id	sid	tid	token	lemma	pos
fsr-3921	1	1	pii	pii	PROPN
fsr-3921	1	2	:	:	PUNCT
fsr-3921	1	3	s1057	s1057	NOUN
fsr-3921	1	4	-	-	PUNCT
fsr-3921	1	5	0810(01)00070	0810(01)00070	NUM
fsr-3921	1	6	-	-	SYM
fsr-3921	1	7	1	1	NUM
fsr-3921	1	8	from	from	ADP
fsr-3921	1	9	the	the	DET
fsr-3921	1	10	editor	editor	NOUN
fsr-3921	1	11	retirement	retirement	NOUN
fsr-3921	1	12	planning	planning	NOUN
fsr-3921	1	13	is	be	AUX
fsr-3921	1	14	becoming	become	VERB
fsr-3921	1	15	increasingly	increasingly	ADV
fsr-3921	1	16	important	important	ADJ
fsr-3921	1	17	as	as	SCONJ
fsr-3921	1	18	the	the	DET
fsr-3921	1	19	baby	baby	NOUN
fsr-3921	1	20	boomers	boomer	NOUN
fsr-3921	1	21	approach	approach	VERB
fsr-3921	1	22	the	the	DET
fsr-3921	1	23	age	age	NOUN
fsr-3921	1	24	when	when	SCONJ
fsr-3921	1	25	they	they	PRON
fsr-3921	1	26	are	be	AUX
fsr-3921	1	27	eligible	eligible	ADJ
fsr-3921	1	28	to	to	PART
fsr-3921	1	29	retire	retire	VERB
fsr-3921	1	30	and	and	CCONJ
fsr-3921	1	31	must	must	AUX
fsr-3921	1	32	deal	deal	VERB
fsr-3921	1	33	with	with	ADP
fsr-3921	1	34	the	the	DET
fsr-3921	1	35	consequences	consequence	NOUN
fsr-3921	1	36	of	of	ADP
fsr-3921	1	37	their	their	PRON
fsr-3921	1	38	prior	prior	ADJ
fsr-3921	1	39	investment	investment	NOUN
fsr-3921	1	40	decisions	decision	NOUN
fsr-3921	1	41	.	.	PUNCT
fsr-3921	2	1	three	three	NUM
fsr-3921	2	2	of	of	ADP
fsr-3921	2	3	the	the	DET
fsr-3921	2	4	six	six	NUM
fsr-3921	2	5	articles	article	NOUN
fsr-3921	2	6	in	in	ADP
fsr-3921	2	7	this	this	DET
fsr-3921	2	8	issue	issue	NOUN
fsr-3921	2	9	deal	deal	VERB
fsr-3921	2	10	with	with	ADP
fsr-3921	2	11	various	various	ADJ
fsr-3921	2	12	aspects	aspect	NOUN
fsr-3921	2	13	of	of	ADP
fsr-3921	2	14	pension	pension	NOUN
fsr-3921	2	15	plans	plan	NOUN
fsr-3921	2	16	and	and	CCONJ
fsr-3921	2	17	ratios	ratio	NOUN
fsr-3921	2	18	to	to	PART
fsr-3921	2	19	be	be	AUX
fsr-3921	2	20	used	use	VERB
fsr-3921	2	21	in	in	ADP
fsr-3921	2	22	planning	planning	NOUN
fsr-3921	2	23	activities	activity	NOUN
fsr-3921	2	24	.	.	PUNCT
fsr-3921	3	1	kevin	kevin	PROPN
fsr-3921	3	2	w.	w.	PROPN
fsr-3921	3	3	sigrist	sigrist	PROPN
fsr-3921	3	4	and	and	CCONJ
fsr-3921	3	5	stewart	stewart	PROPN
fsr-3921	3	6	l.	l.	PROPN
fsr-3921	3	7	brown	brown	PROPN
fsr-3921	3	8	explore	explore	VERB
fsr-3921	3	9	the	the	DET
fsr-3921	3	10	issues	issue	NOUN
fsr-3921	3	11	involved	involve	VERB
fsr-3921	3	12	in	in	ADP
fsr-3921	3	13	designing	design	VERB
fsr-3921	3	14	a	a	DET
fsr-3921	3	15	state	state	NOUN
fsr-3921	3	16	retirement	retirement	NOUN
fsr-3921	3	17	plan	plan	NOUN
fsr-3921	3	18	in	in	ADP
fsr-3921	3	19	florida	florida	PROPN
fsr-3921	3	20	for	for	ADP
fsr-3921	3	21	their	their	PRON
fsr-3921	3	22	article	article	NOUN
fsr-3921	3	23	entitled	entitle	VERB
fsr-3921	3	24	,	,	PUNCT
fsr-3921	3	25	“	"	PUNCT
fsr-3921	3	26	design	design	VERB
fsr-3921	3	27	considerations	consideration	NOUN
fsr-3921	3	28	for	for	ADP
fsr-3921	3	29	large	large	ADJ
fsr-3921	3	30	public	public	ADJ
fsr-3921	3	31	sector	sector	NOUN
fsr-3921	3	32	defined	define	VERB
fsr-3921	3	33	contribution	contribution	NOUN
fsr-3921	3	34	plans	plan	NOUN
fsr-3921	3	35	”	"	PUNCT
fsr-3921	3	36	.	.	PUNCT
fsr-3921	4	1	they	they	PRON
fsr-3921	4	2	identify	identify	VERB
fsr-3921	4	3	the	the	DET
fsr-3921	4	4	major	major	ADJ
fsr-3921	4	5	types	type	NOUN
fsr-3921	4	6	of	of	ADP
fsr-3921	4	7	public	public	ADJ
fsr-3921	4	8	retirement	retirement	NOUN
fsr-3921	4	9	plans	plan	NOUN
fsr-3921	4	10	,	,	PUNCT
fsr-3921	4	11	issues	issue	NOUN
fsr-3921	4	12	that	that	PRON
fsr-3921	4	13	face	face	VERB
fsr-3921	4	14	the	the	DET
fsr-3921	4	15	trustees	trustee	NOUN
fsr-3921	4	16	who	who	PRON
fsr-3921	4	17	oversee	oversee	VERB
fsr-3921	4	18	the	the	DET
fsr-3921	4	19	implementation	implementation	NOUN
fsr-3921	4	20	of	of	ADP
fsr-3921	4	21	a	a	DET
fsr-3921	4	22	plan	plan	NOUN
fsr-3921	4	23	,	,	PUNCT
fsr-3921	4	24	legal	legal	ADJ
fsr-3921	4	25	issues	issue	NOUN
fsr-3921	4	26	,	,	PUNCT
fsr-3921	4	27	model	model	NOUN
fsr-3921	4	28	legislation	legislation	NOUN
fsr-3921	4	29	for	for	ADP
fsr-3921	4	30	these	these	DET
fsr-3921	4	31	types	type	NOUN
fsr-3921	4	32	of	of	ADP
fsr-3921	4	33	plans	plan	NOUN
fsr-3921	4	34	,	,	PUNCT
fsr-3921	4	35	the	the	DET
fsr-3921	4	36	administrative	administrative	ADJ
fsr-3921	4	37	and	and	CCONJ
fsr-3921	4	38	advisory	advisory	ADJ
fsr-3921	4	39	costs	cost	NOUN
fsr-3921	4	40	of	of	ADP
fsr-3921	4	41	the	the	DET
fsr-3921	4	42	plans	plan	NOUN
fsr-3921	4	43	,	,	PUNCT
fsr-3921	4	44	and	and	CCONJ
fsr-3921	4	45	the	the	DET
fsr-3921	4	46	tradeoff	tradeoff	NOUN
fsr-3921	4	47	involved	involve	VERB
fsr-3921	4	48	in	in	ADP
fsr-3921	4	49	institutional	institutional	ADJ
fsr-3921	4	50	accounts	account	NOUN
fsr-3921	4	51	versus	versus	ADP
fsr-3921	4	52	mutual	mutual	ADJ
fsr-3921	4	53	funds	fund	NOUN
fsr-3921	4	54	.	.	PUNCT
fsr-3921	5	1	this	this	DET
fsr-3921	5	2	article	article	NOUN
fsr-3921	5	3	is	be	AUX
fsr-3921	5	4	of	of	ADP
fsr-3921	5	5	particular	particular	ADJ
fsr-3921	5	6	interest	interest	NOUN
fsr-3921	5	7	to	to	ADP
fsr-3921	5	8	all	all	PRON
fsr-3921	5	9	of	of	ADP
fsr-3921	5	10	those	those	DET
fsr-3921	5	11	individuals	individual	NOUN
fsr-3921	5	12	who	who	PRON
fsr-3921	5	13	expect	expect	VERB
fsr-3921	5	14	a	a	DET
fsr-3921	5	15	pension	pension	NOUN
fsr-3921	5	16	from	from	ADP
fsr-3921	5	17	a	a	DET
fsr-3921	5	18	state	state	NOUN
fsr-3921	5	19	entity	entity	NOUN
fsr-3921	5	20	as	as	ADV
fsr-3921	5	21	well	well	ADV
fsr-3921	5	22	as	as	ADP
fsr-3921	5	23	those	those	PRON
fsr-3921	5	24	who	who	PRON
fsr-3921	5	25	are	be	AUX
fsr-3921	5	26	responsible	responsible	ADJ
fsr-3921	5	27	for	for	ADP
fsr-3921	5	28	designing	design	VERB
fsr-3921	5	29	these	these	DET
fsr-3921	5	30	plans	plan	NOUN
fsr-3921	5	31	.	.	PUNCT
fsr-3921	6	1	many	many	ADJ
fsr-3921	6	2	educators	educator	NOUN
fsr-3921	6	3	invest	invest	VERB
fsr-3921	6	4	at	at	ADP
fsr-3921	6	5	least	least	ADJ
fsr-3921	6	6	some	some	PRON
fsr-3921	6	7	of	of	ADP
fsr-3921	6	8	their	their	PRON
fsr-3921	6	9	retirement	retirement	NOUN
fsr-3921	6	10	funds	fund	NOUN
fsr-3921	6	11	in	in	ADP
fsr-3921	6	12	tiaa	tiaa	ADJ
fsr-3921	6	13	/	/	SYM
fsr-3921	6	14	cref	cref	NOUN
fsr-3921	6	15	funds	fund	NOUN
fsr-3921	6	16	that	that	PRON
fsr-3921	6	17	are	be	AUX
fsr-3921	6	18	available	available	ADJ
fsr-3921	6	19	through	through	ADP
fsr-3921	6	20	403(b	403(b	PROPN
fsr-3921	6	21	)	)	PUNCT
fsr-3921	6	22	plans	plan	NOUN
fsr-3921	6	23	.	.	PUNCT
fsr-3921	7	1	edward	edward	PROPN
fsr-3921	7	2	m.	m.	PROPN
fsr-3921	7	3	miller	miller	PROPN
fsr-3921	7	4	and	and	CCONJ
fsr-3921	7	5	larry	larry	PROPN
fsr-3921	7	6	j.	j.	PROPN
fsr-3921	7	7	prather	prather	PROPN
fsr-3921	7	8	examine	examine	VERB
fsr-3921	7	9	the	the	DET
fsr-3921	7	10	possibility	possibility	NOUN
fsr-3921	7	11	of	of	ADP
fsr-3921	7	12	predictable	predictable	ADJ
fsr-3921	7	13	patterns	pattern	NOUN
fsr-3921	7	14	in	in	ADP
fsr-3921	7	15	tiaa	tiaa	ADJ
fsr-3921	7	16	/	/	SYM
fsr-3921	7	17	cref	cref	NOUN
fsr-3921	7	18	funds	fund	NOUN
fsr-3921	7	19	that	that	PRON
fsr-3921	7	20	allow	allow	VERB
fsr-3921	7	21	for	for	ADP
fsr-3921	7	22	an	an	DET
fsr-3921	7	23	opportunity	opportunity	NOUN
fsr-3921	7	24	to	to	PART
fsr-3921	7	25	use	use	VERB
fsr-3921	7	26	a	a	DET
fsr-3921	7	27	trading	trading	NOUN
fsr-3921	7	28	rule	rule	NOUN
fsr-3921	7	29	that	that	SCONJ
fsr-3921	7	30	they	they	PRON
fsr-3921	7	31	devise	devise	VERB
fsr-3921	7	32	that	that	PRON
fsr-3921	7	33	will	will	AUX
fsr-3921	7	34	beat	beat	VERB
fsr-3921	7	35	a	a	DET
fsr-3921	7	36	buy	buy	NOUN
fsr-3921	7	37	and	and	CCONJ
fsr-3921	7	38	hold	hold	VERB
fsr-3921	7	39	approach	approach	NOUN
fsr-3921	7	40	.	.	PUNCT
fsr-3921	8	1	their	their	PRON
fsr-3921	8	2	work	work	NOUN
fsr-3921	8	3	is	be	AUX
fsr-3921	8	4	interesting	interesting	ADJ
fsr-3921	8	5	in	in	ADP
fsr-3921	8	6	light	light	NOUN
fsr-3921	8	7	of	of	ADP
fsr-3921	8	8	the	the	DET
fsr-3921	8	9	announcement	announcement	NOUN
fsr-3921	8	10	by	by	ADP
fsr-3921	8	11	cref	cref	NOUN
fsr-3921	8	12	that	that	PRON
fsr-3921	8	13	restricts	restrict	VERB
fsr-3921	8	14	the	the	DET
fsr-3921	8	15	number	number	NOUN
fsr-3921	8	16	of	of	ADP
fsr-3921	8	17	trades	trade	NOUN
fsr-3921	8	18	that	that	PRON
fsr-3921	8	19	can	can	AUX
fsr-3921	8	20	be	be	AUX
fsr-3921	8	21	made	make	VERB
fsr-3921	8	22	by	by	ADP
fsr-3921	8	23	participants	participant	NOUN
fsr-3921	8	24	.	.	PUNCT
fsr-3921	9	1	specific	specific	ADJ
fsr-3921	9	2	ratios	ratio	NOUN
fsr-3921	9	3	that	that	SCONJ
fsr-3921	9	4	financial	financial	ADJ
fsr-3921	9	5	planners	planner	NOUN
fsr-3921	9	6	can	can	AUX
fsr-3921	9	7	use	use	VERB
fsr-3921	9	8	in	in	ADP
fsr-3921	9	9	helping	help	VERB
fsr-3921	9	10	their	their	PRON
fsr-3921	9	11	clients	client	NOUN
fsr-3921	9	12	to	to	PART
fsr-3921	9	13	plan	plan	VERB
fsr-3921	9	14	for	for	ADP
fsr-3921	9	15	retirement	retirement	NOUN
fsr-3921	9	16	are	be	AUX
fsr-3921	9	17	provided	provide	VERB
fsr-3921	9	18	in	in	ADP
fsr-3921	9	19	a	a	DET
fsr-3921	9	20	study	study	NOUN
fsr-3921	9	21	by	by	ADP
fsr-3921	9	22	sue	sue	PROPN
fsr-3921	9	23	alexander	alexander	NOUN
fsr-3921	9	24	greninger	greninger	PROPN
fsr-3921	9	25	,	,	PUNCT
fsr-3921	9	26	vickie	vickie	PROPN
fsr-3921	9	27	l.	l.	PROPN
fsr-3921	9	28	hampton	hampton	PROPN
fsr-3921	9	29	,	,	PUNCT
fsr-3921	9	30	karrol	karrol	PROPN
fsr-3921	9	31	a.	a.	PROPN
fsr-3921	9	32	kitt	kitt	PROPN
fsr-3921	9	33	,	,	PUNCT
fsr-3921	9	34	and	and	CCONJ
fsr-3921	9	35	susan	susan	PROPN
fsr-3921	9	36	jacquet	jacquet	NOUN
fsr-3921	9	37	.	.	PUNCT
fsr-3921	10	1	they	they	PRON
fsr-3921	10	2	report	report	VERB
fsr-3921	10	3	on	on	ADP
fsr-3921	10	4	a	a	DET
fsr-3921	10	5	survey	survey	NOUN
fsr-3921	10	6	that	that	PRON
fsr-3921	10	7	seeks	seek	VERB
fsr-3921	10	8	consensus	consensus	NOUN
fsr-3921	10	9	on	on	ADP
fsr-3921	10	10	appropriate	appropriate	ADJ
fsr-3921	10	11	assumptions	assumption	NOUN
fsr-3921	10	12	to	to	PART
fsr-3921	10	13	use	use	VERB
fsr-3921	10	14	in	in	ADP
fsr-3921	10	15	retirement	retirement	NOUN
fsr-3921	10	16	savings	saving	NOUN
fsr-3921	10	17	projections	projection	NOUN
fsr-3921	10	18	and	and	CCONJ
fsr-3921	10	19	specific	specific	ADJ
fsr-3921	10	20	steps	step	NOUN
fsr-3921	10	21	to	to	PART
fsr-3921	10	22	be	be	AUX
fsr-3921	10	23	taken	take	VERB
fsr-3921	10	24	as	as	SCONJ
fsr-3921	10	25	the	the	DET
fsr-3921	10	26	individual	individual	NOUN
fsr-3921	10	27	nears	near	VERB
fsr-3921	10	28	retirement	retirement	NOUN
fsr-3921	10	29	age	age	NOUN
fsr-3921	10	30	.	.	PUNCT
fsr-3921	11	1	bond	bond	NOUN
fsr-3921	11	2	funds	fund	NOUN
fsr-3921	11	3	are	be	AUX
fsr-3921	11	4	frequently	frequently	ADV
fsr-3921	11	5	recommend	recommend	ADJ
fsr-3921	11	6	for	for	ADP
fsr-3921	11	7	those	those	PRON
fsr-3921	11	8	nearing	near	VERB
fsr-3921	11	9	retirement	retirement	NOUN
fsr-3921	11	10	as	as	ADP
fsr-3921	11	11	an	an	DET
fsr-3921	11	12	alternative	alternative	NOUN
fsr-3921	11	13	to	to	ADP
fsr-3921	11	14	stocks	stock	NOUN
fsr-3921	11	15	.	.	PUNCT
fsr-3921	12	1	james	james	PROPN
fsr-3921	12	2	philpot	philpot	PROPN
fsr-3921	12	3	,	,	PUNCT
fsr-3921	12	4	douglas	douglas	PROPN
fsr-3921	12	5	hearth	hearth	NOUN
fsr-3921	12	6	,	,	PUNCT
fsr-3921	12	7	and	and	CCONJ
fsr-3921	12	8	james	james	PROPN
fsr-3921	12	9	rimbey	rimbey	PROPN
fsr-3921	12	10	examine	examine	VERB
fsr-3921	12	11	the	the	DET
fsr-3921	12	12	performance	performance	NOUN
fsr-3921	12	13	of	of	ADP
fsr-3921	12	14	managers	manager	NOUN
fsr-3921	12	15	of	of	ADP
fsr-3921	12	16	bond	bond	NOUN
fsr-3921	12	17	funds	fund	NOUN
fsr-3921	12	18	in	in	ADP
fsr-3921	12	19	an	an	DET
fsr-3921	12	20	article	article	NOUN
fsr-3921	12	21	entitled	entitle	VERB
fsr-3921	12	22	,	,	PUNCT
fsr-3921	12	23	“	"	PUNCT
fsr-3921	12	24	performance	performance	NOUN
fsr-3921	12	25	persistence	persistence	NOUN
fsr-3921	12	26	and	and	CCONJ
fsr-3921	12	27	management	management	NOUN
fsr-3921	12	28	skill	skill	NOUN
fsr-3921	12	29	in	in	ADP
fsr-3921	12	30	non	non	ADJ
fsr-3921	12	31	-	-	ADJ
fsr-3921	12	32	conventional	conventional	ADJ
fsr-3921	12	33	bond	bond	NOUN
fsr-3921	12	34	mutual	mutual	ADJ
fsr-3921	12	35	funds	fund	NOUN
fsr-3921	12	36	”	"	PUNCT
fsr-3921	12	37	.	.	PUNCT
fsr-3921	13	1	they	they	PRON
fsr-3921	13	2	find	find	VERB
fsr-3921	13	3	that	that	SCONJ
fsr-3921	13	4	managers	manager	NOUN
fsr-3921	13	5	of	of	ADP
fsr-3921	13	6	high	high	ADJ
fsr-3921	13	7	-	-	PUNCT
fsr-3921	13	8	yield	yield	NOUN
fsr-3921	13	9	bond	bond	NOUN
fsr-3921	13	10	funds	fund	NOUN
fsr-3921	13	11	are	be	AUX
fsr-3921	13	12	able	able	ADJ
fsr-3921	13	13	to	to	PART
fsr-3921	13	14	outperform	outperform	VERB
fsr-3921	13	15	on	on	ADP
fsr-3921	13	16	a	a	DET
fsr-3921	13	17	short	short	ADJ
fsr-3921	13	18	-	-	PUNCT
fsr-3921	13	19	term	term	NOUN
fsr-3921	13	20	basis	basis	NOUN
fsr-3921	13	21	.	.	PUNCT
fsr-3921	14	1	they	they	PRON
fsr-3921	14	2	also	also	ADV
fsr-3921	14	3	provide	provide	VERB
fsr-3921	14	4	evidence	evidence	NOUN
fsr-3921	14	5	that	that	SCONJ
fsr-3921	14	6	portfolio	portfolio	NOUN
fsr-3921	14	7	turnover	turnover	NOUN
fsr-3921	14	8	is	be	AUX
fsr-3921	14	9	inversely	inversely	ADV
fsr-3921	14	10	related	relate	VERB
fsr-3921	14	11	to	to	ADP
fsr-3921	14	12	risk	risk	NOUN
fsr-3921	14	13	-	-	PUNCT
fsr-3921	14	14	adjusted	adjust	VERB
fsr-3921	14	15	performance	performance	NOUN
fsr-3921	14	16	.	.	PUNCT
fsr-3921	15	1	individual	individual	ADJ
fsr-3921	15	2	investors	investor	NOUN
fsr-3921	15	3	are	be	AUX
fsr-3921	15	4	often	often	ADV
fsr-3921	15	5	advised	advise	VERB
fsr-3921	15	6	to	to	PART
fsr-3921	15	7	add	add	VERB
fsr-3921	15	8	international	international	ADJ
fsr-3921	15	9	funds	fund	NOUN
fsr-3921	15	10	to	to	ADP
fsr-3921	15	11	their	their	PRON
fsr-3921	15	12	portfolio	portfolio	NOUN
fsr-3921	15	13	to	to	PART
fsr-3921	15	14	reduce	reduce	VERB
fsr-3921	15	15	their	their	PRON
fsr-3921	15	16	overall	overall	ADJ
fsr-3921	15	17	risk	risk	NOUN
fsr-3921	15	18	.	.	PUNCT
fsr-3921	16	1	matthew	matthew	PROPN
fsr-3921	16	2	o’connor	o’connor	PROPN
fsr-3921	16	3	and	and	CCONJ
fsr-3921	16	4	edward	edward	PROPN
fsr-3921	16	5	a.	a.	NOUN
fsr-3921	16	6	downe	downe	PROPN
fsr-3921	16	7	explore	explore	VERB
fsr-3921	16	8	the	the	DET
fsr-3921	16	9	impact	impact	NOUN
fsr-3921	16	10	of	of	ADP
fsr-3921	16	11	webs	webs	NOUN
fsr-3921	16	12	financial	financial	ADJ
fsr-3921	16	13	services	service	NOUN
fsr-3921	16	14	review	review	VERB
fsr-3921	16	15	9	9	NUM
fsr-3921	16	16	(	(	PUNCT
fsr-3921	16	17	2000	2000	NUM
fsr-3921	16	18	)	)	PUNCT
fsr-3921	16	19	v	v	NOUN
fsr-3921	16	20	–	–	PUNCT
fsr-3921	16	21	vi	vi	NOUN
fsr-3921	16	22	1057	1057	NUM
fsr-3921	16	23	-	-	SYM
fsr-3921	16	24	0810/00/$	0810/00/$	NUM
fsr-3921	16	25	–	–	PUNCT
fsr-3921	16	26	see	see	VERB
fsr-3921	16	27	front	front	ADJ
fsr-3921	16	28	matter	matter	NOUN
fsr-3921	16	29	©	©	PROPN
fsr-3921	16	30	2001	2001	NUM
fsr-3921	16	31	elsevier	elsevier	PROPN
fsr-3921	16	32	science	science	PROPN
fsr-3921	16	33	inc	inc	PROPN
fsr-3921	16	34	.	.	PUNCT
fsr-3921	17	1	all	all	DET
fsr-3921	17	2	rights	right	NOUN
fsr-3921	17	3	reserved	reserve	VERB
fsr-3921	17	4	.	.	PUNCT
fsr-3921	18	1	pii	pii	NOUN
fsr-3921	18	2	:	:	PUNCT
fsr-3921	18	3	s1057	s1057	NOUN
fsr-3921	18	4	-	-	PUNCT
fsr-3921	18	5	0810(01)00070	0810(01)00070	NUM
fsr-3921	18	6	-	-	SYM
fsr-3921	18	7	1	1	NUM
fsr-3921	18	8	on	on	ADP
fsr-3921	18	9	closed	close	VERB
fsr-3921	18	10	-	-	PUNCT
fsr-3921	18	11	end	end	NOUN
fsr-3921	18	12	country	country	NOUN
fsr-3921	18	13	funds	fund	NOUN
fsr-3921	18	14	.	.	PUNCT
fsr-3921	19	1	they	they	PRON
fsr-3921	19	2	caution	caution	VERB
fsr-3921	19	3	investors	investor	NOUN
fsr-3921	19	4	to	to	PART
fsr-3921	19	5	be	be	AUX
fsr-3921	19	6	wary	wary	ADJ
fsr-3921	19	7	of	of	ADP
fsr-3921	19	8	discounts	discount	NOUN
fsr-3921	19	9	for	for	ADP
fsr-3921	19	10	these	these	DET
fsr-3921	19	11	types	type	NOUN
fsr-3921	19	12	of	of	ADP
fsr-3921	19	13	funds	fund	NOUN
fsr-3921	19	14	.	.	PUNCT
fsr-3921	20	1	the	the	DET
fsr-3921	20	2	last	last	ADJ
fsr-3921	20	3	article	article	NOUN
fsr-3921	20	4	by	by	ADP
fsr-3921	20	5	jeanne	jeanne	PROPN
fsr-3921	20	6	m.	m.	PROPN
fsr-3921	20	7	hogarth	hogarth	NOUN
fsr-3921	20	8	and	and	CCONJ
fsr-3921	20	9	jinkook	jinkook	PROPN
fsr-3921	20	10	lee	lee	PROPN
fsr-3921	20	11	looks	look	VERB
fsr-3921	20	12	at	at	ADP
fsr-3921	20	13	the	the	DET
fsr-3921	20	14	search	search	NOUN
fsr-3921	20	15	pattern	pattern	NOUN
fsr-3921	20	16	that	that	PRON
fsr-3921	20	17	individuals	individual	NOUN
fsr-3921	20	18	follow	follow	VERB
fsr-3921	20	19	in	in	ADP
fsr-3921	20	20	selecting	select	VERB
fsr-3921	20	21	a	a	DET
fsr-3921	20	22	mortgage	mortgage	NOUN
fsr-3921	20	23	.	.	PUNCT
fsr-3921	21	1	this	this	DET
fsr-3921	21	2	article	article	NOUN
fsr-3921	21	3	is	be	AUX
fsr-3921	21	4	unique	unique	ADJ
fsr-3921	21	5	in	in	ADP
fsr-3921	21	6	as	as	ADV
fsr-3921	21	7	much	much	ADV
fsr-3921	21	8	as	as	SCONJ
fsr-3921	21	9	it	it	PRON
fsr-3921	21	10	explores	explore	VERB
fsr-3921	21	11	factors	factor	NOUN
fsr-3921	21	12	that	that	PRON
fsr-3921	21	13	are	be	AUX
fsr-3921	21	14	not	not	PART
fsr-3921	21	15	normally	normally	ADV
fsr-3921	21	16	study	study	VERB
fsr-3921	21	17	in	in	ADP
fsr-3921	21	18	the	the	DET
fsr-3921	21	19	residential	residential	ADJ
fsr-3921	21	20	financing	financing	NOUN
fsr-3921	21	21	literature	literature	NOUN
fsr-3921	21	22	.	.	PUNCT
fsr-3921	22	1	k.	k.	PROPN
fsr-3921	22	2	e.	e.	PROPN
fsr-3921	23	1	lahey	lahey	PROPN
fsr-3921	23	2	vi	vi	PROPN
fsr-3921	23	3	editorial	editorial	NOUN
fsr-3921	23	4	/	/	SYM
fsr-3921	23	5	financial	financial	ADJ
fsr-3921	23	6	services	service	NOUN
fsr-3921	23	7	review	review	VERB
fsr-3921	23	8	9	9	NUM
fsr-3921	23	9	(	(	PUNCT
fsr-3921	23	10	2000	2000	NUM
fsr-3921	23	11	)	)	PUNCT
fsr-3921	23	12	v	v	NOUN
fsr-3921	23	13	–	–	PUNCT
fsr-3921	23	14	vi	vi	NOUN