id	sid	tid	token	lemma	pos
fsr-3886	1	1	pii	pii	PROPN
fsr-3886	1	2	:	:	PUNCT
fsr-3886	1	3	s1057	s1057	NOUN
fsr-3886	1	4	-	-	PUNCT
fsr-3886	1	5	0810(99)00036	0810(99)00036	NOUN
fsr-3886	1	6	-	-	PUNCT
fsr-3886	1	7	0	0	NUM
fsr-3886	1	8	does	do	AUX
fsr-3886	1	9	retirement	retirement	NOUN
fsr-3886	1	10	planning	planning	NOUN
fsr-3886	1	11	affect	affect	VERB
fsr-3886	1	12	the	the	DET
fsr-3886	1	13	level	level	NOUN
fsr-3886	1	14	of	of	ADP
fsr-3886	1	15	retirement	retirement	NOUN
fsr-3886	1	16	satisfaction	satisfaction	NOUN
fsr-3886	1	17	?	?	PUNCT
fsr-3886	2	1	harold	harold	PROPN
fsr-3886	2	2	w.	w.	PROPN
fsr-3886	2	3	elder	elder	PROPN
fsr-3886	2	4	,	,	PUNCT
fsr-3886	2	5	patricia	patricia	PROPN
fsr-3886	2	6	m.	m.	PROPN
fsr-3886	2	7	rudolph	rudolph	PROPN
fsr-3886	2	8	*	*	PROPN
fsr-3886	2	9	dept	dept	PROPN
fsr-3886	2	10	.	.	PROPN
fsr-3886	2	11	of	of	ADP
fsr-3886	2	12	finance	finance	PROPN
fsr-3886	2	13	&	&	CCONJ
fsr-3886	2	14	economics	economic	NOUN
fsr-3886	2	15	,	,	PUNCT
fsr-3886	2	16	university	university	NOUN
fsr-3886	2	17	of	of	ADP
fsr-3886	2	18	alabama	alabama	PROPN
fsr-3886	2	19	,	,	PUNCT
fsr-3886	2	20	tuscaloosa	tuscaloosa	PROPN
fsr-3886	2	21	,	,	PUNCT
fsr-3886	2	22	al	al	PROPN
fsr-3886	2	23	35487	35487	NUM
fsr-3886	2	24	-	-	SYM
fsr-3886	2	25	0224	0224	NUM
fsr-3886	2	26	,	,	PUNCT
fsr-3886	2	27	usa	usa	PROPN
fsr-3886	2	28	abstract	abstract	NOUN
fsr-3886	2	29	this	this	DET
fsr-3886	2	30	paper	paper	NOUN
fsr-3886	2	31	analyzes	analyze	VERB
fsr-3886	2	32	the	the	DET
fsr-3886	2	33	relationship	relationship	NOUN
fsr-3886	2	34	between	between	ADP
fsr-3886	2	35	retirement	retirement	NOUN
fsr-3886	2	36	planning	planning	NOUN
fsr-3886	2	37	and	and	CCONJ
fsr-3886	2	38	retirement	retirement	NOUN
fsr-3886	2	39	satisfaction	satisfaction	NOUN
fsr-3886	2	40	.	.	PUNCT
fsr-3886	3	1	do	do	AUX
fsr-3886	3	2	individuals	individual	NOUN
fsr-3886	3	3	think	think	VERB
fsr-3886	3	4	about	about	ADP
fsr-3886	3	5	and	and	CCONJ
fsr-3886	3	6	plan	plan	VERB
fsr-3886	3	7	for	for	ADP
fsr-3886	3	8	retirement	retirement	NOUN
fsr-3886	3	9	?	?	PUNCT
fsr-3886	4	1	if	if	SCONJ
fsr-3886	4	2	they	they	PRON
fsr-3886	4	3	do	do	VERB
fsr-3886	4	4	,	,	PUNCT
fsr-3886	4	5	do	do	AUX
fsr-3886	4	6	they	they	PRON
fsr-3886	4	7	utilize	utilize	VERB
fsr-3886	4	8	financial	financial	ADJ
fsr-3886	4	9	planning	planning	NOUN
fsr-3886	4	10	services	service	NOUN
fsr-3886	4	11	?	?	PUNCT
fsr-3886	5	1	if	if	SCONJ
fsr-3886	5	2	they	they	PRON
fsr-3886	5	3	plan	plan	VERB
fsr-3886	5	4	,	,	PUNCT
fsr-3886	5	5	are	be	AUX
fsr-3886	5	6	they	they	PRON
fsr-3886	5	7	more	more	ADV
fsr-3886	5	8	satisfied	satisfied	ADJ
fsr-3886	5	9	with	with	ADP
fsr-3886	5	10	retirement	retirement	NOUN
fsr-3886	5	11	than	than	ADP
fsr-3886	5	12	those	those	PRON
fsr-3886	5	13	who	who	PRON
fsr-3886	5	14	did	do	VERB
fsr-3886	5	15	not	not	PART
fsr-3886	5	16	?	?	PUNCT
fsr-3886	6	1	data	datum	NOUN
fsr-3886	6	2	for	for	ADP
fsr-3886	6	3	1,781	1,781	NUM
fsr-3886	6	4	retired	retire	VERB
fsr-3886	6	5	individuals	individual	NOUN
fsr-3886	6	6	from	from	ADP
fsr-3886	6	7	the	the	DET
fsr-3886	6	8	first	first	ADJ
fsr-3886	6	9	wave	wave	NOUN
fsr-3886	6	10	of	of	ADP
fsr-3886	6	11	the	the	DET
fsr-3886	6	12	health	health	NOUN
fsr-3886	6	13	and	and	CCONJ
fsr-3886	6	14	retirement	retirement	NOUN
fsr-3886	6	15	study	study	NOUN
fsr-3886	6	16	(	(	PUNCT
fsr-3886	6	17	hrs	hrs	NOUN
fsr-3886	6	18	)	)	PUNCT
fsr-3886	6	19	are	be	AUX
fsr-3886	6	20	analyzed	analyze	VERB
fsr-3886	6	21	using	use	VERB
fsr-3886	6	22	an	an	DET
fsr-3886	6	23	ordered	order	VERB
fsr-3886	6	24	probit	probit	NOUN
fsr-3886	6	25	model	model	NOUN
fsr-3886	6	26	.	.	PUNCT
fsr-3886	7	1	the	the	DET
fsr-3886	7	2	results	result	NOUN
fsr-3886	7	3	indicate	indicate	VERB
fsr-3886	7	4	that	that	SCONJ
fsr-3886	7	5	thinking	thinking	NOUN
fsr-3886	7	6	about	about	ADP
fsr-3886	7	7	retirement	retirement	NOUN
fsr-3886	7	8	and	and	CCONJ
fsr-3886	7	9	attending	attend	VERB
fsr-3886	7	10	planning	planning	NOUN
fsr-3886	7	11	meetings	meeting	NOUN
fsr-3886	7	12	have	have	VERB
fsr-3886	7	13	a	a	DET
fsr-3886	7	14	significant	significant	ADJ
fsr-3886	7	15	positive	positive	ADJ
fsr-3886	7	16	impact	impact	NOUN
fsr-3886	7	17	on	on	ADP
fsr-3886	7	18	satisfaction	satisfaction	NOUN
fsr-3886	7	19	even	even	ADV
fsr-3886	7	20	when	when	SCONJ
fsr-3886	7	21	income	income	NOUN
fsr-3886	7	22	,	,	PUNCT
fsr-3886	7	23	wealth	wealth	NOUN
fsr-3886	7	24	,	,	PUNCT
fsr-3886	7	25	marital	marital	ADJ
fsr-3886	7	26	status	status	NOUN
fsr-3886	7	27	and	and	CCONJ
fsr-3886	7	28	health	health	NOUN
fsr-3886	7	29	are	be	AUX
fsr-3886	7	30	included	include	VERB
fsr-3886	7	31	as	as	ADP
fsr-3886	7	32	explanatory	explanatory	ADJ
fsr-3886	7	33	variables	variable	NOUN
fsr-3886	7	34	.	.	PUNCT
fsr-3886	8	1	©	©	PROPN
fsr-3886	8	2	1999	1999	NUM
fsr-3886	8	3	elsevier	elsevier	PROPN
fsr-3886	8	4	science	science	PROPN
fsr-3886	8	5	inc	inc	PROPN
fsr-3886	8	6	.	.	PUNCT
fsr-3886	9	1	all	all	DET
fsr-3886	9	2	rights	right	NOUN
fsr-3886	9	3	reserved	reserve	VERB
fsr-3886	9	4	.	.	PUNCT
fsr-3886	10	1	1	1	X
fsr-3886	10	2	.	.	X
fsr-3886	10	3	introduction	introduction	NOUN
fsr-3886	10	4	as	as	SCONJ
fsr-3886	10	5	the	the	DET
fsr-3886	10	6	united	united	PROPN
fsr-3886	10	7	states	states	PROPN
fsr-3886	10	8	population	population	NOUN
fsr-3886	10	9	continues	continue	VERB
fsr-3886	10	10	to	to	ADP
fsr-3886	10	11	age	age	NOUN
fsr-3886	10	12	,	,	PUNCT
fsr-3886	10	13	retirement	retirement	NOUN
fsr-3886	10	14	will	will	AUX
fsr-3886	10	15	come	come	VERB
fsr-3886	10	16	to	to	ADP
fsr-3886	10	17	the	the	DET
fsr-3886	10	18	forefront	forefront	NOUN
fsr-3886	10	19	as	as	ADP
fsr-3886	10	20	a	a	DET
fsr-3886	10	21	public	public	ADJ
fsr-3886	10	22	policy	policy	NOUN
fsr-3886	10	23	question	question	NOUN
fsr-3886	10	24	as	as	ADV
fsr-3886	10	25	well	well	ADV
fsr-3886	10	26	as	as	ADP
fsr-3886	10	27	emerging	emerge	VERB
fsr-3886	10	28	as	as	ADP
fsr-3886	10	29	one	one	NUM
fsr-3886	10	30	of	of	ADP
fsr-3886	10	31	the	the	DET
fsr-3886	10	32	primary	primary	ADJ
fsr-3886	10	33	financial	financial	ADJ
fsr-3886	10	34	planning	planning	NOUN
fsr-3886	10	35	issues	issue	NOUN
fsr-3886	10	36	.	.	PUNCT
fsr-3886	11	1	in	in	ADP
fsr-3886	11	2	this	this	DET
fsr-3886	11	3	paper	paper	NOUN
fsr-3886	11	4	,	,	PUNCT
fsr-3886	11	5	the	the	DET
fsr-3886	11	6	relationship	relationship	NOUN
fsr-3886	11	7	between	between	ADP
fsr-3886	11	8	an	an	DET
fsr-3886	11	9	individual	individual	NOUN
fsr-3886	11	10	’s	’s	PART
fsr-3886	11	11	actions	action	NOUN
fsr-3886	11	12	to	to	PART
fsr-3886	11	13	plan	plan	VERB
fsr-3886	11	14	for	for	ADP
fsr-3886	11	15	retirement	retirement	NOUN
fsr-3886	11	16	and	and	CCONJ
fsr-3886	11	17	the	the	DET
fsr-3886	11	18	level	level	NOUN
fsr-3886	11	19	of	of	ADP
fsr-3886	11	20	retirement	retirement	NOUN
fsr-3886	11	21	satisfaction	satisfaction	NOUN
fsr-3886	11	22	is	be	AUX
fsr-3886	11	23	analyzed	analyze	VERB
fsr-3886	11	24	.	.	PUNCT
fsr-3886	12	1	do	do	AUX
fsr-3886	12	2	individuals	individual	NOUN
fsr-3886	12	3	think	think	VERB
fsr-3886	12	4	about	about	ADP
fsr-3886	12	5	and	and	CCONJ
fsr-3886	12	6	plan	plan	VERB
fsr-3886	12	7	for	for	ADP
fsr-3886	12	8	retirement	retirement	NOUN
fsr-3886	12	9	?	?	PUNCT
fsr-3886	13	1	if	if	SCONJ
fsr-3886	13	2	they	they	PRON
fsr-3886	13	3	do	do	VERB
fsr-3886	13	4	,	,	PUNCT
fsr-3886	13	5	do	do	AUX
fsr-3886	13	6	they	they	PRON
fsr-3886	13	7	utilize	utilize	VERB
fsr-3886	13	8	financial	financial	ADJ
fsr-3886	13	9	planning	planning	NOUN
fsr-3886	13	10	services	service	NOUN
fsr-3886	13	11	?	?	PUNCT
fsr-3886	14	1	are	be	AUX
fsr-3886	14	2	those	those	PRON
fsr-3886	14	3	who	who	PRON
fsr-3886	14	4	plan	plan	VERB
fsr-3886	14	5	more	more	ADV
fsr-3886	14	6	satisfied	satisfied	ADJ
fsr-3886	14	7	in	in	ADP
fsr-3886	14	8	retirement	retirement	NOUN
fsr-3886	14	9	than	than	ADP
fsr-3886	14	10	those	those	PRON
fsr-3886	14	11	who	who	PRON
fsr-3886	14	12	did	do	VERB
fsr-3886	14	13	not	not	PART
fsr-3886	14	14	?	?	PUNCT
fsr-3886	15	1	our	our	PRON
fsr-3886	15	2	paper	paper	NOUN
fsr-3886	15	3	contributes	contribute	VERB
fsr-3886	15	4	to	to	ADP
fsr-3886	15	5	the	the	DET
fsr-3886	15	6	retirement	retirement	NOUN
fsr-3886	15	7	literature	literature	NOUN
fsr-3886	15	8	by	by	ADP
fsr-3886	15	9	utilizing	utilize	VERB
fsr-3886	15	10	the	the	DET
fsr-3886	15	11	economic	economic	ADJ
fsr-3886	15	12	models	model	NOUN
fsr-3886	15	13	of	of	ADP
fsr-3886	15	14	saving	saving	NOUN
fsr-3886	15	15	and	and	CCONJ
fsr-3886	15	16	consumption	consumption	NOUN
fsr-3886	15	17	to	to	PART
fsr-3886	15	18	analyze	analyze	VERB
fsr-3886	15	19	the	the	DET
fsr-3886	15	20	factors	factor	NOUN
fsr-3886	15	21	that	that	PRON
fsr-3886	15	22	affect	affect	VERB
fsr-3886	15	23	the	the	DET
fsr-3886	15	24	level	level	NOUN
fsr-3886	15	25	of	of	ADP
fsr-3886	15	26	retirement	retirement	NOUN
fsr-3886	15	27	satisfaction	satisfaction	NOUN
fsr-3886	15	28	.	.	PUNCT
fsr-3886	16	1	as	as	SCONJ
fsr-3886	16	2	will	will	AUX
fsr-3886	16	3	be	be	AUX
fsr-3886	16	4	seen	see	VERB
fsr-3886	16	5	in	in	ADP
fsr-3886	16	6	the	the	DET
fsr-3886	16	7	literature	literature	PROPN
fsr-3886	16	8	review	review	PROPN
fsr-3886	16	9	,	,	PUNCT
fsr-3886	16	10	studies	study	NOUN
fsr-3886	16	11	dealing	deal	VERB
fsr-3886	16	12	specifically	specifically	ADV
fsr-3886	16	13	with	with	ADP
fsr-3886	16	14	retirement	retirement	NOUN
fsr-3886	16	15	satisfaction	satisfaction	NOUN
fsr-3886	16	16	have	have	AUX
fsr-3886	16	17	generally	generally	ADV
fsr-3886	16	18	been	be	AUX
fsr-3886	16	19	limited	limit	VERB
fsr-3886	16	20	to	to	ADP
fsr-3886	16	21	empirical	empirical	ADJ
fsr-3886	16	22	papers	paper	NOUN
fsr-3886	16	23	by	by	ADP
fsr-3886	16	24	demographers	demographer	NOUN
fsr-3886	16	25	,	,	PUNCT
fsr-3886	16	26	gerontologists	gerontologist	NOUN
fsr-3886	16	27	and	and	CCONJ
fsr-3886	16	28	*	*	PUNCT
fsr-3886	16	29	corresponding	correspond	VERB
fsr-3886	16	30	author	author	NOUN
fsr-3886	16	31	.	.	PUNCT
fsr-3886	17	1	tel.:11	tel.:11	PROPN
fsr-3886	17	2	-	-	PUNCT
fsr-3886	17	3	205	205	NUM
fsr-3886	17	4	-	-	PUNCT
fsr-3886	17	5	348	348	NUM
fsr-3886	17	6	-	-	PUNCT
fsr-3886	17	7	8966	8966	NUM
fsr-3886	17	8	;	;	PUNCT
fsr-3886	17	9	fax:11	fax:11	NOUN
fsr-3886	17	10	-	-	PUNCT
fsr-3886	17	11	205	205	NUM
fsr-3886	17	12	-	-	PUNCT
fsr-3886	17	13	348	348	NUM
fsr-3886	17	14	-	-	PUNCT
fsr-3886	17	15	0590	0590	NUM
fsr-3886	17	16	.	.	PUNCT
fsr-3886	18	1	e	e	X
fsr-3886	18	2	-	-	NOUN
fsr-3886	18	3	mail	mail	NOUN
fsr-3886	18	4	address:prudolph@cba.ua.edu	address:prudolph@cba.ua.edu	PROPN
fsr-3886	18	5	(	(	PUNCT
fsr-3886	18	6	p.	p.	NOUN
fsr-3886	18	7	rudolph	rudolph	PROPN
fsr-3886	18	8	)	)	PUNCT
fsr-3886	18	9	financial	financial	ADJ
fsr-3886	18	10	services	service	NOUN
fsr-3886	18	11	review	review	VERB
fsr-3886	18	12	8	8	NUM
fsr-3886	18	13	(	(	PUNCT
fsr-3886	18	14	1999	1999	NUM
fsr-3886	18	15	)	)	PUNCT
fsr-3886	19	1	117–127	117–127	NUM
fsr-3886	19	2	1057	1057	NUM
fsr-3886	19	3	-	-	SYM
fsr-3886	19	4	0810/99/$	0810/99/$	NUM
fsr-3886	19	5	–	–	PUNCT
fsr-3886	19	6	see	see	VERB
fsr-3886	19	7	front	front	ADJ
fsr-3886	19	8	matter	matter	NOUN
fsr-3886	19	9	©	©	PROPN
fsr-3886	19	10	1999	1999	NUM
fsr-3886	19	11	elsevier	elsevier	PROPN
fsr-3886	19	12	science	science	PROPN
fsr-3886	19	13	inc	inc	PROPN
fsr-3886	19	14	.	.	PUNCT
fsr-3886	20	1	all	all	DET
fsr-3886	20	2	rights	right	NOUN
fsr-3886	20	3	reserved	reserve	VERB
fsr-3886	20	4	.	.	PUNCT
fsr-3886	21	1	pii	pii	NOUN
fsr-3886	21	2	:	:	PUNCT
fsr-3886	21	3	s1057	s1057	NOUN
fsr-3886	21	4	-	-	PUNCT
fsr-3886	21	5	0810(99)00036	0810(99)00036	NUM
fsr-3886	21	6	-	-	PUNCT
fsr-3886	21	7	0	0	NUM
fsr-3886	21	8	sociologists	sociologist	NOUN
fsr-3886	21	9	that	that	PRON
fsr-3886	21	10	study	study	VERB
fsr-3886	21	11	statistical	statistical	ADJ
fsr-3886	21	12	relationships	relationship	NOUN
fsr-3886	21	13	using	use	VERB
fsr-3886	21	14	specialized	specialize	VERB
fsr-3886	21	15	,	,	PUNCT
fsr-3886	21	16	non	non	ADJ
fsr-3886	21	17	-	-	ADJ
fsr-3886	21	18	representative	representative	ADJ
fsr-3886	21	19	samples	sample	NOUN
fsr-3886	21	20	.	.	PUNCT
fsr-3886	22	1	our	our	PRON
fsr-3886	22	2	paper	paper	NOUN
fsr-3886	22	3	examines	examine	VERB
fsr-3886	22	4	the	the	DET
fsr-3886	22	5	factors	factor	NOUN
fsr-3886	22	6	that	that	PRON
fsr-3886	22	7	affect	affect	VERB
fsr-3886	22	8	retirement	retirement	NOUN
fsr-3886	22	9	satisfaction	satisfaction	NOUN
fsr-3886	22	10	within	within	ADP
fsr-3886	22	11	the	the	DET
fsr-3886	22	12	context	context	NOUN
fsr-3886	22	13	of	of	ADP
fsr-3886	22	14	the	the	DET
fsr-3886	22	15	life	life	NOUN
fsr-3886	22	16	-	-	PUNCT
fsr-3886	22	17	cycle	cycle	NOUN
fsr-3886	22	18	model	model	NOUN
fsr-3886	22	19	of	of	ADP
fsr-3886	22	20	consumption	consumption	NOUN
fsr-3886	22	21	behavior	behavior	NOUN
fsr-3886	22	22	and	and	CCONJ
fsr-3886	22	23	uses	use	VERB
fsr-3886	22	24	a	a	DET
fsr-3886	22	25	representative	representative	ADJ
fsr-3886	22	26	sample	sample	NOUN
fsr-3886	22	27	of	of	ADP
fsr-3886	22	28	older	old	ADJ
fsr-3886	22	29	americans	americans	PROPN
fsr-3886	22	30	drawn	draw	VERB
fsr-3886	22	31	from	from	ADP
fsr-3886	22	32	the	the	DET
fsr-3886	22	33	first	first	ADJ
fsr-3886	22	34	wave	wave	NOUN
fsr-3886	22	35	of	of	ADP
fsr-3886	22	36	the	the	DET
fsr-3886	22	37	health	health	NOUN
fsr-3886	22	38	and	and	CCONJ
fsr-3886	22	39	retirement	retirement	NOUN
fsr-3886	22	40	study	study	NOUN
fsr-3886	22	41	.	.	PUNCT
fsr-3886	23	1	section	section	NOUN
fsr-3886	23	2	2	2	NUM
fsr-3886	23	3	examines	examine	NOUN
fsr-3886	23	4	earlier	early	ADV
fsr-3886	23	5	work	work	NOUN
fsr-3886	23	6	related	relate	VERB
fsr-3886	23	7	to	to	ADP
fsr-3886	23	8	savings	saving	NOUN
fsr-3886	23	9	,	,	PUNCT
fsr-3886	23	10	retirement	retirement	NOUN
fsr-3886	23	11	decisions	decision	NOUN
fsr-3886	23	12	and	and	CCONJ
fsr-3886	23	13	retirement	retirement	NOUN
fsr-3886	23	14	satisfaction	satisfaction	NOUN
fsr-3886	23	15	by	by	ADP
fsr-3886	23	16	researchers	researcher	NOUN
fsr-3886	23	17	in	in	ADP
fsr-3886	23	18	a	a	DET
fsr-3886	23	19	variety	variety	NOUN
fsr-3886	23	20	of	of	ADP
fsr-3886	23	21	disciplines	discipline	NOUN
fsr-3886	23	22	.	.	PUNCT
fsr-3886	24	1	the	the	DET
fsr-3886	24	2	third	third	ADJ
fsr-3886	24	3	section	section	NOUN
fsr-3886	24	4	looks	look	VERB
fsr-3886	24	5	at	at	ADP
fsr-3886	24	6	a	a	DET
fsr-3886	24	7	model	model	NOUN
fsr-3886	24	8	of	of	ADP
fsr-3886	24	9	retirement	retirement	NOUN
fsr-3886	24	10	satisfaction	satisfaction	NOUN
fsr-3886	24	11	,	,	PUNCT
fsr-3886	24	12	whereas	whereas	SCONJ
fsr-3886	24	13	the	the	DET
fsr-3886	24	14	fourth	fourth	ADJ
fsr-3886	24	15	describes	describe	VERB
fsr-3886	24	16	the	the	DET
fsr-3886	24	17	data	datum	NOUN
fsr-3886	24	18	used	use	VERB
fsr-3886	24	19	to	to	PART
fsr-3886	24	20	estimate	estimate	VERB
fsr-3886	24	21	the	the	DET
fsr-3886	24	22	model	model	NOUN
fsr-3886	24	23	.	.	PUNCT
fsr-3886	25	1	the	the	DET
fsr-3886	25	2	results	result	NOUN
fsr-3886	25	3	of	of	ADP
fsr-3886	25	4	the	the	DET
fsr-3886	25	5	statistical	statistical	ADJ
fsr-3886	25	6	analysis	analysis	NOUN
fsr-3886	25	7	are	be	AUX
fsr-3886	25	8	contained	contain	VERB
fsr-3886	25	9	in	in	ADP
fsr-3886	25	10	section	section	NOUN
fsr-3886	25	11	5	5	NUM
fsr-3886	25	12	.	.	PUNCT
fsr-3886	25	13	section	section	NOUN
fsr-3886	25	14	6	6	NUM
fsr-3886	25	15	summarizes	summarize	NOUN
fsr-3886	25	16	and	and	CCONJ
fsr-3886	25	17	concludes	conclude	VERB
fsr-3886	25	18	the	the	DET
fsr-3886	25	19	study	study	NOUN
fsr-3886	25	20	as	as	ADV
fsr-3886	25	21	well	well	ADV
fsr-3886	25	22	as	as	ADP
fsr-3886	25	23	raising	raise	VERB
fsr-3886	25	24	some	some	DET
fsr-3886	25	25	questions	question	NOUN
fsr-3886	25	26	for	for	ADP
fsr-3886	25	27	future	future	ADJ
fsr-3886	25	28	research	research	NOUN
fsr-3886	25	29	.	.	PUNCT
fsr-3886	26	1	2	2	X
fsr-3886	26	2	.	.	X
fsr-3886	26	3	literature	literature	NOUN
fsr-3886	26	4	review	review	PROPN
fsr-3886	26	5	research	research	NOUN
fsr-3886	26	6	on	on	ADP
fsr-3886	26	7	retirement	retirement	NOUN
fsr-3886	26	8	has	have	AUX
fsr-3886	26	9	been	be	AUX
fsr-3886	26	10	produced	produce	VERB
fsr-3886	26	11	from	from	ADP
fsr-3886	26	12	a	a	DET
fsr-3886	26	13	variety	variety	NOUN
fsr-3886	26	14	of	of	ADP
fsr-3886	26	15	perspectives	perspective	NOUN
fsr-3886	26	16	.	.	PUNCT
fsr-3886	27	1	each	each	DET
fsr-3886	27	2	discipline	discipline	NOUN
fsr-3886	27	3	provides	provide	VERB
fsr-3886	27	4	a	a	DET
fsr-3886	27	5	different	different	ADJ
fsr-3886	27	6	viewpoint	viewpoint	NOUN
fsr-3886	27	7	to	to	ADP
fsr-3886	27	8	the	the	DET
fsr-3886	27	9	discussion	discussion	NOUN
fsr-3886	27	10	of	of	ADP
fsr-3886	27	11	the	the	DET
fsr-3886	27	12	issues	issue	NOUN
fsr-3886	27	13	surrounding	surround	VERB
fsr-3886	27	14	retirement	retirement	NOUN
fsr-3886	27	15	,	,	PUNCT
fsr-3886	27	16	as	as	ADV
fsr-3886	27	17	well	well	ADV
fsr-3886	27	18	as	as	ADP
fsr-3886	27	19	bringing	bring	VERB
fsr-3886	27	20	to	to	PART
fsr-3886	27	21	bear	bear	VERB
fsr-3886	27	22	a	a	DET
fsr-3886	27	23	different	different	ADJ
fsr-3886	27	24	set	set	NOUN
fsr-3886	27	25	of	of	ADP
fsr-3886	27	26	tools	tool	NOUN
fsr-3886	27	27	to	to	PART
fsr-3886	27	28	analyze	analyze	VERB
fsr-3886	27	29	retirement	retirement	NOUN
fsr-3886	27	30	.	.	PUNCT
fsr-3886	28	1	economic	economic	ADJ
fsr-3886	28	2	research	research	NOUN
fsr-3886	28	3	has	have	AUX
fsr-3886	28	4	focused	focus	VERB
fsr-3886	28	5	primarily	primarily	ADV
fsr-3886	28	6	on	on	ADP
fsr-3886	28	7	public	public	ADJ
fsr-3886	28	8	policy	policy	NOUN
fsr-3886	28	9	questions	question	NOUN
fsr-3886	28	10	rather	rather	ADV
fsr-3886	28	11	than	than	ADP
fsr-3886	28	12	examining	examine	VERB
fsr-3886	28	13	these	these	DET
fsr-3886	28	14	decisions	decision	NOUN
fsr-3886	28	15	from	from	ADP
fsr-3886	28	16	a	a	DET
fsr-3886	28	17	personal	personal	ADJ
fsr-3886	28	18	planning	planning	NOUN
fsr-3886	28	19	perspective	perspective	NOUN
fsr-3886	28	20	.	.	PUNCT
fsr-3886	29	1	nevertheless	nevertheless	ADV
fsr-3886	29	2	,	,	PUNCT
fsr-3886	29	3	the	the	DET
fsr-3886	29	4	economic	economic	ADJ
fsr-3886	29	5	models	model	NOUN
fsr-3886	29	6	of	of	ADP
fsr-3886	29	7	savings	saving	NOUN
fsr-3886	29	8	and	and	CCONJ
fsr-3886	29	9	consumption	consumption	NOUN
fsr-3886	29	10	provide	provide	VERB
fsr-3886	29	11	a	a	DET
fsr-3886	29	12	theoretical	theoretical	ADJ
fsr-3886	29	13	framework	framework	NOUN
fsr-3886	29	14	in	in	ADP
fsr-3886	29	15	which	which	PRON
fsr-3886	29	16	to	to	PART
fsr-3886	29	17	analyze	analyze	VERB
fsr-3886	29	18	the	the	DET
fsr-3886	29	19	behavior	behavior	NOUN
fsr-3886	29	20	of	of	ADP
fsr-3886	29	21	individuals	individual	NOUN
fsr-3886	29	22	.	.	PUNCT
fsr-3886	30	1	psychological	psychological	ADJ
fsr-3886	30	2	and	and	CCONJ
fsr-3886	30	3	sociological	sociological	ADJ
fsr-3886	30	4	studies	study	NOUN
fsr-3886	30	5	look	look	VERB
fsr-3886	30	6	at	at	ADP
fsr-3886	30	7	the	the	DET
fsr-3886	30	8	factors	factor	NOUN
fsr-3886	30	9	that	that	PRON
fsr-3886	30	10	affect	affect	VERB
fsr-3886	30	11	retirement	retirement	NOUN
fsr-3886	30	12	satisfaction	satisfaction	NOUN
fsr-3886	30	13	but	but	CCONJ
fsr-3886	30	14	do	do	AUX
fsr-3886	30	15	not	not	PART
fsr-3886	30	16	provide	provide	VERB
fsr-3886	30	17	any	any	DET
fsr-3886	30	18	theoretical	theoretical	ADJ
fsr-3886	30	19	structure	structure	NOUN
fsr-3886	30	20	for	for	ADP
fsr-3886	30	21	these	these	DET
fsr-3886	30	22	relationships	relationship	NOUN
fsr-3886	30	23	.	.	PUNCT
fsr-3886	31	1	as	as	SCONJ
fsr-3886	31	2	will	will	AUX
fsr-3886	31	3	be	be	AUX
fsr-3886	31	4	noted	note	VERB
fsr-3886	31	5	below	below	ADV
fsr-3886	31	6	,	,	PUNCT
fsr-3886	31	7	most	most	ADJ
fsr-3886	31	8	of	of	ADP
fsr-3886	31	9	these	these	DET
fsr-3886	31	10	papers	paper	NOUN
fsr-3886	31	11	utilize	utilize	VERB
fsr-3886	31	12	specialized	specialized	ADJ
fsr-3886	31	13	samples	sample	NOUN
fsr-3886	31	14	in	in	ADP
fsr-3886	31	15	their	their	PRON
fsr-3886	31	16	empirical	empirical	ADJ
fsr-3886	31	17	tests	test	NOUN
fsr-3886	31	18	.	.	PUNCT
fsr-3886	32	1	in	in	ADP
fsr-3886	32	2	this	this	DET
fsr-3886	32	3	paper	paper	NOUN
fsr-3886	32	4	,	,	PUNCT
fsr-3886	32	5	we	we	PRON
fsr-3886	32	6	will	will	AUX
fsr-3886	32	7	use	use	VERB
fsr-3886	32	8	the	the	DET
fsr-3886	32	9	theoretical	theoretical	ADJ
fsr-3886	32	10	structure	structure	NOUN
fsr-3886	32	11	provided	provide	VERB
fsr-3886	32	12	by	by	ADP
fsr-3886	32	13	the	the	DET
fsr-3886	32	14	economists	economist	NOUN
fsr-3886	32	15	to	to	PART
fsr-3886	32	16	motivate	motivate	VERB
fsr-3886	32	17	and	and	CCONJ
fsr-3886	32	18	explain	explain	VERB
fsr-3886	32	19	the	the	DET
fsr-3886	32	20	factors	factor	NOUN
fsr-3886	32	21	that	that	PRON
fsr-3886	32	22	affect	affect	VERB
fsr-3886	32	23	retirement	retirement	NOUN
fsr-3886	32	24	satisfaction	satisfaction	NOUN
fsr-3886	32	25	.	.	PUNCT
fsr-3886	33	1	economic	economic	ADJ
fsr-3886	33	2	analysis	analysis	NOUN
fsr-3886	33	3	has	have	AUX
fsr-3886	33	4	not	not	PART
fsr-3886	33	5	directly	directly	ADV
fsr-3886	33	6	addressed	address	VERB
fsr-3886	33	7	the	the	DET
fsr-3886	33	8	factors	factor	NOUN
fsr-3886	33	9	that	that	PRON
fsr-3886	33	10	affect	affect	VERB
fsr-3886	33	11	the	the	DET
fsr-3886	33	12	level	level	NOUN
fsr-3886	33	13	of	of	ADP
fsr-3886	33	14	retirement	retirement	NOUN
fsr-3886	33	15	satisfaction	satisfaction	NOUN
fsr-3886	33	16	;	;	PUNCT
fsr-3886	33	17	rather	rather	ADV
fsr-3886	33	18	,	,	PUNCT
fsr-3886	33	19	it	it	PRON
fsr-3886	33	20	has	have	AUX
fsr-3886	33	21	considered	consider	VERB
fsr-3886	33	22	related	related	ADJ
fsr-3886	33	23	issues	issue	NOUN
fsr-3886	33	24	,	,	PUNCT
fsr-3886	33	25	including	include	VERB
fsr-3886	33	26	the	the	DET
fsr-3886	33	27	adequacy	adequacy	NOUN
fsr-3886	33	28	of	of	ADP
fsr-3886	33	29	aggregate	aggregate	ADJ
fsr-3886	33	30	savings	saving	NOUN
fsr-3886	33	31	.	.	PUNCT
fsr-3886	34	1	poterba	poterba	NOUN
fsr-3886	34	2	(	(	PUNCT
fsr-3886	34	3	1996	1996	NUM
fsr-3886	34	4	)	)	PUNCT
fsr-3886	34	5	and	and	CCONJ
fsr-3886	34	6	hurd	hurd	PROPN
fsr-3886	34	7	(	(	PUNCT
fsr-3886	34	8	1990	1990	NUM
fsr-3886	34	9	)	)	PUNCT
fsr-3886	34	10	provide	provide	VERB
fsr-3886	34	11	good	good	ADJ
fsr-3886	34	12	overviews	overview	NOUN
fsr-3886	34	13	of	of	ADP
fsr-3886	34	14	the	the	DET
fsr-3886	34	15	economics	economic	NOUN
fsr-3886	34	16	literature	literature	NOUN
fsr-3886	34	17	on	on	ADP
fsr-3886	34	18	savings	saving	NOUN
fsr-3886	34	19	decisions	decision	NOUN
fsr-3886	34	20	and	and	CCONJ
fsr-3886	34	21	retirement	retirement	NOUN
fsr-3886	34	22	.	.	PUNCT
fsr-3886	35	1	as	as	SCONJ
fsr-3886	35	2	pointed	point	VERB
fsr-3886	35	3	out	out	ADP
fsr-3886	35	4	by	by	ADP
fsr-3886	35	5	poterba	poterba	NOUN
fsr-3886	35	6	(	(	PUNCT
fsr-3886	35	7	1996	1996	NUM
fsr-3886	35	8	,	,	PUNCT
fsr-3886	35	9	p.	p.	NOUN
fsr-3886	35	10	130	130	NUM
fsr-3886	35	11	)	)	PUNCT
fsr-3886	35	12	,	,	PUNCT
fsr-3886	35	13	“	"	PUNCT
fsr-3886	35	14	the	the	DET
fsr-3886	35	15	life	life	NOUN
fsr-3886	35	16	-	-	PUNCT
fsr-3886	35	17	cycle	cycle	NOUN
fsr-3886	35	18	model	model	NOUN
fsr-3886	35	19	/	/	SYM
fsr-3886	35	20	permanent	permanent	ADJ
fsr-3886	35	21	income	income	NOUN
fsr-3886	35	22	hypothesis	hypothesis	NOUN
fsr-3886	35	23	has	have	AUX
fsr-3886	35	24	been	be	AUX
fsr-3886	35	25	the	the	DET
fsr-3886	35	26	dominant	dominant	ADJ
fsr-3886	35	27	economic	economic	ADJ
fsr-3886	35	28	model	model	NOUN
fsr-3886	35	29	for	for	ADP
fsr-3886	35	30	analyzing	analyze	VERB
fsr-3886	35	31	saving	save	VERB
fsr-3886	35	32	behavior	behavior	NOUN
fsr-3886	35	33	.	.	PUNCT
fsr-3886	35	34	”	"	PUNCT
fsr-3886	36	1	in	in	ADP
fsr-3886	36	2	these	these	DET
fsr-3886	36	3	models	model	NOUN
fsr-3886	36	4	,	,	PUNCT
fsr-3886	36	5	based	base	VERB
fsr-3886	36	6	on	on	ADP
fsr-3886	36	7	the	the	DET
fsr-3886	36	8	seminal	seminal	ADJ
fsr-3886	36	9	works	work	NOUN
fsr-3886	36	10	by	by	ADP
fsr-3886	36	11	ando	ando	PROPN
fsr-3886	36	12	and	and	CCONJ
fsr-3886	36	13	modigilani	modigilani	ADJ
fsr-3886	36	14	(	(	PUNCT
fsr-3886	36	15	1963	1963	NUM
fsr-3886	36	16	)	)	PUNCT
fsr-3886	36	17	and	and	CCONJ
fsr-3886	36	18	friedman	friedman	PROPN
fsr-3886	36	19	(	(	PUNCT
fsr-3886	36	20	1957	1957	NUM
fsr-3886	36	21	)	)	PUNCT
fsr-3886	36	22	,	,	PUNCT
fsr-3886	36	23	individuals	individual	NOUN
fsr-3886	36	24	make	make	VERB
fsr-3886	36	25	decisions	decision	NOUN
fsr-3886	36	26	over	over	ADP
fsr-3886	36	27	their	their	PRON
fsr-3886	36	28	lifetimes	lifetime	NOUN
fsr-3886	36	29	to	to	PART
fsr-3886	36	30	consume	consume	VERB
fsr-3886	36	31	and	and	CCONJ
fsr-3886	36	32	shift	shift	VERB
fsr-3886	36	33	consumption	consumption	NOUN
fsr-3886	36	34	through	through	ADP
fsr-3886	36	35	saving	save	VERB
fsr-3886	36	36	in	in	ADP
fsr-3886	36	37	a	a	DET
fsr-3886	36	38	way	way	NOUN
fsr-3886	36	39	that	that	PRON
fsr-3886	36	40	will	will	AUX
fsr-3886	36	41	maximize	maximize	VERB
fsr-3886	36	42	lifetime	lifetime	NOUN
fsr-3886	36	43	utility	utility	NOUN
fsr-3886	36	44	.	.	PUNCT
fsr-3886	37	1	recent	recent	ADJ
fsr-3886	37	2	work	work	NOUN
fsr-3886	37	3	by	by	ADP
fsr-3886	37	4	bernheim	bernheim	NOUN
fsr-3886	37	5	,	,	PUNCT
fsr-3886	37	6	skinner	skinner	PROPN
fsr-3886	37	7	and	and	CCONJ
fsr-3886	37	8	weinberg	weinberg	PROPN
fsr-3886	37	9	(	(	PUNCT
fsr-3886	37	10	1997	1997	NUM
fsr-3886	37	11	)	)	PUNCT
fsr-3886	37	12	and	and	CCONJ
fsr-3886	37	13	banks	bank	NOUN
fsr-3886	37	14	,	,	PUNCT
fsr-3886	37	15	blundell	blundell	PROPN
fsr-3886	37	16	and	and	CCONJ
fsr-3886	37	17	turner	turner	PROPN
fsr-3886	37	18	(	(	PUNCT
fsr-3886	37	19	1998	1998	NUM
fsr-3886	37	20	)	)	PUNCT
fsr-3886	37	21	has	have	AUX
fsr-3886	37	22	noted	note	VERB
fsr-3886	37	23	that	that	SCONJ
fsr-3886	37	24	there	there	PRON
fsr-3886	37	25	is	be	VERB
fsr-3886	37	26	often	often	ADV
fsr-3886	37	27	a	a	DET
fsr-3886	37	28	drop	drop	NOUN
fsr-3886	37	29	—	—	PUNCT
fsr-3886	37	30	sometimes	sometimes	ADV
fsr-3886	37	31	substantial	substantial	ADJ
fsr-3886	37	32	—	—	PUNCT
fsr-3886	37	33	in	in	ADP
fsr-3886	37	34	household	household	NOUN
fsr-3886	37	35	consumption	consumption	NOUN
fsr-3886	37	36	after	after	ADP
fsr-3886	37	37	retirement	retirement	NOUN
fsr-3886	37	38	.	.	PUNCT
fsr-3886	38	1	life	life	NOUN
fsr-3886	38	2	-	-	PUNCT
fsr-3886	38	3	cycle	cycle	NOUN
fsr-3886	38	4	models	model	NOUN
fsr-3886	38	5	imply	imply	VERB
fsr-3886	38	6	that	that	SCONJ
fsr-3886	38	7	this	this	DET
fsr-3886	38	8	observation	observation	NOUN
fsr-3886	38	9	could	could	AUX
fsr-3886	38	10	emerge	emerge	VERB
fsr-3886	38	11	from	from	ADP
fsr-3886	38	12	individual	individual	ADJ
fsr-3886	38	13	preferences	preference	NOUN
fsr-3886	38	14	:	:	PUNCT
fsr-3886	38	15	those	those	PRON
fsr-3886	38	16	who	who	PRON
fsr-3886	38	17	save	save	VERB
fsr-3886	38	18	less	less	ADJ
fsr-3886	38	19	for	for	ADP
fsr-3886	38	20	retirement	retirement	NOUN
fsr-3886	38	21	(	(	PUNCT
fsr-3886	38	22	and	and	CCONJ
fsr-3886	38	23	thus	thus	ADV
fsr-3886	38	24	are	be	AUX
fsr-3886	38	25	able	able	ADJ
fsr-3886	38	26	to	to	PART
fsr-3886	38	27	consume	consume	VERB
fsr-3886	38	28	less	less	ADV
fsr-3886	38	29	in	in	ADP
fsr-3886	38	30	that	that	DET
fsr-3886	38	31	phase	phase	NOUN
fsr-3886	38	32	)	)	PUNCT
fsr-3886	38	33	simply	simply	ADV
fsr-3886	38	34	have	have	AUX
fsr-3886	38	35	a	a	DET
fsr-3886	38	36	higher	high	ADJ
fsr-3886	38	37	rate	rate	NOUN
fsr-3886	38	38	of	of	ADP
fsr-3886	38	39	time	time	NOUN
fsr-3886	38	40	preference	preference	NOUN
fsr-3886	38	41	than	than	ADP
fsr-3886	38	42	those	those	PRON
fsr-3886	38	43	who	who	PRON
fsr-3886	38	44	choose	choose	VERB
fsr-3886	38	45	to	to	PART
fsr-3886	38	46	save	save	VERB
fsr-3886	38	47	more	more	ADJ
fsr-3886	38	48	for	for	ADP
fsr-3886	38	49	their	their	PRON
fsr-3886	38	50	retirement	retirement	NOUN
fsr-3886	38	51	.	.	PUNCT
fsr-3886	39	1	in	in	ADP
fsr-3886	39	2	other	other	ADJ
fsr-3886	39	3	words	word	NOUN
fsr-3886	39	4	,	,	PUNCT
fsr-3886	39	5	differences	difference	NOUN
fsr-3886	39	6	in	in	ADP
fsr-3886	39	7	savings	saving	NOUN
fsr-3886	39	8	and	and	CCONJ
fsr-3886	39	9	retirement	retirement	NOUN
fsr-3886	39	10	consumption	consumption	NOUN
fsr-3886	39	11	are	be	AUX
fsr-3886	39	12	attributable	attributable	ADJ
fsr-3886	39	13	to	to	ADP
fsr-3886	39	14	differences	difference	NOUN
fsr-3886	39	15	in	in	ADP
fsr-3886	39	16	tastes	taste	NOUN
fsr-3886	39	17	.	.	PUNCT
fsr-3886	40	1	an	an	DET
fsr-3886	40	2	alternative	alternative	ADJ
fsr-3886	40	3	hypothesis	hypothesis	NOUN
fsr-3886	40	4	is	be	AUX
fsr-3886	40	5	that	that	SCONJ
fsr-3886	40	6	individuals	individual	NOUN
fsr-3886	40	7	may	may	AUX
fsr-3886	40	8	misperceive	misperceive	VERB
fsr-3886	40	9	what	what	PRON
fsr-3886	40	10	their	their	PRON
fsr-3886	40	11	retirement	retirement	NOUN
fsr-3886	40	12	period	period	NOUN
fsr-3886	40	13	wealth	wealth	NOUN
fsr-3886	40	14	will	will	AUX
fsr-3886	40	15	be	be	AUX
fsr-3886	40	16	,	,	PUNCT
fsr-3886	40	17	and	and	CCONJ
fsr-3886	40	18	are	be	AUX
fsr-3886	40	19	“	"	PUNCT
fsr-3886	40	20	surprised	surprised	ADJ
fsr-3886	40	21	”	"	PUNCT
fsr-3886	40	22	by	by	ADP
fsr-3886	40	23	its	its	PRON
fsr-3886	40	24	(	(	PUNCT
fsr-3886	40	25	low	low	ADJ
fsr-3886	40	26	)	)	PUNCT
fsr-3886	40	27	value	value	NOUN
fsr-3886	40	28	when	when	SCONJ
fsr-3886	40	29	they	they	PRON
fsr-3886	40	30	do	do	AUX
fsr-3886	40	31	retire	retire	VERB
fsr-3886	40	32	.	.	PUNCT
fsr-3886	41	1	consequently	consequently	ADV
fsr-3886	41	2	,	,	PUNCT
fsr-3886	41	3	surprised	surprised	ADJ
fsr-3886	41	4	households	household	NOUN
fsr-3886	41	5	must	must	AUX
fsr-3886	41	6	align	align	VERB
fsr-3886	41	7	their	their	PRON
fsr-3886	41	8	consumption	consumption	NOUN
fsr-3886	41	9	with	with	ADP
fsr-3886	41	10	the	the	DET
fsr-3886	41	11	real	real	ADJ
fsr-3886	41	12	value	value	NOUN
fsr-3886	41	13	of	of	ADP
fsr-3886	41	14	their	their	PRON
fsr-3886	41	15	retirement	retirement	NOUN
fsr-3886	41	16	wealth	wealth	NOUN
fsr-3886	41	17	.	.	PUNCT
fsr-3886	42	1	although	although	SCONJ
fsr-3886	42	2	these	these	DET
fsr-3886	42	3	studies	study	NOUN
fsr-3886	42	4	do	do	AUX
fsr-3886	42	5	not	not	PART
fsr-3886	42	6	address	address	VERB
fsr-3886	42	7	the	the	DET
fsr-3886	42	8	individual	individual	NOUN
fsr-3886	42	9	’s	’s	PART
fsr-3886	42	10	level	level	NOUN
fsr-3886	42	11	of	of	ADP
fsr-3886	42	12	retirement	retirement	NOUN
fsr-3886	42	13	satisfaction	satisfaction	NOUN
fsr-3886	42	14	,	,	PUNCT
fsr-3886	42	15	it	it	PRON
fsr-3886	42	16	seems	seem	VERB
fsr-3886	42	17	likely	likely	ADJ
fsr-3886	42	18	that	that	SCONJ
fsr-3886	42	19	the	the	DET
fsr-3886	42	20	“	"	PUNCT
fsr-3886	42	21	surprised	surprised	ADJ
fsr-3886	42	22	”	"	PUNCT
fsr-3886	42	23	individuals	individual	NOUN
fsr-3886	42	24	with	with	ADP
fsr-3886	42	25	fewer	few	ADJ
fsr-3886	42	26	than	than	SCONJ
fsr-3886	42	27	expected	expect	VERB
fsr-3886	42	28	financial	financial	ADJ
fsr-3886	42	29	resources	resource	NOUN
fsr-3886	42	30	are	be	AUX
fsr-3886	42	31	less	less	ADV
fsr-3886	42	32	satisfied	satisfied	ADJ
fsr-3886	42	33	with	with	ADP
fsr-3886	42	34	their	their	PRON
fsr-3886	42	35	lives	life	NOUN
fsr-3886	42	36	than	than	ADP
fsr-3886	42	37	those	those	PRON
fsr-3886	42	38	whose	whose	DET
fsr-3886	42	39	expectations	expectation	NOUN
fsr-3886	42	40	about	about	ADP
fsr-3886	42	41	their	their	PRON
fsr-3886	42	42	wealth	wealth	NOUN
fsr-3886	42	43	position	position	NOUN
fsr-3886	42	44	are	be	AUX
fsr-3886	42	45	more	more	ADV
fsr-3886	42	46	consistent	consistent	ADJ
fsr-3886	42	47	with	with	ADP
fsr-3886	42	48	reality	reality	NOUN
fsr-3886	42	49	.	.	PUNCT
fsr-3886	43	1	118	118	NUM
fsr-3886	43	2	h.w	h.w	PROPN
fsr-3886	43	3	.	.	PROPN
fsr-3886	43	4	elder	elder	PROPN
fsr-3886	43	5	,	,	PUNCT
fsr-3886	43	6	p.m.	p.m.	NOUN
fsr-3886	43	7	rudolph	rudolph	PROPN
fsr-3886	43	8	/	/	SYM
fsr-3886	43	9	financial	financial	ADJ
fsr-3886	43	10	services	service	NOUN
fsr-3886	43	11	review	review	VERB
fsr-3886	43	12	8	8	NUM
fsr-3886	43	13	(	(	PUNCT
fsr-3886	43	14	1999	1999	NUM
fsr-3886	43	15	)	)	PUNCT
fsr-3886	43	16	117–127	117–127	NUM
fsr-3886	43	17	in	in	ADP
fsr-3886	43	18	one	one	NUM
fsr-3886	43	19	of	of	ADP
fsr-3886	43	20	the	the	DET
fsr-3886	43	21	few	few	ADJ
fsr-3886	43	22	financial	financial	ADJ
fsr-3886	43	23	planning	planning	NOUN
fsr-3886	43	24	papers	paper	NOUN
fsr-3886	43	25	that	that	PRON
fsr-3886	43	26	deal	deal	VERB
fsr-3886	43	27	specifically	specifically	ADV
fsr-3886	43	28	with	with	ADP
fsr-3886	43	29	retirement	retirement	NOUN
fsr-3886	43	30	satisfaction	satisfaction	NOUN
fsr-3886	43	31	,	,	PUNCT
fsr-3886	43	32	brunson	brunson	PROPN
fsr-3886	43	33	,	,	PUNCT
fsr-3886	43	34	snow	snow	PROPN
fsr-3886	43	35	and	and	CCONJ
fsr-3886	43	36	gustafson	gustafson	PROPN
fsr-3886	43	37	(	(	PUNCT
fsr-3886	43	38	1998	1998	NUM
fsr-3886	43	39	)	)	PUNCT
fsr-3886	43	40	focus	focus	NOUN
fsr-3886	43	41	on	on	ADP
fsr-3886	43	42	mid	mid	ADJ
fsr-3886	43	43	-	-	ADJ
fsr-3886	43	44	life	life	ADJ
fsr-3886	43	45	career	career	NOUN
fsr-3886	43	46	changes	change	NOUN
fsr-3886	43	47	in	in	ADP
fsr-3886	43	48	their	their	PRON
fsr-3886	43	49	model	model	NOUN
fsr-3886	43	50	of	of	ADP
fsr-3886	43	51	retirement	retirement	NOUN
fsr-3886	43	52	satisfaction	satisfaction	NOUN
fsr-3886	43	53	of	of	ADP
fsr-3886	43	54	career	career	NOUN
fsr-3886	43	55	and	and	CCONJ
fsr-3886	43	56	non	non	ADJ
fsr-3886	43	57	-	-	ADJ
fsr-3886	43	58	career	career	ADJ
fsr-3886	43	59	military	military	ADJ
fsr-3886	43	60	personnel	personnel	NOUN
fsr-3886	43	61	.	.	PUNCT
fsr-3886	44	1	for	for	ADP
fsr-3886	44	2	this	this	DET
fsr-3886	44	3	specialized	specialized	ADJ
fsr-3886	44	4	sample	sample	NOUN
fsr-3886	44	5	,	,	PUNCT
fsr-3886	44	6	they	they	PRON
fsr-3886	44	7	find	find	VERB
fsr-3886	44	8	that	that	SCONJ
fsr-3886	44	9	their	their	PRON
fsr-3886	44	10	adequacy	adequacy	NOUN
fsr-3886	44	11	of	of	ADP
fsr-3886	44	12	financial	financial	ADJ
fsr-3886	44	13	planning	planning	NOUN
fsr-3886	44	14	measure	measure	NOUN
fsr-3886	44	15	has	have	VERB
fsr-3886	44	16	a	a	DET
fsr-3886	44	17	significant	significant	ADJ
fsr-3886	44	18	positive	positive	ADJ
fsr-3886	44	19	impact	impact	NOUN
fsr-3886	44	20	on	on	ADP
fsr-3886	44	21	the	the	DET
fsr-3886	44	22	level	level	NOUN
fsr-3886	44	23	of	of	ADP
fsr-3886	44	24	satisfaction	satisfaction	NOUN
fsr-3886	44	25	in	in	ADP
fsr-3886	44	26	retirement	retirement	NOUN
fsr-3886	44	27	.	.	PUNCT
fsr-3886	45	1	psychological	psychological	ADJ
fsr-3886	45	2	and	and	CCONJ
fsr-3886	45	3	sociological	sociological	ADJ
fsr-3886	45	4	studies	study	NOUN
fsr-3886	45	5	have	have	AUX
fsr-3886	45	6	directly	directly	ADV
fsr-3886	45	7	addressed	address	VERB
fsr-3886	45	8	the	the	DET
fsr-3886	45	9	question	question	NOUN
fsr-3886	45	10	of	of	ADP
fsr-3886	45	11	retirement	retirement	NOUN
fsr-3886	45	12	satisfaction	satisfaction	NOUN
fsr-3886	45	13	,	,	PUNCT
fsr-3886	45	14	and	and	CCONJ
fsr-3886	45	15	indicate	indicate	VERB
fsr-3886	45	16	that	that	SCONJ
fsr-3886	45	17	a	a	DET
fsr-3886	45	18	broad	broad	ADJ
fsr-3886	45	19	range	range	NOUN
fsr-3886	45	20	of	of	ADP
fsr-3886	45	21	factors	factor	NOUN
fsr-3886	45	22	is	be	AUX
fsr-3886	45	23	associated	associate	VERB
fsr-3886	45	24	with	with	ADP
fsr-3886	45	25	retirement	retirement	NOUN
fsr-3886	45	26	.	.	PUNCT
fsr-3886	46	1	the	the	DET
fsr-3886	46	2	individual	individual	NOUN
fsr-3886	46	3	’s	’s	PART
fsr-3886	46	4	financial	financial	ADJ
fsr-3886	46	5	resources	resource	NOUN
fsr-3886	46	6	,	,	PUNCT
fsr-3886	46	7	retirement	retirement	NOUN
fsr-3886	46	8	preparation	preparation	NOUN
fsr-3886	46	9	and	and	CCONJ
fsr-3886	46	10	planning	planning	NOUN
fsr-3886	46	11	,	,	PUNCT
fsr-3886	46	12	perceived	perceive	VERB
fsr-3886	46	13	health	health	NOUN
fsr-3886	46	14	,	,	PUNCT
fsr-3886	46	15	participation	participation	NOUN
fsr-3886	46	16	in	in	ADP
fsr-3886	46	17	leisure	leisure	NOUN
fsr-3886	46	18	activities	activity	NOUN
fsr-3886	46	19	,	,	PUNCT
fsr-3886	46	20	occupation	occupation	NOUN
fsr-3886	46	21	before	before	ADP
fsr-3886	46	22	retirement	retirement	NOUN
fsr-3886	46	23	,	,	PUNCT
fsr-3886	46	24	relationships	relationship	NOUN
fsr-3886	46	25	with	with	ADP
fsr-3886	46	26	family	family	NOUN
fsr-3886	46	27	and	and	CCONJ
fsr-3886	46	28	friends	friend	NOUN
fsr-3886	46	29	,	,	PUNCT
fsr-3886	46	30	and	and	CCONJ
fsr-3886	46	31	the	the	DET
fsr-3886	46	32	reason	reason	NOUN
fsr-3886	46	33	for	for	ADP
fsr-3886	46	34	retirement	retirement	NOUN
fsr-3886	46	35	are	be	AUX
fsr-3886	46	36	all	all	PRON
fsr-3886	46	37	important	important	ADJ
fsr-3886	46	38	factors	factor	NOUN
fsr-3886	46	39	in	in	ADP
fsr-3886	46	40	this	this	DET
fsr-3886	46	41	research	research	NOUN
fsr-3886	46	42	.	.	PUNCT
fsr-3886	47	1	sterns	stern	NOUN
fsr-3886	47	2	and	and	CCONJ
fsr-3886	47	3	gray	gray	ADJ
fsr-3886	47	4	(	(	PUNCT
fsr-3886	47	5	1999	1999	NUM
fsr-3886	47	6	)	)	PUNCT
fsr-3886	47	7	provide	provide	VERB
fsr-3886	47	8	a	a	DET
fsr-3886	47	9	broad	broad	ADJ
fsr-3886	47	10	view	view	NOUN
fsr-3886	47	11	of	of	ADP
fsr-3886	47	12	the	the	DET
fsr-3886	47	13	gerontology	gerontology	NOUN
fsr-3886	47	14	research	research	NOUN
fsr-3886	47	15	on	on	ADP
fsr-3886	47	16	retirement	retirement	NOUN
fsr-3886	47	17	issues	issue	NOUN
fsr-3886	47	18	.	.	PUNCT
fsr-3886	48	1	focusing	focus	VERB
fsr-3886	48	2	specifically	specifically	ADV
fsr-3886	48	3	on	on	ADP
fsr-3886	48	4	the	the	DET
fsr-3886	48	5	issue	issue	NOUN
fsr-3886	48	6	of	of	ADP
fsr-3886	48	7	retirement	retirement	NOUN
fsr-3886	48	8	satisfaction	satisfaction	NOUN
fsr-3886	48	9	,	,	PUNCT
fsr-3886	48	10	brunson	brunson	NOUN
fsr-3886	48	11	(	(	PUNCT
fsr-3886	48	12	1996	1996	NUM
fsr-3886	48	13	)	)	PUNCT
fsr-3886	48	14	,	,	PUNCT
fsr-3886	48	15	cooper	cooper	NOUN
fsr-3886	48	16	(	(	PUNCT
fsr-3886	48	17	1993	1993	NUM
fsr-3886	48	18	)	)	PUNCT
fsr-3886	48	19	and	and	CCONJ
fsr-3886	48	20	cope	cope	VERB
fsr-3886	48	21	(	(	PUNCT
fsr-3886	48	22	1990	1990	NUM
fsr-3886	48	23	)	)	PUNCT
fsr-3886	48	24	provide	provide	VERB
fsr-3886	48	25	reviews	review	NOUN
fsr-3886	48	26	of	of	ADP
fsr-3886	48	27	earlier	early	ADJ
fsr-3886	48	28	work	work	NOUN
fsr-3886	48	29	.	.	PUNCT
fsr-3886	49	1	recently	recently	ADV
fsr-3886	49	2	,	,	PUNCT
fsr-3886	49	3	dorfman	dorfman	PROPN
fsr-3886	49	4	(	(	PUNCT
fsr-3886	49	5	1989	1989	NUM
fsr-3886	49	6	)	)	PUNCT
fsr-3886	49	7	,	,	PUNCT
fsr-3886	49	8	knesek	knesek	PROPN
fsr-3886	49	9	(	(	PUNCT
fsr-3886	49	10	1992	1992	NUM
fsr-3886	49	11	)	)	PUNCT
fsr-3886	49	12	,	,	PUNCT
fsr-3886	49	13	floyd	floyd	PROPN
fsr-3886	49	14	et	et	PROPN
fsr-3886	49	15	al	al	PROPN
fsr-3886	49	16	.	.	PROPN
fsr-3886	49	17	(	(	PUNCT
fsr-3886	49	18	1992	1992	NUM
fsr-3886	49	19	)	)	PUNCT
fsr-3886	49	20	,	,	PUNCT
fsr-3886	49	21	reis	reis	NOUN
fsr-3886	49	22	and	and	CCONJ
fsr-3886	49	23	gold	gold	NOUN
fsr-3886	49	24	(	(	PUNCT
fsr-3886	49	25	1993	1993	NUM
fsr-3886	49	26	)	)	PUNCT
fsr-3886	49	27	,	,	PUNCT
fsr-3886	49	28	macewen	macewen	NOUN
fsr-3886	49	29	et	et	PROPN
fsr-3886	49	30	al	al	PROPN
fsr-3886	49	31	.	.	PROPN
fsr-3886	50	1	(	(	PUNCT
fsr-3886	50	2	1995	1995	NUM
fsr-3886	50	3	)	)	PUNCT
fsr-3886	50	4	,	,	PUNCT
fsr-3886	50	5	and	and	CCONJ
fsr-3886	50	6	gall	gall	PROPN
fsr-3886	50	7	,	,	PUNCT
fsr-3886	50	8	evans	evans	PROPN
fsr-3886	50	9	and	and	CCONJ
fsr-3886	50	10	johnson	johnson	PROPN
fsr-3886	50	11	(	(	PUNCT
fsr-3886	50	12	1997	1997	NUM
fsr-3886	50	13	)	)	PUNCT
fsr-3886	50	14	all	all	PRON
fsr-3886	50	15	find	find	VERB
fsr-3886	50	16	that	that	SCONJ
fsr-3886	50	17	retirement	retirement	NOUN
fsr-3886	50	18	planning	planning	NOUN
fsr-3886	50	19	have	have	VERB
fsr-3886	50	20	a	a	DET
fsr-3886	50	21	positive	positive	ADJ
fsr-3886	50	22	impact	impact	NOUN
fsr-3886	50	23	on	on	ADP
fsr-3886	50	24	actual	actual	ADJ
fsr-3886	50	25	or	or	CCONJ
fsr-3886	50	26	anticipated	anticipate	VERB
fsr-3886	50	27	retirement	retirement	NOUN
fsr-3886	50	28	satisfaction	satisfaction	NOUN
fsr-3886	50	29	.	.	PUNCT
fsr-3886	51	1	the	the	DET
fsr-3886	51	2	consistency	consistency	NOUN
fsr-3886	51	3	of	of	ADP
fsr-3886	51	4	the	the	DET
fsr-3886	51	5	findings	finding	NOUN
fsr-3886	51	6	provides	provide	VERB
fsr-3886	51	7	strong	strong	ADJ
fsr-3886	51	8	evidence	evidence	NOUN
fsr-3886	51	9	of	of	ADP
fsr-3886	51	10	a	a	DET
fsr-3886	51	11	relationship	relationship	NOUN
fsr-3886	51	12	;	;	PUNCT
fsr-3886	51	13	however	however	ADV
fsr-3886	51	14	,	,	PUNCT
fsr-3886	51	15	the	the	DET
fsr-3886	51	16	samples	sample	NOUN
fsr-3886	51	17	used	use	VERB
fsr-3886	51	18	limit	limit	VERB
fsr-3886	51	19	the	the	DET
fsr-3886	51	20	ability	ability	NOUN
fsr-3886	51	21	to	to	PART
fsr-3886	51	22	generalize	generalize	VERB
fsr-3886	51	23	based	base	VERB
fsr-3886	51	24	on	on	ADP
fsr-3886	51	25	these	these	DET
fsr-3886	51	26	results	result	NOUN
fsr-3886	51	27	.	.	PUNCT
fsr-3886	52	1	for	for	ADP
fsr-3886	52	2	example	example	NOUN
fsr-3886	52	3	,	,	PUNCT
fsr-3886	52	4	dorfman	dorfman	PROPN
fsr-3886	52	5	’s	’s	PART
fsr-3886	52	6	(	(	PUNCT
fsr-3886	52	7	1989	1989	NUM
fsr-3886	52	8	)	)	PUNCT
fsr-3886	52	9	sample	sample	NOUN
fsr-3886	52	10	consists	consist	VERB
fsr-3886	52	11	of	of	ADP
fsr-3886	52	12	252	252	NUM
fsr-3886	52	13	men	man	NOUN
fsr-3886	52	14	and	and	CCONJ
fsr-3886	52	15	199	199	NUM
fsr-3886	52	16	women	woman	NOUN
fsr-3886	52	17	from	from	ADP
fsr-3886	52	18	two	two	NUM
fsr-3886	52	19	rural	rural	ADJ
fsr-3886	52	20	counties	county	NOUN
fsr-3886	52	21	in	in	ADP
fsr-3886	52	22	iowa	iowa	PROPN
fsr-3886	52	23	.	.	PUNCT
fsr-3886	53	1	knesek	knesek	PROPN
fsr-3886	53	2	’s	’s	PART
fsr-3886	53	3	(	(	PUNCT
fsr-3886	53	4	1992	1992	NUM
fsr-3886	53	5	)	)	PUNCT
fsr-3886	53	6	sample	sample	NOUN
fsr-3886	53	7	contains	contain	VERB
fsr-3886	53	8	198	198	NUM
fsr-3886	53	9	males	male	NOUN
fsr-3886	53	10	and	and	CCONJ
fsr-3886	53	11	only	only	ADV
fsr-3886	53	12	20	20	NUM
fsr-3886	53	13	females	female	NOUN
fsr-3886	53	14	that	that	PRON
fsr-3886	53	15	are	be	AUX
fsr-3886	53	16	employees	employee	NOUN
fsr-3886	53	17	at	at	ADP
fsr-3886	53	18	a	a	DET
fsr-3886	53	19	large	large	ADJ
fsr-3886	53	20	manufacturing	manufacturing	NOUN
fsr-3886	53	21	facility	facility	NOUN
fsr-3886	53	22	in	in	ADP
fsr-3886	53	23	central	central	PROPN
fsr-3886	53	24	indiana	indiana	PROPN
fsr-3886	53	25	.	.	PUNCT
fsr-3886	54	1	the	the	DET
fsr-3886	54	2	sample	sample	NOUN
fsr-3886	54	3	used	use	VERB
fsr-3886	54	4	by	by	ADP
fsr-3886	54	5	floyd	floyd	PROPN
fsr-3886	54	6	et	et	PROPN
fsr-3886	54	7	al	al	PROPN
fsr-3886	54	8	.	.	PROPN
fsr-3886	54	9	(	(	PUNCT
fsr-3886	54	10	1992	1992	NUM
fsr-3886	54	11	)	)	PUNCT
fsr-3886	54	12	contains	contain	VERB
fsr-3886	54	13	only	only	ADV
fsr-3886	54	14	126	126	NUM
fsr-3886	54	15	subjects	subject	NOUN
fsr-3886	54	16	from	from	ADP
fsr-3886	54	17	the	the	DET
fsr-3886	54	18	midwest	midwest	NOUN
fsr-3886	54	19	,	,	PUNCT
fsr-3886	54	20	whereas	whereas	SCONJ
fsr-3886	54	21	the	the	DET
fsr-3886	54	22	sample	sample	NOUN
fsr-3886	54	23	used	use	VERB
fsr-3886	54	24	in	in	ADP
fsr-3886	54	25	macewen	macewen	PROPN
fsr-3886	54	26	et	et	PROPN
fsr-3886	54	27	al	al	PROPN
fsr-3886	54	28	.	.	PROPN
fsr-3886	54	29	(	(	PUNCT
fsr-3886	54	30	1995	1995	NUM
fsr-3886	54	31	)	)	PUNCT
fsr-3886	54	32	consists	consist	VERB
fsr-3886	54	33	of	of	ADP
fsr-3886	54	34	216	216	NUM
fsr-3886	54	35	canadians	canadian	NOUN
fsr-3886	54	36	.	.	PUNCT
fsr-3886	55	1	part	part	NOUN
fsr-3886	55	2	of	of	ADP
fsr-3886	55	3	our	our	PRON
fsr-3886	55	4	contribution	contribution	NOUN
fsr-3886	55	5	to	to	ADP
fsr-3886	55	6	this	this	DET
fsr-3886	55	7	literature	literature	NOUN
fsr-3886	55	8	is	be	AUX
fsr-3886	55	9	to	to	PART
fsr-3886	55	10	use	use	VERB
fsr-3886	55	11	a	a	DET
fsr-3886	55	12	larger	large	ADJ
fsr-3886	55	13	,	,	PUNCT
fsr-3886	55	14	more	more	ADV
fsr-3886	55	15	representative	representative	ADJ
fsr-3886	55	16	sample	sample	NOUN
fsr-3886	55	17	.	.	PUNCT
fsr-3886	56	1	3	3	X
fsr-3886	56	2	.	.	X
fsr-3886	56	3	the	the	DET
fsr-3886	56	4	model	model	NOUN
fsr-3886	56	5	of	of	ADP
fsr-3886	56	6	retirement	retirement	NOUN
fsr-3886	56	7	satisfaction	satisfaction	NOUN
fsr-3886	56	8	the	the	DET
fsr-3886	56	9	life	life	NOUN
fsr-3886	56	10	-	-	PUNCT
fsr-3886	56	11	cycle	cycle	NOUN
fsr-3886	56	12	model	model	NOUN
fsr-3886	56	13	of	of	ADP
fsr-3886	56	14	consumption	consumption	NOUN
fsr-3886	56	15	and	and	CCONJ
fsr-3886	56	16	savings	saving	NOUN
fsr-3886	56	17	behavior	behavior	NOUN
fsr-3886	56	18	provides	provide	VERB
fsr-3886	56	19	a	a	DET
fsr-3886	56	20	useful	useful	ADJ
fsr-3886	56	21	point	point	NOUN
fsr-3886	56	22	of	of	ADP
fsr-3886	56	23	departure	departure	NOUN
fsr-3886	56	24	to	to	PART
fsr-3886	56	25	think	think	VERB
fsr-3886	56	26	about	about	ADP
fsr-3886	56	27	retirement	retirement	NOUN
fsr-3886	56	28	satisfaction	satisfaction	NOUN
fsr-3886	56	29	.	.	PUNCT
fsr-3886	57	1	in	in	ADP
fsr-3886	57	2	this	this	DET
fsr-3886	57	3	model	model	NOUN
fsr-3886	57	4	,	,	PUNCT
fsr-3886	57	5	individuals	individual	NOUN
fsr-3886	57	6	maximize	maximize	VERB
fsr-3886	57	7	utility	utility	NOUN
fsr-3886	57	8	or	or	CCONJ
fsr-3886	57	9	satisfaction	satisfaction	NOUN
fsr-3886	57	10	over	over	ADP
fsr-3886	57	11	the	the	DET
fsr-3886	57	12	entire	entire	ADJ
fsr-3886	57	13	course	course	NOUN
fsr-3886	57	14	of	of	ADP
fsr-3886	57	15	their	their	PRON
fsr-3886	57	16	lifetimes	lifetime	NOUN
fsr-3886	57	17	.	.	PUNCT
fsr-3886	58	1	decisions	decision	NOUN
fsr-3886	58	2	about	about	ADP
fsr-3886	58	3	savings	saving	NOUN
fsr-3886	58	4	made	make	VERB
fsr-3886	58	5	early	early	ADV
fsr-3886	58	6	in	in	ADP
fsr-3886	58	7	the	the	DET
fsr-3886	58	8	life	life	NOUN
fsr-3886	58	9	-	-	PUNCT
fsr-3886	58	10	cycle	cycle	NOUN
fsr-3886	58	11	help	help	NOUN
fsr-3886	58	12	determine	determine	VERB
fsr-3886	58	13	the	the	DET
fsr-3886	58	14	resources	resource	NOUN
fsr-3886	58	15	that	that	PRON
fsr-3886	58	16	are	be	AUX
fsr-3886	58	17	available	available	ADJ
fsr-3886	58	18	over	over	ADP
fsr-3886	58	19	later	later	ADV
fsr-3886	58	20	,	,	PUNCT
fsr-3886	58	21	retirement	retirement	NOUN
fsr-3886	58	22	years	year	NOUN
fsr-3886	58	23	.	.	PUNCT
fsr-3886	59	1	the	the	DET
fsr-3886	59	2	life	life	NOUN
fsr-3886	59	3	-	-	PUNCT
fsr-3886	59	4	cycle	cycle	NOUN
fsr-3886	59	5	model	model	NOUN
fsr-3886	59	6	implies	imply	VERB
fsr-3886	59	7	that	that	SCONJ
fsr-3886	59	8	a	a	DET
fsr-3886	59	9	retired	retire	VERB
fsr-3886	59	10	individual	individual	NOUN
fsr-3886	59	11	’s	’s	PART
fsr-3886	59	12	utility	utility	NOUN
fsr-3886	59	13	is	be	AUX
fsr-3886	59	14	a	a	DET
fsr-3886	59	15	function	function	NOUN
fsr-3886	59	16	of	of	ADP
fsr-3886	59	17	her	her	PRON
fsr-3886	59	18	ability	ability	NOUN
fsr-3886	59	19	to	to	PART
fsr-3886	59	20	consume	consume	VERB
fsr-3886	59	21	goods	good	NOUN
fsr-3886	59	22	and	and	CCONJ
fsr-3886	59	23	services	service	NOUN
fsr-3886	59	24	reflected	reflect	VERB
fsr-3886	59	25	in	in	ADP
fsr-3886	59	26	her	her	PRON
fsr-3886	59	27	current	current	ADJ
fsr-3886	59	28	income	income	NOUN
fsr-3886	59	29	and	and	CCONJ
fsr-3886	59	30	accumulated	accumulate	VERB
fsr-3886	59	31	net	net	ADJ
fsr-3886	59	32	worth	worth	NOUN
fsr-3886	59	33	.	.	PUNCT
fsr-3886	60	1	as	as	SCONJ
fsr-3886	60	2	noted	note	VERB
fsr-3886	60	3	in	in	ADP
fsr-3886	60	4	the	the	DET
fsr-3886	60	5	literature	literature	PROPN
fsr-3886	60	6	review	review	PROPN
fsr-3886	60	7	,	,	PUNCT
fsr-3886	60	8	economists	economist	NOUN
fsr-3886	60	9	tend	tend	VERB
fsr-3886	60	10	to	to	PART
fsr-3886	60	11	study	study	VERB
fsr-3886	60	12	the	the	DET
fsr-3886	60	13	role	role	NOUN
fsr-3886	60	14	of	of	ADP
fsr-3886	60	15	consumption	consumption	NOUN
fsr-3886	60	16	whereas	whereas	SCONJ
fsr-3886	60	17	sociologists	sociologist	NOUN
fsr-3886	60	18	,	,	PUNCT
fsr-3886	60	19	gerontologists	gerontologist	NOUN
fsr-3886	60	20	and	and	CCONJ
fsr-3886	60	21	psychologists	psychologist	NOUN
fsr-3886	60	22	suggest	suggest	VERB
fsr-3886	60	23	that	that	SCONJ
fsr-3886	60	24	other	other	ADJ
fsr-3886	60	25	personal	personal	ADJ
fsr-3886	60	26	factors	factor	NOUN
fsr-3886	60	27	are	be	AUX
fsr-3886	60	28	also	also	ADV
fsr-3886	60	29	likely	likely	ADJ
fsr-3886	60	30	to	to	PART
fsr-3886	60	31	be	be	AUX
fsr-3886	60	32	important	important	ADJ
fsr-3886	60	33	.	.	PUNCT
fsr-3886	61	1	marital	marital	ADJ
fsr-3886	61	2	status	status	NOUN
fsr-3886	61	3	,	,	PUNCT
fsr-3886	61	4	health	health	NOUN
fsr-3886	61	5	status	status	NOUN
fsr-3886	61	6	,	,	PUNCT
fsr-3886	61	7	level	level	NOUN
fsr-3886	61	8	of	of	ADP
fsr-3886	61	9	education	education	NOUN
fsr-3886	61	10	,	,	PUNCT
fsr-3886	61	11	whether	whether	SCONJ
fsr-3886	61	12	the	the	DET
fsr-3886	61	13	individual	individual	NOUN
fsr-3886	61	14	was	be	AUX
fsr-3886	61	15	forced	force	VERB
fsr-3886	61	16	to	to	PART
fsr-3886	61	17	retire	retire	VERB
fsr-3886	61	18	,	,	PUNCT
fsr-3886	61	19	and	and	CCONJ
fsr-3886	61	20	pre	pre	ADJ
fsr-3886	61	21	-	-	ADJ
fsr-3886	61	22	retirement	retirement	ADJ
fsr-3886	61	23	occupation	occupation	NOUN
fsr-3886	61	24	as	as	ADV
fsr-3886	61	25	well	well	ADV
fsr-3886	61	26	as	as	ADP
fsr-3886	61	27	the	the	DET
fsr-3886	61	28	retirement	retirement	NOUN
fsr-3886	61	29	planning	planning	NOUN
fsr-3886	61	30	should	should	AUX
fsr-3886	61	31	have	have	VERB
fsr-3886	61	32	an	an	DET
fsr-3886	61	33	impact	impact	NOUN
fsr-3886	61	34	on	on	ADP
fsr-3886	61	35	the	the	DET
fsr-3886	61	36	level	level	NOUN
fsr-3886	61	37	of	of	ADP
fsr-3886	61	38	retirement	retirement	NOUN
fsr-3886	61	39	satisfaction	satisfaction	NOUN
fsr-3886	61	40	.	.	PUNCT
fsr-3886	62	1	if	if	SCONJ
fsr-3886	62	2	some	some	DET
fsr-3886	62	3	individuals	individual	NOUN
fsr-3886	62	4	plan	plan	VERB
fsr-3886	62	5	more	more	ADJ
fsr-3886	62	6	than	than	ADP
fsr-3886	62	7	others	other	NOUN
fsr-3886	62	8	and	and	CCONJ
fsr-3886	62	9	make	make	VERB
fsr-3886	62	10	conscious	conscious	ADJ
fsr-3886	62	11	decisions	decision	NOUN
fsr-3886	62	12	concerning	concern	VERB
fsr-3886	62	13	their	their	PRON
fsr-3886	62	14	retirement	retirement	NOUN
fsr-3886	62	15	,	,	PUNCT
fsr-3886	62	16	it	it	PRON
fsr-3886	62	17	is	be	AUX
fsr-3886	62	18	reasonable	reasonable	ADJ
fsr-3886	62	19	to	to	PART
fsr-3886	62	20	expect	expect	VERB
fsr-3886	62	21	that	that	SCONJ
fsr-3886	62	22	these	these	DET
fsr-3886	62	23	individuals	individual	NOUN
fsr-3886	62	24	are	be	AUX
fsr-3886	62	25	more	more	ADV
fsr-3886	62	26	likely	likely	ADJ
fsr-3886	62	27	to	to	PART
fsr-3886	62	28	achieve	achieve	VERB
fsr-3886	62	29	a	a	DET
fsr-3886	62	30	higher	high	ADJ
fsr-3886	62	31	level	level	NOUN
fsr-3886	62	32	of	of	ADP
fsr-3886	62	33	satisfaction	satisfaction	NOUN
fsr-3886	62	34	than	than	ADP
fsr-3886	62	35	those	those	PRON
fsr-3886	62	36	who	who	PRON
fsr-3886	62	37	do	do	AUX
fsr-3886	62	38	not	not	PART
fsr-3886	62	39	plan	plan	VERB
fsr-3886	62	40	.	.	PUNCT
fsr-3886	63	1	another	another	DET
fsr-3886	63	2	way	way	NOUN
fsr-3886	63	3	of	of	ADP
fsr-3886	63	4	expressing	express	VERB
fsr-3886	63	5	this	this	PRON
fsr-3886	63	6	is	be	AUX
fsr-3886	63	7	that	that	SCONJ
fsr-3886	63	8	those	those	PRON
fsr-3886	63	9	who	who	PRON
fsr-3886	63	10	plan	plan	VERB
fsr-3886	63	11	are	be	AUX
fsr-3886	63	12	less	less	ADV
fsr-3886	63	13	likely	likely	ADJ
fsr-3886	63	14	to	to	PART
fsr-3886	63	15	be	be	AUX
fsr-3886	63	16	in	in	ADP
fsr-3886	63	17	the	the	DET
fsr-3886	63	18	“	"	PUNCT
fsr-3886	63	19	surprise	surprise	NOUN
fsr-3886	63	20	group	group	NOUN
fsr-3886	63	21	”	"	PUNCT
fsr-3886	63	22	who	who	PRON
fsr-3886	63	23	have	have	VERB
fsr-3886	63	24	to	to	PART
fsr-3886	63	25	make	make	VERB
fsr-3886	63	26	significant	significant	ADJ
fsr-3886	63	27	(	(	PUNCT
fsr-3886	63	28	downward	downward	ADJ
fsr-3886	63	29	)	)	PUNCT
fsr-3886	63	30	adjustments	adjustment	NOUN
fsr-3886	63	31	to	to	ADP
fsr-3886	63	32	their	their	PRON
fsr-3886	63	33	consumption	consumption	NOUN
fsr-3886	63	34	pattern	pattern	NOUN
fsr-3886	63	35	upon	upon	SCONJ
fsr-3886	63	36	retirement	retirement	NOUN
fsr-3886	63	37	.	.	PUNCT
fsr-3886	64	1	119h.w	119h.w	X
fsr-3886	64	2	.	.	PUNCT
fsr-3886	65	1	elder	elder	NOUN
fsr-3886	65	2	,	,	PUNCT
fsr-3886	65	3	p.m.	p.m.	NOUN
fsr-3886	65	4	rudolph	rudolph	PROPN
fsr-3886	65	5	/	/	SYM
fsr-3886	65	6	financial	financial	ADJ
fsr-3886	65	7	services	service	NOUN
fsr-3886	65	8	review	review	VERB
fsr-3886	65	9	8	8	NUM
fsr-3886	65	10	(	(	PUNCT
fsr-3886	65	11	1999	1999	NUM
fsr-3886	65	12	)	)	PUNCT
fsr-3886	65	13	117–127	117–127	NUM
fsr-3886	65	14	to	to	PART
fsr-3886	65	15	determine	determine	VERB
fsr-3886	65	16	,	,	PUNCT
fsr-3886	65	17	at	at	ADP
fsr-3886	65	18	least	least	ADJ
fsr-3886	65	19	tentatively	tentatively	ADV
fsr-3886	65	20	,	,	PUNCT
fsr-3886	65	21	whether	whether	SCONJ
fsr-3886	65	22	this	this	DET
fsr-3886	65	23	relationship	relationship	NOUN
fsr-3886	65	24	is	be	AUX
fsr-3886	65	25	present	present	ADJ
fsr-3886	65	26	in	in	ADP
fsr-3886	65	27	the	the	DET
fsr-3886	65	28	hrs	hrs	NOUN
fsr-3886	65	29	data	datum	NOUN
fsr-3886	65	30	(	(	PUNCT
fsr-3886	65	31	that	that	PRON
fsr-3886	65	32	is	be	AUX
fsr-3886	65	33	described	describe	VERB
fsr-3886	65	34	in	in	ADP
fsr-3886	65	35	more	more	ADJ
fsr-3886	65	36	detail	detail	NOUN
fsr-3886	65	37	below	below	ADV
fsr-3886	65	38	)	)	PUNCT
fsr-3886	65	39	,	,	PUNCT
fsr-3886	65	40	we	we	PRON
fsr-3886	65	41	provide	provide	VERB
fsr-3886	65	42	a	a	DET
fsr-3886	65	43	cross	cross	NOUN
fsr-3886	65	44	tabulation	tabulation	NOUN
fsr-3886	65	45	of	of	ADP
fsr-3886	65	46	the	the	DET
fsr-3886	65	47	levels	level	NOUN
fsr-3886	65	48	of	of	ADP
fsr-3886	65	49	satisfaction	satisfaction	NOUN
fsr-3886	65	50	in	in	ADP
fsr-3886	65	51	retirement	retirement	NOUN
fsr-3886	65	52	with	with	ADP
fsr-3886	65	53	some	some	DET
fsr-3886	65	54	measures	measure	NOUN
fsr-3886	65	55	of	of	ADP
fsr-3886	65	56	retirement	retirement	NOUN
fsr-3886	65	57	planning	planning	NOUN
fsr-3886	65	58	.	.	PUNCT
fsr-3886	66	1	these	these	DET
fsr-3886	66	2	relationships	relationship	NOUN
fsr-3886	66	3	are	be	AUX
fsr-3886	66	4	shown	show	VERB
fsr-3886	66	5	in	in	ADP
fsr-3886	66	6	table	table	NOUN
fsr-3886	66	7	1	1	NUM
fsr-3886	66	8	.	.	PUNCT
fsr-3886	67	1	the	the	DET
fsr-3886	67	2	frequencies	frequency	NOUN
fsr-3886	67	3	shown	show	VERB
fsr-3886	67	4	there	there	PRON
fsr-3886	67	5	reveals	reveal	VERB
fsr-3886	67	6	that	that	SCONJ
fsr-3886	67	7	individuals	individual	NOUN
fsr-3886	67	8	who	who	PRON
fsr-3886	67	9	plan	plan	VERB
fsr-3886	67	10	—	—	PUNCT
fsr-3886	67	11	as	as	SCONJ
fsr-3886	67	12	indicated	indicate	VERB
fsr-3886	67	13	by	by	ADP
fsr-3886	67	14	their	their	PRON
fsr-3886	67	15	thinking	thinking	NOUN
fsr-3886	67	16	about	about	ADP
fsr-3886	67	17	retirement	retirement	NOUN
fsr-3886	67	18	and	and	CCONJ
fsr-3886	67	19	attendance	attendance	NOUN
fsr-3886	67	20	of	of	ADP
fsr-3886	67	21	retirement	retirement	NOUN
fsr-3886	67	22	planning	planning	NOUN
fsr-3886	67	23	sessions	session	NOUN
fsr-3886	67	24	—	—	PUNCT
fsr-3886	67	25	are	be	AUX
fsr-3886	67	26	more	more	ADV
fsr-3886	67	27	likely	likely	ADJ
fsr-3886	67	28	to	to	PART
fsr-3886	67	29	be	be	AUX
fsr-3886	67	30	very	very	ADV
fsr-3886	67	31	satisfied	satisfied	ADJ
fsr-3886	67	32	in	in	ADP
fsr-3886	67	33	retirement	retirement	NOUN
fsr-3886	67	34	than	than	ADP
fsr-3886	67	35	those	those	PRON
fsr-3886	67	36	who	who	PRON
fsr-3886	67	37	did	do	AUX
fsr-3886	67	38	not	not	PART
fsr-3886	67	39	think	think	VERB
fsr-3886	67	40	about	about	ADP
fsr-3886	67	41	retirement	retirement	NOUN
fsr-3886	67	42	and	and	CCONJ
fsr-3886	67	43	attend	attend	VERB
fsr-3886	67	44	planning	planning	NOUN
fsr-3886	67	45	meetings	meeting	NOUN
fsr-3886	67	46	.	.	PUNCT
fsr-3886	68	1	this	this	DET
fsr-3886	68	2	tabulated	tabulate	VERB
fsr-3886	68	3	information	information	NOUN
fsr-3886	68	4	is	be	AUX
fsr-3886	68	5	obviously	obviously	ADV
fsr-3886	68	6	not	not	PART
fsr-3886	68	7	conclusive	conclusive	ADJ
fsr-3886	68	8	;	;	PUNCT
fsr-3886	68	9	nevertheless	nevertheless	ADV
fsr-3886	68	10	,	,	PUNCT
fsr-3886	68	11	there	there	PRON
fsr-3886	68	12	does	do	AUX
fsr-3886	68	13	seem	seem	VERB
fsr-3886	68	14	to	to	PART
fsr-3886	68	15	be	be	AUX
fsr-3886	68	16	a	a	DET
fsr-3886	68	17	link	link	NOUN
fsr-3886	68	18	between	between	ADP
fsr-3886	68	19	planning	planning	NOUN
fsr-3886	68	20	and	and	CCONJ
fsr-3886	68	21	satisfaction	satisfaction	NOUN
fsr-3886	68	22	.	.	PUNCT
fsr-3886	69	1	of	of	ADP
fsr-3886	69	2	those	those	PRON
fsr-3886	69	3	who	who	PRON
fsr-3886	69	4	had	have	AUX
fsr-3886	69	5	thought	think	VERB
fsr-3886	69	6	“	"	PUNCT
fsr-3886	69	7	a	a	DET
fsr-3886	69	8	lot	lot	NOUN
fsr-3886	69	9	”	"	PUNCT
fsr-3886	69	10	about	about	ADP
fsr-3886	69	11	retirement	retirement	NOUN
fsr-3886	69	12	,	,	PUNCT
fsr-3886	69	13	69.1	69.1	NUM
fsr-3886	69	14	%	%	NOUN
fsr-3886	69	15	were	be	AUX
fsr-3886	69	16	“	"	PUNCT
fsr-3886	69	17	very	very	ADV
fsr-3886	69	18	satisfied	satisfied	ADJ
fsr-3886	69	19	”	"	PUNCT
fsr-3886	69	20	compared	compare	VERB
fsr-3886	69	21	with	with	ADP
fsr-3886	69	22	only	only	ADV
fsr-3886	69	23	24.8	24.8	NUM
fsr-3886	69	24	%	%	NOUN
fsr-3886	69	25	“	"	PUNCT
fsr-3886	69	26	very	very	ADV
fsr-3886	69	27	satisfied	satisfied	ADJ
fsr-3886	69	28	”	"	PUNCT
fsr-3886	69	29	respondents	respondent	NOUN
fsr-3886	69	30	who	who	PRON
fsr-3886	69	31	had	have	AUX
fsr-3886	69	32	thought	think	VERB
fsr-3886	69	33	“	"	PUNCT
fsr-3886	69	34	hardly	hardly	ADV
fsr-3886	69	35	at	at	ADV
fsr-3886	69	36	all	all	ADV
fsr-3886	69	37	.	.	PUNCT
fsr-3886	69	38	”	"	PUNCT
fsr-3886	70	1	similarly	similarly	ADV
fsr-3886	70	2	,	,	PUNCT
fsr-3886	70	3	only	only	ADV
fsr-3886	70	4	4	4	NUM
fsr-3886	70	5	%	%	NOUN
fsr-3886	70	6	of	of	ADP
fsr-3886	70	7	those	those	PRON
fsr-3886	70	8	who	who	PRON
fsr-3886	70	9	thought	think	VERB
fsr-3886	70	10	“	"	PUNCT
fsr-3886	70	11	a	a	DET
fsr-3886	70	12	lot	lot	NOUN
fsr-3886	70	13	”	"	PUNCT
fsr-3886	70	14	were	be	AUX
fsr-3886	70	15	“	"	PUNCT
fsr-3886	70	16	not	not	PART
fsr-3886	70	17	at	at	ADV
fsr-3886	70	18	all	all	ADV
fsr-3886	70	19	satisfied	satisfied	ADJ
fsr-3886	70	20	”	"	PUNCT
fsr-3886	70	21	compared	compare	VERB
fsr-3886	70	22	with	with	ADP
fsr-3886	70	23	37.3	37.3	NUM
fsr-3886	70	24	%	%	NOUN
fsr-3886	70	25	of	of	ADP
fsr-3886	70	26	those	those	PRON
fsr-3886	70	27	who	who	PRON
fsr-3886	70	28	had	have	AUX
fsr-3886	70	29	thought	think	VERB
fsr-3886	70	30	“	"	PUNCT
fsr-3886	70	31	hardly	hardly	ADV
fsr-3886	70	32	at	at	ADV
fsr-3886	70	33	all	all	ADV
fsr-3886	70	34	.	.	PUNCT
fsr-3886	70	35	”	"	PUNCT
fsr-3886	71	1	of	of	ADP
fsr-3886	71	2	those	those	PRON
fsr-3886	71	3	who	who	PRON
fsr-3886	71	4	attend	attend	VERB
fsr-3886	71	5	meetings	meeting	NOUN
fsr-3886	71	6	,	,	PUNCT
fsr-3886	71	7	65	65	NUM
fsr-3886	71	8	%	%	NOUN
fsr-3886	71	9	are	be	AUX
fsr-3886	71	10	“	"	PUNCT
fsr-3886	71	11	very	very	ADV
fsr-3886	71	12	satisfied	satisfied	ADJ
fsr-3886	71	13	”	"	PUNCT
fsr-3886	71	14	compared	compare	VERB
fsr-3886	71	15	with	with	ADP
fsr-3886	71	16	only	only	ADV
fsr-3886	71	17	36.7	36.7	NUM
fsr-3886	71	18	%	%	NOUN
fsr-3886	71	19	of	of	ADP
fsr-3886	71	20	those	those	PRON
fsr-3886	71	21	that	that	PRON
fsr-3886	71	22	did	do	AUX
fsr-3886	71	23	not	not	PART
fsr-3886	71	24	attend	attend	VERB
fsr-3886	71	25	meetings	meeting	NOUN
fsr-3886	71	26	.	.	PUNCT
fsr-3886	72	1	whether	whether	SCONJ
fsr-3886	72	2	the	the	DET
fsr-3886	72	3	planning	planning	NOUN
fsr-3886	72	4	-	-	PUNCT
fsr-3886	72	5	satisfaction	satisfaction	NOUN
fsr-3886	72	6	relationship	relationship	NOUN
fsr-3886	72	7	changes	change	NOUN
fsr-3886	72	8	in	in	ADP
fsr-3886	72	9	a	a	DET
fsr-3886	72	10	multivariate	multivariate	NOUN
fsr-3886	72	11	setting	set	VERB
fsr-3886	72	12	is	be	AUX
fsr-3886	72	13	the	the	DET
fsr-3886	72	14	subject	subject	NOUN
fsr-3886	72	15	of	of	ADP
fsr-3886	72	16	the	the	DET
fsr-3886	72	17	statistical	statistical	ADJ
fsr-3886	72	18	analysis	analysis	NOUN
fsr-3886	72	19	that	that	PRON
fsr-3886	72	20	follows	follow	VERB
fsr-3886	72	21	.	.	PUNCT
fsr-3886	73	1	other	other	ADJ
fsr-3886	73	2	factors	factor	NOUN
fsr-3886	73	3	that	that	PRON
fsr-3886	73	4	may	may	AUX
fsr-3886	73	5	be	be	AUX
fsr-3886	73	6	strongly	strongly	ADV
fsr-3886	73	7	influencing	influence	VERB
fsr-3886	73	8	the	the	DET
fsr-3886	73	9	level	level	NOUN
fsr-3886	73	10	of	of	ADP
fsr-3886	73	11	satisfaction	satisfaction	NOUN
fsr-3886	73	12	that	that	SCONJ
fsr-3886	73	13	a	a	DET
fsr-3886	73	14	retiree	retiree	NOUN
fsr-3886	73	15	experiences	experience	NOUN
fsr-3886	73	16	include	include	VERB
fsr-3886	73	17	economic	economic	ADJ
fsr-3886	73	18	factors	factor	NOUN
fsr-3886	73	19	,	,	PUNCT
fsr-3886	73	20	such	such	ADJ
fsr-3886	73	21	as	as	ADP
fsr-3886	73	22	income	income	NOUN
fsr-3886	73	23	and	and	CCONJ
fsr-3886	73	24	accumulated	accumulate	VERB
fsr-3886	73	25	wealth	wealth	NOUN
fsr-3886	73	26	,	,	PUNCT
fsr-3886	73	27	as	as	ADV
fsr-3886	73	28	well	well	ADV
fsr-3886	73	29	as	as	ADP
fsr-3886	73	30	non	non	ADJ
fsr-3886	73	31	-	-	ADJ
fsr-3886	73	32	economic	economic	ADJ
fsr-3886	73	33	factors	factor	NOUN
fsr-3886	73	34	such	such	ADJ
fsr-3886	73	35	as	as	ADP
fsr-3886	73	36	health	health	NOUN
fsr-3886	73	37	status	status	NOUN
fsr-3886	73	38	,	,	PUNCT
fsr-3886	73	39	existing	exist	VERB
fsr-3886	73	40	familial	familial	ADJ
fsr-3886	73	41	relationships	relationship	NOUN
fsr-3886	73	42	and	and	CCONJ
fsr-3886	73	43	the	the	DET
fsr-3886	73	44	reasons	reason	NOUN
fsr-3886	73	45	for	for	ADP
fsr-3886	73	46	retirement	retirement	NOUN
fsr-3886	73	47	.	.	PUNCT
fsr-3886	74	1	4	4	X
fsr-3886	74	2	.	.	X
fsr-3886	74	3	the	the	DET
fsr-3886	74	4	hrs	hrs	NOUN
fsr-3886	74	5	data	datum	NOUN
fsr-3886	74	6	and	and	CCONJ
fsr-3886	74	7	methodology	methodology	NOUN
fsr-3886	74	8	the	the	DET
fsr-3886	74	9	hrs	hrs	NOUN
fsr-3886	74	10	was	be	AUX
fsr-3886	74	11	specifically	specifically	ADV
fsr-3886	74	12	designed	design	VERB
fsr-3886	74	13	by	by	ADP
fsr-3886	74	14	an	an	DET
fsr-3886	74	15	interdisciplinary	interdisciplinary	ADJ
fsr-3886	74	16	panel	panel	NOUN
fsr-3886	74	17	to	to	PART
fsr-3886	74	18	gather	gather	VERB
fsr-3886	74	19	a	a	DET
fsr-3886	74	20	broad	broad	ADJ
fsr-3886	74	21	range	range	NOUN
fsr-3886	74	22	of	of	ADP
fsr-3886	74	23	information	information	NOUN
fsr-3886	74	24	pertinent	pertinent	ADJ
fsr-3886	74	25	to	to	ADP
fsr-3886	74	26	the	the	DET
fsr-3886	74	27	retirement	retirement	NOUN
fsr-3886	74	28	decision	decision	NOUN
fsr-3886	74	29	.	.	PUNCT
fsr-3886	75	1	(	(	PUNCT
fsr-3886	75	2	the	the	DET
fsr-3886	75	3	national	national	PROPN
fsr-3886	75	4	institute	institute	PROPN
fsr-3886	75	5	on	on	ADP
fsr-3886	75	6	aging	age	VERB
fsr-3886	75	7	(	(	PUNCT
fsr-3886	75	8	nia	nia	PROPN
fsr-3886	75	9	)	)	PUNCT
fsr-3886	75	10	is	be	AUX
fsr-3886	75	11	the	the	DET
fsr-3886	75	12	sponsoring	sponsor	VERB
fsr-3886	75	13	organization	organization	NOUN
fsr-3886	75	14	for	for	ADP
fsr-3886	75	15	the	the	DET
fsr-3886	75	16	hrs	hrs	NOUN
fsr-3886	75	17	and	and	CCONJ
fsr-3886	75	18	the	the	DET
fsr-3886	75	19	data	datum	NOUN
fsr-3886	75	20	are	be	AUX
fsr-3886	75	21	collected	collect	VERB
fsr-3886	75	22	by	by	ADP
fsr-3886	75	23	the	the	DET
fsr-3886	75	24	institute	institute	NOUN
fsr-3886	75	25	for	for	ADP
fsr-3886	75	26	social	social	ADJ
fsr-3886	75	27	research	research	NOUN
fsr-3886	75	28	at	at	ADP
fsr-3886	75	29	the	the	DET
fsr-3886	75	30	university	university	PROPN
fsr-3886	75	31	of	of	ADP
fsr-3886	75	32	michigan	michigan	PROPN
fsr-3886	75	33	.	.	PUNCT
fsr-3886	76	1	juster	just	ADJ
fsr-3886	76	2	and	and	CCONJ
fsr-3886	76	3	suzman	suzman	ADJ
fsr-3886	76	4	(	(	PUNCT
fsr-3886	76	5	1995	1995	NUM
fsr-3886	76	6	)	)	PUNCT
fsr-3886	76	7	provide	provide	VERB
fsr-3886	76	8	a	a	DET
fsr-3886	76	9	useful	useful	ADJ
fsr-3886	76	10	introduction	introduction	NOUN
fsr-3886	76	11	to	to	ADP
fsr-3886	76	12	the	the	DET
fsr-3886	76	13	survey	survey	NOUN
fsr-3886	76	14	in	in	ADP
fsr-3886	76	15	a	a	DET
fsr-3886	76	16	supplemental	supplemental	ADJ
fsr-3886	76	17	issue	issue	NOUN
fsr-3886	76	18	of	of	ADP
fsr-3886	76	19	thejournal	thejournal	NOUN
fsr-3886	76	20	of	of	ADP
fsr-3886	76	21	human	human	ADJ
fsr-3886	76	22	resources	resource	NOUN
fsr-3886	76	23	devoted	devote	VERB
fsr-3886	76	24	to	to	ADP
fsr-3886	76	25	the	the	DET
fsr-3886	76	26	hrs	hrs	NOUN
fsr-3886	76	27	.	.	PUNCT
fsr-3886	77	1	current	current	ADJ
fsr-3886	77	2	information	information	NOUN
fsr-3886	77	3	about	about	ADP
fsr-3886	77	4	the	the	DET
fsr-3886	77	5	data	data	NOUN
fsr-3886	77	6	collection	collection	NOUN
fsr-3886	77	7	process	process	NOUN
fsr-3886	77	8	and	and	CCONJ
fsr-3886	77	9	the	the	DET
fsr-3886	77	10	data	datum	NOUN
fsr-3886	77	11	itself	itself	PRON
fsr-3886	77	12	can	can	AUX
fsr-3886	77	13	be	be	AUX
fsr-3886	77	14	downloaded	download	VERB
fsr-3886	77	15	from	from	ADP
fsr-3886	77	16	the	the	DET
fsr-3886	77	17	institute	institute	NOUN
fsr-3886	77	18	for	for	ADP
fsr-3886	77	19	social	social	ADJ
fsr-3886	77	20	research	research	NOUN
fsr-3886	77	21	web	web	NOUN
fsr-3886	77	22	site	site	NOUN
fsr-3886	77	23	,	,	PUNCT
fsr-3886	77	24	http://www.umich.edu/	http://www.umich.edu/	NOUN
fsr-3886	77	25	;	;	PUNCT
fsr-3886	78	1	hrswww/.	hrswww/.	NOUN
fsr-3886	78	2	)	)	PUNCT
fsr-3886	78	3	the	the	DET
fsr-3886	78	4	survey	survey	NOUN
fsr-3886	78	5	includes	include	VERB
fsr-3886	78	6	questions	question	NOUN
fsr-3886	78	7	on	on	ADP
fsr-3886	78	8	retirement	retirement	NOUN
fsr-3886	78	9	planning	planning	NOUN
fsr-3886	78	10	,	,	PUNCT
fsr-3886	78	11	net	net	ADJ
fsr-3886	78	12	worth	worth	NOUN
fsr-3886	78	13	,	,	PUNCT
fsr-3886	78	14	income	income	NOUN
fsr-3886	78	15	and	and	CCONJ
fsr-3886	78	16	employment	employment	NOUN
fsr-3886	78	17	history	history	NOUN
fsr-3886	78	18	as	as	ADV
fsr-3886	78	19	well	well	ADV
fsr-3886	78	20	as	as	ADP
fsr-3886	78	21	health	health	NOUN
fsr-3886	78	22	status	status	NOUN
fsr-3886	78	23	and	and	CCONJ
fsr-3886	78	24	familial	familial	ADJ
fsr-3886	78	25	relationships	relationship	NOUN
fsr-3886	78	26	.	.	PUNCT
fsr-3886	79	1	alternative	alternative	ADJ
fsr-3886	79	2	data	datum	NOUN
fsr-3886	79	3	sets	set	NOUN
fsr-3886	79	4	such	such	ADJ
fsr-3886	79	5	as	as	ADP
fsr-3886	79	6	the	the	DET
fsr-3886	79	7	panel	panel	NOUN
fsr-3886	79	8	study	study	NOUN
fsr-3886	79	9	of	of	ADP
fsr-3886	79	10	income	income	NOUN
fsr-3886	79	11	dynamics	dynamic	NOUN
fsr-3886	79	12	and	and	CCONJ
fsr-3886	79	13	the	the	DET
fsr-3886	79	14	federal	federal	PROPN
fsr-3886	79	15	reserve	reserve	PROPN
fsr-3886	79	16	’s	’s	PART
fsr-3886	79	17	surveys	survey	NOUN
fsr-3886	79	18	of	of	ADP
fsr-3886	79	19	consumer	consumer	NOUN
fsr-3886	79	20	finances	finance	NOUN
fsr-3886	79	21	were	be	AUX
fsr-3886	79	22	designed	design	VERB
fsr-3886	79	23	to	to	PART
fsr-3886	79	24	focus	focus	VERB
fsr-3886	79	25	on	on	ADP
fsr-3886	79	26	households	household	NOUN
fsr-3886	79	27	’	'	PUNCT
fsr-3886	79	28	economic	economic	ADJ
fsr-3886	79	29	decisions	decision	NOUN
fsr-3886	79	30	,	,	PUNCT
fsr-3886	79	31	and	and	CCONJ
fsr-3886	79	32	accordingly	accordingly	ADV
fsr-3886	79	33	,	,	PUNCT
fsr-3886	79	34	do	do	AUX
fsr-3886	79	35	not	not	PART
fsr-3886	79	36	include	include	VERB
fsr-3886	79	37	questions	question	NOUN
fsr-3886	79	38	about	about	ADP
fsr-3886	79	39	many	many	ADJ
fsr-3886	79	40	important	important	ADJ
fsr-3886	79	41	non	non	ADJ
fsr-3886	79	42	-	-	ADJ
fsr-3886	79	43	economic	economic	ADJ
fsr-3886	79	44	factors	factor	NOUN
fsr-3886	79	45	.	.	PUNCT
fsr-3886	80	1	table	table	NOUN
fsr-3886	80	2	1	1	NUM
fsr-3886	80	3	frequencies	frequency	NOUN
fsr-3886	80	4	for	for	ADP
fsr-3886	80	5	planning	planning	NOUN
fsr-3886	80	6	and	and	CCONJ
fsr-3886	80	7	statisfaction	statisfaction	NOUN
fsr-3886	80	8	variables	variable	NOUN
fsr-3886	80	9	thought	think	VERB
fsr-3886	80	10	about	about	ADP
fsr-3886	80	11	retirement	retirement	NOUN
fsr-3886	80	12	attended	attend	VERB
fsr-3886	80	13	meetings	meeting	NOUN
fsr-3886	80	14	totals	total	VERB
fsr-3886	80	15	a	a	DET
fsr-3886	80	16	lot	lot	NOUN
fsr-3886	80	17	some	some	PRON
fsr-3886	80	18	a	a	DET
fsr-3886	80	19	little	little	ADJ
fsr-3886	80	20	hardly	hardly	ADV
fsr-3886	80	21	at	at	ADV
fsr-3886	80	22	all	all	ADV
fsr-3886	81	1	yes	yes	INTJ
fsr-3886	81	2	no	no	PRON
fsr-3886	81	3	very	very	ADV
fsr-3886	81	4	satisfied	satisfied	ADJ
fsr-3886	81	5	69.1	69.1	NUM
fsr-3886	81	6	%	%	NOUN
fsr-3886	81	7	50.0	50.0	NUM
fsr-3886	81	8	%	%	NOUN
fsr-3886	81	9	41.7	41.7	NUM
fsr-3886	81	10	%	%	NOUN
fsr-3886	81	11	24.8	24.8	NUM
fsr-3886	81	12	%	%	NOUN
fsr-3886	81	13	65.0	65.0	NUM
fsr-3886	81	14	%	%	NOUN
fsr-3886	81	15	36.7	36.7	NUM
fsr-3886	81	16	%	%	NOUN
fsr-3886	81	17	782	782	NUM
fsr-3886	81	18	moderately	moderately	ADV
fsr-3886	81	19	satisfied	satisfied	ADJ
fsr-3886	81	20	26.9	26.9	NUM
fsr-3886	81	21	%	%	NOUN
fsr-3886	81	22	41.8	41.8	NUM
fsr-3886	81	23	%	%	NOUN
fsr-3886	81	24	44.8	44.8	NUM
fsr-3886	81	25	%	%	NOUN
fsr-3886	81	26	37.8	37.8	NUM
fsr-3886	81	27	%	%	NOUN
fsr-3886	81	28	28.6	28.6	NUM
fsr-3886	81	29	%	%	NOUN
fsr-3886	81	30	38.4	38.4	NUM
fsr-3886	81	31	%	%	NOUN
fsr-3886	81	32	640	640	NUM
fsr-3886	81	33	not	not	PART
fsr-3886	81	34	at	at	ADV
fsr-3886	81	35	all	all	DET
fsr-3886	81	36	4.0	4.0	NUM
fsr-3886	81	37	%	%	NOUN
fsr-3886	81	38	8.2	8.2	NUM
fsr-3886	81	39	%	%	NOUN
fsr-3886	81	40	13.5	13.5	NUM
fsr-3886	81	41	%	%	NOUN
fsr-3886	81	42	37.3	37.3	NUM
fsr-3886	81	43	%	%	NOUN
fsr-3886	81	44	6.4	6.4	NUM
fsr-3886	81	45	%	%	NOUN
fsr-3886	81	46	24.9	24.9	NUM
fsr-3886	81	47	%	%	NOUN
fsr-3886	81	48	359	359	NUM
fsr-3886	81	49	totals	total	NOUN
fsr-3886	82	1	525	525	NUM
fsr-3886	82	2	316	316	NUM
fsr-3886	82	3	163	163	NUM
fsr-3886	82	4	777	777	NUM
fsr-3886	82	5	454	454	NUM
fsr-3886	82	6	1327	1327	NUM
fsr-3886	82	7	1781	1781	NUM
fsr-3886	82	8	120	120	NUM
fsr-3886	82	9	h.w	h.w	PROPN
fsr-3886	82	10	.	.	PROPN
fsr-3886	82	11	elder	elder	NOUN
fsr-3886	82	12	,	,	PUNCT
fsr-3886	82	13	p.m.	p.m.	NOUN
fsr-3886	82	14	rudolph	rudolph	PROPN
fsr-3886	82	15	/	/	SYM
fsr-3886	82	16	financial	financial	ADJ
fsr-3886	82	17	services	service	NOUN
fsr-3886	82	18	review	review	VERB
fsr-3886	82	19	8	8	NUM
fsr-3886	82	20	(	(	PUNCT
fsr-3886	82	21	1999	1999	NUM
fsr-3886	82	22	)	)	PUNCT
fsr-3886	82	23	117–127	117–127	NUM
fsr-3886	82	24	in	in	ADP
fsr-3886	82	25	this	this	DET
fsr-3886	82	26	paper	paper	NOUN
fsr-3886	82	27	,	,	PUNCT
fsr-3886	82	28	only	only	ADV
fsr-3886	82	29	the	the	DET
fsr-3886	82	30	first	first	ADJ
fsr-3886	82	31	wave	wave	NOUN
fsr-3886	82	32	or	or	CCONJ
fsr-3886	82	33	year	year	NOUN
fsr-3886	82	34	of	of	ADP
fsr-3886	82	35	the	the	DET
fsr-3886	82	36	hrs	hrs	NOUN
fsr-3886	82	37	data	datum	NOUN
fsr-3886	82	38	is	be	AUX
fsr-3886	82	39	used	use	VERB
fsr-3886	82	40	,	,	PUNCT
fsr-3886	82	41	so	so	SCONJ
fsr-3886	82	42	the	the	DET
fsr-3886	82	43	analysis	analysis	NOUN
fsr-3886	82	44	can	can	AUX
fsr-3886	82	45	not	not	PART
fsr-3886	82	46	address	address	VERB
fsr-3886	82	47	questions	question	NOUN
fsr-3886	82	48	about	about	ADP
fsr-3886	82	49	the	the	DET
fsr-3886	82	50	long	long	ADJ
fsr-3886	82	51	-	-	PUNCT
fsr-3886	82	52	term	term	NOUN
fsr-3886	82	53	impact	impact	NOUN
fsr-3886	82	54	of	of	ADP
fsr-3886	82	55	retirement	retirement	NOUN
fsr-3886	82	56	planning	planning	NOUN
fsr-3886	82	57	on	on	ADP
fsr-3886	82	58	individual	individual	ADJ
fsr-3886	82	59	satisfaction	satisfaction	NOUN
fsr-3886	82	60	.	.	PUNCT
fsr-3886	83	1	nevertheless	nevertheless	ADV
fsr-3886	83	2	,	,	PUNCT
fsr-3886	83	3	a	a	DET
fsr-3886	83	4	significant	significant	ADJ
fsr-3886	83	5	number	number	NOUN
fsr-3886	83	6	of	of	ADP
fsr-3886	83	7	individuals	individual	NOUN
fsr-3886	83	8	in	in	ADP
fsr-3886	83	9	the	the	DET
fsr-3886	83	10	survey	survey	NOUN
fsr-3886	83	11	have	have	AUX
fsr-3886	83	12	retired	retire	VERB
fsr-3886	83	13	,	,	PUNCT
fsr-3886	83	14	and	and	CCONJ
fsr-3886	83	15	have	have	AUX
fsr-3886	83	16	had	have	VERB
fsr-3886	83	17	time	time	NOUN
fsr-3886	83	18	to	to	PART
fsr-3886	83	19	draw	draw	VERB
fsr-3886	83	20	(	(	PUNCT
fsr-3886	83	21	at	at	ADP
fsr-3886	83	22	least	least	ADJ
fsr-3886	83	23	some	some	PRON
fsr-3886	83	24	)	)	PUNCT
fsr-3886	83	25	judgment	judgment	NOUN
fsr-3886	83	26	about	about	ADP
fsr-3886	83	27	their	their	PRON
fsr-3886	83	28	level	level	NOUN
fsr-3886	83	29	of	of	ADP
fsr-3886	83	30	personal	personal	ADJ
fsr-3886	83	31	satisfaction	satisfaction	NOUN
fsr-3886	83	32	.	.	PUNCT
fsr-3886	84	1	the	the	DET
fsr-3886	84	2	first	first	ADJ
fsr-3886	84	3	wave	wave	NOUN
fsr-3886	84	4	surveys	survey	NOUN
fsr-3886	84	5	were	be	AUX
fsr-3886	84	6	collected	collect	VERB
fsr-3886	84	7	in	in	ADP
fsr-3886	84	8	march	march	PROPN
fsr-3886	84	9	1992	1992	NUM
fsr-3886	84	10	.	.	PUNCT
fsr-3886	85	1	to	to	PART
fsr-3886	85	2	be	be	AUX
fsr-3886	85	3	age	age	NOUN
fsr-3886	85	4	-	-	PUNCT
fsr-3886	85	5	eligible	eligible	ADJ
fsr-3886	85	6	at	at	ADP
fsr-3886	85	7	that	that	DET
fsr-3886	85	8	time	time	NOUN
fsr-3886	85	9	a	a	DET
fsr-3886	85	10	person	person	NOUN
fsr-3886	85	11	had	have	VERB
fsr-3886	85	12	to	to	PART
fsr-3886	85	13	be	be	AUX
fsr-3886	85	14	between	between	ADP
fsr-3886	85	15	51	51	NUM
fsr-3886	85	16	and	and	CCONJ
fsr-3886	85	17	61	61	NUM
fsr-3886	85	18	years	year	NOUN
fsr-3886	85	19	of	of	ADP
fsr-3886	85	20	age	age	NOUN
fsr-3886	85	21	.	.	PUNCT
fsr-3886	86	1	partners	partner	NOUN
fsr-3886	86	2	were	be	AUX
fsr-3886	86	3	also	also	ADV
fsr-3886	86	4	interviewed	interview	VERB
fsr-3886	86	5	so	so	SCONJ
fsr-3886	86	6	that	that	SCONJ
fsr-3886	86	7	some	some	PRON
fsr-3886	86	8	of	of	ADP
fsr-3886	86	9	the	the	DET
fsr-3886	86	10	respondents	respondent	NOUN
fsr-3886	86	11	are	be	AUX
fsr-3886	86	12	not	not	PART
fsr-3886	86	13	“	"	PUNCT
fsr-3886	86	14	age	age	NOUN
fsr-3886	86	15	eligible	eligible	ADJ
fsr-3886	86	16	.	.	PUNCT
fsr-3886	86	17	”	"	PUNCT
fsr-3886	87	1	from	from	ADP
fsr-3886	87	2	the	the	DET
fsr-3886	87	3	total	total	ADJ
fsr-3886	87	4	12,652	12,652	NUM
fsr-3886	87	5	total	total	ADJ
fsr-3886	87	6	respondents	respondent	NOUN
fsr-3886	87	7	,	,	PUNCT
fsr-3886	87	8	1,804	1,804	NUM
fsr-3886	87	9	answered	answer	VERB
fsr-3886	87	10	that	that	SCONJ
fsr-3886	87	11	they	they	PRON
fsr-3886	87	12	were	be	AUX
fsr-3886	87	13	completely	completely	ADV
fsr-3886	87	14	retired	retire	VERB
fsr-3886	87	15	.	.	PUNCT
fsr-3886	88	1	of	of	ADP
fsr-3886	88	2	those	those	PRON
fsr-3886	88	3	,	,	PUNCT
fsr-3886	88	4	1,781	1,781	NUM
fsr-3886	88	5	answered	answer	VERB
fsr-3886	88	6	the	the	DET
fsr-3886	88	7	questions	question	NOUN
fsr-3886	88	8	concerning	concern	VERB
fsr-3886	88	9	the	the	DET
fsr-3886	88	10	level	level	NOUN
fsr-3886	88	11	of	of	ADP
fsr-3886	88	12	satisfaction	satisfaction	NOUN
fsr-3886	88	13	with	with	ADP
fsr-3886	88	14	retirement	retirement	NOUN
fsr-3886	88	15	and	and	CCONJ
fsr-3886	88	16	are	be	AUX
fsr-3886	88	17	included	include	VERB
fsr-3886	88	18	in	in	ADP
fsr-3886	88	19	our	our	PRON
fsr-3886	88	20	analysis	analysis	NOUN
fsr-3886	88	21	.	.	PUNCT
fsr-3886	89	1	questions	question	NOUN
fsr-3886	89	2	concerning	concern	VERB
fsr-3886	89	3	the	the	DET
fsr-3886	89	4	level	level	NOUN
fsr-3886	89	5	of	of	ADP
fsr-3886	89	6	retirement	retirement	NOUN
fsr-3886	89	7	satisfaction	satisfaction	NOUN
fsr-3886	89	8	are	be	AUX
fsr-3886	89	9	answered	answer	VERB
fsr-3886	89	10	by	by	ADP
fsr-3886	89	11	everyone	everyone	PRON
fsr-3886	89	12	and	and	CCONJ
fsr-3886	89	13	,	,	PUNCT
fsr-3886	89	14	thus	thus	ADV
fsr-3886	89	15	,	,	PUNCT
fsr-3886	89	16	reflect	reflect	VERB
fsr-3886	89	17	only	only	ADV
fsr-3886	89	18	the	the	DET
fsr-3886	89	19	respondent	respondent	NOUN
fsr-3886	89	20	’s	’s	PART
fsr-3886	89	21	perception	perception	NOUN
fsr-3886	89	22	even	even	ADV
fsr-3886	89	23	if	if	SCONJ
fsr-3886	89	24	the	the	DET
fsr-3886	89	25	respondent	respondent	NOUN
fsr-3886	89	26	is	be	AUX
fsr-3886	89	27	one	one	NUM
fsr-3886	89	28	member	member	NOUN
fsr-3886	89	29	of	of	ADP
fsr-3886	89	30	a	a	DET
fsr-3886	89	31	household	household	NOUN
fsr-3886	89	32	.	.	PUNCT
fsr-3886	90	1	the	the	DET
fsr-3886	90	2	net	net	ADJ
fsr-3886	90	3	worth	worth	NOUN
fsr-3886	90	4	and	and	CCONJ
fsr-3886	90	5	income	income	NOUN
fsr-3886	90	6	variables	variable	NOUN
fsr-3886	90	7	are	be	AUX
fsr-3886	90	8	collected	collect	VERB
fsr-3886	90	9	on	on	ADP
fsr-3886	90	10	a	a	DET
fsr-3886	90	11	household	household	NOUN
fsr-3886	90	12	level	level	NOUN
fsr-3886	90	13	,	,	PUNCT
fsr-3886	90	14	so	so	SCONJ
fsr-3886	90	15	that	that	SCONJ
fsr-3886	90	16	the	the	DET
fsr-3886	90	17	income	income	NOUN
fsr-3886	90	18	and	and	CCONJ
fsr-3886	90	19	wealth	wealth	NOUN
fsr-3886	90	20	of	of	ADP
fsr-3886	90	21	both	both	CCONJ
fsr-3886	90	22	the	the	DET
fsr-3886	90	23	respondent	respondent	NOUN
fsr-3886	90	24	and	and	CCONJ
fsr-3886	90	25	partner	partner	NOUN
fsr-3886	90	26	(	(	PUNCT
fsr-3886	90	27	if	if	SCONJ
fsr-3886	90	28	there	there	PRON
fsr-3886	90	29	is	be	VERB
fsr-3886	90	30	one	one	NUM
fsr-3886	90	31	)	)	PUNCT
fsr-3886	90	32	is	be	AUX
fsr-3886	90	33	included	include	VERB
fsr-3886	90	34	.	.	PUNCT
fsr-3886	91	1	income	income	NOUN
fsr-3886	91	2	from	from	ADP
fsr-3886	91	3	all	all	DET
fsr-3886	91	4	sources	source	NOUN
fsr-3886	91	5	includes	include	VERB
fsr-3886	91	6	pensions	pension	NOUN
fsr-3886	91	7	and	and	CCONJ
fsr-3886	91	8	social	social	ADJ
fsr-3886	91	9	security	security	NOUN
fsr-3886	91	10	,	,	PUNCT
fsr-3886	91	11	investment	investment	NOUN
fsr-3886	91	12	income	income	NOUN
fsr-3886	91	13	and	and	CCONJ
fsr-3886	91	14	welfare	welfare	NOUN
fsr-3886	91	15	payments	payment	NOUN
fsr-3886	91	16	along	along	ADP
fsr-3886	91	17	with	with	ADP
fsr-3886	91	18	wages	wage	NOUN
fsr-3886	91	19	and	and	CCONJ
fsr-3886	91	20	salaries	salary	NOUN
fsr-3886	91	21	.	.	PUNCT
fsr-3886	92	1	net	net	ADJ
fsr-3886	92	2	worth	worth	NOUN
fsr-3886	92	3	includes	include	VERB
fsr-3886	92	4	both	both	PRON
fsr-3886	92	5	financial	financial	ADJ
fsr-3886	92	6	assets	asset	NOUN
fsr-3886	92	7	and	and	CCONJ
fsr-3886	92	8	housing	housing	NOUN
fsr-3886	92	9	equity	equity	NOUN
fsr-3886	92	10	.	.	PUNCT
fsr-3886	93	1	the	the	DET
fsr-3886	93	2	respondent	respondent	NOUN
fsr-3886	93	3	’s	’s	PART
fsr-3886	93	4	race	race	NOUN
fsr-3886	93	5	is	be	AUX
fsr-3886	93	6	coded	code	VERB
fsr-3886	93	7	as	as	ADP
fsr-3886	93	8	one	one	NUM
fsr-3886	93	9	if	if	SCONJ
fsr-3886	93	10	white	white	ADJ
fsr-3886	93	11	and	and	CCONJ
fsr-3886	93	12	zero	zero	NUM
fsr-3886	93	13	otherwise	otherwise	ADV
fsr-3886	93	14	.	.	PUNCT
fsr-3886	94	1	“	"	PUNCT
fsr-3886	94	2	married	marry	VERB
fsr-3886	94	3	”	"	PUNCT
fsr-3886	94	4	is	be	AUX
fsr-3886	94	5	used	use	VERB
fsr-3886	94	6	to	to	PART
fsr-3886	94	7	designate	designate	VERB
fsr-3886	94	8	those	those	PRON
fsr-3886	94	9	who	who	PRON
fsr-3886	94	10	indicate	indicate	VERB
fsr-3886	94	11	they	they	PRON
fsr-3886	94	12	have	have	VERB
fsr-3886	94	13	partners	partner	NOUN
fsr-3886	94	14	of	of	ADP
fsr-3886	94	15	the	the	DET
fsr-3886	94	16	same	same	ADJ
fsr-3886	94	17	or	or	CCONJ
fsr-3886	94	18	opposite	opposite	ADJ
fsr-3886	94	19	sex	sex	NOUN
fsr-3886	94	20	.	.	PUNCT
fsr-3886	95	1	the	the	DET
fsr-3886	95	2	education	education	NOUN
fsr-3886	95	3	level	level	NOUN
fsr-3886	95	4	is	be	AUX
fsr-3886	95	5	measured	measure	VERB
fsr-3886	95	6	in	in	ADP
fsr-3886	95	7	years	year	NOUN
fsr-3886	95	8	of	of	ADP
fsr-3886	95	9	education	education	NOUN
fsr-3886	95	10	.	.	PUNCT
fsr-3886	96	1	health	health	NOUN
fsr-3886	96	2	status	status	NOUN
fsr-3886	96	3	is	be	AUX
fsr-3886	96	4	a	a	DET
fsr-3886	96	5	self	self	NOUN
fsr-3886	96	6	-	-	PUNCT
fsr-3886	96	7	reported	report	VERB
fsr-3886	96	8	scale	scale	NOUN
fsr-3886	96	9	.	.	PUNCT
fsr-3886	97	1	more	more	ADJ
fsr-3886	97	2	complete	complete	ADJ
fsr-3886	97	3	definitions	definition	NOUN
fsr-3886	97	4	of	of	ADP
fsr-3886	97	5	these	these	DET
fsr-3886	97	6	variables	variable	NOUN
fsr-3886	97	7	are	be	AUX
fsr-3886	97	8	presented	present	VERB
fsr-3886	97	9	in	in	ADP
fsr-3886	97	10	table	table	NOUN
fsr-3886	97	11	2	2	NUM
fsr-3886	97	12	,	,	PUNCT
fsr-3886	97	13	as	as	ADV
fsr-3886	97	14	well	well	ADV
fsr-3886	97	15	as	as	ADP
fsr-3886	97	16	descriptive	descriptive	ADJ
fsr-3886	97	17	statistics	statistic	NOUN
fsr-3886	97	18	for	for	ADP
fsr-3886	97	19	these	these	DET
fsr-3886	97	20	measures	measure	NOUN
fsr-3886	97	21	.	.	PUNCT
fsr-3886	98	1	because	because	SCONJ
fsr-3886	98	2	the	the	DET
fsr-3886	98	3	focus	focus	NOUN
fsr-3886	98	4	of	of	ADP
fsr-3886	98	5	this	this	DET
fsr-3886	98	6	study	study	NOUN
fsr-3886	98	7	is	be	AUX
fsr-3886	98	8	the	the	DET
fsr-3886	98	9	impact	impact	NOUN
fsr-3886	98	10	of	of	ADP
fsr-3886	98	11	planning	plan	VERB
fsr-3886	98	12	on	on	ADP
fsr-3886	98	13	retirement	retirement	NOUN
fsr-3886	98	14	satisfaction	satisfaction	NOUN
fsr-3886	98	15	,	,	PUNCT
fsr-3886	98	16	a	a	DET
fsr-3886	98	17	closer	close	ADJ
fsr-3886	98	18	look	look	NOUN
fsr-3886	98	19	at	at	ADP
fsr-3886	98	20	questions	question	NOUN
fsr-3886	98	21	on	on	ADP
fsr-3886	98	22	these	these	DET
fsr-3886	98	23	subjects	subject	NOUN
fsr-3886	98	24	may	may	AUX
fsr-3886	98	25	be	be	AUX
fsr-3886	98	26	instructive	instructive	ADJ
fsr-3886	98	27	.	.	PUNCT
fsr-3886	99	1	we	we	PRON
fsr-3886	99	2	can	can	AUX
fsr-3886	99	3	think	think	VERB
fsr-3886	99	4	of	of	ADP
fsr-3886	99	5	a	a	DET
fsr-3886	99	6	possible	possible	ADJ
fsr-3886	99	7	sequence	sequence	NOUN
fsr-3886	99	8	of	of	ADP
fsr-3886	99	9	steps	step	NOUN
fsr-3886	99	10	that	that	PRON
fsr-3886	99	11	a	a	DET
fsr-3886	99	12	respondent	respondent	NOUN
fsr-3886	99	13	might	might	AUX
fsr-3886	99	14	follow	follow	VERB
fsr-3886	99	15	in	in	ADP
fsr-3886	99	16	attempting	attempt	VERB
fsr-3886	99	17	to	to	PART
fsr-3886	99	18	deal	deal	VERB
fsr-3886	99	19	with	with	ADP
fsr-3886	99	20	the	the	DET
fsr-3886	99	21	decisions	decision	NOUN
fsr-3886	99	22	concerning	concern	VERB
fsr-3886	99	23	retirement	retirement	NOUN
fsr-3886	99	24	.	.	PUNCT
fsr-3886	100	1	first	first	ADV
fsr-3886	100	2	,	,	PUNCT
fsr-3886	100	3	did	do	AUX
fsr-3886	100	4	this	this	DET
fsr-3886	100	5	individual	individual	NOUN
fsr-3886	100	6	anticipate	anticipate	VERB
fsr-3886	100	7	the	the	DET
fsr-3886	100	8	coming	coming	NOUN
fsr-3886	100	9	of	of	ADP
fsr-3886	100	10	his	his	PRON
fsr-3886	100	11	or	or	CCONJ
fsr-3886	100	12	her	her	PRON
fsr-3886	100	13	retirement	retirement	NOUN
fsr-3886	100	14	?	?	PUNCT
fsr-3886	101	1	these	these	DET
fsr-3886	101	2	factors	factor	NOUN
fsr-3886	101	3	are	be	AUX
fsr-3886	101	4	addressed	address	VERB
fsr-3886	101	5	in	in	ADP
fsr-3886	101	6	the	the	DET
fsr-3886	101	7	survey	survey	NOUN
fsr-3886	101	8	by	by	ADP
fsr-3886	101	9	a	a	DET
fsr-3886	101	10	question	question	NOUN
fsr-3886	101	11	that	that	PRON
fsr-3886	101	12	asks	ask	VERB
fsr-3886	101	13	whether	whether	SCONJ
fsr-3886	101	14	the	the	DET
fsr-3886	101	15	respondent	respondent	NOUN
fsr-3886	101	16	had	have	AUX
fsr-3886	101	17	thought	think	VERB
fsr-3886	101	18	about	about	ADP
fsr-3886	101	19	retirement	retirement	NOUN
fsr-3886	101	20	,	,	PUNCT
fsr-3886	101	21	and	and	CCONJ
fsr-3886	101	22	the	the	DET
fsr-3886	101	23	response	response	NOUN
fsr-3886	101	24	indicates	indicate	VERB
fsr-3886	101	25	the	the	DET
fsr-3886	101	26	extent	extent	NOUN
fsr-3886	101	27	to	to	PART
fsr-3886	101	28	which	which	PRON
fsr-3886	101	29	the	the	DET
fsr-3886	101	30	person	person	NOUN
fsr-3886	101	31	had	have	AUX
fsr-3886	101	32	thought	think	VERB
fsr-3886	101	33	about	about	ADP
fsr-3886	101	34	this	this	DET
fsr-3886	101	35	question	question	NOUN
fsr-3886	101	36	:	:	PUNCT
fsr-3886	101	37	a	a	DET
fsr-3886	101	38	lot	lot	NOUN
fsr-3886	101	39	,	,	PUNCT
fsr-3886	101	40	some	some	PRON
fsr-3886	101	41	,	,	PUNCT
fsr-3886	101	42	a	a	DET
fsr-3886	101	43	little	little	ADJ
fsr-3886	101	44	or	or	CCONJ
fsr-3886	101	45	hardly	hardly	ADV
fsr-3886	101	46	at	at	ADV
fsr-3886	101	47	all	all	ADV
fsr-3886	101	48	.	.	PUNCT
fsr-3886	102	1	next	next	ADV
fsr-3886	102	2	,	,	PUNCT
fsr-3886	102	3	the	the	DET
fsr-3886	102	4	survey	survey	NOUN
fsr-3886	102	5	considers	consider	VERB
fsr-3886	102	6	whether	whether	SCONJ
fsr-3886	102	7	the	the	DET
fsr-3886	102	8	individual	individual	NOUN
fsr-3886	102	9	had	have	AUX
fsr-3886	102	10	taken	take	VERB
fsr-3886	102	11	steps	step	NOUN
fsr-3886	102	12	to	to	PART
fsr-3886	102	13	prepare	prepare	VERB
fsr-3886	102	14	for	for	ADP
fsr-3886	102	15	retirement	retirement	NOUN
fsr-3886	102	16	,	,	PUNCT
fsr-3886	102	17	by	by	ADP
fsr-3886	102	18	some	some	DET
fsr-3886	102	19	formal	formal	ADJ
fsr-3886	102	20	planning	planning	NOUN
fsr-3886	102	21	process	process	NOUN
fsr-3886	102	22	.	.	PUNCT
fsr-3886	103	1	this	this	PRON
fsr-3886	103	2	is	be	AUX
fsr-3886	103	3	considered	consider	VERB
fsr-3886	103	4	in	in	ADP
fsr-3886	103	5	the	the	DET
fsr-3886	103	6	hrs	hrs	NOUN
fsr-3886	103	7	in	in	ADP
fsr-3886	103	8	a	a	DET
fsr-3886	103	9	question	question	NOUN
fsr-3886	103	10	that	that	PRON
fsr-3886	103	11	inquires	inquire	VERB
fsr-3886	103	12	as	as	ADP
fsr-3886	103	13	to	to	ADP
fsr-3886	103	14	whether	whether	SCONJ
fsr-3886	103	15	the	the	DET
fsr-3886	103	16	respondent	respondent	NOUN
fsr-3886	103	17	had	have	AUX
fsr-3886	103	18	attended	attend	VERB
fsr-3886	103	19	meetings	meeting	NOUN
fsr-3886	103	20	about	about	ADP
fsr-3886	103	21	retirement	retirement	NOUN
fsr-3886	103	22	planning	planning	NOUN
fsr-3886	103	23	(	(	PUNCT
fsr-3886	103	24	yes	yes	INTJ
fsr-3886	103	25	or	or	CCONJ
fsr-3886	103	26	no	no	NOUN
fsr-3886	103	27	)	)	PUNCT
fsr-3886	103	28	.	.	PUNCT
fsr-3886	104	1	obviously	obviously	ADV
fsr-3886	104	2	,	,	PUNCT
fsr-3886	104	3	thinking	think	VERB
fsr-3886	104	4	about	about	ADP
fsr-3886	104	5	retirement	retirement	NOUN
fsr-3886	104	6	is	be	AUX
fsr-3886	104	7	not	not	PART
fsr-3886	104	8	synonymous	synonymous	ADJ
fsr-3886	104	9	with	with	ADP
fsr-3886	104	10	planning	planning	NOUN
fsr-3886	104	11	for	for	ADP
fsr-3886	104	12	retirement	retirement	NOUN
fsr-3886	104	13	,	,	PUNCT
fsr-3886	104	14	nor	nor	CCONJ
fsr-3886	104	15	is	be	AUX
fsr-3886	104	16	attending	attend	VERB
fsr-3886	104	17	meetings	meeting	NOUN
fsr-3886	104	18	on	on	ADP
fsr-3886	104	19	retirement	retirement	NOUN
fsr-3886	104	20	planning	planning	NOUN
fsr-3886	104	21	the	the	DET
fsr-3886	104	22	only	only	ADJ
fsr-3886	104	23	way	way	NOUN
fsr-3886	104	24	to	to	PART
fsr-3886	104	25	get	get	VERB
fsr-3886	104	26	professional	professional	ADJ
fsr-3886	104	27	advice	advice	NOUN
fsr-3886	104	28	.	.	PUNCT
fsr-3886	105	1	nevertheless	nevertheless	ADV
fsr-3886	105	2	,	,	PUNCT
fsr-3886	105	3	it	it	PRON
fsr-3886	105	4	is	be	AUX
fsr-3886	105	5	difficult	difficult	ADJ
fsr-3886	105	6	to	to	PART
fsr-3886	105	7	see	see	VERB
fsr-3886	105	8	how	how	SCONJ
fsr-3886	105	9	you	you	PRON
fsr-3886	105	10	could	could	AUX
fsr-3886	105	11	plan	plan	VERB
fsr-3886	105	12	for	for	ADP
fsr-3886	105	13	retirement	retirement	NOUN
fsr-3886	105	14	without	without	ADP
fsr-3886	105	15	thinking	think	VERB
fsr-3886	105	16	about	about	ADP
fsr-3886	105	17	it	it	PRON
fsr-3886	105	18	and	and	CCONJ
fsr-3886	105	19	attending	attend	VERB
fsr-3886	105	20	meetings	meeting	NOUN
fsr-3886	105	21	is	be	AUX
fsr-3886	105	22	a	a	DET
fsr-3886	105	23	low	low	ADJ
fsr-3886	105	24	cost	cost	NOUN
fsr-3886	105	25	means	mean	NOUN
fsr-3886	105	26	to	to	PART
fsr-3886	105	27	obtain	obtain	VERB
fsr-3886	105	28	professional	professional	ADJ
fsr-3886	105	29	advice	advice	NOUN
fsr-3886	105	30	.	.	PUNCT
fsr-3886	106	1	the	the	DET
fsr-3886	106	2	“	"	PUNCT
fsr-3886	106	3	thought	think	VERB
fsr-3886	106	4	about	about	ADP
fsr-3886	106	5	”	"	PUNCT
fsr-3886	106	6	and	and	CCONJ
fsr-3886	106	7	“	"	PUNCT
fsr-3886	106	8	attended	attend	VERB
fsr-3886	106	9	meetings	meeting	NOUN
fsr-3886	106	10	”	"	PUNCT
fsr-3886	106	11	responses	response	NOUN
fsr-3886	106	12	should	should	AUX
fsr-3886	106	13	have	have	VERB
fsr-3886	106	14	a	a	DET
fsr-3886	106	15	positive	positive	ADJ
fsr-3886	106	16	impact	impact	NOUN
fsr-3886	106	17	on	on	ADP
fsr-3886	106	18	retirement	retirement	NOUN
fsr-3886	106	19	satisfaction	satisfaction	NOUN
fsr-3886	106	20	if	if	SCONJ
fsr-3886	106	21	these	these	DET
fsr-3886	106	22	variables	variable	NOUN
fsr-3886	106	23	are	be	AUX
fsr-3886	106	24	correlated	correlate	VERB
fsr-3886	106	25	with	with	ADP
fsr-3886	106	26	the	the	DET
fsr-3886	106	27	process	process	NOUN
fsr-3886	106	28	of	of	ADP
fsr-3886	106	29	making	make	VERB
fsr-3886	106	30	reasonable	reasonable	ADJ
fsr-3886	106	31	decisions	decision	NOUN
fsr-3886	106	32	.	.	PUNCT
fsr-3886	107	1	finally	finally	ADV
fsr-3886	107	2	,	,	PUNCT
fsr-3886	107	3	the	the	DET
fsr-3886	107	4	respondents	respondent	NOUN
fsr-3886	107	5	who	who	PRON
fsr-3886	107	6	have	have	AUX
fsr-3886	107	7	retired	retire	VERB
fsr-3886	107	8	are	be	AUX
fsr-3886	107	9	asked	ask	VERB
fsr-3886	107	10	as	as	ADP
fsr-3886	107	11	to	to	ADP
fsr-3886	107	12	their	their	PRON
fsr-3886	107	13	level	level	NOUN
fsr-3886	107	14	of	of	ADP
fsr-3886	107	15	satisfaction	satisfaction	NOUN
fsr-3886	107	16	with	with	ADP
fsr-3886	107	17	their	their	PRON
fsr-3886	107	18	life	life	NOUN
fsr-3886	107	19	in	in	ADP
fsr-3886	107	20	retirement	retirement	NOUN
fsr-3886	107	21	:	:	PUNCT
fsr-3886	107	22	very	very	ADV
fsr-3886	107	23	satisfied	satisfied	ADJ
fsr-3886	107	24	,	,	PUNCT
fsr-3886	107	25	moderately	moderately	ADV
fsr-3886	107	26	satisfied	satisfied	ADJ
fsr-3886	107	27	or	or	CCONJ
fsr-3886	107	28	not	not	PART
fsr-3886	107	29	at	at	ADV
fsr-3886	107	30	all	all	ADV
fsr-3886	107	31	satisfied	satisfied	ADJ
fsr-3886	107	32	with	with	ADP
fsr-3886	107	33	retirement	retirement	NOUN
fsr-3886	107	34	.	.	PUNCT
fsr-3886	108	1	5	5	X
fsr-3886	108	2	.	.	X
fsr-3886	108	3	an	an	DET
fsr-3886	108	4	ordered	order	VERB
fsr-3886	108	5	probit	probit	NOUN
fsr-3886	108	6	model	model	NOUN
fsr-3886	108	7	of	of	ADP
fsr-3886	108	8	retirement	retirement	NOUN
fsr-3886	108	9	satisfaction	satisfaction	NOUN
fsr-3886	108	10	as	as	SCONJ
fsr-3886	108	11	can	can	AUX
fsr-3886	108	12	be	be	AUX
fsr-3886	108	13	seen	see	VERB
fsr-3886	108	14	in	in	ADP
fsr-3886	108	15	the	the	DET
fsr-3886	108	16	manner	manner	NOUN
fsr-3886	108	17	that	that	SCONJ
fsr-3886	108	18	the	the	DET
fsr-3886	108	19	question	question	NOUN
fsr-3886	108	20	about	about	ADP
fsr-3886	108	21	retirement	retirement	NOUN
fsr-3886	108	22	satisfaction	satisfaction	NOUN
fsr-3886	108	23	is	be	AUX
fsr-3886	108	24	posed	pose	VERB
fsr-3886	108	25	,	,	PUNCT
fsr-3886	108	26	respondents	respondent	NOUN
fsr-3886	108	27	provide	provide	VERB
fsr-3886	108	28	information	information	NOUN
fsr-3886	108	29	about	about	ADP
fsr-3886	108	30	their	their	PRON
fsr-3886	108	31	level	level	NOUN
fsr-3886	108	32	of	of	ADP
fsr-3886	108	33	satisfaction	satisfaction	NOUN
fsr-3886	108	34	based	base	VERB
fsr-3886	108	35	upon	upon	SCONJ
fsr-3886	108	36	an	an	DET
fsr-3886	108	37	ordinal	ordinal	ADJ
fsr-3886	108	38	121h.w	121h.w	NUM
fsr-3886	108	39	.	.	PUNCT
fsr-3886	109	1	elder	elder	NOUN
fsr-3886	109	2	,	,	PUNCT
fsr-3886	109	3	p.m.	p.m.	NOUN
fsr-3886	109	4	rudolph	rudolph	PROPN
fsr-3886	109	5	/	/	SYM
fsr-3886	109	6	financial	financial	ADJ
fsr-3886	109	7	services	service	NOUN
fsr-3886	109	8	review	review	VERB
fsr-3886	109	9	8	8	NUM
fsr-3886	109	10	(	(	PUNCT
fsr-3886	109	11	1999	1999	NUM
fsr-3886	109	12	)	)	PUNCT
fsr-3886	110	1	117–127	117–127	NUM
fsr-3886	110	2	ranking	ranking	NOUN
fsr-3886	110	3	of	of	ADP
fsr-3886	110	4	the	the	DET
fsr-3886	110	5	choices	choice	NOUN
fsr-3886	110	6	,	,	PUNCT
fsr-3886	110	7	choosing	choose	VERB
fsr-3886	110	8	the	the	DET
fsr-3886	110	9	selection	selection	NOUN
fsr-3886	110	10	that	that	PRON
fsr-3886	110	11	most	most	ADV
fsr-3886	110	12	closely	closely	ADV
fsr-3886	110	13	corresponds	correspond	VERB
fsr-3886	110	14	to	to	ADP
fsr-3886	110	15	their	their	PRON
fsr-3886	110	16	true	true	ADJ
fsr-3886	110	17	level	level	NOUN
fsr-3886	110	18	of	of	ADP
fsr-3886	110	19	satisfaction	satisfaction	NOUN
fsr-3886	110	20	.	.	PUNCT
fsr-3886	111	1	obviously	obviously	ADV
fsr-3886	111	2	there	there	PRON
fsr-3886	111	3	is	be	VERB
fsr-3886	111	4	no	no	DET
fsr-3886	111	5	(	(	PUNCT
fsr-3886	111	6	cardinal	cardinal	ADJ
fsr-3886	111	7	)	)	PUNCT
fsr-3886	111	8	measure	measure	NOUN
fsr-3886	111	9	to	to	PART
fsr-3886	111	10	gauge	gauge	VERB
fsr-3886	111	11	actual	actual	ADJ
fsr-3886	111	12	satisfaction	satisfaction	NOUN
fsr-3886	111	13	,	,	PUNCT
fsr-3886	111	14	but	but	CCONJ
fsr-3886	111	15	a	a	DET
fsr-3886	111	16	regression	regression	NOUN
fsr-3886	111	17	approach	approach	NOUN
fsr-3886	111	18	that	that	PRON
fsr-3886	111	19	can	can	AUX
fsr-3886	111	20	provide	provide	VERB
fsr-3886	111	21	useful	useful	ADJ
fsr-3886	111	22	insights	insight	NOUN
fsr-3886	111	23	about	about	ADP
fsr-3886	111	24	this	this	DET
fsr-3886	111	25	type	type	NOUN
fsr-3886	111	26	of	of	ADP
fsr-3886	111	27	question	question	NOUN
fsr-3886	111	28	is	be	AUX
fsr-3886	111	29	the	the	DET
fsr-3886	111	30	ordered	order	VERB
fsr-3886	111	31	probit	probit	NOUN
fsr-3886	111	32	model	model	NOUN
fsr-3886	111	33	(	(	PUNCT
fsr-3886	111	34	see	see	VERB
fsr-3886	111	35	zavoina	zavoina	NOUN
fsr-3886	111	36	and	and	CCONJ
fsr-3886	111	37	mcelvey	mcelvey	NOUN
fsr-3886	111	38	,	,	PUNCT
fsr-3886	111	39	1975	1975	NUM
fsr-3886	111	40	)	)	PUNCT
fsr-3886	111	41	.	.	PUNCT
fsr-3886	112	1	this	this	DET
fsr-3886	112	2	model	model	NOUN
fsr-3886	112	3	is	be	AUX
fsr-3886	112	4	a	a	DET
fsr-3886	112	5	latent	latent	NOUN
fsr-3886	112	6	regression	regression	NOUN
fsr-3886	112	7	procedure	procedure	NOUN
fsr-3886	112	8	table	table	NOUN
fsr-3886	112	9	2	2	NUM
fsr-3886	112	10	variable	variable	ADJ
fsr-3886	112	11	definitions	definition	NOUN
fsr-3886	112	12	and	and	CCONJ
fsr-3886	112	13	descriptive	descriptive	ADJ
fsr-3886	112	14	statistics	statistic	NOUN
fsr-3886	112	15	variable	variable	ADJ
fsr-3886	112	16	name	name	NOUN
fsr-3886	112	17	variable	variable	ADJ
fsr-3886	112	18	definition	definition	NOUN
fsr-3886	112	19	descriptive	descriptive	ADJ
fsr-3886	112	20	statistics	statistic	NOUN
fsr-3886	112	21	retsatis	retsatis	PROPN
fsr-3886	112	22	coded	code	VERB
fsr-3886	112	23	response	response	NOUN
fsr-3886	112	24	to	to	ADP
fsr-3886	112	25	the	the	DET
fsr-3886	112	26	question	question	NOUN
fsr-3886	112	27	,	,	PUNCT
fsr-3886	112	28	all	all	PRON
fsr-3886	112	29	in	in	ADV
fsr-3886	112	30	all	all	PRON
fsr-3886	112	31	,	,	PUNCT
fsr-3886	112	32	would	would	AUX
fsr-3886	112	33	you	you	PRON
fsr-3886	112	34	say	say	VERB
fsr-3886	112	35	that	that	SCONJ
fsr-3886	112	36	your	your	PRON
fsr-3886	112	37	retirement	retirement	NOUN
fsr-3886	112	38	has	have	AUX
fsr-3886	112	39	turned	turn	VERB
fsr-3886	112	40	out	out	ADP
fsr-3886	112	41	to	to	PART
fsr-3886	112	42	be	be	AUX
fsr-3886	112	43	:	:	PUNCT
fsr-3886	112	44	1.237	1.237	NUM
fsr-3886	112	45	not	not	PART
fsr-3886	112	46	at	at	ADV
fsr-3886	112	47	all	all	ADV
fsr-3886	112	48	satisfied	satisfied	ADJ
fsr-3886	112	49	0	0	PUNCT
fsr-3886	112	50	(	(	PUNCT
fsr-3886	112	51	.764	.764	NUM
fsr-3886	112	52	)	)	PUNCT
fsr-3886	112	53	moderately	moderately	ADV
fsr-3886	112	54	satisfied	satisfied	ADJ
fsr-3886	112	55	1	1	NUM
fsr-3886	112	56	very	very	ADV
fsr-3886	112	57	satisfied	satisfied	ADJ
fsr-3886	112	58	2	2	NUM
fsr-3886	112	59	retthink	retthink	VERB
fsr-3886	112	60	before	before	SCONJ
fsr-3886	112	61	you	you	PRON
fsr-3886	112	62	retired	retire	VERB
fsr-3886	112	63	,	,	PUNCT
fsr-3886	112	64	how	how	SCONJ
fsr-3886	112	65	much	much	ADJ
fsr-3886	112	66	had	have	AUX
fsr-3886	112	67	you	you	PRON
fsr-3886	112	68	thought	think	VERB
fsr-3886	112	69	about	about	ADP
fsr-3886	112	70	retirement	retirement	NOUN
fsr-3886	112	71	?	?	PUNCT
fsr-3886	113	1	hardly	hardly	ADV
fsr-3886	113	2	at	at	ADP
fsr-3886	113	3	all	all	ADV
fsr-3886	113	4	0	0	NUM
fsr-3886	113	5	a	a	DET
fsr-3886	113	6	little	little	ADJ
fsr-3886	113	7	1	1	NUM
fsr-3886	113	8	1.331	1.331	NUM
fsr-3886	113	9	some	some	DET
fsr-3886	113	10	2	2	NUM
fsr-3886	113	11	(	(	PUNCT
fsr-3886	113	12	1.300	1.300	NUM
fsr-3886	113	13	)	)	PUNCT
fsr-3886	113	14	a	a	DET
fsr-3886	113	15	lot	lot	NOUN
fsr-3886	113	16	3	3	NUM
fsr-3886	113	17	retplan	retplan	NOUN
fsr-3886	113	18	binary	binary	ADJ
fsr-3886	113	19	variable	variable	NOUN
fsr-3886	113	20	that	that	PRON
fsr-3886	113	21	takes	take	VERB
fsr-3886	113	22	on	on	ADP
fsr-3886	113	23	a	a	DET
fsr-3886	113	24	value	value	NOUN
fsr-3886	113	25	of	of	ADP
fsr-3886	113	26	1	1	NUM
fsr-3886	113	27	if	if	SCONJ
fsr-3886	113	28	the	the	DET
fsr-3886	113	29	respondent	respondent	NOUN
fsr-3886	113	30	attended	attend	VERB
fsr-3886	113	31	retirement	retirement	NOUN
fsr-3886	113	32	planning	planning	NOUN
fsr-3886	113	33	meetings	meeting	NOUN
fsr-3886	113	34	and	and	CCONJ
fsr-3886	113	35	zero	zero	NUM
fsr-3886	113	36	otherwise	otherwise	ADV
fsr-3886	113	37	.	.	PUNCT
fsr-3886	114	1	.2549	.2549	PROPN
fsr-3886	114	2	(	(	PUNCT
fsr-3886	114	3	.436	.436	NUM
fsr-3886	114	4	)	)	PUNCT
fsr-3886	115	1	retfor	retfor	ADP
fsr-3886	115	2	binary	binary	ADJ
fsr-3886	115	3	variable	variable	NOUN
fsr-3886	115	4	that	that	PRON
fsr-3886	115	5	takes	take	VERB
fsr-3886	115	6	on	on	ADP
fsr-3886	115	7	a	a	DET
fsr-3886	115	8	value	value	NOUN
fsr-3886	115	9	of	of	ADP
fsr-3886	115	10	1	1	NUM
fsr-3886	115	11	if	if	SCONJ
fsr-3886	115	12	the	the	DET
fsr-3886	115	13	respondent	respondent	NOUN
fsr-3886	115	14	replied	reply	VERB
fsr-3886	115	15	he/	he/	ADP
fsr-3886	115	16	she	she	PRON
fsr-3886	115	17	was	be	AUX
fsr-3886	115	18	‘	'	PUNCT
fsr-3886	115	19	‘	'	PUNCT
fsr-3886	115	20	forced	force	VERB
fsr-3886	115	21	into	into	ADP
fsr-3886	115	22	’’	’'	PUNCT
fsr-3886	115	23	or	or	CCONJ
fsr-3886	115	24	‘	'	PUNCT
fsr-3886	115	25	‘	'	PUNCT
fsr-3886	115	26	part	part	NOUN
fsr-3886	115	27	wanted	want	VERB
fsr-3886	115	28	,	,	PUNCT
fsr-3886	115	29	part	part	NOUN
fsr-3886	115	30	forced	force	VERB
fsr-3886	115	31	’’	’'	PUNCT
fsr-3886	115	32	into	into	ADP
fsr-3886	115	33	retirement	retirement	NOUN
fsr-3886	115	34	and	and	CCONJ
fsr-3886	115	35	zero	zero	NUM
fsr-3886	115	36	otherwise	otherwise	ADV
fsr-3886	115	37	.	.	PUNCT
fsr-3886	116	1	.4756	.4756	PROPN
fsr-3886	116	2	(	(	PUNCT
fsr-3886	116	3	.4995	.4995	NOUN
fsr-3886	116	4	)	)	PUNCT
fsr-3886	116	5	hlth	hlth	NOUN
fsr-3886	116	6	this	this	PRON
fsr-3886	116	7	is	be	AUX
fsr-3886	116	8	a	a	DET
fsr-3886	116	9	binary	binary	ADJ
fsr-3886	116	10	variable	variable	NOUN
fsr-3886	116	11	based	base	VERB
fsr-3886	116	12	upon	upon	SCONJ
fsr-3886	116	13	the	the	DET
fsr-3886	116	14	coded	code	VERB
fsr-3886	116	15	response	response	NOUN
fsr-3886	116	16	to	to	ADP
fsr-3886	116	17	the	the	DET
fsr-3886	116	18	question	question	NOUN
fsr-3886	116	19	:	:	PUNCT
fsr-3886	116	20	i	i	PRON
fsr-3886	116	21	’m	’m	AUX
fsr-3886	116	22	going	go	VERB
fsr-3886	116	23	to	to	PART
fsr-3886	116	24	read	read	VERB
fsr-3886	116	25	you	you	PRON
fsr-3886	116	26	a	a	DET
fsr-3886	116	27	list	list	NOUN
fsr-3886	116	28	of	of	ADP
fsr-3886	116	29	reasons	reason	NOUN
fsr-3886	116	30	why	why	SCONJ
fsr-3886	116	31	some	some	DET
fsr-3886	116	32	people	people	NOUN
fsr-3886	116	33	retire	retire	VERB
fsr-3886	116	34	.	.	PUNCT
fsr-3886	117	1	please	please	INTJ
fsr-3886	117	2	tell	tell	VERB
fsr-3886	117	3	me	i	PRON
fsr-3886	117	4	whether	whether	SCONJ
fsr-3886	117	5	,	,	PUNCT
fsr-3886	117	6	for	for	ADP
fsr-3886	117	7	you	you	PRON
fsr-3886	117	8	,	,	PUNCT
fsr-3886	117	9	poor	poor	ADJ
fsr-3886	117	10	health	health	NOUN
fsr-3886	117	11	was	be	AUX
fsr-3886	117	12	not	not	PART
fsr-3886	117	13	at	at	ADV
fsr-3886	117	14	all	all	ADV
fsr-3886	117	15	important	important	ADJ
fsr-3886	117	16	0	0	NUM
fsr-3886	117	17	.4677	.4677	NOUN
fsr-3886	117	18	somewhat	somewhat	ADV
fsr-3886	117	19	important	important	ADJ
fsr-3886	117	20	1	1	NUM
fsr-3886	117	21	(	(	PUNCT
fsr-3886	117	22	.4991	.4991	NOUN
fsr-3886	117	23	)	)	PUNCT
fsr-3886	117	24	moderately	moderately	ADV
fsr-3886	117	25	important	important	ADJ
fsr-3886	117	26	2	2	NUM
fsr-3886	117	27	very	very	ADV
fsr-3886	117	28	important	important	ADJ
fsr-3886	117	29	3	3	NUM
fsr-3886	117	30	if	if	SCONJ
fsr-3886	117	31	the	the	DET
fsr-3886	117	32	response	response	NOUN
fsr-3886	117	33	was	be	AUX
fsr-3886	117	34	1	1	NUM
fsr-3886	117	35	,	,	PUNCT
fsr-3886	117	36	2	2	NUM
fsr-3886	117	37	,	,	PUNCT
fsr-3886	117	38	or	or	CCONJ
fsr-3886	117	39	3	3	NUM
fsr-3886	117	40	then	then	ADV
fsr-3886	117	41	the	the	DET
fsr-3886	117	42	variable	variable	NOUN
fsr-3886	117	43	equals	equal	VERB
fsr-3886	117	44	1	1	NUM
fsr-3886	117	45	;	;	PUNCT
fsr-3886	117	46	if	if	SCONJ
fsr-3886	117	47	0	0	NUM
fsr-3886	117	48	was	be	AUX
fsr-3886	117	49	the	the	DET
fsr-3886	117	50	response	response	NOUN
fsr-3886	117	51	then	then	ADV
fsr-3886	117	52	the	the	DET
fsr-3886	117	53	variable	variable	NOUN
fsr-3886	117	54	is	be	AUX
fsr-3886	117	55	set	set	VERB
fsr-3886	117	56	to	to	ADP
fsr-3886	117	57	0	0	NUM
fsr-3886	117	58	.	.	PUNCT
fsr-3886	118	1	hhinc	hhinc	ADJ
fsr-3886	118	2	total	total	ADJ
fsr-3886	118	3	household	household	NOUN
fsr-3886	118	4	income	income	NOUN
fsr-3886	118	5	from	from	ADP
fsr-3886	118	6	all	all	DET
fsr-3886	118	7	sources	source	NOUN
fsr-3886	118	8	including	include	VERB
fsr-3886	118	9	earned	earn	VERB
fsr-3886	118	10	income	income	NOUN
fsr-3886	118	11	,	,	PUNCT
fsr-3886	118	12	investment	investment	NOUN
fsr-3886	118	13	income	income	NOUN
fsr-3886	118	14	,	,	PUNCT
fsr-3886	118	15	pensions	pension	NOUN
fsr-3886	118	16	and	and	CCONJ
fsr-3886	118	17	transfers	transfer	NOUN
fsr-3886	118	18	payments	payment	NOUN
fsr-3886	118	19	.	.	PUNCT
fsr-3886	119	1	$	$	SYM
fsr-3886	119	2	36482	36482	NUM
fsr-3886	119	3	(	(	PUNCT
fsr-3886	119	4	31653	31653	NUM
fsr-3886	119	5	)	)	PUNCT
fsr-3886	119	6	totnw	totnw	NOUN
fsr-3886	119	7	total	total	ADJ
fsr-3886	119	8	household	household	NOUN
fsr-3886	119	9	net	net	NOUN
fsr-3886	119	10	worth	worth	NOUN
fsr-3886	119	11	includes	include	VERB
fsr-3886	119	12	both	both	PRON
fsr-3886	119	13	home	home	NOUN
fsr-3886	119	14	equity	equity	NOUN
fsr-3886	119	15	and	and	CCONJ
fsr-3886	119	16	non	non	ADJ
fsr-3886	119	17	-	-	ADJ
fsr-3886	119	18	home	home	ADJ
fsr-3886	119	19	equity	equity	NOUN
fsr-3886	119	20	.	.	PUNCT
fsr-3886	120	1	non	non	ADJ
fsr-3886	120	2	-	-	ADJ
fsr-3886	120	3	home	home	ADJ
fsr-3886	120	4	equity	equity	NOUN
fsr-3886	120	5	is	be	AUX
fsr-3886	120	6	the	the	DET
fsr-3886	120	7	sum	sum	NOUN
fsr-3886	120	8	of	of	ADP
fsr-3886	120	9	the	the	DET
fsr-3886	120	10	household	household	NOUN
fsr-3886	120	11	’s	’s	PART
fsr-3886	120	12	holdings	holding	NOUN
fsr-3886	120	13	of	of	ADP
fsr-3886	120	14	financial	financial	ADJ
fsr-3886	120	15	assets	asset	NOUN
fsr-3886	120	16	such	such	ADJ
fsr-3886	120	17	as	as	ADP
fsr-3886	120	18	cash	cash	NOUN
fsr-3886	120	19	,	,	PUNCT
fsr-3886	120	20	stocks	stock	NOUN
fsr-3886	120	21	,	,	PUNCT
fsr-3886	120	22	bonds	bond	NOUN
fsr-3886	120	23	,	,	PUNCT
fsr-3886	120	24	cd	cd	PROPN
fsr-3886	120	25	’s	’s	PART
fsr-3886	120	26	,	,	PUNCT
fsr-3886	120	27	ira	ira	PROPN
fsr-3886	120	28	’s	’s	PART
fsr-3886	120	29	and	and	CCONJ
fsr-3886	120	30	keogh	keogh	PROPN
fsr-3886	120	31	accounts	account	VERB
fsr-3886	120	32	as	as	ADV
fsr-3886	120	33	well	well	ADV
fsr-3886	120	34	as	as	ADP
fsr-3886	120	35	the	the	DET
fsr-3886	120	36	value	value	NOUN
fsr-3886	120	37	of	of	ADP
fsr-3886	120	38	real	real	ADJ
fsr-3886	120	39	estate	estate	NOUN
fsr-3886	120	40	held	hold	VERB
fsr-3886	120	41	for	for	ADP
fsr-3886	120	42	investment	investment	NOUN
fsr-3886	120	43	purposes	purpose	NOUN
fsr-3886	120	44	.	.	PUNCT
fsr-3886	121	1	it	it	PRON
fsr-3886	121	2	does	do	AUX
fsr-3886	121	3	not	not	PART
fsr-3886	121	4	include	include	VERB
fsr-3886	121	5	an	an	DET
fsr-3886	121	6	imputed	impute	VERB
fsr-3886	121	7	value	value	NOUN
fsr-3886	121	8	of	of	ADP
fsr-3886	121	9	defined	define	VERB
fsr-3886	121	10	benefit	benefit	NOUN
fsr-3886	121	11	pension	pension	NOUN
fsr-3886	121	12	funds	fund	NOUN
fsr-3886	121	13	or	or	CCONJ
fsr-3886	121	14	the	the	DET
fsr-3886	121	15	assets	asset	NOUN
fsr-3886	121	16	in	in	ADP
fsr-3886	121	17	pension	pension	NOUN
fsr-3886	121	18	accounts	account	NOUN
fsr-3886	121	19	such	such	ADJ
fsr-3886	121	20	as	as	ADP
fsr-3886	121	21	401(k	401(k	NOUN
fsr-3886	121	22	)	)	PUNCT
fsr-3886	121	23	’s	’s	PART
fsr-3886	121	24	.	.	PUNCT
fsr-3886	122	1	nor	nor	CCONJ
fsr-3886	122	2	does	do	AUX
fsr-3886	122	3	it	it	PRON
fsr-3886	122	4	include	include	VERB
fsr-3886	122	5	an	an	DET
fsr-3886	122	6	imputed	impute	VERB
fsr-3886	122	7	value	value	NOUN
fsr-3886	122	8	for	for	ADP
fsr-3886	122	9	the	the	DET
fsr-3886	122	10	claim	claim	NOUN
fsr-3886	122	11	on	on	ADP
fsr-3886	122	12	social	social	ADJ
fsr-3886	122	13	security	security	NOUN
fsr-3886	122	14	benefits	benefit	NOUN
fsr-3886	122	15	.	.	PUNCT
fsr-3886	123	1	$	$	SYM
fsr-3886	123	2	229815	229815	NUM
fsr-3886	123	3	(	(	PUNCT
fsr-3886	123	4	426239	426239	NUM
fsr-3886	123	5	)	)	PUNCT
fsr-3886	123	6	white	white	ADJ
fsr-3886	123	7	binary	binary	ADJ
fsr-3886	123	8	variable	variable	NOUN
fsr-3886	123	9	that	that	PRON
fsr-3886	123	10	takes	take	VERB
fsr-3886	123	11	on	on	ADP
fsr-3886	123	12	a	a	DET
fsr-3886	123	13	value	value	NOUN
fsr-3886	123	14	of	of	ADP
fsr-3886	123	15	one	one	NUM
fsr-3886	123	16	if	if	SCONJ
fsr-3886	123	17	the	the	DET
fsr-3886	123	18	respondent	respondent	NOUN
fsr-3886	123	19	is	be	AUX
fsr-3886	123	20	white	white	ADJ
fsr-3886	123	21	and	and	CCONJ
fsr-3886	123	22	zero	zero	NUM
fsr-3886	123	23	otherwise	otherwise	ADV
fsr-3886	123	24	.	.	PUNCT
fsr-3886	124	1	.7198	.7198	NOUN
fsr-3886	124	2	(	(	PUNCT
fsr-3886	124	3	.4492	.4492	PROPN
fsr-3886	124	4	)	)	PUNCT
fsr-3886	124	5	male	male	ADJ
fsr-3886	124	6	binary	binary	ADJ
fsr-3886	124	7	variable	variable	NOUN
fsr-3886	124	8	that	that	PRON
fsr-3886	124	9	takes	take	VERB
fsr-3886	124	10	on	on	ADP
fsr-3886	124	11	a	a	DET
fsr-3886	124	12	value	value	NOUN
fsr-3886	124	13	of	of	ADP
fsr-3886	124	14	one	one	NUM
fsr-3886	124	15	if	if	SCONJ
fsr-3886	124	16	the	the	DET
fsr-3886	124	17	respondent	respondent	NOUN
fsr-3886	124	18	is	be	AUX
fsr-3886	124	19	male	male	ADJ
fsr-3886	124	20	and	and	CCONJ
fsr-3886	124	21	zero	zero	NUM
fsr-3886	124	22	otherwise	otherwise	ADV
fsr-3886	124	23	.	.	PUNCT
fsr-3886	125	1	.6036	.6036	NOUN
fsr-3886	125	2	(	(	PUNCT
fsr-3886	125	3	.4892	.4892	NOUN
fsr-3886	125	4	)	)	PUNCT
fsr-3886	125	5	married	married	ADJ
fsr-3886	125	6	binary	binary	ADJ
fsr-3886	125	7	variable	variable	NOUN
fsr-3886	125	8	that	that	PRON
fsr-3886	125	9	takes	take	VERB
fsr-3886	125	10	on	on	ADP
fsr-3886	125	11	a	a	DET
fsr-3886	125	12	value	value	NOUN
fsr-3886	125	13	of	of	ADP
fsr-3886	125	14	one	one	NUM
fsr-3886	125	15	if	if	SCONJ
fsr-3886	125	16	the	the	DET
fsr-3886	125	17	respondent	respondent	NOUN
fsr-3886	125	18	has	have	VERB
fsr-3886	125	19	a	a	DET
fsr-3886	125	20	partner	partner	NOUN
fsr-3886	125	21	and	and	CCONJ
fsr-3886	125	22	zero	zero	NUM
fsr-3886	125	23	otherwise	otherwise	ADV
fsr-3886	125	24	.	.	PUNCT
fsr-3886	126	1	‘	'	PUNCT
fsr-3886	126	2	‘	'	PUNCT
fsr-3886	126	3	partner	partner	NOUN
fsr-3886	126	4	’’	’'	PUNCT
fsr-3886	126	5	refers	refer	VERB
fsr-3886	126	6	to	to	ADP
fsr-3886	126	7	a	a	DET
fsr-3886	126	8	spouse	spouse	NOUN
fsr-3886	126	9	or	or	CCONJ
fsr-3886	126	10	live	live	ADJ
fsr-3886	126	11	-	-	PUNCT
fsr-3886	126	12	in	in	ADP
fsr-3886	126	13	companion	companion	NOUN
fsr-3886	126	14	of	of	ADP
fsr-3886	126	15	the	the	DET
fsr-3886	126	16	same	same	ADJ
fsr-3886	126	17	or	or	CCONJ
fsr-3886	126	18	opposite	opposite	ADJ
fsr-3886	126	19	sex	sex	NOUN
fsr-3886	126	20	.	.	PUNCT
fsr-3886	127	1	.8147	.8147	PROPN
fsr-3886	127	2	(	(	PUNCT
fsr-3886	127	3	.3886	.3886	PROPN
fsr-3886	127	4	)	)	PUNCT
fsr-3886	127	5	edyrs	edyr	NOUN
fsr-3886	127	6	number	number	NOUN
fsr-3886	127	7	of	of	ADP
fsr-3886	127	8	years	year	NOUN
fsr-3886	127	9	of	of	ADP
fsr-3886	127	10	education	education	NOUN
fsr-3886	127	11	completed	complete	VERB
fsr-3886	127	12	.	.	PUNCT
fsr-3886	128	1	11.58	11.58	NUM
fsr-3886	128	2	(	(	PUNCT
fsr-3886	128	3	3.28	3.28	NUM
fsr-3886	128	4	)	)	PUNCT
fsr-3886	128	5	122	122	NUM
fsr-3886	128	6	h.w	h.w	PROPN
fsr-3886	128	7	.	.	PROPN
fsr-3886	128	8	elder	elder	PROPN
fsr-3886	128	9	,	,	PUNCT
fsr-3886	128	10	p.m.	p.m.	NOUN
fsr-3886	128	11	rudolph	rudolph	PROPN
fsr-3886	128	12	/	/	SYM
fsr-3886	128	13	financial	financial	ADJ
fsr-3886	128	14	services	service	NOUN
fsr-3886	128	15	review	review	VERB
fsr-3886	128	16	8	8	NUM
fsr-3886	128	17	(	(	PUNCT
fsr-3886	128	18	1999	1999	NUM
fsr-3886	128	19	)	)	PUNCT
fsr-3886	128	20	117–127	117–127	NUM
fsr-3886	128	21	that	that	PRON
fsr-3886	128	22	assumes	assume	VERB
fsr-3886	128	23	that	that	SCONJ
fsr-3886	128	24	an	an	DET
fsr-3886	128	25	underlying	underlying	ADJ
fsr-3886	128	26	measure	measure	NOUN
fsr-3886	128	27	of	of	ADP
fsr-3886	128	28	satisfaction	satisfaction	NOUN
fsr-3886	128	29	exists	exist	VERB
fsr-3886	128	30	,	,	PUNCT
fsr-3886	128	31	but	but	CCONJ
fsr-3886	128	32	that	that	SCONJ
fsr-3886	128	33	its	its	PRON
fsr-3886	128	34	value	value	NOUN
fsr-3886	128	35	can	can	AUX
fsr-3886	128	36	not	not	PART
fsr-3886	128	37	be	be	AUX
fsr-3886	128	38	observed	observe	VERB
fsr-3886	128	39	.	.	PUNCT
fsr-3886	129	1	thus	thus	ADV
fsr-3886	129	2	,	,	PUNCT
fsr-3886	129	3	the	the	DET
fsr-3886	129	4	model	model	NOUN
fsr-3886	129	5	that	that	PRON
fsr-3886	129	6	is	be	AUX
fsr-3886	129	7	estimated	estimate	VERB
fsr-3886	129	8	is	be	AUX
fsr-3886	129	9	y	y	PROPN
fsr-3886	129	10	*	*	PROPN
fsr-3886	129	11	5	5	NUM
fsr-3886	129	12	b9x	b9x	NOUN
fsr-3886	129	13	1	1	NUM
fsr-3886	129	14	e	e	NOUN
fsr-3886	129	15	,	,	PUNCT
fsr-3886	129	16	(	(	PUNCT
fsr-3886	129	17	1	1	X
fsr-3886	129	18	)	)	PUNCT
fsr-3886	129	19	wherey	wherey	PROPN
fsr-3886	129	20	*	*	PUNCT
fsr-3886	129	21	is	be	AUX
fsr-3886	129	22	an	an	DET
fsr-3886	129	23	unobserved	unobserved	ADJ
fsr-3886	129	24	dependent	dependent	ADJ
fsr-3886	129	25	variable;b9	variable;b9	ADP
fsr-3886	129	26	is	be	AUX
fsr-3886	129	27	a	a	DET
fsr-3886	129	28	coefficient	coefficient	NOUN
fsr-3886	129	29	vector	vector	NOUN
fsr-3886	129	30	,	,	PUNCT
fsr-3886	129	31	x	x	PUNCT
fsr-3886	129	32	is	be	AUX
fsr-3886	129	33	a	a	DET
fsr-3886	129	34	vector	vector	NOUN
fsr-3886	129	35	of	of	ADP
fsr-3886	129	36	independent	independent	ADJ
fsr-3886	129	37	variables	variable	NOUN
fsr-3886	129	38	ande	ande	PROPN
fsr-3886	129	39	is	be	AUX
fsr-3886	129	40	a	a	DET
fsr-3886	129	41	stochastic	stochastic	ADJ
fsr-3886	129	42	error	error	NOUN
fsr-3886	129	43	term	term	NOUN
fsr-3886	129	44	.	.	PUNCT
fsr-3886	130	1	instead	instead	ADV
fsr-3886	130	2	,	,	PUNCT
fsr-3886	130	3	we	we	PRON
fsr-3886	130	4	observe	observe	VERB
fsr-3886	130	5	values	value	NOUN
fsr-3886	130	6	ofy	ofy	PROPN
fsr-3886	130	7	,	,	PUNCT
fsr-3886	130	8	that	that	PRON
fsr-3886	130	9	correspond	correspond	VERB
fsr-3886	130	10	to	to	ADP
fsr-3886	130	11	this	this	DET
fsr-3886	130	12	person	person	NOUN
fsr-3886	130	13	’s	’s	PART
fsr-3886	130	14	level	level	NOUN
fsr-3886	130	15	of	of	ADP
fsr-3886	130	16	satisfaction	satisfaction	NOUN
fsr-3886	130	17	,	,	PUNCT
fsr-3886	130	18	with	with	ADP
fsr-3886	130	19	values	value	NOUN
fsr-3886	130	20	starting	start	VERB
fsr-3886	130	21	at	at	ADP
fsr-3886	130	22	0	0	NUM
fsr-3886	130	23	(	(	PUNCT
fsr-3886	130	24	not	not	PART
fsr-3886	130	25	at	at	ADV
fsr-3886	130	26	all	all	ADV
fsr-3886	130	27	satisfied	satisfied	ADJ
fsr-3886	130	28	)	)	PUNCT
fsr-3886	130	29	and	and	CCONJ
fsr-3886	130	30	increasing	increase	VERB
fsr-3886	130	31	by	by	ADP
fsr-3886	130	32	units	unit	NOUN
fsr-3886	130	33	of	of	ADP
fsr-3886	130	34	one	one	NUM
fsr-3886	130	35	as	as	ADP
fsr-3886	130	36	satisfaction	satisfaction	NOUN
fsr-3886	130	37	increases	increase	NOUN
fsr-3886	130	38	.	.	PUNCT
fsr-3886	131	1	these	these	DET
fsr-3886	131	2	responses	response	NOUN
fsr-3886	131	3	correspond	correspond	VERB
fsr-3886	131	4	to	to	ADP
fsr-3886	131	5	a	a	DET
fsr-3886	131	6	set	set	NOUN
fsr-3886	131	7	of	of	ADP
fsr-3886	131	8	parameters	parameter	NOUN
fsr-3886	131	9	,	,	PUNCT
fsr-3886	131	10	usually	usually	ADV
fsr-3886	131	11	labeledm	labeledm	X
fsr-3886	131	12	’s	’s	ADV
fsr-3886	131	13	,	,	PUNCT
fsr-3886	131	14	that	that	PRON
fsr-3886	131	15	partition	partition	VERB
fsr-3886	131	16	the	the	DET
fsr-3886	131	17	distribution	distribution	NOUN
fsr-3886	131	18	ofy	ofy	NOUN
fsr-3886	131	19	*	*	PUNCT
fsr-3886	131	20	.	.	PUNCT
fsr-3886	132	1	the	the	DET
fsr-3886	132	2	estimation	estimation	NOUN
fsr-3886	132	3	procedure	procedure	NOUN
fsr-3886	132	4	thus	thus	ADV
fsr-3886	132	5	determines	determine	VERB
fsr-3886	132	6	the	the	DET
fsr-3886	132	7	probability	probability	NOUN
fsr-3886	132	8	that	that	SCONJ
fsr-3886	132	9	the	the	DET
fsr-3886	132	10	valuey	valuey	NOUN
fsr-3886	132	11	*	*	PUNCT
fsr-3886	132	12	falls	fall	VERB
fsr-3886	132	13	into	into	ADP
fsr-3886	132	14	a	a	DET
fsr-3886	132	15	range	range	NOUN
fsr-3886	132	16	of	of	ADP
fsr-3886	132	17	themi	themi	NOUN
fsr-3886	132	18	’s	’s	ADJ
fsr-3886	132	19	as	as	ADP
fsr-3886	132	20	established	establish	VERB
fsr-3886	132	21	by	by	ADP
fsr-3886	132	22	the	the	DET
fsr-3886	132	23	observed	observe	VERB
fsr-3886	132	24	values	value	NOUN
fsr-3886	132	25	ofy	ofy	NOUN
fsr-3886	132	26	(	(	PUNCT
fsr-3886	132	27	in	in	ADP
fsr-3886	132	28	this	this	DET
fsr-3886	132	29	case	case	NOUN
fsr-3886	132	30	,	,	PUNCT
fsr-3886	132	31	the	the	DET
fsr-3886	132	32	responses	response	NOUN
fsr-3886	132	33	to	to	ADP
fsr-3886	132	34	the	the	DET
fsr-3886	132	35	questions	question	NOUN
fsr-3886	132	36	of	of	ADP
fsr-3886	132	37	retirement	retirement	NOUN
fsr-3886	132	38	satisfaction	satisfaction	NOUN
fsr-3886	132	39	)	)	PUNCT
fsr-3886	132	40	.	.	PUNCT
fsr-3886	133	1	this	this	DET
fsr-3886	133	2	model	model	NOUN
fsr-3886	133	3	assumes	assume	VERB
fsr-3886	133	4	thate	thate	NOUN
fsr-3886	133	5	is	be	AUX
fsr-3886	133	6	normally	normally	ADV
fsr-3886	133	7	distributed	distribute	VERB
fsr-3886	133	8	and	and	CCONJ
fsr-3886	133	9	the	the	DET
fsr-3886	133	10	mean	mean	NOUN
fsr-3886	133	11	and	and	CCONJ
fsr-3886	133	12	variance	variance	NOUN
fsr-3886	133	13	ofe	ofe	INTJ
fsr-3886	133	14	are	be	AUX
fsr-3886	133	15	normalized	normalize	VERB
fsr-3886	133	16	to	to	ADP
fsr-3886	133	17	zero	zero	NUM
fsr-3886	133	18	and	and	CCONJ
fsr-3886	133	19	one	one	NUM
fsr-3886	133	20	,	,	PUNCT
fsr-3886	133	21	respectively	respectively	ADV
fsr-3886	133	22	.	.	PUNCT
fsr-3886	134	1	5	5	X
fsr-3886	134	2	.	.	X
fsr-3886	134	3	statistical	statistical	ADJ
fsr-3886	134	4	findings	finding	NOUN
fsr-3886	134	5	the	the	DET
fsr-3886	134	6	estimates	estimate	NOUN
fsr-3886	134	7	of	of	ADP
fsr-3886	134	8	the	the	DET
fsr-3886	134	9	ordered	order	VERB
fsr-3886	134	10	probit	probit	NOUN
fsr-3886	134	11	model	model	NOUN
fsr-3886	134	12	of	of	ADP
fsr-3886	134	13	retirement	retirement	NOUN
fsr-3886	134	14	satisfaction	satisfaction	NOUN
fsr-3886	134	15	are	be	AUX
fsr-3886	134	16	found	find	VERB
fsr-3886	134	17	in	in	ADP
fsr-3886	134	18	table	table	NOUN
fsr-3886	134	19	3	3	NUM
fsr-3886	134	20	,	,	PUNCT
fsr-3886	134	21	with	with	ADP
fsr-3886	134	22	the	the	DET
fsr-3886	134	23	results	result	NOUN
fsr-3886	134	24	of	of	ADP
fsr-3886	134	25	the	the	DET
fsr-3886	134	26	basic	basic	ADJ
fsr-3886	134	27	model	model	NOUN
fsr-3886	134	28	shown	show	VERB
fsr-3886	134	29	in	in	ADP
fsr-3886	134	30	column	column	NOUN
fsr-3886	134	31	(	(	PUNCT
fsr-3886	134	32	a	a	NOUN
fsr-3886	134	33	)	)	PUNCT
fsr-3886	134	34	,	,	PUNCT
fsr-3886	134	35	and	and	CCONJ
fsr-3886	134	36	then	then	ADV
fsr-3886	134	37	additional	additional	ADJ
fsr-3886	134	38	estimates	estimate	NOUN
fsr-3886	134	39	that	that	PRON
fsr-3886	134	40	incorporate	incorporate	VERB
fsr-3886	134	41	the	the	DET
fsr-3886	134	42	interrelationship	interrelationship	NOUN
fsr-3886	134	43	between	between	ADP
fsr-3886	134	44	planning	planning	NOUN
fsr-3886	134	45	and	and	CCONJ
fsr-3886	134	46	forced	force	VERB
fsr-3886	134	47	retirement	retirement	NOUN
fsr-3886	134	48	are	be	AUX
fsr-3886	134	49	shown	show	VERB
fsr-3886	134	50	in	in	ADP
fsr-3886	134	51	columns	column	NOUN
fsr-3886	134	52	(	(	PUNCT
fsr-3886	134	53	b	b	NOUN
fsr-3886	134	54	)	)	PUNCT
fsr-3886	134	55	and	and	CCONJ
fsr-3886	134	56	(	(	PUNCT
fsr-3886	134	57	c	c	NOUN
fsr-3886	134	58	)	)	PUNCT
fsr-3886	134	59	.	.	PUNCT
fsr-3886	135	1	the	the	DET
fsr-3886	135	2	central	central	ADJ
fsr-3886	135	3	finding	finding	NOUN
fsr-3886	135	4	from	from	ADP
fsr-3886	135	5	these	these	DET
fsr-3886	135	6	estimates	estimate	NOUN
fsr-3886	135	7	is	be	AUX
fsr-3886	135	8	that	that	SCONJ
fsr-3886	135	9	planning	plan	VERB
fsr-3886	135	10	for	for	ADP
fsr-3886	135	11	retirement	retirement	NOUN
fsr-3886	135	12	,	,	PUNCT
fsr-3886	135	13	as	as	SCONJ
fsr-3886	135	14	measured	measure	VERB
fsr-3886	135	15	by	by	ADP
fsr-3886	135	16	how	how	SCONJ
fsr-3886	135	17	much	much	ADJ
fsr-3886	135	18	the	the	DET
fsr-3886	135	19	respondent	respondent	NOUN
fsr-3886	135	20	thought	thought	NOUN
fsr-3886	135	21	about	about	ADP
fsr-3886	135	22	retirement	retirement	NOUN
fsr-3886	135	23	and	and	CCONJ
fsr-3886	135	24	whether	whether	SCONJ
fsr-3886	135	25	the	the	DET
fsr-3886	135	26	person	person	NOUN
fsr-3886	135	27	attended	attend	VERB
fsr-3886	135	28	retirement	retirement	NOUN
fsr-3886	135	29	planning	planning	NOUN
fsr-3886	135	30	meetings	meeting	NOUN
fsr-3886	135	31	,	,	PUNCT
fsr-3886	135	32	is	be	AUX
fsr-3886	135	33	positively	positively	ADV
fsr-3886	135	34	related	relate	VERB
fsr-3886	135	35	to	to	ADP
fsr-3886	135	36	the	the	DET
fsr-3886	135	37	level	level	NOUN
fsr-3886	135	38	of	of	ADP
fsr-3886	135	39	retirement	retirement	NOUN
fsr-3886	135	40	satisfaction	satisfaction	NOUN
fsr-3886	135	41	.	.	PUNCT
fsr-3886	136	1	this	this	PRON
fsr-3886	136	2	is	be	AUX
fsr-3886	136	3	true	true	ADJ
fsr-3886	136	4	independent	independent	ADJ
fsr-3886	136	5	of	of	ADP
fsr-3886	136	6	household	household	NOUN
fsr-3886	136	7	characteristics	characteristic	NOUN
fsr-3886	136	8	or	or	CCONJ
fsr-3886	136	9	economic	economic	ADJ
fsr-3886	136	10	status	status	NOUN
fsr-3886	136	11	.	.	PUNCT
fsr-3886	137	1	looking	look	VERB
fsr-3886	137	2	at	at	ADP
fsr-3886	137	3	the	the	DET
fsr-3886	137	4	other	other	ADJ
fsr-3886	137	5	variables	variable	NOUN
fsr-3886	137	6	in	in	ADP
fsr-3886	137	7	the	the	DET
fsr-3886	137	8	equation	equation	NOUN
fsr-3886	137	9	,	,	PUNCT
fsr-3886	137	10	the	the	DET
fsr-3886	137	11	results	result	NOUN
fsr-3886	137	12	are	be	AUX
fsr-3886	137	13	generally	generally	ADV
fsr-3886	137	14	consistent	consistent	ADJ
fsr-3886	137	15	with	with	ADP
fsr-3886	137	16	the	the	DET
fsr-3886	137	17	findings	finding	NOUN
fsr-3886	137	18	of	of	ADP
fsr-3886	137	19	prior	prior	ADJ
fsr-3886	137	20	studies	study	NOUN
fsr-3886	137	21	.	.	PUNCT
fsr-3886	138	1	individuals	individual	NOUN
fsr-3886	138	2	in	in	ADP
fsr-3886	138	3	households	household	NOUN
fsr-3886	138	4	with	with	ADP
fsr-3886	138	5	higher	high	ADJ
fsr-3886	138	6	incomes	income	NOUN
fsr-3886	138	7	and	and	CCONJ
fsr-3886	138	8	larger	large	ADJ
fsr-3886	138	9	net	net	ADJ
fsr-3886	138	10	worth	worth	NOUN
fsr-3886	138	11	are	be	AUX
fsr-3886	138	12	,	,	PUNCT
fsr-3886	138	13	predictably	predictably	ADV
fsr-3886	138	14	,	,	PUNCT
fsr-3886	138	15	more	more	ADV
fsr-3886	138	16	likely	likely	ADJ
fsr-3886	138	17	to	to	PART
fsr-3886	138	18	be	be	AUX
fsr-3886	138	19	satisfied	satisfied	ADJ
fsr-3886	138	20	.	.	PUNCT
fsr-3886	139	1	respondents	respondent	NOUN
fsr-3886	139	2	who	who	PRON
fsr-3886	139	3	have	have	VERB
fsr-3886	139	4	partners	partner	NOUN
fsr-3886	139	5	(	(	PUNCT
fsr-3886	139	6	married	married	ADJ
fsr-3886	139	7	or	or	CCONJ
fsr-3886	139	8	otherwise	otherwise	ADV
fsr-3886	139	9	)	)	PUNCT
fsr-3886	139	10	are	be	AUX
fsr-3886	139	11	also	also	ADV
fsr-3886	139	12	significantly	significantly	ADV
fsr-3886	139	13	more	more	ADV
fsr-3886	139	14	likely	likely	ADJ
fsr-3886	139	15	to	to	PART
fsr-3886	139	16	be	be	AUX
fsr-3886	139	17	satisfied	satisfied	ADJ
fsr-3886	139	18	.	.	PUNCT
fsr-3886	140	1	other	other	ADJ
fsr-3886	140	2	characteristics	characteristic	NOUN
fsr-3886	140	3	are	be	AUX
fsr-3886	140	4	unrelated	unrelated	ADJ
fsr-3886	140	5	to	to	ADP
fsr-3886	140	6	the	the	DET
fsr-3886	140	7	level	level	NOUN
fsr-3886	140	8	of	of	ADP
fsr-3886	140	9	satisfaction	satisfaction	NOUN
fsr-3886	140	10	:	:	PUNCT
fsr-3886	140	11	males	male	NOUN
fsr-3886	140	12	are	be	AUX
fsr-3886	140	13	no	no	ADV
fsr-3886	140	14	more	more	ADV
fsr-3886	140	15	likely	likely	ADJ
fsr-3886	140	16	than	than	ADP
fsr-3886	140	17	females	female	NOUN
fsr-3886	140	18	to	to	PART
fsr-3886	140	19	be	be	AUX
fsr-3886	140	20	satisfied	satisfied	ADJ
fsr-3886	140	21	;	;	PUNCT
fsr-3886	140	22	whites	white	NOUN
fsr-3886	140	23	are	be	AUX
fsr-3886	140	24	no	no	ADV
fsr-3886	140	25	more	more	ADV
fsr-3886	140	26	likely	likely	ADJ
fsr-3886	140	27	than	than	SCONJ
fsr-3886	140	28	non	non	NOUN
fsr-3886	140	29	-	-	NOUN
fsr-3886	140	30	whites	white	NOUN
fsr-3886	140	31	to	to	PART
fsr-3886	140	32	be	be	AUX
fsr-3886	140	33	satisfied	satisfied	ADJ
fsr-3886	140	34	;	;	PUNCT
fsr-3886	140	35	and	and	CCONJ
fsr-3886	140	36	those	those	PRON
fsr-3886	140	37	with	with	ADP
fsr-3886	140	38	more	more	ADJ
fsr-3886	140	39	education	education	NOUN
fsr-3886	140	40	do	do	AUX
fsr-3886	140	41	not	not	PART
fsr-3886	140	42	have	have	VERB
fsr-3886	140	43	greater	great	ADJ
fsr-3886	140	44	levels	level	NOUN
fsr-3886	140	45	of	of	ADP
fsr-3886	140	46	satisfaction	satisfaction	NOUN
fsr-3886	140	47	than	than	ADP
fsr-3886	140	48	those	those	PRON
fsr-3886	140	49	with	with	ADP
fsr-3886	140	50	less	less	ADJ
fsr-3886	140	51	.	.	PUNCT
fsr-3886	141	1	the	the	DET
fsr-3886	141	2	lack	lack	NOUN
fsr-3886	141	3	of	of	ADP
fsr-3886	141	4	significance	significance	NOUN
fsr-3886	141	5	for	for	ADP
fsr-3886	141	6	the	the	DET
fsr-3886	141	7	education	education	NOUN
fsr-3886	141	8	variable	variable	NOUN
fsr-3886	141	9	may	may	AUX
fsr-3886	141	10	be	be	AUX
fsr-3886	141	11	due	due	ADJ
fsr-3886	141	12	to	to	ADP
fsr-3886	141	13	the	the	DET
fsr-3886	141	14	correlation	correlation	NOUN
fsr-3886	141	15	between	between	ADP
fsr-3886	141	16	education	education	NOUN
fsr-3886	141	17	and	and	CCONJ
fsr-3886	141	18	other	other	ADJ
fsr-3886	141	19	significant	significant	ADJ
fsr-3886	141	20	factors	factor	NOUN
fsr-3886	141	21	such	such	ADJ
fsr-3886	141	22	as	as	ADP
fsr-3886	141	23	income	income	NOUN
fsr-3886	141	24	and	and	CCONJ
fsr-3886	141	25	health	health	NOUN
fsr-3886	141	26	.	.	PUNCT
fsr-3886	142	1	some	some	DET
fsr-3886	142	2	factors	factor	NOUN
fsr-3886	142	3	do	do	AUX
fsr-3886	142	4	reduce	reduce	VERB
fsr-3886	142	5	the	the	DET
fsr-3886	142	6	likelihood	likelihood	NOUN
fsr-3886	142	7	of	of	ADP
fsr-3886	142	8	satisfaction	satisfaction	NOUN
fsr-3886	142	9	.	.	PUNCT
fsr-3886	143	1	in	in	ADP
fsr-3886	143	2	particular	particular	ADJ
fsr-3886	143	3	,	,	PUNCT
fsr-3886	143	4	those	those	DET
fsr-3886	143	5	individuals	individual	NOUN
fsr-3886	143	6	who	who	PRON
fsr-3886	143	7	were	be	AUX
fsr-3886	143	8	forced	force	VERB
fsr-3886	143	9	to	to	PART
fsr-3886	143	10	retire	retire	VERB
fsr-3886	143	11	either	either	CCONJ
fsr-3886	143	12	by	by	ADP
fsr-3886	143	13	poor	poor	ADJ
fsr-3886	143	14	health	health	NOUN
fsr-3886	143	15	or	or	CCONJ
fsr-3886	143	16	by	by	ADP
fsr-3886	143	17	their	their	PRON
fsr-3886	143	18	employer	employer	NOUN
fsr-3886	143	19	are	be	AUX
fsr-3886	143	20	less	less	ADV
fsr-3886	143	21	likely	likely	ADJ
fsr-3886	143	22	to	to	PART
fsr-3886	143	23	be	be	AUX
fsr-3886	143	24	satisfied	satisfied	ADJ
fsr-3886	143	25	.	.	PUNCT
fsr-3886	144	1	in	in	ADP
fsr-3886	144	2	some	some	DET
fsr-3886	144	3	cases	case	NOUN
fsr-3886	144	4	,	,	PUNCT
fsr-3886	144	5	the	the	DET
fsr-3886	144	6	lack	lack	NOUN
fsr-3886	144	7	of	of	ADP
fsr-3886	144	8	satisfaction	satisfaction	NOUN
fsr-3886	144	9	for	for	ADP
fsr-3886	144	10	those	those	PRON
fsr-3886	144	11	forced	force	VERB
fsr-3886	144	12	to	to	PART
fsr-3886	144	13	retire	retire	VERB
fsr-3886	144	14	may	may	AUX
fsr-3886	144	15	be	be	AUX
fsr-3886	144	16	related	relate	VERB
fsr-3886	144	17	to	to	ADP
fsr-3886	144	18	planning	planning	NOUN
fsr-3886	144	19	—	—	PUNCT
fsr-3886	144	20	or	or	CCONJ
fsr-3886	144	21	the	the	DET
fsr-3886	144	22	inability	inability	NOUN
fsr-3886	144	23	to	to	PART
fsr-3886	144	24	plan	plan	VERB
fsr-3886	144	25	—	—	PUNCT
fsr-3886	144	26	and	and	CCONJ
fsr-3886	144	27	could	could	AUX
fsr-3886	144	28	be	be	AUX
fsr-3886	144	29	connected	connect	VERB
fsr-3886	144	30	to	to	ADP
fsr-3886	144	31	the	the	DET
fsr-3886	144	32	ability	ability	NOUN
fsr-3886	144	33	to	to	PART
fsr-3886	144	34	anticipate	anticipate	VERB
fsr-3886	144	35	the	the	DET
fsr-3886	144	36	timing	timing	NOUN
fsr-3886	144	37	of	of	ADP
fsr-3886	144	38	retirement	retirement	NOUN
fsr-3886	144	39	,	,	PUNCT
fsr-3886	144	40	and	and	CCONJ
fsr-3886	144	41	make	make	VERB
fsr-3886	144	42	adequate	adequate	ADJ
fsr-3886	144	43	preparations	preparation	NOUN
fsr-3886	144	44	for	for	ADP
fsr-3886	144	45	it	it	PRON
fsr-3886	144	46	.	.	PUNCT
fsr-3886	145	1	to	to	PART
fsr-3886	145	2	investigate	investigate	VERB
fsr-3886	145	3	these	these	DET
fsr-3886	145	4	questions	question	NOUN
fsr-3886	145	5	,	,	PUNCT
fsr-3886	145	6	additional	additional	ADJ
fsr-3886	145	7	estimates	estimate	NOUN
fsr-3886	145	8	have	have	AUX
fsr-3886	145	9	been	be	AUX
fsr-3886	145	10	produced	produce	VERB
fsr-3886	145	11	and	and	CCONJ
fsr-3886	145	12	can	can	AUX
fsr-3886	145	13	be	be	AUX
fsr-3886	145	14	found	find	VERB
fsr-3886	145	15	in	in	ADP
fsr-3886	145	16	columns	column	NOUN
fsr-3886	145	17	(	(	PUNCT
fsr-3886	145	18	b	b	NOUN
fsr-3886	145	19	)	)	PUNCT
fsr-3886	145	20	and	and	CCONJ
fsr-3886	145	21	(	(	PUNCT
fsr-3886	145	22	c	c	NOUN
fsr-3886	145	23	)	)	PUNCT
fsr-3886	145	24	in	in	ADP
fsr-3886	145	25	table	table	NOUN
fsr-3886	145	26	3	3	NUM
fsr-3886	145	27	.	.	PUNCT
fsr-3886	146	1	these	these	DET
fsr-3886	146	2	estimates	estimate	NOUN
fsr-3886	146	3	include	include	VERB
fsr-3886	146	4	interaction	interaction	NOUN
fsr-3886	146	5	terms	term	NOUN
fsr-3886	146	6	between	between	ADP
fsr-3886	146	7	the	the	DET
fsr-3886	146	8	planning	planning	NOUN
fsr-3886	146	9	variables	variable	NOUN
fsr-3886	146	10	(	(	PUNCT
fsr-3886	146	11	retthnk	retthnk	NOUN
fsr-3886	146	12	and	and	CCONJ
fsr-3886	146	13	retplan	retplan	NOUN
fsr-3886	146	14	)	)	PUNCT
fsr-3886	146	15	with	with	ADP
fsr-3886	146	16	the	the	DET
fsr-3886	146	17	retirement	retirement	NOUN
fsr-3886	146	18	cause	cause	NOUN
fsr-3886	146	19	variables	variable	NOUN
fsr-3886	146	20	:	:	PUNCT
fsr-3886	146	21	health	health	NOUN
fsr-3886	146	22	condition	condition	NOUN
fsr-3886	146	23	(	(	PUNCT
fsr-3886	146	24	hlth	hlth	NOUN
fsr-3886	146	25	)	)	PUNCT
fsr-3886	146	26	and	and	CCONJ
fsr-3886	146	27	forced	force	VERB
fsr-3886	146	28	retirement	retirement	NOUN
fsr-3886	146	29	(	(	PUNCT
fsr-3886	146	30	retfor	retfor	NOUN
fsr-3886	146	31	)	)	PUNCT
fsr-3886	146	32	variables	variable	NOUN
fsr-3886	146	33	.	.	PUNCT
fsr-3886	147	1	given	give	VERB
fsr-3886	147	2	the	the	DET
fsr-3886	147	3	results	result	NOUN
fsr-3886	147	4	from	from	ADP
fsr-3886	147	5	these	these	DET
fsr-3886	147	6	estimates	estimate	NOUN
fsr-3886	147	7	,	,	PUNCT
fsr-3886	147	8	it	it	PRON
fsr-3886	147	9	is	be	AUX
fsr-3886	147	10	clear	clear	ADJ
fsr-3886	147	11	that	that	SCONJ
fsr-3886	147	12	individuals	individual	NOUN
fsr-3886	147	13	who	who	PRON
fsr-3886	147	14	had	have	VERB
fsr-3886	147	15	the	the	DET
fsr-3886	147	16	opportunity	opportunity	NOUN
fsr-3886	147	17	to	to	PART
fsr-3886	147	18	plan	plan	VERB
fsr-3886	147	19	in	in	ADP
fsr-3886	147	20	the	the	DET
fsr-3886	147	21	face	face	NOUN
fsr-3886	147	22	of	of	ADP
fsr-3886	147	23	either	either	CCONJ
fsr-3886	147	24	poor	poor	ADJ
fsr-3886	147	25	health	health	NOUN
fsr-3886	147	26	or	or	CCONJ
fsr-3886	147	27	a	a	DET
fsr-3886	147	28	forced	force	VERB
fsr-3886	147	29	retirement	retirement	NOUN
fsr-3886	147	30	are	be	AUX
fsr-3886	147	31	more	more	ADV
fsr-3886	147	32	likely	likely	ADJ
fsr-3886	147	33	to	to	PART
fsr-3886	147	34	be	be	AUX
fsr-3886	147	35	more	more	ADJ
fsr-3886	147	36	123h.w	123h.w	NUM
fsr-3886	147	37	.	.	PUNCT
fsr-3886	148	1	elder	elder	NOUN
fsr-3886	148	2	,	,	PUNCT
fsr-3886	148	3	p.m.	p.m.	NOUN
fsr-3886	148	4	rudolph	rudolph	PROPN
fsr-3886	148	5	/	/	SYM
fsr-3886	148	6	financial	financial	ADJ
fsr-3886	148	7	services	service	NOUN
fsr-3886	148	8	review	review	VERB
fsr-3886	148	9	8	8	NUM
fsr-3886	148	10	(	(	PUNCT
fsr-3886	148	11	1999	1999	NUM
fsr-3886	148	12	)	)	PUNCT
fsr-3886	148	13	117–127	117–127	NUM
fsr-3886	148	14	satisfied	satisfied	ADJ
fsr-3886	148	15	.	.	PUNCT
fsr-3886	149	1	it	it	PRON
fsr-3886	149	2	is	be	AUX
fsr-3886	149	3	interesting	interesting	ADJ
fsr-3886	149	4	to	to	PART
fsr-3886	149	5	note	note	VERB
fsr-3886	149	6	that	that	SCONJ
fsr-3886	149	7	only	only	ADV
fsr-3886	149	8	the	the	DET
fsr-3886	149	9	“	"	PUNCT
fsr-3886	149	10	thinking	thinking	NOUN
fsr-3886	149	11	about	about	ADP
fsr-3886	149	12	”	"	PUNCT
fsr-3886	149	13	variable	variable	NOUN
fsr-3886	149	14	is	be	AUX
fsr-3886	149	15	significant	significant	ADJ
fsr-3886	149	16	(	(	PUNCT
fsr-3886	149	17	and	and	CCONJ
fsr-3886	149	18	the	the	DET
fsr-3886	149	19	“	"	PUNCT
fsr-3886	149	20	attended	attend	VERB
fsr-3886	149	21	meetings	meeting	NOUN
fsr-3886	149	22	”	"	PUNCT
fsr-3886	149	23	variable	variable	NOUN
fsr-3886	149	24	is	be	AUX
fsr-3886	149	25	not	not	PART
fsr-3886	149	26	)	)	PUNCT
fsr-3886	149	27	in	in	ADP
fsr-3886	149	28	these	these	DET
fsr-3886	149	29	estimates	estimate	NOUN
fsr-3886	149	30	.	.	PUNCT
fsr-3886	150	1	the	the	DET
fsr-3886	150	2	coefficients	coefficient	NOUN
fsr-3886	150	3	on	on	ADP
fsr-3886	150	4	both	both	CCONJ
fsr-3886	150	5	the	the	DET
fsr-3886	150	6	original	original	ADJ
fsr-3886	150	7	planning	planning	NOUN
fsr-3886	150	8	and	and	CCONJ
fsr-3886	150	9	retirement	retirement	NOUN
fsr-3886	150	10	cause	cause	NOUN
fsr-3886	150	11	variables	variable	NOUN
fsr-3886	150	12	all	all	PRON
fsr-3886	150	13	yield	yield	VERB
fsr-3886	150	14	the	the	DET
fsr-3886	150	15	same	same	ADJ
fsr-3886	150	16	implications	implication	NOUN
fsr-3886	150	17	and	and	CCONJ
fsr-3886	150	18	statistical	statistical	ADJ
fsr-3886	150	19	significance	significance	NOUN
fsr-3886	150	20	as	as	ADP
fsr-3886	150	21	when	when	SCONJ
fsr-3886	150	22	the	the	DET
fsr-3886	150	23	interaction	interaction	NOUN
fsr-3886	150	24	terms	term	NOUN
fsr-3886	150	25	are	be	AUX
fsr-3886	150	26	not	not	PART
fsr-3886	150	27	included	include	VERB
fsr-3886	150	28	.	.	PUNCT
fsr-3886	151	1	all	all	DET
fsr-3886	151	2	this	this	PRON
fsr-3886	151	3	simply	simply	ADV
fsr-3886	151	4	underscores	underscore	VERB
fsr-3886	151	5	the	the	DET
fsr-3886	151	6	impact	impact	NOUN
fsr-3886	151	7	of	of	ADP
fsr-3886	151	8	preparation	preparation	NOUN
fsr-3886	151	9	on	on	ADP
fsr-3886	151	10	the	the	DET
fsr-3886	151	11	retiree	retiree	NOUN
fsr-3886	151	12	’s	’s	PART
fsr-3886	151	13	level	level	NOUN
fsr-3886	151	14	of	of	ADP
fsr-3886	151	15	satisfaction	satisfaction	NOUN
fsr-3886	151	16	.	.	PUNCT
fsr-3886	152	1	one	one	NUM
fsr-3886	152	2	problem	problem	NOUN
fsr-3886	152	3	that	that	PRON
fsr-3886	152	4	could	could	AUX
fsr-3886	152	5	arise	arise	VERB
fsr-3886	152	6	in	in	ADP
fsr-3886	152	7	this	this	DET
fsr-3886	152	8	investigation	investigation	NOUN
fsr-3886	152	9	is	be	AUX
fsr-3886	152	10	the	the	DET
fsr-3886	152	11	impact	impact	NOUN
fsr-3886	152	12	self	self	NOUN
fsr-3886	152	13	-	-	PUNCT
fsr-3886	152	14	selection	selection	NOUN
fsr-3886	152	15	with	with	ADP
fsr-3886	152	16	respect	respect	NOUN
fsr-3886	152	17	table	table	NOUN
fsr-3886	152	18	3	3	NUM
fsr-3886	152	19	ordered	order	VERB
fsr-3886	152	20	probit	probit	NOUN
fsr-3886	152	21	estimates	estimate	NOUN
fsr-3886	152	22	of	of	ADP
fsr-3886	152	23	retirement	retirement	NOUN
fsr-3886	152	24	statisfaction	statisfaction	NOUN
fsr-3886	152	25	(	(	PUNCT
fsr-3886	152	26	n	n	PROPN
fsr-3886	152	27	5	5	NUM
fsr-3886	152	28	1781)a	1781)a	NUM
fsr-3886	152	29	basic	basic	ADJ
fsr-3886	152	30	model	model	NOUN
fsr-3886	152	31	(	(	PUNCT
fsr-3886	152	32	a	a	PRON
fsr-3886	152	33	)	)	PUNCT
fsr-3886	152	34	impact	impact	NOUN
fsr-3886	152	35	of	of	ADP
fsr-3886	152	36	involuntary	involuntary	ADJ
fsr-3886	152	37	retirement	retirement	NOUN
fsr-3886	152	38	employer	employer	NOUN
fsr-3886	152	39	forced	force	VERB
fsr-3886	152	40	(	(	PUNCT
fsr-3886	152	41	b	b	NOUN
fsr-3886	152	42	)	)	PUNCT
fsr-3886	152	43	health	health	NOUN
fsr-3886	152	44	forced	force	VERB
fsr-3886	152	45	(	(	PUNCT
fsr-3886	152	46	c	c	NOUN
fsr-3886	152	47	)	)	PUNCT
fsr-3886	152	48	constant	constant	ADJ
fsr-3886	152	49	1.00	1.00	NUM
fsr-3886	152	50	1.10	1.10	NUM
fsr-3886	152	51	1.13	1.13	NUM
fsr-3886	152	52	(	(	PUNCT
fsr-3886	152	53	7.037	7.037	NUM
fsr-3886	152	54	)	)	PUNCT
fsr-3886	152	55	(	(	PUNCT
fsr-3886	152	56	7.337	7.337	NUM
fsr-3886	152	57	)	)	PUNCT
fsr-3886	152	58	(	(	PUNCT
fsr-3886	152	59	7.534	7.534	NUM
fsr-3886	152	60	)	)	PUNCT
fsr-3886	152	61	male	male	NOUN
fsr-3886	152	62	2.025	2.025	NUM
fsr-3886	152	63	2.023	2.023	NUM
fsr-3886	152	64	2.020	2.020	NUM
fsr-3886	152	65	(	(	PUNCT
fsr-3886	152	66	0.410	0.410	NUM
fsr-3886	152	67	)	)	PUNCT
fsr-3886	152	68	(	(	PUNCT
fsr-3886	152	69	0.062	0.062	NUM
fsr-3886	152	70	)	)	PUNCT
fsr-3886	152	71	(	(	PUNCT
fsr-3886	152	72	0.324	0.324	NUM
fsr-3886	152	73	)	)	PUNCT
fsr-3886	152	74	white	white	PROPN
fsr-3886	152	75	.043	.043	NUM
fsr-3886	153	1	.0435	.0435	NUM
fsr-3886	153	2	.045	.045	NUM
fsr-3886	153	3	(	(	PUNCT
fsr-3886	153	4	0.625	0.625	NUM
fsr-3886	153	5	)	)	PUNCT
fsr-3886	153	6	(	(	PUNCT
fsr-3886	153	7	0.069	0.069	NUM
fsr-3886	153	8	)	)	PUNCT
fsr-3886	153	9	(	(	PUNCT
fsr-3886	153	10	0.647	0.647	NUM
fsr-3886	153	11	)	)	PUNCT
fsr-3886	153	12	married	marry	VERB
fsr-3886	153	13	.277	.277	NUM
fsr-3886	153	14	.275	.275	NUM
fsr-3886	153	15	.267	.267	NUM
fsr-3886	153	16	(	(	PUNCT
fsr-3886	153	17	3.475	3.475	NUM
fsr-3886	153	18	)	)	PUNCT
fsr-3886	153	19	(	(	PUNCT
fsr-3886	153	20	3.447	3.447	NUM
fsr-3886	153	21	)	)	PUNCT
fsr-3886	153	22	(	(	PUNCT
fsr-3886	153	23	3.359	3.359	NUM
fsr-3886	153	24	)	)	PUNCT
fsr-3886	153	25	*	*	PUNCT
fsr-3886	154	1	*	*	PUNCT
fsr-3886	154	2	*	*	PUNCT
fsr-3886	155	1	*	*	PUNCT
fsr-3886	155	2	*	*	PUNCT
fsr-3886	155	3	*	*	PUNCT
fsr-3886	155	4	*	*	PUNCT
fsr-3886	155	5	*	*	PUNCT
fsr-3886	155	6	*	*	PUNCT
fsr-3886	155	7	totnw	totnw	NOUN
fsr-3886	155	8	.289xe-06	.289xe-06	PROPN
fsr-3886	156	1	.280xe-06	.280xe-06	PROPN
fsr-3886	156	2	.279xe-06	.279xe-06	PROPN
fsr-3886	157	1	(	(	PUNCT
fsr-3886	157	2	2.802	2.802	NUM
fsr-3886	157	3	)	)	PUNCT
fsr-3886	157	4	(	(	PUNCT
fsr-3886	157	5	2.700	2.700	NUM
fsr-3886	157	6	)	)	PUNCT
fsr-3886	157	7	(	(	PUNCT
fsr-3886	157	8	2.717	2.717	NUM
fsr-3886	157	9	)	)	PUNCT
fsr-3886	157	10	*	*	PUNCT
fsr-3886	158	1	*	*	PUNCT
fsr-3886	158	2	*	*	PUNCT
fsr-3886	159	1	*	*	PUNCT
fsr-3886	159	2	*	*	PUNCT
fsr-3886	159	3	*	*	PUNCT
fsr-3886	160	1	*	*	PUNCT
fsr-3886	160	2	*	*	PUNCT
fsr-3886	160	3	*	*	PUNCT
fsr-3886	160	4	hhinc	hhinc	PROPN
fsr-3886	160	5	.274xe-05	.274xe-05	INTJ
fsr-3886	161	1	.257xe-05	.257xe-05	PROPN
fsr-3886	161	2	.264xe-05	.264xe-05	PROPN
fsr-3886	162	1	(	(	PUNCT
fsr-3886	162	2	2.389	2.389	NUM
fsr-3886	162	3	)	)	PUNCT
fsr-3886	162	4	(	(	PUNCT
fsr-3886	162	5	2.221	2.221	NUM
fsr-3886	162	6	)	)	PUNCT
fsr-3886	162	7	(	(	PUNCT
fsr-3886	162	8	2.305	2.305	NUM
fsr-3886	162	9	)	)	PUNCT
fsr-3886	162	10	*	*	PUNCT
fsr-3886	163	1	*	*	PUNCT
fsr-3886	164	1	*	*	PUNCT
fsr-3886	164	2	*	*	PUNCT
fsr-3886	164	3	*	*	PUNCT
fsr-3886	164	4	*	*	PUNCT
fsr-3886	164	5	edyrs	edyrs	PROPN
fsr-3886	164	6	.010	.010	NUM
fsr-3886	164	7	.011	.011	NUM
fsr-3886	164	8	.011	.011	NUM
fsr-3886	164	9	(	(	PUNCT
fsr-3886	164	10	0.977	0.977	NUM
fsr-3886	164	11	)	)	PUNCT
fsr-3886	164	12	(	(	PUNCT
fsr-3886	164	13	1.116	1.116	NUM
fsr-3886	164	14	)	)	PUNCT
fsr-3886	164	15	(	(	PUNCT
fsr-3886	164	16	1.051	1.051	NUM
fsr-3886	164	17	)	)	PUNCT
fsr-3886	164	18	retthnk	retthnk	NOUN
fsr-3886	164	19	.186	.186	NUM
fsr-3886	164	20	.117	.117	NUM
fsr-3886	164	21	.112	.112	NUM
fsr-3886	164	22	(	(	PUNCT
fsr-3886	164	23	6.972	6.972	NUM
fsr-3886	164	24	)	)	PUNCT
fsr-3886	164	25	(	(	PUNCT
fsr-3886	164	26	3.207	3.207	NUM
fsr-3886	164	27	)	)	PUNCT
fsr-3886	164	28	(	(	PUNCT
fsr-3886	164	29	3.105	3.105	NUM
fsr-3886	164	30	)	)	PUNCT
fsr-3886	164	31	*	*	PUNCT
fsr-3886	165	1	*	*	PUNCT
fsr-3886	165	2	*	*	PUNCT
fsr-3886	165	3	*	*	PUNCT
fsr-3886	165	4	*	*	PUNCT
fsr-3886	165	5	*	*	PUNCT
fsr-3886	165	6	*	*	PUNCT
fsr-3886	165	7	*	*	PUNCT
fsr-3886	165	8	*	*	PUNCT
fsr-3886	165	9	retplan	retplan	NOUN
fsr-3886	165	10	.204	.204	NUM
fsr-3886	165	11	.269	.269	NUM
fsr-3886	165	12	.216	.216	NUM
fsr-3886	165	13	(	(	PUNCT
fsr-3886	165	14	2.646	2.646	NUM
fsr-3886	165	15	)	)	PUNCT
fsr-3886	165	16	(	(	PUNCT
fsr-3886	165	17	2.785	2.785	NUM
fsr-3886	165	18	)	)	PUNCT
fsr-3886	165	19	(	(	PUNCT
fsr-3886	165	20	2.300	2.300	NUM
fsr-3886	165	21	)	)	PUNCT
fsr-3886	165	22	*	*	PUNCT
fsr-3886	166	1	*	*	PUNCT
fsr-3886	166	2	*	*	PUNCT
fsr-3886	166	3	*	*	PUNCT
fsr-3886	166	4	*	*	PUNCT
fsr-3886	166	5	*	*	PUNCT
fsr-3886	166	6	*	*	PUNCT
fsr-3886	166	7	*	*	PUNCT
fsr-3886	166	8	hlth	hlth	NOUN
fsr-3886	166	9	2.591	2.591	NUM
fsr-3886	166	10	2.584	2.584	NUM
fsr-3886	166	11	2.786	2.786	NUM
fsr-3886	166	12	(	(	PUNCT
fsr-3886	166	13	7.543	7.543	NUM
fsr-3886	166	14	)	)	PUNCT
fsr-3886	166	15	(	(	PUNCT
fsr-3886	166	16	7.462	7.462	NUM
fsr-3886	166	17	)	)	PUNCT
fsr-3886	166	18	(	(	PUNCT
fsr-3886	166	19	7.961	7.961	NUM
fsr-3886	166	20	)	)	PUNCT
fsr-3886	166	21	*	*	PUNCT
fsr-3886	167	1	*	*	PUNCT
fsr-3886	167	2	*	*	PUNCT
fsr-3886	168	1	*	*	PUNCT
fsr-3886	168	2	*	*	PUNCT
fsr-3886	168	3	*	*	PUNCT
fsr-3886	169	1	*	*	PUNCT
fsr-3886	169	2	*	*	PUNCT
fsr-3886	169	3	*	*	PUNCT
fsr-3886	169	4	retfor	retfor	ADP
fsr-3886	169	5	2.764	2.764	NUM
fsr-3886	169	6	2.920	2.920	NUM
fsr-3886	169	7	2.759	2.759	NUM
fsr-3886	169	8	(	(	PUNCT
fsr-3886	169	9	9.729	9.729	NUM
fsr-3886	169	10	)	)	PUNCT
fsr-3886	169	11	(	(	PUNCT
fsr-3886	169	12	9.039	9.039	NUM
fsr-3886	169	13	)	)	PUNCT
fsr-3886	169	14	(	(	PUNCT
fsr-3886	169	15	9.714	9.714	NUM
fsr-3886	169	16	)	)	PUNCT
fsr-3886	170	1	*	*	PUNCT
fsr-3886	171	1	*	*	PUNCT
fsr-3886	171	2	*	*	PUNCT
fsr-3886	171	3	*	*	PUNCT
fsr-3886	171	4	*	*	PUNCT
fsr-3886	171	5	*	*	PUNCT
fsr-3886	171	6	*	*	PUNCT
fsr-3886	171	7	*	*	PUNCT
fsr-3886	171	8	*	*	PUNCT
fsr-3886	171	9	retthnk	retthnk	NOUN
fsr-3886	171	10	interaction	interaction	NOUN
fsr-3886	171	11	—	—	PUNCT
fsr-3886	171	12	.146	.146	NUM
fsr-3886	171	13	.156	.156	NUM
fsr-3886	171	14	(	(	PUNCT
fsr-3886	171	15	2.769	2.769	NUM
fsr-3886	171	16	)	)	PUNCT
fsr-3886	171	17	(	(	PUNCT
fsr-3886	171	18	3.136	3.136	NUM
fsr-3886	171	19	)	)	PUNCT
fsr-3886	172	1	*	*	PUNCT
fsr-3886	173	1	*	*	PUNCT
fsr-3886	173	2	*	*	PUNCT
fsr-3886	173	3	*	*	PUNCT
fsr-3886	173	4	*	*	PUNCT
fsr-3886	173	5	*	*	PUNCT
fsr-3886	173	6	retplan	retplan	NOUN
fsr-3886	173	7	interaction	interaction	NOUN
fsr-3886	173	8	—	—	PUNCT
fsr-3886	173	9	2.145	2.145	NUM
fsr-3886	173	10	2.019	2.019	NUM
fsr-3886	173	11	(	(	PUNCT
fsr-3886	173	12	0.947	0.947	NUM
fsr-3886	173	13	)	)	PUNCT
fsr-3886	173	14	(	(	PUNCT
fsr-3886	173	15	0.122	0.122	NUM
fsr-3886	173	16	)	)	PUNCT
fsr-3886	173	17	m1	m1	NOUN
fsr-3886	173	18	1.425	1.425	NUM
fsr-3886	173	19	1.432	1.432	NUM
fsr-3886	173	20	1.435	1.435	NUM
fsr-3886	173	21	(	(	PUNCT
fsr-3886	173	22	27.710	27.710	NUM
fsr-3886	173	23	)	)	PUNCT
fsr-3886	173	24	(	(	PUNCT
fsr-3886	173	25	27.757	27.757	NUM
fsr-3886	173	26	)	)	PUNCT
fsr-3886	173	27	(	(	PUNCT
fsr-3886	173	28	27.885	27.885	NUM
fsr-3886	173	29	)	)	PUNCT
fsr-3886	173	30	log	log	NOUN
fsr-3886	173	31	likelihood	likelihood	NOUN
fsr-3886	173	32	ratio	ratio	NOUN
fsr-3886	173	33	(	(	PUNCT
fsr-3886	173	34	x2	x2	PROPN
fsr-3886	173	35	)	)	PUNCT
fsr-3886	173	36	876.2	876.2	NUM
fsr-3886	173	37	884.3	884.3	NUM
fsr-3886	173	38	886.5	886.5	NUM
fsr-3886	173	39	a	a	DET
fsr-3886	173	40	asymptotic	asymptotic	ADJ
fsr-3886	173	41	t	t	NOUN
fsr-3886	173	42	-	-	PUNCT
fsr-3886	173	43	statistics	statistic	NOUN
fsr-3886	173	44	in	in	ADP
fsr-3886	173	45	parentheses	parenthesis	NOUN
fsr-3886	173	46	;	;	PUNCT
fsr-3886	173	47	*	*	PUNCT
fsr-3886	173	48	*	*	PUNCT
fsr-3886	173	49	*	*	PUNCT
fsr-3886	173	50	,	,	PUNCT
fsr-3886	173	51	*	*	PUNCT
fsr-3886	173	52	*	*	PUNCT
fsr-3886	173	53	,	,	PUNCT
fsr-3886	173	54	*	*	PUNCT
fsr-3886	173	55	,	,	PUNCT
fsr-3886	173	56	indicate	indicate	VERB
fsr-3886	173	57	statistical	statistical	ADJ
fsr-3886	173	58	significance	significance	NOUN
fsr-3886	173	59	at	at	ADP
fsr-3886	173	60	the	the	DET
fsr-3886	173	61	1	1	NUM
fsr-3886	173	62	%	%	NOUN
fsr-3886	173	63	,	,	PUNCT
fsr-3886	173	64	5	5	NUM
fsr-3886	173	65	%	%	NOUN
fsr-3886	173	66	,	,	PUNCT
fsr-3886	173	67	and	and	CCONJ
fsr-3886	173	68	10	10	NUM
fsr-3886	173	69	%	%	NOUN
fsr-3886	173	70	levels	level	NOUN
fsr-3886	173	71	,	,	PUNCT
fsr-3886	173	72	respectively	respectively	ADV
fsr-3886	173	73	.	.	PUNCT
fsr-3886	173	74	)	)	PUNCT
fsr-3886	174	1	the	the	DET
fsr-3886	174	2	two	two	NUM
fsr-3886	174	3	interactions	interaction	NOUN
fsr-3886	174	4	(	(	PUNCT
fsr-3886	174	5	retthnk	retthnk	NOUN
fsr-3886	174	6	and	and	CCONJ
fsr-3886	174	7	retplan	retplan	NOUN
fsr-3886	174	8	)	)	PUNCT
fsr-3886	174	9	are	be	AUX
fsr-3886	174	10	with	with	ADP
fsr-3886	174	11	employer	employer	NOUN
fsr-3886	174	12	-	-	PUNCT
fsr-3886	174	13	forced	force	VERB
fsr-3886	174	14	retirement	retirement	NOUN
fsr-3886	174	15	in	in	ADP
fsr-3886	174	16	column	column	NOUN
fsr-3886	174	17	(	(	PUNCT
fsr-3886	174	18	b	b	NOUN
fsr-3886	174	19	)	)	PUNCT
fsr-3886	174	20	and	and	CCONJ
fsr-3886	174	21	health	health	NOUN
fsr-3886	174	22	-	-	PUNCT
fsr-3886	174	23	forced	force	VERB
fsr-3886	174	24	retirement	retirement	NOUN
fsr-3886	174	25	in	in	ADP
fsr-3886	174	26	column	column	NOUN
fsr-3886	174	27	(	(	PUNCT
fsr-3886	174	28	c	c	NOUN
fsr-3886	174	29	)	)	PUNCT
fsr-3886	174	30	.	.	PUNCT
fsr-3886	175	1	124	124	NUM
fsr-3886	175	2	h.w	h.w	PROPN
fsr-3886	175	3	.	.	PROPN
fsr-3886	175	4	elder	elder	PROPN
fsr-3886	175	5	,	,	PUNCT
fsr-3886	175	6	p.m.	p.m.	NOUN
fsr-3886	175	7	rudolph	rudolph	PROPN
fsr-3886	175	8	/	/	SYM
fsr-3886	175	9	financial	financial	ADJ
fsr-3886	175	10	services	service	NOUN
fsr-3886	175	11	review	review	VERB
fsr-3886	175	12	8	8	NUM
fsr-3886	175	13	(	(	PUNCT
fsr-3886	175	14	1999	1999	NUM
fsr-3886	175	15	)	)	PUNCT
fsr-3886	175	16	117–127	117–127	NUM
fsr-3886	175	17	to	to	ADP
fsr-3886	175	18	planning	plan	VERB
fsr-3886	175	19	on	on	ADP
fsr-3886	175	20	the	the	DET
fsr-3886	175	21	level	level	NOUN
fsr-3886	175	22	of	of	ADP
fsr-3886	175	23	retirement	retirement	NOUN
fsr-3886	175	24	satisfaction	satisfaction	NOUN
fsr-3886	175	25	.	.	PUNCT
fsr-3886	176	1	in	in	ADP
fsr-3886	176	2	this	this	DET
fsr-3886	176	3	case	case	NOUN
fsr-3886	176	4	,	,	PUNCT
fsr-3886	176	5	self	self	NOUN
fsr-3886	176	6	-	-	PUNCT
fsr-3886	176	7	selection	selection	NOUN
fsr-3886	176	8	would	would	AUX
fsr-3886	176	9	imply	imply	VERB
fsr-3886	176	10	that	that	SCONJ
fsr-3886	176	11	the	the	DET
fsr-3886	176	12	individuals	individual	NOUN
fsr-3886	176	13	who	who	PRON
fsr-3886	176	14	plan	plan	VERB
fsr-3886	176	15	are	be	AUX
fsr-3886	176	16	more	more	ADV
fsr-3886	176	17	likely	likely	ADJ
fsr-3886	176	18	to	to	PART
fsr-3886	176	19	be	be	AUX
fsr-3886	176	20	satisfied	satisfied	ADJ
fsr-3886	176	21	.	.	PUNCT
fsr-3886	177	1	this	this	PRON
fsr-3886	177	2	could	could	AUX
fsr-3886	177	3	be	be	AUX
fsr-3886	177	4	a	a	DET
fsr-3886	177	5	very	very	ADV
fsr-3886	177	6	real	real	ADJ
fsr-3886	177	7	problem	problem	NOUN
fsr-3886	177	8	,	,	PUNCT
fsr-3886	177	9	and	and	CCONJ
fsr-3886	177	10	the	the	DET
fsr-3886	177	11	parameter	parameter	NOUN
fsr-3886	177	12	estimates	estimate	VERB
fsr-3886	177	13	for	for	ADP
fsr-3886	177	14	the	the	DET
fsr-3886	177	15	planning	planning	NOUN
fsr-3886	177	16	variables	variable	NOUN
fsr-3886	177	17	in	in	ADP
fsr-3886	177	18	satisfaction	satisfaction	NOUN
fsr-3886	177	19	equation	equation	NOUN
fsr-3886	177	20	,	,	PUNCT
fsr-3886	177	21	as	as	SCONJ
fsr-3886	177	22	found	find	VERB
fsr-3886	177	23	in	in	ADP
fsr-3886	177	24	table	table	NOUN
fsr-3886	177	25	3	3	NUM
fsr-3886	177	26	,	,	PUNCT
fsr-3886	177	27	would	would	AUX
fsr-3886	177	28	overestimate	overestimate	VERB
fsr-3886	177	29	the	the	DET
fsr-3886	177	30	effects	effect	NOUN
fsr-3886	177	31	of	of	ADP
fsr-3886	177	32	planning	plan	VERB
fsr-3886	177	33	on	on	ADP
fsr-3886	177	34	satisfaction	satisfaction	NOUN
fsr-3886	177	35	.	.	PUNCT
fsr-3886	178	1	investigations	investigation	NOUN
fsr-3886	178	2	of	of	ADP
fsr-3886	178	3	this	this	PRON
fsr-3886	178	4	,	,	PUNCT
fsr-3886	178	5	including	include	VERB
fsr-3886	178	6	estimates	estimate	NOUN
fsr-3886	178	7	of	of	ADP
fsr-3886	178	8	a	a	DET
fsr-3886	178	9	selection	selection	NOUN
fsr-3886	178	10	corrected	correct	VERB
fsr-3886	178	11	ordered	order	VERB
fsr-3886	178	12	probit	probit	NOUN
fsr-3886	178	13	model	model	NOUN
fsr-3886	178	14	and	and	CCONJ
fsr-3886	178	15	a	a	DET
fsr-3886	178	16	modified	modify	VERB
fsr-3886	178	17	version	version	NOUN
fsr-3886	178	18	of	of	ADP
fsr-3886	178	19	the	the	DET
fsr-3886	178	20	satisfaction	satisfaction	NOUN
fsr-3886	178	21	estimates	estimate	NOUN
fsr-3886	178	22	,	,	PUNCT
fsr-3886	178	23	indicate	indicate	VERB
fsr-3886	178	24	little	little	ADJ
fsr-3886	178	25	or	or	CCONJ
fsr-3886	178	26	no	no	PRON
fsr-3886	178	27	evidence	evidence	NOUN
fsr-3886	178	28	of	of	ADP
fsr-3886	178	29	self	self	NOUN
fsr-3886	178	30	-	-	PUNCT
fsr-3886	178	31	selection	selection	NOUN
fsr-3886	178	32	.	.	PUNCT
fsr-3886	179	1	in	in	ADP
fsr-3886	179	2	the	the	DET
fsr-3886	179	3	corrected	correct	VERB
fsr-3886	179	4	model	model	NOUN
fsr-3886	179	5	,	,	PUNCT
fsr-3886	179	6	a	a	DET
fsr-3886	179	7	binary	binary	ADJ
fsr-3886	179	8	measure	measure	NOUN
fsr-3886	179	9	of	of	ADP
fsr-3886	179	10	the	the	DET
fsr-3886	179	11	level	level	NOUN
fsr-3886	179	12	of	of	ADP
fsr-3886	179	13	satisfaction	satisfaction	NOUN
fsr-3886	179	14	and	and	CCONJ
fsr-3886	179	15	a	a	DET
fsr-3886	179	16	similar	similar	ADJ
fsr-3886	179	17	measure	measure	NOUN
fsr-3886	179	18	of	of	ADP
fsr-3886	179	19	either	either	CCONJ
fsr-3886	179	20	the	the	DET
fsr-3886	179	21	“	"	PUNCT
fsr-3886	179	22	thinking	thinking	NOUN
fsr-3886	179	23	”	"	PUNCT
fsr-3886	179	24	or	or	CCONJ
fsr-3886	179	25	the	the	DET
fsr-3886	179	26	“	"	PUNCT
fsr-3886	179	27	going	go	VERB
fsr-3886	179	28	to	to	ADP
fsr-3886	179	29	meetings	meeting	NOUN
fsr-3886	179	30	”	"	PUNCT
fsr-3886	179	31	variables	variable	NOUN
fsr-3886	179	32	are	be	AUX
fsr-3886	179	33	used	use	VERB
fsr-3886	179	34	.	.	PUNCT
fsr-3886	180	1	to	to	PART
fsr-3886	180	2	aid	aid	VERB
fsr-3886	180	3	the	the	DET
fsr-3886	180	4	understanding	understanding	NOUN
fsr-3886	180	5	of	of	ADP
fsr-3886	180	6	these	these	DET
fsr-3886	180	7	relationships	relationship	NOUN
fsr-3886	180	8	,	,	PUNCT
fsr-3886	180	9	table	table	NOUN
fsr-3886	180	10	4	4	NUM
fsr-3886	180	11	presents	present	VERB
fsr-3886	180	12	separate	separate	ADJ
fsr-3886	180	13	estimates	estimate	NOUN
fsr-3886	180	14	of	of	ADP
fsr-3886	180	15	ordered	order	VERB
fsr-3886	180	16	probit	probit	NOUN
fsr-3886	180	17	models	model	NOUN
fsr-3886	180	18	of	of	ADP
fsr-3886	180	19	the	the	DET
fsr-3886	180	20	“	"	PUNCT
fsr-3886	180	21	thinking	thinking	NOUN
fsr-3886	180	22	about	about	ADP
fsr-3886	180	23	retirement	retirement	NOUN
fsr-3886	180	24	”	"	PUNCT
fsr-3886	180	25	variable	variable	NOUN
fsr-3886	180	26	and	and	CCONJ
fsr-3886	180	27	probit	probit	NOUN
fsr-3886	180	28	estimates	estimate	NOUN
fsr-3886	180	29	of	of	ADP
fsr-3886	180	30	the	the	DET
fsr-3886	180	31	“	"	PUNCT
fsr-3886	180	32	attended	attend	VERB
fsr-3886	180	33	meetings	meeting	NOUN
fsr-3886	180	34	”	"	PUNCT
fsr-3886	180	35	variable	variable	NOUN
fsr-3886	180	36	.	.	PUNCT
fsr-3886	181	1	6	6	X
fsr-3886	181	2	.	.	X
fsr-3886	181	3	summary	summary	NOUN
fsr-3886	181	4	and	and	CCONJ
fsr-3886	181	5	conclusions	conclusion	NOUN
fsr-3886	181	6	this	this	DET
fsr-3886	181	7	paper	paper	NOUN
fsr-3886	181	8	looks	look	VERB
fsr-3886	181	9	at	at	ADP
fsr-3886	181	10	the	the	DET
fsr-3886	181	11	relationship	relationship	NOUN
fsr-3886	181	12	between	between	ADP
fsr-3886	181	13	planning	planning	NOUN
fsr-3886	181	14	and	and	CCONJ
fsr-3886	181	15	the	the	DET
fsr-3886	181	16	level	level	NOUN
fsr-3886	181	17	of	of	ADP
fsr-3886	181	18	retirement	retirement	NOUN
fsr-3886	181	19	satisfaction	satisfaction	NOUN
fsr-3886	181	20	.	.	PUNCT
fsr-3886	182	1	in	in	ADP
fsr-3886	182	2	the	the	DET
fsr-3886	182	3	context	context	NOUN
fsr-3886	182	4	of	of	ADP
fsr-3886	182	5	a	a	DET
fsr-3886	182	6	basic	basic	ADJ
fsr-3886	182	7	utility	utility	NOUN
fsr-3886	182	8	maximization	maximization	NOUN
fsr-3886	182	9	model	model	NOUN
fsr-3886	182	10	,	,	PUNCT
fsr-3886	182	11	retirement	retirement	NOUN
fsr-3886	182	12	satisfaction	satisfaction	NOUN
fsr-3886	182	13	is	be	AUX
fsr-3886	182	14	expected	expect	VERB
fsr-3886	182	15	to	to	PART
fsr-3886	182	16	be	be	AUX
fsr-3886	182	17	related	relate	VERB
fsr-3886	182	18	to	to	ADP
fsr-3886	182	19	financial	financial	ADJ
fsr-3886	182	20	as	as	ADV
fsr-3886	182	21	well	well	ADV
fsr-3886	182	22	as	as	ADP
fsr-3886	182	23	non	non	ADJ
fsr-3886	182	24	-	-	ADJ
fsr-3886	182	25	financial	financial	ADJ
fsr-3886	182	26	variables	variable	NOUN
fsr-3886	182	27	.	.	PUNCT
fsr-3886	183	1	data	datum	NOUN
fsr-3886	183	2	from	from	ADP
fsr-3886	183	3	the	the	DET
fsr-3886	183	4	hrs	hrs	NOUN
fsr-3886	183	5	table	table	NOUN
fsr-3886	183	6	4	4	NUM
fsr-3886	183	7	estimates	estimate	NOUN
fsr-3886	183	8	of	of	ADP
fsr-3886	183	9	planning	planning	NOUN
fsr-3886	183	10	action	action	NOUN
fsr-3886	183	11	:	:	PUNCT
fsr-3886	183	12	think	think	VERB
fsr-3886	183	13	about	about	ADP
fsr-3886	183	14	and	and	CCONJ
fsr-3886	183	15	attend	attend	VERB
fsr-3886	183	16	meetings	meeting	NOUN
fsr-3886	183	17	(	(	PUNCT
fsr-3886	183	18	n	n	ADV
fsr-3886	183	19	5	5	NUM
fsr-3886	183	20	1781	1781	NUM
fsr-3886	183	21	)	)	PUNCT
fsr-3886	183	22	ordered	order	VERB
fsr-3886	183	23	probit	probit	NOUN
fsr-3886	183	24	estimates	estimate	NOUN
fsr-3886	183	25	:	:	PUNCT
fsr-3886	183	26	think	think	VERB
fsr-3886	183	27	about	about	ADP
fsr-3886	183	28	retirement	retirement	NOUN
fsr-3886	183	29	binary	binary	PROPN
fsr-3886	183	30	probit	probit	NOUN
fsr-3886	183	31	estimates	estimate	NOUN
fsr-3886	183	32	:	:	PUNCT
fsr-3886	183	33	attend	attend	VERB
fsr-3886	183	34	meetings	meeting	NOUN
fsr-3886	183	35	constant	constant	VERB
fsr-3886	183	36	2.185	2.185	NUM
fsr-3886	183	37	2.537	2.537	NUM
fsr-3886	183	38	(	(	PUNCT
fsr-3886	183	39	1.282	1.282	NUM
fsr-3886	183	40	)	)	PUNCT
fsr-3886	183	41	(	(	PUNCT
fsr-3886	183	42	12.154	12.154	NUM
fsr-3886	183	43	)	)	PUNCT
fsr-3886	183	44	male	male	NOUN
fsr-3886	183	45	.386	.386	NUM
fsr-3886	183	46	.237	.237	NUM
fsr-3886	183	47	(	(	PUNCT
fsr-3886	183	48	6.507	6.507	NUM
fsr-3886	183	49	)	)	PUNCT
fsr-3886	183	50	*	*	PUNCT
fsr-3886	184	1	*	*	PUNCT
fsr-3886	184	2	*	*	PUNCT
fsr-3886	184	3	(	(	PUNCT
fsr-3886	184	4	3.110	3.110	NUM
fsr-3886	184	5	)	)	PUNCT
fsr-3886	184	6	*	*	PUNCT
fsr-3886	185	1	*	*	PUNCT
fsr-3886	185	2	*	*	PUNCT
fsr-3886	185	3	white	white	ADJ
fsr-3886	185	4	.099	.099	NUM
fsr-3886	185	5	2.088	2.088	NUM
fsr-3886	185	6	(	(	PUNCT
fsr-3886	185	7	1.431	1.431	NUM
fsr-3886	185	8	)	)	PUNCT
fsr-3886	185	9	(	(	PUNCT
fsr-3886	185	10	0.998	0.998	NUM
fsr-3886	185	11	)	)	PUNCT
fsr-3886	185	12	married	married	ADJ
fsr-3886	185	13	.180	.180	NUM
fsr-3886	185	14	.249	.249	NUM
fsr-3886	185	15	(	(	PUNCT
fsr-3886	185	16	2.196	2.196	NUM
fsr-3886	185	17	)	)	PUNCT
fsr-3886	186	1	*	*	PUNCT
fsr-3886	186	2	*	*	PUNCT
fsr-3886	186	3	(	(	PUNCT
fsr-3886	186	4	2.176	2.176	NUM
fsr-3886	186	5	)	)	PUNCT
fsr-3886	187	1	*	*	PUNCT
fsr-3886	187	2	*	*	PUNCT
fsr-3886	187	3	totnw	totnw	PROPN
fsr-3886	187	4	2.124xe-06	2.124xe-06	NUM
fsr-3886	187	5	.920xe-07	.920xe-07	NOUN
fsr-3886	187	6	(	(	PUNCT
fsr-3886	187	7	1.915	1.915	NUM
fsr-3886	187	8	)	)	PUNCT
fsr-3886	187	9	*	*	PUNCT
fsr-3886	187	10	(	(	PUNCT
fsr-3886	187	11	1.058	1.058	NUM
fsr-3886	187	12	)	)	PUNCT
fsr-3886	187	13	hhinc	hhinc	NOUN
fsr-3886	188	1	.267xe-05	.267xe-05	PROPN
fsr-3886	188	2	.211xe-05	.211xe-05	PROPN
fsr-3886	188	3	(	(	PUNCT
fsr-3886	188	4	3.090	3.090	NUM
fsr-3886	188	5	)	)	PUNCT
fsr-3886	188	6	*	*	PUNCT
fsr-3886	189	1	*	*	PUNCT
fsr-3886	189	2	*	*	PUNCT
fsr-3886	189	3	(	(	PUNCT
fsr-3886	189	4	1.758	1.758	NUM
fsr-3886	189	5	)	)	PUNCT
fsr-3886	189	6	*	*	PUNCT
fsr-3886	189	7	edyrs	edyrs	PROPN
fsr-3886	189	8	.036	.036	NUM
fsr-3886	189	9	.113	.113	NUM
fsr-3886	189	10	(	(	PUNCT
fsr-3886	189	11	3.656	3.656	NUM
fsr-3886	189	12	)	)	PUNCT
fsr-3886	189	13	*	*	PUNCT
fsr-3886	190	1	*	*	PUNCT
fsr-3886	190	2	*	*	PUNCT
fsr-3886	190	3	(	(	PUNCT
fsr-3886	190	4	5.516	5.516	NUM
fsr-3886	190	5	)	)	PUNCT
fsr-3886	190	6	*	*	PUNCT
fsr-3886	190	7	*	*	PUNCT
fsr-3886	190	8	*	*	PUNCT
fsr-3886	190	9	retthnk	retthnk	NOUN
fsr-3886	190	10	—	—	PUNCT
fsr-3886	190	11	.220	.220	NUM
fsr-3886	190	12	(	(	PUNCT
fsr-3886	190	13	7.077	7.077	NUM
fsr-3886	190	14	)	)	PUNCT
fsr-3886	190	15	*	*	PUNCT
fsr-3886	191	1	*	*	PUNCT
fsr-3886	191	2	*	*	PUNCT
fsr-3886	191	3	hlth	hlth	PROPN
fsr-3886	191	4	2.311	2.311	NUM
fsr-3886	191	5	2.406	2.406	NUM
fsr-3886	191	6	(	(	PUNCT
fsr-3886	191	7	4.364	4.364	NUM
fsr-3886	191	8	)	)	PUNCT
fsr-3886	191	9	*	*	PUNCT
fsr-3886	192	1	*	*	PUNCT
fsr-3886	192	2	*	*	PUNCT
fsr-3886	192	3	(	(	PUNCT
fsr-3886	192	4	4.332	4.332	NUM
fsr-3886	192	5	)	)	PUNCT
fsr-3886	192	6	*	*	PUNCT
fsr-3886	193	1	*	*	PUNCT
fsr-3886	193	2	*	*	PUNCT
fsr-3886	193	3	retfor	retfor	ADP
fsr-3886	193	4	.890	.890	NUM
fsr-3886	193	5	2.073	2.073	NUM
fsr-3886	193	6	(	(	PUNCT
fsr-3886	193	7	12.555	12.555	NUM
fsr-3886	193	8	)	)	PUNCT
fsr-3886	193	9	*	*	PUNCT
fsr-3886	194	1	*	*	PUNCT
fsr-3886	194	2	*	*	PUNCT
fsr-3886	194	3	(	(	PUNCT
fsr-3886	194	4	0.764	0.764	NUM
fsr-3886	194	5	)	)	PUNCT
fsr-3886	194	6	m1	m1	PROPN
fsr-3886	194	7	.291	.291	NUM
fsr-3886	194	8	—	—	PUNCT
fsr-3886	194	9	(	(	PUNCT
fsr-3886	194	10	13.422	13.422	NUM
fsr-3886	194	11	)	)	PUNCT
fsr-3886	194	12	log	log	NOUN
fsr-3886	194	13	likelihood	likelihood	NOUN
fsr-3886	194	14	ratio	ratio	NOUN
fsr-3886	194	15	(	(	PUNCT
fsr-3886	194	16	x2	x2	PROPN
fsr-3886	194	17	)	)	PUNCT
fsr-3886	194	18	552.3	552.3	NUM
fsr-3886	194	19	351.1	351.1	NUM
fsr-3886	194	20	a	a	DET
fsr-3886	194	21	asymptotic	asymptotic	ADJ
fsr-3886	194	22	t	t	NOUN
fsr-3886	194	23	-	-	PUNCT
fsr-3886	194	24	statistics	statistic	NOUN
fsr-3886	194	25	in	in	ADP
fsr-3886	194	26	parentheses	parenthesis	NOUN
fsr-3886	194	27	:	:	PUNCT
fsr-3886	194	28	*	*	PUNCT
fsr-3886	194	29	*	*	PUNCT
fsr-3886	194	30	*	*	PUNCT
fsr-3886	194	31	,	,	PUNCT
fsr-3886	194	32	*	*	PUNCT
fsr-3886	194	33	*	*	PUNCT
fsr-3886	194	34	,	,	PUNCT
fsr-3886	194	35	*	*	PUNCT
fsr-3886	194	36	,	,	PUNCT
fsr-3886	194	37	indicate	indicate	VERB
fsr-3886	194	38	statistical	statistical	ADJ
fsr-3886	194	39	significance	significance	NOUN
fsr-3886	194	40	at	at	ADP
fsr-3886	194	41	the	the	DET
fsr-3886	194	42	1	1	NUM
fsr-3886	194	43	%	%	NOUN
fsr-3886	194	44	,	,	PUNCT
fsr-3886	194	45	5	5	NUM
fsr-3886	194	46	%	%	NOUN
fsr-3886	194	47	,	,	PUNCT
fsr-3886	194	48	and	and	CCONJ
fsr-3886	194	49	10	10	NUM
fsr-3886	194	50	%	%	NOUN
fsr-3886	194	51	levels	level	NOUN
fsr-3886	194	52	,	,	PUNCT
fsr-3886	194	53	respectively	respectively	ADV
fsr-3886	194	54	.	.	PUNCT
fsr-3886	195	1	125h.w	125h.w	INTJ
fsr-3886	195	2	.	.	PUNCT
fsr-3886	196	1	elder	elder	NOUN
fsr-3886	196	2	,	,	PUNCT
fsr-3886	196	3	p.m.	p.m.	NOUN
fsr-3886	196	4	rudolph	rudolph	PROPN
fsr-3886	196	5	/	/	SYM
fsr-3886	196	6	financial	financial	ADJ
fsr-3886	196	7	services	service	NOUN
fsr-3886	196	8	review	review	VERB
fsr-3886	196	9	8	8	NUM
fsr-3886	196	10	(	(	PUNCT
fsr-3886	196	11	1999	1999	NUM
fsr-3886	196	12	)	)	PUNCT
fsr-3886	197	1	117–127	117–127	PRON
fsr-3886	197	2	provides	provide	VERB
fsr-3886	197	3	a	a	DET
fsr-3886	197	4	large	large	ADJ
fsr-3886	197	5	,	,	PUNCT
fsr-3886	197	6	representative	representative	ADJ
fsr-3886	197	7	sample	sample	NOUN
fsr-3886	197	8	to	to	PART
fsr-3886	197	9	test	test	VERB
fsr-3886	197	10	the	the	DET
fsr-3886	197	11	hypothesized	hypothesized	ADJ
fsr-3886	197	12	relationship	relationship	NOUN
fsr-3886	197	13	between	between	ADP
fsr-3886	197	14	retirement	retirement	NOUN
fsr-3886	197	15	planning	planning	NOUN
fsr-3886	197	16	and	and	CCONJ
fsr-3886	197	17	retirement	retirement	NOUN
fsr-3886	197	18	satisfaction	satisfaction	NOUN
fsr-3886	197	19	.	.	PUNCT
fsr-3886	198	1	the	the	DET
fsr-3886	198	2	results	result	NOUN
fsr-3886	198	3	from	from	ADP
fsr-3886	198	4	the	the	DET
fsr-3886	198	5	ordered	order	VERB
fsr-3886	198	6	probit	probit	NOUN
fsr-3886	198	7	model	model	NOUN
fsr-3886	198	8	indicate	indicate	VERB
fsr-3886	198	9	that	that	SCONJ
fsr-3886	198	10	thinking	think	VERB
fsr-3886	198	11	about	about	ADP
fsr-3886	198	12	retirement	retirement	NOUN
fsr-3886	198	13	and	and	CCONJ
fsr-3886	198	14	the	the	DET
fsr-3886	198	15	attendance	attendance	NOUN
fsr-3886	198	16	at	at	ADP
fsr-3886	198	17	planning	planning	NOUN
fsr-3886	198	18	meetings	meeting	NOUN
fsr-3886	198	19	are	be	AUX
fsr-3886	198	20	positively	positively	ADV
fsr-3886	198	21	related	relate	VERB
fsr-3886	198	22	to	to	ADP
fsr-3886	198	23	retirement	retirement	NOUN
fsr-3886	198	24	satisfaction	satisfaction	NOUN
fsr-3886	198	25	;	;	PUNCT
fsr-3886	198	26	moreover	moreover	ADV
fsr-3886	198	27	,	,	PUNCT
fsr-3886	198	28	planning	planning	NOUN
fsr-3886	198	29	activities	activity	NOUN
fsr-3886	198	30	imply	imply	VERB
fsr-3886	198	31	a	a	DET
fsr-3886	198	32	higher	high	ADJ
fsr-3886	198	33	likelihood	likelihood	NOUN
fsr-3886	198	34	of	of	ADP
fsr-3886	198	35	satisfaction	satisfaction	NOUN
fsr-3886	198	36	even	even	ADV
fsr-3886	198	37	for	for	ADP
fsr-3886	198	38	those	those	PRON
fsr-3886	198	39	whose	whose	DET
fsr-3886	198	40	retirement	retirement	NOUN
fsr-3886	198	41	decisions	decision	NOUN
fsr-3886	198	42	were	be	AUX
fsr-3886	198	43	not	not	PART
fsr-3886	198	44	made	make	VERB
fsr-3886	198	45	voluntarily	voluntarily	ADV
fsr-3886	198	46	(	(	PUNCT
fsr-3886	198	47	either	either	CCONJ
fsr-3886	198	48	through	through	ADP
fsr-3886	198	49	health	health	NOUN
fsr-3886	198	50	problems	problem	NOUN
fsr-3886	198	51	or	or	CCONJ
fsr-3886	198	52	an	an	DET
fsr-3886	198	53	employer	employer	NOUN
fsr-3886	198	54	mandate	mandate	NOUN
fsr-3886	198	55	)	)	PUNCT
fsr-3886	198	56	.	.	PUNCT
fsr-3886	199	1	in	in	ADP
fsr-3886	199	2	addition	addition	NOUN
fsr-3886	199	3	to	to	ADP
fsr-3886	199	4	shedding	shed	VERB
fsr-3886	199	5	some	some	DET
fsr-3886	199	6	light	light	NOUN
fsr-3886	199	7	on	on	ADP
fsr-3886	199	8	the	the	DET
fsr-3886	199	9	impact	impact	NOUN
fsr-3886	199	10	of	of	ADP
fsr-3886	199	11	planning	plan	VERB
fsr-3886	199	12	on	on	ADP
fsr-3886	199	13	retirement	retirement	NOUN
fsr-3886	199	14	satisfaction	satisfaction	NOUN
fsr-3886	199	15	,	,	PUNCT
fsr-3886	199	16	this	this	DET
fsr-3886	199	17	paper	paper	NOUN
fsr-3886	199	18	introduces	introduce	VERB
fsr-3886	199	19	an	an	DET
fsr-3886	199	20	important	important	ADJ
fsr-3886	199	21	new	new	ADJ
fsr-3886	199	22	data	datum	NOUN
fsr-3886	199	23	set	set	VERB
fsr-3886	199	24	to	to	ADP
fsr-3886	199	25	those	those	PRON
fsr-3886	199	26	studying	study	VERB
fsr-3886	199	27	retirement	retirement	NOUN
fsr-3886	199	28	behavior	behavior	NOUN
fsr-3886	199	29	from	from	ADP
fsr-3886	199	30	a	a	DET
fsr-3886	199	31	financial	financial	ADJ
fsr-3886	199	32	planning	planning	NOUN
fsr-3886	199	33	perspective	perspective	NOUN
fsr-3886	199	34	.	.	PUNCT
fsr-3886	200	1	those	those	PRON
fsr-3886	200	2	interested	interested	ADJ
fsr-3886	200	3	in	in	ADP
fsr-3886	200	4	individual	individual	ADJ
fsr-3886	200	5	financial	financial	ADJ
fsr-3886	200	6	decisions	decision	NOUN
fsr-3886	200	7	will	will	AUX
fsr-3886	200	8	find	find	VERB
fsr-3886	200	9	the	the	DET
fsr-3886	200	10	health	health	NOUN
fsr-3886	200	11	and	and	CCONJ
fsr-3886	200	12	retirement	retirement	NOUN
fsr-3886	200	13	study	study	NOUN
fsr-3886	200	14	a	a	DET
fsr-3886	200	15	rich	rich	ADJ
fsr-3886	200	16	source	source	NOUN
fsr-3886	200	17	of	of	ADP
fsr-3886	200	18	information	information	NOUN
fsr-3886	200	19	on	on	ADP
fsr-3886	200	20	all	all	DET
fsr-3886	200	21	aspects	aspect	NOUN
fsr-3886	200	22	of	of	ADP
fsr-3886	200	23	financial	financial	ADJ
fsr-3886	200	24	decision	decision	NOUN
fsr-3886	200	25	making	make	VERB
fsr-3886	200	26	by	by	ADP
fsr-3886	200	27	older	old	ADJ
fsr-3886	200	28	americans	americans	PROPN
fsr-3886	200	29	.	.	PUNCT
fsr-3886	201	1	references	reference	NOUN
fsr-3886	201	2	ando	ando	PROPN
fsr-3886	201	3	,	,	PUNCT
fsr-3886	201	4	a.	a.	PROPN
fsr-3886	201	5	,	,	PUNCT
fsr-3886	201	6	&	&	CCONJ
fsr-3886	201	7	modigliani	modigliani	PROPN
fsr-3886	201	8	,	,	PUNCT
fsr-3886	201	9	f.	f.	PROPN
fsr-3886	201	10	(	(	PUNCT
fsr-3886	201	11	1963	1963	NUM
fsr-3886	201	12	)	)	PUNCT
fsr-3886	201	13	.	.	PUNCT
fsr-3886	202	1	the	the	DET
fsr-3886	202	2	‘	'	PUNCT
fsr-3886	202	3	life	life	NOUN
fsr-3886	202	4	-	-	PUNCT
fsr-3886	202	5	cycle	cycle	NOUN
fsr-3886	202	6	’	'	PUNCT
fsr-3886	202	7	hypothesis	hypothesis	NOUN
fsr-3886	202	8	of	of	ADP
fsr-3886	202	9	saving	saving	NOUN
fsr-3886	202	10	:	:	PUNCT
fsr-3886	202	11	aggregate	aggregate	VERB
fsr-3886	202	12	implications	implication	NOUN
fsr-3886	202	13	and	and	CCONJ
fsr-3886	202	14	tests	test	NOUN
fsr-3886	202	15	.	.	PUNCT
fsr-3886	203	1	american	american	PROPN
fsr-3886	203	2	economic	economic	PROPN
fsr-3886	203	3	review	review	PROPN
fsr-3886	203	4	,	,	PUNCT
fsr-3886	203	5	53(1	53(1	NOUN
fsr-3886	203	6	)	)	PUNCT
fsr-3886	203	7	,	,	PUNCT
fsr-3886	203	8	55–84	55–84	NOUN
fsr-3886	203	9	.	.	PUNCT
fsr-3886	204	1	banks	bank	NOUN
fsr-3886	204	2	,	,	PUNCT
fsr-3886	204	3	j.	j.	PROPN
fsr-3886	204	4	,	,	PUNCT
fsr-3886	204	5	blundell	blundell	PROPN
fsr-3886	204	6	,	,	PUNCT
fsr-3886	204	7	r.	r.	PROPN
fsr-3886	204	8	,	,	PUNCT
fsr-3886	204	9	&	&	CCONJ
fsr-3886	204	10	tanner	tanner	PROPN
fsr-3886	204	11	,	,	PUNCT
fsr-3886	204	12	s.	s.	PROPN
fsr-3886	204	13	(	(	PUNCT
fsr-3886	204	14	1998	1998	NUM
fsr-3886	204	15	)	)	PUNCT
fsr-3886	204	16	.	.	PUNCT
fsr-3886	204	17	is	be	AUX
fsr-3886	204	18	there	there	PRON
fsr-3886	204	19	a	a	DET
fsr-3886	204	20	retirement	retirement	NOUN
fsr-3886	204	21	-	-	PUNCT
fsr-3886	204	22	savings	saving	NOUN
fsr-3886	204	23	puzzle?american	puzzle?american	PROPN
fsr-3886	204	24	economic	economic	ADJ
fsr-3886	204	25	review	review	NOUN
fsr-3886	204	26	,	,	PUNCT
fsr-3886	204	27	88(4	88(4	NUM
fsr-3886	204	28	)	)	PUNCT
fsr-3886	204	29	,	,	PUNCT
fsr-3886	204	30	769–788	769–788	NUM
fsr-3886	204	31	.	.	PUNCT
fsr-3886	204	32	bernheim	bernheim	PROPN
fsr-3886	204	33	,	,	PUNCT
fsr-3886	204	34	b.	b.	PROPN
fsr-3886	204	35	d.	d.	PROPN
fsr-3886	204	36	,	,	PUNCT
fsr-3886	204	37	skinner	skinner	PROPN
fsr-3886	204	38	,	,	PUNCT
fsr-3886	204	39	j.	j.	PROPN
fsr-3886	204	40	,	,	PUNCT
fsr-3886	204	41	&	&	CCONJ
fsr-3886	204	42	weinberg	weinberg	PROPN
fsr-3886	204	43	,	,	PUNCT
fsr-3886	204	44	s.	s.	PROPN
fsr-3886	204	45	(	(	PUNCT
fsr-3886	204	46	1997	1997	NUM
fsr-3886	204	47	)	)	PUNCT
fsr-3886	204	48	.	.	PUNCT
fsr-3886	205	1	what	what	PRON
fsr-3886	205	2	accounts	account	VERB
fsr-3886	205	3	for	for	ADP
fsr-3886	205	4	the	the	DET
fsr-3886	205	5	variation	variation	NOUN
fsr-3886	205	6	in	in	ADP
fsr-3886	205	7	retirement	retirement	NOUN
fsr-3886	205	8	wealth	wealth	NOUN
fsr-3886	205	9	among	among	ADP
fsr-3886	205	10	us	us	PROPN
fsr-3886	205	11	households	household	NOUN
fsr-3886	205	12	?	?	PUNCT
fsr-3886	206	1	nber	nber	PROPN
fsr-3886	206	2	working	working	PROPN
fsr-3886	206	3	paper	paper	PROPN
fsr-3886	206	4	no	no	INTJ
fsr-3886	206	5	.	.	PUNCT
fsr-3886	207	1	6227	6227	NUM
fsr-3886	207	2	.	.	PUNCT
fsr-3886	208	1	brunson	brunson	PROPN
fsr-3886	208	2	,	,	PUNCT
fsr-3886	208	3	b.	b.	PROPN
fsr-3886	208	4	h.	h.	PROPN
fsr-3886	208	5	(	(	PUNCT
fsr-3886	208	6	1996	1996	NUM
fsr-3886	208	7	)	)	PUNCT
fsr-3886	208	8	.	.	PUNCT
fsr-3886	209	1	life	life	NOUN
fsr-3886	209	2	satisfaction	satisfaction	NOUN
fsr-3886	209	3	and	and	CCONJ
fsr-3886	209	4	retirement	retirement	NOUN
fsr-3886	209	5	:	:	PUNCT
fsr-3886	209	6	military	military	ADJ
fsr-3886	209	7	mid	mid	ADJ
fsr-3886	209	8	-	-	ADJ
fsr-3886	209	9	life	life	ADJ
fsr-3886	209	10	career	career	NOUN
fsr-3886	209	11	change	change	NOUN
fsr-3886	209	12	.	.	PUNCT
fsr-3886	210	1	doctoral	doctoral	ADJ
fsr-3886	210	2	dissertation	dissertation	NOUN
fsr-3886	210	3	,	,	PUNCT
fsr-3886	210	4	texas	texas	PROPN
fsr-3886	210	5	tech	tech	PROPN
fsr-3886	210	6	university	university	PROPN
fsr-3886	210	7	.	.	PUNCT
fsr-3886	211	1	dissertation	dissertation	NOUN
fsr-3886	211	2	abstracts	abstract	VERB
fsr-3886	211	3	international	international	ADJ
fsr-3886	211	4	7–07a	7–07a	NUM
fsr-3886	211	5	,	,	PUNCT
fsr-3886	211	6	3266	3266	NUM
fsr-3886	211	7	.	.	PUNCT
fsr-3886	212	1	brunson	brunson	PROPN
fsr-3886	212	2	,	,	PUNCT
fsr-3886	212	3	b.	b.	PROPN
fsr-3886	212	4	h.	h.	PROPN
fsr-3886	212	5	,	,	PUNCT
fsr-3886	212	6	snow	snow	NOUN
fsr-3886	212	7	,	,	PUNCT
fsr-3886	212	8	m.	m.	NOUN
fsr-3886	212	9	,	,	PUNCT
fsr-3886	212	10	&	&	CCONJ
fsr-3886	212	11	gustafson	gustafson	PROPN
fsr-3886	212	12	,	,	PUNCT
fsr-3886	212	13	a.	a.	PROPN
fsr-3886	212	14	w.	w.	PROPN
fsr-3886	212	15	(	(	PUNCT
fsr-3886	212	16	1998	1998	NUM
fsr-3886	212	17	)	)	PUNCT
fsr-3886	212	18	.	.	PUNCT
fsr-3886	213	1	mid	mid	ADJ
fsr-3886	213	2	-	-	ADJ
fsr-3886	213	3	life	life	ADJ
fsr-3886	213	4	career	career	NOUN
fsr-3886	213	5	change	change	NOUN
fsr-3886	213	6	:	:	PUNCT
fsr-3886	213	7	career	career	NOUN
fsr-3886	213	8	military	military	NOUN
fsr-3886	213	9	versus	versus	ADP
fsr-3886	213	10	non	non	ADJ
fsr-3886	213	11	-	-	ADJ
fsr-3886	213	12	career	career	ADJ
fsr-3886	213	13	financial	financial	ADJ
fsr-3886	213	14	well	well	ADV
fsr-3886	213	15	-	-	PUNCT
fsr-3886	213	16	being	being	NOUN
fsr-3886	213	17	and	and	CCONJ
fsr-3886	213	18	financial	financial	ADJ
fsr-3886	213	19	satisfaction.financial	satisfaction.financial	ADJ
fsr-3886	213	20	counseling	counseling	NOUN
fsr-3886	213	21	and	and	CCONJ
fsr-3886	213	22	planning	planning	NOUN
fsr-3886	213	23	,	,	PUNCT
fsr-3886	213	24	8(2	8(2	NUM
fsr-3886	213	25	)	)	PUNCT
fsr-3886	213	26	,	,	PUNCT
fsr-3886	213	27	1–12	1–12	PROPN
fsr-3886	213	28	.	.	PUNCT
fsr-3886	214	1	cooper	cooper	PROPN
fsr-3886	214	2	,	,	PUNCT
fsr-3886	214	3	d.	d.	PROPN
fsr-3886	214	4	f.	f.	PROPN
fsr-3886	214	5	(	(	PUNCT
fsr-3886	214	6	1993	1993	NUM
fsr-3886	214	7	)	)	PUNCT
fsr-3886	214	8	.	.	PUNCT
fsr-3886	215	1	retirement	retirement	NOUN
fsr-3886	215	2	style	style	NOUN
fsr-3886	215	3	,	,	PUNCT
fsr-3886	215	4	post	post	ADJ
fsr-3886	215	5	-	-	ADJ
fsr-3886	215	6	retirement	retirement	ADJ
fsr-3886	215	7	work	work	NOUN
fsr-3886	215	8	pattern	pattern	NOUN
fsr-3886	215	9	and	and	CCONJ
fsr-3886	215	10	retirement	retirement	NOUN
fsr-3886	215	11	satisfaction	satisfaction	NOUN
fsr-3886	215	12	of	of	ADP
fsr-3886	215	13	public	public	ADJ
fsr-3886	215	14	school	school	NOUN
fsr-3886	215	15	administrators	administrator	NOUN
fsr-3886	215	16	.	.	PUNCT
fsr-3886	216	1	unpublished	unpublished	ADJ
fsr-3886	216	2	doctoral	doctoral	ADJ
fsr-3886	216	3	dissertation	dissertation	NOUN
fsr-3886	216	4	,	,	PUNCT
fsr-3886	216	5	university	university	NOUN
fsr-3886	216	6	of	of	ADP
fsr-3886	216	7	la	la	PROPN
fsr-3886	216	8	verne	verne	PROPN
fsr-3886	216	9	.	.	PUNCT
fsr-3886	217	1	cope	cope	PROPN
fsr-3886	217	2	,	,	PUNCT
fsr-3886	217	3	j.	j.	PROPN
fsr-3886	217	4	k.	k.	PROPN
fsr-3886	217	5	(	(	PUNCT
fsr-3886	217	6	1990	1990	NUM
fsr-3886	217	7	)	)	PUNCT
fsr-3886	217	8	.	.	PUNCT
fsr-3886	218	1	the	the	DET
fsr-3886	218	2	intrinsic	intrinsic	ADJ
fsr-3886	218	3	and	and	CCONJ
fsr-3886	218	4	extrinsic	extrinsic	ADJ
fsr-3886	218	5	factors	factor	NOUN
fsr-3886	218	6	of	of	ADP
fsr-3886	218	7	job	job	NOUN
fsr-3886	218	8	satisfaction	satisfaction	NOUN
fsr-3886	218	9	in	in	ADP
fsr-3886	218	10	post	post	ADJ
fsr-3886	218	11	-	-	ADJ
fsr-3886	218	12	retirement	retirement	ADJ
fsr-3886	218	13	employment	employment	NOUN
fsr-3886	218	14	.	.	PUNCT
fsr-3886	219	1	unpublished	unpublished	ADJ
fsr-3886	219	2	doctoral	doctoral	ADJ
fsr-3886	219	3	dissertation	dissertation	NOUN
fsr-3886	219	4	,	,	PUNCT
fsr-3886	219	5	university	university	NOUN
fsr-3886	219	6	of	of	ADP
fsr-3886	219	7	oklahoma	oklahoma	PROPN
fsr-3886	219	8	.	.	PUNCT
fsr-3886	220	1	dorfman	dorfman	PROPN
fsr-3886	220	2	,	,	PUNCT
fsr-3886	220	3	l.	l.	PROPN
fsr-3886	220	4	t.	t.	PROPN
fsr-3886	220	5	(	(	PUNCT
fsr-3886	220	6	1989	1989	NUM
fsr-3886	220	7	)	)	PUNCT
fsr-3886	220	8	.	.	PUNCT
fsr-3886	221	1	retirement	retirement	NOUN
fsr-3886	221	2	preparation	preparation	NOUN
fsr-3886	221	3	and	and	CCONJ
fsr-3886	221	4	retirement	retirement	NOUN
fsr-3886	221	5	satisfaction	satisfaction	NOUN
fsr-3886	221	6	in	in	ADP
fsr-3886	221	7	the	the	DET
fsr-3886	221	8	rural	rural	ADJ
fsr-3886	221	9	elderly.journal	elderly.journal	ADJ
fsr-3886	221	10	of	of	ADP
fsr-3886	221	11	applied	apply	VERB
fsr-3886	221	12	gerontology	gerontology	NOUN
fsr-3886	221	13	,	,	PUNCT
fsr-3886	221	14	8(4	8(4	NUM
fsr-3886	221	15	)	)	PUNCT
fsr-3886	221	16	,	,	PUNCT
fsr-3886	221	17	432–450	432–450	NUM
fsr-3886	221	18	.	.	PUNCT
fsr-3886	222	1	floyd	floyd	PROPN
fsr-3886	222	2	,	,	PUNCT
fsr-3886	222	3	f.	f.	PROPN
fsr-3886	222	4	j.	j.	PROPN
fsr-3886	222	5	,	,	PUNCT
fsr-3886	222	6	haynes	haynes	PROPN
fsr-3886	222	7	,	,	PUNCT
fsr-3886	222	8	s.	s.	PROPN
fsr-3886	222	9	,	,	PUNCT
fsr-3886	222	10	doll	doll	PROPN
fsr-3886	222	11	,	,	PUNCT
fsr-3886	222	12	e.	e.	PROPN
fsr-3886	222	13	r.	r.	PROPN
fsr-3886	222	14	,	,	PUNCT
fsr-3886	222	15	winemiller	winemiller	PROPN
fsr-3886	222	16	,	,	PUNCT
fsr-3886	222	17	d.	d.	PROPN
fsr-3886	222	18	,	,	PUNCT
fsr-3886	222	19	lemsky	lemsky	PROPN
fsr-3886	222	20	,	,	PUNCT
fsr-3886	222	21	c.	c.	PROPN
fsr-3886	222	22	,	,	PUNCT
fsr-3886	222	23	burgy	burgy	PROPN
fsr-3886	222	24	,	,	PUNCT
fsr-3886	222	25	t.	t.	NOUN
fsr-3886	222	26	m.	m.	NOUN
fsr-3886	222	27	,	,	PUNCT
fsr-3886	222	28	werle	werle	NOUN
fsr-3886	222	29	,	,	PUNCT
fsr-3886	222	30	m.	m.	NOUN
fsr-3886	222	31	,	,	PUNCT
fsr-3886	222	32	&	&	CCONJ
fsr-3886	222	33	heilman	heilman	PROPN
fsr-3886	222	34	,	,	PUNCT
fsr-3886	222	35	n.	n.	PROPN
fsr-3886	222	36	(	(	PUNCT
fsr-3886	222	37	1992	1992	NUM
fsr-3886	222	38	)	)	PUNCT
fsr-3886	222	39	.	.	PUNCT
fsr-3886	223	1	assessing	assess	VERB
fsr-3886	223	2	retirement	retirement	NOUN
fsr-3886	223	3	satisfaction	satisfaction	NOUN
fsr-3886	223	4	and	and	CCONJ
fsr-3886	223	5	perceptions	perception	NOUN
fsr-3886	223	6	of	of	ADP
fsr-3886	223	7	retirement	retirement	NOUN
fsr-3886	223	8	experiences.psychology	experiences.psychology	NOUN
fsr-3886	223	9	and	and	CCONJ
fsr-3886	223	10	aging	aging	NOUN
fsr-3886	223	11	,	,	PUNCT
fsr-3886	223	12	7(4	7(4	NUM
fsr-3886	223	13	)	)	PUNCT
fsr-3886	223	14	,	,	PUNCT
fsr-3886	223	15	609–621	609–621	NUM
fsr-3886	223	16	.	.	PUNCT
fsr-3886	224	1	friedman	friedman	PROPN
fsr-3886	224	2	,	,	PUNCT
fsr-3886	224	3	m.	m.	NOUN
fsr-3886	224	4	(	(	PUNCT
fsr-3886	224	5	1957).a	1957).a	NUM
fsr-3886	224	6	theory	theory	NOUN
fsr-3886	224	7	of	of	ADP
fsr-3886	224	8	the	the	DET
fsr-3886	224	9	consumption	consumption	NOUN
fsr-3886	224	10	function.princeton	function.princeton	PROPN
fsr-3886	224	11	,	,	PUNCT
fsr-3886	224	12	nj	nj	PROPN
fsr-3886	224	13	:	:	PUNCT
fsr-3886	224	14	princeton	princeton	PROPN
fsr-3886	224	15	university	university	PROPN
fsr-3886	224	16	press	press	NOUN
fsr-3886	224	17	.	.	PUNCT
fsr-3886	225	1	gall	gall	NOUN
fsr-3886	225	2	,	,	PUNCT
fsr-3886	225	3	t.	t.	PROPN
fsr-3886	225	4	l.	l.	PROPN
fsr-3886	225	5	,	,	PUNCT
fsr-3886	225	6	evans	evans	PROPN
fsr-3886	225	7	,	,	PUNCT
fsr-3886	225	8	d.	d.	PROPN
fsr-3886	225	9	r.	r.	PROPN
fsr-3886	225	10	,	,	PUNCT
fsr-3886	225	11	&	&	CCONJ
fsr-3886	225	12	howard	howard	PROPN
fsr-3886	225	13	,	,	PUNCT
fsr-3886	225	14	j.	j.	PROPN
fsr-3886	225	15	(	(	PUNCT
fsr-3886	225	16	1997	1997	NUM
fsr-3886	225	17	)	)	PUNCT
fsr-3886	225	18	.	.	PUNCT
fsr-3886	226	1	the	the	DET
fsr-3886	226	2	retirement	retirement	NOUN
fsr-3886	226	3	adjustment	adjustment	NOUN
fsr-3886	226	4	process	process	NOUN
fsr-3886	226	5	:	:	PUNCT
fsr-3886	226	6	changes	change	NOUN
fsr-3886	226	7	in	in	ADP
fsr-3886	226	8	the	the	DET
fsr-3886	226	9	well	well	ADV
fsr-3886	226	10	-	-	PUNCT
fsr-3886	226	11	being	being	NOUN
fsr-3886	226	12	of	of	ADP
fsr-3886	226	13	male	male	ADJ
fsr-3886	226	14	retirees	retiree	NOUN
fsr-3886	226	15	across	across	ADP
fsr-3886	226	16	time.journal	time.journal	NUM
fsr-3886	226	17	of	of	ADP
fsr-3886	226	18	gerontology	gerontology	NOUN
fsr-3886	226	19	:	:	PUNCT
fsr-3886	226	20	psychological	psychological	ADJ
fsr-3886	226	21	sciences	science	NOUN
fsr-3886	226	22	,	,	PUNCT
fsr-3886	226	23	528(3	528(3	NUM
fsr-3886	226	24	)	)	PUNCT
fsr-3886	226	25	,	,	PUNCT
fsr-3886	226	26	p110	p110	PROPN
fsr-3886	226	27	–	–	PUNCT
fsr-3886	226	28	p117	p117	PROPN
fsr-3886	226	29	.	.	PUNCT
fsr-3886	227	1	hurd	hurd	PROPN
fsr-3886	227	2	,	,	PUNCT
fsr-3886	227	3	m.	m.	NOUN
fsr-3886	227	4	(	(	PUNCT
fsr-3886	227	5	1990	1990	NUM
fsr-3886	227	6	)	)	PUNCT
fsr-3886	227	7	.	.	PUNCT
fsr-3886	228	1	research	research	NOUN
fsr-3886	228	2	on	on	ADP
fsr-3886	228	3	the	the	DET
fsr-3886	228	4	elderly	elderly	ADJ
fsr-3886	228	5	,	,	PUNCT
fsr-3886	228	6	economic	economic	ADJ
fsr-3886	228	7	status	status	NOUN
fsr-3886	228	8	,	,	PUNCT
fsr-3886	228	9	retirement	retirement	NOUN
fsr-3886	228	10	and	and	CCONJ
fsr-3886	228	11	consumption	consumption	NOUN
fsr-3886	228	12	and	and	CCONJ
fsr-3886	228	13	saving.journal	saving.journal	PROPN
fsr-3886	228	14	of	of	ADP
fsr-3886	228	15	economic	economic	ADJ
fsr-3886	228	16	literature	literature	NOUN
fsr-3886	228	17	,	,	PUNCT
fsr-3886	228	18	28(2	28(2	NUM
fsr-3886	228	19	)	)	PUNCT
fsr-3886	228	20	,	,	PUNCT
fsr-3886	228	21	565–637	565–637	NUM
fsr-3886	228	22	.	.	PUNCT
fsr-3886	229	1	juster	juster	NOUN
fsr-3886	229	2	,	,	PUNCT
fsr-3886	229	3	f.	f.	PROPN
fsr-3886	229	4	t.	t.	PROPN
fsr-3886	229	5	,	,	PUNCT
fsr-3886	229	6	&	&	CCONJ
fsr-3886	229	7	suzman	suzman	PROPN
fsr-3886	229	8	,	,	PUNCT
fsr-3886	229	9	e.	e.	PROPN
fsr-3886	229	10	(	(	PUNCT
fsr-3886	229	11	1995	1995	NUM
fsr-3886	229	12	)	)	PUNCT
fsr-3886	229	13	.	.	PUNCT
fsr-3886	230	1	an	an	DET
fsr-3886	230	2	overview	overview	NOUN
fsr-3886	230	3	of	of	ADP
fsr-3886	230	4	the	the	DET
fsr-3886	230	5	health	health	NOUN
fsr-3886	230	6	and	and	CCONJ
fsr-3886	230	7	retirement	retirement	NOUN
fsr-3886	230	8	study.journal	study.journal	NUM
fsr-3886	230	9	of	of	ADP
fsr-3886	230	10	human	human	ADJ
fsr-3886	230	11	resources	resource	NOUN
fsr-3886	230	12	30(suppl	30(suppl	NUM
fsr-3886	230	13	.	.	PUNCT
fsr-3886	230	14	)	)	PUNCT
fsr-3886	231	1	,	,	PUNCT
fsr-3886	231	2	s7	s7	NOUN
fsr-3886	231	3	–	–	PUNCT
fsr-3886	231	4	s58	s58	ADJ
fsr-3886	231	5	.	.	PUNCT
fsr-3886	232	1	knesek	knesek	PROPN
fsr-3886	232	2	,	,	PUNCT
fsr-3886	232	3	g.	g.	PROPN
fsr-3886	232	4	e.	e.	PROPN
fsr-3886	232	5	(	(	PUNCT
fsr-3886	232	6	1992	1992	NUM
fsr-3886	232	7	)	)	PUNCT
fsr-3886	232	8	.	.	PUNCT
fsr-3886	233	1	early	early	ADV
fsr-3886	233	2	versus	versus	ADP
fsr-3886	233	3	regular	regular	ADJ
fsr-3886	233	4	retirement	retirement	NOUN
fsr-3886	233	5	:	:	PUNCT
fsr-3886	233	6	differences	difference	NOUN
fsr-3886	233	7	in	in	ADP
fsr-3886	233	8	measures	measure	NOUN
fsr-3886	233	9	of	of	ADP
fsr-3886	233	10	life	life	NOUN
fsr-3886	233	11	satisfaction.journal	satisfaction.journal	PROPN
fsr-3886	233	12	of	of	ADP
fsr-3886	233	13	gerontological	gerontological	ADJ
fsr-3886	233	14	social	social	ADJ
fsr-3886	233	15	work	work	NOUN
fsr-3886	233	16	19(1	19(1	NUM
fsr-3886	233	17	)	)	PUNCT
fsr-3886	233	18	,	,	PUNCT
fsr-3886	233	19	3–34	3–34	PROPN
fsr-3886	233	20	.	.	PUNCT
fsr-3886	234	1	macewen	macewen	PROPN
fsr-3886	234	2	,	,	PUNCT
fsr-3886	234	3	k.	k.	PROPN
fsr-3886	234	4	e.	e.	PROPN
fsr-3886	234	5	,	,	PUNCT
fsr-3886	234	6	barling	barling	PROPN
fsr-3886	234	7	,	,	PUNCT
fsr-3886	234	8	j.	j.	PROPN
fsr-3886	234	9	,	,	PUNCT
fsr-3886	234	10	kelloway	kelloway	PROPN
fsr-3886	234	11	,	,	PUNCT
fsr-3886	234	12	e.	e.	PROPN
fsr-3886	234	13	k.	k.	PROPN
fsr-3886	234	14	,	,	PUNCT
fsr-3886	234	15	&	&	CCONJ
fsr-3886	234	16	higginbottom	higginbottom	PROPN
fsr-3886	234	17	,	,	PUNCT
fsr-3886	234	18	s.	s.	PROPN
fsr-3886	234	19	f.	f.	PROPN
fsr-3886	234	20	(	(	PUNCT
fsr-3886	234	21	1995	1995	NUM
fsr-3886	234	22	)	)	PUNCT
fsr-3886	234	23	.	.	PUNCT
fsr-3886	235	1	predicting	predict	VERB
fsr-3886	235	2	retirement	retirement	NOUN
fsr-3886	235	3	anxiety	anxiety	NOUN
fsr-3886	235	4	:	:	PUNCT
fsr-3886	235	5	the	the	DET
fsr-3886	235	6	roles	role	NOUN
fsr-3886	235	7	of	of	ADP
fsr-3886	235	8	parental	parental	ADJ
fsr-3886	235	9	socialization	socialization	NOUN
fsr-3886	235	10	and	and	CCONJ
fsr-3886	235	11	personal	personal	ADJ
fsr-3886	235	12	planning.the	planning.the	DET
fsr-3886	235	13	journal	journal	NOUN
fsr-3886	235	14	of	of	ADP
fsr-3886	235	15	social	social	ADJ
fsr-3886	235	16	psychology	psychology	NOUN
fsr-3886	235	17	,	,	PUNCT
fsr-3886	235	18	135(2	135(2	NUM
fsr-3886	235	19	)	)	PUNCT
fsr-3886	235	20	,	,	PUNCT
fsr-3886	235	21	203–214	203–214	NUM
fsr-3886	235	22	.	.	PUNCT
fsr-3886	236	1	poterba	poterba	NOUN
fsr-3886	236	2	,	,	PUNCT
fsr-3886	236	3	j.	j.	PROPN
fsr-3886	236	4	a.	a.	PROPN
fsr-3886	236	5	(	(	PUNCT
fsr-3886	236	6	1996	1996	NUM
fsr-3886	236	7	)	)	PUNCT
fsr-3886	236	8	.	.	PUNCT
fsr-3886	237	1	personal	personal	ADJ
fsr-3886	237	2	saving	save	VERB
fsr-3886	237	3	behavior	behavior	NOUN
fsr-3886	237	4	and	and	CCONJ
fsr-3886	237	5	retirement	retirement	NOUN
fsr-3886	237	6	income	income	NOUN
fsr-3886	237	7	modeling	modeling	NOUN
fsr-3886	237	8	:	:	PUNCT
fsr-3886	237	9	a	a	DET
fsr-3886	237	10	research	research	NOUN
fsr-3886	237	11	assessment	assessment	NOUN
fsr-3886	237	12	in	in	ADP
fsr-3886	237	13	national	national	ADJ
fsr-3886	237	14	research	research	NOUN
fsr-3886	237	15	council.assessing	council.assesse	VERB
fsr-3886	237	16	knowledge	knowledge	NOUN
fsr-3886	237	17	of	of	ADP
fsr-3886	237	18	retirement	retirement	NOUN
fsr-3886	237	19	behavior(pp	behavior(pp	NOUN
fsr-3886	237	20	.	.	PUNCT
fsr-3886	238	1	123–148	123–148	NUM
fsr-3886	238	2	)	)	PUNCT
fsr-3886	238	3	.	.	PUNCT
fsr-3886	239	1	washington	washington	PROPN
fsr-3886	239	2	,	,	PUNCT
fsr-3886	239	3	dc	dc	PROPN
fsr-3886	239	4	:	:	PUNCT
fsr-3886	239	5	national	national	PROPN
fsr-3886	239	6	academy	academy	PROPN
fsr-3886	239	7	press	press	PROPN
fsr-3886	239	8	.	.	PUNCT
fsr-3886	240	1	126	126	NUM
fsr-3886	240	2	h.w	h.w	PROPN
fsr-3886	240	3	.	.	PROPN
fsr-3886	240	4	elder	elder	NOUN
fsr-3886	240	5	,	,	PUNCT
fsr-3886	240	6	p.m.	p.m.	NOUN
fsr-3886	240	7	rudolph	rudolph	PROPN
fsr-3886	240	8	/	/	SYM
fsr-3886	240	9	financial	financial	ADJ
fsr-3886	240	10	services	service	NOUN
fsr-3886	240	11	review	review	VERB
fsr-3886	240	12	8	8	NUM
fsr-3886	240	13	(	(	PUNCT
fsr-3886	240	14	1999	1999	NUM
fsr-3886	240	15	)	)	PUNCT
fsr-3886	240	16	117–127	117–127	NUM
fsr-3886	240	17	reis	reis	NOUN
fsr-3886	240	18	,	,	PUNCT
fsr-3886	240	19	m.	m.	NOUN
fsr-3886	240	20	,	,	PUNCT
fsr-3886	240	21	&	&	CCONJ
fsr-3886	240	22	gold	gold	NOUN
fsr-3886	240	23	,	,	PUNCT
fsr-3886	240	24	d.	d.	PROPN
fsr-3886	240	25	p.	p.	PROPN
fsr-3886	240	26	(	(	PUNCT
fsr-3886	240	27	1993	1993	NUM
fsr-3886	240	28	)	)	PUNCT
fsr-3886	240	29	.	.	PUNCT
fsr-3886	241	1	retirement	retirement	NOUN
fsr-3886	241	2	,	,	PUNCT
fsr-3886	241	3	personality	personality	NOUN
fsr-3886	241	4	and	and	CCONJ
fsr-3886	241	5	life	life	NOUN
fsr-3886	241	6	satisfaction	satisfaction	NOUN
fsr-3886	241	7	:	:	PUNCT
fsr-3886	241	8	a	a	DET
fsr-3886	241	9	review	review	NOUN
fsr-3886	241	10	and	and	CCONJ
fsr-3886	241	11	two	two	NUM
fsr-3886	241	12	models.journal	models.journal	ADJ
fsr-3886	241	13	of	of	ADP
fsr-3886	241	14	applied	apply	VERB
fsr-3886	241	15	gerontology	gerontology	NOUN
fsr-3886	241	16	,	,	PUNCT
fsr-3886	241	17	12(2	12(2	NUM
fsr-3886	241	18	)	)	PUNCT
fsr-3886	241	19	,	,	PUNCT
fsr-3886	241	20	261–282	261–282	NUM
fsr-3886	241	21	.	.	PUNCT
fsr-3886	242	1	sterns	sterns	PROPN
fsr-3886	242	2	,	,	PUNCT
fsr-3886	242	3	h.	h.	PROPN
fsr-3886	242	4	l.	l.	PROPN
fsr-3886	242	5	,	,	PUNCT
fsr-3886	242	6	&	&	CCONJ
fsr-3886	242	7	gray	gray	PROPN
fsr-3886	242	8	,	,	PUNCT
fsr-3886	242	9	j.	j.	PROPN
fsr-3886	242	10	h.	h.	PROPN
fsr-3886	242	11	(	(	PUNCT
fsr-3886	242	12	1999	1999	NUM
fsr-3886	242	13	)	)	PUNCT
fsr-3886	242	14	.	.	PUNCT
fsr-3886	243	1	work	work	NOUN
fsr-3886	243	2	,	,	PUNCT
fsr-3886	243	3	leisure	leisure	NOUN
fsr-3886	243	4	and	and	CCONJ
fsr-3886	243	5	retirement	retirement	NOUN
fsr-3886	243	6	.	.	PUNCT
fsr-3886	244	1	in	in	ADP
fsr-3886	244	2	j.	j.	PROPN
fsr-3886	244	3	c.	c.	PROPN
fsr-3886	244	4	cavanaugh	cavanaugh	PROPN
fsr-3886	244	5	&	&	CCONJ
fsr-3886	244	6	s.	s.	PROPN
fsr-3886	244	7	k.	k.	PROPN
fsr-3886	244	8	whitbourne	whitbourne	PROPN
fsr-3886	244	9	(	(	PUNCT
fsr-3886	244	10	eds	ed	NOUN
fsr-3886	244	11	.	.	PUNCT
fsr-3886	244	12	)	)	PUNCT
fsr-3886	244	13	,	,	PUNCT
fsr-3886	244	14	gerontology	gerontology	NOUN
fsr-3886	244	15	:	:	PUNCT
fsr-3886	244	16	an	an	DET
fsr-3886	244	17	interdisciplinary	interdisciplinary	ADJ
fsr-3886	244	18	perspective(pp	perspective(pp	NOUN
fsr-3886	244	19	.	.	PUNCT
fsr-3886	245	1	355–390	355–390	NUM
fsr-3886	245	2	)	)	PUNCT
fsr-3886	245	3	.	.	PUNCT
fsr-3886	246	1	new	new	PROPN
fsr-3886	246	2	york	york	PROPN
fsr-3886	246	3	:	:	PUNCT
fsr-3886	246	4	oxford	oxford	PROPN
fsr-3886	246	5	university	university	PROPN
fsr-3886	246	6	press	press	NOUN
fsr-3886	246	7	.	.	PUNCT
fsr-3886	247	1	wynne	wynne	PROPN
fsr-3886	247	2	,	,	PUNCT
fsr-3886	247	3	r.	r.	PROPN
fsr-3886	247	4	j.	j.	PROPN
fsr-3886	247	5	,	,	PUNCT
fsr-3886	247	6	&	&	CCONJ
fsr-3886	247	7	groves	grove	NOUN
fsr-3886	247	8	,	,	PUNCT
fsr-3886	247	9	d.	d.	PROPN
fsr-3886	247	10	l.	l.	PROPN
fsr-3886	247	11	(	(	PUNCT
fsr-3886	247	12	1995	1995	NUM
fsr-3886	247	13	)	)	PUNCT
fsr-3886	247	14	.	.	PUNCT
fsr-3886	248	1	life	life	NOUN
fsr-3886	248	2	span	span	VERB
fsr-3886	248	3	approach	approach	NOUN
fsr-3886	248	4	to	to	ADP
fsr-3886	248	5	understanding	understand	VERB
fsr-3886	248	6	coping	cope	VERB
fsr-3886	248	7	styles	style	NOUN
fsr-3886	248	8	of	of	ADP
fsr-3886	248	9	the	the	DET
fsr-3886	248	10	elderly	elderly	ADJ
fsr-3886	248	11	.	.	PUNCT
fsr-3886	249	1	education	education	NOUN
fsr-3886	249	2	,	,	PUNCT
fsr-3886	249	3	115(3	115(3	NUM
fsr-3886	249	4	)	)	PUNCT
fsr-3886	249	5	,	,	PUNCT
fsr-3886	249	6	448–459	448–459	NUM
fsr-3886	249	7	.	.	PUNCT
fsr-3886	250	1	zavoina	zavoina	PROPN
fsr-3886	250	2	,	,	PUNCT
fsr-3886	250	3	r.	r.	PROPN
fsr-3886	250	4	,	,	PUNCT
fsr-3886	250	5	&	&	CCONJ
fsr-3886	250	6	mcelvey	mcelvey	PROPN
fsr-3886	250	7	,	,	PUNCT
fsr-3886	250	8	w.	w.	PROPN
fsr-3886	250	9	(	(	PUNCT
fsr-3886	250	10	1975	1975	NUM
fsr-3886	250	11	)	)	PUNCT
fsr-3886	250	12	.	.	PUNCT
fsr-3886	251	1	a	a	DET
fsr-3886	251	2	statistical	statistical	ADJ
fsr-3886	251	3	model	model	NOUN
fsr-3886	251	4	for	for	ADP
fsr-3886	251	5	the	the	DET
fsr-3886	251	6	analysis	analysis	NOUN
fsr-3886	251	7	of	of	ADP
fsr-3886	251	8	ordinal	ordinal	ADJ
fsr-3886	251	9	level	level	NOUN
fsr-3886	251	10	dependent	dependent	ADJ
fsr-3886	251	11	variables	variable	NOUN
fsr-3886	251	12	.	.	PUNCT
fsr-3886	252	1	journal	journal	NOUN
fsr-3886	252	2	of	of	ADP
fsr-3886	252	3	mathematical	mathematical	ADJ
fsr-3886	252	4	sociology	sociology	NOUN
fsr-3886	252	5	,	,	PUNCT
fsr-3886	252	6	4(1	4(1	NUM
fsr-3886	252	7	)	)	PUNCT
fsr-3886	252	8	,	,	PUNCT
fsr-3886	252	9	103–120	103–120	NUM
fsr-3886	252	10	.	.	PUNCT
fsr-3886	253	1	127h.w	127h.w	NUM
fsr-3886	253	2	.	.	PUNCT
fsr-3886	254	1	elder	elder	NOUN
fsr-3886	254	2	,	,	PUNCT
fsr-3886	254	3	p.m.	p.m.	NOUN
fsr-3886	254	4	rudolph	rudolph	PROPN
fsr-3886	254	5	/	/	SYM
fsr-3886	254	6	financial	financial	ADJ
fsr-3886	254	7	services	service	NOUN
fsr-3886	254	8	review	review	VERB
fsr-3886	254	9	8	8	NUM
fsr-3886	254	10	(	(	PUNCT
fsr-3886	254	11	1999	1999	NUM
fsr-3886	254	12	)	)	PUNCT
fsr-3886	254	13	117–127	117–127	NUM