id	sid	tid	token	lemma	pos
fsr-3839	1	1	pii	pii	PROPN
fsr-3839	1	2	:	:	PUNCT
fsr-3839	1	3	s1057	s1057	NOUN
fsr-3839	1	4	-	-	PUNCT
fsr-3839	1	5	0810(97)90008	0810(97)90008	NOUN
fsr-3839	1	6	-	-	PUNCT
fsr-3839	1	7	1	1	NUM
fsr-3839	1	8	financial	financial	ADJ
fsr-3839	1	9	services	service	NOUN
fsr-3839	1	10	review	review	VERB
fsr-3839	1	11	the	the	DET
fsr-3839	1	12	journal	journal	NOUN
fsr-3839	1	13	of	of	ADP
fsr-3839	1	14	individual	individual	ADJ
fsr-3839	1	15	financial	financial	ADJ
fsr-3839	1	16	management	management	NOUN
fsr-3839	1	17	index	index	NOUN
fsr-3839	1	18	volume	volume	NOUN
fsr-3839	1	19	6,1997	6,1997	PROPN
fsr-3839	1	20	authors	author	NOUN
fsr-3839	1	21	albert	albert	PROPN
fsr-3839	1	22	,	,	PUNCT
fsr-3839	1	23	robert	robert	PROPN
fsr-3839	1	24	l.	l.	PROPN
fsr-3839	1	25	,	,	PUNCT
fsr-3839	1	26	jr	jr	PROPN
fsr-3839	1	27	.	.	PROPN
fsr-3839	1	28	,	,	PUNCT
fsr-3839	1	29	review	review	NOUN
fsr-3839	1	30	of	of	ADP
fsr-3839	1	31	“	"	PUNCT
fsr-3839	1	32	charter	charter	NOUN
fsr-3839	1	33	media	medium	NOUN
fsr-3839	1	34	’s	’s	PART
fsr-3839	1	35	briefing.com	briefing.com	X
fsr-3839	1	36	web	web	NOUN
fsr-3839	1	37	site	site	NOUN
fsr-3839	1	38	,	,	PUNCT
fsr-3839	1	39	”	"	PUNCT
fsr-3839	1	40	6	6	NUM
fsr-3839	1	41	(	(	PUNCT
fsr-3839	1	42	1	1	NUM
fsr-3839	1	43	):	):	PUNCT
fsr-3839	1	44	72	72	NUM
fsr-3839	1	45	73	73	NUM
fsr-3839	1	46	albert	albert	NOUN
fsr-3839	1	47	,	,	PUNCT
fsr-3839	1	48	robert	robert	PROPN
fsr-3839	1	49	l.	l.	PROPN
fsr-3839	1	50	,	,	PUNCT
fsr-3839	1	51	jr	jr	PROPN
fsr-3839	1	52	.	.	PROPN
fsr-3839	1	53	,	,	PUNCT
fsr-3839	1	54	“	"	PUNCT
fsr-3839	1	55	short	short	ADJ
fsr-3839	1	56	selling	selling	NOUN
fsr-3839	1	57	and	and	CCONJ
fsr-3839	1	58	trad	trad	NOUN
fsr-3839	1	59	ing	ing	ADJ
fsr-3839	1	60	abuses	abuse	NOUN
fsr-3839	1	61	on	on	ADP
fsr-3839	1	62	nasdaq	nasdaq	PROPN
fsr-3839	1	63	,	,	PUNCT
fsr-3839	1	64	”	"	PUNCT
fsr-3839	1	65	6(l	6(l	NUM
fsr-3839	1	66	):	):	PUNCT
fsr-3839	1	67	27	27	NUM
fsr-3839	1	68	-	-	SYM
fsr-3839	1	69	39	39	NUM
fsr-3839	1	70	ang	ang	PROPN
fsr-3839	1	71	,	,	PUNCT
fsr-3839	1	72	james	james	PROPN
fsr-3839	1	73	s.	s.	PROPN
fsr-3839	1	74	,	,	PUNCT
fsr-3839	1	75	“	"	PUNCT
fsr-3839	1	76	personal	personal	ADJ
fsr-3839	1	77	bankruptcy	bankruptcy	NOUN
fsr-3839	1	78	costs	cost	NOUN
fsr-3839	1	79	:	:	PUNCT
fsr-3839	1	80	their	their	PRON
fsr-3839	1	81	relevance	relevance	NOUN
fsr-3839	1	82	and	and	CCONJ
fsr-3839	1	83	some	some	DET
fsr-3839	1	84	estimates	estimate	NOUN
fsr-3839	1	85	,	,	PUNCT
fsr-3839	1	86	”	"	PUNCT
fsr-3839	1	87	6(2	6(2	NUM
fsr-3839	1	88	):	):	PUNCT
fsr-3839	1	89	77	77	NUM
fsr-3839	1	90	-	-	SYM
fsr-3839	1	91	96	96	NUM
fsr-3839	1	92	austin	austin	PROPN
fsr-3839	1	93	,	,	PUNCT
fsr-3839	1	94	jeffrey	jeffrey	PROPN
fsr-3839	1	95	r.	r.	PROPN
fsr-3839	1	96	see	see	VERB
fsr-3839	1	97	cram	cram	PROPN
fsr-3839	1	98	,	,	PUNCT
fsr-3839	1	99	terry	terry	PROPN
fsr-3839	1	100	l.	l.	PROPN
fsr-3839	1	101	ayadi	ayadi	PROPN
fsr-3839	1	102	,	,	PUNCT
fsr-3839	1	103	0	0	NUM
fsr-3839	1	104	.	.	PUNCT
fsr-3839	2	1	felix	felix	PROPN
fsr-3839	2	2	,	,	PUNCT
fsr-3839	2	3	“	"	PUNCT
fsr-3839	2	4	adverse	adverse	ADJ
fsr-3839	2	5	selection	selection	NOUN
fsr-3839	2	6	,	,	PUNCT
fsr-3839	2	7	search	search	NOUN
fsr-3839	2	8	costs	cost	NOUN
fsr-3839	2	9	and	and	CCONJ
fsr-3839	2	10	sticky	sticky	ADJ
fsr-3839	2	11	credit	credit	NOUN
fsr-3839	2	12	card	card	NOUN
fsr-3839	2	13	rates	rate	NOUN
fsr-3839	2	14	,	,	PUNCT
fsr-3839	2	15	”	"	PUNCT
fsr-3839	2	16	6(l	6(l	NUM
fsr-3839	2	17	):	):	PUNCT
fsr-3839	2	18	53	53	NUM
fsr-3839	2	19	-	-	SYM
fsr-3839	2	20	67	67	NUM
fsr-3839	2	21	bertin	bertin	NOUN
fsr-3839	2	22	,	,	PUNCT
fsr-3839	2	23	william	william	PROPN
fsr-3839	2	24	see	see	PROPN
fsr-3839	2	25	prather	prather	PROPN
fsr-3839	2	26	,	,	PUNCT
fsr-3839	2	27	laurie	laurie	PROPN
fsr-3839	2	28	cagle	cagle	PROPN
fsr-3839	2	29	,	,	PUNCT
fsr-3839	2	30	julie	julie	PROPN
fsr-3839	2	31	a.	a.	PROPN
fsr-3839	2	32	b.	b.	PROPN
fsr-3839	2	33	,	,	PUNCT
fsr-3839	2	34	“	"	PUNCT
fsr-3839	2	35	conversions	conversion	NOUN
fsr-3839	2	36	of	of	ADP
fsr-3839	2	37	mutual	mutual	ADJ
fsr-3839	2	38	savings	saving	NOUN
fsr-3839	2	39	institutions	institution	NOUN
fsr-3839	2	40	:	:	PUNCT
fsr-3839	2	41	do	do	AUX
fsr-3839	2	42	initial	initial	ADJ
fsr-3839	2	43	returns	return	NOUN
fsr-3839	2	44	from	from	ADP
fsr-3839	2	45	these	these	DET
fsr-3839	2	46	ipos	ipos	NOUN
fsr-3839	2	47	provide	provide	VERB
fsr-3839	2	48	investors	investor	NOUN
fsr-3839	2	49	with	with	ADP
fsr-3839	2	50	windfall	windfall	NOUN
fsr-3839	2	51	profits	profit	NOUN
fsr-3839	2	52	?	?	PUNCT
fsr-3839	2	53	’	'	PUNCT
fsr-3839	2	54	6(2	6(2	NUM
fsr-3839	2	55	):	):	PUNCT
fsr-3839	2	56	141	141	NUM
fsr-3839	2	57	-	-	SYM
fsr-3839	2	58	150	150	NUM
fsr-3839	2	59	crain	crain	NOUN
fsr-3839	2	60	,	,	PUNCT
fsr-3839	2	61	terry	terry	PROPN
fsr-3839	2	62	l.	l.	PROPN
fsr-3839	2	63	,	,	PUNCT
fsr-3839	2	64	“	"	PUNCT
fsr-3839	2	65	an	an	DET
fsr-3839	2	66	analysis	analysis	NOUN
fsr-3839	2	67	of	of	ADP
fsr-3839	2	68	the	the	DET
fsr-3839	2	69	tradeoff	tradeoff	NOUN
fsr-3839	2	70	between	between	ADP
fsr-3839	2	71	tax	tax	NOUN
fsr-3839	2	72	deferred	defer	VERB
fsr-3839	2	73	earnings	earning	NOUN
fsr-3839	2	74	in	in	ADP
fsr-3839	2	75	iras	ira	NOUN
fsr-3839	2	76	and	and	CCONJ
fsr-3839	2	77	preferential	preferential	ADJ
fsr-3839	2	78	capital	capital	NOUN
fsr-3839	2	79	gains	gain	NOUN
fsr-3839	2	80	,	,	PUNCT
fsr-3839	2	81	”	"	PUNCT
fsr-3839	2	82	6(4	6(4	NUM
fsr-3839	2	83	):	):	PUNCT
fsr-3839	2	84	227	227	NUM
fsr-3839	2	85	242	242	NUM
fsr-3839	2	86	domian	domian	NOUN
fsr-3839	2	87	,	,	PUNCT
fsr-3839	2	88	dale	dale	PROPN
fsr-3839	2	89	l.	l.	PROPN
fsr-3839	2	90	,	,	PUNCT
fsr-3839	2	91	“	"	PUNCT
fsr-3839	2	92	performance	performance	NOUN
fsr-3839	2	93	and	and	CCONJ
fsr-3839	2	94	persistence	persistence	NOUN
fsr-3839	2	95	in	in	ADP
fsr-3839	2	96	money	money	NOUN
fsr-3839	2	97	market	market	NOUN
fsr-3839	2	98	fund	fund	NOUN
fsr-3839	2	99	returns	return	NOUN
fsr-3839	2	100	,	,	PUNCT
fsr-3839	2	101	”	"	PUNCT
fsr-3839	2	102	6(3	6(3	NUM
fsr-3839	2	103	):	):	PUNCT
fsr-3839	2	104	169	169	NUM
fsr-3839	2	105	183	183	NUM
fsr-3839	2	106	domian	domian	NOUN
fsr-3839	2	107	,	,	PUNCT
fsr-3839	2	108	dale	dale	PROPN
fsr-3839	2	109	l.	l.	PROPN
fsr-3839	2	110	,	,	PUNCT
fsr-3839	2	111	review	review	NOUN
fsr-3839	2	112	of	of	ADP
fsr-3839	2	113	“	"	PUNCT
fsr-3839	2	114	wealth	wealth	NOUN
fsr-3839	2	115	manage	manage	VERB
fsr-3839	2	116	ment	ment	NOUN
fsr-3839	2	117	,	,	PUNCT
fsr-3839	2	118	”	"	PUNCT
fsr-3839	2	119	6(3	6(3	NUM
fsr-3839	2	120	):	):	PUNCT
fsr-3839	2	121	223	223	NUM
fsr-3839	2	122	-	-	SYM
fsr-3839	2	123	224	224	NUM
fsr-3839	2	124	dresnack	dresnack	NOUN
fsr-3839	2	125	,	,	PUNCT
fsr-3839	2	126	william	william	PROPN
fsr-3839	2	127	h.	h.	PROPN
fsr-3839	2	128	see	see	VERB
fsr-3839	2	129	singh	singh	PROPN
fsr-3839	2	130	,	,	PUNCT
fsr-3839	2	131	sandeep	sandeep	PROPN
fsr-3839	2	132	eyssell	eyssell	PROPN
fsr-3839	2	133	,	,	PUNCT
fsr-3839	2	134	thomas	thomas	PROPN
fsr-3839	2	135	h	h	PROPN
fsr-3839	2	136	,	,	PUNCT
fsr-3839	2	137	“	"	PUNCT
fsr-3839	2	138	financial	financial	ADJ
fsr-3839	2	139	planning	planning	NOUN
fsr-3839	2	140	and	and	CCONJ
fsr-3839	2	141	college	college	NOUN
fsr-3839	2	142	saving	save	VERB
fsr-3839	2	143	recommendations	recommendation	NOUN
fsr-3839	2	144	:	:	PUNCT
fsr-3839	2	145	let	let	VERB
fsr-3839	2	146	’s	’s	NOUN
fsr-3839	2	147	set	set	VERB
fsr-3839	2	148	things	thing	NOUN
fsr-3839	2	149	straight	straight	ADV
fsr-3839	2	150	,	,	PUNCT
fsr-3839	2	151	”	"	PUNCT
fsr-3839	2	152	6	6	NUM
fsr-3839	2	153	(	(	PUNCT
fsr-3839	2	154	1	1	NUM
fsr-3839	2	155	):	):	PUNCT
fsr-3839	2	156	41	41	NUM
fsr-3839	2	157	-	-	SYM
fsr-3839	2	158	52	52	NUM
fsr-3839	2	159	fatemi	fatemi	NOUN
fsr-3839	2	160	,	,	PUNCT
fsr-3839	2	161	ali	ali	PROPN
fsr-3839	2	162	m.	m.	PROPN
fsr-3839	2	163	see	see	VERB
fsr-3839	2	164	ang	ang	PROPN
fsr-3839	2	165	,	,	PUNCT
fsr-3839	2	166	james	james	PROPN
fsr-3839	2	167	s.	s.	PROPN
fsr-3839	2	168	gable	gable	PROPN
fsr-3839	2	169	,	,	PUNCT
fsr-3839	2	170	john	john	PROPN
fsr-3839	2	171	,	,	PUNCT
fsr-3839	2	172	review	review	NOUN
fsr-3839	2	173	of	of	ADP
fsr-3839	2	174	“	"	PUNCT
fsr-3839	2	175	the	the	DET
fsr-3839	2	176	merrill	merrill	PROPN
fsr-3839	2	177	lynch	lynch	PROPN
fsr-3839	2	178	web	web	NOUN
fsr-3839	2	179	site	site	NOUN
fsr-3839	2	180	(	(	PUNCT
fsr-3839	2	181	www.ml.com	www.ml.com	PROPN
fsr-3839	2	182	)	)	PUNCT
fsr-3839	2	183	,	,	PUNCT
fsr-3839	2	184	”	"	PUNCT
fsr-3839	2	185	6(l	6(l	NUM
fsr-3839	2	186	):	):	PUNCT
fsr-3839	2	187	71	71	NUM
fsr-3839	2	188	-	-	SYM
fsr-3839	2	189	72	72	NUM
fsr-3839	2	190	greninger	greninger	NOUN
fsr-3839	2	191	,	,	PUNCT
fsr-3839	2	192	sue	sue	NOUN
fsr-3839	2	193	,	,	PUNCT
fsr-3839	2	194	review	review	NOUN
fsr-3839	2	195	of	of	ADP
fsr-3839	2	196	“	"	PUNCT
fsr-3839	2	197	personal	personal	ADJ
fsr-3839	2	198	financial	financial	ADJ
fsr-3839	2	199	planning	planning	NOUN
fsr-3839	2	200	,	,	PUNCT
fsr-3839	2	201	7th	7th	ADJ
fsr-3839	2	202	edition	edition	NOUN
fsr-3839	2	203	,	,	PUNCT
fsr-3839	2	204	”	"	PUNCT
fsr-3839	2	205	6	6	NUM
fsr-3839	2	206	(	(	PUNCT
fsr-3839	2	207	1	1	NUM
fsr-3839	2	208	):	):	PUNCT
fsr-3839	2	209	69	69	NUM
fsr-3839	2	210	-	-	SYM
fsr-3839	2	211	7	7	NUM
fsr-3839	2	212	1	1	NUM
fsr-3839	2	213	grinder	grinder	NOUN
fsr-3839	2	214	,	,	PUNCT
fsr-3839	2	215	brian	brian	PROPN
fsr-3839	2	216	,	,	PUNCT
fsr-3839	2	217	“	"	PUNCT
fsr-3839	2	218	an	an	DET
fsr-3839	2	219	overview	overview	NOUN
fsr-3839	2	220	of	of	ADP
fsr-3839	2	221	financial	financial	ADJ
fsr-3839	2	222	ser	ser	NOUN
fsr-3839	2	223	vices	vice	NOUN
fsr-3839	2	224	resources	resource	NOUN
fsr-3839	2	225	on	on	ADP
fsr-3839	2	226	the	the	DET
fsr-3839	2	227	internet	internet	NOUN
fsr-3839	2	228	,	,	PUNCT
fsr-3839	2	229	”	"	PUNCT
fsr-3839	2	230	6(2	6(2	NUM
fsr-3839	2	231	):	):	PUNCT
fsr-3839	2	232	125	125	NUM
fsr-3839	2	233	140	140	NUM
fsr-3839	2	234	horan	horan	PROPN
fsr-3839	2	235	,	,	PUNCT
fsr-3839	2	236	stephen	stephen	PROPN
fsr-3839	2	237	,	,	PUNCT
fsr-3839	2	238	“	"	PUNCT
fsr-3839	2	239	an	an	DET
fsr-3839	2	240	analysis	analysis	NOUN
fsr-3839	2	241	of	of	ADP
fsr-3839	2	242	nondeduct	nondeduct	NOUN
fsr-3839	2	243	ible	ible	ADJ
fsr-3839	2	244	ira	ira	PROPN
fsr-3839	2	245	contributions	contribution	NOUN
fsr-3839	2	246	and	and	CCONJ
fsr-3839	2	247	roth	roth	PROPN
fsr-3839	2	248	ira	ira	PROPN
fsr-3839	2	249	con	con	PROPN
fsr-3839	2	250	versions	version	NOUN
fsr-3839	2	251	,	,	PUNCT
fsr-3839	2	252	”	"	PUNCT
fsr-3839	2	253	6(4	6(4	NUM
fsr-3839	2	254	):	):	PUNCT
fsr-3839	2	255	243	243	NUM
fsr-3839	2	256	-	-	SYM
fsr-3839	2	257	256	256	NUM
fsr-3839	2	258	kahl	kahl	NOUN
fsr-3839	2	259	,	,	PUNCT
fsr-3839	2	260	douglas	douglas	PROPN
fsr-3839	2	261	r.	r.	PROPN
fsr-3839	2	262	,	,	PUNCT
fsr-3839	2	263	“	"	PUNCT
fsr-3839	2	264	the	the	DET
fsr-3839	2	265	challenges	challenge	NOUN
fsr-3839	2	266	and	and	CCONJ
fsr-3839	2	267	oppor	oppor	ADJ
fsr-3839	2	268	tunities	tunitie	NOUN
fsr-3839	2	269	of	of	ADP
fsr-3839	2	270	student	student	NOUN
fsr-3839	2	271	-	-	PUNCT
fsr-3839	2	272	managed	manage	VERB
fsr-3839	2	273	investment	investment	NOUN
fsr-3839	2	274	funds	fund	NOUN
fsr-3839	2	275	at	at	ADP
fsr-3839	2	276	metropolitan	metropolitan	ADJ
fsr-3839	2	277	universities	university	NOUN
fsr-3839	2	278	,	,	PUNCT
fsr-3839	2	279	”	"	PUNCT
fsr-3839	2	280	6(3	6(3	NUM
fsr-3839	2	281	):	):	PUNCT
fsr-3839	2	282	197	197	NUM
fsr-3839	2	283	-	-	SYM
fsr-3839	2	284	200	200	NUM
fsr-3839	2	285	kahl	kahl	NOUN
fsr-3839	2	286	,	,	PUNCT
fsr-3839	2	287	douglas	douglas	PROPN
fsr-3839	2	288	r.	r.	PROPN
fsr-3839	2	289	,	,	PUNCT
fsr-3839	2	290	review	review	NOUN
fsr-3839	2	291	of	of	ADP
fsr-3839	2	292	“	"	PUNCT
fsr-3839	2	293	the	the	DET
fsr-3839	2	294	millionaire	millionaire	NOUN
fsr-3839	2	295	next	next	ADP
fsr-3839	2	296	door	door	NOUN
fsr-3839	2	297	,	,	PUNCT
fsr-3839	2	298	”	"	PUNCT
fsr-3839	2	299	6(3	6(3	NUM
fsr-3839	2	300	):	):	PUNCT
fsr-3839	2	301	221	221	NUM
fsr-3839	2	302	kahl	kahl	NOUN
fsr-3839	2	303	,	,	PUNCT
fsr-3839	2	304	douglas	douglas	PROPN
fsr-3839	2	305	r.	r.	PROPN
fsr-3839	2	306	,	,	PUNCT
fsr-3839	2	307	review	review	NOUN
fsr-3839	2	308	of	of	ADP
fsr-3839	2	309	“	"	PUNCT
fsr-3839	2	310	the	the	DET
fsr-3839	2	311	money	money	NOUN
fsr-3839	2	312	book	book	NOUN
fsr-3839	2	313	of	of	ADP
fsr-3839	2	314	personal	personal	ADJ
fsr-3839	2	315	finance	finance	NOUN
fsr-3839	2	316	,	,	PUNCT
fsr-3839	2	317	”	"	PUNCT
fsr-3839	2	318	6(l	6(l	NUM
fsr-3839	2	319	):	):	PUNCT
fsr-3839	2	320	73	73	NUM
fsr-3839	2	321	-	-	SYM
fsr-3839	2	322	74	74	NUM
fsr-3839	2	323	kahl	kahl	NOUN
fsr-3839	2	324	,	,	PUNCT
fsr-3839	2	325	douglas	douglas	PROPN
fsr-3839	2	326	r.	r.	PROPN
fsr-3839	2	327	,	,	PUNCT
fsr-3839	2	328	review	review	NOUN
fsr-3839	2	329	of	of	ADP
fsr-3839	2	330	“	"	PUNCT
fsr-3839	2	331	the	the	DET
fsr-3839	2	332	mutual	mutual	ADJ
fsr-3839	2	333	fund	fund	NOUN
fsr-3839	2	334	investor	investor	NOUN
fsr-3839	2	335	’s	’s	PART
fsr-3839	2	336	center	center	NOUN
fsr-3839	2	337	,	,	PUNCT
fsr-3839	2	338	”	"	PUNCT
fsr-3839	2	339	6(2	6(2	NUM
fsr-3839	2	340	):	):	PUNCT
fsr-3839	2	341	153	153	NUM
fsr-3839	2	342	-	-	SYM
fsr-3839	2	343	154	154	NUM
fsr-3839	2	344	kennedy	kennedy	PROPN
fsr-3839	2	345	,	,	PUNCT
fsr-3839	2	346	william	william	PROPN
fsr-3839	2	347	f.	f.	PROPN
fsr-3839	2	348	see	see	VERB
fsr-3839	2	349	lamb	lamb	PROPN
fsr-3839	2	350	,	,	PUNCT
fsr-3839	2	351	reinhold	reinhold	PROPN
fsr-3839	2	352	p.	p.	PROPN
fsr-3839	2	353	kim	kim	PROPN
fsr-3839	2	354	,	,	PUNCT
fsr-3839	2	355	sharon	sharon	PROPN
fsr-3839	2	356	see	see	VERB
fsr-3839	2	357	milevsky	milevsky	NOUN
fsr-3839	2	358	,	,	PUNCT
fsr-3839	2	359	moshe	moshe	PROPN
fsr-3839	2	360	arye	arye	PROPN
fsr-3839	2	361	lamb	lamb	PROPN
fsr-3839	2	362	,	,	PUNCT
fsr-3839	2	363	reinhold	reinhold	PROPN
fsr-3839	2	364	p.	p.	PROPN
fsr-3839	2	365	,	,	PUNCT
fsr-3839	2	366	“	"	PUNCT
fsr-3839	2	367	the	the	DET
fsr-3839	2	368	congressional	congressional	ADJ
fsr-3839	2	369	calen	calen	PROPN
fsr-3839	2	370	dar	dar	PROPN
fsr-3839	2	371	and	and	CCONJ
fsr-3839	2	372	stock	stock	NOUN
fsr-3839	2	373	price	price	NOUN
fsr-3839	2	374	performance	performance	NOUN
fsr-3839	2	375	,	,	PUNCT
fsr-3839	2	376	”	"	PUNCT
fsr-3839	2	377	6	6	NUM
fsr-3839	2	378	(	(	PUNCT
fsr-3839	2	379	1	1	NUM
fsr-3839	2	380	):	):	PUNCT
fsr-3839	2	381	19	19	NUM
fsr-3839	2	382	25	25	NUM
fsr-3839	2	383	lee	lee	PROPN
fsr-3839	2	384	,	,	PUNCT
fsr-3839	2	385	ryan	ryan	PROPN
fsr-3839	2	386	b.	b.	PROPN
fsr-3839	2	387	,	,	PUNCT
fsr-3839	2	388	review	review	NOUN
fsr-3839	2	389	of	of	ADP
fsr-3839	2	390	“	"	PUNCT
fsr-3839	2	391	risk	risk	NOUN
fsr-3839	2	392	management	management	NOUN
fsr-3839	2	393	and	and	CCONJ
fsr-3839	2	394	insurance	insurance	NOUN
fsr-3839	2	395	,	,	PUNCT
fsr-3839	2	396	”	"	PUNCT
fsr-3839	2	397	6(4	6(4	NUM
fsr-3839	2	398	):	):	PUNCT
fsr-3839	2	399	295	295	NUM
fsr-3839	2	400	-	-	SYM
fsr-3839	2	401	296	296	NUM
fsr-3839	2	402	liano	liano	NOUN
fsr-3839	2	403	,	,	PUNCT
fsr-3839	2	404	kartono	kartono	PROPN
fsr-3839	2	405	see	see	VERB
fsr-3839	2	406	manakyan	manakyan	PROPN
fsr-3839	2	407	,	,	PUNCT
fsr-3839	2	408	herman	herman	PROPN
fsr-3839	2	409	ma	ma	PROPN
fsr-3839	2	410	,	,	PUNCT
fsr-3839	2	411	k.	k.	PROPN
fsr-3839	2	412	c.	c.	PROPN
fsr-3839	2	413	see	see	VERB
fsr-3839	2	414	lamb	lamb	PROPN
fsr-3839	2	415	,	,	PUNCT
fsr-3839	2	416	reinhold	reinhold	PROPN
fsr-3839	2	417	p.	p.	PROPN
fsr-3839	2	418	manakyan	manakyan	PROPN
fsr-3839	2	419	,	,	PUNCT
fsr-3839	2	420	herman	herman	NOUN
fsr-3839	2	421	,	,	PUNCT
fsr-3839	2	422	“	"	PUNCT
fsr-3839	2	423	performance	performance	NOUN
fsr-3839	2	424	of	of	ADP
fsr-3839	2	425	mutual	mutual	ADJ
fsr-3839	2	426	funds	fund	NOUN
fsr-3839	2	427	before	before	ADP
fsr-3839	2	428	and	and	CCONJ
fsr-3839	2	429	after	after	ADP
fsr-3839	2	430	closing	close	VERB
fsr-3839	2	431	to	to	ADP
fsr-3839	2	432	new	new	ADJ
fsr-3839	2	433	investors	investor	NOUN
fsr-3839	2	434	,	,	PUNCT
fsr-3839	2	435	”	"	PUNCT
fsr-3839	2	436	6(4	6(4	NUM
fsr-3839	2	437	):	):	PUNCT
fsr-3839	2	438	257	257	NUM
fsr-3839	2	439	-	-	SYM
fsr-3839	2	440	269	269	NUM
fsr-3839	2	441	marchand	marchand	PROPN
fsr-3839	2	442	,	,	PUNCT
fsr-3839	2	443	james	james	PROPN
fsr-3839	2	444	,	,	PUNCT
fsr-3839	2	445	review	review	NOUN
fsr-3839	2	446	of	of	ADP
fsr-3839	2	447	“	"	PUNCT
fsr-3839	2	448	the	the	DET
fsr-3839	2	449	financial	financial	ADJ
fsr-3839	2	450	services	service	NOUN
fsr-3839	2	451	and	and	CCONJ
fsr-3839	2	452	financial	financial	ADJ
fsr-3839	2	453	institutions	institution	NOUN
fsr-3839	2	454	,	,	PUNCT
fsr-3839	2	455	”	"	PUNCT
fsr-3839	2	456	6(2	6(2	NUM
fsr-3839	2	457	):	):	PUNCT
fsr-3839	2	458	151	151	NUM
fsr-3839	2	459	-	-	SYM
fsr-3839	2	460	152	152	NUM
fsr-3839	2	461	mcleod	mcleod	NOUN
fsr-3839	2	462	,	,	PUNCT
fsr-3839	2	463	robert	robert	PROPN
fsr-3839	2	464	see	see	VERB
fsr-3839	2	465	horan	horan	PROPN
fsr-3839	2	466	,	,	PUNCT
fsr-3839	2	467	stephen	stephen	PROPN
fsr-3839	2	468	299	299	NUM
fsr-3839	2	469	milevsky	milevsky	NOUN
fsr-3839	2	470	,	,	PUNCT
fsr-3839	2	471	moshe	moshe	PROPN
fsr-3839	2	472	arye	arye	PROPN
fsr-3839	2	473	,	,	PUNCT
fsr-3839	2	474	‘	'	PUNCT
fsr-3839	2	475	the	the	DET
fsr-3839	2	476	optimal	optimal	ADJ
fsr-3839	2	477	choice	choice	NOUN
fsr-3839	2	478	query	query	NOUN
fsr-3839	2	479	,	,	PUNCT
fsr-3839	2	480	j.	j.	PROPN
fsr-3839	2	481	tim	tim	PROPN
fsr-3839	2	482	,	,	PUNCT
fsr-3839	2	483	review	review	NOUN
fsr-3839	2	484	of	of	ADP
fsr-3839	2	485	‘	'	PUNCT
fsr-3839	2	486	the	the	DET
fsr-3839	2	487	financial	financial	ADJ
fsr-3839	2	488	ser	ser	NOUN
fsr-3839	2	489	of	of	ADP
fsr-3839	2	490	index	index	NOUN
fsr-3839	2	491	-	-	PUNCT
fsr-3839	2	492	linked	link	VERB
fsr-3839	2	493	gics	gic	NOUN
fsr-3839	2	494	:	:	PUNCT
fsr-3839	2	495	some	some	DET
fsr-3839	2	496	canadian	canadian	ADJ
fsr-3839	2	497	evivices	evivice	NOUN
fsr-3839	2	498	revolution	revolution	NOUN
fsr-3839	2	499	,	,	PUNCT
fsr-3839	2	500	”	"	PUNCT
fsr-3839	2	501	6(3	6(3	NUM
fsr-3839	2	502	):	):	PUNCT
fsr-3839	2	503	221	221	NUM
fsr-3839	2	504	-	-	SYM
fsr-3839	2	505	223	223	NUM
fsr-3839	2	506	dence	dence	NOUN
fsr-3839	2	507	,	,	PUNCT
fsr-3839	2	508	”	"	PUNCT
fsr-3839	2	509	6(4	6(4	NUM
fsr-3839	2	510	):	):	PUNCT
fsr-3839	2	511	27	27	NUM
fsr-3839	2	512	l-284	l-284	PROPN
fsr-3839	2	513	query	query	NOUN
fsr-3839	2	514	,	,	PUNCT
fsr-3839	2	515	j.	j.	PROPN
fsr-3839	2	516	tim	tim	PROPN
fsr-3839	2	517	see	see	PROPN
fsr-3839	2	518	lee	lee	PROPN
fsr-3839	2	519	,	,	PUNCT
fsr-3839	2	520	ryan	ryan	PROPN
fsr-3839	2	521	b.	b.	PROPN
fsr-3839	2	522	nelson	nelson	PROPN
fsr-3839	2	523	,	,	PUNCT
fsr-3839	2	524	susan	susan	PROPN
fsr-3839	2	525	logan	logan	PROPN
fsr-3839	2	526	,	,	PUNCT
fsr-3839	2	527	“	"	PUNCT
fsr-3839	2	528	the	the	DET
fsr-3839	2	529	use	use	NOUN
fsr-3839	2	530	of	of	ADP
fsr-3839	2	531	professional	professional	ADJ
fsr-3839	2	532	designations	designation	NOUN
fsr-3839	2	533	in	in	ADP
fsr-3839	2	534	the	the	DET
fsr-3839	2	535	real	real	ADJ
fsr-3839	2	536	estate	estate	NOUN
fsr-3839	2	537	industry	industry	NOUN
fsr-3839	2	538	,	,	PUNCT
fsr-3839	2	539	”	"	PUNCT
fsr-3839	2	540	6(2	6(2	NUM
fsr-3839	2	541	):	):	PUNCT
fsr-3839	2	542	109	109	NUM
fsr-3839	2	543	-	-	SYM
fsr-3839	2	544	124	124	NUM
fsr-3839	2	545	nelson	nelson	PROPN
fsr-3839	2	546	,	,	PUNCT
fsr-3839	2	547	theron	theron	PROPN
fsr-3839	2	548	r.	r.	AUX
fsr-3839	2	549	see	see	VERB
fsr-3839	2	550	nelson	nelson	PROPN
fsr-3839	2	551	,	,	PUNCT
fsr-3839	2	552	susan	susan	PROPN
fsr-3839	2	553	logan	logan	PROPN
fsr-3839	2	554	reichenstein	reichenstein	PROPN
fsr-3839	2	555	,	,	PUNCT
fsr-3839	2	556	william	william	PROPN
fsr-3839	2	557	see	see	PROPN
fsr-3839	2	558	domian	domian	PROPN
fsr-3839	2	559	,	,	PUNCT
fsr-3839	2	560	dale	dale	PROPN
fsr-3839	2	561	l.	l.	PROPN
fsr-3839	2	562	reilly	reilly	PROPN
fsr-3839	2	563	,	,	PUNCT
fsr-3839	2	564	frank	frank	PROPN
fsr-3839	2	565	k	k	PROPN
fsr-3839	2	566	,	,	PUNCT
fsr-3839	2	567	‘	'	PUNCT
fsr-3839	2	568	the	the	DET
fsr-3839	2	569	impact	impact	NOUN
fsr-3839	2	570	of	of	ADP
fsr-3839	2	571	inflation	inflation	NOUN
fsr-3839	2	572	on	on	ADP
fsr-3839	2	573	roe	roe	NOUN
fsr-3839	2	574	,	,	PUNCT
fsr-3839	2	575	growth	growth	NOUN
fsr-3839	2	576	and	and	CCONJ
fsr-3839	2	577	stock	stock	NOUN
fsr-3839	2	578	prices	price	NOUN
fsr-3839	2	579	,	,	PUNCT
fsr-3839	2	580	”	"	PUNCT
fsr-3839	2	581	6(l	6(l	NUM
fsr-3839	2	582	):	):	PUNCT
fsr-3839	2	583	1	1	NUM
fsr-3839	2	584	-	-	SYM
fsr-3839	2	585	17	17	NUM
fsr-3839	2	586	robison	robison	PROPN
fsr-3839	2	587	,	,	PUNCT
fsr-3839	2	588	h.	h.	PROPN
fsr-3839	2	589	david	david	PROPN
fsr-3839	2	590	see	see	VERB
fsr-3839	2	591	albert	albert	PROPN
fsr-3839	2	592	,	,	PUNCT
fsr-3839	2	593	robert	robert	PROPN
fsr-3839	2	594	l.	l.	PROPN
fsr-3839	2	595	jr	jr	PROPN
fsr-3839	2	596	.	.	PROPN
fsr-3839	2	597	,	,	PUNCT
fsr-3839	2	598	pace	pace	NOUN
fsr-3839	2	599	,	,	PUNCT
fsr-3839	2	600	r.	r.	PROPN
fsr-3839	2	601	daniel	daniel	PROPN
fsr-3839	2	602	see	see	VERB
fsr-3839	2	603	lamb	lamb	PROPN
fsr-3839	2	604	,	,	PUNCT
fsr-3839	2	605	reinhold	reinhold	PROPN
fsr-3839	2	606	p.	p.	PROPN
fsr-3839	2	607	peterson	peterson	PROPN
fsr-3839	2	608	,	,	PUNCT
fsr-3839	2	609	jeffrey	jeffrey	PROPN
fsr-3839	2	610	h.	h.	PROPN
fsr-3839	2	611	see	see	VERB
fsr-3839	2	612	horan	horan	PROPN
fsr-3839	2	613	,	,	PUNCT
fsr-3839	2	614	stephen	stephen	PROPN
fsr-3839	2	615	prather	prather	PROPN
fsr-3839	2	616	,	,	PUNCT
fsr-3839	2	617	laurie	laurie	PROPN
fsr-3839	2	618	,	,	PUNCT
fsr-3839	2	619	“	"	PUNCT
fsr-3839	2	620	a	a	DET
fsr-3839	2	621	simple	simple	ADJ
fsr-3839	2	622	and	and	CCONJ
fsr-3839	2	623	effective	effective	ADJ
fsr-3839	2	624	trad	trad	NOUN
fsr-3839	2	625	ing	ing	ADJ
fsr-3839	2	626	rule	rule	NOUN
fsr-3839	2	627	for	for	ADP
fsr-3839	2	628	individual	individual	ADJ
fsr-3839	2	629	investors	investor	NOUN
fsr-3839	2	630	,	,	PUNCT
fsr-3839	2	631	”	"	PUNCT
fsr-3839	2	632	6(4	6(4	NUM
fsr-3839	2	633	):	):	PUNCT
fsr-3839	2	634	285	285	NUM
fsr-3839	2	635	-	-	SYM
fsr-3839	2	636	294	294	NUM
fsr-3839	2	637	pritchett	pritchett	PROPN
fsr-3839	2	638	,	,	PUNCT
fsr-3839	2	639	s.	s.	PROPN
fsr-3839	2	640	travis	travis	PROPN
fsr-3839	2	641	,	,	PUNCT
fsr-3839	2	642	“	"	PUNCT
fsr-3839	2	643	incorporating	incorporate	VERB
fsr-3839	2	644	historical	historical	ADJ
fsr-3839	2	645	investment	investment	NOUN
fsr-3839	2	646	performance	performance	NOUN
fsr-3839	2	647	in	in	ADP
fsr-3839	2	648	projecting	project	VERB
fsr-3839	2	649	life	life	NOUN
fsr-3839	2	650	insurance	insurance	NOUN
fsr-3839	2	651	cash	cash	NOUN
fsr-3839	2	652	values	value	NOUN
fsr-3839	2	653	,	,	PUNCT
fsr-3839	2	654	”	"	PUNCT
fsr-3839	2	655	6(3	6(3	NUM
fsr-3839	2	656	):	):	PUNCT
fsr-3839	2	657	155	155	NUM
fsr-3839	2	658	-	-	SYM
fsr-3839	2	659	167	167	NUM
fsr-3839	2	660	porter	porter	NOUN
fsr-3839	2	661	,	,	PUNCT
fsr-3839	2	662	gary	gary	PROPN
fsr-3839	2	663	e.	e.	PROPN
fsr-3839	2	664	see	see	PROPN
fsr-3839	2	665	cagle	cagle	PROPN
fsr-3839	2	666	,	,	PUNCT
fsr-3839	2	667	julie	julie	PROPN
fsr-3839	2	668	a.	a.	PROPN
fsr-3839	2	669	b.	b.	PROPN
fsr-3839	2	670	singh	singh	PROPN
fsr-3839	2	671	,	,	PUNCT
fsr-3839	2	672	!	!	PUNCT
fsr-3839	3	1	&	&	CCONJ
fsr-3839	3	2	deep	deep	ADJ
fsr-3839	3	3	,	,	PUNCT
fsr-3839	3	4	“	"	PUNCT
fsr-3839	3	5	market	market	NOUN
fsr-3839	3	6	knowledge	knowledge	NOUN
fsr-3839	3	7	in	in	ADP
fsr-3839	3	8	man	man	NOUN
fsr-3839	3	9	aged	age	VERB
fsr-3839	3	10	municipal	municipal	ADJ
fsr-3839	3	11	bond	bond	NOUN
fsr-3839	3	12	portfolios	portfolio	NOUN
fsr-3839	3	13	,	,	PUNCT
fsr-3839	3	14	”	"	PUNCT
fsr-3839	3	15	6(3	6(3	NUM
fsr-3839	3	16	):	):	PUNCT
fsr-3839	3	17	185	185	NUM
fsr-3839	3	18	196	196	NUM
fsr-3839	3	19	smaby	smaby	NOUN
fsr-3839	3	20	,	,	PUNCT
fsr-3839	3	21	timothy	timothy	PROPN
fsr-3839	3	22	r.	r.	AUX
fsr-3839	3	23	see	see	PROPN
fsr-3839	3	24	albert	albert	PROPN
fsr-3839	3	25	,	,	PUNCT
fsr-3839	3	26	robert	robert	PROPN
fsr-3839	3	27	l.	l.	PROPN
fsr-3839	3	28	jr	jr	PROPN
fsr-3839	3	29	.	.	PROPN
fsr-3839	3	30	,	,	PUNCT
fsr-3839	3	31	smith	smith	PROPN
fsr-3839	3	32	,	,	PUNCT
fsr-3839	3	33	keith	keith	PROPN
fsr-3839	3	34	v.	v.	PROPN
fsr-3839	3	35	,	,	PUNCT
fsr-3839	3	36	“	"	PUNCT
fsr-3839	3	37	asset	asset	NOUN
fsr-3839	3	38	allocation	allocation	NOUN
fsr-3839	3	39	and	and	CCONJ
fsr-3839	3	40	invest	invest	VERB
fsr-3839	3	41	ment	ment	ADJ
fsr-3839	3	42	horizon	horizon	NOUN
fsr-3839	3	43	,	,	PUNCT
fsr-3839	3	44	”	"	PUNCT
fsr-3839	3	45	6(3	6(3	NUM
fsr-3839	3	46	):	):	PUNCT
fsr-3839	3	47	201	201	NUM
fsr-3839	3	48	-	-	SYM
fsr-3839	3	49	219	219	NUM
fsr-3839	3	50	tarrazo	tarrazo	NOUN
fsr-3839	3	51	,	,	PUNCT
fsr-3839	3	52	manuel	manuel	NOUN
fsr-3839	3	53	,	,	PUNCT
fsr-3839	3	54	‘	'	PUNCT
fsr-3839	3	55	an	an	DET
fsr-3839	3	56	application	application	NOUN
fsr-3839	3	57	of	of	ADP
fsr-3839	3	58	fuzzy	fuzzy	ADJ
fsr-3839	3	59	set	set	NOUN
fsr-3839	3	60	theory	theory	NOUN
fsr-3839	3	61	to	to	ADP
fsr-3839	3	62	the	the	DET
fsr-3839	3	63	individual	individual	ADJ
fsr-3839	3	64	investor	investor	NOUN
fsr-3839	3	65	problem	problem	NOUN
fsr-3839	3	66	,	,	PUNCT
fsr-3839	3	67	”	"	PUNCT
fsr-3839	3	68	6(2	6(2	NUM
fsr-3839	3	69	):	):	PUNCT
fsr-3839	3	70	97	97	NUM
fsr-3839	3	71	-	-	SYM
fsr-3839	3	72	107	107	NUM
fsr-3839	3	73	query	query	NOUN
fsr-3839	3	74	,	,	PUNCT
fsr-3839	3	75	j.	j.	PROPN
fsr-3839	3	76	tim	tim	PROPN
fsr-3839	3	77	,	,	PUNCT
fsr-3839	3	78	review	review	NOUN
fsr-3839	3	79	of	of	ADP
fsr-3839	3	80	“	"	PUNCT
fsr-3839	3	81	american	american	ADJ
fsr-3839	3	82	risk	risk	NOUN
fsr-3839	3	83	and	and	CCONJ
fsr-3839	3	84	insurance	insurance	NOUN
fsr-3839	3	85	association	association	NOUN
fsr-3839	3	86	(	(	PUNCT
fsr-3839	3	87	aria	aria	NOUN
fsr-3839	3	88	)	)	PUNCT
fsr-3839	3	89	web	web	NOUN
fsr-3839	3	90	site	site	NOUN
fsr-3839	3	91	,	,	PUNCT
fsr-3839	3	92	”	"	PUNCT
fsr-3839	3	93	6(2	6(2	NUM
fsr-3839	3	94	):	):	PUNCT
fsr-3839	3	95	152	152	NUM
fsr-3839	3	96	-	-	SYM
fsr-3839	3	97	153	153	NUM
fsr-3839	3	98	300	300	NUM
fsr-3839	3	99	financial	financial	ADJ
fsr-3839	3	100	services	service	NOUN
fsr-3839	3	101	review	review	NOUN
fsr-3839	3	102	6(4	6(4	NUM
fsr-3839	3	103	)	)	PUNCT
fsr-3839	3	104	1997	1997	NUM
fsr-3839	3	105	titles	title	NOUN
fsr-3839	3	106	“	"	PUNCT
fsr-3839	3	107	adverse	adverse	ADJ
fsr-3839	3	108	selection	selection	NOUN
fsr-3839	3	109	,	,	PUNCT
fsr-3839	3	110	search	search	NOUN
fsr-3839	3	111	costs	cost	NOUN
fsr-3839	3	112	and	and	CCONJ
fsr-3839	3	113	sticky	sticky	ADJ
fsr-3839	3	114	credit	credit	NOUN
fsr-3839	3	115	card	card	NOUN
fsr-3839	3	116	rates	rate	NOUN
fsr-3839	3	117	,	,	PUNCT
fsr-3839	3	118	”	"	PUNCT
fsr-3839	3	119	0	0	NUM
fsr-3839	3	120	.	.	PUNCT
fsr-3839	4	1	felix	felix	PROPN
fsr-3839	4	2	ayadi	ayadi	PROPN
fsr-3839	4	3	,	,	PUNCT
fsr-3839	4	4	6(l	6(l	NUM
fsr-3839	4	5	):	):	PUNCT
fsr-3839	4	6	53	53	NUM
fsr-3839	4	7	-	-	SYM
fsr-3839	4	8	67	67	NUM
fsr-3839	4	9	“	"	PUNCT
fsr-3839	4	10	an	an	DET
fsr-3839	4	11	analysis	analysis	NOUN
fsr-3839	4	12	of	of	ADP
fsr-3839	4	13	nondeductible	nondeductible	ADJ
fsr-3839	4	14	ira	ira	PROPN
fsr-3839	4	15	contribu	contribu	PROPN
fsr-3839	4	16	tions	tion	NOUN
fsr-3839	4	17	and	and	CCONJ
fsr-3839	4	18	roth	roth	PROPN
fsr-3839	4	19	ira	ira	PROPN
fsr-3839	4	20	conversions	conversion	NOUN
fsr-3839	4	21	,	,	PUNCT
fsr-3839	4	22	”	"	PUNCT
fsr-3839	4	23	stephen	stephen	PROPN
fsr-3839	4	24	horan	horan	PROPN
fsr-3839	4	25	,	,	PUNCT
fsr-3839	4	26	jeffrey	jeffrey	PROPN
fsr-3839	4	27	h.	h.	PROPN
fsr-3839	4	28	peterson	peterson	PROPN
fsr-3839	4	29	,	,	PUNCT
fsr-3839	4	30	and	and	CCONJ
fsr-3839	4	31	robert	robert	PROPN
fsr-3839	4	32	mcleod	mcleod	PROPN
fsr-3839	4	33	,	,	PUNCT
fsr-3839	4	34	6(4	6(4	NUM
fsr-3839	4	35	):	):	PUNCT
fsr-3839	4	36	243	243	NUM
fsr-3839	4	37	-	-	SYM
fsr-3839	4	38	256	256	NUM
fsr-3839	4	39	“	"	PUNCT
fsr-3839	4	40	an	an	DET
fsr-3839	4	41	analysis	analysis	NOUN
fsr-3839	4	42	of	of	ADP
fsr-3839	4	43	the	the	DET
fsr-3839	4	44	tradeoff	tradeoff	NOUN
fsr-3839	4	45	between	between	ADP
fsr-3839	4	46	tax	tax	NOUN
fsr-3839	4	47	deferred	defer	VERB
fsr-3839	4	48	earnings	earning	NOUN
fsr-3839	4	49	in	in	ADP
fsr-3839	4	50	iras	ira	NOUN
fsr-3839	4	51	and	and	CCONJ
fsr-3839	4	52	preferential	preferential	ADJ
fsr-3839	4	53	capital	capital	NOUN
fsr-3839	4	54	gains	gain	NOUN
fsr-3839	4	55	,	,	PUNCT
fsr-3839	4	56	”	"	PUNCT
fsr-3839	4	57	terry	terry	PROPN
fsr-3839	4	58	l.	l.	PROPN
fsr-3839	4	59	cram	cram	PROPN
fsr-3839	4	60	and	and	CCONJ
fsr-3839	4	61	jeffrey	jeffrey	PROPN
fsr-3839	4	62	r.	r.	PROPN
fsr-3839	4	63	austin	austin	PROPN
fsr-3839	4	64	,	,	PUNCT
fsr-3839	4	65	6(4	6(4	NUM
fsr-3839	4	66	):	):	PUNCT
fsr-3839	4	67	227	227	NUM
fsr-3839	4	68	-	-	SYM
fsr-3839	4	69	242	242	NUM
fsr-3839	4	70	“	"	PUNCT
fsr-3839	4	71	an	an	DET
fsr-3839	4	72	application	application	NOUN
fsr-3839	4	73	of	of	ADP
fsr-3839	4	74	fuzzy	fuzzy	ADJ
fsr-3839	4	75	set	set	NOUN
fsr-3839	4	76	theory	theory	NOUN
fsr-3839	4	77	to	to	ADP
fsr-3839	4	78	the	the	DET
fsr-3839	4	79	individual	individual	ADJ
fsr-3839	4	80	investor	investor	NOUN
fsr-3839	4	81	problem	problem	NOUN
fsr-3839	4	82	,	,	PUNCT
fsr-3839	4	83	”	"	PUNCT
fsr-3839	4	84	manuel	manuel	NOUN
fsr-3839	4	85	tar	tar	NOUN
fsr-3839	4	86	razo	razo	NOUN
fsr-3839	4	87	,	,	PUNCT
fsr-3839	4	88	6(2	6(2	NUM
fsr-3839	4	89	):	):	PUNCT
fsr-3839	4	90	97107	97107	NUM
fsr-3839	4	91	“	"	PUNCT
fsr-3839	4	92	asset	asset	NOUN
fsr-3839	4	93	allocation	allocation	NOUN
fsr-3839	4	94	and	and	CCONJ
fsr-3839	4	95	investment	investment	NOUN
fsr-3839	4	96	horizon	horizon	NOUN
fsr-3839	4	97	,	,	PUNCT
fsr-3839	4	98	”	"	PUNCT
fsr-3839	4	99	keith	keith	PROPN
fsr-3839	4	100	v.	v.	PROPN
fsr-3839	4	101	smith	smith	PROPN
fsr-3839	4	102	,	,	PUNCT
fsr-3839	4	103	6(3	6(3	NUM
fsr-3839	4	104	):	):	PUNCT
fsr-3839	4	105	201	201	NUM
fsr-3839	4	106	-	-	SYM
fsr-3839	4	107	219	219	NUM
fsr-3839	4	108	‘	'	PUNCT
fsr-3839	4	109	the	the	DET
fsr-3839	4	110	challenges	challenge	NOUN
fsr-3839	4	111	and	and	CCONJ
fsr-3839	4	112	opportunities	opportunity	NOUN
fsr-3839	4	113	of	of	ADP
fsr-3839	4	114	student	student	NOUN
fsr-3839	4	115	managed	manage	VERB
fsr-3839	4	116	investment	investment	NOUN
fsr-3839	4	117	funds	fund	NOUN
fsr-3839	4	118	at	at	ADP
fsr-3839	4	119	metropolitan	metropolitan	ADJ
fsr-3839	4	120	universities	university	NOUN
fsr-3839	4	121	,	,	PUNCT
fsr-3839	4	122	”	"	PUNCT
fsr-3839	4	123	douglas	douglas	PROPN
fsr-3839	4	124	r.	r.	PROPN
fsr-3839	4	125	kahl	kahl	PROPN
fsr-3839	4	126	,	,	PUNCT
fsr-3839	4	127	6(3	6(3	NUM
fsr-3839	4	128	):	):	PUNCT
fsr-3839	4	129	197	197	NUM
fsr-3839	4	130	200	200	NUM
fsr-3839	4	131	“	"	PUNCT
fsr-3839	4	132	the	the	DET
fsr-3839	4	133	congressional	congressional	ADJ
fsr-3839	4	134	calendar	calendar	NOUN
fsr-3839	4	135	and	and	CCONJ
fsr-3839	4	136	stock	stock	NOUN
fsr-3839	4	137	price	price	NOUN
fsr-3839	4	138	performance	performance	NOUN
fsr-3839	4	139	,	,	PUNCT
fsr-3839	4	140	”	"	PUNCT
fsr-3839	4	141	reinhold	reinhold	PROPN
fsr-3839	4	142	p.	p.	PROPN
fsr-3839	4	143	lamb	lamb	PROPN
fsr-3839	4	144	,	,	PUNCT
fsr-3839	4	145	k.	k.	PROPN
fsr-3839	4	146	c.	c.	PROPN
fsr-3839	4	147	ma	ma	PROPN
fsr-3839	4	148	,	,	PUNCT
fsr-3839	4	149	r.	r.	PROPN
fsr-3839	4	150	daniel	daniel	PROPN
fsr-3839	4	151	pace	pace	PROPN
fsr-3839	4	152	,	,	PUNCT
fsr-3839	4	153	and	and	CCONJ
fsr-3839	4	154	william	william	PROPN
fsr-3839	4	155	f.	f.	PROPN
fsr-3839	4	156	kennedy	kennedy	PROPN
fsr-3839	4	157	,	,	PUNCT
fsr-3839	4	158	6	6	NUM
fsr-3839	4	159	(	(	PUNCT
fsr-3839	4	160	1	1	NUM
fsr-3839	4	161	):	):	PUNCT
fsr-3839	4	162	19	19	NUM
fsr-3839	4	163	-	-	SYM
fsr-3839	4	164	25	25	NUM
fsr-3839	4	165	“	"	PUNCT
fsr-3839	4	166	conversions	conversion	NOUN
fsr-3839	4	167	of	of	ADP
fsr-3839	4	168	mutual	mutual	ADJ
fsr-3839	4	169	savings	saving	NOUN
fsr-3839	4	170	institutions	institution	NOUN
fsr-3839	4	171	:	:	PUNCT
fsr-3839	4	172	do	do	AUX
fsr-3839	4	173	initial	initial	ADJ
fsr-3839	4	174	returns	return	NOUN
fsr-3839	4	175	from	from	ADP
fsr-3839	4	176	these	these	DET
fsr-3839	4	177	ipgs	ipgs	NOUN
fsr-3839	4	178	provide	provide	VERB
fsr-3839	4	179	investors	investor	NOUN
fsr-3839	4	180	with	with	ADP
fsr-3839	4	181	windfall	windfall	NOUN
fsr-3839	4	182	profits	profit	NOUN
fsr-3839	4	183	?	?	PUNCT
fsr-3839	4	184	”	"	PUNCT
fsr-3839	5	1	julie	julie	PROPN
fsr-3839	5	2	a.	a.	PROPN
fsr-3839	5	3	b.	b.	PROPN
fsr-3839	5	4	cagle	cagle	PROPN
fsr-3839	5	5	and	and	CCONJ
fsr-3839	5	6	gary	gary	PROPN
fsr-3839	5	7	e.	e.	PROPN
fsr-3839	5	8	porter	porter	PROPN
fsr-3839	5	9	,	,	PUNCT
fsr-3839	5	10	6(2	6(2	NUM
fsr-3839	5	11	):	):	PUNCT
fsr-3839	5	12	141150	141150	NUM
fsr-3839	5	13	“	"	PUNCT
fsr-3839	5	14	financial	financial	ADJ
fsr-3839	5	15	planning	planning	NOUN
fsr-3839	5	16	and	and	CCONJ
fsr-3839	5	17	college	college	NOUN
fsr-3839	5	18	saving	save	VERB
fsr-3839	5	19	rec	rec	NOUN
fsr-3839	5	20	ommendations	ommendation	NOUN
fsr-3839	5	21	:	:	PUNCT
fsr-3839	5	22	let	let	VERB
fsr-3839	5	23	’s	’s	NOUN
fsr-3839	5	24	set	set	VERB
fsr-3839	5	25	things	thing	NOUN
fsr-3839	5	26	straight	straight	ADV
fsr-3839	5	27	,	,	PUNCT
fsr-3839	5	28	”	"	PUNCT
fsr-3839	5	29	thomas	thomas	PROPN
fsr-3839	5	30	h.	h.	PROPN
fsr-3839	5	31	eyssell	eyssell	PROPN
fsr-3839	5	32	,	,	PUNCT
fsr-3839	5	33	6	6	NUM
fsr-3839	5	34	(	(	PUNCT
fsr-3839	5	35	1	1	NUM
fsr-3839	5	36	):	):	PUNCT
fsr-3839	5	37	41	41	NUM
fsr-3839	5	38	-	-	SYM
fsr-3839	5	39	52	52	NUM
fsr-3839	5	40	‘	'	PUNCT
fsr-3839	5	41	the	the	DET
fsr-3839	5	42	impact	impact	NOUN
fsr-3839	5	43	of	of	ADP
fsr-3839	5	44	inflation	inflation	NOUN
fsr-3839	5	45	on	on	ADP
fsr-3839	5	46	roe	roe	NOUN
fsr-3839	5	47	,	,	PUNCT
fsr-3839	5	48	growth	growth	NOUN
fsr-3839	5	49	and	and	CCONJ
fsr-3839	5	50	stock	stock	NOUN
fsr-3839	5	51	prices	price	NOUN
fsr-3839	5	52	,	,	PUNCT
fsr-3839	5	53	”	"	PUNCT
fsr-3839	5	54	frank	frank	PROPN
fsr-3839	5	55	k.	k.	PROPN
fsr-3839	5	56	reilly	reilly	PROPN
fsr-3839	5	57	,	,	PUNCT
fsr-3839	5	58	6	6	NUM
fsr-3839	5	59	(	(	PUNCT
fsr-3839	5	60	1	1	NUM
fsr-3839	5	61	):	):	PUNCT
fsr-3839	5	62	1	1	NUM
fsr-3839	5	63	17	17	NUM
fsr-3839	5	64	“	"	PUNCT
fsr-3839	5	65	incorporating	incorporate	VERB
fsr-3839	5	66	historical	historical	ADJ
fsr-3839	5	67	investment	investment	NOUN
fsr-3839	5	68	perfor	perfor	NOUN
fsr-3839	5	69	mance	mance	NOUN
fsr-3839	5	70	in	in	ADP
fsr-3839	5	71	projecting	project	VERB
fsr-3839	5	72	life	life	NOUN
fsr-3839	5	73	insurance	insurance	NOUN
fsr-3839	5	74	cash	cash	NOUN
fsr-3839	5	75	values	value	NOUN
fsr-3839	5	76	,	,	PUNCT
fsr-3839	5	77	”	"	PUNCT
fsr-3839	5	78	s.	s.	PROPN
fsr-3839	5	79	travis	travis	PROPN
fsr-3839	5	80	pritchett	pritchett	PROPN
fsr-3839	5	81	,	,	PUNCT
fsr-3839	5	82	6(3	6(3	NUM
fsr-3839	5	83	):	):	PUNCT
fsr-3839	5	84	155	155	NUM
fsr-3839	5	85	-	-	SYM
fsr-3839	5	86	167	167	NUM
fsr-3839	5	87	“	"	PUNCT
fsr-3839	5	88	market	market	NOUN
fsr-3839	5	89	knowledge	knowledge	NOUN
fsr-3839	5	90	in	in	ADP
fsr-3839	5	91	managed	manage	VERB
fsr-3839	5	92	municipal	municipal	ADJ
fsr-3839	5	93	bond	bond	NOUN
fsr-3839	5	94	portfolios	portfolio	NOUN
fsr-3839	5	95	,	,	PUNCT
fsr-3839	5	96	”	"	PUNCT
fsr-3839	5	97	sandeep	sandeep	PROPN
fsr-3839	5	98	singh	singh	PROPN
fsr-3839	5	99	and	and	CCONJ
fsr-3839	5	100	will	will	AUX
fsr-3839	5	101	iam	iam	PROPN
fsr-3839	5	102	h.	h.	PROPN
fsr-3839	5	103	dresnack	dresnack	PROPN
fsr-3839	5	104	,	,	PUNCT
fsr-3839	5	105	6(3	6(3	NUM
fsr-3839	5	106	):	):	PUNCT
fsr-3839	5	107	185	185	NUM
fsr-3839	5	108	-	-	SYM
fsr-3839	5	109	196	196	NUM
fsr-3839	5	110	financial	financial	ADJ
fsr-3839	5	111	services	service	NOUN
fsr-3839	5	112	review	review	NOUN
fsr-3839	5	113	6(4	6(4	NUM
fsr-3839	5	114	)	)	PUNCT
fsr-3839	5	115	1997	1997	NUM
fsr-3839	5	116	301	301	NUM
fsr-3839	5	117	“	"	PUNCT
fsr-3839	5	118	the	the	DET
fsr-3839	5	119	optimal	optimal	ADJ
fsr-3839	5	120	choice	choice	NOUN
fsr-3839	5	121	of	of	ADP
fsr-3839	5	122	index	index	NOUN
fsr-3839	5	123	-	-	PUNCT
fsr-3839	5	124	linked	link	VERB
fsr-3839	5	125	gics	gic	NOUN
fsr-3839	5	126	:	:	PUNCT
fsr-3839	5	127	*	*	PUNCT
fsr-3839	5	128	some	some	DET
fsr-3839	5	129	canadian	canadian	ADJ
fsr-3839	5	130	evidence	evidence	NOUN
fsr-3839	5	131	,	,	PUNCT
fsr-3839	5	132	”	"	PUNCT
fsr-3839	5	133	moshe	moshe	PROPN
fsr-3839	5	134	arye	arye	PROPN
fsr-3839	5	135	milevsky	milevsky	PROPN
fsr-3839	5	136	and	and	CCONJ
fsr-3839	5	137	sharon	sharon	PROPN
fsr-3839	5	138	kim	kim	PROPN
fsr-3839	5	139	,	,	PUNCT
fsr-3839	5	140	6(4	6(4	NUM
fsr-3839	5	141	):	):	PUNCT
fsr-3839	5	142	27	27	NUM
fsr-3839	5	143	l-284	l-284	NOUN
fsr-3839	5	144	“	"	PUNCT
fsr-3839	5	145	an	an	DET
fsr-3839	5	146	overview	overview	NOUN
fsr-3839	5	147	of	of	ADP
fsr-3839	5	148	financial	financial	ADJ
fsr-3839	5	149	services	service	NOUN
fsr-3839	5	150	resources	resource	NOUN
fsr-3839	5	151	on	on	ADP
fsr-3839	5	152	the	the	DET
fsr-3839	5	153	internet	internet	NOUN
fsr-3839	5	154	,	,	PUNCT
fsr-3839	5	155	”	"	PUNCT
fsr-3839	5	156	brian	brian	PROPN
fsr-3839	5	157	grinder	grinder	NOUN
fsr-3839	5	158	,	,	PUNCT
fsr-3839	5	159	6(2	6(2	NUM
fsr-3839	5	160	):	):	PUNCT
fsr-3839	5	161	125	125	NUM
fsr-3839	5	162	140	140	NUM
fsr-3839	5	163	“	"	PUNCT
fsr-3839	5	164	performance	performance	NOUN
fsr-3839	5	165	and	and	CCONJ
fsr-3839	5	166	persistence	persistence	NOUN
fsr-3839	5	167	in	in	ADP
fsr-3839	5	168	money	money	NOUN
fsr-3839	5	169	market	market	NOUN
fsr-3839	5	170	fund	fund	NOUN
fsr-3839	5	171	returns	return	NOUN
fsr-3839	5	172	,	,	PUNCT
fsr-3839	5	173	”	"	PUNCT
fsr-3839	5	174	dale	dale	PROPN
fsr-3839	5	175	l.	l.	PROPN
fsr-3839	5	176	domian	domian	PROPN
fsr-3839	5	177	and	and	CCONJ
fsr-3839	5	178	will	will	AUX
fsr-3839	5	179	iam	iam	PROPN
fsr-3839	5	180	reichenstein	reichenstein	PROPN
fsr-3839	5	181	,	,	PUNCT
fsr-3839	5	182	6(3	6(3	NUM
fsr-3839	5	183	):	):	PUNCT
fsr-3839	5	184	169183	169183	NUM
fsr-3839	5	185	“	"	PUNCT
fsr-3839	5	186	performance	performance	NOUN
fsr-3839	5	187	of	of	ADP
fsr-3839	5	188	mutual	mutual	ADJ
fsr-3839	5	189	funds	fund	NOUN
fsr-3839	5	190	before	before	ADP
fsr-3839	5	191	and	and	CCONJ
fsr-3839	5	192	after	after	ADP
fsr-3839	5	193	closing	close	VERB
fsr-3839	5	194	to	to	ADP
fsr-3839	5	195	new	new	ADJ
fsr-3839	5	196	investors	investor	NOUN
fsr-3839	5	197	,	,	PUNCT
fsr-3839	5	198	”	"	PUNCT
fsr-3839	5	199	herman	herman	PROPN
fsr-3839	5	200	manakyan	manakyan	PROPN
fsr-3839	5	201	and	and	CCONJ
fsr-3839	5	202	kartono	kartono	PROPN
fsr-3839	5	203	liano	liano	PROPN
fsr-3839	5	204	,	,	PUNCT
fsr-3839	5	205	6(4	6(4	NUM
fsr-3839	5	206	):	):	PUNCT
fsr-3839	5	207	257	257	NUM
fsr-3839	5	208	269	269	NUM
fsr-3839	5	209	“	"	PUNCT
fsr-3839	5	210	personal	personal	ADJ
fsr-3839	5	211	bankruptcy	bankruptcy	NOUN
fsr-3839	5	212	costs	cost	NOUN
fsr-3839	5	213	:	:	PUNCT
fsr-3839	5	214	their	their	PRON
fsr-3839	5	215	relevance	relevance	NOUN
fsr-3839	5	216	and	and	CCONJ
fsr-3839	5	217	some	some	DET
fsr-3839	5	218	estimates	estimate	NOUN
fsr-3839	5	219	,	,	PUNCT
fsr-3839	5	220	”	"	PUNCT
fsr-3839	5	221	james	james	PROPN
fsr-3839	5	222	s.	s.	PROPN
fsr-3839	5	223	ang	ang	PROPN
fsr-3839	5	224	and	and	CCONJ
fsr-3839	5	225	ali	ali	PROPN
fsr-3839	5	226	m.	m.	PROPN
fsr-3839	5	227	fatemi	fatemi	PROPN
fsr-3839	5	228	,	,	PUNCT
fsr-3839	5	229	6(2	6(2	NUM
fsr-3839	5	230	):	):	PUNCT
fsr-3839	5	231	77	77	NUM
fsr-3839	5	232	-	-	SYM
fsr-3839	5	233	96	96	NUM
fsr-3839	5	234	review	review	NOUN
fsr-3839	5	235	of	of	ADP
fsr-3839	5	236	“	"	PUNCT
fsr-3839	5	237	american	american	ADJ
fsr-3839	5	238	risk	risk	NOUN
fsr-3839	5	239	and	and	CCONJ
fsr-3839	5	240	insurance	insurance	NOUN
fsr-3839	5	241	asso	asso	NOUN
fsr-3839	5	242	ciation	ciation	NOUN
fsr-3839	5	243	(	(	PUNCT
fsr-3839	5	244	aria	aria	NOUN
fsr-3839	5	245	)	)	PUNCT
fsr-3839	5	246	web	web	NOUN
fsr-3839	5	247	site	site	NOUN
fsr-3839	5	248	,	,	PUNCT
fsr-3839	5	249	”	"	PUNCT
fsr-3839	5	250	j.	j.	PROPN
fsr-3839	5	251	tim	tim	PROPN
fsr-3839	5	252	query	query	PROPN
fsr-3839	5	253	,	,	PUNCT
fsr-3839	5	254	6(2	6(2	NUM
fsr-3839	5	255	):	):	PUNCT
fsr-3839	5	256	151	151	NUM
fsr-3839	5	257	-	-	SYM
fsr-3839	5	258	154	154	NUM
fsr-3839	5	259	review	review	NOUN
fsr-3839	5	260	of	of	ADP
fsr-3839	5	261	“	"	PUNCT
fsr-3839	5	262	charter	charter	NOUN
fsr-3839	5	263	media	medium	NOUN
fsr-3839	5	264	’s	’s	PART
fsr-3839	5	265	brieting.com	brieting.com	X
fsr-3839	5	266	web	web	NOUN
fsr-3839	5	267	site	site	NOUN
fsr-3839	5	268	,	,	PUNCT
fsr-3839	5	269	”	"	PUNCT
fsr-3839	5	270	robert	robert	PROPN
fsr-3839	5	271	l.	l.	PROPN
fsr-3839	5	272	albert	albert	PROPN
fsr-3839	5	273	jr	jr	PROPN
fsr-3839	5	274	.	.	PROPN
fsr-3839	5	275	,	,	PUNCT
fsr-3839	5	276	6(l	6(l	NUM
fsr-3839	5	277	):	):	PUNCT
fsr-3839	5	278	72	72	NUM
fsr-3839	5	279	-	-	SYM
fsr-3839	5	280	73	73	NUM
fsr-3839	5	281	review	review	NOUN
fsr-3839	5	282	of	of	ADP
fsr-3839	5	283	‘	'	PUNCT
fsr-3839	5	284	the	the	DET
fsr-3839	5	285	financial	financial	ADJ
fsr-3839	5	286	services	service	NOUN
fsr-3839	5	287	and	and	CCONJ
fsr-3839	5	288	finan	finan	NOUN
fsr-3839	5	289	cial	cial	ADJ
fsr-3839	5	290	institutions	institution	NOUN
fsr-3839	5	291	,	,	PUNCT
fsr-3839	5	292	”	"	PUNCT
fsr-3839	5	293	james	james	PROPN
fsr-3839	5	294	marchand	marchand	PROPN
fsr-3839	5	295	,	,	PUNCT
fsr-3839	5	296	6(2	6(2	NUM
fsr-3839	5	297	):	):	PUNCT
fsr-3839	5	298	151	151	NUM
fsr-3839	5	299	-	-	SYM
fsr-3839	5	300	154	154	NUM
fsr-3839	5	301	review	review	NOUN
fsr-3839	5	302	of	of	ADP
fsr-3839	5	303	‘	'	PUNCT
fsr-3839	5	304	the	the	DET
fsr-3839	5	305	financial	financial	ADJ
fsr-3839	5	306	services	service	NOUN
fsr-3839	5	307	revolu	revolu	PROPN
fsr-3839	5	308	tion	tion	NOUN
fsr-3839	5	309	,	,	PUNCT
fsr-3839	5	310	”	"	PUNCT
fsr-3839	5	311	j.	j.	PROPN
fsr-3839	5	312	tim	tim	PROPN
fsr-3839	5	313	query	query	PROPN
fsr-3839	5	314	,	,	PUNCT
fsr-3839	5	315	6(3	6(3	NUM
fsr-3839	5	316	):	):	PUNCT
fsr-3839	5	317	221	221	NUM
fsr-3839	5	318	-	-	SYM
fsr-3839	5	319	223	223	NUM
fsr-3839	5	320	review	review	NOUN
fsr-3839	5	321	of	of	ADP
fsr-3839	5	322	“	"	PUNCT
fsr-3839	5	323	the	the	DET
fsr-3839	5	324	merrill	merrill	PROPN
fsr-3839	5	325	lynch	lynch	PROPN
fsr-3839	5	326	web	web	NOUN
fsr-3839	5	327	site	site	NOUN
fsr-3839	5	328	(	(	PUNCT
fsr-3839	5	329	wwwmlcom	wwwmlcom	PROPN
fsr-3839	5	330	)	)	PUNCT
fsr-3839	5	331	,	,	PUNCT
fsr-3839	5	332	”	"	PUNCT
fsr-3839	5	333	john	john	PROPN
fsr-3839	5	334	gable	gable	PROPN
fsr-3839	5	335	,	,	PUNCT
fsr-3839	5	336	6(l	6(l	NUM
fsr-3839	5	337	):	):	PUNCT
fsr-3839	5	338	71	71	NUM
fsr-3839	5	339	-	-	SYM
fsr-3839	5	340	72	72	NUM
fsr-3839	5	341	review	review	NOUN
fsr-3839	5	342	of	of	ADP
fsr-3839	5	343	‘	'	PUNCT
fsr-3839	5	344	the	the	DET
fsr-3839	5	345	millionaire	millionaire	NOUN
fsr-3839	5	346	next	next	ADP
fsr-3839	5	347	door	door	NOUN
fsr-3839	5	348	,	,	PUNCT
fsr-3839	5	349	”	"	PUNCT
fsr-3839	5	350	dou	dou	X
fsr-3839	5	351	glas	glas	PROPN
fsr-3839	5	352	r.	r.	PROPN
fsr-3839	5	353	,	,	PUNCT
fsr-3839	5	354	kahl	kahl	PROPN
fsr-3839	5	355	,	,	PUNCT
fsr-3839	5	356	6(3	6(3	NUM
fsr-3839	5	357	):	):	PUNCT
fsr-3839	5	358	221	221	NUM
fsr-3839	5	359	review	review	NOUN
fsr-3839	5	360	of	of	ADP
fsr-3839	5	361	‘	'	PUNCT
fsr-3839	5	362	the	the	DET
fsr-3839	5	363	money	money	NOUN
fsr-3839	5	364	book	book	NOUN
fsr-3839	5	365	of	of	ADP
fsr-3839	5	366	personal	personal	ADJ
fsr-3839	5	367	finance	finance	NOUN
fsr-3839	5	368	,	,	PUNCT
fsr-3839	5	369	”	"	PUNCT
fsr-3839	5	370	douglas	douglas	PROPN
fsr-3839	5	371	r.	r.	PROPN
fsr-3839	5	372	kahl	kahl	PROPN
fsr-3839	5	373	,	,	PUNCT
fsr-3839	5	374	6	6	NUM
fsr-3839	5	375	(	(	PUNCT
fsr-3839	5	376	1	1	NUM
fsr-3839	5	377	):	):	PUNCT
fsr-3839	5	378	73	73	NUM
fsr-3839	5	379	-	-	SYM
fsr-3839	5	380	74	74	NUM
fsr-3839	5	381	review	review	NOUN
fsr-3839	5	382	of	of	ADP
fsr-3839	5	383	‘	'	PUNCT
fsr-3839	5	384	the	the	DET
fsr-3839	5	385	mutual	mutual	ADJ
fsr-3839	5	386	fund	fund	NOUN
fsr-3839	5	387	investor	investor	NOUN
fsr-3839	5	388	’s	’s	PART
fsr-3839	5	389	cen	cen	PROPN
fsr-3839	5	390	ter	ter	PROPN
fsr-3839	5	391	,	,	PUNCT
fsr-3839	5	392	”	"	PUNCT
fsr-3839	5	393	douglas	douglas	PROPN
fsr-3839	5	394	r.	r.	PROPN
fsr-3839	5	395	kahl	kahl	PROPN
fsr-3839	5	396	,	,	PUNCT
fsr-3839	5	397	6(2	6(2	NUM
fsr-3839	5	398	):	):	PUNCT
fsr-3839	5	399	151	151	NUM
fsr-3839	5	400	-	-	SYM
fsr-3839	5	401	154	154	NUM
fsr-3839	5	402	review	review	NOUN
fsr-3839	5	403	of	of	ADP
fsr-3839	5	404	“	"	PUNCT
fsr-3839	5	405	personal	personal	ADJ
fsr-3839	5	406	financial	financial	ADJ
fsr-3839	5	407	planning	planning	NOUN
fsr-3839	5	408	,	,	PUNCT
fsr-3839	5	409	7th	7th	ADJ
fsr-3839	5	410	edition	edition	NOUN
fsr-3839	5	411	,	,	PUNCT
fsr-3839	5	412	”	"	PUNCT
fsr-3839	5	413	sue	sue	NOUN
fsr-3839	5	414	greninger	greninger	NOUN
fsr-3839	5	415	,	,	PUNCT
fsr-3839	5	416	6	6	NUM
fsr-3839	5	417	(	(	PUNCT
fsr-3839	5	418	1	1	NUM
fsr-3839	5	419	):	):	PUNCT
fsr-3839	5	420	69	69	NUM
fsr-3839	5	421	-	-	SYM
fsr-3839	5	422	7	7	NUM
fsr-3839	5	423	1	1	NUM
fsr-3839	5	424	review	review	NOUN
fsr-3839	5	425	of	of	ADP
fsr-3839	5	426	“	"	PUNCT
fsr-3839	5	427	risk	risk	NOUN
fsr-3839	5	428	management	management	NOUN
fsr-3839	5	429	and	and	CCONJ
fsr-3839	5	430	insurance	insurance	NOUN
fsr-3839	5	431	,	,	PUNCT
fsr-3839	5	432	”	"	PUNCT
fsr-3839	5	433	lee	lee	PROPN
fsr-3839	5	434	,	,	PUNCT
fsr-3839	5	435	ryan	ryan	PROPN
fsr-3839	5	436	b.	b.	PROPN
fsr-3839	5	437	and	and	CCONJ
fsr-3839	5	438	j.	j.	PROPN
fsr-3839	5	439	tim	tim	PROPN
fsr-3839	5	440	query	query	PROPN
fsr-3839	5	441	,	,	PUNCT
fsr-3839	5	442	6(4	6(4	NUM
fsr-3839	5	443	):	):	PUNCT
fsr-3839	5	444	295	295	NUM
fsr-3839	5	445	296	296	NUM
fsr-3839	5	446	review	review	NOUN
fsr-3839	5	447	of	of	ADP
fsr-3839	5	448	“	"	PUNCT
fsr-3839	5	449	wealth	wealth	NOUN
fsr-3839	5	450	management	management	NOUN
fsr-3839	5	451	,	,	PUNCT
fsr-3839	5	452	”	"	PUNCT
fsr-3839	5	453	dale	dale	PROPN
fsr-3839	5	454	l.	l.	PROPN
fsr-3839	5	455	domian	domian	PROPN
fsr-3839	5	456	,	,	PUNCT
fsr-3839	5	457	6(3	6(3	NUM
fsr-3839	5	458	):	):	PUNCT
fsr-3839	5	459	223	223	NUM
fsr-3839	5	460	-	-	SYM
fsr-3839	5	461	224	224	NUM
fsr-3839	5	462	“	"	PUNCT
fsr-3839	5	463	short	short	ADJ
fsr-3839	5	464	selling	selling	NOUN
fsr-3839	5	465	and	and	CCONJ
fsr-3839	5	466	trading	trading	NOUN
fsr-3839	5	467	abuses	abuse	NOUN
fsr-3839	5	468	on	on	ADP
fsr-3839	5	469	nasdaq	nasdaq	PROPN
fsr-3839	5	470	,	,	PUNCT
fsr-3839	5	471	”	"	PUNCT
fsr-3839	5	472	robert	robert	PROPN
fsr-3839	5	473	l.	l.	PROPN
fsr-3839	5	474	albert	albert	PROPN
fsr-3839	5	475	jr	jr	PROPN
fsr-3839	5	476	.	.	PROPN
fsr-3839	5	477	,	,	PUNCT
fsr-3839	5	478	timothy	timothy	PROPN
fsr-3839	5	479	r.	r.	PROPN
fsr-3839	5	480	smaby	smaby	PROPN
fsr-3839	5	481	,	,	PUNCT
fsr-3839	5	482	and	and	CCONJ
fsr-3839	5	483	h.	h.	PROPN
fsr-3839	5	484	david	david	PROPN
fsr-3839	5	485	robison	robison	PROPN
fsr-3839	5	486	,	,	PUNCT
fsr-3839	5	487	6	6	NUM
fsr-3839	5	488	(	(	PUNCT
fsr-3839	5	489	1	1	NUM
fsr-3839	5	490	):	):	PUNCT
fsr-3839	5	491	27	27	NUM
fsr-3839	5	492	-	-	SYM
fsr-3839	5	493	39	39	NUM
fsr-3839	5	494	“	"	PUNCT
fsr-3839	5	495	a	a	DET
fsr-3839	5	496	simple	simple	ADJ
fsr-3839	5	497	and	and	CCONJ
fsr-3839	5	498	effective	effective	ADJ
fsr-3839	5	499	trading	trading	NOUN
fsr-3839	5	500	rule	rule	NOUN
fsr-3839	5	501	for	for	ADP
fsr-3839	5	502	indi	indi	PROPN
fsr-3839	5	503	vidual	vidual	ADJ
fsr-3839	5	504	investors	investor	NOUN
fsr-3839	5	505	,	,	PUNCT
fsr-3839	5	506	”	"	PUNCT
fsr-3839	5	507	laurie	laurie	PROPN
fsr-3839	5	508	prather	prather	PROPN
fsr-3839	5	509	and	and	CCONJ
fsr-3839	5	510	will	will	AUX
fsr-3839	5	511	iam	iam	PROPN
fsr-3839	5	512	bertin	bertin	PROPN
fsr-3839	5	513	,	,	PUNCT
fsr-3839	5	514	6(4	6(4	NUM
fsr-3839	5	515	):	):	PUNCT
fsr-3839	5	516	285	285	NUM
fsr-3839	5	517	-	-	SYM
fsr-3839	5	518	294	294	NUM
fsr-3839	5	519	“	"	PUNCT
fsr-3839	5	520	the	the	DET
fsr-3839	5	521	use	use	NOUN
fsr-3839	5	522	of	of	ADP
fsr-3839	5	523	professional	professional	ADJ
fsr-3839	5	524	designations	designation	NOUN
fsr-3839	5	525	in	in	ADP
fsr-3839	5	526	the	the	DET
fsr-3839	5	527	real	real	ADJ
fsr-3839	5	528	estate	estate	NOUN
fsr-3839	5	529	industry	industry	NOUN
fsr-3839	5	530	”	"	PUNCT
fsr-3839	5	531	susan	susan	PROPN
fsr-3839	5	532	logan	logan	PROPN
fsr-3839	5	533	nelson	nelson	PROPN
fsr-3839	5	534	and	and	CCONJ
fsr-3839	5	535	theron	theron	PROPN
fsr-3839	5	536	r.	r.	PROPN
fsr-3839	5	537	nelson	nelson	PROPN
fsr-3839	5	538	,	,	PUNCT
fsr-3839	5	539	6(2	6(2	NUM
fsr-3839	5	540	):	):	PUNCT
fsr-3839	5	541	109	109	NUM
fsr-3839	5	542	-	-	SYM
fsr-3839	5	543	124	124	NUM