id	sid	tid	token	lemma	pos
fsr-3849	1	1	pii	pii	PROPN
fsr-3849	1	2	:	:	PUNCT
fsr-3849	1	3	s1057	s1057	NOUN
fsr-3849	1	4	-	-	PUNCT
fsr-3849	1	5	0810(99)80002	0810(99)80002	NOUN
fsr-3849	1	6	-	-	PUNCT
fsr-3849	1	7	x	x	NOUN
fsr-3849	1	8	from	from	ADP
fsr-3849	1	9	the	the	DET
fsr-3849	1	10	editor	editor	NOUN
fsr-3849	1	11	karen	karen	PROPN
fsr-3849	1	12	eilers	eilers	PROPN
fsr-3849	2	1	lahey	lahey	PROPN
fsr-3849	2	2	jenny	jenny	PROPN
fsr-3849	2	3	ridge	ridge	PROPN
fsr-3849	2	4	and	and	CCONJ
fsr-3849	2	5	martin	martin	PROPN
fsr-3849	2	6	young	young	PROPN
fsr-3849	2	7	present	present	VERB
fsr-3849	2	8	the	the	DET
fsr-3849	2	9	first	first	ADJ
fsr-3849	2	10	of	of	ADP
fsr-3849	2	11	two	two	NUM
fsr-3849	2	12	articles	article	NOUN
fsr-3849	2	13	in	in	ADP
fsr-3849	2	14	this	this	DET
fsr-3849	2	15	issue	issue	NOUN
fsr-3849	2	16	on	on	ADP
fsr-3849	2	17	inter	inter	ADJ
fsr-3849	2	18	esting	esting	ADJ
fsr-3849	2	19	international	international	ADJ
fsr-3849	2	20	financial	financial	ADJ
fsr-3849	2	21	investments	investment	NOUN
fsr-3849	2	22	.	.	PUNCT
fsr-3849	3	1	they	they	PRON
fsr-3849	3	2	examine	examine	VERB
fsr-3849	3	3	the	the	DET
fsr-3849	3	4	history	history	NOUN
fsr-3849	3	5	and	and	CCONJ
fsr-3849	3	6	operation	operation	NOUN
fsr-3849	3	7	of	of	ADP
fsr-3849	3	8	a	a	DET
fsr-3849	3	9	sav	sav	PROPN
fsr-3849	3	10	ings	ing	NOUN
fsr-3849	3	11	scheme	scheme	NOUN
fsr-3849	3	12	in	in	ADP
fsr-3849	3	13	new	new	PROPN
fsr-3849	3	14	zealand	zealand	PROPN
fsr-3849	3	15	and	and	CCONJ
fsr-3849	3	16	why	why	SCONJ
fsr-3849	3	17	it	it	PRON
fsr-3849	3	18	appeals	appeal	VERB
fsr-3849	3	19	to	to	ADP
fsr-3849	3	20	individual	individual	ADJ
fsr-3849	3	21	investors	investor	NOUN
fsr-3849	3	22	in	in	ADP
fsr-3849	3	23	their	their	PRON
fsr-3849	3	24	article	article	NOUN
fsr-3849	3	25	entitled	entitle	VERB
fsr-3849	3	26	,	,	PUNCT
fsr-3849	3	27	"	"	PUNCT
fsr-3849	3	28	innovations	innovation	NOUN
fsr-3849	3	29	in	in	ADP
fsr-3849	3	30	savings	saving	NOUN
fsr-3849	3	31	schemes	scheme	NOUN
fsr-3849	3	32	:	:	PUNCT
fsr-3849	3	33	the	the	DET
fsr-3849	3	34	bonus	bonus	NOUN
fsr-3849	3	35	bonds	bond	NOUN
fsr-3849	3	36	trust	trust	NOUN
fsr-3849	3	37	in	in	ADP
fsr-3849	3	38	new	new	PROPN
fsr-3849	3	39	zealand	zealand	PROPN
fsr-3849	3	40	.	.	PUNCT
fsr-3849	3	41	"	"	PUNCT
fsr-3849	4	1	it	it	PRON
fsr-3849	4	2	combines	combine	VERB
fsr-3849	4	3	elements	element	NOUN
fsr-3849	4	4	of	of	ADP
fsr-3849	4	5	both	both	DET
fsr-3849	4	6	bonds	bond	NOUN
fsr-3849	4	7	and	and	CCONJ
fsr-3849	4	8	lottery	lottery	NOUN
fsr-3849	4	9	tickets	ticket	NOUN
fsr-3849	4	10	in	in	ADP
fsr-3849	4	11	the	the	DET
fsr-3849	4	12	united	united	PROPN
fsr-3849	4	13	states	states	PROPN
fsr-3849	4	14	,	,	PUNCT
fsr-3849	4	15	and	and	CCONJ
fsr-3849	4	16	is	be	AUX
fsr-3849	4	17	held	hold	VERB
fsr-3849	4	18	by	by	ADP
fsr-3849	4	19	a	a	DET
fsr-3849	4	20	third	third	NOUN
fsr-3849	4	21	of	of	ADP
fsr-3849	4	22	all	all	DET
fsr-3849	4	23	new	new	ADJ
fsr-3849	4	24	zealanders	zealander	NOUN
fsr-3849	4	25	.	.	PUNCT
fsr-3849	5	1	"	"	PUNCT
fsr-3849	5	2	closed	close	VERB
fsr-3849	5	3	-	-	PUNCT
fsr-3849	5	4	end	end	NOUN
fsr-3849	5	5	investment	investment	NOUN
fsr-3849	5	6	companies	company	NOUN
fsr-3849	5	7	:	:	PUNCT
fsr-3849	5	8	historic	historic	ADJ
fsr-3849	5	9	returns	return	NOUN
fsr-3849	5	10	and	and	CCONJ
fsr-3849	5	11	investment	investment	NOUN
fsr-3849	5	12	strategies	strategy	NOUN
fsr-3849	5	13	"	"	PUNCT
fsr-3849	5	14	by	by	ADP
fsr-3849	5	15	carolyn	carolyn	PROPN
fsr-3849	5	16	reichert	reichert	PROPN
fsr-3849	5	17	and	and	CCONJ
fsr-3849	5	18	j.	j.	PROPN
fsr-3849	5	19	douglas	douglas	PROPN
fsr-3849	5	20	timmons	timmons	PROPN
fsr-3849	5	21	examine	examine	VERB
fsr-3849	5	22	simple	simple	ADJ
fsr-3849	5	23	trading	trading	NOUN
fsr-3849	5	24	rules	rule	NOUN
fsr-3849	5	25	that	that	PRON
fsr-3849	5	26	individual	individual	ADJ
fsr-3849	5	27	investors	investor	NOUN
fsr-3849	5	28	could	could	AUX
fsr-3849	5	29	follow	follow	VERB
fsr-3849	5	30	.	.	PUNCT
fsr-3849	6	1	they	they	PRON
fsr-3849	6	2	provide	provide	VERB
fsr-3849	6	3	a	a	DET
fsr-3849	6	4	review	review	NOUN
fsr-3849	6	5	of	of	ADP
fsr-3849	6	6	the	the	DET
fsr-3849	6	7	literature	literature	NOUN
fsr-3849	6	8	on	on	ADP
fsr-3849	6	9	closed	close	VERB
fsr-3849	6	10	-	-	PUNCT
fsr-3849	6	11	end	end	NOUN
fsr-3849	6	12	funds	fund	NOUN
fsr-3849	6	13	and	and	CCONJ
fsr-3849	6	14	find	find	VERB
fsr-3849	6	15	that	that	SCONJ
fsr-3849	6	16	institutional	institutional	ADJ
fsr-3849	6	17	investors	investor	NOUN
fsr-3849	6	18	have	have	AUX
fsr-3849	6	19	been	be	AUX
fsr-3849	6	20	successful	successful	ADJ
fsr-3849	6	21	in	in	ADP
fsr-3849	6	22	earning	earn	VERB
fsr-3849	6	23	excess	excess	ADJ
fsr-3849	6	24	returns	return	NOUN
fsr-3849	6	25	through	through	ADP
fsr-3849	6	26	complex	complex	ADJ
fsr-3849	6	27	trading	trading	NOUN
fsr-3849	6	28	strategies	strategy	NOUN
fsr-3849	6	29	.	.	PUNCT
fsr-3849	7	1	their	their	PRON
fsr-3849	7	2	study	study	NOUN
fsr-3849	7	3	tests	test	VERB
fsr-3849	7	4	a	a	DET
fsr-3849	7	5	buy	buy	NOUN
fsr-3849	7	6	and	and	CCONJ
fsr-3849	7	7	hold	hold	VERB
fsr-3849	7	8	yearly	yearly	ADJ
fsr-3849	7	9	rebalancing	rebalancing	NOUN
fsr-3849	7	10	of	of	ADP
fsr-3849	7	11	closed	closed	ADJ
fsr-3849	7	12	funds	fund	NOUN
fsr-3849	7	13	by	by	ADP
fsr-3849	7	14	individuals	individual	NOUN
fsr-3849	7	15	.	.	PUNCT
fsr-3849	8	1	judson	judson	PROPN
fsr-3849	8	2	w.	w.	PROPN
fsr-3849	8	3	russell	russell	PROPN
fsr-3849	8	4	focuses	focus	VERB
fsr-3849	8	5	on	on	ADP
fsr-3849	8	6	united	united	PROPN
fsr-3849	8	7	states	states	PROPN
fsr-3849	8	8	exchange	exchange	NOUN
fsr-3849	8	9	-	-	PUNCT
fsr-3849	8	10	listed	list	VERB
fsr-3849	8	11	investments	investment	NOUN
fsr-3849	8	12	as	as	ADP
fsr-3849	8	13	a	a	DET
fsr-3849	8	14	potential	potential	ADJ
fsr-3849	8	15	vehicle	vehicle	NOUN
fsr-3849	8	16	for	for	ADP
fsr-3849	8	17	international	international	ADJ
fsr-3849	8	18	diversification	diversification	NOUN
fsr-3849	8	19	.	.	PUNCT
fsr-3849	9	1	his	his	PRON
fsr-3849	9	2	article	article	NOUN
fsr-3849	9	3	,	,	PUNCT
fsr-3849	9	4	"	"	PUNCT
fsr-3849	9	5	the	the	DET
fsr-3849	9	6	international	international	ADJ
fsr-3849	9	7	diversification	diversification	NOUN
fsr-3849	9	8	fal	fal	NOUN
fsr-3849	9	9	lacy	lacy	NOUN
fsr-3849	9	10	of	of	ADP
fsr-3849	9	11	exchange	exchange	NOUN
fsr-3849	9	12	-	-	PUNCT
fsr-3849	9	13	listed	list	VERB
fsr-3849	9	14	securities	security	NOUN
fsr-3849	9	15	"	"	PUNCT
fsr-3849	9	16	examines	examine	VERB
fsr-3849	9	17	closed	close	VERB
fsr-3849	9	18	-	-	PUNCT
fsr-3849	9	19	end	end	NOUN
fsr-3849	9	20	country	country	NOUN
fsr-3849	9	21	funds	fund	NOUN
fsr-3849	9	22	,	,	PUNCT
fsr-3849	9	23	american	american	PROPN
fsr-3849	9	24	depos	depos	ADJ
fsr-3849	9	25	itory	itory	ADJ
fsr-3849	9	26	receipts	receipt	NOUN
fsr-3849	9	27	(	(	PUNCT
fsr-3849	9	28	adrs	adr	NOUN
fsr-3849	9	29	)	)	PUNCT
fsr-3849	9	30	,	,	PUNCT
fsr-3849	9	31	and	and	CCONJ
fsr-3849	9	32	multinational	multinational	ADJ
fsr-3849	9	33	corporations	corporation	NOUN
fsr-3849	9	34	(	(	PUNCT
fsr-3849	9	35	mncs	mncs	PROPN
fsr-3849	9	36	)	)	PUNCT
fsr-3849	9	37	.	.	PUNCT
fsr-3849	10	1	results	result	NOUN
fsr-3849	10	2	suggest	suggest	VERB
fsr-3849	10	3	that	that	SCONJ
fsr-3849	10	4	they	they	PRON
fsr-3849	10	5	do	do	AUX
fsr-3849	10	6	not	not	PART
fsr-3849	10	7	provide	provide	VERB
fsr-3849	10	8	united	united	PROPN
fsr-3849	10	9	states	states	PROPN
fsr-3849	10	10	investors	investor	NOUN
fsr-3849	10	11	with	with	ADP
fsr-3849	10	12	expected	expect	VERB
fsr-3849	10	13	diversification	diversification	NOUN
fsr-3849	10	14	.	.	PUNCT
fsr-3849	11	1	"	"	PUNCT
fsr-3849	11	2	an	an	DET
fsr-3849	11	3	analysis	analysis	NOUN
fsr-3849	11	4	of	of	ADP
fsr-3849	11	5	personal	personal	ADJ
fsr-3849	11	6	financial	financial	ADJ
fsr-3849	11	7	literacy	literacy	NOUN
fsr-3849	11	8	among	among	ADP
fsr-3849	11	9	college	college	NOUN
fsr-3849	11	10	students	student	NOUN
fsr-3849	11	11	"	"	PUNCT
fsr-3849	11	12	was	be	AUX
fsr-3849	11	13	initially	initially	ADV
fsr-3849	11	14	presented	present	VERB
fsr-3849	11	15	at	at	ADP
fsr-3849	11	16	the	the	DET
fsr-3849	11	17	1997	1997	NUM
fsr-3849	11	18	academy	academy	NOUN
fsr-3849	11	19	of	of	ADP
fsr-3849	11	20	financial	financial	ADJ
fsr-3849	11	21	services	service	NOUN
fsr-3849	11	22	meeting	meeting	NOUN
fsr-3849	11	23	in	in	ADP
fsr-3849	11	24	hawaii	hawaii	PROPN
fsr-3849	11	25	.	.	PUNCT
fsr-3849	12	1	haiyang	haiyang	PROPN
fsr-3849	12	2	chen	chen	PROPN
fsr-3849	12	3	and	and	CCONJ
fsr-3849	12	4	ronald	ronald	PROPN
fsr-3849	12	5	p.	p.	PROPN
fsr-3849	12	6	volpe	volpe	PROPN
fsr-3849	12	7	survey	survey	PROPN
fsr-3849	12	8	college	college	NOUN
fsr-3849	12	9	students	student	NOUN
fsr-3849	12	10	to	to	PART
fsr-3849	12	11	determine	determine	VERB
fsr-3849	12	12	their	their	PRON
fsr-3849	12	13	level	level	NOUN
fsr-3849	12	14	of	of	ADP
fsr-3849	12	15	personal	personal	ADJ
fsr-3849	12	16	financial	financial	ADJ
fsr-3849	12	17	knowledge	knowledge	NOUN
fsr-3849	12	18	.	.	PUNCT
fsr-3849	13	1	their	their	PRON
fsr-3849	13	2	results	result	NOUN
fsr-3849	13	3	indicate	indicate	VERB
fsr-3849	13	4	that	that	SCONJ
fsr-3849	13	5	there	there	PRON
fsr-3849	13	6	are	be	VERB
fsr-3849	13	7	differences	difference	NOUN
fsr-3849	13	8	based	base	VERB
fsr-3849	13	9	on	on	ADP
fsr-3849	13	10	college	college	NOUN
fsr-3849	13	11	major	major	ADJ
fsr-3849	13	12	,	,	PUNCT
fsr-3849	13	13	gender	gender	NOUN
fsr-3849	13	14	,	,	PUNCT
fsr-3849	13	15	rank	rank	NOUN
fsr-3849	13	16	,	,	PUNCT
fsr-3849	13	17	age	age	NOUN
fsr-3849	13	18	,	,	PUNCT
fsr-3849	13	19	and	and	CCONJ
fsr-3849	13	20	work	work	NOUN
fsr-3849	13	21	experience	experience	NOUN
fsr-3849	13	22	.	.	PUNCT
fsr-3849	14	1	they	they	PRON
fsr-3849	14	2	argue	argue	VERB
fsr-3849	14	3	that	that	SCONJ
fsr-3849	14	4	college	college	NOUN
fsr-3849	14	5	students	student	NOUN
fsr-3849	14	6	do	do	AUX
fsr-3849	14	7	not	not	PART
fsr-3849	14	8	understand	understand	VERB
fsr-3849	14	9	per	per	ADP
fsr-3849	14	10	sonal	sonal	ADJ
fsr-3849	14	11	finance	finance	NOUN
fsr-3849	14	12	and	and	CCONJ
fsr-3849	14	13	that	that	SCONJ
fsr-3849	14	14	steps	step	NOUN
fsr-3849	14	15	should	should	AUX
fsr-3849	14	16	be	be	AUX
fsr-3849	14	17	taken	take	VERB
fsr-3849	14	18	to	to	PART
fsr-3849	14	19	correct	correct	VERB
fsr-3849	14	20	this	this	DET
fsr-3849	14	21	problem	problem	NOUN
fsr-3849	14	22	.	.	PUNCT
fsr-3849	15	1	the	the	DET
fsr-3849	15	2	second	second	ADJ
fsr-3849	15	3	international	international	ADJ
fsr-3849	15	4	article	article	NOUN
fsr-3849	15	5	by	by	ADP
fsr-3849	15	6	diana	diana	PROPN
fsr-3849	15	7	beal	beal	PROPN
fsr-3849	15	8	and	and	CCONJ
fsr-3849	15	9	michelle	michelle	PROPN
fsr-3849	15	10	goyen	goyen	PROPN
fsr-3849	15	11	provides	provide	VERB
fsr-3849	15	12	an	an	DET
fsr-3849	15	13	expla	expla	NOUN
fsr-3849	15	14	nation	nation	NOUN
fsr-3849	15	15	for	for	ADP
fsr-3849	15	16	possible	possible	ADJ
fsr-3849	15	17	motivations	motivation	NOUN
fsr-3849	15	18	for	for	ADP
fsr-3849	15	19	investing	invest	VERB
fsr-3849	15	20	in	in	ADP
fsr-3849	15	21	"	"	PUNCT
fsr-3849	15	22	ethical	ethical	ADJ
fsr-3849	15	23	firms	firm	NOUN
fsr-3849	15	24	"	"	PUNCT
fsr-3849	15	25	in	in	ADP
fsr-3849	15	26	australia	australia	PROPN
fsr-3849	15	27	.	.	PUNCT
fsr-3849	16	1	in	in	ADP
fsr-3849	16	2	their	their	PRON
fsr-3849	16	3	article	article	NOUN
fsr-3849	16	4	,	,	PUNCT
fsr-3849	16	5	"	"	PUNCT
fsr-3849	16	6	'	'	PUNCT
fsr-3849	16	7	putting	put	VERB
fsr-3849	16	8	your	your	PRON
fsr-3849	16	9	money	money	NOUN
fsr-3849	16	10	where	where	SCONJ
fsr-3849	16	11	your	your	PRON
fsr-3849	16	12	mouth	mouth	NOUN
fsr-3849	16	13	is	be	AUX
fsr-3849	16	14	.	.	PUNCT
fsr-3849	16	15	'	'	PUNCT
fsr-3849	17	1	a	a	DET
fsr-3849	17	2	profile	profile	NOUN
fsr-3849	17	3	of	of	ADP
fsr-3849	17	4	ethical	ethical	ADJ
fsr-3849	17	5	investors	investor	NOUN
fsr-3849	17	6	,	,	PUNCT
fsr-3849	17	7	"	"	PUNCT
fsr-3849	17	8	they	they	PRON
fsr-3849	17	9	explain	explain	VERB
fsr-3849	17	10	the	the	DET
fsr-3849	17	11	problems	problem	NOUN
fsr-3849	17	12	facing	face	VERB
fsr-3849	17	13	individuals	individual	NOUN
fsr-3849	17	14	who	who	PRON
fsr-3849	17	15	wish	wish	VERB
fsr-3849	17	16	to	to	PART
fsr-3849	17	17	select	select	VERB
fsr-3849	17	18	socially	socially	ADV
fsr-3849	17	19	responsible	responsible	ADJ
fsr-3849	17	20	firms	firm	NOUN
fsr-3849	17	21	and	and	CCONJ
fsr-3849	17	22	report	report	NOUN
fsr-3849	17	23	on	on	ADP
fsr-3849	17	24	a	a	DET
fsr-3849	17	25	survey	survey	NOUN
fsr-3849	17	26	they	they	PRON
fsr-3849	17	27	conduct	conduct	VERB
fsr-3849	17	28	of	of	ADP
fsr-3849	17	29	shareholders	shareholder	NOUN
fsr-3849	17	30	in	in	ADP
fsr-3849	17	31	a	a	DET
fsr-3849	17	32	publically	publically	ADV
fsr-3849	17	33	owned	own	VERB
fsr-3849	17	34	firm	firm	NOUN
fsr-3849	17	35	called	call	VERB
fsr-3849	17	36	earth	earth	NOUN
fsr-3849	17	37	sanctuaries	sanctuary	NOUN
fsr-3849	17	38	limited	limit	VERB
fsr-3849	17	39	(	(	PUNCT
fsr-3849	17	40	esl	esl	PROPN
fsr-3849	17	41	)	)	PUNCT
fsr-3849	17	42	.	.	PUNCT
fsr-3849	18	1	they	they	PRON
fsr-3849	18	2	compare	compare	VERB
fsr-3849	18	3	their	their	PRON
fsr-3849	18	4	findings	finding	NOUN
fsr-3849	18	5	with	with	ADP
fsr-3849	18	6	a	a	DET
fsr-3849	18	7	survey	survey	NOUN
fsr-3849	18	8	conducted	conduct	VERB
fsr-3849	18	9	by	by	ADP
fsr-3849	18	10	the	the	DET
fsr-3849	18	11	australian	australian	ADJ
fsr-3849	18	12	stock	stock	NOUN
fsr-3849	18	13	exchange	exchange	NOUN
fsr-3849	18	14	.	.	PUNCT