id	sid	tid	token	lemma	pos
fsr-3830	1	1	pii	pii	PROPN
fsr-3830	1	2	:	:	PUNCT
fsr-3830	1	3	s1057	s1057	NOUN
fsr-3830	1	4	-	-	PUNCT
fsr-3830	1	5	0810(97)90017	0810(97)90017	NUM
fsr-3830	1	6	-	-	PUNCT
fsr-3830	1	7	2	2	NUM
fsr-3830	1	8	book	book	NOUN
fsr-3830	1	9	,	,	PUNCT
fsr-3830	1	10	software	software	NOUN
fsr-3830	1	11	and	and	CCONJ
fsr-3830	1	12	web	web	NOUN
fsr-3830	1	13	site	site	NOUN
fsr-3830	1	14	reviews	review	VERB
fsr-3830	1	15	223	223	NUM
fsr-3830	1	16	state	state	NOUN
fsr-3830	1	17	regulatory	regulatory	ADJ
fsr-3830	1	18	agencies	agency	NOUN
fsr-3830	1	19	that	that	PRON
fsr-3830	1	20	apply	apply	VERB
fsr-3830	1	21	to	to	ADP
fsr-3830	1	22	financial	financial	ADJ
fsr-3830	1	23	services	service	NOUN
fsr-3830	1	24	regulation	regulation	NOUN
fsr-3830	1	25	are	be	AUX
fsr-3830	1	26	also	also	ADV
fsr-3830	1	27	discussed	discuss	VERB
fsr-3830	1	28	.	.	PUNCT
fsr-3830	2	1	a	a	DET
fsr-3830	2	2	perceptive	perceptive	ADJ
fsr-3830	2	3	look	look	NOUN
fsr-3830	2	4	at	at	ADP
fsr-3830	2	5	the	the	DET
fsr-3830	2	6	changes	change	NOUN
fsr-3830	2	7	in	in	ADP
fsr-3830	2	8	the	the	DET
fsr-3830	2	9	u.s	u.s	PROPN
fsr-3830	2	10	.	.	PROPN
fsr-3830	2	11	financial	financial	ADJ
fsr-3830	2	12	markets	market	NOUN
fsr-3830	2	13	caused	cause	VERB
fsr-3830	2	14	by	by	ADP
fsr-3830	2	15	the	the	DET
fsr-3830	2	16	growth	growth	NOUN
fsr-3830	2	17	and	and	CCONJ
fsr-3830	2	18	expanded	expand	VERB
fsr-3830	2	19	role	role	NOUN
fsr-3830	2	20	of	of	ADP
fsr-3830	2	21	mutual	mutual	ADJ
fsr-3830	2	22	funds	fund	NOUN
fsr-3830	2	23	provides	provide	VERB
fsr-3830	2	24	stimulating	stimulating	ADJ
fsr-3830	2	25	insight	insight	NOUN
fsr-3830	2	26	.	.	PUNCT
fsr-3830	3	1	an	an	DET
fsr-3830	3	2	explanation	explanation	NOUN
fsr-3830	3	3	of	of	ADP
fsr-3830	3	4	functional	functional	ADJ
fsr-3830	3	5	regulation	regulation	NOUN
fsr-3830	3	6	,	,	PUNCT
fsr-3830	3	7	a	a	DET
fsr-3830	3	8	structure	structure	NOUN
fsr-3830	3	9	where	where	SCONJ
fsr-3830	3	10	financial	financial	ADJ
fsr-3830	3	11	activity	activity	NOUN
fsr-3830	3	12	is	be	AUX
fsr-3830	3	13	regulated	regulate	VERB
fsr-3830	3	14	by	by	ADP
fsr-3830	3	15	the	the	DET
fsr-3830	3	16	same	same	ADJ
fsr-3830	3	17	regulator	regulator	NOUN
fsr-3830	3	18	regardless	regardless	ADV
fsr-3830	3	19	of	of	ADP
fsr-3830	3	20	the	the	DET
fsr-3830	3	21	type	type	NOUN
fsr-3830	3	22	of	of	ADP
fsr-3830	3	23	financial	financial	ADJ
fsr-3830	3	24	institution	institution	NOUN
fsr-3830	3	25	conducting	conduct	VERB
fsr-3830	3	26	the	the	DET
fsr-3830	3	27	activity	activity	NOUN
fsr-3830	3	28	may	may	AUX
fsr-3830	3	29	serve	serve	VERB
fsr-3830	3	30	as	as	ADP
fsr-3830	3	31	a	a	DET
fsr-3830	3	32	preview	preview	NOUN
fsr-3830	3	33	of	of	ADP
fsr-3830	3	34	future	future	ADJ
fsr-3830	3	35	regulatory	regulatory	ADJ
fsr-3830	3	36	strategy	strategy	NOUN
fsr-3830	3	37	.	.	PUNCT
fsr-3830	4	1	part	part	NOUN
fsr-3830	4	2	viii	viii	PROPN
fsr-3830	4	3	’s	’s	PART
fsr-3830	4	4	discussion	discussion	NOUN
fsr-3830	4	5	is	be	AUX
fsr-3830	4	6	concluded	conclude	VERB
fsr-3830	4	7	by	by	ADP
fsr-3830	4	8	contrasting	contrast	VERB
fsr-3830	4	9	the	the	DET
fsr-3830	4	10	various	various	ADJ
fsr-3830	4	11	regula	regula	NOUN
fsr-3830	4	12	tory	tory	NOUN
fsr-3830	4	13	methods	method	NOUN
fsr-3830	4	14	used	use	VERB
fsr-3830	4	15	to	to	PART
fsr-3830	4	16	regulate	regulate	VERB
fsr-3830	4	17	risk	risk	NOUN
fsr-3830	4	18	in	in	ADP
fsr-3830	4	19	the	the	DET
fsr-3830	4	20	financial	financial	ADJ
fsr-3830	4	21	services	service	NOUN
fsr-3830	4	22	industry	industry	NOUN
fsr-3830	4	23	.	.	PUNCT
fsr-3830	5	1	wealth	wealth	NOUN
fsr-3830	5	2	management	management	NOUN
fsr-3830	5	3	.	.	PUNCT
fsr-3830	6	1	harold	harold	PROPN
fsr-3830	6	2	evensky	evensky	PROPN
fsr-3830	6	3	chicago	chicago	PROPN
fsr-3830	6	4	,	,	PUNCT
fsr-3830	6	5	il	il	PROPN
fsr-3830	6	6	:	:	PUNCT
fsr-3830	6	7	irwin	irwin	PROPN
fsr-3830	6	8	professional	professional	ADJ
fsr-3830	6	9	publishing	publishing	NOUN
fsr-3830	6	10	;	;	PUNCT
fsr-3830	6	11	1997	1997	NUM
fsr-3830	6	12	(	(	PUNCT
fsr-3830	6	13	isbn	isbn	PROPN
fsr-3830	6	14	o-7863	o-7863	PROPN
fsr-3830	6	15	-	-	PUNCT
fsr-3830	6	16	0478	0478	NUM
fsr-3830	6	17	-	-	SYM
fsr-3830	6	18	2	2	NUM
fsr-3830	6	19	)	)	PUNCT
fsr-3830	6	20	reviewed	review	VERB
fsr-3830	6	21	by	by	ADP
fsr-3830	6	22	:	:	PUNCT
fsr-3830	6	23	dale	dale	PROPN
fsr-3830	6	24	l.	l.	PROPN
fsr-3830	6	25	domian	domian	PROPN
fsr-3830	6	26	,	,	PUNCT
fsr-3830	6	27	associate	associate	ADJ
fsr-3830	6	28	professor	professor	NOUN
fsr-3830	6	29	of	of	ADP
fsr-3830	6	30	finance	finance	NOUN
fsr-3830	6	31	,	,	PUNCT
fsr-3830	6	32	memorial	memorial	ADJ
fsr-3830	6	33	university	university	NOUN
fsr-3830	6	34	of	of	ADP
fsr-3830	6	35	newfoundland	newfoundland	PROPN
fsr-3830	6	36	.	.	PUNCT
fsr-3830	7	1	harold	harold	PROPN
fsr-3830	7	2	evensky	evensky	PROPN
fsr-3830	7	3	’s	’s	PART
fsr-3830	7	4	wealth	wealth	NOUN
fsr-3830	7	5	management	management	NOUN
fsr-3830	7	6	provides	provide	VERB
fsr-3830	7	7	a	a	DET
fsr-3830	7	8	comprehensive	comprehensive	ADJ
fsr-3830	7	9	and	and	CCONJ
fsr-3830	7	10	informative	informative	ADJ
fsr-3830	7	11	guide	guide	NOUN
fsr-3830	7	12	to	to	ADP
fsr-3830	7	13	financial	financial	ADJ
fsr-3830	7	14	planning	planning	NOUN
fsr-3830	7	15	.	.	PUNCT
fsr-3830	8	1	as	as	SCONJ
fsr-3830	8	2	noted	note	VERB
fsr-3830	8	3	by	by	ADP
fsr-3830	8	4	pahl	pahl	PROPN
fsr-3830	8	5	(	(	PUNCT
fsr-3830	8	6	1996	1996	NUM
fsr-3830	8	7	)	)	PUNCT
fsr-3830	8	8	,	,	PUNCT
fsr-3830	8	9	there	there	PRON
fsr-3830	8	10	are	be	VERB
fsr-3830	8	11	several	several	ADJ
fsr-3830	8	12	key	key	ADJ
fsr-3830	8	13	steps	step	NOUN
fsr-3830	8	14	to	to	ADP
fsr-3830	8	15	the	the	DET
fsr-3830	8	16	financial	financial	ADJ
fsr-3830	8	17	planning	planning	NOUN
fsr-3830	8	18	process	process	NOUN
fsr-3830	8	19	,	,	PUNCT
fsr-3830	8	20	including	include	VERB
fsr-3830	8	21	gathering	gather	VERB
fsr-3830	8	22	data	datum	NOUN
fsr-3830	8	23	to	to	PART
fsr-3830	8	24	identify	identify	VERB
fsr-3830	8	25	the	the	DET
fsr-3830	8	26	client	client	NOUN
fsr-3830	8	27	’s	’s	PART
fsr-3830	8	28	objectives	objective	NOUN
fsr-3830	8	29	,	,	PUNCT
fsr-3830	8	30	developing	develop	VERB
fsr-3830	8	31	the	the	DET
fsr-3830	8	32	financial	financial	ADJ
fsr-3830	8	33	plan	plan	NOUN
fsr-3830	8	34	,	,	PUNCT
fsr-3830	8	35	and	and	CCONJ
fsr-3830	8	36	implementing	implement	VERB
fsr-3830	8	37	and	and	CCONJ
fsr-3830	8	38	monitoring	monitor	VERB
fsr-3830	8	39	the	the	DET
fsr-3830	8	40	results	result	NOUN
fsr-3830	8	41	.	.	PUNCT
fsr-3830	9	1	while	while	SCONJ
fsr-3830	9	2	some	some	DET
fsr-3830	9	3	planners	planner	NOUN
fsr-3830	9	4	may	may	AUX
fsr-3830	9	5	focus	focus	VERB
fsr-3830	9	6	on	on	ADP
fsr-3830	9	7	specific	specific	ADJ
fsr-3830	9	8	areas	area	NOUN
fsr-3830	9	9	such	such	ADJ
fsr-3830	9	10	as	as	ADP
fsr-3830	9	11	tax	tax	NOUN
fsr-3830	9	12	or	or	CCONJ
fsr-3830	9	13	estate	estate	NOUN
fsr-3830	9	14	planning	planning	NOUN
fsr-3830	9	15	,	,	PUNCT
fsr-3830	9	16	others	other	NOUN
fsr-3830	9	17	take	take	VERB
fsr-3830	9	18	a	a	DET
fsr-3830	9	19	broader	broad	ADJ
fsr-3830	9	20	perspective	perspective	NOUN
fsr-3830	9	21	to	to	PART
fsr-3830	9	22	include	include	VERB
fsr-3830	9	23	all	all	DET
fsr-3830	9	24	aspects	aspect	NOUN
fsr-3830	9	25	of	of	ADP
fsr-3830	9	26	their	their	PRON
fsr-3830	9	27	clients	client	NOUN
fsr-3830	9	28	’	’	PART
fsr-3830	9	29	financial	financial	ADJ
fsr-3830	9	30	lives	life	NOUN
fsr-3830	9	31	.	.	PUNCT
fsr-3830	10	1	wealth	wealth	NOUN
fsr-3830	10	2	management	management	NOUN
fsr-3830	10	3	is	be	AUX
fsr-3830	10	4	directed	direct	VERB
fsr-3830	10	5	toward	toward	ADP
fsr-3830	10	6	the	the	DET
fsr-3830	10	7	latter	latter	ADJ
fsr-3830	10	8	group	group	NOUN
fsr-3830	10	9	,	,	PUNCT
fsr-3830	10	10	presenting	present	VERB
fsr-3830	10	11	a	a	DET
fsr-3830	10	12	broad	broad	ADJ
fsr-3830	10	13	holistic	holistic	ADJ
fsr-3830	10	14	approach	approach	NOUN
fsr-3830	10	15	for	for	ADP
fsr-3830	10	16	practitioners	practitioner	NOUN
fsr-3830	10	17	who	who	PRON
fsr-3830	10	18	truly	truly	ADV
fsr-3830	10	19	are	be	AUX
fsr-3830	10	20	“	"	PUNCT
fsr-3830	10	21	wealth	wealth	NOUN
fsr-3830	10	22	managers	manager	NOUN
fsr-3830	10	23	.	.	PUNCT
fsr-3830	10	24	”	"	PUNCT
fsr-3830	11	1	an	an	DET
fsr-3830	11	2	underlying	underlie	VERB
fsr-3830	11	3	theme	theme	NOUN
fsr-3830	11	4	is	be	AUX
fsr-3830	11	5	that	that	SCONJ
fsr-3830	11	6	investment	investment	NOUN
fsr-3830	11	7	recommendations	recommendation	NOUN
fsr-3830	11	8	should	should	AUX
fsr-3830	11	9	be	be	AUX
fsr-3830	11	10	consistent	consistent	ADJ
fsr-3830	11	11	with	with	ADP
fsr-3830	11	12	results	result	NOUN
fsr-3830	11	13	from	from	ADP
fsr-3830	11	14	academic	academic	ADJ
fsr-3830	11	15	and	and	CCONJ
fsr-3830	11	16	professional	professional	ADJ
fsr-3830	11	17	research	research	NOUN
fsr-3830	11	18	.	.	PUNCT
fsr-3830	12	1	evensky	evensky	ADJ
fsr-3830	12	2	champions	champion	NOUN
fsr-3830	12	3	the	the	DET
fsr-3830	12	4	work	work	NOUN
fsr-3830	12	5	of	of	ADP
fsr-3830	12	6	brinson	brinson	PROPN
fsr-3830	12	7	,	,	PUNCT
fsr-3830	12	8	hood	hood	NOUN
fsr-3830	12	9	,	,	PUNCT
fsr-3830	12	10	and	and	CCONJ
fsr-3830	12	11	beebower	beebower	X
fsr-3830	12	12	(	(	PUNCT
fsr-3830	12	13	1986	1986	NUM
fsr-3830	12	14	)	)	PUNCT
fsr-3830	12	15	,	,	PUNCT
fsr-3830	12	16	who	who	PRON
fsr-3830	12	17	show	show	VERB
fsr-3830	12	18	that	that	SCONJ
fsr-3830	12	19	94	94	NUM
fsr-3830	12	20	percent	percent	NOUN
fsr-3830	12	21	of	of	ADP
fsr-3830	12	22	the	the	DET
fsr-3830	12	23	variation	variation	NOUN
fsr-3830	12	24	in	in	ADP
fsr-3830	12	25	portfolio	portfolio	NOUN
fsr-3830	12	26	returns	return	NOUN
fsr-3830	12	27	is	be	AUX
fsr-3830	12	28	attributable	attributable	ADJ
fsr-3830	12	29	to	to	ADP
fsr-3830	12	30	asset	asset	NOUN
fsr-3830	12	31	allocation	allocation	NOUN
fsr-3830	12	32	,	,	PUNCT
fsr-3830	12	33	with	with	ADP
fsr-3830	12	34	just	just	ADV
fsr-3830	12	35	4	4	NUM
fsr-3830	12	36	percent	percent	NOUN
fsr-3830	12	37	due	due	ADP
fsr-3830	12	38	to	to	ADP
fsr-3830	12	39	security	security	NOUN
fsr-3830	12	40	selection	selection	NOUN
fsr-3830	12	41	and	and	CCONJ
fsr-3830	12	42	only	only	ADV
fsr-3830	12	43	2	2	NUM
fsr-3830	12	44	percent	percent	NOUN
fsr-3830	12	45	from	from	ADP
fsr-3830	12	46	market	market	NOUN
fsr-3830	12	47	timing	timing	NOUN
fsr-3830	12	48	.	.	PUNCT
fsr-3830	13	1	the	the	DET
fsr-3830	13	2	book	book	NOUN
fsr-3830	13	3	also	also	ADV
fsr-3830	13	4	recommends	recommend	VERB
fsr-3830	13	5	that	that	SCONJ
fsr-3830	13	6	projections	projection	NOUN
fsr-3830	13	7	of	of	ADP
fsr-3830	13	8	real	real	ADJ
fsr-3830	13	9	returns	return	NOUN
fsr-3830	13	10	and	and	CCONJ
fsr-3830	13	11	risk	risk	NOUN
fsr-3830	13	12	premiums	premium	NOUN
fsr-3830	13	13	be	be	AUX
fsr-3830	13	14	based	base	VERB
fsr-3830	13	15	on	on	ADP
fsr-3830	13	16	historical	historical	ADJ
fsr-3830	13	17	data	datum	NOUN
fsr-3830	13	18	,	,	PUNCT
fsr-3830	13	19	such	such	ADJ
fsr-3830	13	20	as	as	ADP
fsr-3830	13	21	the	the	DET
fsr-3830	13	22	well	well	ADV
fsr-3830	13	23	-	-	PUNCT
fsr-3830	13	24	known	know	VERB
fsr-3830	13	25	ibbotson	ibbotson	PROPN
fsr-3830	13	26	series	series	PROPN
fsr-3830	13	27	.	.	PUNCT
fsr-3830	14	1	a	a	DET
fsr-3830	14	2	wealth	wealth	NOUN
fsr-3830	14	3	manager	manager	NOUN
fsr-3830	14	4	can	can	AUX
fsr-3830	14	5	then	then	ADV
fsr-3830	14	6	determine	determine	VERB
fsr-3830	14	7	an	an	DET
fsr-3830	14	8	asset	asset	NOUN
fsr-3830	14	9	allocation	allocation	NOUN
fsr-3830	14	10	which	which	PRON
fsr-3830	14	11	minimizes	minimize	VERB
fsr-3830	14	12	risk	risk	NOUN
fsr-3830	14	13	,	,	PUNCT
fsr-3830	14	14	while	while	SCONJ
fsr-3830	14	15	at	at	ADP
fsr-3830	14	16	the	the	DET
fsr-3830	14	17	same	same	ADJ
fsr-3830	14	18	time	time	NOUN
fsr-3830	14	19	providing	provide	VERB
fsr-3830	14	20	a	a	DET
fsr-3830	14	21	sufficiently	sufficiently	ADV
fsr-3830	14	22	high	high	ADJ
fsr-3830	14	23	expected	expect	VERB
fsr-3830	14	24	return	return	NOUN
fsr-3830	14	25	to	to	PART
fsr-3830	14	26	meet	meet	VERB
fsr-3830	14	27	the	the	DET
fsr-3830	14	28	client	client	NOUN
fsr-3830	14	29	’s	’s	PART
fsr-3830	14	30	needs	need	NOUN
fsr-3830	14	31	.	.	PUNCT
fsr-3830	15	1	the	the	DET
fsr-3830	15	2	book	book	NOUN
fsr-3830	15	3	is	be	AUX
fsr-3830	15	4	organized	organize	VERB
fsr-3830	15	5	in	in	ADP
fsr-3830	15	6	16	16	NUM
fsr-3830	15	7	chapters	chapter	NOUN
fsr-3830	15	8	which	which	PRON
fsr-3830	15	9	progress	progress	VERB
fsr-3830	15	10	through	through	ADP
fsr-3830	15	11	the	the	DET
fsr-3830	15	12	key	key	ADJ
fsr-3830	15	13	steps	step	NOUN
fsr-3830	15	14	of	of	ADP
fsr-3830	15	15	the	the	DET
fsr-3830	15	16	wealth	wealth	NOUN
fsr-3830	15	17	management	management	NOUN
fsr-3830	15	18	process	process	NOUN
fsr-3830	15	19	.	.	PUNCT
fsr-3830	16	1	the	the	DET
fsr-3830	16	2	first	first	ADJ
fsr-3830	16	3	five	five	NUM
fsr-3830	16	4	chapters	chapter	NOUN
fsr-3830	16	5	focus	focus	VERB
fsr-3830	16	6	on	on	ADP
fsr-3830	16	7	the	the	DET
fsr-3830	16	8	importance	importance	NOUN
fsr-3830	16	9	of	of	ADP
fsr-3830	16	10	a	a	DET
fsr-3830	16	11	two	two	NUM
fsr-3830	16	12	-	-	PUNCT
fsr-3830	16	13	way	way	NOUN
fsr-3830	16	14	exchange	exchange	NOUN
fsr-3830	16	15	of	of	ADP
fsr-3830	16	16	information	information	NOUN
fsr-3830	16	17	between	between	ADP
fsr-3830	16	18	wealth	wealth	NOUN
fsr-3830	16	19	managers	manager	NOUN
fsr-3830	16	20	and	and	CCONJ
fsr-3830	16	21	clients	client	NOUN
fsr-3830	16	22	.	.	PUNCT
fsr-3830	17	1	evensky	evensky	PROPN
fsr-3830	17	2	provides	provide	VERB
fsr-3830	17	3	his	his	PRON
fsr-3830	17	4	per	per	ADP
fsr-3830	17	5	sonal	sonal	ADJ
fsr-3830	17	6	insights	insight	NOUN
fsr-3830	17	7	on	on	ADP
fsr-3830	17	8	gathering	gather	VERB
fsr-3830	17	9	information	information	NOUN
fsr-3830	17	10	from	from	ADP
fsr-3830	17	11	clients	client	NOUN
fsr-3830	17	12	,	,	PUNCT
fsr-3830	17	13	and	and	CCONJ
fsr-3830	17	14	on	on	ADP
fsr-3830	17	15	explaining	explain	VERB
fsr-3830	17	16	important	important	ADJ
fsr-3830	17	17	finance	finance	NOUN
fsr-3830	17	18	principles	principle	NOUN
fsr-3830	17	19	so	so	SCONJ
fsr-3830	17	20	that	that	SCONJ
fsr-3830	17	21	clients	client	NOUN
fsr-3830	17	22	will	will	AUX
fsr-3830	17	23	have	have	VERB
fsr-3830	17	24	realistic	realistic	ADJ
fsr-3830	17	25	goals	goal	NOUN
fsr-3830	17	26	on	on	ADP
fsr-3830	17	27	what	what	PRON
fsr-3830	17	28	is	be	AUX
fsr-3830	17	29	obtainable	obtainable	ADJ
fsr-3830	17	30	.	.	PUNCT
fsr-3830	18	1	the	the	DET
fsr-3830	18	2	section	section	NOUN
fsr-3830	18	3	on	on	ADP
fsr-3830	18	4	taxes	taxis	NOUN
fsr-3830	18	5	includes	include	VERB
fsr-3830	18	6	a	a	DET
fsr-3830	18	7	discussion	discussion	NOUN
fsr-3830	18	8	of	of	ADP
fsr-3830	18	9	portfolio	portfolio	NOUN
fsr-3830	18	10	tax	tax	NOUN
fsr-3830	18	11	management	management	NOUN
fsr-3830	18	12	,	,	PUNCT
fsr-3830	18	13	refuting	refute	VERB
fsr-3830	18	14	claims	claim	NOUN
fsr-3830	18	15	that	that	SCONJ
fsr-3830	18	16	substantial	substantial	ADJ
fsr-3830	18	17	gains	gain	NOUN
fsr-3830	18	18	are	be	AUX
fsr-3830	18	19	available	available	ADJ
fsr-3830	18	20	from	from	ADP
fsr-3830	18	21	active	active	ADJ
fsr-3830	18	22	tax	tax	NOUN
fsr-3830	18	23	management	management	NOUN
fsr-3830	18	24	strategies	strategy	NOUN
fsr-3830	18	25	.	.	PUNCT
fsr-3830	19	1	chapters	chapter	NOUN
fsr-3830	19	2	6	6	NUM
fsr-3830	19	3	and	and	CCONJ
fsr-3830	19	4	7	7	NUM
fsr-3830	19	5	provide	provide	VERB
fsr-3830	19	6	a	a	DET
fsr-3830	19	7	concise	concise	ADJ
fsr-3830	19	8	overview	overview	NOUN
fsr-3830	19	9	of	of	ADP
fsr-3830	19	10	statistics	statistic	NOUN
fsr-3830	19	11	and	and	CCONJ
fsr-3830	19	12	portfolio	portfolio	NOUN
fsr-3830	19	13	theory	theory	NOUN
fsr-3830	19	14	.	.	PUNCT
fsr-3830	20	1	unfor	unfor	ADP
fsr-3830	20	2	tunately	tunately	ADV
fsr-3830	20	3	,	,	PUNCT
fsr-3830	20	4	several	several	ADJ
fsr-3830	20	5	formulas	formula	NOUN
fsr-3830	20	6	contain	contain	VERB
fsr-3830	20	7	errors	error	NOUN
fsr-3830	20	8	,	,	PUNCT
fsr-3830	20	9	and	and	CCONJ
fsr-3830	20	10	some	some	PRON
fsr-3830	20	11	of	of	ADP
fsr-3830	20	12	the	the	DET
fsr-3830	20	13	explanations	explanation	NOUN
fsr-3830	20	14	are	be	AUX
fsr-3830	20	15	imprecise	imprecise	ADV
fsr-3830	20	16	.	.	PUNCT
fsr-3830	21	1	readers	reader	NOUN
fsr-3830	21	2	without	without	ADP
fsr-3830	21	3	previous	previous	ADJ
fsr-3830	21	4	training	training	NOUN
fsr-3830	21	5	in	in	ADP
fsr-3830	21	6	investment	investment	NOUN
fsr-3830	21	7	mathematics	mathematic	NOUN
fsr-3830	21	8	could	could	AUX
fsr-3830	21	9	be	be	AUX
fsr-3830	21	10	better	well	ADV
fsr-3830	21	11	served	serve	VERB
fsr-3830	21	12	by	by	ADP
fsr-3830	21	13	the	the	DET
fsr-3830	21	14	more	more	ADV
fsr-3830	21	15	detailed	detailed	ADJ
fsr-3830	21	16	treatment	treatment	NOUN
fsr-3830	21	17	in	in	ADP
fsr-3830	21	18	most	most	ADJ
fsr-3830	21	19	investment	investment	NOUN
fsr-3830	21	20	textbooks	textbook	NOUN
fsr-3830	21	21	(	(	PUNCT
fsr-3830	21	22	e.g.	e.g.	ADV
fsr-3830	21	23	,	,	PUNCT
fsr-3830	21	24	sharpe	sharpe	PROPN
fsr-3830	21	25	,	,	PUNCT
fsr-3830	21	26	alexander	alexander	PROPN
fsr-3830	21	27	,	,	PUNCT
fsr-3830	21	28	and	and	CCONJ
fsr-3830	21	29	bailey	bailey	PROPN
fsr-3830	21	30	[	[	PUNCT
fsr-3830	21	31	19951	19951	NUM
fsr-3830	21	32	)	)	PUNCT
fsr-3830	21	33	.	.	PUNCT
fsr-3830	22	1	asset	asset	NOUN
fsr-3830	22	2	allocation	allocation	NOUN
fsr-3830	22	3	models	model	NOUN
fsr-3830	22	4	and	and	CCONJ
fsr-3830	22	5	the	the	DET
fsr-3830	22	6	development	development	NOUN
fsr-3830	22	7	of	of	ADP
fsr-3830	22	8	investment	investment	NOUN
fsr-3830	22	9	policies	policy	NOUN
fsr-3830	22	10	are	be	AUX
fsr-3830	22	11	considered	consider	VERB
fsr-3830	22	12	in	in	ADP
fsr-3830	22	13	chapters	chapter	NOUN
fsr-3830	22	14	8	8	NUM
fsr-3830	22	15	through	through	ADP
fsr-3830	22	16	10	10	NUM
fsr-3830	22	17	.	.	PUNCT
fsr-3830	23	1	the	the	DET
fsr-3830	23	2	use	use	NOUN
fsr-3830	23	3	of	of	ADP
fsr-3830	23	4	mathematical	mathematical	ADJ
fsr-3830	23	5	optimizers	optimizer	NOUN
fsr-3830	23	6	is	be	AUX
fsr-3830	23	7	recommended	recommend	VERB
fsr-3830	23	8	,	,	PUNCT
fsr-3830	23	9	with	with	ADP
fsr-3830	23	10	the	the	DET
fsr-3830	23	11	224	224	NUM
fsr-3830	23	12	financial	financial	ADJ
fsr-3830	23	13	services	service	NOUN
fsr-3830	23	14	review	review	VERB
fsr-3830	23	15	6(3	6(3	NUM
fsr-3830	23	16	)	)	PUNCT
fsr-3830	23	17	1998	1998	NUM
fsr-3830	23	18	wealth	wealth	NOUN
fsr-3830	23	19	manager	manager	NOUN
fsr-3830	23	20	providing	provide	VERB
fsr-3830	23	21	constraints	constraint	NOUN
fsr-3830	23	22	on	on	ADP
fsr-3830	23	23	minimum	minimum	ADJ
fsr-3830	23	24	and	and	CCONJ
fsr-3830	23	25	maximum	maximum	ADJ
fsr-3830	23	26	proportions	proportion	NOUN
fsr-3830	23	27	for	for	ADP
fsr-3830	23	28	each	each	DET
fsr-3830	23	29	asset	asset	NOUN
fsr-3830	23	30	class	class	NOUN
fsr-3830	23	31	.	.	PUNCT
fsr-3830	24	1	the	the	DET
fsr-3830	24	2	end	end	NOUN
fsr-3830	24	3	result	result	NOUN
fsr-3830	24	4	can	can	AUX
fsr-3830	24	5	be	be	AUX
fsr-3830	24	6	presented	present	VERB
fsr-3830	24	7	to	to	ADP
fsr-3830	24	8	the	the	DET
fsr-3830	24	9	client	client	NOUN
fsr-3830	24	10	as	as	ADP
fsr-3830	24	11	part	part	NOUN
fsr-3830	24	12	of	of	ADP
fsr-3830	24	13	a	a	DET
fsr-3830	24	14	detailed	detailed	ADJ
fsr-3830	24	15	written	write	VERB
fsr-3830	24	16	finan	finan	NOUN
fsr-3830	24	17	cial	cial	ADJ
fsr-3830	24	18	plan	plan	NOUN
fsr-3830	24	19	.	.	PUNCT
fsr-3830	25	1	wealth	wealth	NOUN
fsr-3830	25	2	managers	manager	NOUN
fsr-3830	25	3	typically	typically	ADV
fsr-3830	25	4	implement	implement	VERB
fsr-3830	25	5	their	their	PRON
fsr-3830	25	6	recommendations	recommendation	NOUN
fsr-3830	25	7	through	through	ADP
fsr-3830	25	8	mutual	mutual	ADJ
fsr-3830	25	9	fund	fund	NOUN
fsr-3830	25	10	investments	investment	NOUN
fsr-3830	25	11	.	.	PUNCT
fsr-3830	26	1	chapters	chapter	NOUN
fsr-3830	26	2	11	11	NUM
fsr-3830	26	3	through	through	ADP
fsr-3830	26	4	13	13	NUM
fsr-3830	26	5	discuss	discuss	NOUN
fsr-3830	26	6	selection	selection	NOUN
fsr-3830	26	7	and	and	CCONJ
fsr-3830	26	8	evaluation	evaluation	NOUN
fsr-3830	26	9	of	of	ADP
fsr-3830	26	10	funds	fund	NOUN
fsr-3830	26	11	and	and	CCONJ
fsr-3830	26	12	their	their	PRON
fsr-3830	26	13	managers	manager	NOUN
fsr-3830	26	14	.	.	PUNCT
fsr-3830	27	1	some	some	DET
fsr-3830	27	2	compelling	compelling	ADJ
fsr-3830	27	3	evidence	evidence	NOUN
fsr-3830	27	4	is	be	AUX
fsr-3830	27	5	presented	present	VERB
fsr-3830	27	6	for	for	ADP
fsr-3830	27	7	passive	passive	ADJ
fsr-3830	27	8	management	management	NOUN
fsr-3830	27	9	techniques	technique	NOUN
fsr-3830	27	10	such	such	ADJ
fsr-3830	27	11	as	as	ADP
fsr-3830	27	12	indexing	indexing	NOUN
fsr-3830	27	13	.	.	PUNCT
fsr-3830	28	1	however	however	ADV
fsr-3830	28	2	,	,	PUNCT
fsr-3830	28	3	evensky	evensky	ADJ
fsr-3830	28	4	observes	observe	VERB
fsr-3830	28	5	that	that	SCONJ
fsr-3830	28	6	there	there	PRON
fsr-3830	28	7	are	be	VERB
fsr-3830	28	8	pragmatic	pragmatic	ADJ
fsr-3830	28	9	reasons	reason	NOUN
fsr-3830	28	10	for	for	ADP
fsr-3830	28	11	includ	includ	NOUN
fsr-3830	28	12	ing	e	VERB
fsr-3830	28	13	some	some	DET
fsr-3830	28	14	actively	actively	ADV
fsr-3830	28	15	managed	manage	VERB
fsr-3830	28	16	funds	fund	NOUN
fsr-3830	28	17	.	.	PUNCT
fsr-3830	29	1	many	many	ADJ
fsr-3830	29	2	clients	client	NOUN
fsr-3830	29	3	receive	receive	VERB
fsr-3830	29	4	psychological	psychological	ADJ
fsr-3830	29	5	benefits	benefit	NOUN
fsr-3830	29	6	from	from	ADP
fsr-3830	29	7	attempting	attempt	VERB
fsr-3830	29	8	to	to	PART
fsr-3830	29	9	beat	beat	VERB
fsr-3830	29	10	the	the	DET
fsr-3830	29	11	market	market	NOUN
fsr-3830	29	12	,	,	PUNCT
fsr-3830	29	13	and	and	CCONJ
fsr-3830	29	14	may	may	AUX
fsr-3830	29	15	be	be	AUX
fsr-3830	29	16	unwilling	unwilling	ADJ
fsr-3830	29	17	to	to	PART
fsr-3830	29	18	pay	pay	VERB
fsr-3830	29	19	fees	fee	NOUN
fsr-3830	29	20	year	year	NOUN
fsr-3830	29	21	after	after	ADP
fsr-3830	29	22	year	year	NOUN
fsr-3830	29	23	to	to	ADP
fsr-3830	29	24	wealth	wealth	NOUN
fsr-3830	29	25	managers	manager	NOUN
fsr-3830	29	26	who	who	PRON
fsr-3830	29	27	construct	construct	VERB
fsr-3830	29	28	all	all	DET
fsr-3830	29	29	-	-	PUNCT
fsr-3830	29	30	passive	passive	ADJ
fsr-3830	29	31	portfolios	portfolio	NOUN
fsr-3830	29	32	.	.	PUNCT
fsr-3830	30	1	acquiescing	acquiesce	VERB
fsr-3830	30	2	to	to	ADP
fsr-3830	30	3	this	this	PRON
fsr-3830	30	4	could	could	AUX
fsr-3830	30	5	be	be	AUX
fsr-3830	30	6	a	a	DET
fsr-3830	30	7	bit	bit	NOUN
fsr-3830	30	8	unsettling	unsettling	ADJ
fsr-3830	30	9	to	to	ADP
fsr-3830	30	10	academics	academic	NOUN
fsr-3830	30	11	,	,	PUNCT
fsr-3830	30	12	but	but	CCONJ
fsr-3830	30	13	is	be	AUX
fsr-3830	30	14	probably	probably	ADV
fsr-3830	30	15	necessary	necessary	ADJ
fsr-3830	30	16	for	for	ADP
fsr-3830	30	17	practitioners	practitioner	NOUN
fsr-3830	30	18	working	work	VERB
fsr-3830	30	19	in	in	ADP
fsr-3830	30	20	the	the	DET
fsr-3830	30	21	real	real	ADJ
fsr-3830	30	22	world	world	NOUN
fsr-3830	30	23	.	.	PUNCT
fsr-3830	31	1	the	the	DET
fsr-3830	31	2	final	final	ADJ
fsr-3830	31	3	three	three	NUM
fsr-3830	31	4	chapters	chapter	NOUN
fsr-3830	31	5	of	of	ADP
fsr-3830	31	6	the	the	DET
fsr-3830	31	7	book	book	NOUN
fsr-3830	31	8	consider	consider	VERB
fsr-3830	31	9	special	special	ADJ
fsr-3830	31	10	topics	topic	NOUN
fsr-3830	31	11	.	.	PUNCT
fsr-3830	32	1	chapter	chapter	NOUN
fsr-3830	32	2	14	14	NUM
fsr-3830	32	3	uses	use	VERB
fsr-3830	32	4	examples	example	NOUN
fsr-3830	32	5	from	from	ADP
fsr-3830	32	6	evensky	evensky	ADJ
fsr-3830	32	7	’s	’s	PART
fsr-3830	32	8	own	own	ADJ
fsr-3830	32	9	firm	firm	NOUN
fsr-3830	32	10	to	to	PART
fsr-3830	32	11	illustrate	illustrate	VERB
fsr-3830	32	12	some	some	PRON
fsr-3830	32	13	of	of	ADP
fsr-3830	32	14	the	the	DET
fsr-3830	32	15	business	business	NOUN
fsr-3830	32	16	aspects	aspect	NOUN
fsr-3830	32	17	of	of	ADP
fsr-3830	32	18	running	run	VERB
fsr-3830	32	19	a	a	DET
fsr-3830	32	20	wealth	wealth	NOUN
fsr-3830	32	21	management	management	NOUN
fsr-3830	32	22	practice	practice	NOUN
fsr-3830	32	23	.	.	PUNCT
fsr-3830	33	1	this	this	PRON
fsr-3830	33	2	provides	provide	VERB
fsr-3830	33	3	many	many	ADJ
fsr-3830	33	4	useful	useful	ADJ
fsr-3830	33	5	ideas	idea	NOUN
fsr-3830	33	6	for	for	ADP
fsr-3830	33	7	planners	planner	NOUN
fsr-3830	33	8	at	at	ADP
fsr-3830	33	9	all	all	DET
fsr-3830	33	10	levels	level	NOUN
fsr-3830	33	11	of	of	ADP
fsr-3830	33	12	experi	experi	PROPN
fsr-3830	33	13	ence	ence	PROPN
fsr-3830	33	14	.	.	PUNCT
fsr-3830	34	1	chapter	chapter	NOUN
fsr-3830	34	2	15	15	NUM
fsr-3830	34	3	discusses	discuss	VERB
fsr-3830	34	4	fiduciary	fiduciary	ADJ
fsr-3830	34	5	investing	investing	NOUN
fsr-3830	34	6	in	in	ADP
fsr-3830	34	7	accordance	accordance	NOUN
fsr-3830	34	8	with	with	ADP
fsr-3830	34	9	the	the	DET
fsr-3830	34	10	employee	employee	NOUN
fsr-3830	34	11	retire	retire	VERB
fsr-3830	34	12	ment	ment	PROPN
fsr-3830	34	13	security	security	PROPN
fsr-3830	34	14	act	act	PROPN
fsr-3830	34	15	(	(	PUNCT
fsr-3830	34	16	erisa	erisa	NOUN
fsr-3830	34	17	)	)	PUNCT
fsr-3830	34	18	of	of	ADP
fsr-3830	34	19	1974	1974	NUM
fsr-3830	34	20	,	,	PUNCT
fsr-3830	34	21	the	the	DET
fsr-3830	34	22	restatement	restatement	NOUN
fsr-3830	34	23	of	of	ADP
fsr-3830	34	24	trusts	trust	NOUN
fsr-3830	34	25	third	third	ADV
fsr-3830	34	26	in	in	ADP
fsr-3830	34	27	1992	1992	NUM
fsr-3830	34	28	,	,	PUNCT
fsr-3830	34	29	and	and	CCONJ
fsr-3830	34	30	the	the	DET
fsr-3830	34	31	uniform	uniform	ADJ
fsr-3830	34	32	prudent	prudent	PROPN
fsr-3830	34	33	investor	investor	PROPN
fsr-3830	34	34	act	act	PROPN
fsr-3830	34	35	(	(	PUNCT
fsr-3830	34	36	upia	upia	PROPN
fsr-3830	34	37	)	)	PUNCT
fsr-3830	34	38	of	of	ADP
fsr-3830	34	39	1994	1994	NUM
fsr-3830	34	40	.	.	PUNCT
fsr-3830	35	1	readers	reader	NOUN
fsr-3830	35	2	unfamiliar	unfamiliar	ADJ
fsr-3830	35	3	with	with	ADP
fsr-3830	35	4	these	these	DET
fsr-3830	35	5	acts	act	NOUN
fsr-3830	35	6	will	will	AUX
fsr-3830	35	7	be	be	AUX
fsr-3830	35	8	pleasantly	pleasantly	ADV
fsr-3830	35	9	surprised	surprised	ADJ
fsr-3830	35	10	to	to	PART
fsr-3830	35	11	find	find	VERB
fsr-3830	35	12	that	that	PRON
fsr-3830	35	13	modem	modem	NOUN
fsr-3830	35	14	fiduciary	fiduciary	ADJ
fsr-3830	35	15	law	law	NOUN
fsr-3830	35	16	is	be	AUX
fsr-3830	35	17	firmly	firmly	ADV
fsr-3830	35	18	grounded	ground	VERB
fsr-3830	35	19	in	in	ADP
fsr-3830	35	20	investment	investment	NOUN
fsr-3830	35	21	the	the	DET
fsr-3830	35	22	ory	ory	NOUN
fsr-3830	35	23	.	.	PUNCT
fsr-3830	36	1	concluding	conclude	VERB
fsr-3830	36	2	remarks	remark	NOUN
fsr-3830	36	3	are	be	AUX
fsr-3830	36	4	made	make	VERB
fsr-3830	36	5	in	in	ADP
fsr-3830	36	6	chapter	chapter	NOUN
fsr-3830	36	7	16	16	NUM
fsr-3830	36	8	,	,	PUNCT
fsr-3830	36	9	again	again	ADV
fsr-3830	36	10	drawing	draw	VERB
fsr-3830	36	11	on	on	ADP
fsr-3830	36	12	the	the	DET
fsr-3830	36	13	author	author	NOUN
fsr-3830	36	14	’s	’s	PART
fsr-3830	36	15	experience	experience	NOUN
fsr-3830	36	16	to	to	PART
fsr-3830	36	17	present	present	VERB
fsr-3830	36	18	the	the	DET
fsr-3830	36	19	philosophy	philosophy	NOUN
fsr-3830	36	20	of	of	ADP
fsr-3830	36	21	his	his	PRON
fsr-3830	36	22	own	own	ADJ
fsr-3830	36	23	wealth	wealth	NOUN
fsr-3830	36	24	management	management	NOUN
fsr-3830	36	25	practice	practice	NOUN
fsr-3830	36	26	.	.	PUNCT
fsr-3830	37	1	wealth	wealth	NOUN
fsr-3830	37	2	management	management	NOUN
fsr-3830	37	3	is	be	AUX
fsr-3830	37	4	an	an	DET
fsr-3830	37	5	excellent	excellent	ADJ
fsr-3830	37	6	book	book	NOUN
fsr-3830	37	7	which	which	PRON
fsr-3830	37	8	can	can	AUX
fsr-3830	37	9	be	be	AUX
fsr-3830	37	10	enthusiastically	enthusiastically	ADV
fsr-3830	37	11	recommended	recommend	VERB
fsr-3830	37	12	to	to	ADP
fsr-3830	37	13	a	a	DET
fsr-3830	37	14	wide	wide	ADJ
fsr-3830	37	15	range	range	NOUN
fsr-3830	37	16	of	of	ADP
fsr-3830	37	17	readers	reader	NOUN
fsr-3830	37	18	.	.	PUNCT
fsr-3830	38	1	it	it	PRON
fsr-3830	38	2	provides	provide	VERB
fsr-3830	38	3	first	first	ADJ
fsr-3830	38	4	-	-	PUNCT
fsr-3830	38	5	rate	rate	NOUN
fsr-3830	38	6	investment	investment	NOUN
fsr-3830	38	7	advice	advice	NOUN
fsr-3830	38	8	for	for	ADP
fsr-3830	38	9	its	its	PRON
fsr-3830	38	10	intended	intended	ADJ
fsr-3830	38	11	audience	audience	NOUN
fsr-3830	38	12	of	of	ADP
fsr-3830	38	13	financial	financial	ADJ
fsr-3830	38	14	planners	planner	NOUN
fsr-3830	38	15	and	and	CCONJ
fsr-3830	38	16	other	other	ADJ
fsr-3830	38	17	practitioners	practitioner	NOUN
fsr-3830	38	18	involved	involve	VERB
fsr-3830	38	19	in	in	ADP
fsr-3830	38	20	managing	manage	VERB
fsr-3830	38	21	multiple	multiple	ADJ
fsr-3830	38	22	asset	asset	NOUN
fsr-3830	38	23	class	class	NOUN
fsr-3830	38	24	investments	investment	NOUN
fsr-3830	38	25	.	.	PUNCT
fsr-3830	39	1	in	in	ADP
fsr-3830	39	2	addition	addition	NOUN
fsr-3830	39	3	,	,	PUNCT
fsr-3830	39	4	the	the	DET
fsr-3830	39	5	book	book	NOUN
fsr-3830	39	6	is	be	AUX
fsr-3830	39	7	also	also	ADV
fsr-3830	39	8	very	very	ADV
fsr-3830	39	9	suitable	suitable	ADJ
fsr-3830	39	10	for	for	ADP
fsr-3830	39	11	the	the	DET
fsr-3830	39	12	academic	academic	ADJ
fsr-3830	39	13	readers	reader	NOUN
fsr-3830	39	14	of	of	ADP
fsr-3830	39	15	finan	finan	PROPN
fsr-3830	39	16	cial	cial	PROPN
fsr-3830	39	17	services	service	NOUN
fsr-3830	39	18	review	review	NOUN
fsr-3830	39	19	;	;	PUNCT
fsr-3830	39	20	most	most	ADV
fsr-3830	39	21	already	already	ADV
fsr-3830	39	22	know	know	VERB
fsr-3830	39	23	the	the	DET
fsr-3830	39	24	finance	finance	NOUN
fsr-3830	39	25	theories	theory	NOUN
fsr-3830	39	26	but	but	CCONJ
fsr-3830	39	27	may	may	AUX
fsr-3830	39	28	have	have	VERB
fsr-3830	39	29	little	little	ADJ
fsr-3830	39	30	experi	experi	ADJ
fsr-3830	39	31	ence	ence	NOUN
fsr-3830	39	32	at	at	ADP
fsr-3830	39	33	addressing	address	VERB
fsr-3830	39	34	the	the	DET
fsr-3830	39	35	concerns	concern	NOUN
fsr-3830	39	36	of	of	ADP
fsr-3830	39	37	financial	financial	ADJ
fsr-3830	39	38	planning	planning	NOUN
fsr-3830	39	39	clients	client	NOUN
fsr-3830	39	40	.	.	PUNCT
fsr-3830	40	1	the	the	DET
fsr-3830	40	2	practical	practical	ADJ
fsr-3830	40	3	knowledge	knowledge	NOUN
fsr-3830	40	4	from	from	ADP
fsr-3830	40	5	this	this	DET
fsr-3830	40	6	book	book	NOUN
fsr-3830	40	7	can	can	AUX
fsr-3830	40	8	give	give	VERB
fsr-3830	40	9	new	new	ADJ
fsr-3830	40	10	insights	insight	NOUN
fsr-3830	40	11	on	on	ADP
fsr-3830	40	12	directions	direction	NOUN
fsr-3830	40	13	for	for	ADP
fsr-3830	40	14	research	research	NOUN
fsr-3830	40	15	in	in	ADP
fsr-3830	40	16	personal	personal	ADJ
fsr-3830	40	17	financial	financial	ADJ
fsr-3830	40	18	man	man	NOUN
fsr-3830	40	19	agement	agement	NOUN
fsr-3830	40	20	.	.	PUNCT
fsr-3830	41	1	references	reference	NOUN
fsr-3830	41	2	brinson	brinson	PROPN
fsr-3830	41	3	,	,	PUNCT
fsr-3830	41	4	g.p	g.p	PROPN
fsr-3830	41	5	.	.	PROPN
fsr-3830	41	6	,	,	PUNCT
fsr-3830	41	7	hood	hood	PROPN
fsr-3830	41	8	,	,	PUNCT
fsr-3830	41	9	r.	r.	PROPN
fsr-3830	41	10	,	,	PUNCT
fsr-3830	41	11	&	&	CCONJ
fsr-3830	41	12	beebower	beebower	PROPN
fsr-3830	41	13	,	,	PUNCT
fsr-3830	41	14	g.l	g.l	PROPN
fsr-3830	41	15	.	.	PROPN
fsr-3830	41	16	(	(	PUNCT
fsr-3830	41	17	1986	1986	NUM
fsr-3830	41	18	)	)	PUNCT
fsr-3830	41	19	.	.	PUNCT
fsr-3830	42	1	determinants	determinant	NOUN
fsr-3830	42	2	of	of	ADP
fsr-3830	42	3	portfolio	portfolio	NOUN
fsr-3830	42	4	performance	performance	NOUN
fsr-3830	42	5	.	.	PUNCT
fsr-3830	43	1	finan	finan	PROPN
fsr-3830	43	2	cial	cial	ADJ
fsr-3830	43	3	analysts	analyst	NOUN
fsr-3830	43	4	journal	journal	NOUN
fsr-3830	43	5	,	,	PUNCT
fsr-3830	43	6	42	42	NUM
fsr-3830	43	7	,	,	PUNCT
fsr-3830	43	8	39	39	NUM
fsr-3830	43	9	-	-	SYM
fsr-3830	43	10	44	44	NUM
fsr-3830	43	11	.	.	PUNCT
fsr-3830	44	1	pahl	pahl	PROPN
fsr-3830	44	2	,	,	PUNCT
fsr-3830	44	3	d.	d.	PROPN
fsr-3830	44	4	(	(	PUNCT
fsr-3830	44	5	1996	1996	NUM
fsr-3830	44	6	)	)	PUNCT
fsr-3830	44	7	.	.	PUNCT
fsr-3830	45	1	an	an	DET
fsr-3830	45	2	emerging	emerge	VERB
fsr-3830	45	3	partnership	partnership	NOUN
fsr-3830	45	4	:	:	PUNCT
fsr-3830	45	5	afs	afs	NOUN
fsr-3830	45	6	and	and	CCONJ
fsr-3830	45	7	the	the	DET
fsr-3830	45	8	cfp	cfp	PROPN
fsr-3830	45	9	board	board	PROPN
fsr-3830	45	10	.	.	PUNCT
fsr-3830	46	1	financial	financial	ADJ
fsr-3830	46	2	services	services	PROPN
fsr-3830	46	3	review	review	PROPN
fsr-3830	46	4	,	,	PUNCT
fsr-3830	46	5	5	5	NUM
fsr-3830	46	6	,	,	PUNCT
fsr-3830	46	7	71	71	NUM
fsr-3830	46	8	-	-	SYM
fsr-3830	46	9	21	21	NUM
fsr-3830	46	10	.	.	PUNCT
fsr-3830	47	1	sharpe	sharpe	PROPN
fsr-3830	47	2	,	,	PUNCT
fsr-3830	47	3	w.f	w.f	PROPN
fsr-3830	47	4	.	.	PROPN
fsr-3830	47	5	,	,	PUNCT
fsr-3830	47	6	alexander	alexander	PROPN
fsr-3830	47	7	,	,	PUNCT
fsr-3830	47	8	g.j	g.j	PROPN
fsr-3830	47	9	.	.	PROPN
fsr-3830	47	10	,	,	PUNCT
fsr-3830	47	11	&	&	CCONJ
fsr-3830	47	12	bailey	bailey	PROPN
fsr-3830	47	13	,	,	PUNCT
fsr-3830	47	14	j.v	j.v	PROPN
fsr-3830	47	15	.	.	PUNCT
fsr-3830	47	16	(	(	PUNCT
fsr-3830	47	17	1995	1995	NUM
fsr-3830	47	18	)	)	PUNCT
fsr-3830	47	19	.	.	PUNCT
fsr-3830	48	1	investments	investment	NOUN
fsr-3830	48	2	,	,	PUNCT
fsr-3830	48	3	5th	5th	ADJ
fsr-3830	48	4	edition	edition	NOUN
fsr-3830	48	5	.	.	PUNCT
fsr-3830	49	1	englewood	englewood	PROPN
fsr-3830	49	2	cliffs	cliffs	PROPN
fsr-3830	49	3	,	,	PUNCT
fsr-3830	49	4	nj	nj	PROPN
fsr-3830	49	5	:	:	PUNCT
fsr-3830	49	6	prentice	prentice	NOUN
fsr-3830	49	7	-	-	PUNCT
fsr-3830	49	8	hall	hall	NOUN
fsr-3830	49	9	.	.	PUNCT