id	sid	tid	token	lemma	pos
fsr-3853	1	1	pii	pii	PROPN
fsr-3853	1	2	:	:	PUNCT
fsr-3853	1	3	s1057	s1057	NOUN
fsr-3853	1	4	-	-	PUNCT
fsr-3853	1	5	0810(99)80006	0810(99)80006	NUM
fsr-3853	1	6	-	-	PUNCT
fsr-3853	1	7	7	7	NUM
fsr-3853	1	8	financial	financial	ADJ
fsr-3853	1	9	services	service	NOUN
fsr-3853	1	10	review	review	NOUN
fsr-3853	1	11	,	,	PUNCT
fsr-3853	1	12	7(2	7(2	NUM
fsr-3853	1	13	):	):	PUNCT
fsr-3853	1	14	107	107	NUM
fsr-3853	1	15	-	-	SYM
fsr-3853	1	16	128	128	NUM
fsr-3853	1	17	copyright	copyright	NOUN
fsr-3853	1	18	©	©	PROPN
fsr-3853	1	19	1998	1998	NUM
fsr-3853	1	20	by	by	ADP
fsr-3853	1	21	jai	jai	PROPN
fsr-3853	1	22	press	press	PROPN
fsr-3853	1	23	inc	inc	PROPN
fsr-3853	1	24	.	.	PROPN
fsr-3853	1	25	issn	issn	PROPN
fsr-3853	1	26	:	:	PUNCT
fsr-3853	1	27	1057	1057	NUM
fsr-3853	1	28	-	-	SYM
fsr-3853	1	29	0810	0810	NUM
fsr-3853	1	30	all	all	DET
fsr-3853	1	31	rights	right	NOUN
fsr-3853	1	32	of	of	ADP
fsr-3853	1	33	reproduction	reproduction	NOUN
fsr-3853	1	34	in	in	ADP
fsr-3853	1	35	any	any	DET
fsr-3853	1	36	form	form	NOUN
fsr-3853	1	37	reserved	reserve	VERB
fsr-3853	1	38	.	.	PUNCT
fsr-3853	2	1	an	an	DET
fsr-3853	2	2	analysis	analysis	NOUN
fsr-3853	2	3	of	of	ADP
fsr-3853	2	4	personal	personal	ADJ
fsr-3853	2	5	financial	financial	ADJ
fsr-3853	2	6	literacy	literacy	NOUN
fsr-3853	2	7	among	among	ADP
fsr-3853	2	8	college	college	NOUN
fsr-3853	2	9	students	student	NOUN
fsr-3853	2	10	haiyang	haiyang	PROPN
fsr-3853	2	11	chen	chen	PROPN
fsr-3853	2	12	and	and	CCONJ
fsr-3853	2	13	ronald	ronald	PROPN
fsr-3853	2	14	p.	p.	PROPN
fsr-3853	2	15	volpe	volpe	PROPN
fsr-3853	3	1	this	this	DET
fsr-3853	3	2	study	study	NOUN
fsr-3853	3	3	surveys	survey	NOUN
fsr-3853	3	4	924	924	NUM
fsr-3853	3	5	college	college	NOUN
fsr-3853	3	6	students	student	NOUN
fsr-3853	3	7	to	to	PART
fsr-3853	3	8	examine	examine	VERB
fsr-3853	3	9	their	their	PRON
fsr-3853	3	10	personal	personal	ADJ
fsr-3853	3	11	financial	financial	ADJ
fsr-3853	3	12	literacy	literacy	NOUN
fsr-3853	3	13	;	;	PUNCT
fsr-3853	3	14	the	the	DET
fsr-3853	3	15	relationship	relationship	NOUN
fsr-3853	3	16	between	between	ADP
fsr-3853	3	17	the	the	DET
fsr-3853	3	18	literacy	literacy	NOUN
fsr-3853	3	19	and	and	CCONJ
fsr-3853	3	20	students	student	NOUN
fsr-3853	3	21	'	'	PART
fsr-3853	3	22	characteristics	characteristic	NOUN
fsr-3853	3	23	;	;	PUNCT
fsr-3853	3	24	and	and	CCONJ
fsr-3853	3	25	impact	impact	NOUN
fsr-3853	3	26	of	of	ADP
fsr-3853	3	27	the	the	DET
fsr-3853	3	28	liter	liter	NOUN
fsr-3853	3	29	acy	acy	NOUN
fsr-3853	3	30	on	on	ADP
fsr-3853	3	31	students	student	NOUN
fsr-3853	3	32	'	'	PART
fsr-3853	3	33	opinions	opinion	NOUN
fsr-3853	3	34	and	and	CCONJ
fsr-3853	3	35	decisions	decision	NOUN
fsr-3853	3	36	.	.	PUNCT
fsr-3853	4	1	results	result	NOUN
fsr-3853	4	2	show	show	VERB
fsr-3853	4	3	that	that	SCONJ
fsr-3853	4	4	participants	participant	NOUN
fsr-3853	4	5	answer	answer	VERB
fsr-3853	4	6	about	about	ADV
fsr-3853	4	7	53	53	NUM
fsr-3853	4	8	%	%	NOUN
fsr-3853	4	9	of	of	ADP
fsr-3853	4	10	questions	question	NOUN
fsr-3853	4	11	correctly	correctly	ADV
fsr-3853	4	12	.	.	PUNCT
fsr-3853	5	1	non	non	ADJ
fsr-3853	5	2	-	-	ADJ
fsr-3853	5	3	business	business	ADJ
fsr-3853	5	4	majors	major	NOUN
fsr-3853	5	5	,	,	PUNCT
fsr-3853	5	6	women	woman	NOUN
fsr-3853	5	7	,	,	PUNCT
fsr-3853	5	8	students	student	NOUN
fsr-3853	5	9	in	in	ADP
fsr-3853	5	10	the	the	DET
fsr-3853	5	11	lower	low	ADJ
fsr-3853	5	12	class	class	NOUN
fsr-3853	5	13	ranks	rank	NOUN
fsr-3853	5	14	,	,	PUNCT
fsr-3853	5	15	under	under	ADP
fsr-3853	5	16	age	age	NOUN
fsr-3853	5	17	30	30	NUM
fsr-3853	5	18	,	,	PUNCT
fsr-3853	5	19	and	and	CCONJ
fsr-3853	5	20	with	with	ADP
fsr-3853	5	21	little	little	ADJ
fsr-3853	5	22	work	work	NOUN
fsr-3853	5	23	experience	experience	NOUN
fsr-3853	5	24	have	have	VERB
fsr-3853	5	25	lower	low	ADJ
fsr-3853	5	26	levels	level	NOUN
fsr-3853	5	27	of	of	ADP
fsr-3853	5	28	knowledge	knowledge	NOUN
fsr-3853	5	29	.	.	PUNCT
fsr-3853	6	1	less	less	ADV
fsr-3853	6	2	knowledgeable	knowledgeable	ADJ
fsr-3853	6	3	students	student	NOUN
fsr-3853	6	4	tend	tend	VERB
fsr-3853	6	5	to	to	PART
fsr-3853	6	6	hom	hom	VERB
fsr-3853	6	7	wrong	wrong	ADJ
fsr-3853	6	8	opinions	opinion	NOUN
fsr-3853	6	9	and	and	CCONJ
fsr-3853	6	10	make	make	VERB
fsr-3853	6	11	incorrect	incorrect	ADJ
fsr-3853	6	12	deci	deci	PROPN
fsr-3853	6	13	sions	sion	NOUN
fsr-3853	6	14	.	.	PUNCT
fsr-3853	7	1	it	it	PRON
fsr-3853	7	2	is	be	AUX
fsr-3853	7	3	concluded	conclude	VERB
fsr-3853	7	4	that	that	SCONJ
fsr-3853	7	5	college	college	NOUN
fsr-3853	7	6	students	student	NOUN
fsr-3853	7	7	are	be	AUX
fsr-3853	7	8	not	not	PART
fsr-3853	7	9	knowledgeable	knowledgeable	ADJ
fsr-3853	7	10	about	about	ADP
fsr-3853	7	11	personal	personal	ADJ
fsr-3853	7	12	finance	finance	NOUN
fsr-3853	7	13	.	.	PUNCT
fsr-3853	8	1	the	the	DET
fsr-3853	8	2	low	low	ADJ
fsr-3853	8	3	level	level	NOUN
fsr-3853	8	4	of	of	ADP
fsr-3853	8	5	knowledge	knowledge	NOUN
fsr-3853	8	6	will	will	AUX
fsr-3853	8	7	limit	limit	VERB
fsr-3853	8	8	their	their	PRON
fsr-3853	8	9	ability	ability	NOUN
fsr-3853	8	10	to	to	PART
fsr-3853	8	11	make	make	VERB
fsr-3853	8	12	informed	informed	ADJ
fsr-3853	8	13	decisions	decision	NOUN
fsr-3853	8	14	.	.	PUNCT
fsr-3853	9	1	i.	i.	PROPN
fsr-3853	10	1	~	~	PUNCT
fsr-3853	10	2	t	t	X
fsr-3853	10	3	r	r	NOUN
fsr-3853	10	4	o	o	X
fsr-3853	10	5	d	d	X
fsr-3853	10	6	u	u	X
fsr-3853	10	7	c	c	NOUN
fsr-3853	10	8	t	t	NOUN
fsr-3853	11	1	i	i	PRON
fsr-3853	11	2	o	o	VERB
fsr-3853	11	3	n	n	CCONJ
fsr-3853	11	4	the	the	DET
fsr-3853	11	5	ability	ability	NOUN
fsr-3853	11	6	to	to	PART
fsr-3853	11	7	manage	manage	VERB
fsr-3853	11	8	personal	personal	ADJ
fsr-3853	11	9	finances	finance	NOUN
fsr-3853	11	10	has	have	AUX
fsr-3853	11	11	become	become	VERB
fsr-3853	11	12	increasingly	increasingly	ADV
fsr-3853	11	13	important	important	ADJ
fsr-3853	11	14	in	in	ADP
fsr-3853	11	15	today	today	NOUN
fsr-3853	11	16	's	's	PART
fsr-3853	11	17	world	world	NOUN
fsr-3853	11	18	.	.	PUNCT
fsr-3853	12	1	people	people	NOUN
fsr-3853	12	2	must	must	AUX
fsr-3853	12	3	plan	plan	VERB
fsr-3853	12	4	for	for	ADP
fsr-3853	12	5	long	long	ADJ
fsr-3853	12	6	-	-	PUNCT
fsr-3853	12	7	term	term	NOUN
fsr-3853	12	8	investments	investment	NOUN
fsr-3853	12	9	for	for	ADP
fsr-3853	12	10	their	their	PRON
fsr-3853	12	11	retirement	retirement	NOUN
fsr-3853	12	12	and	and	CCONJ
fsr-3853	12	13	children	child	NOUN
fsr-3853	12	14	's	's	PART
fsr-3853	12	15	edu	edu	PROPN
fsr-3853	12	16	cation	cation	NOUN
fsr-3853	12	17	.	.	PUNCT
fsr-3853	13	1	they	they	PRON
fsr-3853	13	2	must	must	AUX
fsr-3853	13	3	also	also	ADV
fsr-3853	13	4	decide	decide	VERB
fsr-3853	13	5	on	on	ADP
fsr-3853	13	6	short	short	ADJ
fsr-3853	13	7	-	-	PUNCT
fsr-3853	13	8	term	term	NOUN
fsr-3853	13	9	savings	saving	NOUN
fsr-3853	13	10	and	and	CCONJ
fsr-3853	13	11	borrowing	borrow	VERB
fsr-3853	13	12	for	for	ADP
fsr-3853	13	13	a	a	DET
fsr-3853	13	14	vacation	vacation	NOUN
fsr-3853	13	15	,	,	PUNCT
fsr-3853	13	16	a	a	DET
fsr-3853	13	17	down	down	ADJ
fsr-3853	13	18	payment	payment	NOUN
fsr-3853	13	19	for	for	ADP
fsr-3853	13	20	a	a	DET
fsr-3853	13	21	house	house	NOUN
fsr-3853	13	22	,	,	PUNCT
fsr-3853	13	23	a	a	DET
fsr-3853	13	24	car	car	NOUN
fsr-3853	13	25	loan	loan	NOUN
fsr-3853	13	26	,	,	PUNCT
fsr-3853	13	27	and	and	CCONJ
fsr-3853	13	28	other	other	ADJ
fsr-3853	13	29	big	big	ADJ
fsr-3853	13	30	-	-	PUNCT
fsr-3853	13	31	ticket	ticket	NOUN
fsr-3853	13	32	items	item	NOUN
fsr-3853	13	33	.	.	PUNCT
fsr-3853	14	1	additionally	additionally	ADV
fsr-3853	14	2	,	,	PUNCT
fsr-3853	14	3	they	they	PRON
fsr-3853	14	4	must	must	AUX
fsr-3853	14	5	manage	manage	VERB
fsr-3853	14	6	their	their	PRON
fsr-3853	14	7	own	own	ADJ
fsr-3853	14	8	medical	medical	ADJ
fsr-3853	14	9	and	and	CCONJ
fsr-3853	14	10	life	life	NOUN
fsr-3853	14	11	insurance	insurance	NOUN
fsr-3853	14	12	needs	need	NOUN
fsr-3853	14	13	.	.	PUNCT
fsr-3853	15	1	unfortunately	unfortunately	ADV
fsr-3853	15	2	,	,	PUNCT
fsr-3853	15	3	studies	study	NOUN
fsr-3853	15	4	have	have	AUX
fsr-3853	15	5	shown	show	VERB
fsr-3853	15	6	that	that	SCONJ
fsr-3853	15	7	americans	americans	PROPN
fsr-3853	15	8	have	have	VERB
fsr-3853	15	9	inadequate	inadequate	ADJ
fsr-3853	15	10	knowledge	knowledge	NOUN
fsr-3853	15	11	of	of	ADP
fsr-3853	15	12	per	per	ADP
fsr-3853	15	13	sonal	sonal	ADJ
fsr-3853	15	14	finances	finance	NOUN
fsr-3853	15	15	(	(	PUNCT
fsr-3853	15	16	ebri	ebri	NOUN
fsr-3853	15	17	,	,	PUNCT
fsr-3853	15	18	1995	1995	NUM
fsr-3853	15	19	;	;	PUNCT
fsr-3853	15	20	kpmg	kpmg	PROPN
fsr-3853	15	21	,	,	PUNCT
fsr-3853	15	22	1995	1995	NUM
fsr-3853	15	23	;	;	PUNCT
fsr-3853	15	24	psra	psra	NUM
fsr-3853	15	25	,	,	PUNCT
fsr-3853	15	26	1996	1996	NUM
fsr-3853	15	27	,	,	PUNCT
fsr-3853	15	28	1997	1997	NUM
fsr-3853	15	29	;	;	PUNCT
fsr-3853	15	30	oppenheimer	oppenheimer	PROPN
fsr-3853	15	31	funds	funds	PROPN
fsr-3853	15	32	/	/	SYM
fsr-3853	15	33	girls	girls	PROPN
fsr-3853	15	34	inc	inc	PROPN
fsr-3853	15	35	.	.	PROPN
fsr-3853	15	36	,	,	PUNCT
fsr-3853	15	37	1997	1997	NUM
fsr-3853	15	38	;	;	PUNCT
fsr-3853	15	39	vanguard	vanguard	NOUN
fsr-3853	15	40	group	group	NOUN
fsr-3853	15	41	/	/	SYM
fsr-3853	15	42	money	money	NOUN
fsr-3853	15	43	magazine	magazine	NOUN
fsr-3853	15	44	,	,	PUNCT
fsr-3853	15	45	1997	1997	NUM
fsr-3853	15	46	)	)	PUNCT
fsr-3853	15	47	.	.	PUNCT
fsr-3853	16	1	they	they	PRON
fsr-3853	16	2	fail	fail	VERB
fsr-3853	16	3	to	to	PART
fsr-3853	16	4	make	make	VERB
fsr-3853	16	5	correct	correct	ADJ
fsr-3853	16	6	decisions	decision	NOUN
fsr-3853	16	7	because	because	SCONJ
fsr-3853	16	8	they	they	PRON
fsr-3853	16	9	have	have	AUX
fsr-3853	16	10	not	not	PART
fsr-3853	16	11	received	receive	VERB
fsr-3853	16	12	a	a	DET
fsr-3853	16	13	sound	sound	ADJ
fsr-3853	16	14	personal	personal	ADJ
fsr-3853	16	15	finance	finance	NOUN
fsr-3853	16	16	education	education	NOUN
fsr-3853	16	17	(	(	PUNCT
fsr-3853	16	18	hsr	hsr	PROPN
fsr-3853	16	19	,	,	PUNCT
fsr-3853	16	20	1993	1993	NUM
fsr-3853	16	21	;	;	PUNCT
fsr-3853	16	22	hira	hira	PROPN
fsr-3853	16	23	,	,	PUNCT
fsr-3853	16	24	1993	1993	NUM
fsr-3853	16	25	;	;	PUNCT
fsr-3853	16	26	o'neill	o'neill	PROPN
fsr-3853	16	27	,	,	PUNCT
fsr-3853	16	28	1993	1993	NUM
fsr-3853	16	29	)	)	PUNCT
fsr-3853	16	30	.	.	PUNCT
fsr-3853	17	1	this	this	DET
fsr-3853	17	2	study	study	NOUN
fsr-3853	17	3	has	have	VERB
fsr-3853	17	4	three	three	NUM
fsr-3853	17	5	purposes	purpose	NOUN
fsr-3853	17	6	.	.	PUNCT
fsr-3853	18	1	first	first	ADV
fsr-3853	18	2	,	,	PUNCT
fsr-3853	18	3	it	it	PRON
fsr-3853	18	4	provides	provide	VERB
fsr-3853	18	5	evidence	evidence	NOUN
fsr-3853	18	6	of	of	ADP
fsr-3853	18	7	personal	personal	ADJ
fsr-3853	18	8	finance	finance	NOUN
fsr-3853	18	9	literacy	literacy	NOUN
fsr-3853	18	10	among	among	ADP
fsr-3853	18	11	college	college	NOUN
fsr-3853	18	12	students	student	NOUN
fsr-3853	18	13	.	.	PUNCT
fsr-3853	19	1	second	second	ADJ
fsr-3853	19	2	,	,	PUNCT
fsr-3853	19	3	it	it	PRON
fsr-3853	19	4	examines	examine	VERB
fsr-3853	19	5	why	why	SCONJ
fsr-3853	19	6	some	some	DET
fsr-3853	19	7	college	college	NOUN
fsr-3853	19	8	students	student	NOUN
fsr-3853	19	9	are	be	AUX
fsr-3853	19	10	relatively	relatively	ADV
fsr-3853	19	11	more	more	ADV
fsr-3853	19	12	knowledgeable	knowledgeable	ADJ
fsr-3853	19	13	than	than	ADP
fsr-3853	19	14	others	other	NOUN
fsr-3853	19	15	.	.	PUNCT
fsr-3853	20	1	the	the	DET
fsr-3853	20	2	analysis	analysis	NOUN
fsr-3853	20	3	may	may	AUX
fsr-3853	20	4	help	help	VERB
fsr-3853	20	5	us	we	PRON
fsr-3853	20	6	identify	identify	VERB
fsr-3853	20	7	factors	factor	NOUN
fsr-3853	20	8	that	that	PRON
fsr-3853	20	9	determine	determine	VERB
fsr-3853	20	10	the	the	DET
fsr-3853	20	11	level	level	NOUN
fsr-3853	20	12	of	of	ADP
fsr-3853	20	13	competency	competency	NOUN
fsr-3853	20	14	possessed	possess	VERB
fsr-3853	20	15	by	by	ADP
fsr-3853	20	16	college	college	NOUN
fsr-3853	20	17	students	student	NOUN
fsr-3853	20	18	.	.	PUNCT
fsr-3853	21	1	the	the	DET
fsr-3853	21	2	third	third	ADJ
fsr-3853	21	3	purpose	purpose	NOUN
fsr-3853	21	4	is	be	AUX
fsr-3853	21	5	to	to	PART
fsr-3853	21	6	examine	examine	VERB
fsr-3853	21	7	how	how	SCONJ
fsr-3853	21	8	a	a	DET
fsr-3853	21	9	student	student	NOUN
fsr-3853	21	10	's	's	PART
fsr-3853	21	11	knowledge	knowledge	NOUN
fsr-3853	21	12	influences	influence	VERB
fsr-3853	21	13	his	his	PRON
fsr-3853	21	14	/	/	SYM
fsr-3853	21	15	her	her	PRON
fsr-3853	21	16	opinions	opinion	NOUN
fsr-3853	21	17	and	and	CCONJ
fsr-3853	21	18	decisions	decision	NOUN
fsr-3853	21	19	on	on	ADP
fsr-3853	21	20	personal	personal	ADJ
fsr-3853	21	21	financial	financial	ADJ
fsr-3853	21	22	issues	issue	NOUN
fsr-3853	21	23	.	.	PUNCT
fsr-3853	22	1	haiyang	haiyang	PROPN
fsr-3853	22	2	chen•	chen•	PROPN
fsr-3853	22	3	professor	professor	PROPN
fsr-3853	22	4	of	of	ADP
fsr-3853	22	5	finance	finance	NOUN
fsr-3853	22	6	,	,	PUNCT
fsr-3853	22	7	the	the	DET
fsr-3853	22	8	williamson	williamson	PROPN
fsr-3853	22	9	college	college	PROPN
fsr-3853	22	10	of	of	ADP
fsr-3853	22	11	business	business	PROPN
fsr-3853	22	12	administration	administration	PROPN
fsr-3853	22	13	,	,	PUNCT
fsr-3853	22	14	youngstown	youngstown	PROPN
fsr-3853	22	15	state	state	PROPN
fsr-3853	22	16	university	university	PROPN
fsr-3853	22	17	,	,	PUNCT
fsr-3853	22	18	youngstown	youngstown	PROPN
fsr-3853	22	19	,	,	PUNCT
fsr-3853	22	20	ohio	ohio	PROPN
fsr-3853	22	21	44555	44555	NUM
fsr-3853	22	22	;	;	PUNCT
fsr-3853	22	23	phone	phone	NOUN
fsr-3853	22	24	:	:	PUNCT
fsr-3853	22	25	(	(	PUNCT
fsr-3853	22	26	330	330	NUM
fsr-3853	22	27	)	)	SYM
fsr-3853	22	28	742	742	NUM
fsr-3853	22	29	-	-	SYM
fsr-3853	22	30	1883	1883	NUM
fsr-3853	22	31	;	;	PUNCT
fsr-3853	22	32	fax	fax	NOUN
fsr-3853	22	33	:	:	PUNCT
fsr-3853	22	34	(	(	PUNCT
fsr-3853	22	35	330	330	NUM
fsr-3853	22	36	)	)	PUNCT
fsr-3853	22	37	742	742	NUM
fsr-3853	22	38	1459	1459	NUM
fsr-3853	22	39	;	;	PUNCT
fsr-3853	22	40	e	e	X
fsr-3853	22	41	-	-	NOUN
fsr-3853	22	42	mail	mail	NOUN
fsr-3853	22	43	:	:	PUNCT
fsr-3853	22	44	hychen@cc.ysu.edu	hychen@cc.ysu.edu	PROPN
fsr-3853	22	45	.	.	PUNCT
fsr-3853	23	1	ronald	ronald	PROPN
fsr-3853	23	2	p.	p.	PROPN
fsr-3853	23	3	volpe	volpe	PROPN
fsr-3853	23	4	•	•	PROPN
fsr-3853	23	5	professor	professor	NOUN
fsr-3853	23	6	of	of	ADP
fsr-3853	23	7	finance	finance	NOUN
fsr-3853	23	8	,	,	PUNCT
fsr-3853	23	9	the	the	DET
fsr-3853	23	10	williamson	williamson	PROPN
fsr-3853	23	11	college	college	PROPN
fsr-3853	23	12	of	of	ADP
fsr-3853	23	13	business	business	PROPN
fsr-3853	23	14	administration	administration	PROPN
fsr-3853	23	15	,	,	PUNCT
fsr-3853	23	16	youngstown	youngstown	PROPN
fsr-3853	23	17	state	state	PROPN
fsr-3853	23	18	university	university	PROPN
fsr-3853	23	19	,	,	PUNCT
fsr-3853	23	20	youngstown	youngstown	PROPN
fsr-3853	23	21	,	,	PUNCT
fsr-3853	23	22	ohio	ohio	PROPN
fsr-3853	23	23	44555	44555	NUM
fsr-3853	23	24	.	.	PUNCT
fsr-3853	24	1	108	108	NUM
fsr-3853	24	2	financial	financial	ADJ
fsr-3853	24	3	services	service	NOUN
fsr-3853	24	4	review	review	VERB
fsr-3853	24	5	7(2	7(2	NUM
fsr-3853	24	6	)	)	PUNCT
fsr-3853	24	7	1998	1998	NUM
fsr-3853	25	1	the	the	DET
fsr-3853	25	2	paper	paper	NOUN
fsr-3853	25	3	is	be	AUX
fsr-3853	25	4	organized	organize	VERB
fsr-3853	25	5	as	as	SCONJ
fsr-3853	25	6	follows	follow	VERB
fsr-3853	25	7	.	.	PUNCT
fsr-3853	26	1	section	section	NOUN
fsr-3853	26	2	ii	ii	PROPN
fsr-3853	26	3	reviews	review	VERB
fsr-3853	26	4	previous	previous	ADJ
fsr-3853	26	5	studies	study	NOUN
fsr-3853	26	6	on	on	ADP
fsr-3853	26	7	financial	financial	ADJ
fsr-3853	26	8	lit	light	VERB
fsr-3853	26	9	eracy	eracy	NOUN
fsr-3853	26	10	.	.	PUNCT
fsr-3853	27	1	section	section	NOUN
fsr-3853	27	2	iii	iii	PROPN
fsr-3853	27	3	discusses	discuss	VERB
fsr-3853	27	4	methodology	methodology	NOUN
fsr-3853	27	5	.	.	PUNCT
fsr-3853	28	1	section	section	NOUN
fsr-3853	28	2	iv	iv	NUM
fsr-3853	28	3	presents	present	NOUN
fsr-3853	28	4	results	result	NOUN
fsr-3853	28	5	.	.	PUNCT
fsr-3853	29	1	section	section	NOUN
fsr-3853	29	2	v	v	PROPN
fsr-3853	29	3	concludes	conclude	VERB
fsr-3853	29	4	the	the	DET
fsr-3853	29	5	paper	paper	NOUN
fsr-3853	29	6	.	.	PUNCT
fsr-3853	30	1	ii	ii	PROPN
fsr-3853	30	2	.	.	PUNCT
fsr-3853	31	1	l	l	NOUN
fsr-3853	32	1	i	i	PRON
fsr-3853	32	2	t	t	X
fsr-3853	32	3	e	e	X
fsr-3853	32	4	r	r	NOUN
fsr-3853	32	5	a	a	DET
fsr-3853	32	6	t	t	NOUN
fsr-3853	32	7	u	u	NOUN
fsr-3853	32	8	r	r	NOUN
fsr-3853	32	9	e	e	NOUN
fsr-3853	32	10	review	review	NOUN
fsr-3853	32	11	most	most	ADJ
fsr-3853	32	12	of	of	ADP
fsr-3853	32	13	the	the	DET
fsr-3853	32	14	previous	previous	ADJ
fsr-3853	32	15	studies	study	NOUN
fsr-3853	32	16	are	be	AUX
fsr-3853	32	17	conducted	conduct	VERB
fsr-3853	32	18	by	by	ADP
fsr-3853	32	19	practitioners	practitioner	NOUN
fsr-3853	32	20	in	in	ADP
fsr-3853	32	21	the	the	DET
fsr-3853	32	22	financial	financial	ADJ
fsr-3853	32	23	service	service	NOUN
fsr-3853	32	24	indus	indus	NOUN
fsr-3853	32	25	try	try	VERB
fsr-3853	32	26	.	.	PUNCT
fsr-3853	33	1	they	they	PRON
fsr-3853	33	2	focus	focus	VERB
fsr-3853	33	3	on	on	ADP
fsr-3853	33	4	money	money	NOUN
fsr-3853	33	5	management	management	NOUN
fsr-3853	33	6	and	and	CCONJ
fsr-3853	33	7	investment	investment	NOUN
fsr-3853	33	8	-	-	PUNCT
fsr-3853	33	9	related	relate	VERB
fsr-3853	33	10	issues	issue	NOUN
fsr-3853	33	11	.	.	PUNCT
fsr-3853	34	1	this	this	DET
fsr-3853	34	2	emphasis	emphasis	NOUN
fsr-3853	34	3	is	be	AUX
fsr-3853	34	4	consistent	consistent	ADJ
fsr-3853	34	5	with	with	ADP
fsr-3853	34	6	findings	finding	NOUN
fsr-3853	34	7	of	of	ADP
fsr-3853	34	8	the	the	DET
fsr-3853	34	9	certified	certify	VERB
fsr-3853	34	10	financial	financial	ADJ
fsr-3853	34	11	planners	planner	NOUN
fsr-3853	34	12	,	,	PUNCT
fsr-3853	34	13	indicating	indicate	VERB
fsr-3853	34	14	these	these	DET
fsr-3853	34	15	issues	issue	NOUN
fsr-3853	34	16	are	be	AUX
fsr-3853	34	17	important	important	ADJ
fsr-3853	34	18	areas	area	NOUN
fsr-3853	34	19	of	of	ADP
fsr-3853	34	20	personal	personal	ADJ
fsr-3853	34	21	financial	financial	ADJ
fsr-3853	34	22	planning	planning	NOUN
fsr-3853	34	23	(	(	PUNCT
fsr-3853	34	24	nefe	nefe	ADJ
fsr-3853	34	25	,	,	PUNCT
fsr-3853	34	26	1993	1993	NUM
fsr-3853	34	27	-	-	SYM
fsr-3853	34	28	1996	1996	NUM
fsr-3853	34	29	)	)	PUNCT
fsr-3853	34	30	.	.	PUNCT
fsr-3853	35	1	the	the	DET
fsr-3853	35	2	results	result	NOUN
fsr-3853	35	3	of	of	ADP
fsr-3853	35	4	these	these	DET
fsr-3853	35	5	studies	study	NOUN
fsr-3853	35	6	show	show	VERB
fsr-3853	35	7	that	that	SCONJ
fsr-3853	35	8	the	the	DET
fsr-3853	35	9	participants	participant	NOUN
fsr-3853	35	10	generally	generally	ADV
fsr-3853	35	11	answered	answer	VERB
fsr-3853	35	12	fewer	few	ADJ
fsr-3853	35	13	than	than	ADP
fsr-3853	35	14	60	60	NUM
fsr-3853	35	15	%	%	NOUN
fsr-3853	35	16	of	of	ADP
fsr-3853	35	17	survey	survey	NOUN
fsr-3853	35	18	questions	question	NOUN
fsr-3853	35	19	correctly	correctly	ADV
fsr-3853	35	20	.	.	PUNCT
fsr-3853	36	1	prior	prior	ADJ
fsr-3853	36	2	studies	study	NOUN
fsr-3853	36	3	of	of	ADP
fsr-3853	36	4	high	high	ADJ
fsr-3853	36	5	school	school	NOUN
fsr-3853	36	6	students	student	NOUN
fsr-3853	36	7	consistently	consistently	ADV
fsr-3853	36	8	find	find	VERB
fsr-3853	36	9	that	that	SCONJ
fsr-3853	36	10	they	they	PRON
fsr-3853	36	11	are	be	AUX
fsr-3853	36	12	not	not	PART
fsr-3853	36	13	receiving	receive	VERB
fsr-3853	36	14	a	a	DET
fsr-3853	36	15	good	good	ADJ
fsr-3853	36	16	education	education	NOUN
fsr-3853	36	17	in	in	ADP
fsr-3853	36	18	personal	personal	ADJ
fsr-3853	36	19	financial	financial	ADJ
fsr-3853	36	20	fundamentals	fundamental	NOUN
fsr-3853	36	21	and	and	CCONJ
fsr-3853	36	22	have	have	VERB
fsr-3853	36	23	poor	poor	ADJ
fsr-3853	36	24	knowledge	knowledge	NOUN
fsr-3853	36	25	(	(	PUNCT
fsr-3853	36	26	bakken	bakken	PROPN
fsr-3853	36	27	,	,	PUNCT
fsr-3853	36	28	1967	1967	NUM
fsr-3853	36	29	;	;	PUNCT
fsr-3853	36	30	cfajamex	cfajamex	NOUN
fsr-3853	36	31	,	,	PUNCT
fsr-3853	36	32	1991	1991	NUM
fsr-3853	36	33	;	;	PUNCT
fsr-3853	36	34	hsr	hsr	PROPN
fsr-3853	36	35	,	,	PUNCT
fsr-3853	36	36	1993	1993	NUM
fsr-3853	36	37	;	;	PUNCT
fsr-3853	36	38	langrehr	langrehr	NOUN
fsr-3853	36	39	,	,	PUNCT
fsr-3853	36	40	1979	1979	NUM
fsr-3853	36	41	;	;	PUNCT
fsr-3853	36	42	naep	naep	ADJ
fsr-3853	36	43	,	,	PUNCT
fsr-3853	36	44	1979	1979	NUM
fsr-3853	36	45	)	)	PUNCT
fsr-3853	36	46	.	.	PUNCT
fsr-3853	37	1	in	in	ADP
fsr-3853	37	2	a	a	DET
fsr-3853	37	3	recent	recent	ADJ
fsr-3853	37	4	study	study	NOUN
fsr-3853	37	5	of	of	ADP
fsr-3853	37	6	1,509	1,509	NUM
fsr-3853	37	7	high	high	ADJ
fsr-3853	37	8	school	school	NOUN
fsr-3853	37	9	seniors	senior	NOUN
fsr-3853	37	10	from	from	ADP
fsr-3853	37	11	63	63	NUM
fsr-3853	37	12	schools	school	NOUN
fsr-3853	37	13	,	,	PUNCT
fsr-3853	37	14	mandell	mandell	PROPN
fsr-3853	37	15	(	(	PUNCT
fsr-3853	37	16	1997	1997	NUM
fsr-3853	37	17	)	)	PUNCT
fsr-3853	37	18	reports	report	VERB
fsr-3853	37	19	an	an	DET
fsr-3853	37	20	average	average	ADJ
fsr-3853	37	21	correct	correct	ADJ
fsr-3853	37	22	score	score	NOUN
fsr-3853	37	23	of	of	ADP
fsr-3853	37	24	57	57	NUM
fsr-3853	37	25	%	%	NOUN
fsr-3853	37	26	in	in	ADP
fsr-3853	37	27	the	the	DET
fsr-3853	37	28	areas	area	NOUN
fsr-3853	37	29	of	of	ADP
fsr-3853	37	30	income	income	NOUN
fsr-3853	37	31	,	,	PUNCT
fsr-3853	37	32	money	money	NOUN
fsr-3853	37	33	management	management	NOUN
fsr-3853	37	34	,	,	PUNCT
fsr-3853	37	35	savings	saving	NOUN
fsr-3853	37	36	and	and	CCONJ
fsr-3853	37	37	investment	investment	NOUN
fsr-3853	37	38	,	,	PUNCT
fsr-3853	37	39	and	and	CCONJ
fsr-3853	37	40	spending	spending	NOUN
fsr-3853	37	41	.	.	PUNCT
fsr-3853	38	1	his	his	PRON
fsr-3853	38	2	conclusion	conclusion	NOUN
fsr-3853	38	3	is	be	AUX
fsr-3853	38	4	that	that	SCONJ
fsr-3853	38	5	students	student	NOUN
fsr-3853	38	6	are	be	AUX
fsr-3853	38	7	leaving	leave	VERB
fsr-3853	38	8	schools	school	NOUN
fsr-3853	38	9	without	without	ADP
fsr-3853	38	10	the	the	DET
fsr-3853	38	11	ability	ability	NOUN
fsr-3853	38	12	to	to	PART
fsr-3853	38	13	make	make	VERB
fsr-3853	38	14	critical	critical	ADJ
fsr-3853	38	15	deci	deci	PROPN
fsr-3853	38	16	sions	sion	NOUN
fsr-3853	38	17	affecting	affect	VERB
fsr-3853	38	18	their	their	PRON
fsr-3853	38	19	lives	life	NOUN
fsr-3853	38	20	.	.	PUNCT
fsr-3853	39	1	do	do	AUX
fsr-3853	39	2	adults	adult	NOUN
fsr-3853	39	3	have	have	VERB
fsr-3853	39	4	a	a	DET
fsr-3853	39	5	good	good	ADJ
fsr-3853	39	6	command	command	NOUN
fsr-3853	39	7	of	of	ADP
fsr-3853	39	8	personal	personal	ADJ
fsr-3853	39	9	finance	finance	NOUN
fsr-3853	39	10	and	and	CCONJ
fsr-3853	39	11	investments	investment	NOUN
fsr-3853	39	12	?	?	PUNCT
fsr-3853	40	1	results	result	NOUN
fsr-3853	40	2	of	of	ADP
fsr-3853	40	3	sev	sev	NOUN
fsr-3853	40	4	eral	eral	ADJ
fsr-3853	40	5	studies	study	NOUN
fsr-3853	40	6	suggest	suggest	VERB
fsr-3853	40	7	that	that	SCONJ
fsr-3853	40	8	they	they	PRON
fsr-3853	40	9	do	do	VERB
fsr-3853	40	10	not	not	PART
fsr-3853	40	11	.	.	PUNCT
fsr-3853	41	1	princeton	princeton	PROPN
fsr-3853	41	2	survey	survey	PROPN
fsr-3853	41	3	research	research	NOUN
fsr-3853	41	4	associates	associate	NOUN
fsr-3853	41	5	(	(	PUNCT
fsr-3853	41	6	1997	1997	NUM
fsr-3853	41	7	)	)	PUNCT
fsr-3853	41	8	surveys	survey	NOUN
fsr-3853	41	9	1,770	1,770	NUM
fsr-3853	41	10	households	household	NOUN
fsr-3853	41	11	nationwide	nationwide	ADV
fsr-3853	41	12	on	on	ADP
fsr-3853	41	13	their	their	PRON
fsr-3853	41	14	financial	financial	ADJ
fsr-3853	41	15	knowledge	knowledge	NOUN
fsr-3853	41	16	and	and	CCONJ
fsr-3853	41	17	find	find	VERB
fsr-3853	41	18	an	an	DET
fsr-3853	41	19	average	average	ADJ
fsr-3853	41	20	correct	correct	ADJ
fsr-3853	41	21	score	score	NOUN
fsr-3853	41	22	of	of	ADP
fsr-3853	41	23	42	42	NUM
fsr-3853	41	24	%	%	NOUN
fsr-3853	41	25	.	.	PUNCT
fsr-3853	42	1	this	this	DET
fsr-3853	42	2	result	result	NOUN
fsr-3853	42	3	shows	show	VERB
fsr-3853	42	4	that	that	SCONJ
fsr-3853	42	5	household	household	NOUN
fsr-3853	42	6	financial	financial	ADJ
fsr-3853	42	7	decision	decision	NOUN
fsr-3853	42	8	makers	maker	NOUN
fsr-3853	42	9	do	do	AUX
fsr-3853	42	10	not	not	PART
fsr-3853	42	11	have	have	VERB
fsr-3853	42	12	a	a	DET
fsr-3853	42	13	good	good	ADJ
fsr-3853	42	14	grasp	grasp	NOUN
fsr-3853	42	15	of	of	ADP
fsr-3853	42	16	basic	basic	ADJ
fsr-3853	42	17	finance	finance	NOUN
fsr-3853	42	18	concepts	concept	NOUN
fsr-3853	42	19	.	.	PUNCT
fsr-3853	43	1	in	in	ADP
fsr-3853	43	2	another	another	DET
fsr-3853	43	3	study	study	NOUN
fsr-3853	43	4	of	of	ADP
fsr-3853	43	5	522	522	NUM
fsr-3853	43	6	adult	adult	NOUN
fsr-3853	43	7	women	woman	NOUN
fsr-3853	43	8	,	,	PUNCT
fsr-3853	43	9	56	56	NUM
fsr-3853	43	10	%	%	NOUN
fsr-3853	43	11	are	be	AUX
fsr-3853	43	12	found	find	VERB
fsr-3853	43	13	not	not	PART
fsr-3853	43	14	very	very	ADV
fsr-3853	43	15	knowledgeable	knowledgeable	ADJ
fsr-3853	43	16	about	about	ADP
fsr-3853	43	17	investing	invest	VERB
fsr-3853	43	18	(	(	PUNCT
fsr-3853	43	19	oppenheimer	oppenheimer	PROPN
fsr-3853	43	20	funds	funds	PROPN
fsr-3853	43	21	/	/	SYM
fsr-3853	43	22	girls	girls	PROPN
fsr-3853	43	23	inc	inc	PROPN
fsr-3853	43	24	.	.	PROPN
fsr-3853	43	25	,	,	PUNCT
fsr-3853	43	26	1997	1997	NUM
fsr-3853	43	27	)	)	PUNCT
fsr-3853	43	28	.	.	PUNCT
fsr-3853	44	1	workers	worker	NOUN
fsr-3853	44	2	do	do	AUX
fsr-3853	44	3	not	not	PART
fsr-3853	44	4	save	save	VERB
fsr-3853	44	5	adequately	adequately	ADV
fsr-3853	44	6	for	for	ADP
fsr-3853	44	7	retirement	retirement	NOUN
fsr-3853	44	8	and	and	CCONJ
fsr-3853	44	9	make	make	VERB
fsr-3853	44	10	investment	investment	NOUN
fsr-3853	44	11	decisions	decision	NOUN
fsr-3853	44	12	that	that	PRON
fsr-3853	44	13	are	be	AUX
fsr-3853	44	14	too	too	ADV
fsr-3853	44	15	conservative	conservative	ADJ
fsr-3853	44	16	.	.	PUNCT
fsr-3853	45	1	a	a	DET
fsr-3853	45	2	kpmg	kpmg	PROPN
fsr-3853	45	3	(	(	PUNCT
fsr-3853	45	4	1995	1995	NUM
fsr-3853	45	5	)	)	PUNCT
fsr-3853	45	6	survey	survey	NOUN
fsr-3853	45	7	of	of	ADP
fsr-3853	45	8	1,183	1,183	NUM
fsr-3853	45	9	employers	employer	NOUN
fsr-3853	45	10	finds	find	VERB
fsr-3853	45	11	employees	employee	NOUN
fsr-3853	45	12	contribute	contribute	VERB
fsr-3853	45	13	only	only	ADV
fsr-3853	45	14	about	about	ADV
fsr-3853	45	15	5	5	NUM
fsr-3853	45	16	%	%	NOUN
fsr-3853	45	17	of	of	ADP
fsr-3853	45	18	their	their	PRON
fsr-3853	45	19	income	income	NOUN
fsr-3853	45	20	to	to	ADP
fsr-3853	45	21	401k	401k	NOUN
fsr-3853	45	22	plans	plan	NOUN
fsr-3853	45	23	,	,	PUNCT
fsr-3853	45	24	although	although	SCONJ
fsr-3853	45	25	the	the	DET
fsr-3853	45	26	typical	typical	ADJ
fsr-3853	45	27	plan	plan	NOUN
fsr-3853	45	28	allows	allow	VERB
fsr-3853	45	29	a	a	DET
fsr-3853	45	30	14	14	NUM
fsr-3853	45	31	%	%	NOUN
fsr-3853	45	32	con	con	PROPN
fsr-3853	45	33	tribution	tribution	NOUN
fsr-3853	45	34	.	.	PUNCT
fsr-3853	46	1	the	the	DET
fsr-3853	46	2	evidence	evidence	NOUN
fsr-3853	46	3	indicates	indicate	VERB
fsr-3853	46	4	that	that	SCONJ
fsr-3853	46	5	employees	employee	NOUN
fsr-3853	46	6	are	be	AUX
fsr-3853	46	7	not	not	PART
fsr-3853	46	8	maximizing	maximize	VERB
fsr-3853	46	9	their	their	PRON
fsr-3853	46	10	benefits	benefit	NOUN
fsr-3853	46	11	.	.	PUNCT
fsr-3853	47	1	addi	addi	PROPN
fsr-3853	47	2	tionally	tionally	ADV
fsr-3853	47	3	,	,	PUNCT
fsr-3853	47	4	the	the	DET
fsr-3853	47	5	low	low	ADJ
fsr-3853	47	6	savings	saving	NOUN
fsr-3853	47	7	rate	rate	NOUN
fsr-3853	47	8	and	and	CCONJ
fsr-3853	47	9	the	the	DET
fsr-3853	47	10	low	low	ADJ
fsr-3853	47	11	return	return	NOUN
fsr-3853	47	12	from	from	ADP
fsr-3853	47	13	conservative	conservative	ADJ
fsr-3853	47	14	investments	investment	NOUN
fsr-3853	47	15	may	may	AUX
fsr-3853	47	16	not	not	PART
fsr-3853	47	17	provide	provide	VERB
fsr-3853	47	18	enough	enough	ADJ
fsr-3853	47	19	income	income	NOUN
fsr-3853	47	20	for	for	ADP
fsr-3853	47	21	a	a	DET
fsr-3853	47	22	financially	financially	ADV
fsr-3853	47	23	secure	secure	ADJ
fsr-3853	47	24	retirement	retirement	NOUN
fsr-3853	47	25	.	.	PUNCT
fsr-3853	48	1	employee	employee	NOUN
fsr-3853	48	2	benefit	benefit	PROPN
fsr-3853	48	3	research	research	PROPN
fsr-3853	48	4	institute	institute	PROPN
fsr-3853	48	5	(	(	PUNCT
fsr-3853	48	6	1995	1995	NUM
fsr-3853	48	7	)	)	PUNCT
fsr-3853	48	8	provides	provide	VERB
fsr-3853	48	9	further	further	ADJ
fsr-3853	48	10	evidence	evidence	NOUN
fsr-3853	48	11	that	that	SCONJ
fsr-3853	48	12	most	most	ADJ
fsr-3853	48	13	americans	americans	PROPN
fsr-3853	48	14	do	do	AUX
fsr-3853	48	15	not	not	PART
fsr-3853	48	16	save	save	VERB
fsr-3853	48	17	sufficient	sufficient	ADJ
fsr-3853	48	18	retirement	retirement	NOUN
fsr-3853	48	19	funds	fund	NOUN
fsr-3853	48	20	and	and	CCONJ
fsr-3853	48	21	may	may	AUX
fsr-3853	48	22	have	have	VERB
fsr-3853	48	23	a	a	DET
fsr-3853	48	24	false	false	ADJ
fsr-3853	48	25	sense	sense	NOUN
fsr-3853	48	26	of	of	ADP
fsr-3853	48	27	financial	financial	ADJ
fsr-3853	48	28	confidence	confidence	NOUN
fsr-3853	48	29	and	and	CCONJ
fsr-3853	48	30	security	security	NOUN
fsr-3853	48	31	.	.	PUNCT
fsr-3853	49	1	the	the	DET
fsr-3853	49	2	study	study	NOUN
fsr-3853	49	3	surveys	survey	VERB
fsr-3853	49	4	1,000	1,000	NUM
fsr-3853	49	5	current	current	ADJ
fsr-3853	49	6	workers	worker	NOUN
fsr-3853	49	7	and	and	CCONJ
fsr-3853	49	8	retirees	retiree	NOUN
fsr-3853	49	9	on	on	ADP
fsr-3853	49	10	financial	financial	ADJ
fsr-3853	49	11	knowledge	knowledge	NOUN
fsr-3853	49	12	issues	issue	NOUN
fsr-3853	49	13	.	.	PUNCT
fsr-3853	50	1	about	about	ADV
fsr-3853	50	2	71	71	NUM
fsr-3853	50	3	%	%	NOUN
fsr-3853	50	4	of	of	ADP
fsr-3853	50	5	all	all	DET
fsr-3853	50	6	workers	worker	NOUN
fsr-3853	50	7	and	and	CCONJ
fsr-3853	50	8	81	81	NUM
fsr-3853	50	9	%	%	NOUN
fsr-3853	50	10	of	of	ADP
fsr-3853	50	11	retirees	retiree	NOUN
fsr-3853	50	12	score	score	VERB
fsr-3853	50	13	60	60	NUM
fsr-3853	50	14	%	%	NOUN
fsr-3853	50	15	or	or	CCONJ
fsr-3853	50	16	less	less	ADJ
fsr-3853	50	17	.	.	PUNCT
fsr-3853	51	1	the	the	DET
fsr-3853	51	2	institute	institute	PROPN
fsr-3853	51	3	of	of	ADP
fsr-3853	51	4	certified	certify	VERB
fsr-3853	51	5	financial	financial	ADJ
fsr-3853	51	6	plan	plan	NOUN
fsr-3853	51	7	ners	ner	NOUN
fsr-3853	51	8	(	(	PUNCT
fsr-3853	51	9	1993	1993	NUM
fsr-3853	51	10	)	)	PUNCT
fsr-3853	51	11	surveys	survey	NOUN
fsr-3853	51	12	123	123	NUM
fsr-3853	51	13	certified	certify	VERB
fsr-3853	51	14	financial	financial	ADJ
fsr-3853	51	15	planner	planner	NOUN
fsr-3853	51	16	licensees	licensee	NOUN
fsr-3853	51	17	and	and	CCONJ
fsr-3853	51	18	finds	find	VERB
fsr-3853	51	19	that	that	SCONJ
fsr-3853	51	20	financial	financial	ADJ
fsr-3853	51	21	illit	illit	NOUN
fsr-3853	51	22	eracy	eracy	NOUN
fsr-3853	51	23	is	be	AUX
fsr-3853	51	24	a	a	DET
fsr-3853	51	25	major	major	ADJ
fsr-3853	51	26	problem	problem	NOUN
fsr-3853	51	27	when	when	SCONJ
fsr-3853	51	28	it	it	PRON
fsr-3853	51	29	comes	come	VERB
fsr-3853	51	30	to	to	ADP
fsr-3853	51	31	making	make	VERB
fsr-3853	51	32	individual	individual	ADJ
fsr-3853	51	33	financial	financial	ADJ
fsr-3853	51	34	decisions	decision	NOUN
fsr-3853	51	35	.	.	PUNCT
fsr-3853	52	1	poor	poor	ADJ
fsr-3853	52	2	knowledge	knowledge	NOUN
fsr-3853	52	3	of	of	ADP
fsr-3853	52	4	investment	investment	NOUN
fsr-3853	52	5	fundamentals	fundamental	NOUN
fsr-3853	52	6	is	be	AUX
fsr-3853	52	7	the	the	DET
fsr-3853	52	8	most	most	ADV
fsr-3853	52	9	common	common	ADJ
fsr-3853	52	10	problem	problem	NOUN
fsr-3853	52	11	encountered	encounter	VERB
fsr-3853	52	12	by	by	ADP
fsr-3853	52	13	their	their	PRON
fsr-3853	52	14	clients	client	NOUN
fsr-3853	52	15	.	.	PUNCT
fsr-3853	53	1	the	the	DET
fsr-3853	53	2	results	result	NOUN
fsr-3853	53	3	of	of	ADP
fsr-3853	53	4	two	two	NUM
fsr-3853	53	5	national	national	ADJ
fsr-3853	53	6	surveys	survey	NOUN
fsr-3853	53	7	suggest	suggest	VERB
fsr-3853	53	8	that	that	SCONJ
fsr-3853	53	9	investors	investor	NOUN
fsr-3853	53	10	do	do	AUX
fsr-3853	53	11	not	not	PART
fsr-3853	53	12	have	have	VERB
fsr-3853	53	13	a	a	DET
fsr-3853	53	14	solid	solid	ADJ
fsr-3853	53	15	knowl	knowl	NOUN
fsr-3853	53	16	edge	edge	NOUN
fsr-3853	53	17	of	of	ADP
fsr-3853	53	18	investment	investment	NOUN
fsr-3853	53	19	issues	issue	NOUN
fsr-3853	53	20	.	.	PUNCT
fsr-3853	54	1	princeton	princeton	PROPN
fsr-3853	54	2	survey	survey	PROPN
fsr-3853	54	3	research	research	NOUN
fsr-3853	54	4	associates	associate	NOUN
fsr-3853	54	5	(	(	PUNCT
fsr-3853	54	6	1996	1996	NUM
fsr-3853	54	7	)	)	PUNCT
fsr-3853	54	8	interviews	interview	NOUN
fsr-3853	54	9	1,001	1,001	NUM
fsr-3853	54	10	investors	investor	NOUN
fsr-3853	54	11	and	and	CCONJ
fsr-3853	54	12	finds	find	VERB
fsr-3853	54	13	that	that	SCONJ
fsr-3853	54	14	only	only	ADV
fsr-3853	54	15	18	18	NUM
fsr-3853	54	16	%	%	NOUN
fsr-3853	54	17	of	of	ADP
fsr-3853	54	18	them	they	PRON
fsr-3853	54	19	are	be	AUX
fsr-3853	54	20	financially	financially	ADV
fsr-3853	54	21	literate	literate	ADJ
fsr-3853	54	22	.	.	PUNCT
fsr-3853	55	1	vanguard	vanguard	PROPN
fsr-3853	55	2	group	group	PROPN
fsr-3853	55	3	/	/	SYM
fsr-3853	55	4	money	money	NOUN
fsr-3853	55	5	magazine	magazine	NOUN
fsr-3853	55	6	(	(	PUNCT
fsr-3853	55	7	1997	1997	NUM
fsr-3853	55	8	)	)	PUNCT
fsr-3853	55	9	survey	survey	VERB
fsr-3853	55	10	1,467	1,467	NUM
fsr-3853	55	11	mutual	mutual	ADJ
fsr-3853	55	12	fund	fund	NOUN
fsr-3853	55	13	investors	investor	NOUN
fsr-3853	55	14	at	at	ADP
fsr-3853	55	15	59	59	NUM
fsr-3853	55	16	shopping	shopping	NOUN
fsr-3853	55	17	malls	mall	NOUN
fsr-3853	55	18	across	across	ADP
fsr-3853	55	19	the	the	DET
fsr-3853	55	20	coun	coun	NOUN
fsr-3853	55	21	try	try	VERB
fsr-3853	55	22	.	.	PUNCT
fsr-3853	56	1	the	the	DET
fsr-3853	56	2	average	average	ADJ
fsr-3853	56	3	correct	correct	ADJ
fsr-3853	56	4	score	score	NOUN
fsr-3853	56	5	on	on	ADP
fsr-3853	56	6	a	a	DET
fsr-3853	56	7	20	20	NUM
fsr-3853	56	8	-	-	PUNCT
fsr-3853	56	9	question	question	NOUN
fsr-3853	56	10	quiz	quiz	NOUN
fsr-3853	56	11	is	be	AUX
fsr-3853	56	12	approximately	approximately	ADV
fsr-3853	56	13	45	45	NUM
fsr-3853	56	14	%	%	NOUN
fsr-3853	56	15	.	.	PUNCT
fsr-3853	57	1	financial	financial	ADJ
fsr-3853	57	2	literacy	literacy	NOUN
fsr-3853	57	3	109	109	NUM
fsr-3853	57	4	most	most	ADV
fsr-3853	57	5	published	publish	VERB
fsr-3853	57	6	studies	study	NOUN
fsr-3853	57	7	focus	focus	VERB
fsr-3853	57	8	on	on	ADP
fsr-3853	57	9	financial	financial	ADJ
fsr-3853	57	10	literacy	literacy	NOUN
fsr-3853	57	11	among	among	ADP
fsr-3853	57	12	high	high	ADJ
fsr-3853	57	13	school	school	NOUN
fsr-3853	57	14	students	student	NOUN
fsr-3853	57	15	and	and	CCONJ
fsr-3853	57	16	adults	adult	NOUN
fsr-3853	57	17	.	.	PUNCT
fsr-3853	58	1	few	few	ADJ
fsr-3853	58	2	of	of	ADP
fsr-3853	58	3	them	they	PRON
fsr-3853	58	4	have	have	AUX
fsr-3853	58	5	examined	examine	VERB
fsr-3853	58	6	college	college	NOUN
fsr-3853	58	7	students	student	NOUN
fsr-3853	58	8	except	except	SCONJ
fsr-3853	58	9	for	for	ADP
fsr-3853	58	10	danes	dane	NOUN
fsr-3853	58	11	and	and	CCONJ
fsr-3853	58	12	hira	hira	PROPN
fsr-3853	58	13	(	(	PUNCT
fsr-3853	58	14	1987	1987	NUM
fsr-3853	58	15	)	)	PUNCT
fsr-3853	58	16	and	and	CCONJ
fsr-3853	58	17	volpe	volpe	PROPN
fsr-3853	58	18	,	,	PUNCT
fsr-3853	58	19	chen	chen	PROPN
fsr-3853	58	20	,	,	PUNCT
fsr-3853	58	21	and	and	CCONJ
fsr-3853	58	22	pavlicko	pavlicko	NOUN
fsr-3853	58	23	(	(	PUNCT
fsr-3853	58	24	1996	1996	NUM
fsr-3853	58	25	)	)	PUNCT
fsr-3853	58	26	.	.	PUNCT
fsr-3853	59	1	danes	dane	NOUN
fsr-3853	59	2	and	and	CCONJ
fsr-3853	59	3	hira	hira	PROPN
fsr-3853	59	4	(	(	PUNCT
fsr-3853	59	5	1987	1987	NUM
fsr-3853	59	6	)	)	PUNCT
fsr-3853	59	7	survey	survey	VERB
fsr-3853	59	8	323	323	NUM
fsr-3853	59	9	college	college	NOUN
fsr-3853	59	10	students	student	NOUN
fsr-3853	59	11	from	from	ADP
fsr-3853	59	12	iowa	iowa	PROPN
fsr-3853	59	13	state	state	PROPN
fsr-3853	59	14	university	university	PROPN
fsr-3853	59	15	using	use	VERB
fsr-3853	59	16	a	a	DET
fsr-3853	59	17	questionnaire	questionnaire	NOUN
fsr-3853	59	18	covering	cover	VERB
fsr-3853	59	19	knowledge	knowledge	NOUN
fsr-3853	59	20	of	of	ADP
fsr-3853	59	21	credit	credit	NOUN
fsr-3853	59	22	card	card	NOUN
fsr-3853	59	23	,	,	PUNCT
fsr-3853	59	24	insur	insur	NOUN
fsr-3853	59	25	ance	ance	NOUN
fsr-3853	59	26	,	,	PUNCT
fsr-3853	59	27	personal	personal	ADJ
fsr-3853	59	28	loans	loan	NOUN
fsr-3853	59	29	,	,	PUNCT
fsr-3853	59	30	record	record	NOUN
fsr-3853	59	31	keeping	keeping	NOUN
fsr-3853	59	32	,	,	PUNCT
fsr-3853	59	33	and	and	CCONJ
fsr-3853	59	34	overall	overall	ADJ
fsr-3853	59	35	financial	financial	ADJ
fsr-3853	59	36	management	management	NOUN
fsr-3853	59	37	.	.	PUNCT
fsr-3853	60	1	they	they	PRON
fsr-3853	60	2	find	find	VERB
fsr-3853	60	3	that	that	SCONJ
fsr-3853	60	4	the	the	DET
fsr-3853	60	5	participants	participant	NOUN
fsr-3853	60	6	have	have	VERB
fsr-3853	60	7	a	a	DET
fsr-3853	60	8	low	low	ADJ
fsr-3853	60	9	level	level	NOUN
fsr-3853	60	10	of	of	ADP
fsr-3853	60	11	knowledge	knowledge	NOUN
fsr-3853	60	12	regarding	regard	VERB
fsr-3853	60	13	overall	overall	ADJ
fsr-3853	60	14	money	money	NOUN
fsr-3853	60	15	management	management	NOUN
fsr-3853	60	16	,	,	PUNCT
fsr-3853	60	17	credit	credit	NOUN
fsr-3853	60	18	cards	card	NOUN
fsr-3853	60	19	,	,	PUNCT
fsr-3853	60	20	and	and	CCONJ
fsr-3853	60	21	insurance	insurance	NOUN
fsr-3853	60	22	.	.	PUNCT
fsr-3853	61	1	they	they	PRON
fsr-3853	61	2	also	also	ADV
fsr-3853	61	3	find	find	VERB
fsr-3853	61	4	that	that	SCONJ
fsr-3853	61	5	males	male	NOUN
fsr-3853	61	6	know	know	VERB
fsr-3853	61	7	more	more	ADJ
fsr-3853	61	8	about	about	ADP
fsr-3853	61	9	insurance	insurance	NOUN
fsr-3853	61	10	and	and	CCONJ
fsr-3853	61	11	personal	personal	ADJ
fsr-3853	61	12	loans	loan	NOUN
fsr-3853	61	13	,	,	PUNCT
fsr-3853	61	14	but	but	CCONJ
fsr-3853	61	15	females	female	NOUN
fsr-3853	61	16	know	know	VERB
fsr-3853	61	17	more	more	ADJ
fsr-3853	61	18	about	about	ADP
fsr-3853	61	19	issues	issue	NOUN
fsr-3853	61	20	covered	cover	VERB
fsr-3853	61	21	in	in	ADP
fsr-3853	61	22	the	the	DET
fsr-3853	61	23	section	section	NOUN
fsr-3853	61	24	of	of	ADP
fsr-3853	61	25	overall	overall	ADJ
fsr-3853	61	26	financial	financial	ADJ
fsr-3853	61	27	man	man	NOUN
fsr-3853	61	28	agement	agement	NOUN
fsr-3853	61	29	knowledge	knowledge	PROPN
fsr-3853	61	30	.	.	PUNCT
fsr-3853	62	1	married	married	ADJ
fsr-3853	62	2	students	student	NOUN
fsr-3853	62	3	generally	generally	ADV
fsr-3853	62	4	are	be	AUX
fsr-3853	62	5	more	more	ADV
fsr-3853	62	6	knowledgeable	knowledgeable	ADJ
fsr-3853	62	7	about	about	ADP
fsr-3853	62	8	personal	personal	ADJ
fsr-3853	62	9	finance	finance	NOUN
fsr-3853	62	10	.	.	PUNCT
fsr-3853	63	1	volpe	volpe	PROPN
fsr-3853	63	2	,	,	PUNCT
fsr-3853	63	3	chen	chen	PROPN
fsr-3853	63	4	,	,	PUNCT
fsr-3853	63	5	and	and	CCONJ
fsr-3853	63	6	pavlicko	pavlicko	NOUN
fsr-3853	63	7	(	(	PUNCT
fsr-3853	63	8	1996	1996	NUM
fsr-3853	63	9	)	)	PUNCT
fsr-3853	63	10	focus	focus	NOUN
fsr-3853	63	11	on	on	ADP
fsr-3853	63	12	knowledge	knowledge	NOUN
fsr-3853	63	13	of	of	ADP
fsr-3853	63	14	investment	investment	NOUN
fsr-3853	63	15	.	.	PUNCT
fsr-3853	64	1	they	they	PRON
fsr-3853	64	2	survey	survey	VERB
fsr-3853	64	3	454	454	NUM
fsr-3853	64	4	students	student	NOUN
fsr-3853	64	5	from	from	ADP
fsr-3853	64	6	a	a	DET
fsr-3853	64	7	state	state	NOUN
fsr-3853	64	8	university	university	NOUN
fsr-3853	64	9	in	in	ADP
fsr-3853	64	10	the	the	DET
fsr-3853	64	11	midwest	midwest	NOUN
fsr-3853	64	12	and	and	CCONJ
fsr-3853	64	13	find	find	VERB
fsr-3853	64	14	that	that	SCONJ
fsr-3853	64	15	the	the	DET
fsr-3853	64	16	average	average	ADJ
fsr-3853	64	17	correct	correct	ADJ
fsr-3853	64	18	score	score	NOUN
fsr-3853	64	19	of	of	ADP
fsr-3853	64	20	the	the	DET
fsr-3853	64	21	participants	participant	NOUN
fsr-3853	64	22	is	be	AUX
fsr-3853	64	23	44	44	NUM
fsr-3853	64	24	%	%	NOUN
fsr-3853	64	25	,	,	PUNCT
fsr-3853	64	26	suggesting	suggest	VERB
fsr-3853	64	27	that	that	SCONJ
fsr-3853	64	28	they	they	PRON
fsr-3853	64	29	have	have	VERB
fsr-3853	64	30	inadequate	inadequate	ADJ
fsr-3853	64	31	knowledge	knowledge	NOUN
fsr-3853	64	32	.	.	PUNCT
fsr-3853	65	1	they	they	PRON
fsr-3853	65	2	also	also	ADV
fsr-3853	65	3	find	find	VERB
fsr-3853	65	4	that	that	SCONJ
fsr-3853	65	5	male	male	ADJ
fsr-3853	65	6	students	student	NOUN
fsr-3853	65	7	are	be	AUX
fsr-3853	65	8	more	more	ADV
fsr-3853	65	9	knowledgeable	knowledgeable	ADJ
fsr-3853	65	10	than	than	ADP
fsr-3853	65	11	female	female	ADJ
fsr-3853	65	12	students	student	NOUN
fsr-3853	65	13	,	,	PUNCT
fsr-3853	65	14	and	and	CCONJ
fsr-3853	65	15	business	business	NOUN
fsr-3853	65	16	majors	major	NOUN
fsr-3853	65	17	are	be	AUX
fsr-3853	65	18	more	more	ADV
fsr-3853	65	19	knowledgeable	knowledgeable	ADJ
fsr-3853	65	20	than	than	ADP
fsr-3853	65	21	non	non	ADJ
fsr-3853	65	22	-	-	ADJ
fsr-3853	65	23	business	business	ADJ
fsr-3853	65	24	majors	major	NOUN
fsr-3853	65	25	.	.	PUNCT
fsr-3853	66	1	while	while	SCONJ
fsr-3853	66	2	the	the	DET
fsr-3853	66	3	prior	prior	ADJ
fsr-3853	66	4	research	research	NOUN
fsr-3853	66	5	has	have	AUX
fsr-3853	66	6	provided	provide	VERB
fsr-3853	66	7	evidence	evidence	NOUN
fsr-3853	66	8	of	of	ADP
fsr-3853	66	9	people	people	NOUN
fsr-3853	66	10	's	's	PART
fsr-3853	66	11	personal	personal	ADJ
fsr-3853	66	12	finance	finance	NOUN
fsr-3853	66	13	knowl	knowl	NOUN
fsr-3853	66	14	edge	edge	NOUN
fsr-3853	66	15	and	and	CCONJ
fsr-3853	66	16	improved	improve	VERB
fsr-3853	66	17	our	our	PRON
fsr-3853	66	18	understanding	understanding	NOUN
fsr-3853	66	19	of	of	ADP
fsr-3853	66	20	the	the	DET
fsr-3853	66	21	issue	issue	NOUN
fsr-3853	66	22	,	,	PUNCT
fsr-3853	66	23	it	it	PRON
fsr-3853	66	24	suffers	suffer	VERB
fsr-3853	66	25	from	from	ADP
fsr-3853	66	26	several	several	ADJ
fsr-3853	66	27	weaknesses	weakness	NOUN
fsr-3853	66	28	.	.	PUNCT
fsr-3853	67	1	for	for	ADP
fsr-3853	67	2	example	example	NOUN
fsr-3853	67	3	,	,	PUNCT
fsr-3853	67	4	both	both	DET
fsr-3853	67	5	studies	study	NOUN
fsr-3853	67	6	on	on	ADP
fsr-3853	67	7	college	college	NOUN
fsr-3853	67	8	students	student	NOUN
fsr-3853	67	9	use	use	VERB
fsr-3853	67	10	samples	sample	NOUN
fsr-3853	67	11	from	from	ADP
fsr-3853	67	12	a	a	DET
fsr-3853	67	13	single	single	ADJ
fsr-3853	67	14	university	university	NOUN
fsr-3853	67	15	.	.	PUNCT
fsr-3853	68	1	many	many	ADJ
fsr-3853	68	2	stud	stud	VERB
fsr-3853	68	3	ies	ie	NOUN
fsr-3853	68	4	cover	cover	VERB
fsr-3853	68	5	selected	select	VERB
fsr-3853	68	6	areas	area	NOUN
fsr-3853	68	7	in	in	ADP
fsr-3853	68	8	personal	personal	ADJ
fsr-3853	68	9	finances	finance	NOUN
fsr-3853	68	10	,	,	PUNCT
fsr-3853	68	11	neglecting	neglect	VERB
fsr-3853	68	12	others	other	NOUN
fsr-3853	68	13	.	.	PUNCT
fsr-3853	69	1	furthermore	furthermore	ADV
fsr-3853	69	2	,	,	PUNCT
fsr-3853	69	3	the	the	DET
fsr-3853	69	4	validity	validity	NOUN
fsr-3853	69	5	of	of	ADP
fsr-3853	69	6	the	the	DET
fsr-3853	69	7	survey	survey	NOUN
fsr-3853	69	8	instruments	instrument	NOUN
fsr-3853	69	9	is	be	AUX
fsr-3853	69	10	questionable	questionable	ADJ
fsr-3853	69	11	because	because	SCONJ
fsr-3853	69	12	of	of	ADP
fsr-3853	69	13	the	the	DET
fsr-3853	69	14	limited	limited	ADJ
fsr-3853	69	15	number	number	NOUN
fsr-3853	69	16	of	of	ADP
fsr-3853	69	17	items	item	NOUN
fsr-3853	69	18	included	include	VERB
fsr-3853	69	19	in	in	ADP
fsr-3853	69	20	the	the	DET
fsr-3853	69	21	questionnaires	questionnaire	NOUN
fsr-3853	69	22	.	.	PUNCT
fsr-3853	70	1	these	these	DET
fsr-3853	70	2	limitations	limitation	NOUN
fsr-3853	70	3	are	be	AUX
fsr-3853	70	4	compounded	compound	VERB
fsr-3853	70	5	by	by	ADP
fsr-3853	70	6	the	the	DET
fsr-3853	70	7	fact	fact	NOUN
fsr-3853	70	8	that	that	SCONJ
fsr-3853	70	9	many	many	ADJ
fsr-3853	70	10	prior	prior	ADJ
fsr-3853	70	11	studies	study	NOUN
fsr-3853	70	12	only	only	ADV
fsr-3853	70	13	report	report	VERB
fsr-3853	70	14	the	the	DET
fsr-3853	70	15	levels	level	NOUN
fsr-3853	70	16	of	of	ADP
fsr-3853	70	17	financial	financial	ADJ
fsr-3853	70	18	literacy	literacy	NOUN
fsr-3853	70	19	without	without	ADP
fsr-3853	70	20	analyzing	analyze	VERB
fsr-3853	70	21	the	the	DET
fsr-3853	70	22	factors	factor	NOUN
fsr-3853	70	23	that	that	PRON
fsr-3853	70	24	influence	influence	VERB
fsr-3853	70	25	peo	peo	PROPN
fsr-3853	70	26	ple	ple	PROPN
fsr-3853	70	27	's	's	PART
fsr-3853	70	28	knowledge	knowledge	NOUN
fsr-3853	70	29	.	.	PUNCT
fsr-3853	71	1	none	none	NOUN
fsr-3853	71	2	of	of	ADP
fsr-3853	71	3	the	the	DET
fsr-3853	71	4	previous	previous	ADJ
fsr-3853	71	5	studies	study	NOUN
fsr-3853	71	6	have	have	AUX
fsr-3853	71	7	examined	examine	VERB
fsr-3853	71	8	how	how	SCONJ
fsr-3853	71	9	an	an	DET
fsr-3853	71	10	individual	individual	NOUN
fsr-3853	71	11	's	's	PART
fsr-3853	71	12	knowl	knowl	NOUN
fsr-3853	71	13	edge	edge	NOUN
fsr-3853	71	14	impacts	impact	VERB
fsr-3853	71	15	their	their	PRON
fsr-3853	71	16	opinions	opinion	NOUN
fsr-3853	71	17	regarding	regard	VERB
fsr-3853	71	18	personal	personal	ADJ
fsr-3853	71	19	finance	finance	NOUN
fsr-3853	71	20	issues	issue	NOUN
fsr-3853	71	21	and	and	CCONJ
fsr-3853	71	22	financial	financial	ADJ
fsr-3853	71	23	decision	decision	NOUN
fsr-3853	71	24	making	making	NOUN
fsr-3853	71	25	.	.	PUNCT
fsr-3853	72	1	iii	iii	X
fsr-3853	72	2	.	.	PUNCT
fsr-3853	73	1	m	m	PROPN
fsr-3853	73	2	e	e	NOUN
fsr-3853	73	3	t	t	NOUN
fsr-3853	73	4	h	h	NOUN
fsr-3853	74	1	o	o	NOUN
fsr-3853	75	1	d	d	X
fsr-3853	75	2	o	o	X
fsr-3853	75	3	l	l	NOUN
fsr-3853	76	1	o	o	X
fsr-3853	76	2	g	g	PROPN
fsr-3853	76	3	y	y	PROPN
fsr-3853	76	4	this	this	DET
fsr-3853	76	5	study	study	NOUN
fsr-3853	76	6	uses	use	VERB
fsr-3853	76	7	a	a	DET
fsr-3853	76	8	comprehensive	comprehensive	ADJ
fsr-3853	76	9	questionnaire	questionnaire	NOUN
fsr-3853	76	10	designed	design	VERB
fsr-3853	76	11	to	to	PART
fsr-3853	76	12	cover	cover	VERB
fsr-3853	76	13	major	major	ADJ
fsr-3853	76	14	aspects	aspect	NOUN
fsr-3853	76	15	of	of	ADP
fsr-3853	76	16	personal	personal	ADJ
fsr-3853	76	17	finance	finance	NOUN
fsr-3853	76	18	.	.	PUNCT
fsr-3853	77	1	it	it	PRON
fsr-3853	77	2	includes	include	VERB
fsr-3853	77	3	financial	financial	ADJ
fsr-3853	77	4	literacy	literacy	NOUN
fsr-3853	77	5	on	on	ADP
fsr-3853	77	6	general	general	ADJ
fsr-3853	77	7	knowledge	knowledge	NOUN
fsr-3853	77	8	,	,	PUNCT
fsr-3853	77	9	savings	saving	NOUN
fsr-3853	77	10	and	and	CCONJ
fsr-3853	77	11	borrowing	borrowing	NOUN
fsr-3853	77	12	,	,	PUNCT
fsr-3853	77	13	insur	insur	NOUN
fsr-3853	77	14	ance	ance	NOUN
fsr-3853	77	15	,	,	PUNCT
fsr-3853	77	16	and	and	CCONJ
fsr-3853	77	17	investments	investment	NOUN
fsr-3853	77	18	.	.	PUNCT
fsr-3853	78	1	the	the	DET
fsr-3853	78	2	survey	survey	NOUN
fsr-3853	78	3	participants	participant	NOUN
fsr-3853	78	4	are	be	AUX
fsr-3853	78	5	asked	ask	VERB
fsr-3853	78	6	to	to	PART
fsr-3853	78	7	answer	answer	VERB
fsr-3853	78	8	52	52	NUM
fsr-3853	78	9	questions	question	NOUN
fsr-3853	78	10	including	include	VERB
fsr-3853	78	11	36	36	NUM
fsr-3853	78	12	multiple	multiple	ADJ
fsr-3853	78	13	-	-	PUNCT
fsr-3853	78	14	choice	choice	NOUN
fsr-3853	78	15	questions	question	NOUN
fsr-3853	78	16	of	of	ADP
fsr-3853	78	17	their	their	PRON
fsr-3853	78	18	knowledge	knowledge	NOUN
fsr-3853	78	19	on	on	ADP
fsr-3853	78	20	personal	personal	ADJ
fsr-3853	78	21	finance	finance	NOUN
fsr-3853	78	22	,	,	PUNCT
fsr-3853	78	23	eight	eight	NUM
fsr-3853	78	24	questions	question	NOUN
fsr-3853	78	25	of	of	ADP
fsr-3853	78	26	their	their	PRON
fsr-3853	78	27	opinions	opinion	NOUN
fsr-3853	78	28	and	and	CCONJ
fsr-3853	78	29	decisions	decision	NOUN
fsr-3853	78	30	,	,	PUNCT
fsr-3853	78	31	and	and	CCONJ
fsr-3853	78	32	eight	eight	NUM
fsr-3853	78	33	questions	question	NOUN
fsr-3853	78	34	on	on	ADP
fsr-3853	78	35	demographic	demographic	ADJ
fsr-3853	78	36	data	datum	NOUN
fsr-3853	78	37	.	.	PUNCT
fsr-3853	79	1	the	the	DET
fsr-3853	79	2	survey	survey	NOUN
fsr-3853	79	3	is	be	AUX
fsr-3853	79	4	used	use	VERB
fsr-3853	79	5	in	in	ADP
fsr-3853	79	6	a	a	DET
fsr-3853	79	7	pilot	pilot	NOUN
fsr-3853	79	8	study	study	NOUN
fsr-3853	79	9	to	to	PART
fsr-3853	79	10	refine	refine	VERB
fsr-3853	79	11	the	the	DET
fsr-3853	79	12	instrument	instrument	NOUN
fsr-3853	79	13	.	.	PUNCT
fsr-3853	80	1	the	the	DET
fsr-3853	80	2	validity	validity	NOUN
fsr-3853	80	3	and	and	CCONJ
fsr-3853	80	4	clarity	clarity	NOUN
fsr-3853	80	5	of	of	ADP
fsr-3853	80	6	the	the	DET
fsr-3853	80	7	survey	survey	NOUN
fsr-3853	80	8	are	be	AUX
fsr-3853	80	9	further	far	ADV
fsr-3853	80	10	evaluated	evaluate	VERB
fsr-3853	80	11	by	by	ADP
fsr-3853	80	12	two	two	NUM
fsr-3853	80	13	individuals	individual	NOUN
fsr-3853	80	14	who	who	PRON
fsr-3853	80	15	are	be	AUX
fsr-3853	80	16	knowledgeable	knowledgeable	ADJ
fsr-3853	80	17	in	in	ADP
fsr-3853	80	18	personal	personal	ADJ
fsr-3853	80	19	finance	finance	NOUN
fsr-3853	80	20	.	.	PUNCT
fsr-3853	81	1	the	the	DET
fsr-3853	81	2	quality	quality	NOUN
fsr-3853	81	3	and	and	CCONJ
fsr-3853	81	4	consistency	consistency	NOUN
fsr-3853	81	5	of	of	ADP
fsr-3853	81	6	the	the	DET
fsr-3853	81	7	survey	survey	NOUN
fsr-3853	81	8	are	be	AUX
fsr-3853	81	9	further	far	ADV
fsr-3853	81	10	assessed	assess	VERB
fsr-3853	81	11	using	use	VERB
fsr-3853	81	12	cronbach	cronbach	NOUN
fsr-3853	81	13	's	's	PART
fsr-3853	81	14	alpha	alpha	NOUN
fsr-3853	81	15	.	.	PUNCT
fsr-3853	82	1	a	a	DET
fsr-3853	82	2	copy	copy	NOUN
fsr-3853	82	3	of	of	ADP
fsr-3853	82	4	the	the	DET
fsr-3853	82	5	ques	que	NOUN
fsr-3853	82	6	tionnaire	tionnaire	NOUN
fsr-3853	82	7	can	can	AUX
fsr-3853	82	8	be	be	AUX
fsr-3853	82	9	found	find	VERB
fsr-3853	82	10	in	in	ADP
fsr-3853	82	11	the	the	DET
fsr-3853	82	12	appendix	appendix	NOUN
fsr-3853	82	13	.	.	PUNCT
fsr-3853	83	1	the	the	DET
fsr-3853	83	2	responses	response	NOUN
fsr-3853	83	3	from	from	ADP
fsr-3853	83	4	each	each	DET
fsr-3853	83	5	participant	participant	NOUN
fsr-3853	83	6	are	be	AUX
fsr-3853	83	7	used	use	VERB
fsr-3853	83	8	to	to	PART
fsr-3853	83	9	calculate	calculate	VERB
fsr-3853	83	10	the	the	DET
fsr-3853	83	11	mean	mean	ADJ
fsr-3853	83	12	percentage	percentage	NOUN
fsr-3853	83	13	of	of	ADP
fsr-3853	83	14	cor	cor	PROPN
fsr-3853	83	15	rect	rect	PROPN
fsr-3853	83	16	scores	score	NOUN
fsr-3853	83	17	for	for	ADP
fsr-3853	83	18	each	each	DET
fsr-3853	83	19	question	question	NOUN
fsr-3853	83	20	,	,	PUNCT
fsr-3853	83	21	section	section	NOUN
fsr-3853	83	22	,	,	PUNCT
fsr-3853	83	23	and	and	CCONJ
fsr-3853	83	24	the	the	DET
fsr-3853	83	25	entire	entire	ADJ
fsr-3853	83	26	survey	survey	NOUN
fsr-3853	83	27	.	.	PUNCT
fsr-3853	84	1	consistent	consistent	ADJ
fsr-3853	84	2	with	with	ADP
fsr-3853	84	3	the	the	DET
fsr-3853	84	4	existing	exist	VERB
fsr-3853	84	5	lit	light	VERB
fsr-3853	84	6	erature	erature	NOUN
fsr-3853	84	7	(	(	PUNCT
fsr-3853	84	8	danes	dane	NOUN
fsr-3853	84	9	&	&	CCONJ
fsr-3853	84	10	hira	hira	PROPN
fsr-3853	84	11	,	,	PUNCT
fsr-3853	84	12	1987	1987	NUM
fsr-3853	84	13	;	;	PUNCT
fsr-3853	84	14	volpe	volpe	PROPN
fsr-3853	84	15	,	,	PUNCT
fsr-3853	84	16	chen	chen	PROPN
fsr-3853	84	17	,	,	PUNCT
fsr-3853	84	18	&	&	CCONJ
fsr-3853	84	19	pavlicko	pavlicko	ADJ
fsr-3853	84	20	,	,	PUNCT
fsr-3853	84	21	1996	1996	NUM
fsr-3853	84	22	)	)	PUNCT
fsr-3853	84	23	,	,	PUNCT
fsr-3853	84	24	the	the	DET
fsr-3853	84	25	mean	mean	ADJ
fsr-3853	84	26	percentage	percentage	NOUN
fsr-3853	84	27	of	of	ADP
fsr-3853	84	28	correct	correct	ADJ
fsr-3853	84	29	scores	score	NOUN
fsr-3853	84	30	is	be	AUX
fsr-3853	84	31	grouped	group	VERB
fsr-3853	84	32	into	into	ADP
fsr-3853	84	33	(	(	PUNCT
fsr-3853	84	34	1	1	NUM
fsr-3853	84	35	)	)	PUNCT
fsr-3853	84	36	more	more	ADJ
fsr-3853	84	37	than	than	ADP
fsr-3853	84	38	80	80	NUM
fsr-3853	84	39	%	%	NOUN
fsr-3853	84	40	,	,	PUNCT
fsr-3853	84	41	(	(	PUNCT
fsr-3853	84	42	2	2	NUM
fsr-3853	84	43	)	)	PUNCT
fsr-3853	84	44	60	60	NUM
fsr-3853	84	45	%	%	NOUN
fsr-3853	84	46	to	to	PART
fsr-3853	84	47	79	79	NUM
fsr-3853	84	48	%	%	NOUN
fsr-3853	84	49	,	,	PUNCT
fsr-3853	84	50	and	and	CCONJ
fsr-3853	84	51	(	(	PUNCT
fsr-3853	84	52	3	3	NUM
fsr-3853	84	53	)	)	PUNCT
fsr-3853	84	54	below	below	ADP
fsr-3853	84	55	60	60	NUM
fsr-3853	84	56	%	%	NOUN
fsr-3853	84	57	.	.	PUNCT
fsr-3853	85	1	the	the	DET
fsr-3853	85	2	first	first	ADJ
fsr-3853	85	3	category	category	NOUN
fsr-3853	85	4	represents	represent	VERB
fsr-3853	85	5	a	a	DET
fsr-3853	85	6	relatively	relatively	ADV
fsr-3853	85	7	high	high	ADJ
fsr-3853	85	8	level	level	NOUN
fsr-3853	85	9	of	of	ADP
fsr-3853	85	10	knowledge	knowledge	NOUN
fsr-3853	85	11	.	.	PUNCT
fsr-3853	86	1	the	the	DET
fsr-3853	86	2	second	second	ADJ
fsr-3853	86	3	category	category	NOUN
fsr-3853	86	4	repre	repre	VERB
fsr-3853	86	5	sents	sent	NOUN
fsr-3853	86	6	a	a	DET
fsr-3853	86	7	medium	medium	ADJ
fsr-3853	86	8	level	level	NOUN
fsr-3853	86	9	of	of	ADP
fsr-3853	86	10	knowledge	knowledge	NOUN
fsr-3853	86	11	.	.	PUNCT
fsr-3853	87	1	the	the	DET
fsr-3853	87	2	third	third	ADJ
fsr-3853	87	3	category	category	NOUN
fsr-3853	87	4	represents	represent	VERB
fsr-3853	87	5	a	a	DET
fsr-3853	87	6	relatively	relatively	ADV
fsr-3853	87	7	low	low	ADJ
fsr-3853	87	8	level	level	NOUN
fsr-3853	87	9	of	of	ADP
fsr-3853	87	10	knowledge	knowledge	NOUN
fsr-3853	87	11	.	.	PUNCT
fsr-3853	88	1	previous	previous	ADJ
fsr-3853	88	2	research	research	NOUN
fsr-3853	88	3	suggests	suggest	VERB
fsr-3853	88	4	that	that	SCONJ
fsr-3853	88	5	levels	level	NOUN
fsr-3853	88	6	of	of	ADP
fsr-3853	88	7	financial	financial	ADJ
fsr-3853	88	8	literacy	literacy	NOUN
fsr-3853	88	9	vary	vary	VERB
fsr-3853	88	10	among	among	ADP
fsr-3853	88	11	subgroups	subgroup	NOUN
fsr-3853	88	12	of	of	ADP
fsr-3853	88	13	students	student	NOUN
fsr-3853	88	14	(	(	PUNCT
fsr-3853	88	15	volpe	volpe	PROPN
fsr-3853	88	16	,	,	PUNCT
fsr-3853	88	17	chen	chen	PROPN
fsr-3853	88	18	,	,	PUNCT
fsr-3853	88	19	&	&	CCONJ
fsr-3853	88	20	pavlicko	pavlicko	ADJ
fsr-3853	88	21	,	,	PUNCT
fsr-3853	88	22	1996	1996	NUM
fsr-3853	88	23	)	)	PUNCT
fsr-3853	88	24	.	.	PUNCT
fsr-3853	89	1	this	this	DET
fsr-3853	89	2	study	study	NOUN
fsr-3853	89	3	provides	provide	VERB
fsr-3853	89	4	further	further	ADJ
fsr-3853	89	5	evidence	evidence	NOUN
fsr-3853	89	6	of	of	ADP
fsr-3853	89	7	the	the	DET
fsr-3853	89	8	dif	dif	ADJ
fsr-3853	89	9	110	110	NUM
fsr-3853	89	10	financial	financial	ADJ
fsr-3853	89	11	services	service	NOUN
fsr-3853	89	12	review	review	VERB
fsr-3853	89	13	7(2	7(2	NUM
fsr-3853	89	14	)	)	PUNCT
fsr-3853	89	15	1998	1998	NUM
fsr-3853	89	16	ferences	ference	NOUN
fsr-3853	89	17	using	use	VERB
fsr-3853	89	18	analysis	analysis	NOUN
fsr-3853	89	19	of	of	ADP
fsr-3853	89	20	variance	variance	NOUN
fsr-3853	89	21	(	(	PUNCT
fsr-3853	89	22	anova	anova	PROPN
fsr-3853	89	23	)	)	PUNCT
fsr-3853	89	24	.	.	PUNCT
fsr-3853	90	1	the	the	DET
fsr-3853	90	2	differences	difference	NOUN
fsr-3853	90	3	are	be	AUX
fsr-3853	90	4	further	far	ADV
fsr-3853	90	5	analyzed	analyze	VERB
fsr-3853	90	6	using	use	VERB
fsr-3853	90	7	logistic	logistic	ADJ
fsr-3853	90	8	regression	regression	NOUN
fsr-3853	90	9	models	model	NOUN
fsr-3853	90	10	.	.	PUNCT
fsr-3853	91	1	the	the	DET
fsr-3853	91	2	participants	participant	NOUN
fsr-3853	91	3	are	be	AUX
fsr-3853	91	4	classified	classify	VERB
fsr-3853	91	5	into	into	ADP
fsr-3853	91	6	two	two	NUM
fsr-3853	91	7	subgroups	subgroup	NOUN
fsr-3853	91	8	using	use	VERB
fsr-3853	91	9	the	the	DET
fsr-3853	91	10	median	median	ADJ
fsr-3853	91	11	percentage	percentage	NOUN
fsr-3853	91	12	of	of	ADP
fsr-3853	91	13	correct	correct	ADJ
fsr-3853	91	14	answers	answer	NOUN
fsr-3853	91	15	of	of	ADP
fsr-3853	91	16	the	the	DET
fsr-3853	91	17	sample	sample	NOUN
fsr-3853	91	18	.	.	PUNCT
fsr-3853	92	1	students	student	NOUN
fsr-3853	92	2	with	with	ADP
fsr-3853	92	3	scores	score	NOUN
fsr-3853	92	4	higher	high	ADJ
fsr-3853	92	5	than	than	ADP
fsr-3853	92	6	the	the	DET
fsr-3853	92	7	sample	sample	NOUN
fsr-3853	92	8	median	median	NOUN
fsr-3853	92	9	are	be	AUX
fsr-3853	92	10	classified	classify	VERB
fsr-3853	92	11	as	as	ADP
fsr-3853	92	12	those	those	PRON
fsr-3853	92	13	with	with	ADP
fsr-3853	92	14	relatively	relatively	ADV
fsr-3853	92	15	more	more	ADJ
fsr-3853	92	16	knowledge	knowledge	NOUN
fsr-3853	92	17	.	.	PUNCT
fsr-3853	93	1	students	student	NOUN
fsr-3853	93	2	with	with	ADP
fsr-3853	93	3	scores	score	NOUN
fsr-3853	93	4	equal	equal	ADJ
fsr-3853	93	5	to	to	ADP
fsr-3853	93	6	or	or	CCONJ
fsr-3853	93	7	below	below	ADP
fsr-3853	93	8	the	the	DET
fsr-3853	93	9	median	median	NOUN
fsr-3853	93	10	are	be	AUX
fsr-3853	93	11	classified	classify	VERB
fsr-3853	93	12	as	as	ADP
fsr-3853	93	13	students	student	NOUN
fsr-3853	93	14	with	with	ADP
fsr-3853	93	15	relatively	relatively	ADV
fsr-3853	93	16	less	less	ADJ
fsr-3853	93	17	knowl	knowl	NOUN
fsr-3853	93	18	edge	edge	NOUN
fsr-3853	93	19	.	.	PUNCT
fsr-3853	94	1	this	this	DET
fsr-3853	94	2	dichotomous	dichotomous	ADJ
fsr-3853	94	3	variable	variable	NOUN
fsr-3853	94	4	is	be	AUX
fsr-3853	94	5	then	then	ADV
fsr-3853	94	6	used	use	VERB
fsr-3853	94	7	in	in	ADP
fsr-3853	94	8	the	the	DET
fsr-3853	94	9	logistic	logistic	ADJ
fsr-3853	94	10	regression	regression	NOUN
fsr-3853	94	11	as	as	ADP
fsr-3853	94	12	the	the	DET
fsr-3853	94	13	dependent	dependent	ADJ
fsr-3853	94	14	variable	variable	NOUN
fsr-3853	94	15	,	,	PUNCT
fsr-3853	94	16	which	which	PRON
fsr-3853	94	17	is	be	AUX
fsr-3853	94	18	explained	explain	VERB
fsr-3853	94	19	simultaneously	simultaneously	ADV
fsr-3853	94	20	by	by	ADP
fsr-3853	94	21	all	all	PRON
fsr-3853	94	22	of	of	ADP
fsr-3853	94	23	the	the	DET
fsr-3853	94	24	independent	independent	ADJ
fsr-3853	94	25	variables	variable	NOUN
fsr-3853	94	26	.	.	PUNCT
fsr-3853	95	1	the	the	DET
fsr-3853	95	2	independent	independent	ADJ
fsr-3853	95	3	variables	variable	NOUN
fsr-3853	95	4	used	use	VERB
fsr-3853	95	5	in	in	ADP
fsr-3853	95	6	the	the	DET
fsr-3853	95	7	logistic	logistic	ADJ
fsr-3853	95	8	regression	regression	NOUN
fsr-3853	95	9	are	be	AUX
fsr-3853	95	10	variables	variable	NOUN
fsr-3853	95	11	such	such	ADJ
fsr-3853	95	12	as	as	ADP
fsr-3853	95	13	aca	aca	PROPN
fsr-3853	95	14	demic	demic	ADJ
fsr-3853	95	15	discipline	discipline	NOUN
fsr-3853	95	16	,	,	PUNCT
fsr-3853	95	17	class	class	NOUN
fsr-3853	95	18	rank	rank	NOUN
fsr-3853	95	19	,	,	PUNCT
fsr-3853	95	20	gender	gender	NOUN
fsr-3853	95	21	,	,	PUNCT
fsr-3853	95	22	race	race	NOUN
fsr-3853	95	23	,	,	PUNCT
fsr-3853	95	24	nationality	nationality	NOUN
fsr-3853	95	25	,	,	PUNCT
fsr-3853	95	26	work	work	NOUN
fsr-3853	95	27	experience	experience	NOUN
fsr-3853	95	28	,	,	PUNCT
fsr-3853	95	29	age	age	NOUN
fsr-3853	95	30	,	,	PUNCT
fsr-3853	95	31	and	and	CCONJ
fsr-3853	95	32	income	income	NOUN
fsr-3853	95	33	.	.	PUNCT
fsr-3853	96	1	the	the	DET
fsr-3853	96	2	coefficients	coefficient	NOUN
fsr-3853	96	3	represent	represent	VERB
fsr-3853	96	4	the	the	DET
fsr-3853	96	5	effect	effect	NOUN
fsr-3853	96	6	of	of	ADP
fsr-3853	96	7	each	each	DET
fsr-3853	96	8	subgroup	subgroup	NOUN
fsr-3853	96	9	compared	compare	VERB
fsr-3853	96	10	with	with	ADP
fsr-3853	96	11	a	a	DET
fsr-3853	96	12	reference	reference	NOUN
fsr-3853	96	13	group	group	NOUN
fsr-3853	96	14	,	,	PUNCT
fsr-3853	96	15	which	which	PRON
fsr-3853	96	16	is	be	AUX
fsr-3853	96	17	arbitrarily	arbitrarily	ADV
fsr-3853	96	18	selected	select	VERB
fsr-3853	96	19	.	.	PUNCT
fsr-3853	97	1	for	for	ADP
fsr-3853	97	2	example	example	NOUN
fsr-3853	97	3	,	,	PUNCT
fsr-3853	97	4	major	major	ADJ
fsr-3853	97	5	is	be	AUX
fsr-3853	97	6	coded	code	VERB
fsr-3853	97	7	as	as	ADP
fsr-3853	97	8	1	1	NUM
fsr-3853	97	9	if	if	SCONJ
fsr-3853	97	10	a	a	DET
fsr-3853	97	11	participant	participant	NOUN
fsr-3853	97	12	is	be	AUX
fsr-3853	97	13	a	a	DET
fsr-3853	97	14	non	non	ADJ
fsr-3853	97	15	business	business	NOUN
fsr-3853	97	16	major	major	NOUN
fsr-3853	97	17	,	,	PUNCT
fsr-3853	97	18	0	0	NUM
fsr-3853	97	19	otherwise	otherwise	ADV
fsr-3853	97	20	.	.	PUNCT
fsr-3853	98	1	the	the	DET
fsr-3853	98	2	reference	reference	NOUN
fsr-3853	98	3	category	category	NOUN
fsr-3853	98	4	is	be	AUX
fsr-3853	98	5	a	a	DET
fsr-3853	98	6	business	business	NOUN
fsr-3853	98	7	major	major	NOUN
fsr-3853	98	8	.	.	PUNCT
fsr-3853	99	1	if	if	SCONJ
fsr-3853	99	2	the	the	DET
fsr-3853	99	3	logistic	logistic	ADJ
fsr-3853	99	4	coefficient	coefficient	NOUN
fsr-3853	99	5	of	of	ADP
fsr-3853	99	6	the	the	DET
fsr-3853	99	7	variable	variable	NOUN
fsr-3853	99	8	is	be	AUX
fsr-3853	99	9	negative	negative	ADJ
fsr-3853	99	10	,	,	PUNCT
fsr-3853	99	11	then	then	ADV
fsr-3853	99	12	it	it	PRON
fsr-3853	99	13	means	mean	VERB
fsr-3853	99	14	that	that	SCONJ
fsr-3853	99	15	compared	compare	VERB
fsr-3853	99	16	with	with	ADP
fsr-3853	99	17	business	business	NOUN
fsr-3853	99	18	majors	major	NOUN
fsr-3853	99	19	,	,	PUNCT
fsr-3853	99	20	the	the	DET
fsr-3853	99	21	non	non	ADJ
fsr-3853	99	22	-	-	ADJ
fsr-3853	99	23	business	business	ADJ
fsr-3853	99	24	majors	major	NOUN
fsr-3853	99	25	are	be	AUX
fsr-3853	99	26	associated	associate	VERB
fsr-3853	99	27	with	with	ADP
fsr-3853	99	28	decreased	decrease	VERB
fsr-3853	99	29	log	log	NOUN
fsr-3853	99	30	odds	odd	NOUN
fsr-3853	99	31	ratio	ratio	NOUN
fsr-3853	99	32	of	of	ADP
fsr-3853	99	33	being	be	AUX
fsr-3853	99	34	more	more	ADJ
fsr-3853	99	35	knowl	knowl	NOUN
fsr-3853	99	36	edgeable	edgeable	ADJ
fsr-3853	99	37	about	about	ADP
fsr-3853	99	38	personal	personal	ADJ
fsr-3853	99	39	finance	finance	NOUN
fsr-3853	99	40	.	.	PUNCT
fsr-3853	100	1	the	the	DET
fsr-3853	100	2	logistic	logistic	ADJ
fsr-3853	100	3	model	model	NOUN
fsr-3853	100	4	takes	take	VERB
fsr-3853	100	5	on	on	ADP
fsr-3853	100	6	the	the	DET
fsr-3853	100	7	following	follow	VERB
fsr-3853	100	8	form	form	NOUN
fsr-3853	100	9	:	:	PUNCT
fsr-3853	100	10	log	log	NOUN
fsr-3853	100	11	[	[	PUNCT
fsr-3853	100	12	p	p	X
fsr-3853	100	13	/	/	SYM
fsr-3853	100	14	(	(	PUNCT
fsr-3853	100	15	1	1	NUM
fsr-3853	100	16	-p	-p	NUM
fsr-3853	100	17	)	)	PUNCT
fsr-3853	100	18	]	]	PUNCT
fsr-3853	101	1	=	=	PUNCT
fsr-3853	101	2	b	b	X
fsr-3853	101	3	0	0	PUNCT
fsr-3853	101	4	+	+	NUM
fsr-3853	101	5	bi(major	bi(major	NOUN
fsr-3853	101	6	)	)	PUNCT
fsr-3853	102	1	+	+	NUM
fsr-3853	102	2	b2(classrank1	b2(classrank1	NOUN
fsr-3853	102	3	)	)	PUNCT
fsr-3853	103	1	+	+	CCONJ
fsr-3853	103	2	b3(classrank2	b3(classrank2	NOUN
fsr-3853	103	3	)	)	PUNCT
fsr-3853	104	1	+	+	CCONJ
fsr-3853	104	2	b4(classrank3	b4(classrank3	ADJ
fsr-3853	104	3	)	)	PUNCT
fsr-3853	104	4	+	+	NUM
fsr-3853	104	5	bs(classrank4	bs(classrank4	NOUN
fsr-3853	104	6	)	)	PUNCT
fsr-3853	104	7	+	+	NUM
fsr-3853	104	8	b6(gender	b6(gender	NOUN
fsr-3853	104	9	)	)	PUNCT
fsr-3853	105	1	+	+	CCONJ
fsr-3853	105	2	bt(race1	bt(race1	PROPN
fsr-3853	105	3	)	)	PUNCT
fsr-3853	106	1	+	+	CCONJ
fsr-3853	106	2	bs(race2	bs(race2	PROPN
fsr-3853	106	3	)	)	PUNCT
fsr-3853	107	1	+	+	NUM
fsr-3853	107	2	b9(race3	b9(race3	NOUN
fsr-3853	107	3	)	)	PUNCT
fsr-3853	107	4	+	+	CCONJ
fsr-3853	107	5	blo(race4	blo(race4	NUM
fsr-3853	107	6	)	)	PUNCT
fsr-3853	108	1	+	+	NUM
fsr-3853	109	1	b	b	NOUN
fsr-3853	109	2	11(nationality	11(nationality	NUM
fsr-3853	109	3	)	)	PUNCT
fsr-3853	109	4	+	+	CCONJ
fsr-3853	109	5	bi2(experience1	bi2(experience1	NOUN
fsr-3853	109	6	)	)	PUNCT
fsr-3853	109	7	+	+	CCONJ
fsr-3853	109	8	bia(experience2	bia(experience2	NOUN
fsr-3853	109	9	)	)	PUNCT
fsr-3853	109	10	+	+	CCONJ
fsr-3853	109	11	bi4(experience3	bi4(experience3	X
fsr-3853	109	12	)	)	PUNCT
fsr-3853	109	13	+	+	PUNCT
fsr-3853	109	14	b15(experience4	b15(experience4	X
fsr-3853	109	15	)	)	PUNCT
fsr-3853	110	1	+	+	CCONJ
fsr-3853	110	2	bi6(age1	bi6(age1	NUM
fsr-3853	110	3	)	)	PUNCT
fsr-3853	111	1	+	+	NUM
fsr-3853	111	2	bi7(age2	bi7(age2	NOUN
fsr-3853	111	3	)	)	PUNCT
fsr-3853	111	4	+	+	X
fsr-3853	111	5	b18(age3	b18(age3	NOUN
fsr-3853	111	6	)	)	PUNCT
fsr-3853	111	7	+	+	CCONJ
fsr-3853	111	8	b19(income1	b19(income1	X
fsr-3853	111	9	)	)	PUNCT
fsr-3853	111	10	+	+	CCONJ
fsr-3853	111	11	b2o(income2	b2o(income2	VERB
fsr-3853	111	12	)	)	PUNCT
fsr-3853	112	1	+	+	CCONJ
fsr-3853	112	2	b21	b21	PROPN
fsr-3853	112	3	(	(	PUNCT
fsr-3853	112	4	income3	income3	NOUN
fsr-3853	112	5	)	)	PUNCT
fsr-3853	113	1	+	+	CCONJ
fsr-3853	113	2	e	e	X
fsr-3853	113	3	i	i	PRON
fsr-3853	113	4	(	(	PUNCT
fsr-3853	113	5	1	1	NUM
fsr-3853	113	6	)	)	PUNCT
fsr-3853	113	7	where	where	SCONJ
fsr-3853	113	8	p	p	DET
fsr-3853	113	9	major	major	ADJ
fsr-3853	113	10	=	=	NOUN
fsr-3853	113	11	classrank1	classrank1	NOUN
fsr-3853	113	12	=	=	SYM
fsr-3853	113	13	classrank2	classrank2	NOUN
fsr-3853	113	14	=	=	SYM
fsr-3853	113	15	classrank3	classrank3	NOUN
fsr-3853	114	1	=	=	PUNCT
fsr-3853	114	2	classrank4	classrank4	NOUN
fsr-3853	115	1	=	=	NOUN
fsr-3853	115	2	gender	gender	NOUN
fsr-3853	115	3	=	=	SYM
fsr-3853	115	4	race1	race1	NOUN
fsr-3853	115	5	=	=	PUNCT
fsr-3853	116	1	race2	race2	NOUN
fsr-3853	116	2	=	=	SYM
fsr-3853	116	3	race3	race3	NOUN
fsr-3853	116	4	=	=	SYM
fsr-3853	116	5	race4	race4	NOUN
fsr-3853	116	6	=	=	SYM
fsr-3853	116	7	nationality	nationality	NOUN
fsr-3853	116	8	=	=	SYM
fsr-3853	116	9	experience	experience	NOUN
fsr-3853	116	10	1	1	NUM
fsr-3853	116	11	=	=	SYM
fsr-3853	116	12	experience2	experience2	NOUN
fsr-3853	116	13	=	=	SYM
fsr-3853	116	14	experience3	experience3	NOUN
fsr-3853	116	15	=	=	PUNCT
fsr-3853	116	16	experience4	experience4	NOUN
fsr-3853	116	17	=	=	SYM
fsr-3853	116	18	age1	age1	PROPN
fsr-3853	116	19	=	=	SYM
fsr-3853	116	20	age2	age2	PROPN
fsr-3853	116	21	=	=	PUNCT
fsr-3853	116	22	the	the	DET
fsr-3853	116	23	probability	probability	NOUN
fsr-3853	116	24	of	of	ADP
fsr-3853	116	25	a	a	DET
fsr-3853	116	26	student	student	NOUN
fsr-3853	116	27	who	who	PRON
fsr-3853	116	28	is	be	AUX
fsr-3853	116	29	more	more	ADV
fsr-3853	116	30	knowledgeable	knowledgeable	ADJ
fsr-3853	116	31	about	about	ADP
fsr-3853	116	32	personal	personal	ADJ
fsr-3853	116	33	finance	finance	NOUN
fsr-3853	116	34	.	.	PUNCT
fsr-3853	117	1	1	1	NUM
fsr-3853	117	2	if	if	SCONJ
fsr-3853	117	3	a	a	DET
fsr-3853	117	4	participant	participant	NOUN
fsr-3853	117	5	is	be	AUX
fsr-3853	117	6	a	a	DET
fsr-3853	117	7	non	non	ADJ
fsr-3853	117	8	-	-	ADJ
fsr-3853	117	9	business	business	ADJ
fsr-3853	117	10	major	major	NOUN
fsr-3853	117	11	,	,	PUNCT
fsr-3853	117	12	0	0	NUM
fsr-3853	117	13	otherwise	otherwise	ADV
fsr-3853	117	14	.	.	PUNCT
fsr-3853	118	1	1	1	NUM
fsr-3853	118	2	if	if	SCONJ
fsr-3853	118	3	a	a	DET
fsr-3853	118	4	participant	participant	NOUN
fsr-3853	118	5	is	be	AUX
fsr-3853	118	6	a	a	DET
fsr-3853	118	7	freshman	freshman	NOUN
fsr-3853	118	8	,	,	PUNCT
fsr-3853	118	9	0	0	NUM
fsr-3853	118	10	otherwise	otherwise	ADV
fsr-3853	118	11	.	.	PUNCT
fsr-3853	119	1	1	1	NUM
fsr-3853	119	2	if	if	SCONJ
fsr-3853	119	3	a	a	DET
fsr-3853	119	4	participant	participant	NOUN
fsr-3853	119	5	is	be	AUX
fsr-3853	119	6	a	a	DET
fsr-3853	119	7	sophomore	sophomore	NOUN
fsr-3853	119	8	,	,	PUNCT
fsr-3853	119	9	0	0	NUM
fsr-3853	119	10	otherwise	otherwise	ADV
fsr-3853	119	11	.	.	PUNCT
fsr-3853	120	1	1	1	NUM
fsr-3853	120	2	if	if	SCONJ
fsr-3853	120	3	a	a	DET
fsr-3853	120	4	participant	participant	NOUN
fsr-3853	120	5	is	be	AUX
fsr-3853	120	6	a	a	DET
fsr-3853	120	7	junior	junior	NOUN
fsr-3853	120	8	,	,	PUNCT
fsr-3853	120	9	0	0	NUM
fsr-3853	120	10	otherwise	otherwise	ADV
fsr-3853	120	11	.	.	PUNCT
fsr-3853	121	1	1	1	NUM
fsr-3853	121	2	if	if	SCONJ
fsr-3853	121	3	a	a	DET
fsr-3853	121	4	participant	participant	NOUN
fsr-3853	121	5	is	be	AUX
fsr-3853	121	6	a	a	DET
fsr-3853	121	7	senior	senior	ADJ
fsr-3853	121	8	,	,	PUNCT
fsr-3853	121	9	0	0	NUM
fsr-3853	121	10	otherwise	otherwise	ADV
fsr-3853	121	11	.	.	PUNCT
fsr-3853	122	1	1	1	NUM
fsr-3853	122	2	if	if	SCONJ
fsr-3853	122	3	the	the	DET
fsr-3853	122	4	participant	participant	NOUN
fsr-3853	122	5	is	be	AUX
fsr-3853	122	6	a	a	DET
fsr-3853	122	7	male	male	NOUN
fsr-3853	122	8	,	,	PUNCT
fsr-3853	122	9	0	0	NUM
fsr-3853	122	10	otherwise	otherwise	ADV
fsr-3853	122	11	.	.	PUNCT
fsr-3853	123	1	1	1	NUM
fsr-3853	123	2	if	if	SCONJ
fsr-3853	123	3	a	a	DET
fsr-3853	123	4	participant	participant	NOUN
fsr-3853	123	5	is	be	AUX
fsr-3853	123	6	white	white	ADJ
fsr-3853	123	7	,	,	PUNCT
fsr-3853	123	8	0	0	PUNCT
fsr-3853	123	9	otherwise	otherwise	ADV
fsr-3853	123	10	.	.	PUNCT
fsr-3853	124	1	1	1	NUM
fsr-3853	124	2	if	if	SCONJ
fsr-3853	124	3	a	a	DET
fsr-3853	124	4	participant	participant	NOUN
fsr-3853	124	5	is	be	AUX
fsr-3853	124	6	african	african	ADJ
fsr-3853	124	7	american	american	PROPN
fsr-3853	124	8	,	,	PUNCT
fsr-3853	124	9	0	0	PUNCT
fsr-3853	124	10	otherwise	otherwise	ADV
fsr-3853	124	11	.	.	PUNCT
fsr-3853	125	1	1	1	NUM
fsr-3853	125	2	if	if	SCONJ
fsr-3853	125	3	a	a	DET
fsr-3853	125	4	participant	participant	NOUN
fsr-3853	125	5	is	be	AUX
fsr-3853	125	6	hispanic	hispanic	ADJ
fsr-3853	125	7	,	,	PUNCT
fsr-3853	125	8	0	0	NUM
fsr-3853	125	9	otherwise	otherwise	ADV
fsr-3853	125	10	.	.	PUNCT
fsr-3853	126	1	1	1	NUM
fsr-3853	126	2	if	if	SCONJ
fsr-3853	126	3	a	a	DET
fsr-3853	126	4	participant	participant	NOUN
fsr-3853	126	5	is	be	AUX
fsr-3853	126	6	american	american	PROPN
fsr-3853	126	7	indian	indian	PROPN
fsr-3853	126	8	,	,	PUNCT
fsr-3853	126	9	0	0	PUNCT
fsr-3853	126	10	otherwise	otherwise	ADV
fsr-3853	126	11	.	.	PUNCT
fsr-3853	127	1	1	1	NUM
fsr-3853	127	2	if	if	SCONJ
fsr-3853	127	3	the	the	DET
fsr-3853	127	4	participant	participant	NOUN
fsr-3853	127	5	is	be	AUX
fsr-3853	127	6	a	a	DET
fsr-3853	127	7	foreign	foreign	ADJ
fsr-3853	127	8	student	student	NOUN
fsr-3853	127	9	,	,	PUNCT
fsr-3853	127	10	0	0	PUNCT
fsr-3853	128	1	otherwise	otherwise	ADV
fsr-3853	128	2	.	.	PUNCT
fsr-3853	129	1	1	1	NUM
fsr-3853	129	2	if	if	SCONJ
fsr-3853	129	3	a	a	DET
fsr-3853	129	4	participant	participant	NOUN
fsr-3853	129	5	has	have	VERB
fsr-3853	129	6	no	no	DET
fsr-3853	129	7	experience	experience	NOUN
fsr-3853	129	8	,	,	PUNCT
fsr-3853	129	9	0	0	NUM
fsr-3853	129	10	otherwise	otherwise	ADV
fsr-3853	129	11	.	.	PUNCT
fsr-3853	130	1	1	1	NUM
fsr-3853	130	2	if	if	SCONJ
fsr-3853	130	3	a	a	DET
fsr-3853	130	4	participant	participant	NOUN
fsr-3853	130	5	has	have	VERB
fsr-3853	130	6	more	more	ADJ
fsr-3853	130	7	than	than	ADP
fsr-3853	130	8	0	0	NUM
fsr-3853	130	9	to	to	ADP
fsr-3853	130	10	less	less	ADJ
fsr-3853	130	11	than	than	ADP
fsr-3853	130	12	2	2	NUM
fsr-3853	130	13	years	year	NOUN
fsr-3853	130	14	of	of	ADP
fsr-3853	130	15	experi	experi	PROPN
fsr-3853	130	16	ence	ence	PROPN
fsr-3853	130	17	,	,	PUNCT
fsr-3853	130	18	0	0	NUM
fsr-3853	130	19	otherwise	otherwise	ADV
fsr-3853	130	20	.	.	PUNCT
fsr-3853	131	1	1	1	NUM
fsr-3853	131	2	if	if	SCONJ
fsr-3853	131	3	a	a	DET
fsr-3853	131	4	participant	participant	NOUN
fsr-3853	131	5	has	have	VERB
fsr-3853	131	6	2	2	NUM
fsr-3853	131	7	to	to	PART
fsr-3853	131	8	less	less	ADJ
fsr-3853	131	9	than	than	ADP
fsr-3853	131	10	4	4	NUM
fsr-3853	131	11	years	year	NOUN
fsr-3853	131	12	of	of	ADP
fsr-3853	131	13	experience	experience	NOUN
fsr-3853	131	14	,	,	PUNCT
fsr-3853	131	15	0	0	NUM
fsr-3853	131	16	other	other	ADJ
fsr-3853	131	17	wise	wise	ADJ
fsr-3853	131	18	.	.	PUNCT
fsr-3853	132	1	1	1	NUM
fsr-3853	132	2	if	if	SCONJ
fsr-3853	132	3	a	a	DET
fsr-3853	132	4	participant	participant	NOUN
fsr-3853	132	5	has	have	VERB
fsr-3853	132	6	4	4	NUM
fsr-3853	132	7	to	to	PART
fsr-3853	132	8	less	less	ADJ
fsr-3853	132	9	than	than	ADP
fsr-3853	132	10	6	6	NUM
fsr-3853	132	11	years	year	NOUN
fsr-3853	132	12	of	of	ADP
fsr-3853	132	13	experience	experience	NOUN
fsr-3853	132	14	,	,	PUNCT
fsr-3853	132	15	0	0	NUM
fsr-3853	132	16	other	other	ADJ
fsr-3853	132	17	wise	wise	ADJ
fsr-3853	132	18	.	.	PUNCT
fsr-3853	133	1	1	1	NUM
fsr-3853	133	2	if	if	SCONJ
fsr-3853	133	3	a	a	DET
fsr-3853	133	4	participant	participant	NOUN
fsr-3853	133	5	is	be	AUX
fsr-3853	133	6	in	in	ADP
fsr-3853	133	7	the	the	DET
fsr-3853	133	8	age	age	NOUN
fsr-3853	133	9	group	group	NOUN
fsr-3853	133	10	of	of	ADP
fsr-3853	133	11	18	18	NUM
fsr-3853	133	12	-	-	SYM
fsr-3853	133	13	22	22	NUM
fsr-3853	133	14	,	,	PUNCT
fsr-3853	133	15	0	0	NUM
fsr-3853	133	16	otherwise	otherwise	ADV
fsr-3853	133	17	.	.	PUNCT
fsr-3853	134	1	1	1	NUM
fsr-3853	134	2	if	if	SCONJ
fsr-3853	134	3	a	a	DET
fsr-3853	134	4	participant	participant	NOUN
fsr-3853	134	5	is	be	AUX
fsr-3853	134	6	in	in	ADP
fsr-3853	134	7	the	the	DET
fsr-3853	134	8	age	age	NOUN
fsr-3853	134	9	group	group	NOUN
fsr-3853	134	10	of	of	ADP
fsr-3853	134	11	23	23	NUM
fsr-3853	134	12	-	-	SYM
fsr-3853	134	13	29	29	NUM
fsr-3853	134	14	,	,	PUNCT
fsr-3853	134	15	0	0	NUM
fsr-3853	134	16	otherwise	otherwise	ADV
fsr-3853	134	17	.	.	PUNCT
fsr-3853	135	1	financial	financial	ADJ
fsr-3853	135	2	literacy	literacy	NOUN
fsr-3853	135	3	111	111	NUM
fsr-3853	135	4	a	a	DET
fsr-3853	135	5	g	g	NOUN
fsr-3853	135	6	e	e	NOUN
fsr-3853	135	7	3	3	NUM
fsr-3853	135	8	i	i	PRON
fsr-3853	135	9	n	n	VERB
fsr-3853	135	10	c	c	NOUN
fsr-3853	135	11	o	o	NOUN
fsr-3853	135	12	m	m	VERB
fsr-3853	135	13	e	e	NOUN
fsr-3853	135	14	1	1	NUM
fsr-3853	135	15	i	i	PRON
fsr-3853	135	16	n	n	VERB
fsr-3853	135	17	c	c	NOUN
fsr-3853	135	18	o	o	NOUN
fsr-3853	135	19	m	m	VERB
fsr-3853	135	20	e	e	NOUN
fsr-3853	135	21	2	2	NUM
fsr-3853	135	22	i	i	PRON
fsr-3853	135	23	n	n	VERB
fsr-3853	135	24	c	c	NOUN
fsr-3853	135	25	o	o	NOUN
fsr-3853	135	26	m	m	VERB
fsr-3853	135	27	e	e	NOUN
fsr-3853	135	28	3	3	NUM
fsr-3853	135	29	=	=	SYM
fsr-3853	135	30	l	l	NOUN
fsr-3853	136	1	i	i	PRON
fsr-3853	136	2	f	f	PROPN
fsr-3853	136	3	a	a	DET
fsr-3853	136	4	pa	pa	PROPN
fsr-3853	136	5	r	r	NOUN
fsr-3853	136	6	t	t	NOUN
fsr-3853	137	1	i	i	PRON
fsr-3853	137	2	c	c	PROPN
fsr-3853	137	3	ipan	ipan	PROPN
fsr-3853	137	4	t	t	PROPN
fsr-3853	137	5	is	be	AUX
fsr-3853	137	6	in	in	ADP
fsr-3853	137	7	the	the	DET
fsr-3853	137	8	age	age	NOUN
fsr-3853	137	9	g	g	NOUN
fsr-3853	137	10	r	r	NOUN
fsr-3853	137	11	o	o	NOUN
fsr-3853	137	12	u	u	NOUN
fsr-3853	137	13	p	p	NOUN
fsr-3853	137	14	o	o	X
fsr-3853	137	15	f	f	NOUN
fsr-3853	137	16	30	30	NUM
fsr-3853	137	17	-	-	SYM
fsr-3853	137	18	39	39	NUM
fsr-3853	137	19	,	,	PUNCT
fsr-3853	137	20	0	0	NUM
fsr-3853	137	21	o	o	NOUN
fsr-3853	137	22	the	the	DET
fsr-3853	137	23	rwise	rwise	NOUN
fsr-3853	137	24	.	.	PUNCT
fsr-3853	138	1	=	=	SYM
fsr-3853	138	2	1	1	NUM
fsr-3853	139	1	i	i	NOUN
fsr-3853	139	2	f	f	PROPN
fsr-3853	140	1	the	the	DET
fsr-3853	140	2	pa	pa	PROPN
fsr-3853	140	3	r	r	PROPN
fsr-3853	140	4	t	t	NOUN
fsr-3853	141	1	i	i	PRON
fsr-3853	141	2	c	c	PROPN
fsr-3853	141	3	ipan	ipan	PROPN
fsr-3853	141	4	t	t	PROPN
fsr-3853	141	5	is	be	AUX
fsr-3853	141	6	in	in	ADP
fsr-3853	141	7	the	the	DET
fsr-3853	141	8	i	i	NOUN
fsr-3853	141	9	n	n	VERB
fsr-3853	141	10	c	c	NOUN
fsr-3853	141	11	o	o	NOUN
fsr-3853	141	12	m	m	VERB
fsr-3853	141	13	e	e	NOUN
fsr-3853	141	14	g	g	NOUN
fsr-3853	142	1	roup	roup	NOUN
fsr-3853	143	1	o	o	NOUN
fsr-3853	143	2	f	f	X
fsr-3853	143	3	less	less	ADJ
fsr-3853	143	4	t	t	PROPN
fsr-3853	143	5	han	han	PROPN
fsr-3853	143	6	$	$	SYM
fsr-3853	143	7	10	10	NUM
fsr-3853	143	8	,	,	PUNCT
fsr-3853	143	9	000	000	NUM
fsr-3853	143	10	,	,	PUNCT
fsr-3853	143	11	0	0	NUM
fsr-3853	143	12	o	o	NOUN
fsr-3853	143	13	the	the	DET
fsr-3853	143	14	rwise	rwise	NOUN
fsr-3853	143	15	.	.	PUNCT
fsr-3853	144	1	=	=	SYM
fsr-3853	144	2	1	1	NUM
fsr-3853	145	1	i	i	NOUN
fsr-3853	145	2	f	f	PROPN
fsr-3853	146	1	the	the	DET
fsr-3853	146	2	pa	pa	PROPN
fsr-3853	146	3	r	r	PROPN
fsr-3853	146	4	t	t	NOUN
fsr-3853	147	1	i	i	PRON
fsr-3853	147	2	c	c	PROPN
fsr-3853	147	3	ipan	ipan	PROPN
fsr-3853	147	4	t	t	PROPN
fsr-3853	147	5	is	be	AUX
fsr-3853	147	6	in	in	ADP
fsr-3853	147	7	the	the	DET
fsr-3853	147	8	i	i	NOUN
fsr-3853	147	9	n	n	VERB
fsr-3853	147	10	c	c	NOUN
fsr-3853	147	11	o	o	NOUN
fsr-3853	147	12	m	m	VERB
fsr-3853	147	13	e	e	NOUN
fsr-3853	147	14	g	g	NOUN
fsr-3853	147	15	roup	roup	NOUN
fsr-3853	147	16	o	o	X
fsr-3853	147	17	f	f	NOUN
fsr-3853	147	18	$	$	SYM
fsr-3853	147	19	10	10	NUM
fsr-3853	147	20	,	,	PUNCT
fsr-3853	147	21	000	000	NUM
fsr-3853	147	22	-$29	-$29	NUM
fsr-3853	147	23	,	,	PUNCT
fsr-3853	147	24	999	999	NUM
fsr-3853	147	25	,	,	PUNCT
fsr-3853	147	26	0	0	NUM
fsr-3853	147	27	o	o	NOUN
fsr-3853	147	28	the	the	DET
fsr-3853	147	29	rwise	rwise	NOUN
fsr-3853	147	30	.	.	PUNCT
fsr-3853	148	1	=	=	SYM
fsr-3853	148	2	1	1	NUM
fsr-3853	149	1	i	i	NOUN
fsr-3853	149	2	f	f	PROPN
fsr-3853	150	1	the	the	DET
fsr-3853	150	2	pa	pa	PROPN
fsr-3853	150	3	r	r	PROPN
fsr-3853	150	4	t	t	NOUN
fsr-3853	151	1	i	i	PRON
fsr-3853	151	2	c	c	PROPN
fsr-3853	151	3	ipan	ipan	PROPN
fsr-3853	151	4	t	t	PROPN
fsr-3853	151	5	is	be	AUX
fsr-3853	151	6	in	in	ADP
fsr-3853	151	7	the	the	DET
fsr-3853	151	8	i	i	NOUN
fsr-3853	151	9	n	n	VERB
fsr-3853	151	10	c	c	NOUN
fsr-3853	151	11	o	o	NOUN
fsr-3853	151	12	m	m	VERB
fsr-3853	151	13	e	e	NOUN
fsr-3853	151	14	g	g	NOUN
fsr-3853	151	15	roup	roup	NOUN
fsr-3853	151	16	o	o	X
fsr-3853	151	17	f	f	NOUN
fsr-3853	151	18	$	$	SYM
fsr-3853	151	19	30	30	NUM
fsr-3853	151	20	,	,	PUNCT
fsr-3853	151	21	000	000	NUM
fsr-3853	151	22	-$49	-$49	NOUN
fsr-3853	151	23	,	,	PUNCT
fsr-3853	151	24	000	000	NUM
fsr-3853	151	25	,	,	PUNCT
fsr-3853	151	26	0	0	NUM
fsr-3853	151	27	o	o	NOUN
fsr-3853	151	28	the	the	DET
fsr-3853	151	29	rwise	rwise	NOUN
fsr-3853	151	30	.	.	PUNCT
fsr-3853	152	1	t	t	PROPN
fsr-3853	152	2	a	a	DET
fsr-3853	152	3	b	b	PROPN
fsr-3853	152	4	l	l	NOUN
fsr-3853	152	5	e	e	NOUN
fsr-3853	152	6	1	1	NUM
fsr-3853	152	7	cha	cha	PROPN
fsr-3853	152	8	rac	rac	PROPN
fsr-3853	152	9	t	t	PROPN
fsr-3853	153	1	e	e	PROPN
fsr-3853	154	1	r	r	NOUN
fsr-3853	155	1	i	i	PRON
fsr-3853	155	2	s	s	VERB
fsr-3853	155	3	t	t	NOUN
fsr-3853	156	1	i	i	PRON
fsr-3853	156	2	c	c	NOUN
fsr-3853	156	3	s	s	PART
fsr-3853	157	1	o	o	X
fsr-3853	157	2	f	f	X
fsr-3853	158	1	the	the	PRON
fsr-3853	158	2	s	s	VERB
fsr-3853	158	3	a	a	DET
fsr-3853	158	4	m	m	NOUN
fsr-3853	158	5	p	p	NOUN
fsr-3853	158	6	l	l	NOUN
fsr-3853	158	7	e	e	NOUN
fsr-3853	158	8	number	number	NOUN
fsr-3853	158	9	of	of	ADP
fsr-3853	158	10	participants	participant	NOUN
fsr-3853	158	11	percentage	percentage	NOUN
fsr-3853	158	12	a.	a.	NOUN
fsr-3853	158	13	education	education	NOUN
fsr-3853	158	14	1	1	NUM
fsr-3853	158	15	.	.	PUNCT
fsr-3853	159	1	academic	academic	ADJ
fsr-3853	159	2	disciplines	discipline	NOUN
fsr-3853	159	3	a	a	DET
fsr-3853	159	4	)	)	PUNCT
fsr-3853	159	5	business	business	NOUN
fsr-3853	159	6	majors	major	NOUN
fsr-3853	159	7	431	431	NUM
fsr-3853	159	8	52.6	52.6	NUM
fsr-3853	159	9	b	b	NOUN
fsr-3853	159	10	)	)	PUNCT
fsr-3853	159	11	non	non	ADJ
fsr-3853	159	12	-	-	ADJ
fsr-3853	159	13	business	business	ADJ
fsr-3853	159	14	majors	major	NOUN
fsr-3853	159	15	389	389	NUM
fsr-3853	159	16	47.4	47.4	NUM
fsr-3853	159	17	2	2	NUM
fsr-3853	159	18	.	.	PUNCT
fsr-3853	160	1	class	class	NOUN
fsr-3853	160	2	rank	rank	NOUN
fsr-3853	160	3	a	a	PRON
fsr-3853	160	4	)	)	PUNCT
fsr-3853	160	5	freshman	freshman	NOUN
fsr-3853	160	6	156	156	NUM
fsr-3853	160	7	17.2	17.2	NUM
fsr-3853	160	8	b	b	NOUN
fsr-3853	160	9	)	)	PUNCT
fsr-3853	160	10	sophomore	sophomore	NOUN
fsr-3853	160	11	157	157	NUM
fsr-3853	160	12	17.3	17.3	NUM
fsr-3853	160	13	c	c	NOUN
fsr-3853	160	14	)	)	PUNCT
fsr-3853	160	15	junior	junior	ADJ
fsr-3853	160	16	160	160	NUM
fsr-3853	160	17	17.7	17.7	NUM
fsr-3853	160	18	d	d	NOUN
fsr-3853	160	19	)	)	PUNCT
fsr-3853	160	20	senior	senior	ADJ
fsr-3853	160	21	326	326	NUM
fsr-3853	160	22	36.0	36.0	NUM
fsr-3853	160	23	e	e	NOUN
fsr-3853	160	24	)	)	PUNCT
fsr-3853	160	25	graduate	graduate	VERB
fsr-3853	160	26	106	106	NUM
fsr-3853	160	27	l	l	PROPN
fsr-3853	160	28	1.7	1.7	NUM
fsr-3853	160	29	b.	b.	PROPN
fsr-3853	160	30	demographic	demographic	ADJ
fsr-3853	160	31	characteristics	characteristics	PROPN
fsr-3853	160	32	i.	i.	PROPN
fsr-3853	160	33	gender	gender	PROPN
fsr-3853	160	34	a	a	DET
fsr-3853	160	35	)	)	PUNCT
fsr-3853	160	36	male	male	NOUN
fsr-3853	160	37	395	395	NUM
fsr-3853	160	38	44.4	44.4	NUM
fsr-3853	160	39	b	b	NOUN
fsr-3853	160	40	)	)	PUNCT
fsr-3853	160	41	female	female	NOUN
fsr-3853	160	42	495	495	NUM
fsr-3853	160	43	55.6	55.6	NUM
fsr-3853	160	44	race	race	NOUN
fsr-3853	160	45	a	a	DET
fsr-3853	160	46	)	)	PUNCT
fsr-3853	160	47	white	white	ADJ
fsr-3853	160	48	763	763	NUM
fsr-3853	160	49	85.0	85.0	NUM
fsr-3853	160	50	b	b	NOUN
fsr-3853	160	51	)	)	PUNCT
fsr-3853	160	52	african	african	ADJ
fsr-3853	160	53	-	-	PUNCT
fsr-3853	160	54	american	american	ADJ
fsr-3853	160	55	59	59	NUM
fsr-3853	160	56	6.6	6.6	NUM
fsr-3853	160	57	c	c	NOUN
fsr-3853	160	58	)	)	PUNCT
fsr-3853	160	59	asian	asian	NOUN
fsr-3853	161	1	47	47	NUM
fsr-3853	161	2	5.2	5.2	NUM
fsr-3853	161	3	d	d	NOUN
fsr-3853	161	4	)	)	PUNCT
fsr-3853	161	5	hispanic	hispanic	NOUN
fsr-3853	161	6	14	14	NUM
fsr-3853	161	7	1.6	1.6	NUM
fsr-3853	161	8	e	e	NOUN
fsr-3853	161	9	)	)	PUNCT
fsr-3853	161	10	native	native	ADJ
fsr-3853	161	11	american	american	PROPN
fsr-3853	161	12	15	15	NUM
fsr-3853	161	13	1.7	1.7	NUM
fsr-3853	161	14	3	3	NUM
fsr-3853	161	15	.	.	PUNCT
fsr-3853	161	16	nationality	nationality	NOUN
fsr-3853	161	17	a	a	PRON
fsr-3853	161	18	)	)	PUNCT
fsr-3853	161	19	usa	usa	PROPN
fsr-3853	161	20	740	740	NUM
fsr-3853	161	21	93.4	93.4	NUM
fsr-3853	161	22	b	b	NOUN
fsr-3853	161	23	)	)	PUNCT
fsr-3853	162	1	foreign	foreign	NOUN
fsr-3853	162	2	(	(	PUNCT
fsr-3853	162	3	other	other	ADJ
fsr-3853	162	4	than	than	ADP
fsr-3853	162	5	usa	usa	PROPN
fsr-3853	162	6	)	)	PUNCT
fsr-3853	162	7	52	52	NUM
fsr-3853	162	8	6.6	6.6	NUM
fsr-3853	162	9	experience	experience	NOUN
fsr-3853	162	10	2	2	NUM
fsr-3853	162	11	.	.	NOUN
fsr-3853	162	12	years	year	NOUN
fsr-3853	162	13	of	of	ADP
fsr-3853	162	14	work	work	NOUN
fsr-3853	162	15	experience	experience	NOUN
fsr-3853	162	16	a	a	PRON
fsr-3853	162	17	)	)	PUNCT
fsr-3853	162	18	none	none	NOUN
fsr-3853	162	19	32	32	NUM
fsr-3853	162	20	3.9	3.9	NUM
fsr-3853	162	21	b	b	NOUN
fsr-3853	162	22	)	)	PUNCT
fsr-3853	162	23	less	less	ADJ
fsr-3853	162	24	than	than	ADP
fsr-3853	162	25	two	two	NUM
fsr-3853	162	26	years	year	NOUN
fsr-3853	163	1	78	78	NUM
fsr-3853	163	2	9.5	9.5	NUM
fsr-3853	163	3	c	c	NOUN
fsr-3853	163	4	)	)	PUNCT
fsr-3853	163	5	two	two	NUM
fsr-3853	163	6	to	to	PART
fsr-3853	163	7	less	less	ADJ
fsr-3853	163	8	than	than	ADP
fsr-3853	163	9	four	four	NUM
fsr-3853	163	10	years	year	NOUN
fsr-3853	163	11	134	134	NUM
fsr-3853	163	12	16.3	16.3	NUM
fsr-3853	163	13	d	d	NOUN
fsr-3853	163	14	)	)	PUNCT
fsr-3853	163	15	four	four	NUM
fsr-3853	163	16	to	to	PART
fsr-3853	163	17	less	less	ADJ
fsr-3853	163	18	than	than	ADP
fsr-3853	163	19	six	six	NUM
fsr-3853	163	20	years	year	NOUN
fsr-3853	163	21	194	194	NUM
fsr-3853	163	22	23.6	23.6	NUM
fsr-3853	163	23	e	e	NOUN
fsr-3853	163	24	)	)	PUNCT
fsr-3853	163	25	six	six	NUM
fsr-3853	163	26	years	year	NOUN
fsr-3853	163	27	or	or	CCONJ
fsr-3853	163	28	more	more	ADJ
fsr-3853	163	29	384	384	NUM
fsr-3853	163	30	46.7	46.7	NUM
fsr-3853	163	31	2	2	NUM
fsr-3853	163	32	.	.	PUNCT
fsr-3853	163	33	years	year	NOUN
fsr-3853	163	34	of	of	ADP
fsr-3853	163	35	age	age	NOUN
fsr-3853	163	36	a	a	PRON
fsr-3853	163	37	)	)	PUNCT
fsr-3853	163	38	18	18	NUM
fsr-3853	163	39	to	to	ADP
fsr-3853	163	40	22	22	NUM
fsr-3853	163	41	395	395	NUM
fsr-3853	163	42	43.7	43.7	NUM
fsr-3853	163	43	b	b	NOUN
fsr-3853	163	44	)	)	PUNCT
fsr-3853	163	45	23	23	NUM
fsr-3853	163	46	to	to	PART
fsr-3853	163	47	29	29	NUM
fsr-3853	163	48	289	289	NUM
fsr-3853	163	49	32.0	32.0	NUM
fsr-3853	163	50	c	c	NOUN
fsr-3853	163	51	)	)	PUNCT
fsr-3853	163	52	30	30	NUM
fsr-3853	163	53	to	to	ADP
fsr-3853	163	54	39	39	NUM
fsr-3853	163	55	151	151	NUM
fsr-3853	163	56	16.7	16.7	NUM
fsr-3853	163	57	d	d	NOUN
fsr-3853	163	58	)	)	PUNCT
fsr-3853	163	59	40	40	NUM
fsr-3853	163	60	and	and	CCONJ
fsr-3853	163	61	over	over	ADP
fsr-3853	163	62	69	69	NUM
fsr-3853	163	63	7.6	7.6	NUM
fsr-3853	163	64	income	income	NOUN
fsr-3853	163	65	i.	i.	NOUN
fsr-3853	163	66	last	last	ADJ
fsr-3853	163	67	year	year	NOUN
fsr-3853	163	68	's	's	PART
fsr-3853	163	69	income	income	NOUN
fsr-3853	163	70	a	a	NOUN
fsr-3853	163	71	)	)	PUNCT
fsr-3853	163	72	under	under	ADP
fsr-3853	163	73	$	$	SYM
fsr-3853	163	74	10,000	10,000	NUM
fsr-3853	163	75	184	184	NUM
fsr-3853	163	76	21.7	21.7	NUM
fsr-3853	163	77	b	b	NOUN
fsr-3853	163	78	)	)	PUNCT
fsr-3853	163	79	$	$	SYM
fsr-3853	163	80	10,000	10,000	NUM
fsr-3853	163	81	to	to	PART
fsr-3853	163	82	$	$	SYM
fsr-3853	163	83	29,999	29,999	NUM
fsr-3853	163	84	224	224	NUM
fsr-3853	163	85	26.4	26.4	NUM
fsr-3853	163	86	c	c	NOUN
fsr-3853	163	87	)	)	PUNCT
fsr-3853	163	88	$	$	SYM
fsr-3853	163	89	30,000	30,000	NUM
fsr-3853	163	90	to	to	PART
fsr-3853	163	91	$	$	SYM
fsr-3853	163	92	49,999	49,999	NUM
fsr-3853	163	93	192	192	NUM
fsr-3853	163	94	22.6	22.6	NUM
fsr-3853	163	95	d	d	NOUN
fsr-3853	163	96	)	)	PUNCT
fsr-3853	163	97	$	$	SYM
fsr-3853	163	98	50,000	50,000	NUM
fsr-3853	163	99	or	or	CCONJ
fsr-3853	163	100	more	more	ADJ
fsr-3853	163	101	248	248	NUM
fsr-3853	163	102	29.2	29.2	NUM
fsr-3853	163	103	c.	c.	PROPN
fsr-3853	163	104	d.	d.	PROPN
fsr-3853	163	105	112	112	NUM
fsr-3853	163	106	financial	financial	ADJ
fsr-3853	163	107	services	service	NOUN
fsr-3853	163	108	review	review	VERB
fsr-3853	163	109	7(2	7(2	NUM
fsr-3853	163	110	)	)	PUNCT
fsr-3853	163	111	1998	1998	NUM
fsr-3853	163	112	to	to	PART
fsr-3853	163	113	determine	determine	VERB
fsr-3853	163	114	the	the	DET
fsr-3853	163	115	impact	impact	NOUN
fsr-3853	163	116	of	of	ADP
fsr-3853	163	117	financial	financial	ADJ
fsr-3853	163	118	literacy	literacy	NOUN
fsr-3853	163	119	possessed	possess	VERB
fsr-3853	163	120	by	by	ADP
fsr-3853	163	121	the	the	DET
fsr-3853	163	122	participants	participant	NOUN
fsr-3853	163	123	on	on	ADP
fsr-3853	163	124	their	their	PRON
fsr-3853	163	125	opinions	opinion	NOUN
fsr-3853	163	126	,	,	PUNCT
fsr-3853	163	127	students	student	NOUN
fsr-3853	163	128	are	be	AUX
fsr-3853	163	129	asked	ask	VERB
fsr-3853	163	130	to	to	PART
fsr-3853	163	131	rank	rank	VERB
fsr-3853	163	132	personal	personal	ADJ
fsr-3853	163	133	finance	finance	NOUN
fsr-3853	163	134	issues	issue	NOUN
fsr-3853	163	135	using	use	VERB
fsr-3853	163	136	five	five	NUM
fsr-3853	163	137	categories	category	NOUN
fsr-3853	163	138	:	:	PUNCT
fsr-3853	163	139	very	very	ADV
fsr-3853	163	140	important	important	ADJ
fsr-3853	163	141	,	,	PUNCT
fsr-3853	163	142	somewhat	somewhat	ADV
fsr-3853	163	143	important	important	ADJ
fsr-3853	163	144	,	,	PUNCT
fsr-3853	163	145	not	not	PART
fsr-3853	163	146	sure	sure	ADJ
fsr-3853	163	147	,	,	PUNCT
fsr-3853	163	148	somewhat	somewhat	ADV
fsr-3853	163	149	unimportant	unimportant	ADJ
fsr-3853	163	150	,	,	PUNCT
fsr-3853	163	151	and	and	CCONJ
fsr-3853	163	152	very	very	ADV
fsr-3853	163	153	unimportant	unimportant	ADJ
fsr-3853	163	154	.	.	PUNCT
fsr-3853	164	1	they	they	PRON
fsr-3853	164	2	are	be	AUX
fsr-3853	164	3	also	also	ADV
fsr-3853	164	4	asked	ask	VERB
fsr-3853	164	5	to	to	PART
fsr-3853	164	6	make	make	VERB
fsr-3853	164	7	decisions	decision	NOUN
fsr-3853	164	8	on	on	ADP
fsr-3853	164	9	the	the	DET
fsr-3853	164	10	related	relate	VERB
fsr-3853	164	11	financial	financial	ADJ
fsr-3853	164	12	issues	issue	NOUN
fsr-3853	164	13	.	.	PUNCT
fsr-3853	165	1	as	as	ADP
fsr-3853	165	2	in	in	ADP
fsr-3853	165	3	the	the	DET
fsr-3853	165	4	logistic	logistic	ADJ
fsr-3853	165	5	regression	regression	NOUN
fsr-3853	165	6	analysis	analysis	NOUN
fsr-3853	165	7	,	,	PUNCT
fsr-3853	165	8	the	the	DET
fsr-3853	165	9	sample	sample	NOUN
fsr-3853	165	10	is	be	AUX
fsr-3853	165	11	partitioned	partition	VERB
fsr-3853	165	12	into	into	ADP
fsr-3853	165	13	two	two	NUM
fsr-3853	165	14	groups	group	NOUN
fsr-3853	165	15	of	of	ADP
fsr-3853	165	16	students	student	NOUN
fsr-3853	165	17	with	with	ADP
fsr-3853	165	18	relatively	relatively	ADV
fsr-3853	165	19	more	more	ADJ
fsr-3853	165	20	knowledge	knowledge	NOUN
fsr-3853	165	21	and	and	CCONJ
fsr-3853	165	22	those	those	PRON
fsr-3853	165	23	with	with	ADP
fsr-3853	165	24	relatively	relatively	ADV
fsr-3853	165	25	less	less	ADJ
fsr-3853	165	26	knowledge	knowledge	NOUN
fsr-3853	165	27	.	.	PUNCT
fsr-3853	166	1	since	since	SCONJ
fsr-3853	166	2	the	the	DET
fsr-3853	166	3	issues	issue	NOUN
fsr-3853	166	4	are	be	AUX
fsr-3853	166	5	related	relate	VERB
fsr-3853	166	6	to	to	ADP
fsr-3853	166	7	each	each	DET
fsr-3853	166	8	section	section	NOUN
fsr-3853	166	9	in	in	ADP
fsr-3853	166	10	the	the	DET
fsr-3853	166	11	survey	survey	NOUN
fsr-3853	166	12	,	,	PUNCT
fsr-3853	166	13	the	the	DET
fsr-3853	166	14	section	section	NOUN
fsr-3853	166	15	median	median	NOUN
fsr-3853	166	16	percentage	percentage	NOUN
fsr-3853	166	17	of	of	ADP
fsr-3853	166	18	correct	correct	ADJ
fsr-3853	166	19	answers	answer	NOUN
fsr-3853	166	20	is	be	AUX
fsr-3853	166	21	used	use	VERB
fsr-3853	166	22	to	to	ADP
fsr-3853	166	23	clas	clas	PROPN
fsr-3853	166	24	sify	sify	VERB
fsr-3853	166	25	the	the	DET
fsr-3853	166	26	sample	sample	NOUN
fsr-3853	166	27	.	.	PUNCT
fsr-3853	167	1	cross	cros	NOUN
fsr-3853	167	2	-	-	NOUN
fsr-3853	167	3	tabulations	tabulation	NOUN
fsr-3853	167	4	and	and	CCONJ
fsr-3853	167	5	chi	chi	ADJ
fsr-3853	167	6	-	-	PUNCT
fsr-3853	167	7	square	square	ADJ
fsr-3853	167	8	tests	test	NOUN
fsr-3853	167	9	are	be	AUX
fsr-3853	167	10	used	use	VERB
fsr-3853	167	11	to	to	PART
fsr-3853	167	12	determine	determine	VERB
fsr-3853	167	13	if	if	SCONJ
fsr-3853	167	14	the	the	PRON
fsr-3853	167	15	differ	differ	VERB
fsr-3853	167	16	ence	ence	NOUN
fsr-3853	167	17	of	of	ADP
fsr-3853	167	18	the	the	DET
fsr-3853	167	19	two	two	NUM
fsr-3853	167	20	groups	group	NOUN
fsr-3853	167	21	'	'	PART
fsr-3853	167	22	opinions	opinion	NOUN
fsr-3853	167	23	and	and	CCONJ
fsr-3853	167	24	decisions	decision	NOUN
fsr-3853	167	25	are	be	AUX
fsr-3853	167	26	statistically	statistically	ADV
fsr-3853	167	27	significant	significant	ADJ
fsr-3853	167	28	.	.	PUNCT
fsr-3853	168	1	iv	iv	X
fsr-3853	168	2	.	.	PUNCT
fsr-3853	168	3	results	result	NOUN
fsr-3853	168	4	and	and	CCONJ
fsr-3853	168	5	analysis	analysis	NOUN
fsr-3853	168	6	the	the	DET
fsr-3853	168	7	questionnaires	questionnaire	NOUN
fsr-3853	168	8	are	be	AUX
fsr-3853	168	9	sent	send	VERB
fsr-3853	168	10	to	to	ADP
fsr-3853	168	11	1,800	1,800	NUM
fsr-3853	168	12	students	student	NOUN
fsr-3853	168	13	from	from	ADP
fsr-3853	168	14	14	14	NUM
fsr-3853	168	15	college	college	NOUN
fsr-3853	168	16	campuses	campus	NOUN
fsr-3853	168	17	.	.	PUNCT
fsr-3853	169	1	they	they	PRON
fsr-3853	169	2	include	include	VERB
fsr-3853	169	3	both	both	CCONJ
fsr-3853	169	4	public	public	ADJ
fsr-3853	169	5	and	and	CCONJ
fsr-3853	169	6	private	private	ADJ
fsr-3853	169	7	schools	school	NOUN
fsr-3853	169	8	,	,	PUNCT
fsr-3853	169	9	main	main	ADJ
fsr-3853	169	10	and	and	CCONJ
fsr-3853	169	11	branch	branch	NOUN
fsr-3853	169	12	campuses	campus	NOUN
fsr-3853	169	13	of	of	ADP
fsr-3853	169	14	large	large	ADJ
fsr-3853	169	15	universities	university	NOUN
fsr-3853	169	16	,	,	PUNCT
fsr-3853	169	17	and	and	CCONJ
fsr-3853	169	18	small	small	ADJ
fsr-3853	169	19	com	com	NOUN
fsr-3853	169	20	munity	munity	NOUN
fsr-3853	169	21	colleges	college	NOUN
fsr-3853	169	22	in	in	ADP
fsr-3853	169	23	california	california	PROPN
fsr-3853	169	24	,	,	PUNCT
fsr-3853	169	25	florida	florida	PROPN
fsr-3853	169	26	,	,	PUNCT
fsr-3853	169	27	kentucky	kentucky	PROPN
fsr-3853	169	28	,	,	PUNCT
fsr-3853	169	29	massachusetts	massachusetts	PROPN
fsr-3853	169	30	,	,	PUNCT
fsr-3853	169	31	ohio	ohio	PROPN
fsr-3853	169	32	,	,	PUNCT
fsr-3853	169	33	and	and	CCONJ
fsr-3853	169	34	pennsylvania	pennsylvania	PROPN
fsr-3853	169	35	.	.	PUNCT
fsr-3853	170	1	nine	nine	NUM
fsr-3853	170	2	hundred	hundred	NUM
fsr-3853	170	3	twenty	twenty	NUM
fsr-3853	170	4	-	-	PUNCT
fsr-3853	170	5	four	four	NUM
fsr-3853	170	6	students	student	NOUN
fsr-3853	170	7	from	from	ADP
fsr-3853	170	8	13	13	NUM
fsr-3853	170	9	campuses	campus	NOUN
fsr-3853	170	10	participated	participate	VERB
fsr-3853	170	11	in	in	ADP
fsr-3853	170	12	the	the	DET
fsr-3853	170	13	survey	survey	NOUN
fsr-3853	170	14	,	,	PUNCT
fsr-3853	170	15	represent	represent	VERB
fsr-3853	170	16	ing	ing	ADJ
fsr-3853	170	17	a	a	DET
fsr-3853	170	18	response	response	NOUN
fsr-3853	170	19	rate	rate	NOUN
fsr-3853	170	20	of	of	ADP
fsr-3853	170	21	51.33	51.33	NUM
fsr-3853	170	22	%	%	NOUN
fsr-3853	170	23	.	.	PUNCT
fsr-3853	171	1	detailed	detailed	ADJ
fsr-3853	171	2	characteristics	characteristic	NOUN
fsr-3853	171	3	of	of	ADP
fsr-3853	171	4	the	the	DET
fsr-3853	171	5	sample	sample	NOUN
fsr-3853	171	6	are	be	AUX
fsr-3853	171	7	presented	present	VERB
fsr-3853	171	8	in	in	ADP
fsr-3853	171	9	table	table	NOUN
fsr-3853	171	10	1	1	NUM
fsr-3853	171	11	.	.	PUNCT
fsr-3853	172	1	in	in	ADP
fsr-3853	172	2	terms	term	NOUN
fsr-3853	172	3	of	of	ADP
fsr-3853	172	4	education	education	NOUN
fsr-3853	172	5	,	,	PUNCT
fsr-3853	172	6	about	about	ADV
fsr-3853	172	7	52.6	52.6	NUM
fsr-3853	172	8	%	%	NOUN
fsr-3853	172	9	of	of	ADP
fsr-3853	172	10	the	the	DET
fsr-3853	172	11	participants	participant	NOUN
fsr-3853	172	12	are	be	AUX
fsr-3853	172	13	business	business	NOUN
fsr-3853	172	14	majors	major	NOUN
fsr-3853	172	15	.	.	PUNCT
fsr-3853	173	1	thirty	thirty	NUM
fsr-3853	173	2	-	-	PUNCT
fsr-3853	173	3	six	six	NUM
fsr-3853	173	4	percent	percent	NOUN
fsr-3853	173	5	of	of	ADP
fsr-3853	173	6	the	the	DET
fsr-3853	173	7	participants	participant	NOUN
fsr-3853	173	8	are	be	AUX
fsr-3853	173	9	seniors	senior	NOUN
fsr-3853	173	10	with	with	ADP
fsr-3853	173	11	the	the	DET
fsr-3853	173	12	rest	rest	NOUN
fsr-3853	173	13	evenly	evenly	ADV
fsr-3853	173	14	distributed	distribute	VERB
fsr-3853	173	15	among	among	ADP
fsr-3853	173	16	freshman	freshman	NOUN
fsr-3853	173	17	,	,	PUNCT
fsr-3853	173	18	sophomore	sophomore	NOUN
fsr-3853	173	19	,	,	PUNCT
fsr-3853	173	20	junior	junior	ADJ
fsr-3853	173	21	,	,	PUNCT
fsr-3853	173	22	and	and	CCONJ
fsr-3853	173	23	graduate	graduate	ADJ
fsr-3853	173	24	students	student	NOUN
fsr-3853	173	25	.	.	PUNCT
fsr-3853	174	1	in	in	ADP
fsr-3853	174	2	terms	term	NOUN
fsr-3853	174	3	of	of	ADP
fsr-3853	174	4	demographic	demographic	ADJ
fsr-3853	174	5	background	background	NOUN
fsr-3853	174	6	,	,	PUNCT
fsr-3853	174	7	most	most	ADJ
fsr-3853	174	8	of	of	ADP
fsr-3853	174	9	the	the	DET
fsr-3853	174	10	participants	participant	NOUN
fsr-3853	174	11	are	be	AUX
fsr-3853	174	12	white	white	ADJ
fsr-3853	174	13	and	and	CCONJ
fsr-3853	174	14	u.s	u.s	PROPN
fsr-3853	174	15	.	.	PROPN
fsr-3853	174	16	citizens	citizen	NOUN
fsr-3853	174	17	.	.	PUNCT
fsr-3853	175	1	female	female	ADJ
fsr-3853	175	2	participants	participant	NOUN
fsr-3853	175	3	represent	represent	VERB
fsr-3853	175	4	about	about	ADV
fsr-3853	175	5	55.6	55.6	NUM
fsr-3853	175	6	%	%	NOUN
fsr-3853	175	7	of	of	ADP
fsr-3853	175	8	the	the	DET
fsr-3853	175	9	sample	sample	NOUN
fsr-3853	175	10	.	.	PUNCT
fsr-3853	176	1	most	most	ADJ
fsr-3853	176	2	participants	participant	NOUN
fsr-3853	176	3	have	have	VERB
fsr-3853	176	4	more	more	ADJ
fsr-3853	176	5	than	than	ADP
fsr-3853	176	6	two	two	NUM
fsr-3853	176	7	years	year	NOUN
fsr-3853	176	8	of	of	ADP
fsr-3853	176	9	work	work	NOUN
fsr-3853	176	10	experience	experience	NOUN
fsr-3853	176	11	.	.	PUNCT
fsr-3853	177	1	about	about	ADV
fsr-3853	177	2	75.7	75.7	NUM
fsr-3853	177	3	%	%	NOUN
fsr-3853	177	4	of	of	ADP
fsr-3853	177	5	the	the	DET
fsr-3853	177	6	students	student	NOUN
fsr-3853	177	7	are	be	AUX
fsr-3853	177	8	from	from	ADP
fsr-3853	177	9	18	18	NUM
fsr-3853	177	10	to	to	PART
fsr-3853	177	11	29	29	NUM
fsr-3853	177	12	years	year	NOUN
fsr-3853	177	13	of	of	ADP
fsr-3853	177	14	age	age	NOUN
fsr-3853	177	15	.	.	PUNCT
fsr-3853	178	1	missing	miss	VERB
fsr-3853	178	2	responses	response	NOUN
fsr-3853	178	3	cause	cause	VERB
fsr-3853	178	4	the	the	DET
fsr-3853	178	5	sample	sample	NOUN
fsr-3853	178	6	size	size	NOUN
fsr-3853	178	7	to	to	PART
fsr-3853	178	8	vary	vary	VERB
fsr-3853	178	9	from	from	ADP
fsr-3853	178	10	792	792	NUM
fsr-3853	178	11	to	to	PART
fsr-3853	178	12	905	905	NUM
fsr-3853	178	13	;	;	PUNCT
fsr-3853	178	14	therefore	therefore	ADV
fsr-3853	178	15	,	,	PUNCT
fsr-3853	178	16	various	various	ADJ
fsr-3853	178	17	sample	sample	NOUN
fsr-3853	178	18	sizes	size	NOUN
fsr-3853	178	19	have	have	AUX
fsr-3853	178	20	been	be	AUX
fsr-3853	178	21	used	use	VERB
fsr-3853	178	22	to	to	PART
fsr-3853	178	23	calculate	calculate	VERB
fsr-3853	178	24	valid	valid	ADJ
fsr-3853	178	25	per	per	ADP
fsr-3853	178	26	centages	centage	NOUN
fsr-3853	178	27	in	in	ADP
fsr-3853	178	28	table	table	NOUN
fsr-3853	178	29	1	1	NUM
fsr-3853	178	30	.	.	PUNCT
fsr-3853	178	31	a.	a.	NOUN
fsr-3853	178	32	overall	overall	ADJ
fsr-3853	178	33	results	result	NOUN
fsr-3853	178	34	of	of	ADP
fsr-3853	178	35	the	the	DET
fsr-3853	178	36	survey	survey	NOUN
fsr-3853	178	37	the	the	DET
fsr-3853	178	38	overall	overall	ADJ
fsr-3853	178	39	results	result	NOUN
fsr-3853	178	40	are	be	AUX
fsr-3853	178	41	presented	present	VERB
fsr-3853	178	42	in	in	ADP
fsr-3853	178	43	table	table	NOUN
fsr-3853	178	44	2	2	NUM
fsr-3853	178	45	.	.	PUNCT
fsr-3853	179	1	the	the	DET
fsr-3853	179	2	mean	mean	ADJ
fsr-3853	179	3	percentage	percentage	NOUN
fsr-3853	179	4	of	of	ADP
fsr-3853	179	5	correct	correct	ADJ
fsr-3853	179	6	scores	score	NOUN
fsr-3853	179	7	is	be	AUX
fsr-3853	179	8	grouped	group	VERB
fsr-3853	179	9	into	into	ADP
fsr-3853	179	10	three	three	NUM
fsr-3853	179	11	categories	category	NOUN
fsr-3853	179	12	:	:	PUNCT
fsr-3853	179	13	over	over	ADP
fsr-3853	179	14	80	80	NUM
fsr-3853	179	15	,	,	PUNCT
fsr-3853	179	16	60	60	NUM
fsr-3853	179	17	-	-	SYM
fsr-3853	179	18	79	79	NUM
fsr-3853	179	19	,	,	PUNCT
fsr-3853	179	20	and	and	CCONJ
fsr-3853	179	21	below	below	ADP
fsr-3853	179	22	60	60	NUM
fsr-3853	179	23	.	.	PUNCT
fsr-3853	180	1	the	the	DET
fsr-3853	180	2	highest	high	ADJ
fsr-3853	180	3	score	score	NOUN
fsr-3853	180	4	is	be	AUX
fsr-3853	180	5	presented	present	VERB
fsr-3853	180	6	first	first	ADV
fsr-3853	180	7	,	,	PUNCT
fsr-3853	180	8	which	which	PRON
fsr-3853	180	9	is	be	AUX
fsr-3853	180	10	followed	follow	VERB
fsr-3853	180	11	by	by	ADP
fsr-3853	180	12	lower	low	ADJ
fsr-3853	180	13	scores	score	NOUN
fsr-3853	180	14	within	within	ADP
fsr-3853	180	15	each	each	DET
fsr-3853	180	16	section	section	NOUN
fsr-3853	180	17	.	.	PUNCT
fsr-3853	181	1	the	the	DET
fsr-3853	181	2	overall	overall	ADJ
fsr-3853	181	3	mean	mean	ADJ
fsr-3853	181	4	percentage	percentage	NOUN
fsr-3853	181	5	of	of	ADP
fsr-3853	181	6	correct	correct	ADJ
fsr-3853	181	7	scores	score	NOUN
fsr-3853	181	8	is	be	AUX
fsr-3853	181	9	52.87	52.87	NUM
fsr-3853	181	10	%	%	NOUN
fsr-3853	181	11	,	,	PUNCT
fsr-3853	181	12	indicating	indicate	VERB
fsr-3853	181	13	on	on	ADP
fsr-3853	181	14	average	average	ADJ
fsr-3853	181	15	the	the	DET
fsr-3853	181	16	participants	participant	NOUN
fsr-3853	181	17	answered	answer	VERB
fsr-3853	181	18	only	only	ADV
fsr-3853	181	19	about	about	ADP
fsr-3853	181	20	half	half	NOUN
fsr-3853	181	21	of	of	ADP
fsr-3853	181	22	the	the	DET
fsr-3853	181	23	survey	survey	NOUN
fsr-3853	181	24	questions	question	NOUN
fsr-3853	181	25	correctly	correctly	ADV
fsr-3853	181	26	.	.	PUNCT
fsr-3853	182	1	the	the	DET
fsr-3853	182	2	median	median	ADJ
fsr-3853	182	3	percentage	percentage	NOUN
fsr-3853	182	4	of	of	ADP
fsr-3853	182	5	correct	correct	ADJ
fsr-3853	182	6	scores	score	NOUN
fsr-3853	182	7	is	be	AUX
fsr-3853	182	8	55.56	55.56	NUM
fsr-3853	182	9	%	%	NOUN
fsr-3853	182	10	.	.	PUNCT
fsr-3853	183	1	the	the	DET
fsr-3853	183	2	reliability	reliability	NOUN
fsr-3853	183	3	of	of	ADP
fsr-3853	183	4	the	the	DET
fsr-3853	183	5	36	36	NUM
fsr-3853	183	6	-	-	PUNCT
fsr-3853	183	7	question	question	NOUN
fsr-3853	183	8	survey	survey	NOUN
fsr-3853	183	9	is	be	AUX
fsr-3853	183	10	0.85	0.85	NUM
fsr-3853	183	11	.	.	PUNCT
fsr-3853	184	1	the	the	DET
fsr-3853	184	2	large	large	ADJ
fsr-3853	184	3	cronbach	cronbach	ADJ
fsr-3853	184	4	alpha	alpha	NOUN
fsr-3853	184	5	indicates	indicate	VERB
fsr-3853	184	6	that	that	SCONJ
fsr-3853	184	7	the	the	DET
fsr-3853	184	8	questionnaire	questionnaire	NOUN
fsr-3853	184	9	is	be	AUX
fsr-3853	184	10	reliable	reliable	ADJ
fsr-3853	184	11	,	,	PUNCT
fsr-3853	184	12	which	which	PRON
fsr-3853	184	13	further	far	ADV
fsr-3853	184	14	increases	increase	VERB
fsr-3853	184	15	its	its	PRON
fsr-3853	184	16	validity	validity	NOUN
fsr-3853	184	17	.	.	PUNCT
fsr-3853	185	1	the	the	DET
fsr-3853	185	2	findings	finding	NOUN
fsr-3853	185	3	suggest	suggest	VERB
fsr-3853	185	4	that	that	SCONJ
fsr-3853	185	5	college	college	NOUN
fsr-3853	185	6	students	student	NOUN
fsr-3853	185	7	'	'	PART
fsr-3853	185	8	knowledge	knowledge	NOUN
fsr-3853	185	9	on	on	ADP
fsr-3853	185	10	personal	personal	ADJ
fsr-3853	185	11	finance	finance	NOUN
fsr-3853	185	12	is	be	AUX
fsr-3853	185	13	inadequate	inadequate	ADJ
fsr-3853	185	14	.	.	PUNCT
fsr-3853	186	1	one	one	NUM
fsr-3853	186	2	reason	reason	NOUN
fsr-3853	186	3	for	for	ADP
fsr-3853	186	4	the	the	DET
fsr-3853	186	5	low	low	ADJ
fsr-3853	186	6	level	level	NOUN
fsr-3853	186	7	of	of	ADP
fsr-3853	186	8	knowledge	knowledge	NOUN
fsr-3853	186	9	is	be	AUX
fsr-3853	186	10	the	the	DET
fsr-3853	186	11	systematic	systematic	ADJ
fsr-3853	186	12	lack	lack	NOUN
fsr-3853	186	13	of	of	ADP
fsr-3853	186	14	a	a	DET
fsr-3853	186	15	sound	sound	ADJ
fsr-3853	186	16	personal	personal	ADJ
fsr-3853	186	17	finance	finance	NOUN
fsr-3853	186	18	education	education	NOUN
fsr-3853	186	19	in	in	ADP
fsr-3853	186	20	college	college	NOUN
fsr-3853	186	21	curricula	curricula	NOUN
fsr-3853	186	22	.	.	PUNCT
fsr-3853	187	1	most	most	ADJ
fsr-3853	187	2	of	of	ADP
fsr-3853	187	3	the	the	DET
fsr-3853	187	4	higher	high	ADJ
fsr-3853	187	5	education	education	NOUN
fsr-3853	187	6	institutions	institution	NOUN
fsr-3853	187	7	put	put	VERB
fsr-3853	187	8	little	little	ADJ
fsr-3853	187	9	emphasis	emphasis	NOUN
fsr-3853	187	10	on	on	ADP
fsr-3853	187	11	students	student	NOUN
fsr-3853	187	12	'	'	PART
fsr-3853	187	13	personal	personal	ADJ
fsr-3853	187	14	finance	finance	NOUN
fsr-3853	187	15	education	education	NOUN
fsr-3853	187	16	(	(	PUNCT
fsr-3853	187	17	danes	dane	NOUN
fsr-3853	187	18	&	&	CCONJ
fsr-3853	187	19	hira	hira	PROPN
fsr-3853	187	20	,	,	PUNCT
fsr-3853	187	21	1987	1987	NUM
fsr-3853	187	22	)	)	PUNCT
fsr-3853	187	23	.	.	PUNCT
fsr-3853	188	1	even	even	ADV
fsr-3853	188	2	business	business	NOUN
fsr-3853	188	3	schools	school	NOUN
fsr-3853	188	4	do	do	AUX
fsr-3853	188	5	not	not	PART
fsr-3853	188	6	require	require	VERB
fsr-3853	188	7	students	student	NOUN
fsr-3853	188	8	to	to	PART
fsr-3853	188	9	take	take	VERB
fsr-3853	188	10	a	a	DET
fsr-3853	188	11	personal	personal	ADJ
fsr-3853	188	12	finance	finance	NOUN
fsr-3853	188	13	management	management	NOUN
fsr-3853	188	14	course	course	NOUN
fsr-3853	188	15	(	(	PUNCT
fsr-3853	188	16	bialasze	bialasze	NOUN
fsr-3853	188	17	wski	wski	PROPN
fsr-3853	188	18	,	,	PUNCT
fsr-3853	188	19	pencek	pencek	NOUN
fsr-3853	188	20	,	,	PUNCT
fsr-3853	188	21	&	&	CCONJ
fsr-3853	188	22	zietlow	zietlow	PROPN
fsr-3853	188	23	,	,	PUNCT
fsr-3853	188	24	1993	1993	NUM
fsr-3853	188	25	)	)	PUNCT
fsr-3853	188	26	.	.	PUNCT
fsr-3853	189	1	according	accord	VERB
fsr-3853	189	2	to	to	ADP
fsr-3853	189	3	a	a	DET
fsr-3853	189	4	survey	survey	NOUN
fsr-3853	189	5	by	by	ADP
fsr-3853	189	6	gitman	gitman	NOUN
fsr-3853	189	7	and	and	CCONJ
fsr-3853	189	8	bacon	bacon	NOUN
fsr-3853	189	9	(	(	PUNCT
fsr-3853	189	10	1985	1985	NUM
fsr-3853	189	11	)	)	PUNCT
fsr-3853	189	12	,	,	PUNCT
fsr-3853	189	13	only	only	ADV
fsr-3853	189	14	5	5	NUM
fsr-3853	189	15	%	%	NOUN
fsr-3853	189	16	of	of	ADP
fsr-3853	189	17	business	business	NOUN
fsr-3853	189	18	school	school	NOUN
fsr-3853	189	19	offers	offer	VERB
fsr-3853	189	20	an	an	DET
fsr-3853	189	21	undergraduate	undergraduate	ADJ
fsr-3853	189	22	major	major	NOUN
fsr-3853	189	23	in	in	ADP
fsr-3853	189	24	finance	finance	NOUN
fsr-3853	189	25	services	service	NOUN
fsr-3853	189	26	.	.	PUNCT
fsr-3853	190	1	given	give	VERB
fsr-3853	190	2	the	the	DET
fsr-3853	190	3	lack	lack	NOUN
fsr-3853	190	4	of	of	ADP
fsr-3853	190	5	personal	personal	ADJ
fsr-3853	190	6	finance	finance	NOUN
fsr-3853	190	7	education	education	NOUN
fsr-3853	190	8	,	,	PUNCT
fsr-3853	190	9	it	it	PRON
fsr-3853	190	10	is	be	AUX
fsr-3853	190	11	not	not	PART
fsr-3853	190	12	surprising	surprising	ADJ
fsr-3853	190	13	the	the	DET
fsr-3853	190	14	results	result	NOUN
fsr-3853	190	15	show	show	VERB
fsr-3853	190	16	that	that	SCONJ
fsr-3853	190	17	college	college	NOUN
fsr-3853	190	18	students	student	NOUN
fsr-3853	190	19	have	have	VERB
fsr-3853	190	20	inadequate	inadequate	ADJ
fsr-3853	190	21	knowledge	knowledge	NOUN
fsr-3853	190	22	on	on	ADP
fsr-3853	190	23	personal	personal	ADJ
fsr-3853	190	24	finance	finance	NOUN
fsr-3853	190	25	.	.	PUNCT
fsr-3853	191	1	financial	financial	ADJ
fsr-3853	191	2	literacy	literacy	NOUN
fsr-3853	191	3	113	113	NUM
fsr-3853	191	4	table	table	NOUN
fsr-3853	191	5	2	2	NUM
fsr-3853	191	6	mean	mean	NOUN
fsr-3853	191	7	percentage	percentage	NOUN
fsr-3853	191	8	of	of	ADP
fsr-3853	191	9	correct	correct	ADJ
fsr-3853	191	10	responses	response	NOUN
fsr-3853	191	11	to	to	ADP
fsr-3853	191	12	each	each	DET
fsr-3853	191	13	survey	survey	NOUN
fsr-3853	191	14	question	question	NOUN
fsr-3853	191	15	,	,	PUNCT
fsr-3853	191	16	each	each	DET
fsr-3853	191	17	section	section	NOUN
fsr-3853	191	18	,	,	PUNCT
fsr-3853	191	19	and	and	CCONJ
fsr-3853	191	20	the	the	DET
fsr-3853	191	21	entire	entire	ADJ
fsr-3853	191	22	survey	survey	NOUN
fsr-3853	191	23	level	level	NOUN
fsr-3853	191	24	of	of	ADP
fsr-3853	191	25	personal	personal	ADJ
fsr-3853	191	26	finance	finance	NOUN
fsr-3853	191	27	knowledge	knowledge	NOUN
fsr-3853	191	28	low	low	ADJ
fsr-3853	191	29	medium	medium	NOUN
fsr-3853	191	30	high	high	ADJ
fsr-3853	191	31	below	below	ADP
fsr-3853	191	32	60	60	NUM
fsr-3853	191	33	%	%	NOUN
fsr-3853	191	34	60	60	NUM
fsr-3853	191	35	-	-	SYM
fsr-3853	191	36	79	79	NUM
fsr-3853	191	37	%	%	NOUN
fsr-3853	191	38	over	over	ADP
fsr-3853	191	39	80	80	NUM
fsr-3853	191	40	%	%	NOUN
fsr-3853	191	41	i.	i.	NOUN
fsr-3853	191	42	general	general	PROPN
fsr-3853	191	43	knowledge	knowledge	PROPN
fsr-3853	191	44	personal	personal	ADJ
fsr-3853	191	45	finance	finance	NOUN
fsr-3853	191	46	literacy	literacy	NOUN
fsr-3853	191	47	legal	legal	ADJ
fsr-3853	191	48	requirements	requirement	NOUN
fsr-3853	191	49	for	for	ADP
fsr-3853	191	50	apartment	apartment	NOUN
fsr-3853	191	51	lease	lease	NOUN
fsr-3853	191	52	apartment	apartment	NOUN
fsr-3853	191	53	leasing	leasing	NOUN
fsr-3853	191	54	costs	cost	VERB
fsr-3853	191	55	asset	asset	NOUN
fsr-3853	191	56	liquidity	liquidity	NOUN
fsr-3853	191	57	spending	spending	NOUN
fsr-3853	191	58	vs.	vs.	ADP
fsr-3853	191	59	saving	saving	NOUN
fsr-3853	191	60	pattern	pattern	NOUN
fsr-3853	191	61	checking	check	VERB
fsr-3853	191	62	account	account	NOUN
fsr-3853	191	63	reconciliation	reconciliation	NOUN
fsr-3853	191	64	net	net	ADJ
fsr-3853	191	65	worth	worth	ADJ
fsr-3853	191	66	calculation	calculation	NOUN
fsr-3853	191	67	56.49	56.49	NUM
fsr-3853	191	68	personal	personal	ADJ
fsr-3853	191	69	financial	financial	ADJ
fsr-3853	191	70	planning	planning	NOUN
fsr-3853	191	71	52.38	52.38	NUM
fsr-3853	191	72	tax	tax	NOUN
fsr-3853	191	73	credit	credit	NOUN
fsr-3853	191	74	vs.	vs.	ADP
fsr-3853	191	75	tax	tax	NOUN
fsr-3853	191	76	deduction	deduction	NOUN
fsr-3853	191	77	27.38	27.38	NUM
fsr-3853	191	78	mean	mean	VERB
fsr-3853	191	79	correct	correct	ADJ
fsr-3853	191	80	responses	response	NOUN
fsr-3853	191	81	for	for	ADP
fsr-3853	191	82	the	the	DET
fsr-3853	191	83	section	section	NOUN
fsr-3853	191	84	median	median	ADJ
fsr-3853	191	85	correct	correct	ADJ
fsr-3853	191	86	responses	response	NOUN
fsr-3853	191	87	for	for	ADP
fsr-3853	191	88	the	the	DET
fsr-3853	191	89	section	section	PROPN
fsr-3853	191	90	ii	ii	PROPN
fsr-3853	191	91	.	.	PUNCT
fsr-3853	192	1	savings	saving	NOUN
fsr-3853	192	2	and	and	CCONJ
fsr-3853	192	3	borrowing	borrowing	NOUN
fsr-3853	192	4	creditworthiness	creditworthiness	NOUN
fsr-3853	192	5	consumer	consumer	NOUN
fsr-3853	192	6	credit	credit	NOUN
fsr-3853	192	7	report	report	NOUN
fsr-3853	192	8	sources	source	NOUN
fsr-3853	192	9	deposit	deposit	NOUN
fsr-3853	192	10	insurance	insurance	NOUN
fsr-3853	192	11	checking	check	VERB
fsr-3853	192	12	account	account	NOUN
fsr-3853	192	13	overdrafts	overdraft	NOUN
fsr-3853	192	14	compound	compound	NOUN
fsr-3853	192	15	interest	interest	NOUN
fsr-3853	192	16	56.39	56.39	NUM
fsr-3853	192	17	certificate	certificate	NOUN
fsr-3853	192	18	of	of	ADP
fsr-3853	192	19	deposit	deposit	NOUN
fsr-3853	192	20	terms	term	NOUN
fsr-3853	192	21	50.32	50.32	NUM
fsr-3853	192	22	loan	loan	NOUN
fsr-3853	192	23	co	co	NOUN
fsr-3853	192	24	-	-	NOUN
fsr-3853	192	25	sign	sign	ADJ
fsr-3853	192	26	consequences	consequence	NOUN
fsr-3853	192	27	44.70	44.70	NUM
fsr-3853	192	28	annual	annual	ADJ
fsr-3853	192	29	percentage	percentage	NOUN
fsr-3853	192	30	rate	rate	NOUN
fsr-3853	192	31	33.23	33.23	NUM
fsr-3853	192	32	credit	credit	NOUN
fsr-3853	192	33	card	card	NOUN
fsr-3853	192	34	use	use	VERB
fsr-3853	192	35	23.81	23.81	NUM
fsr-3853	192	36	mean	mean	NOUN
fsr-3853	192	37	correct	correct	ADJ
fsr-3853	192	38	responses	response	NOUN
fsr-3853	192	39	for	for	ADP
fsr-3853	192	40	the	the	DET
fsr-3853	192	41	section	section	NOUN
fsr-3853	192	42	54.47	54.47	NUM
fsr-3853	192	43	median	median	ADJ
fsr-3853	192	44	correct	correct	ADJ
fsr-3853	192	45	responses	response	NOUN
fsr-3853	192	46	for	for	ADP
fsr-3853	192	47	the	the	DET
fsr-3853	192	48	section	section	NOUN
fsr-3853	192	49	55.56	55.56	NUM
fsr-3853	192	50	iii	iii	NOUN
fsr-3853	192	51	.	.	PUNCT
fsr-3853	193	1	insurance	insurance	NOUN
fsr-3853	193	2	auto	auto	NOUN
fsr-3853	193	3	insurance	insurance	NOUN
fsr-3853	193	4	rate	rate	NOUN
fsr-3853	193	5	determination	determination	NOUN
fsr-3853	193	6	reason	reason	NOUN
fsr-3853	193	7	to	to	PART
fsr-3853	193	8	buy	buy	VERB
fsr-3853	193	9	insurance	insurance	NOUN
fsr-3853	193	10	health	health	NOUN
fsr-3853	193	11	insurance	insurance	NOUN
fsr-3853	193	12	characteristics	characteristics	PROPN
fsr-3853	193	13	insurance	insurance	NOUN
fsr-3853	193	14	conflict	conflict	NOUN
fsr-3853	193	15	resolution	resolution	NOUN
fsr-3853	193	16	48.70	48.70	NUM
fsr-3853	193	17	homeowners	homeowner	NOUN
fsr-3853	193	18	'	'	PART
fsr-3853	193	19	insurance	insurance	NOUN
fsr-3853	193	20	characterb	characterb	NOUN
fsr-3853	193	21	~ics	~ics	X
fsr-3853	194	1	48.8	48.8	NUM
fsr-3853	194	2	!	!	PUNCT
fsr-3853	195	1	term	term	NOUN
fsr-3853	195	2	insurance	insurance	NOUN
fsr-3853	195	3	characteristics	characteristic	NOUN
fsr-3853	195	4	32.14	32.14	NUM
fsr-3853	195	5	mean	mean	ADJ
fsr-3853	195	6	correct	correct	ADJ
fsr-3853	195	7	responses	response	NOUN
fsr-3853	195	8	for	for	ADP
fsr-3853	195	9	the	the	DET
fsr-3853	195	10	section	section	NOUN
fsr-3853	195	11	59.24	59.24	NUM
fsr-3853	195	12	median	median	ADJ
fsr-3853	195	13	correct	correct	ADJ
fsr-3853	195	14	responses	response	NOUN
fsr-3853	195	15	for	for	ADP
fsr-3853	195	16	the	the	DET
fsr-3853	195	17	section	section	NOUN
fsr-3853	195	18	iv	iv	NOUN
fsr-3853	195	19	.	.	PUNCT
fsr-3853	196	1	investments	investments	PROPN
fsr-3853	196	2	mutual	mutual	ADJ
fsr-3853	196	3	fund	fund	NOUN
fsr-3853	196	4	selection	selection	NOUN
fsr-3853	196	5	common	common	ADJ
fsr-3853	196	6	stock	stock	NOUN
fsr-3853	196	7	investing	invest	VERB
fsr-3853	196	8	for	for	ADP
fsr-3853	196	9	selected	select	VERB
fsr-3853	196	10	investment	investment	NOUN
fsr-3853	196	11	goals	goal	NOUN
fsr-3853	196	12	retirement	retirement	NOUN
fsr-3853	196	13	benefits	benefit	NOUN
fsr-3853	196	14	of	of	ADP
fsr-3853	196	15	early	early	ADJ
fsr-3853	196	16	investment	investment	NOUN
fsr-3853	196	17	53.68	53.68	NUM
fsr-3853	196	18	mutual	mutual	ADJ
fsr-3853	196	19	fund	fund	NOUN
fsr-3853	196	20	investment	investment	NOUN
fsr-3853	196	21	return	return	VERB
fsr-3853	196	22	47.08	47.08	NUM
fsr-3853	196	23	high	high	ADJ
fsr-3853	196	24	risk	risk	NOUN
fsr-3853	196	25	return	return	NOUN
fsr-3853	196	26	investment	investment	NOUN
fsr-3853	196	27	suitability	suitability	NOUN
fsr-3853	196	28	45.35	45.35	NUM
fsr-3853	196	29	interest	interest	NOUN
fsr-3853	196	30	rate	rate	NOUN
fsr-3853	196	31	changes	change	NOUN
fsr-3853	196	32	and	and	CCONJ
fsr-3853	196	33	treasury	treasury	NOUN
fsr-3853	196	34	bond	bond	NOUN
fsr-3853	196	35	price	price	NOUN
fsr-3853	196	36	36.90	36.90	NUM
fsr-3853	196	37	municipal	municipal	ADJ
fsr-3853	196	38	bond	bond	NOUN
fsr-3853	196	39	investment	investment	NOUN
fsr-3853	196	40	34.31	34.31	NUM
fsr-3853	196	41	dollar	dollar	NOUN
fsr-3853	196	42	-	-	PUNCT
fsr-3853	196	43	cost	cost	NOUN
fsr-3853	196	44	-	-	PUNCT
fsr-3853	196	45	averaging	average	VERB
fsr-3853	196	46	33.23	33.23	NUM
fsr-3853	196	47	investment	investment	NOUN
fsr-3853	196	48	diversification	diversification	NOUN
fsr-3853	196	49	30.1)9	30.1)9	NUM
fsr-3853	196	50	mutual	mutual	ADJ
fsr-3853	196	51	fund	fund	NOUN
fsr-3853	196	52	charges	charge	VERB
fsr-3853	196	53	29.00	29.00	NUM
fsr-3853	196	54	foreign	foreign	ADJ
fsr-3853	196	55	exchange	exchange	NOUN
fsr-3853	196	56	rates	rate	NOUN
fsr-3853	196	57	28.57	28.57	NUM
fsr-3853	196	58	mutual	mutual	ADJ
fsr-3853	196	59	fund	fund	NOUN
fsr-3853	196	60	ownership	ownership	NOUN
fsr-3853	196	61	characteristics	characteristic	NOUN
fsr-3853	196	62	12.45	12.45	NUM
fsr-3853	196	63	mean	mean	NOUN
fsr-3853	196	64	correct	correct	ADJ
fsr-3853	196	65	responses	response	NOUN
fsr-3853	196	66	for	for	ADP
fsr-3853	196	67	the	the	DET
fsr-3853	196	68	section	section	NOUN
fsr-3853	196	69	40.37	40.37	NUM
fsr-3853	196	70	median	median	ADJ
fsr-3853	196	71	correct	correct	ADJ
fsr-3853	196	72	responses	response	NOUN
fsr-3853	196	73	for	for	ADP
fsr-3853	196	74	the	the	DET
fsr-3853	196	75	section	section	NOUN
fsr-3853	196	76	41.67	41.67	NUM
fsr-3853	196	77	mean	mean	NOUN
fsr-3853	196	78	correct	correct	ADJ
fsr-3853	196	79	responses	response	NOUN
fsr-3853	196	80	for	for	ADP
fsr-3853	196	81	the	the	DET
fsr-3853	196	82	entire	entire	ADJ
fsr-3853	196	83	survey	survey	NOUN
fsr-3853	196	84	52.87	52.87	NUM
fsr-3853	196	85	median	median	ADJ
fsr-3853	196	86	correct	correct	ADJ
fsr-3853	196	87	responses	response	NOUN
fsr-3853	196	88	for	for	ADP
fsr-3853	196	89	the	the	DET
fsr-3853	196	90	entire	entire	ADJ
fsr-3853	196	91	survey	survey	NOUN
fsr-3853	196	92	55.56	55.56	NUM
fsr-3853	196	93	75.11	75.11	NUM
fsr-3853	196	94	74.03	74.03	NUM
fsr-3853	196	95	73.48	73.48	NUM
fsr-3853	196	96	70.89	70.89	NUM
fsr-3853	196	97	62.55	62.55	NUM
fsr-3853	196	98	63.70	63.70	NUM
fsr-3853	196	99	66.67	66.67	NUM
fsr-3853	196	100	76.95	76.95	NUM
fsr-3853	196	101	72.08	72.08	NUM
fsr-3853	196	102	69.16	69.16	NUM
fsr-3853	196	103	63.64	63.64	NUM
fsr-3853	196	104	74.35	74.35	NUM
fsr-3853	196	105	64.94	64.94	NUM
fsr-3853	196	106	66.67	66.67	NUM
fsr-3853	196	107	64.94	64.94	NUM
fsr-3853	196	108	64.50	64.50	NUM
fsr-3853	196	109	80.95	80.95	NUM
fsr-3853	196	110	86.47	86.47	NUM
fsr-3853	196	111	114	114	NUM
fsr-3853	196	112	financial	financial	ADJ
fsr-3853	196	113	services	service	NOUN
fsr-3853	196	114	review	review	VERB
fsr-3853	196	115	7(2	7(2	NUM
fsr-3853	196	116	)	)	PUNCT
fsr-3853	196	117	1998	1998	NUM
fsr-3853	196	118	another	another	DET
fsr-3853	196	119	reason	reason	NOUN
fsr-3853	196	120	for	for	ADP
fsr-3853	196	121	the	the	DET
fsr-3853	196	122	low	low	ADJ
fsr-3853	196	123	level	level	NOUN
fsr-3853	196	124	of	of	ADP
fsr-3853	196	125	knowledge	knowledge	NOUN
fsr-3853	196	126	can	can	AUX
fsr-3853	196	127	be	be	AUX
fsr-3853	196	128	attributed	attribute	VERB
fsr-3853	196	129	to	to	ADP
fsr-3853	196	130	the	the	DET
fsr-3853	196	131	young	young	ADJ
fsr-3853	196	132	ages	age	NOUN
fsr-3853	196	133	of	of	ADP
fsr-3853	196	134	the	the	DET
fsr-3853	196	135	participants	participant	NOUN
fsr-3853	196	136	.	.	PUNCT
fsr-3853	197	1	as	as	SCONJ
fsr-3853	197	2	shown	show	VERB
fsr-3853	197	3	in	in	ADP
fsr-3853	197	4	table	table	NOUN
fsr-3853	197	5	1	1	NUM
fsr-3853	197	6	,	,	PUNCT
fsr-3853	197	7	about	about	ADV
fsr-3853	197	8	44	44	NUM
fsr-3853	197	9	%	%	NOUN
fsr-3853	197	10	of	of	ADP
fsr-3853	197	11	the	the	DET
fsr-3853	197	12	participants	participant	NOUN
fsr-3853	197	13	are	be	AUX
fsr-3853	197	14	18	18	NUM
fsr-3853	197	15	to	to	PART
fsr-3853	197	16	22	22	NUM
fsr-3853	197	17	years	year	NOUN
fsr-3853	197	18	of	of	ADP
fsr-3853	197	19	age	age	NOUN
fsr-3853	197	20	,	,	PUNCT
fsr-3853	197	21	and	and	CCONJ
fsr-3853	197	22	about	about	ADV
fsr-3853	197	23	76	76	NUM
fsr-3853	197	24	%	%	NOUN
fsr-3853	197	25	are	be	AUX
fsr-3853	197	26	under	under	ADP
fsr-3853	197	27	30	30	NUM
fsr-3853	197	28	.	.	PUNCT
fsr-3853	198	1	the	the	DET
fsr-3853	198	2	majority	majority	NOUN
fsr-3853	198	3	of	of	ADP
fsr-3853	198	4	them	they	PRON
fsr-3853	198	5	are	be	AUX
fsr-3853	198	6	in	in	ADP
fsr-3853	198	7	a	a	DET
fsr-3853	198	8	very	very	ADV
fsr-3853	198	9	early	early	ADJ
fsr-3853	198	10	stage	stage	NOUN
fsr-3853	198	11	of	of	ADP
fsr-3853	198	12	their	their	PRON
fsr-3853	198	13	financial	financial	ADJ
fsr-3853	198	14	life	life	NOUN
fsr-3853	198	15	cycle	cycle	NOUN
fsr-3853	198	16	.	.	PUNCT
fsr-3853	199	1	at	at	ADP
fsr-3853	199	2	this	this	DET
fsr-3853	199	3	stage	stage	NOUN
fsr-3853	199	4	of	of	ADP
fsr-3853	199	5	the	the	DET
fsr-3853	199	6	cycle	cycle	NOUN
fsr-3853	199	7	,	,	PUNCT
fsr-3853	199	8	they	they	PRON
fsr-3853	199	9	are	be	AUX
fsr-3853	199	10	exposed	expose	VERB
fsr-3853	199	11	to	to	ADP
fsr-3853	199	12	a	a	DET
fsr-3853	199	13	limited	limited	ADJ
fsr-3853	199	14	number	number	NOUN
fsr-3853	199	15	of	of	ADP
fsr-3853	199	16	financial	financial	ADJ
fsr-3853	199	17	issues	issue	NOUN
fsr-3853	199	18	related	relate	VERB
fsr-3853	199	19	to	to	ADP
fsr-3853	199	20	general	general	ADJ
fsr-3853	199	21	knowledge	knowledge	NOUN
fsr-3853	199	22	,	,	PUNCT
fsr-3853	199	23	savings	saving	NOUN
fsr-3853	199	24	and	and	CCONJ
fsr-3853	199	25	borrowing	borrowing	NOUN
fsr-3853	199	26	,	,	PUNCT
fsr-3853	199	27	and	and	CCONJ
fsr-3853	199	28	insurance	insurance	NOUN
fsr-3853	199	29	.	.	PUNCT
fsr-3853	200	1	dur	dur	PROPN
fsr-3853	200	2	ing	ing	ADJ
fsr-3853	200	3	this	this	DET
fsr-3853	200	4	period	period	NOUN
fsr-3853	200	5	,	,	PUNCT
fsr-3853	200	6	most	most	ADJ
fsr-3853	200	7	of	of	ADP
fsr-3853	200	8	their	their	PRON
fsr-3853	200	9	incomes	income	NOUN
fsr-3853	200	10	are	be	AUX
fsr-3853	200	11	spent	spend	VERB
fsr-3853	200	12	on	on	ADP
fsr-3853	200	13	consumption	consumption	NOUN
fsr-3853	200	14	rather	rather	ADV
fsr-3853	200	15	than	than	ADP
fsr-3853	200	16	investment	investment	NOUN
fsr-3853	200	17	.	.	PUNCT
fsr-3853	201	1	these	these	DET
fsr-3853	201	2	factors	factor	NOUN
fsr-3853	201	3	may	may	AUX
fsr-3853	201	4	explain	explain	VERB
fsr-3853	201	5	the	the	DET
fsr-3853	201	6	differences	difference	NOUN
fsr-3853	201	7	in	in	ADP
fsr-3853	201	8	the	the	DET
fsr-3853	201	9	mean	mean	ADJ
fsr-3853	201	10	percentages	percentage	NOUN
fsr-3853	201	11	of	of	ADP
fsr-3853	201	12	correct	correct	ADJ
fsr-3853	201	13	answers	answer	NOUN
fsr-3853	201	14	for	for	ADP
fsr-3853	201	15	the	the	DET
fsr-3853	201	16	sections	section	NOUN
fsr-3853	201	17	of	of	ADP
fsr-3853	201	18	general	general	ADJ
fsr-3853	201	19	knowledge	knowledge	NOUN
fsr-3853	201	20	(	(	PUNCT
fsr-3853	201	21	63.70	63.70	NUM
fsr-3853	201	22	%	%	NOUN
fsr-3853	201	23	)	)	PUNCT
fsr-3853	201	24	,	,	PUNCT
fsr-3853	201	25	savings	saving	NOUN
fsr-3853	201	26	and	and	CCONJ
fsr-3853	201	27	borrowing	borrowing	NOUN
fsr-3853	201	28	(	(	PUNCT
fsr-3853	201	29	54.47	54.47	NUM
fsr-3853	201	30	%	%	NOUN
fsr-3853	201	31	)	)	PUNCT
fsr-3853	201	32	,	,	PUNCT
fsr-3853	201	33	insurance	insurance	NOUN
fsr-3853	201	34	(	(	PUNCT
fsr-3853	201	35	59.24	59.24	NUM
fsr-3853	201	36	%	%	NOUN
fsr-3853	201	37	)	)	PUNCT
fsr-3853	201	38	,	,	PUNCT
fsr-3853	201	39	and	and	CCONJ
fsr-3853	201	40	investment	investment	NOUN
fsr-3853	201	41	(	(	PUNCT
fsr-3853	201	42	40.37	40.37	NUM
fsr-3853	201	43	%	%	NOUN
fsr-3853	201	44	)	)	PUNCT
fsr-3853	201	45	.	.	PUNCT
fsr-3853	202	1	a	a	DET
fsr-3853	202	2	further	further	ADJ
fsr-3853	202	3	look	look	NOUN
fsr-3853	202	4	into	into	ADP
fsr-3853	202	5	the	the	DET
fsr-3853	202	6	scores	score	NOUN
fsr-3853	202	7	on	on	ADP
fsr-3853	202	8	individual	individual	ADJ
fsr-3853	202	9	questions	question	NOUN
fsr-3853	202	10	shows	show	VERB
fsr-3853	202	11	that	that	SCONJ
fsr-3853	202	12	students	student	NOUN
fsr-3853	202	13	score	score	VERB
fsr-3853	202	14	higher	higher	ADV
fsr-3853	202	15	on	on	ADP
fsr-3853	202	16	issues	issue	NOUN
fsr-3853	202	17	with	with	ADP
fsr-3853	202	18	which	which	PRON
fsr-3853	202	19	they	they	PRON
fsr-3853	202	20	are	be	AUX
fsr-3853	202	21	familiar	familiar	ADJ
fsr-3853	202	22	.	.	PUNCT
fsr-3853	203	1	for	for	ADP
fsr-3853	203	2	example	example	NOUN
fsr-3853	203	3	,	,	PUNCT
fsr-3853	203	4	the	the	DET
fsr-3853	203	5	highest	high	ADJ
fsr-3853	203	6	score	score	NOUN
fsr-3853	203	7	is	be	AUX
fsr-3853	203	8	related	relate	VERB
fsr-3853	203	9	to	to	ADP
fsr-3853	203	10	auto	auto	NOUN
fsr-3853	203	11	insurance	insurance	NOUN
fsr-3853	203	12	.	.	PUNCT
fsr-3853	204	1	students	student	NOUN
fsr-3853	204	2	are	be	AUX
fsr-3853	204	3	familiar	familiar	ADJ
fsr-3853	204	4	with	with	ADP
fsr-3853	204	5	the	the	DET
fsr-3853	204	6	issue	issue	NOUN
fsr-3853	204	7	because	because	SCONJ
fsr-3853	204	8	many	many	ADJ
fsr-3853	204	9	of	of	ADP
fsr-3853	204	10	them	they	PRON
fsr-3853	204	11	own	own	ADJ
fsr-3853	204	12	cars	car	NOUN
fsr-3853	204	13	and	and	CCONJ
fsr-3853	204	14	have	have	VERB
fsr-3853	204	15	to	to	PART
fsr-3853	204	16	pay	pay	VERB
fsr-3853	204	17	a	a	DET
fsr-3853	204	18	higher	high	ADJ
fsr-3853	204	19	auto	auto	NOUN
fsr-3853	204	20	insurance	insurance	NOUN
fsr-3853	204	21	premium	premium	NOUN
fsr-3853	204	22	.	.	PUNCT
fsr-3853	205	1	students	student	NOUN
fsr-3853	205	2	also	also	ADV
fsr-3853	205	3	score	score	VERB
fsr-3853	205	4	rel	rel	NOUN
fsr-3853	205	5	atively	atively	ADV
fsr-3853	205	6	high	high	ADJ
fsr-3853	205	7	on	on	ADP
fsr-3853	205	8	apartment	apartment	NOUN
fsr-3853	205	9	leases	lease	NOUN
fsr-3853	205	10	.	.	PUNCT
fsr-3853	206	1	they	they	PRON
fsr-3853	206	2	know	know	VERB
fsr-3853	206	3	more	more	ADJ
fsr-3853	206	4	about	about	ADP
fsr-3853	206	5	these	these	DET
fsr-3853	206	6	issues	issue	NOUN
fsr-3853	206	7	because	because	SCONJ
fsr-3853	206	8	they	they	PRON
fsr-3853	206	9	need	need	VERB
fsr-3853	206	10	to	to	PART
fsr-3853	206	11	rent	rent	VERB
fsr-3853	206	12	apartments	apartment	NOUN
fsr-3853	206	13	during	during	ADP
fsr-3853	206	14	their	their	PRON
fsr-3853	206	15	college	college	NOUN
fsr-3853	206	16	years	year	NOUN
fsr-3853	206	17	.	.	PUNCT
fsr-3853	207	1	in	in	ADP
fsr-3853	207	2	contrast	contrast	NOUN
fsr-3853	207	3	,	,	PUNCT
fsr-3853	207	4	students	student	NOUN
fsr-3853	207	5	have	have	VERB
fsr-3853	207	6	little	little	ADJ
fsr-3853	207	7	experience	experience	NOUN
fsr-3853	207	8	with	with	ADP
fsr-3853	207	9	tax	tax	NOUN
fsr-3853	207	10	,	,	PUNCT
fsr-3853	207	11	term	term	NOUN
fsr-3853	207	12	life	life	NOUN
fsr-3853	207	13	insurance	insurance	NOUN
fsr-3853	207	14	,	,	PUNCT
fsr-3853	207	15	and	and	CCONJ
fsr-3853	207	16	most	most	ADJ
fsr-3853	207	17	of	of	ADP
fsr-3853	207	18	investment	investment	NOUN
fsr-3853	207	19	topics	topic	NOUN
fsr-3853	207	20	.	.	PUNCT
fsr-3853	208	1	subsequently	subsequently	ADV
fsr-3853	208	2	,	,	PUNCT
fsr-3853	208	3	they	they	PRON
fsr-3853	208	4	earn	earn	VERB
fsr-3853	208	5	low	low	ADJ
fsr-3853	208	6	scores	score	NOUN
fsr-3853	208	7	in	in	ADP
fsr-3853	208	8	these	these	DET
fsr-3853	208	9	areas	area	NOUN
fsr-3853	208	10	.	.	PUNCT
fsr-3853	209	1	b.	b.	NOUN
fsr-3853	209	2	analysis	analysis	NOUN
fsr-3853	209	3	of	of	ADP
fsr-3853	209	4	results	result	NOUN
fsr-3853	209	5	by	by	ADP
fsr-3853	209	6	subgroups	subgroup	NOUN
fsr-3853	209	7	of	of	ADP
fsr-3853	209	8	the	the	DET
fsr-3853	209	9	sample	sample	NOUN
fsr-3853	209	10	in	in	ADP
fsr-3853	209	11	this	this	DET
fsr-3853	209	12	section	section	NOUN
fsr-3853	209	13	,	,	PUNCT
fsr-3853	209	14	the	the	DET
fsr-3853	209	15	relationship	relationship	NOUN
fsr-3853	209	16	between	between	ADP
fsr-3853	209	17	personal	personal	ADJ
fsr-3853	209	18	financial	financial	ADJ
fsr-3853	209	19	literacy	literacy	NOUN
fsr-3853	209	20	and	and	CCONJ
fsr-3853	209	21	participants	participant	NOUN
fsr-3853	209	22	'	'	PART
fsr-3853	209	23	education	education	NOUN
fsr-3853	209	24	,	,	PUNCT
fsr-3853	209	25	work	work	NOUN
fsr-3853	209	26	experience	experience	NOUN
fsr-3853	209	27	,	,	PUNCT
fsr-3853	209	28	income	income	NOUN
fsr-3853	209	29	and	and	CCONJ
fsr-3853	209	30	other	other	ADJ
fsr-3853	209	31	demographic	demographic	ADJ
fsr-3853	209	32	background	background	NOUN
fsr-3853	209	33	are	be	AUX
fsr-3853	209	34	examined	examine	VERB
fsr-3853	209	35	.	.	PUNCT
fsr-3853	210	1	table	table	NOUN
fsr-3853	210	2	3	3	NUM
fsr-3853	210	3	shows	show	VERB
fsr-3853	210	4	the	the	DET
fsr-3853	210	5	mean	mean	ADJ
fsr-3853	210	6	percentage	percentage	NOUN
fsr-3853	210	7	of	of	ADP
fsr-3853	210	8	correct	correct	ADJ
fsr-3853	210	9	responses	response	NOUN
fsr-3853	210	10	for	for	ADP
fsr-3853	210	11	section	section	NOUN
fsr-3853	210	12	i	i	PRON
fsr-3853	210	13	(	(	PUNCT
fsr-3853	210	14	general	general	ADJ
fsr-3853	210	15	knowl	knowl	NOUN
fsr-3853	210	16	edge	edge	NOUN
fsr-3853	210	17	)	)	PUNCT
fsr-3853	210	18	,	,	PUNCT
fsr-3853	210	19	section	section	NOUN
fsr-3853	210	20	ii	ii	PROPN
fsr-3853	210	21	(	(	PUNCT
fsr-3853	210	22	savings	saving	NOUN
fsr-3853	210	23	and	and	CCONJ
fsr-3853	210	24	borrowing	borrowing	NOUN
fsr-3853	210	25	)	)	PUNCT
fsr-3853	210	26	,	,	PUNCT
fsr-3853	210	27	section	section	NOUN
fsr-3853	210	28	iii	iii	PROPN
fsr-3853	210	29	(	(	PUNCT
fsr-3853	210	30	insurance	insurance	NOUN
fsr-3853	210	31	)	)	PUNCT
fsr-3853	210	32	,	,	PUNCT
fsr-3853	210	33	section	section	NOUN
fsr-3853	210	34	iv	iv	NUM
fsr-3853	210	35	(	(	PUNCT
fsr-3853	210	36	invest	invest	VERB
fsr-3853	210	37	ment	ment	NOUN
fsr-3853	210	38	)	)	PUNCT
fsr-3853	210	39	,	,	PUNCT
fsr-3853	210	40	and	and	CCONJ
fsr-3853	210	41	the	the	DET
fsr-3853	210	42	entire	entire	ADJ
fsr-3853	210	43	survey	survey	NOUN
fsr-3853	210	44	by	by	ADP
fsr-3853	210	45	different	different	ADJ
fsr-3853	210	46	subgroups	subgroup	NOUN
fsr-3853	210	47	.	.	PUNCT
fsr-3853	211	1	anova	anova	PROPN
fsr-3853	211	2	has	have	AUX
fsr-3853	211	3	been	be	AUX
fsr-3853	211	4	used	use	VERB
fsr-3853	211	5	to	to	PART
fsr-3853	211	6	detect	detect	VERB
fsr-3853	211	7	if	if	SCONJ
fsr-3853	211	8	participants	participant	NOUN
fsr-3853	211	9	from	from	ADP
fsr-3853	211	10	various	various	ADJ
fsr-3853	211	11	subgroups	subgroup	NOUN
fsr-3853	211	12	have	have	VERB
fsr-3853	211	13	different	different	ADJ
fsr-3853	211	14	levels	level	NOUN
fsr-3853	211	15	of	of	ADP
fsr-3853	211	16	knowledge	knowledge	NOUN
fsr-3853	211	17	.	.	PUNCT
fsr-3853	212	1	participants	participant	NOUN
fsr-3853	212	2	'	'	PART
fsr-3853	212	3	educational	educational	ADJ
fsr-3853	212	4	background	background	NOUN
fsr-3853	212	5	has	have	VERB
fsr-3853	212	6	a	a	DET
fsr-3853	212	7	significant	significant	ADJ
fsr-3853	212	8	impact	impact	NOUN
fsr-3853	212	9	on	on	ADP
fsr-3853	212	10	their	their	PRON
fsr-3853	212	11	knowledge	knowledge	NOUN
fsr-3853	212	12	.	.	PUNCT
fsr-3853	213	1	the	the	DET
fsr-3853	213	2	results	result	NOUN
fsr-3853	213	3	for	for	ADP
fsr-3853	213	4	the	the	DET
fsr-3853	213	5	entire	entire	ADJ
fsr-3853	213	6	survey	survey	NOUN
fsr-3853	213	7	clearly	clearly	ADV
fsr-3853	213	8	show	show	VERB
fsr-3853	213	9	that	that	SCONJ
fsr-3853	213	10	business	business	NOUN
fsr-3853	213	11	majors	major	NOUN
fsr-3853	213	12	are	be	AUX
fsr-3853	213	13	more	more	ADV
fsr-3853	213	14	knowledgeable	knowledgeable	ADJ
fsr-3853	213	15	than	than	ADP
fsr-3853	213	16	non	non	ADJ
fsr-3853	213	17	-	-	ADJ
fsr-3853	213	18	business	business	ADJ
fsr-3853	213	19	majors	major	NOUN
fsr-3853	213	20	.	.	PUNCT
fsr-3853	214	1	on	on	ADP
fsr-3853	214	2	average	average	ADJ
fsr-3853	214	3	,	,	PUNCT
fsr-3853	214	4	the	the	DET
fsr-3853	214	5	business	business	NOUN
fsr-3853	214	6	majors	major	NOUN
fsr-3853	214	7	answered	answer	VERB
fsr-3853	214	8	60.72	60.72	NUM
fsr-3853	214	9	%	%	NOUN
fsr-3853	214	10	of	of	ADP
fsr-3853	214	11	the	the	DET
fsr-3853	214	12	survey	survey	NOUN
fsr-3853	214	13	questions	question	NOUN
fsr-3853	214	14	correctly	correctly	ADV
fsr-3853	214	15	;	;	PUNCT
fsr-3853	214	16	the	the	DET
fsr-3853	214	17	non	non	ADJ
fsr-3853	214	18	-	-	ADJ
fsr-3853	214	19	business	business	ADJ
fsr-3853	214	20	majors	major	NOUN
fsr-3853	214	21	,	,	PUNCT
fsr-3853	214	22	49.94	49.94	NUM
fsr-3853	214	23	%	%	NOUN
fsr-3853	214	24	.	.	PUNCT
fsr-3853	215	1	this	this	DET
fsr-3853	215	2	pattern	pattern	NOUN
fsr-3853	215	3	of	of	ADP
fsr-3853	215	4	business	business	NOUN
fsr-3853	215	5	majors	major	NOUN
fsr-3853	215	6	answering	answer	VERB
fsr-3853	215	7	about	about	ADP
fsr-3853	215	8	8	8	NUM
fsr-3853	215	9	%	%	NOUN
fsr-3853	215	10	to	to	PART
fsr-3853	215	11	12	12	NUM
fsr-3853	215	12	%	%	NOUN
fsr-3853	215	13	more	more	ADJ
fsr-3853	215	14	questions	question	NOUN
fsr-3853	215	15	correctly	correctly	ADV
fsr-3853	215	16	than	than	ADP
fsr-3853	215	17	non	non	ADJ
fsr-3853	215	18	-	-	ADJ
fsr-3853	215	19	business	business	ADJ
fsr-3853	215	20	majors	major	NOUN
fsr-3853	215	21	is	be	AUX
fsr-3853	215	22	persis	persis	NOUN
fsr-3853	215	23	tent	tent	NOUN
fsr-3853	215	24	throughout	throughout	ADP
fsr-3853	215	25	the	the	DET
fsr-3853	215	26	individual	individual	ADJ
fsr-3853	215	27	sections	section	NOUN
fsr-3853	215	28	.	.	PUNCT
fsr-3853	216	1	the	the	DET
fsr-3853	216	2	testing	testing	NOUN
fsr-3853	216	3	results	result	NOUN
fsr-3853	216	4	of	of	ADP
fsr-3853	216	5	anova	anova	PROPN
fsr-3853	216	6	indicate	indicate	VERB
fsr-3853	216	7	that	that	SCONJ
fsr-3853	216	8	the	the	DET
fsr-3853	216	9	dif	dif	ADJ
fsr-3853	216	10	ferences	ference	NOUN
fsr-3853	216	11	are	be	AUX
fsr-3853	216	12	statistically	statistically	ADV
fsr-3853	216	13	significant	significant	ADJ
fsr-3853	216	14	at	at	ADP
fsr-3853	216	15	the	the	DET
fsr-3853	216	16	0.01	0.01	NUM
fsr-3853	216	17	level	level	NOUN
fsr-3853	216	18	.	.	PUNCT
fsr-3853	217	1	the	the	DET
fsr-3853	217	2	findings	finding	NOUN
fsr-3853	217	3	also	also	ADV
fsr-3853	217	4	suggest	suggest	VERB
fsr-3853	217	5	that	that	SCONJ
fsr-3853	217	6	participants	participant	NOUN
fsr-3853	217	7	from	from	ADP
fsr-3853	217	8	different	different	ADJ
fsr-3853	217	9	class	class	NOUN
fsr-3853	217	10	ranks	rank	NOUN
fsr-3853	217	11	have	have	VERB
fsr-3853	217	12	different	different	ADJ
fsr-3853	217	13	levels	level	NOUN
fsr-3853	217	14	of	of	ADP
fsr-3853	217	15	financial	financial	ADJ
fsr-3853	217	16	knowledge	knowledge	NOUN
fsr-3853	217	17	.	.	PUNCT
fsr-3853	218	1	generally	generally	ADV
fsr-3853	218	2	,	,	PUNCT
fsr-3853	218	3	graduate	graduate	NOUN
fsr-3853	218	4	students	student	NOUN
fsr-3853	218	5	know	know	VERB
fsr-3853	218	6	more	more	ADJ
fsr-3853	218	7	than	than	ADP
fsr-3853	218	8	the	the	PRON
fsr-3853	218	9	under	under	ADP
fsr-3853	218	10	graduate	graduate	NOUN
fsr-3853	218	11	students	student	NOUN
fsr-3853	218	12	,	,	PUNCT
fsr-3853	218	13	and	and	CCONJ
fsr-3853	218	14	junior	junior	ADJ
fsr-3853	218	15	and	and	CCONJ
fsr-3853	218	16	senior	senior	ADJ
fsr-3853	218	17	students	student	NOUN
fsr-3853	218	18	are	be	AUX
fsr-3853	218	19	more	more	ADV
fsr-3853	218	20	knowledgeable	knowledgeable	ADJ
fsr-3853	218	21	than	than	ADP
fsr-3853	218	22	those	those	PRON
fsr-3853	218	23	from	from	ADP
fsr-3853	218	24	the	the	DET
fsr-3853	218	25	lower	low	ADJ
fsr-3853	218	26	ranks	rank	NOUN
fsr-3853	218	27	.	.	PUNCT
fsr-3853	219	1	again	again	ADV
fsr-3853	219	2	,	,	PUNCT
fsr-3853	219	3	the	the	DET
fsr-3853	219	4	differences	difference	NOUN
fsr-3853	219	5	in	in	ADP
fsr-3853	219	6	the	the	DET
fsr-3853	219	7	level	level	NOUN
fsr-3853	219	8	of	of	ADP
fsr-3853	219	9	literacy	literacy	NOUN
fsr-3853	219	10	among	among	ADP
fsr-3853	219	11	different	different	ADJ
fsr-3853	219	12	ranks	rank	NOUN
fsr-3853	219	13	are	be	AUX
fsr-3853	219	14	statistically	statistically	ADV
fsr-3853	219	15	significant	significant	ADJ
fsr-3853	219	16	at	at	ADP
fsr-3853	219	17	the	the	DET
fsr-3853	219	18	0.01	0.01	NUM
fsr-3853	219	19	level	level	NOUN
fsr-3853	219	20	.	.	PUNCT
fsr-3853	220	1	table	table	NOUN
fsr-3853	220	2	3	3	NUM
fsr-3853	220	3	shows	show	VERB
fsr-3853	220	4	participants	participant	NOUN
fsr-3853	220	5	'	'	PART
fsr-3853	220	6	knowledge	knowledge	NOUN
fsr-3853	220	7	varies	vary	VERB
fsr-3853	220	8	with	with	ADP
fsr-3853	220	9	their	their	PRON
fsr-3853	220	10	demographic	demographic	ADJ
fsr-3853	220	11	characteristics	characteristic	NOUN
fsr-3853	220	12	.	.	PUNCT
fsr-3853	221	1	the	the	DET
fsr-3853	221	2	percentages	percentage	NOUN
fsr-3853	221	3	of	of	ADP
fsr-3853	221	4	correct	correct	ADJ
fsr-3853	221	5	answers	answer	NOUN
fsr-3853	221	6	from	from	ADP
fsr-3853	221	7	the	the	DET
fsr-3853	221	8	female	female	ADJ
fsr-3853	221	9	participants	participant	NOUN
fsr-3853	221	10	(	(	PUNCT
fsr-3853	221	11	50.77	50.77	NUM
fsr-3853	221	12	%	%	NOUN
fsr-3853	221	13	)	)	PUNCT
fsr-3853	221	14	are	be	AUX
fsr-3853	221	15	lower	low	ADJ
fsr-3853	221	16	than	than	ADP
fsr-3853	221	17	those	those	PRON
fsr-3853	221	18	from	from	ADP
fsr-3853	221	19	the	the	DET
fsr-3853	221	20	male	male	ADJ
fsr-3853	221	21	participants	participant	NOUN
fsr-3853	221	22	(	(	PUNCT
fsr-3853	221	23	57.40	57.40	NUM
fsr-3853	221	24	%	%	NOUN
fsr-3853	221	25	)	)	PUNCT
fsr-3853	221	26	.	.	PUNCT
fsr-3853	222	1	this	this	DET
fsr-3853	222	2	pattern	pattern	NOUN
fsr-3853	222	3	persists	persist	VERB
fsr-3853	222	4	among	among	ADP
fsr-3853	222	5	all	all	DET
fsr-3853	222	6	sections	section	NOUN
fsr-3853	222	7	includ	includ	NOUN
fsr-3853	222	8	ing	e	VERB
fsr-3853	222	9	the	the	DET
fsr-3853	222	10	overall	overall	ADJ
fsr-3853	222	11	results	result	NOUN
fsr-3853	222	12	.	.	PUNCT
fsr-3853	223	1	the	the	DET
fsr-3853	223	2	values	value	NOUN
fsr-3853	223	3	of	of	ADP
fsr-3853	223	4	f	f	NOUN
fsr-3853	223	5	-	-	PUNCT
fsr-3853	223	6	statistic	statistic	NOUN
fsr-3853	223	7	suggest	suggest	VERB
fsr-3853	223	8	that	that	SCONJ
fsr-3853	223	9	these	these	DET
fsr-3853	223	10	differences	difference	NOUN
fsr-3853	223	11	are	be	AUX
fsr-3853	223	12	highly	highly	ADV
fsr-3853	223	13	significant	significant	ADJ
fsr-3853	223	14	.	.	PUNCT
fsr-3853	224	1	participants	participant	NOUN
fsr-3853	224	2	from	from	ADP
fsr-3853	224	3	dissimilar	dissimilar	ADJ
fsr-3853	224	4	ethnic	ethnic	ADJ
fsr-3853	224	5	backgrounds	background	NOUN
fsr-3853	224	6	have	have	VERB
fsr-3853	224	7	different	different	ADJ
fsr-3853	224	8	levels	level	NOUN
fsr-3853	224	9	of	of	ADP
fsr-3853	224	10	finan	finan	PROPN
fsr-3853	224	11	cial	cial	ADJ
fsr-3853	224	12	knowledge	knowledge	NOUN
fsr-3853	224	13	.	.	PUNCT
fsr-3853	225	1	although	although	SCONJ
fsr-3853	225	2	the	the	DET
fsr-3853	225	3	different	different	ADJ
fsr-3853	225	4	scores	score	NOUN
fsr-3853	225	5	are	be	AUX
fsr-3853	225	6	statistically	statistically	ADV
fsr-3853	225	7	significant	significant	ADJ
fsr-3853	225	8	,	,	PUNCT
fsr-3853	225	9	no	no	DET
fsr-3853	225	10	single	single	ADJ
fsr-3853	225	11	sub	sub	NOUN
fsr-3853	225	12	group	group	NOUN
fsr-3853	225	13	can	can	AUX
fsr-3853	225	14	claim	claim	VERB
fsr-3853	225	15	the	the	DET
fsr-3853	225	16	highest	high	ADJ
fsr-3853	225	17	scores	score	NOUN
fsr-3853	225	18	throughout	throughout	ADP
fsr-3853	225	19	the	the	DET
fsr-3853	225	20	four	four	NUM
fsr-3853	225	21	sections	section	NOUN
fsr-3853	225	22	.	.	PUNCT
fsr-3853	226	1	african	african	ADJ
fsr-3853	226	2	-	-	PUNCT
fsr-3853	226	3	american	american	ADJ
fsr-3853	226	4	participants	participant	NOUN
fsr-3853	226	5	earn	earn	VERB
fsr-3853	226	6	the	the	DET
fsr-3853	226	7	lowest	low	ADJ
fsr-3853	226	8	scores	score	NOUN
fsr-3853	226	9	throughout	throughout	ADP
fsr-3853	226	10	the	the	DET
fsr-3853	226	11	various	various	ADJ
fsr-3853	226	12	sections	section	NOUN
fsr-3853	226	13	.	.	PUNCT
fsr-3853	227	1	foreign	foreign	ADJ
fsr-3853	227	2	students	student	NOUN
fsr-3853	227	3	also	also	ADV
fsr-3853	227	4	earn	earn	VERB
fsr-3853	227	5	lower	low	ADJ
fsr-3853	227	6	scores	score	NOUN
fsr-3853	227	7	than	than	ADP
fsr-3853	227	8	their	their	PRON
fsr-3853	227	9	american	american	ADJ
fsr-3853	227	10	counterparts	counterpart	NOUN
fsr-3853	227	11	.	.	PUNCT
fsr-3853	228	1	financial	financial	ADJ
fsr-3853	228	2	literacy	literacy	NOUN
fsr-3853	228	3	115	115	NUM
fsr-3853	228	4	table	table	NOUN
fsr-3853	228	5	3	3	NUM
fsr-3853	228	6	mean	mean	NOUN
fsr-3853	228	7	percentage	percentage	NOUN
fsr-3853	228	8	of	of	ADP
fsr-3853	228	9	correct	correct	ADJ
fsr-3853	228	10	responses	response	NOUN
fsr-3853	228	11	to	to	ADP
fsr-3853	228	12	each	each	DET
fsr-3853	228	13	section	section	NOUN
fsr-3853	228	14	by	by	ADP
fsr-3853	228	15	characteristics	characteristic	NOUN
fsr-3853	228	16	of	of	ADP
fsr-3853	228	17	sample	sample	NOUN
fsr-3853	228	18	and	and	CCONJ
fsr-3853	228	19	results	result	NOUN
fsr-3853	228	20	of	of	ADP
fsr-3853	228	21	anova	anova	PROPN
fsr-3853	228	22	general	general	PROPN
fsr-3853	228	23	savings	savings	PROPN
fsr-3853	228	24	&	&	CCONJ
fsr-3853	228	25	for	for	ADP
fsr-3853	228	26	the	the	DET
fsr-3853	228	27	knowledge	knowledge	NOUN
fsr-3853	228	28	borrowing	borrowing	NOUN
fsr-3853	228	29	insurance	insurance	NOUN
fsr-3853	228	30	investments	investment	NOUN
fsr-3853	228	31	sample	sample	NOUN
fsr-3853	228	32	a.	a.	NOUN
fsr-3853	228	33	education	education	PROPN
fsr-3853	228	34	1	1	NUM
fsr-3853	228	35	.	.	PUNCT
fsr-3853	229	1	academic	academic	ADJ
fsr-3853	229	2	disciplines	discipline	NOUN
fsr-3853	229	3	a	a	DET
fsr-3853	229	4	)	)	PUNCT
fsr-3853	229	5	business	business	NOUN
fsr-3853	229	6	majors	major	NOUN
fsr-3853	229	7	72.85	72.85	NUM
fsr-3853	229	8	61.23	61.23	NUM
fsr-3853	229	9	66.47	66.47	NUM
fsr-3853	229	10	48.36	48.36	NUM
fsr-3853	229	11	60.72	60.72	NUM
fsr-3853	229	12	b	b	X
fsr-3853	229	13	)	)	PUNCT
fsr-3853	229	14	non	non	ADJ
fsr-3853	229	15	-	-	ADJ
fsr-3853	229	16	business	business	ADJ
fsr-3853	229	17	majors	major	NOUN
fsr-3853	229	18	59.98	59.98	NUM
fsr-3853	229	19	53.47	53.47	NUM
fsr-3853	229	20	57.97	57.97	NUM
fsr-3853	229	21	35.73	35.73	NUM
fsr-3853	229	22	49.94	49.94	NUM
fsr-3853	229	23	fstatistic	fstatistic	NOUN
fsr-3853	229	24	(	(	PUNCT
fsr-3853	229	25	87.34	87.34	NUM
fsr-3853	229	26	)	)	PUNCT
fsr-3853	229	27	*	*	PUNCT
fsr-3853	230	1	*	*	PUNCT
fsr-3853	230	2	(	(	PUNCT
fsr-3853	230	3	30.11	30.11	NUM
fsr-3853	230	4	)	)	PUNCT
fsr-3853	230	5	*	*	PUNCT
fsr-3853	231	1	*	*	PUNCT
fsr-3853	231	2	(	(	PUNCT
fsr-3853	231	3	29.95	29.95	NUM
fsr-3853	231	4	)	)	PUNCT
fsr-3853	231	5	*	*	PUNCT
fsr-3853	231	6	*	*	PUNCT
fsr-3853	231	7	(	(	PUNCT
fsr-3853	231	8	94.49	94.49	NUM
fsr-3853	231	9	)	)	PUNCT
fsr-3853	231	10	*	*	PUNCT
fsr-3853	232	1	*	*	PUNCT
fsr-3853	232	2	(	(	PUNCT
fsr-3853	232	3	103.66	103.66	NUM
fsr-3853	232	4	)	)	PUNCT
fsr-3853	232	5	*	*	PUNCT
fsr-3853	232	6	*	*	PUNCT
fsr-3853	232	7	2	2	X
fsr-3853	232	8	.	.	X
fsr-3853	232	9	class	class	NOUN
fsr-3853	232	10	rank	rank	NOUN
fsr-3853	232	11	a	a	PRON
fsr-3853	232	12	)	)	PUNCT
fsr-3853	232	13	freshman	freshman	NOUN
fsr-3853	232	14	56.48	56.48	NUM
fsr-3853	232	15	50.50	50.50	NUM
fsr-3853	232	16	54.06	54.06	NUM
fsr-3853	232	17	31.25	31.25	NUM
fsr-3853	232	18	46.17	46.17	NUM
fsr-3853	232	19	b	b	NOUN
fsr-3853	232	20	)	)	PUNCT
fsr-3853	232	21	sophomore	sophomore	NOUN
fsr-3853	232	22	63.69	63.69	NUM
fsr-3853	232	23	51.66	51.66	NUM
fsr-3853	232	24	59.02	59.02	NUM
fsr-3853	232	25	36.78	36.78	NUM
fsr-3853	232	26	50.93	50.93	NUM
fsr-3853	232	27	c	c	NOUN
fsr-3853	232	28	)	)	PUNCT
fsr-3853	232	29	junior	junior	NOUN
fsr-3853	232	30	67.22	67.22	NUM
fsr-3853	232	31	58.68	58.68	NUM
fsr-3853	232	32	63.75	63.75	NUM
fsr-3853	232	33	41.98	41.98	NUM
fsr-3853	232	34	56.09	56.09	NUM
fsr-3853	232	35	d	d	NOUN
fsr-3853	232	36	)	)	PUNCT
fsr-3853	232	37	senior	senior	ADJ
fsr-3853	232	38	63.02	63.02	NUM
fsr-3853	232	39	53.00	53.00	NUM
fsr-3853	232	40	58.64	58.64	NUM
fsr-3853	232	41	42.20	42.20	NUM
fsr-3853	232	42	52.85	52.85	NUM
fsr-3853	232	43	e	e	NOUN
fsr-3853	232	44	)	)	PUNCT
fsr-3853	232	45	graduate	graduate	VERB
fsr-3853	232	46	75.37	75.37	NUM
fsr-3853	232	47	66.25	66.25	NUM
fsr-3853	232	48	67.71	67.71	NUM
fsr-3853	232	49	55.35	55.35	NUM
fsr-3853	232	50	65.12	65.12	NUM
fsr-3853	232	51	f	f	PROPN
fsr-3853	232	52	statistic	statistic	NOUN
fsr-3853	232	53	(	(	PUNCT
fsr-3853	232	54	12.48	12.48	NUM
fsr-3853	232	55	)	)	PUNCT
fsr-3853	232	56	*	*	PUNCT
fsr-3853	232	57	*	*	PUNCT
fsr-3853	232	58	(	(	PUNCT
fsr-3853	232	59	10.58	10.58	NUM
fsr-3853	232	60	)	)	PUNCT
fsr-3853	232	61	*	*	PUNCT
fsr-3853	232	62	*	*	PUNCT
fsr-3853	232	63	(	(	PUNCT
fsr-3853	232	64	6.34	6.34	NUM
fsr-3853	232	65	)	)	PUNCT
fsr-3853	232	66	*	*	PUNCT
fsr-3853	232	67	*	*	PUNCT
fsr-3853	232	68	(	(	PUNCT
fsr-3853	232	69	27.84	27.84	NUM
fsr-3853	232	70	)	)	PUNCT
fsr-3853	232	71	*	*	PUNCT
fsr-3853	233	1	*	*	PUNCT
fsr-3853	233	2	(	(	PUNCT
fsr-3853	233	3	20.60	20.60	NUM
fsr-3853	233	4	)	)	PUNCT
fsr-3853	233	5	*	*	PUNCT
fsr-3853	233	6	*	*	PUNCT
fsr-3853	233	7	b.	b.	PROPN
fsr-3853	233	8	demographic	demographic	ADJ
fsr-3853	233	9	characteristics	characteristic	NOUN
fsr-3853	233	10	1	1	NUM
fsr-3853	233	11	.	.	PUNCT
fsr-3853	234	1	gender	gender	NOUN
fsr-3853	234	2	a	a	DET
fsr-3853	234	3	)	)	PUNCT
fsr-3853	234	4	male	male	NOUN
fsr-3853	234	5	67.68	67.68	NUM
fsr-3853	234	6	59.13	59.13	NUM
fsr-3853	234	7	63.16	63.16	NUM
fsr-3853	234	8	45.51	45.51	NUM
fsr-3853	234	9	57.40	57.40	NUM
fsr-3853	234	10	b	b	NOUN
fsr-3853	234	11	)	)	PUNCT
fsr-3853	234	12	female	female	NOUN
fsr-3853	234	13	62.04	62.04	NUM
fsr-3853	234	14	52.01	52.01	NUM
fsr-3853	234	15	57.88	57.88	NUM
fsr-3853	234	16	37.85	37.85	NUM
fsr-3853	234	17	50.77	50.77	NUM
fsr-3853	234	18	f	f	PROPN
fsr-3853	234	19	statistic	statistic	NOUN
fsr-3853	234	20	(	(	PUNCT
fsr-3853	234	21	13.96	13.96	NUM
fsr-3853	234	22	)	)	PUNCT
fsr-3853	234	23	*	*	PUNCT
fsr-3853	235	1	*	*	PUNCT
fsr-3853	235	2	(	(	PUNCT
fsr-3853	235	3	21.48	21.48	NUM
fsr-3853	235	4	)	)	PUNCT
fsr-3853	235	5	*	*	PUNCT
fsr-3853	235	6	*	*	PUNCT
fsr-3853	235	7	(	(	PUNCT
fsr-3853	235	8	10.68	10.68	NUM
fsr-3853	235	9	)	)	PUNCT
fsr-3853	235	10	*	*	PUNCT
fsr-3853	235	11	*	*	PUNCT
fsr-3853	235	12	(	(	PUNCT
fsr-3853	235	13	33.93	33.93	NUM
fsr-3853	235	14	)	)	PUNCT
fsr-3853	235	15	*	*	PUNCT
fsr-3853	236	1	*	*	PUNCT
fsr-3853	236	2	(	(	PUNCT
fsr-3853	236	3	31.01	31.01	NUM
fsr-3853	236	4	)	)	PUNCT
fsr-3853	236	5	*	*	PUNCT
fsr-3853	236	6	*	*	PUNCT
fsr-3853	236	7	2	2	X
fsr-3853	236	8	.	.	X
fsr-3853	236	9	race	race	NOUN
fsr-3853	236	10	a	a	PRON
fsr-3853	236	11	)	)	PUNCT
fsr-3853	236	12	white	white	ADJ
fsr-3853	236	13	64.89	64.89	NUM
fsr-3853	236	14	55.60	55.60	NUM
fsr-3853	236	15	61.25	61.25	NUM
fsr-3853	236	16	41.73	41.73	NUM
fsr-3853	236	17	54.24	54.24	NUM
fsr-3853	236	18	b	b	X
fsr-3853	236	19	)	)	PUNCT
fsr-3853	236	20	african	african	ADJ
fsr-3853	236	21	-	-	PUNCT
fsr-3853	236	22	american	american	ADJ
fsr-3853	237	1	56.69	56.69	NUM
fsr-3853	237	2	44.82	44.82	NUM
fsr-3853	237	3	46.61	46.61	NUM
fsr-3853	237	4	31.78	31.78	NUM
fsr-3853	237	5	43.74	43.74	NUM
fsr-3853	237	6	c	c	NOUN
fsr-3853	237	7	)	)	PUNCT
fsr-3853	237	8	asian	asian	NOUN
fsr-3853	237	9	61.94	61.94	NUM
fsr-3853	237	10	56.73	56.73	NUM
fsr-3853	237	11	56.38	56.38	NUM
fsr-3853	237	12	42.38	42.38	NUM
fsr-3853	237	13	53.19	53.19	NUM
fsr-3853	237	14	d	d	NOUN
fsr-3853	237	15	)	)	PUNCT
fsr-3853	237	16	hispanic	hispanic	NOUN
fsr-3853	237	17	73.81	73.81	NUM
fsr-3853	237	18	63.49	63.49	NUM
fsr-3853	237	19	57.14	57.14	NUM
fsr-3853	237	20	40.48	40.48	NUM
fsr-3853	237	21	57.34	57.34	NUM
fsr-3853	237	22	e	e	NOUN
fsr-3853	237	23	)	)	PUNCT
fsr-3853	237	24	native	native	ADJ
fsr-3853	237	25	american	american	PROPN
fsr-3853	237	26	60.74	60.74	NUM
fsr-3853	237	27	46.67	46.67	NUM
fsr-3853	237	28	60.00	60.00	NUM
fsr-3853	237	29	36.67	36.67	NUM
fsr-3853	237	30	49.07	49.07	NUM
fsr-3853	237	31	f	f	PROPN
fsr-3853	237	32	statistic	statistic	NOUN
fsr-3853	237	33	(	(	PUNCT
fsr-3853	237	34	2.64	2.64	NUM
fsr-3853	237	35	)	)	PUNCT
fsr-3853	237	36	*	*	PUNCT
fsr-3853	237	37	*	*	PUNCT
fsr-3853	237	38	(	(	PUNCT
fsr-3853	237	39	4.05	4.05	NUM
fsr-3853	237	40	)	)	PUNCT
fsr-3853	237	41	*	*	PUNCT
fsr-3853	237	42	*	*	PUNCT
fsr-3853	237	43	(	(	PUNCT
fsr-3853	237	44	5.40	5.40	NUM
fsr-3853	237	45	)	)	PUNCT
fsr-3853	237	46	*	*	PUNCT
fsr-3853	237	47	*	*	PUNCT
fsr-3853	237	48	(	(	PUNCT
fsr-3853	237	49	3.64	3.64	NUM
fsr-3853	237	50	)	)	PUNCT
fsr-3853	237	51	*	*	PUNCT
fsr-3853	237	52	*	*	PUNCT
fsr-3853	237	53	(	(	PUNCT
fsr-3853	237	54	5.05	5.05	NUM
fsr-3853	237	55	)	)	PUNCT
fsr-3853	237	56	*	*	PUNCT
fsr-3853	237	57	*	*	PUNCT
fsr-3853	237	58	3	3	X
fsr-3853	237	59	.	.	PUNCT
fsr-3853	237	60	nationality	nationality	NOUN
fsr-3853	237	61	a	a	PRON
fsr-3853	237	62	)	)	PUNCT
fsr-3853	237	63	usa	usa	PROPN
fsr-3853	237	64	67.54	67.54	NUM
fsr-3853	237	65	58.71	58.71	NUM
fsr-3853	238	1	63.67	63.67	NUM
fsr-3853	238	2	43.05	43.05	NUM
fsr-3853	238	3	56.52	56.52	NUM
fsr-3853	238	4	b	b	NOUN
fsr-3853	238	5	)	)	PUNCT
fsr-3853	238	6	foreign	foreign	ADJ
fsr-3853	238	7	(	(	PUNCT
fsr-3853	238	8	not	not	PART
fsr-3853	238	9	usa	usa	PROPN
fsr-3853	238	10	)	)	PUNCT
fsr-3853	238	11	59.62	59.62	NUM
fsr-3853	238	12	48.72	48.72	NUM
fsr-3853	238	13	50.32	50.32	NUM
fsr-3853	238	14	38.62	38.62	NUM
fsr-3853	238	15	48.34	48.34	NUM
fsr-3853	238	16	f	f	PROPN
fsr-3853	238	17	statistic	statistic	NOUN
fsr-3853	238	18	(	(	PUNCT
fsr-3853	238	19	7.26	7.26	NUM
fsr-3853	238	20	)	)	PUNCT
fsr-3853	238	21	*	*	PUNCT
fsr-3853	238	22	*	*	PUNCT
fsr-3853	238	23	(	(	PUNCT
fsr-3853	238	24	i	i	PROPN
fsr-3853	238	25	1.92	1.92	NUM
fsr-3853	238	26	)	)	PUNCT
fsr-3853	238	27	*	*	PUNCT
fsr-3853	238	28	*	*	PUNCT
fsr-3853	238	29	(	(	PUNCT
fsr-3853	238	30	17.77	17.77	NUM
fsr-3853	238	31	)	)	PUNCT
fsr-3853	238	32	*	*	PUNCT
fsr-3853	238	33	*	*	PUNCT
fsr-3853	238	34	(	(	PUNCT
fsr-3853	238	35	2.53	2.53	NUM
fsr-3853	238	36	)	)	PUNCT
fsr-3853	238	37	(	(	PUNCT
fsr-3853	238	38	13.22	13.22	NUM
fsr-3853	238	39	)	)	PUNCT
fsr-3853	238	40	*	*	PUNCT
fsr-3853	238	41	*	*	PUNCT
fsr-3853	238	42	c.	c.	NOUN
fsr-3853	238	43	experience	experience	NOUN
fsr-3853	238	44	1	1	NUM
fsr-3853	238	45	.	.	NOUN
fsr-3853	238	46	years	year	NOUN
fsr-3853	238	47	of	of	ADP
fsr-3853	238	48	work	work	NOUN
fsr-3853	238	49	experience	experience	NOUN
fsr-3853	238	50	a	a	PRON
fsr-3853	238	51	)	)	PUNCT
fsr-3853	238	52	none	none	NOUN
fsr-3853	238	53	57.97	57.97	NUM
fsr-3853	238	54	42.01	42.01	NUM
fsr-3853	238	55	45.83	45.83	NUM
fsr-3853	238	56	29.69	29.69	NUM
fsr-3853	238	57	42.53	42.53	NUM
fsr-3853	238	58	b	b	NOUN
fsr-3853	238	59	)	)	PUNCT
fsr-3853	238	60	less	less	ADJ
fsr-3853	238	61	than	than	ADP
fsr-3853	238	62	two	two	NUM
fsr-3853	238	63	years	year	NOUN
fsr-3853	238	64	57.55	57.55	NUM
fsr-3853	238	65	51.14	51.14	NUM
fsr-3853	238	66	52.99	52.99	NUM
fsr-3853	238	67	36.65	36.65	NUM
fsr-3853	238	68	48.22	48.22	NUM
fsr-3853	238	69	c	c	NOUN
fsr-3853	238	70	)	)	PUNCT
fsr-3853	238	71	two	two	NUM
fsr-3853	238	72	to	to	PART
fsr-3853	238	73	less	less	ADJ
fsr-3853	238	74	than	than	ADP
fsr-3853	238	75	four	four	NUM
fsr-3853	238	76	years	year	NOUN
fsr-3853	238	77	58.21	58.21	NUM
fsr-3853	238	78	51.82	51.82	NUM
fsr-3853	238	79	55.97	55.97	NUM
fsr-3853	238	80	34.36	34.36	NUM
fsr-3853	238	81	48.42	48.42	NUM
fsr-3853	238	82	d	d	NOUN
fsr-3853	238	83	)	)	PUNCT
fsr-3853	238	84	four	four	NUM
fsr-3853	238	85	to	to	PART
fsr-3853	238	86	less	less	ADJ
fsr-3853	238	87	than	than	ADP
fsr-3853	238	88	six	six	NUM
fsr-3853	238	89	years	year	NOUN
fsr-3853	238	90	65.12	65.12	NUM
fsr-3853	238	91	54.30	54.30	NUM
fsr-3853	238	92	61.25	61.25	NUM
fsr-3853	238	93	39.18	39.18	NUM
fsr-3853	238	94	53.12	53.12	NUM
fsr-3853	238	95	e	e	NOUN
fsr-3853	238	96	)	)	PUNCT
fsr-3853	238	97	six	six	NUM
fsr-3853	238	98	yearsor	yearsor	NOUN
fsr-3853	238	99	more	more	ADJ
fsr-3853	238	100	73.09	73.09	NUM
fsr-3853	238	101	63.72	63.72	NUM
fsr-3853	238	102	68.66	68.66	NUM
fsr-3853	238	103	48.78	48.78	NUM
fsr-3853	238	104	61.91	61.91	NUM
fsr-3853	238	105	f	f	PROPN
fsr-3853	238	106	statistic	statistic	PROPN
fsr-3853	238	107	(	(	PUNCT
fsr-3853	238	108	22.32	22.32	NUM
fsr-3853	238	109	)	)	PUNCT
fsr-3853	238	110	*	*	PUNCT
fsr-3853	238	111	*	*	PUNCT
fsr-3853	238	112	(	(	PUNCT
fsr-3853	238	113	20.79	20.79	NUM
fsr-3853	238	114	)	)	PUNCT
fsr-3853	238	115	*	*	PUNCT
fsr-3853	238	116	*	*	PUNCT
fsr-3853	238	117	(	(	PUNCT
fsr-3853	238	118	19.42	19.42	NUM
fsr-3853	238	119	)	)	PUNCT
fsr-3853	238	120	*	*	PUNCT
fsr-3853	238	121	*	*	PUNCT
fsr-3853	238	122	(	(	PUNCT
fsr-3853	238	123	24.09	24.09	NUM
fsr-3853	238	124	)	)	PUNCT
fsr-3853	238	125	*	*	PUNCT
fsr-3853	238	126	*	*	PUNCT
fsr-3853	238	127	(	(	PUNCT
fsr-3853	238	128	37.78	37.78	NUM
fsr-3853	238	129	)	)	PUNCT
fsr-3853	238	130	*	*	PUNCT
fsr-3853	239	1	*	*	PUNCT
fsr-3853	239	2	2	2	NUM
fsr-3853	239	3	.	.	NOUN
fsr-3853	239	4	years	year	NOUN
fsr-3853	239	5	of	of	ADP
fsr-3853	239	6	age	age	NOUN
fsr-3853	239	7	a	a	PRON
fsr-3853	239	8	)	)	PUNCT
fsr-3853	239	9	18	18	NUM
fsr-3853	239	10	to	to	ADP
fsr-3853	239	11	22	22	NUM
fsr-3853	239	12	60.28	60.28	NUM
fsr-3853	239	13	52.32	52.32	NUM
fsr-3853	239	14	56.79	56.79	NUM
fsr-3853	239	15	36.37	36.37	NUM
fsr-3853	239	16	49.74	49.74	NUM
fsr-3853	239	17	b	b	NOUN
fsr-3853	239	18	)	)	PUNCT
fsr-3853	239	19	23	23	NUM
fsr-3853	239	20	to	to	PART
fsr-3853	239	21	29	29	NUM
fsr-3853	239	22	68.78	68.78	NUM
fsr-3853	239	23	59.63	59.63	NUM
fsr-3853	239	24	63.68	63.68	NUM
fsr-3853	239	25	44.90	44.90	NUM
fsr-3853	239	26	57.63	57.63	NUM
fsr-3853	239	27	c	c	NOUN
fsr-3853	239	28	)	)	PUNCT
fsr-3853	239	29	30	30	NUM
fsr-3853	239	30	to	to	ADP
fsr-3853	239	31	39	39	NUM
fsr-3853	239	32	61.07	61.07	NUM
fsr-3853	239	33	49.08	49.08	NUM
fsr-3853	239	34	55.74	55.74	NUM
fsr-3853	239	35	39.96	39.96	NUM
fsr-3853	239	36	50.15	50.15	NUM
fsr-3853	239	37	d	d	NOUN
fsr-3853	239	38	)	)	PUNCT
fsr-3853	239	39	40	40	NUM
fsr-3853	239	40	and	and	CCONJ
fsr-3853	239	41	over	over	ADP
fsr-3853	239	42	74.07	74.07	NUM
fsr-3853	239	43	62.32	62.32	NUM
fsr-3853	239	44	71.74	71.74	NUM
fsr-3853	239	45	5	5	NUM
fsr-3853	239	46	i.45	i.45	NOUN
fsr-3853	239	47	63.20	63.20	NUM
fsr-3853	239	48	f	f	PROPN
fsr-3853	239	49	statistic	statistic	NOUN
fsr-3853	239	50	(	(	PUNCT
fsr-3853	239	51	13.70	13.70	NUM
fsr-3853	239	52	)	)	PUNCT
fsr-3853	239	53	*	*	PUNCT
fsr-3853	240	1	*	*	PUNCT
fsr-3853	240	2	(	(	PUNCT
fsr-3853	240	3	11.57	11.57	NUM
fsr-3853	240	4	)	)	PUNCT
fsr-3853	240	5	*	*	PUNCT
fsr-3853	241	1	*	*	PUNCT
fsr-3853	241	2	(	(	PUNCT
fsr-3853	241	3	11.43	11.43	NUM
fsr-3853	241	4	)	)	PUNCT
fsr-3853	241	5	*	*	PUNCT
fsr-3853	241	6	*	*	PUNCT
fsr-3853	241	7	(	(	PUNCT
fsr-3853	241	8	17.98	17.98	NUM
fsr-3853	241	9	)	)	PUNCT
fsr-3853	241	10	*	*	PUNCT
fsr-3853	241	11	*	*	PUNCT
fsr-3853	241	12	(	(	PUNCT
fsr-3853	241	13	20.16	20.16	NUM
fsr-3853	241	14	)	)	PUNCT
fsr-3853	241	15	*	*	PUNCT
fsr-3853	241	16	*	*	PUNCT
fsr-3853	241	17	d.	d.	PROPN
fsr-3853	241	18	income	income	PROPN
fsr-3853	241	19	1	1	NUM
fsr-3853	241	20	.	.	PUNCT
fsr-3853	242	1	last	last	ADJ
fsr-3853	242	2	year	year	NOUN
fsr-3853	242	3	's	's	PART
fsr-3853	242	4	income	income	NOUN
fsr-3853	242	5	a	a	NOUN
fsr-3853	242	6	)	)	PUNCT
fsr-3853	242	7	under	under	ADP
fsr-3853	242	8	$	$	SYM
fsr-3853	242	9	10,000	10,000	NUM
fsr-3853	242	10	62.44	62.44	NUM
fsr-3853	242	11	51.39	51.39	NUM
fsr-3853	242	12	60.78	60.78	NUM
fsr-3853	242	13	39.13	39.13	NUM
fsr-3853	242	14	51.63	51.63	NUM
fsr-3853	242	15	b	b	NOUN
fsr-3853	242	16	)	)	PUNCT
fsr-3853	242	17	$	$	SYM
fsr-3853	242	18	10,000to	10,000to	NUM
fsr-3853	242	19	$	$	SYM
fsr-3853	242	20	29,999	29,999	NUM
fsr-3853	242	21	67.91	67.91	NUM
fsr-3853	242	22	58.58	58.58	NUM
fsr-3853	242	23	62.20	62.20	NUM
fsr-3853	242	24	41.48	41.48	NUM
fsr-3853	242	25	55.82	55.82	NUM
fsr-3853	242	26	c	c	NOUN
fsr-3853	242	27	)	)	PUNCT
fsr-3853	242	28	$	$	SYM
fsr-3853	242	29	30,000	30,000	NUM
fsr-3853	242	30	to	to	PART
fsr-3853	242	31	$	$	SYM
fsr-3853	242	32	49,999	49,999	NUM
fsr-3853	242	33	65.45	65.45	NUM
fsr-3853	242	34	58.62	58.62	NUM
fsr-3853	242	35	61.11	61.11	NUM
fsr-3853	242	36	42.97	42.97	NUM
fsr-3853	242	37	55.53	55.53	NUM
fsr-3853	242	38	d	d	NOUN
fsr-3853	242	39	)	)	PUNCT
fsr-3853	242	40	$	$	SYM
fsr-3853	242	41	50,000	50,000	NUM
fsr-3853	242	42	or	or	CCONJ
fsr-3853	242	43	more	more	ADJ
fsr-3853	242	44	68.46	68.46	NUM
fsr-3853	242	45	59.50	59.50	NUM
fsr-3853	242	46	63.71	63.71	NUM
fsr-3853	242	47	44.40	44.40	NUM
fsr-3853	242	48	57.41	57.41	NUM
fsr-3853	242	49	f	f	PROPN
fsr-3853	242	50	statistic	statistic	NOUN
fsr-3853	242	51	(	(	PUNCT
fsr-3853	242	52	3.56	3.56	NUM
fsr-3853	242	53	)	)	PUNCT
fsr-3853	242	54	*	*	PUNCT
fsr-3853	242	55	(	(	PUNCT
fsr-3853	242	56	6.58	6.58	NUM
fsr-3853	242	57	)	)	PUNCT
fsr-3853	242	58	*	*	PUNCT
fsr-3853	242	59	*	*	PUNCT
fsr-3853	242	60	(	(	PUNCT
fsr-3853	242	61	0.74	0.74	NUM
fsr-3853	242	62	)	)	PUNCT
fsr-3853	242	63	(	(	PUNCT
fsr-3853	242	64	2.77	2.77	NUM
fsr-3853	242	65	)	)	PUNCT
fsr-3853	242	66	*	*	PUNCT
fsr-3853	242	67	(	(	PUNCT
fsr-3853	242	68	4.69	4.69	NUM
fsr-3853	242	69	)	)	PUNCT
fsr-3853	242	70	*	*	PUNCT
fsr-3853	243	1	*	*	PUNCT
fsr-3853	243	2	notes	note	NOUN
fsr-3853	243	3	:	:	PUNCT
fsr-3853	243	4	*	*	PUNCT
fsr-3853	243	5	significant	significant	ADJ
fsr-3853	243	6	at	at	ADP
fsr-3853	243	7	the	the	DET
fsr-3853	243	8	0.05	0.05	NUM
fsr-3853	243	9	level	level	NOUN
fsr-3853	243	10	;	;	PUNCT
fsr-3853	243	11	*	*	PUNCT
fsr-3853	243	12	*	*	PUNCT
fsr-3853	243	13	significant	significant	ADJ
fsr-3853	243	14	at	at	ADP
fsr-3853	243	15	the	the	DET
fsr-3853	243	16	0.01	0.01	NUM
fsr-3853	243	17	level	level	NOUN
fsr-3853	243	18	or	or	CCONJ
fsr-3853	243	19	greater	great	ADJ
fsr-3853	243	20	.	.	PUNCT
fsr-3853	244	1	116	116	NUM
fsr-3853	244	2	financial	financial	ADJ
fsr-3853	244	3	services	service	NOUN
fsr-3853	244	4	review	review	VERB
fsr-3853	244	5	7(2	7(2	NUM
fsr-3853	244	6	)	)	PUNCT
fsr-3853	244	7	1998	1998	NUM
fsr-3853	244	8	in	in	ADP
fsr-3853	244	9	terms	term	NOUN
fsr-3853	244	10	of	of	ADP
fsr-3853	244	11	participants	participant	NOUN
fsr-3853	244	12	'	'	PART
fsr-3853	244	13	work	work	NOUN
fsr-3853	244	14	experience	experience	NOUN
fsr-3853	244	15	and	and	CCONJ
fsr-3853	244	16	ages	age	NOUN
fsr-3853	244	17	,	,	PUNCT
fsr-3853	244	18	participants	participant	NOUN
fsr-3853	244	19	with	with	ADP
fsr-3853	244	20	more	more	ADJ
fsr-3853	244	21	years	year	NOUN
fsr-3853	244	22	of	of	ADP
fsr-3853	244	23	work	work	NOUN
fsr-3853	244	24	experience	experience	NOUN
fsr-3853	244	25	are	be	AUX
fsr-3853	244	26	more	more	ADV
fsr-3853	244	27	knowledgeable	knowledgeable	ADJ
fsr-3853	244	28	than	than	ADP
fsr-3853	244	29	those	those	PRON
fsr-3853	244	30	with	with	ADP
fsr-3853	244	31	less	less	ADJ
fsr-3853	244	32	experience	experience	NOUN
fsr-3853	244	33	.	.	PUNCT
fsr-3853	245	1	participants	participant	NOUN
fsr-3853	245	2	in	in	ADP
fsr-3853	245	3	the	the	DET
fsr-3853	245	4	age	age	NOUN
fsr-3853	245	5	subgroups	subgroup	NOUN
fsr-3853	245	6	of	of	ADP
fsr-3853	245	7	23	23	NUM
fsr-3853	245	8	to	to	PART
fsr-3853	245	9	29	29	NUM
fsr-3853	245	10	and	and	CCONJ
fsr-3853	245	11	40	40	NUM
fsr-3853	245	12	or	or	CCONJ
fsr-3853	245	13	older	old	ADJ
fsr-3853	245	14	exhibit	exhibit	VERB
fsr-3853	245	15	greater	great	ADJ
fsr-3853	245	16	knowledge	knowledge	NOUN
fsr-3853	245	17	than	than	ADP
fsr-3853	245	18	the	the	DET
fsr-3853	245	19	other	other	ADJ
fsr-3853	245	20	age	age	NOUN
fsr-3853	245	21	groups	group	NOUN
fsr-3853	245	22	.	.	PUNCT
fsr-3853	246	1	finally	finally	ADV
fsr-3853	246	2	,	,	PUNCT
fsr-3853	246	3	it	it	PRON
fsr-3853	246	4	seems	seem	VERB
fsr-3853	246	5	that	that	SCONJ
fsr-3853	246	6	participants	participant	NOUN
fsr-3853	246	7	with	with	ADP
fsr-3853	246	8	higher	high	ADJ
fsr-3853	246	9	personal	personal	ADJ
fsr-3853	246	10	income	income	NOUN
fsr-3853	246	11	answered	answer	VERB
fsr-3853	246	12	more	more	ADJ
fsr-3853	246	13	questions	question	NOUN
fsr-3853	246	14	correctly	correctly	ADV
fsr-3853	246	15	than	than	ADP
fsr-3853	246	16	those	those	PRON
fsr-3853	246	17	with	with	ADP
fsr-3853	246	18	lower	low	ADJ
fsr-3853	246	19	income	income	NOUN
fsr-3853	246	20	.	.	PUNCT
fsr-3853	247	1	the	the	DET
fsr-3853	247	2	survey	survey	NOUN
fsr-3853	247	3	has	have	VERB
fsr-3853	247	4	an	an	DET
fsr-3853	247	5	age	age	NOUN
fsr-3853	247	6	category	category	NOUN
fsr-3853	247	7	of	of	ADP
fsr-3853	247	8	"	"	PUNCT
fsr-3853	247	9	60	60	NUM
fsr-3853	247	10	or	or	CCONJ
fsr-3853	247	11	older	old	ADJ
fsr-3853	247	12	"	"	PUNCT
fsr-3853	247	13	and	and	CCONJ
fsr-3853	247	14	an	an	DET
fsr-3853	247	15	income	income	NOUN
fsr-3853	247	16	category	category	NOUN
fsr-3853	247	17	of	of	ADP
fsr-3853	247	18	"	"	PUNCT
fsr-3853	247	19	no	no	DET
fsr-3853	247	20	income	income	NOUN
fsr-3853	247	21	.	.	PUNCT
fsr-3853	247	22	"	"	PUNCT
fsr-3853	248	1	however	however	ADV
fsr-3853	248	2	,	,	PUNCT
fsr-3853	248	3	the	the	DET
fsr-3853	248	4	number	number	NOUN
fsr-3853	248	5	of	of	ADP
fsr-3853	248	6	participants	participant	NOUN
fsr-3853	248	7	in	in	ADP
fsr-3853	248	8	these	these	DET
fsr-3853	248	9	categories	category	NOUN
fsr-3853	248	10	are	be	AUX
fsr-3853	248	11	very	very	ADV
fsr-3853	248	12	small	small	ADJ
fsr-3853	248	13	.	.	PUNCT
fsr-3853	249	1	they	they	PRON
fsr-3853	249	2	are	be	AUX
fsr-3853	249	3	regrouped	regroup	VERB
fsr-3853	249	4	into	into	ADP
fsr-3853	249	5	the	the	DET
fsr-3853	249	6	adjacent	adjacent	ADJ
fsr-3853	249	7	groups	group	NOUN
fsr-3853	249	8	of	of	ADP
fsr-3853	249	9	"	"	PUNCT
fsr-3853	249	10	40	40	NUM
fsr-3853	249	11	and	and	CCONJ
fsr-3853	249	12	over	over	ADP
fsr-3853	249	13	"	"	PUNCT
fsr-3853	249	14	and	and	CCONJ
fsr-3853	249	15	"	"	PUNCT
fsr-3853	249	16	under	under	ADP
fsr-3853	249	17	$	$	SYM
fsr-3853	249	18	10,000	10,000	NUM
fsr-3853	249	19	.	.	PUNCT
fsr-3853	249	20	"	"	PUNCT
fsr-3853	250	1	results	result	NOUN
fsr-3853	250	2	of	of	ADP
fsr-3853	250	3	the	the	DET
fsr-3853	250	4	logistic	logistic	ADJ
fsr-3853	250	5	regression	regression	NOUN
fsr-3853	250	6	are	be	AUX
fsr-3853	250	7	shown	show	VERB
fsr-3853	250	8	in	in	ADP
fsr-3853	250	9	table	table	NOUN
fsr-3853	250	10	4	4	NUM
fsr-3853	250	11	.	.	PUNCT
fsr-3853	250	12	as	as	SCONJ
fsr-3853	250	13	suggested	suggest	VERB
fsr-3853	250	14	by	by	ADP
fsr-3853	250	15	the	the	DET
fsr-3853	250	16	high	high	ADJ
fsr-3853	250	17	chi	chi	PROPN
fsr-3853	250	18	square	square	PROPN
fsr-3853	250	19	values	value	NOUN
fsr-3853	250	20	,	,	PUNCT
fsr-3853	250	21	the	the	DET
fsr-3853	250	22	models	model	NOUN
fsr-3853	250	23	have	have	VERB
fsr-3853	250	24	high	high	ADJ
fsr-3853	250	25	explanatory	explanatory	ADJ
fsr-3853	250	26	power	power	NOUN
fsr-3853	250	27	.	.	PUNCT
fsr-3853	251	1	another	another	DET
fsr-3853	251	2	widely	widely	ADV
fsr-3853	251	3	used	use	VERB
fsr-3853	251	4	measure	measure	NOUN
fsr-3853	251	5	of	of	ADP
fsr-3853	251	6	the	the	DET
fsr-3853	251	7	overall	overall	ADJ
fsr-3853	251	8	fit	fit	NOUN
fsr-3853	251	9	of	of	ADP
fsr-3853	251	10	the	the	DET
fsr-3853	251	11	model	model	NOUN
fsr-3853	251	12	is	be	AUX
fsr-3853	251	13	to	to	PART
fsr-3853	251	14	examine	examine	VERB
fsr-3853	251	15	its	its	PRON
fsr-3853	251	16	ability	ability	NOUN
fsr-3853	251	17	to	to	PART
fsr-3853	251	18	correctly	correctly	ADV
fsr-3853	251	19	classify	classify	VERB
fsr-3853	251	20	observations	observation	NOUN
fsr-3853	251	21	.	.	PUNCT
fsr-3853	252	1	for	for	ADP
fsr-3853	252	2	the	the	DET
fsr-3853	252	3	entire	entire	ADJ
fsr-3853	252	4	sample	sample	NOUN
fsr-3853	252	5	,	,	PUNCT
fsr-3853	252	6	71.47	71.47	NUM
fsr-3853	252	7	%	%	NOUN
fsr-3853	252	8	of	of	ADP
fsr-3853	252	9	the	the	DET
fsr-3853	252	10	observations	observation	NOUN
fsr-3853	252	11	are	be	AUX
fsr-3853	252	12	correctly	correctly	ADV
fsr-3853	252	13	classified	classify	VERB
fsr-3853	252	14	as	as	SCONJ
fsr-3853	252	15	compared	compare	VERB
fsr-3853	252	16	with	with	ADP
fsr-3853	252	17	50.03	50.03	NUM
fsr-3853	252	18	%	%	NOUN
fsr-3853	252	19	chance	chance	NOUN
fsr-3853	252	20	classification	classification	NOUN
fsr-3853	252	21	.	.	PUNCT
fsr-3853	253	1	similar	similar	ADJ
fsr-3853	253	2	patterns	pattern	NOUN
fsr-3853	253	3	can	can	AUX
fsr-3853	253	4	be	be	AUX
fsr-3853	253	5	found	find	VERB
fsr-3853	253	6	in	in	ADP
fsr-3853	253	7	the	the	DET
fsr-3853	253	8	individual	individual	ADJ
fsr-3853	253	9	sections	section	NOUN
fsr-3853	253	10	.	.	PUNCT
fsr-3853	254	1	in	in	ADP
fsr-3853	254	2	addition	addition	NOUN
fsr-3853	254	3	to	to	ADP
fsr-3853	254	4	the	the	DET
fsr-3853	254	5	overall	overall	ADJ
fsr-3853	254	6	fit	fit	NOUN
fsr-3853	254	7	of	of	ADP
fsr-3853	254	8	the	the	DET
fsr-3853	254	9	model	model	NOUN
fsr-3853	254	10	,	,	PUNCT
fsr-3853	254	11	the	the	DET
fsr-3853	254	12	coefficient	coefficient	NOUN
fsr-3853	254	13	of	of	ADP
fsr-3853	254	14	major	major	NOUN
fsr-3853	254	15	for	for	ADP
fsr-3853	254	16	the	the	DET
fsr-3853	254	17	entire	entire	ADJ
fsr-3853	254	18	sam	sam	PROPN
fsr-3853	254	19	ple	ple	PROPN
fsr-3853	254	20	is	be	AUX
fsr-3853	254	21	negative	negative	ADJ
fsr-3853	254	22	and	and	CCONJ
fsr-3853	254	23	significant	significant	ADJ
fsr-3853	254	24	at	at	ADP
fsr-3853	254	25	the	the	DET
fsr-3853	254	26	0.01	0.01	NUM
fsr-3853	254	27	level	level	NOUN
fsr-3853	254	28	.	.	PUNCT
fsr-3853	255	1	consistent	consistent	ADJ
fsr-3853	255	2	with	with	ADP
fsr-3853	255	3	findings	finding	NOUN
fsr-3853	255	4	of	of	ADP
fsr-3853	255	5	anova	anova	PROPN
fsr-3853	255	6	,	,	PUNCT
fsr-3853	255	7	the	the	DET
fsr-3853	255	8	result	result	NOUN
fsr-3853	255	9	suggests	suggest	VERB
fsr-3853	255	10	that	that	SCONJ
fsr-3853	255	11	non	non	ADJ
fsr-3853	255	12	-	-	ADJ
fsr-3853	255	13	business	business	ADJ
fsr-3853	255	14	majors	major	NOUN
fsr-3853	255	15	are	be	AUX
fsr-3853	255	16	more	more	ADV
fsr-3853	255	17	likely	likely	ADJ
fsr-3853	255	18	to	to	PART
fsr-3853	255	19	be	be	AUX
fsr-3853	255	20	less	less	ADV
fsr-3853	255	21	knowledgeable	knowledgeable	ADJ
fsr-3853	255	22	about	about	ADP
fsr-3853	255	23	personal	personal	ADJ
fsr-3853	255	24	finance	finance	NOUN
fsr-3853	255	25	than	than	ADP
fsr-3853	255	26	business	business	NOUN
fsr-3853	255	27	majors	major	NOUN
fsr-3853	255	28	.	.	PUNCT
fsr-3853	256	1	the	the	DET
fsr-3853	256	2	significant	significant	ADJ
fsr-3853	256	3	negative	negative	ADJ
fsr-3853	256	4	coefficients	coefficient	NOUN
fsr-3853	256	5	for	for	ADP
fsr-3853	256	6	class	class	NOUN
fsr-3853	256	7	rank	rank	NOUN
fsr-3853	256	8	variables	variable	NOUN
fsr-3853	256	9	indicate	indicate	VERB
fsr-3853	256	10	that	that	SCONJ
fsr-3853	256	11	participants	participant	NOUN
fsr-3853	256	12	from	from	ADP
fsr-3853	256	13	lower	low	ADJ
fsr-3853	256	14	class	class	NOUN
fsr-3853	256	15	ranks	rank	NOUN
fsr-3853	256	16	are	be	AUX
fsr-3853	256	17	more	more	ADV
fsr-3853	256	18	likely	likely	ADJ
fsr-3853	256	19	to	to	PART
fsr-3853	256	20	be	be	AUX
fsr-3853	256	21	less	less	ADV
fsr-3853	256	22	knowledgeable	knowledgeable	ADJ
fsr-3853	256	23	than	than	ADP
fsr-3853	256	24	those	those	PRON
fsr-3853	256	25	from	from	ADP
fsr-3853	256	26	graduate	graduate	NOUN
fsr-3853	256	27	classes	class	NOUN
fsr-3853	256	28	.	.	PUNCT
fsr-3853	257	1	women	woman	NOUN
fsr-3853	257	2	participants	participant	NOUN
fsr-3853	257	3	are	be	AUX
fsr-3853	257	4	more	more	ADV
fsr-3853	257	5	likely	likely	ADJ
fsr-3853	257	6	to	to	PART
fsr-3853	257	7	be	be	AUX
fsr-3853	257	8	less	less	ADV
fsr-3853	257	9	knowledgeable	knowledgeable	ADJ
fsr-3853	257	10	than	than	ADP
fsr-3853	257	11	men	man	NOUN
fsr-3853	257	12	.	.	PUNCT
fsr-3853	258	1	participants	participant	NOUN
fsr-3853	258	2	with	with	ADP
fsr-3853	258	3	less	less	ADJ
fsr-3853	258	4	work	work	NOUN
fsr-3853	258	5	experience	experience	NOUN
fsr-3853	258	6	have	have	VERB
fsr-3853	258	7	high	high	ADJ
fsr-3853	258	8	probability	probability	NOUN
fsr-3853	258	9	of	of	ADP
fsr-3853	258	10	being	be	AUX
fsr-3853	258	11	less	less	ADV
fsr-3853	258	12	knowledgeable	knowledgeable	ADJ
fsr-3853	258	13	than	than	ADP
fsr-3853	258	14	those	those	PRON
fsr-3853	258	15	with	with	ADP
fsr-3853	258	16	more	more	ADJ
fsr-3853	258	17	experience	experience	NOUN
fsr-3853	258	18	.	.	PUNCT
fsr-3853	259	1	the	the	DET
fsr-3853	259	2	differences	difference	NOUN
fsr-3853	259	3	between	between	ADP
fsr-3853	259	4	those	those	PRON
fsr-3853	259	5	with	with	ADP
fsr-3853	259	6	six	six	NUM
fsr-3853	259	7	or	or	CCONJ
fsr-3853	259	8	more	more	ADJ
fsr-3853	259	9	years	year	NOUN
fsr-3853	259	10	of	of	ADP
fsr-3853	259	11	experience	experience	NOUN
fsr-3853	259	12	and	and	CCONJ
fsr-3853	259	13	those	those	PRON
fsr-3853	259	14	with	with	ADP
fsr-3853	259	15	no	no	DET
fsr-3853	259	16	experience	experience	NOUN
fsr-3853	259	17	and	and	CCONJ
fsr-3853	259	18	those	those	PRON
fsr-3853	259	19	with	with	ADP
fsr-3853	259	20	less	less	ADJ
fsr-3853	259	21	than	than	ADP
fsr-3853	259	22	two	two	NUM
fsr-3853	259	23	years	year	NOUN
fsr-3853	259	24	of	of	ADP
fsr-3853	259	25	experience	experience	NOUN
fsr-3853	259	26	are	be	AUX
fsr-3853	259	27	significant	significant	ADJ
fsr-3853	259	28	at	at	ADP
fsr-3853	259	29	the	the	DET
fsr-3853	259	30	0.07	0.07	NUM
fsr-3853	259	31	and	and	CCONJ
fsr-3853	259	32	0.06	0.06	NUM
fsr-3853	259	33	levels	level	NOUN
fsr-3853	259	34	respectively	respectively	ADV
fsr-3853	259	35	.	.	PUNCT
fsr-3853	260	1	partic	partic	ADJ
fsr-3853	260	2	ipants	ipant	NOUN
fsr-3853	260	3	under	under	ADP
fsr-3853	260	4	age	age	NOUN
fsr-3853	260	5	30	30	NUM
fsr-3853	260	6	are	be	AUX
fsr-3853	260	7	more	more	ADV
fsr-3853	260	8	likely	likely	ADJ
fsr-3853	260	9	to	to	PART
fsr-3853	260	10	be	be	AUX
fsr-3853	260	11	less	less	ADV
fsr-3853	260	12	knowledgeable	knowledgeable	ADJ
fsr-3853	260	13	as	as	ADP
fsr-3853	260	14	compared	compare	VERB
fsr-3853	260	15	with	with	ADP
fsr-3853	260	16	those	those	DET
fsr-3853	260	17	40	40	NUM
fsr-3853	260	18	or	or	CCONJ
fsr-3853	260	19	older	old	ADJ
fsr-3853	260	20	.	.	PUNCT
fsr-3853	261	1	although	although	SCONJ
fsr-3853	261	2	the	the	DET
fsr-3853	261	3	coefficient	coefficient	NOUN
fsr-3853	261	4	of	of	ADP
fsr-3853	261	5	age3	age3	PROPN
fsr-3853	261	6	still	still	ADV
fsr-3853	261	7	exhibits	exhibit	VERB
fsr-3853	261	8	a	a	DET
fsr-3853	261	9	negative	negative	ADJ
fsr-3853	261	10	sign	sign	NOUN
fsr-3853	261	11	,	,	PUNCT
fsr-3853	261	12	the	the	DET
fsr-3853	261	13	difference	difference	NOUN
fsr-3853	261	14	between	between	ADP
fsr-3853	261	15	those	those	PRON
fsr-3853	261	16	who	who	PRON
fsr-3853	261	17	are	be	AUX
fsr-3853	261	18	in	in	ADP
fsr-3853	261	19	their	their	PRON
fsr-3853	261	20	thirties	thirty	NOUN
fsr-3853	261	21	and	and	CCONJ
fsr-3853	261	22	forties	forty	NOUN
fsr-3853	261	23	or	or	CCONJ
fsr-3853	261	24	older	old	ADJ
fsr-3853	261	25	is	be	AUX
fsr-3853	261	26	statistically	statistically	ADV
fsr-3853	261	27	insignificant	insignificant	ADJ
fsr-3853	261	28	.	.	PUNCT
fsr-3853	262	1	while	while	SCONJ
fsr-3853	262	2	race	race	NOUN
fsr-3853	262	3	,	,	PUNCT
fsr-3853	262	4	nationality	nationality	NOUN
fsr-3853	262	5	,	,	PUNCT
fsr-3853	262	6	and	and	CCONJ
fsr-3853	262	7	income	income	NOUN
fsr-3853	262	8	variables	variable	NOUN
fsr-3853	262	9	affect	affect	VERB
fsr-3853	262	10	level	level	NOUN
fsr-3853	262	11	of	of	ADP
fsr-3853	262	12	knowledge	knowledge	NOUN
fsr-3853	262	13	in	in	ADP
fsr-3853	262	14	one	one	NUM
fsr-3853	262	15	way	way	NOUN
fsr-3853	262	16	anova	anova	X
fsr-3853	262	17	,	,	PUNCT
fsr-3853	262	18	they	they	PRON
fsr-3853	262	19	no	no	ADV
fsr-3853	262	20	longer	long	ADV
fsr-3853	262	21	have	have	VERB
fsr-3853	262	22	any	any	DET
fsr-3853	262	23	significant	significant	ADJ
fsr-3853	262	24	impact	impact	NOUN
fsr-3853	262	25	in	in	ADP
fsr-3853	262	26	the	the	DET
fsr-3853	262	27	logistic	logistic	ADJ
fsr-3853	262	28	regression	regression	NOUN
fsr-3853	262	29	where	where	SCONJ
fsr-3853	262	30	all	all	DET
fsr-3853	262	31	the	the	DET
fsr-3853	262	32	variables	variable	NOUN
fsr-3853	262	33	are	be	AUX
fsr-3853	262	34	used	use	VERB
fsr-3853	262	35	simultaneously	simultaneously	ADV
fsr-3853	262	36	to	to	PART
fsr-3853	262	37	explain	explain	VERB
fsr-3853	262	38	the	the	DET
fsr-3853	262	39	level	level	NOUN
fsr-3853	262	40	of	of	ADP
fsr-3853	262	41	knowledge	knowledge	NOUN
fsr-3853	262	42	.	.	PUNCT
fsr-3853	263	1	with	with	ADP
fsr-3853	263	2	few	few	ADJ
fsr-3853	263	3	exceptions	exception	NOUN
fsr-3853	263	4	,	,	PUNCT
fsr-3853	263	5	the	the	DET
fsr-3853	263	6	results	result	NOUN
fsr-3853	263	7	from	from	ADP
fsr-3853	263	8	logistic	logistic	ADJ
fsr-3853	263	9	regressions	regression	NOUN
fsr-3853	263	10	for	for	ADP
fsr-3853	263	11	the	the	DET
fsr-3853	263	12	individual	individual	ADJ
fsr-3853	263	13	sections	section	NOUN
fsr-3853	263	14	are	be	AUX
fsr-3853	263	15	consistent	consistent	ADJ
fsr-3853	263	16	with	with	ADP
fsr-3853	263	17	that	that	PRON
fsr-3853	263	18	of	of	ADP
fsr-3853	263	19	the	the	DET
fsr-3853	263	20	entire	entire	ADJ
fsr-3853	263	21	sample	sample	NOUN
fsr-3853	263	22	.	.	PUNCT
fsr-3853	264	1	for	for	ADP
fsr-3853	264	2	example	example	NOUN
fsr-3853	264	3	,	,	PUNCT
fsr-3853	264	4	the	the	DET
fsr-3853	264	5	business	business	NOUN
fsr-3853	264	6	majors	major	NOUN
fsr-3853	264	7	perform	perform	VERB
fsr-3853	264	8	consistently	consistently	ADV
fsr-3853	264	9	better	well	ADJ
fsr-3853	264	10	than	than	ADP
fsr-3853	264	11	the	the	DET
fsr-3853	264	12	non	non	ADJ
fsr-3853	264	13	-	-	ADJ
fsr-3853	264	14	business	business	ADJ
fsr-3853	264	15	majors	major	NOUN
fsr-3853	264	16	in	in	ADP
fsr-3853	264	17	every	every	DET
fsr-3853	264	18	section	section	NOUN
fsr-3853	264	19	of	of	ADP
fsr-3853	264	20	the	the	DET
fsr-3853	264	21	survey	survey	NOUN
fsr-3853	264	22	.	.	PUNCT
fsr-3853	265	1	similarly	similarly	ADV
fsr-3853	265	2	,	,	PUNCT
fsr-3853	265	3	many	many	ADJ
fsr-3853	265	4	coefficients	coefficient	NOUN
fsr-3853	265	5	for	for	ADP
fsr-3853	265	6	classrank	classrank	ADJ
fsr-3853	265	7	,	,	PUNCT
fsr-3853	265	8	gender	gender	NOUN
fsr-3853	265	9	,	,	PUNCT
fsr-3853	265	10	and	and	CCONJ
fsr-3853	265	11	age	age	NOUN
fsr-3853	265	12	variables	variable	NOUN
fsr-3853	265	13	in	in	ADP
fsr-3853	265	14	the	the	DET
fsr-3853	265	15	individual	individual	ADJ
fsr-3853	265	16	sec	sec	PROPN
fsr-3853	265	17	tions	tion	NOUN
fsr-3853	265	18	carry	carry	VERB
fsr-3853	265	19	the	the	DET
fsr-3853	265	20	same	same	ADJ
fsr-3853	265	21	signs	sign	NOUN
fsr-3853	265	22	and	and	CCONJ
fsr-3853	265	23	are	be	AUX
fsr-3853	265	24	significant	significant	ADJ
fsr-3853	265	25	as	as	SCONJ
fsr-3853	265	26	shown	show	VERB
fsr-3853	265	27	for	for	ADP
fsr-3853	265	28	the	the	DET
fsr-3853	265	29	entire	entire	ADJ
fsr-3853	265	30	sample	sample	NOUN
fsr-3853	265	31	.	.	PUNCT
fsr-3853	266	1	few	few	ADJ
fsr-3853	266	2	coeffi	coeffi	PROPN
fsr-3853	266	3	cients	cient	NOUN
fsr-3853	266	4	of	of	ADP
fsr-3853	266	5	race	race	NOUN
fsr-3853	266	6	,	,	PUNCT
fsr-3853	266	7	nationality	nationality	NOUN
fsr-3853	266	8	,	,	PUNCT
fsr-3853	266	9	and	and	CCONJ
fsr-3853	266	10	income	income	NOUN
fsr-3853	266	11	are	be	AUX
fsr-3853	266	12	significant	significant	ADJ
fsr-3853	266	13	in	in	ADP
fsr-3853	266	14	the	the	DET
fsr-3853	266	15	individual	individual	ADJ
fsr-3853	266	16	sections	section	NOUN
fsr-3853	266	17	.	.	PUNCT
fsr-3853	267	1	the	the	DET
fsr-3853	267	2	result	result	NOUN
fsr-3853	267	3	that	that	SCONJ
fsr-3853	267	4	business	business	NOUN
fsr-3853	267	5	majors	major	NOUN
fsr-3853	267	6	are	be	AUX
fsr-3853	267	7	more	more	ADV
fsr-3853	267	8	knowledgeable	knowledgeable	ADJ
fsr-3853	267	9	is	be	AUX
fsr-3853	267	10	consistent	consistent	ADJ
fsr-3853	267	11	with	with	ADP
fsr-3853	267	12	findings	finding	NOUN
fsr-3853	267	13	of	of	ADP
fsr-3853	267	14	previous	previous	ADJ
fsr-3853	267	15	research	research	NOUN
fsr-3853	267	16	.	.	PUNCT
fsr-3853	268	1	the	the	DET
fsr-3853	268	2	finding	finding	NOUN
fsr-3853	268	3	is	be	AUX
fsr-3853	268	4	not	not	PART
fsr-3853	268	5	surprising	surprising	ADJ
fsr-3853	268	6	because	because	SCONJ
fsr-3853	268	7	curriculum	curriculum	NOUN
fsr-3853	268	8	requirements	requirement	NOUN
fsr-3853	268	9	of	of	ADP
fsr-3853	268	10	busi	busi	NOUN
fsr-3853	268	11	ness	ness	ADJ
fsr-3853	268	12	majors	major	NOUN
fsr-3853	268	13	give	give	VERB
fsr-3853	268	14	them	they	PRON
fsr-3853	268	15	more	more	ADJ
fsr-3853	268	16	opportunity	opportunity	NOUN
fsr-3853	268	17	to	to	PART
fsr-3853	268	18	take	take	VERB
fsr-3853	268	19	finance	finance	NOUN
fsr-3853	268	20	and	and	CCONJ
fsr-3853	268	21	related	related	ADJ
fsr-3853	268	22	courses	course	NOUN
fsr-3853	268	23	.	.	PUNCT
fsr-3853	269	1	participants	participant	NOUN
fsr-3853	269	2	who	who	PRON
fsr-3853	269	3	are	be	AUX
fsr-3853	269	4	more	more	ADV
fsr-3853	269	5	senior	senior	ADJ
fsr-3853	269	6	in	in	ADP
fsr-3853	269	7	class	class	NOUN
fsr-3853	269	8	rank	rank	NOUN
fsr-3853	269	9	have	have	AUX
fsr-3853	269	10	earned	earn	VERB
fsr-3853	269	11	higher	high	ADJ
fsr-3853	269	12	scores	score	NOUN
fsr-3853	269	13	in	in	ADP
fsr-3853	269	14	the	the	DET
fsr-3853	269	15	survey	survey	NOUN
fsr-3853	269	16	.	.	PUNCT
fsr-3853	270	1	one	one	NUM
fsr-3853	270	2	explanation	explanation	NOUN
fsr-3853	270	3	is	be	AUX
fsr-3853	270	4	that	that	SCONJ
fsr-3853	270	5	by	by	ADP
fsr-3853	270	6	staying	stay	VERB
fsr-3853	270	7	in	in	ADP
fsr-3853	270	8	universities	university	NOUN
fsr-3853	270	9	longer	long	ADV
fsr-3853	270	10	,	,	PUNCT
fsr-3853	270	11	students	student	NOUN
fsr-3853	270	12	will	will	AUX
fsr-3853	270	13	naturally	naturally	ADV
fsr-3853	270	14	pick	pick	VERB
fsr-3853	270	15	up	up	ADP
fsr-3853	270	16	more	more	ADV
fsr-3853	270	17	about	about	ADP
fsr-3853	270	18	personal	personal	ADJ
fsr-3853	270	19	finance	finance	NOUN
fsr-3853	270	20	.	.	PUNCT
fsr-3853	271	1	our	our	PRON
fsr-3853	271	2	argument	argument	NOUN
fsr-3853	271	3	is	be	AUX
fsr-3853	271	4	that	that	SCONJ
fsr-3853	271	5	students	student	NOUN
fsr-3853	271	6	do	do	AUX
fsr-3853	271	7	not	not	PART
fsr-3853	271	8	gain	gain	VERB
fsr-3853	271	9	more	more	ADJ
fsr-3853	271	10	knowledge	knowledge	NOUN
fsr-3853	271	11	of	of	ADP
fsr-3853	271	12	personal	personal	ADJ
fsr-3853	271	13	finance	finance	NOUN
fsr-3853	271	14	by	by	ADP
fsr-3853	271	15	just	just	ADV
fsr-3853	271	16	spending	spend	VERB
fsr-3853	271	17	more	more	ADJ
fsr-3853	271	18	time	time	NOUN
fsr-3853	271	19	in	in	ADP
fsr-3853	271	20	college	college	NOUN
fsr-3853	271	21	learning	learn	VERB
fsr-3853	271	22	other	other	ADJ
fsr-3853	271	23	unrelated	unrelated	ADJ
fsr-3853	271	24	subjects	subject	NOUN
fsr-3853	271	25	.	.	PUNCT
fsr-3853	272	1	they	they	PRON
fsr-3853	272	2	learn	learn	VERB
fsr-3853	272	3	the	the	DET
fsr-3853	272	4	subject	subject	NOUN
fsr-3853	272	5	through	through	ADP
fsr-3853	272	6	a	a	DET
fsr-3853	272	7	business	business	NOUN
fsr-3853	272	8	course	course	NOUN
fsr-3853	272	9	,	,	PUNCT
fsr-3853	272	10	seminars	seminar	NOUN
fsr-3853	272	11	,	,	PUNCT
fsr-3853	272	12	or	or	CCONJ
fsr-3853	272	13	their	their	PRON
fsr-3853	272	14	own	own	ADJ
fsr-3853	272	15	mistakes	mistake	NOUN
fsr-3853	272	16	.	.	PUNCT
fsr-3853	273	1	our	our	PRON
fsr-3853	273	2	view	view	NOUN
fsr-3853	273	3	is	be	AUX
fsr-3853	273	4	consistent	consistent	ADJ
fsr-3853	273	5	with	with	ADP
fsr-3853	273	6	the	the	DET
fsr-3853	273	7	finding	finding	NOUN
fsr-3853	273	8	of	of	ADP
fsr-3853	273	9	this	this	DET
fsr-3853	273	10	study	study	NOUN
fsr-3853	273	11	that	that	SCONJ
fsr-3853	273	12	business	business	NOUN
fsr-3853	273	13	majors	major	NOUN
fsr-3853	273	14	are	be	AUX
fsr-3853	273	15	more	more	ADV
fsr-3853	273	16	knowledgeable	knowledgeable	ADJ
fsr-3853	273	17	than	than	ADP
fsr-3853	273	18	non	non	ADJ
fsr-3853	273	19	-	-	ADJ
fsr-3853	273	20	business	business	ADJ
fsr-3853	273	21	majors	major	NOUN
fsr-3853	273	22	.	.	PUNCT
fsr-3853	274	1	a	a	DET
fsr-3853	274	2	similar	similar	ADJ
fsr-3853	274	3	line	line	NOUN
fsr-3853	274	4	of	of	ADP
fsr-3853	274	5	reasoning	reasoning	NOUN
fsr-3853	274	6	would	would	AUX
fsr-3853	274	7	apply	apply	VERB
fsr-3853	274	8	to	to	ADP
fsr-3853	274	9	why	why	SCONJ
fsr-3853	274	10	the	the	DET
fsr-3853	274	11	participants	participant	NOUN
fsr-3853	274	12	who	who	PRON
fsr-3853	274	13	are	be	AUX
fsr-3853	274	14	older	old	ADJ
fsr-3853	274	15	or	or	CCONJ
fsr-3853	274	16	have	have	VERB
fsr-3853	274	17	more	more	ADJ
fsr-3853	274	18	work	work	NOUN
fsr-3853	274	19	experience	experience	NOUN
fsr-3853	274	20	earned	earn	VERB
fsr-3853	274	21	high	high	ADJ
fsr-3853	274	22	scores	score	NOUN
fsr-3853	274	23	in	in	ADP
fsr-3853	274	24	the	the	DET
fsr-3853	274	25	survey	survey	NOUN
fsr-3853	274	26	.	.	PUNCT
fsr-3853	275	1	they	they	PRON
fsr-3853	275	2	must	must	AUX
fsr-3853	275	3	have	have	VERB
fsr-3853	275	4	prior	prior	ADJ
fsr-3853	275	5	expo	expo	NOUN
fsr-3853	275	6	sure	sure	ADJ
fsr-3853	275	7	to	to	ADP
fsr-3853	275	8	personal	personal	ADJ
fsr-3853	275	9	finance	finance	NOUN
fsr-3853	275	10	.	.	PUNCT
fsr-3853	276	1	they	they	PRON
fsr-3853	276	2	are	be	AUX
fsr-3853	276	3	not	not	PART
fsr-3853	276	4	more	more	ADV
fsr-3853	276	5	literate	literate	ADJ
fsr-3853	276	6	just	just	ADV
fsr-3853	276	7	because	because	SCONJ
fsr-3853	276	8	they	they	PRON
fsr-3853	276	9	are	be	AUX
fsr-3853	276	10	older	old	ADJ
fsr-3853	276	11	.	.	PUNCT
fsr-3853	277	1	t	t	PROPN
fsr-3853	277	2	a	a	DET
fsr-3853	277	3	b	b	NOUN
fsr-3853	277	4	l	l	NOUN
fsr-3853	277	5	e	e	NOUN
fsr-3853	277	6	4	4	NUM
fsr-3853	277	7	l	l	NOUN
fsr-3853	277	8	og	og	PROPN
fsr-3853	277	9	is	be	AUX
fsr-3853	277	10	tic	tic	ADJ
fsr-3853	277	11	r	r	NOUN
fsr-3853	277	12	eg	eg	NOUN
fsr-3853	277	13	re	re	NOUN
fsr-3853	277	14	ss	ss	PROPN
fsr-3853	277	15	io	io	PROPN
fsr-3853	277	16	n	n	ADV
fsr-3853	277	17	a	a	DET
fsr-3853	277	18	na	na	NOUN
fsr-3853	277	19	ly	ly	X
fsr-3853	277	20	si	si	PROPN
fsr-3853	277	21	s	s	X
fsr-3853	277	22	of	of	ADP
fsr-3853	277	23	th	th	X
fsr-3853	277	24	e	e	X
fsr-3853	278	1	i	i	PRON
fsr-3853	278	2	m	m	VERB
fsr-3853	278	3	pa	pa	PROPN
fsr-3853	278	4	ct	ct	NUM
fsr-3853	278	5	o	o	PROPN
fsr-3853	279	1	f	f	X
fsr-3853	279	2	p	p	PROPN
fsr-3853	279	3	ar	ar	PROPN
fsr-3853	279	4	tic	tic	PROPN
fsr-3853	279	5	ip	ip	VERB
fsr-3853	279	6	an	an	DET
fsr-3853	279	7	ts	ts	NOUN
fsr-3853	279	8	'	'	PUNCT
fsr-3853	279	9	e	e	X
fsr-3853	279	10	du	du	X
fsr-3853	279	11	ca	can	AUX
fsr-3853	279	12	tio	tio	PROPN
fsr-3853	279	13	n	n	CCONJ
fsr-3853	279	14	,	,	PUNCT
fsr-3853	280	1	e	e	X
fsr-3853	280	2	xp	xp	INTJ
fsr-3853	281	1	er	er	INTJ
fsr-3853	281	2	ie	ie	X
fsr-3853	281	3	nc	nc	PROPN
fsr-3853	281	4	e	e	PROPN
fsr-3853	281	5	,	,	PUNCT
fsr-3853	281	6	d	d	PROPN
fsr-3853	281	7	em	em	PRON
fsr-3853	281	8	og	og	INTJ
fsr-3853	281	9	ra	ra	PROPN
fsr-3853	281	10	ph	ph	PROPN
fsr-3853	282	1	ic	ic	INTJ
fsr-3853	282	2	c	c	INTJ
fsr-3853	282	3	ha	ha	INTJ
fsr-3853	283	1	ra	ra	INTJ
fsr-3853	283	2	ct	ct	INTJ
fsr-3853	283	3	er	er	INTJ
fsr-3853	283	4	is	be	AUX
fsr-3853	283	5	tic	tic	ADJ
fsr-3853	283	6	s	s	NOUN
fsr-3853	283	7	,	,	PUNCT
fsr-3853	283	8	an	an	DET
fsr-3853	283	9	d	d	NOUN
fsr-3853	283	10	in	in	ADP
fsr-3853	283	11	co	co	NOUN
fsr-3853	283	12	m	m	PROPN
fsr-3853	283	13	e	e	NOUN
fsr-3853	283	14	on	on	ADP
fsr-3853	283	15	t	t	PROPN
fsr-3853	284	1	he	he	PRON
fsr-3853	284	2	ir	ir	PROPN
fsr-3853	284	3	f	f	PROPN
fsr-3853	284	4	in	in	ADP
fsr-3853	284	5	an	an	DET
fsr-3853	284	6	ci	ci	PROPN
fsr-3853	284	7	al	al	PROPN
fsr-3853	284	8	l	l	PROPN
fsr-3853	284	9	ite	ite	PROPN
fsr-3853	285	1	ra	ra	PROPN
fsr-3853	285	2	cy	cy	PROPN
fsr-3853	285	3	m	m	PROPN
fsr-3853	285	4	a	a	DET
fsr-3853	285	5	jo	jo	NOUN
fsr-3853	286	1	r	r	NOUN
fsr-3853	286	2	c	c	NOUN
fsr-3853	286	3	l	l	NOUN
fsr-3853	286	4	a	a	DET
fsr-3853	286	5	s	s	X
fsr-3853	286	6	s	s	NOUN
fsr-3853	286	7	r	r	NOUN
fsr-3853	286	8	a	a	DET
fsr-3853	286	9	n	n	NOUN
fsr-3853	286	10	k	k	PROPN
fsr-3853	286	11	1	1	NUM
fsr-3853	286	12	c	c	NOUN
fsr-3853	286	13	l	l	NOUN
fsr-3853	286	14	a	a	DET
fsr-3853	286	15	s	s	X
fsr-3853	286	16	s	s	NOUN
fsr-3853	286	17	r	r	NOUN
fsr-3853	286	18	a	a	DET
fsr-3853	286	19	n	n	NOUN
fsr-3853	286	20	k	k	PROPN
fsr-3853	286	21	2	2	NUM
fsr-3853	286	22	c	c	NOUN
fsr-3853	286	23	l	l	NOUN
fsr-3853	286	24	a	a	DET
fsr-3853	286	25	s	s	X
fsr-3853	286	26	s	s	NOUN
fsr-3853	286	27	r	r	NOUN
fsr-3853	286	28	a	a	DET
fsr-3853	286	29	n	n	NOUN
fsr-3853	286	30	k	k	PROPN
fsr-3853	286	31	3	3	NUM
fsr-3853	286	32	c	c	NOUN
fsr-3853	286	33	l	l	NOUN
fsr-3853	286	34	a	a	DET
fsr-3853	286	35	s	s	X
fsr-3853	286	36	s	s	NOUN
fsr-3853	286	37	r	r	NOUN
fsr-3853	286	38	a	a	DET
fsr-3853	286	39	n	n	NOUN
fsr-3853	286	40	k	k	PROPN
fsr-3853	286	41	4	4	NUM
fsr-3853	286	42	g	g	NOUN
fsr-3853	286	43	e	e	PROPN
fsr-3853	286	44	n	n	NOUN
fsr-3853	286	45	d	d	X
fsr-3853	286	46	e	e	NOUN
fsr-3853	286	47	r	r	NOUN
fsr-3853	286	48	r	r	NOUN
fsr-3853	286	49	a	a	DET
fsr-3853	286	50	c	c	NOUN
fsr-3853	286	51	e	e	NOUN
fsr-3853	286	52	i	i	PRON
fsr-3853	286	53	r	r	VERB
fsr-3853	286	54	a	a	DET
fsr-3853	286	55	c	c	NOUN
fsr-3853	286	56	e	e	ADP
fsr-3853	286	57	2	2	NUM
fsr-3853	286	58	r	r	NOUN
fsr-3853	286	59	a	a	DET
fsr-3853	286	60	c	c	NOUN
fsr-3853	286	61	e	e	NOUN
fsr-3853	286	62	3	3	NUM
fsr-3853	286	63	r	r	NOUN
fsr-3853	286	64	a	a	DET
fsr-3853	286	65	c	c	NOUN
fsr-3853	286	66	e	e	ADP
fsr-3853	286	67	4	4	NUM
fsr-3853	286	68	n	n	ADV
fsr-3853	286	69	a	a	DET
fsr-3853	286	70	t	t	NOUN
fsr-3853	286	71	io	io	X
fsr-3853	286	72	n	n	ADP
fsr-3853	286	73	a	a	DET
fsr-3853	286	74	l	l	NOUN
fsr-3853	287	1	it	it	PRON
fsr-3853	287	2	y	y	NOUN
fsr-3853	287	3	e	e	NOUN
fsr-3853	287	4	x	x	X
fsr-3853	287	5	p	p	X
fsr-3853	287	6	e	e	X
fsr-3853	287	7	r	r	NOUN
fsr-3853	287	8	ie	ie	X
fsr-3853	287	9	n	n	ADV
fsr-3853	287	10	c	c	NOUN
fsr-3853	287	11	e	e	ADP
fsr-3853	287	12	1	1	NUM
fsr-3853	287	13	e	e	NOUN
fsr-3853	287	14	x	x	X
fsr-3853	287	15	p	p	X
fsr-3853	287	16	e	e	X
fsr-3853	287	17	r	r	NOUN
fsr-3853	287	18	ie	ie	X
fsr-3853	287	19	n	n	ADV
fsr-3853	287	20	c	c	NOUN
fsr-3853	287	21	e	e	ADP
fsr-3853	287	22	2	2	NUM
fsr-3853	287	23	e	e	NOUN
fsr-3853	287	24	x	x	X
fsr-3853	287	25	p	p	X
fsr-3853	287	26	e	e	X
fsr-3853	287	27	r	r	NOUN
fsr-3853	287	28	ie	ie	X
fsr-3853	287	29	n	n	ADV
fsr-3853	287	30	c	c	NOUN
fsr-3853	287	31	e	e	X
fsr-3853	287	32	3	3	NUM
fsr-3853	287	33	e	e	NOUN
fsr-3853	287	34	x	x	X
fsr-3853	287	35	p	p	X
fsr-3853	287	36	e	e	X
fsr-3853	287	37	r	r	NOUN
fsr-3853	287	38	ie	ie	X
fsr-3853	287	39	n	n	ADV
fsr-3853	287	40	c	c	NOUN
fsr-3853	287	41	e	e	ADP
fsr-3853	287	42	4	4	NUM
fsr-3853	287	43	a	a	DET
fsr-3853	287	44	g	g	NOUN
fsr-3853	287	45	e	e	NOUN
fsr-3853	287	46	i	i	PRON
fsr-3853	287	47	a	a	DET
fsr-3853	287	48	g	g	NOUN
fsr-3853	287	49	e	e	PROPN
fsr-3853	287	50	2	2	NUM
fsr-3853	287	51	a	a	DET
fsr-3853	287	52	g	g	NOUN
fsr-3853	287	53	e	e	NOUN
fsr-3853	287	54	3	3	NUM
fsr-3853	287	55	in	in	ADP
fsr-3853	287	56	c	c	NOUN
fsr-3853	287	57	o	o	NOUN
fsr-3853	287	58	m	m	VERB
fsr-3853	287	59	e	e	NOUN
fsr-3853	287	60	i	i	PRON
fsr-3853	287	61	in	in	ADP
fsr-3853	287	62	c	c	NOUN
fsr-3853	287	63	o	o	NOUN
fsr-3853	287	64	m	m	VERB
fsr-3853	287	65	e	e	NOUN
fsr-3853	287	66	2	2	NUM
fsr-3853	287	67	in	in	ADP
fsr-3853	287	68	c	c	NOUN
fsr-3853	287	69	o	o	NOUN
fsr-3853	287	70	m	m	VERB
fsr-3853	287	71	e	e	NOUN
fsr-3853	287	72	3	3	NUM
fsr-3853	287	73	e	e	PROPN
fsr-3853	287	74	st	st	PROPN
fsr-3853	287	75	i	i	X
fsr-3853	287	76	m	m	VERB
fsr-3853	287	77	at	at	ADP
fsr-3853	287	78	ed	ed	PROPN
fsr-3853	287	79	c	c	PROPN
fsr-3853	287	80	oe	oe	PROPN
fsr-3853	287	81	ffi	ffi	PROPN
fsr-3853	287	82	ci	ci	PROPN
fsr-3853	287	83	en	en	X
fsr-3853	287	84	ts	ts	ADP
fsr-3853	287	85	a	a	DET
fsr-3853	287	86	nd	nd	ADV
fsr-3853	287	87	th	th	X
fsr-3853	287	88	e	e	X
fsr-3853	287	89	le	le	X
fsr-3853	287	90	ve	ve	VERB
fsr-3853	287	91	l	l	NOUN
fsr-3853	288	1	o	o	X
fsr-3853	289	1	f	f	X
fsr-3853	289	2	s	s	VERB
fsr-3853	289	3	ig	ig	PROPN
fsr-3853	289	4	ni	ni	PROPN
fsr-3853	289	5	fic	fic	PROPN
fsr-3853	289	6	an	an	PROPN
fsr-3853	289	7	ce	ce	PROPN
fsr-3853	289	8	f	f	PROPN
fsr-3853	289	9	or	or	CCONJ
fsr-3853	289	10	v	v	ADP
fsr-3853	289	11	ar	ar	PROPN
fsr-3853	289	12	io	io	PROPN
fsr-3853	289	13	us	us	PROPN
fsr-3853	289	14	s	s	PROPN
fsr-3853	289	15	ec	ec	PROPN
fsr-3853	289	16	tio	tio	NOUN
fsr-3853	289	17	ns	ns	INTJ
fsr-3853	289	18	a	a	PRON
fsr-3853	289	19	nd	nd	ADV
fsr-3853	289	20	th	th	X
fsr-3853	289	21	e	e	NOUN
fsr-3853	289	22	e	e	X
fsr-3853	289	23	nt	not	PART
fsr-3853	289	24	ir	ir	PROPN
fsr-3853	289	25	e	e	PROPN
fsr-3853	289	26	sa	sa	NOUN
fsr-3853	289	27	m	m	PROPN
fsr-3853	289	28	pl	pl	PROPN
fsr-3853	289	29	e	e	X
fsr-3853	289	30	g	g	PROPN
fsr-3853	289	31	en	en	PROPN
fsr-3853	289	32	er	er	INTJ
fsr-3853	289	33	al	al	PROPN
fsr-3853	289	34	sa	sa	PROPN
fsr-3853	289	35	vi	vi	PROPN
fsr-3853	290	1	ng	ng	PROPN
fsr-3853	290	2	s	s	PROPN
fsr-3853	290	3	&	&	CCONJ
fsr-3853	290	4	f	f	PROPN
fsr-3853	290	5	or	or	CCONJ
fsr-3853	290	6	th	th	X
fsr-3853	290	7	e	e	X
fsr-3853	290	8	k	k	PROPN
fsr-3853	291	1	no	no	INTJ
fsr-3853	291	2	w	w	VERB
fsr-3853	291	3	le	le	X
fsr-3853	291	4	dg	dg	X
fsr-3853	291	5	e	e	PROPN
fsr-3853	291	6	b	b	PROPN
fsr-3853	291	7	or	or	CCONJ
fsr-3853	291	8	ro	ro	INTJ
fsr-3853	291	9	w	w	NOUN
fsr-3853	291	10	in	in	ADP
fsr-3853	291	11	g	g	PROPN
fsr-3853	291	12	in	in	ADP
fsr-3853	291	13	su	su	PROPN
fsr-3853	291	14	ra	ra	PROPN
fsr-3853	291	15	nc	nc	PROPN
fsr-3853	291	16	e	e	PROPN
fsr-3853	291	17	in	in	ADP
fsr-3853	291	18	ve	ve	PROPN
fsr-3853	291	19	st	st	PROPN
fsr-3853	291	20	m	m	PROPN
fsr-3853	291	21	en	en	X
fsr-3853	291	22	ts	ts	X
fsr-3853	291	23	sa	sa	PROPN
fsr-3853	291	24	m	m	PROPN
fsr-3853	291	25	pl	pl	PROPN
fsr-3853	291	26	e	e	X
fsr-3853	291	27	-0	-0	PROPN
fsr-3853	291	28	.9	.9	NUM
fsr-3853	291	29	91	91	NUM
fsr-3853	291	30	1	1	NUM
fsr-3853	291	31	"	"	PUNCT
fsr-3853	291	32	*	*	PUNCT
fsr-3853	292	1	-0	-0	PUNCT
fsr-3853	292	2	.3	.3	NUM
fsr-3853	292	3	49	49	NUM
fsr-3853	292	4	5	5	NUM
fsr-3853	292	5	*	*	PUNCT
fsr-3853	292	6	-0	-0	X
fsr-3853	292	7	.5	.5	NUM
fsr-3853	292	8	37	37	NUM
fsr-3853	292	9	9	9	NUM
fsr-3853	292	10	*	*	SYM
fsr-3853	292	11	*	*	PUNCT
fsr-3853	293	1	-1	-1	PUNCT
fsr-3853	293	2	.1	.1	NUM
fsr-3853	293	3	7	7	NUM
fsr-3853	293	4	5	5	NUM
fsr-3853	293	5	3	3	NUM
fsr-3853	293	6	"	"	PUNCT
fsr-3853	293	7	*	*	PUNCT
fsr-3853	294	1	-0	-0	PUNCT
fsr-3853	294	2	.8	.8	NUM
fsr-3853	294	3	96	96	NUM
fsr-3853	294	4	5	5	NUM
fsr-3853	294	5	*	*	SYM
fsr-3853	294	6	*	*	PUNCT
fsr-3853	294	7	1	1	NUM
fsr-3853	294	8	.0	.0	NUM
fsr-3853	294	9	57	57	NUM
fsr-3853	294	10	3	3	NUM
fsr-3853	294	11	*	*	PUNCT
fsr-3853	294	12	*	*	PUNCT
fsr-3853	294	13	1	1	NUM
fsr-3853	294	14	.1	.1	NUM
fsr-3853	294	15	49	49	NUM
fsr-3853	294	16	1	1	NUM
fsr-3853	295	1	*	*	PUNCT
fsr-3853	295	2	*	*	PUNCT
fsr-3853	295	3	-0	-0	INTJ
fsr-3853	295	4	.7	.7	NUM
fsr-3853	295	5	04	04	NUM
fsr-3853	295	6	4	4	NUM
fsr-3853	295	7	-2	-2	NOUN
fsr-3853	295	8	.3	.3	NUM
fsr-3853	295	9	63	63	NUM
fsr-3853	295	10	0	0	NUM
fsr-3853	295	11	*	*	PUNCT
fsr-3853	295	12	*	*	PUNCT
fsr-3853	295	13	1	1	NUM
fsr-3853	295	14	.8	.8	NUM
fsr-3853	295	15	61	61	NUM
fsr-3853	295	16	3	3	NUM
fsr-3853	295	17	*	*	PUNCT
fsr-3853	295	18	*	*	PUNCT
fsr-3853	295	19	-0	-0	INTJ
fsr-3853	295	20	.9	.9	NUM
fsr-3853	295	21	17	17	NUM
fsr-3853	295	22	3	3	NUM
fsr-3853	295	23	*	*	SYM
fsr-3853	295	24	*	*	SYM
fsr-3853	295	25	1	1	NUM
fsr-3853	295	26	.3	.3	NUM
fsr-3853	295	27	25	25	NUM
fsr-3853	295	28	1	1	NUM
fsr-3853	295	29	*	*	PUNCT
fsr-3853	295	30	*	*	PUNCT
fsr-3853	296	1	-0	-0	PUNCT
fsr-3853	296	2	.5	.5	NUM
fsr-3853	296	3	97	97	NUM
fsr-3853	296	4	2	2	NUM
fsr-3853	296	5	-2	-2	NOUN
fsr-3853	296	6	.0	.0	NUM
fsr-3853	296	7	38	38	NUM
fsr-3853	296	8	1	1	NUM
fsr-3853	296	9	*	*	PUNCT
fsr-3853	296	10	*	*	PUNCT
fsr-3853	296	11	1	1	NUM
fsr-3853	296	12	.6	.6	NUM
fsr-3853	296	13	07	07	NUM
fsr-3853	296	14	1	1	NUM
fsr-3853	296	15	*	*	PUNCT
fsr-3853	296	16	*	*	PUNCT
fsr-3853	296	17	-0	-0	INTJ
fsr-3853	296	18	.6	.6	NUM
fsr-3853	296	19	98	98	NUM
fsr-3853	296	20	5	5	NUM
fsr-3853	296	21	*	*	SYM
fsr-3853	296	22	1	1	NUM
fsr-3853	296	23	.2	.2	NUM
fsr-3853	296	24	23	23	NUM
fsr-3853	296	25	4	4	NUM
fsr-3853	296	26	*	*	PUNCT
fsr-3853	296	27	*	*	PUNCT
fsr-3853	296	28	-0	-0	PUNCT
fsr-3853	296	29	.5	.5	NUM
fsr-3853	296	30	33	33	NUM
fsr-3853	296	31	7	7	NUM
fsr-3853	296	32	1	1	NUM
fsr-3853	296	33	.5	.5	NUM
fsr-3853	296	34	01	01	NUM
fsr-3853	296	35	2	2	NUM
fsr-3853	296	36	*	*	SYM
fsr-3853	296	37	*	*	PUNCT
fsr-3853	296	38	1	1	NUM
fsr-3853	296	39	.1	.1	NUM
fsr-3853	296	40	10	10	NUM
fsr-3853	296	41	7	7	NUM
fsr-3853	296	42	*	*	PUNCT
fsr-3853	296	43	*	*	PUNCT
fsr-3853	297	1	-0	-0	INTJ
fsr-3853	297	2	.4	.4	NUM
fsr-3853	297	3	14	14	NUM
fsr-3853	297	4	5	5	NUM
fsr-3853	297	5	-0	-0	SYM
fsr-3853	297	6	.7	.7	NUM
fsr-3853	297	7	24	24	NUM
fsr-3853	297	8	8	8	NUM
fsr-3853	297	9	*	*	PUNCT
fsr-3853	297	10	-0	-0	INTJ
fsr-3853	297	11	.4	.4	NUM
fsr-3853	298	1	05	05	NUM
fsr-3853	298	2	0	0	NUM
fsr-3853	299	1	-0	-0	SYM
fsr-3853	299	2	.9	.9	NUM
fsr-3853	299	3	29	29	NUM
fsr-3853	299	4	8	8	NUM
fsr-3853	299	5	*	*	PUNCT
fsr-3853	299	6	*	*	PUNCT
fsr-3853	300	1	-0	-0	INTJ
fsr-3853	300	2	.6	.6	NUM
fsr-3853	300	3	69	69	NUM
fsr-3853	300	4	7	7	NUM
fsr-3853	300	5	*	*	SYM
fsr-3853	300	6	0	0	NUM
fsr-3853	300	7	.	.	PUNCT
fsr-3853	301	1	16	16	NUM
fsr-3853	301	2	13	13	NUM
fsr-3853	301	3	0	0	NUM
fsr-3853	301	4	.	.	PUNCT
fsr-3853	302	1	41	41	NUM
fsr-3853	302	2	33	33	NUM
fsr-3853	302	3	*	*	PUNCT
fsr-3853	302	4	*	*	PUNCT
fsr-3853	302	5	-0	-0	INTJ
fsr-3853	302	6	.0	.0	NUM
fsr-3853	302	7	14	14	NUM
fsr-3853	302	8	9	9	NUM
fsr-3853	302	9	0	0	NUM
fsr-3853	302	10	.	.	PUNCT
fsr-3853	303	1	68	68	NUM
fsr-3853	303	2	62	62	NUM
fsr-3853	303	3	*	*	PUNCT
fsr-3853	303	4	*	*	NOUN
fsr-3853	303	5	0	0	NUM
fsr-3853	303	6	.	.	NUM
fsr-3853	303	7	63	63	NUM
fsr-3853	303	8	31	31	NUM
fsr-3853	303	9	*	*	PUNCT
fsr-3853	304	1	*	*	PUNCT
fsr-3853	304	2	0	0	X
fsr-3853	304	3	.	.	NOUN
fsr-3853	304	4	85	85	NUM
fsr-3853	304	5	46	46	NUM
fsr-3853	304	6	-0	-0	NOUN
fsr-3853	304	7	.2	.2	NUM
fsr-3853	304	8	74	74	NUM
fsr-3853	304	9	0	0	NUM
fsr-3853	304	10	0	0	NUM
fsr-3853	304	11	.	.	PUNCT
fsr-3853	305	1	94	94	NUM
fsr-3853	305	2	28	28	NUM
fsr-3853	305	3	0	0	NUM
fsr-3853	305	4	.	.	PROPN
fsr-3853	306	1	44	44	NUM
fsr-3853	306	2	97	97	NUM
fsr-3853	306	3	0	0	NUM
fsr-3853	306	4	.	.	PUNCT
fsr-3853	307	1	46	46	NUM
fsr-3853	307	2	67	67	NUM
fsr-3853	307	3	0	0	NUM
fsr-3853	307	4	.	.	PUNCT
fsr-3853	308	1	52	52	NUM
fsr-3853	308	2	09	09	NUM
fsr-3853	308	3	1	1	NUM
fsr-3853	308	4	.1	.1	NUM
fsr-3853	308	5	77	77	NUM
fsr-3853	308	6	2	2	NUM
fsr-3853	308	7	*	*	SYM
fsr-3853	308	8	0	0	NUM
fsr-3853	308	9	.1	.1	NUM
fsr-3853	308	10	6	6	NUM
fsr-3853	308	11	7	7	NUM
fsr-3853	308	12	0	0	NUM
fsr-3853	308	13	-0	-0	NOUN
fsr-3853	308	14	.2	.2	NUM
fsr-3853	308	15	98	98	NUM
fsr-3853	308	16	5	5	NUM
fsr-3853	308	17	-0	-0	SYM
fsr-3853	308	18	.1	.1	NUM
fsr-3853	308	19	84	84	NUM
fsr-3853	308	20	6	6	NUM
fsr-3853	308	21	1	1	NUM
fsr-3853	308	22	.	.	PUNCT
fsr-3853	309	1	93	93	NUM
fsr-3853	309	2	26	26	NUM
fsr-3853	309	3	*	*	SYM
fsr-3853	309	4	1	1	NUM
fsr-3853	309	5	.	.	X
fsr-3853	309	6	16	16	NUM
fsr-3853	309	7	28	28	NUM
fsr-3853	309	8	0	0	NUM
fsr-3853	309	9	.	.	PUNCT
fsr-3853	310	1	99	99	NUM
fsr-3853	310	2	68	68	NUM
fsr-3853	310	3	0	0	NUM
fsr-3853	310	4	.1	.1	NUM
fsr-3853	310	5	4	4	NUM
fsr-3853	310	6	8	8	NUM
fsr-3853	310	7	0	0	NUM
fsr-3853	310	8	0	0	NUM
fsr-3853	310	9	.	.	PUNCT
fsr-3853	311	1	71	71	NUM
fsr-3853	311	2	66	66	NUM
fsr-3853	311	3	0	0	NUM
fsr-3853	311	4	.	.	PUNCT
fsr-3853	312	1	94	94	NUM
fsr-3853	312	2	02	02	NUM
fsr-3853	312	3	-0	-0	SYM
fsr-3853	312	4	.5	.5	NUM
fsr-3853	312	5	61	61	NUM
fsr-3853	312	6	5	5	NUM
fsr-3853	312	7	1	1	NUM
fsr-3853	312	8	.	.	PUNCT
fsr-3853	312	9	67	67	NUM
fsr-3853	312	10	78	78	NUM
fsr-3853	312	11	0	0	NUM
fsr-3853	312	12	.	.	PUNCT
fsr-3853	312	13	79	79	NUM
fsr-3853	312	14	25	25	NUM
fsr-3853	312	15	1	1	NUM
fsr-3853	312	16	.	.	PUNCT
fsr-3853	313	1	34	34	NUM
fsr-3853	313	2	56	56	NUM
fsr-3853	313	3	-0	-0	SYM
fsr-3853	313	4	.0	.0	NUM
fsr-3853	313	5	99	99	NUM
fsr-3853	313	6	2	2	NUM
fsr-3853	313	7	1	1	NUM
fsr-3853	313	8	.2	.2	NUM
fsr-3853	313	9	71	71	NUM
fsr-3853	313	10	7	7	NUM
fsr-3853	313	11	*	*	PUNCT
fsr-3853	313	12	*	*	PUNCT
fsr-3853	313	13	-0	-0	INTJ
fsr-3853	313	14	.7	.7	NUM
fsr-3853	313	15	85	85	NUM
fsr-3853	313	16	4	4	NUM
fsr-3853	313	17	-0	-0	SYM
fsr-3853	313	18	.6	.6	NUM
fsr-3853	313	19	12	12	NUM
fsr-3853	313	20	3	3	NUM
fsr-3853	313	21	-0	-0	SYM
fsr-3853	313	22	.7	.7	NUM
fsr-3853	313	23	15	15	NUM
fsr-3853	313	24	6	6	NUM
fsr-3853	313	25	-0	-0	SYM
fsr-3853	313	26	.3	.3	NUM
fsr-3853	313	27	77	77	NUM
fsr-3853	313	28	1	1	NUM
fsr-3853	313	29	-0	-0	SYM
fsr-3853	313	30	.8	.8	PROPN
fsr-3853	313	31	23	23	NUM
fsr-3853	313	32	4	4	NUM
fsr-3853	313	33	1	1	NUM
fsr-3853	313	34	.2	.2	NUM
fsr-3853	313	35	64	64	NUM
fsr-3853	313	36	4	4	NUM
fsr-3853	313	37	-0	-0	SYM
fsr-3853	313	38	.9	.9	NUM
fsr-3853	313	39	24	24	NUM
fsr-3853	313	40	8	8	NUM
fsr-3853	313	41	1	1	NUM
fsr-3853	313	42	.0	.0	NUM
fsr-3853	313	43	62	62	NUM
fsr-3853	313	44	0	0	NUM
fsr-3853	313	45	-0	-0	SYM
fsr-3853	313	46	.5	.5	NUM
fsr-3853	313	47	66	66	NUM
fsr-3853	313	48	1	1	NUM
fsr-3853	313	49	-0	-0	SYM
fsr-3853	313	50	.2	.2	NUM
fsr-3853	313	51	87	87	NUM
fsr-3853	313	52	3	3	NUM
fsr-3853	313	53	-0	-0	SYM
fsr-3853	313	54	.2	.2	NUM
fsr-3853	313	55	13	13	NUM
fsr-3853	313	56	6	6	NUM
fsr-3853	313	57	0	0	NUM
fsr-3853	313	58	.	.	PUNCT
fsr-3853	313	59	15	15	NUM
fsr-3853	313	60	15	15	NUM
fsr-3853	313	61	-0	-0	SYM
fsr-3853	313	62	.6	.6	NUM
fsr-3853	313	63	61	61	NUM
fsr-3853	313	64	1	1	NUM
fsr-3853	313	65	-0	-0	SYM
fsr-3853	313	66	.8	.8	NUM
fsr-3853	313	67	08	08	NUM
fsr-3853	313	68	3	3	NUM
fsr-3853	313	69	*	*	PUNCT
fsr-3853	313	70	*	*	PUNCT
fsr-3853	313	71	-0	-0	INTJ
fsr-3853	313	72	.6	.6	NUM
fsr-3853	313	73	37	37	NUM
fsr-3853	313	74	1	1	NUM
fsr-3853	313	75	*	*	PUNCT
fsr-3853	313	76	*	*	PUNCT
fsr-3853	313	77	-0	-0	PUNCT
fsr-3853	313	78	.3	.3	NUM
fsr-3853	313	79	03	03	NUM
fsr-3853	313	80	7	7	NUM
fsr-3853	313	81	-0	-0	SYM
fsr-3853	313	82	.5	.5	NUM
fsr-3853	313	83	26	26	NUM
fsr-3853	313	84	3	3	NUM
fsr-3853	313	85	-0	-0	SYM
fsr-3853	313	86	.9	.9	NUM
fsr-3853	313	87	34	34	NUM
fsr-3853	313	88	3	3	NUM
fsr-3853	313	89	*	*	PUNCT
fsr-3853	313	90	*	*	PUNCT
fsr-3853	313	91	-0	-0	PUNCT
fsr-3853	313	92	.1	.1	NUM
fsr-3853	313	93	62	62	NUM
fsr-3853	313	94	3	3	NUM
fsr-3853	313	95	-0	-0	SYM
fsr-3853	313	96	.5	.5	NUM
fsr-3853	313	97	57	57	NUM
fsr-3853	313	98	4	4	NUM
fsr-3853	313	99	*	*	PUNCT
fsr-3853	313	100	*	*	PUNCT
fsr-3853	314	1	-0	-0	INTJ
fsr-3853	314	2	.2	.2	NUM
fsr-3853	314	3	01	01	NUM
fsr-3853	314	4	3	3	NUM
fsr-3853	314	5	-0	-0	INTJ
fsr-3853	314	6	.4	.4	NUM
fsr-3853	314	7	70	70	NUM
fsr-3853	314	8	9	9	NUM
fsr-3853	314	9	*	*	SYM
fsr-3853	314	10	-0	-0	NOUN
fsr-3853	314	11	.6	.6	NUM
fsr-3853	314	12	30	30	NUM
fsr-3853	314	13	6	6	NUM
fsr-3853	314	14	*	*	PUNCT
fsr-3853	314	15	*	*	PUNCT
fsr-3853	315	1	-0	-0	INTJ
fsr-3853	315	2	.9	.9	NUM
fsr-3853	315	3	84	84	NUM
fsr-3853	315	4	4	4	NUM
fsr-3853	315	5	*	*	PUNCT
fsr-3853	315	6	*	*	PUNCT
fsr-3853	315	7	-1	-1	INTJ
fsr-3853	315	8	.0	.0	NUM
fsr-3853	315	9	8	8	NUM
fsr-3853	315	10	9	9	NUM
fsr-3853	315	11	9	9	NUM
fsr-3853	315	12	'	'	NOUN
fsr-3853	315	13	*	*	PUNCT
fsr-3853	315	14	-1	-1	X
fsr-3853	315	15	.5	.5	NUM
fsr-3853	316	1	5	5	NUM
fsr-3853	316	2	1	1	NUM
fsr-3853	316	3	6	6	NUM
fsr-3853	316	4	"	"	PUNCT
fsr-3853	316	5	*	*	PUNCT
fsr-3853	316	6	-1	-1	SYM
fsr-3853	316	7	.3	.3	NUM
fsr-3853	316	8	6	6	NUM
fsr-3853	316	9	3	3	NUM
fsr-3853	316	10	1	1	NUM
fsr-3853	316	11	'	'	NOUN
fsr-3853	316	12	*	*	NOUN
fsr-3853	316	13	-1	-1	INTJ
fsr-3853	317	1	.4	.4	NUM
fsr-3853	317	2	86	86	NUM
fsr-3853	317	3	7	7	NUM
fsr-3853	317	4	"	"	PUNCT
fsr-3853	317	5	*	*	PUNCT
fsr-3853	318	1	-0	-0	INTJ
fsr-3853	318	2	.4	.4	NUM
fsr-3853	318	3	77	77	NUM
fsr-3853	318	4	0	0	NUM
fsr-3853	318	5	-0	-0	X
fsr-3853	318	6	.7	.7	NUM
fsr-3853	318	7	99	99	NUM
fsr-3853	318	8	5	5	NUM
fsr-3853	318	9	*	*	SYM
fsr-3853	318	10	*	*	PUNCT
fsr-3853	318	11	-1	-1	INTJ
fsr-3853	318	12	.0	.0	NUM
fsr-3853	318	13	78	78	NUM
fsr-3853	318	14	4	4	NUM
fsr-3853	318	15	"	"	PUNCT
fsr-3853	318	16	*	*	PUNCT
fsr-3853	319	1	-1	-1	PUNCT
fsr-3853	319	2	.2	.2	NUM
fsr-3853	319	3	4	4	NUM
fsr-3853	319	4	1	1	NUM
fsr-3853	319	5	2	2	NUM
fsr-3853	319	6	"	"	PUNCT
fsr-3853	319	7	*	*	PUNCT
fsr-3853	320	1	-1	-1	PUNCT
fsr-3853	320	2	.1	.1	NUM
fsr-3853	321	1	91	91	NUM
fsr-3853	321	2	4	4	NUM
fsr-3853	321	3	"	"	PUNCT
fsr-3853	321	4	*	*	PUNCT
fsr-3853	321	5	-0	-0	INTJ
fsr-3853	322	1	.2	.2	NUM
fsr-3853	322	2	51	51	NUM
fsr-3853	322	3	7	7	NUM
fsr-3853	322	4	-0	-0	PUNCT
fsr-3853	322	5	.4	.4	NUM
fsr-3853	322	6	05	05	NUM
fsr-3853	323	1	0	0	NUM
fsr-3853	323	2	*	*	PUNCT
fsr-3853	323	3	-0	-0	NOUN
fsr-3853	324	1	.6	.6	NUM
fsr-3853	324	2	33	33	NUM
fsr-3853	324	3	9	9	NUM
fsr-3853	324	4	-0	-0	SYM
fsr-3853	324	5	.7	.7	NUM
fsr-3853	324	6	82	82	NUM
fsr-3853	324	7	3	3	NUM
fsr-3853	324	8	*	*	SYM
fsr-3853	324	9	-0	-0	NOUN
fsr-3853	324	10	.6	.6	NUM
fsr-3853	324	11	40	40	NUM
fsr-3853	324	12	7	7	NUM
fsr-3853	324	13	-0	-0	SYM
fsr-3853	324	14	.3	.3	NUM
fsr-3853	324	15	59	59	NUM
fsr-3853	324	16	4	4	NUM
fsr-3853	324	17	-0	-0	SYM
fsr-3853	324	18	.2	.2	NUM
fsr-3853	324	19	28	28	NUM
fsr-3853	324	20	0	0	NUM
fsr-3853	324	21	0	0	NUM
fsr-3853	324	22	.3	.3	NUM
fsr-3853	324	23	8	8	NUM
fsr-3853	324	24	8	8	NUM
fsr-3853	324	25	6	6	NUM
fsr-3853	324	26	0	0	NUM
fsr-3853	324	27	.	.	PUNCT
fsr-3853	325	1	33	33	NUM
fsr-3853	325	2	82	82	NUM
fsr-3853	325	3	-0	-0	SYM
fsr-3853	325	4	.0	.0	NUM
fsr-3853	325	5	45	45	NUM
fsr-3853	325	6	9	9	NUM
fsr-3853	325	7	-0	-0	SYM
fsr-3853	325	8	.2	.2	NUM
fsr-3853	325	9	29	29	NUM
fsr-3853	325	10	1	1	NUM
fsr-3853	325	11	0	0	NUM
fsr-3853	325	12	.	.	NUM
fsr-3853	325	13	36	36	NUM
fsr-3853	325	14	23	23	NUM
fsr-3853	325	15	-0	-0	SYM
fsr-3853	325	16	.1	.1	NUM
fsr-3853	325	17	87	87	NUM
fsr-3853	325	18	7	7	NUM
fsr-3853	325	19	0	0	NUM
fsr-3853	325	20	.0	.0	NUM
fsr-3853	326	1	3	3	NUM
fsr-3853	326	2	2	2	NUM
fsr-3853	326	3	0	0	NUM
fsr-3853	326	4	-0	-0	SYM
fsr-3853	326	5	.1	.1	NUM
fsr-3853	326	6	90	90	NUM
fsr-3853	326	7	5	5	NUM
fsr-3853	326	8	-0	-0	SYM
fsr-3853	326	9	.2	.2	NUM
fsr-3853	326	10	64	64	NUM
fsr-3853	326	11	4	4	NUM
fsr-3853	326	12	0	0	NUM
fsr-3853	326	13	.	.	PUNCT
fsr-3853	327	1	18	18	NUM
fsr-3853	327	2	93	93	NUM
fsr-3853	327	3	-0	-0	SYM
fsr-3853	327	4	.0	.0	NUM
fsr-3853	327	5	66	66	NUM
fsr-3853	327	6	8	8	NUM
fsr-3853	327	7	-0	-0	SYM
fsr-3853	327	8	.0	.0	NUM
fsr-3853	327	9	13	13	NUM
fsr-3853	327	10	5	5	NUM
fsr-3853	327	11	-0	-0	SYM
fsr-3853	327	12	.1	.1	NUM
fsr-3853	327	13	66	66	NUM
fsr-3853	327	14	4	4	NUM
fsr-3853	327	15	c	c	NOUN
fsr-3853	327	16	on	on	ADP
fsr-3853	327	17	st	st	PROPN
fsr-3853	327	18	an	an	DET
fsr-3853	327	19	t	t	PROPN
fsr-3853	327	20	0	0	NUM
fsr-3853	327	21	.	.	PUNCT
fsr-3853	328	1	97	97	NUM
fsr-3853	328	2	73	73	NUM
fsr-3853	328	3	2	2	NUM
fsr-3853	328	4	.2	.2	NUM
fsr-3853	328	5	1	1	NUM
fsr-3853	328	6	3	3	NUM
fsr-3853	328	7	8	8	NUM
fsr-3853	328	8	"	"	PUNCT
fsr-3853	328	9	*	*	PROPN
fsr-3853	328	10	0	0	NUM
fsr-3853	328	11	.	.	NOUN
fsr-3853	328	12	30	30	NUM
fsr-3853	328	13	96	96	NUM
fsr-3853	328	14	2	2	NUM
fsr-3853	328	15	.1	.1	NUM
fsr-3853	328	16	1	1	NUM
fsr-3853	328	17	4	4	NUM
fsr-3853	328	18	8	8	NUM
fsr-3853	328	19	"	"	PUNCT
fsr-3853	328	20	*	*	PROPN
fsr-3853	328	21	2	2	NUM
fsr-3853	328	22	.	.	NUM
fsr-3853	328	23	48	48	NUM
fsr-3853	328	24	88	88	NUM
fsr-3853	328	25	*	*	PUNCT
fsr-3853	328	26	*	*	PUNCT
fsr-3853	328	27	-2	-2	INTJ
fsr-3853	329	1	l	l	INTJ
fsr-3853	329	2	og	og	INTJ
fsr-3853	329	3	l	l	PROPN
fsr-3853	329	4	ik	ik	PROPN
fsr-3853	329	5	el	el	PROPN
fsr-3853	329	6	ih	ih	PROPN
fsr-3853	330	1	oo	oo	INTJ
fsr-3853	330	2	d	d	PROPN
fsr-3853	330	3	89	89	NUM
fsr-3853	330	4	9	9	NUM
fsr-3853	330	5	.	.	PUNCT
fsr-3853	331	1	82	82	NUM
fsr-3853	331	2	6	6	NUM
fsr-3853	331	3	92	92	NUM
fsr-3853	331	4	4	4	NUM
fsr-3853	331	5	.	.	X
fsr-3853	332	1	75	75	NUM
fsr-3853	332	2	3	3	NUM
fsr-3853	332	3	85	85	NUM
fsr-3853	332	4	8	8	NUM
fsr-3853	332	5	.	.	PUNCT
fsr-3853	332	6	45	45	NUM
fsr-3853	332	7	1	1	NUM
fsr-3853	332	8	83	83	NUM
fsr-3853	332	9	3	3	NUM
fsr-3853	332	10	.	.	NUM
fsr-3853	332	11	36	36	NUM
fsr-3853	332	12	5	5	NUM
fsr-3853	332	13	84	84	NUM
fsr-3853	332	14	2	2	NUM
fsr-3853	332	15	.	.	X
fsr-3853	332	16	95	95	NUM
fsr-3853	332	17	5	5	NUM
fsr-3853	332	18	o	o	NOUN
fsr-3853	332	19	ve	ve	VERB
fsr-3853	332	20	ra	ra	INTJ
fsr-3853	333	1	ll	ll	AUX
fsr-3853	333	2	c	c	NOUN
fsr-3853	333	3	hi	hi	VERB
fsr-3853	333	4	-s	-s	PROPN
fsr-3853	333	5	qu	qu	PROPN
fsr-3853	333	6	ar	ar	PROPN
fsr-3853	333	7	e	e	PROPN
fsr-3853	333	8	(	(	PUNCT
fsr-3853	333	9	1	1	NUM
fsr-3853	333	10	50	50	NUM
fsr-3853	333	11	.4	.4	NUM
fsr-3853	333	12	85	85	NUM
fsr-3853	333	13	)	)	PUNCT
fsr-3853	333	14	*	*	PUNCT
fsr-3853	334	1	*	*	PUNCT
fsr-3853	334	2	(	(	PUNCT
fsr-3853	334	3	1	1	NUM
fsr-3853	334	4	34	34	NUM
fsr-3853	334	5	.0	.0	NUM
fsr-3853	334	6	40	40	NUM
fsr-3853	334	7	)	)	PUNCT
fsr-3853	335	1	*	*	PUNCT
fsr-3853	335	2	*	*	PUNCT
fsr-3853	335	3	(	(	PUNCT
fsr-3853	335	4	9	9	NUM
fsr-3853	335	5	5	5	NUM
fsr-3853	335	6	.	.	PUNCT
fsr-3853	336	1	63	63	NUM
fsr-3853	336	2	0	0	NUM
fsr-3853	336	3	)	)	PUNCT
fsr-3853	337	1	*	*	PUNCT
fsr-3853	338	1	*	*	PUNCT
fsr-3853	338	2	(	(	PUNCT
fsr-3853	338	3	2	2	NUM
fsr-3853	338	4	10	10	NUM
fsr-3853	338	5	.4	.4	NUM
fsr-3853	338	6	46	46	NUM
fsr-3853	338	7	)	)	PUNCT
fsr-3853	338	8	*	*	PUNCT
fsr-3853	339	1	*	*	PUNCT
fsr-3853	339	2	(	(	PUNCT
fsr-3853	339	3	2	2	NUM
fsr-3853	339	4	15	15	NUM
fsr-3853	339	5	.6	.6	NUM
fsr-3853	339	6	50	50	NUM
fsr-3853	339	7	)	)	PUNCT
fsr-3853	339	8	*	*	PUNCT
fsr-3853	340	1	*	*	PUNCT
fsr-3853	340	2	a	a	DET
fsr-3853	340	3	dj	dj	X
fsr-3853	340	4	us	we	PRON
fsr-3853	340	5	te	te	PROPN
fsr-3853	340	6	d	d	NOUN
fsr-3853	340	7	r	r	NOUN
fsr-3853	340	8	2	2	NUM
fsr-3853	340	9	0	0	NUM
fsr-3853	340	10	.	.	PUNCT
fsr-3853	341	1	23	23	NUM
fsr-3853	341	2	9	9	NUM
fsr-3853	341	3	0	0	NUM
fsr-3853	341	4	.	.	NOUN
fsr-3853	341	5	21	21	NUM
fsr-3853	341	6	5	5	NUM
fsr-3853	341	7	0	0	NUM
fsr-3853	341	8	.	.	PUNCT
fsr-3853	342	1	16	16	NUM
fsr-3853	342	2	5	5	NUM
fsr-3853	342	3	0	0	NUM
fsr-3853	342	4	.	.	PUNCT
fsr-3853	343	1	32	32	NUM
fsr-3853	343	2	3	3	NUM
fsr-3853	343	3	0	0	NUM
fsr-3853	343	4	.	.	PUNCT
fsr-3853	344	1	32	32	NUM
fsr-3853	344	2	8	8	NUM
fsr-3853	344	3	c	c	NOUN
fsr-3853	344	4	or	or	CCONJ
fsr-3853	344	5	re	re	NOUN
fsr-3853	344	6	ct	ct	PROPN
fsr-3853	344	7	c	c	PROPN
fsr-3853	344	8	la	la	INTJ
fsr-3853	344	9	ss	ss	PROPN
fsr-3853	344	10	if	if	SCONJ
fsr-3853	344	11	ic	ic	PROPN
fsr-3853	344	12	at	at	ADP
fsr-3853	344	13	io	io	PROPN
fsr-3853	344	14	n	n	ADV
fsr-3853	344	15	70	70	NUM
fsr-3853	344	16	.2	.2	NUM
fsr-3853	344	17	9	9	NUM
fsr-3853	344	18	%	%	NOUN
fsr-3853	344	19	6	6	NUM
fsr-3853	344	20	6	6	NUM
fsr-3853	344	21	.8	.8	NUM
fsr-3853	344	22	8	8	NUM
fsr-3853	344	23	%	%	NOUN
fsr-3853	344	24	72	72	NUM
fsr-3853	344	25	.5	.5	NUM
fsr-3853	344	26	1	1	NUM
fsr-3853	344	27	%	%	NOUN
fsr-3853	344	28	7	7	NUM
fsr-3853	344	29	2	2	NUM
fsr-3853	344	30	.6	.6	NUM
fsr-3853	344	31	4	4	NUM
fsr-3853	344	32	%	%	NOUN
fsr-3853	344	33	71	71	NUM
fsr-3853	344	34	.4	.4	NUM
fsr-3853	344	35	7	7	NUM
fsr-3853	344	36	%	%	NOUN
fsr-3853	344	37	c	c	NOUN
fsr-3853	344	38	h	h	NOUN
fsr-3853	344	39	an	an	DET
fsr-3853	344	40	ce	ce	PROPN
fsr-3853	344	41	c	c	PROPN
fsr-3853	344	42	la	la	INTJ
fsr-3853	344	43	ss	ss	PROPN
fsr-3853	344	44	if	if	SCONJ
fsr-3853	344	45	ic	ic	PROPN
fsr-3853	344	46	at	at	ADP
fsr-3853	344	47	io	io	PROPN
fsr-3853	344	48	n	n	ADV
fsr-3853	344	49	5	5	NUM
fsr-3853	344	50	0	0	NUM
fsr-3853	344	51	.7	.7	NUM
fsr-3853	344	52	4	4	NUM
fsr-3853	344	53	%	%	NOUN
fsr-3853	344	54	5	5	NUM
fsr-3853	344	55	0	0	NUM
fsr-3853	344	56	.0	.0	NUM
fsr-3853	344	57	2	2	NUM
fsr-3853	344	58	%	%	NOUN
fsr-3853	344	59	56	56	NUM
fsr-3853	344	60	.7	.7	NUM
fsr-3853	344	61	2	2	NUM
fsr-3853	344	62	%	%	NOUN
fsr-3853	344	63	5	5	NUM
fsr-3853	344	64	1	1	NUM
fsr-3853	344	65	.0	.0	NUM
fsr-3853	344	66	0	0	NUM
fsr-3853	345	1	%	%	NOUN
fsr-3853	345	2	50	50	NUM
fsr-3853	345	3	.0	.0	NUM
fsr-3853	345	4	3	3	NUM
fsr-3853	345	5	%	%	NOUN
fsr-3853	346	1	n	n	PRON
fsr-3853	346	2	ot	ot	NOUN
fsr-3853	346	3	es	es	X
fsr-3853	346	4	:	:	PUNCT
fsr-3853	346	5	*	*	PUNCT
fsr-3853	346	6	s	s	VERB
fsr-3853	346	7	ig	ig	PROPN
fsr-3853	346	8	ni	ni	PROPN
fsr-3853	346	9	fi	fi	NOUN
fsr-3853	346	10	ca	can	AUX
fsr-3853	346	11	nt	not	PART
fsr-3853	346	12	a	a	DET
fsr-3853	346	13	t	t	NOUN
fsr-3853	347	1	t	t	NOUN
fsr-3853	348	1	he	he	PRON
fsr-3853	348	2	0	0	NUM
fsr-3853	348	3	.0	.0	NUM
fsr-3853	348	4	5	5	NUM
fsr-3853	348	5	le	le	X
fsr-3853	348	6	ve	ve	PROPN
fsr-3853	348	7	l	l	NOUN
fsr-3853	348	8	;	;	PUNCT
fsr-3853	348	9	*	*	PUNCT
fsr-3853	348	10	*	*	PUNCT
fsr-3853	348	11	si	si	X
fsr-3853	348	12	gn	gn	INTJ
fsr-3853	348	13	if	if	SCONJ
fsr-3853	348	14	ic	ic	PROPN
fsr-3853	348	15	an	an	DET
fsr-3853	348	16	t	t	NOUN
fsr-3853	348	17	a	a	DET
fsr-3853	348	18	t	t	NOUN
fsr-3853	348	19	t	t	NOUN
fsr-3853	348	20	he	he	PRON
fsr-3853	348	21	0	0	NUM
fsr-3853	349	1	.0	.0	NUM
fsr-3853	349	2	1	1	NUM
fsr-3853	349	3	le	le	X
fsr-3853	349	4	ve	ve	NOUN
fsr-3853	349	5	l	l	NOUN
fsr-3853	349	6	o	o	NOUN
fsr-3853	349	7	r	r	NOUN
fsr-3853	349	8	g	g	NOUN
fsr-3853	349	9	re	re	NOUN
fsr-3853	349	10	at	at	ADP
fsr-3853	349	11	er	er	INTJ
fsr-3853	349	12	.	.	PUNCT
fsr-3853	349	13	-	-	PUNCT
fsr-3853	349	14	"	"	PUNCT
fsr-3853	349	15	t	t	PROPN
fsr-3853	349	16	a	a	DET
fsr-3853	349	17	b	b	NOUN
fsr-3853	349	18	l	l	NOUN
fsr-3853	349	19	e	e	NOUN
fsr-3853	349	20	5	5	NUM
fsr-3853	349	21	i	i	NOUN
fsr-3853	349	22	m	m	VERB
fsr-3853	349	23	pa	pa	NOUN
fsr-3853	349	24	ct	ct	NUM
fsr-3853	349	25	o	o	PROPN
fsr-3853	350	1	f	f	NOUN
fsr-3853	350	2	t	t	X
fsr-3853	350	3	he	he	PRON
fsr-3853	350	4	p	p	PROPN
fsr-3853	350	5	ar	ar	PROPN
fsr-3853	350	6	tic	tic	PROPN
fsr-3853	350	7	ip	ip	VERB
fsr-3853	350	8	an	an	DET
fsr-3853	350	9	ts	ts	NOUN
fsr-3853	350	10	'	'	PUNCT
fsr-3853	350	11	fi	fi	NOUN
fsr-3853	350	12	na	na	PROPN
fsr-3853	350	13	nc	nc	PROPN
fsr-3853	350	14	ia	ia	PROPN
fsr-3853	351	1	l	l	PROPN
fsr-3853	351	2	k	k	PROPN
fsr-3853	352	1	no	no	INTJ
fsr-3853	352	2	w	w	VERB
fsr-3853	352	3	le	le	X
fsr-3853	352	4	dg	dg	X
fsr-3853	352	5	e	e	NOUN
fsr-3853	352	6	on	on	ADP
fsr-3853	352	7	t	t	PROPN
fsr-3853	352	8	he	he	PRON
fsr-3853	352	9	ir	ir	INTJ
fsr-3853	352	10	o	o	NOUN
fsr-3853	352	11	pi	pi	NOUN
fsr-3853	352	12	ni	ni	PROPN
fsr-3853	352	13	on	on	ADP
fsr-3853	352	14	a	a	DET
fsr-3853	352	15	nd	nd	NOUN
fsr-3853	352	16	b	b	NOUN
fsr-3853	352	17	eh	eh	INTJ
fsr-3853	352	18	av	av	PROPN
fsr-3853	352	19	io	io	NOUN
fsr-3853	352	20	r	r	NOUN
fsr-3853	352	21	o	o	X
fsr-3853	352	22	o	o	X
fsr-3853	352	23	a	a	X
fsr-3853	352	24	.	.	PUNCT
fsr-3853	353	1	g	g	PROPN
fsr-3853	353	2	en	en	INTJ
fsr-3853	353	3	er	er	INTJ
fsr-3853	353	4	al	al	PROPN
fsr-3853	353	5	k	k	PROPN
fsr-3853	354	1	no	no	INTJ
fsr-3853	354	2	w	w	VERB
fsr-3853	354	3	le	le	X
fsr-3853	354	4	dg	dg	X
fsr-3853	354	5	e	e	NOUN
fsr-3853	354	6	1	1	NUM
fsr-3853	354	7	.	.	PUNCT
fsr-3853	355	1	n	n	AUX
fsr-3853	355	2	um	um	INTJ
fsr-3853	355	3	be	be	AUX
fsr-3853	355	4	r	r	NOUN
fsr-3853	355	5	an	an	DET
fsr-3853	355	6	d	d	X
fsr-3853	355	7	pe	pe	PROPN
fsr-3853	355	8	rc	rc	PROPN
fsr-3853	355	9	en	en	X
fsr-3853	355	10	ta	ta	X
fsr-3853	355	11	ge	ge	PROPN
fsr-3853	356	1	o	o	PROPN
fsr-3853	356	2	f	f	X
fsr-3853	357	1	pa	pa	PROPN
fsr-3853	357	2	rt	rt	PROPN
fsr-3853	357	3	ic	ic	PROPN
fsr-3853	357	4	ip	ip	VERB
fsr-3853	357	5	an	an	DET
fsr-3853	357	6	ts	ts	X
fsr-3853	357	7	w	w	PROPN
fsr-3853	357	8	ho	ho	PROPN
fsr-3853	357	9	v	v	INTJ
fsr-3853	357	10	ie	ie	X
fsr-3853	357	11	w	w	PROPN
fsr-3853	357	12	m	m	VERB
fsr-3853	357	13	ai	be	VERB
fsr-3853	357	14	nt	not	PART
fsr-3853	357	15	ai	ai	VERB
fsr-3853	357	16	ni	ni	PROPN
fsr-3853	357	17	ng	ng	PROPN
fsr-3853	357	18	a	a	DET
fsr-3853	357	19	de	de	X
fsr-3853	357	20	qu	qu	X
fsr-3853	357	21	at	at	ADP
fsr-3853	357	22	e	e	PROPN
fsr-3853	357	23	fi	fi	NOUN
fsr-3853	357	24	na	na	PROPN
fsr-3853	357	25	nc	nc	PROPN
fsr-3853	357	26	ia	ia	PROPN
fsr-3853	357	27	l	l	PROPN
fsr-3853	357	28	r	r	NOUN
fsr-3853	357	29	ec	ec	PROPN
fsr-3853	357	30	or	or	CCONJ
fsr-3853	357	31	ds	ds	VERB
fsr-3853	357	32	a	a	DET
fsr-3853	357	33	s	s	NOUN
fsr-3853	357	34	:	:	PUNCT
fsr-3853	357	35	v	v	NUM
fsr-3853	357	36	er	er	INTJ
fsr-3853	357	37	y	y	INTJ
fsr-3853	358	1	so	so	ADV
fsr-3853	358	2	m	m	VERB
fsr-3853	358	3	ew	ew	INTJ
fsr-3853	358	4	ha	ha	INTJ
fsr-3853	358	5	t	t	PROPN
fsr-3853	359	1	so	so	ADV
fsr-3853	359	2	m	m	VERB
fsr-3853	359	3	ew	ew	INTJ
fsr-3853	359	4	ha	ha	INTJ
fsr-3853	359	5	t	t	PROPN
fsr-3853	359	6	v	v	INTJ
fsr-3853	359	7	er	er	INTJ
fsr-3853	359	8	y	y	INTJ
fsr-3853	360	1	i	i	PRON
fsr-3853	360	2	m	m	VERB
fsr-3853	360	3	po	po	INTJ
fsr-3853	360	4	rt	rt	PROPN
fsr-3853	360	5	an	an	DET
fsr-3853	360	6	t	t	NOUN
fsr-3853	361	1	i	i	PRON
fsr-3853	361	2	m	m	VERB
fsr-3853	361	3	po	po	INTJ
fsr-3853	361	4	rt	rt	PROPN
fsr-3853	361	5	an	an	DET
fsr-3853	361	6	t	t	PROPN
fsr-3853	362	1	n	n	ADP
fsr-3853	362	2	ot	ot	NOUN
fsr-3853	362	3	s	s	VERB
fsr-3853	362	4	ur	ur	INTJ
fsr-3853	362	5	e	e	PROPN
fsr-3853	362	6	u	u	PROPN
fsr-3853	362	7	ni	ni	PROPN
fsr-3853	362	8	m	m	PROPN
fsr-3853	362	9	po	po	PROPN
fsr-3853	362	10	rt	rt	PROPN
fsr-3853	362	11	an	an	DET
fsr-3853	362	12	t	t	PROPN
fsr-3853	362	13	u	u	PROPN
fsr-3853	362	14	ni	ni	PROPN
fsr-3853	362	15	m	m	PROPN
fsr-3853	362	16	po	po	PROPN
fsr-3853	362	17	rt	rt	PROPN
fsr-3853	362	18	an	an	DET
fsr-3853	362	19	t	t	NOUN
fsr-3853	362	20	to	to	ADP
fsr-3853	362	21	ta	ta	PROPN
fsr-3853	362	22	l	l	PROPN
fsr-3853	362	23	b	b	PROPN
fsr-3853	362	24	.	.	PROPN
fsr-3853	363	1	2	2	X
fsr-3853	363	2	.	.	X
fsr-3853	363	3	st	st	PROPN
fsr-3853	363	4	ud	ud	INTJ
fsr-3853	363	5	en	en	PROPN
fsr-3853	363	6	ts	ts	ADP
fsr-3853	364	1	w	w	PROPN
fsr-3853	364	2	it	it	PRON
fsr-3853	364	3	h	h	NOUN
fsr-3853	364	4	m	m	VERB
fsr-3853	364	5	or	or	CCONJ
fsr-3853	364	6	e	e	AUX
fsr-3853	364	7	pe	pe	AUX
fsr-3853	364	8	rs	rs	VERB
fsr-3853	364	9	on	on	ADP
fsr-3853	364	10	al	al	PROPN
fsr-3853	364	11	26	26	NUM
fsr-3853	364	12	0	0	NUM
fsr-3853	364	13	93	93	NUM
fsr-3853	364	14	8	8	NUM
fsr-3853	364	15	9	9	NUM
fsr-3853	364	16	4	4	NUM
fsr-3853	364	17	37	37	NUM
fsr-3853	364	18	4	4	NUM
fsr-3853	364	19	fi	fi	NOUN
fsr-3853	364	20	na	na	PROPN
fsr-3853	364	21	nc	nc	PROPN
fsr-3853	364	22	e	e	PROPN
fsr-3853	364	23	k	k	PROPN
fsr-3853	364	24	no	no	PROPN
fsr-3853	364	25	w	w	VERB
fsr-3853	364	26	le	le	X
fsr-3853	364	27	dg	dg	X
fsr-3853	364	28	e	e	PROPN
fsr-3853	364	29	69	69	NUM
fsr-3853	364	30	.5	.5	NUM
fsr-3853	365	1	%	%	NOUN
fsr-3853	366	1	24	24	NUM
fsr-3853	366	2	.9	.9	NUM
fsr-3853	366	3	%	%	NOUN
fsr-3853	366	4	2	2	NUM
fsr-3853	366	5	.	.	NOUN
fsr-3853	366	6	1	1	NUM
fsr-3853	366	7	%	%	NOUN
fsr-3853	366	8	2	2	NUM
fsr-3853	366	9	.	.	NOUN
fsr-3853	366	10	4	4	NUM
fsr-3853	366	11	%	%	NOUN
fsr-3853	366	12	1	1	NUM
fsr-3853	366	13	.	.	NOUN
fsr-3853	366	14	1	1	NUM
fsr-3853	366	15	%	%	NOUN
fsr-3853	366	16	10	10	NUM
fsr-3853	366	17	0	0	NUM
fsr-3853	366	18	%	%	NOUN
fsr-3853	366	19	st	st	PROPN
fsr-3853	366	20	ud	ud	INTJ
fsr-3853	366	21	en	en	PROPN
fsr-3853	366	22	ts	ts	ADP
fsr-3853	367	1	w	w	PROPN
fsr-3853	367	2	it	it	PRON
fsr-3853	367	3	h	h	NOUN
fsr-3853	367	4	l	l	NOUN
fsr-3853	367	5	es	es	X
fsr-3853	368	1	s	s	VERB
fsr-3853	368	2	pe	pe	VERB
fsr-3853	368	3	rs	rs	NOUN
fsr-3853	368	4	on	on	ADP
fsr-3853	368	5	al	al	PROPN
fsr-3853	368	6	36	36	NUM
fsr-3853	368	7	3	3	NUM
fsr-3853	368	8	12	12	NUM
fsr-3853	368	9	5	5	NUM
fsr-3853	368	10	30	30	NUM
fsr-3853	368	11	8	8	NUM
fsr-3853	368	12	4	4	NUM
fsr-3853	368	13	53	53	NUM
fsr-3853	368	14	0	0	NUM
fsr-3853	368	15	fi	fi	NOUN
fsr-3853	368	16	na	na	PROPN
fsr-3853	368	17	nc	nc	PROPN
fsr-3853	368	18	e	e	PROPN
fsr-3853	368	19	k	k	PROPN
fsr-3853	369	1	no	no	PROPN
fsr-3853	369	2	w	w	VERB
fsr-3853	369	3	le	le	X
fsr-3853	369	4	dg	dg	X
fsr-3853	369	5	e	e	PROPN
fsr-3853	369	6	68	68	NUM
fsr-3853	369	7	.5	.5	NUM
fsr-3853	369	8	%	%	NOUN
fsr-3853	370	1	23	23	NUM
fsr-3853	371	1	.6	.6	NUM
fsr-3853	371	2	%	%	NOUN
fsr-3853	371	3	5	5	NUM
fsr-3853	371	4	.	.	NOUN
fsr-3853	371	5	7	7	NUM
fsr-3853	371	6	%	%	NOUN
fsr-3853	371	7	1	1	NUM
fsr-3853	371	8	.	.	NOUN
fsr-3853	371	9	5	5	NUM
fsr-3853	371	10	%	%	NOUN
fsr-3853	371	11	0	0	NUM
fsr-3853	371	12	.	.	NOUN
fsr-3853	371	13	8	8	NUM
fsr-3853	371	14	%	%	NOUN
fsr-3853	371	15	10	10	NUM
fsr-3853	371	16	0	0	NUM
fsr-3853	371	17	%	%	NOUN
fsr-3853	371	18	c	c	NOUN
fsr-3853	371	19	hi	hi	INTJ
fsr-3853	371	20	-s	-s	PROPN
fsr-3853	371	21	qu	qu	PROPN
fsr-3853	371	22	ar	ar	PROPN
fsr-3853	371	23	e	e	PROPN
fsr-3853	371	24	=	=	PROPN
fsr-3853	371	25	7	7	NUM
fsr-3853	371	26	.	.	NOUN
fsr-3853	371	27	83	83	NUM
fsr-3853	371	28	5	5	NUM
fsr-3853	371	29	,	,	PUNCT
fsr-3853	371	30	s	s	VERB
fsr-3853	371	31	ig	ig	PROPN
fsr-3853	371	32	ni	ni	PROPN
fsr-3853	371	33	fi	fi	NOUN
fsr-3853	371	34	ca	can	AUX
fsr-3853	371	35	nt	not	PART
fsr-3853	371	36	a	a	DET
fsr-3853	371	37	t	t	NOUN
fsr-3853	371	38	t	t	NOUN
fsr-3853	372	1	he	he	PRON
fsr-3853	372	2	0	0	NUM
fsr-3853	372	3	.0	.0	NUM
fsr-3853	372	4	98	98	NUM
fsr-3853	372	5	l	l	NOUN
fsr-3853	372	6	ev	ev	PROPN
fsr-3853	372	7	el	el	PROPN
fsr-3853	372	8	.	.	PUNCT
fsr-3853	373	1	n	n	CCONJ
fsr-3853	373	2	um	um	INTJ
fsr-3853	373	3	be	be	AUX
fsr-3853	373	4	r	r	NOUN
fsr-3853	373	5	an	an	DET
fsr-3853	373	6	d	d	X
fsr-3853	373	7	pe	pe	PROPN
fsr-3853	373	8	rc	rc	PROPN
fsr-3853	373	9	en	en	X
fsr-3853	373	10	ta	ta	X
fsr-3853	373	11	ge	ge	PROPN
fsr-3853	374	1	o	o	PROPN
fsr-3853	374	2	f	f	X
fsr-3853	375	1	pa	pa	PROPN
fsr-3853	375	2	rt	rt	PROPN
fsr-3853	375	3	ic	ic	PROPN
fsr-3853	375	4	ip	ip	VERB
fsr-3853	375	5	an	an	DET
fsr-3853	375	6	ts	ts	X
fsr-3853	375	7	w	w	PROPN
fsr-3853	375	8	ho	ho	PROPN
fsr-3853	376	1	a	a	DET
fsr-3853	376	2	ct	ct	PROPN
fsr-3853	376	3	ua	ua	INTJ
fsr-3853	376	4	ll	ll	PROPN
fsr-3853	376	5	y	y	PROPN
fsr-3853	376	6	m	m	NOUN
fsr-3853	376	7	ai	be	VERB
fsr-3853	376	8	nt	not	PART
fsr-3853	376	9	ai	ai	VERB
fsr-3853	376	10	n	n	ADV
fsr-3853	376	11	fi	fi	NOUN
fsr-3853	376	12	na	na	PROPN
fsr-3853	376	13	nc	nc	PROPN
fsr-3853	376	14	ia	ia	PROPN
fsr-3853	376	15	l	l	PROPN
fsr-3853	376	16	r	r	NOUN
fsr-3853	376	17	ec	ec	PROPN
fsr-3853	376	18	or	or	CCONJ
fsr-3853	376	19	ds	ds	ADJ
fsr-3853	376	20	:	:	PUNCT
fsr-3853	376	21	d	d	X
fsr-3853	376	22	et	et	NOUN
fsr-3853	376	23	ai	ai	VERB
fsr-3853	376	24	le	le	PROPN
fsr-3853	377	1	d	d	NOUN
fsr-3853	377	2	m	m	VERB
fsr-3853	377	3	in	in	ADP
fsr-3853	377	4	i	i	PRON
fsr-3853	377	5	m	m	VERB
fsr-3853	377	6	um	um	INTJ
fsr-3853	377	7	r	r	NOUN
fsr-3853	377	8	ec	ec	PROPN
fsr-3853	377	9	or	or	CCONJ
fsr-3853	377	10	ds	ds	PRON
fsr-3853	377	11	r	r	NOUN
fsr-3853	377	12	ec	ec	NOUN
fsr-3853	377	13	or	or	CCONJ
fsr-3853	377	14	ds	ds	PRON
fsr-3853	377	15	n	n	NOUN
fsr-3853	377	16	o	o	NOUN
fsr-3853	377	17	r	r	NOUN
fsr-3853	377	18	ec	ec	PROPN
fsr-3853	377	19	or	or	CCONJ
fsr-3853	377	20	ds	ds	VERB
fsr-3853	377	21	to	to	ADP
fsr-3853	377	22	ta	ta	PROPN
fsr-3853	377	23	l	l	PROPN
fsr-3853	377	24	st	st	PROPN
fsr-3853	377	25	ud	ud	INTJ
fsr-3853	377	26	en	en	PROPN
fsr-3853	377	27	ts	ts	ADP
fsr-3853	378	1	w	w	PROPN
fsr-3853	378	2	it	it	PRON
fsr-3853	378	3	h	h	NOUN
fsr-3853	378	4	m	m	VERB
fsr-3853	378	5	or	or	CCONJ
fsr-3853	378	6	e	e	AUX
fsr-3853	378	7	pe	pe	AUX
fsr-3853	378	8	rs	rs	VERB
fsr-3853	378	9	on	on	ADP
fsr-3853	378	10	al	al	PROPN
fsr-3853	378	11	16	16	NUM
fsr-3853	378	12	9	9	NUM
fsr-3853	378	13	18	18	NUM
fsr-3853	378	14	2	2	NUM
fsr-3853	378	15	20	20	NUM
fsr-3853	378	16	37	37	NUM
fsr-3853	378	17	1	1	NUM
fsr-3853	378	18	fi	fi	NOUN
fsr-3853	378	19	na	na	PROPN
fsr-3853	378	20	nc	nc	PROPN
fsr-3853	378	21	e	e	PROPN
fsr-3853	378	22	k	k	PROPN
fsr-3853	378	23	no	no	PROPN
fsr-3853	378	24	w	w	VERB
fsr-3853	378	25	le	le	X
fsr-3853	378	26	dg	dg	X
fsr-3853	378	27	e	e	PROPN
fsr-3853	378	28	45	45	NUM
fsr-3853	378	29	.6	.6	NUM
fsr-3853	378	30	%	%	NOUN
fsr-3853	379	1	49	49	NUM
fsr-3853	379	2	.1	.1	NUM
fsr-3853	379	3	%	%	NOUN
fsr-3853	379	4	5	5	NUM
fsr-3853	379	5	.	.	NOUN
fsr-3853	379	6	4	4	NUM
fsr-3853	379	7	%	%	NOUN
fsr-3853	379	8	10	10	NUM
fsr-3853	379	9	0	0	NUM
fsr-3853	379	10	%	%	NOUN
fsr-3853	379	11	st	st	PROPN
fsr-3853	379	12	ud	ud	INTJ
fsr-3853	379	13	en	en	PROPN
fsr-3853	379	14	ts	ts	ADP
fsr-3853	380	1	w	w	PROPN
fsr-3853	380	2	it	it	PRON
fsr-3853	380	3	h	h	NOUN
fsr-3853	380	4	l	l	NOUN
fsr-3853	380	5	es	es	X
fsr-3853	381	1	s	s	VERB
fsr-3853	381	2	pe	pe	VERB
fsr-3853	381	3	rs	rs	NOUN
fsr-3853	381	4	on	on	ADP
fsr-3853	381	5	al	al	PROPN
fsr-3853	381	6	14	14	NUM
fsr-3853	381	7	9	9	NUM
fsr-3853	381	8	23	23	NUM
fsr-3853	381	9	7	7	NUM
fsr-3853	381	10	12	12	NUM
fsr-3853	381	11	8	8	NUM
fsr-3853	381	12	54	54	NUM
fsr-3853	382	1	i	i	PRON
fsr-3853	382	2	fi	fi	NOUN
fsr-3853	382	3	na	na	PROPN
fsr-3853	382	4	nc	nc	PROPN
fsr-3853	382	5	e	e	PROPN
fsr-3853	382	6	k	k	PROPN
fsr-3853	383	1	no	no	PROPN
fsr-3853	383	2	w	w	VERB
fsr-3853	383	3	le	le	X
fsr-3853	383	4	dg	dg	X
fsr-3853	383	5	e	e	PROPN
fsr-3853	383	6	29	29	NUM
fsr-3853	383	7	.0	.0	NUM
fsr-3853	383	8	%	%	NOUN
fsr-3853	384	1	46	46	NUM
fsr-3853	384	2	.1	.1	NUM
fsr-3853	385	1	%	%	NOUN
fsr-3853	386	1	24	24	NUM
fsr-3853	386	2	.9	.9	NUM
fsr-3853	386	3	%	%	NOUN
fsr-3853	386	4	10	10	NUM
fsr-3853	386	5	0	0	NUM
fsr-3853	386	6	%	%	NOUN
fsr-3853	387	1	c	c	NOUN
fsr-3853	387	2	hi	hi	INTJ
fsr-3853	387	3	-s	-s	PROPN
fsr-3853	387	4	qu	qu	PROPN
fsr-3853	387	5	ar	ar	PROPN
fsr-3853	387	6	e	e	PROPN
fsr-3853	387	7	=	=	PROPN
fsr-3853	387	8	6	6	NUM
fsr-3853	387	9	5	5	NUM
fsr-3853	387	10	.	.	NOUN
fsr-3853	387	11	90	90	NUM
fsr-3853	387	12	3	3	NUM
fsr-3853	387	13	,	,	PUNCT
fsr-3853	387	14	s	s	VERB
fsr-3853	387	15	ig	ig	PROPN
fsr-3853	387	16	ni	ni	PROPN
fsr-3853	387	17	fic	fic	PROPN
fsr-3853	387	18	an	an	PROPN
fsr-3853	387	19	t	t	NOUN
fsr-3853	387	20	at	at	ADP
fsr-3853	387	21	th	th	X
fsr-3853	387	22	e	e	X
fsr-3853	387	23	0	0	NUM
fsr-3853	387	24	.	.	PUNCT
fsr-3853	387	25	00	00	NUM
fsr-3853	388	1	1	1	NUM
fsr-3853	388	2	le	le	VERB
fsr-3853	388	3	ve	ve	VERB
fsr-3853	388	4	l.	l.	PROPN
fsr-3853	388	5	sa	sa	PROPN
fsr-3853	388	6	vi	vi	PROPN
fsr-3853	388	7	ng	ng	PROPN
fsr-3853	388	8	s	s	PROPN
fsr-3853	388	9	an	an	DET
fsr-3853	388	10	d	d	PROPN
fsr-3853	388	11	b	b	PROPN
fsr-3853	388	12	or	or	CCONJ
fsr-3853	388	13	ro	ro	INTJ
fsr-3853	388	14	w	w	NOUN
fsr-3853	388	15	in	in	ADP
fsr-3853	388	16	g	g	PROPN
fsr-3853	388	17	1	1	NUM
fsr-3853	388	18	.	.	PUNCT
fsr-3853	389	1	n	n	AUX
fsr-3853	389	2	um	um	INTJ
fsr-3853	389	3	be	be	AUX
fsr-3853	389	4	r	r	NOUN
fsr-3853	389	5	an	an	DET
fsr-3853	389	6	d	d	X
fsr-3853	389	7	pe	pe	PROPN
fsr-3853	389	8	rc	rc	PROPN
fsr-3853	389	9	en	en	X
fsr-3853	389	10	ta	ta	X
fsr-3853	389	11	ge	ge	PROPN
fsr-3853	390	1	o	o	PROPN
fsr-3853	391	1	f	f	X
fsr-3853	391	2	p	p	X
fsr-3853	391	3	ar	ar	PROPN
fsr-3853	391	4	ti	ti	PROPN
fsr-3853	391	5	ci	ci	PROPN
fsr-3853	392	1	pa	pa	PROPN
fsr-3853	392	2	nt	nt	PROPN
fsr-3853	392	3	s	s	PROPN
fsr-3853	392	4	w	w	PROPN
fsr-3853	392	5	ho	ho	PROPN
fsr-3853	392	6	v	v	X
fsr-3853	392	7	ie	ie	ADV
fsr-3853	392	8	w	w	NOUN
fsr-3853	392	9	th	th	X
fsr-3853	392	10	at	at	ADP
fsr-3853	392	11	s	s	PRON
fsr-3853	392	12	pe	pe	INTJ
fsr-3853	392	13	nd	nd	INTJ
fsr-3853	392	14	in	in	ADP
fsr-3853	392	15	g	g	PROPN
fsr-3853	392	16	le	le	PROPN
fsr-3853	392	17	ss	ss	PROPN
fsr-3853	392	18	t	t	PROPN
fsr-3853	392	19	ha	ha	INTJ
fsr-3853	392	20	n	n	X
fsr-3853	392	21	th	th	X
fsr-3853	392	22	ei	ei	NOUN
fsr-3853	392	23	r	r	NOUN
fsr-3853	392	24	in	in	ADP
fsr-3853	392	25	co	co	NOUN
fsr-3853	392	26	m	m	PROPN
fsr-3853	392	27	e	e	NOUN
fsr-3853	392	28	is	be	AUX
fsr-3853	392	29	:	:	PUNCT
fsr-3853	392	30	v	v	X
fsr-3853	392	31	er	er	INTJ
fsr-3853	392	32	y	y	INTJ
fsr-3853	393	1	so	so	ADV
fsr-3853	393	2	m	m	VERB
fsr-3853	393	3	ew	ew	INTJ
fsr-3853	393	4	ha	ha	INTJ
fsr-3853	393	5	t	t	PROPN
fsr-3853	394	1	so	so	ADV
fsr-3853	394	2	m	m	VERB
fsr-3853	394	3	ew	ew	INTJ
fsr-3853	394	4	ha	ha	INTJ
fsr-3853	394	5	t	t	PROPN
fsr-3853	394	6	v	v	INTJ
fsr-3853	394	7	er	er	INTJ
fsr-3853	394	8	y	y	INTJ
fsr-3853	395	1	i	i	PRON
fsr-3853	395	2	m	m	VERB
fsr-3853	395	3	po	po	INTJ
fsr-3853	395	4	rt	rt	PROPN
fsr-3853	395	5	an	an	DET
fsr-3853	395	6	t	t	NOUN
fsr-3853	396	1	i	i	PRON
fsr-3853	396	2	m	m	VERB
fsr-3853	396	3	po	po	INTJ
fsr-3853	396	4	rt	rt	PROPN
fsr-3853	396	5	an	an	DET
fsr-3853	396	6	t	t	PROPN
fsr-3853	397	1	n	n	ADP
fsr-3853	397	2	ot	ot	NOUN
fsr-3853	397	3	s	s	VERB
fsr-3853	397	4	ur	ur	INTJ
fsr-3853	397	5	e	e	PROPN
fsr-3853	397	6	u	u	PROPN
fsr-3853	397	7	ni	ni	PROPN
fsr-3853	397	8	m	m	PROPN
fsr-3853	397	9	po	po	PROPN
fsr-3853	397	10	rt	rt	PROPN
fsr-3853	397	11	an	an	DET
fsr-3853	397	12	t	t	PROPN
fsr-3853	397	13	u	u	PROPN
fsr-3853	397	14	ni	ni	PROPN
fsr-3853	397	15	m	m	PROPN
fsr-3853	397	16	po	po	PROPN
fsr-3853	397	17	rt	rt	PROPN
fsr-3853	397	18	an	an	DET
fsr-3853	397	19	t	t	NOUN
fsr-3853	397	20	to	to	ADP
fsr-3853	397	21	ta	ta	PROPN
fsr-3853	397	22	l	l	PROPN
fsr-3853	397	23	st	st	PROPN
fsr-3853	397	24	ud	ud	INTJ
fsr-3853	397	25	en	en	PROPN
fsr-3853	397	26	ts	ts	ADP
fsr-3853	398	1	w	w	PROPN
fsr-3853	398	2	it	it	PRON
fsr-3853	398	3	h	h	NOUN
fsr-3853	398	4	m	m	VERB
fsr-3853	398	5	or	or	CCONJ
fsr-3853	398	6	e	e	AUX
fsr-3853	398	7	pe	pe	AUX
fsr-3853	398	8	rs	rs	VERB
fsr-3853	398	9	on	on	ADP
fsr-3853	398	10	al	al	PROPN
fsr-3853	398	11	33	33	NUM
fsr-3853	398	12	7	7	NUM
fsr-3853	398	13	53	53	NUM
fsr-3853	398	14	11	11	NUM
fsr-3853	398	15	2	2	NUM
fsr-3853	398	16	3	3	NUM
fsr-3853	398	17	40	40	NUM
fsr-3853	398	18	6	6	NUM
fsr-3853	398	19	fi	fi	NOUN
fsr-3853	398	20	na	na	PROPN
fsr-3853	398	21	nc	nc	PROPN
fsr-3853	398	22	e	e	PROPN
fsr-3853	398	23	k	k	PROPN
fsr-3853	398	24	no	no	PROPN
fsr-3853	398	25	w	w	VERB
fsr-3853	398	26	le	le	X
fsr-3853	398	27	dg	dg	X
fsr-3853	398	28	e	e	PROPN
fsr-3853	398	29	83	83	NUM
fsr-3853	398	30	.0	.0	NUM
fsr-3853	398	31	%	%	NOUN
fsr-3853	399	1	13	13	NUM
fsr-3853	399	2	.1	.1	NUM
fsr-3853	399	3	%	%	NOUN
fsr-3853	400	1	2	2	NUM
fsr-3853	400	2	.	.	NOUN
fsr-3853	400	3	7	7	NUM
fsr-3853	400	4	%	%	NOUN
fsr-3853	400	5	0	0	NUM
fsr-3853	400	6	.	.	NOUN
fsr-3853	400	7	5	5	NUM
fsr-3853	400	8	%	%	NOUN
fsr-3853	400	9	0	0	NUM
fsr-3853	400	10	.	.	NOUN
fsr-3853	401	1	7	7	NUM
fsr-3853	401	2	%	%	NOUN
fsr-3853	401	3	10	10	NUM
fsr-3853	401	4	0	0	NUM
fsr-3853	401	5	%	%	NOUN
fsr-3853	401	6	st	st	PROPN
fsr-3853	401	7	ud	ud	INTJ
fsr-3853	401	8	en	en	PROPN
fsr-3853	401	9	ts	ts	ADP
fsr-3853	402	1	w	w	PROPN
fsr-3853	402	2	it	it	PRON
fsr-3853	402	3	h	h	NOUN
fsr-3853	402	4	l	l	NOUN
fsr-3853	402	5	es	es	X
fsr-3853	403	1	s	s	VERB
fsr-3853	403	2	pe	pe	VERB
fsr-3853	403	3	rs	rs	NOUN
fsr-3853	403	4	on	on	ADP
fsr-3853	403	5	al	al	PROPN
fsr-3853	403	6	33	33	NUM
fsr-3853	403	7	6	6	NUM
fsr-3853	403	8	68	68	NUM
fsr-3853	403	9	39	39	NUM
fsr-3853	403	10	43	43	NUM
fsr-3853	403	11	11	11	NUM
fsr-3853	403	12	49	49	NUM
fsr-3853	403	13	7	7	NUM
fsr-3853	403	14	fi	fi	NOUN
fsr-3853	403	15	na	na	PROPN
fsr-3853	403	16	nc	nc	PROPN
fsr-3853	403	17	e	e	PROPN
fsr-3853	403	18	k	k	PROPN
fsr-3853	404	1	no	no	PROPN
fsr-3853	404	2	w	w	VERB
fsr-3853	404	3	le	le	X
fsr-3853	404	4	dg	dg	X
fsr-3853	404	5	e	e	PROPN
fsr-3853	404	6	67	67	NUM
fsr-3853	404	7	.6	.6	NUM
fsr-3853	404	8	%	%	NOUN
fsr-3853	405	1	13	13	NUM
fsr-3853	406	1	.7	.7	NUM
fsr-3853	406	2	%	%	NOUN
fsr-3853	406	3	7	7	NUM
fsr-3853	406	4	.	.	NOUN
fsr-3853	406	5	8	8	NUM
fsr-3853	406	6	%	%	NOUN
fsr-3853	406	7	8	8	NUM
fsr-3853	406	8	.	.	NOUN
fsr-3853	407	1	7	7	NUM
fsr-3853	407	2	%	%	NOUN
fsr-3853	407	3	2	2	NUM
fsr-3853	407	4	.	.	NOUN
fsr-3853	407	5	2	2	NUM
fsr-3853	407	6	%	%	NOUN
fsr-3853	407	7	10	10	NUM
fsr-3853	407	8	0	0	NUM
fsr-3853	407	9	%	%	NOUN
fsr-3853	407	10	c	c	NOUN
fsr-3853	407	11	hi	hi	INTJ
fsr-3853	407	12	-s	-s	PROPN
fsr-3853	407	13	qu	qu	PROPN
fsr-3853	407	14	ar	ar	PROPN
fsr-3853	407	15	e	e	PROPN
fsr-3853	407	16	=	=	PROPN
fsr-3853	407	17	50	50	NUM
fsr-3853	407	18	.8	.8	NUM
fsr-3853	407	19	13	13	NUM
fsr-3853	407	20	,	,	PUNCT
fsr-3853	407	21	si	si	PROPN
fsr-3853	407	22	gn	gn	INTJ
fsr-3853	407	23	if	if	SCONJ
fsr-3853	407	24	ic	ic	PROPN
fsr-3853	407	25	an	an	DET
fsr-3853	407	26	t	t	NOUN
fsr-3853	407	27	a	a	DET
fsr-3853	407	28	t	t	NOUN
fsr-3853	407	29	t	t	NOUN
fsr-3853	407	30	he	he	PRON
fsr-3853	407	31	0	0	NUM
fsr-3853	407	32	.0	.0	NUM
fsr-3853	407	33	01	01	NUM
fsr-3853	407	34	l	l	NOUN
fsr-3853	407	35	ev	ev	PROPN
fsr-3853	407	36	el	el	PROPN
fsr-3853	407	37	.	.	PUNCT
fsr-3853	408	1	z	z	X
fsr-3853	408	2	>	>	PUNCT
fsr-3853	409	1	z	z	X
fsr-3853	409	2	<	<	X
fsr-3853	409	3	n	n	PRON
fsr-3853	409	4	t~	t~	NOUN
fsr-3853	409	5	<	<	X
fsr-3853	409	6	c	c	NOUN
fsr-3853	409	7	.	.	PUNCT
fsr-3853	410	1	2	2	X
fsr-3853	410	2	.	.	X
fsr-3853	410	3	n	n	PART
fsr-3853	410	4	um	um	INTJ
fsr-3853	410	5	be	be	AUX
fsr-3853	410	6	r	r	NOUN
fsr-3853	410	7	an	an	DET
fsr-3853	410	8	d	d	X
fsr-3853	410	9	pe	pe	PROPN
fsr-3853	410	10	rc	rc	PROPN
fsr-3853	410	11	en	en	X
fsr-3853	410	12	ta	ta	X
fsr-3853	410	13	ge	ge	PROPN
fsr-3853	411	1	o	o	PROPN
fsr-3853	411	2	f	f	X
fsr-3853	412	1	pa	pa	PROPN
fsr-3853	412	2	rt	rt	PROPN
fsr-3853	412	3	ic	ic	PROPN
fsr-3853	412	4	ip	ip	VERB
fsr-3853	412	5	an	an	DET
fsr-3853	412	6	ts	ts	X
fsr-3853	412	7	w	w	PROPN
fsr-3853	412	8	ho	ho	PROPN
fsr-3853	412	9	c	c	PROPN
fsr-3853	412	10	ho	ho	PROPN
fsr-3853	412	11	os	os	PROPN
fsr-3853	412	12	e	e	PROPN
fsr-3853	412	13	to	to	ADP
fsr-3853	412	14	a	a	DET
fsr-3853	412	15	ct	ct	NOUN
fsr-3853	412	16	o	o	NOUN
fsr-3853	412	17	n	n	X
fsr-3853	412	18	th	th	X
fsr-3853	412	19	ei	ei	NOUN
fsr-3853	412	20	r	r	NOUN
fsr-3853	412	21	sp	sp	ADP
fsr-3853	412	22	en	en	X
fsr-3853	412	23	di	di	X
fsr-3853	412	24	ng	ng	PROPN
fsr-3853	412	25	:	:	PUNCT
fsr-3853	413	1	c	c	NOUN
fsr-3853	413	2	or	or	CCONJ
fsr-3853	413	3	re	re	ADP
fsr-3853	413	4	ct	ct	NOUN
fsr-3853	413	5	ly	ly	X
fsr-3853	413	6	in	in	ADP
fsr-3853	413	7	co	co	PROPN
fsr-3853	413	8	rr	rr	PROPN
fsr-3853	413	9	ec	ec	PROPN
fsr-3853	413	10	tl	tl	PROPN
fsr-3853	413	11	y	y	PROPN
fsr-3853	413	12	to	to	ADP
fsr-3853	413	13	ta	ta	PROPN
fsr-3853	414	1	l	l	PROPN
fsr-3853	414	2	s	s	PROPN
fsr-3853	414	3	tu	tu	PROPN
fsr-3853	414	4	de	de	PROPN
fsr-3853	414	5	nt	nt	PROPN
fsr-3853	414	6	s	s	PART
fsr-3853	414	7	w	w	NOUN
fsr-3853	414	8	it	it	PRON
fsr-3853	415	1	h	h	NOUN
fsr-3853	415	2	m	m	VERB
fsr-3853	415	3	or	or	CCONJ
fsr-3853	415	4	e	e	X
fsr-3853	415	5	pe	pe	AUX
fsr-3853	415	6	rs	rs	VERB
fsr-3853	415	7	on	on	ADP
fsr-3853	415	8	al	al	PROPN
fsr-3853	415	9	36	36	NUM
fsr-3853	415	10	5	5	NUM
fsr-3853	415	11	45	45	NUM
fsr-3853	415	12	41	41	NUM
fsr-3853	415	13	0	0	NUM
fsr-3853	415	14	f	f	NOUN
fsr-3853	415	15	in	in	ADP
fsr-3853	415	16	an	an	DET
fsr-3853	415	17	ce	ce	PROPN
fsr-3853	415	18	k	k	PROPN
fsr-3853	416	1	no	no	PROPN
fsr-3853	416	2	w	w	VERB
fsr-3853	416	3	le	le	X
fsr-3853	416	4	dg	dg	X
fsr-3853	416	5	e	e	PROPN
fsr-3853	416	6	89	89	NUM
fsr-3853	416	7	.0	.0	NUM
fsr-3853	416	8	%	%	NOUN
fsr-3853	417	1	11	11	NUM
fsr-3853	417	2	.0	.0	NUM
fsr-3853	417	3	%	%	NOUN
fsr-3853	417	4	10	10	NUM
fsr-3853	417	5	0	0	NUM
fsr-3853	417	6	%	%	NOUN
fsr-3853	417	7	s	s	X
fsr-3853	417	8	tu	tu	X
fsr-3853	417	9	de	de	PROPN
fsr-3853	417	10	nt	nt	PROPN
fsr-3853	417	11	s	s	PART
fsr-3853	417	12	w	w	NOUN
fsr-3853	417	13	it	it	PRON
fsr-3853	417	14	h	h	NOUN
fsr-3853	417	15	l	l	NOUN
fsr-3853	417	16	es	es	X
fsr-3853	418	1	s	s	VERB
fsr-3853	418	2	pe	pe	VERB
fsr-3853	418	3	rs	rs	NOUN
fsr-3853	418	4	on	on	ADP
fsr-3853	418	5	al	al	PROPN
fsr-3853	418	6	35	35	NUM
fsr-3853	418	7	1	1	NUM
fsr-3853	418	8	16	16	NUM
fsr-3853	418	9	3	3	NUM
fsr-3853	418	10	51	51	NUM
fsr-3853	418	11	4	4	NUM
fsr-3853	418	12	f	f	NOUN
fsr-3853	418	13	in	in	ADP
fsr-3853	418	14	an	an	DET
fsr-3853	418	15	ce	ce	PROPN
fsr-3853	418	16	k	k	PROPN
fsr-3853	419	1	no	no	PROPN
fsr-3853	419	2	w	w	VERB
fsr-3853	419	3	le	le	X
fsr-3853	419	4	dg	dg	X
fsr-3853	419	5	e	e	PROPN
fsr-3853	419	6	68	68	NUM
fsr-3853	419	7	.3	.3	NUM
fsr-3853	419	8	%	%	NOUN
fsr-3853	420	1	31	31	NUM
fsr-3853	421	1	.7	.7	NUM
fsr-3853	421	2	%	%	NOUN
fsr-3853	421	3	10	10	NUM
fsr-3853	421	4	0	0	NUM
fsr-3853	421	5	%	%	NOUN
fsr-3853	422	1	c	c	NOUN
fsr-3853	422	2	hi	hi	INTJ
fsr-3853	422	3	-s	-s	PROPN
fsr-3853	422	4	qu	qu	PROPN
fsr-3853	422	5	ar	ar	PROPN
fsr-3853	422	6	e	e	PROPN
fsr-3853	422	7	=	=	PROPN
fsr-3853	422	8	56	56	NUM
fsr-3853	422	9	.2	.2	NUM
fsr-3853	422	10	23	23	NUM
fsr-3853	422	11	,	,	PUNCT
fsr-3853	422	12	si	si	PROPN
fsr-3853	422	13	gn	gn	INTJ
fsr-3853	422	14	if	if	SCONJ
fsr-3853	422	15	ic	ic	PROPN
fsr-3853	422	16	an	an	DET
fsr-3853	422	17	t	t	NOUN
fsr-3853	422	18	a	a	DET
fsr-3853	422	19	t	t	NOUN
fsr-3853	422	20	th	th	X
fsr-3853	422	21	e	e	PROPN
fsr-3853	422	22	0	0	NUM
fsr-3853	422	23	.	.	PUNCT
fsr-3853	422	24	00	00	NUM
fsr-3853	422	25	1	1	NUM
fsr-3853	422	26	le	le	AUX
fsr-3853	422	27	ve	ve	AUX
fsr-3853	422	28	l.	l.	PROPN
fsr-3853	422	29	in	in	ADP
fsr-3853	422	30	su	su	PROPN
fsr-3853	422	31	ra	ra	PROPN
fsr-3853	422	32	nc	nc	PROPN
fsr-3853	422	33	e	e	PROPN
fsr-3853	422	34	1	1	PROPN
fsr-3853	422	35	.	.	PUNCT
fsr-3853	423	1	n	n	AUX
fsr-3853	423	2	um	um	INTJ
fsr-3853	423	3	be	be	AUX
fsr-3853	423	4	r	r	NOUN
fsr-3853	423	5	an	an	DET
fsr-3853	423	6	d	d	X
fsr-3853	423	7	pe	pe	PROPN
fsr-3853	423	8	rc	rc	PROPN
fsr-3853	423	9	en	en	X
fsr-3853	423	10	ta	ta	X
fsr-3853	423	11	ge	ge	PROPN
fsr-3853	424	1	o	o	PROPN
fsr-3853	424	2	f	f	X
fsr-3853	425	1	pa	pa	PROPN
fsr-3853	425	2	rt	rt	PROPN
fsr-3853	425	3	ic	ic	PROPN
fsr-3853	425	4	ip	ip	VERB
fsr-3853	425	5	an	an	DET
fsr-3853	425	6	ts	ts	X
fsr-3853	425	7	w	w	PROPN
fsr-3853	425	8	ho	ho	PROPN
fsr-3853	425	9	v	v	X
fsr-3853	425	10	ie	ie	ADV
fsr-3853	425	11	w	w	PROPN
fsr-3853	425	12	th	th	X
fsr-3853	425	13	at	at	ADP
fsr-3853	425	14	m	m	PROPN
fsr-3853	425	15	ai	be	AUX
fsr-3853	425	16	nt	not	PART
fsr-3853	425	17	ai	ai	VERB
fsr-3853	425	18	ni	ni	PROPN
fsr-3853	425	19	ng	ng	PROPN
fsr-3853	425	20	a	a	DET
fsr-3853	425	21	de	de	X
fsr-3853	425	22	qu	qu	X
fsr-3853	425	23	at	at	ADP
fsr-3853	425	24	e	e	PROPN
fsr-3853	425	25	in	in	ADP
fsr-3853	425	26	su	su	PROPN
fsr-3853	425	27	ra	ra	PROPN
fsr-3853	425	28	nc	nc	PROPN
fsr-3853	425	29	e	e	PROPN
fsr-3853	425	30	co	co	VERB
fsr-3853	425	31	ve	ve	VERB
fsr-3853	425	32	ra	ra	PROPN
fsr-3853	425	33	ge	ge	PROPN
fsr-3853	426	1	i	i	PRON
fsr-3853	426	2	s	s	PROPN
fsr-3853	426	3	:	:	PUNCT
fsr-3853	426	4	v	v	INTJ
fsr-3853	426	5	er	er	INTJ
fsr-3853	426	6	y	y	INTJ
fsr-3853	427	1	so	so	ADV
fsr-3853	427	2	m	m	VERB
fsr-3853	427	3	ew	ew	INTJ
fsr-3853	427	4	ha	ha	INTJ
fsr-3853	427	5	t	t	PROPN
fsr-3853	428	1	so	so	ADV
fsr-3853	428	2	m	m	VERB
fsr-3853	428	3	ew	ew	INTJ
fsr-3853	428	4	ha	ha	INTJ
fsr-3853	428	5	t	t	PROPN
fsr-3853	428	6	v	v	INTJ
fsr-3853	428	7	er	er	INTJ
fsr-3853	428	8	y	y	INTJ
fsr-3853	429	1	i	i	PRON
fsr-3853	429	2	m	m	VERB
fsr-3853	429	3	po	po	INTJ
fsr-3853	429	4	rt	rt	PROPN
fsr-3853	429	5	an	an	DET
fsr-3853	429	6	t	t	NOUN
fsr-3853	430	1	i	i	PRON
fsr-3853	430	2	m	m	VERB
fsr-3853	430	3	po	po	INTJ
fsr-3853	430	4	rt	rt	PROPN
fsr-3853	430	5	an	an	DET
fsr-3853	430	6	t	t	PROPN
fsr-3853	431	1	n	n	ADP
fsr-3853	431	2	ot	ot	NOUN
fsr-3853	431	3	s	s	VERB
fsr-3853	431	4	ur	ur	INTJ
fsr-3853	431	5	e	e	PROPN
fsr-3853	431	6	u	u	PROPN
fsr-3853	431	7	ni	ni	PROPN
fsr-3853	431	8	m	m	PROPN
fsr-3853	431	9	po	po	PROPN
fsr-3853	431	10	rt	rt	PROPN
fsr-3853	431	11	an	an	DET
fsr-3853	431	12	t	t	PROPN
fsr-3853	431	13	u	u	PROPN
fsr-3853	431	14	ni	ni	PROPN
fsr-3853	431	15	m	m	PROPN
fsr-3853	431	16	po	po	PROPN
fsr-3853	431	17	rt	rt	PROPN
fsr-3853	431	18	an	an	DET
fsr-3853	431	19	t	t	PROPN
fsr-3853	431	20	s	s	PROPN
fsr-3853	431	21	tu	tu	X
fsr-3853	431	22	de	de	PROPN
fsr-3853	431	23	nt	nt	PROPN
fsr-3853	431	24	s	s	PART
fsr-3853	431	25	w	w	NOUN
fsr-3853	431	26	it	it	PRON
fsr-3853	432	1	h	h	NOUN
fsr-3853	433	1	m	m	VERB
fsr-3853	433	2	or	or	CCONJ
fsr-3853	433	3	e	e	AUX
fsr-3853	433	4	pe	pe	AUX
fsr-3853	433	5	rs	rs	VERB
fsr-3853	433	6	on	on	ADP
fsr-3853	433	7	al	al	PROPN
fsr-3853	433	8	14	14	NUM
fsr-3853	433	9	5	5	NUM
fsr-3853	433	10	83	83	NUM
fsr-3853	433	11	29	29	NUM
fsr-3853	433	12	4	4	NUM
fsr-3853	433	13	2	2	NUM
fsr-3853	433	14	f	f	NOUN
fsr-3853	433	15	in	in	ADP
fsr-3853	433	16	an	an	DET
fsr-3853	433	17	ce	ce	PROPN
fsr-3853	433	18	k	k	PROPN
fsr-3853	434	1	no	no	PROPN
fsr-3853	434	2	w	w	VERB
fsr-3853	434	3	le	le	X
fsr-3853	434	4	dg	dg	X
fsr-3853	434	5	e	e	PROPN
fsr-3853	434	6	55	55	NUM
fsr-3853	434	7	.	.	PUNCT
fsr-3853	435	1	1	1	NUM
fsr-3853	435	2	%	%	NOUN
fsr-3853	435	3	31	31	NUM
fsr-3853	436	1	.6	.6	NUM
fsr-3853	436	2	%	%	INTJ
fsr-3853	437	1	i	i	NOUN
fsr-3853	437	2	1	1	NUM
fsr-3853	437	3	.0	.0	NUM
fsr-3853	437	4	%	%	NOUN
fsr-3853	437	5	1	1	NUM
fsr-3853	437	6	.	.	NOUN
fsr-3853	437	7	5	5	NUM
fsr-3853	437	8	%	%	NOUN
fsr-3853	437	9	0	0	NUM
fsr-3853	437	10	.	.	NOUN
fsr-3853	437	11	8	8	NUM
fsr-3853	437	12	%	%	NOUN
fsr-3853	437	13	s	s	X
fsr-3853	437	14	tu	tu	X
fsr-3853	437	15	de	de	PROPN
fsr-3853	437	16	nt	nt	PROPN
fsr-3853	437	17	s	s	PART
fsr-3853	437	18	w	w	NOUN
fsr-3853	437	19	it	it	PRON
fsr-3853	437	20	h	h	NOUN
fsr-3853	437	21	l	l	NOUN
fsr-3853	437	22	es	es	X
fsr-3853	437	23	s	s	VERB
fsr-3853	437	24	pe	pe	VERB
fsr-3853	437	25	rs	rs	NOUN
fsr-3853	437	26	on	on	ADP
fsr-3853	437	27	al	al	PROPN
fsr-3853	437	28	35	35	NUM
fsr-3853	437	29	4	4	NUM
fsr-3853	437	30	19	19	NUM
fsr-3853	437	31	3	3	NUM
fsr-3853	437	32	65	65	NUM
fsr-3853	437	33	22	22	NUM
fsr-3853	437	34	7	7	NUM
fsr-3853	437	35	f	f	NOUN
fsr-3853	437	36	in	in	ADP
fsr-3853	437	37	an	an	DET
fsr-3853	437	38	ce	ce	PROPN
fsr-3853	437	39	k	k	PROPN
fsr-3853	438	1	no	no	PROPN
fsr-3853	438	2	w	w	VERB
fsr-3853	438	3	le	le	X
fsr-3853	438	4	dg	dg	X
fsr-3853	438	5	e	e	NOUN
fsr-3853	438	6	55	55	NUM
fsr-3853	438	7	.2	.2	NUM
fsr-3853	438	8	%	%	NOUN
fsr-3853	439	1	30	30	NUM
fsr-3853	439	2	.1	.1	NUM
fsr-3853	439	3	%	%	INTJ
fsr-3853	439	4	i	i	INTJ
fsr-3853	439	5	0	0	NUM
fsr-3853	439	6	.	.	PUNCT
fsr-3853	440	1	1	1	NUM
fsr-3853	440	2	%	%	NOUN
fsr-3853	440	3	3	3	NUM
fsr-3853	440	4	.	.	NOUN
fsr-3853	440	5	4	4	NUM
fsr-3853	440	6	%	%	NOUN
fsr-3853	440	7	1	1	NUM
fsr-3853	440	8	.	.	NOUN
fsr-3853	440	9	1	1	NUM
fsr-3853	440	10	%	%	NOUN
fsr-3853	440	11	c	c	NOUN
fsr-3853	440	12	hi	hi	INTJ
fsr-3853	440	13	-s	-s	PROPN
fsr-3853	440	14	qu	qu	PROPN
fsr-3853	440	15	ar	ar	PROPN
fsr-3853	440	16	e	e	PROPN
fsr-3853	440	17	-	-	PUNCT
fsr-3853	440	18	2	2	NUM
fsr-3853	440	19	.8	.8	NUM
fsr-3853	440	20	44	44	NUM
fsr-3853	440	21	,	,	PUNCT
fsr-3853	440	22	s	s	VERB
fsr-3853	440	23	ig	ig	PROPN
fsr-3853	440	24	ni	ni	PROPN
fsr-3853	440	25	fi	fi	NOUN
fsr-3853	440	26	ca	can	AUX
fsr-3853	440	27	nt	not	PART
fsr-3853	440	28	a	a	DET
fsr-3853	440	29	t	t	NOUN
fsr-3853	440	30	t	t	NOUN
fsr-3853	441	1	he	he	PRON
fsr-3853	441	2	0	0	NUM
fsr-3853	441	3	.5	.5	NUM
fsr-3853	441	4	84	84	NUM
fsr-3853	441	5	l	l	NOUN
fsr-3853	441	6	ev	ev	PROPN
fsr-3853	441	7	el	el	PROPN
fsr-3853	441	8	.	.	PUNCT
fsr-3853	442	1	2	2	X
fsr-3853	442	2	.	.	X
fsr-3853	442	3	n	n	PART
fsr-3853	442	4	um	um	INTJ
fsr-3853	442	5	be	be	AUX
fsr-3853	442	6	r	r	NOUN
fsr-3853	442	7	an	an	DET
fsr-3853	442	8	d	d	X
fsr-3853	442	9	pe	pe	PROPN
fsr-3853	442	10	rc	rc	PROPN
fsr-3853	442	11	en	en	X
fsr-3853	442	12	ta	ta	X
fsr-3853	442	13	ge	ge	PROPN
fsr-3853	443	1	o	o	PROPN
fsr-3853	443	2	f	f	X
fsr-3853	444	1	pa	pa	PROPN
fsr-3853	444	2	rt	rt	PROPN
fsr-3853	444	3	ic	ic	PROPN
fsr-3853	444	4	ip	ip	VERB
fsr-3853	444	5	an	an	DET
fsr-3853	444	6	ts	ts	X
fsr-3853	444	7	w	w	PROPN
fsr-3853	444	8	ho	ho	PROPN
fsr-3853	444	9	c	c	PROPN
fsr-3853	444	10	ho	ho	PROPN
fsr-3853	444	11	os	os	PROPN
fsr-3853	444	12	e	e	PROPN
fsr-3853	444	13	to	to	ADP
fsr-3853	444	14	a	a	DET
fsr-3853	444	15	ct	ct	NOUN
fsr-3853	444	16	o	o	NOUN
fsr-3853	444	17	n	n	X
fsr-3853	444	18	th	th	X
fsr-3853	444	19	ei	ei	NOUN
fsr-3853	444	20	r	r	NOUN
fsr-3853	444	21	in	in	ADP
fsr-3853	444	22	su	su	PROPN
fsr-3853	444	23	ra	ra	PROPN
fsr-3853	444	24	nc	nc	PROPN
fsr-3853	444	25	e	e	PROPN
fsr-3853	444	26	:	:	PUNCT
fsr-3853	444	27	c	c	NOUN
fsr-3853	444	28	or	or	CCONJ
fsr-3853	444	29	re	re	ADJ
fsr-3853	444	30	ct	ct	NOUN
fsr-3853	444	31	ly	ly	X
fsr-3853	444	32	in	in	ADP
fsr-3853	444	33	co	co	PROPN
fsr-3853	444	34	rr	rr	PROPN
fsr-3853	444	35	ec	ec	PROPN
fsr-3853	444	36	tl	tl	PROPN
fsr-3853	444	37	y	y	PROPN
fsr-3853	444	38	to	to	ADP
fsr-3853	444	39	ta	ta	AUX
fsr-3853	444	40	l	l	PROPN
fsr-3853	444	41	s	s	PROPN
fsr-3853	444	42	tu	tu	PROPN
fsr-3853	444	43	de	de	PROPN
fsr-3853	444	44	nt	nt	PROPN
fsr-3853	444	45	s	s	PART
fsr-3853	444	46	w	w	NOUN
fsr-3853	444	47	it	it	PRON
fsr-3853	445	1	h	h	NOUN
fsr-3853	446	1	m	m	VERB
fsr-3853	446	2	or	or	CCONJ
fsr-3853	446	3	e	e	X
fsr-3853	446	4	pe	pe	AUX
fsr-3853	446	5	rs	rs	VERB
fsr-3853	446	6	on	on	ADP
fsr-3853	446	7	al	al	PROPN
fsr-3853	446	8	68	68	NUM
fsr-3853	446	9	19	19	NUM
fsr-3853	446	10	7	7	NUM
fsr-3853	446	11	26	26	NUM
fsr-3853	446	12	5	5	NUM
fsr-3853	446	13	f	f	NOUN
fsr-3853	446	14	in	in	ADP
fsr-3853	446	15	an	an	DET
fsr-3853	446	16	ce	ce	PROPN
fsr-3853	446	17	k	k	PROPN
fsr-3853	447	1	no	no	PROPN
fsr-3853	447	2	w	w	VERB
fsr-3853	447	3	le	le	X
fsr-3853	447	4	dg	dg	X
fsr-3853	447	5	e	e	PROPN
fsr-3853	447	6	25	25	NUM
fsr-3853	447	7	.7	.7	NUM
fsr-3853	447	8	%	%	NOUN
fsr-3853	448	1	74	74	NUM
fsr-3853	448	2	.3	.3	NUM
fsr-3853	448	3	%	%	NOUN
fsr-3853	448	4	10	10	NUM
fsr-3853	448	5	0	0	NUM
fsr-3853	448	6	%	%	NOUN
fsr-3853	448	7	s	s	X
fsr-3853	448	8	tu	tu	X
fsr-3853	448	9	de	de	PROPN
fsr-3853	448	10	nt	nt	PROPN
fsr-3853	449	1	s	s	PART
fsr-3853	450	1	w	w	NOUN
fsr-3853	451	1	it	it	PRON
fsr-3853	452	1	h	h	NOUN
fsr-3853	452	2	l	l	NOUN
fsr-3853	452	3	es	es	X
fsr-3853	452	4	s	s	VERB
fsr-3853	452	5	pe	pe	VERB
fsr-3853	452	6	rs	rs	NOUN
fsr-3853	452	7	on	on	ADP
fsr-3853	452	8	al	al	PROPN
fsr-3853	452	9	11	11	NUM
fsr-3853	452	10	5	5	NUM
fsr-3853	452	11	54	54	NUM
fsr-3853	452	12	4	4	NUM
fsr-3853	452	13	65	65	NUM
fsr-3853	452	14	9	9	NUM
fsr-3853	452	15	f	f	NOUN
fsr-3853	452	16	in	in	ADP
fsr-3853	452	17	an	an	DET
fsr-3853	452	18	ce	ce	PROPN
fsr-3853	452	19	k	k	PROPN
fsr-3853	453	1	no	no	PROPN
fsr-3853	453	2	w	w	VERB
fsr-3853	453	3	le	le	X
fsr-3853	453	4	dg	dg	X
fsr-3853	453	5	e	e	PROPN
fsr-3853	453	6	17	17	NUM
fsr-3853	453	7	.5	.5	NUM
fsr-3853	453	8	%	%	NOUN
fsr-3853	454	1	82	82	NUM
fsr-3853	454	2	.5	.5	NUM
fsr-3853	454	3	%	%	NOUN
fsr-3853	454	4	10	10	NUM
fsr-3853	454	5	0	0	NUM
fsr-3853	454	6	%	%	NOUN
fsr-3853	454	7	c	c	NOUN
fsr-3853	454	8	hi	hi	INTJ
fsr-3853	454	9	-s	-s	PROPN
fsr-3853	454	10	qu	qu	PROPN
fsr-3853	454	11	ar	ar	PROPN
fsr-3853	454	12	e	e	PROPN
fsr-3853	454	13	=	=	PROPN
fsr-3853	454	14	8	8	NUM
fsr-3853	454	15	.	.	PUNCT
fsr-3853	454	16	02	02	NUM
fsr-3853	454	17	0	0	NUM
fsr-3853	454	18	,	,	PUNCT
fsr-3853	454	19	s	s	VERB
fsr-3853	454	20	ig	ig	PROPN
fsr-3853	454	21	ni	ni	PROPN
fsr-3853	454	22	fi	fi	NOUN
fsr-3853	454	23	ca	can	AUX
fsr-3853	454	24	nt	not	PART
fsr-3853	454	25	a	a	DET
fsr-3853	454	26	t	t	NOUN
fsr-3853	454	27	th	th	X
fsr-3853	454	28	e	e	PROPN
fsr-3853	454	29	0	0	NUM
fsr-3853	454	30	.	.	PUNCT
fsr-3853	454	31	00	00	NUM
fsr-3853	455	1	5	5	NUM
fsr-3853	455	2	le	le	AUX
fsr-3853	455	3	ve	ve	AUX
fsr-3853	455	4	l.	l.	NOUN
fsr-3853	455	5	to	to	ADP
fsr-3853	455	6	ta	ta	PROPN
fsr-3853	455	7	l	l	NOUN
fsr-3853	455	8	26	26	NUM
fsr-3853	455	9	3	3	NUM
fsr-3853	455	10	10	10	NUM
fsr-3853	455	11	0	0	NUM
fsr-3853	455	12	%	%	NOUN
fsr-3853	455	13	64	64	NUM
fsr-3853	455	14	1	1	NUM
fsr-3853	455	15	10	10	NUM
fsr-3853	455	16	0	0	NUM
fsr-3853	455	17	%	%	NOUN
fsr-3853	455	18	(	(	PUNCT
fsr-3853	455	19	c	c	NOUN
fsr-3853	455	20	on	on	ADP
fsr-3853	455	21	tin	tin	NOUN
fsr-3853	455	22	ue	ue	PROPN
fsr-3853	455	23	d	d	PROPN
fsr-3853	455	24	)	)	PUNCT
fsr-3853	455	25	t	t	PROPN
fsr-3853	455	26	a	a	DET
fsr-3853	455	27	b	b	NOUN
fsr-3853	455	28	l	l	NOUN
fsr-3853	455	29	e	e	X
fsr-3853	455	30	5	5	NUM
fsr-3853	455	31	(	(	PUNCT
fsr-3853	455	32	co	co	X
fsr-3853	455	33	nt	not	PART
fsr-3853	455	34	.	.	PUNCT
fsr-3853	455	35	)	)	PUNCT
fsr-3853	456	1	d	d	X
fsr-3853	456	2	.	.	PUNCT
fsr-3853	457	1	in	in	ADP
fsr-3853	457	2	ve	ve	PROPN
fsr-3853	457	3	st	st	PROPN
fsr-3853	457	4	m	m	PROPN
fsr-3853	457	5	en	en	X
fsr-3853	457	6	ts	ts	ADP
fsr-3853	457	7	1	1	NUM
fsr-3853	457	8	.	.	PUNCT
fsr-3853	457	9	n	n	AUX
fsr-3853	457	10	um	um	INTJ
fsr-3853	457	11	be	be	AUX
fsr-3853	457	12	r	r	NOUN
fsr-3853	457	13	an	an	DET
fsr-3853	457	14	d	d	X
fsr-3853	457	15	pe	pe	PROPN
fsr-3853	457	16	rc	rc	PROPN
fsr-3853	457	17	en	en	X
fsr-3853	457	18	ta	ta	X
fsr-3853	458	1	ge	ge	PROPN
fsr-3853	459	1	o	o	PROPN
fsr-3853	460	1	f	f	X
fsr-3853	461	1	pa	pa	PROPN
fsr-3853	461	2	rt	rt	PROPN
fsr-3853	461	3	ic	ic	PROPN
fsr-3853	461	4	ip	ip	VERB
fsr-3853	461	5	an	an	DET
fsr-3853	461	6	ts	ts	X
fsr-3853	461	7	w	w	PROPN
fsr-3853	461	8	ho	ho	PROPN
fsr-3853	461	9	v	v	X
fsr-3853	461	10	ie	ie	X
fsr-3853	461	11	w	w	PROPN
fsr-3853	461	12	p	p	PROPN
fsr-3853	461	13	la	la	X
fsr-3853	461	14	nn	nn	PROPN
fsr-3853	461	15	in	in	ADP
fsr-3853	461	16	g	g	PROPN
fsr-3853	462	1	an	an	DET
fsr-3853	462	2	d	d	X
fsr-3853	463	1	i	i	PRON
fsr-3853	463	2	m	m	VERB
fsr-3853	463	3	pl	pl	VERB
fsr-3853	463	4	em	em	PRON
fsr-3853	463	5	en	en	INTJ
fsr-3853	463	6	ti	ti	X
fsr-3853	463	7	ng	ng	PROPN
fsr-3853	463	8	a	a	DET
fsr-3853	463	9	r	r	NOUN
fsr-3853	463	10	eg	eg	NOUN
fsr-3853	463	11	ul	ul	INTJ
fsr-3853	463	12	ar	ar	PROPN
fsr-3853	464	1	i	i	PROPN
fsr-3853	464	2	nv	nv	PROPN
fsr-3853	464	3	es	es	VERB
fsr-3853	464	4	tm	tm	PROPN
fsr-3853	464	5	en	en	PROPN
fsr-3853	464	6	t	t	PROPN
fsr-3853	464	7	pr	pr	NOUN
fsr-3853	465	1	og	og	INTJ
fsr-3853	465	2	ra	ra	PROPN
fsr-3853	465	3	m	m	VERB
fsr-3853	466	1	i	i	PRON
fsr-3853	466	2	s	s	PROPN
fsr-3853	466	3	:	:	PUNCT
fsr-3853	466	4	v	v	X
fsr-3853	466	5	e	e	X
fsr-3853	466	6	ry	ry	NOUN
fsr-3853	467	1	so	so	ADV
fsr-3853	467	2	m	m	VERB
fsr-3853	467	3	ew	ew	INTJ
fsr-3853	467	4	ha	ha	INTJ
fsr-3853	467	5	t	t	PROPN
fsr-3853	468	1	so	so	ADV
fsr-3853	468	2	m	m	VERB
fsr-3853	468	3	ew	ew	INTJ
fsr-3853	468	4	ha	ha	INTJ
fsr-3853	468	5	t	t	PROPN
fsr-3853	468	6	v	v	INTJ
fsr-3853	468	7	er	er	INTJ
fsr-3853	468	8	y	y	PROPN
fsr-3853	468	9	bn	bn	INTJ
fsr-3853	468	10	po	po	PROPN
fsr-3853	469	1	rt	rt	PROPN
fsr-3853	469	2	an	an	DET
fsr-3853	469	3	t	t	NOUN
fsr-3853	470	1	i	i	PRON
fsr-3853	470	2	m	m	VERB
fsr-3853	470	3	p	p	ADJ
fsr-3853	470	4	o	o	X
fsr-3853	470	5	rt	rt	PROPN
fsr-3853	471	1	a	a	DET
fsr-3853	471	2	n	n	PROPN
fsr-3853	471	3	t	t	NOUN
fsr-3853	472	1	n	n	NUM
fsr-3853	472	2	ot	ot	NOUN
fsr-3853	472	3	s	s	X
fsr-3853	472	4	u	u	X
fsr-3853	472	5	re	re	VERB
fsr-3853	472	6	u	u	PROPN
fsr-3853	472	7	n	n	PROPN
fsr-3853	472	8	i	i	NOUN
fsr-3853	472	9	m	m	VERB
fsr-3853	472	10	p	p	NOUN
fsr-3853	472	11	o	o	X
fsr-3853	472	12	rt	rt	PROPN
fsr-3853	472	13	a	a	PRON
fsr-3853	472	14	n	n	NOUN
fsr-3853	472	15	t	t	X
fsr-3853	472	16	u	u	X
fsr-3853	472	17	ni	ni	PROPN
fsr-3853	472	18	m	m	PROPN
fsr-3853	472	19	po	po	PROPN
fsr-3853	472	20	rt	rt	PROPN
fsr-3853	472	21	an	an	DET
fsr-3853	472	22	t	t	PROPN
fsr-3853	472	23	st	st	PROPN
fsr-3853	472	24	ud	ud	INTJ
fsr-3853	472	25	en	en	PROPN
fsr-3853	472	26	ts	ts	ADP
fsr-3853	473	1	w	w	PROPN
fsr-3853	473	2	it	it	PRON
fsr-3853	473	3	h	h	NOUN
fsr-3853	473	4	m	m	VERB
fsr-3853	473	5	or	or	CCONJ
fsr-3853	473	6	e	e	AUX
fsr-3853	473	7	pe	pe	AUX
fsr-3853	473	8	rs	rs	VERB
fsr-3853	473	9	on	on	ADP
fsr-3853	473	10	al	al	PROPN
fsr-3853	473	11	22	22	NUM
fsr-3853	473	12	0	0	NUM
fsr-3853	473	13	10	10	NUM
fsr-3853	473	14	0	0	NUM
fsr-3853	473	15	24	24	NUM
fsr-3853	473	16	10	10	NUM
fsr-3853	473	17	4	4	NUM
fsr-3853	473	18	fi	fi	NOUN
fsr-3853	473	19	na	na	PROPN
fsr-3853	473	20	nc	nc	PROPN
fsr-3853	473	21	e	e	PROPN
fsr-3853	473	22	k	k	PROPN
fsr-3853	473	23	no	no	PROPN
fsr-3853	473	24	w	w	VERB
fsr-3853	473	25	le	le	X
fsr-3853	473	26	dg	dg	X
fsr-3853	473	27	e	e	PROPN
fsr-3853	473	28	61	61	NUM
fsr-3853	473	29	.5	.5	NUM
fsr-3853	474	1	%	%	NOUN
fsr-3853	474	2	27	27	NUM
fsr-3853	475	1	.9	.9	NUM
fsr-3853	475	2	%	%	NOUN
fsr-3853	475	3	6	6	NUM
fsr-3853	475	4	.	.	NOUN
fsr-3853	475	5	7	7	NUM
fsr-3853	475	6	%	%	NOUN
fsr-3853	475	7	2	2	NUM
fsr-3853	475	8	.	.	NOUN
fsr-3853	475	9	8	8	NUM
fsr-3853	475	10	%	%	NOUN
fsr-3853	475	11	1	1	NUM
fsr-3853	475	12	.	.	NOUN
fsr-3853	475	13	1	1	NUM
fsr-3853	475	14	%	%	NOUN
fsr-3853	475	15	st	st	PROPN
fsr-3853	475	16	ud	ud	INTJ
fsr-3853	475	17	en	en	PROPN
fsr-3853	475	18	ts	ts	ADP
fsr-3853	476	1	w	w	PROPN
fsr-3853	476	2	it	it	PRON
fsr-3853	476	3	h	h	NOUN
fsr-3853	476	4	l	l	NOUN
fsr-3853	476	5	es	es	X
fsr-3853	477	1	s	s	VERB
fsr-3853	477	2	pe	pe	VERB
fsr-3853	477	3	rs	rs	NOUN
fsr-3853	477	4	on	on	ADP
fsr-3853	477	5	al	al	PROPN
fsr-3853	477	6	22	22	NUM
fsr-3853	477	7	2	2	NUM
fsr-3853	477	8	17	17	NUM
fsr-3853	477	9	1	1	NUM
fsr-3853	477	10	11	11	NUM
fsr-3853	477	11	5	5	NUM
fsr-3853	477	12	22	22	NUM
fsr-3853	477	13	14	14	NUM
fsr-3853	477	14	fi	fi	NOUN
fsr-3853	477	15	na	na	PROPN
fsr-3853	477	16	nc	nc	PROPN
fsr-3853	477	17	e	e	PROPN
fsr-3853	477	18	k	k	PROPN
fsr-3853	478	1	no	no	PROPN
fsr-3853	478	2	w	w	VERB
fsr-3853	478	3	le	le	X
fsr-3853	478	4	dg	dg	X
fsr-3853	478	5	e	e	PROPN
fsr-3853	478	6	40	40	NUM
fsr-3853	478	7	.8	.8	NUM
fsr-3853	478	8	%	%	NOUN
fsr-3853	479	1	31	31	NUM
fsr-3853	479	2	.4	.4	NUM
fsr-3853	479	3	%	%	NOUN
fsr-3853	479	4	21	21	NUM
fsr-3853	479	5	.1	.1	NUM
fsr-3853	479	6	%	%	NOUN
fsr-3853	479	7	4	4	NUM
fsr-3853	479	8	.	.	NOUN
fsr-3853	479	9	0	0	NUM
fsr-3853	479	10	%	%	NOUN
fsr-3853	479	11	2	2	NUM
fsr-3853	479	12	.	.	NOUN
fsr-3853	479	13	6	6	NUM
fsr-3853	479	14	%	%	NOUN
fsr-3853	480	1	c	c	NOUN
fsr-3853	480	2	hi	hi	INTJ
fsr-3853	480	3	-s	-s	PROPN
fsr-3853	480	4	qu	qu	PROPN
fsr-3853	480	5	ar	ar	PROPN
fsr-3853	480	6	e	e	PROPN
fsr-3853	480	7	=	=	PROPN
fsr-3853	480	8	52	52	NUM
fsr-3853	480	9	.1	.1	NUM
fsr-3853	480	10	02	02	NUM
fsr-3853	480	11	,	,	PUNCT
fsr-3853	480	12	si	si	PROPN
fsr-3853	480	13	gn	gn	INTJ
fsr-3853	480	14	if	if	SCONJ
fsr-3853	480	15	ic	ic	PROPN
fsr-3853	480	16	an	an	DET
fsr-3853	480	17	t	t	NOUN
fsr-3853	480	18	a	a	DET
fsr-3853	480	19	t	t	NOUN
fsr-3853	480	20	t	t	NOUN
fsr-3853	480	21	he	he	PRON
fsr-3853	480	22	0	0	NUM
fsr-3853	481	1	.0	.0	NUM
fsr-3853	481	2	01	01	NUM
fsr-3853	481	3	l	l	NOUN
fsr-3853	481	4	ev	ev	PROPN
fsr-3853	482	1	el	el	PROPN
fsr-3853	482	2	.	.	PUNCT
fsr-3853	483	1	2	2	X
fsr-3853	483	2	.	.	X
fsr-3853	483	3	n	n	PART
fsr-3853	483	4	um	um	INTJ
fsr-3853	483	5	be	be	AUX
fsr-3853	483	6	r	r	NOUN
fsr-3853	483	7	an	an	DET
fsr-3853	483	8	d	d	X
fsr-3853	483	9	pe	pe	PROPN
fsr-3853	483	10	rc	rc	PROPN
fsr-3853	483	11	en	en	X
fsr-3853	483	12	ta	ta	X
fsr-3853	483	13	ge	ge	PROPN
fsr-3853	484	1	o	o	PROPN
fsr-3853	484	2	f	f	X
fsr-3853	485	1	pa	pa	PROPN
fsr-3853	485	2	rt	rt	PROPN
fsr-3853	485	3	ic	ic	PROPN
fsr-3853	485	4	ip	ip	VERB
fsr-3853	485	5	an	an	DET
fsr-3853	485	6	ts	ts	X
fsr-3853	485	7	w	w	PROPN
fsr-3853	485	8	ho	ho	PROPN
fsr-3853	485	9	c	c	PROPN
fsr-3853	485	10	ho	ho	PROPN
fsr-3853	485	11	os	os	PROPN
fsr-3853	485	12	e	e	PROPN
fsr-3853	485	13	to	to	ADP
fsr-3853	485	14	a	a	DET
fsr-3853	485	15	ct	ct	NOUN
fsr-3853	485	16	o	o	NOUN
fsr-3853	485	17	n	n	X
fsr-3853	485	18	th	th	X
fsr-3853	485	19	ei	ei	NOUN
fsr-3853	485	20	r	r	NOUN
fsr-3853	485	21	in	in	ADP
fsr-3853	485	22	ve	ve	PROPN
fsr-3853	485	23	st	st	PROPN
fsr-3853	485	24	m	m	PROPN
fsr-3853	485	25	en	en	ADP
fsr-3853	485	26	ts	ts	X
fsr-3853	485	27	:	:	PUNCT
fsr-3853	485	28	c	c	X
fsr-3853	485	29	o	o	PROPN
fsr-3853	485	30	rr	rr	PROPN
fsr-3853	485	31	ec	ec	PROPN
fsr-3853	485	32	tl	tl	PROPN
fsr-3853	485	33	y	y	PROPN
fsr-3853	485	34	in	in	ADP
fsr-3853	485	35	co	co	PROPN
fsr-3853	485	36	rr	rr	PROPN
fsr-3853	485	37	ec	ec	PROPN
fsr-3853	485	38	tl	tl	PROPN
fsr-3853	485	39	y	y	PROPN
fsr-3853	485	40	t	t	PROPN
fsr-3853	485	41	ot	ot	INTJ
fsr-3853	485	42	al	al	PROPN
fsr-3853	485	43	st	st	PROPN
fsr-3853	485	44	ud	ud	INTJ
fsr-3853	485	45	en	en	PROPN
fsr-3853	485	46	ts	ts	ADP
fsr-3853	486	1	w	w	PROPN
fsr-3853	486	2	it	it	PRON
fsr-3853	486	3	h	h	NOUN
fsr-3853	486	4	m	m	VERB
fsr-3853	486	5	or	or	CCONJ
fsr-3853	486	6	e	e	AUX
fsr-3853	486	7	pe	pe	AUX
fsr-3853	486	8	rs	rs	VERB
fsr-3853	486	9	on	on	ADP
fsr-3853	486	10	al	al	PROPN
fsr-3853	486	11	28	28	NUM
fsr-3853	486	12	8	8	NUM
fsr-3853	486	13	72	72	NUM
fsr-3853	486	14	36	36	NUM
fsr-3853	486	15	0	0	NUM
fsr-3853	486	16	fi	fi	NOUN
fsr-3853	486	17	na	na	PROPN
fsr-3853	486	18	nc	nc	PROPN
fsr-3853	486	19	e	e	PROPN
fsr-3853	486	20	k	k	PROPN
fsr-3853	486	21	no	no	PROPN
fsr-3853	486	22	w	w	VERB
fsr-3853	486	23	le	le	X
fsr-3853	486	24	dg	dg	X
fsr-3853	486	25	e	e	PROPN
fsr-3853	486	26	80	80	NUM
fsr-3853	486	27	%	%	NOUN
fsr-3853	486	28	20	20	NUM
fsr-3853	486	29	%	%	NOUN
fsr-3853	486	30	10	10	NUM
fsr-3853	486	31	0	0	NUM
fsr-3853	486	32	%	%	NOUN
fsr-3853	486	33	st	st	PROPN
fsr-3853	486	34	ud	ud	INTJ
fsr-3853	486	35	en	en	PROPN
fsr-3853	486	36	ts	ts	ADP
fsr-3853	487	1	w	w	PROPN
fsr-3853	487	2	it	it	PRON
fsr-3853	487	3	h	h	NOUN
fsr-3853	487	4	l	l	NOUN
fsr-3853	487	5	es	es	X
fsr-3853	488	1	s	s	VERB
fsr-3853	488	2	pe	pe	VERB
fsr-3853	488	3	rs	rs	NOUN
fsr-3853	488	4	on	on	ADP
fsr-3853	488	5	al	al	PROPN
fsr-3853	488	6	29	29	NUM
fsr-3853	488	7	1	1	NUM
fsr-3853	488	8	27	27	NUM
fsr-3853	488	9	3	3	NUM
fsr-3853	488	10	56	56	NUM
fsr-3853	488	11	4	4	NUM
fsr-3853	488	12	fi	fi	NOUN
fsr-3853	488	13	na	na	PROPN
fsr-3853	488	14	nc	nc	PROPN
fsr-3853	488	15	e	e	PROPN
fsr-3853	488	16	k	k	PROPN
fsr-3853	489	1	no	no	PROPN
fsr-3853	489	2	w	w	VERB
fsr-3853	489	3	le	le	X
fsr-3853	489	4	dg	dg	X
fsr-3853	489	5	e	e	PROPN
fsr-3853	489	6	51	51	NUM
fsr-3853	489	7	.6	.6	NUM
fsr-3853	489	8	%	%	NOUN
fsr-3853	489	9	48	48	NUM
fsr-3853	489	10	.4	.4	NUM
fsr-3853	489	11	%	%	NOUN
fsr-3853	489	12	10	10	NUM
fsr-3853	489	13	0	0	NUM
fsr-3853	489	14	%	%	NOUN
fsr-3853	490	1	c	c	NOUN
fsr-3853	490	2	hi	hi	INTJ
fsr-3853	490	3	-s	-s	PROPN
fsr-3853	490	4	qu	qu	PROPN
fsr-3853	490	5	ar	ar	PROPN
fsr-3853	490	6	e	e	PROPN
fsr-3853	490	7	=	=	PROPN
fsr-3853	490	8	74	74	NUM
fsr-3853	490	9	.7	.7	NUM
fsr-3853	490	10	74	74	NUM
fsr-3853	490	11	,	,	PUNCT
fsr-3853	490	12	si	si	PROPN
fsr-3853	490	13	gn	gn	INTJ
fsr-3853	490	14	if	if	SCONJ
fsr-3853	490	15	ic	ic	PROPN
fsr-3853	490	16	an	an	DET
fsr-3853	490	17	t	t	NOUN
fsr-3853	490	18	a	a	DET
fsr-3853	490	19	t	t	NOUN
fsr-3853	490	20	th	th	X
fsr-3853	490	21	e	e	PROPN
fsr-3853	490	22	0	0	NUM
fsr-3853	490	23	.	.	PUNCT
fsr-3853	490	24	00	00	NUM
fsr-3853	491	1	1	1	NUM
fsr-3853	491	2	le	le	VERB
fsr-3853	491	3	ve	ve	PROPN
fsr-3853	491	4	l.	l.	PROPN
fsr-3853	491	5	t	t	PROPN
fsr-3853	491	6	ot	ot	PROPN
fsr-3853	491	7	al	al	PROPN
fsr-3853	491	8	35	35	NUM
fsr-3853	491	9	8	8	NUM
fsr-3853	491	10	10	10	NUM
fsr-3853	491	11	0	0	NUM
fsr-3853	491	12	%	%	NOUN
fsr-3853	491	13	54	54	NUM
fsr-3853	491	14	4	4	NUM
fsr-3853	491	15	10	10	NUM
fsr-3853	491	16	0	0	NUM
fsr-3853	491	17	%	%	NOUN
fsr-3853	491	18	z	z	NOUN
fsr-3853	491	19	z	z	NOUN
fsr-3853	491	20	t	t	PROPN
fsr-3853	491	21	"	"	PUNCT
fsr-3853	491	22	t~	t~	NOUN
fsr-3853	491	23	<	<	X
fsr-3853	491	24	<	<	X
fsr-3853	491	25	,	,	PUNCT
fsr-3853	491	26	,	,	PUNCT
fsr-3853	491	27	o	o	NOUN
fsr-3853	491	28	7~	7~	NOUN
fsr-3853	491	29	o¢	o¢	NOUN
fsr-3853	491	30	financial	financial	ADJ
fsr-3853	491	31	literacy	literacy	NOUN
fsr-3853	491	32	121	121	NUM
fsr-3853	491	33	the	the	DET
fsr-3853	491	34	finding	finding	NOUN
fsr-3853	491	35	that	that	SCONJ
fsr-3853	491	36	women	woman	NOUN
fsr-3853	491	37	score	score	VERB
fsr-3853	491	38	lower	low	ADJ
fsr-3853	491	39	than	than	SCONJ
fsr-3853	491	40	men	man	NOUN
fsr-3853	491	41	is	be	AUX
fsr-3853	491	42	consistent	consistent	ADJ
fsr-3853	491	43	with	with	ADP
fsr-3853	491	44	the	the	DET
fsr-3853	491	45	existing	exist	VERB
fsr-3853	491	46	literature	literature	NOUN
fsr-3853	491	47	(	(	PUNCT
fsr-3853	491	48	genasci	genasci	PROPN
fsr-3853	491	49	,	,	PUNCT
fsr-3853	491	50	1995	1995	NUM
fsr-3853	491	51	;	;	PUNCT
fsr-3853	491	52	goldsmith	goldsmith	PROPN
fsr-3853	491	53	&	&	CCONJ
fsr-3853	491	54	goldsmith	goldsmith	PROPN
fsr-3853	491	55	,	,	PUNCT
fsr-3853	491	56	1997	1997	NUM
fsr-3853	491	57	;	;	PUNCT
fsr-3853	491	58	hsr	hsr	PROPN
fsr-3853	491	59	,	,	PUNCT
fsr-3853	491	60	1993	1993	NUM
fsr-3853	491	61	;	;	PUNCT
fsr-3853	491	62	lewin	lewin	PROPN
fsr-3853	491	63	,	,	PUNCT
fsr-3853	491	64	1995	1995	NUM
fsr-3853	491	65	;	;	PUNCT
fsr-3853	491	66	martinez	martinez	PROPN
fsr-3853	491	67	,	,	PUNCT
fsr-3853	491	68	1994	1994	NUM
fsr-3853	491	69	;	;	PUNCT
fsr-3853	491	70	volpe	volpe	PROPN
fsr-3853	491	71	,	,	PUNCT
fsr-3853	491	72	chen	chen	PROPN
fsr-3853	491	73	,	,	PUNCT
fsr-3853	491	74	&	&	CCONJ
fsr-3853	491	75	pavlicko	pavlicko	ADJ
fsr-3853	491	76	,	,	PUNCT
fsr-3853	491	77	1996	1996	NUM
fsr-3853	491	78	;	;	PUNCT
fsr-3853	491	79	)	)	PUNCT
fsr-3853	491	80	.	.	PUNCT
fsr-3853	492	1	space	space	NOUN
fsr-3853	492	2	limitations	limitation	NOUN
fsr-3853	492	3	do	do	AUX
fsr-3853	492	4	not	not	PART
fsr-3853	492	5	allow	allow	VERB
fsr-3853	492	6	a	a	DET
fsr-3853	492	7	comprehensive	comprehensive	ADJ
fsr-3853	492	8	analysis	analysis	NOUN
fsr-3853	492	9	of	of	ADP
fsr-3853	492	10	why	why	SCONJ
fsr-3853	492	11	women	woman	NOUN
fsr-3853	492	12	are	be	AUX
fsr-3853	492	13	less	less	ADV
fsr-3853	492	14	knowledgeable	knowledgeable	ADJ
fsr-3853	492	15	than	than	ADP
fsr-3853	492	16	men	man	NOUN
fsr-3853	492	17	.	.	PUNCT
fsr-3853	493	1	yet	yet	ADV
fsr-3853	493	2	given	give	VERB
fsr-3853	493	3	the	the	DET
fsr-3853	493	4	fact	fact	NOUN
fsr-3853	493	5	that	that	SCONJ
fsr-3853	493	6	more	more	ADJ
fsr-3853	493	7	and	and	CCONJ
fsr-3853	493	8	more	more	ADJ
fsr-3853	493	9	women	woman	NOUN
fsr-3853	493	10	are	be	AUX
fsr-3853	493	11	joining	join	VERB
fsr-3853	493	12	the	the	DET
fsr-3853	493	13	work	work	NOUN
fsr-3853	493	14	force	force	NOUN
fsr-3853	493	15	and	and	CCONJ
fsr-3853	493	16	they	they	PRON
fsr-3853	493	17	are	be	AUX
fsr-3853	493	18	expected	expect	VERB
fsr-3853	493	19	to	to	PART
fsr-3853	493	20	live	live	VERB
fsr-3853	493	21	longer	long	ADV
fsr-3853	493	22	than	than	ADP
fsr-3853	493	23	men	man	NOUN
fsr-3853	493	24	,	,	PUNCT
fsr-3853	493	25	deficiency	deficiency	NOUN
fsr-3853	493	26	in	in	ADP
fsr-3853	493	27	their	their	PRON
fsr-3853	493	28	knowledge	knowledge	NOUN
fsr-3853	493	29	about	about	ADP
fsr-3853	493	30	personal	personal	ADJ
fsr-3853	493	31	finance	finance	NOUN
fsr-3853	493	32	needs	need	VERB
fsr-3853	493	33	to	to	PART
fsr-3853	493	34	be	be	AUX
fsr-3853	493	35	addressed	address	VERB
fsr-3853	493	36	.	.	PUNCT
fsr-3853	494	1	c.	c.	NOUN
fsr-3853	494	2	consequences	consequence	NOUN
fsr-3853	494	3	of	of	ADP
fsr-3853	494	4	having	have	VERB
fsr-3853	494	5	inadequate	inadequate	ADJ
fsr-3853	494	6	knowledge	knowledge	NOUN
fsr-3853	494	7	this	this	DET
fsr-3853	494	8	section	section	NOUN
fsr-3853	494	9	examines	examine	VERB
fsr-3853	494	10	how	how	SCONJ
fsr-3853	494	11	a	a	DET
fsr-3853	494	12	student	student	NOUN
fsr-3853	494	13	's	's	PART
fsr-3853	494	14	knowledge	knowledge	NOUN
fsr-3853	494	15	affects	affect	VERB
fsr-3853	494	16	his	his	PRON
fsr-3853	494	17	/	/	SYM
fsr-3853	494	18	her	her	PRON
fsr-3853	494	19	opinions	opinion	NOUN
fsr-3853	494	20	and	and	CCONJ
fsr-3853	494	21	deci	deci	PROPN
fsr-3853	494	22	sions	sion	NOUN
fsr-3853	494	23	about	about	ADP
fsr-3853	494	24	some	some	DET
fsr-3853	494	25	personal	personal	ADJ
fsr-3853	494	26	finance	finance	NOUN
fsr-3853	494	27	issues	issue	NOUN
fsr-3853	494	28	.	.	PUNCT
fsr-3853	495	1	the	the	DET
fsr-3853	495	2	sample	sample	NOUN
fsr-3853	495	3	is	be	AUX
fsr-3853	495	4	partitioned	partition	VERB
fsr-3853	495	5	into	into	ADP
fsr-3853	495	6	two	two	NUM
fsr-3853	495	7	groups	group	NOUN
fsr-3853	495	8	by	by	ADP
fsr-3853	495	9	each	each	DET
fsr-3853	495	10	section	section	NOUN
fsr-3853	495	11	's	's	PART
fsr-3853	495	12	median	median	ADJ
fsr-3853	495	13	score	score	NOUN
fsr-3853	495	14	.	.	PUNCT
fsr-3853	496	1	students	student	NOUN
fsr-3853	496	2	with	with	ADP
fsr-3853	496	3	section	section	NOUN
fsr-3853	496	4	scores	score	NOUN
fsr-3853	496	5	higher	high	ADJ
fsr-3853	496	6	than	than	ADP
fsr-3853	496	7	the	the	DET
fsr-3853	496	8	median	median	NOUN
fsr-3853	496	9	are	be	AUX
fsr-3853	496	10	clas	cla	NOUN
fsr-3853	496	11	sified	sifie	VERB
fsr-3853	496	12	as	as	ADP
fsr-3853	496	13	those	those	PRON
fsr-3853	496	14	with	with	ADP
fsr-3853	496	15	relatively	relatively	ADV
fsr-3853	496	16	more	more	ADJ
fsr-3853	496	17	knowledge	knowledge	NOUN
fsr-3853	496	18	.	.	PUNCT
fsr-3853	497	1	students	student	NOUN
fsr-3853	497	2	with	with	ADP
fsr-3853	497	3	scores	score	NOUN
fsr-3853	497	4	equal	equal	ADJ
fsr-3853	497	5	to	to	ADP
fsr-3853	497	6	or	or	CCONJ
fsr-3853	497	7	below	below	ADP
fsr-3853	497	8	the	the	DET
fsr-3853	497	9	median	median	NOUN
fsr-3853	497	10	are	be	AUX
fsr-3853	497	11	classified	classify	VERB
fsr-3853	497	12	as	as	ADP
fsr-3853	497	13	those	those	PRON
fsr-3853	497	14	with	with	ADP
fsr-3853	497	15	relatively	relatively	ADV
fsr-3853	497	16	less	less	ADJ
fsr-3853	497	17	knowledge	knowledge	NOUN
fsr-3853	497	18	.	.	PUNCT
fsr-3853	498	1	since	since	SCONJ
fsr-3853	498	2	many	many	ADJ
fsr-3853	498	3	students	student	NOUN
fsr-3853	498	4	'	'	PART
fsr-3853	498	5	scores	score	NOUN
fsr-3853	498	6	are	be	AUX
fsr-3853	498	7	equal	equal	ADJ
fsr-3853	498	8	to	to	ADP
fsr-3853	498	9	the	the	DET
fsr-3853	498	10	median	median	ADJ
fsr-3853	498	11	scores	score	NOUN
fsr-3853	498	12	,	,	PUNCT
fsr-3853	498	13	the	the	DET
fsr-3853	498	14	classification	classification	NOUN
fsr-3853	498	15	scheme	scheme	NOUN
fsr-3853	498	16	changes	change	NOUN
fsr-3853	498	17	the	the	DET
fsr-3853	498	18	number	number	NOUN
fsr-3853	498	19	of	of	ADP
fsr-3853	498	20	observa	observa	PROPN
fsr-3853	498	21	tions	tion	NOUN
fsr-3853	498	22	in	in	ADP
fsr-3853	498	23	the	the	DET
fsr-3853	498	24	two	two	NUM
fsr-3853	498	25	groups	group	NOUN
fsr-3853	498	26	from	from	ADP
fsr-3853	498	27	section	section	NOUN
fsr-3853	498	28	to	to	ADP
fsr-3853	498	29	section	section	NOUN
fsr-3853	498	30	.	.	PUNCT
fsr-3853	499	1	in	in	ADP
fsr-3853	499	2	addition	addition	NOUN
fsr-3853	499	3	,	,	PUNCT
fsr-3853	499	4	missing	miss	VERB
fsr-3853	499	5	observations	observation	NOUN
fsr-3853	499	6	cause	cause	VERB
fsr-3853	499	7	the	the	DET
fsr-3853	499	8	total	total	ADJ
fsr-3853	499	9	sample	sample	NOUN
fsr-3853	499	10	size	size	NOUN
fsr-3853	499	11	to	to	PART
fsr-3853	499	12	vary	vary	VERB
fsr-3853	499	13	from	from	ADP
fsr-3853	499	14	903	903	NUM
fsr-3853	499	15	to	to	ADP
fsr-3853	499	16	924	924	NUM
fsr-3853	499	17	.	.	PUNCT
fsr-3853	500	1	participants	participant	NOUN
fsr-3853	500	2	'	'	PART
fsr-3853	500	3	responses	response	NOUN
fsr-3853	500	4	to	to	ADP
fsr-3853	500	5	the	the	DET
fsr-3853	500	6	importance	importance	NOUN
fsr-3853	500	7	of	of	ADP
fsr-3853	500	8	keeping	keep	VERB
fsr-3853	500	9	financial	financial	ADJ
fsr-3853	500	10	records	record	NOUN
fsr-3853	500	11	are	be	AUX
fsr-3853	500	12	reported	report	VERB
fsr-3853	500	13	in	in	ADP
fsr-3853	500	14	part	part	NOUN
fsr-3853	500	15	1	1	NUM
fsr-3853	500	16	of	of	ADP
fsr-3853	500	17	section	section	NOUN
fsr-3853	500	18	a	a	PRON
fsr-3853	500	19	of	of	ADP
fsr-3853	500	20	table	table	NOUN
fsr-3853	500	21	5	5	NUM
fsr-3853	500	22	and	and	CCONJ
fsr-3853	500	23	what	what	PRON
fsr-3853	500	24	they	they	PRON
fsr-3853	500	25	actually	actually	ADV
fsr-3853	500	26	decide	decide	VERB
fsr-3853	500	27	to	to	PART
fsr-3853	500	28	do	do	VERB
fsr-3853	500	29	in	in	ADP
fsr-3853	500	30	everyday	everyday	ADJ
fsr-3853	500	31	life	life	NOUN
fsr-3853	500	32	in	in	ADP
fsr-3853	500	33	part	part	NOUN
fsr-3853	500	34	2	2	NUM
fsr-3853	500	35	.	.	PUNCT
fsr-3853	501	1	about	about	ADV
fsr-3853	501	2	95	95	NUM
fsr-3853	501	3	%	%	NOUN
fsr-3853	501	4	of	of	ADP
fsr-3853	501	5	the	the	DET
fsr-3853	501	6	participants	participant	NOUN
fsr-3853	501	7	from	from	ADP
fsr-3853	501	8	the	the	DET
fsr-3853	501	9	more	more	ADV
fsr-3853	501	10	knowledgeable	knowledgeable	ADJ
fsr-3853	501	11	group	group	NOUN
fsr-3853	501	12	rank	rank	NOUN
fsr-3853	501	13	keeping	keep	VERB
fsr-3853	501	14	records	record	NOUN
fsr-3853	501	15	as	as	ADP
fsr-3853	501	16	very	very	ADV
fsr-3853	501	17	important	important	ADJ
fsr-3853	501	18	or	or	CCONJ
fsr-3853	501	19	somewhat	somewhat	ADV
fsr-3853	501	20	important	important	ADJ
fsr-3853	501	21	,	,	PUNCT
fsr-3853	501	22	and	and	CCONJ
fsr-3853	501	23	the	the	DET
fsr-3853	501	24	rest	rest	NOUN
fsr-3853	501	25	of	of	ADP
fsr-3853	501	26	them	they	PRON
fsr-3853	501	27	believe	believe	VERB
fsr-3853	501	28	otherwise	otherwise	ADV
fsr-3853	501	29	.	.	PUNCT
fsr-3853	502	1	for	for	ADP
fsr-3853	502	2	the	the	DET
fsr-3853	502	3	less	less	ADV
fsr-3853	502	4	knowledgeable	knowledgeable	ADJ
fsr-3853	502	5	group	group	NOUN
fsr-3853	502	6	,	,	PUNCT
fsr-3853	502	7	about	about	ADV
fsr-3853	502	8	92	92	NUM
fsr-3853	502	9	%	%	NOUN
fsr-3853	502	10	view	view	NOUN
fsr-3853	502	11	keeping	keep	VERB
fsr-3853	502	12	records	record	NOUN
fsr-3853	502	13	as	as	ADP
fsr-3853	502	14	important	important	ADJ
fsr-3853	502	15	.	.	PUNCT
fsr-3853	503	1	the	the	DET
fsr-3853	503	2	difference	difference	NOUN
fsr-3853	503	3	in	in	ADP
fsr-3853	503	4	opinions	opinion	NOUN
fsr-3853	503	5	is	be	AUX
fsr-3853	503	6	significant	significant	ADJ
fsr-3853	503	7	at	at	ADP
fsr-3853	503	8	the	the	DET
fsr-3853	503	9	0.098	0.098	NUM
fsr-3853	503	10	level	level	NOUN
fsr-3853	503	11	.	.	PUNCT
fsr-3853	504	1	when	when	SCONJ
fsr-3853	504	2	asked	ask	VERB
fsr-3853	504	3	what	what	PRON
fsr-3853	504	4	they	they	PRON
fsr-3853	504	5	would	would	AUX
fsr-3853	504	6	actually	actually	ADV
fsr-3853	504	7	do	do	VERB
fsr-3853	504	8	,	,	PUNCT
fsr-3853	504	9	about	about	ADV
fsr-3853	504	10	45.6	45.6	NUM
fsr-3853	504	11	%	%	NOUN
fsr-3853	504	12	of	of	ADP
fsr-3853	504	13	students	student	NOUN
fsr-3853	504	14	with	with	ADP
fsr-3853	504	15	more	more	ADJ
fsr-3853	504	16	knowledge	knowledge	NOUN
fsr-3853	504	17	keep	keep	VERB
fsr-3853	504	18	detailed	detailed	ADJ
fsr-3853	504	19	financial	financial	ADJ
fsr-3853	504	20	records	record	NOUN
fsr-3853	504	21	and	and	CCONJ
fsr-3853	504	22	only	only	ADV
fsr-3853	504	23	29	29	NUM
fsr-3853	504	24	%	%	NOUN
fsr-3853	504	25	of	of	ADP
fsr-3853	504	26	the	the	DET
fsr-3853	504	27	less	less	ADV
fsr-3853	504	28	knowledgeable	knowledgeable	ADJ
fsr-3853	504	29	group	group	NOUN
fsr-3853	504	30	are	be	AUX
fsr-3853	504	31	willing	willing	ADJ
fsr-3853	504	32	to	to	PART
fsr-3853	504	33	keep	keep	VERB
fsr-3853	504	34	such	such	ADJ
fsr-3853	504	35	records	record	NOUN
fsr-3853	504	36	.	.	PUNCT
fsr-3853	505	1	about	about	ADV
fsr-3853	505	2	25	25	NUM
fsr-3853	505	3	%	%	NOUN
fsr-3853	505	4	of	of	ADP
fsr-3853	505	5	the	the	DET
fsr-3853	505	6	less	less	ADV
fsr-3853	505	7	knowl	knowl	ADJ
fsr-3853	505	8	edgeable	edgeable	ADJ
fsr-3853	505	9	group	group	NOUN
fsr-3853	505	10	keep	keep	VERB
fsr-3853	505	11	no	no	DET
fsr-3853	505	12	records	record	NOUN
fsr-3853	505	13	at	at	ADV
fsr-3853	505	14	all	all	ADV
fsr-3853	505	15	,	,	PUNCT
fsr-3853	505	16	while	while	SCONJ
fsr-3853	505	17	the	the	DET
fsr-3853	505	18	number	number	NOUN
fsr-3853	505	19	is	be	AUX
fsr-3853	505	20	5.4	5.4	NUM
fsr-3853	505	21	%	%	NOUN
fsr-3853	505	22	for	for	ADP
fsr-3853	505	23	the	the	DET
fsr-3853	505	24	more	more	ADV
fsr-3853	505	25	knowledgeable	knowledgeable	ADJ
fsr-3853	505	26	group	group	NOUN
fsr-3853	505	27	.	.	PUNCT
fsr-3853	506	1	there	there	PRON
fsr-3853	506	2	is	be	VERB
fsr-3853	506	3	a	a	DET
fsr-3853	506	4	statistically	statistically	ADV
fsr-3853	506	5	significant	significant	ADJ
fsr-3853	506	6	difference	difference	NOUN
fsr-3853	506	7	in	in	ADP
fsr-3853	506	8	behavior	behavior	NOUN
fsr-3853	506	9	between	between	ADP
fsr-3853	506	10	the	the	DET
fsr-3853	506	11	two	two	NUM
fsr-3853	506	12	groups	group	NOUN
fsr-3853	506	13	.	.	PUNCT
fsr-3853	507	1	analysis	analysis	NOUN
fsr-3853	507	2	has	have	AUX
fsr-3853	507	3	also	also	ADV
fsr-3853	507	4	been	be	AUX
fsr-3853	507	5	conducted	conduct	VERB
fsr-3853	507	6	using	use	VERB
fsr-3853	507	7	an	an	DET
fsr-3853	507	8	alternative	alternative	ADJ
fsr-3853	507	9	classification	classification	NOUN
fsr-3853	507	10	scheme	scheme	NOUN
fsr-3853	507	11	.	.	PUNCT
fsr-3853	508	1	students	student	NOUN
fsr-3853	508	2	with	with	ADP
fsr-3853	508	3	section	section	NOUN
fsr-3853	508	4	scores	score	NOUN
fsr-3853	508	5	equal	equal	ADJ
fsr-3853	508	6	to	to	ADP
fsr-3853	508	7	or	or	CCONJ
fsr-3853	508	8	higher	high	ADJ
fsr-3853	508	9	than	than	ADP
fsr-3853	508	10	the	the	DET
fsr-3853	508	11	median	median	NOUN
fsr-3853	508	12	are	be	AUX
fsr-3853	508	13	classified	classify	VERB
fsr-3853	508	14	as	as	ADP
fsr-3853	508	15	those	those	PRON
fsr-3853	508	16	with	with	ADP
fsr-3853	508	17	more	more	ADJ
fsr-3853	508	18	knowledge	knowledge	NOUN
fsr-3853	508	19	,	,	PUNCT
fsr-3853	508	20	and	and	CCONJ
fsr-3853	508	21	those	those	PRON
fsr-3853	508	22	with	with	ADP
fsr-3853	508	23	scores	score	NOUN
fsr-3853	508	24	below	below	ADP
fsr-3853	508	25	the	the	DET
fsr-3853	508	26	median	median	NOUN
fsr-3853	508	27	as	as	ADP
fsr-3853	508	28	those	those	PRON
fsr-3853	508	29	with	with	ADP
fsr-3853	508	30	less	less	ADJ
fsr-3853	508	31	knowledge	knowledge	NOUN
fsr-3853	508	32	.	.	PUNCT
fsr-3853	509	1	this	this	DET
fsr-3853	509	2	clas	clas	PROPN
fsr-3853	509	3	sification	sification	PROPN
fsr-3853	509	4	scheme	scheme	PROPN
fsr-3853	509	5	makes	make	VERB
fsr-3853	509	6	the	the	DET
fsr-3853	509	7	sample	sample	NOUN
fsr-3853	509	8	size	size	NOUN
fsr-3853	509	9	in	in	ADP
fsr-3853	509	10	the	the	DET
fsr-3853	509	11	more	more	ADV
fsr-3853	509	12	knowledgeable	knowledgeable	ADJ
fsr-3853	509	13	group	group	NOUN
fsr-3853	509	14	larger	large	ADJ
fsr-3853	509	15	than	than	ADP
fsr-3853	509	16	that	that	PRON
fsr-3853	509	17	of	of	ADP
fsr-3853	509	18	the	the	DET
fsr-3853	509	19	less	less	ADV
fsr-3853	509	20	knowledgeable	knowledgeable	ADJ
fsr-3853	509	21	group	group	NOUN
fsr-3853	509	22	.	.	PUNCT
fsr-3853	510	1	the	the	DET
fsr-3853	510	2	results	result	NOUN
fsr-3853	510	3	are	be	AUX
fsr-3853	510	4	similar	similar	ADJ
fsr-3853	510	5	to	to	ADP
fsr-3853	510	6	what	what	PRON
fsr-3853	510	7	have	have	AUX
fsr-3853	510	8	been	be	AUX
fsr-3853	510	9	reported	report	VERB
fsr-3853	510	10	above	above	ADV
fsr-3853	510	11	.	.	PUNCT
fsr-3853	511	1	the	the	DET
fsr-3853	511	2	difference	difference	NOUN
fsr-3853	511	3	in	in	ADP
fsr-3853	511	4	opinions	opinion	NOUN
fsr-3853	511	5	regarding	regard	VERB
fsr-3853	511	6	record	record	NOUN
fsr-3853	511	7	keeping	keeping	NOUN
fsr-3853	511	8	is	be	AUX
fsr-3853	511	9	statistically	statistically	ADV
fsr-3853	511	10	significant	significant	ADJ
fsr-3853	511	11	at	at	ADP
fsr-3853	511	12	the	the	DET
fsr-3853	511	13	0.039	0.039	NUM
fsr-3853	511	14	level	level	NOUN
fsr-3853	511	15	.	.	PUNCT
fsr-3853	512	1	the	the	DET
fsr-3853	512	2	difference	difference	NOUN
fsr-3853	512	3	in	in	ADP
fsr-3853	512	4	their	their	PRON
fsr-3853	512	5	decisions	decision	NOUN
fsr-3853	512	6	is	be	AUX
fsr-3853	512	7	significant	significant	ADJ
fsr-3853	512	8	at	at	ADP
fsr-3853	512	9	the	the	DET
fsr-3853	512	10	0.001	0.001	NUM
fsr-3853	512	11	level	level	NOUN
fsr-3853	512	12	.	.	PUNCT
fsr-3853	513	1	the	the	DET
fsr-3853	513	2	results	result	NOUN
fsr-3853	513	3	for	for	ADP
fsr-3853	513	4	savings	saving	NOUN
fsr-3853	513	5	and	and	CCONJ
fsr-3853	513	6	borrowing	borrowing	NOUN
fsr-3853	513	7	,	,	PUNCT
fsr-3853	513	8	insurance	insurance	NOUN
fsr-3853	513	9	,	,	PUNCT
fsr-3853	513	10	and	and	CCONJ
fsr-3853	513	11	investment	investment	NOUN
fsr-3853	513	12	are	be	AUX
fsr-3853	513	13	similar	similar	ADJ
fsr-3853	513	14	to	to	ADP
fsr-3853	513	15	findings	finding	NOUN
fsr-3853	513	16	to	to	PART
fsr-3853	513	17	be	be	AUX
fsr-3853	513	18	reported	report	VERB
fsr-3853	513	19	below	below	ADV
fsr-3853	513	20	.	.	PUNCT
fsr-3853	514	1	the	the	DET
fsr-3853	514	2	more	more	ADV
fsr-3853	514	3	knowledgeable	knowledgeable	ADJ
fsr-3853	514	4	participants	participant	NOUN
fsr-3853	514	5	(	(	PUNCT
fsr-3853	514	6	96.1	96.1	NUM
fsr-3853	514	7	%	%	NOUN
fsr-3853	514	8	)	)	PUNCT
fsr-3853	514	9	rank	rank	NOUN
fsr-3853	514	10	spending	spending	NOUN
fsr-3853	514	11	less	less	ADJ
fsr-3853	514	12	than	than	ADP
fsr-3853	514	13	their	their	PRON
fsr-3853	514	14	income	income	NOUN
fsr-3853	514	15	more	more	ADV
fsr-3853	514	16	important	important	ADJ
fsr-3853	514	17	than	than	ADP
fsr-3853	514	18	the	the	DET
fsr-3853	514	19	less	less	ADV
fsr-3853	514	20	knowledgeable	knowledgeable	ADJ
fsr-3853	514	21	group	group	NOUN
fsr-3853	514	22	(	(	PUNCT
fsr-3853	514	23	81.3	81.3	NUM
fsr-3853	514	24	%	%	NOUN
fsr-3853	514	25	)	)	PUNCT
fsr-3853	514	26	.	.	PUNCT
fsr-3853	515	1	when	when	SCONJ
fsr-3853	515	2	provided	provide	VERB
fsr-3853	515	3	with	with	ADP
fsr-3853	515	4	a	a	DET
fsr-3853	515	5	hypo	hypo	ADJ
fsr-3853	515	6	thetical	thetical	ADJ
fsr-3853	515	7	situation	situation	NOUN
fsr-3853	515	8	of	of	ADP
fsr-3853	515	9	a	a	DET
fsr-3853	515	10	spending	spending	NOUN
fsr-3853	515	11	decision	decision	NOUN
fsr-3853	515	12	,	,	PUNCT
fsr-3853	515	13	89	89	NUM
fsr-3853	515	14	%	%	NOUN
fsr-3853	515	15	of	of	ADP
fsr-3853	515	16	the	the	DET
fsr-3853	515	17	more	more	ADV
fsr-3853	515	18	knowledgeable	knowledgeable	ADJ
fsr-3853	515	19	participants	participant	NOUN
fsr-3853	515	20	select	select	VERB
fsr-3853	515	21	the	the	DET
fsr-3853	515	22	correct	correct	ADJ
fsr-3853	515	23	choice	choice	NOUN
fsr-3853	515	24	,	,	PUNCT
fsr-3853	515	25	compared	compare	VERB
fsr-3853	515	26	to	to	ADP
fsr-3853	515	27	68.3	68.3	NUM
fsr-3853	515	28	%	%	NOUN
fsr-3853	515	29	of	of	ADP
fsr-3853	515	30	the	the	DET
fsr-3853	515	31	less	less	ADV
fsr-3853	515	32	knowledgeable	knowledgeable	ADJ
fsr-3853	515	33	group	group	NOUN
fsr-3853	515	34	.	.	PUNCT
fsr-3853	516	1	the	the	DET
fsr-3853	516	2	chi	chi	PROPN
fsr-3853	516	3	square	square	PROPN
fsr-3853	516	4	tests	test	NOUN
fsr-3853	516	5	suggest	suggest	VERB
fsr-3853	516	6	that	that	SCONJ
fsr-3853	516	7	the	the	DET
fsr-3853	516	8	differences	difference	NOUN
fsr-3853	516	9	in	in	ADP
fsr-3853	516	10	opinions	opinion	NOUN
fsr-3853	516	11	and	and	CCONJ
fsr-3853	516	12	decisions	decision	NOUN
fsr-3853	516	13	are	be	AUX
fsr-3853	516	14	highly	highly	ADV
fsr-3853	516	15	significant	significant	ADJ
fsr-3853	516	16	.	.	PUNCT
fsr-3853	517	1	in	in	ADP
fsr-3853	517	2	terms	term	NOUN
fsr-3853	517	3	of	of	ADP
fsr-3853	517	4	insurance	insurance	NOUN
fsr-3853	517	5	,	,	PUNCT
fsr-3853	517	6	more	more	ADJ
fsr-3853	517	7	than	than	ADP
fsr-3853	517	8	80	80	NUM
fsr-3853	517	9	%	%	NOUN
fsr-3853	517	10	of	of	ADP
fsr-3853	517	11	the	the	DET
fsr-3853	517	12	participants	participant	NOUN
fsr-3853	517	13	from	from	ADP
fsr-3853	517	14	both	both	DET
fsr-3853	517	15	groups	group	NOUN
fsr-3853	517	16	rank	rank	VERB
fsr-3853	517	17	main	main	ADJ
fsr-3853	517	18	taining	taine	VERB
fsr-3853	517	19	adequate	adequate	ADJ
fsr-3853	517	20	insurance	insurance	NOUN
fsr-3853	517	21	coverages	coverage	NOUN
fsr-3853	517	22	as	as	ADP
fsr-3853	517	23	important	important	ADJ
fsr-3853	517	24	.	.	PUNCT
fsr-3853	518	1	the	the	DET
fsr-3853	518	2	difference	difference	NOUN
fsr-3853	518	3	in	in	ADP
fsr-3853	518	4	opinions	opinion	NOUN
fsr-3853	518	5	is	be	AUX
fsr-3853	518	6	not	not	PART
fsr-3853	518	7	signif	signif	ADJ
fsr-3853	518	8	icant	icant	ADJ
fsr-3853	518	9	.	.	PUNCT
fsr-3853	519	1	however	however	ADV
fsr-3853	519	2	,	,	PUNCT
fsr-3853	519	3	more	more	ADJ
fsr-3853	519	4	participants	participant	NOUN
fsr-3853	519	5	from	from	ADP
fsr-3853	519	6	the	the	DET
fsr-3853	519	7	more	more	ADV
fsr-3853	519	8	knowledgeable	knowledgeable	ADJ
fsr-3853	519	9	group	group	NOUN
fsr-3853	519	10	act	act	NOUN
fsr-3853	519	11	correctly	correctly	ADV
fsr-3853	519	12	than	than	ADP
fsr-3853	519	13	the	the	DET
fsr-3853	519	14	participants	participant	NOUN
fsr-3853	519	15	from	from	ADP
fsr-3853	519	16	the	the	DET
fsr-3853	519	17	less	less	ADV
fsr-3853	519	18	knowledgeable	knowledgeable	ADJ
fsr-3853	519	19	group	group	NOUN
fsr-3853	519	20	.	.	PUNCT
fsr-3853	520	1	the	the	DET
fsr-3853	520	2	difference	difference	NOUN
fsr-3853	520	3	in	in	ADP
fsr-3853	520	4	their	their	PRON
fsr-3853	520	5	decisions	decision	NOUN
fsr-3853	520	6	can	can	AUX
fsr-3853	520	7	be	be	AUX
fsr-3853	520	8	seen	see	VERB
fsr-3853	520	9	from	from	ADP
fsr-3853	520	10	the	the	DET
fsr-3853	520	11	significant	significant	ADJ
fsr-3853	520	12	test	test	NOUN
fsr-3853	520	13	results	result	NOUN
fsr-3853	520	14	and	and	CCONJ
fsr-3853	520	15	the	the	DET
fsr-3853	520	16	fact	fact	NOUN
fsr-3853	520	17	that	that	SCONJ
fsr-3853	520	18	a	a	DET
fsr-3853	520	19	higher	high	ADJ
fsr-3853	520	20	proportion	proportion	NOUN
fsr-3853	520	21	of	of	ADP
fsr-3853	520	22	the	the	DET
fsr-3853	520	23	more	more	ADV
fsr-3853	520	24	knowledgeable	knowledgeable	ADJ
fsr-3853	520	25	participants	participant	NOUN
fsr-3853	520	26	act	act	VERB
fsr-3853	520	27	according	accord	VERB
fsr-3853	520	28	to	to	ADP
fsr-3853	520	29	their	their	PRON
fsr-3853	520	30	opinions	opinion	NOUN
fsr-3853	520	31	and	and	CCONJ
fsr-3853	520	32	a	a	DET
fsr-3853	520	33	higher	high	ADJ
fsr-3853	520	34	proportion	proportion	NOUN
fsr-3853	520	35	of	of	ADP
fsr-3853	520	36	the	the	DET
fsr-3853	520	37	less	less	ADV
fsr-3853	520	38	knowledgeable	knowledgeable	ADJ
fsr-3853	520	39	participants	participant	NOUN
fsr-3853	520	40	do	do	VERB
fsr-3853	520	41	not	not	PART
fsr-3853	520	42	.	.	PUNCT
fsr-3853	521	1	122	122	NUM
fsr-3853	521	2	financial	financial	ADJ
fsr-3853	521	3	services	service	NOUN
fsr-3853	521	4	review	review	VERB
fsr-3853	521	5	7(2	7(2	NUM
fsr-3853	521	6	)	)	PUNCT
fsr-3853	521	7	1998	1998	NUM
fsr-3853	521	8	section	section	NOUN
fsr-3853	521	9	d	d	NOUN
fsr-3853	521	10	shows	show	VERB
fsr-3853	521	11	that	that	SCONJ
fsr-3853	521	12	about	about	ADV
fsr-3853	521	13	89.4	89.4	NUM
fsr-3853	521	14	%	%	NOUN
fsr-3853	521	15	of	of	ADP
fsr-3853	521	16	the	the	DET
fsr-3853	521	17	more	more	ADV
fsr-3853	521	18	knowledgeable	knowledgeable	ADJ
fsr-3853	521	19	group	group	NOUN
fsr-3853	521	20	view	view	NOUN
fsr-3853	521	21	planning	plan	VERB
fsr-3853	521	22	and	and	CCONJ
fsr-3853	521	23	implementing	implement	VERB
fsr-3853	521	24	a	a	DET
fsr-3853	521	25	regular	regular	ADJ
fsr-3853	521	26	investment	investment	NOUN
fsr-3853	521	27	program	program	NOUN
fsr-3853	521	28	as	as	ADP
fsr-3853	521	29	important	important	ADJ
fsr-3853	521	30	,	,	PUNCT
fsr-3853	521	31	but	but	CCONJ
fsr-3853	521	32	the	the	DET
fsr-3853	521	33	number	number	NOUN
fsr-3853	521	34	is	be	AUX
fsr-3853	521	35	about	about	ADV
fsr-3853	521	36	72.2	72.2	NUM
fsr-3853	521	37	%	%	NOUN
fsr-3853	521	38	for	for	ADP
fsr-3853	521	39	the	the	DET
fsr-3853	521	40	less	less	ADV
fsr-3853	521	41	knowledgeable	knowledgeable	ADJ
fsr-3853	521	42	group	group	NOUN
fsr-3853	521	43	.	.	PUNCT
fsr-3853	522	1	not	not	PART
fsr-3853	522	2	surprisingly	surprisingly	ADV
fsr-3853	522	3	,	,	PUNCT
fsr-3853	522	4	when	when	SCONJ
fsr-3853	522	5	offered	offer	VERB
fsr-3853	522	6	an	an	DET
fsr-3853	522	7	investment	investment	NOUN
fsr-3853	522	8	sit	sit	VERB
fsr-3853	522	9	uation	uation	NOUN
fsr-3853	522	10	,	,	PUNCT
fsr-3853	522	11	80	80	NUM
fsr-3853	522	12	%	%	NOUN
fsr-3853	522	13	of	of	ADP
fsr-3853	522	14	the	the	DET
fsr-3853	522	15	knowledgeable	knowledgeable	ADJ
fsr-3853	522	16	participants	participant	NOUN
fsr-3853	522	17	choose	choose	VERB
fsr-3853	522	18	the	the	DET
fsr-3853	522	19	correct	correct	ADJ
fsr-3853	522	20	action	action	NOUN
fsr-3853	522	21	,	,	PUNCT
fsr-3853	522	22	and	and	CCONJ
fsr-3853	522	23	only	only	ADV
fsr-3853	522	24	51	51	NUM
fsr-3853	522	25	%	%	NOUN
fsr-3853	522	26	of	of	ADP
fsr-3853	522	27	the	the	DET
fsr-3853	522	28	other	other	ADJ
fsr-3853	522	29	group	group	NOUN
fsr-3853	522	30	.	.	PUNCT
fsr-3853	523	1	both	both	CCONJ
fsr-3853	523	2	the	the	DET
fsr-3853	523	3	differences	difference	NOUN
fsr-3853	523	4	in	in	ADP
fsr-3853	523	5	the	the	DET
fsr-3853	523	6	opinions	opinion	NOUN
fsr-3853	523	7	and	and	CCONJ
fsr-3853	523	8	decisions	decision	NOUN
fsr-3853	523	9	are	be	AUX
fsr-3853	523	10	highly	highly	ADV
fsr-3853	523	11	significant	significant	ADJ
fsr-3853	523	12	.	.	PUNCT
fsr-3853	524	1	the	the	DET
fsr-3853	524	2	above	above	ADJ
fsr-3853	524	3	analysis	analysis	NOUN
fsr-3853	524	4	suggests	suggest	VERB
fsr-3853	524	5	that	that	SCONJ
fsr-3853	524	6	the	the	DET
fsr-3853	524	7	level	level	NOUN
fsr-3853	524	8	of	of	ADP
fsr-3853	524	9	finance	finance	NOUN
fsr-3853	524	10	knowledge	knowledge	NOUN
fsr-3853	524	11	tends	tend	VERB
fsr-3853	524	12	to	to	PART
fsr-3853	524	13	influence	influence	VERB
fsr-3853	524	14	people	people	NOUN
fsr-3853	524	15	's	's	PART
fsr-3853	524	16	opinions	opinion	NOUN
fsr-3853	524	17	and	and	CCONJ
fsr-3853	524	18	affect	affect	VERB
fsr-3853	524	19	their	their	PRON
fsr-3853	524	20	decisions	decision	NOUN
fsr-3853	524	21	.	.	PUNCT
fsr-3853	525	1	in	in	ADP
fsr-3853	525	2	the	the	DET
fsr-3853	525	3	case	case	NOUN
fsr-3853	525	4	of	of	ADP
fsr-3853	525	5	insurance	insurance	NOUN
fsr-3853	525	6	,	,	PUNCT
fsr-3853	525	7	a	a	DET
fsr-3853	525	8	statistical	statistical	ADJ
fsr-3853	525	9	difference	difference	NOUN
fsr-3853	525	10	can	can	AUX
fsr-3853	525	11	not	not	PART
fsr-3853	525	12	be	be	AUX
fsr-3853	525	13	detected	detect	VERB
fsr-3853	525	14	in	in	ADP
fsr-3853	525	15	their	their	PRON
fsr-3853	525	16	opinions	opinion	NOUN
fsr-3853	525	17	.	.	PUNCT
fsr-3853	526	1	however	however	ADV
fsr-3853	526	2	,	,	PUNCT
fsr-3853	526	3	more	more	ADJ
fsr-3853	526	4	participants	participant	NOUN
fsr-3853	526	5	from	from	ADP
fsr-3853	526	6	the	the	DET
fsr-3853	526	7	less	less	ADV
fsr-3853	526	8	knowledge	knowledge	NOUN
fsr-3853	526	9	able	able	ADJ
fsr-3853	526	10	group	group	NOUN
fsr-3853	526	11	make	make	VERB
fsr-3853	526	12	the	the	DET
fsr-3853	526	13	wrong	wrong	ADJ
fsr-3853	526	14	choices	choice	NOUN
fsr-3853	526	15	.	.	PUNCT
fsr-3853	527	1	v.	v.	CCONJ
fsr-3853	527	2	summary	summary	NOUN
fsr-3853	527	3	and	and	CCONJ
fsr-3853	527	4	conclusion	conclusion	NOUN
fsr-3853	527	5	this	this	DET
fsr-3853	527	6	study	study	NOUN
fsr-3853	527	7	surveys	survey	NOUN
fsr-3853	527	8	924	924	NUM
fsr-3853	527	9	students	student	NOUN
fsr-3853	527	10	from	from	ADP
fsr-3853	527	11	multiple	multiple	ADJ
fsr-3853	527	12	universities	university	NOUN
fsr-3853	527	13	across	across	ADP
fsr-3853	527	14	the	the	DET
fsr-3853	527	15	country	country	NOUN
fsr-3853	527	16	to	to	PART
fsr-3853	527	17	examine	examine	VERB
fsr-3853	527	18	college	college	NOUN
fsr-3853	527	19	students	student	NOUN
fsr-3853	527	20	'	'	PART
fsr-3853	527	21	knowledge	knowledge	NOUN
fsr-3853	527	22	of	of	ADP
fsr-3853	527	23	personal	personal	ADJ
fsr-3853	527	24	finance	finance	NOUN
fsr-3853	527	25	;	;	PUNCT
fsr-3853	527	26	the	the	DET
fsr-3853	527	27	relationship	relationship	NOUN
fsr-3853	527	28	between	between	ADP
fsr-3853	527	29	the	the	DET
fsr-3853	527	30	financial	financial	ADJ
fsr-3853	527	31	lit	light	VERB
fsr-3853	527	32	eracy	eracy	NOUN
fsr-3853	527	33	and	and	CCONJ
fsr-3853	527	34	participants	participant	NOUN
fsr-3853	527	35	'	'	PART
fsr-3853	527	36	characteristics	characteristic	NOUN
fsr-3853	527	37	such	such	ADJ
fsr-3853	527	38	as	as	ADP
fsr-3853	527	39	academic	academic	ADJ
fsr-3853	527	40	discipline	discipline	NOUN
fsr-3853	527	41	,	,	PUNCT
fsr-3853	527	42	gender	gender	NOUN
fsr-3853	527	43	,	,	PUNCT
fsr-3853	527	44	and	and	CCONJ
fsr-3853	527	45	experience	experience	NOUN
fsr-3853	527	46	;	;	PUNCT
fsr-3853	527	47	and	and	CCONJ
fsr-3853	527	48	the	the	DET
fsr-3853	527	49	consequences	consequence	NOUN
fsr-3853	527	50	of	of	ADP
fsr-3853	527	51	having	have	VERB
fsr-3853	527	52	inadequate	inadequate	ADJ
fsr-3853	527	53	knowledge	knowledge	NOUN
fsr-3853	527	54	.	.	PUNCT
fsr-3853	528	1	results	result	NOUN
fsr-3853	528	2	suggest	suggest	VERB
fsr-3853	528	3	that	that	SCONJ
fsr-3853	528	4	college	college	NOUN
fsr-3853	528	5	students	student	NOUN
fsr-3853	528	6	need	need	VERB
fsr-3853	528	7	to	to	PART
fsr-3853	528	8	improve	improve	VERB
fsr-3853	528	9	their	their	PRON
fsr-3853	528	10	knowledge	knowledge	NOUN
fsr-3853	528	11	of	of	ADP
fsr-3853	528	12	personal	personal	ADJ
fsr-3853	528	13	finance	finance	NOUN
fsr-3853	528	14	.	.	PUNCT
fsr-3853	529	1	although	although	SCONJ
fsr-3853	529	2	the	the	DET
fsr-3853	529	3	questions	question	NOUN
fsr-3853	529	4	included	include	VERB
fsr-3853	529	5	in	in	ADP
fsr-3853	529	6	the	the	DET
fsr-3853	529	7	survey	survey	NOUN
fsr-3853	529	8	are	be	AUX
fsr-3853	529	9	fairly	fairly	ADV
fsr-3853	529	10	basic	basic	ADJ
fsr-3853	529	11	,	,	PUNCT
fsr-3853	529	12	the	the	DET
fsr-3853	529	13	overall	overall	ADJ
fsr-3853	529	14	mean	mean	NOUN
fsr-3853	529	15	of	of	ADP
fsr-3853	529	16	correct	correct	ADJ
fsr-3853	529	17	answers	answer	NOUN
fsr-3853	529	18	for	for	ADP
fsr-3853	529	19	the	the	DET
fsr-3853	529	20	survey	survey	NOUN
fsr-3853	529	21	is	be	AUX
fsr-3853	529	22	about	about	ADV
fsr-3853	529	23	53	53	NUM
fsr-3853	529	24	%	%	NOUN
fsr-3853	529	25	.	.	PUNCT
fsr-3853	530	1	none	none	NOUN
fsr-3853	530	2	of	of	ADP
fsr-3853	530	3	the	the	DET
fsr-3853	530	4	mean	mean	ADJ
fsr-3853	530	5	scores	score	NOUN
fsr-3853	530	6	for	for	ADP
fsr-3853	530	7	each	each	DET
fsr-3853	530	8	area	area	NOUN
fsr-3853	530	9	of	of	ADP
fsr-3853	530	10	gen	gen	PROPN
fsr-3853	530	11	eral	eral	ADJ
fsr-3853	530	12	knowledge	knowledge	NOUN
fsr-3853	530	13	,	,	PUNCT
fsr-3853	530	14	savings	saving	NOUN
fsr-3853	530	15	and	and	CCONJ
fsr-3853	530	16	borrowing	borrowing	NOUN
fsr-3853	530	17	,	,	PUNCT
fsr-3853	530	18	insurance	insurance	NOUN
fsr-3853	530	19	,	,	PUNCT
fsr-3853	530	20	and	and	CCONJ
fsr-3853	530	21	investments	investment	NOUN
fsr-3853	530	22	are	be	AUX
fsr-3853	530	23	above	above	ADP
fsr-3853	530	24	65	65	NUM
fsr-3853	530	25	%	%	NOUN
fsr-3853	530	26	.	.	PUNCT
fsr-3853	531	1	by	by	ADP
fsr-3853	531	2	far	far	ADV
fsr-3853	531	3	the	the	DET
fsr-3853	531	4	weakest	weak	ADJ
fsr-3853	531	5	area	area	NOUN
fsr-3853	531	6	is	be	AUX
fsr-3853	531	7	investment	investment	NOUN
fsr-3853	531	8	,	,	PUNCT
fsr-3853	531	9	where	where	SCONJ
fsr-3853	531	10	on	on	ADP
fsr-3853	531	11	average	average	ADJ
fsr-3853	531	12	the	the	DET
fsr-3853	531	13	participants	participant	NOUN
fsr-3853	531	14	answered	answer	VERB
fsr-3853	531	15	about	about	ADP
fsr-3853	531	16	40	40	NUM
fsr-3853	531	17	%	%	NOUN
fsr-3853	531	18	of	of	ADP
fsr-3853	531	19	the	the	DET
fsr-3853	531	20	questions	question	NOUN
fsr-3853	531	21	correctly	correctly	ADV
fsr-3853	531	22	.	.	PUNCT
fsr-3853	532	1	lower	low	ADJ
fsr-3853	532	2	levels	level	NOUN
fsr-3853	532	3	of	of	ADP
fsr-3853	532	4	financial	financial	ADJ
fsr-3853	532	5	literacy	literacy	NOUN
fsr-3853	532	6	are	be	AUX
fsr-3853	532	7	found	find	VERB
fsr-3853	532	8	among	among	ADP
fsr-3853	532	9	subgroups	subgroup	NOUN
fsr-3853	532	10	.	.	PUNCT
fsr-3853	533	1	they	they	PRON
fsr-3853	533	2	include	include	VERB
fsr-3853	533	3	those	those	PRON
fsr-3853	533	4	who	who	PRON
fsr-3853	533	5	are	be	AUX
fsr-3853	533	6	non	non	ADJ
fsr-3853	533	7	-	-	ADJ
fsr-3853	533	8	business	business	ADJ
fsr-3853	533	9	majors	major	NOUN
fsr-3853	533	10	,	,	PUNCT
fsr-3853	533	11	in	in	ADP
fsr-3853	533	12	the	the	DET
fsr-3853	533	13	lower	low	ADJ
fsr-3853	533	14	class	class	NOUN
fsr-3853	533	15	ranks	rank	NOUN
fsr-3853	533	16	,	,	PUNCT
fsr-3853	533	17	women	woman	NOUN
fsr-3853	533	18	,	,	PUNCT
fsr-3853	533	19	under	under	ADP
fsr-3853	533	20	age	age	NOUN
fsr-3853	533	21	30	30	NUM
fsr-3853	533	22	,	,	PUNCT
fsr-3853	533	23	and	and	CCONJ
fsr-3853	533	24	have	have	VERB
fsr-3853	533	25	little	little	ADJ
fsr-3853	533	26	work	work	NOUN
fsr-3853	533	27	experience	experience	NOUN
fsr-3853	533	28	.	.	PUNCT
fsr-3853	534	1	it	it	PRON
fsr-3853	534	2	is	be	AUX
fsr-3853	534	3	also	also	ADV
fsr-3853	534	4	found	find	VERB
fsr-3853	534	5	that	that	SCONJ
fsr-3853	534	6	participants	participant	NOUN
fsr-3853	534	7	with	with	ADP
fsr-3853	534	8	less	less	ADJ
fsr-3853	534	9	knowl	knowl	NOUN
fsr-3853	534	10	edge	edge	NOUN
fsr-3853	534	11	tend	tend	VERB
fsr-3853	534	12	to	to	PART
fsr-3853	534	13	hold	hold	VERB
fsr-3853	534	14	wrong	wrong	ADJ
fsr-3853	534	15	opinions	opinion	NOUN
fsr-3853	534	16	and	and	CCONJ
fsr-3853	534	17	make	make	VERB
fsr-3853	534	18	incorrect	incorrect	ADJ
fsr-3853	534	19	decisions	decision	NOUN
fsr-3853	534	20	in	in	ADP
fsr-3853	534	21	the	the	DET
fsr-3853	534	22	areas	area	NOUN
fsr-3853	534	23	of	of	ADP
fsr-3853	534	24	general	general	ADJ
fsr-3853	534	25	knowledge	knowledge	NOUN
fsr-3853	534	26	,	,	PUNCT
fsr-3853	534	27	savings	saving	NOUN
fsr-3853	534	28	and	and	CCONJ
fsr-3853	534	29	borrowing	borrowing	NOUN
fsr-3853	534	30	and	and	CCONJ
fsr-3853	534	31	investments	investment	NOUN
fsr-3853	534	32	.	.	PUNCT
fsr-3853	535	1	while	while	SCONJ
fsr-3853	535	2	there	there	PRON
fsr-3853	535	3	is	be	VERB
fsr-3853	535	4	little	little	ADJ
fsr-3853	535	5	difference	difference	NOUN
fsr-3853	535	6	in	in	ADP
fsr-3853	535	7	their	their	PRON
fsr-3853	535	8	opinions	opinion	NOUN
fsr-3853	535	9	regarding	regard	VERB
fsr-3853	535	10	insurance	insurance	NOUN
fsr-3853	535	11	,	,	PUNCT
fsr-3853	535	12	the	the	DET
fsr-3853	535	13	less	less	ADV
fsr-3853	535	14	knowledgeable	knowledgeable	ADJ
fsr-3853	535	15	participants	participant	NOUN
fsr-3853	535	16	are	be	AUX
fsr-3853	535	17	more	more	ADV
fsr-3853	535	18	likely	likely	ADJ
fsr-3853	535	19	to	to	PART
fsr-3853	535	20	act	act	VERB
fsr-3853	535	21	incorrectly	incorrectly	ADV
fsr-3853	535	22	.	.	PUNCT
fsr-3853	536	1	the	the	DET
fsr-3853	536	2	predictive	predictive	ADJ
fsr-3853	536	3	ability	ability	NOUN
fsr-3853	536	4	of	of	ADP
fsr-3853	536	5	personal	personal	ADJ
fsr-3853	536	6	finance	finance	NOUN
fsr-3853	536	7	knowledge	knowledge	NOUN
fsr-3853	536	8	shows	show	VERB
fsr-3853	536	9	that	that	SCONJ
fsr-3853	536	10	improving	improve	VERB
fsr-3853	536	11	college	college	NOUN
fsr-3853	536	12	students	student	NOUN
fsr-3853	536	13	'	'	PART
fsr-3853	536	14	knowledge	knowledge	NOUN
fsr-3853	536	15	is	be	AUX
fsr-3853	536	16	important	important	ADJ
fsr-3853	536	17	.	.	PUNCT
fsr-3853	537	1	without	without	ADP
fsr-3853	537	2	adequate	adequate	ADJ
fsr-3853	537	3	knowledge	knowledge	NOUN
fsr-3853	537	4	,	,	PUNCT
fsr-3853	537	5	they	they	PRON
fsr-3853	537	6	are	be	AUX
fsr-3853	537	7	more	more	ADV
fsr-3853	537	8	likely	likely	ADJ
fsr-3853	537	9	to	to	PART
fsr-3853	537	10	make	make	VERB
fsr-3853	537	11	mistakes	mistake	NOUN
fsr-3853	537	12	in	in	ADP
fsr-3853	537	13	the	the	DET
fsr-3853	537	14	real	real	ADJ
fsr-3853	537	15	world	world	NOUN
fsr-3853	537	16	.	.	PUNCT
fsr-3853	538	1	our	our	PRON
fsr-3853	538	2	conclusion	conclusion	NOUN
fsr-3853	538	3	is	be	AUX
fsr-3853	538	4	that	that	SCONJ
fsr-3853	538	5	college	college	NOUN
fsr-3853	538	6	students	student	NOUN
fsr-3853	538	7	are	be	AUX
fsr-3853	538	8	not	not	PART
fsr-3853	538	9	knowledgeable	knowledgeable	ADJ
fsr-3853	538	10	about	about	ADP
fsr-3853	538	11	personal	personal	ADJ
fsr-3853	538	12	finance	finance	NOUN
fsr-3853	538	13	.	.	PUNCT
fsr-3853	539	1	the	the	DET
fsr-3853	539	2	incompetency	incompetency	NOUN
fsr-3853	539	3	will	will	AUX
fsr-3853	539	4	limit	limit	VERB
fsr-3853	539	5	their	their	PRON
fsr-3853	539	6	ability	ability	NOUN
fsr-3853	539	7	to	to	PART
fsr-3853	539	8	make	make	VERB
fsr-3853	539	9	informed	informed	ADJ
fsr-3853	539	10	financial	financial	ADJ
fsr-3853	539	11	decisions	decision	NOUN
fsr-3853	539	12	.	.	PUNCT
fsr-3853	540	1	together	together	ADV
fsr-3853	540	2	with	with	ADP
fsr-3853	540	3	evidence	evidence	NOUN
fsr-3853	540	4	provided	provide	VERB
fsr-3853	540	5	by	by	ADP
fsr-3853	540	6	the	the	DET
fsr-3853	540	7	research	research	NOUN
fsr-3853	540	8	conducted	conduct	VERB
fsr-3853	540	9	in	in	ADP
fsr-3853	540	10	the	the	DET
fsr-3853	540	11	past	past	ADJ
fsr-3853	540	12	three	three	NUM
fsr-3853	540	13	decades	decade	NOUN
fsr-3853	540	14	,	,	PUNCT
fsr-3853	540	15	the	the	DET
fsr-3853	540	16	findings	finding	NOUN
fsr-3853	540	17	of	of	ADP
fsr-3853	540	18	this	this	DET
fsr-3853	540	19	study	study	NOUN
fsr-3853	540	20	suggest	suggest	VERB
fsr-3853	540	21	that	that	SCONJ
fsr-3853	540	22	there	there	PRON
fsr-3853	540	23	is	be	VERB
fsr-3853	540	24	a	a	DET
fsr-3853	540	25	systematic	systematic	ADJ
fsr-3853	540	26	lack	lack	NOUN
fsr-3853	540	27	of	of	ADP
fsr-3853	540	28	personal	personal	ADJ
fsr-3853	540	29	finance	finance	NOUN
fsr-3853	540	30	education	education	NOUN
fsr-3853	540	31	in	in	ADP
fsr-3853	540	32	our	our	PRON
fsr-3853	540	33	edu	edu	PROPN
fsr-3853	540	34	cation	cation	NOUN
fsr-3853	540	35	system	system	NOUN
fsr-3853	540	36	.	.	PUNCT
fsr-3853	541	1	the	the	DET
fsr-3853	541	2	lack	lack	NOUN
fsr-3853	541	3	of	of	ADP
fsr-3853	541	4	education	education	NOUN
fsr-3853	541	5	has	have	AUX
fsr-3853	541	6	resulted	result	VERB
fsr-3853	541	7	in	in	ADP
fsr-3853	541	8	serious	serious	ADJ
fsr-3853	541	9	financial	financial	ADJ
fsr-3853	541	10	illiteracy	illiteracy	NOUN
fsr-3853	541	11	found	find	VERB
fsr-3853	541	12	in	in	ADP
fsr-3853	541	13	the	the	DET
fsr-3853	541	14	american	american	ADJ
fsr-3853	541	15	public	public	NOUN
fsr-3853	541	16	.	.	PUNCT
fsr-3853	542	1	the	the	DET
fsr-3853	542	2	illiteracy	illiteracy	NOUN
fsr-3853	542	3	and	and	CCONJ
fsr-3853	542	4	its	its	PRON
fsr-3853	542	5	costly	costly	ADJ
fsr-3853	542	6	consequences	consequence	NOUN
fsr-3853	542	7	have	have	AUX
fsr-3853	542	8	made	make	VERB
fsr-3853	542	9	individuals	individual	NOUN
fsr-3853	542	10	worry	worry	VERB
fsr-3853	542	11	about	about	ADP
fsr-3853	542	12	their	their	PRON
fsr-3853	542	13	finances	finance	NOUN
fsr-3853	542	14	to	to	ADP
fsr-3853	542	15	the	the	DET
fsr-3853	542	16	extent	extent	NOUN
fsr-3853	542	17	that	that	SCONJ
fsr-3853	542	18	their	their	PRON
fsr-3853	542	19	productivity	productivity	NOUN
fsr-3853	542	20	in	in	ADP
fsr-3853	542	21	workplaces	workplace	NOUN
fsr-3853	542	22	is	be	AUX
fsr-3853	542	23	affected	affect	VERB
fsr-3853	542	24	(	(	PUNCT
fsr-3853	542	25	chrgi	chrgi	NOUN
fsr-3853	542	26	,	,	PUNCT
fsr-3853	542	27	1995	1995	NUM
fsr-3853	542	28	)	)	PUNCT
fsr-3853	542	29	.	.	PUNCT
fsr-3853	543	1	when	when	SCONJ
fsr-3853	543	2	individuals	individual	NOUN
fsr-3853	543	3	can	can	AUX
fsr-3853	543	4	not	not	PART
fsr-3853	543	5	manage	manage	VERB
fsr-3853	543	6	their	their	PRON
fsr-3853	543	7	finances	finance	NOUN
fsr-3853	543	8	,	,	PUNCT
fsr-3853	543	9	it	it	PRON
fsr-3853	543	10	becomes	become	VERB
fsr-3853	543	11	a	a	DET
fsr-3853	543	12	problem	problem	NOUN
fsr-3853	543	13	for	for	ADP
fsr-3853	543	14	the	the	DET
fsr-3853	543	15	soci	soci	PROPN
fsr-3853	543	16	ety	ety	PROPN
fsr-3853	543	17	.	.	PUNCT
fsr-3853	544	1	this	this	DET
fsr-3853	544	2	challenging	challenging	ADJ
fsr-3853	544	3	issue	issue	NOUN
fsr-3853	544	4	needs	need	VERB
fsr-3853	544	5	to	to	PART
fsr-3853	544	6	be	be	AUX
fsr-3853	544	7	addressed	address	VERB
fsr-3853	544	8	.	.	PUNCT
fsr-3853	545	1	acknowledgments	acknowledgment	NOUN
fsr-3853	545	2	:	:	PUNCT
fsr-3853	545	3	the	the	DET
fsr-3853	545	4	authors	author	NOUN
fsr-3853	545	5	are	be	AUX
fsr-3853	545	6	grateful	grateful	ADJ
fsr-3853	545	7	to	to	ADP
fsr-3853	545	8	karen	karen	PROPN
fsr-3853	545	9	eilers	eilers	PROPN
fsr-3853	545	10	lahey	lahey	PROPN
fsr-3853	545	11	(	(	PUNCT
fsr-3853	545	12	editor	editor	NOUN
fsr-3853	545	13	)	)	PUNCT
fsr-3853	545	14	for	for	ADP
fsr-3853	545	15	her	her	PRON
fsr-3853	545	16	sug	sug	PROPN
fsr-3853	545	17	gestions	gestion	NOUN
fsr-3853	545	18	.	.	PUNCT
fsr-3853	546	1	the	the	DET
fsr-3853	546	2	authors	author	NOUN
fsr-3853	546	3	also	also	ADV
fsr-3853	546	4	appreciate	appreciate	VERB
fsr-3853	546	5	comments	comment	NOUN
fsr-3853	546	6	from	from	ADP
fsr-3853	546	7	three	three	NUM
fsr-3853	546	8	anonymous	anonymous	ADJ
fsr-3853	546	9	reviewers	reviewer	NOUN
fsr-3853	546	10	,	,	PUNCT
fsr-3853	546	11	and	and	CCONJ
fsr-3853	546	12	discussant	discussant	ADJ
fsr-3853	546	13	and	and	CCONJ
fsr-3853	546	14	participants	participant	NOUN
fsr-3853	546	15	at	at	ADP
fsr-3853	546	16	the	the	DET
fsr-3853	546	17	1997	1997	NUM
fsr-3853	546	18	academy	academy	NOUN
fsr-3853	546	19	of	of	ADP
fsr-3853	546	20	financial	financial	ADJ
fsr-3853	546	21	services	service	NOUN
fsr-3853	546	22	meeting	meeting	NOUN
fsr-3853	546	23	where	where	SCONJ
fsr-3853	546	24	an	an	DET
fsr-3853	546	25	early	early	ADJ
fsr-3853	546	26	version	version	NOUN
fsr-3853	546	27	of	of	ADP
fsr-3853	546	28	the	the	DET
fsr-3853	546	29	paper	paper	NOUN
fsr-3853	546	30	was	be	AUX
fsr-3853	546	31	presented	present	VERB
fsr-3853	546	32	.	.	PUNCT
fsr-3853	547	1	the	the	DET
fsr-3853	547	2	authors	author	NOUN
fsr-3853	547	3	are	be	AUX
fsr-3853	547	4	responsible	responsible	ADJ
fsr-3853	547	5	for	for	ADP
fsr-3853	547	6	all	all	DET
fsr-3853	547	7	remaining	remain	VERB
fsr-3853	547	8	errors	error	NOUN
fsr-3853	547	9	.	.	PUNCT
fsr-3853	548	1	financial	financial	ADJ
fsr-3853	548	2	supports	support	NOUN
fsr-3853	548	3	were	be	AUX
fsr-3853	548	4	provided	provide	VERB
fsr-3853	548	5	by	by	ADP
fsr-3853	548	6	grants	grant	NOUN
fsr-3853	548	7	from	from	ADP
fsr-3853	548	8	the	the	DET
fsr-3853	548	9	university	university	NOUN
fsr-3853	548	10	research	research	NOUN
fsr-3853	548	11	council	council	PROPN
fsr-3853	548	12	at	at	ADP
fsr-3853	548	13	youngstown	youngstown	PROPN
fsr-3853	548	14	state	state	PROPN
fsr-3853	548	15	university	university	PROPN
fsr-3853	548	16	.	.	PUNCT
fsr-3853	549	1	financial	financial	ADJ
fsr-3853	549	2	literacy	literacy	NOUN
fsr-3853	549	3	123	123	NUM
fsr-3853	549	4	appendix	appendix	ADJ
fsr-3853	549	5	survey	survey	NOUN
fsr-3853	549	6	of	of	ADP
fsr-3853	549	7	personal	personal	ADJ
fsr-3853	549	8	financial	financial	ADJ
fsr-3853	549	9	literacy	literacy	NOUN
fsr-3853	549	10	thank	thank	VERB
fsr-3853	549	11	you	you	PRON
fsr-3853	549	12	for	for	ADP
fsr-3853	549	13	participating	participate	VERB
fsr-3853	549	14	in	in	ADP
fsr-3853	549	15	our	our	PRON
fsr-3853	549	16	survey	survey	NOUN
fsr-3853	549	17	.	.	PUNCT
fsr-3853	550	1	this	this	DET
fsr-3853	550	2	survey	survey	NOUN
fsr-3853	550	3	is	be	AUX
fsr-3853	550	4	intended	intend	VERB
fsr-3853	550	5	to	to	PART
fsr-3853	550	6	measure	measure	VERB
fsr-3853	550	7	college	college	NOUN
fsr-3853	550	8	stu	stu	PROPN
fsr-3853	550	9	dents	dent	NOUN
fsr-3853	550	10	'	'	PART
fsr-3853	550	11	knowledge	knowledge	NOUN
fsr-3853	550	12	of	of	ADP
fsr-3853	550	13	personal	personal	ADJ
fsr-3853	550	14	finance	finance	NOUN
fsr-3853	550	15	.	.	PUNCT
fsr-3853	551	1	the	the	DET
fsr-3853	551	2	results	result	NOUN
fsr-3853	551	3	will	will	AUX
fsr-3853	551	4	be	be	AUX
fsr-3853	551	5	used	use	VERB
fsr-3853	551	6	to	to	PART
fsr-3853	551	7	help	help	VERB
fsr-3853	551	8	students	student	NOUN
fsr-3853	551	9	improve	improve	VERB
fsr-3853	551	10	their	their	PRON
fsr-3853	551	11	knowledge	knowledge	NOUN
fsr-3853	551	12	and	and	CCONJ
fsr-3853	551	13	colleges	college	NOUN
fsr-3853	551	14	improve	improve	VERB
fsr-3853	551	15	curriculums	curriculum	NOUN
fsr-3853	551	16	.	.	PUNCT
fsr-3853	552	1	directions	direction	NOUN
fsr-3853	552	2	:	:	PUNCT
fsr-3853	552	3	please	please	INTJ
fsr-3853	552	4	use	use	VERB
fsr-3853	552	5	a	a	DET
fsr-3853	552	6	#	#	SYM
fsr-3853	552	7	'	'	NUM
fsr-3853	552	8	2	2	NUM
fsr-3853	552	9	lead	lead	NOUN
fsr-3853	552	10	pencil	pencil	NOUN
fsr-3853	552	11	to	to	PART
fsr-3853	552	12	mark	mark	VERB
fsr-3853	552	13	your	your	PRON
fsr-3853	552	14	responses	response	NOUN
fsr-3853	552	15	on	on	ADP
fsr-3853	552	16	the	the	DET
fsr-3853	552	17	enclosed	enclose	VERB
fsr-3853	552	18	answer	answer	NOUN
fsr-3853	552	19	sheet	sheet	NOUN
fsr-3853	552	20	.	.	PUNCT
fsr-3853	553	1	please	please	INTJ
fsr-3853	553	2	select	select	VERB
fsr-3853	553	3	only	only	ADV
fsr-3853	553	4	one	one	NUM
fsr-3853	553	5	most	most	ADV
fsr-3853	553	6	appropriate	appropriate	ADJ
fsr-3853	553	7	answer	answer	NOUN
fsr-3853	553	8	for	for	ADP
fsr-3853	553	9	each	each	DET
fsr-3853	553	10	question	question	NOUN
fsr-3853	553	11	.	.	PUNCT
fsr-3853	554	1	please	please	INTJ
fsr-3853	554	2	make	make	VERB
fsr-3853	554	3	marks	mark	NOUN
fsr-3853	554	4	that	that	PRON
fsr-3853	554	5	fill	fill	VERB
fsr-3853	554	6	the	the	DET
fsr-3853	554	7	circle	circle	NOUN
fsr-3853	554	8	.	.	PUNCT
fsr-3853	555	1	after	after	ADP
fsr-3853	555	2	completing	complete	VERB
fsr-3853	555	3	the	the	DET
fsr-3853	555	4	survey	survey	NOUN
fsr-3853	555	5	,	,	PUNCT
fsr-3853	555	6	please	please	INTJ
fsr-3853	555	7	make	make	VERB
fsr-3853	555	8	sure	sure	ADJ
fsr-3853	555	9	that	that	DET
fsr-3853	555	10	question	question	NOUN
fsr-3853	555	11	num	num	ADJ
fsr-3853	555	12	bers	ber	NOUN
fsr-3853	555	13	and	and	CCONJ
fsr-3853	555	14	answers	answer	NOUN
fsr-3853	555	15	correspond	correspond	VERB
fsr-3853	555	16	directly	directly	ADV
fsr-3853	555	17	with	with	ADP
fsr-3853	555	18	those	those	PRON
fsr-3853	555	19	on	on	ADP
fsr-3853	555	20	the	the	DET
fsr-3853	555	21	answer	answer	NOUN
fsr-3853	555	22	sheet	sheet	NOUN
fsr-3853	555	23	.	.	PUNCT
fsr-3853	556	1	i.	i.	PROPN
fsr-3853	556	2	general	general	PROPN
fsr-3853	556	3	personal	personal	PROPN
fsr-3853	556	4	finance	finance	NOUN
fsr-3853	556	5	know	know	VERB
fsr-3853	556	6	ledge	ledge	NOUN
fsr-3853	556	7	1	1	NUM
fsr-3853	556	8	.	.	PUNCT
fsr-3853	557	1	personal	personal	ADJ
fsr-3853	557	2	finance	finance	NOUN
fsr-3853	557	3	literacy	literacy	NOUN
fsr-3853	557	4	can	can	AUX
fsr-3853	557	5	help	help	VERB
fsr-3853	557	6	you	you	PRON
fsr-3853	557	7	a.	a.	NOUN
fsr-3853	557	8	avoid	avoid	VERB
fsr-3853	557	9	being	be	AUX
fsr-3853	557	10	victimized	victimize	VERB
fsr-3853	557	11	by	by	ADP
fsr-3853	557	12	financial	financial	PROPN
fsr-3853	557	13	s	s	PROPN
fsr-3853	557	14	c	c	NOUN
fsr-3853	557	15	a	a	DET
fsr-3853	557	16	l	l	NOUN
fsr-3853	557	17	n	n	X
fsr-3853	557	18	s	s	PROPN
fsr-3853	557	19	.	.	PUNCT
fsr-3853	558	1	b.	b.	PROPN
fsr-3853	558	2	buy	buy	VERB
fsr-3853	558	3	the	the	DET
fsr-3853	558	4	fight	fight	NOUN
fsr-3853	558	5	kind	kind	NOUN
fsr-3853	558	6	of	of	ADP
fsr-3853	558	7	insurance	insurance	NOUN
fsr-3853	558	8	to	to	PART
fsr-3853	558	9	protect	protect	VERB
fsr-3853	558	10	you	you	PRON
fsr-3853	558	11	from	from	ADP
fsr-3853	558	12	.catastrophic	.catastrophic	ADJ
fsr-3853	558	13	risk	risk	NOUN
fsr-3853	558	14	.	.	PUNCT
fsr-3853	559	1	c.	c.	NOUN
fsr-3853	559	2	learn	learn	VERB
fsr-3853	559	3	the	the	DET
fsr-3853	559	4	fight	fight	NOUN
fsr-3853	559	5	approach	approach	NOUN
fsr-3853	559	6	to	to	PART
fsr-3853	559	7	invest	invest	VERB
fsr-3853	559	8	for	for	ADP
fsr-3853	559	9	your	your	PRON
fsr-3853	559	10	future	future	ADJ
fsr-3853	559	11	needs	need	NOUN
fsr-3853	559	12	.	.	PUNCT
fsr-3853	560	1	d.	d.	PROPN
fsr-3853	560	2	lead	lead	VERB
fsr-3853	560	3	a	a	DET
fsr-3853	560	4	financially	financially	ADV
fsr-3853	560	5	secure	secure	ADJ
fsr-3853	560	6	life	life	NOUN
fsr-3853	560	7	through	through	ADP
fsr-3853	560	8	forming	form	VERB
fsr-3853	560	9	healthy	healthy	ADJ
fsr-3853	560	10	spending	spending	NOUN
fsr-3853	560	11	habits	habit	NOUN
fsr-3853	560	12	.	.	PUNCT
fsr-3853	561	1	e.	e.	PROPN
fsr-3853	561	2	do	do	VERB
fsr-3853	561	3	all	all	PRON
fsr-3853	561	4	of	of	ADP
fsr-3853	561	5	the	the	DET
fsr-3853	561	6	above	above	ADJ
fsr-3853	561	7	.	.	PUNCT
fsr-3853	562	1	2	2	X
fsr-3853	562	2	.	.	X
fsr-3853	562	3	personal	personal	ADJ
fsr-3853	562	4	financial	financial	ADJ
fsr-3853	562	5	planning	planning	NOUN
fsr-3853	562	6	involves	involve	VERB
fsr-3853	562	7	a.	a.	NOUN
fsr-3853	562	8	establishing	establish	VERB
fsr-3853	562	9	an	an	DET
fsr-3853	562	10	adequate	adequate	ADJ
fsr-3853	562	11	financial	financial	ADJ
fsr-3853	562	12	record	record	NOUN
fsr-3853	562	13	keeping	keep	VERB
fsr-3853	562	14	system	system	NOUN
fsr-3853	562	15	.	.	PUNCT
fsr-3853	563	1	b.	b.	PROPN
fsr-3853	563	2	developing	develop	VERB
fsr-3853	563	3	a	a	DET
fsr-3853	563	4	sound	sound	ADJ
fsr-3853	563	5	yearly	yearly	ADJ
fsr-3853	563	6	budget	budget	NOUN
fsr-3853	563	7	of	of	ADP
fsr-3853	563	8	expenses	expense	NOUN
fsr-3853	563	9	and	and	CCONJ
fsr-3853	563	10	income	income	NOUN
fsr-3853	563	11	.	.	PUNCT
fsr-3853	564	1	c.	c.	NOUN
fsr-3853	564	2	minimizing	minimize	VERB
fsr-3853	564	3	taxes	taxis	NOUN
fsr-3853	564	4	and	and	CCONJ
fsr-3853	564	5	insurance	insurance	NOUN
fsr-3853	564	6	expenses	expense	NOUN
fsr-3853	564	7	.	.	PUNCT
fsr-3853	565	1	d.	d.	NOUN
fsr-3853	565	2	preparing	prepare	VERB
fsr-3853	565	3	plans	plan	NOUN
fsr-3853	565	4	for	for	ADP
fsr-3853	565	5	future	future	ADJ
fsr-3853	565	6	financial	financial	ADJ
fsr-3853	565	7	needs	need	NOUN
fsr-3853	565	8	and	and	CCONJ
fsr-3853	565	9	goals	goal	NOUN
fsr-3853	565	10	.	.	PUNCT
fsr-3853	566	1	e.	e.	PROPN
fsr-3853	566	2	examining	examine	VERB
fsr-3853	566	3	your	your	PRON
fsr-3853	566	4	investment	investment	NOUN
fsr-3853	566	5	portfolios	portfolio	NOUN
fsr-3853	566	6	to	to	PART
fsr-3853	566	7	maximize	maximize	VERB
fsr-3853	566	8	returns	return	NOUN
fsr-3853	566	9	.	.	PUNCT
fsr-3853	567	1	3	3	X
fsr-3853	567	2	.	.	X
fsr-3853	567	3	the	the	DET
fsr-3853	567	4	most	most	ADV
fsr-3853	567	5	liquid	liquid	ADJ
fsr-3853	567	6	asset	asset	NOUN
fsr-3853	567	7	is	be	AUX
fsr-3853	567	8	a.	a.	NOUN
fsr-3853	567	9	money	money	NOUN
fsr-3853	567	10	in	in	ADP
fsr-3853	567	11	a	a	DET
fsr-3853	567	12	certificate	certificate	NOUN
fsr-3853	567	13	of	of	ADP
fsr-3853	567	14	deposit	deposit	NOUN
fsr-3853	567	15	account	account	NOUN
fsr-3853	567	16	.	.	PUNCT
fsr-3853	568	1	b.	b.	PROPN
fsr-3853	568	2	money	money	NOUN
fsr-3853	568	3	in	in	ADP
fsr-3853	568	4	a	a	DET
fsr-3853	568	5	checking	checking	NOUN
fsr-3853	568	6	account	account	NOUN
fsr-3853	568	7	.	.	PUNCT
fsr-3853	569	1	c.	c.	NOUN
fsr-3853	569	2	a	a	DET
fsr-3853	569	3	car	car	NOUN
fsr-3853	569	4	.	.	PUNCT
fsr-3853	570	1	d.	d.	PROPN
fsr-3853	570	2	a	a	DET
fsr-3853	570	3	computer	computer	NOUN
fsr-3853	570	4	.	.	PUNCT
fsr-3853	571	1	e.	e.	PROPN
fsr-3853	572	1	a	a	DET
fsr-3853	572	2	house	house	NOUN
fsr-3853	572	3	.	.	PUNCT
fsr-3853	573	1	4	4	X
fsr-3853	573	2	.	.	X
fsr-3853	573	3	your	your	PRON
fsr-3853	573	4	net	net	ADJ
fsr-3853	573	5	worth	worth	NOUN
fsr-3853	573	6	is	be	AUX
fsr-3853	573	7	a.	a.	NOUN
fsr-3853	573	8	the	the	DET
fsr-3853	573	9	difference	difference	NOUN
fsr-3853	573	10	between	between	ADP
fsr-3853	573	11	your	your	PRON
fsr-3853	573	12	expendi	expendi	NOUN
fsr-3853	573	13	tures	ture	NOUN
fsr-3853	573	14	and	and	CCONJ
fsr-3853	573	15	income	income	NOUN
fsr-3853	573	16	.	.	PUNCT
fsr-3853	574	1	b.	b.	PROPN
fsr-3853	575	1	the	the	DET
fsr-3853	575	2	difference	difference	NOUN
fsr-3853	575	3	between	between	ADP
fsr-3853	575	4	your	your	PRON
fsr-3853	575	5	liabilities	liability	NOUN
fsr-3853	575	6	and	and	CCONJ
fsr-3853	575	7	assets	asset	NOUN
fsr-3853	575	8	.	.	PUNCT
fsr-3853	576	1	c.	c.	NOUN
fsr-3853	576	2	the	the	DET
fsr-3853	576	3	difference	difference	NOUN
fsr-3853	576	4	between	between	ADP
fsr-3853	576	5	your	your	PRON
fsr-3853	576	6	cash	cash	NOUN
fsr-3853	576	7	inflow	inflow	NOUN
fsr-3853	576	8	and	and	CCONJ
fsr-3853	576	9	outflow	outflow	NOUN
fsr-3853	576	10	.	.	PUNCT
fsr-3853	577	1	d.	d.	NOUN
fsr-3853	577	2	the	the	DET
fsr-3853	577	3	difference	difference	NOUN
fsr-3853	577	4	between	between	ADP
fsr-3853	577	5	your	your	PRON
fsr-3853	577	6	bank	bank	NOUN
fsr-3853	577	7	bor	bor	NOUN
fsr-3853	577	8	rowings	rowing	NOUN
fsr-3853	577	9	and	and	CCONJ
fsr-3853	577	10	savings	saving	NOUN
fsr-3853	577	11	.	.	PUNCT
fsr-3853	578	1	e.	e.	PROPN
fsr-3853	578	2	none	none	NOUN
fsr-3853	578	3	of	of	ADP
fsr-3853	578	4	the	the	DET
fsr-3853	578	5	above	above	ADJ
fsr-3853	578	6	.	.	PUNCT
fsr-3853	579	1	5	5	X
fsr-3853	579	2	.	.	X
fsr-3853	579	3	assume	assume	VERB
fsr-3853	579	4	you	you	PRON
fsr-3853	579	5	have	have	VERB
fsr-3853	579	6	dependent	dependent	ADJ
fsr-3853	579	7	children	child	NOUN
fsr-3853	579	8	,	,	PUNCT
fsr-3853	579	9	is	be	AUX
fsr-3853	579	10	a	a	DET
fsr-3853	579	11	$	$	SYM
fsr-3853	579	12	500	500	NUM
fsr-3853	579	13	tax	tax	NOUN
fsr-3853	579	14	credit	credit	NOUN
fsr-3853	579	15	per	per	ADP
fsr-3853	579	16	child	child	NOUN
fsr-3853	579	17	or	or	CCONJ
fsr-3853	579	18	a	a	DET
fsr-3853	579	19	$	$	SYM
fsr-3853	579	20	500	500	NUM
fsr-3853	579	21	tax	tax	NOUN
fsr-3853	579	22	deduction	deduction	NOUN
fsr-3853	579	23	per	per	ADP
fsr-3853	579	24	child	child	NOUN
fsr-3853	579	25	more	more	ADV
fsr-3853	579	26	valuable	valuable	ADJ
fsr-3853	579	27	to	to	ADP
fsr-3853	579	28	you	you	PRON
fsr-3853	579	29	?	?	PUNCT
fsr-3853	580	1	a.	a.	NOUN
fsr-3853	580	2	a	a	DET
fsr-3853	580	3	$	$	SYM
fsr-3853	580	4	500	500	NUM
fsr-3853	580	5	tax	tax	NOUN
fsr-3853	580	6	credit	credit	NOUN
fsr-3853	580	7	.	.	PUNCT
fsr-3853	581	1	b.	b.	PROPN
fsr-3853	581	2	a	a	DET
fsr-3853	581	3	$	$	SYM
fsr-3853	581	4	500	500	NUM
fsr-3853	581	5	tax	tax	NOUN
fsr-3853	581	6	deduction	deduction	NOUN
fsr-3853	581	7	.	.	PUNCT
fsr-3853	582	1	c.	c.	NOUN
fsr-3853	582	2	they	they	PRON
fsr-3853	582	3	are	be	AUX
fsr-3853	582	4	the	the	DET
fsr-3853	582	5	same	same	ADJ
fsr-3853	582	6	.	.	PUNCT
fsr-3853	583	1	d.	d.	PROPN
fsr-3853	583	2	depends	depend	VERB
fsr-3853	583	3	on	on	ADP
fsr-3853	583	4	your	your	PRON
fsr-3853	583	5	tax	tax	NOUN
fsr-3853	583	6	bracket	bracket	NOUN
fsr-3853	583	7	.	.	PUNCT
fsr-3853	584	1	e.	e.	PROPN
fsr-3853	584	2	depends	depend	VERB
fsr-3853	584	3	on	on	ADP
fsr-3853	584	4	the	the	DET
fsr-3853	584	5	number	number	NOUN
fsr-3853	584	6	of	of	ADP
fsr-3853	584	7	children	child	NOUN
fsr-3853	584	8	you	you	PRON
fsr-3853	584	9	have	have	VERB
fsr-3853	584	10	.	.	PUNCT
fsr-3853	585	1	6	6	X
fsr-3853	585	2	.	.	X
fsr-3853	585	3	you	you	PRON
fsr-3853	585	4	are	be	AUX
fsr-3853	585	5	not	not	PART
fsr-3853	585	6	overspending	overspend	VERB
fsr-3853	585	7	if	if	SCONJ
fsr-3853	585	8	a.	a.	NOUN
fsr-3853	585	9	you	you	PRON
fsr-3853	585	10	write	write	VERB
fsr-3853	585	11	checks	check	NOUN
fsr-3853	585	12	for	for	ADP
fsr-3853	585	13	more	more	ADJ
fsr-3853	585	14	than	than	ADP
fsr-3853	585	15	what	what	PRON
fsr-3853	585	16	you	you	PRON
fsr-3853	585	17	have	have	AUX
fsr-3853	585	18	in	in	ADP
fsr-3853	585	19	your	your	PRON
fsr-3853	585	20	checking	checking	NOUN
fsr-3853	585	21	account	account	NOUN
fsr-3853	585	22	.	.	PUNCT
fsr-3853	586	1	b.	b.	PROPN
fsr-3853	587	1	your	your	PRON
fsr-3853	587	2	monthly	monthly	ADJ
fsr-3853	587	3	wages	wage	NOUN
fsr-3853	587	4	are	be	AUX
fsr-3853	587	5	$	$	SYM
fsr-3853	587	6	500	500	NUM
fsr-3853	587	7	and	and	CCONJ
fsr-3853	587	8	credit	credit	NOUN
fsr-3853	587	9	charges	charge	NOUN
fsr-3853	587	10	$	$	SYM
fsr-3853	587	11	1,000	1,000	NUM
fsr-3853	587	12	.	.	PUNCT
fsr-3853	588	1	c.	c.	NOUN
fsr-3853	588	2	you	you	PRON
fsr-3853	588	3	frequently	frequently	ADV
fsr-3853	588	4	receive	receive	VERB
fsr-3853	588	5	calls	call	NOUN
fsr-3853	588	6	from	from	ADP
fsr-3853	588	7	col	col	NOUN
fsr-3853	588	8	lection	lection	NOUN
fsr-3853	588	9	agencies	agency	NOUN
fsr-3853	588	10	.	.	PUNCT
fsr-3853	589	1	d.	d.	PROPN
fsr-3853	589	2	your	your	PRON
fsr-3853	589	3	monthly	monthly	ADJ
fsr-3853	589	4	debt	debt	NOUN
fsr-3853	589	5	payment	payment	NOUN
fsr-3853	589	6	is	be	AUX
fsr-3853	589	7	30	30	NUM
fsr-3853	589	8	%	%	NOUN
fsr-3853	589	9	of	of	ADP
fsr-3853	589	10	your	your	PRON
fsr-3853	589	11	take	take	VERB
fsr-3853	589	12	-	-	PUNCT
fsr-3853	589	13	home	home	NOUN
fsr-3853	589	14	pay	pay	NOUN
fsr-3853	589	15	.	.	PUNCT
fsr-3853	590	1	e.	e.	PROPN
fsr-3853	590	2	you	you	PRON
fsr-3853	590	3	meet	meet	VERB
fsr-3853	590	4	your	your	PRON
fsr-3853	590	5	minimum	minimum	ADJ
fsr-3853	590	6	monthly	monthly	ADJ
fsr-3853	590	7	credit	credit	NOUN
fsr-3853	590	8	card	card	NOUN
fsr-3853	590	9	payments	payment	NOUN
fsr-3853	590	10	.	.	PUNCT
fsr-3853	591	1	7	7	X
fsr-3853	591	2	.	.	X
fsr-3853	592	1	i	i	PRON
fsr-3853	592	2	s	s	VERB
fsr-3853	592	3	not	not	PART
fsr-3853	592	4	a	a	DET
fsr-3853	592	5	cost	cost	NOUN
fsr-3853	592	6	of	of	ADP
fsr-3853	592	7	leasing	lease	VERB
fsr-3853	592	8	an	an	DET
fsr-3853	592	9	apartment	apartment	NOUN
fsr-3853	592	10	.	.	PUNCT
fsr-3853	593	1	a.	a.	NOUN
fsr-3853	593	2	security	security	PROPN
fsr-3853	593	3	deposit	deposit	PROPN
fsr-3853	593	4	b.	b.	PROPN
fsr-3853	593	5	monthly	monthly	ADJ
fsr-3853	593	6	rental	rental	ADJ
fsr-3853	593	7	payment	payment	NOUN
fsr-3853	593	8	c.	c.	NOUN
fsr-3853	593	9	expenses	expense	NOUN
fsr-3853	593	10	incurred	incur	VERB
fsr-3853	593	11	for	for	ADP
fsr-3853	593	12	non	non	ADJ
fsr-3853	593	13	-	-	NOUN
fsr-3853	593	14	compliance	compliance	NOUN
fsr-3853	593	15	of	of	ADP
fsr-3853	593	16	lease	lease	NOUN
fsr-3853	593	17	terms	term	NOUN
fsr-3853	593	18	d.	d.	PROPN
fsr-3853	593	19	medical	medical	ADJ
fsr-3853	593	20	expenses	expense	NOUN
fsr-3853	593	21	of	of	ADP
fsr-3853	593	22	your	your	PRON
fsr-3853	593	23	friend	friend	NOUN
fsr-3853	593	24	who	who	PRON
fsr-3853	593	25	fell	fall	VERB
fsr-3853	593	26	and	and	CCONJ
fsr-3853	593	27	broke	break	VERB
fsr-3853	593	28	his	his	PRON
fsr-3853	593	29	arm	arm	NOUN
fsr-3853	593	30	on	on	ADP
fsr-3853	593	31	the	the	DET
fsr-3853	593	32	icy	icy	ADJ
fsr-3853	593	33	pave	pave	NOUN
fsr-3853	593	34	ment	ment	PROPN
fsr-3853	593	35	e.	e.	PROPN
fsr-3853	593	36	security	security	PROPN
fsr-3853	593	37	deposit	deposit	NOUN
fsr-3853	593	38	retained	retain	VERB
fsr-3853	593	39	by	by	ADP
fsr-3853	593	40	the	the	DET
fsr-3853	593	41	land	land	NOUN
fsr-3853	593	42	lord	lord	PROPN
fsr-3853	593	43	for	for	ADP
fsr-3853	593	44	damages	damage	NOUN
fsr-3853	593	45	to	to	ADP
fsr-3853	593	46	property	property	NOUN
fsr-3853	593	47	beyond	beyond	ADP
fsr-3853	593	48	normal	normal	ADJ
fsr-3853	593	49	wear	wear	NOUN
fsr-3853	593	50	and	and	CCONJ
fsr-3853	593	51	tear	tear	ADJ
fsr-3853	593	52	8	8	NUM
fsr-3853	593	53	.	.	PUNCT
fsr-3853	594	1	if	if	SCONJ
fsr-3853	594	2	you	you	PRON
fsr-3853	594	3	signed	sign	VERB
fsr-3853	594	4	a	a	DET
fsr-3853	594	5	twelve	twelve	NUM
fsr-3853	594	6	month	month	NOUN
fsr-3853	594	7	lease	lease	NOUN
fsr-3853	594	8	for	for	ADP
fsr-3853	594	9	$	$	SYM
fsr-3853	594	10	300/	300/	NUM
fsr-3853	594	11	month	month	NOUN
fsr-3853	594	12	but	but	CCONJ
fsr-3853	594	13	never	never	ADV
fsr-3853	594	14	occupied	occupy	VERB
fsr-3853	594	15	the	the	DET
fsr-3853	594	16	apartment	apartment	NOUN
fsr-3853	594	17	,	,	PUNCT
fsr-3853	594	18	you	you	PRON
fsr-3853	594	19	legally	legally	ADV
fsr-3853	594	20	owe	owe	VERB
fsr-3853	594	21	the	the	DET
fsr-3853	594	22	landlord	landlord	PROPN
fsr-3853	594	23	a.	a.	NOUN
fsr-3853	594	24	your	your	PRON
fsr-3853	594	25	security	security	NOUN
fsr-3853	594	26	deposit	deposit	NOUN
fsr-3853	594	27	.	.	PUNCT
fsr-3853	595	1	b.	b.	VERB
fsr-3853	595	2	your	your	PRON
fsr-3853	595	3	fwst	fwst	ADJ
fsr-3853	595	4	month	month	NOUN
fsr-3853	595	5	's	's	PART
fsr-3853	595	6	rent	rent	NOUN
fsr-3853	595	7	of	of	ADP
fsr-3853	595	8	$	$	SYM
fsr-3853	595	9	300	300	NUM
fsr-3853	595	10	.	.	PUNCT
fsr-3853	596	1	c.	c.	NOUN
fsr-3853	596	2	your	your	PRON
fsr-3853	596	3	twelve	twelve	NUM
fsr-3853	596	4	month	month	NOUN
fsr-3853	596	5	's	's	PART
fsr-3853	596	6	rent	rent	NOUN
fsr-3853	596	7	of	of	ADP
fsr-3853	596	8	$	$	SYM
fsr-3853	596	9	3,600	3,600	NUM
fsr-3853	596	10	.	.	PUNCT
fsr-3853	597	1	124	124	NUM
fsr-3853	597	2	financial	financial	ADJ
fsr-3853	597	3	services	service	NOUN
fsr-3853	597	4	review	review	VERB
fsr-3853	597	5	7(2	7(2	NUM
fsr-3853	597	6	)	)	PUNCT
fsr-3853	597	7	1998	1998	NUM
fsr-3853	597	8	d.	d.	PROPN
fsr-3853	597	9	nothing	nothing	PRON
fsr-3853	597	10	.	.	PUNCT
fsr-3853	598	1	e.	e.	PROPN
fsr-3853	599	1	whatever	whatever	PRON
fsr-3853	599	2	the	the	DET
fsr-3853	599	3	landlord	landlord	NOUN
fsr-3853	599	4	requires	require	VERB
fsr-3853	599	5	.	.	PUNCT
fsr-3853	600	1	9	9	X
fsr-3853	600	2	.	.	X
fsr-3853	600	3	checking	check	VERB
fsr-3853	600	4	account	account	NOUN
fsr-3853	600	5	reconciliation	reconciliation	NOUN
fsr-3853	600	6	involves	involve	VERB
fsr-3853	600	7	a.	a.	NOUN
fsr-3853	600	8	balancing	balance	VERB
fsr-3853	600	9	bank	bank	NOUN
fsr-3853	600	10	statement	statement	NOUN
fsr-3853	600	11	with	with	ADP
fsr-3853	600	12	your	your	PRON
fsr-3853	600	13	checkbook	checkbook	NOUN
fsr-3853	600	14	records	record	NOUN
fsr-3853	600	15	to	to	PART
fsr-3853	600	16	determine	determine	VERB
fsr-3853	600	17	if	if	SCONJ
fsr-3853	600	18	there	there	PRON
fsr-3853	600	19	are	be	VERB
fsr-3853	600	20	errors	error	NOUN
fsr-3853	600	21	.	.	PUNCT
fsr-3853	601	1	b.	b.	PROPN
fsr-3853	601	2	reconciling	reconcile	VERB
fsr-3853	601	3	current	current	ADJ
fsr-3853	601	4	bank	bank	NOUN
fsr-3853	601	5	statement	statement	NOUN
fsr-3853	601	6	with	with	ADP
fsr-3853	601	7	the	the	DET
fsr-3853	601	8	previous	previous	ADJ
fsr-3853	601	9	month	month	NOUN
fsr-3853	601	10	'	'	PUNCT
fsr-3853	601	11	s	s	NOUN
fsr-3853	601	12	statement	statement	NOUN
fsr-3853	601	13	to	to	PART
fsr-3853	601	14	determine	determine	VERB
fsr-3853	601	15	if	if	SCONJ
fsr-3853	601	16	there	there	PRON
fsr-3853	601	17	are	be	VERB
fsr-3853	601	18	errors	error	NOUN
fsr-3853	601	19	.	.	PUNCT
fsr-3853	602	1	c.	c.	NOUN
fsr-3853	602	2	subtracting	subtract	VERB
fsr-3853	602	3	outstanding	outstanding	ADJ
fsr-3853	602	4	checks	check	NOUN
fsr-3853	602	5	to	to	ADP
fsr-3853	602	6	your	your	PRON
fsr-3853	602	7	checkbook	checkbook	NOUN
fsr-3853	602	8	balance	balance	NOUN
fsr-3853	602	9	to	to	PART
fsr-3853	602	10	determine	determine	VERB
fsr-3853	602	11	if	if	SCONJ
fsr-3853	602	12	your	your	PRON
fsr-3853	602	13	checks	check	NOUN
fsr-3853	602	14	have	have	AUX
fsr-3853	602	15	been	be	AUX
fsr-3853	602	16	properly	properly	ADV
fsr-3853	602	17	pro	pro	ADV
fsr-3853	602	18	cessed	cessed	ADJ
fsr-3853	602	19	.	.	PUNCT
fsr-3853	603	1	d.	d.	PROPN
fsr-3853	603	2	adding	add	VERB
fsr-3853	603	3	outstanding	outstanding	ADJ
fsr-3853	603	4	checks	check	NOUN
fsr-3853	603	5	to	to	ADP
fsr-3853	603	6	your	your	PRON
fsr-3853	603	7	checkbook	checkbook	NOUN
fsr-3853	603	8	balance	balance	NOUN
fsr-3853	603	9	to	to	PART
fsr-3853	603	10	improve	improve	VERB
fsr-3853	603	11	your	your	PRON
fsr-3853	603	12	credit	credit	NOUN
fsr-3853	603	13	standing	standing	NOUN
fsr-3853	603	14	.	.	PUNCT
fsr-3853	604	1	e.	e.	PROPN
fsr-3853	604	2	none	none	NOUN
fsr-3853	604	3	of	of	ADP
fsr-3853	604	4	the	the	DET
fsr-3853	604	5	above	above	ADJ
fsr-3853	604	6	.	.	PUNCT
fsr-3853	605	1	ii	ii	X
fsr-3853	605	2	.	.	PUNCT
fsr-3853	606	1	your	your	PRON
fsr-3853	606	2	savings	saving	NOUN
fsr-3853	606	3	and	and	CCONJ
fsr-3853	606	4	borrowing	borrow	VERB
fsr-3853	606	5	10	10	NUM
fsr-3853	606	6	.	.	PUNCT
fsr-3853	607	1	your	your	PRON
fsr-3853	607	2	savings	savings	NOUN
fsr-3853	607	3	accounts	account	NOUN
fsr-3853	607	4	in	in	ADP
fsr-3853	607	5	a	a	DET
fsr-3853	607	6	federally	federally	ADV
fsr-3853	607	7	insured	insure	VERB
fsr-3853	607	8	commercial	commercial	ADJ
fsr-3853	607	9	bank	bank	NOUN
fsr-3853	607	10	are	be	AUX
fsr-3853	607	11	insured	insure	VERB
fsr-3853	607	12	by	by	ADP
fsr-3853	607	13	a.	a.	NOUN
fsr-3853	607	14	sipc	sipc	PROPN
fsr-3853	607	15	to	to	ADP
fsr-3853	607	16	the	the	DET
fsr-3853	607	17	maximum	maximum	ADJ
fsr-3853	607	18	amount	amount	NOUN
fsr-3853	607	19	of	of	ADP
fsr-3853	607	20	$	$	SYM
fsr-3853	607	21	10,000	10,000	NUM
fsr-3853	607	22	per	per	ADP
fsr-3853	607	23	account	account	NOUN
fsr-3853	607	24	.	.	PUNCT
fsr-3853	608	1	b.	b.	PROPN
fsr-3853	608	2	fdic	fdic	PROPN
fsr-3853	608	3	to	to	ADP
fsr-3853	608	4	the	the	DET
fsr-3853	608	5	maximum	maximum	ADJ
fsr-3853	608	6	amount	amount	NOUN
fsr-3853	608	7	of	of	ADP
fsr-3853	608	8	$	$	SYM
fsr-3853	608	9	100,000	100,000	NUM
fsr-3853	608	10	.	.	PUNCT
fsr-3853	609	1	c.	c.	PROPN
fsr-3853	609	2	fdic	fdic	PROPN
fsr-3853	609	3	to	to	ADP
fsr-3853	609	4	the	the	DET
fsr-3853	609	5	maximum	maximum	ADJ
fsr-3853	609	6	amount	amount	NOUN
fsr-3853	609	7	of	of	ADP
fsr-3853	609	8	$	$	SYM
fsr-3853	609	9	50,000	50,000	NUM
fsr-3853	609	10	per	per	ADP
fsr-3853	609	11	account	account	NOUN
fsr-3853	609	12	.	.	PUNCT
fsr-3853	610	1	d.	d.	PROPN
fsr-3853	610	2	slic	slic	PROPN
fsr-3853	610	3	to	to	ADP
fsr-3853	610	4	the	the	DET
fsr-3853	610	5	maximum	maximum	ADJ
fsr-3853	610	6	amount	amount	NOUN
fsr-3853	610	7	of	of	ADP
fsr-3853	610	8	$	$	SYM
fsr-3853	610	9	100,000	100,000	NUM
fsr-3853	610	10	.	.	PUNCT
fsr-3853	611	1	e.	e.	PROPN
fsr-3853	611	2	fnma	fnma	PROPN
fsr-3853	611	3	to	to	ADP
fsr-3853	611	4	the	the	DET
fsr-3853	611	5	maximum	maximum	ADJ
fsr-3853	611	6	amount	amount	NOUN
fsr-3853	611	7	of	of	ADP
fsr-3853	611	8	$	$	SYM
fsr-3853	611	9	100,000	100,000	NUM
fsr-3853	611	10	per	per	ADP
fsr-3853	611	11	account	account	NOUN
fsr-3853	611	12	.	.	PUNCT
fsr-3853	612	1	11	11	NUM
fsr-3853	612	2	.	.	PUNCT
fsr-3853	613	1	i	i	PRON
fsr-3853	613	2	f	f	VERB
fsr-3853	614	1	you	you	PRON
fsr-3853	614	2	invest	invest	VERB
fsr-3853	614	3	$	$	SYM
fsr-3853	614	4	1,000	1,000	NUM
fsr-3853	614	5	today	today	NOUN
fsr-3853	614	6	at	at	ADP
fsr-3853	614	7	4	4	NUM
fsr-3853	614	8	%	%	NOUN
fsr-3853	614	9	for	for	ADP
fsr-3853	614	10	a	a	DET
fsr-3853	614	11	year	year	NOUN
fsr-3853	614	12	,	,	PUNCT
fsr-3853	614	13	your	your	PRON
fsr-3853	614	14	balance	balance	NOUN
fsr-3853	614	15	in	in	ADP
fsr-3853	614	16	a	a	DET
fsr-3853	614	17	year	year	NOUN
fsr-3853	614	18	will	will	AUX
fsr-3853	614	19	be	be	AUX
fsr-3853	614	20	a.	a.	NOUN
fsr-3853	614	21	higher	high	ADJ
fsr-3853	614	22	if	if	SCONJ
fsr-3853	614	23	the	the	DET
fsr-3853	614	24	interest	interest	NOUN
fsr-3853	614	25	is	be	AUX
fsr-3853	614	26	compounded	compound	VERB
fsr-3853	614	27	daily	daily	ADV
fsr-3853	614	28	rather	rather	ADV
fsr-3853	614	29	than	than	ADP
fsr-3853	614	30	monthly	monthly	ADV
fsr-3853	614	31	.	.	PUNCT
fsr-3853	615	1	b.	b.	PROPN
fsr-3853	615	2	higher	high	ADJ
fsr-3853	615	3	if	if	SCONJ
fsr-3853	615	4	the	the	DET
fsr-3853	615	5	interest	interest	NOUN
fsr-3853	615	6	is	be	AUX
fsr-3853	615	7	compounded	compound	VERB
fsr-3853	615	8	quarterly	quarterly	ADV
fsr-3853	615	9	rather	rather	ADV
fsr-3853	615	10	than	than	ADP
fsr-3853	615	11	weekly	weekly	ADJ
fsr-3853	615	12	.	.	PUNCT
fsr-3853	616	1	c.	c.	PROPN
fsr-3853	616	2	higher	higher	ADV
fsr-3853	616	3	if	if	SCONJ
fsr-3853	616	4	the	the	DET
fsr-3853	616	5	interest	interest	NOUN
fsr-3853	616	6	is	be	AUX
fsr-3853	616	7	compounded	compound	VERB
fsr-3853	616	8	yearly	yearly	ADV
fsr-3853	616	9	rather	rather	ADV
fsr-3853	616	10	than	than	ADP
fsr-3853	616	11	quarterly	quarterly	ADV
fsr-3853	616	12	.	.	PUNCT
fsr-3853	617	1	d.	d.	PROPN
fsr-3853	617	2	$	$	SYM
fsr-3853	617	3	1,040	1,040	NUM
fsr-3853	617	4	no	no	ADV
fsr-3853	617	5	matter	matter	ADV
fsr-3853	617	6	how	how	SCONJ
fsr-3853	617	7	the	the	DET
fsr-3853	617	8	interest	interest	NOUN
fsr-3853	617	9	is	be	AUX
fsr-3853	617	10	computed	compute	VERB
fsr-3853	617	11	.	.	PUNCT
fsr-3853	618	1	e.	e.	PROPN
fsr-3853	618	2	$	$	SYM
fsr-3853	618	3	1,000	1,000	NUM
fsr-3853	618	4	no	no	ADV
fsr-3853	618	5	matter	matter	ADV
fsr-3853	618	6	how	how	SCONJ
fsr-3853	618	7	the	the	DET
fsr-3853	618	8	interest	interest	NOUN
fsr-3853	618	9	is	be	AUX
fsr-3853	618	10	computed	compute	VERB
fsr-3853	618	11	.	.	PUNCT
fsr-3853	619	1	12	12	NUM
fsr-3853	619	2	.	.	PUNCT
fsr-3853	620	1	which	which	PRON
fsr-3853	620	2	of	of	ADP
fsr-3853	620	3	the	the	DET
fsr-3853	620	4	following	follow	VERB
fsr-3853	620	5	investments	investment	NOUN
fsr-3853	620	6	requires	require	VERB
fsr-3853	620	7	that	that	SCONJ
fsr-3853	620	8	you	you	PRON
fsr-3853	620	9	keep	keep	VERB
fsr-3853	620	10	your	your	PRON
fsr-3853	620	11	money	money	NOUN
fsr-3853	620	12	invested	invest	VERB
fsr-3853	620	13	for	for	ADP
fsr-3853	620	14	a	a	DET
fsr-3853	620	15	specified	specified	ADJ
fsr-3853	620	16	period	period	NOUN
fsr-3853	620	17	or	or	CCONJ
fsr-3853	620	18	face	face	VERB
fsr-3853	620	19	an	an	DET
fsr-3853	620	20	early	early	ADJ
fsr-3853	620	21	withdrawal	withdrawal	NOUN
fsr-3853	620	22	penalty	penalty	NOUN
fsr-3853	620	23	?	?	PUNCT
fsr-3853	621	1	a.	a.	NOUN
fsr-3853	621	2	certificate	certificate	NOUN
fsr-3853	621	3	of	of	ADP
fsr-3853	621	4	deposit	deposit	NOUN
fsr-3853	621	5	.	.	PUNCT
fsr-3853	622	1	b.	b.	PROPN
fsr-3853	622	2	checking	checking	PROPN
fsr-3853	622	3	account	account	NOUN
fsr-3853	622	4	that	that	PRON
fsr-3853	622	5	pays	pay	VERB
fsr-3853	622	6	interest	interest	NOUN
fsr-3853	622	7	.	.	PUNCT
fsr-3853	623	1	c.	c.	NOUN
fsr-3853	623	2	government	government	NOUN
fsr-3853	623	3	savings	saving	NOUN
fsr-3853	623	4	bond	bond	NOUN
fsr-3853	623	5	.	.	PUNCT
fsr-3853	624	1	d.	d.	PROPN
fsr-3853	624	2	money	money	PROPN
fsr-3853	624	3	market	market	NOUN
fsr-3853	624	4	mutual	mutual	ADJ
fsr-3853	624	5	fund	fund	NOUN
fsr-3853	624	6	.	.	PUNCT
fsr-3853	625	1	e.	e.	PROPN
fsr-3853	625	2	passbook	passbook	PROPN
fsr-3853	625	3	savings	saving	NOUN
fsr-3853	625	4	account	account	NOUN
fsr-3853	625	5	.	.	PUNCT
fsr-3853	626	1	13	13	NUM
fsr-3853	626	2	.	.	X
fsr-3853	627	1	which	which	PRON
fsr-3853	627	2	of	of	ADP
fsr-3853	627	3	the	the	DET
fsr-3853	627	4	following	following	ADJ
fsr-3853	627	5	statements	statement	NOUN
fsr-3853	627	6	is	be	AUX
fsr-3853	627	7	true	true	ADJ
fsr-3853	627	8	about	about	ADP
fsr-3853	627	9	the	the	DET
fsr-3853	627	10	annual	annual	ADJ
fsr-3853	627	11	percentage	percentage	NOUN
fsr-3853	627	12	rate	rate	NOUN
fsr-3853	627	13	(	(	PUNCT
fsr-3853	627	14	apr	apr	NOUN
fsr-3853	627	15	)	)	PUNCT
fsr-3853	627	16	?	?	PUNCT
fsr-3853	628	1	a.	a.	NOUN
fsr-3853	628	2	apr	apr	PROPN
fsr-3853	628	3	is	be	AUX
fsr-3853	628	4	the	the	DET
fsr-3853	628	5	actual	actual	ADJ
fsr-3853	628	6	rate	rate	NOUN
fsr-3853	628	7	of	of	ADP
fsr-3853	628	8	interest	interest	NOUN
fsr-3853	628	9	paid	pay	VERB
fsr-3853	628	10	over	over	ADP
fsr-3853	628	11	the	the	DET
fsr-3853	628	12	life	life	NOUN
fsr-3853	628	13	of	of	ADP
fsr-3853	628	14	the	the	DET
fsr-3853	628	15	loan	loan	NOUN
fsr-3853	628	16	.	.	PUNCT
fsr-3853	629	1	b.	b.	PROPN
fsr-3853	629	2	apr	apr	PROPN
fsr-3853	629	3	is	be	AUX
fsr-3853	629	4	expressed	express	VERB
fsr-3853	629	5	as	as	ADP
fsr-3853	629	6	a	a	DET
fsr-3853	629	7	percentage	percentage	NOUN
fsr-3853	629	8	on	on	ADP
fsr-3853	629	9	an	an	DET
fsr-3853	629	10	annual	annual	ADJ
fsr-3853	629	11	basis	basis	NOUN
fsr-3853	629	12	.	.	PUNCT
fsr-3853	630	1	c.	c.	NOUN
fsr-3853	630	2	apr	apr	PROPN
fsr-3853	630	3	is	be	AUX
fsr-3853	630	4	a	a	DET
fsr-3853	630	5	good	good	ADJ
fsr-3853	630	6	measure	measure	NOUN
fsr-3853	630	7	of	of	ADP
fsr-3853	630	8	comparing	compare	VERB
fsr-3853	630	9	loan	loan	NOUN
fsr-3853	630	10	costs	cost	NOUN
fsr-3853	630	11	.	.	PUNCT
fsr-3853	631	1	d.	d.	PROPN
fsr-3853	631	2	apr	apr	PROPN
fsr-3853	631	3	takes	take	VERB
fsr-3853	631	4	into	into	ADP
fsr-3853	631	5	account	account	NOUN
fsr-3853	631	6	all	all	DET
fsr-3853	631	7	loan	loan	NOUN
fsr-3853	631	8	fees	fee	NOUN
fsr-3853	631	9	,	,	PUNCT
fsr-3853	631	10	e.	e.	PROPN
fsr-3853	631	11	all	all	PRON
fsr-3853	631	12	of	of	ADP
fsr-3853	631	13	the	the	DET
fsr-3853	631	14	above	above	ADJ
fsr-3853	631	15	.	.	PUNCT
fsr-3853	632	1	14	14	NUM
fsr-3853	632	2	.	.	PUNCT
fsr-3853	633	1	you	you	PRON
fsr-3853	633	2	can	can	AUX
fsr-3853	633	3	receive	receive	VERB
fsr-3853	633	4	your	your	PRON
fsr-3853	633	5	credit	credit	NOUN
fsr-3853	633	6	report	report	NOUN
fsr-3853	633	7	from	from	ADP
fsr-3853	633	8	a.	a.	NOUN
fsr-3853	633	9	a	a	DET
fsr-3853	633	10	credit	credit	NOUN
fsr-3853	633	11	union	union	NOUN
fsr-3853	633	12	.	.	PUNCT
fsr-3853	634	1	b.	b.	PROPN
fsr-3853	635	1	a	a	DET
fsr-3853	635	2	commercial	commercial	ADJ
fsr-3853	635	3	bank	bank	NOUN
fsr-3853	635	4	.	.	PUNCT
fsr-3853	636	1	c.	c.	NOUN
fsr-3853	637	1	the	the	DET
fsr-3853	637	2	better	well	ADJ
fsr-3853	637	3	business	business	PROPN
fsr-3853	637	4	bureau	bureau	PROPN
fsr-3853	637	5	.	.	PUNCT
fsr-3853	638	1	d.	d.	PROPN
fsr-3853	638	2	a	a	DET
fsr-3853	638	3	credit	credit	NOUN
fsr-3853	638	4	bureau	bureau	NOUN
fsr-3853	638	5	,	,	PUNCT
fsr-3853	638	6	e.	e.	PROPN
fsr-3853	638	7	a	a	DET
fsr-3853	638	8	professor	professor	NOUN
fsr-3853	638	9	.	.	PUNCT
fsr-3853	639	1	15	15	NUM
fsr-3853	639	2	.	.	NOUN
fsr-3853	639	3	which	which	PRON
fsr-3853	639	4	is	be	AUX
fsr-3853	639	5	false	false	ADJ
fsr-3853	639	6	concerning	concern	VERB
fsr-3853	639	7	credit	credit	NOUN
fsr-3853	639	8	cards	card	NOUN
fsr-3853	639	9	?	?	PUNCT
fsr-3853	640	1	a.	a.	NOUN
fsr-3853	640	2	you	you	PRON
fsr-3853	640	3	can	can	AUX
fsr-3853	640	4	use	use	VERB
fsr-3853	640	5	your	your	PRON
fsr-3853	640	6	credit	credit	NOUN
fsr-3853	640	7	card	card	NOUN
fsr-3853	640	8	to	to	PART
fsr-3853	640	9	receive	receive	VERB
fsr-3853	640	10	a	a	DET
fsr-3853	640	11	cash	cash	NOUN
fsr-3853	640	12	advance	advance	NOUN
fsr-3853	640	13	.	.	PUNCT
fsr-3853	641	1	b.	b.	PROPN
fsr-3853	642	1	if	if	SCONJ
fsr-3853	642	2	your	your	PRON
fsr-3853	642	3	credit	credit	NOUN
fsr-3853	642	4	card	card	NOUN
fsr-3853	642	5	balance	balance	NOUN
fsr-3853	642	6	is	be	AUX
fsr-3853	642	7	$	$	SYM
fsr-3853	642	8	1,000	1,000	NUM
fsr-3853	642	9	and	and	CCONJ
fsr-3853	642	10	you	you	PRON
fsr-3853	642	11	pay	pay	VERB
fsr-3853	642	12	$	$	SYM
fsr-3853	642	13	300	300	NUM
fsr-3853	642	14	,	,	PUNCT
fsr-3853	642	15	interest	interest	NOUN
fsr-3853	642	16	is	be	AUX
fsr-3853	642	17	charged	charge	VERB
fsr-3853	642	18	on	on	ADP
fsr-3853	642	19	the	the	DET
fsr-3853	642	20	unpaid	unpaid	ADJ
fsr-3853	642	21	balalnce	balalnce	NOUN
fsr-3853	642	22	of	of	ADP
fsr-3853	642	23	$	$	SYM
fsr-3853	642	24	700	700	NUM
fsr-3853	642	25	.	.	PUNCT
fsr-3853	643	1	c.	c.	NOUN
fsr-3853	643	2	the	the	DET
fsr-3853	643	3	rate	rate	NOUN
fsr-3853	643	4	of	of	ADP
fsr-3853	643	5	interest	interest	NOUN
fsr-3853	643	6	on	on	ADP
fsr-3853	643	7	your	your	PRON
fsr-3853	643	8	credit	credit	NOUN
fsr-3853	643	9	card	card	NOUN
fsr-3853	643	10	is	be	AUX
fsr-3853	643	11	normally	normally	ADV
fsr-3853	643	12	higher	high	ADJ
fsr-3853	643	13	than	than	SCONJ
fsr-3853	643	14	you	you	PRON
fsr-3853	643	15	can	can	AUX
fsr-3853	643	16	earn	earn	VERB
fsr-3853	643	17	on	on	ADP
fsr-3853	643	18	a	a	DET
fsr-3853	643	19	certificate	certificate	NOUN
fsr-3853	643	20	of	of	ADP
fsr-3853	643	21	deposit	deposit	NOUN
fsr-3853	643	22	.	.	PUNCT
fsr-3853	644	1	d.	d.	PROPN
fsr-3853	644	2	a	a	DET
fsr-3853	644	3	credit	credit	NOUN
fsr-3853	644	4	card	card	NOUN
fsr-3853	644	5	company	company	NOUN
fsr-3853	644	6	will	will	AUX
fsr-3853	644	7	not	not	PART
fsr-3853	644	8	charge	charge	VERB
fsr-3853	644	9	you	you	PRON
fsr-3853	644	10	interest	interest	NOUN
fsr-3853	644	11	if	if	SCONJ
fsr-3853	644	12	you	you	PRON
fsr-3853	644	13	pay	pay	VERB
fsr-3853	644	14	off	off	ADP
fsr-3853	644	15	the	the	DET
fsr-3853	644	16	entire	entire	ADJ
fsr-3853	644	17	balance	balance	NOUN
fsr-3853	644	18	by	by	ADP
fsr-3853	644	19	the	the	DET
fsr-3853	644	20	due	due	ADJ
fsr-3853	644	21	date	date	NOUN
fsr-3853	644	22	.	.	PUNCT
fsr-3853	645	1	e.	e.	PROPN
fsr-3853	645	2	you	you	PRON
fsr-3853	645	3	can	can	AUX
fsr-3853	645	4	not	not	PART
fsr-3853	645	5	spend	spend	VERB
fsr-3853	645	6	more	more	ADJ
fsr-3853	645	7	than	than	ADP
fsr-3853	645	8	your	your	PRON
fsr-3853	645	9	line	line	NOUN
fsr-3853	645	10	of	of	ADP
fsr-3853	645	11	credit	credit	NOUN
fsr-3853	645	12	.	.	PUNCT
fsr-3853	646	1	16	16	NUM
fsr-3853	646	2	.	.	PUNCT
fsr-3853	647	1	an	an	DET
fsr-3853	647	2	overdraft	overdraft	NOUN
fsr-3853	647	3	a.	a.	NOUN
fsr-3853	647	4	occurs	occur	VERB
fsr-3853	647	5	when	when	SCONJ
fsr-3853	647	6	you	you	PRON
fsr-3853	647	7	write	write	VERB
fsr-3853	647	8	a	a	DET
fsr-3853	647	9	$	$	SYM
fsr-3853	647	10	1,000	1,000	NUM
fsr-3853	647	11	dollar	dollar	NOUN
fsr-3853	647	12	check	check	NOUN
fsr-3853	647	13	when	when	SCONJ
fsr-3853	647	14	you	you	PRON
fsr-3853	647	15	have	have	VERB
fsr-3853	647	16	$	$	SYM
fsr-3853	647	17	500	500	NUM
fsr-3853	647	18	in	in	ADP
fsr-3853	647	19	your	your	PRON
fsr-3853	647	20	account	account	NOUN
fsr-3853	647	21	.	.	PUNCT
fsr-3853	648	1	b.	b.	PROPN
fsr-3853	648	2	is	be	AUX
fsr-3853	648	3	a	a	DET
fsr-3853	648	4	stop	stop	VERB
fsr-3853	648	5	-	-	PUNCT
fsr-3853	648	6	payment	payment	NOUN
fsr-3853	648	7	order	order	NOUN
fsr-3853	648	8	written	write	VERB
fsr-3853	648	9	by	by	ADP
fsr-3853	648	10	the	the	DET
fsr-3853	648	11	payee	payee	NOUN
fsr-3853	648	12	.	.	PUNCT
fsr-3853	649	1	c.	c.	PROPN
fsr-3853	649	2	will	will	AUX
fsr-3853	649	3	result	result	VERB
fsr-3853	649	4	in	in	ADP
fsr-3853	649	5	fines	fine	NOUN
fsr-3853	649	6	.	.	PUNCT
fsr-3853	650	1	d.	d.	PROPN
fsr-3853	650	2	all	all	PRON
fsr-3853	650	3	of	of	ADP
fsr-3853	650	4	the	the	DET
fsr-3853	650	5	above	above	ADJ
fsr-3853	650	6	.	.	PUNCT
fsr-3853	651	1	e.	e.	PROPN
fsr-3853	652	1	b	b	PROPN
fsr-3853	653	1	o	o	NOUN
fsr-3853	653	2	t	t	PROPN
fsr-3853	653	3	h	h	NOUN
fsr-3853	653	4	a	a	DET
fsr-3853	653	5	andc	andc	NOUN
fsr-3853	653	6	.	.	PUNCT
fsr-3853	654	1	17	17	NUM
fsr-3853	654	2	.	.	PUNCT
fsr-3853	655	1	you	you	PRON
fsr-3853	655	2	will	will	AUX
fsr-3853	655	3	improve	improve	VERB
fsr-3853	655	4	your	your	PRON
fsr-3853	655	5	creditworthiness	creditworthiness	NOUN
fsr-3853	655	6	by	by	ADP
fsr-3853	655	7	a.	a.	NOUN
fsr-3853	655	8	visiting	visit	VERB
fsr-3853	655	9	your	your	PRON
fsr-3853	655	10	local	local	ADJ
fsr-3853	655	11	commercial	commercial	ADJ
fsr-3853	655	12	bank	bank	NOUN
fsr-3853	655	13	.	.	PUNCT
fsr-3853	656	1	b.	b.	PROPN
fsr-3853	656	2	showing	show	VERB
fsr-3853	656	3	no	no	DET
fsr-3853	656	4	record	record	NOUN
fsr-3853	656	5	of	of	ADP
fsr-3853	656	6	personal	personal	ADJ
fsr-3853	656	7	bank	bank	NOUN
fsr-3853	656	8	ruptcies	ruptcie	NOUN
fsr-3853	656	9	in	in	ADP
fsr-3853	656	10	recent	recent	ADJ
fsr-3853	656	11	years	year	NOUN
fsr-3853	656	12	.	.	PUNCT
fsr-3853	657	1	c.	c.	NOUN
fsr-3853	657	2	paying	pay	VERB
fsr-3853	657	3	cash	cash	NOUN
fsr-3853	657	4	for	for	ADP
fsr-3853	657	5	all	all	DET
fsr-3853	657	6	goods	good	NOUN
fsr-3853	657	7	and	and	CCONJ
fsr-3853	657	8	services	service	NOUN
fsr-3853	657	9	.	.	PUNCT
fsr-3853	658	1	d.	d.	PROPN
fsr-3853	658	2	borrowing	borrow	VERB
fsr-3853	658	3	large	large	ADJ
fsr-3853	658	4	amounts	amount	NOUN
fsr-3853	658	5	of	of	ADP
fsr-3853	658	6	money	money	NOUN
fsr-3853	658	7	from	from	ADP
fsr-3853	658	8	your	your	PRON
fsr-3853	658	9	friends	friend	NOUN
fsr-3853	658	10	.	.	PUNCT
fsr-3853	659	1	e.	e.	PROPN
fsr-3853	659	2	donating	donate	VERB
fsr-3853	659	3	money	money	NOUN
fsr-3853	659	4	to	to	ADP
fsr-3853	659	5	charity	charity	NOUN
fsr-3853	659	6	.	.	PUNCT
fsr-3853	660	1	18	18	NUM
fsr-3853	660	2	.	.	PUNCT
fsr-3853	661	1	if	if	SCONJ
fsr-3853	661	2	you	you	PRON
fsr-3853	661	3	co	co	VERB
fsr-3853	661	4	-	-	AUX
fsr-3853	661	5	sign	sign	VERB
fsr-3853	661	6	a	a	DET
fsr-3853	661	7	loan	loan	NOUN
fsr-3853	661	8	for	for	ADP
fsr-3853	661	9	a	a	DET
fsr-3853	661	10	friend	friend	NOUN
fsr-3853	661	11	,	,	PUNCT
fsr-3853	661	12	then	then	ADV
fsr-3853	661	13	a.	a.	NOUN
fsr-3853	661	14	you	you	PRON
fsr-3853	661	15	become	become	VERB
fsr-3853	661	16	responsible	responsible	ADJ
fsr-3853	661	17	for	for	ADP
fsr-3853	661	18	the	the	DET
fsr-3853	661	19	loan	loan	NOUN
fsr-3853	661	20	payments	payment	NOUN
fsr-3853	661	21	if	if	SCONJ
fsr-3853	661	22	your	your	PRON
fsr-3853	661	23	friend	friend	NOUN
fsr-3853	661	24	defaults	default	VERB
fsr-3853	661	25	.	.	PUNCT
fsr-3853	662	1	b.	b.	PROPN
fsr-3853	663	1	it	it	PRON
fsr-3853	663	2	means	mean	VERB
fsr-3853	663	3	that	that	SCONJ
fsr-3853	663	4	your	your	PRON
fsr-3853	663	5	friend	friend	NOUN
fsr-3853	663	6	can	can	AUX
fsr-3853	663	7	not	not	PART
fsr-3853	663	8	receive	receive	VERB
fsr-3853	663	9	the	the	DET
fsr-3853	663	10	loan	loan	NOUN
fsr-3853	663	11	by	by	ADP
fsr-3853	663	12	himself	himself	PRON
fsr-3853	663	13	.	.	PUNCT
fsr-3853	664	1	financial	financial	ADJ
fsr-3853	664	2	literacy	literacy	NOUN
fsr-3853	664	3	125	125	NUM
fsr-3853	664	4	c.	c.	NOUN
fsr-3853	664	5	you	you	PRON
fsr-3853	664	6	are	be	AUX
fsr-3853	664	7	entitled	entitle	VERB
fsr-3853	664	8	to	to	PART
fsr-3853	664	9	receive	receive	VERB
fsr-3853	664	10	part	part	NOUN
fsr-3853	664	11	of	of	ADP
fsr-3853	664	12	the	the	DET
fsr-3853	664	13	loan	loan	NOUN
fsr-3853	664	14	.	.	PUNCT
fsr-3853	665	1	d.	d.	PROPN
fsr-3853	665	2	both	both	CCONJ
fsr-3853	665	3	a	a	PRON
fsr-3853	665	4	and	and	CCONJ
fsr-3853	665	5	b.	b.	PROPN
fsr-3853	665	6	e.	e.	PROPN
fsr-3853	666	1	b	b	PROPN
fsr-3853	667	1	o	o	X
fsr-3853	667	2	t	t	NOUN
fsr-3853	667	3	h	h	NOUN
fsr-3853	667	4	a	a	DET
fsr-3853	667	5	a	a	DET
fsr-3853	667	6	n	n	NOUN
fsr-3853	667	7	d	d	PROPN
fsr-3853	667	8	c	c	PROPN
fsr-3853	667	9	.	.	PUNCT
fsr-3853	668	1	iii	iii	X
fsr-3853	668	2	.	.	PUNCT
fsr-3853	669	1	your	your	PRON
fsr-3853	669	2	insurance	insurance	NOUN
fsr-3853	669	3	19	19	NUM
fsr-3853	669	4	.	.	PUNCT
fsr-3853	669	5	auto	auto	NOUN
fsr-3853	669	6	insurance	insurance	NOUN
fsr-3853	669	7	companies	company	NOUN
fsr-3853	669	8	determine	determine	VERB
fsr-3853	669	9	your	your	PRON
fsr-3853	669	10	premium	premium	NOUN
fsr-3853	669	11	based	base	VERB
fsr-3853	669	12	on	on	ADP
fsr-3853	669	13	a.	a.	NOUN
fsr-3853	669	14	age	age	NOUN
fsr-3853	669	15	of	of	ADP
fsr-3853	669	16	insured	insure	VERB
fsr-3853	669	17	.	.	PUNCT
fsr-3853	670	1	b.	b.	PROPN
fsr-3853	670	2	record	record	NOUN
fsr-3853	670	3	of	of	ADP
fsr-3853	670	4	accidents	accident	NOUN
fsr-3853	670	5	.	.	PUNCT
fsr-3853	671	1	c.	c.	NOUN
fsr-3853	671	2	type	type	NOUN
fsr-3853	671	3	and	and	CCONJ
fsr-3853	671	4	age	age	NOUN
fsr-3853	671	5	of	of	ADP
fsr-3853	671	6	vehicle	vehicle	NOUN
fsr-3853	671	7	.	.	PUNCT
fsr-3853	672	1	d.	d.	PROPN
fsr-3853	672	2	completion	completion	NOUN
fsr-3853	672	3	of	of	ADP
fsr-3853	672	4	a	a	DET
fsr-3853	672	5	driver	driver	NOUN
fsr-3853	672	6	education	education	NOUN
fsr-3853	672	7	course	course	NOUN
fsr-3853	672	8	.	.	PUNCT
fsr-3853	673	1	e.	e.	PROPN
fsr-3853	673	2	all	all	PRON
fsr-3853	673	3	of	of	ADP
fsr-3853	673	4	the	the	DET
fsr-3853	673	5	above	above	ADJ
fsr-3853	673	6	.	.	PUNCT
fsr-3853	674	1	20	20	NUM
fsr-3853	674	2	.	.	PUNCT
fsr-3853	675	1	the	the	DET
fsr-3853	675	2	main	main	ADJ
fsr-3853	675	3	reason	reason	NOUN
fsr-3853	675	4	to	to	PART
fsr-3853	675	5	purchase	purchase	VERB
fsr-3853	675	6	insurance	insurance	NOUN
fsr-3853	675	7	is	be	AUX
fsr-3853	675	8	to	to	PART
fsr-3853	675	9	a.	a.	AUX
fsr-3853	675	10	protect	protect	VERB
fsr-3853	675	11	you	you	PRON
fsr-3853	675	12	from	from	ADP
fsr-3853	675	13	a	a	DET
fsr-3853	675	14	loss	loss	NOUN
fsr-3853	675	15	recently	recently	ADV
fsr-3853	675	16	incurred	incur	VERB
fsr-3853	675	17	.	.	PUNCT
fsr-3853	676	1	b.	b.	PROPN
fsr-3853	676	2	provide	provide	VERB
fsr-3853	676	3	you	you	PRON
fsr-3853	676	4	with	with	ADP
fsr-3853	676	5	excellent	excellent	ADJ
fsr-3853	676	6	investment	investment	NOUN
fsr-3853	676	7	returns	return	NOUN
fsr-3853	676	8	.	.	PUNCT
fsr-3853	677	1	c.	c.	NOUN
fsr-3853	677	2	protect	protect	VERB
fsr-3853	677	3	you	you	PRON
fsr-3853	677	4	from	from	ADP
fsr-3853	677	5	sustaining	sustain	VERB
fsr-3853	677	6	a	a	DET
fsr-3853	677	7	cata	cata	NOUN
fsr-3853	677	8	strophic	strophic	ADJ
fsr-3853	677	9	loss	loss	NOUN
fsr-3853	677	10	.	.	PUNCT
fsr-3853	678	1	d.	d.	PROPN
fsr-3853	678	2	protect	protect	VERB
fsr-3853	678	3	you	you	PRON
fsr-3853	678	4	from	from	ADP
fsr-3853	678	5	small	small	ADJ
fsr-3853	678	6	incidental	incidental	ADJ
fsr-3853	678	7	losses	loss	NOUN
fsr-3853	678	8	.	.	PUNCT
fsr-3853	679	1	e.	e.	PROPN
fsr-3853	679	2	improve	improve	VERB
fsr-3853	679	3	your	your	PRON
fsr-3853	679	4	standard	standard	NOUN
fsr-3853	679	5	of	of	ADP
fsr-3853	679	6	living	live	VERB
fsr-3853	679	7	by	by	ADP
fsr-3853	679	8	fil	fil	PROPN
fsr-3853	679	9	ing	ing	ADJ
fsr-3853	679	10	fraudulent	fraudulent	ADJ
fsr-3853	679	11	claims	claim	NOUN
fsr-3853	679	12	.	.	PUNCT
fsr-3853	680	1	21	21	NUM
fsr-3853	680	2	.	.	PUNCT
fsr-3853	681	1	the	the	DET
fsr-3853	681	2	main	main	ADJ
fsr-3853	681	3	reason	reason	NOUN
fsr-3853	681	4	to	to	PART
fsr-3853	681	5	purchase	purchase	VERB
fsr-3853	681	6	insurance	insurance	NOUN
fsr-3853	681	7	is	be	AUX
fsr-3853	681	8	to	to	PART
fsr-3853	681	9	a.	a.	NOUN
fsr-3853	681	10	after	after	ADP
fsr-3853	681	11	buying	buy	VERB
fsr-3853	681	12	health	health	NOUN
fsr-3853	681	13	insurance	insurance	NOUN
fsr-3853	681	14	,	,	PUNCT
fsr-3853	681	15	you	you	PRON
fsr-3853	681	16	are	be	AUX
fsr-3853	681	17	normally	normally	ADV
fsr-3853	681	18	covered	cover	VERB
fsr-3853	681	19	for	for	ADP
fsr-3853	681	20	pre	pre	ADJ
fsr-3853	681	21	-	-	ADJ
fsr-3853	681	22	existing	exist	VERB
fsr-3853	681	23	con	con	NOUN
fsr-3853	681	24	ditions	dition	NOUN
fsr-3853	681	25	.	.	PUNCT
fsr-3853	682	1	b.	b.	PROPN
fsr-3853	683	1	you	you	PRON
fsr-3853	683	2	have	have	VERB
fsr-3853	683	3	a	a	DET
fsr-3853	683	4	better	well	ADJ
fsr-3853	683	5	chance	chance	NOUN
fsr-3853	683	6	to	to	PART
fsr-3853	683	7	choose	choose	VERB
fsr-3853	683	8	doctors	doctor	NOUN
fsr-3853	683	9	with	with	ADP
fsr-3853	683	10	a	a	DET
fsr-3853	683	11	health	health	NOUN
fsr-3853	683	12	maintenance	maintenance	NOUN
fsr-3853	683	13	organization	organization	NOUN
fsr-3853	683	14	rather	rather	ADV
fsr-3853	683	15	than	than	ADP
fsr-3853	683	16	with	with	ADP
fsr-3853	683	17	a	a	DET
fsr-3853	683	18	tradi	tradi	NOUN
fsr-3853	683	19	tional	tional	PROPN
fsr-3853	683	20	health	health	PROPN
fsr-3853	683	21	care	care	PROPN
fsr-3853	683	22	insurance	insurance	NOUN
fsr-3853	683	23	company	company	NOUN
fsr-3853	683	24	.	.	PUNCT
fsr-3853	684	1	c.	c.	PROPN
fsr-3853	684	2	most	most	ADJ
fsr-3853	684	3	policies	policy	NOUN
fsr-3853	684	4	contain	contain	VERB
fsr-3853	684	5	deductible	deductible	ADJ
fsr-3853	684	6	and	and	CCONJ
fsr-3853	684	7	coinsurance	coinsurance	NOUN
fsr-3853	684	8	clauses	clause	NOUN
fsr-3853	684	9	.	.	PUNCT
fsr-3853	685	1	d.	d.	PROPN
fsr-3853	685	2	a	a	DET
fsr-3853	685	3	policy	policy	NOUN
fsr-3853	685	4	purchased	purchase	VERB
fsr-3853	685	5	by	by	ADP
fsr-3853	685	6	the	the	DET
fsr-3853	685	7	individual	individual	NOUN
fsr-3853	685	8	is	be	AUX
fsr-3853	685	9	cheaper	cheap	ADJ
fsr-3853	685	10	than	than	ADP
fsr-3853	685	11	one	one	NUM
fsr-3853	685	12	purchased	purchase	VERB
fsr-3853	685	13	through	through	ADP
fsr-3853	685	14	a	a	DET
fsr-3853	685	15	group	group	NOUN
fsr-3853	685	16	.	.	PUNCT
fsr-3853	686	1	e.	e.	PROPN
fsr-3853	686	2	none	none	NOUN
fsr-3853	686	3	of	of	ADP
fsr-3853	686	4	the	the	DET
fsr-3853	686	5	above	above	ADJ
fsr-3853	686	6	.	.	PUNCT
fsr-3853	687	1	22	22	NUM
fsr-3853	687	2	.	.	PUNCT
fsr-3853	688	1	would	would	AUX
fsr-3853	688	2	not	not	PART
fsr-3853	688	3	ordinarily	ordinarily	ADV
fsr-3853	688	4	be	be	AUX
fsr-3853	688	5	covered	cover	VERB
fsr-3853	688	6	under	under	ADP
fsr-3853	688	7	a	a	DET
fsr-3853	688	8	homeowners	homeowner	NOUN
fsr-3853	688	9	policy	policy	NOUN
fsr-3853	688	10	.	.	PUNCT
fsr-3853	689	1	a.	a.	PROPN
fsr-3853	689	2	war	war	PROPN
fsr-3853	689	3	b.	b.	PROPN
fsr-3853	689	4	earthquake	earthquake	PROPN
fsr-3853	689	5	c.	c.	PROPN
fsr-3853	689	6	flood	flood	PROPN
fsr-3853	689	7	d.	d.	PROPN
fsr-3853	689	8	your	your	PRON
fsr-3853	689	9	being	be	AUX
fsr-3853	689	10	sued	sue	VERB
fsr-3853	689	11	by	by	ADP
fsr-3853	689	12	someone	someone	PRON
fsr-3853	689	13	for	for	ADP
fsr-3853	689	14	slander	slander	NOUN
fsr-3853	689	15	e.	e.	PROPN
fsr-3853	689	16	all	all	PRON
fsr-3853	689	17	of	of	ADP
fsr-3853	689	18	the	the	DET
fsr-3853	689	19	above	above	ADJ
fsr-3853	689	20	23	23	NUM
fsr-3853	689	21	.	.	PUNCT
fsr-3853	690	1	which	which	PRON
fsr-3853	690	2	of	of	ADP
fsr-3853	690	3	the	the	DET
fsr-3853	690	4	following	following	ADJ
fsr-3853	690	5	statements	statement	NOUN
fsr-3853	690	6	is	be	AUX
fsr-3853	690	7	false	false	ADJ
fsr-3853	690	8	?	?	PUNCT
fsr-3853	690	9	a.	a.	NOUN
fsr-3853	690	10	term	term	NOUN
fsr-3853	690	11	insurance	insurance	NOUN
fsr-3853	690	12	is	be	AUX
fsr-3853	690	13	an	an	DET
fsr-3853	690	14	excellent	excellent	ADJ
fsr-3853	690	15	invest	inv	ADJ
fsr-3853	690	16	ment	ment	NOUN
fsr-3853	690	17	vehicle	vehicle	NOUN
fsr-3853	690	18	.	.	PUNCT
fsr-3853	691	1	b.	b.	PROPN
fsr-3853	692	1	you	you	PRON
fsr-3853	692	2	receive	receive	VERB
fsr-3853	692	3	no	no	DET
fsr-3853	692	4	benefits	benefit	NOUN
fsr-3853	692	5	when	when	SCONJ
fsr-3853	692	6	your	your	PRON
fsr-3853	692	7	term	term	NOUN
fsr-3853	692	8	insurance	insurance	NOUN
fsr-3853	692	9	policy	policy	NOUN
fsr-3853	692	10	expires	expire	VERB
fsr-3853	692	11	.	.	PUNCT
fsr-3853	693	1	24	24	NUM
fsr-3853	693	2	.	.	PUNCT
fsr-3853	694	1	c.	c.	NOUN
fsr-3853	694	2	a	a	DET
fsr-3853	694	3	term	term	NOUN
fsr-3853	694	4	insurance	insurance	NOUN
fsr-3853	694	5	policy	policy	NOUN
fsr-3853	694	6	is	be	AUX
fsr-3853	694	7	the	the	DET
fsr-3853	694	8	least	least	ADV
fsr-3853	694	9	expensive	expensive	ADJ
fsr-3853	694	10	form	form	NOUN
fsr-3853	694	11	of	of	ADP
fsr-3853	694	12	life	life	NOUN
fsr-3853	694	13	insurance	insurance	NOUN
fsr-3853	694	14	.	.	PUNCT
fsr-3853	695	1	d.	d.	PROPN
fsr-3853	695	2	a	a	DET
fsr-3853	695	3	decreasing	decrease	VERB
fsr-3853	695	4	-	-	PUNCT
fsr-3853	695	5	term	term	NOUN
fsr-3853	695	6	policy	policy	NOUN
fsr-3853	695	7	reduces	reduce	VERB
fsr-3853	695	8	cover	cover	NOUN
fsr-3853	695	9	age	age	NOUN
fsr-3853	695	10	over	over	ADP
fsr-3853	695	11	time	time	NOUN
fsr-3853	695	12	.	.	PUNCT
fsr-3853	696	1	e.	e.	PROPN
fsr-3853	697	1	a	a	DET
fsr-3853	697	2	level	level	NOUN
fsr-3853	697	3	-	-	PUNCT
fsr-3853	697	4	term	term	NOUN
fsr-3853	697	5	policy	policy	NOUN
fsr-3853	697	6	guarantees	guarantee	VERB
fsr-3853	697	7	a	a	DET
fsr-3853	697	8	fixed	fix	VERB
fsr-3853	697	9	premium	premium	NOUN
fsr-3853	697	10	over	over	ADP
fsr-3853	697	11	the	the	DET
fsr-3853	697	12	life	life	NOUN
fsr-3853	697	13	of	of	ADP
fsr-3853	697	14	the	the	DET
fsr-3853	697	15	contract	contract	NOUN
fsr-3853	697	16	.	.	PUNCT
fsr-3853	698	1	you	you	PRON
fsr-3853	698	2	have	have	VERB
fsr-3853	698	3	a	a	DET
fsr-3853	698	4	better	well	ADJ
fsr-3853	698	5	chance	chance	NOUN
fsr-3853	698	6	of	of	ADP
fsr-3853	698	7	resolving	resolve	VERB
fsr-3853	698	8	a	a	DET
fsr-3853	698	9	complaint	complaint	NOUN
fsr-3853	698	10	against	against	ADP
fsr-3853	698	11	an	an	DET
fsr-3853	698	12	insurance	insurance	NOUN
fsr-3853	698	13	company	company	NOUN
fsr-3853	698	14	by	by	ADP
fsr-3853	698	15	bringing	bring	VERB
fsr-3853	698	16	the	the	DET
fsr-3853	698	17	issue	issue	NOUN
fsr-3853	698	18	to	to	ADP
fsr-3853	698	19	a	a	DET
fsr-3853	698	20	government	government	NOUN
fsr-3853	698	21	agency	agency	NOUN
fsr-3853	698	22	at	at	ADP
fsr-3853	698	23	the	the	DET
fsr-3853	698	24	a.	a.	NOUN
fsr-3853	698	25	federal	federal	ADJ
fsr-3853	698	26	level	level	NOUN
fsr-3853	698	27	.	.	PUNCT
fsr-3853	699	1	b.	b.	PROPN
fsr-3853	699	2	state	state	NOUN
fsr-3853	699	3	level	level	NOUN
fsr-3853	699	4	.	.	PUNCT
fsr-3853	700	1	c.	c.	PROPN
fsr-3853	700	2	county	county	PROPN
fsr-3853	700	3	level	level	NOUN
fsr-3853	700	4	.	.	PUNCT
fsr-3853	701	1	d.	d.	PROPN
fsr-3853	701	2	township	township	PROPN
fsr-3853	701	3	level	level	NOUN
fsr-3853	701	4	.	.	PUNCT
fsr-3853	702	1	e.	e.	PROPN
fsr-3853	702	2	none	none	NOUN
fsr-3853	702	3	of	of	ADP
fsr-3853	702	4	the	the	DET
fsr-3853	702	5	above	above	ADJ
fsr-3853	702	6	.	.	PUNCT
fsr-3853	703	1	iv	iv	X
fsr-3853	703	2	:	:	PUNCT
fsr-3853	703	3	your	your	PRON
fsr-3853	703	4	investments	investment	NOUN
fsr-3853	703	5	25	25	NUM
fsr-3853	703	6	.	.	PUNCT
fsr-3853	704	1	if	if	SCONJ
fsr-3853	704	2	interest	interest	NOUN
fsr-3853	704	3	rates	rate	NOUN
fsr-3853	704	4	rise	rise	VERB
fsr-3853	704	5	,	,	PUNCT
fsr-3853	704	6	the	the	DET
fsr-3853	704	7	price	price	NOUN
fsr-3853	704	8	of	of	ADP
fsr-3853	704	9	a	a	DET
fsr-3853	704	10	treasury	treasury	NOUN
fsr-3853	704	11	bond	bond	NOUN
fsr-3853	704	12	will	will	AUX
fsr-3853	704	13	a.	a.	NOUN
fsr-3853	704	14	increase	increase	VERB
fsr-3853	704	15	.	.	PUNCT
fsr-3853	705	1	b.	b.	PROPN
fsr-3853	705	2	decrease	decrease	NOUN
fsr-3853	705	3	.	.	PUNCT
fsr-3853	706	1	c.	c.	NOUN
fsr-3853	706	2	remain	remain	VERB
fsr-3853	706	3	the	the	DET
fsr-3853	706	4	same	same	ADJ
fsr-3853	706	5	.	.	PUNCT
fsr-3853	707	1	d.	d.	PROPN
fsr-3853	707	2	trade	trade	PROPN
fsr-3853	707	3	at	at	ADP
fsr-3853	707	4	a	a	DET
fsr-3853	707	5	premium	premium	NOUN
fsr-3853	707	6	.	.	PUNCT
fsr-3853	708	1	e.	e.	PROPN
fsr-3853	708	2	be	be	AUX
fsr-3853	708	3	impossible	impossible	ADJ
fsr-3853	708	4	to	to	PART
fsr-3853	708	5	predict	predict	VERB
fsr-3853	708	6	.	.	PUNCT
fsr-3853	709	1	26	26	NUM
fsr-3853	709	2	.	.	PUNCT
fsr-3853	710	1	a	a	DET
fsr-3853	710	2	dollar	dollar	NOUN
fsr-3853	710	3	-	-	PUNCT
fsr-3853	710	4	cost	cost	NOUN
fsr-3853	710	5	-	-	PUNCT
fsr-3853	710	6	averaging	average	VERB
fsr-3853	710	7	approach	approach	NOUN
fsr-3853	710	8	to	to	ADP
fsr-3853	710	9	investing	investing	NOUN
fsr-3853	710	10	involves	involve	VERB
fsr-3853	710	11	a.	a.	NOUN
fsr-3853	710	12	buying	buying	NOUN
fsr-3853	710	13	low	low	ADJ
fsr-3853	710	14	and	and	CCONJ
fsr-3853	710	15	selling	sell	VERB
fsr-3853	710	16	high	high	ADJ
fsr-3853	710	17	.	.	PUNCT
fsr-3853	711	1	b.	b.	PROPN
fsr-3853	711	2	complex	complex	ADJ
fsr-3853	711	3	calculations	calculation	NOUN
fsr-3853	711	4	of	of	ADP
fsr-3853	711	5	risk	risk	NOUN
fsr-3853	711	6	and	and	CCONJ
fsr-3853	711	7	return	return	NOUN
fsr-3853	711	8	.	.	PUNCT
fsr-3853	712	1	c.	c.	NOUN
fsr-3853	712	2	selling	sell	VERB
fsr-3853	712	3	securities	security	NOUN
fsr-3853	712	4	to	to	PART
fsr-3853	712	5	minimize	minimize	VERB
fsr-3853	712	6	capital	capital	NOUN
fsr-3853	712	7	29	29	NUM
fsr-3853	712	8	.	.	PUNCT
fsr-3853	713	1	a	a	DET
fsr-3853	713	2	high	high	ADJ
fsr-3853	713	3	-	-	PUNCT
fsr-3853	713	4	risk	risk	NOUN
fsr-3853	713	5	and	and	CCONJ
fsr-3853	713	6	high	high	ADJ
fsr-3853	713	7	-	-	PUNCT
fsr-3853	713	8	return	return	NOUN
fsr-3853	713	9	investment	investment	NOUN
fsr-3853	713	10	strategy	strategy	NOUN
fsr-3853	713	11	would	would	AUX
fsr-3853	713	12	be	be	AUX
fsr-3853	713	13	most	most	ADV
fsr-3853	713	14	suitable	suitable	ADJ
fsr-3853	713	15	for	for	ADP
fsr-3853	713	16	a.	a.	NOUN
fsr-3853	713	17	an	an	DET
fsr-3853	713	18	elderly	elderly	ADJ
fsr-3853	713	19	retired	retire	VERB
fsr-3853	713	20	couple	couple	NOUN
fsr-3853	713	21	living	live	VERB
fsr-3853	713	22	on	on	ADP
fsr-3853	713	23	a	a	DET
fsr-3853	713	24	fixed	fixed	ADJ
fsr-3853	713	25	income	income	NOUN
fsr-3853	713	26	.	.	PUNCT
fsr-3853	714	1	b.	b.	PROPN
fsr-3853	715	1	a	a	DET
fsr-3853	715	2	middle	middle	NOUN
fsr-3853	715	3	-	-	PUNCT
fsr-3853	715	4	aged	aged	ADJ
fsr-3853	715	5	couple	couple	NOUN
fsr-3853	715	6	needing	need	VERB
fsr-3853	715	7	funds	fund	NOUN
fsr-3853	715	8	for	for	ADP
fsr-3853	715	9	their	their	PRON
fsr-3853	715	10	children	child	NOUN
fsr-3853	715	11	's	's	PART
fsr-3853	715	12	education	education	NOUN
fsr-3853	715	13	in	in	ADP
fsr-3853	715	14	two	two	NUM
fsr-3853	715	15	years	year	NOUN
fsr-3853	715	16	.	.	PUNCT
fsr-3853	716	1	c.	c.	PROPN
fsr-3853	716	2	a	a	DET
fsr-3853	716	3	young	young	ADJ
fsr-3853	716	4	married	married	ADJ
fsr-3853	716	5	couple	couple	NOUN
fsr-3853	716	6	without	without	ADP
fsr-3853	716	7	chil	chil	NOUN
fsr-3853	716	8	dren	dren	PROPN
fsr-3853	716	9	.	.	PUNCT
fsr-3853	717	1	d.	d.	PROPN
fsr-3853	717	2	all	all	PRON
fsr-3853	717	3	of	of	ADP
fsr-3853	717	4	the	the	DET
fsr-3853	717	5	above	above	ADV
fsr-3853	717	6	because	because	SCONJ
fsr-3853	717	7	they	they	PRON
fsr-3853	717	8	all	all	PRON
fsr-3853	717	9	need	need	VERB
fsr-3853	717	10	high	high	ADJ
fsr-3853	717	11	return	return	NOUN
fsr-3853	717	12	.	.	PUNCT
fsr-3853	718	1	e.	e.	PROPN
fsr-3853	718	2	none	none	NOUN
fsr-3853	718	3	of	of	ADP
fsr-3853	718	4	the	the	DET
fsr-3853	718	5	above	above	ADV
fsr-3853	718	6	because	because	SCONJ
fsr-3853	718	7	they	they	PRON
fsr-3853	718	8	are	be	AUX
fsr-3853	718	9	equally	equally	ADV
fsr-3853	718	10	risk	risk	NOUN
fsr-3853	718	11	averse	averse	ADJ
fsr-3853	718	12	.	.	PUNCT
fsr-3853	719	1	30	30	NUM
fsr-3853	719	2	.	.	PUNCT
fsr-3853	720	1	which	which	PRON
fsr-3853	720	2	of	of	ADP
fsr-3853	720	3	the	the	DET
fsr-3853	720	4	following	following	NOUN
fsr-3853	720	5	is	be	AUX
fsr-3853	720	6	false	false	ADJ
fsr-3853	720	7	?	?	PUNCT
fsr-3853	720	8	a.	a.	NOUN
fsr-3853	720	9	as	as	ADP
fsr-3853	720	10	shareholders	shareholder	NOUN
fsr-3853	720	11	of	of	ADP
fsr-3853	720	12	a	a	DET
fsr-3853	720	13	mutual	mutual	ADJ
fsr-3853	720	14	fund	fund	NOUN
fsr-3853	720	15	,	,	PUNCT
fsr-3853	720	16	you	you	PRON
fsr-3853	720	17	have	have	VERB
fsr-3853	720	18	a	a	DET
fsr-3853	720	19	right	right	NOUN
fsr-3853	720	20	to	to	PART
fsr-3853	720	21	tell	tell	VERB
fsr-3853	720	22	fund	fund	NOUN
fsr-3853	720	23	managers	manager	NOUN
fsr-3853	720	24	what	what	PRON
fsr-3853	720	25	securities	security	NOUN
fsr-3853	720	26	to	to	PART
fsr-3853	720	27	buy	buy	VERB
fsr-3853	720	28	.	.	PUNCT
fsr-3853	721	1	b.	b.	PROPN
fsr-3853	722	1	a	a	DET
fsr-3853	722	2	mutual	mutual	ADJ
fsr-3853	722	3	fund	fund	NOUN
fsr-3853	722	4	is	be	AUX
fsr-3853	722	5	a	a	DET
fsr-3853	722	6	diversified	diversify	VERB
fsr-3853	722	7	collection	collection	NOUN
fsr-3853	722	8	of	of	ADP
fsr-3853	722	9	securities	security	NOUN
fsr-3853	722	10	used	use	VERB
fsr-3853	722	11	as	as	ADP
fsr-3853	722	12	an	an	PRON
fsr-3853	722	13	in	in	ADP
fsr-3853	722	14	vestment	vestment	NOUN
fsr-3853	722	15	vehicle	vehicle	NOUN
fsr-3853	722	16	.	.	PUNCT
fsr-3853	723	1	c.	c.	PROPN
fsr-3853	723	2	a	a	DET
fsr-3853	723	3	mutual	mutual	ADJ
fsr-3853	723	4	fund	fund	NOUN
fsr-3853	723	5	is	be	AUX
fsr-3853	723	6	an	an	DET
fsr-3853	723	7	investment	investment	NOUN
fsr-3853	723	8	corpora	corpora	NOUN
fsr-3853	723	9	tion	tion	NOUN
fsr-3853	723	10	that	that	PRON
fsr-3853	723	11	raises	raise	VERB
fsr-3853	723	12	funds	fund	NOUN
fsr-3853	723	13	from	from	ADP
fsr-3853	723	14	investors	investor	NOUN
fsr-3853	723	15	and	and	CCONJ
fsr-3853	723	16	purchases	purchase	NOUN
fsr-3853	723	17	securities	security	NOUN
fsr-3853	723	18	.	.	PUNCT
fsr-3853	724	1	d.	d.	PROPN
fsr-3853	724	2	your	your	PRON
fsr-3853	724	3	ownership	ownership	NOUN
fsr-3853	724	4	in	in	ADP
fsr-3853	724	5	a	a	DET
fsr-3853	724	6	mutual	mutual	ADJ
fsr-3853	724	7	fund	fund	NOUN
fsr-3853	724	8	is	be	AUX
fsr-3853	724	9	pro	pro	ADJ
fsr-3853	724	10	portional	portional	ADJ
fsr-3853	724	11	to	to	ADP
fsr-3853	724	12	the	the	DET
fsr-3853	724	13	number	number	NOUN
fsr-3853	724	14	of	of	ADP
fsr-3853	724	15	shares	share	NOUN
fsr-3853	724	16	you	you	PRON
fsr-3853	724	17	own	own	VERB
fsr-3853	724	18	in	in	ADP
fsr-3853	724	19	the	the	DET
fsr-3853	724	20	fund	fund	NOUN
fsr-3853	724	21	.	.	PUNCT
fsr-3853	725	1	e.	e.	PROPN
fsr-3853	725	2	none	none	NOUN
fsr-3853	725	3	of	of	ADP
fsr-3853	725	4	the	the	DET
fsr-3853	725	5	above	above	ADJ
fsr-3853	725	6	.	.	PUNCT
fsr-3853	726	1	126	126	NUM
fsr-3853	726	2	financial	financial	ADJ
fsr-3853	726	3	services	service	NOUN
fsr-3853	726	4	review	review	VERB
fsr-3853	726	5	7(2	7(2	NUM
fsr-3853	726	6	)	)	PUNCT
fsr-3853	726	7	1998	1998	NUM
fsr-3853	726	8	31	31	NUM
fsr-3853	726	9	.	.	PUNCT
fsr-3853	727	1	the	the	DET
fsr-3853	727	2	returns	return	NOUN
fsr-3853	727	3	from	from	ADP
fsr-3853	727	4	a	a	DET
fsr-3853	727	5	balanced	balanced	ADJ
fsr-3853	727	6	mutual	mutual	ADJ
fsr-3853	727	7	fund	fund	NOUN
fsr-3853	727	8	include	include	VERB
fsr-3853	727	9	a.	a.	NOUN
fsr-3853	727	10	interest	interest	NOUN
fsr-3853	727	11	earned	earn	VERB
fsr-3853	727	12	on	on	ADP
fsr-3853	727	13	cash	cash	NOUN
fsr-3853	727	14	in	in	ADP
fsr-3853	727	15	the	the	DET
fsr-3853	727	16	fund	fund	NOUN
fsr-3853	727	17	.	.	PUNCT
fsr-3853	728	1	b.	b.	PROPN
fsr-3853	728	2	dividends	dividend	NOUN
fsr-3853	728	3	from	from	ADP
fsr-3853	728	4	common	common	ADJ
fsr-3853	728	5	stock	stock	NOUN
fsr-3853	728	6	in	in	ADP
fsr-3853	728	7	the	the	DET
fsr-3853	728	8	fund	fund	NOUN
fsr-3853	728	9	.	.	PUNCT
fsr-3853	729	1	c.	c.	PROPN
fsr-3853	729	2	interest	interest	PROPN
fsr-3853	729	3	earned	earn	VERB
fsr-3853	729	4	on	on	ADP
fsr-3853	729	5	bonds	bond	NOUN
fsr-3853	729	6	in	in	ADP
fsr-3853	729	7	the	the	DET
fsr-3853	729	8	fund	fund	NOUN
fsr-3853	729	9	.	.	PUNCT
fsr-3853	730	1	d.	d.	PROPN
fsr-3853	730	2	capital	capital	PROPN
fsr-3853	730	3	gains	gain	NOUN
fsr-3853	730	4	from	from	ADP
fsr-3853	730	5	stocks	stock	NOUN
fsr-3853	730	6	and	and	CCONJ
fsr-3853	730	7	bonds	bond	NOUN
fsr-3853	730	8	in	in	ADP
fsr-3853	730	9	the	the	DET
fsr-3853	730	10	fund	fund	NOUN
fsr-3853	730	11	.	.	PUNCT
fsr-3853	731	1	e.	e.	PROPN
fsr-3853	731	2	all	all	PRON
fsr-3853	731	3	of	of	ADP
fsr-3853	731	4	the	the	DET
fsr-3853	731	5	above	above	ADJ
fsr-3853	731	6	.	.	PUNCT
fsr-3853	732	1	32	32	NUM
fsr-3853	732	2	.	.	PUNCT
fsr-3853	733	1	no	no	DET
fsr-3853	733	2	-	-	PUNCT
fsr-3853	733	3	load	load	NOUN
fsr-3853	733	4	mutual	mutual	ADJ
fsr-3853	733	5	funds	fund	NOUN
fsr-3853	733	6	are	be	AUX
fsr-3853	733	7	recommended	recommend	VERB
fsr-3853	733	8	over	over	ADP
fsr-3853	733	9	load	load	NOUN
fsr-3853	733	10	funds	fund	NOUN
fsr-3853	733	11	because	because	SCONJ
fsr-3853	733	12	investors	investor	NOUN
fsr-3853	733	13	a.	a.	NOUN
fsr-3853	733	14	do	do	AUX
fsr-3853	733	15	not	not	PART
fsr-3853	733	16	pay	pay	VERB
fsr-3853	733	17	for	for	ADP
fsr-3853	733	18	12b	12b	NOUN
fsr-3853	733	19	-	-	PUNCT
fsr-3853	733	20	i	i	PRON
fsr-3853	733	21	fees	fee	NOUN
fsr-3853	733	22	.	.	PUNCT
fsr-3853	734	1	b.	b.	PROPN
fsr-3853	734	2	can	can	AUX
fsr-3853	734	3	reduce	reduce	VERB
fsr-3853	734	4	their	their	PRON
fsr-3853	734	5	tax	tax	NOUN
fsr-3853	734	6	liability	liability	NOUN
fsr-3853	734	7	.	.	PUNCT
fsr-3853	735	1	c.	c.	NOUN
fsr-3853	735	2	are	be	AUX
fsr-3853	735	3	not	not	PART
fsr-3853	735	4	charged	charge	VERB
fsr-3853	735	5	with	with	ADP
fsr-3853	735	6	sales	sale	NOUN
fsr-3853	735	7	commissions	commission	NOUN
fsr-3853	735	8	.	.	PUNCT
fsr-3853	736	1	d.	d.	PROPN
fsr-3853	736	2	can	can	AUX
fsr-3853	736	3	avoid	avoid	VERB
fsr-3853	736	4	the	the	DET
fsr-3853	736	5	funds	fund	NOUN
fsr-3853	736	6	'	'	PART
fsr-3853	736	7	administrative	administrative	ADJ
fsr-3853	736	8	expenses	expense	NOUN
fsr-3853	736	9	.	.	PUNCT
fsr-3853	737	1	e.	e.	PROPN
fsr-3853	737	2	believe	believe	VERB
fsr-3853	737	3	that	that	SCONJ
fsr-3853	737	4	the	the	DET
fsr-3853	737	5	funds	fund	NOUN
fsr-3853	737	6	have	have	VERB
fsr-3853	737	7	no	no	DET
fsr-3853	737	8	manage	manage	NOUN
fsr-3853	737	9	ment	ment	ADJ
fsr-3853	737	10	charges	charge	NOUN
fsr-3853	737	11	.	.	PUNCT
fsr-3853	738	1	36	36	NUM
fsr-3853	738	2	.	.	PUNCT
fsr-3853	739	1	if	if	SCONJ
fsr-3853	739	2	other	other	ADJ
fsr-3853	739	3	factors	factor	NOUN
fsr-3853	739	4	remain	remain	VERB
fsr-3853	739	5	the	the	DET
fsr-3853	739	6	same	same	ADJ
fsr-3853	739	7	,	,	PUNCT
fsr-3853	739	8	u.s	u.s	PROPN
fsr-3853	739	9	.	.	PROPN
fsr-3853	739	10	dol	dol	PROPN
fsr-3853	739	11	lar	lar	PROPN
fsr-3853	739	12	value	value	NOUN
fsr-3853	739	13	of	of	ADP
fsr-3853	739	14	a	a	DET
fsr-3853	739	15	japan	japan	PROPN
fsr-3853	739	16	fund	fund	NOUN
fsr-3853	739	17	will	will	AUX
fsr-3853	739	18	be	be	AUX
fsr-3853	739	19	a.	a.	NOUN
fsr-3853	739	20	higher	high	ADJ
fsr-3853	739	21	if	if	SCONJ
fsr-3853	739	22	the	the	DET
fsr-3853	739	23	dollar	dollar	NOUN
fsr-3853	739	24	's	's	PART
fsr-3853	739	25	value	value	NOUN
fsr-3853	739	26	rises	rise	VERB
fsr-3853	739	27	against	against	ADP
fsr-3853	739	28	that	that	PRON
fsr-3853	739	29	of	of	ADP
fsr-3853	739	30	the	the	DET
fsr-3853	739	31	japanese	japanese	ADJ
fsr-3853	739	32	yen	yen	NOUN
fsr-3853	739	33	.	.	PUNCT
fsr-3853	740	1	b.	b.	PROPN
fsr-3853	740	2	lower	low	ADJ
fsr-3853	740	3	if	if	SCONJ
fsr-3853	740	4	the	the	DET
fsr-3853	740	5	dollar	dollar	NOUN
fsr-3853	740	6	's	's	PART
fsr-3853	740	7	value	value	NOUN
fsr-3853	740	8	rises	rise	VERB
fsr-3853	740	9	against	against	ADP
fsr-3853	740	10	that	that	PRON
fsr-3853	740	11	of	of	ADP
fsr-3853	740	12	the	the	DET
fsr-3853	740	13	japanese	japanese	ADJ
fsr-3853	740	14	yen	yen	NOUN
fsr-3853	740	15	.	.	PUNCT
fsr-3853	741	1	c.	c.	PROPN
fsr-3853	741	2	unchanged	unchanged	ADJ
fsr-3853	741	3	if	if	SCONJ
fsr-3853	741	4	the	the	DET
fsr-3853	741	5	japanese	japanese	ADJ
fsr-3853	741	6	yen	yen	NOUN
fsr-3853	741	7	's	's	PART
fsr-3853	741	8	value	value	NOUN
fsr-3853	741	9	rises	rise	VERB
fsr-3853	741	10	against	against	ADP
fsr-3853	741	11	that	that	PRON
fsr-3853	741	12	of	of	ADP
fsr-3853	741	13	dollar	dollar	NOUN
fsr-3853	741	14	.	.	PUNCT
fsr-3853	742	1	d.	d.	PROPN
fsr-3853	742	2	lower	lower	ADV
fsr-3853	742	3	if	if	SCONJ
fsr-3853	742	4	the	the	DET
fsr-3853	742	5	japanese	japanese	ADJ
fsr-3853	742	6	yen	yen	NOUN
fsr-3853	742	7	's	's	PART
fsr-3853	742	8	value	value	NOUN
fsr-3853	742	9	rises	rise	VERB
fsr-3853	742	10	against	against	ADP
fsr-3853	742	11	that	that	PRON
fsr-3853	742	12	of	of	ADP
fsr-3853	742	13	dollar	dollar	NOUN
fsr-3853	742	14	.	.	PUNCT
fsr-3853	743	1	e.	e.	PROPN
fsr-3853	743	2	impossible	impossible	PROPN
fsr-3853	743	3	to	to	PART
fsr-3853	743	4	determine	determine	VERB
fsr-3853	743	5	if	if	SCONJ
fsr-3853	743	6	exchange	exchange	NOUN
fsr-3853	743	7	rate	rate	NOUN
fsr-3853	743	8	changes	change	NOUN
fsr-3853	743	9	between	between	ADP
fsr-3853	743	10	yen	yen	NOUN
fsr-3853	743	11	and	and	CCONJ
fsr-3853	743	12	dollar	dollar	NOUN
fsr-3853	743	13	.	.	PUNCT
fsr-3853	744	1	v	v	X
fsr-3853	744	2	:	:	PUNCT
fsr-3853	745	1	your	your	PRON
fsr-3853	745	2	personal	personal	ADJ
fsr-3853	745	3	finance	finance	NOUN
fsr-3853	745	4	opinions	opinion	NOUN
fsr-3853	745	5	.	.	PUNCT
fsr-3853	746	1	decisions	decision	NOUN
fsr-3853	746	2	.	.	PUNCT
fsr-3853	747	1	and	and	CCONJ
fsr-3853	747	2	education	education	NOUN
fsr-3853	747	3	37	37	NUM
fsr-3853	747	4	.	.	PUNCT
fsr-3853	748	1	assume	assume	VERB
fsr-3853	748	2	you	you	PRON
fsr-3853	748	3	're	be	AUX
fsr-3853	748	4	in	in	ADP
fsr-3853	748	5	your	your	PRON
fsr-3853	748	6	early	early	ADJ
fsr-3853	748	7	twenties	twenty	NOUN
fsr-3853	749	1	and	and	CCONJ
fsr-3853	749	2	you	you	PRON
fsr-3853	749	3	would	would	AUX
fsr-3853	749	4	like	like	VERB
fsr-3853	749	5	to	to	PART
fsr-3853	749	6	build	build	VERB
fsr-3853	749	7	up	up	ADP
fsr-3853	749	8	your	your	PRON
fsr-3853	749	9	nest	nest	NOUN
fsr-3853	749	10	egg	egg	NOUN
fsr-3853	749	11	for	for	ADP
fsr-3853	749	12	a	a	DET
fsr-3853	749	13	secure	secure	ADJ
fsr-3853	749	14	retirement	retirement	NOUN
fsr-3853	749	15	in	in	ADP
fsr-3853	749	16	30	30	NUM
fsr-3853	749	17	years	year	NOUN
fsr-3853	749	18	.	.	PUNCT
fsr-3853	750	1	which	which	PRON
fsr-3853	750	2	of	of	ADP
fsr-3853	750	3	the	the	DET
fsr-3853	750	4	following	follow	VERB
fsr-3853	750	5	approaches	approach	NOUN
fsr-3853	750	6	would	would	AUX
fsr-3853	750	7	best	well	ADV
fsr-3853	750	8	meet	meet	VERB
fsr-3853	750	9	your	your	PRON
fsr-3853	750	10	needs	need	NOUN
fsr-3853	750	11	?	?	PUNCT
fsr-3853	751	1	a.	a.	NOUN
fsr-3853	751	2	start	start	VERB
fsr-3853	751	3	to	to	PART
fsr-3853	751	4	build	build	VERB
fsr-3853	751	5	up	up	ADP
fsr-3853	751	6	your	your	PRON
fsr-3853	751	7	savings	saving	NOUN
fsr-3853	751	8	account	account	NOUN
fsr-3853	751	9	at	at	ADP
fsr-3853	751	10	a	a	DET
fsr-3853	751	11	federally	federally	ADV
fsr-3853	751	12	insured	insure	VERB
fsr-3853	751	13	bank	bank	NOUN
fsr-3853	751	14	.	.	PUNCT
fsr-3853	752	1	b.	b.	PROPN
fsr-3853	752	2	save	save	VERB
fsr-3853	752	3	money	money	NOUN
fsr-3853	752	4	in	in	ADP
fsr-3853	752	5	certificate	certificate	NOUN
fsr-3853	752	6	of	of	ADP
fsr-3853	752	7	deposit	deposit	NOUN
fsr-3853	752	8	a~2ounts	a~2ount	NOUN
fsr-3853	752	9	.	.	PUNCT
fsr-3853	753	1	c.	c.	PROPN
fsr-3853	753	2	put	put	VERB
fsr-3853	753	3	monthly	monthly	ADJ
fsr-3853	753	4	savings	saving	NOUN
fsr-3853	753	5	in	in	ADP
fsr-3853	753	6	a	a	DET
fsr-3853	753	7	diversified	diversify	VERB
fsr-3853	753	8	growth	growth	NOUN
fsr-3853	753	9	mutual	mutual	ADJ
fsr-3853	753	10	fund	fund	NOUN
fsr-3853	753	11	.	.	PUNCT
fsr-3853	754	1	d.	d.	PROPN
fsr-3853	754	2	invest	invest	VERB
fsr-3853	754	3	in	in	ADP
fsr-3853	754	4	long	long	ADJ
fsr-3853	754	5	-	-	PUNCT
fsr-3853	754	6	term	term	NOUN
fsr-3853	754	7	treasury	treasury	NOUN
fsr-3853	754	8	bonds	bond	NOUN
fsr-3853	754	9	.	.	PUNCT
fsr-3853	755	1	e.	e.	PROPN
fsr-3853	755	2	accumulate	accumulate	VERB
fsr-3853	755	3	money	money	NOUN
fsr-3853	755	4	in	in	ADP
fsr-3853	755	5	a	a	DET
fsr-3853	755	6	safe	safe	ADJ
fsr-3853	755	7	-	-	PUNCT
fsr-3853	755	8	box	box	NOUN
fsr-3853	755	9	rented	rent	VERB
fsr-3853	755	10	from	from	ADP
fsr-3853	755	11	a	a	DET
fsr-3853	755	12	local	local	ADJ
fsr-3853	755	13	bank	bank	NOUN
fsr-3853	755	14	.	.	PUNCT
fsr-3853	756	1	38	38	NUM
fsr-3853	756	2	.	.	PUNCT
fsr-3853	757	1	assuming	assume	VERB
fsr-3853	757	2	you	you	PRON
fsr-3853	757	3	are	be	AUX
fsr-3853	757	4	in	in	ADP
fsr-3853	757	5	your	your	PRON
fsr-3853	757	6	early	early	ADJ
fsr-3853	757	7	twenties	twenty	NOUN
fsr-3853	757	8	without	without	ADP
fsr-3853	757	9	any	any	DET
fsr-3853	757	10	dependents	dependent	NOUN
fsr-3853	757	11	,	,	PUNCT
fsr-3853	757	12	which	which	PRON
fsr-3853	757	13	of	of	ADP
fsr-3853	757	14	the	the	DET
fsr-3853	757	15	fol	fol	NOUN
fsr-3853	757	16	.	.	PUNCT
fsr-3853	758	1	lowing	low	VERB
fsr-3853	758	2	would	would	AUX
fsr-3853	758	3	you	you	PRON
fsr-3853	758	4	do	do	VERB
fsr-3853	758	5	regarding	regard	VERB
fsr-3853	758	6	your	your	PRON
fsr-3853	758	7	life	life	NOUN
fsr-3853	758	8	insurance	insurance	NOUN
fsr-3853	758	9	?	?	PUNCT
fsr-3853	759	1	a.	a.	NOUN
fsr-3853	759	2	you	you	PRON
fsr-3853	759	3	would	would	AUX
fsr-3853	759	4	buy	buy	VERB
fsr-3853	759	5	a	a	DET
fsr-3853	759	6	life	life	NOUN
fsr-3853	759	7	insurance	insurance	NOUN
fsr-3853	759	8	policy	policy	NOUN
fsr-3853	759	9	from	from	ADP
fsr-3853	759	10	an	an	DET
fsr-3853	759	11	insurance	insurance	NOUN
fsr-3853	759	12	agent	agent	NOUN
fsr-3853	759	13	.	.	PUNCT
fsr-3853	760	1	b.	b.	PROPN
fsr-3853	761	1	you	you	PRON
fsr-3853	761	2	would	would	AUX
fsr-3853	761	3	buy	buy	VERB
fsr-3853	761	4	a	a	DET
fsr-3853	761	5	term	term	NOUN
fsr-3853	761	6	insurance	insurance	NOUN
fsr-3853	761	7	policy	policy	NOUN
fsr-3853	761	8	.	.	PUNCT
fsr-3853	762	1	c.	c.	NOUN
fsr-3853	762	2	you	you	PRON
fsr-3853	762	3	probably	probably	ADV
fsr-3853	762	4	do	do	AUX
fsr-3853	762	5	not	not	PART
fsr-3853	762	6	need	need	VERB
fsr-3853	762	7	to	to	PART
fsr-3853	762	8	buy	buy	VERB
fsr-3853	762	9	any	any	DET
fsr-3853	762	10	life	life	NOUN
fsr-3853	762	11	insurance	insurance	NOUN
fsr-3853	762	12	policy	policy	NOUN
fsr-3853	762	13	.	.	PUNCT
fsr-3853	763	1	d.	d.	PROPN
fsr-3853	763	2	you	you	PRON
fsr-3853	763	3	would	would	AUX
fsr-3853	763	4	buy	buy	VERB
fsr-3853	763	5	flight	flight	NOUN
fsr-3853	763	6	insurance	insurance	NOUN
fsr-3853	763	7	each	each	DET
fsr-3853	763	8	time	time	NOUN
fsr-3853	763	9	you	you	PRON
fsr-3853	763	10	travel	travel	VERB
fsr-3853	763	11	by	by	ADP
fsr-3853	763	12	air	air	NOUN
fsr-3853	763	13	.	.	PUNCT
fsr-3853	764	1	e.	e.	PROPN
fsr-3853	764	2	you	you	PRON
fsr-3853	764	3	would	would	AUX
fsr-3853	764	4	buy	buy	VERB
fsr-3853	764	5	a	a	DET
fsr-3853	764	6	cash	cash	NOUN
fsr-3853	764	7	value	value	NOUN
fsr-3853	764	8	insurance	insurance	NOUN
fsr-3853	764	9	policy	policy	NOUN
fsr-3853	764	10	.	.	PUNCT
fsr-3853	765	1	39	39	NUM
fsr-3853	765	2	.	.	PUNCT
fsr-3853	766	1	you	you	PRON
fsr-3853	766	2	have	have	AUX
fsr-3853	766	3	just	just	ADV
fsr-3853	766	4	graduated	graduate	VERB
fsr-3853	766	5	from	from	ADP
fsr-3853	766	6	college	college	NOUN
fsr-3853	766	7	and	and	CCONJ
fsr-3853	766	8	found	find	VERB
fsr-3853	766	9	a	a	DET
fsr-3853	766	10	job	job	NOUN
fsr-3853	766	11	earning	earn	VERB
fsr-3853	766	12	$	$	SYM
fsr-3853	766	13	28,000	28,000	NUM
fsr-3853	766	14	per	per	ADP
fsr-3853	766	15	year	year	NOUN
fsr-3853	766	16	.	.	PUNCT
fsr-3853	767	1	you	you	PRON
fsr-3853	767	2	will	will	AUX
fsr-3853	767	3	pay	pay	VERB
fsr-3853	767	4	$	$	SYM
fsr-3853	767	5	600	600	NUM
fsr-3853	767	6	per	per	ADP
fsr-3853	767	7	month	month	NOUN
fsr-3853	767	8	for	for	ADP
fsr-3853	767	9	five	five	NUM
fsr-3853	767	10	years	year	NOUN
fsr-3853	767	11	for	for	ADP
fsr-3853	767	12	student	student	NOUN
fsr-3853	767	13	loans	loan	NOUN
fsr-3853	767	14	.	.	PUNCT
fsr-3853	768	1	you	you	PRON
fsr-3853	768	2	have	have	VERB
fsr-3853	768	3	a	a	DET
fsr-3853	768	4	monthly	monthly	ADJ
fsr-3853	768	5	balance	balance	NOUN
fsr-3853	768	6	on	on	ADP
fsr-3853	768	7	each	each	PRON
fsr-3853	768	8	of	of	ADP
fsr-3853	768	9	your	your	PRON
fsr-3853	768	10	three	three	NUM
fsr-3853	768	11	credit	credit	NOUN
fsr-3853	768	12	cards	card	NOUN
fsr-3853	768	13	.	.	PUNCT
fsr-3853	769	1	what	what	PRON
fsr-3853	769	2	should	should	AUX
fsr-3853	769	3	you	you	PRON
fsr-3853	769	4	do	do	VERB
fsr-3853	769	5	to	to	PART
fsr-3853	769	6	improve	improve	VERB
fsr-3853	769	7	your	your	PRON
fsr-3853	769	8	financial	financial	ADJ
fsr-3853	769	9	health	health	NOUN
fsr-3853	769	10	?	?	PUNCT
fsr-3853	770	1	a.	a.	NOUN
fsr-3853	770	2	cut	cut	NOUN
fsr-3853	770	3	expenses	expense	NOUN
fsr-3853	770	4	and	and	CCONJ
fsr-3853	770	5	use	use	VERB
fsr-3853	770	6	your	your	PRON
fsr-3853	770	7	savings	saving	NOUN
fsr-3853	770	8	to	to	PART
fsr-3853	770	9	pay	pay	VERB
fsr-3853	770	10	down	down	ADP
fsr-3853	770	11	debt	debt	NOUN
fsr-3853	770	12	.	.	PUNCT
fsr-3853	771	1	b.	b.	PROPN
fsr-3853	771	2	keep	keep	VERB
fsr-3853	771	3	the	the	DET
fsr-3853	771	4	same	same	ADJ
fsr-3853	771	5	spending	spending	NOUN
fsr-3853	771	6	pattern	pattern	NOUN
fsr-3853	771	7	as	as	ADP
fsr-3853	771	8	in	in	ADP
fsr-3853	771	9	the	the	DET
fsr-3853	771	10	past	past	NOUN
fsr-3853	771	11	.	.	PUNCT
fsr-3853	772	1	c.	c.	PROPN
fsr-3853	772	2	apply	apply	VERB
fsr-3853	772	3	for	for	ADP
fsr-3853	772	4	a	a	DET
fsr-3853	772	5	consumer	consumer	NOUN
fsr-3853	772	6	loan	loan	NOUN
fsr-3853	772	7	for	for	ADP
fsr-3853	772	8	a	a	DET
fsr-3853	772	9	new	new	ADJ
fsr-3853	772	10	car	car	NOUN
fsr-3853	772	11	.	.	PUNCT
fsr-3853	773	1	d.	d.	PROPN
fsr-3853	773	2	eliminate	eliminate	VERB
fsr-3853	773	3	debt	debt	NOUN
fsr-3853	773	4	by	by	ADP
fsr-3853	773	5	filing	file	VERB
fsr-3853	773	6	personal	personal	ADJ
fsr-3853	773	7	bank	bank	NOUN
fsr-3853	773	8	ruptcy	ruptcy	NOUN
fsr-3853	773	9	.	.	PUNCT
fsr-3853	774	1	e.	e.	PROPN
fsr-3853	774	2	use	use	VERB
fsr-3853	774	3	your	your	PRON
fsr-3853	774	4	credit	credit	NOUN
fsr-3853	774	5	card	card	NOUN
fsr-3853	774	6	to	to	PART
fsr-3853	774	7	pay	pay	VERB
fsr-3853	774	8	for	for	ADP
fsr-3853	774	9	a	a	DET
fsr-3853	774	10	vacation	vacation	NOUN
fsr-3853	774	11	in	in	ADP
fsr-3853	774	12	the	the	DET
fsr-3853	774	13	bahamas	bahama	NOUN
fsr-3853	774	14	.	.	PUNCT
fsr-3853	775	1	40	40	NUM
fsr-3853	775	2	.	.	PUNCT
fsr-3853	776	1	do	do	AUX
fsr-3853	776	2	you	you	PRON
fsr-3853	776	3	maintain	maintain	VERB
fsr-3853	776	4	financial	financial	ADJ
fsr-3853	776	5	records	record	NOUN
fsr-3853	776	6	?	?	PUNCT
fsr-3853	777	1	a.	a.	NOUN
fsr-3853	777	2	maintain	maintain	VERB
fsr-3853	777	3	very	very	ADV
fsr-3853	777	4	detailed	detailed	ADJ
fsr-3853	777	5	records	record	NOUN
fsr-3853	777	6	.	.	PUNCT
fsr-3853	778	1	b.	b.	PROPN
fsr-3853	778	2	maintain	maintain	VERB
fsr-3853	778	3	minimal	minimal	ADJ
fsr-3853	778	4	records	record	NOUN
fsr-3853	778	5	.	.	PUNCT
fsr-3853	779	1	c.	c.	PROPN
fsr-3853	779	2	maintain	maintain	VERB
fsr-3853	779	3	no	no	DET
fsr-3853	779	4	records	record	NOUN
fsr-3853	779	5	.	.	PUNCT
fsr-3853	780	1	using	use	VERB
fsr-3853	780	2	the	the	DET
fsr-3853	780	3	scale	scale	NOUN
fsr-3853	780	4	given	give	VERB
fsr-3853	780	5	below	below	ADV
fsr-3853	780	6	please	please	INTJ
fsr-3853	780	7	rank	rank	VERB
fsr-3853	780	8	the	the	DET
fsr-3853	780	9	importance	importance	NOUN
fsr-3853	780	10	of	of	ADP
fsr-3853	780	11	items	item	NOUN
fsr-3853	780	12	numbered	number	VERB
fsr-3853	780	13	from	from	ADP
fsr-3853	780	14	41	41	NUM
fsr-3853	780	15	to	to	PART
fsr-3853	780	16	44	44	NUM
fsr-3853	780	17	.	.	PUNCT
fsr-3853	781	1	a	a	DET
fsr-3853	781	2	b	b	NOUN
fsr-3853	781	3	c	c	NOUN
fsr-3853	781	4	d	d	X
fsr-3853	781	5	e	e	PROPN
fsr-3853	781	6	very	very	ADV
fsr-3853	781	7	somewhat	somewhat	ADV
fsr-3853	781	8	not	not	PART
fsr-3853	781	9	somewhat	somewhat	ADV
fsr-3853	781	10	very	very	ADV
fsr-3853	781	11	important	important	ADJ
fsr-3853	781	12	important	important	ADJ
fsr-3853	781	13	sure	sure	ADJ
fsr-3853	781	14	unimportant	unimportant	ADJ
fsr-3853	781	15	41	41	NUM
fsr-3853	781	16	.	.	PUNCT
fsr-3853	782	1	maintaining	maintain	VERB
fsr-3853	782	2	adequate	adequate	ADJ
fsr-3853	782	3	financial	financial	ADJ
fsr-3853	782	4	records	record	NOUN
fsr-3853	782	5	.	.	PUNCT
fsr-3853	783	1	42	42	NUM
fsr-3853	783	2	.	.	PUNCT
fsr-3853	784	1	spending	spend	VERB
fsr-3853	784	2	less	less	ADJ
fsr-3853	784	3	than	than	ADP
fsr-3853	784	4	your	your	PRON
fsr-3853	784	5	income	income	NOUN
fsr-3853	784	6	.	.	PUNCT
fsr-3853	785	1	43	43	NUM
fsr-3853	785	2	.	.	PUNCT
fsr-3853	786	1	maintaining	maintain	VERB
fsr-3853	786	2	adequate	adequate	ADJ
fsr-3853	786	3	insurance	insurance	NOUN
fsr-3853	786	4	coverage	coverage	NOUN
fsr-3853	786	5	.	.	PUNCT
fsr-3853	787	1	44	44	NUM
fsr-3853	787	2	.	.	PUNCT
fsr-3853	787	3	planning	plan	VERB
fsr-3853	787	4	and	and	CCONJ
fsr-3853	787	5	implementing	implement	VERB
fsr-3853	787	6	a	a	DET
fsr-3853	787	7	regular	regular	ADJ
fsr-3853	787	8	investment	investment	NOUN
fsr-3853	787	9	program	program	NOUN
fsr-3853	787	10	.	.	PUNCT
fsr-3853	788	1	vi	vi	X
fsr-3853	788	2	.	.	PROPN
fsr-3853	789	1	about	about	ADP
fsr-3853	789	2	yourself	yourself	PRON
fsr-3853	789	3	45	45	NUM
fsr-3853	789	4	.	.	PUNCT
fsr-3853	790	1	what	what	PRON
fsr-3853	790	2	is	be	AUX
fsr-3853	790	3	your	your	PRON
fsr-3853	790	4	class	class	NOUN
fsr-3853	790	5	rank	rank	NOUN
fsr-3853	790	6	?	?	PUNCT
fsr-3853	791	1	a.	a.	NOUN
fsr-3853	791	2	freshman	freshman	PROPN
fsr-3853	791	3	d.	d.	PROPN
fsr-3853	791	4	senior	senior	PROPN
fsr-3853	791	5	b.	b.	PROPN
fsr-3853	791	6	sophomore	sophomore	PROPN
fsr-3853	791	7	e.	e.	PROPN
fsr-3853	791	8	graduate	graduate	PROPN
fsr-3853	791	9	c.	c.	PROPN
fsr-3853	791	10	junior	junior	PROPN
fsr-3853	791	11	46	46	NUM
fsr-3853	791	12	.	.	PUNCT
fsr-3853	792	1	what	what	PRON
fsr-3853	792	2	is	be	AUX
fsr-3853	792	3	your	your	PRON
fsr-3853	792	4	age	age	NOUN
fsr-3853	792	5	?	?	PUNCT
fsr-3853	793	1	a.	a.	NOUN
fsr-3853	793	2	18	18	NUM
fsr-3853	793	3	-	-	SYM
fsr-3853	793	4	22	22	NUM
fsr-3853	793	5	d.	d.	PROPN
fsr-3853	793	6	40	40	NUM
fsr-3853	793	7	-	-	SYM
fsr-3853	793	8	59	59	NUM
fsr-3853	793	9	b.	b.	NOUN
fsr-3853	793	10	23	23	NUM
fsr-3853	793	11	-	-	SYM
fsr-3853	793	12	29	29	NUM
fsr-3853	793	13	e.	e.	NOUN
fsr-3853	793	14	60	60	NUM
fsr-3853	793	15	or	or	CCONJ
fsr-3853	793	16	older	old	ADJ
fsr-3853	793	17	c.	c.	NOUN
fsr-3853	793	18	30	30	NUM
fsr-3853	793	19	-	-	SYM
fsr-3853	793	20	39	39	NUM
fsr-3853	793	21	47	47	NUM
fsr-3853	793	22	.	.	PUNCT
fsr-3853	794	1	what	what	PRON
fsr-3853	794	2	is	be	AUX
fsr-3853	794	3	your	your	PRON
fsr-3853	794	4	sex	sex	NOUN
fsr-3853	794	5	?	?	PUNCT
fsr-3853	795	1	a.	a.	NOUN
fsr-3853	795	2	male	male	PROPN
fsr-3853	795	3	b.	b.	PROPN
fsr-3853	795	4	female	female	PROPN
fsr-3853	795	5	48	48	NUM
fsr-3853	795	6	.	.	PUNCT
fsr-3853	796	1	what	what	PRON
fsr-3853	796	2	is	be	AUX
fsr-3853	796	3	your	your	PRON
fsr-3853	796	4	race	race	NOUN
fsr-3853	796	5	or	or	CCONJ
fsr-3853	796	6	ethnic	ethnic	ADJ
fsr-3853	796	7	background	background	NOUN
fsr-3853	796	8	?	?	PUNCT
fsr-3853	797	1	a.	a.	PROPN
fsr-3853	797	2	white	white	PROPN
fsr-3853	797	3	c.	c.	PROPN
fsr-3853	797	4	hispanic	hispanic	PROPN
fsr-3853	797	5	b.	b.	PROPN
fsr-3853	797	6	africand	africand	PROPN
fsr-3853	797	7	.	.	PUNCT
fsr-3853	798	1	american	american	PROPN
fsr-3853	798	2	indian	indian	PROPN
fsr-3853	798	3	american	american	PROPN
fsr-3853	798	4	e.	e.	PROPN
fsr-3853	798	5	asian	asian	PROPN
fsr-3853	798	6	financial	financial	ADJ
fsr-3853	798	7	literacy	literacy	NOUN
fsr-3853	798	8	127	127	NUM
fsr-3853	798	9	49	49	NUM
fsr-3853	798	10	.	.	PUNCT
fsr-3853	799	1	50	50	NUM
fsr-3853	799	2	.	.	NOUN
fsr-3853	800	1	which	which	PRON
fsr-3853	800	2	best	well	ADV
fsr-3853	800	3	describes	describe	VERB
fsr-3853	800	4	your	your	PRON
fsr-3853	800	5	or	or	CCONJ
fsr-3853	800	6	your	your	PRON
fsr-3853	800	7	fam	fam	NOUN
fsr-3853	800	8	ily	ily	NOUN
fsr-3853	800	9	's	's	PART
fsr-3853	800	10	personal	personal	ADJ
fsr-3853	800	11	income	income	NOUN
fsr-3853	800	12	last	last	ADJ
fsr-3853	800	13	year	year	NOUN
fsr-3853	800	14	?	?	PUNCT
fsr-3853	801	1	a.	a.	NOUN
fsr-3853	802	1	no	no	DET
fsr-3853	802	2	income	income	NOUN
fsr-3853	802	3	d.	d.	NOUN
fsr-3853	802	4	$	$	SYM
fsr-3853	802	5	30,000-$49,999	30,000-$49,999	NUM
fsr-3853	802	6	.	.	PUNCT
fsr-3853	803	1	b.	b.	PROPN
fsr-3853	804	1	under	under	ADP
fsr-3853	804	2	$	$	SYM
fsr-3853	804	3	10,000	10,000	NUM
fsr-3853	804	4	e.	e.	NOUN
fsr-3853	804	5	$	$	SYM
fsr-3853	804	6	50,000	50,000	NUM
fsr-3853	804	7	or	or	CCONJ
fsr-3853	804	8	more	more	ADJ
fsr-3853	804	9	.	.	PUNCT
fsr-3853	805	1	c.	c.	NOUN
fsr-3853	805	2	$	$	SYM
fsr-3853	805	3	10,000	10,000	NUM
fsr-3853	805	4	$	$	SYM
fsr-3853	805	5	29,999	29,999	NUM
fsr-3853	805	6	.	.	PUNCT
fsr-3853	806	1	how	how	SCONJ
fsr-3853	806	2	many	many	ADJ
fsr-3853	806	3	years	year	NOUN
fsr-3853	806	4	of	of	ADP
fsr-3853	806	5	working	work	VERB
fsr-3853	806	6	experience	experience	NOUN
fsr-3853	806	7	do	do	AUX
fsr-3853	806	8	you	you	PRON
fsr-3853	806	9	have	have	VERB
fsr-3853	806	10	?	?	PUNCT
fsr-3853	807	1	include	include	AUX
fsr-3853	807	2	fullor	fullor	NOUN
fsr-3853	807	3	part	part	ADJ
fsr-3853	807	4	-	-	PUNCT
fsr-3853	807	5	time	time	NOUN
fsr-3853	807	6	expe	expe	ADJ
fsr-3853	807	7	rience	rience	NOUN
fsr-3853	807	8	,	,	PUNCT
fsr-3853	807	9	internship	internship	NOUN
fsr-3853	807	10	,	,	PUNCT
fsr-3853	807	11	co	co	NOUN
fsr-3853	807	12	-	-	NOUN
fsr-3853	807	13	op	op	NOUN
fsr-3853	807	14	,	,	PUNCT
fsr-3853	807	15	summer	summer	NOUN
fsr-3853	807	16	jobs	job	NOUN
fsr-3853	807	17	,	,	PUNCT
fsr-3853	807	18	etc	etc	X
fsr-3853	807	19	.	.	X
fsr-3853	808	1	a.	a.	NOUN
fsr-3853	808	2	none	none	NOUN
fsr-3853	808	3	b.	b.	PROPN
fsr-3853	808	4	less	less	ADJ
fsr-3853	808	5	than	than	ADP
fsr-3853	808	6	2	2	NUM
fsr-3853	808	7	years	year	NOUN
fsr-3853	808	8	c.	c.	PROPN
fsr-3853	808	9	two	two	NUM
fsr-3853	808	10	to	to	PART
fsr-3853	808	11	less	less	ADJ
fsr-3853	808	12	than	than	ADP
fsr-3853	808	13	4	4	NUM
fsr-3853	808	14	years	year	NOUN
fsr-3853	808	15	d.	d.	PROPN
fsr-3853	808	16	four	four	NUM
fsr-3853	808	17	to	to	ADP
fsr-3853	808	18	less	less	ADJ
fsr-3853	808	19	than	than	ADP
fsr-3853	808	20	6	6	NUM
fsr-3853	808	21	years	year	NOUN
fsr-3853	808	22	e.	e.	PROPN
fsr-3853	808	23	six	six	NUM
fsr-3853	808	24	years	year	NOUN
fsr-3853	808	25	or	or	CCONJ
fsr-3853	808	26	more	more	ADJ
fsr-3853	808	27	51	51	NUM
fsr-3853	808	28	.	.	PUNCT
fsr-3853	809	1	what	what	PRON
fsr-3853	809	2	is	be	AUX
fsr-3853	809	3	your	your	PRON
fsr-3853	809	4	major	major	ADJ
fsr-3853	809	5	field	field	NOUN
fsr-3853	809	6	of	of	ADP
fsr-3853	809	7	study	study	NOUN
fsr-3853	809	8	?	?	PUNCT
fsr-3853	810	1	a.	a.	PROPN
fsr-3853	810	2	business	business	PROPN
fsr-3853	810	3	b.	b.	PROPN
fsr-3853	810	4	education	education	PROPN
fsr-3853	810	5	c.	c.	PROPN
fsr-3853	810	6	liberal	liberal	PROPN
fsr-3853	810	7	arts	arts	PROPN
fsr-3853	810	8	d.	d.	PROPN
fsr-3853	810	9	sciences	sciences	PROPN
fsr-3853	810	10	or	or	CCONJ
fsr-3853	810	11	engineering	engineering	PROPN
fsr-3853	810	12	e.	e.	PROPN
fsr-3853	810	13	others	others	PROPN
fsr-3853	810	14	52	52	NUM
fsr-3853	810	15	.	.	PUNCT
fsr-3853	811	1	are	be	AUX
fsr-3853	811	2	you	you	PRON
fsr-3853	811	3	a	a	DET
fsr-3853	811	4	foreign	foreign	ADJ
fsr-3853	811	5	sutdent	sutdent	NOUN
fsr-3853	811	6	?	?	PUNCT
fsr-3853	812	1	a.	a.	NOUN
fsr-3853	813	1	yes	yes	INTJ
fsr-3853	813	2	b.	b.	PROPN
fsr-3853	814	1	no	no	DET
fsr-3853	814	2	c.	c.	NOUN
fsr-3853	814	3	two	two	NUM
fsr-3853	814	4	to	to	ADP
fsr-3853	814	5	less	less	ADJ
fsr-3853	814	6	than	than	ADP
fsr-3853	814	7	4	4	NUM
fsr-3853	814	8	years	year	NOUN
fsr-3853	814	9	d.	d.	PROPN
fsr-3853	814	10	four	four	NUM
fsr-3853	814	11	to	to	ADP
fsr-3853	814	12	less	less	ADJ
fsr-3853	814	13	than	than	ADP
fsr-3853	814	14	6	6	NUM
fsr-3853	814	15	years	year	NOUN
fsr-3853	814	16	e.	e.	PROPN
fsr-3853	814	17	six	six	NUM
fsr-3853	814	18	years	year	NOUN
fsr-3853	814	19	or	or	CCONJ
fsr-3853	814	20	more	more	ADJ
fsr-3853	814	21	vii	vii	PROPN
fsr-3853	814	22	.	.	PUNCT
fsr-3853	815	1	informed	informed	ADJ
fsr-3853	815	2	consent	consent	NOUN
fsr-3853	815	3	form	form	NOUN
fsr-3853	815	4	as	as	SCONJ
fsr-3853	815	5	we	we	PRON
fsr-3853	815	6	explained	explain	VERB
fsr-3853	815	7	in	in	ADP
fsr-3853	815	8	the	the	DET
fsr-3853	815	9	cover	cover	NOUN
fsr-3853	815	10	letter	letter	NOUN
fsr-3853	815	11	,	,	PUNCT
fsr-3853	815	12	the	the	DET
fsr-3853	815	13	purpose	purpose	NOUN
fsr-3853	815	14	of	of	ADP
fsr-3853	815	15	this	this	DET
fsr-3853	815	16	survey	survey	NOUN
fsr-3853	815	17	is	be	AUX
fsr-3853	815	18	to	to	PART
fsr-3853	815	19	help	help	VERB
fsr-3853	815	20	you	you	PRON
fsr-3853	815	21	improve	improve	VERB
fsr-3853	815	22	personal	personal	ADJ
fsr-3853	815	23	finance	finance	NOUN
fsr-3853	815	24	lit	light	VERB
fsr-3853	815	25	eracy	eracy	NOUN
fsr-3853	815	26	.	.	PUNCT
fsr-3853	816	1	anonymity	anonymity	NOUN
fsr-3853	816	2	will	will	AUX
fsr-3853	816	3	be	be	AUX
fsr-3853	816	4	kept	keep	VERB
fsr-3853	816	5	throughout	throughout	ADP
fsr-3853	816	6	the	the	DET
fsr-3853	816	7	survey	survey	NOUN
fsr-3853	816	8	.	.	PUNCT
fsr-3853	817	1	however	however	ADV
fsr-3853	817	2	,	,	PUNCT
fsr-3853	817	3	to	to	PART
fsr-3853	817	4	comply	comply	VERB
fsr-3853	817	5	with	with	ADP
fsr-3853	817	6	youngstown	youngstown	PROPN
fsr-3853	817	7	state	state	PROPN
fsr-3853	817	8	univer	univer	VERB
fsr-3853	817	9	sity	sity	NOUN
fsr-3853	817	10	's	's	PART
fsr-3853	817	11	policy	policy	NOUN
fsr-3853	817	12	of	of	ADP
fsr-3853	817	13	human	human	ADJ
fsr-3853	817	14	subject	subject	PROPN
fsr-3853	817	15	research	research	NOUN
fsr-3853	817	16	,	,	PUNCT
fsr-3853	817	17	we	we	PRON
fsr-3853	817	18	would	would	AUX
fsr-3853	817	19	like	like	VERB
fsr-3853	817	20	to	to	PART
fsr-3853	817	21	ask	ask	VERB
fsr-3853	817	22	you	you	PRON
fsr-3853	817	23	to	to	PART
fsr-3853	817	24	sign	sign	VERB
fsr-3853	817	25	or	or	CCONJ
fsr-3853	817	26	initial	initial	ADJ
fsr-3853	817	27	below	below	ADV
fsr-3853	817	28	to	to	PART
fsr-3853	817	29	verify	verify	VERB
fsr-3853	817	30	that	that	SCONJ
fsr-3853	817	31	your	your	PRON
fsr-3853	817	32	participation	participation	NOUN
fsr-3853	817	33	is	be	AUX
fsr-3853	817	34	voluntary	voluntary	ADJ
fsr-3853	817	35	.	.	PUNCT
fsr-3853	818	1	my	my	PRON
fsr-3853	818	2	participation	participation	NOUN
fsr-3853	818	3	is	be	AUX
fsr-3853	818	4	voluntary	voluntary	ADJ
fsr-3853	818	5	.	.	PUNCT
fsr-3853	819	1	if	if	SCONJ
fsr-3853	819	2	you	you	PRON
fsr-3853	819	3	would	would	AUX
fsr-3853	819	4	like	like	VERB
fsr-3853	819	5	to	to	PART
fsr-3853	819	6	receive	receive	VERB
fsr-3853	819	7	a	a	DET
fsr-3853	819	8	copy	copy	NOUN
fsr-3853	819	9	of	of	ADP
fsr-3853	819	10	your	your	PRON
fsr-3853	819	11	personal	personal	ADJ
fsr-3853	819	12	finance	finance	NOUN
fsr-3853	819	13	intelligence	intelligence	NOUN
fsr-3853	819	14	report	report	NOUN
fsr-3853	819	15	and	and	CCONJ
fsr-3853	819	16	summary	summary	NOUN
fsr-3853	819	17	of	of	ADP
fsr-3853	819	18	this	this	DET
fsr-3853	819	19	research	research	NOUN
fsr-3853	819	20	project	project	NOUN
fsr-3853	819	21	,	,	PUNCT
fsr-3853	819	22	please	please	INTJ
fsr-3853	819	23	write	write	VERB
fsr-3853	819	24	down	down	ADP
fsr-3853	819	25	your	your	PRON
fsr-3853	819	26	address	address	NOUN
fsr-3853	819	27	.	.	PUNCT
fsr-3853	820	1	street	street	NOUN
fsr-3853	820	2	address	address	PROPN
fsr-3853	820	3	city	city	PROPN
fsr-3853	820	4	,	,	PUNCT
fsr-3853	820	5	state	state	NOUN
fsr-3853	820	6	,	,	PUNCT
fsr-3853	820	7	and	and	CCONJ
fsr-3853	820	8	zip	zip	NOUN
fsr-3853	820	9	thank	thank	VERB
fsr-3853	820	10	you	you	PRON
fsr-3853	820	11	for	for	ADP
fsr-3853	820	12	your	your	PRON
fsr-3853	820	13	participation	participation	NOUN
fsr-3853	820	14	.	.	PUNCT
fsr-3853	821	1	r	r	NOUN
fsr-3853	821	2	e	e	NOUN
fsr-3853	821	3	f	f	PROPN
fsr-3853	821	4	e	e	NOUN
fsr-3853	821	5	r	r	NOUN
fsr-3853	821	6	e	e	NOUN
fsr-3853	821	7	n	n	NOUN
fsr-3853	821	8	c	c	NOUN
fsr-3853	821	9	e	e	X
fsr-3853	821	10	s	s	X
fsr-3853	821	11	bakken	bakken	PROPN
fsr-3853	821	12	,	,	PUNCT
fsr-3853	821	13	r.	r.	PROPN
fsr-3853	821	14	(	(	PUNCT
fsr-3853	821	15	1967	1967	NUM
fsr-3853	821	16	)	)	PUNCT
fsr-3853	821	17	.	.	PUNCT
fsr-3853	822	1	money	money	NOUN
fsr-3853	822	2	management	management	NOUN
fsr-3853	822	3	understandings	understanding	NOUN
fsr-3853	822	4	of	of	ADP
fsr-3853	822	5	tenth	tenth	ADJ
fsr-3853	822	6	grade	grade	NOUN
fsr-3853	822	7	students	student	NOUN
fsr-3853	822	8	.	.	PUNCT
fsr-3853	823	1	national	national	ADJ
fsr-3853	823	2	business	business	PROPN
fsr-3853	823	3	education	education	PROPN
fsr-3853	823	4	quarterly	quarterly	ADV
fsr-3853	823	5	,	,	PUNCT
fsr-3853	823	6	36	36	NUM
fsr-3853	823	7	,	,	PUNCT
fsr-3853	823	8	6	6	NUM
fsr-3853	823	9	.	.	X
fsr-3853	823	10	bialaszewski	bialaszewski	PROPN
fsr-3853	823	11	,	,	PUNCT
fsr-3853	823	12	d.	d.	PROPN
fsr-3853	823	13	,	,	PUNCT
fsr-3853	823	14	pencek	pencek	PROPN
fsr-3853	823	15	,	,	PUNCT
fsr-3853	823	16	t.	t.	PROPN
fsr-3853	823	17	,	,	PUNCT
fsr-3853	823	18	&	&	CCONJ
fsr-3853	823	19	zietlow	zietlow	PROPN
fsr-3853	823	20	,	,	PUNCT
fsr-3853	823	21	j.	j.	PROPN
fsr-3853	823	22	(	(	PUNCT
fsr-3853	823	23	1993	1993	NUM
fsr-3853	823	24	)	)	PUNCT
fsr-3853	823	25	.	.	PUNCT
fsr-3853	824	1	finance	finance	NOUN
fsr-3853	824	2	requirements	requirement	NOUN
fsr-3853	824	3	and	and	CCONJ
fsr-3853	824	4	computer	computer	NOUN
fsr-3853	824	5	utilization	utilization	NOUN
fsr-3853	824	6	at	at	ADP
fsr-3853	824	7	aacsb	aacsb	PROPN
fsr-3853	824	8	accredited	accredited	ADJ
fsr-3853	824	9	schools	school	NOUN
fsr-3853	824	10	.	.	PUNCT
fsr-3853	825	1	financial	financial	ADJ
fsr-3853	825	2	practice	practice	NOUN
fsr-3853	825	3	and	and	CCONJ
fsr-3853	825	4	education	education	NOUN
fsr-3853	825	5	,	,	PUNCT
fsr-3853	825	6	fall	fall	NOUN
fsr-3853	825	7	,	,	PUNCT
fsr-3853	825	8	133	133	NUM
fsr-3853	825	9	-	-	SYM
fsr-3853	825	10	139	139	NUM
fsr-3853	825	11	.	.	PUNCT
fsr-3853	826	1	cambridge	cambridge	PROPN
fsr-3853	826	2	human	human	PROPN
fsr-3853	826	3	resource	resource	PROPN
fsr-3853	826	4	group	group	PROPN
fsr-3853	826	5	inc	inc	PROPN
fsr-3853	826	6	.	.	PROPN
fsr-3853	826	7	(	(	PUNCT
fsr-3853	826	8	chrgi	chrgi	NOUN
fsr-3853	826	9	)	)	PUNCT
fsr-3853	826	10	.	.	PUNCT
fsr-3853	827	1	(	(	PUNCT
fsr-3853	827	2	1995	1995	NUM
fsr-3853	827	3	)	)	PUNCT
fsr-3853	827	4	latest	late	ADJ
fsr-3853	827	5	workplace	workplace	NOUN
fsr-3853	827	6	issues	issue	NOUN
fsr-3853	827	7	survey	survey	NOUN
fsr-3853	827	8	.	.	PUNCT
fsr-3853	828	1	chicago	chicago	PROPN
fsr-3853	828	2	,	,	PUNCT
fsr-3853	828	3	il	il	PROPN
fsr-3853	828	4	.	.	PROPN
fsr-3853	828	5	consumer	consumer	PROPN
fsr-3853	828	6	federation	federation	PROPN
fsr-3853	828	7	of	of	ADP
fsr-3853	828	8	america	america	PROPN
fsr-3853	828	9	and	and	CCONJ
fsr-3853	828	10	american	american	PROPN
fsr-3853	828	11	express	express	PROPN
fsr-3853	828	12	company	company	NOUN
fsr-3853	828	13	(	(	PUNCT
fsr-3853	828	14	cfajamex	cfajamex	PROPN
fsr-3853	828	15	)	)	PUNCT
fsr-3853	828	16	.	.	PUNCT
fsr-3853	829	1	(	(	PUNCT
fsr-3853	829	2	1991	1991	NUM
fsr-3853	829	3	)	)	PUNCT
fsr-3853	829	4	.	.	PUNCT
fsr-3853	830	1	student	student	NOUN
fsr-3853	830	2	consumer	consumer	NOUN
fsr-3853	830	3	knowledge	knowledge	NOUN
fsr-3853	830	4	:	:	PUNCT
fsr-3853	830	5	results	result	NOUN
fsr-3853	830	6	of	of	ADP
fsr-3853	830	7	a	a	DET
fsr-3853	830	8	national	national	ADJ
fsr-3853	830	9	test	test	NOUN
fsr-3853	830	10	.	.	PUNCT
fsr-3853	831	1	washington	washington	PROPN
fsr-3853	831	2	,	,	PUNCT
fsr-3853	831	3	d.c	d.c	PROPN
fsr-3853	831	4	.	.	PROPN
fsr-3853	831	5	danes	danes	PROPN
fsr-3853	831	6	,	,	PUNCT
fsr-3853	831	7	s.	s.	PROPN
fsr-3853	831	8	m.	m.	PROPN
fsr-3853	831	9	,	,	PUNCT
fsr-3853	831	10	&	&	CCONJ
fsr-3853	831	11	hira	hira	PROPN
fsr-3853	831	12	,	,	PUNCT
fsr-3853	831	13	t.	t.	PROPN
fsr-3853	831	14	k.	k.	PROPN
fsr-3853	831	15	(	(	PUNCT
fsr-3853	831	16	1987	1987	NUM
fsr-3853	831	17	,	,	PUNCT
fsr-3853	831	18	winter	winter	NOUN
fsr-3853	831	19	)	)	PUNCT
fsr-3853	831	20	.	.	PUNCT
fsr-3853	832	1	money	money	NOUN
fsr-3853	832	2	management	management	NOUN
fsr-3853	832	3	knowledge	knowledge	NOUN
fsr-3853	832	4	of	of	ADP
fsr-3853	832	5	college	college	NOUN
fsr-3853	832	6	students	student	NOUN
fsr-3853	832	7	.	.	PUNCT
fsr-3853	833	1	the	the	DET
fsr-3853	833	2	journal	journal	NOUN
fsr-3853	833	3	of	of	ADP
fsr-3853	833	4	student	student	NOUN
fsr-3853	833	5	financial	financial	ADJ
fsr-3853	833	6	aid	aid	NOUN
fsr-3853	833	7	,	,	PUNCT
fsr-3853	833	8	17(1	17(1	NUM
fsr-3853	833	9	)	)	PUNCT
fsr-3853	833	10	,	,	PUNCT
fsr-3853	833	11	4	4	NUM
fsr-3853	833	12	-	-	SYM
fsr-3853	833	13	16	16	NUM
fsr-3853	833	14	.	.	PUNCT
fsr-3853	834	1	employee	employee	NOUN
fsr-3853	834	2	benefit	benefit	PROPN
fsr-3853	834	3	research	research	PROPN
fsr-3853	834	4	institute	institute	PROPN
fsr-3853	834	5	(	(	PUNCT
fsr-3853	834	6	ebri	ebri	NOUN
fsr-3853	834	7	)	)	PUNCT
fsr-3853	834	8	.	.	PUNCT
fsr-3853	835	1	(	(	PUNCT
fsr-3853	835	2	1995	1995	NUM
fsr-3853	835	3	)	)	PUNCT
fsr-3853	835	4	.	.	PUNCT
fsr-3853	836	1	are	be	AUX
fsr-3853	836	2	workers	worker	NOUN
fsr-3853	836	3	kidding	kid	VERB
fsr-3853	836	4	themselves	themselves	PRON
fsr-3853	836	5	?	?	PUNCT
fsr-3853	837	1	results	result	NOUN
fsr-3853	837	2	of	of	ADP
fsr-3853	837	3	the	the	DET
fsr-3853	837	4	1995	1995	NUM
fsr-3853	837	5	retirement	retirement	NOUN
fsr-3853	837	6	confidence	confidence	NOUN
fsr-3853	837	7	survey	survey	NOUN
fsr-3853	837	8	.	.	PUNCT
fsr-3853	838	1	december	december	PROPN
fsr-3853	838	2	,	,	PUNCT
fsr-3853	838	3	washington	washington	PROPN
fsr-3853	838	4	,	,	PUNCT
fsr-3853	838	5	dc	dc	PROPN
fsr-3853	838	6	.	.	PUNCT
fsr-3853	838	7	genasci	genasci	PROPN
fsr-3853	838	8	,	,	PUNCT
fsr-3853	838	9	l.	l.	PROPN
fsr-3853	838	10	(	(	PUNCT
fsr-3853	838	11	1995	1995	NUM
fsr-3853	838	12	,	,	PUNCT
fsr-3853	838	13	september	september	PROPN
fsr-3853	838	14	18	18	NUM
fsr-3853	838	15	)	)	PUNCT
fsr-3853	838	16	.	.	PUNCT
fsr-3853	839	1	women	woman	NOUN
fsr-3853	839	2	and	and	CCONJ
fsr-3853	839	3	retirement	retirement	NOUN
fsr-3853	839	4	:	:	PUNCT
fsr-3853	839	5	an	an	DET
fsr-3853	839	6	unpleasant	unpleasant	ADJ
fsr-3853	839	7	surprise	surprise	NOUN
fsr-3853	839	8	:	:	PUNCT
fsr-3853	839	9	you	you	PRON
fsr-3853	839	10	're	be	AUX
fsr-3853	839	11	retired	retire	VERB
fsr-3853	839	12	and	and	CCONJ
fsr-3853	839	13	broke	break	VERB
fsr-3853	839	14	.	.	PUNCT
fsr-3853	840	1	the	the	DET
fsr-3853	840	2	vindicator	vindicator	NOUN
fsr-3853	840	3	,	,	PUNCT
fsr-3853	840	4	p.	p.	PROPN
fsr-3853	840	5	b5	b5	PROPN
fsr-3853	840	6	.	.	PUNCT
fsr-3853	841	1	gitman	gitman	PROPN
fsr-3853	841	2	,	,	PUNCT
fsr-3853	841	3	l.	l.	PROPN
fsr-3853	841	4	j.	j.	PROPN
fsr-3853	841	5	,	,	PUNCT
fsr-3853	841	6	&	&	CCONJ
fsr-3853	841	7	bacon	bacon	NOUN
fsr-3853	841	8	,	,	PUNCT
fsr-3853	841	9	p.	p.	NOUN
fsr-3853	841	10	w.	w.	PROPN
fsr-3853	841	11	(	(	PUNCT
fsr-3853	841	12	1985	1985	NUM
fsr-3853	841	13	)	)	PUNCT
fsr-3853	841	14	.	.	PUNCT
fsr-3853	842	1	comprehensive	comprehensive	ADJ
fsr-3853	842	2	personal	personal	ADJ
fsr-3853	842	3	financial	financial	ADJ
fsr-3853	842	4	planning	planning	NOUN
fsr-3853	842	5	:	:	PUNCT
fsr-3853	842	6	an	an	DET
fsr-3853	842	7	emerging	emerge	VERB
fsr-3853	842	8	opportunity	opportunity	NOUN
fsr-3853	842	9	.	.	PUNCT
fsr-3853	843	1	journal	journal	NOUN
fsr-3853	843	2	of	of	ADP
fsr-3853	843	3	financial	financial	ADJ
fsr-3853	843	4	education	education	NOUN
fsr-3853	843	5	,	,	PUNCT
fsr-3853	843	6	fall	fall	NOUN
fsr-3853	843	7	,	,	PUNCT
fsr-3853	843	8	36	36	NUM
fsr-3853	843	9	-	-	SYM
fsr-3853	843	10	46	46	NUM
fsr-3853	843	11	.	.	NOUN
fsr-3853	844	1	128	128	NUM
fsr-3853	844	2	financial	financial	ADJ
fsr-3853	844	3	services	service	NOUN
fsr-3853	844	4	review	review	VERB
fsr-3853	844	5	7(2	7(2	NUM
fsr-3853	844	6	)	)	PUNCT
fsr-3853	844	7	1998	1998	NUM
fsr-3853	844	8	goldsmith	goldsmith	NOUN
fsr-3853	844	9	,	,	PUNCT
fsr-3853	844	10	e.	e.	PROPN
fsr-3853	844	11	,	,	PUNCT
fsr-3853	844	12	&	&	CCONJ
fsr-3853	844	13	goldsmith	goldsmith	PROPN
fsr-3853	844	14	,	,	PUNCT
fsr-3853	844	15	r.	r.	PROPN
fsr-3853	844	16	e.	e.	PROPN
fsr-3853	844	17	(	(	PUNCT
fsr-3853	844	18	1997	1997	NUM
fsr-3853	844	19	)	)	PUNCT
fsr-3853	844	20	.	.	PUNCT
fsr-3853	845	1	gender	gender	NOUN
fsr-3853	845	2	differences	difference	NOUN
fsr-3853	845	3	in	in	ADP
fsr-3853	845	4	perceived	perceive	VERB
fsr-3853	845	5	and	and	CCONJ
fsr-3853	845	6	real	real	ADJ
fsr-3853	845	7	knowledge	knowledge	NOUN
fsr-3853	845	8	of	of	ADP
fsr-3853	845	9	financial	financial	ADJ
fsr-3853	845	10	investments	investment	NOUN
fsr-3853	845	11	.	.	PUNCT
fsr-3853	846	1	psychological	psychological	ADJ
fsr-3853	846	2	report	report	NOUN
fsr-3853	846	3	,	,	PUNCT
fsr-3853	846	4	80	80	NUM
fsr-3853	846	5	,	,	PUNCT
fsr-3853	846	6	236	236	NUM
fsr-3853	846	7	-	-	SYM
fsr-3853	846	8	238	238	NUM
fsr-3853	846	9	.	.	PUNCT
fsr-3853	847	1	harris	harris	PROPN
fsr-3853	847	2	/	/	SYM
fsr-3853	847	3	scholastic	scholastic	ADJ
fsr-3853	847	4	research	research	NOUN
fsr-3853	847	5	(	(	PUNCT
fsr-3853	847	6	hsr	hsr	NOUN
fsr-3853	847	7	)	)	PUNCT
fsr-3853	847	8	.	.	PUNCT
fsr-3853	848	1	(	(	PUNCT
fsr-3853	848	2	1993	1993	NUM
fsr-3853	848	3	)	)	PUNCT
fsr-3853	848	4	.	.	PUNCT
fsr-3853	849	1	liberty	liberty	PROPN
fsr-3853	849	2	financial	financial	PROPN
fsr-3853	849	3	young	young	ADJ
fsr-3853	849	4	investor	investor	NOUN
fsr-3853	849	5	survey	survey	NOUN
fsr-3853	849	6	.	.	PUNCT
fsr-3853	850	1	new	new	PROPN
fsr-3853	850	2	york	york	PROPN
fsr-3853	850	3	,	,	PUNCT
fsr-3853	850	4	ny	ny	PROPN
fsr-3853	850	5	.	.	PROPN
fsr-3853	850	6	hira	hira	PROPN
fsr-3853	850	7	,	,	PUNCT
fsr-3853	850	8	t.	t.	PROPN
fsr-3853	850	9	(	(	PUNCT
fsr-3853	850	10	1993	1993	NUM
fsr-3853	850	11	)	)	PUNCT
fsr-3853	850	12	.	.	PUNCT
fsr-3853	851	1	financial	financial	ADJ
fsr-3853	851	2	management	management	NOUN
fsr-3853	851	3	knowledge	knowledge	NOUN
fsr-3853	851	4	and	and	CCONJ
fsr-3853	851	5	practices	practice	NOUN
fsr-3853	851	6	:	:	PUNCT
fsr-3853	851	7	implications	implication	NOUN
fsr-3853	851	8	for	for	ADP
fsr-3853	851	9	financial	financial	ADJ
fsr-3853	851	10	health	health	NOUN
fsr-3853	851	11	.	.	PUNCT
fsr-3853	852	1	paper	paper	NOUN
fsr-3853	852	2	presented	present	VERB
fsr-3853	852	3	at	at	ADP
fsr-3853	852	4	the	the	DET
fsr-3853	852	5	personal	personal	ADJ
fsr-3853	852	6	economic	economic	ADJ
fsr-3853	852	7	summit	summit	NOUN
fsr-3853	852	8	'	'	PROPN
fsr-3853	852	9	93	93	NUM
fsr-3853	852	10	,	,	PUNCT
fsr-3853	852	11	washington	washington	PROPN
fsr-3853	852	12	,	,	PUNCT
fsr-3853	852	13	d.c	d.c	PROPN
fsr-3853	852	14	.	.	PROPN
fsr-3853	852	15	institute	institute	PROPN
fsr-3853	852	16	of	of	ADP
fsr-3853	852	17	certified	certify	VERB
fsr-3853	852	18	financial	financial	ADJ
fsr-3853	852	19	planners	planner	NOUN
fsr-3853	852	20	(	(	PUNCT
fsr-3853	852	21	icfp	icfp	ADJ
fsr-3853	852	22	)	)	PUNCT
fsr-3853	852	23	.	.	PUNCT
fsr-3853	853	1	(	(	PUNCT
fsr-3853	853	2	1993	1993	NUM
fsr-3853	853	3	)	)	PUNCT
fsr-3853	853	4	.	.	PUNCT
fsr-3853	854	1	planners	planner	NOUN
fsr-3853	854	2	say	say	VERB
fsr-3853	854	3	financial	financial	ADJ
fsr-3853	854	4	illiteracy	illiteracy	NOUN
fsr-3853	854	5	plagues	plague	NOUN
fsr-3853	854	6	americans	americans	PROPN
fsr-3853	854	7	:	:	PUNCT
fsr-3853	854	8	inability	inability	NOUN
fsr-3853	854	9	to	to	PART
fsr-3853	854	10	plan	plan	VERB
fsr-3853	854	11	and	and	CCONJ
fsr-3853	854	12	poor	poor	ADJ
fsr-3853	854	13	understanding	understanding	NOUN
fsr-3853	854	14	of	of	ADP
fsr-3853	854	15	investments	investment	NOUN
fsr-3853	854	16	cited	cite	VERB
fsr-3853	854	17	.	.	PUNCT
fsr-3853	855	1	denver	denver	PROPN
fsr-3853	855	2	,	,	PUNCT
fsr-3853	855	3	co.	co.	PROPN
fsr-3853	856	1	kpmg	kpmg	PROPN
fsr-3853	856	2	peat	peat	PROPN
fsr-3853	856	3	marwick	marwick	PROPN
fsr-3853	856	4	llp	llp	PROPN
fsr-3853	856	5	(	(	PUNCT
fsr-3853	856	6	kpmg	kpmg	PROPN
fsr-3853	856	7	)	)	PUNCT
fsr-3853	856	8	.	.	PUNCT
fsr-3853	857	1	(	(	PUNCT
fsr-3853	857	2	1995	1995	NUM
fsr-3853	857	3	)	)	PUNCT
fsr-3853	857	4	.	.	PUNCT
fsr-3853	858	1	retirement	retirement	NOUN
fsr-3853	858	2	benefits	benefit	NOUN
fsr-3853	858	3	in	in	ADP
fsr-3853	858	4	the	the	DET
fsr-3853	858	5	1990s	1990s	NUM
fsr-3853	858	6	:	:	PUNCT
fsr-3853	858	7	1995	1995	NUM
fsr-3853	858	8	survey	survey	NOUN
fsr-3853	858	9	data	data	PROPN
fsr-3853	858	10	.	.	PUNCT
fsr-3853	859	1	june	june	PROPN
fsr-3853	859	2	.	.	PUNCT
fsr-3853	860	1	new	new	PROPN
fsr-3853	860	2	york	york	PROPN
fsr-3853	860	3	,	,	PUNCT
fsr-3853	860	4	ny	ny	PROPN
fsr-3853	860	5	.	.	PROPN
fsr-3853	860	6	langrehr	langrehr	PROPN
fsr-3853	860	7	,	,	PUNCT
fsr-3853	860	8	f.	f.	PROPN
fsr-3853	860	9	w.	w.	PROPN
fsr-3853	860	10	(	(	PUNCT
fsr-3853	860	11	1979	1979	NUM
fsr-3853	860	12	)	)	PUNCT
fsr-3853	860	13	.	.	PUNCT
fsr-3853	861	1	consumer	consumer	NOUN
fsr-3853	861	2	education	education	NOUN
fsr-3853	861	3	:	:	PUNCT
fsr-3853	861	4	does	do	AUX
fsr-3853	861	5	it	it	PRON
fsr-3853	861	6	change	change	VERB
fsr-3853	861	7	students	student	NOUN
fsr-3853	861	8	'	'	PART
fsr-3853	861	9	competencies	competency	NOUN
fsr-3853	861	10	and	and	CCONJ
fsr-3853	861	11	attitudes	attitude	NOUN
fsr-3853	861	12	?	?	PUNCT
fsr-3853	862	1	the	the	DET
fsr-3853	862	2	journal	journal	NOUN
fsr-3853	862	3	of	of	ADP
fsr-3853	862	4	consumer	consumer	NOUN
fsr-3853	862	5	affairs	affair	NOUN
fsr-3853	862	6	,	,	PUNCT
fsr-3853	862	7	13	13	NUM
fsr-3853	862	8	,	,	PUNCT
fsr-3853	862	9	41	41	NUM
fsr-3853	862	10	-	-	SYM
fsr-3853	862	11	53	53	NUM
fsr-3853	862	12	.	.	PUNCT
fsr-3853	863	1	lewin	lewin	PROPN
fsr-3853	863	2	,	,	PUNCT
fsr-3853	863	3	t.	t.	PROPN
fsr-3853	863	4	(	(	PUNCT
fsr-3853	863	5	1995	1995	NUM
fsr-3853	863	6	,	,	PUNCT
fsr-3853	863	7	april	april	PROPN
fsr-3853	863	8	,	,	PUNCT
fsr-3853	863	9	20	20	NUM
fsr-3853	863	10	)	)	PUNCT
fsr-3853	863	11	.	.	PUNCT
fsr-3853	864	1	income	income	NOUN
fsr-3853	864	2	gaps	gap	NOUN
fsr-3853	864	3	for	for	ADP
fsr-3853	864	4	sexes	sex	NOUN
fsr-3853	864	5	is	be	AUX
fsr-3853	864	6	seen	see	VERB
fsr-3853	864	7	wider	wider	ADV
fsr-3853	864	8	in	in	ADP
fsr-3853	864	9	retirement	retirement	NOUN
fsr-3853	864	10	.	.	PUNCT
fsr-3853	865	1	the	the	DET
fsr-3853	865	2	new	new	PROPN
fsr-3853	865	3	york	york	PROPN
fsr-3853	865	4	times	times	PROPN
fsr-3853	865	5	,	,	PUNCT
fsr-3853	865	6	p.	p.	PROPN
fsr-3853	865	7	a19	a19	PROPN
fsr-3853	865	8	.	.	PUNCT
fsr-3853	866	1	mandell	mandell	PROPN
fsr-3853	866	2	,	,	PUNCT
fsr-3853	866	3	l.	l.	PROPN
fsr-3853	866	4	(	(	PUNCT
fsr-3853	866	5	1997	1997	NUM
fsr-3853	866	6	)	)	PUNCT
fsr-3853	866	7	.	.	PUNCT
fsr-3853	867	1	personal	personal	ADJ
fsr-3853	867	2	financial	financial	ADJ
fsr-3853	867	3	survey	survey	NOUN
fsr-3853	867	4	of	of	ADP
fsr-3853	867	5	high	high	ADJ
fsr-3853	867	6	school	school	NOUN
fsr-3853	867	7	seniors	senior	NOUN
fsr-3853	867	8	.	.	PUNCT
fsr-3853	868	1	jump	jump	VERB
fsr-3853	868	2	start	start	VERB
fsr-3853	868	3	coalition	coalition	NOUN
fsr-3853	868	4	for	for	ADP
fsr-3853	868	5	per	per	ADP
fsr-3853	868	6	sonal	sonal	ADJ
fsr-3853	868	7	financial	financial	ADJ
fsr-3853	868	8	literacy	literacy	NOUN
fsr-3853	868	9	,	,	PUNCT
fsr-3853	868	10	march	march	PROPN
fsr-3853	868	11	/	/	SYM
fsr-3853	868	12	april	april	PROPN
fsr-3853	868	13	.	.	PUNCT
fsr-3853	869	1	washington	washington	PROPN
fsr-3853	869	2	,	,	PUNCT
fsr-3853	869	3	d.c	d.c	PROPN
fsr-3853	869	4	.	.	PROPN
fsr-3853	869	5	martinez	martinez	PROPN
fsr-3853	869	6	,	,	PUNCT
fsr-3853	869	7	m.	m.	NOUN
fsr-3853	869	8	n.	n.	PROPN
fsr-3853	869	9	(	(	PUNCT
fsr-3853	869	10	1994	1994	NUM
fsr-3853	869	11	)	)	PUNCT
fsr-3853	869	12	.	.	PUNCT
fsr-3853	870	1	why	why	SCONJ
fsr-3853	870	2	women	woman	NOUN
fsr-3853	870	3	should	should	AUX
fsr-3853	870	4	save	save	VERB
fsr-3853	870	5	and	and	CCONJ
fsr-3853	870	6	plan	plan	VERB
fsr-3853	870	7	more	more	ADJ
fsr-3853	870	8	.	.	PUNCT
fsr-3853	871	1	hrmagazine	hrmagazine	NOUN
fsr-3853	871	2	,	,	PUNCT
fsr-3853	871	3	november	november	PROPN
fsr-3853	871	4	,	,	PUNCT
fsr-3853	871	5	104	104	NUM
fsr-3853	871	6	105	105	NUM
fsr-3853	871	7	.	.	PUNCT
fsr-3853	872	1	national	national	ADJ
fsr-3853	872	2	assessment	assessment	NOUN
fsr-3853	872	3	of	of	ADP
fsr-3853	872	4	educational	educational	ADJ
fsr-3853	872	5	progress	progress	NOUN
fsr-3853	872	6	(	(	PUNCT
fsr-3853	872	7	naep	naep	ADJ
fsr-3853	872	8	)	)	PUNCT
fsr-3853	872	9	.	.	PUNCT
fsr-3853	873	1	(	(	PUNCT
fsr-3853	873	2	1979	1979	NUM
fsr-3853	873	3	)	)	PUNCT
fsr-3853	873	4	.	.	PUNCT
fsr-3853	874	1	teenage	teenage	ADJ
fsr-3853	874	2	consumers	consumer	NOUN
fsr-3853	874	3	:	:	PUNCT
fsr-3853	874	4	a	a	DET
fsr-3853	874	5	profile	profile	NOUN
fsr-3853	874	6	.	.	PUNCT
fsr-3853	875	1	den	den	PROPN
fsr-3853	875	2	ver	ver	PROPN
fsr-3853	875	3	,	,	PUNCT
fsr-3853	875	4	co.	co.	PROPN
fsr-3853	875	5	national	national	PROPN
fsr-3853	875	6	endowment	endowment	PROPN
fsr-3853	875	7	for	for	ADP
fsr-3853	875	8	financial	financial	ADJ
fsr-3853	875	9	education	education	NOUN
fsr-3853	875	10	(	(	PUNCT
fsr-3853	875	11	nefe	nefe	ADJ
fsr-3853	875	12	)	)	PUNCT
fsr-3853	875	13	.	.	PUNCT
fsr-3853	876	1	(	(	PUNCT
fsr-3853	876	2	1993	1993	NUM
fsr-3853	876	3	-	-	SYM
fsr-3853	876	4	1996	1996	NUM
fsr-3853	876	5	)	)	PUNCT
fsr-3853	876	6	.	.	PUNCT
fsr-3853	877	1	cfp	cfp	PROPN
fsr-3853	877	2	survey	survey	NOUN
fsr-3853	877	3	of	of	ADP
fsr-3853	877	4	trends	trend	NOUN
fsr-3853	877	5	in	in	ADP
fsr-3853	877	6	finan	finan	PROPN
fsr-3853	877	7	cial	cial	ADJ
fsr-3853	877	8	planning	planning	NOUN
fsr-3853	877	9	.	.	PUNCT
fsr-3853	878	1	denver	denver	PROPN
fsr-3853	878	2	,	,	PUNCT
fsr-3853	878	3	co.	co.	PROPN
fsr-3853	878	4	o'neill	o'neill	PROPN
fsr-3853	878	5	,	,	PUNCT
fsr-3853	878	6	b.	b.	PROPN
fsr-3853	878	7	(	(	PUNCT
fsr-3853	878	8	1993	1993	NUM
fsr-3853	878	9	)	)	PUNCT
fsr-3853	878	10	.	.	PUNCT
fsr-3853	879	1	assessing	assess	VERB
fsr-3853	879	2	america	america	PROPN
fsr-3853	879	3	's	's	PART
fsr-3853	879	4	financial	financial	ADJ
fsr-3853	879	5	iq	iq	NOUN
fsr-3853	879	6	:	:	PUNCT
fsr-3853	879	7	reality	reality	NOUN
fsr-3853	879	8	,	,	PUNCT
fsr-3853	879	9	consequences	consequence	NOUN
fsr-3853	879	10	,	,	PUNCT
fsr-3853	879	11	and	and	CCONJ
fsr-3853	879	12	potential	potential	ADJ
fsr-3853	879	13	for	for	ADP
fsr-3853	879	14	change	change	NOUN
fsr-3853	879	15	.	.	PUNCT
fsr-3853	880	1	paper	paper	NOUN
fsr-3853	880	2	presented	present	VERB
fsr-3853	880	3	at	at	ADP
fsr-3853	880	4	the	the	DET
fsr-3853	880	5	personal	personal	ADJ
fsr-3853	880	6	economic	economic	ADJ
fsr-3853	880	7	summit	summit	NOUN
fsr-3853	880	8	'	'	PROPN
fsr-3853	880	9	93	93	NUM
fsr-3853	880	10	,	,	PUNCT
fsr-3853	880	11	washington	washington	PROPN
fsr-3853	880	12	,	,	PUNCT
fsr-3853	880	13	d.c	d.c	PROPN
fsr-3853	880	14	.	.	PROPN
fsr-3853	881	1	oppenheimer	oppenheimer	PROPN
fsr-3853	881	2	funds	funds	PROPN
fsr-3853	881	3	/	/	SYM
fsr-3853	881	4	girls	girls	PROPN
fsr-3853	881	5	inc	inc	PROPN
fsr-3853	881	6	.	.	PROPN
fsr-3853	881	7	(	(	PUNCT
fsr-3853	881	8	1997	1997	NUM
fsr-3853	881	9	,	,	PUNCT
fsr-3853	881	10	march	march	PROPN
fsr-3853	881	11	)	)	PUNCT
fsr-3853	881	12	.	.	PUNCT
fsr-3853	882	1	girls	girl	NOUN
fsr-3853	882	2	,	,	PUNCT
fsr-3853	882	3	money	money	NOUN
fsr-3853	882	4	and	and	CCONJ
fsr-3853	882	5	independence	independence	NOUN
fsr-3853	882	6	.	.	PUNCT
fsr-3853	883	1	new	new	PROPN
fsr-3853	883	2	york	york	PROPN
fsr-3853	883	3	,	,	PUNCT
fsr-3853	883	4	ny	ny	PROPN
fsr-3853	883	5	.	.	PROPN
fsr-3853	883	6	princeton	princeton	PROPN
fsr-3853	883	7	survey	survey	PROPN
fsr-3853	883	8	research	research	NOUN
fsr-3853	883	9	associates	associate	NOUN
fsr-3853	883	10	(	(	PUNCT
fsr-3853	883	11	psra	psra	ADJ
fsr-3853	883	12	)	)	PUNCT
fsr-3853	883	13	.	.	PUNCT
fsr-3853	884	1	(	(	PUNCT
fsr-3853	884	2	1996	1996	NUM
fsr-3853	884	3	)	)	PUNCT
fsr-3853	884	4	.	.	PUNCT
fsr-3853	885	1	investor	investor	NOUN
fsr-3853	885	2	knowledge	knowledge	NOUN
fsr-3853	885	3	survey	survey	NOUN
fsr-3853	885	4	.	.	PUNCT
fsr-3853	886	1	investor	investor	NOUN
fsr-3853	886	2	protec	protec	PROPN
fsr-3853	886	3	tion	tion	PROPN
fsr-3853	886	4	trust	trust	PROPN
fsr-3853	886	5	,	,	PUNCT
fsr-3853	886	6	may	may	PROPN
fsr-3853	886	7	.	.	PUNCT
fsr-3853	887	1	arlington	arlington	PROPN
fsr-3853	887	2	,	,	PUNCT
fsr-3853	887	3	va	va	PROPN
fsr-3853	887	4	.	.	PROPN
fsr-3853	887	5	princeton	princeton	PROPN
fsr-3853	887	6	survey	survey	PROPN
fsr-3853	887	7	research	research	NOUN
fsr-3853	887	8	associates	associate	NOUN
fsr-3853	887	9	(	(	PUNCT
fsr-3853	887	10	psra	psra	ADJ
fsr-3853	887	11	)	)	PUNCT
fsr-3853	887	12	.	.	PUNCT
fsr-3853	888	1	(	(	PUNCT
fsr-3853	888	2	1997	1997	NUM
fsr-3853	888	3	,	,	PUNCT
fsr-3853	888	4	january	january	PROPN
fsr-3853	888	5	/	/	SYM
fsr-3853	888	6	february	february	PROPN
fsr-3853	888	7	)	)	PUNCT
fsr-3853	888	8	.	.	PUNCT
fsr-3853	889	1	planning	plan	VERB
fsr-3853	889	2	for	for	ADP
fsr-3853	889	3	the	the	DET
fsr-3853	889	4	future	future	NOUN
fsr-3853	889	5	:	:	PUNCT
fsr-3853	889	6	are	be	AUX
fsr-3853	889	7	americans	americans	PROPN
fsr-3853	889	8	prepared	prepare	VERB
fsr-3853	889	9	to	to	PART
fsr-3853	889	10	meet	meet	VERB
fsr-3853	889	11	their	their	PRON
fsr-3853	889	12	financial	financial	ADJ
fsr-3853	889	13	goals	goal	NOUN
fsr-3853	889	14	?	?	PUNCT
fsr-3853	890	1	nations	nation	NOUN
fsr-3853	890	2	bank	bank	PROPN
fsr-3853	890	3	~	~	SYM
fsr-3853	890	4	consumer	consumer	NOUN
fsr-3853	890	5	federation	federation	PROPN
fsr-3853	890	6	of	of	ADP
fsr-3853	890	7	america	america	PROPN
fsr-3853	890	8	.	.	PUNCT
fsr-3853	891	1	princeton	princeton	PROPN
fsr-3853	891	2	,	,	PUNCT
fsr-3853	891	3	nj	nj	PROPN
fsr-3853	891	4	.	.	PROPN
fsr-3853	891	5	vanguard	vanguard	PROPN
fsr-3853	891	6	group	group	PROPN
fsr-3853	891	7	/	/	SYM
fsr-3853	891	8	money	money	NOUN
fsr-3853	891	9	magazine	magazine	NOUN
fsr-3853	891	10	.	.	PUNCT
fsr-3853	892	1	(	(	PUNCT
fsr-3853	892	2	1997	1997	NUM
fsr-3853	892	3	)	)	PUNCT
fsr-3853	892	4	.	.	PUNCT
fsr-3853	893	1	financial	financial	ADJ
fsr-3853	893	2	literacy	literacy	NOUN
fsr-3853	893	3	of	of	ADP
fsr-3853	893	4	mutual	mutual	ADJ
fsr-3853	893	5	fund	fund	NOUN
fsr-3853	893	6	investors	investor	NOUN
fsr-3853	893	7	,	,	PUNCT
fsr-3853	893	8	january	january	PROPN
fsr-3853	893	9	,	,	PUNCT
fsr-3853	893	10	new	new	PROPN
fsr-3853	893	11	york	york	PROPN
fsr-3853	893	12	,	,	PUNCT
fsr-3853	893	13	ny	ny	PROPN
fsr-3853	893	14	.	.	PROPN
fsr-3853	893	15	volpe	volpe	PROPN
fsr-3853	893	16	,	,	PUNCT
fsr-3853	893	17	r.	r.	PROPN
fsr-3853	893	18	p.	p.	PROPN
fsr-3853	893	19	,	,	PUNCT
fsr-3853	893	20	chen	chen	PROPN
fsr-3853	893	21	,	,	PUNCT
fsr-3853	893	22	h.	h.	PROPN
fsr-3853	893	23	,	,	PUNCT
fsr-3853	893	24	&	&	CCONJ
fsr-3853	893	25	pavlicko	pavlicko	PROPN
fsr-3853	893	26	j.	j.	PROPN
fsr-3853	893	27	j.	j.	PROPN
fsr-3853	893	28	(	(	PUNCT
fsr-3853	893	29	1996	1996	NUM
fsr-3853	893	30	,	,	PUNCT
fsr-3853	893	31	fall	fall	NOUN
fsr-3853	893	32	/	/	SYM
fsr-3853	893	33	winter	winter	NOUN
fsr-3853	893	34	)	)	PUNCT
fsr-3853	893	35	.	.	PUNCT
fsr-3853	894	1	personal	personal	ADJ
fsr-3853	894	2	investment	investment	NOUN
fsr-3853	894	3	literacy	literacy	NOUN
fsr-3853	894	4	among	among	ADP
fsr-3853	894	5	col	col	PROPN
fsr-3853	894	6	lege	lege	NOUN
fsr-3853	894	7	students	student	NOUN
fsr-3853	894	8	:	:	PUNCT
fsr-3853	894	9	a	a	DET
fsr-3853	894	10	survey	survey	NOUN
fsr-3853	894	11	.	.	PUNCT
fsr-3853	895	1	financial	financial	ADJ
fsr-3853	895	2	practice	practice	NOUN
fsr-3853	895	3	and	and	CCONJ
fsr-3853	895	4	education	education	NOUN
fsr-3853	895	5	,	,	PUNCT
fsr-3853	895	6	6(2	6(2	NUM
fsr-3853	895	7	)	)	PUNCT
fsr-3853	895	8	,	,	PUNCT
fsr-3853	895	9	86	86	NUM
fsr-3853	895	10	-	-	SYM
fsr-3853	895	11	94	94	NUM
fsr-3853	895	12	.	.	PUNCT