCT
fsr-3708	22	1	while	while	SCONJ
fsr-3708	22	2	most	most	ADJ
fsr-3708	22	3	of	of	ADP
fsr-3708	22	4	us	we	PRON
fsr-3708	22	5	are	be	AUX
fsr-3708	22	6	familiar	familiar	ADJ
fsr-3708	22	7	with	with	ADP
fsr-3708	22	8	the	the	DET
fsr-3708	22	9	academic	academic	ADJ
fsr-3708	22	10	studies	study	NOUN
fsr-3708	22	11	that	that	PRON
fsr-3708	22	12	addressed	address	VERB
fsr-3708	22	13	this	this	DET
fsr-3708	22	14	question	question	NOUN
fsr-3708	22	15	,	,	PUNCT
fsr-3708	22	16	this	this	DET
fsr-3708	22	17	article	article	NOUN
fsr-3708	22	18	points	point	VERB
fsr-3708	22	19	out	out	ADP
fsr-3708	22	20	that	that	SCONJ
fsr-3708	22	21	previous	previous	ADJ
fsr-3708	22	22	studies	study	NOUN
fsr-3708	22	23	have	have	AUX
fsr-3708	22	24	assumed	assume	VERB
fsr-3708	22	25	that	that	SCONJ
fsr-3708	22	26	portfolios	portfolio	NOUN
fsr-3708	22	27	were	be	AUX
fsr-3708	22	28	evenly	evenly	ADV
fsr-3708	22	29	divided	divide	VERB
fsr-3708	22	30	among	among	ADP
fsr-3708	22	31	their	their	PRON
fsr-3708	22	32	components	component	NOUN
fsr-3708	22	33	.	.	PUNCT
fsr-3708	23	1	with	with	ADP
fsr-3708	23	2	uneven	uneven	PROPN
fsr-3708	23	3	v	v	NUM
fsr-3708	23	4	vi	vi	NOUN
fsr-3708	23	5	financial	financial	ADJ
fsr-3708	23	6	services	service	NOUN
fsr-3708	23	7	review	review	NOUN
fsr-3708	23	8	,	,	PUNCT
fsr-3708	23	9	2(2	2(2	NUM
fsr-3708	23	10	)	)	PUNCT
fsr-3708	23	11	1993	1993	NUM
fsr-3708	23	12	distribution	distribution	NOUN
fsr-3708	23	13	,	,	PUNCT
fsr-3708	23	14	what	what	PRON
fsr-3708	23	15	is	be	AUX
fsr-3708	23	16	the	the	DET
fsr-3708	23	17	best	good	ADJ
fsr-3708	23	18	measure	measure	NOUN
fsr-3708	23	19	of	of	ADP
fsr-3708	23	20	diversification	diversification	NOUN
fsr-3708	23	21	?	?	PUNCT
fsr-3708	24	1	the	the	DET
fsr-3708	24	2	authors	author	NOUN
fsr-3708	24	3	examined	examine	VERB
fsr-3708	24	4	five	five	NUM
fsr-3708	24	5	such	such	ADJ
fsr-3708	24	6	measures	measure	NOUN
fsr-3708	24	7	and	and	CCONJ
fsr-3708	24	8	found	find	VERB
fsr-3708	24	9	that	that	SCONJ
fsr-3708	24	10	the	the	DET
fsr-3708	24	11	complement	complement	NOUN
fsr-3708	24	12	of	of	ADP
fsr-3708	24	13	the	the	DET
fsr-3708	24	14	herfindahl	herfindahl	NOUN
fsr-3708	24	15	index	index	NOUN
fsr-3708	24	16	was	be	AUX
fsr-3708	24	17	best	good	ADJ
fsr-3708	24	18	.	.	PUNCT
fsr-3708	25	1	the	the	DET
fsr-3708	25	2	second	second	ADJ
fsr-3708	25	3	article	article	NOUN
fsr-3708	25	4	is	be	AUX
fsr-3708	25	5	somewhat	somewhat	ADV
fsr-3708	25	6	more	more	ADV
fsr-3708	25	7	theoretical	theoretical	ADJ
fsr-3708	25	8	than	than	ADP
fsr-3708	25	9	the	the	DET
fsr-3708	25	10	first	first	ADJ
fsr-3708	25	11	.	.	PUNCT
fsr-3708	26	1	“	"	PUNCT
fsr-3708	26	2	the	the	DET
fsr-3708	26	3	individual	individual	ADJ
fsr-3708	26	4	investor	investor	NOUN
fsr-3708	26	5	in	in	ADP
fsr-3708	26	6	the	the	DET
fsr-3708	26	7	market	market	NOUN
fsr-3708	26	8	:	:	PUNCT
fsr-3708	26	9	forming	form	VERB
fsr-3708	26	10	a	a	DET
fsr-3708	26	11	belief	belief	NOUN
fsr-3708	26	12	regarding	regard	VERB
fsr-3708	26	13	market	market	NOUN
fsr-3708	26	14	efficiency	efficiency	NOUN
fsr-3708	26	15	,	,	PUNCT
fsr-3708	26	16	”	"	PUNCT
fsr-3708	26	17	by	by	ADP
fsr-3708	26	18	robert	robert	PROPN
fsr-3708	26	19	m.	m.	PROPN
fsr-3708	26	20	peevy	peevy	PROPN
fsr-3708	26	21	,	,	PUNCT
fsr-3708	26	22	gene	gene	NOUN
fsr-3708	26	23	c.	c.	PROPN
fsr-3708	26	24	uselton	uselton	PROPN
fsr-3708	26	25	and	and	CCONJ
fsr-3708	26	26	john	john	PROPN
fsr-3708	26	27	r.	r.	PROPN
fsr-3708	26	28	moroney	moroney	PROPN
fsr-3708	26	29	asks	ask	VERB
fsr-3708	26	30	whether	whether	SCONJ
fsr-3708	26	31	high	high	ADJ
fsr-3708	26	32	market	market	NOUN
fsr-3708	26	33	price	price	NOUN
fsr-3708	26	34	volatility	volatility	NOUN
fsr-3708	26	35	detracts	detract	VERB
fsr-3708	26	36	from	from	ADP
fsr-3708	26	37	market	market	NOUN
fsr-3708	26	38	efficiency	efficiency	NOUN
fsr-3708	26	39	by	by	ADP
fsr-3708	26	40	causing	cause	VERB
fsr-3708	26	41	investors	investor	NOUN
fsr-3708	26	42	to	to	PART
fsr-3708	26	43	focus	focus	VERB
fsr-3708	26	44	on	on	ADP
fsr-3708	26	45	price	price	NOUN
fsr-3708	26	46	movements	movement	NOUN
fsr-3708	26	47	,	,	PUNCT
fsr-3708	26	48	per	per	X
fsr-3708	26	49	se	se	X
fsr-3708	26	50	,	,	PUNCT
fsr-3708	26	51	and	and	CCONJ
fsr-3708	26	52	away	away	ADV
fsr-3708	26	53	from	from	ADP
fsr-3708	26	54	information	information	NOUN
fsr-3708	26	55	related	relate	VERB
fsr-3708	26	56	to	to	ADP
fsr-3708	26	57	the	the	DET
fsr-3708	26	58	true	true	ADJ
fsr-3708	26	59	value	value	NOUN
fsr-3708	26	60	of	of	ADP
fsr-3708	26	61	the	the	DET
fsr-3708	26	62	security	security	NOUN
fsr-3708	26	63	.	.	PUNCT
fsr-3708	27	1	while	while	SCONJ
fsr-3708	27	2	not	not	PART
fsr-3708	27	3	concluding	conclude	VERB
fsr-3708	27	4	that	that	SCONJ
fsr-3708	27	5	markets	market	NOUN
fsr-3708	27	6	are	be	AUX
fsr-3708	27	7	either	either	CCONJ
fsr-3708	27	8	efficient	efficient	ADJ
fsr-3708	27	9	or	or	CCONJ
fsr-3708	27	10	inefficient	inefficient	ADJ
fsr-3708	27	11	,	,	PUNCT
fsr-3708	27	12	the	the	DET
fsr-3708	27	13	authors	author	NOUN
fsr-3708	27	14	find	find	VERB
fsr-3708	27	15	that	that	SCONJ
fsr-3708	27	16	the	the	DET
fsr-3708	27	17	“	"	PUNCT
fsr-3708	27	18	variance	variance	NOUN
fsr-3708	27	19	bounds	bound	NOUN
fsr-3708	27	20	”	"	PUNCT
fsr-3708	27	21	literature	literature	NOUN
fsr-3708	27	22	which	which	PRON
fsr-3708	27	23	attempts	attempt	VERB
fsr-3708	27	24	to	to	PART
fsr-3708	27	25	make	make	VERB
fsr-3708	27	26	the	the	DET
fsr-3708	27	27	case	case	NOUN
fsr-3708	27	28	for	for	ADP
fsr-3708	27	29	inefficiency	inefficiency	NOUN
fsr-3708	27	30	on	on	ADP
fsr-3708	27	31	the	the	DET
fsr-3708	27	32	grounds	ground	NOUN
fsr-3708	27	33	of	of	ADP
fsr-3708	27	34	excess	excess	ADJ
fsr-3708	27	35	price	price	NOUN
fsr-3708	27	36	volatility	volatility	NOUN
fsr-3708	27	37	,	,	PUNCT
fsr-3708	27	38	does	do	AUX
fsr-3708	27	39	not	not	PART
fsr-3708	27	40	do	do	VERB
fsr-3708	27	41	so	so	ADV
fsr-3708	27	42	convinc	convinc	VERB
fsr-3708	27	43	ingly	ingly	ADV
fsr-3708	27	44	.	.	PUNCT
fsr-3708	28	1	the	the	DET
fsr-3708	28	2	third	third	ADJ
fsr-3708	28	3	article	article	NOUN
fsr-3708	28	4	directly	directly	ADV
fsr-3708	28	5	challenges	challenge	VERB
fsr-3708	28	6	advice	advice	NOUN
fsr-3708	28	7	given	give	VERB
fsr-3708	28	8	by	by	ADP
fsr-3708	28	9	many	many	ADJ
fsr-3708	28	10	practitioners	practitioner	NOUN
fsr-3708	28	11	to	to	ADP
fsr-3708	28	12	their	their	PRON
fsr-3708	28	13	clients	client	NOUN
fsr-3708	28	14	,	,	PUNCT
fsr-3708	28	15	namely	namely	ADV
fsr-3708	28	16	that	that	SCONJ
fsr-3708	28	17	international	international	ADJ
fsr-3708	28	18	diversification	diversification	NOUN
fsr-3708	28	19	,	,	PUNCT
fsr-3708	28	20	through	through	ADP
fsr-3708	28	21	the	the	DET
fsr-3708	28	22	purchase	purchase	NOUN
fsr-3708	28	23	of	of	ADP
fsr-3708	28	24	shares	share	NOUN
fsr-3708	28	25	of	of	ADP
fsr-3708	28	26	international	international	ADJ
fsr-3708	28	27	mutual	mutual	ADJ
fsr-3708	28	28	funds	fund	NOUN
fsr-3708	28	29	,	,	PUNCT
fsr-3708	28	30	is	be	AUX
fsr-3708	28	31	beneficial	beneficial	ADJ
fsr-3708	28	32	to	to	ADP
fsr-3708	28	33	investors	investor	NOUN
fsr-3708	28	34	.	.	PUNCT
fsr-3708	29	1	using	use	VERB
fsr-3708	29	2	recent	recent	ADJ
fsr-3708	29	3	data	datum	NOUN
fsr-3708	29	4	,	,	PUNCT
fsr-3708	29	5	the	the	DET
fsr-3708	29	6	authors	author	NOUN
fsr-3708	29	7	larry	larry	PROPN
fsr-3708	29	8	r.	r.	PROPN
fsr-3708	29	9	lang	lang	PROPN
fsr-3708	29	10	and	and	CCONJ
fsr-3708	29	11	robert	robert	PROPN
fsr-3708	29	12	m.	m.	PROPN
fsr-3708	29	13	niendorf	niendorf	PROPN
fsr-3708	29	14	in	in	ADP
fsr-3708	29	15	their	their	PRON
fsr-3708	29	16	article	article	NOUN
fsr-3708	29	17	“	"	PUNCT
fsr-3708	29	18	performance	performance	NOUN
fsr-3708	29	19	and	and	CCONJ
fsr-3708	29	20	risk	risk	NOUN
fsr-3708	29	21	exposure	exposure	NOUN
fsr-3708	29	22	of	of	ADP
fsr-3708	29	23	international	international	ADJ
fsr-3708	29	24	mutual	mutual	ADJ
fsr-3708	29	25	funds	fund	NOUN
fsr-3708	29	26	,	,	PUNCT
fsr-3708	29	27	”	"	PUNCT
fsr-3708	29	28	find	find	VERB
fsr-3708	29	29	that	that	SCONJ
fsr-3708	29	30	on	on	ADP
fsr-3708	29	31	a	a	DET
fsr-3708	29	32	risk	risk	NOUN
fsr-3708	29	33	-	-	PUNCT
fsr-3708	29	34	adjusted	adjust	VERB
fsr-3708	29	35	basis	basis	NOUN
fsr-3708	29	36	,	,	PUNCT
fsr-3708	29	37	inter	inter	PROPN
fsr-3708	29	38	national	national	ADJ
fsr-3708	29	39	funds	fund	NOUN
fsr-3708	29	40	did	do	AUX
fsr-3708	29	41	not	not	PART
fsr-3708	29	42	outperform	outperform	VERB
fsr-3708	29	43	domestic	domestic	ADJ
fsr-3708	29	44	funds	fund	NOUN
fsr-3708	29	45	.	.	PUNCT
fsr-3708	30	1	the	the	DET
fsr-3708	30	2	last	last	ADJ
fsr-3708	30	3	two	two	NUM
fsr-3708	30	4	articles	article	NOUN
fsr-3708	30	5	are	be	AUX
fsr-3708	30	6	survey	survey	NOUN
fsr-3708	30	7	and	and	CCONJ
fsr-3708	30	8	review	review	VERB
fsr-3708	30	9	pieces	piece	NOUN
fsr-3708	30	10	,	,	PUNCT
fsr-3708	30	11	written	write	VERB
fsr-3708	30	12	to	to	PART
fsr-3708	30	13	bring	bring	VERB
fsr-3708	30	14	our	our	PRON
fsr-3708	30	15	readers	reader	NOUN
fsr-3708	30	16	to	to	ADP
fsr-3708	30	17	the	the	DET
fsr-3708	30	18	state	state	NOUN
fsr-3708	30	19	of	of	ADP
fsr-3708	30	20	the	the	DET
fsr-3708	30	21	art	art	NOUN
fsr-3708	30	22	in	in	ADP
fsr-3708	30	23	the	the	DET
fsr-3708	30	24	diverse	diverse	ADJ
fsr-3708	30	25	fields	field	NOUN
fsr-3708	30	26	that	that	PRON
fsr-3708	30	27	comprise	comprise	VERB
fsr-3708	30	28	individual	individual	ADJ
fsr-3708	30	29	financial	financial	ADJ
fsr-3708	30	30	management	management	NOUN
fsr-3708	30	31	.	.	PUNCT
fsr-3708	31	1	the	the	DET
fsr-3708	31	2	first	first	ADJ
fsr-3708	31	3	,	,	PUNCT
fsr-3708	31	4	“	"	PUNCT
fsr-3708	31	5	what	what	DET
fsr-3708	31	6	strategies	strategy	NOUN
fsr-3708	31	7	are	be	AUX
fsr-3708	31	8	estate	estate	NOUN
fsr-3708	31	9	planners	planner	NOUN
fsr-3708	31	10	recommending	recommend	VERB
fsr-3708	31	11	?	?	PUNCT
fsr-3708	31	12	evidence	evidence	NOUN
fsr-3708	31	13	from	from	ADP
fsr-3708	31	14	survey	survey	NOUN
fsr-3708	31	15	data	datum	NOUN
fsr-3708	31	16	,	,	PUNCT
fsr-3708	31	17	”	"	PUNCT
fsr-3708	31	18	by	by	ADP
fsr-3708	31	19	chris	chris	PROPN
fsr-3708	31	20	prestopino	prestopino	PROPN
fsr-3708	31	21	summarizes	summarize	NOUN
fsr-3708	31	22	advice	advice	NOUN
fsr-3708	31	23	from	from	ADP
fsr-3708	31	24	attor	attor	NOUN
fsr-3708	31	25	ney	ney	NOUN
fsr-3708	31	26	-	-	PUNCT
fsr-3708	31	27	authors	author	NOUN
fsr-3708	31	28	who	who	PRON
fsr-3708	31	29	have	have	AUX
fsr-3708	31	30	published	publish	VERB
fsr-3708	31	31	recent	recent	ADJ
fsr-3708	31	32	articles	article	NOUN
fsr-3708	31	33	in	in	ADP
fsr-3708	31	34	the	the	DET
fsr-3708	31	35	leading	lead	VERB
fsr-3708	31	36	estate	estate	NOUN
fsr-3708	31	37	planning	planning	NOUN
fsr-3708	31	38	trade	trade	NOUN
fsr-3708	31	39	publications	publication	NOUN
fsr-3708	31	40	.	.	PUNCT
fsr-3708	32	1	our	our	PRON
fsr-3708	32	2	featured	feature	VERB
fsr-3708	32	3	review	review	NOUN
fsr-3708	32	4	article	article	NOUN
fsr-3708	32	5	is	be	AUX
fsr-3708	32	6	entitled	entitle	VERB
fsr-3708	32	7	“	"	PUNCT
fsr-3708	32	8	the	the	DET
fsr-3708	32	9	risks	risk	NOUN
fsr-3708	32	10	of	of	ADP
fsr-3708	32	11	pension	pension	NOUN
fsr-3708	32	12	plans	plan	NOUN
fsr-3708	32	13	.	.	PUNCT
fsr-3708	32	14	”	"	PUNCT
fsr-3708	33	1	written	write	VERB
fsr-3708	33	2	by	by	ADP
fsr-3708	33	3	robert	robert	PROPN
fsr-3708	33	4	w.	w.	PROPN
fsr-3708	33	5	mcleod	mcleod	PROPN
fsr-3708	33	6	,	,	PUNCT
fsr-3708	33	7	sharon	sharon	PROPN
fsr-3708	33	8	moody	moody	PROPN
fsr-3708	33	9	and	and	CCONJ
fsr-3708	33	10	aaron	aaron	PROPN
fsr-3708	33	11	phillips	phillips	PROPN
fsr-3708	33	12	,	,	PUNCT
fsr-3708	33	13	this	this	DET
fsr-3708	33	14	timely	timely	ADJ
fsr-3708	33	15	piece	piece	NOUN
fsr-3708	33	16	identifies	identify	VERB
fsr-3708	33	17	and	and	CCONJ
fsr-3708	33	18	describes	describe	VERB
fsr-3708	33	19	the	the	DET
fsr-3708	33	20	risks	risk	NOUN
fsr-3708	33	21	inherent	inherent	ADJ
fsr-3708	33	22	in	in	ADP
fsr-3708	33	23	today	today	NOUN
fsr-3708	33	24	’s	’s	PART
fsr-3708	33	25	pension	pension	NOUN
fsr-3708	33	26	plans	plan	NOUN
fsr-3708	33	27	.	.	PUNCT
fsr-3708	34	1	particular	particular	ADJ
fsr-3708	34	2	attention	attention	NOUN
fsr-3708	34	3	is	be	AUX
fsr-3708	34	4	focussed	focusse	VERB
fsr-3708	34	5	on	on	ADP
fsr-3708	34	6	the	the	DET
fsr-3708	34	7	roles	role	NOUN
fsr-3708	34	8	of	of	ADP
fsr-3708	34	9	erisa	erisa	NOUN
fsr-3708	34	10	and	and	CCONJ
fsr-3708	34	11	the	the	DET
fsr-3708	34	12	pension	pension	NOUN
fsr-3708	34	13	benefit	benefit	NOUN
fsr-3708	34	14	guaranty	guaranty	NOUN
fsr-3708	34	15	corporation	corporation	NOUN
fsr-3708	34	16	in	in	ADP
fsr-3708	34	17	safeguarding	safeguard	VERB
fsr-3708	34	18	pension	pension	NOUN
fsr-3708	34	19	assets	asset	NOUN
fsr-3708	34	20	.	.	PUNCT