id	sid	tid	token	lemma	pos
fsr-3791	1	1	pii	pii	PROPN
fsr-3791	1	2	:	:	PUNCT
fsr-3791	1	3	s1057	s1057	NOUN
fsr-3791	1	4	-	-	PUNCT
fsr-3791	1	5	0810(96)90028	0810(96)90028	NOUN
fsr-3791	1	6	-	-	PUNCT
fsr-3791	1	7	1	1	NUM
fsr-3791	1	8	financial	financial	ADJ
fsr-3791	1	9	services	service	NOUN
fsr-3791	1	10	review	review	NOUN
fsr-3791	1	11	,	,	PUNCT
fsr-3791	1	12	5	5	NUM
fsr-3791	1	13	(	(	PUNCT
fsr-3791	1	14	1	1	NUM
fsr-3791	1	15	):	):	PUNCT
fsr-3791	1	16	7	7	NUM
fsr-3791	1	17	l	l	NOUN
fsr-3791	1	18	-	-	NOUN
fsr-3791	1	19	g	g	PROPN
fsr-3791	1	20	1	1	NUM
fsr-3791	1	21	issn	issn	NOUN
fsr-3791	1	22	:	:	PUNCT
fsr-3791	1	23	1057	1057	NUM
fsr-3791	1	24	-	-	SYM
fsr-3791	1	25	0810	0810	NUM
fsr-3791	1	26	copyright	copyright	NOUN
fsr-3791	1	27	(	(	PUNCT
fsr-3791	1	28	4	4	NUM
fsr-3791	1	29	1996	1996	NUM
fsr-3791	1	30	by	by	ADP
fsr-3791	1	31	jai	jai	PROPN
fsr-3791	1	32	press	press	PROPN
fsr-3791	1	33	inc	inc	PROPN
fsr-3791	1	34	.	.	PUNCT
fsr-3791	2	1	all	all	DET
fsr-3791	2	2	rights	right	NOUN
fsr-3791	2	3	of	of	ADP
fsr-3791	2	4	reproduction	reproduction	NOUN
fsr-3791	2	5	in	in	ADP
fsr-3791	2	6	any	any	DET
fsr-3791	2	7	form	form	NOUN
fsr-3791	2	8	reserved	reserve	VERB
fsr-3791	2	9	.	.	PUNCT
fsr-3791	3	1	an	an	DET
fsr-3791	3	2	emerging	emerge	VERB
fsr-3791	3	3	partnership	partnership	NOUN
fsr-3791	3	4	:	:	PUNCT
fsr-3791	3	5	afs	afs	NOUN
fsr-3791	3	6	and	and	CCONJ
fsr-3791	3	7	the	the	DET
fsr-3791	3	8	cfp	cfp	PROPN
fsr-3791	3	9	board	board	PROPN
fsr-3791	3	10	dede	dede	NOUN
fsr-3791	3	11	pahl	pahl	VERB
fsr-3791	3	12	the	the	DET
fsr-3791	3	13	past	past	ADJ
fsr-3791	3	14	20	20	NUM
fsr-3791	3	15	years	year	NOUN
fsr-3791	3	16	have	have	AUX
fsr-3791	3	17	witnessed	witness	VERB
fsr-3791	3	18	growth	growth	NOUN
fsr-3791	3	19	in	in	ADP
fsr-3791	3	20	personalfinancial	personalfinancial	ADJ
fsr-3791	3	21	planning	planning	NOUN
fsr-3791	3	22	-	-	PUNCT
fsr-3791	3	23	as	as	ADP
fsr-3791	3	24	a	a	DET
fsr-3791	3	25	profes	profes	X
fsr-3791	3	26	sion	sion	NOUN
fsr-3791	3	27	and	and	CCONJ
fsr-3791	3	28	as	as	ADP
fsr-3791	3	29	a	a	DET
fsr-3791	3	30	separate	separate	ADJ
fsr-3791	3	31	body	body	NOUN
fsr-3791	3	32	of	of	ADP
fsr-3791	3	33	knowledge	knowledge	NOUN
fsr-3791	3	34	worthy	worthy	ADJ
fsr-3791	3	35	of	of	ADP
fsr-3791	3	36	attention	attention	NOUN
fsr-3791	3	37	by	by	ADP
fsr-3791	3	38	the	the	DET
fsr-3791	3	39	academic	academic	ADJ
fsr-3791	3	40	community	community	NOUN
fsr-3791	3	41	.	.	PUNCT
fsr-3791	4	1	the	the	DET
fsr-3791	4	2	certified	certify	VERB
fsr-3791	4	3	financial	financial	ADJ
fsr-3791	4	4	planner	planner	NOUN
fsr-3791	4	5	board	board	NOUN
fsr-3791	4	6	of	of	ADP
fsr-3791	4	7	standards	standard	NOUN
fsr-3791	4	8	is	be	AUX
fsr-3791	4	9	a	a	DET
fsr-3791	4	10	private	private	ADJ
fsr-3791	4	11	,	,	PUNCT
fsr-3791	4	12	nonprobt	nonprobt	NOUN
fsr-3791	4	13	,	,	PUNCT
fsr-3791	4	14	regulatory	regulatory	ADJ
fsr-3791	4	15	organization	organization	NOUN
fsr-3791	4	16	that	that	PRON
fsr-3791	4	17	has	have	AUX
fsr-3791	4	18	emerged	emerge	VERB
fsr-3791	4	19	as	as	SCONJ
fsr-3791	4	20	the	the	DET
fsr-3791	4	21	group	group	NOUN
fsr-3791	4	22	bringing	bring	VERB
fsr-3791	4	23	these	these	DET
fsr-3791	4	24	new	new	ADJ
fsr-3791	4	25	practitioners	practitioner	NOUN
fsr-3791	4	26	and	and	CCONJ
fsr-3791	4	27	the	the	DET
fsr-3791	4	28	personalfinance	personalfinance	NOUN
fsr-3791	4	29	academics	academic	NOUN
fsr-3791	4	30	together	together	ADV
fsr-3791	4	31	in	in	ADP
fsr-3791	4	32	the	the	DET
fsr-3791	4	33	quest	quest	NOUN
fsr-3791	4	34	towards	towards	ADP
fsr-3791	4	35	an	an	DET
fsr-3791	4	36	independent	independent	ADJ
fsr-3791	4	37	body	body	NOUN
fsr-3791	4	38	of	of	ADP
fsr-3791	4	39	knowledge	knowledge	NOUN
fsr-3791	4	40	developed	develop	VERB
fsr-3791	4	41	exclusively	exclusively	ADV
fsr-3791	4	42	for	for	ADP
fsr-3791	4	43	personal	personal	ADJ
fsr-3791	4	44	financial	financial	ADJ
fsr-3791	4	45	planning	planning	NOUN
fsr-3791	4	46	.	.	PUNCT
fsr-3791	5	1	the	the	DET
fsr-3791	5	2	cfp	cfp	PROPN
fsr-3791	5	3	board	board	PROPN
fsr-3791	5	4	has	have	AUX
fsr-3791	5	5	funded	fund	VERB
fsr-3791	5	6	its	its	PRON
fsr-3791	5	7	own	own	ADJ
fsr-3791	5	8	research	research	NOUN
fsr-3791	5	9	,	,	PUNCT
fsr-3791	5	10	through	through	ADP
fsr-3791	5	11	job	job	NOUN
fsr-3791	5	12	analyses	analysis	NOUN
fsr-3791	5	13	and	and	CCONJ
fsr-3791	5	14	market	market	NOUN
fsr-3791	5	15	surveys	survey	NOUN
fsr-3791	5	16	and	and	CCONJ
fsr-3791	5	17	academic	academic	ADJ
fsr-3791	5	18	research	research	NOUN
fsr-3791	5	19	through	through	ADP
fsr-3791	5	20	grants	grant	NOUN
fsr-3791	5	21	and	and	CCONJ
fsr-3791	5	22	monetary	monetary	ADJ
fsr-3791	5	23	awards	award	NOUN
fsr-3791	5	24	for	for	ADP
fsr-3791	5	25	seminal	seminal	ADJ
fsr-3791	5	26	articles	article	NOUN
fsr-3791	5	27	and	and	CCONJ
fsr-3791	5	28	research	research	NOUN
fsr-3791	5	29	papers	paper	NOUN
fsr-3791	5	30	.	.	PUNCT
fsr-3791	6	1	i.	i.	PROPN
fsr-3791	6	2	introduction	introduction	NOUN
fsr-3791	6	3	over	over	ADP
fsr-3791	6	4	the	the	DET
fsr-3791	6	5	last	last	ADJ
fsr-3791	6	6	5	5	NUM
fsr-3791	6	7	to	to	PART
fsr-3791	6	8	10	10	NUM
fsr-3791	6	9	years	year	NOUN
fsr-3791	6	10	on	on	ADP
fsr-3791	6	11	campus	campus	NOUN
fsr-3791	6	12	or	or	CCONJ
fsr-3791	6	13	in	in	ADP
fsr-3791	6	14	print	print	NOUN
fsr-3791	6	15	,	,	PUNCT
fsr-3791	6	16	you	you	PRON
fsr-3791	6	17	may	may	AUX
fsr-3791	6	18	have	have	AUX
fsr-3791	6	19	noticed	notice	VERB
fsr-3791	6	20	an	an	DET
fsr-3791	6	21	increase	increase	NOUN
fsr-3791	6	22	in	in	ADP
fsr-3791	6	23	the	the	DET
fsr-3791	6	24	following	following	ADJ
fsr-3791	6	25	terms	term	NOUN
fsr-3791	6	26	:	:	PUNCT
fsr-3791	6	27	financial	financial	ADJ
fsr-3791	6	28	planner	planner	NOUN
fsr-3791	6	29	,	,	PUNCT
fsr-3791	6	30	financial	financial	ADJ
fsr-3791	6	31	planning	planning	NOUN
fsr-3791	6	32	,	,	PUNCT
fsr-3791	6	33	cfp	cfp	PROPN
fsr-3791	6	34	.	.	PROPN
fsr-3791	6	35	fellow	fellow	PROPN
fsr-3791	6	36	professors	professor	NOUN
fsr-3791	6	37	,	,	PUNCT
fsr-3791	6	38	students	student	NOUN
fsr-3791	6	39	,	,	PUNCT
fsr-3791	6	40	or	or	CCONJ
fsr-3791	6	41	deans	dean	NOUN
fsr-3791	6	42	may	may	AUX
fsr-3791	6	43	be	be	AUX
fsr-3791	6	44	inquiring	inquire	VERB
fsr-3791	6	45	about	about	ADP
fsr-3791	6	46	this	this	DET
fsr-3791	6	47	newly	newly	ADV
fsr-3791	6	48	emerging	emerge	VERB
fsr-3791	6	49	profession	profession	NOUN
fsr-3791	6	50	of	of	ADP
fsr-3791	6	51	personal	personal	ADJ
fsr-3791	6	52	financial	financial	ADJ
fsr-3791	6	53	plan	plan	NOUN
fsr-3791	6	54	ning	ning	NOUN
fsr-3791	6	55	and	and	CCONJ
fsr-3791	6	56	how	how	SCONJ
fsr-3791	6	57	it	it	PRON
fsr-3791	6	58	relates	relate	VERB
fsr-3791	6	59	to	to	ADP
fsr-3791	6	60	the	the	DET
fsr-3791	6	61	academic	academic	ADJ
fsr-3791	6	62	world	world	NOUN
fsr-3791	6	63	of	of	ADP
fsr-3791	6	64	finance	finance	NOUN
fsr-3791	6	65	.	.	PUNCT
fsr-3791	7	1	the	the	DET
fsr-3791	7	2	term	term	NOUN
fsr-3791	7	3	“	"	PUNCT
fsr-3791	7	4	emerging	emerge	VERB
fsr-3791	7	5	”	"	PUNCT
fsr-3791	7	6	is	be	AUX
fsr-3791	7	7	used	use	VERB
fsr-3791	7	8	because	because	SCONJ
fsr-3791	7	9	20	20	NUM
fsr-3791	7	10	years	year	NOUN
fsr-3791	7	11	ago	ago	ADV
fsr-3791	7	12	there	there	PRON
fsr-3791	7	13	was	be	VERB
fsr-3791	7	14	no	no	DET
fsr-3791	7	15	such	such	ADJ
fsr-3791	7	16	category	category	NOUN
fsr-3791	7	17	,	,	PUNCT
fsr-3791	7	18	although	although	SCONJ
fsr-3791	7	19	many	many	ADJ
fsr-3791	7	20	professionals	professional	NOUN
fsr-3791	7	21	(	(	PUNCT
fsr-3791	7	22	lawyers	lawyer	NOUN
fsr-3791	7	23	,	,	PUNCT
fsr-3791	7	24	accountants	accountant	NOUN
fsr-3791	7	25	,	,	PUNCT
fsr-3791	7	26	insurance	insurance	NOUN
fsr-3791	7	27	specialists	specialist	NOUN
fsr-3791	7	28	,	,	PUNCT
fsr-3791	7	29	financial	financial	ADJ
fsr-3791	7	30	advisors	advisor	NOUN
fsr-3791	7	31	)	)	PUNCT
fsr-3791	7	32	were	be	AUX
fsr-3791	7	33	being	be	AUX
fsr-3791	7	34	asked	ask	VERB
fsr-3791	7	35	by	by	ADP
fsr-3791	7	36	clients	client	NOUN
fsr-3791	7	37	to	to	PART
fsr-3791	7	38	move	move	VERB
fsr-3791	7	39	out	out	ADP
fsr-3791	7	40	of	of	ADP
fsr-3791	7	41	their	their	PRON
fsr-3791	7	42	“	"	PUNCT
fsr-3791	7	43	‘	'	PUNCT
fsr-3791	7	44	professional	professional	ADJ
fsr-3791	7	45	box	box	NOUN
fsr-3791	7	46	”	"	PUNCT
fsr-3791	7	47	to	to	PART
fsr-3791	7	48	provide	provide	VERB
fsr-3791	7	49	assistance	assistance	NOUN
fsr-3791	7	50	in	in	ADP
fsr-3791	7	51	other	other	ADJ
fsr-3791	7	52	related	related	ADJ
fsr-3791	7	53	areas	area	NOUN
fsr-3791	7	54	.	.	PUNCT
fsr-3791	8	1	finance	finance	NOUN
fsr-3791	8	2	,	,	PUNCT
fsr-3791	8	3	partic	partic	NOUN
fsr-3791	8	4	ularly	ularly	ADV
fsr-3791	8	5	,	,	PUNCT
fsr-3791	8	6	moved	move	VERB
fsr-3791	8	7	out	out	ADP
fsr-3791	8	8	of	of	ADP
fsr-3791	8	9	the	the	DET
fsr-3791	8	10	theoretical	theoretical	ADJ
fsr-3791	8	11	and	and	CCONJ
fsr-3791	8	12	corporate	corporate	ADJ
fsr-3791	8	13	worlds	world	NOUN
fsr-3791	8	14	into	into	ADP
fsr-3791	8	15	the	the	DET
fsr-3791	8	16	individual	individual	ADJ
fsr-3791	8	17	investor	investor	NOUN
fsr-3791	8	18	’s	’s	PART
fsr-3791	8	19	realm	realm	NOUN
fsr-3791	8	20	.	.	PUNCT
fsr-3791	9	1	deregulation	deregulation	NOUN
fsr-3791	9	2	,	,	PUNCT
fsr-3791	9	3	the	the	DET
fsr-3791	9	4	baby	baby	NOUN
fsr-3791	9	5	boom	boom	NOUN
fsr-3791	9	6	generation	generation	NOUN
fsr-3791	9	7	,	,	PUNCT
fsr-3791	9	8	and	and	CCONJ
fsr-3791	9	9	the	the	DET
fsr-3791	9	10	proliferation	proliferation	NOUN
fsr-3791	9	11	of	of	ADP
fsr-3791	9	12	401(k	401(k	NOUN
fsr-3791	9	13	)	)	PUNCT
fsr-3791	9	14	plans	plan	NOUN
fsr-3791	9	15	have	have	AUX
fsr-3791	9	16	spawned	spawn	VERB
fsr-3791	9	17	the	the	DET
fsr-3791	9	18	consumer	consumer	NOUN
fsr-3791	9	19	’s	’s	PART
fsr-3791	9	20	need	need	NOUN
fsr-3791	9	21	for	for	ADP
fsr-3791	9	22	education	education	NOUN
fsr-3791	9	23	,	,	PUNCT
fsr-3791	9	24	coordination	coordination	NOUN
fsr-3791	9	25	,	,	PUNCT
fsr-3791	9	26	and	and	CCONJ
fsr-3791	9	27	planning	planning	NOUN
fsr-3791	9	28	.	.	PUNCT
fsr-3791	10	1	while	while	SCONJ
fsr-3791	10	2	the	the	DET
fsr-3791	10	3	practi	practi	ADJ
fsr-3791	10	4	cal	cal	ADJ
fsr-3791	10	5	side	side	NOUN
fsr-3791	10	6	of	of	ADP
fsr-3791	10	7	financial	financial	ADJ
fsr-3791	10	8	planning	planning	NOUN
fsr-3791	10	9	has	have	AUX
fsr-3791	10	10	accelerated	accelerate	VERB
fsr-3791	10	11	through	through	ADP
fsr-3791	10	12	the	the	DET
fsr-3791	10	13	process	process	NOUN
fsr-3791	10	14	of	of	ADP
fsr-3791	10	15	professional	professional	ADJ
fsr-3791	10	16	certifica	certifica	PROPN
fsr-3791	10	17	tion	tion	NOUN
fsr-3791	10	18	,	,	PUNCT
fsr-3791	10	19	the	the	DET
fsr-3791	10	20	research	research	NOUN
fsr-3791	10	21	and	and	CCONJ
fsr-3791	10	22	academic	academic	ADJ
fsr-3791	10	23	pursuit	pursuit	NOUN
fsr-3791	10	24	is	be	AUX
fsr-3791	10	25	poised	poise	VERB
fsr-3791	10	26	to	to	PART
fsr-3791	10	27	catch	catch	VERB
fsr-3791	10	28	up	up	ADP
fsr-3791	10	29	under	under	ADP
fsr-3791	10	30	a	a	DET
fsr-3791	10	31	new	new	ADJ
fsr-3791	10	32	partnership	partnership	NOUN
fsr-3791	10	33	for	for	ADP
fsr-3791	10	34	growth	growth	NOUN
fsr-3791	10	35	.	.	PUNCT
fsr-3791	11	1	with	with	ADP
fsr-3791	11	2	over	over	ADP
fsr-3791	11	3	30,000	30,000	NUM
fsr-3791	11	4	cfp	cfp	NOUN
fsr-3791	11	5	licensees	licensee	NOUN
fsr-3791	11	6	currently	currently	ADV
fsr-3791	11	7	,	,	PUNCT
fsr-3791	11	8	the	the	DET
fsr-3791	11	9	financial	financial	ADJ
fsr-3791	11	10	planning	planning	NOUN
fsr-3791	11	11	profession	profession	NOUN
fsr-3791	11	12	is	be	AUX
fsr-3791	11	13	obviously	obviously	ADV
fsr-3791	11	14	growing	grow	VERB
fsr-3791	11	15	rapidly	rapidly	ADV
fsr-3791	11	16	and	and	CCONJ
fsr-3791	11	17	is	be	AUX
fsr-3791	11	18	in	in	ADP
fsr-3791	11	19	need	need	NOUN
fsr-3791	11	20	of	of	ADP
fsr-3791	11	21	resources	resource	NOUN
fsr-3791	11	22	(	(	PUNCT
fsr-3791	11	23	studies	study	NOUN
fsr-3791	11	24	,	,	PUNCT
fsr-3791	11	25	research	research	NOUN
fsr-3791	11	26	,	,	PUNCT
fsr-3791	11	27	applications	application	NOUN
fsr-3791	11	28	)	)	PUNCT
fsr-3791	11	29	for	for	ADP
fsr-3791	11	30	their	their	PRON
fsr-3791	11	31	practices	practice	NOUN
fsr-3791	11	32	.	.	PUNCT
fsr-3791	12	1	how	how	SCONJ
fsr-3791	12	2	can	can	AUX
fsr-3791	12	3	each	each	DET
fsr-3791	12	4	planner	planner	NOUN
fsr-3791	12	5	do	do	VERB
fsr-3791	12	6	a	a	DET
fsr-3791	12	7	better	well	ADJ
fsr-3791	12	8	job	job	NOUN
fsr-3791	12	9	of	of	ADP
fsr-3791	12	10	planning	planning	NOUN
fsr-3791	12	11	for	for	ADP
fsr-3791	12	12	each	each	DET
fsr-3791	12	13	client	client	NOUN
fsr-3791	12	14	?	?	PUNCT
fsr-3791	13	1	how	how	SCONJ
fsr-3791	13	2	can	can	AUX
fsr-3791	13	3	they	they	PRON
fsr-3791	13	4	know	know	VERB
fsr-3791	13	5	if	if	SCONJ
fsr-3791	13	6	the	the	DET
fsr-3791	13	7	information	information	NOUN
fsr-3791	13	8	they	they	PRON
fsr-3791	13	9	receive	receive	VERB
fsr-3791	13	10	is	be	AUX
fsr-3791	13	11	useful	useful	ADJ
fsr-3791	13	12	,	,	PUNCT
fsr-3791	13	13	reliable	reliable	ADJ
fsr-3791	13	14	,	,	PUNCT
fsr-3791	13	15	valid	valid	ADJ
fsr-3791	13	16	?	?	PUNCT
fsr-3791	14	1	how	how	SCONJ
fsr-3791	14	2	can	can	AUX
fsr-3791	14	3	they	they	PRON
fsr-3791	14	4	use	use	VERB
fsr-3791	14	5	cur	cur	NOUN
fsr-3791	14	6	rent	rent	NOUN
fsr-3791	14	7	research	research	NOUN
fsr-3791	14	8	in	in	ADP
fsr-3791	14	9	new	new	ADJ
fsr-3791	14	10	ways	way	NOUN
fsr-3791	14	11	?	?	PUNCT
fsr-3791	15	1	are	be	AUX
fsr-3791	15	2	theories	theory	NOUN
fsr-3791	15	3	only	only	ADV
fsr-3791	15	4	that	that	SCONJ
fsr-3791	15	5	-	-	PUNCT
fsr-3791	15	6	where	where	SCONJ
fsr-3791	15	7	is	be	AUX
fsr-3791	15	8	the	the	DET
fsr-3791	15	9	application	application	NOUN
fsr-3791	15	10	?	?	PUNCT
fsr-3791	16	1	the	the	DET
fsr-3791	16	2	afs	afs	PROPN
fsr-3791	16	3	board	board	NOUN
fsr-3791	16	4	of	of	ADP
fsr-3791	16	5	directors	director	NOUN
fsr-3791	16	6	is	be	AUX
fsr-3791	16	7	extremely	extremely	ADV
fsr-3791	16	8	interested	interested	ADJ
fsr-3791	16	9	in	in	ADP
fsr-3791	16	10	bringing	bring	VERB
fsr-3791	16	11	the	the	DET
fsr-3791	16	12	academicians	academician	NOUN
fsr-3791	16	13	and	and	CCONJ
fsr-3791	16	14	the	the	DET
fsr-3791	16	15	practitio	practitio	NOUN
fsr-3791	16	16	ners	ner	NOUN
fsr-3791	16	17	closer	close	ADV
fsr-3791	16	18	together	together	ADV
fsr-3791	16	19	so	so	SCONJ
fsr-3791	16	20	that	that	SCONJ
fsr-3791	16	21	some	some	PRON
fsr-3791	16	22	of	of	ADP
fsr-3791	16	23	these	these	DET
fsr-3791	16	24	questions	question	NOUN
fsr-3791	16	25	can	can	AUX
fsr-3791	16	26	be	be	AUX
fsr-3791	16	27	answered	answer	VERB
fsr-3791	16	28	.	.	PUNCT
fsr-3791	17	1	let	let	VERB
fsr-3791	17	2	me	i	PRON
fsr-3791	17	3	start	start	VERB
fsr-3791	17	4	by	by	ADP
fsr-3791	17	5	intro	intro	VERB
fsr-3791	17	6	ducing	duce	VERB
fsr-3791	17	7	you	you	PRON
fsr-3791	17	8	to	to	ADP
fsr-3791	17	9	financial	financial	ADJ
fsr-3791	17	10	planners	planner	NOUN
fsr-3791	17	11	,	,	PUNCT
fsr-3791	17	12	the	the	DET
fsr-3791	17	13	cfp	cfp	PROPN
fsr-3791	17	14	board	board	NOUN
fsr-3791	17	15	,	,	PUNCT
fsr-3791	17	16	and	and	CCONJ
fsr-3791	17	17	the	the	DET
fsr-3791	17	18	process	process	NOUN
fsr-3791	17	19	of	of	ADP
fsr-3791	17	20	cff	cff	PROPN
fsr-3791	17	21	certification	certification	NOUN
fsr-3791	17	22	.	.	PUNCT
fsr-3791	18	1	dede	dede	VERB
fsr-3791	18	2	p&l	p&l	PROPN
fsr-3791	18	3	l	l	NOUN
fsr-3791	18	4	director	director	NOUN
fsr-3791	18	5	of	of	ADP
fsr-3791	18	6	certification	certification	NOUN
fsr-3791	18	7	,	,	PUNCT
fsr-3791	18	8	cfpboard	cfpboard	PROPN
fsr-3791	18	9	,	,	PUNCT
fsr-3791	18	10	1660	1660	NUM
fsr-3791	18	11	lincoln	lincoln	PROPN
fsr-3791	18	12	street	street	PROPN
fsr-3791	18	13	,	,	PUNCT
fsr-3791	18	14	suite	suite	NOUN
fsr-3791	18	15	3050	3050	NUM
fsr-3791	18	16	,	,	PUNCT
fsr-3791	18	17	denver	denver	PROPN
fsr-3791	18	18	,	,	PUNCT
fsr-3791	18	19	co	co	NOUN
fsr-3791	18	20	80264	80264	NUM
fsr-3791	18	21	.	.	PUNCT
fsr-3791	19	1	12	12	NUM
fsr-3791	19	2	financial	financial	ADJ
fsr-3791	19	3	services	service	NOUN
fsr-3791	19	4	review	review	VERB
fsr-3791	19	5	5	5	NUM
fsr-3791	19	6	(	(	PUNCT
fsr-3791	19	7	1	1	NUM
fsr-3791	19	8	)	)	PUNCT
fsr-3791	19	9	1996	1996	NUM
fsr-3791	19	10	ii	ii	NOUN
fsr-3791	19	11	.	.	PUNCT
fsr-3791	20	1	w	w	PROPN
fsr-3791	20	2	~	~	PUNCT
fsr-3791	20	3	tispersonalfinancl	tispersonalfinancl	NOUN
fsr-3791	20	4	~	~	X
fsr-3791	20	5	lplanning	lplanning	NOUN
fsr-3791	20	6	?	?	PUNCT
fsr-3791	21	1	there	there	PRON
fsr-3791	21	2	is	be	VERB
fsr-3791	21	3	no	no	DET
fsr-3791	21	4	precise	precise	ADJ
fsr-3791	21	5	definition	definition	NOUN
fsr-3791	21	6	of	of	ADP
fsr-3791	21	7	personal	personal	ADJ
fsr-3791	21	8	financial	financial	ADJ
fsr-3791	21	9	planning	planning	NOUN
fsr-3791	21	10	.	.	PUNCT
fsr-3791	22	1	however	however	ADV
fsr-3791	22	2	,	,	PUNCT
fsr-3791	22	3	it	it	PRON
fsr-3791	22	4	is	be	AUX
fsr-3791	22	5	generally	generally	ADV
fsr-3791	22	6	accepted	accept	VERB
fsr-3791	22	7	to	to	PART
fsr-3791	22	8	be	be	AUX
fsr-3791	22	9	aprocess	aprocess	ADJ
fsr-3791	22	10	for	for	ADP
fsr-3791	22	11	determining	determine	VERB
fsr-3791	22	12	how	how	SCONJ
fsr-3791	22	13	a	a	DET
fsr-3791	22	14	person	person	NOUN
fsr-3791	22	15	can	can	AUX
fsr-3791	22	16	meet	meet	VERB
fsr-3791	22	17	specific	specific	ADJ
fsr-3791	22	18	life	life	NOUN
fsr-3791	22	19	goals	goal	NOUN
fsr-3791	22	20	through	through	ADP
fsr-3791	22	21	the	the	DET
fsr-3791	22	22	proper	proper	ADJ
fsr-3791	22	23	management	management	NOUN
fsr-3791	22	24	of	of	ADP
fsr-3791	22	25	his	his	PRON
fsr-3791	22	26	or	or	CCONJ
fsr-3791	22	27	her	her	PRON
fsr-3791	22	28	financial	financial	ADJ
fsr-3791	22	29	resources	resource	NOUN
fsr-3791	22	30	.	.	PUNCT
fsr-3791	23	1	personal	personal	ADJ
fsr-3791	23	2	goals	goal	NOUN
fsr-3791	23	3	might	might	AUX
fsr-3791	23	4	include	include	VERB
fsr-3791	23	5	a	a	DET
fsr-3791	23	6	comfortable	comfortable	ADJ
fsr-3791	23	7	retirement	retirement	NOUN
fsr-3791	23	8	,	,	PUNCT
fsr-3791	23	9	buying	buy	VERB
fsr-3791	23	10	a	a	DET
fsr-3791	23	11	home	home	NOUN
fsr-3791	23	12	,	,	PUNCT
fsr-3791	23	13	saving	save	VERB
fsr-3791	23	14	for	for	ADP
fsr-3791	23	15	a	a	DET
fsr-3791	23	16	child	child	NOUN
fsr-3791	23	17	’s	’s	PART
fsr-3791	23	18	education	education	NOUN
fsr-3791	23	19	,	,	PUNCT
fsr-3791	23	20	or	or	CCONJ
fsr-3791	23	21	starting	start	VERB
fsr-3791	23	22	a	a	DET
fsr-3791	23	23	small	small	ADJ
fsr-3791	23	24	business	business	NOUN
fsr-3791	23	25	.	.	PUNCT
fsr-3791	24	1	to	to	PART
fsr-3791	24	2	help	help	VERB
fsr-3791	24	3	a	a	DET
fsr-3791	24	4	client	client	NOUN
fsr-3791	24	5	reach	reach	VERB
fsr-3791	24	6	specific	specific	ADJ
fsr-3791	24	7	goals	goal	NOUN
fsr-3791	24	8	,	,	PUNCT
fsr-3791	24	9	a	a	DET
fsr-3791	24	10	personal	personal	ADJ
fsr-3791	24	11	financial	financial	ADJ
fsr-3791	24	12	planner	planner	NOUN
fsr-3791	24	13	might	might	AUX
fsr-3791	24	14	address	address	VERB
fsr-3791	24	15	a	a	DET
fsr-3791	24	16	host	host	NOUN
fsr-3791	24	17	of	of	ADP
fsr-3791	24	18	interrelated	interrelated	ADJ
fsr-3791	24	19	issues	issue	NOUN
fsr-3791	24	20	such	such	ADJ
fsr-3791	24	21	as	as	ADP
fsr-3791	24	22	budgeting	budgeting	NOUN
fsr-3791	24	23	and	and	CCONJ
fsr-3791	24	24	saving	saving	NOUN
fsr-3791	24	25	,	,	PUNCT
fsr-3791	24	26	tax	tax	NOUN
fsr-3791	24	27	planning	planning	NOUN
fsr-3791	24	28	,	,	PUNCT
fsr-3791	24	29	investments	investment	NOUN
fsr-3791	24	30	,	,	PUNCT
fsr-3791	24	31	and	and	CCONJ
fsr-3791	24	32	insurance	insurance	NOUN
fsr-3791	24	33	,	,	PUNCT
fsr-3791	24	34	or	or	CCONJ
fsr-3791	24	35	focus	focus	VERB
fsr-3791	24	36	on	on	ADP
fsr-3791	24	37	only	only	ADV
fsr-3791	24	38	one	one	NUM
fsr-3791	24	39	area	area	NOUN
fsr-3791	24	40	of	of	ADP
fsr-3791	24	41	a	a	DET
fsr-3791	24	42	person	person	NOUN
fsr-3791	24	43	’s	’s	PART
fsr-3791	24	44	financial	financial	ADJ
fsr-3791	24	45	life	life	NOUN
fsr-3791	24	46	.	.	PUNCT
fsr-3791	25	1	regardless	regardless	ADV
fsr-3791	25	2	of	of	ADP
fsr-3791	25	3	the	the	DET
fsr-3791	25	4	number	number	NOUN
fsr-3791	25	5	or	or	CCONJ
fsr-3791	25	6	extent	extent	NOUN
fsr-3791	25	7	of	of	ADP
fsr-3791	25	8	issues	issue	NOUN
fsr-3791	25	9	involved	involve	VERB
fsr-3791	25	10	,	,	PUNCT
fsr-3791	25	11	the	the	DET
fsr-3791	25	12	process	process	NOUN
fsr-3791	25	13	of	of	ADP
fsr-3791	25	14	financial	financial	ADJ
fsr-3791	25	15	planning	planning	NOUN
fsr-3791	25	16	usually	usually	ADV
fsr-3791	25	17	involves	involve	VERB
fsr-3791	25	18	the	the	DET
fsr-3791	25	19	follow	follow	NOUN
fsr-3791	25	20	ing	e	VERB
fsr-3791	25	21	six	six	NUM
fsr-3791	25	22	key	key	ADJ
fsr-3791	25	23	steps	step	NOUN
fsr-3791	25	24	:	:	PUNCT
fsr-3791	25	25	1	1	X
fsr-3791	25	26	.	.	X
fsr-3791	25	27	establishing	establish	VERB
fsr-3791	25	28	the	the	DET
fsr-3791	25	29	client	client	NOUN
fsr-3791	25	30	-	-	PUNCT
fsr-3791	25	31	planner	planner	NOUN
fsr-3791	25	32	relationship	relationship	NOUN
fsr-3791	25	33	.	.	PUNCT
fsr-3791	26	1	2	2	X
fsr-3791	26	2	.	.	X
fsr-3791	26	3	gathering	gather	VERB
fsr-3791	26	4	client	client	NOUN
fsr-3791	26	5	data	datum	NOUN
fsr-3791	26	6	,	,	PUNCT
fsr-3791	26	7	including	include	VERB
fsr-3791	26	8	the	the	DET
fsr-3791	26	9	client	client	NOUN
fsr-3791	26	10	’s	’s	PART
fsr-3791	26	11	financial	financial	ADJ
fsr-3791	26	12	goals	goal	NOUN
fsr-3791	26	13	objectives	objective	NOUN
fsr-3791	26	14	.	.	PUNCT
fsr-3791	27	1	3	3	X
fsr-3791	27	2	.	.	X
fsr-3791	27	3	identifying	identify	VERB
fsr-3791	27	4	and	and	CCONJ
fsr-3791	27	5	evaluating	evaluate	VERB
fsr-3791	27	6	client	client	NOUN
fsr-3791	27	7	’s	’s	PART
fsr-3791	27	8	financial	financial	ADJ
fsr-3791	27	9	status	status	NOUN
fsr-3791	27	10	.	.	PUNCT
fsr-3791	28	1	4	4	X
fsr-3791	28	2	.	.	X
fsr-3791	28	3	developing	develop	VERB
fsr-3791	28	4	and	and	CCONJ
fsr-3791	28	5	presenting	present	VERB
fsr-3791	28	6	a	a	DET
fsr-3791	28	7	financial	financial	ADJ
fsr-3791	28	8	plan	plan	NOUN
fsr-3791	28	9	.	.	PUNCT
fsr-3791	29	1	5	5	X
fsr-3791	29	2	.	.	X
fsr-3791	29	3	implementing	implement	VERB
fsr-3791	29	4	the	the	DET
fsr-3791	29	5	financial	financial	ADJ
fsr-3791	29	6	plan	plan	NOUN
fsr-3791	29	7	.	.	PUNCT
fsr-3791	30	1	6	6	X
fsr-3791	30	2	.	.	X
fsr-3791	30	3	monitoring	monitor	VERB
fsr-3791	30	4	the	the	DET
fsr-3791	30	5	plan	plan	NOUN
fsr-3791	30	6	and	and	CCONJ
fsr-3791	30	7	implementations	implementation	NOUN
fsr-3791	30	8	.	.	PUNCT
fsr-3791	31	1	financial	financial	ADJ
fsr-3791	31	2	planning	planning	NOUN
fsr-3791	31	3	is	be	AUX
fsr-3791	31	4	a	a	DET
fsr-3791	31	5	process	process	NOUN
fsr-3791	31	6	,	,	PUNCT
fsr-3791	31	7	not	not	PART
fsr-3791	31	8	a	a	DET
fsr-3791	31	9	product	product	NOUN
fsr-3791	31	10	.	.	PUNCT
fsr-3791	32	1	while	while	SCONJ
fsr-3791	32	2	the	the	DET
fsr-3791	32	3	practice	practice	NOUN
fsr-3791	32	4	of	of	ADP
fsr-3791	32	5	financial	financial	ADJ
fsr-3791	32	6	planning	planning	NOUN
fsr-3791	32	7	can	can	AUX
fsr-3791	32	8	be	be	AUX
fsr-3791	32	9	performed	perform	VERB
fsr-3791	32	10	in	in	ADP
fsr-3791	32	11	conjunction	conjunction	NOUN
fsr-3791	32	12	with	with	ADP
fsr-3791	32	13	providing	provide	VERB
fsr-3791	32	14	financial	financial	ADJ
fsr-3791	32	15	products	product	NOUN
fsr-3791	32	16	,	,	PUNCT
fsr-3791	32	17	it	it	PRON
fsr-3791	32	18	can	can	AUX
fsr-3791	32	19	also	also	ADV
fsr-3791	32	20	be	be	AUX
fsr-3791	32	21	performed	perform	VERB
fsr-3791	32	22	as	as	ADP
fsr-3791	32	23	a	a	DET
fsr-3791	32	24	distinct	distinct	ADJ
fsr-3791	32	25	and	and	CCONJ
fsr-3791	32	26	separate	separate	ADJ
fsr-3791	32	27	function	function	NOUN
fsr-3791	32	28	from	from	ADP
fsr-3791	32	29	the	the	DET
fsr-3791	32	30	practice	practice	NOUN
fsr-3791	32	31	of	of	ADP
fsr-3791	32	32	any	any	DET
fsr-3791	32	33	other	other	ADJ
fsr-3791	32	34	profession	profession	NOUN
fsr-3791	32	35	or	or	CCONJ
fsr-3791	32	36	occupation	occupation	NOUN
fsr-3791	32	37	.	.	PUNCT
fsr-3791	33	1	although	although	SCONJ
fsr-3791	33	2	financial	financial	ADJ
fsr-3791	33	3	planning	planning	NOUN
fsr-3791	33	4	often	often	ADV
fsr-3791	33	5	involves	involve	VERB
fsr-3791	33	6	the	the	DET
fsr-3791	33	7	use	use	NOUN
fsr-3791	33	8	of	of	ADP
fsr-3791	33	9	financial	financial	ADJ
fsr-3791	33	10	products	product	NOUN
fsr-3791	33	11	,	,	PUNCT
fsr-3791	33	12	it	it	PRON
fsr-3791	33	13	is	be	AUX
fsr-3791	33	14	not	not	PART
fsr-3791	33	15	,	,	PUNCT
fsr-3791	33	16	when	when	SCONJ
fsr-3791	33	17	properly	properly	ADV
fsr-3791	33	18	practiced	practice	VERB
fsr-3791	33	19	,	,	PUNCT
fsr-3791	33	20	a	a	DET
fsr-3791	33	21	process	process	NOUN
fsr-3791	33	22	driven	drive	VERB
fsr-3791	33	23	by	by	ADP
fsr-3791	33	24	the	the	DET
fsr-3791	33	25	sale	sale	NOUN
fsr-3791	33	26	of	of	ADP
fsr-3791	33	27	insurance	insurance	NOUN
fsr-3791	33	28	products	product	NOUN
fsr-3791	33	29	or	or	CCONJ
fsr-3791	33	30	securities	security	NOUN
fsr-3791	33	31	.	.	PUNCT
fsr-3791	34	1	iii	iii	X
fsr-3791	34	2	.	.	PUNCT
fsr-3791	35	1	the	the	DET
fsr-3791	35	2	origins	origin	NOUN
fsr-3791	35	3	of	of	ADP
fsr-3791	35	4	the	the	DET
fsr-3791	35	5	cfp	cfp	PROPN
fsr-3791	35	6	credential	credential	NOUN
fsr-3791	35	7	the	the	DET
fsr-3791	35	8	designations	designation	NOUN
fsr-3791	35	9	,	,	PUNCT
fsr-3791	35	10	certified	certify	VERB
fsr-3791	35	11	financial	financial	ADJ
fsr-3791	35	12	planner	planner	NOUN
fsr-3791	35	13	and	and	CCONJ
fsr-3791	35	14	cfp	cfp	PROPN
fsr-3791	35	15	,	,	PUNCT
fsr-3791	35	16	were	be	AUX
fsr-3791	35	17	first	first	ADV
fsr-3791	35	18	used	use	VERB
fsr-3791	35	19	in	in	ADP
fsr-3791	35	20	1972	1972	NUM
fsr-3791	35	21	by	by	ADP
fsr-3791	35	22	the	the	DET
fsr-3791	35	23	col	col	PROPN
fsr-3791	35	24	lege	lege	NOUN
fsr-3791	35	25	for	for	ADP
fsr-3791	35	26	financial	financial	ADJ
fsr-3791	35	27	planning	planning	NOUN
fsr-3791	35	28	,	,	PUNCT
fsr-3791	35	29	an	an	DET
fsr-3791	35	30	educational	educational	ADJ
fsr-3791	35	31	distance	distance	NOUN
fsr-3791	35	32	-	-	PUNCT
fsr-3791	35	33	learning	learn	VERB
fsr-3791	35	34	organization	organization	NOUN
fsr-3791	35	35	located	locate	VERB
fsr-3791	35	36	in	in	ADP
fsr-3791	35	37	den	den	PROPN
fsr-3791	35	38	ver	ver	PROPN
fsr-3791	35	39	,	,	PUNCT
fsr-3791	35	40	co.	co.	PROPN
fsr-3791	35	41	several	several	ADJ
fsr-3791	35	42	financial	financial	ADJ
fsr-3791	35	43	services	service	NOUN
fsr-3791	35	44	professionals	professional	NOUN
fsr-3791	35	45	around	around	ADP
fsr-3791	35	46	the	the	DET
fsr-3791	35	47	united	united	PROPN
fsr-3791	35	48	states	states	PROPN
fsr-3791	35	49	had	have	AUX
fsr-3791	35	50	been	be	AUX
fsr-3791	35	51	trading	trade	VERB
fsr-3791	35	52	information	information	NOUN
fsr-3791	35	53	over	over	ADP
fsr-3791	35	54	the	the	DET
fsr-3791	35	55	years	year	NOUN
fsr-3791	35	56	in	in	ADP
fsr-3791	35	57	order	order	NOUN
fsr-3791	35	58	to	to	PART
fsr-3791	35	59	help	help	VERB
fsr-3791	35	60	clients	client	NOUN
fsr-3791	35	61	with	with	ADP
fsr-3791	35	62	a	a	DET
fsr-3791	35	63	broad	broad	ADJ
fsr-3791	35	64	outlook	outlook	NOUN
fsr-3791	35	65	on	on	ADP
fsr-3791	35	66	financial	financial	ADJ
fsr-3791	35	67	goals	goal	NOUN
fsr-3791	35	68	and	and	CCONJ
fsr-3791	35	69	strategies	strategy	NOUN
fsr-3791	35	70	(	(	PUNCT
fsr-3791	35	71	investments	investment	NOUN
fsr-3791	35	72	,	,	PUNCT
fsr-3791	35	73	insurance	insurance	NOUN
fsr-3791	35	74	,	,	PUNCT
fsr-3791	35	75	tax	tax	NOUN
fsr-3791	35	76	,	,	PUNCT
fsr-3791	35	77	retirement	retirement	NOUN
fsr-3791	35	78	,	,	PUNCT
fsr-3791	35	79	etc	etc	X
fsr-3791	35	80	.	.	X
fsr-3791	35	81	)	)	PUNCT
fsr-3791	35	82	.	.	PUNCT
fsr-3791	36	1	this	this	DET
fsr-3791	36	2	group	group	NOUN
fsr-3791	36	3	met	meet	VERB
fsr-3791	36	4	in	in	ADP
fsr-3791	36	5	chicago	chicago	PROPN
fsr-3791	36	6	on	on	ADP
fsr-3791	36	7	december	december	PROPN
fsr-3791	36	8	12	12	NUM
fsr-3791	36	9	,	,	PUNCT
fsr-3791	36	10	1969	1969	NUM
fsr-3791	36	11	to	to	PART
fsr-3791	36	12	form	form	VERB
fsr-3791	36	13	two	two	NUM
fsr-3791	36	14	organizations	organization	NOUN
fsr-3791	36	15	:	:	PUNCT
fsr-3791	36	16	the	the	DET
fsr-3791	36	17	international	international	ADJ
fsr-3791	36	18	association	association	NOUN
fsr-3791	36	19	for	for	ADP
fsr-3791	36	20	financial	financial	ADJ
fsr-3791	36	21	planning	planning	NOUN
fsr-3791	36	22	(	(	PUNCT
fsr-3791	36	23	an	an	DET
fsr-3791	36	24	industry	industry	NOUN
fsr-3791	36	25	association	association	NOUN
fsr-3791	36	26	)	)	PUNCT
fsr-3791	36	27	and	and	CCONJ
fsr-3791	36	28	the	the	DET
fsr-3791	36	29	college	college	NOUN
fsr-3791	36	30	for	for	ADP
fsr-3791	36	31	financial	financial	ADJ
fsr-3791	36	32	planning	planning	NOUN
fsr-3791	36	33	(	(	PUNCT
fsr-3791	36	34	the	the	DET
fsr-3791	36	35	educational	educational	ADJ
fsr-3791	36	36	arm	arm	NOUN
fsr-3791	36	37	)	)	PUNCT
fsr-3791	36	38	.	.	PUNCT
fsr-3791	37	1	the	the	DET
fsr-3791	37	2	college	college	NOUN
fsr-3791	37	3	’s	’s	PART
fsr-3791	37	4	goal	goal	NOUN
fsr-3791	37	5	was	be	AUX
fsr-3791	37	6	to	to	PART
fsr-3791	37	7	provide	provide	VERB
fsr-3791	37	8	a	a	DET
fsr-3791	37	9	student	student	NOUN
fsr-3791	37	10	with	with	ADP
fsr-3791	37	11	the	the	DET
fsr-3791	37	12	education	education	NOUN
fsr-3791	37	13	(	(	PUNCT
fsr-3791	37	14	the	the	DET
fsr-3791	37	15	equivalent	equivalent	NOUN
fsr-3791	37	16	of	of	ADP
fsr-3791	37	17	15	15	NUM
fsr-3791	37	18	18	18	NUM
fsr-3791	37	19	college	college	NOUN
fsr-3791	37	20	semester	semester	NOUN
fsr-3791	37	21	credits	credit	NOUN
fsr-3791	37	22	)	)	PUNCT
fsr-3791	37	23	and	and	CCONJ
fsr-3791	37	24	the	the	DET
fsr-3791	37	25	designation	designation	NOUN
fsr-3791	37	26	.	.	PUNCT
fsr-3791	38	1	uniquely	uniquely	ADV
fsr-3791	38	2	,	,	PUNCT
fsr-3791	38	3	the	the	DET
fsr-3791	38	4	college	college	NOUN
fsr-3791	38	5	for	for	ADP
fsr-3791	38	6	financial	financial	ADJ
fsr-3791	38	7	plan	plan	NOUN
fsr-3791	38	8	ning	ning	PROPN
fsr-3791	38	9	also	also	ADV
fsr-3791	38	10	registered	register	VERB
fsr-3791	38	11	the	the	DET
fsr-3791	38	12	designations	designation	NOUN
fsr-3791	38	13	as	as	ADP
fsr-3791	38	14	trademarks	trademark	NOUN
fsr-3791	38	15	with	with	ADP
fsr-3791	38	16	the	the	DET
fsr-3791	38	17	u.s	u.s	PROPN
fsr-3791	38	18	.	.	PROPN
fsr-3791	38	19	patent	patent	NOUN
fsr-3791	38	20	and	and	CCONJ
fsr-3791	38	21	trademark	trademark	NOUN
fsr-3791	38	22	office	office	NOUN
fsr-3791	38	23	.	.	PUNCT
fsr-3791	39	1	when	when	SCONJ
fsr-3791	39	2	a	a	DET
fsr-3791	39	3	candidate	candidate	NOUN
fsr-3791	39	4	received	receive	VERB
fsr-3791	39	5	the	the	DET
fsr-3791	39	6	designation	designation	NOUN
fsr-3791	39	7	,	,	PUNCT
fsr-3791	39	8	he	he	PRON
fsr-3791	39	9	or	or	CCONJ
fsr-3791	39	10	she	she	PRON
fsr-3791	39	11	was	be	AUX
fsr-3791	39	12	actually	actually	ADV
fsr-3791	39	13	earning	earn	VERB
fsr-3791	39	14	the	the	DET
fsr-3791	39	15	right	right	NOUN
fsr-3791	39	16	(	(	PUNCT
fsr-3791	39	17	as	as	ADP
fsr-3791	39	18	in	in	ADP
fsr-3791	39	19	“	"	PUNCT
fsr-3791	39	20	license	license	NOUN
fsr-3791	39	21	”	"	PUNCT
fsr-3791	39	22	)	)	PUNCT
fsr-3791	39	23	to	to	PART
fsr-3791	39	24	use	use	VERB
fsr-3791	39	25	the	the	DET
fsr-3791	39	26	trademark	trademark	NOUN
fsr-3791	39	27	.	.	PUNCT
fsr-3791	40	1	this	this	PRON
fsr-3791	40	2	also	also	ADV
fsr-3791	40	3	means	mean	VERB
fsr-3791	40	4	that	that	SCONJ
fsr-3791	40	5	the	the	DET
fsr-3791	40	6	trademark	trademark	NOUN
fsr-3791	40	7	use	use	NOUN
fsr-3791	40	8	can	can	AUX
fsr-3791	40	9	be	be	AUX
fsr-3791	40	10	taken	take	VERB
fsr-3791	40	11	away	away	ADV
fsr-3791	40	12	,	,	PUNCT
fsr-3791	40	13	unlike	unlike	ADP
fsr-3791	40	14	an	an	DET
fsr-3791	40	15	educational	educational	ADJ
fsr-3791	40	16	designation	designation	NOUN
fsr-3791	40	17	.	.	PUNCT
fsr-3791	41	1	in	in	ADP
fsr-3791	41	2	1982	1982	NUM
fsr-3791	41	3	,	,	PUNCT
fsr-3791	41	4	the	the	DET
fsr-3791	41	5	american	american	PROPN
fsr-3791	41	6	college	college	PROPN
fsr-3791	41	7	created	create	VERB
fsr-3791	41	8	the	the	DET
fsr-3791	41	9	char	char	NOUN
fsr-3791	41	10	tered	tere	VERB
fsr-3791	41	11	financial	financial	ADJ
fsr-3791	41	12	consultant	consultant	NOUN
fsr-3791	41	13	(	(	PUNCT
fsr-3791	41	14	chfc	chfc	NOUN
fsr-3791	41	15	)	)	PUNCT
fsr-3791	41	16	designation	designation	NOUN
fsr-3791	41	17	followed	follow	VERB
fsr-3791	41	18	by	by	ADP
fsr-3791	41	19	the	the	DET
fsr-3791	41	20	american	american	PROPN
fsr-3791	41	21	institute	institute	PROPN
fsr-3791	41	22	of	of	ADP
fsr-3791	41	23	cer	cer	PROPN
fsr-3791	41	24	tified	tifie	VERB
fsr-3791	41	25	public	public	ADJ
fsr-3791	41	26	accountants	accountant	NOUN
fsr-3791	41	27	personal	personal	ADJ
fsr-3791	41	28	financial	financial	ADJ
fsr-3791	41	29	planning	planning	NOUN
fsr-3791	41	30	division	division	NOUN
fsr-3791	41	31	’s	’s	PART
fsr-3791	41	32	personal	personal	ADJ
fsr-3791	41	33	financial	financial	ADJ
fsr-3791	41	34	specialist	specialist	NOUN
fsr-3791	41	35	(	(	PUNCT
fsr-3791	41	36	pfs	pfs	PROPN
fsr-3791	41	37	)	)	PUNCT
fsr-3791	41	38	designation	designation	NOUN
fsr-3791	41	39	in	in	ADP
fsr-3791	41	40	1986	1986	NUM
fsr-3791	41	41	.	.	PUNCT
fsr-3791	42	1	an	an	DET
fsr-3791	42	2	emerging	emerge	VERB
fsr-3791	42	3	partnership	partnership	NOUN
fsr-3791	42	4	13	13	NUM
fsr-3791	42	5	while	while	SCONJ
fsr-3791	42	6	the	the	DET
fsr-3791	42	7	young	young	ADJ
fsr-3791	42	8	financial	financial	ADJ
fsr-3791	42	9	planning	planning	NOUN
fsr-3791	42	10	profession	profession	NOUN
fsr-3791	42	11	initially	initially	ADV
fsr-3791	42	12	served	serve	VERB
fsr-3791	42	13	the	the	DET
fsr-3791	42	14	well	well	NOUN
fsr-3791	42	15	-	-	PUNCT
fsr-3791	42	16	to	to	PART
fsr-3791	42	17	-	-	PUNCT
fsr-3791	42	18	do	do	AUX
fsr-3791	42	19	,	,	PUNCT
fsr-3791	42	20	other	other	ADJ
fsr-3791	42	21	consumers	consumer	NOUN
fsr-3791	42	22	came	come	VERB
fsr-3791	42	23	to	to	PART
fsr-3791	42	24	recognize	recognize	VERB
fsr-3791	42	25	its	its	PRON
fsr-3791	42	26	benefits	benefit	NOUN
fsr-3791	42	27	,	,	PUNCT
fsr-3791	42	28	especially	especially	ADV
fsr-3791	42	29	in	in	ADP
fsr-3791	42	30	light	light	NOUN
fsr-3791	42	31	of	of	ADP
fsr-3791	42	32	an	an	DET
fsr-3791	42	33	explosion	explosion	NOUN
fsr-3791	42	34	in	in	ADP
fsr-3791	42	35	the	the	DET
fsr-3791	42	36	number	number	NOUN
fsr-3791	42	37	of	of	ADP
fsr-3791	42	38	financial	financial	ADJ
fsr-3791	42	39	products	product	NOUN
fsr-3791	42	40	being	be	AUX
fsr-3791	42	41	offered	offer	VERB
fsr-3791	42	42	,	,	PUNCT
fsr-3791	42	43	a	a	DET
fsr-3791	42	44	more	more	ADV
fsr-3791	42	45	complex	complex	ADJ
fsr-3791	42	46	,	,	PUNCT
fsr-3791	42	47	global	global	ADJ
fsr-3791	42	48	economy	economy	NOUN
fsr-3791	42	49	,	,	PUNCT
fsr-3791	42	50	more	more	ADV
fsr-3791	42	51	complicated	complicated	ADJ
fsr-3791	42	52	tax	tax	NOUN
fsr-3791	42	53	laws	law	NOUN
fsr-3791	42	54	,	,	PUNCT
fsr-3791	42	55	and	and	CCONJ
fsr-3791	42	56	the	the	DET
fsr-3791	42	57	need	need	NOUN
fsr-3791	42	58	for	for	ADP
fsr-3791	42	59	more	more	ADJ
fsr-3791	42	60	personal	personal	ADJ
fsr-3791	42	61	involvement	involvement	NOUN
fsr-3791	42	62	in	in	ADP
fsr-3791	42	63	retirement	retirement	NOUN
fsr-3791	42	64	planning	planning	NOUN
fsr-3791	42	65	.	.	PUNCT
fsr-3791	43	1	due	due	ADP
fsr-3791	43	2	to	to	ADP
fsr-3791	43	3	the	the	DET
fsr-3791	43	4	lack	lack	NOUN
fsr-3791	43	5	of	of	ADP
fsr-3791	43	6	federal	federal	ADJ
fsr-3791	43	7	or	or	CCONJ
fsr-3791	43	8	state	state	NOUN
fsr-3791	43	9	regulatory	regulatory	ADJ
fsr-3791	43	10	oversight	oversight	NOUN
fsr-3791	43	11	,	,	PUNCT
fsr-3791	43	12	by	by	ADP
fsr-3791	43	13	the	the	DET
fsr-3791	43	14	mid-1980s	mid-1980	NOUN
fsr-3791	43	15	,	,	PUNCT
fsr-3791	43	16	an	an	DET
fsr-3791	43	17	estimated	estimate	VERB
fsr-3791	43	18	10040,000	10040,000	NUM
fsr-3791	43	19	individuals	individual	NOUN
fsr-3791	43	20	(	(	PUNCT
fsr-3791	43	21	depending	depend	VERB
fsr-3791	43	22	on	on	ADP
fsr-3791	43	23	who	who	PRON
fsr-3791	43	24	was	be	AUX
fsr-3791	43	25	doing	do	VERB
fsr-3791	43	26	the	the	DET
fsr-3791	43	27	counting	counting	NOUN
fsr-3791	43	28	)	)	PUNCT
fsr-3791	43	29	were	be	AUX
fsr-3791	43	30	calling	call	VERB
fsr-3791	43	31	themselves	themselves	PRON
fsr-3791	43	32	financial	financial	ADJ
fsr-3791	43	33	planners	planner	NOUN
fsr-3791	43	34	.	.	PUNCT
fsr-3791	44	1	the	the	DET
fsr-3791	44	2	vast	vast	ADJ
fsr-3791	44	3	majority	majority	NOUN
fsr-3791	44	4	of	of	ADP
fsr-3791	44	5	these	these	DET
fsr-3791	44	6	individuals	individual	NOUN
fsr-3791	44	7	had	have	VERB
fsr-3791	44	8	no	no	DET
fsr-3791	44	9	formal	formal	ADJ
fsr-3791	44	10	education	education	NOUN
fsr-3791	44	11	in	in	ADP
fsr-3791	44	12	financial	financial	ADJ
fsr-3791	44	13	plan	plan	NOUN
fsr-3791	44	14	ning	ning	NOUN
fsr-3791	44	15	and	and	CCONJ
fsr-3791	44	16	were	be	AUX
fsr-3791	44	17	using	use	VERB
fsr-3791	44	18	the	the	DET
fsr-3791	44	19	term	term	NOUN
fsr-3791	44	20	merely	merely	ADV
fsr-3791	44	21	to	to	PART
fsr-3791	44	22	sell	sell	VERB
fsr-3791	44	23	traditional	traditional	ADJ
fsr-3791	44	24	and	and	CCONJ
fsr-3791	44	25	not	not	PART
fsr-3791	44	26	-	-	PUNCT
fsr-3791	44	27	so	so	ADV
fsr-3791	44	28	-	-	PUNCT
fsr-3791	44	29	traditional	traditional	ADJ
fsr-3791	44	30	financial	financial	ADJ
fsr-3791	44	31	products	product	NOUN
fsr-3791	44	32	,	,	PUNCT
fsr-3791	44	33	a	a	DET
fsr-3791	44	34	practice	practice	NOUN
fsr-3791	44	35	that	that	PRON
fsr-3791	44	36	eventually	eventually	ADV
fsr-3791	44	37	led	lead	VERB
fsr-3791	44	38	to	to	ADP
fsr-3791	44	39	large	large	ADJ
fsr-3791	44	40	consumer	consumer	NOUN
fsr-3791	44	41	losses	loss	NOUN
fsr-3791	44	42	due	due	ADJ
fsr-3791	44	43	to	to	ADP
fsr-3791	44	44	tax	tax	NOUN
fsr-3791	44	45	law	law	NOUN
fsr-3791	44	46	changes	change	NOUN
fsr-3791	44	47	and	and	CCONJ
fsr-3791	44	48	a	a	DET
fsr-3791	44	49	subsequent	subsequent	ADJ
fsr-3791	44	50	plunge	plunge	NOUN
fsr-3791	44	51	in	in	ADP
fsr-3791	44	52	public	public	ADJ
fsr-3791	44	53	confidence	confidence	NOUN
fsr-3791	44	54	in	in	ADP
fsr-3791	44	55	the	the	DET
fsr-3791	44	56	financial	financial	ADJ
fsr-3791	44	57	planning	planning	NOUN
fsr-3791	44	58	profession	profession	NOUN
fsr-3791	44	59	.	.	PUNCT
fsr-3791	45	1	iv	iv	X
fsr-3791	45	2	.	.	PUNCT
fsr-3791	46	1	who	who	PRON
fsr-3791	46	2	is	be	AUX
fsr-3791	46	3	the	the	DET
fsr-3791	46	4	cfp	cfp	PROPN
fsr-3791	46	5	board	board	NOUN
fsr-3791	46	6	?	?	PUNCT
fsr-3791	47	1	as	as	ADP
fsr-3791	47	2	a	a	DET
fsr-3791	47	3	result	result	NOUN
fsr-3791	47	4	,	,	PUNCT
fsr-3791	47	5	the	the	DET
fsr-3791	47	6	cfp	cfp	PROPN
fsr-3791	47	7	board	board	NOUN
fsr-3791	47	8	(	(	PUNCT
fsr-3791	47	9	originally	originally	ADV
fsr-3791	47	10	called	call	VERB
fsr-3791	47	11	the	the	DET
fsr-3791	47	12	international	international	ADJ
fsr-3791	47	13	board	board	NOUN
fsr-3791	47	14	of	of	ADP
fsr-3791	47	15	standards	standard	NOUN
fsr-3791	47	16	and	and	CCONJ
fsr-3791	47	17	prac	prac	PROPN
fsr-3791	47	18	tices	tice	NOUN
fsr-3791	47	19	for	for	ADP
fsr-3791	47	20	certified	certified	ADJ
fsr-3791	47	21	financial	financial	ADJ
fsr-3791	47	22	planners	planner	NOUN
fsr-3791	47	23	or	or	CCONJ
fsr-3791	47	24	ibcfp	ibcfp	NOUN
fsr-3791	47	25	)	)	PUNCT
fsr-3791	47	26	was	be	AUX
fsr-3791	47	27	founded	found	VERB
fsr-3791	47	28	in	in	ADP
fsr-3791	47	29	july	july	PROPN
fsr-3791	47	30	1985	1985	NUM
fsr-3791	47	31	by	by	ADP
fsr-3791	47	32	the	the	DET
fsr-3791	47	33	college	college	NOUN
fsr-3791	47	34	for	for	ADP
fsr-3791	47	35	financial	financial	ADJ
fsr-3791	47	36	planning	planning	NOUN
fsr-3791	47	37	and	and	CCONJ
fsr-3791	47	38	the	the	DET
fsr-3791	47	39	institute	institute	NOUN
fsr-3791	47	40	of	of	ADP
fsr-3791	47	41	certified	certify	VERB
fsr-3791	47	42	financial	financial	ADJ
fsr-3791	47	43	planners	planner	NOUN
fsr-3791	47	44	(	(	PUNCT
fsr-3791	47	45	a	a	DET
fsr-3791	47	46	membership	membership	NOUN
fsr-3791	47	47	group	group	NOUN
fsr-3791	47	48	)	)	PUNCT
fsr-3791	47	49	as	as	ADP
fsr-3791	47	50	an	an	DET
fsr-3791	47	51	independent	independent	ADJ
fsr-3791	47	52	,	,	PUNCT
fsr-3791	47	53	standards	standard	NOUN
fsr-3791	47	54	-	-	PUNCT
fsr-3791	47	55	setting	set	VERB
fsr-3791	47	56	and	and	CCONJ
fsr-3791	47	57	certifying	certify	VERB
fsr-3791	47	58	board	board	NOUN
fsr-3791	47	59	to	to	PART
fsr-3791	47	60	act	act	VERB
fsr-3791	47	61	in	in	ADP
fsr-3791	47	62	the	the	DET
fsr-3791	47	63	public	public	ADJ
fsr-3791	47	64	inter	inter	X
fsr-3791	47	65	est	est	X
fsr-3791	47	66	by	by	ADP
fsr-3791	47	67	maintaining	maintain	VERB
fsr-3791	47	68	the	the	DET
fsr-3791	47	69	quality	quality	NOUN
fsr-3791	47	70	of	of	ADP
fsr-3791	47	71	the	the	DET
fsr-3791	47	72	cfp	cfp	PROPN
fsr-3791	47	73	and	and	CCONJ
fsr-3791	47	74	certified	certify	VERB
fsr-3791	47	75	financial	financial	ADJ
fsr-3791	47	76	planner	planner	NOUN
fsr-3791	47	77	marks	mark	NOUN
fsr-3791	47	78	.	.	PUNCT
fsr-3791	48	1	with	with	ADP
fsr-3791	48	2	tire	tire	NOUN
fsr-3791	48	3	establishment	establishment	NOUN
fsr-3791	48	4	of	of	ADP
fsr-3791	48	5	the	the	DET
fsr-3791	48	6	cfp	cfp	PROPN
fsr-3791	48	7	board	board	NOUN
fsr-3791	48	8	as	as	ADP
fsr-3791	48	9	an	an	DET
fsr-3791	48	10	independent	independent	ADJ
fsr-3791	48	11	certifying	certify	VERB
fsr-3791	48	12	body	body	NOUN
fsr-3791	48	13	and	and	CCONJ
fsr-3791	48	14	the	the	DET
fsr-3791	48	15	transfer	transfer	NOUN
fsr-3791	48	16	of	of	ADP
fsr-3791	48	17	the	the	DET
fsr-3791	48	18	ownership	ownership	NOUN
fsr-3791	48	19	of	of	ADP
fsr-3791	48	20	the	the	DET
fsr-3791	48	21	cfp	cfp	PROPN
fsr-3791	48	22	and	and	CCONJ
fsr-3791	48	23	certified	certify	VERB
fsr-3791	48	24	financial	financial	ADJ
fsr-3791	48	25	planner	planner	NOUN
fsr-3791	48	26	marks	mark	NOUN
fsr-3791	48	27	,	,	PUNCT
fsr-3791	48	28	the	the	DET
fsr-3791	48	29	emphasis	emphasis	NOUN
fsr-3791	48	30	shifted	shift	VERB
fsr-3791	48	31	from	from	ADP
fsr-3791	48	32	the	the	DET
fsr-3791	48	33	cfp	cfp	NOUN
fsr-3791	48	34	license	license	NOUN
fsr-3791	48	35	as	as	ADP
fsr-3791	48	36	an	an	DET
fsr-3791	48	37	educational	educational	ADJ
fsr-3791	48	38	credential	credential	NOUN
fsr-3791	48	39	to	to	ADP
fsr-3791	48	40	one	one	NUM
fsr-3791	48	41	of	of	ADP
fsr-3791	48	42	professional	professional	ADJ
fsr-3791	48	43	certifica	certifica	PROPN
fsr-3791	48	44	tion	tion	NOUN
fsr-3791	48	45	.	.	PUNCT
fsr-3791	49	1	professional	professional	ADJ
fsr-3791	49	2	certification	certification	NOUN
fsr-3791	49	3	connotes	connote	VERB
fsr-3791	49	4	competency	competency	NOUN
fsr-3791	49	5	,	,	PUNCT
fsr-3791	49	6	occupational	occupational	ADJ
fsr-3791	49	7	experience	experience	NOUN
fsr-3791	49	8	,	,	PUNCT
fsr-3791	49	9	adherence	adherence	NOUN
fsr-3791	49	10	to	to	ADP
fsr-3791	49	11	standards	standard	NOUN
fsr-3791	49	12	of	of	ADP
fsr-3791	49	13	practice	practice	NOUN
fsr-3791	49	14	.	.	PUNCT
fsr-3791	50	1	this	this	DET
fsr-3791	50	2	type	type	NOUN
fsr-3791	50	3	of	of	ADP
fsr-3791	50	4	certification	certification	NOUN
fsr-3791	50	5	can	can	AUX
fsr-3791	50	6	be	be	AUX
fsr-3791	50	7	mandatory	mandatory	ADJ
fsr-3791	50	8	(	(	PUNCT
fsr-3791	50	9	as	as	ADP
fsr-3791	50	10	in	in	ADP
fsr-3791	50	11	the	the	DET
fsr-3791	50	12	state	state	NOUN
fsr-3791	50	13	licens	licen	NOUN
fsr-3791	50	14	ing	ing	ADJ
fsr-3791	50	15	of	of	ADP
fsr-3791	50	16	medical	medical	ADJ
fsr-3791	50	17	doctors	doctor	NOUN
fsr-3791	50	18	,	,	PUNCT
fsr-3791	50	19	architects	architect	NOUN
fsr-3791	50	20	,	,	PUNCT
fsr-3791	50	21	engineers	engineer	NOUN
fsr-3791	50	22	,	,	PUNCT
fsr-3791	50	23	nurses	nurse	NOUN
fsr-3791	50	24	,	,	PUNCT
fsr-3791	50	25	etc	etc	X
fsr-3791	50	26	.	.	X
fsr-3791	50	27	)	)	PUNCT
fsr-3791	50	28	or	or	CCONJ
fsr-3791	50	29	voluntary	voluntary	ADJ
fsr-3791	50	30	(	(	PUNCT
fsr-3791	50	31	as	as	ADP
fsr-3791	50	32	in	in	ADP
fsr-3791	50	33	certified	certified	ADJ
fsr-3791	50	34	trust	trust	NOUN
fsr-3791	50	35	officers	officer	NOUN
fsr-3791	50	36	,	,	PUNCT
fsr-3791	50	37	chartered	chartered	ADJ
fsr-3791	50	38	financial	financial	ADJ
fsr-3791	50	39	analysts	analyst	NOUN
fsr-3791	50	40	)	)	PUNCT
fsr-3791	50	41	.	.	PUNCT
fsr-3791	51	1	the	the	DET
fsr-3791	51	2	growth	growth	NOUN
fsr-3791	51	3	of	of	ADP
fsr-3791	51	4	the	the	DET
fsr-3791	51	5	financial	financial	ADJ
fsr-3791	51	6	planning	planning	NOUN
fsr-3791	51	7	profes	profes	PROPN
fsr-3791	51	8	sion	sion	NOUN
fsr-3791	51	9	during	during	ADP
fsr-3791	51	10	the	the	DET
fsr-3791	51	11	early	early	ADJ
fsr-3791	51	12	1980s	1980	NOUN
fsr-3791	51	13	had	have	AUX
fsr-3791	51	14	created	create	VERB
fsr-3791	51	15	a	a	DET
fsr-3791	51	16	demand	demand	NOUN
fsr-3791	51	17	for	for	ADP
fsr-3791	51	18	more	more	ADJ
fsr-3791	51	19	financial	financial	ADJ
fsr-3791	51	20	planning	planning	NOUN
fsr-3791	51	21	training	training	NOUN
fsr-3791	51	22	and	and	CCONJ
fsr-3791	51	23	education	education	NOUN
fsr-3791	51	24	and	and	CCONJ
fsr-3791	51	25	had	have	AUX
fsr-3791	51	26	moved	move	VERB
fsr-3791	51	27	the	the	DET
fsr-3791	51	28	need	need	NOUN
fsr-3791	51	29	for	for	ADP
fsr-3791	51	30	the	the	DET
fsr-3791	51	31	separate	separate	ADJ
fsr-3791	51	32	maintenance	maintenance	NOUN
fsr-3791	51	33	and	and	CCONJ
fsr-3791	51	34	surveillance	surveillance	NOUN
fsr-3791	51	35	of	of	ADP
fsr-3791	51	36	profes	profes	PROPN
fsr-3791	51	37	sional	sional	ADJ
fsr-3791	51	38	standards	standard	NOUN
fsr-3791	51	39	and	and	CCONJ
fsr-3791	51	40	self	self	NOUN
fsr-3791	51	41	-	-	PUNCT
fsr-3791	51	42	discipline	discipline	NOUN
fsr-3791	51	43	.	.	PUNCT
fsr-3791	52	1	because	because	SCONJ
fsr-3791	52	2	a	a	DET
fsr-3791	52	3	planner	planner	NOUN
fsr-3791	52	4	can	can	AUX
fsr-3791	52	5	provide	provide	VERB
fsr-3791	52	6	services	service	NOUN
fsr-3791	52	7	without	without	ADP
fsr-3791	52	8	the	the	DET
fsr-3791	52	9	cfp	cfp	PROPN
fsr-3791	52	10	credential	credential	NOUN
fsr-3791	52	11	,	,	PUNCT
fsr-3791	52	12	we	we	PRON
fsr-3791	52	13	can	can	AUX
fsr-3791	52	14	only	only	ADV
fsr-3791	52	15	demonstrate	demonstrate	VERB
fsr-3791	52	16	this	this	DET
fsr-3791	52	17	growth	growth	NOUN
fsr-3791	52	18	through	through	ADP
fsr-3791	52	19	the	the	DET
fsr-3791	52	20	increasing	increase	VERB
fsr-3791	52	21	numbers	number	NOUN
fsr-3791	52	22	of	of	ADP
fsr-3791	52	23	those	those	PRON
fsr-3791	52	24	who	who	PRON
fsr-3791	52	25	are	be	AUX
fsr-3791	52	26	certified	certify	VERB
fsr-3791	52	27	.	.	PUNCT
fsr-3791	53	1	in	in	ADP
fsr-3791	53	2	1986	1986	NUM
fsr-3791	53	3	,	,	PUNCT
fsr-3791	53	4	the	the	DET
fsr-3791	53	5	cfp	cfp	PROPN
fsr-3791	53	6	board	board	NOUN
fsr-3791	53	7	monitored	monitor	VERB
fsr-3791	53	8	12,000	12,000	NUM
fsr-3791	53	9	certified	certified	ADJ
fsr-3791	53	10	planners	planner	NOUN
fsr-3791	53	11	.	.	PUNCT
fsr-3791	54	1	by	by	ADP
fsr-3791	54	2	the	the	DET
fsr-3791	54	3	end	end	NOUN
fsr-3791	54	4	of	of	ADP
fsr-3791	54	5	1995	1995	NUM
fsr-3791	54	6	,	,	PUNCT
fsr-3791	54	7	we	we	PRON
fsr-3791	54	8	had	have	AUX
fsr-3791	54	9	grown	grow	VERB
fsr-3791	54	10	263	263	NUM
fsr-3791	54	11	%	%	NOUN
fsr-3791	54	12	.	.	PUNCT
fsr-3791	55	1	according	accord	VERB
fsr-3791	55	2	to	to	ADP
fsr-3791	55	3	a	a	DET
fsr-3791	55	4	1995	1995	NUM
fsr-3791	55	5	cfp	cfp	PROPN
fsr-3791	55	6	board	board	NOUN
fsr-3791	55	7	survey	survey	NOUN
fsr-3791	55	8	,	,	PUNCT
fsr-3791	55	9	the	the	DET
fsr-3791	55	10	top	top	ADJ
fsr-3791	55	11	reasons	reason	NOUN
fsr-3791	55	12	financial	financial	ADJ
fsr-3791	55	13	professionals	professional	NOUN
fsr-3791	55	14	cited	cite	VERB
fsr-3791	55	15	for	for	ADP
fsr-3791	55	16	wanting	want	VERB
fsr-3791	55	17	the	the	DET
fsr-3791	55	18	designation	designation	NOUN
fsr-3791	55	19	were	be	AUX
fsr-3791	55	20	:	:	PUNCT
fsr-3791	55	21	enhanced	enhanced	ADJ
fsr-3791	55	22	credibility	credibility	NOUN
fsr-3791	55	23	,	,	PUNCT
fsr-3791	55	24	increased	increase	VERB
fsr-3791	55	25	knowledge	knowledge	NOUN
fsr-3791	55	26	and	and	CCONJ
fsr-3791	55	27	exper	exper	NOUN
fsr-3791	55	28	tise	tise	NOUN
fsr-3791	55	29	,	,	PUNCT
fsr-3791	55	30	and	and	CCONJ
fsr-3791	55	31	improved	improve	VERB
fsr-3791	55	32	professional	professional	ADJ
fsr-3791	55	33	standing	standing	NOUN
fsr-3791	55	34	among	among	ADP
fsr-3791	55	35	colleagues	colleague	NOUN
fsr-3791	55	36	.	.	PUNCT
fsr-3791	56	1	since	since	SCONJ
fsr-3791	56	2	june	june	PROPN
fsr-3791	56	3	1986	1986	NUM
fsr-3791	56	4	when	when	SCONJ
fsr-3791	56	5	the	the	DET
fsr-3791	56	6	cfp	cfp	PROPN
fsr-3791	56	7	board	board	NOUN
fsr-3791	56	8	acquired	acquire	VERB
fsr-3791	56	9	ownership	ownership	NOUN
fsr-3791	56	10	of	of	ADP
fsr-3791	56	11	the	the	DET
fsr-3791	56	12	marks	mark	NOUN
fsr-3791	56	13	as	as	ADV
fsr-3791	56	14	well	well	ADV
fsr-3791	56	15	as	as	ADP
fsr-3791	56	16	all	all	DET
fsr-3791	56	17	responsibility	responsibility	NOUN
fsr-3791	56	18	for	for	ADP
fsr-3791	56	19	tire	tire	NOUN
fsr-3791	56	20	testing	testing	NOUN
fsr-3791	56	21	and	and	CCONJ
fsr-3791	56	22	certification	certification	NOUN
fsr-3791	56	23	of	of	ADP
fsr-3791	56	24	cfp	cfp	PROPN
fsr-3791	56	25	licensees	licensees	PROPN
fsr-3791	56	26	,	,	PUNCT
fsr-3791	56	27	the	the	DET
fsr-3791	56	28	cfp	cfp	PROPN
fsr-3791	56	29	board	board	NOUN
fsr-3791	56	30	adopted	adopt	VERB
fsr-3791	56	31	a	a	DET
fsr-3791	56	32	code	code	NOUN
fsr-3791	56	33	of	of	ADP
fsr-3791	56	34	ethics	ethic	NOUN
fsr-3791	56	35	and	and	CCONJ
fsr-3791	56	36	standards	standard	NOUN
fsr-3791	56	37	of	of	ADP
fsr-3791	56	38	practice	practice	NOUN
fsr-3791	56	39	,	,	PUNCT
fsr-3791	56	40	disciplinary	disciplinary	ADJ
fsr-3791	56	41	rules	rule	NOUN
fsr-3791	56	42	and	and	CCONJ
fsr-3791	56	43	procedures	procedure	NOUN
fsr-3791	56	44	.	.	PUNCT
fsr-3791	57	1	other	other	ADJ
fsr-3791	57	2	ele	ele	PROPN
fsr-3791	57	3	ments	ment	NOUN
fsr-3791	57	4	of	of	ADP
fsr-3791	57	5	the	the	DET
fsr-3791	57	6	certification	certification	NOUN
fsr-3791	57	7	process	process	NOUN
fsr-3791	57	8	quickly	quickly	ADV
fsr-3791	57	9	followed	follow	VERB
fsr-3791	57	10	:	:	PUNCT
fsr-3791	57	11	the	the	DET
fsr-3791	57	12	registration	registration	NOUN
fsr-3791	57	13	of	of	ADP
fsr-3791	57	14	financial	financial	ADJ
fsr-3791	57	15	planning	planning	NOUN
fsr-3791	57	16	programs	program	NOUN
fsr-3791	57	17	of	of	ADP
fsr-3791	57	18	educational	educational	ADJ
fsr-3791	57	19	institutions	institution	NOUN
fsr-3791	57	20	other	other	ADJ
fsr-3791	57	21	than	than	ADP
fsr-3791	57	22	the	the	DET
fsr-3791	57	23	college	college	NOUN
fsr-3791	57	24	for	for	ADP
fsr-3791	57	25	financial	financial	ADJ
fsr-3791	57	26	planning	planning	NOUN
fsr-3791	57	27	(	(	PUNCT
fsr-3791	57	28	now	now	ADV
fsr-3791	57	29	numbering	number	VERB
fsr-3791	57	30	more	more	ADJ
fsr-3791	57	31	that	that	SCONJ
fsr-3791	57	32	75	75	NUM
fsr-3791	57	33	programs	program	NOUN
fsr-3791	57	34	around	around	ADP
fsr-3791	57	35	the	the	DET
fsr-3791	57	36	united	united	PROPN
fsr-3791	57	37	states	states	PROPN
fsr-3791	57	38	,	,	PUNCT
fsr-3791	57	39	listed	list	VERB
fsr-3791	57	40	in	in	ADP
fsr-3791	57	41	table	table	NOUN
fsr-3791	57	42	1	1	NUM
fsr-3791	57	43	)	)	PUNCT
fsr-3791	57	44	.	.	PUNCT
fsr-3791	58	1	continuing	continue	VERB
fsr-3791	58	2	education	education	NOUN
fsr-3791	58	3	requirements	requirement	NOUN
fsr-3791	58	4	,	,	PUNCT
fsr-3791	58	5	and	and	CCONJ
fsr-3791	58	6	the	the	DET
fsr-3791	58	7	delineation	delineation	NOUN
fsr-3791	58	8	of	of	ADP
fsr-3791	58	9	experience	experience	NOUN
fsr-3791	58	10	requirements	requirement	NOUN
fsr-3791	58	11	and	and	CCONJ
fsr-3791	58	12	annual	annual	ADJ
fsr-3791	58	13	licens	licen	NOUN
fsr-3791	58	14	ing	ing	ADJ
fsr-3791	58	15	procedures	procedure	NOUN
fsr-3791	58	16	.	.	PUNCT
fsr-3791	59	1	the	the	DET
fsr-3791	59	2	cfp	cfp	PROPN
fsr-3791	59	3	board	board	NOUN
fsr-3791	59	4	accelerated	accelerate	VERB
fsr-3791	59	5	the	the	DET
fsr-3791	59	6	monitoring	monitoring	NOUN
fsr-3791	59	7	of	of	ADP
fsr-3791	59	8	cfp	cfp	PROPN
fsr-3791	59	9	licensees	licensee	NOUN
fsr-3791	59	10	in	in	ADP
fsr-3791	59	11	the	the	DET
fsr-3791	59	12	international	international	ADJ
fsr-3791	59	13	arena	arena	NOUN
fsr-3791	59	14	in	in	ADP
fsr-3791	59	15	1990	1990	NUM
fsr-3791	59	16	with	with	ADP
fsr-3791	59	17	the	the	DET
fsr-3791	59	18	signing	signing	NOUN
fsr-3791	59	19	of	of	ADP
fsr-3791	59	20	a	a	DET
fsr-3791	59	21	license	license	NOUN
fsr-3791	59	22	and	and	CCONJ
fsr-3791	59	23	affiliation	affiliation	NOUN
fsr-3791	59	24	agreement	agreement	NOUN
fsr-3791	59	25	with	with	ADP
fsr-3791	59	26	the	the	DET
fsr-3791	59	27	iafp	iafp	NOUN
fsr-3791	59	28	of	of	ADP
fsr-3791	59	29	australia	australia	PROPN
fsr-3791	59	30	and	and	CCONJ
fsr-3791	59	31	now	now	ADV
fsr-3791	59	32	six	six	NUM
fsr-3791	59	33	countries	country	NOUN
fsr-3791	59	34	are	be	AUX
fsr-3791	59	35	members	member	NOUN
fsr-3791	59	36	of	of	ADP
fsr-3791	59	37	the	the	DET
fsr-3791	59	38	international	international	ADJ
fsr-3791	59	39	cfp	cfp	PROPN
fsr-3791	59	40	council	council	PROPN
fsr-3791	59	41	(	(	PUNCT
fsr-3791	59	42	united	united	PROPN
fsr-3791	59	43	states	states	PROPN
fsr-3791	59	44	,	,	PUNCT
fsr-3791	59	45	aus	aus	PROPN
fsr-3791	59	46	financial	financial	PROPN
fsr-3791	59	47	services	services	PROPN
fsr-3791	59	48	review	review	VERB
fsr-3791	59	49	5	5	NUM
fsr-3791	59	50	(	(	PUNCT
fsr-3791	59	51	1	1	NUM
fsr-3791	59	52	)	)	PUNCT
fsr-3791	59	53	1996	1996	NUM
fsr-3791	59	54	table	table	NOUN
fsr-3791	59	55	1	1	NUM
fsr-3791	59	56	cfp	cfp	PROPN
fsr-3791	59	57	board	board	NOUN
fsr-3791	59	58	-	-	PUNCT
fsr-3791	59	59	registered	register	VERB
fsr-3791	59	60	programs	program	NOUN
fsr-3791	59	61	:	:	PUNCT
fsr-3791	59	62	summary	summary	NOUN
fsr-3791	59	63	sheet	sheet	NOUN
fsr-3791	59	64	graduate	graduate	NOUN
fsr-3791	59	65	degree	degree	NOUN
fsr-3791	59	66	program	program	NOUN
fsr-3791	59	67	georgia	georgia	PROPN
fsr-3791	59	68	state	state	PROPN
fsr-3791	59	69	university	university	PROPN
fsr-3791	59	70	golden	golden	PROPN
fsr-3791	59	71	gate	gate	PROPN
fsr-3791	59	72	university	university	PROPN
fsr-3791	59	73	loyola	loyola	PROPN
fsr-3791	59	74	university	university	PROPN
fsr-3791	59	75	,	,	PUNCT
fsr-3791	59	76	new	new	PROPN
fsr-3791	59	77	orleans	orleans	PROPN
fsr-3791	59	78	northeastern	northeastern	PROPN
fsr-3791	59	79	university	university	PROPN
fsr-3791	59	80	nova	nova	PROPN
fsr-3791	59	81	southeastern	southeastern	PROPN
fsr-3791	59	82	university	university	PROPN
fsr-3791	59	83	san	san	PROPN
fsr-3791	59	84	diego	diego	PROPN
fsr-3791	59	85	state	state	PROPN
fsr-3791	59	86	university	university	PROPN
fsr-3791	59	87	texas	texas	PROPN
fsr-3791	59	88	tech	tech	PROPN
fsr-3791	59	89	university	university	PROPN
fsr-3791	59	90	university	university	PROPN
fsr-3791	59	91	of	of	ADP
fsr-3791	59	92	dallas	dallas	PROPN
fsr-3791	59	93	university	university	PROPN
fsr-3791	59	94	of	of	ADP
fsr-3791	59	95	miami	miami	PROPN
fsr-3791	59	96	widener	widener	PROPN
fsr-3791	59	97	university	university	PROPN
fsr-3791	59	98	undergraduate	undergraduate	NOUN
fsr-3791	59	99	degree	degree	NOUN
fsr-3791	59	100	programs	program	NOUN
fsr-3791	59	101	baker	baker	PROPN
fsr-3791	59	102	university	university	PROPN
fsr-3791	59	103	barry	barry	PROPN
fsr-3791	59	104	university	university	PROPN
fsr-3791	59	105	baylor	baylor	PROPN
fsr-3791	59	106	university	university	PROPN
fsr-3791	59	107	california	california	PROPN
fsr-3791	59	108	state	state	PROPN
fsr-3791	59	109	university	university	PROPN
fsr-3791	59	110	-	-	PUNCT
fsr-3791	59	111	chico	chico	PROPN
fsr-3791	59	112	california	california	PROPN
fsr-3791	59	113	state	state	PROPN
fsr-3791	59	114	university	university	PROPN
fsr-3791	59	115	-	-	PUNCT
fsr-3791	59	116	fullerton	fullerton	PROPN
fsr-3791	59	117	campbell	campbell	PROPN
fsr-3791	59	118	university	university	PROPN
fsr-3791	59	119	delta	delta	PROPN
fsr-3791	59	120	state	state	PROPN
fsr-3791	59	121	university	university	PROPN
fsr-3791	59	122	fort	fort	PROPN
fsr-3791	59	123	hays	hays	PROPN
fsr-3791	59	124	state	state	PROPN
fsr-3791	59	125	university	university	PROPN
fsr-3791	59	126	kansas	kansas	PROPN
fsr-3791	59	127	state	state	PROPN
fsr-3791	59	128	university	university	PROPN
fsr-3791	59	129	mankato	mankato	PROPN
fsr-3791	59	130	state	state	PROPN
fsr-3791	59	131	university	university	PROPN
fsr-3791	59	132	mercyhurst	mercyhurst	PROPN
fsr-3791	59	133	college	college	PROPN
fsr-3791	59	134	metropolitan	metropolitan	PROPN
fsr-3791	59	135	state	state	PROPN
fsr-3791	59	136	college	college	PROPN
fsr-3791	59	137	mississippi	mississippi	PROPN
fsr-3791	59	138	state	state	PROPN
fsr-3791	59	139	university	university	PROPN
fsr-3791	59	140	purdue	purdue	PROPN
fsr-3791	59	141	university	university	PROPN
fsr-3791	59	142	san	san	PROPN
fsr-3791	59	143	diego	diego	PROPN
fsr-3791	59	144	state	state	PROPN
fsr-3791	59	145	university	university	PROPN
fsr-3791	59	146	southern	southern	PROPN
fsr-3791	59	147	arkansas	arkansas	PROPN
fsr-3791	59	148	university	university	PROPN
fsr-3791	59	149	southwest	southwest	PROPN
fsr-3791	59	150	texas	texas	PROPN
fsr-3791	59	151	state	state	PROPN
fsr-3791	59	152	university	university	PROPN
fsr-3791	59	153	texas	texas	PROPN
fsr-3791	59	154	tech	tech	PROPN
fsr-3791	59	155	university	university	PROPN
fsr-3791	59	156	university	university	PROPN
fsr-3791	59	157	of	of	ADP
fsr-3791	59	158	alabama	alabama	PROPN
fsr-3791	59	159	university	university	PROPN
fsr-3791	59	160	of	of	ADP
fsr-3791	59	161	northern	northern	PROPN
fsr-3791	59	162	colorado	colorado	PROPN
fsr-3791	59	163	university	university	PROPN
fsr-3791	59	164	of	of	ADP
fsr-3791	59	165	wisconsin	wisconsin	PROPN
fsr-3791	59	166	western	western	PROPN
fsr-3791	59	167	kentucky	kentucky	PROPN
fsr-3791	59	168	university	university	PROPN
fsr-3791	59	169	wright	wright	PROPN
fsr-3791	59	170	state	state	PROPN
fsr-3791	59	171	university	university	PROPN
fsr-3791	59	172	certtjicate	certtjicate	NOUN
fsr-3791	59	173	programs	program	NOUN
fsr-3791	59	174	baker	baker	PROPN
fsr-3791	59	175	college	college	PROPN
fsr-3791	59	176	barry	barry	PROPN
fsr-3791	59	177	university	university	PROPN
fsr-3791	59	178	boston	boston	PROPN
fsr-3791	59	179	university	university	PROPN
fsr-3791	59	180	college	college	PROPN
fsr-3791	59	181	for	for	ADP
fsr-3791	59	182	financial	financial	ADJ
fsr-3791	59	183	planning	planning	NOUN
fsr-3791	59	184	*	*	PUNCT
fsr-3791	59	185	fairleigh	fairleigh	PROPN
fsr-3791	59	186	dickinson	dickinson	PROPN
fsr-3791	59	187	university	university	PROPN
fsr-3791	59	188	florida	florida	PROPN
fsr-3791	59	189	institute	institute	PROPN
fsr-3791	59	190	of	of	ADP
fsr-3791	59	191	technology	technology	PROPN
fsr-3791	59	192	florida	florida	PROPN
fsr-3791	59	193	state	state	PROPN
fsr-3791	59	194	university	university	PROPN
fsr-3791	59	195	georgia	georgia	PROPN
fsr-3791	59	196	southern	southern	PROPN
fsr-3791	59	197	university	university	PROPN
fsr-3791	59	198	golden	golden	PROPN
fsr-3791	59	199	gate	gate	PROPN
fsr-3791	59	200	university	university	PROPN
fsr-3791	59	201	lehman	lehman	PROPN
fsr-3791	59	202	college	college	PROPN
fsr-3791	59	203	long	long	PROPN
fsr-3791	59	204	island	island	PROPN
fsr-3791	59	205	university	university	PROPN
fsr-3791	59	206	loyola	loyola	PROPN
fsr-3791	59	207	university	university	PROPN
fsr-3791	59	208	-	-	PUNCT
fsr-3791	59	209	chicago	chicago	PROPN
fsr-3791	59	210	manchester	manchester	PROPN
fsr-3791	59	211	community	community	PROPN
fsr-3791	59	212	college	college	PROPN
fsr-3791	59	213	marist	marist	PROPN
fsr-3791	59	214	college	college	PROPN
fsr-3791	59	215	medaille	medaille	PROPN
fsr-3791	59	216	college	college	PROPN
fsr-3791	59	217	merrimack	merrimack	PROPN
fsr-3791	59	218	college	college	PROPN
fsr-3791	59	219	metropolitan	metropolitan	PROPN
fsr-3791	59	220	state	state	PROPN
fsr-3791	59	221	college	college	PROPN
fsr-3791	59	222	new	new	PROPN
fsr-3791	59	223	york	york	PROPN
fsr-3791	59	224	university	university	PROPN
fsr-3791	59	225	nova	nova	PROPN
fsr-3791	59	226	southeastern	southeastern	PROPN
fsr-3791	59	227	university	university	PROPN
fsr-3791	59	228	oakland	oakland	PROPN
fsr-3791	59	229	university	university	PROPN
fsr-3791	59	230	ogelthorpe	ogelthorpe	PROPN
fsr-3791	59	231	university	university	NOUN
fsr-3791	59	232	old	old	ADJ
fsr-3791	59	233	dominion	dominion	NOUN
fsr-3791	59	234	university	university	NOUN
fsr-3791	59	235	pace	pace	NOUN
fsr-3791	59	236	university	university	PROPN
fsr-3791	59	237	rockland	rockland	PROPN
fsr-3791	59	238	county	county	PROPN
fsr-3791	59	239	community	community	PROPN
fsr-3791	59	240	college	college	PROPN
fsr-3791	59	241	rollins	rollins	PROPN
fsr-3791	59	242	college	college	PROPN
fsr-3791	59	243	southwest	southwest	PROPN
fsr-3791	59	244	texas	texas	PROPN
fsr-3791	59	245	state	state	PROPN
fsr-3791	59	246	university	university	PROPN
fsr-3791	59	247	st	st	PROPN
fsr-3791	59	248	.	.	PROPN
fsr-3791	59	249	john	john	PROPN
fsr-3791	59	250	’s	’s	PROPN
fsr-3791	59	251	university	university	PROPN
fsr-3791	59	252	the	the	DET
fsr-3791	59	253	american	american	PROPN
fsr-3791	59	254	college	college	PROPN
fsr-3791	59	255	university	university	PROPN
fsr-3791	59	256	of	of	ADP
fsr-3791	59	257	california	california	PROPN
fsr-3791	59	258	university	university	PROPN
fsr-3791	59	259	of	of	ADP
fsr-3791	59	260	central	central	PROPN
fsr-3791	59	261	florida	florida	PROPN
fsr-3791	59	262	university	university	PROPN
fsr-3791	59	263	of	of	ADP
fsr-3791	59	264	houston	houston	PROPN
fsr-3791	59	265	university	university	PROPN
fsr-3791	59	266	of	of	ADP
fsr-3791	59	267	miami	miami	PROPN
fsr-3791	59	268	university	university	PROPN
fsr-3791	59	269	of	of	ADP
fsr-3791	59	270	north	north	PROPN
fsr-3791	59	271	texas	texas	PROPN
fsr-3791	59	272	university	university	PROPN
fsr-3791	59	273	of	of	ADP
fsr-3791	59	274	tennessee	tennessee	PROPN
fsr-3791	59	275	associate	associate	NOUN
fsr-3791	59	276	degree	degree	NOUN
fsr-3791	59	277	programs	program	NOUN
fsr-3791	59	278	waukesha	waukesha	PROPN
fsr-3791	59	279	county	county	PROPN
fsr-3791	59	280	technical	technical	PROPN
fsr-3791	59	281	college	college	PROPN
fsr-3791	59	282	tralia	tralia	PROPN
fsr-3791	59	283	,	,	PUNCT
fsr-3791	59	284	japan	japan	PROPN
fsr-3791	59	285	,	,	PUNCT
fsr-3791	59	286	united	united	ADJ
fsr-3791	59	287	kingdom	kingdom	PROPN
fsr-3791	59	288	,	,	PUNCT
fsr-3791	59	289	canada	canada	PROPN
fsr-3791	59	290	,	,	PUNCT
fsr-3791	59	291	and	and	CCONJ
fsr-3791	59	292	new	new	PROPN
fsr-3791	59	293	zealand	zealand	PROPN
fsr-3791	59	294	)	)	PUNCT
fsr-3791	59	295	.	.	PUNCT
fsr-3791	60	1	the	the	DET
fsr-3791	60	2	international	international	ADJ
fsr-3791	60	3	cfp	cfp	PROPN
fsr-3791	60	4	coun	coun	PROPN
fsr-3791	60	5	cil	cil	PROPN
fsr-3791	60	6	is	be	AUX
fsr-3791	60	7	an	an	DET
fsr-3791	60	8	international	international	ADJ
fsr-3791	60	9	assembly	assembly	NOUN
fsr-3791	60	10	of	of	ADP
fsr-3791	60	11	financial	financial	ADJ
fsr-3791	60	12	planning	planning	NOUN
fsr-3791	60	13	bodies	body	NOUN
fsr-3791	60	14	that	that	PRON
fsr-3791	60	15	exists	exist	VERB
fsr-3791	60	16	to	to	PART
fsr-3791	60	17	promote	promote	VERB
fsr-3791	60	18	the	the	DET
fsr-3791	60	19	professionalism	professionalism	NOUN
fsr-3791	60	20	of	of	ADP
fsr-3791	60	21	individuals	individual	NOUN
fsr-3791	60	22	and	and	CCONJ
fsr-3791	60	23	organizations	organization	NOUN
fsr-3791	60	24	offering	offer	VERB
fsr-3791	60	25	personal	personal	ADJ
fsr-3791	60	26	financial	financial	ADJ
fsr-3791	60	27	planning	planning	NOUN
fsr-3791	60	28	ser	ser	NOUN
fsr-3791	60	29	vices	vice	NOUN
fsr-3791	60	30	and	and	CCONJ
fsr-3791	60	31	to	to	PART
fsr-3791	60	32	insure	insure	VERB
fsr-3791	60	33	that	that	SCONJ
fsr-3791	60	34	such	such	ADJ
fsr-3791	60	35	services	service	NOUN
fsr-3791	60	36	are	be	AUX
fsr-3791	60	37	offered	offer	VERB
fsr-3791	60	38	in	in	ADP
fsr-3791	60	39	an	an	DET
fsr-3791	60	40	ethical	ethical	ADJ
fsr-3791	60	41	and	and	CCONJ
fsr-3791	60	42	competent	competent	ADJ
fsr-3791	60	43	manner	manner	NOUN
fsr-3791	60	44	throughout	throughout	ADP
fsr-3791	60	45	the	the	DET
fsr-3791	60	46	global	global	ADJ
fsr-3791	60	47	community	community	NOUN
fsr-3791	60	48	.	.	PUNCT
fsr-3791	61	1	to	to	PART
fsr-3791	61	2	join	join	VERB
fsr-3791	61	3	the	the	DET
fsr-3791	61	4	international	international	ADJ
fsr-3791	61	5	cfp	cfp	PROPN
fsr-3791	61	6	council	council	PROPN
fsr-3791	61	7	,	,	PUNCT
fsr-3791	61	8	organizations	organization	NOUN
fsr-3791	61	9	must	must	AUX
fsr-3791	61	10	make	make	VERB
fsr-3791	61	11	a	a	DET
fsr-3791	61	12	commitment	commitment	NOUN
fsr-3791	61	13	to	to	PART
fsr-3791	61	14	adopt	adopt	VERB
fsr-3791	61	15	the	the	DET
fsr-3791	61	16	cfp	cfp	PROPN
fsr-3791	61	17	certification	certification	NOUN
fsr-3791	61	18	program	program	PROPN
fsr-3791	61	19	,	,	PUNCT
fsr-3791	61	20	symbolized	symbolize	VERB
fsr-3791	61	21	by	by	ADP
fsr-3791	61	22	the	the	DET
fsr-3791	61	23	trademarks	trademark	NOUN
fsr-3791	61	24	cfp	cfp	PROPN
fsr-3791	61	25	and	and	CCONJ
fsr-3791	61	26	certified	certify	VERB
fsr-3791	61	27	financial	financial	ADJ
fsr-3791	61	28	planner	planner	NOUN
fsr-3791	61	29	.	.	PUNCT
fsr-3791	62	1	the	the	DET
fsr-3791	62	2	council	council	NOUN
fsr-3791	62	3	is	be	AUX
fsr-3791	62	4	charged	charge	VERB
fsr-3791	62	5	with	with	ADP
fsr-3791	62	6	establishing	establish	VERB
fsr-3791	62	7	these	these	DET
fsr-3791	62	8	marks	mark	NOUN
fsr-3791	62	9	as	as	ADP
fsr-3791	62	10	the	the	DET
fsr-3791	62	11	globally	globally	ADV
fsr-3791	62	12	recognized	recognize	VERB
fsr-3791	62	13	standards	standard	NOUN
fsr-3791	62	14	of	of	ADP
fsr-3791	62	15	excellence	excellence	NOUN
fsr-3791	62	16	for	for	ADP
fsr-3791	62	17	professional	professional	ADJ
fsr-3791	62	18	financial	financial	ADJ
fsr-3791	62	19	planners	planner	NOUN
fsr-3791	62	20	.	.	PUNCT
fsr-3791	63	1	the	the	DET
fsr-3791	63	2	number	number	NOUN
fsr-3791	63	3	of	of	ADP
fsr-3791	63	4	member	member	NOUN
fsr-3791	63	5	-	-	PUNCT
fsr-3791	63	6	financial	financial	ADJ
fsr-3791	63	7	planners	planner	NOUN
fsr-3791	63	8	outside	outside	ADP
fsr-3791	63	9	the	the	DET
fsr-3791	63	10	united	united	PROPN
fsr-3791	63	11	states	states	PROPN
fsr-3791	63	12	totals	total	VERB
fsr-3791	63	13	more	more	ADJ
fsr-3791	63	14	than	than	ADP
fsr-3791	63	15	15,000	15,000	NUM
fsr-3791	63	16	individuals	individual	NOUN
fsr-3791	63	17	,	,	PUNCT
fsr-3791	63	18	which	which	PRON
fsr-3791	63	19	brings	bring	VERB
fsr-3791	63	20	the	the	DET
fsr-3791	63	21	total	total	NOUN
fsr-3791	63	22	worldwide	worldwide	ADV
fsr-3791	63	23	to	to	ADP
fsr-3791	63	24	approximately	approximately	ADV
fsr-3791	63	25	50,000	50,000	NUM
fsr-3791	63	26	cfp	cfp	NOUN
fsr-3791	63	27	licensees	licensee	NOUN
fsr-3791	63	28	.	.	PUNCT
fsr-3791	64	1	an	an	DET
fsr-3791	64	2	emqging	emqging	ADJ
fsr-3791	64	3	parfnersh@	parfnersh@	NOUN
fsr-3791	64	4	75	75	NUM
fsr-3791	64	5	the	the	DET
fsr-3791	64	6	cff	cff	PROPN
fsr-3791	64	7	board	board	NOUN
fsr-3791	64	8	is	be	AUX
fsr-3791	64	9	governed	govern	VERB
fsr-3791	64	10	by	by	ADP
fsr-3791	64	11	a	a	DET
fsr-3791	64	12	board	board	NOUN
fsr-3791	64	13	of	of	ADP
fsr-3791	64	14	governors	governor	NOUN
fsr-3791	64	15	,	,	PUNCT
fsr-3791	64	16	19	19	NUM
fsr-3791	64	17	volunteers	volunteer	NOUN
fsr-3791	64	18	reflecting	reflect	VERB
fsr-3791	64	19	the	the	DET
fsr-3791	64	20	practice	practice	NOUN
fsr-3791	64	21	of	of	ADP
fsr-3791	64	22	financial	financial	ADJ
fsr-3791	64	23	planning	planning	NOUN
fsr-3791	64	24	:	:	PUNCT
fsr-3791	64	25	sole	sole	ADJ
fsr-3791	64	26	practitioners	practitioner	NOUN
fsr-3791	64	27	,	,	PUNCT
fsr-3791	64	28	wall	wall	PROPN
fsr-3791	64	29	street	street	PROPN
fsr-3791	64	30	,	,	PUNCT
fsr-3791	64	31	consumer	consumer	NOUN
fsr-3791	64	32	advocates	advocate	NOUN
fsr-3791	64	33	,	,	PUNCT
fsr-3791	64	34	aca	aca	PROPN
fsr-3791	64	35	demia	demia	NOUN
fsr-3791	64	36	.	.	PUNCT
fsr-3791	65	1	the	the	DET
fsr-3791	65	2	board	board	NOUN
fsr-3791	65	3	of	of	ADP
fsr-3791	65	4	governors	governors	PROPN
fsr-3791	65	5	oversees	oversee	VERB
fsr-3791	65	6	the	the	DET
fsr-3791	65	7	work	work	NOUN
fsr-3791	65	8	of	of	ADP
fsr-3791	65	9	four	four	NUM
fsr-3791	65	10	sub	sub	NOUN
fsr-3791	65	11	-	-	NOUN
fsr-3791	65	12	boards	board	NOUN
fsr-3791	65	13	.	.	PUNCT
fsr-3791	66	1	the	the	DET
fsr-3791	66	2	board	board	NOUN
fsr-3791	66	3	of	of	ADP
fsr-3791	66	4	examiners	examiner	NOUN
fsr-3791	66	5	is	be	AUX
fsr-3791	66	6	responsible	responsible	ADJ
fsr-3791	66	7	for	for	ADP
fsr-3791	66	8	the	the	DET
fsr-3791	66	9	examination	examination	NOUN
fsr-3791	66	10	and	and	CCONJ
fsr-3791	66	11	education	education	NOUN
fsr-3791	66	12	requirements	requirement	NOUN
fsr-3791	66	13	.	.	PUNCT
fsr-3791	67	1	the	the	DET
fsr-3791	67	2	board	board	NOUN
fsr-3791	67	3	of	of	ADP
fsr-3791	67	4	ethics	ethic	NOUN
fsr-3791	67	5	is	be	AUX
fsr-3791	67	6	responsible	responsible	ADJ
fsr-3791	67	7	for	for	ADP
fsr-3791	67	8	the	the	DET
fsr-3791	67	9	ethics	ethic	NOUN
fsr-3791	67	10	enforcement	enforcement	NOUN
fsr-3791	67	11	and	and	CCONJ
fsr-3791	67	12	disciplinary	disciplinary	ADJ
fsr-3791	67	13	procedures	procedure	NOUN
fsr-3791	67	14	.	.	PUNCT
fsr-3791	68	1	the	the	DET
fsr-3791	68	2	intema	intema	PROPN
fsr-3791	68	3	tional	tional	PROPN
fsr-3791	68	4	cfp	cfp	PROPN
fsr-3791	68	5	council	council	PROPN
fsr-3791	68	6	was	be	AUX
fsr-3791	68	7	described	describe	VERB
fsr-3791	68	8	above	above	ADV
fsr-3791	68	9	.	.	PUNCT
fsr-3791	69	1	the	the	DET
fsr-3791	69	2	board	board	NOUN
fsr-3791	69	3	of	of	ADP
fsr-3791	69	4	practice	practice	NOUN
fsr-3791	69	5	standards	standard	NOUN
fsr-3791	69	6	has	have	AUX
fsr-3791	69	7	just	just	ADV
fsr-3791	69	8	been	be	AUX
fsr-3791	69	9	formed	form	VERB
fsr-3791	69	10	to	to	PART
fsr-3791	69	11	begin	begin	VERB
fsr-3791	69	12	the	the	DET
fsr-3791	69	13	process	process	NOUN
fsr-3791	69	14	of	of	ADP
fsr-3791	69	15	establishing	establish	VERB
fsr-3791	69	16	standards	standard	NOUN
fsr-3791	69	17	of	of	ADP
fsr-3791	69	18	practice	practice	NOUN
fsr-3791	69	19	based	base	VERB
fsr-3791	69	20	on	on	ADP
fsr-3791	69	21	the	the	DET
fsr-3791	69	22	job	job	NOUN
fsr-3791	69	23	analy	analy	PROPN
fsr-3791	69	24	sis	sis	PROPN
fsr-3791	69	25	.	.	PUNCT
fsr-3791	70	1	the	the	DET
fsr-3791	70	2	cfp	cfp	PROPN
fsr-3791	70	3	board	board	PROPN
fsr-3791	70	4	’s	’s	PART
fsr-3791	70	5	staff	staff	NOUN
fsr-3791	70	6	headquarters	headquarters	NOUN
fsr-3791	70	7	is	be	AUX
fsr-3791	70	8	located	locate	VERB
fsr-3791	70	9	in	in	ADP
fsr-3791	70	10	denver	denver	PROPN
fsr-3791	70	11	,	,	PUNCT
fsr-3791	70	12	co	co	NOUN
fsr-3791	70	13	,	,	PUNCT
fsr-3791	70	14	and	and	CCONJ
fsr-3791	70	15	currently	currently	ADV
fsr-3791	70	16	30	30	NUM
fsr-3791	70	17	staff	staff	NOUN
fsr-3791	70	18	members	member	NOUN
fsr-3791	70	19	administer	administer	VERB
fsr-3791	70	20	the	the	DET
fsr-3791	70	21	preand	preand	NOUN
fsr-3791	70	22	post	post	ADJ
fsr-3791	70	23	-	-	ADJ
fsr-3791	70	24	certification	certification	ADJ
fsr-3791	70	25	policies	policy	NOUN
fsr-3791	70	26	put	put	VERB
fsr-3791	70	27	into	into	ADP
fsr-3791	70	28	place	place	NOUN
fsr-3791	70	29	by	by	ADP
fsr-3791	70	30	the	the	DET
fsr-3791	70	31	govem	govem	PROPN
fsr-3791	70	32	ing	ing	PROPN
fsr-3791	70	33	board	board	NOUN
fsr-3791	70	34	.	.	PUNCT
fsr-3791	71	1	v.	v.	ADP
fsr-3791	71	2	certification	certification	NOUN
fsr-3791	71	3	requirements	requirement	NOUN
fsr-3791	71	4	to	to	PART
fsr-3791	71	5	be	be	AUX
fsr-3791	71	6	authorized	authorize	VERB
fsr-3791	71	7	to	to	PART
fsr-3791	71	8	use	use	VERB
fsr-3791	71	9	the	the	DET
fsr-3791	71	10	trademarks	trademark	NOUN
fsr-3791	71	11	cfp	cfp	PROPN
fsr-3791	71	12	and	and	CCONJ
fsr-3791	71	13	certified	certify	VERB
fsr-3791	71	14	financial	financial	ADJ
fsr-3791	71	15	planner	planner	NOUN
fsr-3791	71	16	,	,	PUNCT
fsr-3791	71	17	individuals	individual	NOUN
fsr-3791	71	18	must	must	AUX
fsr-3791	71	19	meet	meet	VERB
fsr-3791	71	20	requirements	requirement	NOUN
fsr-3791	71	21	in	in	ADP
fsr-3791	71	22	four	four	NUM
fsr-3791	71	23	areas	area	NOUN
fsr-3791	71	24	:	:	PUNCT
fsr-3791	71	25	education	education	NOUN
fsr-3791	71	26	,	,	PUNCT
fsr-3791	71	27	examination	examination	NOUN
fsr-3791	71	28	,	,	PUNCT
fsr-3791	71	29	experience	experience	NOUN
fsr-3791	71	30	,	,	PUNCT
fsr-3791	71	31	and	and	CCONJ
fsr-3791	71	32	ethics	ethic	NOUN
fsr-3791	71	33	.	.	PUNCT
fsr-3791	72	1	these	these	DET
fsr-3791	72	2	requirements	requirement	NOUN
fsr-3791	72	3	,	,	PUNCT
fsr-3791	72	4	which	which	PRON
fsr-3791	72	5	are	be	AUX
fsr-3791	72	6	based	base	VERB
fsr-3791	72	7	on	on	ADP
fsr-3791	72	8	a	a	DET
fsr-3791	72	9	1987	1987	NUM
fsr-3791	72	10	job	job	NOUN
fsr-3791	72	11	analysis	analysis	NOUN
fsr-3791	72	12	study	study	NOUN
fsr-3791	72	13	of	of	ADP
fsr-3791	72	14	practicing	practice	VERB
fsr-3791	72	15	financial	financial	ADJ
fsr-3791	72	16	planners	planner	NOUN
fsr-3791	72	17	(	(	PUNCT
fsr-3791	72	18	which	which	PRON
fsr-3791	72	19	was	be	AUX
fsr-3791	72	20	updated	update	VERB
fsr-3791	72	21	in	in	ADP
fsr-3791	72	22	1994	1994	NUM
fsr-3791	72	23	)	)	PUNCT
fsr-3791	72	24	,	,	PUNCT
fsr-3791	72	25	assure	assure	VERB
fsr-3791	72	26	the	the	DET
fsr-3791	72	27	public	public	NOUN
fsr-3791	72	28	that	that	SCONJ
fsr-3791	72	29	persons	person	NOUN
fsr-3791	72	30	who	who	PRON
fsr-3791	72	31	have	have	AUX
fsr-3791	72	32	been	be	AUX
fsr-3791	72	33	autho	autho	VERB
fsr-3791	72	34	rized	rize	VERB
fsr-3791	72	35	to	to	PART
fsr-3791	72	36	use	use	VERB
fsr-3791	72	37	the	the	DET
fsr-3791	72	38	cfp	cfp	NOUN
fsr-3791	72	39	marks	mark	NOUN
fsr-3791	72	40	have	have	AUX
fsr-3791	72	41	met	meet	VERB
fsr-3791	72	42	rigorous	rigorous	ADJ
fsr-3791	72	43	professional	professional	ADJ
fsr-3791	72	44	standards	standard	NOUN
fsr-3791	72	45	.	.	PUNCT
fsr-3791	73	1	a	a	DET
fsr-3791	73	2	job	job	NOUN
fsr-3791	73	3	or	or	CCONJ
fsr-3791	73	4	practice	practice	VERB
fsr-3791	73	5	analysis	analysis	NOUN
fsr-3791	73	6	is	be	AUX
fsr-3791	73	7	the	the	DET
fsr-3791	73	8	foundation	foundation	NOUN
fsr-3791	73	9	of	of	ADP
fsr-3791	73	10	any	any	DET
fsr-3791	73	11	bona	bona	ADJ
fsr-3791	73	12	fide	fide	ADJ
fsr-3791	73	13	certification	certification	NOUN
fsr-3791	73	14	program	program	NOUN
fsr-3791	73	15	.	.	PUNCT
fsr-3791	74	1	it	it	PRON
fsr-3791	74	2	is	be	AUX
fsr-3791	74	3	a	a	DET
fsr-3791	74	4	systematic	systematic	ADJ
fsr-3791	74	5	collec	collec	NOUN
fsr-3791	74	6	tion	tion	NOUN
fsr-3791	74	7	of	of	ADP
fsr-3791	74	8	data	datum	NOUN
fsr-3791	74	9	that	that	PRON
fsr-3791	74	10	describes	describe	VERB
fsr-3791	74	11	the	the	DET
fsr-3791	74	12	responsibilities	responsibility	NOUN
fsr-3791	74	13	required	require	VERB
fsr-3791	74	14	of	of	ADP
fsr-3791	74	15	a	a	DET
fsr-3791	74	16	professional	professional	ADJ
fsr-3791	74	17	and	and	CCONJ
fsr-3791	74	18	the	the	DET
fsr-3791	74	19	skills	skill	NOUN
fsr-3791	74	20	and	and	CCONJ
fsr-3791	74	21	knowledge	knowledge	NOUN
fsr-3791	74	22	needed	need	VERB
fsr-3791	74	23	to	to	PART
fsr-3791	74	24	perform	perform	VERB
fsr-3791	74	25	the	the	DET
fsr-3791	74	26	job	job	NOUN
fsr-3791	74	27	.	.	PUNCT
fsr-3791	75	1	the	the	DET
fsr-3791	75	2	cfp	cfp	PROPN
fsr-3791	75	3	board	board	PROPN
fsr-3791	75	4	,	,	PUNCT
fsr-3791	75	5	whose	whose	DET
fsr-3791	75	6	appointed	appoint	VERB
fsr-3791	75	7	officers	officer	NOUN
fsr-3791	75	8	and	and	CCONJ
fsr-3791	75	9	board	board	NOUN
fsr-3791	75	10	members	member	NOUN
fsr-3791	75	11	are	be	AUX
fsr-3791	75	12	planning	plan	VERB
fsr-3791	75	13	practitioners	practitioner	NOUN
fsr-3791	75	14	,	,	PUNCT
fsr-3791	75	15	determined	determine	VERB
fsr-3791	75	16	from	from	ADP
fsr-3791	75	17	the	the	DET
fsr-3791	75	18	job	job	NOUN
fsr-3791	75	19	analyses	analyse	VERB
fsr-3791	75	20	that	that	SCONJ
fsr-3791	75	21	the	the	DET
fsr-3791	75	22	combination	combination	NOUN
fsr-3791	75	23	of	of	ADP
fsr-3791	75	24	the	the	DET
fsr-3791	75	25	following	follow	VERB
fsr-3791	75	26	four	four	NUM
fsr-3791	75	27	requirements	requirement	NOUN
fsr-3791	75	28	were	be	AUX
fsr-3791	75	29	necessary	necessary	ADJ
fsr-3791	75	30	for	for	ADP
fsr-3791	75	31	attesting	attest	VERB
fsr-3791	75	32	to	to	ADP
fsr-3791	75	33	the	the	DET
fsr-3791	75	34	competency	competency	NOUN
fsr-3791	75	35	of	of	ADP
fsr-3791	75	36	the	the	DET
fsr-3791	75	37	mark	mark	NOUN
fsr-3791	75	38	holder	holder	NOUN
fsr-3791	75	39	.	.	PUNCT
fsr-3791	76	1	a.	a.	PROPN
fsr-3791	76	2	jmucatlon	jmucatlon	PROPN
fsr-3791	76	3	before	before	ADP
fsr-3791	76	4	applying	apply	VERB
fsr-3791	76	5	for	for	ADP
fsr-3791	76	6	the	the	DET
fsr-3791	76	7	cfp	cfp	PROPN
fsr-3791	76	8	certification	certification	NOUN
fsr-3791	76	9	examination	examination	NOUN
fsr-3791	76	10	,	,	PUNCT
fsr-3791	76	11	a	a	DET
fsr-3791	76	12	candidate	candidate	NOUN
fsr-3791	76	13	must	must	AUX
fsr-3791	76	14	first	first	ADV
fsr-3791	76	15	com	com	VERB
fsr-3791	76	16	plete	plete	ADJ
fsr-3791	76	17	academic	academic	ADJ
fsr-3791	76	18	coverage	coverage	NOUN
fsr-3791	76	19	of	of	ADP
fsr-3791	76	20	a	a	DET
fsr-3791	76	21	financial	financial	ADJ
fsr-3791	76	22	planning	planning	NOUN
fsr-3791	76	23	curriculum	curriculum	NOUN
fsr-3791	76	24	through	through	ADP
fsr-3791	76	25	one	one	NUM
fsr-3791	76	26	of	of	ADP
fsr-3791	76	27	the	the	DET
fsr-3791	76	28	three	three	NUM
fsr-3791	76	29	edu	edu	PROPN
fsr-3791	76	30	cational	cational	ADJ
fsr-3791	76	31	paths	path	NOUN
fsr-3791	76	32	:	:	PUNCT
fsr-3791	76	33	completion	completion	NOUN
fsr-3791	76	34	of	of	ADP
fsr-3791	76	35	a	a	DET
fsr-3791	76	36	financial	financial	ADJ
fsr-3791	76	37	planning	planning	NOUN
fsr-3791	76	38	education	education	NOUN
fsr-3791	76	39	program	program	NOUN
fsr-3791	76	40	that	that	PRON
fsr-3791	76	41	has	have	AUX
fsr-3791	76	42	registered	register	VERB
fsr-3791	76	43	with	with	ADP
fsr-3791	76	44	the	the	DET
fsr-3791	76	45	cfp	cfp	PROPN
fsr-3791	76	46	board	board	NOUN
fsr-3791	76	47	,	,	PUNCT
fsr-3791	76	48	completion	completion	NOUN
fsr-3791	76	49	of	of	ADP
fsr-3791	76	50	the	the	DET
fsr-3791	76	51	curriculum	curriculum	NOUN
fsr-3791	76	52	through	through	ADP
fsr-3791	76	53	transcript	transcript	NOUN
fsr-3791	76	54	review	review	NOUN
fsr-3791	76	55	of	of	ADP
fsr-3791	76	56	upper	upper	ADJ
fsr-3791	76	57	divi	divi	PROPN
fsr-3791	76	58	sion	sion	PROPN
fsr-3791	76	59	coursework	coursework	NOUN
fsr-3791	76	60	taken	take	VERB
fsr-3791	76	61	at	at	ADP
fsr-3791	76	62	an	an	DET
fsr-3791	76	63	accredited	accredited	ADJ
fsr-3791	76	64	u.s	u.s	PROPN
fsr-3791	76	65	.	.	PROPN
fsr-3791	76	66	college	college	PROPN
fsr-3791	76	67	or	or	CCONJ
fsr-3791	76	68	university	university	NOUN
fsr-3791	76	69	;	;	PUNCT
fsr-3791	76	70	or	or	CCONJ
fsr-3791	76	71	holding	hold	VERB
fsr-3791	76	72	certain	certain	ADJ
fsr-3791	76	73	finan	finan	PROPN
fsr-3791	76	74	cial	cial	ADJ
fsr-3791	76	75	planning	planning	NOUN
fsr-3791	76	76	related	relate	VERB
fsr-3791	76	77	designations	designation	NOUN
fsr-3791	76	78	or	or	CCONJ
fsr-3791	76	79	degrees	degree	NOUN
fsr-3791	76	80	(	(	PUNCT
fsr-3791	76	81	cpa	cpa	NOUN
fsr-3791	76	82	,	,	PUNCT
fsr-3791	76	83	chfc	chfc	NOUN
fsr-3791	76	84	,	,	PUNCT
fsr-3791	76	85	clu	clu	PROPN
fsr-3791	76	86	,	,	PUNCT
fsr-3791	76	87	cfa	cfa	PROPN
fsr-3791	76	88	,	,	PUNCT
fsr-3791	76	89	phd	phd	NOUN
fsr-3791	76	90	in	in	ADP
fsr-3791	76	91	business	business	NOUN
fsr-3791	76	92	economics	economic	NOUN
fsr-3791	76	93	,	,	PUNCT
fsr-3791	76	94	doctor	doctor	NOUN
fsr-3791	76	95	of	of	ADP
fsr-3791	76	96	business	business	PROPN
fsr-3791	76	97	administration	administration	NOUN
fsr-3791	76	98	,	,	PUNCT
fsr-3791	76	99	or	or	CCONJ
fsr-3791	76	100	licensed	licensed	ADJ
fsr-3791	76	101	attorney	attorney	NOUN
fsr-3791	76	102	)	)	PUNCT
fsr-3791	76	103	.	.	PUNCT
fsr-3791	77	1	b.	b.	PROPN
fsr-3791	77	2	cfp	cfp	PROPN
fsr-3791	77	3	board	board	PROPN
fsr-3791	77	4	-	-	PUNCT
fsr-3791	77	5	registered	register	VERB
fsr-3791	77	6	personal	personal	ADJ
fsr-3791	77	7	financial	financial	ADJ
fsr-3791	77	8	planning	planning	NOUN
fsr-3791	77	9	programs	program	NOUN
fsr-3791	77	10	the	the	DET
fsr-3791	77	11	first	first	ADJ
fsr-3791	77	12	educational	educational	ADJ
fsr-3791	77	13	path	path	NOUN
fsr-3791	77	14	is	be	AUX
fsr-3791	77	15	through	through	ADP
fsr-3791	77	16	the	the	DET
fsr-3791	77	17	completion	completion	NOUN
fsr-3791	77	18	of	of	ADP
fsr-3791	77	19	a	a	DET
fsr-3791	77	20	course	course	NOUN
fsr-3791	77	21	of	of	ADP
fsr-3791	77	22	study	study	NOUN
fsr-3791	77	23	in	in	ADP
fsr-3791	77	24	financial	financial	ADJ
fsr-3791	77	25	planning	planning	NOUN
fsr-3791	77	26	offered	offer	VERB
fsr-3791	77	27	by	by	ADP
fsr-3791	77	28	an	an	DET
fsr-3791	77	29	educational	educational	ADJ
fsr-3791	77	30	program	program	NOUN
fsr-3791	77	31	registered	register	VERB
fsr-3791	77	32	with	with	ADP
fsr-3791	77	33	the	the	DET
fsr-3791	77	34	cfp	cfp	PROPN
fsr-3791	77	35	board	board	PROPN
fsr-3791	77	36	.	.	PUNCT
fsr-3791	78	1	a	a	DET
fsr-3791	78	2	current	current	ADJ
fsr-3791	78	3	list	list	NOUN
fsr-3791	78	4	of	of	ADP
fsr-3791	78	5	these	these	DET
fsr-3791	78	6	programs	program	NOUN
fsr-3791	78	7	is	be	AUX
fsr-3791	78	8	found	find	VERB
fsr-3791	78	9	in	in	ADP
fsr-3791	78	10	table	table	NOUN
fsr-3791	78	11	1	1	NUM
fsr-3791	78	12	.	.	PUNCT
fsr-3791	79	1	each	each	DET
fsr-3791	79	2	registered	register	VERB
fsr-3791	79	3	program	program	NOUN
fsr-3791	79	4	provides	provide	VERB
fsr-3791	79	5	complete	complete	ADJ
fsr-3791	79	6	cover	cover	NOUN
fsr-3791	79	7	age	age	NOUN
fsr-3791	79	8	of	of	ADP
fsr-3791	79	9	the	the	DET
fsr-3791	79	10	topics	topic	NOUN
fsr-3791	79	11	determined	determine	VERB
fsr-3791	79	12	by	by	ADP
fsr-3791	79	13	the	the	DET
fsr-3791	79	14	cfp	cfp	PROPN
fsr-3791	79	15	board	board	PROPN
fsr-3791	79	16	to	to	PART
fsr-3791	79	17	constitute	constitute	VERB
fsr-3791	79	18	the	the	DET
fsr-3791	79	19	core	core	NOUN
fsr-3791	79	20	curriculum	curriculum	NOUN
fsr-3791	79	21	for	for	ADP
fsr-3791	79	22	per	per	ADP
fsr-3791	79	23	sonal	sonal	ADJ
fsr-3791	79	24	financial	financial	ADJ
fsr-3791	79	25	planning	planning	NOUN
fsr-3791	79	26	practitioners	practitioner	NOUN
fsr-3791	79	27	.	.	PUNCT
fsr-3791	80	1	each	each	DET
fsr-3791	80	2	individual	individual	ADJ
fsr-3791	80	3	educational	educational	ADJ
fsr-3791	80	4	institution	institution	NOUN
fsr-3791	80	5	will	will	AUX
fsr-3791	80	6	present	present	VERB
fsr-3791	80	7	these	these	DET
fsr-3791	80	8	topics	topic	NOUN
fsr-3791	80	9	under	under	ADP
fsr-3791	80	10	various	various	ADJ
fsr-3791	80	11	course	course	NOUN
fsr-3791	80	12	names	name	NOUN
fsr-3791	80	13	and	and	CCONJ
fsr-3791	80	14	titles	title	NOUN
fsr-3791	80	15	,	,	PUNCT
fsr-3791	80	16	such	such	ADJ
fsr-3791	80	17	as	as	ADP
fsr-3791	80	18	risk	risk	NOUN
fsr-3791	80	19	management	management	NOUN
fsr-3791	80	20	,	,	PUNCT
fsr-3791	80	21	facial	facial	ADJ
fsr-3791	80	22	analysis	analysis	NOUN
fsr-3791	80	23	,	,	PUNCT
fsr-3791	80	24	estate	estate	NOUN
fsr-3791	80	25	planning	planning	NOUN
fsr-3791	80	26	.	.	PUNCT
fsr-3791	81	1	some	some	DET
fsr-3791	81	2	programs	program	NOUN
fsr-3791	81	3	provide	provide	VERB
fsr-3791	81	4	a	a	DET
fsr-3791	81	5	“	"	PUNCT
fsr-3791	81	6	capstone	capstone	NOUN
fsr-3791	81	7	”	"	PUNCT
fsr-3791	81	8	course	course	NOUN
fsr-3791	81	9	that	that	PRON
fsr-3791	81	10	integrates	integrate	VERB
fsr-3791	81	11	all	all	DET
fsr-3791	81	12	areas	area	NOUN
fsr-3791	81	13	of	of	ADP
fsr-3791	81	14	financial	financial	ADJ
fsr-3791	81	15	planning	planning	NOUN
fsr-3791	81	16	,	,	PUNCT
fsr-3791	81	17	based	base	VERB
fsr-3791	81	18	on	on	ADP
fsr-3791	81	19	case	case	NOUN
fsr-3791	81	20	analysis	analysis	NOUN
fsr-3791	81	21	;	;	PUNCT
fsr-3791	81	22	others	other	NOUN
fsr-3791	81	23	will	will	AUX
fsr-3791	81	24	include	include	VERB
fsr-3791	81	25	a	a	DET
fsr-3791	81	26	review	review	NOUN
fsr-3791	81	27	course	course	NOUN
fsr-3791	81	28	in	in	ADP
fsr-3791	81	29	preparation	preparation	NOUN
fsr-3791	81	30	for	for	ADP
fsr-3791	81	31	the	the	DET
fsr-3791	81	32	certification	certification	NOUN
fsr-3791	81	33	examination	examination	NOUN
fsr-3791	81	34	.	.	PUNCT
fsr-3791	82	1	typically	typically	ADV
fsr-3791	82	2	,	,	PUNCT
fsr-3791	82	3	the	the	DET
fsr-3791	82	4	course	course	NOUN
fsr-3791	82	5	work	work	NOUN
fsr-3791	82	6	can	can	AUX
fsr-3791	82	7	be	be	AUX
fsr-3791	82	8	com	com	NOUN
fsr-3791	82	9	76	76	NUM
fsr-3791	82	10	financial	financial	ADJ
fsr-3791	82	11	services	service	NOUN
fsr-3791	82	12	review	review	VERB
fsr-3791	82	13	5	5	NUM
fsr-3791	82	14	(	(	PUNCT
fsr-3791	82	15	1	1	NUM
fsr-3791	82	16	)	)	PUNCT
fsr-3791	82	17	1996	1996	NUM
fsr-3791	82	18	pleted	plete	VERB
fsr-3791	82	19	in	in	ADP
fsr-3791	82	20	18	18	NUM
fsr-3791	82	21	to	to	PART
fsr-3791	82	22	24	24	NUM
fsr-3791	82	23	months	month	NOUN
fsr-3791	82	24	.	.	PUNCT
fsr-3791	83	1	successful	successful	ADJ
fsr-3791	83	2	completion	completion	NOUN
fsr-3791	83	3	of	of	ADP
fsr-3791	83	4	a	a	DET
fsr-3791	83	5	registered	register	VERB
fsr-3791	83	6	program	program	NOUN
fsr-3791	83	7	automatically	automatically	ADV
fsr-3791	83	8	satisfies	satisfy	VERB
fsr-3791	83	9	the	the	DET
fsr-3791	83	10	education	education	NOUN
fsr-3791	83	11	component	component	NOUN
fsr-3791	83	12	of	of	ADP
fsr-3791	83	13	the	the	DET
fsr-3791	83	14	cfp	cfp	PROPN
fsr-3791	83	15	certification	certification	NOUN
fsr-3791	83	16	process	process	NOUN
fsr-3791	83	17	.	.	PUNCT
fsr-3791	84	1	program	program	NOUN
fsr-3791	84	2	directors	director	NOUN
fsr-3791	84	3	at	at	ADP
fsr-3791	84	4	any	any	DET
fsr-3791	84	5	cfp	cfp	PROPN
fsr-3791	84	6	board	board	NOUN
fsr-3791	84	7	-	-	PUNCT
fsr-3791	84	8	registered	register	VERB
fsr-3791	84	9	program	program	NOUN
fsr-3791	84	10	have	have	VERB
fsr-3791	84	11	the	the	DET
fsr-3791	84	12	authorization	authorization	NOUN
fsr-3791	84	13	to	to	PART
fsr-3791	84	14	waive	waive	VERB
fsr-3791	84	15	students	student	NOUN
fsr-3791	84	16	out	out	ADP
fsr-3791	84	17	of	of	ADP
fsr-3791	84	18	courses	course	NOUN
fsr-3791	84	19	if	if	SCONJ
fsr-3791	84	20	the	the	DET
fsr-3791	84	21	program	program	NOUN
fsr-3791	84	22	director	director	NOUN
fsr-3791	84	23	deems	deem	VERB
fsr-3791	84	24	the	the	DET
fsr-3791	84	25	student	student	NOUN
fsr-3791	84	26	has	have	AUX
fsr-3791	84	27	already	already	ADV
fsr-3791	84	28	satisfied	satisfy	VERB
fsr-3791	84	29	the	the	DET
fsr-3791	84	30	topic	topic	NOUN
fsr-3791	84	31	coverage	coverage	NOUN
fsr-3791	84	32	of	of	ADP
fsr-3791	84	33	that	that	DET
fsr-3791	84	34	course	course	NOUN
fsr-3791	84	35	.	.	PUNCT
fsr-3791	85	1	there	there	PRON
fsr-3791	85	2	is	be	VERB
fsr-3791	85	3	no	no	DET
fsr-3791	85	4	time	time	NOUN
fsr-3791	85	5	limit	limit	NOUN
fsr-3791	85	6	between	between	ADP
fsr-3791	85	7	the	the	DET
fsr-3791	85	8	completion	completion	NOUN
fsr-3791	85	9	of	of	ADP
fsr-3791	85	10	a	a	DET
fsr-3791	85	11	registered	register	VERB
fsr-3791	85	12	program	program	NOUN
fsr-3791	85	13	and	and	CCONJ
fsr-3791	85	14	sitting	sit	VERB
fsr-3791	85	15	for	for	ADP
fsr-3791	85	16	the	the	DET
fsr-3791	85	17	certification	certification	NOUN
fsr-3791	85	18	examination	examination	NOUN
fsr-3791	85	19	.	.	PUNCT
fsr-3791	86	1	c.	c.	PROPN
fsr-3791	86	2	transcript	transcript	NOUN
fsr-3791	86	3	review	review	NOUN
fsr-3791	86	4	if	if	SCONJ
fsr-3791	86	5	candidates	candidate	NOUN
fsr-3791	86	6	completed	complete	VERB
fsr-3791	86	7	upper	upper	ADJ
fsr-3791	86	8	-	-	PUNCT
fsr-3791	86	9	division	division	NOUN
fsr-3791	86	10	course	course	NOUN
fsr-3791	86	11	work	work	NOUN
fsr-3791	86	12	at	at	ADP
fsr-3791	86	13	an	an	DET
fsr-3791	86	14	accredited	accredited	ADJ
fsr-3791	86	15	u.s	u.s	PROPN
fsr-3791	86	16	.	.	PROPN
fsr-3791	86	17	college	college	PROPN
fsr-3791	86	18	or	or	CCONJ
fsr-3791	86	19	university	university	NOUN
fsr-3791	86	20	that	that	PRON
fsr-3791	86	21	covers	cover	VERB
fsr-3791	86	22	some	some	PRON
fsr-3791	86	23	or	or	CCONJ
fsr-3791	86	24	all	all	PRON
fsr-3791	86	25	of	of	ADP
fsr-3791	86	26	the	the	DET
fsr-3791	86	27	topics	topic	NOUN
fsr-3791	86	28	,	,	PUNCT
fsr-3791	86	29	then	then	ADV
fsr-3791	86	30	they	they	PRON
fsr-3791	86	31	may	may	AUX
fsr-3791	86	32	have	have	VERB
fsr-3791	86	33	the	the	DET
fsr-3791	86	34	transcript(s	transcript(s	NOUN
fsr-3791	86	35	)	)	PUNCT
fsr-3791	86	36	reviewed	review	VERB
fsr-3791	86	37	by	by	ADP
fsr-3791	86	38	the	the	DET
fsr-3791	86	39	cfp	cfp	PROPN
fsr-3791	86	40	board	board	PROPN
fsr-3791	86	41	of	of	ADP
fsr-3791	86	42	standards	standard	NOUN
fsr-3791	86	43	.	.	PUNCT
fsr-3791	87	1	the	the	DET
fsr-3791	87	2	nonrefundable	nonrefundable	ADJ
fsr-3791	87	3	fee	fee	NOUN
fsr-3791	87	4	for	for	ADP
fsr-3791	87	5	this	this	DET
fsr-3791	87	6	review	review	NOUN
fsr-3791	87	7	is	be	AUX
fsr-3791	87	8	$	$	SYM
fsr-3791	87	9	100	100	NUM
fsr-3791	87	10	.	.	PUNCT
fsr-3791	88	1	“	"	PUNCT
fsr-3791	88	2	upper	upper	ADJ
fsr-3791	88	3	-	-	PUNCT
fsr-3791	88	4	division	division	NOUN
fsr-3791	88	5	”	"	PUNCT
fsr-3791	88	6	is	be	AUX
fsr-3791	88	7	defined	define	VERB
fsr-3791	88	8	as	as	ADP
fsr-3791	88	9	courses	course	NOUN
fsr-3791	88	10	at	at	ADP
fsr-3791	88	11	the	the	DET
fsr-3791	88	12	junior	junior	ADJ
fsr-3791	88	13	,	,	PUNCT
fsr-3791	88	14	senior	senior	ADJ
fsr-3791	88	15	,	,	PUNCT
fsr-3791	88	16	or	or	CCONJ
fsr-3791	88	17	graduate	graduate	ADJ
fsr-3791	88	18	level	level	NOUN
fsr-3791	88	19	.	.	PUNCT
fsr-3791	89	1	if	if	SCONJ
fsr-3791	89	2	the	the	DET
fsr-3791	89	3	review	review	NOUN
fsr-3791	89	4	confirms	confirm	VERB
fsr-3791	89	5	that	that	SCONJ
fsr-3791	89	6	all	all	PRON
fsr-3791	89	7	of	of	ADP
fsr-3791	89	8	the	the	DET
fsr-3791	89	9	necessary	necessary	ADJ
fsr-3791	89	10	topics	topic	NOUN
fsr-3791	89	11	have	have	AUX
fsr-3791	89	12	been	be	AUX
fsr-3791	89	13	covered	cover	VERB
fsr-3791	89	14	,	,	PUNCT
fsr-3791	89	15	then	then	ADV
fsr-3791	89	16	the	the	DET
fsr-3791	89	17	candidate	candidate	NOUN
fsr-3791	89	18	may	may	AUX
fsr-3791	89	19	apply	apply	VERB
fsr-3791	89	20	to	to	PART
fsr-3791	89	21	sit	sit	VERB
fsr-3791	89	22	for	for	ADP
fsr-3791	89	23	the	the	DET
fsr-3791	89	24	certification	certification	NOUN
fsr-3791	89	25	examination	examination	NOUN
fsr-3791	89	26	.	.	PUNCT
fsr-3791	90	1	however	however	ADV
fsr-3791	90	2	,	,	PUNCT
fsr-3791	90	3	if	if	SCONJ
fsr-3791	90	4	the	the	DET
fsr-3791	90	5	review	review	NOUN
fsr-3791	90	6	confirms	confirm	VERB
fsr-3791	90	7	that	that	SCONJ
fsr-3791	90	8	some	some	PRON
fsr-3791	90	9	of	of	ADP
fsr-3791	90	10	the	the	DET
fsr-3791	90	11	topics	topic	NOUN
fsr-3791	90	12	have	have	AUX
fsr-3791	90	13	not	not	PART
fsr-3791	90	14	been	be	AUX
fsr-3791	90	15	covered	cover	VERB
fsr-3791	90	16	,	,	PUNCT
fsr-3791	90	17	then	then	ADV
fsr-3791	90	18	the	the	DET
fsr-3791	90	19	candidate	candidate	NOUN
fsr-3791	90	20	will	will	AUX
fsr-3791	90	21	receive	receive	VERB
fsr-3791	90	22	a	a	DET
fsr-3791	90	23	letter	letter	NOUN
fsr-3791	90	24	outlining	outline	VERB
fsr-3791	90	25	the	the	DET
fsr-3791	90	26	missing	miss	VERB
fsr-3791	90	27	topic	topic	NOUN
fsr-3791	90	28	areas	area	NOUN
fsr-3791	90	29	.	.	PUNCT
fsr-3791	91	1	the	the	DET
fsr-3791	91	2	cfp	cfp	PROPN
fsr-3791	91	3	board	board	NOUN
fsr-3791	91	4	will	will	AUX
fsr-3791	91	5	not	not	PART
fsr-3791	91	6	pre	pre	VERB
fsr-3791	91	7	-	-	VERB
fsr-3791	91	8	determine	determine	VERB
fsr-3791	91	9	the	the	DET
fsr-3791	91	10	status	status	NOUN
fsr-3791	91	11	of	of	ADP
fsr-3791	91	12	any	any	DET
fsr-3791	91	13	course	course	NOUN
fsr-3791	91	14	.	.	PUNCT
fsr-3791	92	1	if	if	SCONJ
fsr-3791	92	2	the	the	DET
fsr-3791	92	3	transcript	transcript	NOUN
fsr-3791	92	4	review	review	NOUN
fsr-3791	92	5	confirms	confirm	VERB
fsr-3791	92	6	topic	topic	NOUN
fsr-3791	92	7	coverage	coverage	NOUN
fsr-3791	92	8	is	be	AUX
fsr-3791	92	9	lacking	lack	VERB
fsr-3791	92	10	,	,	PUNCT
fsr-3791	92	11	the	the	DET
fsr-3791	92	12	candidate	candidate	NOUN
fsr-3791	92	13	may	may	AUX
fsr-3791	92	14	then	then	ADV
fsr-3791	92	15	(	(	PUNCT
fsr-3791	92	16	a	a	X
fsr-3791	92	17	)	)	PUNCT
fsr-3791	92	18	complete	complete	NOUN
fsr-3791	92	19	the	the	DET
fsr-3791	92	20	educa	educa	PROPN
fsr-3791	92	21	tion	tion	NOUN
fsr-3791	92	22	requirement	requirement	NOUN
fsr-3791	92	23	at	at	ADP
fsr-3791	92	24	any	any	DET
fsr-3791	92	25	accredited	accredited	ADJ
fsr-3791	92	26	college	college	NOUN
fsr-3791	92	27	or	or	CCONJ
fsr-3791	92	28	university	university	NOUN
fsr-3791	92	29	and	and	CCONJ
fsr-3791	92	30	resubmit	resubmit	VERB
fsr-3791	92	31	this	this	DET
fsr-3791	92	32	course	course	NOUN
fsr-3791	92	33	work	work	NOUN
fsr-3791	92	34	to	to	ADP
fsr-3791	92	35	the	the	DET
fsr-3791	92	36	cfp	cfp	PROPN
fsr-3791	92	37	transcript	transcript	NOUN
fsr-3791	92	38	review	review	NOUN
fsr-3791	92	39	process	process	NOUN
fsr-3791	92	40	with	with	ADP
fsr-3791	92	41	the	the	DET
fsr-3791	92	42	understanding	understanding	NOUN
fsr-3791	92	43	that	that	PRON
fsr-3791	92	44	the	the	DET
fsr-3791	92	45	course	course	NOUN
fsr-3791	92	46	work	work	NOUN
fsr-3791	92	47	may	may	AUX
fsr-3791	92	48	still	still	ADV
fsr-3791	92	49	not	not	PART
fsr-3791	92	50	be	be	AUX
fsr-3791	92	51	accepted	accept	VERB
fsr-3791	92	52	as	as	ADP
fsr-3791	92	53	adequate	adequate	ADJ
fsr-3791	92	54	topic	topic	NOUN
fsr-3791	92	55	coverage	coverage	NOUN
fsr-3791	92	56	.	.	PUNCT
fsr-3791	93	1	or	or	CCONJ
fsr-3791	93	2	(	(	PUNCT
fsr-3791	93	3	b	b	X
fsr-3791	93	4	)	)	PUNCT
fsr-3791	93	5	complete	complete	VERB
fsr-3791	93	6	the	the	DET
fsr-3791	93	7	requirement	requirement	NOUN
fsr-3791	93	8	at	at	ADP
fsr-3791	93	9	a	a	DET
fsr-3791	93	10	cfp	cfp	PROPN
fsr-3791	93	11	board	board	NOUN
fsr-3791	93	12	registered	register	VERB
fsr-3791	93	13	program	program	NOUN
fsr-3791	93	14	(	(	PUNCT
fsr-3791	93	15	see	see	VERB
fsr-3791	93	16	table	table	NOUN
fsr-3791	93	17	1	1	NUM
fsr-3791	93	18	)	)	PUNCT
fsr-3791	93	19	with	with	ADP
fsr-3791	93	20	the	the	DET
fsr-3791	93	21	understanding	understanding	NOUN
fsr-3791	93	22	that	that	SCONJ
fsr-3791	93	23	this	this	DET
fsr-3791	93	24	additional	additional	ADJ
fsr-3791	93	25	course	course	NOUN
fsr-3791	93	26	work	work	NOUN
fsr-3791	93	27	will	will	AUX
fsr-3791	93	28	be	be	AUX
fsr-3791	93	29	accepted	accept	VERB
fsr-3791	93	30	by	by	ADP
fsr-3791	93	31	the	the	DET
fsr-3791	93	32	cfp	cfp	PROPN
fsr-3791	93	33	board	board	PROPN
fsr-3791	93	34	without	without	ADP
fsr-3791	93	35	further	further	ADJ
fsr-3791	93	36	review	review	NOUN
fsr-3791	93	37	.	.	PUNCT
fsr-3791	94	1	d.	d.	PROPN
fsr-3791	94	2	challenge	challenge	PROPN
fsr-3791	94	3	status	status	VERB
fsr-3791	94	4	certain	certain	ADJ
fsr-3791	94	5	degrees	degree	NOUN
fsr-3791	94	6	and	and	CCONJ
fsr-3791	94	7	professional	professional	ADJ
fsr-3791	94	8	credentials	credential	NOUN
fsr-3791	94	9	will	will	AUX
fsr-3791	94	10	automatically	automatically	ADV
fsr-3791	94	11	allow	allow	VERB
fsr-3791	94	12	a	a	DET
fsr-3791	94	13	candidate	candidate	NOUN
fsr-3791	94	14	to	to	PART
fsr-3791	94	15	sit	sit	VERB
fsr-3791	94	16	for	for	ADP
fsr-3791	94	17	the	the	DET
fsr-3791	94	18	certification	certification	NOUN
fsr-3791	94	19	examination	examination	NOUN
fsr-3791	94	20	without	without	ADP
fsr-3791	94	21	having	have	VERB
fsr-3791	94	22	to	to	PART
fsr-3791	94	23	verify	verify	VERB
fsr-3791	94	24	educational	educational	ADJ
fsr-3791	94	25	topic	topic	NOUN
fsr-3791	94	26	coverage	coverage	NOUN
fsr-3791	94	27	.	.	PUNCT
fsr-3791	95	1	the	the	DET
fsr-3791	95	2	board	board	NOUN
fsr-3791	95	3	-	-	PUNCT
fsr-3791	95	4	recognized	recognize	VERB
fsr-3791	95	5	degrees	degree	NOUN
fsr-3791	95	6	and	and	CCONJ
fsr-3791	95	7	credentials	credential	NOUN
fsr-3791	95	8	(	(	PUNCT
fsr-3791	95	9	certified	certify	VERB
fsr-3791	95	10	public	public	ADJ
fsr-3791	95	11	accountant	accountant	NOUN
fsr-3791	95	12	,	,	PUNCT
fsr-3791	95	13	chartered	charter	VERB
fsr-3791	95	14	finan	finan	PROPN
fsr-3791	95	15	cial	cial	ADJ
fsr-3791	95	16	consultant	consultant	NOUN
fsr-3791	95	17	,	,	PUNCT
fsr-3791	95	18	chartered	chartered	ADJ
fsr-3791	95	19	financial	financial	ADJ
fsr-3791	95	20	analyst	analyst	NOUN
fsr-3791	95	21	,	,	PUNCT
fsr-3791	95	22	phd	phd	NOUN
fsr-3791	95	23	in	in	ADP
fsr-3791	95	24	business	business	NOUN
fsr-3791	95	25	or	or	CCONJ
fsr-3791	95	26	economics	economic	NOUN
fsr-3791	95	27	,	,	PUNCT
fsr-3791	95	28	doctor	doctor	NOUN
fsr-3791	95	29	of	of	ADP
fsr-3791	95	30	business	business	NOUN
fsr-3791	95	31	administration	administration	NOUN
fsr-3791	95	32	,	,	PUNCT
fsr-3791	95	33	and	and	CCONJ
fsr-3791	95	34	licensed	licensed	ADJ
fsr-3791	95	35	attorney	attorney	NOUN
fsr-3791	95	36	)	)	PUNCT
fsr-3791	95	37	with	with	ADP
fsr-3791	95	38	3	3	NUM
fsr-3791	95	39	years	year	NOUN
fsr-3791	95	40	ofjhznciul	ofjhznciul	ADJ
fsr-3791	95	41	planning	planning	NOUN
fsr-3791	95	42	-	-	PUNCT
fsr-3791	95	43	related	relate	VERB
fsr-3791	95	44	work	work	NOUN
fsr-3791	95	45	experience	experience	NOUN
fsr-3791	95	46	have	have	AUX
fsr-3791	95	47	been	be	AUX
fsr-3791	95	48	approved	approve	VERB
fsr-3791	95	49	by	by	ADP
fsr-3791	95	50	the	the	DET
fsr-3791	95	51	cfp	cfp	PROPN
fsr-3791	95	52	board	board	PROPN
fsr-3791	95	53	as	as	ADP
fsr-3791	95	54	meeting	meet	VERB
fsr-3791	95	55	the	the	DET
fsr-3791	95	56	educational	educational	ADJ
fsr-3791	95	57	require	require	NOUN
fsr-3791	95	58	ment	ment	NOUN
fsr-3791	95	59	.	.	PUNCT
fsr-3791	96	1	if	if	SCONJ
fsr-3791	96	2	candidates	candidate	NOUN
fsr-3791	96	3	are	be	AUX
fsr-3791	96	4	challenging	challenge	VERB
fsr-3791	96	5	the	the	DET
fsr-3791	96	6	exam	exam	NOUN
fsr-3791	96	7	on	on	ADP
fsr-3791	96	8	the	the	DET
fsr-3791	96	9	basis	basis	NOUN
fsr-3791	96	10	of	of	ADP
fsr-3791	96	11	a	a	DET
fsr-3791	96	12	cpa	cpa	NOUN
fsr-3791	96	13	designation	designation	NOUN
fsr-3791	96	14	or	or	CCONJ
fsr-3791	96	15	licensed	licensed	ADJ
fsr-3791	96	16	attorney	attorney	NOUN
fsr-3791	96	17	,	,	PUNCT
fsr-3791	96	18	they	they	PRON
fsr-3791	96	19	must	must	AUX
fsr-3791	96	20	provide	provide	VERB
fsr-3791	96	21	a	a	DET
fsr-3791	96	22	letter	letter	NOUN
fsr-3791	96	23	of	of	ADP
fsr-3791	96	24	good	good	ADJ
fsr-3791	96	25	standing	standing	NOUN
fsr-3791	96	26	from	from	ADP
fsr-3791	96	27	the	the	DET
fsr-3791	96	28	applicable	applicable	ADJ
fsr-3791	96	29	licensing	licensing	NOUN
fsr-3791	96	30	board	board	NOUN
fsr-3791	96	31	.	.	PUNCT
fsr-3791	97	1	(	(	PUNCT
fsr-3791	97	2	an	an	DET
fsr-3791	97	3	inactive	inactive	ADJ
fsr-3791	97	4	cpa	cpa	NOUN
fsr-3791	97	5	license	license	NOUN
fsr-3791	97	6	will	will	AUX
fsr-3791	97	7	be	be	AUX
fsr-3791	97	8	accepted	accept	VERB
fsr-3791	97	9	.	.	PUNCT
fsr-3791	97	10	)	)	PUNCT
fsr-3791	98	1	if	if	SCONJ
fsr-3791	98	2	the	the	DET
fsr-3791	98	3	challenge	challenge	NOUN
fsr-3791	98	4	is	be	AUX
fsr-3791	98	5	on	on	ADP
fsr-3791	98	6	the	the	DET
fsr-3791	98	7	basis	basis	NOUN
fsr-3791	98	8	of	of	ADP
fsr-3791	98	9	the	the	DET
fsr-3791	98	10	chfc	chfc	NOUN
fsr-3791	98	11	or	or	CCONJ
fsr-3791	98	12	cfa	cfa	PROPN
fsr-3791	98	13	designation	designation	NOUN
fsr-3791	98	14	,	,	PUNCT
fsr-3791	98	15	evidence	evidence	NOUN
fsr-3791	98	16	of	of	ADP
fsr-3791	98	17	good	good	ADJ
fsr-3791	98	18	standing	standing	NOUN
fsr-3791	98	19	from	from	ADP
fsr-3791	98	20	the	the	DET
fsr-3791	98	21	membership	membership	NOUN
fsr-3791	98	22	organization	organization	NOUN
fsr-3791	98	23	,	,	PUNCT
fsr-3791	98	24	or	or	CCONJ
fsr-3791	98	25	its	its	PRON
fsr-3791	98	26	equivalent	equivalent	NOUN
fsr-3791	98	27	,	,	PUNCT
fsr-3791	98	28	must	must	AUX
fsr-3791	98	29	be	be	AUX
fsr-3791	98	30	provided	provide	VERB
fsr-3791	98	31	.	.	PUNCT
fsr-3791	99	1	e.	e.	PROPN
fsr-3791	99	2	curriculum	curriculum	PROPN
fsr-3791	99	3	registration	registration	NOUN
fsr-3791	99	4	one	one	NUM
fsr-3791	99	5	of	of	ADP
fsr-3791	99	6	the	the	DET
fsr-3791	99	7	cfp	cfp	PROPN
fsr-3791	99	8	board	board	PROPN
fsr-3791	99	9	’s	’s	PART
fsr-3791	99	10	principal	principal	ADJ
fsr-3791	99	11	assignments	assignment	NOUN
fsr-3791	99	12	is	be	AUX
fsr-3791	99	13	to	to	PART
fsr-3791	99	14	evaluate	evaluate	VERB
fsr-3791	99	15	applications	application	NOUN
fsr-3791	99	16	for	for	ADP
fsr-3791	99	17	financial	financial	ADJ
fsr-3791	99	18	planning	planning	NOUN
fsr-3791	99	19	curriculum	curriculum	NOUN
fsr-3791	99	20	registration	registration	NOUN
fsr-3791	99	21	.	.	PUNCT
fsr-3791	100	1	the	the	DET
fsr-3791	100	2	board	board	NOUN
fsr-3791	100	3	of	of	ADP
fsr-3791	100	4	examiners	examiner	NOUN
fsr-3791	100	5	,	,	PUNCT
fsr-3791	100	6	together	together	ADV
fsr-3791	100	7	with	with	ADP
fsr-3791	100	8	the	the	DET
fsr-3791	100	9	administrator	administrator	NOUN
fsr-3791	100	10	of	of	ADP
fsr-3791	100	11	certification	certification	NOUN
fsr-3791	100	12	services	service	NOUN
fsr-3791	100	13	and	and	CCONJ
fsr-3791	100	14	the	the	DET
fsr-3791	100	15	director	director	NOUN
fsr-3791	100	16	of	of	ADP
fsr-3791	100	17	certification	certification	NOUN
fsr-3791	100	18	,	,	PUNCT
fsr-3791	100	19	operate	operate	VERB
fsr-3791	100	20	as	as	ADP
fsr-3791	100	21	an	an	DET
fsr-3791	100	22	objective	objective	NOUN
fsr-3791	100	23	and	and	CCONJ
fsr-3791	100	24	unbi	unbi	NOUN
fsr-3791	100	25	ased	ase	VERB
fsr-3791	100	26	review	review	NOUN
fsr-3791	100	27	body	body	NOUN
fsr-3791	100	28	.	.	PUNCT
fsr-3791	101	1	its	its	PRON
fsr-3791	101	2	members	member	NOUN
fsr-3791	101	3	judge	judge	VERB
fsr-3791	101	4	degree	degree	NOUN
fsr-3791	101	5	or	or	CCONJ
fsr-3791	101	6	certificate	certificate	NOUN
fsr-3791	101	7	programs	program	NOUN
fsr-3791	101	8	based	base	VERB
fsr-3791	101	9	on	on	ADP
fsr-3791	101	10	submitted	submit	VERB
fsr-3791	101	11	applications	application	NOUN
fsr-3791	101	12	and	and	CCONJ
fsr-3791	101	13	supportive	supportive	ADJ
fsr-3791	101	14	materials	material	NOUN
fsr-3791	101	15	,	,	PUNCT
fsr-3791	101	16	and	and	CCONJ
fsr-3791	101	17	requested	request	VERB
fsr-3791	101	18	written	write	VERB
fsr-3791	101	19	or	or	CCONJ
fsr-3791	101	20	oral	oral	ADJ
fsr-3791	101	21	testimony	testimony	NOUN
fsr-3791	101	22	,	,	PUNCT
fsr-3791	101	23	to	to	PART
fsr-3791	101	24	deter	deter	VERB
fsr-3791	101	25	mine	mine	NOUN
fsr-3791	101	26	compliance	compliance	NOUN
fsr-3791	101	27	with	with	ADP
fsr-3791	101	28	the	the	DET
fsr-3791	101	29	board	board	NOUN
fsr-3791	101	30	-	-	PUNCT
fsr-3791	101	31	approved	approve	VERB
fsr-3791	101	32	registration	registration	NOUN
fsr-3791	101	33	criteria	criterion	NOUN
fsr-3791	101	34	an	an	DET
fsr-3791	101	35	approved	approve	VERB
fsr-3791	101	36	educational	educational	ADJ
fsr-3791	101	37	guidelines	guideline	NOUN
fsr-3791	101	38	.	.	PUNCT
fsr-3791	102	1	the	the	DET
fsr-3791	102	2	purpose	purpose	NOUN
fsr-3791	102	3	of	of	ADP
fsr-3791	102	4	these	these	DET
fsr-3791	102	5	standards	standard	NOUN
fsr-3791	102	6	is	be	AUX
fsr-3791	102	7	to	to	PART
fsr-3791	102	8	promote	promote	VERB
fsr-3791	102	9	the	the	DET
fsr-3791	102	10	overall	overall	ADJ
fsr-3791	102	11	high	high	ADJ
fsr-3791	102	12	quality	quality	NOUN
fsr-3791	102	13	of	of	ADP
fsr-3791	102	14	finan	finan	PROPN
fsr-3791	102	15	an	an	DET
fsr-3791	102	16	emerg	emerg	PROPN
fsr-3791	102	17	&	&	CCONJ
fsr-3791	102	18	partnersh	partnersh	PROPN
fsr-3791	102	19	&	&	CCONJ
fsr-3791	102	20	77	77	NUM
fsr-3791	102	21	cial	cial	ADJ
fsr-3791	102	22	planning	planning	NOUN
fsr-3791	102	23	educational	educational	ADJ
fsr-3791	102	24	programs	program	NOUN
fsr-3791	102	25	.	.	PUNCT
fsr-3791	103	1	emphasis	emphasis	NOUN
fsr-3791	103	2	should	should	AUX
fsr-3791	103	3	be	be	AUX
fsr-3791	103	4	placed	place	VERB
fsr-3791	103	5	on	on	ADP
fsr-3791	103	6	substantial	substantial	ADJ
fsr-3791	103	7	rather	rather	ADV
fsr-3791	103	8	than	than	ADP
fsr-3791	103	9	form	form	NOUN
fsr-3791	103	10	-	-	PUNCT
fsr-3791	103	11	related	relate	VERB
fsr-3791	103	12	compliance	compliance	NOUN
fsr-3791	103	13	.	.	PUNCT
fsr-3791	104	1	financial	financial	ADJ
fsr-3791	104	2	planning	planning	NOUN
fsr-3791	104	3	programs	program	NOUN
fsr-3791	104	4	are	be	AUX
fsr-3791	104	5	registered	register	VERB
fsr-3791	104	6	for	for	ADP
fsr-3791	104	7	3	3	NUM
fsr-3791	104	8	years	year	NOUN
fsr-3791	104	9	.	.	PUNCT
fsr-3791	105	1	after	after	SCONJ
fsr-3791	105	2	initial	initial	ADJ
fsr-3791	105	3	registration	registration	NOUN
fsr-3791	105	4	is	be	AUX
fsr-3791	105	5	granted	grant	VERB
fsr-3791	105	6	,	,	PUNCT
fsr-3791	105	7	every	every	DET
fsr-3791	105	8	3	3	NUM
fsr-3791	105	9	years	year	NOUN
fsr-3791	105	10	all	all	DET
fsr-3791	105	11	registered	register	VERB
fsr-3791	105	12	programs	program	NOUN
fsr-3791	105	13	must	must	AUX
fsr-3791	105	14	submit	submit	VERB
fsr-3791	105	15	a	a	DET
fsr-3791	105	16	complete	complete	ADJ
fsr-3791	105	17	application	application	NOUN
fsr-3791	105	18	to	to	PART
fsr-3791	105	19	renew	renew	VERB
fsr-3791	105	20	the	the	DET
fsr-3791	105	21	registration	registration	NOUN
fsr-3791	105	22	.	.	PUNCT
fsr-3791	106	1	financial	financial	ADJ
fsr-3791	106	2	planning	planning	NOUN
fsr-3791	106	3	programs	program	NOUN
fsr-3791	106	4	change	change	VERB
fsr-3791	106	5	over	over	ADP
fsr-3791	106	6	time	time	NOUN
fsr-3791	106	7	and	and	CCONJ
fsr-3791	106	8	the	the	DET
fsr-3791	106	9	criteria	criterion	NOUN
fsr-3791	106	10	may	may	AUX
fsr-3791	106	11	be	be	AUX
fsr-3791	106	12	periodically	periodically	ADV
fsr-3791	106	13	amended	amend	VERB
fsr-3791	106	14	.	.	PUNCT
fsr-3791	107	1	this	this	DET
fsr-3791	107	2	registration	registration	NOUN
fsr-3791	107	3	is	be	AUX
fsr-3791	107	4	renewed	renew	VERB
fsr-3791	107	5	and	and	CCONJ
fsr-3791	107	6	programs	program	NOUN
fsr-3791	107	7	reviewed	review	VERB
fsr-3791	107	8	in	in	ADP
fsr-3791	107	9	their	their	PRON
fsr-3791	107	10	entirety	entirety	NOUN
fsr-3791	107	11	every	every	DET
fsr-3791	107	12	3	3	NUM
fsr-3791	107	13	years	year	NOUN
fsr-3791	107	14	.	.	PUNCT
fsr-3791	108	1	an	an	DET
fsr-3791	108	2	annual	annual	ADJ
fsr-3791	108	3	report	report	NOUN
fsr-3791	108	4	is	be	AUX
fsr-3791	108	5	also	also	ADV
fsr-3791	108	6	required	require	VERB
fsr-3791	108	7	to	to	PART
fsr-3791	108	8	demonstrate	demonstrate	VERB
fsr-3791	108	9	continued	continued	ADJ
fsr-3791	108	10	compliance	compliance	NOUN
fsr-3791	108	11	with	with	ADP
fsr-3791	108	12	the	the	DET
fsr-3791	108	13	registration	registration	NOUN
fsr-3791	108	14	criteria	criterion	NOUN
fsr-3791	108	15	and	and	CCONJ
fsr-3791	108	16	amendments	amendment	NOUN
fsr-3791	108	17	.	.	PUNCT
fsr-3791	109	1	in	in	ADP
fsr-3791	109	2	addition	addition	NOUN
fsr-3791	109	3	,	,	PUNCT
fsr-3791	109	4	the	the	DET
fsr-3791	109	5	reports	report	NOUN
fsr-3791	109	6	provide	provide	VERB
fsr-3791	109	7	the	the	DET
fsr-3791	109	8	cfe	cfe	PROPN
fsr-3791	109	9	board	board	PROPN
fsr-3791	109	10	with	with	ADP
fsr-3791	109	11	national	national	ADJ
fsr-3791	109	12	information	information	NOUN
fsr-3791	109	13	and	and	CCONJ
fsr-3791	109	14	yearly	yearly	ADJ
fsr-3791	109	15	data	datum	NOUN
fsr-3791	109	16	on	on	ADP
fsr-3791	109	17	financial	financial	ADJ
fsr-3791	109	18	planning	planning	NOUN
fsr-3791	109	19	programs	program	NOUN
fsr-3791	109	20	.	.	PUNCT
fsr-3791	110	1	deficiencies	deficiency	NOUN
fsr-3791	110	2	noted	note	VERB
fsr-3791	110	3	in	in	ADP
fsr-3791	110	4	an	an	DET
fsr-3791	110	5	annual	annual	ADJ
fsr-3791	110	6	update	update	NOUN
fsr-3791	110	7	could	could	AUX
fsr-3791	110	8	lead	lead	VERB
fsr-3791	110	9	to	to	ADP
fsr-3791	110	10	a	a	DET
fsr-3791	110	11	review	review	NOUN
fsr-3791	110	12	of	of	ADP
fsr-3791	110	13	the	the	DET
fsr-3791	110	14	institution	institution	NOUN
fsr-3791	110	15	’s	’s	PART
fsr-3791	110	16	registration	registration	NOUN
fsr-3791	110	17	.	.	PUNCT
fsr-3791	111	1	f.	f.	PROPN
fsr-3791	111	2	examination	examination	PROPN
fsr-3791	111	3	once	once	SCONJ
fsr-3791	111	4	candidates	candidate	NOUN
fsr-3791	111	5	have	have	AUX
fsr-3791	111	6	successfully	successfully	ADV
fsr-3791	111	7	completed	complete	VERB
fsr-3791	111	8	the	the	DET
fsr-3791	111	9	education	education	NOUN
fsr-3791	111	10	requirement	requirement	NOUN
fsr-3791	111	11	,	,	PUNCT
fsr-3791	111	12	they	they	PRON
fsr-3791	111	13	are	be	AUX
fsr-3791	111	14	eli	eli	PROPN
fsr-3791	111	15	gible	gible	VERB
fsr-3791	111	16	to	to	PART
fsr-3791	111	17	apply	apply	VERB
fsr-3791	111	18	for	for	ADP
fsr-3791	111	19	the	the	DET
fsr-3791	111	20	cfe	cfe	PROPN
fsr-3791	111	21	certification	certification	NOUN
fsr-3791	111	22	examination	examination	NOUN
fsr-3791	111	23	,	,	PUNCT
fsr-3791	111	24	which	which	PRON
fsr-3791	111	25	serves	serve	VERB
fsr-3791	111	26	as	as	ADP
fsr-3791	111	27	the	the	DET
fsr-3791	111	28	uniform	uniform	ADJ
fsr-3791	111	29	financial	financial	ADJ
fsr-3791	111	30	planner	planner	NOUN
fsr-3791	111	31	competency	competency	NOUN
fsr-3791	111	32	examination	examination	NOUN
fsr-3791	111	33	.	.	PUNCT
fsr-3791	112	1	the	the	DET
fsr-3791	112	2	certification	certification	NOUN
fsr-3791	112	3	examination	examination	NOUN
fsr-3791	112	4	is	be	AUX
fsr-3791	112	5	a	a	DET
fsr-3791	112	6	n	n	NUM
fsr-3791	112	7	-	-	PUNCT
fsr-3791	112	8	hour	hour	NOUN
fsr-3791	112	9	,	,	PUNCT
fsr-3791	112	10	2-&y	2-&y	NUM
fsr-3791	112	11	examination	examination	NOUN
fsr-3791	112	12	designed	design	VERB
fsr-3791	112	13	to	to	PART
fsr-3791	112	14	assess	assess	VERB
fsr-3791	112	15	a	a	DET
fsr-3791	112	16	candidate	candidate	NOUN
fsr-3791	112	17	’s	’s	PART
fsr-3791	112	18	ability	ability	NOUN
fsr-3791	112	19	to	to	PART
fsr-3791	112	20	apply	apply	VERB
fsr-3791	112	21	the	the	DET
fsr-3791	112	22	financial	financial	ADJ
fsr-3791	112	23	planning	planning	NOUN
fsr-3791	112	24	educa	educa	NOUN
fsr-3791	112	25	tion	tion	NOUN
fsr-3791	112	26	to	to	ADP
fsr-3791	112	27	financial	financial	ADJ
fsr-3791	112	28	planning	planning	NOUN
fsr-3791	112	29	situations	situation	NOUN
fsr-3791	112	30	in	in	ADP
fsr-3791	112	31	an	an	DET
fsr-3791	112	32	integrated	integrate	VERB
fsr-3791	112	33	format	format	NOUN
fsr-3791	112	34	.	.	PUNCT
fsr-3791	113	1	topics	topic	NOUN
fsr-3791	113	2	on	on	ADP
fsr-3791	113	3	the	the	DET
fsr-3791	113	4	examination	examination	NOUN
fsr-3791	113	5	are	be	AUX
fsr-3791	113	6	based	base	VERB
fsr-3791	113	7	on	on	ADP
fsr-3791	113	8	the	the	DET
fsr-3791	113	9	financial	financial	ADJ
fsr-3791	113	10	planning	planning	NOUN
fsr-3791	113	11	job	job	NOUN
fsr-3791	113	12	analysis	analysis	NOUN
fsr-3791	113	13	(	(	PUNCT
fsr-3791	113	14	see	see	VERB
fsr-3791	113	15	below	below	ADV
fsr-3791	113	16	)	)	PUNCT
fsr-3791	113	17	in	in	ADP
fsr-3791	113	18	accordance	accordance	NOUN
fsr-3791	113	19	with	with	ADP
fsr-3791	113	20	procedures	procedure	NOUN
fsr-3791	113	21	that	that	PRON
fsr-3791	113	22	ensure	ensure	VERB
fsr-3791	113	23	its	its	PRON
fsr-3791	113	24	job	job	NOUN
fsr-3791	113	25	relatedness	relatedness	NOUN
fsr-3791	113	26	and	and	CCONJ
fsr-3791	113	27	content	content	NOUN
fsr-3791	113	28	validity	validity	NOUN
fsr-3791	113	29	.	.	PUNCT
fsr-3791	114	1	the	the	DET
fsr-3791	114	2	format	format	NOUN
fsr-3791	114	3	of	of	ADP
fsr-3791	114	4	the	the	DET
fsr-3791	114	5	exam	exam	NOUN
fsr-3791	114	6	is	be	AUX
fsr-3791	114	7	all	all	DET
fsr-3791	114	8	multiple	multiple	ADJ
fsr-3791	114	9	choice	choice	NOUN
fsr-3791	114	10	questions	question	NOUN
fsr-3791	114	11	(	(	PUNCT
fsr-3791	114	12	approximately	approximately	ADV
fsr-3791	114	13	320	320	NUM
fsr-3791	114	14	questions	question	NOUN
fsr-3791	114	15	per	per	ADP
fsr-3791	114	16	exam	exam	NOUN
fsr-3791	114	17	)	)	PUNCT
fsr-3791	114	18	;	;	PUNCT
fsr-3791	114	19	three	three	NUM
fsr-3791	114	20	case	case	NOUN
fsr-3791	114	21	questions	question	NOUN
fsr-3791	114	22	are	be	AUX
fsr-3791	114	23	also	also	ADV
fsr-3791	114	24	included	include	VERB
fsr-3791	114	25	-	-	PUNCT
fsr-3791	114	26	a	a	DET
fsr-3791	114	27	three	three	NUM
fsr-3791	114	28	or	or	CCONJ
fsr-3791	114	29	four	four	NUM
fsr-3791	114	30	page	page	NOUN
fsr-3791	114	31	fact	fact	NOUN
fsr-3791	114	32	pattern	pattern	NOUN
fsr-3791	114	33	with	with	ADP
fsr-3791	114	34	20	20	NUM
fsr-3791	114	35	multiple	multiple	ADJ
fsr-3791	114	36	-	-	PUNCT
fsr-3791	114	37	choice	choice	NOUN
fsr-3791	114	38	questions	question	NOUN
fsr-3791	114	39	.	.	PUNCT
fsr-3791	115	1	g.	g.	PROPN
fsr-3791	115	2	experience	experience	PROPN
fsr-3791	115	3	cfp	cfp	PROPN
fsr-3791	115	4	candidates	candidate	NOUN
fsr-3791	115	5	must	must	AUX
fsr-3791	115	6	also	also	ADV
fsr-3791	115	7	show	show	VERB
fsr-3791	115	8	evidence	evidence	NOUN
fsr-3791	115	9	of	of	ADP
fsr-3791	115	10	having	having	AUX
fsr-3791	115	11	worked	work	VERB
fsr-3791	115	12	in	in	ADP
fsr-3791	115	13	a	a	DET
fsr-3791	115	14	personal	personal	ADJ
fsr-3791	115	15	financial	financial	ADJ
fsr-3791	115	16	planning	planning	NOUN
fsr-3791	115	17	-	-	PUNCT
fsr-3791	115	18	related	relate	VERB
fsr-3791	115	19	position	position	NOUN
fsr-3791	115	20	for	for	ADP
fsr-3791	115	21	compensation	compensation	NOUN
fsr-3791	115	22	.	.	PUNCT
fsr-3791	116	1	a	a	DET
fsr-3791	116	2	summary	summary	NOUN
fsr-3791	116	3	of	of	ADP
fsr-3791	116	4	the	the	DET
fsr-3791	116	5	work	work	NOUN
fsr-3791	116	6	experience	experience	NOUN
fsr-3791	116	7	,	,	PUNCT
fsr-3791	116	8	signed	sign	VERB
fsr-3791	116	9	by	by	ADP
fsr-3791	116	10	a	a	DET
fsr-3791	116	11	supervisor	supervisor	NOUN
fsr-3791	116	12	,	,	PUNCT
fsr-3791	116	13	is	be	AUX
fsr-3791	116	14	reviewed	review	VERB
fsr-3791	116	15	by	by	ADP
fsr-3791	116	16	the	the	DET
fsr-3791	116	17	cfr	cfr	PROPN
fsr-3791	116	18	board	board	PROPN
fsr-3791	116	19	’s	’s	PART
fsr-3791	116	20	registrar	registrar	NOUN
fsr-3791	116	21	,	,	PUNCT
fsr-3791	116	22	pursuant	pursuant	ADJ
fsr-3791	116	23	to	to	ADP
fsr-3791	116	24	guidelines	guideline	NOUN
fsr-3791	116	25	developed	develop	VERB
fsr-3791	116	26	by	by	ADP
fsr-3791	116	27	the	the	DET
fsr-3791	116	28	governing	governing	NOUN
fsr-3791	116	29	board	board	NOUN
fsr-3791	116	30	.	.	PUNCT
fsr-3791	117	1	the	the	DET
fsr-3791	117	2	experience	experience	NOUN
fsr-3791	117	3	requirement	requirement	NOUN
fsr-3791	117	4	is	be	AUX
fsr-3791	117	5	designed	design	VERB
fsr-3791	117	6	to	to	PART
fsr-3791	117	7	provide	provide	VERB
fsr-3791	117	8	the	the	DET
fsr-3791	117	9	public	public	NOUN
fsr-3791	117	10	with	with	ADP
fsr-3791	117	11	the	the	DET
fsr-3791	117	12	assurance	assurance	NOUN
fsr-3791	117	13	that	that	PRON
fsr-3791	117	14	the	the	DET
fsr-3791	117	15	candidate	candidate	NOUN
fsr-3791	117	16	understands	understand	VERB
fsr-3791	117	17	the	the	DET
fsr-3791	117	18	counseling	counseling	NOUN
fsr-3791	117	19	nature	nature	NOUN
fsr-3791	117	20	of	of	ADP
fsr-3791	117	21	personal	personal	ADJ
fsr-3791	117	22	financial	financial	ADJ
fsr-3791	117	23	planning	planning	NOUN
fsr-3791	117	24	.	.	PUNCT
fsr-3791	118	1	three	three	NUM
fsr-3791	118	2	years	year	NOUN
fsr-3791	118	3	of	of	ADP
fsr-3791	118	4	financial	financial	ADJ
fsr-3791	118	5	planning	planning	NOUN
fsr-3791	118	6	-	-	PUNCT
fsr-3791	118	7	related	relate	VERB
fsr-3791	118	8	experience	experience	NOUN
fsr-3791	118	9	is	be	AUX
fsr-3791	118	10	the	the	DET
fsr-3791	118	11	basis	basis	NOUN
fsr-3791	118	12	of	of	ADP
fsr-3791	118	13	the	the	DET
fsr-3791	118	14	work	work	NOUN
fsr-3791	118	15	experience	experience	NOUN
fsr-3791	118	16	requirement	requirement	NOUN
fsr-3791	118	17	for	for	ADP
fsr-3791	118	18	candidates	candidate	NOUN
fsr-3791	118	19	with	with	ADP
fsr-3791	118	20	a	a	DET
fsr-3791	118	21	baccalaureate	baccalaureate	NOUN
fsr-3791	118	22	degree	degree	NOUN
fsr-3791	118	23	.	.	PUNCT
fsr-3791	119	1	h.	h.	PROPN
fsr-3791	119	2	ethics	ethic	NOUN
fsr-3791	119	3	prior	prior	ADV
fsr-3791	119	4	to	to	ADP
fsr-3791	119	5	certification	certification	NOUN
fsr-3791	119	6	,	,	PUNCT
fsr-3791	119	7	cfp	cfp	PROPN
fsr-3791	119	8	candidates	candidate	NOUN
fsr-3791	119	9	must	must	AUX
fsr-3791	119	10	complete	complete	VERB
fsr-3791	119	11	an	an	DET
fsr-3791	119	12	ethics	ethic	NOUN
fsr-3791	119	13	statement	statement	NOUN
fsr-3791	119	14	which	which	PRON
fsr-3791	119	15	requires	require	VERB
fsr-3791	119	16	the	the	DET
fsr-3791	119	17	disclosure	disclosure	NOUN
fsr-3791	119	18	of	of	ADP
fsr-3791	119	19	past	past	NOUN
fsr-3791	119	20	or	or	CCONJ
fsr-3791	119	21	pending	pende	VERB
fsr-3791	119	22	litigation	litigation	NOUN
fsr-3791	119	23	or	or	CCONJ
fsr-3791	119	24	agency	agency	NOUN
fsr-3791	119	25	proceedings	proceeding	NOUN
fsr-3791	119	26	relating	relate	VERB
fsr-3791	119	27	to	to	ADP
fsr-3791	119	28	their	their	PRON
fsr-3791	119	29	professional	professional	ADJ
fsr-3791	119	30	conduct	conduct	NOUN
fsr-3791	119	31	.	.	PUNCT
fsr-3791	120	1	for	for	ADP
fsr-3791	120	2	example	example	NOUN
fsr-3791	120	3	,	,	PUNCT
fsr-3791	120	4	the	the	DET
fsr-3791	120	5	candidates	candidate	NOUN
fsr-3791	120	6	and	and	CCONJ
fsr-3791	120	7	all	all	DET
fsr-3791	120	8	current	current	ADJ
fsr-3791	120	9	licensees	licensee	NOUN
fsr-3791	120	10	disclose	disclose	VERB
fsr-3791	120	11	:	:	PUNCT
fsr-3791	120	12	(	(	PUNCT
fsr-3791	120	13	a	a	X
fsr-3791	120	14	)	)	PUNCT
fsr-3791	120	15	extensive	extensive	ADJ
fsr-3791	120	16	professional	professional	ADJ
fsr-3791	120	17	background	background	NOUN
fsr-3791	120	18	;	;	PUNCT
fsr-3791	120	19	(	(	PUNCT
fsr-3791	120	20	b	b	X
fsr-3791	120	21	)	)	PUNCT
fsr-3791	120	22	conflict	conflict	NOUN
fsr-3791	120	23	of	of	ADP
fsr-3791	120	24	interest	interest	NOUN
fsr-3791	120	25	that	that	PRON
fsr-3791	120	26	might	might	AUX
fsr-3791	120	27	affect	affect	VERB
fsr-3791	120	28	the	the	DET
fsr-3791	120	29	profes	profes	PROPN
fsr-3791	120	30	sional	sional	ADJ
fsr-3791	120	31	relationship	relationship	NOUN
fsr-3791	120	32	,	,	PUNCT
fsr-3791	120	33	objectivity	objectivity	NOUN
fsr-3791	120	34	,	,	PUNCT
fsr-3791	120	35	or	or	CCONJ
fsr-3791	120	36	independence	independence	NOUN
fsr-3791	120	37	;	;	PUNCT
fsr-3791	120	38	and	and	CCONJ
fsr-3791	120	39	(	(	PUNCT
fsr-3791	120	40	c	c	X
fsr-3791	120	41	)	)	PUNCT
fsr-3791	120	42	any	any	DET
fsr-3791	120	43	past	past	NOUN
fsr-3791	120	44	or	or	CCONJ
fsr-3791	120	45	pending	pende	VERB
fsr-3791	120	46	litigation	litigation	NOUN
fsr-3791	120	47	or	or	CCONJ
fsr-3791	120	48	agency	agency	NOUN
fsr-3791	120	49	proceedings	proceeding	NOUN
fsr-3791	120	50	and	and	CCONJ
fsr-3791	120	51	to	to	PART
fsr-3791	120	52	acknowledge	acknowledge	VERB
fsr-3791	120	53	the	the	DET
fsr-3791	120	54	right	right	NOUN
fsr-3791	120	55	of	of	ADP
fsr-3791	120	56	the	the	DET
fsr-3791	120	57	cfe	cfe	PROPN
fsr-3791	120	58	board	board	PROPN
fsr-3791	120	59	to	to	PART
fsr-3791	120	60	enforce	enforce	VERB
fsr-3791	120	61	its	its	PRON
fsr-3791	120	62	code	code	NOUN
fsr-3791	120	63	of	of	ADP
fsr-3791	120	64	ethics	ethic	NOUN
fsr-3791	120	65	and	and	CCONJ
fsr-3791	120	66	professional	professional	ADJ
fsr-3791	120	67	responsibility	responsibility	NOUN
fsr-3791	120	68	.	.	PUNCT
fsr-3791	121	1	as	as	ADP
fsr-3791	121	2	a	a	DET
fsr-3791	121	3	private	private	ADJ
fsr-3791	121	4	entity	entity	NOUN
fsr-3791	121	5	,	,	PUNCT
fsr-3791	121	6	the	the	DET
fsr-3791	121	7	cfp	cfp	PROPN
fsr-3791	121	8	board	board	NOUN
fsr-3791	121	9	does	do	AUX
fsr-3791	121	10	not	not	PART
fsr-3791	121	11	have	have	VERB
fsr-3791	121	12	the	the	DET
fsr-3791	121	13	governmental	governmental	ADJ
fsr-3791	121	14	authority	authority	NOUN
fsr-3791	121	15	to	to	PART
fsr-3791	121	16	prohibit	prohibit	VERB
fsr-3791	121	17	an	an	DET
fsr-3791	121	18	individual	individual	ADJ
fsr-3791	121	19	financial	financial	ADJ
fsr-3791	121	20	planner	planner	NOUN
fsr-3791	121	21	from	from	ADP
fsr-3791	121	22	practicing	practice	VERB
fsr-3791	121	23	.	.	PUNCT
fsr-3791	122	1	however	however	ADV
fsr-3791	122	2	,	,	PUNCT
fsr-3791	122	3	if	if	SCONJ
fsr-3791	122	4	a	a	DET
fsr-3791	122	5	cfp	cfp	NOUN
fsr-3791	122	6	licensee	licensee	NOUN
fsr-3791	122	7	fails	fail	VERB
fsr-3791	122	8	to	to	PART
fsr-3791	122	9	meet	meet	VERB
fsr-3791	122	10	the	the	DET
fsr-3791	122	11	high	high	ADJ
fsr-3791	122	12	standards	standard	NOUN
fsr-3791	122	13	of	of	ADP
fsr-3791	122	14	the	the	DET
fsr-3791	122	15	code	code	NOUN
fsr-3791	122	16	of	of	ADP
fsr-3791	122	17	ethics	ethic	NOUN
fsr-3791	122	18	,	,	PUNCT
fsr-3791	122	19	appro	appro	ADV
fsr-3791	122	20	priate	priate	ADJ
fsr-3791	122	21	disciplinary	disciplinary	ADJ
fsr-3791	122	22	action	action	NOUN
fsr-3791	122	23	may	may	AUX
fsr-3791	122	24	be	be	AUX
fsr-3791	122	25	taken	take	VERB
fsr-3791	122	26	.	.	PUNCT
fsr-3791	123	1	the	the	DET
fsr-3791	123	2	severest	severest	NOUN
fsr-3791	123	3	of	of	ADP
fsr-3791	123	4	those	those	DET
fsr-3791	123	5	actions	action	NOUN
fsr-3791	123	6	is	be	AUX
fsr-3791	123	7	the	the	DET
fsr-3791	123	8	individual	individual	NOUN
fsr-3791	123	9	’s	’s	PART
fsr-3791	123	10	loss	loss	NOUN
fsr-3791	123	11	of	of	ADP
fsr-3791	123	12	the	the	DET
fsr-3791	123	13	right	right	NOUN
fsr-3791	123	14	to	to	PART
fsr-3791	123	15	use	use	VERB
fsr-3791	123	16	the	the	DET
fsr-3791	123	17	cfe	cfe	PROPN
fsr-3791	123	18	marks	mark	NOUN
fsr-3791	123	19	.	.	PUNCT
fsr-3791	124	1	revocation	revocation	NOUN
fsr-3791	124	2	of	of	ADP
fsr-3791	124	3	the	the	DET
fsr-3791	124	4	license	license	NOUN
fsr-3791	124	5	or	or	CCONJ
fsr-3791	124	6	other	other	ADJ
fsr-3791	124	7	disciplinary	disciplinary	ADJ
fsr-3791	124	8	actions	action	NOUN
fsr-3791	124	9	are	be	AUX
fsr-3791	124	10	disseminated	disseminate	VERB
fsr-3791	124	11	to	to	ADP
fsr-3791	124	12	the	the	DET
fsr-3791	124	13	media	medium	NOUN
fsr-3791	124	14	and	and	CCONJ
fsr-3791	124	15	other	other	ADJ
fsr-3791	124	16	regulatory	regulatory	ADJ
fsr-3791	124	17	bodies	body	NOUN
fsr-3791	124	18	,	,	PUNCT
fsr-3791	124	19	like	like	ADP
fsr-3791	124	20	the	the	DET
fsr-3791	124	21	state	state	NOUN
fsr-3791	124	22	securities	security	NOUN
fsr-3791	124	23	and	and	CCONJ
fsr-3791	124	24	insurance	insurance	NOUN
fsr-3791	124	25	departments	department	NOUN
fsr-3791	124	26	.	.	PUNCT
fsr-3791	125	1	disclosure	disclosure	NOUN
fsr-3791	125	2	forms	form	NOUN
fsr-3791	125	3	are	be	AUX
fsr-3791	125	4	reviewed	review	VERB
fsr-3791	125	5	by	by	ADP
fsr-3791	125	6	the	the	DET
fsr-3791	125	7	cfp	cfp	PROPN
fsr-3791	125	8	board	board	PROPN
fsr-3791	125	9	’s	’s	PART
fsr-3791	125	10	legal	legal	ADJ
fsr-3791	125	11	staff	staff	NOUN
fsr-3791	125	12	78	78	NUM
fsr-3791	125	13	financial	financial	ADJ
fsr-3791	125	14	services	service	NOUN
fsr-3791	125	15	review	review	VERB
fsr-3791	125	16	5	5	NUM
fsr-3791	125	17	(	(	PUNCT
fsr-3791	125	18	1	1	NUM
fsr-3791	125	19	)	)	PUNCT
fsr-3791	125	20	1996	1996	NUM
fsr-3791	125	21	and	and	CCONJ
fsr-3791	125	22	any	any	DET
fsr-3791	125	23	questionable	questionable	ADJ
fsr-3791	125	24	disclosure	disclosure	NOUN
fsr-3791	125	25	is	be	AUX
fsr-3791	125	26	investigated	investigate	VERB
fsr-3791	125	27	before	before	SCONJ
fsr-3791	125	28	the	the	DET
fsr-3791	125	29	individual	individual	NOUN
fsr-3791	125	30	receives	receive	VERB
fsr-3791	125	31	the	the	DET
fsr-3791	125	32	right	right	NOUN
fsr-3791	125	33	to	to	PART
fsr-3791	125	34	use	use	VERB
fsr-3791	125	35	the	the	DET
fsr-3791	125	36	cfp	cfp	PROPN
fsr-3791	125	37	marks	mark	NOUN
fsr-3791	125	38	.	.	PUNCT
fsr-3791	126	1	vi	vi	X
fsr-3791	126	2	.	.	NOUN
fsr-3791	126	3	job	job	NOUN
fsr-3791	126	4	analysis	analysis	NOUN
fsr-3791	126	5	ctb	ctb	PROPN
fsr-3791	126	6	/	/	SYM
fsr-3791	126	7	mcgraw	mcgraw	PROPN
fsr-3791	126	8	-	-	PUNCT
fsr-3791	126	9	hill	hill	NOUN
fsr-3791	126	10	completed	complete	VERB
fsr-3791	126	11	a	a	DET
fsr-3791	126	12	comprehensive	comprehensive	ADJ
fsr-3791	126	13	job	job	NOUN
fsr-3791	126	14	analysis	analysis	NOUN
fsr-3791	126	15	study	study	NOUN
fsr-3791	126	16	for	for	ADP
fsr-3791	126	17	the	the	DET
fsr-3791	126	18	practice	practice	NOUN
fsr-3791	126	19	of	of	ADP
fsr-3791	126	20	cer	cer	PROPN
fsr-3791	126	21	tified	tifie	VERB
fsr-3791	126	22	financial	financial	ADJ
fsr-3791	126	23	planner	planner	NOUN
fsr-3791	126	24	licensees	licensee	NOUN
fsr-3791	126	25	on	on	ADP
fsr-3791	126	26	june	june	PROPN
fsr-3791	126	27	30,1994	30,1994	NUM
fsr-3791	126	28	.	.	PUNCT
fsr-3791	127	1	the	the	DET
fsr-3791	127	2	study	study	NOUN
fsr-3791	127	3	was	be	AUX
fsr-3791	127	4	an	an	DET
fsr-3791	127	5	important	important	ADJ
fsr-3791	127	6	component	component	NOUN
fsr-3791	127	7	of	of	ADP
fsr-3791	127	8	continuing	continue	VERB
fsr-3791	127	9	to	to	PART
fsr-3791	127	10	ensure	ensure	VERB
fsr-3791	127	11	that	that	SCONJ
fsr-3791	127	12	the	the	DET
fsr-3791	127	13	certification	certification	NOUN
fsr-3791	127	14	examination	examination	NOUN
fsr-3791	127	15	reflects	reflect	VERB
fsr-3791	127	16	the	the	DET
fsr-3791	127	17	requirements	requirement	NOUN
fsr-3791	127	18	of	of	ADP
fsr-3791	127	19	prac	prac	PROPN
fsr-3791	127	20	tice	tice	NOUN
fsr-3791	127	21	of	of	ADP
fsr-3791	127	22	personal	personal	ADJ
fsr-3791	127	23	financial	financial	ADJ
fsr-3791	127	24	planning	planning	NOUN
fsr-3791	127	25	.	.	PUNCT
fsr-3791	128	1	the	the	DET
fsr-3791	128	2	study	study	NOUN
fsr-3791	128	3	included	include	VERB
fsr-3791	128	4	input	input	NOUN
fsr-3791	128	5	from	from	ADP
fsr-3791	128	6	a	a	DET
fsr-3791	128	7	diverse	diverse	ADJ
fsr-3791	128	8	sample	sample	NOUN
fsr-3791	128	9	of	of	ADP
fsr-3791	128	10	prac	prac	PROPN
fsr-3791	128	11	ticing	ticing	NOUN
fsr-3791	128	12	cfp	cfp	PROPN
fsr-3791	128	13	licensees	licensee	NOUN
fsr-3791	128	14	and	and	CCONJ
fsr-3791	128	15	updated	update	VERB
fsr-3791	128	16	the	the	DET
fsr-3791	128	17	job	job	NOUN
fsr-3791	128	18	analysis	analysis	NOUN
fsr-3791	128	19	published	publish	VERB
fsr-3791	128	20	in	in	ADP
fsr-3791	128	21	1990	1990	NUM
fsr-3791	128	22	.	.	PUNCT
fsr-3791	129	1	the	the	DET
fsr-3791	129	2	study	study	NOUN
fsr-3791	129	3	was	be	AUX
fsr-3791	129	4	conducted	conduct	VERB
fsr-3791	129	5	for	for	ADP
fsr-3791	129	6	the	the	DET
fsr-3791	129	7	cfp	cfp	PROPN
fsr-3791	129	8	board	board	NOUN
fsr-3791	129	9	by	by	ADP
fsr-3791	129	10	ctb	ctb	PROPN
fsr-3791	129	11	/	/	SYM
fsr-3791	129	12	mcgraw	mcgraw	PROPN
fsr-3791	129	13	-	-	PUNCT
fsr-3791	129	14	hill	hill	NOUN
fsr-3791	129	15	staff	staff	NOUN
fsr-3791	129	16	members	member	NOUN
fsr-3791	129	17	with	with	ADP
fsr-3791	129	18	extensive	extensive	ADJ
fsr-3791	129	19	experi	experi	PROPN
fsr-3791	129	20	ence	ence	NOUN
fsr-3791	129	21	in	in	ADP
fsr-3791	129	22	job	job	NOUN
fsr-3791	129	23	analysis	analysis	NOUN
fsr-3791	129	24	and	and	CCONJ
fsr-3791	129	25	certification	certification	NOUN
fsr-3791	129	26	program	program	NOUN
fsr-3791	129	27	development	development	NOUN
fsr-3791	129	28	.	.	PUNCT
fsr-3791	130	1	to	to	PART
fsr-3791	130	2	be	be	AUX
fsr-3791	130	3	licensed	license	VERB
fsr-3791	130	4	to	to	PART
fsr-3791	130	5	use	use	VERB
fsr-3791	130	6	the	the	DET
fsr-3791	130	7	cfp	cfp	PROPN
fsr-3791	130	8	board	board	PROPN
fsr-3791	130	9	’s	’s	PART
fsr-3791	130	10	certification	certification	NOUN
fsr-3791	130	11	marks	mark	NOUN
fsr-3791	130	12	,	,	PUNCT
fsr-3791	130	13	candidates	candidate	NOUN
fsr-3791	130	14	must	must	AUX
fsr-3791	130	15	meet	meet	VERB
fsr-3791	130	16	the	the	DET
fsr-3791	130	17	experience	experience	NOUN
fsr-3791	130	18	,	,	PUNCT
fsr-3791	130	19	ethics	ethic	NOUN
fsr-3791	130	20	,	,	PUNCT
fsr-3791	130	21	education	education	NOUN
fsr-3791	130	22	,	,	PUNCT
fsr-3791	130	23	and	and	CCONJ
fsr-3791	130	24	examination	examination	NOUN
fsr-3791	130	25	standards	standard	NOUN
fsr-3791	130	26	established	establish	VERB
fsr-3791	130	27	by	by	ADP
fsr-3791	130	28	the	the	DET
fsr-3791	130	29	cfp	cfp	PROPN
fsr-3791	130	30	board	board	PROPN
fsr-3791	130	31	.	.	PUNCT
fsr-3791	131	1	the	the	DET
fsr-3791	131	2	examination	examination	NOUN
fsr-3791	131	3	is	be	AUX
fsr-3791	131	4	a	a	DET
fsr-3791	131	5	critical	critical	ADJ
fsr-3791	131	6	portion	portion	NOUN
fsr-3791	131	7	of	of	ADP
fsr-3791	131	8	the	the	DET
fsr-3791	131	9	certification	certification	NOUN
fsr-3791	131	10	process	process	NOUN
fsr-3791	131	11	and	and	CCONJ
fsr-3791	131	12	representative	representative	NOUN
fsr-3791	131	13	of	of	ADP
fsr-3791	131	14	the	the	DET
fsr-3791	131	15	standards	standard	NOUN
fsr-3791	131	16	of	of	ADP
fsr-3791	131	17	practice	practice	NOUN
fsr-3791	131	18	.	.	PUNCT
fsr-3791	132	1	the	the	DET
fsr-3791	132	2	examination	examination	NOUN
fsr-3791	132	3	must	must	AUX
fsr-3791	132	4	reflect	reflect	VERB
fsr-3791	132	5	the	the	DET
fsr-3791	132	6	requirements	requirement	NOUN
fsr-3791	132	7	to	to	PART
fsr-3791	132	8	practice	practice	VERB
fsr-3791	132	9	as	as	ADP
fsr-3791	132	10	a	a	DET
fsr-3791	132	11	cfp	cfp	NOUN
fsr-3791	132	12	licensee	licensee	NOUN
fsr-3791	132	13	and	and	CCONJ
fsr-3791	132	14	,	,	PUNCT
fsr-3791	132	15	therefore	therefore	ADV
fsr-3791	132	16	,	,	PUNCT
fsr-3791	132	17	should	should	AUX
fsr-3791	132	18	indicate	indicate	VERB
fsr-3791	132	19	the	the	DET
fsr-3791	132	20	impact	impact	NOUN
fsr-3791	132	21	,	,	PUNCT
fsr-3791	132	22	if	if	SCONJ
fsr-3791	132	23	any	any	PRON
fsr-3791	132	24	,	,	PUNCT
fsr-3791	132	25	of	of	ADP
fsr-3791	132	26	current	current	ADJ
fsr-3791	132	27	trends	trend	NOUN
fsr-3791	132	28	,	,	PUNCT
fsr-3791	132	29	financial	financial	ADJ
fsr-3791	132	30	and	and	CCONJ
fsr-3791	132	31	regulatory	regulatory	ADJ
fsr-3791	132	32	agency	agency	NOUN
fsr-3791	132	33	mandates	mandate	NOUN
fsr-3791	132	34	,	,	PUNCT
fsr-3791	132	35	market	market	NOUN
fsr-3791	132	36	requirements	requirement	NOUN
fsr-3791	132	37	,	,	PUNCT
fsr-3791	132	38	and	and	CCONJ
fsr-3791	132	39	various	various	ADJ
fsr-3791	132	40	practice	practice	NOUN
fsr-3791	132	41	settings	setting	NOUN
fsr-3791	132	42	on	on	ADP
fsr-3791	132	43	the	the	DET
fsr-3791	132	44	tasks	task	NOUN
fsr-3791	132	45	required	require	VERB
fsr-3791	132	46	to	to	PART
fsr-3791	132	47	perform	perform	VERB
fsr-3791	132	48	the	the	DET
fsr-3791	132	49	job	job	NOUN
fsr-3791	132	50	of	of	ADP
fsr-3791	132	51	a	a	DET
fsr-3791	132	52	practicing	practice	VERB
fsr-3791	132	53	cfp	cfp	NOUN
fsr-3791	132	54	licensee	licensee	NOUN
fsr-3791	132	55	.	.	PUNCT
fsr-3791	133	1	to	to	PART
fsr-3791	133	2	reflect	reflect	VERB
fsr-3791	133	3	these	these	DET
fsr-3791	133	4	requirements	requirement	NOUN
fsr-3791	133	5	,	,	PUNCT
fsr-3791	133	6	an	an	DET
fsr-3791	133	7	accurate	accurate	ADJ
fsr-3791	133	8	assessment	assessment	NOUN
fsr-3791	133	9	of	of	ADP
fsr-3791	133	10	current	current	ADJ
fsr-3791	133	11	practice	practice	NOUN
fsr-3791	133	12	must	must	AUX
fsr-3791	133	13	be	be	AUX
fsr-3791	133	14	con	con	NOUN
fsr-3791	133	15	ducted	ducte	VERB
fsr-3791	133	16	at	at	ADP
fsr-3791	133	17	regular	regular	ADJ
fsr-3791	133	18	intervals	interval	NOUN
fsr-3791	133	19	.	.	PUNCT
fsr-3791	134	1	the	the	DET
fsr-3791	134	2	cfp	cfp	PROPN
fsr-3791	134	3	board	board	NOUN
fsr-3791	134	4	anticipated	anticipate	VERB
fsr-3791	134	5	that	that	SCONJ
fsr-3791	134	6	the	the	DET
fsr-3791	134	7	new	new	ADJ
fsr-3791	134	8	job	job	NOUN
fsr-3791	134	9	analysis	analysis	NOUN
fsr-3791	134	10	would	would	AUX
fsr-3791	134	11	pro	pro	VERB
fsr-3791	134	12	vide	vide	VERB
fsr-3791	134	13	an	an	DET
fsr-3791	134	14	update	update	NOUN
fsr-3791	134	15	to	to	ADP
fsr-3791	134	16	the	the	DET
fsr-3791	134	17	previous	previous	ADJ
fsr-3791	134	18	analysis	analysis	NOUN
fsr-3791	134	19	performed	perform	VERB
fsr-3791	134	20	in	in	ADP
fsr-3791	134	21	1987	1987	NUM
fsr-3791	134	22	,	,	PUNCT
fsr-3791	134	23	without	without	ADP
fsr-3791	134	24	revealing	reveal	VERB
fsr-3791	134	25	radical	radical	ADJ
fsr-3791	134	26	changes	change	NOUN
fsr-3791	134	27	in	in	ADP
fsr-3791	134	28	practice	practice	NOUN
fsr-3791	134	29	.	.	PUNCT
fsr-3791	135	1	the	the	DET
fsr-3791	135	2	results	result	NOUN
fsr-3791	135	3	of	of	ADP
fsr-3791	135	4	the	the	DET
fsr-3791	135	5	new	new	ADJ
fsr-3791	135	6	job	job	NOUN
fsr-3791	135	7	analysis	analysis	NOUN
fsr-3791	135	8	study	study	NOUN
fsr-3791	135	9	enable	enable	VERB
fsr-3791	135	10	the	the	DET
fsr-3791	135	11	cfp	cfp	PROPN
fsr-3791	135	12	board	board	PROPN
fsr-3791	135	13	to	to	PART
fsr-3791	135	14	re	re	AUX
fsr-3791	135	15	evaluate	evaluate	VERB
fsr-3791	135	16	the	the	DET
fsr-3791	135	17	content	content	NOUN
fsr-3791	135	18	outline	outline	NOUN
fsr-3791	135	19	for	for	ADP
fsr-3791	135	20	the	the	DET
fsr-3791	135	21	certification	certification	NOUN
fsr-3791	135	22	examination	examination	NOUN
fsr-3791	135	23	for	for	ADP
fsr-3791	135	24	currency	currency	NOUN
fsr-3791	135	25	of	of	ADP
fsr-3791	135	26	practice	practice	NOUN
fsr-3791	135	27	and	and	CCONJ
fsr-3791	135	28	job	job	NOUN
fsr-3791	135	29	relatedness	relatedness	NOUN
fsr-3791	135	30	and	and	CCONJ
fsr-3791	135	31	to	to	PART
fsr-3791	135	32	re	re	VERB
fsr-3791	135	33	-	-	VERB
fsr-3791	135	34	evaluate	evaluate	VERB
fsr-3791	135	35	the	the	DET
fsr-3791	135	36	emphasis	emphasis	NOUN
fsr-3791	135	37	on	on	ADP
fsr-3791	135	38	certain	certain	ADJ
fsr-3791	135	39	tasks	task	NOUN
fsr-3791	135	40	required	require	VERB
fsr-3791	135	41	for	for	ADP
fsr-3791	135	42	competent	competent	ADJ
fsr-3791	135	43	,	,	PUNCT
fsr-3791	135	44	professional	professional	ADJ
fsr-3791	135	45	practice	practice	NOUN
fsr-3791	135	46	.	.	PUNCT
fsr-3791	136	1	in	in	ADP
fsr-3791	136	2	keeping	keep	VERB
fsr-3791	136	3	with	with	ADP
fsr-3791	136	4	recognized	recognize	VERB
fsr-3791	136	5	standards	standard	NOUN
fsr-3791	136	6	in	in	ADP
fsr-3791	136	7	testing	testing	NOUN
fsr-3791	136	8	,	,	PUNCT
fsr-3791	136	9	the	the	DET
fsr-3791	136	10	job	job	NOUN
fsr-3791	136	11	analysis	analysis	NOUN
fsr-3791	136	12	process	process	NOUN
fsr-3791	136	13	included	include	VERB
fsr-3791	136	14	information	information	NOUN
fsr-3791	136	15	about	about	ADP
fsr-3791	136	16	current	current	ADJ
fsr-3791	136	17	job	job	NOUN
fsr-3791	136	18	practice	practice	NOUN
fsr-3791	136	19	provided	provide	VERB
fsr-3791	136	20	by	by	ADP
fsr-3791	136	21	content	content	NOUN
fsr-3791	136	22	experts	expert	NOUN
fsr-3791	136	23	and	and	CCONJ
fsr-3791	136	24	a	a	DET
fsr-3791	136	25	large	large	ADJ
fsr-3791	136	26	-	-	PUNCT
fsr-3791	136	27	scale	scale	NOUN
fsr-3791	136	28	,	,	PUNCT
fsr-3791	136	29	national	national	ADJ
fsr-3791	136	30	survey	survey	NOUN
fsr-3791	136	31	of	of	ADP
fsr-3791	136	32	practitioners	practitioner	NOUN
fsr-3791	136	33	.	.	PUNCT
fsr-3791	137	1	prior	prior	ADV
fsr-3791	137	2	to	to	ADP
fsr-3791	137	3	the	the	DET
fsr-3791	137	4	development	development	NOUN
fsr-3791	137	5	of	of	ADP
fsr-3791	137	6	the	the	DET
fsr-3791	137	7	survey	survey	NOUN
fsr-3791	137	8	,	,	PUNCT
fsr-3791	137	9	ctbimcgraw	ctbimcgraw	NOUN
fsr-3791	137	10	-	-	PUNCT
fsr-3791	137	11	hill	hill	NOUN
fsr-3791	137	12	conducted	conduct	VERB
fsr-3791	137	13	a	a	DET
fsr-3791	137	14	review	review	NOUN
fsr-3791	137	15	of	of	ADP
fsr-3791	137	16	materials	material	NOUN
fsr-3791	137	17	on	on	ADP
fsr-3791	137	18	the	the	DET
fsr-3791	137	19	cfp	cfp	PROPN
fsr-3791	137	20	licensee	licensee	PROPN
fsr-3791	137	21	program	program	NOUN
fsr-3791	137	22	,	,	PUNCT
fsr-3791	137	23	the	the	DET
fsr-3791	137	24	results	result	NOUN
fsr-3791	137	25	of	of	ADP
fsr-3791	137	26	the	the	DET
fsr-3791	137	27	previous	previous	ADJ
fsr-3791	137	28	job	job	NOUN
fsr-3791	137	29	analysis	analysis	NOUN
fsr-3791	137	30	,	,	PUNCT
fsr-3791	137	31	the	the	DET
fsr-3791	137	32	code	code	NOUN
fsr-3791	137	33	of	of	ADP
fsr-3791	137	34	ethics	ethic	NOUN
fsr-3791	137	35	,	,	PUNCT
fsr-3791	137	36	sample	sample	NOUN
fsr-3791	137	37	courses	course	NOUN
fsr-3791	137	38	,	,	PUNCT
fsr-3791	137	39	and	and	CCONJ
fsr-3791	137	40	other	other	ADJ
fsr-3791	137	41	related	related	ADJ
fsr-3791	137	42	materials	material	NOUN
fsr-3791	137	43	.	.	PUNCT
fsr-3791	138	1	approxi	approxi	VERB
fsr-3791	138	2	mately	mately	ADV
fsr-3791	138	3	,	,	PUNCT
fsr-3791	138	4	30	30	NUM
fsr-3791	138	5	telephone	telephone	NOUN
fsr-3791	138	6	interviews	interview	NOUN
fsr-3791	138	7	were	be	AUX
fsr-3791	138	8	conducted	conduct	VERB
fsr-3791	138	9	to	to	PART
fsr-3791	138	10	obtain	obtain	VERB
fsr-3791	138	11	additional	additional	ADJ
fsr-3791	138	12	information	information	NOUN
fsr-3791	138	13	for	for	ADP
fsr-3791	138	14	the	the	DET
fsr-3791	138	15	survey	survey	NOUN
fsr-3791	138	16	instrument	instrument	NOUN
fsr-3791	138	17	.	.	PUNCT
fsr-3791	139	1	the	the	DET
fsr-3791	139	2	interviews	interview	NOUN
fsr-3791	139	3	were	be	AUX
fsr-3791	139	4	conducted	conduct	VERB
fsr-3791	139	5	with	with	ADP
fsr-3791	139	6	cfp	cfp	PROPN
fsr-3791	139	7	licensees	licensees	PROPN
fsr-3791	139	8	who	who	PRON
fsr-3791	139	9	were	be	AUX
fsr-3791	139	10	familiar	familiar	ADJ
fsr-3791	139	11	with	with	ADP
fsr-3791	139	12	large	large	ADJ
fsr-3791	139	13	-	-	PUNCT
fsr-3791	139	14	scale	scale	NOUN
fsr-3791	139	15	changes	change	NOUN
fsr-3791	139	16	,	,	PUNCT
fsr-3791	139	17	demands	demand	NOUN
fsr-3791	139	18	,	,	PUNCT
fsr-3791	139	19	innovations	innovation	NOUN
fsr-3791	139	20	,	,	PUNCT
fsr-3791	139	21	and	and	CCONJ
fsr-3791	139	22	trends	trend	NOUN
fsr-3791	139	23	in	in	ADP
fsr-3791	139	24	current	current	ADJ
fsr-3791	139	25	practice	practice	NOUN
fsr-3791	139	26	.	.	PUNCT
fsr-3791	140	1	participants	participant	NOUN
fsr-3791	140	2	were	be	AUX
fsr-3791	140	3	solicited	solicit	VERB
fsr-3791	140	4	by	by	ADP
fsr-3791	140	5	the	the	DET
fsr-3791	140	6	cfp	cfp	PROPN
fsr-3791	140	7	board	board	PROPN
fsr-3791	140	8	.	.	PUNCT
fsr-3791	141	1	next	next	ADV
fsr-3791	141	2	,	,	PUNCT
fsr-3791	141	3	a	a	DET
fsr-3791	141	4	job	job	NOUN
fsr-3791	141	5	analysis	analysis	NOUN
fsr-3791	141	6	update	update	NOUN
fsr-3791	141	7	committee	committee	NOUN
fsr-3791	141	8	was	be	AUX
fsr-3791	141	9	selected	select	VERB
fsr-3791	141	10	by	by	ADP
fsr-3791	141	11	the	the	DET
fsr-3791	141	12	cfp	cfp	PROPN
fsr-3791	141	13	board	board	NOUN
fsr-3791	141	14	from	from	ADP
fsr-3791	141	15	out	out	ADP
fsr-3791	141	16	standing	standing	PROPN
fsr-3791	141	17	cfp	cfp	PROPN
fsr-3791	141	18	licensees	licensee	NOUN
fsr-3791	141	19	representing	represent	VERB
fsr-3791	141	20	a	a	DET
fsr-3791	141	21	variety	variety	NOUN
fsr-3791	141	22	of	of	ADP
fsr-3791	141	23	practice	practice	NOUN
fsr-3791	141	24	settings	setting	NOUN
fsr-3791	141	25	.	.	PUNCT
fsr-3791	142	1	the	the	DET
fsr-3791	142	2	committee	committee	NOUN
fsr-3791	142	3	mem	mem	NOUN
fsr-3791	142	4	bers	ber	NOUN
fsr-3791	142	5	included	include	VERB
fsr-3791	142	6	a	a	DET
fsr-3791	142	7	diversity	diversity	NOUN
fsr-3791	142	8	of	of	ADP
fsr-3791	142	9	content	content	NOUN
fsr-3791	142	10	expertise	expertise	NOUN
fsr-3791	142	11	,	,	PUNCT
fsr-3791	142	12	geographic	geographic	ADJ
fsr-3791	142	13	distribution	distribution	NOUN
fsr-3791	142	14	,	,	PUNCT
fsr-3791	142	15	practice	practice	NOUN
fsr-3791	142	16	settings	setting	NOUN
fsr-3791	142	17	,	,	PUNCT
fsr-3791	142	18	and	and	CCONJ
fsr-3791	142	19	demographics	demographic	NOUN
fsr-3791	142	20	of	of	ADP
fsr-3791	142	21	the	the	DET
fsr-3791	142	22	profession	profession	NOUN
fsr-3791	142	23	.	.	PUNCT
fsr-3791	143	1	the	the	DET
fsr-3791	143	2	committee	committee	NOUN
fsr-3791	143	3	’s	’s	PART
fsr-3791	143	4	leadership	leadership	NOUN
fsr-3791	143	5	was	be	AUX
fsr-3791	143	6	crucial	crucial	ADJ
fsr-3791	143	7	to	to	ADP
fsr-3791	143	8	the	the	DET
fsr-3791	143	9	success	success	NOUN
fsr-3791	143	10	of	of	ADP
fsr-3791	143	11	the	the	DET
fsr-3791	143	12	project	project	NOUN
fsr-3791	143	13	.	.	PUNCT
fsr-3791	144	1	with	with	ADP
fsr-3791	144	2	guidance	guidance	NOUN
fsr-3791	144	3	from	from	ADP
fsr-3791	144	4	ctb	ctb	PROPN
fsr-3791	144	5	,	,	PUNCT
fsr-3791	144	6	the	the	DET
fsr-3791	144	7	committee	committee	NOUN
fsr-3791	144	8	finalized	finalize	VERB
fsr-3791	144	9	the	the	DET
fsr-3791	144	10	list	list	NOUN
fsr-3791	144	11	of	of	ADP
fsr-3791	144	12	tasks	task	NOUN
fsr-3791	144	13	that	that	PRON
fsr-3791	144	14	describe	describe	VERB
fsr-3791	144	15	the	the	DET
fsr-3791	144	16	scope	scope	NOUN
fsr-3791	144	17	of	of	ADP
fsr-3791	144	18	practice	practice	NOUN
fsr-3791	144	19	,	,	PUNCT
fsr-3791	144	20	created	create	VERB
fsr-3791	144	21	the	the	DET
fsr-3791	144	22	survey	survey	NOUN
fsr-3791	144	23	instrument	instrument	NOUN
fsr-3791	144	24	,	,	PUNCT
fsr-3791	144	25	and	and	CCONJ
fsr-3791	144	26	identified	identify	VERB
fsr-3791	144	27	a	a	DET
fsr-3791	144	28	sampling	sampling	NOUN
fsr-3791	144	29	plan	plan	NOUN
fsr-3791	144	30	for	for	ADP
fsr-3791	144	31	the	the	DET
fsr-3791	144	32	survey	survey	NOUN
fsr-3791	144	33	.	.	PUNCT
fsr-3791	145	1	the	the	DET
fsr-3791	145	2	survey	survey	NOUN
fsr-3791	145	3	was	be	AUX
fsr-3791	145	4	distributed	distribute	VERB
fsr-3791	145	5	to	to	ADP
fsr-3791	145	6	2,600	2,600	NUM
fsr-3791	145	7	cfp	cfp	NOUN
fsr-3791	145	8	licensees	licensee	NOUN
fsr-3791	145	9	.	.	PUNCT
fsr-3791	146	1	participants	participant	NOUN
fsr-3791	146	2	were	be	AUX
fsr-3791	146	3	given	give	VERB
fsr-3791	146	4	detailed	detailed	ADJ
fsr-3791	146	5	instructions	instruction	NOUN
fsr-3791	146	6	and	and	CCONJ
fsr-3791	146	7	asked	ask	VERB
fsr-3791	146	8	to	to	PART
fsr-3791	146	9	rate	rate	VERB
fsr-3791	146	10	each	each	PRON
fsr-3791	146	11	of	of	ADP
fsr-3791	146	12	the	the	DET
fsr-3791	146	13	154	154	NUM
fsr-3791	146	14	tasks	task	NOUN
fsr-3791	146	15	described	describe	VERB
fsr-3791	146	16	to	to	PART
fsr-3791	146	17	indicate	indicate	VERB
fsr-3791	146	18	the	the	DET
fsr-3791	146	19	frequency	frequency	NOUN
fsr-3791	146	20	of	of	ADP
fsr-3791	146	21	the	the	DET
fsr-3791	146	22	performance	performance	NOUN
fsr-3791	146	23	of	of	ADP
fsr-3791	146	24	the	the	DET
fsr-3791	146	25	task	task	NOUN
fsr-3791	146	26	and	and	CCONJ
fsr-3791	146	27	the	the	DET
fsr-3791	146	28	criticality	criticality	NOUN
fsr-3791	146	29	of	of	ADP
fsr-3791	146	30	the	the	DET
fsr-3791	146	31	task	task	NOUN
fsr-3791	146	32	to	to	ADP
fsr-3791	146	33	competent	competent	ADJ
fsr-3791	146	34	perfor	perfor	PROPN
fsr-3791	146	35	mance	mance	NOUN
fsr-3791	146	36	(	(	PUNCT
fsr-3791	146	37	a	a	DET
fsr-3791	146	38	measure	measure	NOUN
fsr-3791	146	39	used	use	VERB
fsr-3791	146	40	to	to	PART
fsr-3791	146	41	define	define	VERB
fsr-3791	146	42	tasks	task	NOUN
fsr-3791	146	43	that	that	PRON
fsr-3791	146	44	have	have	VERB
fsr-3791	146	45	serious	serious	ADJ
fsr-3791	146	46	consequences	consequence	NOUN
fsr-3791	146	47	)	)	PUNCT
fsr-3791	146	48	.	.	PUNCT
fsr-3791	147	1	survey	survey	NOUN
fsr-3791	147	2	respon	respon	VERB
fsr-3791	147	3	an	an	DET
fsr-3791	147	4	emerging	emerge	VERB
fsr-3791	147	5	partnership	partnership	NOUN
fsr-3791	147	6	79	79	NUM
fsr-3791	147	7	dents	dent	NOUN
fsr-3791	147	8	were	be	AUX
fsr-3791	147	9	also	also	ADV
fsr-3791	147	10	give	give	VERB
fsr-3791	147	11	the	the	DET
fsr-3791	147	12	opportunity	opportunity	NOUN
fsr-3791	147	13	to	to	PART
fsr-3791	147	14	write	write	VERB
fsr-3791	147	15	in	in	ADP
fsr-3791	147	16	additional	additional	ADJ
fsr-3791	147	17	comments	comment	NOUN
fsr-3791	147	18	regarding	regard	VERB
fsr-3791	147	19	the	the	DET
fsr-3791	147	20	structure	structure	NOUN
fsr-3791	147	21	and	and	CCONJ
fsr-3791	147	22	content	content	NOUN
fsr-3791	147	23	of	of	ADP
fsr-3791	147	24	the	the	DET
fsr-3791	147	25	survey	survey	NOUN
fsr-3791	147	26	task	task	NOUN
fsr-3791	147	27	list	list	NOUN
fsr-3791	147	28	.	.	PUNCT
fsr-3791	148	1	demographic	demographic	ADJ
fsr-3791	148	2	questions	question	NOUN
fsr-3791	148	3	included	include	VERB
fsr-3791	148	4	in	in	ADP
fsr-3791	148	5	the	the	DET
fsr-3791	148	6	survey	survey	NOUN
fsr-3791	148	7	also	also	ADV
fsr-3791	148	8	enabled	enable	VERB
fsr-3791	148	9	the	the	DET
fsr-3791	148	10	cfp	cfp	PROPN
fsr-3791	148	11	board	board	NOUN
fsr-3791	148	12	to	to	PART
fsr-3791	148	13	collect	collect	VERB
fsr-3791	148	14	background	background	NOUN
fsr-3791	148	15	information	information	NOUN
fsr-3791	148	16	of	of	ADP
fsr-3791	148	17	value	value	NOUN
fsr-3791	148	18	toward	toward	ADP
fsr-3791	148	19	the	the	DET
fsr-3791	148	20	analysis	analysis	NOUN
fsr-3791	148	21	of	of	ADP
fsr-3791	148	22	the	the	DET
fsr-3791	148	23	results	result	NOUN
fsr-3791	148	24	.	.	PUNCT
fsr-3791	149	1	the	the	DET
fsr-3791	149	2	surveys	survey	NOUN
fsr-3791	149	3	were	be	AUX
fsr-3791	149	4	collected	collect	VERB
fsr-3791	149	5	,	,	PUNCT
fsr-3791	149	6	processed	process	VERB
fsr-3791	149	7	,	,	PUNCT
fsr-3791	149	8	and	and	CCONJ
fsr-3791	149	9	analyzed	analyze	VERB
fsr-3791	149	10	by	by	ADP
fsr-3791	149	11	ctb	ctb	PROPN
fsr-3791	149	12	,	,	PUNCT
fsr-3791	149	13	and	and	CCONJ
fsr-3791	149	14	the	the	DET
fsr-3791	149	15	results	result	NOUN
fsr-3791	149	16	presented	present	VERB
fsr-3791	149	17	to	to	ADP
fsr-3791	149	18	the	the	DET
fsr-3791	149	19	job	job	NOUN
fsr-3791	149	20	analysis	analysis	NOUN
fsr-3791	149	21	update	update	NOUN
fsr-3791	149	22	committee	committee	NOUN
fsr-3791	149	23	for	for	ADP
fsr-3791	149	24	final	final	ADJ
fsr-3791	149	25	interpretation	interpretation	NOUN
fsr-3791	149	26	and	and	CCONJ
fsr-3791	149	27	recommenda	recommenda	NOUN
fsr-3791	149	28	tions	tion	NOUN
fsr-3791	149	29	.	.	PUNCT
fsr-3791	150	1	the	the	DET
fsr-3791	150	2	results	result	NOUN
fsr-3791	150	3	indicated	indicate	VERB
fsr-3791	150	4	a	a	DET
fsr-3791	150	5	high	high	ADJ
fsr-3791	150	6	importance	importance	NOUN
fsr-3791	150	7	placed	place	VERB
fsr-3791	150	8	on	on	ADP
fsr-3791	150	9	the	the	DET
fsr-3791	150	10	financial	financial	ADJ
fsr-3791	150	11	planning	planning	NOUN
fsr-3791	150	12	process	process	NOUN
fsr-3791	150	13	with	with	ADP
fsr-3791	150	14	particular	particular	ADJ
fsr-3791	150	15	emphasis	emphasis	NOUN
fsr-3791	150	16	on	on	ADP
fsr-3791	150	17	tasks	task	NOUN
fsr-3791	150	18	associated	associate	VERB
fsr-3791	150	19	with	with	ADP
fsr-3791	150	20	gathering	gather	VERB
fsr-3791	150	21	client	client	NOUN
fsr-3791	150	22	data	datum	NOUN
fsr-3791	150	23	(	(	PUNCT
fsr-3791	150	24	especially	especially	ADV
fsr-3791	150	25	determining	determine	VERB
fsr-3791	150	26	client	client	NOUN
fsr-3791	150	27	goals	goal	NOUN
fsr-3791	150	28	and	and	CCONJ
fsr-3791	150	29	objectives	objective	NOUN
fsr-3791	150	30	)	)	PUNCT
fsr-3791	150	31	and	and	CCONJ
fsr-3791	150	32	tasks	task	NOUN
fsr-3791	150	33	associated	associate	VERB
fsr-3791	150	34	with	with	ADP
fsr-3791	150	35	analyzing	analyze	VERB
fsr-3791	150	36	and	and	CCONJ
fsr-3791	150	37	evaluating	evaluate	VERB
fsr-3791	150	38	client	client	NOUN
fsr-3791	150	39	finan	finan	PROPN
fsr-3791	150	40	cial	cial	ADJ
fsr-3791	150	41	status	status	NOUN
fsr-3791	150	42	.	.	PUNCT
fsr-3791	151	1	respondents	respondent	NOUN
fsr-3791	151	2	considered	consider	VERB
fsr-3791	151	3	of	of	ADP
fsr-3791	151	4	next	next	ADJ
fsr-3791	151	5	importance	importance	NOUN
fsr-3791	151	6	the	the	DET
fsr-3791	151	7	tasks	task	NOUN
fsr-3791	151	8	included	include	VERB
fsr-3791	151	9	in	in	ADP
fsr-3791	151	10	developing	develop	VERB
fsr-3791	151	11	and	and	CCONJ
fsr-3791	151	12	presenting	present	VERB
fsr-3791	151	13	the	the	DET
fsr-3791	151	14	financial	financial	ADJ
fsr-3791	151	15	plan	plan	NOUN
fsr-3791	151	16	and	and	CCONJ
fsr-3791	151	17	establishing	establish	VERB
fsr-3791	151	18	the	the	DET
fsr-3791	151	19	client	client	NOUN
fsr-3791	151	20	-	-	PUNCT
fsr-3791	151	21	planner	planner	NOUN
fsr-3791	151	22	relationship	relationship	NOUN
fsr-3791	151	23	.	.	PUNCT
fsr-3791	152	1	areas	area	NOUN
fsr-3791	152	2	of	of	ADP
fsr-3791	152	3	knowledge	knowledge	NOUN
fsr-3791	152	4	which	which	PRON
fsr-3791	152	5	were	be	AUX
fsr-3791	152	6	rated	rate	VERB
fsr-3791	152	7	highest	highest	ADV
fsr-3791	152	8	included	include	VERB
fsr-3791	152	9	:	:	PUNCT
fsr-3791	152	10	tax	tax	NOUN
fsr-3791	152	11	planning	planning	NOUN
fsr-3791	152	12	,	,	PUNCT
fsr-3791	152	13	investments	investment	NOUN
fsr-3791	152	14	,	,	PUNCT
fsr-3791	152	15	retirement	retirement	NOUN
fsr-3791	152	16	issues	issue	NOUN
fsr-3791	152	17	,	,	PUNCT
fsr-3791	152	18	and	and	CCONJ
fsr-3791	152	19	the	the	DET
fsr-3791	152	20	time	time	NOUN
fsr-3791	152	21	value	value	NOUN
fsr-3791	152	22	of	of	ADP
fsr-3791	152	23	money	money	NOUN
fsr-3791	152	24	and	and	CCONJ
fsr-3791	152	25	principles	principle	NOUN
fsr-3791	152	26	of	of	ADP
fsr-3791	152	27	compounding	compounding	NOUN
fsr-3791	152	28	.	.	PUNCT
fsr-3791	153	1	it	it	PRON
fsr-3791	153	2	is	be	AUX
fsr-3791	153	3	notable	notable	ADJ
fsr-3791	153	4	that	that	SCONJ
fsr-3791	153	5	no	no	DET
fsr-3791	153	6	additional	additional	ADJ
fsr-3791	153	7	changes	change	NOUN
fsr-3791	153	8	to	to	ADP
fsr-3791	153	9	the	the	DET
fsr-3791	153	10	job	job	NOUN
fsr-3791	153	11	analysis	analysis	NOUN
fsr-3791	153	12	task	task	NOUN
fsr-3791	153	13	list	list	NOUN
fsr-3791	153	14	were	be	AUX
fsr-3791	153	15	necessary	necessary	ADJ
fsr-3791	153	16	as	as	ADP
fsr-3791	153	17	a	a	DET
fsr-3791	153	18	result	result	NOUN
fsr-3791	153	19	of	of	ADP
fsr-3791	153	20	information	information	NOUN
fsr-3791	153	21	obtained	obtain	VERB
fsr-3791	153	22	from	from	ADP
fsr-3791	153	23	the	the	DET
fsr-3791	153	24	respondents	respondent	NOUN
fsr-3791	153	25	.	.	PUNCT
fsr-3791	154	1	based	base	VERB
fsr-3791	154	2	on	on	ADP
fsr-3791	154	3	the	the	DET
fsr-3791	154	4	results	result	NOUN
fsr-3791	154	5	of	of	ADP
fsr-3791	154	6	the	the	DET
fsr-3791	154	7	job	job	NOUN
fsr-3791	154	8	analysis	analysis	NOUN
fsr-3791	154	9	,	,	PUNCT
fsr-3791	154	10	the	the	DET
fsr-3791	154	11	cff	cff	PROPN
fsr-3791	154	12	board	board	NOUN
fsr-3791	154	13	has	have	AUX
fsr-3791	154	14	proceeded	proceed	VERB
fsr-3791	154	15	to	to	PART
fsr-3791	154	16	update	update	VERB
fsr-3791	154	17	the	the	DET
fsr-3791	154	18	certification	certification	NOUN
fsr-3791	154	19	examination	examination	NOUN
fsr-3791	154	20	to	to	PART
fsr-3791	154	21	reflect	reflect	VERB
fsr-3791	154	22	the	the	DET
fsr-3791	154	23	revised	revise	VERB
fsr-3791	154	24	content	content	NOUN
fsr-3791	154	25	outline	outline	NOUN
fsr-3791	154	26	.	.	PUNCT
fsr-3791	155	1	this	this	PRON
fsr-3791	155	2	will	will	AUX
fsr-3791	155	3	be	be	AUX
fsr-3791	155	4	accomplished	accomplish	VERB
fsr-3791	155	5	by	by	ADP
fsr-3791	155	6	a	a	DET
fsr-3791	155	7	correlation	correlation	NOUN
fsr-3791	155	8	of	of	ADP
fsr-3791	155	9	the	the	DET
fsr-3791	155	10	job	job	NOUN
fsr-3791	155	11	analysis	analysis	NOUN
fsr-3791	155	12	results	result	NOUN
fsr-3791	155	13	to	to	ADP
fsr-3791	155	14	new	new	ADJ
fsr-3791	155	15	test	test	NOUN
fsr-3791	155	16	specifications	specification	NOUN
fsr-3791	155	17	which	which	PRON
fsr-3791	155	18	reflect	reflect	VERB
fsr-3791	155	19	the	the	DET
fsr-3791	155	20	estate	estate	NOUN
fsr-3791	155	21	planning	planning	NOUN
fsr-3791	155	22	investment	investment	NOUN
fsr-3791	155	23	retirement	retirement	NOUN
fsr-3791	155	24	risk	risk	NOUN
fsr-3791	155	25	tax	tax	NOUN
fsr-3791	155	26	planning	planning	NOUN
fsr-3791	155	27	planning	planning	NOUN
fsr-3791	155	28	management	management	NOUN
fsr-3791	155	29	planning	planning	NOUN
fsr-3791	155	30	f&we	f&we	ADJ
fsr-3791	155	31	1	1	NUM
fsr-3791	155	32	.	.	PUNCT
fsr-3791	155	33	job	job	NOUN
fsr-3791	155	34	analysis	analysis	NOUN
fsr-3791	155	35	licensee	licensee	NOUN
fsr-3791	155	36	practice	practice	NOUN
fsr-3791	155	37	areas	area	NOUN
fsr-3791	155	38	80	80	NUM
fsr-3791	155	39	financial	financial	ADJ
fsr-3791	155	40	services	service	NOUN
fsr-3791	155	41	review	review	VERB
fsr-3791	155	42	5	5	NUM
fsr-3791	155	43	(	(	PUNCT
fsr-3791	155	44	1	1	NUM
fsr-3791	155	45	)	)	PUNCT
fsr-3791	155	46	1996	1996	NUM
fsr-3791	155	47	results	result	NOUN
fsr-3791	155	48	.	.	PUNCT
fsr-3791	156	1	accordingly	accordingly	ADV
fsr-3791	156	2	,	,	PUNCT
fsr-3791	156	3	item	item	NOUN
fsr-3791	156	4	development	development	NOUN
fsr-3791	156	5	,	,	PUNCT
fsr-3791	156	6	examination	examination	NOUN
fsr-3791	156	7	construction	construction	NOUN
fsr-3791	156	8	,	,	PUNCT
fsr-3791	156	9	and	and	CCONJ
fsr-3791	156	10	final	final	ADJ
fsr-3791	156	11	examination	examination	NOUN
fsr-3791	156	12	forms	form	NOUN
fsr-3791	156	13	will	will	AUX
fsr-3791	156	14	proceed	proceed	VERB
fsr-3791	156	15	to	to	PART
fsr-3791	156	16	reflect	reflect	VERB
fsr-3791	156	17	the	the	DET
fsr-3791	156	18	new	new	ADJ
fsr-3791	156	19	job	job	NOUN
fsr-3791	156	20	analysis	analysis	NOUN
fsr-3791	156	21	as	as	SCONJ
fsr-3791	156	22	this	this	DET
fsr-3791	156	23	interpretation	interpretation	NOUN
fsr-3791	156	24	is	be	AUX
fsr-3791	156	25	integrated	integrate	VERB
fsr-3791	156	26	into	into	ADP
fsr-3791	156	27	the	the	DET
fsr-3791	156	28	process	process	NOUN
fsr-3791	156	29	through	through	ADP
fsr-3791	156	30	the	the	DET
fsr-3791	156	31	test	test	NOUN
fsr-3791	156	32	specifications	specification	NOUN
fsr-3791	156	33	.	.	PUNCT
fsr-3791	157	1	changes	change	NOUN
fsr-3791	157	2	in	in	ADP
fsr-3791	157	3	the	the	DET
fsr-3791	157	4	content	content	NOUN
fsr-3791	157	5	outline	outline	NOUN
fsr-3791	157	6	and	and	CCONJ
fsr-3791	157	7	test	test	NOUN
fsr-3791	157	8	specifica	specifica	PROPN
fsr-3791	157	9	tions	tion	NOUN
fsr-3791	157	10	will	will	AUX
fsr-3791	157	11	be	be	AUX
fsr-3791	157	12	indicated	indicate	VERB
fsr-3791	157	13	on	on	ADP
fsr-3791	157	14	material	material	NOUN
fsr-3791	157	15	sent	send	VERB
fsr-3791	157	16	to	to	ADP
fsr-3791	157	17	prospective	prospective	ADJ
fsr-3791	157	18	candidates	candidate	NOUN
fsr-3791	157	19	as	as	SCONJ
fsr-3791	157	20	the	the	DET
fsr-3791	157	21	process	process	NOUN
fsr-3791	157	22	is	be	AUX
fsr-3791	157	23	com	com	NOUN
fsr-3791	157	24	pleted	plete	VERB
fsr-3791	157	25	.	.	PUNCT
fsr-3791	158	1	this	this	DET
fsr-3791	158	2	revision	revision	NOUN
fsr-3791	158	3	,	,	PUNCT
fsr-3791	158	4	scheduled	schedule	VERB
fsr-3791	158	5	to	to	PART
fsr-3791	158	6	be	be	AUX
fsr-3791	158	7	completed	complete	VERB
fsr-3791	158	8	by	by	ADP
fsr-3791	158	9	january	january	PROPN
fsr-3791	158	10	,	,	PUNCT
fsr-3791	158	11	1997	1997	NUM
fsr-3791	158	12	,	,	PUNCT
fsr-3791	158	13	reinforces	reinforce	VERB
fsr-3791	158	14	the	the	DET
fsr-3791	158	15	role	role	NOUN
fsr-3791	158	16	of	of	ADP
fsr-3791	158	17	the	the	DET
fsr-3791	158	18	cfp	cfp	PROPN
fsr-3791	158	19	board	board	NOUN
fsr-3791	158	20	to	to	PART
fsr-3791	158	21	ensure	ensure	VERB
fsr-3791	158	22	that	that	SCONJ
fsr-3791	158	23	the	the	DET
fsr-3791	158	24	examination	examination	NOUN
fsr-3791	158	25	process	process	NOUN
fsr-3791	158	26	reflects	reflect	VERB
fsr-3791	158	27	the	the	DET
fsr-3791	158	28	practice	practice	NOUN
fsr-3791	158	29	and	and	CCONJ
fsr-3791	158	30	to	to	PART
fsr-3791	158	31	assure	assure	VERB
fsr-3791	158	32	the	the	DET
fsr-3791	158	33	continuance	continuance	NOUN
fsr-3791	158	34	of	of	ADP
fsr-3791	158	35	the	the	DET
fsr-3791	158	36	high	high	ADJ
fsr-3791	158	37	standards	standard	NOUN
fsr-3791	158	38	of	of	ADP
fsr-3791	158	39	the	the	DET
fsr-3791	158	40	cff	cff	PROPN
fsr-3791	158	41	’	'	PUNCT
fsr-3791	158	42	board	board	PROPN
fsr-3791	158	43	’s	’s	PART
fsr-3791	158	44	certification	certification	NOUN
fsr-3791	158	45	marks	mark	NOUN
fsr-3791	158	46	.	.	PUNCT
fsr-3791	159	1	based	base	VERB
fsr-3791	159	2	on	on	ADP
fsr-3791	159	3	certain	certain	ADJ
fsr-3791	159	4	demographic	demographic	ADJ
fsr-3791	159	5	information	information	NOUN
fsr-3791	159	6	captured	capture	VERB
fsr-3791	159	7	during	during	ADP
fsr-3791	159	8	the	the	DET
fsr-3791	159	9	job	job	NOUN
fsr-3791	159	10	analysis	analysis	NOUN
fsr-3791	159	11	,	,	PUNCT
fsr-3791	159	12	tbe	tbe	VERB
fsr-3791	159	13	fol	fol	NOUN
fsr-3791	159	14	lowing	low	VERB
fsr-3791	159	15	summarizes	summarize	NOUN
fsr-3791	159	16	some	some	PRON
fsr-3791	159	17	of	of	ADP
fsr-3791	159	18	the	the	DET
fsr-3791	159	19	key	key	ADJ
fsr-3791	159	20	benchmark	benchmark	NOUN
fsr-3791	159	21	findings	finding	NOUN
fsr-3791	159	22	.	.	PUNCT
fsr-3791	160	1	l	l	NOUN
fsr-3791	160	2	sixty	sixty	NUM
fsr-3791	160	3	percent	percent	NOUN
fsr-3791	160	4	of	of	ADP
fsr-3791	160	5	respondents	respondent	NOUN
fsr-3791	160	6	identified	identify	VERB
fsr-3791	160	7	investment	investment	NOUN
fsr-3791	160	8	planning	planning	NOUN
fsr-3791	160	9	as	as	ADP
fsr-3791	160	10	an	an	DET
fsr-3791	160	11	area	area	NOUN
fsr-3791	160	12	of	of	ADP
fsr-3791	160	13	exper	exper	NOUN
fsr-3791	160	14	tise	tise	NOUN
fsr-3791	160	15	,	,	PUNCT
fsr-3791	160	16	and	and	CCONJ
fsr-3791	160	17	54	54	NUM
fsr-3791	160	18	%	%	NOUN
fsr-3791	160	19	selected	select	VERB
fsr-3791	160	20	retirement	retirement	NOUN
fsr-3791	160	21	planning	planning	NOUN
fsr-3791	160	22	.	.	PUNCT
fsr-3791	161	1	investment	investment	NOUN
fsr-3791	161	2	vehicles	vehicle	NOUN
fsr-3791	161	3	are	be	AUX
fsr-3791	161	4	rated	rate	VERB
fsr-3791	161	5	the	the	DET
fsr-3791	161	6	most	most	ADV
fsr-3791	161	7	important	important	ADJ
fsr-3791	161	8	area	area	NOUN
fsr-3791	161	9	of	of	ADP
fsr-3791	161	10	their	their	PRON
fsr-3791	161	11	practice	practice	NOUN
fsr-3791	161	12	by	by	ADP
fsr-3791	161	13	survey	survey	NOUN
fsr-3791	161	14	respondents	respondent	NOUN
fsr-3791	161	15	,	,	PUNCT
fsr-3791	161	16	while	while	SCONJ
fsr-3791	161	17	retirement	retirement	NOUN
fsr-3791	161	18	and	and	CCONJ
fsr-3791	161	19	tax	tax	NOUN
fsr-3791	161	20	planning	planning	NOUN
fsr-3791	161	21	are	be	AUX
fsr-3791	161	22	gaining	gain	VERB
fsr-3791	161	23	prominence	prominence	NOUN
fsr-3791	161	24	.	.	PUNCT
fsr-3791	162	1	the	the	DET
fsr-3791	162	2	consumer	consumer	NOUN
fsr-3791	162	3	emphasis	emphasis	NOUN
fsr-3791	162	4	has	have	AUX
fsr-3791	162	5	shifted	shift	VERB
fsr-3791	162	6	from	from	ADP
fsr-3791	162	7	seeking	seek	VERB
fsr-3791	162	8	advice	advice	NOUN
fsr-3791	162	9	simply	simply	ADV
fsr-3791	162	10	on	on	ADP
fsr-3791	162	11	investments	investment	NOUN
fsr-3791	162	12	to	to	PART
fsr-3791	162	13	also	also	ADV
fsr-3791	162	14	seeking	seek	VERB
fsr-3791	162	15	advice	advice	NOUN
fsr-3791	162	16	on	on	ADP
fsr-3791	162	17	retirement	retirement	NOUN
fsr-3791	162	18	and	and	CCONJ
fsr-3791	162	19	tax	tax	NOUN
fsr-3791	162	20	issues	issue	NOUN
fsr-3791	162	21	.	.	PUNCT
fsr-3791	163	1	see	see	VERB
fsr-3791	163	2	figure	figure	NOUN
fsr-3791	163	3	1	1	NUM
fsr-3791	163	4	.	.	PUNCT
fsr-3791	164	1	l	l	NOUN
fsr-3791	164	2	forty	forty	NUM
fsr-3791	164	3	-	-	PUNCT
fsr-3791	164	4	nine	nine	NUM
fsr-3791	164	5	percent	percent	NOUN
fsr-3791	164	6	of	of	ADP
fsr-3791	164	7	survey	survey	NOUN
fsr-3791	164	8	respondents	respondent	NOUN
fsr-3791	164	9	were	be	AUX
fsr-3791	164	10	associated	associate	VERB
fsr-3791	164	11	with	with	ADP
fsr-3791	164	12	a	a	DET
fsr-3791	164	13	financial	financial	ADJ
fsr-3791	164	14	plan	plan	NOUN
fsr-3791	164	15	ning	ning	NOUN
fsr-3791	164	16	firm	firm	NOUN
fsr-3791	164	17	,	,	PUNCT
fsr-3791	164	18	14	14	NUM
fsr-3791	164	19	%	%	NOUN
fsr-3791	164	20	with	with	ADP
fsr-3791	164	21	a	a	DET
fsr-3791	164	22	securities	security	NOUN
fsr-3791	164	23	brokerage	brokerage	NOUN
fsr-3791	164	24	firm	firm	NOUN
fsr-3791	164	25	,	,	PUNCT
fsr-3791	164	26	12	12	NUM
fsr-3791	164	27	%	%	NOUN
fsr-3791	164	28	with	with	ADP
fsr-3791	164	29	an	an	DET
fsr-3791	164	30	accounting	accounting	NOUN
fsr-3791	164	31	firm	firm	NOUN
fsr-3791	164	32	,	,	PUNCT
fsr-3791	164	33	and	and	CCONJ
fsr-3791	164	34	10	10	NUM
fsr-3791	164	35	%	%	NOUN
fsr-3791	164	36	with	with	ADP
fsr-3791	164	37	an	an	DET
fsr-3791	164	38	insurance	insurance	NOUN
fsr-3791	164	39	company	company	NOUN
fsr-3791	164	40	.	.	PUNCT
fsr-3791	165	1	1994	1994	NUM
fsr-3791	165	2	results	result	NOUN
fsr-3791	165	3	show	show	VERB
fsr-3791	165	4	fewer	few	ADJ
fsr-3791	165	5	cfp	cfp	PROPN
fsr-3791	165	6	licensees	licensee	NOUN
fsr-3791	165	7	were	be	AUX
fsr-3791	165	8	working	work	VERB
fsr-3791	165	9	in	in	ADP
fsr-3791	165	10	financial	financial	ADJ
fsr-3791	165	11	planning	planning	NOUN
fsr-3791	165	12	firms	firm	NOUN
fsr-3791	165	13	than	than	ADP
fsr-3791	165	14	in	in	ADP
fsr-3791	165	15	1987	1987	NUM
fsr-3791	165	16	;	;	PUNCT
fsr-3791	165	17	more	more	ADJ
fsr-3791	165	18	were	be	AUX
fsr-3791	165	19	being	be	AUX
fsr-3791	165	20	employed	employ	VERB
fsr-3791	165	21	in	in	ADP
fsr-3791	165	22	the	the	DET
fsr-3791	165	23	financial	financial	ADJ
fsr-3791	165	24	,	,	PUNCT
fsr-3791	165	25	legal	legal	ADJ
fsr-3791	165	26	,	,	PUNCT
fsr-3791	165	27	and	and	CCONJ
fsr-3791	165	28	education	education	NOUN
fsr-3791	165	29	industries	industry	NOUN
fsr-3791	165	30	.	.	PUNCT
fsr-3791	166	1	l	l	NOUN
fsr-3791	166	2	ffty	ffty	PROPN
fsr-3791	166	3	-	-	PUNCT
fsr-3791	166	4	three	three	NUM
fsr-3791	166	5	percent	percent	NOUN
fsr-3791	166	6	of	of	ADP
fsr-3791	166	7	the	the	DET
fsr-3791	166	8	cfp	cfp	PROPN
fsr-3791	166	9	licensees	licensee	NOUN
fsr-3791	166	10	polled	poll	VERB
fsr-3791	166	11	charged	charge	VERB
fsr-3791	166	12	a	a	DET
fsr-3791	166	13	combination	combination	NOUN
fsr-3791	166	14	of	of	ADP
fsr-3791	166	15	com	com	NOUN
fsr-3791	166	16	missions	mission	NOUN
fsr-3791	166	17	and	and	CCONJ
fsr-3791	166	18	fees	fee	NOUN
fsr-3791	166	19	.	.	PUNCT
fsr-3791	167	1	the	the	DET
fsr-3791	167	2	majority	majority	NOUN
fsr-3791	167	3	of	of	ADP
fsr-3791	167	4	survey	survey	NOUN
fsr-3791	167	5	participants	participant	NOUN
fsr-3791	167	6	are	be	AUX
fsr-3791	167	7	charging	charge	VERB
fsr-3791	167	8	clients	client	NOUN
fsr-3791	167	9	a	a	DET
fsr-3791	167	10	combination	combination	NOUN
fsr-3791	167	11	of	of	ADP
fsr-3791	167	12	feeand	feeand	PROPN
fsr-3791	167	13	commission	commission	NOUN
fsr-3791	167	14	-	-	PUNCT
fsr-3791	167	15	based	base	VERB
fsr-3791	167	16	fees	fee	NOUN
fsr-3791	167	17	,	,	PUNCT
fsr-3791	167	18	rather	rather	ADV
fsr-3791	167	19	than	than	ADP
fsr-3791	167	20	fee	fee	NOUN
fsr-3791	167	21	-	-	PUNCT
fsr-3791	167	22	only	only	ADV
fsr-3791	167	23	or	or	CCONJ
fsr-3791	167	24	commis	commis	NOUN
fsr-3791	167	25	sion	sion	NOUN
fsr-3791	167	26	-	-	PUNCT
fsr-3791	167	27	only	only	ADV
fsr-3791	167	28	charges	charge	NOUN
fsr-3791	167	29	.	.	PUNCT
fsr-3791	168	1	figures	figure	NOUN
fsr-3791	168	2	for	for	ADP
fsr-3791	168	3	respondents	respondent	NOUN
fsr-3791	168	4	providing	provide	VERB
fsr-3791	168	5	fee	fee	NOUN
fsr-3791	168	6	-	-	PUNCT
fsr-3791	168	7	only	only	ADV
fsr-3791	168	8	and	and	CCONJ
fsr-3791	168	9	commission	commission	NOUN
fsr-3791	168	10	only	only	ADV
fsr-3791	168	11	services	service	NOUN
fsr-3791	168	12	dropped	drop	VERB
fsr-3791	168	13	from	from	ADP
fsr-3791	168	14	21	21	NUM
fsr-3791	168	15	%	%	NOUN
fsr-3791	168	16	and	and	CCONJ
fsr-3791	168	17	64	64	NUM
fsr-3791	168	18	%	%	NOUN
fsr-3791	168	19	in	in	ADP
fsr-3791	168	20	1987	1987	NUM
fsr-3791	168	21	to	to	ADP
fsr-3791	168	22	19	19	NUM
fsr-3791	168	23	%	%	NOUN
fsr-3791	168	24	and	and	CCONJ
fsr-3791	168	25	19	19	NUM
fsr-3791	168	26	%	%	NOUN
fsr-3791	168	27	respectively	respectively	ADV
fsr-3791	168	28	.	.	PUNCT
fsr-3791	169	1	l	l	NOUN
fsr-3791	169	2	increasing	increase	VERB
fsr-3791	169	3	from	from	ADP
fsr-3791	169	4	14	14	NUM
fsr-3791	169	5	%	%	NOUN
fsr-3791	169	6	in	in	ADP
fsr-3791	169	7	1987	1987	NUM
fsr-3791	169	8	to	to	ADP
fsr-3791	169	9	23	23	NUM
fsr-3791	169	10	%	%	NOUN
fsr-3791	169	11	in	in	ADP
fsr-3791	169	12	1994	1994	NUM
fsr-3791	169	13	,	,	PUNCT
fsr-3791	169	14	the	the	DET
fsr-3791	169	15	number	number	NOUN
fsr-3791	169	16	of	of	ADP
fsr-3791	169	17	women	woman	NOUN
fsr-3791	169	18	becoming	become	VERB
fsr-3791	169	19	cfp	cfp	PROPN
fsr-3791	169	20	board	board	PROPN
fsr-3791	169	21	licensed	license	VERB
fsr-3791	169	22	financial	financial	ADJ
fsr-3791	169	23	planners	planner	NOUN
fsr-3791	169	24	almost	almost	ADV
fsr-3791	169	25	doubled	double	VERB
fsr-3791	169	26	in	in	ADP
fsr-3791	169	27	tbe	tbe	NOUN
fsr-3791	169	28	last	last	ADJ
fsr-3791	169	29	7	7	NUM
fsr-3791	169	30	years	year	NOUN
fsr-3791	169	31	.	.	PUNCT
fsr-3791	170	1	see	see	VERB
fsr-3791	170	2	table	table	NOUN
fsr-3791	170	3	2	2	NUM
fsr-3791	170	4	for	for	ADP
fsr-3791	170	5	additional	additional	ADJ
fsr-3791	170	6	findings	finding	NOUN
fsr-3791	170	7	from	from	ADP
fsr-3791	170	8	the	the	DET
fsr-3791	170	9	study	study	NOUN
fsr-3791	170	10	.	.	PUNCT
fsr-3791	171	1	table	table	NOUN
fsr-3791	171	2	2	2	NUM
fsr-3791	171	3	how	how	SCONJ
fsr-3791	171	4	cfp	cfp	PROPN
fsr-3791	171	5	licensees	licensees	PROPN
fsr-3791	171	6	rate	rate	VERB
fsr-3791	171	7	the	the	DET
fsr-3791	171	8	importance	importance	NOUN
fsr-3791	171	9	of	of	ADP
fsr-3791	171	10	their	their	PRON
fsr-3791	171	11	financial	financial	ADJ
fsr-3791	171	12	tasks	task	NOUN
fsr-3791	171	13	i.	i.	PROPN
fsr-3791	171	14	determine	determine	PROPN
fsr-3791	171	15	client	client	PROPN
fsr-3791	171	16	’s	’s	PART
fsr-3791	171	17	personal	personal	ADJ
fsr-3791	171	18	and	and	CCONJ
fsr-3791	171	19	financial	financial	ADJ
fsr-3791	171	20	goals	goal	NOUN
fsr-3791	171	21	,	,	PUNCT
fsr-3791	171	22	needs	need	NOUN
fsr-3791	171	23	and	and	CCONJ
fsr-3791	171	24	proprieties	propriety	NOUN
fsr-3791	171	25	.	.	PUNCT
fsr-3791	172	1	ii	ii	X
fsr-3791	172	2	.	.	PUNCT
fsr-3791	173	1	obtain	obtain	VERB
fsr-3791	173	2	information	information	NOUN
fsr-3791	173	3	from	from	ADP
fsr-3791	173	4	client	client	NOUN
fsr-3791	173	5	through	through	ADP
fsr-3791	173	6	interview	interview	NOUN
fsr-3791	173	7	/	/	SYM
fsr-3791	173	8	questionnaire	questionnaire	NOUN
fsr-3791	173	9	about	about	ADP
fsr-3791	173	10	financial	financial	ADJ
fsr-3791	173	11	resources	resource	NOUN
fsr-3791	173	12	and	and	CCONJ
fsr-3791	173	13	obligations	obligation	NOUN
fsr-3791	173	14	.	.	PUNCT
fsr-3791	174	1	iii	iii	X
fsr-3791	174	2	.	.	PROPN
fsr-3791	174	3	determine	determine	NOUN
fsr-3791	174	4	client	client	PROPN
fsr-3791	174	5	’s	’s	PART
fsr-3791	174	6	risk	risk	NOUN
fsr-3791	174	7	tolerance	tolerance	NOUN
fsr-3791	174	8	level	level	NOUN
fsr-3791	174	9	.	.	PUNCT
fsr-3791	175	1	iv	iv	X
fsr-3791	175	2	.	.	PUNCT
fsr-3791	175	3	determine	determine	VERB
fsr-3791	175	4	the	the	DET
fsr-3791	175	5	client	client	NOUN
fsr-3791	175	6	’s	’s	PART
fsr-3791	175	7	financial	financial	ADJ
fsr-3791	175	8	status	status	NOUN
fsr-3791	175	9	by	by	ADP
fsr-3791	175	10	analyzing	analyze	VERB
fsr-3791	175	11	and	and	CCONJ
fsr-3791	175	12	evaluating	evaluate	VERB
fsr-3791	175	13	current	current	ADJ
fsr-3791	175	14	investments	investment	NOUN
fsr-3791	175	15	.	.	PUNCT
fsr-3791	176	1	v.	v.	CCONJ
fsr-3791	176	2	determine	determine	VERB
fsr-3791	176	3	the	the	DET
fsr-3791	176	4	client	client	NOUN
fsr-3791	176	5	’s	’s	PART
fsr-3791	176	6	financial	financial	ADJ
fsr-3791	176	7	status	status	NOUN
fsr-3791	176	8	by	by	ADP
fsr-3791	176	9	analyzing	analyze	VERB
fsr-3791	176	10	risk	risk	NOUN
fsr-3791	176	11	tolerance	tolerance	NOUN
fsr-3791	176	12	.	.	PUNCT
fsr-3791	177	1	vi	vi	X
fsr-3791	177	2	.	.	PROPN
fsr-3791	177	3	determine	determine	NOUN
fsr-3791	177	4	client	client	PROPN
fsr-3791	177	5	’s	’s	PART
fsr-3791	177	6	time	time	NOUN
fsr-3791	177	7	horizons	horizon	NOUN
fsr-3791	177	8	.	.	PUNCT
fsr-3791	178	1	vii	vii	PROPN
fsr-3791	178	2	.	.	PROPN
fsr-3791	178	3	determine	determine	VERB
fsr-3791	178	4	the	the	DET
fsr-3791	178	5	client	client	NOUN
fsr-3791	178	6	’s	’s	PART
fsr-3791	178	7	financial	financial	ADJ
fsr-3791	178	8	status	status	NOUN
fsr-3791	178	9	by	by	ADP
fsr-3791	178	10	analyzing	analyze	VERB
fsr-3791	178	11	and	and	CCONJ
fsr-3791	178	12	evaluating	evaluate	VERB
fsr-3791	178	13	current	current	ADJ
fsr-3791	178	14	investment	investment	NOUN
fsr-3791	178	15	strategies	strategy	NOUN
fsr-3791	178	16	and	and	CCONJ
fsr-3791	178	17	policies	policy	NOUN
fsr-3791	178	18	.	.	PUNCT
fsr-3791	179	1	viii	viii	PROPN
fsr-3791	179	2	.	.	PUNCT
fsr-3791	180	1	assess	assess	PROPN
fsr-3791	180	2	client	client	NOUN
fsr-3791	180	3	’s	’s	PART
fsr-3791	180	4	values	value	NOUN
fsr-3791	180	5	,	,	PUNCT
fsr-3791	180	6	attitudes	attitude	NOUN
fsr-3791	180	7	,	,	PUNCT
fsr-3791	180	8	and	and	CCONJ
fsr-3791	180	9	expectations	expectation	NOUN
fsr-3791	180	10	.	.	PUNCT
fsr-3791	181	1	ix	ix	ADJ
fsr-3791	181	2	.	.	PUNCT
fsr-3791	182	1	present	present	VERB
fsr-3791	182	2	and	and	CCONJ
fsr-3791	182	3	review	review	VERB
fsr-3791	182	4	the	the	DET
fsr-3791	182	5	plan	plan	NOUN
fsr-3791	182	6	with	with	ADP
fsr-3791	182	7	the	the	DET
fsr-3791	182	8	client	client	NOUN
fsr-3791	182	9	.	.	PUNCT
fsr-3791	183	1	x.	x.	PROPN
fsr-3791	183	2	determine	determine	VERB
fsr-3791	183	3	the	the	DET
fsr-3791	183	4	client	client	NOUN
fsr-3791	183	5	’s	’s	PART
fsr-3791	183	6	financial	financial	ADJ
fsr-3791	183	7	status	status	NOUN
fsr-3791	183	8	by	by	ADP
fsr-3791	183	9	analyzing	analyze	VERB
fsr-3791	183	10	and	and	CCONJ
fsr-3791	183	11	evaluating	evaluate	VERB
fsr-3791	183	12	current	current	ADJ
fsr-3791	183	13	assets	asset	NOUN
fsr-3791	183	14	,	,	PUNCT
fsr-3791	183	15	liabilities	liability	NOUN
fsr-3791	183	16	,	,	PUNCT
fsr-3791	183	17	cash	cash	NOUN
fsr-3791	183	18	flow	flow	NOUN
fsr-3791	183	19	,	,	PUNCT
fsr-3791	183	20	debt	debt	NOUN
fsr-3791	183	21	management	management	NOUN
fsr-3791	183	22	.	.	PUNCT
fsr-3791	184	1	an	an	DET
fsr-3791	184	2	emerging	emerge	VERB
fsr-3791	184	3	partnership	partnership	NOUN
fsr-3791	184	4	81	81	NUM
fsr-3791	184	5	vii	vii	PROPN
fsr-3791	184	6	.	.	PUNCT
fsr-3791	185	1	future	future	ADJ
fsr-3791	185	2	research	research	NOUN
fsr-3791	185	3	needs	need	NOUN
fsr-3791	185	4	of	of	ADP
fsr-3791	185	5	the	the	DET
fsr-3791	185	6	cfp	cfp	PROPN
fsr-3791	185	7	board	board	NOUN
fsr-3791	185	8	obviously	obviously	ADV
fsr-3791	185	9	,	,	PUNCT
fsr-3791	185	10	the	the	DET
fsr-3791	185	11	cornerstone	cornerstone	NOUN
fsr-3791	185	12	of	of	ADP
fsr-3791	185	13	our	our	PRON
fsr-3791	185	14	profession	profession	NOUN
fsr-3791	185	15	is	be	AUX
fsr-3791	185	16	the	the	DET
fsr-3791	185	17	emphasis	emphasis	NOUN
fsr-3791	185	18	on	on	ADP
fsr-3791	185	19	education+f	education+f	NUM
fsr-3791	185	20	the	the	DET
fsr-3791	185	21	planner	planner	NOUN
fsr-3791	185	22	before	before	ADP
fsr-3791	185	23	and	and	CCONJ
fsr-3791	185	24	after	after	ADP
fsr-3791	185	25	certification	certification	NOUN
fsr-3791	185	26	and	and	CCONJ
fsr-3791	185	27	of	of	ADP
fsr-3791	185	28	the	the	DET
fsr-3791	185	29	clients	client	NOUN
fsr-3791	185	30	who	who	PRON
fsr-3791	185	31	become	become	VERB
fsr-3791	185	32	“	"	PUNCT
fsr-3791	185	33	better	well	ADJ
fsr-3791	185	34	”	"	PUNCT
fsr-3791	185	35	clients	client	NOUN
fsr-3791	185	36	as	as	SCONJ
fsr-3791	185	37	they	they	PRON
fsr-3791	185	38	become	become	VERB
fsr-3791	185	39	more	more	ADV
fsr-3791	185	40	educated	educated	ADJ
fsr-3791	185	41	.	.	PUNCT
fsr-3791	186	1	the	the	DET
fsr-3791	186	2	cfp	cfp	PROPN
fsr-3791	186	3	board	board	NOUN
fsr-3791	186	4	is	be	AUX
fsr-3791	186	5	poised	poise	VERB
fsr-3791	186	6	to	to	PART
fsr-3791	186	7	assist	assist	VERB
fsr-3791	186	8	both	both	DET
fsr-3791	186	9	groups	group	NOUN
fsr-3791	186	10	.	.	PUNCT
fsr-3791	187	1	we	we	PRON
fsr-3791	187	2	currently	currently	ADV
fsr-3791	187	3	provide	provide	VERB
fsr-3791	187	4	grant	grant	NOUN
fsr-3791	187	5	assistance	assistance	NOUN
fsr-3791	187	6	for	for	ADP
fsr-3791	187	7	research	research	NOUN
fsr-3791	187	8	on	on	ADP
fsr-3791	187	9	financial	financial	ADJ
fsr-3791	187	10	planning	planning	NOUN
fsr-3791	187	11	subjects	subject	NOUN
fsr-3791	187	12	.	.	PUNCT
fsr-3791	188	1	each	each	DET
fsr-3791	188	2	year	year	NOUN
fsr-3791	188	3	,	,	PUNCT
fsr-3791	188	4	the	the	DET
fsr-3791	188	5	board	board	NOUN
fsr-3791	188	6	of	of	ADP
fsr-3791	188	7	examiners	examiner	NOUN
fsr-3791	188	8	,	,	PUNCT
fsr-3791	188	9	on	on	ADP
fsr-3791	188	10	behalf	behalf	NOUN
fsr-3791	188	11	of	of	ADP
fsr-3791	188	12	the	the	DET
fsr-3791	188	13	cfp	cfp	PROPN
fsr-3791	188	14	board	board	PROPN
fsr-3791	188	15	,	,	PUNCT
fsr-3791	188	16	reviews	review	NOUN
fsr-3791	188	17	grants	grant	NOUN
fsr-3791	188	18	submitted	submit	VERB
fsr-3791	188	19	by	by	ADP
fsr-3791	188	20	february	february	PROPN
fsr-3791	188	21	1	1	NUM
fsr-3791	188	22	.	.	PUNCT
fsr-3791	188	23	five	five	NUM
fsr-3791	188	24	grants	grant	NOUN
fsr-3791	188	25	of	of	ADP
fsr-3791	188	26	$	$	SYM
fsr-3791	188	27	5,000	5,000	NUM
fsr-3791	188	28	each	each	PRON
fsr-3791	188	29	are	be	AUX
fsr-3791	188	30	available	available	ADJ
fsr-3791	188	31	for	for	ADP
fsr-3791	188	32	research	research	NOUN
fsr-3791	188	33	into	into	ADP
fsr-3791	188	34	the	the	DET
fsr-3791	188	35	integration	integration	NOUN
fsr-3791	188	36	of	of	ADP
fsr-3791	188	37	the	the	DET
fsr-3791	188	38	major	major	ADJ
fsr-3791	188	39	areas	area	NOUN
fsr-3791	188	40	of	of	ADP
fsr-3791	188	41	planning	planning	NOUN
fsr-3791	188	42	:	:	PUNCT
fsr-3791	188	43	insur	insur	NOUN
fsr-3791	188	44	ance	ance	NOUN
fsr-3791	188	45	,	,	PUNCT
fsr-3791	188	46	income	income	NOUN
fsr-3791	188	47	tax	tax	NOUN
fsr-3791	188	48	,	,	PUNCT
fsr-3791	188	49	retirement	retirement	NOUN
fsr-3791	188	50	planning	planning	NOUN
fsr-3791	188	51	,	,	PUNCT
fsr-3791	188	52	investments	investment	NOUN
fsr-3791	188	53	,	,	PUNCT
fsr-3791	188	54	and	and	CCONJ
fsr-3791	188	55	estate	estate	NOUN
fsr-3791	188	56	planning	planning	NOUN
fsr-3791	188	57	.	.	PUNCT
fsr-3791	189	1	half	half	NOUN
fsr-3791	189	2	of	of	ADP
fsr-3791	189	3	the	the	DET
fsr-3791	189	4	grant	grant	NOUN
fsr-3791	189	5	is	be	AUX
fsr-3791	189	6	paid	pay	VERB
fsr-3791	189	7	upon	upon	SCONJ
fsr-3791	189	8	initial	initial	ADJ
fsr-3791	189	9	acceptance	acceptance	NOUN
fsr-3791	189	10	,	,	PUNCT
fsr-3791	189	11	and	and	CCONJ
fsr-3791	189	12	the	the	DET
fsr-3791	189	13	balance	balance	NOUN
fsr-3791	189	14	is	be	AUX
fsr-3791	189	15	paid	pay	VERB
fsr-3791	189	16	if	if	SCONJ
fsr-3791	189	17	the	the	DET
fsr-3791	189	18	work	work	NOUN
fsr-3791	189	19	is	be	AUX
fsr-3791	189	20	completed	complete	VERB
fsr-3791	189	21	(	(	PUNCT
fsr-3791	189	22	in	in	SCONJ
fsr-3791	189	23	publish	publish	VERB
fsr-3791	189	24	able	able	ADJ
fsr-3791	189	25	form	form	NOUN
fsr-3791	189	26	)	)	PUNCT
fsr-3791	189	27	within	within	ADP
fsr-3791	189	28	18	18	NUM
fsr-3791	189	29	months	month	NOUN
fsr-3791	189	30	.	.	PUNCT
fsr-3791	190	1	to	to	ADP
fsr-3791	190	2	date	date	NOUN
fsr-3791	190	3	,	,	PUNCT
fsr-3791	190	4	the	the	DET
fsr-3791	190	5	cfp	cfp	PROPN
fsr-3791	190	6	board	board	NOUN
fsr-3791	190	7	has	have	AUX
fsr-3791	190	8	awarded	award	VERB
fsr-3791	190	9	four	four	NUM
fsr-3791	190	10	grants	grant	NOUN
fsr-3791	190	11	,	,	PUNCT
fsr-3791	190	12	two	two	NUM
fsr-3791	190	13	of	of	ADP
fsr-3791	190	14	which	which	PRON
fsr-3791	190	15	have	have	AUX
fsr-3791	190	16	been	be	AUX
fsr-3791	190	17	completed	complete	VERB
fsr-3791	190	18	.	.	PUNCT
fsr-3791	191	1	the	the	DET
fsr-3791	191	2	cfp	cfp	PROPN
fsr-3791	191	3	board	board	PROPN
fsr-3791	191	4	also	also	ADV
fsr-3791	191	5	regularly	regularly	ADV
fsr-3791	191	6	recognizes	recognize	VERB
fsr-3791	191	7	outstanding	outstanding	ADJ
fsr-3791	191	8	articles	article	NOUN
fsr-3791	191	9	in	in	ADP
fsr-3791	191	10	the	the	DET
fsr-3791	191	11	“	"	PUNCT
fsr-3791	191	12	nontraditional	nontraditional	ADJ
fsr-3791	191	13	”	"	PUNCT
fsr-3791	191	14	financial	financial	ADJ
fsr-3791	191	15	planning	planning	NOUN
fsr-3791	191	16	arena	arena	NOUN
fsr-3791	191	17	(	(	PUNCT
fsr-3791	191	18	“	"	PUNCT
fsr-3791	191	19	nontraditionai	nontraditionai	ADJ
fsr-3791	191	20	”	"	PUNCT
fsr-3791	191	21	meaning	meaning	NOUN
fsr-3791	191	22	not	not	PART
fsr-3791	191	23	necessarily	necessarily	ADV
fsr-3791	191	24	based	base	VERB
fsr-3791	191	25	on	on	ADP
fsr-3791	191	26	academic	academic	ADJ
fsr-3791	191	27	research	research	NOUN
fsr-3791	191	28	)	)	PUNCT
fsr-3791	191	29	that	that	PRON
fsr-3791	191	30	add	add	VERB
fsr-3791	191	31	quality	quality	NOUN
fsr-3791	191	32	to	to	ADP
fsr-3791	191	33	the	the	DET
fsr-3791	191	34	practice	practice	NOUN
fsr-3791	191	35	of	of	ADP
fsr-3791	191	36	fmancial	fmancial	ADJ
fsr-3791	191	37	planning	planning	NOUN
fsr-3791	191	38	.	.	PUNCT
fsr-3791	192	1	five	five	NUM
fsr-3791	192	2	monetary	monetary	ADJ
fsr-3791	192	3	awards	award	NOUN
fsr-3791	192	4	are	be	AUX
fsr-3791	192	5	available	available	ADJ
fsr-3791	192	6	each	each	DET
fsr-3791	192	7	year	year	NOUN
fsr-3791	192	8	,	,	PUNCT
fsr-3791	192	9	and	and	CCONJ
fsr-3791	192	10	a	a	DET
fsr-3791	192	11	$	$	SYM
fsr-3791	192	12	1,000	1,000	NUM
fsr-3791	192	13	“	"	PUNCT
fsr-3791	192	14	best	good	ADJ
fsr-3791	192	15	paper	paper	NOUN
fsr-3791	192	16	on	on	ADP
fsr-3791	192	17	personal	personal	ADJ
fsr-3791	192	18	financial	financial	ADJ
fsr-3791	192	19	planning	planning	NOUN
fsr-3791	192	20	”	"	PUNCT
fsr-3791	192	21	is	be	AUX
fsr-3791	192	22	available	available	ADJ
fsr-3791	192	23	to	to	ADP
fsr-3791	192	24	presenters	presenter	NOUN
fsr-3791	192	25	at	at	ADP
fsr-3791	192	26	the	the	DET
fsr-3791	192	27	annual	annual	ADJ
fsr-3791	192	28	afs	afs	NOUN
fsr-3791	192	29	conference	conference	NOUN
fsr-3791	192	30	.	.	PUNCT
fsr-3791	193	1	further	far	ADV
fsr-3791	193	2	,	,	PUNCT
fsr-3791	193	3	the	the	DET
fsr-3791	193	4	cfp	cfp	PROPN
fsr-3791	193	5	board	board	PROPN
fsr-3791	193	6	works	work	VERB
fsr-3791	193	7	closely	closely	ADV
fsr-3791	193	8	with	with	ADP
fsr-3791	193	9	more	more	ADJ
fsr-3791	193	10	than	than	ADP
fsr-3791	193	11	75	75	NUM
fsr-3791	193	12	colleges	college	NOUN
fsr-3791	193	13	and	and	CCONJ
fsr-3791	193	14	universities	university	NOUN
fsr-3791	193	15	that	that	PRON
fsr-3791	193	16	have	have	AUX
fsr-3791	193	17	registered	register	VERB
fsr-3791	193	18	their	their	PRON
fsr-3791	193	19	financial	financial	ADJ
fsr-3791	193	20	planning	planning	NOUN
fsr-3791	193	21	curricula	curricula	NOUN
fsr-3791	193	22	with	with	ADP
fsr-3791	193	23	us	we	PRON
fsr-3791	193	24	as	as	ADP
fsr-3791	193	25	covering	cover	VERB
fsr-3791	193	26	the	the	DET
fsr-3791	193	27	topics	topic	NOUN
fsr-3791	193	28	currently	currently	ADV
fsr-3791	193	29	tested	test	VERB
fsr-3791	193	30	for	for	ADP
fsr-3791	193	31	certification	certification	NOUN
fsr-3791	193	32	.	.	PUNCT
fsr-3791	194	1	the	the	DET
fsr-3791	194	2	rapid	rapid	ADJ
fsr-3791	194	3	increase	increase	NOUN
fsr-3791	194	4	in	in	ADP
fsr-3791	194	5	interest	interest	NOUN
fsr-3791	194	6	by	by	ADP
fsr-3791	194	7	the	the	DET
fsr-3791	194	8	academic	academic	ADJ
fsr-3791	194	9	community	community	NOUN
fsr-3791	194	10	has	have	VERB
fsr-3791	194	11	fur	fur	NOUN
fsr-3791	194	12	there	there	ADV
fsr-3791	194	13	d	d	NOUN
fsr-3791	194	14	the	the	DET
fsr-3791	194	15	interest	interest	NOUN
fsr-3791	194	16	of	of	ADP
fsr-3791	194	17	students	student	NOUN
fsr-3791	194	18	,	,	PUNCT
fsr-3791	194	19	practitioners	practitioner	NOUN
fsr-3791	194	20	,	,	PUNCT
fsr-3791	194	21	and	and	CCONJ
fsr-3791	194	22	consumers	consumer	NOUN
fsr-3791	194	23	,	,	PUNCT
fsr-3791	194	24	all	all	PRON
fsr-3791	194	25	of	of	ADP
fsr-3791	194	26	whom	whom	PRON
fsr-3791	194	27	are	be	AUX
fsr-3791	194	28	seeking	seek	VERB
fsr-3791	194	29	more	more	ADJ
fsr-3791	194	30	information	information	NOUN
fsr-3791	194	31	on	on	ADP
fsr-3791	194	32	personal	personal	ADJ
fsr-3791	194	33	financial	financial	ADJ
fsr-3791	194	34	planning	planning	NOUN
fsr-3791	194	35	subjects	subject	NOUN
fsr-3791	194	36	.	.	PUNCT
fsr-3791	195	1	finally	finally	ADV
fsr-3791	195	2	,	,	PUNCT
fsr-3791	195	3	tire	tire	NOUN
fsr-3791	195	4	growth	growth	NOUN
fsr-3791	195	5	in	in	ADP
fsr-3791	195	6	interest	interest	NOUN
fsr-3791	195	7	from	from	ADP
fsr-3791	195	8	the	the	DET
fsr-3791	195	9	international	international	ADJ
fsr-3791	195	10	community	community	NOUN
fsr-3791	195	11	is	be	AUX
fsr-3791	195	12	testimony	testimony	NOUN
fsr-3791	195	13	to	to	ADP
fsr-3791	195	14	the	the	DET
fsr-3791	195	15	growth	growth	NOUN
fsr-3791	195	16	of	of	ADP
fsr-3791	195	17	the	the	DET
fsr-3791	195	18	profession	profession	NOUN
fsr-3791	195	19	.	.	PUNCT
fsr-3791	196	1	the	the	DET
fsr-3791	196	2	six	six	NUM
fsr-3791	196	3	current	current	ADJ
fsr-3791	196	4	members	member	NOUN
fsr-3791	196	5	of	of	ADP
fsr-3791	196	6	the	the	DET
fsr-3791	196	7	international	international	ADJ
fsr-3791	196	8	cfp	cfp	PROPN
fsr-3791	196	9	council	council	PROPN
fsr-3791	196	10	(	(	PUNCT
fsr-3791	196	11	united	united	PROPN
fsr-3791	196	12	states	states	PROPN
fsr-3791	196	13	,	,	PUNCT
fsr-3791	196	14	australia	australia	PROPN
fsr-3791	196	15	,	,	PUNCT
fsr-3791	196	16	japan	japan	PROPN
fsr-3791	196	17	,	,	PUNCT
fsr-3791	196	18	united	united	ADJ
fsr-3791	196	19	kingdom	kingdom	PROPN
fsr-3791	196	20	,	,	PUNCT
fsr-3791	196	21	canada	canada	PROPN
fsr-3791	196	22	,	,	PUNCT
fsr-3791	196	23	and	and	CCONJ
fsr-3791	196	24	new	new	PROPN
fsr-3791	196	25	zealand	zealand	PROPN
fsr-3791	196	26	)	)	PUNCT
fsr-3791	196	27	are	be	AUX
fsr-3791	196	28	all	all	PRON
fsr-3791	196	29	inter	inter	NOUN
fsr-3791	196	30	ested	este	VERB
fsr-3791	196	31	in	in	ADP
fsr-3791	196	32	expanding	expand	VERB
fsr-3791	196	33	the	the	DET
fsr-3791	196	34	body	body	NOUN
fsr-3791	196	35	of	of	ADP
fsr-3791	196	36	financial	financial	ADJ
fsr-3791	196	37	planning	planning	NOUN
fsr-3791	196	38	knowledge	knowledge	NOUN
fsr-3791	196	39	.	.	PUNCT
fsr-3791	197	1	of	of	ADP
fsr-3791	197	2	particular	particular	ADJ
fsr-3791	197	3	concern	concern	NOUN
fsr-3791	197	4	is	be	AUX
fsr-3791	197	5	find	find	VERB
fsr-3791	197	6	ing	e	VERB
fsr-3791	197	7	the	the	DET
fsr-3791	197	8	common	common	ADJ
fsr-3791	197	9	areas	area	NOUN
fsr-3791	197	10	of	of	ADP
fsr-3791	197	11	study	study	NOUN
fsr-3791	197	12	and	and	CCONJ
fsr-3791	197	13	a	a	DET
fsr-3791	197	14	network	network	NOUN
fsr-3791	197	15	of	of	ADP
fsr-3791	197	16	information	information	NOUN
fsr-3791	197	17	and	and	CCONJ
fsr-3791	197	18	research	research	NOUN
fsr-3791	197	19	.	.	PUNCT
fsr-3791	198	1	for	for	ADP
fsr-3791	198	2	more	more	ADJ
fsr-3791	198	3	information	information	NOUN
fsr-3791	198	4	on	on	ADP
fsr-3791	198	5	any	any	PRON
fsr-3791	198	6	of	of	ADP
fsr-3791	198	7	these	these	DET
fsr-3791	198	8	topics	topic	NOUN
fsr-3791	198	9	,	,	PUNCT
fsr-3791	198	10	please	please	INTJ
fsr-3791	198	11	feel	feel	VERB
fsr-3791	198	12	free	free	ADJ
fsr-3791	198	13	to	to	PART
fsr-3791	198	14	contact	contact	VERB
fsr-3791	198	15	the	the	DET
fsr-3791	198	16	cfp	cfp	PROPN
fsr-3791	198	17	board	board	PROPN
fsr-3791	198	18	dede	dede	PROPN
fsr-3791	198	19	pahl	pahl	NOUN
fsr-3791	198	20	,	,	PUNCT
fsr-3791	198	21	director	director	NOUN
fsr-3791	198	22	of	of	ADP
fsr-3791	198	23	certification	certification	NOUN
fsr-3791	198	24	,	,	PUNCT
fsr-3791	198	25	cfp	cfp	PROPN
fsr-3791	198	26	board	board	PROPN
fsr-3791	198	27	,	,	PUNCT
fsr-3791	198	28	1660	1660	NUM
fsr-3791	198	29	lincoln	lincoln	PROPN
fsr-3791	198	30	street	street	PROPN
fsr-3791	198	31	,	,	PUNCT
fsr-3791	198	32	suite	suite	NOUN
fsr-3791	198	33	3050	3050	NUM
fsr-3791	198	34	,	,	PUNCT
fsr-3791	198	35	denver	denver	PROPN
fsr-3791	198	36	,	,	PUNCT
fsr-3791	198	37	co	co	NOUN
fsr-3791	198	38	80264	80264	NUM
fsr-3791	198	39	.	.	PUNCT
fsr-3791	199	1	m.	m.	NOUN
fsr-3791	199	2	sumhlary	sumhlary	PROPN
fsr-3791	199	3	the	the	DET
fsr-3791	199	4	past	past	ADJ
fsr-3791	199	5	20	20	NUM
fsr-3791	199	6	years	year	NOUN
fsr-3791	199	7	have	have	AUX
fsr-3791	199	8	witnessed	witness	VERB
fsr-3791	199	9	growth	growth	NOUN
fsr-3791	199	10	in	in	ADP
fsr-3791	199	11	personal	personal	ADJ
fsr-3791	199	12	financial	financial	ADJ
fsr-3791	199	13	planning	planning	NOUN
fsr-3791	199	14	-	-	PUNCT
fsr-3791	199	15	as	as	ADP
fsr-3791	199	16	a	a	DET
fsr-3791	199	17	profession	profession	NOUN
fsr-3791	199	18	and	and	CCONJ
fsr-3791	199	19	as	as	ADP
fsr-3791	199	20	a	a	DET
fsr-3791	199	21	separate	separate	ADJ
fsr-3791	199	22	body	body	NOUN
fsr-3791	199	23	of	of	ADP
fsr-3791	199	24	knowledge	knowledge	NOUN
fsr-3791	199	25	worthy	worthy	ADJ
fsr-3791	199	26	of	of	ADP
fsr-3791	199	27	attention	attention	NOUN
fsr-3791	199	28	by	by	ADP
fsr-3791	199	29	the	the	DET
fsr-3791	199	30	academic	academic	ADJ
fsr-3791	199	31	community	community	NOUN
fsr-3791	199	32	.	.	PUNCT
fsr-3791	200	1	the	the	DET
fsr-3791	200	2	certified	certify	VERB
fsr-3791	200	3	financial	financial	ADJ
fsr-3791	200	4	planner	planner	NOUN
fsr-3791	200	5	board	board	NOUN
fsr-3791	200	6	of	of	ADP
fsr-3791	200	7	standards	standard	NOUN
fsr-3791	200	8	is	be	AUX
fsr-3791	200	9	a	a	DET
fsr-3791	200	10	private	private	ADJ
fsr-3791	200	11	nonprofit	nonprofit	ADJ
fsr-3791	200	12	,	,	PUNCT
fsr-3791	200	13	regulatory	regulatory	ADJ
fsr-3791	200	14	organiza	organiza	NOUN
fsr-3791	200	15	tion	tion	NOUN
fsr-3791	200	16	that	that	PRON
fsr-3791	200	17	has	have	AUX
fsr-3791	200	18	emerged	emerge	VERB
fsr-3791	200	19	as	as	SCONJ
fsr-3791	200	20	the	the	DET
fsr-3791	200	21	group	group	NOUN
fsr-3791	200	22	bringing	bring	VERB
fsr-3791	200	23	these	these	DET
fsr-3791	200	24	new	new	ADJ
fsr-3791	200	25	practitioners	practitioner	NOUN
fsr-3791	200	26	and	and	CCONJ
fsr-3791	200	27	the	the	DET
fsr-3791	200	28	personal	personal	ADJ
fsr-3791	200	29	finance	finance	NOUN
fsr-3791	200	30	academics	academic	NOUN
fsr-3791	200	31	together	together	ADV
fsr-3791	200	32	in	in	ADP
fsr-3791	200	33	the	the	DET
fsr-3791	200	34	quest	quest	NOUN
fsr-3791	200	35	towards	towards	ADP
fsr-3791	200	36	an	an	DET
fsr-3791	200	37	independent	independent	ADJ
fsr-3791	200	38	body	body	NOUN
fsr-3791	200	39	of	of	ADP
fsr-3791	200	40	knowledge	knowledge	NOUN
fsr-3791	200	41	devel	devel	NOUN
fsr-3791	200	42	oped	ope	VERB
fsr-3791	200	43	exclusively	exclusively	ADV
fsr-3791	200	44	for	for	ADP
fsr-3791	200	45	personal	personal	ADJ
fsr-3791	200	46	financial	financial	ADJ
fsr-3791	200	47	planning	planning	NOUN
fsr-3791	200	48	.	.	PUNCT
fsr-3791	201	1	the	the	DET
fsr-3791	201	2	cfp	cfp	PROPN
fsr-3791	201	3	board	board	PROPN
fsr-3791	201	4	has	have	AUX
fsr-3791	201	5	funded	fund	VERB
fsr-3791	201	6	its	its	PRON
fsr-3791	201	7	own	own	ADJ
fsr-3791	201	8	research	research	NOUN
fsr-3791	201	9	,	,	PUNCT
fsr-3791	201	10	through	through	ADP
fsr-3791	201	11	job	job	NOUN
fsr-3791	201	12	analyses	analysis	NOUN
fsr-3791	201	13	and	and	CCONJ
fsr-3791	201	14	market	market	NOUN
fsr-3791	201	15	surveys	survey	NOUN
fsr-3791	201	16	,	,	PUNCT
fsr-3791	201	17	and	and	CCONJ
fsr-3791	201	18	academic	academic	ADJ
fsr-3791	201	19	research	research	NOUN
fsr-3791	201	20	through	through	ADP
fsr-3791	201	21	grants	grant	NOUN
fsr-3791	201	22	and	and	CCONJ
fsr-3791	201	23	monetary	monetary	ADJ
fsr-3791	201	24	awards	award	NOUN
fsr-3791	201	25	for	for	ADP
fsr-3791	201	26	seminal	seminal	ADJ
fsr-3791	201	27	articles	article	NOUN
fsr-3791	201	28	and	and	CCONJ
fsr-3791	201	29	research	research	NOUN
fsr-3791	201	30	papers	paper	NOUN
fsr-3791	201	31	.	.	PUNCT
fsr-3791	202	1	financial	financial	ADJ
fsr-3791	202	2	planning	planning	NOUN
fsr-3791	202	3	practitio	practitio	NOUN
fsr-3791	202	4	ners	ner	NOUN
fsr-3791	202	5	are	be	AUX
fsr-3791	202	6	eager	eager	ADJ
fsr-3791	202	7	for	for	ADP
fsr-3791	202	8	new	new	ADJ
fsr-3791	202	9	approaches	approach	NOUN
fsr-3791	202	10	to	to	ADP
fsr-3791	202	11	old	old	ADJ
fsr-3791	202	12	planning	planning	NOUN
fsr-3791	202	13	dilemmas	dilemma	NOUN
fsr-3791	202	14	,	,	PUNCT
fsr-3791	202	15	for	for	ADP
fsr-3791	202	16	easy	easy	ADJ
fsr-3791	202	17	-	-	PUNCT
fsr-3791	202	18	to	to	PART
fsr-3791	202	19	-	-	PUNCT
fsr-3791	202	20	understand	understand	VERB
fsr-3791	202	21	appli	appli	PROPN
fsr-3791	202	22	cations	cation	NOUN
fsr-3791	202	23	of	of	ADP
fsr-3791	202	24	past	past	ADJ
fsr-3791	202	25	academic	academic	ADJ
fsr-3791	202	26	theories	theory	NOUN
fsr-3791	202	27	,	,	PUNCT
fsr-3791	202	28	and	and	CCONJ
fsr-3791	202	29	for	for	ADP
fsr-3791	202	30	a	a	DET
fsr-3791	202	31	partnership	partnership	NOUN
fsr-3791	202	32	with	with	ADP
fsr-3791	202	33	the	the	DET
fsr-3791	202	34	academic	academic	ADJ
fsr-3791	202	35	community	community	NOUN
fsr-3791	202	36	to	to	PART
fsr-3791	202	37	further	further	VERB
fsr-3791	202	38	the	the	DET
fsr-3791	202	39	information	information	NOUN
fsr-3791	202	40	available	available	ADJ
fsr-3791	202	41	to	to	ADP
fsr-3791	202	42	themselves	themselves	PRON
fsr-3791	202	43	as	as	ADP
fsr-3791	202	44	planners	planner	NOUN
fsr-3791	202	45	and	and	CCONJ
fsr-3791	202	46	to	to	ADP
fsr-3791	202	47	their	their	PRON
fsr-3791	202	48	clients	client	NOUN
fsr-3791	202	49	.	.	PUNCT