id	sid	tid	token	lemma	pos
fsr-3785	1	1	pii	pii	PROPN
fsr-3785	1	2	:	:	PUNCT
fsr-3785	1	3	s1057	s1057	NOUN
fsr-3785	1	4	-	-	PUNCT
fsr-3785	1	5	0810(96)90022	0810(96)90022	NOUN
fsr-3785	1	6	-	-	PUNCT
fsr-3785	1	7	0	0	NUM
fsr-3785	1	8	from	from	ADP
fsr-3785	1	9	the	the	DET
fsr-3785	1	10	editor	editor	NOUN
fsr-3785	1	11	karen	karen	PROPN
fsr-3785	1	12	eilers	eilers	PROPN
fsr-3785	1	13	lahey	lahey	PROPN
fsr-3785	1	14	financial	financial	PROPN
fsr-3785	1	15	services	services	PROPN
fsr-3785	1	16	review	review	NOUN
fsr-3785	1	17	(	(	PUNCT
fsr-3785	1	18	fsr	fsr	PROPN
fsr-3785	1	19	)	)	PUNCT
fsr-3785	1	20	is	be	AUX
fsr-3785	1	21	the	the	DET
fsr-3785	1	22	official	official	ADJ
fsr-3785	1	23	publication	publication	NOUN
fsr-3785	1	24	of	of	ADP
fsr-3785	1	25	the	the	DET
fsr-3785	1	26	academy	academy	NOUN
fsr-3785	1	27	of	of	ADP
fsr-3785	1	28	fbndal	fbndal	PROPN
fsr-3785	1	29	services	service	NOUN
fsr-3785	1	30	.	.	PUNCT
fsr-3785	2	1	this	this	DET
fsr-3785	2	2	refereed	refereed	ADJ
fsr-3785	2	3	academic	academic	ADJ
fsr-3785	2	4	journal	journal	NOUN
fsr-3785	2	5	encourages	encourage	VERB
fsr-3785	2	6	rigorous	rigorous	ADJ
fsr-3785	2	7	empirical	empirical	ADJ
fsr-3785	2	8	research	research	NOUN
fsr-3785	2	9	that	that	PRON
fsr-3785	2	10	explores	explore	VERB
fsr-3785	2	11	all	all	DET
fsr-3785	2	12	aspects	aspect	NOUN
fsr-3785	2	13	of	of	ADP
fsr-3785	2	14	individualjhancial	individualjhancial	ADJ
fsr-3785	2	15	management	management	NOUN
fsr-3785	2	16	.	.	PUNCT
fsr-3785	3	1	the	the	DET
fsr-3785	3	2	current	current	ADJ
fsr-3785	3	3	issue	issue	NOUN
fsr-3785	3	4	consists	consist	VERB
fsr-3785	3	5	of	of	ADP
fsr-3785	3	6	six	six	NUM
fsr-3785	3	7	articles	article	NOUN
fsr-3785	3	8	that	that	PRON
fsr-3785	3	9	provide	provide	VERB
fsr-3785	3	10	boundary	boundary	ADJ
fsr-3785	3	11	spanning	span	VERB
fsr-3785	3	12	efforts	effort	NOUN
fsr-3785	3	13	across	across	ADP
fsr-3785	3	14	a	a	DET
fsr-3785	3	15	variety	variety	NOUN
fsr-3785	3	16	of	of	ADP
fsr-3785	3	17	financial	financial	ADJ
fsr-3785	3	18	topics	topic	NOUN
fsr-3785	3	19	and	and	CCONJ
fsr-3785	3	20	should	should	AUX
fsr-3785	3	21	be	be	AUX
fsr-3785	3	22	of	of	ADP
fsr-3785	3	23	interest	interest	NOUN
fsr-3785	3	24	to	to	ADP
fsr-3785	3	25	both	both	DET
fsr-3785	3	26	academics	academic	NOUN
fsr-3785	3	27	and	and	CCONJ
fsr-3785	3	28	financial	financial	ADJ
fsr-3785	3	29	ser	ser	NOUN
fsr-3785	3	30	vice	vice	NOUN
fsr-3785	3	31	providers	provider	NOUN
fsr-3785	3	32	.	.	PUNCT
fsr-3785	4	1	the	the	DET
fsr-3785	4	2	first	first	ADJ
fsr-3785	4	3	three	three	NUM
fsr-3785	4	4	examine	examine	VERB
fsr-3785	4	5	the	the	DET
fsr-3785	4	6	selection	selection	NOUN
fsr-3785	4	7	of	of	ADP
fsr-3785	4	8	mutual	mutual	ADJ
fsr-3785	4	9	funds	fund	NOUN
fsr-3785	4	10	,	,	PUNCT
fsr-3785	4	11	individual	individual	ADJ
fsr-3785	4	12	stocks	stock	NOUN
fsr-3785	4	13	,	,	PUNCT
fsr-3785	4	14	and	and	CCONJ
fsr-3785	4	15	enhanced	enhance	VERB
fsr-3785	4	16	cds	cd	NOUN
fsr-3785	4	17	,	,	PUNCT
fsr-3785	4	18	while	while	SCONJ
fsr-3785	4	19	the	the	DET
fsr-3785	4	20	fourth	fourth	ADJ
fsr-3785	4	21	tests	test	VERB
fsr-3785	4	22	a	a	DET
fsr-3785	4	23	new	new	ADJ
fsr-3785	4	24	financial	financial	ADJ
fsr-3785	4	25	criteria	criterion	NOUN
fsr-3785	4	26	for	for	ADP
fsr-3785	4	27	determining	determine	VERB
fsr-3785	4	28	the	the	DET
fsr-3785	4	29	churning	churning	NOUN
fsr-3785	4	30	of	of	ADP
fsr-3785	4	31	individual	individual	ADJ
fsr-3785	4	32	accounts	account	NOUN
fsr-3785	4	33	.	.	PUNCT
fsr-3785	5	1	the	the	DET
fsr-3785	5	2	last	last	ADJ
fsr-3785	5	3	two	two	NUM
fsr-3785	5	4	articles	article	NOUN
fsr-3785	5	5	focus	focus	VERB
fsr-3785	5	6	on	on	ADP
fsr-3785	5	7	cooperative	cooperative	ADJ
fsr-3785	5	8	efforts	effort	NOUN
fsr-3785	5	9	between	between	ADP
fsr-3785	5	10	academ	academ	ADJ
fsr-3785	5	11	ics	ic	NOUN
fsr-3785	5	12	and	and	CCONJ
fsr-3785	5	13	practitioners	practitioner	NOUN
fsr-3785	5	14	interested	interested	ADJ
fsr-3785	5	15	in	in	ADP
fsr-3785	5	16	furthering	further	VERB
fsr-3785	5	17	research	research	NOUN
fsr-3785	5	18	in	in	ADP
fsr-3785	5	19	financial	financial	ADJ
fsr-3785	5	20	services	service	NOUN
fsr-3785	5	21	.	.	PUNCT
fsr-3785	6	1	the	the	DET
fsr-3785	6	2	first	first	ADJ
fsr-3785	6	3	article	article	NOUN
fsr-3785	6	4	,	,	PUNCT
fsr-3785	6	5	“	"	PUNCT
fsr-3785	6	6	bquity	bquity	NOUN
fsr-3785	6	7	fund	fund	NOUN
fsr-3785	6	8	size	size	NOUN
fsr-3785	6	9	and	and	CCONJ
fsr-3785	6	10	growth	growth	NOUN
fsr-3785	6	11	:	:	PUNCT
fsr-3785	6	12	implications	implication	NOUN
fsr-3785	6	13	for	for	ADP
fsr-3785	6	14	performance	performance	NOUN
fsr-3785	6	15	and	and	CCONJ
fsr-3785	6	16	selection	selection	NOUN
fsr-3785	6	17	,	,	PUNCT
fsr-3785	6	18	”	"	PUNCT
fsr-3785	6	19	is	be	AUX
fsr-3785	6	20	written	write	VERB
fsr-3785	6	21	by	by	ADP
fsr-3785	6	22	conrad	conrad	PROPN
fsr-3785	6	23	ciccotello	ciccotello	PROPN
fsr-3785	6	24	and	and	CCONJ
fsr-3785	6	25	terry	terry	PROPN
fsr-3785	6	26	grant	grant	PROPN
fsr-3785	6	27	.	.	PUNCT
fsr-3785	7	1	their	their	PRON
fsr-3785	7	2	empirical	empirical	ADJ
fsr-3785	7	3	research	research	NOUN
fsr-3785	7	4	tests	test	VERB
fsr-3785	7	5	the	the	DET
fsr-3785	7	6	impact	impact	NOUN
fsr-3785	7	7	of	of	ADP
fsr-3785	7	8	fund	fund	NOUN
fsr-3785	7	9	size	size	NOUN
fsr-3785	7	10	on	on	ADP
fsr-3785	7	11	the	the	DET
fsr-3785	7	12	performance	performance	NOUN
fsr-3785	7	13	and	and	CCONJ
fsr-3785	7	14	subsequent	subsequent	ADJ
fsr-3785	7	15	selection	selection	NOUN
fsr-3785	7	16	of	of	ADP
fsr-3785	7	17	mutual	mutual	ADJ
fsr-3785	7	18	funds	fund	NOUN
fsr-3785	7	19	.	.	PUNCT
fsr-3785	8	1	they	they	PRON
fsr-3785	8	2	conclude	conclude	VERB
fsr-3785	8	3	that	that	SCONJ
fsr-3785	8	4	individuals	individual	NOUN
fsr-3785	8	5	who	who	PRON
fsr-3785	8	6	are	be	AUX
fsr-3785	8	7	have	have	VERB
fsr-3785	8	8	an	an	DET
fsr-3785	8	9	aggressive	aggressive	ADJ
fsr-3785	8	10	growth	growth	NOUN
fsr-3785	8	11	objective	objective	NOUN
fsr-3785	8	12	should	should	AUX
fsr-3785	8	13	select	select	VERB
fsr-3785	8	14	smaller	small	ADJ
fsr-3785	8	15	funds	fund	NOUN
fsr-3785	8	16	which	which	PRON
fsr-3785	8	17	have	have	VERB
fsr-3785	8	18	the	the	DET
fsr-3785	8	19	potential	potential	NOUN
fsr-3785	8	20	to	to	PART
fsr-3785	8	21	be	be	AUX
fsr-3785	8	22	the	the	DET
fsr-3785	8	23	next	next	ADJ
fsr-3785	8	24	“	"	PUNCT
fsr-3785	8	25	magellan	magellan	NOUN
fsr-3785	8	26	.	.	PUNCT
fsr-3785	8	27	”	"	PUNCT
fsr-3785	9	1	for	for	ADP
fsr-3785	9	2	investors	investor	NOUN
fsr-3785	9	3	whose	whose	DET
fsr-3785	9	4	objective	objective	NOUN
fsr-3785	9	5	is	be	AUX
fsr-3785	9	6	growth	growth	NOUN
fsr-3785	9	7	and	and	CCONJ
fsr-3785	9	8	income	income	NOUN
fsr-3785	9	9	,	,	PUNCT
fsr-3785	9	10	they	they	PRON
fsr-3785	9	11	find	find	VERB
fsr-3785	9	12	no	no	DET
fsr-3785	9	13	systematic	systematic	ADJ
fsr-3785	9	14	relationship	relationship	NOUN
fsr-3785	9	15	between	between	ADP
fsr-3785	9	16	performance	performance	NOUN
fsr-3785	9	17	and	and	CCONJ
fsr-3785	9	18	size	size	NOUN
fsr-3785	9	19	.	.	PUNCT
fsr-3785	10	1	in	in	ADP
fsr-3785	10	2	addition	addition	NOUN
fsr-3785	10	3	,	,	PUNCT
fsr-3785	10	4	they	they	PRON
fsr-3785	10	5	provide	provide	VERB
fsr-3785	10	6	an	an	DET
fsr-3785	10	7	excellent	excellent	ADJ
fsr-3785	10	8	review	review	NOUN
fsr-3785	10	9	of	of	ADP
fsr-3785	10	10	the	the	DET
fsr-3785	10	11	recent	recent	ADJ
fsr-3785	10	12	surge	surge	NOUN
fsr-3785	10	13	of	of	ADP
fsr-3785	10	14	academic	academic	ADJ
fsr-3785	10	15	stud	stud	NOUN
fsr-3785	10	16	ies	ie	NOUN
fsr-3785	10	17	that	that	PRON
fsr-3785	10	18	reflect	reflect	VERB
fsr-3785	10	19	the	the	DET
fsr-3785	10	20	extraordinary	extraordinary	ADJ
fsr-3785	10	21	growth	growth	NOUN
fsr-3785	10	22	of	of	ADP
fsr-3785	10	23	mutual	mutual	ADJ
fsr-3785	10	24	funds	fund	NOUN
fsr-3785	10	25	during	during	ADP
fsr-3785	10	26	the	the	DET
fsr-3785	10	27	1!39os	1!39os	NUM
fsr-3785	10	28	.	.	PROPN
fsr-3785	10	29	mark	mark	PROPN
fsr-3785	10	30	walker	walker	PROPN
fsr-3785	10	31	and	and	CCONJ
fsr-3785	10	32	gay	gay	PROPN
fsr-3785	10	33	hatfield	hatfield	PROPN
fsr-3785	10	34	choose	choose	VERB
fsr-3785	10	35	to	to	PART
fsr-3785	10	36	test	test	VERB
fsr-3785	10	37	a	a	DET
fsr-3785	10	38	widely	widely	ADV
fsr-3785	10	39	available	available	ADJ
fsr-3785	10	40	source	source	NOUN
fsr-3785	10	41	(	(	PUNCT
fsr-3785	10	42	usa	usa	PROPN
fsr-3785	10	43	today	today	NOUN
fsr-3785	10	44	)	)	PUNCT
fsr-3785	10	45	for	for	ADP
fsr-3785	10	46	the	the	DET
fsr-3785	10	47	selection	selection	NOUN
fsr-3785	10	48	of	of	ADP
fsr-3785	10	49	individual	individual	ADJ
fsr-3785	10	50	stocks	stock	NOUN
fsr-3785	10	51	in	in	ADP
fsr-3785	10	52	their	their	PRON
fsr-3785	10	53	article	article	NOUN
fsr-3785	10	54	,	,	PUNCT
fsr-3785	10	55	“	"	PUNCT
fsr-3785	10	56	professional	professional	ADJ
fsr-3785	10	57	stock	stock	NOUN
fsr-3785	10	58	analysts	analyst	NOUN
fsr-3785	10	59	’	’	PART
fsr-3785	10	60	recom	recom	NOUN
fsr-3785	10	61	mendations	mendation	NOUN
fsr-3785	10	62	:	:	PUNCT
fsr-3785	10	63	implications	implication	NOUN
fsr-3785	10	64	for	for	ADP
fsr-3785	10	65	individual	individual	ADJ
fsr-3785	10	66	investors	investor	NOUN
fsr-3785	10	67	.	.	PUNCT
fsr-3785	10	68	”	"	PUNCT
fsr-3785	11	1	they	they	PRON
fsr-3785	11	2	first	first	ADV
fsr-3785	11	3	explore	explore	VERB
fsr-3785	11	4	a	a	DET
fsr-3785	11	5	variety	variety	NOUN
fsr-3785	11	6	of	of	ADP
fsr-3785	11	7	tech	tech	NOUN
fsr-3785	11	8	niques	nique	NOUN
fsr-3785	11	9	that	that	PRON
fsr-3785	11	10	include	include	VERB
fsr-3785	11	11	stock	stock	NOUN
fsr-3785	11	12	index	index	NOUN
fsr-3785	11	13	benchmarks	benchmark	NOUN
fsr-3785	11	14	,	,	PUNCT
fsr-3785	11	15	event	event	NOUN
fsr-3785	11	16	study	study	NOUN
fsr-3785	11	17	methodology	methodology	NOUN
fsr-3785	11	18	,	,	PUNCT
fsr-3785	11	19	and	and	CCONJ
fsr-3785	11	20	the	the	DET
fsr-3785	11	21	sharpe	sharpe	PROPN
fsr-3785	11	22	,	,	PUNCT
fsr-3785	11	23	treynor	treynor	NOUN
fsr-3785	11	24	,	,	PUNCT
fsr-3785	11	25	and	and	CCONJ
fsr-3785	11	26	jensen	jensen	PROPN
fsr-3785	11	27	indexes	index	NOUN
fsr-3785	11	28	to	to	PART
fsr-3785	11	29	measure	measure	VERB
fsr-3785	11	30	analysts	analyst	NOUN
fsr-3785	11	31	’	’	PART
fsr-3785	11	32	ability	ability	NOUN
fsr-3785	11	33	to	to	PART
fsr-3785	11	34	identify	identify	VERB
fsr-3785	11	35	mispriced	misprice	VERB
fsr-3785	11	36	stocks	stock	NOUN
fsr-3785	11	37	.	.	PUNCT
fsr-3785	12	1	results	result	NOUN
fsr-3785	12	2	indicate	indicate	VERB
fsr-3785	12	3	that	that	SCONJ
fsr-3785	12	4	the	the	DET
fsr-3785	12	5	most	most	ADV
fsr-3785	12	6	defensible	defensible	ADJ
fsr-3785	12	7	technique	technique	NOUN
fsr-3785	12	8	is	be	AUX
fsr-3785	12	9	the	the	DET
fsr-3785	12	10	sharpe	sharpe	NOUN
fsr-3785	12	11	,	,	PUNCT
fsr-3785	12	12	treynor	treynor	NOUN
fsr-3785	12	13	,	,	PUNCT
fsr-3785	12	14	and	and	CCONJ
fsr-3785	12	15	jensen	jensen	PROPN
fsr-3785	12	16	mea	mea	PROPN
fsr-3785	12	17	sures	sures	PROPN
fsr-3785	12	18	.	.	PUNCT
fsr-3785	13	1	walker	walker	PROPN
fsr-3785	13	2	and	and	CCONJ
fsr-3785	13	3	hatfield	hatfield	PROPN
fsr-3785	13	4	then	then	ADV
fsr-3785	13	5	test	test	VERB
fsr-3785	13	6	individual	individual	ADJ
fsr-3785	13	7	investor	investor	NOUN
fsr-3785	13	8	’s	’s	PART
fsr-3785	13	9	ability	ability	NOUN
fsr-3785	13	10	to	to	PART
fsr-3785	13	11	profit	profit	VERB
fsr-3785	13	12	from	from	ADP
fsr-3785	13	13	analysts	analyst	NOUN
fsr-3785	13	14	*	*	NOUN
fsr-3785	13	15	recommendations	recommendation	NOUN
fsr-3785	13	16	and	and	CCONJ
fsr-3785	13	17	find	find	VERB
fsr-3785	13	18	that	that	SCONJ
fsr-3785	13	19	it	it	PRON
fsr-3785	13	20	is	be	AUX
fsr-3785	13	21	difficult	difficult	ADJ
fsr-3785	13	22	for	for	SCONJ
fsr-3785	13	23	individual	individual	ADJ
fsr-3785	13	24	investors	investor	NOUN
fsr-3785	13	25	to	to	PART
fsr-3785	13	26	benefit	benefit	VERB
fsr-3785	13	27	.	.	PUNCT
fsr-3785	14	1	the	the	DET
fsr-3785	14	2	third	third	ADJ
fsr-3785	14	3	article	article	NOUN
fsr-3785	14	4	shifts	shift	NOUN
fsr-3785	14	5	the	the	DET
fsr-3785	14	6	individual	individual	ADJ
fsr-3785	14	7	investment	investment	NOUN
fsr-3785	14	8	selection	selection	NOUN
fsr-3785	14	9	choice	choice	NOUN
fsr-3785	14	10	to	to	ADP
fsr-3785	14	11	bank	bank	NOUN
fsr-3785	14	12	certificates	certificate	NOUN
fsr-3785	14	13	of	of	ADP
fsr-3785	14	14	deposit	deposit	NOUN
fsr-3785	14	15	and	and	CCONJ
fsr-3785	14	16	is	be	AUX
fsr-3785	14	17	entitled	entitle	VERB
fsr-3785	14	18	,	,	PUNCT
fsr-3785	14	19	“	"	PUNCT
fsr-3785	14	20	computing	compute	VERB
fsr-3785	14	21	yields	yield	NOUN
fsr-3785	14	22	on	on	ADP
fsr-3785	14	23	enhanced	enhanced	ADJ
fsr-3785	14	24	cds	cd	NOUN
fsr-3785	14	25	,	,	PUNCT
fsr-3785	14	26	”	"	PUNCT
fsr-3785	14	27	robert	robert	PROPN
fsr-3785	14	28	brooks	brooks	PROPN
fsr-3785	14	29	provides	provide	VERB
fsr-3785	14	30	a	a	DET
fsr-3785	14	31	framework	framework	NOUN
fsr-3785	14	32	and	and	CCONJ
fsr-3785	14	33	a	a	DET
fsr-3785	14	34	model	model	NOUN
fsr-3785	14	35	for	for	ADP
fsr-3785	14	36	comparing	compare	VERB
fsr-3785	14	37	the	the	DET
fsr-3785	14	38	effective	effective	ADJ
fsr-3785	14	39	annual	annual	ADJ
fsr-3785	14	40	rate	rate	NOUN
fsr-3785	14	41	for	for	ADP
fsr-3785	14	42	standard	standard	ADJ
fsr-3785	14	43	cd	cd	NOUN
fsr-3785	14	44	products	product	NOUN
fsr-3785	14	45	and	and	CCONJ
fsr-3785	14	46	those	those	DET
fsr-3785	14	47	cds	cd	NOUN
fsr-3785	14	48	with	with	ADP
fsr-3785	14	49	an	an	DET
fsr-3785	14	50	embedded	embed	VERB
fsr-3785	14	51	derivative	derivative	NOUN
fsr-3785	14	52	.	.	PUNCT
fsr-3785	15	1	this	this	DET
fsr-3785	15	2	research	research	NOUN
fsr-3785	15	3	brings	bring	VERB
fsr-3785	15	4	together	together	ADV
fsr-3785	15	5	two	two	NUM
fsr-3785	15	6	strands	strand	NOUN
fsr-3785	15	7	of	of	ADP
fsr-3785	15	8	academic	academic	ADJ
fsr-3785	15	9	research	research	NOUN
fsr-3785	15	10	:	:	PUNCT
fsr-3785	15	11	(	(	PUNCT
fsr-3785	15	12	a	a	X
fsr-3785	15	13	)	)	PUNCT
fsr-3785	15	14	cds	cd	NOUN
fsr-3785	15	15	from	from	ADP
fsr-3785	15	16	the	the	DET
fsr-3785	15	17	perspective	perspective	NOUN
fsr-3785	15	18	of	of	ADP
fsr-3785	15	19	the	the	DET
fsr-3785	15	20	role	role	NOUN
fsr-3785	15	21	of	of	ADP
fsr-3785	15	22	government	government	NOUN
fsr-3785	15	23	guarantees	guarantee	NOUN
fsr-3785	15	24	and	and	CCONJ
fsr-3785	15	25	the	the	DET
fsr-3785	15	26	factors	factor	NOUN
fsr-3785	15	27	that	that	PRON
fsr-3785	15	28	influence	influence	NOUN
fsr-3785	15	29	changes	change	NOUN
fsr-3785	15	30	in	in	ADP
fsr-3785	15	31	cd	cd	NOUN
fsr-3785	15	32	rates	rate	NOUN
fsr-3785	15	33	,	,	PUNCT
fsr-3785	15	34	and	and	CCONJ
fsr-3785	15	35	(	(	PUNCT
fsr-3785	15	36	b	b	NOUN
fsr-3785	15	37	)	)	PUNCT
fsr-3785	15	38	interest	interest	NOUN
fsr-3785	15	39	rate	rate	NOUN
fsr-3785	15	40	contingent	contingent	NOUN
fsr-3785	15	41	claims	claim	NOUN
fsr-3785	15	42	valu	valu	VERB
fsr-3785	15	43	ation	ation	NOUN
fsr-3785	15	44	for	for	ADP
fsr-3785	15	45	the	the	DET
fsr-3785	15	46	enhanced	enhanced	ADJ
fsr-3785	15	47	cd	cd	NOUN
fsr-3785	15	48	product	product	NOUN
fsr-3785	15	49	.	.	PUNCT
fsr-3785	16	1	brooks	brooks	PROPN
fsr-3785	16	2	’	'	PUNCT
fsr-3785	16	3	clear	clear	ADJ
fsr-3785	16	4	message	message	NOUN
fsr-3785	16	5	is	be	AUX
fsr-3785	16	6	that	that	SCONJ
fsr-3785	16	7	enhanced	enhanced	ADJ
fsr-3785	16	8	cd	cd	PROPN
fsr-3785	16	9	valuation	valuation	NOUN
fsr-3785	16	10	is	be	AUX
fsr-3785	16	11	much	much	ADV
fsr-3785	16	12	more	more	ADV
fsr-3785	16	13	complex	complex	ADJ
fsr-3785	16	14	than	than	ADP
fsr-3785	16	15	the	the	DET
fsr-3785	16	16	simple	simple	ADJ
fsr-3785	16	17	cds	cd	NOUN
fsr-3785	16	18	of	of	ADP
fsr-3785	16	19	an	an	DET
fsr-3785	16	20	earlier	early	ADJ
fsr-3785	16	21	time	time	NOUN
fsr-3785	16	22	period	period	NOUN
fsr-3785	16	23	,	,	PUNCT
fsr-3785	16	24	and	and	CCONJ
fsr-3785	16	25	both	both	DET
fsr-3785	16	26	individual	individual	ADJ
fsr-3785	16	27	v	v	PROPN
fsr-3785	16	28	vi	vi	PROPN
fsr-3785	16	29	financial	financial	ADJ
fsr-3785	16	30	services	service	NOUN
fsr-3785	16	31	review	review	VERB
fsr-3785	16	32	5	5	NUM
fsr-3785	16	33	(	(	PUNCT
fsr-3785	16	34	1	1	NUM
fsr-3785	16	35	)	)	PUNCT
fsr-3785	16	36	1996	1996	NUM
fsr-3785	16	37	investors	investor	NOUN
fsr-3785	16	38	and	and	CCONJ
fsr-3785	16	39	bank	bank	NOUN
fsr-3785	16	40	executives	executive	NOUN
fsr-3785	16	41	must	must	AUX
fsr-3785	16	42	carefully	carefully	ADV
fsr-3785	16	43	analyze	analyze	VERB
fsr-3785	16	44	their	their	PRON
fsr-3785	16	45	objectives	objective	NOUN
fsr-3785	16	46	in	in	ADP
fsr-3785	16	47	selecting	select	VERB
fsr-3785	16	48	these	these	DET
fsr-3785	16	49	new	new	ADJ
fsr-3785	16	50	products	product	NOUN
fsr-3785	16	51	.	.	PUNCT
fsr-3785	17	1	stewart	stewart	PROPN
fsr-3785	17	2	brown	brown	PROPN
fsr-3785	17	3	’s	’s	PART
fsr-3785	17	4	article	article	NOUN
fsr-3785	17	5	,	,	PUNCT
fsr-3785	17	6	“	"	PUNCT
fsr-3785	17	7	churning	churn	VERB
fsr-3785	17	8	:	:	PUNCT
fsr-3785	17	9	excessive	excessive	ADJ
fsr-3785	17	10	trading	trading	NOUN
fsr-3785	17	11	in	in	ADP
fsr-3785	17	12	retail	retail	ADJ
fsr-3785	17	13	securities	security	NOUN
fsr-3785	17	14	accounts	account	NOUN
fsr-3785	17	15	”	"	PUNCT
fsr-3785	17	16	provides	provide	VERB
fsr-3785	17	17	another	another	DET
fsr-3785	17	18	boundary	boundary	ADJ
fsr-3785	17	19	spanning	span	VERB
fsr-3785	17	20	effort	effort	NOUN
fsr-3785	17	21	at	at	ADP
fsr-3785	17	22	the	the	DET
fsr-3785	17	23	intersection	intersection	NOUN
fsr-3785	17	24	of	of	ADP
fsr-3785	17	25	legal	legal	ADJ
fsr-3785	17	26	and	and	CCONJ
fsr-3785	17	27	financial	financial	ADJ
fsr-3785	17	28	analysis	analysis	NOUN
fsr-3785	17	29	in	in	ADP
fsr-3785	17	30	security	security	NOUN
fsr-3785	17	31	brokers	broker	NOUN
fsr-3785	17	32	handling	handling	NOUN
fsr-3785	17	33	of	of	ADP
fsr-3785	17	34	individual	individual	ADJ
fsr-3785	17	35	accounts	account	NOUN
fsr-3785	17	36	.	.	PUNCT
fsr-3785	18	1	drawing	draw	VERB
fsr-3785	18	2	on	on	ADP
fsr-3785	18	3	his	his	PRON
fsr-3785	18	4	experience	experience	NOUN
fsr-3785	18	5	as	as	ADP
fsr-3785	18	6	an	an	DET
fsr-3785	18	7	aca	aca	NOUN
fsr-3785	18	8	demic	demic	ADJ
fsr-3785	18	9	and	and	CCONJ
fsr-3785	18	10	an	an	DET
fsr-3785	18	11	expert	expert	ADJ
fsr-3785	18	12	witness	witness	NOUN
fsr-3785	18	13	,	,	PUNCT
fsr-3785	18	14	he	he	PRON
fsr-3785	18	15	argues	argue	VERB
fsr-3785	18	16	for	for	ADP
fsr-3785	18	17	an	an	DET
fsr-3785	18	18	alternative	alternative	ADJ
fsr-3785	18	19	financial	financial	ADJ
fsr-3785	18	20	model	model	NOUN
fsr-3785	18	21	(	(	PUNCT
fsr-3785	18	22	commission	commission	NOUN
fsr-3785	18	23	to	to	ADP
fsr-3785	18	24	equity	equity	NOUN
fsr-3785	18	25	ratio	ratio	NOUN
fsr-3785	18	26	)	)	PUNCT
fsr-3785	18	27	to	to	ADP
fsr-3785	18	28	the	the	DET
fsr-3785	18	29	current	current	ADJ
fsr-3785	18	30	criteria	criterion	NOUN
fsr-3785	18	31	(	(	PUNCT
fsr-3785	18	32	turnover	turnover	NOUN
fsr-3785	18	33	ratio	ratio	NOUN
fsr-3785	18	34	)	)	PUNCT
fsr-3785	18	35	in	in	ADP
fsr-3785	18	36	determining	determine	VERB
fsr-3785	18	37	if	if	SCONJ
fsr-3785	18	38	churning	churning	NOUN
fsr-3785	18	39	has	have	AUX
fsr-3785	18	40	occurred	occur	VERB
fsr-3785	18	41	.	.	PUNCT
fsr-3785	19	1	his	his	PRON
fsr-3785	19	2	arguments	argument	NOUN
fsr-3785	19	3	for	for	ADP
fsr-3785	19	4	a	a	DET
fsr-3785	19	5	different	different	ADJ
fsr-3785	19	6	criteria	criterion	NOUN
fsr-3785	19	7	are	be	AUX
fsr-3785	19	8	illustrated	illustrate	VERB
fsr-3785	19	9	with	with	ADP
fsr-3785	19	10	summary	summary	NOUN
fsr-3785	19	11	data	datum	NOUN
fsr-3785	19	12	from	from	ADP
fsr-3785	19	13	23	23	NUM
fsr-3785	19	14	actual	actual	ADJ
fsr-3785	19	15	churning	churning	ADJ
fsr-3785	19	16	cases	case	NOUN
fsr-3785	19	17	.	.	PUNCT
fsr-3785	20	1	additionally	additionally	ADV
fsr-3785	20	2	,	,	PUNCT
fsr-3785	20	3	he	he	PRON
fsr-3785	20	4	provides	provide	VERB
fsr-3785	20	5	statistics	statistic	NOUN
fsr-3785	20	6	on	on	ADP
fsr-3785	20	7	actual	actual	ADJ
fsr-3785	20	8	commissions	commission	NOUN
fsr-3785	20	9	paid	pay	VERB
fsr-3785	20	10	for	for	ADP
fsr-3785	20	11	both	both	DET
fsr-3785	20	12	equities	equity	NOUN
fsr-3785	20	13	and	and	CCONJ
fsr-3785	20	14	options	option	NOUN
fsr-3785	20	15	.	.	PUNCT
fsr-3785	21	1	in	in	ADP
fsr-3785	21	2	an	an	DET
fsr-3785	21	3	effort	effort	NOUN
fsr-3785	21	4	to	to	PART
fsr-3785	21	5	bring	bring	VERB
fsr-3785	21	6	about	about	ADP
fsr-3785	21	7	consensus	consensus	NOUN
fsr-3785	21	8	between	between	ADP
fsr-3785	21	9	academics	academic	NOUN
fsr-3785	21	10	and	and	CCONJ
fsr-3785	21	11	financial	financial	ADJ
fsr-3785	21	12	planners	planner	NOUN
fsr-3785	21	13	,	,	PUNCT
fsr-3785	21	14	sue	sue	NOUN
fsr-3785	21	15	greninger	greninger	NOUN
fsr-3785	21	16	,	,	PUNCT
fsr-3785	21	17	vickie	vickie	PROPN
fsr-3785	21	18	hampton	hampton	PROPN
fsr-3785	21	19	,	,	PUNCT
fsr-3785	21	20	karrol	karrol	PROPN
fsr-3785	21	21	kitt	kitt	PROPN
fsr-3785	21	22	,	,	PUNCT
fsr-3785	21	23	and	and	CCONJ
fsr-3785	21	24	joseph	joseph	PROPN
fsr-3785	21	25	achacoso	achacoso	PROPN
fsr-3785	21	26	employ	employ	VERB
fsr-3785	21	27	a	a	DET
fsr-3785	21	28	delpi	delpi	NOUN
fsr-3785	21	29	approach	approach	NOUN
fsr-3785	21	30	in	in	ADP
fsr-3785	21	31	their	their	PRON
fsr-3785	21	32	research	research	NOUN
fsr-3785	21	33	.	.	PUNCT
fsr-3785	22	1	their	their	PRON
fsr-3785	22	2	article	article	NOUN
fsr-3785	22	3	entitled	entitle	VERB
fsr-3785	22	4	,	,	PUNCT
fsr-3785	22	5	“	"	PUNCT
fsr-3785	22	6	ratios	ratio	NOUN
fsr-3785	22	7	and	and	CCONJ
fsr-3785	22	8	benchmarks	benchmark	NOUN
fsr-3785	22	9	for	for	ADP
fsr-3785	22	10	measuring	measure	VERB
fsr-3785	22	11	the	the	DET
fsr-3785	22	12	finan	finan	NOUN
fsr-3785	22	13	cial	cial	ADJ
fsr-3785	22	14	well	well	ADV
fsr-3785	22	15	-	-	PUNCT
fsr-3785	22	16	being	being	NOUN
fsr-3785	22	17	of	of	ADP
fsr-3785	22	18	families	family	NOUN
fsr-3785	22	19	and	and	CCONJ
fsr-3785	22	20	individuals	individual	NOUN
fsr-3785	22	21	”	"	PUNCT
fsr-3785	22	22	reviews	review	VERB
fsr-3785	22	23	academic	academic	ADJ
fsr-3785	22	24	literature	literature	NOUN
fsr-3785	22	25	on	on	ADP
fsr-3785	22	26	ratio	ratio	NOUN
fsr-3785	22	27	analysis	analysis	NOUN
fsr-3785	22	28	starting	start	VERB
fsr-3785	22	29	with	with	ADP
fsr-3785	22	30	the	the	DET
fsr-3785	22	31	traditional	traditional	ADJ
fsr-3785	22	32	business	business	NOUN
fsr-3785	22	33	applications	application	NOUN
fsr-3785	22	34	and	and	CCONJ
fsr-3785	22	35	then	then	ADV
fsr-3785	22	36	moves	move	VERB
fsr-3785	22	37	to	to	ADP
fsr-3785	22	38	its	its	PRON
fsr-3785	22	39	use	use	NOUN
fsr-3785	22	40	for	for	ADP
fsr-3785	22	41	individuals	individual	NOUN
fsr-3785	22	42	.	.	PUNCT
fsr-3785	23	1	they	they	PRON
fsr-3785	23	2	report	report	VERB
fsr-3785	23	3	on	on	ADP
fsr-3785	23	4	22	22	NUM
fsr-3785	23	5	ratios	ratio	NOUN
fsr-3785	23	6	that	that	PRON
fsr-3785	23	7	are	be	AUX
fsr-3785	23	8	recommended	recommend	VERB
fsr-3785	23	9	in	in	ADP
fsr-3785	23	10	their	their	PRON
fsr-3785	23	11	study	study	NOUN
fsr-3785	23	12	and	and	CCONJ
fsr-3785	23	13	then	then	ADV
fsr-3785	23	14	propose	propose	VERB
fsr-3785	23	15	a	a	DET
fsr-3785	23	16	smaller	small	ADJ
fsr-3785	23	17	list	list	NOUN
fsr-3785	23	18	of	of	ADP
fsr-3785	23	19	ratios	ratio	NOUN
fsr-3785	23	20	to	to	PART
fsr-3785	23	21	be	be	AUX
fsr-3785	23	22	included	include	VERB
fsr-3785	23	23	in	in	ADP
fsr-3785	23	24	a	a	DET
fsr-3785	23	25	financial	financial	ADJ
fsr-3785	23	26	well	well	ADV
fsr-3785	23	27	-	-	PUNCT
fsr-3785	23	28	being	being	NOUN
fsr-3785	23	29	profile	profile	NOUN
fsr-3785	23	30	.	.	PUNCT
fsr-3785	24	1	their	their	PRON
fsr-3785	24	2	suggested	suggest	VERB
fsr-3785	24	3	series	series	NOUN
fsr-3785	24	4	of	of	ADP
fsr-3785	24	5	ratios	ratio	NOUN
fsr-3785	24	6	include	include	VERB
fsr-3785	24	7	measures	measure	NOUN
fsr-3785	24	8	of	of	ADP
fsr-3785	24	9	liquidity	liquidity	NOUN
fsr-3785	24	10	,	,	PUNCT
fsr-3785	24	11	savings	saving	NOUN
fsr-3785	24	12	,	,	PUNCT
fsr-3785	24	13	asset	asset	NOUN
fsr-3785	24	14	allocation	allocation	NOUN
fsr-3785	24	15	,	,	PUNCT
fsr-3785	24	16	inflation	inflation	NOUN
fsr-3785	24	17	protection	protection	NOUN
fsr-3785	24	18	,	,	PUNCT
fsr-3785	24	19	tax	tax	NOUN
fsr-3785	24	20	burden	burden	NOUN
fsr-3785	24	21	,	,	PUNCT
fsr-3785	24	22	housing	housing	NOUN
fsr-3785	24	23	expenses	expense	NOUN
fsr-3785	24	24	,	,	PUNCT
fsr-3785	24	25	and	and	CCONJ
fsr-3785	24	26	insolvency	insolvency	NOUN
fsr-3785	24	27	.	.	PUNCT
fsr-3785	25	1	the	the	DET
fsr-3785	25	2	last	last	ADJ
fsr-3785	25	3	article	article	NOUN
fsr-3785	25	4	,	,	PUNCT
fsr-3785	25	5	“	"	PUNCT
fsr-3785	25	6	an	an	DET
fsr-3785	25	7	emerging	emerge	VERB
fsr-3785	25	8	partnership	partnership	NOUN
fsr-3785	25	9	:	:	PUNCT
fsr-3785	25	10	afs	afs	NOUN
fsr-3785	25	11	and	and	CCONJ
fsr-3785	25	12	the	the	DET
fsr-3785	25	13	cfp	cfp	PROPN
fsr-3785	25	14	board	board	PROPN
fsr-3785	25	15	”	"	PUNCT
fsr-3785	25	16	by	by	ADP
fsr-3785	25	17	dede	dede	NOUN
fsr-3785	25	18	pahl	pahl	PROPN
fsr-3785	25	19	discusses	discuss	VERB
fsr-3785	25	20	the	the	DET
fsr-3785	25	21	needs	need	NOUN
fsr-3785	25	22	and	and	CCONJ
fsr-3785	25	23	benefits	benefit	NOUN
fsr-3785	25	24	of	of	ADP
fsr-3785	25	25	a	a	DET
fsr-3785	25	26	partnership	partnership	NOUN
fsr-3785	25	27	between	between	ADP
fsr-3785	25	28	academic	academic	ADJ
fsr-3785	25	29	members	member	NOUN
fsr-3785	25	30	of	of	ADP
fsr-3785	25	31	the	the	DET
fsr-3785	25	32	acad	acad	PROPN
fsr-3785	25	33	emy	emy	PROPN
fsr-3785	25	34	of	of	ADP
fsr-3785	25	35	financial	financial	ADJ
fsr-3785	25	36	services	service	NOUN
fsr-3785	25	37	and	and	CCONJ
fsr-3785	25	38	the	the	DET
fsr-3785	25	39	cfp	cfp	PROPN
fsr-3785	25	40	board	board	PROPN
fsr-3785	25	41	.	.	PUNCT
fsr-3785	26	1	de	de	PROPN
fsr-3785	26	2	&	&	CCONJ
fsr-3785	26	3	is	be	AUX
fsr-3785	26	4	an	an	DET
fsr-3785	26	5	active	active	ADJ
fsr-3785	26	6	personal	personal	ADJ
fsr-3785	26	7	boundary	boundary	ADJ
fsr-3785	26	8	span	span	NOUN
fsr-3785	26	9	ner	ner	NOUN
fsr-3785	26	10	whose	whose	DET
fsr-3785	26	11	official	official	ADJ
fsr-3785	26	12	title	title	NOUN
fsr-3785	26	13	is	be	AUX
fsr-3785	26	14	director	director	NOUN
fsr-3785	26	15	of	of	ADP
fsr-3785	26	16	certification	certification	NOUN
fsr-3785	26	17	for	for	ADP
fsr-3785	26	18	the	the	DET
fsr-3785	26	19	cfp	cfp	PROPN
fsr-3785	26	20	board	board	NOUN
fsr-3785	26	21	and	and	CCONJ
fsr-3785	26	22	a	a	DET
fsr-3785	26	23	board	board	NOUN
fsr-3785	26	24	of	of	ADP
fsr-3785	26	25	directors	director	NOUN
fsr-3785	26	26	member	member	NOUN
fsr-3785	26	27	of	of	ADP
fsr-3785	26	28	the	the	DET
fsr-3785	26	29	academy	academy	NOUN
fsr-3785	26	30	of	of	ADP
fsr-3785	26	31	f’inancial	f’inancial	PROPN
fsr-3785	26	32	services	service	NOUN
fsr-3785	26	33	.	.	PUNCT
fsr-3785	27	1	she	she	PRON
fsr-3785	27	2	explains	explain	VERB
fsr-3785	27	3	the	the	DET
fsr-3785	27	4	history	history	NOUN
fsr-3785	27	5	and	and	CCONJ
fsr-3785	27	6	mission	mission	NOUN
fsr-3785	27	7	of	of	ADP
fsr-3785	27	8	the	the	DET
fsr-3785	27	9	cfp	cfp	PROPN
fsr-3785	27	10	board	board	PROPN
fsr-3785	27	11	and	and	CCONJ
fsr-3785	27	12	the	the	DET
fsr-3785	27	13	partnership	partnership	NOUN
fsr-3785	27	14	that	that	PRON
fsr-3785	27	15	is	be	AUX
fsr-3785	27	16	developing	develop	VERB
fsr-3785	27	17	between	between	ADP
fsr-3785	27	18	the	the	DET
fsr-3785	27	19	two	two	NUM
fsr-3785	27	20	organi	organi	ADJ
fsr-3785	27	21	zations	zation	NOUN
fsr-3785	27	22	.	.	PUNCT
fsr-3785	28	1	the	the	DET
fsr-3785	28	2	last	last	ADJ
fsr-3785	28	3	item	item	NOUN
fsr-3785	28	4	listed	list	VERB
fsr-3785	28	5	in	in	ADP
fsr-3785	28	6	the	the	DET
fsr-3785	28	7	contents	content	NOUN
fsr-3785	28	8	is	be	AUX
fsr-3785	28	9	a	a	DET
fsr-3785	28	10	new	new	ADJ
fsr-3785	28	11	section	section	NOUN
fsr-3785	28	12	that	that	PRON
fsr-3785	28	13	is	be	AUX
fsr-3785	28	14	being	be	AUX
fsr-3785	28	15	initiated	initiate	VERB
fsr-3785	28	16	with	with	ADP
fsr-3785	28	17	this	this	DET
fsr-3785	28	18	issue	issue	NOUN
fsr-3785	28	19	of	of	ADP
fsr-3785	28	20	fsr	fsr	PROPN
fsr-3785	28	21	.	.	PUNCT
fsr-3785	29	1	douglas	douglas	PROPN
fsr-3785	29	2	kahl	kahl	PROPN
fsr-3785	29	3	has	have	AUX
fsr-3785	29	4	volunteered	volunteer	VERB
fsr-3785	29	5	to	to	PART
fsr-3785	29	6	be	be	AUX
fsr-3785	29	7	responsible	responsible	ADJ
fsr-3785	29	8	for	for	ADP
fsr-3785	29	9	this	this	DET
fsr-3785	29	10	section	section	NOUN
fsr-3785	29	11	,	,	PUNCT
fsr-3785	29	12	which	which	PRON
fsr-3785	29	13	is	be	AUX
fsr-3785	29	14	entitled	entitle	VERB
fsr-3785	29	15	“	"	PUNCT
fsr-3785	29	16	book	book	NOUN
fsr-3785	29	17	,	,	PUNCT
fsr-3785	29	18	software	software	NOUN
fsr-3785	29	19	and	and	CCONJ
fsr-3785	29	20	web	web	NOUN
fsr-3785	29	21	site	site	NOUN
fsr-3785	29	22	reviews	review	NOUN
fsr-3785	29	23	.	.	PUNCT
fsr-3785	29	24	”	"	PUNCT
fsr-3785	30	1	he	he	PRON
fsr-3785	30	2	has	have	AUX
fsr-3785	30	3	started	start	VERB
fsr-3785	30	4	the	the	DET
fsr-3785	30	5	section	section	NOUN
fsr-3785	30	6	by	by	ADP
fsr-3785	30	7	reviewing	review	VERB
fsr-3785	30	8	a	a	DET
fsr-3785	30	9	book	book	NOUN
fsr-3785	30	10	written	write	VERB
fsr-3785	30	11	by	by	ADP
fsr-3785	30	12	beam	beam	NOUN
fsr-3785	30	13	and	and	CCONJ
fsr-3785	30	14	mcfadden	mcfadden	PROPN
fsr-3785	30	15	that	that	PRON
fsr-3785	30	16	is	be	AUX
fsr-3785	30	17	titled	title	VERB
fsr-3785	30	18	,	,	PUNCT
fsr-3785	30	19	employee	employee	NOUN
fsr-3785	30	20	benefits	benefit	NOUN
fsr-3785	30	21	.	.	PUNCT
fsr-3785	31	1	john	john	PROPN
fsr-3785	31	2	clinebell	clinebell	PROPN
fsr-3785	31	3	has	have	AUX
fsr-3785	31	4	reviewed	review	VERB
fsr-3785	31	5	garman	garman	NOUN
fsr-3785	31	6	and	and	CCONJ
fsr-3785	31	7	forgue	forgue	NOUN
fsr-3785	31	8	’s	’s	PART
fsr-3785	31	9	personal	personal	ADJ
fsr-3785	31	10	finance	finance	NOUN
fsr-3785	31	11	textbook	textbook	NOUN
fsr-3785	31	12	.	.	PUNCT
fsr-3785	32	1	the	the	DET
fsr-3785	32	2	section	section	NOUN
fsr-3785	32	3	concludes	conclude	VERB
fsr-3785	32	4	with	with	ADP
fsr-3785	32	5	a	a	DET
fsr-3785	32	6	review	review	NOUN
fsr-3785	32	7	of	of	ADP
fsr-3785	32	8	the	the	DET
fsr-3785	32	9	web	web	NOUN
fsr-3785	32	10	site	site	NOUN
fsr-3785	32	11	for	for	ADP
fsr-3785	32	12	the	the	DET
fsr-3785	32	13	london	london	PROPN
fsr-3785	32	14	international	international	ADJ
fsr-3785	32	15	futures	future	NOUN
fsr-3785	32	16	and	and	CCONJ
fsr-3785	32	17	options	option	NOUN
fsr-3785	32	18	exchange	exchange	NOUN
fsr-3785	32	19	.	.	PUNCT
fsr-3785	33	1	doug	doug	NOUN
fsr-3785	33	2	is	be	AUX
fsr-3785	33	3	very	very	ADV
fsr-3785	33	4	interested	interested	ADJ
fsr-3785	33	5	in	in	ADP
fsr-3785	33	6	hearing	hear	VERB
fsr-3785	33	7	from	from	ADP
fsr-3785	33	8	you	you	PRON
fsr-3785	33	9	if	if	SCONJ
fsr-3785	33	10	you	you	PRON
fsr-3785	33	11	are	be	AUX
fsr-3785	33	12	willing	willing	ADJ
fsr-3785	33	13	to	to	PART
fsr-3785	33	14	volunteer	volunteer	VERB
fsr-3785	33	15	to	to	PART
fsr-3785	33	16	do	do	VERB
fsr-3785	33	17	a	a	DET
fsr-3785	33	18	review	review	NOUN
fsr-3785	33	19	or	or	CCONJ
fsr-3785	33	20	offer	offer	VERB
fsr-3785	33	21	materials	material	NOUN
fsr-3785	33	22	to	to	PART
fsr-3785	33	23	be	be	AUX
fsr-3785	33	24	reviewed	review	VERB
fsr-3785	33	25	.	.	PUNCT
fsr-3785	34	1	i	i	PRON
fsr-3785	34	2	would	would	AUX
fsr-3785	34	3	like	like	VERB
fsr-3785	34	4	to	to	PART
fsr-3785	34	5	thank	thank	VERB
fsr-3785	34	6	the	the	DET
fsr-3785	34	7	editorial	editorial	ADJ
fsr-3785	34	8	board	board	NOUN
fsr-3785	34	9	for	for	ADP
fsr-3785	34	10	all	all	PRON
fsr-3785	34	11	of	of	ADP
fsr-3785	34	12	their	their	PRON
fsr-3785	34	13	advise	advise	NOUN
fsr-3785	34	14	and	and	CCONJ
fsr-3785	34	15	the	the	DET
fsr-3785	34	16	reviews	review	NOUN
fsr-3785	34	17	they	they	PRON
fsr-3785	34	18	have	have	AUX
fsr-3785	34	19	promptly	promptly	ADV
fsr-3785	34	20	returned	return	VERB
fsr-3785	34	21	as	as	ADV
fsr-3785	34	22	well	well	ADV
fsr-3785	34	23	as	as	ADP
fsr-3785	34	24	the	the	DET
fsr-3785	34	25	54	54	NUM
fsr-3785	34	26	ad	ad	NOUN
fsr-3785	34	27	hoc	hoc	X
fsr-3785	34	28	reviewers	reviewer	NOUN
fsr-3785	34	29	who	who	PRON
fsr-3785	34	30	have	have	AUX
fsr-3785	34	31	responded	respond	VERB
fsr-3785	34	32	to	to	ADP
fsr-3785	34	33	my	my	PRON
fsr-3785	34	34	request	request	NOUN
fsr-3785	34	35	to	to	PART
fsr-3785	34	36	help	help	VERB
fsr-3785	34	37	shape	shape	VERB
fsr-3785	34	38	the	the	DET
fsr-3785	34	39	future	future	NOUN
fsr-3785	34	40	of	of	ADP
fsr-3785	34	41	the	the	DET
fsr-3785	34	42	financial	financial	ADJ
fsr-3785	34	43	services	service	NOUN
fsr-3785	34	44	review	review	NOUN
fsr-3785	34	45	.	.	PUNCT
fsr-3785	35	1	i	i	PRON
fsr-3785	35	2	look	look	VERB
fsr-3785	35	3	forward	forward	ADV
fsr-3785	35	4	to	to	ADP
fsr-3785	35	5	hearing	hear	VERB
fsr-3785	35	6	your	your	PRON
fsr-3785	35	7	reactions	reaction	NOUN
fsr-3785	35	8	to	to	ADP
fsr-3785	35	9	the	the	DET
fsr-3785	35	10	articles	article	NOUN
fsr-3785	35	11	in	in	ADP
fsr-3785	35	12	this	this	DET
fsr-3785	35	13	issue	issue	NOUN
fsr-3785	35	14	.	.	PUNCT
fsr-3785	36	1	i	i	PRON
fsr-3785	36	2	will	will	AUX
fsr-3785	36	3	publish	publish	VERB
fsr-3785	36	4	interesting	interesting	ADJ
fsr-3785	36	5	responses	response	NOUN
fsr-3785	36	6	in	in	ADP
fsr-3785	36	7	the	the	DET
fsr-3785	36	8	new	new	ADJ
fsr-3785	36	9	member	member	NOUN
fsr-3785	36	10	section	section	NOUN
fsr-3785	36	11	,	,	PUNCT
fsr-3785	36	12	afs	afs	PROPN
fsr-3785	36	13	notes	note	NOUN
fsr-3785	36	14	section	section	NOUN
fsr-3785	36	15	.	.	PUNCT
fsr-3785	37	1	in	in	ADP
fsr-3785	37	2	addition	addition	NOUN
fsr-3785	37	3	,	,	PUNCT
fsr-3785	37	4	your	your	PRON
fsr-3785	37	5	ideas	idea	NOUN
fsr-3785	37	6	for	for	ADP
fsr-3785	37	7	future	future	ADJ
fsr-3785	37	8	articles	article	NOUN
fsr-3785	37	9	can	can	AUX
fsr-3785	37	10	be	be	AUX
fsr-3785	37	11	transmitted	transmit	VERB
fsr-3785	37	12	to	to	ADP
fsr-3785	37	13	me	i	PRON
fsr-3785	37	14	in	in	ADP
fsr-3785	37	15	the	the	DET
fsr-3785	37	16	form	form	NOUN
fsr-3785	37	17	of	of	ADP
fsr-3785	37	18	letters	letter	NOUN
fsr-3785	37	19	,	,	PUNCT
fsr-3785	37	20	e	e	NOUN
fsr-3785	37	21	-	-	NOUN
fsr-3785	37	22	mail	mail	NOUN
fsr-3785	37	23	,	,	PUNCT
fsr-3785	37	24	or	or	CCONJ
fsr-3785	37	25	hits	hit	VERB
fsr-3785	37	26	on	on	ADP
fsr-3785	37	27	our	our	PRON
fsr-3785	37	28	fsr	fsr	PROPN
fsr-3785	37	29	web	web	NOUN
fsr-3785	37	30	site	site	NOUN
fsr-3785	37	31	.	.	PUNCT
fsr-3785	38	1	the	the	DET
fsr-3785	38	2	address	address	NOUN
fsr-3785	38	3	to	to	ADP
fsr-3785	38	4	the	the	DET
fsr-3785	38	5	web	web	NOUN
fsr-3785	38	6	site	site	NOUN
fsr-3785	38	7	is	be	AUX
fsr-3785	38	8	[	[	X
fsr-3785	38	9	http	http	X
fsr-3785	38	10	:	:	PUNCT
fsr-3785	38	11	//www.vakron.edu	//www.vakron.edu	PUNCT
fsr-3785	38	12	/	/	SYM
fsr-3785	38	13	cba	cba	PROPN
fsr-3785	38	14	/	/	SYM
fsr-3785	38	15	fsr	fsr	PROPN
fsr-3785	38	16	/	/	SYM
fsr-3785	38	17	frs.htm	frs.htm	PROPN
fsr-3785	38	18	/	/	SYM
fsr-3785	38	19	l.	l.	NOUN
