id	sid	tid	token	lemma	pos
fsr-3838	1	1	pii	pii	PROPN
fsr-3838	1	2	:	:	PUNCT
fsr-3838	1	3	s1057	s1057	NOUN
fsr-3838	1	4	-	-	PUNCT
fsr-3838	1	5	0810(97)90007	0810(97)90007	NOUN
fsr-3838	1	6	-	-	PUNCT
fsr-3838	1	7	x	x	ADJ
fsr-3838	1	8	financial	financial	ADJ
fsr-3838	1	9	services	service	NOUN
fsr-3838	1	10	review	review	NOUN
fsr-3838	1	11	,	,	PUNCT
fsr-3838	1	12	6(4	6(4	NUM
fsr-3838	1	13	):	):	PUNCT
fsr-3838	1	14	295	295	NUM
fsr-3838	1	15	-	-	SYM
fsr-3838	1	16	296	296	NUM
fsr-3838	1	17	copyright	copyright	NOUN
fsr-3838	1	18	0	0	NUM
fsr-3838	1	19	1997	1997	NUM
fsr-3838	1	20	by	by	ADP
fsr-3838	1	21	jai	jai	PROPN
fsr-3838	1	22	press	press	PROPN
fsr-3838	1	23	inc	inc	PROPN
fsr-3838	1	24	.	.	PROPN
fsr-3838	1	25	issn	issn	PROPN
fsr-3838	1	26	:	:	PUNCT
fsr-3838	1	27	1057	1057	NUM
fsr-3838	1	28	-	-	SYM
fsr-3838	1	29	0810	0810	NUM
fsr-3838	1	30	al1	al1	PROPN
fsr-3838	1	31	rights	right	NOUN
fsr-3838	1	32	of	of	ADP
fsr-3838	1	33	reproduction	reproduction	NOUN
fsr-3838	1	34	in	in	ADP
fsr-3838	1	35	any	any	DET
fsr-3838	1	36	form	form	NOUN
fsr-3838	1	37	reserved	reserve	VERB
fsr-3838	1	38	.	.	PUNCT
fsr-3838	2	1	book	book	NOUN
fsr-3838	2	2	,	,	PUNCT
fsr-3838	2	3	software	software	NOUN
fsr-3838	2	4	,	,	PUNCT
fsr-3838	2	5	and	and	CCONJ
fsr-3838	2	6	web	web	NOUN
fsr-3838	2	7	site	site	NOUN
fsr-3838	2	8	reviews	review	VERB
fsr-3838	2	9	risk	risk	NOUN
fsr-3838	2	10	management	management	NOUN
fsr-3838	2	11	and	and	CCONJ
fsr-3838	2	12	insurance	insurance	NOUN
fsr-3838	2	13	(	(	PUNCT
fsr-3838	2	14	7th	7th	ADJ
fsr-3838	2	15	edition	edition	NOUN
fsr-3838	2	16	)	)	PUNCT
fsr-3838	2	17	s.	s.	PROPN
fsr-3838	2	18	travis	travis	PROPN
fsr-3838	2	19	pritchett	pritchett	PROPN
fsr-3838	2	20	,	,	PUNCT
fsr-3838	2	21	joan	joan	PROPN
fsr-3838	2	22	t.	t.	PROPN
fsr-3838	2	23	schmit	schmit	PROPN
fsr-3838	2	24	,	,	PUNCT
fsr-3838	2	25	helen	helen	PROPN
fsr-3838	2	26	i.	i.	PROPN
fsr-3838	2	27	doerpinghaus	doerpinghaus	PROPN
fsr-3838	2	28	,	,	PUNCT
fsr-3838	2	29	and	and	CCONJ
fsr-3838	2	30	james	james	PROPN
fsr-3838	2	31	l.	l.	PROPN
fsr-3838	2	32	athearn	athearn	PROPN
fsr-3838	2	33	st	st	PROPN
fsr-3838	2	34	.	.	PROPN
fsr-3838	2	35	paul	paul	PROPN
fsr-3838	2	36	,	,	PUNCT
fsr-3838	2	37	mn	mn	PROPN
fsr-3838	2	38	:	:	PUNCT
fsr-3838	2	39	west	west	PROPN
fsr-3838	2	40	publishing	publishing	PROPN
fsr-3838	2	41	company	company	NOUN
fsr-3838	2	42	;	;	PUNCT
fsr-3838	2	43	1996	1996	NUM
fsr-3838	2	44	(	(	PUNCT
fsr-3838	2	45	isbn	isbn	PROPN
fsr-3838	2	46	o-3	o-3	NOUN
fsr-3838	2	47	14	14	NUM
fsr-3838	2	48	-	-	PUNCT
fsr-3838	2	49	06427	06427	NUM
fsr-3838	2	50	-	-	SYM
fsr-3838	2	51	3	3	NUM
fsr-3838	2	52	)	)	PUNCT
fsr-3838	2	53	reviewed	review	VERB
fsr-3838	2	54	by	by	ADP
fsr-3838	2	55	:	:	PUNCT
fsr-3838	2	56	ryan	ryan	PROPN
fsr-3838	2	57	b.	b.	PROPN
fsr-3838	2	58	lee	lee	PROPN
fsr-3838	2	59	and	and	CCONJ
fsr-3838	2	60	j.	j.	PROPN
fsr-3838	2	61	tim	tim	PROPN
fsr-3838	2	62	query	query	PROPN
fsr-3838	2	63	,	,	PUNCT
fsr-3838	2	64	department	department	NOUN
fsr-3838	2	65	of	of	ADP
fsr-3838	2	66	risk	risk	NOUN
fsr-3838	2	67	management	management	NOUN
fsr-3838	2	68	&	&	CCONJ
fsr-3838	2	69	insur	insur	PROPN
fsr-3838	2	70	ance	ance	PROPN
fsr-3838	2	71	,	,	PUNCT
fsr-3838	2	72	university	university	PROPN
fsr-3838	2	73	of	of	ADP
fsr-3838	2	74	georgia	georgia	PROPN
fsr-3838	2	75	there	there	PRON
fsr-3838	2	76	are	be	VERB
fsr-3838	2	77	a	a	DET
fsr-3838	2	78	number	number	NOUN
fsr-3838	2	79	of	of	ADP
fsr-3838	2	80	principles	principle	NOUN
fsr-3838	2	81	textbooks	textbook	NOUN
fsr-3838	2	82	on	on	ADP
fsr-3838	2	83	the	the	DET
fsr-3838	2	84	market	market	NOUN
fsr-3838	2	85	,	,	PUNCT
fsr-3838	2	86	each	each	PRON
fsr-3838	2	87	with	with	ADP
fsr-3838	2	88	its	its	PRON
fsr-3838	2	89	own	own	ADJ
fsr-3838	2	90	style	style	NOUN
fsr-3838	2	91	of	of	ADP
fsr-3838	2	92	pre	pre	ADJ
fsr-3838	2	93	sentation	sentation	NOUN
fsr-3838	2	94	.	.	PUNCT
fsr-3838	3	1	risk	risk	NOUN
fsr-3838	3	2	management	management	NOUN
fsr-3838	3	3	and	and	CCONJ
fsr-3838	3	4	insurance	insurance	NOUN
fsr-3838	3	5	by	by	ADP
fsr-3838	3	6	pritchett	pritchett	PROPN
fsr-3838	3	7	et	et	PROPN
fsr-3838	3	8	.	.	PUNCT
fsr-3838	4	1	al	al	PROPN
fsr-3838	4	2	.	.	PROPN
fsr-3838	4	3	is	be	AUX
fsr-3838	4	4	a	a	DET
fsr-3838	4	5	textbook	textbook	NOUN
fsr-3838	4	6	whose	whose	DET
fsr-3838	4	7	principal	principal	ADJ
fsr-3838	4	8	readership	readership	NOUN
fsr-3838	4	9	is	be	AUX
fsr-3838	4	10	students	student	NOUN
fsr-3838	4	11	enrolled	enrol	VERB
fsr-3838	4	12	in	in	ADP
fsr-3838	4	13	a	a	DET
fsr-3838	4	14	principles	principle	NOUN
fsr-3838	4	15	of	of	ADP
fsr-3838	4	16	risk	risk	NOUN
fsr-3838	4	17	management	management	NOUN
fsr-3838	4	18	and	and	CCONJ
fsr-3838	4	19	insurance	insurance	NOUN
fsr-3838	4	20	course	course	NOUN
fsr-3838	4	21	.	.	PUNCT
fsr-3838	5	1	as	as	SCONJ
fsr-3838	5	2	the	the	DET
fsr-3838	5	3	authors	author	NOUN
fsr-3838	5	4	point	point	VERB
fsr-3838	5	5	out	out	ADP
fsr-3838	5	6	,	,	PUNCT
fsr-3838	5	7	this	this	DET
fsr-3838	5	8	book	book	NOUN
fsr-3838	5	9	is	be	AUX
fsr-3838	5	10	operational	operational	ADJ
fsr-3838	5	11	,	,	PUNCT
fsr-3838	5	12	and	and	CCONJ
fsr-3838	5	13	thus	thus	ADV
fsr-3838	5	14	is	be	AUX
fsr-3838	5	15	also	also	ADV
fsr-3838	5	16	concerned	concerned	ADJ
fsr-3838	5	17	with	with	ADP
fsr-3838	5	18	what	what	PRON
fsr-3838	5	19	the	the	DET
fsr-3838	5	20	non	non	ADJ
fsr-3838	5	21	-	-	ADJ
fsr-3838	5	22	student	student	ADJ
fsr-3838	5	23	user	user	NOUN
fsr-3838	5	24	needs	need	VERB
fsr-3838	5	25	to	to	PART
fsr-3838	5	26	know	know	VERB
fsr-3838	5	27	and	and	CCONJ
fsr-3838	5	28	what	what	PRON
fsr-3838	5	29	they	they	PRON
fsr-3838	5	30	need	need	VERB
fsr-3838	5	31	to	to	PART
fsr-3838	5	32	do	do	VERB
fsr-3838	5	33	.	.	PUNCT
fsr-3838	6	1	as	as	ADP
fsr-3838	6	2	a	a	DET
fsr-3838	6	3	principles	principle	NOUN
fsr-3838	6	4	textbook	textbook	NOUN
fsr-3838	6	5	,	,	PUNCT
fsr-3838	6	6	it	it	PRON
fsr-3838	6	7	cov	cov	VERB
fsr-3838	6	8	ers	er	VERB
fsr-3838	6	9	a	a	DET
fsr-3838	6	10	wide	wide	ADJ
fsr-3838	6	11	myriad	myriad	NOUN
fsr-3838	6	12	of	of	ADP
fsr-3838	6	13	topics	topic	NOUN
fsr-3838	6	14	related	relate	VERB
fsr-3838	6	15	to	to	PART
fsr-3838	6	16	risk	risk	NOUN
fsr-3838	6	17	management	management	NOUN
fsr-3838	6	18	and	and	CCONJ
fsr-3838	6	19	insurance	insurance	NOUN
fsr-3838	6	20	,	,	PUNCT
fsr-3838	6	21	while	while	SCONJ
fsr-3838	6	22	at	at	ADP
fsr-3838	6	23	the	the	DET
fsr-3838	6	24	same	same	ADJ
fsr-3838	6	25	time	time	NOUN
fsr-3838	6	26	providing	provide	VERB
fsr-3838	6	27	depth	depth	NOUN
fsr-3838	6	28	in	in	ADP
fsr-3838	6	29	an	an	DET
fsr-3838	6	30	effective	effective	ADJ
fsr-3838	6	31	manner	manner	NOUN
fsr-3838	6	32	.	.	PUNCT
fsr-3838	7	1	the	the	DET
fsr-3838	7	2	text	text	NOUN
fsr-3838	7	3	is	be	AUX
fsr-3838	7	4	arranged	arrange	VERB
fsr-3838	7	5	in	in	ADP
fsr-3838	7	6	five	five	NUM
fsr-3838	7	7	parts	part	NOUN
fsr-3838	7	8	with	with	ADP
fsr-3838	7	9	26	26	NUM
fsr-3838	7	10	chapters	chapter	NOUN
fsr-3838	7	11	,	,	PUNCT
fsr-3838	7	12	and	and	CCONJ
fsr-3838	7	13	seven	seven	NUM
fsr-3838	7	14	appendices	appendix	NOUN
fsr-3838	7	15	.	.	PUNCT
fsr-3838	8	1	consumer	consumer	NOUN
fsr-3838	8	2	applications	application	NOUN
fsr-3838	8	3	at	at	ADP
fsr-3838	8	4	the	the	DET
fsr-3838	8	5	end	end	NOUN
fsr-3838	8	6	of	of	ADP
fsr-3838	8	7	each	each	DET
fsr-3838	8	8	chapter	chapter	NOUN
fsr-3838	8	9	provide	provide	VERB
fsr-3838	8	10	real	real	ADJ
fsr-3838	8	11	-	-	PUNCT
fsr-3838	8	12	world	world	NOUN
fsr-3838	8	13	applications	application	NOUN
fsr-3838	8	14	of	of	ADP
fsr-3838	8	15	the	the	DET
fsr-3838	8	16	material	material	NOUN
fsr-3838	8	17	just	just	ADV
fsr-3838	8	18	covered	cover	VERB
fsr-3838	8	19	.	.	PUNCT
fsr-3838	9	1	a	a	DET
fsr-3838	9	2	number	number	NOUN
fsr-3838	9	3	of	of	ADP
fsr-3838	9	4	these	these	DET
fsr-3838	9	5	applications	application	NOUN
fsr-3838	9	6	are	be	AUX
fsr-3838	9	7	designed	design	VERB
fsr-3838	9	8	to	to	PART
fsr-3838	9	9	capture	capture	VERB
fsr-3838	9	10	the	the	DET
fsr-3838	9	11	interest	interest	NOUN
fsr-3838	9	12	of	of	ADP
fsr-3838	9	13	students	student	NOUN
fsr-3838	9	14	by	by	ADP
fsr-3838	9	15	using	use	VERB
fsr-3838	9	16	examples	example	NOUN
fsr-3838	9	17	they	they	PRON
fsr-3838	9	18	can	can	AUX
fsr-3838	9	19	relate	relate	VERB
fsr-3838	9	20	to	to	ADP
fsr-3838	9	21	now	now	ADV
fsr-3838	9	22	.	.	PUNCT
fsr-3838	10	1	further	far	ADV
fsr-3838	10	2	,	,	PUNCT
fsr-3838	10	3	these	these	DET
fsr-3838	10	4	applications	application	NOUN
fsr-3838	10	5	will	will	AUX
fsr-3838	10	6	be	be	AUX
fsr-3838	10	7	useful	useful	ADJ
fsr-3838	10	8	to	to	ADP
fsr-3838	10	9	all	all	DET
fsr-3838	10	10	stu	stu	PROPN
fsr-3838	10	11	dents	dent	VERB
fsr-3838	10	12	whether	whether	SCONJ
fsr-3838	10	13	or	or	CCONJ
fsr-3838	10	14	not	not	PART
fsr-3838	10	15	they	they	PRON
fsr-3838	10	16	pursue	pursue	VERB
fsr-3838	10	17	employment	employment	NOUN
fsr-3838	10	18	in	in	ADP
fsr-3838	10	19	the	the	DET
fsr-3838	10	20	risk	risk	NOUN
fsr-3838	10	21	management	management	NOUN
fsr-3838	10	22	industry	industry	NOUN
fsr-3838	10	23	.	.	PUNCT
fsr-3838	11	1	some	some	DET
fsr-3838	11	2	changes	change	NOUN
fsr-3838	11	3	made	make	VERB
fsr-3838	11	4	to	to	ADP
fsr-3838	11	5	the	the	DET
fsr-3838	11	6	7th	7th	ADJ
fsr-3838	11	7	edition	edition	NOUN
fsr-3838	11	8	include	include	VERB
fsr-3838	11	9	an	an	DET
fsr-3838	11	10	ethical	ethical	ADJ
fsr-3838	11	11	dilemmas	dilemmas	NOUN
fsr-3838	11	12	case	case	NOUN
fsr-3838	11	13	or	or	CCONJ
fsr-3838	11	14	question	question	NOUN
fsr-3838	11	15	relating	relate	VERB
fsr-3838	11	16	to	to	ADP
fsr-3838	11	17	the	the	DET
fsr-3838	11	18	chapter	chapter	NOUN
fsr-3838	11	19	material	material	NOUN
fsr-3838	11	20	.	.	PUNCT
fsr-3838	12	1	the	the	DET
fsr-3838	12	2	conflicts	conflict	NOUN
fsr-3838	12	3	raised	raise	VERB
fsr-3838	12	4	between	between	ADP
fsr-3838	12	5	competing	compete	VERB
fsr-3838	12	6	interests	interest	NOUN
fsr-3838	12	7	are	be	AUX
fsr-3838	12	8	designed	design	VERB
fsr-3838	12	9	to	to	PART
fsr-3838	12	10	stimulate	stimulate	VERB
fsr-3838	12	11	discussion	discussion	NOUN
fsr-3838	12	12	of	of	ADP
fsr-3838	12	13	complex	complex	ADJ
fsr-3838	12	14	situations	situation	NOUN
fsr-3838	12	15	that	that	PRON
fsr-3838	12	16	do	do	AUX
fsr-3838	12	17	not	not	PART
fsr-3838	12	18	have	have	VERB
fsr-3838	12	19	exact	exact	ADJ
fsr-3838	12	20	answers	answer	NOUN
fsr-3838	12	21	.	.	PUNCT
fsr-3838	13	1	expanded	expand	VERB
fsr-3838	13	2	coverage	coverage	NOUN
fsr-3838	13	3	of	of	ADP
fsr-3838	13	4	business	business	NOUN
fsr-3838	13	5	risk	risk	NOUN
fsr-3838	13	6	and	and	CCONJ
fsr-3838	13	7	insurance	insurance	NOUN
fsr-3838	13	8	,	,	PUNCT
fsr-3838	13	9	personal	personal	ADJ
fsr-3838	13	10	risks	risk	NOUN
fsr-3838	13	11	,	,	PUNCT
fsr-3838	13	12	employee	employee	NOUN
fsr-3838	13	13	benefits	benefit	NOUN
fsr-3838	13	14	,	,	PUNCT
fsr-3838	13	15	and	and	CCONJ
fsr-3838	13	16	general	general	ADJ
fsr-3838	13	17	liability	liability	NOUN
fsr-3838	13	18	has	have	AUX
fsr-3838	13	19	been	be	AUX
fsr-3838	13	20	added	add	VERB
fsr-3838	13	21	to	to	ADP
fsr-3838	13	22	this	this	DET
fsr-3838	13	23	edition	edition	NOUN
fsr-3838	13	24	as	as	ADV
fsr-3838	13	25	well	well	ADV
fsr-3838	13	26	.	.	PUNCT
fsr-3838	14	1	electronic	electronic	ADJ
fsr-3838	14	2	spreadsheets	spreadsheet	NOUN
fsr-3838	14	3	are	be	AUX
fsr-3838	14	4	used	use	VERB
fsr-3838	14	5	in	in	ADP
fsr-3838	14	6	several	several	ADJ
fsr-3838	14	7	places	place	NOUN
fsr-3838	14	8	to	to	PART
fsr-3838	14	9	illustrate	illustrate	VERB
fsr-3838	14	10	material	material	NOUN
fsr-3838	14	11	.	.	PUNCT
fsr-3838	15	1	part	part	NOUN
fsr-3838	15	2	i	i	PRON
fsr-3838	15	3	is	be	AUX
fsr-3838	15	4	titled	title	VERB
fsr-3838	15	5	“	"	PUNCT
fsr-3838	15	6	fundamentals	fundamental	NOUN
fsr-3838	15	7	of	of	ADP
fsr-3838	15	8	risk	risk	NOUN
fsr-3838	15	9	management	management	NOUN
fsr-3838	15	10	and	and	CCONJ
fsr-3838	15	11	insurance	insurance	NOUN
fsr-3838	15	12	,	,	PUNCT
fsr-3838	15	13	”	"	PUNCT
fsr-3838	15	14	and	and	CCONJ
fsr-3838	15	15	contains	contain	VERB
fsr-3838	15	16	chap	chap	ADJ
fsr-3838	15	17	ters	ter	NOUN
fsr-3838	15	18	on	on	ADP
fsr-3838	15	19	risk	risk	NOUN
fsr-3838	15	20	,	,	PUNCT
fsr-3838	15	21	risk	risk	NOUN
fsr-3838	15	22	management	management	NOUN
fsr-3838	15	23	,	,	PUNCT
fsr-3838	15	24	insurance	insurance	NOUN
fsr-3838	15	25	,	,	PUNCT
fsr-3838	15	26	fundamental	fundamental	ADJ
fsr-3838	15	27	doctrines	doctrine	NOUN
fsr-3838	15	28	affecting	affect	VERB
fsr-3838	15	29	insurance	insurance	NOUN
fsr-3838	15	30	contracts	contract	NOUN
fsr-3838	15	31	,	,	PUNCT
fsr-3838	15	32	and	and	CCONJ
fsr-3838	15	33	structure	structure	NOUN
fsr-3838	15	34	and	and	CCONJ
fsr-3838	15	35	analysis	analysis	NOUN
fsr-3838	15	36	of	of	ADP
fsr-3838	15	37	insurance	insurance	NOUN
fsr-3838	15	38	contracts	contract	NOUN
fsr-3838	15	39	.	.	PUNCT
fsr-3838	16	1	an	an	DET
fsr-3838	16	2	appendix	appendix	NOUN
fsr-3838	16	3	in	in	ADP
fsr-3838	16	4	chapter	chapter	NOUN
fsr-3838	16	5	2	2	NUM
fsr-3838	16	6	provides	provide	VERB
fsr-3838	16	7	a	a	DET
fsr-3838	16	8	useful	useful	ADJ
fsr-3838	16	9	introduction	introduction	NOUN
fsr-3838	16	10	into	into	ADP
fsr-3838	16	11	cash	cash	NOUN
fsr-3838	16	12	flow	flow	NOUN
fsr-3838	16	13	analysis	analysis	NOUN
fsr-3838	16	14	.	.	PUNCT
fsr-3838	17	1	useful	useful	ADJ
fsr-3838	17	2	tables	table	NOUN
fsr-3838	17	3	and	and	CCONJ
fsr-3838	17	4	figures	figure	NOUN
fsr-3838	17	5	are	be	AUX
fsr-3838	17	6	inter	inter	NOUN
fsr-3838	17	7	spersed	sperse	VERB
fsr-3838	17	8	throughout	throughout	ADP
fsr-3838	17	9	the	the	DET
fsr-3838	17	10	chapters	chapter	NOUN
fsr-3838	17	11	to	to	PART
fsr-3838	17	12	provide	provide	VERB
fsr-3838	17	13	summary	summary	NOUN
fsr-3838	17	14	information	information	NOUN
fsr-3838	17	15	,	,	PUNCT
fsr-3838	17	16	beneficial	beneficial	ADJ
fsr-3838	17	17	statistics	statistic	NOUN
fsr-3838	17	18	,	,	PUNCT
fsr-3838	17	19	and	and	CCONJ
fsr-3838	17	20	more	more	ADJ
fsr-3838	17	21	details	detail	NOUN
fsr-3838	17	22	regarding	regard	VERB
fsr-3838	17	23	coverages	coverage	NOUN
fsr-3838	17	24	,	,	PUNCT
fsr-3838	17	25	exclusions	exclusion	NOUN
fsr-3838	17	26	,	,	PUNCT
fsr-3838	17	27	etc	etc	X
fsr-3838	17	28	.	.	X
fsr-3838	17	29	part	part	PROPN
fsr-3838	17	30	ii	ii	PROPN
fsr-3838	17	31	covers	cover	VERB
fsr-3838	17	32	“	"	PUNCT
fsr-3838	17	33	property	property	NOUN
fsr-3838	17	34	and	and	CCONJ
fsr-3838	17	35	liability	liability	NOUN
fsr-3838	17	36	risks	risk	NOUN
fsr-3838	17	37	,	,	PUNCT
fsr-3838	17	38	”	"	PUNCT
fsr-3838	17	39	and	and	CCONJ
fsr-3838	17	40	has	have	VERB
fsr-3838	17	41	chapters	chapter	NOUN
fsr-3838	17	42	discussing	discuss	VERB
fsr-3838	17	43	the	the	DET
fsr-3838	17	44	prop	prop	NOUN
fsr-3838	17	45	erty	erty	NOUN
fsr-3838	17	46	exposure	exposure	NOUN
fsr-3838	17	47	,	,	PUNCT
fsr-3838	17	48	the	the	DET
fsr-3838	17	49	liability	liability	NOUN
fsr-3838	17	50	risk	risk	NOUN
fsr-3838	17	51	,	,	PUNCT
fsr-3838	17	52	managing	manage	VERB
fsr-3838	17	53	home	home	NOUN
fsr-3838	17	54	risks	risk	NOUN
fsr-3838	17	55	,	,	PUNCT
fsr-3838	17	56	managing	manage	VERB
fsr-3838	17	57	automobile	automobile	NOUN
fsr-3838	17	58	risks	risk	NOUN
fsr-3838	17	59	,	,	PUNCT
fsr-3838	17	60	business	business	NOUN
fsr-3838	17	61	property	property	NOUN
fsr-3838	17	62	insurance	insurance	NOUN
fsr-3838	17	63	,	,	PUNCT
fsr-3838	17	64	workers	worker	NOUN
fsr-3838	17	65	’	'	PUNCT
fsr-3838	17	66	and	and	CCONJ
fsr-3838	17	67	unemployment	unemployment	NOUN
fsr-3838	17	68	compensation	compensation	NOUN
fsr-3838	17	69	,	,	PUNCT
fsr-3838	17	70	and	and	CCONJ
fsr-3838	17	71	business	business	NOUN
fsr-3838	17	72	liability	liability	NOUN
fsr-3838	17	73	insurance	insurance	NOUN
fsr-3838	17	74	.	.	PUNCT
fsr-3838	18	1	the	the	DET
fsr-3838	18	2	organization	organization	NOUN
fsr-3838	18	3	of	of	ADP
fsr-3838	18	4	the	the	DET
fsr-3838	18	5	homeowners	homeowner	NOUN
fsr-3838	18	6	and	and	CCONJ
fsr-3838	18	7	automobile	automobile	NOUN
fsr-3838	18	8	sections	section	NOUN
fsr-3838	18	9	were	be	AUX
fsr-3838	18	10	well	well	ADV
fsr-3838	18	11	done	do	VERB
fsr-3838	18	12	,	,	PUNCT
fsr-3838	18	13	and	and	CCONJ
fsr-3838	18	14	should	should	AUX
fsr-3838	18	15	provide	provide	VERB
fsr-3838	18	16	students	student	NOUN
fsr-3838	18	17	with	with	ADP
fsr-3838	18	18	easy	easy	ADJ
fsr-3838	18	19	access	access	NOUN
fsr-3838	18	20	to	to	ADP
fsr-3838	18	21	specific	specific	ADJ
fsr-3838	18	22	inquiries	inquiry	NOUN
fsr-3838	18	23	regarding	regard	VERB
fsr-3838	18	24	those	those	DET
fsr-3838	18	25	policies	policy	NOUN
fsr-3838	18	26	.	.	PUNCT
fsr-3838	19	1	296	296	NUM
fsr-3838	19	2	financial	financial	ADJ
fsr-3838	19	3	services	service	NOUN
fsr-3838	19	4	review	review	NOUN
fsr-3838	19	5	6(4	6(4	NUM
fsr-3838	19	6	)	)	PUNCT
fsr-3838	19	7	1997	1997	NUM
fsr-3838	19	8	part	part	NOUN
fsr-3838	19	9	iii	iii	NOUN
fsr-3838	19	10	covers	cover	VERB
fsr-3838	19	11	the	the	DET
fsr-3838	19	12	“	"	PUNCT
fsr-3838	19	13	personal	personal	ADJ
fsr-3838	19	14	risks	risk	NOUN
fsr-3838	19	15	.	.	PUNCT
fsr-3838	19	16	”	"	PUNCT
fsr-3838	20	1	in	in	ADP
fsr-3838	20	2	depth	depth	NOUN
fsr-3838	20	3	coverage	coverage	NOUN
fsr-3838	20	4	of	of	ADP
fsr-3838	20	5	life	life	NOUN
fsr-3838	20	6	insurance	insurance	NOUN
fsr-3838	20	7	,	,	PUNCT
fsr-3838	20	8	including	include	VERB
fsr-3838	20	9	a	a	DET
fsr-3838	20	10	thorough	thorough	ADJ
fsr-3838	20	11	discussion	discussion	NOUN
fsr-3838	20	12	of	of	ADP
fsr-3838	20	13	comparing	compare	VERB
fsr-3838	20	14	costs	cost	NOUN
fsr-3838	20	15	associated	associate	VERB
fsr-3838	20	16	with	with	ADP
fsr-3838	20	17	different	different	ADJ
fsr-3838	20	18	life	life	NOUN
fsr-3838	20	19	insurance	insurance	NOUN
fsr-3838	20	20	options	option	NOUN
fsr-3838	20	21	is	be	AUX
fsr-3838	20	22	included	include	VERB
fsr-3838	20	23	.	.	PUNCT
fsr-3838	21	1	a	a	DET
fsr-3838	21	2	well	well	ADV
fsr-3838	21	3	-	-	PUNCT
fsr-3838	21	4	researched	research	VERB
fsr-3838	21	5	history	history	NOUN
fsr-3838	21	6	of	of	ADP
fsr-3838	21	7	the	the	DET
fsr-3838	21	8	social	social	ADJ
fsr-3838	21	9	security	security	NOUN
fsr-3838	21	10	system	system	NOUN
fsr-3838	21	11	is	be	AUX
fsr-3838	21	12	provided	provide	VERB
fsr-3838	21	13	including	include	VERB
fsr-3838	21	14	a	a	DET
fsr-3838	21	15	timely	timely	ADJ
fsr-3838	21	16	discussion	discussion	NOUN
fsr-3838	21	17	of	of	ADP
fsr-3838	21	18	its	its	PRON
fsr-3838	21	19	future	future	NOUN
fsr-3838	21	20	.	.	PUNCT
fsr-3838	22	1	employee	employee	NOUN
fsr-3838	22	2	benefits	benefit	NOUN
fsr-3838	22	3	is	be	AUX
fsr-3838	22	4	thoroughly	thoroughly	ADV
fsr-3838	22	5	covered	cover	VERB
fsr-3838	22	6	and	and	CCONJ
fsr-3838	22	7	provides	provide	VERB
fsr-3838	22	8	the	the	DET
fsr-3838	22	9	student	student	NOUN
fsr-3838	22	10	with	with	ADP
fsr-3838	22	11	excellent	excellent	ADJ
fsr-3838	22	12	insight	insight	NOUN
fsr-3838	22	13	as	as	ADP
fsr-3838	22	14	to	to	ADP
fsr-3838	22	15	the	the	DET
fsr-3838	22	16	rationale	rationale	NOUN
fsr-3838	22	17	behind	behind	ADP
fsr-3838	22	18	providing	provide	VERB
fsr-3838	22	19	such	such	ADJ
fsr-3838	22	20	beneflts	beneflt	NOUN
fsr-3838	22	21	on	on	ADP
fsr-3838	22	22	a	a	DET
fsr-3838	22	23	group	group	NOUN
fsr-3838	22	24	basis	basis	NOUN
fsr-3838	22	25	.	.	PUNCT
fsr-3838	23	1	the	the	DET
fsr-3838	23	2	last	last	ADJ
fsr-3838	23	3	chapters	chapter	NOUN
fsr-3838	23	4	of	of	ADP
fsr-3838	23	5	part	part	NOUN
fsr-3838	23	6	iii	iii	NUM
fsr-3838	23	7	provide	provide	VERB
fsr-3838	23	8	detailed	detailed	ADJ
fsr-3838	23	9	case	case	NOUN
fsr-3838	23	10	studies	study	NOUN
fsr-3838	23	11	of	of	ADP
fsr-3838	23	12	both	both	CCONJ
fsr-3838	23	13	~nancial	~nancial	PUNCT
fsr-3838	23	14	and	and	CCONJ
fsr-3838	23	15	retire	retire	VERB
fsr-3838	23	16	ment	ment	NOUN
fsr-3838	23	17	planning	planning	NOUN
fsr-3838	23	18	to	to	PART
fsr-3838	23	19	help	help	VERB
fsr-3838	23	20	solidify	solidify	VERB
fsr-3838	23	21	the	the	DET
fsr-3838	23	22	concepts	concept	NOUN
fsr-3838	23	23	introduced	introduce	VERB
fsr-3838	23	24	in	in	ADP
fsr-3838	23	25	the	the	DET
fsr-3838	23	26	preceding	precede	VERB
fsr-3838	23	27	chapters	chapter	NOUN
fsr-3838	23	28	.	.	PUNCT
fsr-3838	24	1	part	part	NOUN
fsr-3838	24	2	iv	iv	NUM
fsr-3838	24	3	entitled	entitle	VERB
fsr-3838	24	4	“	"	PUNCT
fsr-3838	24	5	insurance	insurance	NOUN
fsr-3838	24	6	markets	market	NOUN
fsr-3838	24	7	and	and	CCONJ
fsr-3838	24	8	regulation	regulation	NOUN
fsr-3838	24	9	”	"	PUNCT
fsr-3838	24	10	begins	begin	VERB
fsr-3838	24	11	with	with	ADP
fsr-3838	24	12	a	a	DET
fsr-3838	24	13	superb	superb	ADJ
fsr-3838	24	14	summariza	summariza	ADJ
fsr-3838	24	15	tion	tion	NOUN
fsr-3838	24	16	of	of	ADP
fsr-3838	24	17	the	the	DET
fsr-3838	24	18	development	development	NOUN
fsr-3838	24	19	of	of	ADP
fsr-3838	24	20	insur	insur	PROPN
fsr-3838	24	21	~	~	SYM
fsr-3838	24	22	ce	ce	PROPN
fsr-3838	24	23	.	.	PUNCT
fsr-3838	25	1	the	the	DET
fsr-3838	25	2	consumer	consumer	NOUN
fsr-3838	25	3	applications	application	NOUN
fsr-3838	25	4	of	of	ADP
fsr-3838	25	5	this	this	DET
fsr-3838	25	6	section	section	NOUN
fsr-3838	25	7	are	be	AUX
fsr-3838	25	8	par	par	NOUN
fsr-3838	25	9	ticularly	ticularly	ADV
fsr-3838	25	10	of	of	ADP
fsr-3838	25	11	note	note	NOUN
fsr-3838	25	12	as	as	SCONJ
fsr-3838	25	13	they	they	PRON
fsr-3838	25	14	contain	contain	VERB
fsr-3838	25	15	helpful	helpful	ADJ
fsr-3838	25	16	information	information	NOUN
fsr-3838	25	17	for	for	ADP
fsr-3838	25	18	all	all	DET
fsr-3838	25	19	students	student	NOUN
fsr-3838	25	20	.	.	PUNCT
fsr-3838	26	1	further	far	ADV
fsr-3838	26	2	on	on	ADV
fsr-3838	26	3	,	,	PUNCT
fsr-3838	26	4	this	this	DET
fsr-3838	26	5	section	section	NOUN
fsr-3838	26	6	contains	contain	VERB
fsr-3838	26	7	advice	advice	NOUN
fsr-3838	26	8	on	on	ADP
fsr-3838	26	9	how	how	SCONJ
fsr-3838	26	10	to	to	PART
fsr-3838	26	11	become	become	VERB
fsr-3838	26	12	a	a	DET
fsr-3838	26	13	better	well	ADJ
fsr-3838	26	14	consumer	consumer	NOUN
fsr-3838	26	15	of	of	ADP
fsr-3838	26	16	insurance	insurance	NOUN
fsr-3838	26	17	thereby	thereby	ADV
fsr-3838	26	18	increasing	increase	VERB
fsr-3838	26	19	the	the	DET
fsr-3838	26	20	value	value	NOUN
fsr-3838	26	21	of	of	ADP
fsr-3838	26	22	a	a	DET
fsr-3838	26	23	principles	principle	NOUN
fsr-3838	26	24	class	class	NOUN
fsr-3838	26	25	from	from	ADP
fsr-3838	26	26	the	the	DET
fsr-3838	26	27	students	student	NOUN
fsr-3838	26	28	’	’	PART
fsr-3838	26	29	perspective	perspective	NOUN
fsr-3838	26	30	.	.	PUNCT
fsr-3838	27	1	the	the	DET
fsr-3838	27	2	cases	case	NOUN
fsr-3838	27	3	provided	provide	VERB
fsr-3838	27	4	at	at	ADP
fsr-3838	27	5	the	the	DET
fsr-3838	27	6	end	end	NOUN
fsr-3838	27	7	of	of	ADP
fsr-3838	27	8	each	each	DET
fsr-3838	27	9	chapter	chapter	NOUN
fsr-3838	27	10	are	be	AUX
fsr-3838	27	11	well	well	ADV
fsr-3838	27	12	-	-	PUNCT
fsr-3838	27	13	developed	develop	VERB
fsr-3838	27	14	tests	test	NOUN
fsr-3838	27	15	of	of	ADP
fsr-3838	27	16	a	a	DET
fsr-3838	27	17	student	student	NOUN
fsr-3838	27	18	’s	’s	PART
fsr-3838	27	19	ability	ability	NOUN
fsr-3838	27	20	to	to	PART
fsr-3838	27	21	apply	apply	VERB
fsr-3838	27	22	their	their	PRON
fsr-3838	27	23	knowledge	knowledge	NOUN
fsr-3838	27	24	practically	practically	ADV
fsr-3838	27	25	.	.	PUNCT
fsr-3838	28	1	further	far	ADV
fsr-3838	28	2	,	,	PUNCT
fsr-3838	28	3	to	to	ADP
fsr-3838	28	4	the	the	DET
fsr-3838	28	5	course	course	NOUN
fsr-3838	28	6	instructor	instructor	NOUN
fsr-3838	28	7	,	,	PUNCT
fsr-3838	28	8	these	these	DET
fsr-3838	28	9	cases	case	NOUN
fsr-3838	28	10	provide	provide	VERB
fsr-3838	28	11	an	an	DET
fsr-3838	28	12	excellent	excellent	ADJ
fsr-3838	28	13	skeleton	skeleton	NOUN
fsr-3838	28	14	for	for	ADP
fsr-3838	28	15	essay	essay	ADJ
fsr-3838	28	16	-	-	PUNCT
fsr-3838	28	17	style	style	NOUN
fsr-3838	28	18	questions	question	NOUN
fsr-3838	28	19	.	.	PUNCT
fsr-3838	29	1	special	special	ADJ
fsr-3838	29	2	mention	mention	NOUN
fsr-3838	29	3	should	should	AUX
fsr-3838	29	4	be	be	AUX
fsr-3838	29	5	made	make	VERB
fsr-3838	29	6	of	of	ADP
fsr-3838	29	7	the	the	DET
fsr-3838	29	8	appendices	appendix	NOUN
fsr-3838	29	9	in	in	ADP
fsr-3838	29	10	this	this	DET
fsr-3838	29	11	textbook	textbook	NOUN
fsr-3838	29	12	.	.	PUNCT
fsr-3838	30	1	they	they	PRON
fsr-3838	30	2	include	include	VERB
fsr-3838	30	3	examples	example	NOUN
fsr-3838	30	4	of	of	ADP
fsr-3838	30	5	various	various	ADJ
fsr-3838	30	6	insurance	insurance	NOUN
fsr-3838	30	7	policies	policy	NOUN
fsr-3838	30	8	,	,	PUNCT
fsr-3838	30	9	which	which	PRON
fsr-3838	30	10	is	be	AUX
fsr-3838	30	11	very	very	ADV
fsr-3838	30	12	effective	effective	ADJ
fsr-3838	30	13	in	in	ADP
fsr-3838	30	14	connecting	connect	VERB
fsr-3838	30	15	the	the	DET
fsr-3838	30	16	discus	discus	NOUN
fsr-3838	30	17	sion	sion	NOUN
fsr-3838	30	18	of	of	ADP
fsr-3838	30	19	an	an	DET
fsr-3838	30	20	insurance	insurance	NOUN
fsr-3838	30	21	policy	policy	NOUN
fsr-3838	30	22	to	to	ADP
fsr-3838	30	23	the	the	DET
fsr-3838	30	24	actual	actual	ADJ
fsr-3838	30	25	contract	contract	NOUN
fsr-3838	30	26	.	.	PUNCT
fsr-3838	31	1	there	there	PRON
fsr-3838	31	2	is	be	VERB
fsr-3838	31	3	also	also	ADV
fsr-3838	31	4	an	an	DET
fsr-3838	31	5	appendix	appendix	NOUN
fsr-3838	31	6	with	with	ADP
fsr-3838	31	7	the	the	DET
fsr-3838	31	8	com	com	NOUN
fsr-3838	31	9	misioners	misioner	NOUN
fsr-3838	31	10	1980	1980	NUM
fsr-3838	31	11	standard	standard	ADJ
fsr-3838	31	12	ordinary	ordinary	ADJ
fsr-3838	31	13	mortality	mortality	NOUN
fsr-3838	31	14	table	table	NOUN
fsr-3838	31	15	,	,	PUNCT
fsr-3838	31	16	and	and	CCONJ
fsr-3838	31	17	a	a	DET
fsr-3838	31	18	handy	handy	ADJ
fsr-3838	31	19	list	list	NOUN
fsr-3838	31	20	of	of	ADP
fsr-3838	31	21	addresses	address	NOUN
fsr-3838	31	22	and	and	CCONJ
fsr-3838	31	23	telephone	telephone	NOUN
fsr-3838	31	24	numbers	number	NOUN
fsr-3838	31	25	of	of	ADP
fsr-3838	31	26	every	every	DET
fsr-3838	31	27	state	state	NOUN
fsr-3838	31	28	insurance	insurance	NOUN
fsr-3838	31	29	commissioner	commissioner	NOUN
fsr-3838	31	30	.	.	PUNCT
fsr-3838	32	1	overall	overall	ADJ
fsr-3838	32	2	this	this	DET
fsr-3838	32	3	text	text	NOUN
fsr-3838	32	4	is	be	AUX
fsr-3838	32	5	an	an	DET
fsr-3838	32	6	excellent	excellent	ADJ
fsr-3838	32	7	resource	resource	NOUN
fsr-3838	32	8	of	of	ADP
fsr-3838	32	9	info	info	NOUN
fsr-3838	32	10	~	~	SYM
fsr-3838	32	11	ation	ation	NOUN
fsr-3838	32	12	and	and	CCONJ
fsr-3838	32	13	would	would	AUX
fsr-3838	32	14	serve	serve	VERB
fsr-3838	32	15	a	a	DET
fsr-3838	32	16	student	student	NOUN
fsr-3838	32	17	well	well	ADV
fsr-3838	32	18	during	during	ADP
fsr-3838	32	19	and	and	CCONJ
fsr-3838	32	20	beyond	beyond	ADP
fsr-3838	32	21	their	their	PRON
fsr-3838	32	22	coursework	coursework	NOUN
fsr-3838	32	23	.	.	PUNCT
fsr-3838	33	1	it	it	PRON
fsr-3838	33	2	contains	contain	VERB
fsr-3838	33	3	much	much	ADV
fsr-3838	33	4	more	more	ADJ
fsr-3838	33	5	information	information	NOUN
fsr-3838	33	6	than	than	ADP
fsr-3838	33	7	one	one	PRON
fsr-3838	33	8	could	could	AUX
fsr-3838	33	9	ever	ever	ADV
fsr-3838	33	10	hope	hope	VERB
fsr-3838	33	11	to	to	PART
fsr-3838	33	12	cover	cover	VERB
fsr-3838	33	13	in	in	ADP
fsr-3838	33	14	a	a	DET
fsr-3838	33	15	beginning	beginning	NOUN
fsr-3838	33	16	course	course	NOUN
fsr-3838	33	17	,	,	PUNCT
fsr-3838	33	18	however	however	ADV
fsr-3838	33	19	it	it	PRON
fsr-3838	33	20	does	do	AUX
fsr-3838	33	21	give	give	VERB
fsr-3838	33	22	an	an	DET
fsr-3838	33	23	instructor	instructor	NOUN
fsr-3838	33	24	many	many	ADJ
fsr-3838	33	25	options	option	NOUN
fsr-3838	33	26	as	as	ADP
fsr-3838	33	27	to	to	ADP
fsr-3838	33	28	what	what	DET
fsr-3838	33	29	topics	topic	NOUN
fsr-3838	33	30	to	to	PART
fsr-3838	33	31	cover	cover	VERB
fsr-3838	33	32	while	while	SCONJ
fsr-3838	33	33	still	still	ADV
fsr-3838	33	34	offering	offer	VERB
fsr-3838	33	35	the	the	DET
fsr-3838	33	36	level	level	NOUN
fsr-3838	33	37	of	of	ADP
fsr-3838	33	38	coverage	coverage	NOUN
fsr-3838	33	39	necessary	necessary	ADJ
fsr-3838	33	40	to	to	PART
fsr-3838	33	41	serve	serve	VERB
fsr-3838	33	42	the	the	DET
fsr-3838	33	43	students	student	NOUN
fsr-3838	33	44	’	'	PUNCT
fsr-3838	33	45	needs	need	NOUN
fsr-3838	33	46	.	.	PUNCT