id	sid	tid	token	lemma	pos
fsr-3850	1	1	pii	pii	PROPN
fsr-3850	1	2	:	:	PUNCT
fsr-3850	1	3	s1057	s1057	NOUN
fsr-3850	1	4	-	-	PUNCT
fsr-3850	1	5	0810(99)80003	0810(99)80003	NUM
fsr-3850	1	6	-	-	PUNCT
fsr-3850	1	7	1	1	NUM
fsr-3850	1	8	financial	financial	ADJ
fsr-3850	1	9	services	service	NOUN
fsr-3850	1	10	review	review	NOUN
fsr-3850	1	11	,	,	PUNCT
fsr-3850	1	12	7(2	7(2	NUM
fsr-3850	1	13	):	):	PUNCT
fsr-3850	1	14	73	73	NUM
fsr-3850	1	15	-	-	SYM
fsr-3850	1	16	81	81	NUM
fsr-3850	1	17	copyright	copyright	NOUN
fsr-3850	1	18	©	©	PROPN
fsr-3850	1	19	1998	1998	NUM
fsr-3850	1	20	by	by	ADP
fsr-3850	1	21	jai	jai	PROPN
fsr-3850	1	22	press	press	PROPN
fsr-3850	1	23	inc	inc	PROPN
fsr-3850	1	24	.	.	PROPN
fsr-3850	1	25	issn	issn	PROPN
fsr-3850	1	26	:	:	PUNCT
fsr-3850	1	27	1057	1057	NUM
fsr-3850	1	28	-	-	SYM
fsr-3850	1	29	0810	0810	NUM
fsr-3850	1	30	all	all	DET
fsr-3850	1	31	tights	tight	NOUN
fsr-3850	1	32	of	of	ADP
fsr-3850	1	33	reproduction	reproduction	NOUN
fsr-3850	1	34	in	in	ADP
fsr-3850	1	35	any	any	DET
fsr-3850	1	36	form	form	NOUN
fsr-3850	1	37	reserved	reserve	VERB
fsr-3850	1	38	.	.	PUNCT
fsr-3850	2	1	innovations	innovation	NOUN
fsr-3850	2	2	in	in	ADP
fsr-3850	2	3	savings	saving	NOUN
fsr-3850	2	4	schemes	scheme	NOUN
fsr-3850	2	5	:	:	PUNCT
fsr-3850	2	6	the	the	DET
fsr-3850	2	7	bonus	bonus	NOUN
fsr-3850	2	8	bonds	bond	NOUN
fsr-3850	2	9	trust	trust	NOUN
fsr-3850	2	10	in	in	ADP
fsr-3850	2	11	new	new	PROPN
fsr-3850	2	12	zealand	zealand	PROPN
fsr-3850	2	13	jenny	jenny	PROPN
fsr-3850	2	14	ridge	ridge	PROPN
fsr-3850	2	15	and	and	CCONJ
fsr-3850	2	16	martin	martin	PROPN
fsr-3850	2	17	young	young	ADJ
fsr-3850	2	18	bonus	bonus	NOUN
fsr-3850	2	19	bonds	bond	NOUN
fsr-3850	2	20	were	be	AUX
fsr-3850	2	21	introduced	introduce	VERB
fsr-3850	2	22	into	into	ADP
fsr-3850	2	23	new	new	PROPN
fsr-3850	2	24	zealand	zealand	PROPN
fsr-3850	2	25	in	in	ADP
fsr-3850	2	26	march	march	PROPN
fsr-3850	2	27	1970	1970	NUM
fsr-3850	2	28	based	base	VERB
fsr-3850	2	29	on	on	ADP
fsr-3850	2	30	the	the	DET
fsr-3850	2	31	premium	premium	NOUN
fsr-3850	2	32	bond	bond	NOUN
fsr-3850	2	33	savings	saving	NOUN
fsr-3850	2	34	scheme	scheme	NOUN
fsr-3850	2	35	operating	operate	VERB
fsr-3850	2	36	in	in	ADP
fsr-3850	2	37	the	the	DET
fsr-3850	2	38	united	united	ADJ
fsr-3850	2	39	kingdom	kingdom	PROPN
fsr-3850	2	40	.	.	PUNCT
fsr-3850	3	1	a	a	DET
fsr-3850	3	2	bonus	bonus	NOUN
fsr-3850	3	3	bond	bond	NOUN
fsr-3850	3	4	is	be	AUX
fsr-3850	3	5	a	a	DET
fsr-3850	3	6	unit	unit	NOUN
fsr-3850	3	7	in	in	ADP
fsr-3850	3	8	the	the	DET
fsr-3850	3	9	bonus	bonus	NOUN
fsr-3850	3	10	bonds	bond	NOUN
fsr-3850	3	11	trust	trust	VERB
fsr-3850	3	12	with	with	ADP
fsr-3850	3	13	all	all	DET
fsr-3850	3	14	income	income	NOUN
fsr-3850	3	15	from	from	ADP
fsr-3850	3	16	the	the	DET
fsr-3850	3	17	trust	trust	NOUN
fsr-3850	3	18	's	's	PART
fsr-3850	3	19	conservative	conservative	ADJ
fsr-3850	3	20	investments	investment	NOUN
fsr-3850	3	21	being	be	AUX
fsr-3850	3	22	bal	bal	ADV
fsr-3850	3	23	loted	lot	VERB
fsr-3850	3	24	for	for	ADP
fsr-3850	3	25	on	on	ADP
fsr-3850	3	26	a	a	DET
fsr-3850	3	27	monthly	monthly	ADJ
fsr-3850	3	28	basis	basis	NOUN
fsr-3850	3	29	by	by	ADP
fsr-3850	3	30	the	the	DET
fsr-3850	3	31	bond	bond	NOUN
fsr-3850	3	32	homers	homer	NOUN
fsr-3850	3	33	.	.	PUNCT
fsr-3850	4	1	this	this	DET
fsr-3850	4	2	paper	paper	NOUN
fsr-3850	4	3	looks	look	VERB
fsr-3850	4	4	at	at	ADP
fsr-3850	4	5	the	the	DET
fsr-3850	4	6	history	history	NOUN
fsr-3850	4	7	and	and	CCONJ
fsr-3850	4	8	operation	operation	NOUN
fsr-3850	4	9	of	of	ADP
fsr-3850	4	10	the	the	DET
fsr-3850	4	11	bonus	bonus	NOUN
fsr-3850	4	12	bonds	bond	VERB
fsr-3850	4	13	savings	saving	NOUN
fsr-3850	4	14	scheme	scheme	NOUN
fsr-3850	4	15	in	in	ADP
fsr-3850	4	16	new	new	PROPN
fsr-3850	4	17	zealand	zealand	PROPN
fsr-3850	4	18	and	and	CCONJ
fsr-3850	4	19	examines	examine	VERB
fsr-3850	4	20	why	why	SCONJ
fsr-3850	4	21	it	it	PRON
fsr-3850	4	22	has	have	VERB
fsr-3850	4	23	such	such	ADJ
fsr-3850	4	24	wide	wide	ADJ
fsr-3850	4	25	appeal	appeal	NOUN
fsr-3850	4	26	for	for	ADP
fsr-3850	4	27	new	new	ADJ
fsr-3850	4	28	zealanders	zealander	NOUN
fsr-3850	4	29	.	.	PUNCT
fsr-3850	5	1	the	the	DET
fsr-3850	5	2	paper	paper	NOUN
fsr-3850	5	3	also	also	ADV
fsr-3850	5	4	addresses	address	VERB
fsr-3850	5	5	the	the	DET
fsr-3850	5	6	following	follow	VERB
fsr-3850	5	7	aspects	aspect	NOUN
fsr-3850	5	8	of	of	ADP
fsr-3850	5	9	the	the	DET
fsr-3850	5	10	scheme	scheme	NOUN
fsr-3850	5	11	.	.	PUNCT
fsr-3850	6	1	performance	performance	NOUN
fsr-3850	6	2	of	of	ADP
fsr-3850	6	3	the	the	DET
fsr-3850	6	4	bonds	bond	NOUN
fsr-3850	6	5	;	;	PUNCT
fsr-3850	6	6	their	their	PRON
fsr-3850	6	7	level	level	NOUN
fsr-3850	6	8	of	of	ADP
fsr-3850	6	9	success	success	NOUN
fsr-3850	6	10	as	as	ADP
fsr-3850	6	11	a	a	DET
fsr-3850	6	12	savings	savings	NOUN
fsr-3850	6	13	vehicle	vehicle	NOUN
fsr-3850	6	14	;	;	PUNCT
fsr-3850	6	15	factors	factor	NOUN
fsr-3850	6	16	contributing	contribute	VERB
fsr-3850	6	17	to	to	ADP
fsr-3850	6	18	their	their	PRON
fsr-3850	6	19	relative	relative	ADJ
fsr-3850	6	20	success	success	NOUN
fsr-3850	6	21	over	over	ADP
fsr-3850	6	22	time	time	NOUN
fsr-3850	6	23	;	;	PUNCT
fsr-3850	6	24	the	the	DET
fsr-3850	6	25	risk	risk	NOUN
fsr-3850	6	26	profile	profile	NOUN
fsr-3850	6	27	of	of	ADP
fsr-3850	6	28	the	the	DET
fsr-3850	6	29	bond	bond	NOUN
fsr-3850	6	30	hold	hold	VERB
fsr-3850	6	31	ers	er	NOUN
fsr-3850	6	32	.	.	PUNCT
fsr-3850	7	1	the	the	DET
fsr-3850	7	2	major	major	ADJ
fsr-3850	7	3	findings	finding	NOUN
fsr-3850	7	4	of	of	ADP
fsr-3850	7	5	the	the	DET
fsr-3850	7	6	paper	paper	NOUN
fsr-3850	7	7	are	be	AUX
fsr-3850	7	8	that	that	SCONJ
fsr-3850	7	9	investors	investor	NOUN
fsr-3850	7	10	in	in	ADP
fsr-3850	7	11	bonus	bonus	NOUN
fsr-3850	7	12	bonds	bond	NOUN
fsr-3850	7	13	have	have	VERB
fsr-3850	7	14	little	little	ADJ
fsr-3850	7	15	appreciation	appreciation	NOUN
fsr-3850	7	16	of	of	ADP
fsr-3850	7	17	real	real	ADJ
fsr-3850	7	18	values	value	NOUN
fsr-3850	7	19	and	and	CCONJ
fsr-3850	7	20	they	they	PRON
fsr-3850	7	21	view	view	VERB
fsr-3850	7	22	the	the	DET
fsr-3850	7	23	bonds	bond	NOUN
fsr-3850	7	24	as	as	ADP
fsr-3850	7	25	an	an	DET
fsr-3850	7	26	appropriate	appropriate	ADJ
fsr-3850	7	27	investment	investment	NOUN
fsr-3850	7	28	for	for	ADP
fsr-3850	7	29	risk	risk	NOUN
fsr-3850	7	30	averse	averse	ADJ
fsr-3850	7	31	investors	investor	NOUN
fsr-3850	7	32	.	.	PUNCT
fsr-3850	8	1	i.	i.	PROPN
fsr-3850	8	2	introduction	introduction	NOUN
fsr-3850	8	3	bonus	bonus	NOUN
fsr-3850	8	4	bonds	bond	NOUN
fsr-3850	8	5	are	be	AUX
fsr-3850	8	6	a	a	DET
fsr-3850	8	7	savings	savings	NOUN
fsr-3850	8	8	vehicle	vehicle	NOUN
fsr-3850	8	9	which	which	PRON
fsr-3850	8	10	were	be	AUX
fsr-3850	8	11	introduced	introduce	VERB
fsr-3850	8	12	to	to	ADP
fsr-3850	8	13	the	the	DET
fsr-3850	8	14	new	new	PROPN
fsr-3850	8	15	zealand	zealand	PROPN
fsr-3850	8	16	public	public	NOUN
fsr-3850	8	17	in	in	ADP
fsr-3850	8	18	march	march	PROPN
fsr-3850	8	19	1970	1970	NUM
fsr-3850	8	20	.	.	PUNCT
fsr-3850	9	1	this	this	DET
fsr-3850	9	2	paper	paper	NOUN
fsr-3850	9	3	outlines	outline	VERB
fsr-3850	9	4	the	the	DET
fsr-3850	9	5	history	history	NOUN
fsr-3850	9	6	of	of	ADP
fsr-3850	9	7	bonus	bonus	NOUN
fsr-3850	9	8	bonds	bond	NOUN
fsr-3850	9	9	in	in	ADP
fsr-3850	9	10	new	new	PROPN
fsr-3850	9	11	zealand	zealand	PROPN
fsr-3850	9	12	and	and	CCONJ
fsr-3850	9	13	examines	examine	VERB
fsr-3850	9	14	their	their	PRON
fsr-3850	9	15	operation	operation	NOUN
fsr-3850	9	16	and	and	CCONJ
fsr-3850	9	17	the	the	DET
fsr-3850	9	18	reasons	reason	NOUN
fsr-3850	9	19	for	for	ADP
fsr-3850	9	20	their	their	PRON
fsr-3850	9	21	wide	wide	ADJ
fsr-3850	9	22	appeal	appeal	NOUN
fsr-3850	9	23	to	to	ADP
fsr-3850	9	24	the	the	DET
fsr-3850	9	25	new	new	PROPN
fsr-3850	9	26	zealand	zealand	PROPN
fsr-3850	9	27	public	public	NOUN
fsr-3850	9	28	.	.	PUNCT
fsr-3850	10	1	a	a	DET
fsr-3850	10	2	bonus	bonus	NOUN
fsr-3850	10	3	bond	bond	NOUN
fsr-3850	10	4	is	be	AUX
fsr-3850	10	5	a	a	DET
fsr-3850	10	6	unit	unit	NOUN
fsr-3850	10	7	in	in	ADP
fsr-3850	10	8	the	the	DET
fsr-3850	10	9	bonus	bonus	NOUN
fsr-3850	10	10	bonds	bond	NOUN
fsr-3850	10	11	trust	trust	NOUN
fsr-3850	10	12	and	and	CCONJ
fsr-3850	10	13	the	the	DET
fsr-3850	10	14	return	return	NOUN
fsr-3850	10	15	earned	earn	VERB
fsr-3850	10	16	by	by	ADP
fsr-3850	10	17	the	the	DET
fsr-3850	10	18	bonus	bonus	NOUN
fsr-3850	10	19	bonds	bond	NOUN
fsr-3850	10	20	trust	trust	NOUN
fsr-3850	10	21	is	be	AUX
fsr-3850	10	22	balloted	ballot	VERB
fsr-3850	10	23	for	for	ADP
fsr-3850	10	24	by	by	ADP
fsr-3850	10	25	the	the	DET
fsr-3850	10	26	bond	bond	NOUN
fsr-3850	10	27	holders	holder	NOUN
fsr-3850	10	28	in	in	ADP
fsr-3850	10	29	the	the	DET
fsr-3850	10	30	trust	trust	NOUN
fsr-3850	10	31	.	.	PUNCT
fsr-3850	11	1	the	the	DET
fsr-3850	11	2	principle	principle	NOUN
fsr-3850	11	3	deposited	deposit	VERB
fsr-3850	11	4	in	in	ADP
fsr-3850	11	5	the	the	DET
fsr-3850	11	6	bonus	bonus	NOUN
fsr-3850	11	7	bonds	bond	NOUN
fsr-3850	11	8	trust	trust	NOUN
fsr-3850	11	9	is	be	AUX
fsr-3850	11	10	invested	invest	VERB
fsr-3850	11	11	in	in	ADP
fsr-3850	11	12	low	low	ADJ
fsr-3850	11	13	risk	risk	NOUN
fsr-3850	11	14	assets	asset	NOUN
fsr-3850	11	15	.	.	PUNCT
fsr-3850	12	1	this	this	DET
fsr-3850	12	2	paper	paper	NOUN
fsr-3850	12	3	examines	examine	VERB
fsr-3850	12	4	the	the	DET
fsr-3850	12	5	interesting	interesting	ADJ
fsr-3850	12	6	risk	risk	NOUN
fsr-3850	12	7	profile	profile	NOUN
fsr-3850	12	8	of	of	ADP
fsr-3850	12	9	the	the	DET
fsr-3850	12	10	bond	bond	NOUN
fsr-3850	12	11	holders	holder	NOUN
fsr-3850	12	12	,	,	PUNCT
fsr-3850	12	13	being	be	AUX
fsr-3850	12	14	very	very	ADV
fsr-3850	12	15	risk	risk	NOUN
fsr-3850	12	16	averse	averse	ADJ
fsr-3850	12	17	with	with	ADP
fsr-3850	12	18	their	their	PRON
fsr-3850	12	19	principle	principle	ADJ
fsr-3850	12	20	contributions	contribution	NOUN
fsr-3850	12	21	in	in	ADP
fsr-3850	12	22	nominal	nominal	ADJ
fsr-3850	12	23	terms	term	NOUN
fsr-3850	12	24	yet	yet	ADV
fsr-3850	12	25	risk	risk	NOUN
fsr-3850	12	26	takers	taker	NOUN
fsr-3850	12	27	with	with	ADP
fsr-3850	12	28	their	their	PRON
fsr-3850	12	29	income	income	NOUN
fsr-3850	12	30	component	component	NOUN
fsr-3850	12	31	.	.	PUNCT
fsr-3850	13	1	ii	ii	PROPN
fsr-3850	13	2	.	.	PUNCT
fsr-3850	14	1	defining	define	VERB
fsr-3850	14	2	a	a	DET
fsr-3850	14	3	bonus	bonus	NOUN
fsr-3850	14	4	bond	bond	NOUN
fsr-3850	14	5	bonus	bonus	NOUN
fsr-3850	14	6	bonds	bond	NOUN
fsr-3850	14	7	are	be	AUX
fsr-3850	14	8	not	not	PART
fsr-3850	14	9	an	an	DET
fsr-3850	14	10	investment	investment	NOUN
fsr-3850	14	11	in	in	ADP
fsr-3850	14	12	the	the	DET
fsr-3850	14	13	traditional	traditional	ADJ
fsr-3850	14	14	sense	sense	NOUN
fsr-3850	14	15	.	.	PUNCT
fsr-3850	15	1	instead	instead	ADV
fsr-3850	15	2	of	of	ADP
fsr-3850	15	3	being	be	AUX
fsr-3850	15	4	paid	pay	VERB
fsr-3850	15	5	the	the	DET
fsr-3850	15	6	inter	inter	NOUN
fsr-3850	15	7	est	est	NOUN
fsr-3850	15	8	earned	earn	VERB
fsr-3850	15	9	by	by	ADP
fsr-3850	15	10	the	the	DET
fsr-3850	15	11	fund	fund	NOUN
fsr-3850	15	12	,	,	PUNCT
fsr-3850	15	13	the	the	DET
fsr-3850	15	14	bond	bond	NOUN
fsr-3850	15	15	holder	holder	NOUN
fsr-3850	15	16	has	have	VERB
fsr-3850	15	17	a	a	DET
fsr-3850	15	18	chance	chance	NOUN
fsr-3850	15	19	of	of	ADP
fsr-3850	15	20	winning	win	VERB
fsr-3850	15	21	between	between	ADP
fsr-3850	15	22	$	$	SYM
fsr-3850	15	23	20	20	NUM
fsr-3850	15	24	and	and	CCONJ
fsr-3850	15	25	$	$	SYM
fsr-3850	15	26	300,000	300,000	NUM
fsr-3850	15	27	jenny	jenny	NOUN
fsr-3850	15	28	ridge	ridge	PROPN
fsr-3850	15	29	and	and	CCONJ
fsr-3850	15	30	martin	martin	PROPN
fsr-3850	15	31	young	young	PROPN
fsr-3850	15	32	°	°	PROPN
fsr-3850	15	33	department	department	NOUN
fsr-3850	15	34	of	of	ADP
fsr-3850	15	35	finance	finance	NOUN
fsr-3850	15	36	and	and	CCONJ
fsr-3850	15	37	property	property	NOUN
fsr-3850	15	38	studies	study	NOUN
fsr-3850	15	39	,	,	PUNCT
fsr-3850	15	40	massey	massey	PROPN
fsr-3850	15	41	university	university	PROPN
fsr-3850	15	42	,	,	PUNCT
fsr-3850	15	43	private	private	ADJ
fsr-3850	15	44	bag	bag	NOUN
fsr-3850	15	45	11222	11222	NUM
fsr-3850	15	46	,	,	PUNCT
fsr-3850	15	47	palmerston	palmerston	PROPN
fsr-3850	15	48	north	north	PROPN
fsr-3850	15	49	,	,	PUNCT
fsr-3850	15	50	new	new	PROPN
fsr-3850	15	51	zealand	zealand	PROPN
fsr-3850	15	52	;	;	PUNCT
fsr-3850	15	53	phone	phone	NOUN
fsr-3850	15	54	:	:	PUNCT
fsr-3850	15	55	(	(	PUNCT
fsr-3850	15	56	06	06	NUM
fsr-3850	15	57	)	)	PUNCT
fsr-3850	15	58	356	356	NUM
fsr-3850	15	59	9099	9099	NUM
fsr-3850	15	60	,	,	PUNCT
fsr-3850	15	61	fax	fax	NOUN
fsr-3850	15	62	:	:	PUNCT
fsr-3850	15	63	(	(	PUNCT
fsr-3850	15	64	06	06	NUM
fsr-3850	15	65	)	)	PUNCT
fsr-3850	15	66	350	350	NUM
fsr-3850	15	67	5651	5651	NUM
fsr-3850	15	68	.	.	PUNCT
fsr-3850	16	1	74	74	NUM
fsr-3850	16	2	financial	financial	ADJ
fsr-3850	16	3	services	service	NOUN
fsr-3850	16	4	review	review	VERB
fsr-3850	16	5	7(2	7(2	NUM
fsr-3850	16	6	)	)	PUNCT
fsr-3850	16	7	1998	1998	NUM
fsr-3850	16	8	a	a	DET
fsr-3850	16	9	month	month	NOUN
fsr-3850	16	10	in	in	ADP
fsr-3850	16	11	prize	prize	NOUN
fsr-3850	16	12	money	money	NOUN
fsr-3850	16	13	.	.	PUNCT
fsr-3850	17	1	chances	chance	NOUN
fsr-3850	17	2	of	of	ADP
fsr-3850	17	3	winning	winning	NOUN
fsr-3850	17	4	are	be	AUX
fsr-3850	17	5	currently	currently	ADV
fsr-3850	17	6	one	one	NUM
fsr-3850	17	7	in	in	ADP
fsr-3850	17	8	13,000	13,000	NUM
fsr-3850	17	9	per	per	ADP
fsr-3850	17	10	bond	bond	NOUN
fsr-3850	17	11	with	with	ADP
fsr-3850	17	12	approximately	approximately	ADV
fsr-3850	17	13	1.6	1.6	NUM
fsr-3850	17	14	billion	billion	NUM
fsr-3850	17	15	units	unit	NOUN
fsr-3850	17	16	currently	currently	ADV
fsr-3850	17	17	on	on	ADP
fsr-3850	17	18	issue	issue	NOUN
fsr-3850	17	19	.	.	PUNCT
fsr-3850	18	1	section	section	NOUN
fsr-3850	18	2	28	28	NUM
fsr-3850	18	3	of	of	ADP
fsr-3850	18	4	the	the	DET
fsr-3850	18	5	finance	finance	NOUN
fsr-3850	18	6	act	act	NOUN
fsr-3850	18	7	1991	1991	NUM
fsr-3850	18	8	under	under	ADP
fsr-3850	18	9	which	which	PRON
fsr-3850	18	10	the	the	DET
fsr-3850	18	11	bonus	bonus	NOUN
fsr-3850	18	12	bonds	bond	NOUN
fsr-3850	18	13	trust	trust	NOUN
fsr-3850	18	14	operates	operate	VERB
fsr-3850	18	15	requires	require	VERB
fsr-3850	18	16	that	that	SCONJ
fsr-3850	18	17	no	no	DET
fsr-3850	18	18	unit	unit	NOUN
fsr-3850	18	19	is	be	AUX
fsr-3850	18	20	to	to	PART
fsr-3850	18	21	have	have	VERB
fsr-3850	18	22	a	a	DET
fsr-3850	18	23	better	well	ADJ
fsr-3850	18	24	chance	chance	NOUN
fsr-3850	18	25	of	of	ADP
fsr-3850	18	26	winning	win	VERB
fsr-3850	18	27	a	a	DET
fsr-3850	18	28	prize	prize	NOUN
fsr-3850	18	29	than	than	ADP
fsr-3850	18	30	one	one	NUM
fsr-3850	18	31	in	in	ADP
fsr-3850	18	32	9,600	9,600	NUM
fsr-3850	18	33	.	.	PUNCT
fsr-3850	19	1	the	the	DET
fsr-3850	19	2	level	level	NOUN
fsr-3850	19	3	of	of	ADP
fsr-3850	19	4	prizes	prize	NOUN
fsr-3850	19	5	is	be	AUX
fsr-3850	19	6	set	set	VERB
fsr-3850	19	7	by	by	ADP
fsr-3850	19	8	the	the	DET
fsr-3850	19	9	interest	interest	NOUN
fsr-3850	19	10	the	the	DET
fsr-3850	19	11	funds	fund	NOUN
fsr-3850	19	12	of	of	ADP
fsr-3850	19	13	the	the	DET
fsr-3850	19	14	trust	trust	NOUN
fsr-3850	19	15	earn	earn	VERB
fsr-3850	19	16	in	in	ADP
fsr-3850	19	17	their	their	PRON
fsr-3850	19	18	highly	highly	ADV
fsr-3850	19	19	conservative	conservative	ADJ
fsr-3850	19	20	portfolio	portfolio	NOUN
fsr-3850	19	21	,	,	PUNCT
fsr-3850	19	22	being	be	AUX
fsr-3850	19	23	over	over	ADP
fsr-3850	19	24	$	$	SYM
fsr-3850	19	25	6	6	NUM
fsr-3850	19	26	million	million	NUM
fsr-3850	19	27	for	for	ADP
fsr-3850	19	28	the	the	DET
fsr-3850	19	29	month	month	NOUN
fsr-3850	19	30	of	of	ADP
fsr-3850	19	31	june	june	PROPN
fsr-3850	19	32	1997	1997	NUM
fsr-3850	19	33	.	.	PUNCT
fsr-3850	20	1	some	some	DET
fsr-3850	20	2	new	new	ADJ
fsr-3850	20	3	zealanders	zealander	NOUN
fsr-3850	20	4	treat	treat	VERB
fsr-3850	20	5	bonus	bonus	NOUN
fsr-3850	20	6	bonds	bond	NOUN
fsr-3850	20	7	as	as	ADP
fsr-3850	20	8	a	a	DET
fsr-3850	20	9	serious	serious	ADJ
fsr-3850	20	10	investment	investment	NOUN
fsr-3850	20	11	on	on	ADP
fsr-3850	20	12	which	which	PRON
fsr-3850	20	13	they	they	PRON
fsr-3850	20	14	hope	hope	VERB
fsr-3850	20	15	to	to	PART
fsr-3850	20	16	win	win	VERB
fsr-3850	20	17	a	a	DET
fsr-3850	20	18	steady	steady	ADJ
fsr-3850	20	19	number	number	NOUN
fsr-3850	20	20	of	of	ADP
fsr-3850	20	21	small	small	ADJ
fsr-3850	20	22	prizes	prize	NOUN
fsr-3850	20	23	with	with	ADP
fsr-3850	20	24	the	the	DET
fsr-3850	20	25	excitement	excitement	NOUN
fsr-3850	20	26	of	of	ADP
fsr-3850	20	27	possibly	possibly	ADV
fsr-3850	20	28	winning	win	VERB
fsr-3850	20	29	a	a	DET
fsr-3850	20	30	large	large	ADJ
fsr-3850	20	31	prize	prize	NOUN
fsr-3850	20	32	.	.	PUNCT
fsr-3850	21	1	as	as	SCONJ
fsr-3850	21	2	is	be	AUX
fsr-3850	21	3	normally	normally	ADV
fsr-3850	21	4	the	the	DET
fsr-3850	21	5	case	case	NOUN
fsr-3850	21	6	for	for	ADP
fsr-3850	21	7	managed	manage	VERB
fsr-3850	21	8	funds	fund	NOUN
fsr-3850	21	9	operating	operate	VERB
fsr-3850	21	10	in	in	ADP
fsr-3850	21	11	new	new	PROPN
fsr-3850	21	12	zealand	zealand	PROPN
fsr-3850	21	13	,	,	PUNCT
fsr-3850	21	14	tax	tax	NOUN
fsr-3850	21	15	on	on	ADP
fsr-3850	21	16	the	the	DET
fsr-3850	21	17	bonus	bonus	NOUN
fsr-3850	21	18	bond	bond	NOUN
fsr-3850	21	19	fund	fund	NOUN
fsr-3850	21	20	's	's	PART
fsr-3850	21	21	income	income	NOUN
fsr-3850	21	22	is	be	AUX
fsr-3850	21	23	deducted	deduct	VERB
fsr-3850	21	24	prior	prior	ADV
fsr-3850	21	25	to	to	ADP
fsr-3850	21	26	the	the	DET
fsr-3850	21	27	allocation	allocation	NOUN
fsr-3850	21	28	,	,	PUNCT
fsr-3850	21	29	through	through	ADP
fsr-3850	21	30	ballot	ballot	NOUN
fsr-3850	21	31	,	,	PUNCT
fsr-3850	21	32	of	of	ADP
fsr-3850	21	33	the	the	DET
fsr-3850	21	34	prizes	prize	NOUN
fsr-3850	21	35	and	and	CCONJ
fsr-3850	21	36	is	be	AUX
fsr-3850	21	37	therefore	therefore	ADV
fsr-3850	21	38	tax	tax	NOUN
fsr-3850	21	39	-	-	PUNCT
fsr-3850	21	40	free	free	ADJ
fsr-3850	21	41	in	in	ADP
fsr-3850	21	42	the	the	DET
fsr-3850	21	43	hands	hand	NOUN
fsr-3850	21	44	of	of	ADP
fsr-3850	21	45	the	the	DET
fsr-3850	21	46	winners	winner	NOUN
fsr-3850	21	47	.	.	PUNCT
fsr-3850	22	1	the	the	DET
fsr-3850	22	2	tax	tax	NOUN
fsr-3850	22	3	rate	rate	NOUN
fsr-3850	22	4	currently	currently	ADV
fsr-3850	22	5	applied	apply	VERB
fsr-3850	22	6	is	be	AUX
fsr-3850	22	7	the	the	DET
fsr-3850	22	8	top	top	ADJ
fsr-3850	22	9	tax	tax	NOUN
fsr-3850	22	10	rate	rate	NOUN
fsr-3850	22	11	in	in	ADP
fsr-3850	22	12	new	new	PROPN
fsr-3850	22	13	zealand	zealand	PROPN
fsr-3850	22	14	of	of	ADP
fsr-3850	22	15	33	33	NUM
fsr-3850	22	16	%	%	NOUN
fsr-3850	22	17	making	make	VERB
fsr-3850	22	18	the	the	DET
fsr-3850	22	19	fund	fund	NOUN
fsr-3850	22	20	a	a	DET
fsr-3850	22	21	tax	tax	NOUN
fsr-3850	22	22	inefficient	inefficient	ADJ
fsr-3850	22	23	investment	investment	NOUN
fsr-3850	22	24	for	for	ADP
fsr-3850	22	25	those	those	DET
fsr-3850	22	26	bond	bond	NOUN
fsr-3850	22	27	holders	holder	NOUN
fsr-3850	22	28	on	on	ADP
fsr-3850	22	29	lower	low	ADJ
fsr-3850	22	30	personal	personal	ADJ
fsr-3850	22	31	tax	tax	NOUN
fsr-3850	22	32	rates	rate	NOUN
fsr-3850	22	33	.	.	PUNCT
fsr-3850	23	1	as	as	SCONJ
fsr-3850	23	2	prizes	prize	NOUN
fsr-3850	23	3	are	be	AUX
fsr-3850	23	4	tax	tax	NOUN
fsr-3850	23	5	-	-	PUNCT
fsr-3850	23	6	free	free	ADJ
fsr-3850	23	7	in	in	ADP
fsr-3850	23	8	investor	investor	NOUN
fsr-3850	23	9	's	's	PART
fsr-3850	23	10	hands	hand	NOUN
fsr-3850	23	11	they	they	PRON
fsr-3850	23	12	do	do	AUX
fsr-3850	23	13	not	not	PART
fsr-3850	23	14	have	have	VERB
fsr-3850	23	15	to	to	PART
fsr-3850	23	16	be	be	AUX
fsr-3850	23	17	declared	declare	VERB
fsr-3850	23	18	on	on	ADP
fsr-3850	23	19	tax	tax	NOUN
fsr-3850	23	20	returns	return	NOUN
fsr-3850	23	21	.	.	PUNCT
fsr-3850	24	1	one	one	NUM
fsr-3850	24	2	substantial	substantial	ADJ
fsr-3850	24	3	benefit	benefit	NOUN
fsr-3850	24	4	for	for	ADP
fsr-3850	24	5	investors	investor	NOUN
fsr-3850	24	6	is	be	AUX
fsr-3850	24	7	that	that	SCONJ
fsr-3850	24	8	there	there	PRON
fsr-3850	24	9	appears	appear	VERB
fsr-3850	24	10	to	to	PART
fsr-3850	24	11	be	be	AUX
fsr-3850	24	12	no	no	DET
fsr-3850	24	13	fluctuation	fluctuation	NOUN
fsr-3850	24	14	in	in	ADP
fsr-3850	24	15	the	the	DET
fsr-3850	24	16	capital	capital	NOUN
fsr-3850	24	17	value	value	NOUN
fsr-3850	24	18	of	of	ADP
fsr-3850	24	19	each	each	DET
fsr-3850	24	20	bonus	bonus	NOUN
fsr-3850	24	21	bond	bond	NOUN
fsr-3850	24	22	from	from	ADP
fsr-3850	24	23	the	the	DET
fsr-3850	24	24	viewpoint	viewpoint	NOUN
fsr-3850	24	25	of	of	ADP
fsr-3850	24	26	the	the	DET
fsr-3850	24	27	investor	investor	NOUN
fsr-3850	24	28	.	.	PUNCT
fsr-3850	25	1	while	while	SCONJ
fsr-3850	25	2	the	the	DET
fsr-3850	25	3	fund	fund	NOUN
fsr-3850	25	4	is	be	AUX
fsr-3850	25	5	subject	subject	ADJ
fsr-3850	25	6	to	to	ADP
fsr-3850	25	7	some	some	DET
fsr-3850	25	8	interest	interest	NOUN
fsr-3850	25	9	rate	rate	NOUN
fsr-3850	25	10	risk	risk	VERB
fsr-3850	25	11	the	the	DET
fsr-3850	25	12	mandate	mandate	NOUN
fsr-3850	25	13	under	under	ADP
fsr-3850	25	14	which	which	PRON
fsr-3850	25	15	it	it	PRON
fsr-3850	25	16	operates	operate	VERB
fsr-3850	25	17	allows	allow	VERB
fsr-3850	25	18	for	for	ADP
fsr-3850	25	19	some	some	DET
fsr-3850	25	20	flexibility	flexibility	NOUN
fsr-3850	25	21	in	in	ADP
fsr-3850	25	22	adjusting	adjust	VERB
fsr-3850	25	23	the	the	DET
fsr-3850	25	24	prize	prize	NOUN
fsr-3850	25	25	payouts	payout	NOUN
fsr-3850	25	26	to	to	PART
fsr-3850	25	27	ensure	ensure	VERB
fsr-3850	25	28	an	an	DET
fsr-3850	25	29	asset	asset	NOUN
fsr-3850	25	30	back	back	ADV
fsr-3850	25	31	ing	ing	NOUN
fsr-3850	25	32	of	of	ADP
fsr-3850	25	33	$	$	SYM
fsr-3850	25	34	1	1	NUM
fsr-3850	25	35	per	per	ADP
fsr-3850	25	36	bond	bond	NOUN
fsr-3850	25	37	is	be	AUX
fsr-3850	25	38	maintained	maintain	VERB
fsr-3850	25	39	.	.	PUNCT
fsr-3850	26	1	also	also	ADV
fsr-3850	26	2	the	the	DET
fsr-3850	26	3	duration	duration	NOUN
fsr-3850	26	4	of	of	ADP
fsr-3850	26	5	the	the	DET
fsr-3850	26	6	fund	fund	NOUN
fsr-3850	26	7	is	be	AUX
fsr-3850	26	8	kept	keep	VERB
fsr-3850	26	9	short	short	ADJ
fsr-3850	26	10	to	to	PART
fsr-3850	26	11	minimise	minimise	VERB
fsr-3850	26	12	capital	capital	NOUN
fsr-3850	26	13	gains	gain	NOUN
fsr-3850	26	14	and	and	CCONJ
fsr-3850	26	15	losses	loss	NOUN
fsr-3850	26	16	through	through	ADP
fsr-3850	26	17	interest	interest	NOUN
fsr-3850	26	18	rate	rate	NOUN
fsr-3850	26	19	movements	movement	NOUN
fsr-3850	26	20	.	.	PUNCT
fsr-3850	27	1	each	each	DET
fsr-3850	27	2	bonus	bonus	NOUN
fsr-3850	27	3	bond	bond	NOUN
fsr-3850	27	4	on	on	ADP
fsr-3850	27	5	issue	issue	NOUN
fsr-3850	27	6	has	have	VERB
fsr-3850	27	7	a	a	DET
fsr-3850	27	8	cost	cost	NOUN
fsr-3850	27	9	of	of	ADP
fsr-3850	27	10	$	$	SYM
fsr-3850	27	11	1	1	NUM
fsr-3850	27	12	with	with	ADP
fsr-3850	27	13	a	a	DET
fsr-3850	27	14	minimum	minimum	ADJ
fsr-3850	27	15	purchase	purchase	NOUN
fsr-3850	27	16	being	be	AUX
fsr-3850	27	17	twenty	twenty	NUM
fsr-3850	27	18	$	$	SYM
fsr-3850	27	19	1	1	NUM
fsr-3850	27	20	units	unit	NOUN
fsr-3850	27	21	making	make	VERB
fsr-3850	27	22	it	it	PRON
fsr-3850	27	23	a	a	DET
fsr-3850	27	24	very	very	ADV
fsr-3850	27	25	affordable	affordable	ADJ
fsr-3850	27	26	fund	fund	NOUN
fsr-3850	27	27	to	to	PART
fsr-3850	27	28	invest	invest	VERB
fsr-3850	27	29	in	in	ADP
fsr-3850	27	30	,	,	PUNCT
fsr-3850	27	31	but	but	CCONJ
fsr-3850	27	32	expensive	expensive	ADJ
fsr-3850	27	33	to	to	PART
fsr-3850	27	34	manage	manage	VERB
fsr-3850	27	35	with	with	ADP
fsr-3850	27	36	a	a	DET
fsr-3850	27	37	manage	manage	NOUN
fsr-3850	27	38	ment	ment	NOUN
fsr-3850	27	39	fee	fee	NOUN
fsr-3850	27	40	of	of	ADP
fsr-3850	27	41	1.33	1.33	NUM
fsr-3850	27	42	%	%	NOUN
fsr-3850	27	43	of	of	ADP
fsr-3850	27	44	gross	gross	ADJ
fsr-3850	27	45	assets	asset	NOUN
fsr-3850	27	46	.	.	PUNCT
fsr-3850	28	1	the	the	DET
fsr-3850	28	2	fact	fact	NOUN
fsr-3850	28	3	that	that	SCONJ
fsr-3850	28	4	the	the	DET
fsr-3850	28	5	manager	manager	NOUN
fsr-3850	28	6	of	of	ADP
fsr-3850	28	7	the	the	DET
fsr-3850	28	8	bonus	bonus	NOUN
fsr-3850	28	9	bonds	bond	NOUN
fsr-3850	28	10	trust	trust	NOUN
fsr-3850	28	11	has	have	AUX
fsr-3850	28	12	a	a	DET
fsr-3850	28	13	virtual	virtual	ADJ
fsr-3850	28	14	monopoly	monopoly	NOUN
fsr-3850	28	15	on	on	ADP
fsr-3850	28	16	this	this	DET
fsr-3850	28	17	type	type	NOUN
fsr-3850	28	18	of	of	ADP
fsr-3850	28	19	product	product	NOUN
fsr-3850	28	20	in	in	ADP
fsr-3850	28	21	new	new	PROPN
fsr-3850	28	22	zealand	zealand	PROPN
fsr-3850	28	23	may	may	AUX
fsr-3850	28	24	also	also	ADV
fsr-3850	28	25	be	be	AUX
fsr-3850	28	26	a	a	DET
fsr-3850	28	27	contributing	contribute	VERB
fsr-3850	28	28	fac	fac	NOUN
fsr-3850	28	29	tor	tor	NOUN
fsr-3850	28	30	to	to	ADP
fsr-3850	28	31	this	this	DET
fsr-3850	28	32	high	high	ADJ
fsr-3850	28	33	management	management	NOUN
fsr-3850	28	34	fee	fee	NOUN
fsr-3850	28	35	which	which	PRON
fsr-3850	28	36	was	be	AUX
fsr-3850	28	37	15	15	NUM
fsr-3850	28	38	%	%	NOUN
fsr-3850	28	39	of	of	ADP
fsr-3850	28	40	total	total	ADJ
fsr-3850	28	41	income	income	NOUN
fsr-3850	28	42	for	for	ADP
fsr-3850	28	43	1996	1996	NUM
fsr-3850	28	44	.	.	PUNCT
fsr-3850	29	1	a	a	DET
fsr-3850	29	2	trustee	trustee	NOUN
fsr-3850	29	3	fee	fee	NOUN
fsr-3850	29	4	is	be	AUX
fsr-3850	29	5	also	also	ADV
fsr-3850	29	6	payable	payable	ADJ
fsr-3850	29	7	at	at	ADP
fsr-3850	29	8	the	the	DET
fsr-3850	29	9	rate	rate	NOUN
fsr-3850	29	10	of	of	ADP
fsr-3850	29	11	0.3	0.3	NUM
fsr-3850	29	12	%	%	NOUN
fsr-3850	29	13	.	.	PUNCT
fsr-3850	30	1	no	no	DET
fsr-3850	30	2	entry	entry	NOUN
fsr-3850	30	3	or	or	CCONJ
fsr-3850	30	4	exit	exit	NOUN
fsr-3850	30	5	fees	fee	NOUN
fsr-3850	30	6	are	be	AUX
fsr-3850	30	7	charged	charge	VERB
fsr-3850	30	8	and	and	CCONJ
fsr-3850	30	9	bonus	bonus	NOUN
fsr-3850	30	10	bonds	bond	NOUN
fsr-3850	30	11	can	can	AUX
fsr-3850	30	12	be	be	AUX
fsr-3850	30	13	redeemed	redeem	VERB
fsr-3850	30	14	within	within	ADP
fsr-3850	30	15	7	7	NUM
fsr-3850	30	16	working	working	NOUN
fsr-3850	30	17	days	day	NOUN
fsr-3850	30	18	.	.	PUNCT
fsr-3850	31	1	no	no	DET
fsr-3850	31	2	commission	commission	NOUN
fsr-3850	31	3	is	be	AUX
fsr-3850	31	4	payable	payable	ADJ
fsr-3850	31	5	to	to	ADP
fsr-3850	31	6	agents	agent	NOUN
fsr-3850	31	7	with	with	ADP
fsr-3850	31	8	the	the	DET
fsr-3850	31	9	exception	exception	NOUN
fsr-3850	31	10	of	of	ADP
fsr-3850	31	11	new	new	PROPN
fsr-3850	31	12	zealand	zealand	PROPN
fsr-3850	31	13	post	post	PROPN
fsr-3850	31	14	,	,	PUNCT
fsr-3850	31	15	the	the	DET
fsr-3850	31	16	new	new	PROPN
fsr-3850	31	17	zealand	zealand	PROPN
fsr-3850	31	18	postal	postal	PROPN
fsr-3850	31	19	service	service	PROPN
fsr-3850	31	20	company	company	NOUN
fsr-3850	31	21	,	,	PUNCT
fsr-3850	31	22	which	which	PRON
fsr-3850	31	23	is	be	AUX
fsr-3850	31	24	paid	pay	VERB
fsr-3850	31	25	a	a	DET
fsr-3850	31	26	0.3	0.3	NUM
fsr-3850	31	27	%	%	NOUN
fsr-3850	31	28	fee	fee	NOUN
fsr-3850	31	29	for	for	ADP
fsr-3850	31	30	the	the	DET
fsr-3850	31	31	applications	application	NOUN
fsr-3850	31	32	it	it	PRON
fsr-3850	31	33	pro	pro	ADJ
fsr-3850	31	34	cesses	cesse	NOUN
fsr-3850	31	35	.	.	PUNCT
fsr-3850	32	1	this	this	DET
fsr-3850	32	2	unique	unique	ADJ
fsr-3850	32	3	product	product	NOUN
fsr-3850	32	4	is	be	AUX
fsr-3850	32	5	part	part	NOUN
fsr-3850	32	6	of	of	ADP
fsr-3850	32	7	new	new	PROPN
fsr-3850	32	8	zealand	zealand	PROPN
fsr-3850	32	9	life	life	NOUN
fsr-3850	32	10	.	.	PUNCT
fsr-3850	33	1	one	one	NUM
fsr-3850	33	2	in	in	ADP
fsr-3850	33	3	three	three	NUM
fsr-3850	33	4	new	new	ADJ
fsr-3850	33	5	zealanders	zealander	NOUN
fsr-3850	33	6	are	be	AUX
fsr-3850	33	7	holders	holder	NOUN
fsr-3850	33	8	of	of	ADP
fsr-3850	33	9	the	the	DET
fsr-3850	33	10	bonds	bond	NOUN
fsr-3850	33	11	of	of	ADP
fsr-3850	33	12	which	which	PRON
fsr-3850	33	13	over	over	ADP
fsr-3850	33	14	90	90	NUM
fsr-3850	33	15	%	%	NOUN
fsr-3850	33	16	hold	hold	VERB
fsr-3850	33	17	less	less	ADJ
fsr-3850	33	18	than	than	ADP
fsr-3850	33	19	$	$	SYM
fsr-3850	33	20	2,000	2,000	NUM
fsr-3850	33	21	worth	worth	NOUN
fsr-3850	33	22	.	.	PUNCT
fsr-3850	34	1	bonus	bonus	NOUN
fsr-3850	34	2	bonds	bond	NOUN
fsr-3850	34	3	are	be	AUX
fsr-3850	34	4	competing	compete	VERB
fsr-3850	34	5	with	with	ADP
fsr-3850	34	6	term	term	NOUN
fsr-3850	34	7	deposits	deposit	NOUN
fsr-3850	34	8	and	and	CCONJ
fsr-3850	34	9	other	other	ADJ
fsr-3850	34	10	fixed	fix	VERB
fsr-3850	34	11	interest	interest	NOUN
fsr-3850	34	12	investments	investment	NOUN
fsr-3850	34	13	at	at	ADP
fsr-3850	34	14	one	one	NUM
fsr-3850	34	15	end	end	NOUN
fsr-3850	34	16	of	of	ADP
fsr-3850	34	17	the	the	DET
fsr-3850	34	18	risk	risk	NOUN
fsr-3850	34	19	spectrum	spectrum	NOUN
fsr-3850	34	20	and	and	CCONJ
fsr-3850	34	21	popular	popular	ADJ
fsr-3850	34	22	gambling	gambling	NOUN
fsr-3850	34	23	games	game	NOUN
fsr-3850	34	24	at	at	ADP
fsr-3850	34	25	the	the	DET
fsr-3850	34	26	other	other	ADJ
fsr-3850	34	27	,	,	PUNCT
fsr-3850	34	28	of	of	ADP
fsr-3850	34	29	which	which	PRON
fsr-3850	34	30	there	there	PRON
fsr-3850	34	31	are	be	VERB
fsr-3850	34	32	many	many	ADJ
fsr-3850	34	33	operating	operate	VERB
fsr-3850	34	34	legally	legally	ADV
fsr-3850	34	35	in	in	ADP
fsr-3850	34	36	new	new	PROPN
fsr-3850	34	37	zealand	zealand	PROPN
fsr-3850	34	38	.	.	PUNCT
fsr-3850	35	1	the	the	DET
fsr-3850	35	2	term	term	NOUN
fsr-3850	35	3	deposit	deposit	NOUN
fsr-3850	35	4	market	market	NOUN
fsr-3850	35	5	tends	tend	VERB
fsr-3850	35	6	to	to	PART
fsr-3850	35	7	be	be	AUX
fsr-3850	35	8	very	very	ADV
fsr-3850	35	9	compet	compet	ADJ
fsr-3850	35	10	itive	itive	NOUN
fsr-3850	35	11	in	in	ADP
fsr-3850	35	12	new	new	PROPN
fsr-3850	35	13	zealand	zealand	PROPN
fsr-3850	35	14	with	with	ADP
fsr-3850	35	15	all	all	DET
fsr-3850	35	16	major	major	ADJ
fsr-3850	35	17	banks	bank	NOUN
fsr-3850	35	18	competing	compete	VERB
fsr-3850	35	19	for	for	ADP
fsr-3850	35	20	market	market	NOUN
fsr-3850	35	21	share	share	NOUN
fsr-3850	35	22	.	.	PUNCT
fsr-3850	36	1	as	as	ADP
fsr-3850	36	2	an	an	DET
fsr-3850	36	3	indication	indication	NOUN
fsr-3850	36	4	of	of	ADP
fsr-3850	36	5	this	this	DET
fsr-3850	36	6	short	short	ADJ
fsr-3850	36	7	-	-	PUNCT
fsr-3850	36	8	term	term	NOUN
fsr-3850	36	9	bank	bank	NOUN
fsr-3850	36	10	interest	interest	NOUN
fsr-3850	36	11	rates	rate	NOUN
fsr-3850	36	12	on	on	ADP
fsr-3850	36	13	personal	personal	ADJ
fsr-3850	36	14	deposits	deposit	NOUN
fsr-3850	36	15	tend	tend	VERB
fsr-3850	36	16	to	to	PART
fsr-3850	36	17	be	be	AUX
fsr-3850	36	18	very	very	ADV
fsr-3850	36	19	close	close	ADJ
fsr-3850	36	20	to	to	ADP
fsr-3850	36	21	the	the	DET
fsr-3850	36	22	whole	whole	ADJ
fsr-3850	36	23	sale	sale	NOUN
fsr-3850	36	24	90	90	NUM
fsr-3850	36	25	day	day	NOUN
fsr-3850	36	26	bank	bank	NOUN
fsr-3850	36	27	bill	bill	NOUN
fsr-3850	36	28	rates	rate	NOUN
fsr-3850	36	29	.	.	PUNCT
fsr-3850	37	1	gambling	gambling	NOUN
fsr-3850	37	2	in	in	ADP
fsr-3850	37	3	new	new	PROPN
fsr-3850	37	4	zealand	zealand	PROPN
fsr-3850	37	5	has	have	AUX
fsr-3850	37	6	always	always	ADV
fsr-3850	37	7	been	be	AUX
fsr-3850	37	8	a	a	DET
fsr-3850	37	9	very	very	ADV
fsr-3850	37	10	popular	popular	ADJ
fsr-3850	37	11	past	past	ADJ
fsr-3850	37	12	time	time	NOUN
fsr-3850	37	13	with	with	ADP
fsr-3850	37	14	a	a	DET
fsr-3850	37	15	number	number	NOUN
fsr-3850	37	16	of	of	ADP
fsr-3850	37	17	legal	legal	ADJ
fsr-3850	37	18	gambling	gambling	NOUN
fsr-3850	37	19	options	option	NOUN
fsr-3850	37	20	being	be	AUX
fsr-3850	37	21	available	available	ADJ
fsr-3850	37	22	to	to	ADP
fsr-3850	37	23	willing	willing	ADJ
fsr-3850	37	24	participants	participant	NOUN
fsr-3850	37	25	.	.	PUNCT
fsr-3850	38	1	in	in	ADP
fsr-3850	38	2	recent	recent	ADJ
fsr-3850	38	3	times	time	NOUN
fsr-3850	38	4	the	the	DET
fsr-3850	38	5	number	number	NOUN
fsr-3850	38	6	of	of	ADP
fsr-3850	38	7	these	these	PRON
fsr-3850	38	8	has	have	AUX
fsr-3850	38	9	increased	increase	VERB
fsr-3850	38	10	significantly	significantly	ADV
fsr-3850	38	11	which	which	PRON
fsr-3850	38	12	could	could	AUX
fsr-3850	38	13	be	be	AUX
fsr-3850	38	14	seen	see	VERB
fsr-3850	38	15	as	as	ADP
fsr-3850	38	16	com	com	NOUN
fsr-3850	38	17	petition	petition	NOUN
fsr-3850	38	18	for	for	ADP
fsr-3850	38	19	bonus	bonus	NOUN
fsr-3850	38	20	bonds	bond	NOUN
fsr-3850	38	21	.	.	PUNCT
fsr-3850	39	1	bonus	bonus	NOUN
fsr-3850	39	2	bonds	bond	NOUN
fsr-3850	39	3	are	be	AUX
fsr-3850	39	4	different	different	ADJ
fsr-3850	39	5	from	from	ADP
fsr-3850	39	6	other	other	ADJ
fsr-3850	39	7	forms	form	NOUN
fsr-3850	39	8	of	of	ADP
fsr-3850	39	9	gambling	gambling	NOUN
fsr-3850	39	10	,	,	PUNCT
fsr-3850	39	11	how	how	SCONJ
fsr-3850	39	12	ever	ever	ADV
fsr-3850	39	13	,	,	PUNCT
fsr-3850	39	14	as	as	ADP
fsr-3850	39	15	when	when	SCONJ
fsr-3850	39	16	you	you	PRON
fsr-3850	39	17	redeem	redeem	VERB
fsr-3850	39	18	your	your	PRON
fsr-3850	39	19	bonds	bond	NOUN
fsr-3850	39	20	your	your	PRON
fsr-3850	39	21	original	original	ADJ
fsr-3850	39	22	investment	investment	NOUN
fsr-3850	39	23	is	be	AUX
fsr-3850	39	24	repaid	repay	VERB
fsr-3850	39	25	.	.	PUNCT
fsr-3850	40	1	a.	a.	NOUN
fsr-3850	41	1	a	a	DET
fsr-3850	41	2	history	history	NOUN
fsr-3850	41	3	of	of	ADP
fsr-3850	41	4	bonus	bonus	NOUN
fsr-3850	41	5	bonds	bond	NOUN
fsr-3850	41	6	bonus	bonus	NOUN
fsr-3850	41	7	bonds	bond	NOUN
fsr-3850	41	8	were	be	AUX
fsr-3850	41	9	introduced	introduce	VERB
fsr-3850	41	10	to	to	ADP
fsr-3850	41	11	the	the	DET
fsr-3850	41	12	new	new	PROPN
fsr-3850	41	13	zealand	zealand	PROPN
fsr-3850	41	14	public	public	NOUN
fsr-3850	41	15	under	under	ADP
fsr-3850	41	16	section	section	NOUN
fsr-3850	41	17	129a	129a	NUM
fsr-3850	41	18	of	of	ADP
fsr-3850	41	19	the	the	DET
fsr-3850	41	20	post	post	PROPN
fsr-3850	41	21	office	office	PROPN
fsr-3850	41	22	act	act	NOUN
fsr-3850	41	23	1959	1959	NUM
fsr-3850	41	24	.	.	PUNCT
fsr-3850	42	1	the	the	DET
fsr-3850	42	2	scheme	scheme	NOUN
fsr-3850	42	3	was	be	AUX
fsr-3850	42	4	based	base	VERB
fsr-3850	42	5	on	on	ADP
fsr-3850	42	6	the	the	DET
fsr-3850	42	7	premium	premium	NOUN
fsr-3850	42	8	bond	bond	NOUN
fsr-3850	42	9	scheme	scheme	NOUN
fsr-3850	42	10	in	in	ADP
fsr-3850	42	11	operation	operation	NOUN
fsr-3850	42	12	in	in	ADP
fsr-3850	42	13	the	the	DET
fsr-3850	42	14	united	united	ADJ
fsr-3850	42	15	kingdom	kingdom	NOUN
fsr-3850	42	16	at	at	ADP
fsr-3850	42	17	that	that	DET
fsr-3850	42	18	time	time	NOUN
fsr-3850	42	19	.	.	PUNCT
fsr-3850	43	1	premium	premium	ADJ
fsr-3850	43	2	bonds	bond	NOUN
fsr-3850	43	3	went	go	VERB
fsr-3850	43	4	on	on	ADP
fsr-3850	43	5	sale	sale	NOUN
fsr-3850	43	6	in	in	ADP
fsr-3850	43	7	britain	britain	PROPN
fsr-3850	43	8	in	in	ADP
fsr-3850	43	9	1956	1956	NUM
fsr-3850	43	10	and	and	CCONJ
fsr-3850	43	11	found	find	VERB
fsr-3850	43	12	instant	instant	ADJ
fsr-3850	43	13	success	success	NOUN
fsr-3850	43	14	with	with	ADP
fsr-3850	43	15	total	total	ADJ
fsr-3850	43	16	sales	sale	NOUN
fsr-3850	43	17	having	having	AUX
fsr-3850	43	18	reached	reach	VERB
fsr-3850	43	19	£	£	SYM
fsr-3850	43	20	6.6	6.6	NUM
fsr-3850	43	21	billion	billion	NUM
fsr-3850	43	22	by	by	ADP
fsr-3850	43	23	1997	1997	NUM
fsr-3850	43	24	.	.	PUNCT
fsr-3850	44	1	comparing	compare	VERB
fsr-3850	44	2	innovations	innovation	NOUN
fsr-3850	44	3	in	in	ADP
fsr-3850	44	4	savings	saving	NOUN
fsr-3850	44	5	schemes	scheme	NOUN
fsr-3850	44	6	75	75	NUM
fsr-3850	44	7	bonus	bonus	NOUN
fsr-3850	44	8	bonds	bond	NOUN
fsr-3850	44	9	with	with	ADP
fsr-3850	44	10	premium	premium	ADJ
fsr-3850	44	11	bonds	bond	NOUN
fsr-3850	44	12	,	,	PUNCT
fsr-3850	44	13	premium	premium	NOUN
fsr-3850	44	14	bonds	bond	NOUN
fsr-3850	44	15	have	have	VERB
fsr-3850	44	16	a	a	DET
fsr-3850	44	17	face	face	NOUN
fsr-3850	44	18	value	value	NOUN
fsr-3850	44	19	of	of	ADP
fsr-3850	44	20	£	£	SYM
fsr-3850	44	21	1	1	NUM
fsr-3850	44	22	each	each	PRON
fsr-3850	44	23	with	with	ADP
fsr-3850	44	24	any	any	DET
fsr-3850	44	25	£	£	SYM
fsr-3850	44	26	1	1	NUM
fsr-3850	44	27	bond	bond	NOUN
fsr-3850	44	28	having	have	VERB
fsr-3850	44	29	a	a	DET
fsr-3850	44	30	one	one	NUM
fsr-3850	44	31	in	in	ADP
fsr-3850	44	32	19,000	19,000	NUM
fsr-3850	44	33	chance	chance	NOUN
fsr-3850	44	34	of	of	ADP
fsr-3850	44	35	winning	win	VERB
fsr-3850	44	36	a	a	DET
fsr-3850	44	37	prize	prize	NOUN
fsr-3850	44	38	.	.	PUNCT
fsr-3850	45	1	the	the	DET
fsr-3850	45	2	major	major	ADJ
fsr-3850	45	3	prize	prize	NOUN
fsr-3850	45	4	for	for	ADP
fsr-3850	45	5	premium	premium	ADJ
fsr-3850	45	6	bonds	bond	NOUN
fsr-3850	45	7	is	be	AUX
fsr-3850	45	8	the	the	DET
fsr-3850	45	9	£	£	SYM
fsr-3850	45	10	1	1	NUM
fsr-3850	45	11	million	million	NUM
fsr-3850	45	12	jackpot	jackpot	NOUN
fsr-3850	45	13	which	which	PRON
fsr-3850	45	14	was	be	AUX
fsr-3850	45	15	introduced	introduce	VERB
fsr-3850	45	16	in	in	ADP
fsr-3850	45	17	november	november	PROPN
fsr-3850	45	18	1993	1993	NUM
fsr-3850	45	19	.	.	PUNCT
fsr-3850	46	1	premium	premium	NOUN
fsr-3850	46	2	bonds	bond	NOUN
fsr-3850	46	3	are	be	AUX
fsr-3850	46	4	subject	subject	ADJ
fsr-3850	46	5	to	to	ADP
fsr-3850	46	6	a	a	DET
fsr-3850	46	7	maximum	maximum	ADJ
fsr-3850	46	8	holding	holding	NOUN
fsr-3850	46	9	of	of	ADP
fsr-3850	46	10	£	£	SYM
fsr-3850	46	11	20,000	20,000	NUM
fsr-3850	46	12	,	,	PUNCT
fsr-3850	46	13	unlike	unlike	ADP
fsr-3850	46	14	bonus	bonus	NOUN
fsr-3850	46	15	bonds	bond	NOUN
fsr-3850	46	16	,	,	PUNCT
fsr-3850	46	17	on	on	ADP
fsr-3850	46	18	which	which	PRON
fsr-3850	46	19	there	there	PRON
fsr-3850	46	20	is	be	VERB
fsr-3850	46	21	no	no	DET
fsr-3850	46	22	maximum	maximum	ADJ
fsr-3850	46	23	holding	holding	NOUN
fsr-3850	46	24	.	.	PUNCT
fsr-3850	47	1	this	this	DET
fsr-3850	47	2	limit	limit	NOUN
fsr-3850	47	3	is	be	AUX
fsr-3850	47	4	fixed	fix	VERB
fsr-3850	47	5	by	by	ADP
fsr-3850	47	6	regulation	regulation	NOUN
fsr-3850	47	7	and	and	CCONJ
fsr-3850	47	8	may	may	AUX
fsr-3850	47	9	be	be	AUX
fsr-3850	47	10	changed	change	VERB
fsr-3850	47	11	from	from	ADP
fsr-3850	47	12	time	time	NOUN
fsr-3850	47	13	to	to	ADP
fsr-3850	47	14	time	time	NOUN
fsr-3850	47	15	.	.	PUNCT
fsr-3850	48	1	premium	premium	ADJ
fsr-3850	48	2	bonds	bond	NOUN
fsr-3850	48	3	can	can	AUX
fsr-3850	48	4	be	be	AUX
fsr-3850	48	5	bought	buy	VERB
fsr-3850	48	6	in	in	ADP
fsr-3850	48	7	multiples	multiple	NOUN
fsr-3850	48	8	of	of	ADP
fsr-3850	48	9	ten	ten	NUM
fsr-3850	48	10	£	£	SYM
fsr-3850	48	11	1	1	NUM
fsr-3850	48	12	units	unit	NOUN
fsr-3850	48	13	with	with	ADP
fsr-3850	48	14	a	a	DET
fsr-3850	48	15	minimum	minimum	ADJ
fsr-3850	48	16	purchase	purchase	NOUN
fsr-3850	48	17	of	of	ADP
fsr-3850	48	18	one	one	NUM
fsr-3850	48	19	hundred	hundred	NUM
fsr-3850	48	20	units	unit	NOUN
fsr-3850	48	21	.	.	PUNCT
fsr-3850	49	1	the	the	DET
fsr-3850	49	2	only	only	ADJ
fsr-3850	49	3	exception	exception	NOUN
fsr-3850	49	4	to	to	ADP
fsr-3850	49	5	this	this	PRON
fsr-3850	49	6	is	be	AUX
fsr-3850	49	7	where	where	SCONJ
fsr-3850	49	8	the	the	DET
fsr-3850	49	9	purchase	purchase	NOUN
fsr-3850	49	10	is	be	AUX
fsr-3850	49	11	made	make	VERB
fsr-3850	49	12	under	under	ADP
fsr-3850	49	13	an	an	DET
fsr-3850	49	14	automatic	automatic	ADJ
fsr-3850	49	15	prize	prize	NOUN
fsr-3850	49	16	reinvestment	reinvestment	NOUN
fsr-3850	49	17	mandate	mandate	NOUN
fsr-3850	49	18	.	.	PUNCT
fsr-3850	50	1	the	the	DET
fsr-3850	50	2	£	£	SYM
fsr-3850	50	3	1	1	NUM
fsr-3850	50	4	million	million	NUM
fsr-3850	50	5	jackpot	jackpot	NOUN
fsr-3850	50	6	prize	prize	NOUN
fsr-3850	50	7	is	be	AUX
fsr-3850	50	8	guaranteed	guarantee	VERB
fsr-3850	50	9	each	each	DET
fsr-3850	50	10	month	month	NOUN
fsr-3850	50	11	and	and	CCONJ
fsr-3850	50	12	the	the	DET
fsr-3850	50	13	numbers	number	NOUN
fsr-3850	50	14	of	of	ADP
fsr-3850	50	15	each	each	PRON
fsr-3850	50	16	of	of	ADP
fsr-3850	50	17	the	the	DET
fsr-3850	50	18	other	other	ADJ
fsr-3850	50	19	prizes	prize	NOUN
fsr-3850	50	20	varies	vary	VERB
fsr-3850	50	21	according	accord	VERB
fsr-3850	50	22	to	to	ADP
fsr-3850	50	23	the	the	DET
fsr-3850	50	24	total	total	ADJ
fsr-3850	50	25	prize	prize	NOUN
fsr-3850	50	26	pool	pool	NOUN
fsr-3850	50	27	.	.	PUNCT
fsr-3850	51	1	a	a	DET
fsr-3850	51	2	person	person	NOUN
fsr-3850	51	3	with	with	ADP
fsr-3850	51	4	a	a	DET
fsr-3850	51	5	maximum	maximum	ADJ
fsr-3850	51	6	holding	holding	NOUN
fsr-3850	51	7	of	of	ADP
fsr-3850	51	8	£	£	SYM
fsr-3850	51	9	20,000	20,000	NUM
fsr-3850	51	10	of	of	ADP
fsr-3850	51	11	premium	premium	ADJ
fsr-3850	51	12	bonds	bond	NOUN
fsr-3850	51	13	would	would	AUX
fsr-3850	51	14	,	,	PUNCT
fsr-3850	51	15	on	on	ADP
fsr-3850	51	16	average	average	ADJ
fsr-3850	51	17	,	,	PUNCT
fsr-3850	51	18	expect	expect	VERB
fsr-3850	51	19	to	to	PART
fsr-3850	51	20	win	win	VERB
fsr-3850	51	21	an	an	DET
fsr-3850	51	22	average	average	NOUN
fsr-3850	51	23	of	of	ADP
fsr-3850	51	24	13	13	NUM
fsr-3850	51	25	prizes	prize	NOUN
fsr-3850	51	26	a	a	DET
fsr-3850	51	27	year	year	NOUN
fsr-3850	51	28	.	.	PUNCT
fsr-3850	52	1	in	in	ADP
fsr-3850	52	2	new	new	PROPN
fsr-3850	52	3	zealand	zealand	PROPN
fsr-3850	52	4	too	too	ADV
fsr-3850	52	5	,	,	PUNCT
fsr-3850	52	6	bonus	bonus	NOUN
fsr-3850	52	7	bonds	bond	NOUN
fsr-3850	52	8	found	find	VERB
fsr-3850	52	9	instant	instant	ADJ
fsr-3850	52	10	success	success	NOUN
fsr-3850	52	11	.	.	PUNCT
fsr-3850	53	1	at	at	ADP
fsr-3850	53	2	the	the	DET
fsr-3850	53	3	time	time	NOUN
fsr-3850	53	4	of	of	ADP
fsr-3850	53	5	launching	launch	VERB
fsr-3850	53	6	it	it	PRON
fsr-3850	53	7	had	have	AUX
fsr-3850	53	8	been	be	AUX
fsr-3850	53	9	anticipated	anticipate	VERB
fsr-3850	53	10	that	that	SCONJ
fsr-3850	53	11	$	$	SYM
fsr-3850	53	12	1	1	NUM
fsr-3850	53	13	million	million	NUM
fsr-3850	53	14	worth	worth	NOUN
fsr-3850	53	15	of	of	ADP
fsr-3850	53	16	bonus	bonus	NOUN
fsr-3850	53	17	bonds	bond	NOUN
fsr-3850	53	18	might	might	AUX
fsr-3850	53	19	be	be	AUX
fsr-3850	53	20	sold	sell	VERB
fsr-3850	53	21	in	in	ADP
fsr-3850	53	22	the	the	DET
fsr-3850	53	23	first	first	ADJ
fsr-3850	53	24	month	month	NOUN
fsr-3850	53	25	whereas	whereas	SCONJ
fsr-3850	53	26	the	the	DET
fsr-3850	53	27	actual	actual	ADJ
fsr-3850	53	28	figure	figure	NOUN
fsr-3850	53	29	was	be	AUX
fsr-3850	53	30	$	$	SYM
fsr-3850	53	31	10.9	10.9	NUM
fsr-3850	53	32	million	million	NUM
fsr-3850	53	33	.	.	PUNCT
fsr-3850	54	1	bonus	bonus	NOUN
fsr-3850	54	2	bonds	bond	NOUN
fsr-3850	54	3	were	be	AUX
fsr-3850	54	4	introduced	introduce	VERB
fsr-3850	54	5	by	by	ADP
fsr-3850	54	6	the	the	DET
fsr-3850	54	7	finance	finance	NOUN
fsr-3850	54	8	minister	minister	NOUN
fsr-3850	54	9	of	of	ADP
fsr-3850	54	10	the	the	DET
fsr-3850	54	11	day	day	NOUN
fsr-3850	54	12	,	,	PUNCT
fsr-3850	54	13	sir	sir	PROPN
fsr-3850	54	14	robert	robert	PROPN
fsr-3850	54	15	muldoon	muldoon	PROPN
fsr-3850	54	16	,	,	PUNCT
fsr-3850	54	17	in	in	ADP
fsr-3850	54	18	conjunction	conjunction	NOUN
fsr-3850	54	19	with	with	ADP
fsr-3850	54	20	national	national	ADJ
fsr-3850	54	21	development	development	NOUN
fsr-3850	54	22	bonds	bond	NOUN
fsr-3850	54	23	as	as	ADP
fsr-3850	54	24	part	part	NOUN
fsr-3850	54	25	of	of	ADP
fsr-3850	54	26	a	a	DET
fsr-3850	54	27	scheme	scheme	NOUN
fsr-3850	54	28	designed	design	VERB
fsr-3850	54	29	to	to	PART
fsr-3850	54	30	direct	direct	VERB
fsr-3850	54	31	savings	saving	NOUN
fsr-3850	54	32	towards	towards	ADP
fsr-3850	54	33	so	so	ADV
fsr-3850	54	34	called	call	VERB
fsr-3850	54	35	"	"	PUNCT
fsr-3850	54	36	productive	productive	ADJ
fsr-3850	54	37	"	"	PUNCT
fsr-3850	54	38	gov	gov	ADJ
fsr-3850	54	39	ernment	ernment	NOUN
fsr-3850	54	40	projects	project	NOUN
fsr-3850	54	41	.	.	PUNCT
fsr-3850	55	1	the	the	DET
fsr-3850	55	2	money	money	NOUN
fsr-3850	55	3	raised	raise	VERB
fsr-3850	55	4	by	by	ADP
fsr-3850	55	5	bonus	bonus	NOUN
fsr-3850	55	6	bonds	bond	NOUN
fsr-3850	55	7	was	be	AUX
fsr-3850	55	8	used	use	VERB
fsr-3850	55	9	to	to	PART
fsr-3850	55	10	invest	invest	VERB
fsr-3850	55	11	in	in	ADP
fsr-3850	55	12	new	new	PROPN
fsr-3850	55	13	zealand	zealand	PROPN
fsr-3850	55	14	infrastructure	infrastructure	NOUN
fsr-3850	55	15	such	such	ADJ
fsr-3850	55	16	as	as	ADP
fsr-3850	55	17	roads	road	NOUN
fsr-3850	55	18	,	,	PUNCT
fsr-3850	55	19	airports	airport	NOUN
fsr-3850	55	20	and	and	CCONJ
fsr-3850	55	21	schools	school	NOUN
fsr-3850	55	22	.	.	PUNCT
fsr-3850	56	1	new	new	ADJ
fsr-3850	56	2	zealanders	zealander	NOUN
fsr-3850	56	3	were	be	AUX
fsr-3850	56	4	encouraged	encourage	VERB
fsr-3850	56	5	to	to	PART
fsr-3850	56	6	save	save	VERB
fsr-3850	56	7	by	by	ADP
fsr-3850	56	8	investing	invest	VERB
fsr-3850	56	9	in	in	ADP
fsr-3850	56	10	bonus	bonus	NOUN
fsr-3850	56	11	bonds	bond	NOUN
fsr-3850	56	12	,	,	PUNCT
fsr-3850	56	13	an	an	DET
fsr-3850	56	14	investment	investment	NOUN
fsr-3850	56	15	which	which	PRON
fsr-3850	56	16	guaranteed	guarantee	VERB
fsr-3850	56	17	the	the	DET
fsr-3850	56	18	nominal	nominal	ADJ
fsr-3850	56	19	value	value	NOUN
fsr-3850	56	20	of	of	ADP
fsr-3850	56	21	the	the	DET
fsr-3850	56	22	principal	principal	NOUN
fsr-3850	56	23	but	but	CCONJ
fsr-3850	56	24	appealed	appeal	VERB
fsr-3850	56	25	to	to	ADP
fsr-3850	56	26	the	the	DET
fsr-3850	56	27	risk	risk	NOUN
fsr-3850	56	28	taking	take	VERB
fsr-3850	56	29	nature	nature	NOUN
fsr-3850	56	30	of	of	ADP
fsr-3850	56	31	new	new	ADJ
fsr-3850	56	32	zealanders	zealander	NOUN
fsr-3850	56	33	by	by	ADP
fsr-3850	56	34	having	have	VERB
fsr-3850	56	35	the	the	DET
fsr-3850	56	36	interest	interest	NOUN
fsr-3850	56	37	earnings	earning	NOUN
fsr-3850	56	38	balloted	ballot	VERB
fsr-3850	56	39	for	for	ADP
fsr-3850	56	40	.	.	PUNCT
fsr-3850	57	1	until	until	ADP
fsr-3850	57	2	1987	1987	NUM
fsr-3850	57	3	the	the	DET
fsr-3850	57	4	bonus	bonus	NOUN
fsr-3850	57	5	bonds	bond	NOUN
fsr-3850	57	6	trust	trust	NOUN
fsr-3850	57	7	was	be	AUX
fsr-3850	57	8	managed	manage	VERB
fsr-3850	57	9	by	by	ADP
fsr-3850	57	10	the	the	DET
fsr-3850	57	11	new	new	PROPN
fsr-3850	57	12	zealand	zealand	PROPN
fsr-3850	57	13	post	post	PROPN
fsr-3850	57	14	office	office	PROPN
fsr-3850	57	15	sav	sav	PROPN
fsr-3850	57	16	ings	ings	PROPN
fsr-3850	57	17	bank	bank	PROPN
fsr-3850	57	18	on	on	ADP
fsr-3850	57	19	behalf	behalf	NOUN
fsr-3850	57	20	of	of	ADP
fsr-3850	57	21	the	the	DET
fsr-3850	57	22	new	new	PROPN
fsr-3850	57	23	zealand	zealand	PROPN
fsr-3850	57	24	government	government	NOUN
fsr-3850	57	25	.	.	PUNCT
fsr-3850	58	1	the	the	DET
fsr-3850	58	2	post	post	PROPN
fsr-3850	58	3	office	office	NOUN
fsr-3850	58	4	became	become	VERB
fsr-3850	58	5	a	a	DET
fsr-3850	58	6	corpora	corpora	NOUN
fsr-3850	58	7	tion	tion	NOUN
fsr-3850	58	8	in	in	ADP
fsr-3850	58	9	1987	1987	NUM
fsr-3850	58	10	and	and	CCONJ
fsr-3850	58	11	post	post	ADJ
fsr-3850	58	12	-	-	ADJ
fsr-3850	58	13	bank	bank	NOUN
fsr-3850	58	14	came	come	VERB
fsr-3850	58	15	into	into	ADP
fsr-3850	58	16	being	being	NOUN
fsr-3850	58	17	.	.	PUNCT
fsr-3850	59	1	post	post	ADJ
fsr-3850	59	2	-	-	ADJ
fsr-3850	59	3	bank	bank	NOUN
fsr-3850	59	4	continued	continue	VERB
fsr-3850	59	5	to	to	PART
fsr-3850	59	6	manage	manage	VERB
fsr-3850	59	7	bonus	bonus	NOUN
fsr-3850	59	8	bonds	bond	NOUN
fsr-3850	59	9	until	until	SCONJ
fsr-3850	59	10	it	it	PRON
fsr-3850	59	11	was	be	AUX
fsr-3850	59	12	sold	sell	VERB
fsr-3850	59	13	to	to	ADP
fsr-3850	59	14	the	the	DET
fsr-3850	59	15	australia	australia	PROPN
fsr-3850	59	16	and	and	CCONJ
fsr-3850	59	17	new	new	PROPN
fsr-3850	59	18	zealand	zealand	PROPN
fsr-3850	59	19	banking	banking	NOUN
fsr-3850	59	20	group	group	NOUN
fsr-3850	59	21	on	on	ADP
fsr-3850	59	22	october	october	PROPN
fsr-3850	59	23	1	1	NUM
fsr-3850	59	24	,	,	PUNCT
fsr-3850	59	25	1990	1990	NUM
fsr-3850	59	26	.	.	PUNCT
fsr-3850	60	1	at	at	ADP
fsr-3850	60	2	the	the	DET
fsr-3850	60	3	time	time	NOUN
fsr-3850	60	4	of	of	ADP
fsr-3850	60	5	the	the	DET
fsr-3850	60	6	post	post	ADJ
fsr-3850	60	7	-	-	ADJ
fsr-3850	60	8	bank	bank	ADJ
fsr-3850	60	9	sale	sale	NOUN
fsr-3850	60	10	to	to	ADP
fsr-3850	60	11	the	the	DET
fsr-3850	60	12	anz	anz	PROPN
fsr-3850	60	13	banking	banking	NOUN
fsr-3850	60	14	group	group	NOUN
fsr-3850	60	15	,	,	PUNCT
fsr-3850	60	16	the	the	DET
fsr-3850	60	17	parties	party	NOUN
fsr-3850	60	18	agreed	agree	VERB
fsr-3850	60	19	that	that	SCONJ
fsr-3850	60	20	the	the	DET
fsr-3850	60	21	bonus	bonus	NOUN
fsr-3850	60	22	bond	bond	NOUN
fsr-3850	60	23	scheme	scheme	NOUN
fsr-3850	60	24	would	would	AUX
fsr-3850	60	25	also	also	ADV
fsr-3850	60	26	transfer	transfer	VERB
fsr-3850	60	27	.	.	PUNCT
fsr-3850	61	1	the	the	DET
fsr-3850	61	2	bonus	bonus	NOUN
fsr-3850	61	3	bond	bond	NOUN
fsr-3850	61	4	fund	fund	NOUN
fsr-3850	61	5	was	be	AUX
fsr-3850	61	6	transferred	transfer	VERB
fsr-3850	61	7	to	to	ADP
fsr-3850	61	8	a	a	DET
fsr-3850	61	9	unit	unit	NOUN
fsr-3850	61	10	trust	trust	NOUN
fsr-3850	61	11	scheme	scheme	NOUN
fsr-3850	61	12	named	name	VERB
fsr-3850	61	13	the	the	DET
fsr-3850	61	14	bonus	bonus	NOUN
fsr-3850	61	15	bonds	bond	NOUN
fsr-3850	61	16	trust	trust	NOUN
fsr-3850	61	17	under	under	ADP
fsr-3850	61	18	the	the	DET
fsr-3850	61	19	bonus	bonus	NOUN
fsr-3850	61	20	bonds	bond	NOUN
fsr-3850	61	21	trust	trust	NOUN
fsr-3850	61	22	deed	deed	NOUN
fsr-3850	61	23	on	on	ADP
fsr-3850	61	24	sep	sep	PROPN
fsr-3850	61	25	tember	tember	PROPN
fsr-3850	61	26	17	17	NUM
fsr-3850	61	27	,	,	PUNCT
fsr-3850	61	28	1990	1990	NUM
fsr-3850	61	29	.	.	PUNCT
fsr-3850	62	1	management	management	NOUN
fsr-3850	62	2	and	and	CCONJ
fsr-3850	62	3	ownership	ownership	NOUN
fsr-3850	62	4	of	of	ADP
fsr-3850	62	5	the	the	DET
fsr-3850	62	6	scheme	scheme	NOUN
fsr-3850	62	7	was	be	AUX
fsr-3850	62	8	then	then	ADV
fsr-3850	62	9	transferred	transfer	VERB
fsr-3850	62	10	to	to	ADP
fsr-3850	62	11	the	the	DET
fsr-3850	62	12	anz	anz	PROPN
fsr-3850	62	13	trust	trust	PROPN
fsr-3850	62	14	with	with	ADP
fsr-3850	62	15	unit	unit	NOUN
fsr-3850	62	16	holders	holder	NOUN
fsr-3850	62	17	becoming	become	VERB
fsr-3850	62	18	reliant	reliant	ADJ
fsr-3850	62	19	on	on	ADP
fsr-3850	62	20	the	the	DET
fsr-3850	62	21	trustee	trustee	NOUN
fsr-3850	62	22	and	and	CCONJ
fsr-3850	62	23	manager	manager	NOUN
fsr-3850	62	24	of	of	ADP
fsr-3850	62	25	the	the	DET
fsr-3850	62	26	fund	fund	NOUN
fsr-3850	62	27	to	to	PART
fsr-3850	62	28	protect	protect	VERB
fsr-3850	62	29	their	their	PRON
fsr-3850	62	30	interests	interest	NOUN
fsr-3850	62	31	rather	rather	ADV
fsr-3850	62	32	than	than	ADP
fsr-3850	62	33	the	the	DET
fsr-3850	62	34	new	new	PROPN
fsr-3850	62	35	zealand	zealand	PROPN
fsr-3850	62	36	government	government	NOUN
fsr-3850	62	37	.	.	PUNCT
fsr-3850	63	1	until	until	ADP
fsr-3850	63	2	october	october	PROPN
fsr-3850	63	3	1990	1990	NUM
fsr-3850	63	4	the	the	DET
fsr-3850	63	5	face	face	NOUN
fsr-3850	63	6	value	value	NOUN
fsr-3850	63	7	of	of	ADP
fsr-3850	63	8	deposits	deposit	NOUN
fsr-3850	63	9	represented	represent	VERB
fsr-3850	63	10	liabilities	liability	NOUN
fsr-3850	63	11	of	of	ADP
fsr-3850	63	12	the	the	DET
fsr-3850	63	13	government	government	NOUN
fsr-3850	63	14	.	.	PUNCT
fsr-3850	64	1	from	from	ADP
fsr-3850	64	2	this	this	DET
fsr-3850	64	3	date	date	NOUN
fsr-3850	64	4	until	until	SCONJ
fsr-3850	64	5	octo	octo	X
fsr-3850	64	6	ber	ber	PROPN
fsr-3850	64	7	1992	1992	NUM
fsr-3850	64	8	only	only	ADV
fsr-3850	64	9	pre	pre	ADJ
fsr-3850	64	10	-	-	PROPN
fsr-3850	64	11	october	october	ADJ
fsr-3850	64	12	1990	1990	NUM
fsr-3850	64	13	bonds	bond	NOUN
fsr-3850	64	14	had	have	VERB
fsr-3850	64	15	the	the	DET
fsr-3850	64	16	guarantee	guarantee	NOUN
fsr-3850	64	17	with	with	ADP
fsr-3850	64	18	this	this	PRON
fsr-3850	64	19	being	be	AUX
fsr-3850	64	20	removed	remove	VERB
fsr-3850	64	21	in	in	ADP
fsr-3850	64	22	octo	octo	ADJ
fsr-3850	64	23	ber	ber	NOUN
fsr-3850	64	24	1992	1992	NUM
fsr-3850	64	25	.	.	PUNCT
fsr-3850	65	1	all	all	DET
fsr-3850	65	2	units	unit	NOUN
fsr-3850	65	3	are	be	AUX
fsr-3850	65	4	now	now	ADV
fsr-3850	65	5	unsecured	unsecured	ADJ
fsr-3850	65	6	although	although	SCONJ
fsr-3850	65	7	a	a	DET
fsr-3850	65	8	substantial	substantial	ADJ
fsr-3850	65	9	percentage	percentage	NOUN
fsr-3850	65	10	of	of	ADP
fsr-3850	65	11	deposits	deposit	NOUN
fsr-3850	65	12	are	be	AUX
fsr-3850	65	13	invested	invest	VERB
fsr-3850	65	14	in	in	ADP
fsr-3850	65	15	government	government	NOUN
fsr-3850	65	16	securities	security	NOUN
fsr-3850	65	17	.	.	PUNCT
fsr-3850	66	1	b.	b.	PROPN
fsr-3850	66	2	operat	operat	PROPN
fsr-3850	66	3	ion	ion	NOUN
fsr-3850	66	4	of	of	ADP
fsr-3850	66	5	the	the	DET
fsr-3850	66	6	bonus	bonus	NOUN
fsr-3850	66	7	bonds	bond	NOUN
fsr-3850	66	8	trust	trust	VERB
fsr-3850	66	9	as	as	ADP
fsr-3850	66	10	previously	previously	ADV
fsr-3850	66	11	stated	state	VERB
fsr-3850	66	12	income	income	NOUN
fsr-3850	66	13	on	on	ADP
fsr-3850	66	14	the	the	DET
fsr-3850	66	15	bonus	bonus	NOUN
fsr-3850	66	16	bonds	bond	NOUN
fsr-3850	66	17	trust	trust	NOUN
fsr-3850	66	18	is	be	AUX
fsr-3850	66	19	not	not	PART
fsr-3850	66	20	distributed	distribute	VERB
fsr-3850	66	21	proportion	proportion	NOUN
fsr-3850	66	22	ally	ally	NOUN
fsr-3850	66	23	but	but	CCONJ
fsr-3850	66	24	is	be	AUX
fsr-3850	66	25	placed	place	VERB
fsr-3850	66	26	in	in	ADP
fsr-3850	66	27	a	a	DET
fsr-3850	66	28	pool	pool	NOUN
fsr-3850	66	29	and	and	CCONJ
fsr-3850	66	30	distributed	distribute	VERB
fsr-3850	66	31	as	as	ADP
fsr-3850	66	32	prizes	prize	NOUN
fsr-3850	66	33	.	.	PUNCT
fsr-3850	67	1	prize	prize	NOUN
fsr-3850	67	2	winning	win	VERB
fsr-3850	67	3	serial	serial	ADJ
fsr-3850	67	4	numbers	number	NOUN
fsr-3850	67	5	are	be	AUX
fsr-3850	67	6	selected	select	VERB
fsr-3850	67	7	at	at	ADP
fsr-3850	67	8	random	random	ADJ
fsr-3850	67	9	by	by	ADP
fsr-3850	67	10	elsie	elsie	PROPN
fsr-3850	67	11	the	the	DET
fsr-3850	67	12	bonus	bonus	NOUN
fsr-3850	67	13	bonds	bond	VERB
fsr-3850	67	14	random	random	ADJ
fsr-3850	67	15	number	number	NOUN
fsr-3850	67	16	selector	selector	NOUN
fsr-3850	67	17	.	.	PUNCT
fsr-3850	68	1	for	for	ADP
fsr-3850	68	2	the	the	DET
fsr-3850	68	3	year	year	NOUN
fsr-3850	68	4	end	end	NOUN
fsr-3850	68	5	ing	ing	ADJ
fsr-3850	68	6	september	september	PROPN
fsr-3850	68	7	30	30	NUM
fsr-3850	68	8	,	,	PUNCT
fsr-3850	68	9	1996	1996	NUM
fsr-3850	68	10	the	the	DET
fsr-3850	68	11	bonus	bonus	NOUN
fsr-3850	68	12	bonds	bond	NOUN
fsr-3850	68	13	trust	trust	NOUN
fsr-3850	68	14	funds	fund	NOUN
fsr-3850	68	15	were	be	AUX
fsr-3850	68	16	invested	invest	VERB
fsr-3850	68	17	as	as	ADP
fsr-3850	68	18	follows	follow	VERB
fsr-3850	68	19	.	.	PUNCT
fsr-3850	69	1	investment	investment	NOUN
fsr-3850	69	2	securiues	securiue	NOUN
fsr-3850	69	3	1996	1996	NUM
fsr-3850	69	4	1995	1995	NUM
fsr-3850	69	5	1994	1994	NUM
fsr-3850	69	6	$	$	SYM
fsr-3850	69	7	000	000	NUM
fsr-3850	69	8	$	$	SYM
fsr-3850	69	9	000	000	NUM
fsr-3850	69	10	$	$	SYM
fsr-3850	69	11	000	000	NUM
fsr-3850	69	12	nz	nz	NOUN
fsr-3850	69	13	government	government	NOUN
fsr-3850	69	14	securities	security	NOUN
fsr-3850	69	15	899,835	899,835	NUM
fsr-3850	69	16	1,097,134	1,097,134	NUM
fsr-3850	69	17	1,072,673	1,072,673	NUM
fsr-3850	69	18	local	local	ADJ
fsr-3850	69	19	body	body	NOUN
fsr-3850	69	20	securities	security	NOUN
fsr-3850	69	21	87,752	87,752	NUM
fsr-3850	69	22	47,738	47,738	NUM
fsr-3850	69	23	65,852	65,852	NUM
fsr-3850	69	24	redeemable	redeemable	ADJ
fsr-3850	69	25	preference	preference	NOUN
fsr-3850	69	26	shares	share	NOUN
fsr-3850	69	27	9,875	9,875	NUM
fsr-3850	69	28	76	76	NUM
fsr-3850	69	29	financial	financial	ADJ
fsr-3850	69	30	services	service	NOUN
fsr-3850	69	31	review	review	VERB
fsr-3850	69	32	7(2	7(2	NUM
fsr-3850	69	33	)	)	PUNCT
fsr-3850	69	34	1998	1998	NUM
fsr-3850	69	35	debentures	debenture	NOUN
fsr-3850	69	36	/	/	SYM
fsr-3850	69	37	state	state	NOUN
fsr-3850	69	38	owned	own	VERB
fsr-3850	69	39	enterprise	enterprise	NOUN
fsr-3850	69	40	securities	security	NOUN
fsr-3850	69	41	28,240	28,240	NUM
fsr-3850	69	42	14,994	14,994	NUM
fsr-3850	69	43	10,196	10,196	NUM
fsr-3850	69	44	bank	bank	NOUN
fsr-3850	69	45	deposits	deposit	NOUN
fsr-3850	69	46	95	95	NUM
fsr-3850	69	47	1,901	1,901	NUM
fsr-3850	69	48	2,336	2,336	NUM
fsr-3850	69	49	corporate	corporate	ADJ
fsr-3850	69	50	bonds	bond	NOUN
fsr-3850	69	51	317,246	317,246	NUM
fsr-3850	69	52	2	2	NUM
fsr-3850	69	53	9	9	NUM
fsr-3850	69	54	6	6	NUM
fsr-3850	69	55	,	,	PUNCT
fsr-3850	69	56	0	0	NUM
fsr-3850	69	57	0	0	NUM
fsr-3850	69	58	2	2	NUM
fsr-3850	69	59	268,437	268,437	NUM
fsr-3850	69	60	discounted	discount	VERB
fsr-3850	69	61	securities	security	NOUN
fsr-3850	69	62	260,389	260,389	NUM
fsr-3850	69	63	140	140	NUM
fsr-3850	69	64	,	,	PUNCT
fsr-3850	69	65	528	528	NUM
fsr-3850	69	66	283,706	283,706	NUM
fsr-3850	69	67	totals	total	NOUN
fsr-3850	69	68	1,593,357	1,593,357	NUM
fsr-3850	69	69	1,608,172	1,608,172	NUM
fsr-3850	69	70	1,703,230	1,703,230	NUM
fsr-3850	69	71	source	source	NOUN
fsr-3850	69	72	:	:	PUNCT
fsr-3850	69	73	notes	note	NOUN
fsr-3850	69	74	to	to	ADP
fsr-3850	69	75	the	the	DET
fsr-3850	69	76	financial	financial	ADJ
fsr-3850	69	77	statements	statement	NOUN
fsr-3850	69	78	1996	1996	NUM
fsr-3850	69	79	.	.	PUNCT
fsr-3850	70	1	bonus	bonus	NOUN
fsr-3850	70	2	bonds	bond	NOUN
fsr-3850	70	3	trust	trust	PROPN
fsr-3850	70	4	.	.	PUNCT
fsr-3850	71	1	the	the	DET
fsr-3850	71	2	trust	trust	NOUN
fsr-3850	71	3	has	have	VERB
fsr-3850	71	4	a	a	DET
fsr-3850	71	5	new	new	ADJ
fsr-3850	71	6	zealand	zealand	PROPN
fsr-3850	71	7	-	-	PUNCT
fsr-3850	71	8	only	only	ADV
fsr-3850	71	9	investment	investment	NOUN
fsr-3850	71	10	policy	policy	NOUN
fsr-3850	71	11	but	but	CCONJ
fsr-3850	71	12	does	do	AUX
fsr-3850	71	13	not	not	PART
fsr-3850	71	14	impose	impose	VERB
fsr-3850	71	15	any	any	DET
fsr-3850	71	16	limits	limit	NOUN
fsr-3850	71	17	on	on	ADP
fsr-3850	71	18	the	the	DET
fsr-3850	71	19	proportion	proportion	NOUN
fsr-3850	71	20	of	of	ADP
fsr-3850	71	21	assets	asset	NOUN
fsr-3850	71	22	that	that	PRON
fsr-3850	71	23	may	may	AUX
fsr-3850	71	24	be	be	AUX
fsr-3850	71	25	invested	invest	VERB
fsr-3850	71	26	in	in	ADP
fsr-3850	71	27	any	any	DET
fsr-3850	71	28	one	one	NUM
fsr-3850	71	29	company	company	NOUN
fsr-3850	71	30	.	.	PUNCT
fsr-3850	72	1	although	although	SCONJ
fsr-3850	72	2	equities	equity	NOUN
fsr-3850	72	3	,	,	PUNCT
fsr-3850	72	4	futures	future	NOUN
fsr-3850	72	5	,	,	PUNCT
fsr-3850	72	6	options	option	NOUN
fsr-3850	72	7	,	,	PUNCT
fsr-3850	72	8	swaps	swap	NOUN
fsr-3850	72	9	contracts	contract	NOUN
fsr-3850	72	10	,	,	PUNCT
fsr-3850	72	11	insurance	insurance	NOUN
fsr-3850	72	12	and	and	CCONJ
fsr-3850	72	13	underwriting	underwriting	NOUN
fsr-3850	72	14	contracts	contract	NOUN
fsr-3850	72	15	are	be	AUX
fsr-3850	72	16	permitted	permit	VERB
fsr-3850	72	17	it	it	PRON
fsr-3850	72	18	has	have	AUX
fsr-3850	72	19	been	be	AUX
fsr-3850	72	20	the	the	DET
fsr-3850	72	21	policy	policy	NOUN
fsr-3850	72	22	of	of	ADP
fsr-3850	72	23	the	the	DET
fsr-3850	72	24	manager	manager	NOUN
fsr-3850	72	25	to	to	PART
fsr-3850	72	26	invest	invest	VERB
fsr-3850	72	27	in	in	ADP
fsr-3850	72	28	low	low	ADJ
fsr-3850	72	29	risk	risk	NOUN
fsr-3850	72	30	debt	debt	NOUN
fsr-3850	72	31	securities	security	NOUN
fsr-3850	72	32	.	.	PUNCT
fsr-3850	73	1	in	in	ADP
fsr-3850	73	2	1997	1997	NUM
fsr-3850	73	3	new	new	PROPN
fsr-3850	73	4	zealand	zealand	PROPN
fsr-3850	73	5	government	government	NOUN
fsr-3850	73	6	stock	stock	NOUN
fsr-3850	73	7	made	make	VERB
fsr-3850	73	8	up	up	ADP
fsr-3850	73	9	56	56	NUM
fsr-3850	73	10	%	%	NOUN
fsr-3850	73	11	of	of	ADP
fsr-3850	73	12	the	the	DET
fsr-3850	73	13	portfolio	portfolio	NOUN
fsr-3850	73	14	.	.	PUNCT
fsr-3850	74	1	the	the	DET
fsr-3850	74	2	manager	manager	NOUN
fsr-3850	74	3	does	do	AUX
fsr-3850	74	4	not	not	PART
fsr-3850	74	5	have	have	VERB
fsr-3850	74	6	to	to	PART
fsr-3850	74	7	inform	inform	VERB
fsr-3850	74	8	unit	unit	NOUN
fsr-3850	74	9	holders	holder	NOUN
fsr-3850	74	10	of	of	ADP
fsr-3850	74	11	any	any	DET
fsr-3850	74	12	changes	change	NOUN
fsr-3850	74	13	made	make	VERB
fsr-3850	74	14	to	to	ADP
fsr-3850	74	15	the	the	DET
fsr-3850	74	16	bonus	bonus	NOUN
fsr-3850	74	17	bonds	bond	NOUN
fsr-3850	74	18	trust	trust	VERB
fsr-3850	74	19	investments	investment	NOUN
fsr-3850	74	20	but	but	CCONJ
fsr-3850	74	21	the	the	DET
fsr-3850	74	22	manager	manager	NOUN
fsr-3850	74	23	,	,	PUNCT
fsr-3850	74	24	along	along	ADP
fsr-3850	74	25	with	with	ADP
fsr-3850	74	26	the	the	DET
fsr-3850	74	27	trustees	trustee	NOUN
fsr-3850	74	28	could	could	AUX
fsr-3850	74	29	be	be	AUX
fsr-3850	74	30	held	hold	VERB
fsr-3850	74	31	personally	personally	ADV
fsr-3850	74	32	responsible	responsible	ADJ
fsr-3850	74	33	should	should	AUX
fsr-3850	74	34	the	the	DET
fsr-3850	74	35	asset	asset	NOUN
fsr-3850	74	36	backing	backing	NOUN
fsr-3850	74	37	of	of	ADP
fsr-3850	74	38	each	each	DET
fsr-3850	74	39	bond	bond	NOUN
fsr-3850	74	40	drop	drop	NOUN
fsr-3850	74	41	significantly	significantly	ADV
fsr-3850	74	42	below	below	ADP
fsr-3850	74	43	the	the	DET
fsr-3850	74	44	$	$	SYM
fsr-3850	74	45	1	1	NUM
fsr-3850	74	46	level	level	NOUN
fsr-3850	74	47	.	.	PUNCT
fsr-3850	75	1	the	the	DET
fsr-3850	75	2	prize	prize	NOUN
fsr-3850	75	3	pool	pool	NOUN
fsr-3850	75	4	equals	equal	VERB
fsr-3850	75	5	the	the	DET
fsr-3850	75	6	return	return	NOUN
fsr-3850	75	7	to	to	ADP
fsr-3850	75	8	the	the	DET
fsr-3850	75	9	trust	trust	NOUN
fsr-3850	75	10	fund	fund	NOUN
fsr-3850	75	11	after	after	ADP
fsr-3850	75	12	allowing	allow	VERB
fsr-3850	75	13	for	for	ADP
fsr-3850	75	14	trustee	trustee	NOUN
fsr-3850	75	15	's	's	PART
fsr-3850	75	16	and	and	CCONJ
fsr-3850	75	17	manager	manager	NOUN
fsr-3850	75	18	's	's	PART
fsr-3850	75	19	fees	fee	NOUN
fsr-3850	75	20	,	,	PUNCT
fsr-3850	75	21	allocations	allocation	NOUN
fsr-3850	75	22	to	to	ADP
fsr-3850	75	23	reserves	reserve	NOUN
fsr-3850	75	24	and	and	CCONJ
fsr-3850	75	25	tax	tax	NOUN
fsr-3850	75	26	ation	ation	NOUN
fsr-3850	75	27	.	.	PUNCT
fsr-3850	76	1	the	the	DET
fsr-3850	76	2	pool	pool	NOUN
fsr-3850	76	3	is	be	AUX
fsr-3850	76	4	divided	divide	VERB
fsr-3850	76	5	into	into	ADP
fsr-3850	76	6	prizes	prize	NOUN
fsr-3850	76	7	as	as	ADP
fsr-3850	76	8	for	for	ADP
fsr-3850	76	9	prize	prize	NOUN
fsr-3850	76	10	draw	draw	VERB
fsr-3850	76	11	no	no	NOUN
fsr-3850	76	12	.	.	NOUN
fsr-3850	76	13	324	324	NUM
fsr-3850	76	14	,	,	PUNCT
fsr-3850	76	15	april	april	PROPN
fsr-3850	76	16	8	8	NUM
fsr-3850	76	17	,	,	PUNCT
fsr-3850	76	18	1997	1997	NUM
fsr-3850	76	19	.	.	PUNCT
fsr-3850	77	1	prize	prize	NOUN
fsr-3850	77	2	amount	amount	NOUN
fsr-3850	77	3	first	first	PROPN
fsr-3850	77	4	prize	prize	NOUN
fsr-3850	77	5	$	$	SYM
fsr-3850	77	6	300,000	300,000	NUM
fsr-3850	77	7	second	second	ADJ
fsr-3850	77	8	prize	prize	NOUN
fsr-3850	77	9	$	$	SYM
fsr-3850	77	10	100,000	100,000	NUM
fsr-3850	77	11	third	third	ADJ
fsr-3850	77	12	prize	prize	NOUN
fsr-3850	77	13	$	$	SYM
fsr-3850	77	14	50,000	50,000	NUM
fsr-3850	77	15	112	112	NUM
fsr-3850	77	16	prizes	prize	NOUN
fsr-3850	77	17	of	of	ADP
fsr-3850	77	18	$	$	SYM
fsr-3850	77	19	5,000	5,000	NUM
fsr-3850	77	20	280	280	NUM
fsr-3850	77	21	prizes	prize	NOUN
fsr-3850	77	22	of	of	ADP
fsr-3850	77	23	$	$	SYM
fsr-3850	77	24	1,000	1,000	NUM
fsr-3850	77	25	565	565	NUM
fsr-3850	77	26	prizes	prize	NOUN
fsr-3850	77	27	of	of	ADP
fsr-3850	77	28	$	$	SYM
fsr-3850	77	29	500	500	NUM
fsr-3850	77	30	3,176	3,176	NUM
fsr-3850	77	31	prizes	prize	NOUN
fsr-3850	77	32	of	of	ADP
fsr-3850	77	33	$	$	SYM
fsr-3850	77	34	100	100	NUM
fsr-3850	77	35	34,800	34,800	NUM
fsr-3850	77	36	prizes	prize	NOUN
fsr-3850	77	37	of	of	ADP
fsr-3850	77	38	$	$	SYM
fsr-3850	77	39	50	50	NUM
fsr-3850	77	40	123,040	123,040	NUM
fsr-3850	77	41	prizes	prize	NOUN
fsr-3850	77	42	of	of	ADP
fsr-3850	77	43	$	$	SYM
fsr-3850	77	44	20	20	NUM
fsr-3850	77	45	each	each	DET
fsr-3850	77	46	bonus	bonus	NOUN
fsr-3850	77	47	bond	bond	NOUN
fsr-3850	77	48	has	have	VERB
fsr-3850	77	49	a	a	DET
fsr-3850	77	50	serial	serial	ADJ
fsr-3850	77	51	number	number	NOUN
fsr-3850	77	52	and	and	CCONJ
fsr-3850	77	53	each	each	DET
fsr-3850	77	54	bonus	bonus	NOUN
fsr-3850	77	55	bond	bond	NOUN
fsr-3850	77	56	has	have	VERB
fsr-3850	77	57	the	the	DET
fsr-3850	77	58	chance	chance	NOUN
fsr-3850	77	59	to	to	PART
fsr-3850	77	60	win	win	VERB
fsr-3850	77	61	more	more	ADJ
fsr-3850	77	62	than	than	ADP
fsr-3850	77	63	one	one	NUM
fsr-3850	77	64	prize	prize	NOUN
fsr-3850	77	65	in	in	ADP
fsr-3850	77	66	any	any	DET
fsr-3850	77	67	one	one	NUM
fsr-3850	77	68	prize	prize	NOUN
fsr-3850	77	69	draw	draw	NOUN
fsr-3850	77	70	.	.	PUNCT
fsr-3850	78	1	the	the	DET
fsr-3850	78	2	pool	pool	NOUN
fsr-3850	78	3	allocation	allocation	NOUN
fsr-3850	78	4	has	have	AUX
fsr-3850	78	5	remained	remain	VERB
fsr-3850	78	6	unaltered	unaltered	ADJ
fsr-3850	78	7	since	since	SCONJ
fsr-3850	78	8	march	march	PROPN
fsr-3850	78	9	28	28	NUM
fsr-3850	78	10	,	,	PUNCT
fsr-3850	78	11	1995	1995	NUM
fsr-3850	78	12	.	.	PUNCT
fsr-3850	79	1	the	the	DET
fsr-3850	79	2	ballot	ballot	NOUN
fsr-3850	79	3	results	result	NOUN
fsr-3850	79	4	are	be	AUX
fsr-3850	79	5	available	available	ADJ
fsr-3850	79	6	on	on	ADP
fsr-3850	79	7	the	the	DET
fsr-3850	79	8	second	second	ADJ
fsr-3850	79	9	tuesday	tuesday	NOUN
fsr-3850	79	10	of	of	ADP
fsr-3850	79	11	each	each	DET
fsr-3850	79	12	month	month	NOUN
fsr-3850	79	13	and	and	CCONJ
fsr-3850	79	14	are	be	AUX
fsr-3850	79	15	published	publish	VERB
fsr-3850	79	16	in	in	ADP
fsr-3850	79	17	the	the	DET
fsr-3850	79	18	press	press	NOUN
fsr-3850	79	19	.	.	PUNCT
fsr-3850	80	1	a	a	DET
fsr-3850	80	2	letter	letter	NOUN
fsr-3850	80	3	is	be	AUX
fsr-3850	80	4	also	also	ADV
fsr-3850	80	5	sent	send	VERB
fsr-3850	80	6	to	to	ADP
fsr-3850	80	7	all	all	DET
fsr-3850	80	8	winners	winner	NOUN
fsr-3850	80	9	.	.	PUNCT
fsr-3850	81	1	the	the	DET
fsr-3850	81	2	full	full	ADJ
fsr-3850	81	3	prize	prize	NOUN
fsr-3850	81	4	draw	draw	NOUN
fsr-3850	81	5	list	list	NOUN
fsr-3850	81	6	is	be	AUX
fsr-3850	81	7	available	available	ADJ
fsr-3850	81	8	at	at	ADP
fsr-3850	81	9	all	all	DET
fsr-3850	81	10	branches	branch	NOUN
fsr-3850	81	11	of	of	ADP
fsr-3850	81	12	anz	anz	PROPN
fsr-3850	81	13	bank	bank	PROPN
fsr-3850	81	14	,	,	PUNCT
fsr-3850	81	15	post	post	VERB
fsr-3850	81	16	bank	bank	PROPN
fsr-3850	81	17	and	and	CCONJ
fsr-3850	81	18	post	post	NOUN
fsr-3850	81	19	shops	shop	NOUN
fsr-3850	81	20	by	by	ADP
fsr-3850	81	21	the	the	DET
fsr-3850	81	22	friday	friday	PROPN
fsr-3850	81	23	of	of	ADP
fsr-3850	81	24	the	the	DET
fsr-3850	81	25	week	week	NOUN
fsr-3850	81	26	following	follow	VERB
fsr-3850	81	27	the	the	DET
fsr-3850	81	28	draw	draw	NOUN
fsr-3850	81	29	.	.	PUNCT
fsr-3850	82	1	any	any	DET
fsr-3850	82	2	prize	prize	NOUN
fsr-3850	82	3	money	money	NOUN
fsr-3850	82	4	not	not	PART
fsr-3850	82	5	claimed	claim	VERB
fsr-3850	82	6	within	within	ADP
fsr-3850	82	7	six	six	NUM
fsr-3850	82	8	months	month	NOUN
fsr-3850	82	9	is	be	AUX
fsr-3850	82	10	trans	tran	NOUN
fsr-3850	82	11	ferred	ferred	ADJ
fsr-3850	82	12	to	to	ADP
fsr-3850	82	13	the	the	DET
fsr-3850	82	14	surplus	surplus	ADJ
fsr-3850	82	15	account	account	NOUN
fsr-3850	82	16	.	.	PUNCT
fsr-3850	83	1	i	i	PRON
fsr-3850	83	2	f	f	PROPN
fsr-3850	84	1	a	a	DET
fsr-3850	84	2	prize	prize	NOUN
fsr-3850	84	3	is	be	AUX
fsr-3850	84	4	still	still	ADV
fsr-3850	84	5	not	not	PART
fsr-3850	84	6	claimed	claim	VERB
fsr-3850	84	7	within	within	ADP
fsr-3850	84	8	25	25	NUM
fsr-3850	84	9	years	year	NOUN
fsr-3850	84	10	it	it	PRON
fsr-3850	84	11	is	be	AUX
fsr-3850	84	12	paid	pay	VERB
fsr-3850	84	13	to	to	ADP
fsr-3850	84	14	the	the	DET
fsr-3850	84	15	crown	crown	NOUN
fsr-3850	84	16	.	.	PUNCT
fsr-3850	85	1	no	no	DET
fsr-3850	85	2	interest	interest	NOUN
fsr-3850	85	3	is	be	AUX
fsr-3850	85	4	paid	pay	VERB
fsr-3850	85	5	on	on	ADP
fsr-3850	85	6	unclaimed	unclaimed	ADJ
fsr-3850	85	7	prizes	prize	NOUN
fsr-3850	85	8	and	and	CCONJ
fsr-3850	85	9	the	the	DET
fsr-3850	85	10	substantial	substantial	ADJ
fsr-3850	85	11	interest	interest	NOUN
fsr-3850	85	12	accumulated	accumulate	VERB
fsr-3850	85	13	on	on	ADP
fsr-3850	85	14	these	these	PRON
fsr-3850	85	15	belongs	belong	VERB
fsr-3850	85	16	to	to	ADP
fsr-3850	85	17	the	the	DET
fsr-3850	85	18	anz	anz	PROPN
fsr-3850	85	19	bank	bank	NOUN
fsr-3850	85	20	.	.	PUNCT
fsr-3850	86	1	currently	currently	ADV
fsr-3850	86	2	more	more	ADJ
fsr-3850	86	3	than	than	ADP
fsr-3850	86	4	$	$	SYM
fsr-3850	86	5	1.4	1.4	NUM
fsr-3850	86	6	million	million	NUM
fsr-3850	86	7	of	of	ADP
fsr-3850	86	8	prizes	prize	NOUN
fsr-3850	86	9	are	be	AUX
fsr-3850	86	10	unclaimed	unclaimed	ADJ
fsr-3850	86	11	.	.	PUNCT
fsr-3850	87	1	in	in	ADP
fsr-3850	87	2	the	the	DET
fsr-3850	87	3	year	year	NOUN
fsr-3850	87	4	to	to	ADP
fsr-3850	87	5	30	30	NUM
fsr-3850	87	6	,	,	PUNCT
fsr-3850	87	7	september	september	PROPN
fsr-3850	87	8	1996	1996	NUM
fsr-3850	87	9	the	the	DET
fsr-3850	87	10	average	average	NOUN
fsr-3850	87	11	after	after	ADP
fsr-3850	87	12	tax	tax	NOUN
fsr-3850	87	13	payout	payout	NOUN
fsr-3850	87	14	was	be	AUX
fsr-3850	87	15	4.7	4.7	NUM
fsr-3850	87	16	%	%	NOUN
fsr-3850	87	17	.	.	PUNCT
fsr-3850	88	1	c.	c.	NOUN
fsr-3850	88	2	performance	performance	NOUN
fsr-3850	88	3	of	of	ADP
fsr-3850	88	4	the	the	DET
fsr-3850	88	5	bonus	bonus	NOUN
fsr-3850	88	6	bond	bond	NOUN
fsr-3850	88	7	trust	trust	VERB
fsr-3850	88	8	the	the	DET
fsr-3850	88	9	performance	performance	NOUN
fsr-3850	88	10	success	success	NOUN
fsr-3850	88	11	of	of	ADP
fsr-3850	88	12	the	the	DET
fsr-3850	88	13	bonus	bonus	NOUN
fsr-3850	88	14	bonds	bond	NOUN
fsr-3850	88	15	trust	trust	NOUN
fsr-3850	88	16	can	can	AUX
fsr-3850	88	17	be	be	AUX
fsr-3850	88	18	considered	consider	VERB
fsr-3850	88	19	from	from	ADP
fsr-3850	88	20	the	the	DET
fsr-3850	88	21	view	view	NOUN
fsr-3850	88	22	point	point	NOUN
fsr-3850	88	23	of	of	ADP
fsr-3850	88	24	the	the	DET
fsr-3850	88	25	managers	manager	NOUN
fsr-3850	88	26	of	of	ADP
fsr-3850	88	27	the	the	DET
fsr-3850	88	28	trust	trust	NOUN
fsr-3850	88	29	;	;	PUNCT
fsr-3850	88	30	growth	growth	NOUN
fsr-3850	88	31	of	of	ADP
fsr-3850	88	32	the	the	DET
fsr-3850	88	33	fund	fund	NOUN
fsr-3850	88	34	,	,	PUNCT
fsr-3850	88	35	and	and	CCONJ
fsr-3850	88	36	also	also	ADV
fsr-3850	88	37	from	from	ADP
fsr-3850	88	38	the	the	DET
fsr-3850	88	39	viewpoint	viewpoint	NOUN
fsr-3850	88	40	of	of	ADP
fsr-3850	88	41	the	the	DET
fsr-3850	88	42	unit	unit	NOUN
fsr-3850	88	43	holders	holder	NOUN
fsr-3850	88	44	;	;	PUNCT
fsr-3850	88	45	returns	return	NOUN
fsr-3850	88	46	,	,	PUNCT
fsr-3850	88	47	real	real	ADJ
fsr-3850	88	48	and	and	CCONJ
fsr-3850	88	49	nominal	nominal	ADJ
fsr-3850	88	50	.	.	PUNCT
fsr-3850	89	1	when	when	SCONJ
fsr-3850	89	2	analysing	analyse	VERB
fsr-3850	89	3	this	this	DET
fsr-3850	89	4	performance	performance	NOUN
fsr-3850	89	5	it	it	PRON
fsr-3850	89	6	is	be	AUX
fsr-3850	89	7	important	important	ADJ
fsr-3850	89	8	to	to	PART
fsr-3850	89	9	take	take	VERB
fsr-3850	89	10	note	note	NOUN
fsr-3850	89	11	of	of	ADP
fsr-3850	89	12	the	the	DET
fsr-3850	89	13	economic	economic	ADJ
fsr-3850	89	14	climate	climate	NOUN
fsr-3850	89	15	in	in	ADP
fsr-3850	89	16	new	new	PROPN
fsr-3850	89	17	zealand	zealand	PROPN
fsr-3850	89	18	over	over	ADP
fsr-3850	89	19	the	the	DET
fsr-3850	89	20	period	period	NOUN
fsr-3850	89	21	under	under	ADP
fsr-3850	89	22	consideration	consideration	NOUN
fsr-3850	89	23	.	.	PUNCT
fsr-3850	90	1	throughout	throughout	ADP
fsr-3850	90	2	the	the	DET
fsr-3850	90	3	seventies	seventy	NOUN
fsr-3850	90	4	inflation	inflation	NOUN
fsr-3850	90	5	in	in	ADP
fsr-3850	90	6	new	new	PROPN
fsr-3850	90	7	zealand	zealand	PROPN
fsr-3850	90	8	was	be	AUX
fsr-3850	90	9	running	run	VERB
fsr-3850	90	10	at	at	ADP
fsr-3850	90	11	very	very	ADV
fsr-3850	90	12	high	high	ADJ
fsr-3850	90	13	levels	level	NOUN
fsr-3850	90	14	and	and	CCONJ
fsr-3850	90	15	interest	interest	NOUN
fsr-3850	90	16	rates	rate	NOUN
fsr-3850	90	17	in	in	ADP
fsr-3850	90	18	general	general	ADJ
fsr-3850	90	19	were	be	AUX
fsr-3850	90	20	not	not	PART
fsr-3850	90	21	compensating	compensate	VERB
fsr-3850	90	22	investors	investor	NOUN
fsr-3850	90	23	for	for	ADP
fsr-3850	90	24	the	the	DET
fsr-3850	90	25	inflationary	inflationary	ADJ
fsr-3850	90	26	impact	impact	NOUN
fsr-3850	90	27	on	on	ADP
fsr-3850	90	28	innovations	innovation	NOUN
fsr-3850	90	29	in	in	ADP
fsr-3850	90	30	savings	saving	NOUN
fsr-3850	90	31	schemes	scheme	NOUN
fsr-3850	90	32	77	77	NUM
fsr-3850	90	33	their	their	PRON
fsr-3850	90	34	deposits	deposit	NOUN
fsr-3850	90	35	.	.	PUNCT
fsr-3850	91	1	this	this	DET
fsr-3850	91	2	situation	situation	NOUN
fsr-3850	91	3	was	be	AUX
fsr-3850	91	4	reasonably	reasonably	ADV
fsr-3850	91	5	common	common	ADJ
fsr-3850	91	6	in	in	ADP
fsr-3850	91	7	the	the	DET
fsr-3850	91	8	western	western	ADJ
fsr-3850	91	9	world	world	NOUN
fsr-3850	91	10	at	at	ADP
fsr-3850	91	11	that	that	DET
fsr-3850	91	12	time	time	NOUN
fsr-3850	91	13	leading	lead	VERB
fsr-3850	91	14	to	to	ADP
fsr-3850	91	15	periods	period	NOUN
fsr-3850	91	16	of	of	ADP
fsr-3850	91	17	negative	negative	ADJ
fsr-3850	91	18	real	real	ADJ
fsr-3850	91	19	interest	interest	NOUN
fsr-3850	91	20	rates	rate	NOUN
fsr-3850	91	21	.	.	PUNCT
fsr-3850	92	1	in	in	ADP
fsr-3850	92	2	1984	1984	NUM
fsr-3850	92	3	inflation	inflation	NOUN
fsr-3850	92	4	came	come	VERB
fsr-3850	92	5	down	down	ADP
fsr-3850	92	6	very	very	ADV
fsr-3850	92	7	sharply	sharply	ADV
fsr-3850	92	8	,	,	PUNCT
fsr-3850	92	9	though	though	SCONJ
fsr-3850	92	10	not	not	PART
fsr-3850	92	11	through	through	ADP
fsr-3850	92	12	market	market	NOUN
fsr-3850	92	13	forces	force	NOUN
fsr-3850	92	14	but	but	CCONJ
fsr-3850	92	15	on	on	ADP
fsr-3850	92	16	account	account	NOUN
fsr-3850	92	17	of	of	ADP
fsr-3850	92	18	the	the	DET
fsr-3850	92	19	imposition	imposition	NOUN
fsr-3850	92	20	of	of	ADP
fsr-3850	92	21	a	a	DET
fsr-3850	92	22	wage	wage	NOUN
fsr-3850	92	23	-	-	PUNCT
fsr-3850	92	24	price	price	NOUN
fsr-3850	92	25	freeze	freeze	NOUN
fsr-3850	92	26	.	.	PUNCT
fsr-3850	93	1	this	this	DET
fsr-3850	93	2	freeze	freeze	NOUN
fsr-3850	93	3	was	be	AUX
fsr-3850	93	4	lifted	lift	VERB
fsr-3850	93	5	in	in	ADP
fsr-3850	93	6	late	late	ADJ
fsr-3850	93	7	1984	1984	NUM
fsr-3850	93	8	and	and	CCONJ
fsr-3850	93	9	deregulation	deregulation	NOUN
fsr-3850	93	10	of	of	ADP
fsr-3850	93	11	the	the	DET
fsr-3850	93	12	economy	economy	NOUN
fsr-3850	93	13	began	begin	VERB
fsr-3850	93	14	.	.	PUNCT
fsr-3850	94	1	inflation	inflation	NOUN
fsr-3850	94	2	rose	rise	VERB
fsr-3850	94	3	again	again	ADV
fsr-3850	94	4	through	through	ADP
fsr-3850	94	5	to	to	ADP
fsr-3850	94	6	1987	1987	NUM
fsr-3850	94	7	before	before	ADP
fsr-3850	94	8	being	be	AUX
fsr-3850	94	9	brought	bring	VERB
fsr-3850	94	10	under	under	ADP
fsr-3850	94	11	control	control	NOUN
fsr-3850	94	12	by	by	ADP
fsr-3850	94	13	tight	tight	ADJ
fsr-3850	94	14	monetary	monetary	ADJ
fsr-3850	94	15	policy	policy	NOUN
fsr-3850	94	16	imple	imple	NOUN
fsr-3850	94	17	mented	mente	VERB
fsr-3850	94	18	by	by	ADP
fsr-3850	94	19	new	new	PROPN
fsr-3850	94	20	zealand	zealand	PROPN
fsr-3850	94	21	's	's	PART
fsr-3850	94	22	central	central	ADJ
fsr-3850	94	23	bank	bank	NOUN
fsr-3850	94	24	.	.	PUNCT
fsr-3850	95	1	in	in	ADP
fsr-3850	95	2	1989	1989	NUM
fsr-3850	95	3	the	the	DET
fsr-3850	95	4	central	central	ADJ
fsr-3850	95	5	bank	bank	NOUN
fsr-3850	95	6	in	in	ADP
fsr-3850	95	7	new	new	PROPN
fsr-3850	95	8	zealand	zealand	PROPN
fsr-3850	95	9	was	be	AUX
fsr-3850	95	10	given	give	VERB
fsr-3850	95	11	the	the	DET
fsr-3850	95	12	sole	sole	ADJ
fsr-3850	95	13	economic	economic	ADJ
fsr-3850	95	14	objective	objective	NOUN
fsr-3850	95	15	of	of	ADP
fsr-3850	95	16	maintaining	maintain	VERB
fsr-3850	95	17	stable	stable	ADJ
fsr-3850	95	18	prices	price	NOUN
fsr-3850	95	19	.	.	PUNCT
fsr-3850	96	1	stable	stable	ADJ
fsr-3850	96	2	prices	price	NOUN
fsr-3850	96	3	in	in	ADP
fsr-3850	96	4	new	new	PROPN
fsr-3850	96	5	zealand	zealand	PROPN
fsr-3850	96	6	are	be	AUX
fsr-3850	96	7	currently	currently	ADV
fsr-3850	96	8	defined	define	VERB
fsr-3850	96	9	as	as	ADP
fsr-3850	96	10	being	be	AUX
fsr-3850	96	11	an	an	DET
fsr-3850	96	12	inflation	inflation	NOUN
fsr-3850	96	13	rate	rate	NOUN
fsr-3850	96	14	between	between	ADP
fsr-3850	96	15	zero	zero	NUM
fsr-3850	96	16	and	and	CCONJ
fsr-3850	96	17	3	3	NUM
fsr-3850	96	18	%	%	NOUN
fsr-3850	96	19	(	(	PUNCT
fsr-3850	96	20	reserve	reserve	PROPN
fsr-3850	96	21	bank	bank	PROPN
fsr-3850	96	22	of	of	ADP
fsr-3850	96	23	new	new	PROPN
fsr-3850	96	24	zealand	zealand	PROPN
fsr-3850	96	25	,	,	PUNCT
fsr-3850	96	26	1992	1992	NUM
fsr-3850	96	27	)	)	PUNCT
fsr-3850	96	28	.	.	PUNCT
fsr-3850	97	1	high	high	ADJ
fsr-3850	97	2	short	short	ADJ
fsr-3850	97	3	-	-	PUNCT
fsr-3850	97	4	term	term	NOUN
fsr-3850	97	5	real	real	ADJ
fsr-3850	97	6	interest	interest	NOUN
fsr-3850	97	7	rates	rate	NOUN
fsr-3850	97	8	are	be	AUX
fsr-3850	97	9	the	the	DET
fsr-3850	97	10	main	main	ADJ
fsr-3850	97	11	weapon	weapon	NOUN
fsr-3850	97	12	of	of	ADP
fsr-3850	97	13	the	the	DET
fsr-3850	97	14	central	central	ADJ
fsr-3850	97	15	bank	bank	NOUN
fsr-3850	97	16	to	to	PART
fsr-3850	97	17	achieve	achieve	VERB
fsr-3850	97	18	this	this	DET
fsr-3850	97	19	goal	goal	NOUN
fsr-3850	97	20	.	.	PUNCT
fsr-3850	98	1	this	this	DET
fsr-3850	98	2	approach	approach	NOUN
fsr-3850	98	3	to	to	ADP
fsr-3850	98	4	controlling	control	VERB
fsr-3850	98	5	inflation	inflation	NOUN
fsr-3850	98	6	has	have	AUX
fsr-3850	98	7	been	be	AUX
fsr-3850	98	8	largely	largely	ADV
fsr-3850	98	9	successful	successful	ADJ
fsr-3850	98	10	since	since	SCONJ
fsr-3850	98	11	the	the	DET
fsr-3850	98	12	early	early	ADJ
fsr-3850	98	13	1990s	1990	NOUN
fsr-3850	98	14	.	.	PUNCT
fsr-3850	99	1	it	it	PRON
fsr-3850	99	2	should	should	AUX
fsr-3850	99	3	be	be	AUX
fsr-3850	99	4	noted	note	VERB
fsr-3850	99	5	at	at	ADP
fsr-3850	99	6	this	this	DET
fsr-3850	99	7	point	point	NOUN
fsr-3850	99	8	that	that	SCONJ
fsr-3850	99	9	it	it	PRON
fsr-3850	99	10	is	be	AUX
fsr-3850	99	11	difficult	difficult	ADJ
fsr-3850	99	12	to	to	PART
fsr-3850	99	13	make	make	VERB
fsr-3850	99	14	comparisons	comparison	NOUN
fsr-3850	99	15	between	between	ADP
fsr-3850	99	16	the	the	DET
fsr-3850	99	17	pre-1984	pre-1984	NOUN
fsr-3850	99	18	and	and	CCONJ
fsr-3850	99	19	post-1984	post-1984	NOUN
fsr-3850	99	20	performances	performance	NOUN
fsr-3850	99	21	of	of	ADP
fsr-3850	99	22	bonus	bonus	NOUN
fsr-3850	99	23	bonds	bond	NOUN
fsr-3850	99	24	as	as	SCONJ
fsr-3850	99	25	the	the	DET
fsr-3850	99	26	economic	economic	ADJ
fsr-3850	99	27	changes	change	NOUN
fsr-3850	99	28	which	which	PRON
fsr-3850	99	29	occurred	occur	VERB
fsr-3850	99	30	in	in	ADP
fsr-3850	99	31	new	new	PROPN
fsr-3850	99	32	zealand	zealand	PROPN
fsr-3850	99	33	from	from	ADP
fsr-3850	99	34	1984	1984	NUM
fsr-3850	99	35	on	on	ADP
fsr-3850	99	36	were	be	AUX
fsr-3850	99	37	very	very	ADV
fsr-3850	99	38	substantial	substantial	ADJ
fsr-3850	99	39	.	.	PUNCT
fsr-3850	100	1	since	since	SCONJ
fsr-3850	100	2	march	march	PROPN
fsr-3850	100	3	1971	1971	NUM
fsr-3850	100	4	the	the	DET
fsr-3850	100	5	bonus	bonus	NOUN
fsr-3850	100	6	bonds	bond	NOUN
fsr-3850	100	7	fund	fund	NOUN
fsr-3850	100	8	has	have	AUX
fsr-3850	100	9	grown	grow	VERB
fsr-3850	100	10	from	from	ADP
fsr-3850	100	11	$	$	SYM
fsr-3850	100	12	20.8	20.8	NUM
fsr-3850	100	13	million	million	NUM
fsr-3850	100	14	to	to	PART
fsr-3850	100	15	$	$	SYM
fsr-3850	100	16	1.63	1.63	NUM
fsr-3850	100	17	bil	bil	NUM
fsr-3850	100	18	lion	lion	NOUN
fsr-3850	100	19	.	.	PUNCT
fsr-3850	101	1	the	the	DET
fsr-3850	101	2	periods	period	NOUN
fsr-3850	101	3	which	which	PRON
fsr-3850	101	4	have	have	AUX
fsr-3850	101	5	shown	show	VERB
fsr-3850	101	6	the	the	DET
fsr-3850	101	7	highest	high	ADJ
fsr-3850	101	8	real	real	ADJ
fsr-3850	101	9	growth	growth	NOUN
fsr-3850	101	10	rates	rate	NOUN
fsr-3850	101	11	were	be	AUX
fsr-3850	101	12	the	the	DET
fsr-3850	101	13	initial	initial	ADJ
fsr-3850	101	14	five	five	NUM
fsr-3850	101	15	years	year	NOUN
fsr-3850	101	16	when	when	SCONJ
fsr-3850	101	17	the	the	DET
fsr-3850	101	18	concept	concept	NOUN
fsr-3850	101	19	was	be	AUX
fsr-3850	101	20	clearly	clearly	ADV
fsr-3850	101	21	gaining	gain	VERB
fsr-3850	101	22	support	support	NOUN
fsr-3850	101	23	and	and	CCONJ
fsr-3850	101	24	the	the	DET
fsr-3850	101	25	periods	period	NOUN
fsr-3850	101	26	of	of	ADP
fsr-3850	101	27	lowest	low	ADJ
fsr-3850	101	28	relative	relative	ADJ
fsr-3850	101	29	inflation	inflation	NOUN
fsr-3850	101	30	being	be	AUX
fsr-3850	101	31	1984	1984	NUM
fsr-3850	101	32	and	and	CCONJ
fsr-3850	101	33	1988	1988	NUM
fsr-3850	101	34	to	to	ADP
fsr-3850	101	35	1997	1997	NUM
fsr-3850	101	36	.	.	PUNCT
fsr-3850	102	1	the	the	DET
fsr-3850	102	2	same	same	ADJ
fsr-3850	102	3	generally	generally	ADV
fsr-3850	102	4	holds	hold	VERB
fsr-3850	102	5	for	for	ADP
fsr-3850	102	6	nominal	nominal	ADJ
fsr-3850	102	7	growth'rates	growth'rate	NOUN
fsr-3850	102	8	,	,	PUNCT
fsr-3850	102	9	both	both	PRON
fsr-3850	102	10	of	of	ADP
fsr-3850	102	11	table	table	NOUN
fsr-3850	102	12	1	1	NUM
fsr-3850	102	13	the	the	DET
fsr-3850	102	14	growth	growth	NOUN
fsr-3850	102	15	of	of	ADP
fsr-3850	102	16	the	the	DET
fsr-3850	102	17	bonus	bonus	NOUN
fsr-3850	102	18	bonds	bond	NOUN
fsr-3850	102	19	trust	trust	NOUN
fsr-3850	102	20	(	(	PUNCT
fsr-3850	102	21	nominal	nominal	ADJ
fsr-3850	102	22	and	and	CCONJ
fsr-3850	102	23	real	real	ADJ
fsr-3850	102	24	)	)	PUNCT
fsr-3850	102	25	%	%	NOUN
fsr-3850	102	26	increase	increase	NOUN
fsr-3850	102	27	in	in	ADP
fsr-3850	102	28	total	total	ADJ
fsr-3850	102	29	deposits	deposit	NOUN
fsr-3850	102	30	deposits	deposit	NOUN
fsr-3850	102	31	%	%	NOUN
fsr-3850	102	32	increase	increase	NOUN
fsr-3850	102	33	in	in	ADP
fsr-3850	102	34	date	date	NOUN
fsr-3850	102	35	$	$	SYM
fsr-3850	102	36	million	million	NUM
fsr-3850	102	37	(	(	PUNCT
fsr-3850	102	38	nominal	nominal	ADJ
fsr-3850	102	39	)	)	PUNCT
fsr-3850	102	40	deposits	deposit	NOUN
fsr-3850	102	41	(	(	PUNCT
fsr-3850	102	42	real	real	ADJ
fsr-3850	102	43	)	)	PUNCT
fsr-3850	102	44	march	march	PROPN
fsr-3850	102	45	1971	1971	NUM
fsr-3850	102	46	20.8	20.8	NUM
fsr-3850	102	47	march	march	NOUN
fsr-3850	102	48	1972	1972	NUM
fsr-3850	103	1	33.1	33.1	NUM
fsr-3850	103	2	59.13	59.13	NUM
fsr-3850	103	3	46.84	46.84	NUM
fsr-3850	103	4	march	march	NOUN
fsr-3850	103	5	1973	1973	NUM
fsr-3850	103	6	55.8	55.8	NUM
fsr-3850	103	7	68.58	68.58	NUM
fsr-3850	103	8	59.13	59.13	NUM
fsr-3850	103	9	march	march	NOUN
fsr-3850	103	10	1974	1974	NUM
fsr-3850	103	11	79.6	79.6	NUM
fsr-3850	103	12	42.65	42.65	NUM
fsr-3850	103	13	29.34	29.34	NUM
fsr-3850	103	14	march	march	NOUN
fsr-3850	103	15	1975	1975	NUM
fsr-3850	103	16	100.3	100.3	NUM
fsr-3850	103	17	26.00	26.00	NUM
fsr-3850	103	18	11.29	11.29	NUM
fsr-3850	103	19	march	march	NOUN
fsr-3850	103	20	1976	1976	NUM
fsr-3850	103	21	128	128	NUM
fsr-3850	103	22	.	.	PUNCT
fsr-3850	104	1	i	i	PRON
fsr-3850	104	2	27.71	27.71	NUM
fsr-3850	104	3	8.95	8.95	NUM
fsr-3850	104	4	march	march	NOUN
fsr-3850	104	5	1977	1977	NUM
fsr-3850	104	6	138.3	138.3	NUM
fsr-3850	104	7	7.96	7.96	NUM
fsr-3850	104	8	-5.01	-5.01	PRON
fsr-3850	104	9	march	march	PROPN
fsr-3850	104	10	1978	1978	NUM
fsr-3850	104	11	167.4	167.4	NUM
fsr-3850	104	12	21.04	21.04	NUM
fsr-3850	104	13	5.61	5.61	NUM
fsr-3850	104	14	march	march	NOUN
fsr-3850	104	15	1979	1979	NUM
fsr-3850	104	16	196.4	196.4	NUM
fsr-3850	104	17	17.32	17.32	NUM
fsr-3850	104	18	6.27	6.27	NUM
fsr-3850	104	19	march	march	NOUN
fsr-3850	104	20	1980	1980	NUM
fsr-3850	104	21	215.7	215.7	NUM
fsr-3850	104	22	9.82	9.82	NUM
fsr-3850	104	23	-7.22	-7.22	NOUN
fsr-3850	104	24	march	march	PROPN
fsr-3850	104	25	1981	1981	NUM
fsr-3850	104	26	239.8	239.8	NUM
fsr-3850	104	27	i	i	NUM
fsr-3850	104	28	1.17	1.17	NUM
fsr-3850	104	29	-3.51	-3.51	NUM
fsr-3850	104	30	march	march	PROPN
fsr-3850	104	31	1982	1982	NUM
fsr-3850	104	32	287.6	287.6	NUM
fsr-3850	104	33	19.93	19.93	NUM
fsr-3850	104	34	3.55	3.55	NUM
fsr-3850	104	35	march	march	NOUN
fsr-3850	104	36	1983	1983	NUM
fsr-3850	104	37	339.7	339.7	NUM
fsr-3850	104	38	18	18	NUM
fsr-3850	104	39	.	.	PUNCT
fsr-3850	105	1	i	i	PRON
fsr-3850	105	2	1	1	NUM
fsr-3850	105	3	4.85	4.85	NUM
fsr-3850	105	4	march	march	NOUN
fsr-3850	105	5	1984	1984	NUM
fsr-3850	105	6	431.7	431.7	NUM
fsr-3850	105	7	27.08	27.08	NUM
fsr-3850	105	8	22.79	22.79	NUM
fsr-3850	105	9	march	march	NOUN
fsr-3850	105	10	1985	1985	NUM
fsr-3850	105	11	486.1	486.1	NUM
fsr-3850	105	12	12.60	12.60	NUM
fsr-3850	105	13	-0.70	-0.70	NUM
fsr-3850	105	14	march	march	PROPN
fsr-3850	105	15	1986	1986	NUM
fsr-3850	105	16	494.5	494.5	NUM
fsr-3850	105	17	1.72	1.72	NUM
fsr-3850	105	18	-9.91	-9.91	NUM
fsr-3850	105	19	march	march	PROPN
fsr-3850	105	20	1987	1987	NUM
fsr-3850	105	21	541.4	541.4	NUM
fsr-3850	105	22	9.48	9.48	NUM
fsr-3850	105	23	-7.45	-7.45	NOUN
fsr-3850	105	24	march	march	PROPN
fsr-3850	105	25	1988	1988	NUM
fsr-3850	105	26	641.6	641.6	NUM
fsr-3850	105	27	18.50	18.50	NUM
fsr-3850	105	28	8.77	8.77	NUM
fsr-3850	105	29	march	march	NOUN
fsr-3850	105	30	1989	1989	NUM
fsr-3850	105	31	760.3	760.3	NUM
fsr-3850	105	32	18.50	18.50	NUM
fsr-3850	105	33	13.94	13.94	NUM
fsr-3850	105	34	march	march	NOUN
fsr-3850	105	35	1990	1990	NUM
fsr-3850	105	36	900.9	900.9	NUM
fsr-3850	105	37	18.49	18.49	NUM
fsr-3850	105	38	10.71	10.71	NUM
fsr-3850	105	39	march	march	NOUN
fsr-3850	105	40	1991	1991	NUM
fsr-3850	105	41	1064.0	1064.0	NUM
fsr-3850	105	42	18.10	18.10	NUM
fsr-3850	105	43	12.07	12.07	NUM
fsr-3850	105	44	march	march	NOUN
fsr-3850	105	45	1992	1992	NUM
fsr-3850	105	46	1327.0	1327.0	NUM
fsr-3850	105	47	24.71	24.71	NUM
fsr-3850	105	48	24.27	24.27	NUM
fsr-3850	105	49	march	march	NOUN
fsr-3850	105	50	1993	1993	NUM
fsr-3850	105	51	1448.0	1448.0	NUM
fsr-3850	105	52	8.36	8.36	NUM
fsr-3850	105	53	7.44	7.44	NUM
fsr-3850	105	54	march	march	NOUN
fsr-3850	105	55	1994	1994	NUM
fsr-3850	105	56	1592.0	1592.0	NUM
fsr-3850	105	57	9.05	9.05	NUM
fsr-3850	105	58	7.86	7.86	NUM
fsr-3850	105	59	march	march	NOUN
fsr-3850	105	60	1995	1995	NUM
fsr-3850	105	61	1687.0	1687.0	NUM
fsr-3850	105	62	5.63	5.63	NUM
fsr-3850	105	63	1.86	1.86	NUM
fsr-3850	105	64	march	march	NOUN
fsr-3850	105	65	1996	1996	NUM
fsr-3850	105	66	1659.0	1659.0	NUM
fsr-3850	105	67	-1.66	-1.66	NUM
fsr-3850	105	68	-3.56	-3.56	NUM
fsr-3850	105	69	march	march	PROPN
fsr-3850	105	70	1997	1997	NUM
fsr-3850	105	71	1630.0	1630.0	NUM
fsr-3850	105	72	-1.75	-1.75	NUM
fsr-3850	105	73	-2.83	-2.83	PROPN
fsr-3850	105	74	source	source	NOUN
fsr-3850	105	75	:	:	PUNCT
fsr-3850	105	76	new	new	PROPN
fsr-3850	105	77	zealand	zealand	PROPN
fsr-3850	105	78	key	key	PROPN
fsr-3850	105	79	statistics	statistic	NOUN
fsr-3850	105	80	,	,	PUNCT
fsr-3850	105	81	1970	1970	NUM
fsr-3850	105	82	-	-	SYM
fsr-3850	105	83	1997	1997	NUM
fsr-3850	105	84	and	and	CCONJ
fsr-3850	105	85	new	new	PROPN
fsr-3850	105	86	zealand	zealand	PROPN
fsr-3850	105	87	official	official	ADJ
fsr-3850	105	88	yearbook	yearbook	NOUN
fsr-3850	105	89	,	,	PUNCT
fsr-3850	105	90	1970	1970	NUM
fsr-3850	105	91	-	-	SYM
fsr-3850	105	92	1997	1997	NUM
fsr-3850	105	93	.	.	PUNCT
fsr-3850	106	1	78	78	NUM
fsr-3850	106	2	f	f	NOUN
fsr-3850	106	3	i	i	PRON
fsr-3850	106	4	n	n	PROPN
fsr-3850	106	5	a	a	PRON
fsr-3850	106	6	n	n	NOUN
fsr-3850	106	7	c	c	NOUN
fsr-3850	106	8	i	i	PRON
fsr-3850	106	9	a	a	DET
fsr-3850	106	10	l	l	NOUN
fsr-3850	106	11	s	s	X
fsr-3850	106	12	e	e	NOUN
fsr-3850	106	13	r	r	NOUN
fsr-3850	106	14	v	v	NOUN
fsr-3850	107	1	i	i	PRON
fsr-3850	107	2	c	c	NOUN
fsr-3850	108	1	e	e	NOUN
fsr-3850	108	2	s	s	NOUN
fsr-3850	108	3	r	r	NOUN
fsr-3850	108	4	e	e	NOUN
fsr-3850	108	5	v	v	NOUN
fsr-3850	108	6	i	i	NOUN
fsr-3850	108	7	e	e	VERB
fsr-3850	108	8	w	w	NOUN
fsr-3850	108	9	7(2	7(2	NUM
fsr-3850	108	10	)	)	PUNCT
fsr-3850	108	11	1998	1998	NUM
fsr-3850	108	12	table	table	NOUN
fsr-3850	108	13	2	2	NUM
fsr-3850	108	14	returns	return	NOUN
fsr-3850	108	15	to	to	ADP
fsr-3850	108	16	the	the	DET
fsr-3850	108	17	bonus	bonus	NOUN
fsr-3850	108	18	bond	bond	NOUN
fsr-3850	108	19	trust	trust	NOUN
fsr-3850	108	20	payout	payout	NOUN
fsr-3850	108	21	real	real	ADJ
fsr-3850	108	22	value	value	NOUN
fsr-3850	108	23	90	90	NUM
fsr-3850	108	24	day	day	NOUN
fsr-3850	108	25	5	5	NUM
fsr-3850	108	26	year	year	NOUN
fsr-3850	108	27	rate	rate	NOUN
fsr-3850	108	28	real	real	ADJ
fsr-3850	108	29	investment	investment	NOUN
fsr-3850	108	30	treasury	treasury	NOUN
fsr-3850	108	31	govt	govt	PROPN
fsr-3850	108	32	date	date	NOUN
fsr-3850	108	33	nominal	nominal	ADJ
fsr-3850	108	34	return	return	NOUN
fsr-3850	108	35	%	%	NOUN
fsr-3850	108	36	dollar	dollar	NOUN
fsr-3850	108	37	stock	stock	NOUN
fsr-3850	108	38	bond	bond	NOUN
fsr-3850	108	39	march	march	PROPN
fsr-3850	108	40	1970	1970	NUM
fsr-3850	108	41	1.0000	1.0000	NUM
fsr-3850	108	42	march	march	NOUN
fsr-3850	108	43	1971	1971	NUM
fsr-3850	108	44	4.00	4.00	NUM
fsr-3850	108	45	-6.30	-6.30	ADP
fsr-3850	108	46	0.9415	0.9415	NUM
fsr-3850	108	47	5.14	5.14	NUM
fsr-3850	108	48	5.29	5.29	NUM
fsr-3850	108	49	march	march	NOUN
fsr-3850	108	50	1972	1972	NUM
fsr-3850	108	51	4.00	4.00	NUM
fsr-3850	108	52	-4.37	-4.37	NUM
fsr-3850	108	53	0.9035	0.9035	NUM
fsr-3850	108	54	4.99	4.99	NUM
fsr-3850	108	55	5.24	5.24	NUM
fsr-3850	108	56	march	march	NOUN
fsr-3850	108	57	1973	1973	NUM
fsr-3850	108	58	4.00	4.00	NUM
fsr-3850	108	59	1.94	1.94	NUM
fsr-3850	108	60	0.8870	0.8870	NUM
fsr-3850	108	61	4.42	4.42	NUM
fsr-3850	108	62	5.18	5.18	NUM
fsr-3850	108	63	march	march	NOUN
fsr-3850	108	64	1974	1974	NUM
fsr-3850	108	65	4.00	4.00	NUM
fsr-3850	108	66	-6.28	-6.28	PRON
fsr-3850	108	67	0.8365	0.8365	NUM
fsr-3850	108	68	4.20	4.20	NUM
fsr-3850	108	69	5.41	5.41	NUM
fsr-3850	108	70	march	march	NOUN
fsr-3850	108	71	1975	1975	NUM
fsr-3850	108	72	4.00	4.00	NUM
fsr-3850	108	73	-9.22	-9.22	NUM
fsr-3850	108	74	0.7683	0.7683	NUM
fsr-3850	108	75	4.44	4.44	NUM
fsr-3850	108	76	5.66	5.66	NUM
fsr-3850	108	77	march	march	NOUN
fsr-3850	108	78	1976	1976	NUM
fsr-3850	108	79	4.00	4.00	NUM
fsr-3850	108	80	13.22	13.22	NUM
fsr-3850	108	81	0.6817	0.6817	NUM
fsr-3850	108	82	5.51	5.51	NUM
fsr-3850	108	83	7.44	7.44	NUM
fsr-3850	108	84	march	march	NOUN
fsr-3850	108	85	1977	1977	NUM
fsr-3850	108	86	4.16	4.16	NUM
fsr-3850	108	87	-9.51	-9.51	NUM
fsr-3850	108	88	0.6247	0.6247	NUM
fsr-3850	108	89	7.00	7.00	NUM
fsr-3850	108	90	10.00	10.00	NUM
fsr-3850	108	91	march	march	NOUN
fsr-3850	108	92	1978	1978	NUM
fsr-3850	108	93	5.17	5.17	NUM
fsr-3850	108	94	-9.44	-9.44	NUM
fsr-3850	108	95	0.5733	0.5733	NUM
fsr-3850	108	96	7.50	7.50	NUM
fsr-3850	108	97	9.75	9.75	NUM
fsr-3850	108	98	march	march	NOUN
fsr-3850	108	99	1979	1979	NUM
fsr-3850	108	100	5.76	5.76	NUM
fsr-3850	108	101	-4.63	-4.63	NUM
fsr-3850	108	102	0.5492	0.5492	NUM
fsr-3850	108	103	10.60	10.60	NUM
fsr-3850	108	104	10.00	10.00	NUM
fsr-3850	108	105	march	march	NOUN
fsr-3850	108	106	1980	1980	NUM
fsr-3850	108	107	5.70	5.70	NUM
fsr-3850	108	108	12.68	12.68	NUM
fsr-3850	108	109	0.4904	0.4904	NUM
fsr-3850	108	110	11.25	11.25	NUM
fsr-3850	108	111	13.00	13.00	NUM
fsr-3850	108	112	march	march	NOUN
fsr-3850	108	113	1981	1981	NUM
fsr-3850	108	114	5.50	5.50	NUM
fsr-3850	108	115	-9.73	-9.73	NUM
fsr-3850	108	116	0.4490	0.4490	NUM
fsr-3850	108	117	11.25	11.25	NUM
fsr-3850	108	118	12.50	12.50	NUM
fsr-3850	108	119	march	march	NOUN
fsr-3850	108	120	1982	1982	NUM
fsr-3850	108	121	5.70	5.70	NUM
fsr-3850	108	122	10,12	10,12	NUM
fsr-3850	108	123	0.4097	0.4097	NUM
fsr-3850	108	124	12.00	12.00	NUM
fsr-3850	108	125	14.00	14.00	NUM
fsr-3850	108	126	march	march	NOUN
fsr-3850	108	127	1983	1983	NUM
fsr-3850	108	128	7.20	7.20	NUM
fsr-3850	108	129	-5.45	-5.45	ADP
fsr-3850	108	130	0.3899	0.3899	NUM
fsr-3850	108	131	7.80	7.80	NUM
fsr-3850	108	132	10.30	10.30	NUM
fsr-3850	108	133	march	march	NOUN
fsr-3850	108	134	1984	1984	NUM
fsr-3850	108	135	6.90	6.90	NUM
fsr-3850	108	136	3,41	3,41	NUM
fsr-3850	108	137	0.4027	0.4027	NUM
fsr-3850	108	138	7.80	7.80	NUM
fsr-3850	108	139	11.00	11.00	NUM
fsr-3850	108	140	march	march	NOUN
fsr-3850	108	141	1985	1985	NUM
fsr-3850	108	142	7.40	7.40	NUM
fsr-3850	108	143	-6.00	-6.00	NUM
fsr-3850	108	144	0.3814	0.3814	NUM
fsr-3850	108	145	17.73	17.73	NUM
fsr-3850	108	146	12.33	12.33	NUM
fsr-3850	108	147	march	march	NOUN
fsr-3850	108	148	1986	1986	NUM
fsr-3850	108	149	7.70	7.70	NUM
fsr-3850	108	150	-5.23	-5.23	ADP
fsr-3850	108	151	0.3638	0.3638	NUM
fsr-3850	108	152	15.00	15.00	NUM
fsr-3850	108	153	12.47	12.47	NUM
fsr-3850	108	154	march	march	NOUN
fsr-3850	108	155	1987	1987	NUM
fsr-3850	108	156	7.50	7.50	NUM
fsr-3850	108	157	-1.08	-1.08	NOUN
fsr-3850	108	158	0.3306	0.3306	NUM
fsr-3850	108	159	17.45	17.45	NUM
fsr-3850	108	160	12.20	12.20	NUM
fsr-3850	108	161	march	march	NOUN
fsr-3850	108	162	1988	1988	NUM
fsr-3850	108	163	8.00	8.00	NUM
fsr-3850	108	164	-1.44	-1.44	VERB
fsr-3850	108	165	0.3262	0.3262	NUM
fsr-3850	108	166	10.71	10.71	NUM
fsr-3850	108	167	8.99	8.99	NUM
fsr-3850	108	168	march	march	NOUN
fsr-3850	108	169	1989	1989	NUM
fsr-3850	108	170	8.00	8.00	NUM
fsr-3850	108	171	4.00	4.00	NUM
fsr-3850	108	172	0,3387	0,3387	NOUN
fsr-3850	108	173	8.92	8.92	NUM
fsr-3850	108	174	8.83	8.83	NUM
fsr-3850	108	175	march	march	NOUN
fsr-3850	108	176	1990	1990	NUM
fsr-3850	108	177	8.00	8.00	NUM
fsr-3850	108	178	0.98	0.98	NUM
fsr-3850	108	179	0.3418	0.3418	NUM
fsr-3850	108	180	9.17	9.17	NUM
fsr-3850	108	181	8.09	8.09	NUM
fsr-3850	108	182	march	march	NOUN
fsr-3850	108	183	1991	1991	NUM
fsr-3850	108	184	8.00	8.00	NUM
fsr-3850	108	185	2.62	2.62	NUM
fsr-3850	108	186	0.3503	0.3503	NUM
fsr-3850	108	187	8.00	8.00	NUM
fsr-3850	108	188	7.62	7.62	NUM
fsr-3850	108	189	march	march	NOUN
fsr-3850	108	190	1992	1992	NUM
fsr-3850	108	191	6.00	6.00	NUM
fsr-3850	108	192	5.08	5.08	NUM
fsr-3850	108	193	0.3700	0.3700	NUM
fsr-3850	108	194	4.91	4.91	NUM
fsr-3850	108	195	5.76	5.76	NUM
fsr-3850	108	196	march	march	NOUN
fsr-3850	108	197	1993	1993	NUM
fsr-3850	108	198	5.50	5.50	NUM
fsr-3850	108	199	4.50	4.50	NUM
fsr-3850	108	200	0.3868	0.3868	NUM
fsr-3850	108	201	4.84	4.84	NUM
fsr-3850	108	202	4.85	4.85	NUM
fsr-3850	108	203	march	march	NOUN
fsr-3850	108	204	1994	1994	NUM
fsr-3850	108	205	3.50	3.50	NUM
fsr-3850	108	206	4.20	4.20	NUM
fsr-3850	108	207	0.4030	0.4030	NUM
fsr-3850	108	208	3.64	3.64	NUM
fsr-3850	108	209	4.01	4.01	NUM
fsr-3850	108	210	march	march	NOUN
fsr-3850	108	211	1995	1995	NUM
fsr-3850	108	212	3.50	3.50	NUM
fsr-3850	108	213	-0.05	-0.05	NUM
fsr-3850	108	214	0.4010	0.4010	NUM
fsr-3850	108	215	6.31	6.31	NUM
fsr-3850	108	216	5.71	5.71	NUM
fsr-3850	108	217	march	march	NOUN
fsr-3850	108	218	1996	1996	NUM
fsr-3850	108	219	4.20	4.20	NUM
fsr-3850	108	220	2.30	2.30	NUM
fsr-3850	108	221	0.4102	0.4102	NUM
fsr-3850	108	222	5.94	5.94	NUM
fsr-3850	108	223	5.49	5.49	NUM
fsr-3850	108	224	march	march	NOUN
fsr-3850	108	225	1997	1997	NUM
fsr-3850	108	226	4.70	4.70	NUM
fsr-3850	108	227	3.60	3.60	NUM
fsr-3850	108	228	0.4250	0.4250	NUM
fsr-3850	108	229	5.07	5.07	NUM
fsr-3850	108	230	5.22	5.22	NUM
fsr-3850	108	231	note	note	NOUN
fsr-3850	108	232	:	:	PUNCT
fsr-3850	108	233	all	all	DET
fsr-3850	108	234	returns	return	NOUN
fsr-3850	108	235	are	be	AUX
fsr-3850	108	236	on	on	ADP
fsr-3850	108	237	an	an	DET
fsr-3850	108	238	after	after	ADP
fsr-3850	108	239	tax	tax	NOUN
fsr-3850	108	240	basis	basis	NOUN
fsr-3850	108	241	.	.	PUNCT
fsr-3850	109	1	source	source	NOUN
fsr-3850	109	2	,	,	PUNCT
fsr-3850	109	3	"	"	PUNCT
fsr-3850	109	4	new	new	PROPN
fsr-3850	109	5	zealand	zealand	PROPN
fsr-3850	109	6	key	key	PROPN
fsr-3850	109	7	statistics	statistic	NOUN
fsr-3850	109	8	,	,	PUNCT
fsr-3850	109	9	1970	1970	NUM
fsr-3850	109	10	-	-	SYM
fsr-3850	109	11	1997	1997	NUM
fsr-3850	109	12	and	and	CCONJ
fsr-3850	109	13	new	new	PROPN
fsr-3850	109	14	zealand	zealand	PROPN
fsr-3850	109	15	official	official	ADJ
fsr-3850	109	16	yearbook	yearbook	NOUN
fsr-3850	109	17	,	,	PUNCT
fsr-3850	109	18	1970	1970	NUM
fsr-3850	109	19	-	-	SYM
fsr-3850	109	20	1997	1997	NUM
fsr-3850	109	21	.	.	PUNCT
fsr-3850	110	1	which	which	PRON
fsr-3850	110	2	are	be	AUX
fsr-3850	110	3	shown	show	VERB
fsr-3850	110	4	in	in	ADP
fsr-3850	110	5	table	table	NOUN
fsr-3850	110	6	1	1	NUM
fsr-3850	110	7	.	.	PUNCT
fsr-3850	110	8	table	table	NOUN
fsr-3850	110	9	2	2	NUM
fsr-3850	110	10	shows	show	VERB
fsr-3850	110	11	the	the	DET
fsr-3850	110	12	annual	annual	ADJ
fsr-3850	110	13	nominal	nominal	ADJ
fsr-3850	110	14	payout	payout	NOUN
fsr-3850	110	15	rates	rate	NOUN
fsr-3850	110	16	to	to	ADP
fsr-3850	110	17	the	the	DET
fsr-3850	110	18	fund	fund	NOUN
fsr-3850	110	19	from	from	ADP
fsr-3850	110	20	march	march	PROPN
fsr-3850	110	21	1971	1971	NUM
fsr-3850	110	22	through	through	ADP
fsr-3850	110	23	to	to	ADP
fsr-3850	110	24	march	march	PROPN
fsr-3850	110	25	1997	1997	NUM
fsr-3850	110	26	together	together	ADV
fsr-3850	110	27	with	with	ADP
fsr-3850	110	28	the	the	DET
fsr-3850	110	29	level	level	NOUN
fsr-3850	110	30	of	of	ADP
fsr-3850	110	31	real	real	ADJ
fsr-3850	110	32	returns	return	NOUN
fsr-3850	110	33	to	to	ADP
fsr-3850	110	34	the	the	DET
fsr-3850	110	35	fund	fund	NOUN
fsr-3850	110	36	and	and	CCONJ
fsr-3850	110	37	the	the	DET
fsr-3850	110	38	real	real	ADJ
fsr-3850	110	39	value	value	NOUN
fsr-3850	110	40	of	of	ADP
fsr-3850	110	41	the	the	DET
fsr-3850	110	42	investment	investment	NOUN
fsr-3850	110	43	dollar	dollar	NOUN
fsr-3850	110	44	adjusted	adjust	VERB
fsr-3850	110	45	for	for	ADP
fsr-3850	110	46	the	the	DET
fsr-3850	110	47	payout	payout	ADJ
fsr-3850	110	48	level	level	NOUN
fsr-3850	110	49	.	.	PUNCT
fsr-3850	111	1	comparative	comparative	ADJ
fsr-3850	111	2	rates	rate	NOUN
fsr-3850	111	3	of	of	ADP
fsr-3850	111	4	returns	return	NOUN
fsr-3850	111	5	on	on	ADP
fsr-3850	111	6	new	new	PROPN
fsr-3850	111	7	zealand	zealand	PROPN
fsr-3850	111	8	90	90	NUM
fsr-3850	111	9	day	day	NOUN
fsr-3850	111	10	treasury	treasury	NOUN
fsr-3850	111	11	stock	stock	NOUN
fsr-3850	111	12	and	and	CCONJ
fsr-3850	111	13	5	5	NUM
fsr-3850	111	14	year	year	NOUN
fsr-3850	111	15	government	government	NOUN
fsr-3850	111	16	stock	stock	NOUN
fsr-3850	111	17	are	be	AUX
fsr-3850	111	18	also	also	ADV
fsr-3850	111	19	shown	show	VERB
fsr-3850	111	20	.	.	PUNCT
fsr-3850	112	1	these	these	DET
fsr-3850	112	2	rates	rate	NOUN
fsr-3850	112	3	of	of	ADP
fsr-3850	112	4	return	return	NOUN
fsr-3850	112	5	show	show	VERB
fsr-3850	112	6	that	that	SCONJ
fsr-3850	112	7	the	the	DET
fsr-3850	112	8	government	government	NOUN
fsr-3850	112	9	achieved	achieve	VERB
fsr-3850	112	10	its	its	PRON
fsr-3850	112	11	objective	objective	NOUN
fsr-3850	112	12	of	of	ADP
fsr-3850	112	13	raising	raise	VERB
fsr-3850	112	14	cheap	cheap	ADJ
fsr-3850	112	15	capital	capital	NOUN
fsr-3850	112	16	for	for	ADP
fsr-3850	112	17	economic	economic	ADJ
fsr-3850	112	18	development	development	NOUN
fsr-3850	112	19	over	over	ADP
fsr-3850	112	20	the	the	DET
fsr-3850	112	21	period	period	NOUN
fsr-3850	112	22	that	that	PRON
fsr-3850	112	23	it	it	PRON
fsr-3850	112	24	had	have	VERB
fsr-3850	112	25	control	control	NOUN
fsr-3850	112	26	of	of	ADP
fsr-3850	112	27	the	the	DET
fsr-3850	112	28	fund	fund	NOUN
fsr-3850	112	29	.	.	PUNCT
fsr-3850	113	1	despite	despite	SCONJ
fsr-3850	113	2	the	the	DET
fsr-3850	113	3	fund	fund	NOUN
fsr-3850	113	4	's	's	PART
fsr-3850	113	5	private	private	ADJ
fsr-3850	113	6	management	management	NOUN
fsr-3850	113	7	in	in	ADP
fsr-3850	113	8	recent	recent	ADJ
fsr-3850	113	9	times	time	NOUN
fsr-3850	113	10	it	it	PRON
fsr-3850	113	11	has	have	AUX
fsr-3850	113	12	still	still	ADV
fsr-3850	113	13	failed	fail	VERB
fsr-3850	113	14	to	to	PART
fsr-3850	113	15	return	return	VERB
fsr-3850	113	16	at	at	ADP
fsr-3850	113	17	a	a	DET
fsr-3850	113	18	com	com	NOUN
fsr-3850	113	19	petitive	petitive	ADJ
fsr-3850	113	20	rate	rate	NOUN
fsr-3850	113	21	in	in	ADP
fsr-3850	113	22	most	most	ADJ
fsr-3850	113	23	years	year	NOUN
fsr-3850	113	24	but	but	CCONJ
fsr-3850	113	25	the	the	DET
fsr-3850	113	26	highly	highly	ADV
fsr-3850	113	27	positively	positively	ADV
fsr-3850	113	28	skewed	skewed	ADJ
fsr-3850	113	29	distribution	distribution	NOUN
fsr-3850	113	30	of	of	ADP
fsr-3850	113	31	returns	return	NOUN
fsr-3850	113	32	that	that	PRON
fsr-3850	113	33	the	the	DET
fsr-3850	113	34	fund	fund	NOUN
fsr-3850	113	35	displays	display	NOUN
fsr-3850	113	36	would	would	AUX
fsr-3850	113	37	appear	appear	VERB
fsr-3850	113	38	to	to	PART
fsr-3850	113	39	compensate	compensate	VERB
fsr-3850	113	40	investors	investor	NOUN
fsr-3850	113	41	for	for	ADP
fsr-3850	113	42	this	this	PRON
fsr-3850	113	43	.	.	PUNCT
fsr-3850	114	1	on	on	ADP
fsr-3850	114	2	account	account	NOUN
fsr-3850	114	3	of	of	ADP
fsr-3850	114	4	the	the	DET
fsr-3850	114	5	fact	fact	NOUN
fsr-3850	114	6	that	that	SCONJ
fsr-3850	114	7	the	the	DET
fsr-3850	114	8	fund	fund	NOUN
fsr-3850	114	9	's	's	PART
fsr-3850	114	10	investments	investment	NOUN
fsr-3850	114	11	are	be	AUX
fsr-3850	114	12	all	all	ADV
fsr-3850	114	13	in	in	ADP
fsr-3850	114	14	interest	interest	NOUN
fsr-3850	114	15	bearing	bear	VERB
fsr-3850	114	16	deposits	deposit	VERB
fsr-3850	114	17	the	the	DET
fsr-3850	114	18	drop	drop	NOUN
fsr-3850	114	19	in	in	ADP
fsr-3850	114	20	interest	interest	NOUN
fsr-3850	114	21	rates	rate	NOUN
fsr-3850	114	22	,	,	PUNCT
fsr-3850	114	23	which	which	PRON
fsr-3850	114	24	accompanies	accompany	VERB
fsr-3850	114	25	a	a	DET
fsr-3850	114	26	drop	drop	NOUN
fsr-3850	114	27	in	in	ADP
fsr-3850	114	28	inflation	inflation	NOUN
fsr-3850	114	29	,	,	PUNCT
fsr-3850	114	30	leads	lead	VERB
fsr-3850	114	31	to	to	ADP
fsr-3850	114	32	drops	drop	NOUN
fsr-3850	114	33	in	in	ADP
fsr-3850	114	34	the	the	DET
fsr-3850	114	35	nom	nom	PROPN
fsr-3850	114	36	inal	inal	PROPN
fsr-3850	114	37	payout	payout	NOUN
fsr-3850	114	38	rate	rate	NOUN
fsr-3850	114	39	.	.	PUNCT
fsr-3850	115	1	these	these	DET
fsr-3850	115	2	drops	drop	NOUN
fsr-3850	115	3	in	in	ADP
fsr-3850	115	4	the	the	DET
fsr-3850	115	5	nominal	nominal	ADJ
fsr-3850	115	6	payout	payout	NOUN
fsr-3850	115	7	rate	rate	NOUN
fsr-3850	115	8	had	have	VERB
fsr-3850	115	9	no	no	DET
fsr-3850	115	10	apparent	apparent	ADJ
fsr-3850	115	11	effect	effect	NOUN
fsr-3850	115	12	on	on	ADP
fsr-3850	115	13	growth	growth	NOUN
fsr-3850	115	14	rates	rate	NOUN
fsr-3850	115	15	for	for	ADP
fsr-3850	115	16	the	the	DET
fsr-3850	115	17	fund	fund	NOUN
fsr-3850	115	18	,	,	PUNCT
fsr-3850	115	19	however	however	ADV
fsr-3850	115	20	,	,	PUNCT
fsr-3850	115	21	at	at	ADP
fsr-3850	115	22	least	least	ADJ
fsr-3850	115	23	until	until	ADP
fsr-3850	115	24	just	just	ADV
fsr-3850	115	25	recently	recently	ADV
fsr-3850	115	26	.	.	PUNCT
fsr-3850	116	1	in	in	ADP
fsr-3850	116	2	fact	fact	NOUN
fsr-3850	116	3	it	it	PRON
fsr-3850	116	4	would	would	AUX
fsr-3850	116	5	appear	appear	VERB
fsr-3850	116	6	that	that	SCONJ
fsr-3850	116	7	the	the	DET
fsr-3850	116	8	lower	low	ADJ
fsr-3850	116	9	nominal	nominal	ADJ
fsr-3850	116	10	bank	bank	NOUN
fsr-3850	116	11	deposit	deposit	NOUN
fsr-3850	116	12	rates	rate	NOUN
fsr-3850	116	13	,	,	PUNCT
fsr-3850	116	14	which	which	PRON
fsr-3850	116	15	occur	occur	VERB
fsr-3850	116	16	with	with	ADP
fsr-3850	116	17	lower	low	ADJ
fsr-3850	116	18	inflation	inflation	NOUN
fsr-3850	116	19	,	,	PUNCT
fsr-3850	116	20	act	act	VERB
fsr-3850	116	21	as	as	ADP
fsr-3850	116	22	a	a	DET
fsr-3850	116	23	strong	strong	ADJ
fsr-3850	116	24	incentive	incentive	NOUN
fsr-3850	116	25	for	for	SCONJ
fsr-3850	116	26	people	people	NOUN
fsr-3850	116	27	to	to	PART
fsr-3850	116	28	increase	increase	VERB
fsr-3850	116	29	deposits	deposit	NOUN
fsr-3850	116	30	in	in	ADP
fsr-3850	116	31	bonus	bonus	NOUN
fsr-3850	116	32	bonds	bond	NOUN
fsr-3850	116	33	.	.	PUNCT
fsr-3850	117	1	innovations	innovation	NOUN
fsr-3850	117	2	in	in	ADP
fsr-3850	117	3	savings	saving	NOUN
fsr-3850	117	4	schemes	scheme	NOUN
fsr-3850	117	5	79	79	NUM
fsr-3850	117	6	0	0	NUM
fsr-3850	117	7	100000	100000	NUM
fsr-3850	117	8	~	~	PUNCT
fsr-3850	117	9	~	~	PUNCT
fsr-3850	117	10	0	0	PUNCT
fsr-3850	117	11	~	~	PUNCT
fsr-3850	117	12	~	~	PUNCT
fsr-3850	117	13	~	~	PUNCT
fsr-3850	117	14	0	0	PUNCT
fsr-3850	117	15	~0~_(0	~0~_(0	X
fsr-3850	117	16	!	!	SYM
fsr-3850	118	1	1	1	NUM
fsr-3850	118	2	1	1	NUM
fsr-3850	118	3	1	1	NUM
fsr-3850	118	4	1	1	NUM
fsr-3850	118	5	1	1	NUM
fsr-3850	118	6	d	d	NOUN
fsr-3850	118	7	l	l	NOUN
fsr-3850	118	8	l	l	NOUN
fsr-3850	118	9	l	l	NOUN
fsr-3850	118	10	l	l	NOUN
fsr-3850	118	11	l	l	X
fsr-3850	118	12	l	l	NOUN
fsr-3850	118	13	~	~	PUNCT
fsr-3850	118	14	l	l	PUNCT
fsr-3850	118	15	~	~	PUNCT
fsr-3850	118	16	r	r	NOUN
fsr-3850	118	17	t	t	PROPN
fsr-3850	118	18	m	m	PROPN
fsr-3850	118	19	b0rd	b0rd	X
fsr-3850	118	20	t.l~	t.l~	NOUN
fsr-3850	118	21	0	0	NUM
fsr-3850	118	22	loooo0	loooo0	X
fsr-3850	119	1	~i	~i	PUNCT
fsr-3850	119	2	~	~	PUNCT
fsr-3850	119	3	o	o	X
fsr-3850	119	4	~	~	PUNCT
fsr-3850	119	5	mmmm	mmmm	ADJ
fsr-3850	119	6	figure	figure	NOUN
fsr-3850	119	7	1	1	NUM
fsr-3850	119	8	.	.	NOUN
fsr-3850	119	9	probability	probability	NOUN
fsr-3850	119	10	and	and	CCONJ
fsr-3850	119	11	returns	return	NOUN
fsr-3850	119	12	to	to	ADP
fsr-3850	119	13	bonus	bonus	NOUN
fsr-3850	119	14	bonds	bond	NOUN
fsr-3850	119	15	per	per	ADP
fsr-3850	119	16	monthly	monthly	ADJ
fsr-3850	119	17	draw	draw	NOUN
fsr-3850	119	18	holdings	holding	NOUN
fsr-3850	119	19	of	of	ADP
fsr-3850	119	20	one	one	NUM
fsr-3850	119	21	unit	unit	NOUN
fsr-3850	119	22	to	to	ADP
fsr-3850	119	23	ten	ten	NUM
fsr-3850	119	24	thousand	thousand	NUM
fsr-3850	119	25	units	unit	NOUN
fsr-3850	119	26	the	the	DET
fsr-3850	119	27	real	real	ADJ
fsr-3850	119	28	return	return	NOUN
fsr-3850	119	29	on	on	ADP
fsr-3850	119	30	bonus	bonus	NOUN
fsr-3850	119	31	bonds	bond	NOUN
fsr-3850	119	32	has	have	AUX
fsr-3850	119	33	been	be	AUX
fsr-3850	119	34	very	very	ADV
fsr-3850	119	35	poor	poor	ADJ
fsr-3850	119	36	over	over	ADP
fsr-3850	119	37	most	most	ADJ
fsr-3850	119	38	of	of	ADP
fsr-3850	119	39	the	the	DET
fsr-3850	119	40	period	period	NOUN
fsr-3850	119	41	in	in	ADP
fsr-3850	119	42	which	which	PRON
fsr-3850	119	43	the	the	DET
fsr-3850	119	44	fund	fund	NOUN
fsr-3850	119	45	has	have	AUX
fsr-3850	119	46	been	be	AUX
fsr-3850	119	47	operating	operate	VERB
fsr-3850	119	48	.	.	PUNCT
fsr-3850	120	1	the	the	DET
fsr-3850	120	2	nominal	nominal	ADJ
fsr-3850	120	3	payout	payout	NOUN
fsr-3850	120	4	rate	rate	NOUN
fsr-3850	120	5	was	be	AUX
fsr-3850	120	6	initially	initially	ADV
fsr-3850	120	7	set	set	VERB
fsr-3850	120	8	at	at	ADP
fsr-3850	120	9	4	4	NUM
fsr-3850	120	10	%	%	NOUN
fsr-3850	120	11	and	and	CCONJ
fsr-3850	120	12	stayed	stay	VERB
fsr-3850	120	13	there	there	ADV
fsr-3850	120	14	until	until	ADP
fsr-3850	120	15	1977	1977	NUM
fsr-3850	120	16	from	from	ADP
fsr-3850	120	17	where	where	SCONJ
fsr-3850	120	18	it	it	PRON
fsr-3850	120	19	rose	rise	VERB
fsr-3850	120	20	steadily	steadily	ADV
fsr-3850	120	21	,	,	PUNCT
fsr-3850	120	22	1984	1984	NUM
fsr-3850	120	23	excluded	exclude	VERB
fsr-3850	120	24	,	,	PUNCT
fsr-3850	120	25	until	until	SCONJ
fsr-3850	120	26	it	it	PRON
fsr-3850	120	27	reached	reach	VERB
fsr-3850	120	28	a	a	DET
fsr-3850	120	29	peak	peak	NOUN
fsr-3850	120	30	of	of	ADP
fsr-3850	120	31	8	8	NUM
fsr-3850	120	32	%	%	NOUN
fsr-3850	120	33	in	in	ADP
fsr-3850	120	34	the	the	DET
fsr-3850	120	35	late	late	ADJ
fsr-3850	120	36	eighties	eighty	NOUN
fsr-3850	120	37	.	.	PUNCT
fsr-3850	121	1	since	since	SCONJ
fsr-3850	121	2	then	then	ADV
fsr-3850	121	3	it	it	PRON
fsr-3850	121	4	dropped	drop	VERB
fsr-3850	121	5	steadily	steadily	ADV
fsr-3850	121	6	to	to	ADP
fsr-3850	121	7	a	a	DET
fsr-3850	121	8	level	level	NOUN
fsr-3850	121	9	of	of	ADP
fsr-3850	121	10	3.5	3.5	NUM
fsr-3850	121	11	%	%	NOUN
fsr-3850	121	12	before	before	ADP
fsr-3850	121	13	rising	rise	VERB
fsr-3850	121	14	again	again	ADV
fsr-3850	121	15	to	to	ADP
fsr-3850	121	16	its	its	PRON
fsr-3850	121	17	current	current	ADJ
fsr-3850	121	18	level	level	NOUN
fsr-3850	121	19	of	of	ADP
fsr-3850	121	20	4.7	4.7	NUM
fsr-3850	121	21	%	%	NOUN
fsr-3850	121	22	.	.	PUNCT
fsr-3850	122	1	after	after	ADP
fsr-3850	122	2	allowing	allow	VERB
fsr-3850	122	3	for	for	ADP
fsr-3850	122	4	inflation	inflation	NOUN
fsr-3850	122	5	expected	expect	VERB
fsr-3850	122	6	real	real	ADJ
fsr-3850	122	7	returns	return	NOUN
fsr-3850	122	8	to	to	ADP
fsr-3850	122	9	the	the	DET
fsr-3850	122	10	fund	fund	NOUN
fsr-3850	122	11	have	have	AUX
fsr-3850	122	12	been	be	AUX
fsr-3850	122	13	negative	negative	ADJ
fsr-3850	122	14	in	in	ADP
fsr-3850	122	15	eighteen	eighteen	NUM
fsr-3850	122	16	of	of	ADP
fsr-3850	122	17	the	the	DET
fsr-3850	122	18	twenty	twenty	NUM
fsr-3850	122	19	-	-	PUNCT
fsr-3850	122	20	eight	eight	NUM
fsr-3850	122	21	years	year	NOUN
fsr-3850	122	22	in	in	ADP
fsr-3850	122	23	which	which	PRON
fsr-3850	122	24	it	it	PRON
fsr-3850	122	25	has	have	AUX
fsr-3850	122	26	been	be	AUX
fsr-3850	122	27	operating	operate	VERB
fsr-3850	122	28	.	.	PUNCT
fsr-3850	123	1	from	from	ADP
fsr-3850	123	2	inception	inception	NOUN
fsr-3850	123	3	until	until	ADP
fsr-3850	123	4	1988	1988	NUM
fsr-3850	123	5	(	(	PUNCT
fsr-3850	123	6	excluding	exclude	VERB
fsr-3850	123	7	1984	1984	NUM
fsr-3850	123	8	)	)	PUNCT
fsr-3850	123	9	the	the	DET
fsr-3850	123	10	real	real	ADJ
fsr-3850	123	11	value	value	NOUN
fsr-3850	123	12	of	of	ADP
fsr-3850	123	13	the	the	DET
fsr-3850	123	14	investment	investment	NOUN
fsr-3850	123	15	dollar	dollar	NOUN
fsr-3850	123	16	,	,	PUNCT
fsr-3850	123	17	adjusted	adjust	VERB
fsr-3850	123	18	for	for	ADP
fsr-3850	123	19	the	the	DET
fsr-3850	123	20	payout	payout	NOUN
fsr-3850	123	21	rate	rate	NOUN
fsr-3850	123	22	,	,	PUNCT
fsr-3850	123	23	declined	decline	VERB
fsr-3850	123	24	steadily	steadily	ADV
fsr-3850	123	25	to	to	ADP
fsr-3850	123	26	under	under	ADP
fsr-3850	123	27	33	33	NUM
fsr-3850	123	28	cents	cent	NOUN
fsr-3850	123	29	.	.	PUNCT
fsr-3850	124	1	despite	despite	SCONJ
fsr-3850	124	2	this	this	DET
fsr-3850	124	3	very	very	ADV
fsr-3850	124	4	poor	poor	ADJ
fsr-3850	124	5	performance	performance	NOUN
fsr-3850	124	6	,	,	PUNCT
fsr-3850	124	7	however	however	ADV
fsr-3850	124	8	,	,	PUNCT
fsr-3850	124	9	bonus	bonus	NOUN
fsr-3850	124	10	bonds	bond	NOUN
fsr-3850	124	11	have	have	AUX
fsr-3850	124	12	retained	retain	VERB
fsr-3850	124	13	a	a	DET
fsr-3850	124	14	large	large	ADJ
fsr-3850	124	15	degree	degree	NOUN
fsr-3850	124	16	of	of	ADP
fsr-3850	124	17	popularity	popularity	NOUN
fsr-3850	124	18	among	among	ADP
fsr-3850	124	19	the	the	DET
fsr-3850	124	20	investing	investing	NOUN
fsr-3850	124	21	public	public	NOUN
fsr-3850	124	22	.	.	PUNCT
fsr-3850	125	1	d.	d.	NOUN
fsr-3850	125	2	the	the	DET
fsr-3850	125	3	risk	risk	NOUN
fsr-3850	125	4	profile	profile	NOUN
fsr-3850	125	5	of	of	ADP
fsr-3850	125	6	the	the	DET
fsr-3850	125	7	bonus	bonus	NOUN
fsr-3850	125	8	bond	bond	NOUN
fsr-3850	125	9	holders	holder	NOUN
fsr-3850	125	10	one	one	NUM
fsr-3850	125	11	of	of	ADP
fsr-3850	125	12	the	the	DET
fsr-3850	125	13	key	key	ADJ
fsr-3850	125	14	features	feature	NOUN
fsr-3850	125	15	of	of	ADP
fsr-3850	125	16	bonus	bonus	NOUN
fsr-3850	125	17	bonds	bond	NOUN
fsr-3850	125	18	is	be	AUX
fsr-3850	125	19	the	the	DET
fsr-3850	125	20	public	public	ADJ
fsr-3850	125	21	perception	perception	NOUN
fsr-3850	125	22	,	,	PUNCT
fsr-3850	125	23	well	well	INTJ
fsr-3850	125	24	justified	justify	VERB
fsr-3850	125	25	in	in	ADP
fsr-3850	125	26	nom	nom	PROPN
fsr-3850	125	27	inal	inal	ADJ
fsr-3850	125	28	terms	term	NOUN
fsr-3850	125	29	,	,	PUNCT
fsr-3850	125	30	that	that	SCONJ
fsr-3850	125	31	the	the	DET
fsr-3850	125	32	principal	principal	ADJ
fsr-3850	125	33	amount	amount	NOUN
fsr-3850	125	34	is	be	AUX
fsr-3850	125	35	very	very	ADV
fsr-3850	125	36	secure	secure	ADJ
fsr-3850	125	37	to	to	ADP
fsr-3850	125	38	the	the	DET
fsr-3850	125	39	point	point	NOUN
fsr-3850	125	40	of	of	ADP
fsr-3850	125	41	being	be	AUX
fsr-3850	125	42	almost	almost	ADV
fsr-3850	125	43	risk	risk	VERB
fsr-3850	125	44	free	free	ADJ
fsr-3850	125	45	.	.	PUNCT
fsr-3850	126	1	as	as	ADP
fsr-3850	126	2	current	current	ADJ
fsr-3850	126	3	sales	sale	NOUN
fsr-3850	126	4	literature	literature	NOUN
fsr-3850	126	5	states	state	NOUN
fsr-3850	126	6	,	,	PUNCT
fsr-3850	126	7	"	"	PUNCT
fsr-3850	126	8	if	if	SCONJ
fsr-3850	126	9	the	the	DET
fsr-3850	126	10	fund	fund	NOUN
fsr-3850	126	11	managers	manager	NOUN
fsr-3850	126	12	have	have	VERB
fsr-3850	126	13	one	one	NUM
fsr-3850	126	14	philosophy	philosophy	NOUN
fsr-3850	126	15	,	,	PUNCT
fsr-3850	126	16	it	it	PRON
fsr-3850	126	17	is	be	AUX
fsr-3850	126	18	the	the	DET
fsr-3850	126	19	abso	abso	PROPN
fsr-3850	126	20	lute	lute	PROPN
fsr-3850	126	21	need	need	NOUN
fsr-3850	126	22	for	for	ADP
fsr-3850	126	23	security	security	NOUN
fsr-3850	126	24	of	of	ADP
fsr-3850	126	25	investment	investment	NOUN
fsr-3850	126	26	.	.	PUNCT
fsr-3850	126	27	"	"	PUNCT
fsr-3850	127	1	currently	currently	ADV
fsr-3850	127	2	56	56	NUM
fsr-3850	127	3	%	%	NOUN
fsr-3850	127	4	of	of	ADP
fsr-3850	127	5	the	the	DET
fsr-3850	127	6	fund	fund	NOUN
fsr-3850	127	7	is	be	AUX
fsr-3850	127	8	invested	invest	VERB
fsr-3850	127	9	in	in	ADP
fsr-3850	127	10	government	government	NOUN
fsr-3850	127	11	securities	security	NOUN
fsr-3850	127	12	effectively	effectively	ADV
fsr-3850	127	13	giving	give	VERB
fsr-3850	127	14	a	a	DET
fsr-3850	127	15	large	large	ADJ
fsr-3850	127	16	degree	degree	NOUN
fsr-3850	127	17	of	of	ADP
fsr-3850	127	18	government	government	NOUN
fsr-3850	127	19	guarantee	guarantee	NOUN
fsr-3850	127	20	.	.	PUNCT
fsr-3850	128	1	it	it	PRON
fsr-3850	128	2	can	can	AUX
fsr-3850	128	3	be	be	AUX
fsr-3850	128	4	argued	argue	VERB
fsr-3850	128	5	that	that	SCONJ
fsr-3850	128	6	investors	investor	NOUN
fsr-3850	128	7	view	view	VERB
fsr-3850	128	8	their	their	PRON
fsr-3850	128	9	principal	principal	ADJ
fsr-3850	128	10	80	80	NUM
fsr-3850	128	11	financial	financial	ADJ
fsr-3850	128	12	services	service	NOUN
fsr-3850	128	13	review	review	VERB
fsr-3850	128	14	7(2	7(2	NUM
fsr-3850	128	15	)	)	PUNCT
fsr-3850	128	16	1998	1998	NUM
fsr-3850	128	17	as	as	ADP
fsr-3850	128	18	being	be	AUX
fsr-3850	128	19	invested	invest	VERB
fsr-3850	128	20	in	in	ADP
fsr-3850	128	21	a	a	DET
fsr-3850	128	22	zero	zero	NUM
fsr-3850	128	23	return	return	NOUN
fsr-3850	128	24	risk	risk	NOUN
fsr-3850	128	25	free	free	ADJ
fsr-3850	128	26	asset	asset	NOUN
fsr-3850	128	27	.	.	PUNCT
fsr-3850	129	1	the	the	DET
fsr-3850	129	2	compensation	compensation	NOUN
fsr-3850	129	3	for	for	ADP
fsr-3850	129	4	forgoing	forgo	VERB
fsr-3850	129	5	at	at	ADP
fsr-3850	129	6	least	least	ADJ
fsr-3850	129	7	the	the	DET
fsr-3850	129	8	risk	risk	NOUN
fsr-3850	129	9	free	free	ADJ
fsr-3850	129	10	rate	rate	NOUN
fsr-3850	129	11	of	of	ADP
fsr-3850	129	12	return	return	NOUN
fsr-3850	129	13	on	on	ADP
fsr-3850	129	14	the	the	DET
fsr-3850	129	15	principal	principal	NOUN
fsr-3850	129	16	is	be	AUX
fsr-3850	129	17	the	the	DET
fsr-3850	129	18	high	high	ADJ
fsr-3850	129	19	risk	risk	NOUN
fsr-3850	129	20	expected	expect	VERB
fsr-3850	129	21	return	return	NOUN
fsr-3850	129	22	which	which	PRON
fsr-3850	129	23	,	,	PUNCT
fsr-3850	129	24	while	while	SCONJ
fsr-3850	129	25	posi	posi	PROPN
fsr-3850	129	26	tive	tive	NOUN
fsr-3850	129	27	,	,	PUNCT
fsr-3850	129	28	is	be	AUX
fsr-3850	129	29	balloted	ballot	VERB
fsr-3850	129	30	for	for	ADP
fsr-3850	129	31	and	and	CCONJ
fsr-3850	129	32	clearly	clearly	ADV
fsr-3850	129	33	lies	lie	VERB
fsr-3850	129	34	in	in	ADP
fsr-3850	129	35	the	the	DET
fsr-3850	129	36	risk	risk	NOUN
fsr-3850	129	37	taking	take	VERB
fsr-3850	129	38	segment	segment	NOUN
fsr-3850	129	39	of	of	ADP
fsr-3850	129	40	the	the	DET
fsr-3850	129	41	risk	risk	NOUN
fsr-3850	129	42	spectrum	spectrum	NOUN
fsr-3850	129	43	.	.	PUNCT
fsr-3850	130	1	for	for	ADP
fsr-3850	130	2	nominal	nominal	ADJ
fsr-3850	130	3	values	value	NOUN
fsr-3850	130	4	then	then	ADV
fsr-3850	130	5	,	,	PUNCT
fsr-3850	130	6	it	it	PRON
fsr-3850	130	7	can	can	AUX
fsr-3850	130	8	be	be	AUX
fsr-3850	130	9	argued	argue	VERB
fsr-3850	130	10	that	that	SCONJ
fsr-3850	130	11	investors	investor	NOUN
fsr-3850	130	12	in	in	ADP
fsr-3850	130	13	bonus	bonus	NOUN
fsr-3850	130	14	bonds	bond	NOUN
fsr-3850	130	15	view	view	VERB
fsr-3850	130	16	the	the	DET
fsr-3850	130	17	total	total	ADJ
fsr-3850	130	18	invest	inv	ADJ
fsr-3850	130	19	ment	ment	NOUN
fsr-3850	130	20	as	as	ADP
fsr-3850	130	21	belonging	belong	VERB
fsr-3850	130	22	to	to	ADP
fsr-3850	130	23	the	the	DET
fsr-3850	130	24	risk	risk	NOUN
fsr-3850	130	25	averse	averse	ADJ
fsr-3850	130	26	segment	segment	NOUN
fsr-3850	130	27	of	of	ADP
fsr-3850	130	28	the	the	DET
fsr-3850	130	29	risk	risk	NOUN
fsr-3850	130	30	spectrum	spectrum	NOUN
fsr-3850	130	31	.	.	PUNCT
fsr-3850	131	1	if	if	SCONJ
fsr-3850	131	2	the	the	DET
fsr-3850	131	3	positive	positive	ADJ
fsr-3850	131	4	real	real	ADJ
fsr-3850	131	5	returns	return	NOUN
fsr-3850	131	6	that	that	PRON
fsr-3850	131	7	have	have	AUX
fsr-3850	131	8	been	be	AUX
fsr-3850	131	9	experienced	experience	VERB
fsr-3850	131	10	lately	lately	ADV
fsr-3850	131	11	continue	continue	VERB
fsr-3850	131	12	the	the	DET
fsr-3850	131	13	same	same	ADJ
fsr-3850	131	14	may	may	AUX
fsr-3850	131	15	well	well	ADV
fsr-3850	131	16	apply	apply	VERB
fsr-3850	131	17	in	in	ADP
fsr-3850	131	18	real	real	ADJ
fsr-3850	131	19	terms	term	NOUN
fsr-3850	131	20	as	as	ADV
fsr-3850	131	21	well	well	ADV
fsr-3850	131	22	.	.	PUNCT
fsr-3850	132	1	this	this	DET
fsr-3850	132	2	apparent	apparent	ADJ
fsr-3850	132	3	conflict	conflict	NOUN
fsr-3850	132	4	between	between	ADP
fsr-3850	132	5	risk	risk	NOUN
fsr-3850	132	6	averse	averse	ADJ
fsr-3850	132	7	and	and	CCONJ
fsr-3850	132	8	risk	risk	NOUN
fsr-3850	132	9	taking	take	VERB
fsr-3850	132	10	behaviour	behaviour	NOUN
fsr-3850	132	11	has	have	AUX
fsr-3850	132	12	been	be	AUX
fsr-3850	132	13	noted	note	VERB
fsr-3850	132	14	many	many	ADJ
fsr-3850	132	15	times	time	NOUN
fsr-3850	132	16	in	in	ADP
fsr-3850	132	17	the	the	DET
fsr-3850	132	18	literature	literature	NOUN
fsr-3850	132	19	going	go	VERB
fsr-3850	132	20	back	back	ADV
fsr-3850	132	21	to	to	ADP
fsr-3850	132	22	the	the	DET
fsr-3850	132	23	friedman	friedman	NOUN
fsr-3850	132	24	-	-	PUNCT
fsr-3850	132	25	savage	savage	NOUN
fsr-3850	132	26	hypothesis	hypothesis	NOUN
fsr-3850	132	27	which	which	PRON
fsr-3850	132	28	postu	postu	PROPN
fsr-3850	132	29	lated	late	VERB
fsr-3850	132	30	that	that	SCONJ
fsr-3850	132	31	individuals	individual	NOUN
fsr-3850	132	32	have	have	AUX
fsr-3850	132	33	both	both	PRON
fsr-3850	132	34	risk	risk	VERB
fsr-3850	132	35	averse	averse	ADJ
fsr-3850	132	36	and	and	CCONJ
fsr-3850	132	37	risk	risk	NOUN
fsr-3850	132	38	taking	take	VERB
fsr-3850	132	39	segments	segment	NOUN
fsr-3850	132	40	within	within	ADP
fsr-3850	132	41	their	their	PRON
fsr-3850	132	42	utility	utility	NOUN
fsr-3850	132	43	functions	function	NOUN
fsr-3850	132	44	(	(	PUNCT
fsr-3850	132	45	elton	elton	PROPN
fsr-3850	132	46	&	&	CCONJ
fsr-3850	132	47	gruber	gruber	PROPN
fsr-3850	132	48	,	,	PUNCT
fsr-3850	132	49	1995	1995	NUM
fsr-3850	132	50	)	)	PUNCT
fsr-3850	132	51	.	.	PUNCT
fsr-3850	133	1	this	this	DET
fsr-3850	133	2	hypothesis	hypothesis	NOUN
fsr-3850	133	3	came	come	VERB
fsr-3850	133	4	about	about	ADV
fsr-3850	133	5	from	from	ADP
fsr-3850	133	6	the	the	DET
fsr-3850	133	7	observation	observation	NOUN
fsr-3850	133	8	that	that	SCONJ
fsr-3850	133	9	individuals	individual	NOUN
fsr-3850	133	10	will	will	AUX
fsr-3850	133	11	both	both	PRON
fsr-3850	133	12	buy	buy	VERB
fsr-3850	133	13	insurance	insurance	NOUN
fsr-3850	133	14	and	and	CCONJ
fsr-3850	133	15	gamble	gamble	NOUN
fsr-3850	133	16	at	at	ADP
fsr-3850	133	17	the	the	DET
fsr-3850	133	18	same	same	ADJ
fsr-3850	133	19	time	time	NOUN
fsr-3850	133	20	.	.	PUNCT
fsr-3850	134	1	more	more	ADV
fsr-3850	134	2	recently	recently	ADV
fsr-3850	134	3	levy	levy	NOUN
fsr-3850	134	4	and	and	CCONJ
fsr-3850	134	5	sarnat	sarnat	NOUN
fsr-3850	134	6	(	(	PUNCT
fsr-3850	134	7	1984	1984	NUM
fsr-3850	134	8	)	)	PUNCT
fsr-3850	134	9	reported	report	VERB
fsr-3850	134	10	a	a	DET
fsr-3850	134	11	finding	finding	NOUN
fsr-3850	134	12	that	that	SCONJ
fsr-3850	134	13	investors	investor	NOUN
fsr-3850	134	14	have	have	AUX
fsr-3850	134	15	a	a	DET
fsr-3850	134	16	liking	liking	NOUN
fsr-3850	134	17	for	for	ADP
fsr-3850	134	18	positive	positive	ADJ
fsr-3850	134	19	skewness	skewness	NOUN
fsr-3850	134	20	within	within	ADP
fsr-3850	134	21	their	their	PRON
fsr-3850	134	22	investment	investment	NOUN
fsr-3850	134	23	returns	return	NOUN
fsr-3850	134	24	,	,	PUNCT
fsr-3850	134	25	being	be	AUX
fsr-3850	134	26	prepared	prepared	ADJ
fsr-3850	134	27	to	to	PART
fsr-3850	134	28	forgo	forgo	VERB
fsr-3850	134	29	a	a	DET
fsr-3850	134	30	small	small	ADJ
fsr-3850	134	31	part	part	NOUN
fsr-3850	134	32	of	of	ADP
fsr-3850	134	33	their	their	PRON
fsr-3850	134	34	expected	expect	VERB
fsr-3850	134	35	return	return	NOUN
fsr-3850	134	36	for	for	ADP
fsr-3850	134	37	a	a	DET
fsr-3850	134	38	chance	chance	NOUN
fsr-3850	134	39	of	of	ADP
fsr-3850	134	40	a	a	DET
fsr-3850	134	41	very	very	ADV
fsr-3850	134	42	high	high	ADJ
fsr-3850	134	43	return	return	NOUN
fsr-3850	134	44	.	.	PUNCT
fsr-3850	135	1	bonus	bonus	NOUN
fsr-3850	135	2	bonds	bond	NOUN
fsr-3850	135	3	appear	appear	VERB
fsr-3850	135	4	to	to	PART
fsr-3850	135	5	be	be	AUX
fsr-3850	135	6	able	able	ADJ
fsr-3850	135	7	to	to	PART
fsr-3850	135	8	exploit	exploit	VERB
fsr-3850	135	9	this	this	DET
fsr-3850	135	10	characteristic	characteristic	NOUN
fsr-3850	135	11	of	of	ADP
fsr-3850	135	12	human	human	ADJ
fsr-3850	135	13	behavior	behavior	NOUN
fsr-3850	135	14	in	in	ADP
fsr-3850	135	15	a	a	DET
fsr-3850	135	16	very	very	ADV
fsr-3850	135	17	effective	effective	ADJ
fsr-3850	135	18	manner	manner	NOUN
fsr-3850	135	19	.	.	PUNCT
fsr-3850	136	1	the	the	DET
fsr-3850	136	2	risk	risk	NOUN
fsr-3850	136	3	nature	nature	NOUN
fsr-3850	136	4	of	of	ADP
fsr-3850	136	5	this	this	DET
fsr-3850	136	6	investment	investment	NOUN
fsr-3850	136	7	can	can	AUX
fsr-3850	136	8	be	be	AUX
fsr-3850	136	9	further	far	ADV
fsr-3850	136	10	explained	explain	VERB
fsr-3850	136	11	in	in	ADP
fsr-3850	136	12	figure	figure	NOUN
fsr-3850	136	13	1	1	NUM
fsr-3850	136	14	.	.	PUNCT
fsr-3850	137	1	because	because	SCONJ
fsr-3850	137	2	the	the	DET
fsr-3850	137	3	principal	principal	NOUN
fsr-3850	137	4	is	be	AUX
fsr-3850	137	5	justifiably	justifiably	ADV
fsr-3850	137	6	regarded	regard	VERB
fsr-3850	137	7	as	as	ADP
fsr-3850	137	8	being	be	AUX
fsr-3850	137	9	secure	secure	ADJ
fsr-3850	137	10	the	the	DET
fsr-3850	137	11	distribution	distribution	NOUN
fsr-3850	137	12	of	of	ADP
fsr-3850	137	13	returns	return	NOUN
fsr-3850	137	14	per	per	ADP
fsr-3850	137	15	month	month	NOUN
fsr-3850	137	16	is	be	AUX
fsr-3850	137	17	highly	highly	ADV
fsr-3850	137	18	positively	positively	ADV
fsr-3850	137	19	skewed	skew	VERB
fsr-3850	137	20	with	with	ADP
fsr-3850	137	21	the	the	DET
fsr-3850	137	22	downside	downside	ADJ
fsr-3850	137	23	risk	risk	NOUN
fsr-3850	137	24	being	be	AUX
fsr-3850	137	25	no	no	ADV
fsr-3850	137	26	more	more	ADJ
fsr-3850	137	27	than	than	ADP
fsr-3850	137	28	the	the	DET
fsr-3850	137	29	going	go	VERB
fsr-3850	137	30	rate	rate	NOUN
fsr-3850	137	31	of	of	ADP
fsr-3850	137	32	inter	inter	ADJ
fsr-3850	137	33	est	est	X
fsr-3850	137	34	on	on	ADP
fsr-3850	137	35	deposits	deposit	NOUN
fsr-3850	137	36	.	.	PUNCT
fsr-3850	138	1	that	that	PRON
fsr-3850	138	2	is	be	AUX
fsr-3850	138	3	,	,	PUNCT
fsr-3850	138	4	for	for	ADP
fsr-3850	138	5	most	most	ADJ
fsr-3850	138	6	bond	bond	NOUN
fsr-3850	138	7	holders	holder	NOUN
fsr-3850	138	8	,	,	PUNCT
fsr-3850	138	9	the	the	DET
fsr-3850	138	10	return	return	NOUN
fsr-3850	138	11	per	per	ADP
fsr-3850	138	12	month	month	NOUN
fsr-3850	138	13	will	will	AUX
fsr-3850	138	14	be	be	AUX
fsr-3850	138	15	zero	zero	NUM
fsr-3850	138	16	with	with	ADP
fsr-3850	138	17	no	no	DET
fsr-3850	138	18	downside	downside	ADJ
fsr-3850	138	19	risk	risk	NOUN
fsr-3850	138	20	.	.	PUNCT
fsr-3850	139	1	as	as	SCONJ
fsr-3850	139	2	the	the	DET
fsr-3850	139	3	number	number	NOUN
fsr-3850	139	4	of	of	ADP
fsr-3850	139	5	bonds	bond	NOUN
fsr-3850	139	6	held	hold	VERB
fsr-3850	139	7	by	by	ADP
fsr-3850	139	8	an	an	DET
fsr-3850	139	9	individual	individual	ADJ
fsr-3850	139	10	investor	investor	NOUN
fsr-3850	139	11	rises	rise	VERB
fsr-3850	139	12	the	the	DET
fsr-3850	139	13	chances	chance	NOUN
fsr-3850	139	14	of	of	ADP
fsr-3850	139	15	at	at	ADV
fsr-3850	139	16	least	least	ADV
fsr-3850	139	17	one	one	NUM
fsr-3850	139	18	prize	prize	NOUN
fsr-3850	139	19	per	per	ADP
fsr-3850	139	20	month	month	NOUN
fsr-3850	139	21	increases	increase	NOUN
fsr-3850	139	22	.	.	PUNCT
fsr-3850	140	1	if	if	SCONJ
fsr-3850	140	2	a	a	DET
fsr-3850	140	3	bond	bond	NOUN
fsr-3850	140	4	holder	holder	NOUN
fsr-3850	140	5	holds	hold	VERB
fsr-3850	140	6	just	just	ADV
fsr-3850	140	7	one	one	NUM
fsr-3850	140	8	hundred	hundred	NUM
fsr-3850	140	9	units	unit	NOUN
fsr-3850	140	10	the	the	DET
fsr-3850	140	11	probability	probability	NOUN
fsr-3850	140	12	of	of	ADP
fsr-3850	140	13	no	no	DET
fsr-3850	140	14	bond	bond	NOUN
fsr-3850	140	15	winning	win	VERB
fsr-3850	140	16	a	a	DET
fsr-3850	140	17	prize	prize	NOUN
fsr-3850	140	18	is	be	AUX
fsr-3850	140	19	98.99	98.99	NUM
fsr-3850	140	20	%	%	NOUN
fsr-3850	140	21	.	.	PUNCT
fsr-3850	141	1	in	in	ADP
fsr-3850	141	2	the	the	DET
fsr-3850	141	3	case	case	NOUN
fsr-3850	141	4	of	of	ADP
fsr-3850	141	5	a	a	DET
fsr-3850	141	6	bond	bond	NOUN
fsr-3850	141	7	holder	holder	NOUN
fsr-3850	141	8	holding	hold	VERB
fsr-3850	141	9	ten	ten	NUM
fsr-3850	141	10	thousand	thousand	NUM
fsr-3850	141	11	units	unit	NOUN
fsr-3850	141	12	the	the	DET
fsr-3850	141	13	probability	probability	NOUN
fsr-3850	141	14	of	of	ADP
fsr-3850	141	15	no	no	DET
fsr-3850	141	16	bond	bond	NOUN
fsr-3850	141	17	winning	win	VERB
fsr-3850	141	18	a	a	DET
fsr-3850	141	19	prize	prize	NOUN
fsr-3850	141	20	drops	drop	VERB
fsr-3850	141	21	to	to	ADP
fsr-3850	141	22	36.33	36.33	NUM
fsr-3850	141	23	%	%	NOUN
fsr-3850	141	24	with	with	ADP
fsr-3850	141	25	a	a	DET
fsr-3850	141	26	27.94	27.94	NUM
fsr-3850	141	27	%	%	NOUN
fsr-3850	141	28	chance	chance	NOUN
fsr-3850	141	29	of	of	ADP
fsr-3850	141	30	winning	win	VERB
fsr-3850	141	31	a	a	DET
fsr-3850	141	32	$	$	SYM
fsr-3850	141	33	20	20	NUM
fsr-3850	141	34	prize	prize	NOUN
fsr-3850	141	35	and	and	CCONJ
fsr-3850	141	36	a	a	DET
fsr-3850	141	37	7.9	7.9	NUM
fsr-3850	141	38	%	%	NOUN
fsr-3850	141	39	chance	chance	NOUN
fsr-3850	141	40	of	of	ADP
fsr-3850	141	41	winning	win	VERB
fsr-3850	141	42	a	a	DET
fsr-3850	141	43	$	$	SYM
fsr-3850	141	44	50	50	NUM
fsr-3850	141	45	prize	prize	NOUN
fsr-3850	141	46	.	.	PUNCT
fsr-3850	142	1	the	the	DET
fsr-3850	142	2	average	average	ADJ
fsr-3850	142	3	holding	holding	NOUN
fsr-3850	142	4	in	in	ADP
fsr-3850	142	5	bonus	bonus	NOUN
fsr-3850	142	6	bonds	bond	NOUN
fsr-3850	142	7	is	be	AUX
fsr-3850	142	8	around	around	ADV
fsr-3850	142	9	one	one	NUM
fsr-3850	142	10	thousand	thousand	NUM
fsr-3850	142	11	units	unit	NOUN
fsr-3850	142	12	for	for	ADP
fsr-3850	142	13	which	which	PRON
fsr-3850	142	14	the	the	DET
fsr-3850	142	15	probability	probability	NOUN
fsr-3850	142	16	of	of	ADP
fsr-3850	142	17	no	no	DET
fsr-3850	142	18	bond	bond	NOUN
fsr-3850	142	19	winning	win	VERB
fsr-3850	142	20	a	a	DET
fsr-3850	142	21	prize	prize	NOUN
fsr-3850	142	22	at	at	ADP
fsr-3850	142	23	the	the	DET
fsr-3850	142	24	monthly	monthly	ADJ
fsr-3850	142	25	draw	draw	NOUN
fsr-3850	142	26	is	be	AUX
fsr-3850	142	27	90	90	NUM
fsr-3850	142	28	%	%	NOUN
fsr-3850	142	29	.	.	PUNCT
fsr-3850	143	1	this	this	PRON
fsr-3850	143	2	shows	show	VERB
fsr-3850	143	3	that	that	SCONJ
fsr-3850	143	4	the	the	DET
fsr-3850	143	5	average	average	ADJ
fsr-3850	143	6	investor	investor	NOUN
fsr-3850	143	7	in	in	ADP
fsr-3850	143	8	bonus	bonus	NOUN
fsr-3850	143	9	bonds	bond	NOUN
fsr-3850	143	10	is	be	AUX
fsr-3850	143	11	prepared	prepare	VERB
fsr-3850	143	12	to	to	PART
fsr-3850	143	13	forgo	forgo	VERB
fsr-3850	143	14	the	the	DET
fsr-3850	143	15	normal	normal	ADJ
fsr-3850	143	16	return	return	NOUN
fsr-3850	143	17	on	on	ADP
fsr-3850	143	18	deposits	deposit	NOUN
fsr-3850	143	19	on	on	ADP
fsr-3850	143	20	approximately	approximately	ADV
fsr-3850	143	21	$	$	SYM
fsr-3850	143	22	1,000	1,000	NUM
fsr-3850	143	23	for	for	ADP
fsr-3850	143	24	a	a	DET
fsr-3850	143	25	very	very	ADV
fsr-3850	143	26	small	small	ADJ
fsr-3850	143	27	chance	chance	NOUN
fsr-3850	143	28	of	of	ADP
fsr-3850	143	29	a	a	DET
fsr-3850	143	30	high	high	ADJ
fsr-3850	143	31	return	return	NOUN
fsr-3850	143	32	with	with	ADP
fsr-3850	143	33	no	no	DET
fsr-3850	143	34	risk	risk	NOUN
fsr-3850	143	35	to	to	ADP
fsr-3850	143	36	capital	capital	NOUN
fsr-3850	143	37	so	so	ADV
fsr-3850	143	38	long	long	ADV
fsr-3850	143	39	as	as	SCONJ
fsr-3850	143	40	they	they	PRON
fsr-3850	143	41	receive	receive	VERB
fsr-3850	143	42	some	some	DET
fsr-3850	143	43	small	small	ADJ
fsr-3850	143	44	reward	reward	NOUN
fsr-3850	143	45	about	about	ADV
fsr-3850	143	46	one	one	NUM
fsr-3850	143	47	month	month	NOUN
fsr-3850	143	48	in	in	ADP
fsr-3850	143	49	ten	ten	NUM
fsr-3850	143	50	.	.	PUNCT
fsr-3850	143	51	iii	iii	X
fsr-3850	143	52	.	.	PROPN
fsr-3850	143	53	conclusion	conclusion	VERB
fsr-3850	143	54	the	the	DET
fsr-3850	143	55	investment	investment	NOUN
fsr-3850	143	56	mix	mix	NOUN
fsr-3850	143	57	of	of	ADP
fsr-3850	143	58	retaining	retain	VERB
fsr-3850	143	59	the	the	DET
fsr-3850	143	60	nominal	nominal	ADJ
fsr-3850	143	61	value	value	NOUN
fsr-3850	143	62	of	of	ADP
fsr-3850	143	63	one	one	NOUN
fsr-3850	143	64	's	's	PART
fsr-3850	143	65	capital	capital	NOUN
fsr-3850	143	66	with	with	ADP
fsr-3850	143	67	a	a	DET
fsr-3850	143	68	high	high	ADJ
fsr-3850	143	69	degree	degree	NOUN
fsr-3850	143	70	of	of	ADP
fsr-3850	143	71	certainty	certainty	NOUN
fsr-3850	143	72	and	and	CCONJ
fsr-3850	143	73	having	have	VERB
fsr-3850	143	74	the	the	DET
fsr-3850	143	75	chance	chance	NOUN
fsr-3850	143	76	of	of	ADP
fsr-3850	143	77	a	a	DET
fsr-3850	143	78	large	large	ADJ
fsr-3850	143	79	win	win	NOUN
fsr-3850	143	80	through	through	ADP
fsr-3850	143	81	balloting	balloting	NOUN
fsr-3850	143	82	for	for	ADP
fsr-3850	143	83	the	the	DET
fsr-3850	143	84	interest	interest	NOUN
fsr-3850	143	85	earned	earn	VERB
fsr-3850	143	86	on	on	ADP
fsr-3850	143	87	the	the	DET
fsr-3850	143	88	capital	capital	NOUN
fsr-3850	143	89	has	have	AUX
fsr-3850	143	90	attracted	attract	VERB
fsr-3850	143	91	many	many	ADJ
fsr-3850	143	92	depositors	depositor	NOUN
fsr-3850	143	93	to	to	ADP
fsr-3850	143	94	the	the	DET
fsr-3850	143	95	bonus	bonus	NOUN
fsr-3850	143	96	bonds	bond	NOUN
fsr-3850	143	97	trust	trust	NOUN
fsr-3850	143	98	operating	operate	VERB
fsr-3850	143	99	in	in	ADP
fsr-3850	143	100	new	new	PROPN
fsr-3850	143	101	zealand	zealand	PROPN
fsr-3850	143	102	,	,	PUNCT
fsr-3850	143	103	making	make	VERB
fsr-3850	143	104	it	it	PRON
fsr-3850	143	105	new	new	PROPN
fsr-3850	143	106	zealand	zealand	PROPN
fsr-3850	143	107	's	's	PART
fsr-3850	143	108	largest	large	ADJ
fsr-3850	143	109	managed	manage	VERB
fsr-3850	143	110	fund	fund	NOUN
fsr-3850	143	111	.	.	PUNCT
fsr-3850	144	1	currently	currently	ADV
fsr-3850	144	2	in	in	ADP
fsr-3850	144	3	new	new	PROPN
fsr-3850	144	4	zealand	zealand	PROPN
fsr-3850	144	5	only	only	ADV
fsr-3850	144	6	the	the	DET
fsr-3850	144	7	australian	australian	ADJ
fsr-3850	144	8	and	and	CCONJ
fsr-3850	144	9	new	new	PROPN
fsr-3850	144	10	zealand	zealand	PROPN
fsr-3850	144	11	banking	banking	NOUN
fsr-3850	144	12	group	group	NOUN
fsr-3850	144	13	,	,	PUNCT
fsr-3850	144	14	through	through	ADP
fsr-3850	144	15	their	their	PRON
fsr-3850	144	16	ownership	ownership	NOUN
fsr-3850	144	17	of	of	ADP
fsr-3850	144	18	post	post	NOUN
fsr-3850	144	19	-	-	ADJ
fsr-3850	144	20	bank	bank	NOUN
fsr-3850	144	21	,	,	PUNCT
fsr-3850	144	22	are	be	AUX
fsr-3850	144	23	able	able	ADJ
fsr-3850	144	24	to	to	PART
fsr-3850	144	25	operate	operate	VERB
fsr-3850	144	26	such	such	DET
fsr-3850	144	27	a	a	DET
fsr-3850	144	28	fund	fund	NOUN
fsr-3850	144	29	,	,	PUNCT
fsr-3850	144	30	although	although	SCONJ
fsr-3850	144	31	there	there	PRON
fsr-3850	144	32	are	be	VERB
fsr-3850	144	33	schemes	scheme	NOUN
fsr-3850	144	34	operating	operate	VERB
fsr-3850	144	35	at	at	ADP
fsr-3850	144	36	banks	bank	NOUN
fsr-3850	144	37	where	where	SCONJ
fsr-3850	144	38	a	a	DET
fsr-3850	144	39	lower	low	ADJ
fsr-3850	144	40	interest	interest	NOUN
fsr-3850	144	41	rate	rate	NOUN
fsr-3850	144	42	is	be	AUX
fsr-3850	144	43	paid	pay	VERB
fsr-3850	144	44	on	on	ADP
fsr-3850	144	45	deposits	deposit	NOUN
fsr-3850	144	46	so	so	SCONJ
fsr-3850	144	47	that	that	SCONJ
fsr-3850	144	48	prizes	prize	NOUN
fsr-3850	144	49	can	can	AUX
fsr-3850	144	50	be	be	AUX
fsr-3850	144	51	won	win	VERB
fsr-3850	144	52	by	by	ADP
fsr-3850	144	53	lucky	lucky	ADJ
fsr-3850	144	54	depositors	depositor	NOUN
fsr-3850	144	55	.	.	PUNCT
fsr-3850	145	1	poor	poor	ADJ
fsr-3850	145	2	real	real	ADJ
fsr-3850	145	3	returns	return	NOUN
fsr-3850	145	4	,	,	PUNCT
fsr-3850	145	5	often	often	ADV
fsr-3850	145	6	negative	negative	ADJ
fsr-3850	145	7	,	,	PUNCT
fsr-3850	145	8	have	have	AUX
fsr-3850	145	9	done	do	VERB
fsr-3850	145	10	little	little	ADJ
fsr-3850	145	11	to	to	PART
fsr-3850	145	12	discourage	discourage	VERB
fsr-3850	145	13	investment	investment	NOUN
fsr-3850	145	14	in	in	ADP
fsr-3850	145	15	this	this	DET
fsr-3850	145	16	savings	saving	NOUN
fsr-3850	145	17	vehicle	vehicle	NOUN
fsr-3850	145	18	.	.	PUNCT
fsr-3850	146	1	while	while	SCONJ
fsr-3850	146	2	the	the	DET
fsr-3850	146	3	high	high	ADJ
fsr-3850	146	4	level	level	NOUN
fsr-3850	146	5	of	of	ADP
fsr-3850	146	6	security	security	NOUN
fsr-3850	146	7	of	of	ADP
fsr-3850	146	8	the	the	DET
fsr-3850	146	9	capital	capital	NOUN
fsr-3850	146	10	may	may	AUX
fsr-3850	146	11	well	well	ADV
fsr-3850	146	12	lead	lead	VERB
fsr-3850	146	13	investors	investor	NOUN
fsr-3850	146	14	to	to	PART
fsr-3850	146	15	view	view	VERB
fsr-3850	146	16	the	the	DET
fsr-3850	146	17	bonds	bond	NOUN
fsr-3850	146	18	as	as	ADP
fsr-3850	146	19	being	be	AUX
fsr-3850	146	20	appropriate	appropriate	ADJ
fsr-3850	146	21	for	for	ADP
fsr-3850	146	22	a	a	DET
fsr-3850	146	23	risk	risk	NOUN
fsr-3850	146	24	averse	averse	ADJ
fsr-3850	146	25	investor	investor	NOUN
fsr-3850	146	26	,	,	PUNCT
fsr-3850	146	27	authorities	authority	NOUN
fsr-3850	146	28	could	could	AUX
fsr-3850	146	29	view	view	VERB
fsr-3850	146	30	such	such	ADJ
fsr-3850	146	31	bonds	bond	NOUN
fsr-3850	146	32	which	which	PRON
fsr-3850	146	33	promise	promise	VERB
fsr-3850	146	34	a	a	DET
fsr-3850	146	35	zero	zero	NUM
fsr-3850	146	36	return	return	NOUN
fsr-3850	146	37	on	on	ADP
fsr-3850	146	38	capital	capital	NOUN
fsr-3850	146	39	with	with	ADP
fsr-3850	146	40	near	near	ADJ
fsr-3850	146	41	certainty	certainty	NOUN
fsr-3850	146	42	for	for	ADP
fsr-3850	146	43	most	most	ADJ
fsr-3850	146	44	holders	holder	NOUN
fsr-3850	146	45	as	as	ADP
fsr-3850	146	46	being	be	AUX
fsr-3850	146	47	close	close	ADJ
fsr-3850	146	48	to	to	ADP
fsr-3850	146	49	gambling	gambling	NOUN
fsr-3850	146	50	and	and	CCONJ
fsr-3850	146	51	therefore	therefore	ADV
fsr-3850	146	52	undesirable	undesirable	ADJ
fsr-3850	146	53	.	.	PUNCT
fsr-3850	147	1	whatever	whatever	DET
fsr-3850	147	2	view	view	VERB
fsr-3850	147	3	the	the	DET
fsr-3850	147	4	relevant	relevant	ADJ
fsr-3850	147	5	authorities	authority	NOUN
fsr-3850	147	6	might	might	AUX
fsr-3850	147	7	hold	hold	VERB
fsr-3850	147	8	,	,	PUNCT
fsr-3850	147	9	innovations	innovation	NOUN
fsr-3850	147	10	in	in	ADP
fsr-3850	147	11	savings	saving	NOUN
fsr-3850	147	12	schemes	scheme	NOUN
fsr-3850	147	13	81	81	NUM
fsr-3850	147	14	one	one	PRON
fsr-3850	147	15	can	can	AUX
fsr-3850	147	16	not	not	PART
fsr-3850	147	17	argue	argue	VERB
fsr-3850	147	18	against	against	ADP
fsr-3850	147	19	the	the	DET
fsr-3850	147	20	proven	prove	VERB
fsr-3850	147	21	attractiveness	attractiveness	NOUN
fsr-3850	147	22	o	o	PROPN
fsr-3850	147	23	f	f	PROPN
fsr-3850	147	24	such	such	ADJ
fsr-3850	147	25	schemes	scheme	NOUN
fsr-3850	147	26	and	and	CCONJ
fsr-3850	147	27	other	other	ADJ
fsr-3850	147	28	countries	country	NOUN
fsr-3850	147	29	might	might	AUX
fsr-3850	147	30	well	well	ADV
fsr-3850	147	31	consider	consider	VERB
fsr-3850	147	32	introducing	introduce	VERB
fsr-3850	147	33	similar	similar	ADJ
fsr-3850	147	34	products	product	NOUN
fsr-3850	147	35	.	.	PUNCT
fsr-3850	148	1	similar	similar	ADJ
fsr-3850	148	2	schemes	scheme	NOUN
fsr-3850	148	3	could	could	AUX
fsr-3850	148	4	be	be	AUX
fsr-3850	148	5	set	set	VERB
fsr-3850	148	6	up	up	ADP
fsr-3850	148	7	where	where	SCONJ
fsr-3850	148	8	only	only	ADJ
fsr-3850	148	9	part	part	NOUN
fsr-3850	148	10	of	of	ADP
fsr-3850	148	11	the	the	DET
fsr-3850	148	12	return	return	NOUN
fsr-3850	148	13	to	to	ADP
fsr-3850	148	14	the	the	DET
fsr-3850	148	15	fund	fund	NOUN
fsr-3850	148	16	is	be	AUX
fsr-3850	148	17	balloted	ballot	VERB
fsr-3850	148	18	for	for	ADP
fsr-3850	148	19	which	which	PRON
fsr-3850	148	20	might	might	AUX
fsr-3850	148	21	well	well	ADV
fsr-3850	148	22	prove	prove	VERB
fsr-3850	148	23	more	more	ADV
fsr-3850	148	24	attractive	attractive	ADJ
fsr-3850	148	25	to	to	ADP
fsr-3850	148	26	investors	investor	NOUN
fsr-3850	148	27	than	than	ADP
fsr-3850	148	28	the	the	DET
fsr-3850	148	29	new	new	PROPN
fsr-3850	148	30	zealand	zealand	PROPN
fsr-3850	148	31	scheme	scheme	NOUN
fsr-3850	148	32	.	.	PUNCT
fsr-3850	149	1	which	which	DET
fsr-3850	149	2	ever	ever	ADV
fsr-3850	149	3	way	way	NOUN
fsr-3850	149	4	such	such	DET
fsr-3850	149	5	a	a	DET
fsr-3850	149	6	scheme	scheme	NOUN
fsr-3850	149	7	was	be	AUX
fsr-3850	149	8	set	set	VERB
fsr-3850	149	9	up	up	ADP
fsr-3850	149	10	,	,	PUNCT
fsr-3850	149	11	three	three	NUM
fsr-3850	149	12	components	component	NOUN
fsr-3850	149	13	appear	appear	VERB
fsr-3850	149	14	necessary	necessary	ADJ
fsr-3850	149	15	to	to	PART
fsr-3850	149	16	facilitate	facilitate	VERB
fsr-3850	149	17	its	its	PRON
fsr-3850	149	18	success	success	NOUN
fsr-3850	149	19	.	.	PUNCT
fsr-3850	150	1	the	the	DET
fsr-3850	150	2	worst	bad	ADJ
fsr-3850	150	3	outcome	outcome	NOUN
fsr-3850	150	4	for	for	ADP
fsr-3850	150	5	a	a	DET
fsr-3850	150	6	bond	bond	NOUN
fsr-3850	150	7	holder	holder	NOUN
fsr-3850	150	8	must	must	AUX
fsr-3850	150	9	be	be	AUX
fsr-3850	150	10	a	a	DET
fsr-3850	150	11	small	small	ADJ
fsr-3850	150	12	or	or	CCONJ
fsr-3850	150	13	zero	zero	NUM
fsr-3850	150	14	return	return	NOUN
fsr-3850	150	15	with	with	ADP
fsr-3850	150	16	near	near	ADJ
fsr-3850	150	17	certainty	certainty	NOUN
fsr-3850	150	18	,	,	PUNCT
fsr-3850	150	19	the	the	DET
fsr-3850	150	20	distribution	distribution	NOUN
fsr-3850	150	21	of	of	ADP
fsr-3850	150	22	returns	return	NOUN
fsr-3850	150	23	must	must	AUX
fsr-3850	150	24	be	be	AUX
fsr-3850	150	25	highly	highly	ADV
fsr-3850	150	26	posit	posit	ADJ
fsr-3850	150	27	ively	ively	ADV
fsr-3850	150	28	skewed	skewed	ADJ
fsr-3850	150	29	,	,	PUNCT
fsr-3850	150	30	and	and	CCONJ
fsr-3850	150	31	some	some	DET
fsr-3850	150	32	small	small	ADJ
fsr-3850	150	33	reg	reg	NOUN
fsr-3850	150	34	ular	ular	ADJ
fsr-3850	150	35	reward	reward	NOUN
fsr-3850	150	36	should	should	AUX
fsr-3850	150	37	be	be	AUX
fsr-3850	150	38	received	receive	VERB
fsr-3850	150	39	.	.	PUNCT
fsr-3850	151	1	references	reference	NOUN
fsr-3850	151	2	department	department	PROPN
fsr-3850	151	3	of	of	ADP
fsr-3850	151	4	statistics	statistic	NOUN
fsr-3850	151	5	,	,	PUNCT
fsr-3850	151	6	new	new	PROPN
fsr-3850	151	7	zealand	zealand	PROPN
fsr-3850	151	8	,	,	PUNCT
fsr-3850	151	9	key	key	ADJ
fsr-3850	151	10	statistics	statistic	NOUN
fsr-3850	151	11	,	,	PUNCT
fsr-3850	151	12	1970	1970	NUM
fsr-3850	151	13	-	-	PUNCT
fsr-3850	151	14	199z	199z	NUM
fsr-3850	151	15	author	author	NOUN
fsr-3850	151	16	.	.	PUNCT
fsr-3850	152	1	department	department	NOUN
fsr-3850	152	2	of	of	ADP
fsr-3850	152	3	statistics	statistic	NOUN
fsr-3850	152	4	,	,	PUNCT
fsr-3850	152	5	new	new	PROPN
fsr-3850	152	6	zealand	zealand	PROPN
fsr-3850	152	7	official	official	NOUN
fsr-3850	152	8	yearbook	yearbook	NOUN
fsr-3850	152	9	,	,	PUNCT
fsr-3850	152	10	1970	1970	NUM
fsr-3850	152	11	-	-	SYM
fsr-3850	152	12	1997	1997	NUM
fsr-3850	152	13	.	.	PUNCT
fsr-3850	153	1	author	author	NOUN
fsr-3850	153	2	.	.	PUNCT
fsr-3850	154	1	elton	elton	PROPN
fsr-3850	154	2	,	,	PUNCT
fsr-3850	154	3	e.	e.	PROPN
fsr-3850	154	4	j.	j.	PROPN
fsr-3850	154	5	,	,	PUNCT
fsr-3850	154	6	&	&	CCONJ
fsr-3850	154	7	gruber	gruber	PROPN
fsr-3850	154	8	,	,	PUNCT
fsr-3850	154	9	m.	m.	NOUN
fsr-3850	154	10	j.	j.	PROPN
fsr-3850	154	11	(	(	PUNCT
fsr-3850	154	12	1995	1995	NUM
fsr-3850	154	13	)	)	PUNCT
fsr-3850	154	14	.	.	PUNCT
fsr-3850	155	1	modem	modem	PROPN
fsr-3850	155	2	portfolio	portfolio	PROPN
fsr-3850	155	3	theory	theory	NOUN
fsr-3850	155	4	and	and	CCONJ
fsr-3850	155	5	investment	investment	NOUN
fsr-3850	155	6	analysis	analysis	NOUN
fsr-3850	155	7	(	(	PUNCT
fsr-3850	155	8	5th	5th	ADJ
fsr-3850	155	9	ed	ed	NOUN
fsr-3850	155	10	.	.	PUNCT
fsr-3850	155	11	)	)	PUNCT
fsr-3850	155	12	.	.	PUNCT
fsr-3850	156	1	new	new	PROPN
fsr-3850	156	2	york	york	PROPN
fsr-3850	156	3	:	:	PUNCT
fsr-3850	156	4	wiley	wiley	PROPN
fsr-3850	156	5	.	.	PUNCT
fsr-3850	157	1	levy	levy	PROPN
fsr-3850	157	2	,	,	PUNCT
fsr-3850	157	3	h.	h.	PROPN
fsr-3850	157	4	,	,	PUNCT
fsr-3850	157	5	&	&	CCONJ
fsr-3850	157	6	sarnat	sarnat	PROPN
fsr-3850	157	7	,	,	PUNCT
fsr-3850	157	8	m.	m.	NOUN
fsr-3850	157	9	(	(	PUNCT
fsr-3850	157	10	1984	1984	NUM
fsr-3850	157	11	)	)	PUNCT
fsr-3850	157	12	.	.	PUNCT
fsr-3850	158	1	portfolio	portfolio	NOUN
fsr-3850	158	2	and	and	CCONJ
fsr-3850	158	3	investment	investment	NOUN
fsr-3850	158	4	selection	selection	NOUN
fsr-3850	158	5	:	:	PUNCT
fsr-3850	158	6	theory	theory	NOUN
fsr-3850	158	7	and	and	CCONJ
fsr-3850	158	8	practice	practice	NOUN
fsr-3850	158	9	.	.	PUNCT
fsr-3850	159	1	prentice	prentice	PROPN
fsr-3850	159	2	hall	hall	PROPN
fsr-3850	159	3	international	international	PROPN
fsr-3850	159	4	.	.	PUNCT
fsr-3850	160	1	reserve	reserve	PROPN
fsr-3850	160	2	bank	bank	PROPN
fsr-3850	160	3	of	of	ADP
fsr-3850	160	4	new	new	PROPN
fsr-3850	160	5	zealand	zealand	PROPN
fsr-3850	160	6	.	.	PUNCT
fsr-3850	161	1	(	(	PUNCT
fsr-3850	161	2	1992	1992	NUM
fsr-3850	161	3	)	)	PUNCT
fsr-3850	161	4	.	.	PUNCT
fsr-3850	162	1	monetary	monetary	ADJ
fsr-3850	162	2	policy	policy	NOUN
fsr-3850	162	3	and	and	CCONJ
fsr-3850	162	4	the	the	DET
fsr-3850	162	5	new	new	PROPN
fsr-3850	162	6	zealand	zealand	PROPN
fsr-3850	162	7	financial	financial	ADJ
fsr-3850	162	8	system	system	NOUN
fsr-3850	162	9	(	(	PUNCT
fsr-3850	162	10	3rd	3rd	ADJ
fsr-3850	162	11	ed	ed	NOUN
fsr-3850	162	12	.	.	PUNCT
fsr-3850	162	13	)	)	PUNCT
fsr-3850	162	14	.	.	PUNCT
fsr-3850	163	1	author	author	NOUN
fsr-3850	163	2	.	.	PUNCT