id	sid	tid	token	lemma	pos
fsr-3901	1	1	pii	pii	PROPN
fsr-3901	1	2	:	:	PUNCT
fsr-3901	1	3	s1057	s1057	NOUN
fsr-3901	1	4	-	-	PUNCT
fsr-3901	1	5	0810(00)00047	0810(00)00047	NUM
fsr-3901	1	6	-	-	SYM
fsr-3901	1	7	0	0	NUM
fsr-3901	1	8	learning	learning	NOUN
fsr-3901	1	9	by	by	ADP
fsr-3901	1	10	doing	do	VERB
fsr-3901	1	11	:	:	PUNCT
fsr-3901	1	12	offering	offer	VERB
fsr-3901	1	13	a	a	DET
fsr-3901	1	14	university	university	NOUN
fsr-3901	1	15	practicum	practicum	NOUN
fsr-3901	1	16	in	in	ADP
fsr-3901	1	17	personal	personal	ADJ
fsr-3901	1	18	financial	financial	ADJ
fsr-3901	1	19	planning	planning	NOUN
fsr-3901	2	1	thomas	thomas	PROPN
fsr-3901	2	2	h.	h.	PROPN
fsr-3901	2	3	eyssell	eyssell	PROPN
fsr-3901	2	4	*	*	PUNCT
fsr-3901	2	5	umsl	umsl	ADJ
fsr-3901	2	6	financial	financial	ADJ
fsr-3901	2	7	planning	planning	NOUN
fsr-3901	2	8	and	and	CCONJ
fsr-3901	2	9	counseling	counseling	NOUN
fsr-3901	2	10	program	program	NOUN
fsr-3901	2	11	,	,	PUNCT
fsr-3901	2	12	university	university	PROPN
fsr-3901	2	13	of	of	ADP
fsr-3901	2	14	missouri	missouri	PROPN
fsr-3901	2	15	-	-	PROPN
fsr-3901	2	16	st	st	PROPN
fsr-3901	2	17	.	.	PROPN
fsr-3901	2	18	louis	louis	PROPN
fsr-3901	2	19	,	,	PUNCT
fsr-3901	2	20	8001	8001	NUM
fsr-3901	2	21	natural	natural	ADJ
fsr-3901	2	22	bridge	bridge	NOUN
fsr-3901	2	23	road	road	NOUN
fsr-3901	2	24	,	,	PUNCT
fsr-3901	2	25	st	st	PROPN
fsr-3901	2	26	.	.	PROPN
fsr-3901	2	27	louis	louis	PROPN
fsr-3901	2	28	,	,	PUNCT
fsr-3901	2	29	mo	mo	NOUN
fsr-3901	2	30	63121	63121	NUM
fsr-3901	2	31	,	,	PUNCT
fsr-3901	2	32	usa	usa	PROPN
fsr-3901	2	33	abstract	abstract	PROPN
fsr-3901	2	34	given	give	VERB
fsr-3901	2	35	the	the	DET
fsr-3901	2	36	importance	importance	NOUN
fsr-3901	2	37	of	of	ADP
fsr-3901	2	38	interpersonal	interpersonal	ADJ
fsr-3901	2	39	relationships	relationship	NOUN
fsr-3901	2	40	in	in	ADP
fsr-3901	2	41	the	the	DET
fsr-3901	2	42	financial	financial	ADJ
fsr-3901	2	43	planning	planning	NOUN
fsr-3901	2	44	process	process	NOUN
fsr-3901	2	45	,	,	PUNCT
fsr-3901	2	46	it	it	PRON
fsr-3901	2	47	is	be	AUX
fsr-3901	2	48	surprising	surprising	ADJ
fsr-3901	2	49	that	that	SCONJ
fsr-3901	2	50	relatively	relatively	ADV
fsr-3901	2	51	few	few	ADJ
fsr-3901	2	52	registered	register	VERB
fsr-3901	2	53	financial	financial	ADJ
fsr-3901	2	54	planning	planning	NOUN
fsr-3901	2	55	programs	program	NOUN
fsr-3901	2	56	explicitly	explicitly	ADV
fsr-3901	2	57	provide	provide	VERB
fsr-3901	2	58	students	student	NOUN
fsr-3901	2	59	the	the	DET
fsr-3901	2	60	opportunity	opportunity	NOUN
fsr-3901	2	61	to	to	PART
fsr-3901	2	62	meet	meet	VERB
fsr-3901	2	63	with	with	ADP
fsr-3901	2	64	real	real	ADJ
fsr-3901	2	65	clients	client	NOUN
fsr-3901	2	66	on	on	ADP
fsr-3901	2	67	a	a	DET
fsr-3901	2	68	one	one	NUM
fsr-3901	2	69	-	-	PUNCT
fsr-3901	2	70	to	to	ADP
fsr-3901	2	71	-	-	PUNCT
fsr-3901	2	72	one	one	NUM
fsr-3901	2	73	basis	basis	NOUN
fsr-3901	2	74	.	.	PUNCT
fsr-3901	3	1	this	this	DET
fsr-3901	3	2	paper	paper	NOUN
fsr-3901	3	3	describes	describe	VERB
fsr-3901	3	4	the	the	DET
fsr-3901	3	5	structure	structure	NOUN
fsr-3901	3	6	of	of	ADP
fsr-3901	3	7	a	a	DET
fsr-3901	3	8	financial	financial	ADJ
fsr-3901	3	9	planning	planning	NOUN
fsr-3901	3	10	practicum	practicum	NOUN
fsr-3901	3	11	developed	develop	VERB
fsr-3901	3	12	for	for	ADP
fsr-3901	3	13	the	the	DET
fsr-3901	3	14	purpose	purpose	NOUN
fsr-3901	3	15	of	of	ADP
fsr-3901	3	16	providing	provide	VERB
fsr-3901	3	17	such	such	ADJ
fsr-3901	3	18	experience	experience	NOUN
fsr-3901	3	19	to	to	ADP
fsr-3901	3	20	future	future	ADJ
fsr-3901	3	21	financial	financial	ADJ
fsr-3901	3	22	planners	planner	NOUN
fsr-3901	3	23	.	.	PUNCT
fsr-3901	4	1	it	it	PRON
fsr-3901	4	2	is	be	AUX
fsr-3901	4	3	hoped	hope	VERB
fsr-3901	4	4	that	that	SCONJ
fsr-3901	4	5	this	this	DET
fsr-3901	4	6	information	information	NOUN
fsr-3901	4	7	will	will	AUX
fsr-3901	4	8	encourage	encourage	VERB
fsr-3901	4	9	others	other	NOUN
fsr-3901	4	10	to	to	PART
fsr-3901	4	11	consider	consider	VERB
fsr-3901	4	12	offering	offer	VERB
fsr-3901	4	13	experiential	experiential	ADJ
fsr-3901	4	14	learning	learning	NOUN
fsr-3901	4	15	opportunities	opportunity	NOUN
fsr-3901	4	16	to	to	ADP
fsr-3901	4	17	those	those	PRON
fsr-3901	4	18	seeking	seek	VERB
fsr-3901	4	19	positions	position	NOUN
fsr-3901	4	20	in	in	ADP
fsr-3901	4	21	the	the	DET
fsr-3901	4	22	financial	financial	ADJ
fsr-3901	4	23	services	service	NOUN
fsr-3901	4	24	industry	industry	NOUN
fsr-3901	4	25	.	.	PUNCT
fsr-3901	5	1	©	©	PROPN
fsr-3901	5	2	1999	1999	NUM
fsr-3901	5	3	elsevier	elsevier	PROPN
fsr-3901	5	4	science	science	PROPN
fsr-3901	5	5	inc	inc	PROPN
fsr-3901	5	6	.	.	PUNCT
fsr-3901	6	1	all	all	DET
fsr-3901	6	2	rights	right	NOUN
fsr-3901	6	3	reserved	reserve	VERB
fsr-3901	6	4	.	.	PUNCT
fsr-3901	7	1	jel	jel	PROPN
fsr-3901	7	2	classification	classification	PROPN
fsr-3901	7	3	:	:	PUNCT
fsr-3901	7	4	a22	a22	PROPN
fsr-3901	7	5	,	,	PUNCT
fsr-3901	7	6	g20	g20	NOUN
fsr-3901	7	7	keywords	keyword	NOUN
fsr-3901	7	8	:	:	PUNCT
fsr-3901	7	9	financial	financial	ADJ
fsr-3901	7	10	planning	planning	NOUN
fsr-3901	7	11	;	;	PUNCT
fsr-3901	7	12	practicum	practicum	NOUN
fsr-3901	7	13	1	1	NUM
fsr-3901	7	14	.	.	PUNCT
fsr-3901	7	15	introduction	introduction	NOUN
fsr-3901	7	16	over	over	ADP
fsr-3901	7	17	the	the	DET
fsr-3901	7	18	last	last	ADJ
fsr-3901	7	19	two	two	NUM
fsr-3901	7	20	decades	decade	NOUN
fsr-3901	7	21	,	,	PUNCT
fsr-3901	7	22	the	the	DET
fsr-3901	7	23	practice	practice	NOUN
fsr-3901	7	24	of	of	ADP
fsr-3901	7	25	personal	personal	ADJ
fsr-3901	7	26	financial	financial	ADJ
fsr-3901	7	27	planning	planning	NOUN
fsr-3901	7	28	has	have	AUX
fsr-3901	7	29	evolved	evolve	VERB
fsr-3901	7	30	from	from	ADP
fsr-3901	7	31	a	a	DET
fsr-3901	7	32	relatively	relatively	ADV
fsr-3901	7	33	narrow	narrow	ADJ
fsr-3901	7	34	specialty	specialty	NOUN
fsr-3901	7	35	undertaken	undertake	VERB
fsr-3901	7	36	largely	largely	ADV
fsr-3901	7	37	by	by	ADP
fsr-3901	7	38	accountants	accountant	NOUN
fsr-3901	7	39	,	,	PUNCT
fsr-3901	7	40	attorneys	attorney	NOUN
fsr-3901	7	41	,	,	PUNCT
fsr-3901	7	42	and	and	CCONJ
fsr-3901	7	43	insurance	insurance	NOUN
fsr-3901	7	44	agents	agent	NOUN
fsr-3901	7	45	,	,	PUNCT
fsr-3901	7	46	into	into	ADP
fsr-3901	7	47	a	a	DET
fsr-3901	7	48	profession	profession	NOUN
fsr-3901	7	49	unto	unto	ADP
fsr-3901	7	50	itself	itself	PRON
fsr-3901	7	51	,	,	PUNCT
fsr-3901	7	52	characterized	characterize	VERB
fsr-3901	7	53	by	by	ADP
fsr-3901	7	54	certification	certification	NOUN
fsr-3901	7	55	testing	testing	NOUN
fsr-3901	7	56	,	,	PUNCT
fsr-3901	7	57	professional	professional	ADJ
fsr-3901	7	58	designations	designation	NOUN
fsr-3901	7	59	,	,	PUNCT
fsr-3901	7	60	and	and	CCONJ
fsr-3901	7	61	self	self	NOUN
fsr-3901	7	62	-	-	PUNCT
fsr-3901	7	63	regulating	regulate	VERB
fsr-3901	7	64	bodies	body	NOUN
fsr-3901	7	65	.	.	PUNCT
fsr-3901	8	1	one	one	NUM
fsr-3901	8	2	thing	thing	NOUN
fsr-3901	8	3	that	that	PRON
fsr-3901	8	4	has	have	AUX
fsr-3901	8	5	n’t	not	PART
fsr-3901	8	6	changed	change	VERB
fsr-3901	8	7	,	,	PUNCT
fsr-3901	8	8	however	however	ADV
fsr-3901	8	9	,	,	PUNCT
fsr-3901	8	10	is	be	AUX
fsr-3901	8	11	the	the	DET
fsr-3901	8	12	importance	importance	NOUN
fsr-3901	8	13	of	of	ADP
fsr-3901	8	14	the	the	DET
fsr-3901	8	15	client	client	NOUN
fsr-3901	8	16	-	-	PUNCT
fsr-3901	8	17	planner	planner	NOUN
fsr-3901	8	18	relationship	relationship	NOUN
fsr-3901	8	19	.	.	PUNCT
fsr-3901	9	1	successful	successful	ADJ
fsr-3901	9	2	financial	financial	ADJ
fsr-3901	9	3	planners	planner	NOUN
fsr-3901	9	4	must	must	AUX
fsr-3901	9	5	be	be	AUX
fsr-3901	9	6	able	able	ADJ
fsr-3901	9	7	to	to	PART
fsr-3901	9	8	inspire	inspire	VERB
fsr-3901	9	9	trust	trust	NOUN
fsr-3901	9	10	,	,	PUNCT
fsr-3901	9	11	dig	dig	VERB
fsr-3901	9	12	deeply	deeply	ADV
fsr-3901	9	13	into	into	ADP
fsr-3901	9	14	their	their	PRON
fsr-3901	9	15	clients	client	NOUN
fsr-3901	9	16	’	’	PART
fsr-3901	9	17	financial	financial	ADJ
fsr-3901	9	18	histories	history	NOUN
fsr-3901	9	19	,	,	PUNCT
fsr-3901	9	20	and	and	CCONJ
fsr-3901	9	21	convey	convey	VERB
fsr-3901	9	22	complicated	complicated	ADJ
fsr-3901	9	23	*	*	PUNCT
fsr-3901	9	24	tel	tel	PROPN
fsr-3901	9	25	.	.	PUNCT
fsr-3901	9	26	:	:	PUNCT
fsr-3901	10	1	11	11	NUM
fsr-3901	10	2	-	-	SYM
fsr-3901	10	3	314	314	NUM
fsr-3901	10	4	-	-	PUNCT
fsr-3901	10	5	516	516	NUM
fsr-3901	10	6	-	-	PUNCT
fsr-3901	10	7	6273	6273	NUM
fsr-3901	10	8	;	;	PUNCT
fsr-3901	10	9	fax:11	fax:11	NOUN
fsr-3901	10	10	-	-	PUNCT
fsr-3901	10	11	314	314	NUM
fsr-3901	10	12	-	-	PUNCT
fsr-3901	10	13	516	516	NUM
fsr-3901	10	14	-	-	PUNCT
fsr-3901	10	15	6420	6420	NUM
fsr-3901	10	16	.	.	PUNCT
fsr-3901	11	1	e	e	X
fsr-3901	11	2	-	-	NOUN
fsr-3901	11	3	mail	mail	NOUN
fsr-3901	11	4	address:c1803@umslvma.umsl.edu	address:c1803@umslvma.umsl.edu	PROPN
fsr-3901	11	5	(	(	PUNCT
fsr-3901	11	6	t.h	t.h	PROPN
fsr-3901	11	7	.	.	PROPN
fsr-3901	11	8	eyssell	eyssell	PROPN
fsr-3901	11	9	)	)	PUNCT
fsr-3901	11	10	.	.	PUNCT
fsr-3901	12	1	financial	financial	ADJ
fsr-3901	12	2	services	service	NOUN
fsr-3901	12	3	review	review	VERB
fsr-3901	12	4	8	8	NUM
fsr-3901	12	5	(	(	PUNCT
fsr-3901	12	6	1999	1999	NUM
fsr-3901	12	7	)	)	PUNCT
fsr-3901	13	1	293–303	293–303	NUM
fsr-3901	13	2	1057	1057	NUM
fsr-3901	13	3	-	-	SYM
fsr-3901	13	4	0810/99/$	0810/99/$	NUM
fsr-3901	13	5	–	–	PUNCT
fsr-3901	13	6	see	see	VERB
fsr-3901	13	7	front	front	ADJ
fsr-3901	13	8	matter	matter	NOUN
fsr-3901	13	9	©	©	PROPN
fsr-3901	13	10	1999	1999	NUM
fsr-3901	13	11	elsevier	elsevier	PROPN
fsr-3901	13	12	science	science	PROPN
fsr-3901	13	13	inc	inc	PROPN
fsr-3901	13	14	.	.	PUNCT
fsr-3901	14	1	all	all	DET
fsr-3901	14	2	rights	right	NOUN
fsr-3901	14	3	reserved	reserve	VERB
fsr-3901	14	4	.	.	PUNCT
fsr-3901	15	1	pii	pii	NOUN
fsr-3901	15	2	:	:	PUNCT
fsr-3901	15	3	s1057	s1057	NOUN
fsr-3901	15	4	-	-	PUNCT
fsr-3901	15	5	0810(00)00047	0810(00)00047	NUM
fsr-3901	15	6	-	-	PUNCT
fsr-3901	15	7	0	0	NUM
fsr-3901	15	8	information	information	NOUN
fsr-3901	15	9	in	in	ADP
fsr-3901	15	10	an	an	DET
fsr-3901	15	11	understandable	understandable	ADJ
fsr-3901	15	12	fashion	fashion	NOUN
fsr-3901	15	13	.	.	PUNCT
fsr-3901	16	1	in	in	ADP
fsr-3901	16	2	short	short	ADJ
fsr-3901	16	3	,	,	PUNCT
fsr-3901	16	4	they	they	PRON
fsr-3901	16	5	must	must	AUX
fsr-3901	16	6	be	be	AUX
fsr-3901	16	7	adept	adept	ADJ
fsr-3901	16	8	at	at	ADP
fsr-3901	16	9	building	build	VERB
fsr-3901	16	10	and	and	CCONJ
fsr-3901	16	11	maintaining	maintain	VERB
fsr-3901	16	12	long	long	ADJ
fsr-3901	16	13	-	-	PUNCT
fsr-3901	16	14	term	term	NOUN
fsr-3901	16	15	relationships	relationship	NOUN
fsr-3901	16	16	with	with	ADP
fsr-3901	16	17	clients	client	NOUN
fsr-3901	16	18	whose	whose	DET
fsr-3901	16	19	backgrounds	background	NOUN
fsr-3901	16	20	place	place	VERB
fsr-3901	16	21	them	they	PRON
fsr-3901	16	22	at	at	ADP
fsr-3901	16	23	various	various	ADJ
fsr-3901	16	24	levels	level	NOUN
fsr-3901	16	25	of	of	ADP
fsr-3901	16	26	the	the	DET
fsr-3901	16	27	socioeconomic	socioeconomic	ADJ
fsr-3901	16	28	stratum	stratum	NOUN
fsr-3901	16	29	.	.	PUNCT
fsr-3901	17	1	teaching	teach	VERB
fsr-3901	17	2	relationship	relationship	NOUN
fsr-3901	17	3	skills	skill	NOUN
fsr-3901	17	4	is	be	AUX
fsr-3901	17	5	,	,	PUNCT
fsr-3901	17	6	unfortunately	unfortunately	ADV
fsr-3901	17	7	,	,	PUNCT
fsr-3901	17	8	more	more	ADV
fsr-3901	17	9	challenging	challenging	ADJ
fsr-3901	17	10	than	than	ADP
fsr-3901	17	11	teaching	teach	VERB
fsr-3901	17	12	a	a	DET
fsr-3901	17	13	particular	particular	ADJ
fsr-3901	17	14	theory	theory	NOUN
fsr-3901	17	15	or	or	CCONJ
fsr-3901	17	16	financial	financial	ADJ
fsr-3901	17	17	model	model	NOUN
fsr-3901	17	18	,	,	PUNCT
fsr-3901	17	19	because	because	SCONJ
fsr-3901	17	20	it	it	PRON
fsr-3901	17	21	requires	require	VERB
fsr-3901	17	22	personto	personto	ADP
fsr-3901	17	23	-	-	PUNCT
fsr-3901	17	24	person	person	NOUN
fsr-3901	17	25	interaction	interaction	NOUN
fsr-3901	17	26	.	.	PUNCT
fsr-3901	18	1	this	this	DET
fsr-3901	18	2	paper	paper	NOUN
fsr-3901	18	3	describes	describe	VERB
fsr-3901	18	4	one	one	NUM
fsr-3901	18	5	institution	institution	NOUN
fsr-3901	18	6	’s	’s	PART
fsr-3901	18	7	experience	experience	NOUN
fsr-3901	18	8	in	in	ADP
fsr-3901	18	9	designing	design	VERB
fsr-3901	18	10	and	and	CCONJ
fsr-3901	18	11	offering	offer	VERB
fsr-3901	18	12	a	a	DET
fsr-3901	18	13	“	"	PUNCT
fsr-3901	18	14	practicum	practicum	NOUN
fsr-3901	18	15	”	"	PUNCT
fsr-3901	18	16	in	in	ADP
fsr-3901	18	17	financial	financial	ADJ
fsr-3901	18	18	planning	planning	NOUN
fsr-3901	18	19	,	,	PUNCT
fsr-3901	18	20	the	the	DET
fsr-3901	18	21	purpose	purpose	NOUN
fsr-3901	18	22	of	of	ADP
fsr-3901	18	23	which	which	PRON
fsr-3901	18	24	is	be	AUX
fsr-3901	18	25	to	to	PART
fsr-3901	18	26	provide	provide	VERB
fsr-3901	18	27	prospective	prospective	ADJ
fsr-3901	18	28	financial	financial	ADJ
fsr-3901	18	29	planners	planner	NOUN
fsr-3901	18	30	experience	experience	VERB
fsr-3901	18	31	in	in	ADP
fsr-3901	18	32	dealing	deal	VERB
fsr-3901	18	33	with	with	ADP
fsr-3901	18	34	actual	actual	ADJ
fsr-3901	18	35	clients	client	NOUN
fsr-3901	18	36	on	on	ADP
fsr-3901	18	37	a	a	DET
fsr-3901	18	38	one	one	NUM
fsr-3901	18	39	-	-	PUNCT
fsr-3901	18	40	to	to	ADP
fsr-3901	18	41	-	-	PUNCT
fsr-3901	18	42	one	one	NUM
fsr-3901	18	43	basis	basis	NOUN
fsr-3901	18	44	.	.	PUNCT
fsr-3901	19	1	2	2	X
fsr-3901	19	2	.	.	X
fsr-3901	19	3	the	the	DET
fsr-3901	19	4	education	education	NOUN
fsr-3901	19	5	of	of	ADP
fsr-3901	19	6	a	a	DET
fsr-3901	19	7	personal	personal	ADJ
fsr-3901	19	8	financial	financial	ADJ
fsr-3901	19	9	planner	planner	NOUN
fsr-3901	19	10	at	at	ADP
fsr-3901	19	11	the	the	DET
fsr-3901	19	12	end	end	NOUN
fsr-3901	19	13	of	of	ADP
fsr-3901	19	14	june	june	PROPN
fsr-3901	19	15	,	,	PUNCT
fsr-3901	19	16	1999	1999	NUM
fsr-3901	19	17	,	,	PUNCT
fsr-3901	19	18	ninety	ninety	NUM
fsr-3901	19	19	-	-	PUNCT
fsr-3901	19	20	nine	nine	NUM
fsr-3901	19	21	american	american	ADJ
fsr-3901	19	22	colleges	college	NOUN
fsr-3901	19	23	and	and	CCONJ
fsr-3901	19	24	universities	university	NOUN
fsr-3901	19	25	offered	offer	VERB
fsr-3901	19	26	certified	certify	VERB
fsr-3901	19	27	financial	financial	ADJ
fsr-3901	19	28	planner	planner	NOUN
fsr-3901	19	29	programs	program	NOUN
fsr-3901	19	30	registered	register	VERB
fsr-3901	19	31	with	with	ADP
fsr-3901	19	32	the	the	DET
fsr-3901	19	33	certified	certify	VERB
fsr-3901	19	34	financial	financial	ADJ
fsr-3901	19	35	planner	planner	NOUN
fsr-3901	19	36	board	board	NOUN
fsr-3901	19	37	of	of	ADP
fsr-3901	19	38	standards	standard	NOUN
fsr-3901	19	39	(	(	PUNCT
fsr-3901	19	40	hereafter	hereafter	ADJ
fsr-3901	19	41	“	"	PUNCT
fsr-3901	19	42	cfp	cfp	PROPN
fsr-3901	19	43	board	board	NOUN
fsr-3901	19	44	”	"	PUNCT
fsr-3901	19	45	)	)	PUNCT
fsr-3901	19	46	,	,	PUNCT
fsr-3901	19	47	owners	owner	NOUN
fsr-3901	19	48	and	and	CCONJ
fsr-3901	19	49	licensors	licensor	NOUN
fsr-3901	19	50	of	of	ADP
fsr-3901	19	51	the	the	DET
fsr-3901	19	52	certified	certify	VERB
fsr-3901	19	53	financial	financial	ADJ
fsr-3901	19	54	planner	planner	NOUN
fsr-3901	19	55	(	(	PUNCT
fsr-3901	19	56	“	"	PUNCT
fsr-3901	19	57	cfp	cfp	NOUN
fsr-3901	19	58	”	"	PUNCT
fsr-3901	19	59	)	)	PUNCT
fsr-3901	19	60	designation	designation	NOUN
fsr-3901	19	61	.	.	PUNCT
fsr-3901	20	1	of	of	ADP
fsr-3901	20	2	the	the	DET
fsr-3901	20	3	programs	program	NOUN
fsr-3901	20	4	registered	register	VERB
fsr-3901	20	5	,	,	PUNCT
fsr-3901	20	6	approximately	approximately	ADV
fsr-3901	20	7	half	half	NOUN
fsr-3901	20	8	are	be	AUX
fsr-3901	20	9	for	for	ADP
fsr-3901	20	10	-	-	PUNCT
fsr-3901	20	11	credit	credit	NOUN
fsr-3901	20	12	programs	program	NOUN
fsr-3901	20	13	leading	lead	VERB
fsr-3901	20	14	to	to	ADP
fsr-3901	20	15	undergraduate	undergraduate	NOUN
fsr-3901	20	16	or	or	CCONJ
fsr-3901	20	17	graduate	graduate	ADJ
fsr-3901	20	18	degrees	degree	NOUN
fsr-3901	20	19	,	,	PUNCT
fsr-3901	20	20	and	and	CCONJ
fsr-3901	20	21	the	the	DET
fsr-3901	20	22	remaining	remain	VERB
fsr-3901	20	23	programs	program	NOUN
fsr-3901	20	24	are	be	AUX
fsr-3901	20	25	not	not	PART
fsr-3901	20	26	-	-	PUNCT
fsr-3901	20	27	for	for	ADP
fsr-3901	20	28	-	-	PUNCT
fsr-3901	20	29	credit	credit	NOUN
fsr-3901	20	30	,	,	PUNCT
fsr-3901	20	31	continuing	continue	VERB
fsr-3901	20	32	education	education	NOUN
fsr-3901	20	33	,	,	PUNCT
fsr-3901	20	34	or	or	CCONJ
fsr-3901	20	35	university	university	NOUN
fsr-3901	20	36	extension	extension	NOUN
fsr-3901	20	37	-	-	PUNCT
fsr-3901	20	38	based	base	VERB
fsr-3901	20	39	programs.1	programs.1	NOUN
fsr-3901	20	40	registration	registration	NOUN
fsr-3901	20	41	of	of	ADP
fsr-3901	20	42	a	a	DET
fsr-3901	20	43	program	program	NOUN
fsr-3901	20	44	with	with	ADP
fsr-3901	20	45	the	the	DET
fsr-3901	20	46	cfp	cfp	PROPN
fsr-3901	20	47	board	board	NOUN
fsr-3901	20	48	primarily	primarily	ADV
fsr-3901	20	49	entails	entail	VERB
fsr-3901	20	50	satisfying	satisfy	VERB
fsr-3901	20	51	requirements	requirement	NOUN
fsr-3901	20	52	as	as	ADP
fsr-3901	20	53	to	to	ADP
fsr-3901	20	54	topical	topical	ADJ
fsr-3901	20	55	coverage	coverage	NOUN
fsr-3901	20	56	and	and	CCONJ
fsr-3901	20	57	instructional	instructional	ADJ
fsr-3901	20	58	quality	quality	NOUN
fsr-3901	20	59	(	(	PUNCT
fsr-3901	20	60	as	as	SCONJ
fsr-3901	20	61	indicated	indicate	VERB
fsr-3901	20	62	by	by	ADP
fsr-3901	20	63	the	the	DET
fsr-3901	20	64	credentials	credential	NOUN
fsr-3901	20	65	of	of	ADP
fsr-3901	20	66	the	the	DET
fsr-3901	20	67	instructors	instructor	NOUN
fsr-3901	20	68	)	)	PUNCT
fsr-3901	20	69	.	.	PUNCT
fsr-3901	21	1	from	from	ADP
fsr-3901	21	2	the	the	DET
fsr-3901	21	3	viewpoint	viewpoint	NOUN
fsr-3901	21	4	of	of	ADP
fsr-3901	21	5	the	the	DET
fsr-3901	21	6	student	student	NOUN
fsr-3901	21	7	,	,	PUNCT
fsr-3901	21	8	completion	completion	NOUN
fsr-3901	21	9	of	of	ADP
fsr-3901	21	10	the	the	DET
fsr-3901	21	11	courses	course	NOUN
fsr-3901	21	12	in	in	ADP
fsr-3901	21	13	a	a	DET
fsr-3901	21	14	registered	register	VERB
fsr-3901	21	15	program	program	NOUN
fsr-3901	21	16	provides	provide	VERB
fsr-3901	21	17	a	a	DET
fsr-3901	21	18	“	"	PUNCT
fsr-3901	21	19	gateway	gateway	NOUN
fsr-3901	21	20	”	"	PUNCT
fsr-3901	21	21	through	through	ADP
fsr-3901	21	22	which	which	PRON
fsr-3901	21	23	one	one	NOUN
fsr-3901	21	24	is	be	AUX
fsr-3901	21	25	allowed	allow	VERB
fsr-3901	21	26	to	to	PART
fsr-3901	21	27	sit	sit	VERB
fsr-3901	21	28	for	for	ADP
fsr-3901	21	29	the	the	DET
fsr-3901	21	30	certified	certify	VERB
fsr-3901	21	31	financial	financial	ADJ
fsr-3901	21	32	planner	planner	NOUN
fsr-3901	21	33	certification	certification	NOUN
fsr-3901	21	34	examination	examination	NOUN
fsr-3901	21	35	.	.	PUNCT
fsr-3901	22	1	(	(	PUNCT
fsr-3901	22	2	it	it	PRON
fsr-3901	22	3	should	should	AUX
fsr-3901	22	4	be	be	AUX
fsr-3901	22	5	noted	note	VERB
fsr-3901	22	6	that	that	SCONJ
fsr-3901	22	7	,	,	PUNCT
fsr-3901	22	8	in	in	ADP
fsr-3901	22	9	order	order	NOUN
fsr-3901	22	10	to	to	PART
fsr-3901	22	11	be	be	AUX
fsr-3901	22	12	registered	register	VERB
fsr-3901	22	13	as	as	ADP
fsr-3901	22	14	a	a	DET
fsr-3901	22	15	certified	certify	VERB
fsr-3901	22	16	financial	financial	ADJ
fsr-3901	22	17	planner	planner	NOUN
fsr-3901	22	18	licensee	licensee	NOUN
fsr-3901	22	19	and	and	CCONJ
fsr-3901	22	20	to	to	PART
fsr-3901	22	21	use	use	VERB
fsr-3901	22	22	the	the	DET
fsr-3901	22	23	cfp	cfp	PROPN
fsr-3901	22	24	mark	mark	NOUN
fsr-3901	22	25	,	,	PUNCT
fsr-3901	22	26	one	one	PRON
fsr-3901	22	27	must	must	AUX
fsr-3901	22	28	not	not	PART
fsr-3901	22	29	only	only	ADV
fsr-3901	22	30	pass	pass	VERB
fsr-3901	22	31	the	the	DET
fsr-3901	22	32	certification	certification	NOUN
fsr-3901	22	33	exam	exam	NOUN
fsr-3901	22	34	,	,	PUNCT
fsr-3901	22	35	but	but	CCONJ
fsr-3901	22	36	must	must	AUX
fsr-3901	22	37	also	also	ADV
fsr-3901	22	38	fulfill	fulfill	VERB
fsr-3901	22	39	a	a	DET
fsr-3901	22	40	work	work	NOUN
fsr-3901	22	41	experience	experience	NOUN
fsr-3901	22	42	requirement	requirement	NOUN
fsr-3901	22	43	and	and	CCONJ
fsr-3901	22	44	agree	agree	VERB
fsr-3901	22	45	to	to	PART
fsr-3901	22	46	abide	abide	VERB
fsr-3901	22	47	by	by	ADP
fsr-3901	22	48	the	the	DET
fsr-3901	22	49	cfp	cfp	PROPN
fsr-3901	22	50	board	board	PROPN
fsr-3901	22	51	“	"	PUNCT
fsr-3901	22	52	code	code	NOUN
fsr-3901	22	53	of	of	ADP
fsr-3901	22	54	ethics	ethic	NOUN
fsr-3901	22	55	and	and	CCONJ
fsr-3901	22	56	professional	professional	ADJ
fsr-3901	22	57	responsibility	responsibility	NOUN
fsr-3901	22	58	.	.	PUNCT
fsr-3901	22	59	”	"	PUNCT
fsr-3901	23	1	special	special	ADJ
fsr-3901	23	2	regulations	regulation	NOUN
fsr-3901	23	3	apply	apply	VERB
fsr-3901	23	4	to	to	ADP
fsr-3901	23	5	those	those	PRON
fsr-3901	23	6	with	with	ADP
fsr-3901	23	7	other	other	ADJ
fsr-3901	23	8	related	related	ADJ
fsr-3901	23	9	certifications	certification	NOUN
fsr-3901	23	10	and	and	CCONJ
fsr-3901	23	11	educational	educational	ADJ
fsr-3901	23	12	attainments	attainment	NOUN
fsr-3901	23	13	.	.	PUNCT
fsr-3901	23	14	)	)	PUNCT
fsr-3901	24	1	interestingly	interestingly	ADV
fsr-3901	24	2	,	,	PUNCT
fsr-3901	24	3	examination	examination	NOUN
fsr-3901	24	4	of	of	ADP
fsr-3901	24	5	several	several	ADJ
fsr-3901	24	6	university	university	NOUN
fsr-3901	24	7	-	-	PUNCT
fsr-3901	24	8	based	base	VERB
fsr-3901	24	9	programs	program	NOUN
fsr-3901	24	10	reveals	reveal	VERB
fsr-3901	24	11	substantive	substantive	ADJ
fsr-3901	24	12	differences	difference	NOUN
fsr-3901	24	13	in	in	ADP
fsr-3901	24	14	program	program	NOUN
fsr-3901	24	15	configurations	configuration	NOUN
fsr-3901	24	16	.	.	PUNCT
fsr-3901	25	1	while	while	SCONJ
fsr-3901	25	2	virtually	virtually	ADV
fsr-3901	25	3	all	all	PRON
fsr-3901	25	4	of	of	ADP
fsr-3901	25	5	the	the	DET
fsr-3901	25	6	registered	register	VERB
fsr-3901	25	7	programs	program	NOUN
fsr-3901	25	8	considered	consider	VERB
fsr-3901	25	9	offer	offer	VERB
fsr-3901	25	10	courses	course	NOUN
fsr-3901	25	11	in	in	ADP
fsr-3901	25	12	the	the	DET
fsr-3901	25	13	fundamental	fundamental	ADJ
fsr-3901	25	14	topical	topical	ADJ
fsr-3901	25	15	areas	area	NOUN
fsr-3901	25	16	covered	cover	VERB
fsr-3901	25	17	by	by	ADP
fsr-3901	25	18	the	the	DET
fsr-3901	25	19	cfp	cfp	PROPN
fsr-3901	25	20	examination	examination	NOUN
fsr-3901	25	21	—	—	PUNCT
fsr-3901	25	22	investment	investment	NOUN
fsr-3901	25	23	planning	planning	NOUN
fsr-3901	25	24	,	,	PUNCT
fsr-3901	25	25	income	income	NOUN
fsr-3901	25	26	tax	tax	NOUN
fsr-3901	25	27	planning	planning	NOUN
fsr-3901	25	28	,	,	PUNCT
fsr-3901	25	29	insurance	insurance	NOUN
fsr-3901	25	30	planning	planning	NOUN
fsr-3901	25	31	,	,	PUNCT
fsr-3901	25	32	retirement	retirement	NOUN
fsr-3901	25	33	planning	planning	NOUN
fsr-3901	25	34	,	,	PUNCT
fsr-3901	25	35	and	and	CCONJ
fsr-3901	25	36	estate	estate	NOUN
fsr-3901	25	37	planning	planning	NOUN
fsr-3901	25	38	,	,	PUNCT
fsr-3901	25	39	a	a	DET
fsr-3901	25	40	relatively	relatively	ADV
fsr-3901	25	41	small	small	ADJ
fsr-3901	25	42	number	number	NOUN
fsr-3901	25	43	of	of	ADP
fsr-3901	25	44	programs	program	NOUN
fsr-3901	25	45	offer	offer	VERB
fsr-3901	25	46	the	the	DET
fsr-3901	25	47	opportunity	opportunity	NOUN
fsr-3901	25	48	for	for	ADP
fsr-3901	25	49	“	"	PUNCT
fsr-3901	25	50	hands	hand	NOUN
fsr-3901	25	51	-	-	PUNCT
fsr-3901	25	52	on	on	ADP
fsr-3901	25	53	”	"	PUNCT
fsr-3901	25	54	experience	experience	NOUN
fsr-3901	25	55	for	for	ADP
fsr-3901	25	56	students.2,3	students.2,3	PROPN
fsr-3901	25	57	3	3	NUM
fsr-3901	25	58	.	.	PUNCT
fsr-3901	26	1	the	the	DET
fsr-3901	26	2	practice	practice	NOUN
fsr-3901	26	3	of	of	ADP
fsr-3901	26	4	financial	financial	ADJ
fsr-3901	26	5	planning	planning	NOUN
fsr-3901	26	6	and	and	CCONJ
fsr-3901	26	7	the	the	DET
fsr-3901	26	8	need	need	NOUN
fsr-3901	26	9	for	for	ADP
fsr-3901	26	10	interpersonal	interpersonal	ADJ
fsr-3901	26	11	skills	skill	NOUN
fsr-3901	26	12	financial	financial	ADJ
fsr-3901	26	13	planners	planner	NOUN
fsr-3901	26	14	work	work	VERB
fsr-3901	26	15	in	in	ADP
fsr-3901	26	16	a	a	DET
fsr-3901	26	17	“	"	PUNCT
fsr-3901	26	18	relationship	relationship	NOUN
fsr-3901	26	19	business	business	NOUN
fsr-3901	26	20	.	.	PUNCT
fsr-3901	26	21	”	"	PUNCT
fsr-3901	27	1	as	as	ADP
fsr-3901	27	2	such	such	ADJ
fsr-3901	27	3	,	,	PUNCT
fsr-3901	27	4	the	the	DET
fsr-3901	27	5	ability	ability	NOUN
fsr-3901	27	6	to	to	PART
fsr-3901	27	7	interact	interact	VERB
fsr-3901	27	8	positively	positively	ADV
fsr-3901	27	9	with	with	ADP
fsr-3901	27	10	clients	client	NOUN
fsr-3901	27	11	and	and	CCONJ
fsr-3901	27	12	to	to	PART
fsr-3901	27	13	develop	develop	VERB
fsr-3901	27	14	long	long	ADJ
fsr-3901	27	15	-	-	PUNCT
fsr-3901	27	16	term	term	NOUN
fsr-3901	27	17	relationships	relationship	NOUN
fsr-3901	27	18	is	be	AUX
fsr-3901	27	19	crucial	crucial	ADJ
fsr-3901	27	20	to	to	ADP
fsr-3901	27	21	the	the	DET
fsr-3901	27	22	development	development	NOUN
fsr-3901	27	23	and	and	CCONJ
fsr-3901	27	24	long	long	ADJ
fsr-3901	27	25	-	-	PUNCT
fsr-3901	27	26	term	term	NOUN
fsr-3901	27	27	growth	growth	NOUN
fsr-3901	27	28	of	of	ADP
fsr-3901	27	29	a	a	DET
fsr-3901	27	30	successful	successful	ADJ
fsr-3901	27	31	financial	financial	ADJ
fsr-3901	27	32	planning	planning	NOUN
fsr-3901	27	33	practice	practice	NOUN
fsr-3901	27	34	.	.	PUNCT
fsr-3901	28	1	in	in	ADP
fsr-3901	28	2	describing	describe	VERB
fsr-3901	28	3	the	the	DET
fsr-3901	28	4	qualities	quality	NOUN
fsr-3901	28	5	possessed	possess	VERB
fsr-3901	28	6	by	by	ADP
fsr-3901	28	7	successful	successful	ADJ
fsr-3901	28	8	financial	financial	ADJ
fsr-3901	28	9	planners	planner	NOUN
fsr-3901	28	10	,	,	PUNCT
fsr-3901	28	11	rowland	rowland	PROPN
fsr-3901	28	12	(	(	PUNCT
fsr-3901	28	13	1997	1997	NUM
fsr-3901	28	14	)	)	PUNCT
fsr-3901	28	15	states	state	VERB
fsr-3901	28	16	that	that	SCONJ
fsr-3901	28	17	“	"	PUNCT
fsr-3901	28	18	good	good	ADJ
fsr-3901	28	19	interpersonal	interpersonal	ADJ
fsr-3901	28	20	skills	skill	NOUN
fsr-3901	28	21	and	and	CCONJ
fsr-3901	28	22	the	the	DET
fsr-3901	28	23	ability	ability	NOUN
fsr-3901	28	24	to	to	PART
fsr-3901	28	25	build	build	VERB
fsr-3901	28	26	relationships	relationship	NOUN
fsr-3901	28	27	”	"	PUNCT
fsr-3901	28	28	are	be	AUX
fsr-3901	28	29	of	of	ADP
fsr-3901	28	30	key	key	ADJ
fsr-3901	28	31	importance	importance	NOUN
fsr-3901	28	32	.	.	PUNCT
fsr-3901	29	1	(	(	PUNCT
fsr-3901	29	2	p.	p.	NOUN
fsr-3901	29	3	43	43	NUM
fsr-3901	29	4	)	)	PUNCT
fsr-3901	29	5	further	far	ADV
fsr-3901	29	6	,	,	PUNCT
fsr-3901	29	7	she	she	PRON
fsr-3901	29	8	suggests	suggest	VERB
fsr-3901	29	9	that	that	SCONJ
fsr-3901	29	10	the	the	DET
fsr-3901	29	11	ability	ability	NOUN
fsr-3901	29	12	to	to	PART
fsr-3901	29	13	educate	educate	VERB
fsr-3901	29	14	clients	client	NOUN
fsr-3901	29	15	(	(	PUNCT
fsr-3901	29	16	which	which	PRON
fsr-3901	29	17	,	,	PUNCT
fsr-3901	29	18	in	in	ADP
fsr-3901	29	19	turn	turn	NOUN
fsr-3901	29	20	,	,	PUNCT
fsr-3901	29	21	suggests	suggest	VERB
fsr-3901	29	22	communicative	communicative	ADJ
fsr-3901	29	23	ability	ability	NOUN
fsr-3901	29	24	)	)	PUNCT
fsr-3901	29	25	is	be	AUX
fsr-3901	29	26	of	of	ADP
fsr-3901	29	27	crucial	crucial	ADJ
fsr-3901	29	28	importance	importance	NOUN
fsr-3901	29	29	to	to	ADP
fsr-3901	29	30	the	the	DET
fsr-3901	29	31	financial	financial	ADJ
fsr-3901	29	32	planner	planner	NOUN
fsr-3901	29	33	.	.	PUNCT
fsr-3901	30	1	in	in	ADP
fsr-3901	30	2	the	the	DET
fsr-3901	30	3	words	word	NOUN
fsr-3901	30	4	of	of	ADP
fsr-3901	30	5	a	a	DET
fsr-3901	30	6	planner	planner	NOUN
fsr-3901	30	7	interviewed	interview	VERB
fsr-3901	30	8	by	by	ADP
fsr-3901	30	9	294	294	NUM
fsr-3901	30	10	t.h	t.h	PROPN
fsr-3901	30	11	.	.	PROPN
fsr-3901	30	12	eyssell	eyssell	PROPN
fsr-3901	30	13	/	/	SYM
fsr-3901	30	14	financial	financial	ADJ
fsr-3901	30	15	services	service	NOUN
fsr-3901	30	16	review	review	VERB
fsr-3901	30	17	8	8	NUM
fsr-3901	30	18	(	(	PUNCT
fsr-3901	30	19	1999	1999	NUM
fsr-3901	30	20	)	)	PUNCT
fsr-3901	31	1	293–303	293–303	NUM
fsr-3901	31	2	rowland	rowland	NOUN
fsr-3901	31	3	:	:	PUNCT
fsr-3901	31	4	“	"	PUNCT
fsr-3901	31	5	there	there	PRON
fsr-3901	31	6	’s	’	VERB
fsr-3901	31	7	something	something	PRON
fsr-3901	31	8	crucial	crucial	ADJ
fsr-3901	31	9	about	about	ADP
fsr-3901	31	10	the	the	DET
fsr-3901	31	11	educational	educational	ADJ
fsr-3901	31	12	process	process	NOUN
fsr-3901	31	13	,	,	PUNCT
fsr-3901	31	14	aboutcommunicating	aboutcommunicate	VERB
fsr-3901	31	15	concepts	concept	NOUN
fsr-3901	31	16	and	and	CCONJ
fsr-3901	31	17	ideas	idea	NOUN
fsr-3901	31	18	and	and	CCONJ
fsr-3901	31	19	helping	help	VERB
fsr-3901	31	20	people	people	NOUN
fsr-3901	31	21	to	to	PART
fsr-3901	31	22	learn	learn	VERB
fsr-3901	31	23	.	.	PUNCT
fsr-3901	31	24	”	"	PUNCT
fsr-3901	32	1	(	(	PUNCT
fsr-3901	32	2	rowland	rowland	NOUN
fsr-3901	32	3	,	,	PUNCT
fsr-3901	32	4	p.	p.	NOUN
fsr-3901	32	5	44	44	NUM
fsr-3901	32	6	)	)	PUNCT
fsr-3901	32	7	the	the	DET
fsr-3901	32	8	importance	importance	NOUN
fsr-3901	32	9	of	of	ADP
fsr-3901	32	10	the	the	DET
fsr-3901	32	11	client	client	NOUN
fsr-3901	32	12	-	-	PUNCT
fsr-3901	32	13	planner	planner	NOUN
fsr-3901	32	14	relationship	relationship	NOUN
fsr-3901	32	15	is	be	AUX
fsr-3901	32	16	also	also	ADV
fsr-3901	32	17	reflected	reflect	VERB
fsr-3901	32	18	in	in	ADP
fsr-3901	32	19	the	the	DET
fsr-3901	32	20	following	follow	VERB
fsr-3901	32	21	quote	quote	NOUN
fsr-3901	32	22	from	from	ADP
fsr-3901	32	23	evensky’swealth	evensky’swealth	PROPN
fsr-3901	32	24	management(1997	management(1997	NOUN
fsr-3901	32	25	):	):	PUNCT
fsr-3901	32	26	as	as	SCONJ
fsr-3901	32	27	is	be	AUX
fsr-3901	32	28	the	the	DET
fsr-3901	32	29	case	case	NOUN
fsr-3901	32	30	with	with	ADP
fsr-3901	32	31	any	any	DET
fsr-3901	32	32	professional	professional	ADJ
fsr-3901	32	33	financial	financial	ADJ
fsr-3901	32	34	planner	planner	NOUN
fsr-3901	32	35	,	,	PUNCT
fsr-3901	32	36	the	the	DET
fsr-3901	32	37	wealth	wealth	NOUN
fsr-3901	32	38	manager	manager	NOUN
fsr-3901	32	39	’s	’s	PART
fsr-3901	32	40	focus	focus	NOUN
fsr-3901	32	41	is	be	AUX
fsr-3901	32	42	his	his	PRON
fsr-3901	32	43	client	client	NOUN
fsr-3901	32	44	.	.	PUNCT
fsr-3901	33	1	his	his	PRON
fsr-3901	33	2	efforts	effort	NOUN
fsr-3901	33	3	are	be	AUX
fsr-3901	33	4	devoted	devote	VERB
fsr-3901	33	5	to	to	ADP
fsr-3901	33	6	helping	help	VERB
fsr-3901	33	7	clients	client	NOUN
fsr-3901	33	8	achieve	achieve	VERB
fsr-3901	33	9	life	life	NOUN
fsr-3901	33	10	goals	goal	NOUN
fsr-3901	33	11	through	through	ADP
fsr-3901	33	12	the	the	DET
fsr-3901	33	13	proper	proper	ADJ
fsr-3901	33	14	management	management	NOUN
fsr-3901	33	15	of	of	ADP
fsr-3901	33	16	their	their	PRON
fsr-3901	33	17	financial	financial	ADJ
fsr-3901	33	18	resources	resource	NOUN
fsr-3901	33	19	.	.	PUNCT
fsr-3901	34	1	whereas	whereas	SCONJ
fsr-3901	34	2	the	the	DET
fsr-3901	34	3	money	money	NOUN
fsr-3901	34	4	manager	manager	NOUN
fsr-3901	34	5	may	may	AUX
fsr-3901	34	6	not	not	PART
fsr-3901	34	7	necessarily	necessarily	ADV
fsr-3901	34	8	know	know	VERB
fsr-3901	34	9	if	if	SCONJ
fsr-3901	34	10	his	his	PRON
fsr-3901	34	11	client	client	NOUN
fsr-3901	34	12	is	be	AUX
fsr-3901	34	13	male	male	ADJ
fsr-3901	34	14	or	or	CCONJ
fsr-3901	34	15	female	female	ADJ
fsr-3901	34	16	,	,	PUNCT
fsr-3901	34	17	single	single	ADJ
fsr-3901	34	18	or	or	CCONJ
fsr-3901	34	19	married	married	ADJ
fsr-3901	34	20	,	,	PUNCT
fsr-3901	34	21	a	a	DET
fsr-3901	34	22	doctor	doctor	NOUN
fsr-3901	34	23	,	,	PUNCT
fsr-3901	34	24	lawyer	lawyer	NOUN
fsr-3901	34	25	or	or	CCONJ
fsr-3901	34	26	candlestick	candlestick	NOUN
fsr-3901	34	27	maker	maker	NOUN
fsr-3901	34	28	,	,	PUNCT
fsr-3901	34	29	the	the	DET
fsr-3901	34	30	wealth	wealth	NOUN
fsr-3901	34	31	manager	manager	NOUN
fsr-3901	34	32	will	will	AUX
fsr-3901	34	33	know	know	VERB
fsr-3901	34	34	all	all	DET
fsr-3901	34	35	this	this	PRON
fsr-3901	34	36	,	,	PUNCT
fsr-3901	34	37	as	as	ADV
fsr-3901	34	38	well	well	ADV
fsr-3901	34	39	as	as	ADP
fsr-3901	34	40	the	the	DET
fsr-3901	34	41	client	client	NOUN
fsr-3901	34	42	’s	’s	PART
fsr-3901	34	43	hopes	hope	NOUN
fsr-3901	34	44	,	,	PUNCT
fsr-3901	34	45	dreams	dream	NOUN
fsr-3901	34	46	,	,	PUNCT
fsr-3901	34	47	goals	goal	NOUN
fsr-3901	34	48	,	,	PUNCT
fsr-3901	34	49	and	and	CCONJ
fsr-3901	34	50	fears.(p	fears.(p	NOUN
fsr-3901	34	51	.	.	PUNCT
fsr-3901	35	1	xiv	xiv	PROPN
fsr-3901	35	2	,	,	PUNCT
fsr-3901	35	3	italics	italic	NOUN
fsr-3901	35	4	added	add	VERB
fsr-3901	35	5	)	)	PUNCT
fsr-3901	35	6	further	far	ADV
fsr-3901	35	7	,	,	PUNCT
fsr-3901	35	8	the	the	DET
fsr-3901	35	9	importance	importance	NOUN
fsr-3901	35	10	of	of	ADP
fsr-3901	35	11	relationship	relationship	NOUN
fsr-3901	35	12	-	-	PUNCT
fsr-3901	35	13	building	building	NOUN
fsr-3901	35	14	is	be	AUX
fsr-3901	35	15	evident	evident	ADJ
fsr-3901	35	16	in	in	ADP
fsr-3901	35	17	the	the	DET
fsr-3901	35	18	explication	explication	NOUN
fsr-3901	35	19	of	of	ADP
fsr-3901	35	20	the	the	DET
fsr-3901	35	21	six	six	NUM
fsr-3901	35	22	-	-	PUNCT
fsr-3901	35	23	stage	stage	NOUN
fsr-3901	35	24	“	"	PUNCT
fsr-3901	35	25	financial	financial	ADJ
fsr-3901	35	26	planning	planning	NOUN
fsr-3901	35	27	process	process	NOUN
fsr-3901	35	28	”	"	PUNCT
fsr-3901	35	29	promoted	promote	VERB
fsr-3901	35	30	by	by	ADP
fsr-3901	35	31	the	the	DET
fsr-3901	35	32	cfp	cfp	PROPN
fsr-3901	35	33	board	board	PROPN
fsr-3901	35	34	:	:	PUNCT
fsr-3901	35	35	(	(	PUNCT
fsr-3901	35	36	1	1	X
fsr-3901	35	37	)	)	PUNCT
fsr-3901	35	38	establishing	establish	VERB
fsr-3901	35	39	client	client	NOUN
fsr-3901	35	40	-	-	PUNCT
fsr-3901	35	41	planner	planner	NOUN
fsr-3901	35	42	relationships	relationship	NOUN
fsr-3901	35	43	(	(	PUNCT
fsr-3901	35	44	2	2	X
fsr-3901	35	45	)	)	PUNCT
fsr-3901	35	46	gathering	gather	VERB
fsr-3901	35	47	client	client	NOUN
fsr-3901	35	48	data	datum	NOUN
fsr-3901	35	49	and	and	CCONJ
fsr-3901	35	50	determining	determine	VERB
fsr-3901	35	51	goals	goal	NOUN
fsr-3901	35	52	and	and	CCONJ
fsr-3901	35	53	expectations	expectation	NOUN
fsr-3901	35	54	(	(	PUNCT
fsr-3901	35	55	3	3	X
fsr-3901	35	56	)	)	PUNCT
fsr-3901	35	57	assessing	assess	VERB
fsr-3901	35	58	client	client	NOUN
fsr-3901	35	59	’s	’s	PART
fsr-3901	35	60	financial	financial	ADJ
fsr-3901	35	61	status	status	NOUN
fsr-3901	35	62	(	(	PUNCT
fsr-3901	35	63	4	4	X
fsr-3901	35	64	)	)	PUNCT
fsr-3901	35	65	developing	develop	VERB
fsr-3901	35	66	and	and	CCONJ
fsr-3901	35	67	presenting	present	VERB
fsr-3901	35	68	the	the	DET
fsr-3901	35	69	financial	financial	ADJ
fsr-3901	35	70	plan	plan	NOUN
fsr-3901	35	71	(	(	PUNCT
fsr-3901	35	72	5	5	X
fsr-3901	35	73	)	)	PUNCT
fsr-3901	35	74	implementing	implement	VERB
fsr-3901	35	75	the	the	DET
fsr-3901	35	76	financial	financial	ADJ
fsr-3901	35	77	plan	plan	NOUN
fsr-3901	35	78	(	(	PUNCT
fsr-3901	35	79	6	6	X
fsr-3901	35	80	)	)	PUNCT
fsr-3901	35	81	monitoring	monitor	VERB
fsr-3901	35	82	the	the	DET
fsr-3901	35	83	financial	financial	ADJ
fsr-3901	35	84	plan	plan	NOUN
fsr-3901	35	85	clearly	clearly	ADV
fsr-3901	35	86	,	,	PUNCT
fsr-3901	35	87	the	the	DET
fsr-3901	35	88	essence	essence	NOUN
fsr-3901	35	89	of	of	ADP
fsr-3901	35	90	the	the	DET
fsr-3901	35	91	financial	financial	ADJ
fsr-3901	35	92	planning	planning	NOUN
fsr-3901	35	93	process	process	NOUN
fsr-3901	35	94	is	be	AUX
fsr-3901	35	95	meeting	meet	VERB
fsr-3901	35	96	with	with	ADP
fsr-3901	35	97	clients	client	NOUN
fsr-3901	35	98	,	,	PUNCT
fsr-3901	35	99	gathering	gather	VERB
fsr-3901	35	100	detailed	detailed	ADJ
fsr-3901	35	101	(	(	PUNCT
fsr-3901	35	102	and	and	CCONJ
fsr-3901	35	103	sometimes	sometimes	ADV
fsr-3901	35	104	sensitive	sensitive	ADJ
fsr-3901	35	105	)	)	PUNCT
fsr-3901	35	106	information	information	NOUN
fsr-3901	35	107	about	about	ADP
fsr-3901	35	108	their	their	PRON
fsr-3901	35	109	personal	personal	ADJ
fsr-3901	35	110	lives	life	NOUN
fsr-3901	35	111	,	,	PUNCT
fsr-3901	35	112	and	and	CCONJ
fsr-3901	35	113	making	make	VERB
fsr-3901	35	114	recommendations	recommendation	NOUN
fsr-3901	35	115	for	for	ADP
fsr-3901	35	116	changes	change	NOUN
fsr-3901	35	117	in	in	ADP
fsr-3901	35	118	behaviors	behavior	NOUN
fsr-3901	35	119	and	and	CCONJ
fsr-3901	35	120	beliefs	belief	NOUN
fsr-3901	35	121	that	that	PRON
fsr-3901	35	122	may	may	AUX
fsr-3901	35	123	go	go	VERB
fsr-3901	35	124	back	back	ADV
fsr-3901	35	125	decades	decade	NOUN
fsr-3901	35	126	.	.	PUNCT
fsr-3901	36	1	as	as	SCONJ
fsr-3901	36	2	such	such	ADJ
fsr-3901	36	3	,	,	PUNCT
fsr-3901	36	4	interpersonal	interpersonal	ADJ
fsr-3901	36	5	skills	skill	NOUN
fsr-3901	36	6	such	such	ADJ
fsr-3901	36	7	as	as	ADP
fsr-3901	36	8	listening	listen	VERB
fsr-3901	36	9	,	,	PUNCT
fsr-3901	36	10	questioning	questioning	NOUN
fsr-3901	36	11	,	,	PUNCT
fsr-3901	36	12	and	and	CCONJ
fsr-3901	36	13	empathizing	empathize	VERB
fsr-3901	36	14	are	be	AUX
fsr-3901	36	15	as	as	ADV
fsr-3901	36	16	important	important	ADJ
fsr-3901	36	17	as	as	ADP
fsr-3901	36	18	the	the	DET
fsr-3901	36	19	analytical	analytical	ADJ
fsr-3901	36	20	skills	skill	NOUN
fsr-3901	36	21	necessary	necessary	ADJ
fsr-3901	36	22	to	to	PART
fsr-3901	36	23	prepare	prepare	VERB
fsr-3901	36	24	,	,	PUNCT
fsr-3901	36	25	implement	implement	VERB
fsr-3901	36	26	,	,	PUNCT
fsr-3901	36	27	and	and	CCONJ
fsr-3901	36	28	monitor	monitor	VERB
fsr-3901	36	29	the	the	DET
fsr-3901	36	30	financial	financial	ADJ
fsr-3901	36	31	plan	plan	NOUN
fsr-3901	36	32	.	.	PUNCT
fsr-3901	37	1	but	but	CCONJ
fsr-3901	37	2	how	how	SCONJ
fsr-3901	37	3	(	(	PUNCT
fsr-3901	37	4	and	and	CCONJ
fsr-3901	37	5	how	how	SCONJ
fsr-3901	37	6	often	often	ADV
fsr-3901	37	7	)	)	PUNCT
fsr-3901	37	8	are	be	AUX
fsr-3901	37	9	interpersonal	interpersonal	ADJ
fsr-3901	37	10	skills	skill	NOUN
fsr-3901	37	11	taught	teach	VERB
fsr-3901	37	12	?	?	PUNCT
fsr-3901	38	1	a	a	DET
fsr-3901	38	2	popular	popular	ADJ
fsr-3901	38	3	set	set	NOUN
fsr-3901	38	4	of	of	ADP
fsr-3901	38	5	cfp	cfp	PROPN
fsr-3901	38	6	examination	examination	NOUN
fsr-3901	38	7	self	self	NOUN
fsr-3901	38	8	-	-	PUNCT
fsr-3901	38	9	study	study	NOUN
fsr-3901	38	10	materials	material	NOUN
fsr-3901	38	11	frequently	frequently	ADV
fsr-3901	38	12	mentions	mention	VERB
fsr-3901	38	13	the	the	DET
fsr-3901	38	14	interpersonal	interpersonal	ADJ
fsr-3901	38	15	aspects	aspect	NOUN
fsr-3901	38	16	of	of	ADP
fsr-3901	38	17	the	the	DET
fsr-3901	38	18	job	job	NOUN
fsr-3901	38	19	but	but	CCONJ
fsr-3901	38	20	provides	provide	VERB
fsr-3901	38	21	little	little	ADJ
fsr-3901	38	22	in	in	ADP
fsr-3901	38	23	the	the	DET
fsr-3901	38	24	way	way	NOUN
fsr-3901	38	25	of	of	ADP
fsr-3901	38	26	direct	direct	ADJ
fsr-3901	38	27	training	training	NOUN
fsr-3901	38	28	in	in	ADP
fsr-3901	38	29	this	this	DET
fsr-3901	38	30	area.4	area.4	PROPN
fsr-3901	38	31	and	and	CCONJ
fsr-3901	38	32	,	,	PUNCT
fsr-3901	38	33	as	as	SCONJ
fsr-3901	38	34	noted	note	VERB
fsr-3901	38	35	above	above	ADV
fsr-3901	38	36	,	,	PUNCT
fsr-3901	38	37	relatively	relatively	ADV
fsr-3901	38	38	few	few	ADJ
fsr-3901	38	39	programs	program	NOUN
fsr-3901	38	40	explicitly	explicitly	ADV
fsr-3901	38	41	offer	offer	VERB
fsr-3901	38	42	students	student	NOUN
fsr-3901	38	43	the	the	DET
fsr-3901	38	44	opportunity	opportunity	NOUN
fsr-3901	38	45	to	to	PART
fsr-3901	38	46	interact	interact	VERB
fsr-3901	38	47	with	with	ADP
fsr-3901	38	48	“	"	PUNCT
fsr-3901	38	49	real	real	ADJ
fsr-3901	38	50	”	"	PUNCT
fsr-3901	38	51	clients	client	NOUN
fsr-3901	38	52	in	in	ADP
fsr-3901	38	53	a	a	DET
fsr-3901	38	54	carefully	carefully	ADV
fsr-3901	38	55	designed	design	VERB
fsr-3901	38	56	and	and	CCONJ
fsr-3901	38	57	monitored	monitor	VERB
fsr-3901	38	58	educational	educational	ADJ
fsr-3901	38	59	environment.5	environment.5	PROPN
fsr-3901	38	60	in	in	ADP
fsr-3901	38	61	short	short	ADJ
fsr-3901	38	62	,	,	PUNCT
fsr-3901	38	63	while	while	SCONJ
fsr-3901	38	64	interpersonal	interpersonal	ADJ
fsr-3901	38	65	adeptness	adeptness	NOUN
fsr-3901	38	66	is	be	AUX
fsr-3901	38	67	an	an	DET
fsr-3901	38	68	important	important	ADJ
fsr-3901	38	69	part	part	NOUN
fsr-3901	38	70	of	of	ADP
fsr-3901	38	71	the	the	DET
fsr-3901	38	72	skill	skill	NOUN
fsr-3901	38	73	set	set	VERB
fsr-3901	38	74	required	require	VERB
fsr-3901	38	75	of	of	ADP
fsr-3901	38	76	practicing	practice	VERB
fsr-3901	38	77	financial	financial	ADJ
fsr-3901	38	78	planners	planner	NOUN
fsr-3901	38	79	,	,	PUNCT
fsr-3901	38	80	it	it	PRON
fsr-3901	38	81	appears	appear	VERB
fsr-3901	38	82	to	to	PART
fsr-3901	38	83	be	be	AUX
fsr-3901	38	84	given	give	VERB
fsr-3901	38	85	less	less	ADJ
fsr-3901	38	86	prominence	prominence	NOUN
fsr-3901	38	87	than	than	ADP
fsr-3901	38	88	the	the	DET
fsr-3901	38	89	technical	technical	ADJ
fsr-3901	38	90	skills	skill	NOUN
fsr-3901	38	91	in	in	ADP
fsr-3901	38	92	many	many	ADJ
fsr-3901	38	93	financial	financial	ADJ
fsr-3901	38	94	planning	planning	NOUN
fsr-3901	38	95	educational	educational	ADJ
fsr-3901	38	96	programs	program	NOUN
fsr-3901	38	97	.	.	PUNCT
fsr-3901	39	1	this	this	DET
fsr-3901	39	2	paper	paper	NOUN
fsr-3901	39	3	describes	describe	VERB
fsr-3901	39	4	the	the	DET
fsr-3901	39	5	trials	trial	NOUN
fsr-3901	39	6	and	and	CCONJ
fsr-3901	39	7	tribulations	tribulation	NOUN
fsr-3901	39	8	associated	associate	VERB
fsr-3901	39	9	with	with	ADP
fsr-3901	39	10	the	the	DET
fsr-3901	39	11	implementation	implementation	NOUN
fsr-3901	39	12	of	of	ADP
fsr-3901	39	13	a	a	DET
fsr-3901	39	14	program	program	NOUN
fsr-3901	39	15	developed	develop	VERB
fsr-3901	39	16	to	to	PART
fsr-3901	39	17	address	address	VERB
fsr-3901	39	18	this	this	DET
fsr-3901	39	19	need	need	NOUN
fsr-3901	39	20	.	.	PUNCT
fsr-3901	40	1	4	4	X
fsr-3901	40	2	.	.	X
fsr-3901	40	3	the	the	DET
fsr-3901	40	4	practicum	practicum	NOUN
fsr-3901	40	5	in	in	ADP
fsr-3901	40	6	personal	personal	ADJ
fsr-3901	40	7	financial	financial	ADJ
fsr-3901	40	8	planning	planning	NOUN
fsr-3901	40	9	in	in	ADP
fsr-3901	40	10	1995	1995	NUM
fsr-3901	40	11	,	,	PUNCT
fsr-3901	40	12	the	the	DET
fsr-3901	40	13	members	member	NOUN
fsr-3901	40	14	of	of	ADP
fsr-3901	40	15	my	my	PRON
fsr-3901	40	16	finance	finance	NOUN
fsr-3901	40	17	department	department	NOUN
fsr-3901	40	18	decided	decide	VERB
fsr-3901	40	19	to	to	PART
fsr-3901	40	20	offer	offer	VERB
fsr-3901	40	21	more	more	ADV
fsr-3901	40	22	focused	focused	ADJ
fsr-3901	40	23	training	training	NOUN
fsr-3901	40	24	in	in	ADP
fsr-3901	40	25	finance	finance	NOUN
fsr-3901	40	26	by	by	ADP
fsr-3901	40	27	dividing	divide	VERB
fsr-3901	40	28	the	the	DET
fsr-3901	40	29	curriculum	curriculum	NOUN
fsr-3901	40	30	into	into	ADP
fsr-3901	40	31	several	several	ADJ
fsr-3901	40	32	“	"	PUNCT
fsr-3901	40	33	tracks”—corporate	tracks”—corporate	X
fsr-3901	40	34	finance	finance	NOUN
fsr-3901	40	35	,	,	PUNCT
fsr-3901	40	36	investments	investment	NOUN
fsr-3901	40	37	,	,	PUNCT
fsr-3901	40	38	financial	financial	ADJ
fsr-3901	40	39	institutions	institution	NOUN
fsr-3901	40	40	,	,	PUNCT
fsr-3901	40	41	treasury	treasury	NOUN
fsr-3901	40	42	management	management	NOUN
fsr-3901	40	43	,	,	PUNCT
fsr-3901	40	44	and	and	CCONJ
fsr-3901	40	45	personal	personal	ADJ
fsr-3901	40	46	financial	financial	ADJ
fsr-3901	40	47	planning	planning	NOUN
fsr-3901	40	48	.	.	PUNCT
fsr-3901	41	1	a	a	DET
fsr-3901	41	2	welcome	welcome	ADJ
fsr-3901	41	3	byproduct	byproduct	NOUN
fsr-3901	41	4	of	of	ADP
fsr-3901	41	5	this	this	DET
fsr-3901	41	6	curricular	curricular	ADJ
fsr-3901	41	7	change	change	NOUN
fsr-3901	41	8	has	have	AUX
fsr-3901	41	9	been	be	AUX
fsr-3901	41	10	the	the	DET
fsr-3901	41	11	facilitation	facilitation	NOUN
fsr-3901	41	12	of	of	ADP
fsr-3901	41	13	study	study	NOUN
fsr-3901	41	14	toward	toward	ADP
fsr-3901	41	15	the	the	DET
fsr-3901	41	16	attainment	attainment	NOUN
fsr-3901	41	17	of	of	ADP
fsr-3901	41	18	professional	professional	ADJ
fsr-3901	41	19	designations	designation	NOUN
fsr-3901	41	20	by	by	ADP
fsr-3901	41	21	our	our	PRON
fsr-3901	41	22	students	student	NOUN
fsr-3901	41	23	.	.	PUNCT
fsr-3901	42	1	we	we	PRON
fsr-3901	42	2	have	have	AUX
fsr-3901	42	3	developed	develop	VERB
fsr-3901	42	4	links	link	NOUN
fsr-3901	42	5	with	with	ADP
fsr-3901	42	6	organizations	organization	NOUN
fsr-3901	42	7	offering	offer	VERB
fsr-3901	42	8	certification	certification	NOUN
fsr-3901	42	9	in	in	ADP
fsr-3901	42	10	the	the	DET
fsr-3901	42	11	areas	area	NOUN
fsr-3901	42	12	of	of	ADP
fsr-3901	42	13	financial	financial	ADJ
fsr-3901	42	14	analysis	analysis	NOUN
fsr-3901	42	15	,	,	PUNCT
fsr-3901	42	16	treasury	treasury	NOUN
fsr-3901	42	17	management	management	NOUN
fsr-3901	42	18	,	,	PUNCT
fsr-3901	42	19	and	and	CCONJ
fsr-3901	42	20	financial	financial	ADJ
fsr-3901	42	21	planning	planning	NOUN
fsr-3901	42	22	.	.	PUNCT
fsr-3901	43	1	295t.h	295t.h	X
fsr-3901	43	2	.	.	PUNCT
fsr-3901	44	1	eyssell	eyssell	PROPN
fsr-3901	44	2	/	/	SYM
fsr-3901	44	3	financial	financial	ADJ
fsr-3901	44	4	services	service	NOUN
fsr-3901	44	5	review	review	VERB
fsr-3901	44	6	8	8	NUM
fsr-3901	44	7	(	(	PUNCT
fsr-3901	44	8	1999	1999	NUM
fsr-3901	44	9	)	)	PUNCT
fsr-3901	45	1	293–303	293–303	NUM
fsr-3901	45	2	the	the	DET
fsr-3901	45	3	financial	financial	ADJ
fsr-3901	45	4	planning	planning	NOUN
fsr-3901	45	5	track	track	NOUN
fsr-3901	45	6	has	have	AUX
fsr-3901	45	7	proven	prove	VERB
fsr-3901	45	8	to	to	PART
fsr-3901	45	9	be	be	AUX
fsr-3901	45	10	quite	quite	ADV
fsr-3901	45	11	popular	popular	ADJ
fsr-3901	45	12	with	with	ADP
fsr-3901	45	13	business	business	NOUN
fsr-3901	45	14	students	student	NOUN
fsr-3901	45	15	–	–	PUNCT
fsr-3901	45	16	the	the	DET
fsr-3901	45	17	introductory	introductory	ADJ
fsr-3901	45	18	course	course	NOUN
fsr-3901	45	19	(	(	PUNCT
fsr-3901	45	20	which	which	PRON
fsr-3901	45	21	serves	serve	VERB
fsr-3901	45	22	as	as	ADP
fsr-3901	45	23	a	a	DET
fsr-3901	45	24	“	"	PUNCT
fsr-3901	45	25	gateway	gateway	NOUN
fsr-3901	45	26	”	"	PUNCT
fsr-3901	45	27	to	to	ADP
fsr-3901	45	28	the	the	DET
fsr-3901	45	29	program	program	NOUN
fsr-3901	45	30	)	)	PUNCT
fsr-3901	45	31	regularly	regularly	ADV
fsr-3901	45	32	attracts	attract	VERB
fsr-3901	45	33	50–60	50–60	NUM
fsr-3901	45	34	students	student	NOUN
fsr-3901	45	35	per	per	ADP
fsr-3901	45	36	semester	semester	NOUN
fsr-3901	45	37	during	during	ADP
fsr-3901	45	38	the	the	DET
fsr-3901	45	39	regular	regular	ADJ
fsr-3901	45	40	academic	academic	ADJ
fsr-3901	45	41	year	year	NOUN
fsr-3901	45	42	and	and	CCONJ
fsr-3901	45	43	another	another	DET
fsr-3901	45	44	20–30	20–30	NUM
fsr-3901	45	45	students	student	NOUN
fsr-3901	45	46	in	in	ADP
fsr-3901	45	47	the	the	DET
fsr-3901	45	48	summer	summer	NOUN
fsr-3901	45	49	session.6	session.6	NOUN
fsr-3901	45	50	(	(	PUNCT
fsr-3901	45	51	this	this	DET
fsr-3901	45	52	total	total	NOUN
fsr-3901	45	53	constitutes	constitute	VERB
fsr-3901	45	54	approximately	approximately	ADV
fsr-3901	45	55	25	25	NUM
fsr-3901	45	56	%	%	NOUN
fsr-3901	45	57	of	of	ADP
fsr-3901	45	58	our	our	PRON
fsr-3901	45	59	finance	finance	NOUN
fsr-3901	45	60	majors	major	NOUN
fsr-3901	45	61	.	.	PUNCT
fsr-3901	45	62	)	)	PUNCT
fsr-3901	46	1	the	the	DET
fsr-3901	46	2	course	course	NOUN
fsr-3901	46	3	provides	provide	VERB
fsr-3901	46	4	students	student	NOUN
fsr-3901	46	5	with	with	ADP
fsr-3901	46	6	an	an	DET
fsr-3901	46	7	overview	overview	NOUN
fsr-3901	46	8	of	of	ADP
fsr-3901	46	9	the	the	DET
fsr-3901	46	10	main	main	ADJ
fsr-3901	46	11	topical	topical	ADJ
fsr-3901	46	12	areas	area	NOUN
fsr-3901	46	13	of	of	ADP
fsr-3901	46	14	financial	financial	ADJ
fsr-3901	46	15	planning	planning	NOUN
fsr-3901	46	16	,	,	PUNCT
fsr-3901	46	17	as	as	ADV
fsr-3901	46	18	well	well	ADV
fsr-3901	46	19	as	as	ADP
fsr-3901	46	20	introductions	introduction	NOUN
fsr-3901	46	21	to	to	ADP
fsr-3901	46	22	relevant	relevant	ADJ
fsr-3901	46	23	regulations	regulation	NOUN
fsr-3901	46	24	,	,	PUNCT
fsr-3901	46	25	planner	planner	NOUN
fsr-3901	46	26	-	-	PUNCT
fsr-3901	46	27	client	client	NOUN
fsr-3901	46	28	issues	issue	NOUN
fsr-3901	46	29	,	,	PUNCT
fsr-3901	46	30	and	and	CCONJ
fsr-3901	46	31	the	the	DET
fsr-3901	46	32	practice	practice	NOUN
fsr-3901	46	33	of	of	ADP
fsr-3901	46	34	personal	personal	ADJ
fsr-3901	46	35	financial	financial	ADJ
fsr-3901	46	36	planning	planning	NOUN
fsr-3901	46	37	.	.	PUNCT
fsr-3901	47	1	the	the	DET
fsr-3901	47	2	centerpiece	centerpiece	NOUN
fsr-3901	47	3	of	of	ADP
fsr-3901	47	4	the	the	DET
fsr-3901	47	5	course	course	NOUN
fsr-3901	47	6	is	be	AUX
fsr-3901	47	7	the	the	DET
fsr-3901	47	8	requirement	requirement	NOUN
fsr-3901	47	9	to	to	PART
fsr-3901	47	10	prepare	prepare	VERB
fsr-3901	47	11	a	a	DET
fsr-3901	47	12	comprehensive	comprehensive	ADJ
fsr-3901	47	13	financial	financial	ADJ
fsr-3901	47	14	plan	plan	NOUN
fsr-3901	47	15	as	as	ADP
fsr-3901	47	16	a	a	DET
fsr-3901	47	17	semester	semester	NOUN
fsr-3901	47	18	project	project	NOUN
fsr-3901	47	19	.	.	PUNCT
fsr-3901	48	1	in	in	ADP
fsr-3901	48	2	addition	addition	NOUN
fsr-3901	48	3	to	to	ADP
fsr-3901	48	4	the	the	DET
fsr-3901	48	5	introductory	introductory	ADJ
fsr-3901	48	6	course	course	NOUN
fsr-3901	48	7	,	,	PUNCT
fsr-3901	48	8	the	the	DET
fsr-3901	48	9	financial	financial	ADJ
fsr-3901	48	10	planning	planning	NOUN
fsr-3901	48	11	curriculum	curriculum	NOUN
fsr-3901	48	12	includes	include	VERB
fsr-3901	48	13	required	require	VERB
fsr-3901	48	14	courses	course	NOUN
fsr-3901	48	15	in	in	ADP
fsr-3901	48	16	investments	investment	NOUN
fsr-3901	48	17	,	,	PUNCT
fsr-3901	48	18	income	income	NOUN
fsr-3901	48	19	taxation	taxation	NOUN
fsr-3901	48	20	,	,	PUNCT
fsr-3901	48	21	insurance	insurance	NOUN
fsr-3901	48	22	,	,	PUNCT
fsr-3901	48	23	retirement	retirement	NOUN
fsr-3901	48	24	planning	planning	NOUN
fsr-3901	48	25	,	,	PUNCT
fsr-3901	48	26	and	and	CCONJ
fsr-3901	48	27	estate	estate	NOUN
fsr-3901	48	28	planning	planning	NOUN
fsr-3901	48	29	.	.	PUNCT
fsr-3901	49	1	courses	course	NOUN
fsr-3901	49	2	are	be	AUX
fsr-3901	49	3	taught	teach	VERB
fsr-3901	49	4	by	by	ADP
fsr-3901	49	5	a	a	DET
fsr-3901	49	6	combination	combination	NOUN
fsr-3901	49	7	of	of	ADP
fsr-3901	49	8	regular	regular	ADJ
fsr-3901	49	9	faculty	faculty	NOUN
fsr-3901	49	10	and	and	CCONJ
fsr-3901	49	11	adjunct	adjunct	ADJ
fsr-3901	49	12	faculty	faculty	NOUN
fsr-3901	49	13	.	.	PUNCT
fsr-3901	50	1	the	the	DET
fsr-3901	50	2	latter	latter	ADJ
fsr-3901	50	3	are	be	AUX
fsr-3901	50	4	experts	expert	NOUN
fsr-3901	50	5	in	in	ADP
fsr-3901	50	6	a	a	DET
fsr-3901	50	7	particular	particular	ADJ
fsr-3901	50	8	field	field	NOUN
fsr-3901	50	9	(	(	PUNCT
fsr-3901	50	10	e.g.	e.g.	ADV
fsr-3901	50	11	,	,	PUNCT
fsr-3901	50	12	estate	estate	NOUN
fsr-3901	50	13	planning	planning	NOUN
fsr-3901	50	14	)	)	PUNCT
fsr-3901	50	15	and	and	CCONJ
fsr-3901	50	16	are	be	AUX
fsr-3901	50	17	drawn	draw	VERB
fsr-3901	50	18	from	from	ADP
fsr-3901	50	19	the	the	DET
fsr-3901	50	20	pool	pool	NOUN
fsr-3901	50	21	of	of	ADP
fsr-3901	50	22	local	local	ADJ
fsr-3901	50	23	financial	financial	ADJ
fsr-3901	50	24	planning	planning	NOUN
fsr-3901	50	25	practitioners	practitioner	NOUN
fsr-3901	50	26	.	.	PUNCT
fsr-3901	51	1	it	it	PRON
fsr-3901	51	2	is	be	AUX
fsr-3901	51	3	important	important	ADJ
fsr-3901	51	4	to	to	PART
fsr-3901	51	5	note	note	VERB
fsr-3901	51	6	the	the	DET
fsr-3901	51	7	importance	importance	NOUN
fsr-3901	51	8	of	of	ADP
fsr-3901	51	9	creating	create	VERB
fsr-3901	51	10	and	and	CCONJ
fsr-3901	51	11	maintaining	maintain	VERB
fsr-3901	51	12	strong	strong	ADJ
fsr-3901	51	13	links	link	NOUN
fsr-3901	51	14	between	between	ADP
fsr-3901	51	15	the	the	DET
fsr-3901	51	16	educational	educational	ADJ
fsr-3901	51	17	institution	institution	NOUN
fsr-3901	51	18	and	and	CCONJ
fsr-3901	51	19	local	local	ADJ
fsr-3901	51	20	financial	financial	ADJ
fsr-3901	51	21	planning	planning	NOUN
fsr-3901	51	22	practitioners	practitioner	NOUN
fsr-3901	51	23	.	.	PUNCT
fsr-3901	52	1	our	our	PRON
fsr-3901	52	2	institution	institution	NOUN
fsr-3901	52	3	reached	reach	VERB
fsr-3901	52	4	out	out	ADP
fsr-3901	52	5	to	to	ADP
fsr-3901	52	6	the	the	DET
fsr-3901	52	7	local	local	ADJ
fsr-3901	52	8	chapters	chapter	NOUN
fsr-3901	52	9	of	of	ADP
fsr-3901	52	10	the	the	DET
fsr-3901	52	11	institute	institute	NOUN
fsr-3901	52	12	of	of	ADP
fsr-3901	52	13	certified	certify	VERB
fsr-3901	52	14	financial	financial	ADJ
fsr-3901	52	15	planners	planner	NOUN
fsr-3901	52	16	(	(	PUNCT
fsr-3901	52	17	icfp	icfp	ADJ
fsr-3901	52	18	)	)	PUNCT
fsr-3901	52	19	and	and	CCONJ
fsr-3901	52	20	the	the	DET
fsr-3901	52	21	international	international	ADJ
fsr-3901	52	22	association	association	NOUN
fsr-3901	52	23	for	for	ADP
fsr-3901	52	24	financial	financial	ADJ
fsr-3901	52	25	planning	planning	NOUN
fsr-3901	52	26	(	(	PUNCT
fsr-3901	52	27	iafp).7	iafp).7	ADJ
fsr-3901	52	28	members	member	NOUN
fsr-3901	52	29	of	of	ADP
fsr-3901	52	30	these	these	DET
fsr-3901	52	31	groups	group	NOUN
fsr-3901	52	32	have	have	AUX
fsr-3901	52	33	been	be	AUX
fsr-3901	52	34	very	very	ADV
fsr-3901	52	35	supportive	supportive	ADJ
fsr-3901	52	36	of	of	ADP
fsr-3901	52	37	every	every	DET
fsr-3901	52	38	aspect	aspect	NOUN
fsr-3901	52	39	of	of	ADP
fsr-3901	52	40	our	our	PRON
fsr-3901	52	41	university	university	NOUN
fsr-3901	52	42	program	program	NOUN
fsr-3901	52	43	and	and	CCONJ
fsr-3901	52	44	have	have	AUX
fsr-3901	52	45	been	be	AUX
fsr-3901	52	46	willing	willing	ADJ
fsr-3901	52	47	to	to	PART
fsr-3901	52	48	act	act	VERB
fsr-3901	52	49	as	as	ADP
fsr-3901	52	50	speakers	speaker	NOUN
fsr-3901	52	51	in	in	ADP
fsr-3901	52	52	various	various	ADJ
fsr-3901	52	53	courses	course	NOUN
fsr-3901	52	54	,	,	PUNCT
fsr-3901	52	55	to	to	PART
fsr-3901	52	56	hire	hire	VERB
fsr-3901	52	57	students	student	NOUN
fsr-3901	52	58	in	in	ADP
fsr-3901	52	59	internship	internship	NOUN
fsr-3901	52	60	positions	position	NOUN
fsr-3901	52	61	,	,	PUNCT
fsr-3901	52	62	to	to	PART
fsr-3901	52	63	provide	provide	VERB
fsr-3901	52	64	scholarship	scholarship	NOUN
fsr-3901	52	65	and	and	CCONJ
fsr-3901	52	66	award	award	NOUN
fsr-3901	52	67	money	money	NOUN
fsr-3901	52	68	for	for	ADP
fsr-3901	52	69	outstanding	outstanding	ADJ
fsr-3901	52	70	financial	financial	ADJ
fsr-3901	52	71	planning	planning	NOUN
fsr-3901	52	72	students	student	NOUN
fsr-3901	52	73	,	,	PUNCT
fsr-3901	52	74	and	and	CCONJ
fsr-3901	52	75	to	to	PART
fsr-3901	52	76	serve	serve	VERB
fsr-3901	52	77	as	as	ADP
fsr-3901	52	78	members	member	NOUN
fsr-3901	52	79	of	of	ADP
fsr-3901	52	80	the	the	DET
fsr-3901	52	81	advisory	advisory	ADJ
fsr-3901	52	82	board	board	NOUN
fsr-3901	52	83	created	create	VERB
fsr-3901	52	84	to	to	PART
fsr-3901	52	85	help	help	VERB
fsr-3901	52	86	administer	administer	VERB
fsr-3901	52	87	the	the	DET
fsr-3901	52	88	practicum	practicum	NOUN
fsr-3901	52	89	.	.	PUNCT
fsr-3901	53	1	in	in	ADP
fsr-3901	53	2	short	short	ADJ
fsr-3901	53	3	,	,	PUNCT
fsr-3901	53	4	i	i	PRON
fsr-3901	53	5	would	would	AUX
fsr-3901	53	6	urge	urge	VERB
fsr-3901	53	7	anyone	anyone	PRON
fsr-3901	53	8	considering	consider	VERB
fsr-3901	53	9	the	the	DET
fsr-3901	53	10	creation	creation	NOUN
fsr-3901	53	11	of	of	ADP
fsr-3901	53	12	a	a	DET
fsr-3901	53	13	practicum	practicum	NOUN
fsr-3901	53	14	course	course	NOUN
fsr-3901	53	15	to	to	PART
fsr-3901	53	16	actively	actively	ADV
fsr-3901	53	17	involve	involve	VERB
fsr-3901	53	18	members	member	NOUN
fsr-3901	53	19	of	of	ADP
fsr-3901	53	20	the	the	DET
fsr-3901	53	21	local	local	ADJ
fsr-3901	53	22	financial	financial	ADJ
fsr-3901	53	23	planning	planning	NOUN
fsr-3901	53	24	community	community	NOUN
fsr-3901	53	25	.	.	PUNCT
fsr-3901	54	1	4.1	4.1	NUM
fsr-3901	54	2	.	.	PUNCT
fsr-3901	54	3	structure	structure	NOUN
fsr-3901	54	4	of	of	ADP
fsr-3901	54	5	the	the	DET
fsr-3901	54	6	practicum	practicum	NOUN
fsr-3901	54	7	in	in	ADP
fsr-3901	54	8	january	january	PROPN
fsr-3901	54	9	,	,	PUNCT
fsr-3901	54	10	1999	1999	NUM
fsr-3901	54	11	we	we	PRON
fsr-3901	54	12	offered	offer	VERB
fsr-3901	54	13	a	a	DET
fsr-3901	54	14	practicum	practicum	NOUN
fsr-3901	54	15	in	in	ADP
fsr-3901	54	16	personal	personal	ADJ
fsr-3901	54	17	financial	financial	ADJ
fsr-3901	54	18	planning	planning	NOUN
fsr-3901	54	19	for	for	ADP
fsr-3901	54	20	the	the	DET
fsr-3901	54	21	first	first	ADJ
fsr-3901	54	22	time	time	NOUN
fsr-3901	54	23	.	.	PUNCT
fsr-3901	55	1	as	as	SCONJ
fsr-3901	55	2	noted	note	VERB
fsr-3901	55	3	above	above	ADV
fsr-3901	55	4	,	,	PUNCT
fsr-3901	55	5	the	the	DET
fsr-3901	55	6	practicum	practicum	NOUN
fsr-3901	55	7	has	have	VERB
fsr-3901	55	8	two	two	NUM
fsr-3901	55	9	main	main	ADJ
fsr-3901	55	10	thrusts	thrust	NOUN
fsr-3901	55	11	.	.	PUNCT
fsr-3901	56	1	the	the	DET
fsr-3901	56	2	first	first	ADJ
fsr-3901	56	3	is	be	AUX
fsr-3901	56	4	to	to	PART
fsr-3901	56	5	provide	provide	VERB
fsr-3901	56	6	students	student	NOUN
fsr-3901	56	7	with	with	ADP
fsr-3901	56	8	exposure	exposure	NOUN
fsr-3901	56	9	to	to	ADP
fsr-3901	56	10	clients	client	NOUN
fsr-3901	56	11	and	and	CCONJ
fsr-3901	56	12	to	to	PART
fsr-3901	56	13	provide	provide	VERB
fsr-3901	56	14	practice	practice	NOUN
fsr-3901	56	15	in	in	ADP
fsr-3901	56	16	information	information	NOUN
fsr-3901	56	17	-	-	PUNCT
fsr-3901	56	18	gathering	gathering	NOUN
fsr-3901	56	19	,	,	PUNCT
fsr-3901	56	20	data	datum	NOUN
fsr-3901	56	21	analysis	analysis	NOUN
fsr-3901	56	22	,	,	PUNCT
fsr-3901	56	23	plan	plan	NOUN
fsr-3901	56	24	preparation	preparation	NOUN
fsr-3901	56	25	,	,	PUNCT
fsr-3901	56	26	and	and	CCONJ
fsr-3901	56	27	plan	plan	NOUN
fsr-3901	56	28	presentation	presentation	NOUN
fsr-3901	56	29	.	.	PUNCT
fsr-3901	57	1	secondarily	secondarily	ADV
fsr-3901	57	2	,	,	PUNCT
fsr-3901	57	3	students	student	NOUN
fsr-3901	57	4	gain	gain	VERB
fsr-3901	57	5	experience	experience	NOUN
fsr-3901	57	6	in	in	ADP
fsr-3901	57	7	using	use	VERB
fsr-3901	57	8	the	the	DET
fsr-3901	57	9	financial	financial	ADJ
fsr-3901	57	10	planning	planning	NOUN
fsr-3901	57	11	software	software	NOUN
fsr-3901	57	12	they	they	PRON
fsr-3901	57	13	will	will	AUX
fsr-3901	57	14	find	find	VERB
fsr-3901	57	15	in	in	ADP
fsr-3901	57	16	the	the	DET
fsr-3901	57	17	offices	office	NOUN
fsr-3901	57	18	of	of	ADP
fsr-3901	57	19	future	future	ADJ
fsr-3901	57	20	employers	employer	NOUN
fsr-3901	57	21	and	and	CCONJ
fsr-3901	57	22	in	in	ADP
fsr-3901	57	23	working	work	VERB
fsr-3901	57	24	in	in	ADP
fsr-3901	57	25	teams	team	NOUN
fsr-3901	57	26	to	to	PART
fsr-3901	57	27	prepare	prepare	VERB
fsr-3901	57	28	a	a	DET
fsr-3901	57	29	polished	polished	ADJ
fsr-3901	57	30	finished	finished	ADJ
fsr-3901	57	31	product	product	NOUN
fsr-3901	57	32	.	.	PUNCT
fsr-3901	58	1	enrollment	enrollment	NOUN
fsr-3901	58	2	in	in	ADP
fsr-3901	58	3	the	the	DET
fsr-3901	58	4	practicum	practicum	NOUN
fsr-3901	58	5	is	be	AUX
fsr-3901	58	6	limited	limit	VERB
fsr-3901	58	7	to	to	ADP
fsr-3901	58	8	students	student	NOUN
fsr-3901	58	9	who	who	PRON
fsr-3901	58	10	have	have	AUX
fsr-3901	58	11	completed	complete	VERB
fsr-3901	58	12	the	the	DET
fsr-3901	58	13	introductory	introductory	ADJ
fsr-3901	58	14	financial	financial	ADJ
fsr-3901	58	15	planning	planning	NOUN
fsr-3901	58	16	course	course	NOUN
fsr-3901	58	17	and	and	CCONJ
fsr-3901	58	18	at	at	ADV
fsr-3901	58	19	least	least	ADV
fsr-3901	58	20	one	one	NUM
fsr-3901	58	21	other	other	ADJ
fsr-3901	58	22	course	course	NOUN
fsr-3901	58	23	in	in	ADP
fsr-3901	58	24	the	the	DET
fsr-3901	58	25	financial	financial	ADJ
fsr-3901	58	26	planning	planning	NOUN
fsr-3901	58	27	track	track	NOUN
fsr-3901	58	28	.	.	PUNCT
fsr-3901	59	1	we	we	PRON
fsr-3901	59	2	also	also	ADV
fsr-3901	59	3	require	require	VERB
fsr-3901	59	4	that	that	SCONJ
fsr-3901	59	5	students	student	NOUN
fsr-3901	59	6	perform	perform	VERB
fsr-3901	59	7	volunteer	volunteer	NOUN
fsr-3901	59	8	(	(	PUNCT
fsr-3901	59	9	i.e.	i.e.	X
fsr-3901	59	10	,	,	PUNCT
fsr-3901	59	11	unpaid	unpaid	ADJ
fsr-3901	59	12	)	)	PUNCT
fsr-3901	59	13	service	service	NOUN
fsr-3901	59	14	3–5	3–5	NUM
fsr-3901	59	15	hr	hr	NOUN
fsr-3901	59	16	per	per	ADP
fsr-3901	59	17	week	week	NOUN
fsr-3901	59	18	for	for	ADP
fsr-3901	59	19	ten	ten	NUM
fsr-3901	59	20	weeks	week	NOUN
fsr-3901	59	21	during	during	ADP
fsr-3901	59	22	the	the	DET
fsr-3901	59	23	semester	semester	NOUN
fsr-3901	59	24	at	at	ADP
fsr-3901	59	25	the	the	DET
fsr-3901	59	26	local	local	ADJ
fsr-3901	59	27	consumer	consumer	NOUN
fsr-3901	59	28	credit	credit	NOUN
fsr-3901	59	29	counseling	counseling	NOUN
fsr-3901	59	30	service	service	NOUN
fsr-3901	59	31	(	(	PUNCT
fsr-3901	59	32	cccs	cccs	PROPN
fsr-3901	59	33	)	)	PUNCT
fsr-3901	59	34	under	under	ADP
fsr-3901	59	35	the	the	DET
fsr-3901	59	36	direct	direct	ADJ
fsr-3901	59	37	supervision	supervision	NOUN
fsr-3901	59	38	of	of	ADP
fsr-3901	59	39	the	the	DET
fsr-3901	59	40	director	director	NOUN
fsr-3901	59	41	of	of	ADP
fsr-3901	59	42	counseling	counseling	NOUN
fsr-3901	59	43	and	and	CCONJ
fsr-3901	59	44	a	a	DET
fsr-3901	59	45	consumer	consumer	NOUN
fsr-3901	59	46	credit	credit	NOUN
fsr-3901	59	47	counselor.8	counselor.8	ADV
fsr-3901	59	48	more	more	ADV
fsr-3901	59	49	specifically	specifically	ADV
fsr-3901	59	50	,	,	PUNCT
fsr-3901	59	51	the	the	DET
fsr-3901	59	52	structure	structure	NOUN
fsr-3901	59	53	of	of	ADP
fsr-3901	59	54	the	the	DET
fsr-3901	59	55	practicum	practicum	NOUN
fsr-3901	59	56	is	be	AUX
fsr-3901	59	57	as	as	SCONJ
fsr-3901	59	58	follows	follow	VERB
fsr-3901	59	59	.	.	PUNCT
fsr-3901	60	1	4.1.1	4.1.1	X
fsr-3901	60	2	.	.	PUNCT
fsr-3901	61	1	course	course	NOUN
fsr-3901	61	2	preparation	preparation	NOUN
fsr-3901	61	3	the	the	DET
fsr-3901	61	4	practicum	practicum	NOUN
fsr-3901	61	5	course	course	NOUN
fsr-3901	61	6	requires	require	VERB
fsr-3901	61	7	that	that	SCONJ
fsr-3901	61	8	a	a	DET
fsr-3901	61	9	significant	significant	ADJ
fsr-3901	61	10	amount	amount	NOUN
fsr-3901	61	11	of	of	ADP
fsr-3901	61	12	groundwork	groundwork	NOUN
fsr-3901	61	13	be	be	AUX
fsr-3901	61	14	laid	lay	VERB
fsr-3901	61	15	prior	prior	ADV
fsr-3901	61	16	to	to	ADP
fsr-3901	61	17	the	the	DET
fsr-3901	61	18	opening	opening	NOUN
fsr-3901	61	19	of	of	ADP
fsr-3901	61	20	the	the	DET
fsr-3901	61	21	semester	semester	NOUN
fsr-3901	61	22	.	.	PUNCT
fsr-3901	62	1	first	first	ADV
fsr-3901	62	2	,	,	PUNCT
fsr-3901	62	3	because	because	SCONJ
fsr-3901	62	4	of	of	ADP
fsr-3901	62	5	the	the	DET
fsr-3901	62	6	emphases	emphasis	NOUN
fsr-3901	62	7	placed	place	VERB
fsr-3901	62	8	on	on	ADP
fsr-3901	62	9	community	community	NOUN
fsr-3901	62	10	service	service	NOUN
fsr-3901	62	11	and	and	CCONJ
fsr-3901	62	12	counseling	counseling	NOUN
fsr-3901	62	13	in	in	ADP
fsr-3901	62	14	our	our	PRON
fsr-3901	62	15	program	program	NOUN
fsr-3901	62	16	,	,	PUNCT
fsr-3901	62	17	we	we	PRON
fsr-3901	62	18	chose	choose	VERB
fsr-3901	62	19	to	to	PART
fsr-3901	62	20	work	work	VERB
fsr-3901	62	21	jointly	jointly	ADV
fsr-3901	62	22	with	with	ADP
fsr-3901	62	23	the	the	DET
fsr-3901	62	24	local	local	ADJ
fsr-3901	62	25	office	office	NOUN
fsr-3901	62	26	of	of	ADP
fsr-3901	62	27	the	the	DET
fsr-3901	62	28	consumer	consumer	NOUN
fsr-3901	62	29	credit	credit	NOUN
fsr-3901	62	30	counseling	counseling	NOUN
fsr-3901	62	31	service	service	NOUN
fsr-3901	62	32	(	(	PUNCT
fsr-3901	62	33	cccs).9	cccs).9	VERB
fsr-3901	62	34	early	early	ADV
fsr-3901	62	35	on	on	ADV
fsr-3901	62	36	,	,	PUNCT
fsr-3901	62	37	several	several	ADJ
fsr-3901	62	38	arrangements	arrangement	NOUN
fsr-3901	62	39	must	must	AUX
fsr-3901	62	40	be	be	AUX
fsr-3901	62	41	made	make	VERB
fsr-3901	62	42	with	with	ADP
fsr-3901	62	43	the	the	DET
fsr-3901	62	44	296	296	NUM
fsr-3901	62	45	t.h	t.h	PROPN
fsr-3901	62	46	.	.	PROPN
fsr-3901	62	47	eyssell	eyssell	PROPN
fsr-3901	62	48	/	/	SYM
fsr-3901	62	49	financial	financial	ADJ
fsr-3901	62	50	services	service	NOUN
fsr-3901	62	51	review	review	VERB
fsr-3901	62	52	8	8	NUM
fsr-3901	62	53	(	(	PUNCT
fsr-3901	62	54	1999	1999	NUM
fsr-3901	62	55	)	)	PUNCT
fsr-3901	63	1	293–303	293–303	NUM
fsr-3901	63	2	cccs	cccs	NOUN
fsr-3901	63	3	.	.	PUNCT
fsr-3901	64	1	details	detail	NOUN
fsr-3901	64	2	as	as	ADP
fsr-3901	64	3	to	to	ADP
fsr-3901	64	4	the	the	DET
fsr-3901	64	5	number	number	NOUN
fsr-3901	64	6	of	of	ADP
fsr-3901	64	7	students	student	NOUN
fsr-3901	64	8	that	that	PRON
fsr-3901	64	9	can	can	AUX
fsr-3901	64	10	be	be	AUX
fsr-3901	64	11	expected	expect	VERB
fsr-3901	64	12	each	each	DET
fsr-3901	64	13	semester	semester	NOUN
fsr-3901	64	14	(	(	PUNCT
fsr-3901	64	15	we	we	PRON
fsr-3901	64	16	limit	limit	VERB
fsr-3901	64	17	enrollment	enrollment	NOUN
fsr-3901	64	18	to	to	ADP
fsr-3901	64	19	ten	ten	NUM
fsr-3901	64	20	per	per	ADP
fsr-3901	64	21	course	course	NOUN
fsr-3901	64	22	)	)	PUNCT
fsr-3901	64	23	and	and	CCONJ
fsr-3901	64	24	exactly	exactly	ADV
fsr-3901	64	25	what	what	PRON
fsr-3901	64	26	the	the	DET
fsr-3901	64	27	student	student	NOUN
fsr-3901	64	28	volunteers	volunteer	NOUN
fsr-3901	64	29	will	will	AUX
fsr-3901	64	30	be	be	AUX
fsr-3901	64	31	doing	do	VERB
fsr-3901	64	32	while	while	SCONJ
fsr-3901	64	33	at	at	ADP
fsr-3901	64	34	the	the	DET
fsr-3901	64	35	cccs	cccs	PROPN
fsr-3901	64	36	office	office	NOUN
fsr-3901	64	37	must	must	AUX
fsr-3901	64	38	be	be	AUX
fsr-3901	64	39	spelled	spell	VERB
fsr-3901	64	40	out.10	out.10	NOUN
fsr-3901	64	41	with	with	ADP
fsr-3901	64	42	respect	respect	NOUN
fsr-3901	64	43	to	to	ADP
fsr-3901	64	44	the	the	DET
fsr-3901	64	45	latter	latter	ADJ
fsr-3901	64	46	,	,	PUNCT
fsr-3901	64	47	our	our	PRON
fsr-3901	64	48	students	student	NOUN
fsr-3901	64	49	perform	perform	VERB
fsr-3901	64	50	such	such	ADJ
fsr-3901	64	51	tasks	task	NOUN
fsr-3901	64	52	as	as	ADP
fsr-3901	64	53	observing	observe	VERB
fsr-3901	64	54	counseling	counseling	NOUN
fsr-3901	64	55	sessions	session	NOUN
fsr-3901	64	56	,	,	PUNCT
fsr-3901	64	57	contacting	contact	VERB
fsr-3901	64	58	clients	client	NOUN
fsr-3901	64	59	,	,	PUNCT
fsr-3901	64	60	and	and	CCONJ
fsr-3901	64	61	contacting	contact	VERB
fsr-3901	64	62	creditor	creditor	NOUN
fsr-3901	64	63	organizations	organization	NOUN
fsr-3901	64	64	.	.	PUNCT
fsr-3901	65	1	at	at	ADP
fsr-3901	65	2	the	the	DET
fsr-3901	65	3	same	same	ADJ
fsr-3901	65	4	time	time	NOUN
fsr-3901	65	5	,	,	PUNCT
fsr-3901	65	6	the	the	DET
fsr-3901	65	7	instructor	instructor	NOUN
fsr-3901	65	8	should	should	AUX
fsr-3901	65	9	be	be	AUX
fsr-3901	65	10	making	make	VERB
fsr-3901	65	11	arrangements	arrangement	NOUN
fsr-3901	65	12	for	for	ADP
fsr-3901	65	13	the	the	DET
fsr-3901	65	14	acquisition	acquisition	NOUN
fsr-3901	65	15	of	of	ADP
fsr-3901	65	16	those	those	DET
fsr-3901	65	17	people	people	NOUN
fsr-3901	65	18	who	who	PRON
fsr-3901	65	19	will	will	AUX
fsr-3901	65	20	serve	serve	VERB
fsr-3901	65	21	as	as	ADP
fsr-3901	65	22	financial	financial	ADJ
fsr-3901	65	23	planning	planning	NOUN
fsr-3901	65	24	“	"	PUNCT
fsr-3901	65	25	clients	client	NOUN
fsr-3901	65	26	”	"	PUNCT
fsr-3901	65	27	for	for	ADP
fsr-3901	65	28	the	the	DET
fsr-3901	65	29	student	student	NOUN
fsr-3901	65	30	planners	planner	NOUN
fsr-3901	65	31	.	.	PUNCT
fsr-3901	66	1	in	in	ADP
fsr-3901	66	2	our	our	PRON
fsr-3901	66	3	case	case	NOUN
fsr-3901	66	4	,	,	PUNCT
fsr-3901	66	5	the	the	DET
fsr-3901	66	6	cccs	cccs	PROPN
fsr-3901	66	7	director	director	NOUN
fsr-3901	66	8	of	of	ADP
fsr-3901	66	9	counseling	counseling	NOUN
fsr-3901	66	10	provided	provide	VERB
fsr-3901	66	11	us	we	PRON
fsr-3901	66	12	with	with	ADP
fsr-3901	66	13	a	a	DET
fsr-3901	66	14	list	list	NOUN
fsr-3901	66	15	of	of	ADP
fsr-3901	66	16	former	former	ADJ
fsr-3901	66	17	clients	client	NOUN
fsr-3901	66	18	who	who	PRON
fsr-3901	66	19	had	have	AUX
fsr-3901	66	20	successfully	successfully	ADV
fsr-3901	66	21	completed	complete	VERB
fsr-3901	66	22	the	the	DET
fsr-3901	66	23	cccs	cccs	NOUN
fsr-3901	66	24	“	"	PUNCT
fsr-3901	66	25	debt	debt	NOUN
fsr-3901	66	26	management	management	NOUN
fsr-3901	66	27	program	program	NOUN
fsr-3901	66	28	”	"	PUNCT
fsr-3901	66	29	(	(	PUNCT
fsr-3901	66	30	which	which	PRON
fsr-3901	66	31	effectively	effectively	ADV
fsr-3901	66	32	clears	clear	VERB
fsr-3901	66	33	the	the	DET
fsr-3901	66	34	client	client	NOUN
fsr-3901	66	35	’s	’s	PART
fsr-3901	66	36	financial	financial	ADJ
fsr-3901	66	37	slate	slate	NOUN
fsr-3901	66	38	)	)	PUNCT
fsr-3901	66	39	,	,	PUNCT
fsr-3901	66	40	met	meet	VERB
fsr-3901	66	41	certain	certain	ADJ
fsr-3901	66	42	parameters	parameter	NOUN
fsr-3901	66	43	(	(	PUNCT
fsr-3901	66	44	e.g.	e.g.	ADV
fsr-3901	66	45	,	,	PUNCT
fsr-3901	66	46	home	home	NOUN
fsr-3901	66	47	ownership	ownership	NOUN
fsr-3901	66	48	,	,	PUNCT
fsr-3901	66	49	current	current	ADJ
fsr-3901	66	50	employment	employment	NOUN
fsr-3901	66	51	)	)	PUNCT
fsr-3901	66	52	,	,	PUNCT
fsr-3901	66	53	and	and	CCONJ
fsr-3901	66	54	indicated	indicate	VERB
fsr-3901	66	55	a	a	DET
fsr-3901	66	56	willingness	willingness	NOUN
fsr-3901	66	57	to	to	PART
fsr-3901	66	58	participate	participate	VERB
fsr-3901	66	59	in	in	ADP
fsr-3901	66	60	the	the	DET
fsr-3901	66	61	volunteer	volunteer	NOUN
fsr-3901	66	62	financial	financial	PROPN
fsr-3901	66	63	planning	planning	NOUN
fsr-3901	66	64	program	program	NOUN
fsr-3901	66	65	.	.	PUNCT
fsr-3901	67	1	(	(	PUNCT
fsr-3901	67	2	in	in	ADP
fsr-3901	67	3	describing	describe	VERB
fsr-3901	67	4	the	the	DET
fsr-3901	67	5	program	program	NOUN
fsr-3901	67	6	to	to	ADP
fsr-3901	67	7	cccs	cccs	PROPN
fsr-3901	67	8	officials	official	NOUN
fsr-3901	67	9	,	,	PUNCT
fsr-3901	67	10	we	we	PRON
fsr-3901	67	11	emphasized	emphasize	VERB
fsr-3901	67	12	that	that	SCONJ
fsr-3901	67	13	financial	financial	ADJ
fsr-3901	67	14	planning	planning	NOUN
fsr-3901	67	15	represents	represent	VERB
fsr-3901	67	16	a	a	DET
fsr-3901	67	17	logical	logical	ADJ
fsr-3901	67	18	extension	extension	NOUN
fsr-3901	67	19	of	of	ADP
fsr-3901	67	20	the	the	DET
fsr-3901	67	21	debt	debt	NOUN
fsr-3901	67	22	management	management	NOUN
fsr-3901	67	23	program	program	NOUN
fsr-3901	67	24	once	once	ADV
fsr-3901	67	25	a	a	DET
fsr-3901	67	26	client	client	NOUN
fsr-3901	67	27	’s	’s	PART
fsr-3901	67	28	debts	debt	NOUN
fsr-3901	67	29	have	have	AUX
fsr-3901	67	30	been	be	AUX
fsr-3901	67	31	brought	bring	VERB
fsr-3901	67	32	under	under	ADP
fsr-3901	67	33	control	control	NOUN
fsr-3901	67	34	,	,	PUNCT
fsr-3901	67	35	s	s	AUX
fsr-3901	67	36	/	/	SYM
fsr-3901	67	37	he	he	PRON
fsr-3901	67	38	should	should	AUX
fsr-3901	67	39	seek	seek	VERB
fsr-3901	67	40	to	to	PART
fsr-3901	67	41	plan	plan	VERB
fsr-3901	67	42	for	for	ADP
fsr-3901	67	43	order	order	NOUN
fsr-3901	67	44	and	and	CCONJ
fsr-3901	67	45	safety	safety	NOUN
fsr-3901	67	46	in	in	ADP
fsr-3901	67	47	future	future	ADJ
fsr-3901	67	48	financial	financial	ADJ
fsr-3901	67	49	dealings	dealing	NOUN
fsr-3901	67	50	.	.	PUNCT
fsr-3901	67	51	)	)	PUNCT
fsr-3901	68	1	it	it	PRON
fsr-3901	68	2	is	be	AUX
fsr-3901	68	3	at	at	ADP
fsr-3901	68	4	this	this	DET
fsr-3901	68	5	time	time	NOUN
fsr-3901	68	6	that	that	SCONJ
fsr-3901	68	7	one	one	NUM
fsr-3901	68	8	or	or	CCONJ
fsr-3901	68	9	more	more	ADJ
fsr-3901	68	10	local	local	ADJ
fsr-3901	68	11	financial	financial	ADJ
fsr-3901	68	12	planners	planner	NOUN
fsr-3901	68	13	should	should	AUX
fsr-3901	68	14	be	be	AUX
fsr-3901	68	15	approached	approach	VERB
fsr-3901	68	16	for	for	ADP
fsr-3901	68	17	participation	participation	NOUN
fsr-3901	68	18	in	in	ADP
fsr-3901	68	19	the	the	DET
fsr-3901	68	20	program	program	NOUN
fsr-3901	68	21	.	.	PUNCT
fsr-3901	69	1	the	the	DET
fsr-3901	69	2	financial	financial	ADJ
fsr-3901	69	3	planner	planner	NOUN
fsr-3901	69	4	is	be	AUX
fsr-3901	69	5	asked	ask	VERB
fsr-3901	69	6	to	to	PART
fsr-3901	69	7	attend	attend	VERB
fsr-3901	69	8	the	the	DET
fsr-3901	69	9	first	first	ADJ
fsr-3901	69	10	meeting	meeting	NOUN
fsr-3901	69	11	of	of	ADP
fsr-3901	69	12	each	each	DET
fsr-3901	69	13	student	student	NOUN
fsr-3901	69	14	team	team	NOUN
fsr-3901	69	15	with	with	ADP
fsr-3901	69	16	its	its	PRON
fsr-3901	69	17	client	client	NOUN
fsr-3901	69	18	,	,	PUNCT
fsr-3901	69	19	review	review	NOUN
fsr-3901	69	20	and	and	CCONJ
fsr-3901	69	21	critique	critique	VERB
fsr-3901	69	22	the	the	DET
fsr-3901	69	23	financial	financial	ADJ
fsr-3901	69	24	plan	plan	NOUN
fsr-3901	69	25	the	the	DET
fsr-3901	69	26	student	student	NOUN
fsr-3901	69	27	team	team	NOUN
fsr-3901	69	28	prepares	prepare	VERB
fsr-3901	69	29	,	,	PUNCT
fsr-3901	69	30	and	and	CCONJ
fsr-3901	69	31	then	then	ADV
fsr-3901	69	32	observe	observe	VERB
fsr-3901	69	33	the	the	DET
fsr-3901	69	34	final	final	ADJ
fsr-3901	69	35	meeting	meeting	NOUN
fsr-3901	69	36	of	of	ADP
fsr-3901	69	37	the	the	DET
fsr-3901	69	38	teams	team	NOUN
fsr-3901	69	39	and	and	CCONJ
fsr-3901	69	40	the	the	DET
fsr-3901	69	41	clients	client	NOUN
fsr-3901	69	42	.	.	PUNCT
fsr-3901	70	1	given	give	VERB
fsr-3901	70	2	that	that	SCONJ
fsr-3901	70	3	the	the	DET
fsr-3901	70	4	practitioner	practitioner	NOUN
fsr-3901	70	5	has	have	AUX
fsr-3901	70	6	input	input	NOUN
fsr-3901	70	7	throughout	throughout	ADP
fsr-3901	70	8	the	the	DET
fsr-3901	70	9	program	program	NOUN
fsr-3901	70	10	,	,	PUNCT
fsr-3901	70	11	it	it	PRON
fsr-3901	70	12	is	be	AUX
fsr-3901	70	13	very	very	ADV
fsr-3901	70	14	important	important	ADJ
fsr-3901	70	15	that	that	SCONJ
fsr-3901	70	16	s	s	AUX
fsr-3901	70	17	/	/	SYM
fsr-3901	70	18	he	he	PRON
fsr-3901	70	19	be	be	VERB
fsr-3901	70	20	an	an	DET
fsr-3901	70	21	enthusiastic	enthusiastic	ADJ
fsr-3901	70	22	participant	participant	NOUN
fsr-3901	70	23	.	.	PUNCT
fsr-3901	71	1	at	at	ADP
fsr-3901	71	2	the	the	DET
fsr-3901	71	3	same	same	ADJ
fsr-3901	71	4	time	time	NOUN
fsr-3901	71	5	,	,	PUNCT
fsr-3901	71	6	the	the	DET
fsr-3901	71	7	instructor	instructor	NOUN
fsr-3901	71	8	should	should	AUX
fsr-3901	71	9	be	be	AUX
fsr-3901	71	10	willing	willing	ADJ
fsr-3901	71	11	to	to	PART
fsr-3901	71	12	accept	accept	VERB
fsr-3901	71	13	suggestions	suggestion	NOUN
fsr-3901	71	14	from	from	ADP
fsr-3901	71	15	the	the	DET
fsr-3901	71	16	planner	planner	NOUN
fsr-3901	71	17	,	,	PUNCT
fsr-3901	71	18	particularly	particularly	ADV
fsr-3901	71	19	those	those	PRON
fsr-3901	71	20	related	relate	VERB
fsr-3901	71	21	to	to	ADP
fsr-3901	71	22	the	the	DET
fsr-3901	71	23	contents	content	NOUN
fsr-3901	71	24	,	,	PUNCT
fsr-3901	71	25	recommendations	recommendation	NOUN
fsr-3901	71	26	,	,	PUNCT
fsr-3901	71	27	and	and	CCONJ
fsr-3901	71	28	presentation	presentation	NOUN
fsr-3901	71	29	of	of	ADP
fsr-3901	71	30	the	the	DET
fsr-3901	71	31	final	final	ADJ
fsr-3901	71	32	plan	plan	NOUN
fsr-3901	71	33	document	document	NOUN
fsr-3901	71	34	.	.	PUNCT
fsr-3901	72	1	finally	finally	ADV
fsr-3901	72	2	,	,	PUNCT
fsr-3901	72	3	if	if	SCONJ
fsr-3901	72	4	it	it	PRON
fsr-3901	72	5	is	be	AUX
fsr-3901	72	6	intended	intend	VERB
fsr-3901	72	7	that	that	SCONJ
fsr-3901	72	8	students	student	NOUN
fsr-3901	72	9	use	use	VERB
fsr-3901	72	10	financial	financial	ADJ
fsr-3901	72	11	planning	planning	NOUN
fsr-3901	72	12	software	software	NOUN
fsr-3901	72	13	in	in	ADP
fsr-3901	72	14	the	the	DET
fsr-3901	72	15	preparation	preparation	NOUN
fsr-3901	72	16	of	of	ADP
fsr-3901	72	17	their	their	PRON
fsr-3901	72	18	financial	financial	ADJ
fsr-3901	72	19	plans	plan	NOUN
fsr-3901	72	20	,	,	PUNCT
fsr-3901	72	21	it	it	PRON
fsr-3901	72	22	is	be	AUX
fsr-3901	72	23	necessary	necessary	ADJ
fsr-3901	72	24	to	to	PART
fsr-3901	72	25	obtain	obtain	VERB
fsr-3901	72	26	and	and	CCONJ
fsr-3901	72	27	familiarize	familiarize	VERB
fsr-3901	72	28	oneself	oneself	PRON
fsr-3901	72	29	with	with	ADP
fsr-3901	72	30	it	it	PRON
fsr-3901	72	31	.	.	PUNCT
fsr-3901	73	1	4.1.2	4.1.2	X
fsr-3901	73	2	.	.	NOUN
fsr-3901	73	3	weeks	week	NOUN
fsr-3901	73	4	1–4	1–4	PROPN
fsr-3901	73	5	the	the	DET
fsr-3901	73	6	early	early	ADJ
fsr-3901	73	7	weeks	week	NOUN
fsr-3901	73	8	of	of	ADP
fsr-3901	73	9	the	the	DET
fsr-3901	73	10	course	course	NOUN
fsr-3901	73	11	are	be	AUX
fsr-3901	73	12	largely	largely	ADV
fsr-3901	73	13	preparatory	preparatory	ADJ
fsr-3901	73	14	in	in	ADP
fsr-3901	73	15	nature	nature	NOUN
fsr-3901	73	16	.	.	PUNCT
fsr-3901	74	1	during	during	ADP
fsr-3901	74	2	this	this	DET
fsr-3901	74	3	period	period	NOUN
fsr-3901	74	4	,	,	PUNCT
fsr-3901	74	5	the	the	DET
fsr-3901	74	6	course	course	NOUN
fsr-3901	74	7	meets	meet	VERB
fsr-3901	74	8	on	on	ADP
fsr-3901	74	9	a	a	DET
fsr-3901	74	10	traditional	traditional	ADJ
fsr-3901	74	11	schedule	schedule	NOUN
fsr-3901	74	12	,	,	PUNCT
fsr-3901	74	13	and	and	CCONJ
fsr-3901	74	14	students	student	NOUN
fsr-3901	74	15	work	work	VERB
fsr-3901	74	16	through	through	ADP
fsr-3901	74	17	a	a	DET
fsr-3901	74	18	case	case	NOUN
fsr-3901	74	19	using	use	VERB
fsr-3901	74	20	the	the	DET
fsr-3901	74	21	financial	financial	ADJ
fsr-3901	74	22	planning	planning	NOUN
fsr-3901	74	23	software	software	NOUN
fsr-3901	74	24	.	.	PUNCT
fsr-3901	75	1	there	there	PRON
fsr-3901	75	2	are	be	VERB
fsr-3901	75	3	three	three	NUM
fsr-3901	75	4	benefits	benefit	NOUN
fsr-3901	75	5	of	of	ADP
fsr-3901	75	6	this	this	DET
fsr-3901	75	7	approach	approach	NOUN
fsr-3901	75	8	.	.	PUNCT
fsr-3901	76	1	first	first	ADV
fsr-3901	76	2	,	,	PUNCT
fsr-3901	76	3	students	student	NOUN
fsr-3901	76	4	become	become	VERB
fsr-3901	76	5	familiar	familiar	ADJ
fsr-3901	76	6	with	with	ADP
fsr-3901	76	7	the	the	DET
fsr-3901	76	8	software	software	NOUN
fsr-3901	76	9	,	,	PUNCT
fsr-3901	76	10	and	and	CCONJ
fsr-3901	76	11	learn	learn	VERB
fsr-3901	76	12	what	what	DET
fsr-3901	76	13	information	information	NOUN
fsr-3901	76	14	will	will	AUX
fsr-3901	76	15	be	be	AUX
fsr-3901	76	16	needed	need	VERB
fsr-3901	76	17	to	to	PART
fsr-3901	76	18	generate	generate	VERB
fsr-3901	76	19	satisfactory	satisfactory	ADJ
fsr-3901	76	20	output	output	NOUN
fsr-3901	76	21	.	.	PUNCT
fsr-3901	77	1	second	second	ADJ
fsr-3901	77	2	,	,	PUNCT
fsr-3901	77	3	students	student	NOUN
fsr-3901	77	4	quickly	quickly	ADV
fsr-3901	77	5	become	become	VERB
fsr-3901	77	6	accustomed	accustomed	ADJ
fsr-3901	77	7	to	to	ADP
fsr-3901	77	8	working	work	VERB
fsr-3901	77	9	in	in	ADP
fsr-3901	77	10	teams	team	NOUN
fsr-3901	77	11	.	.	PUNCT
fsr-3901	78	1	finally	finally	ADV
fsr-3901	78	2	,	,	PUNCT
fsr-3901	78	3	preparation	preparation	NOUN
fsr-3901	78	4	and	and	CCONJ
fsr-3901	78	5	discussion	discussion	NOUN
fsr-3901	78	6	of	of	ADP
fsr-3901	78	7	a	a	DET
fsr-3901	78	8	case	case	NOUN
fsr-3901	78	9	analysis	analysis	NOUN
fsr-3901	78	10	refreshes	refreshe	NOUN
fsr-3901	78	11	and	and	CCONJ
fsr-3901	78	12	enhances	enhance	VERB
fsr-3901	78	13	the	the	DET
fsr-3901	78	14	material	material	NOUN
fsr-3901	78	15	covered	cover	VERB
fsr-3901	78	16	in	in	ADP
fsr-3901	78	17	the	the	DET
fsr-3901	78	18	other	other	ADJ
fsr-3901	78	19	financial	financial	ADJ
fsr-3901	78	20	planning	planning	NOUN
fsr-3901	78	21	courses	course	NOUN
fsr-3901	78	22	,	,	PUNCT
fsr-3901	78	23	and	and	CCONJ
fsr-3901	78	24	provides	provide	VERB
fsr-3901	78	25	the	the	DET
fsr-3901	78	26	instructor	instructor	NOUN
fsr-3901	78	27	with	with	ADP
fsr-3901	78	28	the	the	DET
fsr-3901	78	29	opportunity	opportunity	NOUN
fsr-3901	78	30	to	to	PART
fsr-3901	78	31	point	point	VERB
fsr-3901	78	32	out	out	ADP
fsr-3901	78	33	gaps	gap	NOUN
fsr-3901	78	34	in	in	ADP
fsr-3901	78	35	the	the	DET
fsr-3901	78	36	information	information	NOUN
fsr-3901	78	37	provided	provide	VERB
fsr-3901	78	38	,	,	PUNCT
fsr-3901	78	39	inferences	inference	NOUN
fsr-3901	78	40	to	to	PART
fsr-3901	78	41	be	be	AUX
fsr-3901	78	42	drawn	draw	VERB
fsr-3901	78	43	,	,	PUNCT
fsr-3901	78	44	and	and	CCONJ
fsr-3901	78	45	additional	additional	ADJ
fsr-3901	78	46	questions	question	NOUN
fsr-3901	78	47	to	to	PART
fsr-3901	78	48	be	be	AUX
fsr-3901	78	49	asked	ask	VERB
fsr-3901	78	50	.	.	PUNCT
fsr-3901	79	1	during	during	ADP
fsr-3901	79	2	this	this	DET
fsr-3901	79	3	period	period	NOUN
fsr-3901	79	4	,	,	PUNCT
fsr-3901	79	5	we	we	PRON
fsr-3901	79	6	find	find	VERB
fsr-3901	79	7	it	it	PRON
fsr-3901	79	8	useful	useful	ADJ
fsr-3901	79	9	to	to	PART
fsr-3901	79	10	take	take	VERB
fsr-3901	79	11	students	student	NOUN
fsr-3901	79	12	to	to	ADP
fsr-3901	79	13	the	the	DET
fsr-3901	79	14	offices	office	NOUN
fsr-3901	79	15	of	of	ADP
fsr-3901	79	16	a	a	DET
fsr-3901	79	17	local	local	ADJ
fsr-3901	79	18	financial	financial	ADJ
fsr-3901	79	19	planner	planner	NOUN
fsr-3901	79	20	,	,	PUNCT
fsr-3901	79	21	who	who	PRON
fsr-3901	79	22	gives	give	VERB
fsr-3901	79	23	a	a	DET
fsr-3901	79	24	presentation	presentation	NOUN
fsr-3901	79	25	on	on	ADP
fsr-3901	79	26	the	the	DET
fsr-3901	79	27	financial	financial	ADJ
fsr-3901	79	28	planning	planning	NOUN
fsr-3901	79	29	process	process	NOUN
fsr-3901	79	30	,	,	PUNCT
fsr-3901	79	31	with	with	ADP
fsr-3901	79	32	particular	particular	ADJ
fsr-3901	79	33	emphasis	emphasis	NOUN
fsr-3901	79	34	on	on	ADP
fsr-3901	79	35	the	the	DET
fsr-3901	79	36	importance	importance	NOUN
fsr-3901	79	37	of	of	ADP
fsr-3901	79	38	trust	trust	NOUN
fsr-3901	79	39	and	and	CCONJ
fsr-3901	79	40	relationship	relationship	NOUN
fsr-3901	79	41	-	-	PUNCT
fsr-3901	79	42	building	building	NOUN
fsr-3901	79	43	.	.	PUNCT
fsr-3901	80	1	because	because	SCONJ
fsr-3901	80	2	of	of	ADP
fsr-3901	80	3	our	our	PRON
fsr-3901	80	4	belief	belief	NOUN
fsr-3901	80	5	in	in	ADP
fsr-3901	80	6	the	the	DET
fsr-3901	80	7	importance	importance	NOUN
fsr-3901	80	8	of	of	ADP
fsr-3901	80	9	interpersonal	interpersonal	ADJ
fsr-3901	80	10	skills	skill	NOUN
fsr-3901	80	11	,	,	PUNCT
fsr-3901	80	12	we	we	PRON
fsr-3901	80	13	also	also	ADV
fsr-3901	80	14	provide	provide	VERB
fsr-3901	80	15	for	for	ADP
fsr-3901	80	16	guest	guest	NOUN
fsr-3901	80	17	lecturers	lecturer	NOUN
fsr-3901	80	18	during	during	ADP
fsr-3901	80	19	this	this	DET
fsr-3901	80	20	period	period	NOUN
fsr-3901	80	21	to	to	PART
fsr-3901	80	22	address	address	VERB
fsr-3901	80	23	the	the	DET
fsr-3901	80	24	students	student	NOUN
fsr-3901	80	25	on	on	ADP
fsr-3901	80	26	the	the	DET
fsr-3901	80	27	topics	topic	NOUN
fsr-3901	80	28	of	of	ADP
fsr-3901	80	29	listening	listening	NOUN
fsr-3901	80	30	skills	skill	NOUN
fsr-3901	80	31	and	and	CCONJ
fsr-3901	80	32	the	the	DET
fsr-3901	80	33	development	development	NOUN
fsr-3901	80	34	and	and	CCONJ
fsr-3901	80	35	use	use	NOUN
fsr-3901	80	36	of	of	ADP
fsr-3901	80	37	effective	effective	ADJ
fsr-3901	80	38	interviewing	interview	VERB
fsr-3901	80	39	techniques	technique	NOUN
fsr-3901	80	40	.	.	PUNCT
fsr-3901	81	1	some	some	DET
fsr-3901	81	2	instructors	instructor	NOUN
fsr-3901	81	3	may	may	AUX
fsr-3901	81	4	wish	wish	VERB
fsr-3901	81	5	to	to	PART
fsr-3901	81	6	use	use	VERB
fsr-3901	81	7	this	this	DET
fsr-3901	81	8	period	period	NOUN
fsr-3901	81	9	to	to	PART
fsr-3901	81	10	involve	involve	VERB
fsr-3901	81	11	the	the	DET
fsr-3901	81	12	students	student	NOUN
fsr-3901	81	13	in	in	ADP
fsr-3901	81	14	role	role	NOUN
fsr-3901	81	15	-	-	PUNCT
fsr-3901	81	16	playing	play	VERB
fsr-3901	81	17	exercises	exercise	NOUN
fsr-3901	81	18	and/or	and/or	CCONJ
fsr-3901	81	19	short	short	ADJ
fsr-3901	81	20	case	case	NOUN
fsr-3901	81	21	analyses	analyse	VERB
fsr-3901	81	22	to	to	PART
fsr-3901	81	23	further	far	ADV
fsr-3901	81	24	hone	hone	VERB
fsr-3901	81	25	their	their	PRON
fsr-3901	81	26	listening	listening	NOUN
fsr-3901	81	27	and	and	CCONJ
fsr-3901	81	28	investigative	investigative	ADJ
fsr-3901	81	29	skills	skill	NOUN
fsr-3901	81	30	.	.	PUNCT
fsr-3901	82	1	297t.h	297t.h	NOUN
fsr-3901	82	2	.	.	PUNCT
fsr-3901	82	3	eyssell	eyssell	NOUN
fsr-3901	82	4	/	/	SYM
fsr-3901	82	5	financial	financial	ADJ
fsr-3901	82	6	services	service	NOUN
fsr-3901	82	7	review	review	VERB
fsr-3901	82	8	8	8	NUM
fsr-3901	82	9	(	(	PUNCT
fsr-3901	82	10	1999	1999	NUM
fsr-3901	82	11	)	)	PUNCT
fsr-3901	83	1	293–303	293–303	NUM
fsr-3901	83	2	4.1.3	4.1.3	NUM
fsr-3901	83	3	.	.	PUNCT
fsr-3901	83	4	weeks	week	NOUN
fsr-3901	84	1	4–13	4–13	PROPN
fsr-3901	84	2	in	in	ADP
fsr-3901	84	3	the	the	DET
fsr-3901	84	4	fourth	fourth	ADJ
fsr-3901	84	5	week	week	NOUN
fsr-3901	84	6	of	of	ADP
fsr-3901	84	7	class	class	NOUN
fsr-3901	84	8	,	,	PUNCT
fsr-3901	84	9	the	the	DET
fsr-3901	84	10	course	course	NOUN
fsr-3901	84	11	meeting	meeting	NOUN
fsr-3901	84	12	schedule	schedule	NOUN
fsr-3901	84	13	changes	change	NOUN
fsr-3901	84	14	dramatically	dramatically	ADV
fsr-3901	84	15	.	.	PUNCT
fsr-3901	85	1	because	because	SCONJ
fsr-3901	85	2	students	student	NOUN
fsr-3901	85	3	begin	begin	VERB
fsr-3901	85	4	their	their	PRON
fsr-3901	85	5	volunteer	volunteer	NOUN
fsr-3901	85	6	work	work	NOUN
fsr-3901	85	7	at	at	ADP
fsr-3901	85	8	this	this	DET
fsr-3901	85	9	point	point	NOUN
fsr-3901	85	10	,	,	PUNCT
fsr-3901	85	11	traditional	traditional	ADJ
fsr-3901	85	12	class	class	NOUN
fsr-3901	85	13	meetings	meeting	NOUN
fsr-3901	85	14	are	be	AUX
fsr-3901	85	15	reduced	reduce	VERB
fsr-3901	85	16	to	to	PART
fsr-3901	85	17	include	include	VERB
fsr-3901	85	18	only	only	ADV
fsr-3901	85	19	periodic	periodic	ADJ
fsr-3901	85	20	updates	update	NOUN
fsr-3901	85	21	and	and	CCONJ
fsr-3901	85	22	meetings	meeting	NOUN
fsr-3901	85	23	for	for	ADP
fsr-3901	85	24	special	special	ADJ
fsr-3901	85	25	purposes	purpose	NOUN
fsr-3901	85	26	.	.	PUNCT
fsr-3901	86	1	in	in	ADP
fsr-3901	86	2	our	our	PRON
fsr-3901	86	3	case	case	NOUN
fsr-3901	86	4	,	,	PUNCT
fsr-3901	86	5	students	student	NOUN
fsr-3901	86	6	are	be	AUX
fsr-3901	86	7	taken	take	VERB
fsr-3901	86	8	to	to	ADP
fsr-3901	86	9	the	the	DET
fsr-3901	86	10	cccs	cccs	NOUN
fsr-3901	86	11	offices	office	NOUN
fsr-3901	86	12	and	and	CCONJ
fsr-3901	86	13	given	give	VERB
fsr-3901	86	14	an	an	DET
fsr-3901	86	15	orientation	orientation	NOUN
fsr-3901	86	16	by	by	ADP
fsr-3901	86	17	the	the	DET
fsr-3901	86	18	director	director	NOUN
fsr-3901	86	19	of	of	ADP
fsr-3901	86	20	counseling	counseling	NOUN
fsr-3901	86	21	and	and	CCONJ
fsr-3901	86	22	the	the	DET
fsr-3901	86	23	director	director	NOUN
fsr-3901	86	24	of	of	ADP
fsr-3901	86	25	education	education	NOUN
fsr-3901	86	26	.	.	PUNCT
fsr-3901	87	1	over	over	ADP
fsr-3901	87	2	the	the	DET
fsr-3901	87	3	next	next	ADJ
fsr-3901	87	4	few	few	ADJ
fsr-3901	87	5	days	day	NOUN
fsr-3901	87	6	,	,	PUNCT
fsr-3901	87	7	student	student	NOUN
fsr-3901	87	8	work	work	NOUN
fsr-3901	87	9	schedules	schedule	NOUN
fsr-3901	87	10	are	be	AUX
fsr-3901	87	11	finalized	finalize	VERB
fsr-3901	87	12	,	,	PUNCT
fsr-3901	87	13	and	and	CCONJ
fsr-3901	87	14	students	student	NOUN
fsr-3901	87	15	are	be	AUX
fsr-3901	87	16	placed	place	VERB
fsr-3901	87	17	with	with	ADP
fsr-3901	87	18	counselors	counselor	NOUN
fsr-3901	87	19	,	,	PUNCT
fsr-3901	87	20	with	with	ADP
fsr-3901	87	21	whom	whom	PRON
fsr-3901	87	22	they	they	PRON
fsr-3901	87	23	will	will	AUX
fsr-3901	87	24	meet	meet	VERB
fsr-3901	87	25	with	with	ADP
fsr-3901	87	26	cccs	cccs	NOUN
fsr-3901	87	27	clients	client	NOUN
fsr-3901	87	28	.	.	PUNCT
fsr-3901	88	1	each	each	DET
fsr-3901	88	2	student	student	NOUN
fsr-3901	88	3	observes	observe	VERB
fsr-3901	88	4	multiple	multiple	ADJ
fsr-3901	88	5	cccs	cccs	PROPN
fsr-3901	88	6	sessions	session	NOUN
fsr-3901	88	7	.	.	PUNCT
fsr-3901	89	1	this	this	PRON
fsr-3901	89	2	is	be	AUX
fsr-3901	89	3	important	important	ADJ
fsr-3901	89	4	,	,	PUNCT
fsr-3901	89	5	because	because	SCONJ
fsr-3901	89	6	cccs	cccs	NOUN
fsr-3901	89	7	clients	client	NOUN
fsr-3901	89	8	range	range	VERB
fsr-3901	89	9	from	from	ADP
fsr-3901	89	10	the	the	DET
fsr-3901	89	11	relatively	relatively	ADV
fsr-3901	89	12	well	well	NOUN
fsr-3901	89	13	-	-	PUNCT
fsr-3901	89	14	off	off	NOUN
fsr-3901	89	15	who	who	PRON
fsr-3901	89	16	simply	simply	ADV
fsr-3901	89	17	wish	wish	VERB
fsr-3901	89	18	to	to	PART
fsr-3901	89	19	better	well	ADV
fsr-3901	89	20	manage	manage	VERB
fsr-3901	89	21	their	their	PRON
fsr-3901	89	22	debt	debt	NOUN
fsr-3901	89	23	load	load	NOUN
fsr-3901	89	24	,	,	PUNCT
fsr-3901	89	25	to	to	ADP
fsr-3901	89	26	those	those	PRON
fsr-3901	89	27	who	who	PRON
fsr-3901	89	28	are	be	AUX
fsr-3901	89	29	in	in	ADP
fsr-3901	89	30	desperate	desperate	ADJ
fsr-3901	89	31	financial	financial	ADJ
fsr-3901	89	32	straits	strait	NOUN
fsr-3901	89	33	.	.	PUNCT
fsr-3901	90	1	as	as	ADP
fsr-3901	90	2	a	a	DET
fsr-3901	90	3	result	result	NOUN
fsr-3901	90	4	,	,	PUNCT
fsr-3901	90	5	the	the	DET
fsr-3901	90	6	interviews	interview	NOUN
fsr-3901	90	7	range	range	VERB
fsr-3901	90	8	from	from	ADP
fsr-3901	90	9	being	be	AUX
fsr-3901	90	10	fairly	fairly	ADV
fsr-3901	90	11	pleasant	pleasant	ADJ
fsr-3901	90	12	,	,	PUNCT
fsr-3901	90	13	low	low	ADJ
fsr-3901	90	14	-	-	PUNCT
fsr-3901	90	15	key	key	NOUN
fsr-3901	90	16	discussions	discussion	NOUN
fsr-3901	90	17	,	,	PUNCT
fsr-3901	90	18	to	to	ADP
fsr-3901	90	19	being	be	AUX
fsr-3901	90	20	tearful	tearful	ADJ
fsr-3901	90	21	,	,	PUNCT
fsr-3901	90	22	high	high	ADJ
fsr-3901	90	23	-	-	PUNCT
fsr-3901	90	24	stress	stress	NOUN
fsr-3901	90	25	encounters	encounter	NOUN
fsr-3901	90	26	.	.	PUNCT
fsr-3901	91	1	this	this	DET
fsr-3901	91	2	portion	portion	NOUN
fsr-3901	91	3	of	of	ADP
fsr-3901	91	4	the	the	DET
fsr-3901	91	5	course	course	NOUN
fsr-3901	91	6	greatly	greatly	ADV
fsr-3901	91	7	enhances	enhance	VERB
fsr-3901	91	8	student	student	NOUN
fsr-3901	91	9	interviewing	interviewing	NOUN
fsr-3901	91	10	and	and	CCONJ
fsr-3901	91	11	interpersonal	interpersonal	ADJ
fsr-3901	91	12	skills	skill	NOUN
fsr-3901	91	13	because	because	SCONJ
fsr-3901	91	14	they	they	PRON
fsr-3901	91	15	observe	observe	VERB
fsr-3901	91	16	counselor	counselor	NOUN
fsr-3901	91	17	interactions	interaction	NOUN
fsr-3901	91	18	with	with	ADP
fsr-3901	91	19	clients	client	NOUN
fsr-3901	91	20	of	of	ADP
fsr-3901	91	21	varying	vary	VERB
fsr-3901	91	22	socioeconomic	socioeconomic	ADJ
fsr-3901	91	23	backgrounds	background	NOUN
fsr-3901	91	24	and	and	CCONJ
fsr-3901	91	25	different	different	ADJ
fsr-3901	91	26	personality	personality	NOUN
fsr-3901	91	27	types	type	NOUN
fsr-3901	91	28	.	.	PUNCT
fsr-3901	92	1	simultaneously	simultaneously	ADV
fsr-3901	92	2	,	,	PUNCT
fsr-3901	92	3	practicum	practicum	NOUN
fsr-3901	92	4	clients	client	NOUN
fsr-3901	92	5	are	be	AUX
fsr-3901	92	6	selected	select	VERB
fsr-3901	92	7	and	and	CCONJ
fsr-3901	92	8	final	final	ADJ
fsr-3901	92	9	arrangements	arrangement	NOUN
fsr-3901	92	10	for	for	ADP
fsr-3901	92	11	the	the	DET
fsr-3901	92	12	first	first	ADJ
fsr-3901	92	13	meeting	meeting	NOUN
fsr-3901	92	14	with	with	ADP
fsr-3901	92	15	the	the	DET
fsr-3901	92	16	students	student	NOUN
fsr-3901	92	17	are	be	AUX
fsr-3901	92	18	made	make	VERB
fsr-3901	92	19	.	.	PUNCT
fsr-3901	93	1	the	the	DET
fsr-3901	93	2	client	client	NOUN
fsr-3901	93	3	participant	participant	NOUN
fsr-3901	93	4	is	be	AUX
fsr-3901	93	5	mailed	mail	VERB
fsr-3901	93	6	a	a	DET
fsr-3901	93	7	simple	simple	ADJ
fsr-3901	93	8	fact	fact	NOUN
fsr-3901	93	9	-	-	PUNCT
fsr-3901	93	10	finder	finder	NOUN
fsr-3901	93	11	and	and	CCONJ
fsr-3901	93	12	a	a	DET
fsr-3901	93	13	financial	financial	ADJ
fsr-3901	93	14	goal	goal	NOUN
fsr-3901	93	15	sheet	sheet	NOUN
fsr-3901	93	16	and	and	CCONJ
fsr-3901	93	17	requested	request	VERB
fsr-3901	93	18	to	to	PART
fsr-3901	93	19	complete	complete	VERB
fsr-3901	93	20	them	they	PRON
fsr-3901	93	21	to	to	PART
fsr-3901	93	22	bring	bring	VERB
fsr-3901	93	23	to	to	ADP
fsr-3901	93	24	the	the	DET
fsr-3901	93	25	first	first	ADJ
fsr-3901	93	26	meeting	meeting	NOUN
fsr-3901	93	27	.	.	PUNCT
fsr-3901	94	1	(	(	PUNCT
fsr-3901	94	2	it	it	PRON
fsr-3901	94	3	is	be	AUX
fsr-3901	94	4	particularly	particularly	ADV
fsr-3901	94	5	important	important	ADJ
fsr-3901	94	6	to	to	PART
fsr-3901	94	7	stress	stress	VERB
fsr-3901	94	8	to	to	ADP
fsr-3901	94	9	the	the	DET
fsr-3901	94	10	client	client	NOUN
fsr-3901	94	11	that	that	SCONJ
fsr-3901	94	12	his	his	PRON
fsr-3901	94	13	/	/	SYM
fsr-3901	94	14	her	her	PRON
fsr-3901	94	15	financial	financial	ADJ
fsr-3901	94	16	goals	goal	NOUN
fsr-3901	94	17	should	should	AUX
fsr-3901	94	18	be	be	AUX
fsr-3901	94	19	as	as	ADV
fsr-3901	94	20	specific	specific	ADJ
fsr-3901	94	21	as	as	ADP
fsr-3901	94	22	possible	possible	ADJ
fsr-3901	94	23	with	with	ADP
fsr-3901	94	24	respect	respect	NOUN
fsr-3901	94	25	to	to	ADP
fsr-3901	94	26	time	time	NOUN
fsr-3901	94	27	horizon	horizon	NOUN
fsr-3901	94	28	,	,	PUNCT
fsr-3901	94	29	level	level	NOUN
fsr-3901	94	30	of	of	ADP
fsr-3901	94	31	importance	importance	NOUN
fsr-3901	94	32	to	to	ADP
fsr-3901	94	33	the	the	DET
fsr-3901	94	34	client	client	NOUN
fsr-3901	94	35	,	,	PUNCT
fsr-3901	94	36	and	and	CCONJ
fsr-3901	94	37	estimated	estimated	ADJ
fsr-3901	94	38	cost	cost	NOUN
fsr-3901	94	39	,	,	PUNCT
fsr-3901	94	40	since	since	SCONJ
fsr-3901	94	41	the	the	DET
fsr-3901	94	42	financial	financial	ADJ
fsr-3901	94	43	plan	plan	NOUN
fsr-3901	94	44	is	be	AUX
fsr-3901	94	45	essentially	essentially	ADV
fsr-3901	94	46	a	a	DET
fsr-3901	94	47	“	"	PUNCT
fsr-3901	94	48	road	road	NOUN
fsr-3901	94	49	map	map	NOUN
fsr-3901	94	50	”	"	PUNCT
fsr-3901	94	51	to	to	ADP
fsr-3901	94	52	the	the	DET
fsr-3901	94	53	attainment	attainment	NOUN
fsr-3901	94	54	of	of	ADP
fsr-3901	94	55	the	the	DET
fsr-3901	94	56	client	client	NOUN
fsr-3901	94	57	’s	’s	PART
fsr-3901	94	58	financial	financial	ADJ
fsr-3901	94	59	goals	goal	NOUN
fsr-3901	94	60	.	.	PUNCT
fsr-3901	94	61	)	)	PUNCT
fsr-3901	95	1	students	student	NOUN
fsr-3901	95	2	are	be	AUX
fsr-3901	95	3	asked	ask	VERB
fsr-3901	95	4	to	to	PART
fsr-3901	95	5	develop	develop	VERB
fsr-3901	95	6	a	a	DET
fsr-3901	95	7	set	set	NOUN
fsr-3901	95	8	of	of	ADP
fsr-3901	95	9	questions	question	NOUN
fsr-3901	95	10	and	and	CCONJ
fsr-3901	95	11	are	be	AUX
fsr-3901	95	12	coached	coach	VERB
fsr-3901	95	13	further	far	ADV
fsr-3901	95	14	in	in	ADP
fsr-3901	95	15	information	information	NOUN
fsr-3901	95	16	-	-	PUNCT
fsr-3901	95	17	gathering	gather	VERB
fsr-3901	95	18	techniques	technique	NOUN
fsr-3901	95	19	.	.	PUNCT
fsr-3901	96	1	next	next	ADV
fsr-3901	96	2	,	,	PUNCT
fsr-3901	96	3	each	each	DET
fsr-3901	96	4	student	student	NOUN
fsr-3901	96	5	team	team	NOUN
fsr-3901	96	6	meets	meet	VERB
fsr-3901	96	7	with	with	ADP
fsr-3901	96	8	a	a	DET
fsr-3901	96	9	client	client	NOUN
fsr-3901	96	10	participant	participant	NOUN
fsr-3901	96	11	under	under	ADP
fsr-3901	96	12	the	the	DET
fsr-3901	96	13	supervision	supervision	NOUN
fsr-3901	96	14	of	of	ADP
fsr-3901	96	15	the	the	DET
fsr-3901	96	16	instructor	instructor	NOUN
fsr-3901	96	17	and	and	CCONJ
fsr-3901	96	18	the	the	DET
fsr-3901	96	19	financial	financial	ADJ
fsr-3901	96	20	planner	planner	NOUN
fsr-3901	96	21	.	.	PUNCT
fsr-3901	97	1	students	student	NOUN
fsr-3901	97	2	perform	perform	VERB
fsr-3901	97	3	virtually	virtually	ADV
fsr-3901	97	4	all	all	PRON
fsr-3901	97	5	of	of	ADP
fsr-3901	97	6	the	the	DET
fsr-3901	97	7	questioning	questioning	NOUN
fsr-3901	97	8	,	,	PUNCT
fsr-3901	97	9	with	with	ADP
fsr-3901	97	10	the	the	DET
fsr-3901	97	11	instructor	instructor	NOUN
fsr-3901	97	12	and/or	and/or	CCONJ
fsr-3901	97	13	the	the	DET
fsr-3901	97	14	financial	financial	ADJ
fsr-3901	97	15	planner	planner	NOUN
fsr-3901	97	16	stepping	step	VERB
fsr-3901	97	17	in	in	ADP
fsr-3901	97	18	only	only	ADV
fsr-3901	97	19	if	if	SCONJ
fsr-3901	97	20	the	the	DET
fsr-3901	97	21	situation	situation	NOUN
fsr-3901	97	22	warrants	warrant	VERB
fsr-3901	97	23	it	it	PRON
fsr-3901	97	24	.	.	PUNCT
fsr-3901	98	1	it	it	PRON
fsr-3901	98	2	has	have	AUX
fsr-3901	98	3	been	be	AUX
fsr-3901	98	4	our	our	PRON
fsr-3901	98	5	experience	experience	NOUN
fsr-3901	98	6	that	that	SCONJ
fsr-3901	98	7	,	,	PUNCT
fsr-3901	98	8	having	having	AUX
fsr-3901	98	9	observed	observe	VERB
fsr-3901	98	10	a	a	DET
fsr-3901	98	11	number	number	NOUN
fsr-3901	98	12	of	of	ADP
fsr-3901	98	13	credit	credit	NOUN
fsr-3901	98	14	counseling	counseling	NOUN
fsr-3901	98	15	sessions	session	NOUN
fsr-3901	98	16	by	by	ADP
fsr-3901	98	17	this	this	DET
fsr-3901	98	18	point	point	NOUN
fsr-3901	98	19	,	,	PUNCT
fsr-3901	98	20	students	student	NOUN
fsr-3901	98	21	begin	begin	VERB
fsr-3901	98	22	to	to	PART
fsr-3901	98	23	have	have	VERB
fsr-3901	98	24	a	a	DET
fsr-3901	98	25	good	good	ADJ
fsr-3901	98	26	feel	feel	NOUN
fsr-3901	98	27	for	for	ADP
fsr-3901	98	28	interviewing	interview	VERB
fsr-3901	98	29	and	and	CCONJ
fsr-3901	98	30	questioning	question	VERB
fsr-3901	98	31	techniques	technique	NOUN
fsr-3901	98	32	and	and	CCONJ
fsr-3901	98	33	,	,	PUNCT
fsr-3901	98	34	in	in	ADP
fsr-3901	98	35	many	many	ADJ
fsr-3901	98	36	cases	case	NOUN
fsr-3901	98	37	,	,	PUNCT
fsr-3901	98	38	to	to	PART
fsr-3901	98	39	develop	develop	VERB
fsr-3901	98	40	some	some	DET
fsr-3901	98	41	self	self	NOUN
fsr-3901	98	42	-	-	PUNCT
fsr-3901	98	43	confidence	confidence	NOUN
fsr-3901	98	44	.	.	PUNCT
fsr-3901	99	1	over	over	ADP
fsr-3901	99	2	the	the	DET
fsr-3901	99	3	remaining	remain	VERB
fsr-3901	99	4	weeks	week	NOUN
fsr-3901	99	5	in	in	ADP
fsr-3901	99	6	this	this	DET
fsr-3901	99	7	period	period	NOUN
fsr-3901	99	8	,	,	PUNCT
fsr-3901	99	9	the	the	DET
fsr-3901	99	10	students	student	NOUN
fsr-3901	99	11	take	take	VERB
fsr-3901	99	12	the	the	DET
fsr-3901	99	13	information	information	NOUN
fsr-3901	99	14	obtained	obtain	VERB
fsr-3901	99	15	and	and	CCONJ
fsr-3901	99	16	,	,	PUNCT
fsr-3901	99	17	with	with	ADP
fsr-3901	99	18	the	the	DET
fsr-3901	99	19	assistance	assistance	NOUN
fsr-3901	99	20	of	of	ADP
fsr-3901	99	21	the	the	DET
fsr-3901	99	22	instructor	instructor	NOUN
fsr-3901	99	23	and	and	CCONJ
fsr-3901	99	24	using	use	VERB
fsr-3901	99	25	the	the	DET
fsr-3901	99	26	software	software	NOUN
fsr-3901	99	27	,	,	PUNCT
fsr-3901	99	28	generate	generate	VERB
fsr-3901	99	29	an	an	DET
fsr-3901	99	30	initial	initial	ADJ
fsr-3901	99	31	financial	financial	ADJ
fsr-3901	99	32	plan	plan	NOUN
fsr-3901	99	33	for	for	ADP
fsr-3901	99	34	the	the	DET
fsr-3901	99	35	client	client	NOUN
fsr-3901	99	36	participant	participant	NOUN
fsr-3901	99	37	.	.	PUNCT
fsr-3901	100	1	while	while	SCONJ
fsr-3901	100	2	traditional	traditional	ADJ
fsr-3901	100	3	class	class	NOUN
fsr-3901	100	4	meetings	meeting	NOUN
fsr-3901	100	5	have	have	AUX
fsr-3901	100	6	ceased	cease	VERB
fsr-3901	100	7	at	at	ADP
fsr-3901	100	8	this	this	DET
fsr-3901	100	9	point	point	NOUN
fsr-3901	100	10	,	,	PUNCT
fsr-3901	100	11	the	the	DET
fsr-3901	100	12	instructor	instructor	NOUN
fsr-3901	100	13	should	should	AUX
fsr-3901	100	14	strive	strive	VERB
fsr-3901	100	15	to	to	PART
fsr-3901	100	16	keep	keep	VERB
fsr-3901	100	17	close	close	ADJ
fsr-3901	100	18	tabs	tab	NOUN
fsr-3901	100	19	via	via	ADP
fsr-3901	100	20	phone	phone	NOUN
fsr-3901	100	21	or	or	CCONJ
fsr-3901	100	22	e	e	NOUN
fsr-3901	100	23	-	-	NOUN
fsr-3901	100	24	mail	mail	NOUN
fsr-3901	100	25	on	on	ADP
fsr-3901	100	26	the	the	DET
fsr-3901	100	27	progress	progress	NOUN
fsr-3901	100	28	of	of	ADP
fsr-3901	100	29	each	each	DET
fsr-3901	100	30	student	student	NOUN
fsr-3901	100	31	team	team	NOUN
fsr-3901	100	32	in	in	ADP
fsr-3901	100	33	preparing	prepare	VERB
fsr-3901	100	34	its	its	PRON
fsr-3901	100	35	financial	financial	ADJ
fsr-3901	100	36	plan	plan	NOUN
fsr-3901	100	37	.	.	PUNCT
fsr-3901	101	1	unless	unless	SCONJ
fsr-3901	101	2	one	one	NUM
fsr-3901	101	3	restricts	restrict	VERB
fsr-3901	101	4	course	course	NOUN
fsr-3901	101	5	enrollment	enrollment	NOUN
fsr-3901	101	6	to	to	ADP
fsr-3901	101	7	a	a	DET
fsr-3901	101	8	relatively	relatively	ADV
fsr-3901	101	9	small	small	ADJ
fsr-3901	101	10	number	number	NOUN
fsr-3901	101	11	,	,	PUNCT
fsr-3901	101	12	this	this	DET
fsr-3901	101	13	aspect	aspect	NOUN
fsr-3901	101	14	of	of	ADP
fsr-3901	101	15	the	the	DET
fsr-3901	101	16	course	course	NOUN
fsr-3901	101	17	can	can	AUX
fsr-3901	101	18	become	become	VERB
fsr-3901	101	19	time	time	NOUN
fsr-3901	101	20	-	-	PUNCT
fsr-3901	101	21	consuming	consume	VERB
fsr-3901	101	22	for	for	ADP
fsr-3901	101	23	the	the	DET
fsr-3901	101	24	instructor	instructor	NOUN
fsr-3901	101	25	.	.	PUNCT
fsr-3901	102	1	additionally	additionally	ADV
fsr-3901	102	2	,	,	PUNCT
fsr-3901	102	3	close	close	ADJ
fsr-3901	102	4	monitoring	monitoring	NOUN
fsr-3901	102	5	ensures	ensure	VERB
fsr-3901	102	6	that	that	SCONJ
fsr-3901	102	7	any	any	DET
fsr-3901	102	8	unforeseen	unforeseen	ADJ
fsr-3901	102	9	problems	problem	NOUN
fsr-3901	102	10	or	or	CCONJ
fsr-3901	102	11	questions	question	NOUN
fsr-3901	102	12	that	that	PRON
fsr-3901	102	13	may	may	AUX
fsr-3901	102	14	arise	arise	VERB
fsr-3901	102	15	in	in	ADP
fsr-3901	102	16	the	the	DET
fsr-3901	102	17	work	work	NOUN
fsr-3901	102	18	environment	environment	NOUN
fsr-3901	102	19	can	can	AUX
fsr-3901	102	20	be	be	AUX
fsr-3901	102	21	quickly	quickly	ADV
fsr-3901	102	22	addressed	address	VERB
fsr-3901	102	23	.	.	PUNCT
fsr-3901	103	1	4.1.4	4.1.4	X
fsr-3901	103	2	.	.	PUNCT
fsr-3901	104	1	weeks	week	NOUN
fsr-3901	104	2	13–14	13–14	NUM
fsr-3901	104	3	as	as	ADP
fsr-3901	104	4	the	the	DET
fsr-3901	104	5	end	end	NOUN
fsr-3901	104	6	of	of	ADP
fsr-3901	104	7	the	the	DET
fsr-3901	104	8	semester	semester	NOUN
fsr-3901	104	9	approaches	approach	NOUN
fsr-3901	104	10	,	,	PUNCT
fsr-3901	104	11	the	the	DET
fsr-3901	104	12	initial	initial	ADJ
fsr-3901	104	13	financial	financial	ADJ
fsr-3901	104	14	plan	plan	NOUN
fsr-3901	104	15	is	be	AUX
fsr-3901	104	16	presented	present	VERB
fsr-3901	104	17	to	to	ADP
fsr-3901	104	18	the	the	DET
fsr-3901	104	19	instructor	instructor	NOUN
fsr-3901	104	20	and	and	CCONJ
fsr-3901	104	21	the	the	DET
fsr-3901	104	22	financial	financial	ADJ
fsr-3901	104	23	planner	planner	NOUN
fsr-3901	104	24	for	for	ADP
fsr-3901	104	25	comment	comment	NOUN
fsr-3901	104	26	and	and	CCONJ
fsr-3901	104	27	revision	revision	NOUN
fsr-3901	104	28	.	.	PUNCT
fsr-3901	105	1	this	this	PRON
fsr-3901	105	2	is	be	AUX
fsr-3901	105	3	essentially	essentially	ADV
fsr-3901	105	4	a	a	DET
fsr-3901	105	5	dry	dry	ADJ
fsr-3901	105	6	run	run	NOUN
fsr-3901	105	7	of	of	ADP
fsr-3901	105	8	the	the	DET
fsr-3901	105	9	eventual	eventual	ADJ
fsr-3901	105	10	formal	formal	ADJ
fsr-3901	105	11	presentation	presentation	NOUN
fsr-3901	105	12	to	to	ADP
fsr-3901	105	13	the	the	DET
fsr-3901	105	14	client	client	NOUN
fsr-3901	105	15	and	and	CCONJ
fsr-3901	105	16	is	be	AUX
fsr-3901	105	17	extremely	extremely	ADV
fsr-3901	105	18	useful	useful	ADJ
fsr-3901	105	19	in	in	ADP
fsr-3901	105	20	identifying	identify	VERB
fsr-3901	105	21	gaps	gap	NOUN
fsr-3901	105	22	and/or	and/or	CCONJ
fsr-3901	105	23	weak	weak	ADJ
fsr-3901	105	24	points	point	NOUN
fsr-3901	105	25	in	in	ADP
fsr-3901	105	26	the	the	DET
fsr-3901	105	27	plan	plan	NOUN
fsr-3901	105	28	.	.	PUNCT
fsr-3901	106	1	students	student	NOUN
fsr-3901	106	2	must	must	AUX
fsr-3901	106	3	list	list	VERB
fsr-3901	106	4	completely	completely	ADV
fsr-3901	106	5	all	all	DET
fsr-3901	106	6	assumptions	assumption	NOUN
fsr-3901	106	7	made	make	VERB
fsr-3901	106	8	in	in	ADP
fsr-3901	106	9	the	the	DET
fsr-3901	106	10	generation	generation	NOUN
fsr-3901	106	11	of	of	ADP
fsr-3901	106	12	the	the	DET
fsr-3901	106	13	plan	plan	NOUN
fsr-3901	106	14	,	,	PUNCT
fsr-3901	106	15	and	and	CCONJ
fsr-3901	106	16	provide	provide	VERB
fsr-3901	106	17	a	a	DET
fsr-3901	106	18	set	set	NOUN
fsr-3901	106	19	of	of	ADP
fsr-3901	106	20	“	"	PUNCT
fsr-3901	106	21	action	action	NOUN
fsr-3901	106	22	steps	step	NOUN
fsr-3901	106	23	”	"	PUNCT
fsr-3901	106	24	to	to	PART
fsr-3901	106	25	be	be	AUX
fsr-3901	106	26	recommended	recommend	VERB
fsr-3901	106	27	to	to	ADP
fsr-3901	106	28	the	the	DET
fsr-3901	106	29	client	client	NOUN
fsr-3901	106	30	.	.	PUNCT
fsr-3901	107	1	in	in	ADP
fsr-3901	107	2	general	general	ADJ
fsr-3901	107	3	,	,	PUNCT
fsr-3901	107	4	the	the	DET
fsr-3901	107	5	plan	plan	NOUN
fsr-3901	107	6	should	should	AUX
fsr-3901	107	7	include	include	VERB
fsr-3901	107	8	recommendations	recommendation	NOUN
fsr-3901	107	9	which	which	PRON
fsr-3901	107	10	will	will	AUX
fsr-3901	107	11	lead	lead	VERB
fsr-3901	107	12	to	to	ADP
fsr-3901	107	13	accomplishment	accomplishment	NOUN
fsr-3901	107	14	of	of	ADP
fsr-3901	107	15	298	298	NUM
fsr-3901	107	16	t.h	t.h	PROPN
fsr-3901	107	17	.	.	PROPN
fsr-3901	107	18	eyssell	eyssell	PROPN
fsr-3901	107	19	/	/	SYM
fsr-3901	107	20	financial	financial	ADJ
fsr-3901	107	21	services	service	NOUN
fsr-3901	107	22	review	review	VERB
fsr-3901	107	23	8	8	NUM
fsr-3901	107	24	(	(	PUNCT
fsr-3901	107	25	1999	1999	NUM
fsr-3901	107	26	)	)	PUNCT
fsr-3901	108	1	293–303	293–303	NUM
fsr-3901	108	2	the	the	DET
fsr-3901	108	3	client	client	NOUN
fsr-3901	108	4	’s	’s	PART
fsr-3901	108	5	goals	goal	NOUN
fsr-3901	108	6	,	,	PUNCT
fsr-3901	108	7	and	and	CCONJ
fsr-3901	108	8	include	include	VERB
fsr-3901	108	9	sections	section	NOUN
fsr-3901	108	10	covering	cover	VERB
fsr-3901	108	11	the	the	DET
fsr-3901	108	12	following	follow	VERB
fsr-3901	108	13	topics	topic	NOUN
fsr-3901	108	14	:	:	PUNCT
fsr-3901	108	15	evaluation	evaluation	NOUN
fsr-3901	108	16	of	of	ADP
fsr-3901	108	17	the	the	DET
fsr-3901	108	18	client	client	NOUN
fsr-3901	108	19	’s	’s	PART
fsr-3901	108	20	current	current	ADJ
fsr-3901	108	21	financial	financial	ADJ
fsr-3901	108	22	position	position	NOUN
fsr-3901	108	23	,	,	PUNCT
fsr-3901	108	24	with	with	ADP
fsr-3901	108	25	particular	particular	ADJ
fsr-3901	108	26	emphasis	emphasis	NOUN
fsr-3901	108	27	on	on	ADP
fsr-3901	108	28	both	both	DET
fsr-3901	108	29	shortand	shortand	NOUN
fsr-3901	108	30	long	long	ADJ
fsr-3901	108	31	-	-	PUNCT
fsr-3901	108	32	term	term	NOUN
fsr-3901	108	33	liquidity	liquidity	NOUN
fsr-3901	108	34	needs	need	NOUN
fsr-3901	108	35	;	;	PUNCT
fsr-3901	108	36	analysis	analysis	NOUN
fsr-3901	108	37	of	of	ADP
fsr-3901	108	38	the	the	DET
fsr-3901	108	39	client	client	NOUN
fsr-3901	108	40	’s	’s	PART
fsr-3901	108	41	current	current	ADJ
fsr-3901	108	42	life	life	NOUN
fsr-3901	108	43	insurance	insurance	NOUN
fsr-3901	108	44	coverage	coverage	NOUN
fsr-3901	108	45	and	and	CCONJ
fsr-3901	108	46	recommendations	recommendation	NOUN
fsr-3901	108	47	for	for	ADP
fsr-3901	108	48	changes	change	NOUN
fsr-3901	108	49	in	in	ADP
fsr-3901	108	50	the	the	DET
fsr-3901	108	51	amount	amount	NOUN
fsr-3901	108	52	and/or	and/or	CCONJ
fsr-3901	108	53	types	type	NOUN
fsr-3901	108	54	of	of	ADP
fsr-3901	108	55	insurance	insurance	NOUN
fsr-3901	108	56	needed	need	VERB
fsr-3901	108	57	,	,	PUNCT
fsr-3901	108	58	if	if	SCONJ
fsr-3901	108	59	appropriate	appropriate	ADJ
fsr-3901	108	60	;	;	PUNCT
fsr-3901	108	61	assessment	assessment	NOUN
fsr-3901	108	62	of	of	ADP
fsr-3901	108	63	the	the	DET
fsr-3901	108	64	client	client	NOUN
fsr-3901	108	65	’s	’s	PART
fsr-3901	108	66	retirement	retirement	PROPN
fsr-3901	108	67	program	program	NOUN
fsr-3901	108	68	,	,	PUNCT
fsr-3901	108	69	including	include	VERB
fsr-3901	108	70	plans	plan	NOUN
fsr-3901	108	71	made	make	VERB
fsr-3901	108	72	through	through	ADP
fsr-3901	108	73	his	his	PRON
fsr-3901	108	74	/	/	SYM
fsr-3901	108	75	her	her	PRON
fsr-3901	108	76	employer	employer	NOUN
fsr-3901	108	77	,	,	PUNCT
fsr-3901	108	78	as	as	ADV
fsr-3901	108	79	well	well	ADV
fsr-3901	108	80	as	as	ADP
fsr-3901	108	81	personal	personal	ADJ
fsr-3901	108	82	savings	saving	NOUN
fsr-3901	108	83	and	and	CCONJ
fsr-3901	108	84	investment	investment	NOUN
fsr-3901	108	85	;	;	PUNCT
fsr-3901	108	86	and	and	CCONJ
fsr-3901	108	87	analysis	analysis	NOUN
fsr-3901	108	88	of	of	ADP
fsr-3901	108	89	the	the	DET
fsr-3901	108	90	client	client	NOUN
fsr-3901	108	91	’s	’s	PART
fsr-3901	108	92	investment	investment	NOUN
fsr-3901	108	93	portfolio	portfolio	NOUN
fsr-3901	108	94	relative	relative	ADJ
fsr-3901	108	95	to	to	ADP
fsr-3901	108	96	the	the	DET
fsr-3901	108	97	return	return	NOUN
fsr-3901	108	98	required	require	VERB
fsr-3901	108	99	to	to	PART
fsr-3901	108	100	meet	meet	VERB
fsr-3901	108	101	his	his	PRON
fsr-3901	108	102	/	/	SYM
fsr-3901	108	103	her	her	PRON
fsr-3901	108	104	goals	goal	NOUN
fsr-3901	108	105	,	,	PUNCT
fsr-3901	108	106	conditioned	condition	VERB
fsr-3901	108	107	by	by	ADP
fsr-3901	108	108	the	the	DET
fsr-3901	108	109	client	client	NOUN
fsr-3901	108	110	’s	’s	PART
fsr-3901	108	111	stated	state	VERB
fsr-3901	108	112	risk	risk	NOUN
fsr-3901	108	113	tolerance.11	tolerance.11	VERB
fsr-3901	108	114	the	the	DET
fsr-3901	108	115	instructor	instructor	NOUN
fsr-3901	108	116	and	and	CCONJ
fsr-3901	108	117	the	the	DET
fsr-3901	108	118	practitioner	practitioner	NOUN
fsr-3901	108	119	are	be	AUX
fsr-3901	108	120	encouraged	encourage	VERB
fsr-3901	108	121	to	to	PART
fsr-3901	108	122	probe	probe	VERB
fsr-3901	108	123	every	every	DET
fsr-3901	108	124	detail	detail	NOUN
fsr-3901	108	125	of	of	ADP
fsr-3901	108	126	the	the	DET
fsr-3901	108	127	plan	plan	NOUN
fsr-3901	108	128	at	at	ADP
fsr-3901	108	129	this	this	DET
fsr-3901	108	130	point	point	NOUN
fsr-3901	108	131	.	.	PUNCT
fsr-3901	109	1	this	this	PRON
fsr-3901	109	2	is	be	AUX
fsr-3901	109	3	likely	likely	ADJ
fsr-3901	109	4	the	the	DET
fsr-3901	109	5	first	first	ADJ
fsr-3901	109	6	financial	financial	ADJ
fsr-3901	109	7	plan	plan	NOUN
fsr-3901	109	8	the	the	DET
fsr-3901	109	9	students	student	NOUN
fsr-3901	109	10	have	have	AUX
fsr-3901	109	11	prepared	prepare	VERB
fsr-3901	109	12	(	(	PUNCT
fsr-3901	109	13	apart	apart	ADV
fsr-3901	109	14	from	from	ADP
fsr-3901	109	15	that	that	PRON
fsr-3901	109	16	done	do	VERB
fsr-3901	109	17	for	for	ADP
fsr-3901	109	18	the	the	DET
fsr-3901	109	19	introductory	introductory	ADJ
fsr-3901	109	20	course	course	NOUN
fsr-3901	109	21	,	,	PUNCT
fsr-3901	109	22	in	in	ADP
fsr-3901	109	23	our	our	PRON
fsr-3901	109	24	case	case	NOUN
fsr-3901	109	25	)	)	PUNCT
fsr-3901	109	26	,	,	PUNCT
fsr-3901	109	27	and	and	CCONJ
fsr-3901	109	28	should	should	AUX
fsr-3901	109	29	be	be	AUX
fsr-3901	109	30	considered	consider	VERB
fsr-3901	109	31	a	a	DET
fsr-3901	109	32	“	"	PUNCT
fsr-3901	109	33	first	first	ADJ
fsr-3901	109	34	draft	draft	NOUN
fsr-3901	109	35	”	"	PUNCT
fsr-3901	109	36	of	of	ADP
fsr-3901	109	37	the	the	DET
fsr-3901	109	38	final	final	ADJ
fsr-3901	109	39	document	document	NOUN
fsr-3901	109	40	.	.	PUNCT
fsr-3901	110	1	necessary	necessary	ADJ
fsr-3901	110	2	revisions	revision	NOUN
fsr-3901	110	3	to	to	ADP
fsr-3901	110	4	the	the	DET
fsr-3901	110	5	plan	plan	NOUN
fsr-3901	110	6	are	be	AUX
fsr-3901	110	7	made	make	VERB
fsr-3901	110	8	,	,	PUNCT
fsr-3901	110	9	and	and	CCONJ
fsr-3901	110	10	students	student	NOUN
fsr-3901	110	11	continue	continue	VERB
fsr-3901	110	12	to	to	PART
fsr-3901	110	13	practice	practice	VERB
fsr-3901	110	14	their	their	PRON
fsr-3901	110	15	presentation	presentation	NOUN
fsr-3901	110	16	technique	technique	NOUN
fsr-3901	110	17	.	.	PUNCT
fsr-3901	111	1	4.1.5	4.1.5	X
fsr-3901	111	2	.	.	PUNCT
fsr-3901	111	3	week	week	NOUN
fsr-3901	111	4	15	15	NUM
fsr-3901	111	5	in	in	ADP
fsr-3901	111	6	the	the	DET
fsr-3901	111	7	final	final	ADJ
fsr-3901	111	8	week	week	NOUN
fsr-3901	111	9	of	of	ADP
fsr-3901	111	10	the	the	DET
fsr-3901	111	11	course	course	NOUN
fsr-3901	111	12	,	,	PUNCT
fsr-3901	111	13	the	the	DET
fsr-3901	111	14	client	client	NOUN
fsr-3901	111	15	participant	participant	NOUN
fsr-3901	111	16	returns	return	NOUN
fsr-3901	111	17	and	and	CCONJ
fsr-3901	111	18	the	the	DET
fsr-3901	111	19	students	student	NOUN
fsr-3901	111	20	present	present	VERB
fsr-3901	111	21	the	the	DET
fsr-3901	111	22	completed	complete	VERB
fsr-3901	111	23	financial	financial	ADJ
fsr-3901	111	24	plan	plan	NOUN
fsr-3901	111	25	under	under	ADP
fsr-3901	111	26	the	the	DET
fsr-3901	111	27	supervision	supervision	NOUN
fsr-3901	111	28	of	of	ADP
fsr-3901	111	29	the	the	DET
fsr-3901	111	30	instructor	instructor	NOUN
fsr-3901	111	31	and	and	CCONJ
fsr-3901	111	32	the	the	DET
fsr-3901	111	33	participating	participate	VERB
fsr-3901	111	34	financial	financial	ADJ
fsr-3901	111	35	planner	planner	NOUN
fsr-3901	111	36	.	.	PUNCT
fsr-3901	112	1	the	the	DET
fsr-3901	112	2	client	client	NOUN
fsr-3901	112	3	participant	participant	NOUN
fsr-3901	112	4	is	be	AUX
fsr-3901	112	5	encouraged	encourage	VERB
fsr-3901	112	6	to	to	PART
fsr-3901	112	7	ask	ask	VERB
fsr-3901	112	8	questions	question	NOUN
fsr-3901	112	9	of	of	ADP
fsr-3901	112	10	the	the	DET
fsr-3901	112	11	students	student	NOUN
fsr-3901	112	12	,	,	PUNCT
fsr-3901	112	13	and	and	CCONJ
fsr-3901	112	14	,	,	PUNCT
fsr-3901	112	15	once	once	ADV
fsr-3901	112	16	again	again	ADV
fsr-3901	112	17	,	,	PUNCT
fsr-3901	112	18	the	the	DET
fsr-3901	112	19	instructor	instructor	NOUN
fsr-3901	112	20	and	and	CCONJ
fsr-3901	112	21	the	the	DET
fsr-3901	112	22	planner	planner	NOUN
fsr-3901	112	23	serve	serve	VERB
fsr-3901	112	24	primarily	primarily	ADV
fsr-3901	112	25	as	as	ADP
fsr-3901	112	26	observers	observer	NOUN
fsr-3901	112	27	.	.	PUNCT
fsr-3901	113	1	the	the	DET
fsr-3901	113	2	presentation	presentation	NOUN
fsr-3901	113	3	ends	end	VERB
fsr-3901	113	4	with	with	ADP
fsr-3901	113	5	the	the	DET
fsr-3901	113	6	aforementioned	aforementioned	ADJ
fsr-3901	113	7	list	list	NOUN
fsr-3901	113	8	of	of	ADP
fsr-3901	113	9	financial	financial	ADJ
fsr-3901	113	10	recommendations	recommendation	NOUN
fsr-3901	113	11	or	or	CCONJ
fsr-3901	113	12	“	"	PUNCT
fsr-3901	113	13	action	action	NOUN
fsr-3901	113	14	steps	step	NOUN
fsr-3901	113	15	”	"	PUNCT
fsr-3901	113	16	that	that	PRON
fsr-3901	113	17	the	the	DET
fsr-3901	113	18	client	client	NOUN
fsr-3901	113	19	can	can	AUX
fsr-3901	113	20	implement	implement	VERB
fsr-3901	113	21	should	should	AUX
fsr-3901	113	22	s	s	PART
fsr-3901	113	23	/	/	SYM
fsr-3901	113	24	he	he	PRON
fsr-3901	113	25	so	so	ADV
fsr-3901	113	26	choose	choose	VERB
fsr-3901	113	27	.	.	PUNCT
fsr-3901	114	1	assigning	assign	VERB
fsr-3901	114	2	grades	grade	NOUN
fsr-3901	114	3	in	in	ADP
fsr-3901	114	4	the	the	DET
fsr-3901	114	5	practicum	practicum	NOUN
fsr-3901	114	6	is	be	AUX
fsr-3901	114	7	a	a	DET
fsr-3901	114	8	bit	bit	NOUN
fsr-3901	114	9	different	different	ADJ
fsr-3901	114	10	than	than	ADP
fsr-3901	114	11	in	in	ADP
fsr-3901	114	12	a	a	DET
fsr-3901	114	13	more	more	ADV
fsr-3901	114	14	traditional	traditional	ADJ
fsr-3901	114	15	course	course	NOUN
fsr-3901	114	16	.	.	PUNCT
fsr-3901	115	1	first	first	ADV
fsr-3901	115	2	,	,	PUNCT
fsr-3901	115	3	given	give	VERB
fsr-3901	115	4	the	the	DET
fsr-3901	115	5	nature	nature	NOUN
fsr-3901	115	6	of	of	ADP
fsr-3901	115	7	this	this	DET
fsr-3901	115	8	course	course	NOUN
fsr-3901	115	9	,	,	PUNCT
fsr-3901	115	10	i	i	PRON
fsr-3901	115	11	choose	choose	VERB
fsr-3901	115	12	not	not	PART
fsr-3901	115	13	to	to	PART
fsr-3901	115	14	give	give	VERB
fsr-3901	115	15	examinations	examination	NOUN
fsr-3901	115	16	.	.	PUNCT
fsr-3901	116	1	rather	rather	ADV
fsr-3901	116	2	,	,	PUNCT
fsr-3901	116	3	students	student	NOUN
fsr-3901	116	4	are	be	AUX
fsr-3901	116	5	graded	grade	VERB
fsr-3901	116	6	on	on	ADP
fsr-3901	116	7	the	the	DET
fsr-3901	116	8	quality	quality	NOUN
fsr-3901	116	9	of	of	ADP
fsr-3901	116	10	their	their	PRON
fsr-3901	116	11	work	work	NOUN
fsr-3901	116	12	at	at	ADP
fsr-3901	116	13	the	the	DET
fsr-3901	116	14	cccs	cccs	NOUN
fsr-3901	116	15	(	(	PUNCT
fsr-3901	116	16	on	on	ADP
fsr-3901	116	17	which	which	PRON
fsr-3901	116	18	they	they	PRON
fsr-3901	116	19	are	be	AUX
fsr-3901	116	20	required	require	VERB
fsr-3901	116	21	to	to	PART
fsr-3901	116	22	write	write	VERB
fsr-3901	116	23	a	a	DET
fsr-3901	116	24	brief	brief	ADJ
fsr-3901	116	25	commentary	commentary	NOUN
fsr-3901	116	26	at	at	ADP
fsr-3901	116	27	the	the	DET
fsr-3901	116	28	end	end	NOUN
fsr-3901	116	29	of	of	ADP
fsr-3901	116	30	the	the	DET
fsr-3901	116	31	semester	semester	NOUN
fsr-3901	116	32	)	)	PUNCT
fsr-3901	116	33	,	,	PUNCT
fsr-3901	116	34	on	on	ADP
fsr-3901	116	35	the	the	DET
fsr-3901	116	36	quality	quality	NOUN
fsr-3901	116	37	of	of	ADP
fsr-3901	116	38	the	the	DET
fsr-3901	116	39	plan	plan	NOUN
fsr-3901	116	40	document	document	NOUN
fsr-3901	116	41	and	and	CCONJ
fsr-3901	116	42	on	on	ADP
fsr-3901	116	43	the	the	DET
fsr-3901	116	44	presentation	presentation	NOUN
fsr-3901	116	45	of	of	ADP
fsr-3901	116	46	it	it	PRON
fsr-3901	116	47	to	to	ADP
fsr-3901	116	48	the	the	DET
fsr-3901	116	49	client	client	NOUN
fsr-3901	116	50	participant	participant	NOUN
fsr-3901	116	51	.	.	PUNCT
fsr-3901	117	1	also	also	ADV
fsr-3901	117	2	,	,	PUNCT
fsr-3901	117	3	since	since	SCONJ
fsr-3901	117	4	students	student	NOUN
fsr-3901	117	5	are	be	AUX
fsr-3901	117	6	working	work	VERB
fsr-3901	117	7	in	in	ADP
fsr-3901	117	8	teams	team	NOUN
fsr-3901	117	9	,	,	PUNCT
fsr-3901	117	10	some	some	DET
fsr-3901	117	11	instructors	instructor	NOUN
fsr-3901	117	12	may	may	AUX
fsr-3901	117	13	wish	wish	VERB
fsr-3901	117	14	to	to	PART
fsr-3901	117	15	allow	allow	VERB
fsr-3901	117	16	them	they	PRON
fsr-3901	117	17	to	to	PART
fsr-3901	117	18	grade	grade	VERB
fsr-3901	117	19	other	other	ADJ
fsr-3901	117	20	team	team	NOUN
fsr-3901	117	21	members	member	NOUN
fsr-3901	117	22	on	on	ADP
fsr-3901	117	23	the	the	DET
fsr-3901	117	24	quantity	quantity	NOUN
fsr-3901	117	25	and	and	CCONJ
fsr-3901	117	26	quality	quality	NOUN
fsr-3901	117	27	of	of	ADP
fsr-3901	117	28	their	their	PRON
fsr-3901	117	29	efforts	effort	NOUN
fsr-3901	117	30	in	in	ADP
fsr-3901	117	31	preparing	prepare	VERB
fsr-3901	117	32	the	the	DET
fsr-3901	117	33	plan	plan	NOUN
fsr-3901	117	34	.	.	PUNCT
fsr-3901	118	1	4.2	4.2	NUM
fsr-3901	118	2	.	.	PUNCT
fsr-3901	118	3	benefits	benefit	NOUN
fsr-3901	118	4	,	,	PUNCT
fsr-3901	118	5	costs	cost	NOUN
fsr-3901	118	6	,	,	PUNCT
fsr-3901	118	7	and	and	CCONJ
fsr-3901	118	8	caveats	caveat	NOUN
fsr-3901	118	9	i	i	PRON
fsr-3901	118	10	believe	believe	VERB
fsr-3901	118	11	the	the	DET
fsr-3901	118	12	most	most	ADV
fsr-3901	118	13	important	important	ADJ
fsr-3901	118	14	benefits	benefit	NOUN
fsr-3901	118	15	of	of	ADP
fsr-3901	118	16	the	the	DET
fsr-3901	118	17	practicum	practicum	NOUN
fsr-3901	118	18	are	be	AUX
fsr-3901	118	19	the	the	DET
fsr-3901	118	20	client	client	NOUN
fsr-3901	118	21	interaction	interaction	NOUN
fsr-3901	118	22	and	and	CCONJ
fsr-3901	118	23	the	the	DET
fsr-3901	118	24	real	real	ADJ
fsr-3901	118	25	-	-	PUNCT
fsr-3901	118	26	world	world	NOUN
fsr-3901	118	27	lessons	lesson	NOUN
fsr-3901	118	28	learned	learn	VERB
fsr-3901	118	29	by	by	ADP
fsr-3901	118	30	the	the	DET
fsr-3901	118	31	student	student	NOUN
fsr-3901	118	32	participants	participant	NOUN
fsr-3901	118	33	.	.	PUNCT
fsr-3901	119	1	first	first	ADV
fsr-3901	119	2	and	and	CCONJ
fsr-3901	119	3	foremost	foremost	ADV
fsr-3901	119	4	,	,	PUNCT
fsr-3901	119	5	the	the	DET
fsr-3901	119	6	students	student	NOUN
fsr-3901	119	7	learn	learn	VERB
fsr-3901	119	8	the	the	DET
fsr-3901	119	9	importance	importance	NOUN
fsr-3901	119	10	of	of	ADP
fsr-3901	119	11	the	the	DET
fsr-3901	119	12	ability	ability	NOUN
fsr-3901	119	13	to	to	PART
fsr-3901	119	14	deal	deal	VERB
fsr-3901	119	15	with	with	ADP
fsr-3901	119	16	people	people	NOUN
fsr-3901	119	17	on	on	ADP
fsr-3901	119	18	a	a	DET
fsr-3901	119	19	one	one	NUM
fsr-3901	119	20	-	-	PUNCT
fsr-3901	119	21	to	to	ADP
fsr-3901	119	22	-	-	PUNCT
fsr-3901	119	23	one	one	NUM
fsr-3901	119	24	basis	basis	NOUN
fsr-3901	119	25	in	in	ADP
fsr-3901	119	26	a	a	DET
fsr-3901	119	27	situation	situation	NOUN
fsr-3901	119	28	that	that	PRON
fsr-3901	119	29	is	be	AUX
fsr-3901	119	30	complicated	complicate	VERB
fsr-3901	119	31	by	by	ADP
fsr-3901	119	32	the	the	DET
fsr-3901	119	33	requirement	requirement	NOUN
fsr-3901	119	34	that	that	SCONJ
fsr-3901	119	35	the	the	DET
fsr-3901	119	36	client	client	NOUN
fsr-3901	119	37	lay	lie	VERB
fsr-3901	119	38	bare	bare	ADJ
fsr-3901	119	39	his	his	PRON
fsr-3901	119	40	/	/	SYM
fsr-3901	119	41	her	her	PRON
fsr-3901	119	42	financial	financial	ADJ
fsr-3901	119	43	situation	situation	NOUN
fsr-3901	119	44	.	.	PUNCT
fsr-3901	120	1	on	on	ADP
fsr-3901	120	2	the	the	DET
fsr-3901	120	3	more	more	ADV
fsr-3901	120	4	concrete	concrete	ADJ
fsr-3901	120	5	side	side	NOUN
fsr-3901	120	6	,	,	PUNCT
fsr-3901	120	7	student	student	NOUN
fsr-3901	120	8	participants	participant	NOUN
fsr-3901	120	9	are	be	AUX
fsr-3901	120	10	likely	likely	ADJ
fsr-3901	120	11	to	to	PART
fsr-3901	120	12	discover	discover	VERB
fsr-3901	120	13	the	the	DET
fsr-3901	120	14	following	follow	VERB
fsr-3901	120	15	facts	fact	NOUN
fsr-3901	120	16	,	,	PUNCT
fsr-3901	120	17	which	which	PRON
fsr-3901	120	18	will	will	AUX
fsr-3901	120	19	serve	serve	VERB
fsr-3901	120	20	them	they	PRON
fsr-3901	120	21	well	well	ADV
fsr-3901	120	22	should	should	AUX
fsr-3901	120	23	they	they	PRON
fsr-3901	120	24	eventually	eventually	ADV
fsr-3901	120	25	enter	enter	VERB
fsr-3901	120	26	the	the	DET
fsr-3901	120	27	financial	financial	ADJ
fsr-3901	120	28	services	service	NOUN
fsr-3901	120	29	industry	industry	NOUN
fsr-3901	120	30	:	:	PUNCT
fsr-3901	120	31	(	(	PUNCT
fsr-3901	120	32	1	1	X
fsr-3901	120	33	)	)	PUNCT
fsr-3901	120	34	many	many	ADJ
fsr-3901	120	35	people	people	NOUN
fsr-3901	120	36	have	have	VERB
fsr-3901	120	37	only	only	ADV
fsr-3901	120	38	a	a	DET
fsr-3901	120	39	vague	vague	ADJ
fsr-3901	120	40	understanding	understanding	NOUN
fsr-3901	120	41	of	of	ADP
fsr-3901	120	42	common	common	ADJ
fsr-3901	120	43	financial	financial	ADJ
fsr-3901	120	44	terms	term	NOUN
fsr-3901	120	45	.	.	PUNCT
fsr-3901	121	1	the	the	DET
fsr-3901	121	2	most	most	ADV
fsr-3901	121	3	basic	basic	ADJ
fsr-3901	121	4	notions	notion	NOUN
fsr-3901	121	5	of	of	ADP
fsr-3901	121	6	risk	risk	NOUN
fsr-3901	121	7	,	,	PUNCT
fsr-3901	121	8	reasonable	reasonable	ADJ
fsr-3901	121	9	rates	rate	NOUN
fsr-3901	121	10	of	of	ADP
fsr-3901	121	11	return	return	NOUN
fsr-3901	121	12	in	in	ADP
fsr-3901	121	13	various	various	ADJ
fsr-3901	121	14	asset	asset	NOUN
fsr-3901	121	15	classes	class	NOUN
fsr-3901	121	16	,	,	PUNCT
fsr-3901	121	17	long	long	ADV
fsr-3901	121	18	-	-	PUNCT
fsr-3901	121	19	run	run	VERB
fsr-3901	121	20	implications	implication	NOUN
fsr-3901	121	21	of	of	ADP
fsr-3901	121	22	different	different	ADJ
fsr-3901	121	23	asset	asset	NOUN
fsr-3901	121	24	allocations	allocation	NOUN
fsr-3901	121	25	(	(	PUNCT
fsr-3901	121	26	particularly	particularly	ADV
fsr-3901	121	27	in	in	ADP
fsr-3901	121	28	the	the	DET
fsr-3901	121	29	context	context	NOUN
fsr-3901	121	30	of	of	ADP
fsr-3901	121	31	defined	define	VERB
fsr-3901	121	32	contribution	contribution	NOUN
fsr-3901	121	33	retirement	retirement	NOUN
fsr-3901	121	34	plans	plan	NOUN
fsr-3901	121	35	)	)	PUNCT
fsr-3901	121	36	,	,	PUNCT
fsr-3901	121	37	and	and	CCONJ
fsr-3901	121	38	differences	difference	NOUN
fsr-3901	121	39	in	in	ADP
fsr-3901	121	40	the	the	DET
fsr-3901	121	41	costs	cost	NOUN
fsr-3901	121	42	and	and	CCONJ
fsr-3901	121	43	types	type	NOUN
fsr-3901	121	44	of	of	ADP
fsr-3901	121	45	life	life	NOUN
fsr-3901	121	46	insurance	insurance	NOUN
fsr-3901	121	47	policies	policy	NOUN
fsr-3901	121	48	are	be	AUX
fsr-3901	121	49	not	not	PART
fsr-3901	121	50	well	well	ADV
fsr-3901	121	51	understood	understand	VERB
fsr-3901	121	52	by	by	ADP
fsr-3901	121	53	the	the	DET
fsr-3901	121	54	public	public	NOUN
fsr-3901	121	55	at	at	ADP
fsr-3901	121	56	large	large	ADJ
fsr-3901	121	57	.	.	PUNCT
fsr-3901	122	1	(	(	PUNCT
fsr-3901	122	2	2	2	X
fsr-3901	122	3	)	)	PUNCT
fsr-3901	122	4	few	few	ADJ
fsr-3901	122	5	people	people	NOUN
fsr-3901	122	6	have	have	AUX
fsr-3901	122	7	well	well	ADV
fsr-3901	122	8	-	-	PUNCT
fsr-3901	122	9	thought	think	VERB
fsr-3901	122	10	out	out	ADP
fsr-3901	122	11	financial	financial	ADJ
fsr-3901	122	12	goals	goal	NOUN
fsr-3901	122	13	.	.	PUNCT
fsr-3901	123	1	what	what	PRON
fsr-3901	123	2	goals	goal	NOUN
fsr-3901	123	3	they	they	PRON
fsr-3901	123	4	do	do	AUX
fsr-3901	123	5	have	have	AUX
fsr-3901	123	6	are	be	AUX
fsr-3901	123	7	often	often	ADV
fsr-3901	123	8	not	not	PART
fsr-3901	123	9	highly	highly	ADV
fsr-3901	123	10	specific	specific	ADJ
fsr-3901	123	11	as	as	ADP
fsr-3901	123	12	to	to	ADP
fsr-3901	123	13	priority	priority	NOUN
fsr-3901	123	14	,	,	PUNCT
fsr-3901	123	15	nor	nor	CCONJ
fsr-3901	123	16	are	be	AUX
fsr-3901	123	17	they	they	PRON
fsr-3901	123	18	precise	precise	ADJ
fsr-3901	123	19	(	(	PUNCT
fsr-3901	123	20	or	or	CCONJ
fsr-3901	123	21	realistic	realistic	ADJ
fsr-3901	123	22	)	)	PUNCT
fsr-3901	123	23	as	as	ADP
fsr-3901	123	24	to	to	ADP
fsr-3901	123	25	the	the	DET
fsr-3901	123	26	financial	financial	ADJ
fsr-3901	123	27	resources	resource	NOUN
fsr-3901	123	28	required	require	VERB
fsr-3901	123	29	for	for	ADP
fsr-3901	123	30	attainment	attainment	NOUN
fsr-3901	123	31	.	.	PUNCT
fsr-3901	124	1	299t.h	299t.h	PROPN
fsr-3901	124	2	.	.	PUNCT
fsr-3901	125	1	eyssell	eyssell	PROPN
fsr-3901	125	2	/	/	SYM
fsr-3901	125	3	financial	financial	ADJ
fsr-3901	125	4	services	service	NOUN
fsr-3901	125	5	review	review	VERB
fsr-3901	125	6	8	8	NUM
fsr-3901	125	7	(	(	PUNCT
fsr-3901	125	8	1999	1999	NUM
fsr-3901	125	9	)	)	PUNCT
fsr-3901	126	1	293–303	293–303	NUM
fsr-3901	126	2	(	(	PUNCT
fsr-3901	126	3	3	3	NUM
fsr-3901	126	4	)	)	PUNCT
fsr-3901	126	5	client	client	NOUN
fsr-3901	126	6	-	-	PUNCT
fsr-3901	126	7	provided	provide	VERB
fsr-3901	126	8	financial	financial	ADJ
fsr-3901	126	9	information	information	NOUN
fsr-3901	126	10	is	be	AUX
fsr-3901	126	11	often	often	ADV
fsr-3901	126	12	incomplete	incomplete	ADJ
fsr-3901	126	13	and/or	and/or	CCONJ
fsr-3901	126	14	contradictory	contradictory	ADJ
fsr-3901	126	15	.	.	PUNCT
fsr-3901	127	1	this	this	PRON
fsr-3901	127	2	may	may	AUX
fsr-3901	127	3	be	be	AUX
fsr-3901	127	4	due	due	ADJ
fsr-3901	127	5	to	to	ADP
fsr-3901	127	6	several	several	ADJ
fsr-3901	127	7	factors	factor	NOUN
fsr-3901	127	8	,	,	PUNCT
fsr-3901	127	9	including	include	VERB
fsr-3901	127	10	the	the	DET
fsr-3901	127	11	client	client	NOUN
fsr-3901	127	12	’s	’s	PART
fsr-3901	127	13	lack	lack	NOUN
fsr-3901	127	14	of	of	ADP
fsr-3901	127	15	understanding	understanding	NOUN
fsr-3901	127	16	,	,	PUNCT
fsr-3901	127	17	as	as	ADV
fsr-3901	127	18	well	well	ADV
fsr-3901	127	19	as	as	ADP
fsr-3901	127	20	the	the	DET
fsr-3901	127	21	client	client	NOUN
fsr-3901	127	22	’s	’s	PART
fsr-3901	127	23	reluctance	reluctance	NOUN
fsr-3901	127	24	to	to	PART
fsr-3901	127	25	totally	totally	ADV
fsr-3901	127	26	expose	expose	VERB
fsr-3901	127	27	himself	himself	PRON
fsr-3901	127	28	/	/	SYM
fsr-3901	127	29	herself	herself	PRON
fsr-3901	127	30	financially	financially	ADV
fsr-3901	127	31	.	.	PUNCT
fsr-3901	128	1	students	student	NOUN
fsr-3901	128	2	should	should	AUX
fsr-3901	128	3	,	,	PUNCT
fsr-3901	128	4	following	follow	VERB
fsr-3901	128	5	their	their	PRON
fsr-3901	128	6	practicum	practicum	NOUN
fsr-3901	128	7	experience	experience	NOUN
fsr-3901	128	8	,	,	PUNCT
fsr-3901	128	9	have	have	VERB
fsr-3901	128	10	a	a	DET
fsr-3901	128	11	much	much	ADV
fsr-3901	128	12	better	well	ADJ
fsr-3901	128	13	idea	idea	NOUN
fsr-3901	128	14	of	of	ADP
fsr-3901	128	15	what	what	PRON
fsr-3901	128	16	questions	question	NOUN
fsr-3901	128	17	to	to	PART
fsr-3901	128	18	ask	ask	VERB
fsr-3901	128	19	and	and	CCONJ
fsr-3901	128	20	of	of	ADP
fsr-3901	128	21	what	what	PRON
fsr-3901	128	22	client	client	NOUN
fsr-3901	128	23	-	-	PUNCT
fsr-3901	128	24	provided	provide	VERB
fsr-3901	128	25	data	datum	NOUN
fsr-3901	128	26	to	to	PART
fsr-3901	128	27	be	be	AUX
fsr-3901	128	28	suspicious	suspicious	ADJ
fsr-3901	128	29	.	.	PUNCT
fsr-3901	129	1	of	of	ADP
fsr-3901	129	2	course	course	NOUN
fsr-3901	129	3	,	,	PUNCT
fsr-3901	129	4	one	one	PRON
fsr-3901	129	5	can	can	AUX
fsr-3901	129	6	lecture	lecture	VERB
fsr-3901	129	7	on	on	ADP
fsr-3901	129	8	these	these	DET
fsr-3901	129	9	aspects	aspect	NOUN
fsr-3901	129	10	of	of	ADP
fsr-3901	129	11	the	the	DET
fsr-3901	129	12	financial	financial	ADJ
fsr-3901	129	13	planning	planning	NOUN
fsr-3901	129	14	process	process	NOUN
fsr-3901	129	15	in	in	ADP
fsr-3901	129	16	the	the	DET
fsr-3901	129	17	traditional	traditional	ADJ
fsr-3901	129	18	manner	manner	NOUN
fsr-3901	129	19	,	,	PUNCT
fsr-3901	129	20	but	but	CCONJ
fsr-3901	129	21	it	it	PRON
fsr-3901	129	22	is	be	AUX
fsr-3901	129	23	my	my	PRON
fsr-3901	129	24	experience	experience	NOUN
fsr-3901	129	25	that	that	SCONJ
fsr-3901	129	26	a	a	DET
fsr-3901	129	27	much	much	ADV
fsr-3901	129	28	stronger	strong	ADJ
fsr-3901	129	29	impression	impression	NOUN
fsr-3901	129	30	is	be	AUX
fsr-3901	129	31	made	make	VERB
fsr-3901	129	32	when	when	SCONJ
fsr-3901	129	33	students	student	NOUN
fsr-3901	129	34	deal	deal	VERB
fsr-3901	129	35	with	with	ADP
fsr-3901	129	36	these	these	DET
fsr-3901	129	37	complications	complication	NOUN
fsr-3901	129	38	firsthand	firsthand	ADV
fsr-3901	129	39	.	.	PUNCT
fsr-3901	130	1	in	in	ADP
fsr-3901	130	2	short	short	ADJ
fsr-3901	130	3	,	,	PUNCT
fsr-3901	130	4	a	a	DET
fsr-3901	130	5	well	well	ADV
fsr-3901	130	6	-	-	PUNCT
fsr-3901	130	7	designed	design	VERB
fsr-3901	130	8	practicum	practicum	NOUN
fsr-3901	130	9	serves	serve	VERB
fsr-3901	130	10	to	to	PART
fsr-3901	130	11	reinforce	reinforce	VERB
fsr-3901	130	12	what	what	PRON
fsr-3901	130	13	students	student	NOUN
fsr-3901	130	14	have	have	AUX
fsr-3901	130	15	learned	learn	VERB
fsr-3901	130	16	previously	previously	ADV
fsr-3901	130	17	,	,	PUNCT
fsr-3901	130	18	as	as	ADV
fsr-3901	130	19	well	well	ADV
fsr-3901	130	20	as	as	ADP
fsr-3901	130	21	to	to	PART
fsr-3901	130	22	add	add	VERB
fsr-3901	130	23	to	to	ADP
fsr-3901	130	24	their	their	PRON
fsr-3901	130	25	knowledge	knowledge	NOUN
fsr-3901	130	26	base	base	NOUN
fsr-3901	130	27	.	.	PUNCT
fsr-3901	131	1	an	an	DET
fsr-3901	131	2	additional	additional	ADJ
fsr-3901	131	3	benefit	benefit	NOUN
fsr-3901	131	4	of	of	ADP
fsr-3901	131	5	such	such	DET
fsr-3901	131	6	a	a	DET
fsr-3901	131	7	program	program	NOUN
fsr-3901	131	8	is	be	AUX
fsr-3901	131	9	that	that	SCONJ
fsr-3901	131	10	it	it	PRON
fsr-3901	131	11	is	be	AUX
fsr-3901	131	12	consistent	consistent	ADJ
fsr-3901	131	13	with	with	ADP
fsr-3901	131	14	the	the	DET
fsr-3901	131	15	outreach	outreach	NOUN
fsr-3901	131	16	and	and	CCONJ
fsr-3901	131	17	community	community	NOUN
fsr-3901	131	18	service	service	NOUN
fsr-3901	131	19	components	component	NOUN
fsr-3901	131	20	implicit	implicit	ADJ
fsr-3901	131	21	in	in	ADP
fsr-3901	131	22	most	most	ADJ
fsr-3901	131	23	universities	university	NOUN
fsr-3901	131	24	’	'	PUNCT
fsr-3901	131	25	missions	mission	NOUN
fsr-3901	131	26	–	–	PUNCT
fsr-3901	131	27	a	a	DET
fsr-3901	131	28	program	program	NOUN
fsr-3901	131	29	such	such	ADJ
fsr-3901	131	30	as	as	ADP
fsr-3901	131	31	this	this	PRON
fsr-3901	131	32	is	be	AUX
fsr-3901	131	33	viewed	view	VERB
fsr-3901	131	34	by	by	ADP
fsr-3901	131	35	many	many	ADJ
fsr-3901	131	36	external	external	ADJ
fsr-3901	131	37	constituents	constituent	NOUN
fsr-3901	131	38	as	as	ADP
fsr-3901	131	39	evidence	evidence	NOUN
fsr-3901	131	40	of	of	ADP
fsr-3901	131	41	the	the	DET
fsr-3901	131	42	university	university	NOUN
fsr-3901	131	43	“	"	PUNCT
fsr-3901	131	44	giving	give	VERB
fsr-3901	131	45	something	something	PRON
fsr-3901	131	46	back	back	ADV
fsr-3901	131	47	”	"	PUNCT
fsr-3901	131	48	to	to	ADP
fsr-3901	131	49	the	the	DET
fsr-3901	131	50	community	community	NOUN
fsr-3901	131	51	and	and	CCONJ
fsr-3901	131	52	providing	provide	VERB
fsr-3901	131	53	a	a	DET
fsr-3901	131	54	useful	useful	ADJ
fsr-3901	131	55	service	service	NOUN
fsr-3901	131	56	,	,	PUNCT
fsr-3901	131	57	while	while	SCONJ
fsr-3901	131	58	increasing	increase	VERB
fsr-3901	131	59	the	the	DET
fsr-3901	131	60	quality	quality	NOUN
fsr-3901	131	61	of	of	ADP
fsr-3901	131	62	the	the	DET
fsr-3901	131	63	educational	educational	ADJ
fsr-3901	131	64	process	process	NOUN
fsr-3901	131	65	.	.	PUNCT
fsr-3901	132	1	finally	finally	ADV
fsr-3901	132	2	,	,	PUNCT
fsr-3901	132	3	the	the	DET
fsr-3901	132	4	existence	existence	NOUN
fsr-3901	132	5	of	of	ADP
fsr-3901	132	6	a	a	DET
fsr-3901	132	7	practicum	practicum	NOUN
fsr-3901	132	8	enhances	enhance	VERB
fsr-3901	132	9	the	the	DET
fsr-3901	132	10	university	university	NOUN
fsr-3901	132	11	-	-	PUNCT
fsr-3901	132	12	community	community	NOUN
fsr-3901	132	13	link	link	NOUN
fsr-3901	132	14	by	by	ADP
fsr-3901	132	15	requiring	require	VERB
fsr-3901	132	16	joint	joint	ADJ
fsr-3901	132	17	effort	effort	NOUN
fsr-3901	132	18	between	between	ADP
fsr-3901	132	19	educators	educator	NOUN
fsr-3901	132	20	and	and	CCONJ
fsr-3901	132	21	practitioners	practitioner	NOUN
fsr-3901	132	22	.	.	PUNCT
fsr-3901	133	1	in	in	ADP
fsr-3901	133	2	our	our	PRON
fsr-3901	133	3	case	case	NOUN
fsr-3901	133	4	,	,	PUNCT
fsr-3901	133	5	it	it	PRON
fsr-3901	133	6	was	be	AUX
fsr-3901	133	7	extremely	extremely	ADV
fsr-3901	133	8	gratifying	gratifying	ADJ
fsr-3901	133	9	to	to	PART
fsr-3901	133	10	find	find	VERB
fsr-3901	133	11	that	that	SCONJ
fsr-3901	133	12	members	member	NOUN
fsr-3901	133	13	of	of	ADP
fsr-3901	133	14	the	the	DET
fsr-3901	133	15	local	local	ADJ
fsr-3901	133	16	icfp	icfp	ADJ
fsr-3901	133	17	society	society	NOUN
fsr-3901	133	18	were	be	AUX
fsr-3901	133	19	very	very	ADV
fsr-3901	133	20	willing	willing	ADJ
fsr-3901	133	21	to	to	PART
fsr-3901	133	22	assist	assist	VERB
fsr-3901	133	23	in	in	ADP
fsr-3901	133	24	this	this	DET
fsr-3901	133	25	course	course	NOUN
fsr-3901	133	26	,	,	PUNCT
fsr-3901	133	27	viewing	view	VERB
fsr-3901	133	28	it	it	PRON
fsr-3901	133	29	as	as	ADP
fsr-3901	133	30	an	an	DET
fsr-3901	133	31	opportunity	opportunity	NOUN
fsr-3901	133	32	to	to	PART
fsr-3901	133	33	performpro	performpro	ADJ
fsr-3901	133	34	bonowork	bonowork	NOUN
fsr-3901	133	35	.	.	PUNCT
fsr-3901	134	1	the	the	DET
fsr-3901	134	2	benefits	benefit	NOUN
fsr-3901	134	3	of	of	ADP
fsr-3901	134	4	such	such	DET
fsr-3901	134	5	a	a	DET
fsr-3901	134	6	course	course	NOUN
fsr-3901	134	7	do	do	AUX
fsr-3901	134	8	not	not	PART
fsr-3901	134	9	come	come	VERB
fsr-3901	134	10	without	without	ADP
fsr-3901	134	11	cost	cost	NOUN
fsr-3901	134	12	,	,	PUNCT
fsr-3901	134	13	however	however	ADV
fsr-3901	134	14	.	.	PUNCT
fsr-3901	135	1	we	we	PRON
fsr-3901	135	2	offer	offer	VERB
fsr-3901	135	3	some	some	DET
fsr-3901	135	4	caveats	caveat	NOUN
fsr-3901	135	5	for	for	ADP
fsr-3901	135	6	those	those	PRON
fsr-3901	135	7	considering	consider	VERB
fsr-3901	135	8	the	the	DET
fsr-3901	135	9	implementation	implementation	NOUN
fsr-3901	135	10	of	of	ADP
fsr-3901	135	11	a	a	DET
fsr-3901	135	12	similar	similar	ADJ
fsr-3901	135	13	course	course	NOUN
fsr-3901	135	14	.	.	PUNCT
fsr-3901	136	1	first	first	ADV
fsr-3901	136	2	,	,	PUNCT
fsr-3901	136	3	great	great	ADJ
fsr-3901	136	4	care	care	NOUN
fsr-3901	136	5	must	must	AUX
fsr-3901	136	6	be	be	AUX
fsr-3901	136	7	taken	take	VERB
fsr-3901	136	8	to	to	PART
fsr-3901	136	9	ensure	ensure	VERB
fsr-3901	136	10	that	that	SCONJ
fsr-3901	136	11	students	student	NOUN
fsr-3901	136	12	do	do	AUX
fsr-3901	136	13	not	not	PART
fsr-3901	136	14	“	"	PUNCT
fsr-3901	136	15	overreach	overreach	VERB
fsr-3901	136	16	their	their	PRON
fsr-3901	136	17	expertise	expertise	NOUN
fsr-3901	136	18	”	"	PUNCT
fsr-3901	136	19	in	in	ADP
fsr-3901	136	20	the	the	DET
fsr-3901	136	21	financial	financial	ADJ
fsr-3901	136	22	plan	plan	NOUN
fsr-3901	136	23	document	document	NOUN
fsr-3901	136	24	,	,	PUNCT
fsr-3901	136	25	intentionally	intentionally	ADV
fsr-3901	136	26	or	or	CCONJ
fsr-3901	136	27	otherwise	otherwise	ADV
fsr-3901	136	28	.	.	PUNCT
fsr-3901	137	1	we	we	PRON
fsr-3901	137	2	repeatedly	repeatedly	ADV
fsr-3901	137	3	stress	stress	VERB
fsr-3901	137	4	to	to	ADP
fsr-3901	137	5	the	the	DET
fsr-3901	137	6	students	student	NOUN
fsr-3901	137	7	that	that	PRON
fsr-3901	137	8	any	any	PRON
fsr-3901	137	9	of	of	ADP
fsr-3901	137	10	the	the	DET
fsr-3901	137	11	recommendations	recommendation	NOUN
fsr-3901	137	12	they	they	PRON
fsr-3901	137	13	make	make	VERB
fsr-3901	137	14	are	be	AUX
fsr-3901	137	15	to	to	PART
fsr-3901	137	16	be	be	AUX
fsr-3901	137	17	general	general	ADJ
fsr-3901	137	18	and	and	CCONJ
fsr-3901	137	19	generic	generic	ADJ
fsr-3901	137	20	in	in	ADP
fsr-3901	137	21	nature	nature	NOUN
fsr-3901	137	22	–	–	PUNCT
fsr-3901	137	23	no	no	DET
fsr-3901	137	24	specific	specific	ADJ
fsr-3901	137	25	firm	firm	NOUN
fsr-3901	137	26	’s	’s	PART
fsr-3901	137	27	products	product	NOUN
fsr-3901	137	28	or	or	CCONJ
fsr-3901	137	29	services	service	NOUN
fsr-3901	137	30	are	be	AUX
fsr-3901	137	31	to	to	PART
fsr-3901	137	32	be	be	AUX
fsr-3901	137	33	discussed	discuss	VERB
fsr-3901	137	34	.	.	PUNCT
fsr-3901	138	1	second	second	ADJ
fsr-3901	138	2	,	,	PUNCT
fsr-3901	138	3	it	it	PRON
fsr-3901	138	4	can	can	AUX
fsr-3901	138	5	be	be	AUX
fsr-3901	138	6	difficult	difficult	ADJ
fsr-3901	138	7	to	to	PART
fsr-3901	138	8	convince	convince	VERB
fsr-3901	138	9	people	people	NOUN
fsr-3901	138	10	unfamiliar	unfamiliar	ADJ
fsr-3901	138	11	with	with	ADP
fsr-3901	138	12	the	the	DET
fsr-3901	138	13	financial	financial	ADJ
fsr-3901	138	14	planning	planning	NOUN
fsr-3901	138	15	process	process	NOUN
fsr-3901	138	16	to	to	PART
fsr-3901	138	17	disclose	disclose	VERB
fsr-3901	138	18	the	the	DET
fsr-3901	138	19	details	detail	NOUN
fsr-3901	138	20	of	of	ADP
fsr-3901	138	21	their	their	PRON
fsr-3901	138	22	financial	financial	ADJ
fsr-3901	138	23	lives	life	NOUN
fsr-3901	138	24	to	to	ADP
fsr-3901	138	25	strangers	stranger	NOUN
fsr-3901	138	26	.	.	PUNCT
fsr-3901	139	1	it	it	PRON
fsr-3901	139	2	is	be	AUX
fsr-3901	139	3	incumbent	incumbent	ADJ
fsr-3901	139	4	upon	upon	SCONJ
fsr-3901	139	5	the	the	DET
fsr-3901	139	6	practicum	practicum	NOUN
fsr-3901	139	7	instructor	instructor	NOUN
fsr-3901	139	8	to	to	PART
fsr-3901	139	9	make	make	VERB
fsr-3901	139	10	clear	clear	ADJ
fsr-3901	139	11	to	to	ADP
fsr-3901	139	12	potential	potential	ADJ
fsr-3901	139	13	client	client	NOUN
fsr-3901	139	14	participants	participant	NOUN
fsr-3901	139	15	that	that	PRON
fsr-3901	139	16	,	,	PUNCT
fsr-3901	139	17	in	in	ADP
fsr-3901	139	18	return	return	NOUN
fsr-3901	139	19	for	for	ADP
fsr-3901	139	20	their	their	PRON
fsr-3901	139	21	participation	participation	NOUN
fsr-3901	139	22	in	in	ADP
fsr-3901	139	23	the	the	DET
fsr-3901	139	24	program	program	NOUN
fsr-3901	139	25	,	,	PUNCT
fsr-3901	139	26	they	they	PRON
fsr-3901	139	27	will	will	AUX
fsr-3901	139	28	receive	receive	VERB
fsr-3901	139	29	,	,	PUNCT
fsr-3901	139	30	at	at	ADP
fsr-3901	139	31	no	no	DET
fsr-3901	139	32	cost	cost	NOUN
fsr-3901	139	33	or	or	CCONJ
fsr-3901	139	34	obligation	obligation	NOUN
fsr-3901	139	35	,	,	PUNCT
fsr-3901	139	36	an	an	DET
fsr-3901	139	37	extensive	extensive	ADJ
fsr-3901	139	38	financial	financial	ADJ
fsr-3901	139	39	plan	plan	NOUN
fsr-3901	139	40	that	that	PRON
fsr-3901	139	41	should	should	AUX
fsr-3901	139	42	greatly	greatly	ADV
fsr-3901	139	43	aid	aid	VERB
fsr-3901	139	44	them	they	PRON
fsr-3901	139	45	in	in	ADP
fsr-3901	139	46	attaining	attain	VERB
fsr-3901	139	47	their	their	PRON
fsr-3901	139	48	financial	financial	ADJ
fsr-3901	139	49	goals	goal	NOUN
fsr-3901	139	50	.	.	PUNCT
fsr-3901	140	1	i	i	PRON
fsr-3901	140	2	stress	stress	VERB
fsr-3901	140	3	this	this	DET
fsr-3901	140	4	point	point	NOUN
fsr-3901	140	5	in	in	ADP
fsr-3901	140	6	the	the	DET
fsr-3901	140	7	introductory	introductory	ADJ
fsr-3901	140	8	letter	letter	NOUN
fsr-3901	140	9	sent	send	VERB
fsr-3901	140	10	to	to	ADP
fsr-3901	140	11	potential	potential	ADJ
fsr-3901	140	12	client	client	NOUN
fsr-3901	140	13	participants	participant	NOUN
fsr-3901	140	14	.	.	PUNCT
fsr-3901	141	1	the	the	DET
fsr-3901	141	2	letter	letter	NOUN
fsr-3901	141	3	also	also	ADV
fsr-3901	141	4	describes	describe	VERB
fsr-3901	141	5	the	the	DET
fsr-3901	141	6	financial	financial	ADJ
fsr-3901	141	7	planning	planning	NOUN
fsr-3901	141	8	process	process	NOUN
fsr-3901	141	9	and	and	CCONJ
fsr-3901	141	10	the	the	DET
fsr-3901	141	11	considerable	considerable	ADJ
fsr-3901	141	12	benefits	benefit	NOUN
fsr-3901	141	13	of	of	ADP
fsr-3901	141	14	personal	personal	ADJ
fsr-3901	141	15	financial	financial	ADJ
fsr-3901	141	16	planning	planning	NOUN
fsr-3901	141	17	for	for	ADP
fsr-3901	141	18	the	the	DET
fsr-3901	141	19	individual	individual	NOUN
fsr-3901	141	20	.	.	PUNCT
fsr-3901	142	1	(	(	PUNCT
fsr-3901	142	2	the	the	DET
fsr-3901	142	3	client	client	NOUN
fsr-3901	142	4	pool	pool	NOUN
fsr-3901	142	5	we	we	PRON
fsr-3901	142	6	draw	draw	VERB
fsr-3901	142	7	from	from	ADP
fsr-3901	142	8	is	be	AUX
fsr-3901	142	9	largely	largely	ADV
fsr-3901	142	10	unfamiliar	unfamiliar	ADJ
fsr-3901	142	11	with	with	ADP
fsr-3901	142	12	the	the	DET
fsr-3901	142	13	financial	financial	ADJ
fsr-3901	142	14	planning	planning	NOUN
fsr-3901	142	15	process	process	NOUN
fsr-3901	142	16	.	.	PUNCT
fsr-3901	142	17	)	)	PUNCT
fsr-3901	143	1	early	early	ADJ
fsr-3901	143	2	discussions	discussion	NOUN
fsr-3901	143	3	should	should	AUX
fsr-3901	143	4	provide	provide	VERB
fsr-3901	143	5	the	the	DET
fsr-3901	143	6	client	client	NOUN
fsr-3901	143	7	with	with	ADP
fsr-3901	143	8	a	a	DET
fsr-3901	143	9	clear	clear	ADJ
fsr-3901	143	10	understanding	understanding	NOUN
fsr-3901	143	11	of	of	ADP
fsr-3901	143	12	the	the	DET
fsr-3901	143	13	nature	nature	NOUN
fsr-3901	143	14	and	and	CCONJ
fsr-3901	143	15	the	the	DET
fsr-3901	143	16	scope	scope	NOUN
fsr-3901	143	17	of	of	ADP
fsr-3901	143	18	the	the	DET
fsr-3901	143	19	financial	financial	ADJ
fsr-3901	143	20	planning	planning	NOUN
fsr-3901	143	21	process	process	NOUN
fsr-3901	143	22	.	.	PUNCT
fsr-3901	144	1	of	of	ADP
fsr-3901	144	2	course	course	NOUN
fsr-3901	144	3	,	,	PUNCT
fsr-3901	144	4	the	the	DET
fsr-3901	144	5	client	client	NOUN
fsr-3901	144	6	should	should	AUX
fsr-3901	144	7	be	be	AUX
fsr-3901	144	8	assured	assure	VERB
fsr-3901	144	9	that	that	SCONJ
fsr-3901	144	10	any	any	PRON
fsr-3901	144	11	and	and	CCONJ
fsr-3901	144	12	all	all	DET
fsr-3901	144	13	information	information	NOUN
fsr-3901	144	14	provided	provide	VERB
fsr-3901	144	15	will	will	AUX
fsr-3901	144	16	be	be	AUX
fsr-3901	144	17	held	hold	VERB
fsr-3901	144	18	in	in	ADP
fsr-3901	144	19	the	the	DET
fsr-3901	144	20	strictest	strict	ADJ
fsr-3901	144	21	confidence	confidence	NOUN
fsr-3901	144	22	and	and	CCONJ
fsr-3901	144	23	will	will	AUX
fsr-3901	144	24	not	not	PART
fsr-3901	144	25	be	be	AUX
fsr-3901	144	26	divulged	divulge	VERB
fsr-3901	144	27	to	to	ADP
fsr-3901	144	28	any	any	DET
fsr-3901	144	29	parties	party	NOUN
fsr-3901	144	30	outside	outside	ADP
fsr-3901	144	31	of	of	ADP
fsr-3901	144	32	the	the	DET
fsr-3901	144	33	program	program	NOUN
fsr-3901	144	34	for	for	ADP
fsr-3901	144	35	any	any	DET
fsr-3901	144	36	reason	reason	NOUN
fsr-3901	144	37	whatsoever	whatsoever	ADV
fsr-3901	144	38	.	.	PUNCT
fsr-3901	145	1	two	two	NUM
fsr-3901	145	2	important	important	ADJ
fsr-3901	145	3	questions	question	NOUN
fsr-3901	145	4	the	the	DET
fsr-3901	145	5	instructor	instructor	NOUN
fsr-3901	145	6	must	must	AUX
fsr-3901	145	7	address	address	VERB
fsr-3901	145	8	prior	prior	ADV
fsr-3901	145	9	to	to	ADP
fsr-3901	145	10	offering	offer	VERB
fsr-3901	145	11	the	the	DET
fsr-3901	145	12	practicum	practicum	NOUN
fsr-3901	145	13	are	be	AUX
fsr-3901	145	14	(	(	PUNCT
fsr-3901	145	15	1	1	X
fsr-3901	145	16	)	)	PUNCT
fsr-3901	145	17	how	how	SCONJ
fsr-3901	145	18	to	to	PART
fsr-3901	145	19	obtain	obtain	VERB
fsr-3901	145	20	clients	client	NOUN
fsr-3901	145	21	and	and	CCONJ
fsr-3901	145	22	(	(	PUNCT
fsr-3901	145	23	2	2	X
fsr-3901	145	24	)	)	PUNCT
fsr-3901	145	25	how	how	SCONJ
fsr-3901	145	26	many	many	ADJ
fsr-3901	145	27	clients	client	NOUN
fsr-3901	145	28	to	to	PART
fsr-3901	145	29	obtain	obtain	VERB
fsr-3901	145	30	.	.	PUNCT
fsr-3901	146	1	as	as	SCONJ
fsr-3901	146	2	noted	note	VERB
fsr-3901	146	3	above	above	ADV
fsr-3901	146	4	,	,	PUNCT
fsr-3901	146	5	we	we	PRON
fsr-3901	146	6	obtained	obtain	VERB
fsr-3901	146	7	clients	client	NOUN
fsr-3901	146	8	with	with	ADP
fsr-3901	146	9	the	the	DET
fsr-3901	146	10	assistance	assistance	NOUN
fsr-3901	146	11	of	of	ADP
fsr-3901	146	12	the	the	DET
fsr-3901	146	13	local	local	ADJ
fsr-3901	146	14	cccs	cccs	PROPN
fsr-3901	146	15	.	.	PUNCT
fsr-3901	147	1	others	other	NOUN
fsr-3901	147	2	may	may	AUX
fsr-3901	147	3	wish	wish	VERB
fsr-3901	147	4	to	to	PART
fsr-3901	147	5	obtain	obtain	VERB
fsr-3901	147	6	clients	client	NOUN
fsr-3901	147	7	via	via	ADP
fsr-3901	147	8	word	word	NOUN
fsr-3901	147	9	-	-	PUNCT
fsr-3901	147	10	of	of	ADP
fsr-3901	147	11	-	-	PUNCT
fsr-3901	147	12	mouth	mouth	NOUN
fsr-3901	147	13	or	or	CCONJ
fsr-3901	147	14	on	on	ADP
fsr-3901	147	15	-	-	PUNCT
fsr-3901	147	16	campus	campus	NOUN
fsr-3901	147	17	advertising	advertising	NOUN
fsr-3901	147	18	.	.	PUNCT
fsr-3901	148	1	the	the	DET
fsr-3901	148	2	number	number	NOUN
fsr-3901	148	3	of	of	ADP
fsr-3901	148	4	clients	client	NOUN
fsr-3901	148	5	to	to	PART
fsr-3901	148	6	serve	serve	VERB
fsr-3901	148	7	is	be	AUX
fsr-3901	148	8	directly	directly	ADV
fsr-3901	148	9	related	relate	VERB
fsr-3901	148	10	to	to	ADP
fsr-3901	148	11	the	the	DET
fsr-3901	148	12	number	number	NOUN
fsr-3901	148	13	of	of	ADP
fsr-3901	148	14	students	student	NOUN
fsr-3901	148	15	in	in	ADP
fsr-3901	148	16	the	the	DET
fsr-3901	148	17	practicum	practicum	NOUN
fsr-3901	148	18	.	.	PUNCT
fsr-3901	149	1	we	we	PRON
fsr-3901	149	2	severely	severely	ADV
fsr-3901	149	3	limit	limit	VERB
fsr-3901	149	4	enrollment	enrollment	NOUN
fsr-3901	149	5	in	in	ADP
fsr-3901	149	6	the	the	DET
fsr-3901	149	7	course	course	NOUN
fsr-3901	149	8	in	in	ADP
fsr-3901	149	9	order	order	NOUN
fsr-3901	149	10	to	to	PART
fsr-3901	149	11	ensure	ensure	VERB
fsr-3901	149	12	that	that	SCONJ
fsr-3901	149	13	the	the	DET
fsr-3901	149	14	students	student	NOUN
fsr-3901	149	15	are	be	AUX
fsr-3901	149	16	of	of	ADP
fsr-3901	149	17	the	the	DET
fsr-3901	149	18	highest	high	ADJ
fsr-3901	149	19	caliber	caliber	NOUN
fsr-3901	149	20	and	and	CCONJ
fsr-3901	149	21	are	be	AUX
fsr-3901	149	22	likely	likely	ADJ
fsr-3901	149	23	to	to	PART
fsr-3901	149	24	undertake	undertake	VERB
fsr-3901	149	25	the	the	DET
fsr-3901	149	26	task	task	NOUN
fsr-3901	149	27	with	with	ADP
fsr-3901	149	28	the	the	DET
fsr-3901	149	29	appropriate	appropriate	ADJ
fsr-3901	149	30	seriousness	seriousness	NOUN
fsr-3901	149	31	.	.	PUNCT
fsr-3901	150	1	300	300	NUM
fsr-3901	150	2	t.h	t.h	PROPN
fsr-3901	150	3	.	.	PROPN
fsr-3901	150	4	eyssell	eyssell	PROPN
fsr-3901	150	5	/	/	SYM
fsr-3901	150	6	financial	financial	ADJ
fsr-3901	150	7	services	service	NOUN
fsr-3901	150	8	review	review	VERB
fsr-3901	150	9	8	8	NUM
fsr-3901	150	10	(	(	PUNCT
fsr-3901	150	11	1999	1999	NUM
fsr-3901	150	12	)	)	PUNCT
fsr-3901	151	1	293–303	293–303	NUM
fsr-3901	151	2	perhaps	perhaps	ADV
fsr-3901	151	3	the	the	DET
fsr-3901	151	4	principal	principal	ADJ
fsr-3901	151	5	limitation	limitation	NOUN
fsr-3901	151	6	on	on	ADP
fsr-3901	151	7	the	the	DET
fsr-3901	151	8	number	number	NOUN
fsr-3901	151	9	of	of	ADP
fsr-3901	151	10	clients	client	NOUN
fsr-3901	151	11	,	,	PUNCT
fsr-3901	151	12	though	though	ADV
fsr-3901	151	13	,	,	PUNCT
fsr-3901	151	14	is	be	AUX
fsr-3901	151	15	the	the	DET
fsr-3901	151	16	level	level	NOUN
fsr-3901	151	17	of	of	ADP
fsr-3901	151	18	faculty	faculty	NOUN
fsr-3901	151	19	involvement	involvement	NOUN
fsr-3901	151	20	required	require	VERB
fsr-3901	151	21	.	.	PUNCT
fsr-3901	152	1	as	as	SCONJ
fsr-3901	152	2	suggested	suggest	VERB
fsr-3901	152	3	by	by	ADP
fsr-3901	152	4	the	the	DET
fsr-3901	152	5	course	course	NOUN
fsr-3901	152	6	schedule	schedule	NOUN
fsr-3901	152	7	above	above	ADV
fsr-3901	152	8	,	,	PUNCT
fsr-3901	152	9	the	the	DET
fsr-3901	152	10	number	number	NOUN
fsr-3901	152	11	of	of	ADP
fsr-3901	152	12	hours	hour	NOUN
fsr-3901	152	13	of	of	ADP
fsr-3901	152	14	classroom	classroom	NOUN
fsr-3901	152	15	contact	contact	NOUN
fsr-3901	152	16	time	time	NOUN
fsr-3901	152	17	in	in	ADP
fsr-3901	152	18	this	this	DET
fsr-3901	152	19	course	course	NOUN
fsr-3901	152	20	is	be	AUX
fsr-3901	152	21	limited	limit	VERB
fsr-3901	152	22	largely	largely	ADV
fsr-3901	152	23	to	to	ADP
fsr-3901	152	24	the	the	DET
fsr-3901	152	25	first	first	ADJ
fsr-3901	152	26	and	and	CCONJ
fsr-3901	152	27	last	last	ADJ
fsr-3901	152	28	months	month	NOUN
fsr-3901	152	29	of	of	ADP
fsr-3901	152	30	the	the	DET
fsr-3901	152	31	semester	semester	NOUN
fsr-3901	152	32	.	.	PUNCT
fsr-3901	153	1	nonetheless	nonetheless	ADV
fsr-3901	153	2	,	,	PUNCT
fsr-3901	153	3	the	the	DET
fsr-3901	153	4	time	time	NOUN
fsr-3901	153	5	commitment	commitment	NOUN
fsr-3901	153	6	required	require	VERB
fsr-3901	153	7	of	of	ADP
fsr-3901	153	8	the	the	DET
fsr-3901	153	9	faculty	faculty	NOUN
fsr-3901	153	10	member	member	NOUN
fsr-3901	153	11	is	be	AUX
fsr-3901	153	12	fairly	fairly	ADV
fsr-3901	153	13	heavy	heavy	ADJ
fsr-3901	153	14	.	.	PUNCT
fsr-3901	154	1	a	a	DET
fsr-3901	154	2	substantial	substantial	ADJ
fsr-3901	154	3	amount	amount	NOUN
fsr-3901	154	4	of	of	ADP
fsr-3901	154	5	groundwork	groundwork	NOUN
fsr-3901	154	6	must	must	AUX
fsr-3901	154	7	be	be	AUX
fsr-3901	154	8	laid	lay	VERB
fsr-3901	154	9	before	before	SCONJ
fsr-3901	154	10	the	the	DET
fsr-3901	154	11	course	course	NOUN
fsr-3901	154	12	can	can	AUX
fsr-3901	154	13	begin	begin	VERB
fsr-3901	154	14	,	,	PUNCT
fsr-3901	154	15	and	and	CCONJ
fsr-3901	154	16	scheduling	scheduling	NOUN
fsr-3901	154	17	issues	issue	NOUN
fsr-3901	154	18	are	be	AUX
fsr-3901	154	19	ongoing	ongoing	ADJ
fsr-3901	154	20	throughout	throughout	ADP
fsr-3901	154	21	the	the	DET
fsr-3901	154	22	semester	semester	NOUN
fsr-3901	154	23	:	:	PUNCT
fsr-3901	154	24	student	student	NOUN
fsr-3901	154	25	work	work	NOUN
fsr-3901	154	26	arrangements	arrangement	NOUN
fsr-3901	154	27	must	must	AUX
fsr-3901	154	28	be	be	AUX
fsr-3901	154	29	made	make	VERB
fsr-3901	154	30	,	,	PUNCT
fsr-3901	154	31	potential	potential	ADJ
fsr-3901	154	32	clients	client	NOUN
fsr-3901	154	33	must	must	AUX
fsr-3901	154	34	be	be	AUX
fsr-3901	154	35	contacted	contact	VERB
fsr-3901	154	36	,	,	PUNCT
fsr-3901	154	37	and	and	CCONJ
fsr-3901	154	38	meeting	meeting	NOUN
fsr-3901	154	39	dates	date	VERB
fsr-3901	154	40	with	with	ADP
fsr-3901	154	41	students	student	NOUN
fsr-3901	154	42	,	,	PUNCT
fsr-3901	154	43	clients	client	NOUN
fsr-3901	154	44	,	,	PUNCT
fsr-3901	154	45	financial	financial	ADJ
fsr-3901	154	46	planners	planner	NOUN
fsr-3901	154	47	,	,	PUNCT
fsr-3901	154	48	and	and	CCONJ
fsr-3901	154	49	the	the	DET
fsr-3901	154	50	instructor	instructor	NOUN
fsr-3901	154	51	must	must	AUX
fsr-3901	154	52	be	be	AUX
fsr-3901	154	53	coordinated	coordinate	VERB
fsr-3901	154	54	.	.	PUNCT
fsr-3901	155	1	unlike	unlike	ADP
fsr-3901	155	2	the	the	DET
fsr-3901	155	3	traditional	traditional	ADJ
fsr-3901	155	4	lecture	lecture	NOUN
fsr-3901	155	5	course	course	NOUN
fsr-3901	155	6	,	,	PUNCT
fsr-3901	155	7	in	in	ADP
fsr-3901	155	8	which	which	PRON
fsr-3901	155	9	the	the	DET
fsr-3901	155	10	incremental	incremental	ADJ
fsr-3901	155	11	student	student	NOUN
fsr-3901	155	12	imposes	impose	VERB
fsr-3901	155	13	minimal	minimal	ADJ
fsr-3901	155	14	marginal	marginal	ADJ
fsr-3901	155	15	effort	effort	NOUN
fsr-3901	155	16	on	on	ADP
fsr-3901	155	17	the	the	DET
fsr-3901	155	18	part	part	NOUN
fsr-3901	155	19	of	of	ADP
fsr-3901	155	20	the	the	DET
fsr-3901	155	21	instructor	instructor	NOUN
fsr-3901	155	22	,	,	PUNCT
fsr-3901	155	23	marginal	marginal	ADJ
fsr-3901	155	24	effort	effort	NOUN
fsr-3901	155	25	in	in	ADP
fsr-3901	155	26	the	the	DET
fsr-3901	155	27	practicum	practicum	NOUN
fsr-3901	155	28	seems	seem	VERB
fsr-3901	155	29	to	to	PART
fsr-3901	155	30	increase	increase	VERB
fsr-3901	155	31	substantially	substantially	ADV
fsr-3901	155	32	with	with	ADP
fsr-3901	155	33	the	the	DET
fsr-3901	155	34	number	number	NOUN
fsr-3901	155	35	of	of	ADP
fsr-3901	155	36	course	course	NOUN
fsr-3901	155	37	participants	participant	NOUN
fsr-3901	155	38	.	.	PUNCT
fsr-3901	156	1	5	5	X
fsr-3901	156	2	.	.	X
fsr-3901	156	3	concluding	conclude	VERB
fsr-3901	156	4	remarks	remark	NOUN
fsr-3901	156	5	based	base	VERB
fsr-3901	156	6	on	on	ADP
fsr-3901	156	7	their	their	PRON
fsr-3901	156	8	comments	comment	NOUN
fsr-3901	156	9	,	,	PUNCT
fsr-3901	156	10	i	i	PRON
fsr-3901	156	11	believe	believe	VERB
fsr-3901	156	12	the	the	DET
fsr-3901	156	13	students	student	NOUN
fsr-3901	156	14	who	who	PRON
fsr-3901	156	15	participate	participate	VERB
fsr-3901	156	16	in	in	ADP
fsr-3901	156	17	our	our	PRON
fsr-3901	156	18	practicum	practicum	NOUN
fsr-3901	156	19	in	in	ADP
fsr-3901	156	20	financial	financial	ADJ
fsr-3901	156	21	planning	planning	NOUN
fsr-3901	156	22	find	find	VERB
fsr-3901	156	23	it	it	PRON
fsr-3901	156	24	an	an	DET
fsr-3901	156	25	immensely	immensely	ADV
fsr-3901	156	26	rewarding	rewarding	ADJ
fsr-3901	156	27	and	and	CCONJ
fsr-3901	156	28	eye	eye	NOUN
fsr-3901	156	29	-	-	PUNCT
fsr-3901	156	30	opening	opening	NOUN
fsr-3901	156	31	experience	experience	NOUN
fsr-3901	156	32	.	.	PUNCT
fsr-3901	157	1	for	for	ADP
fsr-3901	157	2	some	some	PRON
fsr-3901	157	3	,	,	PUNCT
fsr-3901	157	4	it	it	PRON
fsr-3901	157	5	is	be	AUX
fsr-3901	157	6	the	the	DET
fsr-3901	157	7	first	first	ADJ
fsr-3901	157	8	time	time	NOUN
fsr-3901	157	9	in	in	ADP
fsr-3901	157	10	their	their	PRON
fsr-3901	157	11	lives	life	NOUN
fsr-3901	157	12	that	that	SCONJ
fsr-3901	157	13	they	they	PRON
fsr-3901	157	14	have	have	AUX
fsr-3901	157	15	performed	perform	VERB
fsr-3901	157	16	community	community	NOUN
fsr-3901	157	17	service	service	NOUN
fsr-3901	157	18	;	;	PUNCT
fsr-3901	157	19	for	for	ADP
fsr-3901	157	20	others	other	NOUN
fsr-3901	157	21	,	,	PUNCT
fsr-3901	157	22	it	it	PRON
fsr-3901	157	23	is	be	AUX
fsr-3901	157	24	the	the	DET
fsr-3901	157	25	first	first	ADJ
fsr-3901	157	26	time	time	NOUN
fsr-3901	157	27	in	in	ADP
fsr-3901	157	28	their	their	PRON
fsr-3901	157	29	lives	life	NOUN
fsr-3901	157	30	(	(	PUNCT
fsr-3901	157	31	or	or	CCONJ
fsr-3901	157	32	at	at	ADP
fsr-3901	157	33	least	least	ADJ
fsr-3901	157	34	in	in	ADP
fsr-3901	157	35	their	their	PRON
fsr-3901	157	36	college	college	NOUN
fsr-3901	157	37	careers	career	NOUN
fsr-3901	157	38	)	)	PUNCT
fsr-3901	157	39	that	that	SCONJ
fsr-3901	157	40	they	they	PRON
fsr-3901	157	41	have	have	AUX
fsr-3901	157	42	been	be	AUX
fsr-3901	157	43	made	make	VERB
fsr-3901	157	44	responsible	responsible	ADJ
fsr-3901	157	45	for	for	ADP
fsr-3901	157	46	the	the	DET
fsr-3901	157	47	completion	completion	NOUN
fsr-3901	157	48	of	of	ADP
fsr-3901	157	49	a	a	DET
fsr-3901	157	50	task	task	NOUN
fsr-3901	157	51	which	which	PRON
fsr-3901	157	52	extends	extend	VERB
fsr-3901	157	53	far	far	ADV
fsr-3901	157	54	beyond	beyond	ADP
fsr-3901	157	55	the	the	DET
fsr-3901	157	56	typical	typical	ADJ
fsr-3901	157	57	“	"	PUNCT
fsr-3901	157	58	homework	homework	NOUN
fsr-3901	157	59	”	"	PUNCT
fsr-3901	157	60	assignment	assignment	NOUN
fsr-3901	157	61	.	.	PUNCT
fsr-3901	158	1	the	the	DET
fsr-3901	158	2	completion	completion	NOUN
fsr-3901	158	3	of	of	ADP
fsr-3901	158	4	this	this	DET
fsr-3901	158	5	task	task	NOUN
fsr-3901	158	6	puts	put	VERB
fsr-3901	158	7	them	they	PRON
fsr-3901	158	8	into	into	ADP
fsr-3901	158	9	meaningful	meaningful	ADJ
fsr-3901	158	10	contact	contact	NOUN
fsr-3901	158	11	with	with	ADP
fsr-3901	158	12	individuals	individual	NOUN
fsr-3901	158	13	in	in	ADP
fsr-3901	158	14	the	the	DET
fsr-3901	158	15	community	community	NOUN
fsr-3901	158	16	who	who	PRON
fsr-3901	158	17	work	work	VERB
fsr-3901	158	18	in	in	ADP
fsr-3901	158	19	the	the	DET
fsr-3901	158	20	students	student	NOUN
fsr-3901	158	21	’	'	PUNCT
fsr-3901	158	22	desired	desire	VERB
fsr-3901	158	23	profession	profession	NOUN
fsr-3901	158	24	.	.	PUNCT
fsr-3901	159	1	in	in	ADP
fsr-3901	159	2	short	short	ADJ
fsr-3901	159	3	,	,	PUNCT
fsr-3901	159	4	students	student	NOUN
fsr-3901	159	5	gain	gain	VERB
fsr-3901	159	6	valuable	valuable	ADJ
fsr-3901	159	7	firsthand	firsthand	ADJ
fsr-3901	159	8	knowledge	knowledge	NOUN
fsr-3901	159	9	attainable	attainable	ADJ
fsr-3901	159	10	in	in	ADP
fsr-3901	159	11	very	very	ADV
fsr-3901	159	12	few	few	ADJ
fsr-3901	159	13	other	other	ADJ
fsr-3901	159	14	ways	way	NOUN
fsr-3901	159	15	.	.	PUNCT
fsr-3901	160	1	notes	note	VERB
fsr-3901	160	2	1	1	NUM
fsr-3901	160	3	.	.	PUNCT
fsr-3901	161	1	the	the	DET
fsr-3901	161	2	list	list	NOUN
fsr-3901	161	3	of	of	ADP
fsr-3901	161	4	registered	register	VERB
fsr-3901	161	5	programs	program	NOUN
fsr-3901	161	6	is	be	AUX
fsr-3901	161	7	available	available	ADJ
fsr-3901	161	8	on	on	ADP
fsr-3901	161	9	the	the	DET
fsr-3901	161	10	web	web	NOUN
fsr-3901	161	11	page	page	NOUN
fsr-3901	161	12	of	of	ADP
fsr-3901	161	13	the	the	DET
fsr-3901	161	14	cfp	cfp	PROPN
fsr-3901	161	15	board	board	PROPN
fsr-3901	161	16	of	of	ADP
fsr-3901	161	17	standards	standard	NOUN
fsr-3901	161	18	at	at	ADP
fsr-3901	161	19	http://www.cfp-board.org	http://www.cfp-board.org	NOUN
fsr-3901	161	20	.	.	PUNCT
fsr-3901	162	1	2	2	X
fsr-3901	162	2	.	.	X
fsr-3901	162	3	program	program	NOUN
fsr-3901	162	4	information	information	NOUN
fsr-3901	162	5	was	be	AUX
fsr-3901	162	6	solicited	solicit	VERB
fsr-3901	162	7	by	by	ADP
fsr-3901	162	8	e	e	NOUN
fsr-3901	162	9	-	-	NOUN
fsr-3901	162	10	mail	mail	NOUN
fsr-3901	162	11	from	from	ADP
fsr-3901	162	12	the	the	DET
fsr-3901	162	13	directors	director	NOUN
fsr-3901	162	14	of	of	ADP
fsr-3901	162	15	registered	register	VERB
fsr-3901	162	16	programs	program	NOUN
fsr-3901	162	17	that	that	PRON
fsr-3901	162	18	appeared	appear	VERB
fsr-3901	162	19	on	on	ADP
fsr-3901	162	20	the	the	DET
fsr-3901	162	21	cfp	cfp	PROPN
fsr-3901	162	22	board	board	PROPN
fsr-3901	162	23	of	of	ADP
fsr-3901	162	24	standards	standard	NOUN
fsr-3901	162	25	website	website	NOUN
fsr-3901	162	26	in	in	ADP
fsr-3901	162	27	april	april	PROPN
fsr-3901	162	28	,	,	PUNCT
fsr-3901	162	29	1999	1999	NUM
fsr-3901	162	30	.	.	PUNCT
fsr-3901	163	1	sixty	sixty	NUM
fsr-3901	163	2	-	-	PUNCT
fsr-3901	163	3	four	four	NUM
fsr-3901	163	4	program	program	NOUN
fsr-3901	163	5	directors	director	NOUN
fsr-3901	163	6	(	(	PUNCT
fsr-3901	163	7	or	or	CCONJ
fsr-3901	163	8	their	their	PRON
fsr-3901	163	9	representatives	representative	NOUN
fsr-3901	163	10	)	)	PUNCT
fsr-3901	163	11	had	have	AUX
fsr-3901	163	12	responded	respond	VERB
fsr-3901	163	13	by	by	ADP
fsr-3901	163	14	the	the	DET
fsr-3901	163	15	time	time	NOUN
fsr-3901	163	16	of	of	ADP
fsr-3901	163	17	writing	writing	NOUN
fsr-3901	163	18	.	.	PUNCT
fsr-3901	164	1	it	it	PRON
fsr-3901	164	2	is	be	AUX
fsr-3901	164	3	from	from	ADP
fsr-3901	164	4	this	this	DET
fsr-3901	164	5	sample	sample	NOUN
fsr-3901	164	6	that	that	SCONJ
fsr-3901	164	7	the	the	DET
fsr-3901	164	8	conclusion	conclusion	NOUN
fsr-3901	164	9	is	be	AUX
fsr-3901	164	10	drawn	draw	VERB
fsr-3901	164	11	.	.	PUNCT
fsr-3901	165	1	3	3	X
fsr-3901	165	2	.	.	X
fsr-3901	165	3	we	we	PRON
fsr-3901	165	4	distinguish	distinguish	VERB
fsr-3901	165	5	here	here	ADV
fsr-3901	165	6	between	between	ADP
fsr-3901	165	7	programs	program	NOUN
fsr-3901	165	8	that	that	PRON
fsr-3901	165	9	offer	offer	VERB
fsr-3901	165	10	coursework	coursework	NOUN
fsr-3901	165	11	whichrequiresclientbased	whichrequiresclientbase	VERB
fsr-3901	165	12	experiences	experience	NOUN
fsr-3901	165	13	and	and	CCONJ
fsr-3901	165	14	those	those	PRON
fsr-3901	165	15	that	that	PRON
fsr-3901	165	16	simply	simply	ADV
fsr-3901	165	17	“	"	PUNCT
fsr-3901	165	18	encourage	encourage	VERB
fsr-3901	165	19	”	"	PUNCT
fsr-3901	165	20	students	student	NOUN
fsr-3901	165	21	to	to	PART
fsr-3901	165	22	seek	seek	VERB
fsr-3901	165	23	out	out	ADP
fsr-3901	165	24	such	such	ADJ
fsr-3901	165	25	experiences	experience	NOUN
fsr-3901	165	26	.	.	PUNCT
fsr-3901	166	1	4	4	X
fsr-3901	166	2	.	.	X
fsr-3901	166	3	the	the	DET
fsr-3901	166	4	certified	certify	VERB
fsr-3901	166	5	financial	financial	ADJ
fsr-3901	166	6	planner	planner	NOUN
fsr-3901	166	7	board	board	NOUN
fsr-3901	166	8	of	of	ADP
fsr-3901	166	9	standards	standard	NOUN
fsr-3901	166	10	also	also	ADV
fsr-3901	166	11	registers	register	VERB
fsr-3901	166	12	self	self	NOUN
fsr-3901	166	13	-	-	PUNCT
fsr-3901	166	14	study	study	NOUN
fsr-3901	166	15	programs	program	NOUN
fsr-3901	166	16	leading	lead	VERB
fsr-3901	166	17	to	to	ADP
fsr-3901	166	18	the	the	DET
fsr-3901	166	19	certified	certify	VERB
fsr-3901	166	20	financial	financial	ADJ
fsr-3901	166	21	planner	planner	NOUN
fsr-3901	166	22	examination	examination	NOUN
fsr-3901	166	23	.	.	PUNCT
fsr-3901	167	1	a	a	DET
fsr-3901	167	2	popular	popular	ADJ
fsr-3901	167	3	program	program	NOUN
fsr-3901	167	4	requires	require	VERB
fsr-3901	167	5	students	student	NOUN
fsr-3901	167	6	to	to	PART
fsr-3901	167	7	study	study	VERB
fsr-3901	167	8	and	and	CCONJ
fsr-3901	167	9	pass	pass	VERB
fsr-3901	167	10	,	,	PUNCT
fsr-3901	167	11	on	on	ADP
fsr-3901	167	12	a	a	DET
fsr-3901	167	13	sequential	sequential	ADJ
fsr-3901	167	14	basis	basis	NOUN
fsr-3901	167	15	,	,	PUNCT
fsr-3901	167	16	materials	material	NOUN
fsr-3901	167	17	in	in	ADP
fsr-3901	167	18	the	the	DET
fsr-3901	167	19	following	follow	VERB
fsr-3901	167	20	topical	topical	ADJ
fsr-3901	167	21	areas	area	NOUN
fsr-3901	167	22	:	:	PUNCT
fsr-3901	167	23	financial	financial	ADJ
fsr-3901	167	24	planning	planning	NOUN
fsr-3901	167	25	process	process	NOUN
fsr-3901	167	26	,	,	PUNCT
fsr-3901	167	27	insurance	insurance	NOUN
fsr-3901	167	28	planning	planning	NOUN
fsr-3901	167	29	,	,	PUNCT
fsr-3901	167	30	investment	investment	NOUN
fsr-3901	167	31	planning	planning	NOUN
fsr-3901	167	32	,	,	PUNCT
fsr-3901	167	33	income	income	NOUN
fsr-3901	167	34	tax	tax	NOUN
fsr-3901	167	35	planning	planning	NOUN
fsr-3901	167	36	,	,	PUNCT
fsr-3901	167	37	retirement	retirement	NOUN
fsr-3901	167	38	planning	planning	NOUN
fsr-3901	167	39	and	and	CCONJ
fsr-3901	167	40	employee	employee	NOUN
fsr-3901	167	41	benefits	benefit	NOUN
fsr-3901	167	42	,	,	PUNCT
fsr-3901	167	43	and	and	CCONJ
fsr-3901	167	44	estate	estate	NOUN
fsr-3901	167	45	planning	planning	NOUN
fsr-3901	167	46	.	.	PUNCT
fsr-3901	168	1	upon	upon	SCONJ
fsr-3901	168	2	successful	successful	ADJ
fsr-3901	168	3	completion	completion	NOUN
fsr-3901	168	4	of	of	ADP
fsr-3901	168	5	all	all	PRON
fsr-3901	168	6	of	of	ADP
fsr-3901	168	7	the	the	DET
fsr-3901	168	8	topical	topical	ADJ
fsr-3901	168	9	exams	exam	NOUN
fsr-3901	168	10	,	,	PUNCT
fsr-3901	168	11	the	the	DET
fsr-3901	168	12	student	student	NOUN
fsr-3901	168	13	is	be	AUX
fsr-3901	168	14	eligible	eligible	ADJ
fsr-3901	168	15	to	to	PART
fsr-3901	168	16	sit	sit	VERB
fsr-3901	168	17	for	for	ADP
fsr-3901	168	18	the	the	DET
fsr-3901	168	19	comprehensive	comprehensive	ADJ
fsr-3901	168	20	certification	certification	NOUN
fsr-3901	168	21	exam	exam	NOUN
fsr-3901	168	22	.	.	PUNCT
fsr-3901	169	1	5	5	X
fsr-3901	169	2	.	.	PUNCT
fsr-3901	169	3	this	this	DET
fsr-3901	169	4	lack	lack	NOUN
fsr-3901	169	5	of	of	ADP
fsr-3901	169	6	explicit	explicit	ADJ
fsr-3901	169	7	emphasis	emphasis	NOUN
fsr-3901	169	8	may	may	AUX
fsr-3901	169	9	be	be	AUX
fsr-3901	169	10	due	due	ADJ
fsr-3901	169	11	in	in	ADP
fsr-3901	169	12	part	part	NOUN
fsr-3901	169	13	to	to	ADP
fsr-3901	169	14	the	the	DET
fsr-3901	169	15	nature	nature	NOUN
fsr-3901	169	16	of	of	ADP
fsr-3901	169	17	the	the	DET
fsr-3901	169	18	program	program	NOUN
fsr-3901	169	19	301t.h	301t.h	NOUN
fsr-3901	169	20	.	.	PUNCT
fsr-3901	170	1	eyssell	eyssell	NOUN
fsr-3901	170	2	/	/	SYM
fsr-3901	170	3	financial	financial	ADJ
fsr-3901	170	4	services	service	NOUN
fsr-3901	170	5	review	review	VERB
fsr-3901	170	6	8	8	NUM
fsr-3901	170	7	(	(	PUNCT
fsr-3901	170	8	1999	1999	NUM
fsr-3901	170	9	)	)	PUNCT
fsr-3901	171	1	293–303	293–303	NUM
fsr-3901	171	2	registration	registration	NOUN
fsr-3901	171	3	criteria	criterion	NOUN
fsr-3901	171	4	of	of	ADP
fsr-3901	171	5	the	the	DET
fsr-3901	171	6	cfp	cfp	PROPN
fsr-3901	171	7	board	board	PROPN
fsr-3901	171	8	:	:	PUNCT
fsr-3901	171	9	the	the	DET
fsr-3901	171	10	institutional	institutional	ADJ
fsr-3901	171	11	registration	registration	NOUN
fsr-3901	171	12	materials	material	NOUN
fsr-3901	171	13	emphasize	emphasize	VERB
fsr-3901	171	14	topical	topical	ADJ
fsr-3901	171	15	coverage	coverage	NOUN
fsr-3901	171	16	requirements	requirement	NOUN
fsr-3901	171	17	and	and	CCONJ
fsr-3901	171	18	instructor	instructor	NOUN
fsr-3901	171	19	qualifications	qualification	NOUN
fsr-3901	171	20	,	,	PUNCT
fsr-3901	171	21	rather	rather	ADV
fsr-3901	171	22	than	than	ADP
fsr-3901	171	23	experiential	experiential	ADJ
fsr-3901	171	24	learning	learning	NOUN
fsr-3901	171	25	opportunities	opportunity	NOUN
fsr-3901	171	26	.	.	PUNCT
fsr-3901	172	1	and	and	CCONJ
fsr-3901	172	2	,	,	PUNCT
fsr-3901	172	3	in	in	ADP
fsr-3901	172	4	fairness	fairness	NOUN
fsr-3901	172	5	,	,	PUNCT
fsr-3901	172	6	it	it	PRON
fsr-3901	172	7	should	should	AUX
fsr-3901	172	8	be	be	AUX
fsr-3901	172	9	noted	note	VERB
fsr-3901	172	10	that	that	SCONJ
fsr-3901	172	11	the	the	DET
fsr-3901	172	12	criticism	criticism	NOUN
fsr-3901	172	13	that	that	SCONJ
fsr-3901	172	14	the	the	DET
fsr-3901	172	15	teaching	teaching	NOUN
fsr-3901	172	16	of	of	ADP
fsr-3901	172	17	qualitative	qualitative	ADJ
fsr-3901	172	18	skills	skill	NOUN
fsr-3901	172	19	is	be	AUX
fsr-3901	172	20	underemphasized	underemphasize	VERB
fsr-3901	172	21	has	have	AUX
fsr-3901	172	22	been	be	AUX
fsr-3901	172	23	leveled	level	VERB
fsr-3901	172	24	at	at	ADP
fsr-3901	172	25	business	business	NOUN
fsr-3901	172	26	education	education	NOUN
fsr-3901	172	27	for	for	ADP
fsr-3901	172	28	decades	decade	NOUN
fsr-3901	172	29	.	.	PUNCT
fsr-3901	173	1	as	as	SCONJ
fsr-3901	173	2	kenneth	kenneth	PROPN
fsr-3901	173	3	hastie	hastie	PROPN
fsr-3901	173	4	pointed	point	VERB
fsr-3901	173	5	out	out	ADP
fsr-3901	173	6	in	in	ADP
fsr-3901	173	7	his	his	PRON
fsr-3901	173	8	presidential	presidential	ADJ
fsr-3901	173	9	address	address	NOUN
fsr-3901	173	10	to	to	ADP
fsr-3901	173	11	the	the	DET
fsr-3901	173	12	financial	financial	ADJ
fsr-3901	173	13	management	management	PROPN
fsr-3901	173	14	association	association	NOUN
fsr-3901	173	15	in	in	ADP
fsr-3901	173	16	1982	1982	NUM
fsr-3901	173	17	,	,	PUNCT
fsr-3901	173	18	“	"	PUNCT
fsr-3901	173	19	business	business	NOUN
fsr-3901	173	20	sees	see	VERB
fsr-3901	173	21	far	far	ADV
fsr-3901	173	22	too	too	ADV
fsr-3901	173	23	many	many	ADJ
fsr-3901	173	24	individuals	individual	NOUN
fsr-3901	173	25	who	who	PRON
fsr-3901	173	26	have	have	VERB
fsr-3901	173	27	all	all	DET
fsr-3901	173	28	the	the	DET
fsr-3901	173	29	intellectual	intellectual	ADJ
fsr-3901	173	30	and	and	CCONJ
fsr-3901	173	31	analytical	analytical	ADJ
fsr-3901	173	32	skills	skill	NOUN
fsr-3901	173	33	necessary	necessary	ADJ
fsr-3901	173	34	to	to	PART
fsr-3901	173	35	be	be	AUX
fsr-3901	173	36	successful	successful	ADJ
fsr-3901	173	37	,	,	PUNCT
fsr-3901	173	38	but	but	CCONJ
fsr-3901	173	39	who	who	PRON
fsr-3901	173	40	are	be	AUX
fsr-3901	173	41	unable	unable	ADJ
fsr-3901	173	42	to	to	PART
fsr-3901	173	43	communicate	communicate	VERB
fsr-3901	173	44	those	those	DET
fsr-3901	173	45	ideas	idea	NOUN
fsr-3901	173	46	and	and	CCONJ
fsr-3901	173	47	conclusions	conclusion	NOUN
fsr-3901	173	48	.	.	PUNCT
fsr-3901	174	1	and	and	CCONJ
fsr-3901	174	2	that	that	PRON
fsr-3901	174	3	is	be	AUX
fsr-3901	174	4	regrettable	regrettable	ADJ
fsr-3901	174	5	.	.	PUNCT
fsr-3901	174	6	”	"	PUNCT
fsr-3901	175	1	hastie	hastie	PROPN
fsr-3901	175	2	(	(	PUNCT
fsr-3901	175	3	1982	1982	NUM
fsr-3901	175	4	)	)	PUNCT
fsr-3901	175	5	,	,	PUNCT
fsr-3901	175	6	p.	p.	NOUN
fsr-3901	175	7	60	60	NUM
fsr-3901	175	8	.	.	PUNCT
fsr-3901	176	1	6	6	NUM
fsr-3901	176	2	.	.	PUNCT
fsr-3901	177	1	the	the	DET
fsr-3901	177	2	prerequisite	prerequisite	NOUN
fsr-3901	177	3	for	for	ADP
fsr-3901	177	4	the	the	DET
fsr-3901	177	5	introductory	introductory	ADJ
fsr-3901	177	6	financial	financial	ADJ
fsr-3901	177	7	planning	planning	NOUN
fsr-3901	177	8	course	course	NOUN
fsr-3901	177	9	is	be	AUX
fsr-3901	177	10	the	the	DET
fsr-3901	177	11	first	first	ADJ
fsr-3901	177	12	financial	financial	ADJ
fsr-3901	177	13	management	management	NOUN
fsr-3901	177	14	course	course	NOUN
fsr-3901	177	15	,	,	PUNCT
fsr-3901	177	16	which	which	PRON
fsr-3901	177	17	is	be	AUX
fsr-3901	177	18	part	part	NOUN
fsr-3901	177	19	of	of	ADP
fsr-3901	177	20	the	the	DET
fsr-3901	177	21	core	core	NOUN
fsr-3901	177	22	business	business	NOUN
fsr-3901	177	23	curriculum	curriculum	NOUN
fsr-3901	177	24	.	.	PUNCT
fsr-3901	178	1	similar	similar	ADJ
fsr-3901	178	2	to	to	ADP
fsr-3901	178	3	most	most	ADJ
fsr-3901	178	4	institutions	institution	NOUN
fsr-3901	178	5	,	,	PUNCT
fsr-3901	178	6	the	the	DET
fsr-3901	178	7	financial	financial	ADJ
fsr-3901	178	8	management	management	NOUN
fsr-3901	178	9	course	course	NOUN
fsr-3901	178	10	has	have	VERB
fsr-3901	178	11	as	as	ADP
fsr-3901	178	12	prerequisites	prerequisite	NOUN
fsr-3901	178	13	courses	course	NOUN
fsr-3901	178	14	in	in	ADP
fsr-3901	178	15	accounting	accounting	NOUN
fsr-3901	178	16	,	,	PUNCT
fsr-3901	178	17	economics	economic	NOUN
fsr-3901	178	18	,	,	PUNCT
fsr-3901	178	19	and	and	CCONJ
fsr-3901	178	20	statistics	statistic	NOUN
fsr-3901	178	21	.	.	PUNCT
fsr-3901	179	1	7	7	X
fsr-3901	179	2	.	.	X
fsr-3901	179	3	in	in	ADP
fsr-3901	179	4	mid-1999	mid-1999	NOUN
fsr-3901	179	5	,	,	PUNCT
fsr-3901	179	6	the	the	DET
fsr-3901	179	7	national	national	ADJ
fsr-3901	179	8	icfp	icfp	NOUN
fsr-3901	179	9	and	and	CCONJ
fsr-3901	179	10	iafp	iafp	ADJ
fsr-3901	179	11	organizations	organization	NOUN
fsr-3901	179	12	announced	announce	VERB
fsr-3901	179	13	their	their	PRON
fsr-3901	179	14	intent	intent	NOUN
fsr-3901	179	15	to	to	PART
fsr-3901	179	16	merge	merge	VERB
fsr-3901	179	17	into	into	ADP
fsr-3901	179	18	a	a	DET
fsr-3901	179	19	single	single	ADJ
fsr-3901	179	20	25,000	25,000	NUM
fsr-3901	179	21	-	-	PUNCT
fsr-3901	179	22	member	member	NOUN
fsr-3901	179	23	organization	organization	NOUN
fsr-3901	179	24	,	,	PUNCT
fsr-3901	179	25	the	the	DET
fsr-3901	179	26	financial	financial	PROPN
fsr-3901	179	27	planning	planning	PROPN
fsr-3901	179	28	association	association	PROPN
fsr-3901	179	29	(	(	PUNCT
fsr-3901	179	30	fpa	fpa	PROPN
fsr-3901	179	31	)	)	PUNCT
fsr-3901	179	32	.	.	PUNCT
fsr-3901	180	1	8	8	X
fsr-3901	180	2	.	.	X
fsr-3901	181	1	in	in	ADP
fsr-3901	181	2	addition	addition	NOUN
fsr-3901	181	3	to	to	ADP
fsr-3901	181	4	providing	provide	VERB
fsr-3901	181	5	students	student	NOUN
fsr-3901	181	6	with	with	ADP
fsr-3901	181	7	the	the	DET
fsr-3901	181	8	opportunity	opportunity	NOUN
fsr-3901	181	9	to	to	PART
fsr-3901	181	10	observe	observe	VERB
fsr-3901	181	11	financial	financial	ADJ
fsr-3901	181	12	counselors	counselor	NOUN
fsr-3901	181	13	“	"	PUNCT
fsr-3901	181	14	in	in	ADP
fsr-3901	181	15	action	action	NOUN
fsr-3901	181	16	,	,	PUNCT
fsr-3901	181	17	”	"	PUNCT
fsr-3901	181	18	this	this	DET
fsr-3901	181	19	requirement	requirement	NOUN
fsr-3901	181	20	promotes	promote	VERB
fsr-3901	181	21	community	community	NOUN
fsr-3901	181	22	service	service	NOUN
fsr-3901	181	23	.	.	PUNCT
fsr-3901	182	1	it	it	PRON
fsr-3901	182	2	may	may	AUX
fsr-3901	182	3	also	also	ADV
fsr-3901	182	4	provide	provide	VERB
fsr-3901	182	5	a	a	DET
fsr-3901	182	6	favorable	favorable	ADJ
fsr-3901	182	7	self	self	NOUN
fsr-3901	182	8	-	-	PUNCT
fsr-3901	182	9	selection	selection	NOUN
fsr-3901	182	10	bias	bias	NOUN
fsr-3901	182	11	for	for	ADP
fsr-3901	182	12	students	student	NOUN
fsr-3901	182	13	considering	consider	VERB
fsr-3901	182	14	enrollment	enrollment	NOUN
fsr-3901	182	15	in	in	ADP
fsr-3901	182	16	the	the	DET
fsr-3901	182	17	course	course	NOUN
fsr-3901	182	18	as	as	SCONJ
fsr-3901	182	19	only	only	ADV
fsr-3901	182	20	those	those	PRON
fsr-3901	182	21	who	who	PRON
fsr-3901	182	22	are	be	AUX
fsr-3901	182	23	sincerely	sincerely	ADV
fsr-3901	182	24	interested	interested	ADJ
fsr-3901	182	25	in	in	ADP
fsr-3901	182	26	financial	financial	ADJ
fsr-3901	182	27	planning	planning	NOUN
fsr-3901	182	28	and	and	CCONJ
fsr-3901	182	29	counseling	counseling	NOUN
fsr-3901	182	30	will	will	AUX
fsr-3901	182	31	devote	devote	VERB
fsr-3901	182	32	several	several	ADJ
fsr-3901	182	33	hours	hour	NOUN
fsr-3901	182	34	per	per	ADP
fsr-3901	182	35	week	week	NOUN
fsr-3901	182	36	for	for	ADP
fsr-3901	182	37	no	no	DET
fsr-3901	182	38	compensation	compensation	NOUN
fsr-3901	182	39	.	.	PUNCT
fsr-3901	183	1	9	9	X
fsr-3901	183	2	.	.	X
fsr-3901	183	3	other	other	ADJ
fsr-3901	183	4	consumer	consumer	NOUN
fsr-3901	183	5	-	-	PUNCT
fsr-3901	183	6	oriented	orient	VERB
fsr-3901	183	7	organizations	organization	NOUN
fsr-3901	183	8	might	might	AUX
fsr-3901	183	9	also	also	ADV
fsr-3901	183	10	be	be	AUX
fsr-3901	183	11	contacted	contact	VERB
fsr-3901	183	12	.	.	PUNCT
fsr-3901	184	1	for	for	ADP
fsr-3901	184	2	example	example	NOUN
fsr-3901	184	3	,	,	PUNCT
fsr-3901	184	4	the	the	DET
fsr-3901	184	5	web	web	NOUN
fsr-3901	184	6	page	page	NOUN
fsr-3901	184	7	of	of	ADP
fsr-3901	184	8	the	the	DET
fsr-3901	184	9	national	national	PROPN
fsr-3901	184	10	foundation	foundation	PROPN
fsr-3901	184	11	for	for	ADP
fsr-3901	184	12	consumer	consumer	NOUN
fsr-3901	184	13	credit	credit	NOUN
fsr-3901	184	14	(	(	PUNCT
fsr-3901	184	15	nfcc	nfcc	NOUN
fsr-3901	184	16	)	)	PUNCT
fsr-3901	184	17	indicates	indicate	VERB
fsr-3901	184	18	that	that	SCONJ
fsr-3901	184	19	organization	organization	NOUN
fsr-3901	184	20	has	have	VERB
fsr-3901	184	21	1,450	1,450	NUM
fsr-3901	184	22	offices	office	NOUN
fsr-3901	184	23	nationwide	nationwide	ADV
fsr-3901	184	24	,	,	PUNCT
fsr-3901	184	25	many	many	ADJ
fsr-3901	184	26	of	of	ADP
fsr-3901	184	27	which	which	PRON
fsr-3901	184	28	are	be	AUX
fsr-3901	184	29	cccs	cccs	NOUN
fsr-3901	184	30	offices	office	NOUN
fsr-3901	184	31	.	.	PUNCT
fsr-3901	185	1	the	the	DET
fsr-3901	185	2	web	web	NOUN
fsr-3901	185	3	page	page	NOUN
fsr-3901	185	4	can	can	AUX
fsr-3901	185	5	be	be	AUX
fsr-3901	185	6	found	find	VERB
fsr-3901	185	7	at	at	ADP
fsr-3901	185	8	http://www.nfcc.org	http://www.nfcc.org	NUM
fsr-3901	185	9	.	.	PUNCT
fsr-3901	186	1	i	i	PRON
fsr-3901	186	2	would	would	AUX
fsr-3901	186	3	like	like	VERB
fsr-3901	186	4	to	to	PART
fsr-3901	186	5	thank	thank	VERB
fsr-3901	186	6	a	a	DET
fsr-3901	186	7	reviewer	reviewer	NOUN
fsr-3901	186	8	for	for	ADP
fsr-3901	186	9	pointing	point	VERB
fsr-3901	186	10	this	this	PRON
fsr-3901	186	11	out	out	ADP
fsr-3901	186	12	.	.	PUNCT
fsr-3901	187	1	10	10	NUM
fsr-3901	187	2	.	.	X
fsr-3901	188	1	convincing	convince	VERB
fsr-3901	188	2	one	one	NUM
fsr-3901	188	3	’s	’s	PART
fsr-3901	188	4	department	department	NOUN
fsr-3901	188	5	chair	chair	NOUN
fsr-3901	188	6	or	or	CCONJ
fsr-3901	188	7	dean	dean	NOUN
fsr-3901	188	8	to	to	PART
fsr-3901	188	9	offer	offer	VERB
fsr-3901	188	10	a	a	DET
fsr-3901	188	11	course	course	NOUN
fsr-3901	188	12	with	with	ADP
fsr-3901	188	13	an	an	DET
fsr-3901	188	14	enrollment	enrollment	NOUN
fsr-3901	188	15	of	of	ADP
fsr-3901	188	16	ten	ten	NUM
fsr-3901	188	17	students	student	NOUN
fsr-3901	188	18	might	might	AUX
fsr-3901	188	19	be	be	AUX
fsr-3901	188	20	difficult	difficult	ADJ
fsr-3901	188	21	;	;	PUNCT
fsr-3901	188	22	in	in	ADP
fsr-3901	188	23	our	our	PRON
fsr-3901	188	24	case	case	NOUN
fsr-3901	188	25	,	,	PUNCT
fsr-3901	188	26	the	the	DET
fsr-3901	188	27	instructor	instructor	NOUN
fsr-3901	188	28	is	be	AUX
fsr-3901	188	29	simply	simply	ADV
fsr-3901	188	30	given	give	VERB
fsr-3901	188	31	credit	credit	NOUN
fsr-3901	188	32	for	for	ADP
fsr-3901	188	33	one	one	NUM
fsr-3901	188	34	-	-	PUNCT
fsr-3901	188	35	half	half	NOUN
fsr-3901	188	36	course	course	NOUN
fsr-3901	188	37	for	for	SCONJ
fsr-3901	188	38	each	each	DET
fsr-3901	188	39	practicum	practicum	NOUN
fsr-3901	188	40	section	section	NOUN
fsr-3901	188	41	taught	teach	VERB
fsr-3901	188	42	.	.	PUNCT
fsr-3901	189	1	11	11	NUM
fsr-3901	189	2	.	.	PUNCT
fsr-3901	190	1	those	those	PRON
fsr-3901	190	2	familiar	familiar	ADJ
fsr-3901	190	3	with	with	ADP
fsr-3901	190	4	the	the	DET
fsr-3901	190	5	contents	content	NOUN
fsr-3901	190	6	of	of	ADP
fsr-3901	190	7	a	a	DET
fsr-3901	190	8	comprehensive	comprehensive	ADJ
fsr-3901	190	9	financial	financial	ADJ
fsr-3901	190	10	plan	plan	NOUN
fsr-3901	190	11	may	may	AUX
fsr-3901	190	12	question	question	VERB
fsr-3901	190	13	the	the	DET
fsr-3901	190	14	omission	omission	NOUN
fsr-3901	190	15	of	of	ADP
fsr-3901	190	16	a	a	DET
fsr-3901	190	17	segment	segment	NOUN
fsr-3901	190	18	on	on	ADP
fsr-3901	190	19	estate	estate	NOUN
fsr-3901	190	20	planning	planning	NOUN
fsr-3901	190	21	.	.	PUNCT
fsr-3901	191	1	it	it	PRON
fsr-3901	191	2	is	be	AUX
fsr-3901	191	3	my	my	PRON
fsr-3901	191	4	belief	belief	NOUN
fsr-3901	191	5	that	that	SCONJ
fsr-3901	191	6	,	,	PUNCT
fsr-3901	191	7	without	without	ADP
fsr-3901	191	8	detailed	detailed	ADJ
fsr-3901	191	9	assistance	assistance	NOUN
fsr-3901	191	10	from	from	ADP
fsr-3901	191	11	a	a	DET
fsr-3901	191	12	financial	financial	ADJ
fsr-3901	191	13	planner	planner	NOUN
fsr-3901	191	14	who	who	PRON
fsr-3901	191	15	is	be	AUX
fsr-3901	191	16	highly	highly	ADV
fsr-3901	191	17	qualified	qualified	ADJ
fsr-3901	191	18	in	in	ADP
fsr-3901	191	19	the	the	DET
fsr-3901	191	20	field	field	NOUN
fsr-3901	191	21	of	of	ADP
fsr-3901	191	22	estate	estate	NOUN
fsr-3901	191	23	planning	planning	NOUN
fsr-3901	191	24	,	,	PUNCT
fsr-3901	191	25	any	any	PRON
fsr-3901	191	26	but	but	CCONJ
fsr-3901	191	27	the	the	DET
fsr-3901	191	28	most	most	ADV
fsr-3901	191	29	general	general	ADJ
fsr-3901	191	30	and	and	CCONJ
fsr-3901	191	31	innocuous	innocuous	ADJ
fsr-3901	191	32	recommendations	recommendation	NOUN
fsr-3901	191	33	in	in	ADP
fsr-3901	191	34	the	the	DET
fsr-3901	191	35	area	area	NOUN
fsr-3901	191	36	are	be	AUX
fsr-3901	191	37	potentially	potentially	ADV
fsr-3901	191	38	inappropriate	inappropriate	ADJ
fsr-3901	191	39	and	and	CCONJ
fsr-3901	191	40	may	may	AUX
fsr-3901	191	41	open	open	VERB
fsr-3901	191	42	the	the	DET
fsr-3901	191	43	door	door	NOUN
fsr-3901	191	44	to	to	ADP
fsr-3901	191	45	unwanted	unwanted	ADJ
fsr-3901	191	46	liability	liability	NOUN
fsr-3901	191	47	issues	issue	NOUN
fsr-3901	191	48	for	for	ADP
fsr-3901	191	49	the	the	DET
fsr-3901	191	50	instructor	instructor	NOUN
fsr-3901	191	51	,	,	PUNCT
fsr-3901	191	52	the	the	DET
fsr-3901	191	53	students	student	NOUN
fsr-3901	191	54	,	,	PUNCT
fsr-3901	191	55	and	and	CCONJ
fsr-3901	191	56	the	the	DET
fsr-3901	191	57	university	university	NOUN
fsr-3901	191	58	.	.	PUNCT
fsr-3901	192	1	acknowledgment	acknowledgment	PROPN
fsr-3901	192	2	special	special	ADJ
fsr-3901	192	3	thanks	thank	NOUN
fsr-3901	192	4	are	be	AUX
fsr-3901	192	5	due	due	ADJ
fsr-3901	192	6	to	to	ADP
fsr-3901	192	7	cheryl	cheryl	PROPN
fsr-3901	192	8	fannin	fannin	PROPN
fsr-3901	192	9	,	,	PUNCT
fsr-3901	192	10	cccs	cccs	PROPN
fsr-3901	192	11	director	director	NOUN
fsr-3901	192	12	of	of	ADP
fsr-3901	192	13	counseling	counseling	NOUN
fsr-3901	192	14	,	,	PUNCT
fsr-3901	192	15	victoria	victoria	PROPN
fsr-3901	192	16	jacobson	jacobson	PROPN
fsr-3901	192	17	,	,	PUNCT
fsr-3901	192	18	cccs	cccs	PROPN
fsr-3901	192	19	director	director	NOUN
fsr-3901	192	20	of	of	ADP
fsr-3901	192	21	education	education	NOUN
fsr-3901	192	22	,	,	PUNCT
fsr-3901	192	23	jack	jack	PROPN
fsr-3901	192	24	white	white	PROPN
fsr-3901	192	25	,	,	PUNCT
fsr-3901	192	26	rfp	rfp	PROPN
fsr-3901	192	27	,	,	PUNCT
fsr-3901	192	28	cfp	cfp	PROPN
fsr-3901	192	29	,	,	PUNCT
fsr-3901	192	30	mike	mike	PROPN
fsr-3901	192	31	kickham	kickham	PROPN
fsr-3901	192	32	cfp	cfp	PROPN
fsr-3901	192	33	,	,	PUNCT
fsr-3901	192	34	and	and	CCONJ
fsr-3901	192	35	carl	carl	PROPN
fsr-3901	192	36	goodin	goodin	PROPN
fsr-3901	192	37	,	,	PUNCT
fsr-3901	192	38	cfp	cfp	PROPN
fsr-3901	192	39	,	,	PUNCT
fsr-3901	192	40	for	for	ADP
fsr-3901	192	41	their	their	PRON
fsr-3901	192	42	assistance	assistance	NOUN
fsr-3901	192	43	and	and	CCONJ
fsr-3901	192	44	willingness	willingness	NOUN
fsr-3901	192	45	to	to	PART
fsr-3901	192	46	participate	participate	VERB
fsr-3901	192	47	in	in	ADP
fsr-3901	192	48	this	this	DET
fsr-3901	192	49	project	project	NOUN
fsr-3901	192	50	.	.	PUNCT
fsr-3901	193	1	i	i	PRON
fsr-3901	193	2	would	would	AUX
fsr-3901	193	3	also	also	ADV
fsr-3901	193	4	like	like	VERB
fsr-3901	193	5	to	to	PART
fsr-3901	193	6	thank	thank	VERB
fsr-3901	193	7	two	two	NUM
fsr-3901	193	8	anonymous	anonymous	ADJ
fsr-3901	193	9	reviewers	reviewer	NOUN
fsr-3901	193	10	for	for	ADP
fsr-3901	193	11	their	their	PRON
fsr-3901	193	12	comments	comment	NOUN
fsr-3901	193	13	on	on	ADP
fsr-3901	193	14	an	an	DET
fsr-3901	193	15	earlier	early	ADJ
fsr-3901	193	16	draft	draft	NOUN
fsr-3901	193	17	of	of	ADP
fsr-3901	193	18	this	this	DET
fsr-3901	193	19	paper	paper	NOUN
fsr-3901	193	20	.	.	PUNCT
fsr-3901	194	1	302	302	NUM
fsr-3901	194	2	t.h	t.h	PROPN
fsr-3901	194	3	.	.	PROPN
fsr-3901	194	4	eyssell	eyssell	PROPN
fsr-3901	194	5	/	/	SYM
fsr-3901	194	6	financial	financial	ADJ
fsr-3901	194	7	services	service	NOUN
fsr-3901	194	8	review	review	VERB
fsr-3901	194	9	8	8	NUM
fsr-3901	194	10	(	(	PUNCT
fsr-3901	194	11	1999	1999	NUM
fsr-3901	194	12	)	)	PUNCT
fsr-3901	195	1	293–303	293–303	NUM
fsr-3901	195	2	references	reference	NOUN
fsr-3901	195	3	college	college	NOUN
fsr-3901	195	4	for	for	ADP
fsr-3901	195	5	financial	financial	ADJ
fsr-3901	195	6	planning	planning	NOUN
fsr-3901	195	7	.	.	PUNCT
fsr-3901	196	1	(	(	PUNCT
fsr-3901	196	2	1997).the	1997).the	DET
fsr-3901	196	3	financial	financial	ADJ
fsr-3901	196	4	planning	planning	NOUN
fsr-3901	196	5	process	process	NOUN
fsr-3901	196	6	and	and	CCONJ
fsr-3901	196	7	insurance	insurance	NOUN
fsr-3901	196	8	.	.	PUNCT
fsr-3901	197	1	denver	denver	PROPN
fsr-3901	197	2	:	:	PUNCT
fsr-3901	197	3	the	the	DET
fsr-3901	197	4	college	college	NOUN
fsr-3901	197	5	for	for	ADP
fsr-3901	197	6	financial	financial	ADJ
fsr-3901	197	7	planning	planning	NOUN
fsr-3901	197	8	.	.	PUNCT
fsr-3901	198	1	evensky	evensky	ADJ
fsr-3901	198	2	,	,	PUNCT
fsr-3901	198	3	h.	h.	PROPN
fsr-3901	198	4	(	(	PUNCT
fsr-3901	198	5	1997).wealth	1997).wealth	NUM
fsr-3901	198	6	management	management	NOUN
fsr-3901	198	7	.	.	PUNCT
fsr-3901	199	1	chicago	chicago	PROPN
fsr-3901	199	2	:	:	PUNCT
fsr-3901	199	3	irwin	irwin	PROPN
fsr-3901	199	4	/	/	SYM
fsr-3901	199	5	mcgraw	mcgraw	PROPN
fsr-3901	199	6	-	-	PUNCT
fsr-3901	199	7	hill	hill	NOUN
fsr-3901	199	8	.	.	PUNCT
fsr-3901	200	1	hastie	hastie	PROPN
fsr-3901	200	2	,	,	PUNCT
fsr-3901	200	3	k.	k.	PROPN
fsr-3901	200	4	l.	l.	PROPN
fsr-3901	200	5	(	(	PUNCT
fsr-3901	200	6	1982	1982	NUM
fsr-3901	200	7	)	)	PUNCT
fsr-3901	200	8	.	.	PUNCT
fsr-3901	201	1	a	a	DET
fsr-3901	201	2	perspective	perspective	NOUN
fsr-3901	201	3	on	on	ADP
fsr-3901	201	4	management	management	NOUN
fsr-3901	201	5	education.financial	education.financial	ADJ
fsr-3901	201	6	management	management	NOUN
fsr-3901	201	7	,	,	PUNCT
fsr-3901	201	8	55–62	55–62	NUM
fsr-3901	201	9	.	.	X
fsr-3901	201	10	rowland	rowland	PROPN
fsr-3901	201	11	,	,	PUNCT
fsr-3901	201	12	m.	m.	NOUN
fsr-3901	201	13	(	(	PUNCT
fsr-3901	201	14	1997).best	1997).b	ADJ
fsr-3901	201	15	practices	practice	NOUN
fsr-3901	201	16	for	for	ADP
fsr-3901	201	17	financial	financial	ADJ
fsr-3901	201	18	advisors	advisor	NOUN
fsr-3901	201	19	.	.	PUNCT
fsr-3901	202	1	princeton	princeton	PROPN
fsr-3901	202	2	,	,	PUNCT
fsr-3901	202	3	nj	nj	PROPN
fsr-3901	202	4	:	:	PUNCT
fsr-3901	202	5	bloomberg	bloomberg	PROPN
fsr-3901	202	6	press	press	NOUN
fsr-3901	202	7	.	.	PUNCT
fsr-3901	203	1	303t.h	303t.h	X
fsr-3901	203	2	.	.	PUNCT
fsr-3901	203	3	eyssell	eyssell	NOUN
fsr-3901	203	4	/	/	SYM
fsr-3901	203	5	financial	financial	ADJ
fsr-3901	203	6	services	service	NOUN
fsr-3901	203	7	review	review	VERB
fsr-3901	203	8	8	8	NUM
fsr-3901	203	9	(	(	PUNCT
fsr-3901	203	10	1999	1999	NUM
fsr-3901	203	11	)	)	PUNCT
fsr-3901	204	1	293–303	293–303	NUM