id	sid	tid	token	lemma	pos
fsr-3978	1	1	financial	financial	PROPN
fsr-3978	1	2	services	service	NOUN
fsr-3978	1	3	review	review	PROPN
fsr-3978	1	4	,	,	PUNCT
fsr-3978	1	5	33(1	33(1	NUM
fsr-3978	1	6	)	)	PUNCT
fsr-3978	1	7	86	86	NUM
fsr-3978	1	8	an	an	DET
fsr-3978	1	9	investigation	investigation	NOUN
fsr-3978	1	10	of	of	ADP
fsr-3978	1	11	the	the	DET
fsr-3978	1	12	relationship	relationship	NOUN
fsr-3978	1	13	between	between	ADP
fsr-3978	1	14	gender	gender	NOUN
fsr-3978	1	15	and	and	CCONJ
fsr-3978	1	16	investor	investor	NOUN
fsr-3978	1	17	behavior	behavior	NOUN
fsr-3978	1	18	during	during	ADP
fsr-3978	1	19	a	a	DET
fsr-3978	1	20	market	market	NOUN
fsr-3978	1	21	correction	correction	NOUN
fsr-3978	1	22	matthew	matthew	PROPN
fsr-3978	1	23	sommer,1	sommer,1	PROPN
fsr-3978	1	24	megan	megan	NOUN
fsr-3978	1	25	mccoy,2	mccoy,2	NOUN
fsr-3978	1	26	and	and	CCONJ
fsr-3978	1	27	hanna	hanna	PROPN
fsr-3978	1	28	lim3	lim3	PROPN
fsr-3978	1	29	abstract	abstract	NOUN
fsr-3978	1	30	this	this	DET
fsr-3978	1	31	study	study	NOUN
fsr-3978	1	32	used	use	VERB
fsr-3978	1	33	primary	primary	ADJ
fsr-3978	1	34	data	datum	NOUN
fsr-3978	1	35	collected	collect	VERB
fsr-3978	1	36	during	during	ADP
fsr-3978	1	37	october	october	PROPN
fsr-3978	1	38	2022	2022	NUM
fsr-3978	1	39	from	from	ADP
fsr-3978	1	40	2,119	2,119	NUM
fsr-3978	1	41	u.s	u.s	PROPN
fsr-3978	1	42	.	.	PROPN
fsr-3978	1	43	retail	retail	ADJ
fsr-3978	1	44	investors	investor	NOUN
fsr-3978	1	45	to	to	PART
fsr-3978	1	46	investigate	investigate	VERB
fsr-3978	1	47	how	how	SCONJ
fsr-3978	1	48	individuals	individual	NOUN
fsr-3978	1	49	were	be	AUX
fsr-3978	1	50	coping	cope	VERB
fsr-3978	1	51	with	with	ADP
fsr-3978	1	52	the	the	DET
fsr-3978	1	53	declining	decline	VERB
fsr-3978	1	54	stock	stock	NOUN
fsr-3978	1	55	market	market	NOUN
fsr-3978	1	56	and	and	CCONJ
fsr-3978	1	57	rising	rise	VERB
fsr-3978	1	58	inflation	inflation	NOUN
fsr-3978	1	59	.	.	PUNCT
fsr-3978	2	1	using	use	VERB
fsr-3978	2	2	a	a	DET
fsr-3978	2	3	path	path	NOUN
fsr-3978	2	4	analysis	analysis	NOUN
fsr-3978	2	5	,	,	PUNCT
fsr-3978	2	6	this	this	DET
fsr-3978	2	7	study	study	NOUN
fsr-3978	2	8	sought	seek	VERB
fsr-3978	2	9	to	to	PART
fsr-3978	2	10	explain	explain	VERB
fsr-3978	2	11	the	the	DET
fsr-3978	2	12	relationships	relationship	NOUN
fsr-3978	2	13	between	between	ADP
fsr-3978	2	14	gender	gender	NOUN
fsr-3978	2	15	,	,	PUNCT
fsr-3978	2	16	financial	financial	ADJ
fsr-3978	2	17	stress	stress	NOUN
fsr-3978	2	18	,	,	PUNCT
fsr-3978	2	19	investment	investment	NOUN
fsr-3978	2	20	overconfidence	overconfidence	NOUN
fsr-3978	2	21	,	,	PUNCT
fsr-3978	2	22	and	and	CCONJ
fsr-3978	2	23	trading	trading	NOUN
fsr-3978	2	24	behavior	behavior	NOUN
fsr-3978	2	25	.	.	PUNCT
fsr-3978	3	1	first	first	ADV
fsr-3978	3	2	,	,	PUNCT
fsr-3978	3	3	a	a	DET
fsr-3978	3	4	positive	positive	ADJ
fsr-3978	3	5	relationship	relationship	NOUN
fsr-3978	3	6	was	be	AUX
fsr-3978	3	7	found	find	VERB
fsr-3978	3	8	between	between	ADP
fsr-3978	3	9	males	male	NOUN
fsr-3978	3	10	and	and	CCONJ
fsr-3978	3	11	moving	move	VERB
fsr-3978	3	12	from	from	ADP
fsr-3978	3	13	stocks	stock	NOUN
fsr-3978	3	14	and	and	CCONJ
fsr-3978	3	15	bonds	bond	NOUN
fsr-3978	3	16	to	to	ADP
fsr-3978	3	17	cash	cash	NOUN
fsr-3978	3	18	.	.	PUNCT
fsr-3978	4	1	next	next	ADV
fsr-3978	4	2	,	,	PUNCT
fsr-3978	4	3	the	the	DET
fsr-3978	4	4	results	result	NOUN
fsr-3978	4	5	indicated	indicate	VERB
fsr-3978	4	6	that	that	SCONJ
fsr-3978	4	7	females	female	NOUN
fsr-3978	4	8	were	be	AUX
fsr-3978	4	9	more	more	ADV
fsr-3978	4	10	likely	likely	ADJ
fsr-3978	4	11	to	to	PART
fsr-3978	4	12	have	have	AUX
fsr-3978	4	13	experienced	experience	VERB
fsr-3978	4	14	financial	financial	ADJ
fsr-3978	4	15	stress	stress	NOUN
fsr-3978	4	16	and	and	CCONJ
fsr-3978	4	17	males	male	NOUN
fsr-3978	4	18	were	be	AUX
fsr-3978	4	19	more	more	ADV
fsr-3978	4	20	likely	likely	ADJ
fsr-3978	4	21	to	to	PART
fsr-3978	4	22	have	have	AUX
fsr-3978	4	23	displayed	display	VERB
fsr-3978	4	24	investment	investment	NOUN
fsr-3978	4	25	overconfidence	overconfidence	NOUN
fsr-3978	4	26	.	.	PUNCT
fsr-3978	5	1	both	both	PRON
fsr-3978	5	2	financial	financial	ADJ
fsr-3978	5	3	stress	stress	NOUN
fsr-3978	5	4	and	and	CCONJ
fsr-3978	5	5	investment	investment	NOUN
fsr-3978	5	6	overconfidence	overconfidence	NOUN
fsr-3978	5	7	were	be	AUX
fsr-3978	5	8	positively	positively	ADV
fsr-3978	5	9	related	relate	VERB
fsr-3978	5	10	to	to	ADP
fsr-3978	5	11	moving	move	VERB
fsr-3978	5	12	from	from	ADP
fsr-3978	5	13	stocks	stock	NOUN
fsr-3978	5	14	and	and	CCONJ
fsr-3978	5	15	bonds	bond	NOUN
fsr-3978	5	16	to	to	ADP
fsr-3978	5	17	cash	cash	NOUN
fsr-3978	5	18	.	.	PUNCT
fsr-3978	6	1	the	the	DET
fsr-3978	6	2	indirect	indirect	ADJ
fsr-3978	6	3	effects	effect	NOUN
fsr-3978	6	4	of	of	ADP
fsr-3978	6	5	financial	financial	ADJ
fsr-3978	6	6	stress	stress	NOUN
fsr-3978	6	7	and	and	CCONJ
fsr-3978	6	8	investment	investment	NOUN
fsr-3978	6	9	overconfidence	overconfidence	NOUN
fsr-3978	6	10	,	,	PUNCT
fsr-3978	6	11	however	however	ADV
fsr-3978	6	12	,	,	PUNCT
fsr-3978	6	13	were	be	AUX
fsr-3978	6	14	small	small	ADJ
fsr-3978	6	15	and	and	CCONJ
fsr-3978	6	16	only	only	ADV
fsr-3978	6	17	partially	partially	ADV
fsr-3978	6	18	mediated	mediate	VERB
fsr-3978	6	19	the	the	DET
fsr-3978	6	20	relationship	relationship	NOUN
fsr-3978	6	21	between	between	ADP
fsr-3978	6	22	gender	gender	NOUN
fsr-3978	6	23	and	and	CCONJ
fsr-3978	6	24	trading	trading	NOUN
fsr-3978	6	25	behavior	behavior	NOUN
fsr-3978	6	26	.	.	PUNCT
fsr-3978	7	1	creative	creative	ADJ
fsr-3978	7	2	commons	commons	PROPN
fsr-3978	7	3	license	license	NOUN
fsr-3978	7	4	this	this	DET
fsr-3978	7	5	work	work	NOUN
fsr-3978	7	6	is	be	AUX
fsr-3978	7	7	licensed	license	VERB
fsr-3978	7	8	under	under	ADP
fsr-3978	7	9	a	a	DET
fsr-3978	7	10	creative	creative	ADJ
fsr-3978	7	11	commons	common	NOUN
fsr-3978	7	12	attribution	attribution	NOUN
fsr-3978	7	13	-	-	PUNCT
fsr-3978	7	14	noncommercial	noncommercial	ADJ
fsr-3978	7	15	4.0	4.0	NUM
fsr-3978	7	16	license	license	NOUN
fsr-3978	7	17	recommended	recommend	VERB
fsr-3978	7	18	citation	citation	NOUN
fsr-3978	7	19	sommer	sommer	NOUN
fsr-3978	7	20	,	,	PUNCT
fsr-3978	7	21	m.	m.	NOUN
fsr-3978	7	22	,	,	PUNCT
fsr-3978	7	23	mccoy	mccoy	PROPN
fsr-3978	7	24	,	,	PUNCT
fsr-3978	7	25	m.	m.	NOUN
fsr-3978	7	26	,	,	PUNCT
fsr-3978	7	27	&	&	CCONJ
fsr-3978	7	28	lim	lim	PROPN
fsr-3978	7	29	,	,	PUNCT
fsr-3978	7	30	h.	h.	PROPN
fsr-3978	7	31	(	(	PUNCT
fsr-3978	7	32	2025	2025	NUM
fsr-3978	7	33	)	)	PUNCT
fsr-3978	7	34	.	.	PUNCT
fsr-3978	8	1	investor	investor	NOUN
fsr-3978	8	2	behavior	behavior	NOUN
fsr-3978	8	3	during	during	ADP
fsr-3978	8	4	a	a	DET
fsr-3978	8	5	market	market	NOUN
fsr-3978	8	6	correction	correction	NOUN
fsr-3978	8	7	.	.	PUNCT
fsr-3978	9	1	financial	financial	ADJ
fsr-3978	9	2	services	service	NOUN
fsr-3978	9	3	review	review	PROPN
fsr-3978	9	4	,	,	PUNCT
fsr-3978	9	5	33(1	33(1	NUM
fsr-3978	9	6	)	)	PUNCT
fsr-3978	9	7	,	,	PUNCT
fsr-3978	9	8	86	86	NUM
fsr-3978	9	9	-	-	SYM
fsr-3978	9	10	101	101	NUM
fsr-3978	9	11	.	.	PUNCT
fsr-3978	10	1	introduction	introduction	NOUN
fsr-3978	10	2	the	the	DET
fsr-3978	10	3	purpose	purpose	NOUN
fsr-3978	10	4	of	of	ADP
fsr-3978	10	5	this	this	DET
fsr-3978	10	6	study	study	NOUN
fsr-3978	10	7	was	be	AUX
fsr-3978	10	8	to	to	PART
fsr-3978	10	9	investigate	investigate	VERB
fsr-3978	10	10	the	the	DET
fsr-3978	10	11	relationship	relationship	NOUN
fsr-3978	10	12	between	between	ADP
fsr-3978	10	13	gender	gender	NOUN
fsr-3978	10	14	and	and	CCONJ
fsr-3978	10	15	moving	move	VERB
fsr-3978	10	16	stock	stock	NOUN
fsr-3978	10	17	and	and	CCONJ
fsr-3978	10	18	bond	bond	NOUN
fsr-3978	10	19	holdings	holding	NOUN
fsr-3978	10	20	to	to	PART
fsr-3978	10	21	cash	cash	VERB
fsr-3978	10	22	during	during	ADP
fsr-3978	10	23	a	a	DET
fsr-3978	10	24	sudden	sudden	ADJ
fsr-3978	10	25	and	and	CCONJ
fsr-3978	10	26	significant	significant	ADJ
fsr-3978	10	27	capital	capital	NOUN
fsr-3978	10	28	market	market	NOUN
fsr-3978	10	29	decline	decline	NOUN
fsr-3978	10	30	.	.	PUNCT
fsr-3978	11	1	these	these	DET
fsr-3978	11	2	findings	finding	NOUN
fsr-3978	11	3	are	be	AUX
fsr-3978	11	4	important	important	ADJ
fsr-3978	11	5	because	because	SCONJ
fsr-3978	11	6	a	a	DET
fsr-3978	11	7	challenge	challenge	NOUN
fsr-3978	11	8	faced	face	VERB
fsr-3978	11	9	by	by	ADP
fsr-3978	11	10	many	many	ADJ
fsr-3978	11	11	financial	financial	ADJ
fsr-3978	11	12	advisors	advisor	NOUN
fsr-3978	11	13	is	be	AUX
fsr-3978	11	14	helping	help	VERB
fsr-3978	11	15	clients	client	NOUN
fsr-3978	11	16	avoid	avoid	VERB
fsr-3978	11	17	making	make	VERB
fsr-3978	11	18	rash	rash	ADJ
fsr-3978	11	19	decisions	decision	NOUN
fsr-3978	11	20	during	during	ADP
fsr-3978	11	21	periods	period	NOUN
fsr-3978	11	22	of	of	ADP
fsr-3978	11	23	extreme	extreme	ADJ
fsr-3978	11	24	market	market	NOUN
fsr-3978	11	25	volatility	volatility	NOUN
fsr-3978	11	26	(	(	PUNCT
fsr-3978	11	27	gennaioli	gennaioli	ADV
fsr-3978	11	28	et	et	PROPN
fsr-3978	11	29	al	al	PROPN
fsr-3978	11	30	.	.	PROPN
fsr-3978	11	31	,	,	PUNCT
fsr-3978	11	32	2015	2015	NUM
fsr-3978	11	33	)	)	PUNCT
fsr-3978	11	34	.	.	PUNCT
fsr-3978	12	1	investors	investor	NOUN
fsr-3978	12	2	who	who	PRON
fsr-3978	12	3	allow	allow	VERB
fsr-3978	12	4	their	their	PRON
fsr-3978	12	5	emotions	emotion	NOUN
fsr-3978	12	6	to	to	PART
fsr-3978	12	7	dictate	dictate	VERB
fsr-3978	12	8	their	their	PRON
fsr-3978	12	9	actions	action	NOUN
fsr-3978	12	10	during	during	ADP
fsr-3978	12	11	these	these	DET
fsr-3978	12	12	periods	period	NOUN
fsr-3978	12	13	are	be	AUX
fsr-3978	12	14	likely	likely	ADJ
fsr-3978	12	15	to	to	PART
fsr-3978	12	16	fall	fall	VERB
fsr-3978	12	17	into	into	ADP
fsr-3978	12	18	the	the	DET
fsr-3978	12	19	trap	trap	NOUN
fsr-3978	12	20	of	of	ADP
fsr-3978	12	21	selling	sell	VERB
fsr-3978	12	22	stocks	stock	NOUN
fsr-3978	12	23	at	at	ADP
fsr-3978	12	24	the	the	DET
fsr-3978	12	25	worst	bad	ADJ
fsr-3978	12	26	possible	possible	ADJ
fsr-3978	12	27	time	time	NOUN
fsr-3978	12	28	,	,	PUNCT
fsr-3978	12	29	which	which	PRON
fsr-3978	12	30	is	be	AUX
fsr-3978	12	31	immediately	immediately	ADV
fsr-3978	12	32	after	after	SCONJ
fsr-3978	12	33	they	they	PRON
fsr-3978	12	34	drop	drop	VERB
fsr-3978	12	35	in	in	ADP
fsr-3978	12	36	value	value	NOUN
fsr-3978	12	37	.	.	PUNCT
fsr-3978	13	1	it	it	PRON
fsr-3978	13	2	is	be	AUX
fsr-3978	13	3	perhaps	perhaps	ADV
fsr-3978	13	4	not	not	PART
fsr-3978	13	5	surprising	surprising	ADJ
fsr-3978	13	6	therefore	therefore	ADV
fsr-3978	13	7	,	,	PUNCT
fsr-3978	13	8	that	that	SCONJ
fsr-3978	13	9	individual	individual	ADJ
fsr-3978	13	10	1	1	NUM
fsr-3978	13	11	corresponding	correspond	VERB
fsr-3978	13	12	author	author	NOUN
fsr-3978	13	13	(	(	PUNCT
fsr-3978	13	14	matthew.sommer@janus.com	matthew.sommer@janus.com	X
fsr-3978	13	15	)	)	PUNCT
fsr-3978	13	16	.	.	PUNCT
fsr-3978	14	1	janus	janus	PROPN
fsr-3978	14	2	henderson	henderson	PROPN
fsr-3978	14	3	investors	investors	PROPN
fsr-3978	14	4	,	,	PUNCT
fsr-3978	14	5	denver	denver	PROPN
fsr-3978	14	6	,	,	PUNCT
fsr-3978	14	7	co	co	PROPN
fsr-3978	14	8	,	,	PUNCT
fsr-3978	14	9	usa	usa	PROPN
fsr-3978	14	10	.	.	PROPN
fsr-3978	14	11	2	2	NUM
fsr-3978	14	12	kansas	kansas	PROPN
fsr-3978	14	13	state	state	PROPN
fsr-3978	14	14	university	university	PROPN
fsr-3978	14	15	,	,	PUNCT
fsr-3978	14	16	manhattan	manhattan	PROPN
fsr-3978	14	17	,	,	PUNCT
fsr-3978	14	18	ks	ks	PROPN
fsr-3978	14	19	,	,	PUNCT
fsr-3978	14	20	usa	usa	PROPN
fsr-3978	14	21	.	.	PROPN
fsr-3978	14	22	3	3	NUM
fsr-3978	14	23	california	california	PROPN
fsr-3978	14	24	state	state	PROPN
fsr-3978	14	25	university	university	PROPN
fsr-3978	14	26	,	,	PUNCT
fsr-3978	14	27	fullerton	fullerton	PROPN
fsr-3978	14	28	,	,	PUNCT
fsr-3978	14	29	fullerton	fullerton	PROPN
fsr-3978	14	30	,	,	PUNCT
fsr-3978	14	31	ca	ca	PROPN
fsr-3978	14	32	,	,	PUNCT
fsr-3978	14	33	usa	usa	PROPN
fsr-3978	14	34	.	.	PROPN
fsr-3978	14	35	investors	investor	NOUN
fsr-3978	14	36	underperform	underperform	VERB
fsr-3978	14	37	the	the	DET
fsr-3978	14	38	stock	stock	NOUN
fsr-3978	14	39	market	market	NOUN
fsr-3978	14	40	by	by	ADP
fsr-3978	14	41	an	an	DET
fsr-3978	14	42	average	average	NOUN
fsr-3978	14	43	of	of	ADP
fsr-3978	14	44	3.0	3.0	NUM
fsr-3978	14	45	%	%	NOUN
fsr-3978	14	46	per	per	ADP
fsr-3978	14	47	year	year	NOUN
fsr-3978	14	48	(	(	PUNCT
fsr-3978	14	49	dalbar	dalbar	ADJ
fsr-3978	14	50	,	,	PUNCT
fsr-3978	14	51	2023	2023	NUM
fsr-3978	14	52	)	)	PUNCT
fsr-3978	14	53	.	.	PUNCT
fsr-3978	15	1	a	a	DET
fsr-3978	15	2	more	more	ADV
fsr-3978	15	3	complete	complete	ADJ
fsr-3978	15	4	understanding	understanding	NOUN
fsr-3978	15	5	of	of	ADP
fsr-3978	15	6	the	the	DET
fsr-3978	15	7	psychological	psychological	ADJ
fsr-3978	15	8	determinants	determinant	NOUN
fsr-3978	15	9	of	of	ADP
fsr-3978	15	10	male	male	ADJ
fsr-3978	15	11	and	and	CCONJ
fsr-3978	15	12	female	female	ADJ
fsr-3978	15	13	investment	investment	NOUN
fsr-3978	15	14	tendencies	tendency	NOUN
fsr-3978	15	15	will	will	AUX
fsr-3978	15	16	help	help	VERB
fsr-3978	15	17	financial	financial	ADJ
fsr-3978	15	18	advisors	advisor	NOUN
fsr-3978	15	19	provide	provide	VERB
fsr-3978	15	20	the	the	DET
fsr-3978	15	21	intervention	intervention	NOUN
fsr-3978	15	22	needed	need	VERB
fsr-3978	15	23	to	to	PART
fsr-3978	15	24	encourage	encourage	VERB
fsr-3978	15	25	positive	positive	ADJ
fsr-3978	15	26	,	,	PUNCT
fsr-3978	15	27	long	long	ADJ
fsr-3978	15	28	-	-	PUNCT
fsr-3978	15	29	term	term	NOUN
fsr-3978	15	30	behaviors	behavior	NOUN
fsr-3978	15	31	that	that	PRON
fsr-3978	15	32	close	close	VERB
fsr-3978	15	33	the	the	DET
fsr-3978	15	34	performance	performance	NOUN
fsr-3978	15	35	gap	gap	NOUN
fsr-3978	15	36	(	(	PUNCT
fsr-3978	15	37	kinniry	kinniry	NOUN
fsr-3978	15	38	et	et	PROPN
fsr-3978	15	39	al	al	PROPN
fsr-3978	15	40	.	.	PROPN
fsr-3978	15	41	,	,	PUNCT
fsr-3978	15	42	2014	2014	NUM
fsr-3978	15	43	)	)	PUNCT
fsr-3978	15	44	.	.	PUNCT
fsr-3978	16	1	in	in	ADP
fsr-3978	16	2	our	our	PRON
fsr-3978	16	3	conceptual	conceptual	ADJ
fsr-3978	16	4	model	model	NOUN
fsr-3978	16	5	,	,	PUNCT
fsr-3978	16	6	financial	financial	ADJ
fsr-3978	16	7	stress	stress	NOUN
fsr-3978	16	8	and	and	CCONJ
fsr-3978	16	9	investment	investment	NOUN
fsr-3978	16	10	overconfidence	overconfidence	NOUN
fsr-3978	16	11	were	be	AUX
fsr-3978	16	12	explored	explore	VERB
fsr-3978	16	13	as	as	ADP
fsr-3978	16	14	mediators	mediator	NOUN
fsr-3978	16	15	to	to	ADP
fsr-3978	16	16	the	the	DET
fsr-3978	16	17	relationship	relationship	NOUN
fsr-3978	16	18	between	between	ADP
fsr-3978	16	19	gender	gender	NOUN
fsr-3978	16	20	and	and	CCONJ
fsr-3978	16	21	investment	investment	NOUN
fsr-3978	16	22	behavior	behavior	NOUN
fsr-3978	16	23	.	.	PUNCT
fsr-3978	17	1	during	during	ADP
fsr-3978	17	2	periods	period	NOUN
fsr-3978	17	3	of	of	ADP
fsr-3978	17	4	economic	economic	ADJ
fsr-3978	17	5	hardships	hardship	NOUN
fsr-3978	17	6	such	such	ADJ
fsr-3978	17	7	as	as	ADP
fsr-3978	17	8	the	the	DET
fsr-3978	17	9	covid-19	covid-19	PROPN
fsr-3978	17	10	pandemic	pandemic	NOUN
fsr-3978	17	11	and	and	CCONJ
fsr-3978	17	12	the	the	DET
fsr-3978	17	13	great	great	ADJ
fsr-3978	17	14	recession	recession	NOUN
fsr-3978	17	15	,	,	PUNCT
fsr-3978	17	16	females	female	NOUN
fsr-3978	17	17	exhibited	exhibit	VERB
fsr-3978	17	18	higher	high	ADJ
fsr-3978	17	19	https://creativecommons.org/licenses/by-nc/4.0/	https://creativecommons.org/licenses/by-nc/4.0/	PRON
fsr-3978	17	20	mailto:matthew.sommer@janus.com	mailto:matthew.sommer@janus.com	X
fsr-3978	17	21	https://creativecommons.org/licenses/by-nc/4.0/	https://creativecommons.org/licenses/by-nc/4.0/	PROPN
fsr-3978	17	22	sommer	sommer	NOUN
fsr-3978	17	23	et	et	PROPN
fsr-3978	17	24	al	al	PROPN
fsr-3978	17	25	.	.	PROPN
fsr-3978	17	26	87	87	NUM
fsr-3978	17	27	levels	level	NOUN
fsr-3978	17	28	of	of	ADP
fsr-3978	17	29	financial	financial	ADJ
fsr-3978	17	30	stress	stress	NOUN
fsr-3978	17	31	(	(	PUNCT
fsr-3978	17	32	fox	fox	PROPN
fsr-3978	17	33	&	&	CCONJ
fsr-3978	17	34	bartholomae	bartholomae	PROPN
fsr-3978	17	35	,	,	PUNCT
fsr-3978	17	36	2020	2020	NUM
fsr-3978	17	37	;	;	PUNCT
fsr-3978	17	38	haslet	haslet	NOUN
fsr-3978	17	39	et	et	PROPN
fsr-3978	17	40	al	al	PROPN
fsr-3978	17	41	.	.	PROPN
fsr-3978	17	42	,	,	PUNCT
fsr-3978	17	43	2021	2021	NUM
fsr-3978	17	44	;	;	PUNCT
fsr-3978	17	45	peck	peck	NOUN
fsr-3978	17	46	,	,	PUNCT
fsr-3978	17	47	2020	2020	NUM
fsr-3978	17	48	)	)	PUNCT
fsr-3978	17	49	.	.	PUNCT
fsr-3978	18	1	lazarus	lazarus	PROPN
fsr-3978	18	2	and	and	CCONJ
fsr-3978	18	3	folkman	folkman	PROPN
fsr-3978	18	4	’s	’s	PART
fsr-3978	18	5	(	(	PUNCT
fsr-3978	18	6	1984	1984	NUM
fsr-3978	18	7	)	)	PUNCT
fsr-3978	18	8	transactional	transactional	ADJ
fsr-3978	18	9	theory	theory	NOUN
fsr-3978	18	10	of	of	ADP
fsr-3978	18	11	stress	stress	NOUN
fsr-3978	18	12	and	and	CCONJ
fsr-3978	18	13	coping	cope	VERB
fsr-3978	18	14	would	would	AUX
fsr-3978	18	15	suggest	suggest	VERB
fsr-3978	18	16	that	that	SCONJ
fsr-3978	18	17	respondents	respondent	NOUN
fsr-3978	18	18	feeling	feel	VERB
fsr-3978	18	19	high	high	ADJ
fsr-3978	18	20	levels	level	NOUN
fsr-3978	18	21	of	of	ADP
fsr-3978	18	22	discomfort	discomfort	NOUN
fsr-3978	18	23	would	would	AUX
fsr-3978	18	24	seek	seek	VERB
fsr-3978	18	25	to	to	PART
fsr-3978	18	26	eliminate	eliminate	VERB
fsr-3978	18	27	the	the	DET
fsr-3978	18	28	root	root	NOUN
fsr-3978	18	29	cause	cause	NOUN
fsr-3978	18	30	and	and	CCONJ
fsr-3978	18	31	thus	thus	ADV
fsr-3978	18	32	,	,	PUNCT
fsr-3978	18	33	would	would	AUX
fsr-3978	18	34	be	be	AUX
fsr-3978	18	35	more	more	ADV
fsr-3978	18	36	likely	likely	ADJ
fsr-3978	18	37	to	to	PART
fsr-3978	18	38	seek	seek	VERB
fsr-3978	18	39	the	the	DET
fsr-3978	18	40	safety	safety	NOUN
fsr-3978	18	41	of	of	ADP
fsr-3978	18	42	cash	cash	NOUN
fsr-3978	18	43	.	.	PUNCT
fsr-3978	19	1	other	other	ADJ
fsr-3978	19	2	researchers	researcher	NOUN
fsr-3978	19	3	have	have	AUX
fsr-3978	19	4	found	find	VERB
fsr-3978	19	5	that	that	SCONJ
fsr-3978	19	6	males	male	NOUN
fsr-3978	19	7	were	be	AUX
fsr-3978	19	8	more	more	ADV
fsr-3978	19	9	likely	likely	ADJ
fsr-3978	19	10	to	to	PART
fsr-3978	19	11	display	display	VERB
fsr-3978	19	12	investment	investment	NOUN
fsr-3978	19	13	overconfidence	overconfidence	NOUN
fsr-3978	19	14	by	by	ADP
fsr-3978	19	15	examining	examine	VERB
fsr-3978	19	16	behaviors	behavior	NOUN
fsr-3978	19	17	such	such	ADJ
fsr-3978	19	18	as	as	ADP
fsr-3978	19	19	excessive	excessive	ADJ
fsr-3978	19	20	trading	trading	NOUN
fsr-3978	19	21	(	(	PUNCT
fsr-3978	19	22	barber	barber	PROPN
fsr-3978	19	23	&	&	CCONJ
fsr-3978	19	24	odean	odean	PROPN
fsr-3978	19	25	,	,	PUNCT
fsr-3978	19	26	2001	2001	NUM
fsr-3978	19	27	)	)	PUNCT
fsr-3978	19	28	and	and	CCONJ
fsr-3978	19	29	shorter	short	ADJ
fsr-3978	19	30	time	time	NOUN
fsr-3978	19	31	horizons	horizon	NOUN
fsr-3978	19	32	(	(	PUNCT
fsr-3978	19	33	ferriera	ferriera	NOUN
fsr-3978	19	34	-	-	PUNCT
fsr-3978	19	35	schenk	schenk	PROPN
fsr-3978	19	36	et	et	PROPN
fsr-3978	19	37	al	al	PROPN
fsr-3978	19	38	.	.	PROPN
fsr-3978	19	39	,	,	PUNCT
fsr-3978	19	40	2021	2021	NUM
fsr-3978	19	41	;	;	PUNCT
fsr-3978	19	42	paisarn	paisarn	NOUN
fsr-3978	19	43	et	et	PROPN
fsr-3978	19	44	al	al	PROPN
fsr-3978	19	45	.	.	PROPN
fsr-3978	19	46	,	,	PUNCT
fsr-3978	19	47	2021	2021	NUM
fsr-3978	19	48	)	)	PUNCT
fsr-3978	19	49	.	.	PUNCT
fsr-3978	20	1	kaheman	kaheman	PROPN
fsr-3978	20	2	’s	’s	PART
fsr-3978	20	3	(	(	PUNCT
fsr-3978	20	4	2011	2011	NUM
fsr-3978	20	5	)	)	PUNCT
fsr-3978	20	6	system	system	NOUN
fsr-3978	20	7	1	1	NUM
fsr-3978	20	8	and	and	CCONJ
fsr-3978	20	9	system	system	NOUN
fsr-3978	20	10	2	2	NUM
fsr-3978	20	11	framework	framework	NOUN
fsr-3978	20	12	would	would	AUX
fsr-3978	20	13	suggest	suggest	VERB
fsr-3978	20	14	that	that	SCONJ
fsr-3978	20	15	overconfident	overconfident	ADJ
fsr-3978	20	16	investors	investor	NOUN
fsr-3978	20	17	are	be	AUX
fsr-3978	20	18	more	more	ADV
fsr-3978	20	19	likely	likely	ADJ
fsr-3978	20	20	to	to	PART
fsr-3978	20	21	falsely	falsely	ADV
fsr-3978	20	22	believe	believe	VERB
fsr-3978	20	23	they	they	PRON
fsr-3978	20	24	can	can	AUX
fsr-3978	20	25	successfully	successfully	ADV
fsr-3978	20	26	time	time	VERB
fsr-3978	20	27	the	the	DET
fsr-3978	20	28	market	market	NOUN
fsr-3978	20	29	.	.	PUNCT
fsr-3978	21	1	the	the	DET
fsr-3978	21	2	market	market	NOUN
fsr-3978	21	3	correction	correction	NOUN
fsr-3978	21	4	that	that	PRON
fsr-3978	21	5	occurred	occur	VERB
fsr-3978	21	6	during	during	ADP
fsr-3978	21	7	2022	2022	NUM
fsr-3978	21	8	offered	offer	VERB
fsr-3978	21	9	an	an	DET
fsr-3978	21	10	ideal	ideal	NOUN
fsr-3978	21	11	setting	set	VERB
fsr-3978	21	12	to	to	PART
fsr-3978	21	13	explore	explore	VERB
fsr-3978	21	14	this	this	DET
fsr-3978	21	15	study	study	NOUN
fsr-3978	21	16	’s	’s	PART
fsr-3978	21	17	research	research	NOUN
fsr-3978	21	18	question	question	NOUN
fsr-3978	21	19	.	.	PUNCT
fsr-3978	22	1	during	during	ADP
fsr-3978	22	2	the	the	DET
fsr-3978	22	3	first	first	ADJ
fsr-3978	22	4	nine	nine	NUM
fsr-3978	22	5	months	month	NOUN
fsr-3978	22	6	of	of	ADP
fsr-3978	22	7	the	the	DET
fsr-3978	22	8	year	year	NOUN
fsr-3978	22	9	,	,	PUNCT
fsr-3978	22	10	the	the	DET
fsr-3978	22	11	s&p	s&p	PROPN
fsr-3978	22	12	500	500	NUM
fsr-3978	22	13	declined	decline	VERB
fsr-3978	22	14	by	by	ADP
fsr-3978	22	15	23.9	23.9	NUM
fsr-3978	22	16	%	%	NOUN
fsr-3978	22	17	while	while	SCONJ
fsr-3978	22	18	the	the	DET
fsr-3978	22	19	bloomberg	bloomberg	PROPN
fsr-3978	22	20	u.s	u.s	PROPN
fsr-3978	22	21	.	.	PROPN
fsr-3978	22	22	aggregate	aggregate	ADJ
fsr-3978	22	23	bond	bond	NOUN
fsr-3978	22	24	index	index	NOUN
fsr-3978	22	25	fell	fall	VERB
fsr-3978	22	26	by	by	ADP
fsr-3978	22	27	14.6	14.6	NUM
fsr-3978	22	28	%	%	NOUN
fsr-3978	22	29	(	(	PUNCT
fsr-3978	22	30	bloomberg	bloomberg	NOUN
fsr-3978	22	31	,	,	PUNCT
fsr-3978	22	32	2024	2024	NUM
fsr-3978	22	33	)	)	PUNCT
fsr-3978	22	34	.	.	PUNCT
fsr-3978	23	1	to	to	PART
fsr-3978	23	2	understand	understand	VERB
fsr-3978	23	3	how	how	SCONJ
fsr-3978	23	4	individual	individual	ADJ
fsr-3978	23	5	investors	investor	NOUN
fsr-3978	23	6	were	be	AUX
fsr-3978	23	7	coping	cope	VERB
fsr-3978	23	8	with	with	ADP
fsr-3978	23	9	the	the	DET
fsr-3978	23	10	markets	market	NOUN
fsr-3978	23	11	,	,	PUNCT
fsr-3978	23	12	an	an	DET
fsr-3978	23	13	online	online	ADJ
fsr-3978	23	14	survey	survey	NOUN
fsr-3978	23	15	was	be	AUX
fsr-3978	23	16	sent	send	VERB
fsr-3978	23	17	to	to	ADP
fsr-3978	23	18	clients	client	NOUN
fsr-3978	23	19	of	of	ADP
fsr-3978	23	20	a	a	DET
fsr-3978	23	21	large	large	ADJ
fsr-3978	23	22	u.s	u.s	PROPN
fsr-3978	23	23	.	.	PROPN
fsr-3978	23	24	asset	asset	NOUN
fsr-3978	23	25	manager	manager	NOUN
fsr-3978	23	26	in	in	ADP
fsr-3978	23	27	early	early	ADJ
fsr-3978	23	28	october	october	PROPN
fsr-3978	23	29	,	,	PUNCT
fsr-3978	23	30	resulting	result	VERB
fsr-3978	23	31	in	in	ADP
fsr-3978	23	32	a	a	DET
fsr-3978	23	33	sample	sample	NOUN
fsr-3978	23	34	of	of	ADP
fsr-3978	23	35	2,119	2,119	NUM
fsr-3978	23	36	respondents	respondent	NOUN
fsr-3978	23	37	.	.	PUNCT
fsr-3978	24	1	among	among	ADP
fsr-3978	24	2	this	this	DET
fsr-3978	24	3	sample	sample	NOUN
fsr-3978	24	4	,	,	PUNCT
fsr-3978	24	5	13	13	NUM
fsr-3978	24	6	%	%	NOUN
fsr-3978	24	7	reported	report	VERB
fsr-3978	24	8	having	having	AUX
fsr-3978	24	9	moved	move	VERB
fsr-3978	24	10	stocks	stock	NOUN
fsr-3978	24	11	and	and	CCONJ
fsr-3978	24	12	bonds	bond	NOUN
fsr-3978	24	13	to	to	ADP
fsr-3978	24	14	cash	cash	NOUN
fsr-3978	24	15	.	.	PUNCT
fsr-3978	25	1	considering	consider	VERB
fsr-3978	25	2	that	that	SCONJ
fsr-3978	25	3	from	from	ADP
fsr-3978	25	4	october	october	PROPN
fsr-3978	25	5	2022	2022	NUM
fsr-3978	25	6	through	through	ADP
fsr-3978	25	7	december	december	PROPN
fsr-3978	25	8	2023	2023	NUM
fsr-3978	25	9	the	the	DET
fsr-3978	25	10	s&p	s&p	PROPN
fsr-3978	25	11	500	500	NUM
fsr-3978	25	12	rose	rise	VERB
fsr-3978	25	13	by	by	ADP
fsr-3978	25	14	35.8	35.8	NUM
fsr-3978	25	15	%	%	NOUN
fsr-3978	25	16	and	and	CCONJ
fsr-3978	25	17	the	the	DET
fsr-3978	25	18	bloomberg	bloomberg	PROPN
fsr-3978	25	19	u.s	u.s	PROPN
fsr-3978	25	20	.	.	PROPN
fsr-3978	25	21	aggregate	aggregate	ADJ
fsr-3978	25	22	bond	bond	NOUN
fsr-3978	25	23	index	index	NOUN
fsr-3978	25	24	increased	increase	VERB
fsr-3978	25	25	by	by	ADP
fsr-3978	25	26	7.5	7.5	NUM
fsr-3978	25	27	%	%	NOUN
fsr-3978	25	28	(	(	PUNCT
fsr-3978	25	29	bloomberg	bloomberg	NOUN
fsr-3978	25	30	,	,	PUNCT
fsr-3978	25	31	2024	2024	NUM
fsr-3978	25	32	)	)	PUNCT
fsr-3978	25	33	,	,	PUNCT
fsr-3978	25	34	investors	investor	NOUN
fsr-3978	25	35	who	who	PRON
fsr-3978	25	36	sold	sell	VERB
fsr-3978	25	37	a	a	DET
fsr-3978	25	38	portion	portion	NOUN
fsr-3978	25	39	of	of	ADP
fsr-3978	25	40	their	their	PRON
fsr-3978	25	41	stocks	stock	NOUN
fsr-3978	25	42	and	and	CCONJ
fsr-3978	25	43	bonds	bond	NOUN
fsr-3978	25	44	likely	likely	ADV
fsr-3978	25	45	did	do	AUX
fsr-3978	25	46	not	not	PART
fsr-3978	25	47	fully	fully	ADV
fsr-3978	25	48	participate	participate	VERB
fsr-3978	25	49	in	in	ADP
fsr-3978	25	50	the	the	DET
fsr-3978	25	51	eventual	eventual	ADJ
fsr-3978	25	52	market	market	NOUN
fsr-3978	25	53	rebound	rebound	NOUN
fsr-3978	25	54	and	and	CCONJ
fsr-3978	25	55	therefore	therefore	ADV
fsr-3978	25	56	,	,	PUNCT
fsr-3978	25	57	were	be	AUX
fsr-3978	25	58	prone	prone	ADJ
fsr-3978	25	59	to	to	ADP
fsr-3978	25	60	underperforming	underperform	VERB
fsr-3978	25	61	the	the	DET
fsr-3978	25	62	broader	broad	ADJ
fsr-3978	25	63	markets	market	NOUN
fsr-3978	25	64	as	as	SCONJ
fsr-3978	25	65	predicted	predict	VERB
fsr-3978	25	66	by	by	ADP
fsr-3978	25	67	dalbar	dalbar	NOUN
fsr-3978	25	68	(	(	PUNCT
fsr-3978	25	69	2023	2023	NUM
fsr-3978	25	70	)	)	PUNCT
fsr-3978	25	71	.	.	PUNCT
fsr-3978	26	1	literature	literature	PROPN
fsr-3978	26	2	review	review	VERB
fsr-3978	26	3	financial	financial	ADJ
fsr-3978	26	4	stress	stress	NOUN
fsr-3978	26	5	financial	financial	ADJ
fsr-3978	26	6	stress	stress	NOUN
fsr-3978	26	7	arises	arise	VERB
fsr-3978	26	8	when	when	SCONJ
fsr-3978	26	9	individuals	individual	NOUN
fsr-3978	26	10	are	be	AUX
fsr-3978	26	11	unable	unable	ADJ
fsr-3978	26	12	to	to	PART
fsr-3978	26	13	meet	meet	VERB
fsr-3978	26	14	current	current	ADJ
fsr-3978	26	15	and	and	CCONJ
fsr-3978	26	16	ongoing	ongoing	ADJ
fsr-3978	26	17	financial	financial	ADJ
fsr-3978	26	18	obligations	obligation	NOUN
fsr-3978	26	19	(	(	PUNCT
fsr-3978	26	20	friedline	friedline	ADV
fsr-3978	26	21	et	et	PROPN
fsr-3978	26	22	al	al	PROPN
fsr-3978	26	23	.	.	PROPN
fsr-3978	26	24	,	,	PUNCT
fsr-3978	26	25	2020	2020	NUM
fsr-3978	26	26	)	)	PUNCT
fsr-3978	26	27	.	.	PUNCT
fsr-3978	27	1	triggers	trigger	NOUN
fsr-3978	27	2	of	of	ADP
fsr-3978	27	3	financial	financial	ADJ
fsr-3978	27	4	stress	stress	NOUN
fsr-3978	27	5	may	may	AUX
fsr-3978	27	6	include	include	VERB
fsr-3978	27	7	worrying	worry	VERB
fsr-3978	27	8	about	about	ADP
fsr-3978	27	9	paying	pay	VERB
fsr-3978	27	10	bills	bill	NOUN
fsr-3978	27	11	,	,	PUNCT
fsr-3978	27	12	losing	lose	VERB
fsr-3978	27	13	jobs	job	NOUN
fsr-3978	27	14	,	,	PUNCT
fsr-3978	27	15	providing	provide	VERB
fsr-3978	27	16	for	for	ADP
fsr-3978	27	17	children	child	NOUN
fsr-3978	27	18	,	,	PUNCT
fsr-3978	27	19	and	and	CCONJ
fsr-3978	27	20	saving	save	VERB
fsr-3978	27	21	for	for	ADP
fsr-3978	27	22	retirement	retirement	NOUN
fsr-3978	27	23	(	(	PUNCT
fsr-3978	27	24	malhotra	malhotra	PROPN
fsr-3978	27	25	&	&	CCONJ
fsr-3978	27	26	witt	witt	PROPN
fsr-3978	27	27	,	,	PUNCT
fsr-3978	27	28	2010	2010	NUM
fsr-3978	27	29	)	)	PUNCT
fsr-3978	27	30	.	.	PUNCT
fsr-3978	28	1	prolonged	prolonged	ADJ
fsr-3978	28	2	feelings	feeling	NOUN
fsr-3978	28	3	of	of	ADP
fsr-3978	28	4	financial	financial	ADJ
fsr-3978	28	5	stress	stress	NOUN
fsr-3978	28	6	can	can	AUX
fsr-3978	28	7	negatively	negatively	ADV
fsr-3978	28	8	affect	affect	VERB
fsr-3978	28	9	financial	financial	ADJ
fsr-3978	28	10	satisfaction	satisfaction	NOUN
fsr-3978	28	11	(	(	PUNCT
fsr-3978	28	12	lee	lee	PROPN
fsr-3978	28	13	&	&	CCONJ
fsr-3978	28	14	dustin	dustin	PROPN
fsr-3978	28	15	,	,	PUNCT
fsr-3978	28	16	2021	2021	NUM
fsr-3978	28	17	)	)	PUNCT
fsr-3978	28	18	,	,	PUNCT
fsr-3978	28	19	life	life	NOUN
fsr-3978	28	20	satisfaction	satisfaction	NOUN
fsr-3978	28	21	(	(	PUNCT
fsr-3978	28	22	stein	stein	PROPN
fsr-3978	28	23	et	et	PROPN
fsr-3978	28	24	al	al	PROPN
fsr-3978	28	25	.	.	PROPN
fsr-3978	28	26	,	,	PUNCT
fsr-3978	28	27	2013	2013	NUM
fsr-3978	28	28	)	)	PUNCT
fsr-3978	28	29	,	,	PUNCT
fsr-3978	28	30	financial	financial	ADJ
fsr-3978	28	31	well	well	NOUN
fsr-3978	28	32	-	-	PUNCT
fsr-3978	28	33	being	be	AUX
fsr-3978	28	34	(	(	PUNCT
fsr-3978	28	35	heo	heo	PROPN
fsr-3978	28	36	et	et	PROPN
fsr-3978	28	37	al	al	PROPN
fsr-3978	28	38	.	.	PROPN
fsr-3978	28	39	,	,	PUNCT
fsr-3978	28	40	2018	2018	NUM
fsr-3978	28	41	)	)	PUNCT
fsr-3978	28	42	,	,	PUNCT
fsr-3978	28	43	psychological	psychological	ADJ
fsr-3978	28	44	well	well	ADV
fsr-3978	28	45	-	-	PUNCT
fsr-3978	28	46	being	be	AUX
fsr-3978	28	47	(	(	PUNCT
fsr-3978	28	48	afifi	afifi	NOUN
fsr-3978	28	49	et	et	PROPN
fsr-3978	28	50	al	al	PROPN
fsr-3978	28	51	.	.	PROPN
fsr-3978	28	52	,	,	PUNCT
fsr-3978	28	53	2017	2017	NUM
fsr-3978	28	54	)	)	PUNCT
fsr-3978	28	55	,	,	PUNCT
fsr-3978	28	56	physical	physical	ADJ
fsr-3978	28	57	well	well	ADV
fsr-3978	28	58	-	-	PUNCT
fsr-3978	28	59	being	be	AUX
fsr-3978	28	60	(	(	PUNCT
fsr-3978	28	61	skinner	skinner	PROPN
fsr-3978	28	62	et	et	PROPN
fsr-3978	28	63	al	al	PROPN
fsr-3978	28	64	.	.	PROPN
fsr-3978	28	65	,	,	PUNCT
fsr-3978	28	66	2004	2004	NUM
fsr-3978	28	67	)	)	PUNCT
fsr-3978	28	68	,	,	PUNCT
fsr-3978	28	69	and	and	CCONJ
fsr-3978	28	70	lead	lead	VERB
fsr-3978	28	71	to	to	ADP
fsr-3978	28	72	depression	depression	NOUN
fsr-3978	28	73	(	(	PUNCT
fsr-3978	28	74	guan	guan	PROPN
fsr-3978	28	75	et	et	PROPN
fsr-3978	28	76	al	al	PROPN
fsr-3978	28	77	.	.	PROPN
fsr-3978	28	78	,	,	PUNCT
fsr-3978	28	79	2022	2022	NUM
fsr-3978	28	80	)	)	PUNCT
fsr-3978	28	81	.	.	PUNCT
fsr-3978	29	1	as	as	SCONJ
fsr-3978	29	2	aforementioned	aforementione	VERB
fsr-3978	29	3	,	,	PUNCT
fsr-3978	29	4	during	during	ADP
fsr-3978	29	5	periods	period	NOUN
fsr-3978	29	6	of	of	ADP
fsr-3978	29	7	economic	economic	ADJ
fsr-3978	29	8	hardship	hardship	NOUN
fsr-3978	29	9	such	such	ADJ
fsr-3978	29	10	as	as	ADP
fsr-3978	29	11	the	the	DET
fsr-3978	29	12	covid-19	covid-19	PROPN
fsr-3978	29	13	pandemic	pandemic	NOUN
fsr-3978	29	14	and	and	CCONJ
fsr-3978	29	15	the	the	DET
fsr-3978	29	16	great	great	ADJ
fsr-3978	29	17	recession	recession	NOUN
fsr-3978	29	18	,	,	PUNCT
fsr-3978	29	19	females	female	NOUN
fsr-3978	29	20	were	be	AUX
fsr-3978	29	21	found	find	VERB
fsr-3978	29	22	to	to	PART
fsr-3978	29	23	have	have	VERB
fsr-3978	29	24	higher	high	ADJ
fsr-3978	29	25	levels	level	NOUN
fsr-3978	29	26	of	of	ADP
fsr-3978	29	27	financial	financial	ADJ
fsr-3978	29	28	stress	stress	NOUN
fsr-3978	29	29	than	than	ADP
fsr-3978	29	30	males	male	NOUN
fsr-3978	29	31	.	.	PUNCT
fsr-3978	30	1	for	for	ADP
fsr-3978	30	2	example	example	NOUN
fsr-3978	30	3	,	,	PUNCT
fsr-3978	30	4	during	during	ADP
fsr-3978	30	5	the	the	DET
fsr-3978	30	6	covid-19	covid-19	PROPN
fsr-3978	30	7	pandemic	pandemic	NOUN
fsr-3978	30	8	,	,	PUNCT
fsr-3978	30	9	women	woman	NOUN
fsr-3978	30	10	were	be	AUX
fsr-3978	30	11	disproportionately	disproportionately	ADV
fsr-3978	30	12	impacted	impact	VERB
fsr-3978	30	13	by	by	ADP
fsr-3978	30	14	financial	financial	ADJ
fsr-3978	30	15	shocks	shock	NOUN
fsr-3978	30	16	caused	cause	VERB
fsr-3978	30	17	by	by	ADP
fsr-3978	30	18	layoffs	layoff	NOUN
fsr-3978	30	19	,	,	PUNCT
fsr-3978	30	20	pay	pay	NOUN
fsr-3978	30	21	cuts	cut	NOUN
fsr-3978	30	22	,	,	PUNCT
fsr-3978	30	23	or	or	CCONJ
fsr-3978	30	24	both	both	DET
fsr-3978	30	25	(	(	PUNCT
fsr-3978	30	26	fox	fox	PROPN
fsr-3978	30	27	&	&	CCONJ
fsr-3978	30	28	bartholomae	bartholomae	PROPN
fsr-3978	30	29	,	,	PUNCT
fsr-3978	30	30	2020	2020	NUM
fsr-3978	30	31	)	)	PUNCT
fsr-3978	30	32	.	.	PUNCT
fsr-3978	31	1	hasler	hasler	NOUN
fsr-3978	31	2	et	et	PROPN
fsr-3978	31	3	al	al	PROPN
fsr-3978	31	4	.	.	PROPN
fsr-3978	32	1	(	(	PUNCT
fsr-3978	32	2	2021	2021	NUM
fsr-3978	32	3	)	)	PUNCT
fsr-3978	32	4	found	find	VERB
fsr-3978	32	5	that	that	SCONJ
fsr-3978	32	6	females	female	NOUN
fsr-3978	32	7	had	have	VERB
fsr-3978	32	8	higher	high	ADJ
fsr-3978	32	9	levels	level	NOUN
fsr-3978	32	10	of	of	ADP
fsr-3978	32	11	both	both	CCONJ
fsr-3978	32	12	financial	financial	ADJ
fsr-3978	32	13	stress	stress	NOUN
fsr-3978	32	14	and	and	CCONJ
fsr-3978	32	15	financial	financial	ADJ
fsr-3978	32	16	anxiety	anxiety	NOUN
fsr-3978	32	17	compared	compare	VERB
fsr-3978	32	18	to	to	ADP
fsr-3978	32	19	men	man	NOUN
fsr-3978	32	20	during	during	ADP
fsr-3978	32	21	the	the	DET
fsr-3978	32	22	pandemic	pandemic	NOUN
fsr-3978	32	23	,	,	PUNCT
fsr-3978	32	24	after	after	ADP
fsr-3978	32	25	controlling	control	VERB
fsr-3978	32	26	for	for	ADP
fsr-3978	32	27	socio	socio	NOUN
fsr-3978	32	28	-	-	PUNCT
fsr-3978	32	29	economic	economic	ADJ
fsr-3978	32	30	status	status	NOUN
fsr-3978	32	31	and	and	CCONJ
fsr-3978	32	32	other	other	ADJ
fsr-3978	32	33	demographic	demographic	ADJ
fsr-3978	32	34	characteristics	characteristic	NOUN
fsr-3978	32	35	.	.	PUNCT
fsr-3978	33	1	similarly	similarly	ADV
fsr-3978	33	2	,	,	PUNCT
fsr-3978	33	3	simha	simha	NOUN
fsr-3978	33	4	et	et	PROPN
fsr-3978	33	5	al	al	PROPN
fsr-3978	33	6	.	.	PROPN
fsr-3978	33	7	(	(	PUNCT
fsr-3978	33	8	2020	2020	NUM
fsr-3978	33	9	)	)	PUNCT
fsr-3978	33	10	found	find	VERB
fsr-3978	33	11	higher	high	ADJ
fsr-3978	33	12	levels	level	NOUN
fsr-3978	33	13	of	of	ADP
fsr-3978	33	14	stress	stress	NOUN
fsr-3978	33	15	among	among	ADP
fsr-3978	33	16	u.k	u.k	PROPN
fsr-3978	33	17	.	.	PROPN
fsr-3978	33	18	female	female	ADJ
fsr-3978	33	19	respondents	respondent	NOUN
fsr-3978	33	20	after	after	ADP
fsr-3978	33	21	controlling	control	VERB
fsr-3978	33	22	for	for	ADP
fsr-3978	33	23	financial	financial	ADJ
fsr-3978	33	24	vulnerability	vulnerability	NOUN
fsr-3978	33	25	.	.	PUNCT
fsr-3978	34	1	peck	peck	NOUN
fsr-3978	34	2	(	(	PUNCT
fsr-3978	34	3	2020	2020	NUM
fsr-3978	34	4	)	)	PUNCT
fsr-3978	34	5	suggested	suggest	VERB
fsr-3978	34	6	that	that	SCONJ
fsr-3978	34	7	because	because	SCONJ
fsr-3978	34	8	females	female	NOUN
fsr-3978	34	9	had	have	VERB
fsr-3978	34	10	fewer	few	ADJ
fsr-3978	34	11	economic	economic	ADJ
fsr-3978	34	12	resources	resource	NOUN
fsr-3978	34	13	prior	prior	ADV
fsr-3978	34	14	to	to	ADP
fsr-3978	34	15	the	the	DET
fsr-3978	34	16	covid-19	covid-19	PROPN
fsr-3978	34	17	pandemic	pandemic	NOUN
fsr-3978	34	18	,	,	PUNCT
fsr-3978	34	19	the	the	DET
fsr-3978	34	20	losses	loss	NOUN
fsr-3978	34	21	incurred	incur	VERB
fsr-3978	34	22	during	during	ADP
fsr-3978	34	23	this	this	DET
fsr-3978	34	24	period	period	NOUN
fsr-3978	34	25	created	create	VERB
fsr-3978	34	26	even	even	ADV
fsr-3978	34	27	higher	high	ADJ
fsr-3978	34	28	levels	level	NOUN
fsr-3978	34	29	of	of	ADP
fsr-3978	34	30	uncertainty	uncertainty	NOUN
fsr-3978	34	31	and	and	CCONJ
fsr-3978	34	32	anxiety	anxiety	NOUN
fsr-3978	34	33	.	.	PUNCT
fsr-3978	35	1	similar	similar	ADJ
fsr-3978	35	2	conclusions	conclusion	NOUN
fsr-3978	35	3	regarding	regard	VERB
fsr-3978	35	4	gender	gender	NOUN
fsr-3978	35	5	differences	difference	NOUN
fsr-3978	35	6	and	and	CCONJ
fsr-3978	35	7	financial	financial	ADJ
fsr-3978	35	8	stress	stress	NOUN
fsr-3978	35	9	were	be	AUX
fsr-3978	35	10	drawn	draw	VERB
fsr-3978	35	11	during	during	ADP
fsr-3978	35	12	the	the	DET
fsr-3978	35	13	great	great	ADJ
fsr-3978	35	14	recession	recession	NOUN
fsr-3978	35	15	.	.	PUNCT
fsr-3978	36	1	for	for	ADP
fsr-3978	36	2	example	example	NOUN
fsr-3978	36	3	,	,	PUNCT
fsr-3978	36	4	older	old	ADJ
fsr-3978	36	5	adult	adult	NOUN
fsr-3978	36	6	women	woman	NOUN
fsr-3978	36	7	,	,	PUNCT
fsr-3978	36	8	and	and	CCONJ
fsr-3978	36	9	women	woman	NOUN
fsr-3978	36	10	of	of	ADP
fsr-3978	36	11	color	color	NOUN
fsr-3978	36	12	were	be	AUX
fsr-3978	36	13	more	more	ADV
fsr-3978	36	14	likely	likely	ADJ
fsr-3978	36	15	to	to	PART
fsr-3978	36	16	experience	experience	VERB
fsr-3978	36	17	mortgage	mortgage	NOUN
fsr-3978	36	18	trouble	trouble	NOUN
fsr-3978	36	19	and	and	CCONJ
fsr-3978	36	20	asset	asset	NOUN
fsr-3978	36	21	depletion	depletion	NOUN
fsr-3978	36	22	during	during	ADP
fsr-3978	36	23	and	and	CCONJ
fsr-3978	36	24	after	after	ADP
fsr-3978	36	25	the	the	DET
fsr-3978	36	26	great	great	ADJ
fsr-3978	36	27	recession	recession	NOUN
fsr-3978	36	28	compared	compare	VERB
fsr-3978	36	29	to	to	ADP
fsr-3978	36	30	their	their	PRON
fsr-3978	36	31	male	male	ADJ
fsr-3978	36	32	counterparts	counterpart	NOUN
fsr-3978	36	33	(	(	PUNCT
fsr-3978	36	34	castro	castro	PROPN
fsr-3978	36	35	-	-	PUNCT
fsr-3978	36	36	baker	baker	PROPN
fsr-3978	36	37	et	et	PROPN
fsr-3978	36	38	al	al	PROPN
fsr-3978	36	39	.	.	PROPN
fsr-3978	36	40	,	,	PUNCT
fsr-3978	36	41	2017	2017	NUM
fsr-3978	36	42	)	)	PUNCT
fsr-3978	36	43	.	.	PUNCT
fsr-3978	37	1	afifi	afifi	PROPN
fsr-3978	37	2	et	et	PROPN
fsr-3978	37	3	al	al	PROPN
fsr-3978	37	4	.	.	PROPN
fsr-3978	38	1	(	(	PUNCT
fsr-3978	38	2	2018	2018	NUM
fsr-3978	38	3	)	)	PUNCT
fsr-3978	38	4	found	find	VERB
fsr-3978	38	5	that	that	SCONJ
fsr-3978	38	6	during	during	ADP
fsr-3978	38	7	the	the	DET
fsr-3978	38	8	great	great	ADJ
fsr-3978	38	9	recession	recession	NOUN
fsr-3978	38	10	,	,	PUNCT
fsr-3978	38	11	women	woman	NOUN
fsr-3978	38	12	had	have	VERB
fsr-3978	38	13	higher	high	ADJ
fsr-3978	38	14	levels	level	NOUN
fsr-3978	38	15	of	of	ADP
fsr-3978	38	16	financial	financial	ADJ
fsr-3978	38	17	stress	stress	NOUN
fsr-3978	38	18	than	than	ADP
fsr-3978	38	19	their	their	PRON
fsr-3978	38	20	partners	partner	NOUN
fsr-3978	38	21	when	when	SCONJ
fsr-3978	38	22	discussing	discuss	VERB
fsr-3978	38	23	household	household	NOUN
fsr-3978	38	24	finances	finance	NOUN
fsr-3978	38	25	and	and	CCONJ
fsr-3978	38	26	other	other	ADJ
fsr-3978	38	27	money	money	NOUN
fsr-3978	38	28	matters	matter	NOUN
fsr-3978	38	29	.	.	PUNCT
fsr-3978	39	1	heretick	heretick	NOUN
fsr-3978	39	2	(	(	PUNCT
fsr-3978	39	3	2013	2013	NUM
fsr-3978	39	4	)	)	PUNCT
fsr-3978	39	5	concluded	conclude	VERB
fsr-3978	39	6	that	that	SCONJ
fsr-3978	39	7	both	both	DET
fsr-3978	39	8	males	male	NOUN
fsr-3978	39	9	and	and	CCONJ
fsr-3978	39	10	females	female	NOUN
fsr-3978	39	11	were	be	AUX
fsr-3978	39	12	equally	equally	ADV
fsr-3978	39	13	financially	financially	ADV
fsr-3978	39	14	stressed	stress	VERB
fsr-3978	39	15	,	,	PUNCT
fsr-3978	39	16	however	however	ADV
fsr-3978	39	17	,	,	PUNCT
fsr-3978	39	18	the	the	DET
fsr-3978	39	19	reasons	reason	NOUN
fsr-3978	39	20	differed	differ	VERB
fsr-3978	39	21	.	.	PUNCT
fsr-3978	40	1	women	woman	NOUN
fsr-3978	40	2	were	be	AUX
fsr-3978	40	3	more	more	ADV
fsr-3978	40	4	likely	likely	ADJ
fsr-3978	40	5	to	to	PART
fsr-3978	40	6	report	report	VERB
fsr-3978	40	7	feelings	feeling	NOUN
fsr-3978	40	8	of	of	ADP
fsr-3978	40	9	anxiety	anxiety	NOUN
fsr-3978	40	10	and	and	CCONJ
fsr-3978	40	11	worry	worry	NOUN
fsr-3978	40	12	,	,	PUNCT
fsr-3978	40	13	whereas	whereas	SCONJ
fsr-3978	40	14	men	man	NOUN
fsr-3978	40	15	were	be	AUX
fsr-3978	40	16	more	more	ADV
fsr-3978	40	17	likely	likely	ADJ
fsr-3978	40	18	to	to	PART
fsr-3978	40	19	report	report	VERB
fsr-3978	40	20	shame	shame	NOUN
fsr-3978	40	21	and	and	CCONJ
fsr-3978	40	22	guilt	guilt	NOUN
fsr-3978	40	23	.	.	PUNCT
fsr-3978	41	1	the	the	DET
fsr-3978	41	2	connection	connection	NOUN
fsr-3978	41	3	between	between	ADP
fsr-3978	41	4	financial	financial	ADJ
fsr-3978	41	5	stress	stress	NOUN
fsr-3978	41	6	and	and	CCONJ
fsr-3978	41	7	poor	poor	ADJ
fsr-3978	41	8	investment	investment	NOUN
fsr-3978	41	9	decision	decision	NOUN
fsr-3978	41	10	making	make	VERB
fsr-3978	41	11	is	be	AUX
fsr-3978	41	12	abundant	abundant	ADJ
fsr-3978	41	13	within	within	ADP
fsr-3978	41	14	the	the	DET
fsr-3978	41	15	literature	literature	NOUN
fsr-3978	41	16	.	.	PUNCT
fsr-3978	42	1	for	for	ADP
fsr-3978	42	2	example	example	NOUN
fsr-3978	42	3	,	,	PUNCT
fsr-3978	42	4	bernaola	bernaola	PROPN
fsr-3978	42	5	et	et	PROPN
fsr-3978	42	6	al	al	PROPN
fsr-3978	42	7	.	.	PROPN
fsr-3978	42	8	(	(	PUNCT
fsr-3978	42	9	2020	2020	NUM
fsr-3978	42	10	)	)	PUNCT
fsr-3978	42	11	found	find	VERB
fsr-3978	42	12	that	that	SCONJ
fsr-3978	42	13	respondents	respondent	NOUN
fsr-3978	42	14	who	who	PRON
fsr-3978	42	15	reported	report	VERB
fsr-3978	42	16	higher	high	ADJ
fsr-3978	42	17	levels	level	NOUN
fsr-3978	42	18	of	of	ADP
fsr-3978	42	19	anxiety	anxiety	NOUN
fsr-3978	42	20	displayed	display	VERB
fsr-3978	42	21	less	less	ADJ
fsr-3978	42	22	patience	patience	NOUN
fsr-3978	42	23	with	with	ADP
fsr-3978	42	24	investments	investment	NOUN
fsr-3978	42	25	that	that	PRON
fsr-3978	42	26	had	have	AUX
fsr-3978	42	27	declined	decline	VERB
fsr-3978	42	28	in	in	ADP
fsr-3978	42	29	value	value	NOUN
fsr-3978	42	30	.	.	PUNCT
fsr-3978	43	1	rahman	rahman	PROPN
fsr-3978	43	2	and	and	CCONJ
fsr-3978	43	3	gan	gan	PROPN
fsr-3978	43	4	(	(	PUNCT
fsr-3978	43	5	2020	2020	NUM
fsr-3978	43	6	)	)	PUNCT
fsr-3978	43	7	also	also	ADV
fsr-3978	43	8	found	find	VERB
fsr-3978	43	9	a	a	DET
fsr-3978	43	10	positive	positive	ADJ
fsr-3978	43	11	relationship	relationship	NOUN
fsr-3978	43	12	between	between	ADP
fsr-3978	43	13	feelings	feeling	NOUN
fsr-3978	43	14	of	of	ADP
fsr-3978	43	15	anxiety	anxiety	NOUN
fsr-3978	43	16	and	and	CCONJ
fsr-3978	43	17	poor	poor	ADJ
fsr-3978	43	18	investment	investment	NOUN
fsr-3978	43	19	decision	decision	NOUN
fsr-3978	43	20	-	-	PUNCT
fsr-3978	43	21	making	make	VERB
fsr-3978	43	22	such	such	ADJ
fsr-3978	43	23	as	as	ADP
fsr-3978	43	24	demonstrating	demonstrate	VERB
fsr-3978	43	25	a	a	DET
fsr-3978	43	26	misalignment	misalignment	NOUN
fsr-3978	43	27	between	between	ADP
fsr-3978	43	28	time	time	NOUN
fsr-3978	43	29	horizon	horizon	NOUN
fsr-3978	43	30	and	and	CCONJ
fsr-3978	43	31	security	security	NOUN
fsr-3978	43	32	financial	financial	ADJ
fsr-3978	43	33	services	service	NOUN
fsr-3978	43	34	review	review	PROPN
fsr-3978	43	35	,	,	PUNCT
fsr-3978	43	36	33(1	33(1	NUM
fsr-3978	43	37	)	)	PUNCT
fsr-3978	43	38	88	88	NUM
fsr-3978	43	39	selection	selection	NOUN
fsr-3978	43	40	.	.	PUNCT
fsr-3978	44	1	among	among	ADP
fsr-3978	44	2	investors	investor	NOUN
fsr-3978	44	3	in	in	ADP
fsr-3978	44	4	pakistan	pakistan	PROPN
fsr-3978	44	5	,	,	PUNCT
fsr-3978	44	6	moueed	moueed	NOUN
fsr-3978	44	7	and	and	CCONJ
fsr-3978	44	8	hunja	hunja	NOUN
fsr-3978	44	9	(	(	PUNCT
fsr-3978	44	10	2020	2020	NUM
fsr-3978	44	11	)	)	PUNCT
fsr-3978	44	12	concluded	conclude	VERB
fsr-3978	44	13	that	that	SCONJ
fsr-3978	44	14	under	under	ADP
fsr-3978	44	15	stressful	stressful	ADJ
fsr-3978	44	16	conditions	condition	NOUN
fsr-3978	44	17	,	,	PUNCT
fsr-3978	44	18	investors	investor	NOUN
fsr-3978	44	19	had	have	VERB
fsr-3978	44	20	less	less	ADJ
fsr-3978	44	21	control	control	NOUN
fsr-3978	44	22	over	over	ADP
fsr-3978	44	23	their	their	PRON
fsr-3978	44	24	thinking	thinking	NOUN
fsr-3978	44	25	and	and	CCONJ
fsr-3978	44	26	were	be	AUX
fsr-3978	44	27	unable	unable	ADJ
fsr-3978	44	28	to	to	PART
fsr-3978	44	29	make	make	VERB
fsr-3978	44	30	optimum	optimum	ADJ
fsr-3978	44	31	use	use	NOUN
fsr-3978	44	32	of	of	ADP
fsr-3978	44	33	their	their	PRON
fsr-3978	44	34	cognitive	cognitive	ADJ
fsr-3978	44	35	skills	skill	NOUN
fsr-3978	44	36	.	.	PUNCT
fsr-3978	45	1	as	as	ADP
fsr-3978	45	2	a	a	DET
fsr-3978	45	3	result	result	NOUN
fsr-3978	45	4	,	,	PUNCT
fsr-3978	45	5	stressed	stress	VERB
fsr-3978	45	6	investors	investor	NOUN
fsr-3978	45	7	were	be	AUX
fsr-3978	45	8	likely	likely	ADJ
fsr-3978	45	9	to	to	PART
fsr-3978	45	10	make	make	VERB
fsr-3978	45	11	rash	rash	ADJ
fsr-3978	45	12	decisions	decision	NOUN
fsr-3978	45	13	based	base	VERB
fsr-3978	45	14	on	on	ADP
fsr-3978	45	15	sudden	sudden	ADJ
fsr-3978	45	16	fluctuations	fluctuation	NOUN
fsr-3978	45	17	in	in	ADP
fsr-3978	45	18	the	the	DET
fsr-3978	45	19	stock	stock	NOUN
fsr-3978	45	20	market	market	NOUN
fsr-3978	45	21	or	or	CCONJ
fsr-3978	45	22	lack	lack	NOUN
fsr-3978	45	23	of	of	ADP
fsr-3978	45	24	diversification	diversification	NOUN
fsr-3978	45	25	within	within	ADP
fsr-3978	45	26	their	their	PRON
fsr-3978	45	27	portfolios	portfolio	NOUN
fsr-3978	45	28	.	.	PUNCT
fsr-3978	46	1	stress	stress	NOUN
fsr-3978	46	2	has	have	AUX
fsr-3978	46	3	also	also	ADV
fsr-3978	46	4	been	be	AUX
fsr-3978	46	5	found	find	VERB
fsr-3978	46	6	to	to	PART
fsr-3978	46	7	have	have	VERB
fsr-3978	46	8	an	an	DET
fsr-3978	46	9	impact	impact	NOUN
fsr-3978	46	10	on	on	ADP
fsr-3978	46	11	other	other	ADJ
fsr-3978	46	12	financial	financial	ADJ
fsr-3978	46	13	planning	planning	NOUN
fsr-3978	46	14	behaviors	behavior	NOUN
fsr-3978	46	15	,	,	PUNCT
fsr-3978	46	16	although	although	SCONJ
fsr-3978	46	17	the	the	DET
fsr-3978	46	18	conclusions	conclusion	NOUN
fsr-3978	46	19	were	be	AUX
fsr-3978	46	20	mixed	mixed	ADJ
fsr-3978	46	21	.	.	PUNCT
fsr-3978	47	1	for	for	ADP
fsr-3978	47	2	example	example	NOUN
fsr-3978	47	3	,	,	PUNCT
fsr-3978	47	4	fan	fan	NOUN
fsr-3978	47	5	and	and	CCONJ
fsr-3978	47	6	henager	henager	ADV
fsr-3978	47	7	(	(	PUNCT
fsr-3978	47	8	2021	2021	NUM
fsr-3978	47	9	)	)	PUNCT
fsr-3978	47	10	found	find	VERB
fsr-3978	47	11	that	that	SCONJ
fsr-3978	47	12	feelings	feeling	NOUN
fsr-3978	47	13	of	of	ADP
fsr-3978	47	14	financial	financial	ADJ
fsr-3978	47	15	stress	stress	NOUN
fsr-3978	47	16	were	be	AUX
fsr-3978	47	17	negatively	negatively	ADV
fsr-3978	47	18	related	relate	VERB
fsr-3978	47	19	to	to	ADP
fsr-3978	47	20	short	short	ADJ
fsr-3978	47	21	-	-	PUNCT
fsr-3978	47	22	term	term	NOUN
fsr-3978	47	23	behaviors	behavior	NOUN
fsr-3978	47	24	such	such	ADJ
fsr-3978	47	25	as	as	ADP
fsr-3978	47	26	having	have	VERB
fsr-3978	47	27	emergency	emergency	NOUN
fsr-3978	47	28	funds	fund	NOUN
fsr-3978	47	29	and	and	CCONJ
fsr-3978	47	30	paying	pay	VERB
fsr-3978	47	31	off	off	ADP
fsr-3978	47	32	credit	credit	NOUN
fsr-3978	47	33	cards	card	NOUN
fsr-3978	47	34	in	in	ADP
fsr-3978	47	35	full	full	ADJ
fsr-3978	47	36	.	.	PUNCT
fsr-3978	48	1	interestingly	interestingly	ADV
fsr-3978	48	2	,	,	PUNCT
fsr-3978	48	3	financial	financial	ADJ
fsr-3978	48	4	stress	stress	NOUN
fsr-3978	48	5	was	be	AUX
fsr-3978	48	6	positively	positively	ADV
fsr-3978	48	7	related	relate	VERB
fsr-3978	48	8	to	to	ADP
fsr-3978	48	9	longterm	longterm	ADJ
fsr-3978	48	10	behaviors	behavior	NOUN
fsr-3978	48	11	such	such	ADJ
fsr-3978	48	12	as	as	ADP
fsr-3978	48	13	calculating	calculate	VERB
fsr-3978	48	14	retirement	retirement	NOUN
fsr-3978	48	15	needs	need	NOUN
fsr-3978	48	16	and	and	CCONJ
fsr-3978	48	17	saving	save	VERB
fsr-3978	48	18	for	for	ADP
fsr-3978	48	19	retirement	retirement	NOUN
fsr-3978	48	20	.	.	PUNCT
fsr-3978	49	1	both	both	DET
fsr-3978	49	2	shortand	shortand	NOUN
fsr-3978	49	3	long	long	ADJ
fsr-3978	49	4	-	-	PUNCT
fsr-3978	49	5	term	term	NOUN
fsr-3978	49	6	behaviors	behavior	NOUN
fsr-3978	49	7	were	be	AUX
fsr-3978	49	8	,	,	PUNCT
fsr-3978	49	9	in	in	ADP
fsr-3978	49	10	turn	turn	NOUN
fsr-3978	49	11	,	,	PUNCT
fsr-3978	49	12	related	relate	VERB
fsr-3978	49	13	to	to	ADP
fsr-3978	49	14	overall	overall	ADJ
fsr-3978	49	15	financial	financial	ADJ
fsr-3978	49	16	well	well	NOUN
fsr-3978	49	17	-	-	PUNCT
fsr-3978	49	18	being	being	NOUN
fsr-3978	49	19	.	.	PUNCT
fsr-3978	50	1	fiksenbaum	fiksenbaum	PROPN
fsr-3978	50	2	et	et	PROPN
fsr-3978	50	3	al	al	PROPN
fsr-3978	50	4	.	.	PROPN
fsr-3978	51	1	(	(	PUNCT
fsr-3978	51	2	2017	2017	NUM
fsr-3978	51	3	)	)	PUNCT
fsr-3978	51	4	found	find	VERB
fsr-3978	51	5	that	that	SCONJ
fsr-3978	51	6	stress	stress	NOUN
fsr-3978	51	7	was	be	AUX
fsr-3978	51	8	a	a	DET
fsr-3978	51	9	motivating	motivating	NOUN
fsr-3978	51	10	factor	factor	NOUN
fsr-3978	51	11	that	that	PRON
fsr-3978	51	12	increased	increase	VERB
fsr-3978	51	13	individuals	individual	NOUN
fsr-3978	51	14	’	'	PUNCT
fsr-3978	51	15	willingness	willingness	NOUN
fsr-3978	51	16	to	to	PART
fsr-3978	51	17	change	change	VERB
fsr-3978	51	18	certain	certain	ADJ
fsr-3978	51	19	behaviors	behavior	NOUN
fsr-3978	51	20	that	that	PRON
fsr-3978	51	21	would	would	AUX
fsr-3978	51	22	reduce	reduce	VERB
fsr-3978	51	23	economic	economic	ADJ
fsr-3978	51	24	hardship	hardship	NOUN
fsr-3978	51	25	.	.	PUNCT
fsr-3978	52	1	in	in	ADP
fsr-3978	52	2	this	this	DET
fsr-3978	52	3	case	case	NOUN
fsr-3978	52	4	,	,	PUNCT
fsr-3978	52	5	stressed	stress	VERB
fsr-3978	52	6	respondents	respondent	NOUN
fsr-3978	52	7	were	be	AUX
fsr-3978	52	8	more	more	ADV
fsr-3978	52	9	likely	likely	ADJ
fsr-3978	52	10	to	to	PART
fsr-3978	52	11	reduce	reduce	VERB
fsr-3978	52	12	their	their	PRON
fsr-3978	52	13	spending	spending	NOUN
fsr-3978	52	14	or	or	CCONJ
fsr-3978	52	15	find	find	VERB
fsr-3978	52	16	new	new	ADJ
fsr-3978	52	17	avenues	avenue	NOUN
fsr-3978	52	18	to	to	PART
fsr-3978	52	19	increase	increase	VERB
fsr-3978	52	20	their	their	PRON
fsr-3978	52	21	income	income	NOUN
fsr-3978	52	22	.	.	PUNCT
fsr-3978	53	1	heo	heo	PROPN
fsr-3978	53	2	et	et	PROPN
fsr-3978	53	3	al	al	PROPN
fsr-3978	53	4	.	.	PROPN
fsr-3978	54	1	(	(	PUNCT
fsr-3978	54	2	2024	2024	NUM
fsr-3978	54	3	)	)	PUNCT
fsr-3978	54	4	found	find	VERB
fsr-3978	54	5	that	that	SCONJ
fsr-3978	54	6	the	the	DET
fsr-3978	54	7	negative	negative	ADJ
fsr-3978	54	8	effect	effect	NOUN
fsr-3978	54	9	of	of	ADP
fsr-3978	54	10	financial	financial	ADJ
fsr-3978	54	11	stress	stress	NOUN
fsr-3978	54	12	on	on	ADP
fsr-3978	54	13	financial	financial	ADJ
fsr-3978	54	14	behavior	behavior	NOUN
fsr-3978	54	15	was	be	AUX
fsr-3978	54	16	weakened	weaken	VERB
fsr-3978	54	17	during	during	ADP
fsr-3978	54	18	the	the	DET
fsr-3978	54	19	covid-19	covid-19	PROPN
fsr-3978	54	20	pandemic	pandemic	NOUN
fsr-3978	54	21	,	,	PUNCT
fsr-3978	54	22	suggesting	suggest	VERB
fsr-3978	54	23	that	that	SCONJ
fsr-3978	54	24	an	an	DET
fsr-3978	54	25	appropriate	appropriate	ADJ
fsr-3978	54	26	level	level	NOUN
fsr-3978	54	27	of	of	ADP
fsr-3978	54	28	stress	stress	NOUN
fsr-3978	54	29	may	may	AUX
fsr-3978	54	30	serve	serve	VERB
fsr-3978	54	31	as	as	ADP
fsr-3978	54	32	a	a	DET
fsr-3978	54	33	coping	cope	VERB
fsr-3978	54	34	mechanism	mechanism	NOUN
fsr-3978	54	35	during	during	ADP
fsr-3978	54	36	challenging	challenging	ADJ
fsr-3978	54	37	periods	period	NOUN
fsr-3978	54	38	.	.	PUNCT
fsr-3978	55	1	investment	investment	NOUN
fsr-3978	55	2	overconfidence	overconfidence	NOUN
fsr-3978	55	3	overconfidence	overconfidence	NOUN
fsr-3978	55	4	occurs	occur	VERB
fsr-3978	55	5	when	when	SCONJ
fsr-3978	55	6	individuals	individual	NOUN
fsr-3978	55	7	think	think	VERB
fsr-3978	55	8	that	that	SCONJ
fsr-3978	55	9	they	they	PRON
fsr-3978	55	10	know	know	VERB
fsr-3978	55	11	more	more	ADJ
fsr-3978	55	12	than	than	SCONJ
fsr-3978	55	13	they	they	PRON
fsr-3978	55	14	actually	actually	ADV
fsr-3978	55	15	do	do	VERB
fsr-3978	55	16	(	(	PUNCT
fsr-3978	55	17	charupat	charupat	NOUN
fsr-3978	55	18	et	et	NOUN
fsr-3978	55	19	al	al	PROPN
fsr-3978	55	20	.	.	PROPN
fsr-3978	55	21	,	,	PUNCT
fsr-3978	55	22	2005	2005	NUM
fsr-3978	55	23	)	)	PUNCT
fsr-3978	55	24	.	.	PUNCT
fsr-3978	56	1	a	a	DET
fsr-3978	56	2	common	common	ADJ
fsr-3978	56	3	approach	approach	NOUN
fsr-3978	56	4	used	use	VERB
fsr-3978	56	5	by	by	ADP
fsr-3978	56	6	researchers	researcher	NOUN
fsr-3978	56	7	to	to	PART
fsr-3978	56	8	detect	detect	VERB
fsr-3978	56	9	and	and	CCONJ
fsr-3978	56	10	measure	measure	NOUN
fsr-3978	56	11	overconfidence	overconfidence	NOUN
fsr-3978	56	12	was	be	AUX
fsr-3978	56	13	to	to	PART
fsr-3978	56	14	compare	compare	VERB
fsr-3978	56	15	an	an	DET
fsr-3978	56	16	individual	individual	NOUN
fsr-3978	56	17	’s	’s	PART
fsr-3978	56	18	self	self	NOUN
fsr-3978	56	19	-	-	PUNCT
fsr-3978	56	20	assessed	assess	VERB
fsr-3978	56	21	subjective	subjective	ADJ
fsr-3978	56	22	knowledge	knowledge	NOUN
fsr-3978	56	23	to	to	ADP
fsr-3978	56	24	how	how	SCONJ
fsr-3978	56	25	well	well	ADV
fsr-3978	56	26	individuals	individual	NOUN
fsr-3978	56	27	scored	score	VERB
fsr-3978	56	28	on	on	ADP
fsr-3978	56	29	a	a	DET
fsr-3978	56	30	short	short	ADJ
fsr-3978	56	31	financial	financial	ADJ
fsr-3978	56	32	literacy	literacy	NOUN
fsr-3978	56	33	quiz	quiz	NOUN
fsr-3978	56	34	.	.	PUNCT
fsr-3978	57	1	for	for	ADP
fsr-3978	57	2	example	example	NOUN
fsr-3978	57	3	,	,	PUNCT
fsr-3978	57	4	mokhtari	mokhtari	PROPN
fsr-3978	57	5	and	and	CCONJ
fsr-3978	57	6	chawla	chawla	PROPN
fsr-3978	57	7	(	(	PUNCT
fsr-3978	57	8	2023	2023	NUM
fsr-3978	57	9	)	)	PUNCT
fsr-3978	57	10	computed	compute	VERB
fsr-3978	57	11	the	the	DET
fsr-3978	57	12	difference	difference	NOUN
fsr-3978	57	13	between	between	ADP
fsr-3978	57	14	subjective	subjective	ADJ
fsr-3978	57	15	knowledge	knowledge	NOUN
fsr-3978	57	16	and	and	CCONJ
fsr-3978	57	17	the	the	DET
fsr-3978	57	18	number	number	NOUN
fsr-3978	57	19	of	of	ADP
fsr-3978	57	20	questions	question	NOUN
fsr-3978	57	21	answered	answer	VERB
fsr-3978	57	22	correctly	correctly	ADV
fsr-3978	57	23	as	as	ADP
fsr-3978	57	24	a	a	DET
fsr-3978	57	25	proxy	proxy	NOUN
fsr-3978	57	26	for	for	ADP
fsr-3978	57	27	the	the	DET
fsr-3978	57	28	degree	degree	NOUN
fsr-3978	57	29	of	of	ADP
fsr-3978	57	30	overconfidence	overconfidence	NOUN
fsr-3978	57	31	.	.	PUNCT
fsr-3978	58	1	another	another	DET
fsr-3978	58	2	approach	approach	NOUN
fsr-3978	58	3	identified	identify	VERB
fsr-3978	58	4	overconfident	overconfident	ADJ
fsr-3978	58	5	individuals	individual	NOUN
fsr-3978	58	6	as	as	ADP
fsr-3978	58	7	those	those	PRON
fsr-3978	58	8	with	with	ADP
fsr-3978	58	9	high	high	ADJ
fsr-3978	58	10	subjective	subjective	ADJ
fsr-3978	58	11	scores	score	NOUN
fsr-3978	58	12	but	but	CCONJ
fsr-3978	58	13	low	low	ADJ
fsr-3978	58	14	objective	objective	ADJ
fsr-3978	58	15	scores	score	NOUN
fsr-3978	58	16	using	use	VERB
fsr-3978	58	17	quartiles	quartile	NOUN
fsr-3978	58	18	(	(	PUNCT
fsr-3978	58	19	robb	robb	VERB
fsr-3978	58	20	et	et	PROPN
fsr-3978	58	21	al	al	PROPN
fsr-3978	58	22	.	.	PROPN
fsr-3978	58	23	,	,	PUNCT
fsr-3978	58	24	2015	2015	NUM
fsr-3978	58	25	;	;	PUNCT
fsr-3978	58	26	zahirovic	zahirovic	PROPN
fsr-3978	58	27	-	-	PUNCT
fsr-3978	58	28	herbert	herbert	PROPN
fsr-3978	58	29	et	et	PROPN
fsr-3978	58	30	al	al	PROPN
fsr-3978	58	31	.	.	PROPN
fsr-3978	58	32	,	,	PUNCT
fsr-3978	58	33	2016	2016	NUM
fsr-3978	58	34	)	)	PUNCT
fsr-3978	58	35	or	or	CCONJ
fsr-3978	58	36	by	by	ADP
fsr-3978	58	37	comparing	compare	VERB
fsr-3978	58	38	means	mean	NOUN
fsr-3978	58	39	(	(	PUNCT
fsr-3978	58	40	aristei	aristei	NOUN
fsr-3978	58	41	&	&	CCONJ
fsr-3978	58	42	gallo	gallo	PROPN
fsr-3978	58	43	,	,	PUNCT
fsr-3978	58	44	2021	2021	NUM
fsr-3978	58	45	;	;	PUNCT
fsr-3978	58	46	pearson	pearson	PROPN
fsr-3978	58	47	&	&	CCONJ
fsr-3978	58	48	korankye	korankye	PROPN
fsr-3978	58	49	,	,	PUNCT
fsr-3978	58	50	2022	2022	NUM
fsr-3978	58	51	;	;	PUNCT
fsr-3978	58	52	yeh	yeh	PROPN
fsr-3978	58	53	&	&	CCONJ
fsr-3978	58	54	ling	ling	PROPN
fsr-3978	58	55	,	,	PUNCT
fsr-3978	58	56	2022	2022	NUM
fsr-3978	58	57	)	)	PUNCT
fsr-3978	58	58	.	.	PUNCT
fsr-3978	59	1	a	a	DET
fsr-3978	59	2	third	third	ADJ
fsr-3978	59	3	approach	approach	NOUN
fsr-3978	59	4	regressed	regress	VERB
fsr-3978	59	5	subjective	subjective	ADJ
fsr-3978	59	6	knowledge	knowledge	NOUN
fsr-3978	59	7	on	on	ADP
fsr-3978	59	8	objective	objective	ADJ
fsr-3978	59	9	knowledge	knowledge	NOUN
fsr-3978	59	10	and	and	CCONJ
fsr-3978	59	11	used	use	VERB
fsr-3978	59	12	the	the	DET
fsr-3978	59	13	residual	residual	ADJ
fsr-3978	59	14	term	term	NOUN
fsr-3978	59	15	to	to	PART
fsr-3978	59	16	capture	capture	VERB
fsr-3978	59	17	overconfidence	overconfidence	NOUN
fsr-3978	59	18	(	(	PUNCT
fsr-3978	59	19	kim	kim	PROPN
fsr-3978	59	20	et	et	PROPN
fsr-3978	59	21	al	al	PROPN
fsr-3978	59	22	.	.	PROPN
fsr-3978	59	23	,	,	PUNCT
fsr-3978	59	24	2022	2022	NUM
fsr-3978	59	25	;	;	PUNCT
fsr-3978	59	26	piehlmaier	piehlmaier	NOUN
fsr-3978	59	27	,	,	PUNCT
fsr-3978	59	28	2022	2022	NUM
fsr-3978	59	29	)	)	PUNCT
fsr-3978	59	30	.	.	PUNCT
fsr-3978	60	1	researchers	researcher	NOUN
fsr-3978	60	2	have	have	AUX
fsr-3978	60	3	theorized	theorize	VERB
fsr-3978	60	4	that	that	SCONJ
fsr-3978	60	5	males	male	NOUN
fsr-3978	60	6	were	be	AUX
fsr-3978	60	7	more	more	ADV
fsr-3978	60	8	likely	likely	ADJ
fsr-3978	60	9	to	to	PART
fsr-3978	60	10	display	display	VERB
fsr-3978	60	11	investment	investment	NOUN
fsr-3978	60	12	overconfidence	overconfidence	NOUN
fsr-3978	60	13	and	and	CCONJ
fsr-3978	60	14	therefore	therefore	ADV
fsr-3978	60	15	,	,	PUNCT
fsr-3978	60	16	trade	trade	VERB
fsr-3978	60	17	more	more	ADV
fsr-3978	60	18	frequently	frequently	ADV
fsr-3978	60	19	than	than	ADP
fsr-3978	60	20	females	female	NOUN
fsr-3978	60	21	.	.	PUNCT
fsr-3978	61	1	excessive	excessive	ADJ
fsr-3978	61	2	trading	trading	NOUN
fsr-3978	61	3	is	be	AUX
fsr-3978	61	4	considered	consider	VERB
fsr-3978	61	5	detrimental	detrimental	ADJ
fsr-3978	61	6	to	to	ADP
fsr-3978	61	7	maximizing	maximize	VERB
fsr-3978	61	8	long	long	ADJ
fsr-3978	61	9	-	-	PUNCT
fsr-3978	61	10	term	term	NOUN
fsr-3978	61	11	investment	investment	NOUN
fsr-3978	61	12	returns	return	NOUN
fsr-3978	61	13	due	due	ADJ
fsr-3978	61	14	to	to	ADP
fsr-3978	61	15	market	market	NOUN
fsr-3978	61	16	friction	friction	NOUN
fsr-3978	61	17	and	and	CCONJ
fsr-3978	61	18	mistimed	mistimed	ADJ
fsr-3978	61	19	trades	trade	NOUN
fsr-3978	61	20	(	(	PUNCT
fsr-3978	61	21	willows	willow	NOUN
fsr-3978	61	22	&	&	CCONJ
fsr-3978	61	23	west	west	PROPN
fsr-3978	61	24	,	,	PUNCT
fsr-3978	61	25	2014	2014	NUM
fsr-3978	61	26	)	)	PUNCT
fsr-3978	61	27	.	.	PUNCT
fsr-3978	62	1	overconfidence	overconfidence	NOUN
fsr-3978	62	2	has	have	AUX
fsr-3978	62	3	also	also	ADV
fsr-3978	62	4	been	be	AUX
fsr-3978	62	5	linked	link	VERB
fsr-3978	62	6	to	to	ADP
fsr-3978	62	7	holding	hold	VERB
fsr-3978	62	8	shorter	short	ADJ
fsr-3978	62	9	-	-	PUNCT
fsr-3978	62	10	term	term	NOUN
fsr-3978	62	11	investment	investment	NOUN
fsr-3978	62	12	horizons	horizon	NOUN
fsr-3978	62	13	(	(	PUNCT
fsr-3978	62	14	ferriera	ferriera	NOUN
fsr-3978	62	15	-	-	PUNCT
fsr-3978	62	16	schenk	schenk	PROPN
fsr-3978	62	17	et	et	PROPN
fsr-3978	62	18	al	al	PROPN
fsr-3978	62	19	.	.	PROPN
fsr-3978	62	20	,	,	PUNCT
fsr-3978	62	21	2021	2021	NUM
fsr-3978	62	22	;	;	PUNCT
fsr-3978	62	23	paisarn	paisarn	NOUN
fsr-3978	62	24	et	et	PROPN
fsr-3978	62	25	al	al	PROPN
fsr-3978	62	26	.	.	PROPN
fsr-3978	62	27	,	,	PUNCT
fsr-3978	62	28	2021	2021	NUM
fsr-3978	62	29	)	)	PUNCT
fsr-3978	62	30	.	.	PUNCT
fsr-3978	63	1	one	one	NUM
fsr-3978	63	2	of	of	ADP
fsr-3978	63	3	the	the	DET
fsr-3978	63	4	first	first	ADJ
fsr-3978	63	5	studies	study	NOUN
fsr-3978	63	6	regarding	regard	VERB
fsr-3978	63	7	this	this	DET
fsr-3978	63	8	topic	topic	NOUN
fsr-3978	63	9	examined	examine	VERB
fsr-3978	63	10	the	the	DET
fsr-3978	63	11	trading	trading	NOUN
fsr-3978	63	12	behaviors	behavior	NOUN
fsr-3978	63	13	of	of	ADP
fsr-3978	63	14	35,000	35,000	NUM
fsr-3978	63	15	households	household	NOUN
fsr-3978	63	16	from	from	ADP
fsr-3978	63	17	1991	1991	NUM
fsr-3978	63	18	through	through	ADP
fsr-3978	63	19	1997	1997	NUM
fsr-3978	63	20	(	(	PUNCT
fsr-3978	63	21	barber	barber	PROPN
fsr-3978	63	22	&	&	CCONJ
fsr-3978	63	23	odean	odean	PROPN
fsr-3978	63	24	,	,	PUNCT
fsr-3978	63	25	2001	2001	NUM
fsr-3978	63	26	)	)	PUNCT
fsr-3978	63	27	.	.	PUNCT
fsr-3978	64	1	the	the	DET
fsr-3978	64	2	researchers	researcher	NOUN
fsr-3978	64	3	found	find	VERB
fsr-3978	64	4	that	that	SCONJ
fsr-3978	64	5	males	male	NOUN
fsr-3978	64	6	traded	trade	VERB
fsr-3978	64	7	45	45	NUM
fsr-3978	64	8	%	%	NOUN
fsr-3978	64	9	more	more	ADJ
fsr-3978	64	10	than	than	ADP
fsr-3978	64	11	females	female	NOUN
fsr-3978	64	12	,	,	PUNCT
fsr-3978	64	13	and	and	CCONJ
fsr-3978	64	14	trading	trading	NOUN
fsr-3978	64	15	costs	cost	NOUN
fsr-3978	64	16	reduced	reduce	VERB
fsr-3978	64	17	male	male	NOUN
fsr-3978	64	18	’s	’s	PART
fsr-3978	64	19	returns	return	NOUN
fsr-3978	64	20	by	by	ADP
fsr-3978	64	21	2.65	2.65	NUM
fsr-3978	64	22	%	%	NOUN
fsr-3978	64	23	compared	compare	VERB
fsr-3978	64	24	to	to	ADP
fsr-3978	64	25	a	a	DET
fsr-3978	64	26	1.72	1.72	NUM
fsr-3978	64	27	%	%	NOUN
fsr-3978	64	28	reduction	reduction	NOUN
fsr-3978	64	29	for	for	ADP
fsr-3978	64	30	females	female	NOUN
fsr-3978	64	31	.	.	PUNCT
fsr-3978	65	1	similarly	similarly	ADV
fsr-3978	65	2	,	,	PUNCT
fsr-3978	65	3	a	a	DET
fsr-3978	65	4	study	study	NOUN
fsr-3978	65	5	regarding	regard	VERB
fsr-3978	65	6	the	the	DET
fsr-3978	65	7	trading	trading	NOUN
fsr-3978	65	8	behavior	behavior	NOUN
fsr-3978	65	9	of	of	ADP
fsr-3978	65	10	19,021	19,021	NUM
fsr-3978	65	11	south	south	ADJ
fsr-3978	65	12	african	african	ADJ
fsr-3978	65	13	investors	investor	NOUN
fsr-3978	65	14	found	find	VERB
fsr-3978	65	15	that	that	SCONJ
fsr-3978	65	16	over	over	ADP
fsr-3978	65	17	a	a	DET
fsr-3978	65	18	five	five	NUM
fsr-3978	65	19	-	-	PUNCT
fsr-3978	65	20	year	year	NOUN
fsr-3978	65	21	period	period	NOUN
fsr-3978	65	22	from	from	ADP
fsr-3978	65	23	2007	2007	NUM
fsr-3978	65	24	to	to	ADP
fsr-3978	65	25	2011	2011	NUM
fsr-3978	65	26	,	,	PUNCT
fsr-3978	65	27	males	male	NOUN
fsr-3978	65	28	traded	trade	VERB
fsr-3978	65	29	more	more	ADV
fsr-3978	65	30	than	than	ADP
fsr-3978	65	31	females	female	NOUN
fsr-3978	65	32	and	and	CCONJ
fsr-3978	65	33	experienced	experience	VERB
fsr-3978	65	34	a	a	DET
fsr-3978	65	35	greater	great	ADJ
fsr-3978	65	36	variance	variance	NOUN
fsr-3978	65	37	of	of	ADP
fsr-3978	65	38	returns	return	NOUN
fsr-3978	65	39	(	(	PUNCT
fsr-3978	65	40	willows	willow	NOUN
fsr-3978	65	41	&	&	CCONJ
fsr-3978	65	42	west	west	PROPN
fsr-3978	65	43	,	,	PUNCT
fsr-3978	65	44	2014	2014	NUM
fsr-3978	65	45	)	)	PUNCT
fsr-3978	65	46	.	.	PUNCT
fsr-3978	66	1	on	on	ADP
fsr-3978	66	2	a	a	DET
fsr-3978	66	3	riskadjusted	riskadjusted	ADJ
fsr-3978	66	4	basis	basis	NOUN
fsr-3978	66	5	therefore	therefore	ADV
fsr-3978	66	6	,	,	PUNCT
fsr-3978	66	7	it	it	PRON
fsr-3978	66	8	was	be	AUX
fsr-3978	66	9	concluded	conclude	VERB
fsr-3978	66	10	that	that	SCONJ
fsr-3978	66	11	females	female	NOUN
fsr-3978	66	12	were	be	AUX
fsr-3978	66	13	better	well	ADJ
fsr-3978	66	14	investors	investor	NOUN
fsr-3978	66	15	than	than	ADP
fsr-3978	66	16	males	male	NOUN
fsr-3978	66	17	.	.	PUNCT
fsr-3978	67	1	controlling	control	VERB
fsr-3978	67	2	for	for	ADP
fsr-3978	67	3	the	the	DET
fsr-3978	67	4	‘	'	PUNCT
fsr-3978	67	5	big	big	ADJ
fsr-3978	67	6	five	five	NUM
fsr-3978	67	7	’	'	PUNCT
fsr-3978	67	8	personality	personality	NOUN
fsr-3978	67	9	traits	trait	NOUN
fsr-3978	67	10	,	,	PUNCT
fsr-3978	67	11	zhang	zhang	PROPN
fsr-3978	67	12	et	et	PROPN
fsr-3978	67	13	al	al	AUX
fsr-3978	67	14	.	.	PROPN
fsr-3978	68	1	(	(	PUNCT
fsr-3978	68	2	2014	2014	NUM
fsr-3978	68	3	)	)	PUNCT
fsr-3978	68	4	found	find	VERB
fsr-3978	68	5	that	that	SCONJ
fsr-3978	68	6	males	male	NOUN
fsr-3978	68	7	traded	trade	VERB
fsr-3978	68	8	more	more	ADV
fsr-3978	68	9	than	than	ADP
fsr-3978	68	10	women	woman	NOUN
fsr-3978	68	11	in	in	ADP
fsr-3978	68	12	both	both	PRON
fsr-3978	68	13	price	price	NOUN
fsr-3978	68	14	rising	rise	VERB
fsr-3978	68	15	and	and	CCONJ
fsr-3978	68	16	price	price	VERB
fsr-3978	68	17	falling	fall	VERB
fsr-3978	68	18	scenarios	scenario	NOUN
fsr-3978	68	19	in	in	ADP
fsr-3978	68	20	a	a	DET
fsr-3978	68	21	simulated	simulate	VERB
fsr-3978	68	22	stock	stock	NOUN
fsr-3978	68	23	market	market	NOUN
fsr-3978	68	24	experiment	experiment	NOUN
fsr-3978	68	25	.	.	PUNCT
fsr-3978	69	1	researchers	researcher	NOUN
fsr-3978	69	2	that	that	PRON
fsr-3978	69	3	explicitly	explicitly	ADV
fsr-3978	69	4	measured	measure	VERB
fsr-3978	69	5	overconfidence	overconfidence	NOUN
fsr-3978	69	6	painted	paint	VERB
fsr-3978	69	7	a	a	DET
fsr-3978	69	8	much	much	ADV
fsr-3978	69	9	more	more	ADV
fsr-3978	69	10	nuanced	nuanced	ADJ
fsr-3978	69	11	relationship	relationship	NOUN
fsr-3978	69	12	between	between	ADP
fsr-3978	69	13	gender	gender	NOUN
fsr-3978	69	14	and	and	CCONJ
fsr-3978	69	15	trading	trading	NOUN
fsr-3978	69	16	activity	activity	NOUN
fsr-3978	69	17	.	.	PUNCT
fsr-3978	70	1	for	for	ADP
fsr-3978	70	2	example	example	NOUN
fsr-3978	70	3	,	,	PUNCT
fsr-3978	70	4	cueva	cueva	PROPN
fsr-3978	70	5	et	et	PROPN
fsr-3978	70	6	al	al	PROPN
fsr-3978	70	7	.	.	PROPN
fsr-3978	71	1	(	(	PUNCT
fsr-3978	71	2	2019	2019	NUM
fsr-3978	71	3	)	)	PUNCT
fsr-3978	71	4	reported	report	VERB
fsr-3978	71	5	that	that	SCONJ
fsr-3978	71	6	while	while	SCONJ
fsr-3978	71	7	males	male	NOUN
fsr-3978	71	8	did	do	AUX
fsr-3978	71	9	trade	trade	VERB
fsr-3978	71	10	more	more	ADJ
fsr-3978	71	11	than	than	ADP
fsr-3978	71	12	females	female	NOUN
fsr-3978	71	13	,	,	PUNCT
fsr-3978	71	14	differences	difference	NOUN
fsr-3978	71	15	in	in	ADP
fsr-3978	71	16	the	the	DET
fsr-3978	71	17	measured	measure	VERB
fsr-3978	71	18	levels	level	NOUN
fsr-3978	71	19	of	of	ADP
fsr-3978	71	20	overconfidence	overconfidence	NOUN
fsr-3978	71	21	did	do	AUX
fsr-3978	71	22	not	not	PART
fsr-3978	71	23	explain	explain	VERB
fsr-3978	71	24	the	the	DET
fsr-3978	71	25	gender	gender	NOUN
fsr-3978	71	26	gap	gap	NOUN
fsr-3978	71	27	in	in	ADP
fsr-3978	71	28	trading	trading	NOUN
fsr-3978	71	29	activity	activity	NOUN
fsr-3978	71	30	.	.	PUNCT
fsr-3978	72	1	competitiveness	competitiveness	NOUN
fsr-3978	72	2	,	,	PUNCT
fsr-3978	72	3	risk	risk	NOUN
fsr-3978	72	4	aversion	aversion	NOUN
fsr-3978	72	5	,	,	PUNCT
fsr-3978	72	6	and	and	CCONJ
fsr-3978	72	7	financial	financial	ADJ
fsr-3978	72	8	literacy	literacy	NOUN
fsr-3978	72	9	were	be	AUX
fsr-3978	72	10	also	also	ADV
fsr-3978	72	11	ruled	rule	VERB
fsr-3978	72	12	out	out	ADP
fsr-3978	72	13	as	as	ADP
fsr-3978	72	14	possible	possible	ADJ
fsr-3978	72	15	explanations	explanation	NOUN
fsr-3978	72	16	.	.	PUNCT
fsr-3978	73	1	instead	instead	ADV
fsr-3978	73	2	,	,	PUNCT
fsr-3978	73	3	the	the	DET
fsr-3978	73	4	researchers	researcher	NOUN
fsr-3978	73	5	suggested	suggest	VERB
fsr-3978	73	6	that	that	SCONJ
fsr-3978	73	7	perhaps	perhaps	ADV
fsr-3978	73	8	sensation	sensation	NOUN
fsr-3978	73	9	-	-	PUNCT
fsr-3978	73	10	seeking	seek	VERB
fsr-3978	73	11	and	and	CCONJ
fsr-3978	73	12	gambling	gambling	NOUN
fsr-3978	73	13	attitudes	attitude	NOUN
fsr-3978	73	14	might	might	AUX
fsr-3978	73	15	explain	explain	VERB
fsr-3978	73	16	the	the	DET
fsr-3978	73	17	differences	difference	NOUN
fsr-3978	73	18	.	.	PUNCT
fsr-3978	74	1	glaser	glaser	PROPN
fsr-3978	74	2	and	and	CCONJ
fsr-3978	74	3	weber	weber	PROPN
fsr-3978	74	4	(	(	PUNCT
fsr-3978	74	5	2007	2007	NUM
fsr-3978	74	6	)	)	PUNCT
fsr-3978	74	7	found	find	VERB
fsr-3978	74	8	that	that	SCONJ
fsr-3978	74	9	investors	investor	NOUN
fsr-3978	74	10	who	who	PRON
fsr-3978	74	11	believed	believe	VERB
fsr-3978	74	12	that	that	SCONJ
fsr-3978	74	13	their	their	PRON
fsr-3978	74	14	investment	investment	NOUN
fsr-3978	74	15	skills	skill	NOUN
fsr-3978	74	16	were	be	AUX
fsr-3978	74	17	above	above	ADP
fsr-3978	74	18	average	average	ADJ
fsr-3978	74	19	were	be	AUX
fsr-3978	74	20	found	find	VERB
fsr-3978	74	21	to	to	PART
fsr-3978	74	22	trade	trade	VERB
fsr-3978	74	23	more	more	ADV
fsr-3978	74	24	,	,	PUNCT
fsr-3978	74	25	although	although	SCONJ
fsr-3978	74	26	no	no	DET
fsr-3978	74	27	differences	difference	NOUN
fsr-3978	74	28	were	be	AUX
fsr-3978	74	29	found	find	VERB
fsr-3978	74	30	between	between	ADP
fsr-3978	74	31	males	male	NOUN
fsr-3978	74	32	and	and	CCONJ
fsr-3978	74	33	females	female	NOUN
fsr-3978	74	34	.	.	PUNCT
fsr-3978	75	1	similarly	similarly	ADV
fsr-3978	75	2	,	,	PUNCT
fsr-3978	75	3	deaves	deave	VERB
fsr-3978	75	4	et	et	PROPN
fsr-3978	75	5	al	al	PROPN
fsr-3978	75	6	.	.	PROPN
fsr-3978	76	1	sommer	sommer	PROPN
fsr-3978	76	2	et	et	PROPN
fsr-3978	76	3	al	al	PROPN
fsr-3978	76	4	.	.	PROPN
fsr-3978	76	5	89	89	NUM
fsr-3978	76	6	(	(	PUNCT
fsr-3978	76	7	2009	2009	NUM
fsr-3978	76	8	)	)	PUNCT
fsr-3978	76	9	found	find	VERB
fsr-3978	76	10	that	that	PRON
fsr-3978	76	11	overconfidence	overconfidence	NOUN
fsr-3978	76	12	was	be	AUX
fsr-3978	76	13	associated	associate	VERB
fsr-3978	76	14	with	with	ADP
fsr-3978	76	15	greater	great	ADJ
fsr-3978	76	16	trading	trading	NOUN
fsr-3978	76	17	volume	volume	NOUN
fsr-3978	76	18	,	,	PUNCT
fsr-3978	76	19	although	although	SCONJ
fsr-3978	76	20	gender	gender	NOUN
fsr-3978	76	21	did	do	AUX
fsr-3978	76	22	not	not	PART
fsr-3978	76	23	play	play	VERB
fsr-3978	76	24	a	a	DET
fsr-3978	76	25	role	role	NOUN
fsr-3978	76	26	in	in	ADP
fsr-3978	76	27	the	the	DET
fsr-3978	76	28	study	study	NOUN
fsr-3978	76	29	’s	’s	PART
fsr-3978	76	30	regression	regression	NOUN
fsr-3978	76	31	models	model	NOUN
fsr-3978	76	32	.	.	PUNCT
fsr-3978	77	1	on	on	ADP
fsr-3978	77	2	the	the	DET
fsr-3978	77	3	other	other	ADJ
fsr-3978	77	4	hand	hand	NOUN
fsr-3978	77	5	,	,	PUNCT
fsr-3978	77	6	while	while	SCONJ
fsr-3978	77	7	fellner	fellner	ADV
fsr-3978	77	8	-	-	PUNCT
fsr-3978	77	9	röhling	röhle	VERB
fsr-3978	77	10	and	and	CCONJ
fsr-3978	77	11	krügel	krügel	NOUN
fsr-3978	77	12	(	(	PUNCT
fsr-3978	77	13	2014	2014	NUM
fsr-3978	77	14	)	)	PUNCT
fsr-3978	77	15	found	find	VERB
fsr-3978	77	16	no	no	DET
fsr-3978	77	17	relationship	relationship	NOUN
fsr-3978	77	18	between	between	ADP
fsr-3978	77	19	overconfidence	overconfidence	NOUN
fsr-3978	77	20	and	and	CCONJ
fsr-3978	77	21	trading	trading	NOUN
fsr-3978	77	22	volume	volume	NOUN
fsr-3978	77	23	,	,	PUNCT
fsr-3978	77	24	men	man	NOUN
fsr-3978	77	25	traded	trade	VERB
fsr-3978	77	26	more	more	ADV
fsr-3978	77	27	than	than	ADP
fsr-3978	77	28	women	woman	NOUN
fsr-3978	77	29	at	at	ADP
fsr-3978	77	30	higher	high	ADJ
fsr-3978	77	31	levels	level	NOUN
fsr-3978	77	32	of	of	ADP
fsr-3978	77	33	risk	risk	NOUN
fsr-3978	77	34	aversion	aversion	NOUN
fsr-3978	77	35	.	.	PUNCT
fsr-3978	78	1	the	the	DET
fsr-3978	78	2	gender	gender	NOUN
fsr-3978	78	3	trading	trading	NOUN
fsr-3978	78	4	gap	gap	NOUN
fsr-3978	78	5	vanished	vanish	VERB
fsr-3978	78	6	as	as	SCONJ
fsr-3978	78	7	risk	risk	NOUN
fsr-3978	78	8	aversion	aversion	NOUN
fsr-3978	78	9	decreased	decrease	VERB
fsr-3978	78	10	.	.	PUNCT
fsr-3978	79	1	conceptual	conceptual	ADJ
fsr-3978	79	2	model	model	NOUN
fsr-3978	79	3	and	and	CCONJ
fsr-3978	79	4	hypotheses	hypothese	VERB
fsr-3978	79	5	development	development	VERB
fsr-3978	79	6	the	the	DET
fsr-3978	79	7	purpose	purpose	NOUN
fsr-3978	79	8	of	of	ADP
fsr-3978	79	9	this	this	DET
fsr-3978	79	10	study	study	NOUN
fsr-3978	79	11	was	be	AUX
fsr-3978	79	12	to	to	PART
fsr-3978	79	13	investigate	investigate	VERB
fsr-3978	79	14	the	the	DET
fsr-3978	79	15	relationships	relationship	NOUN
fsr-3978	79	16	between	between	ADP
fsr-3978	79	17	gender	gender	NOUN
fsr-3978	79	18	and	and	CCONJ
fsr-3978	79	19	trading	trading	NOUN
fsr-3978	79	20	behavior	behavior	NOUN
fsr-3978	79	21	during	during	ADP
fsr-3978	79	22	a	a	DET
fsr-3978	79	23	market	market	NOUN
fsr-3978	79	24	correction	correction	NOUN
fsr-3978	79	25	while	while	SCONJ
fsr-3978	79	26	exploring	explore	VERB
fsr-3978	79	27	the	the	DET
fsr-3978	79	28	mediating	mediate	VERB
fsr-3978	79	29	role	role	NOUN
fsr-3978	79	30	of	of	ADP
fsr-3978	79	31	financial	financial	ADJ
fsr-3978	79	32	stress	stress	NOUN
fsr-3978	79	33	and	and	CCONJ
fsr-3978	79	34	investment	investment	NOUN
fsr-3978	79	35	overconfidence	overconfidence	NOUN
fsr-3978	79	36	.	.	PUNCT
fsr-3978	80	1	regarding	regard	VERB
fsr-3978	80	2	these	these	DET
fsr-3978	80	3	mediators	mediator	NOUN
fsr-3978	80	4	,	,	PUNCT
fsr-3978	80	5	there	there	PRON
fsr-3978	80	6	are	be	VERB
fsr-3978	80	7	two	two	NUM
fsr-3978	80	8	competing	compete	VERB
fsr-3978	80	9	points	point	NOUN
fsr-3978	80	10	of	of	ADP
fsr-3978	80	11	view	view	NOUN
fsr-3978	80	12	.	.	PUNCT
fsr-3978	81	1	first	first	ADV
fsr-3978	81	2	,	,	PUNCT
fsr-3978	81	3	researchers	researcher	NOUN
fsr-3978	81	4	have	have	AUX
fsr-3978	81	5	consistently	consistently	ADV
fsr-3978	81	6	found	find	VERB
fsr-3978	81	7	that	that	SCONJ
fsr-3978	81	8	females	female	NOUN
fsr-3978	81	9	were	be	AUX
fsr-3978	81	10	more	more	ADV
fsr-3978	81	11	likely	likely	ADJ
fsr-3978	81	12	to	to	PART
fsr-3978	81	13	experience	experience	VERB
fsr-3978	81	14	financial	financial	ADJ
fsr-3978	81	15	stress	stress	NOUN
fsr-3978	81	16	than	than	ADP
fsr-3978	81	17	males	male	NOUN
fsr-3978	81	18	,	,	PUNCT
fsr-3978	81	19	particularly	particularly	ADV
fsr-3978	81	20	during	during	ADP
fsr-3978	81	21	times	time	NOUN
fsr-3978	81	22	of	of	ADP
fsr-3978	81	23	economic	economic	ADJ
fsr-3978	81	24	uncertainty	uncertainty	NOUN
fsr-3978	81	25	(	(	PUNCT
fsr-3978	81	26	fox	fox	PROPN
fsr-3978	81	27	&	&	CCONJ
fsr-3978	81	28	bartholomae	bartholomae	PROPN
fsr-3978	81	29	,	,	PUNCT
fsr-3978	81	30	2020	2020	NUM
fsr-3978	81	31	;	;	PUNCT
fsr-3978	81	32	hasler	hasler	NOUN
fsr-3978	81	33	et	et	PROPN
fsr-3978	81	34	al	al	PROPN
fsr-3978	81	35	.	.	PROPN
fsr-3978	81	36	,	,	PUNCT
fsr-3978	81	37	2021	2021	NUM
fsr-3978	81	38	;	;	PUNCT
fsr-3978	81	39	peck	peck	NOUN
fsr-3978	81	40	,	,	PUNCT
fsr-3978	81	41	2020	2020	NUM
fsr-3978	81	42	)	)	PUNCT
fsr-3978	81	43	.	.	PUNCT
fsr-3978	82	1	lazarus	lazarus	PROPN
fsr-3978	82	2	and	and	CCONJ
fsr-3978	82	3	folkman	folkman	PROPN
fsr-3978	82	4	’s	’s	PART
fsr-3978	82	5	(	(	PUNCT
fsr-3978	82	6	1984	1984	NUM
fsr-3978	82	7	)	)	PUNCT
fsr-3978	82	8	transactional	transactional	ADJ
fsr-3978	82	9	theory	theory	NOUN
fsr-3978	82	10	of	of	ADP
fsr-3978	82	11	stress	stress	NOUN
fsr-3978	82	12	and	and	CCONJ
fsr-3978	82	13	coping	cope	VERB
fsr-3978	82	14	suggested	suggest	VERB
fsr-3978	82	15	that	that	SCONJ
fsr-3978	82	16	individuals	individual	NOUN
fsr-3978	82	17	assess	assess	VERB
fsr-3978	82	18	stimuli	stimulus	NOUN
fsr-3978	82	19	as	as	ADP
fsr-3978	82	20	having	have	VERB
fsr-3978	82	21	a	a	DET
fsr-3978	82	22	positive	positive	ADJ
fsr-3978	82	23	effect	effect	NOUN
fsr-3978	82	24	,	,	PUNCT
fsr-3978	82	25	no	no	DET
fsr-3978	82	26	effect	effect	NOUN
fsr-3978	82	27	,	,	PUNCT
fsr-3978	82	28	or	or	CCONJ
fsr-3978	82	29	negative	negative	ADJ
fsr-3978	82	30	effect	effect	NOUN
fsr-3978	82	31	on	on	ADP
fsr-3978	82	32	their	their	PRON
fsr-3978	82	33	well	well	ADV
fsr-3978	82	34	-	-	PUNCT
fsr-3978	82	35	being	being	NOUN
fsr-3978	82	36	.	.	PUNCT
fsr-3978	83	1	in	in	ADP
fsr-3978	83	2	the	the	DET
fsr-3978	83	3	case	case	NOUN
fsr-3978	83	4	of	of	ADP
fsr-3978	83	5	the	the	DET
fsr-3978	83	6	latter	latter	ADJ
fsr-3978	83	7	,	,	PUNCT
fsr-3978	83	8	stressful	stressful	ADJ
fsr-3978	83	9	stimuli	stimulus	NOUN
fsr-3978	83	10	that	that	PRON
fsr-3978	83	11	is	be	AUX
fsr-3978	83	12	perceived	perceive	VERB
fsr-3978	83	13	as	as	ADP
fsr-3978	83	14	harmful	harmful	ADJ
fsr-3978	83	15	or	or	CCONJ
fsr-3978	83	16	threatening	threatening	ADJ
fsr-3978	83	17	generates	generate	VERB
fsr-3978	83	18	negative	negative	ADJ
fsr-3978	83	19	emotions	emotion	NOUN
fsr-3978	83	20	,	,	PUNCT
fsr-3978	83	21	and	and	CCONJ
fsr-3978	83	22	a	a	DET
fsr-3978	83	23	secondary	secondary	ADJ
fsr-3978	83	24	appraisal	appraisal	NOUN
fsr-3978	83	25	is	be	AUX
fsr-3978	83	26	conducted	conduct	VERB
fsr-3978	83	27	to	to	PART
fsr-3978	83	28	determine	determine	VERB
fsr-3978	83	29	what	what	PRON
fsr-3978	83	30	can	can	AUX
fsr-3978	83	31	be	be	AUX
fsr-3978	83	32	done	do	VERB
fsr-3978	83	33	to	to	PART
fsr-3978	83	34	manage	manage	VERB
fsr-3978	83	35	and	and	CCONJ
fsr-3978	83	36	potentially	potentially	ADV
fsr-3978	83	37	remove	remove	VERB
fsr-3978	83	38	the	the	DET
fsr-3978	83	39	stressor	stressor	NOUN
fsr-3978	83	40	.	.	PUNCT
fsr-3978	84	1	there	there	PRON
fsr-3978	84	2	are	be	VERB
fsr-3978	84	3	two	two	NUM
fsr-3978	84	4	coping	cope	VERB
fsr-3978	84	5	strategies	strategy	NOUN
fsr-3978	84	6	through	through	ADP
fsr-3978	84	7	which	which	PRON
fsr-3978	84	8	stress	stress	NOUN
fsr-3978	84	9	can	can	AUX
fsr-3978	84	10	be	be	AUX
fsr-3978	84	11	managed	manage	VERB
fsr-3978	84	12	:	:	PUNCT
fsr-3978	84	13	problem	problem	NOUN
fsr-3978	84	14	-	-	PUNCT
fsr-3978	84	15	focused	focus	VERB
fsr-3978	84	16	and	and	CCONJ
fsr-3978	84	17	emotional	emotional	ADJ
fsr-3978	84	18	-	-	PUNCT
fsr-3978	84	19	focused	focus	VERB
fsr-3978	84	20	(	(	PUNCT
fsr-3978	84	21	lazarus	lazarus	PROPN
fsr-3978	84	22	&	&	CCONJ
fsr-3978	84	23	folkman	folkman	PROPN
fsr-3978	84	24	,	,	PUNCT
fsr-3978	84	25	1984	1984	NUM
fsr-3978	84	26	)	)	PUNCT
fsr-3978	84	27	.	.	PUNCT
fsr-3978	85	1	problem	problem	NOUN
fsr-3978	85	2	-	-	PUNCT
fsr-3978	85	3	focused	focus	VERB
fsr-3978	85	4	coping	cope	VERB
fsr-3978	85	5	strategies	strategy	NOUN
fsr-3978	85	6	attempt	attempt	VERB
fsr-3978	85	7	to	to	PART
fsr-3978	85	8	directly	directly	ADV
fsr-3978	85	9	manage	manage	VERB
fsr-3978	85	10	the	the	DET
fsr-3978	85	11	stressful	stressful	ADJ
fsr-3978	85	12	event	event	NOUN
fsr-3978	85	13	,	,	PUNCT
fsr-3978	85	14	while	while	SCONJ
fsr-3978	85	15	emotional	emotional	ADJ
fsr-3978	85	16	-	-	PUNCT
fsr-3978	85	17	focused	focus	VERB
fsr-3978	85	18	coping	cope	VERB
fsr-3978	85	19	strategies	strategy	NOUN
fsr-3978	85	20	seek	seek	VERB
fsr-3978	85	21	to	to	PART
fsr-3978	85	22	regulate	regulate	VERB
fsr-3978	85	23	the	the	DET
fsr-3978	85	24	negative	negative	ADJ
fsr-3978	85	25	feelings	feeling	NOUN
fsr-3978	85	26	caused	cause	VERB
fsr-3978	85	27	by	by	ADP
fsr-3978	85	28	the	the	DET
fsr-3978	85	29	event	event	NOUN
fsr-3978	85	30	.	.	PUNCT
fsr-3978	86	1	the	the	DET
fsr-3978	86	2	process	process	NOUN
fsr-3978	86	3	is	be	AUX
fsr-3978	86	4	iterative	iterative	ADJ
fsr-3978	86	5	as	as	SCONJ
fsr-3978	86	6	individuals	individual	NOUN
fsr-3978	86	7	continually	continually	ADV
fsr-3978	86	8	reappraise	reappraise	VERB
fsr-3978	86	9	their	their	PRON
fsr-3978	86	10	environment	environment	NOUN
fsr-3978	86	11	and	and	CCONJ
fsr-3978	86	12	results	result	NOUN
fsr-3978	86	13	of	of	ADP
fsr-3978	86	14	adopting	adopt	VERB
fsr-3978	86	15	coping	cope	VERB
fsr-3978	86	16	efforts	effort	NOUN
fsr-3978	86	17	.	.	PUNCT
fsr-3978	87	1	unsuccessful	unsuccessful	ADJ
fsr-3978	87	2	adaptation	adaptation	NOUN
fsr-3978	87	3	may	may	AUX
fsr-3978	87	4	lead	lead	VERB
fsr-3978	87	5	to	to	ADP
fsr-3978	87	6	the	the	DET
fsr-3978	87	7	use	use	NOUN
fsr-3978	87	8	of	of	ADP
fsr-3978	87	9	additional	additional	ADJ
fsr-3978	87	10	coping	cope	VERB
fsr-3978	87	11	strategies	strategy	NOUN
fsr-3978	87	12	,	,	PUNCT
fsr-3978	87	13	and	and	CCONJ
fsr-3978	87	14	continued	continued	ADJ
fsr-3978	87	15	failure	failure	NOUN
fsr-3978	87	16	may	may	AUX
fsr-3978	87	17	result	result	VERB
fsr-3978	87	18	in	in	ADP
fsr-3978	87	19	psychological	psychological	ADJ
fsr-3978	87	20	distress	distress	NOUN
fsr-3978	87	21	.	.	PUNCT
fsr-3978	88	1	in	in	ADP
fsr-3978	88	2	this	this	DET
fsr-3978	88	3	case	case	NOUN
fsr-3978	88	4	,	,	PUNCT
fsr-3978	88	5	our	our	PRON
fsr-3978	88	6	working	work	VERB
fsr-3978	88	7	hypothesis	hypothesis	NOUN
fsr-3978	88	8	is	be	AUX
fsr-3978	88	9	that	that	SCONJ
fsr-3978	88	10	females	female	NOUN
fsr-3978	88	11	are	be	AUX
fsr-3978	88	12	likely	likely	ADJ
fsr-3978	88	13	to	to	PART
fsr-3978	88	14	feel	feel	VERB
fsr-3978	88	15	higher	high	ADJ
fsr-3978	88	16	levels	level	NOUN
fsr-3978	88	17	of	of	ADP
fsr-3978	88	18	financial	financial	ADJ
fsr-3978	88	19	stress	stress	NOUN
fsr-3978	88	20	during	during	ADP
fsr-3978	88	21	a	a	DET
fsr-3978	88	22	market	market	NOUN
fsr-3978	88	23	correction	correction	NOUN
fsr-3978	88	24	and	and	CCONJ
fsr-3978	88	25	to	to	PART
fsr-3978	88	26	mitigate	mitigate	VERB
fsr-3978	88	27	or	or	CCONJ
fsr-3978	88	28	eliminate	eliminate	VERB
fsr-3978	88	29	this	this	DET
fsr-3978	88	30	perceived	perceive	VERB
fsr-3978	88	31	threat	threat	NOUN
fsr-3978	88	32	,	,	PUNCT
fsr-3978	88	33	are	be	AUX
fsr-3978	88	34	more	more	ADV
fsr-3978	88	35	likely	likely	ADJ
fsr-3978	88	36	to	to	PART
fsr-3978	88	37	exit	exit	VERB
fsr-3978	88	38	the	the	DET
fsr-3978	88	39	capital	capital	NOUN
fsr-3978	88	40	markets	market	NOUN
fsr-3978	88	41	.	.	PUNCT
fsr-3978	89	1	the	the	DET
fsr-3978	89	2	conflicting	conflict	VERB
fsr-3978	89	3	argument	argument	NOUN
fsr-3978	89	4	,	,	PUNCT
fsr-3978	89	5	however	however	ADV
fsr-3978	89	6	,	,	PUNCT
fsr-3978	89	7	is	be	AUX
fsr-3978	89	8	that	that	SCONJ
fsr-3978	89	9	males	male	NOUN
fsr-3978	89	10	are	be	AUX
fsr-3978	89	11	more	more	ADV
fsr-3978	89	12	likely	likely	ADJ
fsr-3978	89	13	to	to	PART
fsr-3978	89	14	feel	feel	VERB
fsr-3978	89	15	overconfident	overconfident	ADJ
fsr-3978	89	16	in	in	ADP
fsr-3978	89	17	their	their	PRON
fsr-3978	89	18	investment	investment	NOUN
fsr-3978	89	19	abilities	ability	NOUN
fsr-3978	89	20	compared	compare	VERB
fsr-3978	89	21	to	to	ADP
fsr-3978	89	22	females	female	NOUN
fsr-3978	89	23	(	(	PUNCT
fsr-3978	89	24	willows	willow	NOUN
fsr-3978	89	25	&	&	CCONJ
fsr-3978	89	26	west	west	PROPN
fsr-3978	89	27	,	,	PUNCT
fsr-3978	89	28	2014	2014	NUM
fsr-3978	89	29	;	;	PUNCT
fsr-3978	89	30	zhang	zhang	PROPN
fsr-3978	89	31	et	et	PROPN
fsr-3978	89	32	al	al	PROPN
fsr-3978	89	33	.	.	PROPN
fsr-3978	89	34	,	,	PUNCT
fsr-3978	89	35	2014	2014	NUM
fsr-3978	89	36	)	)	PUNCT
fsr-3978	89	37	.	.	PUNCT
fsr-3978	90	1	kahneman	kahneman	PROPN
fsr-3978	90	2	(	(	PUNCT
fsr-3978	90	3	2011	2011	NUM
fsr-3978	90	4	)	)	PUNCT
fsr-3978	90	5	suggested	suggest	VERB
fsr-3978	90	6	that	that	SCONJ
fsr-3978	90	7	there	there	PRON
fsr-3978	90	8	are	be	VERB
fsr-3978	90	9	two	two	NUM
fsr-3978	90	10	complementary	complementary	ADJ
fsr-3978	90	11	modes	mode	NOUN
fsr-3978	90	12	of	of	ADP
fsr-3978	90	13	thinking	thinking	NOUN
fsr-3978	90	14	that	that	PRON
fsr-3978	90	15	help	help	VERB
fsr-3978	90	16	individuals	individual	NOUN
fsr-3978	90	17	assess	assess	VERB
fsr-3978	90	18	information	information	NOUN
fsr-3978	90	19	and	and	CCONJ
fsr-3978	90	20	make	make	VERB
fsr-3978	90	21	decisions	decision	NOUN
fsr-3978	90	22	.	.	PUNCT
fsr-3978	91	1	system	system	NOUN
fsr-3978	91	2	1	1	NUM
fsr-3978	91	3	operates	operate	VERB
fsr-3978	91	4	automatically	automatically	ADV
fsr-3978	91	5	and	and	CCONJ
fsr-3978	91	6	quickly	quickly	ADV
fsr-3978	91	7	,	,	PUNCT
fsr-3978	91	8	with	with	ADP
fsr-3978	91	9	little	little	ADJ
fsr-3978	91	10	or	or	CCONJ
fsr-3978	91	11	no	no	PRON
fsr-3978	91	12	effort	effort	NOUN
fsr-3978	91	13	.	.	PUNCT
fsr-3978	92	1	system	system	NOUN
fsr-3978	92	2	2	2	NUM
fsr-3978	92	3	allocates	allocate	VERB
fsr-3978	92	4	attention	attention	NOUN
fsr-3978	92	5	to	to	ADP
fsr-3978	92	6	effortful	effortful	ADJ
fsr-3978	92	7	mental	mental	ADJ
fsr-3978	92	8	activities	activity	NOUN
fsr-3978	92	9	as	as	SCONJ
fsr-3978	92	10	needed	need	VERB
fsr-3978	92	11	,	,	PUNCT
fsr-3978	92	12	including	include	VERB
fsr-3978	92	13	complex	complex	ADJ
fsr-3978	92	14	calculations	calculation	NOUN
fsr-3978	92	15	.	.	PUNCT
fsr-3978	93	1	the	the	DET
fsr-3978	93	2	operations	operation	NOUN
fsr-3978	93	3	of	of	ADP
fsr-3978	93	4	system	system	NOUN
fsr-3978	93	5	2	2	NUM
fsr-3978	93	6	often	often	ADV
fsr-3978	93	7	involve	involve	VERB
fsr-3978	93	8	choice	choice	NOUN
fsr-3978	93	9	and	and	CCONJ
fsr-3978	93	10	concentration	concentration	NOUN
fsr-3978	93	11	.	.	PUNCT
fsr-3978	94	1	system	system	NOUN
fsr-3978	94	2	1	1	NUM
fsr-3978	94	3	saves	save	VERB
fsr-3978	94	4	time	time	NOUN
fsr-3978	94	5	and	and	CCONJ
fsr-3978	94	6	energy	energy	NOUN
fsr-3978	94	7	while	while	SCONJ
fsr-3978	94	8	system	system	NOUN
fsr-3978	94	9	2	2	NUM
fsr-3978	94	10	allows	allow	VERB
fsr-3978	94	11	for	for	ADP
fsr-3978	94	12	deliberate	deliberate	ADJ
fsr-3978	94	13	and	and	CCONJ
fsr-3978	94	14	careful	careful	ADJ
fsr-3978	94	15	decision	decision	NOUN
fsr-3978	94	16	-	-	PUNCT
fsr-3978	94	17	making	making	NOUN
fsr-3978	94	18	.	.	PUNCT
fsr-3978	95	1	while	while	SCONJ
fsr-3978	95	2	these	these	DET
fsr-3978	95	3	systems	system	NOUN
fsr-3978	95	4	often	often	ADV
fsr-3978	95	5	work	work	VERB
fsr-3978	95	6	in	in	ADP
fsr-3978	95	7	harmony	harmony	NOUN
fsr-3978	95	8	,	,	PUNCT
fsr-3978	95	9	misjudgments	misjudgment	NOUN
fsr-3978	95	10	are	be	AUX
fsr-3978	95	11	likely	likely	ADJ
fsr-3978	95	12	to	to	PART
fsr-3978	95	13	occur	occur	VERB
fsr-3978	95	14	when	when	SCONJ
fsr-3978	95	15	difficult	difficult	ADJ
fsr-3978	95	16	decisions	decision	NOUN
fsr-3978	95	17	are	be	AUX
fsr-3978	95	18	guided	guide	VERB
fsr-3978	95	19	by	by	ADP
fsr-3978	95	20	system	system	NOUN
fsr-3978	95	21	1	1	NUM
fsr-3978	95	22	.	.	PUNCT
fsr-3978	96	1	investment	investment	NOUN
fsr-3978	96	2	overconfidence	overconfidence	NOUN
fsr-3978	96	3	occurs	occur	VERB
fsr-3978	96	4	because	because	SCONJ
fsr-3978	96	5	system	system	NOUN
fsr-3978	96	6	1	1	NUM
fsr-3978	96	7	thinking	thinking	NOUN
fsr-3978	96	8	seeks	seek	VERB
fsr-3978	96	9	information	information	NOUN
fsr-3978	96	10	that	that	PRON
fsr-3978	96	11	easily	easily	ADV
fsr-3978	96	12	comes	come	VERB
fsr-3978	96	13	to	to	ADP
fsr-3978	96	14	mind	mind	NOUN
fsr-3978	96	15	and	and	CCONJ
fsr-3978	96	16	constructs	construct	VERB
fsr-3978	96	17	a	a	DET
fsr-3978	96	18	coherent	coherent	ADJ
fsr-3978	96	19	story	story	NOUN
fsr-3978	96	20	that	that	PRON
fsr-3978	96	21	makes	make	VERB
fsr-3978	96	22	sense	sense	NOUN
fsr-3978	96	23	(	(	PUNCT
fsr-3978	96	24	kahneman	kahneman	NOUN
fsr-3978	96	25	,	,	PUNCT
fsr-3978	96	26	2011	2011	NUM
fsr-3978	96	27	)	)	PUNCT
fsr-3978	96	28	.	.	PUNCT
fsr-3978	97	1	as	as	ADP
fsr-3978	97	2	a	a	DET
fsr-3978	97	3	result	result	NOUN
fsr-3978	97	4	,	,	PUNCT
fsr-3978	97	5	important	important	ADJ
fsr-3978	97	6	information	information	NOUN
fsr-3978	97	7	not	not	PART
fsr-3978	97	8	readily	readily	ADV
fsr-3978	97	9	recalled	recall	VERB
fsr-3978	97	10	or	or	CCONJ
fsr-3978	97	11	known	know	VERB
fsr-3978	97	12	is	be	AUX
fsr-3978	97	13	excluded	exclude	VERB
fsr-3978	97	14	from	from	ADP
fsr-3978	97	15	consideration	consideration	NOUN
fsr-3978	97	16	.	.	PUNCT
fsr-3978	98	1	additionally	additionally	ADV
fsr-3978	98	2	,	,	PUNCT
fsr-3978	98	3	system	system	NOUN
fsr-3978	98	4	1	1	NUM
fsr-3978	98	5	thinking	thinking	NOUN
fsr-3978	98	6	is	be	AUX
fsr-3978	98	7	prone	prone	ADJ
fsr-3978	98	8	to	to	ADP
fsr-3978	98	9	judgment	judgment	NOUN
fsr-3978	98	10	errors	error	NOUN
fsr-3978	98	11	including	include	VERB
fsr-3978	98	12	the	the	DET
fsr-3978	98	13	false	false	ADJ
fsr-3978	98	14	belief	belief	NOUN
fsr-3978	98	15	that	that	SCONJ
fsr-3978	98	16	knowing	know	VERB
fsr-3978	98	17	the	the	DET
fsr-3978	98	18	past	past	NOUN
fsr-3978	98	19	is	be	AUX
fsr-3978	98	20	knowing	know	VERB
fsr-3978	98	21	the	the	DET
fsr-3978	98	22	future	future	NOUN
fsr-3978	98	23	,	,	PUNCT
fsr-3978	98	24	inaccurately	inaccurately	ADV
fsr-3978	98	25	assessing	assess	VERB
fsr-3978	98	26	abilities	ability	NOUN
fsr-3978	98	27	and	and	CCONJ
fsr-3978	98	28	knowledge	knowledge	NOUN
fsr-3978	98	29	relative	relative	ADJ
fsr-3978	98	30	to	to	ADP
fsr-3978	98	31	others	other	NOUN
fsr-3978	98	32	,	,	PUNCT
fsr-3978	98	33	unable	unable	ADJ
fsr-3978	98	34	to	to	PART
fsr-3978	98	35	discern	discern	VERB
fsr-3978	98	36	the	the	DET
fsr-3978	98	37	differences	difference	NOUN
fsr-3978	98	38	between	between	ADP
fsr-3978	98	39	luck	luck	NOUN
fsr-3978	98	40	and	and	CCONJ
fsr-3978	98	41	skill	skill	NOUN
fsr-3978	98	42	,	,	PUNCT
fsr-3978	98	43	and	and	CCONJ
fsr-3978	98	44	overly	overly	ADV
fsr-3978	98	45	relying	rely	VERB
fsr-3978	98	46	on	on	ADP
fsr-3978	98	47	intuition	intuition	NOUN
fsr-3978	98	48	.	.	PUNCT
fsr-3978	99	1	kahneman	kahneman	NOUN
fsr-3978	99	2	(	(	PUNCT
fsr-3978	99	3	2011	2011	NUM
fsr-3978	99	4	)	)	PUNCT
fsr-3978	99	5	stated	state	VERB
fsr-3978	99	6	,	,	PUNCT
fsr-3978	99	7	“	"	PUNCT
fsr-3978	99	8	subjective	subjective	ADJ
fsr-3978	99	9	confidence	confidence	NOUN
fsr-3978	99	10	in	in	ADP
fsr-3978	99	11	a	a	DET
fsr-3978	99	12	judgment	judgment	NOUN
fsr-3978	99	13	is	be	AUX
fsr-3978	99	14	not	not	PART
fsr-3978	99	15	a	a	DET
fsr-3978	99	16	reasoned	reason	VERB
fsr-3978	99	17	evaluation	evaluation	NOUN
fsr-3978	99	18	of	of	ADP
fsr-3978	99	19	the	the	DET
fsr-3978	99	20	probability	probability	NOUN
fsr-3978	99	21	that	that	SCONJ
fsr-3978	99	22	this	this	DET
fsr-3978	99	23	judgment	judgment	NOUN
fsr-3978	99	24	is	be	AUX
fsr-3978	99	25	correct	correct	ADJ
fsr-3978	99	26	.	.	PUNCT
fsr-3978	100	1	confidence	confidence	NOUN
fsr-3978	100	2	is	be	AUX
fsr-3978	100	3	a	a	DET
fsr-3978	100	4	feeling	feeling	NOUN
fsr-3978	100	5	that	that	PRON
fsr-3978	100	6	reflects	reflect	VERB
fsr-3978	100	7	the	the	DET
fsr-3978	100	8	coherence	coherence	NOUN
fsr-3978	100	9	of	of	ADP
fsr-3978	100	10	the	the	DET
fsr-3978	100	11	information	information	NOUN
fsr-3978	100	12	and	and	CCONJ
fsr-3978	100	13	cognitive	cognitive	ADJ
fsr-3978	100	14	ease	ease	NOUN
fsr-3978	100	15	of	of	ADP
fsr-3978	100	16	processing	process	VERB
fsr-3978	100	17	it	it	PRON
fsr-3978	100	18	”	"	PUNCT
fsr-3978	100	19	(	(	PUNCT
fsr-3978	100	20	p.	p.	NOUN
fsr-3978	100	21	212	212	NUM
fsr-3978	100	22	)	)	PUNCT
fsr-3978	100	23	.	.	PUNCT
fsr-3978	101	1	we	we	PRON
fsr-3978	101	2	predict	predict	VERB
fsr-3978	101	3	a	a	DET
fsr-3978	101	4	positive	positive	ADJ
fsr-3978	101	5	relationship	relationship	NOUN
fsr-3978	101	6	between	between	ADP
fsr-3978	101	7	males	male	NOUN
fsr-3978	101	8	and	and	CCONJ
fsr-3978	101	9	investment	investment	NOUN
fsr-3978	101	10	overconfidence	overconfidence	NOUN
fsr-3978	101	11	,	,	PUNCT
fsr-3978	101	12	and	and	CCONJ
fsr-3978	101	13	as	as	ADP
fsr-3978	101	14	a	a	DET
fsr-3978	101	15	result	result	NOUN
fsr-3978	101	16	,	,	PUNCT
fsr-3978	101	17	males	male	NOUN
fsr-3978	101	18	are	be	AUX
fsr-3978	101	19	more	more	ADV
fsr-3978	101	20	likely	likely	ADJ
fsr-3978	101	21	to	to	PART
fsr-3978	101	22	attempt	attempt	VERB
fsr-3978	101	23	to	to	PART
fsr-3978	101	24	successfully	successfully	ADV
fsr-3978	101	25	time	time	VERB
fsr-3978	101	26	a	a	DET
fsr-3978	101	27	highly	highly	ADV
fsr-3978	101	28	volatile	volatile	ADJ
fsr-3978	101	29	stock	stock	NOUN
fsr-3978	101	30	market	market	NOUN
fsr-3978	101	31	.	.	PUNCT
fsr-3978	102	1	at	at	ADP
fsr-3978	102	2	this	this	DET
fsr-3978	102	3	point	point	NOUN
fsr-3978	102	4	,	,	PUNCT
fsr-3978	102	5	we	we	PRON
fsr-3978	102	6	posit	posit	VERB
fsr-3978	102	7	that	that	SCONJ
fsr-3978	102	8	a	a	DET
fsr-3978	102	9	relationship	relationship	NOUN
fsr-3978	102	10	exists	exist	VERB
fsr-3978	102	11	between	between	ADP
fsr-3978	102	12	gender	gender	NOUN
fsr-3978	102	13	and	and	CCONJ
fsr-3978	102	14	trading	trading	NOUN
fsr-3978	102	15	behavior	behavior	NOUN
fsr-3978	102	16	but	but	CCONJ
fsr-3978	102	17	are	be	AUX
fsr-3978	102	18	uncertain	uncertain	ADJ
fsr-3978	102	19	about	about	ADP
fsr-3978	102	20	the	the	DET
fsr-3978	102	21	direction	direction	NOUN
fsr-3978	102	22	given	give	VERB
fsr-3978	102	23	conflicting	conflict	VERB
fsr-3978	102	24	mediating	mediate	VERB
fsr-3978	102	25	factors	factor	NOUN
fsr-3978	102	26	.	.	PUNCT
fsr-3978	103	1	additionally	additionally	ADV
fsr-3978	103	2	,	,	PUNCT
fsr-3978	103	3	we	we	PRON
fsr-3978	103	4	believe	believe	VERB
fsr-3978	103	5	that	that	SCONJ
fsr-3978	103	6	these	these	DET
fsr-3978	103	7	factors	factor	NOUN
fsr-3978	103	8	,	,	PUNCT
fsr-3978	103	9	financial	financial	ADJ
fsr-3978	103	10	stress	stress	NOUN
fsr-3978	103	11	and	and	CCONJ
fsr-3978	103	12	investment	investment	NOUN
fsr-3978	103	13	overconfidence	overconfidence	NOUN
fsr-3978	103	14	,	,	PUNCT
fsr-3978	103	15	may	may	AUX
fsr-3978	103	16	help	help	VERB
fsr-3978	103	17	explain	explain	VERB
fsr-3978	103	18	the	the	DET
fsr-3978	103	19	relationship	relationship	NOUN
fsr-3978	103	20	between	between	ADP
fsr-3978	103	21	gender	gender	NOUN
fsr-3978	103	22	and	and	CCONJ
fsr-3978	103	23	trading	trading	NOUN
fsr-3978	103	24	behavior	behavior	NOUN
fsr-3978	103	25	but	but	CCONJ
fsr-3978	103	26	are	be	AUX
fsr-3978	103	27	uncertain	uncertain	ADJ
fsr-3978	103	28	which	which	DET
fsr-3978	103	29	factor	factor	NOUN
fsr-3978	103	30	is	be	AUX
fsr-3978	103	31	more	more	ADV
fsr-3978	103	32	dominant	dominant	ADJ
fsr-3978	103	33	.	.	PUNCT
fsr-3978	104	1	financial	financial	ADJ
fsr-3978	104	2	services	service	NOUN
fsr-3978	104	3	review	review	PROPN
fsr-3978	104	4	,	,	PUNCT
fsr-3978	104	5	33(1	33(1	NUM
fsr-3978	104	6	)	)	PUNCT
fsr-3978	104	7	90	90	NUM
fsr-3978	104	8	formally	formally	ADV
fsr-3978	104	9	stated	state	VERB
fsr-3978	104	10	,	,	PUNCT
fsr-3978	104	11	therefore	therefore	ADV
fsr-3978	104	12	,	,	PUNCT
fsr-3978	104	13	this	this	DET
fsr-3978	104	14	study	study	NOUN
fsr-3978	104	15	’s	’s	PART
fsr-3978	104	16	hypotheses	hypothesis	NOUN
fsr-3978	104	17	are	be	AUX
fsr-3978	104	18	:	:	PUNCT
fsr-3978	104	19	h1	h1	NOUN
fsr-3978	104	20	:	:	PUNCT
fsr-3978	104	21	gender	gender	NOUN
fsr-3978	104	22	is	be	AUX
fsr-3978	104	23	related	relate	VERB
fsr-3978	104	24	to	to	ADP
fsr-3978	104	25	moving	move	VERB
fsr-3978	104	26	from	from	ADP
fsr-3978	104	27	stocks	stock	NOUN
fsr-3978	104	28	and	and	CCONJ
fsr-3978	104	29	bonds	bond	NOUN
fsr-3978	104	30	to	to	ADP
fsr-3978	104	31	cash	cash	NOUN
fsr-3978	104	32	.	.	PUNCT
fsr-3978	105	1	h2	h2	NOUN
fsr-3978	105	2	:	:	PUNCT
fsr-3978	105	3	males	male	NOUN
fsr-3978	105	4	are	be	AUX
fsr-3978	105	5	negatively	negatively	ADV
fsr-3978	105	6	related	relate	VERB
fsr-3978	105	7	to	to	ADP
fsr-3978	105	8	financial	financial	ADJ
fsr-3978	105	9	stress	stress	NOUN
fsr-3978	105	10	.	.	PUNCT
fsr-3978	106	1	h3	h3	NOUN
fsr-3978	106	2	:	:	PUNCT
fsr-3978	106	3	financial	financial	ADJ
fsr-3978	106	4	stress	stress	NOUN
fsr-3978	106	5	is	be	AUX
fsr-3978	106	6	positively	positively	ADV
fsr-3978	106	7	related	relate	VERB
fsr-3978	106	8	to	to	ADP
fsr-3978	106	9	moving	move	VERB
fsr-3978	106	10	from	from	ADP
fsr-3978	106	11	stocks	stock	NOUN
fsr-3978	106	12	and	and	CCONJ
fsr-3978	106	13	bonds	bond	NOUN
fsr-3978	106	14	to	to	ADP
fsr-3978	106	15	cash	cash	NOUN
fsr-3978	106	16	.	.	PUNCT
fsr-3978	107	1	h4	h4	NOUN
fsr-3978	107	2	:	:	PUNCT
fsr-3978	107	3	males	male	NOUN
fsr-3978	107	4	are	be	AUX
fsr-3978	107	5	positively	positively	ADV
fsr-3978	107	6	related	relate	VERB
fsr-3978	107	7	to	to	ADP
fsr-3978	107	8	investment	investment	NOUN
fsr-3978	107	9	overconfidence	overconfidence	NOUN
fsr-3978	107	10	.	.	PUNCT
fsr-3978	108	1	h5	h5	PROPN
fsr-3978	108	2	:	:	PUNCT
fsr-3978	108	3	investment	investment	NOUN
fsr-3978	108	4	overconfidence	overconfidence	NOUN
fsr-3978	108	5	is	be	AUX
fsr-3978	108	6	positively	positively	ADV
fsr-3978	108	7	related	relate	VERB
fsr-3978	108	8	to	to	ADP
fsr-3978	108	9	moving	move	VERB
fsr-3978	108	10	from	from	ADP
fsr-3978	108	11	stocks	stock	NOUN
fsr-3978	108	12	and	and	CCONJ
fsr-3978	108	13	bonds	bond	NOUN
fsr-3978	108	14	to	to	ADP
fsr-3978	108	15	cash	cash	NOUN
fsr-3978	108	16	.	.	PUNCT
fsr-3978	109	1	methodology	methodology	NOUN
fsr-3978	109	2	data	datum	NOUN
fsr-3978	109	3	and	and	CCONJ
fsr-3978	109	4	sample	sample	NOUN
fsr-3978	109	5	this	this	DET
fsr-3978	109	6	study	study	NOUN
fsr-3978	109	7	was	be	AUX
fsr-3978	109	8	conducted	conduct	VERB
fsr-3978	109	9	in	in	ADP
fsr-3978	109	10	partnership	partnership	NOUN
fsr-3978	109	11	with	with	ADP
fsr-3978	109	12	a	a	DET
fsr-3978	109	13	leading	lead	VERB
fsr-3978	109	14	global	global	ADJ
fsr-3978	109	15	asset	asset	NOUN
fsr-3978	109	16	manager	manager	NOUN
fsr-3978	109	17	.	.	PUNCT
fsr-3978	110	1	one	one	NUM
fsr-3978	110	2	of	of	ADP
fsr-3978	110	3	the	the	DET
fsr-3978	110	4	manager	manager	NOUN
fsr-3978	110	5	’s	’s	PART
fsr-3978	110	6	lines	line	NOUN
fsr-3978	110	7	of	of	ADP
fsr-3978	110	8	business	business	NOUN
fsr-3978	110	9	is	be	AUX
fsr-3978	110	10	a	a	DET
fsr-3978	110	11	direct	direct	ADJ
fsr-3978	110	12	channel	channel	NOUN
fsr-3978	110	13	that	that	PRON
fsr-3978	110	14	caters	cater	VERB
fsr-3978	110	15	to	to	ADP
fsr-3978	110	16	u.s	u.s	PROPN
fsr-3978	110	17	.	.	PROPN
fsr-3978	110	18	retail	retail	ADJ
fsr-3978	110	19	investors	investor	NOUN
fsr-3978	110	20	who	who	PRON
fsr-3978	110	21	have	have	AUX
fsr-3978	110	22	established	establish	VERB
fsr-3978	110	23	accounts	account	NOUN
fsr-3978	110	24	without	without	ADP
fsr-3978	110	25	the	the	DET
fsr-3978	110	26	assistance	assistance	NOUN
fsr-3978	110	27	of	of	ADP
fsr-3978	110	28	a	a	DET
fsr-3978	110	29	financial	financial	ADJ
fsr-3978	110	30	professional	professional	NOUN
fsr-3978	110	31	(	(	PUNCT
fsr-3978	110	32	although	although	SCONJ
fsr-3978	110	33	some	some	DET
fsr-3978	110	34	investors	investor	NOUN
fsr-3978	110	35	may	may	AUX
fsr-3978	110	36	use	use	VERB
fsr-3978	110	37	a	a	DET
fsr-3978	110	38	financial	financial	ADJ
fsr-3978	110	39	professional	professional	NOUN
fsr-3978	110	40	for	for	ADP
fsr-3978	110	41	other	other	ADJ
fsr-3978	110	42	aspects	aspect	NOUN
fsr-3978	110	43	of	of	ADP
fsr-3978	110	44	their	their	PRON
fsr-3978	110	45	wealth	wealth	NOUN
fsr-3978	110	46	)	)	PUNCT
fsr-3978	110	47	.	.	PUNCT
fsr-3978	111	1	within	within	ADP
fsr-3978	111	2	this	this	DET
fsr-3978	111	3	channel	channel	NOUN
fsr-3978	111	4	,	,	PUNCT
fsr-3978	111	5	only	only	ADV
fsr-3978	111	6	the	the	DET
fsr-3978	111	7	asset	asset	NOUN
fsr-3978	111	8	manager	manager	NOUN
fsr-3978	111	9	’s	’s	PART
fsr-3978	111	10	proprietary	proprietary	ADJ
fsr-3978	111	11	mutual	mutual	ADJ
fsr-3978	111	12	funds	fund	NOUN
fsr-3978	111	13	are	be	AUX
fsr-3978	111	14	available	available	ADJ
fsr-3978	111	15	for	for	ADP
fsr-3978	111	16	purchase	purchase	NOUN
fsr-3978	111	17	.	.	PUNCT
fsr-3978	112	1	the	the	DET
fsr-3978	112	2	direct	direct	ADJ
fsr-3978	112	3	channel	channel	NOUN
fsr-3978	112	4	was	be	AUX
fsr-3978	112	5	closed	close	VERB
fsr-3978	112	6	to	to	ADP
fsr-3978	112	7	new	new	ADJ
fsr-3978	112	8	investors	investor	NOUN
fsr-3978	112	9	in	in	ADP
fsr-3978	112	10	2009	2009	NUM
fsr-3978	112	11	but	but	CCONJ
fsr-3978	112	12	reopened	reopen	VERB
fsr-3978	112	13	in	in	ADP
fsr-3978	112	14	july	july	PROPN
fsr-3978	112	15	2020	2020	NUM
fsr-3978	112	16	.	.	PUNCT
fsr-3978	113	1	at	at	ADP
fsr-3978	113	2	the	the	DET
fsr-3978	113	3	end	end	NOUN
fsr-3978	113	4	of	of	ADP
fsr-3978	113	5	2021	2021	NUM
fsr-3978	113	6	,	,	PUNCT
fsr-3978	113	7	the	the	DET
fsr-3978	113	8	mean	mean	ADJ
fsr-3978	113	9	and	and	CCONJ
fsr-3978	113	10	median	median	ADJ
fsr-3978	113	11	account	account	NOUN
fsr-3978	113	12	balances	balance	NOUN
fsr-3978	113	13	were	be	AUX
fsr-3978	113	14	$	$	SYM
fsr-3978	113	15	104,614	104,614	NUM
fsr-3978	113	16	and	and	CCONJ
fsr-3978	113	17	$	$	SYM
fsr-3978	113	18	35,782	35,782	NUM
fsr-3978	113	19	respectively	respectively	ADV
fsr-3978	113	20	,	,	PUNCT
fsr-3978	113	21	and	and	CCONJ
fsr-3978	113	22	the	the	DET
fsr-3978	113	23	mean	mean	ADJ
fsr-3978	113	24	age	age	NOUN
fsr-3978	113	25	was	be	AUX
fsr-3978	113	26	approximately	approximately	ADV
fsr-3978	113	27	56	56	NUM
fsr-3978	113	28	.	.	PUNCT
fsr-3978	114	1	in	in	ADP
fsr-3978	114	2	october	october	PROPN
fsr-3978	114	3	2022	2022	NUM
fsr-3978	114	4	,	,	PUNCT
fsr-3978	114	5	an	an	DET
fsr-3978	114	6	online	online	ADJ
fsr-3978	114	7	survey	survey	NOUN
fsr-3978	114	8	was	be	AUX
fsr-3978	114	9	electronically	electronically	ADV
fsr-3978	114	10	mailed	mail	VERB
fsr-3978	114	11	in	in	ADP
fsr-3978	114	12	batches	batch	NOUN
fsr-3978	114	13	based	base	VERB
fsr-3978	114	14	on	on	ADP
fsr-3978	114	15	the	the	DET
fsr-3978	114	16	alphabetical	alphabetical	ADJ
fsr-3978	114	17	order	order	NOUN
fsr-3978	114	18	of	of	ADP
fsr-3978	114	19	the	the	DET
fsr-3978	114	20	account	account	NOUN
fsr-3978	114	21	owner	owner	NOUN
fsr-3978	114	22	’s	’s	PART
fsr-3978	114	23	last	last	ADJ
fsr-3978	114	24	name	name	NOUN
fsr-3978	114	25	.	.	PUNCT
fsr-3978	115	1	the	the	DET
fsr-3978	115	2	purpose	purpose	NOUN
fsr-3978	115	3	of	of	ADP
fsr-3978	115	4	the	the	DET
fsr-3978	115	5	survey	survey	NOUN
fsr-3978	115	6	was	be	AUX
fsr-3978	115	7	to	to	PART
fsr-3978	115	8	gain	gain	VERB
fsr-3978	115	9	insights	insight	NOUN
fsr-3978	115	10	into	into	ADP
fsr-3978	115	11	how	how	SCONJ
fsr-3978	115	12	individual	individual	ADJ
fsr-3978	115	13	investors	investor	NOUN
fsr-3978	115	14	were	be	AUX
fsr-3978	115	15	coping	cope	VERB
fsr-3978	115	16	with	with	ADP
fsr-3978	115	17	recent	recent	ADJ
fsr-3978	115	18	market	market	NOUN
fsr-3978	115	19	volatility	volatility	NOUN
fsr-3978	115	20	and	and	CCONJ
fsr-3978	115	21	high	high	ADJ
fsr-3978	115	22	inflation	inflation	NOUN
fsr-3978	115	23	.	.	PUNCT
fsr-3978	116	1	the	the	DET
fsr-3978	116	2	criteria	criterion	NOUN
fsr-3978	116	3	for	for	ADP
fsr-3978	116	4	selection	selection	NOUN
fsr-3978	116	5	were	be	AUX
fsr-3978	116	6	a	a	DET
fsr-3978	116	7	balance	balance	NOUN
fsr-3978	116	8	greater	great	ADJ
fsr-3978	116	9	than	than	ADP
fsr-3978	116	10	$	$	SYM
fsr-3978	116	11	0	0	NUM
fsr-3978	116	12	and	and	CCONJ
fsr-3978	116	13	an	an	DET
fsr-3978	116	14	email	email	NOUN
fsr-3978	116	15	address	address	NOUN
fsr-3978	116	16	on	on	ADP
fsr-3978	116	17	file	file	NOUN
fsr-3978	116	18	.	.	PUNCT
fsr-3978	117	1	respondents	respondent	NOUN
fsr-3978	117	2	were	be	AUX
fsr-3978	117	3	not	not	PART
fsr-3978	117	4	provided	provide	VERB
fsr-3978	117	5	an	an	DET
fsr-3978	117	6	option	option	NOUN
fsr-3978	117	7	to	to	PART
fsr-3978	117	8	skip	skip	VERB
fsr-3978	117	9	questions	question	NOUN
fsr-3978	117	10	but	but	CCONJ
fsr-3978	117	11	could	could	AUX
fsr-3978	117	12	have	have	AUX
fsr-3978	117	13	terminated	terminate	VERB
fsr-3978	117	14	the	the	DET
fsr-3978	117	15	survey	survey	NOUN
fsr-3978	117	16	at	at	ADP
fsr-3978	117	17	any	any	DET
fsr-3978	117	18	time	time	NOUN
fsr-3978	117	19	.	.	PUNCT
fsr-3978	118	1	after	after	ADP
fsr-3978	118	2	a	a	DET
fsr-3978	118	3	period	period	NOUN
fsr-3978	118	4	of	of	ADP
fsr-3978	118	5	one	one	NUM
fsr-3978	118	6	week	week	NOUN
fsr-3978	118	7	and	and	CCONJ
fsr-3978	118	8	collection	collection	NOUN
fsr-3978	118	9	of	of	ADP
fsr-3978	118	10	2,119	2,119	NUM
fsr-3978	118	11	responses	response	NOUN
fsr-3978	118	12	,	,	PUNCT
fsr-3978	118	13	the	the	DET
fsr-3978	118	14	survey	survey	NOUN
fsr-3978	118	15	ended	end	VERB
fsr-3978	118	16	.	.	PUNCT
fsr-3978	119	1	dependent	dependent	ADJ
fsr-3978	119	2	variable	variable	ADJ
fsr-3978	119	3	respondents	respondent	NOUN
fsr-3978	119	4	were	be	AUX
fsr-3978	119	5	asked	ask	VERB
fsr-3978	119	6	“	"	PUNCT
fsr-3978	119	7	as	as	ADP
fsr-3978	119	8	a	a	DET
fsr-3978	119	9	result	result	NOUN
fsr-3978	119	10	of	of	ADP
fsr-3978	119	11	financial	financial	ADJ
fsr-3978	119	12	market	market	NOUN
fsr-3978	119	13	performance	performance	NOUN
fsr-3978	119	14	and	and	CCONJ
fsr-3978	119	15	current	current	ADJ
fsr-3978	119	16	inflationary	inflationary	ADJ
fsr-3978	119	17	environment	environment	NOUN
fsr-3978	119	18	in	in	ADP
fsr-3978	119	19	2022	2022	NUM
fsr-3978	119	20	,	,	PUNCT
fsr-3978	119	21	have	have	AUX
fsr-3978	119	22	you	you	PRON
fsr-3978	119	23	moved	move	VERB
fsr-3978	119	24	out	out	ADP
fsr-3978	119	25	of	of	ADP
fsr-3978	119	26	stocks	stock	NOUN
fsr-3978	119	27	and/or	and/or	CCONJ
fsr-3978	119	28	bonds	bond	NOUN
fsr-3978	119	29	and	and	CCONJ
fsr-3978	119	30	into	into	ADP
fsr-3978	119	31	cash	cash	NOUN
fsr-3978	119	32	?	?	PUNCT
fsr-3978	119	33	”	"	PUNCT
fsr-3978	120	1	a	a	DET
fsr-3978	120	2	binary	binary	ADJ
fsr-3978	120	3	variable	variable	NOUN
fsr-3978	120	4	was	be	AUX
fsr-3978	120	5	coded	code	VERB
fsr-3978	120	6	as	as	ADP
fsr-3978	120	7	‘	'	PUNCT
fsr-3978	120	8	1	1	NUM
fsr-3978	120	9	’	'	PUNCT
fsr-3978	120	10	for	for	ADP
fsr-3978	120	11	yes	yes	INTJ
fsr-3978	120	12	,	,	PUNCT
fsr-3978	120	13	‘	'	PUNCT
fsr-3978	120	14	0	0	NUM
fsr-3978	120	15	’	'	PUNCT
fsr-3978	120	16	otherwise	otherwise	ADV
fsr-3978	120	17	.	.	PUNCT
fsr-3978	121	1	independent	independent	ADJ
fsr-3978	121	2	variables	variables	PROPN
fsr-3978	121	3	male	male	ADJ
fsr-3978	121	4	respondents	respondent	NOUN
fsr-3978	121	5	were	be	AUX
fsr-3978	121	6	coded	code	VERB
fsr-3978	121	7	as	as	ADP
fsr-3978	121	8	‘	'	PUNCT
fsr-3978	121	9	1	1	NUM
fsr-3978	121	10	’	'	PUNCT
fsr-3978	121	11	and	and	CCONJ
fsr-3978	121	12	female	female	ADJ
fsr-3978	121	13	respondents	respondent	NOUN
fsr-3978	121	14	were	be	AUX
fsr-3978	121	15	coded	code	VERB
fsr-3978	121	16	as	as	ADP
fsr-3978	121	17	‘	'	PUNCT
fsr-3978	121	18	0	0	NUM
fsr-3978	121	19	.	.	PUNCT
fsr-3978	121	20	’	'	PUNCT
fsr-3978	122	1	financial	financial	ADJ
fsr-3978	122	2	stress	stress	NOUN
fsr-3978	122	3	was	be	AUX
fsr-3978	122	4	operationalized	operationalize	VERB
fsr-3978	122	5	using	use	VERB
fsr-3978	122	6	the	the	DET
fsr-3978	122	7	financial	financial	ADJ
fsr-3978	122	8	anxiety	anxiety	NOUN
fsr-3978	122	9	scale	scale	NOUN
fsr-3978	122	10	(	(	PUNCT
fsr-3978	122	11	archuleta	archuleta	NOUN
fsr-3978	122	12	et	et	PROPN
fsr-3978	122	13	al	al	PROPN
fsr-3978	122	14	.	.	PROPN
fsr-3978	122	15	,	,	PUNCT
fsr-3978	122	16	2013	2013	NUM
fsr-3978	122	17	)	)	PUNCT
fsr-3978	122	18	.	.	PUNCT
fsr-3978	123	1	respondents	respondent	NOUN
fsr-3978	123	2	were	be	AUX
fsr-3978	123	3	asked	ask	VERB
fsr-3978	123	4	on	on	ADP
fsr-3978	123	5	a	a	DET
fsr-3978	123	6	scale	scale	NOUN
fsr-3978	123	7	of	of	ADP
fsr-3978	123	8	1	1	NUM
fsr-3978	123	9	to	to	PART
fsr-3978	123	10	7	7	NUM
fsr-3978	123	11	,	,	PUNCT
fsr-3978	123	12	where	where	SCONJ
fsr-3978	123	13	1	1	NUM
fsr-3978	123	14	means	mean	VERB
fsr-3978	123	15	“	"	PUNCT
fsr-3978	123	16	never	never	ADV
fsr-3978	123	17	”	"	PUNCT
fsr-3978	123	18	and	and	CCONJ
fsr-3978	123	19	7	7	NUM
fsr-3978	123	20	means	mean	NOUN
fsr-3978	123	21	“	"	PUNCT
fsr-3978	123	22	always	always	ADV
fsr-3978	123	23	,	,	PUNCT
fsr-3978	123	24	”	"	PUNCT
fsr-3978	123	25	how	how	SCONJ
fsr-3978	123	26	often	often	ADV
fsr-3978	123	27	each	each	PRON
fsr-3978	123	28	of	of	ADP
fsr-3978	123	29	the	the	DET
fsr-3978	123	30	following	following	ADJ
fsr-3978	123	31	statements	statement	NOUN
fsr-3978	123	32	apply	apply	VERB
fsr-3978	123	33	to	to	ADP
fsr-3978	123	34	them	they	PRON
fsr-3978	123	35	.	.	PUNCT
fsr-3978	124	1	the	the	DET
fsr-3978	124	2	seven	seven	NUM
fsr-3978	124	3	statements	statement	NOUN
fsr-3978	124	4	were	be	AUX
fsr-3978	124	5	‘	'	PUNCT
fsr-3978	124	6	i	i	PRON
fsr-3978	124	7	feel	feel	VERB
fsr-3978	124	8	anxious	anxious	ADJ
fsr-3978	124	9	about	about	ADP
fsr-3978	124	10	my	my	PRON
fsr-3978	124	11	financial	financial	ADJ
fsr-3978	124	12	situation	situation	NOUN
fsr-3978	124	13	,	,	PUNCT
fsr-3978	124	14	’	'	PUNCT
fsr-3978	124	15	‘	'	PUNCT
fsr-3978	124	16	i	i	PRON
fsr-3978	124	17	have	have	VERB
fsr-3978	124	18	difficulty	difficulty	NOUN
fsr-3978	124	19	sleeping	sleep	VERB
fsr-3978	124	20	because	because	SCONJ
fsr-3978	124	21	of	of	ADP
fsr-3978	124	22	my	my	PRON
fsr-3978	124	23	financial	financial	ADJ
fsr-3978	124	24	situation	situation	NOUN
fsr-3978	124	25	,	,	PUNCT
fsr-3978	124	26	’	'	PUNCT
fsr-3978	124	27	‘	'	PUNCT
fsr-3978	124	28	i	i	PRON
fsr-3978	124	29	have	have	VERB
fsr-3978	124	30	difficulty	difficulty	NOUN
fsr-3978	124	31	concentrating	concentrate	VERB
fsr-3978	124	32	on	on	ADP
fsr-3978	124	33	my	my	PRON
fsr-3978	124	34	school	school	NOUN
fsr-3978	124	35	/	/	SYM
fsr-3978	124	36	or	or	CCONJ
fsr-3978	124	37	work	work	NOUN
fsr-3978	124	38	because	because	SCONJ
fsr-3978	124	39	of	of	ADP
fsr-3978	124	40	my	my	PRON
fsr-3978	124	41	financial	financial	ADJ
fsr-3978	124	42	situation	situation	NOUN
fsr-3978	124	43	,	,	PUNCT
fsr-3978	124	44	’	'	PUNCT
fsr-3978	124	45	‘	'	PUNCT
fsr-3978	124	46	i	i	PRON
fsr-3978	124	47	am	be	AUX
fsr-3978	124	48	irritable	irritable	ADJ
fsr-3978	124	49	because	because	SCONJ
fsr-3978	124	50	of	of	ADP
fsr-3978	124	51	my	my	PRON
fsr-3978	124	52	financial	financial	ADJ
fsr-3978	124	53	situation	situation	NOUN
fsr-3978	124	54	,	,	PUNCT
fsr-3978	124	55	’	'	PUNCT
fsr-3978	124	56	‘	'	PUNCT
fsr-3978	124	57	i	i	PRON
fsr-3978	124	58	have	have	VERB
fsr-3978	124	59	difficulty	difficulty	NOUN
fsr-3978	124	60	controlling	control	VERB
fsr-3978	124	61	worrying	worry	VERB
fsr-3978	124	62	about	about	ADP
fsr-3978	124	63	my	my	PRON
fsr-3978	124	64	financial	financial	ADJ
fsr-3978	124	65	situation	situation	NOUN
fsr-3978	124	66	,	,	PUNCT
fsr-3978	124	67	’	'	PUNCT
fsr-3978	124	68	‘	'	PUNCT
fsr-3978	124	69	my	my	PRON
fsr-3978	124	70	muscles	muscle	NOUN
fsr-3978	124	71	feel	feel	VERB
fsr-3978	124	72	tense	tense	ADJ
fsr-3978	124	73	because	because	SCONJ
fsr-3978	124	74	of	of	ADP
fsr-3978	124	75	worrying	worry	VERB
fsr-3978	124	76	about	about	ADP
fsr-3978	124	77	my	my	PRON
fsr-3978	124	78	financial	financial	ADJ
fsr-3978	124	79	situation	situation	NOUN
fsr-3978	124	80	,	,	PUNCT
fsr-3978	124	81	’	'	PUNCT
fsr-3978	124	82	and	and	CCONJ
fsr-3978	124	83	‘	'	PUNCT
fsr-3978	124	84	i	i	PRON
fsr-3978	124	85	feel	feel	VERB
fsr-3978	124	86	fatigued	fatigued	ADJ
fsr-3978	124	87	because	because	SCONJ
fsr-3978	124	88	i	i	PRON
fsr-3978	124	89	worry	worry	VERB
fsr-3978	124	90	about	about	ADP
fsr-3978	124	91	my	my	PRON
fsr-3978	124	92	financial	financial	ADJ
fsr-3978	124	93	situation	situation	NOUN
fsr-3978	124	94	.	.	PUNCT
fsr-3978	124	95	’	'	PUNCT
fsr-3978	125	1	following	follow	VERB
fsr-3978	125	2	the	the	DET
fsr-3978	125	3	approach	approach	NOUN
fsr-3978	125	4	used	use	VERB
fsr-3978	125	5	by	by	ADP
fsr-3978	125	6	archuleta	archuleta	PROPN
fsr-3978	125	7	et	et	PROPN
fsr-3978	125	8	al	al	PROPN
fsr-3978	125	9	(	(	PUNCT
fsr-3978	125	10	2013	2013	NUM
fsr-3978	125	11	)	)	PUNCT
fsr-3978	125	12	and	and	CCONJ
fsr-3978	125	13	grable	grable	ADJ
fsr-3978	125	14	et	et	PROPN
fsr-3978	125	15	al	al	PROPN
fsr-3978	125	16	.	.	PROPN
fsr-3978	126	1	(	(	PUNCT
fsr-3978	126	2	2015	2015	NUM
fsr-3978	126	3	)	)	PUNCT
fsr-3978	126	4	,	,	PUNCT
fsr-3978	126	5	scores	score	NOUN
fsr-3978	126	6	were	be	AUX
fsr-3978	126	7	estimated	estimate	VERB
fsr-3978	126	8	by	by	ADP
fsr-3978	126	9	summing	sum	VERB
fsr-3978	126	10	each	each	DET
fsr-3978	126	11	item	item	NOUN
fsr-3978	126	12	.	.	PUNCT
fsr-3978	127	1	factor	factor	NOUN
fsr-3978	127	2	loadings	loading	NOUN
fsr-3978	127	3	achieved	achieve	VERB
fsr-3978	127	4	0.68	0.68	NUM
fsr-3978	127	5	and	and	CCONJ
fsr-3978	127	6	above	above	ADV
fsr-3978	127	7	(	(	PUNCT
fsr-3978	127	8	table	table	NOUN
fsr-3978	127	9	1	1	NUM
fsr-3978	127	10	)	)	PUNCT
fsr-3978	127	11	,	,	PUNCT
fsr-3978	127	12	and	and	CCONJ
fsr-3978	127	13	cronbach	cronbach	VERB
fsr-3978	127	14	’s	’s	PART
fsr-3978	127	15	alpha	alpha	NOUN
fsr-3978	127	16	was	be	AUX
fsr-3978	127	17	0.95	0.95	NUM
fsr-3978	127	18	.	.	PUNCT
fsr-3978	128	1	table	table	NOUN
fsr-3978	128	2	1	1	NUM
fsr-3978	128	3	.	.	PUNCT
fsr-3978	129	1	factor	factor	NOUN
fsr-3978	129	2	loadings	loading	NOUN
fsr-3978	129	3	for	for	ADP
fsr-3978	129	4	financial	financial	ADJ
fsr-3978	129	5	anxiety	anxiety	NOUN
fsr-3978	129	6	scale	scale	NOUN
fsr-3978	129	7	item	item	NOUN
fsr-3978	129	8	factor	factor	NOUN
fsr-3978	129	9	loading	loading	NOUN
fsr-3978	129	10	i	i	PRON
fsr-3978	129	11	feel	feel	VERB
fsr-3978	129	12	anxious	anxious	ADJ
fsr-3978	129	13	about	about	ADP
fsr-3978	129	14	my	my	PRON
fsr-3978	129	15	financial	financial	ADJ
fsr-3978	129	16	situation	situation	NOUN
fsr-3978	129	17	0.6801	0.6801	NUM
fsr-3978	129	18	i	i	PRON
fsr-3978	129	19	have	have	VERB
fsr-3978	129	20	difficulty	difficulty	NOUN
fsr-3978	129	21	sleeping	sleep	VERB
fsr-3978	129	22	because	because	SCONJ
fsr-3978	129	23	of	of	ADP
fsr-3978	129	24	my	my	PRON
fsr-3978	129	25	financial	financial	ADJ
fsr-3978	129	26	situation	situation	NOUN
fsr-3978	129	27	0.9086	0.9086	NUM
fsr-3978	129	28	i	i	PRON
fsr-3978	129	29	have	have	VERB
fsr-3978	129	30	difficulty	difficulty	NOUN
fsr-3978	129	31	concentrating	concentrate	VERB
fsr-3978	129	32	on	on	ADP
fsr-3978	129	33	my	my	PRON
fsr-3978	129	34	school	school	NOUN
fsr-3978	129	35	/	/	SYM
fsr-3978	129	36	work	work	NOUN
fsr-3978	129	37	because	because	SCONJ
fsr-3978	129	38	of	of	ADP
fsr-3978	129	39	my	my	PRON
fsr-3978	129	40	financial	financial	ADJ
fsr-3978	129	41	situation	situation	NOUN
fsr-3978	129	42	0.9269	0.9269	NUM
fsr-3978	130	1	i	i	PRON
fsr-3978	130	2	am	be	AUX
fsr-3978	130	3	irritable	irritable	ADJ
fsr-3978	130	4	because	because	SCONJ
fsr-3978	130	5	of	of	ADP
fsr-3978	130	6	my	my	PRON
fsr-3978	130	7	financial	financial	ADJ
fsr-3978	130	8	situation	situation	NOUN
fsr-3978	130	9	0.8859	0.8859	NUM
fsr-3978	130	10	i	i	PRON
fsr-3978	130	11	have	have	VERB
fsr-3978	130	12	difficulty	difficulty	NOUN
fsr-3978	130	13	controlling	control	VERB
fsr-3978	130	14	worrying	worry	VERB
fsr-3978	130	15	about	about	ADP
fsr-3978	130	16	my	my	PRON
fsr-3978	130	17	financial	financial	ADJ
fsr-3978	130	18	situation	situation	NOUN
fsr-3978	130	19	0.9158	0.9158	NUM
fsr-3978	130	20	my	my	PRON
fsr-3978	130	21	muscles	muscle	NOUN
fsr-3978	130	22	feel	feel	VERB
fsr-3978	130	23	tense	tense	ADJ
fsr-3978	130	24	because	because	SCONJ
fsr-3978	130	25	of	of	ADP
fsr-3978	130	26	worrying	worry	VERB
fsr-3978	130	27	about	about	ADP
fsr-3978	130	28	my	my	PRON
fsr-3978	130	29	financial	financial	ADJ
fsr-3978	130	30	situation	situation	NOUN
fsr-3978	130	31	0.8963	0.8963	NUM
fsr-3978	130	32	i	i	PRON
fsr-3978	130	33	feel	feel	VERB
fsr-3978	130	34	fatigued	fatigued	ADJ
fsr-3978	130	35	because	because	SCONJ
fsr-3978	130	36	i	i	PRON
fsr-3978	130	37	worry	worry	VERB
fsr-3978	130	38	about	about	ADP
fsr-3978	130	39	my	my	PRON
fsr-3978	130	40	financial	financial	ADJ
fsr-3978	130	41	situation	situation	NOUN
fsr-3978	130	42	0.9127	0.9127	NUM
fsr-3978	130	43	sommer	sommer	NOUN
fsr-3978	130	44	et	et	PROPN
fsr-3978	130	45	al	al	PROPN
fsr-3978	130	46	.	.	PROPN
fsr-3978	131	1	91	91	NUM
fsr-3978	131	2	overconfidence	overconfidence	NOUN
fsr-3978	131	3	was	be	AUX
fsr-3978	131	4	operationalized	operationalize	VERB
fsr-3978	131	5	by	by	ADP
fsr-3978	131	6	utilizing	utilize	VERB
fsr-3978	131	7	the	the	DET
fsr-3978	131	8	residuals	residual	NOUN
fsr-3978	131	9	from	from	ADP
fsr-3978	131	10	an	an	DET
fsr-3978	131	11	ols	ol	NOUN
fsr-3978	131	12	regression	regression	NOUN
fsr-3978	131	13	of	of	ADP
fsr-3978	131	14	respondent	respondent	ADJ
fsr-3978	131	15	subjective	subjective	ADJ
fsr-3978	131	16	knowledge	knowledge	NOUN
fsr-3978	131	17	on	on	ADP
fsr-3978	131	18	objective	objective	ADJ
fsr-3978	131	19	knowledge	knowledge	NOUN
fsr-3978	131	20	(	(	PUNCT
fsr-3978	131	21	kim	kim	PROPN
fsr-3978	131	22	et	et	PROPN
fsr-3978	131	23	al	al	PROPN
fsr-3978	131	24	.	.	PROPN
fsr-3978	131	25	,	,	PUNCT
fsr-3978	131	26	2022	2022	NUM
fsr-3978	131	27	)	)	PUNCT
fsr-3978	131	28	.	.	PUNCT
fsr-3978	132	1	a	a	DET
fsr-3978	132	2	single	single	ADJ
fsr-3978	132	3	subjective	subjective	ADJ
fsr-3978	132	4	knowledge	knowledge	NOUN
fsr-3978	132	5	item	item	NOUN
fsr-3978	132	6	asked	ask	VERB
fsr-3978	132	7	respondents	respondent	NOUN
fsr-3978	132	8	“	"	PUNCT
fsr-3978	132	9	how	how	SCONJ
fsr-3978	132	10	would	would	AUX
fsr-3978	132	11	use	use	VERB
fsr-3978	132	12	assess	assess	VERB
fsr-3978	132	13	your	your	PRON
fsr-3978	132	14	overall	overall	ADJ
fsr-3978	132	15	financial	financial	ADJ
fsr-3978	132	16	knowledge	knowledge	NOUN
fsr-3978	132	17	?	?	PUNCT
fsr-3978	132	18	”	"	PUNCT
fsr-3978	132	19	on	on	ADP
fsr-3978	132	20	a	a	DET
fsr-3978	132	21	scale	scale	NOUN
fsr-3978	132	22	of	of	ADP
fsr-3978	132	23	1	1	NUM
fsr-3978	132	24	to	to	PART
fsr-3978	132	25	7	7	NUM
fsr-3978	132	26	,	,	PUNCT
fsr-3978	132	27	where	where	SCONJ
fsr-3978	132	28	1	1	NUM
fsr-3978	132	29	means	mean	VERB
fsr-3978	132	30	“	"	PUNCT
fsr-3978	132	31	very	very	ADV
fsr-3978	132	32	low	low	ADJ
fsr-3978	132	33	”	"	PUNCT
fsr-3978	132	34	and	and	CCONJ
fsr-3978	132	35	7	7	NUM
fsr-3978	132	36	means	mean	VERB
fsr-3978	132	37	“	"	PUNCT
fsr-3978	132	38	very	very	ADV
fsr-3978	132	39	high	high	ADJ
fsr-3978	132	40	”	"	PUNCT
fsr-3978	132	41	(	(	PUNCT
fsr-3978	132	42	finra	finra	PROPN
fsr-3978	132	43	investor	investor	PROPN
fsr-3978	132	44	education	education	PROPN
fsr-3978	132	45	foundation	foundation	PROPN
fsr-3978	132	46	,	,	PUNCT
fsr-3978	132	47	2022	2022	NUM
fsr-3978	132	48	)	)	PUNCT
fsr-3978	132	49	.	.	PUNCT
fsr-3978	133	1	objective	objective	ADJ
fsr-3978	133	2	knowledge	knowledge	NOUN
fsr-3978	133	3	was	be	AUX
fsr-3978	133	4	assessed	assess	VERB
fsr-3978	133	5	as	as	ADP
fsr-3978	133	6	the	the	DET
fsr-3978	133	7	number	number	NOUN
fsr-3978	133	8	of	of	ADP
fsr-3978	133	9	correct	correct	ADJ
fsr-3978	133	10	answers	answer	NOUN
fsr-3978	133	11	to	to	ADP
fsr-3978	133	12	lusardi	lusardi	PROPN
fsr-3978	133	13	and	and	CCONJ
fsr-3978	133	14	mitchell	mitchell	PROPN
fsr-3978	133	15	’s	’s	PART
fsr-3978	133	16	(	(	PUNCT
fsr-3978	133	17	2011	2011	NUM
fsr-3978	133	18	)	)	PUNCT
fsr-3978	133	19	‘	'	PUNCT
fsr-3978	133	20	big	big	ADJ
fsr-3978	133	21	three	three	NUM
fsr-3978	133	22	’	'	PUNCT
fsr-3978	133	23	financial	financial	ADJ
fsr-3978	133	24	literacy	literacy	NOUN
fsr-3978	133	25	multiple	multiple	ADJ
fsr-3978	133	26	-	-	PUNCT
fsr-3978	133	27	choice	choice	NOUN
fsr-3978	133	28	items	item	NOUN
fsr-3978	133	29	regarding	regard	VERB
fsr-3978	133	30	compounding	compounding	NOUN
fsr-3978	133	31	,	,	PUNCT
fsr-3978	133	32	inflation	inflation	NOUN
fsr-3978	133	33	,	,	PUNCT
fsr-3978	133	34	and	and	CCONJ
fsr-3978	133	35	diversification	diversification	NOUN
fsr-3978	133	36	.	.	PUNCT
fsr-3978	134	1	‘	'	PUNCT
fsr-3978	134	2	do	do	AUX
fsr-3978	134	3	n’t	not	PART
fsr-3978	134	4	know	know	VERB
fsr-3978	134	5	’	'	PUNCT
fsr-3978	134	6	responses	response	NOUN
fsr-3978	134	7	were	be	AUX
fsr-3978	134	8	coded	code	VERB
fsr-3978	134	9	as	as	ADP
fsr-3978	134	10	incorrect	incorrect	ADJ
fsr-3978	134	11	.	.	PUNCT
fsr-3978	135	1	‘	'	PUNCT
fsr-3978	135	2	prefer	prefer	VERB
fsr-3978	135	3	not	not	PART
fsr-3978	135	4	to	to	PART
fsr-3978	135	5	say	say	VERB
fsr-3978	135	6	’	'	PUNCT
fsr-3978	135	7	was	be	AUX
fsr-3978	135	8	not	not	PART
fsr-3978	135	9	provided	provide	VERB
fsr-3978	135	10	as	as	ADP
fsr-3978	135	11	an	an	DET
fsr-3978	135	12	option	option	NOUN
fsr-3978	135	13	.	.	PUNCT
fsr-3978	136	1	socio	socio	NOUN
fsr-3978	136	2	-	-	ADJ
fsr-3978	136	3	demographic	demographic	ADJ
fsr-3978	136	4	characteristics	characteristic	NOUN
fsr-3978	136	5	were	be	AUX
fsr-3978	136	6	included	include	VERB
fsr-3978	136	7	in	in	ADP
fsr-3978	136	8	the	the	DET
fsr-3978	136	9	analysis	analysis	NOUN
fsr-3978	136	10	as	as	ADP
fsr-3978	136	11	categorical	categorical	ADJ
fsr-3978	136	12	variables	variable	NOUN
fsr-3978	136	13	.	.	PUNCT
fsr-3978	137	1	these	these	DET
fsr-3978	137	2	categorical	categorical	ADJ
fsr-3978	137	3	variables	variable	NOUN
fsr-3978	137	4	included	include	VERB
fsr-3978	137	5	age	age	NOUN
fsr-3978	137	6	(	(	PUNCT
fsr-3978	137	7	29	29	NUM
fsr-3978	137	8	or	or	CCONJ
fsr-3978	137	9	younger	young	ADJ
fsr-3978	137	10	,	,	PUNCT
fsr-3978	137	11	between	between	ADP
fsr-3978	137	12	30	30	NUM
fsr-3978	137	13	and	and	CCONJ
fsr-3978	137	14	39	39	NUM
fsr-3978	137	15	,	,	PUNCT
fsr-3978	137	16	between	between	ADP
fsr-3978	137	17	40	40	NUM
fsr-3978	137	18	and	and	CCONJ
fsr-3978	137	19	49	49	NUM
fsr-3978	137	20	,	,	PUNCT
fsr-3978	137	21	between	between	ADP
fsr-3978	137	22	50	50	NUM
fsr-3978	137	23	and	and	CCONJ
fsr-3978	137	24	59	59	NUM
fsr-3978	137	25	,	,	PUNCT
fsr-3978	137	26	between	between	ADP
fsr-3978	137	27	60	60	NUM
fsr-3978	137	28	and	and	CCONJ
fsr-3978	137	29	69	69	NUM
fsr-3978	137	30	,	,	PUNCT
fsr-3978	137	31	between	between	ADP
fsr-3978	137	32	70	70	NUM
fsr-3978	137	33	and	and	CCONJ
fsr-3978	137	34	79	79	NUM
fsr-3978	137	35	,	,	PUNCT
fsr-3978	137	36	and	and	CCONJ
fsr-3978	137	37	80	80	NUM
fsr-3978	137	38	and	and	CCONJ
fsr-3978	137	39	older	old	ADJ
fsr-3978	137	40	)	)	PUNCT
fsr-3978	137	41	,	,	PUNCT
fsr-3978	137	42	ethnicity	ethnicity	NOUN
fsr-3978	137	43	(	(	PUNCT
fsr-3978	137	44	white	white	ADJ
fsr-3978	137	45	and	and	CCONJ
fsr-3978	137	46	nonwhite	nonwhite	ADJ
fsr-3978	137	47	)	)	PUNCT
fsr-3978	137	48	,	,	PUNCT
fsr-3978	137	49	education	education	NOUN
fsr-3978	137	50	attainment	attainment	NOUN
fsr-3978	137	51	(	(	PUNCT
fsr-3978	137	52	high	high	ADJ
fsr-3978	137	53	school	school	NOUN
fsr-3978	137	54	,	,	PUNCT
fsr-3978	137	55	some	some	DET
fsr-3978	137	56	college	college	NOUN
fsr-3978	137	57	,	,	PUNCT
fsr-3978	137	58	bachelor	bachelor	NOUN
fsr-3978	137	59	’s	’s	PART
fsr-3978	137	60	degree	degree	NOUN
fsr-3978	137	61	,	,	PUNCT
fsr-3978	137	62	and	and	CCONJ
fsr-3978	137	63	post	post	ADJ
fsr-3978	137	64	-	-	ADJ
fsr-3978	137	65	graduate	graduate	ADJ
fsr-3978	137	66	degree	degree	NOUN
fsr-3978	137	67	)	)	PUNCT
fsr-3978	137	68	,	,	PUNCT
fsr-3978	137	69	household	household	NOUN
fsr-3978	137	70	income	income	NOUN
fsr-3978	137	71	(	(	PUNCT
fsr-3978	137	72	less	less	ADJ
fsr-3978	137	73	than	than	ADP
fsr-3978	137	74	$	$	SYM
fsr-3978	137	75	50,000	50,000	NUM
fsr-3978	137	76	,	,	PUNCT
fsr-3978	137	77	between	between	ADP
fsr-3978	137	78	$	$	SYM
fsr-3978	137	79	50,000	50,000	NUM
fsr-3978	137	80	and	and	CCONJ
fsr-3978	137	81	$	$	SYM
fsr-3978	137	82	99,999	99,999	NUM
fsr-3978	137	83	,	,	PUNCT
fsr-3978	137	84	between	between	ADP
fsr-3978	137	85	$	$	SYM
fsr-3978	137	86	100,000	100,000	NUM
fsr-3978	137	87	and	and	CCONJ
fsr-3978	137	88	$	$	SYM
fsr-3978	137	89	199,999	199,999	NUM
fsr-3978	137	90	,	,	PUNCT
fsr-3978	137	91	and	and	CCONJ
fsr-3978	137	92	$	$	SYM
fsr-3978	137	93	200,000	200,000	NUM
fsr-3978	137	94	and	and	CCONJ
fsr-3978	137	95	greater	great	ADJ
fsr-3978	137	96	)	)	PUNCT
fsr-3978	137	97	,	,	PUNCT
fsr-3978	137	98	investments	investment	NOUN
fsr-3978	137	99	including	include	VERB
fsr-3978	137	100	retirement	retirement	NOUN
fsr-3978	137	101	accounts	account	NOUN
fsr-3978	137	102	(	(	PUNCT
fsr-3978	137	103	less	less	ADJ
fsr-3978	137	104	than	than	ADP
fsr-3978	137	105	$	$	SYM
fsr-3978	137	106	500,000	500,000	NUM
fsr-3978	137	107	,	,	PUNCT
fsr-3978	137	108	between	between	ADP
fsr-3978	137	109	$	$	SYM
fsr-3978	137	110	500,000	500,000	NUM
fsr-3978	137	111	and	and	CCONJ
fsr-3978	137	112	$	$	SYM
fsr-3978	137	113	999,999	999,999	NUM
fsr-3978	137	114	,	,	PUNCT
fsr-3978	137	115	between	between	ADP
fsr-3978	137	116	$	$	SYM
fsr-3978	137	117	1,000,000	1,000,000	NUM
fsr-3978	137	118	and	and	CCONJ
fsr-3978	137	119	$	$	SYM
fsr-3978	137	120	1,999,999	1,999,999	NUM
fsr-3978	137	121	,	,	PUNCT
fsr-3978	137	122	and	and	CCONJ
fsr-3978	137	123	$	$	SYM
fsr-3978	137	124	2,000,000	2,000,000	NUM
fsr-3978	137	125	and	and	CCONJ
fsr-3978	137	126	greater	great	ADJ
fsr-3978	137	127	)	)	PUNCT
fsr-3978	137	128	,	,	PUNCT
fsr-3978	137	129	self	self	NOUN
fsr-3978	137	130	-	-	PUNCT
fsr-3978	137	131	assessed	assess	VERB
fsr-3978	137	132	health	health	NOUN
fsr-3978	137	133	status	status	NOUN
fsr-3978	137	134	(	(	PUNCT
fsr-3978	137	135	excellent	excellent	ADJ
fsr-3978	137	136	,	,	PUNCT
fsr-3978	137	137	very	very	ADV
fsr-3978	137	138	good	good	ADJ
fsr-3978	137	139	,	,	PUNCT
fsr-3978	137	140	good	good	ADJ
fsr-3978	137	141	,	,	PUNCT
fsr-3978	137	142	fair	fair	ADJ
fsr-3978	137	143	,	,	PUNCT
fsr-3978	137	144	and	and	CCONJ
fsr-3978	137	145	poor	poor	ADJ
fsr-3978	137	146	)	)	PUNCT
fsr-3978	137	147	,	,	PUNCT
fsr-3978	137	148	employment	employment	NOUN
fsr-3978	137	149	status	status	NOUN
fsr-3978	137	150	(	(	PUNCT
fsr-3978	137	151	employed	employ	VERB
fsr-3978	137	152	,	,	PUNCT
fsr-3978	137	153	partially	partially	ADV
fsr-3978	137	154	retired	retire	VERB
fsr-3978	137	155	,	,	PUNCT
fsr-3978	137	156	fully	fully	ADV
fsr-3978	137	157	retired	retire	VERB
fsr-3978	137	158	,	,	PUNCT
fsr-3978	137	159	and	and	CCONJ
fsr-3978	137	160	out	out	ADP
fsr-3978	137	161	of	of	ADP
fsr-3978	137	162	the	the	DET
fsr-3978	137	163	workforce	workforce	NOUN
fsr-3978	137	164	but	but	CCONJ
fsr-3978	137	165	not	not	PART
fsr-3978	137	166	retired	retire	VERB
fsr-3978	137	167	)	)	PUNCT
fsr-3978	137	168	,	,	PUNCT
fsr-3978	137	169	and	and	CCONJ
fsr-3978	137	170	marital	marital	ADJ
fsr-3978	137	171	status	status	NOUN
fsr-3978	137	172	(	(	PUNCT
fsr-3978	137	173	married	marry	VERB
fsr-3978	137	174	/	/	SYM
fsr-3978	137	175	partnered	partnered	ADJ
fsr-3978	137	176	and	and	CCONJ
fsr-3978	137	177	single	single	ADJ
fsr-3978	137	178	)	)	PUNCT
fsr-3978	137	179	.	.	PUNCT
fsr-3978	138	1	given	give	VERB
fsr-3978	138	2	the	the	DET
fsr-3978	138	3	small	small	ADJ
fsr-3978	138	4	number	number	NOUN
fsr-3978	138	5	of	of	ADP
fsr-3978	138	6	responses	response	NOUN
fsr-3978	138	7	,	,	PUNCT
fsr-3978	138	8	some	some	DET
fsr-3978	138	9	categories	category	NOUN
fsr-3978	138	10	were	be	AUX
fsr-3978	138	11	combined	combine	VERB
fsr-3978	138	12	including	include	VERB
fsr-3978	138	13	age	age	NOUN
fsr-3978	138	14	,	,	PUNCT
fsr-3978	138	15	health	health	NOUN
fsr-3978	138	16	status	status	NOUN
fsr-3978	138	17	,	,	PUNCT
fsr-3978	138	18	and	and	CCONJ
fsr-3978	138	19	employment	employment	NOUN
fsr-3978	138	20	status	status	NOUN
fsr-3978	138	21	.	.	PUNCT
fsr-3978	139	1	empirical	empirical	ADJ
fsr-3978	139	2	strategy	strategy	NOUN
fsr-3978	139	3	to	to	PART
fsr-3978	139	4	explore	explore	VERB
fsr-3978	139	5	the	the	DET
fsr-3978	139	6	relationships	relationship	NOUN
fsr-3978	139	7	between	between	ADP
fsr-3978	139	8	gender	gender	NOUN
fsr-3978	139	9	,	,	PUNCT
fsr-3978	139	10	financial	financial	ADJ
fsr-3978	139	11	stress	stress	NOUN
fsr-3978	139	12	,	,	PUNCT
fsr-3978	139	13	investment	investment	NOUN
fsr-3978	139	14	overconfidence	overconfidence	NOUN
fsr-3978	139	15	,	,	PUNCT
fsr-3978	139	16	and	and	CCONJ
fsr-3978	139	17	trading	trading	NOUN
fsr-3978	139	18	behavior	behavior	NOUN
fsr-3978	139	19	a	a	DET
fsr-3978	139	20	path	path	NOUN
fsr-3978	139	21	analysis	analysis	NOUN
fsr-3978	139	22	was	be	AUX
fsr-3978	139	23	specified	specify	VERB
fsr-3978	139	24	.	.	PUNCT
fsr-3978	140	1	a	a	DET
fsr-3978	140	2	path	path	NOUN
fsr-3978	140	3	analysis	analysis	NOUN
fsr-3978	140	4	is	be	AUX
fsr-3978	140	5	used	use	VERB
fsr-3978	140	6	to	to	PART
fsr-3978	140	7	study	study	VERB
fsr-3978	140	8	complex	complex	ADJ
fsr-3978	140	9	models	model	NOUN
fsr-3978	140	10	where	where	SCONJ
fsr-3978	140	11	variable	variable	ADJ
fsr-3978	140	12	a	a	PRON
fsr-3978	140	13	is	be	AUX
fsr-3978	140	14	related	relate	VERB
fsr-3978	140	15	to	to	ADP
fsr-3978	140	16	variable	variable	NOUN
fsr-3978	140	17	b	b	PROPN
fsr-3978	140	18	,	,	PUNCT
fsr-3978	140	19	which	which	PRON
fsr-3978	140	20	in	in	ADP
fsr-3978	140	21	turn	turn	NOUN
fsr-3978	140	22	is	be	AUX
fsr-3978	140	23	related	relate	VERB
fsr-3978	140	24	to	to	ADP
fsr-3978	140	25	variable	variable	ADJ
fsr-3978	140	26	c	c	PROPN
fsr-3978	140	27	(	(	PUNCT
fsr-3978	140	28	streiner	streiner	NOUN
fsr-3978	140	29	,	,	PUNCT
fsr-3978	140	30	2005	2005	NUM
fsr-3978	140	31	)	)	PUNCT
fsr-3978	140	32	.	.	PUNCT
fsr-3978	141	1	it	it	PRON
fsr-3978	141	2	is	be	AUX
fsr-3978	141	3	important	important	ADJ
fsr-3978	141	4	to	to	PART
fsr-3978	141	5	note	note	VERB
fsr-3978	141	6	that	that	SCONJ
fsr-3978	141	7	a	a	DET
fsr-3978	141	8	path	path	NOUN
fsr-3978	141	9	analysis	analysis	NOUN
fsr-3978	141	10	can	can	AUX
fsr-3978	141	11	not	not	PART
fsr-3978	141	12	be	be	AUX
fsr-3978	141	13	used	use	VERB
fsr-3978	141	14	to	to	PART
fsr-3978	141	15	establish	establish	VERB
fsr-3978	141	16	causation	causation	NOUN
fsr-3978	141	17	or	or	CCONJ
fsr-3978	141	18	whether	whether	SCONJ
fsr-3978	141	19	a	a	DET
fsr-3978	141	20	specified	specified	ADJ
fsr-3978	141	21	model	model	NOUN
fsr-3978	141	22	is	be	AUX
fsr-3978	141	23	correct	correct	ADJ
fsr-3978	141	24	,	,	PUNCT
fsr-3978	141	25	but	but	CCONJ
fsr-3978	141	26	it	it	PRON
fsr-3978	141	27	can	can	AUX
fsr-3978	141	28	help	help	AUX
fsr-3978	141	29	identify	identify	VERB
fsr-3978	141	30	the	the	DET
fsr-3978	141	31	direct	direct	ADJ
fsr-3978	141	32	,	,	PUNCT
fsr-3978	141	33	indirect	indirect	ADJ
fsr-3978	141	34	,	,	PUNCT
fsr-3978	141	35	and	and	CCONJ
fsr-3978	141	36	total	total	ADJ
fsr-3978	141	37	effects	effect	NOUN
fsr-3978	141	38	of	of	ADP
fsr-3978	141	39	the	the	DET
fsr-3978	141	40	variables	variable	NOUN
fsr-3978	141	41	under	under	ADP
fsr-3978	141	42	consideration	consideration	NOUN
fsr-3978	141	43	.	.	PUNCT
fsr-3978	142	1	in	in	ADP
fsr-3978	142	2	our	our	PRON
fsr-3978	142	3	model	model	NOUN
fsr-3978	142	4	,	,	PUNCT
fsr-3978	142	5	we	we	PRON
fsr-3978	142	6	explored	explore	VERB
fsr-3978	142	7	the	the	DET
fsr-3978	142	8	direct	direct	ADJ
fsr-3978	142	9	effects	effect	NOUN
fsr-3978	142	10	between	between	ADP
fsr-3978	142	11	gender	gender	NOUN
fsr-3978	142	12	and	and	CCONJ
fsr-3978	142	13	moving	move	VERB
fsr-3978	142	14	out	out	ADP
fsr-3978	142	15	of	of	ADP
fsr-3978	142	16	stocks	stock	NOUN
fsr-3978	142	17	and	and	CCONJ
fsr-3978	142	18	bonds	bond	NOUN
fsr-3978	142	19	to	to	PART
fsr-3978	142	20	cash	cash	VERB
fsr-3978	142	21	and	and	CCONJ
fsr-3978	142	22	the	the	DET
fsr-3978	142	23	indirect	indirect	ADJ
fsr-3978	142	24	effects	effect	NOUN
fsr-3978	142	25	through	through	ADP
fsr-3978	142	26	financial	financial	ADJ
fsr-3978	142	27	stress	stress	NOUN
fsr-3978	142	28	and	and	CCONJ
fsr-3978	142	29	investment	investment	NOUN
fsr-3978	142	30	overconfidence	overconfidence	NOUN
fsr-3978	142	31	,	,	PUNCT
fsr-3978	142	32	while	while	SCONJ
fsr-3978	142	33	controlling	control	VERB
fsr-3978	142	34	for	for	ADP
fsr-3978	142	35	several	several	ADJ
fsr-3978	142	36	socio	socio	NOUN
fsr-3978	142	37	-	-	PUNCT
fsr-3978	142	38	demographic	demographic	ADJ
fsr-3978	142	39	characteristics	characteristic	NOUN
fsr-3978	142	40	.	.	PUNCT
fsr-3978	143	1	results	result	NOUN
fsr-3978	143	2	descriptive	descriptive	ADJ
fsr-3978	143	3	statistics	statistic	NOUN
fsr-3978	143	4	this	this	DET
fsr-3978	143	5	study	study	NOUN
fsr-3978	143	6	’s	’s	PART
fsr-3978	143	7	descriptive	descriptive	ADJ
fsr-3978	143	8	statistics	statistic	NOUN
fsr-3978	143	9	can	can	AUX
fsr-3978	143	10	be	be	AUX
fsr-3978	143	11	found	find	VERB
fsr-3978	143	12	in	in	ADP
fsr-3978	143	13	table	table	NOUN
fsr-3978	143	14	2	2	NUM
fsr-3978	143	15	.	.	PUNCT
fsr-3978	144	1	among	among	ADP
fsr-3978	144	2	the	the	DET
fsr-3978	144	3	sample	sample	NOUN
fsr-3978	144	4	of	of	ADP
fsr-3978	144	5	2,119	2,119	NUM
fsr-3978	144	6	respondents	respondent	NOUN
fsr-3978	144	7	,	,	PUNCT
fsr-3978	144	8	approximately	approximately	ADV
fsr-3978	144	9	13	13	NUM
fsr-3978	144	10	%	%	NOUN
fsr-3978	144	11	reported	report	VERB
fsr-3978	144	12	having	having	AUX
fsr-3978	144	13	moved	move	VERB
fsr-3978	144	14	from	from	ADP
fsr-3978	144	15	stocks	stock	NOUN
fsr-3978	144	16	and	and	CCONJ
fsr-3978	144	17	bonds	bond	NOUN
fsr-3978	144	18	into	into	ADP
fsr-3978	144	19	cash	cash	NOUN
fsr-3978	144	20	due	due	ADP
fsr-3978	144	21	to	to	ADP
fsr-3978	144	22	the	the	DET
fsr-3978	144	23	market	market	NOUN
fsr-3978	144	24	performance	performance	NOUN
fsr-3978	144	25	and	and	CCONJ
fsr-3978	144	26	inflationary	inflationary	ADJ
fsr-3978	144	27	environment	environment	NOUN
fsr-3978	144	28	in	in	ADP
fsr-3978	144	29	2022	2022	NUM
fsr-3978	144	30	.	.	PUNCT
fsr-3978	145	1	approximately	approximately	ADV
fsr-3978	145	2	three	three	NUM
fsr-3978	145	3	-	-	PUNCT
fsr-3978	145	4	quarters	quarter	NOUN
fsr-3978	145	5	of	of	ADP
fsr-3978	145	6	respondents	respondent	NOUN
fsr-3978	145	7	were	be	AUX
fsr-3978	145	8	male	male	ADJ
fsr-3978	145	9	(	(	PUNCT
fsr-3978	145	10	74	74	NUM
fsr-3978	145	11	%	%	NOUN
fsr-3978	145	12	)	)	PUNCT
fsr-3978	145	13	.	.	PUNCT
fsr-3978	146	1	the	the	DET
fsr-3978	146	2	mean	mean	ADJ
fsr-3978	146	3	financial	financial	ADJ
fsr-3978	146	4	stress	stress	NOUN
fsr-3978	146	5	score	score	NOUN
fsr-3978	146	6	was	be	AUX
fsr-3978	146	7	14.43	14.43	NUM
fsr-3978	146	8	(	(	PUNCT
fsr-3978	146	9	on	on	ADP
fsr-3978	146	10	a	a	DET
fsr-3978	146	11	scale	scale	NOUN
fsr-3978	146	12	of	of	ADP
fsr-3978	146	13	7	7	NUM
fsr-3978	146	14	to	to	ADP
fsr-3978	146	15	49	49	NUM
fsr-3978	146	16	)	)	PUNCT
fsr-3978	146	17	with	with	ADP
fsr-3978	146	18	a	a	DET
fsr-3978	146	19	standard	standard	ADJ
fsr-3978	146	20	deviation	deviation	NOUN
fsr-3978	146	21	of	of	ADP
fsr-3978	146	22	8.41	8.41	NUM
fsr-3978	146	23	.	.	PUNCT
fsr-3978	147	1	regarding	regard	VERB
fsr-3978	147	2	the	the	DET
fsr-3978	147	3	financial	financial	ADJ
fsr-3978	147	4	literacy	literacy	NOUN
fsr-3978	147	5	items	item	NOUN
fsr-3978	147	6	,	,	PUNCT
fsr-3978	147	7	the	the	DET
fsr-3978	147	8	mean	mean	ADJ
fsr-3978	147	9	subjective	subjective	ADJ
fsr-3978	147	10	knowledge	knowledge	NOUN
fsr-3978	147	11	score	score	NOUN
fsr-3978	147	12	was	be	AUX
fsr-3978	147	13	4.99	4.99	NUM
fsr-3978	147	14	(	(	PUNCT
fsr-3978	147	15	on	on	ADP
fsr-3978	147	16	a	a	DET
fsr-3978	147	17	scale	scale	NOUN
fsr-3978	147	18	of	of	ADP
fsr-3978	147	19	1	1	NUM
fsr-3978	147	20	to	to	PART
fsr-3978	147	21	7	7	NUM
fsr-3978	147	22	)	)	PUNCT
fsr-3978	147	23	and	and	CCONJ
fsr-3978	147	24	the	the	DET
fsr-3978	147	25	standard	standard	ADJ
fsr-3978	147	26	deviation	deviation	NOUN
fsr-3978	147	27	was	be	AUX
fsr-3978	147	28	1.17	1.17	NUM
fsr-3978	147	29	.	.	PUNCT
fsr-3978	148	1	on	on	ADP
fsr-3978	148	2	average	average	ADJ
fsr-3978	148	3	,	,	PUNCT
fsr-3978	148	4	respondents	respondent	NOUN
fsr-3978	148	5	answered	answer	VERB
fsr-3978	148	6	2.74	2.74	NUM
fsr-3978	148	7	of	of	ADP
fsr-3978	148	8	the	the	DET
fsr-3978	148	9	three	three	NUM
fsr-3978	148	10	financial	financial	ADJ
fsr-3978	148	11	literacy	literacy	NOUN
fsr-3978	148	12	questions	question	NOUN
fsr-3978	148	13	correctly	correctly	ADV
fsr-3978	148	14	,	,	PUNCT
fsr-3978	148	15	and	and	CCONJ
fsr-3978	148	16	the	the	DET
fsr-3978	148	17	standard	standard	ADJ
fsr-3978	148	18	deviation	deviation	NOUN
fsr-3978	148	19	was	be	AUX
fsr-3978	148	20	0.56	0.56	NUM
fsr-3978	148	21	.	.	PUNCT
fsr-3978	149	1	a	a	DET
fsr-3978	149	2	plurality	plurality	NOUN
fsr-3978	149	3	of	of	ADP
fsr-3978	149	4	respondents	respondent	NOUN
fsr-3978	149	5	(	(	PUNCT
fsr-3978	149	6	35	35	NUM
fsr-3978	149	7	%	%	NOUN
fsr-3978	149	8	)	)	PUNCT
fsr-3978	149	9	was	be	AUX
fsr-3978	149	10	between	between	ADP
fsr-3978	149	11	ages	age	NOUN
fsr-3978	149	12	60	60	NUM
fsr-3978	149	13	and	and	CCONJ
fsr-3978	149	14	69	69	NUM
fsr-3978	149	15	.	.	PUNCT
fsr-3978	150	1	the	the	DET
fsr-3978	150	2	majority	majority	NOUN
fsr-3978	150	3	were	be	AUX
fsr-3978	150	4	white	white	ADJ
fsr-3978	150	5	(	(	PUNCT
fsr-3978	150	6	89	89	NUM
fsr-3978	150	7	%	%	NOUN
fsr-3978	150	8	)	)	PUNCT
fsr-3978	150	9	and	and	CCONJ
fsr-3978	150	10	college	college	NOUN
fsr-3978	150	11	educated	educate	VERB
fsr-3978	150	12	(	(	PUNCT
fsr-3978	150	13	35	35	NUM
fsr-3978	150	14	%	%	NOUN
fsr-3978	150	15	had	have	VERB
fsr-3978	150	16	a	a	DET
fsr-3978	150	17	bachelor	bachelor	NOUN
fsr-3978	150	18	’s	’s	PART
fsr-3978	150	19	degree	degree	NOUN
fsr-3978	150	20	and	and	CCONJ
fsr-3978	150	21	42	42	NUM
fsr-3978	150	22	%	%	NOUN
fsr-3978	150	23	had	have	VERB
fsr-3978	150	24	a	a	DET
fsr-3978	150	25	post	post	ADJ
fsr-3978	150	26	-	-	ADJ
fsr-3978	150	27	graduate	graduate	ADJ
fsr-3978	150	28	degree	degree	NOUN
fsr-3978	150	29	)	)	PUNCT
fsr-3978	150	30	.	.	PUNCT
fsr-3978	151	1	more	more	ADJ
fsr-3978	151	2	than	than	ADP
fsr-3978	151	3	half	half	NOUN
fsr-3978	151	4	of	of	ADP
fsr-3978	151	5	respondents	respondent	NOUN
fsr-3978	151	6	reported	report	VERB
fsr-3978	151	7	household	household	NOUN
fsr-3978	151	8	income	income	NOUN
fsr-3978	151	9	above	above	ADP
fsr-3978	151	10	$	$	SYM
fsr-3978	151	11	100,000	100,000	NUM
fsr-3978	151	12	(	(	PUNCT
fsr-3978	151	13	57	57	NUM
fsr-3978	151	14	%	%	NOUN
fsr-3978	151	15	)	)	PUNCT
fsr-3978	151	16	and	and	CCONJ
fsr-3978	151	17	investment	investment	NOUN
fsr-3978	151	18	assets	asset	NOUN
fsr-3978	151	19	above	above	ADP
fsr-3978	151	20	$	$	SYM
fsr-3978	151	21	1,000,000	1,000,000	NUM
fsr-3978	151	22	(	(	PUNCT
fsr-3978	151	23	51	51	NUM
fsr-3978	151	24	%	%	NOUN
fsr-3978	151	25	)	)	PUNCT
fsr-3978	151	26	.	.	PUNCT
fsr-3978	152	1	most	most	ADJ
fsr-3978	152	2	respondents	respondent	NOUN
fsr-3978	152	3	were	be	AUX
fsr-3978	152	4	in	in	ADP
fsr-3978	152	5	excellent	excellent	ADJ
fsr-3978	152	6	or	or	CCONJ
fsr-3978	152	7	very	very	ADV
fsr-3978	152	8	good	good	ADJ
fsr-3978	152	9	health	health	NOUN
fsr-3978	152	10	(	(	PUNCT
fsr-3978	152	11	67	67	NUM
fsr-3978	152	12	%	%	NOUN
fsr-3978	152	13	)	)	PUNCT
fsr-3978	152	14	,	,	PUNCT
fsr-3978	152	15	fully	fully	ADV
fsr-3978	152	16	retired	retire	VERB
fsr-3978	152	17	(	(	PUNCT
fsr-3978	152	18	52	52	NUM
fsr-3978	152	19	%	%	NOUN
fsr-3978	152	20	)	)	PUNCT
fsr-3978	152	21	,	,	PUNCT
fsr-3978	152	22	and	and	CCONJ
fsr-3978	152	23	married	marry	VERB
fsr-3978	152	24	or	or	CCONJ
fsr-3978	152	25	partnered	partner	VERB
fsr-3978	152	26	(	(	PUNCT
fsr-3978	152	27	67	67	NUM
fsr-3978	152	28	%	%	NOUN
fsr-3978	152	29	)	)	PUNCT
fsr-3978	152	30	.	.	PUNCT
fsr-3978	153	1	a	a	DET
fsr-3978	153	2	higher	high	ADJ
fsr-3978	153	3	percentage	percentage	NOUN
fsr-3978	153	4	of	of	ADP
fsr-3978	153	5	males	male	NOUN
fsr-3978	153	6	(	(	PUNCT
fsr-3978	153	7	15	15	NUM
fsr-3978	153	8	%	%	NOUN
fsr-3978	153	9	)	)	PUNCT
fsr-3978	153	10	moved	move	VERB
fsr-3978	153	11	out	out	ADP
fsr-3978	153	12	of	of	ADP
fsr-3978	153	13	stocks	stock	NOUN
fsr-3978	153	14	and	and	CCONJ
fsr-3978	153	15	bonds	bond	NOUN
fsr-3978	153	16	compared	compare	VERB
fsr-3978	153	17	to	to	ADP
fsr-3978	153	18	females	female	NOUN
fsr-3978	153	19	(	(	PUNCT
fsr-3978	153	20	10	10	NUM
fsr-3978	153	21	%	%	NOUN
fsr-3978	153	22	)	)	PUNCT
fsr-3978	153	23	.	.	PUNCT
fsr-3978	154	1	on	on	ADP
fsr-3978	154	2	average	average	ADJ
fsr-3978	154	3	,	,	PUNCT
fsr-3978	154	4	males	male	NOUN
fsr-3978	154	5	reported	report	VERB
fsr-3978	154	6	lower	low	ADJ
fsr-3978	154	7	levels	level	NOUN
fsr-3978	154	8	of	of	ADP
fsr-3978	154	9	financial	financial	ADJ
fsr-3978	154	10	stress	stress	NOUN
fsr-3978	154	11	(	(	PUNCT
fsr-3978	154	12	13.77	13.77	NUM
fsr-3978	154	13	versus	versus	ADP
fsr-3978	154	14	16.28	16.28	NUM
fsr-3978	154	15	)	)	PUNCT
fsr-3978	154	16	and	and	CCONJ
fsr-3978	154	17	higher	high	ADJ
fsr-3978	154	18	levels	level	NOUN
fsr-3978	154	19	of	of	ADP
fsr-3978	154	20	subjective	subjective	ADJ
fsr-3978	154	21	confidence	confidence	NOUN
fsr-3978	154	22	(	(	PUNCT
fsr-3978	154	23	5.18	5.18	NUM
fsr-3978	154	24	versus	versus	ADP
fsr-3978	154	25	4.54	4.54	NUM
fsr-3978	154	26	)	)	PUNCT
fsr-3978	154	27	and	and	CCONJ
fsr-3978	154	28	objective	objective	ADJ
fsr-3978	154	29	knowledge	knowledge	NOUN
fsr-3978	154	30	(	(	PUNCT
fsr-3978	154	31	2.80	2.80	NUM
fsr-3978	154	32	versus	versus	ADP
fsr-3978	154	33	2.56	2.56	NUM
fsr-3978	154	34	)	)	PUNCT
fsr-3978	154	35	.	.	PUNCT
fsr-3978	155	1	all	all	DET
fsr-3978	155	2	three	three	NUM
fsr-3978	155	3	mean	mean	NOUN
fsr-3978	155	4	differences	difference	NOUN
fsr-3978	155	5	were	be	AUX
fsr-3978	155	6	statistically	statistically	ADV
fsr-3978	155	7	significant	significant	ADJ
fsr-3978	155	8	(	(	PUNCT
fsr-3978	155	9	p<0.001	p<0.001	PROPN
fsr-3978	155	10	)	)	PUNCT
fsr-3978	155	11	.	.	PUNCT
fsr-3978	156	1	among	among	ADP
fsr-3978	156	2	the	the	DET
fsr-3978	156	3	other	other	ADJ
fsr-3978	156	4	demographic	demographic	ADJ
fsr-3978	156	5	variables	variable	NOUN
fsr-3978	156	6	,	,	PUNCT
fsr-3978	156	7	a	a	DET
fsr-3978	156	8	greater	great	ADJ
fsr-3978	156	9	percentage	percentage	NOUN
fsr-3978	156	10	of	of	ADP
fsr-3978	156	11	males	male	NOUN
fsr-3978	156	12	reported	report	VERB
fsr-3978	156	13	household	household	NOUN
fsr-3978	156	14	income	income	NOUN
fsr-3978	156	15	of	of	ADP
fsr-3978	156	16	$	$	SYM
fsr-3978	156	17	100,000	100,000	NUM
fsr-3978	156	18	and	and	CCONJ
fsr-3978	156	19	greater	great	ADJ
fsr-3978	156	20	(	(	PUNCT
fsr-3978	156	21	60	60	NUM
fsr-3978	156	22	%	%	NOUN
fsr-3978	156	23	versus	versus	ADP
fsr-3978	156	24	48	48	NUM
fsr-3978	156	25	%	%	NOUN
fsr-3978	156	26	)	)	PUNCT
fsr-3978	156	27	and	and	CCONJ
fsr-3978	156	28	investments	investment	NOUN
fsr-3978	156	29	of	of	ADP
fsr-3978	156	30	at	at	ADV
fsr-3978	156	31	least	least	ADV
fsr-3978	156	32	$	$	SYM
fsr-3978	156	33	1,000,000	1,000,000	NUM
fsr-3978	156	34	(	(	PUNCT
fsr-3978	156	35	54	54	NUM
fsr-3978	156	36	%	%	NOUN
fsr-3978	156	37	versus	versus	ADP
fsr-3978	156	38	50	50	NUM
fsr-3978	156	39	%	%	NOUN
fsr-3978	156	40	)	)	PUNCT
fsr-3978	156	41	.	.	PUNCT
fsr-3978	157	1	lastly	lastly	ADV
fsr-3978	157	2	,	,	PUNCT
fsr-3978	157	3	73	73	NUM
fsr-3978	157	4	%	%	NOUN
fsr-3978	157	5	of	of	ADP
fsr-3978	157	6	males	male	NOUN
fsr-3978	157	7	were	be	AUX
fsr-3978	157	8	married	marry	VERB
fsr-3978	157	9	or	or	CCONJ
fsr-3978	157	10	partnered	partner	VERB
fsr-3978	157	11	compared	compare	VERB
fsr-3978	157	12	to	to	ADP
fsr-3978	157	13	51	51	NUM
fsr-3978	157	14	%	%	NOUN
fsr-3978	157	15	of	of	ADP
fsr-3978	157	16	females	female	NOUN
fsr-3978	157	17	.	.	PUNCT
fsr-3978	158	1	financial	financial	ADJ
fsr-3978	158	2	services	services	PROPN
fsr-3978	158	3	review	review	PROPN
fsr-3978	158	4	,	,	PUNCT
fsr-3978	158	5	33(1	33(1	NUM
fsr-3978	158	6	)	)	PUNCT
fsr-3978	158	7	92	92	NUM
fsr-3978	158	8	table	table	NOUN
fsr-3978	158	9	2	2	NUM
fsr-3978	158	10	.	.	PUNCT
fsr-3978	158	11	descriptive	descriptive	ADJ
fsr-3978	158	12	statistics	statistic	NOUN
fsr-3978	158	13	variable	variable	PROPN
fsr-3978	158	14	full	full	ADJ
fsr-3978	158	15	sample	sample	NOUN
fsr-3978	158	16	%	%	NOUN
fsr-3978	158	17	(	(	PUNCT
fsr-3978	158	18	n	n	NOUN
fsr-3978	158	19	=	=	SYM
fsr-3978	158	20	2,119	2,119	NUM
fsr-3978	158	21	)	)	PUNCT
fsr-3978	158	22	male	male	ADJ
fsr-3978	158	23	%	%	NOUN
fsr-3978	158	24	(	(	PUNCT
fsr-3978	158	25	n	n	NOUN
fsr-3978	158	26	=	=	SYM
fsr-3978	158	27	1,562	1,562	NUM
fsr-3978	158	28	)	)	PUNCT
fsr-3978	158	29	female	female	ADJ
fsr-3978	158	30	%	%	NOUN
fsr-3978	158	31	(	(	PUNCT
fsr-3978	158	32	n	n	NOUN
fsr-3978	158	33	=	=	SYM
fsr-3978	158	34	557	557	NUM
fsr-3978	158	35	)	)	PUNCT
fsr-3978	158	36	moved	move	VERB
fsr-3978	158	37	out	out	ADP
fsr-3978	158	38	of	of	ADP
fsr-3978	158	39	stocks	stock	NOUN
fsr-3978	158	40	and	and	CCONJ
fsr-3978	158	41	bonds	bond	NOUN
fsr-3978	158	42	to	to	PART
fsr-3978	158	43	cash	cash	VERB
fsr-3978	158	44	13.26	13.26	NUM
fsr-3978	158	45	14.53	14.53	NUM
fsr-3978	158	46	9.69	9.69	NUM
fsr-3978	158	47	male	male	NOUN
fsr-3978	158	48	73.71	73.71	NUM
fsr-3978	158	49	financial	financial	ADJ
fsr-3978	158	50	stress	stress	NOUN
fsr-3978	158	51	(	(	PUNCT
fsr-3978	158	52	mean	mean	VERB
fsr-3978	158	53	;	;	PUNCT
fsr-3978	158	54	7	7	NUM
fsr-3978	158	55	-	-	SYM
fsr-3978	158	56	49	49	NUM
fsr-3978	158	57	)	)	PUNCT
fsr-3978	158	58	14.43	14.43	NUM
fsr-3978	158	59	(	(	PUNCT
fsr-3978	158	60	8.41	8.41	NUM
fsr-3978	158	61	)	)	PUNCT
fsr-3978	158	62	13.77	13.77	NUM
fsr-3978	158	63	(	(	PUNCT
fsr-3978	158	64	7.83	7.83	NUM
fsr-3978	158	65	)	)	PUNCT
fsr-3978	158	66	16.28	16.28	NUM
fsr-3978	158	67	(	(	PUNCT
fsr-3978	158	68	9.62	9.62	NUM
fsr-3978	158	69	)	)	PUNCT
fsr-3978	158	70	subjective	subjective	ADJ
fsr-3978	158	71	confidence	confidence	NOUN
fsr-3978	158	72	(	(	PUNCT
fsr-3978	158	73	mean	mean	VERB
fsr-3978	158	74	;	;	PUNCT
fsr-3978	158	75	1	1	NUM
fsr-3978	158	76	-	-	SYM
fsr-3978	158	77	7	7	NUM
fsr-3978	158	78	)	)	PUNCT
fsr-3978	158	79	4.99	4.99	NUM
fsr-3978	158	80	(	(	PUNCT
fsr-3978	158	81	1.17	1.17	NUM
fsr-3978	158	82	)	)	PUNCT
fsr-3978	158	83	5.18	5.18	NUM
fsr-3978	158	84	(	(	PUNCT
fsr-3978	158	85	1.07	1.07	NUM
fsr-3978	158	86	)	)	PUNCT
fsr-3978	158	87	4.54	4.54	NUM
fsr-3978	158	88	(	(	PUNCT
fsr-3978	158	89	1.28	1.28	NUM
fsr-3978	158	90	)	)	PUNCT
fsr-3978	158	91	objective	objective	ADJ
fsr-3978	158	92	knowledge	knowledge	NOUN
fsr-3978	158	93	(	(	PUNCT
fsr-3978	158	94	mean	mean	VERB
fsr-3978	158	95	;	;	PUNCT
fsr-3978	158	96	0	0	NUM
fsr-3978	158	97	-	-	SYM
fsr-3978	158	98	3	3	NUM
fsr-3978	158	99	)	)	PUNCT
fsr-3978	158	100	2.74	2.74	NUM
fsr-3978	158	101	(	(	PUNCT
fsr-3978	158	102	0.56	0.56	NUM
fsr-3978	158	103	)	)	PUNCT
fsr-3978	158	104	2.80	2.80	NUM
fsr-3978	158	105	(	(	PUNCT
fsr-3978	158	106	0.48	0.48	NUM
fsr-3978	158	107	)	)	PUNCT
fsr-3978	158	108	2.56	2.56	NUM
fsr-3978	158	109	(	(	PUNCT
fsr-3978	158	110	0.73	0.73	NUM
fsr-3978	158	111	)	)	PUNCT
fsr-3978	158	112	age	age	NOUN
fsr-3978	158	113	less	less	ADJ
fsr-3978	158	114	than	than	ADP
fsr-3978	158	115	50	50	NUM
fsr-3978	158	116	6.61	6.61	NUM
fsr-3978	158	117	5.95	5.95	NUM
fsr-3978	158	118	8.44	8.44	NUM
fsr-3978	158	119	between	between	ADP
fsr-3978	158	120	50	50	NUM
fsr-3978	158	121	and	and	CCONJ
fsr-3978	158	122	59	59	NUM
fsr-3978	158	123	19.58	19.58	NUM
fsr-3978	158	124	19.01	19.01	NUM
fsr-3978	158	125	21.18	21.18	NUM
fsr-3978	158	126	between	between	ADP
fsr-3978	158	127	60	60	NUM
fsr-3978	158	128	and	and	CCONJ
fsr-3978	158	129	69	69	NUM
fsr-3978	158	130	35.06	35.06	NUM
fsr-3978	158	131	35.08	35.08	NUM
fsr-3978	158	132	35.01	35.01	NUM
fsr-3978	158	133	between	between	ADP
fsr-3978	158	134	70	70	NUM
fsr-3978	158	135	and	and	CCONJ
fsr-3978	158	136	79	79	NUM
fsr-3978	158	137	28.05	28.05	NUM
fsr-3978	158	138	29.45	29.45	NUM
fsr-3978	158	139	25.85	25.85	NUM
fsr-3978	158	140	age	age	NOUN
fsr-3978	158	141	80	80	NUM
fsr-3978	158	142	and	and	CCONJ
fsr-3978	158	143	older	old	ADJ
fsr-3978	158	144	10.24	10.24	NUM
fsr-3978	158	145	10.50	10.50	NUM
fsr-3978	158	146	9.52	9.52	NUM
fsr-3978	158	147	white	white	NOUN
fsr-3978	158	148	88.77	88.77	NUM
fsr-3978	158	149	88.48	88.48	NUM
fsr-3978	158	150	89.59	89.59	NUM
fsr-3978	158	151	education	education	NOUN
fsr-3978	158	152	attainment	attainment	NOUN
fsr-3978	158	153	:	:	PUNCT
fsr-3978	158	154	high	high	ADJ
fsr-3978	158	155	school	school	NOUN
fsr-3978	158	156	4.62	4.62	NUM
fsr-3978	158	157	4.55	4.55	NUM
fsr-3978	158	158	4.85	4.85	NUM
fsr-3978	158	159	some	some	DET
fsr-3978	158	160	college	college	NOUN
fsr-3978	158	161	18.74	18.74	NUM
fsr-3978	158	162	18.25	18.25	NUM
fsr-3978	158	163	20.11	20.11	NUM
fsr-3978	158	164	bachelor	bachelor	NOUN
fsr-3978	158	165	’s	’s	PART
fsr-3978	158	166	degree	degree	NOUN
fsr-3978	158	167	34.87	34.87	NUM
fsr-3978	158	168	34.19	34.19	NUM
fsr-3978	158	169	36.80	36.80	NUM
fsr-3978	158	170	post	post	ADJ
fsr-3978	158	171	-	-	ADJ
fsr-3978	158	172	graduate	graduate	ADJ
fsr-3978	158	173	degree	degree	NOUN
fsr-3978	158	174	41.76	41.76	NUM
fsr-3978	158	175	43.02	43.02	NUM
fsr-3978	158	176	38.24	38.24	NUM
fsr-3978	158	177	household	household	NOUN
fsr-3978	158	178	income	income	NOUN
fsr-3978	158	179	:	:	PUNCT
fsr-3978	158	180	less	less	ADJ
fsr-3978	158	181	than	than	ADP
fsr-3978	158	182	$	$	SYM
fsr-3978	158	183	50,000	50,000	NUM
fsr-3978	158	184	11.18	11.18	NUM
fsr-3978	158	185	8.71	8.71	NUM
fsr-3978	158	186	18.13	18.13	NUM
fsr-3978	158	187	between	between	ADP
fsr-3978	158	188	$	$	SYM
fsr-3978	158	189	50,000	50,000	NUM
fsr-3978	158	190	and	and	CCONJ
fsr-3978	158	191	$	$	SYM
fsr-3978	158	192	99,999	99,999	NUM
fsr-3978	158	193	31.57	31.57	NUM
fsr-3978	158	194	30.86	30.86	NUM
fsr-3978	158	195	33.57	33.57	NUM
fsr-3978	158	196	between	between	ADP
fsr-3978	158	197	$	$	SYM
fsr-3978	158	198	100,000	100,000	NUM
fsr-3978	158	199	and	and	CCONJ
fsr-3978	158	200	$	$	SYM
fsr-3978	158	201	199,999	199,999	NUM
fsr-3978	158	202	39.69	39.69	NUM
fsr-3978	158	203	42.00	42.00	NUM
fsr-3978	158	204	33.21	33.21	NUM
fsr-3978	158	205	$	$	SYM
fsr-3978	158	206	200,000	200,000	NUM
fsr-3978	158	207	and	and	CCONJ
fsr-3978	158	208	greater	great	ADJ
fsr-3978	158	209	17.56	17.56	NUM
fsr-3978	158	210	18.44	18.44	NUM
fsr-3978	158	211	15.08	15.08	NUM
fsr-3978	158	212	investments	investment	NOUN
fsr-3978	158	213	:	:	PUNCT
fsr-3978	158	214	less	less	ADJ
fsr-3978	158	215	than	than	ADP
fsr-3978	158	216	$	$	SYM
fsr-3978	158	217	500,000	500,000	NUM
fsr-3978	158	218	23.64	23.64	NUM
fsr-3978	158	219	20.55	20.55	NUM
fsr-3978	158	220	32.32	32.32	NUM
fsr-3978	158	221	between	between	ADP
fsr-3978	158	222	$	$	SYM
fsr-3978	158	223	500,000	500,000	NUM
fsr-3978	158	224	and	and	CCONJ
fsr-3978	158	225	$	$	SYM
fsr-3978	158	226	999,999	999,999	NUM
fsr-3978	158	227	25.06	25.06	NUM
fsr-3978	158	228	24.46	24.46	NUM
fsr-3978	158	229	26.75	26.75	NUM
fsr-3978	158	230	between	between	ADP
fsr-3978	158	231	$	$	SYM
fsr-3978	158	232	1,000,000	1,000,000	NUM
fsr-3978	158	233	and	and	CCONJ
fsr-3978	158	234	$	$	SYM
fsr-3978	158	235	1,999,999	1,999,999	NUM
fsr-3978	158	236	25.15	25.15	NUM
fsr-3978	158	237	25.22	25.22	NUM
fsr-3978	158	238	24.96	24.96	NUM
fsr-3978	158	239	$	$	SYM
fsr-3978	158	240	2,000,000	2,000,000	NUM
fsr-3978	158	241	and	and	CCONJ
fsr-3978	158	242	greater	great	ADJ
fsr-3978	158	243	26.14	26.14	NUM
fsr-3978	158	244	29.77	29.77	NUM
fsr-3978	158	245	15.98	15.98	NUM
fsr-3978	158	246	self	self	NOUN
fsr-3978	158	247	-	-	PUNCT
fsr-3978	158	248	assessed	assess	VERB
fsr-3978	158	249	health	health	NOUN
fsr-3978	158	250	:	:	PUNCT
fsr-3978	158	251	excellent	excellent	ADJ
fsr-3978	158	252	23.69	23.69	NUM
fsr-3978	158	253	23.69	23.69	NUM
fsr-3978	158	254	23.70	23.70	NUM
fsr-3978	158	255	very	very	ADV
fsr-3978	158	256	good	good	ADJ
fsr-3978	158	257	44.03	44.03	NUM
fsr-3978	158	258	44.11	44.11	NUM
fsr-3978	158	259	43.81	43.81	NUM
fsr-3978	158	260	good	good	ADJ
fsr-3978	158	261	24.96	24.96	NUM
fsr-3978	158	262	25.03	25.03	NUM
fsr-3978	158	263	24.78	24.78	NUM
fsr-3978	158	264	fair	fair	ADJ
fsr-3978	158	265	/	/	SYM
fsr-3978	158	266	poor	poor	ADJ
fsr-3978	158	267	7.31	7.31	NUM
fsr-3978	158	268	7.17	7.17	NUM
fsr-3978	158	269	7.72	7.72	NUM
fsr-3978	158	270	fully	fully	ADV
fsr-3978	158	271	retired	retire	VERB
fsr-3978	158	272	51.72	51.72	NUM
fsr-3978	158	273	52.05	52.05	NUM
fsr-3978	158	274	50.81	50.81	NUM
fsr-3978	158	275	married	marry	VERB
fsr-3978	158	276	/	/	PUNCT
fsr-3978	158	277	partnered	partner	VERB
fsr-3978	158	278	67.11	67.11	NUM
fsr-3978	158	279	72.79	72.79	NUM
fsr-3978	158	280	51.17	51.17	NUM
fsr-3978	158	281	note	note	NOUN
fsr-3978	158	282	:	:	PUNCT
fsr-3978	158	283	standard	standard	ADJ
fsr-3978	158	284	deviation	deviation	NOUN
fsr-3978	158	285	in	in	ADP
fsr-3978	158	286	parentheses	parenthesis	NOUN
fsr-3978	158	287	.	.	PUNCT
fsr-3978	159	1	sommer	sommer	NOUN
fsr-3978	159	2	et	et	PROPN
fsr-3978	159	3	al	al	PROPN
fsr-3978	159	4	.	.	PROPN
fsr-3978	160	1	93	93	NUM
fsr-3978	160	2	path	path	NOUN
fsr-3978	160	3	analysis	analysis	NOUN
fsr-3978	160	4	the	the	DET
fsr-3978	160	5	specified	specified	ADJ
fsr-3978	160	6	path	path	NOUN
fsr-3978	160	7	model	model	NOUN
fsr-3978	160	8	and	and	CCONJ
fsr-3978	160	9	standardized	standardized	ADJ
fsr-3978	160	10	coefficients	coefficient	NOUN
fsr-3978	160	11	can	can	AUX
fsr-3978	160	12	be	be	AUX
fsr-3978	160	13	found	find	VERB
fsr-3978	160	14	in	in	ADP
fsr-3978	160	15	figure	figure	NOUN
fsr-3978	160	16	1	1	NUM
fsr-3978	160	17	.	.	PUNCT
fsr-3978	160	18	assessing	assess	VERB
fsr-3978	160	19	the	the	DET
fsr-3978	160	20	model	model	NOUN
fsr-3978	160	21	fit	fit	NOUN
fsr-3978	160	22	,	,	PUNCT
fsr-3978	160	23	the	the	DET
fsr-3978	160	24	standardized	standardized	ADJ
fsr-3978	160	25	root	root	NOUN
fsr-3978	160	26	mean	mean	VERB
fsr-3978	160	27	squared	square	VERB
fsr-3978	160	28	residual	residual	ADJ
fsr-3978	160	29	(	(	PUNCT
fsr-3978	160	30	srmr	srmr	PROPN
fsr-3978	160	31	)	)	PUNCT
fsr-3978	160	32	was	be	AUX
fsr-3978	160	33	0.031	0.031	NUM
fsr-3978	160	34	,	,	PUNCT
fsr-3978	160	35	the	the	DET
fsr-3978	160	36	root	root	NOUN
fsr-3978	160	37	mean	mean	VERB
fsr-3978	160	38	square	square	NOUN
fsr-3978	160	39	of	of	ADP
fsr-3978	160	40	approximation	approximation	NOUN
fsr-3978	160	41	(	(	PUNCT
fsr-3978	160	42	rmsea	rmsea	NOUN
fsr-3978	160	43	)	)	PUNCT
fsr-3978	160	44	was	be	AUX
fsr-3978	160	45	0.073	0.073	NUM
fsr-3978	160	46	,	,	PUNCT
fsr-3978	160	47	and	and	CCONJ
fsr-3978	160	48	the	the	DET
fsr-3978	160	49	comparative	comparative	ADJ
fsr-3978	160	50	fit	fit	ADJ
fsr-3978	160	51	index	index	NOUN
fsr-3978	160	52	(	(	PUNCT
fsr-3978	160	53	cpi	cpi	PROPN
fsr-3978	160	54	)	)	PUNCT
fsr-3978	160	55	was	be	AUX
fsr-3978	160	56	0.957	0.957	NUM
fsr-3978	160	57	.	.	PUNCT
fsr-3978	161	1	regarding	regard	VERB
fsr-3978	161	2	the	the	DET
fsr-3978	161	3	first	first	ADJ
fsr-3978	161	4	hypothesis	hypothesis	NOUN
fsr-3978	161	5	,	,	PUNCT
fsr-3978	161	6	a	a	DET
fsr-3978	161	7	positive	positive	ADJ
fsr-3978	161	8	relationship	relationship	NOUN
fsr-3978	161	9	was	be	AUX
fsr-3978	161	10	found	find	VERB
fsr-3978	161	11	between	between	ADP
fsr-3978	161	12	males	male	NOUN
fsr-3978	161	13	and	and	CCONJ
fsr-3978	161	14	moving	move	VERB
fsr-3978	161	15	from	from	ADP
fsr-3978	161	16	stocks	stock	NOUN
fsr-3978	161	17	to	to	ADP
fsr-3978	161	18	bonds	bond	NOUN
fsr-3978	161	19	to	to	PART
fsr-3978	161	20	cash	cash	VERB
fsr-3978	161	21	in	in	ADP
fsr-3978	161	22	2022	2022	NUM
fsr-3978	161	23	(	(	PUNCT
fsr-3978	161	24	β	β	X
fsr-3978	161	25	=	=	SYM
fsr-3978	161	26	0.065	0.065	NUM
fsr-3978	161	27	,	,	PUNCT
fsr-3978	161	28	p	p	X
fsr-3978	161	29	=	=	NOUN
fsr-3978	161	30	0.003	0.003	NUM
fsr-3978	161	31	)	)	PUNCT
fsr-3978	161	32	.	.	PUNCT
fsr-3978	162	1	regarding	regard	VERB
fsr-3978	162	2	the	the	DET
fsr-3978	162	3	next	next	ADJ
fsr-3978	162	4	two	two	NUM
fsr-3978	162	5	hypotheses	hypothesis	NOUN
fsr-3978	162	6	,	,	PUNCT
fsr-3978	162	7	a	a	DET
fsr-3978	162	8	negative	negative	ADJ
fsr-3978	162	9	relationship	relationship	NOUN
fsr-3978	162	10	was	be	AUX
fsr-3978	162	11	found	find	VERB
fsr-3978	162	12	between	between	ADP
fsr-3978	162	13	males	male	NOUN
fsr-3978	162	14	and	and	CCONJ
fsr-3978	162	15	financial	financial	ADJ
fsr-3978	162	16	stress	stress	NOUN
fsr-3978	162	17	(	(	PUNCT
fsr-3978	162	18	β	β	X
fsr-3978	162	19	=	=	SYM
fsr-3978	162	20	-0.131	-0.131	PROPN
fsr-3978	162	21	,	,	PUNCT
fsr-3978	162	22	p<0.001	p<0.001	PROPN
fsr-3978	162	23	)	)	PUNCT
fsr-3978	162	24	,	,	PUNCT
fsr-3978	162	25	and	and	CCONJ
fsr-3978	162	26	financial	financial	ADJ
fsr-3978	162	27	stress	stress	NOUN
fsr-3978	162	28	was	be	AUX
fsr-3978	162	29	in	in	ADP
fsr-3978	162	30	turn	turn	NOUN
fsr-3978	162	31	,	,	PUNCT
fsr-3978	162	32	positively	positively	ADV
fsr-3978	162	33	related	relate	VERB
fsr-3978	162	34	to	to	ADP
fsr-3978	162	35	moving	move	VERB
fsr-3978	162	36	from	from	ADP
fsr-3978	162	37	stocks	stock	NOUN
fsr-3978	162	38	and	and	CCONJ
fsr-3978	162	39	bonds	bond	NOUN
fsr-3978	162	40	to	to	PART
fsr-3978	162	41	cash	cash	VERB
fsr-3978	162	42	in	in	ADP
fsr-3978	162	43	2022	2022	NUM
fsr-3978	162	44	(	(	PUNCT
fsr-3978	162	45	β	β	X
fsr-3978	162	46	=	=	SYM
fsr-3978	162	47	0.104	0.104	NUM
fsr-3978	162	48	,	,	PUNCT
fsr-3978	162	49	p<0.001	p<0.001	PROPN
fsr-3978	162	50	)	)	PUNCT
fsr-3978	162	51	.	.	PUNCT
fsr-3978	163	1	regarding	regard	VERB
fsr-3978	163	2	the	the	DET
fsr-3978	163	3	final	final	ADJ
fsr-3978	163	4	two	two	NUM
fsr-3978	163	5	hypotheses	hypothesis	NOUN
fsr-3978	163	6	,	,	PUNCT
fsr-3978	163	7	a	a	DET
fsr-3978	163	8	positive	positive	ADJ
fsr-3978	163	9	relationship	relationship	NOUN
fsr-3978	163	10	was	be	AUX
fsr-3978	163	11	found	find	VERB
fsr-3978	163	12	between	between	ADP
fsr-3978	163	13	males	male	NOUN
fsr-3978	163	14	and	and	CCONJ
fsr-3978	163	15	investment	investment	NOUN
fsr-3978	163	16	overconfidence	overconfidence	NOUN
fsr-3978	163	17	(	(	PUNCT
fsr-3978	163	18	β	β	X
fsr-3978	163	19	=	=	SYM
fsr-3978	163	20	0.231	0.231	NUM
fsr-3978	163	21	,	,	PUNCT
fsr-3978	163	22	p<0.001	p<0.001	PROPN
fsr-3978	163	23	)	)	PUNCT
fsr-3978	163	24	,	,	PUNCT
fsr-3978	163	25	and	and	CCONJ
fsr-3978	163	26	investment	investment	NOUN
fsr-3978	163	27	overconfidence	overconfidence	NOUN
fsr-3978	163	28	was	be	AUX
fsr-3978	163	29	in	in	ADP
fsr-3978	163	30	turn	turn	NOUN
fsr-3978	163	31	,	,	PUNCT
fsr-3978	163	32	positively	positively	ADV
fsr-3978	163	33	related	relate	VERB
fsr-3978	163	34	to	to	ADP
fsr-3978	163	35	moving	move	VERB
fsr-3978	163	36	from	from	ADP
fsr-3978	163	37	stocks	stock	NOUN
fsr-3978	163	38	and	and	CCONJ
fsr-3978	163	39	bonds	bond	NOUN
fsr-3978	163	40	to	to	PART
fsr-3978	163	41	cash	cash	VERB
fsr-3978	163	42	in	in	ADP
fsr-3978	163	43	2022	2022	NUM
fsr-3978	163	44	(	(	PUNCT
fsr-3978	163	45	β	β	X
fsr-3978	163	46	=	=	SYM
fsr-3978	163	47	0.049	0.049	NUM
fsr-3978	163	48	,	,	PUNCT
fsr-3978	163	49	p	p	X
fsr-3978	163	50	=	=	NOUN
fsr-3978	163	51	0.025	0.025	NUM
fsr-3978	163	52	)	)	PUNCT
fsr-3978	163	53	.	.	PUNCT
fsr-3978	164	1	although	although	SCONJ
fsr-3978	164	2	support	support	NOUN
fsr-3978	164	3	was	be	AUX
fsr-3978	164	4	found	find	VERB
fsr-3978	164	5	for	for	ADP
fsr-3978	164	6	hypotheses	hypothesis	NOUN
fsr-3978	164	7	2	2	NUM
fsr-3978	164	8	through	through	ADP
fsr-3978	164	9	5	5	NUM
fsr-3978	164	10	,	,	PUNCT
fsr-3978	164	11	the	the	DET
fsr-3978	164	12	indirect	indirect	ADJ
fsr-3978	164	13	effects	effect	NOUN
fsr-3978	164	14	were	be	AUX
fsr-3978	164	15	small	small	ADJ
fsr-3978	164	16	.	.	PUNCT
fsr-3978	165	1	multiplying	multiply	VERB
fsr-3978	165	2	the	the	DET
fsr-3978	165	3	estimates	estimate	NOUN
fsr-3978	165	4	for	for	ADP
fsr-3978	165	5	each	each	DET
fsr-3978	165	6	path	path	NOUN
fsr-3978	165	7	indicated	indicate	VERB
fsr-3978	165	8	an	an	DET
fsr-3978	165	9	indirect	indirect	ADJ
fsr-3978	165	10	effect	effect	NOUN
fsr-3978	165	11	of	of	ADP
fsr-3978	165	12	-0.013	-0.013	PUNCT
fsr-3978	165	13	for	for	ADP
fsr-3978	165	14	financial	financial	ADJ
fsr-3978	165	15	stress	stress	NOUN
fsr-3978	165	16	and	and	CCONJ
fsr-3978	165	17	0.011	0.011	NUM
fsr-3978	165	18	for	for	ADP
fsr-3978	165	19	investment	investment	NOUN
fsr-3978	165	20	confidence	confidence	NOUN
fsr-3978	165	21	.	.	PUNCT
fsr-3978	166	1	when	when	SCONJ
fsr-3978	166	2	summed	sum	VERB
fsr-3978	166	3	,	,	PUNCT
fsr-3978	166	4	the	the	DET
fsr-3978	166	5	total	total	ADJ
fsr-3978	166	6	indirect	indirect	ADJ
fsr-3978	166	7	effect	effect	NOUN
fsr-3978	166	8	was	be	AUX
fsr-3978	166	9	-0.002	-0.002	PUNCT
fsr-3978	166	10	.	.	PUNCT
fsr-3978	167	1	combining	combine	VERB
fsr-3978	167	2	the	the	DET
fsr-3978	167	3	indirect	indirect	ADJ
fsr-3978	167	4	effect	effect	NOUN
fsr-3978	167	5	of	of	ADP
fsr-3978	167	6	-0.002	-0.002	PUNCT
fsr-3978	167	7	with	with	ADP
fsr-3978	167	8	the	the	DET
fsr-3978	167	9	direct	direct	ADJ
fsr-3978	167	10	effect	effect	NOUN
fsr-3978	167	11	between	between	ADP
fsr-3978	167	12	males	male	NOUN
fsr-3978	167	13	and	and	CCONJ
fsr-3978	167	14	moving	move	VERB
fsr-3978	167	15	from	from	ADP
fsr-3978	167	16	stocks	stock	NOUN
fsr-3978	167	17	and	and	CCONJ
fsr-3978	167	18	bonds	bond	NOUN
fsr-3978	167	19	to	to	ADP
fsr-3978	167	20	cash	cash	NOUN
fsr-3978	167	21	(	(	PUNCT
fsr-3978	167	22	0.067	0.067	NUM
fsr-3978	167	23	)	)	PUNCT
fsr-3978	167	24	yielded	yield	VERB
fsr-3978	167	25	a	a	DET
fsr-3978	167	26	total	total	ADJ
fsr-3978	167	27	effect	effect	NOUN
fsr-3978	167	28	of	of	ADP
fsr-3978	167	29	0.065	0.065	NUM
fsr-3978	167	30	.	.	PUNCT
fsr-3978	168	1	a	a	DET
fsr-3978	168	2	summary	summary	NOUN
fsr-3978	168	3	of	of	ADP
fsr-3978	168	4	the	the	DET
fsr-3978	168	5	direct	direct	ADJ
fsr-3978	168	6	effects	effect	NOUN
fsr-3978	168	7	,	,	PUNCT
fsr-3978	168	8	indirect	indirect	ADJ
fsr-3978	168	9	effects	effect	NOUN
fsr-3978	168	10	,	,	PUNCT
fsr-3978	168	11	and	and	CCONJ
fsr-3978	168	12	total	total	ADJ
fsr-3978	168	13	effects	effect	NOUN
fsr-3978	168	14	can	can	AUX
fsr-3978	168	15	be	be	AUX
fsr-3978	168	16	found	find	VERB
fsr-3978	168	17	in	in	ADP
fsr-3978	168	18	table	table	NOUN
fsr-3978	168	19	3	3	NUM
fsr-3978	168	20	.	.	PUNCT
fsr-3978	168	21	figure	figure	NOUN
fsr-3978	168	22	1	1	NUM
fsr-3978	168	23	.	.	PUNCT
fsr-3978	168	24	standardized	standardize	VERB
fsr-3978	168	25	path	path	NOUN
fsr-3978	168	26	coefficients	coefficient	NOUN
fsr-3978	168	27	for	for	ADP
fsr-3978	168	28	prediction	prediction	NOUN
fsr-3978	168	29	of	of	ADP
fsr-3978	168	30	moving	move	VERB
fsr-3978	168	31	out	out	ADP
fsr-3978	168	32	of	of	ADP
fsr-3978	168	33	stocks	stock	NOUN
fsr-3978	168	34	and	and	CCONJ
fsr-3978	168	35	bonds	bond	NOUN
fsr-3978	168	36	to	to	PART
fsr-3978	168	37	cash	cash	VERB
fsr-3978	168	38	financial	financial	ADJ
fsr-3978	168	39	services	service	NOUN
fsr-3978	168	40	review	review	PROPN
fsr-3978	168	41	,	,	PUNCT
fsr-3978	168	42	33(1	33(1	NUM
fsr-3978	168	43	)	)	PUNCT
fsr-3978	168	44	94	94	NUM
fsr-3978	168	45	table	table	NOUN
fsr-3978	168	46	3	3	NUM
fsr-3978	168	47	.	.	PUNCT
fsr-3978	169	1	direct	direct	ADJ
fsr-3978	169	2	,	,	PUNCT
fsr-3978	169	3	indirect	indirect	ADJ
fsr-3978	169	4	,	,	PUNCT
fsr-3978	169	5	and	and	CCONJ
fsr-3978	169	6	total	total	ADJ
fsr-3978	169	7	effects	effect	NOUN
fsr-3978	169	8	for	for	ADP
fsr-3978	169	9	the	the	DET
fsr-3978	169	10	hypothesized	hypothesized	ADJ
fsr-3978	169	11	model	model	NOUN
fsr-3978	169	12	(	(	PUNCT
fsr-3978	169	13	n	n	NOUN
fsr-3978	169	14	=	=	SYM
fsr-3978	169	15	2,119	2,119	NUM
fsr-3978	169	16	)	)	PUNCT
fsr-3978	169	17	standardized	standardized	ADJ
fsr-3978	169	18	coefficient	coefficient	NOUN
fsr-3978	169	19	direct	direct	ADJ
fsr-3978	169	20	effect	effect	NOUN
fsr-3978	169	21	indirect	indirect	ADJ
fsr-3978	169	22	effect	effect	NOUN
fsr-3978	169	23	total	total	ADJ
fsr-3978	169	24	effect	effect	NOUN
fsr-3978	169	25	path	path	NOUN
fsr-3978	169	26	to	to	ADP
fsr-3978	169	27	financial	financial	ADJ
fsr-3978	169	28	stress	stress	NOUN
fsr-3978	169	29	:	:	PUNCT
fsr-3978	169	30	male	male	NOUN
fsr-3978	169	31	-0.131	-0.131	PUNCT
fsr-3978	169	32	*	*	PUNCT
fsr-3978	169	33	*	*	PUNCT
fsr-3978	169	34	*	*	PUNCT
fsr-3978	169	35	na	na	PART
fsr-3978	169	36	-0.131	-0.131	NOUN
fsr-3978	169	37	*	*	PUNCT
fsr-3978	169	38	*	*	PUNCT
fsr-3978	169	39	*	*	PUNCT
fsr-3978	169	40	path	path	NOUN
fsr-3978	169	41	to	to	ADP
fsr-3978	169	42	investment	investment	NOUN
fsr-3978	169	43	overconfidence	overconfidence	NOUN
fsr-3978	169	44	:	:	PUNCT
fsr-3978	169	45	male	male	NOUN
fsr-3978	169	46	0.231	0.231	NUM
fsr-3978	169	47	*	*	PUNCT
fsr-3978	169	48	*	*	PUNCT
fsr-3978	169	49	*	*	PUNCT
fsr-3978	169	50	na	na	ADP
fsr-3978	169	51	0.231	0.231	NUM
fsr-3978	169	52	*	*	PUNCT
fsr-3978	169	53	*	*	PUNCT
fsr-3978	169	54	*	*	PUNCT
fsr-3978	169	55	path	path	NOUN
fsr-3978	169	56	to	to	PART
fsr-3978	169	57	moved	move	VERB
fsr-3978	169	58	out	out	ADP
fsr-3978	169	59	of	of	ADP
fsr-3978	169	60	stocks	stock	NOUN
fsr-3978	169	61	and	and	CCONJ
fsr-3978	169	62	bonds	bond	NOUN
fsr-3978	169	63	to	to	ADP
fsr-3978	169	64	cash	cash	NOUN
fsr-3978	169	65	:	:	PUNCT
fsr-3978	169	66	male	male	NOUN
fsr-3978	169	67	0.067	0.067	NUM
fsr-3978	169	68	*	*	NOUN
fsr-3978	169	69	*	*	PUNCT
fsr-3978	169	70	-0.002	-0.002	PUNCT
fsr-3978	169	71	0.065	0.065	NUM
fsr-3978	169	72	*	*	PUNCT
fsr-3978	169	73	*	*	PUNCT
fsr-3978	169	74	financial	financial	ADJ
fsr-3978	169	75	stress	stress	NOUN
fsr-3978	169	76	0.104	0.104	NUM
fsr-3978	169	77	*	*	PUNCT
fsr-3978	169	78	*	*	PUNCT
fsr-3978	169	79	*	*	PUNCT
fsr-3978	169	80	na	na	ADP
fsr-3978	169	81	0.104	0.104	NUM
fsr-3978	169	82	*	*	PUNCT
fsr-3978	169	83	*	*	PUNCT
fsr-3978	169	84	*	*	PUNCT
fsr-3978	169	85	investment	investment	NOUN
fsr-3978	169	86	overconfidence	overconfidence	NOUN
fsr-3978	169	87	0.049	0.049	NUM
fsr-3978	169	88	*	*	PUNCT
fsr-3978	169	89	na	na	ADP
fsr-3978	169	90	0.049	0.049	NUM
fsr-3978	169	91	*	*	PUNCT
fsr-3978	170	1	*	*	PUNCT
fsr-3978	170	2	p	p	X
fsr-3978	170	3	<	<	X
fsr-3978	170	4	0.05	0.05	NUM
fsr-3978	170	5	.	.	PUNCT
fsr-3978	171	1	*	*	PUNCT
fsr-3978	171	2	*	*	PUNCT
fsr-3978	171	3	p	p	X
fsr-3978	171	4	<	<	X
fsr-3978	171	5	.01	.01	NUM
fsr-3978	171	6	.	.	PUNCT
fsr-3978	172	1	*	*	PUNCT
fsr-3978	172	2	*	*	PUNCT
fsr-3978	172	3	*	*	PUNCT
fsr-3978	172	4	p	p	X
fsr-3978	172	5	<	<	X
fsr-3978	172	6	0.001	0.001	NUM
fsr-3978	172	7	discussion	discussion	NOUN
fsr-3978	172	8	this	this	DET
fsr-3978	172	9	study	study	NOUN
fsr-3978	172	10	sought	seek	VERB
fsr-3978	172	11	to	to	PART
fsr-3978	172	12	investigate	investigate	VERB
fsr-3978	172	13	the	the	DET
fsr-3978	172	14	relationship	relationship	NOUN
fsr-3978	172	15	between	between	ADP
fsr-3978	172	16	gender	gender	NOUN
fsr-3978	172	17	and	and	CCONJ
fsr-3978	172	18	moving	move	VERB
fsr-3978	172	19	from	from	ADP
fsr-3978	172	20	stocks	stock	NOUN
fsr-3978	172	21	and	and	CCONJ
fsr-3978	172	22	bonds	bond	NOUN
fsr-3978	172	23	to	to	PART
fsr-3978	172	24	cash	cash	VERB
fsr-3978	172	25	during	during	ADP
fsr-3978	172	26	a	a	DET
fsr-3978	172	27	market	market	NOUN
fsr-3978	172	28	correction	correction	NOUN
fsr-3978	172	29	.	.	PUNCT
fsr-3978	173	1	the	the	DET
fsr-3978	173	2	steep	steep	ADJ
fsr-3978	173	3	downturn	downturn	NOUN
fsr-3978	173	4	in	in	ADP
fsr-3978	173	5	the	the	DET
fsr-3978	173	6	stock	stock	NOUN
fsr-3978	173	7	and	and	CCONJ
fsr-3978	173	8	bonds	bond	NOUN
fsr-3978	173	9	markets	market	NOUN
fsr-3978	173	10	during	during	ADP
fsr-3978	173	11	the	the	DET
fsr-3978	173	12	first	first	ADJ
fsr-3978	173	13	nine	nine	NUM
fsr-3978	173	14	months	month	NOUN
fsr-3978	173	15	of	of	ADP
fsr-3978	173	16	2022	2022	NUM
fsr-3978	173	17	offered	offer	VERB
fsr-3978	173	18	an	an	DET
fsr-3978	173	19	ideal	ideal	ADJ
fsr-3978	173	20	time	time	NOUN
fsr-3978	173	21	to	to	PART
fsr-3978	173	22	explore	explore	VERB
fsr-3978	173	23	this	this	DET
fsr-3978	173	24	topic	topic	NOUN
fsr-3978	173	25	.	.	PUNCT
fsr-3978	174	1	first	first	ADV
fsr-3978	174	2	,	,	PUNCT
fsr-3978	174	3	a	a	DET
fsr-3978	174	4	positive	positive	ADJ
fsr-3978	174	5	relationship	relationship	NOUN
fsr-3978	174	6	was	be	AUX
fsr-3978	174	7	found	find	VERB
fsr-3978	174	8	between	between	ADP
fsr-3978	174	9	males	male	NOUN
fsr-3978	174	10	and	and	CCONJ
fsr-3978	174	11	exiting	exit	VERB
fsr-3978	174	12	the	the	DET
fsr-3978	174	13	capital	capital	NOUN
fsr-3978	174	14	markets	market	NOUN
fsr-3978	174	15	in	in	ADP
fsr-3978	174	16	favor	favor	NOUN
fsr-3978	174	17	of	of	ADP
fsr-3978	174	18	cash	cash	NOUN
fsr-3978	174	19	.	.	PUNCT
fsr-3978	175	1	despite	despite	SCONJ
fsr-3978	175	2	finding	find	VERB
fsr-3978	175	3	some	some	DET
fsr-3978	175	4	evidence	evidence	NOUN
fsr-3978	175	5	about	about	ADP
fsr-3978	175	6	the	the	DET
fsr-3978	175	7	mediating	mediate	VERB
fsr-3978	175	8	role	role	NOUN
fsr-3978	175	9	played	play	VERB
fsr-3978	175	10	by	by	ADP
fsr-3978	175	11	financial	financial	ADJ
fsr-3978	175	12	stress	stress	NOUN
fsr-3978	175	13	and	and	CCONJ
fsr-3978	175	14	investment	investment	NOUN
fsr-3978	175	15	overconfidence	overconfidence	NOUN
fsr-3978	175	16	,	,	PUNCT
fsr-3978	175	17	the	the	DET
fsr-3978	175	18	results	result	NOUN
fsr-3978	175	19	of	of	ADP
fsr-3978	175	20	a	a	DET
fsr-3978	175	21	path	path	NOUN
fsr-3978	175	22	model	model	NOUN
fsr-3978	175	23	indicated	indicate	VERB
fsr-3978	175	24	there	there	PRON
fsr-3978	175	25	is	be	VERB
fsr-3978	175	26	much	much	ADV
fsr-3978	175	27	more	more	ADJ
fsr-3978	175	28	to	to	ADP
fsr-3978	175	29	the	the	DET
fsr-3978	175	30	story	story	NOUN
fsr-3978	175	31	.	.	PUNCT
fsr-3978	176	1	while	while	SCONJ
fsr-3978	176	2	strong	strong	ADJ
fsr-3978	176	3	support	support	NOUN
fsr-3978	176	4	was	be	AUX
fsr-3978	176	5	found	find	VERB
fsr-3978	176	6	for	for	ADP
fsr-3978	176	7	the	the	DET
fsr-3978	176	8	study	study	NOUN
fsr-3978	176	9	’s	’s	PART
fsr-3978	176	10	hypotheses	hypothesis	NOUN
fsr-3978	176	11	,	,	PUNCT
fsr-3978	176	12	the	the	DET
fsr-3978	176	13	indirect	indirect	ADJ
fsr-3978	176	14	effects	effect	NOUN
fsr-3978	176	15	were	be	AUX
fsr-3978	176	16	small	small	ADJ
fsr-3978	176	17	meaning	meaning	NOUN
fsr-3978	176	18	one	one	NUM
fsr-3978	176	19	or	or	CCONJ
fsr-3978	176	20	more	more	ADJ
fsr-3978	176	21	variables	variable	NOUN
fsr-3978	176	22	not	not	PART
fsr-3978	176	23	identified	identify	VERB
fsr-3978	176	24	in	in	ADP
fsr-3978	176	25	our	our	PRON
fsr-3978	176	26	model	model	NOUN
fsr-3978	176	27	accounted	account	VERB
fsr-3978	176	28	for	for	ADP
fsr-3978	176	29	gender	gender	NOUN
fsr-3978	176	30	differences	difference	NOUN
fsr-3978	176	31	in	in	ADP
fsr-3978	176	32	trading	trading	NOUN
fsr-3978	176	33	behavior	behavior	NOUN
fsr-3978	176	34	.	.	PUNCT
fsr-3978	177	1	also	also	ADV
fsr-3978	177	2	,	,	PUNCT
fsr-3978	177	3	the	the	DET
fsr-3978	177	4	direction	direction	NOUN
fsr-3978	177	5	of	of	ADP
fsr-3978	177	6	the	the	DET
fsr-3978	177	7	indirect	indirect	ADJ
fsr-3978	177	8	effects	effect	NOUN
fsr-3978	177	9	was	be	AUX
fsr-3978	177	10	opposite	opposite	ADJ
fsr-3978	177	11	,	,	PUNCT
fsr-3978	177	12	effectively	effectively	ADV
fsr-3978	177	13	canceling	cancel	VERB
fsr-3978	177	14	each	each	DET
fsr-3978	177	15	other	other	ADJ
fsr-3978	177	16	out	out	ADP
fsr-3978	177	17	.	.	PUNCT
fsr-3978	178	1	the	the	DET
fsr-3978	178	2	following	follow	VERB
fsr-3978	178	3	discussion	discussion	NOUN
fsr-3978	178	4	will	will	AUX
fsr-3978	178	5	review	review	VERB
fsr-3978	178	6	how	how	SCONJ
fsr-3978	178	7	our	our	PRON
fsr-3978	178	8	study	study	NOUN
fsr-3978	178	9	builds	build	VERB
fsr-3978	178	10	upon	upon	SCONJ
fsr-3978	178	11	the	the	DET
fsr-3978	178	12	profession	profession	NOUN
fsr-3978	178	13	’s	’s	PART
fsr-3978	178	14	existing	exist	VERB
fsr-3978	178	15	understanding	understanding	NOUN
fsr-3978	178	16	of	of	ADP
fsr-3978	178	17	the	the	DET
fsr-3978	178	18	relationship	relationship	NOUN
fsr-3978	178	19	between	between	ADP
fsr-3978	178	20	gender	gender	NOUN
fsr-3978	178	21	,	,	PUNCT
fsr-3978	178	22	financial	financial	ADJ
fsr-3978	178	23	stress	stress	NOUN
fsr-3978	178	24	,	,	PUNCT
fsr-3978	178	25	investment	investment	NOUN
fsr-3978	178	26	overconfidence	overconfidence	NOUN
fsr-3978	178	27	,	,	PUNCT
fsr-3978	178	28	and	and	CCONJ
fsr-3978	178	29	trading	trading	NOUN
fsr-3978	178	30	behavior	behavior	NOUN
fsr-3978	178	31	while	while	SCONJ
fsr-3978	178	32	also	also	ADV
fsr-3978	178	33	offering	offer	VERB
fsr-3978	178	34	alternative	alternative	ADJ
fsr-3978	178	35	explanations	explanation	NOUN
fsr-3978	178	36	for	for	ADP
fsr-3978	178	37	our	our	PRON
fsr-3978	178	38	results	result	NOUN
fsr-3978	178	39	that	that	PRON
fsr-3978	178	40	may	may	AUX
fsr-3978	178	41	be	be	AUX
fsr-3978	178	42	ripe	ripe	ADJ
fsr-3978	178	43	for	for	ADP
fsr-3978	178	44	further	further	ADJ
fsr-3978	178	45	investigation	investigation	NOUN
fsr-3978	178	46	.	.	PUNCT
fsr-3978	179	1	while	while	SCONJ
fsr-3978	179	2	the	the	DET
fsr-3978	179	3	market	market	NOUN
fsr-3978	179	4	downturn	downturn	NOUN
fsr-3978	179	5	of	of	ADP
fsr-3978	179	6	2022	2022	NUM
fsr-3978	179	7	was	be	AUX
fsr-3978	179	8	shortlived	shortlive	VERB
fsr-3978	179	9	and	and	CCONJ
fsr-3978	179	10	did	do	AUX
fsr-3978	179	11	not	not	PART
fsr-3978	179	12	compare	compare	VERB
fsr-3978	179	13	in	in	ADP
fsr-3978	179	14	magnitude	magnitude	NOUN
fsr-3978	179	15	to	to	ADP
fsr-3978	179	16	the	the	DET
fsr-3978	179	17	great	great	ADJ
fsr-3978	179	18	recession	recession	NOUN
fsr-3978	179	19	or	or	CCONJ
fsr-3978	179	20	the	the	DET
fsr-3978	179	21	covid-19	covid-19	PROPN
fsr-3978	179	22	pandemic	pandemic	NOUN
fsr-3978	179	23	,	,	PUNCT
fsr-3978	179	24	this	this	DET
fsr-3978	179	25	event	event	NOUN
fsr-3978	179	26	offers	offer	VERB
fsr-3978	179	27	insights	insight	NOUN
fsr-3978	179	28	into	into	ADP
fsr-3978	179	29	how	how	SCONJ
fsr-3978	179	30	different	different	ADJ
fsr-3978	179	31	investors	investor	NOUN
fsr-3978	179	32	coped	cope	VERB
fsr-3978	179	33	with	with	ADP
fsr-3978	179	34	market	market	NOUN
fsr-3978	179	35	volatility	volatility	NOUN
fsr-3978	179	36	.	.	PUNCT
fsr-3978	180	1	as	as	SCONJ
fsr-3978	180	2	predicted	predict	VERB
fsr-3978	180	3	,	,	PUNCT
fsr-3978	180	4	females	female	NOUN
fsr-3978	180	5	in	in	ADP
fsr-3978	180	6	october	october	PROPN
fsr-3978	180	7	2022	2022	NUM
fsr-3978	180	8	were	be	AUX
fsr-3978	180	9	experiencing	experience	VERB
fsr-3978	180	10	higher	high	ADJ
fsr-3978	180	11	levels	level	NOUN
fsr-3978	180	12	of	of	ADP
fsr-3978	180	13	stress	stress	NOUN
fsr-3978	180	14	compared	compare	VERB
fsr-3978	180	15	to	to	ADP
fsr-3978	180	16	their	their	PRON
fsr-3978	180	17	male	male	ADJ
fsr-3978	180	18	counterparts	counterpart	NOUN
fsr-3978	180	19	.	.	PUNCT
fsr-3978	181	1	this	this	DET
fsr-3978	181	2	finding	finding	NOUN
fsr-3978	181	3	confirms	confirm	VERB
fsr-3978	181	4	the	the	DET
fsr-3978	181	5	earlier	early	ADJ
fsr-3978	181	6	conclusion	conclusion	NOUN
fsr-3978	181	7	of	of	ADP
fsr-3978	181	8	hasler	hasler	NOUN
fsr-3978	181	9	et	et	PROPN
fsr-3978	181	10	al	al	PROPN
fsr-3978	181	11	.	.	PROPN
fsr-3978	182	1	(	(	PUNCT
fsr-3978	182	2	2021	2021	NUM
fsr-3978	182	3	)	)	PUNCT
fsr-3978	182	4	,	,	PUNCT
fsr-3978	182	5	peak	peak	NOUN
fsr-3978	182	6	(	(	PUNCT
fsr-3978	182	7	2020	2020	NUM
fsr-3978	182	8	)	)	PUNCT
fsr-3978	182	9	,	,	PUNCT
fsr-3978	182	10	and	and	CCONJ
fsr-3978	182	11	castro	castro	PROPN
fsr-3978	182	12	-	-	PUNCT
fsr-3978	182	13	baker	baker	PROPN
fsr-3978	182	14	et	et	PROPN
fsr-3978	182	15	al	al	PROPN
fsr-3978	182	16	.	.	PROPN
fsr-3978	183	1	(	(	PUNCT
fsr-3978	183	2	2017	2017	NUM
fsr-3978	183	3	)	)	PUNCT
fsr-3978	183	4	regarding	regard	VERB
fsr-3978	183	5	gender	gender	NOUN
fsr-3978	183	6	differences	difference	NOUN
fsr-3978	183	7	during	during	ADP
fsr-3978	183	8	periods	period	NOUN
fsr-3978	183	9	of	of	ADP
fsr-3978	183	10	economic	economic	ADJ
fsr-3978	183	11	difficulties	difficulty	NOUN
fsr-3978	183	12	.	.	PUNCT
fsr-3978	184	1	further	far	ADV
fsr-3978	184	2	,	,	PUNCT
fsr-3978	184	3	this	this	DET
fsr-3978	184	4	study	study	NOUN
fsr-3978	184	5	’s	’s	PART
fsr-3978	184	6	conclusions	conclusion	NOUN
fsr-3978	184	7	regarding	regard	VERB
fsr-3978	184	8	the	the	DET
fsr-3978	184	9	connection	connection	NOUN
fsr-3978	184	10	between	between	ADP
fsr-3978	184	11	higher	high	ADJ
fsr-3978	184	12	stress	stress	NOUN
fsr-3978	184	13	levels	level	NOUN
fsr-3978	184	14	and	and	CCONJ
fsr-3978	184	15	suboptimal	suboptimal	ADJ
fsr-3978	184	16	investment	investment	NOUN
fsr-3978	184	17	behaviors	behavior	NOUN
fsr-3978	184	18	agrees	agree	VERB
fsr-3978	184	19	with	with	ADP
fsr-3978	184	20	earlier	early	ADJ
fsr-3978	184	21	findings	finding	NOUN
fsr-3978	184	22	by	by	ADP
fsr-3978	184	23	bernaola	bernaola	PROPN
fsr-3978	184	24	et	et	PROPN
fsr-3978	184	25	al	al	PROPN
fsr-3978	184	26	.	.	PROPN
fsr-3978	185	1	(	(	PUNCT
fsr-3978	185	2	2020	2020	NUM
fsr-3978	185	3	)	)	PUNCT
fsr-3978	185	4	,	,	PUNCT
fsr-3978	185	5	rahman	rahman	PROPN
fsr-3978	185	6	and	and	CCONJ
fsr-3978	185	7	gan	gan	PROPN
fsr-3978	185	8	(	(	PUNCT
fsr-3978	185	9	2020	2020	NUM
fsr-3978	185	10	)	)	PUNCT
fsr-3978	185	11	,	,	PUNCT
fsr-3978	185	12	and	and	CCONJ
fsr-3978	185	13	maueed	maueed	VERB
fsr-3978	185	14	and	and	CCONJ
fsr-3978	185	15	hunja	hunja	NOUN
fsr-3978	185	16	(	(	PUNCT
fsr-3978	185	17	2020	2020	NUM
fsr-3978	185	18	)	)	PUNCT
fsr-3978	185	19	.	.	PUNCT
fsr-3978	186	1	this	this	DET
fsr-3978	186	2	study	study	NOUN
fsr-3978	186	3	also	also	ADV
fsr-3978	186	4	found	find	VERB
fsr-3978	186	5	that	that	SCONJ
fsr-3978	186	6	by	by	ADP
fsr-3978	186	7	comparing	compare	VERB
fsr-3978	186	8	what	what	PRON
fsr-3978	186	9	investors	investor	NOUN
fsr-3978	186	10	think	think	VERB
fsr-3978	186	11	they	they	PRON
fsr-3978	186	12	know	know	VERB
fsr-3978	186	13	to	to	ADP
fsr-3978	186	14	what	what	PRON
fsr-3978	186	15	investors	investor	NOUN
fsr-3978	186	16	actually	actually	ADV
fsr-3978	186	17	know	know	VERB
fsr-3978	186	18	(	(	PUNCT
fsr-3978	186	19	kim	kim	PROPN
fsr-3978	186	20	et	et	PROPN
fsr-3978	186	21	al	al	PROPN
fsr-3978	186	22	.	.	PROPN
fsr-3978	186	23	,	,	PUNCT
fsr-3978	186	24	2022	2022	NUM
fsr-3978	186	25	)	)	PUNCT
fsr-3978	186	26	,	,	PUNCT
fsr-3978	186	27	males	male	NOUN
fsr-3978	186	28	were	be	AUX
fsr-3978	186	29	more	more	ADV
fsr-3978	186	30	likely	likely	ADJ
fsr-3978	186	31	to	to	PART
fsr-3978	186	32	have	have	VERB
fsr-3978	186	33	an	an	DET
fsr-3978	186	34	unfounded	unfounded	ADJ
fsr-3978	186	35	confidence	confidence	NOUN
fsr-3978	186	36	in	in	ADP
fsr-3978	186	37	their	their	PRON
fsr-3978	186	38	financial	financial	ADJ
fsr-3978	186	39	abilities	ability	NOUN
fsr-3978	186	40	.	.	PUNCT
fsr-3978	187	1	this	this	DET
fsr-3978	187	2	bias	bias	NOUN
fsr-3978	187	3	has	have	AUX
fsr-3978	187	4	been	be	AUX
fsr-3978	187	5	used	use	VERB
fsr-3978	187	6	to	to	PART
fsr-3978	187	7	explain	explain	VERB
fsr-3978	187	8	excessive	excessive	ADJ
fsr-3978	187	9	trading	trading	NOUN
fsr-3978	187	10	as	as	SCONJ
fsr-3978	187	11	males	male	NOUN
fsr-3978	187	12	are	be	AUX
fsr-3978	187	13	more	more	ADV
fsr-3978	187	14	likely	likely	ADJ
fsr-3978	187	15	to	to	PART
fsr-3978	187	16	falsely	falsely	ADV
fsr-3978	187	17	believe	believe	VERB
fsr-3978	187	18	they	they	PRON
fsr-3978	187	19	can	can	AUX
fsr-3978	187	20	time	time	VERB
fsr-3978	187	21	the	the	DET
fsr-3978	187	22	market	market	NOUN
fsr-3978	187	23	(	(	PUNCT
fsr-3978	187	24	barber	barber	NOUN
fsr-3978	187	25	and	and	CCONJ
fsr-3978	187	26	odean	odean	ADJ
fsr-3978	187	27	,	,	PUNCT
fsr-3978	187	28	2001	2001	NUM
fsr-3978	187	29	)	)	PUNCT
fsr-3978	187	30	.	.	PUNCT
fsr-3978	188	1	one	one	NUM
fsr-3978	188	2	of	of	ADP
fsr-3978	188	3	the	the	DET
fsr-3978	188	4	unique	unique	ADJ
fsr-3978	188	5	aspects	aspect	NOUN
fsr-3978	188	6	of	of	ADP
fsr-3978	188	7	this	this	DET
fsr-3978	188	8	study	study	NOUN
fsr-3978	188	9	was	be	AUX
fsr-3978	188	10	that	that	SCONJ
fsr-3978	188	11	the	the	DET
fsr-3978	188	12	administration	administration	NOUN
fsr-3978	188	13	of	of	ADP
fsr-3978	188	14	the	the	DET
fsr-3978	188	15	survey	survey	NOUN
fsr-3978	188	16	instrument	instrument	NOUN
fsr-3978	188	17	occurred	occur	VERB
fsr-3978	188	18	during	during	ADP
fsr-3978	188	19	a	a	DET
fsr-3978	188	20	market	market	NOUN
fsr-3978	188	21	trough	trough	NOUN
fsr-3978	188	22	in	in	ADP
fsr-3978	188	23	october	october	PROPN
fsr-3978	188	24	2022	2022	NUM
fsr-3978	188	25	.	.	PUNCT
fsr-3978	189	1	unlike	unlike	ADP
fsr-3978	189	2	the	the	DET
fsr-3978	189	3	barber	barber	NOUN
fsr-3978	189	4	and	and	CCONJ
fsr-3978	189	5	odean	odean	ADJ
fsr-3978	189	6	(	(	PUNCT
fsr-3978	189	7	2001	2001	NUM
fsr-3978	189	8	)	)	PUNCT
fsr-3978	189	9	study	study	NOUN
fsr-3978	189	10	which	which	PRON
fsr-3978	189	11	tracked	track	VERB
fsr-3978	189	12	investors	investor	NOUN
fsr-3978	189	13	over	over	ADP
fsr-3978	189	14	several	several	ADJ
fsr-3978	189	15	years	year	NOUN
fsr-3978	189	16	,	,	PUNCT
fsr-3978	189	17	this	this	DET
fsr-3978	189	18	study	study	NOUN
fsr-3978	189	19	investigated	investigate	VERB
fsr-3978	189	20	investor	investor	NOUN
fsr-3978	189	21	behaviors	behavior	NOUN
fsr-3978	189	22	during	during	ADP
fsr-3978	189	23	a	a	DET
fsr-3978	189	24	particularly	particularly	ADV
fsr-3978	189	25	challenging	challenging	ADJ
fsr-3978	189	26	period	period	NOUN
fsr-3978	189	27	.	.	PUNCT
fsr-3978	190	1	the	the	DET
fsr-3978	190	2	connection	connection	NOUN
fsr-3978	190	3	between	between	ADP
fsr-3978	190	4	overconfidence	overconfidence	NOUN
fsr-3978	190	5	and	and	CCONJ
fsr-3978	190	6	moving	move	VERB
fsr-3978	190	7	out	out	ADP
fsr-3978	190	8	of	of	ADP
fsr-3978	190	9	stocks	stock	NOUN
fsr-3978	190	10	and	and	CCONJ
fsr-3978	190	11	bonds	bond	NOUN
fsr-3978	190	12	in	in	ADP
fsr-3978	190	13	the	the	DET
fsr-3978	190	14	face	face	NOUN
fsr-3978	190	15	of	of	ADP
fsr-3978	190	16	a	a	DET
fsr-3978	190	17	rapidly	rapidly	ADV
fsr-3978	190	18	declining	decline	VERB
fsr-3978	190	19	market	market	NOUN
fsr-3978	190	20	offers	offer	VERB
fsr-3978	190	21	new	new	ADJ
fsr-3978	190	22	insights	insight	NOUN
fsr-3978	190	23	about	about	ADP
fsr-3978	190	24	this	this	DET
fsr-3978	190	25	bias	bias	NOUN
fsr-3978	190	26	.	.	PUNCT
fsr-3978	191	1	while	while	SCONJ
fsr-3978	191	2	financial	financial	ADJ
fsr-3978	191	3	stress	stress	NOUN
fsr-3978	191	4	and	and	CCONJ
fsr-3978	191	5	investment	investment	NOUN
fsr-3978	191	6	overconfidence	overconfidence	NOUN
fsr-3978	191	7	partially	partially	ADV
fsr-3978	191	8	explained	explain	VERB
fsr-3978	191	9	gender	gender	NOUN
fsr-3978	191	10	differences	difference	NOUN
fsr-3978	191	11	in	in	ADP
fsr-3978	191	12	trading	trading	NOUN
fsr-3978	191	13	behavior	behavior	NOUN
fsr-3978	191	14	during	during	ADP
fsr-3978	191	15	the	the	DET
fsr-3978	191	16	2022	2022	NUM
fsr-3978	191	17	market	market	NOUN
fsr-3978	191	18	correction	correction	NOUN
fsr-3978	191	19	,	,	PUNCT
fsr-3978	191	20	our	our	PRON
fsr-3978	191	21	analysis	analysis	NOUN
fsr-3978	191	22	indicates	indicate	VERB
fsr-3978	191	23	that	that	SCONJ
fsr-3978	191	24	there	there	PRON
fsr-3978	191	25	may	may	AUX
fsr-3978	191	26	be	be	AUX
fsr-3978	191	27	other	other	ADJ
fsr-3978	191	28	factors	factor	NOUN
fsr-3978	191	29	behind	behind	ADP
fsr-3978	191	30	the	the	DET
fsr-3978	191	31	relationship	relationship	NOUN
fsr-3978	191	32	between	between	ADP
fsr-3978	191	33	males	male	NOUN
fsr-3978	191	34	and	and	CCONJ
fsr-3978	191	35	exiting	exit	VERB
fsr-3978	191	36	the	the	DET
fsr-3978	191	37	capital	capital	NOUN
fsr-3978	191	38	markets	market	NOUN
fsr-3978	191	39	.	.	PUNCT
fsr-3978	192	1	for	for	ADP
fsr-3978	192	2	example	example	NOUN
fsr-3978	192	3	,	,	PUNCT
fsr-3978	192	4	because	because	SCONJ
fsr-3978	192	5	males	male	NOUN
fsr-3978	192	6	are	be	AUX
fsr-3978	192	7	likely	likely	ADJ
fsr-3978	192	8	to	to	PART
fsr-3978	192	9	have	have	VERB
fsr-3978	192	10	a	a	DET
fsr-3978	192	11	higher	high	ADJ
fsr-3978	192	12	risk	risk	NOUN
fsr-3978	192	13	tolerance	tolerance	NOUN
fsr-3978	192	14	,	,	PUNCT
fsr-3978	192	15	and	and	CCONJ
fsr-3978	192	16	thus	thus	ADV
fsr-3978	192	17	are	be	AUX
fsr-3978	192	18	likely	likely	ADJ
fsr-3978	192	19	to	to	PART
fsr-3978	192	20	hold	hold	VERB
fsr-3978	192	21	a	a	DET
fsr-3978	192	22	greater	great	ADJ
fsr-3978	192	23	allocation	allocation	NOUN
fsr-3978	192	24	to	to	ADP
fsr-3978	192	25	stocks	stock	NOUN
fsr-3978	192	26	(	(	PUNCT
fsr-3978	192	27	heo	heo	PROPN
fsr-3978	192	28	et	et	PROPN
fsr-3978	192	29	al	al	PROPN
fsr-3978	192	30	.	.	PROPN
fsr-3978	192	31	,	,	PUNCT
fsr-3978	192	32	2016	2016	NUM
fsr-3978	192	33	)	)	PUNCT
fsr-3978	192	34	males	male	NOUN
fsr-3978	192	35	simply	simply	ADV
fsr-3978	192	36	have	have	VERB
fsr-3978	192	37	more	more	ADJ
fsr-3978	192	38	to	to	PART
fsr-3978	192	39	lose	lose	VERB
fsr-3978	192	40	than	than	ADP
fsr-3978	192	41	females	female	NOUN
fsr-3978	192	42	sommer	sommer	NOUN
fsr-3978	192	43	et	et	PROPN
fsr-3978	192	44	al	al	PROPN
fsr-3978	192	45	.	.	PROPN
fsr-3978	192	46	95	95	NUM
fsr-3978	192	47	during	during	ADP
fsr-3978	192	48	a	a	DET
fsr-3978	192	49	market	market	NOUN
fsr-3978	192	50	correction	correction	NOUN
fsr-3978	192	51	.	.	PUNCT
fsr-3978	193	1	as	as	SCONJ
fsr-3978	193	2	stock	stock	NOUN
fsr-3978	193	3	prices	price	NOUN
fsr-3978	193	4	decline	decline	VERB
fsr-3978	193	5	,	,	PUNCT
fsr-3978	193	6	investors	investor	NOUN
fsr-3978	193	7	with	with	ADP
fsr-3978	193	8	greater	great	ADJ
fsr-3978	193	9	exposure	exposure	NOUN
fsr-3978	193	10	may	may	AUX
fsr-3978	193	11	more	more	ADV
fsr-3978	193	12	be	be	AUX
fsr-3978	193	13	tempted	tempt	VERB
fsr-3978	193	14	to	to	PART
fsr-3978	193	15	“	"	PUNCT
fsr-3978	193	16	cut	cut	VERB
fsr-3978	193	17	their	their	PRON
fsr-3978	193	18	losses	loss	NOUN
fsr-3978	193	19	”	"	PUNCT
fsr-3978	193	20	and	and	CCONJ
fsr-3978	193	21	seek	seek	VERB
fsr-3978	193	22	to	to	PART
fsr-3978	193	23	preserve	preserve	VERB
fsr-3978	193	24	principle	principle	NOUN
fsr-3978	193	25	in	in	ADP
fsr-3978	193	26	the	the	DET
fsr-3978	193	27	safety	safety	NOUN
fsr-3978	193	28	of	of	ADP
fsr-3978	193	29	cash	cash	NOUN
fsr-3978	193	30	and	and	CCONJ
fsr-3978	193	31	cash	cash	NOUN
fsr-3978	193	32	equivalents	equivalent	NOUN
fsr-3978	193	33	.	.	PUNCT
fsr-3978	194	1	additionally	additionally	ADV
fsr-3978	194	2	,	,	PUNCT
fsr-3978	194	3	market	market	NOUN
fsr-3978	194	4	declines	decline	NOUN
fsr-3978	194	5	may	may	AUX
fsr-3978	194	6	be	be	AUX
fsr-3978	194	7	less	less	ADJ
fsr-3978	194	8	salient	salient	NOUN
fsr-3978	194	9	to	to	ADP
fsr-3978	194	10	investors	investor	NOUN
fsr-3978	194	11	with	with	ADP
fsr-3978	194	12	smaller	small	ADJ
fsr-3978	194	13	stock	stock	NOUN
fsr-3978	194	14	allocations	allocation	NOUN
fsr-3978	194	15	,	,	PUNCT
fsr-3978	194	16	and	and	CCONJ
fsr-3978	194	17	therefore	therefore	ADV
fsr-3978	194	18	these	these	DET
fsr-3978	194	19	investors	investor	NOUN
fsr-3978	194	20	may	may	AUX
fsr-3978	194	21	be	be	AUX
fsr-3978	194	22	more	more	ADV
fsr-3978	194	23	likely	likely	ADJ
fsr-3978	194	24	to	to	PART
fsr-3978	194	25	embrace	embrace	VERB
fsr-3978	194	26	the	the	DET
fsr-3978	194	27	status	status	NOUN
fsr-3978	194	28	quo	quo	NOUN
fsr-3978	194	29	and	and	CCONJ
fsr-3978	194	30	refrain	refrain	VERB
fsr-3978	194	31	from	from	ADP
fsr-3978	194	32	making	make	VERB
fsr-3978	194	33	changes	change	NOUN
fsr-3978	194	34	to	to	ADP
fsr-3978	194	35	portfolios	portfolio	NOUN
fsr-3978	194	36	.	.	PUNCT
fsr-3978	195	1	a	a	DET
fsr-3978	195	2	second	second	ADJ
fsr-3978	195	3	possible	possible	ADJ
fsr-3978	195	4	explanation	explanation	NOUN
fsr-3978	195	5	may	may	AUX
fsr-3978	195	6	be	be	AUX
fsr-3978	195	7	that	that	SCONJ
fsr-3978	195	8	males	male	NOUN
fsr-3978	195	9	are	be	AUX
fsr-3978	195	10	less	less	ADV
fsr-3978	195	11	likely	likely	ADJ
fsr-3978	195	12	to	to	PART
fsr-3978	195	13	use	use	VERB
fsr-3978	195	14	and	and	CCONJ
fsr-3978	195	15	trust	trust	VERB
fsr-3978	195	16	a	a	DET
fsr-3978	195	17	financial	financial	ADJ
fsr-3978	195	18	advisor	advisor	NOUN
fsr-3978	195	19	compared	compare	VERB
fsr-3978	195	20	to	to	ADP
fsr-3978	195	21	females	female	NOUN
fsr-3978	195	22	(	(	PUNCT
fsr-3978	195	23	collins	collin	NOUN
fsr-3978	195	24	,	,	PUNCT
fsr-3978	195	25	2012	2012	NUM
fsr-3978	195	26	)	)	PUNCT
fsr-3978	195	27	.	.	PUNCT
fsr-3978	196	1	the	the	DET
fsr-3978	196	2	guidance	guidance	NOUN
fsr-3978	196	3	provided	provide	VERB
fsr-3978	196	4	by	by	ADP
fsr-3978	196	5	advisors	advisor	NOUN
fsr-3978	196	6	during	during	ADP
fsr-3978	196	7	periods	period	NOUN
fsr-3978	196	8	of	of	ADP
fsr-3978	196	9	market	market	NOUN
fsr-3978	196	10	volatility	volatility	NOUN
fsr-3978	196	11	about	about	ADP
fsr-3978	196	12	the	the	DET
fsr-3978	196	13	benefits	benefit	NOUN
fsr-3978	196	14	of	of	ADP
fsr-3978	196	15	maintaining	maintain	VERB
fsr-3978	196	16	a	a	DET
fsr-3978	196	17	long	long	ADJ
fsr-3978	196	18	-	-	PUNCT
fsr-3978	196	19	term	term	NOUN
fsr-3978	196	20	perspective	perspective	NOUN
fsr-3978	196	21	are	be	AUX
fsr-3978	196	22	invaluable	invaluable	ADJ
fsr-3978	196	23	.	.	PUNCT
fsr-3978	197	1	kinniry	kinniry	PROPN
fsr-3978	197	2	et	et	PROPN
fsr-3978	197	3	al	al	PROPN
fsr-3978	197	4	.	.	PROPN
fsr-3978	198	1	(	(	PUNCT
fsr-3978	198	2	2014	2014	NUM
fsr-3978	198	3	)	)	PUNCT
fsr-3978	198	4	estimated	estimate	VERB
fsr-3978	198	5	the	the	DET
fsr-3978	198	6	economic	economic	ADJ
fsr-3978	198	7	benefits	benefit	NOUN
fsr-3978	198	8	of	of	ADP
fsr-3978	198	9	a	a	DET
fsr-3978	198	10	financial	financial	ADJ
fsr-3978	198	11	advisor	advisor	NOUN
fsr-3978	198	12	’s	’s	PART
fsr-3978	198	13	advice	advice	NOUN
fsr-3978	198	14	was	be	AUX
fsr-3978	198	15	an	an	DET
fsr-3978	198	16	incremental	incremental	ADJ
fsr-3978	198	17	3	3	NUM
fsr-3978	198	18	percent	percent	NOUN
fsr-3978	198	19	per	per	ADP
fsr-3978	198	20	year	year	NOUN
fsr-3978	198	21	,	,	PUNCT
fsr-3978	198	22	half	half	NOUN
fsr-3978	198	23	of	of	ADP
fsr-3978	198	24	which	which	PRON
fsr-3978	198	25	was	be	AUX
fsr-3978	198	26	attributable	attributable	ADJ
fsr-3978	198	27	to	to	ADP
fsr-3978	198	28	‘	'	PUNCT
fsr-3978	198	29	behavioral	behavioral	ADJ
fsr-3978	198	30	coaching	coaching	NOUN
fsr-3978	198	31	.	.	PUNCT
fsr-3978	198	32	’	'	PUNCT
fsr-3978	199	1	according	accord	VERB
fsr-3978	199	2	to	to	ADP
fsr-3978	199	3	kinniry	kinniry	PROPN
fsr-3978	199	4	et	et	PROPN
fsr-3978	199	5	al	al	PROPN
fsr-3978	199	6	.	.	PROPN
fsr-3978	200	1	(	(	PUNCT
fsr-3978	200	2	2014	2014	NUM
fsr-3978	200	3	)	)	PUNCT
fsr-3978	200	4	volatile	volatile	ADJ
fsr-3978	200	5	markets	market	NOUN
fsr-3978	200	6	influence	influence	VERB
fsr-3978	200	7	investors	investor	NOUN
fsr-3978	200	8	’	’	PART
fsr-3978	200	9	confidence	confidence	NOUN
fsr-3978	200	10	and	and	CCONJ
fsr-3978	200	11	financial	financial	ADJ
fsr-3978	200	12	advisors	advisor	NOUN
fsr-3978	200	13	can	can	AUX
fsr-3978	200	14	act	act	VERB
fsr-3978	200	15	as	as	ADP
fsr-3978	200	16	‘	'	PUNCT
fsr-3978	200	17	emotional	emotional	ADJ
fsr-3978	200	18	circuit	circuit	NOUN
fsr-3978	200	19	breakers	breaker	NOUN
fsr-3978	200	20	’	'	PUNCT
fsr-3978	200	21	by	by	ADP
fsr-3978	200	22	helping	help	VERB
fsr-3978	200	23	clients	client	NOUN
fsr-3978	200	24	overcome	overcome	VERB
fsr-3978	200	25	the	the	DET
fsr-3978	200	26	natural	natural	ADJ
fsr-3978	200	27	tendency	tendency	NOUN
fsr-3978	200	28	to	to	PART
fsr-3978	200	29	sell	sell	VERB
fsr-3978	200	30	high	high	ADJ
fsr-3978	200	31	and	and	CCONJ
fsr-3978	200	32	buy	buy	VERB
fsr-3978	200	33	low	low	ADJ
fsr-3978	200	34	.	.	PUNCT
fsr-3978	201	1	a	a	DET
fsr-3978	201	2	final	final	ADJ
fsr-3978	201	3	explanation	explanation	NOUN
fsr-3978	201	4	may	may	AUX
fsr-3978	201	5	be	be	AUX
fsr-3978	201	6	the	the	DET
fsr-3978	201	7	sensation	sensation	NOUN
fsr-3978	201	8	-	-	PUNCT
fsr-3978	201	9	seeking	seek	VERB
fsr-3978	201	10	and	and	CCONJ
fsr-3978	201	11	gambling	gambling	NOUN
fsr-3978	201	12	attitudes	attitude	NOUN
fsr-3978	201	13	of	of	ADP
fsr-3978	201	14	males	male	NOUN
fsr-3978	201	15	suggested	suggest	VERB
fsr-3978	201	16	by	by	ADP
fsr-3978	201	17	cuervo	cuervo	PROPN
fsr-3978	201	18	et	et	PROPN
fsr-3978	201	19	al	al	PROPN
fsr-3978	201	20	.	.	PROPN
fsr-3978	202	1	(	(	PUNCT
fsr-3978	202	2	2019	2019	NUM
fsr-3978	202	3	)	)	PUNCT
fsr-3978	202	4	who	who	PRON
fsr-3978	202	5	also	also	ADV
fsr-3978	202	6	found	find	VERB
fsr-3978	202	7	that	that	SCONJ
fsr-3978	202	8	overconfidence	overconfidence	NOUN
fsr-3978	202	9	did	do	AUX
fsr-3978	202	10	not	not	PART
fsr-3978	202	11	fully	fully	ADV
fsr-3978	202	12	explain	explain	VERB
fsr-3978	202	13	the	the	DET
fsr-3978	202	14	gender	gender	NOUN
fsr-3978	202	15	trading	trading	NOUN
fsr-3978	202	16	gap	gap	NOUN
fsr-3978	202	17	.	.	PUNCT
fsr-3978	203	1	perhaps	perhaps	ADV
fsr-3978	203	2	males	male	NOUN
fsr-3978	203	3	are	be	AUX
fsr-3978	203	4	more	more	ADV
fsr-3978	203	5	prone	prone	ADJ
fsr-3978	203	6	to	to	ADP
fsr-3978	203	7	excessive	excessive	ADJ
fsr-3978	203	8	trading	trading	NOUN
fsr-3978	203	9	not	not	PART
fsr-3978	203	10	only	only	ADV
fsr-3978	203	11	in	in	ADP
fsr-3978	203	12	the	the	DET
fsr-3978	203	13	hopes	hope	NOUN
fsr-3978	203	14	of	of	ADP
fsr-3978	203	15	maximizing	maximize	VERB
fsr-3978	203	16	risk	risk	NOUN
fsr-3978	203	17	-	-	PUNCT
fsr-3978	203	18	adjusted	adjust	VERB
fsr-3978	203	19	returns	return	NOUN
fsr-3978	203	20	but	but	CCONJ
fsr-3978	203	21	also	also	ADV
fsr-3978	203	22	to	to	PART
fsr-3978	203	23	experience	experience	VERB
fsr-3978	203	24	the	the	DET
fsr-3978	203	25	thrill	thrill	NOUN
fsr-3978	203	26	of	of	ADP
fsr-3978	203	27	stock	stock	NOUN
fsr-3978	203	28	investing	investing	NOUN
fsr-3978	203	29	.	.	PUNCT
fsr-3978	204	1	limitations	limitation	NOUN
fsr-3978	204	2	to	to	PART
fsr-3978	204	3	address	address	VERB
fsr-3978	204	4	some	some	PRON
fsr-3978	204	5	of	of	ADP
fsr-3978	204	6	the	the	DET
fsr-3978	204	7	limitations	limitation	NOUN
fsr-3978	204	8	of	of	ADP
fsr-3978	204	9	this	this	DET
fsr-3978	204	10	study	study	NOUN
fsr-3978	204	11	,	,	PUNCT
fsr-3978	204	12	future	future	ADJ
fsr-3978	204	13	research	research	NOUN
fsr-3978	204	14	that	that	PRON
fsr-3978	204	15	incorporates	incorporate	VERB
fsr-3978	204	16	asset	asset	NOUN
fsr-3978	204	17	allocation	allocation	NOUN
fsr-3978	204	18	,	,	PUNCT
fsr-3978	204	19	financial	financial	ADJ
fsr-3978	204	20	advisor	advisor	NOUN
fsr-3978	204	21	use	use	NOUN
fsr-3978	204	22	,	,	PUNCT
fsr-3978	204	23	and	and	CCONJ
fsr-3978	204	24	non	non	ADJ
fsr-3978	204	25	-	-	ADJ
fsr-3978	204	26	financial	financial	ADJ
fsr-3978	204	27	motivations	motivation	NOUN
fsr-3978	204	28	behind	behind	ADP
fsr-3978	204	29	stock	stock	NOUN
fsr-3978	204	30	investing	investing	NOUN
fsr-3978	204	31	would	would	AUX
fsr-3978	204	32	potentially	potentially	ADV
fsr-3978	204	33	add	add	VERB
fsr-3978	204	34	to	to	ADP
fsr-3978	204	35	the	the	DET
fsr-3978	204	36	existing	exist	VERB
fsr-3978	204	37	body	body	NOUN
fsr-3978	204	38	of	of	ADP
fsr-3978	204	39	knowledge	knowledge	NOUN
fsr-3978	204	40	.	.	PUNCT
fsr-3978	205	1	in	in	ADP
fsr-3978	205	2	addition	addition	NOUN
fsr-3978	205	3	to	to	ADP
fsr-3978	205	4	omitted	omit	VERB
fsr-3978	205	5	variable	variable	ADJ
fsr-3978	205	6	bias	bias	NOUN
fsr-3978	205	7	,	,	PUNCT
fsr-3978	205	8	there	there	PRON
fsr-3978	205	9	were	be	VERB
fsr-3978	205	10	three	three	NUM
fsr-3978	205	11	other	other	ADJ
fsr-3978	205	12	limitations	limitation	NOUN
fsr-3978	205	13	regarding	regard	VERB
fsr-3978	205	14	the	the	DET
fsr-3978	205	15	sample	sample	NOUN
fsr-3978	205	16	and	and	CCONJ
fsr-3978	205	17	survey	survey	NOUN
fsr-3978	205	18	instrument	instrument	NOUN
fsr-3978	205	19	.	.	PUNCT
fsr-3978	206	1	first	first	ADV
fsr-3978	206	2	,	,	PUNCT
fsr-3978	206	3	the	the	DET
fsr-3978	206	4	asset	asset	NOUN
fsr-3978	206	5	manager	manager	NOUN
fsr-3978	206	6	’s	’s	PART
fsr-3978	206	7	clientele	clientele	NOUN
fsr-3978	206	8	skewed	skew	VERB
fsr-3978	206	9	towards	towards	ADP
fsr-3978	206	10	an	an	DET
fsr-3978	206	11	older	old	ADJ
fsr-3978	206	12	,	,	PUNCT
fsr-3978	206	13	highly	highly	ADV
fsr-3978	206	14	educated	educate	VERB
fsr-3978	206	15	,	,	PUNCT
fsr-3978	206	16	and	and	CCONJ
fsr-3978	206	17	wealthier	wealthy	ADJ
fsr-3978	206	18	cohort	cohort	NOUN
fsr-3978	206	19	which	which	PRON
fsr-3978	206	20	may	may	AUX
fsr-3978	206	21	not	not	PART
fsr-3978	206	22	be	be	AUX
fsr-3978	206	23	representative	representative	ADJ
fsr-3978	206	24	of	of	ADP
fsr-3978	206	25	the	the	DET
fsr-3978	206	26	general	general	ADJ
fsr-3978	206	27	population	population	NOUN
fsr-3978	206	28	or	or	CCONJ
fsr-3978	206	29	u.s	u.s	PROPN
fsr-3978	206	30	.	.	PROPN
fsr-3978	206	31	retail	retail	ADJ
fsr-3978	206	32	investors	investor	NOUN
fsr-3978	206	33	.	.	PUNCT
fsr-3978	207	1	a	a	DET
fsr-3978	207	2	more	more	ADV
fsr-3978	207	3	diverse	diverse	ADJ
fsr-3978	207	4	sample	sample	NOUN
fsr-3978	207	5	may	may	AUX
fsr-3978	207	6	have	have	AUX
fsr-3978	207	7	yielded	yield	VERB
fsr-3978	207	8	different	different	ADJ
fsr-3978	207	9	results	result	NOUN
fsr-3978	207	10	.	.	PUNCT
fsr-3978	208	1	second	second	ADV
fsr-3978	208	2	,	,	PUNCT
fsr-3978	208	3	expanding	expand	VERB
fsr-3978	208	4	the	the	DET
fsr-3978	208	5	‘	'	PUNCT
fsr-3978	208	6	big	big	ADJ
fsr-3978	208	7	three	three	NUM
fsr-3978	208	8	’	'	PUNCT
fsr-3978	208	9	objective	objective	ADJ
fsr-3978	208	10	knowledge	knowledge	NOUN
fsr-3978	208	11	items	item	NOUN
fsr-3978	208	12	to	to	ADP
fsr-3978	208	13	the	the	DET
fsr-3978	208	14	‘	'	PUNCT
fsr-3978	208	15	big	big	ADJ
fsr-3978	208	16	five	five	NUM
fsr-3978	208	17	’	'	PUNCT
fsr-3978	208	18	that	that	PRON
fsr-3978	208	19	includes	include	VERB
fsr-3978	208	20	additional	additional	ADJ
fsr-3978	208	21	items	item	NOUN
fsr-3978	208	22	regarding	regard	VERB
fsr-3978	208	23	the	the	DET
fsr-3978	208	24	relationship	relationship	NOUN
fsr-3978	208	25	between	between	ADP
fsr-3978	208	26	interest	interest	NOUN
fsr-3978	208	27	rates	rate	NOUN
fsr-3978	208	28	and	and	CCONJ
fsr-3978	208	29	bond	bond	NOUN
fsr-3978	208	30	prices	price	NOUN
fsr-3978	208	31	and	and	CCONJ
fsr-3978	208	32	mortgage	mortgage	NOUN
fsr-3978	208	33	amortization	amortization	NOUN
fsr-3978	208	34	(	(	PUNCT
fsr-3978	208	35	lusardi	lusardi	PROPN
fsr-3978	208	36	&	&	CCONJ
fsr-3978	208	37	mitchell	mitchell	PROPN
fsr-3978	208	38	,	,	PUNCT
fsr-3978	208	39	2011	2011	NUM
fsr-3978	208	40	)	)	PUNCT
fsr-3978	208	41	may	may	AUX
fsr-3978	208	42	have	have	AUX
fsr-3978	208	43	yielded	yield	VERB
fsr-3978	208	44	a	a	DET
fsr-3978	208	45	more	more	ADV
fsr-3978	208	46	complete	complete	ADJ
fsr-3978	208	47	picture	picture	NOUN
fsr-3978	208	48	of	of	ADP
fsr-3978	208	49	respondents	respondent	NOUN
fsr-3978	208	50	’	'	PUNCT
fsr-3978	208	51	financial	financial	ADJ
fsr-3978	208	52	literacy	literacy	NOUN
fsr-3978	208	53	.	.	PUNCT
fsr-3978	209	1	lastly	lastly	ADV
fsr-3978	209	2	,	,	PUNCT
fsr-3978	209	3	capturing	capture	VERB
fsr-3978	209	4	the	the	DET
fsr-3978	209	5	percentage	percentage	NOUN
fsr-3978	209	6	of	of	ADP
fsr-3978	209	7	respondent	respondent	NOUN
fsr-3978	209	8	portfolios	portfolio	NOUN
fsr-3978	209	9	that	that	PRON
fsr-3978	209	10	had	have	AUX
fsr-3978	209	11	shifted	shift	VERB
fsr-3978	209	12	from	from	ADP
fsr-3978	209	13	stocks	stock	NOUN
fsr-3978	209	14	and	and	CCONJ
fsr-3978	209	15	bonds	bond	NOUN
fsr-3978	209	16	to	to	ADP
fsr-3978	209	17	cash	cash	NOUN
fsr-3978	209	18	may	may	AUX
fsr-3978	209	19	have	have	AUX
fsr-3978	209	20	improved	improve	VERB
fsr-3978	209	21	the	the	DET
fsr-3978	209	22	richness	richness	NOUN
fsr-3978	209	23	of	of	ADP
fsr-3978	209	24	the	the	DET
fsr-3978	209	25	analysis	analysis	NOUN
fsr-3978	209	26	.	.	PUNCT
fsr-3978	210	1	implications	implication	NOUN
fsr-3978	210	2	our	our	PRON
fsr-3978	210	3	study	study	NOUN
fsr-3978	210	4	of	of	ADP
fsr-3978	210	5	gender	gender	NOUN
fsr-3978	210	6	-	-	PUNCT
fsr-3978	210	7	related	relate	VERB
fsr-3978	210	8	trading	trading	NOUN
fsr-3978	210	9	differences	difference	NOUN
fsr-3978	210	10	offers	offer	VERB
fsr-3978	210	11	valuable	valuable	ADJ
fsr-3978	210	12	takeaways	takeaway	NOUN
fsr-3978	210	13	for	for	ADP
fsr-3978	210	14	financial	financial	ADJ
fsr-3978	210	15	practitioners	practitioner	NOUN
fsr-3978	210	16	.	.	PUNCT
fsr-3978	211	1	during	during	ADP
fsr-3978	211	2	this	this	DET
fsr-3978	211	3	period	period	NOUN
fsr-3978	211	4	,	,	PUNCT
fsr-3978	211	5	females	female	NOUN
fsr-3978	211	6	were	be	AUX
fsr-3978	211	7	more	more	ADV
fsr-3978	211	8	likely	likely	ADJ
fsr-3978	211	9	to	to	PART
fsr-3978	211	10	feel	feel	VERB
fsr-3978	211	11	financial	financial	ADJ
fsr-3978	211	12	stress	stress	NOUN
fsr-3978	211	13	and	and	CCONJ
fsr-3978	211	14	males	male	NOUN
fsr-3978	211	15	were	be	AUX
fsr-3978	211	16	more	more	ADV
fsr-3978	211	17	likely	likely	ADJ
fsr-3978	211	18	to	to	PART
fsr-3978	211	19	feel	feel	VERB
fsr-3978	211	20	overconfident	overconfident	ADJ
fsr-3978	211	21	in	in	ADP
fsr-3978	211	22	their	their	PRON
fsr-3978	211	23	financial	financial	ADJ
fsr-3978	211	24	abilities	ability	NOUN
fsr-3978	211	25	.	.	PUNCT
fsr-3978	212	1	both	both	CCONJ
fsr-3978	212	2	the	the	DET
fsr-3978	212	3	feelings	feeling	NOUN
fsr-3978	212	4	of	of	ADP
fsr-3978	212	5	financial	financial	ADJ
fsr-3978	212	6	stress	stress	NOUN
fsr-3978	212	7	and	and	CCONJ
fsr-3978	212	8	investment	investment	NOUN
fsr-3978	212	9	overconfidence	overconfidence	NOUN
fsr-3978	212	10	were	be	AUX
fsr-3978	212	11	linked	link	VERB
fsr-3978	212	12	to	to	ADP
fsr-3978	212	13	moving	move	VERB
fsr-3978	212	14	out	out	ADP
fsr-3978	212	15	of	of	ADP
fsr-3978	212	16	stocks	stock	NOUN
fsr-3978	212	17	and	and	CCONJ
fsr-3978	212	18	bonds	bond	NOUN
fsr-3978	212	19	,	,	PUNCT
fsr-3978	212	20	which	which	PRON
fsr-3978	212	21	in	in	ADP
fsr-3978	212	22	hindsight	hindsight	ADJ
fsr-3978	212	23	may	may	AUX
fsr-3978	212	24	have	have	AUX
fsr-3978	212	25	been	be	AUX
fsr-3978	212	26	a	a	DET
fsr-3978	212	27	mistake	mistake	NOUN
fsr-3978	212	28	.	.	PUNCT
fsr-3978	213	1	consider	consider	VERB
fsr-3978	213	2	that	that	PRON
fsr-3978	213	3	from	from	ADP
fsr-3978	213	4	october	october	PROPN
fsr-3978	213	5	2022	2022	NUM
fsr-3978	213	6	to	to	ADP
fsr-3978	213	7	december	december	PROPN
fsr-3978	213	8	2023	2023	NUM
fsr-3978	213	9	,	,	PUNCT
fsr-3978	213	10	the	the	DET
fsr-3978	213	11	s&p	s&p	PROPN
fsr-3978	213	12	500	500	NUM
fsr-3978	213	13	gained	gain	VERB
fsr-3978	213	14	35.8	35.8	NUM
fsr-3978	213	15	%	%	NOUN
fsr-3978	213	16	and	and	CCONJ
fsr-3978	213	17	the	the	DET
fsr-3978	213	18	bloomberg	bloomberg	PROPN
fsr-3978	213	19	u.s	u.s	PROPN
fsr-3978	213	20	.	.	PROPN
fsr-3978	213	21	aggregate	aggregate	ADJ
fsr-3978	213	22	bond	bond	NOUN
fsr-3978	213	23	index	index	NOUN
fsr-3978	213	24	rose	rise	VERB
fsr-3978	213	25	7.5	7.5	NUM
fsr-3978	213	26	%	%	NOUN
fsr-3978	213	27	(	(	PUNCT
fsr-3978	213	28	bloomberg	bloomberg	NOUN
fsr-3978	213	29	,	,	PUNCT
fsr-3978	213	30	2024	2024	NUM
fsr-3978	213	31	)	)	PUNCT
fsr-3978	213	32	.	.	PUNCT
fsr-3978	214	1	investors	investor	NOUN
fsr-3978	214	2	who	who	PRON
fsr-3978	214	3	panicked	panic	VERB
fsr-3978	214	4	in	in	ADP
fsr-3978	214	5	2022	2022	NUM
fsr-3978	214	6	likely	likely	ADV
fsr-3978	214	7	fell	fall	VERB
fsr-3978	214	8	into	into	ADP
fsr-3978	214	9	the	the	DET
fsr-3978	214	10	trap	trap	NOUN
fsr-3978	214	11	of	of	ADP
fsr-3978	214	12	buying	buy	VERB
fsr-3978	214	13	high	high	ADJ
fsr-3978	214	14	and	and	CCONJ
fsr-3978	214	15	selling	sell	VERB
fsr-3978	214	16	low	low	ADV
fsr-3978	214	17	,	,	PUNCT
fsr-3978	214	18	putting	put	VERB
fsr-3978	214	19	their	their	PRON
fsr-3978	214	20	long	long	ADJ
fsr-3978	214	21	-	-	PUNCT
fsr-3978	214	22	term	term	NOUN
fsr-3978	214	23	financial	financial	ADJ
fsr-3978	214	24	goals	goal	NOUN
fsr-3978	214	25	such	such	ADJ
fsr-3978	214	26	as	as	ADP
fsr-3978	214	27	retirement	retirement	NOUN
fsr-3978	214	28	,	,	PUNCT
fsr-3978	214	29	funding	fund	VERB
fsr-3978	214	30	a	a	DET
fsr-3978	214	31	college	college	NOUN
fsr-3978	214	32	education	education	NOUN
fsr-3978	214	33	for	for	ADP
fsr-3978	214	34	a	a	DET
fsr-3978	214	35	child	child	NOUN
fsr-3978	214	36	,	,	PUNCT
fsr-3978	214	37	or	or	CCONJ
fsr-3978	214	38	buying	buy	VERB
fsr-3978	214	39	a	a	DET
fsr-3978	214	40	new	new	ADJ
fsr-3978	214	41	home	home	NOUN
fsr-3978	214	42	in	in	ADP
fsr-3978	214	43	jeopardy	jeopardy	NOUN
fsr-3978	214	44	.	.	PUNCT
fsr-3978	215	1	practitioners	practitioner	NOUN
fsr-3978	215	2	able	able	ADJ
fsr-3978	215	3	to	to	PART
fsr-3978	215	4	identify	identify	VERB
fsr-3978	215	5	signs	sign	NOUN
fsr-3978	215	6	of	of	ADP
fsr-3978	215	7	stress	stress	NOUN
fsr-3978	215	8	and	and	CCONJ
fsr-3978	215	9	overconfidence	overconfidence	NOUN
fsr-3978	215	10	and	and	CCONJ
fsr-3978	215	11	intervene	intervene	VERB
fsr-3978	215	12	with	with	ADP
fsr-3978	215	13	the	the	DET
fsr-3978	215	14	appropriate	appropriate	ADJ
fsr-3978	215	15	tools	tool	NOUN
fsr-3978	215	16	and	and	CCONJ
fsr-3978	215	17	techniques	technique	NOUN
fsr-3978	215	18	may	may	AUX
fsr-3978	215	19	be	be	AUX
fsr-3978	215	20	able	able	ADJ
fsr-3978	215	21	to	to	PART
fsr-3978	215	22	provide	provide	VERB
fsr-3978	215	23	a	a	DET
fsr-3978	215	24	differentiated	differentiated	ADJ
fsr-3978	215	25	client	client	NOUN
fsr-3978	215	26	experience	experience	NOUN
fsr-3978	215	27	.	.	PUNCT
fsr-3978	216	1	at	at	ADP
fsr-3978	216	2	the	the	DET
fsr-3978	216	3	same	same	ADJ
fsr-3978	216	4	time	time	NOUN
fsr-3978	216	5	,	,	PUNCT
fsr-3978	216	6	properly	properly	ADV
fsr-3978	216	7	advised	advise	VERB
fsr-3978	216	8	investors	investor	NOUN
fsr-3978	216	9	are	be	AUX
fsr-3978	216	10	positioned	position	VERB
fsr-3978	216	11	to	to	PART
fsr-3978	216	12	reap	reap	VERB
fsr-3978	216	13	the	the	DET
fsr-3978	216	14	benefits	benefit	NOUN
fsr-3978	216	15	of	of	ADP
fsr-3978	216	16	the	the	DET
fsr-3978	216	17	incremental	incremental	ADJ
fsr-3978	216	18	returns	return	NOUN
fsr-3978	216	19	quantified	quantify	VERB
fsr-3978	216	20	by	by	ADP
fsr-3978	216	21	kinniry	kinniry	PROPN
fsr-3978	216	22	et	et	PROPN
fsr-3978	216	23	al	al	PROPN
fsr-3978	216	24	.	.	PROPN
fsr-3978	217	1	(	(	PUNCT
fsr-3978	217	2	2014	2014	NUM
fsr-3978	217	3	)	)	PUNCT
fsr-3978	217	4	.	.	PUNCT
fsr-3978	218	1	one	one	NUM
fsr-3978	218	2	of	of	ADP
fsr-3978	218	3	the	the	DET
fsr-3978	218	4	first	first	ADJ
fsr-3978	218	5	steps	step	NOUN
fsr-3978	218	6	a	a	DET
fsr-3978	218	7	practitioner	practitioner	NOUN
fsr-3978	218	8	might	might	AUX
fsr-3978	218	9	consider	consider	VERB
fsr-3978	218	10	with	with	ADP
fsr-3978	218	11	clients	client	NOUN
fsr-3978	218	12	experiencing	experience	VERB
fsr-3978	218	13	financial	financial	ADJ
fsr-3978	218	14	stress	stress	NOUN
fsr-3978	218	15	is	be	AUX
fsr-3978	218	16	a	a	DET
fsr-3978	218	17	risk	risk	NOUN
fsr-3978	218	18	tolerance	tolerance	NOUN
fsr-3978	218	19	reassessment	reassessment	NOUN
fsr-3978	218	20	.	.	PUNCT
fsr-3978	219	1	typically	typically	ADV
fsr-3978	219	2	,	,	PUNCT
fsr-3978	219	3	an	an	DET
fsr-3978	219	4	initial	initial	ADJ
fsr-3978	219	5	assessment	assessment	NOUN
fsr-3978	219	6	is	be	AUX
fsr-3978	219	7	done	do	VERB
fsr-3978	219	8	by	by	ADP
fsr-3978	219	9	using	use	VERB
fsr-3978	219	10	a	a	DET
fsr-3978	219	11	questionnaire	questionnaire	NOUN
fsr-3978	219	12	and	and	CCONJ
fsr-3978	219	13	associated	associate	VERB
fsr-3978	219	14	scoring	scoring	NOUN
fsr-3978	219	15	methodology	methodology	NOUN
fsr-3978	219	16	,	,	PUNCT
fsr-3978	219	17	with	with	ADP
fsr-3978	219	18	higher	high	ADJ
fsr-3978	219	19	scores	score	NOUN
fsr-3978	219	20	indicative	indicative	ADJ
fsr-3978	219	21	of	of	ADP
fsr-3978	219	22	a	a	DET
fsr-3978	219	23	higher	high	ADJ
fsr-3978	219	24	risk	risk	NOUN
fsr-3978	219	25	tolerance	tolerance	NOUN
fsr-3978	219	26	leading	lead	VERB
fsr-3978	219	27	the	the	DET
fsr-3978	219	28	practitioner	practitioner	NOUN
fsr-3978	219	29	to	to	PART
fsr-3978	219	30	recommend	recommend	VERB
fsr-3978	219	31	a	a	DET
fsr-3978	219	32	greater	great	ADJ
fsr-3978	219	33	equity	equity	NOUN
fsr-3978	219	34	allocation	allocation	NOUN
fsr-3978	219	35	.	.	PUNCT
fsr-3978	220	1	only	only	ADV
fsr-3978	220	2	a	a	DET
fsr-3978	220	3	limited	limited	ADJ
fsr-3978	220	4	number	number	NOUN
fsr-3978	220	5	of	of	ADP
fsr-3978	220	6	these	these	DET
fsr-3978	220	7	commercially	commercially	ADV
fsr-3978	220	8	used	use	VERB
fsr-3978	220	9	risk	risk	NOUN
fsr-3978	220	10	-	-	PUNCT
fsr-3978	220	11	tolerance	tolerance	NOUN
fsr-3978	220	12	assessments	assessment	NOUN
fsr-3978	220	13	have	have	AUX
fsr-3978	220	14	been	be	AUX
fsr-3978	220	15	peer	peer	NOUN
fsr-3978	220	16	-	-	PUNCT
fsr-3978	220	17	reviewed	review	VERB
fsr-3978	220	18	within	within	ADP
fsr-3978	220	19	the	the	DET
fsr-3978	220	20	academic	academic	ADJ
fsr-3978	220	21	community	community	NOUN
fsr-3978	220	22	,	,	PUNCT
fsr-3978	220	23	and	and	CCONJ
fsr-3978	220	24	as	as	ADP
fsr-3978	220	25	a	a	DET
fsr-3978	220	26	result	result	NOUN
fsr-3978	220	27	may	may	AUX
fsr-3978	220	28	lack	lack	VERB
fsr-3978	220	29	reliability	reliability	NOUN
fsr-3978	220	30	and	and	CCONJ
fsr-3978	220	31	validity	validity	NOUN
fsr-3978	220	32	(	(	PUNCT
fsr-3978	220	33	kuzniak	kuzniak	PROPN
fsr-3978	220	34	et	et	PROPN
fsr-3978	220	35	al	al	PROPN
fsr-3978	220	36	.	.	PROPN
fsr-3978	220	37	,	,	PUNCT
fsr-3978	220	38	2015	2015	NUM
fsr-3978	220	39	)	)	PUNCT
fsr-3978	220	40	.	.	PUNCT
fsr-3978	221	1	faulty	faulty	ADJ
fsr-3978	221	2	assessments	assessment	NOUN
fsr-3978	221	3	may	may	AUX
fsr-3978	221	4	lead	lead	VERB
fsr-3978	221	5	to	to	ADP
fsr-3978	221	6	practitioner	practitioner	NOUN
fsr-3978	221	7	recommendations	recommendation	NOUN
fsr-3978	221	8	that	that	PRON
fsr-3978	221	9	are	be	AUX
fsr-3978	221	10	not	not	PART
fsr-3978	221	11	aligned	align	VERB
fsr-3978	221	12	with	with	ADP
fsr-3978	221	13	an	an	DET
fsr-3978	221	14	investor	investor	NOUN
fsr-3978	221	15	’s	’s	PART
fsr-3978	221	16	true	true	ADJ
fsr-3978	221	17	willingness	willingness	NOUN
fsr-3978	221	18	and	and	CCONJ
fsr-3978	221	19	ability	ability	NOUN
fsr-3978	221	20	to	to	PART
fsr-3978	221	21	assume	assume	VERB
fsr-3978	221	22	risk	risk	NOUN
fsr-3978	221	23	.	.	PUNCT
fsr-3978	222	1	panicked	panicked	ADJ
fsr-3978	222	2	selling	selling	NOUN
fsr-3978	222	3	in	in	ADP
fsr-3978	222	4	2022	2022	NUM
fsr-3978	222	5	may	may	AUX
fsr-3978	222	6	have	have	AUX
fsr-3978	222	7	been	be	AUX
fsr-3978	222	8	partly	partly	ADV
fsr-3978	222	9	the	the	DET
fsr-3978	222	10	result	result	NOUN
fsr-3978	222	11	of	of	ADP
fsr-3978	222	12	equity	equity	NOUN
fsr-3978	222	13	allocations	allocation	NOUN
fsr-3978	222	14	that	that	PRON
fsr-3978	222	15	far	far	ADV
fsr-3978	222	16	financial	financial	ADJ
fsr-3978	222	17	services	service	NOUN
fsr-3978	222	18	review	review	NOUN
fsr-3978	222	19	,	,	PUNCT
fsr-3978	222	20	33(1	33(1	NUM
fsr-3978	222	21	)	)	PUNCT
fsr-3978	222	22	96	96	NUM
fsr-3978	222	23	exceeded	exceed	VERB
fsr-3978	222	24	actual	actual	ADJ
fsr-3978	222	25	financial	financial	ADJ
fsr-3978	222	26	risk	risk	NOUN
fsr-3978	222	27	tolerances	tolerance	NOUN
fsr-3978	222	28	.	.	PUNCT
fsr-3978	223	1	grable	grable	PROPN
fsr-3978	223	2	and	and	CCONJ
fsr-3978	223	3	lytton	lytton	PROPN
fsr-3978	223	4	(	(	PUNCT
fsr-3978	223	5	1999	1999	NUM
fsr-3978	223	6	)	)	PUNCT
fsr-3978	223	7	have	have	AUX
fsr-3978	223	8	developed	develop	VERB
fsr-3978	223	9	one	one	NUM
fsr-3978	223	10	of	of	ADP
fsr-3978	223	11	the	the	DET
fsr-3978	223	12	only	only	ADJ
fsr-3978	223	13	peer	peer	NOUN
fsr-3978	223	14	-	-	PUNCT
fsr-3978	223	15	reviewed	review	VERB
fsr-3978	223	16	,	,	PUNCT
fsr-3978	223	17	publicly	publicly	ADV
fsr-3978	223	18	available	available	ADJ
fsr-3978	223	19	risk	risk	NOUN
fsr-3978	223	20	assessment	assessment	NOUN
fsr-3978	223	21	tools	tool	NOUN
fsr-3978	223	22	at	at	ADP
fsr-3978	223	23	no	no	DET
fsr-3978	223	24	cost	cost	NOUN
fsr-3978	223	25	.	.	PUNCT
fsr-3978	224	1	the	the	DET
fsr-3978	224	2	tool	tool	NOUN
fsr-3978	224	3	consists	consist	VERB
fsr-3978	224	4	of	of	ADP
fsr-3978	224	5	13	13	NUM
fsr-3978	224	6	multiplechoice	multiplechoice	NOUN
fsr-3978	224	7	style	style	NOUN
fsr-3978	224	8	questions	question	NOUN
fsr-3978	224	9	with	with	ADP
fsr-3978	224	10	a	a	DET
fsr-3978	224	11	very	very	ADV
fsr-3978	224	12	straightforward	straightforward	ADJ
fsr-3978	224	13	scoring	scoring	NOUN
fsr-3978	224	14	methodology	methodology	NOUN
fsr-3978	224	15	.	.	PUNCT
fsr-3978	225	1	incorporating	incorporate	VERB
fsr-3978	225	2	this	this	DET
fsr-3978	225	3	tool	tool	NOUN
fsr-3978	225	4	into	into	ADP
fsr-3978	225	5	a	a	DET
fsr-3978	225	6	client	client	NOUN
fsr-3978	225	7	service	service	NOUN
fsr-3978	225	8	model	model	NOUN
fsr-3978	225	9	,	,	PUNCT
fsr-3978	225	10	particularly	particularly	ADV
fsr-3978	225	11	during	during	ADP
fsr-3978	225	12	times	time	NOUN
fsr-3978	225	13	of	of	ADP
fsr-3978	225	14	market	market	NOUN
fsr-3978	225	15	stress	stress	NOUN
fsr-3978	225	16	as	as	ADP
fsr-3978	225	17	a	a	DET
fsr-3978	225	18	robustness	robustness	NOUN
fsr-3978	225	19	check	check	NOUN
fsr-3978	225	20	to	to	ADP
fsr-3978	225	21	the	the	DET
fsr-3978	225	22	initial	initial	ADJ
fsr-3978	225	23	risk	risk	NOUN
fsr-3978	225	24	assessment	assessment	NOUN
fsr-3978	225	25	,	,	PUNCT
fsr-3978	225	26	may	may	AUX
fsr-3978	225	27	be	be	AUX
fsr-3978	225	28	very	very	ADV
fsr-3978	225	29	beneficial	beneficial	ADJ
fsr-3978	225	30	to	to	ADP
fsr-3978	225	31	both	both	DET
fsr-3978	225	32	the	the	DET
fsr-3978	225	33	practitioner	practitioner	NOUN
fsr-3978	225	34	and	and	CCONJ
fsr-3978	225	35	investor	investor	NOUN
fsr-3978	225	36	.	.	PUNCT
fsr-3978	226	1	another	another	DET
fsr-3978	226	2	technique	technique	NOUN
fsr-3978	226	3	that	that	PRON
fsr-3978	226	4	practitioners	practitioner	NOUN
fsr-3978	226	5	may	may	AUX
fsr-3978	226	6	use	use	VERB
fsr-3978	226	7	to	to	PART
fsr-3978	226	8	assist	assist	VERB
fsr-3978	226	9	financially	financially	ADV
fsr-3978	226	10	stressed	stressed	ADJ
fsr-3978	226	11	investors	investor	NOUN
fsr-3978	226	12	is	be	AUX
fsr-3978	226	13	to	to	PART
fsr-3978	226	14	improve	improve	VERB
fsr-3978	226	15	their	their	PRON
fsr-3978	226	16	financial	financial	ADJ
fsr-3978	226	17	literacy	literacy	NOUN
fsr-3978	226	18	.	.	PUNCT
fsr-3978	227	1	financial	financial	ADJ
fsr-3978	227	2	literacy	literacy	NOUN
fsr-3978	227	3	consists	consist	VERB
fsr-3978	227	4	of	of	ADP
fsr-3978	227	5	not	not	PART
fsr-3978	227	6	only	only	ADV
fsr-3978	227	7	objective	objective	ADJ
fsr-3978	227	8	knowledge	knowledge	NOUN
fsr-3978	227	9	but	but	CCONJ
fsr-3978	227	10	also	also	ADV
fsr-3978	227	11	having	have	VERB
fsr-3978	227	12	the	the	DET
fsr-3978	227	13	confidence	confidence	NOUN
fsr-3978	227	14	to	to	PART
fsr-3978	227	15	apply	apply	VERB
fsr-3978	227	16	that	that	DET
fsr-3978	227	17	knowledge	knowledge	NOUN
fsr-3978	227	18	(	(	PUNCT
fsr-3978	227	19	huston	huston	PROPN
fsr-3978	227	20	,	,	PUNCT
fsr-3978	227	21	2012	2012	NUM
fsr-3978	227	22	)	)	PUNCT
fsr-3978	227	23	.	.	PUNCT
fsr-3978	228	1	higher	high	ADJ
fsr-3978	228	2	levels	level	NOUN
fsr-3978	228	3	of	of	ADP
fsr-3978	228	4	financial	financial	ADJ
fsr-3978	228	5	literacy	literacy	NOUN
fsr-3978	228	6	have	have	AUX
fsr-3978	228	7	been	be	AUX
fsr-3978	228	8	linked	link	VERB
fsr-3978	228	9	to	to	ADP
fsr-3978	228	10	lower	low	ADJ
fsr-3978	228	11	levels	level	NOUN
fsr-3978	228	12	of	of	ADP
fsr-3978	228	13	financial	financial	ADJ
fsr-3978	228	14	stress	stress	NOUN
fsr-3978	228	15	(	(	PUNCT
fsr-3978	228	16	xiao	xiao	PROPN
fsr-3978	228	17	&	&	CCONJ
fsr-3978	228	18	kim	kim	PROPN
fsr-3978	228	19	,	,	PUNCT
fsr-3978	228	20	2021	2021	NUM
fsr-3978	228	21	;	;	PUNCT
fsr-3978	228	22	zhang	zhang	PROPN
fsr-3978	228	23	&	&	CCONJ
fsr-3978	228	24	chatterjee	chatterjee	PROPN
fsr-3978	228	25	,	,	PUNCT
fsr-3978	228	26	2023	2023	NUM
fsr-3978	228	27	)	)	PUNCT
fsr-3978	228	28	.	.	PUNCT
fsr-3978	229	1	a	a	DET
fsr-3978	229	2	related	relate	VERB
fsr-3978	229	3	concept	concept	NOUN
fsr-3978	229	4	to	to	ADP
fsr-3978	229	5	confidence	confidence	NOUN
fsr-3978	229	6	is	be	AUX
fsr-3978	229	7	self	self	NOUN
fsr-3978	229	8	-	-	PUNCT
fsr-3978	229	9	efficacy	efficacy	NOUN
fsr-3978	229	10	,	,	PUNCT
fsr-3978	229	11	which	which	PRON
fsr-3978	229	12	refers	refer	VERB
fsr-3978	229	13	to	to	ADP
fsr-3978	229	14	people	people	NOUN
fsr-3978	229	15	’s	’s	PART
fsr-3978	229	16	beliefs	belief	NOUN
fsr-3978	229	17	in	in	ADP
fsr-3978	229	18	their	their	PRON
fsr-3978	229	19	capabilities	capability	NOUN
fsr-3978	229	20	to	to	PART
fsr-3978	229	21	meet	meet	VERB
fsr-3978	229	22	a	a	DET
fsr-3978	229	23	certain	certain	ADJ
fsr-3978	229	24	goal	goal	NOUN
fsr-3978	229	25	or	or	CCONJ
fsr-3978	229	26	objective	objective	ADJ
fsr-3978	229	27	(	(	PUNCT
fsr-3978	229	28	bandura	bandura	NOUN
fsr-3978	229	29	,	,	PUNCT
fsr-3978	229	30	1997	1997	NUM
fsr-3978	229	31	)	)	PUNCT
fsr-3978	229	32	.	.	PUNCT
fsr-3978	230	1	letkiewicz	letkiewicz	PROPN
fsr-3978	230	2	et	et	PROPN
fsr-3978	230	3	al	al	PROPN
fsr-3978	230	4	.	.	PUNCT
fsr-3978	231	1	(	(	PUNCT
fsr-3978	231	2	2016	2016	NUM
fsr-3978	231	3	)	)	PUNCT
fsr-3978	231	4	offers	offer	VERB
fsr-3978	231	5	practitioners	practitioner	NOUN
fsr-3978	231	6	suggestions	suggestion	NOUN
fsr-3978	231	7	for	for	ADP
fsr-3978	231	8	improving	improve	VERB
fsr-3978	231	9	investor	investor	NOUN
fsr-3978	231	10	financial	financial	ADJ
fsr-3978	231	11	self	self	NOUN
fsr-3978	231	12	-	-	PUNCT
fsr-3978	231	13	efficacy	efficacy	NOUN
fsr-3978	231	14	through	through	ADP
fsr-3978	231	15	performance	performance	NOUN
fsr-3978	231	16	accomplishments	accomplishment	NOUN
fsr-3978	231	17	,	,	PUNCT
fsr-3978	231	18	vicarious	vicarious	ADJ
fsr-3978	231	19	experience	experience	NOUN
fsr-3978	231	20	,	,	PUNCT
fsr-3978	231	21	verbal	verbal	ADJ
fsr-3978	231	22	encouragement	encouragement	NOUN
fsr-3978	231	23	,	,	PUNCT
fsr-3978	231	24	and	and	CCONJ
fsr-3978	231	25	physiological	physiological	ADJ
fsr-3978	231	26	states	state	NOUN
fsr-3978	231	27	.	.	PUNCT
fsr-3978	232	1	accomplishments	accomplishment	NOUN
fsr-3978	232	2	help	help	VERB
fsr-3978	232	3	build	build	VERB
fsr-3978	232	4	an	an	DET
fsr-3978	232	5	investor	investor	NOUN
fsr-3978	232	6	’s	’s	PART
fsr-3978	232	7	confidence	confidence	NOUN
fsr-3978	232	8	and	and	CCONJ
fsr-3978	232	9	provide	provide	VERB
fsr-3978	232	10	motivation	motivation	NOUN
fsr-3978	232	11	to	to	PART
fsr-3978	232	12	engage	engage	VERB
fsr-3978	232	13	in	in	ADP
fsr-3978	232	14	a	a	DET
fsr-3978	232	15	new	new	ADJ
fsr-3978	232	16	task	task	NOUN
fsr-3978	232	17	.	.	PUNCT
fsr-3978	233	1	letkiewicz	letkiewicz	PROPN
fsr-3978	233	2	’s	’s	PART
fsr-3978	233	3	et	et	PROPN
fsr-3978	233	4	al	al	PROPN
fsr-3978	233	5	.	.	PUNCT
fsr-3978	234	1	(	(	PUNCT
fsr-3978	234	2	2016	2016	NUM
fsr-3978	234	3	)	)	PUNCT
fsr-3978	234	4	suggested	suggest	VERB
fsr-3978	234	5	structuring	structure	VERB
fsr-3978	234	6	financial	financial	ADJ
fsr-3978	234	7	decisions	decision	NOUN
fsr-3978	234	8	that	that	PRON
fsr-3978	234	9	allow	allow	VERB
fsr-3978	234	10	for	for	ADP
fsr-3978	234	11	small	small	ADJ
fsr-3978	234	12	accomplishments	accomplishment	NOUN
fsr-3978	234	13	while	while	SCONJ
fsr-3978	234	14	learning	learn	VERB
fsr-3978	234	15	new	new	ADJ
fsr-3978	234	16	skills	skill	NOUN
fsr-3978	234	17	.	.	PUNCT
fsr-3978	235	1	one	one	NUM
fsr-3978	235	2	relatively	relatively	ADV
fsr-3978	235	3	simple	simple	ADJ
fsr-3978	235	4	example	example	NOUN
fsr-3978	235	5	is	be	AUX
fsr-3978	235	6	to	to	PART
fsr-3978	235	7	establish	establish	VERB
fsr-3978	235	8	an	an	DET
fsr-3978	235	9	emergency	emergency	NOUN
fsr-3978	235	10	fund	fund	NOUN
fsr-3978	235	11	.	.	PUNCT
fsr-3978	236	1	moon	moon	PROPN
fsr-3978	236	2	et	et	PROPN
fsr-3978	236	3	al	al	PROPN
fsr-3978	236	4	.	.	PROPN
fsr-3978	237	1	(	(	PUNCT
fsr-3978	237	2	2023	2023	NUM
fsr-3978	237	3	)	)	PUNCT
fsr-3978	237	4	found	find	VERB
fsr-3978	237	5	that	that	SCONJ
fsr-3978	237	6	emergency	emergency	NOUN
fsr-3978	237	7	funds	fund	NOUN
fsr-3978	237	8	were	be	AUX
fsr-3978	237	9	an	an	DET
fsr-3978	237	10	effective	effective	ADJ
fsr-3978	237	11	way	way	NOUN
fsr-3978	237	12	to	to	PART
fsr-3978	237	13	mitigate	mitigate	VERB
fsr-3978	237	14	financial	financial	ADJ
fsr-3978	237	15	stress	stress	NOUN
fsr-3978	237	16	,	,	PUNCT
fsr-3978	237	17	especially	especially	ADV
fsr-3978	237	18	during	during	ADP
fsr-3978	237	19	challenging	challenge	VERB
fsr-3978	237	20	economic	economic	ADJ
fsr-3978	237	21	periods	period	NOUN
fsr-3978	237	22	such	such	ADJ
fsr-3978	237	23	as	as	ADP
fsr-3978	237	24	the	the	DET
fsr-3978	237	25	covid-19	covid-19	PROPN
fsr-3978	237	26	pandemic	pandemic	NOUN
fsr-3978	237	27	.	.	PUNCT
fsr-3978	238	1	cash	cash	NOUN
fsr-3978	238	2	reserves	reserve	NOUN
fsr-3978	238	3	can	can	AUX
fsr-3978	238	4	also	also	ADV
fsr-3978	238	5	play	play	VERB
fsr-3978	238	6	an	an	DET
fsr-3978	238	7	important	important	ADJ
fsr-3978	238	8	role	role	NOUN
fsr-3978	238	9	for	for	ADP
fsr-3978	238	10	retirees	retiree	NOUN
fsr-3978	238	11	.	.	PUNCT
fsr-3978	239	1	practitioners	practitioner	NOUN
fsr-3978	239	2	might	might	AUX
fsr-3978	239	3	suggest	suggest	VERB
fsr-3978	239	4	that	that	SCONJ
fsr-3978	239	5	retirees	retiree	NOUN
fsr-3978	239	6	have	have	VERB
fsr-3978	239	7	access	access	NOUN
fsr-3978	239	8	to	to	ADP
fsr-3978	239	9	enough	enough	ADJ
fsr-3978	239	10	cash	cash	NOUN
fsr-3978	239	11	to	to	PART
fsr-3978	239	12	meet	meet	VERB
fsr-3978	239	13	one	one	NUM
fsr-3978	239	14	to	to	ADP
fsr-3978	239	15	two	two	NUM
fsr-3978	239	16	years	year	NOUN
fsr-3978	239	17	of	of	ADP
fsr-3978	239	18	living	living	NOUN
fsr-3978	239	19	expenses	expense	NOUN
fsr-3978	239	20	(	(	PUNCT
fsr-3978	239	21	benz	benz	PROPN
fsr-3978	239	22	,	,	PUNCT
fsr-3978	239	23	2022	2022	NUM
fsr-3978	239	24	)	)	PUNCT
fsr-3978	239	25	.	.	PUNCT
fsr-3978	240	1	this	this	DET
fsr-3978	240	2	cash	cash	NOUN
fsr-3978	240	3	buffer	buffer	NOUN
fsr-3978	240	4	may	may	AUX
fsr-3978	240	5	give	give	VERB
fsr-3978	240	6	investors	investor	NOUN
fsr-3978	240	7	the	the	DET
fsr-3978	240	8	peace	peace	NOUN
fsr-3978	240	9	of	of	ADP
fsr-3978	240	10	mind	mind	NOUN
fsr-3978	240	11	necessary	necessary	ADJ
fsr-3978	240	12	to	to	PART
fsr-3978	240	13	stay	stay	VERB
fsr-3978	240	14	the	the	DET
fsr-3978	240	15	course	course	NOUN
fsr-3978	240	16	during	during	ADP
fsr-3978	240	17	periods	period	NOUN
fsr-3978	240	18	of	of	ADP
fsr-3978	240	19	market	market	NOUN
fsr-3978	240	20	volatility	volatility	NOUN
fsr-3978	240	21	knowing	know	VERB
fsr-3978	240	22	no	no	DET
fsr-3978	240	23	immediate	immediate	ADJ
fsr-3978	240	24	lifestyle	lifestyle	NOUN
fsr-3978	240	25	changes	change	NOUN
fsr-3978	240	26	will	will	AUX
fsr-3978	240	27	be	be	AUX
fsr-3978	240	28	necessary	necessary	ADJ
fsr-3978	240	29	.	.	PUNCT
fsr-3978	241	1	vicarious	vicarious	ADJ
fsr-3978	241	2	experiences	experience	NOUN
fsr-3978	241	3	occur	occur	VERB
fsr-3978	241	4	when	when	SCONJ
fsr-3978	241	5	an	an	DET
fsr-3978	241	6	individual	individual	NOUN
fsr-3978	241	7	sees	see	VERB
fsr-3978	241	8	a	a	DET
fsr-3978	241	9	peer	peer	NOUN
fsr-3978	241	10	successfully	successfully	ADV
fsr-3978	241	11	reaching	reach	VERB
fsr-3978	241	12	a	a	DET
fsr-3978	241	13	goal	goal	NOUN
fsr-3978	241	14	or	or	CCONJ
fsr-3978	241	15	objective	objective	NOUN
fsr-3978	241	16	(	(	PUNCT
fsr-3978	241	17	letkiewicz	letkiewicz	NOUN
fsr-3978	241	18	et	et	PROPN
fsr-3978	241	19	al	al	PROPN
fsr-3978	241	20	.	.	PROPN
fsr-3978	241	21	,	,	PUNCT
fsr-3978	241	22	2016	2016	NUM
fsr-3978	241	23	)	)	PUNCT
fsr-3978	241	24	.	.	PUNCT
fsr-3978	242	1	practitioners	practitioner	NOUN
fsr-3978	242	2	should	should	AUX
fsr-3978	242	3	be	be	AUX
fsr-3978	242	4	prepared	prepare	VERB
fsr-3978	242	5	to	to	PART
fsr-3978	242	6	offer	offer	VERB
fsr-3978	242	7	anonymous	anonymous	ADJ
fsr-3978	242	8	case	case	NOUN
fsr-3978	242	9	studies	study	NOUN
fsr-3978	242	10	or	or	CCONJ
fsr-3978	242	11	vignettes	vignette	NOUN
fsr-3978	242	12	about	about	ADP
fsr-3978	242	13	how	how	SCONJ
fsr-3978	242	14	similarly	similarly	ADV
fsr-3978	242	15	situated	situate	VERB
fsr-3978	242	16	investors	investor	NOUN
fsr-3978	242	17	reacted	react	VERB
fsr-3978	242	18	during	during	ADP
fsr-3978	242	19	challenging	challenging	ADJ
fsr-3978	242	20	times	time	NOUN
fsr-3978	242	21	or	or	CCONJ
fsr-3978	242	22	successfully	successfully	ADV
fsr-3978	242	23	reached	reach	VERB
fsr-3978	242	24	certain	certain	ADJ
fsr-3978	242	25	financial	financial	ADJ
fsr-3978	242	26	milestones	milestone	NOUN
fsr-3978	242	27	.	.	PUNCT
fsr-3978	243	1	verbal	verbal	ADJ
fsr-3978	243	2	encouragement	encouragement	NOUN
fsr-3978	243	3	also	also	ADV
fsr-3978	243	4	includes	include	VERB
fsr-3978	243	5	constructive	constructive	ADJ
fsr-3978	243	6	feedback	feedback	NOUN
fsr-3978	243	7	.	.	PUNCT
fsr-3978	244	1	many	many	ADJ
fsr-3978	244	2	investors	investor	NOUN
fsr-3978	244	3	have	have	AUX
fsr-3978	244	4	experienced	experience	VERB
fsr-3978	244	5	success	success	NOUN
fsr-3978	244	6	in	in	ADP
fsr-3978	244	7	other	other	ADJ
fsr-3978	244	8	aspects	aspect	NOUN
fsr-3978	244	9	of	of	ADP
fsr-3978	244	10	their	their	PRON
fsr-3978	244	11	lives	life	NOUN
fsr-3978	244	12	and	and	CCONJ
fsr-3978	244	13	practitioners	practitioner	NOUN
fsr-3978	244	14	should	should	AUX
fsr-3978	244	15	remind	remind	VERB
fsr-3978	244	16	these	these	DET
fsr-3978	244	17	individuals	individual	NOUN
fsr-3978	244	18	the	the	DET
fsr-3978	244	19	same	same	ADJ
fsr-3978	244	20	long	long	ADJ
fsr-3978	244	21	-	-	PUNCT
fsr-3978	244	22	term	term	NOUN
fsr-3978	244	23	perspective	perspective	NOUN
fsr-3978	244	24	that	that	PRON
fsr-3978	244	25	was	be	AUX
fsr-3978	244	26	a	a	DET
fsr-3978	244	27	key	key	ADJ
fsr-3978	244	28	element	element	NOUN
fsr-3978	244	29	to	to	ADP
fsr-3978	244	30	their	their	PRON
fsr-3978	244	31	personal	personal	ADJ
fsr-3978	244	32	accomplishments	accomplishment	NOUN
fsr-3978	244	33	can	can	AUX
fsr-3978	244	34	be	be	AUX
fsr-3978	244	35	applied	apply	VERB
fsr-3978	244	36	to	to	ADP
fsr-3978	244	37	investing	investing	NOUN
fsr-3978	244	38	.	.	PUNCT
fsr-3978	245	1	lastly	lastly	ADV
fsr-3978	245	2	,	,	PUNCT
fsr-3978	245	3	investors	investor	NOUN
fsr-3978	245	4	feeling	feel	VERB
fsr-3978	245	5	nervous	nervous	ADJ
fsr-3978	245	6	or	or	CCONJ
fsr-3978	245	7	anxious	anxious	ADJ
fsr-3978	245	8	are	be	AUX
fsr-3978	245	9	likely	likely	ADJ
fsr-3978	245	10	to	to	PART
fsr-3978	245	11	have	have	VERB
fsr-3978	245	12	low	low	ADJ
fsr-3978	245	13	levels	level	NOUN
fsr-3978	245	14	of	of	ADP
fsr-3978	245	15	self	self	NOUN
fsr-3978	245	16	-	-	PUNCT
fsr-3978	245	17	efficacy	efficacy	NOUN
fsr-3978	245	18	.	.	PUNCT
fsr-3978	246	1	one	one	NUM
fsr-3978	246	2	way	way	NOUN
fsr-3978	246	3	to	to	PART
fsr-3978	246	4	alleviate	alleviate	VERB
fsr-3978	246	5	investor	investor	NOUN
fsr-3978	246	6	stress	stress	NOUN
fsr-3978	246	7	is	be	AUX
fsr-3978	246	8	to	to	PART
fsr-3978	246	9	establish	establish	VERB
fsr-3978	246	10	basic	basic	ADJ
fsr-3978	246	11	ground	ground	NOUN
fsr-3978	246	12	rules	rule	NOUN
fsr-3978	246	13	for	for	ADP
fsr-3978	246	14	engaging	engage	VERB
fsr-3978	246	15	during	during	ADP
fsr-3978	246	16	difficult	difficult	ADJ
fsr-3978	246	17	economic	economic	ADJ
fsr-3978	246	18	periods	period	NOUN
fsr-3978	246	19	.	.	PUNCT
fsr-3978	247	1	an	an	DET
fsr-3978	247	2	example	example	NOUN
fsr-3978	247	3	may	may	AUX
fsr-3978	247	4	be	be	AUX
fsr-3978	247	5	to	to	PART
fsr-3978	247	6	ask	ask	VERB
fsr-3978	247	7	for	for	ADP
fsr-3978	247	8	an	an	DET
fsr-3978	247	9	in	in	ADP
fsr-3978	247	10	-	-	PUNCT
fsr-3978	247	11	person	person	NOUN
fsr-3978	247	12	meeting	meeting	NOUN
fsr-3978	247	13	to	to	PART
fsr-3978	247	14	occur	occur	VERB
fsr-3978	247	15	,	,	PUNCT
fsr-3978	247	16	that	that	PRON
fsr-3978	247	17	includes	include	VERB
fsr-3978	247	18	the	the	DET
fsr-3978	247	19	spouse	spouse	NOUN
fsr-3978	247	20	or	or	CCONJ
fsr-3978	247	21	partner	partner	NOUN
fsr-3978	247	22	,	,	PUNCT
fsr-3978	247	23	before	before	SCONJ
fsr-3978	247	24	any	any	DET
fsr-3978	247	25	major	major	ADJ
fsr-3978	247	26	changes	change	NOUN
fsr-3978	247	27	are	be	AUX
fsr-3978	247	28	made	make	VERB
fsr-3978	247	29	to	to	ADP
fsr-3978	247	30	the	the	DET
fsr-3978	247	31	portfolio	portfolio	NOUN
fsr-3978	247	32	’s	’s	PART
fsr-3978	247	33	asset	asset	NOUN
fsr-3978	247	34	allocation	allocation	NOUN
fsr-3978	247	35	.	.	PUNCT
fsr-3978	248	1	this	this	DET
fsr-3978	248	2	pause	pause	NOUN
fsr-3978	248	3	reassures	reassure	VERB
fsr-3978	248	4	the	the	DET
fsr-3978	248	5	investor	investor	NOUN
fsr-3978	248	6	that	that	PRON
fsr-3978	248	7	a	a	DET
fsr-3978	248	8	plan	plan	NOUN
fsr-3978	248	9	is	be	AUX
fsr-3978	248	10	in	in	ADP
fsr-3978	248	11	place	place	NOUN
fsr-3978	248	12	should	should	AUX
fsr-3978	248	13	the	the	DET
fsr-3978	248	14	current	current	ADJ
fsr-3978	248	15	crises	crisis	NOUN
fsr-3978	248	16	worsen	worsen	VERB
fsr-3978	248	17	,	,	PUNCT
fsr-3978	248	18	while	while	SCONJ
fsr-3978	248	19	avoiding	avoid	VERB
fsr-3978	248	20	rash	rash	ADJ
fsr-3978	248	21	decisions	decision	NOUN
fsr-3978	248	22	that	that	PRON
fsr-3978	248	23	can	can	AUX
fsr-3978	248	24	easily	easily	ADV
fsr-3978	248	25	be	be	AUX
fsr-3978	248	26	executed	execute	VERB
fsr-3978	248	27	over	over	ADP
fsr-3978	248	28	the	the	DET
fsr-3978	248	29	phone	phone	NOUN
fsr-3978	248	30	or	or	CCONJ
fsr-3978	248	31	electronically	electronically	ADV
fsr-3978	248	32	.	.	PUNCT
fsr-3978	249	1	overconfident	overconfident	ADJ
fsr-3978	249	2	investors	investor	NOUN
fsr-3978	249	3	present	present	VERB
fsr-3978	249	4	a	a	DET
fsr-3978	249	5	slightly	slightly	ADV
fsr-3978	249	6	different	different	ADJ
fsr-3978	249	7	challenge	challenge	NOUN
fsr-3978	249	8	.	.	PUNCT
fsr-3978	250	1	while	while	SCONJ
fsr-3978	250	2	some	some	DET
fsr-3978	250	3	investors	investor	NOUN
fsr-3978	250	4	may	may	AUX
fsr-3978	250	5	share	share	VERB
fsr-3978	250	6	their	their	PRON
fsr-3978	250	7	concerns	concern	NOUN
fsr-3978	250	8	regarding	regard	VERB
fsr-3978	250	9	household	household	NOUN
fsr-3978	250	10	finances	finance	NOUN
fsr-3978	250	11	,	,	PUNCT
fsr-3978	250	12	workplace	workplace	ADJ
fsr-3978	250	13	uncertainty	uncertainty	NOUN
fsr-3978	250	14	,	,	PUNCT
fsr-3978	250	15	or	or	CCONJ
fsr-3978	250	16	the	the	DET
fsr-3978	250	17	broader	broad	ADJ
fsr-3978	250	18	economy	economy	NOUN
fsr-3978	250	19	thus	thus	ADV
fsr-3978	250	20	providing	provide	VERB
fsr-3978	250	21	clues	clue	NOUN
fsr-3978	250	22	of	of	ADP
fsr-3978	250	23	stressful	stressful	ADJ
fsr-3978	250	24	feelings	feeling	NOUN
fsr-3978	250	25	,	,	PUNCT
fsr-3978	250	26	it	it	PRON
fsr-3978	250	27	is	be	AUX
fsr-3978	250	28	less	less	ADV
fsr-3978	250	29	likely	likely	ADJ
fsr-3978	250	30	that	that	SCONJ
fsr-3978	250	31	an	an	DET
fsr-3978	250	32	investor	investor	NOUN
fsr-3978	250	33	would	would	AUX
fsr-3978	250	34	admit	admit	VERB
fsr-3978	250	35	or	or	CCONJ
fsr-3978	250	36	even	even	ADV
fsr-3978	250	37	recognize	recognize	VERB
fsr-3978	250	38	overconfidence	overconfidence	NOUN
fsr-3978	250	39	in	in	ADP
fsr-3978	250	40	their	their	PRON
fsr-3978	250	41	financial	financial	ADJ
fsr-3978	250	42	abilities	ability	NOUN
fsr-3978	250	43	.	.	PUNCT
fsr-3978	251	1	as	as	ADP
fsr-3978	251	2	part	part	NOUN
fsr-3978	251	3	of	of	ADP
fsr-3978	251	4	the	the	DET
fsr-3978	251	5	new	new	ADJ
fsr-3978	251	6	client	client	NOUN
fsr-3978	251	7	onboarding	onboarding	NOUN
fsr-3978	251	8	process	process	NOUN
fsr-3978	251	9	,	,	PUNCT
fsr-3978	251	10	practitioners	practitioner	NOUN
fsr-3978	251	11	might	might	AUX
fsr-3978	251	12	consider	consider	VERB
fsr-3978	251	13	administering	administer	VERB
fsr-3978	251	14	the	the	DET
fsr-3978	251	15	three	three	NUM
fsr-3978	251	16	objective	objective	ADJ
fsr-3978	251	17	questions	question	NOUN
fsr-3978	251	18	and	and	CCONJ
fsr-3978	251	19	one	one	NUM
fsr-3978	251	20	subjective	subjective	ADJ
fsr-3978	251	21	question	question	NOUN
fsr-3978	251	22	used	use	VERB
fsr-3978	251	23	in	in	ADP
fsr-3978	251	24	this	this	DET
fsr-3978	251	25	study	study	NOUN
fsr-3978	251	26	(	(	PUNCT
fsr-3978	251	27	lewis	lewis	PROPN
fsr-3978	251	28	,	,	PUNCT
fsr-3978	251	29	2019	2019	NUM
fsr-3978	251	30	)	)	PUNCT
fsr-3978	251	31	.	.	PUNCT
fsr-3978	252	1	the	the	PRON
fsr-3978	252	2	larger	large	ADJ
fsr-3978	252	3	the	the	DET
fsr-3978	252	4	disparity	disparity	NOUN
fsr-3978	252	5	between	between	ADP
fsr-3978	252	6	a	a	DET
fsr-3978	252	7	client	client	NOUN
fsr-3978	252	8	’s	’s	PART
fsr-3978	252	9	self	self	NOUN
fsr-3978	252	10	-	-	PUNCT
fsr-3978	252	11	assessed	assess	VERB
fsr-3978	252	12	subjective	subjective	ADJ
fsr-3978	252	13	knowledge	knowledge	NOUN
fsr-3978	252	14	score	score	NOUN
fsr-3978	252	15	and	and	CCONJ
fsr-3978	252	16	the	the	DET
fsr-3978	252	17	number	number	NOUN
fsr-3978	252	18	of	of	ADP
fsr-3978	252	19	objective	objective	ADJ
fsr-3978	252	20	knowledge	knowledge	NOUN
fsr-3978	252	21	items	item	NOUN
fsr-3978	252	22	answered	answer	VERB
fsr-3978	252	23	correctly	correctly	ADV
fsr-3978	252	24	,	,	PUNCT
fsr-3978	252	25	the	the	DET
fsr-3978	252	26	more	more	ADJ
fsr-3978	252	27	overconfidence	overconfidence	NOUN
fsr-3978	252	28	the	the	DET
fsr-3978	252	29	investor	investor	NOUN
fsr-3978	252	30	is	be	AUX
fsr-3978	252	31	displaying	display	VERB
fsr-3978	252	32	.	.	PUNCT
fsr-3978	253	1	regarding	regard	VERB
fsr-3978	253	2	existing	exist	VERB
fsr-3978	253	3	clients	client	NOUN
fsr-3978	253	4	,	,	PUNCT
fsr-3978	253	5	practitioners	practitioner	NOUN
fsr-3978	253	6	might	might	AUX
fsr-3978	253	7	explain	explain	VERB
fsr-3978	253	8	that	that	SCONJ
fsr-3978	253	9	as	as	SCONJ
fsr-3978	253	10	their	their	PRON
fsr-3978	253	11	service	service	NOUN
fsr-3978	253	12	model	model	NOUN
fsr-3978	253	13	evolved	evolve	VERB
fsr-3978	253	14	,	,	PUNCT
fsr-3978	253	15	a	a	DET
fsr-3978	253	16	need	need	NOUN
fsr-3978	253	17	has	have	AUX
fsr-3978	253	18	been	be	AUX
fsr-3978	253	19	recognized	recognize	VERB
fsr-3978	253	20	to	to	PART
fsr-3978	253	21	build	build	VERB
fsr-3978	253	22	the	the	DET
fsr-3978	253	23	financial	financial	ADJ
fsr-3978	253	24	literacy	literacy	NOUN
fsr-3978	253	25	of	of	ADP
fsr-3978	253	26	not	not	PART
fsr-3978	253	27	only	only	ADV
fsr-3978	253	28	existing	exist	VERB
fsr-3978	253	29	investors	investor	NOUN
fsr-3978	253	30	who	who	PRON
fsr-3978	253	31	may	may	AUX
fsr-3978	253	32	be	be	AUX
fsr-3978	253	33	interested	interested	ADJ
fsr-3978	253	34	but	but	CCONJ
fsr-3978	253	35	also	also	ADV
fsr-3978	253	36	that	that	PRON
fsr-3978	253	37	of	of	ADP
fsr-3978	253	38	family	family	NOUN
fsr-3978	253	39	members	member	NOUN
fsr-3978	253	40	.	.	PUNCT
fsr-3978	254	1	part	part	NOUN
fsr-3978	254	2	of	of	ADP
fsr-3978	254	3	the	the	DET
fsr-3978	254	4	exercise	exercise	NOUN
fsr-3978	254	5	is	be	AUX
fsr-3978	254	6	to	to	PART
fsr-3978	254	7	establish	establish	VERB
fsr-3978	254	8	a	a	DET
fsr-3978	254	9	baseline	baseline	NOUN
fsr-3978	254	10	through	through	ADP
fsr-3978	254	11	the	the	DET
fsr-3978	254	12	administration	administration	NOUN
fsr-3978	254	13	of	of	ADP
fsr-3978	254	14	four	four	NUM
fsr-3978	254	15	questions	question	NOUN
fsr-3978	254	16	that	that	PRON
fsr-3978	254	17	will	will	AUX
fsr-3978	254	18	be	be	AUX
fsr-3978	254	19	revisited	revisit	VERB
fsr-3978	254	20	and	and	CCONJ
fsr-3978	254	21	tracked	track	VERB
fsr-3978	254	22	over	over	ADP
fsr-3978	254	23	time	time	NOUN
fsr-3978	254	24	.	.	PUNCT
fsr-3978	255	1	the	the	DET
fsr-3978	255	2	important	important	ADJ
fsr-3978	255	3	point	point	NOUN
fsr-3978	255	4	for	for	SCONJ
fsr-3978	255	5	practitioners	practitioner	NOUN
fsr-3978	255	6	to	to	PART
fsr-3978	255	7	stress	stress	VERB
fsr-3978	255	8	is	be	AUX
fsr-3978	255	9	not	not	PART
fsr-3978	255	10	how	how	SCONJ
fsr-3978	255	11	the	the	DET
fsr-3978	255	12	questions	question	NOUN
fsr-3978	255	13	are	be	AUX
fsr-3978	255	14	answered	answer	VERB
fsr-3978	255	15	presently	presently	ADV
fsr-3978	255	16	,	,	PUNCT
fsr-3978	255	17	but	but	CCONJ
fsr-3978	255	18	rather	rather	ADV
fsr-3978	255	19	,	,	PUNCT
fsr-3978	255	20	the	the	DET
fsr-3978	255	21	investor	investor	NOUN
fsr-3978	255	22	’s	’s	PART
fsr-3978	255	23	financial	financial	ADJ
fsr-3978	255	24	literacy	literacy	NOUN
fsr-3978	255	25	improvements	improvement	NOUN
fsr-3978	255	26	over	over	ADP
fsr-3978	255	27	time	time	NOUN
fsr-3978	255	28	.	.	PUNCT
fsr-3978	256	1	once	once	ADV
fsr-3978	256	2	a	a	DET
fsr-3978	256	3	financial	financial	ADJ
fsr-3978	256	4	practitioner	practitioner	NOUN
fsr-3978	256	5	identifies	identify	VERB
fsr-3978	256	6	an	an	DET
fsr-3978	256	7	overconfident	overconfident	ADJ
fsr-3978	256	8	investor	investor	NOUN
fsr-3978	256	9	,	,	PUNCT
fsr-3978	256	10	the	the	DET
fsr-3978	256	11	educational	educational	ADJ
fsr-3978	256	12	process	process	NOUN
fsr-3978	256	13	sommer	sommer	NOUN
fsr-3978	256	14	et	et	PROPN
fsr-3978	256	15	al	al	PROPN
fsr-3978	256	16	.	.	PROPN
fsr-3978	256	17	97	97	NUM
fsr-3978	256	18	might	might	AUX
fsr-3978	256	19	start	start	VERB
fsr-3978	256	20	by	by	ADP
fsr-3978	256	21	addressing	address	VERB
fsr-3978	256	22	objective	objective	ADJ
fsr-3978	256	23	knowledge	knowledge	NOUN
fsr-3978	256	24	.	.	PUNCT
fsr-3978	257	1	adil	adil	PROPN
fsr-3978	257	2	et	et	PROPN
fsr-3978	257	3	al	al	PROPN
fsr-3978	257	4	.	.	PROPN
fsr-3978	258	1	(	(	PUNCT
fsr-3978	258	2	2021	2021	NUM
fsr-3978	258	3	)	)	PUNCT
fsr-3978	258	4	found	find	VERB
fsr-3978	258	5	that	that	SCONJ
fsr-3978	258	6	objective	objective	ADJ
fsr-3978	258	7	knowledge	knowledge	NOUN
fsr-3978	258	8	had	have	VERB
fsr-3978	258	9	a	a	DET
fsr-3978	258	10	negative	negative	ADJ
fsr-3978	258	11	moderating	moderate	VERB
fsr-3978	258	12	effect	effect	NOUN
fsr-3978	258	13	on	on	ADP
fsr-3978	258	14	the	the	DET
fsr-3978	258	15	relationship	relationship	NOUN
fsr-3978	258	16	between	between	ADP
fsr-3978	258	17	overconfidence	overconfidence	NOUN
fsr-3978	258	18	and	and	CCONJ
fsr-3978	258	19	suspect	suspect	ADJ
fsr-3978	258	20	investment	investment	NOUN
fsr-3978	258	21	decision	decision	NOUN
fsr-3978	258	22	making	making	NOUN
fsr-3978	258	23	.	.	PUNCT
fsr-3978	259	1	since	since	SCONJ
fsr-3978	259	2	overconfident	overconfident	ADJ
fsr-3978	259	3	investors	investor	NOUN
fsr-3978	259	4	are	be	AUX
fsr-3978	259	5	more	more	ADV
fsr-3978	259	6	likely	likely	ADJ
fsr-3978	259	7	to	to	PART
fsr-3978	259	8	engage	engage	VERB
fsr-3978	259	9	in	in	ADP
fsr-3978	259	10	market	market	NOUN
fsr-3978	259	11	timing	timing	NOUN
fsr-3978	259	12	,	,	PUNCT
fsr-3978	259	13	practitioners	practitioner	NOUN
fsr-3978	259	14	must	must	AUX
fsr-3978	259	15	be	be	AUX
fsr-3978	259	16	prepared	prepare	VERB
fsr-3978	259	17	to	to	PART
fsr-3978	259	18	explain	explain	VERB
fsr-3978	259	19	the	the	DET
fsr-3978	259	20	futility	futility	NOUN
fsr-3978	259	21	of	of	ADP
fsr-3978	259	22	these	these	DET
fsr-3978	259	23	actions	action	NOUN
fsr-3978	259	24	.	.	PUNCT
fsr-3978	260	1	a	a	DET
fsr-3978	260	2	tenet	tenet	NOUN
fsr-3978	260	3	commonly	commonly	ADV
fsr-3978	260	4	repeated	repeat	VERB
fsr-3978	260	5	within	within	ADP
fsr-3978	260	6	the	the	DET
fsr-3978	260	7	financial	financial	ADJ
fsr-3978	260	8	services	service	NOUN
fsr-3978	260	9	industry	industry	NOUN
fsr-3978	260	10	is	be	AUX
fsr-3978	260	11	“	"	PUNCT
fsr-3978	260	12	time	time	NOUN
fsr-3978	260	13	in	in	ADP
fsr-3978	260	14	the	the	DET
fsr-3978	260	15	market	market	NOUN
fsr-3978	260	16	,	,	PUNCT
fsr-3978	260	17	not	not	PART
fsr-3978	260	18	market	market	NOUN
fsr-3978	260	19	timing	timing	NOUN
fsr-3978	260	20	.	.	PUNCT
fsr-3978	260	21	”	"	PUNCT
fsr-3978	261	1	as	as	ADP
fsr-3978	261	2	an	an	DET
fsr-3978	261	3	example	example	NOUN
fsr-3978	261	4	,	,	PUNCT
fsr-3978	261	5	according	accord	VERB
fsr-3978	261	6	to	to	ADP
fsr-3978	261	7	an	an	DET
fsr-3978	261	8	analysis	analysis	NOUN
fsr-3978	261	9	conducted	conduct	VERB
fsr-3978	261	10	by	by	ADP
fsr-3978	261	11	janus	janus	PROPN
fsr-3978	261	12	henderson	henderson	PROPN
fsr-3978	261	13	investors	investors	PROPN
fsr-3978	261	14	(	(	PUNCT
fsr-3978	261	15	2024	2024	NUM
fsr-3978	261	16	)	)	PUNCT
fsr-3978	261	17	,	,	PUNCT
fsr-3978	261	18	$	$	SYM
fsr-3978	261	19	10,000	10,000	NUM
fsr-3978	261	20	invested	invest	VERB
fsr-3978	261	21	in	in	ADP
fsr-3978	261	22	the	the	DET
fsr-3978	261	23	s&p	s&p	PROPN
fsr-3978	261	24	500	500	NUM
fsr-3978	261	25	from	from	ADP
fsr-3978	261	26	1988	1988	NUM
fsr-3978	261	27	through	through	ADP
fsr-3978	261	28	2022	2022	NUM
fsr-3978	261	29	would	would	AUX
fsr-3978	261	30	have	have	AUX
fsr-3978	261	31	grown	grow	VERB
fsr-3978	261	32	to	to	ADP
fsr-3978	261	33	$	$	SYM
fsr-3978	261	34	33,098	33,098	NUM
fsr-3978	261	35	.	.	PUNCT
fsr-3978	262	1	if	if	SCONJ
fsr-3978	262	2	the	the	DET
fsr-3978	262	3	10	10	NUM
fsr-3978	262	4	best	good	ADJ
fsr-3978	262	5	trading	trading	NOUN
fsr-3978	262	6	days	day	NOUN
fsr-3978	262	7	,	,	PUNCT
fsr-3978	262	8	however	however	ADV
fsr-3978	262	9	,	,	PUNCT
fsr-3978	262	10	were	be	AUX
fsr-3978	262	11	missed	miss	VERB
fsr-3978	262	12	during	during	ADP
fsr-3978	262	13	this	this	DET
fsr-3978	262	14	period	period	NOUN
fsr-3978	262	15	the	the	DET
fsr-3978	262	16	investment	investment	NOUN
fsr-3978	262	17	would	would	AUX
fsr-3978	262	18	have	have	AUX
fsr-3978	262	19	only	only	ADV
fsr-3978	262	20	grown	grow	VERB
fsr-3978	262	21	to	to	ADP
fsr-3978	262	22	$	$	SYM
fsr-3978	262	23	15,163	15,163	NUM
fsr-3978	262	24	,	,	PUNCT
fsr-3978	262	25	and	and	CCONJ
fsr-3978	262	26	if	if	SCONJ
fsr-3978	262	27	the	the	DET
fsr-3978	262	28	20	20	NUM
fsr-3978	262	29	best	good	ADJ
fsr-3978	262	30	trading	trading	NOUN
fsr-3978	262	31	days	day	NOUN
fsr-3978	262	32	were	be	AUX
fsr-3978	262	33	missed	miss	VERB
fsr-3978	262	34	the	the	DET
fsr-3978	262	35	investment	investment	NOUN
fsr-3978	262	36	would	would	AUX
fsr-3978	262	37	have	have	AUX
fsr-3978	262	38	declined	decline	VERB
fsr-3978	262	39	to	to	ADP
fsr-3978	262	40	$	$	SYM
fsr-3978	262	41	8,899	8,899	NUM
fsr-3978	262	42	.	.	PUNCT
fsr-3978	263	1	providing	provide	VERB
fsr-3978	263	2	investors	investor	NOUN
fsr-3978	263	3	with	with	ADP
fsr-3978	263	4	these	these	DET
fsr-3978	263	5	simple	simple	ADJ
fsr-3978	263	6	messages	message	NOUN
fsr-3978	263	7	through	through	ADP
fsr-3978	263	8	easy	easy	ADJ
fsr-3978	263	9	-	-	PUNCT
fsr-3978	263	10	to	to	PART
fsr-3978	263	11	-	-	PUNCT
fsr-3978	263	12	read	read	VERB
fsr-3978	263	13	illustrations	illustration	NOUN
fsr-3978	263	14	will	will	AUX
fsr-3978	263	15	help	help	VERB
fsr-3978	263	16	reinforce	reinforce	VERB
fsr-3978	263	17	key	key	ADJ
fsr-3978	263	18	learnings	learning	NOUN
fsr-3978	263	19	.	.	PUNCT
fsr-3978	264	1	managing	manage	VERB
fsr-3978	264	2	an	an	DET
fsr-3978	264	3	investor	investor	NOUN
fsr-3978	264	4	’s	’s	PART
fsr-3978	264	5	subjective	subjective	ADJ
fsr-3978	264	6	knowledge	knowledge	NOUN
fsr-3978	264	7	is	be	AUX
fsr-3978	264	8	likely	likely	ADJ
fsr-3978	264	9	to	to	PART
fsr-3978	264	10	prove	prove	VERB
fsr-3978	264	11	more	more	ADV
fsr-3978	264	12	challenging	challenging	ADJ
fsr-3978	264	13	than	than	ADP
fsr-3978	264	14	simply	simply	ADV
fsr-3978	264	15	providing	provide	VERB
fsr-3978	264	16	facts	fact	NOUN
fsr-3978	264	17	and	and	CCONJ
fsr-3978	264	18	supporting	support	VERB
fsr-3978	264	19	data	datum	NOUN
fsr-3978	264	20	.	.	PUNCT
fsr-3978	265	1	in	in	ADP
fsr-3978	265	2	these	these	DET
fsr-3978	265	3	cases	case	NOUN
fsr-3978	265	4	,	,	PUNCT
fsr-3978	265	5	two	two	NUM
fsr-3978	265	6	techniques	technique	NOUN
fsr-3978	265	7	that	that	PRON
fsr-3978	265	8	may	may	AUX
fsr-3978	265	9	be	be	AUX
fsr-3978	265	10	helpful	helpful	ADJ
fsr-3978	265	11	are	be	AUX
fsr-3978	265	12	subjective	subjective	ADJ
fsr-3978	265	13	probability	probability	NOUN
fsr-3978	265	14	interval	interval	NOUN
fsr-3978	265	15	estimation	estimation	NOUN
fsr-3978	265	16	(	(	PUNCT
fsr-3978	265	17	spies	spy	NOUN
fsr-3978	265	18	)	)	PUNCT
fsr-3978	265	19	(	(	PUNCT
fsr-3978	265	20	lurtz	lurtz	NOUN
fsr-3978	265	21	,	,	PUNCT
fsr-3978	265	22	2020	2020	NUM
fsr-3978	265	23	)	)	PUNCT
fsr-3978	265	24	and	and	CCONJ
fsr-3978	265	25	premortem	premortem	PROPN
fsr-3978	265	26	planning	planning	PROPN
fsr-3978	265	27	(	(	PUNCT
fsr-3978	265	28	klein	klein	PROPN
fsr-3978	265	29	,	,	PUNCT
fsr-3978	265	30	2007	2007	NUM
fsr-3978	265	31	)	)	PUNCT
fsr-3978	265	32	.	.	PUNCT
fsr-3978	266	1	spies	spy	NOUN
fsr-3978	266	2	is	be	AUX
fsr-3978	266	3	a	a	DET
fsr-3978	266	4	graphical	graphical	ADJ
fsr-3978	266	5	representation	representation	NOUN
fsr-3978	266	6	of	of	ADP
fsr-3978	266	7	all	all	DET
fsr-3978	266	8	possible	possible	ADJ
fsr-3978	266	9	outcomes	outcome	NOUN
fsr-3978	266	10	.	.	PUNCT
fsr-3978	267	1	premortem	premortem	PROPN
fsr-3978	267	2	planning	planning	NOUN
fsr-3978	267	3	starts	start	VERB
fsr-3978	267	4	by	by	ADP
fsr-3978	267	5	posing	pose	VERB
fsr-3978	267	6	the	the	DET
fsr-3978	267	7	question	question	NOUN
fsr-3978	267	8	,	,	PUNCT
fsr-3978	267	9	“	"	PUNCT
fsr-3978	267	10	what	what	PRON
fsr-3978	267	11	is	be	AUX
fsr-3978	267	12	the	the	DET
fsr-3978	267	13	worst	bad	ADJ
fsr-3978	267	14	outcome	outcome	NOUN
fsr-3978	267	15	and	and	CCONJ
fsr-3978	267	16	why	why	SCONJ
fsr-3978	267	17	would	would	AUX
fsr-3978	267	18	that	that	PRON
fsr-3978	267	19	occur	occur	VERB
fsr-3978	267	20	?	?	PUNCT
fsr-3978	267	21	”	"	PUNCT
fsr-3978	268	1	next	next	ADJ
fsr-3978	268	2	ask	ask	NOUN
fsr-3978	268	3	,	,	PUNCT
fsr-3978	268	4	“	"	PUNCT
fsr-3978	268	5	what	what	PRON
fsr-3978	268	6	is	be	AUX
fsr-3978	268	7	the	the	DET
fsr-3978	268	8	best	good	ADJ
fsr-3978	268	9	outcome	outcome	NOUN
fsr-3978	268	10	and	and	CCONJ
fsr-3978	268	11	why	why	SCONJ
fsr-3978	268	12	would	would	AUX
fsr-3978	268	13	that	that	PRON
fsr-3978	268	14	occur	occur	VERB
fsr-3978	268	15	?	?	PUNCT
fsr-3978	268	16	”	"	PUNCT
fsr-3978	268	17	presenting	present	VERB
fsr-3978	268	18	both	both	CCONJ
fsr-3978	268	19	good	good	ADJ
fsr-3978	268	20	and	and	CCONJ
fsr-3978	268	21	bad	bad	ADJ
fsr-3978	268	22	outcomes	outcome	NOUN
fsr-3978	268	23	reminds	remind	VERB
fsr-3978	268	24	investors	investor	NOUN
fsr-3978	268	25	of	of	ADP
fsr-3978	268	26	suboptimal	suboptimal	ADJ
fsr-3978	268	27	outcomes	outcome	NOUN
fsr-3978	268	28	not	not	PART
fsr-3978	268	29	previously	previously	ADV
fsr-3978	268	30	considered	consider	VERB
fsr-3978	268	31	.	.	PUNCT
fsr-3978	269	1	in	in	ADP
fsr-3978	269	2	the	the	DET
fsr-3978	269	3	case	case	NOUN
fsr-3978	269	4	of	of	ADP
fsr-3978	269	5	the	the	DET
fsr-3978	269	6	2022	2022	NUM
fsr-3978	269	7	market	market	NOUN
fsr-3978	269	8	correction	correction	NOUN
fsr-3978	269	9	,	,	PUNCT
fsr-3978	269	10	the	the	DET
fsr-3978	269	11	rebound	rebound	NOUN
fsr-3978	269	12	in	in	ADP
fsr-3978	269	13	2023	2023	NUM
fsr-3978	269	14	was	be	AUX
fsr-3978	269	15	sudden	sudden	ADJ
fsr-3978	269	16	and	and	CCONJ
fsr-3978	269	17	dramatic	dramatic	ADJ
fsr-3978	269	18	.	.	PUNCT
fsr-3978	270	1	this	this	DET
fsr-3978	270	2	period	period	NOUN
fsr-3978	270	3	in	in	ADP
fsr-3978	270	4	history	history	NOUN
fsr-3978	270	5	can	can	AUX
fsr-3978	270	6	be	be	AUX
fsr-3978	270	7	used	use	VERB
fsr-3978	270	8	to	to	PART
fsr-3978	270	9	remind	remind	VERB
fsr-3978	270	10	market	market	NOUN
fsr-3978	270	11	timers	timer	NOUN
fsr-3978	270	12	that	that	PRON
fsr-3978	270	13	they	they	PRON
fsr-3978	270	14	have	have	VERB
fsr-3978	270	15	to	to	PART
fsr-3978	270	16	be	be	AUX
fsr-3978	270	17	right	right	ADV
fsr-3978	270	18	twice	twice	ADV
fsr-3978	270	19	:	:	PUNCT
fsr-3978	270	20	once	once	ADV
fsr-3978	270	21	when	when	SCONJ
fsr-3978	270	22	they	they	PRON
fsr-3978	270	23	sell	sell	VERB
fsr-3978	270	24	and	and	CCONJ
fsr-3978	270	25	again	again	ADV
fsr-3978	270	26	when	when	SCONJ
fsr-3978	270	27	they	they	PRON
fsr-3978	270	28	buy	buy	VERB
fsr-3978	270	29	.	.	PUNCT
fsr-3978	271	1	evidence	evidence	NOUN
fsr-3978	271	2	was	be	AUX
fsr-3978	271	3	found	find	VERB
fsr-3978	271	4	that	that	PRON
fsr-3978	271	5	supported	support	VERB
fsr-3978	271	6	this	this	DET
fsr-3978	271	7	study	study	NOUN
fsr-3978	271	8	’s	’s	PART
fsr-3978	271	9	hypotheses	hypothesis	NOUN
fsr-3978	271	10	regarding	regard	VERB
fsr-3978	271	11	the	the	DET
fsr-3978	271	12	relationships	relationship	NOUN
fsr-3978	271	13	between	between	ADP
fsr-3978	271	14	gender	gender	NOUN
fsr-3978	271	15	,	,	PUNCT
fsr-3978	271	16	financial	financial	ADJ
fsr-3978	271	17	stress	stress	NOUN
fsr-3978	271	18	,	,	PUNCT
fsr-3978	271	19	investment	investment	NOUN
fsr-3978	271	20	overconfidence	overconfidence	NOUN
fsr-3978	271	21	,	,	PUNCT
fsr-3978	271	22	and	and	CCONJ
fsr-3978	271	23	moving	move	VERB
fsr-3978	271	24	from	from	ADP
fsr-3978	271	25	stocks	stock	NOUN
fsr-3978	271	26	and	and	CCONJ
fsr-3978	271	27	bonds	bond	NOUN
fsr-3978	271	28	to	to	PART
fsr-3978	271	29	cash	cash	VERB
fsr-3978	271	30	during	during	ADP
fsr-3978	271	31	a	a	DET
fsr-3978	271	32	market	market	NOUN
fsr-3978	271	33	correction	correction	NOUN
fsr-3978	271	34	.	.	PUNCT
fsr-3978	272	1	financial	financial	ADJ
fsr-3978	272	2	stress	stress	NOUN
fsr-3978	272	3	and	and	CCONJ
fsr-3978	272	4	investment	investment	NOUN
fsr-3978	272	5	overconfidence	overconfidence	NOUN
fsr-3978	272	6	,	,	PUNCT
fsr-3978	272	7	however	however	ADV
fsr-3978	272	8	,	,	PUNCT
fsr-3978	272	9	only	only	ADV
fsr-3978	272	10	partially	partially	ADV
fsr-3978	272	11	mediated	mediate	VERB
fsr-3978	272	12	gender	gender	NOUN
fsr-3978	272	13	differences	difference	NOUN
fsr-3978	272	14	,	,	PUNCT
fsr-3978	272	15	inviting	invite	VERB
fsr-3978	272	16	opportunities	opportunity	NOUN
fsr-3978	272	17	to	to	PART
fsr-3978	272	18	further	far	ADV
fsr-3978	272	19	explore	explore	VERB
fsr-3978	272	20	this	this	DET
fsr-3978	272	21	important	important	ADJ
fsr-3978	272	22	topic	topic	NOUN
fsr-3978	272	23	.	.	PUNCT
fsr-3978	273	1	this	this	DET
fsr-3978	273	2	study	study	NOUN
fsr-3978	273	3	adds	add	VERB
fsr-3978	273	4	to	to	ADP
fsr-3978	273	5	the	the	DET
fsr-3978	273	6	existing	exist	VERB
fsr-3978	273	7	body	body	NOUN
fsr-3978	273	8	of	of	ADP
fsr-3978	273	9	literature	literature	NOUN
fsr-3978	273	10	by	by	ADP
fsr-3978	273	11	providing	provide	VERB
fsr-3978	273	12	new	new	ADJ
fsr-3978	273	13	insights	insight	NOUN
fsr-3978	273	14	regarding	regard	VERB
fsr-3978	273	15	trading	trading	NOUN
fsr-3978	273	16	behavior	behavior	NOUN
fsr-3978	273	17	during	during	ADP
fsr-3978	273	18	a	a	DET
fsr-3978	273	19	very	very	ADV
fsr-3978	273	20	challenging	challenging	ADJ
fsr-3978	273	21	investment	investment	NOUN
fsr-3978	273	22	climate	climate	NOUN
fsr-3978	273	23	.	.	PUNCT
fsr-3978	274	1	financial	financial	ADJ
fsr-3978	274	2	practitioners	practitioner	NOUN
fsr-3978	274	3	can	can	AUX
fsr-3978	274	4	use	use	VERB
fsr-3978	274	5	these	these	DET
fsr-3978	274	6	findings	finding	NOUN
fsr-3978	274	7	to	to	PART
fsr-3978	274	8	enhance	enhance	VERB
fsr-3978	274	9	their	their	PRON
fsr-3978	274	10	client	client	NOUN
fsr-3978	274	11	relationships	relationship	NOUN
fsr-3978	274	12	by	by	ADP
fsr-3978	274	13	taking	take	VERB
fsr-3978	274	14	proactive	proactive	ADJ
fsr-3978	274	15	steps	step	NOUN
fsr-3978	274	16	to	to	PART
fsr-3978	274	17	mitigate	mitigate	VERB
fsr-3978	274	18	financial	financial	ADJ
fsr-3978	274	19	stress	stress	NOUN
fsr-3978	274	20	and	and	CCONJ
fsr-3978	274	21	temper	temper	NOUN
fsr-3978	274	22	investment	investment	NOUN
fsr-3978	274	23	overconfidence	overconfidence	NOUN
fsr-3978	274	24	.	.	PUNCT
fsr-3978	275	1	references	reference	NOUN
fsr-3978	275	2	adil	adil	PROPN
fsr-3978	275	3	,	,	PUNCT
fsr-3978	275	4	m.	m.	NOUN
fsr-3978	275	5	,	,	PUNCT
fsr-3978	275	6	singh	singh	PROPN
fsr-3978	275	7	,	,	PUNCT
fsr-3978	275	8	y.	y.	PROPN
fsr-3978	275	9	,	,	PUNCT
fsr-3978	275	10	&	&	CCONJ
fsr-3978	275	11	ansari	ansari	PROPN
fsr-3978	275	12	,	,	PUNCT
fsr-3978	275	13	m.	m.	NOUN
fsr-3978	275	14	d.	d.	PROPN
fsr-3978	275	15	(	(	PUNCT
fsr-3978	275	16	2021	2021	NUM
fsr-3978	275	17	)	)	PUNCT
fsr-3978	275	18	.	.	PUNCT
fsr-3978	276	1	how	how	SCONJ
fsr-3978	276	2	financial	financial	ADJ
fsr-3978	276	3	literacy	literacy	NOUN
fsr-3978	276	4	moderate	moderate	VERB
fsr-3978	276	5	the	the	DET
fsr-3978	276	6	association	association	NOUN
fsr-3978	276	7	between	between	ADP
fsr-3978	276	8	behaviour	behaviour	NOUN
fsr-3978	276	9	biases	bias	NOUN
fsr-3978	276	10	and	and	CCONJ
fsr-3978	276	11	investment	investment	NOUN
fsr-3978	276	12	decision	decision	NOUN
fsr-3978	276	13	?	?	PUNCT
fsr-3978	277	1	asian	asian	ADJ
fsr-3978	277	2	journal	journal	NOUN
fsr-3978	277	3	of	of	ADP
fsr-3978	277	4	accounting	accounting	NOUN
fsr-3978	277	5	research	research	NOUN
fsr-3978	277	6	,	,	PUNCT
fsr-3978	277	7	7(1	7(1	NUM
fsr-3978	277	8	)	)	PUNCT
fsr-3978	277	9	,	,	PUNCT
fsr-3978	277	10	17	17	NUM
fsr-3978	277	11	-	-	SYM
fsr-3978	277	12	30	30	NUM
fsr-3978	277	13	.	.	PUNCT
fsr-3978	278	1	afifi	afifi	PROPN
fsr-3978	278	2	,	,	PUNCT
fsr-3978	278	3	t.	t.	PROPN
fsr-3978	278	4	d.	d.	PROPN
fsr-3978	278	5	,	,	PUNCT
fsr-3978	278	6	davis	davis	PROPN
fsr-3978	278	7	,	,	PUNCT
fsr-3978	278	8	s.	s.	PROPN
fsr-3978	278	9	,	,	PUNCT
fsr-3978	278	10	merrill	merrill	PROPN
fsr-3978	278	11	,	,	PUNCT
fsr-3978	278	12	a.	a.	PROPN
fsr-3978	278	13	f.	f.	PROPN
fsr-3978	278	14	,	,	PUNCT
fsr-3978	278	15	coveleski	coveleski	PROPN
fsr-3978	278	16	,	,	PUNCT
fsr-3978	278	17	s.	s.	PROPN
fsr-3978	278	18	,	,	PUNCT
fsr-3978	278	19	denes	dene	NOUN
fsr-3978	278	20	,	,	PUNCT
fsr-3978	278	21	a.	a.	NOUN
fsr-3978	278	22	,	,	PUNCT
fsr-3978	278	23	&	&	CCONJ
fsr-3978	278	24	shahnazi	shahnazi	PROPN
fsr-3978	278	25	,	,	PUNCT
fsr-3978	278	26	a.	a.	PROPN
fsr-3978	278	27	f.	f.	PROPN
fsr-3978	278	28	(	(	PUNCT
fsr-3978	278	29	2018	2018	NUM
fsr-3978	278	30	)	)	PUNCT
fsr-3978	278	31	.	.	PUNCT
fsr-3978	279	1	couples	couple	NOUN
fsr-3978	279	2	’	'	PUNCT
fsr-3978	279	3	communication	communication	NOUN
fsr-3978	279	4	about	about	ADP
fsr-3978	279	5	financial	financial	ADJ
fsr-3978	279	6	uncertainty	uncertainty	NOUN
fsr-3978	279	7	following	follow	VERB
fsr-3978	279	8	the	the	DET
fsr-3978	279	9	great	great	ADJ
fsr-3978	279	10	recession	recession	NOUN
fsr-3978	279	11	and	and	CCONJ
fsr-3978	279	12	its	its	PRON
fsr-3978	279	13	association	association	NOUN
fsr-3978	279	14	with	with	ADP
fsr-3978	279	15	stress	stress	NOUN
fsr-3978	279	16	,	,	PUNCT
fsr-3978	279	17	mental	mental	ADJ
fsr-3978	279	18	health	health	NOUN
fsr-3978	279	19	and	and	CCONJ
fsr-3978	279	20	divorce	divorce	NOUN
fsr-3978	279	21	proneness	proneness	NOUN
fsr-3978	279	22	.	.	PUNCT
fsr-3978	280	1	journal	journal	NOUN
fsr-3978	280	2	of	of	ADP
fsr-3978	280	3	family	family	NOUN
fsr-3978	280	4	and	and	CCONJ
fsr-3978	280	5	economic	economic	ADJ
fsr-3978	280	6	issues	issue	NOUN
fsr-3978	280	7	,	,	PUNCT
fsr-3978	280	8	39(2	39(2	NUM
fsr-3978	280	9	)	)	PUNCT
fsr-3978	280	10	,	,	PUNCT
fsr-3978	280	11	205	205	NUM
fsr-3978	280	12	-	-	SYM
fsr-3978	280	13	219	219	NUM
fsr-3978	280	14	.	.	PUNCT
fsr-3978	281	1	archuleta	archuleta	PROPN
fsr-3978	281	2	,	,	PUNCT
fsr-3978	281	3	k.	k.	PROPN
fsr-3978	281	4	l.	l.	PROPN
fsr-3978	281	5	,	,	PUNCT
fsr-3978	281	6	dale	dale	PROPN
fsr-3978	281	7	,	,	PUNCT
fsr-3978	281	8	a.	a.	NOUN
fsr-3978	281	9	,	,	PUNCT
fsr-3978	281	10	&	&	CCONJ
fsr-3978	281	11	spann	spann	PROPN
fsr-3978	281	12	,	,	PUNCT
fsr-3978	281	13	s.	s.	PROPN
fsr-3978	281	14	m.	m.	PROPN
fsr-3978	281	15	(	(	PUNCT
fsr-3978	281	16	2013	2013	NUM
fsr-3978	281	17	)	)	PUNCT
fsr-3978	281	18	.	.	PUNCT
fsr-3978	282	1	college	college	NOUN
fsr-3978	282	2	students	student	NOUN
fsr-3978	282	3	and	and	CCONJ
fsr-3978	282	4	financial	financial	ADJ
fsr-3978	282	5	distress	distress	NOUN
fsr-3978	282	6	:	:	PUNCT
fsr-3978	282	7	exploring	explore	VERB
fsr-3978	282	8	debt	debt	NOUN
fsr-3978	282	9	,	,	PUNCT
fsr-3978	282	10	financial	financial	ADJ
fsr-3978	282	11	satisfaction	satisfaction	NOUN
fsr-3978	282	12	,	,	PUNCT
fsr-3978	282	13	and	and	CCONJ
fsr-3978	282	14	financial	financial	ADJ
fsr-3978	282	15	anxiety	anxiety	NOUN
fsr-3978	282	16	.	.	PUNCT
fsr-3978	283	1	journal	journal	NOUN
fsr-3978	283	2	of	of	ADP
fsr-3978	283	3	financial	financial	ADJ
fsr-3978	283	4	counseling	counseling	NOUN
fsr-3978	283	5	and	and	CCONJ
fsr-3978	283	6	planning	planning	NOUN
fsr-3978	283	7	,	,	PUNCT
fsr-3978	283	8	24(2	24(2	NUM
fsr-3978	283	9	)	)	PUNCT
fsr-3978	283	10	,	,	PUNCT
fsr-3978	283	11	50	50	NUM
fsr-3978	283	12	-	-	SYM
fsr-3978	283	13	62	62	NUM
fsr-3978	283	14	.	.	PUNCT
fsr-3978	284	1	aristei	aristei	NOUN
fsr-3978	284	2	,	,	PUNCT
fsr-3978	284	3	d.	d.	PROPN
fsr-3978	284	4	,	,	PUNCT
fsr-3978	284	5	&	&	CCONJ
fsr-3978	284	6	gallo	gallo	PROPN
fsr-3978	284	7	,	,	PUNCT
fsr-3978	284	8	m.	m.	NOUN
fsr-3978	284	9	(	(	PUNCT
fsr-3978	284	10	2021	2021	NUM
fsr-3978	284	11	)	)	PUNCT
fsr-3978	284	12	.	.	PUNCT
fsr-3978	285	1	financial	financial	ADJ
fsr-3978	285	2	knowledge	knowledge	NOUN
fsr-3978	285	3	,	,	PUNCT
fsr-3978	285	4	confidence	confidence	NOUN
fsr-3978	285	5	,	,	PUNCT
fsr-3978	285	6	and	and	CCONJ
fsr-3978	285	7	sustainable	sustainable	ADJ
fsr-3978	285	8	financial	financial	ADJ
fsr-3978	285	9	behavior	behavior	NOUN
fsr-3978	285	10	.	.	PUNCT
fsr-3978	286	1	sustainability	sustainability	NOUN
fsr-3978	286	2	,	,	PUNCT
fsr-3978	286	3	13	13	NUM
fsr-3978	286	4	,	,	PUNCT
fsr-3978	286	5	10926	10926	NUM
fsr-3978	286	6	.	.	PUNCT
fsr-3978	287	1	bandura	bandura	NOUN
fsr-3978	287	2	,	,	PUNCT
fsr-3978	287	3	a.	a.	NOUN
fsr-3978	287	4	(	(	PUNCT
fsr-3978	287	5	1997	1997	NUM
fsr-3978	287	6	)	)	PUNCT
fsr-3978	287	7	.	.	PUNCT
fsr-3978	288	1	self	self	NOUN
fsr-3978	288	2	-	-	PUNCT
fsr-3978	288	3	efficacy	efficacy	NOUN
fsr-3978	288	4	:	:	PUNCT
fsr-3978	288	5	the	the	DET
fsr-3978	288	6	exercise	exercise	NOUN
fsr-3978	288	7	of	of	ADP
fsr-3978	288	8	control	control	NOUN
fsr-3978	288	9	.	.	PUNCT
fsr-3978	289	1	freeman	freeman	PROPN
fsr-3978	289	2	.	.	PUNCT
fsr-3978	290	1	barber	barber	PROPN
fsr-3978	290	2	,	,	PUNCT
fsr-3978	290	3	b.	b.	PROPN
fsr-3978	290	4	m.	m.	PROPN
fsr-3978	290	5	,	,	PUNCT
fsr-3978	290	6	&	&	CCONJ
fsr-3978	290	7	odean	odean	ADJ
fsr-3978	290	8	,	,	PUNCT
fsr-3978	290	9	t.	t.	PROPN
fsr-3978	290	10	(	(	PUNCT
fsr-3978	290	11	2001	2001	NUM
fsr-3978	290	12	)	)	PUNCT
fsr-3978	290	13	.	.	PUNCT
fsr-3978	291	1	boys	boy	NOUN
fsr-3978	291	2	will	will	AUX
fsr-3978	291	3	be	be	AUX
fsr-3978	291	4	boys	boy	NOUN
fsr-3978	291	5	:	:	PUNCT
fsr-3978	291	6	overconfidence	overconfidence	NOUN
fsr-3978	291	7	,	,	PUNCT
fsr-3978	291	8	and	and	CCONJ
fsr-3978	291	9	common	common	ADJ
fsr-3978	291	10	stock	stock	NOUN
fsr-3978	291	11	investments	investment	NOUN
fsr-3978	291	12	.	.	PUNCT
fsr-3978	292	1	the	the	DET
fsr-3978	292	2	quarterly	quarterly	ADJ
fsr-3978	292	3	journal	journal	NOUN
fsr-3978	292	4	of	of	ADP
fsr-3978	292	5	economics	economic	NOUN
fsr-3978	292	6	,	,	PUNCT
fsr-3978	292	7	116(1	116(1	NUM
fsr-3978	292	8	)	)	PUNCT
fsr-3978	292	9	,	,	PUNCT
fsr-3978	292	10	261	261	NUM
fsr-3978	292	11	-	-	SYM
fsr-3978	292	12	292	292	NUM
fsr-3978	292	13	.	.	PUNCT
fsr-3978	293	1	benz	benz	PROPN
fsr-3978	293	2	,	,	PUNCT
fsr-3978	293	3	c.	c.	PROPN
fsr-3978	293	4	(	(	PUNCT
fsr-3978	293	5	2022	2022	NUM
fsr-3978	293	6	,	,	PUNCT
fsr-3978	293	7	november	november	PROPN
fsr-3978	293	8	23	23	NUM
fsr-3978	293	9	)	)	PUNCT
fsr-3978	293	10	.	.	PUNCT
fsr-3978	294	1	the	the	DET
fsr-3978	294	2	bucket	bucket	NOUN
fsr-3978	294	3	approach	approach	NOUN
fsr-3978	294	4	to	to	ADP
fsr-3978	294	5	building	build	VERB
fsr-3978	294	6	a	a	DET
fsr-3978	294	7	retirement	retirement	NOUN
fsr-3978	294	8	portfolio	portfolio	NOUN
fsr-3978	294	9	.	.	PUNCT
fsr-3978	295	1	morningstar	morningstar	PROPN
fsr-3978	295	2	.	.	PUNCT
fsr-3978	296	1	https://www.morningstar.com/portfolios/	https://www.morningstar.com/portfolios/	PROPN
fsr-3978	296	2	bucket	bucket	NOUN
fsr-3978	296	3	-	-	PUNCT
fsr-3978	296	4	approach	approach	NOUN
fsr-3978	296	5	-	-	PUNCT
fsr-3978	296	6	building	building	NOUN
fsr-3978	296	7	-	-	PUNCT
fsr-3978	296	8	retirementportfolio	retirementportfolio	NOUN
fsr-3978	296	9	bernaola	bernaola	PROPN
fsr-3978	296	10	,	,	PUNCT
fsr-3978	296	11	d.	d.	PROPN
fsr-3978	296	12	m.	m.	PROPN
fsr-3978	296	13	v.	v.	PROPN
fsr-3978	296	14	,	,	PUNCT
fsr-3978	296	15	willows	willow	NOUN
fsr-3978	296	16	,	,	PUNCT
fsr-3978	296	17	g.	g.	PROPN
fsr-3978	296	18	d.	d.	PROPN
fsr-3978	296	19	,	,	PUNCT
fsr-3978	296	20	&	&	CCONJ
fsr-3978	296	21	west	west	PROPN
fsr-3978	296	22	,	,	PUNCT
fsr-3978	296	23	d.	d.	PROPN
fsr-3978	296	24	(	(	PUNCT
fsr-3978	296	25	2020	2020	NUM
fsr-3978	296	26	)	)	PUNCT
fsr-3978	296	27	.	.	PUNCT
fsr-3978	297	1	the	the	DET
fsr-3978	297	2	relevance	relevance	NOUN
fsr-3978	297	3	of	of	ADP
fsr-3978	297	4	anger	anger	NOUN
fsr-3978	297	5	,	,	PUNCT
fsr-3978	297	6	anxiety	anxiety	NOUN
fsr-3978	297	7	,	,	PUNCT
fsr-3978	297	8	gender	gender	NOUN
fsr-3978	297	9	and	and	CCONJ
fsr-3978	297	10	race	race	NOUN
fsr-3978	297	11	in	in	ADP
fsr-3978	297	12	investment	investment	NOUN
fsr-3978	297	13	decisions	decision	NOUN
fsr-3978	297	14	.	.	PUNCT
fsr-3978	298	1	mind	mind	NOUN
fsr-3978	298	2	&	&	CCONJ
fsr-3978	298	3	society	society	NOUN
fsr-3978	298	4	,	,	PUNCT
fsr-3978	298	5	20(1	20(1	NUM
fsr-3978	298	6	)	)	PUNCT
fsr-3978	298	7	,	,	PUNCT
fsr-3978	298	8	1	1	NUM
fsr-3978	298	9	-	-	SYM
fsr-3978	298	10	21	21	NUM
fsr-3978	298	11	.	.	PUNCT
fsr-3978	299	1	https://www.morningstar.com/portfolios/bucket-approach-building-retirement-portfolio	https://www.morningstar.com/portfolios/bucket-approach-building-retirement-portfolio	PUNCT
fsr-3978	299	2	https://www.morningstar.com/portfolios/bucket-approach-building-retirement-portfolio	https://www.morningstar.com/portfolios/bucket-approach-building-retirement-portfolio	NOUN
fsr-3978	299	3	https://www.morningstar.com/portfolios/bucket-approach-building-retirement-portfolio	https://www.morningstar.com/portfolios/bucket-approach-building-retirement-portfolio	NOUN
fsr-3978	299	4	financial	financial	ADJ
fsr-3978	299	5	services	service	NOUN
fsr-3978	299	6	review	review	PROPN
fsr-3978	299	7	,	,	PUNCT
fsr-3978	299	8	33(1	33(1	NUM
fsr-3978	299	9	)	)	PUNCT
fsr-3978	299	10	98	98	NUM
fsr-3978	299	11	bloomberg	bloomberg	PROPN
fsr-3978	299	12	l.p	l.p	PROPN
fsr-3978	299	13	.	.	PROPN
fsr-3978	299	14	(	(	PUNCT
fsr-3978	299	15	2024	2024	NUM
fsr-3978	299	16	)	)	PUNCT
fsr-3978	299	17	.	.	PUNCT
fsr-3978	300	1	s&p	s&p	PROPN
fsr-3978	300	2	500	500	NUM
fsr-3978	300	3	index	index	NOUN
fsr-3978	300	4	and	and	CCONJ
fsr-3978	300	5	bloomberg	bloomberg	PROPN
fsr-3978	300	6	u.s	u.s	PROPN
fsr-3978	300	7	.	.	PROPN
fsr-3978	300	8	aggregate	aggregate	ADJ
fsr-3978	300	9	bond	bond	NOUN
fsr-3978	300	10	index	index	NOUN
fsr-3978	300	11	,	,	PUNCT
fsr-3978	300	12	1/1/2022	1/1/2022	PROPN
fsr-3978	300	13	to	to	ADP
fsr-3978	300	14	9/30/2022	9/30/2022	NUM
fsr-3978	300	15	,	,	PUNCT
fsr-3978	300	16	10/1/2022	10/1/2022	NOUN
fsr-3978	300	17	to	to	ADP
fsr-3978	300	18	12/31/2023	12/31/2023	NUM
fsr-3978	300	19	.	.	PUNCT
fsr-3978	301	1	retrieved	retrieve	VERB
fsr-3978	301	2	from	from	ADP
fsr-3978	301	3	bloomberg	bloomberg	PROPN
fsr-3978	301	4	database	database	NOUN
fsr-3978	301	5	july	july	PROPN
fsr-3978	301	6	8	8	NUM
fsr-3978	301	7	,	,	PUNCT
fsr-3978	301	8	2024	2024	NUM
fsr-3978	301	9	.	.	PUNCT
fsr-3978	302	1	casto	casto	PROPN
fsr-3978	302	2	-	-	PUNCT
fsr-3978	302	3	baker	baker	PROPN
fsr-3978	302	4	,	,	PUNCT
fsr-3978	302	5	a.	a.	PROPN
fsr-3978	302	6	,	,	PUNCT
fsr-3978	302	7	west	west	PROPN
fsr-3978	302	8	,	,	PUNCT
fsr-3978	302	9	s.	s.	PROPN
fsr-3978	302	10	,	,	PUNCT
fsr-3978	302	11	&	&	CCONJ
fsr-3978	302	12	wood	wood	PROPN
fsr-3978	302	13	,	,	PUNCT
fsr-3978	302	14	a.	a.	NOUN
fsr-3978	302	15	(	(	PUNCT
fsr-3978	302	16	2017	2017	NUM
fsr-3978	302	17	)	)	PUNCT
fsr-3978	302	18	.	.	PUNCT
fsr-3978	303	1	asset	asset	NOUN
fsr-3978	303	2	depletion	depletion	NOUN
fsr-3978	303	3	,	,	PUNCT
fsr-3978	303	4	chronic	chronic	ADJ
fsr-3978	303	5	financial	financial	ADJ
fsr-3978	303	6	stress	stress	NOUN
fsr-3978	303	7	,	,	PUNCT
fsr-3978	303	8	and	and	CCONJ
fsr-3978	303	9	mortgage	mortgage	NOUN
fsr-3978	303	10	trouble	trouble	NOUN
fsr-3978	303	11	among	among	ADP
fsr-3978	303	12	older	old	ADJ
fsr-3978	303	13	female	female	ADJ
fsr-3978	303	14	homeowners	homeowner	NOUN
fsr-3978	303	15	.	.	PUNCT
fsr-3978	304	1	the	the	DET
fsr-3978	304	2	gerontologist	gerontologist	NOUN
fsr-3978	304	3	,	,	PUNCT
fsr-3978	304	4	59(2	59(2	NUM
fsr-3978	304	5	)	)	PUNCT
fsr-3978	304	6	,	,	PUNCT
fsr-3978	304	7	230	230	NUM
fsr-3978	304	8	-	-	SYM
fsr-3978	304	9	241	241	NUM
fsr-3978	304	10	.	.	PUNCT
fsr-3978	304	11	charupat	charupat	NOUN
fsr-3978	304	12	,	,	PUNCT
fsr-3978	304	13	n.	n.	NOUN
fsr-3978	304	14	,	,	PUNCT
fsr-3978	304	15	deaves	deaf	NOUN
fsr-3978	304	16	,	,	PUNCT
fsr-3978	304	17	r.	r.	PROPN
fsr-3978	304	18	,	,	PUNCT
fsr-3978	304	19	&	&	CCONJ
fsr-3978	304	20	lüders	lüders	PROPN
fsr-3978	304	21	,	,	PUNCT
fsr-3978	304	22	e.	e.	PROPN
fsr-3978	304	23	(	(	PUNCT
fsr-3978	304	24	2005	2005	NUM
fsr-3978	304	25	)	)	PUNCT
fsr-3978	304	26	.	.	PUNCT
fsr-3978	305	1	knowledge	knowledge	NOUN
fsr-3978	305	2	vs.	vs.	ADP
fsr-3978	305	3	knowledge	knowledge	NOUN
fsr-3978	305	4	perception	perception	NOUN
fsr-3978	305	5	:	:	PUNCT
fsr-3978	305	6	implications	implication	NOUN
fsr-3978	305	7	for	for	ADP
fsr-3978	305	8	financial	financial	ADJ
fsr-3978	305	9	professionals	professional	NOUN
fsr-3978	305	10	.	.	PUNCT
fsr-3978	306	1	journal	journal	PROPN
fsr-3978	306	2	of	of	ADP
fsr-3978	306	3	personal	personal	ADJ
fsr-3978	306	4	finance	finance	NOUN
fsr-3978	306	5	,	,	PUNCT
fsr-3978	306	6	4(2	4(2	NUM
fsr-3978	306	7	)	)	PUNCT
fsr-3978	306	8	,	,	PUNCT
fsr-3978	306	9	5061	5061	NUM
fsr-3978	306	10	.	.	PUNCT
fsr-3978	307	1	collins	collins	PROPN
fsr-3978	307	2	,	,	PUNCT
fsr-3978	307	3	j.	j.	PROPN
fsr-3978	307	4	m.	m.	PROPN
fsr-3978	307	5	(	(	PUNCT
fsr-3978	307	6	2012	2012	NUM
fsr-3978	307	7	)	)	PUNCT
fsr-3978	307	8	.	.	PUNCT
fsr-3978	308	1	financial	financial	ADJ
fsr-3978	308	2	advice	advice	NOUN
fsr-3978	308	3	:	:	PUNCT
fsr-3978	308	4	a	a	DET
fsr-3978	308	5	substitute	substitute	NOUN
fsr-3978	308	6	for	for	ADP
fsr-3978	308	7	financial	financial	ADJ
fsr-3978	308	8	literacy	literacy	NOUN
fsr-3978	308	9	?	?	PUNCT
fsr-3978	309	1	financial	financial	ADJ
fsr-3978	309	2	services	service	NOUN
fsr-3978	309	3	review	review	PROPN
fsr-3978	309	4	,	,	PUNCT
fsr-3978	309	5	21	21	NUM
fsr-3978	309	6	,	,	PUNCT
fsr-3978	309	7	307	307	NUM
fsr-3978	309	8	-	-	SYM
fsr-3978	309	9	322	322	NUM
fsr-3978	309	10	.	.	PUNCT
fsr-3978	310	1	cueva	cueva	PROPN
fsr-3978	310	2	,	,	PUNCT
fsr-3978	310	3	c.	c.	PROPN
fsr-3978	310	4	,	,	PUNCT
fsr-3978	310	5	iturbe	iturbe	NOUN
fsr-3978	310	6	-	-	PUNCT
fsr-3978	310	7	ormaetxe	ormaetxe	PROPN
fsr-3978	310	8	,	,	PUNCT
fsr-3978	310	9	i.	i.	NOUN
fsr-3978	310	10	,	,	PUNCT
fsr-3978	310	11	ponti	ponti	PROPN
fsr-3978	310	12	,	,	PUNCT
fsr-3978	310	13	g.	g.	PROPN
fsr-3978	310	14	,	,	PUNCT
fsr-3978	310	15	&	&	CCONJ
fsr-3978	310	16	tomás	tomás	PROPN
fsr-3978	310	17	,	,	PUNCT
fsr-3978	310	18	j.	j.	PROPN
fsr-3978	310	19	(	(	PUNCT
fsr-3978	310	20	2019	2019	NUM
fsr-3978	310	21	)	)	PUNCT
fsr-3978	310	22	.	.	PUNCT
fsr-3978	311	1	boys	boy	NOUN
fsr-3978	311	2	will	will	AUX
fsr-3978	311	3	still	still	ADV
fsr-3978	311	4	be	be	AUX
fsr-3978	311	5	boys	boy	NOUN
fsr-3978	311	6	:	:	PUNCT
fsr-3978	311	7	gender	gender	NOUN
fsr-3978	311	8	differences	difference	NOUN
fsr-3978	311	9	in	in	ADP
fsr-3978	311	10	trading	trading	NOUN
fsr-3978	311	11	activity	activity	NOUN
fsr-3978	311	12	are	be	AUX
fsr-3978	311	13	not	not	PART
fsr-3978	311	14	due	due	ADJ
fsr-3978	311	15	to	to	ADP
fsr-3978	311	16	differences	difference	NOUN
fsr-3978	311	17	in	in	ADP
fsr-3978	311	18	(	(	PUNCT
fsr-3978	311	19	over)confidence	over)confidence	NOUN
fsr-3978	311	20	.	.	PROPN
fsr-3978	311	21	journal	journal	NOUN
fsr-3978	311	22	of	of	ADP
fsr-3978	311	23	economic	economic	ADJ
fsr-3978	311	24	behavior	behavior	NOUN
fsr-3978	311	25	&	&	CCONJ
fsr-3978	311	26	organization	organization	PROPN
fsr-3978	311	27	,	,	PUNCT
fsr-3978	311	28	160	160	NUM
fsr-3978	311	29	,	,	PUNCT
fsr-3978	311	30	100	100	NUM
fsr-3978	311	31	-	-	SYM
fsr-3978	311	32	120	120	NUM
fsr-3978	311	33	.	.	PUNCT
fsr-3978	312	1	dalbar	dalbar	ADJ
fsr-3978	312	2	.	.	PUNCT
fsr-3978	313	1	(	(	PUNCT
fsr-3978	313	2	march	march	PROPN
fsr-3978	313	3	30	30	NUM
fsr-3978	313	4	,	,	PUNCT
fsr-3978	313	5	2023	2023	NUM
fsr-3978	313	6	)	)	PUNCT
fsr-3978	313	7	.	.	PUNCT
fsr-3978	314	1	investors	investor	NOUN
fsr-3978	314	2	panic	panic	VERB
fsr-3978	314	3	in	in	ADP
fsr-3978	314	4	2022	2022	NUM
fsr-3978	314	5	and	and	CCONJ
fsr-3978	314	6	lose	lose	VERB
fsr-3978	314	7	more	more	ADJ
fsr-3978	314	8	than	than	SCONJ
fsr-3978	314	9	indices	index	NOUN
fsr-3978	314	10	suggest	suggest	VERB
fsr-3978	314	11	.	.	PUNCT
fsr-3978	315	1	https://www.dalbar.com/portals/dalbar/c	https://www.dalbar.com/portals/dalbar/c	PROPN
fsr-3978	315	2	ache	ache	ADV
fsr-3978	315	3	/	/	SYM
fsr-3978	315	4	news	news	NOUN
fsr-3978	315	5	/	/	SYM
fsr-3978	315	6	pressreleases	pressrelease	NOUN
fsr-3978	315	7	/	/	SYM
fsr-3978	315	8	qaib23pr.p	qaib23pr.p	NOUN
fsr-3978	315	9	df	df	NOUN
fsr-3978	315	10	deaves	deaf	NOUN
fsr-3978	315	11	,	,	PUNCT
fsr-3978	315	12	r.	r.	PROPN
fsr-3978	315	13	,	,	PUNCT
fsr-3978	315	14	lüders	lüder	NOUN
fsr-3978	315	15	,	,	PUNCT
fsr-3978	315	16	e.	e.	PROPN
fsr-3978	315	17	,	,	PUNCT
fsr-3978	315	18	&	&	CCONJ
fsr-3978	315	19	luo	luo	PROPN
fsr-3978	315	20	,	,	PUNCT
fsr-3978	315	21	g.	g.	PROPN
fsr-3978	315	22	y.	y.	PROPN
fsr-3978	315	23	(	(	PUNCT
fsr-3978	315	24	2009	2009	NUM
fsr-3978	315	25	)	)	PUNCT
fsr-3978	315	26	.	.	PUNCT
fsr-3978	316	1	an	an	DET
fsr-3978	316	2	experimental	experimental	ADJ
fsr-3978	316	3	test	test	NOUN
fsr-3978	316	4	of	of	ADP
fsr-3978	316	5	the	the	DET
fsr-3978	316	6	impact	impact	NOUN
fsr-3978	316	7	of	of	ADP
fsr-3978	316	8	overconfidence	overconfidence	NOUN
fsr-3978	316	9	and	and	CCONJ
fsr-3978	316	10	gender	gender	NOUN
fsr-3978	316	11	on	on	ADP
fsr-3978	316	12	trading	trading	NOUN
fsr-3978	316	13	activity	activity	NOUN
fsr-3978	316	14	.	.	PUNCT
fsr-3978	317	1	review	review	NOUN
fsr-3978	317	2	of	of	ADP
fsr-3978	317	3	finance	finance	NOUN
fsr-3978	317	4	,	,	PUNCT
fsr-3978	317	5	13(3	13(3	NUM
fsr-3978	317	6	)	)	PUNCT
fsr-3978	317	7	,	,	PUNCT
fsr-3978	317	8	555575	555575	NUM
fsr-3978	317	9	.	.	PUNCT
fsr-3978	318	1	fan	fan	PROPN
fsr-3978	318	2	,	,	PUNCT
fsr-3978	318	3	l.	l.	PROPN
fsr-3978	318	4	,	,	PUNCT
fsr-3978	318	5	&	&	CCONJ
fsr-3978	318	6	henager	henager	PROPN
fsr-3978	318	7	,	,	PUNCT
fsr-3978	318	8	r.	r.	PROPN
fsr-3978	318	9	(	(	PUNCT
fsr-3978	318	10	2022	2022	NUM
fsr-3978	318	11	)	)	PUNCT
fsr-3978	318	12	.	.	PUNCT
fsr-3978	319	1	a	a	DET
fsr-3978	319	2	structural	structural	ADJ
fsr-3978	319	3	determinants	determinant	NOUN
fsr-3978	319	4	framework	framework	NOUN
fsr-3978	319	5	for	for	ADP
fsr-3978	319	6	financial	financial	ADJ
fsr-3978	319	7	well	well	NOUN
fsr-3978	319	8	-	-	PUNCT
fsr-3978	319	9	being	being	NOUN
fsr-3978	319	10	.	.	PUNCT
fsr-3978	320	1	journal	journal	PROPN
fsr-3978	320	2	of	of	ADP
fsr-3978	320	3	family	family	NOUN
fsr-3978	320	4	and	and	CCONJ
fsr-3978	320	5	economic	economic	ADJ
fsr-3978	320	6	issues	issue	NOUN
fsr-3978	320	7	,	,	PUNCT
fsr-3978	320	8	43(2	43(2	NUM
fsr-3978	320	9	)	)	PUNCT
fsr-3978	320	10	,	,	PUNCT
fsr-3978	320	11	415	415	NUM
fsr-3978	320	12	-	-	SYM
fsr-3978	320	13	428	428	NUM
fsr-3978	320	14	.	.	PUNCT
fsr-3978	320	15	fellner	fellner	NOUN
fsr-3978	320	16	-	-	PUNCT
fsr-3978	320	17	röhling	röhling	NOUN
fsr-3978	320	18	,	,	PUNCT
fsr-3978	320	19	g.	g.	PROPN
fsr-3978	320	20	,	,	PUNCT
fsr-3978	320	21	&	&	CCONJ
fsr-3978	320	22	krügel	krügel	PROPN
fsr-3978	320	23	,	,	PUNCT
fsr-3978	320	24	s.	s.	PROPN
fsr-3978	320	25	(	(	PUNCT
fsr-3978	320	26	2014	2014	NUM
fsr-3978	320	27	)	)	PUNCT
fsr-3978	320	28	.	.	PUNCT
fsr-3978	321	1	judgmental	judgmental	ADJ
fsr-3978	321	2	overconfidence	overconfidence	NOUN
fsr-3978	321	3	and	and	CCONJ
fsr-3978	321	4	trading	trading	NOUN
fsr-3978	321	5	activity	activity	NOUN
fsr-3978	321	6	.	.	PUNCT
fsr-3978	322	1	journal	journal	NOUN
fsr-3978	322	2	of	of	ADP
fsr-3978	322	3	economic	economic	ADJ
fsr-3978	322	4	behavior	behavior	NOUN
fsr-3978	322	5	&	&	CCONJ
fsr-3978	322	6	organization	organization	PROPN
fsr-3978	322	7	,	,	PUNCT
fsr-3978	322	8	107(partb	107(partb	NUM
fsr-3978	322	9	)	)	PUNCT
fsr-3978	322	10	,	,	PUNCT
fsr-3978	322	11	827	827	NUM
fsr-3978	322	12	-	-	SYM
fsr-3978	322	13	842	842	NUM
fsr-3978	322	14	.	.	PUNCT
fsr-3978	323	1	ferreria	ferreria	PROPN
fsr-3978	323	2	-	-	PUNCT
fsr-3978	323	3	schenk	schenk	PROPN
fsr-3978	323	4	,	,	PUNCT
fsr-3978	323	5	s.	s.	PROPN
fsr-3978	323	6	,	,	PUNCT
fsr-3978	323	7	dickason	dickason	NOUN
fsr-3978	323	8	-	-	PUNCT
fsr-3978	323	9	koekemoer	koekemoer	PROPN
fsr-3978	323	10	,	,	PUNCT
fsr-3978	323	11	z.	z.	PROPN
fsr-3978	323	12	,	,	PUNCT
fsr-3978	323	13	&	&	CCONJ
fsr-3978	323	14	shah	shah	PROPN
fsr-3978	323	15	,	,	PUNCT
fsr-3978	323	16	n.	n.	PROPN
fsr-3978	323	17	h.	h.	PROPN
fsr-3978	323	18	(	(	PUNCT
fsr-3978	323	19	2021	2021	NUM
fsr-3978	323	20	)	)	PUNCT
fsr-3978	323	21	.	.	PUNCT
fsr-3978	324	1	factors	factor	NOUN
fsr-3978	324	2	influencing	influence	VERB
fsr-3978	324	3	individuals	individual	NOUN
fsr-3978	324	4	’	'	PUNCT
fsr-3978	324	5	short	short	ADJ
fsr-3978	324	6	-	-	PUNCT
fsr-3978	324	7	term	term	NOUN
fsr-3978	324	8	investment	investment	NOUN
fsr-3978	324	9	intentions	intention	NOUN
fsr-3978	324	10	.	.	PUNCT
fsr-3978	325	1	international	international	ADJ
fsr-3978	325	2	journal	journal	PROPN
fsr-3978	325	3	of	of	ADP
fsr-3978	325	4	economics	economic	NOUN
fsr-3978	325	5	and	and	CCONJ
fsr-3978	325	6	financial	financial	ADJ
fsr-3978	325	7	issues	issue	NOUN
fsr-3978	325	8	,	,	PUNCT
fsr-3978	325	9	11(4	11(4	NUM
fsr-3978	325	10	)	)	PUNCT
fsr-3978	325	11	,	,	PUNCT
fsr-3978	325	12	73	73	NUM
fsr-3978	325	13	-	-	SYM
fsr-3978	325	14	81	81	NUM
fsr-3978	325	15	.	.	PUNCT
fsr-3978	326	1	fiksenbaum	fiksenbaum	PROPN
fsr-3978	326	2	,	,	PUNCT
fsr-3978	326	3	l.	l.	PROPN
fsr-3978	326	4	,	,	PUNCT
fsr-3978	326	5	marjanovic	marjanovic	PROPN
fsr-3978	326	6	,	,	PUNCT
fsr-3978	326	7	z.	z.	PROPN
fsr-3978	326	8	,	,	PUNCT
fsr-3978	326	9	&	&	CCONJ
fsr-3978	326	10	greenglass	greenglass	PROPN
fsr-3978	326	11	,	,	PUNCT
fsr-3978	326	12	e.	e.	PROPN
fsr-3978	326	13	(	(	PUNCT
fsr-3978	326	14	2017	2017	NUM
fsr-3978	326	15	)	)	PUNCT
fsr-3978	326	16	.	.	PUNCT
fsr-3978	327	1	financial	financial	ADJ
fsr-3978	327	2	threat	threat	NOUN
fsr-3978	327	3	and	and	CCONJ
fsr-3978	327	4	individuals	individual	NOUN
fsr-3978	327	5	’	'	PUNCT
fsr-3978	327	6	willingness	willingness	NOUN
fsr-3978	327	7	to	to	PART
fsr-3978	327	8	change	change	VERB
fsr-3978	327	9	financial	financial	ADJ
fsr-3978	327	10	behavior	behavior	NOUN
fsr-3978	327	11	.	.	PUNCT
fsr-3978	328	1	review	review	NOUN
fsr-3978	328	2	of	of	ADP
fsr-3978	328	3	behavioral	behavioral	ADJ
fsr-3978	328	4	finance	finance	NOUN
fsr-3978	328	5	,	,	PUNCT
fsr-3978	328	6	9(2	9(2	NUM
fsr-3978	328	7	)	)	PUNCT
fsr-3978	328	8	,	,	PUNCT
fsr-3978	328	9	128	128	NUM
fsr-3978	328	10	-	-	SYM
fsr-3978	328	11	147	147	NUM
fsr-3978	328	12	.	.	PUNCT
fsr-3978	329	1	finra	finra	PROPN
fsr-3978	329	2	investor	investor	PROPN
fsr-3978	329	3	education	education	PROPN
fsr-3978	329	4	foundation	foundation	PROPN
fsr-3978	329	5	(	(	PUNCT
fsr-3978	329	6	july	july	PROPN
fsr-3978	329	7	2022	2022	NUM
fsr-3978	329	8	)	)	PUNCT
fsr-3978	329	9	.	.	PUNCT
fsr-3978	330	1	financial	financial	ADJ
fsr-3978	330	2	capability	capability	NOUN
fsr-3978	330	3	in	in	ADP
fsr-3978	330	4	the	the	DET
fsr-3978	330	5	united	united	PROPN
fsr-3978	330	6	states	states	PROPN
fsr-3978	330	7	:	:	PUNCT
fsr-3978	330	8	highlights	highlight	NOUN
fsr-3978	330	9	from	from	ADP
fsr-3978	330	10	the	the	DET
fsr-3978	330	11	finra	finra	PROPN
fsr-3978	330	12	foundation	foundation	PROPN
fsr-3978	330	13	national	national	PROPN
fsr-3978	330	14	capability	capability	NOUN
fsr-3978	330	15	study	study	NOUN
fsr-3978	330	16	.	.	PUNCT
fsr-3978	331	1	https://www.finrafoundation.org/sites/fin	https://www.finrafoundation.org/sites/fin	PROPN
fsr-3978	331	2	rafoundation	rafoundation	NOUN
fsr-3978	331	3	/	/	SYM
fsr-3978	331	4	files	file	NOUN
fsr-3978	331	5	/	/	SYM
fsr-3978	331	6	nfcs	nfc	NOUN
fsr-3978	331	7	-	-	PUNCT
fsr-3978	331	8	report	report	NOUN
fsr-3978	331	9	-	-	PUNCT
fsr-3978	331	10	fifthedition	fifthedition	NOUN
fsr-3978	331	11	-	-	PUNCT
fsr-3978	331	12	july-2022.pdf	july-2022.pdf	ADJ
fsr-3978	331	13	fox	fox	NOUN
fsr-3978	331	14	,	,	PUNCT
fsr-3978	331	15	j.	j.	PROPN
fsr-3978	331	16	,	,	PUNCT
fsr-3978	331	17	&	&	CCONJ
fsr-3978	331	18	bartholomae	bartholomae	PROPN
fsr-3978	331	19	,	,	PUNCT
fsr-3978	331	20	s.	s.	PROPN
fsr-3978	331	21	(	(	PUNCT
fsr-3978	331	22	2020	2020	NUM
fsr-3978	331	23	)	)	PUNCT
fsr-3978	331	24	.	.	PUNCT
fsr-3978	332	1	household	household	NOUN
fsr-3978	332	2	finances	finance	NOUN
fsr-3978	332	3	,	,	PUNCT
fsr-3978	332	4	financial	financial	ADJ
fsr-3978	332	5	planning	planning	NOUN
fsr-3978	332	6	,	,	PUNCT
fsr-3978	332	7	and	and	CCONJ
fsr-3978	332	8	covid-19	covid-19	PROPN
fsr-3978	332	9	.	.	PROPN
fsr-3978	332	10	financial	financial	ADJ
fsr-3978	332	11	planning	planning	PROPN
fsr-3978	332	12	review	review	NOUN
fsr-3978	332	13	,	,	PUNCT
fsr-3978	332	14	3(4	3(4	NUM
fsr-3978	332	15	)	)	PUNCT
fsr-3978	332	16	,	,	PUNCT
fsr-3978	332	17	1	1	NUM
fsr-3978	332	18	-	-	SYM
fsr-3978	332	19	9	9	NUM
fsr-3978	332	20	.	.	PUNCT
fsr-3978	332	21	friedline	friedline	PROPN
fsr-3978	332	22	,	,	PUNCT
fsr-3978	332	23	t.	t.	PROPN
fsr-3978	332	24	,	,	PUNCT
fsr-3978	332	25	chen	chen	PROPN
fsr-3978	332	26	,	,	PUNCT
fsr-3978	332	27	z.	z.	PROPN
fsr-3978	332	28	,	,	PUNCT
fsr-3978	332	29	&	&	CCONJ
fsr-3978	332	30	morrow	morrow	PROPN
fsr-3978	332	31	,	,	PUNCT
fsr-3978	332	32	s.	s.	PROPN
fsr-3978	332	33	(	(	PUNCT
fsr-3978	332	34	2021	2021	NUM
fsr-3978	332	35	)	)	PUNCT
fsr-3978	332	36	.	.	PUNCT
fsr-3978	333	1	families	family	NOUN
fsr-3978	333	2	’	’	PART
fsr-3978	333	3	financial	financial	ADJ
fsr-3978	333	4	stress	stress	NOUN
fsr-3978	333	5	and	and	CCONJ
fsr-3978	333	6	well	well	ADV
fsr-3978	333	7	-	-	PUNCT
fsr-3978	333	8	being	being	NOUN
fsr-3978	333	9	:	:	PUNCT
fsr-3978	333	10	the	the	DET
fsr-3978	333	11	importance	importance	NOUN
fsr-3978	333	12	of	of	ADP
fsr-3978	333	13	the	the	DET
fsr-3978	333	14	economy	economy	NOUN
fsr-3978	333	15	and	and	CCONJ
fsr-3978	333	16	economic	economic	ADJ
fsr-3978	333	17	environments	environment	NOUN
fsr-3978	333	18	.	.	PUNCT
fsr-3978	334	1	journal	journal	NOUN
fsr-3978	334	2	of	of	ADP
fsr-3978	334	3	family	family	NOUN
fsr-3978	334	4	and	and	CCONJ
fsr-3978	334	5	economic	economic	ADJ
fsr-3978	334	6	issues	issue	NOUN
fsr-3978	334	7	,	,	PUNCT
fsr-3978	334	8	42(s1	42(s1	NUM
fsr-3978	334	9	)	)	PUNCT
fsr-3978	334	10	s34	s34	NOUN
fsr-3978	334	11	-	-	PUNCT
fsr-3978	334	12	s51	s51	NOUN
fsr-3978	334	13	.	.	PUNCT
fsr-3978	335	1	gennaioli	gennaioli	ADV
fsr-3978	335	2	,	,	PUNCT
fsr-3978	335	3	n.	n.	NOUN
fsr-3978	335	4	,	,	PUNCT
fsr-3978	335	5	shleifer	shleifer	PROPN
fsr-3978	335	6	,	,	PUNCT
fsr-3978	335	7	a.	a.	PROPN
fsr-3978	335	8	,	,	PUNCT
fsr-3978	335	9	&	&	CCONJ
fsr-3978	335	10	vishny	vishny	PROPN
fsr-3978	335	11	,	,	PUNCT
fsr-3978	335	12	r.	r.	PROPN
fsr-3978	335	13	(	(	PUNCT
fsr-3978	335	14	2015	2015	NUM
fsr-3978	335	15	)	)	PUNCT
fsr-3978	335	16	.	.	PUNCT
fsr-3978	336	1	money	money	NOUN
fsr-3978	336	2	doctors	doctor	NOUN
fsr-3978	336	3	.	.	PUNCT
fsr-3978	337	1	journal	journal	PROPN
fsr-3978	337	2	of	of	ADP
fsr-3978	337	3	finance	finance	NOUN
fsr-3978	337	4	,	,	PUNCT
fsr-3978	337	5	70(1	70(1	NOUN
fsr-3978	337	6	)	)	PUNCT
fsr-3978	337	7	,	,	PUNCT
fsr-3978	337	8	91	91	NUM
fsr-3978	337	9	-	-	SYM
fsr-3978	337	10	114	114	NUM
fsr-3978	337	11	.	.	PUNCT
fsr-3978	338	1	glaser	glaser	PROPN
fsr-3978	338	2	,	,	PUNCT
fsr-3978	338	3	m.	m.	NOUN
fsr-3978	338	4	,	,	PUNCT
fsr-3978	338	5	&	&	CCONJ
fsr-3978	338	6	weber	weber	PROPN
fsr-3978	338	7	,	,	PUNCT
fsr-3978	338	8	m.	m.	NOUN
fsr-3978	338	9	(	(	PUNCT
fsr-3978	338	10	2007	2007	NUM
fsr-3978	338	11	)	)	PUNCT
fsr-3978	338	12	.	.	PUNCT
fsr-3978	339	1	overconfidence	overconfidence	NOUN
fsr-3978	339	2	and	and	CCONJ
fsr-3978	339	3	trading	trading	NOUN
fsr-3978	339	4	volume	volume	NOUN
fsr-3978	339	5	.	.	PUNCT
fsr-3978	340	1	geneva	geneva	PROPN
fsr-3978	340	2	risk	risk	PROPN
fsr-3978	340	3	insurance	insurance	NOUN
fsr-3978	340	4	review	review	NOUN
fsr-3978	340	5	,	,	PUNCT
fsr-3978	340	6	32	32	NUM
fsr-3978	340	7	,	,	PUNCT
fsr-3978	340	8	1	1	NUM
fsr-3978	340	9	-	-	SYM
fsr-3978	340	10	36	36	NUM
fsr-3978	340	11	.	.	PUNCT
fsr-3978	341	1	grable	grable	PROPN
fsr-3978	341	2	,	,	PUNCT
fsr-3978	341	3	j.	j.	PROPN
fsr-3978	341	4	e.	e.	PROPN
fsr-3978	341	5	,	,	PUNCT
fsr-3978	341	6	heo	heo	PROPN
fsr-3978	341	7	,	,	PUNCT
fsr-3978	341	8	w.	w.	PROPN
fsr-3978	341	9	,	,	PUNCT
fsr-3978	341	10	&	&	CCONJ
fsr-3978	341	11	rabbani	rabbani	PROPN
fsr-3978	341	12	,	,	PUNCT
fsr-3978	341	13	a.	a.	NOUN
fsr-3978	341	14	(	(	PUNCT
fsr-3978	341	15	2015	2015	NUM
fsr-3978	341	16	)	)	PUNCT
fsr-3978	341	17	.	.	PUNCT
fsr-3978	342	1	financial	financial	ADJ
fsr-3978	342	2	anxiety	anxiety	NOUN
fsr-3978	342	3	,	,	PUNCT
fsr-3978	342	4	physiological	physiological	ADJ
fsr-3978	342	5	arousal	arousal	NOUN
fsr-3978	342	6	,	,	PUNCT
fsr-3978	342	7	and	and	CCONJ
fsr-3978	342	8	planning	planning	NOUN
fsr-3978	342	9	intention	intention	NOUN
fsr-3978	342	10	.	.	PUNCT
fsr-3978	343	1	journal	journal	NOUN
fsr-3978	343	2	of	of	ADP
fsr-3978	343	3	financial	financial	ADJ
fsr-3978	343	4	therapy	therapy	NOUN
fsr-3978	343	5	,	,	PUNCT
fsr-3978	343	6	5(2	5(2	NUM
fsr-3978	343	7	)	)	PUNCT
fsr-3978	343	8	,	,	PUNCT
fsr-3978	343	9	1	1	NUM
fsr-3978	343	10	-	-	SYM
fsr-3978	343	11	18	18	NUM
fsr-3978	343	12	.	.	PUNCT
fsr-3978	344	1	grable	grable	PROPN
fsr-3978	344	2	,	,	PUNCT
fsr-3978	344	3	j.	j.	PROPN
fsr-3978	344	4	e.	e.	PROPN
fsr-3978	344	5	,	,	PUNCT
fsr-3978	344	6	&	&	CCONJ
fsr-3978	344	7	lytton	lytton	PROPN
fsr-3978	344	8	,	,	PUNCT
fsr-3978	344	9	r.	r.	PROPN
fsr-3978	344	10	h.	h.	PROPN
fsr-3978	344	11	(	(	PUNCT
fsr-3978	344	12	1999	1999	NUM
fsr-3978	344	13	)	)	PUNCT
fsr-3978	344	14	.	.	PUNCT
fsr-3978	345	1	financial	financial	ADJ
fsr-3978	345	2	risk	risk	NOUN
fsr-3978	345	3	tolerance	tolerance	NOUN
fsr-3978	345	4	revisited	revisit	VERB
fsr-3978	345	5	:	:	PUNCT
fsr-3978	345	6	the	the	DET
fsr-3978	345	7	development	development	NOUN
fsr-3978	345	8	of	of	ADP
fsr-3978	345	9	a	a	DET
fsr-3978	345	10	risk	risk	NOUN
fsr-3978	345	11	assessment	assessment	NOUN
fsr-3978	345	12	instrument	instrument	NOUN
fsr-3978	345	13	.	.	PUNCT
fsr-3978	346	1	financial	financial	ADJ
fsr-3978	346	2	services	service	NOUN
fsr-3978	346	3	review	review	PROPN
fsr-3978	346	4	,	,	PUNCT
fsr-3978	346	5	8(3	8(3	NUM
fsr-3978	346	6	)	)	PUNCT
fsr-3978	346	7	,	,	PUNCT
fsr-3978	346	8	163181	163181	NUM
fsr-3978	346	9	.	.	PUNCT
fsr-3978	347	1	https://www.dalbar.com/portals/dalbar/cache/news/pressreleases/qaib23pr.pdf	https://www.dalbar.com/portals/dalbar/cache/news/pressreleases/qaib23pr.pdf	PROPN
fsr-3978	347	2	https://www.dalbar.com/portals/dalbar/cache/news/pressreleases/qaib23pr.pdf	https://www.dalbar.com/portals/dalbar/cache/news/pressreleases/qaib23pr.pdf	X
fsr-3978	347	3	https://www.dalbar.com/portals/dalbar/cache/news/pressreleases/qaib23pr.pdf	https://www.dalbar.com/portals/dalbar/cache/news/pressreleases/qaib23pr.pdf	PROPN
fsr-3978	347	4	https://www.finrafoundation.org/sites/finrafoundation/files/nfcs-report-fifth-edition-july-2022.pdf	https://www.finrafoundation.org/sites/finrafoundation/files/nfcs-report-fifth-edition-july-2022.pdf	PROPN
fsr-3978	347	5	https://www.finrafoundation.org/sites/finrafoundation/files/nfcs-report-fifth-edition-july-2022.pdf	https://www.finrafoundation.org/sites/finrafoundation/files/nfcs-report-fifth-edition-july-2022.pdf	PROPN
fsr-3978	347	6	https://www.finrafoundation.org/sites/finrafoundation/files/nfcs-report-fifth-edition-july-2022.pdf	https://www.finrafoundation.org/sites/finrafoundation/files/nfcs-report-fifth-edition-july-2022.pdf	PROPN
fsr-3978	347	7	sommer	sommer	NOUN
fsr-3978	347	8	et	et	PROPN
fsr-3978	347	9	al	al	PROPN
fsr-3978	347	10	.	.	PROPN
fsr-3978	347	11	99	99	NUM
fsr-3978	347	12	guan	guan	PROPN
fsr-3978	347	13	,	,	PUNCT
fsr-3978	347	14	n.	n.	PROPN
fsr-3978	347	15	,	,	PUNCT
fsr-3978	347	16	guariglia	guariglia	PROPN
fsr-3978	347	17	,	,	PUNCT
fsr-3978	347	18	a.	a.	NOUN
fsr-3978	347	19	,	,	PUNCT
fsr-3978	347	20	moore	moore	PROPN
fsr-3978	347	21	,	,	PUNCT
fsr-3978	347	22	p.	p.	PROPN
fsr-3978	347	23	,	,	PUNCT
fsr-3978	347	24	xu	xu	PROPN
fsr-3978	347	25	,	,	PUNCT
fsr-3978	347	26	f.	f.	PROPN
fsr-3978	347	27	,	,	PUNCT
fsr-3978	347	28	&	&	CCONJ
fsr-3978	347	29	aljanabi	aljanabi	PROPN
fsr-3978	347	30	,	,	PUNCT
fsr-3978	347	31	h.	h.	PROPN
fsr-3978	347	32	(	(	PUNCT
fsr-3978	347	33	2022	2022	NUM
fsr-3978	347	34	)	)	PUNCT
fsr-3978	347	35	.	.	PUNCT
fsr-3978	348	1	financial	financial	ADJ
fsr-3978	348	2	stress	stress	NOUN
fsr-3978	348	3	and	and	CCONJ
fsr-3978	348	4	depression	depression	NOUN
fsr-3978	348	5	in	in	ADP
fsr-3978	348	6	adults	adult	NOUN
fsr-3978	348	7	:	:	PUNCT
fsr-3978	348	8	a	a	DET
fsr-3978	348	9	systematic	systematic	ADJ
fsr-3978	348	10	review	review	NOUN
fsr-3978	348	11	.	.	PUNCT
fsr-3978	349	1	plos	plos	PROPN
fsr-3978	349	2	one	one	NUM
fsr-3978	349	3	17(2	17(2	NUM
fsr-3978	349	4	)	)	PUNCT
fsr-3978	349	5	,	,	PUNCT
fsr-3978	349	6	e0264041	e0264041	NOUN
fsr-3978	349	7	.	.	PUNCT
fsr-3978	350	1	hasler	hasler	PROPN
fsr-3978	350	2	,	,	PUNCT
fsr-3978	350	3	a.	a.	NOUN
fsr-3978	350	4	,	,	PUNCT
fsr-3978	350	5	lusardi	lusardi	PROPN
fsr-3978	350	6	,	,	PUNCT
fsr-3978	350	7	a.	a.	PROPN
fsr-3978	350	8	,	,	PUNCT
fsr-3978	350	9	&	&	CCONJ
fsr-3978	350	10	valdes	valde	NOUN
fsr-3978	350	11	,	,	PUNCT
fsr-3978	350	12	o.	o.	NOUN
fsr-3978	350	13	(	(	PUNCT
fsr-3978	350	14	2021	2021	NUM
fsr-3978	350	15	,	,	PUNCT
fsr-3978	350	16	april	april	PROPN
fsr-3978	350	17	)	)	PUNCT
fsr-3978	350	18	.	.	PUNCT
fsr-3978	351	1	financial	financial	ADJ
fsr-3978	351	2	anxiety	anxiety	NOUN
fsr-3978	351	3	and	and	CCONJ
fsr-3978	351	4	stress	stress	NOUN
fsr-3978	351	5	among	among	ADP
fsr-3978	351	6	u.s	u.s	PROPN
fsr-3978	351	7	.	.	PROPN
fsr-3978	351	8	households	household	NOUN
fsr-3978	351	9	:	:	PUNCT
fsr-3978	351	10	new	new	ADJ
fsr-3978	351	11	evidence	evidence	NOUN
fsr-3978	351	12	from	from	ADP
fsr-3978	351	13	the	the	DET
fsr-3978	351	14	national	national	ADJ
fsr-3978	351	15	financial	financial	ADJ
fsr-3978	351	16	capability	capability	NOUN
fsr-3978	351	17	study	study	NOUN
fsr-3978	351	18	and	and	CCONJ
fsr-3978	351	19	focus	focus	VERB
fsr-3978	351	20	groups	group	NOUN
fsr-3978	351	21	.	.	PUNCT
fsr-3978	352	1	finra	finra	PROPN
fsr-3978	352	2	investor	investor	PROPN
fsr-3978	352	3	education	education	PROPN
fsr-3978	352	4	foundation	foundation	PROPN
fsr-3978	352	5	.	.	PUNCT
fsr-3978	353	1	https://gflec.org/wpcontent/uploads/2021/04/anxiety-andstress-report-gflec-finrafinal.pdf?x85507	https://gflec.org/wpcontent/uploads/2021/04/anxiety-andstress-report-gflec-finrafinal.pdf?x85507	PROPN
fsr-3978	354	1	heo	heo	PROPN
fsr-3978	354	2	,	,	PUNCT
fsr-3978	354	3	w.	w.	PROPN
fsr-3978	354	4	,	,	PUNCT
fsr-3978	354	5	grable	grable	PROPN
fsr-3978	354	6	,	,	PUNCT
fsr-3978	354	7	j.	j.	PROPN
fsr-3978	354	8	e.	e.	PROPN
fsr-3978	354	9	,	,	PUNCT
fsr-3978	354	10	&	&	CCONJ
fsr-3978	354	11	o’neill	o’neill	PROPN
fsr-3978	354	12	,	,	PUNCT
fsr-3978	354	13	b.	b.	PROPN
fsr-3978	354	14	(	(	PUNCT
fsr-3978	354	15	2017	2017	NUM
fsr-3978	354	16	)	)	PUNCT
fsr-3978	354	17	.	.	PUNCT
fsr-3978	355	1	wealth	wealth	NOUN
fsr-3978	355	2	accumulation	accumulation	NOUN
fsr-3978	355	3	inequity	inequity	NOUN
fsr-3978	355	4	:	:	PUNCT
fsr-3978	355	5	does	do	AUX
fsr-3978	355	6	investment	investment	NOUN
fsr-3978	355	7	risk	risk	NOUN
fsr-3978	355	8	tolerance	tolerance	NOUN
fsr-3978	355	9	and	and	CCONJ
fsr-3978	355	10	equity	equity	NOUN
fsr-3978	355	11	ownership	ownership	NOUN
fsr-3978	355	12	drive	drive	NOUN
fsr-3978	355	13	wealth	wealth	NOUN
fsr-3978	355	14	accumulation	accumulation	NOUN
fsr-3978	355	15	?	?	PUNCT
fsr-3978	356	1	social	social	ADJ
fsr-3978	356	2	indicators	indicator	NOUN
fsr-3978	356	3	research	research	NOUN
fsr-3978	356	4	,	,	PUNCT
fsr-3978	356	5	133(1	133(1	NUM
fsr-3978	356	6	)	)	PUNCT
fsr-3978	356	7	,	,	PUNCT
fsr-3978	356	8	209225	209225	NUM
fsr-3978	356	9	.	.	PUNCT
fsr-3978	357	1	heo	heo	PROPN
fsr-3978	357	2	,	,	PUNCT
fsr-3978	357	3	w.	w.	PROPN
fsr-3978	357	4	,	,	PUNCT
fsr-3978	357	5	moon	moon	PROPN
fsr-3978	357	6	,	,	PUNCT
fsr-3978	357	7	k.	k.	PROPN
fsr-3978	357	8	,	,	PUNCT
fsr-3978	357	9	&	&	CCONJ
fsr-3978	357	10	ahn	ahn	PROPN
fsr-3978	357	11	,	,	PUNCT
fsr-3978	357	12	s.	s.	PROPN
fsr-3978	357	13	y.	y.	PROPN
fsr-3978	357	14	(	(	PUNCT
fsr-3978	357	15	2024	2024	NUM
fsr-3978	357	16	)	)	PUNCT
fsr-3978	357	17	.	.	PUNCT
fsr-3978	358	1	unmasking	unmask	VERB
fsr-3978	358	2	the	the	DET
fsr-3978	358	3	phantoms	phantom	NOUN
fsr-3978	358	4	of	of	ADP
fsr-3978	358	5	generations	generation	NOUN
fsr-3978	358	6	:	:	PUNCT
fsr-3978	358	7	a	a	DET
fsr-3978	358	8	comparative	comparative	ADJ
fsr-3978	358	9	study	study	NOUN
fsr-3978	358	10	of	of	ADP
fsr-3978	358	11	financial	financial	ADJ
fsr-3978	358	12	responsibility	responsibility	NOUN
fsr-3978	358	13	and	and	CCONJ
fsr-3978	358	14	stress	stress	NOUN
fsr-3978	358	15	across	across	ADP
fsr-3978	358	16	generational	generational	ADJ
fsr-3978	358	17	divides	divide	NOUN
fsr-3978	358	18	.	.	PUNCT
fsr-3978	359	1	journal	journal	NOUN
fsr-3978	359	2	of	of	ADP
fsr-3978	359	3	financial	financial	ADJ
fsr-3978	359	4	therapy	therapy	NOUN
fsr-3978	359	5	,	,	PUNCT
fsr-3978	359	6	15(1	15(1	NUM
fsr-3978	359	7	)	)	PUNCT
fsr-3978	359	8	,	,	PUNCT
fsr-3978	359	9	1	1	NUM
fsr-3978	359	10	-	-	SYM
fsr-3978	359	11	25	25	NUM
fsr-3978	359	12	.	.	PUNCT
fsr-3978	360	1	heo	heo	PROPN
fsr-3978	360	2	.	.	PROPN
fsr-3978	360	3	,	,	PUNCT
fsr-3978	360	4	w.	w.	PROPN
fsr-3978	360	5	,	,	PUNCT
fsr-3978	360	6	saboe	saboe	VERB
fsr-3978	360	7	-	-	PUNCT
fsr-3978	360	8	wounded	wound	VERB
fsr-3978	360	9	head	head	NOUN
fsr-3978	360	10	,	,	PUNCT
fsr-3978	360	11	l.	l.	PROPN
fsr-3978	360	12	,	,	PUNCT
fsr-3978	360	13	cho	cho	PROPN
fsr-3978	360	14	,	,	PUNCT
fsr-3978	360	15	s.h	s.h	PROPN
fsr-3978	360	16	.	.	PROPN
fsr-3978	360	17	,	,	PUNCT
fsr-3978	360	18	&	&	CCONJ
fsr-3978	360	19	lee	lee	PROPN
fsr-3978	360	20	,	,	PUNCT
fsr-3978	360	21	p.	p.	PROPN
fsr-3978	360	22	s.	s.	PROPN
fsr-3978	360	23	(	(	PUNCT
fsr-3978	360	24	2018	2018	NUM
fsr-3978	360	25	)	)	PUNCT
fsr-3978	360	26	.	.	PUNCT
fsr-3978	361	1	association	association	NOUN
fsr-3978	361	2	between	between	ADP
fsr-3978	361	3	personality	personality	NOUN
fsr-3978	361	4	and	and	CCONJ
fsr-3978	361	5	financial	financial	ADJ
fsr-3978	361	6	well	well	NOUN
fsr-3978	361	7	-	-	PUNCT
fsr-3978	361	8	being	being	NOUN
fsr-3978	361	9	:	:	PUNCT
fsr-3978	361	10	strategies	strategy	NOUN
fsr-3978	361	11	for	for	ADP
fsr-3978	361	12	more	more	ADV
fsr-3978	361	13	effective	effective	ADJ
fsr-3978	361	14	financial	financial	ADJ
fsr-3978	361	15	education	education	NOUN
fsr-3978	361	16	,	,	PUNCT
fsr-3978	361	17	counseling	counseling	NOUN
fsr-3978	361	18	and	and	CCONJ
fsr-3978	361	19	advising	advise	VERB
fsr-3978	361	20	.	.	PUNCT
fsr-3978	362	1	consumer	consumer	NOUN
fsr-3978	362	2	interests	interest	NOUN
fsr-3978	362	3	annual	annual	ADJ
fsr-3978	362	4	,	,	PUNCT
fsr-3978	362	5	64	64	NUM
fsr-3978	362	6	,	,	PUNCT
fsr-3978	362	7	1	1	NUM
fsr-3978	362	8	-	-	SYM
fsr-3978	362	9	5	5	NUM
fsr-3978	362	10	.	.	PUNCT
fsr-3978	362	11	heretick	heretick	NOUN
fsr-3978	362	12	,	,	PUNCT
fsr-3978	362	13	d.	d.	PROPN
fsr-3978	362	14	m.	m.	PROPN
fsr-3978	362	15	l.	l.	PROPN
fsr-3978	362	16	(	(	PUNCT
fsr-3978	362	17	2013	2013	NUM
fsr-3978	362	18	)	)	PUNCT
fsr-3978	362	19	.	.	PUNCT
fsr-3978	363	1	clinicians	clinician	NOUN
fsr-3978	363	2	’	'	PUNCT
fsr-3978	363	3	reports	report	NOUN
fsr-3978	363	4	of	of	ADP
fsr-3978	363	5	the	the	DET
fsr-3978	363	6	impact	impact	NOUN
fsr-3978	363	7	of	of	ADP
fsr-3978	363	8	the	the	DET
fsr-3978	363	9	2008	2008	NUM
fsr-3978	363	10	financial	financial	ADJ
fsr-3978	363	11	crisis	crisis	NOUN
fsr-3978	363	12	on	on	ADP
fsr-3978	363	13	mental	mental	ADJ
fsr-3978	363	14	health	health	NOUN
fsr-3978	363	15	clients	client	NOUN
fsr-3978	363	16	.	.	PUNCT
fsr-3978	364	1	journal	journal	PROPN
fsr-3978	364	2	of	of	ADP
fsr-3978	364	3	social	social	ADJ
fsr-3978	364	4	,	,	PUNCT
fsr-3978	364	5	behavioral	behavioral	ADJ
fsr-3978	364	6	,	,	PUNCT
fsr-3978	364	7	and	and	CCONJ
fsr-3978	364	8	health	health	NOUN
fsr-3978	364	9	sciences	science	NOUN
fsr-3978	364	10	,	,	PUNCT
fsr-3978	364	11	7(1	7(1	NUM
fsr-3978	364	12	)	)	PUNCT
fsr-3978	364	13	,	,	PUNCT
fsr-3978	364	14	122	122	NUM
fsr-3978	364	15	.	.	PUNCT
fsr-3978	365	1	huston	huston	PROPN
fsr-3978	365	2	,	,	PUNCT
fsr-3978	365	3	s.	s.	PROPN
fsr-3978	365	4	j.	j.	PROPN
fsr-3978	365	5	(	(	PUNCT
fsr-3978	365	6	2012	2012	NUM
fsr-3978	365	7	)	)	PUNCT
fsr-3978	365	8	.	.	PUNCT
fsr-3978	366	1	financial	financial	ADJ
fsr-3978	366	2	literacy	literacy	NOUN
fsr-3978	366	3	and	and	CCONJ
fsr-3978	366	4	the	the	DET
fsr-3978	366	5	cost	cost	NOUN
fsr-3978	366	6	of	of	ADP
fsr-3978	366	7	borrowing	borrowing	NOUN
fsr-3978	366	8	.	.	PUNCT
fsr-3978	367	1	international	international	ADJ
fsr-3978	367	2	journal	journal	PROPN
fsr-3978	367	3	of	of	ADP
fsr-3978	367	4	consumer	consumer	NOUN
fsr-3978	367	5	studies	study	NOUN
fsr-3978	367	6	,	,	PUNCT
fsr-3978	367	7	36(5	36(5	NUM
fsr-3978	367	8	)	)	PUNCT
fsr-3978	367	9	,	,	PUNCT
fsr-3978	367	10	566	566	NUM
fsr-3978	367	11	-	-	SYM
fsr-3978	367	12	572	572	NUM
fsr-3978	367	13	.	.	PUNCT
fsr-3978	368	1	janus	janus	PROPN
fsr-3978	368	2	henderson	henderson	PROPN
fsr-3978	368	3	investors	investors	PROPN
fsr-3978	368	4	(	(	PUNCT
fsr-3978	368	5	2014	2014	NUM
fsr-3978	368	6	)	)	PUNCT
fsr-3978	368	7	.	.	PUNCT
fsr-3978	369	1	taking	take	VERB
fsr-3978	369	2	the	the	DET
fsr-3978	369	3	long	long	ADJ
fsr-3978	369	4	view	view	NOUN
fsr-3978	369	5	.	.	PUNCT
fsr-3978	370	1	https://cdn.janushenderson.com/webdoc	https://cdn.janushenderson.com/webdoc	PRON
fsr-3978	370	2	s	s	X
fsr-3978	370	3	/	/	SYM
fsr-3978	370	4	flyer_takingthelongview_final.pd	flyer_takingthelongview_final.pd	NOUN
fsr-3978	370	5	f	f	PROPN
fsr-3978	370	6	kahneman	kahneman	PROPN
fsr-3978	370	7	,	,	PUNCT
fsr-3978	370	8	d.	d.	PROPN
fsr-3978	370	9	(	(	PUNCT
fsr-3978	370	10	2011	2011	NUM
fsr-3978	370	11	)	)	PUNCT
fsr-3978	370	12	.	.	PUNCT
fsr-3978	371	1	thinking	think	VERB
fsr-3978	371	2	,	,	PUNCT
fsr-3978	371	3	fast	fast	ADJ
fsr-3978	371	4	and	and	CCONJ
fsr-3978	371	5	slow	slow	ADJ
fsr-3978	371	6	.	.	PUNCT
fsr-3978	372	1	farrar	farrar	PROPN
fsr-3978	372	2	,	,	PUNCT
fsr-3978	372	3	straus	straus	PROPN
fsr-3978	372	4	,	,	PUNCT
fsr-3978	372	5	and	and	CCONJ
fsr-3978	372	6	giroux	giroux	NOUN
fsr-3978	372	7	.	.	PUNCT
fsr-3978	373	1	kim	kim	PROPN
fsr-3978	373	2	,	,	PUNCT
fsr-3978	373	3	h.	h.	PROPN
fsr-3978	373	4	,	,	PUNCT
fsr-3978	373	5	kim	kim	PROPN
fsr-3978	373	6	,	,	PUNCT
fsr-3978	373	7	k.	k.	PROPN
fsr-3978	373	8	t.	t.	PROPN
fsr-3978	373	9	,	,	PUNCT
fsr-3978	373	10	&	&	CCONJ
fsr-3978	373	11	hanna	hanna	PROPN
fsr-3978	373	12	,	,	PUNCT
fsr-3978	373	13	s.	s.	PROPN
fsr-3978	373	14	h.	h.	PROPN
fsr-3978	373	15	(	(	PUNCT
fsr-3978	373	16	2022	2022	NUM
fsr-3978	373	17	)	)	PUNCT
fsr-3978	373	18	.	.	PUNCT
fsr-3978	374	1	the	the	DET
fsr-3978	374	2	effect	effect	NOUN
fsr-3978	374	3	of	of	ADP
fsr-3978	374	4	investment	investment	NOUN
fsr-3978	374	5	literacy	literacy	NOUN
fsr-3978	374	6	on	on	ADP
fsr-3978	374	7	the	the	DET
fsr-3978	374	8	likelihood	likelihood	NOUN
fsr-3978	374	9	of	of	ADP
fsr-3978	374	10	retail	retail	ADJ
fsr-3978	374	11	investor	investor	NOUN
fsr-3978	374	12	margin	margin	NOUN
fsr-3978	374	13	trading	trading	NOUN
fsr-3978	374	14	and	and	CCONJ
fsr-3978	374	15	having	have	VERB
fsr-3978	374	16	a	a	DET
fsr-3978	374	17	margin	margin	NOUN
fsr-3978	374	18	call	call	NOUN
fsr-3978	374	19	.	.	PUNCT
fsr-3978	375	1	finance	finance	NOUN
fsr-3978	375	2	research	research	NOUN
fsr-3978	375	3	letters	letter	NOUN
fsr-3978	375	4	,	,	PUNCT
fsr-3978	375	5	45	45	NUM
fsr-3978	375	6	,	,	PUNCT
fsr-3978	375	7	102146	102146	NUM
fsr-3978	375	8	.	.	PUNCT
fsr-3978	376	1	kinniry	kinniry	PROPN
fsr-3978	376	2	,	,	PUNCT
fsr-3978	376	3	f.	f.	PROPN
fsr-3978	376	4	,	,	PUNCT
fsr-3978	376	5	jaconetti	jaconetti	PROPN
fsr-3978	376	6	,	,	PUNCT
fsr-3978	376	7	c.	c.	NOUN
fsr-3978	376	8	,	,	PUNCT
fsr-3978	376	9	dijoseph	dijoseph	NOUN
fsr-3978	376	10	,	,	PUNCT
fsr-3978	376	11	m.	m.	NOUN
fsr-3978	376	12	,	,	PUNCT
fsr-3978	376	13	&	&	CCONJ
fsr-3978	376	14	zilbering	zilbering	PROPN
fsr-3978	376	15	,	,	PUNCT
fsr-3978	376	16	y.	y.	PROPN
fsr-3978	376	17	(	(	PUNCT
fsr-3978	376	18	2014	2014	NUM
fsr-3978	376	19	)	)	PUNCT
fsr-3978	376	20	.	.	PUNCT
fsr-3978	377	1	putting	put	VERB
fsr-3978	377	2	a	a	DET
fsr-3978	377	3	value	value	NOUN
fsr-3978	377	4	on	on	ADP
fsr-3978	377	5	your	your	PRON
fsr-3978	377	6	value	value	NOUN
fsr-3978	377	7	:	:	PUNCT
fsr-3978	377	8	qualifying	qualify	VERB
fsr-3978	377	9	vanguard	vanguard	PROPN
fsr-3978	377	10	advisor	advisor	PROPN
fsr-3978	377	11	’s	’s	PART
fsr-3978	377	12	alpha	alpha	NOUN
fsr-3978	377	13	.	.	PUNCT
fsr-3978	378	1	https://dta0yqvfnusiq.cloudfront.net/cost	https://dta0yqvfnusiq.cloudfront.net/cost	ADJ
fsr-3978	378	2	e56324383/2019/03	e56324383/2019/03	PROPN
fsr-3978	378	3	/	/	SYM
fsr-3978	378	4	advisor	advisor	NOUN
fsr-3978	378	5	-	-	PUNCT
fsr-3978	378	6	value5c9513e6b07df.pdf	value5c9513e6b07df.pdf	PROPN
fsr-3978	378	7	klein	klein	PROPN
fsr-3978	378	8	,	,	PUNCT
fsr-3978	378	9	g.	g.	PROPN
fsr-3978	378	10	(	(	PUNCT
fsr-3978	378	11	2007	2007	NUM
fsr-3978	378	12	,	,	PUNCT
fsr-3978	378	13	september	september	PROPN
fsr-3978	378	14	)	)	PUNCT
fsr-3978	378	15	.	.	PUNCT
fsr-3978	379	1	performing	perform	VERB
fsr-3978	379	2	a	a	DET
fsr-3978	379	3	project	project	NOUN
fsr-3978	379	4	premortem	premortem	NOUN
fsr-3978	379	5	.	.	PUNCT
fsr-3978	380	1	harvard	harvard	PROPN
fsr-3978	380	2	business	business	PROPN
fsr-3978	380	3	review	review	PROPN
fsr-3978	380	4	.	.	PUNCT
fsr-3978	381	1	https://hbr.org/2007/09/performing-aproject-premortem	https://hbr.org/2007/09/performing-aproject-premortem	PROPN
fsr-3978	381	2	kuzniak	kuzniak	PROPN
fsr-3978	381	3	,	,	PUNCT
fsr-3978	381	4	s.	s.	PROPN
fsr-3978	381	5	,	,	PUNCT
fsr-3978	381	6	rabbani	rabbani	PROPN
fsr-3978	381	7	,	,	PUNCT
fsr-3978	381	8	a.	a.	PROPN
fsr-3978	381	9	,	,	PUNCT
fsr-3978	381	10	heo	heo	PROPN
fsr-3978	381	11	,	,	PUNCT
fsr-3978	381	12	w.	w.	PROPN
fsr-3978	381	13	,	,	PUNCT
fsr-3978	381	14	ruizmenjivar	ruizmenjivar	PROPN
fsr-3978	381	15	,	,	PUNCT
fsr-3978	381	16	j.	j.	PROPN
fsr-3978	381	17	,	,	PUNCT
fsr-3978	381	18	&	&	CCONJ
fsr-3978	381	19	grable	grable	PROPN
fsr-3978	381	20	,	,	PUNCT
fsr-3978	381	21	j.	j.	PROPN
fsr-3978	381	22	e.	e.	PROPN
fsr-3978	381	23	(	(	PUNCT
fsr-3978	381	24	2015	2015	NUM
fsr-3978	381	25	)	)	PUNCT
fsr-3978	381	26	.	.	PUNCT
fsr-3978	382	1	the	the	DET
fsr-3978	382	2	grable	grable	PROPN
fsr-3978	382	3	and	and	CCONJ
fsr-3978	382	4	lytton	lytton	PROPN
fsr-3978	382	5	risk	risk	NOUN
fsr-3978	382	6	-	-	PUNCT
fsr-3978	382	7	tolerance	tolerance	NOUN
fsr-3978	382	8	scale	scale	NOUN
fsr-3978	382	9	:	:	PUNCT
fsr-3978	382	10	a	a	DET
fsr-3978	382	11	15	15	NUM
fsr-3978	382	12	-	-	PUNCT
fsr-3978	382	13	year	year	NOUN
fsr-3978	382	14	retrospective	retrospective	NOUN
fsr-3978	382	15	.	.	PUNCT
fsr-3978	383	1	financial	financial	ADJ
fsr-3978	383	2	services	service	NOUN
fsr-3978	383	3	review	review	PROPN
fsr-3978	383	4	,	,	PUNCT
fsr-3978	383	5	24(2	24(2	NUM
fsr-3978	383	6	)	)	PUNCT
fsr-3978	383	7	,	,	PUNCT
fsr-3978	383	8	177	177	NUM
fsr-3978	383	9	-	-	SYM
fsr-3978	383	10	192	192	NUM
fsr-3978	383	11	.	.	PUNCT
fsr-3978	384	1	lazarus	lazarus	PROPN
fsr-3978	384	2	,	,	PUNCT
fsr-3978	384	3	r.	r.	PROPN
fsr-3978	384	4	s.	s.	PROPN
fsr-3978	384	5	,	,	PUNCT
fsr-3978	384	6	&	&	CCONJ
fsr-3978	384	7	folkman	folkman	PROPN
fsr-3978	384	8	,	,	PUNCT
fsr-3978	384	9	s	s	PART
fsr-3978	384	10	(	(	PUNCT
fsr-3978	384	11	1984	1984	NUM
fsr-3978	384	12	)	)	PUNCT
fsr-3978	384	13	.	.	PUNCT
fsr-3978	385	1	stress	stress	NOUN
fsr-3978	385	2	,	,	PUNCT
fsr-3978	385	3	appraisal	appraisal	NOUN
fsr-3978	385	4	,	,	PUNCT
fsr-3978	385	5	and	and	CCONJ
fsr-3978	385	6	coping	cope	VERB
fsr-3978	385	7	.	.	PUNCT
fsr-3978	386	1	springer	springer	NOUN
fsr-3978	386	2	.	.	PUNCT
fsr-3978	387	1	lee	lee	PROPN
fsr-3978	387	2	,	,	PUNCT
fsr-3978	387	3	y.	y.	PROPN
fsr-3978	387	4	g.	g.	PROPN
fsr-3978	387	5	,	,	PUNCT
fsr-3978	387	6	&	&	CCONJ
fsr-3978	387	7	dustin	dustin	PROPN
fsr-3978	387	8	,	,	PUNCT
fsr-3978	387	9	l.	l.	PROPN
fsr-3978	387	10	(	(	PUNCT
fsr-3978	387	11	2021	2021	NUM
fsr-3978	387	12	)	)	PUNCT
fsr-3978	387	13	.	.	PUNCT
fsr-3978	388	1	explaining	explain	VERB
fsr-3978	388	2	financial	financial	ADJ
fsr-3978	388	3	satisfaction	satisfaction	NOUN
fsr-3978	388	4	in	in	ADP
fsr-3978	388	5	marriage	marriage	NOUN
fsr-3978	388	6	:	:	PUNCT
fsr-3978	388	7	the	the	DET
fsr-3978	388	8	role	role	NOUN
fsr-3978	388	9	of	of	ADP
fsr-3978	388	10	financial	financial	ADJ
fsr-3978	388	11	stress	stress	NOUN
fsr-3978	388	12	,	,	PUNCT
fsr-3978	388	13	financial	financial	ADJ
fsr-3978	388	14	knowledge	knowledge	NOUN
fsr-3978	388	15	,	,	PUNCT
fsr-3978	388	16	and	and	CCONJ
fsr-3978	388	17	financial	financial	ADJ
fsr-3978	388	18	behavior	behavior	NOUN
fsr-3978	388	19	.	.	PUNCT
fsr-3978	389	1	marriage	marriage	NOUN
fsr-3978	389	2	&	&	CCONJ
fsr-3978	389	3	family	family	PROPN
fsr-3978	389	4	review	review	PROPN
fsr-3978	389	5	,	,	PUNCT
fsr-3978	389	6	57(5	57(5	NOUN
fsr-3978	389	7	)	)	PUNCT
fsr-3978	389	8	,	,	PUNCT
fsr-3978	389	9	397421	397421	NUM
fsr-3978	389	10	.	.	PUNCT
fsr-3978	390	1	letkiewicz	letkiewicz	PROPN
fsr-3978	390	2	,	,	PUNCT
fsr-3978	390	3	j.	j.	PROPN
fsr-3978	390	4	,	,	PUNCT
fsr-3978	390	5	robinson	robinson	PROPN
fsr-3978	390	6	,	,	PUNCT
fsr-3978	390	7	c.	c.	PROPN
fsr-3978	390	8	,	,	PUNCT
fsr-3978	390	9	&	&	CCONJ
fsr-3978	390	10	domian	domian	PROPN
fsr-3978	390	11	,	,	PUNCT
fsr-3978	390	12	d.	d.	PROPN
fsr-3978	390	13	(	(	PUNCT
fsr-3978	390	14	2016	2016	NUM
fsr-3978	390	15	)	)	PUNCT
fsr-3978	390	16	.	.	PUNCT
fsr-3978	391	1	behavioral	behavioral	ADJ
fsr-3978	391	2	and	and	CCONJ
fsr-3978	391	3	wealth	wealth	NOUN
fsr-3978	391	4	considerations	consideration	NOUN
fsr-3978	391	5	for	for	ADP
fsr-3978	391	6	seeking	seek	VERB
fsr-3978	391	7	professional	professional	ADJ
fsr-3978	391	8	financial	financial	ADJ
fsr-3978	391	9	help	help	NOUN
fsr-3978	391	10	.	.	PUNCT
fsr-3978	392	1	financial	financial	ADJ
fsr-3978	392	2	services	service	NOUN
fsr-3978	392	3	review	review	PROPN
fsr-3978	392	4	,	,	PUNCT
fsr-3978	392	5	25	25	NUM
fsr-3978	392	6	,	,	PUNCT
fsr-3978	392	7	105	105	NUM
fsr-3978	392	8	-	-	SYM
fsr-3978	392	9	126	126	NUM
fsr-3978	392	10	.	.	PUNCT
fsr-3978	393	1	lewis	lewis	PROPN
fsr-3978	393	2	,	,	PUNCT
fsr-3978	393	3	m.	m.	PROPN
fsr-3978	393	4	b.	b.	PROPN
fsr-3978	393	5	(	(	PUNCT
fsr-3978	393	6	2019	2019	NUM
fsr-3978	393	7	)	)	PUNCT
fsr-3978	393	8	.	.	PUNCT
fsr-3978	394	1	an	an	DET
fsr-3978	394	2	exploration	exploration	NOUN
fsr-3978	394	3	of	of	ADP
fsr-3978	394	4	overconfidence	overconfidence	NOUN
fsr-3978	394	5	in	in	ADP
fsr-3978	394	6	the	the	DET
fsr-3978	394	7	utilization	utilization	NOUN
fsr-3978	394	8	of	of	ADP
fsr-3978	394	9	financial	financial	ADJ
fsr-3978	394	10	advisors	advisor	NOUN
fsr-3978	394	11	.	.	PUNCT
fsr-3978	395	1	journal	journal	NOUN
fsr-3978	395	2	of	of	ADP
fsr-3978	395	3	personal	personal	ADJ
fsr-3978	395	4	finance	finance	NOUN
fsr-3978	395	5	,	,	PUNCT
fsr-3978	395	6	18(2	18(2	NUM
fsr-3978	395	7	)	)	PUNCT
fsr-3978	395	8	,	,	PUNCT
fsr-3978	395	9	39	39	NUM
fsr-3978	395	10	-	-	SYM
fsr-3978	395	11	49	49	NUM
fsr-3978	395	12	.	.	PUNCT
fsr-3978	396	1	https://gflec.org/wp-content/uploads/2021/04/anxiety-and-stress-report-gflec-finra-final.pdf?x85507	https://gflec.org/wp-content/uploads/2021/04/anxiety-and-stress-report-gflec-finra-final.pdf?x85507	VERB
fsr-3978	397	1	https://gflec.org/wp-content/uploads/2021/04/anxiety-and-stress-report-gflec-finra-final.pdf?x85507	https://gflec.org/wp-content/uploads/2021/04/anxiety-and-stress-report-gflec-finra-final.pdf?x85507	PROPN
fsr-3978	397	2	https://gflec.org/wp-content/uploads/2021/04/anxiety-and-stress-report-gflec-finra-final.pdf?x85507	https://gflec.org/wp-content/uploads/2021/04/anxiety-and-stress-report-gflec-finra-final.pdf?x85507	PROPN
fsr-3978	397	3	https://gflec.org/wp-content/uploads/2021/04/anxiety-and-stress-report-gflec-finra-final.pdf?x85507	https://gflec.org/wp-content/uploads/2021/04/anxiety-and-stress-report-gflec-finra-final.pdf?x85507	PROPN
fsr-3978	397	4	https://cdn.janushenderson.com/webdocs/flyer_takingthelongview_final.pdf	https://cdn.janushenderson.com/webdocs/flyer_takingthelongview_final.pdf	PROPN
fsr-3978	397	5	https://cdn.janushenderson.com/webdocs/flyer_takingthelongview_final.pdf	https://cdn.janushenderson.com/webdocs/flyer_takingthelongview_final.pdf	PROPN
fsr-3978	397	6	https://cdn.janushenderson.com/webdocs/flyer_takingthelongview_final.pdf	https://cdn.janushenderson.com/webdocs/flyer_takingthelongview_final.pdf	PROPN
fsr-3978	397	7	https://dta0yqvfnusiq.cloudfront.net/coste56324383/2019/03/advisor-value-5c9513e6b07df.pdf	https://dta0yqvfnusiq.cloudfront.net/coste56324383/2019/03/advisor-value-5c9513e6b07df.pdf	PROPN
fsr-3978	397	8	https://dta0yqvfnusiq.cloudfront.net/coste56324383/2019/03/advisor-value-5c9513e6b07df.pdf	https://dta0yqvfnusiq.cloudfront.net/coste56324383/2019/03/advisor-value-5c9513e6b07df.pdf	PROPN
fsr-3978	397	9	https://dta0yqvfnusiq.cloudfront.net/coste56324383/2019/03/advisor-value-5c9513e6b07df.pdf	https://dta0yqvfnusiq.cloudfront.net/coste56324383/2019/03/advisor-value-5c9513e6b07df.pdf	X
fsr-3978	397	10	https://hbr.org/2007/09/performing-a-project-premortem	https://hbr.org/2007/09/performing-a-project-premortem	ADJ
fsr-3978	397	11	https://hbr.org/2007/09/performing-a-project-premortem	https://hbr.org/2007/09/performing-a-project-premortem	ADJ
fsr-3978	397	12	financial	financial	ADJ
fsr-3978	397	13	services	service	NOUN
fsr-3978	397	14	review	review	NOUN
fsr-3978	397	15	,	,	PUNCT
fsr-3978	397	16	33(1	33(1	NUM
fsr-3978	397	17	)	)	PUNCT
fsr-3978	397	18	100	100	NUM
fsr-3978	397	19	lurtz	lurtz	NOUN
fsr-3978	397	20	,	,	PUNCT
fsr-3978	397	21	m.	m.	NOUN
fsr-3978	397	22	(	(	PUNCT
fsr-3978	397	23	2020	2020	NUM
fsr-3978	397	24	)	)	PUNCT
fsr-3978	397	25	.	.	PUNCT
fsr-3978	398	1	how	how	SCONJ
fsr-3978	398	2	overconfidence	overconfidence	NOUN
fsr-3978	398	3	can	can	AUX
fsr-3978	398	4	aid	aid	VERB
fsr-3978	398	5	entrepreneurs	entrepreneur	NOUN
fsr-3978	398	6	and	and	CCONJ
fsr-3978	398	7	the	the	DET
fsr-3978	398	8	challenges	challenge	NOUN
fsr-3978	398	9	of	of	ADP
fsr-3978	398	10	advising	advise	VERB
fsr-3978	398	11	those	those	PRON
fsr-3978	398	12	who	who	PRON
fsr-3978	398	13	ca	can	AUX
fsr-3978	398	14	n’t	not	PART
fsr-3978	398	15	see	see	VERB
fsr-3978	398	16	the	the	DET
fsr-3978	398	17	risks	risk	NOUN
fsr-3978	398	18	they	they	PRON
fsr-3978	398	19	’re	’re	AUX
fsr-3978	398	20	taking	take	VERB
fsr-3978	398	21	.	.	PUNCT
fsr-3978	399	1	kitces	kitce	NOUN
fsr-3978	399	2	.	.	PUNCT
fsr-3978	400	1	https://www.kitces.com/blog/entreprene	https://www.kitces.com/blog/entreprene	NOUN
fsr-3978	400	2	urs	urs	NOUN
fsr-3978	400	3	-	-	PUNCT
fsr-3978	400	4	risk	risk	NOUN
fsr-3978	400	5	-	-	PUNCT
fsr-3978	400	6	taking	taking	NOUN
fsr-3978	400	7	-	-	PUNCT
fsr-3978	400	8	confidenceoverestimation	confidenceoverestimation	NOUN
fsr-3978	400	9	-	-	PUNCT
fsr-3978	400	10	overplacementoverprecision	overplacementoverprecision	NOUN
fsr-3978	400	11	-	-	PUNCT
fsr-3978	400	12	subjective	subjective	ADJ
fsr-3978	400	13	-	-	ADJ
fsr-3978	400	14	probabilityinterval	probabilityinterval	ADJ
fsr-3978	400	15	-	-	PUNCT
fsr-3978	400	16	estimates/	estimates/	NUM
fsr-3978	400	17	lusardi	lusardi	NOUN
fsr-3978	400	18	,	,	PUNCT
fsr-3978	400	19	a.	a.	PROPN
fsr-3978	400	20	,	,	PUNCT
fsr-3978	400	21	&	&	CCONJ
fsr-3978	400	22	mitchell	mitchell	PROPN
fsr-3978	400	23	,	,	PUNCT
fsr-3978	400	24	o.	o.	PROPN
fsr-3978	400	25	s.	s.	PROPN
fsr-3978	400	26	(	(	PUNCT
fsr-3978	400	27	2011	2011	NUM
fsr-3978	400	28	)	)	PUNCT
fsr-3978	400	29	.	.	PUNCT
fsr-3978	401	1	financial	financial	ADJ
fsr-3978	401	2	literacy	literacy	NOUN
fsr-3978	401	3	and	and	CCONJ
fsr-3978	401	4	retirement	retirement	NOUN
fsr-3978	401	5	planning	planning	NOUN
fsr-3978	401	6	in	in	ADP
fsr-3978	401	7	the	the	DET
fsr-3978	401	8	united	united	PROPN
fsr-3978	401	9	states	states	PROPN
fsr-3978	401	10	.	.	PUNCT
fsr-3978	402	1	national	national	PROPN
fsr-3978	402	2	bureau	bureau	PROPN
fsr-3978	402	3	of	of	ADP
fsr-3978	402	4	economic	economic	ADJ
fsr-3978	402	5	research	research	NOUN
fsr-3978	402	6	(	(	PUNCT
fsr-3978	402	7	working	work	VERB
fsr-3978	402	8	paper	paper	NOUN
fsr-3978	402	9	17108	17108	NUM
fsr-3978	402	10	)	)	PUNCT
fsr-3978	402	11	.	.	PUNCT
fsr-3978	403	1	https://www.nber.org/papers/w17108	https://www.nber.org/papers/w17108	PROPN
fsr-3978	403	2	malhotra	malhotra	PROPN
fsr-3978	403	3	,	,	PUNCT
fsr-3978	403	4	n.	n.	NOUN
fsr-3978	403	5	,	,	PUNCT
fsr-3978	403	6	&	&	CCONJ
fsr-3978	403	7	witt	witt	PROPN
fsr-3978	403	8	,	,	PUNCT
fsr-3978	403	9	m	m	PROPN
fsr-3978	403	10	(	(	PUNCT
fsr-3978	403	11	2010	2010	NUM
fsr-3978	403	12	)	)	PUNCT
fsr-3978	403	13	.	.	PUNCT
fsr-3978	404	1	determinants	determinant	NOUN
fsr-3978	404	2	of	of	ADP
fsr-3978	404	3	financial	financial	ADJ
fsr-3978	404	4	and	and	CCONJ
fsr-3978	404	5	retirement	retirement	NOUN
fsr-3978	404	6	planning	planning	NOUN
fsr-3978	404	7	:	:	PUNCT
fsr-3978	404	8	a	a	DET
fsr-3978	404	9	female	female	ADJ
fsr-3978	404	10	perspective	perspective	NOUN
fsr-3978	404	11	.	.	PUNCT
fsr-3978	405	1	journal	journal	PROPN
fsr-3978	405	2	of	of	ADP
fsr-3978	405	3	business	business	PROPN
fsr-3978	405	4	&	&	CCONJ
fsr-3978	405	5	economic	economic	ADJ
fsr-3978	405	6	research	research	NOUN
fsr-3978	405	7	,	,	PUNCT
fsr-3978	405	8	8(6	8(6	NUM
fsr-3978	405	9	)	)	PUNCT
fsr-3978	405	10	,	,	PUNCT
fsr-3978	405	11	41	41	NUM
fsr-3978	405	12	-	-	SYM
fsr-3978	405	13	46	46	NUM
fsr-3978	405	14	.	.	PUNCT
fsr-3978	406	1	mokhtari	mokhtari	PROPN
fsr-3978	406	2	,	,	PUNCT
fsr-3978	406	3	m.	m.	NOUN
fsr-3978	406	4	,	,	PUNCT
fsr-3978	406	5	&	&	CCONJ
fsr-3978	406	6	chawla	chawla	PROPN
fsr-3978	406	7	,	,	PUNCT
fsr-3978	406	8	i.	i.	PROPN
fsr-3978	406	9	(	(	PUNCT
fsr-3978	406	10	2023	2023	NUM
fsr-3978	406	11	)	)	PUNCT
fsr-3978	406	12	.	.	PUNCT
fsr-3978	407	1	financial	financial	ADJ
fsr-3978	407	2	literacy	literacy	NOUN
fsr-3978	407	3	overconfidence	overconfidence	NOUN
fsr-3978	407	4	,	,	PUNCT
fsr-3978	407	5	mobile	mobile	ADJ
fsr-3978	407	6	financial	financial	ADJ
fsr-3978	407	7	service	service	NOUN
fsr-3978	407	8	use	use	NOUN
fsr-3978	407	9	,	,	PUNCT
fsr-3978	407	10	and	and	CCONJ
fsr-3978	407	11	high	high	ADJ
fsr-3978	407	12	-	-	PUNCT
fsr-3978	407	13	cost	cost	NOUN
fsr-3978	407	14	borrowing	borrowing	NOUN
fsr-3978	407	15	.	.	PUNCT
fsr-3978	408	1	journal	journal	NOUN
fsr-3978	408	2	of	of	ADP
fsr-3978	408	3	financial	financial	ADJ
fsr-3978	408	4	counseling	counseling	NOUN
fsr-3978	408	5	and	and	CCONJ
fsr-3978	408	6	planning	planning	NOUN
fsr-3978	408	7	,	,	PUNCT
fsr-3978	408	8	34(2	34(2	NUM
fsr-3978	408	9	)	)	PUNCT
fsr-3978	408	10	,	,	PUNCT
fsr-3978	408	11	184	184	NUM
fsr-3978	408	12	-	-	SYM
fsr-3978	408	13	203	203	NUM
fsr-3978	408	14	.	.	PUNCT
fsr-3978	409	1	moon	moon	PROPN
fsr-3978	409	2	,	,	PUNCT
fsr-3978	409	3	k.	k.	PROPN
fsr-3978	409	4	,	,	PUNCT
fsr-3978	409	5	heo	heo	PROPN
fsr-3978	409	6	,	,	PUNCT
fsr-3978	409	7	w.	w.	PROPN
fsr-3978	409	8	,	,	PUNCT
fsr-3978	409	9	lee	lee	PROPN
fsr-3978	409	10	,	,	PUNCT
fsr-3978	409	11	j.	j.	PROPN
fsr-3978	409	12	m.	m.	PROPN
fsr-3978	409	13	,	,	PUNCT
fsr-3978	409	14	&	&	CCONJ
fsr-3978	409	15	grable	grable	PROPN
fsr-3978	409	16	,	,	PUNCT
fsr-3978	409	17	j.	j.	PROPN
fsr-3978	409	18	e.	e.	PROPN
fsr-3978	409	19	(	(	PUNCT
fsr-3978	409	20	2023	2023	NUM
fsr-3978	409	21	)	)	PUNCT
fsr-3978	409	22	.	.	PUNCT
fsr-3978	410	1	financial	financial	ADJ
fsr-3978	410	2	stress	stress	NOUN
fsr-3978	410	3	and	and	CCONJ
fsr-3978	410	4	covid-19	covid-19	PROPN
fsr-3978	410	5	:	:	PUNCT
fsr-3978	410	6	a	a	DET
fsr-3978	410	7	comprehensive	comprehensive	ADJ
fsr-3978	410	8	analysis	analysis	NOUN
fsr-3978	410	9	of	of	ADP
fsr-3978	410	10	the	the	DET
fsr-3978	410	11	factors	factor	NOUN
fsr-3978	410	12	associated	associate	VERB
fsr-3978	410	13	with	with	ADP
fsr-3978	410	14	the	the	DET
fsr-3978	410	15	pandemic	pandemic	ADJ
fsr-3978	410	16	.	.	PUNCT
fsr-3978	411	1	risks	risk	NOUN
fsr-3978	411	2	,	,	PUNCT
fsr-3978	411	3	11	11	NUM
fsr-3978	411	4	,	,	PUNCT
fsr-3978	411	5	218	218	NUM
fsr-3978	411	6	.	.	PUNCT
fsr-3978	412	1	moueed	moueed	PROPN
fsr-3978	412	2	,	,	PUNCT
fsr-3978	412	3	a.	a.	NOUN
fsr-3978	412	4	,	,	PUNCT
fsr-3978	412	5	&	&	CCONJ
fsr-3978	412	6	hunjra	hunjra	PROPN
fsr-3978	412	7	,	,	PUNCT
fsr-3978	412	8	a.	a.	NOUN
fsr-3978	412	9	i.	i.	PROPN
fsr-3978	412	10	(	(	PUNCT
fsr-3978	412	11	2020	2020	NUM
fsr-3978	412	12	)	)	PUNCT
fsr-3978	412	13	.	.	PUNCT
fsr-3978	413	1	use	use	VERB
fsr-3978	413	2	anger	anger	NOUN
fsr-3978	413	3	to	to	PART
fsr-3978	413	4	guide	guide	VERB
fsr-3978	413	5	your	your	PRON
fsr-3978	413	6	stock	stock	NOUN
fsr-3978	413	7	-	-	PUNCT
fsr-3978	413	8	market	market	NOUN
fsr-3978	413	9	decision	decision	NOUN
fsr-3978	413	10	making	making	NOUN
fsr-3978	413	11	:	:	PUNCT
fsr-3978	413	12	results	result	NOUN
fsr-3978	413	13	from	from	ADP
fsr-3978	413	14	pakistan	pakistan	PROPN
fsr-3978	413	15	.	.	PUNCT
fsr-3978	414	1	cogent	cogent	NOUN
fsr-3978	414	2	economics	economics	PROPN
fsr-3978	414	3	&	&	CCONJ
fsr-3978	414	4	finance	finance	PROPN
fsr-3978	414	5	,	,	PUNCT
fsr-3978	414	6	8	8	NUM
fsr-3978	414	7	,	,	PUNCT
fsr-3978	414	8	1	1	NUM
fsr-3978	414	9	-	-	SYM
fsr-3978	414	10	29	29	NUM
fsr-3978	414	11	.	.	PUNCT
fsr-3978	415	1	paisarn	paisarn	PROPN
fsr-3978	415	2	,	,	PUNCT
fsr-3978	415	3	w.	w.	PROPN
fsr-3978	415	4	,	,	PUNCT
fsr-3978	415	5	chancharat	chancharat	PROPN
fsr-3978	415	6	,	,	PUNCT
fsr-3978	415	7	n.	n.	NOUN
fsr-3978	415	8	,	,	PUNCT
fsr-3978	415	9	&	&	CCONJ
fsr-3978	415	10	chancharat	chancharat	PROPN
fsr-3978	415	11	,	,	PUNCT
fsr-3978	415	12	s.	s.	PROPN
fsr-3978	415	13	(	(	PUNCT
fsr-3978	415	14	2021	2021	NUM
fsr-3978	415	15	)	)	PUNCT
fsr-3978	415	16	.	.	PUNCT
fsr-3978	416	1	factors	factor	NOUN
fsr-3978	416	2	influencing	influence	VERB
fsr-3978	416	3	retail	retail	ADJ
fsr-3978	416	4	investors	investor	NOUN
fsr-3978	416	5	’	’	PART
fsr-3978	416	6	trading	trading	NOUN
fsr-3978	416	7	behavior	behavior	NOUN
fsr-3978	416	8	in	in	ADP
fsr-3978	416	9	the	the	DET
fsr-3978	416	10	thai	thai	PROPN
fsr-3978	416	11	stock	stock	NOUN
fsr-3978	416	12	market	market	NOUN
fsr-3978	416	13	.	.	PUNCT
fsr-3978	417	1	australasian	australasian	ADJ
fsr-3978	417	2	business	business	NOUN
fsr-3978	417	3	,	,	PUNCT
fsr-3978	417	4	accounting	accounting	NOUN
fsr-3978	417	5	&	&	CCONJ
fsr-3978	417	6	finance	finance	PROPN
fsr-3978	417	7	journal	journal	NOUN
fsr-3978	417	8	,	,	PUNCT
fsr-3978	417	9	15(2	15(2	NUM
fsr-3978	417	10	)	)	PUNCT
fsr-3978	417	11	,	,	PUNCT
fsr-3978	417	12	26	26	NUM
fsr-3978	417	13	-	-	SYM
fsr-3978	417	14	37	37	NUM
fsr-3978	417	15	.	.	PUNCT
fsr-3978	418	1	pearson	pearson	PROPN
fsr-3978	418	2	,	,	PUNCT
fsr-3978	418	3	b.	b.	PROPN
fsr-3978	418	4	,	,	PUNCT
fsr-3978	418	5	&	&	CCONJ
fsr-3978	418	6	korankye	korankye	PROPN
fsr-3978	418	7	,	,	PUNCT
fsr-3978	418	8	t.	t.	PROPN
fsr-3978	418	9	(	(	PUNCT
fsr-3978	418	10	2022	2022	NUM
fsr-3978	418	11	)	)	PUNCT
fsr-3978	418	12	.	.	PUNCT
fsr-3978	419	1	the	the	DET
fsr-3978	419	2	association	association	NOUN
fsr-3978	419	3	between	between	ADP
fsr-3978	419	4	financial	financial	ADJ
fsr-3978	419	5	literacy	literacy	NOUN
fsr-3978	419	6	confidence	confidence	NOUN
fsr-3978	419	7	and	and	CCONJ
fsr-3978	419	8	financial	financial	ADJ
fsr-3978	419	9	satisfaction	satisfaction	NOUN
fsr-3978	419	10	.	.	PUNCT
fsr-3978	420	1	review	review	NOUN
fsr-3978	420	2	of	of	ADP
fsr-3978	420	3	behavioral	behavioral	ADJ
fsr-3978	420	4	finance	finance	NOUN
fsr-3978	420	5	,	,	PUNCT
fsr-3978	420	6	15(6	15(6	NUM
fsr-3978	420	7	)	)	PUNCT
fsr-3978	420	8	,	,	PUNCT
fsr-3978	420	9	935	935	NUM
fsr-3978	420	10	-	-	SYM
fsr-3978	420	11	946	946	NUM
fsr-3978	420	12	.	.	PUNCT
fsr-3978	421	1	peck	peck	NOUN
fsr-3978	421	2	,	,	PUNCT
fsr-3978	421	3	j.	j.	PROPN
fsr-3978	421	4	a.	a.	PROPN
fsr-3978	421	5	(	(	PUNCT
fsr-3978	421	6	2020	2020	NUM
fsr-3978	421	7	)	)	PUNCT
fsr-3978	421	8	.	.	PUNCT
fsr-3978	422	1	the	the	DET
fsr-3978	422	2	disproportionate	disproportionate	ADJ
fsr-3978	422	3	impact	impact	NOUN
fsr-3978	422	4	of	of	ADP
fsr-3978	422	5	covid-19	covid-19	PROPN
fsr-3978	422	6	on	on	ADP
fsr-3978	422	7	women	woman	NOUN
fsr-3978	422	8	relative	relative	ADJ
fsr-3978	422	9	to	to	ADP
fsr-3978	422	10	men	man	NOUN
fsr-3978	422	11	:	:	PUNCT
fsr-3978	422	12	a	a	DET
fsr-3978	422	13	conservation	conservation	NOUN
fsr-3978	422	14	of	of	ADP
fsr-3978	422	15	resources	resource	NOUN
fsr-3978	422	16	perspective	perspective	NOUN
fsr-3978	422	17	.	.	PUNCT
fsr-3978	423	1	gender	gender	NOUN
fsr-3978	423	2	,	,	PUNCT
fsr-3978	423	3	work	work	NOUN
fsr-3978	423	4	,	,	PUNCT
fsr-3978	423	5	&	&	CCONJ
fsr-3978	423	6	organization	organization	PROPN
fsr-3978	423	7	,	,	PUNCT
fsr-3978	423	8	28(s2	28(s2	NUM
fsr-3978	423	9	)	)	PUNCT
fsr-3978	423	10	,	,	PUNCT
fsr-3978	423	11	484	484	NUM
fsr-3978	423	12	-	-	SYM
fsr-3978	423	13	497	497	NUM
fsr-3978	423	14	.	.	PUNCT
fsr-3978	424	1	piehlmaier	piehlmaier	NOUN
fsr-3978	424	2	,	,	PUNCT
fsr-3978	424	3	d.	d.	PROPN
fsr-3978	424	4	m.	m.	PROPN
fsr-3978	424	5	(	(	PUNCT
fsr-3978	424	6	2022	2022	NUM
fsr-3978	424	7	)	)	PUNCT
fsr-3978	424	8	.	.	PUNCT
fsr-3978	425	1	overconfidence	overconfidence	NOUN
fsr-3978	425	2	and	and	CCONJ
fsr-3978	425	3	the	the	DET
fsr-3978	425	4	adoption	adoption	NOUN
fsr-3978	425	5	of	of	ADP
fsr-3978	425	6	robo	robo	NOUN
fsr-3978	425	7	-	-	PUNCT
fsr-3978	425	8	advice	advice	NOUN
fsr-3978	425	9	:	:	PUNCT
fsr-3978	425	10	why	why	SCONJ
fsr-3978	425	11	overconfidence	overconfidence	NOUN
fsr-3978	425	12	investors	investor	NOUN
fsr-3978	425	13	drive	drive	VERB
fsr-3978	425	14	the	the	DET
fsr-3978	425	15	expansion	expansion	NOUN
fsr-3978	425	16	of	of	ADP
fsr-3978	425	17	automated	automate	VERB
fsr-3978	425	18	financial	financial	ADJ
fsr-3978	425	19	advice	advice	NOUN
fsr-3978	425	20	.	.	PUNCT
fsr-3978	426	1	financial	financial	ADJ
fsr-3978	426	2	innovation	innovation	NOUN
fsr-3978	426	3	,	,	PUNCT
fsr-3978	426	4	8(14	8(14	NUM
fsr-3978	426	5	)	)	PUNCT
fsr-3978	426	6	,	,	PUNCT
fsr-3978	426	7	1	1	NUM
fsr-3978	426	8	-	-	SYM
fsr-3978	426	9	24	24	NUM
fsr-3978	426	10	.	.	PUNCT
fsr-3978	427	1	rahman	rahman	PROPN
fsr-3978	427	2	,	,	PUNCT
fsr-3978	427	3	m.	m.	NOUN
fsr-3978	427	4	,	,	PUNCT
fsr-3978	427	5	&	&	CCONJ
fsr-3978	427	6	gan	gan	PROPN
fsr-3978	427	7	,	,	PUNCT
fsr-3978	427	8	s.	s.	PROPN
fsr-3978	427	9	s.	s.	PROPN
fsr-3978	427	10	(	(	PUNCT
fsr-3978	427	11	2020	2020	NUM
fsr-3978	427	12	)	)	PUNCT
fsr-3978	427	13	.	.	PUNCT
fsr-3978	428	1	generation	generation	NOUN
fsr-3978	428	2	y	y	PROPN
fsr-3978	428	3	investment	investment	NOUN
fsr-3978	428	4	decisions	decision	NOUN
fsr-3978	428	5	:	:	PUNCT
fsr-3978	428	6	an	an	DET
fsr-3978	428	7	analysis	analysis	NOUN
fsr-3978	428	8	using	use	VERB
fsr-3978	428	9	behavioural	behavioural	ADJ
fsr-3978	428	10	factors	factor	NOUN
fsr-3978	428	11	.	.	PUNCT
fsr-3978	429	1	managerial	managerial	ADJ
fsr-3978	429	2	finance	finance	NOUN
fsr-3978	429	3	,	,	PUNCT
fsr-3978	429	4	46(8	46(8	NOUN
fsr-3978	429	5	)	)	PUNCT
fsr-3978	429	6	,	,	PUNCT
fsr-3978	429	7	1023	1023	NUM
fsr-3978	429	8	-	-	SYM
fsr-3978	429	9	1041	1041	NUM
fsr-3978	429	10	.	.	PUNCT
fsr-3978	430	1	robb	robb	NOUN
fsr-3978	430	2	,	,	PUNCT
fsr-3978	430	3	c.	c.	PROPN
fsr-3978	430	4	a.	a.	PROPN
fsr-3978	430	5	,	,	PUNCT
fsr-3978	430	6	babiarz	babiarz	PROPN
fsr-3978	430	7	,	,	PUNCT
fsr-3978	430	8	p.	p.	PROPN
fsr-3978	430	9	,	,	PUNCT
fsr-3978	430	10	woodyard	woodyard	PROPN
fsr-3978	430	11	,	,	PUNCT
fsr-3978	430	12	a.	a.	PROPN
fsr-3978	430	13	,	,	PUNCT
fsr-3978	430	14	&	&	CCONJ
fsr-3978	430	15	seay	seay	ADJ
fsr-3978	430	16	,	,	PUNCT
fsr-3978	430	17	m.	m.	NOUN
fsr-3978	430	18	c.	c.	PROPN
fsr-3978	430	19	(	(	PUNCT
fsr-3978	430	20	2015	2015	NUM
fsr-3978	430	21	)	)	PUNCT
fsr-3978	430	22	.	.	PUNCT
fsr-3978	431	1	bounded	bound	VERB
fsr-3978	431	2	rationality	rationality	NOUN
fsr-3978	431	3	and	and	CCONJ
fsr-3978	431	4	use	use	NOUN
fsr-3978	431	5	of	of	ADP
fsr-3978	431	6	alternative	alternative	ADJ
fsr-3978	431	7	financial	financial	ADJ
fsr-3978	431	8	services	service	NOUN
fsr-3978	431	9	.	.	PUNCT
fsr-3978	432	1	journal	journal	NOUN
fsr-3978	432	2	of	of	ADP
fsr-3978	432	3	consumer	consumer	NOUN
fsr-3978	432	4	affairs	affair	NOUN
fsr-3978	432	5	,	,	PUNCT
fsr-3978	432	6	49(2	49(2	NUM
fsr-3978	432	7	)	)	PUNCT
fsr-3978	432	8	,	,	PUNCT
fsr-3978	432	9	407435	407435	NUM
fsr-3978	432	10	.	.	PUNCT
fsr-3978	433	1	simha	simha	NOUN
fsr-3978	433	2	,	,	PUNCT
fsr-3978	433	3	a.	a.	NOUN
fsr-3978	433	4	,	,	PUNCT
fsr-3978	433	5	prasad	prasad	PROPN
fsr-3978	433	6	,	,	PUNCT
fsr-3978	433	7	r.	r.	PROPN
fsr-3978	433	8	,	,	PUNCT
fsr-3978	433	9	ahmed	ahmed	PROPN
fsr-3978	433	10	,	,	PUNCT
fsr-3978	433	11	s.	s.	PROPN
fsr-3978	433	12	,	,	PUNCT
fsr-3978	433	13	&	&	CCONJ
fsr-3978	433	14	rao	rao	PROPN
fsr-3978	433	15	,	,	PUNCT
fsr-3978	433	16	n.	n.	PROPN
fsr-3978	433	17	p.	p.	PROPN
fsr-3978	433	18	(	(	PUNCT
fsr-3978	433	19	2020	2020	NUM
fsr-3978	433	20	)	)	PUNCT
fsr-3978	433	21	.	.	PUNCT
fsr-3978	434	1	effect	effect	NOUN
fsr-3978	434	2	of	of	ADP
fsr-3978	434	3	gender	gender	NOUN
fsr-3978	434	4	and	and	CCONJ
fsr-3978	434	5	clinicalfinancial	clinicalfinancial	ADJ
fsr-3978	434	6	vulnerability	vulnerability	NOUN
fsr-3978	434	7	on	on	ADP
fsr-3978	434	8	mental	mental	ADJ
fsr-3978	434	9	distress	distress	NOUN
fsr-3978	434	10	due	due	ADP
fsr-3978	434	11	to	to	ADP
fsr-3978	434	12	covid-19	covid-19	PROPN
fsr-3978	434	13	.	.	PUNCT
fsr-3978	435	1	archives	archive	NOUN
fsr-3978	435	2	of	of	ADP
fsr-3978	435	3	women	woman	NOUN
fsr-3978	435	4	’s	’s	PART
fsr-3978	435	5	mental	mental	ADJ
fsr-3978	435	6	health	health	NOUN
fsr-3978	435	7	,	,	PUNCT
fsr-3978	435	8	23(6	23(6	NUM
fsr-3978	435	9	)	)	PUNCT
fsr-3978	435	10	,	,	PUNCT
fsr-3978	435	11	775	775	NUM
fsr-3978	435	12	-	-	SYM
fsr-3978	435	13	777	777	NUM
fsr-3978	435	14	.	.	PUNCT
fsr-3978	436	1	skinner	skinner	PROPN
fsr-3978	436	2	,	,	PUNCT
fsr-3978	436	3	m.	m.	NOUN
fsr-3978	436	4	a.	a.	PROPN
fsr-3978	436	5	,	,	PUNCT
fsr-3978	436	6	zautra	zautra	PROPN
fsr-3978	436	7	,	,	PUNCT
fsr-3978	436	8	a.	a.	PROPN
fsr-3978	436	9	j.	j.	PROPN
fsr-3978	436	10	,	,	PUNCT
fsr-3978	436	11	&	&	CCONJ
fsr-3978	436	12	reich	reich	PROPN
fsr-3978	436	13	,	,	PUNCT
fsr-3978	436	14	j.	j.	PROPN
fsr-3978	436	15	w.	w.	PROPN
fsr-3978	436	16	(	(	PUNCT
fsr-3978	436	17	2004	2004	NUM
fsr-3978	436	18	)	)	PUNCT
fsr-3978	436	19	.	.	PUNCT
fsr-3978	437	1	financial	financial	ADJ
fsr-3978	437	2	stress	stress	NOUN
fsr-3978	437	3	predictors	predictor	NOUN
fsr-3978	437	4	and	and	CCONJ
fsr-3978	437	5	the	the	DET
fsr-3978	437	6	emotional	emotional	ADJ
fsr-3978	437	7	and	and	CCONJ
fsr-3978	437	8	physical	physical	ADJ
fsr-3978	437	9	health	health	NOUN
fsr-3978	437	10	of	of	ADP
fsr-3978	437	11	chronic	chronic	ADJ
fsr-3978	437	12	pain	pain	NOUN
fsr-3978	437	13	patients	patient	NOUN
fsr-3978	437	14	.	.	PUNCT
fsr-3978	438	1	cognitive	cognitive	ADJ
fsr-3978	438	2	therapy	therapy	NOUN
fsr-3978	438	3	and	and	CCONJ
fsr-3978	438	4	research	research	NOUN
fsr-3978	438	5	,	,	PUNCT
fsr-3978	438	6	28(5	28(5	NUM
fsr-3978	438	7	)	)	PUNCT
fsr-3978	438	8	,	,	PUNCT
fsr-3978	438	9	695	695	NUM
fsr-3978	438	10	-	-	SYM
fsr-3978	438	11	713	713	NUM
fsr-3978	438	12	.	.	PUNCT
fsr-3978	439	1	stein	stein	PROPN
fsr-3978	439	2	,	,	PUNCT
fsr-3978	439	3	c.	c.	PROPN
fsr-3978	439	4	h.	h.	PROPN
fsr-3978	439	5	,	,	PUNCT
fsr-3978	439	6	hoffman	hoffman	PROPN
fsr-3978	439	7	,	,	PUNCT
fsr-3978	439	8	e.	e.	PROPN
fsr-3978	439	9	,	,	PUNCT
fsr-3978	439	10	bonar	bonar	PROPN
fsr-3978	439	11	,	,	PUNCT
fsr-3978	439	12	e.	e.	PROPN
fsr-3978	439	13	e.	e.	PROPN
fsr-3978	439	14	,	,	PUNCT
fsr-3978	439	15	leith	leith	PROPN
fsr-3978	439	16	,	,	PUNCT
fsr-3978	439	17	j.	j.	PROPN
fsr-3978	439	18	e.	e.	PROPN
fsr-3978	439	19	,	,	PUNCT
fsr-3978	439	20	abraham	abraham	PROPN
fsr-3978	439	21	,	,	PUNCT
fsr-3978	439	22	k.	k.	PROPN
fsr-3978	439	23	m.	m.	PROPN
fsr-3978	439	24	,	,	PUNCT
fsr-3978	439	25	hamill	hamill	PROPN
fsr-3978	439	26	,	,	PUNCT
fsr-3978	439	27	a.	a.	PROPN
fsr-3978	439	28	c.	c.	PROPN
fsr-3978	439	29	,	,	PUNCT
fsr-3978	439	30	kraus	kraus	PROPN
fsr-3978	439	31	,	,	PUNCT
fsr-3978	439	32	s.	s.	PROPN
fsr-3978	439	33	w.	w.	PROPN
fsr-3978	439	34	,	,	PUNCT
fsr-3978	439	35	gumber	gumber	PROPN
fsr-3978	439	36	,	,	PUNCT
fsr-3978	439	37	s.	s.	PROPN
fsr-3978	439	38	,	,	PUNCT
fsr-3978	439	39	&	&	CCONJ
fsr-3978	439	40	fogo	fogo	PROPN
fsr-3978	439	41	,	,	PUNCT
fsr-3978	439	42	w.	w.	PROPN
fsr-3978	439	43	r.	r.	PROPN
fsr-3978	439	44	(	(	PUNCT
fsr-3978	439	45	2013	2013	NUM
fsr-3978	439	46	)	)	PUNCT
fsr-3978	439	47	.	.	PUNCT
fsr-3978	440	1	the	the	DET
fsr-3978	440	2	united	united	PROPN
fsr-3978	440	3	states	states	PROPN
fsr-3978	440	4	economic	economic	ADJ
fsr-3978	440	5	crises	crisis	NOUN
fsr-3978	440	6	:	:	PUNCT
fsr-3978	440	7	young	young	ADJ
fsr-3978	440	8	adults	adult	NOUN
fsr-3978	440	9	’	'	PUNCT
fsr-3978	440	10	reports	report	NOUN
fsr-3978	440	11	of	of	ADP
fsr-3978	440	12	economic	economic	ADJ
fsr-3978	440	13	pressures	pressure	NOUN
fsr-3978	440	14	,	,	PUNCT
fsr-3978	440	15	financial	financial	ADJ
fsr-3978	440	16	and	and	CCONJ
fsr-3978	440	17	religious	religious	ADJ
fsr-3978	440	18	coping	cope	VERB
fsr-3978	440	19	and	and	CCONJ
fsr-3978	440	20	psychological	psychological	ADJ
fsr-3978	440	21	well	well	ADV
fsr-3978	440	22	-	-	PUNCT
fsr-3978	440	23	being	being	NOUN
fsr-3978	440	24	.	.	PUNCT
fsr-3978	441	1	journal	journal	PROPN
fsr-3978	441	2	of	of	ADP
fsr-3978	441	3	family	family	NOUN
fsr-3978	441	4	and	and	CCONJ
fsr-3978	441	5	economic	economic	ADJ
fsr-3978	441	6	issues	issue	NOUN
fsr-3978	441	7	,	,	PUNCT
fsr-3978	441	8	34(2	34(2	NUM
fsr-3978	441	9	)	)	PUNCT
fsr-3978	441	10	,	,	PUNCT
fsr-3978	441	11	200210	200210	NUM
fsr-3978	441	12	.	.	PUNCT
fsr-3978	442	1	streiner	streiner	PROPN
fsr-3978	442	2	,	,	PUNCT
fsr-3978	442	3	david	david	PROPN
fsr-3978	442	4	l.	l.	PROPN
fsr-3978	442	5	(	(	PUNCT
fsr-3978	442	6	2005	2005	NUM
fsr-3978	442	7	)	)	PUNCT
fsr-3978	442	8	.	.	PUNCT
fsr-3978	443	1	finding	find	VERB
fsr-3978	443	2	our	our	PRON
fsr-3978	443	3	way	way	NOUN
fsr-3978	443	4	:	:	PUNCT
fsr-3978	443	5	an	an	DET
fsr-3978	443	6	introduction	introduction	NOUN
fsr-3978	443	7	to	to	ADP
fsr-3978	443	8	path	path	NOUN
fsr-3978	443	9	analysis	analysis	NOUN
fsr-3978	443	10	.	.	PUNCT
fsr-3978	444	1	the	the	DET
fsr-3978	444	2	canadian	canadian	ADJ
fsr-3978	444	3	journal	journal	PROPN
fsr-3978	444	4	of	of	ADP
fsr-3978	444	5	psychiatry	psychiatry	NOUN
fsr-3978	444	6	,	,	PUNCT
fsr-3978	444	7	50(2	50(2	NUM
fsr-3978	444	8	)	)	PUNCT
fsr-3978	444	9	,	,	PUNCT
fsr-3978	444	10	115	115	NUM
fsr-3978	444	11	-	-	SYM
fsr-3978	444	12	122	122	NUM
fsr-3978	444	13	.	.	PUNCT
fsr-3978	445	1	willows	willow	NOUN
fsr-3978	445	2	,	,	PUNCT
fsr-3978	445	3	g.	g.	PROPN
fsr-3978	445	4	,	,	PUNCT
fsr-3978	445	5	&	&	CCONJ
fsr-3978	445	6	west	west	PROPN
fsr-3978	445	7	,	,	PUNCT
fsr-3978	445	8	d.	d.	PROPN
fsr-3978	445	9	(	(	PUNCT
fsr-3978	445	10	2014	2014	NUM
fsr-3978	445	11	)	)	PUNCT
fsr-3978	445	12	.	.	PUNCT
fsr-3978	446	1	differential	differential	ADJ
fsr-3978	446	2	investment	investment	NOUN
fsr-3978	446	3	performance	performance	NOUN
fsr-3978	446	4	in	in	ADP
fsr-3978	446	5	south	south	PROPN
fsr-3978	446	6	africa	africa	PROPN
fsr-3978	446	7	based	base	VERB
fsr-3978	446	8	on	on	ADP
fsr-3978	446	9	gender	gender	NOUN
fsr-3978	446	10	.	.	PUNCT
fsr-3978	447	1	international	international	ADJ
fsr-3978	447	2	business	business	PROPN
fsr-3978	447	3	&	&	CCONJ
fsr-3978	447	4	economics	economics	PROPN
fsr-3978	447	5	research	research	PROPN
fsr-3978	447	6	journal	journal	PROPN
fsr-3978	447	7	,	,	PUNCT
fsr-3978	447	8	14(1	14(1	NUM
fsr-3978	447	9	)	)	PUNCT
fsr-3978	447	10	,	,	PUNCT
fsr-3978	447	11	221	221	NUM
fsr-3978	447	12	-	-	SYM
fsr-3978	447	13	236	236	NUM
fsr-3978	447	14	.	.	PUNCT
fsr-3978	448	1	https://www.kitces.com/blog/entrepreneurs-risk-taking-confidence-overestimation-overplacement-overprecision-subjective-probability-interval-estimates/	https://www.kitces.com/blog/entrepreneurs-risk-taking-confidence-overestimation-overplacement-overprecision-subjective-probability-interval-estimates/	ADV
fsr-3978	448	2	https://www.kitces.com/blog/entrepreneurs-risk-taking-confidence-overestimation-overplacement-overprecision-subjective-probability-interval-estimates/	https://www.kitces.com/blog/entrepreneurs-risk-taking-confidence-overestimation-overplacement-overprecision-subjective-probability-interval-estimates/	ADV
fsr-3978	448	3	https://www.kitces.com/blog/entrepreneurs-risk-taking-confidence-overestimation-overplacement-overprecision-subjective-probability-interval-estimates/	https://www.kitces.com/blog/entrepreneurs-risk-taking-confidence-overestimation-overplacement-overprecision-subjective-probability-interval-estimates/	ADV
fsr-3978	448	4	https://www.kitces.com/blog/entrepreneurs-risk-taking-confidence-overestimation-overplacement-overprecision-subjective-probability-interval-estimates/	https://www.kitces.com/blog/entrepreneurs-risk-taking-confidence-overestimation-overplacement-overprecision-subjective-probability-interval-estimates/	ADV
fsr-3978	448	5	https://www.kitces.com/blog/entrepreneurs-risk-taking-confidence-overestimation-overplacement-overprecision-subjective-probability-interval-estimates/	https://www.kitces.com/blog/entrepreneurs-risk-taking-confidence-overestimation-overplacement-overprecision-subjective-probability-interval-estimates/	ADJ
fsr-3978	448	6	https://www.nber.org/papers/w17108	https://www.nber.org/papers/w17108	NOUN
fsr-3978	448	7	sommer	sommer	NOUN
fsr-3978	448	8	et	et	PROPN
fsr-3978	448	9	al	al	PROPN
fsr-3978	448	10	.	.	PROPN
fsr-3978	449	1	101	101	NUM
fsr-3978	449	2	xiao	xiao	PROPN
fsr-3978	449	3	,	,	PUNCT
fsr-3978	449	4	j.	j.	PROPN
fsr-3978	449	5	j.	j.	PROPN
fsr-3978	449	6	,	,	PUNCT
fsr-3978	449	7	&	&	CCONJ
fsr-3978	449	8	kim	kim	PROPN
fsr-3978	449	9	,	,	PUNCT
fsr-3978	449	10	k.	k.	PROPN
fsr-3978	449	11	t.	t.	PROPN
fsr-3978	449	12	(	(	PUNCT
fsr-3978	449	13	2022	2022	NUM
fsr-3978	449	14	)	)	PUNCT
fsr-3978	449	15	.	.	PUNCT
fsr-3978	450	1	the	the	DET
fsr-3978	450	2	able	able	ADJ
fsr-3978	450	3	worry	worry	VERB
fsr-3978	450	4	more	more	ADV
fsr-3978	450	5	?	?	PUNCT
fsr-3978	451	1	debt	debt	NOUN
fsr-3978	451	2	delinquency	delinquency	NOUN
fsr-3978	451	3	,	,	PUNCT
fsr-3978	451	4	financial	financial	ADJ
fsr-3978	451	5	capability	capability	NOUN
fsr-3978	451	6	,	,	PUNCT
fsr-3978	451	7	and	and	CCONJ
fsr-3978	451	8	financial	financial	ADJ
fsr-3978	451	9	stress	stress	NOUN
fsr-3978	451	10	.	.	PUNCT
fsr-3978	452	1	journal	journal	NOUN
fsr-3978	452	2	of	of	ADP
fsr-3978	452	3	family	family	NOUN
fsr-3978	452	4	and	and	CCONJ
fsr-3978	452	5	economic	economic	ADJ
fsr-3978	452	6	issues	issue	NOUN
fsr-3978	452	7	,	,	PUNCT
fsr-3978	452	8	43(1	43(1	NOUN
fsr-3978	452	9	)	)	PUNCT
fsr-3978	452	10	,	,	PUNCT
fsr-3978	452	11	138	138	NUM
fsr-3978	452	12	-	-	SYM
fsr-3978	452	13	152	152	NUM
fsr-3978	452	14	.	.	PUNCT
fsr-3978	453	1	yeh	yeh	PROPN
fsr-3978	453	2	,	,	PUNCT
fsr-3978	453	3	t.	t.	PROPN
fsr-3978	453	4	,	,	PUNCT
fsr-3978	453	5	&	&	CCONJ
fsr-3978	453	6	ling	ling	PROPN
fsr-3978	453	7	,	,	PUNCT
fsr-3978	453	8	y.	y.	PROPN
fsr-3978	453	9	(	(	PUNCT
fsr-3978	453	10	2022	2022	NUM
fsr-3978	453	11	)	)	PUNCT
fsr-3978	453	12	.	.	PUNCT
fsr-3978	454	1	confidence	confidence	NOUN
fsr-3978	454	2	in	in	ADP
fsr-3978	454	3	financial	financial	ADJ
fsr-3978	454	4	literacy	literacy	NOUN
fsr-3978	454	5	,	,	PUNCT
fsr-3978	454	6	stock	stock	NOUN
fsr-3978	454	7	market	market	NOUN
fsr-3978	454	8	participation	participation	NOUN
fsr-3978	454	9	,	,	PUNCT
fsr-3978	454	10	and	and	CCONJ
fsr-3978	454	11	retirement	retirement	NOUN
fsr-3978	454	12	planning	planning	NOUN
fsr-3978	454	13	.	.	PUNCT
fsr-3978	455	1	journal	journal	PROPN
fsr-3978	455	2	of	of	ADP
fsr-3978	455	3	family	family	NOUN
fsr-3978	455	4	and	and	CCONJ
fsr-3978	455	5	economic	economic	ADJ
fsr-3978	455	6	issues	issue	NOUN
fsr-3978	455	7	,	,	PUNCT
fsr-3978	455	8	43(1	43(1	NOUN
fsr-3978	455	9	)	)	PUNCT
fsr-3978	455	10	,	,	PUNCT
fsr-3978	455	11	169	169	NUM
fsr-3978	455	12	-	-	SYM
fsr-3978	455	13	186	186	NUM
fsr-3978	455	14	.	.	PUNCT
fsr-3978	456	1	zahirovic	zahirovic	PROPN
fsr-3978	456	2	-	-	PUNCT
fsr-3978	456	3	herbert	herbert	PROPN
fsr-3978	456	4	,	,	PUNCT
fsr-3978	456	5	v.	v.	ADJ
fsr-3978	456	6	,	,	PUNCT
fsr-3978	456	7	gibler	gibler	NOUN
fsr-3978	456	8	,	,	PUNCT
fsr-3978	456	9	k.	k.	PROPN
fsr-3978	456	10	m.	m.	PROPN
fsr-3978	456	11	,	,	PUNCT
fsr-3978	456	12	&	&	CCONJ
fsr-3978	456	13	chatterjee	chatterjee	PROPN
fsr-3978	456	14	,	,	PUNCT
fsr-3978	456	15	s.	s.	PROPN
fsr-3978	456	16	(	(	PUNCT
fsr-3978	456	17	2015	2015	NUM
fsr-3978	456	18	)	)	PUNCT
fsr-3978	456	19	.	.	PUNCT
fsr-3978	457	1	financial	financial	ADJ
fsr-3978	457	2	literacy	literacy	NOUN
fsr-3978	457	3	,	,	PUNCT
fsr-3978	457	4	risky	risky	ADJ
fsr-3978	457	5	mortgages	mortgage	NOUN
fsr-3978	457	6	,	,	PUNCT
fsr-3978	457	7	and	and	CCONJ
fsr-3978	457	8	delinquency	delinquency	NOUN
fsr-3978	457	9	in	in	ADP
fsr-3978	457	10	the	the	DET
fsr-3978	457	11	u.s	u.s	PROPN
fsr-3978	457	12	.	.	PROPN
fsr-3978	457	13	during	during	ADP
fsr-3978	457	14	the	the	DET
fsr-3978	457	15	financial	financial	ADJ
fsr-3978	457	16	crises	crisis	NOUN
fsr-3978	457	17	.	.	PUNCT
fsr-3978	458	1	international	international	ADJ
fsr-3978	458	2	journal	journal	PROPN
fsr-3978	458	3	of	of	ADP
fsr-3978	458	4	housing	housing	NOUN
fsr-3978	458	5	markets	market	NOUN
fsr-3978	458	6	and	and	CCONJ
fsr-3978	458	7	analysis	analysis	NOUN
fsr-3978	458	8	,	,	PUNCT
fsr-3978	458	9	9(2	9(2	NUM
fsr-3978	458	10	)	)	PUNCT
fsr-3978	458	11	,	,	PUNCT
fsr-3978	458	12	164	164	NUM
fsr-3978	458	13	-	-	SYM
fsr-3978	458	14	189	189	NUM
fsr-3978	458	15	.	.	PUNCT
fsr-3978	459	1	zhang	zhang	PROPN
fsr-3978	459	2	,	,	PUNCT
fsr-3978	459	3	j.	j.	PROPN
fsr-3978	459	4	,	,	PUNCT
fsr-3978	459	5	wang	wang	PROPN
fsr-3978	459	6	,	,	PUNCT
fsr-3978	459	7	h.	h.	PROPN
fsr-3978	459	8	,	,	PUNCT
fsr-3978	459	9	wang	wang	PROPN
fsr-3978	459	10	,	,	PUNCT
fsr-3978	459	11	l.	l.	PROPN
fsr-3978	459	12	,	,	PUNCT
fsr-3978	459	13	&	&	CCONJ
fsr-3978	459	14	liu	liu	PROPN
fsr-3978	459	15	,	,	PUNCT
fsr-3978	459	16	s.	s.	PROPN
fsr-3978	459	17	(	(	PUNCT
fsr-3978	459	18	2014	2014	NUM
fsr-3978	459	19	)	)	PUNCT
fsr-3978	459	20	.	.	PUNCT
fsr-3978	459	21	is	be	AUX
fsr-3978	459	22	there	there	PRON
fsr-3978	459	23	any	any	DET
fsr-3978	459	24	overtrading	overtrading	NOUN
fsr-3978	459	25	in	in	ADP
fsr-3978	459	26	the	the	DET
fsr-3978	459	27	stock	stock	NOUN
fsr-3978	459	28	markets	market	NOUN
fsr-3978	459	29	?	?	PUNCT
fsr-3978	460	1	the	the	DET
fsr-3978	460	2	moderating	moderate	VERB
fsr-3978	460	3	role	role	NOUN
fsr-3978	460	4	of	of	ADP
fsr-3978	460	5	the	the	DET
fsr-3978	460	6	big	big	ADJ
fsr-3978	460	7	five	five	NUM
fsr-3978	460	8	personality	personality	NOUN
fsr-3978	460	9	traits	trait	NOUN
fsr-3978	460	10	and	and	CCONJ
fsr-3978	460	11	gender	gender	NOUN
fsr-3978	460	12	in	in	ADP
fsr-3978	460	13	a	a	DET
fsr-3978	460	14	unilateral	unilateral	ADJ
fsr-3978	460	15	trend	trend	NOUN
fsr-3978	460	16	stock	stock	NOUN
fsr-3978	460	17	market	market	NOUN
fsr-3978	460	18	.	.	PUNCT
fsr-3978	461	1	plos	plos	PROPN
fsr-3978	461	2	one	one	NUM
fsr-3978	461	3	,	,	PUNCT
fsr-3978	461	4	9(1	9(1	NUM
fsr-3978	461	5	)	)	PUNCT
fsr-3978	461	6	,	,	PUNCT
fsr-3978	461	7	e87111	e87111	PROPN
fsr-3978	461	8	.	.	PUNCT
fsr-3978	462	1	zhang	zhang	PROPN
fsr-3978	462	2	,	,	PUNCT
fsr-3978	462	3	y.	y.	PROPN
fsr-3978	462	4	,	,	PUNCT
fsr-3978	462	5	&	&	CCONJ
fsr-3978	462	6	chatterjee	chatterjee	PROPN
fsr-3978	462	7	,	,	PUNCT
fsr-3978	462	8	s.	s.	PROPN
fsr-3978	462	9	(	(	PUNCT
fsr-3978	462	10	2023	2023	NUM
fsr-3978	462	11	)	)	PUNCT
fsr-3978	462	12	.	.	PUNCT
fsr-3978	463	1	financial	financial	ADJ
fsr-3978	463	2	well	well	ADV
fsr-3978	463	3	-	-	PUNCT
fsr-3978	463	4	being	being	NOUN
fsr-3978	463	5	in	in	ADP
fsr-3978	463	6	the	the	DET
fsr-3978	463	7	united	united	PROPN
fsr-3978	463	8	states	states	PROPN
fsr-3978	463	9	:	:	PUNCT
fsr-3978	463	10	the	the	DET
fsr-3978	463	11	roles	role	NOUN
fsr-3978	463	12	of	of	ADP
fsr-3978	463	13	financial	financial	ADJ
fsr-3978	463	14	literacy	literacy	NOUN
fsr-3978	463	15	and	and	CCONJ
fsr-3978	463	16	financial	financial	ADJ
fsr-3978	463	17	stress	stress	NOUN
fsr-3978	463	18	.	.	PUNCT
fsr-3978	464	1	sustainability	sustainability	NOUN
fsr-3978	464	2	,	,	PUNCT
fsr-3978	464	3	15(5	15(5	NUM
fsr-3978	464	4	)	)	PUNCT
fsr-3978	464	5	,	,	PUNCT
fsr-3978	464	6	4505	4505	NUM
fsr-3978	464	7	.	.	PUNCT