id	sid	tid	token	lemma	pos
fsr-3772	1	1	pii	pii	PROPN
fsr-3772	1	2	:	:	PUNCT
fsr-3772	1	3	1057	1057	NUM
fsr-3772	1	4	-	-	PUNCT
fsr-3772	1	5	0810(95)90002	0810(95)90002	NOUN
fsr-3772	1	6	-	-	PUNCT
fsr-3772	1	7	0	0	NUM
fsr-3772	1	8	from	from	ADP
fsr-3772	1	9	the	the	DET
fsr-3772	1	10	editor	editor	NOUN
fsr-3772	1	11	lewis	lewis	PROPN
fsr-3772	1	12	mandell	mandell	PROPN
fsr-3772	1	13	this	this	DET
fsr-3772	1	14	issue	issue	NOUN
fsr-3772	1	15	of	of	ADP
fsr-3772	1	16	financial	financial	ADJ
fsr-3772	1	17	services	service	NOUN
fsr-3772	1	18	review	review	NOUN
fsr-3772	1	19	completes	complete	VERB
fsr-3772	1	20	the	the	DET
fsr-3772	1	21	fourth	fourth	ADJ
fsr-3772	1	22	year	year	NOUN
fsr-3772	1	23	of	of	ADP
fsr-3772	1	24	publication	publication	NOUN
fsr-3772	1	25	.	.	PUNCT
fsr-3772	2	1	it	it	PRON
fsr-3772	2	2	is	be	AUX
fsr-3772	2	3	also	also	ADV
fsr-3772	2	4	my	my	PRON
fsr-3772	2	5	last	last	ADJ
fsr-3772	2	6	edition	edition	NOUN
fsr-3772	2	7	as	as	ADP
fsr-3772	2	8	editor	editor	NOUN
fsr-3772	2	9	.	.	PUNCT
fsr-3772	3	1	the	the	DET
fsr-3772	3	2	new	new	ADJ
fsr-3772	3	3	editor	editor	NOUN
fsr-3772	3	4	is	be	AUX
fsr-3772	3	5	professor	professor	PROPN
fsr-3772	3	6	karen	karen	PROPN
fsr-3772	3	7	lahey	lahey	PROPN
fsr-3772	3	8	of	of	ADP
fsr-3772	3	9	the	the	DET
fsr-3772	3	10	university	university	PROPN
fsr-3772	3	11	of	of	ADP
fsr-3772	3	12	akron	akron	PROPN
fsr-3772	3	13	.	.	PUNCT
fsr-3772	4	1	the	the	DET
fsr-3772	4	2	change	change	NOUN
fsr-3772	4	3	in	in	ADP
fsr-3772	4	4	editorship	editorship	NOUN
fsr-3772	4	5	coincides	coincide	VERB
fsr-3772	4	6	with	with	ADP
fsr-3772	4	7	the	the	DET
fsr-3772	4	8	change	change	NOUN
fsr-3772	4	9	in	in	ADP
fsr-3772	4	10	my	my	PRON
fsr-3772	4	11	own	own	ADJ
fsr-3772	4	12	career	career	NOUN
fsr-3772	4	13	since	since	SCONJ
fsr-3772	4	14	i	i	PRON
fsr-3772	4	15	have	have	AUX
fsr-3772	4	16	assumed	assume	VERB
fsr-3772	4	17	the	the	DET
fsr-3772	4	18	role	role	NOUN
fsr-3772	4	19	of	of	ADP
fsr-3772	4	20	dean	dean	NOUN
fsr-3772	4	21	of	of	ADP
fsr-3772	4	22	college	college	PROPN
fsr-3772	4	23	of	of	ADP
fsr-3772	4	24	business	business	PROPN
fsr-3772	4	25	administration	administration	NOUN
fsr-3772	4	26	at	at	ADP
fsr-3772	4	27	marquette	marquette	PROPN
fsr-3772	4	28	university	university	PROPN
fsr-3772	4	29	in	in	ADP
fsr-3772	4	30	milwau	milwau	PROPN
fsr-3772	4	31	kee	kee	PROPN
fsr-3772	4	32	,	,	PUNCT
fsr-3772	4	33	wisconsin	wisconsin	PROPN
fsr-3772	4	34	.	.	PUNCT
fsr-3772	5	1	when	when	SCONJ
fsr-3772	5	2	financial	financial	ADJ
fsr-3772	5	3	services	service	NOUN
fsr-3772	5	4	review	review	NOUN
fsr-3772	5	5	was	be	AUX
fsr-3772	5	6	started	start	VERB
fsr-3772	5	7	by	by	ADP
fsr-3772	5	8	the	the	DET
fsr-3772	5	9	academy	academy	PROPN
fsr-3772	5	10	of	of	ADP
fsr-3772	5	11	financial	financial	ADJ
fsr-3772	5	12	services	service	NOUN
fsr-3772	5	13	,	,	PUNCT
fsr-3772	5	14	the	the	DET
fsr-3772	5	15	primary	primary	ADJ
fsr-3772	5	16	goal	goal	NOUN
fsr-3772	5	17	was	be	AUX
fsr-3772	5	18	to	to	PART
fsr-3772	5	19	have	have	VERB
fsr-3772	5	20	an	an	DET
fsr-3772	5	21	outlet	outlet	NOUN
fsr-3772	5	22	for	for	ADP
fsr-3772	5	23	the	the	DET
fsr-3772	5	24	dissemination	dissemination	NOUN
fsr-3772	5	25	of	of	ADP
fsr-3772	5	26	high	high	ADJ
fsr-3772	5	27	quality	quality	NOUN
fsr-3772	5	28	research	research	NOUN
fsr-3772	5	29	in	in	ADP
fsr-3772	5	30	the	the	DET
fsr-3772	5	31	area	area	NOUN
fsr-3772	5	32	of	of	ADP
fsr-3772	5	33	individual	individual	ADJ
fsr-3772	5	34	financial	financial	ADJ
fsr-3772	5	35	management	management	NOUN
fsr-3772	5	36	.	.	PUNCT
fsr-3772	6	1	given	give	VERB
fsr-3772	6	2	the	the	DET
fsr-3772	6	3	proliferation	proliferation	NOUN
fsr-3772	6	4	of	of	ADP
fsr-3772	6	5	new	new	ADJ
fsr-3772	6	6	journals	journal	NOUN
fsr-3772	6	7	,	,	PUNCT
fsr-3772	6	8	cutbacks	cutback	NOUN
fsr-3772	6	9	in	in	ADP
fsr-3772	6	10	library	library	NOUN
fsr-3772	6	11	funding	funding	NOUN
fsr-3772	6	12	,	,	PUNCT
fsr-3772	6	13	and	and	CCONJ
fsr-3772	6	14	professional	professional	ADJ
fsr-3772	6	15	uncertainty	uncertainty	NOUN
fsr-3772	6	16	of	of	ADP
fsr-3772	6	17	the	the	DET
fsr-3772	6	18	“	"	PUNCT
fsr-3772	6	19	seriousness	seriousness	NOUN
fsr-3772	6	20	”	"	PUNCT
fsr-3772	6	21	of	of	ADP
fsr-3772	6	22	individual	individual	ADJ
fsr-3772	6	23	financial	financial	ADJ
fsr-3772	6	24	management	management	NOUN
fsr-3772	6	25	,	,	PUNCT
fsr-3772	6	26	the	the	DET
fsr-3772	6	27	success	success	NOUN
fsr-3772	6	28	of	of	ADP
fsr-3772	6	29	this	this	DET
fsr-3772	6	30	endeavor	endeavor	NOUN
fsr-3772	6	31	was	be	AUX
fsr-3772	6	32	by	by	ADP
fsr-3772	6	33	no	no	DET
fsr-3772	6	34	means	mean	NOUN
fsr-3772	6	35	assured	assure	VERB
fsr-3772	6	36	.	.	PUNCT
fsr-3772	7	1	indeed	indeed	ADV
fsr-3772	7	2	,	,	PUNCT
fsr-3772	7	3	this	this	DET
fsr-3772	7	4	journal	journal	NOUN
fsr-3772	7	5	has	have	AUX
fsr-3772	7	6	suffered	suffer	VERB
fsr-3772	7	7	through	through	ADP
fsr-3772	7	8	most	most	ADJ
fsr-3772	7	9	of	of	ADP
fsr-3772	7	10	its	its	PRON
fsr-3772	7	11	existence	existence	NOUN
fsr-3772	7	12	from	from	ADP
fsr-3772	7	13	a	a	DET
fsr-3772	7	14	shortage	shortage	NOUN
fsr-3772	7	15	of	of	ADP
fsr-3772	7	16	articles	article	NOUN
fsr-3772	7	17	deemed	deem	VERB
fsr-3772	7	18	by	by	ADP
fsr-3772	7	19	our	our	PRON
fsr-3772	7	20	editors	editor	NOUN
fsr-3772	7	21	to	to	PART
fsr-3772	7	22	be	be	AUX
fsr-3772	7	23	of	of	ADP
fsr-3772	7	24	sufficiently	sufficiently	ADV
fsr-3772	7	25	high	high	ADJ
fsr-3772	7	26	quality	quality	NOUN
fsr-3772	7	27	.	.	PUNCT
fsr-3772	8	1	but	but	CCONJ
fsr-3772	8	2	now	now	ADV
fsr-3772	8	3	,	,	PUNCT
fsr-3772	8	4	eight	eight	NUM
fsr-3772	8	5	issues	issue	NOUN
fsr-3772	8	6	after	after	ADP
fsr-3772	8	7	our	our	PRON
fsr-3772	8	8	beginning	beginning	NOUN
fsr-3772	8	9	,	,	PUNCT
fsr-3772	8	10	we	we	PRON
fsr-3772	8	11	appear	appear	VERB
fsr-3772	8	12	to	to	PART
fsr-3772	8	13	have	have	AUX
fsr-3772	8	14	achieved	achieve	VERB
fsr-3772	8	15	the	the	DET
fsr-3772	8	16	respect	respect	NOUN
fsr-3772	8	17	of	of	ADP
fsr-3772	8	18	authors	author	NOUN
fsr-3772	8	19	as	as	ADV
fsr-3772	8	20	well	well	ADV
fsr-3772	8	21	as	as	ADP
fsr-3772	8	22	the	the	DET
fsr-3772	8	23	academic	academic	ADJ
fsr-3772	8	24	administrators	administrator	NOUN
fsr-3772	8	25	who	who	PRON
fsr-3772	8	26	judge	judge	VERB
fsr-3772	8	27	the	the	DET
fsr-3772	8	28	quality	quality	NOUN
fsr-3772	8	29	of	of	ADP
fsr-3772	8	30	their	their	PRON
fsr-3772	8	31	work	work	NOUN
fsr-3772	8	32	.	.	PUNCT
fsr-3772	9	1	the	the	DET
fsr-3772	9	2	current	current	ADJ
fsr-3772	9	3	issue	issue	NOUN
fsr-3772	9	4	consists	consist	VERB
fsr-3772	9	5	of	of	ADP
fsr-3772	9	6	six	six	NUM
fsr-3772	9	7	articles	article	NOUN
fsr-3772	9	8	representing	represent	VERB
fsr-3772	9	9	three	three	NUM
fsr-3772	9	10	component	component	NOUN
fsr-3772	9	11	areas	area	NOUN
fsr-3772	9	12	of	of	ADP
fsr-3772	9	13	individ	individ	PROPN
fsr-3772	9	14	ual	ual	ADJ
fsr-3772	9	15	financial	financial	ADJ
fsr-3772	9	16	management	management	NOUN
fsr-3772	9	17	.	.	PUNCT
fsr-3772	10	1	reflecting	reflect	VERB
fsr-3772	10	2	the	the	DET
fsr-3772	10	3	interests	interest	NOUN
fsr-3772	10	4	of	of	ADP
fsr-3772	10	5	both	both	DET
fsr-3772	10	6	authors	author	NOUN
fsr-3772	10	7	and	and	CCONJ
fsr-3772	10	8	readers	reader	NOUN
fsr-3772	10	9	,	,	PUNCT
fsr-3772	10	10	half	half	NOUN
fsr-3772	10	11	are	be	AUX
fsr-3772	10	12	in	in	ADP
fsr-3772	10	13	investing	investing	NOUN
fsr-3772	10	14	while	while	SCONJ
fsr-3772	10	15	two	two	NUM
fsr-3772	10	16	relate	relate	VERB
fsr-3772	10	17	to	to	ADP
fsr-3772	10	18	consumer	consumer	NOUN
fsr-3772	10	19	credit	credit	NOUN
fsr-3772	10	20	and	and	CCONJ
fsr-3772	10	21	one	one	NOUN
fsr-3772	10	22	relates	relate	VERB
fsr-3772	10	23	to	to	ADP
fsr-3772	10	24	disability	disability	NOUN
fsr-3772	10	25	income	income	NOUN
fsr-3772	10	26	insurance	insurance	NOUN
fsr-3772	10	27	.	.	PUNCT
fsr-3772	11	1	the	the	DET
fsr-3772	11	2	lead	lead	ADJ
fsr-3772	11	3	article	article	NOUN
fsr-3772	11	4	,	,	PUNCT
fsr-3772	11	5	“	"	PUNCT
fsr-3772	11	6	fund	fund	NOUN
fsr-3772	11	7	closings	closing	NOUN
fsr-3772	11	8	as	as	ADP
fsr-3772	11	9	a	a	DET
fsr-3772	11	10	signal	signal	NOUN
fsr-3772	11	11	to	to	ADP
fsr-3772	11	12	investors	investor	NOUN
fsr-3772	11	13	:	:	PUNCT
fsr-3772	11	14	investment	investment	NOUN
fsr-3772	11	15	performance	performance	NOUN
fsr-3772	11	16	of	of	ADP
fsr-3772	11	17	open	open	ADJ
fsr-3772	11	18	-	-	PUNCT
fsr-3772	11	19	end	end	NOUN
fsr-3772	11	20	mutual	mutual	ADJ
fsr-3772	11	21	funds	fund	NOUN
fsr-3772	11	22	that	that	PRON
fsr-3772	11	23	close	close	ADJ
fsr-3772	11	24	to	to	ADP
fsr-3772	11	25	new	new	ADJ
fsr-3772	11	26	shareholders	shareholder	NOUN
fsr-3772	11	27	,	,	PUNCT
fsr-3772	11	28	”	"	PUNCT
fsr-3772	11	29	was	be	AUX
fsr-3772	11	30	written	write	VERB
fsr-3772	11	31	by	by	ADP
fsr-3772	11	32	professors	professor	NOUN
fsr-3772	11	33	smaby	smaby	NOUN
fsr-3772	11	34	and	and	CCONJ
fsr-3772	11	35	fizel	fizel	NOUN
fsr-3772	11	36	.	.	PUNCT
fsr-3772	12	1	they	they	PRON
fsr-3772	12	2	find	find	VERB
fsr-3772	12	3	that	that	SCONJ
fsr-3772	12	4	funds	fund	NOUN
fsr-3772	12	5	that	that	PRON
fsr-3772	12	6	close	close	ADV
fsr-3772	12	7	to	to	ADP
fsr-3772	12	8	new	new	ADJ
fsr-3772	12	9	shareholders	shareholder	NOUN
fsr-3772	12	10	tend	tend	VERB
fsr-3772	12	11	to	to	PART
fsr-3772	12	12	do	do	VERB
fsr-3772	12	13	so	so	ADV
fsr-3772	12	14	following	follow	VERB
fsr-3772	12	15	a	a	DET
fsr-3772	12	16	period	period	NOUN
fsr-3772	12	17	of	of	ADP
fsr-3772	12	18	greater	great	ADJ
fsr-3772	12	19	-	-	PUNCT
fsr-3772	12	20	than	than	ADP
fsr-3772	12	21	-	-	PUNCT
fsr-3772	12	22	average	average	ADJ
fsr-3772	12	23	returns	return	NOUN
fsr-3772	12	24	.	.	PUNCT
fsr-3772	13	1	the	the	DET
fsr-3772	13	2	announcement	announcement	NOUN
fsr-3772	13	3	effect	effect	NOUN
fsr-3772	13	4	of	of	ADP
fsr-3772	13	5	an	an	DET
fsr-3772	13	6	impending	impending	ADJ
fsr-3772	13	7	closing	closing	NOUN
fsr-3772	13	8	tends	tend	VERB
fsr-3772	13	9	to	to	PART
fsr-3772	13	10	result	result	VERB
fsr-3772	13	11	in	in	ADP
fsr-3772	13	12	extraordinary	extraordinary	ADJ
fsr-3772	13	13	sales	sale	NOUN
fsr-3772	13	14	of	of	ADP
fsr-3772	13	15	fund	fund	NOUN
fsr-3772	13	16	shares	share	NOUN
fsr-3772	13	17	,	,	PUNCT
fsr-3772	13	18	but	but	CCONJ
fsr-3772	13	19	the	the	DET
fsr-3772	13	20	performance	performance	NOUN
fsr-3772	13	21	after	after	SCONJ
fsr-3772	13	22	the	the	DET
fsr-3772	13	23	fund	fund	NOUN
fsr-3772	13	24	closes	close	VERB
fsr-3772	13	25	tends	tend	VERB
fsr-3772	13	26	to	to	PART
fsr-3772	13	27	be	be	AUX
fsr-3772	13	28	far	far	ADV
fsr-3772	13	29	less	less	ADJ
fsr-3772	13	30	than	than	ADP
fsr-3772	13	31	when	when	SCONJ
fsr-3772	13	32	the	the	DET
fsr-3772	13	33	fund	fund	NOUN
fsr-3772	13	34	was	be	AUX
fsr-3772	13	35	open	open	ADJ
fsr-3772	13	36	.	.	PUNCT
fsr-3772	14	1	the	the	DET
fsr-3772	14	2	bottom	bottom	ADJ
fsr-3772	14	3	line	line	NOUN
fsr-3772	14	4	for	for	ADP
fsr-3772	14	5	individual	individual	ADJ
fsr-3772	14	6	investors	investor	NOUN
fsr-3772	14	7	is	be	AUX
fsr-3772	14	8	to	to	PART
fsr-3772	14	9	be	be	AUX
fsr-3772	14	10	aware	aware	ADJ
fsr-3772	14	11	of	of	ADP
fsr-3772	14	12	fund	fund	NOUN
fsr-3772	14	13	closings	closing	NOUN
fsr-3772	14	14	because	because	SCONJ
fsr-3772	14	15	they	they	PRON
fsr-3772	14	16	may	may	AUX
fsr-3772	14	17	be	be	AUX
fsr-3772	14	18	nothing	nothing	PRON
fsr-3772	14	19	more	more	ADJ
fsr-3772	14	20	than	than	ADP
fsr-3772	14	21	a	a	DET
fsr-3772	14	22	sales	sale	NOUN
fsr-3772	14	23	device	device	NOUN
fsr-3772	14	24	to	to	PART
fsr-3772	14	25	take	take	VERB
fsr-3772	14	26	advantage	advantage	NOUN
fsr-3772	14	27	of	of	ADP
fsr-3772	14	28	a	a	DET
fsr-3772	14	29	past	past	ADJ
fsr-3772	14	30	period	period	NOUN
fsr-3772	14	31	of	of	ADP
fsr-3772	14	32	unusually	unusually	ADV
fsr-3772	14	33	good	good	ADJ
fsr-3772	14	34	returns	return	NOUN
fsr-3772	14	35	.	.	PUNCT
fsr-3772	15	1	a	a	DET
fsr-3772	15	2	second	second	ADJ
fsr-3772	15	3	article	article	NOUN
fsr-3772	15	4	,	,	PUNCT
fsr-3772	15	5	by	by	ADP
fsr-3772	15	6	professors	professor	NOUN
fsr-3772	15	7	benson	benson	PROPN
fsr-3772	15	8	,	,	PUNCT
fsr-3772	15	9	rystrom	rystrom	NOUN
fsr-3772	15	10	,	,	PUNCT
fsr-3772	15	11	and	and	CCONJ
fsr-3772	15	12	smersh	smersh	NOUN
fsr-3772	15	13	,	,	PUNCT
fsr-3772	15	14	examines	examine	VERB
fsr-3772	15	15	“	"	PUNCT
fsr-3772	15	16	commission	commission	NOUN
fsr-3772	15	17	motivated	motivated	ADJ
fsr-3772	15	18	trading	trading	NOUN
fsr-3772	15	19	patterns	pattern	NOUN
fsr-3772	15	20	of	of	ADP
fsr-3772	15	21	brokers	broker	NOUN
fsr-3772	15	22	across	across	ADP
fsr-3772	15	23	the	the	DET
fsr-3772	15	24	production	production	NOUN
fsr-3772	15	25	month	month	NOUN
fsr-3772	15	26	.	.	PUNCT
fsr-3772	15	27	”	"	PUNCT
fsr-3772	16	1	perhaps	perhaps	ADV
fsr-3772	16	2	no	no	DET
fsr-3772	16	3	surprise	surprise	NOUN
fsr-3772	16	4	to	to	ADP
fsr-3772	16	5	readers	reader	NOUN
fsr-3772	16	6	who	who	PRON
fsr-3772	16	7	find	find	VERB
fsr-3772	16	8	that	that	SCONJ
fsr-3772	16	9	unsolicited	unsolicited	ADJ
fsr-3772	16	10	calls	call	NOUN
fsr-3772	16	11	from	from	ADP
fsr-3772	16	12	securities	security	NOUN
fsr-3772	16	13	brokers	broker	NOUN
fsr-3772	16	14	tend	tend	VERB
fsr-3772	16	15	to	to	PART
fsr-3772	16	16	come	come	VERB
fsr-3772	16	17	at	at	ADP
fsr-3772	16	18	the	the	DET
fsr-3772	16	19	end	end	NOUN
fsr-3772	16	20	of	of	ADP
fsr-3772	16	21	the	the	DET
fsr-3772	16	22	month	month	NOUN
fsr-3772	16	23	,	,	PUNCT
fsr-3772	16	24	the	the	DET
fsr-3772	16	25	authors	author	NOUN
fsr-3772	16	26	found	find	VERB
fsr-3772	16	27	that	that	SCONJ
fsr-3772	16	28	a	a	DET
fsr-3772	16	29	quarter	quarter	NOUN
fsr-3772	16	30	of	of	ADP
fsr-3772	16	31	brokers	broker	NOUN
fsr-3772	16	32	in	in	ADP
fsr-3772	16	33	their	their	PRON
fsr-3772	16	34	sample	sample	NOUN
fsr-3772	16	35	earned	earn	VERB
fsr-3772	16	36	a	a	DET
fsr-3772	16	37	significantly	significantly	ADV
fsr-3772	16	38	higher	high	ADJ
fsr-3772	16	39	portion	portion	NOUN
fsr-3772	16	40	of	of	ADP
fsr-3772	16	41	monthly	monthly	ADJ
fsr-3772	16	42	commissions	commission	NOUN
fsr-3772	16	43	in	in	ADP
fsr-3772	16	44	the	the	DET
fsr-3772	16	45	last	last	ADJ
fsr-3772	16	46	five	five	NUM
fsr-3772	16	47	days	day	NOUN
fsr-3772	16	48	of	of	ADP
fsr-3772	16	49	the	the	DET
fsr-3772	16	50	month	month	NOUN
fsr-3772	16	51	than	than	SCONJ
fsr-3772	16	52	one	one	PRON
fsr-3772	16	53	would	would	AUX
fsr-3772	16	54	expect	expect	VERB
fsr-3772	16	55	if	if	SCONJ
fsr-3772	16	56	their	their	PRON
fsr-3772	16	57	customers	customer	NOUN
fsr-3772	16	58	had	have	AUX
fsr-3772	16	59	traded	trade	VERB
fsr-3772	16	60	in	in	ADP
fsr-3772	16	61	a	a	DET
fsr-3772	16	62	uniform	uniform	ADJ
fsr-3772	16	63	fashion	fashion	NOUN
fsr-3772	16	64	across	across	ADP
fsr-3772	16	65	the	the	DET
fsr-3772	16	66	month	month	NOUN
fsr-3772	16	67	.	.	PUNCT
fsr-3772	17	1	the	the	DET
fsr-3772	17	2	authors	author	NOUN
fsr-3772	17	3	are	be	AUX
fsr-3772	17	4	vii	vii	PROPN
fsr-3772	17	5	financial	financial	PROPN
fsr-3772	17	6	services	service	NOUN
fsr-3772	17	7	review	review	NOUN
fsr-3772	17	8	4(2	4(2	NUM
fsr-3772	17	9	)	)	PUNCT
fsr-3772	17	10	1995	1995	NUM
fsr-3772	18	1	concerned	concern	VERB
fsr-3772	18	2	that	that	SCONJ
fsr-3772	18	3	broker	broker	NOUN
fsr-3772	18	4	-	-	PUNCT
fsr-3772	18	5	induced	induce	VERB
fsr-3772	18	6	trading	trading	NOUN
fsr-3772	18	7	at	at	ADP
fsr-3772	18	8	the	the	DET
fsr-3772	18	9	end	end	NOUN
fsr-3772	18	10	of	of	ADP
fsr-3772	18	11	the	the	DET
fsr-3772	18	12	month	month	NOUN
fsr-3772	18	13	may	may	AUX
fsr-3772	18	14	contribute	contribute	VERB
fsr-3772	18	15	more	more	ADJ
fsr-3772	18	16	to	to	ADP
fsr-3772	18	17	the	the	DET
fsr-3772	18	18	welfare	welfare	NOUN
fsr-3772	18	19	of	of	ADP
fsr-3772	18	20	brokers	broker	NOUN
fsr-3772	18	21	than	than	ADP
fsr-3772	18	22	their	their	PRON
fsr-3772	18	23	clients	client	NOUN
fsr-3772	18	24	.	.	PUNCT
fsr-3772	19	1	a	a	DET
fsr-3772	19	2	third	third	ADJ
fsr-3772	19	3	investment	investment	NOUN
fsr-3772	19	4	-	-	PUNCT
fsr-3772	19	5	related	relate	VERB
fsr-3772	19	6	article	article	NOUN
fsr-3772	19	7	was	be	AUX
fsr-3772	19	8	written	write	VERB
fsr-3772	19	9	by	by	ADP
fsr-3772	19	10	professor	professor	NOUN
fsr-3772	19	11	knight	knight	NOUN
fsr-3772	19	12	and	and	CCONJ
fsr-3772	19	13	myself	myself	PRON
fsr-3772	19	14	and	and	CCONJ
fsr-3772	19	15	is	be	AUX
fsr-3772	19	16	titled	title	VERB
fsr-3772	19	17	“	"	PUNCT
fsr-3772	19	18	optimal	optimal	ADJ
fsr-3772	19	19	holding	holding	NOUN
fsr-3772	19	20	period	period	NOUN
fsr-3772	19	21	for	for	ADP
fsr-3772	19	22	assets	asset	NOUN
fsr-3772	19	23	that	that	PRON
fsr-3772	19	24	must	must	AUX
fsr-3772	19	25	be	be	AUX
fsr-3772	19	26	liquidated	liquidate	VERB
fsr-3772	19	27	:	:	PUNCT
fsr-3772	19	28	a	a	DET
fsr-3772	19	29	certainty	certainty	ADJ
fsr-3772	19	30	equivalent	equivalent	ADJ
fsr-3772	19	31	wealth	wealth	NOUN
fsr-3772	19	32	approach	approach	NOUN
fsr-3772	19	33	.	.	PUNCT
fsr-3772	19	34	”	"	PUNCT
fsr-3772	20	1	this	this	DET
fsr-3772	20	2	article	article	NOUN
fsr-3772	20	3	examines	examine	VERB
fsr-3772	20	4	a	a	DET
fsr-3772	20	5	commonly	commonly	ADV
fsr-3772	20	6	asked	ask	VERB
fsr-3772	20	7	question	question	NOUN
fsr-3772	20	8	in	in	ADP
fsr-3772	20	9	a	a	DET
fsr-3772	20	10	sophisticated	sophisticated	ADJ
fsr-3772	20	11	manner	manner	NOUN
fsr-3772	20	12	and	and	CCONJ
fsr-3772	20	13	comes	come	VERB
fsr-3772	20	14	up	up	ADP
fsr-3772	20	15	with	with	ADP
fsr-3772	20	16	a	a	DET
fsr-3772	20	17	counterintuitive	counterintuitive	ADJ
fsr-3772	20	18	answer	answer	NOUN
fsr-3772	20	19	.	.	PUNCT
fsr-3772	21	1	the	the	DET
fsr-3772	21	2	question	question	NOUN
fsr-3772	21	3	is	be	AUX
fsr-3772	21	4	:	:	PUNCT
fsr-3772	21	5	“	"	PUNCT
fsr-3772	21	6	if	if	SCONJ
fsr-3772	21	7	i	i	PRON
fsr-3772	21	8	put	put	VERB
fsr-3772	21	9	money	money	NOUN
fsr-3772	21	10	into	into	ADP
fsr-3772	21	11	growth	growth	NOUN
fsr-3772	21	12	stocks	stock	NOUN
fsr-3772	21	13	for	for	ADP
fsr-3772	21	14	my	my	PRON
fsr-3772	21	15	child	child	NOUN
fsr-3772	21	16	’s	’s	PART
fsr-3772	21	17	education	education	NOUN
fsr-3772	21	18	in	in	ADP
fsr-3772	21	19	15	15	NUM
fsr-3772	21	20	years	year	NOUN
fsr-3772	21	21	or	or	CCONJ
fsr-3772	21	22	my	my	PRON
fsr-3772	21	23	retirement	retirement	NOUN
fsr-3772	21	24	in	in	ADP
fsr-3772	21	25	20	20	NUM
fsr-3772	21	26	years	year	NOUN
fsr-3772	21	27	,	,	PUNCT
fsr-3772	21	28	how	how	SCONJ
fsr-3772	21	29	many	many	ADJ
fsr-3772	21	30	years	year	NOUN
fsr-3772	21	31	before	before	ADP
fsr-3772	21	32	that	that	DET
fsr-3772	21	33	event	event	NOUN
fsr-3772	21	34	do	do	AUX
fsr-3772	21	35	i	i	PRON
fsr-3772	21	36	move	move	VERB
fsr-3772	21	37	the	the	DET
fsr-3772	21	38	assets	asset	NOUN
fsr-3772	21	39	into	into	ADP
fsr-3772	21	40	a	a	DET
fsr-3772	21	41	more	more	ADV
fsr-3772	21	42	secure	secure	ADJ
fsr-3772	21	43	form	form	NOUN
fsr-3772	21	44	?	?	PUNCT
fsr-3772	21	45	”	"	PUNCT
fsr-3772	21	46	by	by	ADP
fsr-3772	21	47	using	use	VERB
fsr-3772	21	48	a	a	DET
fsr-3772	21	49	certainty	certainty	ADJ
fsr-3772	21	50	equivalent	equivalent	ADJ
fsr-3772	21	51	wealth	wealth	NOUN
fsr-3772	21	52	approach	approach	NOUN
fsr-3772	21	53	that	that	PRON
fsr-3772	21	54	looks	look	VERB
fsr-3772	21	55	at	at	ADP
fsr-3772	21	56	the	the	DET
fsr-3772	21	57	utility	utility	NOUN
fsr-3772	21	58	function	function	NOUN
fsr-3772	21	59	of	of	ADP
fsr-3772	21	60	investors	investor	NOUN
fsr-3772	21	61	across	across	ADP
fsr-3772	21	62	the	the	DET
fsr-3772	21	63	risk	risk	NOUN
fsr-3772	21	64	preference	preference	NOUN
fsr-3772	21	65	spectrum	spectrum	NOUN
fsr-3772	21	66	,	,	PUNCT
fsr-3772	21	67	the	the	DET
fsr-3772	21	68	answer	answer	NOUN
fsr-3772	21	69	comes	come	VERB
fsr-3772	21	70	up	up	ADP
fsr-3772	21	71	“	"	PUNCT
fsr-3772	21	72	zero	zero	NUM
fsr-3772	21	73	.	.	PUNCT
fsr-3772	21	74	”	"	PUNCT
fsr-3772	22	1	unless	unless	SCONJ
fsr-3772	22	2	an	an	DET
fsr-3772	22	3	investor	investor	NOUN
fsr-3772	22	4	’s	’s	PART
fsr-3772	22	5	risk	risk	NOUN
fsr-3772	22	6	preference	preference	NOUN
fsr-3772	22	7	changes	change	NOUN
fsr-3772	22	8	,	,	PUNCT
fsr-3772	22	9	utility	utility	NOUN
fsr-3772	22	10	is	be	AUX
fsr-3772	22	11	maximized	maximize	VERB
fsr-3772	22	12	by	by	ADP
fsr-3772	22	13	holding	hold	VERB
fsr-3772	22	14	an	an	DET
fsr-3772	22	15	appropriately	appropriately	ADV
fsr-3772	22	16	balanced	balanced	ADJ
fsr-3772	22	17	portfolio	portfolio	NOUN
fsr-3772	22	18	for	for	ADP
fsr-3772	22	19	the	the	DET
fsr-3772	22	20	entire	entire	ADJ
fsr-3772	22	21	holding	hold	VERB
fsr-3772	22	22	period	period	NOUN
fsr-3772	22	23	.	.	PUNCT
fsr-3772	23	1	professors	professor	NOUN
fsr-3772	23	2	cox	cox	PROPN
fsr-3772	23	3	and	and	CCONJ
fsr-3772	23	4	gustavson	gustavson	PROPN
fsr-3772	23	5	examine	examine	VERB
fsr-3772	23	6	“	"	PUNCT
fsr-3772	23	7	the	the	DET
fsr-3772	23	8	market	market	NOUN
fsr-3772	23	9	pricing	pricing	NOUN
fsr-3772	23	10	of	of	ADP
fsr-3772	23	11	disability	disability	NOUN
fsr-3772	23	12	income	income	NOUN
fsr-3772	23	13	insurance	insurance	NOUN
fsr-3772	23	14	for	for	ADP
fsr-3772	23	15	individuals	individual	NOUN
fsr-3772	23	16	.	.	PUNCT
fsr-3772	23	17	”	"	PUNCT
fsr-3772	24	1	they	they	PRON
fsr-3772	24	2	find	find	VERB
fsr-3772	24	3	that	that	SCONJ
fsr-3772	24	4	disability	disability	NOUN
fsr-3772	24	5	income	income	NOUN
fsr-3772	24	6	insurance	insurance	NOUN
fsr-3772	24	7	appears	appear	VERB
fsr-3772	24	8	to	to	PART
fsr-3772	24	9	be	be	AUX
fsr-3772	24	10	sold	sell	VERB
fsr-3772	24	11	in	in	ADP
fsr-3772	24	12	a	a	DET
fsr-3772	24	13	competitive	competitive	ADJ
fsr-3772	24	14	market	market	NOUN
fsr-3772	24	15	and	and	CCONJ
fsr-3772	24	16	they	they	PRON
fsr-3772	24	17	find	find	VERB
fsr-3772	24	18	a	a	DET
fsr-3772	24	19	strong	strong	ADJ
fsr-3772	24	20	relationship	relationship	NOUN
fsr-3772	24	21	between	between	ADP
fsr-3772	24	22	prices	price	NOUN
fsr-3772	24	23	and	and	CCONJ
fsr-3772	24	24	elimination	elimination	NOUN
fsr-3772	24	25	periods	period	NOUN
fsr-3772	24	26	supports	support	VERB
fsr-3772	24	27	the	the	DET
fsr-3772	24	28	presence	presence	NOUN
fsr-3772	24	29	of	of	ADP
fsr-3772	24	30	adverse	adverse	ADJ
fsr-3772	24	31	selection	selection	NOUN
fsr-3772	24	32	.	.	PUNCT
fsr-3772	25	1	the	the	DET
fsr-3772	25	2	results	result	NOUN
fsr-3772	25	3	suggest	suggest	VERB
fsr-3772	25	4	that	that	SCONJ
fsr-3772	25	5	buyers	buyer	NOUN
fsr-3772	25	6	may	may	AUX
fsr-3772	25	7	need	need	VERB
fsr-3772	25	8	to	to	PART
fsr-3772	25	9	be	be	AUX
fsr-3772	25	10	better	well	ADV
fsr-3772	25	11	informed	inform	VERB
fsr-3772	25	12	about	about	ADP
fsr-3772	25	13	some	some	PRON
fsr-3772	25	14	of	of	ADP
fsr-3772	25	15	the	the	DET
fsr-3772	25	16	pricing	pricing	NOUN
fsr-3772	25	17	factors	factor	NOUN
fsr-3772	25	18	of	of	ADP
fsr-3772	25	19	disability	disability	NOUN
fsr-3772	25	20	income	income	NOUN
fsr-3772	25	21	insurance	insurance	NOUN
fsr-3772	25	22	.	.	PUNCT
fsr-3772	26	1	why	why	SCONJ
fsr-3772	26	2	are	be	AUX
fsr-3772	26	3	many	many	ADJ
fsr-3772	26	4	credit	credit	NOUN
fsr-3772	26	5	card	card	NOUN
fsr-3772	26	6	holders	holder	NOUN
fsr-3772	26	7	seemingly	seemingly	ADV
fsr-3772	26	8	insensitive	insensitive	ADJ
fsr-3772	26	9	to	to	ADP
fsr-3772	26	10	interest	interest	NOUN
fsr-3772	26	11	rates	rate	NOUN
fsr-3772	26	12	charged	charge	VERB
fsr-3772	26	13	on	on	ADP
fsr-3772	26	14	the	the	DET
fsr-3772	26	15	cards	card	NOUN
fsr-3772	26	16	?	?	PUNCT
fsr-3772	27	1	this	this	DET
fsr-3772	27	2	phenomenon	phenomenon	NOUN
fsr-3772	27	3	is	be	AUX
fsr-3772	27	4	examined	examine	VERB
fsr-3772	27	5	by	by	ADP
fsr-3772	27	6	professors	professor	NOUN
fsr-3772	27	7	sullivan	sullivan	PROPN
fsr-3772	27	8	and	and	CCONJ
fsr-3772	27	9	worden	worden	NOUN
fsr-3772	27	10	in	in	ADP
fsr-3772	27	11	their	their	PRON
fsr-3772	27	12	article	article	NOUN
fsr-3772	27	13	“	"	PUNCT
fsr-3772	27	14	credit	credit	NOUN
fsr-3772	27	15	cards	card	NOUN
fsr-3772	27	16	and	and	CCONJ
fsr-3772	27	17	the	the	DET
fsr-3772	27	18	option	option	NOUN
fsr-3772	27	19	to	to	PART
fsr-3772	27	20	default	default	VERB
fsr-3772	27	21	.	.	PUNCT
fsr-3772	27	22	”	"	PUNCT
fsr-3772	28	1	one	one	NUM
fsr-3772	28	2	possible	possible	ADJ
fsr-3772	28	3	reason	reason	NOUN
fsr-3772	28	4	relates	relate	VERB
fsr-3772	28	5	to	to	ADP
fsr-3772	28	6	the	the	DET
fsr-3772	28	7	unsecured	unsecured	ADJ
fsr-3772	28	8	nature	nature	NOUN
fsr-3772	28	9	of	of	ADP
fsr-3772	28	10	the	the	DET
fsr-3772	28	11	credit	credit	NOUN
fsr-3772	28	12	card	card	NOUN
fsr-3772	28	13	and	and	CCONJ
fsr-3772	28	14	the	the	DET
fsr-3772	28	15	benefits	benefit	NOUN
fsr-3772	28	16	of	of	ADP
fsr-3772	28	17	defaulting	default	VERB
fsr-3772	28	18	on	on	ADP
fsr-3772	28	19	such	such	ADJ
fsr-3772	28	20	cards	card	NOUN
fsr-3772	28	21	prior	prior	ADV
fsr-3772	28	22	to	to	ADP
fsr-3772	28	23	declaring	declare	VERB
fsr-3772	28	24	personal	personal	ADJ
fsr-3772	28	25	bankruptcy	bankruptcy	NOUN
fsr-3772	28	26	.	.	PUNCT
fsr-3772	29	1	they	they	PRON
fsr-3772	29	2	estimate	estimate	VERB
fsr-3772	29	3	the	the	DET
fsr-3772	29	4	value	value	NOUN
fsr-3772	29	5	of	of	ADP
fsr-3772	29	6	the	the	DET
fsr-3772	29	7	option	option	NOUN
fsr-3772	29	8	to	to	PART
fsr-3772	29	9	default	default	VERB
fsr-3772	29	10	on	on	ADP
fsr-3772	29	11	unsecured	unsecured	ADJ
fsr-3772	29	12	credit	credit	NOUN
fsr-3772	29	13	card	card	NOUN
fsr-3772	29	14	contracts	contract	NOUN
fsr-3772	29	15	and	and	CCONJ
fsr-3772	29	16	find	find	VERB
fsr-3772	29	17	that	that	SCONJ
fsr-3772	29	18	it	it	PRON
fsr-3772	29	19	is	be	AUX
fsr-3772	29	20	significantly	significantly	ADV
fsr-3772	29	21	affected	affect	VERB
fsr-3772	29	22	by	by	ADP
fsr-3772	29	23	state	state	NOUN
fsr-3772	29	24	and	and	CCONJ
fsr-3772	29	25	federal	federal	ADJ
fsr-3772	29	26	laws	law	NOUN
fsr-3772	29	27	governing	govern	VERB
fsr-3772	29	28	the	the	DET
fsr-3772	29	29	collection	collection	NOUN
fsr-3772	29	30	practices	practice	NOUN
fsr-3772	29	31	of	of	ADP
fsr-3772	29	32	creditors	creditor	NOUN
fsr-3772	29	33	and	and	CCONJ
fsr-3772	29	34	bankruptcy	bankruptcy	NOUN
fsr-3772	29	35	.	.	PUNCT
fsr-3772	30	1	in	in	ADP
fsr-3772	30	2	those	those	DET
fsr-3772	30	3	states	state	NOUN
fsr-3772	30	4	where	where	SCONJ
fsr-3772	30	5	it	it	PRON
fsr-3772	30	6	is	be	AUX
fsr-3772	30	7	easier	easy	ADJ
fsr-3772	30	8	to	to	PART
fsr-3772	30	9	default	default	VERB
fsr-3772	30	10	,	,	PUNCT
fsr-3772	30	11	the	the	DET
fsr-3772	30	12	default	default	NOUN
fsr-3772	30	13	option	option	NOUN
fsr-3772	30	14	is	be	AUX
fsr-3772	30	15	utilized	utilize	VERB
fsr-3772	30	16	more	more	ADV
fsr-3772	30	17	frequently	frequently	ADV
fsr-3772	30	18	.	.	PUNCT
fsr-3772	31	1	they	they	PRON
fsr-3772	31	2	also	also	ADV
fsr-3772	31	3	find	find	VERB
fsr-3772	31	4	that	that	SCONJ
fsr-3772	31	5	card	card	NOUN
fsr-3772	31	6	holders	holder	NOUN
fsr-3772	31	7	who	who	PRON
fsr-3772	31	8	use	use	VERB
fsr-3772	31	9	their	their	PRON
fsr-3772	31	10	credit	credit	NOUN
fsr-3772	31	11	lines	line	NOUN
fsr-3772	31	12	intensively	intensively	ADV
fsr-3772	31	13	before	before	ADP
fsr-3772	31	14	default	default	NOUN
fsr-3772	31	15	are	be	AUX
fsr-3772	31	16	more	more	ADV
fsr-3772	31	17	likely	likely	ADJ
fsr-3772	31	18	to	to	PART
fsr-3772	31	19	make	make	VERB
fsr-3772	31	20	a	a	DET
fsr-3772	31	21	rational	rational	ADJ
fsr-3772	31	22	default	default	NOUN
fsr-3772	31	23	decision	decision	NOUN
fsr-3772	31	24	which	which	PRON
fsr-3772	31	25	maximizes	maximize	VERB
fsr-3772	31	26	their	their	PRON
fsr-3772	31	27	benefits	benefit	NOUN
fsr-3772	31	28	.	.	PUNCT
fsr-3772	32	1	the	the	DET
fsr-3772	32	2	final	final	ADJ
fsr-3772	32	3	article	article	NOUN
fsr-3772	32	4	,	,	PUNCT
fsr-3772	32	5	by	by	ADP
fsr-3772	32	6	professors	professor	NOUN
fsr-3772	32	7	devaney	devaney	PROPN
fsr-3772	32	8	and	and	CCONJ
fsr-3772	32	9	lytton	lytton	PROPN
fsr-3772	32	10	,	,	PUNCT
fsr-3772	32	11	is	be	AUX
fsr-3772	32	12	titled	title	VERB
fsr-3772	32	13	“	"	PUNCT
fsr-3772	32	14	household	household	NOUN
fsr-3772	32	15	insolvency	insolvency	NOUN
fsr-3772	32	16	:	:	PUNCT
fsr-3772	32	17	a	a	DET
fsr-3772	32	18	review	review	NOUN
fsr-3772	32	19	of	of	ADP
fsr-3772	32	20	household	household	NOUN
fsr-3772	32	21	debt	debt	NOUN
fsr-3772	32	22	repayment	repayment	NOUN
fsr-3772	32	23	,	,	PUNCT
fsr-3772	32	24	delinquency	delinquency	NOUN
fsr-3772	32	25	,	,	PUNCT
fsr-3772	32	26	and	and	CCONJ
fsr-3772	32	27	bankruptcy	bankruptcy	NOUN
fsr-3772	32	28	.	.	PUNCT
fsr-3772	32	29	”	"	PUNCT
fsr-3772	33	1	this	this	DET
fsr-3772	33	2	article	article	NOUN
fsr-3772	33	3	is	be	AUX
fsr-3772	33	4	one	one	NUM
fsr-3772	33	5	in	in	ADP
fsr-3772	33	6	an	an	DET
fsr-3772	33	7	occasional	occasional	ADJ
fsr-3772	33	8	series	series	NOUN
fsr-3772	33	9	of	of	ADP
fsr-3772	33	10	review	review	NOUN
fsr-3772	33	11	pieces	piece	NOUN
fsr-3772	33	12	designed	design	VERB
fsr-3772	33	13	to	to	PART
fsr-3772	33	14	bring	bring	VERB
fsr-3772	33	15	readers	reader	NOUN
fsr-3772	33	16	of	of	ADP
fsr-3772	33	17	financial	financial	ADJ
fsr-3772	33	18	services	service	NOUN
fsr-3772	33	19	review	review	VERB
fsr-3772	33	20	up	up	ADP
fsr-3772	33	21	to	to	ADP
fsr-3772	33	22	date	date	NOUN
fsr-3772	33	23	in	in	ADP
fsr-3772	33	24	the	the	DET
fsr-3772	33	25	various	various	ADJ
fsr-3772	33	26	components	component	NOUN
fsr-3772	33	27	of	of	ADP
fsr-3772	33	28	their	their	PRON
fsr-3772	33	29	field	field	NOUN
fsr-3772	33	30	.	.	PUNCT
fsr-3772	34	1	the	the	DET
fsr-3772	34	2	paper	paper	NOUN
fsr-3772	34	3	explores	explore	NOUN
fsr-3772	34	4	issues	issue	NOUN
fsr-3772	34	5	related	relate	VERB
fsr-3772	34	6	to	to	ADP
fsr-3772	34	7	the	the	DET
fsr-3772	34	8	meaning	meaning	NOUN
fsr-3772	34	9	and	and	CCONJ
fsr-3772	34	10	measurement	measurement	NOUN
fsr-3772	34	11	of	of	ADP
fsr-3772	34	12	insolvency	insolvency	NOUN
fsr-3772	34	13	within	within	ADP
fsr-3772	34	14	the	the	DET
fsr-3772	34	15	household	household	NOUN
fsr-3772	34	16	.	.	PUNCT
fsr-3772	35	1	it	it	PRON
fsr-3772	35	2	reviews	review	VERB
fsr-3772	35	3	,	,	PUNCT
fsr-3772	35	4	among	among	ADP
fsr-3772	35	5	other	other	ADJ
fsr-3772	35	6	things	thing	NOUN
fsr-3772	35	7	,	,	PUNCT
fsr-3772	35	8	predictive	predictive	ADJ
fsr-3772	35	9	models	model	NOUN
fsr-3772	35	10	and	and	CCONJ
fsr-3772	35	11	financial	financial	ADJ
fsr-3772	35	12	ratios	ratio	NOUN
fsr-3772	35	13	as	as	ADP
fsr-3772	35	14	techniques	technique	NOUN
fsr-3772	35	15	for	for	ADP
fsr-3772	35	16	identifying	identify	VERB
fsr-3772	35	17	insolvent	insolvent	ADJ
fsr-3772	35	18	households	household	NOUN
fsr-3772	35	19	.	.	PUNCT
fsr-3772	36	1	at	at	ADP
fsr-3772	36	2	the	the	DET
fsr-3772	36	3	end	end	NOUN
fsr-3772	36	4	of	of	ADP
fsr-3772	36	5	the	the	DET
fsr-3772	36	6	journal	journal	NOUN
fsr-3772	36	7	,	,	PUNCT
fsr-3772	36	8	as	as	ADP
fsr-3772	36	9	always	always	ADV
fsr-3772	36	10	,	,	PUNCT
fsr-3772	36	11	professor	professor	PROPN
fsr-3772	36	12	phyllis	phyllis	PROPN
fsr-3772	36	13	myers	myers	PROPN
fsr-3772	36	14	presents	present	VERB
fsr-3772	36	15	“	"	PUNCT
fsr-3772	36	16	abstracts	abstract	NOUN
fsr-3772	36	17	of	of	ADP
fsr-3772	36	18	articles	article	NOUN
fsr-3772	36	19	on	on	ADP
fsr-3772	36	20	individual	individual	ADJ
fsr-3772	36	21	financial	financial	ADJ
fsr-3772	36	22	management	management	NOUN
fsr-3772	36	23	.	.	PUNCT
fsr-3772	36	24	”	"	PUNCT
fsr-3772	37	1	this	this	DET
fsr-3772	37	2	feature	feature	NOUN
fsr-3772	37	3	of	of	ADP
fsr-3772	37	4	financial	financial	ADJ
fsr-3772	37	5	services	service	NOUN
fsr-3772	37	6	review	review	NOUN
fsr-3772	37	7	is	be	AUX
fsr-3772	37	8	designed	design	VERB
fsr-3772	37	9	to	to	PART
fsr-3772	37	10	keep	keep	VERB
fsr-3772	37	11	our	our	PRON
fsr-3772	37	12	readers	reader	NOUN
fsr-3772	37	13	informed	inform	VERB
fsr-3772	37	14	of	of	ADP
fsr-3772	37	15	other	other	ADJ
fsr-3772	37	16	related	related	ADJ
fsr-3772	37	17	articles	article	NOUN
fsr-3772	37	18	in	in	ADP
fsr-3772	37	19	scholarly	scholarly	ADJ
fsr-3772	37	20	journals	journal	NOUN
fsr-3772	37	21	.	.	PUNCT
fsr-3772	38	1	i	i	PRON
fsr-3772	38	2	would	would	AUX
fsr-3772	38	3	like	like	VERB
fsr-3772	38	4	to	to	PART
fsr-3772	38	5	thank	thank	VERB
fsr-3772	38	6	those	those	PRON
fsr-3772	38	7	who	who	PRON
fsr-3772	38	8	helped	help	VERB
fsr-3772	38	9	make	make	VERB
fsr-3772	38	10	this	this	DET
fsr-3772	38	11	journal	journal	NOUN
fsr-3772	38	12	a	a	DET
fsr-3772	38	13	success	success	NOUN
fsr-3772	38	14	.	.	PUNCT
fsr-3772	39	1	the	the	DET
fsr-3772	39	2	list	list	NOUN
fsr-3772	39	3	begins	begin	VERB
fsr-3772	39	4	with	with	ADP
fsr-3772	39	5	my	my	PRON
fsr-3772	39	6	managing	managing	NOUN
fsr-3772	39	7	editor	editor	NOUN
fsr-3772	39	8	,	,	PUNCT
fsr-3772	39	9	barbara	barbara	PROPN
fsr-3772	39	10	poole	poole	PROPN
fsr-3772	39	11	,	,	PUNCT
fsr-3772	39	12	who	who	PRON
fsr-3772	39	13	also	also	ADV
fsr-3772	39	14	steps	step	VERB
fsr-3772	39	15	down	down	ADP
fsr-3772	39	16	with	with	ADP
fsr-3772	39	17	this	this	DET
fsr-3772	39	18	issue	issue	NOUN
fsr-3772	39	19	to	to	PART
fsr-3772	39	20	finish	finish	VERB
fsr-3772	39	21	her	her	PRON
fsr-3772	39	22	dissertation	dissertation	NOUN
fsr-3772	39	23	.	.	PUNCT
fsr-3772	40	1	in	in	ADP
fsr-3772	40	2	addition	addition	NOUN
fsr-3772	40	3	,	,	PUNCT
fsr-3772	40	4	the	the	DET
fsr-3772	40	5	editors	editor	NOUN
fsr-3772	40	6	,	,	PUNCT
fsr-3772	40	7	most	most	ADJ
fsr-3772	40	8	of	of	ADP
fsr-3772	40	9	who	who	PRON
fsr-3772	40	10	have	have	AUX
fsr-3772	40	11	been	be	AUX
fsr-3772	40	12	with	with	ADP
fsr-3772	40	13	us	we	PRON
fsr-3772	40	14	since	since	SCONJ
fsr-3772	40	15	the	the	DET
fsr-3772	40	16	inception	inception	NOUN
fsr-3772	40	17	,	,	PUNCT
fsr-3772	40	18	have	have	AUX
fsr-3772	40	19	been	be	AUX
fsr-3772	40	20	largely	largely	ADV
fsr-3772	40	21	responsible	responsible	ADJ
fsr-3772	40	22	for	for	ADP
fsr-3772	40	23	our	our	PRON
fsr-3772	40	24	success	success	NOUN
fsr-3772	40	25	.	.	PUNCT
fsr-3772	41	1	of	of	ADP
fsr-3772	41	2	course	course	NOUN
fsr-3772	41	3	,	,	PUNCT
fsr-3772	41	4	the	the	DET
fsr-3772	41	5	reviewers	reviewer	NOUN
fsr-3772	41	6	,	,	PUNCT
fsr-3772	41	7	who	who	PRON
fsr-3772	41	8	have	have	AUX
fsr-3772	41	9	worked	work	VERB
fsr-3772	41	10	with	with	ADP
fsr-3772	41	11	the	the	DET
fsr-3772	41	12	editors	editor	NOUN
fsr-3772	41	13	,	,	PUNCT
fsr-3772	41	14	have	have	AUX
fsr-3772	41	15	contributed	contribute	VERB
fsr-3772	41	16	a	a	DET
fsr-3772	41	17	great	great	ADJ
fsr-3772	41	18	deal	deal	NOUN
fsr-3772	41	19	to	to	ADP
fsr-3772	41	20	maintaining	maintain	VERB
fsr-3772	41	21	our	our	PRON
fsr-3772	41	22	high	high	ADJ
fsr-3772	41	23	level	level	NOUN
fsr-3772	41	24	of	of	ADP
fsr-3772	41	25	scholarship	scholarship	NOUN
fsr-3772	41	26	.	.	PUNCT
fsr-3772	42	1	thanks	thank	NOUN
fsr-3772	42	2	also	also	ADV
fsr-3772	42	3	go	go	VERB
fsr-3772	42	4	to	to	ADP
fsr-3772	42	5	the	the	DET
fsr-3772	42	6	academy	academy	NOUN
fsr-3772	42	7	of	of	ADP
fsr-3772	42	8	financial	financial	ADJ
fsr-3772	42	9	services	service	NOUN
fsr-3772	42	10	,	,	PUNCT
fsr-3772	42	11	which	which	PRON
fsr-3772	42	12	has	have	AUX
fsr-3772	42	13	lent	lend	VERB
fsr-3772	42	14	solid	solid	ADJ
fsr-3772	42	15	support	support	NOUN
fsr-3772	42	16	to	to	ADP
fsr-3772	42	17	the	the	DET
fsr-3772	42	18	journal	journal	NOUN
fsr-3772	42	19	since	since	SCONJ
fsr-3772	42	20	its	its	PRON
fsr-3772	42	21	conception	conception	NOUN
fsr-3772	42	22	,	,	PUNCT
fsr-3772	42	23	and	and	CCONJ
fsr-3772	42	24	to	to	ADP
fsr-3772	42	25	the	the	DET
fsr-3772	42	26	publisher	publisher	NOUN
fsr-3772	42	27	,	,	PUNCT
fsr-3772	42	28	jai	jai	PROPN
fsr-3772	42	29	press	press	PROPN
fsr-3772	42	30	,	,	PUNCT