id	sid	tid	token	lemma	pos
fsr-3824	1	1	pii	pii	PROPN
fsr-3824	1	2	:	:	PUNCT
fsr-3824	1	3	s1057	s1057	NOUN
fsr-3824	1	4	-	-	PUNCT
fsr-3824	1	5	0810(97)90011	0810(97)90011	NUM
fsr-3824	1	6	-	-	PUNCT
fsr-3824	1	7	1	1	NUM
fsr-3824	1	8	financial	financial	ADJ
fsr-3824	1	9	services	service	NOUN
fsr-3824	1	10	review	review	NOUN
fsr-3824	1	11	,	,	PUNCT
fsr-3824	1	12	6(3	6(3	NUM
fsr-3824	1	13	):	):	PUNCT
fsr-3824	1	14	169	169	NUM
fsr-3824	1	15	-	-	SYM
fsr-3824	1	16	183	183	NUM
fsr-3824	1	17	copyright	copyright	NOUN
fsr-3824	1	18	0	0	NUM
fsr-3824	1	19	1998	1998	NUM
fsr-3824	1	20	by	by	ADP
fsr-3824	1	21	jai	jai	PROPN
fsr-3824	1	22	press	press	PROPN
fsr-3824	1	23	inc	inc	PROPN
fsr-3824	1	24	.	.	PROPN
fsr-3824	1	25	issn	issn	PROPN
fsr-3824	1	26	:	:	PUNCT
fsr-3824	1	27	1057	1057	NUM
fsr-3824	1	28	-	-	SYM
fsr-3824	1	29	0810	0810	NUM
fsr-3824	1	30	all	all	DET
fsr-3824	1	31	rights	right	NOUN
fsr-3824	1	32	of	of	ADP
fsr-3824	1	33	reproduction	reproduction	NOUN
fsr-3824	1	34	in	in	ADP
fsr-3824	1	35	any	any	DET
fsr-3824	1	36	form	form	NOUN
fsr-3824	1	37	reserved	reserve	VERB
fsr-3824	1	38	.	.	PUNCT
fsr-3824	2	1	performance	performance	NOUN
fsr-3824	2	2	and	and	CCONJ
fsr-3824	2	3	persistence	persistence	NOUN
fsr-3824	2	4	in	in	ADP
fsr-3824	2	5	money	money	NOUN
fsr-3824	2	6	market	market	NOUN
fsr-3824	2	7	fund	fund	NOUN
fsr-3824	2	8	returns	return	VERB
fsr-3824	2	9	dale	dale	PROPN
fsr-3824	2	10	l.	l.	PROPN
fsr-3824	2	11	domian	domian	PROPN
fsr-3824	2	12	and	and	CCONJ
fsr-3824	2	13	william	william	PROPN
fsr-3824	2	14	reichenstein	reichenstein	PROPN
fsr-3824	2	15	we	we	PRON
fsr-3824	2	16	study	study	VERB
fsr-3824	2	17	the	the	DET
fsr-3824	2	18	factors	factor	NOUN
fsr-3824	2	19	affecting	affect	VERB
fsr-3824	2	20	the	the	DET
fsr-3824	2	21	cross	cross	NOUN
fsr-3824	2	22	section	section	NOUN
fsr-3824	2	23	of	of	ADP
fsr-3824	2	24	net	net	ADJ
fsr-3824	2	25	returns	return	NOUN
fsr-3824	2	26	of	of	ADP
fsr-3824	2	27	money	money	NOUN
fsr-3824	2	28	market	market	NOUN
fsr-3824	2	29	mutual	mutual	ADJ
fsr-3824	2	30	finds	find	VERB
fsr-3824	2	31	from	from	ADP
fsr-3824	2	32	1990	1990	NUM
fsr-3824	2	33	through	through	ADP
fsr-3824	2	34	1994	1994	NUM
fsr-3824	2	35	,	,	PUNCT
fsr-3824	2	36	and	and	CCONJ
fsr-3824	2	37	the	the	DET
fsr-3824	2	38	persistence	persistence	NOUN
fsr-3824	2	39	of	of	ADP
fsr-3824	2	40	relative	relative	ADJ
fsr-3824	2	41	returns	return	NOUN
fsr-3824	2	42	across	across	ADP
fsr-3824	2	43	years	year	NOUN
fsr-3824	2	44	.	.	PUNCT
fsr-3824	3	1	we	we	PRON
fsr-3824	3	2	find	find	VERB
fsr-3824	3	3	that	that	SCONJ
fsr-3824	3	4	the	the	DET
fsr-3824	3	5	expense	expense	NOUN
fsr-3824	3	6	ratio	ratio	NOUN
fsr-3824	3	7	is	be	AUX
fsr-3824	3	8	the	the	DET
fsr-3824	3	9	most	most	ADV
fsr-3824	3	10	important	important	ADJ
fsr-3824	3	11	factor	factor	NOUN
fsr-3824	3	12	in	in	ADP
fsr-3824	3	13	explaining	explain	VERB
fsr-3824	3	14	differences	difference	NOUN
fsr-3824	3	15	in	in	ADP
fsr-3824	3	16	net	net	ADJ
fsr-3824	3	17	returns	return	NOUN
fsr-3824	3	18	.	.	PUNCT
fsr-3824	4	1	government	government	NOUN
fsr-3824	4	2	-	-	PUNCT
fsr-3824	4	3	only	only	ADJ
fsr-3824	4	4	funds	fund	NOUN
fsr-3824	4	5	produce	produce	VERB
fsr-3824	4	6	slightly	slightly	ADV
fsr-3824	4	7	lower	low	ADJ
fsr-3824	4	8	returns	return	NOUN
fsr-3824	4	9	than	than	ADP
fsr-3824	4	10	other	other	ADJ
fsr-3824	4	11	-	-	PUNCT
fsr-3824	4	12	taxable	taxable	ADJ
fsr-3824	4	13	funds	fund	NOUN
fsr-3824	4	14	,	,	PUNCT
fsr-3824	4	15	and	and	CCONJ
fsr-3824	4	16	economies	economy	NOUN
fsr-3824	4	17	of	of	ADP
fsr-3824	4	18	scale	scale	NOUN
fsr-3824	4	19	are	be	AUX
fsr-3824	4	20	evident	evident	ADJ
fsr-3824	4	21	only	only	ADV
fsr-3824	4	22	for	for	ADP
fsr-3824	4	23	the	the	DET
fsr-3824	4	24	smaller	small	ADJ
fsr-3824	4	25	funds	fund	NOUN
fsr-3824	4	26	.	.	PUNCT
fsr-3824	5	1	money	money	NOUN
fsr-3824	5	2	funds	fund	NOUN
fsr-3824	5	3	’	'	PUNCT
fsr-3824	5	4	rel	rel	NOUN
fsr-3824	5	5	ative	ative	ADJ
fsr-3824	5	6	returns	return	NOUN
fsr-3824	5	7	show	show	VERB
fsr-3824	5	8	strong	strong	ADJ
fsr-3824	5	9	persistence	persistence	NOUN
fsr-3824	5	10	.	.	PUNCT
fsr-3824	6	1	most	most	ADJ
fsr-3824	6	2	funds	fund	NOUN
fsr-3824	6	3	maintain	maintain	VERB
fsr-3824	6	4	stable	stable	ADJ
fsr-3824	6	5	expense	expense	NOUN
fsr-3824	6	6	ratios	ratio	NOUN
fsr-3824	6	7	,	,	PUNCT
fsr-3824	6	8	so	so	ADV
fsr-3824	6	9	low	low	ADJ
fsr-3824	6	10	-	-	PUNCT
fsr-3824	6	11	cost	cost	NOUN
fsr-3824	6	12	funds	fund	NOUN
fsr-3824	6	13	produce	produce	VERB
fsr-3824	6	14	consistently	consistently	ADV
fsr-3824	6	15	high	high	ADJ
fsr-3824	6	16	relative	relative	ADJ
fsr-3824	6	17	returns	return	NOUN
fsr-3824	6	18	.	.	PUNCT
fsr-3824	7	1	i.	i.	NOUN
fsr-3824	7	2	introduction	introduction	NOUN
fsr-3824	7	3	asset	asset	NOUN
fsr-3824	7	4	allocation	allocation	NOUN
fsr-3824	7	5	models	model	NOUN
fsr-3824	7	6	make	make	VERB
fsr-3824	7	7	recommendations	recommendation	NOUN
fsr-3824	7	8	about	about	ADP
fsr-3824	7	9	how	how	SCONJ
fsr-3824	7	10	an	an	DET
fsr-3824	7	11	individual	individual	NOUN
fsr-3824	7	12	or	or	CCONJ
fsr-3824	7	13	family	family	NOUN
fsr-3824	7	14	should	should	AUX
fsr-3824	7	15	allocate	allocate	VERB
fsr-3824	7	16	financial	financial	ADJ
fsr-3824	7	17	assets	asset	NOUN
fsr-3824	7	18	among	among	ADP
fsr-3824	7	19	stocks	stock	NOUN
fsr-3824	7	20	,	,	PUNCT
fsr-3824	7	21	bonds	bond	NOUN
fsr-3824	7	22	,	,	PUNCT
fsr-3824	7	23	and	and	CCONJ
fsr-3824	7	24	cash	cash	NOUN
fsr-3824	7	25	.	.	PUNCT
fsr-3824	8	1	many	many	ADJ
fsr-3824	8	2	individuals	individual	NOUN
fsr-3824	8	3	invest	invest	VERB
fsr-3824	8	4	through	through	ADP
fsr-3824	8	5	mutual	mutual	ADJ
fsr-3824	8	6	funds	fund	NOUN
fsr-3824	8	7	.	.	PUNCT
fsr-3824	9	1	hence	hence	ADV
fsr-3824	9	2	,	,	PUNCT
fsr-3824	9	3	it	it	PRON
fsr-3824	9	4	is	be	AUX
fsr-3824	9	5	important	important	ADJ
fsr-3824	9	6	to	to	PART
fsr-3824	9	7	evaluate	evaluate	VERB
fsr-3824	9	8	fund	fund	NOUN
fsr-3824	9	9	performance	performance	NOUN
fsr-3824	9	10	.	.	PUNCT
fsr-3824	10	1	numerous	numerous	ADJ
fsr-3824	10	2	studies	study	NOUN
fsr-3824	10	3	examine	examine	VERB
fsr-3824	10	4	stock	stock	NOUN
fsr-3824	10	5	mutual	mutual	ADJ
fsr-3824	10	6	funds	fund	NOUN
fsr-3824	10	7	,	,	PUNCT
fsr-3824	10	8	beginning	begin	VERB
fsr-3824	10	9	with	with	ADP
fsr-3824	10	10	jensen	jensen	PROPN
fsr-3824	10	11	’s	’s	PART
fsr-3824	10	12	(	(	PUNCT
fsr-3824	10	13	1968	1968	NUM
fsr-3824	10	14	)	)	PUNCT
fsr-3824	10	15	seminal	seminal	ADJ
fsr-3824	10	16	paper	paper	NOUN
fsr-3824	10	17	on	on	ADP
fsr-3824	10	18	the	the	DET
fsr-3824	10	19	perfor	perfor	PROPN
fsr-3824	10	20	mance	mance	NOUN
fsr-3824	10	21	of	of	ADP
fsr-3824	10	22	the	the	DET
fsr-3824	10	23	industry	industry	NOUN
fsr-3824	10	24	.	.	PUNCT
fsr-3824	11	1	in	in	ADP
fsr-3824	11	2	more	more	ADV
fsr-3824	11	3	recent	recent	ADJ
fsr-3824	11	4	years	year	NOUN
fsr-3824	11	5	,	,	PUNCT
fsr-3824	11	6	hendricks	hendrick	NOUN
fsr-3824	11	7	,	,	PUNCT
fsr-3824	11	8	patel	patel	NOUN
fsr-3824	11	9	,	,	PUNCT
fsr-3824	11	10	and	and	CCONJ
fsr-3824	11	11	zeckhauser	zeckhauser	NOUN
fsr-3824	11	12	(	(	PUNCT
fsr-3824	11	13	1993	1993	NUM
fsr-3824	11	14	)	)	PUNCT
fsr-3824	11	15	,	,	PUNCT
fsr-3824	11	16	goetzmann	goetzmann	PROPN
fsr-3824	11	17	and	and	CCONJ
fsr-3824	11	18	ibbotson	ibbotson	PROPN
fsr-3824	11	19	(	(	PUNCT
fsr-3824	11	20	1994	1994	NUM
fsr-3824	11	21	)	)	PUNCT
fsr-3824	11	22	,	,	PUNCT
fsr-3824	11	23	malkiel(1995	malkiel(1995	NOUN
fsr-3824	11	24	)	)	PUNCT
fsr-3824	11	25	,	,	PUNCT
fsr-3824	11	26	and	and	CCONJ
fsr-3824	11	27	carhart	carhart	NOUN
fsr-3824	11	28	(	(	PUNCT
fsr-3824	11	29	1997	1997	NUM
fsr-3824	11	30	)	)	PUNCT
fsr-3824	11	31	investigate	investigate	VERB
fsr-3824	11	32	the	the	DET
fsr-3824	11	33	per	per	ADJ
fsr-3824	11	34	sistence	sistence	NOUN
fsr-3824	11	35	of	of	ADP
fsr-3824	11	36	stock	stock	NOUN
fsr-3824	11	37	funds	fund	NOUN
fsr-3824	11	38	’	'	PUNCT
fsr-3824	11	39	relative	relative	ADJ
fsr-3824	11	40	returns	return	NOUN
fsr-3824	11	41	.	.	PUNCT
fsr-3824	12	1	a	a	DET
fsr-3824	12	2	few	few	ADJ
fsr-3824	12	3	studies	study	NOUN
fsr-3824	12	4	,	,	PUNCT
fsr-3824	12	5	such	such	ADJ
fsr-3824	12	6	as	as	ADP
fsr-3824	12	7	clements	clements	PROPN
fsr-3824	12	8	(	(	PUNCT
fsr-3824	12	9	1991	1991	NUM
fsr-3824	12	10	)	)	PUNCT
fsr-3824	12	11	,	,	PUNCT
fsr-3824	12	12	cornell	cornell	PROPN
fsr-3824	12	13	and	and	CCONJ
fsr-3824	12	14	green	green	ADJ
fsr-3824	12	15	(	(	PUNCT
fsr-3824	12	16	1991	1991	NUM
fsr-3824	12	17	)	)	PUNCT
fsr-3824	12	18	,	,	PUNCT
fsr-3824	12	19	and	and	CCONJ
fsr-3824	12	20	blake	blake	PROPN
fsr-3824	12	21	,	,	PUNCT
fsr-3824	12	22	elton	elton	PROPN
fsr-3824	12	23	,	,	PUNCT
fsr-3824	12	24	and	and	CCONJ
fsr-3824	12	25	gruber	gruber	PROPN
fsr-3824	12	26	(	(	PUNCT
fsr-3824	12	27	1993	1993	NUM
fsr-3824	12	28	)	)	PUNCT
fsr-3824	12	29	look	look	VERB
fsr-3824	12	30	at	at	ADP
fsr-3824	12	31	returns	return	NOUN
fsr-3824	12	32	on	on	ADP
fsr-3824	12	33	bond	bond	NOUN
fsr-3824	12	34	funds	fund	NOUN
fsr-3824	12	35	.	.	PUNCT
fsr-3824	13	1	to	to	ADP
fsr-3824	13	2	the	the	DET
fsr-3824	13	3	best	good	ADJ
fsr-3824	13	4	of	of	ADP
fsr-3824	13	5	our	our	PRON
fsr-3824	13	6	knowledge	knowledge	NOUN
fsr-3824	13	7	,	,	PUNCT
fsr-3824	13	8	our	our	PRON
fsr-3824	13	9	paper	paper	NOUN
fsr-3824	13	10	is	be	AUX
fsr-3824	13	11	the	the	DET
fsr-3824	13	12	first	first	ADJ
fsr-3824	13	13	academic	academic	ADJ
fsr-3824	13	14	study	study	NOUN
fsr-3824	13	15	to	to	PART
fsr-3824	13	16	examine	examine	VERB
fsr-3824	13	17	the	the	DET
fsr-3824	13	18	factors	factor	NOUN
fsr-3824	13	19	affecting	affect	VERB
fsr-3824	13	20	the	the	DET
fsr-3824	13	21	cross	cross	NOUN
fsr-3824	13	22	section	section	NOUN
fsr-3824	13	23	of	of	ADP
fsr-3824	13	24	net	net	ADJ
fsr-3824	13	25	returns	return	NOUN
fsr-3824	13	26	on	on	ADP
fsr-3824	13	27	money	money	NOUN
fsr-3824	13	28	market	market	NOUN
fsr-3824	13	29	mutual	mutual	ADJ
fsr-3824	13	30	funds	fund	NOUN
fsr-3824	13	31	and	and	CCONJ
fsr-3824	13	32	the	the	DET
fsr-3824	13	33	persistence	persistence	NOUN
fsr-3824	13	34	of	of	ADP
fsr-3824	13	35	their	their	PRON
fsr-3824	13	36	relative	relative	ADJ
fsr-3824	13	37	returns	return	NOUN
fsr-3824	13	38	across	across	ADP
fsr-3824	13	39	years	year	NOUN
fsr-3824	13	40	.	.	PUNCT
fsr-3824	14	1	two	two	NUM
fsr-3824	14	2	factors	factor	NOUN
fsr-3824	14	3	explain	explain	VERB
fsr-3824	14	4	87	87	NUM
fsr-3824	14	5	percent	percent	NOUN
fsr-3824	14	6	of	of	ADP
fsr-3824	14	7	the	the	DET
fsr-3824	14	8	variance	variance	NOUN
fsr-3824	14	9	of	of	ADP
fsr-3824	14	10	five	five	NUM
fsr-3824	14	11	-	-	PUNCT
fsr-3824	14	12	year	year	NOUN
fsr-3824	14	13	net	net	ADJ
fsr-3824	14	14	returns	return	NOUN
fsr-3824	14	15	across	across	ADP
fsr-3824	14	16	larger	large	ADJ
fsr-3824	14	17	-	-	PUNCT
fsr-3824	14	18	than-$300	than-$300	NUM
fsr-3824	14	19	million	million	NUM
fsr-3824	14	20	money	money	NOUN
fsr-3824	14	21	funds	fund	NOUN
fsr-3824	14	22	:	:	PUNCT
fsr-3824	14	23	the	the	DET
fsr-3824	14	24	expense	expense	NOUN
fsr-3824	14	25	ratio	ratio	NOUN
fsr-3824	14	26	and	and	CCONJ
fsr-3824	14	27	portfolio	portfolio	NOUN
fsr-3824	14	28	type	type	NOUN
fsr-3824	14	29	.	.	PUNCT
fsr-3824	15	1	portfolio	portfolio	NOUN
fsr-3824	15	2	type	type	NOUN
fsr-3824	15	3	distinguishes	distinguish	VERB
fsr-3824	15	4	funds	fund	NOUN
fsr-3824	15	5	that	that	PRON
fsr-3824	15	6	can	can	AUX
fsr-3824	15	7	only	only	ADV
fsr-3824	15	8	invest	invest	VERB
fsr-3824	15	9	in	in	ADP
fsr-3824	15	10	u.s	u.s	PROPN
fsr-3824	15	11	.	.	PROPN
fsr-3824	15	12	government	government	NOUN
fsr-3824	15	13	securities	security	NOUN
fsr-3824	15	14	(	(	PUNCT
fsr-3824	15	15	hereafter	hereafter	ADV
fsr-3824	15	16	,	,	PUNCT
fsr-3824	15	17	go	go	VERB
fsr-3824	15	18	funds	fund	NOUN
fsr-3824	15	19	)	)	PUNCT
fsr-3824	15	20	from	from	ADP
fsr-3824	15	21	other	other	ADJ
fsr-3824	15	22	-	-	PUNCT
fsr-3824	15	23	taxable	taxable	ADJ
fsr-3824	15	24	(	(	PUNCT
fsr-3824	15	25	ot	ot	ADJ
fsr-3824	15	26	)	)	PUNCT
fsr-3824	15	27	money	money	NOUN
fsr-3824	15	28	funds	fund	NOUN
fsr-3824	15	29	.	.	PUNCT
fsr-3824	16	1	not	not	PART
fsr-3824	16	2	surprisingly	surprisingly	ADV
fsr-3824	16	3	,	,	PUNCT
fsr-3824	16	4	go	go	VERB
fsr-3824	16	5	funds	fund	NOUN
fsr-3824	16	6	produce	produce	VERB
fsr-3824	16	7	slightly	slightly	ADV
fsr-3824	16	8	lower	low	ADJ
fsr-3824	16	9	net	net	ADJ
fsr-3824	16	10	returns	return	NOUN
fsr-3824	16	11	.	.	PUNCT
fsr-3824	17	1	the	the	DET
fsr-3824	17	2	expense	expense	NOUN
fsr-3824	17	3	ratio	ratio	NOUN
fsr-3824	17	4	,	,	PUNCT
fsr-3824	17	5	however	however	ADV
fsr-3824	17	6	,	,	PUNCT
fsr-3824	17	7	is	be	AUX
fsr-3824	17	8	the	the	DET
fsr-3824	17	9	dominant	dominant	ADJ
fsr-3824	17	10	factor	factor	NOUN
fsr-3824	17	11	explaining	explain	VERB
fsr-3824	17	12	dale	dale	PROPN
fsr-3824	17	13	l.	l.	PROPN
fsr-3824	17	14	domian	domian	PROPN
fsr-3824	17	15	l	l	PROPN
fsr-3824	17	16	memorial	memorial	ADJ
fsr-3824	17	17	university	university	PROPN
fsr-3824	17	18	of	of	ADP
fsr-3824	17	19	newfoundland	newfoundland	PROPN
fsr-3824	17	20	,	,	PUNCT
fsr-3824	17	21	faculty	faculty	NOUN
fsr-3824	17	22	of	of	ADP
fsr-3824	17	23	business	business	PROPN
fsr-3824	17	24	administration	administration	PROPN
fsr-3824	17	25	,	,	PUNCT
fsr-3824	17	26	st	st	PROPN
fsr-3824	17	27	.	.	PROPN
fsr-3824	17	28	john	john	PROPN
fsr-3824	17	29	’s	’s	PROPN
fsr-3824	17	30	,	,	PUNCT
fsr-3824	17	31	newfoundland	newfoundland	PROPN
fsr-3824	17	32	,	,	PUNCT
fsr-3824	17	33	alb	alb	PROPN
fsr-3824	17	34	3x5	3x5	NUM
fsr-3824	17	35	canada	canada	PROPN
fsr-3824	17	36	.	.	PUNCT
fsr-3824	18	1	william	william	PROPN
fsr-3824	18	2	reichenstein	reichenstein	PROPN
fsr-3824	18	3	l	l	PROPN
fsr-3824	18	4	baylor	baylor	PROPN
fsr-3824	18	5	university	university	PROPN
fsr-3824	18	6	,	,	PUNCT
fsr-3824	18	7	department	department	NOUN
fsr-3824	18	8	of	of	ADP
fsr-3824	18	9	finance	finance	NOUN
fsr-3824	18	10	,	,	PUNCT
fsr-3824	18	11	insurance	insurance	NOUN
fsr-3824	18	12	,	,	PUNCT
fsr-3824	18	13	and	and	CCONJ
fsr-3824	18	14	real	real	ADJ
fsr-3824	18	15	estate	estate	NOUN
fsr-3824	18	16	,	,	PUNCT
fsr-3824	18	17	p.o	p.o	PROPN
fsr-3824	18	18	.	.	PROPN
fsr-3824	18	19	box	box	PROPN
fsr-3824	18	20	98004	98004	NUM
fsr-3824	18	21	,	,	PUNCT
fsr-3824	18	22	waco	waco	PROPN
fsr-3824	18	23	,	,	PUNCT
fsr-3824	18	24	tx	tx	PROPN
fsr-3824	18	25	76798	76798	NUM
fsr-3824	18	26	-	-	SYM
fsr-3824	18	27	8004	8004	NUM
fsr-3824	18	28	.	.	PUNCT
fsr-3824	19	1	170	170	NUM
fsr-3824	19	2	financial	financial	ADJ
fsr-3824	19	3	services	service	NOUN
fsr-3824	19	4	review	review	VERB
fsr-3824	19	5	6(3	6(3	NUM
fsr-3824	19	6	)	)	PUNCT
fsr-3824	19	7	1998	1998	NUM
fsr-3824	19	8	differences	difference	NOUN
fsr-3824	19	9	in	in	ADP
fsr-3824	19	10	net	net	ADJ
fsr-3824	19	11	returns	return	NOUN
fsr-3824	19	12	.	.	PUNCT
fsr-3824	20	1	we	we	PRON
fsr-3824	20	2	conclude	conclude	VERB
fsr-3824	20	3	that	that	SCONJ
fsr-3824	20	4	economies	economy	NOUN
fsr-3824	20	5	of	of	ADP
fsr-3824	20	6	scale	scale	NOUN
fsr-3824	20	7	exist	exist	VERB
fsr-3824	20	8	until	until	SCONJ
fsr-3824	20	9	fund	fund	NOUN
fsr-3824	20	10	size	size	NOUN
fsr-3824	20	11	reaches	reach	VERB
fsr-3824	20	12	$	$	SYM
fsr-3824	20	13	300	300	NUM
fsr-3824	20	14	million	million	NUM
fsr-3824	20	15	.	.	PUNCT
fsr-3824	21	1	for	for	ADP
fsr-3824	21	2	funds	fund	NOUN
fsr-3824	21	3	larger	large	ADJ
fsr-3824	21	4	than	than	ADP
fsr-3824	21	5	$	$	SYM
fsr-3824	21	6	300	300	NUM
fsr-3824	21	7	million	million	NUM
fsr-3824	21	8	,	,	PUNCT
fsr-3824	21	9	we	we	PRON
fsr-3824	21	10	conclude	conclude	VERB
fsr-3824	21	11	that	that	SCONJ
fsr-3824	21	12	all	all	PRON
fsr-3824	21	13	go	go	VERB
fsr-3824	21	14	funds	fund	NOUN
fsr-3824	21	15	are	be	AUX
fsr-3824	21	16	essentially	essentially	ADV
fsr-3824	21	17	commodities	commodity	NOUN
fsr-3824	21	18	and	and	CCONJ
fsr-3824	21	19	all	all	DET
fsr-3824	21	20	ot	ot	ADJ
fsr-3824	21	21	money	money	NOUN
fsr-3824	21	22	funds	fund	NOUN
fsr-3824	21	23	are	be	AUX
fsr-3824	21	24	essentially	essentially	ADV
fsr-3824	21	25	commodities	commodity	NOUN
fsr-3824	21	26	.	.	PUNCT
fsr-3824	22	1	that	that	PRON
fsr-3824	22	2	is	is	ADV
fsr-3824	22	3	,	,	PUNCT
fsr-3824	22	4	(	(	PUNCT
fsr-3824	22	5	1	1	X
fsr-3824	22	6	)	)	PUNCT
fsr-3824	22	7	they	they	PRON
fsr-3824	22	8	produce	produce	VERB
fsr-3824	22	9	similar	similar	ADJ
fsr-3824	22	10	gross	gross	ADJ
fsr-3824	22	11	returns	return	NOUN
fsr-3824	22	12	,	,	PUNCT
fsr-3824	22	13	(	(	PUNCT
fsr-3824	22	14	2	2	X
fsr-3824	22	15	)	)	PUNCT
fsr-3824	22	16	differences	difference	NOUN
fsr-3824	22	17	in	in	ADP
fsr-3824	22	18	net	net	ADJ
fsr-3824	22	19	returns	return	NOUN
fsr-3824	22	20	are	be	AUX
fsr-3824	22	21	driven	drive	VERB
fsr-3824	22	22	almost	almost	ADV
fsr-3824	22	23	exclusively	exclusively	ADV
fsr-3824	22	24	by	by	ADP
fsr-3824	22	25	differences	difference	NOUN
fsr-3824	22	26	in	in	ADP
fsr-3824	22	27	expenses	expense	NOUN
fsr-3824	22	28	,	,	PUNCT
fsr-3824	22	29	and	and	CCONJ
fsr-3824	22	30	(	(	PUNCT
fsr-3824	22	31	3	3	X
fsr-3824	22	32	)	)	PUNCT
fsr-3824	22	33	expenses	expense	NOUN
fsr-3824	22	34	are	be	AUX
fsr-3824	22	35	a	a	DET
fsr-3824	22	36	dead	dead	ADJ
fsr-3824	22	37	-	-	PUNCT
fsr-3824	22	38	weight	weight	NOUN
fsr-3824	22	39	loss	loss	NOUN
fsr-3824	22	40	to	to	PART
fsr-3824	22	41	inves	inve	VERB
fsr-3824	22	42	tors	tor	NOUN
fsr-3824	22	43	.	.	PUNCT
fsr-3824	23	1	in	in	ADP
fsr-3824	23	2	addition	addition	NOUN
fsr-3824	23	3	,	,	PUNCT
fsr-3824	23	4	we	we	PRON
fsr-3824	23	5	demonstrate	demonstrate	VERB
fsr-3824	23	6	that	that	SCONJ
fsr-3824	23	7	money	money	NOUN
fsr-3824	23	8	funds	fund	NOUN
fsr-3824	23	9	’	'	PUNCT
fsr-3824	23	10	relative	relative	ADJ
fsr-3824	23	11	returns	return	NOUN
fsr-3824	23	12	show	show	VERB
fsr-3824	23	13	strong	strong	ADJ
fsr-3824	23	14	persis	persis	NOUN
fsr-3824	23	15	tence	tence	NOUN
fsr-3824	23	16	.	.	PUNCT
fsr-3824	24	1	most	most	ADJ
fsr-3824	24	2	funds	fund	NOUN
fsr-3824	24	3	maintain	maintain	VERB
fsr-3824	24	4	stable	stable	ADJ
fsr-3824	24	5	expense	expense	NOUN
fsr-3824	24	6	ratios	ratio	NOUN
fsr-3824	24	7	.	.	PUNCT
fsr-3824	25	1	a	a	DET
fsr-3824	25	2	few	few	ADJ
fsr-3824	25	3	funds	fund	NOUN
fsr-3824	25	4	have	have	VERB
fsr-3824	25	5	unstable	unstable	ADJ
fsr-3824	25	6	expenses	expense	NOUN
fsr-3824	25	7	because	because	SCONJ
fsr-3824	25	8	management	management	NOUN
fsr-3824	25	9	decides	decide	VERB
fsr-3824	25	10	to	to	PART
fsr-3824	25	11	temporarily	temporarily	ADV
fsr-3824	25	12	absorb	absorb	VERB
fsr-3824	25	13	some	some	PRON
fsr-3824	25	14	or	or	CCONJ
fsr-3824	25	15	all	all	DET
fsr-3824	25	16	expenses	expense	NOUN
fsr-3824	25	17	.	.	PUNCT
fsr-3824	26	1	funds	fund	NOUN
fsr-3824	26	2	with	with	ADP
fsr-3824	26	3	consistently	consistently	ADV
fsr-3824	26	4	low	low	ADJ
fsr-3824	26	5	expense	expense	NOUN
fsr-3824	26	6	ratios	ratio	NOUN
fsr-3824	26	7	produce	produce	VERB
fsr-3824	26	8	consistently	consistently	ADV
fsr-3824	26	9	high	high	ADJ
fsr-3824	26	10	relative	relative	ADJ
fsr-3824	26	11	returns	return	NOUN
fsr-3824	26	12	.	.	PUNCT
fsr-3824	27	1	we	we	PRON
fsr-3824	27	2	conclude	conclude	VERB
fsr-3824	27	3	that	that	SCONJ
fsr-3824	27	4	individual	individual	ADJ
fsr-3824	27	5	investors	investor	NOUN
fsr-3824	27	6	can	can	AUX
fsr-3824	27	7	confidently	confidently	ADV
fsr-3824	27	8	predict	predict	VERB
fsr-3824	27	9	relative	relative	ADJ
fsr-3824	27	10	returns	return	NOUN
fsr-3824	27	11	on	on	ADP
fsr-3824	27	12	money	money	NOUN
fsr-3824	27	13	funds	fund	NOUN
fsr-3824	27	14	.	.	PUNCT
fsr-3824	28	1	in	in	ADP
fsr-3824	28	2	fact	fact	NOUN
fsr-3824	28	3	,	,	PUNCT
fsr-3824	28	4	for	for	ADP
fsr-3824	28	5	1990	1990	NUM
fsr-3824	28	6	through	through	ADP
fsr-3824	28	7	1993	1993	NUM
fsr-3824	28	8	every	every	DET
fsr-3824	28	9	go	go	NOUN
fsr-3824	28	10	fund	fund	NOUN
fsr-3824	28	11	and	and	CCONJ
fsr-3824	28	12	every	every	DET
fsr-3824	28	13	ot	ot	NOUN
fsr-3824	28	14	fund	fund	NOUN
fsr-3824	28	15	that	that	PRON
fsr-3824	28	16	produced	produce	VERB
fsr-3824	28	17	a	a	DET
fsr-3824	28	18	net	net	ADJ
fsr-3824	28	19	return	return	NOUN
fsr-3824	28	20	in	in	ADP
fsr-3824	28	21	the	the	DET
fsr-3824	28	22	top	top	ADJ
fsr-3824	28	23	five	five	NUM
fsr-3824	28	24	in	in	ADP
fsr-3824	28	25	one	one	NUM
fsr-3824	28	26	year	year	NOUN
fsr-3824	28	27	produced	produce	VERB
fsr-3824	28	28	a	a	DET
fsr-3824	28	29	net	net	ADJ
fsr-3824	28	30	return	return	NOUN
fsr-3824	28	31	in	in	ADP
fsr-3824	28	32	the	the	DET
fsr-3824	28	33	top	top	ADJ
fsr-3824	28	34	quintile	quintile	NOUN
fsr-3824	28	35	in	in	ADP
fsr-3824	28	36	the	the	DET
fsr-3824	28	37	next	next	ADJ
fsr-3824	28	38	year	year	NOUN
fsr-3824	28	39	.	.	PUNCT
fsr-3824	29	1	ii	ii	PROPN
fsr-3824	29	2	.	.	PUNCT
fsr-3824	30	1	literature	literature	PROPN
fsr-3824	30	2	review	review	VERB
fsr-3824	30	3	money	money	NOUN
fsr-3824	30	4	market	market	NOUN
fsr-3824	30	5	funds	fund	NOUN
fsr-3824	30	6	made	make	VERB
fsr-3824	30	7	their	their	PRON
fsr-3824	30	8	debut	debut	NOUN
fsr-3824	30	9	in	in	ADP
fsr-3824	30	10	the	the	DET
fsr-3824	30	11	early	early	ADJ
fsr-3824	30	12	1970s	1970	NOUN
fsr-3824	30	13	.	.	PUNCT
fsr-3824	31	1	industry	industry	NOUN
fsr-3824	31	2	growth	growth	NOUN
fsr-3824	31	3	in	in	ADP
fsr-3824	31	4	the	the	DET
fsr-3824	31	5	early	early	ADJ
fsr-3824	31	6	years	year	NOUN
fsr-3824	31	7	was	be	AUX
fsr-3824	31	8	most	most	ADV
fsr-3824	31	9	pronounced	pronounce	VERB
fsr-3824	31	10	when	when	SCONJ
fsr-3824	31	11	market	market	NOUN
fsr-3824	31	12	interest	interest	NOUN
fsr-3824	31	13	rates	rate	NOUN
fsr-3824	31	14	rose	rise	VERB
fsr-3824	31	15	above	above	ADP
fsr-3824	31	16	the	the	DET
fsr-3824	31	17	regulation	regulation	NOUN
fsr-3824	31	18	q	q	NOUN
fsr-3824	31	19	limits	limit	NOUN
fsr-3824	31	20	on	on	ADP
fsr-3824	31	21	bank	bank	NOUN
fsr-3824	31	22	deposit	deposit	NOUN
fsr-3824	31	23	interest	interest	NOUN
fsr-3824	31	24	rates	rate	NOUN
fsr-3824	31	25	.	.	PUNCT
fsr-3824	32	1	the	the	DET
fsr-3824	32	2	development	development	NOUN
fsr-3824	32	3	of	of	ADP
fsr-3824	32	4	the	the	DET
fsr-3824	32	5	industry	industry	NOUN
fsr-3824	32	6	is	be	AUX
fsr-3824	32	7	examined	examine	VERB
fsr-3824	32	8	by	by	ADP
fsr-3824	32	9	cook	cook	NOUN
fsr-3824	32	10	and	and	CCONJ
fsr-3824	32	11	duf	duf	NOUN
fsr-3824	32	12	field	field	NOUN
fsr-3824	32	13	(	(	PUNCT
fsr-3824	32	14	1979a	1979a	NUM
fsr-3824	32	15	,	,	PUNCT
fsr-3824	32	16	b	b	NOUN
fsr-3824	32	17	)	)	PUNCT
fsr-3824	32	18	.	.	PUNCT
fsr-3824	33	1	one	one	NUM
fsr-3824	33	2	of	of	ADP
fsr-3824	33	3	the	the	DET
fsr-3824	33	4	first	first	ADJ
fsr-3824	33	5	research	research	NOUN
fsr-3824	33	6	questions	question	NOUN
fsr-3824	33	7	explored	explore	VERB
fsr-3824	33	8	by	by	ADP
fsr-3824	33	9	academics	academic	NOUN
fsr-3824	33	10	was	be	AUX
fsr-3824	33	11	determining	determine	VERB
fsr-3824	33	12	whether	whether	SCONJ
fsr-3824	33	13	money	money	NOUN
fsr-3824	33	14	fund	fund	NOUN
fsr-3824	33	15	managers	manager	NOUN
fsr-3824	33	16	exhibit	exhibit	VERB
fsr-3824	33	17	the	the	DET
fsr-3824	33	18	ability	ability	NOUN
fsr-3824	33	19	to	to	PART
fsr-3824	33	20	predict	predict	VERB
fsr-3824	33	21	interest	interest	NOUN
fsr-3824	33	22	rates	rate	NOUN
fsr-3824	33	23	.	.	PUNCT
fsr-3824	34	1	predictions	prediction	NOUN
fsr-3824	34	2	can	can	AUX
fsr-3824	34	3	be	be	AUX
fsr-3824	34	4	inferred	infer	VERB
fsr-3824	34	5	from	from	ADP
fsr-3824	34	6	changes	change	NOUN
fsr-3824	34	7	in	in	ADP
fsr-3824	34	8	the	the	DET
fsr-3824	34	9	average	average	ADJ
fsr-3824	34	10	maturity	maturity	NOUN
fsr-3824	34	11	of	of	ADP
fsr-3824	34	12	fund	fund	NOUN
fsr-3824	34	13	assets	asset	NOUN
fsr-3824	34	14	,	,	PUNCT
fsr-3824	34	15	since	since	SCONJ
fsr-3824	34	16	it	it	PRON
fsr-3824	34	17	would	would	AUX
fsr-3824	34	18	be	be	AUX
fsr-3824	34	19	profitable	profitable	ADJ
fsr-3824	34	20	to	to	PART
fsr-3824	34	21	shorten	shorten	VERB
fsr-3824	34	22	fund	fund	NOUN
fsr-3824	34	23	maturity	maturity	NOUN
fsr-3824	34	24	prior	prior	ADV
fsr-3824	34	25	to	to	ADP
fsr-3824	34	26	interest	interest	NOUN
fsr-3824	34	27	rate	rate	NOUN
fsr-3824	34	28	increases	increase	NOUN
fsr-3824	34	29	and	and	CCONJ
fsr-3824	34	30	to	to	PART
fsr-3824	34	31	lengthen	lengthen	VERB
fsr-3824	34	32	maturity	maturity	NOUN
fsr-3824	34	33	prior	prior	ADV
fsr-3824	34	34	to	to	ADP
fsr-3824	34	35	interest	interest	NOUN
fsr-3824	34	36	rate	rate	NOUN
fsr-3824	34	37	decreases	decrease	NOUN
fsr-3824	34	38	.	.	PUNCT
fsr-3824	35	1	ferri	ferri	PROPN
fsr-3824	35	2	and	and	CCONJ
fsr-3824	35	3	oberhelman	oberhelman	PROPN
fsr-3824	35	4	(	(	PUNCT
fsr-3824	35	5	1981	1981	NUM
fsr-3824	35	6	)	)	PUNCT
fsr-3824	35	7	present	present	ADJ
fsr-3824	35	8	evidence	evidence	NOUN
fsr-3824	35	9	that	that	SCONJ
fsr-3824	35	10	money	money	NOUN
fsr-3824	35	11	fund	fund	NOUN
fsr-3824	35	12	managers	manager	NOUN
fsr-3824	35	13	were	be	AUX
fsr-3824	35	14	successful	successful	ADJ
fsr-3824	35	15	in	in	ADP
fsr-3824	35	16	making	make	VERB
fsr-3824	35	17	the	the	DET
fsr-3824	35	18	appropriate	appropriate	ADJ
fsr-3824	35	19	maturity	maturity	NOUN
fsr-3824	35	20	adjustments	adjustment	NOUN
fsr-3824	35	21	over	over	ADP
fsr-3824	35	22	the	the	DET
fsr-3824	35	23	period	period	NOUN
fsr-3824	35	24	1975	1975	NUM
fsr-3824	35	25	-	-	SYM
fsr-3824	35	26	1980	1980	NUM
fsr-3824	35	27	.	.	PUNCT
fsr-3824	36	1	kane	kane	NOUN
fsr-3824	36	2	and	and	CCONJ
fsr-3824	36	3	marks	mark	NOUN
fsr-3824	36	4	(	(	PUNCT
fsr-3824	36	5	1987	1987	NUM
fsr-3824	36	6	)	)	PUNCT
fsr-3824	36	7	demonstrate	demonstrate	VERB
fsr-3824	36	8	that	that	SCONJ
fsr-3824	36	9	significant	significant	ADJ
fsr-3824	36	10	gains	gain	NOUN
fsr-3824	36	11	would	would	AUX
fsr-3824	36	12	be	be	AUX
fsr-3824	36	13	obtain	obtain	VERB
fsr-3824	36	14	able	able	ADJ
fsr-3824	36	15	from	from	ADP
fsr-3824	36	16	accurate	accurate	ADJ
fsr-3824	36	17	forecasts	forecast	NOUN
fsr-3824	36	18	.	.	PUNCT
fsr-3824	37	1	however	however	ADV
fsr-3824	37	2	,	,	PUNCT
fsr-3824	37	3	only	only	ADV
fsr-3824	37	4	a	a	DET
fsr-3824	37	5	few	few	ADJ
fsr-3824	37	6	funds	fund	NOUN
fsr-3824	37	7	in	in	ADP
fsr-3824	37	8	their	their	PRON
fsr-3824	37	9	study	study	NOUN
fsr-3824	37	10	showed	show	VERB
fsr-3824	37	11	statisti	statisti	NOUN
fsr-3824	37	12	cally	cally	ADV
fsr-3824	37	13	significant	significant	ADJ
fsr-3824	37	14	forecast	forecast	NOUN
fsr-3824	37	15	ability	ability	NOUN
fsr-3824	37	16	over	over	ADP
fsr-3824	37	17	the	the	DET
fsr-3824	37	18	period	period	NOUN
fsr-3824	37	19	1978	1978	NUM
fsr-3824	37	20	-	-	SYM
fsr-3824	37	21	1981	1981	NUM
fsr-3824	37	22	,	,	PUNCT
fsr-3824	37	23	and	and	CCONJ
fsr-3824	37	24	the	the	DET
fsr-3824	37	25	realized	realize	VERB
fsr-3824	37	26	gains	gain	NOUN
fsr-3824	37	27	were	be	AUX
fsr-3824	37	28	small	small	ADJ
fsr-3824	37	29	.	.	PUNCT
fsr-3824	38	1	other	other	ADJ
fsr-3824	38	2	aspects	aspect	NOUN
fsr-3824	38	3	of	of	ADP
fsr-3824	38	4	money	money	NOUN
fsr-3824	38	5	market	market	NOUN
fsr-3824	38	6	funds	fund	NOUN
fsr-3824	38	7	are	be	AUX
fsr-3824	38	8	considered	consider	VERB
fsr-3824	38	9	by	by	ADP
fsr-3824	38	10	three	three	NUM
fsr-3824	38	11	studies	study	NOUN
fsr-3824	38	12	from	from	ADP
fsr-3824	38	13	the	the	DET
fsr-3824	38	14	early	early	ADJ
fsr-3824	38	15	1980s	1980s	NUM
fsr-3824	38	16	.	.	PUNCT
fsr-3824	39	1	rosen	rosen	PROPN
fsr-3824	39	2	and	and	CCONJ
fsr-3824	39	3	katz	katz	PROPN
fsr-3824	39	4	(	(	PUNCT
fsr-3824	39	5	1983	1983	NUM
fsr-3824	39	6	)	)	PUNCT
fsr-3824	39	7	look	look	VERB
fsr-3824	39	8	at	at	ADP
fsr-3824	39	9	the	the	DET
fsr-3824	39	10	role	role	NOUN
fsr-3824	39	11	of	of	ADP
fsr-3824	39	12	money	money	NOUN
fsr-3824	39	13	funds	fund	NOUN
fsr-3824	39	14	in	in	ADP
fsr-3824	39	15	households	household	NOUN
fsr-3824	39	16	’	'	PUNCT
fsr-3824	39	17	asset	asset	NOUN
fsr-3824	39	18	alloca	alloca	NOUN
fsr-3824	39	19	tion	tion	NOUN
fsr-3824	39	20	decisions	decision	NOUN
fsr-3824	39	21	.	.	PUNCT
fsr-3824	40	1	hubbard	hubbard	NOUN
fsr-3824	40	2	(	(	PUNCT
fsr-3824	40	3	1983	1983	NUM
fsr-3824	40	4	)	)	PUNCT
fsr-3824	40	5	finds	find	VERB
fsr-3824	40	6	that	that	SCONJ
fsr-3824	40	7	fund	fund	NOUN
fsr-3824	40	8	deposits	deposit	NOUN
fsr-3824	40	9	are	be	AUX
fsr-3824	40	10	not	not	PART
fsr-3824	40	11	a	a	DET
fsr-3824	40	12	substitute	substitute	NOUN
fsr-3824	40	13	for	for	ADP
fsr-3824	40	14	money	money	NOUN
fsr-3824	40	15	in	in	ADP
fsr-3824	40	16	traditional	traditional	ADJ
fsr-3824	40	17	money	money	NOUN
fsr-3824	40	18	demand	demand	NOUN
fsr-3824	40	19	models	model	NOUN
fsr-3824	40	20	.	.	PUNCT
fsr-3824	41	1	lyon	lyon	NOUN
fsr-3824	41	2	(	(	PUNCT
fsr-3824	41	3	1984	1984	NUM
fsr-3824	41	4	)	)	PUNCT
fsr-3824	41	5	looks	look	VERB
fsr-3824	41	6	at	at	ADP
fsr-3824	41	7	the	the	DET
fsr-3824	41	8	possibility	possibility	NOUN
fsr-3824	41	9	of	of	ADP
fsr-3824	41	10	arbitrage	arbitrage	NOUN
fsr-3824	41	11	profits	profit	NOUN
fsr-3824	41	12	due	due	ADJ
fsr-3824	41	13	to	to	ADP
fsr-3824	41	14	money	money	NOUN
fsr-3824	41	15	funds	fund	NOUN
fsr-3824	41	16	’	'	PUNCT
fsr-3824	41	17	use	use	NOUN
fsr-3824	41	18	of	of	ADP
fsr-3824	41	19	amortized	amortize	VERB
fsr-3824	41	20	cost	cost	NOUN
fsr-3824	41	21	valuation	valuation	NOUN
fsr-3824	41	22	.	.	PUNCT
fsr-3824	42	1	recent	recent	ADJ
fsr-3824	42	2	studies	study	NOUN
fsr-3824	42	3	have	have	AUX
fsr-3824	42	4	returned	return	VERB
fsr-3824	42	5	to	to	ADP
fsr-3824	42	6	the	the	DET
fsr-3824	42	7	question	question	NOUN
fsr-3824	42	8	of	of	ADP
fsr-3824	42	9	evaluating	evaluate	VERB
fsr-3824	42	10	managers	manager	NOUN
fsr-3824	42	11	’	'	PUNCT
fsr-3824	42	12	predictive	predictive	ADJ
fsr-3824	42	13	abil	abil	ADJ
fsr-3824	42	14	ity	ity	PROPN
fsr-3824	42	15	.	.	PROPN
fsr-3824	42	16	total	total	ADJ
fsr-3824	42	17	money	money	NOUN
fsr-3824	42	18	fund	fund	NOUN
fsr-3824	42	19	assets	asset	NOUN
fsr-3824	42	20	did	do	AUX
fsr-3824	42	21	not	not	PART
fsr-3824	42	22	exceed	exceed	VERB
fsr-3824	42	23	$	$	SYM
fsr-3824	42	24	100	100	NUM
fsr-3824	42	25	billion	billion	NUM
fsr-3824	42	26	until	until	ADP
fsr-3824	42	27	1982	1982	NUM
fsr-3824	42	28	.	.	PUNCT
fsr-3824	43	1	so	so	ADV
fsr-3824	43	2	,	,	PUNCT
fsr-3824	43	3	tests	test	NOUN
fsr-3824	43	4	using	use	VERB
fsr-3824	43	5	later	later	ADJ
fsr-3824	43	6	data	datum	NOUN
fsr-3824	43	7	may	may	AUX
fsr-3824	43	8	show	show	VERB
fsr-3824	43	9	results	result	NOUN
fsr-3824	43	10	that	that	PRON
fsr-3824	43	11	differ	differ	VERB
fsr-3824	43	12	from	from	ADP
fsr-3824	43	13	studies	study	NOUN
fsr-3824	43	14	based	base	VERB
fsr-3824	43	15	on	on	ADP
fsr-3824	43	16	earlier	early	ADJ
fsr-3824	43	17	years	year	NOUN
fsr-3824	43	18	when	when	SCONJ
fsr-3824	43	19	the	the	DET
fsr-3824	43	20	industry	industry	NOUN
fsr-3824	43	21	was	be	AUX
fsr-3824	43	22	much	much	ADV
fsr-3824	43	23	smaller	small	ADJ
fsr-3824	43	24	.	.	PUNCT
fsr-3824	44	1	domian	domian	NOUN
fsr-3824	44	2	(	(	PUNCT
fsr-3824	44	3	1992	1992	NUM
fsr-3824	44	4	)	)	PUNCT
fsr-3824	44	5	concludes	conclude	VERB
fsr-3824	44	6	that	that	SCONJ
fsr-3824	44	7	fund	fund	NOUN
fsr-3824	44	8	managers	manager	NOUN
fsr-3824	44	9	showed	show	VERB
fsr-3824	44	10	no	no	DET
fsr-3824	44	11	aggregate	aggregate	ADJ
fsr-3824	44	12	predic	predic	ADJ
fsr-3824	44	13	tive	tive	NOUN
fsr-3824	44	14	ability	ability	NOUN
fsr-3824	44	15	over	over	ADP
fsr-3824	44	16	the	the	DET
fsr-3824	44	17	period	period	NOUN
fsr-3824	44	18	1982	1982	NUM
fsr-3824	44	19	-	-	SYM
fsr-3824	44	20	1990	1990	NUM
fsr-3824	44	21	,	,	PUNCT
fsr-3824	44	22	and	and	CCONJ
fsr-3824	44	23	in	in	ADP
fsr-3824	44	24	addition	addition	NOUN
fsr-3824	44	25	,	,	PUNCT
fsr-3824	44	26	maturity	maturity	NOUN
fsr-3824	44	27	seemed	seem	VERB
fsr-3824	44	28	to	to	PART
fsr-3824	44	29	be	be	AUX
fsr-3824	44	30	adjusted	adjust	VERB
fsr-3824	44	31	solely	solely	ADV
fsr-3824	44	32	in	in	ADP
fsr-3824	44	33	response	response	NOUN
fsr-3824	44	34	to	to	ADP
fsr-3824	44	35	past	past	ADJ
fsr-3824	44	36	interest	interest	NOUN
fsr-3824	44	37	rate	rate	NOUN
fsr-3824	44	38	changes	change	NOUN
fsr-3824	44	39	.	.	PUNCT
fsr-3824	45	1	degennaro	degennaro	NOUN
fsr-3824	45	2	and	and	CCONJ
fsr-3824	45	3	domian	domian	NOUN
fsr-3824	45	4	(	(	PUNCT
fsr-3824	45	5	1996	1996	NUM
fsr-3824	45	6	)	)	PUNCT
fsr-3824	45	7	develop	develop	VERB
fsr-3824	45	8	models	model	NOUN
fsr-3824	45	9	of	of	ADP
fsr-3824	45	10	fund	fund	NOUN
fsr-3824	45	11	managers	manager	NOUN
fsr-3824	45	12	’	’	PART
fsr-3824	45	13	maturity	maturity	NOUN
fsr-3824	45	14	decisions	decision	NOUN
fsr-3824	45	15	,	,	PUNCT
fsr-3824	45	16	and	and	CCONJ
fsr-3824	45	17	note	note	VERB
fsr-3824	45	18	that	that	SCONJ
fsr-3824	45	19	transaction	transaction	NOUN
fsr-3824	45	20	costs	cost	NOUN
fsr-3824	45	21	preclude	preclude	VERB
fsr-3824	45	22	managers	manager	NOUN
fsr-3824	45	23	from	from	ADP
fsr-3824	45	24	acting	act	VERB
fsr-3824	45	25	aggressively	aggressively	ADV
fsr-3824	45	26	on	on	ADP
fsr-3824	45	27	their	their	PRON
fsr-3824	45	28	beliefs	belief	NOUN
fsr-3824	45	29	.	.	PUNCT
fsr-3824	46	1	pefformance	pefformance	NOUN
fsr-3824	46	2	and	and	CCONJ
fsr-3824	46	3	persistence	persistence	NOUN
fsr-3824	46	4	171	171	NUM
fsr-3824	46	5	iii	iii	NOUN
fsr-3824	46	6	.	.	PUNCT
fsr-3824	47	1	the	the	DET
fsr-3824	47	2	money	money	NOUN
fsr-3824	47	3	fund	fund	NOUN
fsr-3824	47	4	industry	industry	NOUN
fsr-3824	47	5	and	and	CCONJ
fsr-3824	47	6	the	the	DET
fsr-3824	47	7	data	datum	NOUN
fsr-3824	47	8	a	a	X
fsr-3824	47	9	)	)	PUNCT
fsr-3824	47	10	the	the	DET
fsr-3824	47	11	industry	industry	NOUN
fsr-3824	47	12	money	money	NOUN
fsr-3824	47	13	market	market	NOUN
fsr-3824	47	14	mutual	mutual	ADJ
fsr-3824	47	15	funds	fund	NOUN
fsr-3824	47	16	can	can	AUX
fsr-3824	47	17	be	be	AUX
fsr-3824	47	18	classified	classify	VERB
fsr-3824	47	19	into	into	ADP
fsr-3824	47	20	three	three	NUM
fsr-3824	47	21	portfolio	portfolio	NOUN
fsr-3824	47	22	types	type	NOUN
fsr-3824	47	23	and	and	CCONJ
fsr-3824	47	24	four	four	NUM
fsr-3824	47	25	fund	fund	NOUN
fsr-3824	47	26	types	type	NOUN
fsr-3824	47	27	.	.	PUNCT
fsr-3824	48	1	the	the	DET
fsr-3824	48	2	portfolio	portfolio	NOUN
fsr-3824	48	3	types	type	NOUN
fsr-3824	48	4	are	be	AUX
fsr-3824	48	5	:	:	PUNCT
fsr-3824	48	6	(	(	PUNCT
fsr-3824	48	7	1	1	X
fsr-3824	48	8	)	)	PUNCT
fsr-3824	48	9	government	government	NOUN
fsr-3824	48	10	-	-	PUNCT
fsr-3824	48	11	only	only	ADV
fsr-3824	48	12	(	(	PUNCT
fsr-3824	48	13	go	go	VERB
fsr-3824	48	14	)	)	PUNCT
fsr-3824	48	15	funds	fund	NOUN
fsr-3824	48	16	,	,	PUNCT
fsr-3824	48	17	which	which	PRON
fsr-3824	48	18	invest	invest	VERB
fsr-3824	48	19	only	only	ADV
fsr-3824	48	20	in	in	ADP
fsr-3824	48	21	trea	trea	PROPN
fsr-3824	48	22	sury	sury	NOUN
fsr-3824	48	23	securities	security	NOUN
fsr-3824	48	24	,	,	PUNCT
fsr-3824	48	25	agency	agency	NOUN
fsr-3824	48	26	securities	security	NOUN
fsr-3824	48	27	,	,	PUNCT
fsr-3824	48	28	and	and	CCONJ
fsr-3824	48	29	repurchase	repurchase	VERB
fsr-3824	48	30	agreements	agreement	NOUN
fsr-3824	48	31	collateralized	collateralize	VERB
fsr-3824	48	32	by	by	ADP
fsr-3824	48	33	treasury	treasury	NOUN
fsr-3824	48	34	bills	bill	NOUN
fsr-3824	48	35	,	,	PUNCT
fsr-3824	48	36	(	(	PUNCT
fsr-3824	48	37	2	2	X
fsr-3824	48	38	)	)	PUNCT
fsr-3824	48	39	other	other	ADJ
fsr-3824	48	40	-	-	PUNCT
fsr-3824	48	41	taxable	taxable	ADJ
fsr-3824	48	42	(	(	PUNCT
fsr-3824	48	43	ot	ot	INTJ
fsr-3824	48	44	)	)	PUNCT
fsr-3824	48	45	funds	fund	NOUN
fsr-3824	48	46	,	,	PUNCT
fsr-3824	48	47	which	which	PRON
fsr-3824	48	48	invest	invest	VERB
fsr-3824	48	49	in	in	ADP
fsr-3824	48	50	commercial	commercial	ADJ
fsr-3824	48	51	paper	paper	NOUN
fsr-3824	48	52	,	,	PUNCT
fsr-3824	48	53	floating	float	VERB
fsr-3824	48	54	rate	rate	NOUN
fsr-3824	48	55	notes	note	NOUN
fsr-3824	48	56	,	,	PUNCT
fsr-3824	48	57	u.s	u.s	PROPN
fsr-3824	48	58	.	.	PROPN
fsr-3824	48	59	government	government	NOUN
fsr-3824	48	60	obligations	obligation	NOUN
fsr-3824	48	61	and	and	CCONJ
fsr-3824	48	62	other	other	ADJ
fsr-3824	48	63	assets	asset	NOUN
fsr-3824	48	64	,	,	PUNCT
fsr-3824	48	65	and	and	CCONJ
fsr-3824	48	66	(	(	PUNCT
fsr-3824	48	67	3	3	X
fsr-3824	48	68	)	)	PUNCT
fsr-3824	48	69	municipal	municipal	ADJ
fsr-3824	48	70	money	money	NOUN
fsr-3824	48	71	funds	fund	NOUN
fsr-3824	48	72	.	.	PUNCT
fsr-3824	49	1	in	in	ADP
fsr-3824	49	2	this	this	DET
fsr-3824	49	3	study	study	NOUN
fsr-3824	49	4	,	,	PUNCT
fsr-3824	49	5	we	we	PRON
fsr-3824	49	6	examine	examine	VERB
fsr-3824	49	7	the	the	DET
fsr-3824	49	8	returns	return	NOUN
fsr-3824	49	9	on	on	ADP
fsr-3824	49	10	go	go	VERB
fsr-3824	49	11	and	and	CCONJ
fsr-3824	49	12	ot	ot	VERB
fsr-3824	49	13	money	money	NOUN
fsr-3824	49	14	funds	fund	NOUN
fsr-3824	49	15	.	.	PUNCT
fsr-3824	50	1	we	we	PRON
fsr-3824	50	2	do	do	AUX
fsr-3824	50	3	not	not	PART
fsr-3824	50	4	study	study	VERB
fsr-3824	50	5	returns	return	NOUN
fsr-3824	50	6	on	on	ADP
fsr-3824	50	7	municipal	municipal	ADJ
fsr-3824	50	8	money	money	NOUN
fsr-3824	50	9	funds	fund	NOUN
fsr-3824	50	10	because	because	SCONJ
fsr-3824	50	11	differences	difference	NOUN
fsr-3824	50	12	in	in	ADP
fsr-3824	50	13	their	their	PRON
fsr-3824	50	14	returns	return	NOUN
fsr-3824	50	15	should	should	AUX
fsr-3824	50	16	reflect	reflect	VERB
fsr-3824	50	17	differences	difference	NOUN
fsr-3824	50	18	in	in	ADP
fsr-3824	50	19	tax	tax	NOUN
fsr-3824	50	20	codes	code	NOUN
fsr-3824	50	21	across	across	ADP
fsr-3824	50	22	states	state	NOUN
fsr-3824	50	23	.	.	PUNCT
fsr-3824	51	1	go	go	VERB
fsr-3824	51	2	and	and	CCONJ
fsr-3824	51	3	ot	ot	NOUN
fsr-3824	51	4	funds	fund	NOUN
fsr-3824	51	5	can	can	AUX
fsr-3824	51	6	be	be	AUX
fsr-3824	51	7	further	far	ADV
fsr-3824	51	8	separated	separate	VERB
fsr-3824	51	9	into	into	ADP
fsr-3824	51	10	four	four	NUM
fsr-3824	51	11	fund	fund	NOUN
fsr-3824	51	12	types	type	NOUN
fsr-3824	51	13	.	.	PUNCT
fsr-3824	52	1	general	general	ADJ
fsr-3824	52	2	purpose	purpose	NOUN
fsr-3824	52	3	funds	fund	NOUN
fsr-3824	52	4	(	(	PUNCT
fsr-3824	52	5	gp	gp	NOUN
fsr-3824	52	6	)	)	PUNCT
fsr-3824	52	7	and	and	CCONJ
fsr-3824	52	8	stockbroker	stockbroker	NOUN
fsr-3824	52	9	-	-	PUNCT
fsr-3824	52	10	affiliated	affiliate	VERB
fsr-3824	52	11	general	general	ADJ
fsr-3824	52	12	purpose	purpose	NOUN
fsr-3824	52	13	funds	fund	NOUN
fsr-3824	52	14	(	(	PUNCT
fsr-3824	52	15	sb	sb	X
fsr-3824	52	16	)	)	PUNCT
fsr-3824	52	17	are	be	AUX
fsr-3824	52	18	open	open	ADJ
fsr-3824	52	19	to	to	ADP
fsr-3824	52	20	any	any	DET
fsr-3824	52	21	investor	investor	NOUN
fsr-3824	52	22	.	.	PUNCT
fsr-3824	53	1	spe	spe	PROPN
fsr-3824	53	2	cial	cial	ADJ
fsr-3824	53	3	purpose	purpose	NOUN
fsr-3824	53	4	funds	fund	NOUN
fsr-3824	53	5	(	(	PUNCT
fsr-3824	53	6	sp	sp	NOUN
fsr-3824	53	7	)	)	PUNCT
fsr-3824	53	8	are	be	AUX
fsr-3824	53	9	only	only	ADV
fsr-3824	53	10	open	open	ADJ
fsr-3824	53	11	to	to	ADP
fsr-3824	53	12	individuals	individual	NOUN
fsr-3824	53	13	who	who	PRON
fsr-3824	53	14	have	have	VERB
fsr-3824	53	15	a	a	DET
fsr-3824	53	16	particular	particular	ADJ
fsr-3824	53	17	affiliation	affiliation	NOUN
fsr-3824	53	18	,	,	PUNCT
fsr-3824	53	19	such	such	ADJ
fsr-3824	53	20	as	as	ADP
fsr-3824	53	21	customers	customer	NOUN
fsr-3824	53	22	of	of	ADP
fsr-3824	53	23	a	a	DET
fsr-3824	53	24	certain	certain	ADJ
fsr-3824	53	25	bank	bank	NOUN
fsr-3824	53	26	.	.	PUNCT
fsr-3824	54	1	gp	gp	PROPN
fsr-3824	54	2	,	,	PUNCT
fsr-3824	54	3	sb	sb	PROPN
fsr-3824	54	4	,	,	PUNCT
fsr-3824	54	5	and	and	CCONJ
fsr-3824	54	6	sp	sp	ADP
fsr-3824	54	7	funds	fund	NOUN
fsr-3824	54	8	are	be	AUX
fsr-3824	54	9	also	also	ADV
fsr-3824	54	10	called	call	VERB
fsr-3824	54	11	retail	retail	ADJ
fsr-3824	54	12	funds	fund	NOUN
fsr-3824	54	13	.	.	PUNCT
fsr-3824	55	1	institu	institu	NOUN
fsr-3824	55	2	tions	tion	NOUN
fsr-3824	55	3	-	-	PUNCT
fsr-3824	55	4	only	only	ADJ
fsr-3824	55	5	funds	fund	NOUN
fsr-3824	55	6	(	(	PUNCT
fsr-3824	55	7	in	in	ADP
fsr-3824	55	8	)	)	PUNCT
fsr-3824	55	9	are	be	AUX
fsr-3824	55	10	designed	design	VERB
fsr-3824	55	11	for	for	ADP
fsr-3824	55	12	institutional	institutional	ADJ
fsr-3824	55	13	investors	investor	NOUN
fsr-3824	55	14	-	-	PUNCT
fsr-3824	55	15	bank	bank	NOUN
fsr-3824	55	16	trust	trust	NOUN
fsr-3824	55	17	departments	department	NOUN
fsr-3824	55	18	,	,	PUNCT
fsr-3824	55	19	pen	pen	NOUN
fsr-3824	55	20	sions	sion	NOUN
fsr-3824	55	21	,	,	PUNCT
fsr-3824	55	22	corporations	corporation	NOUN
fsr-3824	55	23	,	,	PUNCT
fsr-3824	55	24	and	and	CCONJ
fsr-3824	55	25	the	the	DET
fsr-3824	55	26	like	like	ADJ
fsr-3824	55	27	.	.	PUNCT
fsr-3824	56	1	go	go	VERB
fsr-3824	56	2	funds	fund	NOUN
fsr-3824	56	3	are	be	AUX
fsr-3824	56	4	distinct	distinct	ADJ
fsr-3824	56	5	from	from	ADP
fsr-3824	56	6	other	other	ADJ
fsr-3824	56	7	taxable	taxable	ADJ
fsr-3824	56	8	funds	fund	NOUN
fsr-3824	56	9	due	due	ADJ
fsr-3824	56	10	to	to	ADP
fsr-3824	56	11	differences	difference	NOUN
fsr-3824	56	12	in	in	ADP
fsr-3824	56	13	tax	tax	NOUN
fsr-3824	56	14	status	status	NOUN
fsr-3824	56	15	and	and	CCONJ
fsr-3824	56	16	,	,	PUNCT
fsr-3824	56	17	per	per	ADP
fsr-3824	56	18	haps	hap	NOUN
fsr-3824	56	19	,	,	PUNCT
fsr-3824	56	20	perceived	perceive	VERB
fsr-3824	56	21	credit	credit	NOUN
fsr-3824	56	22	risk	risk	NOUN
fsr-3824	56	23	.	.	PUNCT
fsr-3824	57	1	the	the	DET
fsr-3824	57	2	interest	interest	NOUN
fsr-3824	57	3	that	that	PRON
fsr-3824	57	4	funds	fund	NOUN
fsr-3824	57	5	pass	pass	VERB
fsr-3824	57	6	through	through	ADP
fsr-3824	57	7	from	from	ADP
fsr-3824	57	8	treasury	treasury	NOUN
fsr-3824	57	9	bills	bill	NOUN
fsr-3824	57	10	and	and	CCONJ
fsr-3824	57	11	other	other	ADJ
fsr-3824	57	12	direct	direct	ADJ
fsr-3824	57	13	u.s	u.s	PROPN
fsr-3824	57	14	.	.	PROPN
fsr-3824	57	15	government	government	NOUN
fsr-3824	57	16	obligations	obligation	NOUN
fsr-3824	57	17	is	be	AUX
fsr-3824	57	18	tax	tax	NOUN
fsr-3824	57	19	exempt	exempt	ADJ
fsr-3824	57	20	at	at	ADP
fsr-3824	57	21	the	the	DET
fsr-3824	57	22	state	state	NOUN
fsr-3824	57	23	and	and	CCONJ
fsr-3824	57	24	local	local	ADJ
fsr-3824	57	25	levels	level	NOUN
fsr-3824	57	26	.	.	PUNCT
fsr-3824	58	1	interest	interest	NOUN
fsr-3824	58	2	income	income	NOUN
fsr-3824	58	3	is	be	AUX
fsr-3824	58	4	not	not	PART
fsr-3824	58	5	state	state	NOUN
fsr-3824	58	6	-	-	PUNCT
fsr-3824	58	7	exempt	exempt	ADJ
fsr-3824	58	8	on	on	ADP
fsr-3824	58	9	government	government	NOUN
fsr-3824	58	10	agency	agency	NOUN
fsr-3824	58	11	debt	debt	NOUN
fsr-3824	58	12	or	or	CCONJ
fsr-3824	58	13	repurchase	repurchase	NOUN
fsr-3824	58	14	agreements	agreement	NOUN
fsr-3824	58	15	collater	collater	NOUN
fsr-3824	58	16	alized	alize	VERB
fsr-3824	58	17	with	with	ADP
fsr-3824	58	18	treasury	treasury	PROPN
fsr-3824	58	19	bills	bill	NOUN
fsr-3824	58	20	.	.	PUNCT
fsr-3824	59	1	the	the	DET
fsr-3824	59	2	portion	portion	NOUN
fsr-3824	59	3	of	of	ADP
fsr-3824	59	4	go	go	NOUN
fsr-3824	59	5	income	income	NOUN
fsr-3824	59	6	that	that	PRON
fsr-3824	59	7	is	be	AUX
fsr-3824	59	8	state	state	NOUN
fsr-3824	59	9	-	-	PUNCT
fsr-3824	59	10	exempt	exempt	ADJ
fsr-3824	59	11	varies	vary	VERB
fsr-3824	59	12	from	from	ADP
fsr-3824	59	13	100	100	NUM
fsr-3824	59	14	percent	percent	NOUN
fsr-3824	59	15	to	to	ADP
fsr-3824	59	16	0	0	NUM
fsr-3824	59	17	percent	percent	NOUN
fsr-3824	59	18	,	,	PUNCT
fsr-3824	59	19	and	and	CCONJ
fsr-3824	59	20	averages	average	VERB
fsr-3824	59	21	about	about	ADV
fsr-3824	59	22	38	38	NUM
fsr-3824	59	23	percent	percent	NOUN
fsr-3824	59	24	.	.	PUNCT
fsr-3824	60	1	by	by	ADP
fsr-3824	60	2	comparison	comparison	NOUN
fsr-3824	60	3	,	,	PUNCT
fsr-3824	60	4	the	the	DET
fsr-3824	60	5	average	average	ADJ
fsr-3824	60	6	ot	ot	INTJ
fsr-3824	60	7	fund	fund	NOUN
fsr-3824	60	8	holds	hold	VERB
fsr-3824	60	9	1	1	NUM
fsr-3824	60	10	percent	percent	NOUN
fsr-3824	60	11	of	of	ADP
fsr-3824	60	12	assets	asset	NOUN
fsr-3824	60	13	in	in	ADP
fsr-3824	60	14	treasury	treasury	NOUN
fsr-3824	60	15	bills	bill	NOUN
fsr-3824	60	16	.	.	PUNCT
fsr-3824	61	1	despite	despite	SCONJ
fsr-3824	61	2	recent	recent	ADJ
fsr-3824	61	3	budget	budget	NOUN
fsr-3824	61	4	impasses	impasse	NOUN
fsr-3824	61	5	,	,	PUNCT
fsr-3824	61	6	investors	investor	NOUN
fsr-3824	61	7	prob	prob	PROPN
fsr-3824	61	8	ably	ably	ADV
fsr-3824	61	9	consider	consider	VERB
fsr-3824	61	10	treasury	treasury	NOUN
fsr-3824	61	11	and	and	CCONJ
fsr-3824	61	12	agency	agency	NOUN
fsr-3824	61	13	securities	security	NOUN
fsr-3824	61	14	to	to	PART
fsr-3824	61	15	be	be	AUX
fsr-3824	61	16	less	less	ADV
fsr-3824	61	17	risky	risky	ADJ
fsr-3824	61	18	than	than	ADP
fsr-3824	61	19	first	first	ADJ
fsr-3824	61	20	-	-	PUNCT
fsr-3824	61	21	tier	tier	NOUN
fsr-3824	61	22	commercial	commercial	ADJ
fsr-3824	61	23	paper	paper	NOUN
fsr-3824	61	24	.	.	PUNCT
fsr-3824	62	1	except	except	SCONJ
fsr-3824	62	2	for	for	ADP
fsr-3824	62	3	the	the	DET
fsr-3824	62	4	go	go	NOUN
fsr-3824	62	5	versus	versus	ADP
fsr-3824	62	6	ot	ot	NOUN
fsr-3824	62	7	distinction	distinction	NOUN
fsr-3824	62	8	,	,	PUNCT
fsr-3824	62	9	money	money	NOUN
fsr-3824	62	10	funds	fund	NOUN
fsr-3824	62	11	have	have	VERB
fsr-3824	62	12	little	little	ADJ
fsr-3824	62	13	ability	ability	NOUN
fsr-3824	62	14	to	to	PART
fsr-3824	62	15	distinguish	distinguish	VERB
fsr-3824	62	16	their	their	PRON
fsr-3824	62	17	portfolios	portfolio	NOUN
fsr-3824	62	18	from	from	ADP
fsr-3824	62	19	those	those	PRON
fsr-3824	62	20	of	of	ADP
fsr-3824	62	21	their	their	PRON
fsr-3824	62	22	competitors	competitor	NOUN
fsr-3824	62	23	.	.	PUNCT
fsr-3824	63	1	in	in	ADP
fsr-3824	63	2	particular	particular	ADJ
fsr-3824	63	3	,	,	PUNCT
fsr-3824	63	4	regulations	regulation	NOUN
fsr-3824	63	5	today	today	NOUN
fsr-3824	63	6	largely	largely	ADV
fsr-3824	63	7	pre	pre	ADJ
fsr-3824	63	8	clude	clude	NOUN
fsr-3824	63	9	distinctions	distinction	NOUN
fsr-3824	63	10	based	base	VERB
fsr-3824	63	11	on	on	ADP
fsr-3824	63	12	maturity	maturity	NOUN
fsr-3824	63	13	,	,	PUNCT
fsr-3824	63	14	default	default	NOUN
fsr-3824	63	15	risk	risk	NOUN
fsr-3824	63	16	,	,	PUNCT
fsr-3824	63	17	and	and	CCONJ
fsr-3824	63	18	the	the	DET
fsr-3824	63	19	use	use	NOUN
fsr-3824	63	20	of	of	ADP
fsr-3824	63	21	derivatives	derivative	NOUN
fsr-3824	63	22	.	.	PUNCT
fsr-3824	64	1	since	since	SCONJ
fsr-3824	64	2	june	june	PROPN
fsr-3824	64	3	199	199	NUM
fsr-3824	64	4	1	1	NUM
fsr-3824	64	5	,	,	PUNCT
fsr-3824	64	6	the	the	DET
fsr-3824	64	7	securities	securities	PROPN
fsr-3824	64	8	and	and	CCONJ
fsr-3824	64	9	exchange	exchange	PROPN
fsr-3824	64	10	commission	commission	NOUN
fsr-3824	64	11	has	have	AUX
fsr-3824	64	12	restricted	restrict	VERB
fsr-3824	64	13	the	the	DET
fsr-3824	64	14	average	average	ADJ
fsr-3824	64	15	maturity	maturity	NOUN
fsr-3824	64	16	to	to	ADP
fsr-3824	64	17	90	90	NUM
fsr-3824	64	18	days	day	NOUN
fsr-3824	64	19	or	or	CCONJ
fsr-3824	64	20	less	less	ADJ
fsr-3824	64	21	.	.	PUNCT
fsr-3824	65	1	ibc	ibc	PROPN
fsr-3824	65	2	/	/	SYM
fsr-3824	65	3	donoghue	donoghue	PROPN
fsr-3824	65	4	does	do	AUX
fsr-3824	65	5	not	not	PART
fsr-3824	65	6	provide	provide	VERB
fsr-3824	65	7	annual	annual	ADJ
fsr-3824	65	8	data	datum	NOUN
fsr-3824	65	9	on	on	ADP
fsr-3824	65	10	average	average	ADJ
fsr-3824	65	11	maturity	maturity	NOUN
fsr-3824	65	12	.	.	PUNCT
fsr-3824	66	1	so	so	ADV
fsr-3824	66	2	,	,	PUNCT
fsr-3824	66	3	we	we	PRON
fsr-3824	66	4	can	can	AUX
fsr-3824	66	5	not	not	PART
fsr-3824	66	6	rule	rule	VERB
fsr-3824	66	7	out	out	ADP
fsr-3824	66	8	the	the	DET
fsr-3824	66	9	possibility	possibility	NOUN
fsr-3824	66	10	that	that	SCONJ
fsr-3824	66	11	average	average	ADJ
fsr-3824	66	12	maturity	maturity	NOUN
fsr-3824	66	13	influences	influence	VERB
fsr-3824	66	14	average	average	ADJ
fsr-3824	66	15	net	net	ADJ
fsr-3824	66	16	returns	return	NOUN
fsr-3824	66	17	among	among	ADP
fsr-3824	66	18	money	money	NOUN
fsr-3824	66	19	funds	fund	NOUN
fsr-3824	66	20	.	.	PUNCT
fsr-3824	67	1	however	however	ADV
fsr-3824	67	2	,	,	PUNCT
fsr-3824	67	3	the	the	DET
fsr-3824	67	4	fact	fact	NOUN
fsr-3824	67	5	that	that	SCONJ
fsr-3824	67	6	regulations	regulation	NOUN
fsr-3824	67	7	restrict	restrict	VERB
fsr-3824	67	8	average	average	ADJ
fsr-3824	67	9	maturity	maturity	NOUN
fsr-3824	67	10	to	to	ADP
fsr-3824	67	11	a	a	DET
fsr-3824	67	12	narrow	narrow	ADJ
fsr-3824	67	13	range	range	NOUN
fsr-3824	67	14	suggests	suggest	VERB
fsr-3824	67	15	that	that	SCONJ
fsr-3824	67	16	its	its	PRON
fsr-3824	67	17	influence	influence	NOUN
fsr-3824	67	18	on	on	ADP
fsr-3824	67	19	average	average	ADJ
fsr-3824	67	20	return	return	NOUN
fsr-3824	67	21	is	be	AUX
fsr-3824	67	22	,	,	PUNCT
fsr-3824	67	23	at	at	ADP
fsr-3824	67	24	most	most	ADJ
fsr-3824	67	25	,	,	PUNCT
fsr-3824	67	26	minor	minor	ADJ
fsr-3824	67	27	.	.	PUNCT
fsr-3824	68	1	since	since	SCONJ
fsr-3824	68	2	june	june	PROPN
fsr-3824	68	3	1991	1991	NUM
fsr-3824	68	4	,	,	PUNCT
fsr-3824	68	5	the	the	DET
fsr-3824	68	6	sec	sec	PROPN
fsr-3824	68	7	has	have	AUX
fsr-3824	68	8	also	also	ADV
fsr-3824	68	9	restricted	restrict	VERB
fsr-3824	68	10	second	second	ADJ
fsr-3824	68	11	-	-	PUNCT
fsr-3824	68	12	tier	tier	NOUN
fsr-3824	68	13	(	(	PUNCT
fsr-3824	68	14	i.e.	i.e.	X
fsr-3824	68	15	,	,	PUNCT
fsr-3824	68	16	less	less	ADJ
fsr-3824	68	17	-	-	PUNCT
fsr-3824	68	18	than	than	ADP
fsr-3824	68	19	-	-	PUNCT
fsr-3824	68	20	highest	high	ADJ
fsr-3824	68	21	grade	grade	NOUN
fsr-3824	68	22	)	)	PUNCT
fsr-3824	68	23	commercial	commercial	ADJ
fsr-3824	68	24	paper	paper	NOUN
fsr-3824	68	25	at	at	ADP
fsr-3824	68	26	ot	ot	NOUN
fsr-3824	68	27	funds	fund	NOUN
fsr-3824	68	28	to	to	ADP
fsr-3824	68	29	5	5	NUM
fsr-3824	68	30	percent	percent	NOUN
fsr-3824	68	31	of	of	ADP
fsr-3824	68	32	the	the	DET
fsr-3824	68	33	portfolio	portfolio	NOUN
fsr-3824	68	34	.	.	PUNCT
fsr-3824	69	1	in	in	ADP
fsr-3824	69	2	november	november	PROPN
fsr-3824	69	3	1995	1995	NUM
fsr-3824	69	4	,	,	PUNCT
fsr-3824	69	5	only	only	ADV
fsr-3824	69	6	four	four	NUM
fsr-3824	69	7	funds	fund	NOUN
fsr-3824	69	8	held	hold	VERB
fsr-3824	69	9	any	any	DET
fsr-3824	69	10	second	second	ADJ
fsr-3824	69	11	-	-	PUNCT
fsr-3824	69	12	tier	tier	NOUN
fsr-3824	69	13	paper	paper	NOUN
fsr-3824	69	14	(	(	PUNCT
fsr-3824	69	15	ibudonoghue	ibudonoghue	PROPN
fsr-3824	69	16	’s	’s	PART
fsr-3824	69	17	money	money	NOUN
fsr-3824	69	18	fund	fund	NOUN
fsr-3824	69	19	report	report	NOUN
fsr-3824	69	20	,	,	PUNCT
fsr-3824	69	21	1995	1995	NUM
fsr-3824	69	22	)	)	PUNCT
fsr-3824	69	23	and	and	CCONJ
fsr-3824	69	24	only	only	ADV
fsr-3824	69	25	two	two	NUM
fsr-3824	69	26	,	,	PUNCT
fsr-3824	69	27	both	both	CCONJ
fsr-3824	69	28	relatively	relatively	ADV
fsr-3824	69	29	small	small	ADJ
fsr-3824	69	30	,	,	PUNCT
fsr-3824	69	31	held	hold	VERB
fsr-3824	69	32	more	more	ADJ
fsr-3824	69	33	than	than	ADP
fsr-3824	69	34	1	1	NUM
fsr-3824	69	35	percent	percent	NOUN
fsr-3824	69	36	.	.	PUNCT
fsr-3824	70	1	moreover	moreover	ADV
fsr-3824	70	2	,	,	PUNCT
fsr-3824	70	3	in	in	ADP
fsr-3824	70	4	the	the	DET
fsr-3824	70	5	few	few	ADJ
fsr-3824	70	6	defaults	default	NOUN
fsr-3824	70	7	to	to	AUX
fsr-3824	70	8	date	date	NOUN
fsr-3824	70	9	the	the	DET
fsr-3824	70	10	parent	parent	NOUN
fsr-3824	70	11	companies	company	NOUN
fsr-3824	70	12	of	of	ADP
fsr-3824	70	13	the	the	DET
fsr-3824	70	14	money	money	NOUN
fsr-3824	70	15	funds	fund	NOUN
fsr-3824	70	16	absorbed	absorb	VERB
fsr-3824	70	17	the	the	DET
fsr-3824	70	18	loss	loss	NOUN
fsr-3824	70	19	to	to	PART
fsr-3824	70	20	avoid	avoid	VERB
fsr-3824	70	21	“	"	PUNCT
fsr-3824	70	22	breaking	break	VERB
fsr-3824	70	23	the	the	DET
fsr-3824	70	24	buck	buck	NOUN
fsr-3824	70	25	’	'	PUNCT
fsr-3824	70	26	that	that	PRON
fsr-3824	70	27	is	be	AUX
fsr-3824	70	28	,	,	PUNCT
fsr-3824	70	29	allowing	allow	VERB
fsr-3824	70	30	net	net	ADJ
fsr-3824	70	31	asset	asset	NOUN
fsr-3824	70	32	value	value	NOUN
fsr-3824	70	33	to	to	PART
fsr-3824	70	34	fall	fall	VERB
fsr-3824	70	35	below	below	ADP
fsr-3824	70	36	$	$	SYM
fsr-3824	70	37	1	1	NUM
fsr-3824	70	38	.oo	.oo	PUNCT
fsr-3824	70	39	per	per	ADP
fsr-3824	70	40	share	share	NOUN
fsr-3824	70	41	.	.	PUNCT
fsr-3824	71	1	the	the	DET
fsr-3824	71	2	1995	1995	NUM
fsr-3824	71	3	edition	edition	NOUN
fsr-3824	71	4	of	of	ADP
fsr-3824	71	5	the	the	DET
fsr-3824	71	6	zbc/	zbc/	NUM
fsr-3824	71	7	donoghue	donoghue	NOUN
fsr-3824	71	8	’s	’s	PART
fsr-3824	71	9	money	money	NOUN
fsr-3824	71	10	fund	fund	NOUN
fsr-3824	71	11	report	report	NOUN
fsr-3824	71	12	says	say	VERB
fsr-3824	71	13	,	,	PUNCT
fsr-3824	71	14	“	"	PUNCT
fsr-3824	71	15	no	no	DET
fsr-3824	71	16	investor	investor	NOUN
fsr-3824	71	17	has	have	AUX
fsr-3824	71	18	ever	ever	ADV
fsr-3824	71	19	lost	lose	VERB
fsr-3824	71	20	money	money	NOUN
fsr-3824	71	21	in	in	ADP
fsr-3824	71	22	a	a	DET
fsr-3824	71	23	modem	modem	NOUN
fsr-3824	71	24	money	money	NOUN
fsr-3824	71	25	fund	fund	NOUN
fsr-3824	71	26	.	.	PUNCT
fsr-3824	71	27	”	"	PUNCT
fsr-3824	72	1	we	we	PRON
fsr-3824	72	2	did	do	AUX
fsr-3824	72	3	not	not	PART
fsr-3824	72	4	find	find	VERB
fsr-3824	72	5	data	datum	NOUN
fsr-3824	72	6	on	on	ADP
fsr-3824	72	7	the	the	DET
fsr-3824	72	8	use	use	NOUN
fsr-3824	72	9	of	of	ADP
fsr-3824	72	10	derivatives	derivative	NOUN
fsr-3824	72	11	by	by	ADP
fsr-3824	72	12	money	money	NOUN
fsr-3824	72	13	funds	fund	NOUN
fsr-3824	72	14	between	between	ADP
fsr-3824	72	15	1990	1990	NUM
fsr-3824	72	16	and	and	CCONJ
fsr-3824	72	17	1994	1994	NUM
fsr-3824	72	18	.	.	PUNCT
fsr-3824	73	1	on	on	ADP
fsr-3824	73	2	at	at	ADV
fsr-3824	73	3	least	least	ADV
fsr-3824	73	4	three	three	NUM
fsr-3824	73	5	occasions	occasion	NOUN
fsr-3824	73	6	between	between	ADP
fsr-3824	73	7	1991	1991	NUM
fsr-3824	73	8	and	and	CCONJ
fsr-3824	73	9	1993	1993	NUM
fsr-3824	73	10	,	,	PUNCT
fsr-3824	73	11	the	the	DET
fsr-3824	73	12	sec	sec	PROPN
fsr-3824	73	13	expressed	express	VERB
fsr-3824	73	14	in	in	ADP
fsr-3824	73	15	writing	write	VERB
fsr-3824	73	16	its	its	PRON
fsr-3824	73	17	con	con	NOUN
fsr-3824	73	18	cerns	cern	NOUN
fsr-3824	73	19	about	about	ADP
fsr-3824	73	20	investments	investment	NOUN
fsr-3824	73	21	by	by	ADP
fsr-3824	73	22	some	some	DET
fsr-3824	73	23	money	money	NOUN
fsr-3824	73	24	funds	fund	NOUN
fsr-3824	73	25	in	in	ADP
fsr-3824	73	26	derivative	derivative	ADJ
fsr-3824	73	27	securities	security	NOUN
fsr-3824	73	28	,	,	PUNCT
fsr-3824	73	29	including	include	VERB
fsr-3824	73	30	inverse	inverse	NOUN
fsr-3824	73	31	floaters	floater	NOUN
fsr-3824	73	32	and	and	CCONJ
fsr-3824	73	33	capped	capped	ADJ
fsr-3824	73	34	floating	float	VERB
fsr-3824	73	35	and	and	CCONJ
fsr-3824	73	36	variable	variable	ADJ
fsr-3824	73	37	rate	rate	NOUN
fsr-3824	73	38	instruments	instrument	NOUN
fsr-3824	73	39	.	.	PUNCT
fsr-3824	74	1	in	in	ADP
fsr-3824	74	2	private	private	ADJ
fsr-3824	74	3	conversations	conversation	NOUN
fsr-3824	74	4	,	,	PUNCT
fsr-3824	74	5	a	a	DET
fsr-3824	74	6	172	172	NUM
fsr-3824	74	7	financial	financial	ADJ
fsr-3824	74	8	services	service	NOUN
fsr-3824	74	9	review	review	VERB
fsr-3824	74	10	6(3	6(3	NUM
fsr-3824	74	11	)	)	PUNCT
fsr-3824	74	12	1998	1998	NUM
fsr-3824	74	13	money	money	NOUN
fsr-3824	74	14	manager	manager	NOUN
fsr-3824	74	15	told	tell	VERB
fsr-3824	74	16	us	we	PRON
fsr-3824	74	17	he	he	PRON
fsr-3824	74	18	did	do	AUX
fsr-3824	74	19	not	not	PART
fsr-3824	74	20	think	think	VERB
fsr-3824	74	21	such	such	ADJ
fsr-3824	74	22	use	use	NOUN
fsr-3824	74	23	was	be	AUX
fsr-3824	74	24	widespread	widespread	ADJ
fsr-3824	74	25	.	.	PUNCT
fsr-3824	75	1	moreover	moreover	ADV
fsr-3824	75	2	,	,	PUNCT
fsr-3824	75	3	the	the	DET
fsr-3824	75	4	orange	orange	PROPN
fsr-3824	75	5	county	county	PROPN
fsr-3824	75	6	bankruptcy	bankruptcy	NOUN
fsr-3824	75	7	,	,	PUNCT
fsr-3824	75	8	which	which	PRON
fsr-3824	75	9	produced	produce	VERB
fsr-3824	75	10	derivatives	derivative	NOUN
fsr-3824	75	11	-	-	PUNCT
fsr-3824	75	12	related	relate	VERB
fsr-3824	75	13	losses	loss	NOUN
fsr-3824	75	14	primarily	primarily	ADV
fsr-3824	75	15	at	at	ADP
fsr-3824	75	16	municipal	municipal	ADJ
fsr-3824	75	17	money	money	NOUN
fsr-3824	75	18	funds	fund	NOUN
fsr-3824	75	19	,	,	PUNCT
fsr-3824	75	20	was	be	AUX
fsr-3824	75	21	due	due	ADJ
fsr-3824	75	22	to	to	ADP
fsr-3824	75	23	fraud	fraud	VERB
fsr-3824	75	24	.	.	PUNCT
fsr-3824	76	1	it	it	PRON
fsr-3824	76	2	was	be	AUX
fsr-3824	76	3	not	not	PART
fsr-3824	76	4	due	due	ADJ
fsr-3824	76	5	to	to	ADP
fsr-3824	76	6	money	money	NOUN
fsr-3824	76	7	managers	manager	NOUN
fsr-3824	76	8	’	'	PUNCT
fsr-3824	76	9	deliberate	deliberate	ADJ
fsr-3824	76	10	exposure	exposure	NOUN
fsr-3824	76	11	to	to	ADP
fsr-3824	76	12	derivatives	derivative	NOUN
fsr-3824	76	13	.	.	PUNCT
fsr-3824	77	1	finally	finally	ADV
fsr-3824	77	2	,	,	PUNCT
fsr-3824	77	3	as	as	ADP
fsr-3824	77	4	with	with	ADP
fsr-3824	77	5	other	other	ADJ
fsr-3824	77	6	defaults	default	NOUN
fsr-3824	77	7	,	,	PUNCT
fsr-3824	77	8	most	most	ADJ
fsr-3824	77	9	losses	loss	NOUN
fsr-3824	77	10	were	be	AUX
fsr-3824	77	11	absorbed	absorb	VERB
fsr-3824	77	12	by	by	ADP
fsr-3824	77	13	the	the	DET
fsr-3824	77	14	fund	fund	NOUN
fsr-3824	77	15	’s	’s	PART
fsr-3824	77	16	parent	parent	NOUN
fsr-3824	77	17	company	company	NOUN
fsr-3824	77	18	or	or	CCONJ
fsr-3824	77	19	adviser	adviser	NOUN
fsr-3824	77	20	.	.	PUNCT
fsr-3824	78	1	consequently	consequently	ADV
fsr-3824	78	2	,	,	PUNCT
fsr-3824	78	3	we	we	PRON
fsr-3824	78	4	do	do	AUX
fsr-3824	78	5	not	not	PART
fsr-3824	78	6	suspect	suspect	VERB
fsr-3824	78	7	fund	fund	NOUN
fsr-3824	78	8	managers	manager	NOUN
fsr-3824	78	9	’	'	PUNCT
fsr-3824	78	10	deliberate	deliberate	ADJ
fsr-3824	78	11	decisions	decision	NOUN
fsr-3824	78	12	to	to	PART
fsr-3824	78	13	use	use	VERB
fsr-3824	78	14	derivatives	derivative	NOUN
fsr-3824	78	15	would	would	AUX
fsr-3824	78	16	explain	explain	VERB
fsr-3824	78	17	much	much	ADJ
fsr-3824	78	18	of	of	ADP
fsr-3824	78	19	the	the	DET
fsr-3824	78	20	cross	cross	NOUN
fsr-3824	78	21	section	section	NOUN
fsr-3824	78	22	of	of	ADP
fsr-3824	78	23	fund	fund	NOUN
fsr-3824	78	24	returns	return	NOUN
fsr-3824	78	25	.	.	PUNCT
fsr-3824	79	1	since	since	SCONJ
fsr-3824	79	2	money	money	NOUN
fsr-3824	79	3	funds	fund	NOUN
fsr-3824	79	4	have	have	AUX
fsr-3824	79	5	limited	limit	VERB
fsr-3824	79	6	ability	ability	NOUN
fsr-3824	79	7	to	to	PART
fsr-3824	79	8	compete	compete	VERB
fsr-3824	79	9	based	base	VERB
fsr-3824	79	10	on	on	ADP
fsr-3824	79	11	differences	difference	NOUN
fsr-3824	79	12	in	in	ADP
fsr-3824	79	13	their	their	PRON
fsr-3824	79	14	port	port	NOUN
fsr-3824	79	15	folios	folio	NOUN
fsr-3824	79	16	,	,	PUNCT
fsr-3824	79	17	they	they	PRON
fsr-3824	79	18	primarily	primarily	ADV
fsr-3824	79	19	compete	compete	VERB
fsr-3824	79	20	based	base	VERB
fsr-3824	79	21	on	on	ADP
fsr-3824	79	22	differences	difference	NOUN
fsr-3824	79	23	in	in	ADP
fsr-3824	79	24	expenses	expense	NOUN
fsr-3824	79	25	.	.	PUNCT
fsr-3824	80	1	some	some	DET
fsr-3824	80	2	funds	fund	NOUN
fsr-3824	80	3	,	,	PUNCT
fsr-3824	80	4	especially	especially	ADV
fsr-3824	80	5	new	new	ADJ
fsr-3824	80	6	ones	one	NOUN
fsr-3824	80	7	,	,	PUNCT
fsr-3824	80	8	temporarily	temporarily	ADV
fsr-3824	80	9	absorb	absorb	VERB
fsr-3824	80	10	all	all	PRON
fsr-3824	80	11	or	or	CCONJ
fsr-3824	80	12	a	a	DET
fsr-3824	80	13	portion	portion	NOUN
fsr-3824	80	14	of	of	ADP
fsr-3824	80	15	expenses	expense	NOUN
fsr-3824	80	16	.	.	PUNCT
fsr-3824	81	1	they	they	PRON
fsr-3824	81	2	hope	hope	VERB
fsr-3824	81	3	to	to	PART
fsr-3824	81	4	establish	establish	VERB
fsr-3824	81	5	a	a	DET
fsr-3824	81	6	strong	strong	ADJ
fsr-3824	81	7	record	record	NOUN
fsr-3824	81	8	of	of	ADP
fsr-3824	81	9	relative	relative	ADJ
fsr-3824	81	10	returns	return	NOUN
fsr-3824	81	11	and	and	CCONJ
fsr-3824	81	12	thus	thus	ADV
fsr-3824	81	13	attract	attract	VERB
fsr-3824	81	14	investors	investor	NOUN
fsr-3824	81	15	before	before	ADP
fsr-3824	81	16	raising	raise	VERB
fsr-3824	81	17	expenses	expense	NOUN
fsr-3824	81	18	.	.	PUNCT
fsr-3824	82	1	another	another	DET
fsr-3824	82	2	method	method	NOUN
fsr-3824	82	3	of	of	ADP
fsr-3824	82	4	reducing	reduce	VERB
fsr-3824	82	5	expenses	expense	NOUN
fsr-3824	82	6	is	be	AUX
fsr-3824	82	7	to	to	PART
fsr-3824	82	8	impose	impose	VERB
fsr-3824	82	9	a	a	DET
fsr-3824	82	10	large	large	ADJ
fsr-3824	82	11	minimal	minimal	ADJ
fsr-3824	82	12	initial	initial	ADJ
fsr-3824	82	13	investment	investment	NOUN
fsr-3824	82	14	.	.	PUNCT
fsr-3824	83	1	it	it	PRON
fsr-3824	83	2	costs	cost	VERB
fsr-3824	83	3	far	far	ADV
fsr-3824	83	4	less	less	ADJ
fsr-3824	83	5	to	to	PART
fsr-3824	83	6	service	service	VERB
fsr-3824	83	7	one	one	NUM
fsr-3824	83	8	$	$	SYM
fsr-3824	83	9	1	1	NUM
fsr-3824	83	10	million	million	NUM
fsr-3824	83	11	account	account	NOUN
fsr-3824	83	12	than	than	ADP
fsr-3824	83	13	five	five	NUM
fsr-3824	83	14	hundred	hundred	NUM
fsr-3824	83	15	$	$	SYM
fsr-3824	83	16	2,000	2,000	NUM
fsr-3824	83	17	accounts	account	NOUN
fsr-3824	83	18	.	.	PUNCT
fsr-3824	84	1	thus	thus	ADV
fsr-3824	84	2	,	,	PUNCT
fsr-3824	84	3	the	the	DET
fsr-3824	84	4	van	van	PROPN
fsr-3824	84	5	guard	guard	PROPN
fsr-3824	84	6	federal	federal	PROPN
fsr-3824	84	7	portfolio	portfolio	PROPN
fsr-3824	84	8	fund	fund	PROPN
fsr-3824	84	9	has	have	VERB
fsr-3824	84	10	a	a	DET
fsr-3824	84	11	0.32	0.32	NUM
fsr-3824	84	12	percent	percent	NOUN
fsr-3824	84	13	expense	expense	NOUN
fsr-3824	84	14	ratio	ratio	NOUN
fsr-3824	84	15	and	and	CCONJ
fsr-3824	84	16	a	a	DET
fsr-3824	84	17	$	$	SYM
fsr-3824	84	18	3,000	3,000	NUM
fsr-3824	84	19	initial	initial	ADJ
fsr-3824	84	20	minimum	minimum	ADJ
fsr-3824	84	21	investment	investment	NOUN
fsr-3824	84	22	,	,	PUNCT
fsr-3824	84	23	while	while	SCONJ
fsr-3824	84	24	vanguard	vanguard	PROPN
fsr-3824	84	25	’s	’s	PART
fsr-3824	84	26	u.s	u.s	PROPN
fsr-3824	84	27	.	.	PROPN
fsr-3824	84	28	treasury	treasury	PROPN
fsr-3824	84	29	money	money	NOUN
fsr-3824	84	30	market	market	NOUN
fsr-3824	84	31	portfolio	portfolio	NOUN
fsr-3824	84	32	charges	charge	VERB
fsr-3824	84	33	0.15	0.15	NUM
fsr-3824	84	34	percent	percent	NOUN
fsr-3824	84	35	but	but	CCONJ
fsr-3824	84	36	requires	require	VERB
fsr-3824	84	37	a	a	DET
fsr-3824	84	38	$	$	SYM
fsr-3824	84	39	50,000	50,000	NUM
fsr-3824	84	40	minimum	minimum	ADJ
fsr-3824	84	41	initial	initial	ADJ
fsr-3824	84	42	investment	investment	NOUN
fsr-3824	84	43	.	.	PUNCT
fsr-3824	85	1	money	money	NOUN
fsr-3824	85	2	funds	fund	NOUN
fsr-3824	85	3	can	can	AUX
fsr-3824	85	4	also	also	ADV
fsr-3824	85	5	compete	compete	VERB
fsr-3824	85	6	by	by	ADP
fsr-3824	85	7	deciding	decide	VERB
fsr-3824	85	8	whether	whether	SCONJ
fsr-3824	85	9	or	or	CCONJ
fsr-3824	85	10	not	not	PART
fsr-3824	85	11	they	they	PRON
fsr-3824	85	12	want	want	VERB
fsr-3824	85	13	to	to	PART
fsr-3824	85	14	offer	offer	VERB
fsr-3824	85	15	checking	checking	NOUN
fsr-3824	85	16	services	service	NOUN
fsr-3824	85	17	.	.	PUNCT
fsr-3824	86	1	almost	almost	ADV
fsr-3824	86	2	all	all	PRON
fsr-3824	86	3	retail	retail	ADJ
fsr-3824	86	4	funds	fund	NOUN
fsr-3824	86	5	offer	offer	VERB
fsr-3824	86	6	limited	limited	ADJ
fsr-3824	86	7	checking	checking	NOUN
fsr-3824	86	8	.	.	PUNCT
fsr-3824	87	1	for	for	ADP
fsr-3824	87	2	example	example	NOUN
fsr-3824	87	3	,	,	PUNCT
fsr-3824	87	4	they	they	PRON
fsr-3824	87	5	may	may	AUX
fsr-3824	87	6	allow	allow	VERB
fsr-3824	87	7	unlimited	unlimited	ADJ
fsr-3824	87	8	check	check	NOUN
fsr-3824	87	9	writing	write	VERB
fsr-3824	87	10	for	for	ADP
fsr-3824	87	11	checks	check	NOUN
fsr-3824	87	12	of	of	ADP
fsr-3824	87	13	at	at	ADV
fsr-3824	87	14	least	least	ADV
fsr-3824	87	15	$	$	SYM
fsr-3824	87	16	500	500	NUM
fsr-3824	87	17	.	.	PUNCT
fsr-3824	88	1	of	of	ADP
fsr-3824	88	2	course	course	NOUN
fsr-3824	88	3	,	,	PUNCT
fsr-3824	88	4	the	the	DET
fsr-3824	88	5	cost	cost	NOUN
fsr-3824	88	6	of	of	ADP
fsr-3824	88	7	checking	checking	NOUN
fsr-3824	88	8	is	be	AUX
fsr-3824	88	9	reflected	reflect	VERB
fsr-3824	88	10	in	in	ADP
fsr-3824	88	11	the	the	DET
fsr-3824	88	12	funds	fund	NOUN
fsr-3824	88	13	’	'	PUNCT
fsr-3824	88	14	expenses	expense	NOUN
fsr-3824	88	15	.	.	PUNCT
fsr-3824	89	1	institutions	institution	NOUN
fsr-3824	89	2	-	-	PUNCT
fsr-3824	89	3	only	only	ADV
fsr-3824	89	4	funds	fund	NOUN
fsr-3824	89	5	also	also	ADV
fsr-3824	89	6	require	require	VERB
fsr-3824	89	7	large	large	ADJ
fsr-3824	89	8	initial	initial	ADJ
fsr-3824	89	9	investments	investment	NOUN
fsr-3824	89	10	and	and	CCONJ
fsr-3824	89	11	have	have	VERB
fsr-3824	89	12	low	low	ADJ
fsr-3824	89	13	expense	expense	NOUN
fsr-3824	89	14	ratios	ratio	NOUN
fsr-3824	89	15	.	.	PUNCT
fsr-3824	90	1	the	the	DET
fsr-3824	90	2	1990	1990	NUM
fsr-3824	90	3	through	through	ADP
fsr-3824	90	4	1995	1995	NUM
fsr-3824	90	5	issues	issue	NOUN
fsr-3824	90	6	of	of	ADP
fsr-3824	90	7	ibudonoghue	ibudonoghue	PROPN
fsr-3824	90	8	’s	’s	PART
fsr-3824	90	9	money	money	NOUN
fsr-3824	90	10	fund	fund	PROPN
fsr-3824	90	11	directory	directory	PROPN
fsr-3824	90	12	state	state	NOUN
fsr-3824	90	13	,	,	PUNCT
fsr-3824	90	14	“	"	PUNCT
fsr-3824	90	15	[	[	X
fsr-3824	90	16	ins	in	NOUN
fsr-3824	90	17	]	]	PUNCT
fsr-3824	90	18	are	be	AUX
fsr-3824	90	19	considered	consider	VERB
fsr-3824	90	20	by	by	ADP
fsr-3824	90	21	many	many	ADJ
fsr-3824	90	22	to	to	PART
fsr-3824	90	23	be	be	AUX
fsr-3824	90	24	the	the	DET
fsr-3824	90	25	most	most	ADV
fsr-3824	90	26	active	active	ADJ
fsr-3824	90	27	and	and	CCONJ
fsr-3824	90	28	aggressive	aggressive	ADJ
fsr-3824	90	29	money	money	NOUN
fsr-3824	90	30	funds	fund	NOUN
fsr-3824	90	31	,	,	PUNCT
fsr-3824	90	32	often	often	ADV
fsr-3824	90	33	outperforming	outperform	VERB
fsr-3824	90	34	general	general	ADJ
fsr-3824	90	35	purpose	purpose	NOUN
fsr-3824	90	36	funds	fund	NOUN
fsr-3824	90	37	.	.	PUNCT
fsr-3824	90	38	”	"	PUNCT
fsr-3824	91	1	we	we	PRON
fsr-3824	91	2	will	will	AUX
fsr-3824	91	3	examine	examine	VERB
fsr-3824	91	4	whether	whether	SCONJ
fsr-3824	91	5	ins	in	NOUN
fsr-3824	91	6	outperform	outperform	VERB
fsr-3824	91	7	retail	retail	ADJ
fsr-3824	91	8	funds	fund	NOUN
fsr-3824	91	9	after	after	ADP
fsr-3824	91	10	adjusting	adjust	VERB
fsr-3824	91	11	for	for	ADP
fsr-3824	91	12	expenses	expense	NOUN
fsr-3824	91	13	or	or	CCONJ
fsr-3824	91	14	whether	whether	SCONJ
fsr-3824	91	15	their	their	PRON
fsr-3824	91	16	net	net	ADJ
fsr-3824	91	17	return	return	NOUN
fsr-3824	91	18	advantage	advantage	NOUN
fsr-3824	91	19	is	be	AUX
fsr-3824	91	20	due	due	ADJ
fsr-3824	91	21	solely	solely	ADV
fsr-3824	91	22	to	to	ADP
fsr-3824	91	23	their	their	PRON
fsr-3824	91	24	low	low	ADJ
fsr-3824	91	25	expense	expense	NOUN
fsr-3824	91	26	ratios	ratio	NOUN
fsr-3824	91	27	.	.	PUNCT
fsr-3824	92	1	b	b	X
fsr-3824	92	2	)	)	PUNCT
fsr-3824	92	3	data	data	NOUN
fsr-3824	92	4	data	datum	NOUN
fsr-3824	92	5	for	for	ADP
fsr-3824	92	6	this	this	DET
fsr-3824	92	7	study	study	NOUN
fsr-3824	92	8	come	come	VERB
fsr-3824	92	9	from	from	ADP
fsr-3824	92	10	1990	1990	NUM
fsr-3824	92	11	through	through	ADP
fsr-3824	92	12	1995	1995	NUM
fsr-3824	92	13	issues	issue	NOUN
fsr-3824	92	14	of	of	ADP
fsr-3824	92	15	zbudonoghue	zbudonoghue	NOUN
fsr-3824	92	16	’s	’s	PART
fsr-3824	92	17	money	money	NOUN
fsr-3824	92	18	fund	fund	NOUN
fsr-3824	92	19	directory	directory	NOUN
fsr-3824	92	20	.	.	PUNCT
fsr-3824	93	1	the	the	DET
fsr-3824	93	2	primary	primary	ADJ
fsr-3824	93	3	sample	sample	NOUN
fsr-3824	93	4	consists	consist	VERB
fsr-3824	93	5	of	of	ADP
fsr-3824	93	6	all	all	PRON
fsr-3824	93	7	go	go	VERB
fsr-3824	93	8	and	and	CCONJ
fsr-3824	93	9	all	all	DET
fsr-3824	93	10	other	other	ADJ
fsr-3824	93	11	-	-	PUNCT
fsr-3824	93	12	taxable	taxable	ADJ
fsr-3824	93	13	money	money	NOUN
fsr-3824	93	14	funds	fund	NOUN
fsr-3824	93	15	with	with	ADP
fsr-3824	93	16	complete	complete	ADJ
fsr-3824	93	17	records	record	NOUN
fsr-3824	93	18	of	of	ADP
fsr-3824	93	19	net	net	ADJ
fsr-3824	93	20	returns	return	NOUN
fsr-3824	93	21	and	and	CCONJ
fsr-3824	93	22	expense	expense	NOUN
fsr-3824	93	23	ratios	ratio	NOUN
fsr-3824	93	24	for	for	ADP
fsr-3824	93	25	1990	1990	NUM
fsr-3824	93	26	through	through	ADP
fsr-3824	93	27	1994	1994	NUM
fsr-3824	93	28	and	and	CCONJ
fsr-3824	93	29	end	end	NOUN
fsr-3824	93	30	-	-	PUNCT
fsr-3824	93	31	of	of	ADP
fsr-3824	93	32	-	-	PUNCT
fsr-3824	93	33	year	year	NOUN
fsr-3824	93	34	net	net	ADJ
fsr-3824	93	35	assets	asset	NOUN
fsr-3824	93	36	beginning	begin	VERB
fsr-3824	93	37	1989	1989	NUM
fsr-3824	93	38	.	.	PUNCT
fsr-3824	94	1	the	the	DET
fsr-3824	94	2	definitions	definition	NOUN
fsr-3824	94	3	of	of	ADP
fsr-3824	94	4	the	the	DET
fsr-3824	94	5	variables	variable	NOUN
fsr-3824	94	6	used	use	VERB
fsr-3824	94	7	in	in	ADP
fsr-3824	94	8	the	the	DET
fsr-3824	94	9	analysis	analysis	NOUN
fsr-3824	94	10	are	be	AUX
fsr-3824	94	11	:	:	PUNCT
fsr-3824	94	12	nri	nri	X
fsr-3824	94	13	,	,	PUNCT
fsr-3824	94	14	=	=	SYM
fsr-3824	94	15	expit	expit	NOUN
fsr-3824	94	16	=	=	SYM
fsr-3824	94	17	gurit	gurit	PROPN
fsr-3824	94	18	=	=	SYM
fsr-3824	94	19	goi	goi	PROPN
fsr-3824	94	20	=	=	PROPN
fsr-3824	94	21	ini	ini	PROPN
fsr-3824	94	22	=	=	SYM
fsr-3824	94	23	gp	gp	NOUN
fsr-3824	94	24	,	,	PUNCT
fsr-3824	94	25	=	=	SYM
fsr-3824	94	26	spi	spi	NOUN
fsr-3824	94	27	=	=	SYM
fsr-3824	94	28	sbi	sbi	NOUN
fsr-3824	94	29	=	=	SYM
fsr-3824	94	30	net	net	ADJ
fsr-3824	94	31	return	return	NOUN
fsr-3824	94	32	for	for	ADP
fsr-3824	94	33	fund	fund	NOUN
fsr-3824	94	34	i	i	PRON
fsr-3824	94	35	for	for	ADP
fsr-3824	94	36	year	year	NOUN
fsr-3824	94	37	t	t	NOUN
fsr-3824	94	38	;	;	PUNCT
fsr-3824	94	39	the	the	DET
fsr-3824	94	40	expense	expense	NOUN
fsr-3824	94	41	ratio	ratio	NOUN
fsr-3824	94	42	for	for	ADP
fsr-3824	94	43	fund	fund	NOUN
fsr-3824	94	44	i	i	PRON
fsr-3824	94	45	for	for	ADP
fsr-3824	94	46	year	year	NOUN
fsr-3824	94	47	t	t	PROPN
fsr-3824	94	48	;	;	PUNCT
fsr-3824	94	49	nr	nr	PRON
fsr-3824	94	50	,	,	PUNCT
fsr-3824	94	51	,	,	PUNCT
fsr-3824	94	52	+	+	CCONJ
fsr-3824	94	53	expit	expit	ADJ
fsr-3824	94	54	,	,	PUNCT
fsr-3824	94	55	grossed	gross	VERB
fsr-3824	94	56	-	-	PUNCT
fsr-3824	94	57	up	up	ADP
fsr-3824	94	58	return	return	NOUN
fsr-3824	94	59	for	for	ADP
fsr-3824	94	60	fund	fund	NOUN
fsr-3824	94	61	i	i	PRON
fsr-3824	94	62	for	for	ADP
fsr-3824	94	63	year	year	NOUN
fsr-3824	94	64	t	t	PROPN
fsr-3824	94	65	;	;	PUNCT
fsr-3824	94	66	a	a	DET
fsr-3824	94	67	dummy	dummy	ADJ
fsr-3824	94	68	variable	variable	NOUN
fsr-3824	94	69	denoting	denote	VERB
fsr-3824	94	70	a	a	DET
fsr-3824	94	71	government	government	NOUN
fsr-3824	94	72	-	-	PUNCT
fsr-3824	94	73	only	only	ADV
fsr-3824	94	74	fund	fund	NOUN
fsr-3824	94	75	,	,	PUNCT
fsr-3824	94	76	go	go	VERB
fsr-3824	94	77	=	=	SYM
fsr-3824	94	78	1	1	NUM
fsr-3824	94	79	for	for	ADP
fsr-3824	94	80	a	a	DET
fsr-3824	94	81	go	go	NOUN
fsr-3824	94	82	fund	fund	NOUN
fsr-3824	94	83	and	and	CCONJ
fsr-3824	94	84	0	0	NUM
fsr-3824	94	85	otherwise	otherwise	ADV
fsr-3824	94	86	;	;	PUNCT
fsr-3824	94	87	a	a	DET
fsr-3824	94	88	dummy	dummy	ADJ
fsr-3824	94	89	variable	variable	NOUN
fsr-3824	94	90	denoting	denote	VERB
fsr-3824	94	91	an	an	DET
fsr-3824	94	92	institutions	institution	NOUN
fsr-3824	94	93	-	-	PUNCT
fsr-3824	94	94	only	only	ADV
fsr-3824	94	95	fund	fund	NOUN
fsr-3824	94	96	,	,	PUNCT
fsr-3824	94	97	in	in	ADP
fsr-3824	94	98	=	=	SYM
fsr-3824	94	99	1	1	NUM
fsr-3824	94	100	for	for	ADP
fsr-3824	94	101	an	an	DET
fsr-3824	94	102	in	in	ADP
fsr-3824	94	103	fund	fund	NOUN
fsr-3824	94	104	and	and	CCONJ
fsr-3824	94	105	0	0	NUM
fsr-3824	94	106	otherwise	otherwise	ADV
fsr-3824	94	107	;	;	PUNCT
fsr-3824	94	108	a	a	DET
fsr-3824	94	109	dummy	dummy	ADJ
fsr-3824	94	110	variable	variable	NOUN
fsr-3824	94	111	denoting	denote	VERB
fsr-3824	94	112	a	a	DET
fsr-3824	94	113	general	general	ADJ
fsr-3824	94	114	purpose	purpose	NOUN
fsr-3824	94	115	fund	fund	NOUN
fsr-3824	94	116	,	,	PUNCT
fsr-3824	94	117	gp	gp	NOUN
fsr-3824	94	118	=	=	SYM
fsr-3824	94	119	1	1	NUM
fsr-3824	94	120	for	for	ADP
fsr-3824	94	121	a	a	DET
fsr-3824	94	122	gp	gp	NOUN
fsr-3824	94	123	fund	fund	NOUN
fsr-3824	94	124	and	and	CCONJ
fsr-3824	94	125	0	0	NUM
fsr-3824	94	126	otherwise	otherwise	ADV
fsr-3824	94	127	;	;	PUNCT
fsr-3824	94	128	a	a	DET
fsr-3824	94	129	dummy	dummy	ADJ
fsr-3824	94	130	variable	variable	NOUN
fsr-3824	94	131	denoting	denote	VERB
fsr-3824	94	132	a	a	DET
fsr-3824	94	133	special	special	ADJ
fsr-3824	94	134	purpose	purpose	NOUN
fsr-3824	94	135	fund	fund	NOUN
fsr-3824	94	136	,	,	PUNCT
fsr-3824	94	137	sp	sp	ADP
fsr-3824	94	138	=	=	NOUN
fsr-3824	94	139	1	1	NUM
fsr-3824	94	140	for	for	ADP
fsr-3824	94	141	a	a	DET
fsr-3824	94	142	sp	sp	ADP
fsr-3824	94	143	fund	fund	NOUN
fsr-3824	94	144	and	and	CCONJ
fsr-3824	94	145	0	0	NUM
fsr-3824	95	1	otherwise	otherwise	ADV
fsr-3824	95	2	;	;	PUNCT
fsr-3824	95	3	a	a	DET
fsr-3824	95	4	dummy	dummy	ADJ
fsr-3824	95	5	variable	variable	NOUN
fsr-3824	95	6	denoting	denote	VERB
fsr-3824	95	7	a	a	DET
fsr-3824	95	8	stock	stock	NOUN
fsr-3824	95	9	-	-	PUNCT
fsr-3824	95	10	broker	broker	NOUN
fsr-3824	95	11	fund	fund	NOUN
fsr-3824	95	12	,	,	PUNCT
fsr-3824	95	13	sb	sb	PROPN
fsr-3824	96	1	=	=	PROPN
fsr-3824	96	2	1	1	NUM
fsr-3824	96	3	for	for	ADP
fsr-3824	96	4	a	a	DET
fsr-3824	96	5	sb	sb	NOUN
fsr-3824	96	6	fund	fund	NOUN
fsr-3824	96	7	and	and	CCONJ
fsr-3824	96	8	0	0	NUM
fsr-3824	96	9	otherwise	otherwise	ADV
fsr-3824	96	10	;	;	PUNCT
fsr-3824	96	11	performance	performance	NOUN
fsr-3824	96	12	and	and	CCONJ
fsr-3824	96	13	persistence	persistence	NOUN
fsr-3824	96	14	173	173	NUM
fsr-3824	96	15	table	table	NOUN
fsr-3824	96	16	1	1	NUM
fsr-3824	96	17	average	average	ADJ
fsr-3824	96	18	returns	return	NOUN
fsr-3824	96	19	and	and	CCONJ
fsr-3824	96	20	expenses	expense	NOUN
fsr-3824	96	21	of	of	ADP
fsr-3824	96	22	money	money	NOUN
fsr-3824	96	23	funds	fund	NOUN
fsr-3824	96	24	in	in	ADP
fsr-3824	96	25	1994	1994	NUM
fsr-3824	96	26	avg	avg	PROPN
fsr-3824	96	27	.	.	PUNCT
fsr-3824	97	1	net	net	PROPN
fsr-3824	97	2	return	return	PROPN
fsr-3824	97	3	avg	avg	PROPN
fsr-3824	97	4	.	.	PUNCT
fsr-3824	97	5	expenses	expense	VERB
fsr-3824	97	6	grossed	gross	VERB
fsr-3824	97	7	-	-	PUNCT
fsr-3824	97	8	up	up	ADP
fsr-3824	97	9	total	total	ADJ
fsr-3824	97	10	assets	asset	NOUN
fsr-3824	97	11	sample	sample	NOUN
fsr-3824	97	12	%	%	NOUN
fsr-3824	97	13	%	%	NOUN
fsr-3824	97	14	return	return	NOUN
fsr-3824	97	15	(	(	PUNCT
fsr-3824	97	16	gur	gur	NOUN
fsr-3824	97	17	)	)	PUNCT
fsr-3824	97	18	%	%	NOUN
fsr-3824	97	19	ogur	ogur	NOUN
fsr-3824	97	20	(	(	PUNCT
fsr-3824	97	21	in	in	ADP
fsr-3824	97	22	$	$	SYM
fsr-3824	97	23	loom	loom	NOUN
fsr-3824	97	24	)	)	PUNCT
fsr-3824	98	1	all	all	DET
fsr-3824	98	2	money	money	NOUN
fsr-3824	98	3	funds	fund	NOUN
fsr-3824	98	4	all	all	DET
fsr-3824	98	5	3.70	3.70	NUM
fsr-3824	98	6	0.65	0.65	NUM
fsr-3824	98	7	4.35	4.35	NUM
fsr-3824	98	8	0.13	0.13	NUM
fsr-3824	98	9	3,436	3,436	NUM
fsr-3824	98	10	go	go	VERB
fsr-3824	98	11	3.67	3.67	NUM
fsr-3824	98	12	0.61	0.61	NUM
fsr-3824	98	13	4.28	4.28	NUM
fsr-3824	98	14	0.11	0.11	NUM
fsr-3824	98	15	1,065	1,065	NUM
fsr-3824	98	16	ot	ot	NOUN
fsr-3824	98	17	3.73	3.73	NUM
fsr-3824	98	18	0.68	0.68	NUM
fsr-3824	98	19	4.40	4.40	NUM
fsr-3824	98	20	0.11	0.11	NUM
fsr-3824	98	21	2,372	2,372	NUM
fsr-3824	98	22	go	go	NOUN
fsr-3824	98	23	,	,	PUNCT
fsr-3824	98	24	gp	gp	NOUN
fsr-3824	98	25	3.54	3.54	NUM
fsr-3824	98	26	0.73	0.73	NUM
fsr-3824	98	27	4.27	4.27	NUM
fsr-3824	98	28	0.12	0.12	NUM
fsr-3824	98	29	354	354	NUM
fsr-3824	98	30	go	go	NOUN
fsr-3824	98	31	,	,	PUNCT
fsr-3824	98	32	sb	sb	PROPN
fsr-3824	98	33	3.56	3.56	NUM
fsr-3824	98	34	0.68	0.68	NUM
fsr-3824	98	35	4.23	4.23	NUM
fsr-3824	98	36	0.08	0.08	NUM
fsr-3824	98	37	90	90	NUM
fsr-3824	98	38	go	go	NOUN
fsr-3824	98	39	,	,	PUNCT
fsr-3824	98	40	sp	sp	ADP
fsr-3824	98	41	3.70	3.70	NUM
fsr-3824	98	42	0.58	0.58	NUM
fsr-3824	98	43	4.28	4.28	NUM
fsr-3824	98	44	0.13	0.13	NUM
fsr-3824	98	45	47	47	NUM
fsr-3824	98	46	go	go	VERB
fsr-3824	98	47	,	,	PUNCT
fsr-3824	98	48	in	in	ADP
fsr-3824	98	49	3.93	3.93	NUM
fsr-3824	98	50	0.37	0.37	NUM
fsr-3824	98	51	4.30	4.30	NUM
fsr-3824	98	52	0.10	0.10	NUM
fsr-3824	98	53	574	574	NUM
fsr-3824	98	54	ot	ot	NOUN
fsr-3824	98	55	,	,	PUNCT
fsr-3824	98	56	gp	gp	NOUN
fsr-3824	98	57	3.64	3.64	NUM
fsr-3824	98	58	0.75	0.75	NUM
fsr-3824	98	59	4.39	4.39	NUM
fsr-3824	98	60	0.12	0.12	NUM
fsr-3824	98	61	1,138	1,138	NUM
fsr-3824	98	62	ot	ot	PROPN
fsr-3824	98	63	,	,	PUNCT
fsr-3824	98	64	sb	sb	PROPN
fsr-3824	98	65	3.68	3.68	NUM
fsr-3824	98	66	0.72	0.72	NUM
fsr-3824	98	67	4.40	4.40	NUM
fsr-3824	98	68	0.07	0.07	NUM
fsr-3824	98	69	591	591	NUM
fsr-3824	98	70	ot	ot	NOUN
fsr-3824	98	71	,	,	PUNCT
fsr-3824	98	72	sp	sp	ADP
fsr-3824	98	73	3.73	3.73	NUM
fsr-3824	98	74	0.7	0.7	NUM
fsr-3824	98	75	1	1	NUM
fsr-3824	98	76	4.43	4.43	NUM
fsr-3824	98	77	0.12	0.12	NUM
fsr-3824	98	78	173	173	NUM
fsr-3824	98	79	ot	ot	NOUN
fsr-3824	98	80	,	,	PUNCT
fsr-3824	98	81	in	in	ADP
fsr-3824	98	82	4.06	4.06	NUM
fsr-3824	98	83	0.37	0.37	NUM
fsr-3824	98	84	4.43	4.43	NUM
fsr-3824	98	85	0.10	0.10	NUM
fsr-3824	98	86	469	469	NUM
fsr-3824	98	87	larger	large	ADJ
fsr-3824	98	88	money	money	NOUN
fsr-3824	98	89	funds	fund	NOUN
fsr-3824	98	90	(	(	PUNCT
fsr-3824	98	91	>	>	SYM
fsr-3824	98	92	$	$	SYM
fsr-3824	98	93	300	300	NUM
fsr-3824	98	94	million	million	NUM
fsr-3824	98	95	)	)	PUNCT
fsr-3824	98	96	all	all	DET
fsr-3824	98	97	3.78	3.78	NUM
fsr-3824	98	98	0.58	0.58	NUM
fsr-3824	98	99	4.36	4.36	NUM
fsr-3824	98	100	0.12	0.12	NUM
fsr-3824	98	101	3,271	3,271	NUM
fsr-3824	98	102	go	go	VERB
fsr-3824	98	103	3.75	3.75	NUM
fsr-3824	98	104	0.53	0.53	NUM
fsr-3824	98	105	4.28	4.28	NUM
fsr-3824	98	106	0.11	0.11	NUM
fsr-3824	98	107	991	991	NUM
fsr-3824	98	108	ot	ot	NOUN
fsr-3824	98	109	3.80	3.80	NUM
fsr-3824	98	110	0.61	0.61	NUM
fsr-3824	98	111	4.41	4.41	NUM
fsr-3824	98	112	0.09	0.09	NUM
fsr-3824	98	113	2,280	2,280	NUM
fsr-3824	98	114	go	go	NOUN
fsr-3824	98	115	,	,	PUNCT
fsr-3824	98	116	gp	gp	NOUN
fsr-3824	98	117	3.61	3.61	NUM
fsr-3824	98	118	0.66	0.66	NUM
fsr-3824	98	119	4.21	4.21	NUM
fsr-3824	98	120	0.11	0.11	NUM
fsr-3824	98	121	301	301	NUM
fsr-3824	98	122	go	go	VERB
fsr-3824	98	123	,	,	PUNCT
fsr-3824	98	124	sb	sb	PROPN
fsr-3824	98	125	3.56	3.56	NUM
fsr-3824	98	126	0.68	0.68	NUM
fsr-3824	98	127	4.23	4.23	NUM
fsr-3824	98	128	0.09	0.09	NUM
fsr-3824	98	129	90	90	NUM
fsr-3824	98	130	go	go	NOUN
fsr-3824	98	131	,	,	PUNCT
fsr-3824	98	132	sp	sp	ADP
fsr-3824	98	133	3.80	3.80	NUM
fsr-3824	98	134	0.53	0.53	NUM
fsr-3824	98	135	4.32	4.32	NUM
fsr-3824	98	136	0.12	0.12	NUM
fsr-3824	98	137	40	40	NUM
fsr-3824	98	138	go	go	VERB
fsr-3824	98	139	,	,	PUNCT
fsr-3824	98	140	in	in	ADP
fsr-3824	98	141	3.97	3.97	NUM
fsr-3824	98	142	0.35	0.35	NUM
fsr-3824	98	143	4.31	4.31	NUM
fsr-3824	98	144	0.10	0.10	NUM
fsr-3824	98	145	559	559	NUM
fsr-3824	98	146	ot	ot	NOUN
fsr-3824	98	147	,	,	PUNCT
fsr-3824	98	148	gp	gp	NOUN
fsr-3824	98	149	3.70	3.70	NUM
fsr-3824	98	150	0.7	0.7	NUM
fsr-3824	98	151	1	1	NUM
fsr-3824	98	152	4.41	4.41	NUM
fsr-3824	98	153	0.10	0.10	NUM
fsr-3824	98	154	1,060	1,060	NUM
fsr-3824	98	155	ot	ot	NOUN
fsr-3824	98	156	,	,	PUNCT
fsr-3824	98	157	sb	sb	PROPN
fsr-3824	98	158	3.69	3.69	NUM
fsr-3824	98	159	0.7	0.7	NUM
fsr-3824	98	160	1	1	NUM
fsr-3824	98	161	4.40	4.40	NUM
fsr-3824	98	162	0.07	0.07	NUM
fsr-3824	98	163	591	591	NUM
fsr-3824	98	164	ot	ot	NOUN
fsr-3824	98	165	,	,	PUNCT
fsr-3824	98	166	sp	sp	ADP
fsr-3824	98	167	3.83	3.83	NUM
fsr-3824	98	168	0.59	0.59	NUM
fsr-3824	98	169	4.42	4.42	NUM
fsr-3824	98	170	0.11	0.11	NUM
fsr-3824	98	171	165	165	NUM
fsr-3824	98	172	ot	ot	NOUN
fsr-3824	98	173	,	,	PUNCT
fsr-3824	98	174	in	in	ADP
fsr-3824	98	175	4.06	4.06	NUM
fsr-3824	98	176	0.37	0.37	NUM
fsr-3824	98	177	4.43	4.43	NUM
fsr-3824	98	178	0.09	0.09	NUM
fsr-3824	98	179	464	464	NUM
fsr-3824	98	180	obs	obs	PROPN
fsr-3824	98	181	321	321	NUM
fsr-3824	98	182	131	131	NUM
fsr-3824	98	183	190	190	NUM
fsr-3824	98	184	73	73	NUM
fsr-3824	98	185	9	9	NUM
fsr-3824	98	186	9	9	NUM
fsr-3824	98	187	40	40	NUM
fsr-3824	98	188	122	122	NUM
fsr-3824	98	189	17	17	NUM
fsr-3824	98	190	17	17	NUM
fsr-3824	98	191	34	34	NUM
fsr-3824	98	192	197	197	NUM
fsr-3824	98	193	79	79	NUM
fsr-3824	98	194	118	118	NUM
fsr-3824	98	195	35	35	NUM
fsr-3824	98	196	8	8	NUM
fsr-3824	98	197	6	6	NUM
fsr-3824	98	198	30	30	NUM
fsr-3824	98	199	60	60	NUM
fsr-3824	98	200	16	16	NUM
fsr-3824	98	201	13	13	NUM
fsr-3824	98	202	29	29	NUM
fsr-3824	98	203	notes	note	NOUN
fsr-3824	98	204	:	:	PUNCT
fsr-3824	98	205	the	the	DET
fsr-3824	98	206	averages	average	NOUN
fsr-3824	98	207	are	be	AUX
fsr-3824	98	208	equal	equal	ADJ
fsr-3824	98	209	-	-	PUNCT
fsr-3824	98	210	weighted	weight	VERB
fsr-3824	98	211	across	across	ADP
fsr-3824	98	212	money	money	NOUN
fsr-3824	98	213	funds	fund	NOUN
fsr-3824	98	214	.	.	PUNCT
fsr-3824	99	1	the	the	DET
fsr-3824	99	2	portfolio	portfolio	NOUN
fsr-3824	99	3	types	type	NOUN
fsr-3824	99	4	are	be	AUX
fsr-3824	99	5	government	government	NOUN
fsr-3824	99	6	-	-	PUNCT
fsr-3824	99	7	only	only	ADV
fsr-3824	99	8	(	(	PUNCT
fsr-3824	99	9	go	go	VERB
fsr-3824	99	10	)	)	PUNCT
fsr-3824	99	11	funds	fund	NOUN
fsr-3824	99	12	,	,	PUNCT
fsr-3824	99	13	which	which	PRON
fsr-3824	99	14	invest	invest	VERB
fsr-3824	99	15	only	only	ADV
fsr-3824	99	16	in	in	ADP
fsr-3824	99	17	u.s	u.s	PROPN
fsr-3824	99	18	.	.	PROPN
fsr-3824	99	19	government	government	NOUN
fsr-3824	99	20	secunties	secuntie	NOUN
fsr-3824	99	21	.	.	PUNCT
fsr-3824	100	1	and	and	CCONJ
fsr-3824	100	2	other	other	ADJ
fsr-3824	100	3	taxable	taxable	ADJ
fsr-3824	100	4	(	(	PUNCT
fsr-3824	100	5	ot	ot	INTJ
fsr-3824	100	6	)	)	PUNCT
fsr-3824	100	7	funds	fund	NOUN
fsr-3824	100	8	,	,	PUNCT
fsr-3824	100	9	which	which	PRON
fsr-3824	100	10	invest	invest	VERB
fsr-3824	100	11	in	in	ADP
fsr-3824	100	12	commercial	commercial	ADJ
fsr-3824	100	13	paper	paper	NOUN
fsr-3824	100	14	.	.	PUNCT
fsr-3824	101	1	bank	bank	NOUN
fsr-3824	101	2	cds	cds	PROPN
fsr-3824	101	3	.	.	PUNCT
fsr-3824	102	1	government	government	NOUN
fsr-3824	102	2	obligations	obligation	NOUN
fsr-3824	102	3	and	and	CCONJ
fsr-3824	102	4	other	other	ADJ
fsr-3824	102	5	assets	asset	NOUN
fsr-3824	102	6	.	.	PUNCT
fsr-3824	103	1	the	the	DET
fsr-3824	103	2	fund	fund	NOUN
fsr-3824	103	3	types	type	NOUN
fsr-3824	103	4	are	be	AUX
fsr-3824	103	5	general	general	ADJ
fsr-3824	103	6	purpose	purpose	NOUN
fsr-3824	103	7	(	(	PUNCT
fsr-3824	103	8	gp	gp	NOUN
fsr-3824	103	9	)	)	PUNCT
fsr-3824	103	10	,	,	PUNCT
fsr-3824	103	11	stockbroker	stockbroker	NOUN
fsr-3824	103	12	affiliated	affiliate	VERB
fsr-3824	103	13	(	(	PUNCT
fsr-3824	103	14	sb	sb	NOUN
fsr-3824	103	15	)	)	PUNCT
fsr-3824	103	16	.	.	PUNCT
fsr-3824	104	1	p	p	NOUN
fsr-3824	104	2	3	3	NUM
fsr-3824	104	3	e&l	e&l	NOUN
fsr-3824	104	4	purpose	purpose	NOUN
fsr-3824	104	5	(	(	PUNCT
fsr-3824	104	6	sp	sp	NOUN
fsr-3824	104	7	)	)	PUNCT
fsr-3824	104	8	.	.	PUNCT
fsr-3824	105	1	and	and	CCONJ
fsr-3824	105	2	institutions	institution	NOUN
fsr-3824	105	3	-	-	PUNCT
fsr-3824	105	4	only	only	ADV
fsr-3824	105	5	(	(	PUNCT
fsr-3824	105	6	in	in	ADP
fsr-3824	105	7	)	)	PUNCT
fsr-3824	105	8	funds	fund	NOUN
fsr-3824	105	9	.	.	PUNCT
fsr-3824	106	1	the	the	DET
fsr-3824	106	2	last	last	ADJ
fsr-3824	106	3	three	three	NUM
fsr-3824	106	4	columns	column	NOUN
fsr-3824	106	5	denote	denote	VERB
fsr-3824	106	6	the	the	DET
fsr-3824	106	7	standard	standard	ADJ
fsr-3824	106	8	deviation	deviation	NOUN
fsr-3824	106	9	of	of	ADP
fsr-3824	106	10	grossed	gross	VERB
fsr-3824	106	11	-	-	PUNCT
fsr-3824	106	12	up	up	ADP
fsr-3824	106	13	return	return	NOUN
fsr-3824	106	14	,	,	PUNCT
fsr-3824	106	15	total	total	ADJ
fsr-3824	106	16	assets	asset	NOUN
fsr-3824	106	17	(	(	PUNCT
fsr-3824	106	18	in	in	ADP
fsr-3824	106	19	$	$	SYM
fsr-3824	106	20	100	100	NUM
fsr-3824	106	21	million	million	NUM
fsr-3824	106	22	)	)	PUNCT
fsr-3824	106	23	,	,	PUNCT
fsr-3824	106	24	and	and	CCONJ
fsr-3824	106	25	the	the	DET
fsr-3824	106	26	number	number	NOUN
fsr-3824	106	27	of	of	ADP
fsr-3824	106	28	funds	fund	NOUN
fsr-3824	106	29	or	or	CCONJ
fsr-3824	106	30	observations	observation	NOUN
fsr-3824	106	31	.	.	PUNCT
fsr-3824	107	1	cki	cki	PROPN
fsr-3824	107	2	=	=	PUNCT
fsr-3824	107	3	a	a	DET
fsr-3824	107	4	dummy	dummy	ADJ
fsr-3824	107	5	variable	variable	NOUN
fsr-3824	107	6	indicating	indicate	VERB
fsr-3824	107	7	that	that	SCONJ
fsr-3824	107	8	checking	check	VERB
fsr-3824	107	9	privileges	privilege	NOUN
fsr-3824	107	10	exist	exist	VERB
fsr-3824	107	11	on	on	ADP
fsr-3824	107	12	the	the	DET
fsr-3824	107	13	fund	fund	NOUN
fsr-3824	107	14	,	,	PUNCT
fsr-3824	107	15	ck	ck	NOUN
fsr-3824	107	16	=	=	NOUN
fsr-3824	107	17	1	1	NUM
fsr-3824	107	18	if	if	SCONJ
fsr-3824	107	19	checking	check	VERB
fsr-3824	107	20	privileges	privilege	NOUN
fsr-3824	107	21	exist	exist	VERB
fsr-3824	107	22	and	and	CCONJ
fsr-3824	107	23	0	0	NUM
fsr-3824	107	24	otherwise	otherwise	ADV
fsr-3824	107	25	;	;	PUNCT
fsr-3824	107	26	and	and	CCONJ
fsr-3824	107	27	sizei	sizei	NOUN
fsr-3824	107	28	,	,	PUNCT
fsr-3824	107	29	=	=	PUNCT
fsr-3824	107	30	the	the	DET
fsr-3824	107	31	natural	natural	ADJ
fsr-3824	107	32	log	log	NOUN
fsr-3824	107	33	of	of	ADP
fsr-3824	107	34	net	net	ADJ
fsr-3824	107	35	assets	asset	NOUN
fsr-3824	107	36	(	(	PUNCT
fsr-3824	107	37	in	in	ADP
fsr-3824	107	38	millions	million	NOUN
fsr-3824	107	39	)	)	PUNCT
fsr-3824	107	40	for	for	ADP
fsr-3824	107	41	fund	fund	NOUN
fsr-3824	107	42	i	i	PRON
fsr-3824	107	43	at	at	ADP
fsr-3824	107	44	the	the	DET
fsr-3824	107	45	start	start	NOUN
fsr-3824	107	46	of	of	ADP
fsr-3824	107	47	year	year	NOUN
fsr-3824	107	48	t.	t.	NOUN
fsr-3824	107	49	table	table	NOUN
fsr-3824	107	50	1	1	NUM
fsr-3824	107	51	presents	present	VERB
fsr-3824	107	52	the	the	DET
fsr-3824	107	53	1994	1994	NUM
fsr-3824	107	54	average	average	ADJ
fsr-3824	107	55	net	net	ADJ
fsr-3824	107	56	returns	return	NOUN
fsr-3824	107	57	,	,	PUNCT
fsr-3824	107	58	average	average	ADJ
fsr-3824	107	59	expense	expense	NOUN
fsr-3824	107	60	ratios	ratio	NOUN
fsr-3824	107	61	,	,	PUNCT
fsr-3824	107	62	average	average	ADJ
fsr-3824	107	63	grossed	gross	VERB
fsr-3824	107	64	-	-	PUNCT
fsr-3824	107	65	up	up	ADP
fsr-3824	107	66	returns	return	NOUN
fsr-3824	107	67	and	and	CCONJ
fsr-3824	107	68	standard	standard	ADJ
fsr-3824	107	69	deviation	deviation	NOUN
fsr-3824	107	70	of	of	ADP
fsr-3824	107	71	grossed	gross	VERB
fsr-3824	107	72	-	-	PUNCT
fsr-3824	107	73	up	up	ADP
fsr-3824	107	74	returns	return	NOUN
fsr-3824	107	75	for	for	ADP
fsr-3824	107	76	samples	sample	NOUN
fsr-3824	107	77	of	of	ADP
fsr-3824	107	78	all	all	DET
fsr-3824	107	79	funds	fund	NOUN
fsr-3824	107	80	and	and	CCONJ
fsr-3824	107	81	funds	fund	NOUN
fsr-3824	107	82	exceeding	exceed	VERB
fsr-3824	107	83	$	$	SYM
fsr-3824	107	84	300	300	NUM
fsr-3824	107	85	million	million	NUM
fsr-3824	107	86	in	in	ADP
fsr-3824	107	87	net	net	ADJ
fsr-3824	107	88	assets	asset	NOUN
fsr-3824	107	89	.	.	PUNCT
fsr-3824	108	1	the	the	DET
fsr-3824	108	2	same	same	ADJ
fsr-3824	108	3	patterns	pattern	NOUN
fsr-3824	108	4	of	of	ADP
fsr-3824	108	5	returns	return	NOUN
fsr-3824	108	6	and	and	CCONJ
fsr-3824	108	7	expenses	expense	NOUN
fsr-3824	108	8	occur	occur	VERB
fsr-3824	108	9	in	in	ADP
fsr-3824	108	10	other	other	ADJ
fsr-3824	108	11	years	year	NOUN
fsr-3824	108	12	.	.	PUNCT
fsr-3824	109	1	as	as	SCONJ
fsr-3824	109	2	expected	expect	VERB
fsr-3824	109	3	,	,	PUNCT
fsr-3824	109	4	other	other	ADJ
fsr-3824	109	5	-	-	PUNCT
fsr-3824	109	6	taxable	taxable	ADJ
fsr-3824	109	7	funds	fund	NOUN
fsr-3824	109	8	produce	produce	VERB
fsr-3824	109	9	larger	large	ADJ
fsr-3824	109	10	grossed	gross	VERB
fsr-3824	109	11	-	-	PUNCT
fsr-3824	109	12	up	up	ADP
fsr-3824	109	13	returns	return	NOUN
fsr-3824	109	14	than	than	SCONJ
fsr-3824	109	15	go	go	VERB
fsr-3824	109	16	funds	fund	NOUN
fsr-3824	109	17	.	.	PUNCT
fsr-3824	110	1	for	for	ADP
fsr-3824	110	2	example	example	NOUN
fsr-3824	110	3	,	,	PUNCT
fsr-3824	110	4	in	in	ADP
fsr-3824	110	5	the	the	DET
fsr-3824	110	6	larger	large	ADJ
fsr-3824	110	7	-	-	PUNCT
fsr-3824	110	8	than-$300	than-$300	NUM
fsr-3824	110	9	million	million	NUM
fsr-3824	110	10	sample	sample	NOUN
fsr-3824	110	11	,	,	PUNCT
fsr-3824	110	12	ot	ot	ADJ
fsr-3824	110	13	funds	fund	NOUN
fsr-3824	110	14	produced	produce	VERB
fsr-3824	110	15	a	a	DET
fsr-3824	110	16	13	13	NUM
fsr-3824	110	17	basis	basis	NOUN
fsr-3824	110	18	point	point	NOUN
fsr-3824	110	19	higher	high	ADJ
fsr-3824	110	20	grossed	gross	VERB
fsr-3824	110	21	-	-	PUNCT
fsr-3824	110	22	up	up	ADP
fsr-3824	110	23	return	return	NOUN
fsr-3824	110	24	than	than	SCONJ
fsr-3824	110	25	go	go	VERB
fsr-3824	110	26	funds	fund	NOUN
fsr-3824	110	27	,	,	PUNCT
fsr-3824	110	28	which	which	PRON
fsr-3824	110	29	can	can	AUX
fsr-3824	110	30	be	be	AUX
fsr-3824	110	31	separated	separate	VERB
fsr-3824	110	32	into	into	ADP
fsr-3824	110	33	an	an	DET
fsr-3824	110	34	8	8	NUM
fsr-3824	110	35	basis	basis	NOUN
fsr-3824	110	36	point	point	NOUN
fsr-3824	110	37	higher	high	ADJ
fsr-3824	110	38	expense	expense	NOUN
fsr-3824	110	39	ratio	ratio	NOUN
fsr-3824	110	40	and	and	CCONJ
fsr-3824	110	41	a	a	DET
fsr-3824	110	42	5	5	NUM
fsr-3824	110	43	basis	basis	NOUN
fsr-3824	110	44	point	point	NOUN
fsr-3824	110	45	higher	high	ADJ
fsr-3824	110	46	net	net	ADJ
fsr-3824	110	47	return	return	NOUN
fsr-3824	110	48	.	.	PUNCT
fsr-3824	111	1	it	it	PRON
fsr-3824	111	2	is	be	AUX
fsr-3824	111	3	not	not	PART
fsr-3824	111	4	clear	clear	ADJ
fsr-3824	111	5	from	from	ADP
fsr-3824	111	6	table	table	NOUN
fsr-3824	111	7	1	1	NUM
fsr-3824	111	8	whether	whether	SCONJ
fsr-3824	111	9	institutions	institution	NOUN
fsr-3824	111	10	-	-	PUNCT
fsr-3824	111	11	only	only	ADV
fsr-3824	111	12	funds	fund	NOUN
fsr-3824	111	13	produce	produce	VERB
fsr-3824	111	14	higher	high	ADJ
fsr-3824	111	15	gross	gross	ADJ
fsr-3824	111	16	returns	return	NOUN
fsr-3824	111	17	than	than	ADP
fsr-3824	111	18	general	general	ADJ
fsr-3824	111	19	purpose	purpose	NOUN
fsr-3824	111	20	gp	gp	NOUN
fsr-3824	111	21	funds	fund	NOUN
fsr-3824	111	22	as	as	SCONJ
fsr-3824	111	23	suggested	suggest	VERB
fsr-3824	111	24	in	in	ADP
fsr-3824	111	25	several	several	ADJ
fsr-3824	111	26	issues	issue	NOUN
fsr-3824	111	27	of	of	ADP
fsr-3824	111	28	zbudono	zbudono	PROPN
fsr-3824	111	29	ghue	ghue	NOUN
fsr-3824	111	30	’s	’s	PART
fsr-3824	111	31	money	money	NOUN
fsr-3824	111	32	fund	fund	NOUN
fsr-3824	111	33	directory	directory	NOUN
fsr-3824	111	34	.	.	PUNCT
fsr-3824	112	1	in	in	ADP
fsr-3824	112	2	funds	fund	NOUN
fsr-3824	112	3	produce	produce	VERB
fsr-3824	112	4	larger	large	ADJ
fsr-3824	112	5	net	net	ADJ
fsr-3824	112	6	returns	return	NOUN
fsr-3824	112	7	but	but	CCONJ
fsr-3824	112	8	this	this	DET
fsr-3824	112	9	advantage	advantage	NOUN
fsr-3824	112	10	may	may	AUX
fsr-3824	112	11	be	be	AUX
fsr-3824	112	12	due	due	ADJ
fsr-3824	112	13	entirely	entirely	ADV
fsr-3824	112	14	to	to	ADP
fsr-3824	112	15	their	their	PRON
fsr-3824	112	16	lower	low	ADJ
fsr-3824	112	17	expense	expense	NOUN
fsr-3824	112	18	ratios	ratio	NOUN
fsr-3824	112	19	.	.	PUNCT
fsr-3824	113	1	for	for	ADP
fsr-3824	113	2	example	example	NOUN
fsr-3824	113	3	,	,	PUNCT
fsr-3824	113	4	in	in	ADP
fsr-3824	113	5	the	the	DET
fsr-3824	113	6	all	all	DET
fsr-3824	113	7	-	-	PUNCT
fsr-3824	113	8	funds	fund	NOUN
fsr-3824	113	9	sample	sample	NOUN
fsr-3824	113	10	,	,	PUNCT
fsr-3824	113	11	go	go	VERB
fsr-3824	113	12	/	/	SYM
fsr-3824	113	13	in	in	ADP
fsr-3824	113	14	funds	fund	NOUN
fsr-3824	113	15	(	(	PUNCT
fsr-3824	113	16	i.e.	i.e.	X
fsr-3824	113	17	,	,	PUNCT
fsr-3824	113	18	institutions	institution	NOUN
fsr-3824	113	19	-	-	PUNCT
fsr-3824	113	20	only	only	ADV
fsr-3824	113	21	funds	fund	NOUN
fsr-3824	113	22	that	that	PRON
fsr-3824	113	23	hold	hold	VERB
fsr-3824	113	24	only	only	ADV
fsr-3824	113	25	government	government	NOUN
fsr-3824	113	26	obligations	obligation	NOUN
fsr-3824	113	27	)	)	PUNCT
fsr-3824	113	28	enjoy	enjoy	VERB
fsr-3824	113	29	174	174	NUM
fsr-3824	113	30	financial	financial	ADJ
fsr-3824	113	31	services	service	NOUN
fsr-3824	113	32	review	review	VERB
fsr-3824	113	33	6(3	6(3	NUM
fsr-3824	113	34	)	)	PUNCT
fsr-3824	113	35	1998	1998	NUM
fsr-3824	113	36	a	a	DET
fsr-3824	113	37	39	39	NUM
fsr-3824	113	38	basis	basis	NOUN
fsr-3824	113	39	point	point	NOUN
fsr-3824	113	40	net	net	ADJ
fsr-3824	113	41	return	return	NOUN
fsr-3824	113	42	advantage	advantage	NOUN
fsr-3824	113	43	compared	compare	VERB
fsr-3824	113	44	to	to	PART
fsr-3824	113	45	go	go	VERB
fsr-3824	113	46	/	/	SYM
fsr-3824	113	47	gp	gp	NOUN
fsr-3824	113	48	funds	fund	NOUN
fsr-3824	113	49	(	(	PUNCT
fsr-3824	113	50	3.93	3.93	NUM
fsr-3824	113	51	%	%	NOUN
fsr-3824	113	52	vs.	vs.	ADP
fsr-3824	113	53	3.54	3.54	NUM
fsr-3824	113	54	%	%	NOUN
fsr-3824	113	55	)	)	PUNCT
fsr-3824	113	56	,	,	PUNCT
fsr-3824	113	57	but	but	CCONJ
fsr-3824	113	58	36	36	NUM
fsr-3824	113	59	basis	basis	NOUN
fsr-3824	113	60	points	point	NOUN
fsr-3824	113	61	are	be	AUX
fsr-3824	113	62	due	due	ADJ
fsr-3824	113	63	to	to	ADP
fsr-3824	113	64	lower	low	ADJ
fsr-3824	113	65	expenses	expense	NOUN
fsr-3824	113	66	and	and	CCONJ
fsr-3824	113	67	3	3	NUM
fsr-3824	113	68	basis	basis	NOUN
fsr-3824	113	69	points	point	NOUN
fsr-3824	113	70	to	to	ADP
fsr-3824	113	71	higher	high	ADJ
fsr-3824	113	72	grossed	gross	VERB
fsr-3824	113	73	-	-	PUNCT
fsr-3824	113	74	up	up	ADP
fsr-3824	113	75	returns	return	NOUN
fsr-3824	113	76	.	.	PUNCT
fsr-3824	114	1	in	in	ADP
fsr-3824	114	2	other	other	ADJ
fsr-3824	114	3	such	such	ADJ
fsr-3824	114	4	comparisons	comparison	NOUN
fsr-3824	114	5	,	,	PUNCT
fsr-3824	114	6	in	in	ADP
fsr-3824	114	7	funds	fund	NOUN
fsr-3824	114	8	enjoy	enjoy	VERB
fsr-3824	114	9	a	a	DET
fsr-3824	114	10	2	2	NUM
fsr-3824	114	11	to	to	PART
fsr-3824	114	12	4	4	NUM
fsr-3824	114	13	basis	basis	NOUN
fsr-3824	114	14	point	point	NOUN
fsr-3824	114	15	grossed	gross	VERB
fsr-3824	114	16	-	-	PUNCT
fsr-3824	114	17	up	up	ADP
fsr-3824	114	18	return	return	NOUN
fsr-3824	114	19	advantage	advantage	NOUN
fsr-3824	114	20	compared	compare	VERB
fsr-3824	114	21	to	to	ADP
fsr-3824	114	22	gp	gp	NOUN
fsr-3824	114	23	funds	fund	NOUN
fsr-3824	114	24	.	.	PUNCT
fsr-3824	115	1	we	we	PRON
fsr-3824	115	2	can	can	AUX
fsr-3824	115	3	not	not	PART
fsr-3824	115	4	state	state	VERB
fsr-3824	115	5	with	with	ADP
fsr-3824	115	6	certainty	certainty	NOUN
fsr-3824	115	7	whether	whether	SCONJ
fsr-3824	115	8	the	the	DET
fsr-3824	115	9	advantage	advantage	NOUN
fsr-3824	115	10	is	be	AUX
fsr-3824	115	11	small	small	ADJ
fsr-3824	115	12	but	but	CCONJ
fsr-3824	115	13	real	real	ADJ
fsr-3824	115	14	or	or	CCONJ
fsr-3824	115	15	due	due	ADJ
fsr-3824	115	16	to	to	PART
fsr-3824	115	17	chance	chance	NOUN
fsr-3824	115	18	alone	alone	ADV
fsr-3824	115	19	.	.	PUNCT
fsr-3824	116	1	we	we	PRON
fsr-3824	116	2	return	return	VERB
fsr-3824	116	3	to	to	ADP
fsr-3824	116	4	this	this	DET
fsr-3824	116	5	issue	issue	NOUN
fsr-3824	116	6	in	in	ADP
fsr-3824	116	7	the	the	DET
fsr-3824	116	8	regres	regre	NOUN
fsr-3824	116	9	sion	sion	NOUN
fsr-3824	116	10	analysis	analysis	NOUN
fsr-3824	116	11	.	.	PUNCT
fsr-3824	117	1	finally	finally	ADV
fsr-3824	117	2	,	,	PUNCT
fsr-3824	117	3	the	the	DET
fsr-3824	117	4	sample	sample	NOUN
fsr-3824	117	5	may	may	AUX
fsr-3824	117	6	suffer	suffer	VERB
fsr-3824	117	7	from	from	ADP
fsr-3824	117	8	a	a	DET
fsr-3824	117	9	survivorship	survivorship	NOUN
fsr-3824	117	10	bias	bias	NOUN
fsr-3824	117	11	.	.	PUNCT
fsr-3824	118	1	poorly	poorly	ADV
fsr-3824	118	2	performing	perform	VERB
fsr-3824	118	3	stock	stock	NOUN
fsr-3824	118	4	funds	fund	NOUN
fsr-3824	118	5	typically	typically	ADV
fsr-3824	118	6	merge	merge	VERB
fsr-3824	118	7	into	into	ADP
fsr-3824	118	8	more	more	ADV
fsr-3824	118	9	successful	successful	ADJ
fsr-3824	118	10	funds	fund	NOUN
fsr-3824	118	11	,	,	PUNCT
fsr-3824	118	12	thereby	thereby	ADV
fsr-3824	118	13	burying	bury	VERB
fsr-3824	118	14	the	the	DET
fsr-3824	118	15	bad	bad	ADJ
fsr-3824	118	16	stock	stock	NOUN
fsr-3824	118	17	fund	fund	PROPN
fsr-3824	118	18	’s	’s	PART
fsr-3824	118	19	record	record	NOUN
fsr-3824	118	20	.	.	PUNCT
fsr-3824	119	1	therefore	therefore	ADV
fsr-3824	119	2	,	,	PUNCT
fsr-3824	119	3	the	the	DET
fsr-3824	119	4	record	record	NOUN
fsr-3824	119	5	of	of	ADP
fsr-3824	119	6	the	the	DET
fsr-3824	119	7	average	average	ADJ
fsr-3824	119	8	surviving	survive	VERB
fsr-3824	119	9	stock	stock	NOUN
fsr-3824	119	10	fund	fund	NOUN
fsr-3824	119	11	is	be	AUX
fsr-3824	119	12	an	an	DET
fsr-3824	119	13	upward	upward	ADV
fsr-3824	119	14	biased	biased	ADJ
fsr-3824	119	15	mea	mea	NOUN
fsr-3824	119	16	sure	sure	ADJ
fsr-3824	119	17	of	of	ADP
fsr-3824	119	18	the	the	DET
fsr-3824	119	19	average	average	ADJ
fsr-3824	119	20	fund	fund	NOUN
fsr-3824	119	21	’s	’s	PART
fsr-3824	119	22	performance	performance	NOUN
fsr-3824	119	23	.	.	PUNCT
fsr-3824	120	1	the	the	DET
fsr-3824	120	2	evidence	evidence	NOUN
fsr-3824	120	3	from	from	ADP
fsr-3824	120	4	this	this	DET
fsr-3824	120	5	study	study	NOUN
fsr-3824	120	6	suggests	suggest	VERB
fsr-3824	120	7	that	that	SCONJ
fsr-3824	120	8	manag	manag	VERB
fsr-3824	120	9	ers	er	NOUN
fsr-3824	120	10	have	have	VERB
fsr-3824	120	11	little	little	ADJ
fsr-3824	120	12	ability	ability	NOUN
fsr-3824	120	13	to	to	PART
fsr-3824	120	14	raise	raise	VERB
fsr-3824	120	15	or	or	CCONJ
fsr-3824	120	16	lower	lower	VERB
fsr-3824	120	17	the	the	DET
fsr-3824	120	18	money	money	NOUN
fsr-3824	120	19	fund	fund	NOUN
fsr-3824	120	20	’s	’s	PART
fsr-3824	120	21	gross	gross	ADJ
fsr-3824	120	22	return	return	NOUN
fsr-3824	120	23	.	.	PUNCT
fsr-3824	121	1	so	so	ADV
fsr-3824	121	2	,	,	PUNCT
fsr-3824	121	3	survivorship	survivorship	NOUN
fsr-3824	121	4	bias	bias	NOUN
fsr-3824	121	5	is	be	AUX
fsr-3824	121	6	not	not	PART
fsr-3824	121	7	likely	likely	ADJ
fsr-3824	121	8	to	to	PART
fsr-3824	121	9	be	be	AUX
fsr-3824	121	10	a	a	DET
fsr-3824	121	11	major	major	ADJ
fsr-3824	121	12	problem	problem	NOUN
fsr-3824	121	13	.	.	PUNCT
fsr-3824	122	1	iv	iv	X
fsr-3824	122	2	.	.	PUNCT
fsr-3824	122	3	methodology	methodology	NOUN
fsr-3824	122	4	and	and	CCONJ
fsr-3824	122	5	results	result	VERB
fsr-3824	122	6	a	a	PRON
fsr-3824	122	7	)	)	PUNCT
fsr-3824	122	8	the	the	DET
fsr-3824	122	9	determinants	determinant	NOUN
fsr-3824	122	10	of	of	ADP
fsr-3824	122	11	net	net	ADJ
fsr-3824	122	12	returns	return	NOUN
fsr-3824	122	13	:	:	PUNCT
fsr-3824	122	14	economies	economy	NOUN
fsr-3824	122	15	of	of	ADP
fsr-3824	122	16	scale	scale	NOUN
fsr-3824	122	17	we	we	PRON
fsr-3824	122	18	begin	begin	VERB
fsr-3824	122	19	the	the	DET
fsr-3824	122	20	analysis	analysis	NOUN
fsr-3824	122	21	by	by	ADP
fsr-3824	122	22	examining	examine	VERB
fsr-3824	122	23	the	the	DET
fsr-3824	122	24	role	role	NOUN
fsr-3824	122	25	of	of	ADP
fsr-3824	122	26	net	net	ADJ
fsr-3824	122	27	asset	asset	NOUN
fsr-3824	122	28	size	size	NOUN
fsr-3824	122	29	in	in	ADP
fsr-3824	122	30	fund	fund	NOUN
fsr-3824	122	31	returns	return	NOUN
fsr-3824	122	32	.	.	PUNCT
fsr-3824	123	1	table	table	NOUN
fsr-3824	123	2	2	2	NUM
fsr-3824	123	3	presents	present	NOUN
fsr-3824	123	4	regressions	regression	NOUN
fsr-3824	123	5	of	of	ADP
fsr-3824	123	6	net	net	ADJ
fsr-3824	123	7	returns	return	NOUN
fsr-3824	123	8	on	on	ADP
fsr-3824	123	9	expense	expense	NOUN
fsr-3824	123	10	,	,	PUNCT
fsr-3824	123	11	size	size	NOUN
fsr-3824	123	12	,	,	PUNCT
fsr-3824	123	13	and	and	CCONJ
fsr-3824	123	14	go	go	VERB
fsr-3824	123	15	for	for	ADP
fsr-3824	123	16	1990	1990	NUM
fsr-3824	123	17	-	-	SYM
fsr-3824	123	18	1994	1994	NUM
fsr-3824	123	19	and	and	CCONJ
fsr-3824	123	20	each	each	DET
fsr-3824	123	21	year	year	NOUN
fsr-3824	123	22	.	.	PUNCT
fsr-3824	124	1	again	again	ADV
fsr-3824	124	2	,	,	PUNCT
fsr-3824	124	3	size	size	NOUN
fsr-3824	124	4	denotes	denote	VERB
fsr-3824	124	5	the	the	DET
fsr-3824	124	6	natural	natural	ADJ
fsr-3824	124	7	log	log	NOUN
fsr-3824	124	8	of	of	ADP
fsr-3824	124	9	beginning	begin	VERB
fsr-3824	124	10	net	net	ADJ
fsr-3824	124	11	assets	asset	NOUN
fsr-3824	124	12	in	in	ADP
fsr-3824	124	13	millions	million	NOUN
fsr-3824	124	14	.	.	PUNCT
fsr-3824	125	1	table	table	NOUN
fsr-3824	125	2	2	2	NUM
fsr-3824	125	3	determinants	determinant	NOUN
fsr-3824	125	4	of	of	ADP
fsr-3824	125	5	net	net	ADJ
fsr-3824	125	6	returns	return	NOUN
fsr-3824	125	7	expense	expense	NOUN
fsr-3824	125	8	’	'	PUNCT
fsr-3824	125	9	all	all	DET
fsr-3824	125	10	money	money	NOUN
fsr-3824	125	11	funds	fund	NOUN
fsr-3824	125	12	1990	1990	NUM
fsr-3824	125	13	-	-	SYM
fsr-3824	125	14	1994	1994	NUM
fsr-3824	125	15	-1.001	-1.001	NOUN
fsr-3824	125	16	1990	1990	NUM
fsr-3824	125	17	-0.985	-0.985	SYM
fsr-3824	125	18	1991	1991	NUM
fsr-3824	125	19	-0.943	-0.943	SYM
fsr-3824	125	20	1992	1992	NUM
fsr-3824	125	21	-0.955	-0.955	NUM
fsr-3824	125	22	1993	1993	NUM
fsr-3824	125	23	-0.956	-0.956	SYM
fsr-3824	125	24	1994	1994	NUM
fsr-3824	125	25	-0.996	-0.996	NOUN
fsr-3824	125	26	funds	fund	NOUN
fsr-3824	125	27	>	>	X
fsr-3824	125	28	$	$	SYM
fsr-3824	125	29	300	300	NUM
fsr-3824	125	30	million	million	NUM
fsr-3824	125	31	1990	1990	NUM
fsr-3824	125	32	-	-	SYM
fsr-3824	125	33	1994	1994	NUM
fsr-3824	125	34	-1.015	-1.015	NOUN
fsr-3824	125	35	1990	1990	NUM
fsr-3824	125	36	1.036	1.036	NUM
fsr-3824	125	37	1991	1991	NUM
fsr-3824	125	38	-0.938	-0.938	SYM
fsr-3824	125	39	1992	1992	NUM
fsr-3824	125	40	-0.926	-0.926	NOUN
fsr-3824	125	41	1993	1993	NUM
fsr-3824	125	42	-0.962	-0.962	SYM
fsr-3824	125	43	1994	1994	NUM
fsr-3824	125	44	-0.992	-0.992	PUNCT
fsr-3824	125	45	funds	fund	NOUN
fsr-3824	125	46	<	<	X
fsr-3824	125	47	$	$	SYM
fsr-3824	125	48	300	300	NUM
fsr-3824	125	49	million	million	NUM
fsr-3824	125	50	s.	s.	PROPN
fsr-3824	125	51	e.	e.	PROPN
fsr-3824	125	52	size	size	PROPN
fsr-3824	125	53	se	se	PROPN
fsr-3824	125	54	.	.	PUNCT
fsr-3824	125	55	go	go	VERB
fsr-3824	125	56	s.e	s.e	PROPN
fsr-3824	125	57	.	.	PROPN
fsr-3824	125	58	r	r	NOUN
fsr-3824	125	59	’	'	PUNCT
fsr-3824	125	60	0.028	0.028	NUM
fsr-3824	125	61	0.020	0.020	NUM
fsr-3824	125	62	”	"	PUNCT
fsr-3824	125	63	0.004	0.004	NUM
fsr-3824	125	64	-0.131a	-0.131a	PROPN
fsr-3824	125	65	0.012	0.012	NUM
fsr-3824	125	66	0.87	0.87	NUM
fsr-3824	125	67	0.026	0.026	NUM
fsr-3824	125	68	0.014a	0.014a	NOUN
fsr-3824	125	69	0.005	0.005	NUM
fsr-3824	125	70	-0.196	-0.196	PUNCT
fsr-3824	125	71	”	"	PUNCT
fsr-3824	125	72	0.012	0.012	NUM
fsr-3824	125	73	0.87	0.87	NUM
fsr-3824	125	74	0.05	0.05	NUM
fsr-3824	125	75	1	1	NUM
fsr-3824	125	76	0.035	0.035	NUM
fsr-3824	125	77	”	"	PUNCT
fsr-3824	125	78	0.007	0.007	NUM
fsr-3824	125	79	-0.197	-0.197	NOUN
fsr-3824	125	80	”	"	PUNCT
fsr-3824	125	81	0.018	0.018	NUM
fsr-3824	125	82	0.71	0.71	NUM
fsr-3824	125	83	0.040	0.040	NUM
fsr-3824	125	84	0.03	0.03	NUM
fsr-3824	125	85	1	1	NUM
fsr-3824	125	86	”	"	PUNCT
fsr-3824	125	87	0.007	0.007	NUM
fsr-3824	125	88	4.078	4.078	NUM
fsr-3824	125	89	”	"	PUNCT
fsr-3824	125	90	0.018	0.018	NUM
fsr-3824	125	91	0.71	0.71	NUM
fsr-3824	125	92	0.029	0.029	NUM
fsr-3824	125	93	0.02	0.02	NUM
fsr-3824	126	1	i	i	PRON
fsr-3824	126	2	a	a	DET
fsr-3824	126	3	0.004	0.004	NUM
fsr-3824	126	4	-0.080	-0.080	NOUN
fsr-3824	126	5	”	"	PUNCT
fsr-3824	126	6	0.014	0.014	NUM
fsr-3824	126	7	0.82	0.82	NUM
fsr-3824	126	8	0.033	0.033	NUM
fsr-3824	126	9	0.0	0.0	NUM
fsr-3824	126	10	1	1	NUM
fsr-3824	126	11	5a	5a	NUM
fsr-3824	126	12	0.004	0.004	NUM
fsr-3824	126	13	-0.122=	-0.122=	NUM
fsr-3824	126	14	0.013	0.013	NUM
fsr-3824	126	15	0.85	0.85	NUM
fsr-3824	126	16	0.031	0.031	NUM
fsr-3824	126	17	0.006	0.006	NUM
fsr-3824	126	18	0.006	0.006	NUM
fsr-3824	126	19	-0.13ga	-0.13ga	PROPN
fsr-3824	126	20	0.014	0.014	NUM
fsr-3824	126	21	0.87	0.87	NUM
fsr-3824	126	22	0.030	0.030	NUM
fsr-3824	126	23	0.007	0.007	NUM
fsr-3824	126	24	0.006	0.006	NUM
fsr-3824	126	25	-0.177=	-0.177=	PROPN
fsr-3824	127	1	0.015	0.015	NUM
fsr-3824	127	2	0.88	0.88	NUM
fsr-3824	127	3	0.055	0.055	NUM
fsr-3824	127	4	0.022	0.022	NUM
fsr-3824	127	5	0.012	0.012	NUM
fsr-3824	127	6	-0.205	-0.205	NOUN
fsr-3824	127	7	”	"	PUNCT
fsr-3824	127	8	0.022	0.022	NUM
fsr-3824	127	9	0.67	0.67	NUM
fsr-3824	127	10	0.041	0.041	NUM
fsr-3824	127	11	0.007	0.007	NUM
fsr-3824	127	12	0.010	0.010	NUM
fsr-3824	127	13	-0.107	-0.107	PRON
fsr-3824	127	14	”	"	PUNCT
fsr-3824	127	15	0.021	0.021	NUM
fsr-3824	127	16	0.67	0.67	NUM
fsr-3824	127	17	0.030	0.030	NUM
fsr-3824	127	18	0.005	0.005	NUM
fsr-3824	127	19	0.008	0.008	NUM
fsr-3824	127	20	-0.094	-0.094	PUNCT
fsr-3824	127	21	”	"	PUNCT
fsr-3824	127	22	0.015	0.015	NUM
fsr-3824	127	23	0.82	0.82	NUM
fsr-3824	127	24	0.032	0.032	NUM
fsr-3824	127	25	0.005	0.005	NUM
fsr-3824	127	26	0.007	0.007	NUM
fsr-3824	127	27	-0.1	-0.1	PROPN
fsr-3824	127	28	29a	29a	PROPN
fsr-3824	127	29	0.015	0.015	NUM
fsr-3824	127	30	0.83	0.83	NUM
fsr-3824	127	31	1990	1990	NUM
fsr-3824	127	32	-	-	SYM
fsr-3824	127	33	1994	1994	NUM
fsr-3824	127	34	-0.993	-0.993	PUNCT
fsr-3824	127	35	0.044	0.044	NUM
fsr-3824	127	36	0.030	0.030	NUM
fsr-3824	127	37	”	"	PUNCT
fsr-3824	127	38	0.009	0.009	NUM
fsr-3824	127	39	4.127	4.127	NUM
fsr-3824	127	40	”	"	PUNCT
fsr-3824	127	41	0.017	0.017	NUM
fsr-3824	127	42	0.86	0.86	NUM
fsr-3824	127	43	1990	1990	NUM
fsr-3824	127	44	-0.949	-0.949	NUM
fsr-3824	127	45	0.037	0.037	NUM
fsr-3824	127	46	0.018	0.018	NUM
fsr-3824	127	47	0.015	0.015	NUM
fsr-3824	127	48	-0.216	-0.216	PUNCT
fsr-3824	127	49	”	"	PUNCT
fsr-3824	127	50	0.018	0.018	NUM
fsr-3824	127	51	0.85	0.85	NUM
fsr-3824	127	52	1991	1991	NUM
fsr-3824	127	53	-0.96	-0.96	NUM
fsr-3824	127	54	1	1	NUM
fsr-3824	127	55	0.088	0.088	NUM
fsr-3824	127	56	0.057	0.057	NUM
fsr-3824	127	57	”	"	PUNCT
fsr-3824	127	58	0.017	0.017	NUM
fsr-3824	127	59	-0.190	-0.190	ADJ
fsr-3824	127	60	”	"	PUNCT
fsr-3824	127	61	0.03	0.03	NUM
fsr-3824	127	62	1	1	NUM
fsr-3824	127	63	0.68	0.68	NUM
fsr-3824	127	64	1992	1992	NUM
fsr-3824	127	65	-1.016	-1.016	PUNCT
fsr-3824	127	66	0.069	0.069	NUM
fsr-3824	127	67	0.060	0.060	NUM
fsr-3824	127	68	”	"	PUNCT
fsr-3824	127	69	0.016	0.016	NUM
fsr-3824	127	70	-0.034	-0.034	NUM
fsr-3824	127	71	0.032	0.032	NUM
fsr-3824	127	72	0.70	0.70	NUM
fsr-3824	127	73	1993	1993	NUM
fsr-3824	127	74	-0.970	-0.970	PUNCT
fsr-3824	127	75	0.048	0.048	NUM
fsr-3824	127	76	0.049	0.049	NUM
fsr-3824	127	77	”	"	PUNCT
fsr-3824	127	78	0.011	0.011	NUM
fsr-3824	127	79	-o.066a	-o.066a	PROPN
fsr-3824	127	80	0.026	0.026	NUM
fsr-3824	127	81	0.79	0.79	NUM
fsr-3824	127	82	1994	1994	NUM
fsr-3824	127	83	-0.947	-0.947	PUNCT
fsr-3824	127	84	0.057	0.057	NUM
fsr-3824	127	85	0.035a	0.035a	NOUN
fsr-3824	127	86	0.011	0.011	NUM
fsr-3824	127	87	a.1	a.1	SYM
fsr-3824	127	88	18	18	NUM
fsr-3824	127	89	”	"	PUNCT
fsr-3824	127	90	0.022	0.022	NUM
fsr-3824	127	91	0.82	0.82	NUM
fsr-3824	127	92	notes	note	VERB
fsr-3824	127	93	:	:	PUNCT
fsr-3824	127	94	a	a	DET
fsr-3824	127	95	significantly	significantly	ADV
fsr-3824	127	96	different	different	ADJ
fsr-3824	127	97	from	from	ADP
fsr-3824	127	98	zero	zero	NUM
fsr-3824	127	99	at	at	ADP
fsr-3824	127	100	the	the	DET
fsr-3824	127	101	5	5	NUM
fsr-3824	127	102	percent	percent	NOUN
fsr-3824	127	103	level	level	NOUN
fsr-3824	127	104	.	.	PUNCT
fsr-3824	127	105	’	'	PUNCT
fsr-3824	128	1	the	the	DET
fsr-3824	128	2	expense	expense	NOUN
fsr-3824	128	3	coefficient	coefficient	NOUN
fsr-3824	128	4	is	be	AUX
fsr-3824	128	5	indistinguishable	indistinguishable	ADJ
fsr-3824	128	6	from	from	ADP
fsr-3824	128	7	-i	-i	PROPN
fsr-3824	128	8	.o	.o	PROPN
fsr-3824	128	9	in	in	ADP
fsr-3824	128	10	every	every	DET
fsr-3824	128	11	regression	regression	NOUN
fsr-3824	128	12	.	.	PUNCT
fsr-3824	129	1	performance	performance	NOUN
fsr-3824	129	2	and	and	CCONJ
fsr-3824	129	3	persistence	persistence	NOUN
fsr-3824	129	4	175	175	NUM
fsr-3824	129	5	for	for	ADP
fsr-3824	129	6	the	the	DET
fsr-3824	129	7	sample	sample	NOUN
fsr-3824	129	8	of	of	ADP
fsr-3824	129	9	all	all	DET
fsr-3824	129	10	funds	fund	NOUN
fsr-3824	129	11	,	,	PUNCT
fsr-3824	129	12	the	the	DET
fsr-3824	129	13	size	size	NOUN
fsr-3824	129	14	coefficient	coefficient	NOUN
fsr-3824	129	15	is	be	AUX
fsr-3824	129	16	always	always	ADV
fsr-3824	129	17	positive	positive	ADJ
fsr-3824	129	18	and	and	CCONJ
fsr-3824	129	19	significant	significant	ADJ
fsr-3824	129	20	at	at	ADP
fsr-3824	129	21	the	the	DET
fsr-3824	129	22	5	5	NUM
fsr-3824	129	23	percent	percent	NOUN
fsr-3824	129	24	level	level	NOUN
fsr-3824	129	25	,	,	PUNCT
fsr-3824	129	26	the	the	DET
fsr-3824	129	27	level	level	NOUN
fsr-3824	129	28	of	of	ADP
fsr-3824	129	29	significance	significance	NOUN
fsr-3824	129	30	used	use	VERB
fsr-3824	129	31	throughout	throughout	ADP
fsr-3824	129	32	this	this	DET
fsr-3824	129	33	study	study	NOUN
fsr-3824	129	34	.	.	PUNCT
fsr-3824	130	1	however	however	ADV
fsr-3824	130	2	,	,	PUNCT
fsr-3824	130	3	separate	separate	ADJ
fsr-3824	130	4	analysis	analysis	NOUN
fsr-3824	130	5	implies	imply	VERB
fsr-3824	130	6	that	that	SCONJ
fsr-3824	130	7	positive	positive	ADJ
fsr-3824	130	8	economies	economy	NOUN
fsr-3824	130	9	of	of	ADP
fsr-3824	130	10	scale	scale	NOUN
fsr-3824	130	11	only	only	ADV
fsr-3824	130	12	exist	exist	VERB
fsr-3824	130	13	until	until	SCONJ
fsr-3824	130	14	fund	fund	NOUN
fsr-3824	130	15	size	size	NOUN
fsr-3824	130	16	reaches	reach	VERB
fsr-3824	130	17	about	about	ADV
fsr-3824	130	18	$	$	SYM
fsr-3824	130	19	300	300	NUM
fsr-3824	130	20	million	million	NUM
fsr-3824	130	21	.	.	PUNCT
fsr-3824	131	1	among	among	ADP
fsr-3824	131	2	funds	fund	NOUN
fsr-3824	131	3	larger	large	ADJ
fsr-3824	131	4	than	than	ADP
fsr-3824	131	5	$	$	SYM
fsr-3824	131	6	300	300	NUM
fsr-3824	131	7	million	million	NUM
fsr-3824	131	8	,	,	PUNCT
fsr-3824	131	9	the	the	DET
fsr-3824	131	10	size	size	NOUN
fsr-3824	131	11	coefficient	coefficient	NOUN
fsr-3824	131	12	is	be	AUX
fsr-3824	131	13	never	never	ADV
fsr-3824	131	14	signif	signif	ADJ
fsr-3824	131	15	icant	icant	ADJ
fsr-3824	131	16	.	.	PUNCT
fsr-3824	132	1	among	among	ADP
fsr-3824	132	2	funds	fund	NOUN
fsr-3824	132	3	smaller	small	ADJ
fsr-3824	132	4	than	than	ADP
fsr-3824	132	5	$	$	SYM
fsr-3824	132	6	300	300	NUM
fsr-3824	132	7	million	million	NUM
fsr-3824	132	8	,	,	PUNCT
fsr-3824	132	9	size	size	NOUN
fsr-3824	132	10	is	be	AUX
fsr-3824	132	11	significant	significant	ADJ
fsr-3824	132	12	in	in	ADP
fsr-3824	132	13	the	the	DET
fsr-3824	132	14	1990	1990	NUM
fsr-3824	132	15	-	-	SYM
fsr-3824	132	16	1994	1994	NUM
fsr-3824	132	17	regression	regression	NOUN
fsr-3824	132	18	and	and	CCONJ
fsr-3824	132	19	all	all	PRON
fsr-3824	132	20	but	but	SCONJ
fsr-3824	132	21	one	one	NUM
fsr-3824	132	22	of	of	ADP
fsr-3824	132	23	the	the	DET
fsr-3824	132	24	individual	individual	ADJ
fsr-3824	132	25	year	year	NOUN
fsr-3824	132	26	regressions	regression	NOUN
fsr-3824	132	27	.	.	PUNCT
fsr-3824	133	1	moreover	moreover	ADV
fsr-3824	133	2	,	,	PUNCT
fsr-3824	133	3	separate	separate	ADJ
fsr-3824	133	4	analyses	analysis	NOUN
fsr-3824	133	5	of	of	ADP
fsr-3824	133	6	go	go	NOUN
fsr-3824	133	7	funds	fund	NOUN
fsr-3824	133	8	and	and	CCONJ
fsr-3824	133	9	ot	ot	NOUN
fsr-3824	133	10	funds	fund	NOUN
fsr-3824	133	11	are	be	AUX
fsr-3824	133	12	consistent	consistent	ADJ
fsr-3824	133	13	with	with	ADP
fsr-3824	133	14	the	the	DET
fsr-3824	133	15	story	story	NOUN
fsr-3824	133	16	that	that	PRON
fsr-3824	133	17	positive	positive	ADJ
fsr-3824	133	18	economies	economy	NOUN
fsr-3824	133	19	of	of	ADP
fsr-3824	133	20	scale	scale	NOUN
fsr-3824	133	21	exist	exist	VERB
fsr-3824	133	22	until	until	SCONJ
fsr-3824	133	23	the	the	DET
fsr-3824	133	24	fund	fund	NOUN
fsr-3824	133	25	reaches	reach	VERB
fsr-3824	133	26	$	$	SYM
fsr-3824	133	27	300	300	NUM
fsr-3824	133	28	million	million	NUM
fsr-3824	133	29	in	in	ADP
fsr-3824	133	30	net	net	ADJ
fsr-3824	133	31	assets	asset	NOUN
fsr-3824	133	32	.	.	PUNCT
fsr-3824	134	1	we	we	PRON
fsr-3824	134	2	do	do	AUX
fsr-3824	134	3	not	not	PART
fsr-3824	134	4	want	want	VERB
fsr-3824	134	5	to	to	PART
fsr-3824	134	6	imply	imply	VERB
fsr-3824	134	7	that	that	SCONJ
fsr-3824	134	8	$	$	SYM
fsr-3824	134	9	300	300	NUM
fsr-3824	134	10	million	million	NUM
fsr-3824	134	11	is	be	AUX
fsr-3824	134	12	the	the	DET
fsr-3824	134	13	only	only	ADJ
fsr-3824	134	14	acceptable	acceptable	ADJ
fsr-3824	134	15	point	point	NOUN
fsr-3824	134	16	of	of	ADP
fsr-3824	134	17	separation	separation	NOUN
fsr-3824	134	18	.	.	PUNCT
fsr-3824	135	1	we	we	PRON
fsr-3824	135	2	considered	consider	VERB
fsr-3824	135	3	regressions	regression	NOUN
fsr-3824	135	4	that	that	PRON
fsr-3824	135	5	separate	separate	VERB
fsr-3824	135	6	small	small	ADJ
fsr-3824	135	7	and	and	CCONJ
fsr-3824	135	8	large	large	ADJ
fsr-3824	135	9	funds	fund	NOUN
fsr-3824	135	10	at	at	ADP
fsr-3824	135	11	$	$	SYM
fsr-3824	135	12	100	100	NUM
fsr-3824	135	13	million	million	NUM
fsr-3824	135	14	increments	increment	NOUN
fsr-3824	135	15	through	through	ADP
fsr-3824	135	16	$	$	SYM
fsr-3824	135	17	500	500	NUM
fsr-3824	135	18	million	million	NUM
fsr-3824	135	19	.	.	PUNCT
fsr-3824	136	1	economies	economy	NOUN
fsr-3824	136	2	of	of	ADP
fsr-3824	136	3	scale	scale	NOUN
fsr-3824	136	4	clearly	clearly	ADV
fsr-3824	136	5	exist	exist	VERB
fsr-3824	136	6	below	below	ADP
fsr-3824	136	7	$	$	SYM
fsr-3824	136	8	300	300	NUM
fsr-3824	136	9	million	million	NUM
fsr-3824	136	10	and	and	CCONJ
fsr-3824	136	11	clearly	clearly	ADV
fsr-3824	136	12	do	do	AUX
fsr-3824	136	13	not	not	PART
fsr-3824	136	14	exist	exist	VERB
fsr-3824	136	15	above	above	ADP
fsr-3824	136	16	$	$	SYM
fsr-3824	136	17	500	500	NUM
fsr-3824	136	18	million	million	NUM
fsr-3824	136	19	.	.	PUNCT
fsr-3824	137	1	in	in	ADP
fsr-3824	137	2	the	the	DET
fsr-3824	137	3	1990	1990	NUM
fsr-3824	137	4	-	-	SYM
fsr-3824	137	5	1994	1994	NUM
fsr-3824	137	6	regression	regression	NOUN
fsr-3824	137	7	for	for	ADP
fsr-3824	137	8	funds	fund	NOUN
fsr-3824	137	9	exceeding	exceed	VERB
fsr-3824	137	10	$	$	SYM
fsr-3824	137	11	300	300	NUM
fsr-3824	137	12	mil	mil	NOUN
fsr-3824	137	13	lion	lion	NOUN
fsr-3824	137	14	,	,	PUNCT
fsr-3824	137	15	the	the	DET
fsr-3824	137	16	size	size	NOUN
fsr-3824	137	17	coefficient	coefficient	NOUN
fsr-3824	137	18	of	of	ADP
fsr-3824	137	19	0.006	0.006	NUM
fsr-3824	137	20	(	(	PUNCT
fsr-3824	137	21	with	with	ADP
fsr-3824	137	22	a	a	DET
fsr-3824	137	23	t	t	NOUN
fsr-3824	137	24	-	-	PUNCT
fsr-3824	137	25	statistic	statistic	NOUN
fsr-3824	137	26	of	of	ADP
fsr-3824	137	27	1	1	NUM
fsr-3824	137	28	.o	.o	NOUN
fsr-3824	137	29	)	)	PUNCT
fsr-3824	137	30	suggests	suggest	VERB
fsr-3824	137	31	that	that	SCONJ
fsr-3824	137	32	weak	weak	ADJ
fsr-3824	137	33	economies	economy	NOUN
fsr-3824	137	34	of	of	ADP
fsr-3824	137	35	scale	scale	NOUN
fsr-3824	137	36	may	may	AUX
fsr-3824	137	37	continue	continue	VERB
fsr-3824	137	38	to	to	PART
fsr-3824	137	39	exist	exist	VERB
fsr-3824	137	40	among	among	ADP
fsr-3824	137	41	larger	large	ADJ
fsr-3824	137	42	funds	fund	NOUN
fsr-3824	137	43	.	.	PUNCT
fsr-3824	138	1	however	however	ADV
fsr-3824	138	2	,	,	PUNCT
fsr-3824	138	3	the	the	DET
fsr-3824	138	4	size	size	NOUN
fsr-3824	138	5	coefficient	coefficient	NOUN
fsr-3824	138	6	falls	fall	VERB
fsr-3824	138	7	to	to	ADP
fsr-3824	138	8	0.001	0.001	NUM
fsr-3824	138	9	when	when	SCONJ
fsr-3824	138	10	the	the	DET
fsr-3824	138	11	sample	sample	NOUN
fsr-3824	138	12	is	be	AUX
fsr-3824	138	13	limited	limit	VERB
fsr-3824	138	14	to	to	ADP
fsr-3824	138	15	funds	fund	NOUN
fsr-3824	138	16	above	above	ADP
fsr-3824	138	17	$	$	SYM
fsr-3824	138	18	500	500	NUM
fsr-3824	138	19	million	million	NUM
fsr-3824	138	20	.	.	PUNCT
fsr-3824	139	1	in	in	ADP
fsr-3824	139	2	summary	summary	NOUN
fsr-3824	139	3	,	,	PUNCT
fsr-3824	139	4	we	we	PRON
fsr-3824	139	5	conclude	conclude	VERB
fsr-3824	139	6	that	that	SCONJ
fsr-3824	139	7	positive	positive	ADJ
fsr-3824	139	8	economies	economy	NOUN
fsr-3824	139	9	of	of	ADP
fsr-3824	139	10	scale	scale	NOUN
fsr-3824	139	11	exist	exist	VERB
fsr-3824	139	12	in	in	ADP
fsr-3824	139	13	the	the	DET
fsr-3824	139	14	management	management	NOUN
fsr-3824	139	15	of	of	ADP
fsr-3824	139	16	money	money	NOUN
fsr-3824	139	17	funds	fund	NOUN
fsr-3824	139	18	until	until	SCONJ
fsr-3824	139	19	net	net	ADJ
fsr-3824	139	20	assets	asset	NOUN
fsr-3824	139	21	reach	reach	VERB
fsr-3824	139	22	$	$	SYM
fsr-3824	139	23	300	300	NUM
fsr-3824	139	24	million	million	NUM
fsr-3824	139	25	,	,	PUNCT
fsr-3824	139	26	but	but	CCONJ
fsr-3824	139	27	they	they	PRON
fsr-3824	139	28	do	do	AUX
fsr-3824	139	29	not	not	PART
fsr-3824	139	30	exist	exist	VERB
fsr-3824	139	31	in	in	ADP
fsr-3824	139	32	the	the	DET
fsr-3824	139	33	management	management	NOUN
fsr-3824	139	34	of	of	ADP
fsr-3824	139	35	larger	large	ADJ
fsr-3824	139	36	money	money	NOUN
fsr-3824	139	37	funds	fund	NOUN
fsr-3824	139	38	.	.	PUNCT
fsr-3824	140	1	in	in	ADP
fsr-3824	140	2	contrast	contrast	NOUN
fsr-3824	140	3	,	,	PUNCT
fsr-3824	140	4	ciccotello	ciccotello	NOUN
fsr-3824	140	5	and	and	CCONJ
fsr-3824	140	6	grant	grant	NOUN
fsr-3824	140	7	(	(	PUNCT
fsr-3824	140	8	1996	1996	NUM
fsr-3824	140	9	)	)	PUNCT
fsr-3824	140	10	conclude	conclude	VERB
fsr-3824	140	11	that	that	SCONJ
fsr-3824	140	12	a	a	DET
fsr-3824	140	13	larger	large	ADJ
fsr-3824	140	14	fund	fund	NOUN
fsr-3824	140	15	size	size	NOUN
fsr-3824	140	16	tends	tend	VERB
fsr-3824	140	17	to	to	PART
fsr-3824	140	18	reduce	reduce	VERB
fsr-3824	140	19	the	the	DET
fsr-3824	140	20	performance	performance	NOUN
fsr-3824	140	21	of	of	ADP
fsr-3824	140	22	aggressive	aggressive	ADJ
fsr-3824	140	23	growth	growth	NOUN
fsr-3824	140	24	equity	equity	NOUN
fsr-3824	140	25	funds	fund	NOUN
fsr-3824	140	26	.	.	PUNCT
fsr-3824	141	1	in	in	ADP
fsr-3824	141	2	the	the	DET
fsr-3824	141	3	next	next	ADJ
fsr-3824	141	4	section	section	NOUN
fsr-3824	141	5	,	,	PUNCT
fsr-3824	141	6	we	we	PRON
fsr-3824	141	7	examine	examine	VERB
fsr-3824	141	8	whether	whether	SCONJ
fsr-3824	141	9	the	the	DET
fsr-3824	141	10	commodity	commodity	NOUN
fsr-3824	141	11	view	view	NOUN
fsr-3824	141	12	can	can	AUX
fsr-3824	141	13	explain	explain	VERB
fsr-3824	141	14	the	the	DET
fsr-3824	141	15	cross	cross	ADJ
fsr-3824	141	16	-	-	ADJ
fsr-3824	141	17	sectional	sectional	ADJ
fsr-3824	141	18	variance	variance	NOUN
fsr-3824	141	19	of	of	ADP
fsr-3824	141	20	net	net	ADJ
fsr-3824	141	21	returns	return	NOUN
fsr-3824	141	22	among	among	ADP
fsr-3824	141	23	larger	large	ADJ
fsr-3824	141	24	money	money	NOUN
fsr-3824	141	25	funds	fund	NOUN
fsr-3824	141	26	.	.	PUNCT
fsr-3824	142	1	one	one	NUM
fsr-3824	142	2	of	of	ADP
fsr-3824	142	3	the	the	DET
fsr-3824	142	4	predictions	prediction	NOUN
fsr-3824	142	5	of	of	ADP
fsr-3824	142	6	this	this	DET
fsr-3824	142	7	view	view	NOUN
fsr-3824	142	8	is	be	AUX
fsr-3824	142	9	that	that	SCONJ
fsr-3824	142	10	net	net	ADJ
fsr-3824	142	11	returns	return	NOUN
fsr-3824	142	12	are	be	AUX
fsr-3824	142	13	driven	drive	VERB
fsr-3824	142	14	almost	almost	ADV
fsr-3824	142	15	exclusively	exclusively	ADV
fsr-3824	142	16	by	by	ADP
fsr-3824	142	17	expense	expense	NOUN
fsr-3824	142	18	ratios	ratio	NOUN
fsr-3824	142	19	.	.	PUNCT
fsr-3824	143	1	thus	thus	ADV
fsr-3824	143	2	we	we	PRON
fsr-3824	143	3	want	want	VERB
fsr-3824	143	4	to	to	PART
fsr-3824	143	5	exclude	exclude	VERB
fsr-3824	143	6	the	the	DET
fsr-3824	143	7	smaller	small	ADJ
fsr-3824	143	8	funds	fund	NOUN
fsr-3824	143	9	whose	whose	DET
fsr-3824	143	10	returns	return	NOUN
fsr-3824	143	11	may	may	AUX
fsr-3824	143	12	be	be	AUX
fsr-3824	143	13	affected	affect	VERB
fsr-3824	143	14	by	by	ADP
fsr-3824	143	15	size	size	NOUN
fsr-3824	143	16	.	.	PUNCT
fsr-3824	144	1	the	the	DET
fsr-3824	144	2	larger	large	ADJ
fsr-3824	144	3	funds	fund	NOUN
fsr-3824	144	4	contain	contain	VERB
fsr-3824	144	5	over	over	ADP
fsr-3824	144	6	95	95	NUM
fsr-3824	144	7	percent	percent	NOUN
fsr-3824	144	8	of	of	ADP
fsr-3824	144	9	money	money	NOUN
fsr-3824	144	10	fund	fund	NOUN
fsr-3824	144	11	assets	asset	NOUN
fsr-3824	144	12	.	.	PUNCT
fsr-3824	145	1	so	so	ADV
fsr-3824	145	2	,	,	PUNCT
fsr-3824	145	3	they	they	PRON
fsr-3824	145	4	represent	represent	VERB
fsr-3824	145	5	the	the	DET
fsr-3824	145	6	bulk	bulk	NOUN
fsr-3824	145	7	of	of	ADP
fsr-3824	145	8	the	the	DET
fsr-3824	145	9	industry	industry	NOUN
fsr-3824	145	10	.	.	PUNCT
fsr-3824	146	1	b	b	X
fsr-3824	146	2	)	)	PUNCT
fsr-3824	146	3	the	the	DET
fsr-3824	146	4	commodity	commodity	NOUN
fsr-3824	146	5	view	view	VERB
fsr-3824	146	6	the	the	DET
fsr-3824	146	7	financial	financial	ADJ
fsr-3824	146	8	press	press	NOUN
fsr-3824	146	9	and	and	CCONJ
fsr-3824	146	10	academicians	academician	NOUN
fsr-3824	146	11	often	often	ADV
fsr-3824	146	12	view	view	VERB
fsr-3824	146	13	all	all	DET
fsr-3824	146	14	money	money	NOUN
fsr-3824	146	15	market	market	NOUN
fsr-3824	146	16	funds	fund	NOUN
fsr-3824	146	17	of	of	ADP
fsr-3824	146	18	a	a	DET
fsr-3824	146	19	given	give	VERB
fsr-3824	146	20	portfolio	portfolio	NOUN
fsr-3824	146	21	type	type	NOUN
fsr-3824	146	22	(	(	PUNCT
fsr-3824	146	23	i.e.	i.e.	X
fsr-3824	146	24	,	,	PUNCT
fsr-3824	146	25	go	go	VERB
fsr-3824	146	26	or	or	CCONJ
fsr-3824	146	27	ot	ot	VERB
fsr-3824	146	28	)	)	PUNCT
fsr-3824	146	29	as	as	ADP
fsr-3824	146	30	indistinguishable	indistinguishable	ADJ
fsr-3824	146	31	commodities	commodity	NOUN
fsr-3824	146	32	.	.	PUNCT
fsr-3824	147	1	for	for	ADP
fsr-3824	147	2	example	example	NOUN
fsr-3824	147	3	,	,	PUNCT
fsr-3824	147	4	bogle	bogle	PROPN
fsr-3824	147	5	(	(	PUNCT
fsr-3824	147	6	1994	1994	NUM
fsr-3824	147	7	)	)	PUNCT
fsr-3824	147	8	says	say	VERB
fsr-3824	147	9	“	"	PUNCT
fsr-3824	147	10	gross	gross	ADJ
fsr-3824	147	11	returns	return	NOUN
fsr-3824	147	12	are	be	AUX
fsr-3824	147	13	virtually	virtually	ADV
fsr-3824	147	14	identical	identical	ADJ
fsr-3824	147	15	within	within	ADP
fsr-3824	147	16	each	each	DET
fsr-3824	147	17	type	type	NOUN
fsr-3824	147	18	of	of	ADP
fsr-3824	147	19	money	money	NOUN
fsr-3824	147	20	fund	fund	NOUN
fsr-3824	147	21	and	and	CCONJ
fsr-3824	147	22	...	...	PUNCT
fsr-3824	147	23	net	net	ADJ
fsr-3824	147	24	returns	return	NOUN
fsr-3824	147	25	are	be	AUX
fsr-3824	147	26	therefore	therefore	ADV
fsr-3824	147	27	driven	drive	VERB
fsr-3824	147	28	almost	almost	ADV
fsr-3824	147	29	exclusively	exclusively	ADV
fsr-3824	147	30	by	by	ADP
fsr-3824	147	31	fund	fund	NOUN
fsr-3824	147	32	costs	cost	NOUN
fsr-3824	147	33	”	"	PUNCT
fsr-3824	147	34	(	(	PUNCT
fsr-3824	147	35	p.	p.	NOUN
fsr-3824	147	36	131	131	NUM
fsr-3824	147	37	)	)	PUNCT
fsr-3824	147	38	.	.	PUNCT
fsr-3824	148	1	we	we	PRON
fsr-3824	148	2	label	label	VERB
fsr-3824	148	3	this	this	PRON
fsr-3824	148	4	the	the	DET
fsr-3824	148	5	commodity	commodity	NOUN
fsr-3824	148	6	view	view	NOUN
fsr-3824	148	7	of	of	ADP
fsr-3824	148	8	money	money	NOUN
fsr-3824	148	9	market	market	NOUN
fsr-3824	148	10	funds	fund	NOUN
fsr-3824	148	11	.	.	PUNCT
fsr-3824	149	1	the	the	DET
fsr-3824	149	2	driving	drive	VERB
fsr-3824	149	3	principle	principle	NOUN
fsr-3824	149	4	behind	behind	ADP
fsr-3824	149	5	the	the	DET
fsr-3824	149	6	commodity	commodity	NOUN
fsr-3824	149	7	view	view	NOUN
fsr-3824	149	8	is	be	AUX
fsr-3824	149	9	that	that	SCONJ
fsr-3824	149	10	money	money	NOUN
fsr-3824	149	11	markets	market	NOUN
fsr-3824	149	12	are	be	AUX
fsr-3824	149	13	extremely	extremely	ADV
fsr-3824	149	14	efficient	efficient	ADJ
fsr-3824	149	15	.	.	PUNCT
fsr-3824	150	1	therefore	therefore	ADV
fsr-3824	150	2	,	,	PUNCT
fsr-3824	150	3	financial	financial	ADJ
fsr-3824	150	4	markets	market	NOUN
fsr-3824	150	5	set	set	VERB
fsr-3824	150	6	gross	gross	ADJ
fsr-3824	150	7	mutual	mutual	ADJ
fsr-3824	150	8	fund	fund	NOUN
fsr-3824	150	9	returns	return	NOUN
fsr-3824	150	10	;	;	PUNCT
fsr-3824	150	11	managers	manager	NOUN
fsr-3824	150	12	can	can	AUX
fsr-3824	150	13	not	not	PART
fsr-3824	150	14	enhance	enhance	VERB
fsr-3824	150	15	gross	gross	ADJ
fsr-3824	150	16	returns	return	NOUN
fsr-3824	150	17	.	.	PUNCT
fsr-3824	151	1	furthermore	furthermore	ADV
fsr-3824	151	2	,	,	PUNCT
fsr-3824	151	3	cross	cross	ADJ
fsr-3824	151	4	-	-	ADJ
fsr-3824	151	5	sectional	sectional	ADJ
fsr-3824	151	6	differences	difference	NOUN
fsr-3824	151	7	in	in	ADP
fsr-3824	151	8	funds	fund	NOUN
fsr-3824	151	9	’	'	PUNCT
fsr-3824	151	10	net	net	ADJ
fsr-3824	151	11	returns	return	NOUN
fsr-3824	151	12	are	be	AUX
fsr-3824	151	13	driven	drive	VERB
fsr-3824	151	14	almost	almost	ADV
fsr-3824	151	15	exclusively	exclusively	ADV
fsr-3824	151	16	by	by	ADP
fsr-3824	151	17	differences	difference	NOUN
fsr-3824	151	18	in	in	ADP
fsr-3824	151	19	their	their	PRON
fsr-3824	151	20	expense	expense	NOUN
fsr-3824	151	21	ratios	ratio	NOUN
fsr-3824	151	22	and	and	CCONJ
fsr-3824	151	23	portfolio	portfolio	NOUN
fsr-3824	151	24	types	type	NOUN
fsr-3824	151	25	.	.	PUNCT
fsr-3824	152	1	the	the	DET
fsr-3824	152	2	strong	strong	ADJ
fsr-3824	152	3	version	version	NOUN
fsr-3824	152	4	of	of	ADP
fsr-3824	152	5	the	the	DET
fsr-3824	152	6	commodity	commodity	NOUN
fsr-3824	152	7	view	view	NOUN
fsr-3824	152	8	makes	make	VERB
fsr-3824	152	9	the	the	DET
fsr-3824	152	10	following	follow	VERB
fsr-3824	152	11	statistical	statistical	ADJ
fsr-3824	152	12	predictions	prediction	NOUN
fsr-3824	152	13	.	.	PUNCT
fsr-3824	153	1	in	in	ADP
fsr-3824	153	2	cross	cross	ADJ
fsr-3824	153	3	-	-	ADJ
fsr-3824	153	4	sectional	sectional	ADJ
fsr-3824	153	5	regressions	regression	NOUN
fsr-3824	153	6	of	of	ADP
fsr-3824	153	7	net	net	ADJ
fsr-3824	153	8	returns	return	NOUN
fsr-3824	153	9	on	on	ADP
fsr-3824	153	10	predictor	predictor	NOUN
fsr-3824	153	11	variables	variable	NOUN
fsr-3824	153	12	,	,	PUNCT
fsr-3824	153	13	1	1	X
fsr-3824	153	14	.	.	X
fsr-3824	153	15	go	go	VERB
fsr-3824	153	16	,	,	PUNCT
fsr-3824	153	17	the	the	DET
fsr-3824	153	18	dummy	dummy	ADJ
fsr-3824	153	19	variable	variable	NOUN
fsr-3824	153	20	denoting	denote	VERB
fsr-3824	153	21	a	a	DET
fsr-3824	153	22	government	government	NOUN
fsr-3824	153	23	-	-	PUNCT
fsr-3824	153	24	only	only	ADJ
fsr-3824	153	25	fund	fund	NOUN
fsr-3824	153	26	,	,	PUNCT
fsr-3824	153	27	should	should	AUX
fsr-3824	153	28	be	be	AUX
fsr-3824	153	29	negative	negative	ADJ
fsr-3824	153	30	;	;	PUNCT
fsr-3824	153	31	2	2	X
fsr-3824	153	32	.	.	X
fsr-3824	154	1	the	the	DET
fsr-3824	154	2	expense	expense	NOUN
fsr-3824	154	3	coefficient	coefficient	NOUN
fsr-3824	154	4	should	should	AUX
fsr-3824	154	5	be	be	AUX
fsr-3824	154	6	-1	-1	ADP
fsr-3824	154	7	.o	.o	PROPN
fsr-3824	154	8	;	;	PUNCT
fsr-3824	155	1	3	3	X
fsr-3824	155	2	.	.	X
fsr-3824	156	1	the	the	DET
fsr-3824	156	2	coefficient	coefficient	NOUN
fsr-3824	156	3	of	of	ADP
fsr-3824	156	4	determination	determination	NOUN
fsr-3824	156	5	should	should	AUX
fsr-3824	156	6	be	be	AUX
fsr-3824	156	7	large	large	ADJ
fsr-3824	156	8	;	;	PUNCT
fsr-3824	156	9	4	4	X
fsr-3824	156	10	.	.	X
fsr-3824	157	1	no	no	DET
fsr-3824	157	2	variable	variable	NOUN
fsr-3824	157	3	besides	besides	SCONJ
fsr-3824	157	4	the	the	DET
fsr-3824	157	5	expense	expense	NOUN
fsr-3824	157	6	ratio	ratio	NOUN
fsr-3824	157	7	and	and	CCONJ
fsr-3824	157	8	go	go	VERB
fsr-3824	157	9	should	should	AUX
fsr-3824	157	10	prove	prove	VERB
fsr-3824	157	11	significant	significant	ADJ
fsr-3824	157	12	;	;	PUNCT
fsr-3824	157	13	and	and	CCONJ
fsr-3824	157	14	5	5	X
fsr-3824	157	15	.	.	PUNCT
fsr-3824	158	1	the	the	DET
fsr-3824	158	2	grossed	gross	VERB
fsr-3824	158	3	-	-	PUNCT
fsr-3824	158	4	up	up	ADP
fsr-3824	158	5	return	return	NOUN
fsr-3824	158	6	should	should	AUX
fsr-3824	158	7	be	be	AUX
fsr-3824	158	8	essentially	essentially	ADV
fsr-3824	158	9	the	the	DET
fsr-3824	158	10	same	same	ADJ
fsr-3824	158	11	for	for	ADP
fsr-3824	158	12	all	all	DET
fsr-3824	158	13	funds	fund	NOUN
fsr-3824	158	14	of	of	ADP
fsr-3824	158	15	the	the	DET
fsr-3824	158	16	same	same	ADJ
fsr-3824	158	17	portfolio	portfolio	NOUN
fsr-3824	158	18	type	type	NOUN
fsr-3824	158	19	.	.	PUNCT
fsr-3824	159	1	statistically	statistically	ADV
fsr-3824	159	2	,	,	PUNCT
fsr-3824	159	3	the	the	DET
fsr-3824	159	4	standard	standard	ADJ
fsr-3824	159	5	deviation	deviation	NOUN
fsr-3824	159	6	of	of	ADP
fsr-3824	159	7	the	the	DET
fsr-3824	159	8	cross	cross	ADJ
fsr-3824	159	9	-	-	ADJ
fsr-3824	159	10	sectional	sectional	ADJ
fsr-3824	159	11	distribu	distribu	NOUN
fsr-3824	159	12	tion	tion	NOUN
fsr-3824	159	13	of	of	ADP
fsr-3824	159	14	grossed	gross	VERB
fsr-3824	159	15	-	-	PUNCT
fsr-3824	159	16	up	up	ADP
fsr-3824	159	17	returns	return	NOUN
fsr-3824	159	18	should	should	AUX
fsr-3824	159	19	be	be	AUX
fsr-3824	159	20	small	small	ADJ
fsr-3824	159	21	.	.	PUNCT
fsr-3824	160	1	176	176	NUM
fsr-3824	160	2	financial	financial	ADJ
fsr-3824	160	3	services	service	NOUN
fsr-3824	160	4	review	review	VERB
fsr-3824	160	5	6(3	6(3	NUM
fsr-3824	160	6	)	)	PUNCT
fsr-3824	160	7	1998	1998	NUM
fsr-3824	160	8	year	year	NOUN
fsr-3824	160	9	table	table	NOUN
fsr-3824	160	10	3	3	NUM
fsr-3824	160	11	tests	test	NOUN
fsr-3824	160	12	of	of	ADP
fsr-3824	160	13	the	the	DET
fsr-3824	160	14	commodity	commodity	NOUN
fsr-3824	160	15	view	view	NOUN
fsr-3824	160	16	of	of	ADP
fsr-3824	160	17	money	money	NOUN
fsr-3824	160	18	funds	fund	NOUN
fsr-3824	160	19	expense	expense	NOUN
fsr-3824	160	20	(	(	PUNCT
fsr-3824	160	21	s.	s.	PROPN
fsr-3824	160	22	e.	e.	PROPN
fsr-3824	160	23	)	)	PUNCT
fsr-3824	160	24	go	go	VERB
fsr-3824	160	25	(	(	PUNCT
fsr-3824	160	26	se	se	X
fsr-3824	160	27	.	.	PUNCT
fsr-3824	160	28	)	)	PUNCT
fsr-3824	161	1	other	other	ADJ
fsr-3824	161	2	coef	coef	PROPN
fsr-3824	161	3	(	(	PUNCT
fsr-3824	161	4	s.e	s.e	PROPN
fsr-3824	161	5	.	.	PROPN
fsr-3824	161	6	)	)	PUNCT
fsr-3824	161	7	r2	r2	PROPN
fsr-3824	161	8	199&1994	199&1994	PROPN
fsr-3824	161	9	1990	1990	NUM
fsr-3824	161	10	1991	1991	NUM
fsr-3824	161	11	1992	1992	NUM
fsr-3824	161	12	1993	1993	NUM
fsr-3824	161	13	1994	1994	NUM
fsr-3824	161	14	-1.019	-1.019	PUNCT
fsr-3824	161	15	(	(	PUNCT
fsr-3824	161	16	0.03	0.03	NUM
fsr-3824	161	17	1	1	NUM
fsr-3824	161	18	)	)	PUNCT
fsr-3824	161	19	-0.139a	-0.139a	PROPN
fsr-3824	161	20	(	(	PUNCT
fsr-3824	161	21	0.014	0.014	NUM
fsr-3824	161	22	)	)	PUNCT
fsr-3824	161	23	-1.012	-1.012	NOUN
fsr-3824	161	24	(	(	PUNCT
fsr-3824	161	25	0.033	0.033	NUM
fsr-3824	161	26	)	)	PUNCT
fsr-3824	161	27	4	4	NUM
fsr-3824	161	28	)	)	PUNCT
fsr-3824	161	29	.	.	PUNCT
fsr-3824	162	1	140	140	NUM
fsr-3824	162	2	”	"	PUNCT
fsr-3824	162	3	(	(	PUNCT
fsr-3824	162	4	0.014	0.014	NUM
fsr-3824	162	5	)	)	PUNCT
fsr-3824	162	6	-1.013	-1.013	VERB
fsr-3824	162	7	(	(	PUNCT
fsr-3824	162	8	0.03	0.03	NUM
fsr-3824	162	9	1	1	NUM
fsr-3824	162	10	)	)	PUNCT
fsr-3824	162	11	-0	-0	PUNCT
fsr-3824	162	12	.	.	PUNCT
fsr-3824	163	1	140a	140a	NUM
fsr-3824	163	2	(	(	PUNCT
fsr-3824	163	3	0.014	0.014	NUM
fsr-3824	163	4	)	)	PUNCT
fsr-3824	163	5	-1.022	-1.022	NOUN
fsr-3824	163	6	(	(	PUNCT
fsr-3824	163	7	0.030	0.030	NUM
fsr-3824	163	8	)	)	PUNCT
fsr-3824	163	9	-0.137a	-0.137a	NOUN
fsr-3824	163	10	(	(	PUNCT
fsr-3824	163	11	0.014	0.014	NUM
fsr-3824	163	12	)	)	PUNCT
fsr-3824	163	13	-0.986	-0.986	NUM
fsr-3824	163	14	(	(	PUNCT
fsr-3824	163	15	0.039	0.039	NUM
fsr-3824	163	16	)	)	PUNCT
fsr-3824	163	17	-0.144	-0.144	PUNCT
fsr-3824	163	18	”	"	PUNCT
fsr-3824	163	19	(	(	PUNCT
fsr-3824	163	20	0.014	0.014	NUM
fsr-3824	163	21	)	)	PUNCT
fsr-3824	163	22	-1.028	-1.028	PROPN
fsr-3824	163	23	(	(	PUNCT
fsr-3824	163	24	0.037	0.037	NUM
fsr-3824	163	25	)	)	PUNCT
fsr-3824	163	26	-0	-0	PUNCT
fsr-3824	163	27	.	.	PUNCT
fsr-3824	164	1	139a	139a	PROPN
fsr-3824	164	2	(	(	PUNCT
fsr-3824	164	3	0.014	0.014	NUM
fsr-3824	164	4	)	)	PUNCT
fsr-3824	164	5	-1.042	-1.042	NUM
fsr-3824	164	6	(	(	PUNCT
fsr-3824	164	7	0.030	0.030	NUM
fsr-3824	164	8	)	)	PUNCT
fsr-3824	164	9	4k179a	4k179a	NOUN
fsr-3824	164	10	(	(	PUNCT
fsr-3824	164	11	0.016	0.016	NUM
fsr-3824	164	12	)	)	PUNCT
fsr-3824	164	13	-1.031	-1.031	NOUN
fsr-3824	164	14	(	(	PUNCT
fsr-3824	164	15	0.037	0.037	NUM
fsr-3824	164	16	)	)	PUNCT
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fsr-3824	164	18	80a	80a	NOUN
fsr-3824	164	19	(	(	PUNCT
fsr-3824	164	20	0.016	0.016	NUM
fsr-3824	164	21	)	)	PUNCT
fsr-3824	164	22	-1.035	-1.035	NOUN
fsr-3824	164	23	(	(	PUNCT
fsr-3824	164	24	0.030	0.030	NUM
fsr-3824	164	25	)	)	PUNCT
fsr-3824	164	26	-0.180a	-0.180a	PROPN
fsr-3824	164	27	(	(	PUNCT
fsr-3824	164	28	0.016	0.016	NUM
fsr-3824	164	29	)	)	PUNCT
fsr-3824	164	30	-1.042	-1.042	NUM
fsr-3824	164	31	(	(	PUNCT
fsr-3824	164	32	0.030	0.030	NUM
fsr-3824	164	33	)	)	PUNCT
fsr-3824	164	34	-0.179=	-0.179=	NOUN
fsr-3824	164	35	(	(	PUNCT
fsr-3824	164	36	0.016	0.016	NUM
fsr-3824	164	37	)	)	PUNCT
fsr-3824	164	38	-0.984	-0.984	PROPN
fsr-3824	164	39	(	(	PUNCT
fsr-3824	164	40	0.044	0.044	NUM
fsr-3824	164	41	)	)	PUNCT
fsr-3824	164	42	-0.1	-0.1	PROPN
fsr-3824	164	43	88a	88a	NOUN
fsr-3824	164	44	(	(	PUNCT
fsr-3824	164	45	0.016	0.016	NUM
fsr-3824	164	46	)	)	PUNCT
fsr-3824	164	47	-1.043	-1.043	NOUN
fsr-3824	164	48	(	(	PUNCT
fsr-3824	164	49	0.04	0.04	NUM
fsr-3824	164	50	1	1	NUM
fsr-3824	164	51	)	)	PUNCT
fsr-3824	164	52	-0.1	-0.1	NOUN
fsr-3824	164	53	79a	79a	NOUN
fsr-3824	164	54	(	(	PUNCT
fsr-3824	164	55	0.016	0.016	NUM
fsr-3824	164	56	)	)	PUNCT
fsr-3824	164	57	-0.956	-0.956	PUNCT
fsr-3824	165	1	(	(	PUNCT
fsr-3824	165	2	0.055	0.055	NUM
fsr-3824	165	3	)	)	PUNCT
fsr-3824	165	4	-0.209a	-0.209a	PROPN
fsr-3824	165	5	-0.982	-0.982	PUNCT
fsr-3824	165	6	(	(	PUNCT
fsr-3824	165	7	0.058	0.058	NUM
fsr-3824	165	8	)	)	PUNCT
fsr-3824	165	9	-0.210=	-0.210=	NOUN
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fsr-3824	165	13	)	)	PUNCT
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fsr-3824	165	16	(	(	PUNCT
fsr-3824	165	17	0.054	0.054	NUM
fsr-3824	165	18	)	)	PUNCT
fsr-3824	165	19	-0.209a	-0.209a	PROPN
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fsr-3824	165	21	(	(	PUNCT
fsr-3824	165	22	0.063	0.063	NUM
fsr-3824	165	23	)	)	PUNCT
fsr-3824	165	24	a210a	a210a	PROPN
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fsr-3824	165	26	(	(	PUNCT
fsr-3824	165	27	0.059	0.059	NUM
fsr-3824	165	28	)	)	PUNCT
fsr-3824	165	29	-0.209a	-0.209a	PROPN
fsr-3824	165	30	-0.934	-0.934	PUNCT
fsr-3824	165	31	(	(	PUNCT
fsr-3824	165	32	0.040	0.040	NUM
fsr-3824	165	33	)	)	PUNCT
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fsr-3824	166	2	(	(	PUNCT
fsr-3824	166	3	0.041	0.041	NUM
fsr-3824	166	4	)	)	PUNCT
fsr-3824	166	5	-0.108a	-0.108a	NUM
fsr-3824	166	6	-0.927	-0.927	PUNCT
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fsr-3824	166	10	)	)	PUNCT
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fsr-3824	166	15	)	)	PUNCT
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fsr-3824	167	4	0.047	0.047	NUM
fsr-3824	167	5	)	)	PUNCT
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fsr-3824	167	10	)	)	PUNCT
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fsr-3824	167	13	(	(	PUNCT
fsr-3824	167	14	0.029	0.029	NUM
fsr-3824	167	15	)	)	PUNCT
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fsr-3824	167	19	0.034	0.034	NUM
fsr-3824	167	20	)	)	PUNCT
fsr-3824	167	21	-0.095=	-0.095=	CCONJ
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fsr-3824	167	23	(	(	PUNCT
fsr-3824	167	24	0.029	0.029	NUM
fsr-3824	167	25	)	)	PUNCT
fsr-3824	167	26	-0.095a	-0.095a	PROPN
fsr-3824	168	1	-0.970	-0.970	NUM
fsr-3824	168	2	(	(	PUNCT
fsr-3824	168	3	0.029	0.029	NUM
fsr-3824	168	4	)	)	PUNCT
fsr-3824	168	5	-0.095a	-0.095a	NUM
fsr-3824	168	6	-0.952	-0.952	NOUN
fsr-3824	168	7	(	(	PUNCT
fsr-3824	168	8	0.04	0.04	NUM
fsr-3824	168	9	1	1	NUM
fsr-3824	168	10	)	)	PUNCT
fsr-3824	168	11	-0.096a	-0.096a	NUM
fsr-3824	168	12	-0.985	-0.985	PUNCT
fsr-3824	168	13	(	(	PUNCT
fsr-3824	168	14	0.039	0.039	NUM
fsr-3824	168	15	)	)	PUNCT
fsr-3824	168	16	-0.09y	-0.09y	PROPN
fsr-3824	168	17	-0.996	-0.996	PROPN
fsr-3824	168	18	(	(	PUNCT
fsr-3824	168	19	0.033	0.033	NUM
fsr-3824	168	20	)	)	PUNCT
fsr-3824	168	21	-0.130a	-0.130a	PROPN
fsr-3824	168	22	-0.967	-0.967	PROPN
fsr-3824	168	23	(	(	PUNCT
fsr-3824	168	24	0.038	0.038	NUM
fsr-3824	168	25	)	)	PUNCT
fsr-3824	168	26	-0.1	-0.1	PROPN
fsr-3824	168	27	3oa	3oa	NOUN
fsr-3824	168	28	-0.986	-0.986	NUM
fsr-3824	168	29	(	(	PUNCT
fsr-3824	168	30	0.033	0.033	NUM
fsr-3824	168	31	)	)	PUNCT
fsr-3824	168	32	-0.130	-0.130	PROPN
fsr-3824	168	33	”	"	PUNCT
fsr-3824	168	34	-0.995	-0.995	PROPN
fsr-3824	168	35	(	(	PUNCT
fsr-3824	168	36	0.033	0.033	NUM
fsr-3824	168	37	)	)	PUNCT
fsr-3824	168	38	-0	-0	PUNCT
fsr-3824	168	39	.	.	PUNCT
fsr-3824	169	1	129a	129a	NUM
fsr-3824	169	2	-0.919	-0.919	PUNCT
fsr-3824	169	3	(	(	PUNCT
fsr-3824	169	4	0.044	0.044	NUM
fsr-3824	169	5	)	)	PUNCT
fsr-3824	169	6	-0.132a	-0.132a	PROPN
fsr-3824	169	7	-0.969	-0.969	PROPN
fsr-3824	169	8	(	(	PUNCT
fsr-3824	169	9	0.042	0.042	NUM
fsr-3824	169	10	)	)	PUNCT
fsr-3824	169	11	-0.130=	-0.130=	PROPN
fsr-3824	169	12	(	(	PUNCT
fsr-3824	169	13	0.022	0.022	NUM
fsr-3824	169	14	)	)	PUNCT
fsr-3824	169	15	(	(	PUNCT
fsr-3824	169	16	0.022	0.022	NUM
fsr-3824	169	17	)	)	PUNCT
fsr-3824	169	18	(	(	PUNCT
fsr-3824	169	19	0.022	0.022	NUM
fsr-3824	169	20	)	)	PUNCT
fsr-3824	169	21	(	(	PUNCT
fsr-3824	169	22	0.022	0.022	NUM
fsr-3824	169	23	)	)	PUNCT
fsr-3824	169	24	(	(	PUNCT
fsr-3824	169	25	0.022	0.022	NUM
fsr-3824	169	26	)	)	PUNCT
fsr-3824	169	27	(	(	PUNCT
fsr-3824	169	28	0.022	0.022	NUM
fsr-3824	169	29	)	)	PUNCT
fsr-3824	169	30	(	(	PUNCT
fsr-3824	169	31	0.021	0.021	NUM
fsr-3824	169	32	)	)	PUNCT
fsr-3824	169	33	(	(	PUNCT
fsr-3824	169	34	0.021	0.021	NUM
fsr-3824	169	35	)	)	PUNCT
fsr-3824	169	36	(	(	PUNCT
fsr-3824	169	37	0.021	0.021	NUM
fsr-3824	169	38	)	)	PUNCT
fsr-3824	169	39	(	(	PUNCT
fsr-3824	169	40	0.021	0.021	NUM
fsr-3824	169	41	)	)	PUNCT
fsr-3824	169	42	(	(	PUNCT
fsr-3824	169	43	0.021	0.021	NUM
fsr-3824	169	44	)	)	PUNCT
fsr-3824	169	45	(	(	PUNCT
fsr-3824	169	46	0.021	0.021	NUM
fsr-3824	169	47	)	)	PUNCT
fsr-3824	169	48	(	(	PUNCT
fsr-3824	169	49	0.015	0.015	NUM
fsr-3824	169	50	)	)	PUNCT
fsr-3824	169	51	(	(	PUNCT
fsr-3824	169	52	0.015	0.015	NUM
fsr-3824	169	53	)	)	PUNCT
fsr-3824	169	54	(	(	PUNCT
fsr-3824	169	55	0.015	0.015	NUM
fsr-3824	169	56	)	)	PUNCT
fsr-3824	169	57	(	(	PUNCT
fsr-3824	169	58	0.015	0.015	NUM
fsr-3824	169	59	)	)	PUNCT
fsr-3824	169	60	(	(	PUNCT
fsr-3824	169	61	0.015	0.015	NUM
fsr-3824	169	62	)	)	PUNCT
fsr-3824	169	63	(	(	PUNCT
fsr-3824	169	64	0.015	0.015	NUM
fsr-3824	169	65	)	)	PUNCT
fsr-3824	169	66	(	(	PUNCT
fsr-3824	169	67	0.015	0.015	NUM
fsr-3824	169	68	)	)	PUNCT
fsr-3824	169	69	(	(	PUNCT
fsr-3824	169	70	0.015	0.015	NUM
fsr-3824	169	71	)	)	PUNCT
fsr-3824	169	72	(	(	PUNCT
fsr-3824	169	73	0.015	0.015	NUM
fsr-3824	169	74	)	)	PUNCT
fsr-3824	169	75	(	(	PUNCT
fsr-3824	169	76	0.015	0.015	NUM
fsr-3824	169	77	)	)	PUNCT
fsr-3824	169	78	(	(	PUNCT
fsr-3824	169	79	0.015	0.015	NUM
fsr-3824	169	80	)	)	PUNCT
fsr-3824	169	81	(	(	PUNCT
fsr-3824	169	82	0.015	0.015	NUM
fsr-3824	169	83	)	)	PUNCT
fsr-3824	169	84	gp	gp	NOUN
fsr-3824	169	85	sb	sb	PROPN
fsr-3824	170	1	sp	sp	ADP
fsr-3824	170	2	in	in	ADP
fsr-3824	170	3	ck	ck	PROPN
fsr-3824	170	4	gp	gp	NOUN
fsr-3824	170	5	sb	sb	PROPN
fsr-3824	171	1	sp	sp	ADP
fsr-3824	171	2	in	in	ADP
fsr-3824	171	3	ck	ck	PROPN
fsr-3824	171	4	gp	gp	NOUN
fsr-3824	171	5	sb	sb	PROPN
fsr-3824	172	1	sp	sp	ADP
fsr-3824	172	2	in	in	ADP
fsr-3824	172	3	ck	ck	PROPN
fsr-3824	172	4	gp	gp	NOUN
fsr-3824	172	5	sb	sb	PROPN
fsr-3824	173	1	sp	sp	ADP
fsr-3824	173	2	in	in	ADP
fsr-3824	173	3	ck	ck	PROPN
fsr-3824	173	4	gp	gp	NOUN
fsr-3824	173	5	sb	sb	PROPN
fsr-3824	174	1	sp	sp	ADP
fsr-3824	174	2	in	in	ADP
fsr-3824	174	3	ck	ck	PROPN
fsr-3824	174	4	gp	gp	NOUN
fsr-3824	174	5	sb	sb	PROPN
fsr-3824	174	6	sp	sp	ADP
fsr-3824	174	7	in	in	ADP
fsr-3824	174	8	ck	ck	PROPN
fsr-3824	174	9	0.87	0.87	NUM
fsr-3824	174	10	-0.008	-0.008	NOUN
fsr-3824	174	11	(	(	PUNCT
fsr-3824	174	12	0.015	0.015	NUM
fsr-3824	174	13	)	)	PUNCT
fsr-3824	174	14	0.86	0.86	NUM
fsr-3824	174	15	-0.027	-0.027	NUM
fsr-3824	174	16	(	(	PUNCT
fsr-3824	174	17	0.017	0.017	NUM
fsr-3824	174	18	)	)	PUNCT
fsr-3824	174	19	0.87	0.87	NUM
fsr-3824	174	20	0.024	0.024	NUM
fsr-3824	174	21	(	(	PUNCT
fsr-3824	174	22	0.027	0.027	NUM
fsr-3824	174	23	)	)	PUNCT
fsr-3824	174	24	0.87	0.87	NUM
fsr-3824	174	25	0.027	0.027	NUM
fsr-3824	174	26	(	(	PUNCT
fsr-3824	174	27	0.018	0.018	NUM
fsr-3824	174	28	)	)	PUNCT
fsr-3824	174	29	0.87	0.87	NUM
fsr-3824	174	30	0.007	0.007	NUM
fsr-3824	174	31	(	(	PUNCT
fsr-3824	174	32	0.016	0.016	NUM
fsr-3824	174	33	)	)	PUNCT
fsr-3824	174	34	0.86	0.86	NUM
fsr-3824	174	35	0.88	0.88	NUM
fsr-3824	174	36	-0.013	-0.013	PUNCT
fsr-3824	174	37	(	(	PUNCT
fsr-3824	174	38	0.016	0.016	NUM
fsr-3824	174	39	)	)	PUNCT
fsr-3824	174	40	0.88	0.88	NUM
fsr-3824	174	41	-0.032	-0.032	PUNCT
fsr-3824	174	42	(	(	PUNCT
fsr-3824	174	43	0.019	0.019	NUM
fsr-3824	174	44	)	)	PUNCT
fsr-3824	174	45	0.88	0.88	NUM
fsr-3824	174	46	0.003	0.003	NUM
fsr-3824	174	47	(	(	PUNCT
fsr-3824	174	48	0.023	0.023	NUM
fsr-3824	174	49	)	)	PUNCT
fsr-3824	174	50	0.88	0.88	NUM
fsr-3824	174	51	0.050a	0.050a	NOUN
fsr-3824	174	52	(	(	PUNCT
fsr-3824	174	53	0.021	0.021	NUM
fsr-3824	174	54	)	)	PUNCT
fsr-3824	174	55	0.89	0.89	NUM
fsr-3824	174	56	0.001	0.001	NUM
fsr-3824	174	57	(	(	PUNCT
fsr-3824	174	58	0.018	0.018	NUM
fsr-3824	174	59	)	)	PUNCT
fsr-3824	174	60	0.88	0.88	NUM
fsr-3824	174	61	0.67	0.67	NUM
fsr-3824	174	62	0.028	0.028	NUM
fsr-3824	174	63	(	(	PUNCT
fsr-3824	174	64	0.023	0.023	NUM
fsr-3824	174	65	)	)	PUNCT
fsr-3824	174	66	0.67	0.67	NUM
fsr-3824	174	67	-0.062a	-0.062a	PROPN
fsr-3824	174	68	(	(	PUNCT
fsr-3824	174	69	0.029	0.029	NUM
fsr-3824	174	70	)	)	PUNCT
fsr-3824	174	71	0.67	0.67	NUM
fsr-3824	174	72	0.005	0.005	NUM
fsr-3824	174	73	(	(	PUNCT
fsr-3824	174	74	0.046	0.046	NUM
fsr-3824	174	75	)	)	PUNCT
fsr-3824	174	76	0.66	0.66	NUM
fsr-3824	174	77	0.005	0.005	NUM
fsr-3824	174	78	(	(	PUNCT
fsr-3824	174	79	0.026	0.026	NUM
fsr-3824	174	80	)	)	PUNCT
fsr-3824	174	81	0.66	0.66	NUM
fsr-3824	174	82	0.031	0.031	NUM
fsr-3824	174	83	(	(	PUNCT
fsr-3824	174	84	0.024	0.024	NUM
fsr-3824	174	85	)	)	PUNCT
fsr-3824	174	86	0.67	0.67	NUM
fsr-3824	174	87	0.67	0.67	NUM
fsr-3824	174	88	-0.008	-0.008	NOUN
fsr-3824	174	89	(	(	PUNCT
fsr-3824	174	90	0.022	0.022	NUM
fsr-3824	174	91	)	)	PUNCT
fsr-3824	174	92	0.67	0.67	NUM
fsr-3824	174	93	-0.029	-0.029	NOUN
fsr-3824	174	94	(	(	PUNCT
fsr-3824	174	95	0.034	0.034	NUM
fsr-3824	174	96	)	)	PUNCT
fsr-3824	174	97	0.67	0.67	NUM
fsr-3824	174	98	0.013	0.013	NUM
fsr-3824	174	99	(	(	PUNCT
fsr-3824	174	100	0.037	0.037	NUM
fsr-3824	174	101	)	)	PUNCT
fsr-3824	174	102	0.67	0.67	NUM
fsr-3824	174	103	0.028	0.028	NUM
fsr-3824	174	104	(	(	PUNCT
fsr-3824	174	105	0.024	0.024	NUM
fsr-3824	174	106	)	)	PUNCT
fsr-3824	174	107	0.67	0.67	NUM
fsr-3824	174	108	0.021	0.021	NUM
fsr-3824	174	109	(	(	PUNCT
fsr-3824	174	110	0.024	0.024	NUM
fsr-3824	174	111	)	)	PUNCT
fsr-3824	174	112	0.67	0.67	NUM
fsr-3824	174	113	0.82	0.82	NUM
fsr-3824	174	114	-0.005	-0.005	PUNCT
fsr-3824	174	115	(	(	PUNCT
fsr-3824	174	116	0.017	0.017	NUM
fsr-3824	174	117	)	)	PUNCT
fsr-3824	174	118	0.82	0.82	NUM
fsr-3824	174	119	-0.014	-0.014	NUM
fsr-3824	174	120	(	(	PUNCT
fsr-3824	174	121	0.018	0.018	NUM
fsr-3824	174	122	)	)	PUNCT
fsr-3824	174	123	0.82	0.82	NUM
fsr-3824	174	124	0.009	0.009	NUM
fsr-3824	174	125	(	(	PUNCT
fsr-3824	174	126	0.022	0.022	NUM
fsr-3824	174	127	)	)	PUNCT
fsr-3824	174	128	0.82	0.82	NUM
fsr-3824	174	129	0.014	0.014	NUM
fsr-3824	174	130	(	(	PUNCT
fsr-3824	174	131	0.019	0.019	NUM
fsr-3824	174	132	)	)	PUNCT
fsr-3824	174	133	0.82	0.82	NUM
fsr-3824	174	134	0.014	0.014	NUM
fsr-3824	174	135	(	(	PUNCT
fsr-3824	174	136	0.019	0.019	NUM
fsr-3824	174	137	)	)	PUNCT
fsr-3824	174	138	0.82	0.82	NUM
fsr-3824	174	139	0.83	0.83	NUM
fsr-3824	174	140	-0.027	-0.027	PUNCT
fsr-3824	174	141	(	(	PUNCT
fsr-3824	174	142	0.016	0.016	NUM
fsr-3824	174	143	)	)	PUNCT
fsr-3824	174	144	0.83	0.83	NUM
fsr-3824	174	145	-0.032	-0.032	ADP
fsr-3824	174	146	(	(	PUNCT
fsr-3824	174	147	0.017	0.017	NUM
fsr-3824	174	148	)	)	PUNCT
fsr-3824	174	149	0.83	0.83	NUM
fsr-3824	174	150	0.018	0.018	NUM
fsr-3824	174	151	(	(	PUNCT
fsr-3824	174	152	0.026	0.026	NUM
fsr-3824	174	153	)	)	PUNCT
fsr-3824	174	154	0.83	0.83	NUM
fsr-3824	174	155	0.058a	0.058a	NOUN
fsr-3824	174	156	(	(	PUNCT
fsr-3824	174	157	0.021	0.021	NUM
fsr-3824	174	158	)	)	PUNCT
fsr-3824	174	159	0.84	0.84	NUM
fsr-3824	174	160	-0.022	-0.022	NOUN
fsr-3824	174	161	(	(	PUNCT
fsr-3824	174	162	0.019	0.019	NUM
fsr-3824	174	163	)	)	PUNCT
fsr-3824	174	164	0.83	0.83	NUM
fsr-3824	174	165	notes	note	VERB
fsr-3824	174	166	:	:	PUNCT
fsr-3824	174	167	this	this	DET
fsr-3824	174	168	table	table	NOUN
fsr-3824	174	169	shows	show	VERB
fsr-3824	174	170	regressions	regression	NOUN
fsr-3824	174	171	of	of	ADP
fsr-3824	174	172	net	net	ADJ
fsr-3824	174	173	returns	return	NOUN
fsr-3824	174	174	on	on	ADP
fsr-3824	174	175	expense	expense	NOUN
fsr-3824	174	176	,	,	PUNCT
fsr-3824	174	177	go	go	VERB
fsr-3824	174	178	,	,	PUNCT
fsr-3824	174	179	and	and	CCONJ
fsr-3824	174	180	,	,	PUNCT
fsr-3824	174	181	sometimes	sometimes	ADV
fsr-3824	174	182	,	,	PUNCT
fsr-3824	174	183	another	another	DET
fsr-3824	174	184	variable	variable	NOUN
fsr-3824	174	185	for	for	ADP
fsr-3824	174	186	199	199	NUM
fsr-3824	174	187	t	t	NOUN
fsr-3824	174	188	1994	1994	NUM
fsr-3824	174	189	and	and	CCONJ
fsr-3824	174	190	each	each	DET
fsr-3824	174	191	year	year	NOUN
fsr-3824	174	192	.	.	PUNCT
fsr-3824	175	1	the	the	DET
fsr-3824	175	2	sample	sample	NOUN
fsr-3824	175	3	consists	consist	VERB
fsr-3824	175	4	of	of	ADP
fsr-3824	175	5	all	all	DET
fsr-3824	175	6	funds	fund	NOUN
fsr-3824	175	7	with	with	ADP
fsr-3824	175	8	$	$	SYM
fsr-3824	175	9	300	300	NUM
fsr-3824	175	10	million	million	NUM
fsr-3824	175	11	of	of	ADP
fsr-3824	175	12	net	net	ADJ
fsr-3824	175	13	assets	asset	NOUN
fsr-3824	175	14	at	at	ADP
fsr-3824	175	15	the	the	DET
fsr-3824	175	16	beginning	beginning	NOUN
fsr-3824	175	17	of	of	ADP
fsr-3824	175	18	the	the	DET
fsr-3824	175	19	period	period	NOUN
fsr-3824	175	20	.	.	PUNCT
fsr-3824	176	1	the	the	DET
fsr-3824	176	2	independent	independent	ADJ
fsr-3824	176	3	variables	variable	NOUN
fsr-3824	176	4	are	be	AUX
fsr-3824	176	5	the	the	DET
fsr-3824	176	6	expense	expense	NOUN
fsr-3824	176	7	ratio	ratio	NOUN
fsr-3824	176	8	(	(	PUNCT
fsr-3824	176	9	expense	expense	NOUN
fsr-3824	176	10	)	)	PUNCT
fsr-3824	176	11	and	and	CCONJ
fsr-3824	176	12	dummy	dummy	ADJ
fsr-3824	176	13	variables	variable	NOUN
fsr-3824	176	14	denoting	denote	VERB
fsr-3824	176	15	a	a	DET
fsr-3824	176	16	govem	govem	ADJ
fsr-3824	176	17	mat	mat	NOUN
fsr-3824	176	18	-	-	PUNCT
fsr-3824	176	19	only	only	ADJ
fsr-3824	176	20	fund	fund	NOUN
fsr-3824	176	21	(	(	PUNCT
fsr-3824	176	22	go	go	VERB
fsr-3824	176	23	)	)	PUNCT
fsr-3824	176	24	,	,	PUNCT
fsr-3824	176	25	a	a	DET
fsr-3824	176	26	general	general	ADJ
fsr-3824	176	27	purpose	purpose	NOUN
fsr-3824	176	28	fund	fund	NOUN
fsr-3824	176	29	(	(	PUNCT
fsr-3824	176	30	gp	gp	NOUN
fsr-3824	176	31	)	)	PUNCT
fsr-3824	176	32	,	,	PUNCT
fsr-3824	176	33	a	a	DET
fsr-3824	176	34	special	special	ADJ
fsr-3824	176	35	purpose	purpose	NOUN
fsr-3824	176	36	fund	fund	NOUN
fsr-3824	176	37	(	(	PUNCT
fsr-3824	176	38	sp	sp	NOUN
fsr-3824	176	39	)	)	PUNCT
fsr-3824	176	40	.	.	PUNCT
fsr-3824	177	1	stockbroker	stockbroker	PROPN
fsr-3824	177	2	fund	fund	PROPN
fsr-3824	177	3	(	(	PUNCT
fsr-3824	177	4	se	se	ADJ
fsr-3824	177	5	)	)	PUNCT
fsr-3824	177	6	,	,	PUNCT
fsr-3824	177	7	an	an	DET
fsr-3824	177	8	institutions	institution	NOUN
fsr-3824	177	9	-	-	PUNCT
fsr-3824	177	10	only	only	ADV
fsr-3824	177	11	fund	fund	NOUN
fsr-3824	177	12	(	(	PUNCT
fsr-3824	177	13	in	in	ADP
fsr-3824	177	14	)	)	PUNCT
fsr-3824	177	15	,	,	PUNCT
fsr-3824	177	16	and	and	CCONJ
fsr-3824	177	17	a	a	DET
fsr-3824	177	18	fund	fund	NOUN
fsr-3824	177	19	offering	offer	VERB
fsr-3824	177	20	checking	checking	NOUN
fsr-3824	177	21	privileges	privilege	NOUN
fsr-3824	177	22	(	(	PUNCT
fsr-3824	177	23	ck	ck	NOUN
fsr-3824	177	24	)	)	PUNCT
fsr-3824	177	25	.	.	PUNCT
fsr-3824	178	1	there	there	PRON
fsr-3824	178	2	are	be	VERB
fsr-3824	178	3	167	167	NUM
fsr-3824	178	4	observations	observation	NOUN
fsr-3824	178	5	for	for	ADP
fsr-3824	178	6	1990	1990	NUM
fsr-3824	178	7	and	and	CCONJ
fsr-3824	178	8	199	199	NUM
fsr-3824	178	9	&	&	CCONJ
fsr-3824	178	10	1994	1994	NUM
fsr-3824	178	11	,	,	PUNCT
fsr-3824	178	12	i98	i98	NOUN
fsr-3824	178	13	for	for	ADP
fsr-3824	178	14	i99	i99	PROPN
fsr-3824	178	15	i	i	PROPN
fsr-3824	178	16	,	,	PUNCT
fsr-3824	178	17	203	203	NUM
fsr-3824	178	18	for	for	ADP
fsr-3824	178	19	1992	1992	NUM
fsr-3824	178	20	,	,	PUNCT
fsr-3824	178	21	i98	i98	NOUN
fsr-3824	178	22	for	for	ADP
fsr-3824	178	23	1993	1993	NUM
fsr-3824	178	24	,	,	PUNCT
fsr-3824	178	25	and	and	CCONJ
fsr-3824	178	26	i97	i97	PROPN
fsr-3824	178	27	for	for	ADP
fsr-3824	178	28	1994	1994	NUM
fsr-3824	178	29	.	.	PUNCT
fsr-3824	179	1	a	a	DET
fsr-3824	179	2	significantly	significantly	ADV
fsr-3824	179	3	different	different	ADJ
fsr-3824	179	4	from	from	ADP
fsr-3824	179	5	zero	zero	NUM
fsr-3824	179	6	at	at	ADP
fsr-3824	179	7	the	the	DET
fsr-3824	179	8	5	5	NUM
fsr-3824	179	9	percent	percent	NOUN
fsr-3824	179	10	level	level	NOUN
fsr-3824	179	11	.	.	PUNCT
fsr-3824	180	1	b	b	NOUN
fsr-3824	180	2	significantly	significantly	ADV
fsr-3824	180	3	different	different	ADJ
fsr-3824	180	4	from	from	ADP
fsr-3824	180	5	-1.0	-1.0	PROPN
fsr-3824	180	6	at	at	ADP
fsr-3824	180	7	the	the	DET
fsr-3824	180	8	5	5	NUM
fsr-3824	180	9	percent	percent	NOUN
fsr-3824	180	10	level	level	NOUN
fsr-3824	180	11	.	.	PUNCT
fsr-3824	181	1	4a	4a	NOUN
fsr-3824	181	2	.	.	PUNCT
fsr-3824	182	1	the	the	DET
fsr-3824	182	2	weak	weak	ADJ
fsr-3824	182	3	version	version	NOUN
fsr-3824	182	4	of	of	ADP
fsr-3824	182	5	the	the	DET
fsr-3824	182	6	commodity	commodity	NOUN
fsr-3824	182	7	view	view	NOUN
fsr-3824	182	8	retains	retain	VERB
fsr-3824	182	9	predictions	prediction	NOUN
fsr-3824	182	10	1	1	NUM
fsr-3824	182	11	,	,	PUNCT
fsr-3824	182	12	2	2	NUM
fsr-3824	182	13	,	,	PUNCT
fsr-3824	182	14	3	3	NUM
fsr-3824	182	15	,	,	PUNCT
fsr-3824	182	16	and	and	CCONJ
fsr-3824	182	17	5	5	NUM
fsr-3824	182	18	,	,	PUNCT
fsr-3824	182	19	but	but	CCONJ
fsr-3824	182	20	replaces	replace	VERB
fsr-3824	182	21	4	4	NUM
fsr-3824	182	22	with	with	ADP
fsr-3824	182	23	,	,	PUNCT
fsr-3824	182	24	adding	add	VERB
fsr-3824	182	25	another	another	DET
fsr-3824	182	26	variable	variable	NOUN
fsr-3824	182	27	to	to	ADP
fsr-3824	182	28	the	the	DET
fsr-3824	182	29	regression	regression	NOUN
fsr-3824	182	30	of	of	ADP
fsr-3824	182	31	net	net	ADJ
fsr-3824	182	32	returns	return	NOUN
fsr-3824	182	33	on	on	ADP
fsr-3824	182	34	expense	expense	NOUN
fsr-3824	182	35	and	and	CCONJ
fsr-3824	182	36	go	go	VERB
fsr-3824	182	37	will	will	AUX
fsr-3824	182	38	not	not	PART
fsr-3824	182	39	appreciably	appreciably	ADV
fsr-3824	182	40	raise	raise	VERB
fsr-3824	182	41	the	the	DET
fsr-3824	182	42	adjusted	adjusted	ADJ
fsr-3824	182	43	coefficient	coefficient	NOUN
fsr-3824	182	44	of	of	ADP
fsr-3824	182	45	determination	determination	NOUN
fsr-3824	182	46	.	.	PUNCT
fsr-3824	183	1	perj%ormance	perj%ormance	NOUN
fsr-3824	183	2	and	and	CCONJ
fsr-3824	183	3	persistence	persistence	NOUN
fsr-3824	183	4	177	177	NUM
fsr-3824	183	5	table	table	NOUN
fsr-3824	183	6	3	3	NUM
fsr-3824	183	7	presents	present	NOUN
fsr-3824	183	8	,	,	PUNCT
fsr-3824	183	9	for	for	ADP
fsr-3824	183	10	the	the	DET
fsr-3824	183	11	larger	large	ADJ
fsr-3824	183	12	-	-	PUNCT
fsr-3824	183	13	than-$300	than-$300	NUM
fsr-3824	183	14	million	million	NUM
fsr-3824	183	15	sample	sample	NOUN
fsr-3824	183	16	,	,	PUNCT
fsr-3824	183	17	a	a	DET
fsr-3824	183	18	summary	summary	NOUN
fsr-3824	183	19	of	of	ADP
fsr-3824	183	20	regressions	regression	NOUN
fsr-3824	183	21	examining	examine	VERB
fsr-3824	183	22	the	the	DET
fsr-3824	183	23	determinants	determinant	NOUN
fsr-3824	183	24	of	of	ADP
fsr-3824	183	25	net	net	ADJ
fsr-3824	183	26	returns	return	NOUN
fsr-3824	183	27	for	for	ADP
fsr-3824	183	28	1990	1990	NUM
fsr-3824	183	29	-	-	SYM
fsr-3824	183	30	1994	1994	NUM
fsr-3824	183	31	and	and	CCONJ
fsr-3824	183	32	each	each	DET
fsr-3824	183	33	year	year	NOUN
fsr-3824	183	34	.	.	PUNCT
fsr-3824	184	1	as	as	SCONJ
fsr-3824	184	2	predicted	predict	VERB
fsr-3824	184	3	by	by	ADP
fsr-3824	184	4	both	both	DET
fsr-3824	184	5	forms	form	NOUN
fsr-3824	184	6	of	of	ADP
fsr-3824	184	7	the	the	DET
fsr-3824	184	8	commodity	commodity	NOUN
fsr-3824	184	9	view	view	NOUN
fsr-3824	184	10	,	,	PUNCT
fsr-3824	184	11	the	the	DET
fsr-3824	184	12	go	go	NOUN
fsr-3824	184	13	coefficient	coefficient	NOUN
fsr-3824	184	14	is	be	AUX
fsr-3824	184	15	negative	negative	ADJ
fsr-3824	184	16	and	and	CCONJ
fsr-3824	184	17	significant	significant	ADJ
fsr-3824	184	18	in	in	ADP
fsr-3824	184	19	each	each	DET
fsr-3824	184	20	regression	regression	NOUN
fsr-3824	184	21	.	.	PUNCT
fsr-3824	185	1	also	also	ADV
fsr-3824	185	2	as	as	SCONJ
fsr-3824	185	3	predicted	predict	VERB
fsr-3824	185	4	,	,	PUNCT
fsr-3824	185	5	the	the	DET
fsr-3824	185	6	expense	expense	NOUN
fsr-3824	185	7	ratio	ratio	NOUN
fsr-3824	185	8	’s	’s	PART
fsr-3824	185	9	coefficient	coefficient	NOUN
fsr-3824	185	10	is	be	AUX
fsr-3824	185	11	indistinguishable	indistinguishable	ADJ
fsr-3824	185	12	from	from	ADP
fsr-3824	185	13	-1	-1	PROPN
fsr-3824	185	14	.o	.o	PROPN
fsr-3824	186	1	in	in	ADP
fsr-3824	186	2	35	35	NUM
fsr-3824	186	3	of	of	ADP
fsr-3824	186	4	36	36	NUM
fsr-3824	186	5	regressions	regression	NOUN
fsr-3824	186	6	.	.	PUNCT
fsr-3824	187	1	these	these	DET
fsr-3824	187	2	results	result	NOUN
fsr-3824	187	3	imply	imply	VERB
fsr-3824	187	4	that	that	SCONJ
fsr-3824	187	5	expenses	expense	NOUN
fsr-3824	187	6	are	be	AUX
fsr-3824	187	7	a	a	DET
fsr-3824	187	8	dead	dead	ADJ
fsr-3824	187	9	-	-	PUNCT
fsr-3824	187	10	weight	weight	NOUN
fsr-3824	187	11	loss	loss	NOUN
fsr-3824	187	12	to	to	ADP
fsr-3824	187	13	investors	investor	NOUN
fsr-3824	187	14	.	.	PUNCT
fsr-3824	188	1	the	the	DET
fsr-3824	188	2	third	third	ADJ
fsr-3824	188	3	prediction	prediction	NOUN
fsr-3824	188	4	says	say	VERB
fsr-3824	188	5	the	the	DET
fsr-3824	188	6	adjusted	adjusted	ADJ
fsr-3824	188	7	coefficient	coefficient	NOUN
fsr-3824	188	8	of	of	ADP
fsr-3824	188	9	determination	determination	NOUN
fsr-3824	188	10	(	(	PUNCT
fsr-3824	188	11	henceforth	henceforth	ADV
fsr-3824	188	12	,	,	PUNCT
fsr-3824	188	13	coeffi	coeffi	VERB
fsr-3824	188	14	cient	cient	NOUN
fsr-3824	188	15	of	of	ADP
fsr-3824	188	16	determination	determination	NOUN
fsr-3824	188	17	or	or	CCONJ
fsr-3824	188	18	r2	r2	NOUN
fsr-3824	188	19	)	)	PUNCT
fsr-3824	188	20	should	should	AUX
fsr-3824	188	21	be	be	AUX
fsr-3824	188	22	“	"	PUNCT
fsr-3824	188	23	large	large	ADJ
fsr-3824	188	24	”	"	PUNCT
fsr-3824	188	25	.	.	PUNCT
fsr-3824	189	1	in	in	ADP
fsr-3824	189	2	regressions	regression	NOUN
fsr-3824	189	3	on	on	ADP
fsr-3824	189	4	go	go	VERB
fsr-3824	189	5	and	and	CCONJ
fsr-3824	189	6	expense	expense	NOUN
fsr-3824	189	7	,	,	PUNCT
fsr-3824	189	8	it	it	PRON
fsr-3824	189	9	ranges	range	VERB
fsr-3824	189	10	from	from	ADP
fsr-3824	189	11	0.67	0.67	NUM
fsr-3824	189	12	to	to	ADP
fsr-3824	189	13	0.88	0.88	NUM
fsr-3824	189	14	for	for	ADP
fsr-3824	189	15	individual	individual	ADJ
fsr-3824	189	16	years	year	NOUN
fsr-3824	189	17	and	and	CCONJ
fsr-3824	189	18	is	be	AUX
fsr-3824	189	19	0.87	0.87	NUM
fsr-3824	189	20	for	for	ADP
fsr-3824	189	21	199c1994	199c1994	NUM
fsr-3824	189	22	.	.	PUNCT
fsr-3824	190	1	are	be	AUX
fsr-3824	190	2	these	these	DET
fsr-3824	190	3	values	value	NOUN
fsr-3824	190	4	“	"	PUNCT
fsr-3824	190	5	large	large	ADJ
fsr-3824	190	6	”	"	PUNCT
fsr-3824	190	7	?	?	PUNCT
fsr-3824	191	1	we	we	PRON
fsr-3824	191	2	believe	believe	VERB
fsr-3824	191	3	they	they	PRON
fsr-3824	191	4	are	be	AUX
fsr-3824	191	5	.	.	PUNCT
fsr-3824	192	1	by	by	ADP
fsr-3824	192	2	comparison	comparison	NOUN
fsr-3824	192	3	,	,	PUNCT
fsr-3824	192	4	malkiel	malkiel	ADJ
fsr-3824	192	5	(	(	PUNCT
fsr-3824	192	6	1995	1995	NUM
fsr-3824	192	7	)	)	PUNCT
fsr-3824	192	8	finds	find	VERB
fsr-3824	192	9	that	that	SCONJ
fsr-3824	192	10	the	the	DET
fsr-3824	192	11	average	average	ADJ
fsr-3824	192	12	expense	expense	NOUN
fsr-3824	192	13	ratio	ratio	NOUN
fsr-3824	192	14	can	can	AUX
fsr-3824	192	15	explain	explain	VERB
fsr-3824	192	16	only	only	ADV
fsr-3824	192	17	5	5	NUM
fsr-3824	192	18	1	1	NUM
fsr-3824	192	19	percent	percent	NOUN
fsr-3824	192	20	of	of	ADP
fsr-3824	192	21	the	the	DET
fsr-3824	192	22	variance	variance	NOUN
fsr-3824	192	23	of	of	ADP
fsr-3824	192	24	lo	lo	PROPN
fsr-3824	192	25	-	-	PUNCT
fsr-3824	192	26	year	year	NOUN
fsr-3824	192	27	average	average	ADJ
fsr-3824	192	28	net	net	ADJ
fsr-3824	192	29	returns	return	NOUN
fsr-3824	192	30	on	on	ADP
fsr-3824	192	31	a	a	DET
fsr-3824	192	32	sample	sample	NOUN
fsr-3824	192	33	of	of	ADP
fsr-3824	192	34	stock	stock	NOUN
fsr-3824	192	35	funds	fund	NOUN
fsr-3824	192	36	.	.	PUNCT
fsr-3824	193	1	moreover	moreover	ADV
fsr-3824	193	2	,	,	PUNCT
fsr-3824	193	3	when	when	SCONJ
fsr-3824	193	4	malkiel	malkiel	ADJ
fsr-3824	193	5	excludes	exclude	VERB
fsr-3824	193	6	two	two	NUM
fsr-3824	193	7	outliers	outlier	NOUN
fsr-3824	193	8	and	and	CCONJ
fsr-3824	193	9	funds	fund	NOUN
fsr-3824	193	10	with	with	ADP
fsr-3824	193	11	expenses	expense	NOUN
fsr-3824	193	12	greater	great	ADJ
fsr-3824	193	13	than	than	ADP
fsr-3824	193	14	2.5	2.5	NUM
fsr-3824	193	15	percent	percent	NOUN
fsr-3824	193	16	,	,	PUNCT
fsr-3824	193	17	the	the	DET
fsr-3824	193	18	average	average	ADJ
fsr-3824	193	19	expense	expense	NOUN
fsr-3824	193	20	ratio	ratio	NOUN
fsr-3824	193	21	explains	explain	VERB
fsr-3824	193	22	only	only	ADV
fsr-3824	193	23	5	5	NUM
fsr-3824	193	24	percent	percent	NOUN
fsr-3824	193	25	of	of	ADP
fsr-3824	193	26	the	the	DET
fsr-3824	193	27	variance	variance	NOUN
fsr-3824	193	28	of	of	ADP
fsr-3824	193	29	io	io	NOUN
fsr-3824	193	30	-	-	PUNCT
fsr-3824	193	31	year	year	NOUN
fsr-3824	193	32	returns	return	NOUN
fsr-3824	193	33	.	.	PUNCT
fsr-3824	194	1	in	in	ADP
fsr-3824	194	2	contrast	contrast	NOUN
fsr-3824	194	3	,	,	PUNCT
fsr-3824	194	4	the	the	DET
fsr-3824	194	5	expense	expense	NOUN
fsr-3824	194	6	ratio	ratio	NOUN
fsr-3824	194	7	explains	explain	VERB
fsr-3824	194	8	at	at	ADV
fsr-3824	194	9	least	least	ADV
fsr-3824	194	10	67	67	NUM
fsr-3824	194	11	percent	percent	NOUN
fsr-3824	194	12	of	of	ADP
fsr-3824	194	13	the	the	DET
fsr-3824	194	14	variance	variance	NOUN
fsr-3824	194	15	of	of	ADP
fsr-3824	194	16	one	one	NUM
fsr-3824	194	17	-	-	PUNCT
fsr-3824	194	18	year	year	NOUN
fsr-3824	194	19	net	net	ADJ
fsr-3824	194	20	returns	return	NOUN
fsr-3824	194	21	and	and	CCONJ
fsr-3824	194	22	87	87	NUM
fsr-3824	194	23	percent	percent	NOUN
fsr-3824	194	24	of	of	ADP
fsr-3824	194	25	the	the	DET
fsr-3824	194	26	variance	variance	NOUN
fsr-3824	194	27	offive	offive	ADJ
fsr-3824	194	28	-	-	PUNCT
fsr-3824	194	29	year	year	NOUN
fsr-3824	194	30	net	net	ADJ
fsr-3824	194	31	returns	return	NOUN
fsr-3824	194	32	on	on	ADP
fsr-3824	194	33	money	money	NOUN
fsr-3824	194	34	funds	fund	NOUN
fsr-3824	194	35	.	.	PUNCT
fsr-3824	195	1	figure	figure	VERB
fsr-3824	195	2	1	1	NUM
fsr-3824	195	3	graphs	graph	NOUN
fsr-3824	195	4	1994	1994	NUM
fsr-3824	195	5	net	net	ADJ
fsr-3824	195	6	returns	return	NOUN
fsr-3824	195	7	and	and	CCONJ
fsr-3824	195	8	expense	expense	NOUN
fsr-3824	195	9	ratios	ratio	NOUN
fsr-3824	195	10	for	for	ADP
fsr-3824	195	11	ot	ot	NOUN
fsr-3824	195	12	money	money	NOUN
fsr-3824	195	13	funds	fund	NOUN
fsr-3824	195	14	;	;	PUNCT
fsr-3824	195	15	graphs	graph	NOUN
fsr-3824	195	16	for	for	ADP
fsr-3824	195	17	go	go	VERB
fsr-3824	195	18	funds	fund	NOUN
fsr-3824	195	19	in	in	ADP
fsr-3824	195	20	1994	1994	NUM
fsr-3824	195	21	and	and	CCONJ
fsr-3824	195	22	for	for	ADP
fsr-3824	195	23	go	go	VERB
fsr-3824	195	24	and	and	CCONJ
fsr-3824	195	25	ot	ot	NOUN
fsr-3824	195	26	funds	fund	NOUN
fsr-3824	195	27	in	in	ADP
fsr-3824	195	28	other	other	ADJ
fsr-3824	195	29	years	year	NOUN
fsr-3824	195	30	are	be	AUX
fsr-3824	195	31	essentially	essentially	ADV
fsr-3824	195	32	the	the	DET
fsr-3824	195	33	same	same	ADJ
fsr-3824	195	34	.	.	PUNCT
fsr-3824	196	1	we	we	PRON
fsr-3824	196	2	believe	believe	VERB
fsr-3824	196	3	this	this	DET
fsr-3824	196	4	picture	picture	NOUN
fsr-3824	196	5	supports	support	VERB
fsr-3824	196	6	the	the	DET
fsr-3824	196	7	claim	claim	NOUN
fsr-3824	196	8	that	that	SCONJ
fsr-3824	196	9	differences	difference	NOUN
fsr-3824	196	10	in	in	ADP
fsr-3824	196	11	net	net	ADJ
fsr-3824	196	12	returns	return	NOUN
fsr-3824	196	13	are	be	AUX
fsr-3824	196	14	largely	largely	ADV
fsr-3824	196	15	attributable	attributable	ADJ
fsr-3824	196	16	to	to	ADP
fsr-3824	196	17	differences	difference	NOUN
fsr-3824	196	18	in	in	ADP
fsr-3824	196	19	expense	expense	NOUN
fsr-3824	196	20	ratios	ratio	NOUN
fsr-3824	196	21	.	.	PUNCT
fsr-3824	197	1	for	for	ADP
fsr-3824	197	2	example	example	NOUN
fsr-3824	197	3	,	,	PUNCT
fsr-3824	197	4	the	the	DET
fsr-3824	197	5	lowest	low	ADJ
fsr-3824	197	6	net	net	ADJ
fsr-3824	197	7	return	return	NOUN
fsr-3824	197	8	among	among	ADP
fsr-3824	197	9	funds	fund	NOUN
fsr-3824	197	10	with	with	ADP
fsr-3824	197	11	expenses	expense	NOUN
fsr-3824	197	12	of	of	ADP
fsr-3824	197	13	0.50	0.50	NUM
fsr-3824	197	14	percent	percent	NOUN
fsr-3824	197	15	or	or	CCONJ
fsr-3824	197	16	below	below	ADV
fsr-3824	197	17	exceeds	exceed	VERB
fsr-3824	197	18	the	the	DET
fsr-3824	197	19	highest	high	ADJ
fsr-3824	197	20	net	net	ADJ
fsr-3824	197	21	return	return	NOUN
fsr-3824	197	22	among	among	ADP
fsr-3824	197	23	funds	fund	NOUN
fsr-3824	197	24	with	with	ADP
fsr-3824	197	25	expenses	expense	NOUN
fsr-3824	197	26	above	above	ADP
fsr-3824	197	27	0.70	0.70	NUM
fsr-3824	197	28	percent	percent	NOUN
fsr-3824	197	29	.	.	PUNCT
fsr-3824	198	1	4.50	4.50	NUM
fsr-3824	198	2	4.00	4.00	NUM
fsr-3824	198	3	/	/	SYM
fsr-3824	198	4	3.25	3.25	NUM
fsr-3824	198	5	i	i	PRON
fsr-3824	198	6	i	i	PRON
fsr-3824	198	7	i	i	VERB
fsr-3824	198	8	3.00	3.00	NUM
fsr-3824	198	9	i	i	PRON
fsr-3824	198	10	0.00	0.00	NUM
fsr-3824	198	11	0.25	0.25	NUM
fsr-3824	198	12	0.50	0.50	NUM
fsr-3824	198	13	0.75	0.75	NUM
fsr-3824	198	14	1.00	1.00	NUM
fsr-3824	198	15	1.25	1.25	NUM
fsr-3824	198	16	1.50	1.50	NUM
fsr-3824	198	17	expense	expense	NOUN
fsr-3824	198	18	ratio	ratio	NOUN
fsr-3824	198	19	(	(	PUNCT
fsr-3824	198	20	%	%	INTJ
fsr-3824	198	21	)	)	PUNCT
fsr-3824	198	22	figure	figure	NOUN
fsr-3824	198	23	1	1	NUM
fsr-3824	198	24	.	.	SYM
fsr-3824	198	25	1994	1994	NUM
fsr-3824	198	26	returns	return	NOUN
fsr-3824	198	27	and	and	CCONJ
fsr-3824	198	28	expenses	expense	NOUN
fsr-3824	198	29	118	118	NUM
fsr-3824	198	30	ot	ot	NOUN
fsr-3824	198	31	(	(	PUNCT
fsr-3824	198	32	other	other	ADJ
fsr-3824	198	33	-	-	PUNCT
fsr-3824	198	34	taxable	taxable	ADJ
fsr-3824	198	35	)	)	PUNCT
fsr-3824	198	36	funds	fund	NOUN
fsr-3824	198	37	with	with	ADP
fsr-3824	198	38	assets	asset	NOUN
fsr-3824	198	39	above	above	ADP
fsr-3824	198	40	$	$	SYM
fsr-3824	198	41	300	300	NUM
fsr-3824	198	42	million	million	NUM
fsr-3824	198	43	178	178	NUM
fsr-3824	198	44	financial	financial	ADJ
fsr-3824	198	45	services	service	NOUN
fsr-3824	198	46	review	review	VERB
fsr-3824	198	47	6(3	6(3	NUM
fsr-3824	198	48	)	)	PUNCT
fsr-3824	198	49	1998	1998	NUM
fsr-3824	198	50	the	the	DET
fsr-3824	198	51	strong	strong	ADJ
fsr-3824	198	52	version	version	NOUN
fsr-3824	198	53	of	of	ADP
fsr-3824	198	54	the	the	DET
fsr-3824	198	55	commodity	commodity	NOUN
fsr-3824	198	56	view	view	NOUN
fsr-3824	198	57	says	say	VERB
fsr-3824	198	58	,	,	PUNCT
fsr-3824	198	59	within	within	ADP
fsr-3824	198	60	a	a	DET
fsr-3824	198	61	portfolio	portfolio	NOUN
fsr-3824	198	62	type	type	NOUN
fsr-3824	198	63	,	,	PUNCT
fsr-3824	198	64	net	net	ADJ
fsr-3824	198	65	returns	return	NOUN
fsr-3824	198	66	are	be	AUX
fsr-3824	198	67	driven	drive	VERB
fsr-3824	198	68	exclusively	exclusively	ADV
fsr-3824	198	69	by	by	ADP
fsr-3824	198	70	fund	fund	NOUN
fsr-3824	198	71	costs	cost	NOUN
fsr-3824	198	72	.	.	PUNCT
fsr-3824	199	1	the	the	DET
fsr-3824	199	2	weak	weak	ADJ
fsr-3824	199	3	form	form	NOUN
fsr-3824	199	4	says	say	VERB
fsr-3824	199	5	net	net	ADJ
fsr-3824	199	6	returns	return	NOUN
fsr-3824	199	7	are	be	AUX
fsr-3824	199	8	driven	drive	VERB
fsr-3824	199	9	almost	almost	ADV
fsr-3824	199	10	exclu	exclu	X
fsr-3824	199	11	sively	sively	ADV
fsr-3824	199	12	by	by	ADP
fsr-3824	199	13	costs	cost	NOUN
fsr-3824	199	14	.	.	PUNCT
fsr-3824	200	1	in	in	ADP
fsr-3824	200	2	the	the	DET
fsr-3824	200	3	regressions	regression	NOUN
fsr-3824	200	4	,	,	PUNCT
fsr-3824	200	5	the	the	DET
fsr-3824	200	6	strong	strong	ADJ
fsr-3824	200	7	form	form	NOUN
fsr-3824	200	8	receives	receive	VERB
fsr-3824	200	9	mixed	mixed	ADJ
fsr-3824	200	10	support	support	NOUN
fsr-3824	200	11	and	and	CCONJ
fsr-3824	200	12	the	the	DET
fsr-3824	200	13	weak	weak	ADJ
fsr-3824	200	14	form	form	NOUN
fsr-3824	200	15	receives	receive	VERB
fsr-3824	200	16	strong	strong	ADJ
fsr-3824	200	17	support	support	NOUN
fsr-3824	200	18	.	.	PUNCT
fsr-3824	201	1	the	the	DET
fsr-3824	201	2	five	five	NUM
fsr-3824	201	3	-	-	PUNCT
fsr-3824	201	4	year	year	NOUN
fsr-3824	201	5	regressions	regression	NOUN
fsr-3824	201	6	support	support	VERB
fsr-3824	201	7	the	the	DET
fsr-3824	201	8	strong	strong	ADJ
fsr-3824	201	9	version	version	NOUN
fsr-3824	201	10	.	.	PUNCT
fsr-3824	202	1	in	in	ADP
fsr-3824	202	2	particular	particular	ADJ
fsr-3824	202	3	,	,	PUNCT
fsr-3824	202	4	the	the	DET
fsr-3824	202	5	variables	variable	NOUN
fsr-3824	202	6	denot	denot	VERB
fsr-3824	202	7	ing	ing	ADJ
fsr-3824	202	8	fund	fund	NOUN
fsr-3824	202	9	type	type	NOUN
fsr-3824	202	10	or	or	CCONJ
fsr-3824	202	11	the	the	DET
fsr-3824	202	12	existence	existence	NOUN
fsr-3824	202	13	of	of	ADP
fsr-3824	202	14	checking	checking	NOUN
fsr-3824	202	15	-	-	PUNCT
fsr-3824	202	16	i.e.	i.e.	X
fsr-3824	202	17	,	,	PUNCT
fsr-3824	202	18	gf	gf	PROPN
fsr-3824	202	19	,	,	PUNCT
fsr-3824	202	20	sb	sb	PROPN
fsr-3824	202	21	,	,	PUNCT
fsr-3824	202	22	sp	sp	NOUN
fsr-3824	202	23	,	,	PUNCT
fsr-3824	202	24	in	in	ADV
fsr-3824	202	25	,	,	PUNCT
fsr-3824	202	26	and	and	CCONJ
fsr-3824	202	27	ck	ck	ADV
fsr-3824	202	28	-	-	PUNCT
fsr-3824	202	29	prove	prove	VERB
fsr-3824	202	30	insignif	insignif	NOUN
fsr-3824	202	31	icant	icant	ADJ
fsr-3824	202	32	.	.	PUNCT
fsr-3824	203	1	however	however	ADV
fsr-3824	203	2	,	,	PUNCT
fsr-3824	203	3	in	in	ADP
fsr-3824	203	4	individual	individual	ADJ
fsr-3824	203	5	year	year	NOUN
fsr-3824	203	6	regressions	regression	NOUN
fsr-3824	203	7	,	,	PUNCT
fsr-3824	203	8	the	the	DET
fsr-3824	203	9	in	in	NOUN
fsr-3824	203	10	slope	slope	NOUN
fsr-3824	203	11	is	be	AUX
fsr-3824	203	12	positive	positive	ADJ
fsr-3824	203	13	in	in	ADP
fsr-3824	203	14	all	all	DET
fsr-3824	203	15	years	year	NOUN
fsr-3824	203	16	and	and	CCONJ
fsr-3824	203	17	significant	significant	ADJ
fsr-3824	203	18	in	in	ADP
fsr-3824	203	19	1990	1990	NUM
fsr-3824	203	20	and	and	CCONJ
fsr-3824	203	21	1994	1994	NUM
fsr-3824	203	22	.	.	PUNCT
fsr-3824	204	1	so	so	ADV
fsr-3824	204	2	,	,	PUNCT
fsr-3824	204	3	we	we	PRON
fsr-3824	204	4	can	can	AUX
fsr-3824	204	5	not	not	PART
fsr-3824	204	6	rule	rule	VERB
fsr-3824	204	7	out	out	ADP
fsr-3824	204	8	the	the	DET
fsr-3824	204	9	claim	claim	NOUN
fsr-3824	204	10	that	that	SCONJ
fsr-3824	204	11	the	the	DET
fsr-3824	204	12	average	average	NOUN
fsr-3824	204	13	in	in	ADP
fsr-3824	204	14	fund	fund	NOUN
fsr-3824	204	15	beats	beat	VERB
fsr-3824	204	16	its	its	PRON
fsr-3824	204	17	competitors	competitor	NOUN
fsr-3824	204	18	by	by	ADP
fsr-3824	204	19	perhaps	perhaps	ADV
fsr-3824	204	20	3	3	NUM
fsr-3824	204	21	basis	basis	NOUN
fsr-3824	204	22	points	point	NOUN
fsr-3824	204	23	after	after	ADP
fsr-3824	204	24	adjusting	adjust	VERB
fsr-3824	204	25	for	for	ADP
fsr-3824	204	26	expenses	expense	NOUN
fsr-3824	204	27	.	.	PUNCT
fsr-3824	205	1	to	to	PART
fsr-3824	205	2	repeat	repeat	VERB
fsr-3824	205	3	,	,	PUNCT
fsr-3824	205	4	even	even	ADV
fsr-3824	205	5	this	this	DET
fsr-3824	205	6	ciaim	ciaim	NOUN
fsr-3824	205	7	receives	receive	VERB
fsr-3824	205	8	mixed	mixed	ADJ
fsr-3824	205	9	support	support	NOUN
fsr-3824	205	10	.	.	PUNCT
fsr-3824	206	1	we	we	PRON
fsr-3824	206	2	find	find	VERB
fsr-3824	206	3	no	no	DET
fsr-3824	206	4	evidence	evidence	NOUN
fsr-3824	206	5	supporting	support	VERB
fsr-3824	206	6	the	the	DET
fsr-3824	206	7	supposition	supposition	NOUN
fsr-3824	206	8	made	make	VERB
fsr-3824	206	9	annually	annually	ADV
fsr-3824	206	10	in	in	ADP
fsr-3824	206	11	the	the	DET
fsr-3824	206	12	zbudonoghue	zbudonoghue	NOUN
fsr-3824	206	13	’s	’s	PART
fsr-3824	206	14	money	money	NOUN
fsr-3824	206	15	fund	fund	NOUN
fsr-3824	206	16	directory	directory	NOUN
fsr-3824	206	17	that	that	SCONJ
fsr-3824	206	18	aggressive	aggressive	ADJ
fsr-3824	206	19	management	management	NOUN
fsr-3824	206	20	allows	allow	VERB
fsr-3824	206	21	managers	manager	NOUN
fsr-3824	206	22	to	to	PART
fsr-3824	206	23	substantially	substantially	ADV
fsr-3824	206	24	raise	raise	VERB
fsr-3824	206	25	the	the	DET
fsr-3824	206	26	gross	gross	ADJ
fsr-3824	206	27	returns	return	NOUN
fsr-3824	206	28	at	at	ADP
fsr-3824	206	29	in	in	ADP
fsr-3824	206	30	funds	fund	NOUN
fsr-3824	206	31	.	.	PUNCT
fsr-3824	207	1	clearly	clearly	ADV
fsr-3824	207	2	,	,	PUNCT
fsr-3824	207	3	in	in	ADP
fsr-3824	207	4	funds	fund	NOUN
fsr-3824	207	5	’	'	PUNCT
fsr-3824	207	6	net	net	ADJ
fsr-3824	207	7	return	return	NOUN
fsr-3824	207	8	advantage	advantage	NOUN
fsr-3824	207	9	is	be	AUX
fsr-3824	207	10	due	due	ADJ
fsr-3824	207	11	mostly	mostly	ADV
fsr-3824	207	12	,	,	PUNCT
fsr-3824	207	13	if	if	SCONJ
fsr-3824	207	14	not	not	PART
fsr-3824	207	15	entirely	entirely	ADV
fsr-3824	207	16	,	,	PUNCT
fsr-3824	207	17	to	to	ADP
fsr-3824	207	18	their	their	PRON
fsr-3824	207	19	lower	low	ADJ
fsr-3824	207	20	expenses	expense	NOUN
fsr-3824	207	21	.	.	PUNCT
fsr-3824	208	1	the	the	DET
fsr-3824	208	2	weak	weak	ADJ
fsr-3824	208	3	form	form	NOUN
fsr-3824	208	4	of	of	ADP
fsr-3824	208	5	the	the	DET
fsr-3824	208	6	commodity	commodity	NOUN
fsr-3824	208	7	view	view	NOUN
fsr-3824	208	8	receives	receive	VERB
fsr-3824	208	9	consistent	consistent	ADJ
fsr-3824	208	10	support	support	NOUN
fsr-3824	208	11	.	.	PUNCT
fsr-3824	209	1	adding	add	VERB
fsr-3824	209	2	gp	gp	NOUN
fsr-3824	209	3	,	,	PUNCT
fsr-3824	209	4	sb	sb	PROPN
fsr-3824	209	5	,	,	PUNCT
fsr-3824	209	6	sp	sp	NOUN
fsr-3824	209	7	,	,	PUNCT
fsr-3824	209	8	in	in	ADV
fsr-3824	209	9	,	,	PUNCT
fsr-3824	209	10	or	or	CCONJ
fsr-3824	209	11	ck	ck	ADV
fsr-3824	209	12	raises	raise	VERB
fsr-3824	209	13	the	the	DET
fsr-3824	209	14	r	r	NOUN
fsr-3824	209	15	*	*	PUNCT
fsr-3824	209	16	by	by	ADP
fsr-3824	209	17	at	at	ADV
fsr-3824	209	18	most	most	ADV
fsr-3824	209	19	0.01	0.01	NUM
fsr-3824	209	20	.	.	PUNCT
fsr-3824	210	1	so	so	ADV
fsr-3824	210	2	,	,	PUNCT
fsr-3824	210	3	within	within	ADP
fsr-3824	210	4	a	a	DET
fsr-3824	210	5	portfolio	portfolio	NOUN
fsr-3824	210	6	type	type	NOUN
fsr-3824	210	7	,	,	PUNCT
fsr-3824	210	8	net	net	ADJ
fsr-3824	210	9	returns	return	NOUN
fsr-3824	210	10	are	be	AUX
fsr-3824	210	11	driven	drive	VERB
fsr-3824	210	12	almost	almost	ADV
fsr-3824	210	13	exclusively	exclusively	ADV
fsr-3824	210	14	by	by	ADP
fsr-3824	210	15	fund	fund	NOUN
fsr-3824	210	16	expenses	expense	NOUN
fsr-3824	210	17	.	.	PUNCT
fsr-3824	211	1	the	the	DET
fsr-3824	211	2	commodity	commodity	NOUN
fsr-3824	211	3	view	view	NOUN
fsr-3824	211	4	says	say	VERB
fsr-3824	211	5	that	that	SCONJ
fsr-3824	211	6	gross	gross	ADJ
fsr-3824	211	7	returns	return	NOUN
fsr-3824	211	8	are	be	AUX
fsr-3824	211	9	essentially	essentially	ADV
fsr-3824	211	10	similar	similar	ADJ
fsr-3824	211	11	across	across	ADP
fsr-3824	211	12	funds	fund	NOUN
fsr-3824	211	13	with	with	ADP
fsr-3824	211	14	the	the	DET
fsr-3824	211	15	same	same	ADJ
fsr-3824	211	16	portfolio	portfolio	NOUN
fsr-3824	211	17	type	type	NOUN
fsr-3824	211	18	.	.	PUNCT
fsr-3824	212	1	table	table	NOUN
fsr-3824	212	2	1	1	NUM
fsr-3824	212	3	provides	provide	VERB
fsr-3824	212	4	support	support	NOUN
fsr-3824	212	5	for	for	ADP
fsr-3824	212	6	this	this	DET
fsr-3824	212	7	position	position	NOUN
fsr-3824	212	8	.	.	PUNCT
fsr-3824	213	1	among	among	ADP
fsr-3824	213	2	the	the	DET
fsr-3824	213	3	larger	large	ADJ
fsr-3824	213	4	money	money	NOUN
fsr-3824	213	5	funds	fund	NOUN
fsr-3824	213	6	(	(	PUNCT
fsr-3824	213	7	in	in	ADP
fsr-3824	213	8	the	the	DET
fsr-3824	213	9	bottom	bottom	ADJ
fsr-3824	213	10	half	half	NOUN
fsr-3824	213	11	of	of	ADP
fsr-3824	213	12	the	the	DET
fsr-3824	213	13	table	table	NOUN
fsr-3824	213	14	)	)	PUNCT
fsr-3824	213	15	,	,	PUNCT
fsr-3824	213	16	the	the	DET
fsr-3824	213	17	standard	standard	ADJ
fsr-3824	213	18	deviation	deviation	NOUN
fsr-3824	213	19	of	of	ADP
fsr-3824	213	20	grossed	gross	VERB
fsr-3824	213	21	-	-	PUNCT
fsr-3824	213	22	up	up	ADP
fsr-3824	213	23	returns	return	NOUN
fsr-3824	213	24	for	for	ADP
fsr-3824	213	25	go	go	NOUN
fsr-3824	213	26	funds	fund	NOUN
fsr-3824	213	27	is	be	AUX
fsr-3824	213	28	0.11	0.11	NUM
fsr-3824	213	29	percent	percent	NOUN
fsr-3824	213	30	.	.	PUNCT
fsr-3824	214	1	the	the	DET
fsr-3824	214	2	standard	standard	ADJ
fsr-3824	214	3	deviation	deviation	NOUN
fsr-3824	214	4	for	for	ADP
fsr-3824	214	5	ot	ot	NOUN
fsr-3824	214	6	funds	fund	NOUN
fsr-3824	214	7	is	be	AUX
fsr-3824	214	8	0.09	0.09	NUM
fsr-3824	214	9	percent	percent	NOUN
fsr-3824	214	10	.	.	PUNCT
fsr-3824	215	1	so	so	ADV
fsr-3824	215	2	,	,	PUNCT
fsr-3824	215	3	about	about	ADV
fsr-3824	215	4	two	two	NUM
fsr-3824	215	5	-	-	PUNCT
fsr-3824	215	6	thirds	third	NOUN
fsr-3824	215	7	of	of	ADP
fsr-3824	215	8	go	go	NOUN
fsr-3824	215	9	funds	fund	NOUN
fsr-3824	215	10	will	will	AUX
fsr-3824	215	11	earn	earn	VERB
fsr-3824	215	12	a	a	DET
fsr-3824	215	13	gross	gross	ADJ
fsr-3824	215	14	return	return	NOUN
fsr-3824	215	15	within	within	ADP
fsr-3824	215	16	0.11	0.11	NUM
fsr-3824	215	17	percentage	percentage	NOUN
fsr-3824	215	18	points	point	NOUN
fsr-3824	215	19	of	of	ADP
fsr-3824	215	20	the	the	DET
fsr-3824	215	21	average	average	NOUN
fsr-3824	215	22	for	for	ADP
fsr-3824	215	23	its	its	PRON
fsr-3824	215	24	portfolio	portfolio	NOUN
fsr-3824	215	25	type	type	NOUN
fsr-3824	215	26	,	,	PUNCT
fsr-3824	215	27	and	and	CCONJ
fsr-3824	215	28	95	95	NUM
fsr-3824	215	29	percent	percent	NOUN
fsr-3824	215	30	will	will	AUX
fsr-3824	215	31	earn	earn	VERB
fsr-3824	215	32	within	within	ADP
fsr-3824	215	33	0.22	0.22	NUM
fsr-3824	215	34	percentage	percentage	NOUN
fsr-3824	215	35	points	point	NOUN
fsr-3824	215	36	of	of	ADP
fsr-3824	215	37	the	the	DET
fsr-3824	215	38	average	average	NOUN
fsr-3824	215	39	.	.	PUNCT
fsr-3824	216	1	by	by	ADP
fsr-3824	216	2	contrast	contrast	NOUN
fsr-3824	216	3	,	,	PUNCT
fsr-3824	216	4	differences	difference	NOUN
fsr-3824	216	5	in	in	ADP
fsr-3824	216	6	funds	fund	NOUN
fsr-3824	216	7	’	'	PUNCT
fsr-3824	216	8	expense	expense	NOUN
fsr-3824	216	9	ratios	ratio	NOUN
fsr-3824	216	10	often	often	ADV
fsr-3824	216	11	exceed	exceed	VERB
fsr-3824	216	12	0.60	0.60	NUM
fsr-3824	216	13	percentage	percentage	NOUN
fsr-3824	216	14	points	point	NOUN
fsr-3824	216	15	.	.	PUNCT
fsr-3824	217	1	it	it	PRON
fsr-3824	217	2	is	be	AUX
fsr-3824	217	3	not	not	PART
fsr-3824	217	4	surprising	surprising	ADJ
fsr-3824	217	5	,	,	PUNCT
fsr-3824	217	6	therefore	therefore	ADV
fsr-3824	217	7	,	,	PUNCT
fsr-3824	217	8	that	that	SCONJ
fsr-3824	217	9	investors	investor	NOUN
fsr-3824	217	10	can	can	AUX
fsr-3824	217	11	reliably	reliably	ADV
fsr-3824	217	12	predict	predict	VERB
fsr-3824	217	13	relative	relative	ADJ
fsr-3824	217	14	fund	fund	NOUN
fsr-3824	217	15	returns	return	NOUN
fsr-3824	217	16	based	base	VERB
fsr-3824	217	17	on	on	ADP
fsr-3824	217	18	prior	prior	ADJ
fsr-3824	217	19	knowledge	knowledge	NOUN
fsr-3824	217	20	of	of	ADP
fsr-3824	217	21	their	their	PRON
fsr-3824	217	22	expense	expense	NOUN
fsr-3824	217	23	ratios	ratio	NOUN
fsr-3824	217	24	.	.	PUNCT
fsr-3824	218	1	the	the	DET
fsr-3824	218	2	next	next	ADJ
fsr-3824	218	3	section	section	NOUN
fsr-3824	218	4	supports	support	VERB
fsr-3824	218	5	this	this	DET
fsr-3824	218	6	position	position	NOUN
fsr-3824	218	7	.	.	PUNCT
fsr-3824	219	1	c	c	X
fsr-3824	219	2	)	)	PUNCT
fsr-3824	219	3	can	can	AUX
fsr-3824	219	4	we	we	PRON
fsr-3824	219	5	predict	predict	VERB
fsr-3824	219	6	a	a	DET
fsr-3824	219	7	winning	win	VERB
fsr-3824	219	8	fund	fund	NOUN
fsr-3824	219	9	?	?	PUNCT
fsr-3824	220	1	in	in	ADP
fsr-3824	220	2	the	the	DET
fsr-3824	220	3	last	last	ADJ
fsr-3824	220	4	section	section	NOUN
fsr-3824	220	5	,	,	PUNCT
fsr-3824	220	6	we	we	PRON
fsr-3824	220	7	saw	see	VERB
fsr-3824	220	8	that	that	SCONJ
fsr-3824	220	9	the	the	DET
fsr-3824	220	10	cross	cross	NOUN
fsr-3824	220	11	section	section	NOUN
fsr-3824	220	12	of	of	ADP
fsr-3824	220	13	funds	fund	NOUN
fsr-3824	220	14	’	'	PUNCT
fsr-3824	220	15	one	one	NUM
fsr-3824	220	16	-	-	PUNCT
fsr-3824	220	17	year	year	NOUN
fsr-3824	220	18	expense	expense	NOUN
fsr-3824	220	19	ratios	ratio	NOUN
fsr-3824	220	20	explains	explain	VERB
fsr-3824	220	21	at	at	ADP
fsr-3824	220	22	least	least	ADV
fsr-3824	220	23	67	67	NUM
fsr-3824	220	24	percent	percent	NOUN
fsr-3824	220	25	of	of	ADP
fsr-3824	220	26	the	the	DET
fsr-3824	220	27	cross	cross	NOUN
fsr-3824	220	28	section	section	NOUN
fsr-3824	220	29	of	of	ADP
fsr-3824	220	30	one	one	NUM
fsr-3824	220	31	-	-	PUNCT
fsr-3824	220	32	year	year	NOUN
fsr-3824	220	33	net	net	ADJ
fsr-3824	220	34	returns	return	NOUN
fsr-3824	220	35	.	.	PUNCT
fsr-3824	221	1	with	with	ADP
fsr-3824	221	2	few	few	ADJ
fsr-3824	221	3	excep	excep	PROPN
fsr-3824	221	4	tions	tion	NOUN
fsr-3824	221	5	,	,	PUNCT
fsr-3824	221	6	a	a	DET
fsr-3824	221	7	fund	fund	NOUN
fsr-3824	221	8	’s	’s	PART
fsr-3824	221	9	expense	expense	NOUN
fsr-3824	221	10	ratio	ratio	NOUN
fsr-3824	221	11	is	be	AUX
fsr-3824	221	12	stable	stable	ADJ
fsr-3824	221	13	from	from	ADP
fsr-3824	221	14	year	year	NOUN
fsr-3824	221	15	to	to	ADP
fsr-3824	221	16	year	year	NOUN
fsr-3824	221	17	.	.	PUNCT
fsr-3824	222	1	consequently	consequently	ADV
fsr-3824	222	2	,	,	PUNCT
fsr-3824	222	3	winning	win	VERB
fsr-3824	222	4	money	money	NOUN
fsr-3824	222	5	market	market	NOUN
fsr-3824	222	6	funds	fund	NOUN
fsr-3824	222	7	tend	tend	VERB
fsr-3824	222	8	to	to	PART
fsr-3824	222	9	repeat	repeat	VERB
fsr-3824	222	10	.	.	PUNCT
fsr-3824	223	1	the	the	DET
fsr-3824	223	2	spearman	spearman	NOUN
fsr-3824	223	3	rank	rank	PROPN
fsr-3824	223	4	correlations	correlation	NOUN
fsr-3824	223	5	between	between	ADP
fsr-3824	223	6	net	net	ADJ
fsr-3824	223	7	return	return	NOUN
fsr-3824	223	8	rankings	ranking	NOUN
fsr-3824	223	9	in	in	ADP
fsr-3824	223	10	year	year	NOUN
fsr-3824	223	11	t	t	PROPN
fsr-3824	223	12	and	and	CCONJ
fsr-3824	223	13	t	t	PROPN
fsr-3824	223	14	+	+	CCONJ
fsr-3824	223	15	1	1	NUM
fsr-3824	223	16	average	average	ADJ
fsr-3824	223	17	0.89	0.89	NUM
fsr-3824	223	18	for	for	ADP
fsr-3824	223	19	go	go	VERB
fsr-3824	223	20	funds	fund	NOUN
fsr-3824	223	21	and	and	CCONJ
fsr-3824	223	22	0.90	0.90	NUM
fsr-3824	223	23	for	for	ADP
fsr-3824	223	24	ot	ot	NOUN
fsr-3824	223	25	funds	fund	NOUN
fsr-3824	223	26	(	(	PUNCT
fsr-3824	223	27	t	t	NOUN
fsr-3824	223	28	=	=	PUNCT
fsr-3824	223	29	1990	1990	NUM
fsr-3824	223	30	through	through	ADP
fsr-3824	223	31	1993	1993	NUM
fsr-3824	223	32	)	)	PUNCT
fsr-3824	223	33	.	.	PUNCT
fsr-3824	224	1	they	they	PRON
fsr-3824	224	2	imply	imply	VERB
fsr-3824	224	3	that	that	SCONJ
fsr-3824	224	4	rank	rank	NOUN
fsr-3824	224	5	ings	ing	NOUN
fsr-3824	224	6	of	of	ADP
fsr-3824	224	7	funds	fund	NOUN
fsr-3824	224	8	by	by	ADP
fsr-3824	224	9	net	net	ADJ
fsr-3824	224	10	return	return	NOUN
fsr-3824	224	11	change	change	NOUN
fsr-3824	224	12	little	little	ADJ
fsr-3824	224	13	from	from	ADP
fsr-3824	224	14	one	one	NUM
fsr-3824	224	15	year	year	NOUN
fsr-3824	224	16	to	to	ADP
fsr-3824	224	17	the	the	DET
fsr-3824	224	18	next	next	ADJ
fsr-3824	224	19	.	.	PUNCT
fsr-3824	225	1	another	another	DET
fsr-3824	225	2	method	method	NOUN
fsr-3824	225	3	of	of	ADP
fsr-3824	225	4	testing	test	VERB
fsr-3824	225	5	persistence	persistence	NOUN
fsr-3824	225	6	in	in	ADP
fsr-3824	225	7	returns	return	NOUN
fsr-3824	225	8	is	be	AUX
fsr-3824	225	9	to	to	PART
fsr-3824	225	10	calculate	calculate	VERB
fsr-3824	225	11	the	the	DET
fsr-3824	225	12	percent	percent	NOUN
fsr-3824	225	13	of	of	ADP
fsr-3824	225	14	winning	win	VERB
fsr-3824	225	15	funds	fund	NOUN
fsr-3824	225	16	that	that	PRON
fsr-3824	225	17	repeat	repeat	VERB
fsr-3824	225	18	as	as	ADP
fsr-3824	225	19	winners	winner	NOUN
fsr-3824	225	20	,	,	PUNCT
fsr-3824	225	21	where	where	SCONJ
fsr-3824	225	22	a	a	DET
fsr-3824	225	23	winning	win	VERB
fsr-3824	225	24	fund	fund	NOUN
fsr-3824	225	25	is	be	AUX
fsr-3824	225	26	defined	define	VERB
fsr-3824	225	27	as	as	ADP
fsr-3824	225	28	any	any	DET
fsr-3824	225	29	fund	fund	NOUN
fsr-3824	225	30	that	that	PRON
fsr-3824	225	31	earns	earn	VERB
fsr-3824	225	32	a	a	DET
fsr-3824	225	33	net	net	ADJ
fsr-3824	225	34	return	return	NOUN
fsr-3824	225	35	above	above	ADP
fsr-3824	225	36	the	the	DET
fsr-3824	225	37	median	median	ADJ
fsr-3824	225	38	.	.	PUNCT
fsr-3824	226	1	table	table	NOUN
fsr-3824	226	2	4	4	NUM
fsr-3824	226	3	presents	present	VERB
fsr-3824	226	4	the	the	DET
fsr-3824	226	5	number	number	NOUN
fsr-3824	226	6	of	of	ADP
fsr-3824	226	7	winning	win	VERB
fsr-3824	226	8	money	money	NOUN
fsr-3824	226	9	funds	fund	NOUN
fsr-3824	226	10	that	that	PRON
fsr-3824	226	11	repeat	repeat	VERB
fsr-3824	226	12	in	in	ADP
fsr-3824	226	13	later	later	ADJ
fsr-3824	226	14	years	year	NOUN
fsr-3824	226	15	.	.	PUNCT
fsr-3824	227	1	in	in	ADP
fsr-3824	227	2	1990,65	1990,65	PROPN
fsr-3824	227	3	go	go	VERB
fsr-3824	227	4	funds	fund	NOUN
fsr-3824	227	5	had	have	VERB
fsr-3824	227	6	net	net	ADJ
fsr-3824	227	7	returns	return	NOUN
fsr-3824	227	8	above	above	ADP
fsr-3824	227	9	the	the	DET
fsr-3824	227	10	median	median	NOUN
fsr-3824	227	11	.	.	PUNCT
fsr-3824	228	1	of	of	ADP
fsr-3824	228	2	the	the	DET
fsr-3824	228	3	65,56	65,56	NOUN
fsr-3824	228	4	funds	fund	NOUN
fsr-3824	228	5	produced	produce	VERB
fsr-3824	228	6	winning	win	VERB
fsr-3824	228	7	returns	return	NOUN
fsr-3824	228	8	in	in	ADP
fsr-3824	228	9	1991	1991	NUM
fsr-3824	228	10	.	.	PUNCT
fsr-3824	229	1	moreover	moreover	ADV
fsr-3824	229	2	,	,	PUNCT
fsr-3824	229	3	49	49	NUM
fsr-3824	229	4	of	of	ADP
fsr-3824	229	5	the	the	DET
fsr-3824	229	6	56	56	NUM
fsr-3824	229	7	funds	fund	NOUN
fsr-3824	229	8	repeated	repeat	VERB
fsr-3824	229	9	as	as	ADP
fsr-3824	229	10	winners	winner	NOUN
fsr-3824	229	11	in	in	ADP
fsr-3824	229	12	1992,45	1992,45	NUM
fsr-3824	229	13	of	of	ADP
fsr-3824	229	14	the	the	DET
fsr-3824	229	15	49	49	NUM
fsr-3824	229	16	repeated	repeat	VERB
fsr-3824	229	17	in	in	ADP
fsr-3824	229	18	1993	1993	NUM
fsr-3824	229	19	,	,	PUNCT
fsr-3824	229	20	and	and	CCONJ
fsr-3824	229	21	44	44	NUM
fsr-3824	229	22	repeated	repeat	VERB
fsr-3824	229	23	in	in	ADP
fsr-3824	229	24	1994	1994	NUM
fsr-3824	229	25	.	.	PUNCT
fsr-3824	230	1	on	on	ADP
fsr-3824	230	2	average	average	ADJ
fsr-3824	230	3	,	,	PUNCT
fsr-3824	230	4	87	87	NUM
fsr-3824	230	5	percent	percent	NOUN
fsr-3824	230	6	of	of	ADP
fsr-3824	230	7	go	go	NOUN
fsr-3824	230	8	winners	winner	NOUN
fsr-3824	230	9	repeated	repeat	VERB
fsr-3824	230	10	the	the	DET
fsr-3824	230	11	next	next	ADJ
fsr-3824	230	12	year	year	NOUN
fsr-3824	230	13	,	,	PUNCT
fsr-3824	230	14	77	77	NUM
fsr-3824	230	15	percent	percent	NOUN
fsr-3824	230	16	repeated	repeat	VERB
fsr-3824	230	17	the	the	DET
fsr-3824	230	18	next	next	ADJ
fsr-3824	230	19	two	two	NUM
fsr-3824	230	20	years	year	NOUN
fsr-3824	230	21	,	,	PUNCT
fsr-3824	230	22	71	71	NUM
fsr-3824	230	23	percent	percent	NOUN
fsr-3824	230	24	repeated	repeat	VERB
fsr-3824	230	25	the	the	DET
fsr-3824	230	26	next	next	ADJ
fsr-3824	230	27	three	three	NUM
fsr-3824	230	28	years	year	NOUN
fsr-3824	230	29	,	,	PUNCT
fsr-3824	230	30	and	and	CCONJ
fsr-3824	230	31	68	68	NUM
fsr-3824	230	32	percent	percent	NOUN
fsr-3824	230	33	repeated	repeat	VERB
fsr-3824	230	34	the	the	DET
fsr-3824	230	35	next	next	ADJ
fsr-3824	230	36	four	four	NUM
fsr-3824	230	37	years	year	NOUN
fsr-3824	230	38	.	.	PUNCT
fsr-3824	231	1	the	the	DET
fsr-3824	231	2	results	result	NOUN
fsr-3824	231	3	were	be	AUX
fsr-3824	231	4	almost	almost	ADV
fsr-3824	231	5	identical	identical	ADJ
fsr-3824	231	6	for	for	ADP
fsr-3824	231	7	ot	ot	NOUN
fsr-3824	231	8	funds	fund	NOUN
fsr-3824	231	9	.	.	PUNCT
fsr-3824	232	1	clearly	clearly	ADV
fsr-3824	232	2	,	,	PUNCT
fsr-3824	232	3	relative	relative	ADJ
fsr-3824	232	4	returns	return	NOUN
fsr-3824	232	5	show	show	VERB
fsr-3824	232	6	persistence	persistence	NOUN
fsr-3824	232	7	.	.	PUNCT
fsr-3824	233	1	since	since	SCONJ
fsr-3824	233	2	relative	relative	ADJ
fsr-3824	233	3	returns	return	NOUN
fsr-3824	233	4	can	can	AUX
fsr-3824	233	5	be	be	AUX
fsr-3824	233	6	easily	easily	ADV
fsr-3824	233	7	predicted	predict	VERB
fsr-3824	233	8	,	,	PUNCT
fsr-3824	233	9	individual	individual	ADJ
fsr-3824	233	10	investors	investor	NOUN
fsr-3824	233	11	should	should	AUX
fsr-3824	233	12	not	not	PART
fsr-3824	233	13	settle	settle	VERB
fsr-3824	233	14	for	for	ADP
fsr-3824	233	15	a	a	DET
fsr-3824	233	16	slightly	slightly	ADV
fsr-3824	233	17	above	above	ADP
fsr-3824	233	18	median	median	ADJ
fsr-3824	233	19	return	return	NOUN
fsr-3824	233	20	.	.	PUNCT
fsr-3824	234	1	they	they	PRON
fsr-3824	234	2	should	should	AUX
fsr-3824	234	3	try	try	VERB
fsr-3824	234	4	to	to	PART
fsr-3824	234	5	pick	pick	VERB
fsr-3824	234	6	a	a	DET
fsr-3824	234	7	top	top	ADV
fsr-3824	234	8	-	-	PUNCT
fsr-3824	234	9	returning	return	VERB
fsr-3824	234	10	fund	fund	NOUN
fsr-3824	234	11	.	.	PUNCT
fsr-3824	235	1	table	table	NOUN
fsr-3824	235	2	5	5	NUM
fsr-3824	235	3	shows	show	VERB
fsr-3824	235	4	how	how	SCONJ
fsr-3824	235	5	the	the	DET
fsr-3824	235	6	top	top	ADJ
fsr-3824	235	7	five	five	NUM
fsr-3824	235	8	performers	performer	NOUN
fsr-3824	235	9	in	in	ADP
fsr-3824	235	10	one	one	NUM
fsr-3824	235	11	year	year	NOUN
fsr-3824	235	12	ranked	rank	VERB
fsr-3824	235	13	the	the	DET
fsr-3824	235	14	next	next	ADJ
fsr-3824	235	15	year	year	NOUN
fsr-3824	235	16	.	.	PUNCT
fsr-3824	236	1	consider	consider	VERB
fsr-3824	236	2	the	the	DET
fsr-3824	236	3	go	go	NOUN
fsr-3824	236	4	funds	fund	NOUN
fsr-3824	236	5	first	first	ADV
fsr-3824	236	6	.	.	PUNCT
fsr-3824	237	1	performance	performance	NOUN
fsr-3824	237	2	and	and	CCONJ
fsr-3824	237	3	persistence	persistence	NOUN
fsr-3824	237	4	179	179	NUM
fsr-3824	237	5	year	year	NOUN
fsr-3824	237	6	t	t	NOUN
fsr-3824	237	7	table	table	NOUN
fsr-3824	237	8	4	4	NUM
fsr-3824	237	9	winning	win	VERB
fsr-3824	237	10	money	money	NOUN
fsr-3824	237	11	funds	fund	NOUN
fsr-3824	237	12	that	that	PRON
fsr-3824	237	13	repeat	repeat	VERB
fsr-3824	237	14	f	f	X
fsr-3824	238	1	t+l	t+l	NUM
fsr-3824	239	1	t+2	t+2	NUM
fsr-3824	239	2	r+3	r+3	NOUN
fsr-3824	239	3	t+4	t+4	VERB
fsr-3824	239	4	government	government	NOUN
fsr-3824	239	5	-	-	PUNCT
fsr-3824	239	6	only	only	ADV
fsr-3824	239	7	(	(	PUNCT
fsr-3824	239	8	go	go	VERB
fsr-3824	239	9	)	)	PUNCT
fsr-3824	239	10	funds	fund	NOUN
fsr-3824	239	11	1990	1990	NUM
fsr-3824	239	12	65	65	NUM
fsr-3824	239	13	1991	1991	NUM
fsr-3824	239	14	63	63	NUM
fsr-3824	239	15	1992	1992	NUM
fsr-3824	239	16	63	63	NUM
fsr-3824	239	17	1993	1993	NUM
fsr-3824	239	18	65	65	NUM
fsr-3824	239	19	other	other	ADJ
fsr-3824	239	20	-	-	PUNCT
fsr-3824	239	21	taxable	taxable	ADJ
fsr-3824	239	22	(	(	PUNCT
fsr-3824	239	23	ot	ot	INTJ
fsr-3824	239	24	)	)	PUNCT
fsr-3824	239	25	funds	fund	NOUN
fsr-3824	239	26	1990	1990	NUM
fsr-3824	239	27	94	94	NUM
fsr-3824	239	28	1991	1991	NUM
fsr-3824	239	29	94	94	NUM
fsr-3824	239	30	1992	1992	NUM
fsr-3824	239	31	94	94	NUM
fsr-3824	239	32	1993	1993	NUM
fsr-3824	239	33	95	95	NUM
fsr-3824	239	34	56	56	NUM
fsr-3824	239	35	55	55	NUM
fsr-3824	239	36	54	54	NUM
fsr-3824	239	37	58	58	NUM
fsr-3824	239	38	87	87	NUM
fsr-3824	239	39	%	%	NOUN
fsr-3824	239	40	76	76	NUM
fsr-3824	239	41	82	82	NUM
fsr-3824	239	42	86	86	NUM
fsr-3824	239	43	80	80	NUM
fsr-3824	239	44	86	86	NUM
fsr-3824	239	45	%	%	NOUN
fsr-3824	239	46	49	49	NUM
fsr-3824	239	47	45	45	NUM
fsr-3824	239	48	44	44	NUM
fsr-3824	239	49	49	49	NUM
fsr-3824	239	50	46	46	NUM
fsr-3824	239	51	50	50	NUM
fsr-3824	239	52	77	77	NUM
fsr-3824	239	53	%	%	NOUN
fsr-3824	239	54	71	71	NUM
fsr-3824	239	55	%	%	NOUN
fsr-3824	239	56	68	68	NUM
fsr-3824	239	57	%	%	NOUN
fsr-3824	239	58	70	70	NUM
fsr-3824	239	59	67	67	NUM
fsr-3824	239	60	60	60	NUM
fsr-3824	239	61	77	77	NUM
fsr-3824	239	62	67	67	NUM
fsr-3824	239	63	73	73	NUM
fsr-3824	239	64	78	78	NUM
fsr-3824	239	65	%	%	NOUN
fsr-3824	239	66	71	71	NUM
fsr-3824	239	67	%	%	NOUN
fsr-3824	239	68	65	65	NUM
fsr-3824	239	69	%	%	NOUN
fsr-3824	239	70	notes	note	VERB
fsr-3824	239	71	:	:	PUNCT
fsr-3824	239	72	a	a	DET
fsr-3824	239	73	winning	win	VERB
fsr-3824	239	74	fund	fund	NOUN
fsr-3824	239	75	is	be	AUX
fsr-3824	239	76	one	one	NUM
fsr-3824	239	77	with	with	ADP
fsr-3824	239	78	an	an	DET
fsr-3824	239	79	above	above	ADJ
fsr-3824	239	80	-	-	PUNCT
fsr-3824	239	81	median	median	NOUN
fsr-3824	239	82	return	return	NOUN
fsr-3824	239	83	.	.	PUNCT
fsr-3824	240	1	among	among	ADP
fsr-3824	240	2	go	go	ADJ
fsr-3824	240	3	funds	fund	NOUN
fsr-3824	240	4	,	,	PUNCT
fsr-3824	240	5	65	65	NUM
fsr-3824	240	6	produced	produce	VERB
fsr-3824	240	7	winning	win	VERB
fsr-3824	240	8	net	net	ADJ
fsr-3824	240	9	returns	return	NOUN
fsr-3824	240	10	in	in	ADP
fsr-3824	240	11	1990	1990	NUM
fsr-3824	240	12	.	.	PUNCT
fsr-3824	241	1	of	of	ADP
fsr-3824	241	2	the	the	DET
fsr-3824	241	3	65,56	65,56	NOUN
fsr-3824	241	4	repeated	repeat	VERB
fsr-3824	241	5	as	as	ADP
fsr-3824	241	6	winners	winner	NOUN
fsr-3824	241	7	in	in	ADP
fsr-3824	241	8	19??1,49	19??1,49	NUM
fsr-3824	241	9	repeated	repeat	VERB
fsr-3824	241	10	as	as	ADP
fsr-3824	241	11	winners	winner	NOUN
fsr-3824	241	12	in	in	ADP
fsr-3824	241	13	1991	1991	NUM
fsr-3824	241	14	and	and	CCONJ
fsr-3824	241	15	1992.45	1992.45	NUM
fsr-3824	241	16	repeated	repeat	VERB
fsr-3824	241	17	in	in	ADP
fsr-3824	241	18	1991	1991	NUM
fsr-3824	241	19	through	through	ADP
fsr-3824	241	20	1993	1993	NUM
fsr-3824	241	21	,	,	PUNCT
fsr-3824	241	22	and	and	CCONJ
fsr-3824	241	23	44	44	NUM
fsr-3824	241	24	repeated	repeat	VERB
fsr-3824	241	25	in	in	ADP
fsr-3824	241	26	1991	1991	NUM
fsr-3824	241	27	through	through	ADP
fsr-3824	241	28	1994	1994	NUM
fsr-3824	241	29	.	.	PUNCT
fsr-3824	242	1	in	in	ADP
fsr-3824	242	2	some	some	DET
fsr-3824	242	3	initial	initial	ADJ
fsr-3824	242	4	years	year	NOUN
fsr-3824	242	5	(	(	PUNCT
fsr-3824	242	6	i.	i.	PROPN
fsr-3824	242	7	e.	e.	PROPN
fsr-3824	242	8	,	,	PUNCT
fsr-3824	242	9	year	year	NOUN
fsr-3824	242	10	i	i	PROPN
fsr-3824	242	11	)	)	PUNCT
fsr-3824	242	12	,	,	PUNCT
fsr-3824	242	13	several	several	ADJ
fsr-3824	242	14	funds	fund	NOUN
fsr-3824	242	15	earned	earn	VERB
fsr-3824	242	16	the	the	DET
fsr-3824	242	17	median	median	ADJ
fsr-3824	242	18	return	return	NOUN
fsr-3824	242	19	,	,	PUNCT
fsr-3824	242	20	so	so	ADV
fsr-3824	242	21	less	less	ADJ
fsr-3824	242	22	than	than	ADP
fsr-3824	242	23	half	half	DET
fsr-3824	242	24	the	the	DET
fsr-3824	242	25	funds	fund	NOUN
fsr-3824	242	26	were	be	AUX
fsr-3824	242	27	winners	winner	NOUN
fsr-3824	242	28	.	.	PUNCT
fsr-3824	243	1	of	of	ADP
fsr-3824	243	2	the	the	DET
fsr-3824	243	3	top	top	ADJ
fsr-3824	243	4	five	five	NUM
fsr-3824	243	5	funds	fund	NOUN
fsr-3824	243	6	,	,	PUNCT
fsr-3824	243	7	every	every	DET
fsr-3824	243	8	fund	fund	NOUN
fsr-3824	243	9	finished	finish	VERB
fsr-3824	243	10	in	in	ADP
fsr-3824	243	11	the	the	DET
fsr-3824	243	12	top	top	ADJ
fsr-3824	243	13	quintile	quintile	NOUN
fsr-3824	243	14	the	the	DET
fsr-3824	243	15	next	next	ADJ
fsr-3824	243	16	year	year	NOUN
fsr-3824	243	17	,	,	PUNCT
fsr-3824	243	18	85	85	NUM
fsr-3824	243	19	percent	percent	NOUN
fsr-3824	243	20	fin	fin	NOUN
fsr-3824	243	21	ished	ishe	VERB
fsr-3824	243	22	in	in	ADP
fsr-3824	243	23	the	the	DET
fsr-3824	243	24	top	top	ADJ
fsr-3824	243	25	decile	decile	NOUN
fsr-3824	243	26	,	,	PUNCT
fsr-3824	243	27	and	and	CCONJ
fsr-3824	243	28	75	75	NUM
fsr-3824	243	29	percent	percent	NOUN
fsr-3824	243	30	finished	finish	VERB
fsr-3824	243	31	in	in	ADP
fsr-3824	243	32	the	the	DET
fsr-3824	243	33	top	top	ADJ
fsr-3824	243	34	10	10	NUM
fsr-3824	243	35	.	.	PUNCT
fsr-3824	244	1	for	for	ADP
fsr-3824	244	2	the	the	DET
fsr-3824	244	3	ot	ot	ADJ
fsr-3824	244	4	funds	fund	NOUN
fsr-3824	244	5	,	,	PUNCT
fsr-3824	244	6	every	every	DET
fsr-3824	244	7	top	top	ADJ
fsr-3824	244	8	-	-	PUNCT
fsr-3824	244	9	five	five	NUM
fsr-3824	244	10	fund	fund	NOUN
fsr-3824	244	11	finished	finish	VERB
fsr-3824	244	12	in	in	ADP
fsr-3824	244	13	the	the	DET
fsr-3824	244	14	top	top	ADJ
fsr-3824	244	15	quintile	quintile	NOUN
fsr-3824	244	16	the	the	DET
fsr-3824	244	17	next	next	ADJ
fsr-3824	244	18	year	year	NOUN
fsr-3824	244	19	,	,	PUNCT
fsr-3824	244	20	86	86	NUM
fsr-3824	244	21	percent	percent	NOUN
fsr-3824	244	22	finished	finish	VERB
fsr-3824	244	23	in	in	ADP
fsr-3824	244	24	the	the	DET
fsr-3824	244	25	top	top	ADJ
fsr-3824	244	26	decile	decile	NOUN
fsr-3824	244	27	,	,	PUNCT
fsr-3824	244	28	and	and	CCONJ
fsr-3824	244	29	64	64	NUM
fsr-3824	244	30	percent	percent	NOUN
fsr-3824	244	31	finished	finish	VERB
fsr-3824	244	32	in	in	ADP
fsr-3824	244	33	the	the	DET
fsr-3824	244	34	top	top	ADJ
fsr-3824	244	35	10	10	NUM
fsr-3824	244	36	.	.	PUNCT
fsr-3824	245	1	past	past	ADJ
fsr-3824	245	2	performance	performance	NOUN
fsr-3824	245	3	allows	allow	VERB
fsr-3824	245	4	individuals	individual	NOUN
fsr-3824	245	5	to	to	PART
fsr-3824	245	6	be	be	AUX
fsr-3824	245	7	virtually	virtually	ADV
fsr-3824	245	8	guaranteed	guarantee	VERB
fsr-3824	245	9	of	of	ADP
fsr-3824	245	10	choosing	choose	VERB
fsr-3824	245	11	a	a	DET
fsr-3824	245	12	top	top	ADJ
fsr-3824	245	13	quintile	quintile	NOUN
fsr-3824	245	14	fund	fund	NOUN
fsr-3824	245	15	and	and	CCONJ
fsr-3824	245	16	almost	almost	ADV
fsr-3824	245	17	certain	certain	ADJ
fsr-3824	245	18	of	of	ADP
fsr-3824	245	19	choosing	choose	VERB
fsr-3824	245	20	a	a	DET
fsr-3824	245	21	top	top	ADJ
fsr-3824	245	22	decile	decile	NOUN
fsr-3824	245	23	fund	fund	NOUN
fsr-3824	245	24	,	,	PUNCT
fsr-3824	245	25	especially	especially	ADV
fsr-3824	245	26	if	if	SCONJ
fsr-3824	245	27	they	they	PRON
fsr-3824	245	28	exclude	exclude	VERB
fsr-3824	245	29	funds	fund	NOUN
fsr-3824	245	30	that	that	PRON
fsr-3824	245	31	have	have	AUX
fsr-3824	245	32	temporarily	temporarily	ADV
fsr-3824	245	33	lowered	lower	VERB
fsr-3824	245	34	expenses	expense	NOUN
fsr-3824	245	35	.	.	PUNCT
fsr-3824	246	1	table	table	NOUN
fsr-3824	246	2	6	6	NUM
fsr-3824	246	3	presents	present	VERB
fsr-3824	246	4	the	the	DET
fsr-3824	246	5	simulated	simulate	VERB
fsr-3824	246	6	returns	return	NOUN
fsr-3824	246	7	from	from	ADP
fsr-3824	246	8	strategies	strategy	NOUN
fsr-3824	246	9	of	of	ADP
fsr-3824	246	10	buying	buy	VERB
fsr-3824	246	11	the	the	DET
fsr-3824	246	12	money	money	NOUN
fsr-3824	246	13	funds	fund	NOUN
fsr-3824	246	14	with	with	ADP
fsr-3824	246	15	the	the	DET
fsr-3824	246	16	best	good	ADJ
fsr-3824	246	17	prior	prior	ADJ
fsr-3824	246	18	-	-	PUNCT
fsr-3824	246	19	year	year	NOUN
fsr-3824	246	20	net	net	ADJ
fsr-3824	246	21	returns	return	NOUN
fsr-3824	246	22	.	.	PUNCT
fsr-3824	247	1	the	the	DET
fsr-3824	247	2	returns	return	NOUN
fsr-3824	247	3	assume	assume	VERB
fsr-3824	247	4	that	that	SCONJ
fsr-3824	247	5	on	on	ADP
fsr-3824	247	6	january	january	PROPN
fsr-3824	247	7	1st	1st	NOUN
fsr-3824	247	8	of	of	ADP
fsr-3824	247	9	1991	1991	NUM
fsr-3824	247	10	through	through	ADP
fsr-3824	247	11	table	table	NOUN
fsr-3824	247	12	5	5	NUM
fsr-3824	247	13	do	do	AUX
fsr-3824	247	14	the	the	DET
fsr-3824	247	15	elite	elite	ADJ
fsr-3824	247	16	repeat	repeat	VERB
fsr-3824	247	17	?	?	PUNCT
fsr-3824	247	18	:	:	PUNCT
fsr-3824	247	19	next	next	ADJ
fsr-3824	247	20	-	-	PUNCT
fsr-3824	247	21	year	year	NOUN
fsr-3824	247	22	rankings	ranking	NOUN
fsr-3824	247	23	of	of	ADP
fsr-3824	247	24	the	the	DET
fsr-3824	247	25	top	top	ADJ
fsr-3824	247	26	-	-	PUNCT
fsr-3824	247	27	five	five	NUM
fsr-3824	247	28	money	money	NOUN
fsr-3824	247	29	funds	fund	NOUN
fsr-3824	247	30	rank	rank	VERB
fsr-3824	247	31	in	in	ADP
fsr-3824	247	32	:	:	PUNCT
fsr-3824	247	33	1990	1990	NUM
fsr-3824	247	34	1991	1991	NUM
fsr-3824	247	35	1991	1991	NUM
fsr-3824	248	1	i992	i992	PROPN
fsr-3824	248	2	1992	1992	NUM
fsr-3824	248	3	1993	1993	NUM
fsr-3824	248	4	1993	1993	NUM
fsr-3824	248	5	1994	1994	NUM
fsr-3824	248	6	government	government	NOUN
fsr-3824	248	7	-	-	PUNCT
fsr-3824	248	8	only	only	ADJ
fsr-3824	248	9	funds	fund	NOUN
fsr-3824	248	10	1	1	NUM
fsr-3824	248	11	2	2	NUM
fsr-3824	248	12	3	3	NUM
fsr-3824	248	13	4	4	NUM
fsr-3824	248	14	5	5	NUM
fsr-3824	248	15	total	total	ADJ
fsr-3824	248	16	funds	fund	NOUN
fsr-3824	248	17	=	=	SYM
fsr-3824	248	18	13	13	NUM
fsr-3824	248	19	1	1	NUM
fsr-3824	248	20	other	other	ADJ
fsr-3824	248	21	-	-	PUNCT
fsr-3824	248	22	taxable	taxable	ADJ
fsr-3824	248	23	funds	fund	NOUN
fsr-3824	248	24	it	it	PRON
fsr-3824	248	25	1	1	NUM
fsr-3824	248	26	t	t	NOUN
fsr-3824	248	27	3	3	NUM
fsr-3824	248	28	4	4	NUM
fsr-3824	248	29	5	5	NUM
fsr-3824	248	30	t	t	NOUN
fsr-3824	248	31	5	5	NUM
fsr-3824	248	32	t	t	NOUN
fsr-3824	248	33	total	total	NOUN
fsr-3824	248	34	funds	fund	NOUN
fsr-3824	248	35	=	=	SYM
fsr-3824	248	36	190	190	NUM
fsr-3824	248	37	8	8	NUM
fsr-3824	248	38	3	3	NUM
fsr-3824	248	39	7	7	NUM
fsr-3824	248	40	11	11	NUM
fsr-3824	248	41	2	2	NUM
fsr-3824	248	42	4	4	NUM
fsr-3824	248	43	1	1	NUM
fsr-3824	248	44	2	2	NUM
fsr-3824	248	45	3	3	NUM
fsr-3824	248	46	2	2	NUM
fsr-3824	248	47	3	3	NUM
fsr-3824	248	48	19	19	NUM
fsr-3824	248	49	t	t	NOUN
fsr-3824	248	50	3	3	NUM
fsr-3824	248	51	6	6	NUM
fsr-3824	248	52	14	14	NUM
fsr-3824	248	53	4	4	NUM
fsr-3824	248	54	19	19	NUM
fsr-3824	248	55	10	10	NUM
fsr-3824	248	56	5	5	NUM
fsr-3824	248	57	t	t	NOUN
fsr-3824	248	58	17	17	NUM
fsr-3824	248	59	t	t	NOUN
fsr-3824	248	60	11	11	NUM
fsr-3824	248	61	5	5	NUM
fsr-3824	248	62	t	t	PROPN
fsr-3824	248	63	22	22	NUM
fsr-3824	248	64	t	t	NOUN
fsr-3824	248	65	22	22	NUM
fsr-3824	248	66	2	2	NUM
fsr-3824	248	67	1	1	NUM
fsr-3824	248	68	4	4	NUM
fsr-3824	248	69	18	18	NUM
fsr-3824	248	70	2	2	NUM
fsr-3824	248	71	4	4	NUM
fsr-3824	248	72	t	t	NOUN
fsr-3824	248	73	3	3	NUM
fsr-3824	248	74	13	13	NUM
fsr-3824	248	75	t	t	NOUN
fsr-3824	248	76	20	20	NUM
fsr-3824	248	77	1	1	NUM
fsr-3824	248	78	6	6	NUM
fsr-3824	248	79	t	t	NOUN
fsr-3824	248	80	1	1	NUM
fsr-3824	248	81	2	2	NUM
fsr-3824	248	82	8	8	NUM
fsr-3824	248	83	t	t	NOUN
fsr-3824	248	84	2	2	NUM
fsr-3824	248	85	3	3	NUM
fsr-3824	248	86	37	37	NUM
fsr-3824	248	87	t	t	NOUN
fsr-3824	248	88	8	8	NUM
fsr-3824	248	89	t	t	NOUN
fsr-3824	248	90	4	4	NUM
fsr-3824	248	91	t	t	NOUN
fsr-3824	248	92	1	1	NUM
fsr-3824	248	93	16	16	NUM
fsr-3824	248	94	t	t	NOUN
fsr-3824	248	95	4	4	NUM
fsr-3824	248	96	t	t	NOUN
fsr-3824	248	97	11	11	NUM
fsr-3824	248	98	1	1	NUM
fsr-3824	248	99	14	14	NUM
fsr-3824	248	100	2	2	NUM
fsr-3824	248	101	2	2	NUM
fsr-3824	248	102	3	3	NUM
fsr-3824	248	103	1	1	NUM
fsr-3824	248	104	4	4	NUM
fsr-3824	248	105	t	t	NOUN
fsr-3824	248	106	5	5	NUM
fsr-3824	248	107	t	t	NOUN
fsr-3824	248	108	4	4	NUM
fsr-3824	248	109	t	t	NOUN
fsr-3824	248	110	5	5	NUM
fsr-3824	248	111	t	t	NOUN
fsr-3824	248	112	note	note	NOUN
fsr-3824	248	113	:	:	PUNCT
fsr-3824	248	114	“	"	PUNCT
fsr-3824	248	115	t	t	PROPN
fsr-3824	248	116	”	"	PUNCT
fsr-3824	248	117	denotes	denote	NOUN
fsr-3824	248	118	tie	tie	VERB
fsr-3824	248	119	.	.	PUNCT
fsr-3824	249	1	180	180	NUM
fsr-3824	249	2	financial	financial	ADJ
fsr-3824	249	3	services	service	NOUN
fsr-3824	249	4	review	review	VERB
fsr-3824	249	5	6(3	6(3	NUM
fsr-3824	249	6	)	)	PUNCT
fsr-3824	249	7	1998	1998	NUM
fsr-3824	249	8	table	table	NOUN
fsr-3824	249	9	6	6	NUM
fsr-3824	249	10	simulated	simulate	VERB
fsr-3824	249	11	average	average	ADJ
fsr-3824	249	12	returns	return	NOUN
fsr-3824	249	13	from	from	ADP
fsr-3824	249	14	buying	buy	VERB
fsr-3824	249	15	money	money	NOUN
fsr-3824	249	16	funds	fund	NOUN
fsr-3824	249	17	with	with	ADP
fsr-3824	249	18	best	good	ADJ
fsr-3824	249	19	single	single	ADJ
fsr-3824	249	20	-	-	PUNCT
fsr-3824	249	21	year	year	NOUN
fsr-3824	249	22	returns	return	NOUN
fsr-3824	249	23	1991	1991	NUM
fsr-3824	249	24	-	-	SYM
fsr-3824	249	25	1994	1994	NUM
fsr-3824	249	26	simulated	simulate	VERB
fsr-3824	249	27	return	return	NOUN
fsr-3824	249	28	annual	annual	ADJ
fsr-3824	249	29	alpha	alpha	NOUN
fsr-3824	249	30	government	government	NOUN
fsr-3824	249	31	-	-	PUNCT
fsr-3824	249	32	only	only	ADJ
fsr-3824	249	33	funds	fund	NOUN
fsr-3824	249	34	buy	buy	VERB
fsr-3824	249	35	top	top	ADJ
fsr-3824	249	36	fund	fund	NOUN
fsr-3824	249	37	prior	prior	ADJ
fsr-3824	249	38	year	year	NOUN
fsr-3824	249	39	buy	buy	VERB
fsr-3824	249	40	top	top	ADJ
fsr-3824	249	41	5	5	NUM
fsr-3824	249	42	funds	fund	NOUN
fsr-3824	249	43	prior	prior	ADV
fsr-3824	249	44	year	year	NOUN
fsr-3824	249	45	buy	buy	VERB
fsr-3824	249	46	and	and	CCONJ
fsr-3824	249	47	hold	hold	VERB
fsr-3824	249	48	top	top	ADJ
fsr-3824	249	49	fund	fund	NOUN
fsr-3824	249	50	in	in	ADP
fsr-3824	249	51	1990	1990	NUM
fsr-3824	249	52	buy	buy	VERB
fsr-3824	249	53	and	and	CCONJ
fsr-3824	249	54	hold	hold	VERB
fsr-3824	249	55	top	top	ADJ
fsr-3824	249	56	5	5	NUM
fsr-3824	249	57	funds	fund	NOUN
fsr-3824	249	58	in	in	ADP
fsr-3824	249	59	1990	1990	NUM
fsr-3824	249	60	other	other	ADJ
fsr-3824	249	61	-	-	PUNCT
fsr-3824	249	62	taxable	taxable	ADJ
fsr-3824	249	63	funds	fund	NOUN
fsr-3824	249	64	buy	buy	VERB
fsr-3824	249	65	top	top	ADJ
fsr-3824	249	66	fund	fund	NOUN
fsr-3824	249	67	prior	prior	ADJ
fsr-3824	249	68	year	year	NOUN
fsr-3824	249	69	”	"	PUNCT
fsr-3824	249	70	buy	buy	VERB
fsr-3824	249	71	top	top	ADJ
fsr-3824	249	72	5	5	NUM
fsr-3824	249	73	funds	fund	NOUN
fsr-3824	249	74	prior	prior	ADV
fsr-3824	249	75	year	year	NOUN
fsr-3824	249	76	buy	buy	VERB
fsr-3824	249	77	and	and	CCONJ
fsr-3824	249	78	hold	hold	VERB
fsr-3824	249	79	top	top	ADJ
fsr-3824	249	80	fund	fund	NOUN
fsr-3824	249	81	in	in	ADP
fsr-3824	249	82	1990a	1990a	NOUN
fsr-3824	249	83	buy	buy	VERB
fsr-3824	249	84	and	and	CCONJ
fsr-3824	249	85	hold	hold	VERB
fsr-3824	249	86	top	top	ADJ
fsr-3824	249	87	fund	fund	NOUN
fsr-3824	249	88	in	in	ADP
fsr-3824	249	89	1990	1990	NUM
fsr-3824	249	90	”	"	PUNCT
fsr-3824	249	91	buy	buy	VERB
fsr-3824	249	92	and	and	CCONJ
fsr-3824	249	93	hold	hold	VERB
fsr-3824	249	94	top	top	ADJ
fsr-3824	249	95	5	5	NUM
fsr-3824	249	96	funds	fund	NOUN
fsr-3824	249	97	in	in	ADP
fsr-3824	249	98	1990	1990	NUM
fsr-3824	249	99	4.19	4.19	NUM
fsr-3824	249	100	%	%	NOUN
fsr-3824	249	101	4.26	4.26	NUM
fsr-3824	249	102	%	%	NOUN
fsr-3824	249	103	3.94	3.94	NUM
fsr-3824	249	104	%	%	NOUN
fsr-3824	249	105	4.21	4.21	NUM
fsr-3824	249	106	%	%	NOUN
fsr-3824	249	107	4.42	4.42	NUM
fsr-3824	249	108	%	%	NOUN
fsr-3824	249	109	4.39	4.39	NUM
fsr-3824	249	110	%	%	NOUN
fsr-3824	249	111	4.09	4.09	NUM
fsr-3824	249	112	%	%	NOUN
fsr-3824	249	113	4.41	4.41	NUM
fsr-3824	249	114	%	%	NOUN
fsr-3824	249	115	4.33	4.33	NUM
fsr-3824	249	116	%	%	NOUN
fsr-3824	249	117	0.22	0.22	NUM
fsr-3824	249	118	%	%	NOUN
fsr-3824	249	119	0.29	0.29	NUM
fsr-3824	249	120	%	%	NOUN
fsr-3824	249	121	-0.03	-0.03	NUM
fsr-3824	249	122	%	%	NOUN
fsr-3824	249	123	0.24	0.24	NUM
fsr-3824	249	124	%	%	NOUN
fsr-3824	249	125	0.40	0.40	NUM
fsr-3824	249	126	%	%	NOUN
fsr-3824	249	127	0.37	0.37	NUM
fsr-3824	249	128	%	%	NOUN
fsr-3824	249	129	0.07	0.07	NUM
fsr-3824	249	130	%	%	NOUN
fsr-3824	249	131	0.39	0.39	NUM
fsr-3824	249	132	%	%	NOUN
fsr-3824	249	133	0.31	0.31	NUM
fsr-3824	249	134	%	%	NOUN
fsr-3824	249	135	nores	nore	VERB
fsr-3824	249	136	:	:	PUNCT
fsr-3824	249	137	alpha	alpha	NOUN
fsr-3824	249	138	denotes	denote	VERB
fsr-3824	249	139	the	the	DET
fsr-3824	249	140	additional	additional	ADJ
fsr-3824	249	141	average	average	ADJ
fsr-3824	249	142	annual	annual	ADJ
fsr-3824	249	143	return	return	NOUN
fsr-3824	249	144	on	on	ADP
fsr-3824	249	145	the	the	DET
fsr-3824	249	146	simulated	simulate	VERB
fsr-3824	249	147	portfolios	portfolio	NOUN
fsr-3824	249	148	compared	compare	VERB
fsr-3824	249	149	to	to	ADP
fsr-3824	249	150	the	the	DET
fsr-3824	249	151	(	(	PUNCT
fsr-3824	249	152	asset	asset	NOUN
fsr-3824	249	153	-	-	PUNCT
fsr-3824	249	154	weighted	weight	VERB
fsr-3824	249	155	)	)	PUNCT
fsr-3824	249	156	average	average	ADJ
fsr-3824	249	157	return	return	NOUN
fsr-3824	249	158	on	on	ADP
fsr-3824	249	159	money	money	NOUN
fsr-3824	249	160	funds	fund	NOUN
fsr-3824	249	161	of	of	ADP
fsr-3824	249	162	the	the	DET
fsr-3824	249	163	same	same	ADJ
fsr-3824	249	164	portfolio	portfolio	NOUN
fsr-3824	249	165	type	type	NOUN
fsr-3824	249	166	.	.	PUNCT
fsr-3824	250	1	atwo	atwo	NUM
fsr-3824	250	2	funds	fund	NOUN
fsr-3824	250	3	tied	tie	VERB
fsr-3824	250	4	for	for	ADP
fsr-3824	250	5	the	the	DET
fsr-3824	250	6	top	top	ADJ
fsr-3824	250	7	return	return	NOUN
fsr-3824	250	8	among	among	ADP
fsr-3824	250	9	other	other	ADJ
fsr-3824	250	10	-	-	PUNCT
fsr-3824	250	11	taxable	taxable	ADJ
fsr-3824	250	12	funds	fund	NOUN
fsr-3824	250	13	in	in	ADP
fsr-3824	250	14	1990	1990	NUM
fsr-3824	250	15	.	.	PUNCT
fsr-3824	251	1	for	for	ADP
fsr-3824	251	2	“	"	PUNCT
fsr-3824	251	3	buy	buy	VERB
fsr-3824	251	4	top	top	ADJ
fsr-3824	251	5	fund	fund	NOUN
fsr-3824	251	6	prior	prior	ADJ
fsr-3824	251	7	year	year	NOUN
fsr-3824	251	8	,	,	PUNCT
fsr-3824	251	9	”	"	PUNCT
fsr-3824	251	10	we	we	PRON
fsr-3824	251	11	assume	assume	VERB
fsr-3824	251	12	an	an	DET
fsr-3824	251	13	equal	equal	ADJ
fsr-3824	251	14	investment	investment	NOUN
fsr-3824	251	15	in	in	ADP
fsr-3824	251	16	both	both	DET
fsr-3824	251	17	funds	fund	NOUN
fsr-3824	251	18	for	for	ADP
fsr-3824	251	19	1991	1991	NUM
fsr-3824	251	20	.	.	PUNCT
fsr-3824	252	1	1994	1994	NUM
fsr-3824	252	2	an	an	DET
fsr-3824	252	3	individual	individual	NOUN
fsr-3824	252	4	ranks	rank	VERB
fsr-3824	252	5	all	all	PRON
fsr-3824	252	6	go	go	VERB
fsr-3824	252	7	and	and	CCONJ
fsr-3824	252	8	all	all	DET
fsr-3824	252	9	ot	ot	ADJ
fsr-3824	252	10	money	money	NOUN
fsr-3824	252	11	funds	fund	NOUN
fsr-3824	252	12	based	base	VERB
fsr-3824	252	13	on	on	ADP
fsr-3824	252	14	their	their	PRON
fsr-3824	252	15	net	net	ADJ
fsr-3824	252	16	returns	return	NOUN
fsr-3824	252	17	over	over	ADP
fsr-3824	252	18	the	the	DET
fsr-3824	252	19	preceding	precede	VERB
fsr-3824	252	20	year	year	NOUN
fsr-3824	252	21	.	.	PUNCT
fsr-3824	253	1	we	we	PRON
fsr-3824	253	2	examine	examine	VERB
fsr-3824	253	3	four	four	NUM
fsr-3824	253	4	simulated	simulated	ADJ
fsr-3824	253	5	strategies	strategy	NOUN
fsr-3824	253	6	.	.	PUNCT
fsr-3824	254	1	in	in	ADP
fsr-3824	254	2	the	the	DET
fsr-3824	254	3	first	first	ADJ
fsr-3824	254	4	,	,	PUNCT
fsr-3824	254	5	he	he	PRON
fsr-3824	254	6	buys	buy	VERB
fsr-3824	254	7	the	the	DET
fsr-3824	254	8	top	top	ADJ
fsr-3824	254	9	ranked	rank	VERB
fsr-3824	254	10	fund	fund	NOUN
fsr-3824	254	11	in	in	ADP
fsr-3824	254	12	the	the	DET
fsr-3824	254	13	prior	prior	ADJ
fsr-3824	254	14	year	year	NOUN
fsr-3824	254	15	and	and	CCONJ
fsr-3824	254	16	adjusts	adjust	VERB
fsr-3824	254	17	each	each	DET
fsr-3824	254	18	january	january	PROPN
fsr-3824	254	19	1st	1st	NOUN
fsr-3824	254	20	.	.	PUNCT
fsr-3824	255	1	in	in	ADP
fsr-3824	255	2	the	the	DET
fsr-3824	255	3	second	second	NOUN
fsr-3824	255	4	,	,	PUNCT
fsr-3824	255	5	he	he	PRON
fsr-3824	255	6	buys	buy	VERB
fsr-3824	255	7	an	an	DET
fsr-3824	255	8	equal	equal	ADV
fsr-3824	255	9	-	-	PUNCT
fsr-3824	255	10	weighted	weight	VERB
fsr-3824	255	11	portfolio	portfolio	NOUN
fsr-3824	255	12	of	of	ADP
fsr-3824	255	13	the	the	DET
fsr-3824	255	14	top	top	ADJ
fsr-3824	255	15	-	-	PUNCT
fsr-3824	255	16	five	five	NUM
fsr-3824	255	17	funds	fund	NOUN
fsr-3824	255	18	and	and	CCONJ
fsr-3824	255	19	adjusts	adjust	VERB
fsr-3824	255	20	each	each	DET
fsr-3824	255	21	january	january	PROPN
fsr-3824	255	22	1st	1st	NOUN
fsr-3824	255	23	.	.	PUNCT
fsr-3824	256	1	in	in	ADP
fsr-3824	256	2	the	the	DET
fsr-3824	256	3	last	last	ADJ
fsr-3824	256	4	two	two	NUM
fsr-3824	256	5	strategies	strategy	NOUN
fsr-3824	256	6	,	,	PUNCT
fsr-3824	256	7	he	he	PRON
fsr-3824	256	8	either	either	CCONJ
fsr-3824	256	9	buys	buy	VERB
fsr-3824	256	10	and	and	CCONJ
fsr-3824	256	11	holds	hold	VERB
fsr-3824	256	12	the	the	DET
fsr-3824	256	13	top	top	ADJ
fsr-3824	256	14	ranked	rank	VERB
fsr-3824	256	15	fund	fund	NOUN
fsr-3824	256	16	in	in	ADP
fsr-3824	256	17	1990	1990	NUM
fsr-3824	256	18	or	or	CCONJ
fsr-3824	256	19	buys	buy	NOUN
fsr-3824	256	20	and	and	CCONJ
fsr-3824	256	21	holds	hold	VERB
fsr-3824	256	22	an	an	DET
fsr-3824	256	23	.equal	.equal	ADJ
fsr-3824	256	24	-	-	ADJ
fsr-3824	256	25	weighted	weighted	ADJ
fsr-3824	256	26	portfolio	portfolio	NOUN
fsr-3824	256	27	of	of	ADP
fsr-3824	256	28	the	the	DET
fsr-3824	256	29	top	top	ADJ
fsr-3824	256	30	five	five	NUM
fsr-3824	256	31	funds	fund	NOUN
fsr-3824	256	32	in	in	ADP
fsr-3824	256	33	1990	1990	NUM
fsr-3824	256	34	.	.	PUNCT
fsr-3824	257	1	the	the	DET
fsr-3824	257	2	strategies	strategy	NOUN
fsr-3824	257	3	’	'	PUNCT
fsr-3824	257	4	alphas	alpha	NOUN
fsr-3824	257	5	indicate	indicate	VERB
fsr-3824	257	6	the	the	DET
fsr-3824	257	7	additional	additional	ADJ
fsr-3824	257	8	average	average	ADJ
fsr-3824	257	9	return	return	NOUN
fsr-3824	257	10	compared	compare	VERB
fsr-3824	257	11	to	to	ADP
fsr-3824	257	12	the	the	DET
fsr-3824	257	13	investor	investor	NOUN
fsr-3824	257	14	who	who	PRON
fsr-3824	257	15	earned	earn	VERB
fsr-3824	257	16	the	the	DET
fsr-3824	257	17	(	(	PUNCT
fsr-3824	257	18	asset	asset	NOUN
fsr-3824	257	19	-	-	PUNCT
fsr-3824	257	20	weighted	weight	VERB
fsr-3824	257	21	)	)	PUNCT
fsr-3824	257	22	aver	aver	NOUN
fsr-3824	257	23	age	age	NOUN
fsr-3824	257	24	return	return	NOUN
fsr-3824	257	25	among	among	ADP
fsr-3824	257	26	funds	fund	NOUN
fsr-3824	257	27	with	with	ADP
fsr-3824	257	28	the	the	DET
fsr-3824	257	29	same	same	ADJ
fsr-3824	257	30	portfolio	portfolio	NOUN
fsr-3824	257	31	type	type	NOUN
fsr-3824	257	32	.	.	PUNCT
fsr-3824	258	1	the	the	DET
fsr-3824	258	2	strategy	strategy	NOUN
fsr-3824	258	3	of	of	ADP
fsr-3824	258	4	buying	buy	VERB
fsr-3824	258	5	the	the	DET
fsr-3824	258	6	top	top	ADJ
fsr-3824	258	7	go	go	NOUN
fsr-3824	258	8	fund	fund	NOUN
fsr-3824	258	9	from	from	ADP
fsr-3824	258	10	the	the	DET
fsr-3824	258	11	prior	prior	ADJ
fsr-3824	258	12	year	year	NOUN
fsr-3824	258	13	produced	produce	VERB
fsr-3824	258	14	a	a	DET
fsr-3824	258	15	4.19	4.19	NUM
fsr-3824	258	16	percent	percent	NOUN
fsr-3824	258	17	average	average	ADJ
fsr-3824	258	18	return	return	NOUN
fsr-3824	258	19	,	,	PUNCT
fsr-3824	258	20	or	or	CCONJ
fsr-3824	258	21	0.22	0.22	NUM
fsr-3824	258	22	percent	percent	NOUN
fsr-3824	258	23	higher	high	ADJ
fsr-3824	258	24	than	than	ADP
fsr-3824	258	25	the	the	DET
fsr-3824	258	26	return	return	NOUN
fsr-3824	258	27	received	receive	VERB
fsr-3824	258	28	by	by	ADP
fsr-3824	258	29	the	the	DET
fsr-3824	258	30	average	average	ADJ
fsr-3824	258	31	investor	investor	NOUN
fsr-3824	258	32	.	.	PUNCT
fsr-3824	259	1	buying	buy	VERB
fsr-3824	259	2	an	an	DET
fsr-3824	259	3	equal	equal	ADV
fsr-3824	259	4	-	-	PUNCT
fsr-3824	259	5	weighted	weight	VERB
fsr-3824	259	6	portfolio	portfolio	NOUN
fsr-3824	259	7	of	of	ADP
fsr-3824	259	8	the	the	DET
fsr-3824	259	9	top	top	ADJ
fsr-3824	259	10	-	-	PUNCT
fsr-3824	259	11	five	five	NUM
fsr-3824	259	12	funds	fund	NOUN
fsr-3824	259	13	produced	produce	VERB
fsr-3824	259	14	an	an	DET
fsr-3824	259	15	average	average	ADJ
fsr-3824	259	16	return	return	NOUN
fsr-3824	259	17	of	of	ADP
fsr-3824	259	18	4.26	4.26	NUM
fsr-3824	259	19	percent	percent	NOUN
fsr-3824	259	20	and	and	CCONJ
fsr-3824	259	21	an	an	DET
fsr-3824	259	22	alpha	alpha	NOUN
fsr-3824	259	23	of	of	ADP
fsr-3824	259	24	0.29	0.29	NUM
fsr-3824	259	25	percent	percent	NOUN
fsr-3824	259	26	.	.	PUNCT
fsr-3824	260	1	buying	buy	VERB
fsr-3824	260	2	and	and	CCONJ
fsr-3824	260	3	holding	hold	VERB
fsr-3824	260	4	the	the	DET
fsr-3824	260	5	top	top	ADJ
fsr-3824	260	6	go	go	NOUN
fsr-3824	260	7	fund	fund	NOUN
fsr-3824	260	8	in	in	ADP
fsr-3824	260	9	1990	1990	NUM
fsr-3824	260	10	produced	produce	VERB
fsr-3824	260	11	a	a	DET
fsr-3824	260	12	-0.03	-0.03	NUM
fsr-3824	260	13	percent	percent	NOUN
fsr-3824	260	14	alpha	alpha	NOUN
fsr-3824	260	15	.	.	PUNCT
fsr-3824	261	1	manage	manage	VERB
fsr-3824	261	2	ment	ment	NOUN
fsr-3824	261	3	of	of	ADP
fsr-3824	261	4	the	the	DET
fsr-3824	261	5	benham	benham	PROPN
fsr-3824	261	6	government	government	PROPN
fsr-3824	261	7	agency	agency	PROPN
fsr-3824	261	8	fund	fund	PROPN
fsr-3824	261	9	,	,	PUNCT
fsr-3824	261	10	the	the	DET
fsr-3824	261	11	top	top	ADJ
fsr-3824	261	12	fund	fund	NOUN
fsr-3824	261	13	in	in	ADP
fsr-3824	261	14	1990	1990	NUM
fsr-3824	261	15	,	,	PUNCT
fsr-3824	261	16	temporarily	temporarily	ADV
fsr-3824	261	17	absorbed	absorb	VERB
fsr-3824	261	18	a	a	DET
fsr-3824	261	19	portion	portion	NOUN
fsr-3824	261	20	of	of	ADP
fsr-3824	261	21	the	the	DET
fsr-3824	261	22	expenses	expense	NOUN
fsr-3824	261	23	.	.	PUNCT
fsr-3824	262	1	as	as	SCONJ
fsr-3824	262	2	the	the	DET
fsr-3824	262	3	expense	expense	NOUN
fsr-3824	262	4	ratio	ratio	NOUN
fsr-3824	262	5	was	be	AUX
fsr-3824	262	6	raised	raise	VERB
fsr-3824	262	7	from	from	ADP
fsr-3824	262	8	0.28	0.28	NUM
fsr-3824	262	9	percent	percent	NOUN
fsr-3824	262	10	in	in	ADP
fsr-3824	262	11	1990	1990	NUM
fsr-3824	262	12	to	to	PART
fsr-3824	262	13	0.45	0.45	NUM
fsr-3824	262	14	percent	percent	NOUN
fsr-3824	262	15	in	in	ADP
fsr-3824	262	16	1991	1991	NUM
fsr-3824	262	17	and	and	CCONJ
fsr-3824	262	18	0.50	0.50	NUM
fsr-3824	262	19	percent	percent	NOUN
fsr-3824	262	20	in	in	ADP
fsr-3824	262	21	1992	1992	NUM
fsr-3824	262	22	,	,	PUNCT
fsr-3824	262	23	the	the	DET
fsr-3824	262	24	fund	fund	NOUN
fsr-3824	262	25	’s	’s	PART
fsr-3824	262	26	ranking	ranking	NOUN
fsr-3824	262	27	fell	fall	VERB
fsr-3824	262	28	.	.	PUNCT
fsr-3824	263	1	in	in	ADP
fsr-3824	263	2	contrast	contrast	NOUN
fsr-3824	263	3	,	,	PUNCT
fsr-3824	263	4	the	the	DET
fsr-3824	263	5	second	second	ADJ
fsr-3824	263	6	through	through	ADP
fsr-3824	263	7	fifth	fifth	ADJ
fsr-3824	263	8	ranked	rank	VERB
fsr-3824	263	9	funds	fund	NOUN
fsr-3824	263	10	in	in	ADP
fsr-3824	263	11	1990	1990	NUM
fsr-3824	263	12	maintained	maintain	VERB
fsr-3824	263	13	consistently	consistently	ADV
fsr-3824	263	14	low	low	ADJ
fsr-3824	263	15	expense	expense	NOUN
fsr-3824	263	16	ratios	ratio	NOUN
fsr-3824	263	17	(	(	PUNCT
fsr-3824	263	18	0.20	0.20	NUM
fsr-3824	263	19	percent	percent	NOUN
fsr-3824	263	20	or	or	CCONJ
fsr-3824	263	21	lower	low	ADJ
fsr-3824	263	22	)	)	PUNCT
fsr-3824	263	23	and	and	CCONJ
fsr-3824	263	24	consistently	consistently	ADV
fsr-3824	263	25	high	high	ADJ
fsr-3824	263	26	rankings	ranking	NOUN
fsr-3824	263	27	(	(	PUNCT
fsr-3824	263	28	never	never	ADV
fsr-3824	263	29	worse	bad	ADJ
fsr-3824	263	30	than	than	ADP
fsr-3824	263	31	14th	14th	NUM
fsr-3824	263	32	)	)	PUNCT
fsr-3824	263	33	.	.	PUNCT
fsr-3824	264	1	so	so	ADV
fsr-3824	264	2	,	,	PUNCT
fsr-3824	264	3	the	the	DET
fsr-3824	264	4	strategy	strategy	NOUN
fsr-3824	264	5	of	of	ADP
fsr-3824	264	6	buying	buy	VERB
fsr-3824	264	7	and	and	CCONJ
fsr-3824	264	8	holding	hold	VERB
fsr-3824	264	9	the	the	DET
fsr-3824	264	10	top	top	ADJ
fsr-3824	264	11	five	five	NUM
fsr-3824	264	12	funds	fund	NOUN
fsr-3824	264	13	produced	produce	VERB
fsr-3824	264	14	a	a	DET
fsr-3824	264	15	positive	positive	ADJ
fsr-3824	264	16	alpha	alpha	NOUN
fsr-3824	264	17	of	of	ADP
fsr-3824	264	18	0.24	0.24	NUM
fsr-3824	264	19	percent	percent	NOUN
fsr-3824	264	20	.	.	PUNCT
fsr-3824	265	1	this	this	DET
fsr-3824	265	2	discussion	discussion	NOUN
fsr-3824	265	3	highlights	highlight	VERB
fsr-3824	265	4	the	the	DET
fsr-3824	265	5	need	need	NOUN
fsr-3824	265	6	to	to	PART
fsr-3824	265	7	beware	beware	VERB
fsr-3824	265	8	of	of	ADP
fsr-3824	265	9	high	high	ADJ
fsr-3824	265	10	rankings	ranking	NOUN
fsr-3824	265	11	based	base	VERB
fsr-3824	265	12	on	on	ADP
fsr-3824	265	13	temporarily	temporarily	ADV
fsr-3824	265	14	reduced	reduce	VERB
fsr-3824	265	15	expenses	expense	NOUN
fsr-3824	265	16	.	.	PUNCT
fsr-3824	266	1	money	money	NOUN
fsr-3824	266	2	funds	fund	NOUN
fsr-3824	266	3	,	,	PUNCT
fsr-3824	266	4	especially	especially	ADV
fsr-3824	266	5	new	new	ADJ
fsr-3824	266	6	ones	one	NOUN
fsr-3824	266	7	,	,	PUNCT
fsr-3824	266	8	sometimes	sometimes	ADV
fsr-3824	266	9	waive	waive	ADJ
fsr-3824	266	10	or	or	CCONJ
fsr-3824	266	11	partially	partially	ADV
fsr-3824	266	12	waive	waive	VERB
fsr-3824	266	13	expenses	expense	NOUN
fsr-3824	266	14	in	in	ADP
fsr-3824	266	15	their	their	PRON
fsr-3824	266	16	marketing	marketing	NOUN
fsr-3824	266	17	campaigns	campaign	NOUN
fsr-3824	266	18	to	to	PART
fsr-3824	266	19	attract	attract	VERB
fsr-3824	266	20	investors	investor	NOUN
fsr-3824	266	21	.	.	PUNCT
fsr-3824	267	1	for	for	ADP
fsr-3824	267	2	ot	ot	NOUN
fsr-3824	267	3	funds	fund	NOUN
fsr-3824	267	4	,	,	PUNCT
fsr-3824	267	5	the	the	DET
fsr-3824	267	6	results	result	NOUN
fsr-3824	267	7	for	for	ADP
fsr-3824	267	8	the	the	DET
fsr-3824	267	9	four	four	NUM
fsr-3824	267	10	simulated	simulated	ADJ
fsr-3824	267	11	strategies	strategy	NOUN
fsr-3824	267	12	are	be	AUX
fsr-3824	267	13	similar	similar	ADJ
fsr-3824	267	14	.	.	PUNCT
fsr-3824	268	1	the	the	DET
fsr-3824	268	2	strategies	strategy	NOUN
fsr-3824	268	3	of	of	ADP
fsr-3824	268	4	buying	buy	VERB
fsr-3824	268	5	the	the	DET
fsr-3824	268	6	top	top	ADJ
fsr-3824	268	7	fund	fund	NOUN
fsr-3824	268	8	and	and	CCONJ
fsr-3824	268	9	the	the	DET
fsr-3824	268	10	top	top	ADJ
fsr-3824	268	11	five	five	NUM
fsr-3824	268	12	funds	fund	NOUN
fsr-3824	268	13	from	from	ADP
fsr-3824	268	14	the	the	DET
fsr-3824	268	15	prior	prior	ADJ
fsr-3824	268	16	year	year	NOUN
fsr-3824	268	17	produced	produce	VERB
fsr-3824	268	18	alphas	alpha	NOUN
fsr-3824	268	19	of	of	ADP
fsr-3824	268	20	0.40	0.40	NUM
fsr-3824	268	21	per	per	ADP
fsr-3824	268	22	cent	cent	NOUN
fsr-3824	268	23	and	and	CCONJ
fsr-3824	268	24	0.37	0.37	NUM
fsr-3824	268	25	percent	percent	NOUN
fsr-3824	268	26	.	.	PUNCT
fsr-3824	269	1	two	two	NUM
fsr-3824	269	2	funds	fund	NOUN
fsr-3824	269	3	tied	tie	VERB
fsr-3824	269	4	for	for	ADP
fsr-3824	269	5	the	the	DET
fsr-3824	269	6	top	top	ADJ
fsr-3824	269	7	honors	honor	NOUN
fsr-3824	269	8	in	in	ADP
fsr-3824	269	9	1990	1990	NUM
fsr-3824	269	10	.	.	PUNCT
fsr-3824	270	1	one	one	NUM
fsr-3824	270	2	produced	produce	VERB
fsr-3824	270	3	mediocre	mediocre	ADJ
fsr-3824	270	4	returns	return	NOUN
fsr-3824	270	5	and	and	CCONJ
fsr-3824	270	6	the	the	DET
fsr-3824	270	7	other	other	ADJ
fsr-3824	270	8	produced	produce	VERB
fsr-3824	270	9	good	good	ADJ
fsr-3824	270	10	returns	return	NOUN
fsr-3824	270	11	for	for	ADP
fsr-3824	270	12	the	the	DET
fsr-3824	270	13	next	next	ADJ
fsr-3824	270	14	four	four	NUM
fsr-3824	270	15	years	year	NOUN
fsr-3824	270	16	.	.	PUNCT
fsr-3824	271	1	the	the	DET
fsr-3824	271	2	dreyfus	dreyfus	PROPN
fsr-3824	271	3	world	world	PROPN
fsr-3824	271	4	wide	wide	ADJ
fsr-3824	271	5	dollar	dollar	NOUN
fsr-3824	271	6	money	money	NOUN
fsr-3824	271	7	market	market	NOUN
fsr-3824	271	8	fund	fund	NOUN
fsr-3824	271	9	produced	produce	VERB
fsr-3824	271	10	an	an	DET
fsr-3824	271	11	alpha	alpha	NOUN
fsr-3824	271	12	of	of	ADP
fsr-3824	271	13	0.07	0.07	NUM
fsr-3824	271	14	percent	percent	NOUN
fsr-3824	271	15	.	.	PUNCT
fsr-3824	272	1	it	it	PRON
fsr-3824	272	2	raised	raise	VERB
fsr-3824	272	3	its	its	PRON
fsr-3824	272	4	expense	expense	NOUN
fsr-3824	272	5	performance	performance	NOUN
fsr-3824	272	6	and	and	CCONJ
fsr-3824	272	7	persistence	persistence	NOUN
fsr-3824	272	8	181	181	NUM
fsr-3824	272	9	table	table	NOUN
fsr-3824	272	10	7	7	NUM
fsr-3824	272	11	simulated	simulate	VERB
fsr-3824	272	12	average	average	ADJ
fsr-3824	272	13	returns	return	NOUN
fsr-3824	272	14	from	from	ADP
fsr-3824	272	15	buying	buy	VERB
fsr-3824	272	16	money	money	NOUN
fsr-3824	272	17	funds	fund	NOUN
fsr-3824	272	18	with	with	ADP
fsr-3824	272	19	best	good	ADJ
fsr-3824	272	20	multi	multi	ADJ
fsr-3824	272	21	-	-	ADJ
fsr-3824	272	22	year	year	NOUN
fsr-3824	272	23	returns	return	NOUN
fsr-3824	272	24	1992	1992	NUM
fsr-3824	272	25	-	-	SYM
fsr-3824	272	26	1994	1994	NUM
fsr-3824	272	27	simulated	simulate	VERB
fsr-3824	272	28	return	return	NOUN
fsr-3824	272	29	annual	annual	ADJ
fsr-3824	272	30	alpha	alpha	NOUN
fsr-3824	272	31	government	government	NOUN
fsr-3824	272	32	-	-	PUNCT
fsr-3824	272	33	only	only	ADJ
fsr-3824	272	34	funds	fund	NOUN
fsr-3824	272	35	buy	buy	VERB
fsr-3824	272	36	top	top	ADJ
fsr-3824	272	37	5	5	NUM
fsr-3824	272	38	funds	fund	NOUN
fsr-3824	272	39	in	in	ADP
fsr-3824	272	40	1990	1990	NUM
fsr-3824	272	41	-	-	SYM
fsr-3824	272	42	1991	1991	NUM
fsr-3824	272	43	3.61	3.61	NUM
fsr-3824	272	44	%	%	NOUN
fsr-3824	272	45	0.25	0.25	NUM
fsr-3824	272	46	%	%	NOUN
fsr-3824	272	47	buy	buy	VERB
fsr-3824	272	48	fop	fop	ADJ
fsr-3824	272	49	10	10	NUM
fsr-3824	272	50	funds	fund	NOUN
fsr-3824	272	51	in	in	ADP
fsr-3824	272	52	1990	1990	NUM
fsr-3824	272	53	-	-	SYM
fsr-3824	272	54	1991	1991	NUM
fsr-3824	272	55	3.60	3.60	NUM
fsr-3824	272	56	%	%	NOUN
fsr-3824	272	57	0.24	0.24	NUM
fsr-3824	272	58	%	%	NOUN
fsr-3824	272	59	other	other	ADJ
fsr-3824	272	60	taxable	taxable	ADJ
fsr-3824	272	61	funds	fund	NOUN
fsr-3824	272	62	buy	buy	VERB
fsr-3824	272	63	top	top	ADJ
fsr-3824	272	64	5	5	NUM
fsr-3824	272	65	funds	fund	NOUN
fsr-3824	272	66	in	in	ADP
fsr-3824	272	67	1990	1990	NUM
fsr-3824	272	68	-	-	SYM
fsr-3824	272	69	1991	1991	NUM
fsr-3824	272	70	3.67	3.67	NUM
fsr-3824	272	71	%	%	NOUN
fsr-3824	272	72	0.29	0.29	NUM
fsr-3824	272	73	%	%	NOUN
fsr-3824	272	74	buy	buy	VERB
fsr-3824	272	75	top	top	ADJ
fsr-3824	272	76	10	10	NUM
fsr-3824	272	77	funds	fund	NOUN
fsr-3824	272	78	in	in	ADP
fsr-3824	272	79	1990	1990	NUM
fsr-3824	272	80	-	-	SYM
fsr-3824	272	81	1991	1991	NUM
fsr-3824	272	82	3.71	3.71	NUM
fsr-3824	272	83	%	%	NOUN
fsr-3824	272	84	0.33	0.33	NUM
fsr-3824	272	85	%	%	NOUN
fsr-3824	272	86	note	note	NOUN
fsr-3824	272	87	:	:	PUNCT
fsr-3824	272	88	alpha	alpha	NOUN
fsr-3824	272	89	denotes	denote	VERB
fsr-3824	272	90	the	the	DET
fsr-3824	272	91	additional	additional	ADJ
fsr-3824	272	92	average	average	ADJ
fsr-3824	272	93	annual	annual	ADJ
fsr-3824	272	94	return	return	NOUN
fsr-3824	272	95	on	on	ADP
fsr-3824	272	96	the	the	DET
fsr-3824	272	97	simulated	simulate	VERB
fsr-3824	272	98	portfolios	portfolio	NOUN
fsr-3824	272	99	com	com	NOUN
fsr-3824	272	100	pared	pare	VERB
fsr-3824	272	101	to	to	ADP
fsr-3824	272	102	the	the	DET
fsr-3824	272	103	(	(	PUNCT
fsr-3824	272	104	asset	asset	NOUN
fsr-3824	272	105	-	-	PUNCT
fsr-3824	272	106	weighted	weight	VERB
fsr-3824	272	107	)	)	PUNCT
fsr-3824	272	108	average	average	ADJ
fsr-3824	272	109	return	return	NOUN
fsr-3824	272	110	on	on	ADP
fsr-3824	272	111	money	money	NOUN
fsr-3824	272	112	funds	fund	NOUN
fsr-3824	272	113	of	of	ADP
fsr-3824	272	114	the	the	DET
fsr-3824	272	115	same	same	ADJ
fsr-3824	272	116	ponfolio	ponfolio	NOUN
fsr-3824	272	117	type	type	NOUN
fsr-3824	272	118	.	.	PUNCT
fsr-3824	273	1	ratio	ratio	NOUN
fsr-3824	273	2	in	in	ADP
fsr-3824	273	3	steps	step	NOUN
fsr-3824	273	4	from	from	ADP
fsr-3824	273	5	0.20	0.20	NUM
fsr-3824	273	6	percent	percent	NOUN
fsr-3824	273	7	in	in	ADP
fsr-3824	273	8	1990	1990	NUM
fsr-3824	273	9	to	to	ADP
fsr-3824	273	10	0.77	0.77	NUM
fsr-3824	273	11	percent	percent	NOUN
fsr-3824	273	12	in	in	ADP
fsr-3824	273	13	1994	1994	NUM
fsr-3824	273	14	and	and	CCONJ
fsr-3824	273	15	its	its	PRON
fsr-3824	273	16	ranking	ranking	NOUN
fsr-3824	273	17	fell	fall	VERB
fsr-3824	273	18	from	from	ADP
fsr-3824	273	19	tied	tie	VERB
fsr-3824	273	20	for	for	ADP
fsr-3824	273	21	first	first	ADV
fsr-3824	273	22	to	to	PART
fsr-3824	273	23	1	1	NUM
fsr-3824	273	24	62nd	62nd	NOUN
fsr-3824	273	25	.	.	PUNCT
fsr-3824	274	1	the	the	DET
fsr-3824	274	2	expenses	expense	NOUN
fsr-3824	274	3	of	of	ADP
fsr-3824	274	4	the	the	DET
fsr-3824	274	5	alger	alger	NOUN
fsr-3824	274	6	money	money	NOUN
fsr-3824	274	7	market	market	NOUN
fsr-3824	274	8	portfolio	portfolio	NOUN
fsr-3824	274	9	ranged	range	VERB
fsr-3824	274	10	from	from	ADP
fsr-3824	274	11	0.06	0.06	NUM
fsr-3824	274	12	percent	percent	NOUN
fsr-3824	274	13	in	in	ADP
fsr-3824	274	14	1990	1990	NUM
fsr-3824	274	15	to	to	ADP
fsr-3824	274	16	0.41	0.41	NUM
fsr-3824	274	17	percent	percent	NOUN
fsr-3824	274	18	in	in	ADP
fsr-3824	274	19	1993	1993	NUM
fsr-3824	274	20	when	when	SCONJ
fsr-3824	274	21	it	it	PRON
fsr-3824	274	22	ranked	rank	VERB
fsr-3824	274	23	22nd	22nd	NOUN
fsr-3824	274	24	,	,	PUNCT
fsr-3824	274	25	its	its	PRON
fsr-3824	274	26	lowest	low	ADJ
fsr-3824	274	27	ranking	ranking	NOUN
fsr-3824	274	28	for	for	ADP
fsr-3824	274	29	the	the	DET
fsr-3824	274	30	five	five	NUM
fsr-3824	274	31	years	year	NOUN
fsr-3824	274	32	.	.	PUNCT
fsr-3824	275	1	it	it	PRON
fsr-3824	275	2	produced	produce	VERB
fsr-3824	275	3	an	an	DET
fsr-3824	275	4	alpha	alpha	NOUN
fsr-3824	275	5	of	of	ADP
fsr-3824	275	6	0.39	0.39	NUM
fsr-3824	275	7	percent	percent	NOUN
fsr-3824	275	8	.	.	PUNCT
fsr-3824	276	1	the	the	DET
fsr-3824	276	2	third	third	ADJ
fsr-3824	276	3	through	through	ADP
fsr-3824	276	4	fifth	fifth	ADJ
fsr-3824	276	5	ranked	rank	VERB
fsr-3824	276	6	funds	fund	NOUN
fsr-3824	276	7	in	in	ADP
fsr-3824	276	8	1990	1990	NUM
fsr-3824	276	9	maintained	maintain	VERB
fsr-3824	276	10	consistently	consistently	ADV
fsr-3824	276	11	low	low	ADJ
fsr-3824	276	12	expense	expense	NOUN
fsr-3824	276	13	ratios	ratio	NOUN
fsr-3824	276	14	(	(	PUNCT
fsr-3824	276	15	0.20	0.20	NUM
fsr-3824	276	16	percent	percent	NOUN
fsr-3824	276	17	or	or	CCONJ
fsr-3824	276	18	lower	low	ADJ
fsr-3824	276	19	)	)	PUNCT
fsr-3824	276	20	and	and	CCONJ
fsr-3824	276	21	consistently	consistently	ADV
fsr-3824	276	22	high	high	ADJ
fsr-3824	276	23	rankings	ranking	NOUN
fsr-3824	276	24	(	(	PUNCT
fsr-3824	276	25	tied	tie	VERB
fsr-3824	276	26	for	for	ADP
fsr-3824	276	27	19’h	19’h	NUM
fsr-3824	276	28	or	or	CCONJ
fsr-3824	276	29	better	well	ADJ
fsr-3824	276	30	)	)	PUNCT
fsr-3824	276	31	.	.	PUNCT
fsr-3824	277	1	the	the	DET
fsr-3824	277	2	alphas	alpha	NOUN
fsr-3824	277	3	from	from	ADP
fsr-3824	277	4	low	low	ADJ
fsr-3824	277	5	-	-	PUNCT
fsr-3824	277	6	cost	cost	NOUN
fsr-3824	277	7	money	money	NOUN
fsr-3824	277	8	funds	fund	NOUN
fsr-3824	277	9	are	be	AUX
fsr-3824	277	10	relatively	relatively	ADV
fsr-3824	277	11	small	small	ADJ
fsr-3824	277	12	,	,	PUNCT
fsr-3824	277	13	but	but	CCONJ
fsr-3824	277	14	they	they	PRON
fsr-3824	277	15	are	be	AUX
fsr-3824	277	16	predictable	predictable	ADJ
fsr-3824	277	17	and	and	CCONJ
fsr-3824	277	18	entail	entail	VERB
fsr-3824	277	19	no	no	DET
fsr-3824	277	20	additional	additional	ADJ
fsr-3824	277	21	risk	risk	NOUN
fsr-3824	277	22	.	.	PUNCT
fsr-3824	278	1	selecting	select	VERB
fsr-3824	278	2	a	a	DET
fsr-3824	278	3	low	low	ADJ
fsr-3824	278	4	-	-	PUNCT
fsr-3824	278	5	cost	cost	NOUN
fsr-3824	278	6	money	money	NOUN
fsr-3824	278	7	fund	fund	NOUN
fsr-3824	278	8	,	,	PUNCT
fsr-3824	278	9	one	one	NOUN
fsr-3824	278	10	that	that	PRON
fsr-3824	278	11	is	be	AUX
fsr-3824	278	12	not	not	PART
fsr-3824	278	13	temporarily	temporarily	ADV
fsr-3824	278	14	absorbing	absorb	VERB
fsr-3824	278	15	expenses	expense	NOUN
fsr-3824	278	16	,	,	PUNCT
fsr-3824	278	17	may	may	AUX
fsr-3824	278	18	produce	produce	VERB
fsr-3824	278	19	a	a	DET
fsr-3824	278	20	0.2	0.2	NUM
fsr-3824	278	21	percent	percent	NOUN
fsr-3824	278	22	to	to	ADP
fsr-3824	278	23	0.4	0.4	NUM
fsr-3824	278	24	percent	percent	NOUN
fsr-3824	278	25	return	return	NOUN
fsr-3824	278	26	advantage	advantage	NOUN
fsr-3824	278	27	.	.	PUNCT
fsr-3824	279	1	this	this	DET
fsr-3824	279	2	advantage	advantage	NOUN
fsr-3824	279	3	is	be	AUX
fsr-3824	279	4	large	large	ADJ
fsr-3824	279	5	when	when	SCONJ
fsr-3824	279	6	expressed	express	VERB
fsr-3824	279	7	as	as	ADP
fsr-3824	279	8	a	a	DET
fsr-3824	279	9	percent	percent	NOUN
fsr-3824	279	10	of	of	ADP
fsr-3824	279	11	interest	interest	NOUN
fsr-3824	279	12	income	income	NOUN
fsr-3824	279	13	.	.	PUNCT
fsr-3824	280	1	the	the	DET
fsr-3824	280	2	interest	interest	NOUN
fsr-3824	280	3	income	income	NOUN
fsr-3824	280	4	from	from	ADP
fsr-3824	280	5	a	a	DET
fsr-3824	280	6	fund	fund	NOUN
fsr-3824	280	7	yielding	yield	VERB
fsr-3824	280	8	4	4	NUM
fsr-3824	280	9	percent	percent	NOUN
fsr-3824	280	10	is	be	AUX
fsr-3824	280	11	8.1	8.1	NUM
fsr-3824	280	12	percent	percent	NOUN
fsr-3824	280	13	larger	large	ADJ
fsr-3824	280	14	than	than	ADP
fsr-3824	280	15	the	the	DET
fsr-3824	280	16	interest	interest	NOUN
fsr-3824	280	17	income	income	NOUN
fsr-3824	280	18	from	from	ADP
fsr-3824	280	19	a	a	DET
fsr-3824	280	20	fund	fund	NOUN
fsr-3824	280	21	yielding	yield	VERB
fsr-3824	280	22	3.7	3.7	NUM
fsr-3824	280	23	percent	percent	NOUN
fsr-3824	280	24	.	.	PUNCT
fsr-3824	281	1	a	a	DET
fsr-3824	281	2	low	low	ADJ
fsr-3824	281	3	-	-	PUNCT
fsr-3824	281	4	cost	cost	NOUN
fsr-3824	281	5	strategy	strategy	NOUN
fsr-3824	281	6	reliably	reliably	ADV
fsr-3824	281	7	produces	produce	VERB
fsr-3824	281	8	a	a	DET
fsr-3824	281	9	positive	positive	ADJ
fsr-3824	281	10	alpha	alpha	NOUN
fsr-3824	281	11	.	.	PUNCT
fsr-3824	282	1	the	the	DET
fsr-3824	282	2	evidence	evidence	NOUN
fsr-3824	282	3	produced	produce	VERB
fsr-3824	282	4	thus	thus	ADV
fsr-3824	282	5	far	far	ADV
fsr-3824	282	6	reveals	reveal	VERB
fsr-3824	282	7	that	that	SCONJ
fsr-3824	282	8	money	money	NOUN
fsr-3824	282	9	funds	fund	NOUN
fsr-3824	282	10	’	'	PUNCT
fsr-3824	282	11	one	one	NUM
fsr-3824	282	12	-	-	PUNCT
fsr-3824	282	13	year	year	NOUN
fsr-3824	282	14	relative	relative	ADJ
fsr-3824	282	15	returns	return	NOUN
fsr-3824	282	16	can	can	AUX
fsr-3824	282	17	be	be	AUX
fsr-3824	282	18	predicted	predict	VERB
fsr-3824	282	19	.	.	PUNCT
fsr-3824	283	1	table	table	NOUN
fsr-3824	283	2	7	7	NUM
fsr-3824	283	3	shows	show	VERB
fsr-3824	283	4	that	that	SCONJ
fsr-3824	283	5	their	their	PRON
fsr-3824	283	6	multi	multi	ADJ
fsr-3824	283	7	-	-	ADJ
fsr-3824	283	8	year	year	ADJ
fsr-3824	283	9	relative	relative	ADJ
fsr-3824	283	10	returns	return	NOUN
fsr-3824	283	11	can	can	AUX
fsr-3824	283	12	also	also	ADV
fsr-3824	283	13	be	be	AUX
fsr-3824	283	14	predicted	predict	VERB
fsr-3824	283	15	.	.	PUNCT
fsr-3824	284	1	the	the	DET
fsr-3824	284	2	top	top	ADJ
fsr-3824	284	3	-	-	PUNCT
fsr-3824	284	4	five	five	NUM
fsr-3824	284	5	go	go	NOUN
fsr-3824	284	6	funds	fund	NOUN
fsr-3824	284	7	based	base	VERB
fsr-3824	284	8	on	on	ADP
fsr-3824	284	9	1990	1990	NUM
fsr-3824	284	10	-	-	SYM
fsr-3824	284	11	1991	1991	NUM
fsr-3824	284	12	returns	return	NOUN
fsr-3824	284	13	earned	earn	VERB
fsr-3824	284	14	,	,	PUNCT
fsr-3824	284	15	on	on	ADP
fsr-3824	284	16	average	average	ADJ
fsr-3824	284	17	,	,	PUNCT
fsr-3824	284	18	0.25	0.25	NUM
fsr-3824	284	19	percent	percent	NOUN
fsr-3824	284	20	more	more	ADJ
fsr-3824	284	21	per	per	ADP
fsr-3824	284	22	year	year	NOUN
fsr-3824	284	23	than	than	ADP
fsr-3824	284	24	the	the	PRON
fsr-3824	284	25	(	(	PUNCT
fsr-3824	284	26	asset	asset	NOUN
fsr-3824	284	27	weighted	weight	VERB
fsr-3824	284	28	)	)	PUNCT
fsr-3824	284	29	average	average	ADJ
fsr-3824	284	30	go	go	NOUN
fsr-3824	284	31	fund	fund	NOUN
fsr-3824	284	32	in	in	ADP
fsr-3824	284	33	1992	1992	NUM
fsr-3824	284	34	-	-	SYM
fsr-3824	284	35	1994	1994	NUM
fsr-3824	284	36	.	.	PUNCT
fsr-3824	285	1	the	the	DET
fsr-3824	285	2	top	top	ADJ
fsr-3824	285	3	-	-	PUNCT
fsr-3824	285	4	five	five	NUM
fsr-3824	285	5	ot	ot	NOUN
fsr-3824	285	6	funds	fund	NOUN
fsr-3824	285	7	earned	earn	VERB
fsr-3824	285	8	0.29	0.29	NUM
fsr-3824	285	9	percent	percent	NOUN
fsr-3824	285	10	more	more	ADJ
fsr-3824	285	11	than	than	ADP
fsr-3824	285	12	the	the	DET
fsr-3824	285	13	average	average	ADJ
fsr-3824	285	14	ot	ot	NOUN
fsr-3824	285	15	fund	fund	NOUN
fsr-3824	285	16	.	.	PUNCT
fsr-3824	286	1	the	the	DET
fsr-3824	286	2	results	result	NOUN
fsr-3824	286	3	to	to	ADP
fsr-3824	286	4	this	this	DET
fsr-3824	286	5	point	point	NOUN
fsr-3824	286	6	indicate	indicate	VERB
fsr-3824	286	7	that	that	SCONJ
fsr-3824	286	8	one	one	NUM
fsr-3824	286	9	-	-	PUNCT
fsr-3824	286	10	year	year	NOUN
fsr-3824	286	11	and	and	CCONJ
fsr-3824	286	12	multi	multi	ADJ
fsr-3824	286	13	-	-	ADJ
fsr-3824	286	14	year	year	ADJ
fsr-3824	286	15	relative	relative	ADJ
fsr-3824	286	16	returns	return	NOUN
fsr-3824	286	17	are	be	AUX
fsr-3824	286	18	highly	highly	ADV
fsr-3824	286	19	predictable	predictable	ADJ
fsr-3824	286	20	.	.	PUNCT
fsr-3824	287	1	to	to	PART
fsr-3824	287	2	better	well	ADV
fsr-3824	287	3	appreciate	appreciate	VERB
fsr-3824	287	4	this	this	DET
fsr-3824	287	5	conclusion	conclusion	NOUN
fsr-3824	287	6	,	,	PUNCT
fsr-3824	287	7	let	let	VERB
fsr-3824	287	8	us	we	PRON
fsr-3824	287	9	contrast	contrast	VERB
fsr-3824	287	10	it	it	PRON
fsr-3824	287	11	with	with	ADP
fsr-3824	287	12	the	the	DET
fsr-3824	287	13	conclu	conclu	NOUN
fsr-3824	287	14	sion	sion	NOUN
fsr-3824	287	15	from	from	ADP
fsr-3824	287	16	similar	similar	ADJ
fsr-3824	287	17	studies	study	NOUN
fsr-3824	287	18	on	on	ADP
fsr-3824	287	19	stock	stock	NOUN
fsr-3824	287	20	mutual	mutual	ADJ
fsr-3824	287	21	funds	fund	NOUN
fsr-3824	287	22	.	.	PUNCT
fsr-3824	288	1	rankings	ranking	NOUN
fsr-3824	288	2	of	of	ADP
fsr-3824	288	3	one	one	NUM
fsr-3824	288	4	-	-	PUNCT
fsr-3824	288	5	year	year	NOUN
fsr-3824	288	6	stock	stock	NOUN
fsr-3824	288	7	returns	return	NOUN
fsr-3824	288	8	are	be	AUX
fsr-3824	288	9	considered	consider	VERB
fsr-3824	288	10	virtually	virtually	ADV
fsr-3824	288	11	useless	useless	ADJ
fsr-3824	288	12	.	.	PUNCT
fsr-3824	289	1	for	for	ADP
fsr-3824	289	2	example	example	NOUN
fsr-3824	289	3	,	,	PUNCT
fsr-3824	289	4	bogle	bogle	PROPN
fsr-3824	289	5	(	(	PUNCT
fsr-3824	289	6	1994	1994	NUM
fsr-3824	289	7	)	)	PUNCT
fsr-3824	289	8	picks	pick	VERB
fsr-3824	289	9	the	the	DET
fsr-3824	289	10	top	top	ADJ
fsr-3824	289	11	20	20	NUM
fsr-3824	289	12	broad	broad	ADV
fsr-3824	289	13	-	-	PUNCT
fsr-3824	289	14	based	base	VERB
fsr-3824	289	15	stock	stock	NOUN
fsr-3824	289	16	funds	fund	NOUN
fsr-3824	289	17	in	in	ADP
fsr-3824	289	18	each	each	DET
fsr-3824	289	19	year	year	NOUN
fsr-3824	289	20	from	from	ADP
fsr-3824	289	21	1982	1982	NUM
fsr-3824	289	22	through	through	ADP
fsr-3824	289	23	1991	1991	NUM
fsr-3824	289	24	and	and	CCONJ
fsr-3824	289	25	observes	observe	VERB
fsr-3824	289	26	their	their	PRON
fsr-3824	289	27	average	average	ADJ
fsr-3824	289	28	rank	rank	NOUN
fsr-3824	289	29	in	in	ADP
fsr-3824	289	30	the	the	DET
fsr-3824	289	31	next	next	ADJ
fsr-3824	289	32	year	year	NOUN
fsr-3824	289	33	.	.	PUNCT
fsr-3824	290	1	it	it	PRON
fsr-3824	290	2	is	be	AUX
fsr-3824	290	3	284	284	NUM
fsr-3824	290	4	out	out	ADP
fsr-3824	290	5	of	of	ADP
fsr-3824	290	6	681	681	NUM
fsr-3824	290	7	.	.	PUNCT
fsr-3824	291	1	in	in	ADP
fsr-3824	291	2	another	another	DET
fsr-3824	291	3	study	study	NOUN
fsr-3824	291	4	,	,	PUNCT
fsr-3824	291	5	malkiel	malkiel	PROPN
fsr-3824	291	6	(	(	PUNCT
fsr-3824	291	7	1995	1995	NUM
fsr-3824	291	8	)	)	PUNCT
fsr-3824	291	9	examines	examine	VERB
fsr-3824	291	10	the	the	DET
fsr-3824	291	11	reliability	reliability	NOUN
fsr-3824	291	12	of	of	ADP
fsr-3824	291	13	one	one	NUM
fsr-3824	291	14	-	-	PUNCT
fsr-3824	291	15	year	year	NOUN
fsr-3824	291	16	stock	stock	NOUN
fsr-3824	291	17	-	-	PUNCT
fsr-3824	291	18	fund	fund	NOUN
fsr-3824	291	19	rankings	ranking	NOUN
fsr-3824	291	20	and	and	CCONJ
fsr-3824	291	21	concludes	conclude	VERB
fsr-3824	291	22	,	,	PUNCT
fsr-3824	291	23	“	"	PUNCT
fsr-3824	291	24	all	all	PRON
fsr-3824	291	25	in	in	ADV
fsr-3824	291	26	all	all	PRON
fsr-3824	291	27	,	,	PUNCT
fsr-3824	291	28	the	the	DET
fsr-3824	291	29	simulation	simulation	NOUN
fsr-3824	291	30	results	result	NOUN
fsr-3824	291	31	do	do	AUX
fsr-3824	291	32	not	not	PART
fsr-3824	291	33	give	give	VERB
fsr-3824	291	34	one	one	NUM
fsr-3824	291	35	confidence	confidence	NOUN
fsr-3824	291	36	that	that	SCONJ
fsr-3824	291	37	investors	investor	NOUN
fsr-3824	291	38	can	can	AUX
fsr-3824	291	39	consistently	consistently	ADV
fsr-3824	291	40	beat	beat	VERB
fsr-3824	291	41	the	the	DET
fsr-3824	291	42	market	market	NOUN
fsr-3824	291	43	by	by	ADP
fsr-3824	291	44	buying	buy	VERB
fsr-3824	291	45	[	[	X
fsr-3824	291	46	last	last	ADJ
fsr-3824	291	47	year	year	NOUN
fsr-3824	291	48	’s	’s	PART
fsr-3824	291	49	win	win	NOUN
fsr-3824	291	50	ning	ning	PROPN
fsr-3824	291	51	stock	stock	NOUN
fsr-3824	291	52	]	]	PUNCT
fsr-3824	291	53	funds	fund	NOUN
fsr-3824	291	54	.	.	PUNCT
fsr-3824	291	55	”	"	PUNCT
fsr-3824	292	1	in	in	ADP
fsr-3824	292	2	addition	addition	NOUN
fsr-3824	292	3	,	,	PUNCT
fsr-3824	292	4	malkiel	malkiel	VERB
fsr-3824	292	5	finds	find	VERB
fsr-3824	292	6	that	that	SCONJ
fsr-3824	292	7	even	even	ADV
fsr-3824	292	8	long	long	ADJ
fsr-3824	292	9	-	-	PUNCT
fsr-3824	292	10	horizon	horizon	NOUN
fsr-3824	292	11	return	return	NOUN
fsr-3824	292	12	records	record	NOUN
fsr-3824	292	13	are	be	AUX
fsr-3824	292	14	of	of	ADP
fsr-3824	292	15	little	little	ADJ
fsr-3824	292	16	benefit	benefit	NOUN
fsr-3824	292	17	when	when	SCONJ
fsr-3824	292	18	choosing	choose	VERB
fsr-3824	292	19	a	a	DET
fsr-3824	292	20	stock	stock	NOUN
fsr-3824	292	21	fund	fund	NOUN
fsr-3824	292	22	.	.	PUNCT
fsr-3824	293	1	the	the	DET
fsr-3824	293	2	20	20	NUM
fsr-3824	293	3	funds	fund	NOUN
fsr-3824	293	4	with	with	ADP
fsr-3824	293	5	the	the	DET
fsr-3824	293	6	highest	high	ADJ
fsr-3824	293	7	returns	return	NOUN
fsr-3824	293	8	from	from	ADP
fsr-3824	293	9	1970	1970	NUM
fsr-3824	293	10	through	through	ADP
fsr-3824	293	11	1980	1980	NUM
fsr-3824	293	12	produce	produce	VERB
fsr-3824	293	13	an	an	DET
fsr-3824	293	14	average	average	ADJ
fsr-3824	293	15	rank	rank	NOUN
fsr-3824	293	16	of	of	ADP
fsr-3824	293	17	118	118	NUM
fsr-3824	293	18	out	out	ADP
fsr-3824	293	19	of	of	ADP
fsr-3824	293	20	260	260	NUM
fsr-3824	293	21	in	in	ADP
fsr-3824	293	22	the	the	DET
fsr-3824	293	23	next	next	ADJ
fsr-3824	293	24	ten	ten	NUM
fsr-3824	293	25	years	year	NOUN
fsr-3824	293	26	.	.	PUNCT
fsr-3824	294	1	we	we	PRON
fsr-3824	294	2	end	end	VERB
fsr-3824	294	3	this	this	DET
fsr-3824	294	4	section	section	NOUN
fsr-3824	294	5	with	with	ADP
fsr-3824	294	6	some	some	DET
fsr-3824	294	7	advice	advice	NOUN
fsr-3824	294	8	for	for	ADP
fsr-3824	294	9	individual	individual	ADJ
fsr-3824	294	10	investors	investor	NOUN
fsr-3824	294	11	on	on	ADP
fsr-3824	294	12	determining	determine	VERB
fsr-3824	294	13	the	the	DET
fsr-3824	294	14	best	good	ADJ
fsr-3824	294	15	money	money	NOUN
fsr-3824	294	16	market	market	NOUN
fsr-3824	294	17	funds	fund	NOUN
fsr-3824	294	18	.	.	PUNCT
fsr-3824	295	1	table	table	NOUN
fsr-3824	295	2	8	8	NUM
fsr-3824	295	3	lists	list	NOUN
fsr-3824	295	4	larger	large	ADJ
fsr-3824	295	5	-	-	PUNCT
fsr-3824	295	6	than-$300	than-$300	NUM
fsr-3824	295	7	million	million	NUM
fsr-3824	295	8	retail	retail	ADJ
fsr-3824	295	9	funds	fund	NOUN
fsr-3824	295	10	with	with	ADP
fsr-3824	295	11	the	the	DET
fsr-3824	295	12	highest	high	ADJ
fsr-3824	295	13	returns	return	NOUN
fsr-3824	295	14	in	in	ADP
fsr-3824	295	15	1994	1994	NUM
fsr-3824	295	16	,	,	PUNCT
fsr-3824	295	17	the	the	DET
fsr-3824	295	18	final	final	ADJ
fsr-3824	295	19	year	year	NOUN
fsr-3824	295	20	of	of	ADP
fsr-3824	295	21	our	our	PRON
fsr-3824	295	22	study	study	NOUN
fsr-3824	295	23	.	.	PUNCT
fsr-3824	296	1	for	for	ADP
fsr-3824	296	2	more	more	ADJ
fsr-3824	296	3	current	current	ADJ
fsr-3824	296	4	information	information	NOUN
fsr-3824	296	5	,	,	PUNCT
fsr-3824	296	6	investors	investor	NOUN
fsr-3824	296	7	can	can	AUX
fsr-3824	296	8	look	look	VERB
fsr-3824	296	9	at	at	ADP
fsr-3824	296	10	weekly	weekly	ADJ
fsr-3824	296	11	listings	listing	NOUN
fsr-3824	296	12	of	of	ADP
fsr-3824	296	13	30	30	NUM
fsr-3824	296	14	-	-	PUNCT
fsr-3824	296	15	day	day	NOUN
fsr-3824	296	16	yields	yield	NOUN
fsr-3824	296	17	-	-	PUNCT
fsr-3824	296	18	that	that	ADV
fsr-3824	296	19	is	be	AUX
fsr-3824	296	20	,	,	PUNCT
fsr-3824	296	21	net	net	ADJ
fsr-3824	296	22	returns	return	NOUN
fsr-3824	296	23	-	-	PUNCT
fsr-3824	296	24	in	in	ADP
fsr-3824	296	25	barron	barron	PROPN
fsr-3824	296	26	‘	'	PUNCT
fsr-3824	296	27	s.	s.	PROPN
fsr-3824	296	28	182	182	NUM
fsr-3824	296	29	financial	financial	PROPN
fsr-3824	296	30	services	service	NOUN
fsr-3824	296	31	review	review	VERB
fsr-3824	296	32	6(3	6(3	NUM
fsr-3824	296	33	)	)	PUNCT
fsr-3824	296	34	1998	1998	NUM
fsr-3824	296	35	table	table	NOUN
fsr-3824	296	36	8	8	NUM
fsr-3824	296	37	top	top	ADJ
fsr-3824	296	38	-	-	PUNCT
fsr-3824	296	39	ten	ten	NUM
fsr-3824	296	40	money	money	NOUN
fsr-3824	296	41	funds	fund	NOUN
fsr-3824	296	42	for	for	ADP
fsr-3824	296	43	1994	1994	NUM
fsr-3824	296	44	fund	fund	NOUN
fsr-3824	296	45	name	name	NOUN
fsr-3824	296	46	net	net	ADJ
fsr-3824	296	47	return	return	NOUN
fsr-3824	296	48	(	(	PUNCT
fsr-3824	296	49	96	96	NUM
fsr-3824	296	50	)	)	PUNCT
fsr-3824	296	51	expense	expense	NOUN
fsr-3824	296	52	ratio	ratio	NOUN
fsr-3824	296	53	(	(	PUNCT
fsr-3824	296	54	%	%	INTJ
fsr-3824	296	55	)	)	PUNCT
fsr-3824	296	56	fund	fund	NOUN
fsr-3824	296	57	type	type	NOUN
fsr-3824	296	58	government	government	NOUN
fsr-3824	296	59	-	-	PUNCT
fsr-3824	296	60	only	only	ADV
fsr-3824	296	61	funds	fund	NOUN
fsr-3824	296	62	vanguard	vanguard	PROPN
fsr-3824	296	63	mmr	mmr	PROPN
fsr-3824	296	64	,	,	PUNCT
fsr-3824	296	65	federal	federal	ADJ
fsr-3824	296	66	portfolio	portfolio	NOUN
fsr-3824	296	67	4.03	4.03	NUM
fsr-3824	296	68	0.32	0.32	NUM
fsr-3824	296	69	gp	gp	NOUN
fsr-3824	296	70	kemper	kemper	PROPN
fsr-3824	296	71	mmf	mmf	PROPN
fsr-3824	296	72	,	,	PUNCT
fsr-3824	296	73	government	government	NOUN
fsr-3824	296	74	securities	security	NOUN
fsr-3824	296	75	portfolio	portfolio	NOUN
fsr-3824	296	76	3.97	3.97	NUM
fsr-3824	296	77	0.47	0.47	NUM
fsr-3824	296	78	gp	gp	NOUN
fsr-3824	296	79	fidelity	fidelity	PROPN
fsr-3824	296	80	mmt	mmt	PROPN
fsr-3824	296	81	,	,	PUNCT
fsr-3824	296	82	retirement	retirement	NOUN
fsr-3824	296	83	government	government	NOUN
fsr-3824	296	84	mmp	mmp	PROPN
fsr-3824	296	85	3.94	3.94	NUM
fsr-3824	296	86	0.42	0.42	NUM
fsr-3824	296	87	sp	sp	ADP
fsr-3824	296	88	hanover	hanover	NOUN
fsr-3824	296	89	government	government	PROPN
fsr-3824	296	90	mmf	mmf	NOUN
fsr-3824	296	91	3.87	3.87	NUM
fsr-3824	296	92	0.60	0.60	NUM
fsr-3824	296	93	sp	sp	ADP
fsr-3824	296	94	fidelity	fidelity	PROPN
fsr-3824	296	95	u.s	u.s	PROPN
fsr-3824	296	96	.	.	PROPN
fsr-3824	296	97	government	government	NOUN
fsr-3824	296	98	reserves	reserve	NOUN
fsr-3824	296	99	3.85	3.85	NUM
fsr-3824	296	100	0.50	0.50	NUM
fsr-3824	296	101	gp	gp	NOUN
fsr-3824	297	1	the	the	DET
fsr-3824	297	2	one	one	NUM
fsr-3824	297	3	group	group	NOUN
fsr-3824	297	4	u.s	u.s	PROPN
fsr-3824	297	5	.	.	PROPN
fsr-3824	297	6	treasury	treasury	PROPN
fsr-3824	297	7	securities	securities	PROPN
fsr-3824	297	8	mmf	mmf	NOUN
fsr-3824	297	9	3.85	3.85	NUM
fsr-3824	297	10	0.60	0.60	NUM
fsr-3824	297	11	sp	sp	ADP
fsr-3824	297	12	pacific	pacific	PROPN
fsr-3824	297	13	american	american	PROPN
fsr-3824	297	14	fund	fund	PROPN
fsr-3824	297	15	,	,	PUNCT
fsr-3824	297	16	u.s	u.s	PROPN
fsr-3824	297	17	.	.	PROPN
fsr-3824	297	18	treasury	treasury	PROPN
fsr-3824	297	19	portfolio	portfolio	NOUN
fsr-3824	297	20	3.84	3.84	NUM
fsr-3824	297	21	0.43	0.43	NUM
fsr-3824	297	22	sp	sp	ADP
fsr-3824	297	23	ust	ust	NOUN
fsr-3824	297	24	master	master	NOUN
fsr-3824	297	25	government	government	NOUN
fsr-3824	297	26	money	money	NOUN
fsr-3824	297	27	fund	fund	NOUN
fsr-3824	297	28	3.83	3.83	NUM
fsr-3824	297	29	0.50	0.50	NUM
fsr-3824	297	30	gp	gp	NOUN
fsr-3824	297	31	norwest	norwest	PROPN
fsr-3824	297	32	u.s	u.s	PROPN
fsr-3824	297	33	.	.	PROPN
fsr-3824	297	34	government	government	PROPN
fsr-3824	297	35	fund	fund	NOUN
fsr-3824	297	36	3.82	3.82	NUM
fsr-3824	297	37	0.50	0.50	NUM
fsr-3824	297	38	gp	gp	NOUN
fsr-3824	298	1	the	the	DET
fsr-3824	298	2	rodney	rodney	PROPN
fsr-3824	298	3	square	square	PROPN
fsr-3824	298	4	fund	fund	PROPN
fsr-3824	298	5	,	,	PUNCT
fsr-3824	298	6	u.s	u.s	PROPN
fsr-3824	298	7	.	.	PROPN
fsr-3824	298	8	government	government	NOUN
fsr-3824	298	9	portfolio	portfolio	NOUN
fsr-3824	298	10	3.82	3.82	NUM
fsr-3824	298	11	0.53	0.53	NUM
fsr-3824	298	12	gp	gp	NOUN
fsr-3824	298	13	other	other	ADJ
fsr-3824	298	14	taxable	taxable	ADJ
fsr-3824	298	15	funds	fund	NOUN
fsr-3824	298	16	fidelity	fidelity	PROPN
fsr-3824	298	17	spartan	spartan	ADJ
fsr-3824	298	18	mmf	mmf	NOUN
fsr-3824	298	19	the	the	DET
fsr-3824	298	20	one	one	NUM
fsr-3824	298	21	group	group	NOUN
fsr-3824	298	22	prime	prime	PROPN
fsr-3824	298	23	mmnfiduciary	mmnfiduciary	PROPN
fsr-3824	298	24	vanguard	vanguard	PROPN
fsr-3824	298	25	mmr	mmr	PROPN
fsr-3824	298	26	,	,	PUNCT
fsr-3824	298	27	prime	prime	ADJ
fsr-3824	298	28	portfolio	portfolio	PROPN
fsr-3824	298	29	fidelity	fidelity	PROPN
fsr-3824	298	30	mmt	mmt	PROPN
fsr-3824	298	31	,	,	PUNCT
fsr-3824	298	32	retirement	retirement	PROPN
fsr-3824	298	33	mmp	mmp	PROPN
fsr-3824	298	34	westcore	westcore	PROPN
fsr-3824	298	35	mmf	mmf	PROPN
fsr-3824	298	36	usaa	usaa	PROPN
fsr-3824	298	37	mmf	mmf	NOUN
fsr-3824	298	38	kemper	kemper	PROPN
fsr-3824	298	39	mmf	mmf	PROPN
fsr-3824	298	40	,	,	PUNCT
fsr-3824	298	41	money	money	NOUN
fsr-3824	298	42	market	market	NOUN
fsr-3824	298	43	portfolio	portfolio	NOUN
fsr-3824	298	44	strong	strong	ADJ
fsr-3824	298	45	mmf	mmf	NOUN
fsr-3824	298	46	fidelity	fidelity	NOUN
fsr-3824	298	47	cash	cash	NOUN
fsr-3824	298	48	reserves	reserve	NOUN
fsr-3824	298	49	victory	victory	VERB
fsr-3824	298	50	financial	financial	ADJ
fsr-3824	298	51	reserves	reserve	NOUN
fsr-3824	298	52	portfolio	portfolio	NOUN
fsr-3824	298	53	4.14	4.14	NUM
fsr-3824	298	54	0.45	0.45	NUM
fsr-3824	298	55	gp	gp	NOUN
fsr-3824	298	56	4.09	4.09	NUM
fsr-3824	298	57	0.58	0.58	NUM
fsr-3824	298	58	sp	sp	ADP
fsr-3824	298	59	4.08	4.08	NUM
fsr-3824	298	60	0.32	0.32	NUM
fsr-3824	298	61	gp	gp	NOUN
fsr-3824	298	62	4.08	4.08	NUM
fsr-3824	298	63	0.42	0.42	NUM
fsr-3824	298	64	sp	sp	ADP
fsr-3824	298	65	4.06	4.06	NUM
fsr-3824	298	66	0.30	0.30	NUM
fsr-3824	298	67	gp	gp	NOUN
fsr-3824	298	68	4.06	4.06	NUM
fsr-3824	298	69	0.46	0.46	NUM
fsr-3824	298	70	gp	gp	NOUN
fsr-3824	298	71	3.99	3.99	NUM
fsr-3824	298	72	0.52	0.52	NUM
fsr-3824	298	73	gp	gp	NOUN
fsr-3824	298	74	3.99	3.99	NUM
fsr-3824	298	75	0.70	0.70	NUM
fsr-3824	298	76	gp	gp	NOUN
fsr-3824	298	77	3.96	3.96	NUM
fsr-3824	298	78	0.58	0.58	NUM
fsr-3824	298	79	gp	gp	NOUN
fsr-3824	298	80	3.96	3.96	NUM
fsr-3824	298	81	0.57	0.57	NUM
fsr-3824	298	82	sp	sp	ADP
fsr-3824	298	83	v.	v.	ADP
fsr-3824	298	84	summary	summary	NOUN
fsr-3824	298	85	and	and	CCONJ
fsr-3824	298	86	conclusions	conclusion	NOUN
fsr-3824	298	87	we	we	PRON
fsr-3824	298	88	studied	study	VERB
fsr-3824	298	89	the	the	DET
fsr-3824	298	90	determinants	determinant	NOUN
fsr-3824	298	91	of	of	ADP
fsr-3824	298	92	money	money	NOUN
fsr-3824	298	93	market	market	NOUN
fsr-3824	298	94	fund	fund	NOUN
fsr-3824	298	95	returns	return	NOUN
fsr-3824	298	96	from	from	ADP
fsr-3824	298	97	1990	1990	NUM
fsr-3824	298	98	through	through	ADP
fsr-3824	298	99	1994	1994	NUM
fsr-3824	298	100	and	and	CCONJ
fsr-3824	298	101	the	the	DET
fsr-3824	298	102	persistence	persistence	NOUN
fsr-3824	298	103	of	of	ADP
fsr-3824	298	104	funds	fund	NOUN
fsr-3824	298	105	’	'	PUNCT
fsr-3824	298	106	relative	relative	ADJ
fsr-3824	298	107	returns	return	NOUN
fsr-3824	298	108	across	across	ADP
fsr-3824	298	109	years	year	NOUN
fsr-3824	298	110	.	.	PUNCT
fsr-3824	299	1	among	among	ADP
fsr-3824	299	2	money	money	NOUN
fsr-3824	299	3	funds	fund	NOUN
fsr-3824	299	4	larger	large	ADJ
fsr-3824	299	5	than	than	ADP
fsr-3824	299	6	$	$	SYM
fsr-3824	299	7	300	300	NUM
fsr-3824	299	8	million	million	NUM
fsr-3824	299	9	,	,	PUNCT
fsr-3824	299	10	two	two	NUM
fsr-3824	299	11	factors	factor	NOUN
fsr-3824	299	12	explain	explain	VERB
fsr-3824	299	13	the	the	DET
fsr-3824	299	14	cross	cross	ADJ
fsr-3824	299	15	-	-	ADJ
fsr-3824	299	16	sectional	sectional	ADJ
fsr-3824	299	17	variance	variance	NOUN
fsr-3824	299	18	of	of	ADP
fsr-3824	299	19	net	net	ADJ
fsr-3824	299	20	returns	return	NOUN
fsr-3824	299	21	:	:	PUNCT
fsr-3824	299	22	the	the	DET
fsr-3824	299	23	expense	expense	NOUN
fsr-3824	299	24	ratio	ratio	NOUN
fsr-3824	299	25	and	and	CCONJ
fsr-3824	299	26	a	a	DET
fsr-3824	299	27	variable	variable	NOUN
fsr-3824	299	28	distinguishing	distinguish	VERB
fsr-3824	299	29	u.s	u.s	PROPN
fsr-3824	299	30	.	.	PROPN
fsr-3824	299	31	government	government	NOUN
fsr-3824	299	32	-	-	PUNCT
fsr-3824	299	33	only	only	ADV
fsr-3824	299	34	(	(	PUNCT
fsr-3824	299	35	go	go	VERB
fsr-3824	299	36	)	)	PUNCT
fsr-3824	299	37	funds	fund	NOUN
fsr-3824	299	38	from	from	ADP
fsr-3824	299	39	other	other	ADJ
fsr-3824	299	40	-	-	PUNCT
fsr-3824	299	41	taxable	taxable	ADJ
fsr-3824	299	42	(	(	PUNCT
fsr-3824	299	43	ot	ot	ADJ
fsr-3824	299	44	)	)	PUNCT
fsr-3824	299	45	money	money	NOUN
fsr-3824	299	46	funds	fund	NOUN
fsr-3824	299	47	.	.	PUNCT
fsr-3824	300	1	go	go	VERB
fsr-3824	300	2	funds	fund	NOUN
fsr-3824	300	3	produced	produce	VERB
fsr-3824	300	4	lower	low	ADJ
fsr-3824	300	5	net	net	ADJ
fsr-3824	300	6	returns	return	NOUN
fsr-3824	300	7	than	than	ADP
fsr-3824	300	8	ot	ot	NOUN
fsr-3824	300	9	funds	fund	NOUN
fsr-3824	300	10	,	,	PUNCT
fsr-3824	300	11	everything	everything	PRON
fsr-3824	300	12	else	else	ADV
fsr-3824	300	13	the	the	DET
fsr-3824	300	14	same	same	ADJ
fsr-3824	300	15	.	.	PUNCT
fsr-3824	301	1	the	the	DET
fsr-3824	301	2	fund	fund	NOUN
fsr-3824	301	3	expense	expense	NOUN
fsr-3824	301	4	ratio	ratio	NOUN
fsr-3824	301	5	is	be	AUX
fsr-3824	301	6	the	the	DET
fsr-3824	301	7	dominant	dominant	ADJ
fsr-3824	301	8	factor	factor	NOUN
fsr-3824	301	9	explaining	explain	VERB
fsr-3824	301	10	the	the	DET
fsr-3824	301	11	variance	variance	NOUN
fsr-3824	301	12	of	of	ADP
fsr-3824	301	13	net	net	ADJ
fsr-3824	301	14	returns	return	NOUN
fsr-3824	301	15	.	.	PUNCT
fsr-3824	302	1	in	in	ADP
fsr-3824	302	2	fact	fact	NOUN
fsr-3824	302	3	,	,	PUNCT
fsr-3824	302	4	the	the	DET
fsr-3824	302	5	evidence	evidence	NOUN
fsr-3824	302	6	supports	support	VERB
fsr-3824	302	7	the	the	DET
fsr-3824	302	8	commodity	commodity	NOUN
fsr-3824	302	9	view	view	NOUN
fsr-3824	302	10	of	of	ADP
fsr-3824	302	11	money	money	NOUN
fsr-3824	302	12	funds	fund	NOUN
fsr-3824	302	13	,	,	PUNCT
fsr-3824	302	14	which	which	PRON
fsr-3824	302	15	says	say	VERB
fsr-3824	302	16	,	,	PUNCT
fsr-3824	302	17	after	after	ADP
fsr-3824	302	18	adjusting	adjust	VERB
fsr-3824	302	19	for	for	ADP
fsr-3824	302	20	portfolio	portfolio	NOUN
fsr-3824	302	21	type	type	NOUN
fsr-3824	302	22	(	(	PUNCT
fsr-3824	302	23	i.e.	i.e.	X
fsr-3824	302	24	,	,	PUNCT
fsr-3824	302	25	go	go	VERB
fsr-3824	302	26	or	or	CCONJ
fsr-3824	302	27	ot	ot	VERB
fsr-3824	302	28	)	)	PUNCT
fsr-3824	302	29	,	,	PUNCT
fsr-3824	302	30	net	net	ADJ
fsr-3824	302	31	returns	return	NOUN
fsr-3824	302	32	are	be	AUX
fsr-3824	302	33	driven	drive	VERB
fsr-3824	302	34	almost	almost	ADV
fsr-3824	302	35	exclu	exclu	X
fsr-3824	302	36	sively	sively	ADV
fsr-3824	302	37	by	by	ADP
fsr-3824	302	38	fund	fund	NOUN
fsr-3824	302	39	expenses	expense	NOUN
fsr-3824	302	40	.	.	PUNCT
fsr-3824	303	1	we	we	PRON
fsr-3824	303	2	could	could	AUX
fsr-3824	303	3	find	find	VERB
fsr-3824	303	4	no	no	DET
fsr-3824	303	5	other	other	ADJ
fsr-3824	303	6	factor	factor	NOUN
fsr-3824	303	7	that	that	PRON
fsr-3824	303	8	had	have	VERB
fsr-3824	303	9	a	a	DET
fsr-3824	303	10	statistically	statistically	ADV
fsr-3824	303	11	signifi	signifi	NOUN
fsr-3824	303	12	cantly	cantly	ADJ
fsr-3824	303	13	impact	impact	NOUN
fsr-3824	303	14	on	on	ADP
fsr-3824	303	15	1990	1990	NUM
fsr-3824	303	16	-	-	SYM
fsr-3824	303	17	1994	1994	NUM
fsr-3824	303	18	average	average	ADJ
fsr-3824	303	19	net	net	ADJ
fsr-3824	303	20	returns	return	NOUN
fsr-3824	303	21	.	.	PUNCT
fsr-3824	304	1	among	among	ADP
fsr-3824	304	2	larger	large	ADJ
fsr-3824	304	3	-	-	PUNCT
fsr-3824	304	4	than-$300	than-$300	NUM
fsr-3824	304	5	million	million	NUM
fsr-3824	304	6	funds	fund	NOUN
fsr-3824	304	7	of	of	ADP
fsr-3824	304	8	a	a	DET
fsr-3824	304	9	given	give	VERB
fsr-3824	304	10	portfolio	portfolio	NOUN
fsr-3824	304	11	type	type	NOUN
fsr-3824	304	12	,	,	PUNCT
fsr-3824	304	13	net	net	ADJ
fsr-3824	304	14	returns	return	NOUN
fsr-3824	304	15	are	be	AUX
fsr-3824	304	16	driven	drive	VERB
fsr-3824	304	17	exclusively	exclusively	ADV
fsr-3824	304	18	or	or	CCONJ
fsr-3824	304	19	almost	almost	ADV
fsr-3824	304	20	exclusively	exclusively	ADV
fsr-3824	304	21	by	by	ADP
fsr-3824	304	22	expenses	expense	NOUN
fsr-3824	304	23	.	.	PUNCT
fsr-3824	305	1	money	money	NOUN
fsr-3824	305	2	funds	fund	NOUN
fsr-3824	305	3	’	'	PUNCT
fsr-3824	305	4	relative	relative	ADJ
fsr-3824	305	5	returns	return	NOUN
fsr-3824	305	6	show	show	VERB
fsr-3824	305	7	strong	strong	ADJ
fsr-3824	305	8	persistence	persistence	NOUN
fsr-3824	305	9	.	.	PUNCT
fsr-3824	306	1	most	most	ADJ
fsr-3824	306	2	funds	fund	NOUN
fsr-3824	306	3	maintain	maintain	VERB
fsr-3824	306	4	stable	stable	ADJ
fsr-3824	306	5	expense	expense	NOUN
fsr-3824	306	6	ratios	ratio	NOUN
fsr-3824	306	7	.	.	PUNCT
fsr-3824	307	1	so	so	ADV
fsr-3824	307	2	,	,	PUNCT
fsr-3824	307	3	funds	fund	NOUN
fsr-3824	307	4	with	with	ADP
fsr-3824	307	5	low	low	ADJ
fsr-3824	307	6	costs	cost	NOUN
fsr-3824	307	7	or	or	CCONJ
fsr-3824	307	8	high	high	ADJ
fsr-3824	307	9	returns	return	NOUN
fsr-3824	307	10	in	in	ADP
fsr-3824	307	11	one	one	NUM
fsr-3824	307	12	year	year	NOUN
fsr-3824	307	13	usually	usually	ADV
fsr-3824	307	14	produce	produce	VERB
fsr-3824	307	15	strong	strong	ADJ
fsr-3824	307	16	relative	relative	ADJ
fsr-3824	307	17	returns	return	NOUN
fsr-3824	307	18	the	the	DET
fsr-3824	307	19	next	next	ADJ
fsr-3824	307	20	year	year	NOUN
fsr-3824	307	21	.	.	PUNCT
fsr-3824	308	1	of	of	ADP
fsr-3824	308	2	the	the	DET
fsr-3824	308	3	five	five	NUM
fsr-3824	308	4	go	go	NOUN
fsr-3824	308	5	funds	fund	NOUN
fsr-3824	308	6	with	with	ADP
fsr-3824	308	7	the	the	DET
fsr-3824	308	8	highest	high	ADJ
fsr-3824	308	9	returns	return	NOUN
fsr-3824	308	10	in	in	ADP
fsr-3824	308	11	year	year	NOUN
fsr-3824	308	12	t	t	PROPN
fsr-3824	308	13	(	(	PUNCT
fsr-3824	308	14	t	t	NOUN
fsr-3824	308	15	=	=	PUNCT
fsr-3824	308	16	1990	1990	NUM
fsr-3824	308	17	through	through	ADP
fsr-3824	308	18	1993	1993	NUM
fsr-3824	308	19	)	)	PUNCT
fsr-3824	308	20	,	,	PUNCT
fsr-3824	308	21	85	85	NUM
fsr-3824	308	22	percent	percent	NOUN
fsr-3824	308	23	produced	produce	VERB
fsr-3824	308	24	top	top	ADJ
fsr-3824	308	25	decile	decile	NOUN
fsr-3824	308	26	returns	return	NOUN
fsr-3824	308	27	the	the	DET
fsr-3824	308	28	next	next	ADJ
fsr-3824	308	29	year	year	NOUN
fsr-3824	308	30	.	.	PUNCT
fsr-3824	309	1	of	of	ADP
fsr-3824	309	2	the	the	DET
fsr-3824	309	3	top	top	ADJ
fsr-3824	309	4	-	-	PUNCT
fsr-3824	309	5	five	five	NUM
fsr-3824	309	6	ot	ot	NOUN
fsr-3824	309	7	funds	fund	NOUN
fsr-3824	309	8	in	in	ADP
fsr-3824	309	9	one	one	NUM
fsr-3824	309	10	year	year	NOUN
fsr-3824	309	11	,	,	PUNCT
fsr-3824	309	12	86	86	NUM
fsr-3824	309	13	percent	percent	NOUN
fsr-3824	309	14	produced	produce	VERB
fsr-3824	309	15	top	top	ADJ
fsr-3824	309	16	decile	decile	NOUN
fsr-3824	309	17	returns	return	NOUN
fsr-3824	309	18	the	the	DET
fsr-3824	309	19	next	next	ADJ
fsr-3824	309	20	year	year	NOUN
fsr-3824	309	21	.	.	PUNCT
fsr-3824	310	1	every	every	DET
fsr-3824	310	2	top	top	ADJ
fsr-3824	310	3	-	-	PUNCT
fsr-3824	310	4	five	five	NUM
fsr-3824	310	5	go	go	NOUN
fsr-3824	310	6	and	and	CCONJ
fsr-3824	310	7	ot	ot	NOUN
fsr-3824	310	8	fund	fund	NOUN
fsr-3824	310	9	finished	finish	VERB
fsr-3824	310	10	in	in	ADP
fsr-3824	310	11	the	the	DET
fsr-3824	310	12	top	top	ADJ
fsr-3824	310	13	quintile	quintile	NOUN
fsr-3824	310	14	the	the	DET
fsr-3824	310	15	next	next	ADJ
fsr-3824	310	16	year	year	NOUN
fsr-3824	310	17	.	.	PUNCT
fsr-3824	311	1	we	we	PRON
fsr-3824	311	2	conclude	conclude	VERB
fsr-3824	311	3	that	that	SCONJ
fsr-3824	311	4	an	an	DET
fsr-3824	311	5	individual	individual	NOUN
fsr-3824	311	6	or	or	CCONJ
fsr-3824	311	7	family	family	NOUN
fsr-3824	311	8	can	can	AUX
fsr-3824	311	9	easily	easily	ADV
fsr-3824	311	10	pick	pick	VERB
fsr-3824	311	11	a	a	DET
fsr-3824	311	12	top	top	ADV
fsr-3824	311	13	-	-	PUNCT
fsr-3824	311	14	performing	perform	VERB
fsr-3824	311	15	money	money	NOUN
fsr-3824	311	16	fund	fund	NOUN
fsr-3824	311	17	,	,	PUNCT
fsr-3824	311	18	especially	especially	ADV
fsr-3824	311	19	if	if	SCONJ
fsr-3824	311	20	one	one	NUM
fsr-3824	311	21	excludes	exclude	VERB
fsr-3824	311	22	funds	fund	NOUN
fsr-3824	311	23	that	that	PRON
fsr-3824	311	24	have	have	AUX
fsr-3824	311	25	temporarily	temporarily	ADV
fsr-3824	311	26	lowered	lower	VERB
fsr-3824	311	27	expenses	expense	NOUN
fsr-3824	311	28	.	.	PUNCT
fsr-3824	312	1	performance	performance	NOUN
fsr-3824	312	2	and	and	CCONJ
fsr-3824	312	3	persistence	persistence	NOUN
fsr-3824	312	4	183	183	NUM
fsr-3824	312	5	acknowledgment	acknowledgment	NOUN
fsr-3824	312	6	:	:	PUNCT
fsr-3824	312	7	we	we	PRON
fsr-3824	312	8	thank	thank	VERB
fsr-3824	312	9	fritz	fritz	PROPN
fsr-3824	312	10	curtis	curtis	PROPN
fsr-3824	312	11	of	of	ADP
fsr-3824	312	12	amr	amr	PROPN
fsr-3824	312	13	investment	investment	NOUN
fsr-3824	312	14	services	service	NOUN
fsr-3824	312	15	for	for	ADP
fsr-3824	312	16	valuable	valuable	ADJ
fsr-3824	312	17	comments	comment	NOUN
fsr-3824	312	18	and	and	CCONJ
fsr-3824	312	19	insights	insight	NOUN
fsr-3824	312	20	into	into	ADP
fsr-3824	312	21	the	the	DET
fsr-3824	312	22	money	money	NOUN
fsr-3824	312	23	fund	fund	NOUN
fsr-3824	312	24	industry	industry	NOUN
fsr-3824	312	25	,	,	PUNCT
fsr-3824	312	26	burton	burton	PROPN
fsr-3824	312	27	g.	g.	PROPN
fsr-3824	312	28	malkiel	malkiel	PROPN
fsr-3824	312	29	for	for	ADP
fsr-3824	312	30	valuable	valuable	ADJ
fsr-3824	312	31	com	com	NOUN
fsr-3824	312	32	ments	ment	NOUN
fsr-3824	312	33	,	,	PUNCT
fsr-3824	312	34	and	and	CCONJ
fsr-3824	312	35	ibudonoghue	ibudonoghue	NOUN
fsr-3824	312	36	’s	’s	X
fsr-3824	312	37	for	for	ADP
fsr-3824	312	38	supplying	supply	VERB
fsr-3824	312	39	the	the	DET
fsr-3824	312	40	data	datum	NOUN
fsr-3824	312	41	.	.	PUNCT
fsr-3824	313	1	references	reference	NOUN
fsr-3824	313	2	blake	blake	PROPN
fsr-3824	313	3	,	,	PUNCT
fsr-3824	313	4	c.	c.	PROPN
fsr-3824	313	5	r.	r.	PROPN
fsr-3824	313	6	,	,	PUNCT
fsr-3824	313	7	elton	elton	PROPN
fsr-3824	313	8	,	,	PUNCT
fsr-3824	313	9	e.	e.	PROPN
fsr-3824	313	10	j.	j.	PROPN
fsr-3824	313	11	,	,	PUNCT
fsr-3824	313	12	&	&	CCONJ
fsr-3824	313	13	gruber	gruber	PROPN
fsr-3824	313	14	,	,	PUNCT
fsr-3824	313	15	m.	m.	NOUN
fsr-3824	313	16	j.	j.	PROPN
fsr-3824	313	17	(	(	PUNCT
fsr-3824	313	18	1993	1993	NUM
fsr-3824	313	19	)	)	PUNCT
fsr-3824	313	20	.	.	PUNCT
fsr-3824	314	1	the	the	DET
fsr-3824	314	2	performance	performance	NOUN
fsr-3824	314	3	of	of	ADP
fsr-3824	314	4	bond	bond	NOUN
fsr-3824	314	5	mutual	mutual	ADJ
fsr-3824	314	6	funds	fund	NOUN
fsr-3824	314	7	.	.	PUNCT
fsr-3824	315	1	journal	journal	NOUN
fsr-3824	315	2	of	of	ADP
fsr-3824	315	3	business	business	NOUN
fsr-3824	315	4	,	,	PUNCT
fsr-3824	315	5	66	66	NUM
fsr-3824	315	6	,	,	PUNCT
fsr-3824	315	7	37	37	NUM
fsr-3824	315	8	l-403	l-403	NOUN
fsr-3824	315	9	.	.	PUNCT
fsr-3824	316	1	bogle	bogle	PROPN
fsr-3824	316	2	,	,	PUNCT
fsr-3824	316	3	j.	j.	PROPN
fsr-3824	316	4	c.	c.	PROPN
fsr-3824	316	5	(	(	PUNCT
fsr-3824	316	6	1994	1994	NUM
fsr-3824	316	7	)	)	PUNCT
fsr-3824	316	8	.	.	PUNCT
fsr-3824	317	1	bogle	bogle	PROPN
fsr-3824	317	2	on	on	ADP
fsr-3824	317	3	mutualfinds	mutualfind	NOUN
fsr-3824	317	4	:	:	PUNCT
fsr-3824	317	5	new	new	ADJ
fsr-3824	317	6	perspectives	perspective	NOUN
fsr-3824	317	7	for	for	ADP
fsr-3824	317	8	the	the	DET
fsr-3824	317	9	intelligent	intelligent	ADJ
fsr-3824	317	10	investor	investor	NOUN
fsr-3824	317	11	.	.	PUNCT
fsr-3824	318	1	burr	burr	PROPN
fsr-3824	318	2	ridge	ridge	PROPN
fsr-3824	318	3	,	,	PUNCT
fsr-3824	318	4	il	il	PROPN
fsr-3824	318	5	:	:	PUNCT
fsr-3824	318	6	irwin	irwin	PROPN
fsr-3824	318	7	.	.	PUNCT
fsr-3824	318	8	carhart	carhart	NOUN
fsr-3824	318	9	,	,	PUNCT
fsr-3824	318	10	m.	m.	NOUN
fsr-3824	318	11	m.	m.	NOUN
fsr-3824	318	12	(	(	PUNCT
fsr-3824	318	13	1997	1997	NUM
fsr-3824	318	14	)	)	PUNCT
fsr-3824	318	15	.	.	PUNCT
fsr-3824	319	1	on	on	ADP
fsr-3824	319	2	persistence	persistence	NOUN
fsr-3824	319	3	in	in	ADP
fsr-3824	319	4	mutual	mutual	ADJ
fsr-3824	319	5	fund	fund	NOUN
fsr-3824	319	6	performance	performance	NOUN
fsr-3824	319	7	.	.	PUNCT
fsr-3824	320	1	journal	journal	PROPN
fsr-3824	320	2	of	of	ADP
fsr-3824	320	3	finance	finance	NOUN
fsr-3824	320	4	,	,	PUNCT
fsr-3824	320	5	52,57	52,57	PROPN
fsr-3824	320	6	-	-	SYM
fsr-3824	320	7	82	82	NUM
fsr-3824	320	8	.	.	PUNCT
fsr-3824	321	1	ciccotello	ciccotello	PROPN
fsr-3824	321	2	,	,	PUNCT
fsr-3824	321	3	c.	c.	PROPN
fsr-3824	321	4	s.	s.	PROPN
fsr-3824	321	5	,	,	PUNCT
fsr-3824	321	6	&	&	CCONJ
fsr-3824	321	7	grant	grant	PROPN
fsr-3824	321	8	,	,	PUNCT
fsr-3824	321	9	c.	c.	PROPN
fsr-3824	321	10	t.	t.	PROPN
fsr-3824	321	11	(	(	PUNCT
fsr-3824	321	12	1996	1996	NUM
fsr-3824	321	13	)	)	PUNCT
fsr-3824	321	14	.	.	PUNCT
fsr-3824	322	1	equity	equity	NOUN
fsr-3824	322	2	fund	fund	NOUN
fsr-3824	322	3	size	size	NOUN
fsr-3824	322	4	and	and	CCONJ
fsr-3824	322	5	growth	growth	NOUN
fsr-3824	322	6	:	:	PUNCT
fsr-3824	322	7	implications	implication	NOUN
fsr-3824	322	8	for	for	ADP
fsr-3824	322	9	performance	performance	NOUN
fsr-3824	322	10	and	and	CCONJ
fsr-3824	322	11	selection	selection	NOUN
fsr-3824	322	12	.	.	PUNCT
fsr-3824	323	1	financial	financial	ADJ
fsr-3824	323	2	services	service	NOUN
fsr-3824	323	3	review	review	PROPN
fsr-3824	323	4	,	,	PUNCT
fsr-3824	323	5	5	5	NUM
fsr-3824	323	6	,	,	PUNCT
fsr-3824	323	7	1	1	NUM
fsr-3824	323	8	-	-	SYM
fsr-3824	323	9	12	12	NUM
fsr-3824	323	10	.	.	PUNCT
fsr-3824	324	1	clements	clements	PROPN
fsr-3824	324	2	,	,	PUNCT
fsr-3824	324	3	j.	j.	PROPN
fsr-3824	324	4	(	(	PUNCT
fsr-3824	324	5	1991	1991	NUM
fsr-3824	324	6	,	,	PUNCT
fsr-3824	324	7	april	april	PROPN
fsr-3824	324	8	4	4	NUM
fsr-3824	324	9	)	)	PUNCT
fsr-3824	324	10	.	.	PUNCT
fsr-3824	325	1	in	in	ADP
fsr-3824	325	2	picking	pick	VERB
fsr-3824	325	3	bond	bond	NOUN
fsr-3824	325	4	fund	fund	NOUN
fsr-3824	325	5	,	,	PUNCT
fsr-3824	325	6	expense	expense	NOUN
fsr-3824	325	7	factor	factor	NOUN
fsr-3824	325	8	remains	remain	VERB
fsr-3824	325	9	the	the	DET
fsr-3824	325	10	key	key	NOUN
fsr-3824	325	11	.	.	PUNCT
fsr-3824	326	1	wall	wall	PROPN
fsr-3824	326	2	street	street	PROPN
fsr-3824	326	3	jour	jour	PROPN
fsr-3824	326	4	nal	nal	PROPN
fsr-3824	326	5	,	,	PUNCT
fsr-3824	326	6	cl	cl	NOUN
fsr-3824	326	7	.	.	PUNCT
fsr-3824	327	1	cook	cook	PROPN
fsr-3824	327	2	,	,	PUNCT
fsr-3824	327	3	t.	t.	PROPN
fsr-3824	327	4	q.	q.	PROPN
fsr-3824	327	5	,	,	PUNCT
fsr-3824	327	6	&	&	CCONJ
fsr-3824	327	7	duffield	duffield	PROPN
fsr-3824	327	8	,	,	PUNCT
fsr-3824	327	9	j.	j.	PROPN
fsr-3824	327	10	g.	g.	PROPN
fsr-3824	327	11	(	(	PUNCT
fsr-3824	327	12	1979a	1979a	NUM
fsr-3824	327	13	)	)	PUNCT
fsr-3824	327	14	.	.	PUNCT
fsr-3824	328	1	average	average	ADJ
fsr-3824	328	2	costs	cost	NOUN
fsr-3824	328	3	of	of	ADP
fsr-3824	328	4	money	money	NOUN
fsr-3824	328	5	market	market	NOUN
fsr-3824	328	6	mutual	mutual	ADJ
fsr-3824	328	7	funds	fund	NOUN
fsr-3824	328	8	.	.	PUNCT
fsr-3824	329	1	federal	federal	PROPN
fsr-3824	329	2	reserve	reserve	PROPN
fsr-3824	329	3	bank	bank	PROPN
fsr-3824	329	4	of	of	ADP
fsr-3824	329	5	richmond	richmond	PROPN
fsr-3824	329	6	economic	economic	PROPN
fsr-3824	329	7	review	review	PROPN
fsr-3824	329	8	,	,	PUNCT
fsr-3824	329	9	32	32	NUM
fsr-3824	329	10	-	-	SYM
fsr-3824	329	11	39	39	NUM
fsr-3824	329	12	.	.	PUNCT
fsr-3824	330	1	cook	cook	VERB
fsr-3824	330	2	,	,	PUNCT
fsr-3824	330	3	t.	t.	PROPN
fsr-3824	330	4	q.	q.	PROPN
fsr-3824	330	5	,	,	PUNCT
fsr-3824	330	6	&	&	CCONJ
fsr-3824	330	7	duffield	duffield	PROPN
fsr-3824	330	8	,	,	PUNCT
fsr-3824	330	9	j.	j.	PROPN
fsr-3824	330	10	g.	g.	PROPN
fsr-3824	330	11	(	(	PUNCT
fsr-3824	330	12	1979b	1979b	NUM
fsr-3824	330	13	)	)	PUNCT
fsr-3824	330	14	.	.	PUNCT
fsr-3824	331	1	money	money	NOUN
fsr-3824	331	2	market	market	NOUN
fsr-3824	331	3	mutual	mutual	ADJ
fsr-3824	331	4	funds	fund	NOUN
fsr-3824	331	5	:	:	PUNCT
fsr-3824	331	6	a	a	DET
fsr-3824	331	7	reaction	reaction	NOUN
fsr-3824	331	8	to	to	AUX
fsr-3824	331	9	government	government	NOUN
fsr-3824	331	10	reg	reg	NOUN
fsr-3824	331	11	ulations	ulation	NOUN
fsr-3824	331	12	or	or	CCONJ
fsr-3824	331	13	a	a	DET
fsr-3824	331	14	lasting	last	VERB
fsr-3824	331	15	financial	financial	ADJ
fsr-3824	331	16	innovation	innovation	NOUN
fsr-3824	331	17	?	?	PUNCT
fsr-3824	332	1	federal	federal	PROPN
fsr-3824	332	2	reserve	reserve	PROPN
fsr-3824	332	3	bank	bank	PROPN
fsr-3824	332	4	of	of	ADP
fsr-3824	332	5	richmond	richmond	PROPN
fsr-3824	332	6	economic	economic	PROPN
fsr-3824	332	7	review	review	PROPN
fsr-3824	332	8	,	,	PUNCT
fsr-3824	332	9	15	15	NUM
fsr-3824	332	10	-	-	SYM
fsr-3824	332	11	3	3	NUM
fsr-3824	332	12	1	1	NUM
fsr-3824	332	13	.	.	PUNCT
fsr-3824	333	1	cornell	cornell	PROPN
fsr-3824	333	2	,	,	PUNCT
fsr-3824	333	3	b.	b.	PROPN
fsr-3824	333	4	,	,	PUNCT
fsr-3824	333	5	&	&	CCONJ
fsr-3824	333	6	green	green	PROPN
fsr-3824	333	7	,	,	PUNCT
fsr-3824	333	8	k.	k.	PROPN
fsr-3824	333	9	(	(	PUNCT
fsr-3824	333	10	1991	1991	NUM
fsr-3824	333	11	)	)	PUNCT
fsr-3824	333	12	.	.	PUNCT
fsr-3824	334	1	the	the	DET
fsr-3824	334	2	investment	investment	NOUN
fsr-3824	334	3	performance	performance	NOUN
fsr-3824	334	4	of	of	ADP
fsr-3824	334	5	low	low	ADJ
fsr-3824	334	6	-	-	PUNCT
fsr-3824	334	7	grade	grade	NOUN
fsr-3824	334	8	bond	bond	NOUN
fsr-3824	334	9	funds	fund	NOUN
fsr-3824	334	10	.	.	PUNCT
fsr-3824	335	1	journal	journal	PROPN
fsr-3824	335	2	of	of	ADP
fsr-3824	335	3	finance	finance	NOUN
fsr-3824	335	4	,	,	PUNCT
fsr-3824	335	5	46	46	NUM
fsr-3824	335	6	,	,	PUNCT
fsr-3824	335	7	29	29	NUM
fsr-3824	335	8	-	-	SYM
fsr-3824	335	9	48	48	NUM
fsr-3824	335	10	.	.	PUNCT
fsr-3824	336	1	degennaro	degennaro	NOUN
fsr-3824	336	2	,	,	PUNCT
fsr-3824	336	3	r.	r.	PROPN
fsr-3824	336	4	p.	p.	PROPN
fsr-3824	336	5	,	,	PUNCT
fsr-3824	336	6	&	&	CCONJ
fsr-3824	336	7	domian	domian	PROPN
fsr-3824	336	8	,	,	PUNCT
fsr-3824	336	9	d.	d.	PROPN
fsr-3824	336	10	l.	l.	PROPN
fsr-3824	336	11	(	(	PUNCT
fsr-3824	336	12	1996	1996	NUM
fsr-3824	336	13	)	)	PUNCT
fsr-3824	336	14	.	.	PUNCT
fsr-3824	337	1	market	market	NOUN
fsr-3824	337	2	efficiency	efficiency	NOUN
fsr-3824	337	3	and	and	CCONJ
fsr-3824	337	4	money	money	NOUN
fsr-3824	337	5	market	market	NOUN
fsr-3824	337	6	fund	fund	NOUN
fsr-3824	337	7	portfolio	portfolio	NOUN
fsr-3824	337	8	man	man	NOUN
fsr-3824	337	9	agers	ager	NOUN
fsr-3824	337	10	:	:	PUNCT
fsr-3824	337	11	beliefs	belief	NOUN
fsr-3824	337	12	versus	versus	ADP
fsr-3824	337	13	reality	reality	NOUN
fsr-3824	337	14	.	.	PUNCT
fsr-3824	338	1	financiae	financiae	PROPN
fsr-3824	338	2	review	review	PROPN
fsr-3824	338	3	,	,	PUNCT
fsr-3824	338	4	31,453474	31,453474	NUM
fsr-3824	338	5	.	.	PUNCT
fsr-3824	339	1	domian	domian	PROPN
fsr-3824	339	2	,	,	PUNCT
fsr-3824	339	3	d.	d.	PROPN
fsr-3824	339	4	l.	l.	PROPN
fsr-3824	339	5	(	(	PUNCT
fsr-3824	339	6	1992	1992	NUM
fsr-3824	339	7	)	)	PUNCT
fsr-3824	339	8	.	.	PUNCT
fsr-3824	340	1	money	money	NOUN
fsr-3824	340	2	market	market	NOUN
fsr-3824	340	3	mutual	mutual	ADJ
fsr-3824	340	4	fund	fund	NOUN
fsr-3824	340	5	maturity	maturity	NOUN
fsr-3824	340	6	and	and	CCONJ
fsr-3824	340	7	interest	interest	NOUN
fsr-3824	340	8	rates	rate	NOUN
fsr-3824	340	9	.	.	PUNCT
fsr-3824	341	1	journal	journal	NOUN
fsr-3824	341	2	of	of	ADP
fsr-3824	341	3	money	money	NOUN
fsr-3824	341	4	,	,	PUNCT
fsr-3824	341	5	credit	credit	NOUN
fsr-3824	341	6	and	and	CCONJ
fsr-3824	341	7	banking	banking	NOUN
fsr-3824	341	8	,	,	PUNCT
fsr-3824	341	9	24,519	24,519	NUM
fsr-3824	341	10	-	-	SYM
fsr-3824	341	11	527	527	NUM
fsr-3824	341	12	.	.	PUNCT
fsr-3824	342	1	ferri	ferri	PROPN
fsr-3824	342	2	,	,	PUNCT
fsr-3824	342	3	m.	m.	NOUN
fsr-3824	342	4	g.	g.	PROPN
fsr-3824	342	5	,	,	PUNCT
fsr-3824	342	6	&	&	CCONJ
fsr-3824	342	7	oberhelman	oberhelman	PROPN
fsr-3824	342	8	,	,	PUNCT
fsr-3824	342	9	h.	h.	PROPN
fsr-3824	342	10	d.	d.	PROPN
fsr-3824	342	11	(	(	PUNCT
fsr-3824	342	12	1981	1981	NUM
fsr-3824	342	13	)	)	PUNCT
fsr-3824	342	14	.	.	PUNCT
fsr-3824	343	1	a	a	DET
fsr-3824	343	2	study	study	NOUN
fsr-3824	343	3	of	of	ADP
fsr-3824	343	4	the	the	DET
fsr-3824	343	5	management	management	NOUN
fsr-3824	343	6	of	of	ADP
fsr-3824	343	7	money	money	NOUN
fsr-3824	343	8	market	market	NOUN
fsr-3824	343	9	mutual	mutual	ADJ
fsr-3824	343	10	funds	fund	NOUN
fsr-3824	343	11	:	:	PUNCT
fsr-3824	343	12	19751980	19751980	NUM
fsr-3824	343	13	.	.	PUNCT
fsr-3824	344	1	financial	financial	ADJ
fsr-3824	344	2	management	management	NOUN
fsr-3824	344	3	,	,	PUNCT
fsr-3824	344	4	10,24	10,24	NUM
fsr-3824	344	5	-	-	SYM
fsr-3824	344	6	29	29	NUM
fsr-3824	344	7	.	.	PUNCT
fsr-3824	345	1	goetzmann	goetzmann	PROPN
fsr-3824	345	2	,	,	PUNCT
fsr-3824	345	3	w.	w.	PROPN
fsr-3824	345	4	n.	n.	PROPN
fsr-3824	345	5	,	,	PUNCT
fsr-3824	345	6	&	&	CCONJ
fsr-3824	345	7	ibbotson	ibbotson	PROPN
fsr-3824	345	8	,	,	PUNCT
fsr-3824	345	9	r.	r.	PROPN
fsr-3824	345	10	(	(	PUNCT
fsr-3824	345	11	1994	1994	NUM
fsr-3824	345	12	)	)	PUNCT
fsr-3824	345	13	.	.	PUNCT
fsr-3824	346	1	do	do	AUX
fsr-3824	346	2	winners	winner	NOUN
fsr-3824	346	3	repeat	repeat	VERB
fsr-3824	346	4	?	?	PUNCT
fsr-3824	347	1	patterns	pattern	NOUN
fsr-3824	347	2	in	in	ADP
fsr-3824	347	3	mutual	mutual	ADJ
fsr-3824	347	4	fund	fund	NOUN
fsr-3824	347	5	behavior	behavior	NOUN
fsr-3824	347	6	.	.	PUNCT
fsr-3824	348	1	journal	journal	PROPN
fsr-3824	348	2	of	of	ADP
fsr-3824	348	3	porrfolio	porrfolio	ADJ
fsr-3824	348	4	management	management	NOUN
fsr-3824	348	5	,	,	PUNCT
fsr-3824	348	6	20,9	20,9	NUM
fsr-3824	348	7	-	-	PUNCT
fsr-3824	348	8	l	l	NOUN
fsr-3824	348	9	8	8	NUM
fsr-3824	348	10	.	.	PUNCT
fsr-3824	349	1	hendricks	hendrick	NOUN
fsr-3824	349	2	,	,	PUNCT
fsr-3824	349	3	d.	d.	PROPN
fsr-3824	349	4	,	,	PUNCT
fsr-3824	349	5	patel	patel	PROPN
fsr-3824	349	6	,	,	PUNCT
fsr-3824	349	7	j.	j.	PROPN
fsr-3824	349	8	,	,	PUNCT
fsr-3824	349	9	&	&	CCONJ
fsr-3824	349	10	zeckhauser	zeckhauser	PROPN
fsr-3824	349	11	,	,	PUNCT
fsr-3824	349	12	r.	r.	PROPN
fsr-3824	349	13	(	(	PUNCT
fsr-3824	349	14	1993	1993	NUM
fsr-3824	349	15	)	)	PUNCT
fsr-3824	349	16	.	.	PUNCT
fsr-3824	350	1	hot	hot	ADJ
fsr-3824	350	2	hands	hand	NOUN
fsr-3824	350	3	in	in	ADP
fsr-3824	350	4	mutual	mutual	ADJ
fsr-3824	350	5	funds	fund	NOUN
fsr-3824	350	6	:	:	PUNCT
fsr-3824	350	7	short	short	ADJ
fsr-3824	350	8	-	-	PUNCT
fsr-3824	350	9	run	run	NOUN
fsr-3824	350	10	persistence	persistence	NOUN
fsr-3824	350	11	of	of	ADP
fsr-3824	350	12	relative	relative	ADJ
fsr-3824	350	13	performance	performance	NOUN
fsr-3824	350	14	,	,	PUNCT
fsr-3824	350	15	1974	1974	NUM
fsr-3824	350	16	-	-	SYM
fsr-3824	350	17	1988	1988	NUM
fsr-3824	350	18	.	.	PUNCT
fsr-3824	351	1	journal	journal	PROPN
fsr-3824	351	2	offinance	offinance	NOUN
fsr-3824	351	3	,	,	PUNCT
fsr-3824	351	4	48,93	48,93	NUM
fsr-3824	351	5	-	-	PUNCT
fsr-3824	351	6	130	130	NUM
fsr-3824	351	7	.	.	PUNCT
fsr-3824	352	1	hubbard	hubbard	PROPN
fsr-3824	352	2	,	,	PUNCT
fsr-3824	352	3	c.	c.	PROPN
fsr-3824	352	4	m.	m.	NOUN
fsr-3824	352	5	(	(	PUNCT
fsr-3824	352	6	1983	1983	NUM
fsr-3824	352	7	)	)	PUNCT
fsr-3824	352	8	.	.	PUNCT
fsr-3824	353	1	money	money	NOUN
fsr-3824	353	2	market	market	NOUN
fsr-3824	353	3	funds	fund	NOUN
fsr-3824	353	4	,	,	PUNCT
fsr-3824	353	5	money	money	NOUN
fsr-3824	353	6	supply	supply	NOUN
fsr-3824	353	7	,	,	PUNCT
fsr-3824	353	8	and	and	CCONJ
fsr-3824	353	9	monetary	monetary	ADJ
fsr-3824	353	10	control	control	NOUN
fsr-3824	353	11	:	:	PUNCT
fsr-3824	353	12	a	a	DET
fsr-3824	353	13	note	note	NOUN
fsr-3824	353	14	.	.	PUNCT
fsr-3824	354	1	journal	journal	PROPN
fsr-3824	354	2	offinance	offinance	NOUN
fsr-3824	354	3	,	,	PUNCT
fsr-3824	354	4	38	38	NUM
fsr-3824	354	5	,	,	PUNCT
fsr-3824	354	6	1305	1305	NUM
fsr-3824	354	7	-	-	SYM
fsr-3824	354	8	1310	1310	NUM
fsr-3824	354	9	.	.	PUNCT
fsr-3824	355	1	ibcldonoghue	ibcldonoghue	PROPN
fsr-3824	355	2	’s	’s	PART
fsr-3824	355	3	money	money	NOUN
fsr-3824	355	4	fund	fund	NOUN
fsr-3824	355	5	directory	directory	NOUN
fsr-3824	355	6	.	.	PUNCT
fsr-3824	356	1	(	(	PUNCT
fsr-3824	356	2	1990	1990	NUM
fsr-3824	356	3	)	)	PUNCT
fsr-3824	356	4	.	.	PUNCT
fsr-3824	357	1	ibudonoghue	ibudonoghue	PROPN
fsr-3824	357	2	’s	’s	PART
fsr-3824	357	3	money	money	NOUN
fsr-3824	357	4	fund	fund	NOUN
fsr-3824	357	5	directory	directory	NOUN
fsr-3824	357	6	.	.	PUNCT
fsr-3824	358	1	(	(	PUNCT
fsr-3824	358	2	1991	1991	NUM
fsr-3824	358	3	)	)	PUNCT
fsr-3824	358	4	.	.	PUNCT
fsr-3824	359	1	ibudonoghue	ibudonoghue	PROPN
fsr-3824	359	2	’s	’s	PART
fsr-3824	359	3	money	money	NOUN
fsr-3824	359	4	fund	fund	NOUN
fsr-3824	359	5	directory	directory	NOUN
fsr-3824	359	6	.	.	PUNCT
fsr-3824	360	1	(	(	PUNCT
fsr-3824	360	2	1992	1992	NUM
fsr-3824	360	3	)	)	PUNCT
fsr-3824	360	4	.	.	PUNCT
fsr-3824	361	1	ibudonoghue	ibudonoghue	PROPN
fsr-3824	361	2	’s	’s	PART
fsr-3824	361	3	money	money	NOUN
fsr-3824	361	4	fund	fund	NOUN
fsr-3824	361	5	directory	directory	NOUN
fsr-3824	361	6	.	.	PUNCT
fsr-3824	362	1	(	(	PUNCT
fsr-3824	362	2	1993	1993	NUM
fsr-3824	362	3	)	)	PUNCT
fsr-3824	362	4	.	.	PUNCT
fsr-3824	363	1	ibcldonoghue	ibcldonoghue	PROPN
fsr-3824	363	2	’s	’s	PART
fsr-3824	363	3	money	money	NOUN
fsr-3824	363	4	fund	fund	NOUN
fsr-3824	363	5	directory	directory	NOUN
fsr-3824	363	6	.	.	PUNCT
fsr-3824	364	1	(	(	PUNCT
fsr-3824	364	2	1994	1994	NUM
fsr-3824	364	3	)	)	PUNCT
fsr-3824	364	4	.	.	PUNCT
fsr-3824	365	1	ibudonoghue	ibudonoghue	PROPN
fsr-3824	365	2	’s	’s	PART
fsr-3824	365	3	money	money	NOUN
fsr-3824	365	4	fund	fund	NOUN
fsr-3824	365	5	directory	directory	NOUN
fsr-3824	365	6	.	.	PUNCT
fsr-3824	366	1	(	(	PUNCT
fsr-3824	366	2	1995	1995	NUM
fsr-3824	366	3	)	)	PUNCT
fsr-3824	366	4	.	.	PUNCT
fsr-3824	367	1	ibc	ibc	PROPN
fsr-3824	367	2	’s	’s	PART
fsr-3824	367	3	money	money	NOUN
fsr-3824	367	4	fund	fund	NOUN
fsr-3824	367	5	report	report	NOUN
fsr-3824	367	6	.	.	PUNCT
fsr-3824	368	1	(	(	PUNCT
fsr-3824	368	2	1995	1995	NUM
fsr-3824	368	3	,	,	PUNCT
fsr-3824	368	4	november	november	PROPN
fsr-3824	368	5	24	24	NUM
fsr-3824	368	6	)	)	PUNCT
fsr-3824	368	7	.	.	PUNCT
fsr-3824	369	1	jensen	jensen	PROPN
fsr-3824	369	2	,	,	PUNCT
fsr-3824	369	3	m.	m.	PROPN
fsr-3824	369	4	c.	c.	PROPN
fsr-3824	369	5	(	(	PUNCT
fsr-3824	369	6	1968	1968	NUM
fsr-3824	369	7	)	)	PUNCT
fsr-3824	369	8	.	.	PUNCT
fsr-3824	370	1	the	the	DET
fsr-3824	370	2	performance	performance	NOUN
fsr-3824	370	3	of	of	ADP
fsr-3824	370	4	mutual	mutual	ADJ
fsr-3824	370	5	funds	fund	NOUN
fsr-3824	370	6	in	in	ADP
fsr-3824	370	7	the	the	DET
fsr-3824	370	8	period	period	NOUN
fsr-3824	370	9	1945	1945	NUM
fsr-3824	370	10	-	-	SYM
fsr-3824	370	11	1964	1964	NUM
fsr-3824	370	12	.	.	PUNCT
fsr-3824	371	1	journal	journal	PROPN
fsr-3824	371	2	offinance	offinance	NOUN
fsr-3824	371	3	,	,	PUNCT
fsr-3824	371	4	50,549	50,549	NUM
fsr-3824	371	5	-	-	SYM
fsr-3824	371	6	57	57	NUM
fsr-3824	371	7	1	1	NUM
fsr-3824	371	8	.	.	PUNCT
fsr-3824	372	1	kane	kane	PROPN
fsr-3824	372	2	,	,	PUNCT
fsr-3824	372	3	a.	a.	PROPN
fsr-3824	372	4	,	,	PUNCT
fsr-3824	372	5	&	&	CCONJ
fsr-3824	372	6	marks	marks	PROPN
fsr-3824	372	7	,	,	PUNCT
fsr-3824	372	8	s.	s.	PROPN
fsr-3824	372	9	g.	g.	PROPN
fsr-3824	372	10	(	(	PUNCT
fsr-3824	372	11	1987	1987	NUM
fsr-3824	372	12	)	)	PUNCT
fsr-3824	372	13	.	.	PUNCT
fsr-3824	373	1	the	the	DET
fsr-3824	373	2	rocking	rock	VERB
fsr-3824	373	3	horse	horse	NOUN
fsr-3824	373	4	analyst	analyst	NOUN
fsr-3824	373	5	.	.	PUNCT
fsr-3824	374	1	journal	journal	PROPN
fsr-3824	374	2	ofportfolio	ofportfolio	PROPN
fsr-3824	374	3	management	management	NOUN
fsr-3824	374	4	,	,	PUNCT
fsr-3824	374	5	13	13	NUM
fsr-3824	374	6	,	,	PUNCT
fsr-3824	374	7	32	32	NUM
fsr-3824	374	8	-	-	SYM
fsr-3824	374	9	37	37	NUM
fsr-3824	374	10	.	.	PUNCT
fsr-3824	375	1	lyon	lyon	PROPN
fsr-3824	375	2	,	,	PUNCT
fsr-3824	375	3	a.	a.	PROPN
fsr-3824	375	4	b.	b.	PROPN
fsr-3824	375	5	(	(	PUNCT
fsr-3824	375	6	1984	1984	NUM
fsr-3824	375	7	)	)	PUNCT
fsr-3824	375	8	.	.	PUNCT
fsr-3824	376	1	money	money	NOUN
fsr-3824	376	2	market	market	NOUN
fsr-3824	376	3	funds	fund	NOUN
fsr-3824	376	4	and	and	CCONJ
fsr-3824	376	5	shareholder	shareholder	NOUN
fsr-3824	376	6	dilution	dilution	NOUN
fsr-3824	376	7	.	.	PUNCT
fsr-3824	377	1	journal	journal	PROPN
fsr-3824	377	2	of	of	ADP
fsr-3824	377	3	finance	finance	NOUN
fsr-3824	377	4	,	,	PUNCT
fsr-3824	377	5	39	39	NUM
fsr-3824	377	6	,	,	PUNCT
fsr-3824	377	7	101	101	NUM
fsr-3824	377	8	l	l	NOUN
fsr-3824	377	9	1020	1020	NUM
fsr-3824	377	10	.	.	PUNCT
fsr-3824	378	1	malkiel	malkiel	PROPN
fsr-3824	378	2	,	,	PUNCT
fsr-3824	378	3	b.	b.	PROPN
fsr-3824	378	4	g.	g.	PROPN
fsr-3824	378	5	(	(	PUNCT
fsr-3824	378	6	1995	1995	NUM
fsr-3824	378	7	)	)	PUNCT
fsr-3824	378	8	.	.	PUNCT
fsr-3824	379	1	returns	return	NOUN
fsr-3824	379	2	from	from	ADP
fsr-3824	379	3	investing	invest	VERB
fsr-3824	379	4	in	in	ADP
fsr-3824	379	5	equity	equity	NOUN
fsr-3824	379	6	mutual	mutual	ADJ
fsr-3824	379	7	funds	fund	NOUN
fsr-3824	379	8	1971	1971	NUM
fsr-3824	379	9	to	to	ADP
fsr-3824	379	10	1991	1991	NUM
fsr-3824	379	11	.	.	PUNCT
fsr-3824	380	1	journal	journal	NOUN
fsr-3824	380	2	of	of	ADP
fsr-3824	380	3	finance	finance	NOUN
fsr-3824	380	4	,	,	PUNCT
fsr-3824	380	5	50,549	50,549	NUM
fsr-3824	380	6	-	-	SYM
fsr-3824	380	7	57	57	NUM
fsr-3824	380	8	1	1	NUM
fsr-3824	380	9	.	.	PUNCT
fsr-3824	381	1	rosen	rosen	PROPN
fsr-3824	381	2	,	,	PUNCT
fsr-3824	381	3	k.	k.	PROPN
fsr-3824	381	4	t.	t.	PROPN
fsr-3824	381	5	,	,	PUNCT
fsr-3824	381	6	&	&	CCONJ
fsr-3824	381	7	katz	katz	PROPN
fsr-3824	381	8	,	,	PUNCT
fsr-3824	381	9	l.	l.	PROPN
fsr-3824	381	10	(	(	PUNCT
fsr-3824	381	11	1983	1983	NUM
fsr-3824	381	12	)	)	PUNCT
fsr-3824	381	13	.	.	PUNCT
fsr-3824	382	1	money	money	NOUN
fsr-3824	382	2	market	market	NOUN
fsr-3824	382	3	mutual	mutual	ADJ
fsr-3824	382	4	funds	fund	NOUN
fsr-3824	382	5	:	:	PUNCT
fsr-3824	382	6	an	an	DET
fsr-3824	382	7	experiment	experiment	NOUN
fsr-3824	382	8	in	in	ADP
fsr-3824	382	9	ad	ad	X
fsr-3824	382	10	hoc	hoc	X
fsr-3824	382	11	deregulation	deregulation	NOUN
fsr-3824	382	12	:	:	PUNCT
fsr-3824	382	13	a	a	DET
fsr-3824	382	14	note	note	NOUN
fsr-3824	382	15	.	.	PUNCT
fsr-3824	383	1	journal	journal	NOUN
fsr-3824	383	2	of	of	ADP
fsr-3824	383	3	finance	finance	NOUN
fsr-3824	383	4	,	,	PUNCT
fsr-3824	383	5	38	38	NUM
fsr-3824	383	6	,	,	PUNCT
fsr-3824	383	7	101	101	NUM
fsr-3824	383	8	l-1017	l-1017	PROPN
fsr-3824	383	9	.	.	PUNCT