id	sid	tid	token	lemma	pos
fsr-3794	1	1	pii	pii	PROPN
fsr-3794	1	2	:	:	PUNCT
fsr-3794	1	3	s1057	s1057	NOUN
fsr-3794	1	4	-	-	PUNCT
fsr-3794	1	5	0810(96)90001	0810(96)90001	NOUN
fsr-3794	1	6	-	-	PUNCT
fsr-3794	1	7	3	3	NUM
fsr-3794	1	8	from	from	ADP
fsr-3794	1	9	the	the	DET
fsr-3794	1	10	editor	editor	NOUN
fsr-3794	1	11	karen	karen	PROPN
fsr-3794	1	12	eilers	eiler	VERB
fsr-3794	2	1	lahey	lahey	PROPN
fsr-3794	2	2	great	great	PROPN
fsr-3794	2	3	news	news	PROPN
fsr-3794	2	4	!	!	PUNCT
fsr-3794	3	1	the	the	DET
fsr-3794	3	2	publication	publication	NOUN
fsr-3794	3	3	of	of	ADP
fsr-3794	3	4	this	this	DET
fsr-3794	3	5	issue	issue	NOUN
fsr-3794	3	6	marks	mark	VERB
fsr-3794	3	7	the	the	DET
fsr-3794	3	8	final	final	ADJ
fsr-3794	3	9	semi	semi	ADJ
fsr-3794	3	10	-	-	ADJ
fsr-3794	3	11	annual	annual	ADJ
fsr-3794	3	12	issue	issue	NOUN
fsr-3794	3	13	of	of	ADP
fsr-3794	3	14	the	the	DET
fsr-3794	3	15	financial	financial	ADJ
fsr-3794	3	16	ser	ser	NOUN
fsr-3794	3	17	vices	vice	NOUN
fsr-3794	3	18	review	review	VERB
fsr-3794	3	19	(	(	PUNCT
fsr-3794	3	20	fsr	fsr	PROPN
fsr-3794	3	21	)	)	PUNCT
fsr-3794	3	22	.	.	PUNCT
fsr-3794	4	1	the	the	DET
fsr-3794	4	2	long	long	ADV
fsr-3794	4	3	awaited	await	VERB
fsr-3794	4	4	quarterly	quarterly	ADJ
fsr-3794	4	5	publication	publication	NOUN
fsr-3794	4	6	of	of	ADP
fsr-3794	4	7	the	the	DET
fsr-3794	4	8	journal	journal	NOUN
fsr-3794	4	9	starts	start	VERB
fsr-3794	4	10	with	with	ADP
fsr-3794	4	11	the	the	DET
fsr-3794	4	12	next	next	ADJ
fsr-3794	4	13	issue	issue	NOUN
fsr-3794	4	14	which	which	PRON
fsr-3794	4	15	will	will	AUX
fsr-3794	4	16	published	publish	VERB
fsr-3794	4	17	in	in	ADP
fsr-3794	4	18	january	january	PROPN
fsr-3794	4	19	,	,	PUNCT
fsr-3794	4	20	1997	1997	NUM
fsr-3794	4	21	.	.	PUNCT
fsr-3794	5	1	as	as	SCONJ
fsr-3794	5	2	i	i	PRON
fsr-3794	5	3	am	be	AUX
fsr-3794	5	4	sure	sure	ADJ
fsr-3794	5	5	you	you	PRON
fsr-3794	5	6	are	be	AUX
fsr-3794	5	7	aware	aware	ADJ
fsr-3794	5	8	,	,	PUNCT
fsr-3794	5	9	the	the	DET
fsr-3794	5	10	move	move	NOUN
fsr-3794	5	11	to	to	ADP
fsr-3794	5	12	a	a	DET
fsr-3794	5	13	quarterly	quarterly	ADJ
fsr-3794	5	14	journal	journal	NOUN
fsr-3794	5	15	means	mean	VERB
fsr-3794	5	16	more	more	ADJ
fsr-3794	5	17	articles	article	NOUN
fsr-3794	5	18	can	can	AUX
fsr-3794	5	19	be	be	AUX
fsr-3794	5	20	published	publish	VERB
fsr-3794	5	21	in	in	ADP
fsr-3794	5	22	a	a	DET
fsr-3794	5	23	timely	timely	ADJ
fsr-3794	5	24	fashion	fashion	NOUN
fsr-3794	5	25	and	and	CCONJ
fsr-3794	5	26	more	more	ADJ
fsr-3794	5	27	manuscript	manuscript	NOUN
fsr-3794	5	28	submissions	submission	NOUN
fsr-3794	5	29	are	be	AUX
fsr-3794	5	30	required	require	VERB
fsr-3794	5	31	.	.	PUNCT
fsr-3794	6	1	for	for	ADP
fsr-3794	6	2	volume	volume	NOUN
fsr-3794	6	3	5	5	NUM
fsr-3794	6	4	,	,	PUNCT
fsr-3794	6	5	the	the	DET
fsr-3794	6	6	acceptance	acceptance	NOUN
fsr-3794	6	7	rate	rate	NOUN
fsr-3794	6	8	is	be	AUX
fsr-3794	6	9	approximately	approximately	ADV
fsr-3794	6	10	15	15	NUM
fsr-3794	6	11	percent	percent	NOUN
fsr-3794	6	12	of	of	ADP
fsr-3794	6	13	the	the	DET
fsr-3794	6	14	manuscripts	manuscript	NOUN
fsr-3794	6	15	that	that	PRON
fsr-3794	6	16	have	have	AUX
fsr-3794	6	17	been	be	AUX
fsr-3794	6	18	submitted	submit	VERB
fsr-3794	6	19	and	and	CCONJ
fsr-3794	6	20	reviewed	review	VERB
fsr-3794	6	21	through	through	ADP
fsr-3794	6	22	august	august	PROPN
fsr-3794	6	23	,	,	PUNCT
fsr-3794	6	24	1996	1996	NUM
fsr-3794	6	25	.	.	PUNCT
fsr-3794	7	1	in	in	ADP
fsr-3794	7	2	recognition	recognition	NOUN
fsr-3794	7	3	of	of	ADP
fsr-3794	7	4	the	the	DET
fsr-3794	7	5	hard	hard	ADJ
fsr-3794	7	6	work	work	NOUN
fsr-3794	7	7	of	of	ADP
fsr-3794	7	8	the	the	DET
fsr-3794	7	9	members	member	NOUN
fsr-3794	7	10	of	of	ADP
fsr-3794	7	11	the	the	DET
fsr-3794	7	12	editorial	editorial	ADJ
fsr-3794	7	13	board	board	NOUN
fsr-3794	7	14	and	and	CCONJ
fsr-3794	7	15	the	the	DET
fsr-3794	7	16	ad	ad	NOUN
fsr-3794	7	17	hoc	hoc	X
fsr-3794	7	18	reviewers	reviewer	NOUN
fsr-3794	7	19	,	,	PUNCT
fsr-3794	7	20	i	i	PRON
fsr-3794	7	21	wish	wish	VERB
fsr-3794	7	22	to	to	PART
fsr-3794	7	23	formally	formally	ADV
fsr-3794	7	24	thank	thank	VERB
fsr-3794	7	25	each	each	PRON
fsr-3794	7	26	of	of	ADP
fsr-3794	7	27	you	you	PRON
fsr-3794	7	28	.	.	PUNCT
fsr-3794	8	1	the	the	DET
fsr-3794	8	2	editorial	editorial	PROPN
fsr-3794	8	3	board	board	NOUN
fsr-3794	8	4	members	member	NOUN
fsr-3794	8	5	are	be	AUX
fsr-3794	8	6	recog	recog	VERB
fsr-3794	8	7	nized	nize	VERB
fsr-3794	8	8	in	in	ADP
fsr-3794	8	9	each	each	DET
fsr-3794	8	10	issue	issue	NOUN
fsr-3794	8	11	of	of	ADP
fsr-3794	8	12	the	the	DET
fsr-3794	8	13	journal	journal	NOUN
fsr-3794	8	14	.	.	PUNCT
fsr-3794	9	1	the	the	DET
fsr-3794	9	2	67	67	NUM
fsr-3794	9	3	ad	ad	NOUN
fsr-3794	9	4	hoc	hoc	X
fsr-3794	9	5	reviewers	reviewer	NOUN
fsr-3794	9	6	who	who	PRON
fsr-3794	9	7	have	have	AUX
fsr-3794	9	8	made	make	VERB
fsr-3794	9	9	a	a	DET
fsr-3794	9	10	significant	significant	ADJ
fsr-3794	9	11	contribution	contribution	NOUN
fsr-3794	9	12	to	to	ADP
fsr-3794	9	13	the	the	DET
fsr-3794	9	14	selection	selection	NOUN
fsr-3794	9	15	of	of	ADP
fsr-3794	9	16	the	the	DET
fsr-3794	9	17	final	final	ADJ
fsr-3794	9	18	articles	article	NOUN
fsr-3794	9	19	are	be	AUX
fsr-3794	9	20	recognized	recognize	VERB
fsr-3794	9	21	in	in	ADP
fsr-3794	9	22	this	this	DET
fsr-3794	9	23	issue	issue	NOUN
fsr-3794	9	24	.	.	PUNCT
fsr-3794	10	1	if	if	SCONJ
fsr-3794	10	2	you	you	PRON
fsr-3794	10	3	are	be	AUX
fsr-3794	10	4	seeking	seek	VERB
fsr-3794	10	5	additional	additional	ADJ
fsr-3794	10	6	information	information	NOUN
fsr-3794	10	7	on	on	ADP
fsr-3794	10	8	the	the	DET
fsr-3794	10	9	fsr	fsr	PROPN
fsr-3794	10	10	journal	journal	NOUN
fsr-3794	10	11	,	,	PUNCT
fsr-3794	10	12	please	please	INTJ
fsr-3794	10	13	consult	consult	VERB
fsr-3794	10	14	our	our	PRON
fsr-3794	10	15	new	new	ADJ
fsr-3794	10	16	website	website	NOUN
fsr-3794	10	17	.	.	PUNCT
fsr-3794	11	1	the	the	DET
fsr-3794	11	2	address	address	NOUN
fsr-3794	11	3	is	be	AUX
fsr-3794	11	4	:	:	PUNCT
fsr-3794	11	5	http://www.uakron.edu/cba/fsr/fsr.html	http://www.uakron.edu/cba/fsr/fsr.html	VERB
fsr-3794	11	6	a	a	DET
fsr-3794	11	7	request	request	NOUN
fsr-3794	11	8	for	for	ADP
fsr-3794	11	9	more	more	ADJ
fsr-3794	11	10	volunteers	volunteer	NOUN
fsr-3794	11	11	seems	seem	VERB
fsr-3794	11	12	appropriate	appropriate	ADJ
fsr-3794	11	13	with	with	ADP
fsr-3794	11	14	the	the	DET
fsr-3794	11	15	move	move	NOUN
fsr-3794	11	16	to	to	ADP
fsr-3794	11	17	a	a	DET
fsr-3794	11	18	quarterly	quarterly	ADJ
fsr-3794	11	19	journal	journal	NOUN
fsr-3794	11	20	.	.	PUNCT
fsr-3794	12	1	if	if	SCONJ
fsr-3794	12	2	you	you	PRON
fsr-3794	12	3	are	be	AUX
fsr-3794	12	4	willing	willing	ADJ
fsr-3794	12	5	to	to	PART
fsr-3794	12	6	be	be	AUX
fsr-3794	12	7	an	an	DET
fsr-3794	12	8	ad	ad	NOUN
fsr-3794	12	9	hoc	hoc	X
fsr-3794	12	10	reviewer	reviewer	NOUN
fsr-3794	12	11	send	send	VERB
fsr-3794	12	12	me	i	PRON
fsr-3794	12	13	a	a	DET
fsr-3794	12	14	message	message	NOUN
fsr-3794	12	15	by	by	ADP
fsr-3794	12	16	e	e	NOUN
fsr-3794	12	17	-	-	NOUN
fsr-3794	12	18	mail	mail	NOUN
fsr-3794	12	19	(	(	PUNCT
fsr-3794	12	20	klahey@uak	klahey@uak	X
fsr-3794	12	21	ron.edu	ron.edu	NOUN
fsr-3794	12	22	)	)	PUNCT
fsr-3794	12	23	or	or	CCONJ
fsr-3794	12	24	by	by	ADP
fsr-3794	12	25	“	"	PUNCT
fsr-3794	12	26	snail	snail	NOUN
fsr-3794	12	27	mail	mail	NOUN
fsr-3794	12	28	.	.	PUNCT
fsr-3794	12	29	”	"	PUNCT
fsr-3794	13	1	please	please	INTJ
fsr-3794	13	2	indicate	indicate	VERB
fsr-3794	13	3	the	the	DET
fsr-3794	13	4	topic	topic	NOUN
fsr-3794	13	5	areas	area	NOUN
fsr-3794	13	6	that	that	PRON
fsr-3794	13	7	you	you	PRON
fsr-3794	13	8	feel	feel	VERB
fsr-3794	13	9	most	most	ADV
fsr-3794	13	10	competent	competent	ADJ
fsr-3794	13	11	to	to	PART
fsr-3794	13	12	review	review	VERB
fsr-3794	13	13	and	and	CCONJ
fsr-3794	13	14	we	we	PRON
fsr-3794	13	15	will	will	AUX
fsr-3794	13	16	certainly	certainly	ADV
fsr-3794	13	17	accept	accept	VERB
fsr-3794	13	18	your	your	PRON
fsr-3794	13	19	offer	offer	NOUN
fsr-3794	13	20	to	to	PART
fsr-3794	13	21	work	work	VERB
fsr-3794	13	22	as	as	ADV
fsr-3794	13	23	soon	soon	ADV
fsr-3794	13	24	as	as	SCONJ
fsr-3794	13	25	we	we	PRON
fsr-3794	13	26	receive	receive	VERB
fsr-3794	13	27	a	a	DET
fsr-3794	13	28	manuscript	manuscript	NOUN
fsr-3794	13	29	that	that	PRON
fsr-3794	13	30	matches	match	VERB
fsr-3794	13	31	your	your	PRON
fsr-3794	13	32	expertise	expertise	NOUN
fsr-3794	13	33	.	.	PUNCT
fsr-3794	14	1	doug	doug	PROPN
fsr-3794	14	2	kahl	kahl	PROPN
fsr-3794	14	3	,	,	PUNCT
fsr-3794	14	4	who	who	PRON
fsr-3794	14	5	is	be	AUX
fsr-3794	14	6	in	in	ADP
fsr-3794	14	7	charge	charge	NOUN
fsr-3794	14	8	of	of	ADP
fsr-3794	14	9	the	the	DET
fsr-3794	14	10	new	new	ADJ
fsr-3794	14	11	column	column	NOUN
fsr-3794	14	12	on	on	ADP
fsr-3794	14	13	book	book	NOUN
fsr-3794	14	14	,	,	PUNCT
fsr-3794	14	15	software	software	NOUN
fsr-3794	14	16	and	and	CCONJ
fsr-3794	14	17	web	web	NOUN
fsr-3794	14	18	site	site	NOUN
fsr-3794	14	19	reviews	review	NOUN
fsr-3794	14	20	,	,	PUNCT
fsr-3794	14	21	is	be	AUX
fsr-3794	14	22	actively	actively	ADV
fsr-3794	14	23	looking	look	VERB
fsr-3794	14	24	for	for	ADP
fsr-3794	14	25	individuals	individual	NOUN
fsr-3794	14	26	who	who	PRON
fsr-3794	14	27	are	be	AUX
fsr-3794	14	28	willing	willing	ADJ
fsr-3794	14	29	to	to	PART
fsr-3794	14	30	review	review	VERB
fsr-3794	14	31	textbooks	textbook	NOUN
fsr-3794	14	32	and	and	CCONJ
fsr-3794	14	33	websites	website	NOUN
fsr-3794	14	34	.	.	PUNCT
fsr-3794	15	1	this	this	DET
fsr-3794	15	2	issue	issue	NOUN
fsr-3794	15	3	of	of	ADP
fsr-3794	15	4	the	the	DET
fsr-3794	15	5	fsr	fsr	PROPN
fsr-3794	15	6	journal	journal	PROPN
fsr-3794	15	7	contains	contain	VERB
fsr-3794	15	8	four	four	NUM
fsr-3794	15	9	articles	article	NOUN
fsr-3794	15	10	on	on	ADP
fsr-3794	15	11	very	very	ADV
fsr-3794	15	12	different	different	ADJ
fsr-3794	15	13	topic	topic	NOUN
fsr-3794	15	14	areas	area	NOUN
fsr-3794	15	15	.	.	PUNCT
fsr-3794	16	1	the	the	DET
fsr-3794	16	2	first	first	ADJ
fsr-3794	16	3	article	article	NOUN
fsr-3794	16	4	is	be	AUX
fsr-3794	16	5	entitled	entitle	VERB
fsr-3794	16	6	,	,	PUNCT
fsr-3794	16	7	“	"	PUNCT
fsr-3794	16	8	risk	risk	NOUN
fsr-3794	16	9	aversion	aversion	NOUN
fsr-3794	16	10	measures	measure	NOUN
fsr-3794	16	11	:	:	PUNCT
fsr-3794	16	12	comparing	compare	VERB
fsr-3794	16	13	attitudes	attitude	NOUN
fsr-3794	16	14	and	and	CCONJ
fsr-3794	16	15	asset	asset	NOUN
fsr-3794	16	16	alloca	alloca	NOUN
fsr-3794	16	17	tion	tion	NOUN
fsr-3794	16	18	”	"	PUNCT
fsr-3794	16	19	and	and	CCONJ
fsr-3794	16	20	is	be	AUX
fsr-3794	16	21	written	write	VERB
fsr-3794	16	22	by	by	ADP
fsr-3794	16	23	diane	diane	NOUN
fsr-3794	16	24	schooley	schooley	PROPN
fsr-3794	16	25	and	and	CCONJ
fsr-3794	16	26	debra	debra	PROPN
fsr-3794	16	27	drecnick	drecnick	PROPN
fsr-3794	16	28	worden	worden	PROPN
fsr-3794	16	29	.	.	PUNCT
fsr-3794	17	1	they	they	PRON
fsr-3794	17	2	examine	examine	VERB
fsr-3794	17	3	the	the	DET
fsr-3794	17	4	very	very	ADV
fsr-3794	17	5	fundamental	fundamental	ADJ
fsr-3794	17	6	question	question	NOUN
fsr-3794	17	7	of	of	ADP
fsr-3794	17	8	household	household	NOUN
fsr-3794	17	9	’s	’s	PART
fsr-3794	17	10	willingness	willingness	NOUN
fsr-3794	17	11	to	to	PART
fsr-3794	17	12	accept	accept	VERB
fsr-3794	17	13	risk	risk	NOUN
fsr-3794	17	14	in	in	ADP
fsr-3794	17	15	their	their	PRON
fsr-3794	17	16	selection	selection	NOUN
fsr-3794	17	17	of	of	ADP
fsr-3794	17	18	investments	investment	NOUN
fsr-3794	17	19	.	.	PUNCT
fsr-3794	18	1	they	they	PRON
fsr-3794	18	2	find	find	VERB
fsr-3794	18	3	that	that	SCONJ
fsr-3794	18	4	portfolio	portfolio	NOUN
fsr-3794	18	5	allocations	allocation	NOUN
fsr-3794	18	6	are	be	AUX
fsr-3794	18	7	reliable	reliable	ADJ
fsr-3794	18	8	indicators	indicator	NOUN
fsr-3794	18	9	of	of	ADP
fsr-3794	18	10	attitudes	attitude	NOUN
fsr-3794	18	11	about	about	ADP
fsr-3794	18	12	risk	risk	NOUN
fsr-3794	18	13	and	and	CCONJ
fsr-3794	18	14	that	that	SCONJ
fsr-3794	18	15	individuals	individual	NOUN
fsr-3794	18	16	understand	understand	VERB
fsr-3794	18	17	the	the	DET
fsr-3794	18	18	differences	difference	NOUN
fsr-3794	18	19	in	in	ADP
fsr-3794	18	20	the	the	DET
fsr-3794	18	21	risk	risk	NOUN
fsr-3794	18	22	of	of	ADP
fsr-3794	18	23	alternative	alternative	ADJ
fsr-3794	18	24	investments	investment	NOUN
fsr-3794	18	25	.	.	PUNCT
fsr-3794	19	1	their	their	PRON
fsr-3794	19	2	article	article	NOUN
fsr-3794	19	3	also	also	ADV
fsr-3794	19	4	considers	consider	VERB
fsr-3794	19	5	individual	individual	ADJ
fsr-3794	19	6	socioeconomic	socioeconomic	ADJ
fsr-3794	19	7	factors	factor	NOUN
fsr-3794	19	8	and	and	CCONJ
fsr-3794	19	9	goals	goal	NOUN
fsr-3794	19	10	in	in	ADP
fsr-3794	19	11	the	the	DET
fsr-3794	19	12	selection	selection	NOUN
fsr-3794	19	13	of	of	ADP
fsr-3794	19	14	assets	asset	NOUN
fsr-3794	19	15	.	.	PUNCT
fsr-3794	20	1	i	i	PRON
fsr-3794	20	2	would	would	AUX
fsr-3794	20	3	like	like	VERB
fsr-3794	20	4	to	to	PART
fsr-3794	20	5	encourage	encourage	VERB
fsr-3794	20	6	other	other	ADJ
fsr-3794	20	7	authors	author	NOUN
fsr-3794	20	8	to	to	PART
fsr-3794	20	9	submit	submit	VERB
fsr-3794	20	10	manuscripts	manuscript	NOUN
fsr-3794	20	11	that	that	PRON
fsr-3794	20	12	address	address	VERB
fsr-3794	20	13	these	these	DET
fsr-3794	20	14	important	important	ADJ
fsr-3794	20	15	issues	issue	NOUN
fsr-3794	20	16	of	of	ADP
fsr-3794	20	17	the	the	DET
fsr-3794	20	18	individual	individual	NOUN
fsr-3794	20	19	’s	’s	PART
fsr-3794	20	20	understanding	understanding	NOUN
fsr-3794	20	21	of	of	ADP
fsr-3794	20	22	risk	risk	NOUN
fsr-3794	20	23	and	and	CCONJ
fsr-3794	20	24	asset	asset	NOUN
fsr-3794	20	25	selection	selection	NOUN
fsr-3794	20	26	.	.	PUNCT
fsr-3794	21	1	the	the	DET
fsr-3794	21	2	topics	topic	NOUN
fsr-3794	21	3	are	be	AUX
fsr-3794	21	4	important	important	ADJ
fsr-3794	21	5	in	in	ADP
fsr-3794	21	6	light	light	NOUN
fsr-3794	21	7	of	of	ADP
fsr-3794	21	8	the	the	DET
fsr-3794	21	9	need	need	NOUN
fsr-3794	21	10	for	for	ADP
fsr-3794	21	11	increased	increase	VERB
fsr-3794	21	12	savings	saving	NOUN
fsr-3794	21	13	for	for	ADP
fsr-3794	21	14	retirement	retirement	NOUN
fsr-3794	21	15	and	and	CCONJ
fsr-3794	21	16	the	the	DET
fsr-3794	21	17	demand	demand	NOUN
fsr-3794	21	18	that	that	SCONJ
fsr-3794	21	19	individuals	individual	NOUN
fsr-3794	21	20	select	select	VERB
fsr-3794	21	21	appropriate	appropriate	ADJ
fsr-3794	21	22	investments	investment	NOUN
fsr-3794	21	23	for	for	ADP
fsr-3794	21	24	their	their	PRON
fsr-3794	21	25	401	401	NUM
fsr-3794	21	26	,	,	PUNCT
fsr-3794	21	27	403(b	403(b	PROPN
fsr-3794	21	28	)	)	PUNCT
fsr-3794	21	29	,	,	PUNCT
fsr-3794	21	30	ira	ira	PROPN
fsr-3794	21	31	,	,	PUNCT
fsr-3794	21	32	and	and	CCONJ
fsr-3794	21	33	keogh	keogh	PROPN
fsr-3794	21	34	plans	plan	NOUN
fsr-3794	21	35	.	.	PUNCT
fsr-3794	22	1	manuscripts	manuscript	NOUN
fsr-3794	22	2	on	on	ADP
fsr-3794	22	3	pension	pension	NOUN
fsr-3794	22	4	and	and	CCONJ
fsr-3794	22	5	retirement	retirement	NOUN
fsr-3794	22	6	planning	planning	NOUN
fsr-3794	22	7	would	would	AUX
fsr-3794	22	8	be	be	AUX
fsr-3794	22	9	most	most	ADV
fsr-3794	22	10	pertinent	pertinent	ADJ
fsr-3794	22	11	.	.	PUNCT
fsr-3794	23	1	v	v	X
fsr-3794	23	2	vi	vi	NOUN
fsr-3794	23	3	ftnancial	ftnancial	ADJ
fsr-3794	23	4	services	service	NOUN
fsr-3794	23	5	review	review	VERB
fsr-3794	23	6	5(2	5(2	NUM
fsr-3794	23	7	)	)	PUNCT
fsr-3794	23	8	1996	1996	NUM
fsr-3794	24	1	the	the	DET
fsr-3794	24	2	second	second	ADJ
fsr-3794	24	3	article	article	NOUN
fsr-3794	24	4	is	be	AUX
fsr-3794	24	5	entitled	entitle	VERB
fsr-3794	24	6	,	,	PUNCT
fsr-3794	24	7	“	"	PUNCT
fsr-3794	24	8	a	a	DET
fsr-3794	24	9	simulation	simulation	NOUN
fsr-3794	24	10	approach	approach	NOUN
fsr-3794	24	11	to	to	ADP
fsr-3794	24	12	the	the	DET
fsr-3794	24	13	choice	choice	NOUN
fsr-3794	24	14	between	between	ADP
fsr-3794	24	15	fixed	fix	VERB
fsr-3794	24	16	and	and	CCONJ
fsr-3794	24	17	adjustable	adjustable	ADJ
fsr-3794	24	18	rate	rate	NOUN
fsr-3794	24	19	mortgages	mortgage	NOUN
fsr-3794	24	20	”	"	PUNCT
fsr-3794	24	21	by	by	ADP
fsr-3794	24	22	william	william	PROPN
fsr-3794	24	23	k.	k.	PROPN
fsr-3794	24	24	templeton	templeton	PROPN
fsr-3794	24	25	,	,	PUNCT
fsr-3794	24	26	robert	robert	PROPN
fsr-3794	24	27	s.	s.	PROPN
fsr-3794	24	28	main	main	PROPN
fsr-3794	24	29	,	,	PUNCT
fsr-3794	24	30	and	and	CCONJ
fsr-3794	24	31	j.	j.	PROPN
fsr-3794	24	32	b.	b.	PROPN
fsr-3794	24	33	orris	orris	PROPN
fsr-3794	24	34	.	.	PUNCT
fsr-3794	25	1	this	this	PRON
fsr-3794	25	2	represents	represent	VERB
fsr-3794	25	3	the	the	DET
fsr-3794	25	4	first	first	ADJ
fsr-3794	25	5	real	real	ADJ
fsr-3794	25	6	estate	estate	NOUN
fsr-3794	25	7	article	article	NOUN
fsr-3794	25	8	that	that	PRON
fsr-3794	25	9	has	have	AUX
fsr-3794	25	10	been	be	AUX
fsr-3794	25	11	published	publish	VERB
fsr-3794	25	12	in	in	ADP
fsr-3794	25	13	the	the	DET
fsr-3794	25	14	financial	financial	ADJ
fsr-3794	25	15	sewices	sewice	NOUN
fsr-3794	25	16	review	review	NOUN
fsr-3794	25	17	journal	journal	NOUN
fsr-3794	25	18	and	and	CCONJ
fsr-3794	25	19	i	i	PRON
fsr-3794	25	20	would	would	AUX
fsr-3794	25	21	like	like	VERB
fsr-3794	25	22	to	to	PART
fsr-3794	25	23	encourage	encourage	VERB
fsr-3794	25	24	other	other	ADJ
fsr-3794	25	25	authors	author	NOUN
fsr-3794	25	26	to	to	PART
fsr-3794	25	27	submit	submit	VERB
fsr-3794	25	28	real	real	ADJ
fsr-3794	25	29	estate	estate	NOUN
fsr-3794	25	30	papers	paper	NOUN
fsr-3794	25	31	on	on	ADP
fsr-3794	25	32	issues	issue	NOUN
fsr-3794	25	33	of	of	ADP
fsr-3794	25	34	concern	concern	NOUN
fsr-3794	25	35	to	to	ADP
fsr-3794	25	36	individual	individual	ADJ
fsr-3794	25	37	investors	investor	NOUN
fsr-3794	25	38	.	.	PUNCT
fsr-3794	26	1	templeton	templeton	PROPN
fsr-3794	26	2	,	,	PUNCT
fsr-3794	26	3	main	main	ADJ
fsr-3794	26	4	,	,	PUNCT
fsr-3794	26	5	and	and	CCONJ
fsr-3794	26	6	orris	orris	NOUN
fsr-3794	26	7	presented	present	VERB
fsr-3794	26	8	the	the	DET
fsr-3794	26	9	initial	initial	ADJ
fsr-3794	26	10	draft	draft	NOUN
fsr-3794	26	11	of	of	ADP
fsr-3794	26	12	this	this	DET
fsr-3794	26	13	paper	paper	NOUN
fsr-3794	26	14	at	at	ADP
fsr-3794	26	15	the	the	DET
fsr-3794	26	16	annual	annual	ADJ
fsr-3794	26	17	meet	meet	NOUN
fsr-3794	26	18	ing	ing	NOUN
fsr-3794	26	19	of	of	ADP
fsr-3794	26	20	the	the	DET
fsr-3794	26	21	academy	academy	NOUN
fsr-3794	26	22	of	of	ADP
fsr-3794	26	23	financial	financial	ADJ
fsr-3794	26	24	services	service	NOUN
fsr-3794	26	25	held	hold	VERB
fsr-3794	26	26	in	in	ADP
fsr-3794	26	27	new	new	PROPN
fsr-3794	26	28	york	york	PROPN
fsr-3794	26	29	city	city	PROPN
fsr-3794	26	30	in	in	ADP
fsr-3794	26	31	october	october	PROPN
fsr-3794	26	32	,	,	PUNCT
fsr-3794	26	33	1995	1995	NUM
fsr-3794	26	34	.	.	PUNCT
fsr-3794	27	1	they	they	PRON
fsr-3794	27	2	provide	provide	VERB
fsr-3794	27	3	borrowers	borrower	NOUN
fsr-3794	27	4	with	with	ADP
fsr-3794	27	5	a	a	DET
fsr-3794	27	6	model	model	NOUN
fsr-3794	27	7	on	on	ADP
fsr-3794	27	8	which	which	PRON
fsr-3794	27	9	to	to	PART
fsr-3794	27	10	base	base	VERB
fsr-3794	27	11	their	their	PRON
fsr-3794	27	12	choice	choice	NOUN
fsr-3794	27	13	of	of	ADP
fsr-3794	27	14	mortgage	mortgage	NOUN
fsr-3794	27	15	types	type	NOUN
fsr-3794	27	16	by	by	ADP
fsr-3794	27	17	exam	exam	NOUN
fsr-3794	27	18	ining	ine	VERB
fsr-3794	27	19	the	the	DET
fsr-3794	27	20	impact	impact	NOUN
fsr-3794	27	21	of	of	ADP
fsr-3794	27	22	changes	change	NOUN
fsr-3794	27	23	in	in	ADP
fsr-3794	27	24	interest	interest	NOUN
fsr-3794	27	25	rates	rate	NOUN
fsr-3794	27	26	,	,	PUNCT
fsr-3794	27	27	the	the	DET
fsr-3794	27	28	spread	spread	NOUN
fsr-3794	27	29	between	between	ADP
fsr-3794	27	30	the	the	DET
fsr-3794	27	31	two	two	NUM
fsr-3794	27	32	types	type	NOUN
fsr-3794	27	33	of	of	ADP
fsr-3794	27	34	mort	mort	PROPN
fsr-3794	27	35	gages	gage	NOUN
fsr-3794	27	36	,	,	PUNCT
fsr-3794	27	37	the	the	DET
fsr-3794	27	38	teaser	teaser	NOUN
fsr-3794	27	39	discount	discount	NOUN
fsr-3794	27	40	rate	rate	NOUN
fsr-3794	27	41	,	,	PUNCT
fsr-3794	27	42	points	point	NOUN
fsr-3794	27	43	,	,	PUNCT
fsr-3794	27	44	refinancing	refinance	VERB
fsr-3794	27	45	costs	cost	NOUN
fsr-3794	27	46	,	,	PUNCT
fsr-3794	27	47	and	and	CCONJ
fsr-3794	27	48	the	the	DET
fsr-3794	27	49	cost	cost	NOUN
fsr-3794	27	50	and	and	CCONJ
fsr-3794	27	51	payments	payment	NOUN
fsr-3794	27	52	for	for	ADP
fsr-3794	27	53	the	the	DET
fsr-3794	27	54	planned	plan	VERB
fsr-3794	27	55	life	life	NOUN
fsr-3794	27	56	of	of	ADP
fsr-3794	27	57	the	the	DET
fsr-3794	27	58	mortgage	mortgage	NOUN
fsr-3794	27	59	.	.	PUNCT
fsr-3794	28	1	jill	jill	PROPN
fsr-3794	28	2	vihtelic	vihtelic	PROPN
fsr-3794	28	3	’s	’s	PART
fsr-3794	28	4	article	article	NOUN
fsr-3794	28	5	is	be	AUX
fsr-3794	28	6	entitled	entitle	VERB
fsr-3794	28	7	,	,	PUNCT
fsr-3794	28	8	“	"	PUNCT
fsr-3794	28	9	personal	personal	ADJ
fsr-3794	28	10	finance	finance	NOUN
fsr-3794	28	11	:	:	PUNCT
fsr-3794	28	12	an	an	DET
fsr-3794	28	13	alternative	alternative	ADJ
fsr-3794	28	14	approach	approach	NOUN
fsr-3794	28	15	to	to	ADP
fsr-3794	28	16	teaching	teach	VERB
fsr-3794	28	17	under	under	ADP
fsr-3794	28	18	~	~	NUM
fsr-3794	28	19	aduate	aduate	ADJ
fsr-3794	28	20	finance	finance	NOUN
fsr-3794	28	21	.	.	PUNCT
fsr-3794	28	22	”	"	PUNCT
fsr-3794	29	1	she	she	PRON
fsr-3794	29	2	has	have	AUX
fsr-3794	29	3	presented	present	VERB
fsr-3794	29	4	her	her	PRON
fsr-3794	29	5	ideas	idea	NOUN
fsr-3794	29	6	on	on	ADP
fsr-3794	29	7	this	this	DET
fsr-3794	29	8	subject	subject	NOUN
fsr-3794	29	9	at	at	ADP
fsr-3794	29	10	various	various	ADJ
fsr-3794	29	11	academic	academic	ADJ
fsr-3794	29	12	meetings	meeting	NOUN
fsr-3794	29	13	.	.	PUNCT
fsr-3794	30	1	an	an	DET
fsr-3794	30	2	extensive	extensive	ADJ
fsr-3794	30	3	review	review	NOUN
fsr-3794	30	4	of	of	ADP
fsr-3794	30	5	the	the	DET
fsr-3794	30	6	literature	literature	NOUN
fsr-3794	30	7	is	be	AUX
fsr-3794	30	8	employed	employ	VERB
fsr-3794	30	9	to	to	PART
fsr-3794	30	10	argue	argue	VERB
fsr-3794	30	11	for	for	ADP
fsr-3794	30	12	a	a	DET
fsr-3794	30	13	change	change	NOUN
fsr-3794	30	14	in	in	ADP
fsr-3794	30	15	the	the	DET
fsr-3794	30	16	tirst	tirst	ADJ
fsr-3794	30	17	course	course	NOUN
fsr-3794	30	18	to	to	PART
fsr-3794	30	19	be	be	AUX
fsr-3794	30	20	taught	teach	VERB
fsr-3794	30	21	in	in	ADP
fsr-3794	30	22	the	the	DET
fsr-3794	30	23	finance	finance	NOUN
fsr-3794	30	24	curriculum	curriculum	NOUN
fsr-3794	30	25	from	from	ADP
fsr-3794	30	26	corporate	corporate	ADJ
fsr-3794	30	27	finance	finance	NOUN
fsr-3794	30	28	to	to	ADP
fsr-3794	30	29	personal	personal	ADJ
fsr-3794	30	30	financial	financial	ADJ
fsr-3794	30	31	management	management	NOUN
fsr-3794	30	32	.	.	PUNCT
fsr-3794	31	1	her	her	PRON
fsr-3794	31	2	recommendation	recommendation	NOUN
fsr-3794	31	3	is	be	AUX
fsr-3794	31	4	based	base	VERB
fsr-3794	31	5	on	on	ADP
fsr-3794	31	6	education	education	NOUN
fsr-3794	31	7	and	and	CCONJ
fsr-3794	31	8	learning	learn	VERB
fsr-3794	31	9	theory	theory	NOUN
fsr-3794	31	10	.	.	PUNCT
fsr-3794	32	1	i	i	PRON
fsr-3794	32	2	would	would	AUX
fsr-3794	32	3	encourage	encourage	VERB
fsr-3794	32	4	those	those	PRON
fsr-3794	32	5	who	who	PRON
fsr-3794	32	6	share	share	VERB
fsr-3794	32	7	vihtelic	vihtelic	PROPN
fsr-3794	32	8	’s	’s	PART
fsr-3794	32	9	viewpoint	viewpoint	NOUN
fsr-3794	32	10	or	or	CCONJ
fsr-3794	32	11	have	have	VERB
fsr-3794	32	12	a	a	DET
fsr-3794	32	13	different	different	ADJ
fsr-3794	32	14	vie	vie	NOUN
fsr-3794	32	15	~	~	PROPN
fsr-3794	32	16	oint	oint	NOUN
fsr-3794	32	17	to	to	PART
fsr-3794	32	18	submit	submit	VERB
fsr-3794	32	19	either	either	CCONJ
fsr-3794	32	20	a	a	DET
fsr-3794	32	21	letter	letter	NOUN
fsr-3794	32	22	to	to	ADP
fsr-3794	32	23	the	the	DET
fsr-3794	32	24	editor	editor	NOUN
fsr-3794	32	25	with	with	ADP
fsr-3794	32	26	your	your	PRON
fsr-3794	32	27	opinions	opinion	NOUN
fsr-3794	32	28	or	or	CCONJ
fsr-3794	32	29	a	a	DET
fsr-3794	32	30	formal	formal	ADJ
fsr-3794	32	31	manuscript	manuscript	NOUN
fsr-3794	32	32	which	which	PRON
fsr-3794	32	33	rig	rig	VERB
fsr-3794	32	34	orously	orously	ADV
fsr-3794	32	35	argues	argue	VERB
fsr-3794	32	36	for	for	ADP
fsr-3794	32	37	your	your	PRON
fsr-3794	32	38	recommendation	recommendation	NOUN
fsr-3794	32	39	.	.	PUNCT
fsr-3794	33	1	the	the	DET
fsr-3794	33	2	declining	decline	VERB
fsr-3794	33	3	enrollment	enrollment	NOUN
fsr-3794	33	4	in	in	ADP
fsr-3794	33	5	some	some	DET
fsr-3794	33	6	colleges	college	NOUN
fsr-3794	33	7	of	of	ADP
fsr-3794	33	8	business	business	NOUN
fsr-3794	33	9	,	,	PUNCT
fsr-3794	33	10	the	the	DET
fsr-3794	33	11	change	change	NOUN
fsr-3794	33	12	in	in	ADP
fsr-3794	33	13	the	the	DET
fsr-3794	33	14	type	type	NOUN
fsr-3794	33	15	of	of	ADP
fsr-3794	33	16	students	student	NOUN
fsr-3794	33	17	enrolled	enrol	VERB
fsr-3794	33	18	,	,	PUNCT
fsr-3794	33	19	and	and	CCONJ
fsr-3794	33	20	a	a	DET
fsr-3794	33	21	different	different	ADJ
fsr-3794	33	22	set	set	NOUN
fsr-3794	33	23	of	of	ADP
fsr-3794	33	24	expectations	expectation	NOUN
fsr-3794	33	25	by	by	ADP
fsr-3794	33	26	the	the	DET
fsr-3794	33	27	american	american	PROPN
fsr-3794	33	28	assembly	assembly	PROPN
fsr-3794	33	29	of	of	ADP
fsr-3794	33	30	collegiate	collegiate	ADJ
fsr-3794	33	31	schools	school	NOUN
fsr-3794	33	32	of	of	ADP
fsr-3794	33	33	business	business	NOUN
fsr-3794	33	34	suggests	suggest	VERB
fsr-3794	33	35	the	the	DET
fsr-3794	33	36	need	need	NOUN
fsr-3794	33	37	for	for	ADP
fsr-3794	33	38	a	a	DET
fsr-3794	33	39	lively	lively	ADJ
fsr-3794	33	40	debate	debate	NOUN
fsr-3794	33	41	on	on	ADP
fsr-3794	33	42	changes	change	NOUN
fsr-3794	33	43	in	in	ADP
fsr-3794	33	44	the	the	DET
fsr-3794	33	45	c	c	PROPN
fsr-3794	33	46	~	~	SYM
fsr-3794	33	47	culum	culum	NOUN
fsr-3794	33	48	offered	offer	VERB
fsr-3794	33	49	in	in	ADP
fsr-3794	33	50	~der	~der	NOUN
fsr-3794	33	51	~	~	SYM
fsr-3794	33	52	aduate	aduate	ADJ
fsr-3794	33	53	and	and	CCONJ
fsr-3794	33	54	graduate	graduate	ADJ
fsr-3794	33	55	finance	finance	NOUN
fsr-3794	33	56	.	.	PUNCT
fsr-3794	34	1	the	the	DET
fsr-3794	34	2	final	final	ADJ
fsr-3794	34	3	article	article	NOUN
fsr-3794	34	4	in	in	ADP
fsr-3794	34	5	this	this	DET
fsr-3794	34	6	issue	issue	NOUN
fsr-3794	34	7	is	be	AUX
fsr-3794	34	8	entitled	entitle	VERB
fsr-3794	34	9	,	,	PUNCT
fsr-3794	34	10	“	"	PUNCT
fsr-3794	34	11	the	the	DET
fsr-3794	34	12	effects	effect	NOUN
fsr-3794	34	13	of	of	ADP
fsr-3794	34	14	mutual	mutual	ADJ
fsr-3794	34	15	fund	fund	NOUN
fsr-3794	34	16	managers	manager	NOUN
fsr-3794	34	17	’	’	PART
fsr-3794	34	18	char	char	NOUN
fsr-3794	34	19	acteristics	acteristic	NOUN
fsr-3794	34	20	on	on	ADP
fsr-3794	34	21	their	their	PRON
fsr-3794	34	22	portfolio	portfolio	NOUN
fsr-3794	34	23	performance	performance	NOUN
fsr-3794	34	24	,	,	PUNCT
fsr-3794	34	25	risk	risk	NOUN
fsr-3794	34	26	and	and	CCONJ
fsr-3794	34	27	fees	fee	NOUN
fsr-3794	34	28	”	"	PUNCT
fsr-3794	34	29	and	and	CCONJ
fsr-3794	34	30	is	be	AUX
fsr-3794	34	31	written	write	VERB
fsr-3794	34	32	by	by	ADP
fsr-3794	34	33	joseph	joseph	PROPN
fsr-3794	34	34	h.	h.	PROPN
fsr-3794	34	35	golec	golec	PROPN
fsr-3794	34	36	.	.	PUNCT
fsr-3794	35	1	he	he	PRON
fsr-3794	35	2	tests	test	VERB
fsr-3794	35	3	mutual	mutual	ADJ
fsr-3794	35	4	fund	fund	NOUN
fsr-3794	35	5	managers	manager	NOUN
fsr-3794	35	6	’	’	PART
fsr-3794	35	7	characteristics	characteristic	NOUN
fsr-3794	35	8	in	in	ADP
fsr-3794	35	9	an	an	DET
fsr-3794	35	10	effort	effort	NOUN
fsr-3794	35	11	to	to	PART
fsr-3794	35	12	explain	explain	VERB
fsr-3794	35	13	fund	fund	NOUN
fsr-3794	35	14	perfor	perfor	PROPN
fsr-3794	35	15	mance	mance	NOUN
fsr-3794	35	16	,	,	PUNCT
fsr-3794	35	17	risk	risk	NOUN
fsr-3794	35	18	,	,	PUNCT
fsr-3794	35	19	and	and	CCONJ
fsr-3794	35	20	fees	fee	NOUN
fsr-3794	35	21	.	.	PUNCT
fsr-3794	36	1	he	he	PRON
fsr-3794	36	2	incorporates	incorporate	VERB
fsr-3794	36	3	the	the	DET
fsr-3794	36	4	relevant	relevant	ADJ
fsr-3794	36	5	mutual	mutual	ADJ
fsr-3794	36	6	fund	fund	NOUN
fsr-3794	36	7	academic	academic	ADJ
fsr-3794	36	8	literature	literature	NOUN
fsr-3794	36	9	in	in	ADP
fsr-3794	36	10	dis	dis	PROPN
fsr-3794	36	11	cussing	cuss	VERB
fsr-3794	36	12	his	his	PRON
fsr-3794	36	13	results	result	NOUN
fsr-3794	36	14	and	and	CCONJ
fsr-3794	36	15	making	make	VERB
fsr-3794	36	16	specific	specific	ADJ
fsr-3794	36	17	recommendations	recommendation	NOUN
fsr-3794	36	18	for	for	ADP
fsr-3794	36	19	individual	individual	ADJ
fsr-3794	36	20	investors	investor	NOUN
fsr-3794	36	21	.	.	PUNCT
fsr-3794	37	1	lastly	lastly	ADV
fsr-3794	37	2	,	,	PUNCT
fsr-3794	37	3	i	i	PRON
fsr-3794	37	4	would	would	AUX
fsr-3794	37	5	like	like	VERB
fsr-3794	37	6	to	to	PART
fsr-3794	37	7	encourage	encourage	VERB
fsr-3794	37	8	you	you	PRON
fsr-3794	37	9	to	to	PART
fsr-3794	37	10	read	read	VERB
fsr-3794	37	11	timothy	timothy	PROPN
fsr-3794	37	12	r.	r.	PROPN
fsr-3794	37	13	smaby	smaby	PROPN
fsr-3794	37	14	’s	’s	PART
fsr-3794	37	15	review	review	NOUN
fsr-3794	37	16	of	of	ADP
fsr-3794	37	17	the	the	DET
fsr-3794	37	18	asso	asso	NOUN
fsr-3794	37	19	ciation	ciation	NOUN
fsr-3794	37	20	for	for	ADP
fsr-3794	37	21	investment	investment	NOUN
fsr-3794	37	22	management	management	NOUN
fsr-3794	37	23	and	and	CCONJ
fsr-3794	37	24	research	research	NOUN
fsr-3794	37	25	(	(	PUNCT
fsr-3794	37	26	aimr	aimr	NOUN
fsr-3794	37	27	)	)	PUNCT
fsr-3794	37	28	web	web	NOUN
fsr-3794	37	29	site	site	NOUN
fsr-3794	37	30	and	and	CCONJ
fsr-3794	37	31	thomas	thomas	PROPN
fsr-3794	37	32	eysell	eysell	PROPN
fsr-3794	37	33	’s	’s	PART
fsr-3794	37	34	reviews	review	NOUN
fsr-3794	37	35	of	of	ADP
fsr-3794	37	36	the	the	DET
fsr-3794	37	37	new	new	PROPN
fsr-3794	37	38	york	york	PROPN
fsr-3794	37	39	stock	stock	PROPN
fsr-3794	37	40	exchange	exchange	PROPN
fsr-3794	37	41	,	,	PUNCT
fsr-3794	37	42	the	the	DET
fsr-3794	37	43	chicago	chicago	PROPN
fsr-3794	37	44	board	board	PROPN
fsr-3794	37	45	of	of	ADP
fsr-3794	37	46	options	option	NOUN
fsr-3794	37	47	exchange	exchange	NOUN
fsr-3794	37	48	and	and	CCONJ
fsr-3794	37	49	the	the	DET
fsr-3794	37	50	financial	financial	PROPN
fsr-3794	37	51	m	m	PROPN
fsr-3794	37	52	~	~	PROPN
fsr-3794	37	53	agement	agement	NOUN
fsr-3794	37	54	association	association	NOUN
fsr-3794	37	55	websites	website	NOUN
fsr-3794	37	56	.	.	PUNCT
fsr-3794	38	1	ho~~lly	ho~~lly	ADV
fsr-3794	38	2	,	,	PUNCT
fsr-3794	38	3	you	you	PRON
fsr-3794	38	4	will	will	AUX
fsr-3794	38	5	be	be	AUX
fsr-3794	38	6	able	able	ADJ
fsr-3794	38	7	to	to	PART
fsr-3794	38	8	use	use	VERB
fsr-3794	38	9	the	the	DET
fsr-3794	38	10	infor	infor	PROPN
fsr-3794	38	11	mation	mation	NOUN
fsr-3794	38	12	that	that	PRON
fsr-3794	38	13	is	be	AUX
fsr-3794	38	14	provided	provide	VERB
fsr-3794	38	15	to	to	PART
fsr-3794	38	16	incorporate	incorporate	VERB
fsr-3794	38	17	these	these	DET
fsr-3794	38	18	sites	site	NOUN
fsr-3794	38	19	into	into	ADP
fsr-3794	38	20	your	your	PRON
fsr-3794	38	21	research	research	NOUN
fsr-3794	38	22	and	and	CCONJ
fsr-3794	38	23	teaching	teaching	NOUN
fsr-3794	38	24	activities	activity	NOUN
fsr-3794	38	25	.	.	PUNCT