id	sid	tid	token	lemma	pos
fsr-4032	1	1	financial	financial	PROPN
fsr-4032	1	2	services	service	NOUN
fsr-4032	1	3	review	review	PROPN
fsr-4032	1	4	,	,	PUNCT
fsr-4032	1	5	33(1	33(1	NUM
fsr-4032	1	6	)	)	PUNCT
fsr-4032	1	7	165	165	NUM
fsr-4032	1	8	a	a	DET
fsr-4032	1	9	domain	domain	NOUN
fsr-4032	1	10	specific	specific	ADJ
fsr-4032	1	11	measure	measure	NOUN
fsr-4032	1	12	of	of	ADP
fsr-4032	1	13	investment	investment	NOUN
fsr-4032	1	14	risk	risk	NOUN
fsr-4032	1	15	preference	preference	NOUN
fsr-4032	1	16	eun	eun	PROPN
fsr-4032	1	17	jin	jin	PROPN
fsr-4032	1	18	kwak1	kwak1	PROPN
fsr-4032	1	19	and	and	CCONJ
fsr-4032	1	20	john	john	PROPN
fsr-4032	1	21	e.	e.	PROPN
fsr-4032	1	22	grable2	grable2	PROPN
fsr-4032	1	23	abstract	abstract	ADJ
fsr-4032	2	1	this	this	DET
fsr-4032	2	2	study	study	NOUN
fsr-4032	2	3	introduces	introduce	NOUN
fsr-4032	2	4	and	and	CCONJ
fsr-4032	2	5	validates	validate	VERB
fsr-4032	2	6	a	a	DET
fsr-4032	2	7	domain	domain	NOUN
fsr-4032	2	8	-	-	PUNCT
fsr-4032	2	9	specific	specific	ADJ
fsr-4032	2	10	investment	investment	NOUN
fsr-4032	2	11	risk	risk	NOUN
fsr-4032	2	12	-	-	PUNCT
fsr-4032	2	13	preference	preference	NOUN
fsr-4032	2	14	measure	measure	NOUN
fsr-4032	2	15	that	that	PRON
fsr-4032	2	16	integrates	integrate	VERB
fsr-4032	2	17	elements	element	NOUN
fsr-4032	2	18	of	of	ADP
fsr-4032	2	19	revealed	reveal	VERB
fsr-4032	2	20	-	-	PUNCT
fsr-4032	2	21	preference	preference	NOUN
fsr-4032	2	22	tests	test	NOUN
fsr-4032	2	23	,	,	PUNCT
fsr-4032	2	24	using	use	VERB
fsr-4032	2	25	choice	choice	NOUN
fsr-4032	2	26	scenario	scenario	NOUN
fsr-4032	2	27	dyads	dyad	NOUN
fsr-4032	2	28	,	,	PUNCT
fsr-4032	2	29	with	with	ADP
fsr-4032	2	30	statedpreference	statedpreference	NOUN
fsr-4032	2	31	approaches	approach	NOUN
fsr-4032	2	32	that	that	PRON
fsr-4032	2	33	leverage	leverage	VERB
fsr-4032	2	34	individual	individual	ADJ
fsr-4032	2	35	experiences	experience	NOUN
fsr-4032	2	36	and	and	CCONJ
fsr-4032	2	37	perceptions	perception	NOUN
fsr-4032	2	38	.	.	PUNCT
fsr-4032	3	1	data	datum	NOUN
fsr-4032	3	2	from	from	ADP
fsr-4032	3	3	two	two	NUM
fsr-4032	3	4	surveys	survey	NOUN
fsr-4032	3	5	were	be	AUX
fsr-4032	3	6	analyzed	analyze	VERB
fsr-4032	3	7	using	use	VERB
fsr-4032	3	8	ols	ol	NOUN
fsr-4032	3	9	regression	regression	NOUN
fsr-4032	3	10	and	and	CCONJ
fsr-4032	3	11	ordered	order	VERB
fsr-4032	3	12	logit	logit	NOUN
fsr-4032	3	13	models	model	NOUN
fsr-4032	3	14	to	to	PART
fsr-4032	3	15	evaluate	evaluate	VERB
fsr-4032	3	16	the	the	DET
fsr-4032	3	17	measure	measure	NOUN
fsr-4032	3	18	’s	’s	PART
fsr-4032	3	19	efficacy	efficacy	NOUN
fsr-4032	3	20	.	.	PUNCT
fsr-4032	4	1	results	result	NOUN
fsr-4032	4	2	demonstrate	demonstrate	VERB
fsr-4032	4	3	that	that	SCONJ
fsr-4032	4	4	the	the	DET
fsr-4032	4	5	proposed	propose	VERB
fsr-4032	4	6	measure	measure	NOUN
fsr-4032	4	7	is	be	AUX
fsr-4032	4	8	positively	positively	ADV
fsr-4032	4	9	associated	associate	VERB
fsr-4032	4	10	with	with	ADP
fsr-4032	4	11	a	a	DET
fsr-4032	4	12	modified	modify	VERB
fsr-4032	4	13	version	version	NOUN
fsr-4032	4	14	of	of	ADP
fsr-4032	4	15	the	the	DET
fsr-4032	4	16	survey	survey	NOUN
fsr-4032	4	17	of	of	ADP
fsr-4032	4	18	consumer	consumer	NOUN
fsr-4032	4	19	finances	finance	NOUN
fsr-4032	4	20	(	(	PUNCT
fsr-4032	4	21	scf	scf	PROPN
fsr-4032	4	22	)	)	PUNCT
fsr-4032	4	23	self	self	NOUN
fsr-4032	4	24	-	-	PUNCT
fsr-4032	4	25	assessed	assess	VERB
fsr-4032	4	26	risk	risk	NOUN
fsr-4032	4	27	-	-	PUNCT
fsr-4032	4	28	tolerance	tolerance	NOUN
fsr-4032	4	29	item	item	NOUN
fsr-4032	4	30	and	and	CCONJ
fsr-4032	4	31	negatively	negatively	ADV
fsr-4032	4	32	associated	associate	VERB
fsr-4032	4	33	with	with	ADP
fsr-4032	4	34	cash	cash	NOUN
fsr-4032	4	35	-	-	PUNCT
fsr-4032	4	36	holding	hold	VERB
fsr-4032	4	37	behavior	behavior	NOUN
fsr-4032	4	38	.	.	PUNCT
fsr-4032	5	1	compared	compare	VERB
fsr-4032	5	2	to	to	ADP
fsr-4032	5	3	existing	exist	VERB
fsr-4032	5	4	risk	risk	NOUN
fsr-4032	5	5	-	-	PUNCT
fsr-4032	5	6	tolerance	tolerance	NOUN
fsr-4032	5	7	assessments	assessment	NOUN
fsr-4032	5	8	,	,	PUNCT
fsr-4032	5	9	this	this	DET
fsr-4032	5	10	measure	measure	NOUN
fsr-4032	5	11	offers	offer	VERB
fsr-4032	5	12	a	a	DET
fsr-4032	5	13	practical	practical	ADJ
fsr-4032	5	14	advantage	advantage	NOUN
fsr-4032	5	15	by	by	ADP
fsr-4032	5	16	allowing	allow	VERB
fsr-4032	5	17	financial	financial	ADJ
fsr-4032	5	18	advisors	advisor	NOUN
fsr-4032	5	19	to	to	PART
fsr-4032	5	20	align	align	VERB
fsr-4032	5	21	investment	investment	NOUN
fsr-4032	5	22	products	product	NOUN
fsr-4032	5	23	more	more	ADV
fsr-4032	5	24	accurately	accurately	ADV
fsr-4032	5	25	with	with	ADP
fsr-4032	5	26	a	a	DET
fsr-4032	5	27	test	test	NOUN
fsr-4032	5	28	-	-	PUNCT
fsr-4032	5	29	taker	taker	NOUN
fsr-4032	5	30	’s	’s	PART
fsr-4032	5	31	risk	risk	NOUN
fsr-4032	5	32	-	-	PUNCT
fsr-4032	5	33	taking	take	VERB
fsr-4032	5	34	comfort	comfort	NOUN
fsr-4032	5	35	level	level	NOUN
fsr-4032	5	36	.	.	PUNCT
fsr-4032	6	1	this	this	DET
fsr-4032	6	2	direct	direct	ADJ
fsr-4032	6	3	applicability	applicability	NOUN
fsr-4032	6	4	highlights	highlight	NOUN
fsr-4032	6	5	the	the	DET
fsr-4032	6	6	measure	measure	NOUN
fsr-4032	6	7	's	's	PART
fsr-4032	6	8	unique	unique	ADJ
fsr-4032	6	9	value	value	NOUN
fsr-4032	6	10	in	in	ADP
fsr-4032	6	11	enhancing	enhance	VERB
fsr-4032	6	12	portfolio	portfolio	NOUN
fsr-4032	6	13	personalization	personalization	NOUN
fsr-4032	6	14	and	and	CCONJ
fsr-4032	6	15	advancing	advance	VERB
fsr-4032	6	16	the	the	DET
fsr-4032	6	17	precision	precision	NOUN
fsr-4032	6	18	of	of	ADP
fsr-4032	6	19	investment	investment	NOUN
fsr-4032	6	20	risk	risk	NOUN
fsr-4032	6	21	assessment	assessment	NOUN
fsr-4032	6	22	tools	tool	NOUN
fsr-4032	6	23	.	.	PUNCT
fsr-4032	7	1	creative	creative	ADJ
fsr-4032	7	2	commons	commons	PROPN
fsr-4032	7	3	license	license	NOUN
fsr-4032	7	4	this	this	DET
fsr-4032	7	5	work	work	NOUN
fsr-4032	7	6	is	be	AUX
fsr-4032	7	7	licensed	license	VERB
fsr-4032	7	8	under	under	ADP
fsr-4032	7	9	a	a	DET
fsr-4032	7	10	creative	creative	ADJ
fsr-4032	7	11	commons	common	NOUN
fsr-4032	7	12	attribution	attribution	NOUN
fsr-4032	7	13	-	-	PUNCT
fsr-4032	7	14	noncommercial	noncommercial	ADJ
fsr-4032	7	15	4.0	4.0	NUM
fsr-4032	7	16	license	license	NOUN
fsr-4032	7	17	recommended	recommend	VERB
fsr-4032	7	18	citation	citation	PROPN
fsr-4032	7	19	kwak	kwak	PROPN
fsr-4032	7	20	,	,	PUNCT
fsr-4032	7	21	e	e	PROPN
fsr-4032	7	22	-	-	PROPN
fsr-4032	7	23	j.	j.	PROPN
fsr-4032	7	24	,	,	PUNCT
fsr-4032	7	25	&	&	CCONJ
fsr-4032	7	26	grable	grable	PROPN
fsr-4032	7	27	,	,	PUNCT
fsr-4032	7	28	j.	j.	PROPN
fsr-4032	7	29	e.	e.	PROPN
fsr-4032	7	30	(	(	PUNCT
fsr-4032	7	31	2025	2025	NUM
fsr-4032	7	32	)	)	PUNCT
fsr-4032	7	33	.	.	PUNCT
fsr-4032	8	1	a	a	DET
fsr-4032	8	2	domain	domain	NOUN
fsr-4032	8	3	specific	specific	ADJ
fsr-4032	8	4	measure	measure	NOUN
fsr-4032	8	5	of	of	ADP
fsr-4032	8	6	investment	investment	NOUN
fsr-4032	8	7	risk	risk	NOUN
fsr-4032	8	8	tolerance	tolerance	NOUN
fsr-4032	8	9	.	.	PUNCT
fsr-4032	9	1	financial	financial	ADJ
fsr-4032	9	2	services	service	NOUN
fsr-4032	9	3	review	review	PROPN
fsr-4032	9	4	,	,	PUNCT
fsr-4032	9	5	33(1	33(1	NUM
fsr-4032	9	6	)	)	PUNCT
fsr-4032	9	7	,	,	PUNCT
fsr-4032	9	8	179	179	NUM
fsr-4032	9	9	-	-	SYM
fsr-4032	9	10	204	204	NUM
fsr-4032	9	11	.	.	PUNCT
fsr-4032	10	1	introduction	introduction	NOUN
fsr-4032	10	2	the	the	DET
fsr-4032	10	3	degree	degree	NOUN
fsr-4032	10	4	to	to	PART
fsr-4032	10	5	which	which	PRON
fsr-4032	10	6	a	a	DET
fsr-4032	10	7	household	household	NOUN
fsr-4032	10	8	financial	financial	ADJ
fsr-4032	10	9	decision	decision	NOUN
fsr-4032	10	10	-	-	PUNCT
fsr-4032	10	11	maker	maker	NOUN
fsr-4032	10	12	allocates	allocate	VERB
fsr-4032	10	13	investable	investable	ADJ
fsr-4032	10	14	resources	resource	NOUN
fsr-4032	10	15	across	across	ADP
fsr-4032	10	16	risk	risk	NOUN
fsr-4032	10	17	-	-	PUNCT
fsr-4032	10	18	free	free	ADJ
fsr-4032	10	19	,	,	PUNCT
fsr-4032	10	20	fixed	fix	VERB
fsr-4032	10	21	-	-	PUNCT
fsr-4032	10	22	income	income	NOUN
fsr-4032	10	23	,	,	PUNCT
fsr-4032	10	24	and	and	CCONJ
fsr-4032	10	25	growth	growth	NOUN
fsr-4032	10	26	assets	asset	NOUN
fsr-4032	10	27	is	be	AUX
fsr-4032	10	28	associated	associate	VERB
fsr-4032	10	29	with	with	ADP
fsr-4032	10	30	the	the	DET
fsr-4032	10	31	investment	investment	NOUN
fsr-4032	10	32	preference	preference	NOUN
fsr-4032	10	33	of	of	ADP
fsr-4032	10	34	the	the	DET
fsr-4032	10	35	financial	financial	ADJ
fsr-4032	10	36	decision	decision	NOUN
fsr-4032	10	37	-	-	PUNCT
fsr-4032	10	38	maker	maker	NOUN
fsr-4032	10	39	.	.	PUNCT
fsr-4032	11	1	this	this	PRON
fsr-4032	11	2	is	be	AUX
fsr-4032	11	3	one	one	NUM
fsr-4032	11	4	reason	reason	NOUN
fsr-4032	11	5	governmental	governmental	ADJ
fsr-4032	11	6	agencies	agency	NOUN
fsr-4032	11	7	,	,	PUNCT
fsr-4032	11	8	certification	certification	NOUN
fsr-4032	11	9	boards	board	NOUN
fsr-4032	11	10	,	,	PUNCT
fsr-4032	11	11	and	and	CCONJ
fsr-4032	11	12	other	other	ADJ
fsr-4032	11	13	regulatory	regulatory	ADJ
fsr-4032	11	14	bodies	body	NOUN
fsr-4032	11	15	require	require	VERB
fsr-4032	11	16	financial	financial	ADJ
fsr-4032	11	17	service	service	NOUN
fsr-4032	11	18	providers	provider	NOUN
fsr-4032	11	19	to	to	PART
fsr-4032	11	20	assess	assess	VERB
fsr-4032	11	21	,	,	PUNCT
fsr-4032	11	22	before	before	ADP
fsr-4032	11	23	making	make	VERB
fsr-4032	11	24	investment	investment	NOUN
fsr-4032	11	25	recommendations	recommendation	NOUN
fsr-4032	11	26	,	,	PUNCT
fsr-4032	11	27	their	their	PRON
fsr-4032	11	28	clients	client	NOUN
fsr-4032	11	29	'	'	PART
fsr-4032	11	30	preference	preference	NOUN
fsr-4032	11	31	for	for	ADP
fsr-4032	11	32	1	1	NUM
fsr-4032	11	33	corresponding	correspond	VERB
fsr-4032	11	34	author	author	NOUN
fsr-4032	11	35	(	(	PUNCT
fsr-4032	11	36	kwake@uwgb.edu	kwake@uwgb.edu	PROPN
fsr-4032	11	37	)	)	PUNCT
fsr-4032	11	38	.	.	PUNCT
fsr-4032	12	1	university	university	PROPN
fsr-4032	12	2	of	of	ADP
fsr-4032	12	3	wisconsin	wisconsin	PROPN
fsr-4032	12	4	-	-	PUNCT
fsr-4032	12	5	green	green	PROPN
fsr-4032	12	6	bay	bay	PROPN
fsr-4032	12	7	,	,	PUNCT
fsr-4032	12	8	green	green	PROPN
fsr-4032	12	9	bay	bay	PROPN
fsr-4032	12	10	,	,	PUNCT
fsr-4032	12	11	wi	wi	PROPN
fsr-4032	12	12	,	,	PUNCT
fsr-4032	12	13	usa	usa	PROPN
fsr-4032	12	14	2	2	NUM
fsr-4032	12	15	university	university	NOUN
fsr-4032	12	16	of	of	ADP
fsr-4032	12	17	georgia	georgia	PROPN
fsr-4032	12	18	,	,	PUNCT
fsr-4032	12	19	athens	athens	PROPN
fsr-4032	12	20	,	,	PUNCT
fsr-4032	12	21	ga	ga	PROPN
fsr-4032	12	22	,	,	PUNCT
fsr-4032	12	23	usa	usa	PROPN
fsr-4032	12	24	3	3	NUM
fsr-4032	12	25	the	the	DET
fsr-4032	12	26	securities	securities	PROPN
fsr-4032	12	27	and	and	CCONJ
fsr-4032	12	28	exchange	exchange	PROPN
fsr-4032	12	29	commission	commission	PROPN
fsr-4032	12	30	(	(	PUNCT
fsr-4032	12	31	sec	sec	PROPN
fsr-4032	12	32	)	)	PUNCT
fsr-4032	12	33	best	good	ADJ
fsr-4032	12	34	interest	interest	NOUN
fsr-4032	12	35	regulations	regulation	NOUN
fsr-4032	12	36	require	require	VERB
fsr-4032	12	37	investment	investment	NOUN
fsr-4032	12	38	advisers	adviser	NOUN
fsr-4032	12	39	to	to	PART
fsr-4032	12	40	evaluate	evaluate	VERB
fsr-4032	12	41	the	the	DET
fsr-4032	12	42	risk	risk	NOUN
fsr-4032	12	43	-	-	PUNCT
fsr-4032	12	44	taking	take	VERB
fsr-4032	12	45	preference	preference	NOUN
fsr-4032	12	46	of	of	ADP
fsr-4032	12	47	clients	client	NOUN
fsr-4032	12	48	prior	prior	ADV
fsr-4032	12	49	to	to	ADP
fsr-4032	12	50	making	make	VERB
fsr-4032	12	51	investment	investment	NOUN
fsr-4032	12	52	recommendations	recommendation	NOUN
fsr-4032	12	53	.	.	PUNCT
fsr-4032	13	1	specifics	specific	NOUN
fsr-4032	13	2	about	about	ADP
fsr-4032	13	3	the	the	DET
fsr-4032	13	4	regulations	regulation	NOUN
fsr-4032	13	5	can	can	AUX
fsr-4032	13	6	be	be	AUX
fsr-4032	13	7	found	find	VERB
fsr-4032	13	8	at	at	ADP
fsr-4032	13	9	https://www.sec.gov/info/smallbus/secg/regulation-best-interest	https://www.sec.gov/info/smallbus/secg/regulation-best-interest	ADV
fsr-4032	13	10	.	.	PUNCT
fsr-4032	14	1	readers	reader	NOUN
fsr-4032	14	2	may	may	AUX
fsr-4032	14	3	also	also	ADV
fsr-4032	14	4	find	find	VERB
fsr-4032	14	5	the	the	DET
fsr-4032	14	6	following	follow	VERB
fsr-4032	14	7	sec	sec	PROPN
fsr-4032	14	8	web	web	NOUN
fsr-4032	14	9	link	link	NOUN
fsr-4032	14	10	to	to	PART
fsr-4032	14	11	be	be	AUX
fsr-4032	14	12	helpful	helpful	ADJ
fsr-4032	14	13	:	:	PUNCT
fsr-4032	14	14	https://www.sec.gov/exams/adviser_compliance_questions	https://www.sec.gov/exams/adviser_compliance_question	NOUN
fsr-4032	14	15	.	.	PUNCT
fsr-4032	15	1	similarly	similarly	ADV
fsr-4032	15	2	,	,	PUNCT
fsr-4032	15	3	the	the	DET
fsr-4032	15	4	financial	financial	ADJ
fsr-4032	15	5	industry	industry	NOUN
fsr-4032	15	6	regulatory	regulatory	ADJ
fsr-4032	15	7	authority	authority	NOUN
fsr-4032	15	8	,	,	PUNCT
fsr-4032	15	9	inc	inc	PROPN
fsr-4032	15	10	.	.	PROPN
fsr-4032	15	11	(	(	PUNCT
fsr-4032	15	12	finra	finra	PROPN
fsr-4032	15	13	)	)	PUNCT
fsr-4032	15	14	has	have	VERB
fsr-4032	15	15	rules	rule	NOUN
fsr-4032	15	16	and	and	CCONJ
fsr-4032	15	17	standards	standard	NOUN
fsr-4032	15	18	related	relate	VERB
fsr-4032	15	19	to	to	ADP
fsr-4032	15	20	client	client	NOUN
fsr-4032	15	21	in	in	ADP
fsr-4032	15	22	-	-	PUNCT
fsr-4032	15	23	take	take	VERB
fsr-4032	15	24	assessments	assessment	NOUN
fsr-4032	15	25	.	.	PUNCT
fsr-4032	16	1	these	these	DET
fsr-4032	16	2	rules	rule	NOUN
fsr-4032	16	3	can	can	AUX
fsr-4032	16	4	be	be	AUX
fsr-4032	16	5	found	find	VERB
fsr-4032	16	6	at	at	ADP
fsr-4032	16	7	:	:	PUNCT
fsr-4032	16	8	https://www.finra.org/rules-guidance/key-topics/suitability/faq	https://www.finra.org/rules-guidance/key-topics/suitability/faq	PROPN
fsr-4032	16	9	.	.	PUNCT
fsr-4032	17	1	holding	hold	VERB
fsr-4032	17	2	risky	risky	ADJ
fsr-4032	17	3	assets.3	assets.3	VERB
fsr-4032	17	4	essentially	essentially	ADV
fsr-4032	17	5	,	,	PUNCT
fsr-4032	17	6	regulators	regulator	NOUN
fsr-4032	17	7	want	want	VERB
fsr-4032	17	8	to	to	PART
fsr-4032	17	9	ensure	ensure	VERB
fsr-4032	17	10	that	that	SCONJ
fsr-4032	17	11	the	the	DET
fsr-4032	17	12	risks	risk	NOUN
fsr-4032	17	13	taken	take	VERB
fsr-4032	17	14	by	by	ADP
fsr-4032	17	15	an	an	DET
fsr-4032	17	16	investor	investor	NOUN
fsr-4032	17	17	align	align	NOUN
fsr-4032	17	18	with	with	ADP
fsr-4032	17	19	the	the	DET
fsr-4032	17	20	investor	investor	NOUN
fsr-4032	17	21	’s	’s	PART
fsr-4032	17	22	preference	preference	NOUN
fsr-4032	17	23	for	for	ADP
fsr-4032	17	24	and	and	CCONJ
fsr-4032	17	25	willingness	willingness	NOUN
fsr-4032	17	26	to	to	PART
fsr-4032	17	27	take	take	VERB
fsr-4032	17	28	a	a	DET
fsr-4032	17	29	risk	risk	NOUN
fsr-4032	17	30	.	.	PUNCT
fsr-4032	18	1	the	the	DET
fsr-4032	18	2	importance	importance	NOUN
fsr-4032	18	3	of	of	ADP
fsr-4032	18	4	accurately	accurately	ADV
fsr-4032	18	5	gauging	gauge	VERB
fsr-4032	18	6	a	a	DET
fsr-4032	18	7	financial	financial	ADJ
fsr-4032	18	8	decision	decision	NOUN
fsr-4032	18	9	-	-	PUNCT
fsr-4032	18	10	maker	maker	NOUN
fsr-4032	18	11	's	's	PART
fsr-4032	18	12	preference	preference	NOUN
fsr-4032	18	13	for	for	ADP
fsr-4032	18	14	risk	risk	NOUN
fsr-4032	18	15	implies	imply	VERB
fsr-4032	18	16	the	the	DET
fsr-4032	18	17	need	need	NOUN
fsr-4032	18	18	for	for	ADP
fsr-4032	18	19	reliable	reliable	ADJ
fsr-4032	18	20	and	and	CCONJ
fsr-4032	18	21	valid	valid	ADJ
fsr-4032	18	22	measures	measure	NOUN
fsr-4032	18	23	of	of	ADP
fsr-4032	18	24	risk	risk	NOUN
fsr-4032	18	25	preference	preference	NOUN
fsr-4032	18	26	.	.	PUNCT
fsr-4032	19	1	while	while	SCONJ
fsr-4032	19	2	various	various	ADJ
fsr-4032	19	3	academic	academic	ADJ
fsr-4032	19	4	traditions	tradition	NOUN
fsr-4032	19	5	exist	exist	VERB
fsr-4032	19	6	to	to	PART
fsr-4032	19	7	estimate	estimate	VERB
fsr-4032	19	8	a	a	DET
fsr-4032	19	9	person	person	NOUN
fsr-4032	19	10	's	's	PART
fsr-4032	19	11	risk	risk	NOUN
fsr-4032	19	12	-	-	PUNCT
fsr-4032	19	13	taking	take	VERB
fsr-4032	19	14	preference	preference	NOUN
fsr-4032	19	15	,	,	PUNCT
fsr-4032	19	16	two	two	NUM
fsr-4032	19	17	approaches	approach	NOUN
fsr-4032	19	18	dominate	dominate	VERB
fsr-4032	19	19	:	:	PUNCT
fsr-4032	19	20	revealed	reveal	VERB
fsr-4032	19	21	-	-	PUNCT
fsr-4032	19	22	preference	preference	NOUN
fsr-4032	19	23	tests	test	NOUN
fsr-4032	19	24	and	and	CCONJ
fsr-4032	19	25	stated	state	VERB
fsr-4032	19	26	-	-	PUNCT
fsr-4032	19	27	preference	preference	NOUN
fsr-4032	19	28	measures	measure	NOUN
fsr-4032	19	29	.	.	PUNCT
fsr-4032	20	1	revealed	reveal	VERB
fsr-4032	20	2	-	-	PUNCT
fsr-4032	20	3	preference	preference	NOUN
fsr-4032	20	4	tests	test	NOUN
fsr-4032	20	5	are	be	AUX
fsr-4032	20	6	designed	design	VERB
fsr-4032	20	7	https://creativecommons.org/licenses/by-nc/4.0/	https://creativecommons.org/licenses/by-nc/4.0/	PRON
fsr-4032	20	8	mailto:kwake@uwgb.edu	mailto:kwake@uwgb.edu	NOUN
fsr-4032	20	9	https://www.sec.gov/info/smallbus/secg/regulation-best-interest	https://www.sec.gov/info/smallbus/secg/regulation-best-inter	ADJ
fsr-4032	20	10	https://www.sec.gov/exams/adviser_compliance_questions	https://www.sec.gov/exams/adviser_compliance_question	NOUN
fsr-4032	20	11	https://creativecommons.org/licenses/by-nc/4.0/	https://creativecommons.org/licenses/by-nc/4.0/	PRON
fsr-4032	20	12	financial	financial	ADJ
fsr-4032	20	13	services	service	NOUN
fsr-4032	20	14	review	review	PROPN
fsr-4032	20	15	,	,	PUNCT
fsr-4032	20	16	33(1	33(1	NUM
fsr-4032	20	17	)	)	PUNCT
fsr-4032	20	18	166	166	NUM
fsr-4032	20	19	to	to	PART
fsr-4032	20	20	describe	describe	VERB
fsr-4032	20	21	preferences	preference	NOUN
fsr-4032	20	22	by	by	ADP
fsr-4032	20	23	observing	observe	VERB
fsr-4032	20	24	choices	choice	NOUN
fsr-4032	20	25	made	make	VERB
fsr-4032	20	26	when	when	SCONJ
fsr-4032	20	27	someone	someone	PRON
fsr-4032	20	28	is	be	AUX
fsr-4032	20	29	faced	face	VERB
fsr-4032	20	30	with	with	ADP
fsr-4032	20	31	an	an	DET
fsr-4032	20	32	incentivized	incentivize	VERB
fsr-4032	20	33	dilemma	dilemma	NOUN
fsr-4032	20	34	,	,	PUNCT
fsr-4032	20	35	whereas	whereas	SCONJ
fsr-4032	20	36	stated	state	VERB
fsr-4032	20	37	-	-	PUNCT
fsr-4032	20	38	preference	preference	NOUN
fsr-4032	20	39	measures	measure	NOUN
fsr-4032	20	40	(	(	PUNCT
fsr-4032	20	41	sometimes	sometimes	ADV
fsr-4032	20	42	referred	refer	VERB
fsr-4032	20	43	to	to	ADP
fsr-4032	20	44	as	as	ADP
fsr-4032	20	45	propensity	propensity	NOUN
fsr-4032	20	46	or	or	CCONJ
fsr-4032	20	47	elicited	elicited	ADJ
fsr-4032	20	48	risk	risk	NOUN
fsr-4032	20	49	-	-	PUNCT
fsr-4032	20	50	preference	preference	NOUN
fsr-4032	20	51	tests	test	NOUN
fsr-4032	20	52	)	)	PUNCT
fsr-4032	20	53	rely	rely	VERB
fsr-4032	20	54	on	on	ADP
fsr-4032	20	55	a	a	DET
fsr-4032	20	56	testtaker	testtaker	NOUN
fsr-4032	20	57	’s	’s	PART
fsr-4032	20	58	self	self	NOUN
fsr-4032	20	59	-	-	PUNCT
fsr-4032	20	60	report	report	NOUN
fsr-4032	20	61	of	of	ADP
fsr-4032	20	62	their	their	PRON
fsr-4032	20	63	subjective	subjective	ADJ
fsr-4032	20	64	evaluation	evaluation	NOUN
fsr-4032	20	65	of	of	ADP
fsr-4032	20	66	the	the	DET
fsr-4032	20	67	riskiness	riskiness	NOUN
fsr-4032	20	68	of	of	ADP
fsr-4032	20	69	choices	choice	NOUN
fsr-4032	20	70	.	.	PUNCT
fsr-4032	21	1	regardless	regardless	ADV
fsr-4032	21	2	of	of	ADP
fsr-4032	21	3	the	the	DET
fsr-4032	21	4	assessment	assessment	NOUN
fsr-4032	21	5	approach	approach	NOUN
fsr-4032	21	6	,	,	PUNCT
fsr-4032	21	7	the	the	DET
fsr-4032	21	8	intended	intend	VERB
fsr-4032	21	9	outcome	outcome	NOUN
fsr-4032	21	10	is	be	AUX
fsr-4032	21	11	to	to	PART
fsr-4032	21	12	ascertain	ascertain	VERB
fsr-4032	21	13	a	a	DET
fsr-4032	21	14	financial	financial	ADJ
fsr-4032	21	15	decision	decision	NOUN
fsr-4032	21	16	-	-	PUNCT
fsr-4032	21	17	maker	maker	NOUN
fsr-4032	21	18	’s	’s	PART
fsr-4032	21	19	stable	stable	ADJ
fsr-4032	21	20	preference	preference	NOUN
fsr-4032	21	21	for	for	ADP
fsr-4032	21	22	trading	trading	NOUN
fsr-4032	21	23	risk	risk	NOUN
fsr-4032	21	24	for	for	ADP
fsr-4032	21	25	return	return	NOUN
fsr-4032	21	26	(	(	PUNCT
fsr-4032	21	27	davies	davy	NOUN
fsr-4032	21	28	,	,	PUNCT
fsr-4032	21	29	2016	2016	NUM
fsr-4032	21	30	)	)	PUNCT
fsr-4032	21	31	.	.	PUNCT
fsr-4032	22	1	today	today	NOUN
fsr-4032	22	2	,	,	PUNCT
fsr-4032	22	3	not	not	PART
fsr-4032	22	4	only	only	ADV
fsr-4032	22	5	is	be	AUX
fsr-4032	22	6	there	there	PRON
fsr-4032	22	7	disagreement	disagreement	NOUN
fsr-4032	22	8	about	about	ADP
fsr-4032	22	9	the	the	DET
fsr-4032	22	10	optimal	optimal	ADJ
fsr-4032	22	11	way	way	NOUN
fsr-4032	22	12	to	to	PART
fsr-4032	22	13	measure	measure	VERB
fsr-4032	22	14	financial	financial	ADJ
fsr-4032	22	15	risk	risk	NOUN
fsr-4032	22	16	preference	preference	NOUN
fsr-4032	22	17	,	,	PUNCT
fsr-4032	22	18	but	but	CCONJ
fsr-4032	22	19	there	there	PRON
fsr-4032	22	20	is	be	VERB
fsr-4032	22	21	also	also	ADV
fsr-4032	22	22	no	no	DET
fsr-4032	22	23	consensus	consensus	NOUN
fsr-4032	22	24	on	on	ADP
fsr-4032	22	25	the	the	DET
fsr-4032	22	26	preferred	preferred	ADJ
fsr-4032	22	27	definition	definition	NOUN
fsr-4032	22	28	describing	describe	VERB
fsr-4032	22	29	risk	risk	NOUN
fsr-4032	22	30	-	-	PUNCT
fsr-4032	22	31	taking	take	VERB
fsr-4032	22	32	preference	preference	NOUN
fsr-4032	22	33	(	(	PUNCT
fsr-4032	22	34	harnum	harnum	PROPN
fsr-4032	22	35	et	et	PROPN
fsr-4032	22	36	al	al	PROPN
fsr-4032	22	37	.	.	PROPN
fsr-4032	22	38	,	,	PUNCT
fsr-4032	22	39	2010	2010	NUM
fsr-4032	22	40	;	;	PUNCT
fsr-4032	22	41	mata	mata	PROPN
fsr-4032	22	42	et	et	PROPN
fsr-4032	22	43	al	al	PROPN
fsr-4032	22	44	.	.	PROPN
fsr-4032	22	45	,	,	PUNCT
fsr-4032	22	46	2018	2018	NUM
fsr-4032	22	47	)	)	PUNCT
fsr-4032	22	48	.	.	PUNCT
fsr-4032	23	1	risk	risk	NOUN
fsr-4032	23	2	preference	preference	NOUN
fsr-4032	23	3	is	be	AUX
fsr-4032	23	4	sometimes	sometimes	ADV
fsr-4032	23	5	referred	refer	VERB
fsr-4032	23	6	to	to	ADP
fsr-4032	23	7	as	as	ADP
fsr-4032	23	8	risk	risk	NOUN
fsr-4032	23	9	appetite	appetite	NOUN
fsr-4032	23	10	,	,	PUNCT
fsr-4032	23	11	risk	risk	NOUN
fsr-4032	23	12	aversion	aversion	NOUN
fsr-4032	23	13	,	,	PUNCT
fsr-4032	23	14	or	or	CCONJ
fsr-4032	23	15	risk	risk	NOUN
fsr-4032	23	16	tolerance	tolerance	NOUN
fsr-4032	23	17	(	(	PUNCT
fsr-4032	23	18	rabbani	rabbani	PROPN
fsr-4032	23	19	&	&	CCONJ
fsr-4032	23	20	nobre	nobre	PROPN
fsr-4032	23	21	,	,	PUNCT
fsr-4032	23	22	2022	2022	NUM
fsr-4032	23	23	)	)	PUNCT
fsr-4032	23	24	.	.	PUNCT
fsr-4032	24	1	for	for	ADP
fsr-4032	24	2	clarification	clarification	NOUN
fsr-4032	24	3	purposes	purpose	NOUN
fsr-4032	24	4	,	,	PUNCT
fsr-4032	24	5	in	in	ADP
fsr-4032	24	6	this	this	DET
fsr-4032	24	7	study	study	NOUN
fsr-4032	24	8	,	,	PUNCT
fsr-4032	24	9	risk	risk	NOUN
fsr-4032	24	10	preference	preference	NOUN
fsr-4032	24	11	refers	refer	VERB
fsr-4032	24	12	to	to	ADP
fsr-4032	24	13	a	a	DET
fsr-4032	24	14	financial	financial	ADJ
fsr-4032	24	15	decision	decision	NOUN
fsr-4032	24	16	-	-	PUNCT
fsr-4032	24	17	maker	maker	NOUN
fsr-4032	24	18	's	's	PART
fsr-4032	24	19	general	general	ADJ
fsr-4032	24	20	feeling	feeling	NOUN
fsr-4032	24	21	that	that	SCONJ
fsr-4032	24	22	one	one	NUM
fsr-4032	24	23	situation	situation	NOUN
fsr-4032	24	24	or	or	CCONJ
fsr-4032	24	25	choice	choice	NOUN
fsr-4032	24	26	is	be	AUX
fsr-4032	24	27	better	well	ADJ
fsr-4032	24	28	than	than	ADP
fsr-4032	24	29	another	another	DET
fsr-4032	24	30	one	one	NOUN
fsr-4032	24	31	(	(	PUNCT
fsr-4032	24	32	nobre	nobre	PROPN
fsr-4032	24	33	&	&	CCONJ
fsr-4032	24	34	grable	grable	PROPN
fsr-4032	24	35	,	,	PUNCT
fsr-4032	24	36	2015	2015	NUM
fsr-4032	24	37	)	)	PUNCT
fsr-4032	24	38	,	,	PUNCT
fsr-4032	24	39	regardless	regardless	ADV
fsr-4032	24	40	of	of	ADP
fsr-4032	24	41	whether	whether	SCONJ
fsr-4032	24	42	this	this	DET
fsr-4032	24	43	feeling	feeling	NOUN
fsr-4032	24	44	is	be	AUX
fsr-4032	24	45	accurate	accurate	ADJ
fsr-4032	24	46	.	.	PUNCT
fsr-4032	25	1	current	current	ADJ
fsr-4032	25	2	methodologies	methodology	NOUN
fsr-4032	25	3	used	use	VERB
fsr-4032	25	4	to	to	PART
fsr-4032	25	5	evaluate	evaluate	VERB
fsr-4032	25	6	investment	investment	NOUN
fsr-4032	25	7	risk	risk	NOUN
fsr-4032	25	8	preference	preference	NOUN
fsr-4032	25	9	tend	tend	VERB
fsr-4032	25	10	to	to	PART
fsr-4032	25	11	either	either	CCONJ
fsr-4032	25	12	place	place	VERB
fsr-4032	25	13	a	a	DET
fsr-4032	25	14	large	large	ADJ
fsr-4032	25	15	cognitive	cognitive	ADJ
fsr-4032	25	16	load	load	NOUN
fsr-4032	25	17	upon	upon	SCONJ
fsr-4032	25	18	test	test	NOUN
fsr-4032	25	19	takers	taker	NOUN
fsr-4032	25	20	,	,	PUNCT
fsr-4032	25	21	thus	thus	ADV
fsr-4032	25	22	reducing	reduce	VERB
fsr-4032	25	23	statistical	statistical	ADJ
fsr-4032	25	24	reliability	reliability	NOUN
fsr-4032	25	25	,	,	PUNCT
fsr-4032	25	26	or	or	CCONJ
fsr-4032	25	27	they	they	PRON
fsr-4032	25	28	skew	skew	VERB
fsr-4032	25	29	towards	towards	ADP
fsr-4032	25	30	being	be	AUX
fsr-4032	25	31	overly	overly	ADV
fsr-4032	25	32	simplistic	simplistic	ADJ
fsr-4032	25	33	,	,	PUNCT
fsr-4032	25	34	which	which	PRON
fsr-4032	25	35	can	can	AUX
fsr-4032	25	36	reduce	reduce	VERB
fsr-4032	25	37	validity	validity	NOUN
fsr-4032	25	38	.	.	PUNCT
fsr-4032	26	1	this	this	DET
fsr-4032	26	2	paper	paper	NOUN
fsr-4032	26	3	aims	aim	VERB
fsr-4032	26	4	to	to	PART
fsr-4032	26	5	describe	describe	VERB
fsr-4032	26	6	the	the	DET
fsr-4032	26	7	development	development	NOUN
fsr-4032	26	8	and	and	CCONJ
fsr-4032	26	9	testing	testing	NOUN
fsr-4032	26	10	of	of	ADP
fsr-4032	26	11	a	a	DET
fsr-4032	26	12	domain	domain	NOUN
fsr-4032	26	13	specific	specific	ADJ
fsr-4032	26	14	investment	investment	NOUN
fsr-4032	26	15	risk	risk	NOUN
fsr-4032	26	16	-	-	PUNCT
fsr-4032	26	17	preference	preference	NOUN
fsr-4032	26	18	measure	measure	NOUN
fsr-4032	26	19	that	that	PRON
fsr-4032	26	20	blends	blend	VERB
fsr-4032	26	21	aspects	aspect	NOUN
fsr-4032	26	22	from	from	ADP
fsr-4032	26	23	revealed	reveal	VERB
fsr-4032	26	24	-	-	PUNCT
fsr-4032	26	25	preference	preference	NOUN
fsr-4032	26	26	tests	test	NOUN
fsr-4032	26	27	(	(	PUNCT
fsr-4032	26	28	i.e.	i.e.	X
fsr-4032	26	29	,	,	PUNCT
fsr-4032	26	30	choice	choice	NOUN
fsr-4032	26	31	scenario	scenario	NOUN
fsr-4032	26	32	dyads	dyad	NOUN
fsr-4032	26	33	)	)	PUNCT
fsr-4032	26	34	with	with	ADP
fsr-4032	26	35	aspects	aspect	NOUN
fsr-4032	26	36	of	of	ADP
fsr-4032	26	37	statedpreference	statedpreference	NOUN
fsr-4032	26	38	measures	measure	NOUN
fsr-4032	26	39	that	that	PRON
fsr-4032	26	40	allow	allow	VERB
fsr-4032	26	41	a	a	DET
fsr-4032	26	42	test	test	NOUN
fsr-4032	26	43	-	-	PUNCT
fsr-4032	26	44	taker	taker	NOUN
fsr-4032	26	45	to	to	PART
fsr-4032	26	46	take	take	VERB
fsr-4032	26	47	advantage	advantage	NOUN
fsr-4032	26	48	of	of	ADP
fsr-4032	26	49	past	past	ADJ
fsr-4032	26	50	investment	investment	NOUN
fsr-4032	26	51	experience	experience	NOUN
fsr-4032	26	52	and	and	CCONJ
fsr-4032	26	53	evolving	evolve	VERB
fsr-4032	26	54	perceptions	perception	NOUN
fsr-4032	26	55	when	when	SCONJ
fsr-4032	26	56	making	make	VERB
fsr-4032	26	57	choices	choice	NOUN
fsr-4032	26	58	.	.	PUNCT
fsr-4032	27	1	as	as	SCONJ
fsr-4032	27	2	discussed	discuss	VERB
fsr-4032	27	3	in	in	ADP
fsr-4032	27	4	the	the	DET
fsr-4032	27	5	paper	paper	NOUN
fsr-4032	27	6	,	,	PUNCT
fsr-4032	27	7	this	this	DET
fsr-4032	27	8	new	new	ADJ
fsr-4032	27	9	measure	measure	NOUN
fsr-4032	27	10	offers	offer	VERB
fsr-4032	27	11	a	a	DET
fsr-4032	27	12	quick	quick	ADJ
fsr-4032	27	13	and	and	CCONJ
fsr-4032	27	14	accurate	accurate	ADJ
fsr-4032	27	15	way	way	NOUN
fsr-4032	27	16	to	to	PART
fsr-4032	27	17	measure	measure	VERB
fsr-4032	27	18	the	the	DET
fsr-4032	27	19	specific	specific	ADJ
fsr-4032	27	20	domain	domain	NOUN
fsr-4032	27	21	of	of	ADP
fsr-4032	27	22	investment	investment	NOUN
fsr-4032	27	23	risk	risk	NOUN
fsr-4032	27	24	preference	preference	NOUN
fsr-4032	27	25	.	.	PUNCT
fsr-4032	28	1	4	4	NUM
fsr-4032	28	2	revealed	reveal	VERB
fsr-4032	28	3	-	-	PUNCT
fsr-4032	28	4	preference	preference	NOUN
fsr-4032	28	5	theory	theory	NOUN
fsr-4032	28	6	can	can	AUX
fsr-4032	28	7	be	be	AUX
fsr-4032	28	8	presented	present	VERB
fsr-4032	28	9	in	in	ADP
fsr-4032	28	10	one	one	NUM
fsr-4032	28	11	of	of	ADP
fsr-4032	28	12	three	three	NUM
fsr-4032	28	13	forms	form	NOUN
fsr-4032	28	14	(	(	PUNCT
fsr-4032	28	15	feng	feng	PROPN
fsr-4032	28	16	&	&	CCONJ
fsr-4032	28	17	seasholes	seashole	NOUN
fsr-4032	28	18	,	,	PUNCT
fsr-4032	28	19	2005	2005	NUM
fsr-4032	28	20	)	)	PUNCT
fsr-4032	28	21	.	.	PUNCT
fsr-4032	29	1	the	the	DET
fsr-4032	29	2	weak	weak	ADJ
fsr-4032	29	3	axiom	axiom	NOUN
fsr-4032	29	4	suggests	suggest	VERB
fsr-4032	29	5	that	that	SCONJ
fsr-4032	29	6	consumers	consumer	NOUN
fsr-4032	29	7	are	be	AUX
fsr-4032	29	8	consistent	consistent	ADJ
fsr-4032	29	9	in	in	ADP
fsr-4032	29	10	their	their	PRON
fsr-4032	29	11	choices	choice	NOUN
fsr-4032	29	12	,	,	PUNCT
fsr-4032	29	13	given	give	VERB
fsr-4032	29	14	income	income	NOUN
fsr-4032	29	15	and	and	CCONJ
fsr-4032	29	16	price	price	NOUN
fsr-4032	29	17	constraints	constraint	NOUN
fsr-4032	29	18	,	,	PUNCT
fsr-4032	29	19	and	and	CCONJ
fsr-4032	29	20	that	that	SCONJ
fsr-4032	29	21	purchases	purchase	NOUN
fsr-4032	29	22	always	always	ADV
fsr-4032	29	23	reflect	reflect	VERB
fsr-4032	29	24	preferences	preference	NOUN
fsr-4032	29	25	.	.	PUNCT
fsr-4032	30	1	the	the	DET
fsr-4032	30	2	strong	strong	ADJ
fsr-4032	30	3	axiom	axiom	NOUN
fsr-4032	30	4	is	be	AUX
fsr-4032	30	5	premised	premise	VERB
fsr-4032	30	6	on	on	ADP
fsr-4032	30	7	the	the	DET
fsr-4032	30	8	idea	idea	NOUN
fsr-4032	30	9	that	that	SCONJ
fsr-4032	30	10	transitivity	transitivity	NOUN
fsr-4032	30	11	can	can	AUX
fsr-4032	30	12	not	not	PART
fsr-4032	30	13	literature	literature	VERB
fsr-4032	30	14	review	review	NOUN
fsr-4032	30	15	and	and	CCONJ
fsr-4032	30	16	hypothesis	hypothesis	NOUN
fsr-4032	30	17	development	development	NOUN
fsr-4032	30	18	revealed	reveal	VERB
fsr-4032	30	19	-	-	PUNCT
fsr-4032	30	20	preference	preference	NOUN
fsr-4032	30	21	assessments	assessment	NOUN
fsr-4032	30	22	samuelson	samuelson	NOUN
fsr-4032	30	23	(	(	PUNCT
fsr-4032	30	24	1938	1938	NUM
fsr-4032	30	25	)	)	PUNCT
fsr-4032	30	26	is	be	AUX
fsr-4032	30	27	generally	generally	ADV
fsr-4032	30	28	credited	credit	VERB
fsr-4032	30	29	with	with	ADP
fsr-4032	30	30	introducing	introduce	VERB
fsr-4032	30	31	the	the	DET
fsr-4032	30	32	theory	theory	NOUN
fsr-4032	30	33	of	of	ADP
fsr-4032	30	34	revealed	reveal	VERB
fsr-4032	30	35	preferences	preference	NOUN
fsr-4032	30	36	.	.	PUNCT
fsr-4032	31	1	the	the	DET
fsr-4032	31	2	theory	theory	NOUN
fsr-4032	31	3	states	state	VERB
fsr-4032	31	4	that	that	SCONJ
fsr-4032	31	5	the	the	DET
fsr-4032	31	6	consumption	consumption	NOUN
fsr-4032	31	7	preference	preference	NOUN
fsr-4032	31	8	of	of	ADP
fsr-4032	31	9	a	a	DET
fsr-4032	31	10	consumer	consumer	NOUN
fsr-4032	31	11	can	can	AUX
fsr-4032	31	12	best	well	ADV
fsr-4032	31	13	be	be	AUX
fsr-4032	31	14	described	describe	VERB
fsr-4032	31	15	through	through	ADP
fsr-4032	31	16	a	a	DET
fsr-4032	31	17	consumer	consumer	NOUN
fsr-4032	31	18	’s	’s	PART
fsr-4032	31	19	behavior	behavior	NOUN
fsr-4032	31	20	.	.	PUNCT
fsr-4032	32	1	samuelson	samuelson	PROPN
fsr-4032	32	2	assumed	assume	VERB
fsr-4032	32	3	that	that	SCONJ
fsr-4032	32	4	consumers	consumer	NOUN
fsr-4032	32	5	are	be	AUX
fsr-4032	32	6	rational	rational	ADJ
fsr-4032	32	7	,	,	PUNCT
fsr-4032	32	8	and	and	CCONJ
fsr-4032	32	9	before	before	ADP
fsr-4032	32	10	making	make	VERB
fsr-4032	32	11	a	a	DET
fsr-4032	32	12	decision	decision	NOUN
fsr-4032	32	13	,	,	PUNCT
fsr-4032	32	14	consumers	consumer	NOUN
fsr-4032	32	15	weigh	weigh	VERB
fsr-4032	32	16	the	the	DET
fsr-4032	32	17	costs	cost	NOUN
fsr-4032	32	18	and	and	CCONJ
fsr-4032	32	19	benefits	benefit	NOUN
fsr-4032	32	20	of	of	ADP
fsr-4032	32	21	differing	differ	VERB
fsr-4032	32	22	alternatives	alternative	NOUN
fsr-4032	32	23	.	.	PUNCT
fsr-4032	33	1	only	only	ADV
fsr-4032	33	2	after	after	ADP
fsr-4032	33	3	making	make	VERB
fsr-4032	33	4	an	an	DET
fsr-4032	33	5	informed	informed	ADJ
fsr-4032	33	6	preference	preference	NOUN
fsr-4032	33	7	analysis	analysis	NOUN
fsr-4032	33	8	does	do	VERB
fsr-4032	33	9	a	a	DET
fsr-4032	33	10	consumer	consumer	NOUN
fsr-4032	33	11	decide	decide	NOUN
fsr-4032	33	12	on	on	ADP
fsr-4032	33	13	the	the	DET
fsr-4032	33	14	option	option	NOUN
fsr-4032	33	15	that	that	PRON
fsr-4032	33	16	matches	match	VERB
fsr-4032	33	17	their	their	PRON
fsr-4032	33	18	preference	preference	NOUN
fsr-4032	33	19	.	.	PUNCT
fsr-4032	34	1	revealed	reveal	VERB
fsr-4032	34	2	-	-	PUNCT
fsr-4032	34	3	preference	preference	NOUN
fsr-4032	34	4	theory	theory	NOUN
fsr-4032	34	5	allows	allow	VERB
fsr-4032	34	6	for	for	ADP
fsr-4032	34	7	adding	add	VERB
fsr-4032	34	8	constraints	constraint	NOUN
fsr-4032	34	9	,	,	PUNCT
fsr-4032	34	10	such	such	ADJ
fsr-4032	34	11	as	as	ADP
fsr-4032	34	12	the	the	DET
fsr-4032	34	13	introduction	introduction	NOUN
fsr-4032	34	14	of	of	ADP
fsr-4032	34	15	budgets	budget	NOUN
fsr-4032	34	16	and	and	CCONJ
fsr-4032	34	17	supply	supply	NOUN
fsr-4032	34	18	and	and	CCONJ
fsr-4032	34	19	price	price	NOUN
fsr-4032	34	20	limitations	limitation	NOUN
fsr-4032	34	21	.	.	PUNCT
fsr-4032	35	1	the	the	DET
fsr-4032	35	2	theory	theory	NOUN
fsr-4032	35	3	has	have	AUX
fsr-4032	35	4	been	be	AUX
fsr-4032	35	5	widely	widely	ADV
fsr-4032	35	6	studied	study	VERB
fsr-4032	35	7	,	,	PUNCT
fsr-4032	35	8	and	and	CCONJ
fsr-4032	35	9	today	today	NOUN
fsr-4032	35	10	,	,	PUNCT
fsr-4032	35	11	revealed	reveal	VERB
fsr-4032	35	12	-	-	PUNCT
fsr-4032	35	13	preference	preference	NOUN
fsr-4032	35	14	theory	theory	NOUN
fsr-4032	35	15	underlies	underlie	VERB
fsr-4032	35	16	many	many	ADJ
fsr-4032	35	17	models	model	NOUN
fsr-4032	35	18	of	of	ADP
fsr-4032	35	19	consumer	consumer	NOUN
fsr-4032	35	20	choice.4	choice.4	NOUN
fsr-4032	35	21	the	the	DET
fsr-4032	35	22	use	use	NOUN
fsr-4032	35	23	of	of	ADP
fsr-4032	35	24	revealed	reveal	VERB
fsr-4032	35	25	-	-	PUNCT
fsr-4032	35	26	preference	preference	NOUN
fsr-4032	35	27	assessments	assessment	NOUN
fsr-4032	35	28	is	be	AUX
fsr-4032	35	29	one	one	NUM
fsr-4032	35	30	of	of	ADP
fsr-4032	35	31	two	two	NUM
fsr-4032	35	32	primary	primary	ADJ
fsr-4032	35	33	ways	way	NOUN
fsr-4032	35	34	financial	financial	ADJ
fsr-4032	35	35	advisors	advisor	NOUN
fsr-4032	35	36	assess	assess	VERB
fsr-4032	35	37	the	the	DET
fsr-4032	35	38	willingness	willingness	NOUN
fsr-4032	35	39	(	(	PUNCT
fsr-4032	35	40	or	or	CCONJ
fsr-4032	35	41	unwillingness	unwillingness	NOUN
fsr-4032	35	42	)	)	PUNCT
fsr-4032	35	43	of	of	ADP
fsr-4032	35	44	their	their	PRON
fsr-4032	35	45	clients	client	NOUN
fsr-4032	35	46	to	to	PART
fsr-4032	35	47	take	take	VERB
fsr-4032	35	48	financial	financial	ADJ
fsr-4032	35	49	risks	risk	NOUN
fsr-4032	35	50	.	.	PUNCT
fsr-4032	36	1	revealed	reveal	VERB
fsr-4032	36	2	-	-	PUNCT
fsr-4032	36	3	preference	preference	NOUN
fsr-4032	36	4	tests	test	NOUN
fsr-4032	36	5	,	,	PUNCT
fsr-4032	36	6	either	either	CCONJ
fsr-4032	36	7	in	in	ADP
fsr-4032	36	8	a	a	DET
fsr-4032	36	9	clinical	clinical	ADJ
fsr-4032	36	10	or	or	CCONJ
fsr-4032	36	11	survey	survey	NOUN
fsr-4032	36	12	setting	setting	NOUN
fsr-4032	36	13	,	,	PUNCT
fsr-4032	36	14	require	require	VERB
fsr-4032	36	15	testtakers	testtaker	NOUN
fsr-4032	36	16	to	to	PART
fsr-4032	36	17	choose	choose	VERB
fsr-4032	36	18	between	between	ADP
fsr-4032	36	19	controlled	control	VERB
fsr-4032	36	20	monetary	monetary	ADJ
fsr-4032	36	21	lotteries	lottery	NOUN
fsr-4032	36	22	(	(	PUNCT
fsr-4032	36	23	arslan	arslan	PROPN
fsr-4032	36	24	et	et	PROPN
fsr-4032	36	25	al	al	PROPN
fsr-4032	36	26	.	.	PROPN
fsr-4032	36	27	,	,	PUNCT
fsr-4032	36	28	2020	2020	NUM
fsr-4032	36	29	)	)	PUNCT
fsr-4032	36	30	.	.	PUNCT
fsr-4032	37	1	the	the	DET
fsr-4032	37	2	notion	notion	NOUN
fsr-4032	37	3	underlying	underlie	VERB
fsr-4032	37	4	such	such	ADJ
fsr-4032	37	5	tests	test	NOUN
fsr-4032	37	6	is	be	AUX
fsr-4032	37	7	that	that	PRON
fsr-4032	37	8	risk	risk	NOUN
fsr-4032	37	9	and	and	CCONJ
fsr-4032	37	10	risky	risky	ADJ
fsr-4032	37	11	choices	choice	NOUN
fsr-4032	37	12	can	can	AUX
fsr-4032	37	13	best	well	ADV
fsr-4032	37	14	be	be	AUX
fsr-4032	37	15	proxied	proxie	VERB
fsr-4032	37	16	by	by	ADP
fsr-4032	37	17	analyzing	analyze	VERB
fsr-4032	37	18	the	the	DET
fsr-4032	37	19	variance	variance	NOUN
fsr-4032	37	20	in	in	ADP
fsr-4032	37	21	potential	potential	ADJ
fsr-4032	37	22	monetary	monetary	ADJ
fsr-4032	37	23	outcomes	outcome	NOUN
fsr-4032	37	24	associated	associate	VERB
fsr-4032	37	25	with	with	ADP
fsr-4032	37	26	dyadic	dyadic	ADJ
fsr-4032	37	27	choices	choice	NOUN
fsr-4032	37	28	(	(	PUNCT
fsr-4032	37	29	hertwig	hertwig	NOUN
fsr-4032	37	30	et	et	PROPN
fsr-4032	37	31	al	al	PROPN
fsr-4032	37	32	.	.	PROPN
fsr-4032	37	33	,	,	PUNCT
fsr-4032	37	34	2018	2018	NUM
fsr-4032	37	35	)	)	PUNCT
fsr-4032	37	36	.	.	PUNCT
fsr-4032	38	1	an	an	DET
fsr-4032	38	2	example	example	NOUN
fsr-4032	38	3	of	of	ADP
fsr-4032	38	4	a	a	DET
fsr-4032	38	5	dyadic	dyadic	ADJ
fsr-4032	38	6	choice	choice	NOUN
fsr-4032	38	7	is	be	AUX
fsr-4032	38	8	when	when	SCONJ
fsr-4032	38	9	a	a	DET
fsr-4032	38	10	test	test	NOUN
fsr-4032	38	11	-	-	PUNCT
fsr-4032	38	12	taker	taker	NOUN
fsr-4032	38	13	is	be	AUX
fsr-4032	38	14	asked	ask	VERB
fsr-4032	38	15	to	to	PART
fsr-4032	38	16	select	select	VERB
fsr-4032	38	17	their	their	PRON
fsr-4032	38	18	preference	preference	NOUN
fsr-4032	38	19	between	between	ADP
fsr-4032	38	20	an	an	DET
fsr-4032	38	21	investment	investment	NOUN
fsr-4032	38	22	that	that	PRON
fsr-4032	38	23	provides	provide	VERB
fsr-4032	38	24	a	a	DET
fsr-4032	38	25	guaranteed	guarantee	VERB
fsr-4032	38	26	gain	gain	NOUN
fsr-4032	38	27	of	of	ADP
fsr-4032	38	28	$	$	SYM
fsr-4032	38	29	500	500	NUM
fsr-4032	38	30	or	or	CCONJ
fsr-4032	38	31	an	an	DET
fsr-4032	38	32	investment	investment	NOUN
fsr-4032	38	33	with	with	ADP
fsr-4032	38	34	a	a	DET
fsr-4032	38	35	50	50	NUM
fsr-4032	38	36	%	%	NOUN
fsr-4032	38	37	chance	chance	NOUN
fsr-4032	38	38	of	of	ADP
fsr-4032	38	39	generating	generate	VERB
fsr-4032	38	40	a	a	DET
fsr-4032	38	41	guaranteed	guarantee	VERB
fsr-4032	38	42	$	$	SYM
fsr-4032	38	43	1,000	1,000	NUM
fsr-4032	38	44	or	or	CCONJ
fsr-4032	38	45	a	a	DET
fsr-4032	38	46	50	50	NUM
fsr-4032	38	47	%	%	NOUN
fsr-4032	38	48	chance	chance	NOUN
fsr-4032	38	49	of	of	ADP
fsr-4032	38	50	making	make	VERB
fsr-4032	38	51	nothing	nothing	PRON
fsr-4032	38	52	.	.	PUNCT
fsr-4032	39	1	although	although	SCONJ
fsr-4032	39	2	the	the	DET
fsr-4032	39	3	expected	expect	VERB
fsr-4032	39	4	value	value	NOUN
fsr-4032	39	5	is	be	AUX
fsr-4032	39	6	the	the	DET
fsr-4032	39	7	same	same	ADJ
fsr-4032	39	8	with	with	ADP
fsr-4032	39	9	both	both	DET
fsr-4032	39	10	choices	choice	NOUN
fsr-4032	39	11	,	,	PUNCT
fsr-4032	39	12	someone	someone	PRON
fsr-4032	39	13	who	who	PRON
fsr-4032	39	14	is	be	AUX
fsr-4032	39	15	risk	risk	NOUN
fsr-4032	39	16	intolerant	intolerant	ADJ
fsr-4032	39	17	will	will	AUX
fsr-4032	39	18	generally	generally	ADV
fsr-4032	39	19	choose	choose	VERB
fsr-4032	39	20	the	the	DET
fsr-4032	39	21	first	first	ADJ
fsr-4032	39	22	investment	investment	NOUN
fsr-4032	39	23	.	.	PUNCT
fsr-4032	40	1	in	in	ADP
fsr-4032	40	2	contrast	contrast	NOUN
fsr-4032	40	3	,	,	PUNCT
fsr-4032	40	4	someone	someone	PRON
fsr-4032	40	5	who	who	PRON
fsr-4032	40	6	prefers	prefer	VERB
fsr-4032	40	7	more	more	ADJ
fsr-4032	40	8	investment	investment	NOUN
fsr-4032	40	9	risk	risk	NOUN
fsr-4032	40	10	will	will	AUX
fsr-4032	40	11	opt	opt	VERB
fsr-4032	40	12	for	for	ADP
fsr-4032	40	13	the	the	DET
fsr-4032	40	14	second	second	ADJ
fsr-4032	40	15	investment	investment	NOUN
fsr-4032	40	16	.	.	PUNCT
fsr-4032	41	1	as	as	SCONJ
fsr-4032	41	2	noted	note	VERB
fsr-4032	41	3	by	by	ADP
fsr-4032	41	4	hertwig	hertwig	PROPN
fsr-4032	41	5	et	et	PROPN
fsr-4032	41	6	al	al	PROPN
fsr-4032	41	7	.	.	PROPN
fsr-4032	42	1	(	(	PUNCT
fsr-4032	42	2	2018	2018	NUM
fsr-4032	42	3	)	)	PUNCT
fsr-4032	42	4	,	,	PUNCT
fsr-4032	42	5	"	"	PUNCT
fsr-4032	42	6	the	the	DET
fsr-4032	42	7	revealed	reveal	VERB
fsr-4032	42	8	-	-	PUNCT
fsr-4032	42	9	preference	preference	NOUN
fsr-4032	42	10	tradition	tradition	NOUN
fsr-4032	42	11	holds	hold	VERB
fsr-4032	42	12	that	that	SCONJ
fsr-4032	42	13	people	people	NOUN
fsr-4032	42	14	's	's	PART
fsr-4032	42	15	utilities	utility	NOUN
fsr-4032	42	16	and	and	CCONJ
fsr-4032	42	17	true	true	ADJ
fsr-4032	42	18	beliefs	belief	NOUN
fsr-4032	42	19	are	be	AUX
fsr-4032	42	20	revealed	reveal	VERB
fsr-4032	42	21	be	be	AUX
fsr-4032	42	22	violated	violate	VERB
fsr-4032	42	23	.	.	PUNCT
fsr-4032	43	1	for	for	ADP
fsr-4032	43	2	example	example	NOUN
fsr-4032	43	3	,	,	PUNCT
fsr-4032	43	4	if	if	SCONJ
fsr-4032	43	5	x	x	PRON
fsr-4032	43	6	is	be	AUX
fsr-4032	43	7	preferred	prefer	VERB
fsr-4032	43	8	to	to	ADP
fsr-4032	43	9	y	y	PROPN
fsr-4032	43	10	,	,	PUNCT
fsr-4032	43	11	then	then	ADV
fsr-4032	43	12	y	y	PROPN
fsr-4032	43	13	can	can	AUX
fsr-4032	43	14	not	not	PART
fsr-4032	43	15	be	be	AUX
fsr-4032	43	16	revealed	reveal	VERB
fsr-4032	43	17	as	as	ADP
fsr-4032	43	18	preferred	prefer	VERB
fsr-4032	43	19	to	to	PART
fsr-4032	43	20	x.	x.	VERB
fsr-4032	43	21	the	the	DET
fsr-4032	43	22	generalized	generalized	ADJ
fsr-4032	43	23	axiom	axiom	NOUN
fsr-4032	43	24	deals	deal	NOUN
fsr-4032	43	25	with	with	ADP
fsr-4032	43	26	situations	situation	NOUN
fsr-4032	43	27	where	where	SCONJ
fsr-4032	43	28	two	two	NUM
fsr-4032	43	29	or	or	CCONJ
fsr-4032	43	30	more	more	ADJ
fsr-4032	43	31	alternatives	alternative	NOUN
fsr-4032	43	32	are	be	AUX
fsr-4032	43	33	equally	equally	ADV
fsr-4032	43	34	preferred	preferred	ADJ
fsr-4032	43	35	(	(	PUNCT
fsr-4032	43	36	richter	richter	NOUN
fsr-4032	43	37	,	,	PUNCT
fsr-4032	43	38	1966	1966	NUM
fsr-4032	43	39	)	)	PUNCT
fsr-4032	43	40	.	.	PUNCT
fsr-4032	44	1	kwak	kwak	PROPN
fsr-4032	44	2	&	&	CCONJ
fsr-4032	44	3	grable	grable	PROPN
fsr-4032	44	4	167	167	NUM
fsr-4032	44	5	through	through	ADP
fsr-4032	44	6	the	the	DET
fsr-4032	44	7	(	(	PUNCT
fsr-4032	44	8	incentivized	incentivize	VERB
fsr-4032	44	9	)	)	PUNCT
fsr-4032	44	10	choices	choice	NOUN
fsr-4032	44	11	they	they	PRON
fsr-4032	44	12	make	make	VERB
fsr-4032	44	13	"	"	PUNCT
fsr-4032	44	14	(	(	PUNCT
fsr-4032	44	15	p.	p.	NOUN
fsr-4032	44	16	2	2	NUM
fsr-4032	44	17	)	)	PUNCT
fsr-4032	44	18	.	.	PUNCT
fsr-4032	45	1	through	through	ADP
fsr-4032	45	2	the	the	DET
fsr-4032	45	3	combination	combination	NOUN
fsr-4032	45	4	of	of	ADP
fsr-4032	45	5	a	a	DET
fsr-4032	45	6	series	series	NOUN
fsr-4032	45	7	of	of	ADP
fsr-4032	45	8	related	related	ADJ
fsr-4032	45	9	choice	choice	NOUN
fsr-4032	45	10	scenarios	scenario	NOUN
fsr-4032	45	11	,	,	PUNCT
fsr-4032	45	12	it	it	PRON
fsr-4032	45	13	is	be	AUX
fsr-4032	45	14	possible	possible	ADJ
fsr-4032	45	15	to	to	PART
fsr-4032	45	16	estimate	estimate	VERB
fsr-4032	45	17	a	a	DET
fsr-4032	45	18	generalized	generalized	ADJ
fsr-4032	45	19	preference	preference	NOUN
fsr-4032	45	20	for	for	ADP
fsr-4032	45	21	risk	risk	NOUN
fsr-4032	45	22	,	,	PUNCT
fsr-4032	45	23	which	which	PRON
fsr-4032	45	24	can	can	AUX
fsr-4032	45	25	then	then	ADV
fsr-4032	45	26	be	be	AUX
fsr-4032	45	27	converted	convert	VERB
fsr-4032	45	28	to	to	ADP
fsr-4032	45	29	a	a	DET
fsr-4032	45	30	measure	measure	NOUN
fsr-4032	45	31	of	of	ADP
fsr-4032	45	32	constant	constant	ADJ
fsr-4032	45	33	relative	relative	ADJ
fsr-4032	45	34	risk	risk	NOUN
fsr-4032	45	35	aversion	aversion	NOUN
fsr-4032	45	36	.	.	PUNCT
fsr-4032	46	1	while	while	SCONJ
fsr-4032	46	2	revealed	reveal	VERB
fsr-4032	46	3	-	-	PUNCT
fsr-4032	46	4	preference	preference	NOUN
fsr-4032	46	5	assessment	assessment	NOUN
fsr-4032	46	6	techniques	technique	NOUN
fsr-4032	46	7	are	be	AUX
fsr-4032	46	8	mathematically	mathematically	ADV
fsr-4032	46	9	eloquent	eloquent	ADJ
fsr-4032	46	10	,	,	PUNCT
fsr-4032	46	11	the	the	DET
fsr-4032	46	12	assessment	assessment	NOUN
fsr-4032	46	13	process	process	NOUN
fsr-4032	46	14	is	be	AUX
fsr-4032	46	15	not	not	PART
fsr-4032	46	16	without	without	ADP
fsr-4032	46	17	its	its	PRON
fsr-4032	46	18	critics	critic	NOUN
fsr-4032	46	19	.	.	PUNCT
fsr-4032	47	1	guiso	guiso	PROPN
fsr-4032	47	2	and	and	CCONJ
fsr-4032	47	3	sodini	sodini	PROPN
fsr-4032	47	4	(	(	PUNCT
fsr-4032	47	5	2013	2013	NUM
fsr-4032	47	6	)	)	PUNCT
fsr-4032	47	7	and	and	CCONJ
fsr-4032	47	8	mudzingiri	mudzingiri	NOUN
fsr-4032	47	9	and	and	CCONJ
fsr-4032	47	10	koumba	koumba	NOUN
fsr-4032	47	11	(	(	PUNCT
fsr-4032	47	12	2021	2021	NUM
fsr-4032	47	13	)	)	PUNCT
fsr-4032	47	14	noted	note	VERB
fsr-4032	47	15	that	that	SCONJ
fsr-4032	47	16	revealed	reveal	VERB
fsr-4032	47	17	-	-	PUNCT
fsr-4032	47	18	preference	preference	NOUN
fsr-4032	47	19	tests	test	NOUN
fsr-4032	47	20	place	place	VERB
fsr-4032	47	21	a	a	DET
fsr-4032	47	22	cognitive	cognitive	ADJ
fsr-4032	47	23	burden	burden	NOUN
fsr-4032	47	24	on	on	ADP
fsr-4032	47	25	test	test	NOUN
fsr-4032	47	26	-	-	PUNCT
fsr-4032	47	27	takers	taker	NOUN
fsr-4032	47	28	,	,	PUNCT
fsr-4032	47	29	often	often	ADV
fsr-4032	47	30	taxing	tax	VERB
fsr-4032	47	31	a	a	DET
fsr-4032	47	32	person	person	NOUN
fsr-4032	47	33	’s	’s	PART
fsr-4032	47	34	numeracy	numeracy	NOUN
fsr-4032	47	35	skills.5	skills.5	VERB
fsr-4032	48	1	the	the	DET
fsr-4032	48	2	result	result	NOUN
fsr-4032	48	3	can	can	AUX
fsr-4032	48	4	lead	lead	VERB
fsr-4032	48	5	to	to	ADP
fsr-4032	48	6	cognitive	cognitive	ADJ
fsr-4032	48	7	biases	bias	NOUN
fsr-4032	48	8	that	that	PRON
fsr-4032	48	9	result	result	VERB
fsr-4032	48	10	in	in	ADP
fsr-4032	48	11	choices	choice	NOUN
fsr-4032	48	12	that	that	PRON
fsr-4032	48	13	vary	vary	VERB
fsr-4032	48	14	from	from	ADP
fsr-4032	48	15	a	a	DET
fsr-4032	48	16	person	person	NOUN
fsr-4032	48	17	’s	’s	PART
fsr-4032	48	18	true	true	ADJ
fsr-4032	48	19	preference	preference	NOUN
fsr-4032	48	20	.	.	PUNCT
fsr-4032	49	1	arshan	arshan	ADP
fsr-4032	49	2	et	et	PROPN
fsr-4032	49	3	al	al	PROPN
fsr-4032	49	4	.	.	PROPN
fsr-4032	50	1	(	(	PUNCT
fsr-4032	50	2	2020	2020	NUM
fsr-4032	50	3	)	)	PUNCT
fsr-4032	50	4	pointed	point	VERB
fsr-4032	50	5	out	out	ADP
fsr-4032	50	6	that	that	SCONJ
fsr-4032	50	7	this	this	DET
fsr-4032	50	8	measurement	measurement	NOUN
fsr-4032	50	9	approach	approach	NOUN
fsr-4032	50	10	relies	rely	VERB
fsr-4032	50	11	on	on	ADP
fsr-4032	50	12	often	often	ADV
fsr-4032	50	13	violated	violate	VERB
fsr-4032	50	14	assumptions	assumption	NOUN
fsr-4032	50	15	,	,	PUNCT
fsr-4032	50	16	including	include	VERB
fsr-4032	50	17	the	the	DET
fsr-4032	50	18	notion	notion	NOUN
fsr-4032	50	19	that	that	SCONJ
fsr-4032	50	20	preferences	preference	NOUN
fsr-4032	50	21	are	be	AUX
fsr-4032	50	22	temporally	temporally	ADV
fsr-4032	50	23	stable	stable	ADJ
fsr-4032	50	24	(	(	PUNCT
fsr-4032	50	25	i.e.	i.e.	X
fsr-4032	50	26	,	,	PUNCT
fsr-4032	50	27	akin	akin	ADJ
fsr-4032	50	28	to	to	ADP
fsr-4032	50	29	a	a	DET
fsr-4032	50	30	personality	personality	NOUN
fsr-4032	50	31	trait	trait	NOUN
fsr-4032	50	32	)	)	PUNCT
fsr-4032	50	33	.	.	PUNCT
fsr-4032	51	1	in	in	ADP
fsr-4032	51	2	a	a	DET
fsr-4032	51	3	landmark	landmark	NOUN
fsr-4032	51	4	study	study	NOUN
fsr-4032	51	5	,	,	PUNCT
fsr-4032	51	6	frey	frey	PROPN
fsr-4032	51	7	et	et	PROPN
fsr-4032	51	8	al	al	PROPN
fsr-4032	51	9	.	.	PROPN
fsr-4032	52	1	(	(	PUNCT
fsr-4032	52	2	2017	2017	NUM
fsr-4032	52	3	)	)	PUNCT
fsr-4032	52	4	concluded	conclude	VERB
fsr-4032	52	5	that	that	SCONJ
fsr-4032	52	6	nearly	nearly	ADV
fsr-4032	52	7	all	all	DET
fsr-4032	52	8	revealed	reveal	VERB
fsr-4032	52	9	-	-	PUNCT
fsr-4032	52	10	preference	preference	NOUN
fsr-4032	52	11	tests	test	NOUN
fsr-4032	52	12	,	,	PUNCT
fsr-4032	52	13	along	along	ADP
fsr-4032	52	14	with	with	ADP
fsr-4032	52	15	other	other	ADJ
fsr-4032	52	16	behavioral	behavioral	ADJ
fsr-4032	52	17	assessment	assessment	NOUN
fsr-4032	52	18	techniques	technique	NOUN
fsr-4032	52	19	,	,	PUNCT
fsr-4032	52	20	capture	capture	VERB
fsr-4032	52	21	transient	transient	ADJ
fsr-4032	52	22	states	state	NOUN
fsr-4032	52	23	rather	rather	ADV
fsr-4032	52	24	than	than	ADP
fsr-4032	52	25	stable	stable	ADJ
fsr-4032	52	26	preferences	preference	NOUN
fsr-4032	52	27	.	.	PUNCT
fsr-4032	53	1	as	as	ADP
fsr-4032	53	2	evidence	evidence	NOUN
fsr-4032	53	3	of	of	ADP
fsr-4032	53	4	this	this	DET
fsr-4032	53	5	assertion	assertion	NOUN
fsr-4032	53	6	,	,	PUNCT
fsr-4032	53	7	in	in	ADP
fsr-4032	53	8	tests	test	NOUN
fsr-4032	53	9	of	of	ADP
fsr-4032	53	10	reliability	reliability	NOUN
fsr-4032	53	11	,	,	PUNCT
fsr-4032	53	12	test	test	NOUN
fsr-4032	53	13	-	-	PUNCT
fsr-4032	53	14	retest	retest	NOUN
fsr-4032	53	15	estimates	estimate	NOUN
fsr-4032	53	16	tend	tend	VERB
fsr-4032	53	17	to	to	PART
fsr-4032	53	18	be	be	AUX
fsr-4032	53	19	low	low	ADJ
fsr-4032	53	20	(	(	PUNCT
fsr-4032	53	21	e.g.	e.g.	ADV
fsr-4032	53	22	,	,	PUNCT
fsr-4032	53	23	.20	.20	NUM
fsr-4032	53	24	;	;	PUNCT
fsr-4032	53	25	see	see	VERB
fsr-4032	53	26	mata	mata	PROPN
fsr-4032	53	27	et	et	PROPN
fsr-4032	53	28	al	al	PROPN
fsr-4032	53	29	.	.	PROPN
fsr-4032	53	30	,	,	PUNCT
fsr-4032	53	31	2018	2018	NUM
fsr-4032	53	32	)	)	PUNCT
fsr-4032	53	33	.	.	PUNCT
fsr-4032	54	1	stated	state	VERB
fsr-4032	54	2	-	-	PUNCT
fsr-4032	54	3	preference	preference	NOUN
fsr-4032	54	4	assessments	assessment	NOUN
fsr-4032	54	5	stated	state	VERB
fsr-4032	54	6	-	-	PUNCT
fsr-4032	54	7	preference	preference	NOUN
fsr-4032	54	8	assessments	assessment	NOUN
fsr-4032	54	9	are	be	AUX
fsr-4032	54	10	the	the	DET
fsr-4032	54	11	primary	primary	ADJ
fsr-4032	54	12	alternative	alternative	NOUN
fsr-4032	54	13	to	to	PART
fsr-4032	54	14	revealed	reveal	VERB
fsr-4032	54	15	-	-	PUNCT
fsr-4032	54	16	preference	preference	NOUN
fsr-4032	54	17	measures	measure	NOUN
fsr-4032	54	18	.	.	PUNCT
fsr-4032	55	1	stated	state	VERB
fsr-4032	55	2	-	-	PUNCT
fsr-4032	55	3	preference	preference	NOUN
fsr-4032	55	4	scores	score	NOUN
fsr-4032	55	5	are	be	AUX
fsr-4032	55	6	generally	generally	ADV
fsr-4032	55	7	estimated	estimate	VERB
fsr-4032	55	8	using	use	VERB
fsr-4032	55	9	a	a	DET
fsr-4032	55	10	propensity	propensity	NOUN
fsr-4032	55	11	scale	scale	NOUN
fsr-4032	55	12	/	/	SYM
fsr-4032	55	13	questionnaire	questionnaire	NOUN
fsr-4032	55	14	or	or	CCONJ
fsr-4032	55	15	a	a	DET
fsr-4032	55	16	singleitem	singleitem	NOUN
fsr-4032	55	17	question	question	NOUN
fsr-4032	55	18	(	(	PUNCT
fsr-4032	55	19	cardak	cardak	NOUN
fsr-4032	55	20	&	&	CCONJ
fsr-4032	55	21	martin	martin	PROPN
fsr-4032	55	22	,	,	PUNCT
fsr-4032	55	23	2019	2019	NUM
fsr-4032	55	24	;	;	PUNCT
fsr-4032	55	25	rabbani	rabbani	PROPN
fsr-4032	55	26	&	&	CCONJ
fsr-4032	55	27	nobre	nobre	PROPN
fsr-4032	55	28	,	,	PUNCT
fsr-4032	55	29	2022	2022	NUM
fsr-4032	55	30	)	)	PUNCT
fsr-4032	55	31	.	.	PUNCT
fsr-4032	56	1	while	while	SCONJ
fsr-4032	56	2	psychologists	psychologist	NOUN
fsr-4032	56	3	generally	generally	ADV
fsr-4032	56	4	prefer	prefer	VERB
fsr-4032	56	5	self	self	NOUN
fsr-4032	56	6	-	-	PUNCT
fsr-4032	56	7	reports	report	NOUN
fsr-4032	56	8	,	,	PUNCT
fsr-4032	56	9	economists	economist	NOUN
fsr-4032	56	10	tend	tend	VERB
fsr-4032	56	11	to	to	PART
fsr-4032	56	12	be	be	AUX
fsr-4032	56	13	skeptical	skeptical	ADJ
fsr-4032	56	14	of	of	ADP
fsr-4032	56	15	what	what	PRON
fsr-4032	56	16	people	people	NOUN
fsr-4032	56	17	say	say	VERB
fsr-4032	56	18	because	because	SCONJ
fsr-4032	56	19	they	they	PRON
fsr-4032	56	20	believe	believe	VERB
fsr-4032	56	21	there	there	PRON
fsr-4032	56	22	is	be	VERB
fsr-4032	56	23	a	a	DET
fsr-4032	56	24	loose	loose	ADJ
fsr-4032	56	25	(	(	PUNCT
fsr-4032	56	26	at	at	ADP
fsr-4032	56	27	best	good	ADJ
fsr-4032	56	28	)	)	PUNCT
fsr-4032	56	29	association	association	NOUN
fsr-4032	56	30	between	between	ADP
fsr-4032	56	31	statements	statement	NOUN
fsr-4032	56	32	of	of	ADP
fsr-4032	56	33	intent	intent	NOUN
fsr-4032	56	34	and	and	CCONJ
fsr-4032	56	35	actual	actual	ADJ
fsr-4032	56	36	behavior	behavior	NOUN
fsr-4032	56	37	(	(	PUNCT
fsr-4032	56	38	i.e.	i.e.	X
fsr-4032	56	39	,	,	PUNCT
fsr-4032	56	40	a	a	DET
fsr-4032	56	41	self	self	NOUN
fsr-4032	56	42	-	-	PUNCT
fsr-4032	56	43	report	report	NOUN
fsr-4032	56	44	is	be	AUX
fsr-4032	56	45	‘	'	PUNCT
fsr-4032	56	46	cheap	cheap	ADJ
fsr-4032	56	47	talk	talk	NOUN
fsr-4032	56	48	’	'	PUNCT
fsr-4032	56	49	)	)	PUNCT
fsr-4032	56	50	.	.	PUNCT
fsr-4032	57	1	the	the	DET
fsr-4032	57	2	psychological	psychological	ADJ
fsr-4032	57	3	case	case	NOUN
fsr-4032	57	4	for	for	ADP
fsr-4032	57	5	using	use	VERB
fsr-4032	57	6	stated	state	VERB
fsr-4032	57	7	-	-	PUNCT
fsr-4032	57	8	preference	preference	NOUN
fsr-4032	57	9	measures	measure	NOUN
fsr-4032	57	10	lies	lie	VERB
fsr-4032	57	11	in	in	ADP
fsr-4032	57	12	how	how	SCONJ
fsr-4032	57	13	risk	risk	NOUN
fsr-4032	57	14	is	be	AUX
fsr-4032	57	15	defined	define	VERB
fsr-4032	57	16	using	use	VERB
fsr-4032	57	17	a	a	DET
fsr-4032	57	18	psychometric	psychometric	ADJ
fsr-4032	57	19	lens	len	NOUN
fsr-4032	57	20	.	.	PUNCT
fsr-4032	58	1	rather	rather	ADV
fsr-4032	58	2	than	than	SCONJ
fsr-4032	58	3	focus	focus	VERB
fsr-4032	58	4	on	on	ADP
fsr-4032	58	5	the	the	DET
fsr-4032	58	6	variance	variance	NOUN
fsr-4032	58	7	of	of	ADP
fsr-4032	58	8	returns	return	NOUN
fsr-4032	58	9	,	,	PUNCT
fsr-4032	58	10	psychologists	psychologist	NOUN
fsr-4032	58	11	define	define	VERB
fsr-4032	58	12	risk	risk	NOUN
fsr-4032	58	13	as	as	ADP
fsr-4032	58	14	an	an	DET
fsr-4032	58	15	activity	activity	NOUN
fsr-4032	58	16	that	that	PRON
fsr-4032	58	17	offers	offer	VERB
fsr-4032	58	18	rewards	reward	NOUN
fsr-4032	58	19	with	with	ADP
fsr-4032	58	20	a	a	DET
fsr-4032	58	21	corresponding	corresponding	ADJ
fsr-4032	58	22	possibility	possibility	NOUN
fsr-4032	58	23	of	of	ADP
fsr-4032	58	24	loss	loss	NOUN
fsr-4032	58	25	.	.	PUNCT
fsr-4032	59	1	when	when	SCONJ
fsr-4032	59	2	viewed	view	VERB
fsr-4032	59	3	this	this	DET
fsr-4032	59	4	way	way	NOUN
fsr-4032	59	5	,	,	PUNCT
fsr-4032	59	6	rather	rather	ADV
fsr-4032	59	7	than	than	ADP
fsr-4032	59	8	being	be	AUX
fsr-4032	59	9	always	always	ADV
fsr-4032	59	10	quantifiable	quantifiable	ADJ
fsr-4032	59	11	,	,	PUNCT
fsr-4032	59	12	losses	loss	NOUN
fsr-4032	59	13	are	be	AUX
fsr-4032	59	14	hypothesized	hypothesize	VERB
fsr-4032	59	15	to	to	PART
fsr-4032	59	16	be	be	AUX
fsr-4032	59	17	less	less	ADV
fsr-4032	59	18	5	5	NUM
fsr-4032	59	19	additionally	additionally	ADV
fsr-4032	59	20	,	,	PUNCT
fsr-4032	59	21	the	the	DET
fsr-4032	59	22	notion	notion	NOUN
fsr-4032	59	23	of	of	ADP
fsr-4032	59	24	knowing	know	VERB
fsr-4032	59	25	probability	probability	NOUN
fsr-4032	59	26	outcomes	outcome	NOUN
fsr-4032	59	27	prior	prior	ADV
fsr-4032	59	28	to	to	ADP
fsr-4032	59	29	making	make	VERB
fsr-4032	59	30	a	a	DET
fsr-4032	59	31	risky	risky	ADJ
fsr-4032	59	32	financial	financial	ADJ
fsr-4032	59	33	decision	decision	NOUN
fsr-4032	59	34	is	be	AUX
fsr-4032	59	35	removed	remove	VERB
fsr-4032	59	36	from	from	ADP
fsr-4032	59	37	the	the	DET
fsr-4032	59	38	realities	reality	NOUN
fsr-4032	59	39	faced	face	VERB
fsr-4032	59	40	by	by	ADP
fsr-4032	59	41	most	most	ADJ
fsr-4032	59	42	investors	investor	NOUN
fsr-4032	59	43	.	.	PUNCT
fsr-4032	60	1	predictable	predictable	ADJ
fsr-4032	60	2	or	or	CCONJ
fsr-4032	60	3	ascertainable	ascertainable	ADJ
fsr-4032	60	4	before	before	ADP
fsr-4032	60	5	engagement	engagement	NOUN
fsr-4032	60	6	in	in	ADP
fsr-4032	60	7	a	a	DET
fsr-4032	60	8	risk	risk	NOUN
fsr-4032	60	9	-	-	PUNCT
fsr-4032	60	10	taking	take	VERB
fsr-4032	60	11	activity	activity	NOUN
fsr-4032	60	12	.	.	PUNCT
fsr-4032	61	1	stated	state	VERB
fsr-4032	61	2	-	-	PUNCT
fsr-4032	61	3	preference	preference	NOUN
fsr-4032	61	4	tests	test	NOUN
fsr-4032	61	5	rely	rely	VERB
fsr-4032	61	6	on	on	ADP
fsr-4032	61	7	a	a	DET
fsr-4032	61	8	person	person	NOUN
fsr-4032	61	9	’s	’s	PART
fsr-4032	61	10	introspective	introspective	ADJ
fsr-4032	61	11	ability	ability	NOUN
fsr-4032	61	12	to	to	PART
fsr-4032	61	13	gauge	gauge	VERB
fsr-4032	61	14	future	future	ADJ
fsr-4032	61	15	behavior	behavior	NOUN
fsr-4032	61	16	rather	rather	ADV
fsr-4032	61	17	than	than	ADP
fsr-4032	61	18	current	current	ADJ
fsr-4032	61	19	observable	observable	ADJ
fsr-4032	61	20	behavior	behavior	NOUN
fsr-4032	61	21	(	(	PUNCT
fsr-4032	61	22	arslan	arslan	PROPN
fsr-4032	61	23	et	et	PROPN
fsr-4032	61	24	al	al	PROPN
fsr-4032	61	25	.	.	PROPN
fsr-4032	61	26	,	,	PUNCT
fsr-4032	61	27	2020	2020	NUM
fsr-4032	61	28	)	)	PUNCT
fsr-4032	61	29	.	.	PUNCT
fsr-4032	62	1	as	as	SCONJ
fsr-4032	62	2	opposed	oppose	VERB
fsr-4032	62	3	to	to	ADP
fsr-4032	62	4	being	be	AUX
fsr-4032	62	5	a	a	DET
fsr-4032	62	6	weakness	weakness	NOUN
fsr-4032	62	7	(	(	PUNCT
fsr-4032	62	8	i.e.	i.e.	X
fsr-4032	62	9	,	,	PUNCT
fsr-4032	62	10	introspective	introspective	ADJ
fsr-4032	62	11	evaluation	evaluation	NOUN
fsr-4032	62	12	)	)	PUNCT
fsr-4032	62	13	,	,	PUNCT
fsr-4032	62	14	arslan	arslan	PROPN
fsr-4032	62	15	et	et	PROPN
fsr-4032	62	16	al	al	PROPN
fsr-4032	62	17	.	.	PROPN
fsr-4032	63	1	(	(	PUNCT
fsr-4032	63	2	2020	2020	NUM
fsr-4032	63	3	)	)	PUNCT
fsr-4032	63	4	argued	argue	VERB
fsr-4032	63	5	that	that	SCONJ
fsr-4032	63	6	scores	score	NOUN
fsr-4032	63	7	derived	derive	VERB
fsr-4032	63	8	from	from	ADP
fsr-4032	63	9	stated	state	VERB
fsr-4032	63	10	-	-	PUNCT
fsr-4032	63	11	preference	preference	NOUN
fsr-4032	63	12	tests	test	NOUN
fsr-4032	63	13	offer	offer	VERB
fsr-4032	63	14	a	a	DET
fsr-4032	63	15	more	more	ADV
fsr-4032	63	16	reliable	reliable	ADJ
fsr-4032	63	17	and	and	CCONJ
fsr-4032	63	18	valid	valid	ADJ
fsr-4032	63	19	insight	insight	NOUN
fsr-4032	63	20	into	into	ADP
fsr-4032	63	21	a	a	DET
fsr-4032	63	22	decision	decision	NOUN
fsr-4032	63	23	-	-	PUNCT
fsr-4032	63	24	maker	maker	NOUN
fsr-4032	63	25	’s	’s	PART
fsr-4032	63	26	true	true	ADJ
fsr-4032	63	27	preference	preference	NOUN
fsr-4032	63	28	orientation	orientation	NOUN
fsr-4032	63	29	.	.	PUNCT
fsr-4032	64	1	when	when	SCONJ
fsr-4032	64	2	answering	answer	VERB
fsr-4032	64	3	a	a	DET
fsr-4032	64	4	stated	state	VERB
fsr-4032	64	5	-	-	PUNCT
fsr-4032	64	6	preference	preference	NOUN
fsr-4032	64	7	item	item	NOUN
fsr-4032	64	8	or	or	CCONJ
fsr-4032	64	9	items	item	NOUN
fsr-4032	64	10	in	in	ADP
fsr-4032	64	11	a	a	DET
fsr-4032	64	12	questionnaire	questionnaire	NOUN
fsr-4032	64	13	,	,	PUNCT
fsr-4032	64	14	a	a	DET
fsr-4032	64	15	test	test	NOUN
fsr-4032	64	16	-	-	PUNCT
fsr-4032	64	17	taker	taker	NOUN
fsr-4032	64	18	is	be	AUX
fsr-4032	64	19	forced	force	VERB
fsr-4032	64	20	to	to	PART
fsr-4032	64	21	establish	establish	VERB
fsr-4032	64	22	a	a	DET
fsr-4032	64	23	reference	reference	NOUN
fsr-4032	64	24	frame	frame	NOUN
fsr-4032	64	25	in	in	ADP
fsr-4032	64	26	which	which	PRON
fsr-4032	64	27	the	the	DET
fsr-4032	64	28	person	person	NOUN
fsr-4032	64	29	considers	consider	VERB
fsr-4032	64	30	their	their	PRON
fsr-4032	64	31	possible	possible	ADJ
fsr-4032	64	32	action(s	action(s	NOUN
fsr-4032	64	33	)	)	PUNCT
fsr-4032	64	34	,	,	PUNCT
fsr-4032	64	35	situational	situational	ADJ
fsr-4032	64	36	constraints	constraint	NOUN
fsr-4032	64	37	,	,	PUNCT
fsr-4032	64	38	and	and	CCONJ
fsr-4032	64	39	anticipated	anticipate	VERB
fsr-4032	64	40	experiences	experience	NOUN
fsr-4032	64	41	(	(	PUNCT
fsr-4032	64	42	e.g.	e.g.	ADV
fsr-4032	64	43	,	,	PUNCT
fsr-4032	64	44	disappointment	disappointment	NOUN
fsr-4032	64	45	,	,	PUNCT
fsr-4032	64	46	regret	regret	NOUN
fsr-4032	64	47	,	,	PUNCT
fsr-4032	64	48	fear	fear	NOUN
fsr-4032	64	49	;	;	PUNCT
fsr-4032	64	50	hertwig	hertwig	PROPN
fsr-4032	64	51	et	et	PROPN
fsr-4032	64	52	al	al	PROPN
fsr-4032	64	53	.	.	PROPN
fsr-4032	64	54	,	,	PUNCT
fsr-4032	64	55	2018	2018	NUM
fsr-4032	64	56	)	)	PUNCT
fsr-4032	64	57	.	.	PUNCT
fsr-4032	65	1	as	as	SCONJ
fsr-4032	65	2	noted	note	VERB
fsr-4032	65	3	by	by	ADP
fsr-4032	65	4	arslan	arslan	PROPN
fsr-4032	65	5	et	et	PROPN
fsr-4032	65	6	al	al	PROPN
fsr-4032	65	7	.	.	PROPN
fsr-4032	65	8	,	,	PUNCT
fsr-4032	65	9	statedpreference	statedpreference	NOUN
fsr-4032	65	10	questions	question	NOUN
fsr-4032	65	11	allow	allow	VERB
fsr-4032	65	12	test	test	NOUN
fsr-4032	65	13	-	-	PUNCT
fsr-4032	65	14	takers	taker	NOUN
fsr-4032	65	15	to	to	PART
fsr-4032	65	16	refer	refer	VERB
fsr-4032	65	17	to	to	ADP
fsr-4032	65	18	memories	memory	NOUN
fsr-4032	65	19	,	,	PUNCT
fsr-4032	65	20	experiences	experience	NOUN
fsr-4032	65	21	,	,	PUNCT
fsr-4032	65	22	and	and	CCONJ
fsr-4032	65	23	perceptions	perception	NOUN
fsr-4032	65	24	in	in	ADP
fsr-4032	65	25	a	a	DET
fsr-4032	65	26	way	way	NOUN
fsr-4032	65	27	that	that	PRON
fsr-4032	65	28	increases	increase	VERB
fsr-4032	65	29	the	the	DET
fsr-4032	65	30	validity	validity	NOUN
fsr-4032	65	31	of	of	ADP
fsr-4032	65	32	a	a	DET
fsr-4032	65	33	preference	preference	NOUN
fsr-4032	65	34	assessment	assessment	NOUN
fsr-4032	65	35	.	.	PUNCT
fsr-4032	66	1	summary	summary	NOUN
fsr-4032	66	2	as	as	SCONJ
fsr-4032	66	3	this	this	DET
fsr-4032	66	4	review	review	NOUN
fsr-4032	66	5	of	of	ADP
fsr-4032	66	6	the	the	DET
fsr-4032	66	7	literature	literature	NOUN
fsr-4032	66	8	suggests	suggest	VERB
fsr-4032	66	9	,	,	PUNCT
fsr-4032	66	10	the	the	DET
fsr-4032	66	11	revealed	reveal	VERB
fsr-4032	66	12	-	-	PUNCT
fsr-4032	66	13	preference	preference	NOUN
fsr-4032	66	14	and	and	CCONJ
fsr-4032	66	15	stated	state	VERB
fsr-4032	66	16	-	-	PUNCT
fsr-4032	66	17	preference	preference	NOUN
fsr-4032	66	18	traditions	tradition	NOUN
fsr-4032	66	19	associated	associate	VERB
fsr-4032	66	20	with	with	ADP
fsr-4032	66	21	risk	risk	NOUN
fsr-4032	66	22	-	-	PUNCT
fsr-4032	66	23	preference	preference	NOUN
fsr-4032	66	24	assessment	assessment	NOUN
fsr-4032	66	25	provide	provide	VERB
fsr-4032	66	26	unique	unique	ADJ
fsr-4032	66	27	advantages	advantage	NOUN
fsr-4032	66	28	and	and	CCONJ
fsr-4032	66	29	disadvantages	disadvantage	NOUN
fsr-4032	66	30	.	.	PUNCT
fsr-4032	67	1	in	in	ADP
fsr-4032	67	2	terms	term	NOUN
fsr-4032	67	3	of	of	ADP
fsr-4032	67	4	revealed	reveal	VERB
fsr-4032	67	5	-	-	PUNCT
fsr-4032	67	6	preference	preference	NOUN
fsr-4032	67	7	assessments	assessment	NOUN
fsr-4032	67	8	,	,	PUNCT
fsr-4032	67	9	tests	test	NOUN
fsr-4032	67	10	offer	offer	VERB
fsr-4032	67	11	a	a	DET
fsr-4032	67	12	direct	direct	ADJ
fsr-4032	67	13	way	way	NOUN
fsr-4032	67	14	to	to	PART
fsr-4032	67	15	measure	measure	VERB
fsr-4032	67	16	choices	choice	NOUN
fsr-4032	67	17	through	through	ADP
fsr-4032	67	18	the	the	DET
fsr-4032	67	19	presentation	presentation	NOUN
fsr-4032	67	20	of	of	ADP
fsr-4032	67	21	bivariate	bivariate	ADJ
fsr-4032	67	22	alternatives	alternative	NOUN
fsr-4032	67	23	offering	offer	VERB
fsr-4032	67	24	varying	vary	VERB
fsr-4032	67	25	degrees	degree	NOUN
fsr-4032	67	26	of	of	ADP
fsr-4032	67	27	risk	risk	NOUN
fsr-4032	67	28	.	.	PUNCT
fsr-4032	68	1	appraisal	appraisal	NOUN
fsr-4032	68	2	of	of	ADP
fsr-4032	68	3	these	these	DET
fsr-4032	68	4	choices	choice	NOUN
fsr-4032	68	5	does	do	AUX
fsr-4032	68	6	provide	provide	VERB
fsr-4032	68	7	insight	insight	NOUN
fsr-4032	68	8	into	into	ADP
fsr-4032	68	9	a	a	DET
fsr-4032	68	10	decision	decision	NOUN
fsr-4032	68	11	-	-	PUNCT
fsr-4032	68	12	maker	maker	NOUN
fsr-4032	68	13	’s	’s	PART
fsr-4032	68	14	preference	preference	NOUN
fsr-4032	68	15	orientation	orientation	NOUN
fsr-4032	68	16	.	.	PUNCT
fsr-4032	69	1	the	the	DET
fsr-4032	69	2	primary	primary	ADJ
fsr-4032	69	3	drawback	drawback	NOUN
fsr-4032	69	4	to	to	ADP
fsr-4032	69	5	existing	exist	VERB
fsr-4032	69	6	revealedpreference	revealedpreference	NOUN
fsr-4032	69	7	tests	test	NOUN
fsr-4032	69	8	is	be	AUX
fsr-4032	69	9	that	that	SCONJ
fsr-4032	69	10	they	they	PRON
fsr-4032	69	11	generally	generally	ADV
fsr-4032	69	12	rely	rely	VERB
fsr-4032	69	13	on	on	ADP
fsr-4032	69	14	presenting	present	VERB
fsr-4032	69	15	predetermined	predetermine	VERB
fsr-4032	69	16	probability	probability	NOUN
fsr-4032	69	17	outcomes	outcome	NOUN
fsr-4032	69	18	.	.	PUNCT
fsr-4032	70	1	this	this	DET
fsr-4032	70	2	aspect	aspect	NOUN
fsr-4032	70	3	of	of	ADP
fsr-4032	70	4	revealed	reveal	VERB
fsr-4032	70	5	-	-	PUNCT
fsr-4032	70	6	preference	preference	NOUN
fsr-4032	70	7	testing	testing	NOUN
fsr-4032	70	8	is	be	AUX
fsr-4032	70	9	divorced	divorce	VERB
fsr-4032	70	10	from	from	ADP
fsr-4032	70	11	the	the	DET
fsr-4032	70	12	realities	reality	NOUN
fsr-4032	70	13	faced	face	VERB
fsr-4032	70	14	by	by	ADP
fsr-4032	70	15	decisionmakers	decisionmaker	NOUN
fsr-4032	70	16	when	when	SCONJ
fsr-4032	70	17	formulating	formulate	VERB
fsr-4032	70	18	investment	investment	NOUN
fsr-4032	70	19	decisions	decision	NOUN
fsr-4032	70	20	.	.	PUNCT
fsr-4032	71	1	also	also	ADV
fsr-4032	71	2	,	,	PUNCT
fsr-4032	71	3	the	the	DET
fsr-4032	71	4	inclusion	inclusion	NOUN
fsr-4032	71	5	of	of	ADP
fsr-4032	71	6	probabilities	probability	NOUN
fsr-4032	71	7	into	into	ADP
fsr-4032	71	8	scenarios	scenario	NOUN
fsr-4032	71	9	increases	increase	VERB
fsr-4032	71	10	test	test	NOUN
fsr-4032	71	11	-	-	PUNCT
fsr-4032	71	12	taker	taker	NOUN
fsr-4032	71	13	cognitive	cognitive	ADJ
fsr-4032	71	14	load	load	NOUN
fsr-4032	71	15	,	,	PUNCT
fsr-4032	71	16	which	which	PRON
fsr-4032	71	17	is	be	AUX
fsr-4032	71	18	known	know	VERB
fsr-4032	71	19	to	to	PART
fsr-4032	71	20	reduce	reduce	VERB
fsr-4032	71	21	the	the	DET
fsr-4032	71	22	validity	validity	NOUN
fsr-4032	71	23	of	of	ADP
fsr-4032	71	24	outcome	outcome	NOUN
fsr-4032	71	25	assessments	assessment	NOUN
fsr-4032	71	26	.	.	PUNCT
fsr-4032	72	1	stated	state	VERB
fsr-4032	72	2	-	-	PUNCT
fsr-4032	72	3	preference	preference	NOUN
fsr-4032	72	4	assessment	assessment	NOUN
fsr-4032	72	5	techniques	technique	NOUN
fsr-4032	72	6	provide	provide	VERB
fsr-4032	72	7	more	more	ADV
fsr-4032	72	8	valid	valid	ADJ
fsr-4032	72	9	and	and	CCONJ
fsr-4032	72	10	reliable	reliable	ADJ
fsr-4032	72	11	insight	insight	NOUN
fsr-4032	72	12	into	into	ADP
fsr-4032	72	13	a	a	DET
fsr-4032	72	14	decision	decision	NOUN
fsr-4032	72	15	-	-	PUNCT
fsr-4032	72	16	maker	maker	NOUN
fsr-4032	72	17	’s	’s	PART
fsr-4032	72	18	preferences	preference	NOUN
fsr-4032	72	19	;	;	PUNCT
fsr-4032	72	20	however	however	ADV
fsr-4032	72	21	,	,	PUNCT
fsr-4032	72	22	this	this	DET
fsr-4032	72	23	assessment	assessment	NOUN
fsr-4032	72	24	approach	approach	NOUN
fsr-4032	72	25	lacks	lack	VERB
fsr-4032	72	26	a	a	DET
fsr-4032	72	27	direct	direct	ADJ
fsr-4032	72	28	financial	financial	ADJ
fsr-4032	72	29	services	service	NOUN
fsr-4032	72	30	review	review	NOUN
fsr-4032	72	31	,	,	PUNCT
fsr-4032	72	32	33(1	33(1	NUM
fsr-4032	72	33	)	)	PUNCT
fsr-4032	72	34	168	168	NUM
fsr-4032	72	35	way	way	NOUN
fsr-4032	72	36	to	to	PART
fsr-4032	72	37	assess	assess	VERB
fsr-4032	72	38	immediate	immediate	ADJ
fsr-4032	72	39	choices	choice	NOUN
fsr-4032	72	40	.	.	PUNCT
fsr-4032	73	1	additionally	additionally	ADV
fsr-4032	73	2	,	,	PUNCT
fsr-4032	73	3	scores	score	NOUN
fsr-4032	73	4	from	from	ADP
fsr-4032	73	5	stated	state	VERB
fsr-4032	73	6	-	-	PUNCT
fsr-4032	73	7	preference	preference	NOUN
fsr-4032	73	8	tests	test	NOUN
fsr-4032	73	9	can	can	AUX
fsr-4032	73	10	be	be	AUX
fsr-4032	73	11	difficult	difficult	ADJ
fsr-4032	73	12	to	to	PART
fsr-4032	73	13	evaluate	evaluate	VERB
fsr-4032	73	14	.	.	PUNCT
fsr-4032	74	1	scores	score	NOUN
fsr-4032	74	2	are	be	AUX
fsr-4032	74	3	also	also	ADV
fsr-4032	74	4	economically	economically	ADV
fsr-4032	74	5	unsustainable	unsustainable	ADJ
fsr-4032	74	6	for	for	ADP
fsr-4032	74	7	use	use	NOUN
fsr-4032	74	8	in	in	ADP
fsr-4032	74	9	models	model	NOUN
fsr-4032	74	10	based	base	VERB
fsr-4032	74	11	on	on	ADP
fsr-4032	74	12	modern	modern	ADJ
fsr-4032	74	13	portfolio	portfolio	NOUN
fsr-4032	74	14	theory	theory	NOUN
fsr-4032	74	15	(	(	PUNCT
fsr-4032	74	16	guiso	guiso	PROPN
fsr-4032	74	17	&	&	CCONJ
fsr-4032	74	18	sodini	sodini	PROPN
fsr-4032	74	19	,	,	PUNCT
fsr-4032	74	20	2013	2013	NUM
fsr-4032	74	21	;	;	PUNCT
fsr-4032	74	22	hanna	hanna	PROPN
fsr-4032	74	23	&	&	CCONJ
fsr-4032	74	24	lindamood	lindamood	PROPN
fsr-4032	74	25	,	,	PUNCT
fsr-4032	74	26	2004	2004	NUM
fsr-4032	74	27	)	)	PUNCT
fsr-4032	74	28	.	.	PUNCT
fsr-4032	75	1	the	the	DET
fsr-4032	75	2	advantages	advantage	NOUN
fsr-4032	75	3	and	and	CCONJ
fsr-4032	75	4	disadvantages	disadvantage	NOUN
fsr-4032	75	5	associated	associate	VERB
fsr-4032	75	6	with	with	ADP
fsr-4032	75	7	these	these	DET
fsr-4032	75	8	two	two	NUM
fsr-4032	75	9	assessment	assessment	NOUN
fsr-4032	75	10	approaches	approach	NOUN
fsr-4032	75	11	have	have	AUX
fsr-4032	75	12	led	lead	VERB
fsr-4032	75	13	a	a	DET
fsr-4032	75	14	handful	handful	NOUN
fsr-4032	75	15	of	of	ADP
fsr-4032	75	16	researchers	researcher	NOUN
fsr-4032	75	17	to	to	PART
fsr-4032	75	18	consider	consider	VERB
fsr-4032	75	19	alternatives	alternative	NOUN
fsr-4032	75	20	to	to	ADP
fsr-4032	75	21	or	or	CCONJ
fsr-4032	75	22	extensions	extension	NOUN
fsr-4032	75	23	of	of	ADP
fsr-4032	75	24	revealed	reveal	VERB
fsr-4032	75	25	-	-	PUNCT
fsr-4032	75	26	preference	preference	NOUN
fsr-4032	75	27	and	and	CCONJ
fsr-4032	75	28	statedpreference	statedpreference	NOUN
fsr-4032	75	29	assessment	assessment	NOUN
fsr-4032	75	30	methodologies	methodology	NOUN
fsr-4032	75	31	to	to	PART
fsr-4032	75	32	gain	gain	VERB
fsr-4032	75	33	a	a	DET
fsr-4032	75	34	more	more	ADV
fsr-4032	75	35	robust	robust	ADJ
fsr-4032	75	36	understanding	understanding	NOUN
fsr-4032	75	37	of	of	ADP
fsr-4032	75	38	investment	investment	NOUN
fsr-4032	75	39	risk	risk	NOUN
fsr-4032	75	40	preferences.6	preferences.6	PROPN
fsr-4032	75	41	for	for	ADP
fsr-4032	75	42	example	example	NOUN
fsr-4032	75	43	,	,	PUNCT
fsr-4032	75	44	hanna	hanna	PROPN
fsr-4032	75	45	et	et	PROPN
fsr-4032	75	46	al	al	PROPN
fsr-4032	75	47	.	.	PROPN
fsr-4032	76	1	(	(	PUNCT
fsr-4032	76	2	2001	2001	NUM
fsr-4032	76	3	)	)	PUNCT
fsr-4032	76	4	developed	develop	VERB
fsr-4032	76	5	a	a	DET
fsr-4032	76	6	measure	measure	NOUN
fsr-4032	76	7	of	of	ADP
fsr-4032	76	8	subjective	subjective	ADJ
fsr-4032	76	9	risk	risk	NOUN
fsr-4032	76	10	tolerance	tolerance	NOUN
fsr-4032	76	11	based	base	VERB
fsr-4032	76	12	on	on	ADP
fsr-4032	76	13	economic	economic	ADJ
fsr-4032	76	14	theory	theory	NOUN
fsr-4032	76	15	.	.	PUNCT
fsr-4032	77	1	their	their	PRON
fsr-4032	77	2	specific	specific	ADJ
fsr-4032	77	3	aim	aim	NOUN
fsr-4032	77	4	was	be	AUX
fsr-4032	77	5	to	to	PART
fsr-4032	77	6	present	present	VERB
fsr-4032	77	7	a	a	DET
fsr-4032	77	8	more	more	ADV
fsr-4032	77	9	useable	useable	ADJ
fsr-4032	77	10	and	and	CCONJ
fsr-4032	77	11	valid	valid	ADJ
fsr-4032	77	12	way	way	NOUN
fsr-4032	77	13	to	to	PART
fsr-4032	77	14	derive	derive	VERB
fsr-4032	77	15	estimates	estimate	NOUN
fsr-4032	77	16	of	of	ADP
fsr-4032	77	17	constant	constant	ADJ
fsr-4032	77	18	relative	relative	ADJ
fsr-4032	77	19	risk	risk	NOUN
fsr-4032	77	20	aversion	aversion	NOUN
fsr-4032	77	21	.	.	PUNCT
fsr-4032	78	1	a	a	DET
fsr-4032	78	2	few	few	ADJ
fsr-4032	78	3	years	year	NOUN
fsr-4032	78	4	later	later	ADV
fsr-4032	78	5	,	,	PUNCT
fsr-4032	78	6	hanna	hanna	PROPN
fsr-4032	78	7	and	and	CCONJ
fsr-4032	78	8	lindamood	lindamood	NOUN
fsr-4032	78	9	(	(	PUNCT
fsr-4032	78	10	2004	2004	NUM
fsr-4032	78	11	)	)	PUNCT
fsr-4032	78	12	designed	design	VERB
fsr-4032	78	13	a	a	DET
fsr-4032	78	14	revealed	reveal	VERB
fsr-4032	78	15	-	-	PUNCT
fsr-4032	78	16	preference	preference	NOUN
fsr-4032	78	17	test	test	NOUN
fsr-4032	78	18	based	base	VERB
fsr-4032	78	19	on	on	ADP
fsr-4032	78	20	pension	pension	NOUN
fsr-4032	78	21	income	income	NOUN
fsr-4032	78	22	gambles	gamble	NOUN
fsr-4032	78	23	.	.	PUNCT
fsr-4032	79	1	they	they	PRON
fsr-4032	79	2	added	add	VERB
fsr-4032	79	3	a	a	DET
fsr-4032	79	4	visual	visual	ADJ
fsr-4032	79	5	element	element	NOUN
fsr-4032	79	6	to	to	ADP
fsr-4032	79	7	the	the	DET
fsr-4032	79	8	assessment	assessment	NOUN
fsr-4032	79	9	process	process	NOUN
fsr-4032	79	10	to	to	PART
fsr-4032	79	11	reduce	reduce	VERB
fsr-4032	79	12	the	the	DET
fsr-4032	79	13	cognitive	cognitive	ADJ
fsr-4032	79	14	load	load	NOUN
fsr-4032	79	15	on	on	ADP
fsr-4032	79	16	test	test	NOUN
fsr-4032	79	17	-	-	PUNCT
fsr-4032	79	18	takers	taker	NOUN
fsr-4032	79	19	.	.	PUNCT
fsr-4032	80	1	they	they	PRON
fsr-4032	80	2	reported	report	VERB
fsr-4032	80	3	an	an	DET
fsr-4032	80	4	improvement	improvement	NOUN
fsr-4032	80	5	in	in	ADP
fsr-4032	80	6	risk	risk	NOUN
fsr-4032	80	7	-	-	PUNCT
fsr-4032	80	8	aversion	aversion	NOUN
fsr-4032	80	9	score	score	NOUN
fsr-4032	80	10	outcomes	outcome	NOUN
fsr-4032	80	11	compared	compare	VERB
fsr-4032	80	12	to	to	ADP
fsr-4032	80	13	a	a	DET
fsr-4032	80	14	traditionally	traditionally	ADV
fsr-4032	80	15	designed	design	VERB
fsr-4032	80	16	revealedpreference	revealedpreference	NOUN
fsr-4032	80	17	test	test	NOUN
fsr-4032	80	18	(	(	PUNCT
fsr-4032	80	19	i.e.	i.e.	X
fsr-4032	80	20	,	,	PUNCT
fsr-4032	80	21	risk	risk	NOUN
fsr-4032	80	22	-	-	PUNCT
fsr-4032	80	23	aversion	aversion	NOUN
fsr-4032	80	24	scores	score	NOUN
fsr-4032	80	25	were	be	AUX
fsr-4032	80	26	greater	great	ADJ
fsr-4032	80	27	than	than	ADP
fsr-4032	80	28	what	what	PRON
fsr-4032	80	29	has	have	AUX
fsr-4032	80	30	been	be	AUX
fsr-4032	80	31	reported	report	VERB
fsr-4032	80	32	using	use	VERB
fsr-4032	80	33	other	other	ADJ
fsr-4032	80	34	measures	measure	NOUN
fsr-4032	80	35	)	)	PUNCT
fsr-4032	80	36	.	.	PUNCT
fsr-4032	81	1	hanna	hanna	PROPN
fsr-4032	81	2	and	and	CCONJ
fsr-4032	81	3	lindamood	lindamood	NOUN
fsr-4032	81	4	also	also	ADV
fsr-4032	81	5	noted	note	VERB
fsr-4032	81	6	that	that	SCONJ
fsr-4032	81	7	scores	score	NOUN
fsr-4032	81	8	on	on	ADP
fsr-4032	81	9	their	their	PRON
fsr-4032	81	10	measure	measure	NOUN
fsr-4032	81	11	were	be	AUX
fsr-4032	81	12	positively	positively	ADV
fsr-4032	81	13	associated	associate	VERB
fsr-4032	81	14	with	with	ADP
fsr-4032	81	15	the	the	DET
fsr-4032	81	16	survey	survey	NOUN
fsr-4032	81	17	of	of	ADP
fsr-4032	81	18	consumer	consumer	NOUN
fsr-4032	81	19	finances	finance	NOUN
fsr-4032	81	20	single	single	ADJ
fsr-4032	81	21	-	-	PUNCT
fsr-4032	81	22	item	item	NOUN
fsr-4032	81	23	stated	state	VERB
fsr-4032	81	24	-	-	PUNCT
fsr-4032	81	25	preference	preference	NOUN
fsr-4032	81	26	risk	risk	NOUN
fsr-4032	81	27	-	-	PUNCT
fsr-4032	81	28	aversion	aversion	NOUN
fsr-4032	81	29	question	question	NOUN
fsr-4032	81	30	.	.	PUNCT
fsr-4032	82	1	grable	grable	ADJ
fsr-4032	82	2	et	et	PROPN
fsr-4032	82	3	al	al	PROPN
fsr-4032	82	4	.	.	PROPN
fsr-4032	82	5	(	(	PUNCT
fsr-4032	82	6	2020	2020	NUM
fsr-4032	82	7	)	)	PUNCT
fsr-4032	82	8	took	take	VERB
fsr-4032	82	9	another	another	DET
fsr-4032	82	10	approach	approach	NOUN
fsr-4032	82	11	to	to	ADP
fsr-4032	82	12	estimating	estimate	VERB
fsr-4032	82	13	investment	investment	NOUN
fsr-4032	82	14	risk	risk	NOUN
fsr-4032	82	15	preference	preference	NOUN
fsr-4032	82	16	by	by	ADP
fsr-4032	82	17	combining	combine	VERB
fsr-4032	82	18	elements	element	NOUN
fsr-4032	82	19	from	from	ADP
fsr-4032	82	20	revealed	reveal	VERB
fsr-4032	82	21	-	-	PUNCT
fsr-4032	82	22	preference	preference	NOUN
fsr-4032	82	23	and	and	CCONJ
fsr-4032	82	24	propensity	propensity	NOUN
fsr-4032	82	25	measurement	measurement	NOUN
fsr-4032	82	26	techniques	technique	NOUN
fsr-4032	82	27	to	to	PART
fsr-4032	82	28	document	document	VERB
fsr-4032	82	29	risk	risk	NOUN
fsr-4032	82	30	aversion	aversion	NOUN
fsr-4032	82	31	.	.	PUNCT
fsr-4032	83	1	scores	score	NOUN
fsr-4032	83	2	from	from	ADP
fsr-4032	83	3	their	their	PRON
fsr-4032	83	4	measure	measure	NOUN
fsr-4032	83	5	were	be	AUX
fsr-4032	83	6	found	find	VERB
fsr-4032	83	7	to	to	PART
fsr-4032	83	8	correlate	correlate	VERB
fsr-4032	83	9	with	with	ADP
fsr-4032	83	10	outcomes	outcome	NOUN
fsr-4032	83	11	from	from	ADP
fsr-4032	83	12	other	other	ADJ
fsr-4032	83	13	tests	test	NOUN
fsr-4032	83	14	of	of	ADP
fsr-4032	83	15	risk	risk	NOUN
fsr-4032	83	16	aversion	aversion	NOUN
fsr-4032	83	17	,	,	PUNCT
fsr-4032	83	18	as	as	ADV
fsr-4032	83	19	well	well	ADV
fsr-4032	83	20	as	as	ADP
fsr-4032	83	21	with	with	ADP
fsr-4032	83	22	indicators	indicator	NOUN
fsr-4032	83	23	of	of	ADP
fsr-4032	83	24	risk	risk	NOUN
fsr-4032	83	25	-	-	PUNCT
fsr-4032	83	26	taking	taking	NOUN
fsr-4032	83	27	.	.	PUNCT
fsr-4032	84	1	the	the	DET
fsr-4032	84	2	current	current	ADJ
fsr-4032	84	3	study	study	NOUN
fsr-4032	84	4	extends	extend	VERB
fsr-4032	84	5	the	the	DET
fsr-4032	84	6	work	work	NOUN
fsr-4032	84	7	of	of	ADP
fsr-4032	84	8	hanna	hanna	PROPN
fsr-4032	84	9	and	and	CCONJ
fsr-4032	84	10	lindamood	lindamood	NOUN
fsr-4032	84	11	and	and	CCONJ
fsr-4032	84	12	grable	grable	PROPN
fsr-4032	84	13	et	et	PROPN
fsr-4032	84	14	al	al	PROPN
fsr-4032	84	15	.	.	PUNCT
fsr-4032	85	1	by	by	ADP
fsr-4032	85	2	providing	provide	VERB
fsr-4032	85	3	an	an	DET
fsr-4032	85	4	investment	investment	NOUN
fsr-4032	85	5	domain	domain	NOUN
fsr-4032	85	6	specific	specific	ADJ
fsr-4032	85	7	assessment	assessment	NOUN
fsr-4032	85	8	alternative	alternative	NOUN
fsr-4032	85	9	that	that	PRON
fsr-4032	85	10	blends	blend	VERB
fsr-4032	85	11	the	the	DET
fsr-4032	85	12	aspects	aspect	NOUN
fsr-4032	85	13	of	of	ADP
fsr-4032	85	14	a	a	DET
fsr-4032	85	15	revealed	reveal	VERB
fsr-4032	85	16	-	-	PUNCT
fsr-4032	85	17	preference	preference	NOUN
fsr-4032	85	18	test	test	NOUN
fsr-4032	85	19	(	(	PUNCT
fsr-4032	85	20	i.e.	i.e.	X
fsr-4032	85	21	,	,	PUNCT
fsr-4032	85	22	choice	choice	NOUN
fsr-4032	85	23	scenario	scenario	NOUN
fsr-4032	85	24	dyads	dyad	NOUN
fsr-4032	85	25	)	)	PUNCT
fsr-4032	85	26	with	with	ADP
fsr-4032	85	27	elements	element	NOUN
fsr-4032	85	28	from	from	ADP
fsr-4032	85	29	stated	state	VERB
fsr-4032	85	30	-	-	PUNCT
fsr-4032	85	31	preference	preference	NOUN
fsr-4032	85	32	measures	measure	NOUN
fsr-4032	85	33	that	that	PRON
fsr-4032	85	34	allow	allow	VERB
fsr-4032	85	35	a	a	DET
fsr-4032	85	36	test	test	NOUN
fsr-4032	85	37	-	-	PUNCT
fsr-4032	85	38	taker	taker	NOUN
fsr-4032	85	39	to	to	PART
fsr-4032	85	40	take	take	VERB
fsr-4032	85	41	advantage	advantage	NOUN
fsr-4032	85	42	of	of	ADP
fsr-4032	85	43	experiences	experience	NOUN
fsr-4032	85	44	and	and	CCONJ
fsr-4032	85	45	perceptions	perception	NOUN
fsr-4032	85	46	when	when	SCONJ
fsr-4032	85	47	making	make	VERB
fsr-4032	85	48	choices	choice	NOUN
fsr-4032	85	49	.	.	PUNCT
fsr-4032	85	50	6	6	NUM
fsr-4032	85	51	in	in	ADP
fsr-4032	85	52	addition	addition	NOUN
fsr-4032	85	53	to	to	ADP
fsr-4032	85	54	the	the	DET
fsr-4032	85	55	studies	study	NOUN
fsr-4032	85	56	described	describe	VERB
fsr-4032	85	57	in	in	ADP
fsr-4032	85	58	this	this	DET
fsr-4032	85	59	paper	paper	NOUN
fsr-4032	85	60	,	,	PUNCT
fsr-4032	85	61	readers	reader	NOUN
fsr-4032	85	62	may	may	AUX
fsr-4032	85	63	be	be	AUX
fsr-4032	85	64	interested	interested	ADJ
fsr-4032	85	65	in	in	ADP
fsr-4032	85	66	reviewing	review	VERB
fsr-4032	85	67	barsky	barsky	PROPN
fsr-4032	85	68	et	et	PROPN
fsr-4032	85	69	al	al	PROPN
fsr-4032	85	70	.	.	PROPN
fsr-4032	86	1	(	(	PUNCT
fsr-4032	86	2	1997	1997	NUM
fsr-4032	86	3	)	)	PUNCT
fsr-4032	86	4	,	,	PUNCT
fsr-4032	86	5	bowen	bowen	PROPN
fsr-4032	86	6	et	et	PROPN
fsr-4032	86	7	al	al	PROPN
fsr-4032	86	8	.	.	PROPN
fsr-4032	87	1	(	(	PUNCT
fsr-4032	87	2	2015	2015	NUM
fsr-4032	87	3	)	)	PUNCT
fsr-4032	87	4	,	,	PUNCT
fsr-4032	87	5	brink	brink	NOUN
fsr-4032	87	6	and	and	CCONJ
fsr-4032	87	7	rankin	rankin	PROPN
fsr-4032	87	8	research	research	NOUN
fsr-4032	87	9	hypotheses	hypothesis	NOUN
fsr-4032	87	10	when	when	SCONJ
fsr-4032	87	11	the	the	DET
fsr-4032	87	12	development	development	NOUN
fsr-4032	87	13	of	of	ADP
fsr-4032	87	14	a	a	DET
fsr-4032	87	15	risk	risk	NOUN
fsr-4032	87	16	-	-	PUNCT
fsr-4032	87	17	assessment	assessment	NOUN
fsr-4032	87	18	test	test	NOUN
fsr-4032	87	19	is	be	AUX
fsr-4032	87	20	contemplated	contemplate	VERB
fsr-4032	87	21	,	,	PUNCT
fsr-4032	87	22	it	it	PRON
fsr-4032	87	23	is	be	AUX
fsr-4032	87	24	important	important	ADJ
fsr-4032	87	25	to	to	PART
fsr-4032	87	26	document	document	VERB
fsr-4032	87	27	the	the	DET
fsr-4032	87	28	measure	measure	NOUN
fsr-4032	87	29	’s	’s	PART
fsr-4032	87	30	validity	validity	NOUN
fsr-4032	87	31	.	.	PUNCT
fsr-4032	88	1	when	when	SCONJ
fsr-4032	88	2	using	use	VERB
fsr-4032	88	3	cross	cross	ADJ
fsr-4032	88	4	-	-	ADJ
fsr-4032	88	5	sectional	sectional	ADJ
fsr-4032	88	6	data	datum	NOUN
fsr-4032	88	7	,	,	PUNCT
fsr-4032	88	8	this	this	PRON
fsr-4032	88	9	is	be	AUX
fsr-4032	88	10	usually	usually	ADV
fsr-4032	88	11	accomplished	accomplish	VERB
fsr-4032	88	12	by	by	ADP
fsr-4032	88	13	correlating	correlate	VERB
fsr-4032	88	14	scores	score	NOUN
fsr-4032	88	15	with	with	ADP
fsr-4032	88	16	factors	factor	NOUN
fsr-4032	88	17	associated	associate	VERB
fsr-4032	88	18	with	with	ADP
fsr-4032	88	19	risk	risk	NOUN
fsr-4032	88	20	preference	preference	NOUN
fsr-4032	88	21	and	and	CCONJ
fsr-4032	88	22	risk	risk	NOUN
fsr-4032	88	23	aversion	aversion	NOUN
fsr-4032	88	24	(	(	PUNCT
fsr-4032	88	25	i.e.	i.e.	X
fsr-4032	88	26	,	,	PUNCT
fsr-4032	88	27	a	a	DET
fsr-4032	88	28	form	form	NOUN
fsr-4032	88	29	of	of	ADP
fsr-4032	88	30	concurrent	concurrent	ADJ
fsr-4032	88	31	validity	validity	NOUN
fsr-4032	88	32	)	)	PUNCT
fsr-4032	88	33	.	.	PUNCT
fsr-4032	89	1	for	for	ADP
fsr-4032	89	2	example	example	NOUN
fsr-4032	89	3	,	,	PUNCT
fsr-4032	89	4	the	the	DET
fsr-4032	89	5	proportion	proportion	NOUN
fsr-4032	89	6	of	of	ADP
fsr-4032	89	7	one	one	NUM
fsr-4032	89	8	’s	’s	PART
fsr-4032	89	9	portfolio	portfolio	NOUN
fsr-4032	89	10	held	hold	VERB
fsr-4032	89	11	in	in	ADP
fsr-4032	89	12	less	less	ADV
fsr-4032	89	13	risky	risky	ADJ
fsr-4032	89	14	assets	asset	NOUN
fsr-4032	89	15	(	(	PUNCT
fsr-4032	89	16	e.g.	e.g.	ADV
fsr-4032	89	17	,	,	PUNCT
fsr-4032	89	18	cash	cash	NOUN
fsr-4032	89	19	)	)	PUNCT
fsr-4032	89	20	should	should	AUX
fsr-4032	89	21	be	be	AUX
fsr-4032	89	22	lower	low	ADJ
fsr-4032	89	23	for	for	ADP
fsr-4032	89	24	those	those	PRON
fsr-4032	89	25	with	with	ADP
fsr-4032	89	26	a	a	DET
fsr-4032	89	27	low	low	ADJ
fsr-4032	89	28	investment	investment	NOUN
fsr-4032	89	29	risk	risk	NOUN
fsr-4032	89	30	-	-	PUNCT
fsr-4032	89	31	preference	preference	NOUN
fsr-4032	89	32	score	score	NOUN
fsr-4032	89	33	(	(	PUNCT
fsr-4032	89	34	kim	kim	PROPN
fsr-4032	89	35	et	et	PROPN
fsr-4032	89	36	al	al	PROPN
fsr-4032	89	37	.	.	PROPN
fsr-4032	89	38	,	,	PUNCT
fsr-4032	89	39	2019	2019	NUM
fsr-4032	89	40	)	)	PUNCT
fsr-4032	89	41	.	.	PUNCT
fsr-4032	90	1	additionally	additionally	ADV
fsr-4032	90	2	,	,	PUNCT
fsr-4032	90	3	one	one	PRON
fsr-4032	90	4	should	should	AUX
fsr-4032	90	5	expect	expect	VERB
fsr-4032	90	6	differences	difference	NOUN
fsr-4032	90	7	in	in	ADP
fsr-4032	90	8	investment	investment	NOUN
fsr-4032	90	9	risk	risk	NOUN
fsr-4032	90	10	preference	preference	NOUN
fsr-4032	90	11	by	by	ADP
fsr-4032	90	12	gender	gender	NOUN
fsr-4032	90	13	and	and	CCONJ
fsr-4032	90	14	income	income	NOUN
fsr-4032	90	15	(	(	PUNCT
fsr-4032	90	16	mudzingiri	mudzingiri	PROPN
fsr-4032	90	17	&	&	CCONJ
fsr-4032	90	18	koumba	koumba	NOUN
fsr-4032	90	19	,	,	PUNCT
fsr-4032	90	20	2021	2021	NUM
fsr-4032	90	21	)	)	PUNCT
fsr-4032	90	22	,	,	PUNCT
fsr-4032	90	23	as	as	ADV
fsr-4032	90	24	well	well	ADV
fsr-4032	90	25	as	as	ADP
fsr-4032	90	26	other	other	ADJ
fsr-4032	90	27	factors	factor	NOUN
fsr-4032	90	28	(	(	PUNCT
fsr-4032	90	29	ertac	ertac	ADJ
fsr-4032	90	30	,	,	PUNCT
fsr-4032	90	31	2020	2020	NUM
fsr-4032	90	32	)	)	PUNCT
fsr-4032	90	33	.	.	PUNCT
fsr-4032	91	1	hartnett	hartnett	PROPN
fsr-4032	91	2	et	et	PROPN
fsr-4032	91	3	al	al	PROPN
fsr-4032	91	4	.	.	PROPN
fsr-4032	91	5	(	(	PUNCT
fsr-4032	91	6	2019	2019	NUM
fsr-4032	91	7	)	)	PUNCT
fsr-4032	91	8	,	,	PUNCT
fsr-4032	91	9	koekemoer	koekemoer	PROPN
fsr-4032	91	10	(	(	PUNCT
fsr-4032	91	11	2018	2018	NUM
fsr-4032	91	12	)	)	PUNCT
fsr-4032	91	13	,	,	PUNCT
fsr-4032	91	14	and	and	CCONJ
fsr-4032	91	15	dickason	dickason	NOUN
fsr-4032	91	16	and	and	CCONJ
fsr-4032	91	17	ferreira	ferreira	PROPN
fsr-4032	91	18	(	(	PUNCT
fsr-4032	91	19	2018	2018	NUM
fsr-4032	91	20	)	)	PUNCT
fsr-4032	91	21	reported	report	VERB
fsr-4032	91	22	that	that	SCONJ
fsr-4032	91	23	females	female	NOUN
fsr-4032	91	24	generally	generally	ADV
fsr-4032	91	25	exhibit	exhibit	VERB
fsr-4032	91	26	greater	great	ADJ
fsr-4032	91	27	financial	financial	ADJ
fsr-4032	91	28	risk	risk	NOUN
fsr-4032	91	29	aversion	aversion	NOUN
fsr-4032	91	30	(	(	PUNCT
fsr-4032	91	31	i.e.	i.e.	X
fsr-4032	91	32	,	,	PUNCT
fsr-4032	91	33	they	they	PRON
fsr-4032	91	34	prefer	prefer	VERB
fsr-4032	91	35	less	less	ADJ
fsr-4032	91	36	risk	risk	NOUN
fsr-4032	91	37	)	)	PUNCT
fsr-4032	91	38	.	.	PUNCT
fsr-4032	92	1	income	income	NOUN
fsr-4032	92	2	and	and	CCONJ
fsr-4032	92	3	a	a	DET
fsr-4032	92	4	preference	preference	NOUN
fsr-4032	92	5	for	for	ADP
fsr-4032	92	6	low	low	ADJ
fsr-4032	92	7	-	-	PUNCT
fsr-4032	92	8	risk	risk	NOUN
fsr-4032	92	9	investments	investment	NOUN
fsr-4032	92	10	are	be	AUX
fsr-4032	92	11	thought	think	VERB
fsr-4032	92	12	to	to	PART
fsr-4032	92	13	be	be	AUX
fsr-4032	92	14	negatively	negatively	ADV
fsr-4032	92	15	associated	associate	VERB
fsr-4032	92	16	(	(	PUNCT
fsr-4032	92	17	grable	grable	PROPN
fsr-4032	92	18	&	&	CCONJ
fsr-4032	92	19	joo	joo	PROPN
fsr-4032	92	20	,	,	PUNCT
fsr-4032	92	21	2004	2004	NUM
fsr-4032	92	22	;	;	PUNCT
fsr-4032	93	1	pinjisakikool	pinjisakikool	NOUN
fsr-4032	93	2	,	,	PUNCT
fsr-4032	93	3	2017	2017	NUM
fsr-4032	93	4	;	;	PUNCT
fsr-4032	93	5	wong	wong	PROPN
fsr-4032	93	6	,	,	PUNCT
fsr-4032	93	7	2011	2011	NUM
fsr-4032	93	8	)	)	PUNCT
fsr-4032	93	9	.	.	PUNCT
fsr-4032	94	1	similarly	similarly	ADV
fsr-4032	94	2	,	,	PUNCT
fsr-4032	94	3	educational	educational	ADJ
fsr-4032	94	4	attainment	attainment	NOUN
fsr-4032	94	5	and	and	CCONJ
fsr-4032	94	6	risk	risk	NOUN
fsr-4032	94	7	aversion	aversion	NOUN
fsr-4032	94	8	are	be	AUX
fsr-4032	94	9	believed	believe	VERB
fsr-4032	94	10	to	to	PART
fsr-4032	94	11	be	be	AUX
fsr-4032	94	12	negatively	negatively	ADV
fsr-4032	94	13	associated	associate	VERB
fsr-4032	94	14	(	(	PUNCT
fsr-4032	94	15	hallahan	hallahan	NOUN
fsr-4032	94	16	et	et	PROPN
fsr-4032	94	17	al	al	PROPN
fsr-4032	94	18	.	.	PROPN
fsr-4032	94	19	,	,	PUNCT
fsr-4032	94	20	2004	2004	NUM
fsr-4032	94	21	;	;	PUNCT
fsr-4032	94	22	larkin	larkin	PROPN
fsr-4032	94	23	et	et	PROPN
fsr-4032	94	24	al	al	PROPN
fsr-4032	94	25	.	.	PROPN
fsr-4032	94	26	,	,	PUNCT
fsr-4032	94	27	2013	2013	NUM
fsr-4032	94	28	)	)	PUNCT
fsr-4032	94	29	,	,	PUNCT
fsr-4032	94	30	whereas	whereas	SCONJ
fsr-4032	94	31	a	a	DET
fsr-4032	94	32	preference	preference	NOUN
fsr-4032	94	33	for	for	ADP
fsr-4032	94	34	risk	risk	NOUN
fsr-4032	94	35	-	-	PUNCT
fsr-4032	94	36	taking	taking	NOUN
fsr-4032	94	37	has	have	AUX
fsr-4032	94	38	been	be	AUX
fsr-4032	94	39	reported	report	VERB
fsr-4032	94	40	to	to	PART
fsr-4032	94	41	be	be	AUX
fsr-4032	94	42	positively	positively	ADV
fsr-4032	94	43	associated	associate	VERB
fsr-4032	94	44	with	with	ADP
fsr-4032	94	45	satisfaction	satisfaction	NOUN
fsr-4032	94	46	,	,	PUNCT
fsr-4032	94	47	which	which	PRON
fsr-4032	94	48	is	be	AUX
fsr-4032	94	49	occasionally	occasionally	ADV
fsr-4032	94	50	used	use	VERB
fsr-4032	94	51	as	as	ADP
fsr-4032	94	52	an	an	DET
fsr-4032	94	53	indicator	indicator	NOUN
fsr-4032	94	54	of	of	ADP
fsr-4032	94	55	financial	financial	ADJ
fsr-4032	94	56	knowledge	knowledge	NOUN
fsr-4032	94	57	and	and	CCONJ
fsr-4032	94	58	confidence	confidence	NOUN
fsr-4032	94	59	(	(	PUNCT
fsr-4032	94	60	atlas	atlas	PROPN
fsr-4032	94	61	et	et	PROPN
fsr-4032	94	62	al	al	PROPN
fsr-4032	94	63	.	.	PROPN
fsr-4032	94	64	,	,	PUNCT
fsr-4032	94	65	2019	2019	NUM
fsr-4032	94	66	;	;	PUNCT
fsr-4032	94	67	dare	dare	VERB
fsr-4032	94	68	et	et	PROPN
fsr-4032	94	69	al	al	PROPN
fsr-4032	94	70	.	.	PROPN
fsr-4032	94	71	,	,	PUNCT
fsr-4032	94	72	2020	2020	NUM
fsr-4032	94	73	;	;	PUNCT
fsr-4032	94	74	grable	grable	NOUN
fsr-4032	94	75	,	,	PUNCT
fsr-4032	94	76	2000	2000	NUM
fsr-4032	94	77	;	;	PUNCT
fsr-4032	94	78	robb	robb	NOUN
fsr-4032	94	79	,	,	PUNCT
fsr-4032	94	80	2012	2012	NUM
fsr-4032	94	81	)	)	PUNCT
fsr-4032	94	82	.	.	PUNCT
fsr-4032	95	1	informed	inform	VERB
fsr-4032	95	2	by	by	ADP
fsr-4032	95	3	a	a	DET
fsr-4032	95	4	review	review	NOUN
fsr-4032	95	5	of	of	ADP
fsr-4032	95	6	the	the	DET
fsr-4032	95	7	literature	literature	NOUN
fsr-4032	95	8	,	,	PUNCT
fsr-4032	95	9	this	this	DET
fsr-4032	95	10	study	study	NOUN
fsr-4032	95	11	was	be	AUX
fsr-4032	95	12	conceived	conceive	VERB
fsr-4032	95	13	to	to	PART
fsr-4032	95	14	test	test	VERB
fsr-4032	95	15	the	the	DET
fsr-4032	95	16	following	follow	VERB
fsr-4032	95	17	hypotheses	hypothesis	NOUN
fsr-4032	95	18	:	:	PUNCT
fsr-4032	95	19	h1	h1	NOUN
fsr-4032	95	20	:	:	PUNCT
fsr-4032	95	21	investment	investment	NOUN
fsr-4032	95	22	risk	risk	NOUN
fsr-4032	95	23	preference	preference	NOUN
fsr-4032	95	24	is	be	AUX
fsr-4032	95	25	positively	positively	ADV
fsr-4032	95	26	associated	associate	VERB
fsr-4032	95	27	with	with	ADP
fsr-4032	95	28	risk	risk	NOUN
fsr-4032	95	29	-	-	PUNCT
fsr-4032	95	30	taking	take	VERB
fsr-4032	95	31	investment	investment	NOUN
fsr-4032	95	32	behavior	behavior	NOUN
fsr-4032	95	33	,	,	PUNCT
fsr-4032	95	34	controlling	control	VERB
fsr-4032	95	35	for	for	ADP
fsr-4032	95	36	gender	gender	NOUN
fsr-4032	95	37	,	,	PUNCT
fsr-4032	95	38	education	education	NOUN
fsr-4032	95	39	,	,	PUNCT
fsr-4032	95	40	income	income	NOUN
fsr-4032	95	41	,	,	PUNCT
fsr-4032	95	42	and	and	CCONJ
fsr-4032	95	43	financial	financial	ADJ
fsr-4032	95	44	satisfaction	satisfaction	NOUN
fsr-4032	95	45	.	.	PUNCT
fsr-4032	96	1	h2	h2	NOUN
fsr-4032	96	2	:	:	PUNCT
fsr-4032	96	3	investment	investment	NOUN
fsr-4032	96	4	risk	risk	NOUN
fsr-4032	96	5	preference	preference	NOUN
fsr-4032	96	6	is	be	AUX
fsr-4032	96	7	positively	positively	ADV
fsr-4032	96	8	associated	associate	VERB
fsr-4032	96	9	with	with	ADP
fsr-4032	96	10	a	a	DET
fsr-4032	96	11	person	person	NOUN
fsr-4032	96	12	's	's	PART
fsr-4032	96	13	self	self	NOUN
fsr-4032	96	14	-	-	PUNCT
fsr-4032	96	15	evaluation	evaluation	NOUN
fsr-4032	96	16	of	of	ADP
fsr-4032	96	17	their	their	PRON
fsr-4032	96	18	risk	risk	NOUN
fsr-4032	96	19	tolerance	tolerance	NOUN
fsr-4032	96	20	,	,	PUNCT
fsr-4032	96	21	controlling	control	VERB
fsr-4032	96	22	for	for	ADP
fsr-4032	96	23	gender	gender	NOUN
fsr-4032	96	24	,	,	PUNCT
fsr-4032	96	25	education	education	NOUN
fsr-4032	96	26	,	,	PUNCT
fsr-4032	96	27	income	income	NOUN
fsr-4032	96	28	,	,	PUNCT
fsr-4032	96	29	and	and	CCONJ
fsr-4032	96	30	financial	financial	ADJ
fsr-4032	96	31	satisfaction	satisfaction	NOUN
fsr-4032	96	32	.	.	PUNCT
fsr-4032	97	1	data	datum	NOUN
fsr-4032	97	2	,	,	PUNCT
fsr-4032	97	3	variables	variable	NOUN
fsr-4032	97	4	,	,	PUNCT
fsr-4032	97	5	and	and	CCONJ
fsr-4032	97	6	methodology	methodology	NOUN
fsr-4032	97	7	data	datum	NOUN
fsr-4032	97	8	from	from	ADP
fsr-4032	97	9	two	two	NUM
fsr-4032	97	10	surveys	survey	NOUN
fsr-4032	97	11	,	,	PUNCT
fsr-4032	97	12	one	one	NUM
fsr-4032	97	13	conducted	conduct	VERB
fsr-4032	97	14	in	in	ADP
fsr-4032	97	15	2022	2022	NUM
fsr-4032	97	16	and	and	CCONJ
fsr-4032	97	17	the	the	DET
fsr-4032	97	18	other	other	ADJ
fsr-4032	97	19	conducted	conduct	VERB
fsr-4032	97	20	in	in	ADP
fsr-4032	97	21	2024	2024	NUM
fsr-4032	97	22	,	,	PUNCT
fsr-4032	97	23	were	be	AUX
fsr-4032	97	24	used	use	VERB
fsr-4032	97	25	to	to	PART
fsr-4032	97	26	evaluate	evaluate	VERB
fsr-4032	97	27	the	the	DET
fsr-4032	97	28	proposed	propose	VERB
fsr-4032	97	29	risk	risk	NOUN
fsr-4032	97	30	-	-	PUNCT
fsr-4032	97	31	preference	preference	NOUN
fsr-4032	97	32	scale	scale	NOUN
fsr-4032	97	33	.	.	PUNCT
fsr-4032	98	1	the	the	DET
fsr-4032	98	2	(	(	PUNCT
fsr-4032	98	3	2013	2013	NUM
fsr-4032	98	4	)	)	PUNCT
fsr-4032	98	5	,	,	PUNCT
fsr-4032	98	6	charness	charness	NOUN
fsr-4032	98	7	et	et	PROPN
fsr-4032	98	8	al	al	PROPN
fsr-4032	98	9	.	.	PROPN
fsr-4032	99	1	(	(	PUNCT
fsr-4032	99	2	2013	2013	NUM
fsr-4032	99	3	)	)	PUNCT
fsr-4032	99	4	,	,	PUNCT
fsr-4032	99	5	and	and	CCONJ
fsr-4032	99	6	hansson	hansson	PROPN
fsr-4032	99	7	and	and	CCONJ
fsr-4032	99	8	lagerkvist	lagerkvist	VERB
fsr-4032	99	9	(	(	PUNCT
fsr-4032	99	10	2011	2011	NUM
fsr-4032	99	11	)	)	PUNCT
fsr-4032	99	12	.	.	PUNCT
fsr-4032	100	1	kwak	kwak	PROPN
fsr-4032	100	2	&	&	CCONJ
fsr-4032	100	3	grable	grable	PROPN
fsr-4032	100	4	169	169	NUM
fsr-4032	100	5	following	follow	VERB
fsr-4032	100	6	discussion	discussion	NOUN
fsr-4032	100	7	describes	describe	VERB
fsr-4032	100	8	each	each	DET
fsr-4032	100	9	survey	survey	NOUN
fsr-4032	100	10	,	,	PUNCT
fsr-4032	100	11	the	the	DET
fsr-4032	100	12	variables	variable	NOUN
fsr-4032	100	13	used	use	VERB
fsr-4032	100	14	in	in	ADP
fsr-4032	100	15	this	this	DET
fsr-4032	100	16	study	study	NOUN
fsr-4032	100	17	,	,	PUNCT
fsr-4032	100	18	and	and	CCONJ
fsr-4032	100	19	the	the	DET
fsr-4032	100	20	methods	method	NOUN
fsr-4032	100	21	utilized	utilize	VERB
fsr-4032	100	22	to	to	PART
fsr-4032	100	23	test	test	VERB
fsr-4032	100	24	the	the	DET
fsr-4032	100	25	robustness	robustness	NOUN
fsr-4032	100	26	of	of	ADP
fsr-4032	100	27	the	the	DET
fsr-4032	100	28	proposed	propose	VERB
fsr-4032	100	29	measure	measure	NOUN
fsr-4032	100	30	.	.	PUNCT
fsr-4032	101	1	survey	survey	VERB
fsr-4032	101	2	one	one	NUM
fsr-4032	101	3	data	datum	NOUN
fsr-4032	101	4	initial	initial	ADJ
fsr-4032	101	5	data	datum	NOUN
fsr-4032	101	6	for	for	ADP
fsr-4032	101	7	this	this	DET
fsr-4032	101	8	study	study	NOUN
fsr-4032	101	9	were	be	AUX
fsr-4032	101	10	obtained	obtain	VERB
fsr-4032	101	11	from	from	ADP
fsr-4032	101	12	a	a	DET
fsr-4032	101	13	survey	survey	NOUN
fsr-4032	101	14	distributed	distribute	VERB
fsr-4032	101	15	by	by	ADP
fsr-4032	101	16	precision	precision	NOUN
fsr-4032	101	17	sample	sample	NOUN
fsr-4032	101	18	,	,	PUNCT
fsr-4032	101	19	llc	llc	PROPN
fsr-4032	101	20	(	(	PUNCT
fsr-4032	101	21	https://www.precisionsample.com/	https://www.precisionsample.com/	ADJ
fsr-4032	101	22	)	)	PUNCT
fsr-4032	101	23	to	to	ADP
fsr-4032	101	24	a	a	DET
fsr-4032	101	25	panel	panel	NOUN
fsr-4032	101	26	of	of	ADP
fsr-4032	101	27	adults	adult	NOUN
fsr-4032	101	28	aged	age	VERB
fsr-4032	101	29	18	18	NUM
fsr-4032	101	30	years	year	NOUN
fsr-4032	101	31	or	or	CCONJ
fsr-4032	101	32	older	old	ADJ
fsr-4032	101	33	living	living	NOUN
fsr-4032	101	34	in	in	ADP
fsr-4032	101	35	the	the	DET
fsr-4032	101	36	united	united	PROPN
fsr-4032	101	37	states	states	PROPN
fsr-4032	101	38	as	as	ADP
fsr-4032	101	39	of	of	ADP
fsr-4032	101	40	december	december	PROPN
fsr-4032	101	41	2022	2022	NUM
fsr-4032	101	42	.	.	PUNCT
fsr-4032	102	1	the	the	DET
fsr-4032	102	2	survey	survey	NOUN
fsr-4032	102	3	was	be	AUX
fsr-4032	102	4	distributed	distribute	VERB
fsr-4032	102	5	to	to	ADP
fsr-4032	102	6	600	600	NUM
fsr-4032	102	7	individuals	individual	NOUN
fsr-4032	102	8	who	who	PRON
fsr-4032	102	9	received	receive	VERB
fsr-4032	102	10	a	a	DET
fsr-4032	102	11	modest	modest	ADJ
fsr-4032	102	12	incentive	incentive	NOUN
fsr-4032	102	13	upon	upon	SCONJ
fsr-4032	102	14	survey	survey	NOUN
fsr-4032	102	15	completion	completion	NOUN
fsr-4032	102	16	.	.	PUNCT
fsr-4032	103	1	useable	useable	ADJ
fsr-4032	103	2	data	datum	NOUN
fsr-4032	103	3	from	from	ADP
fsr-4032	103	4	596	596	NUM
fsr-4032	103	5	respondents	respondent	NOUN
fsr-4032	103	6	was	be	AUX
fsr-4032	103	7	available	available	ADJ
fsr-4032	103	8	and	and	CCONJ
fsr-4032	103	9	used	use	VERB
fsr-4032	103	10	in	in	ADP
fsr-4032	103	11	the	the	DET
fsr-4032	103	12	analyses	analysis	NOUN
fsr-4032	103	13	.	.	PUNCT
fsr-4032	104	1	table	table	NOUN
fsr-4032	104	2	1	1	NUM
fsr-4032	104	3	provides	provide	VERB
fsr-4032	104	4	a	a	DET
fsr-4032	104	5	descriptive	descriptive	ADJ
fsr-4032	104	6	overview	overview	NOUN
fsr-4032	104	7	of	of	ADP
fsr-4032	104	8	the	the	DET
fsr-4032	104	9	sample	sample	NOUN
fsr-4032	104	10	.	.	PUNCT
fsr-4032	105	1	survey	survey	VERB
fsr-4032	105	2	two	two	NUM
fsr-4032	105	3	data	datum	NOUN
fsr-4032	105	4	follow	follow	VERB
fsr-4032	105	5	-	-	PUNCT
fsr-4032	105	6	up	up	ADP
fsr-4032	105	7	data	datum	NOUN
fsr-4032	105	8	were	be	AUX
fsr-4032	105	9	gathered	gather	VERB
fsr-4032	105	10	from	from	ADP
fsr-4032	105	11	another	another	DET
fsr-4032	105	12	survey	survey	NOUN
fsr-4032	105	13	distributed	distribute	VERB
fsr-4032	105	14	by	by	ADP
fsr-4032	105	15	precision	precision	NOUN
fsr-4032	105	16	sample	sample	NOUN
fsr-4032	105	17	,	,	PUNCT
fsr-4032	105	18	llc	llc	PROPN
fsr-4032	105	19	to	to	ADP
fsr-4032	105	20	a	a	DET
fsr-4032	105	21	different	different	ADJ
fsr-4032	105	22	panel	panel	NOUN
fsr-4032	105	23	of	of	ADP
fsr-4032	105	24	adults	adult	NOUN
fsr-4032	105	25	aged	age	VERB
fsr-4032	105	26	18	18	NUM
fsr-4032	105	27	years	year	NOUN
fsr-4032	105	28	or	or	CCONJ
fsr-4032	105	29	older	old	ADJ
fsr-4032	105	30	who	who	PRON
fsr-4032	105	31	were	be	AUX
fsr-4032	105	32	living	live	VERB
fsr-4032	105	33	in	in	ADP
fsr-4032	105	34	the	the	DET
fsr-4032	105	35	united	united	PROPN
fsr-4032	105	36	states	states	PROPN
fsr-4032	105	37	in	in	ADP
fsr-4032	105	38	november	november	PROPN
fsr-4032	105	39	2024	2024	NUM
fsr-4032	105	40	.	.	PUNCT
fsr-4032	106	1	the	the	DET
fsr-4032	106	2	survey	survey	NOUN
fsr-4032	106	3	was	be	AUX
fsr-4032	106	4	sent	send	VERB
fsr-4032	106	5	to	to	ADP
fsr-4032	106	6	500	500	NUM
fsr-4032	106	7	individuals	individual	NOUN
fsr-4032	106	8	,	,	PUNCT
fsr-4032	106	9	who	who	PRON
fsr-4032	106	10	,	,	PUNCT
fsr-4032	106	11	like	like	ADP
fsr-4032	106	12	those	those	PRON
fsr-4032	106	13	in	in	ADP
fsr-4032	106	14	the	the	DET
fsr-4032	106	15	first	first	ADJ
fsr-4032	106	16	sample	sample	NOUN
fsr-4032	106	17	,	,	PUNCT
fsr-4032	106	18	received	receive	VERB
fsr-4032	106	19	an	an	DET
fsr-4032	106	20	incentive	incentive	NOUN
fsr-4032	106	21	after	after	ADP
fsr-4032	106	22	completing	complete	VERB
fsr-4032	106	23	the	the	DET
fsr-4032	106	24	survey	survey	NOUN
fsr-4032	106	25	.	.	PUNCT
fsr-4032	107	1	useable	useable	ADJ
fsr-4032	107	2	data	datum	NOUN
fsr-4032	107	3	from	from	ADP
fsr-4032	107	4	458	458	NUM
fsr-4032	107	5	respondents	respondent	NOUN
fsr-4032	107	6	was	be	AUX
fsr-4032	107	7	obtained	obtain	VERB
fsr-4032	107	8	.	.	PUNCT
fsr-4032	108	1	descriptive	descriptive	ADJ
fsr-4032	108	2	data	datum	NOUN
fsr-4032	108	3	for	for	ADP
fsr-4032	108	4	the	the	DET
fsr-4032	108	5	sample	sample	NOUN
fsr-4032	108	6	is	be	AUX
fsr-4032	108	7	provided	provide	VERB
fsr-4032	108	8	in	in	ADP
fsr-4032	108	9	table	table	NOUN
fsr-4032	108	10	1	1	NUM
fsr-4032	108	11	.	.	PUNCT
fsr-4032	108	12	investment	investment	NOUN
fsr-4032	108	13	risk	risk	NOUN
fsr-4032	108	14	-	-	PUNCT
fsr-4032	108	15	preference	preference	NOUN
fsr-4032	108	16	test	test	NOUN
fsr-4032	108	17	the	the	DET
fsr-4032	108	18	following	follow	VERB
fsr-4032	108	19	six	six	NUM
fsr-4032	108	20	questions	question	NOUN
fsr-4032	108	21	were	be	AUX
fsr-4032	108	22	presented	present	VERB
fsr-4032	108	23	in	in	ADP
fsr-4032	108	24	a	a	DET
fsr-4032	108	25	skip	skip	ADJ
fsr-4032	108	26	pattern	pattern	NOUN
fsr-4032	108	27	to	to	PART
fsr-4032	108	28	estimate	estimate	VERB
fsr-4032	108	29	investment	investment	NOUN
fsr-4032	108	30	riskpreference	riskpreference	NOUN
fsr-4032	108	31	scores	score	NOUN
fsr-4032	108	32	.	.	PUNCT
fsr-4032	109	1	the	the	DET
fsr-4032	109	2	test	test	NOUN
fsr-4032	109	3	was	be	AUX
fsr-4032	109	4	conceptualized	conceptualize	VERB
fsr-4032	109	5	similarly	similarly	ADV
fsr-4032	109	6	to	to	ADP
fsr-4032	109	7	a	a	DET
fsr-4032	109	8	revealed	reveal	VERB
fsr-4032	109	9	-	-	PUNCT
fsr-4032	109	10	preference	preference	NOUN
fsr-4032	109	11	assessment	assessment	NOUN
fsr-4032	109	12	in	in	ADP
fsr-4032	109	13	that	that	DET
fsr-4032	109	14	respondents	respondent	NOUN
fsr-4032	109	15	were	be	AUX
fsr-4032	109	16	asked	ask	VERB
fsr-4032	109	17	to	to	PART
fsr-4032	109	18	choose	choose	VERB
fsr-4032	109	19	between	between	ADP
fsr-4032	109	20	two	two	NUM
fsr-4032	109	21	distinct	distinct	ADJ
fsr-4032	109	22	choice	choice	NOUN
fsr-4032	109	23	alternatives	alternative	NOUN
fsr-4032	109	24	;	;	PUNCT
fsr-4032	109	25	however	however	ADV
fsr-4032	109	26	,	,	PUNCT
fsr-4032	109	27	rather	rather	ADV
fsr-4032	109	28	than	than	SCONJ
fsr-4032	109	29	use	use	VERB
fsr-4032	109	30	probability	probability	NOUN
fsr-4032	109	31	estimates	estimate	NOUN
fsr-4032	109	32	of	of	ADP
fsr-4032	109	33	return	return	NOUN
fsr-4032	109	34	variation	variation	NOUN
fsr-4032	109	35	and/or	and/or	CCONJ
fsr-4032	109	36	losses	loss	NOUN
fsr-4032	109	37	/	/	SYM
fsr-4032	109	38	gains	gain	NOUN
fsr-4032	109	39	,	,	PUNCT
fsr-4032	109	40	the	the	DET
fsr-4032	109	41	choice	choice	NOUN
fsr-4032	109	42	scenarios	scenario	NOUN
fsr-4032	109	43	were	be	AUX
fsr-4032	109	44	written	write	VERB
fsr-4032	109	45	to	to	PART
fsr-4032	109	46	align	align	VERB
fsr-4032	109	47	with	with	ADP
fsr-4032	109	48	the	the	DET
fsr-4032	109	49	way	way	NOUN
fsr-4032	109	50	a	a	DET
fsr-4032	109	51	stated	state	VERB
fsr-4032	109	52	-	-	PUNCT
fsr-4032	109	53	preference	preference	NOUN
fsr-4032	109	54	item	item	NOUN
fsr-4032	109	55	might	might	AUX
fsr-4032	109	56	be	be	AUX
fsr-4032	109	57	presented	present	VERB
fsr-4032	109	58	.	.	PUNCT
fsr-4032	110	1	in	in	ADP
fsr-4032	110	2	this	this	DET
fsr-4032	110	3	way	way	NOUN
fsr-4032	110	4	,	,	PUNCT
fsr-4032	110	5	the	the	DET
fsr-4032	110	6	test	test	NOUN
fsr-4032	110	7	blended	blend	VERB
fsr-4032	110	8	aspects	aspect	NOUN
fsr-4032	110	9	from	from	ADP
fsr-4032	110	10	revealed	reveal	VERB
fsr-4032	110	11	-	-	PUNCT
fsr-4032	110	12	preference	preference	NOUN
fsr-4032	110	13	and	and	CCONJ
fsr-4032	110	14	stated	state	VERB
fsr-4032	110	15	-	-	PUNCT
fsr-4032	110	16	preference	preference	NOUN
fsr-4032	110	17	traditions	tradition	NOUN
fsr-4032	110	18	.	.	PUNCT
fsr-4032	111	1	the	the	DET
fsr-4032	111	2	series	series	NOUN
fsr-4032	111	3	of	of	ADP
fsr-4032	111	4	questions	question	NOUN
fsr-4032	111	5	was	be	AUX
fsr-4032	111	6	prefaced	preface	VERB
fsr-4032	111	7	with	with	ADP
fsr-4032	111	8	the	the	DET
fsr-4032	111	9	following	follow	VERB
fsr-4032	111	10	statement	statement	NOUN
fsr-4032	111	11	:	:	PUNCT
fsr-4032	111	12	"	"	PUNCT
fsr-4032	111	13	financial	financial	ADJ
fsr-4032	111	14	decision	decision	NOUN
fsr-4032	111	15	-	-	PUNCT
fsr-4032	111	16	makers	maker	NOUN
fsr-4032	111	17	face	face	VERB
fsr-4032	111	18	difficult	difficult	ADJ
fsr-4032	111	19	choices	choice	NOUN
fsr-4032	111	20	when	when	SCONJ
fsr-4032	111	21	selecting	select	VERB
fsr-4032	111	22	investments	investment	NOUN
fsr-4032	111	23	.	.	PUNCT
fsr-4032	112	1	given	give	VERB
fsr-4032	112	2	the	the	DET
fsr-4032	112	3	following	follow	VERB
fsr-4032	112	4	two	two	NUM
fsr-4032	112	5	options	option	NOUN
fsr-4032	112	6	,	,	PUNCT
fsr-4032	112	7	which	which	PRON
fsr-4032	112	8	would	would	AUX
fsr-4032	112	9	you	you	PRON
fsr-4032	112	10	prefer	prefer	VERB
fsr-4032	112	11	to	to	PART
fsr-4032	112	12	own	own	VERB
fsr-4032	112	13	?	?	PUNCT
fsr-4032	112	14	”	"	PUNCT
fsr-4032	112	15	scores	score	NOUN
fsr-4032	112	16	next	next	ADV
fsr-4032	112	17	to	to	ADP
fsr-4032	112	18	each	each	DET
fsr-4032	112	19	choice	choice	NOUN
fsr-4032	112	20	scenario	scenario	NOUN
fsr-4032	112	21	indicate	indicate	VERB
fsr-4032	112	22	how	how	SCONJ
fsr-4032	112	23	answers	answer	NOUN
fsr-4032	112	24	were	be	AUX
fsr-4032	112	25	coded	code	VERB
fsr-4032	112	26	.	.	PUNCT
fsr-4032	113	1	whenever	whenever	SCONJ
fsr-4032	113	2	a	a	DET
fsr-4032	113	3	respondent	respondent	NOUN
fsr-4032	113	4	received	receive	VERB
fsr-4032	113	5	a	a	DET
fsr-4032	113	6	score	score	NOUN
fsr-4032	113	7	of	of	ADP
fsr-4032	113	8	0	0	NUM
fsr-4032	113	9	,	,	PUNCT
fsr-4032	113	10	they	they	PRON
fsr-4032	113	11	were	be	AUX
fsr-4032	113	12	skipped	skip	VERB
fsr-4032	113	13	to	to	ADP
fsr-4032	113	14	the	the	DET
fsr-4032	113	15	next	next	ADJ
fsr-4032	113	16	choice	choice	NOUN
fsr-4032	113	17	scenario	scenario	NOUN
fsr-4032	113	18	;	;	PUNCT
fsr-4032	113	19	otherwise	otherwise	ADV
fsr-4032	113	20	,	,	PUNCT
fsr-4032	113	21	they	they	PRON
fsr-4032	113	22	exited	exit	VERB
fsr-4032	113	23	the	the	DET
fsr-4032	113	24	skip	skip	ADJ
fsr-4032	113	25	pattern	pattern	NOUN
fsr-4032	113	26	with	with	ADP
fsr-4032	113	27	the	the	DET
fsr-4032	113	28	assigned	assign	VERB
fsr-4032	113	29	score	score	NOUN
fsr-4032	113	30	.	.	PUNCT
fsr-4032	114	1	the	the	DET
fsr-4032	114	2	only	only	ADJ
fsr-4032	114	3	exception	exception	NOUN
fsr-4032	114	4	was	be	AUX
fsr-4032	114	5	for	for	ADP
fsr-4032	114	6	those	those	PRON
fsr-4032	114	7	faced	face	VERB
fsr-4032	114	8	with	with	ADP
fsr-4032	114	9	the	the	DET
fsr-4032	114	10	final	final	ADJ
fsr-4032	114	11	choice	choice	NOUN
fsr-4032	114	12	alternatives	alternative	NOUN
fsr-4032	114	13	,	,	PUNCT
fsr-4032	114	14	in	in	ADP
fsr-4032	114	15	which	which	DET
fsr-4032	114	16	case	case	NOUN
fsr-4032	114	17	a	a	DET
fsr-4032	114	18	respondent	respondent	NOUN
fsr-4032	114	19	received	receive	VERB
fsr-4032	114	20	a	a	DET
fsr-4032	114	21	score	score	NOUN
fsr-4032	114	22	of	of	ADP
fsr-4032	114	23	six	six	NUM
fsr-4032	114	24	or	or	CCONJ
fsr-4032	114	25	seven	seven	NUM
fsr-4032	114	26	,	,	PUNCT
fsr-4032	114	27	depending	depend	VERB
fsr-4032	114	28	on	on	ADP
fsr-4032	114	29	their	their	PRON
fsr-4032	114	30	choice	choice	NOUN
fsr-4032	114	31	.	.	PUNCT
fsr-4032	115	1	as	as	ADP
fsr-4032	115	2	such	such	ADJ
fsr-4032	115	3	,	,	PUNCT
fsr-4032	115	4	the	the	DET
fsr-4032	115	5	questioning	questioning	NOUN
fsr-4032	115	6	process	process	NOUN
fsr-4032	115	7	resulted	result	VERB
fsr-4032	115	8	in	in	ADP
fsr-4032	115	9	scores	score	NOUN
fsr-4032	115	10	ranging	range	VERB
fsr-4032	115	11	from	from	ADP
fsr-4032	115	12	1	1	NUM
fsr-4032	115	13	to	to	ADP
fsr-4032	115	14	7	7	NUM
fsr-4032	115	15	.	.	PUNCT
fsr-4032	116	1	the	the	DET
fsr-4032	116	2	mean	mean	ADJ
fsr-4032	116	3	and	and	CCONJ
fsr-4032	116	4	standard	standard	ADJ
fsr-4032	116	5	deviation	deviation	NOUN
fsr-4032	116	6	of	of	ADP
fsr-4032	116	7	scores	score	NOUN
fsr-4032	116	8	was	be	AUX
fsr-4032	116	9	1.53	1.53	NUM
fsr-4032	116	10	and	and	CCONJ
fsr-4032	116	11	1.10	1.10	NUM
fsr-4032	116	12	,	,	PUNCT
fsr-4032	116	13	respectively	respectively	ADV
fsr-4032	116	14	,	,	PUNCT
fsr-4032	116	15	in	in	ADP
fsr-4032	116	16	the	the	DET
fsr-4032	116	17	first	first	ADJ
fsr-4032	116	18	survey	survey	NOUN
fsr-4032	116	19	and	and	CCONJ
fsr-4032	116	20	1.81	1.81	NUM
fsr-4032	116	21	and	and	CCONJ
fsr-4032	116	22	1.00	1.00	NUM
fsr-4032	116	23	,	,	PUNCT
fsr-4032	116	24	respectively	respectively	ADV
fsr-4032	116	25	,	,	PUNCT
fsr-4032	116	26	in	in	ADP
fsr-4032	116	27	the	the	DET
fsr-4032	116	28	second	second	ADJ
fsr-4032	116	29	survey	survey	NOUN
fsr-4032	116	30	.	.	PUNCT
fsr-4032	117	1	scenario	scenario	NOUN
fsr-4032	117	2	1	1	NUM
fsr-4032	117	3	:	:	PUNCT
fsr-4032	117	4	of	of	ADP
fsr-4032	117	5	the	the	DET
fsr-4032	117	6	two	two	NUM
fsr-4032	117	7	investment	investment	NOUN
fsr-4032	117	8	choices	choice	NOUN
fsr-4032	117	9	shown	show	VERB
fsr-4032	117	10	below	below	ADP
fsr-4032	117	11	,	,	PUNCT
fsr-4032	117	12	which	which	PRON
fsr-4032	117	13	do	do	AUX
fsr-4032	117	14	you	you	PRON
fsr-4032	117	15	prefer	prefer	VERB
fsr-4032	117	16	?	?	PUNCT
fsr-4032	118	1	(	(	PUNCT
fsr-4032	118	2	a	a	X
fsr-4032	118	3	)	)	PUNCT
fsr-4032	118	4	a	a	DET
fsr-4032	118	5	100	100	NUM
fsr-4032	118	6	%	%	NOUN
fsr-4032	118	7	guaranteed	guarantee	VERB
fsr-4032	118	8	short	short	ADJ
fsr-4032	118	9	-	-	PUNCT
fsr-4032	118	10	term	term	NOUN
fsr-4032	118	11	bank	bank	NOUN
fsr-4032	118	12	product	product	NOUN
fsr-4032	118	13	with	with	ADP
fsr-4032	118	14	a	a	DET
fsr-4032	118	15	low	low	ADJ
fsr-4032	118	16	return	return	NOUN
fsr-4032	118	17	and	and	CCONJ
fsr-4032	118	18	minimal	minimal	ADJ
fsr-4032	118	19	risk	risk	NOUN
fsr-4032	118	20	,	,	PUNCT
fsr-4032	118	21	offering	offer	VERB
fsr-4032	118	22	stable	stable	ADJ
fsr-4032	118	23	value	value	NOUN
fsr-4032	118	24	and	and	CCONJ
fsr-4032	118	25	little	little	ADJ
fsr-4032	118	26	to	to	ADP
fsr-4032	118	27	now	now	ADV
fsr-4032	118	28	volatility	volatility	NOUN
fsr-4032	118	29	.	.	PUNCT
fsr-4032	119	1	(	(	PUNCT
fsr-4032	119	2	1	1	X
fsr-4032	119	3	)	)	PUNCT
fsr-4032	119	4	(	(	PUNCT
fsr-4032	119	5	b	b	X
fsr-4032	119	6	)	)	PUNCT
fsr-4032	119	7	a	a	DET
fsr-4032	119	8	100	100	NUM
fsr-4032	119	9	%	%	NOUN
fsr-4032	119	10	guaranteed	guarantee	VERB
fsr-4032	119	11	short	short	ADJ
fsr-4032	119	12	-	-	PUNCT
fsr-4032	119	13	term	term	NOUN
fsr-4032	119	14	government	government	NOUN
fsr-4032	119	15	bond	bond	NOUN
fsr-4032	119	16	with	with	ADP
fsr-4032	119	17	a	a	DET
fsr-4032	119	18	low	low	ADJ
fsr-4032	119	19	return	return	NOUN
fsr-4032	119	20	and	and	CCONJ
fsr-4032	119	21	minimal	minimal	ADJ
fsr-4032	119	22	risk	risk	NOUN
fsr-4032	119	23	,	,	PUNCT
fsr-4032	119	24	where	where	SCONJ
fsr-4032	119	25	the	the	DET
fsr-4032	119	26	value	value	NOUN
fsr-4032	119	27	may	may	AUX
fsr-4032	119	28	fluctuate	fluctuate	VERB
fsr-4032	119	29	slightly	slightly	ADV
fsr-4032	119	30	(	(	PUNCT
fsr-4032	119	31	i.e.	i.e.	X
fsr-4032	119	32	,	,	PUNCT
fsr-4032	119	33	go	go	VERB
fsr-4032	119	34	up	up	ADV
fsr-4032	119	35	or	or	CCONJ
fsr-4032	119	36	down	down	ADV
fsr-4032	119	37	)	)	PUNCT
fsr-4032	119	38	.	.	PUNCT
fsr-4032	120	1	(	(	PUNCT
fsr-4032	120	2	0	0	X
fsr-4032	120	3	)	)	PUNCT
fsr-4032	120	4	scenario	scenario	NOUN
fsr-4032	120	5	2	2	NUM
fsr-4032	120	6	:	:	PUNCT
fsr-4032	120	7	of	of	ADP
fsr-4032	120	8	the	the	DET
fsr-4032	120	9	two	two	NUM
fsr-4032	120	10	investment	investment	NOUN
fsr-4032	120	11	choices	choice	NOUN
fsr-4032	120	12	shown	show	VERB
fsr-4032	120	13	below	below	ADP
fsr-4032	120	14	,	,	PUNCT
fsr-4032	120	15	which	which	PRON
fsr-4032	120	16	do	do	AUX
fsr-4032	120	17	you	you	PRON
fsr-4032	120	18	prefer	prefer	VERB
fsr-4032	120	19	?	?	PUNCT
fsr-4032	121	1	(	(	PUNCT
fsr-4032	121	2	a	a	X
fsr-4032	121	3	)	)	PUNCT
fsr-4032	121	4	a	a	DET
fsr-4032	121	5	100	100	NUM
fsr-4032	121	6	%	%	NOUN
fsr-4032	121	7	guaranteed	guarantee	VERB
fsr-4032	121	8	short	short	ADJ
fsr-4032	121	9	-	-	PUNCT
fsr-4032	121	10	term	term	NOUN
fsr-4032	121	11	government	government	NOUN
fsr-4032	121	12	bond	bond	NOUN
fsr-4032	121	13	with	with	ADP
fsr-4032	121	14	a	a	DET
fsr-4032	121	15	low	low	ADJ
fsr-4032	121	16	return	return	NOUN
fsr-4032	121	17	and	and	CCONJ
fsr-4032	121	18	almost	almost	ADV
fsr-4032	121	19	no	no	PRON
fsr-4032	121	20	volatility	volatility	NOUN
fsr-4032	121	21	,	,	PUNCT
fsr-4032	121	22	where	where	SCONJ
fsr-4032	121	23	the	the	DET
fsr-4032	121	24	value	value	NOUN
fsr-4032	121	25	may	may	AUX
fsr-4032	121	26	fluctuate	fluctuate	VERB
fsr-4032	121	27	slightly	slightly	ADV
fsr-4032	121	28	(	(	PUNCT
fsr-4032	121	29	i.e.	i.e.	X
fsr-4032	121	30	,	,	PUNCT
fsr-4032	121	31	go	go	VERB
fsr-4032	121	32	up	up	ADV
fsr-4032	121	33	or	or	CCONJ
fsr-4032	121	34	down	down	ADV
fsr-4032	121	35	)	)	PUNCT
fsr-4032	121	36	.	.	PUNCT
fsr-4032	122	1	(	(	PUNCT
fsr-4032	122	2	2	2	X
fsr-4032	122	3	)	)	PUNCT
fsr-4032	122	4	(	(	PUNCT
fsr-4032	122	5	b	b	X
fsr-4032	122	6	)	)	PUNCT
fsr-4032	122	7	a	a	DET
fsr-4032	122	8	100	100	NUM
fsr-4032	122	9	%	%	NOUN
fsr-4032	122	10	guaranteed	guarantee	VERB
fsr-4032	122	11	long	long	ADJ
fsr-4032	122	12	-	-	PUNCT
fsr-4032	122	13	term	term	NOUN
fsr-4032	122	14	bank	bank	NOUN
fsr-4032	122	15	product	product	NOUN
fsr-4032	122	16	with	with	ADP
fsr-4032	122	17	a	a	DET
fsr-4032	122	18	higher	high	ADJ
fsr-4032	122	19	return	return	NOUN
fsr-4032	122	20	and	and	CCONJ
fsr-4032	122	21	low	low	ADJ
fsr-4032	122	22	volatility	volatility	NOUN
fsr-4032	122	23	,	,	PUNCT
fsr-4032	122	24	offering	offer	VERB
fsr-4032	122	25	stable	stable	ADJ
fsr-4032	122	26	and	and	CCONJ
fsr-4032	122	27	predictable	predictable	ADJ
fsr-4032	122	28	value	value	NOUN
fsr-4032	122	29	growth	growth	NOUN
fsr-4032	122	30	.	.	PUNCT
fsr-4032	123	1	(	(	PUNCT
fsr-4032	123	2	0	0	X
fsr-4032	123	3	)	)	PUNCT
fsr-4032	123	4	scenario	scenario	NOUN
fsr-4032	123	5	3	3	NUM
fsr-4032	123	6	:	:	PUNCT
fsr-4032	123	7	of	of	ADP
fsr-4032	123	8	the	the	DET
fsr-4032	123	9	two	two	NUM
fsr-4032	123	10	investment	investment	NOUN
fsr-4032	123	11	choices	choice	NOUN
fsr-4032	123	12	shown	show	VERB
fsr-4032	123	13	below	below	ADP
fsr-4032	123	14	,	,	PUNCT
fsr-4032	123	15	which	which	PRON
fsr-4032	123	16	do	do	AUX
fsr-4032	123	17	you	you	PRON
fsr-4032	123	18	prefer	prefer	VERB
fsr-4032	123	19	?	?	PUNCT
fsr-4032	124	1	(	(	PUNCT
fsr-4032	124	2	a	a	X
fsr-4032	124	3	)	)	PUNCT
fsr-4032	124	4	a	a	DET
fsr-4032	124	5	100	100	NUM
fsr-4032	124	6	%	%	NOUN
fsr-4032	124	7	guaranteed	guarantee	VERB
fsr-4032	124	8	long	long	ADJ
fsr-4032	124	9	-	-	PUNCT
fsr-4032	124	10	term	term	NOUN
fsr-4032	124	11	bank	bank	NOUN
fsr-4032	124	12	product	product	NOUN
fsr-4032	124	13	with	with	ADP
fsr-4032	124	14	a	a	DET
fsr-4032	124	15	higher	high	ADJ
fsr-4032	124	16	return	return	NOUN
fsr-4032	124	17	and	and	CCONJ
fsr-4032	124	18	low	low	ADJ
fsr-4032	124	19	volatility	volatility	NOUN
fsr-4032	124	20	,	,	PUNCT
fsr-4032	124	21	offering	offer	VERB
fsr-4032	124	22	stable	stable	ADJ
fsr-4032	124	23	and	and	CCONJ
fsr-4032	124	24	predictable	predictable	ADJ
fsr-4032	124	25	value	value	NOUN
fsr-4032	124	26	growth	growth	NOUN
fsr-4032	124	27	.	.	PUNCT
fsr-4032	125	1	(	(	PUNCT
fsr-4032	125	2	3	3	X
fsr-4032	125	3	)	)	PUNCT
fsr-4032	125	4	(	(	PUNCT
fsr-4032	125	5	b	b	X
fsr-4032	125	6	)	)	PUNCT
fsr-4032	125	7	a	a	DET
fsr-4032	125	8	long	long	ADJ
fsr-4032	125	9	-	-	PUNCT
fsr-4032	125	10	term	term	NOUN
fsr-4032	125	11	government	government	NOUN
fsr-4032	125	12	bond	bond	NOUN
fsr-4032	125	13	with	with	ADP
fsr-4032	125	14	a	a	DET
fsr-4032	125	15	higher	high	ADJ
fsr-4032	125	16	return	return	NOUN
fsr-4032	125	17	,	,	PUNCT
fsr-4032	125	18	subject	subject	ADJ
fsr-4032	125	19	to	to	ADP
fsr-4032	125	20	moderate	moderate	ADJ
fsr-4032	125	21	volatility	volatility	NOUN
fsr-4032	125	22	,	,	PUNCT
fsr-4032	125	23	causing	cause	VERB
fsr-4032	125	24	its	its	PRON
fsr-4032	125	25	value	value	NOUN
fsr-4032	125	26	to	to	PART
fsr-4032	125	27	fluctuate	fluctuate	VERB
fsr-4032	125	28	.	.	PUNCT
fsr-4032	126	1	(	(	PUNCT
fsr-4032	126	2	0	0	NUM
fsr-4032	126	3	)	)	PUNCT
fsr-4032	126	4	scenario	scenario	NOUN
fsr-4032	126	5	4	4	NUM
fsr-4032	126	6	:	:	PUNCT
fsr-4032	126	7	of	of	ADP
fsr-4032	126	8	the	the	DET
fsr-4032	126	9	two	two	NUM
fsr-4032	126	10	investment	investment	NOUN
fsr-4032	126	11	choices	choice	NOUN
fsr-4032	126	12	shown	show	VERB
fsr-4032	126	13	below	below	ADP
fsr-4032	126	14	,	,	PUNCT
fsr-4032	126	15	financial	financial	ADJ
fsr-4032	126	16	services	service	NOUN
fsr-4032	126	17	review	review	PROPN
fsr-4032	126	18	,	,	PUNCT
fsr-4032	126	19	33(1	33(1	NUM
fsr-4032	126	20	)	)	PUNCT
fsr-4032	126	21	170	170	NUM
fsr-4032	126	22	which	which	PRON
fsr-4032	126	23	do	do	AUX
fsr-4032	126	24	you	you	PRON
fsr-4032	126	25	prefer	prefer	VERB
fsr-4032	126	26	?	?	PUNCT
fsr-4032	127	1	(	(	PUNCT
fsr-4032	127	2	a	a	X
fsr-4032	127	3	)	)	PUNCT
fsr-4032	127	4	a	a	DET
fsr-4032	127	5	long	long	ADJ
fsr-4032	127	6	-	-	PUNCT
fsr-4032	127	7	term	term	NOUN
fsr-4032	127	8	government	government	NOUN
fsr-4032	127	9	bond	bond	NOUN
fsr-4032	127	10	with	with	ADP
fsr-4032	127	11	a	a	DET
fsr-4032	127	12	higher	high	ADJ
fsr-4032	127	13	return	return	NOUN
fsr-4032	127	14	,	,	PUNCT
fsr-4032	127	15	subject	subject	ADJ
fsr-4032	127	16	to	to	ADP
fsr-4032	127	17	moderate	moderate	ADJ
fsr-4032	127	18	volatility	volatility	NOUN
fsr-4032	127	19	,	,	PUNCT
fsr-4032	127	20	causing	cause	VERB
fsr-4032	127	21	its	its	PRON
fsr-4032	127	22	value	value	NOUN
fsr-4032	127	23	to	to	PART
fsr-4032	127	24	fluctuate	fluctuate	VERB
fsr-4032	127	25	.	.	PUNCT
fsr-4032	128	1	(	(	PUNCT
fsr-4032	128	2	4	4	NUM
fsr-4032	128	3	)	)	PUNCT
fsr-4032	128	4	(	(	PUNCT
fsr-4032	128	5	b	b	X
fsr-4032	128	6	)	)	PUNCT
fsr-4032	128	7	a	a	DET
fsr-4032	128	8	mix	mix	NOUN
fsr-4032	128	9	of	of	ADP
fsr-4032	128	10	stocks	stock	NOUN
fsr-4032	128	11	and	and	CCONJ
fsr-4032	128	12	bonds	bond	NOUN
fsr-4032	128	13	with	with	ADP
fsr-4032	128	14	high	high	ADJ
fsr-4032	128	15	volatility	volatility	NOUN
fsr-4032	128	16	,	,	PUNCT
fsr-4032	128	17	leading	lead	VERB
fsr-4032	128	18	to	to	ADP
fsr-4032	128	19	significant	significant	ADJ
fsr-4032	128	20	fluctuations	fluctuation	NOUN
fsr-4032	128	21	in	in	ADP
fsr-4032	128	22	value	value	NOUN
fsr-4032	128	23	.	.	PUNCT
fsr-4032	129	1	(	(	PUNCT
fsr-4032	129	2	0	0	NUM
fsr-4032	129	3	)	)	PUNCT
fsr-4032	129	4	scenario	scenario	NOUN
fsr-4032	129	5	5	5	NUM
fsr-4032	129	6	:	:	PUNCT
fsr-4032	129	7	of	of	ADP
fsr-4032	129	8	the	the	DET
fsr-4032	129	9	two	two	NUM
fsr-4032	129	10	investment	investment	NOUN
fsr-4032	129	11	choices	choice	NOUN
fsr-4032	129	12	shown	show	VERB
fsr-4032	129	13	below	below	ADP
fsr-4032	129	14	,	,	PUNCT
fsr-4032	129	15	which	which	PRON
fsr-4032	129	16	do	do	AUX
fsr-4032	129	17	you	you	PRON
fsr-4032	129	18	prefer	prefer	VERB
fsr-4032	129	19	?	?	PUNCT
fsr-4032	130	1	(	(	PUNCT
fsr-4032	130	2	a	a	X
fsr-4032	130	3	)	)	PUNCT
fsr-4032	130	4	a	a	DET
fsr-4032	130	5	mix	mix	NOUN
fsr-4032	130	6	of	of	ADP
fsr-4032	130	7	stocks	stock	NOUN
fsr-4032	130	8	and	and	CCONJ
fsr-4032	130	9	bonds	bond	NOUN
fsr-4032	130	10	with	with	ADP
fsr-4032	130	11	high	high	ADJ
fsr-4032	130	12	volatility	volatility	NOUN
fsr-4032	130	13	,	,	PUNCT
fsr-4032	130	14	leading	lead	VERB
fsr-4032	130	15	to	to	ADP
fsr-4032	130	16	significant	significant	ADJ
fsr-4032	130	17	fluctuations	fluctuation	NOUN
fsr-4032	130	18	in	in	ADP
fsr-4032	130	19	value	value	NOUN
fsr-4032	130	20	.	.	PUNCT
fsr-4032	131	1	(	(	PUNCT
fsr-4032	131	2	5	5	NUM
fsr-4032	131	3	)	)	PUNCT
fsr-4032	131	4	(	(	PUNCT
fsr-4032	131	5	b	b	X
fsr-4032	131	6	)	)	PUNCT
fsr-4032	131	7	a	a	DET
fsr-4032	131	8	mix	mix	NOUN
fsr-4032	131	9	of	of	ADP
fsr-4032	131	10	stocks	stock	NOUN
fsr-4032	131	11	and	and	CCONJ
fsr-4032	131	12	bonds	bond	NOUN
fsr-4032	131	13	with	with	ADP
fsr-4032	131	14	extremely	extremely	ADV
fsr-4032	131	15	high	high	ADJ
fsr-4032	131	16	volatility	volatility	NOUN
fsr-4032	131	17	,	,	PUNCT
fsr-4032	131	18	resulting	result	VERB
fsr-4032	131	19	in	in	ADP
fsr-4032	131	20	frequent	frequent	ADJ
fsr-4032	131	21	and	and	CCONJ
fsr-4032	131	22	significant	significant	ADJ
fsr-4032	131	23	fluctuations	fluctuation	NOUN
fsr-4032	131	24	in	in	ADP
fsr-4032	131	25	value	value	NOUN
fsr-4032	131	26	.	.	PUNCT
fsr-4032	132	1	(	(	PUNCT
fsr-4032	132	2	0	0	X
fsr-4032	132	3	)	)	PUNCT
fsr-4032	132	4	scenario	scenario	NOUN
fsr-4032	132	5	6	6	NUM
fsr-4032	132	6	:	:	PUNCT
fsr-4032	132	7	of	of	ADP
fsr-4032	132	8	the	the	DET
fsr-4032	132	9	two	two	NUM
fsr-4032	132	10	investment	investment	NOUN
fsr-4032	132	11	choices	choice	NOUN
fsr-4032	132	12	shown	show	VERB
fsr-4032	132	13	below	below	ADP
fsr-4032	132	14	,	,	PUNCT
fsr-4032	132	15	which	which	PRON
fsr-4032	132	16	do	do	AUX
fsr-4032	132	17	you	you	PRON
fsr-4032	132	18	prefer	prefer	VERB
fsr-4032	132	19	?	?	PUNCT
fsr-4032	133	1	(	(	PUNCT
fsr-4032	133	2	a	a	X
fsr-4032	133	3	)	)	PUNCT
fsr-4032	133	4	a	a	DET
fsr-4032	133	5	mix	mix	NOUN
fsr-4032	133	6	of	of	ADP
fsr-4032	133	7	stocks	stock	NOUN
fsr-4032	133	8	and	and	CCONJ
fsr-4032	133	9	bonds	bond	NOUN
fsr-4032	133	10	with	with	ADP
fsr-4032	133	11	extremely	extremely	ADV
fsr-4032	133	12	high	high	ADJ
fsr-4032	133	13	volatility	volatility	NOUN
fsr-4032	133	14	,	,	PUNCT
fsr-4032	133	15	resulting	result	VERB
fsr-4032	133	16	in	in	ADP
fsr-4032	133	17	frequent	frequent	ADJ
fsr-4032	133	18	and	and	CCONJ
fsr-4032	133	19	significant	significant	ADJ
fsr-4032	133	20	fluctuations	fluctuation	NOUN
fsr-4032	133	21	in	in	ADP
fsr-4032	133	22	value	value	NOUN
fsr-4032	133	23	.	.	PUNCT
fsr-4032	134	1	(	(	PUNCT
fsr-4032	134	2	6	6	NUM
fsr-4032	134	3	)	)	PUNCT
fsr-4032	134	4	(	(	PUNCT
fsr-4032	134	5	b	b	X
fsr-4032	134	6	)	)	PUNCT
fsr-4032	134	7	commodities	commodity	NOUN
fsr-4032	134	8	or	or	CCONJ
fsr-4032	134	9	cryptocurrencies	cryptocurrencie	NOUN
fsr-4032	134	10	with	with	ADP
fsr-4032	134	11	extremely	extremely	ADV
fsr-4032	134	12	high	high	ADJ
fsr-4032	134	13	volatility	volatility	NOUN
fsr-4032	134	14	,	,	PUNCT
fsr-4032	134	15	causing	cause	VERB
fsr-4032	134	16	radical	radical	ADJ
fsr-4032	134	17	and	and	CCONJ
fsr-4032	134	18	unpredictable	unpredictable	ADJ
fsr-4032	134	19	fluctuations	fluctuation	NOUN
fsr-4032	134	20	in	in	ADP
fsr-4032	134	21	value	value	NOUN
fsr-4032	134	22	.	.	PUNCT
fsr-4032	135	1	(	(	PUNCT
fsr-4032	135	2	7	7	X
fsr-4032	135	3	)	)	PUNCT
fsr-4032	135	4	self	self	NOUN
fsr-4032	135	5	-	-	PUNCT
fsr-4032	135	6	assessed	assess	VERB
fsr-4032	135	7	risk	risk	NOUN
fsr-4032	135	8	tolerance	tolerance	NOUN
fsr-4032	135	9	in	in	ADP
fsr-4032	135	10	alignment	alignment	NOUN
fsr-4032	135	11	with	with	ADP
fsr-4032	135	12	a	a	DET
fsr-4032	135	13	recommendation	recommendation	NOUN
fsr-4032	135	14	by	by	ADP
fsr-4032	135	15	grable	grable	PROPN
fsr-4032	135	16	and	and	CCONJ
fsr-4032	135	17	lytton	lytton	PROPN
fsr-4032	135	18	(	(	PUNCT
fsr-4032	135	19	2001	2001	NUM
fsr-4032	135	20	)	)	PUNCT
fsr-4032	135	21	,	,	PUNCT
fsr-4032	135	22	and	and	CCONJ
fsr-4032	135	23	similar	similar	ADJ
fsr-4032	135	24	to	to	ADP
fsr-4032	135	25	the	the	DET
fsr-4032	135	26	approach	approach	NOUN
fsr-4032	135	27	used	use	VERB
fsr-4032	135	28	by	by	ADP
fsr-4032	135	29	hanna	hanna	PROPN
fsr-4032	135	30	and	and	CCONJ
fsr-4032	135	31	lindamood	lindamood	NOUN
fsr-4032	135	32	(	(	PUNCT
fsr-4032	135	33	2004	2004	NUM
fsr-4032	135	34	)	)	PUNCT
fsr-4032	135	35	,	,	PUNCT
fsr-4032	135	36	an	an	DET
fsr-4032	135	37	adapted	adapted	ADJ
fsr-4032	135	38	version	version	NOUN
fsr-4032	135	39	of	of	ADP
fsr-4032	135	40	the	the	DET
fsr-4032	135	41	survey	survey	NOUN
fsr-4032	135	42	of	of	ADP
fsr-4032	135	43	consumer	consumer	NOUN
fsr-4032	135	44	finances	finance	NOUN
fsr-4032	135	45	(	(	PUNCT
fsr-4032	135	46	scf	scf	PROPN
fsr-4032	135	47	)	)	PUNCT
fsr-4032	135	48	investment	investment	NOUN
fsr-4032	135	49	choice	choice	NOUN
fsr-4032	135	50	question	question	NOUN
fsr-4032	135	51	,	,	PUNCT
fsr-4032	135	52	which	which	PRON
fsr-4032	135	53	was	be	AUX
fsr-4032	135	54	similar	similar	ADJ
fsr-4032	135	55	to	to	ADP
fsr-4032	135	56	a	a	DET
fsr-4032	135	57	question	question	NOUN
fsr-4032	135	58	in	in	ADP
fsr-4032	135	59	the	the	DET
fsr-4032	135	60	chinese	chinese	ADJ
fsr-4032	135	61	household	household	NOUN
fsr-4032	135	62	financial	financial	ADJ
fsr-4032	135	63	survey	survey	NOUN
fsr-4032	135	64	(	(	PUNCT
fsr-4032	135	65	see	see	VERB
fsr-4032	135	66	hanna	hanna	PROPN
fsr-4032	135	67	et	et	PROPN
fsr-4032	135	68	al	al	PROPN
fsr-4032	135	69	.	.	PROPN
fsr-4032	135	70	,	,	PUNCT
fsr-4032	135	71	2018	2018	NUM
fsr-4032	135	72	)	)	PUNCT
fsr-4032	135	73	,	,	PUNCT
fsr-4032	135	74	was	be	AUX
fsr-4032	135	75	used	use	VERB
fsr-4032	135	76	to	to	PART
fsr-4032	135	77	evaluate	evaluate	VERB
fsr-4032	135	78	a	a	DET
fsr-4032	135	79	respondent	respondent	NOUN
fsr-4032	135	80	’s	’s	PART
fsr-4032	135	81	selfassessed	selfassesse	VERB
fsr-4032	135	82	risk	risk	NOUN
fsr-4032	135	83	tolerance	tolerance	NOUN
fsr-4032	135	84	.	.	PUNCT
fsr-4032	136	1	scores	score	NOUN
fsr-4032	136	2	were	be	AUX
fsr-4032	136	3	used	use	VERB
fsr-4032	136	4	in	in	ADP
fsr-4032	136	5	a	a	DET
fsr-4032	136	6	validity	validity	NOUN
fsr-4032	136	7	test	test	NOUN
fsr-4032	136	8	of	of	ADP
fsr-4032	136	9	the	the	DET
fsr-4032	136	10	proposed	propose	VERB
fsr-4032	136	11	measure	measure	NOUN
fsr-4032	136	12	.	.	PUNCT
fsr-4032	137	1	the	the	DET
fsr-4032	137	2	original	original	ADJ
fsr-4032	137	3	question	question	NOUN
fsr-4032	137	4	included	include	VERB
fsr-4032	137	5	the	the	DET
fsr-4032	137	6	following	follow	VERB
fsr-4032	137	7	four	four	NUM
fsr-4032	137	8	response	response	NOUN
fsr-4032	137	9	categories	category	NOUN
fsr-4032	137	10	:	:	PUNCT
fsr-4032	137	11	(	(	PUNCT
fsr-4032	137	12	a	a	X
fsr-4032	137	13	)	)	PUNCT
fsr-4032	137	14	substantial	substantial	ADJ
fsr-4032	137	15	,	,	PUNCT
fsr-4032	137	16	(	(	PUNCT
fsr-4032	137	17	b	b	NOUN
fsr-4032	137	18	)	)	PUNCT
fsr-4032	137	19	above	above	ADP
fsr-4032	137	20	average	average	ADJ
fsr-4032	137	21	,	,	PUNCT
fsr-4032	137	22	(	(	PUNCT
fsr-4032	137	23	c	c	NOUN
fsr-4032	137	24	)	)	PUNCT
fsr-4032	137	25	average	average	ADJ
fsr-4032	137	26	,	,	PUNCT
fsr-4032	137	27	and	and	CCONJ
fsr-4032	137	28	(	(	PUNCT
fsr-4032	137	29	d	d	X
fsr-4032	137	30	)	)	PUNCT
fsr-4032	137	31	no	no	DET
fsr-4032	137	32	risk	risk	NOUN
fsr-4032	137	33	.	.	PUNCT
fsr-4032	138	1	the	the	DET
fsr-4032	138	2	question	question	NOUN
fsr-4032	138	3	was	be	AUX
fsr-4032	138	4	revised	revise	VERB
fsr-4032	138	5	for	for	SCONJ
fsr-4032	138	6	this	this	DET
fsr-4032	138	7	study	study	NOUN
fsr-4032	138	8	to	to	PART
fsr-4032	138	9	include	include	VERB
fsr-4032	138	10	a	a	DET
fsr-4032	138	11	belowaverage	belowaverage	NOUN
fsr-4032	138	12	category	category	NOUN
fsr-4032	138	13	.	.	PUNCT
fsr-4032	139	1	the	the	DET
fsr-4032	139	2	question	question	NOUN
fsr-4032	139	3	was	be	AUX
fsr-4032	139	4	asked	ask	VERB
fsr-4032	139	5	and	and	CCONJ
fsr-4032	139	6	coded	code	VERB
fsr-4032	139	7	as	as	SCONJ
fsr-4032	139	8	follows	follow	VERB
fsr-4032	139	9	:	:	PUNCT
fsr-4032	139	10	which	which	PRON
fsr-4032	139	11	of	of	ADP
fsr-4032	139	12	the	the	DET
fsr-4032	139	13	following	following	ADJ
fsr-4032	139	14	statements	statement	NOUN
fsr-4032	139	15	comes	come	VERB
fsr-4032	139	16	closest	close	ADJ
fsr-4032	139	17	to	to	ADP
fsr-4032	139	18	the	the	DET
fsr-4032	139	19	amount	amount	NOUN
fsr-4032	139	20	of	of	ADP
fsr-4032	139	21	financial	financial	ADJ
fsr-4032	139	22	risk	risk	NOUN
fsr-4032	139	23	that	that	SCONJ
fsr-4032	139	24	you	you	PRON
fsr-4032	139	25	are	be	AUX
fsr-4032	139	26	willing	willing	ADJ
fsr-4032	139	27	to	to	PART
fsr-4032	139	28	take	take	VERB
fsr-4032	139	29	when	when	SCONJ
fsr-4032	139	30	you	you	PRON
fsr-4032	139	31	save	save	VERB
fsr-4032	139	32	or	or	CCONJ
fsr-4032	139	33	make	make	VERB
fsr-4032	139	34	investments	investment	NOUN
fsr-4032	139	35	?	?	PUNCT
fsr-4032	140	1	(	(	PUNCT
fsr-4032	140	2	a	a	X
fsr-4032	140	3	)	)	PUNCT
fsr-4032	140	4	take	take	VERB
fsr-4032	140	5	substantial	substantial	ADJ
fsr-4032	140	6	financial	financial	ADJ
fsr-4032	140	7	risk	risk	NOUN
fsr-4032	140	8	expecting	expect	VERB
fsr-4032	140	9	to	to	PART
fsr-4032	140	10	earn	earn	VERB
fsr-4032	140	11	substantial	substantial	ADJ
fsr-4032	140	12	returns	return	NOUN
fsr-4032	140	13	(	(	PUNCT
fsr-4032	140	14	coded	code	VERB
fsr-4032	140	15	5	5	NUM
fsr-4032	140	16	—	—	PUNCT
fsr-4032	140	17	substantial	substantial	ADJ
fsr-4032	140	18	risk	risk	NOUN
fsr-4032	140	19	)	)	PUNCT
fsr-4032	140	20	(	(	PUNCT
fsr-4032	140	21	b	b	X
fsr-4032	140	22	)	)	PUNCT
fsr-4032	140	23	take	take	VERB
fsr-4032	140	24	above	above	ADJ
fsr-4032	140	25	-	-	PUNCT
fsr-4032	140	26	average	average	ADJ
fsr-4032	140	27	financial	financial	ADJ
fsr-4032	140	28	risks	risk	NOUN
fsr-4032	140	29	expecting	expect	VERB
fsr-4032	140	30	to	to	PART
fsr-4032	140	31	earn	earn	VERB
fsr-4032	140	32	above	above	ADP
fsr-4032	140	33	-	-	PUNCT
fsr-4032	140	34	average	average	NOUN
fsr-4032	140	35	returns	return	NOUN
fsr-4032	140	36	(	(	PUNCT
fsr-4032	140	37	coded	code	VERB
fsr-4032	140	38	4	4	NUM
fsr-4032	140	39	—	—	PUNCT
fsr-4032	140	40	above	above	ADJ
fsr-4032	140	41	average	average	ADJ
fsr-4032	140	42	risk	risk	NOUN
fsr-4032	140	43	)	)	PUNCT
fsr-4032	140	44	(	(	PUNCT
fsr-4032	140	45	c	c	X
fsr-4032	140	46	)	)	PUNCT
fsr-4032	140	47	take	take	VERB
fsr-4032	140	48	average	average	ADJ
fsr-4032	140	49	financial	financial	ADJ
fsr-4032	140	50	risks	risk	NOUN
fsr-4032	140	51	expecting	expect	VERB
fsr-4032	140	52	to	to	PART
fsr-4032	140	53	earn	earn	VERB
fsr-4032	140	54	average	average	ADJ
fsr-4032	140	55	returns	return	NOUN
fsr-4032	140	56	(	(	PUNCT
fsr-4032	140	57	coded	code	VERB
fsr-4032	140	58	3	3	NUM
fsr-4032	140	59	—	—	PUNCT
fsr-4032	140	60	average	average	ADJ
fsr-4032	140	61	risk	risk	NOUN
fsr-4032	140	62	)	)	PUNCT
fsr-4032	140	63	(	(	PUNCT
fsr-4032	140	64	d	d	X
fsr-4032	140	65	)	)	PUNCT
fsr-4032	140	66	take	take	VERB
fsr-4032	140	67	below	below	ADJ
fsr-4032	140	68	-	-	PUNCT
fsr-4032	140	69	average	average	ADJ
fsr-4032	140	70	financial	financial	ADJ
fsr-4032	140	71	risks	risk	NOUN
fsr-4032	140	72	expecting	expect	VERB
fsr-4032	140	73	to	to	PART
fsr-4032	140	74	earn	earn	VERB
fsr-4032	140	75	below	below	ADP
fsr-4032	140	76	-	-	PUNCT
fsr-4032	140	77	average	average	NOUN
fsr-4032	140	78	returns	return	NOUN
fsr-4032	140	79	(	(	PUNCT
fsr-4032	140	80	coded	code	VERB
fsr-4032	140	81	2	2	NUM
fsr-4032	140	82	—	—	PUNCT
fsr-4032	140	83	below	below	ADP
fsr-4032	140	84	average	average	ADJ
fsr-4032	140	85	risk	risk	NOUN
fsr-4032	140	86	)	)	PUNCT
fsr-4032	140	87	(	(	PUNCT
fsr-4032	140	88	e	e	NOUN
fsr-4032	140	89	)	)	PUNCT
fsr-4032	140	90	not	not	PART
fsr-4032	140	91	willing	willing	ADJ
fsr-4032	140	92	to	to	PART
fsr-4032	140	93	take	take	VERB
fsr-4032	140	94	any	any	DET
fsr-4032	140	95	financial	financial	ADJ
fsr-4032	140	96	risks	risk	NOUN
fsr-4032	140	97	(	(	PUNCT
fsr-4032	140	98	coded	code	VERB
fsr-4032	140	99	1	1	NUM
fsr-4032	140	100	—	—	PUNCT
fsr-4032	140	101	no	no	DET
fsr-4032	140	102	risk	risk	NOUN
fsr-4032	140	103	)	)	PUNCT
fsr-4032	140	104	control	control	NOUN
fsr-4032	140	105	variables	variable	VERB
fsr-4032	140	106	the	the	DET
fsr-4032	140	107	following	follow	VERB
fsr-4032	140	108	control	control	NOUN
fsr-4032	140	109	variables	variable	NOUN
fsr-4032	140	110	were	be	AUX
fsr-4032	140	111	measured	measure	VERB
fsr-4032	140	112	and	and	CCONJ
fsr-4032	140	113	used	use	VERB
fsr-4032	140	114	as	as	ADP
fsr-4032	140	115	validation	validation	NOUN
fsr-4032	140	116	factors	factor	NOUN
fsr-4032	140	117	in	in	ADP
fsr-4032	140	118	the	the	DET
fsr-4032	140	119	analyses	analysis	NOUN
fsr-4032	140	120	.	.	PUNCT
fsr-4032	141	1	gender	gender	NOUN
fsr-4032	141	2	was	be	AUX
fsr-4032	141	3	coded	code	VERB
fsr-4032	141	4	1	1	NUM
fsr-4032	141	5	=	=	NOUN
fsr-4032	141	6	female	female	ADJ
fsr-4032	141	7	and	and	CCONJ
fsr-4032	141	8	0	0	NUM
fsr-4032	142	1	=	=	SYM
fsr-4032	142	2	male	male	NOUN
fsr-4032	142	3	.	.	PUNCT
fsr-4032	143	1	although	although	SCONJ
fsr-4032	143	2	an	an	DET
fsr-4032	143	3	“	"	PUNCT
fsr-4032	143	4	other	other	ADJ
fsr-4032	143	5	”	"	PUNCT
fsr-4032	143	6	category	category	NOUN
fsr-4032	143	7	was	be	AUX
fsr-4032	143	8	provided	provide	VERB
fsr-4032	143	9	(	(	PUNCT
fsr-4032	143	10	e.g.	e.g.	ADV
fsr-4032	143	11	,	,	PUNCT
fsr-4032	143	12	non	non	ADJ
fsr-4032	143	13	-	-	ADJ
fsr-4032	143	14	binary	binary	ADJ
fsr-4032	143	15	)	)	PUNCT
fsr-4032	143	16	,	,	PUNCT
fsr-4032	143	17	no	no	DET
fsr-4032	143	18	respondents	respondent	NOUN
fsr-4032	143	19	(	(	PUNCT
fsr-4032	143	20	in	in	ADP
fsr-4032	143	21	either	either	DET
fsr-4032	143	22	survey	survey	NOUN
fsr-4032	143	23	)	)	PUNCT
fsr-4032	143	24	selected	select	VERB
fsr-4032	143	25	this	this	DET
fsr-4032	143	26	category	category	NOUN
fsr-4032	143	27	.	.	PUNCT
fsr-4032	144	1	education	education	NOUN
fsr-4032	144	2	was	be	AUX
fsr-4032	144	3	assessed	assess	VERB
fsr-4032	144	4	with	with	ADP
fsr-4032	144	5	six	six	NUM
fsr-4032	144	6	ordinal	ordinal	ADJ
fsr-4032	144	7	categories	category	NOUN
fsr-4032	144	8	ranging	range	VERB
fsr-4032	144	9	from	from	ADP
fsr-4032	144	10	some	some	DET
fsr-4032	144	11	high	high	ADJ
fsr-4032	144	12	school	school	NOUN
fsr-4032	144	13	or	or	CCONJ
fsr-4032	144	14	less	less	ADJ
fsr-4032	144	15	to	to	PART
fsr-4032	144	16	graduate	graduate	VERB
fsr-4032	144	17	or	or	CCONJ
fsr-4032	144	18	professional	professional	ADJ
fsr-4032	144	19	degree	degree	NOUN
fsr-4032	144	20	.	.	PUNCT
fsr-4032	145	1	income	income	NOUN
fsr-4032	145	2	was	be	AUX
fsr-4032	145	3	measured	measure	VERB
fsr-4032	145	4	on	on	ADP
fsr-4032	145	5	an	an	DET
fsr-4032	145	6	ordinal	ordinal	ADJ
fsr-4032	145	7	scale	scale	NOUN
fsr-4032	145	8	ranging	range	VERB
fsr-4032	145	9	from	from	ADP
fsr-4032	145	10	less	less	ADJ
fsr-4032	145	11	than	than	ADP
fsr-4032	145	12	$	$	SYM
fsr-4032	145	13	10,000	10,000	NUM
fsr-4032	145	14	to	to	PART
fsr-4032	145	15	$	$	SYM
fsr-4032	145	16	150,000	150,000	NUM
fsr-4032	145	17	or	or	CCONJ
fsr-4032	145	18	more	more	ADJ
fsr-4032	145	19	.	.	PUNCT
fsr-4032	146	1	financial	financial	ADJ
fsr-4032	146	2	satisfaction	satisfaction	NOUN
fsr-4032	146	3	was	be	AUX
fsr-4032	146	4	measured	measure	VERB
fsr-4032	146	5	by	by	ADP
fsr-4032	146	6	asking	ask	VERB
fsr-4032	146	7	respondents	respondent	NOUN
fsr-4032	146	8	to	to	PART
fsr-4032	146	9	indicate	indicate	VERB
fsr-4032	146	10	how	how	SCONJ
fsr-4032	146	11	satisfied	satisfied	ADJ
fsr-4032	146	12	they	they	PRON
fsr-4032	146	13	were	be	AUX
fsr-4032	146	14	with	with	ADP
fsr-4032	146	15	their	their	PRON
fsr-4032	146	16	present	present	ADJ
fsr-4032	146	17	financial	financial	ADJ
fsr-4032	146	18	situation	situation	NOUN
fsr-4032	146	19	.	.	PUNCT
fsr-4032	147	1	the	the	DET
fsr-4032	147	2	following	follow	VERB
fsr-4032	147	3	response	response	NOUN
fsr-4032	147	4	options	option	NOUN
fsr-4032	147	5	were	be	AUX
fsr-4032	147	6	provided	provide	VERB
fsr-4032	147	7	:	:	PUNCT
fsr-4032	147	8	(	(	PUNCT
fsr-4032	147	9	a	a	X
fsr-4032	147	10	)	)	PUNCT
fsr-4032	147	11	extremely	extremely	ADV
fsr-4032	147	12	negative	negative	ADJ
fsr-4032	147	13	,	,	PUNCT
fsr-4032	147	14	(	(	PUNCT
fsr-4032	147	15	b	b	NOUN
fsr-4032	147	16	)	)	PUNCT
fsr-4032	147	17	somewhat	somewhat	ADV
fsr-4032	147	18	negative	negative	ADJ
fsr-4032	147	19	,	,	PUNCT
fsr-4032	147	20	(	(	PUNCT
fsr-4032	147	21	c	c	X
fsr-4032	147	22	)	)	PUNCT
fsr-4032	147	23	neither	neither	CCONJ
fsr-4032	147	24	positive	positive	ADJ
fsr-4032	147	25	nor	nor	CCONJ
fsr-4032	147	26	negative	negative	ADJ
fsr-4032	147	27	,	,	PUNCT
fsr-4032	147	28	(	(	PUNCT
fsr-4032	147	29	d	d	X
fsr-4032	147	30	)	)	PUNCT
fsr-4032	147	31	somewhat	somewhat	ADV
fsr-4032	147	32	positive	positive	ADJ
fsr-4032	147	33	,	,	PUNCT
fsr-4032	147	34	and	and	CCONJ
fsr-4032	147	35	(	(	PUNCT
fsr-4032	147	36	e	e	NOUN
fsr-4032	147	37	)	)	PUNCT
fsr-4032	147	38	extremely	extremely	ADV
fsr-4032	147	39	positive	positive	ADJ
fsr-4032	147	40	.	.	PUNCT
fsr-4032	148	1	descriptive	descriptive	ADJ
fsr-4032	148	2	data	datum	NOUN
fsr-4032	148	3	for	for	ADP
fsr-4032	148	4	the	the	DET
fsr-4032	148	5	control	control	NOUN
fsr-4032	148	6	variables	variable	NOUN
fsr-4032	148	7	are	be	AUX
fsr-4032	148	8	shown	show	VERB
fsr-4032	148	9	in	in	ADP
fsr-4032	148	10	table	table	NOUN
fsr-4032	148	11	1	1	NUM
fsr-4032	148	12	.	.	PUNCT
fsr-4032	148	13	methodology	methodology	NOUN
fsr-4032	148	14	in	in	ADP
fsr-4032	148	15	addition	addition	NOUN
fsr-4032	148	16	to	to	ADP
fsr-4032	148	17	the	the	DET
fsr-4032	148	18	descriptive	descriptive	ADJ
fsr-4032	148	19	statistics	statistic	NOUN
fsr-4032	148	20	presented	present	VERB
fsr-4032	148	21	in	in	ADP
fsr-4032	148	22	table	table	NOUN
fsr-4032	148	23	1	1	NUM
fsr-4032	148	24	,	,	PUNCT
fsr-4032	148	25	a	a	DET
fsr-4032	148	26	correlation	correlation	NOUN
fsr-4032	148	27	analysis	analysis	NOUN
fsr-4032	148	28	was	be	AUX
fsr-4032	148	29	conducted	conduct	VERB
fsr-4032	148	30	to	to	PART
fsr-4032	148	31	estimate	estimate	VERB
fsr-4032	148	32	the	the	DET
fsr-4032	148	33	associations	association	NOUN
fsr-4032	148	34	across	across	ADP
fsr-4032	148	35	the	the	DET
fsr-4032	148	36	variables	variable	NOUN
fsr-4032	148	37	of	of	ADP
fsr-4032	148	38	interest	interest	NOUN
fsr-4032	148	39	in	in	ADP
fsr-4032	148	40	both	both	DET
fsr-4032	148	41	surveys	survey	NOUN
fsr-4032	148	42	.	.	PUNCT
fsr-4032	149	1	this	this	PRON
fsr-4032	149	2	was	be	AUX
fsr-4032	149	3	followed	follow	VERB
fsr-4032	149	4	by	by	ADP
fsr-4032	149	5	the	the	DET
fsr-4032	149	6	estimation	estimation	NOUN
fsr-4032	149	7	of	of	ADP
fsr-4032	149	8	regression	regression	NOUN
fsr-4032	149	9	models	model	NOUN
fsr-4032	149	10	with	with	ADP
fsr-4032	149	11	the	the	DET
fsr-4032	149	12	proportion	proportion	NOUN
fsr-4032	149	13	of	of	ADP
fsr-4032	149	14	cash	cash	NOUN
fsr-4032	149	15	held	hold	VERB
fsr-4032	149	16	by	by	ADP
fsr-4032	149	17	a	a	DET
fsr-4032	149	18	respondent	respondent	NOUN
fsr-4032	149	19	in	in	ADP
fsr-4032	149	20	their	their	PRON
fsr-4032	149	21	portfolio	portfolio	NOUN
fsr-4032	149	22	as	as	ADP
fsr-4032	149	23	the	the	DET
fsr-4032	149	24	outcome	outcome	NOUN
fsr-4032	149	25	variable	variable	NOUN
fsr-4032	149	26	.	.	PUNCT
fsr-4032	150	1	in	in	ADP
fsr-4032	150	2	the	the	DET
fsr-4032	150	3	first	first	ADJ
fsr-4032	150	4	model	model	NOUN
fsr-4032	150	5	,	,	PUNCT
fsr-4032	150	6	investment	investment	NOUN
fsr-4032	150	7	risk	risk	NOUN
fsr-4032	150	8	-	-	PUNCT
fsr-4032	150	9	preference	preference	NOUN
fsr-4032	150	10	scores	score	NOUN
fsr-4032	150	11	and	and	CCONJ
fsr-4032	150	12	the	the	DET
fsr-4032	150	13	control	control	NOUN
fsr-4032	150	14	variables	variable	NOUN
fsr-4032	150	15	were	be	AUX
fsr-4032	150	16	used	use	VERB
fsr-4032	150	17	as	as	ADP
fsr-4032	150	18	the	the	DET
fsr-4032	150	19	independent	independent	ADJ
fsr-4032	150	20	factors	factor	NOUN
fsr-4032	150	21	.	.	PUNCT
fsr-4032	151	1	the	the	DET
fsr-4032	151	2	model	model	NOUN
fsr-4032	151	3	was	be	AUX
fsr-4032	151	4	operationalized	operationalize	VERB
fsr-4032	151	5	as	as	SCONJ
fsr-4032	151	6	follows	follow	VERB
fsr-4032	152	1	:	:	PUNCT
fsr-4032	152	2	kwak	kwak	PROPN
fsr-4032	152	3	&	&	CCONJ
fsr-4032	152	4	grable	grable	PROPN
fsr-4032	152	5	171	171	NUM
fsr-4032	152	6	𝑌𝑖𝑒	𝑌𝑖𝑒	NOUN
fsr-4032	152	7	=	=	SYM
fsr-4032	152	8	𝛽0	𝛽0	PROPN
fsr-4032	152	9	+	+	CCONJ
fsr-4032	152	10	𝛽1𝑋𝑖1	𝛽1𝑋𝑖1	PROPN
fsr-4032	152	11	+	+	NUM
fsr-4032	152	12	𝛽2𝑋𝑖2	𝛽2𝑋𝑖2	NOUN
fsr-4032	152	13	+	+	PROPN
fsr-4032	152	14	⋯+	⋯+	NOUN
fsr-4032	152	15	𝛽𝑝𝑋𝑖𝑝	𝛽𝑝𝑋𝑖𝑝	NOUN
fsr-4032	153	1	+	+	CCONJ
fsr-4032	153	2	ɛ	ɛ	PROPN
fsr-4032	153	3	(	(	PUNCT
fsr-4032	153	4	1	1	NUM
fsr-4032	153	5	)	)	PUNCT
fsr-4032	153	6	where	where	SCONJ
fsr-4032	153	7	,	,	PUNCT
fsr-4032	153	8	𝑌𝑖𝑒	𝑌𝑖𝑒	PROPN
fsr-4032	153	9	=	=	PUNCT
fsr-4032	153	10	represents	represent	VERB
fsr-4032	153	11	the	the	DET
fsr-4032	153	12	cash	cash	NOUN
fsr-4032	153	13	holdings	holding	NOUN
fsr-4032	153	14	for	for	ADP
fsr-4032	153	15	individual	individual	ADJ
fsr-4032	153	16	i	i	PROPN
fsr-4032	153	17	,	,	PUNCT
fsr-4032	153	18	𝛽0	𝛽0	PROPN
fsr-4032	153	19	is	be	AUX
fsr-4032	153	20	the	the	DET
fsr-4032	153	21	regression	regression	NOUN
fsr-4032	153	22	constant	constant	ADJ
fsr-4032	153	23	,	,	PUNCT
fsr-4032	153	24	𝑋𝑖𝑝	𝑋𝑖𝑝	PROPN
fsr-4032	153	25	denotes	denote	NOUN
fsr-4032	153	26	individual	individual	ADJ
fsr-4032	153	27	i	i	PRON
fsr-4032	153	28	values	value	VERB
fsr-4032	153	29	on	on	ADP
fsr-4032	153	30	the	the	DET
fsr-4032	153	31	pth	pth	NOUN
fsr-4032	153	32	of	of	ADP
fsr-4032	153	33	predictor	predictor	NOUN
fsr-4032	153	34	variables	variable	NOUN
fsr-4032	153	35	in	in	ADP
fsr-4032	153	36	the	the	DET
fsr-4032	153	37	model	model	NOUN
fsr-4032	153	38	,	,	PUNCT
fsr-4032	153	39	and	and	CCONJ
fsr-4032	153	40	ɛ	ɛ	PROPN
fsr-4032	153	41	is	be	AUX
fsr-4032	153	42	the	the	DET
fsr-4032	153	43	error	error	NOUN
fsr-4032	153	44	term	term	NOUN
fsr-4032	153	45	.	.	PUNCT
fsr-4032	154	1	two	two	NUM
fsr-4032	154	2	regressions	regression	NOUN
fsr-4032	154	3	were	be	AUX
fsr-4032	154	4	estimated	estimate	VERB
fsr-4032	154	5	.	.	PUNCT
fsr-4032	155	1	the	the	DET
fsr-4032	155	2	first	first	ADJ
fsr-4032	155	3	regression	regression	NOUN
fsr-4032	155	4	included	include	VERB
fsr-4032	155	5	the	the	DET
fsr-4032	155	6	investment	investment	NOUN
fsr-4032	155	7	risk	risk	NOUN
fsr-4032	155	8	preference	preference	NOUN
fsr-4032	155	9	variable	variable	NOUN
fsr-4032	155	10	,	,	PUNCT
fsr-4032	155	11	while	while	SCONJ
fsr-4032	155	12	the	the	DET
fsr-4032	155	13	second	second	ADJ
fsr-4032	155	14	included	include	VERB
fsr-4032	155	15	the	the	DET
fsr-4032	155	16	revised	revised	ADJ
fsr-4032	155	17	scf	scf	PROPN
fsr-4032	155	18	risk	risk	NOUN
fsr-4032	155	19	tolerance	tolerance	NOUN
fsr-4032	155	20	variable	variable	NOUN
fsr-4032	155	21	that	that	PRON
fsr-4032	155	22	was	be	AUX
fsr-4032	155	23	used	use	VERB
fsr-4032	155	24	as	as	ADP
fsr-4032	155	25	proxy	proxy	NOUN
fsr-4032	155	26	for	for	ADP
fsr-4032	155	27	self	self	NOUN
fsr-4032	155	28	-	-	PUNCT
fsr-4032	155	29	assessed	assess	VERB
fsr-4032	155	30	(	(	PUNCT
fsr-4032	155	31	sa	sa	NOUN
fsr-4032	155	32	)	)	PUNCT
fsr-4032	155	33	risk	risk	NOUN
fsr-4032	155	34	tolerance	tolerance	NOUN
fsr-4032	155	35	.	.	PUNCT
fsr-4032	156	1	this	this	DET
fsr-4032	156	2	analysis	analysis	NOUN
fsr-4032	156	3	was	be	AUX
fsr-4032	156	4	conducted	conduct	VERB
fsr-4032	156	5	to	to	PART
fsr-4032	156	6	validate	validate	VERB
fsr-4032	156	7	the	the	DET
fsr-4032	156	8	findings	finding	NOUN
fsr-4032	156	9	from	from	ADP
fsr-4032	156	10	the	the	DET
fsr-4032	156	11	first	first	ADJ
fsr-4032	156	12	test	test	NOUN
fsr-4032	156	13	.	.	PUNCT
fsr-4032	157	1	this	this	PRON
fsr-4032	157	2	was	be	AUX
fsr-4032	157	3	followed	follow	VERB
fsr-4032	157	4	by	by	ADP
fsr-4032	157	5	the	the	DET
fsr-4032	157	6	estimation	estimation	NOUN
fsr-4032	157	7	of	of	ADP
fsr-4032	157	8	an	an	DET
fsr-4032	157	9	ordered	order	VERB
fsr-4032	157	10	logit	logit	NOUN
fsr-4032	157	11	regression	regression	NOUN
fsr-4032	157	12	for	for	ADP
fsr-4032	157	13	each	each	DET
fsr-4032	157	14	survey	survey	NOUN
fsr-4032	157	15	where	where	SCONJ
fsr-4032	157	16	selfassessed	selfassesse	VERB
fsr-4032	157	17	risk	risk	NOUN
fsr-4032	157	18	tolerance	tolerance	NOUN
fsr-4032	157	19	was	be	AUX
fsr-4032	157	20	the	the	DET
fsr-4032	157	21	dependent	dependent	ADJ
fsr-4032	157	22	variable	variable	NOUN
fsr-4032	157	23	,	,	PUNCT
fsr-4032	157	24	with	with	ADP
fsr-4032	157	25	investment	investment	NOUN
fsr-4032	157	26	risk	risk	NOUN
fsr-4032	157	27	preference	preference	NOUN
fsr-4032	157	28	and	and	CCONJ
fsr-4032	157	29	the	the	DET
fsr-4032	157	30	control	control	NOUN
fsr-4032	157	31	variables	variable	NOUN
fsr-4032	157	32	included	include	VERB
fsr-4032	157	33	as	as	ADP
fsr-4032	157	34	predictors	predictor	NOUN
fsr-4032	157	35	.	.	PUNCT
fsr-4032	158	1	the	the	DET
fsr-4032	158	2	model	model	NOUN
fsr-4032	158	3	assumes	assume	VERB
fsr-4032	158	4	the	the	DET
fsr-4032	158	5	latent	latent	NOUN
fsr-4032	158	6	variable	variable	ADJ
fsr-4032	158	7	𝑌∗exists	𝑌∗exist	NOUN
fsr-4032	158	8	corresponding	correspond	VERB
fsr-4032	158	9	to	to	ADP
fsr-4032	158	10	the	the	DET
fsr-4032	158	11	self	self	NOUN
fsr-4032	158	12	-	-	PUNCT
fsr-4032	158	13	assessed	assess	VERB
fsr-4032	158	14	risk	risk	NOUN
fsr-4032	158	15	tolerance	tolerance	NOUN
fsr-4032	158	16	value	value	NOUN
fsr-4032	158	17	𝑌𝑟.	𝑌𝑟.	PROPN
fsr-4032	158	18	the	the	DET
fsr-4032	158	19	model	model	NOUN
fsr-4032	158	20	further	far	ADV
fsr-4032	158	21	assumed	assume	VERB
fsr-4032	158	22	𝑎1	𝑎1	ADP
fsr-4032	158	23	<	<	X
fsr-4032	158	24	𝑎2	𝑎2	PROPN
fsr-4032	158	25	<	<	X
fsr-4032	158	26	𝑎3	𝑎3	PROPN
fsr-4032	158	27	<	<	X
fsr-4032	158	28	𝑎4	𝑎4	PROPN
fsr-4032	158	29	<	<	X
fsr-4032	158	30	𝑎5	𝑎5	PROPN
fsr-4032	158	31	,	,	PUNCT
fsr-4032	158	32	which	which	PRON
fsr-4032	158	33	represent	represent	VERB
fsr-4032	158	34	the	the	DET
fsr-4032	158	35	estimated	estimate	VERB
fsr-4032	158	36	critical	critical	ADJ
fsr-4032	158	37	values	value	NOUN
fsr-4032	158	38	,	,	PUNCT
fsr-4032	158	39	and	and	CCONJ
fsr-4032	158	40	the	the	DET
fsr-4032	158	41	relationship	relationship	NOUN
fsr-4032	158	42	between	between	ADP
fsr-4032	158	43	𝑌∗and	𝑌∗and	PROPN
fsr-4032	158	44	𝑌𝑟	𝑌𝑟	PROPN
fsr-4032	158	45	depends	depend	VERB
fsr-4032	158	46	on	on	ADP
fsr-4032	158	47	whether	whether	SCONJ
fsr-4032	158	48	it	it	PRON
fsr-4032	158	49	is	be	AUX
fsr-4032	158	50	greater	great	ADJ
fsr-4032	158	51	than	than	ADP
fsr-4032	158	52	or	or	CCONJ
fsr-4032	158	53	less	less	ADJ
fsr-4032	158	54	than	than	ADP
fsr-4032	158	55	the	the	DET
fsr-4032	158	56	given	give	VERB
fsr-4032	158	57	critical	critical	ADJ
fsr-4032	158	58	values	value	NOUN
fsr-4032	158	59	,	,	PUNCT
fsr-4032	158	60	which	which	PRON
fsr-4032	158	61	are	be	AUX
fsr-4032	158	62	defined	define	VERB
fsr-4032	158	63	as	as	SCONJ
fsr-4032	158	64	follows	follow	VERB
fsr-4032	158	65	:	:	PUNCT
fsr-4032	158	66	𝑌𝑟	𝑌𝑟	PROPN
fsr-4032	158	67	=	=	PUNCT
fsr-4032	158	68	{	{	PUNCT
fsr-4032	158	69	1	1	NUM
fsr-4032	158	70	𝑖𝑓	𝑖𝑓	ADP
fsr-4032	159	1	𝑌∗	𝑌∗	NOUN
fsr-4032	159	2	≤	≤	PROPN
fsr-4032	159	3	𝛼1	𝛼1	NOUN
fsr-4032	159	4	2	2	NUM
fsr-4032	159	5	𝑖𝑓	𝑖𝑓	NOUN
fsr-4032	159	6	𝛼1	𝛼1	NOUN
fsr-4032	159	7	<	<	X
fsr-4032	159	8	𝑌	𝑌	PROPN
fsr-4032	159	9	∗	∗	NOUN
fsr-4032	159	10	≤	≤	NUM
fsr-4032	159	11	𝛼2	𝛼2	PROPN
fsr-4032	159	12	3	3	NUM
fsr-4032	159	13	𝑖𝑓	𝑖𝑓	ADP
fsr-4032	159	14	𝛼2	𝛼2	PROPN
fsr-4032	159	15	<	<	X
fsr-4032	159	16	𝑌	𝑌	PROPN
fsr-4032	159	17	∗	∗	NOUN
fsr-4032	159	18	≤	≤	NUM
fsr-4032	159	19	𝛼3	𝛼3	VERB
fsr-4032	159	20	4	4	NUM
fsr-4032	159	21	𝑖𝑓	𝑖𝑓	ADP
fsr-4032	159	22	𝛼3	𝛼3	ADV
fsr-4032	159	23	<	<	X
fsr-4032	159	24	𝑌	𝑌	PROPN
fsr-4032	159	25	∗	∗	VERB
fsr-4032	159	26	≤	≤	ADJ
fsr-4032	159	27	𝛼4	𝛼4	NOUN
fsr-4032	159	28	5	5	NUM
fsr-4032	159	29	𝑖𝑓	𝑖𝑓	NOUN
fsr-4032	159	30	𝛼4	𝛼4	NOUN
fsr-4032	159	31	<	<	X
fsr-4032	159	32	𝑌∗	𝑌∗	X
fsr-4032	159	33	}	}	PUNCT
fsr-4032	159	34	(	(	PUNCT
fsr-4032	159	35	2	2	X
fsr-4032	159	36	)	)	PUNCT
fsr-4032	159	37	if	if	SCONJ
fsr-4032	159	38	𝑌𝑟	𝑌𝑟	PROPN
fsr-4032	159	39	is	be	AUX
fsr-4032	159	40	the	the	DET
fsr-4032	159	41	ordinal	ordinal	ADJ
fsr-4032	159	42	outcome	outcome	NOUN
fsr-4032	159	43	of	of	ADP
fsr-4032	159	44	self	self	NOUN
fsr-4032	159	45	-	-	PUNCT
fsr-4032	159	46	assessed	assess	VERB
fsr-4032	159	47	risktolerance	risktolerance	NOUN
fsr-4032	159	48	with	with	ADP
fsr-4032	159	49	j	j	PROPN
fsr-4032	159	50	categories	category	NOUN
fsr-4032	159	51	,	,	PUNCT
fsr-4032	159	52	then	then	ADV
fsr-4032	159	53	the	the	DET
fsr-4032	159	54	cumulative	cumulative	ADJ
fsr-4032	159	55	probability	probability	NOUN
fsr-4032	159	56	of	of	ADP
fsr-4032	159	57	𝑌𝑟	𝑌𝑟	PROPN
fsr-4032	159	58	less	less	ADJ
fsr-4032	159	59	than	than	ADP
fsr-4032	159	60	or	or	CCONJ
fsr-4032	159	61	equal	equal	ADJ
fsr-4032	159	62	to	to	ADP
fsr-4032	159	63	a	a	DET
fsr-4032	159	64	specific	specific	ADJ
fsr-4032	159	65	category	category	NOUN
fsr-4032	159	66	j	j	NOUN
fsr-4032	160	1	=	=	SYM
fsr-4032	160	2	1	1	NUM
fsr-4032	160	3	,	,	PUNCT
fsr-4032	160	4	…	…	PUNCT
fsr-4032	160	5	,	,	PUNCT
fsr-4032	161	1	j-1	j-1	ADV
fsr-4032	161	2	is	be	AUX
fsr-4032	161	3	𝑃(𝑌𝑟	𝑃(𝑌𝑟	NOUN
fsr-4032	161	4	≤	≤	NUM
fsr-4032	161	5	𝑗	𝑗	NOUN
fsr-4032	161	6	)	)	PUNCT
fsr-4032	161	7	.	.	PUNCT
fsr-4032	162	1	in	in	ADP
fsr-4032	162	2	the	the	DET
fsr-4032	162	3	model	model	NOUN
fsr-4032	162	4	,	,	PUNCT
fsr-4032	162	5	𝑃(𝑌𝑟	𝑃(𝑌𝑟	NOUN
fsr-4032	162	6	≤	≤	NUM
fsr-4032	162	7	𝐽	𝐽	PROPN
fsr-4032	162	8	)	)	PUNCT
fsr-4032	162	9	=	=	SYM
fsr-4032	163	1	1	1	X
fsr-4032	163	2	.	.	PUNCT
fsr-4032	164	1	the	the	DET
fsr-4032	164	2	log	log	NOUN
fsr-4032	164	3	odds	odd	NOUN
fsr-4032	164	4	of	of	ADP
fsr-4032	164	5	being	be	AUX
fsr-4032	164	6	less	less	ADJ
fsr-4032	164	7	than	than	ADP
fsr-4032	164	8	or	or	CCONJ
fsr-4032	164	9	equal	equal	ADJ
fsr-4032	164	10	to	to	ADP
fsr-4032	164	11	a	a	DET
fsr-4032	164	12	particular	particular	ADJ
fsr-4032	164	13	category	category	NOUN
fsr-4032	164	14	can	can	AUX
fsr-4032	164	15	be	be	AUX
fsr-4032	164	16	defined	define	VERB
fsr-4032	164	17	as	as	ADP
fsr-4032	164	18	:	:	PUNCT
fsr-4032	164	19	𝑙𝑜𝑔	𝑙𝑜𝑔	PROPN
fsr-4032	164	20	𝑃(𝑌𝑟≤𝒋	𝑃(𝑌𝑟≤𝒋	PROPN
fsr-4032	164	21	)	)	PUNCT
fsr-4032	164	22	𝑃(𝑌𝑟>𝑗	𝑃(𝑌𝑟>𝑗	NOUN
fsr-4032	164	23	)	)	PUNCT
fsr-4032	165	1	=	=	VERB
fsr-4032	165	2	𝑙𝑜𝑔𝑖𝑡(𝑃(𝑌𝑟	𝑙𝑜𝑔𝑖𝑡(𝑃(𝑌𝑟	NOUN
fsr-4032	165	3	≤	≤	NUM
fsr-4032	165	4	𝑗	𝑗	X
fsr-4032	165	5	)	)	PUNCT
fsr-4032	165	6	)	)	PUNCT
fsr-4032	166	1	=	=	SYM
fsr-4032	166	2	𝛽0	𝛽0	NOUN
fsr-4032	166	3	+	+	CCONJ
fsr-4032	166	4	𝛽𝑗1𝑋1	𝛽𝑗1𝑋1	PROPN
fsr-4032	166	5	+	+	CCONJ
fsr-4032	166	6	𝛽𝑗2𝑋2	𝛽𝑗2𝑋2	ADJ
fsr-4032	166	7	+	+	ADJ
fsr-4032	166	8	⋯+	⋯+	NOUN
fsr-4032	166	9	𝛽𝑗𝑝𝑋𝑝	𝛽𝑗𝑝𝑋𝑝	X
fsr-4032	167	1	+	+	CCONJ
fsr-4032	167	2	𝜀	𝜀	X
fsr-4032	167	3	(	(	PUNCT
fsr-4032	167	4	3	3	NUM
fsr-4032	167	5	)	)	PUNCT
fsr-4032	167	6	for	for	ADP
fsr-4032	167	7	p	p	NOUN
fsr-4032	167	8	predictors	predictor	NOUN
fsr-4032	167	9	.	.	PUNCT
fsr-4032	168	1	results	result	NOUN
fsr-4032	168	2	figure	figure	VERB
fsr-4032	168	3	1	1	NUM
fsr-4032	168	4	shows	show	VERB
fsr-4032	168	5	the	the	DET
fsr-4032	168	6	distribution	distribution	NOUN
fsr-4032	168	7	of	of	ADP
fsr-4032	168	8	self	self	NOUN
fsr-4032	168	9	-	-	PUNCT
fsr-4032	168	10	assessed	assess	VERB
fsr-4032	168	11	risk	risk	NOUN
fsr-4032	168	12	tolerance	tolerance	NOUN
fsr-4032	168	13	scores	score	NOUN
fsr-4032	168	14	derived	derive	VERB
fsr-4032	168	15	from	from	ADP
fsr-4032	168	16	the	the	DET
fsr-4032	168	17	modified	modify	VERB
fsr-4032	168	18	scf	scf	PROPN
fsr-4032	168	19	item	item	NOUN
fsr-4032	168	20	.	.	PUNCT
fsr-4032	169	1	the	the	DET
fsr-4032	169	2	distribution	distribution	NOUN
fsr-4032	169	3	of	of	ADP
fsr-4032	169	4	scores	score	NOUN
fsr-4032	169	5	generally	generally	ADV
fsr-4032	169	6	matched	match	VERB
fsr-4032	169	7	what	what	PRON
fsr-4032	169	8	has	have	AUX
fsr-4032	169	9	generally	generally	ADV
fsr-4032	169	10	been	be	AUX
fsr-4032	169	11	reported	report	VERB
fsr-4032	169	12	in	in	ADP
fsr-4032	169	13	the	the	DET
fsr-4032	169	14	literature	literature	NOUN
fsr-4032	169	15	,	,	PUNCT
fsr-4032	169	16	with	with	ADP
fsr-4032	169	17	the	the	DET
fsr-4032	169	18	majority	majority	NOUN
fsr-4032	169	19	of	of	ADP
fsr-4032	169	20	respondents	respondent	NOUN
fsr-4032	169	21	falling	fall	VERB
fsr-4032	169	22	into	into	ADP
fsr-4032	169	23	the	the	DET
fsr-4032	169	24	average	average	NOUN
fsr-4032	169	25	to	to	ADP
fsr-4032	169	26	above	above	ADJ
fsr-4032	169	27	-	-	PUNCT
fsr-4032	169	28	average	average	ADJ
fsr-4032	169	29	categories	category	NOUN
fsr-4032	169	30	.	.	PUNCT
fsr-4032	170	1	figure	figure	NOUN
fsr-4032	170	2	1	1	NUM
fsr-4032	170	3	.	.	PUNCT
fsr-4032	170	4	self	self	NOUN
fsr-4032	170	5	-	-	PUNCT
fsr-4032	170	6	assessed	assess	VERB
fsr-4032	170	7	risk	risk	NOUN
fsr-4032	170	8	-	-	PUNCT
fsr-4032	170	9	tolerance	tolerance	NOUN
fsr-4032	170	10	score	score	NOUN
fsr-4032	170	11	distributions	distribution	VERB
fsr-4032	170	12	19	19	NUM
fsr-4032	170	13	%	%	NOUN
fsr-4032	170	14	16	16	NUM
fsr-4032	170	15	%	%	NOUN
fsr-4032	170	16	32	32	NUM
fsr-4032	170	17	%	%	NOUN
fsr-4032	170	18	21	21	NUM
fsr-4032	170	19	%	%	NOUN
fsr-4032	170	20	12	12	NUM
fsr-4032	170	21	%	%	NOUN
fsr-4032	170	22	25	25	NUM
fsr-4032	170	23	%	%	NOUN
fsr-4032	170	24	13	13	NUM
fsr-4032	170	25	%	%	NOUN
fsr-4032	170	26	36	36	NUM
fsr-4032	170	27	%	%	NOUN
fsr-4032	170	28	20	20	NUM
fsr-4032	170	29	%	%	NOUN
fsr-4032	170	30	6	6	NUM
fsr-4032	170	31	%	%	NOUN
fsr-4032	170	32	0	0	NUM
fsr-4032	170	33	%	%	NOUN
fsr-4032	170	34	5	5	NUM
fsr-4032	170	35	%	%	NOUN
fsr-4032	170	36	10	10	NUM
fsr-4032	170	37	%	%	NOUN
fsr-4032	170	38	15	15	NUM
fsr-4032	170	39	%	%	NOUN
fsr-4032	170	40	20	20	NUM
fsr-4032	170	41	%	%	NOUN
fsr-4032	170	42	25	25	NUM
fsr-4032	170	43	%	%	NOUN
fsr-4032	170	44	30	30	NUM
fsr-4032	170	45	%	%	NOUN
fsr-4032	170	46	35	35	NUM
fsr-4032	170	47	%	%	NOUN
fsr-4032	170	48	40	40	NUM
fsr-4032	170	49	%	%	NOUN
fsr-4032	170	50	no	no	DET
fsr-4032	170	51	risk	risk	NOUN
fsr-4032	170	52	below	below	ADP
fsr-4032	170	53	average	average	ADJ
fsr-4032	170	54	average	average	NOUN
fsr-4032	170	55	above	above	ADP
fsr-4032	171	1	average	average	ADJ
fsr-4032	171	2	substantial	substantial	ADJ
fsr-4032	171	3	survey	survey	NOUN
fsr-4032	171	4	one	one	NUM
fsr-4032	171	5	survey	survey	NOUN
fsr-4032	171	6	two	two	NUM
fsr-4032	171	7	financial	financial	ADJ
fsr-4032	171	8	services	service	NOUN
fsr-4032	171	9	review	review	NOUN
fsr-4032	171	10	,	,	PUNCT
fsr-4032	171	11	33(1	33(1	NUM
fsr-4032	171	12	)	)	PUNCT
fsr-4032	171	13	172	172	NUM
fsr-4032	171	14	table	table	NOUN
fsr-4032	171	15	1	1	NUM
fsr-4032	171	16	.	.	PUNCT
fsr-4032	171	17	descriptive	descriptive	ADJ
fsr-4032	171	18	sample	sample	NOUN
fsr-4032	171	19	statistics	statistic	NOUN
fsr-4032	171	20	(	(	PUNCT
fsr-4032	171	21	sample	sample	NOUN
fsr-4032	171	22	one	one	NUM
fsr-4032	171	23	n	n	NOUN
fsr-4032	171	24	=	=	SYM
fsr-4032	171	25	596	596	NUM
fsr-4032	171	26	;	;	PUNCT
fsr-4032	171	27	sample	sample	NOUN
fsr-4032	171	28	two	two	NUM
fsr-4032	171	29	n	n	NOUN
fsr-4032	171	30	=	=	SYM
fsr-4032	171	31	458	458	NUM
fsr-4032	171	32	)	)	PUNCT
fsr-4032	171	33	survey	survey	VERB
fsr-4032	171	34	one	one	NUM
fsr-4032	171	35	survey	survey	NOUN
fsr-4032	171	36	two	two	NUM
fsr-4032	171	37	variable	variable	ADJ
fsr-4032	171	38	mean	mean	NOUN
fsr-4032	171	39	sd	sd	ADP
fsr-4032	171	40	%	%	NOUN
fsr-4032	172	1	mean	mean	NOUN
fsr-4032	172	2	sd	sd	ADP
fsr-4032	172	3	%	%	NOUN
fsr-4032	172	4	cash	cash	NOUN
fsr-4032	172	5	holdings	holding	NOUN
fsr-4032	172	6	50.48	50.48	NUM
fsr-4032	172	7	%	%	NOUN
fsr-4032	172	8	36.72	36.72	NUM
fsr-4032	172	9	%	%	NOUN
fsr-4032	172	10	51.25	51.25	NUM
fsr-4032	172	11	%	%	NOUN
fsr-4032	172	12	37.36	37.36	NUM
fsr-4032	172	13	%	%	NOUN
fsr-4032	172	14	gender	gender	NOUN
fsr-4032	172	15	males	male	NOUN
fsr-4032	172	16	females	female	NOUN
fsr-4032	172	17	47	47	NUM
fsr-4032	172	18	%	%	NOUN
fsr-4032	172	19	53	53	NUM
fsr-4032	172	20	%	%	NOUN
fsr-4032	172	21	50	50	NUM
fsr-4032	172	22	%	%	NOUN
fsr-4032	172	23	50	50	NUM
fsr-4032	172	24	%	%	NOUN
fsr-4032	172	25	education	education	NOUN
fsr-4032	172	26	some	some	DET
fsr-4032	172	27	high	high	ADJ
fsr-4032	172	28	school	school	NOUN
fsr-4032	172	29	or	or	CCONJ
fsr-4032	172	30	less	less	ADV
fsr-4032	172	31	high	high	ADJ
fsr-4032	172	32	school	school	NOUN
fsr-4032	172	33	graduate	graduate	NOUN
fsr-4032	172	34	some	some	DET
fsr-4032	172	35	college	college	NOUN
fsr-4032	172	36	/	/	SYM
fsr-4032	172	37	trade	trade	NOUN
fsr-4032	172	38	/	/	SYM
fsr-4032	172	39	vocation	vocation	NOUN
fsr-4032	172	40	training	training	NOUN
fsr-4032	172	41	associate	associate	NOUN
fsr-4032	172	42	’s	’s	PART
fsr-4032	172	43	degree	degree	NOUN
fsr-4032	172	44	bachelor	bachelor	NOUN
fsr-4032	172	45	’s	’s	NOUN
fsr-4032	172	46	degree	degree	NOUN
fsr-4032	172	47	graduate	graduate	NOUN
fsr-4032	172	48	of	of	ADP
fsr-4032	172	49	professional	professional	ADJ
fsr-4032	172	50	degree	degree	NOUN
fsr-4032	172	51	2	2	NUM
fsr-4032	172	52	%	%	NOUN
fsr-4032	172	53	17	17	NUM
fsr-4032	172	54	%	%	NOUN
fsr-4032	172	55	22	22	NUM
fsr-4032	172	56	%	%	NOUN
fsr-4032	172	57	16	16	NUM
fsr-4032	172	58	%	%	NOUN
fsr-4032	172	59	31	31	NUM
fsr-4032	172	60	%	%	NOUN
fsr-4032	172	61	12	12	NUM
fsr-4032	172	62	%	%	NOUN
fsr-4032	172	63	2	2	NUM
fsr-4032	172	64	%	%	NOUN
fsr-4032	172	65	19	19	NUM
fsr-4032	172	66	%	%	NOUN
fsr-4032	172	67	22	22	NUM
fsr-4032	172	68	%	%	NOUN
fsr-4032	172	69	11	11	NUM
fsr-4032	172	70	%	%	NOUN
fsr-4032	172	71	34	34	NUM
fsr-4032	172	72	%	%	NOUN
fsr-4032	172	73	12	12	NUM
fsr-4032	172	74	%	%	NOUN
fsr-4032	172	75	income	income	NOUN
fsr-4032	172	76	less	less	ADJ
fsr-4032	172	77	than	than	ADP
fsr-4032	172	78	$	$	SYM
fsr-4032	172	79	10,000	10,000	NUM
fsr-4032	172	80	$	$	SYM
fsr-4032	172	81	10,000	10,000	NUM
fsr-4032	172	82	to	to	PART
fsr-4032	172	83	$	$	SYM
fsr-4032	172	84	19,999	19,999	NUM
fsr-4032	172	85	$	$	SYM
fsr-4032	172	86	20,000	20,000	NUM
fsr-4032	172	87	to	to	PART
fsr-4032	172	88	$	$	SYM
fsr-4032	172	89	29,999	29,999	NUM
fsr-4032	172	90	$	$	SYM
fsr-4032	172	91	30,000	30,000	NUM
fsr-4032	172	92	to	to	PART
fsr-4032	172	93	$	$	SYM
fsr-4032	172	94	39,999	39,999	NUM
fsr-4032	172	95	$	$	SYM
fsr-4032	172	96	40,000	40,000	NUM
fsr-4032	172	97	to	to	PART
fsr-4032	172	98	$	$	SYM
fsr-4032	172	99	49,999	49,999	NUM
fsr-4032	172	100	$	$	SYM
fsr-4032	172	101	50,000	50,000	NUM
fsr-4032	172	102	to	to	PART
fsr-4032	172	103	$	$	SYM
fsr-4032	172	104	59,999	59,999	NUM
fsr-4032	172	105	$	$	SYM
fsr-4032	172	106	60,000	60,000	NUM
fsr-4032	172	107	to	to	PART
fsr-4032	172	108	$	$	SYM
fsr-4032	172	109	69,999	69,999	NUM
fsr-4032	172	110	$	$	SYM
fsr-4032	172	111	70,000	70,000	NUM
fsr-4032	172	112	to	to	PART
fsr-4032	172	113	$	$	SYM
fsr-4032	172	114	79,999	79,999	NUM
fsr-4032	172	115	$	$	SYM
fsr-4032	172	116	80,000	80,000	NUM
fsr-4032	172	117	to	to	PART
fsr-4032	172	118	$	$	SYM
fsr-4032	172	119	89,999	89,999	NUM
fsr-4032	172	120	$	$	SYM
fsr-4032	172	121	90,000	90,000	NUM
fsr-4032	172	122	to	to	PART
fsr-4032	172	123	$	$	SYM
fsr-4032	172	124	99,999	99,999	NUM
fsr-4032	172	125	$	$	SYM
fsr-4032	172	126	100,000	100,000	NUM
fsr-4032	172	127	to	to	PART
fsr-4032	172	128	$	$	SYM
fsr-4032	172	129	149,999	149,999	NUM
fsr-4032	172	130	$	$	SYM
fsr-4032	172	131	150,000	150,000	NUM
fsr-4032	172	132	or	or	CCONJ
fsr-4032	172	133	more	more	ADJ
fsr-4032	172	134	4	4	NUM
fsr-4032	172	135	%	%	NOUN
fsr-4032	172	136	6	6	NUM
fsr-4032	172	137	%	%	NOUN
fsr-4032	172	138	7	7	NUM
fsr-4032	172	139	%	%	NOUN
fsr-4032	172	140	11	11	NUM
fsr-4032	172	141	%	%	NOUN
fsr-4032	172	142	10	10	NUM
fsr-4032	172	143	%	%	NOUN
fsr-4032	172	144	9	9	NUM
fsr-4032	172	145	%	%	NOUN
fsr-4032	172	146	7	7	NUM
fsr-4032	172	147	%	%	NOUN
fsr-4032	172	148	6	6	NUM
fsr-4032	172	149	%	%	NOUN
fsr-4032	172	150	5	5	NUM
fsr-4032	172	151	%	%	NOUN
fsr-4032	172	152	6	6	NUM
fsr-4032	172	153	%	%	NOUN
fsr-4032	172	154	14	14	NUM
fsr-4032	172	155	%	%	NOUN
fsr-4032	172	156	15	15	NUM
fsr-4032	172	157	%	%	NOUN
fsr-4032	172	158	6	6	NUM
fsr-4032	172	159	%	%	NOUN
fsr-4032	172	160	8	8	NUM
fsr-4032	172	161	%	%	NOUN
fsr-4032	172	162	13	13	NUM
fsr-4032	172	163	%	%	NOUN
fsr-4032	172	164	10	10	NUM
fsr-4032	172	165	%	%	NOUN
fsr-4032	172	166	7	7	NUM
fsr-4032	172	167	%	%	NOUN
fsr-4032	172	168	11	11	NUM
fsr-4032	172	169	%	%	NOUN
fsr-4032	172	170	7	7	NUM
fsr-4032	172	171	%	%	NOUN
fsr-4032	172	172	8	8	NUM
fsr-4032	172	173	%	%	NOUN
fsr-4032	172	174	5	5	NUM
fsr-4032	172	175	%	%	NOUN
fsr-4032	172	176	3	3	NUM
fsr-4032	172	177	%	%	NOUN
fsr-4032	172	178	14	14	NUM
fsr-4032	172	179	%	%	NOUN
fsr-4032	172	180	8	8	NUM
fsr-4032	172	181	%	%	NOUN
fsr-4032	172	182	financial	financial	ADJ
fsr-4032	172	183	satisfaction	satisfaction	NOUN
fsr-4032	172	184	1	1	NUM
fsr-4032	172	185	extremely	extremely	ADV
fsr-4032	172	186	negative	negative	ADJ
fsr-4032	172	187	2	2	NUM
fsr-4032	172	188	somewhat	somewhat	ADV
fsr-4032	172	189	negative	negative	ADJ
fsr-4032	172	190	3	3	NUM
fsr-4032	173	1	neither	neither	CCONJ
fsr-4032	173	2	+	+	ADJ
fsr-4032	173	3	/	/	SYM
fsr-4032	173	4	4	4	NUM
fsr-4032	173	5	somewhat	somewhat	ADV
fsr-4032	173	6	positive	positive	ADJ
fsr-4032	173	7	5	5	NUM
fsr-4032	173	8	extremely	extremely	ADV
fsr-4032	173	9	positive	positive	ADJ
fsr-4032	173	10	12	12	NUM
fsr-4032	173	11	%	%	NOUN
fsr-4032	173	12	16	16	NUM
fsr-4032	173	13	%	%	NOUN
fsr-4032	173	14	21	21	NUM
fsr-4032	173	15	%	%	NOUN
fsr-4032	173	16	32	32	NUM
fsr-4032	173	17	%	%	NOUN
fsr-4032	173	18	195	195	NUM
fsr-4032	173	19	%	%	NOUN
fsr-4032	173	20	12	12	NUM
fsr-4032	173	21	%	%	NOUN
fsr-4032	173	22	26	26	NUM
fsr-4032	173	23	%	%	NOUN
fsr-4032	173	24	22	22	NUM
fsr-4032	173	25	%	%	NOUN
fsr-4032	173	26	30	30	NUM
fsr-4032	173	27	%	%	NOUN
fsr-4032	173	28	10	10	NUM
fsr-4032	173	29	%	%	NOUN
fsr-4032	173	30	self	self	NOUN
fsr-4032	173	31	-	-	PUNCT
fsr-4032	173	32	assessed	assess	VERB
fsr-4032	173	33	risk	risk	NOUN
fsr-4032	173	34	tolerance	tolerance	NOUN
fsr-4032	173	35	no	no	DET
fsr-4032	173	36	risk	risk	NOUN
fsr-4032	173	37	below	below	ADP
fsr-4032	173	38	average	average	ADJ
fsr-4032	173	39	average	average	NOUN
fsr-4032	173	40	above	above	ADP
fsr-4032	173	41	average	average	ADJ
fsr-4032	173	42	substantial	substantial	ADJ
fsr-4032	173	43	19	19	NUM
fsr-4032	173	44	%	%	NOUN
fsr-4032	173	45	16	16	NUM
fsr-4032	173	46	%	%	NOUN
fsr-4032	173	47	32	32	NUM
fsr-4032	173	48	%	%	NOUN
fsr-4032	173	49	21	21	NUM
fsr-4032	173	50	%	%	NOUN
fsr-4032	173	51	12	12	NUM
fsr-4032	173	52	%	%	NOUN
fsr-4032	173	53	25	25	NUM
fsr-4032	173	54	%	%	NOUN
fsr-4032	173	55	13	13	NUM
fsr-4032	173	56	%	%	NOUN
fsr-4032	173	57	36	36	NUM
fsr-4032	173	58	%	%	NOUN
fsr-4032	173	59	20	20	NUM
fsr-4032	173	60	%	%	NOUN
fsr-4032	173	61	6	6	NUM
fsr-4032	173	62	%	%	NOUN
fsr-4032	173	63	investment	investment	NOUN
fsr-4032	173	64	risk	risk	NOUN
fsr-4032	173	65	preference	preference	NOUN
fsr-4032	173	66	1.53	1.53	NUM
fsr-4032	173	67	1.10	1.10	NUM
fsr-4032	173	68	1.81	1.81	NUM
fsr-4032	173	69	1.00	1.00	NUM
fsr-4032	173	70	in	in	ADP
fsr-4032	173	71	the	the	DET
fsr-4032	173	72	first	first	ADJ
fsr-4032	173	73	sample	sample	NOUN
fsr-4032	173	74	,	,	PUNCT
fsr-4032	173	75	more	more	ADJ
fsr-4032	173	76	females	female	NOUN
fsr-4032	173	77	than	than	ADP
fsr-4032	173	78	males	male	NOUN
fsr-4032	173	79	completed	complete	VERB
fsr-4032	173	80	the	the	DET
fsr-4032	173	81	questions	question	NOUN
fsr-4032	173	82	.	.	PUNCT
fsr-4032	174	1	the	the	DET
fsr-4032	174	2	gender	gender	NOUN
fsr-4032	174	3	composition	composition	NOUN
fsr-4032	174	4	of	of	ADP
fsr-4032	174	5	the	the	DET
fsr-4032	174	6	sample	sample	NOUN
fsr-4032	174	7	was	be	AUX
fsr-4032	174	8	evenly	evenly	ADV
fsr-4032	174	9	split	split	VERB
fsr-4032	174	10	in	in	ADP
fsr-4032	174	11	the	the	DET
fsr-4032	174	12	second	second	ADJ
fsr-4032	174	13	survey	survey	NOUN
fsr-4032	174	14	.	.	PUNCT
fsr-4032	175	1	most	most	ADJ
fsr-4032	175	2	respondents	respondent	NOUN
fsr-4032	175	3	had	have	AUX
fsr-4032	175	4	completed	complete	VERB
fsr-4032	175	5	at	at	ADP
fsr-4032	175	6	least	least	ADJ
fsr-4032	175	7	some	some	DET
fsr-4032	175	8	college	college	NOUN
fsr-4032	175	9	,	,	PUNCT
fsr-4032	175	10	trade	trade	NOUN
fsr-4032	175	11	,	,	PUNCT
fsr-4032	175	12	or	or	CCONJ
fsr-4032	175	13	vocational	vocational	ADJ
fsr-4032	175	14	training	training	NOUN
fsr-4032	175	15	in	in	ADP
fsr-4032	175	16	both	both	DET
fsr-4032	175	17	surveys	survey	NOUN
fsr-4032	175	18	.	.	PUNCT
fsr-4032	176	1	income	income	NOUN
fsr-4032	176	2	in	in	ADP
fsr-4032	176	3	both	both	DET
fsr-4032	176	4	samples	sample	NOUN
fsr-4032	176	5	was	be	AUX
fsr-4032	176	6	broadly	broadly	ADV
fsr-4032	176	7	distributed	distribute	VERB
fsr-4032	176	8	across	across	ADP
fsr-4032	176	9	the	the	DET
fsr-4032	176	10	categories	category	NOUN
fsr-4032	176	11	.	.	PUNCT
fsr-4032	177	1	financial	financial	ADJ
fsr-4032	177	2	satisfaction	satisfaction	NOUN
fsr-4032	177	3	was	be	AUX
fsr-4032	177	4	similar	similar	ADJ
fsr-4032	177	5	across	across	ADP
fsr-4032	177	6	the	the	DET
fsr-4032	177	7	samples	sample	NOUN
fsr-4032	177	8	.	.	PUNCT
fsr-4032	178	1	survey	survey	VERB
fsr-4032	178	2	one	one	NUM
fsr-4032	178	3	results	result	NOUN
fsr-4032	178	4	table	table	NOUN
fsr-4032	178	5	2	2	NUM
fsr-4032	178	6	shows	show	VERB
fsr-4032	178	7	the	the	DET
fsr-4032	178	8	correlation	correlation	NOUN
fsr-4032	178	9	coefficient	coefficient	NOUN
fsr-4032	178	10	estimates	estimate	NOUN
fsr-4032	178	11	for	for	ADP
fsr-4032	178	12	the	the	DET
fsr-4032	178	13	variable	variable	ADJ
fsr-4032	178	14	associations	association	NOUN
fsr-4032	178	15	in	in	ADP
fsr-4032	178	16	the	the	DET
fsr-4032	178	17	first	first	ADJ
fsr-4032	178	18	survey	survey	NOUN
fsr-4032	178	19	.	.	PUNCT
fsr-4032	179	1	a	a	DET
fsr-4032	179	2	positive	positive	ADJ
fsr-4032	179	3	association	association	NOUN
fsr-4032	179	4	between	between	ADP
fsr-4032	179	5	investment	investment	NOUN
fsr-4032	179	6	risk	risk	NOUN
fsr-4032	179	7	-	-	PUNCT
fsr-4032	179	8	preference	preference	NOUN
fsr-4032	179	9	scores	score	NOUN
fsr-4032	179	10	and	and	CCONJ
fsr-4032	179	11	selfassessed	selfassesse	VERB
fsr-4032	179	12	risk	risk	NOUN
fsr-4032	179	13	tolerance	tolerance	NOUN
fsr-4032	179	14	was	be	AUX
fsr-4032	179	15	observed	observe	VERB
fsr-4032	179	16	.	.	PUNCT
fsr-4032	180	1	investment	investment	NOUN
fsr-4032	180	2	risk	risk	NOUN
fsr-4032	180	3	preference	preference	NOUN
fsr-4032	180	4	was	be	AUX
fsr-4032	180	5	not	not	PART
fsr-4032	180	6	statistically	statistically	ADV
fsr-4032	180	7	significantly	significantly	ADV
fsr-4032	180	8	related	relate	VERB
fsr-4032	180	9	to	to	ADP
fsr-4032	180	10	the	the	DET
fsr-4032	180	11	gender	gender	NOUN
fsr-4032	180	12	,	,	PUNCT
fsr-4032	180	13	income	income	NOUN
fsr-4032	180	14	,	,	PUNCT
fsr-4032	180	15	or	or	CCONJ
fsr-4032	180	16	the	the	DET
fsr-4032	180	17	financial	financial	ADJ
fsr-4032	180	18	satisfaction	satisfaction	NOUN
fsr-4032	180	19	of	of	ADP
fsr-4032	180	20	respondents	respondent	NOUN
fsr-4032	180	21	.	.	PUNCT
fsr-4032	181	1	investment	investment	NOUN
fsr-4032	181	2	risk	risk	NOUN
fsr-4032	181	3	preference	preference	NOUN
fsr-4032	181	4	was	be	AUX
fsr-4032	181	5	,	,	PUNCT
fsr-4032	181	6	however	however	ADV
fsr-4032	181	7	,	,	PUNCT
fsr-4032	181	8	negatively	negatively	ADV
fsr-4032	181	9	correlated	correlate	VERB
fsr-4032	181	10	with	with	ADP
fsr-4032	181	11	cash	cash	NOUN
fsr-4032	181	12	ownership	ownership	NOUN
fsr-4032	181	13	.	.	PUNCT
fsr-4032	182	1	financial	financial	ADJ
fsr-4032	182	2	services	service	NOUN
fsr-4032	182	3	review	review	PROPN
fsr-4032	182	4	,	,	PUNCT
fsr-4032	182	5	33(1	33(1	NUM
fsr-4032	182	6	)	)	PUNCT
fsr-4032	182	7	173	173	NUM
fsr-4032	182	8	table	table	NOUN
fsr-4032	182	9	2	2	NUM
fsr-4032	182	10	.	.	PUNCT
fsr-4032	182	11	correlation	correlation	NOUN
fsr-4032	182	12	estimates	estimate	NOUN
fsr-4032	182	13	across	across	ADP
fsr-4032	182	14	the	the	DET
fsr-4032	182	15	variables	variable	NOUN
fsr-4032	182	16	of	of	ADP
fsr-4032	182	17	interest	interest	NOUN
fsr-4032	182	18	in	in	ADP
fsr-4032	182	19	survey	survey	NOUN
fsr-4032	182	20	one	one	NUM
fsr-4032	182	21	variable	variable	ADJ
fsr-4032	182	22	1	1	NUM
fsr-4032	182	23	2	2	NUM
fsr-4032	182	24	3	3	NUM
fsr-4032	182	25	4	4	NUM
fsr-4032	182	26	5	5	NUM
fsr-4032	182	27	6	6	NUM
fsr-4032	182	28	7	7	NUM
fsr-4032	182	29	1	1	NUM
fsr-4032	182	30	.	.	PUNCT
fsr-4032	182	31	sa	sa	PROPN
fsr-4032	182	32	risk	risk	NOUN
fsr-4032	182	33	tolerance	tolerance	NOUN
fsr-4032	182	34	1.00	1.00	NUM
fsr-4032	182	35	2	2	NUM
fsr-4032	182	36	.	.	PUNCT
fsr-4032	183	1	cash	cash	NOUN
fsr-4032	183	2	-.41	-.41	NOUN
fsr-4032	183	3	*	*	NOUN
fsr-4032	183	4	*	*	PUNCT
fsr-4032	183	5	1.00	1.00	NUM
fsr-4032	183	6	3	3	NUM
fsr-4032	183	7	.	.	PUNCT
fsr-4032	184	1	gender	gender	NOUN
fsr-4032	184	2	-.25	-.25	NOUN
fsr-4032	184	3	*	*	PUNCT
fsr-4032	184	4	*	*	NOUN
fsr-4032	184	5	.13	.13	NUM
fsr-4032	184	6	*	*	PUNCT
fsr-4032	184	7	1.00	1.00	NUM
fsr-4032	184	8	4	4	NUM
fsr-4032	184	9	.	.	PUNCT
fsr-4032	185	1	education	education	NOUN
fsr-4032	185	2	.31	.31	PROPN
fsr-4032	185	3	*	*	PUNCT
fsr-4032	185	4	*	*	PUNCT
fsr-4032	185	5	-.31	-.31	PUNCT
fsr-4032	185	6	*	*	PUNCT
fsr-4032	185	7	*	*	PUNCT
fsr-4032	185	8	-.09	-.09	PROPN
fsr-4032	185	9	*	*	PROPN
fsr-4032	185	10	1.00	1.00	NUM
fsr-4032	185	11	5	5	NUM
fsr-4032	185	12	.	.	PUNCT
fsr-4032	186	1	income	income	NOUN
fsr-4032	186	2	.34	.34	NUM
fsr-4032	186	3	*	*	PUNCT
fsr-4032	186	4	*	*	PUNCT
fsr-4032	186	5	-.37	-.37	PROPN
fsr-4032	186	6	*	*	PUNCT
fsr-4032	186	7	*	*	PUNCT
fsr-4032	186	8	-.15	-.15	PROPN
fsr-4032	186	9	*	*	PROPN
fsr-4032	186	10	*	*	PUNCT
fsr-4032	186	11	.47	.47	NUM
fsr-4032	186	12	*	*	X
fsr-4032	186	13	*	*	PUNCT
fsr-4032	186	14	1.00	1.00	NUM
fsr-4032	186	15	6	6	NUM
fsr-4032	186	16	.	.	PUNCT
fsr-4032	187	1	fin	fin	NOUN
fsr-4032	187	2	.	.	PUNCT
fsr-4032	188	1	satisfaction	satisfaction	NOUN
fsr-4032	188	2	.34	.34	NUM
fsr-4032	188	3	*	*	SYM
fsr-4032	188	4	*	*	PUNCT
fsr-4032	188	5	-.40	-.40	PROPN
fsr-4032	188	6	*	*	PUNCT
fsr-4032	188	7	*	*	PUNCT
fsr-4032	188	8	-.14	-.14	PROPN
fsr-4032	188	9	*	*	PUNCT
fsr-4032	188	10	*	*	PUNCT
fsr-4032	188	11	.27	.27	NUM
fsr-4032	188	12	*	*	PROPN
fsr-4032	188	13	*	*	PUNCT
fsr-4032	188	14	.36	.36	NUM
fsr-4032	188	15	*	*	X
fsr-4032	188	16	*	*	PROPN
fsr-4032	188	17	1.00	1.00	NUM
fsr-4032	188	18	7	7	NUM
fsr-4032	188	19	.	.	PUNCT
fsr-4032	189	1	inv	inv	VERB
fsr-4032	189	2	.	.	PUNCT
fsr-4032	190	1	risk	risk	NOUN
fsr-4032	190	2	pref	pref	PROPN
fsr-4032	190	3	.	.	PUNCT
fsr-4032	191	1	.15	.15	NUM
fsr-4032	192	1	*	*	PUNCT
fsr-4032	192	2	*	*	PUNCT
fsr-4032	192	3	-.13	-.13	PUNCT
fsr-4032	192	4	*	*	PUNCT
fsr-4032	192	5	*	*	PUNCT
fsr-4032	192	6	-.01	-.01	PROPN
fsr-4032	192	7	.07	.07	NUM
fsr-4032	192	8	.04	.04	NUM
fsr-4032	192	9	.03	.03	NUM
fsr-4032	192	10	1.00	1.00	NUM
fsr-4032	192	11	note	note	NOUN
fsr-4032	192	12	.	.	PUNCT
fsr-4032	193	1	*	*	PUNCT
fsr-4032	193	2	p	p	X
fsr-4032	193	3	<	<	X
fsr-4032	193	4	.01	.01	NUM
fsr-4032	193	5	,	,	PUNCT
fsr-4032	193	6	*	*	PUNCT
fsr-4032	194	1	*	*	PUNCT
fsr-4032	194	2	p	p	X
fsr-4032	194	3	<	<	X
fsr-4032	194	4	.001	.001	NUM
fsr-4032	194	5	.	.	PUNCT
fsr-4032	195	1	a	a	DET
fsr-4032	195	2	regression	regression	NOUN
fsr-4032	195	3	was	be	AUX
fsr-4032	195	4	estimated	estimate	VERB
fsr-4032	195	5	to	to	PART
fsr-4032	195	6	determine	determine	VERB
fsr-4032	195	7	the	the	DET
fsr-4032	195	8	degree	degree	NOUN
fsr-4032	195	9	to	to	PART
fsr-4032	195	10	which	which	PRON
fsr-4032	195	11	investment	investment	NOUN
fsr-4032	195	12	risk	risk	NOUN
fsr-4032	195	13	preference	preference	NOUN
fsr-4032	195	14	was	be	AUX
fsr-4032	195	15	positively	positively	ADV
fsr-4032	195	16	associated	associate	VERB
fsr-4032	195	17	with	with	ADP
fsr-4032	195	18	cash	cash	NOUN
fsr-4032	195	19	ownership	ownership	NOUN
fsr-4032	195	20	behavior	behavior	NOUN
fsr-4032	195	21	,	,	PUNCT
fsr-4032	195	22	controlling	control	VERB
fsr-4032	195	23	for	for	ADP
fsr-4032	195	24	gender	gender	NOUN
fsr-4032	195	25	,	,	PUNCT
fsr-4032	195	26	education	education	NOUN
fsr-4032	195	27	,	,	PUNCT
fsr-4032	195	28	income	income	NOUN
fsr-4032	195	29	,	,	PUNCT
fsr-4032	195	30	and	and	CCONJ
fsr-4032	195	31	financial	financial	ADJ
fsr-4032	195	32	satisfaction	satisfaction	NOUN
fsr-4032	195	33	.	.	PUNCT
fsr-4032	196	1	the	the	DET
fsr-4032	196	2	model	model	NOUN
fsr-4032	196	3	was	be	AUX
fsr-4032	196	4	statistically	statistically	ADV
fsr-4032	196	5	significant	significant	ADJ
fsr-4032	196	6	,	,	PUNCT
fsr-4032	196	7	f5,595	f5,595	PROPN
fsr-4032	196	8	=	=	SYM
fsr-4032	196	9	37.408	37.408	NUM
fsr-4032	196	10	,	,	PUNCT
fsr-4032	196	11	p	p	X
fsr-4032	196	12	<	<	X
fsr-4032	196	13	.001	.001	NUM
fsr-4032	196	14	.	.	PUNCT
fsr-4032	197	1	the	the	DET
fsr-4032	197	2	model	model	NOUN
fsr-4032	197	3	explained	explain	VERB
fsr-4032	197	4	approximately	approximately	ADV
fsr-4032	197	5	24	24	NUM
fsr-4032	197	6	%	%	NOUN
fsr-4032	197	7	of	of	ADP
fsr-4032	197	8	the	the	DET
fsr-4032	197	9	variance	variance	NOUN
fsr-4032	197	10	in	in	ADP
fsr-4032	197	11	cash	cash	NOUN
fsr-4032	197	12	ownership	ownership	NOUN
fsr-4032	197	13	reported	report	VERB
fsr-4032	197	14	by	by	ADP
fsr-4032	197	15	respondents	respondent	NOUN
fsr-4032	197	16	.	.	PUNCT
fsr-4032	198	1	as	as	SCONJ
fsr-4032	198	2	shown	show	VERB
fsr-4032	198	3	in	in	ADP
fsr-4032	198	4	table	table	NOUN
fsr-4032	198	5	3	3	NUM
fsr-4032	198	6	,	,	PUNCT
fsr-4032	198	7	investment	investment	NOUN
fsr-4032	198	8	risk	risk	NOUN
fsr-4032	198	9	preference	preference	NOUN
fsr-4032	198	10	was	be	AUX
fsr-4032	198	11	negatively	negatively	ADV
fsr-4032	198	12	associated	associate	VERB
fsr-4032	198	13	with	with	ADP
fsr-4032	198	14	cash	cash	NOUN
fsr-4032	198	15	holding	hold	VERB
fsr-4032	198	16	behavior	behavior	NOUN
fsr-4032	198	17	.	.	PUNCT
fsr-4032	199	1	this	this	DET
fsr-4032	199	2	finding	finding	NOUN
fsr-4032	199	3	provides	provide	VERB
fsr-4032	199	4	support	support	NOUN
fsr-4032	199	5	for	for	ADP
fsr-4032	199	6	the	the	DET
fsr-4032	199	7	first	first	ADJ
fsr-4032	199	8	research	research	NOUN
fsr-4032	199	9	hypothesis	hypothesis	NOUN
fsr-4032	199	10	.	.	PUNCT
fsr-4032	200	1	education	education	NOUN
fsr-4032	200	2	,	,	PUNCT
fsr-4032	200	3	income	income	NOUN
fsr-4032	200	4	,	,	PUNCT
fsr-4032	200	5	and	and	CCONJ
fsr-4032	200	6	financial	financial	ADJ
fsr-4032	200	7	satisfaction	satisfaction	NOUN
fsr-4032	200	8	were	be	AUX
fsr-4032	200	9	also	also	ADV
fsr-4032	200	10	negatively	negatively	ADV
fsr-4032	200	11	associated	associate	VERB
fsr-4032	200	12	with	with	ADP
fsr-4032	200	13	cash	cash	NOUN
fsr-4032	200	14	ownership	ownership	NOUN
fsr-4032	200	15	.	.	PUNCT
fsr-4032	201	1	the	the	DET
fsr-4032	201	2	last	last	ADJ
fsr-4032	201	3	four	four	NUM
fsr-4032	201	4	columns	column	NOUN
fsr-4032	201	5	of	of	ADP
fsr-4032	201	6	table	table	NOUN
fsr-4032	201	7	3	3	NUM
fsr-4032	201	8	show	show	VERB
fsr-4032	201	9	the	the	DET
fsr-4032	201	10	model	model	NOUN
fsr-4032	201	11	that	that	PRON
fsr-4032	201	12	was	be	AUX
fsr-4032	201	13	developed	develop	VERB
fsr-4032	201	14	as	as	ADP
fsr-4032	201	15	a	a	DET
fsr-4032	201	16	validity	validity	NOUN
fsr-4032	201	17	test	test	NOUN
fsr-4032	201	18	.	.	PUNCT
fsr-4032	202	1	in	in	ADP
fsr-4032	202	2	this	this	DET
fsr-4032	202	3	model	model	NOUN
fsr-4032	202	4	,	,	PUNCT
fsr-4032	202	5	self	self	NOUN
fsr-4032	202	6	-	-	PUNCT
fsr-4032	202	7	assessed	assess	VERB
fsr-4032	202	8	risk	risk	NOUN
fsr-4032	202	9	tolerance	tolerance	NOUN
fsr-4032	202	10	was	be	AUX
fsr-4032	202	11	included	include	VERB
fsr-4032	202	12	as	as	ADP
fsr-4032	202	13	an	an	DET
fsr-4032	202	14	independent	independent	ADJ
fsr-4032	202	15	variable	variable	NOUN
fsr-4032	202	16	.	.	PUNCT
fsr-4032	203	1	this	this	DET
fsr-4032	203	2	model	model	NOUN
fsr-4032	203	3	was	be	AUX
fsr-4032	203	4	also	also	ADV
fsr-4032	203	5	statistically	statistically	ADV
fsr-4032	203	6	significant	significant	ADJ
fsr-4032	203	7	(	(	PUNCT
fsr-4032	203	8	f5,595	f5,595	PROPN
fsr-4032	203	9	=	=	SYM
fsr-4032	203	10	45.72	45.72	NUM
fsr-4032	203	11	,	,	PUNCT
fsr-4032	203	12	p	p	X
fsr-4032	203	13	<	<	X
fsr-4032	203	14	.001	.001	NUM
fsr-4032	203	15	)	)	PUNCT
fsr-4032	203	16	.	.	PUNCT
fsr-4032	204	1	the	the	DET
fsr-4032	204	2	amount	amount	NOUN
fsr-4032	204	3	of	of	ADP
fsr-4032	204	4	explained	explain	VERB
fsr-4032	204	5	variance	variance	NOUN
fsr-4032	204	6	in	in	ADP
fsr-4032	204	7	cash	cash	NOUN
fsr-4032	204	8	ownership	ownership	NOUN
fsr-4032	204	9	was	be	AUX
fsr-4032	204	10	similar	similar	ADJ
fsr-4032	204	11	to	to	ADP
fsr-4032	204	12	the	the	DET
fsr-4032	204	13	original	original	ADJ
fsr-4032	204	14	model	model	NOUN
fsr-4032	204	15	(	(	PUNCT
fsr-4032	204	16	27	27	NUM
fsr-4032	204	17	%	%	NOUN
fsr-4032	204	18	)	)	PUNCT
fsr-4032	204	19	.	.	PUNCT
fsr-4032	205	1	table	table	NOUN
fsr-4032	205	2	3	3	NUM
fsr-4032	205	3	.	.	PUNCT
fsr-4032	205	4	ols	ol	NOUN
fsr-4032	205	5	regression	regression	NOUN
fsr-4032	205	6	:	:	PUNCT
fsr-4032	205	7	dependent	dependent	ADJ
fsr-4032	205	8	variable	variable	ADJ
fsr-4032	205	9	cash	cash	NOUN
fsr-4032	205	10	holdings	holding	NOUN
fsr-4032	205	11	as	as	ADP
fsr-4032	205	12	percentage	percentage	NOUN
fsr-4032	205	13	of	of	ADP
fsr-4032	205	14	portfolio	portfolio	NOUN
fsr-4032	205	15	in	in	ADP
fsr-4032	205	16	survey	survey	NOUN
fsr-4032	205	17	one	one	NUM
fsr-4032	205	18	model	model	NOUN
fsr-4032	205	19	1	1	NUM
fsr-4032	205	20	validity	validity	NOUN
fsr-4032	205	21	test	test	NOUN
fsr-4032	205	22	model	model	NOUN
fsr-4032	205	23	variable	variable	PROPN
fsr-4032	205	24	b	b	PROPN
fsr-4032	205	25	se	se	X
fsr-4032	205	26	β	β	PROPN
fsr-4032	205	27	t	t	PROPN
fsr-4032	205	28	b	b	PROPN
fsr-4032	205	29	se	se	PROPN
fsr-4032	205	30	β	β	PROPN
fsr-4032	205	31	t	t	PROPN
fsr-4032	205	32	constant	constant	ADJ
fsr-4032	205	33	105.46	105.46	NUM
fsr-4032	205	34	*	*	NOUN
fsr-4032	205	35	*	*	PUNCT
fsr-4032	205	36	5.20	5.20	NUM
fsr-4032	205	37	20.28	20.28	NUM
fsr-4032	205	38	105.18	105.18	NUM
fsr-4032	205	39	*	*	PUNCT
fsr-4032	205	40	*	*	PUNCT
fsr-4032	205	41	4.88	4.88	NUM
fsr-4032	205	42	21.55	21.55	NUM
fsr-4032	205	43	gender	gender	NOUN
fsr-4032	205	44	3.20	3.20	NUM
fsr-4032	205	45	2.68	2.68	NUM
fsr-4032	205	46	.04	.04	NUM
fsr-4032	205	47	1.20	1.20	NUM
fsr-4032	205	48	-.17	-.17	SYM
fsr-4032	205	49	2.67	2.67	NUM
fsr-4032	205	50	-.00	-.00	PUNCT
fsr-4032	205	51	-.06	-.06	PUNCT
fsr-4032	205	52	education	education	NOUN
fsr-4032	205	53	-3.38	-3.38	NUM
fsr-4032	205	54	*	*	SYM
fsr-4032	205	55	1.09	1.09	NUM
fsr-4032	205	56	-.13	-.13	SYM
fsr-4032	205	57	-3.09	-3.09	NUM
fsr-4032	205	58	-2.51	-2.51	NUM
fsr-4032	205	59	*	*	NUM
fsr-4032	205	60	1.08	1.08	NUM
fsr-4032	205	61	-.09	-.09	PROPN
fsr-4032	205	62	-2.33	-2.33	NUM
fsr-4032	205	63	income	income	NOUN
fsr-4032	205	64	-2.02	-2.02	NUM
fsr-4032	205	65	*	*	NOUN
fsr-4032	205	66	*	*	NOUN
fsr-4032	205	67	.44	.44	NUM
fsr-4032	205	68	-.19	-.19	SYM
fsr-4032	205	69	-4.56	-4.56	NOUN
fsr-4032	205	70	-1.61	-1.61	NOUN
fsr-4032	205	71	*	*	NOUN
fsr-4032	205	72	*	*	NOUN
fsr-4032	205	73	.44	.44	NUM
fsr-4032	205	74	-.15	-.15	NUM
fsr-4032	205	75	-3.68	-3.68	NUM
fsr-4032	205	76	fin	fin	NOUN
fsr-4032	205	77	.	.	PUNCT
fsr-4032	206	1	satisfaction	satisfaction	NOUN
fsr-4032	206	2	-3.92	-3.92	PRON
fsr-4032	206	3	*	*	PUNCT
fsr-4032	206	4	*	*	PUNCT
fsr-4032	206	5	.54	.54	NUM
fsr-4032	206	6	-.28	-.28	SYM
fsr-4032	206	7	-7.31	-7.31	NOUN
fsr-4032	206	8	-3.21	-3.21	NOUN
fsr-4032	206	9	*	*	NOUN
fsr-4032	206	10	*	*	NOUN
fsr-4032	206	11	.54	.54	NUM
fsr-4032	206	12	-.23	-.23	SYM
fsr-4032	206	13	-5.99	-5.99	PUNCT
fsr-4032	206	14	inv	inv	ADJ
fsr-4032	206	15	.	.	PUNCT
fsr-4032	207	1	risk	risk	NOUN
fsr-4032	207	2	pref	pref	PROPN
fsr-4032	207	3	.	.	PUNCT
fsr-4032	208	1	-3.35	-3.35	PRON
fsr-4032	209	1	*	*	X
fsr-4032	209	2	*	*	PROPN
fsr-4032	209	3	1.20	1.20	NUM
fsr-4032	209	4	-.10	-.10	SYM
fsr-4032	209	5	-2.79	-2.79	X
fsr-4032	209	6	sa	sa	PROPN
fsr-4032	209	7	risk	risk	NOUN
fsr-4032	209	8	tolerance	tolerance	NOUN
fsr-4032	209	9	-7.21	-7.21	NOUN
fsr-4032	209	10	*	*	NOUN
fsr-4032	209	11	*	*	PROPN
fsr-4032	209	12	1.14	1.14	NUM
fsr-4032	209	13	-.25	-.25	NUM
fsr-4032	209	14	-6.30	-6.30	ADP
fsr-4032	209	15	note	note	NOUN
fsr-4032	209	16	.	.	PUNCT
fsr-4032	210	1	*	*	PUNCT
fsr-4032	210	2	p	p	X
fsr-4032	210	3	<	<	X
fsr-4032	210	4	.01	.01	NUM
fsr-4032	210	5	,	,	PUNCT
fsr-4032	210	6	*	*	PUNCT
fsr-4032	211	1	*	*	PUNCT
fsr-4032	211	2	p	p	X
fsr-4032	211	3	<	<	X
fsr-4032	211	4	.001	.001	NUM
fsr-4032	211	5	.	.	PUNCT
fsr-4032	212	1	the	the	DET
fsr-4032	212	2	second	second	ADJ
fsr-4032	212	3	research	research	NOUN
fsr-4032	212	4	hypothesis	hypothesis	NOUN
fsr-4032	212	5	was	be	AUX
fsr-4032	212	6	addressed	address	VERB
fsr-4032	212	7	using	use	VERB
fsr-4032	212	8	an	an	DET
fsr-4032	212	9	ordered	order	VERB
fsr-4032	212	10	logit	logit	NOUN
fsr-4032	212	11	regression	regression	NOUN
fsr-4032	212	12	.	.	PUNCT
fsr-4032	213	1	coefficients	coefficient	NOUN
fsr-4032	213	2	were	be	AUX
fsr-4032	213	3	estimated	estimate	VERB
fsr-4032	213	4	to	to	PART
fsr-4032	213	5	determine	determine	VERB
fsr-4032	213	6	whether	whether	SCONJ
fsr-4032	213	7	investment	investment	NOUN
fsr-4032	213	8	risk	risk	NOUN
fsr-4032	213	9	preference	preference	NOUN
fsr-4032	213	10	was	be	AUX
fsr-4032	213	11	positively	positively	ADV
fsr-4032	213	12	associated	associate	VERB
fsr-4032	213	13	with	with	ADP
fsr-4032	213	14	a	a	DET
fsr-4032	213	15	respondent	respondent	NOUN
fsr-4032	213	16	’s	’s	PART
fsr-4032	213	17	self	self	NOUN
fsr-4032	213	18	-	-	PUNCT
fsr-4032	213	19	assessment	assessment	NOUN
fsr-4032	213	20	of	of	ADP
fsr-4032	213	21	their	their	PRON
fsr-4032	213	22	risk	risk	NOUN
fsr-4032	213	23	tolerance	tolerance	NOUN
fsr-4032	213	24	,	,	PUNCT
fsr-4032	213	25	controlling	control	VERB
fsr-4032	213	26	for	for	ADP
fsr-4032	213	27	gender	gender	NOUN
fsr-4032	213	28	,	,	PUNCT
fsr-4032	213	29	education	education	NOUN
fsr-4032	213	30	,	,	PUNCT
fsr-4032	213	31	income	income	NOUN
fsr-4032	213	32	,	,	PUNCT
fsr-4032	213	33	and	and	CCONJ
fsr-4032	213	34	financial	financial	ADJ
fsr-4032	213	35	satisfaction	satisfaction	NOUN
fsr-4032	213	36	.	.	PUNCT
fsr-4032	214	1	the	the	DET
fsr-4032	214	2	model	model	NOUN
fsr-4032	214	3	(	(	PUNCT
fsr-4032	214	4	table	table	NOUN
fsr-4032	214	5	4	4	NUM
fsr-4032	214	6	)	)	PUNCT
fsr-4032	214	7	was	be	AUX
fsr-4032	214	8	statistically	statistically	ADV
fsr-4032	214	9	significant	significant	ADJ
fsr-4032	214	10	,	,	PUNCT
fsr-4032	214	11	χ2	χ2	PROPN
fsr-4032	214	12	=	=	PUNCT
fsr-4032	214	13	163.616	163.616	NUM
fsr-4032	214	14	,	,	PUNCT
fsr-4032	214	15	p	p	X
fsr-4032	214	16	<	<	X
fsr-4032	214	17	.001	.001	NUM
fsr-4032	214	18	.	.	PUNCT
fsr-4032	215	1	based	base	VERB
fsr-4032	215	2	on	on	ADP
fsr-4032	215	3	pseudo	pseudo	NOUN
fsr-4032	215	4	r2	r2	NOUN
fsr-4032	215	5	estimates	estimate	NOUN
fsr-4032	215	6	,	,	PUNCT
fsr-4032	215	7	it	it	PRON
fsr-4032	215	8	was	be	AUX
fsr-4032	215	9	determined	determine	VERB
fsr-4032	215	10	that	that	SCONJ
fsr-4032	215	11	the	the	DET
fsr-4032	215	12	model	model	NOUN
fsr-4032	215	13	explained	explain	VERB
fsr-4032	215	14	approximately	approximately	ADV
fsr-4032	215	15	25	25	NUM
fsr-4032	215	16	%	%	NOUN
fsr-4032	215	17	of	of	ADP
fsr-4032	215	18	the	the	DET
fsr-4032	215	19	variance	variance	NOUN
fsr-4032	215	20	in	in	ADP
fsr-4032	215	21	selfevaluation	selfevaluation	NOUN
fsr-4032	215	22	scores	score	NOUN
fsr-4032	215	23	(	(	PUNCT
fsr-4032	215	24	cox	cox	PROPN
fsr-4032	215	25	and	and	CCONJ
fsr-4032	215	26	snell	snell	PROPN
fsr-4032	215	27	r2	r2	PROPN
fsr-4032	215	28	and	and	CCONJ
fsr-4032	215	29	nagelkerke	nagelkerke	NOUN
fsr-4032	215	30	r2	r2	NOUN
fsr-4032	215	31	,	,	PUNCT
fsr-4032	215	32	respectively	respectively	ADV
fsr-4032	215	33	)	)	PUNCT
fsr-4032	215	34	.	.	PUNCT
fsr-4032	216	1	investment	investment	NOUN
fsr-4032	216	2	risk	risk	NOUN
fsr-4032	216	3	preference	preference	NOUN
fsr-4032	216	4	was	be	AUX
fsr-4032	216	5	found	find	VERB
fsr-4032	216	6	to	to	PART
fsr-4032	216	7	be	be	AUX
fsr-4032	216	8	positively	positively	ADV
fsr-4032	216	9	associated	associate	VERB
fsr-4032	216	10	with	with	ADP
fsr-4032	216	11	self	self	NOUN
fsr-4032	216	12	-	-	PUNCT
fsr-4032	216	13	assessed	assess	VERB
fsr-4032	216	14	risk	risk	NOUN
fsr-4032	216	15	tolerance	tolerance	NOUN
fsr-4032	216	16	.	.	PUNCT
fsr-4032	217	1	this	this	DET
fsr-4032	217	2	finding	finding	NOUN
fsr-4032	217	3	provides	provide	VERB
fsr-4032	217	4	support	support	NOUN
fsr-4032	217	5	for	for	ADP
fsr-4032	217	6	the	the	DET
fsr-4032	217	7	second	second	ADJ
fsr-4032	217	8	hypothesis	hypothesis	NOUN
fsr-4032	217	9	.	.	PUNCT
fsr-4032	218	1	additionally	additionally	ADV
fsr-4032	218	2	,	,	PUNCT
fsr-4032	218	3	each	each	DET
fsr-4032	218	4	control	control	NOUN
fsr-4032	218	5	variable	variable	NOUN
fsr-4032	218	6	was	be	AUX
fsr-4032	218	7	significant	significant	ADJ
fsr-4032	218	8	in	in	ADP
fsr-4032	218	9	the	the	DET
fsr-4032	218	10	model	model	NOUN
fsr-4032	218	11	,	,	PUNCT
fsr-4032	218	12	with	with	ADP
fsr-4032	218	13	the	the	DET
fsr-4032	218	14	direction	direction	NOUN
fsr-4032	218	15	of	of	ADP
fsr-4032	218	16	coefficients	coefficient	NOUN
fsr-4032	218	17	matching	match	VERB
fsr-4032	218	18	what	what	PRON
fsr-4032	218	19	has	have	AUX
fsr-4032	218	20	generally	generally	ADV
fsr-4032	218	21	been	be	AUX
fsr-4032	218	22	reported	report	VERB
fsr-4032	218	23	in	in	ADP
fsr-4032	218	24	the	the	DET
fsr-4032	218	25	literature	literature	NOUN
fsr-4032	218	26	.	.	PUNCT
fsr-4032	219	1	financial	financial	ADJ
fsr-4032	219	2	services	services	PROPN
fsr-4032	219	3	review	review	PROPN
fsr-4032	219	4	,	,	PUNCT
fsr-4032	219	5	33(1	33(1	NUM
fsr-4032	219	6	)	)	PUNCT
fsr-4032	219	7	174	174	NUM
fsr-4032	219	8	table	table	NOUN
fsr-4032	219	9	4	4	NUM
fsr-4032	219	10	.	.	PUNCT
fsr-4032	219	11	ordered	order	VERB
fsr-4032	219	12	logit	logit	PROPN
fsr-4032	219	13	regression	regression	NOUN
fsr-4032	219	14	:	:	PUNCT
fsr-4032	219	15	dependent	dependent	ADJ
fsr-4032	219	16	variable	variable	ADJ
fsr-4032	219	17	self	self	NOUN
fsr-4032	219	18	-	-	PUNCT
fsr-4032	219	19	assessed	assess	VERB
fsr-4032	219	20	risk	risk	NOUN
fsr-4032	219	21	tolerance	tolerance	NOUN
fsr-4032	219	22	in	in	ADP
fsr-4032	219	23	survey	survey	NOUN
fsr-4032	219	24	one	one	NUM
fsr-4032	219	25	variable	variable	ADJ
fsr-4032	219	26	estimate	estimate	NOUN
fsr-4032	219	27	se	se	X
fsr-4032	219	28	wald	wald	X
fsr-4032	219	29	95	95	NUM
fsr-4032	219	30	%	%	NOUN
fsr-4032	219	31	conf	conf	NOUN
fsr-4032	219	32	.	.	PUNCT
fsr-4032	220	1	int	int	NOUN
fsr-4032	220	2	.	.	PUNCT
fsr-4032	221	1	lower	low	ADJ
fsr-4032	221	2	bound	bind	VERB
fsr-4032	221	3	95	95	NUM
fsr-4032	221	4	%	%	NOUN
fsr-4032	221	5	conf	conf	NOUN
fsr-4032	221	6	.	.	PUNCT
fsr-4032	222	1	int	int	NOUN
fsr-4032	222	2	.	.	PUNCT
fsr-4032	223	1	upper	upper	ADJ
fsr-4032	223	2	bound	bind	VERB
fsr-4032	223	3	gender	gender	NOUN
fsr-4032	223	4	-.82	-.82	PROPN
fsr-4032	223	5	*	*	PROPN
fsr-4032	223	6	*	*	NOUN
fsr-4032	223	7	.15	.15	NUM
fsr-4032	223	8	28.11	28.11	NUM
fsr-4032	223	9	-1.12	-1.12	NUM
fsr-4032	223	10	-.51	-.51	NOUN
fsr-4032	223	11	education	education	NOUN
fsr-4032	223	12	.24	.24	NUM
fsr-4032	223	13	*	*	PUNCT
fsr-4032	223	14	*	*	PUNCT
fsr-4032	223	15	.06	.06	NUM
fsr-4032	223	16	14.93	14.93	NUM
fsr-4032	223	17	.12	.12	NUM
fsr-4032	223	18	.36	.36	NUM
fsr-4032	223	19	income	income	NOUN
fsr-4032	223	20	.09	.09	NUM
fsr-4032	223	21	*	*	NOUN
fsr-4032	223	22	*	*	PROPN
fsr-4032	223	23	.03	.03	NUM
fsr-4032	223	24	13.43	13.43	NUM
fsr-4032	223	25	.04	.04	NUM
fsr-4032	223	26	.14	.14	NUM
fsr-4032	223	27	fin	fin	NOUN
fsr-4032	223	28	.	.	PUNCT
fsr-4032	224	1	satisfaction	satisfaction	NOUN
fsr-4032	224	2	.17	.17	PROPN
fsr-4032	224	3	*	*	PROPN
fsr-4032	224	4	*	*	PROPN
fsr-4032	224	5	.03	.03	NUM
fsr-4032	224	6	29.08	29.08	NUM
fsr-4032	224	7	.11	.11	NUM
fsr-4032	224	8	.23	.23	NUM
fsr-4032	224	9	inv	inv	ADJ
fsr-4032	224	10	.	.	PUNCT
fsr-4032	225	1	risk	risk	NOUN
fsr-4032	225	2	pref	pref	PROPN
fsr-4032	225	3	.	.	PUNCT
fsr-4032	226	1	.24	.24	NUM
fsr-4032	226	2	*	*	PUNCT
fsr-4032	226	3	*	*	PUNCT
fsr-4032	226	4	.07	.07	NUM
fsr-4032	226	5	11.80	11.80	NUM
fsr-4032	226	6	.10	.10	NUM
fsr-4032	226	7	.37	.37	NUM
fsr-4032	226	8	note	note	NOUN
fsr-4032	226	9	.	.	PUNCT
fsr-4032	227	1	*	*	PUNCT
fsr-4032	227	2	p	p	X
fsr-4032	227	3	<	<	X
fsr-4032	227	4	.01	.01	NUM
fsr-4032	227	5	,	,	PUNCT
fsr-4032	227	6	*	*	PUNCT
fsr-4032	227	7	*	*	PUNCT
fsr-4032	227	8	p	p	X
fsr-4032	227	9	<	<	X
fsr-4032	227	10	.001	.001	NUM
fsr-4032	227	11	survey	survey	NOUN
fsr-4032	227	12	two	two	NUM
fsr-4032	227	13	results	result	VERB
fsr-4032	227	14	the	the	DET
fsr-4032	227	15	tests	test	NOUN
fsr-4032	227	16	from	from	ADP
fsr-4032	227	17	the	the	DET
fsr-4032	227	18	first	first	ADJ
fsr-4032	227	19	survey	survey	NOUN
fsr-4032	227	20	were	be	AUX
fsr-4032	227	21	replicated	replicate	VERB
fsr-4032	227	22	using	use	VERB
fsr-4032	227	23	data	datum	NOUN
fsr-4032	227	24	from	from	ADP
fsr-4032	227	25	the	the	DET
fsr-4032	227	26	second	second	ADJ
fsr-4032	227	27	survey	survey	NOUN
fsr-4032	227	28	.	.	PUNCT
fsr-4032	228	1	table	table	NOUN
fsr-4032	228	2	5	5	NUM
fsr-4032	228	3	shows	show	VERB
fsr-4032	228	4	the	the	DET
fsr-4032	228	5	correlation	correlation	NOUN
fsr-4032	228	6	coefficient	coefficient	NOUN
fsr-4032	228	7	estimates	estimate	NOUN
fsr-4032	228	8	for	for	ADP
fsr-4032	228	9	the	the	DET
fsr-4032	228	10	variable	variable	ADJ
fsr-4032	228	11	associations	association	NOUN
fsr-4032	228	12	in	in	ADP
fsr-4032	228	13	the	the	DET
fsr-4032	228	14	second	second	ADJ
fsr-4032	228	15	survey	survey	NOUN
fsr-4032	228	16	.	.	PUNCT
fsr-4032	229	1	a	a	DET
fsr-4032	229	2	positive	positive	ADJ
fsr-4032	229	3	association	association	NOUN
fsr-4032	229	4	between	between	ADP
fsr-4032	229	5	investment	investment	NOUN
fsr-4032	229	6	riskpreference	riskpreference	NOUN
fsr-4032	229	7	scores	score	NOUN
fsr-4032	229	8	and	and	CCONJ
fsr-4032	229	9	self	self	NOUN
fsr-4032	229	10	-	-	PUNCT
fsr-4032	229	11	assessed	assess	VERB
fsr-4032	229	12	risk	risk	NOUN
fsr-4032	229	13	tolerance	tolerance	NOUN
fsr-4032	229	14	was	be	AUX
fsr-4032	229	15	observed	observe	VERB
fsr-4032	229	16	.	.	PUNCT
fsr-4032	230	1	investment	investment	NOUN
fsr-4032	230	2	risk	risk	NOUN
fsr-4032	230	3	preference	preference	NOUN
fsr-4032	230	4	was	be	AUX
fsr-4032	230	5	not	not	PART
fsr-4032	230	6	statistically	statistically	ADV
fsr-4032	230	7	significantly	significantly	ADV
fsr-4032	230	8	related	relate	VERB
fsr-4032	230	9	to	to	ADP
fsr-4032	230	10	gender	gender	NOUN
fsr-4032	230	11	;	;	PUNCT
fsr-4032	230	12	however	however	ADV
fsr-4032	230	13	,	,	PUNCT
fsr-4032	230	14	scores	score	NOUN
fsr-4032	230	15	were	be	AUX
fsr-4032	230	16	positively	positively	ADV
fsr-4032	230	17	associated	associate	VERB
fsr-4032	230	18	with	with	ADP
fsr-4032	230	19	respondent	respondent	NOUN
fsr-4032	230	20	education	education	NOUN
fsr-4032	230	21	,	,	PUNCT
fsr-4032	230	22	income	income	NOUN
fsr-4032	230	23	,	,	PUNCT
fsr-4032	230	24	and	and	CCONJ
fsr-4032	230	25	financial	financial	ADJ
fsr-4032	230	26	satisfaction	satisfaction	NOUN
fsr-4032	230	27	.	.	PUNCT
fsr-4032	231	1	investment	investment	NOUN
fsr-4032	231	2	risk	risk	NOUN
fsr-4032	231	3	preference	preference	NOUN
fsr-4032	231	4	was	be	AUX
fsr-4032	231	5	also	also	ADV
fsr-4032	231	6	negatively	negatively	ADV
fsr-4032	231	7	associated	associate	VERB
fsr-4032	231	8	with	with	ADP
fsr-4032	231	9	cash	cash	NOUN
fsr-4032	231	10	ownership	ownership	NOUN
fsr-4032	231	11	.	.	PUNCT
fsr-4032	232	1	table	table	NOUN
fsr-4032	232	2	5	5	NUM
fsr-4032	232	3	.	.	PUNCT
fsr-4032	233	1	correlation	correlation	NOUN
fsr-4032	233	2	estimates	estimate	NOUN
fsr-4032	233	3	across	across	ADP
fsr-4032	233	4	the	the	DET
fsr-4032	233	5	variables	variable	NOUN
fsr-4032	233	6	of	of	ADP
fsr-4032	233	7	interest	interest	NOUN
fsr-4032	233	8	in	in	ADP
fsr-4032	233	9	survey	survey	NOUN
fsr-4032	233	10	two	two	NUM
fsr-4032	233	11	variable	variable	ADJ
fsr-4032	233	12	1	1	NUM
fsr-4032	233	13	2	2	NUM
fsr-4032	233	14	3	3	NUM
fsr-4032	233	15	4	4	NUM
fsr-4032	233	16	5	5	NUM
fsr-4032	233	17	6	6	NUM
fsr-4032	233	18	7	7	NUM
fsr-4032	233	19	1	1	NUM
fsr-4032	233	20	.	.	PUNCT
fsr-4032	233	21	sa	sa	PROPN
fsr-4032	233	22	risk	risk	NOUN
fsr-4032	233	23	tolerance	tolerance	NOUN
fsr-4032	233	24	1.00	1.00	NUM
fsr-4032	233	25	2	2	NUM
fsr-4032	233	26	.	.	PUNCT
fsr-4032	233	27	cash	cash	NOUN
fsr-4032	233	28	holdings	holding	NOUN
fsr-4032	233	29	-.36	-.36	VERB
fsr-4032	233	30	*	*	PUNCT
fsr-4032	233	31	*	*	PUNCT
fsr-4032	233	32	1.00	1.00	NUM
fsr-4032	233	33	3	3	NUM
fsr-4032	233	34	.	.	PUNCT
fsr-4032	234	1	gender	gender	NOUN
fsr-4032	234	2	-.14	-.14	PUNCT
fsr-4032	235	1	*	*	PUNCT
fsr-4032	235	2	*	*	PUNCT
fsr-4032	235	3	.16	.16	PUNCT
fsr-4032	235	4	*	*	PUNCT
fsr-4032	235	5	*	*	PUNCT
fsr-4032	235	6	1.00	1.00	NUM
fsr-4032	235	7	4	4	NUM
fsr-4032	235	8	.	.	PUNCT
fsr-4032	236	1	education	education	NOUN
fsr-4032	236	2	.23	.23	NUM
fsr-4032	236	3	*	*	PUNCT
fsr-4032	236	4	*	*	PUNCT
fsr-4032	236	5	-.18	-.18	PUNCT
fsr-4032	236	6	*	*	PUNCT
fsr-4032	236	7	*	*	NOUN
fsr-4032	236	8	.04	.04	NUM
fsr-4032	236	9	1.00	1.00	NUM
fsr-4032	236	10	5	5	NUM
fsr-4032	236	11	.	.	PUNCT
fsr-4032	237	1	income	income	NOUN
fsr-4032	237	2	.32	.32	NUM
fsr-4032	237	3	*	*	PUNCT
fsr-4032	237	4	*	*	PUNCT
fsr-4032	237	5	-.35	-.35	VERB
fsr-4032	237	6	*	*	PUNCT
fsr-4032	237	7	*	*	PUNCT
fsr-4032	237	8	-.03	-.03	PUNCT
fsr-4032	237	9	.41	.41	NUM
fsr-4032	237	10	*	*	NOUN
fsr-4032	237	11	*	*	PROPN
fsr-4032	237	12	1.00	1.00	NUM
fsr-4032	237	13	6	6	NUM
fsr-4032	237	14	.	.	PUNCT
fsr-4032	238	1	fin	fin	NOUN
fsr-4032	238	2	.	.	PUNCT
fsr-4032	238	3	satisfaction	satisfaction	NOUN
fsr-4032	238	4	.27	.27	NUM
fsr-4032	238	5	*	*	PUNCT
fsr-4032	238	6	*	*	PUNCT
fsr-4032	238	7	-.36	-.36	VERB
fsr-4032	238	8	*	*	PUNCT
fsr-4032	238	9	*	*	PUNCT
fsr-4032	238	10	-.13	-.13	PROPN
fsr-4032	238	11	*	*	PUNCT
fsr-4032	238	12	.18	.18	NUM
fsr-4032	238	13	*	*	PUNCT
fsr-4032	238	14	*	*	PUNCT
fsr-4032	238	15	.39	.39	NUM
fsr-4032	238	16	*	*	PUNCT
fsr-4032	238	17	*	*	PUNCT
fsr-4032	238	18	1.00	1.00	NUM
fsr-4032	238	19	7	7	NUM
fsr-4032	238	20	.	.	PUNCT
fsr-4032	239	1	inv	inv	VERB
fsr-4032	239	2	.	.	PUNCT
fsr-4032	240	1	risk	risk	NOUN
fsr-4032	240	2	pref	pref	PROPN
fsr-4032	240	3	.	.	PUNCT
fsr-4032	241	1	.18	.18	NUM
fsr-4032	242	1	*	*	PUNCT
fsr-4032	242	2	*	*	PUNCT
fsr-4032	242	3	-.19	-.19	PUNCT
fsr-4032	242	4	*	*	PUNCT
fsr-4032	242	5	*	*	PUNCT
fsr-4032	242	6	-.08	-.08	PUNCT
fsr-4032	242	7	.10	.10	NUM
fsr-4032	242	8	*	*	SYM
fsr-4032	242	9	.14	.14	NUM
fsr-4032	242	10	*	*	PUNCT
fsr-4032	242	11	*	*	PROPN
fsr-4032	243	1	.09	.09	NUM
fsr-4032	243	2	*	*	PROPN
fsr-4032	243	3	1.00	1.00	NUM
fsr-4032	243	4	note	note	NOUN
fsr-4032	243	5	.	.	PUNCT
fsr-4032	244	1	*	*	PUNCT
fsr-4032	244	2	p	p	X
fsr-4032	244	3	<	<	X
fsr-4032	244	4	.01	.01	NUM
fsr-4032	244	5	,	,	PUNCT
fsr-4032	244	6	*	*	PUNCT
fsr-4032	245	1	*	*	PUNCT
fsr-4032	245	2	p	p	X
fsr-4032	245	3	<	<	X
fsr-4032	245	4	.001	.001	NUM
fsr-4032	245	5	.	.	PUNCT
fsr-4032	246	1	a	a	DET
fsr-4032	246	2	regression	regression	NOUN
fsr-4032	246	3	was	be	AUX
fsr-4032	246	4	used	use	VERB
fsr-4032	246	5	to	to	PART
fsr-4032	246	6	assess	assess	VERB
fsr-4032	246	7	whether	whether	SCONJ
fsr-4032	246	8	investment	investment	NOUN
fsr-4032	246	9	risk	risk	NOUN
fsr-4032	246	10	preference	preference	NOUN
fsr-4032	246	11	was	be	AUX
fsr-4032	246	12	positively	positively	ADV
fsr-4032	246	13	associated	associate	VERB
fsr-4032	246	14	with	with	ADP
fsr-4032	246	15	cash	cash	NOUN
fsr-4032	246	16	ownership	ownership	NOUN
fsr-4032	246	17	controlling	control	VERB
fsr-4032	246	18	for	for	ADP
fsr-4032	246	19	gender	gender	NOUN
fsr-4032	246	20	,	,	PUNCT
fsr-4032	246	21	education	education	NOUN
fsr-4032	246	22	,	,	PUNCT
fsr-4032	246	23	income	income	NOUN
fsr-4032	246	24	,	,	PUNCT
fsr-4032	246	25	and	and	CCONJ
fsr-4032	246	26	financial	financial	ADJ
fsr-4032	246	27	satisfaction	satisfaction	NOUN
fsr-4032	246	28	.	.	PUNCT
fsr-4032	247	1	the	the	DET
fsr-4032	247	2	model	model	NOUN
fsr-4032	247	3	shown	show	VERB
fsr-4032	247	4	in	in	ADP
fsr-4032	247	5	table	table	NOUN
fsr-4032	247	6	6	6	NUM
fsr-4032	247	7	was	be	AUX
fsr-4032	247	8	statistically	statistically	ADV
fsr-4032	247	9	significant	significant	ADJ
fsr-4032	247	10	,	,	PUNCT
fsr-4032	247	11	f5,453	f5,453	PROPN
fsr-4032	247	12	=	=	SYM
fsr-4032	247	13	25.177	25.177	NUM
fsr-4032	247	14	,	,	PUNCT
fsr-4032	247	15	p	p	X
fsr-4032	247	16	<	<	X
fsr-4032	247	17	.001	.001	NUM
fsr-4032	247	18	.	.	PUNCT
fsr-4032	248	1	the	the	DET
fsr-4032	248	2	model	model	NOUN
fsr-4032	248	3	explained	explain	VERB
fsr-4032	248	4	approximately	approximately	ADV
fsr-4032	248	5	22	22	NUM
fsr-4032	248	6	%	%	NOUN
fsr-4032	248	7	of	of	ADP
fsr-4032	248	8	the	the	DET
fsr-4032	248	9	variance	variance	NOUN
fsr-4032	248	10	in	in	ADP
fsr-4032	248	11	cash	cash	NOUN
fsr-4032	248	12	ownership	ownership	NOUN
fsr-4032	248	13	reported	report	VERB
fsr-4032	248	14	by	by	ADP
fsr-4032	248	15	respondents	respondent	NOUN
fsr-4032	248	16	.	.	PUNCT
fsr-4032	249	1	as	as	SCONJ
fsr-4032	249	2	shown	show	VERB
fsr-4032	249	3	in	in	ADP
fsr-4032	249	4	the	the	DET
fsr-4032	249	5	table	table	NOUN
fsr-4032	249	6	,	,	PUNCT
fsr-4032	249	7	investment	investment	NOUN
fsr-4032	249	8	risk	risk	NOUN
fsr-4032	249	9	preference	preference	NOUN
fsr-4032	249	10	was	be	AUX
fsr-4032	249	11	negatively	negatively	ADV
fsr-4032	249	12	associated	associate	VERB
fsr-4032	249	13	with	with	ADP
fsr-4032	249	14	holding	hold	VERB
fsr-4032	249	15	cash	cash	NOUN
fsr-4032	249	16	.	.	PUNCT
fsr-4032	250	1	this	this	DET
fsr-4032	250	2	finding	finding	NOUN
fsr-4032	250	3	provides	provide	VERB
fsr-4032	250	4	further	further	ADJ
fsr-4032	250	5	support	support	NOUN
fsr-4032	250	6	for	for	ADP
fsr-4032	250	7	the	the	DET
fsr-4032	250	8	first	first	ADJ
fsr-4032	250	9	research	research	NOUN
fsr-4032	250	10	hypothesis	hypothesis	NOUN
fsr-4032	250	11	.	.	PUNCT
fsr-4032	251	1	gender	gender	NOUN
fsr-4032	251	2	,	,	PUNCT
fsr-4032	251	3	income	income	NOUN
fsr-4032	251	4	,	,	PUNCT
fsr-4032	251	5	and	and	CCONJ
fsr-4032	251	6	financial	financial	ADJ
fsr-4032	251	7	satisfaction	satisfaction	NOUN
fsr-4032	251	8	were	be	AUX
fsr-4032	251	9	also	also	ADV
fsr-4032	251	10	associated	associate	VERB
fsr-4032	251	11	with	with	ADP
fsr-4032	251	12	cash	cash	NOUN
fsr-4032	251	13	ownership	ownership	NOUN
fsr-4032	251	14	.	.	PUNCT
fsr-4032	252	1	the	the	DET
fsr-4032	252	2	last	last	ADJ
fsr-4032	252	3	four	four	NUM
fsr-4032	252	4	columns	column	NOUN
fsr-4032	252	5	of	of	ADP
fsr-4032	252	6	table	table	NOUN
fsr-4032	252	7	6	6	NUM
fsr-4032	252	8	show	show	VERB
fsr-4032	252	9	the	the	DET
fsr-4032	252	10	model	model	NOUN
fsr-4032	252	11	where	where	SCONJ
fsr-4032	252	12	self	self	NOUN
fsr-4032	252	13	-	-	PUNCT
fsr-4032	252	14	assessed	assess	VERB
fsr-4032	252	15	risk	risk	NOUN
fsr-4032	252	16	tolerance	tolerance	NOUN
fsr-4032	252	17	,	,	PUNCT
fsr-4032	252	18	rather	rather	ADV
fsr-4032	252	19	than	than	ADP
fsr-4032	252	20	investment	investment	NOUN
fsr-4032	252	21	risk	risk	NOUN
fsr-4032	252	22	preference	preference	NOUN
fsr-4032	252	23	,	,	PUNCT
fsr-4032	252	24	was	be	AUX
fsr-4032	252	25	included	include	VERB
fsr-4032	252	26	as	as	ADP
fsr-4032	252	27	an	an	DET
fsr-4032	252	28	independent	independent	ADJ
fsr-4032	252	29	variable	variable	NOUN
fsr-4032	252	30	.	.	PUNCT
fsr-4032	253	1	the	the	DET
fsr-4032	253	2	model	model	NOUN
fsr-4032	253	3	was	be	AUX
fsr-4032	253	4	statistically	statistically	ADV
fsr-4032	253	5	significant	significant	ADJ
fsr-4032	253	6	,	,	PUNCT
fsr-4032	253	7	f5,453	f5,453	PROPN
fsr-4032	253	8	=	=	SYM
fsr-4032	253	9	29.056	29.056	NUM
fsr-4032	253	10	,	,	PUNCT
fsr-4032	253	11	p	p	X
fsr-4032	253	12	<	<	X
fsr-4032	253	13	.001	.001	NUM
fsr-4032	253	14	,	,	PUNCT
fsr-4032	253	15	explaining	explain	VERB
fsr-4032	253	16	about	about	ADP
fsr-4032	253	17	25	25	NUM
fsr-4032	253	18	%	%	NOUN
fsr-4032	253	19	of	of	ADP
fsr-4032	253	20	the	the	DET
fsr-4032	253	21	variance	variance	NOUN
fsr-4032	253	22	in	in	ADP
fsr-4032	253	23	cash	cash	NOUN
fsr-4032	253	24	ownership	ownership	NOUN
fsr-4032	253	25	.	.	PUNCT
fsr-4032	254	1	self	self	NOUN
fsr-4032	254	2	-	-	PUNCT
fsr-4032	254	3	assessed	assess	VERB
fsr-4032	254	4	risk	risk	NOUN
fsr-4032	254	5	tolerance	tolerance	NOUN
fsr-4032	254	6	was	be	AUX
fsr-4032	254	7	negatively	negatively	ADV
fsr-4032	254	8	associated	associate	VERB
fsr-4032	254	9	with	with	ADP
fsr-4032	254	10	cash	cash	NOUN
fsr-4032	254	11	holdings	holding	NOUN
fsr-4032	254	12	.	.	PUNCT
fsr-4032	255	1	gender	gender	NOUN
fsr-4032	255	2	,	,	PUNCT
fsr-4032	255	3	income	income	NOUN
fsr-4032	255	4	,	,	PUNCT
fsr-4032	255	5	and	and	CCONJ
fsr-4032	255	6	financial	financial	ADJ
fsr-4032	255	7	satisfaction	satisfaction	NOUN
fsr-4032	255	8	were	be	AUX
fsr-4032	255	9	also	also	ADV
fsr-4032	255	10	associated	associate	VERB
fsr-4032	255	11	with	with	ADP
fsr-4032	255	12	cash	cash	NOUN
fsr-4032	255	13	ownership	ownership	NOUN
fsr-4032	255	14	.	.	PUNCT
fsr-4032	256	1	kwak	kwak	PROPN
fsr-4032	256	2	&	&	CCONJ
fsr-4032	256	3	grable	grable	PROPN
fsr-4032	256	4	175	175	NUM
fsr-4032	256	5	table	table	NOUN
fsr-4032	256	6	6	6	NUM
fsr-4032	256	7	.	.	PUNCT
fsr-4032	257	1	ols	ol	NOUN
fsr-4032	257	2	regression	regression	NOUN
fsr-4032	257	3	:	:	PUNCT
fsr-4032	257	4	dependent	dependent	ADJ
fsr-4032	257	5	variable	variable	ADJ
fsr-4032	257	6	cash	cash	NOUN
fsr-4032	257	7	holdings	holding	NOUN
fsr-4032	257	8	as	as	ADP
fsr-4032	257	9	percentage	percentage	NOUN
fsr-4032	257	10	of	of	ADP
fsr-4032	257	11	portfolio	portfolio	NOUN
fsr-4032	257	12	in	in	ADP
fsr-4032	257	13	survey	survey	NOUN
fsr-4032	257	14	two	two	NUM
fsr-4032	257	15	model	model	NOUN
fsr-4032	257	16	1	1	NUM
fsr-4032	257	17	validity	validity	NOUN
fsr-4032	257	18	test	test	NOUN
fsr-4032	257	19	model	model	NOUN
fsr-4032	257	20	variable	variable	PROPN
fsr-4032	257	21	b	b	PROPN
fsr-4032	257	22	se	se	X
fsr-4032	257	23	β	β	PROPN
fsr-4032	257	24	t	t	PROPN
fsr-4032	257	25	b	b	PROPN
fsr-4032	257	26	se	se	PROPN
fsr-4032	257	27	β	β	PROPN
fsr-4032	257	28	t	t	PROPN
fsr-4032	257	29	constant	constant	ADJ
fsr-4032	257	30	87.88	87.88	NUM
fsr-4032	257	31	*	*	NOUN
fsr-4032	257	32	*	*	PUNCT
fsr-4032	258	1	7.81	7.81	NUM
fsr-4032	258	2	11.26	11.26	NUM
fsr-4032	258	3	93.60	93.60	NUM
fsr-4032	258	4	*	*	PUNCT
fsr-4032	258	5	*	*	PUNCT
fsr-4032	258	6	7.79	7.79	NUM
fsr-4032	258	7	12.01	12.01	NUM
fsr-4032	258	8	gender	gender	NOUN
fsr-4032	258	9	8.49	8.49	NUM
fsr-4032	258	10	*	*	SYM
fsr-4032	258	11	3.17	3.17	NUM
fsr-4032	258	12	.11	.11	NUM
fsr-4032	258	13	2.68	2.68	NUM
fsr-4032	258	14	7.31	7.31	NUM
fsr-4032	258	15	*	*	PUNCT
fsr-4032	258	16	3.13	3.13	NUM
fsr-4032	258	17	.10	.10	NUM
fsr-4032	258	18	2.33	2.33	NUM
fsr-4032	258	19	education	education	NOUN
fsr-4032	258	20	-.99	-.99	NOUN
fsr-4032	258	21	1.23	1.23	NUM
fsr-4032	258	22	-.04	-.04	PUNCT
fsr-4032	258	23	-.80	-.80	NOUN
fsr-4032	258	24	-.39	-.39	PUNCT
fsr-4032	258	25	1.22	1.22	NUM
fsr-4032	258	26	-.02	-.02	NUM
fsr-4032	258	27	-.32	-.32	PUNCT
fsr-4032	258	28	income	income	NOUN
fsr-4032	258	29	-2.39	-2.39	NOUN
fsr-4032	258	30	*	*	NOUN
fsr-4032	258	31	*	*	PROPN
fsr-4032	258	32	.52	.52	NUM
fsr-4032	258	33	-.22	-.22	SYM
fsr-4032	258	34	-4.60	-4.60	NUM
fsr-4032	258	35	-2.03	-2.03	PRON
fsr-4032	258	36	*	*	PROPN
fsr-4032	258	37	*	*	PROPN
fsr-4032	258	38	.52	.52	NUM
fsr-4032	258	39	-.19	-.19	SYM
fsr-4032	258	40	-3.91	-3.91	NUM
fsr-4032	258	41	fin	fin	PROPN
fsr-4032	258	42	.	.	PUNCT
fsr-4032	259	1	satisfaction	satisfaction	NOUN
fsr-4032	259	2	-7.62	-7.62	NOUN
fsr-4032	259	3	*	*	PROPN
fsr-4032	259	4	*	*	PROPN
fsr-4032	259	5	1.42	1.42	NUM
fsr-4032	259	6	-.25	-.25	NOUN
fsr-4032	259	7	-5.38	-5.38	INTJ
fsr-4032	259	8	-6.69	-6.69	NOUN
fsr-4032	259	9	*	*	NOUN
fsr-4032	259	10	*	*	PROPN
fsr-4032	259	11	1.41	1.41	NUM
fsr-4032	259	12	-.22	-.22	SYM
fsr-4032	259	13	-4.75	-4.75	NUM
fsr-4032	259	14	inv	inv	X
fsr-4032	259	15	.	.	PUNCT
fsr-4032	260	1	risk	risk	NOUN
fsr-4032	260	2	pref	pref	PROPN
fsr-4032	260	3	.	.	PUNCT
fsr-4032	261	1	-3.92	-3.92	NUM
fsr-4032	261	2	*	*	PUNCT
fsr-4032	261	3	*	*	PROPN
fsr-4032	261	4	1.28	1.28	NUM
fsr-4032	261	5	-.13	-.13	SYM
fsr-4032	261	6	-3.07	-3.07	ADJ
fsr-4032	261	7	sa	sa	PROPN
fsr-4032	261	8	risk	risk	NOUN
fsr-4032	261	9	tolerance	tolerance	NOUN
fsr-4032	261	10	-6.88	-6.88	NOUN
fsr-4032	261	11	*	*	NOUN
fsr-4032	261	12	*	*	PROPN
fsr-4032	261	13	1.38	1.38	NUM
fsr-4032	261	14	-.22	-.22	SYM
fsr-4032	261	15	-4.99	-4.99	NUM
fsr-4032	261	16	note	note	NOUN
fsr-4032	261	17	.	.	PUNCT
fsr-4032	262	1	*	*	PUNCT
fsr-4032	262	2	p	p	X
fsr-4032	262	3	<	<	X
fsr-4032	262	4	.01	.01	NUM
fsr-4032	262	5	,	,	PUNCT
fsr-4032	262	6	*	*	PUNCT
fsr-4032	263	1	*	*	PUNCT
fsr-4032	263	2	p	p	X
fsr-4032	263	3	<	<	X
fsr-4032	263	4	.001	.001	NUM
fsr-4032	263	5	.	.	PUNCT
fsr-4032	264	1	an	an	DET
fsr-4032	264	2	ordered	order	VERB
fsr-4032	264	3	logit	logit	NOUN
fsr-4032	264	4	regression	regression	NOUN
fsr-4032	264	5	was	be	AUX
fsr-4032	264	6	used	use	VERB
fsr-4032	264	7	to	to	PART
fsr-4032	264	8	evaluate	evaluate	VERB
fsr-4032	264	9	the	the	DET
fsr-4032	264	10	second	second	ADJ
fsr-4032	264	11	research	research	NOUN
fsr-4032	264	12	hypothesis	hypothesis	NOUN
fsr-4032	264	13	.	.	PUNCT
fsr-4032	265	1	the	the	DET
fsr-4032	265	2	model	model	NOUN
fsr-4032	265	3	was	be	AUX
fsr-4032	265	4	used	use	VERB
fsr-4032	265	5	to	to	PART
fsr-4032	265	6	establish	establish	VERB
fsr-4032	265	7	whether	whether	SCONJ
fsr-4032	265	8	investment	investment	NOUN
fsr-4032	265	9	risk	risk	NOUN
fsr-4032	265	10	preference	preference	NOUN
fsr-4032	265	11	was	be	AUX
fsr-4032	265	12	positively	positively	ADV
fsr-4032	265	13	associated	associate	VERB
fsr-4032	265	14	with	with	ADP
fsr-4032	265	15	a	a	DET
fsr-4032	265	16	respondent	respondent	NOUN
fsr-4032	265	17	’s	’s	PART
fsr-4032	265	18	self	self	NOUN
fsr-4032	265	19	-	-	PUNCT
fsr-4032	265	20	evaluation	evaluation	NOUN
fsr-4032	265	21	of	of	ADP
fsr-4032	265	22	their	their	PRON
fsr-4032	265	23	risk	risk	NOUN
fsr-4032	265	24	tolerance	tolerance	NOUN
fsr-4032	265	25	,	,	PUNCT
fsr-4032	265	26	controlling	control	VERB
fsr-4032	265	27	for	for	ADP
fsr-4032	265	28	gender	gender	NOUN
fsr-4032	265	29	,	,	PUNCT
fsr-4032	265	30	education	education	NOUN
fsr-4032	265	31	,	,	PUNCT
fsr-4032	265	32	income	income	NOUN
fsr-4032	265	33	,	,	PUNCT
fsr-4032	265	34	and	and	CCONJ
fsr-4032	265	35	financial	financial	ADJ
fsr-4032	265	36	satisfaction	satisfaction	NOUN
fsr-4032	265	37	.	.	PUNCT
fsr-4032	266	1	the	the	DET
fsr-4032	266	2	model	model	NOUN
fsr-4032	266	3	shown	show	VERB
fsr-4032	266	4	in	in	ADP
fsr-4032	266	5	table	table	NOUN
fsr-4032	266	6	7	7	NUM
fsr-4032	266	7	was	be	AUX
fsr-4032	266	8	statistically	statistically	ADV
fsr-4032	266	9	significant	significant	ADJ
fsr-4032	266	10	,	,	PUNCT
fsr-4032	266	11	χ2	χ2	PROPN
fsr-4032	266	12	=	=	SYM
fsr-4032	266	13	72,436	72,436	NUM
fsr-4032	266	14	,	,	PUNCT
fsr-4032	266	15	p	p	X
fsr-4032	266	16	<	<	X
fsr-4032	266	17	.001	.001	NUM
fsr-4032	266	18	.	.	PUNCT
fsr-4032	267	1	the	the	DET
fsr-4032	267	2	model	model	NOUN
fsr-4032	267	3	explained	explain	VERB
fsr-4032	267	4	between	between	ADP
fsr-4032	267	5	16	16	NUM
fsr-4032	267	6	%	%	NOUN
fsr-4032	267	7	and	and	CCONJ
fsr-4032	267	8	18	18	NUM
fsr-4032	267	9	%	%	NOUN
fsr-4032	267	10	of	of	ADP
fsr-4032	267	11	the	the	DET
fsr-4032	267	12	variance	variance	NOUN
fsr-4032	267	13	in	in	ADP
fsr-4032	267	14	self	self	NOUN
fsr-4032	267	15	-	-	PUNCT
fsr-4032	267	16	assessment	assessment	NOUN
fsr-4032	267	17	scores	score	NOUN
fsr-4032	267	18	.	.	PUNCT
fsr-4032	268	1	investment	investment	NOUN
fsr-4032	268	2	risk	risk	NOUN
fsr-4032	268	3	preference	preference	NOUN
fsr-4032	268	4	was	be	AUX
fsr-4032	268	5	found	find	VERB
fsr-4032	268	6	to	to	PART
fsr-4032	268	7	be	be	AUX
fsr-4032	268	8	positively	positively	ADV
fsr-4032	268	9	associated	associate	VERB
fsr-4032	268	10	with	with	ADP
fsr-4032	268	11	self	self	NOUN
fsr-4032	268	12	-	-	PUNCT
fsr-4032	268	13	assessed	assess	VERB
fsr-4032	268	14	risk	risk	NOUN
fsr-4032	268	15	tolerance	tolerance	NOUN
fsr-4032	268	16	.	.	PUNCT
fsr-4032	269	1	this	this	DET
fsr-4032	269	2	finding	finding	NOUN
fsr-4032	269	3	adds	add	VERB
fsr-4032	269	4	additional	additional	ADJ
fsr-4032	269	5	support	support	NOUN
fsr-4032	269	6	for	for	ADP
fsr-4032	269	7	the	the	DET
fsr-4032	269	8	second	second	ADJ
fsr-4032	269	9	hypothesis	hypothesis	NOUN
fsr-4032	269	10	.	.	PUNCT
fsr-4032	270	1	additionally	additionally	ADV
fsr-4032	270	2	,	,	PUNCT
fsr-4032	270	3	each	each	DET
fsr-4032	270	4	control	control	NOUN
fsr-4032	270	5	variable	variable	NOUN
fsr-4032	270	6	was	be	AUX
fsr-4032	270	7	significant	significant	ADJ
fsr-4032	270	8	in	in	ADP
fsr-4032	270	9	the	the	DET
fsr-4032	270	10	model	model	NOUN
fsr-4032	270	11	.	.	PUNCT
fsr-4032	271	1	table	table	NOUN
fsr-4032	271	2	7	7	NUM
fsr-4032	271	3	.	.	PUNCT
fsr-4032	271	4	ordered	order	VERB
fsr-4032	271	5	logit	logit	PROPN
fsr-4032	271	6	regression	regression	NOUN
fsr-4032	271	7	:	:	PUNCT
fsr-4032	271	8	dependent	dependent	ADJ
fsr-4032	271	9	variable	variable	ADJ
fsr-4032	271	10	self	self	NOUN
fsr-4032	271	11	-	-	PUNCT
fsr-4032	271	12	assessed	assess	VERB
fsr-4032	271	13	risk	risk	NOUN
fsr-4032	271	14	tolerance	tolerance	NOUN
fsr-4032	271	15	variable	variable	ADJ
fsr-4032	271	16	estimate	estimate	NOUN
fsr-4032	271	17	se	se	X
fsr-4032	271	18	wald	wald	X
fsr-4032	271	19	95	95	NUM
fsr-4032	271	20	%	%	NOUN
fsr-4032	271	21	conf	conf	NOUN
fsr-4032	271	22	.	.	PUNCT
fsr-4032	272	1	int	int	NOUN
fsr-4032	272	2	.	.	PUNCT
fsr-4032	273	1	lower	low	ADJ
fsr-4032	273	2	bound	bind	VERB
fsr-4032	273	3	95	95	NUM
fsr-4032	273	4	%	%	NOUN
fsr-4032	273	5	conf	conf	NOUN
fsr-4032	273	6	.	.	PUNCT
fsr-4032	274	1	int	int	NOUN
fsr-4032	274	2	.	.	PUNCT
fsr-4032	275	1	upper	upper	ADJ
fsr-4032	275	2	bound	bind	VERB
fsr-4032	275	3	gender	gender	NOUN
fsr-4032	275	4	-.42	-.42	PUNCT
fsr-4032	275	5	*	*	PROPN
fsr-4032	275	6	.17	.17	NUM
fsr-4032	275	7	5.88	5.88	NUM
fsr-4032	275	8	-76	-76	SYM
fsr-4032	275	9	-.08	-.08	PUNCT
fsr-4032	275	10	education	education	NOUN
fsr-4032	275	11	.17	.17	NUM
fsr-4032	276	1	*	*	PROPN
fsr-4032	277	1	.07	.07	NUM
fsr-4032	277	2	6.18	6.18	NUM
fsr-4032	277	3	.04	.04	NUM
fsr-4032	277	4	.30	.30	NUM
fsr-4032	277	5	income	income	NOUN
fsr-4032	277	6	.11	.11	NUM
fsr-4032	277	7	*	*	NOUN
fsr-4032	277	8	*	*	PUNCT
fsr-4032	277	9	.03	.03	NUM
fsr-4032	277	10	14.55	14.55	NUM
fsr-4032	277	11	.05	.05	NUM
fsr-4032	277	12	.17	.17	NUM
fsr-4032	277	13	fin	fin	NOUN
fsr-4032	277	14	.	.	PUNCT
fsr-4032	278	1	satisfaction	satisfaction	NOUN
fsr-4032	278	2	.26	.26	NUM
fsr-4032	278	3	*	*	PUNCT
fsr-4032	278	4	*	*	PUNCT
fsr-4032	278	5	.08	.08	NUM
fsr-4032	278	6	10.64	10.64	NUM
fsr-4032	278	7	.10	.10	NUM
fsr-4032	278	8	.41	.41	NUM
fsr-4032	278	9	inv	inv	ADJ
fsr-4032	278	10	.	.	PUNCT
fsr-4032	279	1	risk	risk	NOUN
fsr-4032	279	2	pref	pref	PROPN
fsr-4032	279	3	.	.	PUNCT
fsr-4032	280	1	.20	.20	NUM
fsr-4032	280	2	*	*	PUNCT
fsr-4032	280	3	*	*	PUNCT
fsr-4032	280	4	.07	.07	NUM
fsr-4032	280	5	8.11	8.11	NUM
fsr-4032	280	6	.06	.06	NUM
fsr-4032	280	7	.34	.34	NUM
fsr-4032	280	8	note	note	NOUN
fsr-4032	280	9	.	.	PUNCT
fsr-4032	281	1	*	*	PUNCT
fsr-4032	281	2	p	p	X
fsr-4032	281	3	<	<	X
fsr-4032	281	4	.01	.01	NUM
fsr-4032	281	5	,	,	PUNCT
fsr-4032	281	6	*	*	PUNCT
fsr-4032	281	7	*	*	PUNCT
fsr-4032	281	8	p	p	X
fsr-4032	281	9	<	<	X
fsr-4032	281	10	.001	.001	NUM
fsr-4032	281	11	discussion	discussion	NOUN
fsr-4032	281	12	this	this	DET
fsr-4032	281	13	paper	paper	NOUN
fsr-4032	281	14	describes	describe	VERB
fsr-4032	281	15	the	the	DET
fsr-4032	281	16	development	development	NOUN
fsr-4032	281	17	and	and	CCONJ
fsr-4032	281	18	testing	testing	NOUN
fsr-4032	281	19	of	of	ADP
fsr-4032	281	20	a	a	DET
fsr-4032	281	21	domain	domain	NOUN
fsr-4032	281	22	specific	specific	ADJ
fsr-4032	281	23	investment	investment	NOUN
fsr-4032	281	24	risk	risk	NOUN
fsr-4032	281	25	-	-	PUNCT
fsr-4032	281	26	preference	preference	NOUN
fsr-4032	281	27	measure	measure	NOUN
fsr-4032	281	28	that	that	PRON
fsr-4032	281	29	blends	blend	VERB
fsr-4032	281	30	aspects	aspect	NOUN
fsr-4032	281	31	from	from	ADP
fsr-4032	281	32	revealedpreference	revealedpreference	NOUN
fsr-4032	281	33	tests	test	NOUN
fsr-4032	281	34	with	with	ADP
fsr-4032	281	35	elements	element	NOUN
fsr-4032	281	36	from	from	ADP
fsr-4032	281	37	statedpreference	statedpreference	ADJ
fsr-4032	281	38	assessments	assessment	NOUN
fsr-4032	281	39	.	.	PUNCT
fsr-4032	282	1	the	the	DET
fsr-4032	282	2	resulting	result	VERB
fsr-4032	282	3	scale	scale	NOUN
fsr-4032	282	4	is	be	AUX
fsr-4032	282	5	one	one	NUM
fsr-4032	282	6	that	that	PRON
fsr-4032	282	7	provides	provide	VERB
fsr-4032	282	8	insight	insight	NOUN
fsr-4032	282	9	into	into	ADP
fsr-4032	282	10	a	a	DET
fsr-4032	282	11	financial	financial	ADJ
fsr-4032	282	12	decision	decision	NOUN
fsr-4032	282	13	maker	maker	NOUN
fsr-4032	282	14	’s	’s	PART
fsr-4032	282	15	investment	investment	NOUN
fsr-4032	282	16	preference	preference	NOUN
fsr-4032	282	17	based	base	VERB
fsr-4032	282	18	on	on	ADP
fsr-4032	282	19	their	their	PRON
fsr-4032	282	20	experiences	experience	NOUN
fsr-4032	282	21	and	and	CCONJ
fsr-4032	282	22	perceptions	perception	NOUN
fsr-4032	282	23	when	when	SCONJ
fsr-4032	282	24	making	make	VERB
fsr-4032	282	25	asset	asset	NOUN
fsr-4032	282	26	allocation	allocation	NOUN
fsr-4032	282	27	choices	choice	NOUN
fsr-4032	282	28	.	.	PUNCT
fsr-4032	283	1	this	this	DET
fsr-4032	283	2	measure	measure	NOUN
fsr-4032	283	3	offers	offer	VERB
fsr-4032	283	4	a	a	DET
fsr-4032	283	5	comparatively	comparatively	ADV
fsr-4032	283	6	quick	quick	ADJ
fsr-4032	283	7	and	and	CCONJ
fsr-4032	283	8	valid	valid	ADJ
fsr-4032	283	9	way	way	NOUN
fsr-4032	283	10	to	to	PART
fsr-4032	283	11	assess	assess	VERB
fsr-4032	283	12	the	the	DET
fsr-4032	283	13	specific	specific	ADJ
fsr-4032	283	14	domain	domain	NOUN
fsr-4032	283	15	of	of	ADP
fsr-4032	283	16	investment	investment	NOUN
fsr-4032	283	17	risk	risk	NOUN
fsr-4032	283	18	preference	preference	NOUN
fsr-4032	283	19	.	.	PUNCT
fsr-4032	284	1	when	when	SCONJ
fsr-4032	284	2	assessing	assess	VERB
fsr-4032	284	3	the	the	DET
fsr-4032	284	4	practicality	practicality	NOUN
fsr-4032	284	5	of	of	ADP
fsr-4032	284	6	this	this	DET
fsr-4032	284	7	tool	tool	NOUN
fsr-4032	284	8	,	,	PUNCT
fsr-4032	284	9	it	it	PRON
fsr-4032	284	10	is	be	AUX
fsr-4032	284	11	worthwhile	worthwhile	ADJ
fsr-4032	284	12	to	to	PART
fsr-4032	284	13	distinguish	distinguish	VERB
fsr-4032	284	14	between	between	ADP
fsr-4032	284	15	investment	investment	NOUN
fsr-4032	284	16	risk	risk	NOUN
fsr-4032	284	17	preference	preference	NOUN
fsr-4032	284	18	,	,	PUNCT
fsr-4032	284	19	risk	risk	NOUN
fsr-4032	284	20	tolerance	tolerance	NOUN
fsr-4032	284	21	,	,	PUNCT
fsr-4032	284	22	and	and	CCONJ
fsr-4032	284	23	risk	risk	NOUN
fsr-4032	284	24	aversion	aversion	NOUN
fsr-4032	284	25	.	.	PUNCT
fsr-4032	285	1	risk	risk	NOUN
fsr-4032	285	2	tolerance	tolerance	NOUN
fsr-4032	285	3	reflects	reflect	VERB
fsr-4032	285	4	an	an	DET
fsr-4032	285	5	individual	individual	NOUN
fsr-4032	285	6	’s	’s	PART
fsr-4032	285	7	willingness	willingness	NOUN
fsr-4032	285	8	to	to	PART
fsr-4032	285	9	accept	accept	VERB
fsr-4032	285	10	financial	financial	ADJ
fsr-4032	285	11	risk	risk	NOUN
fsr-4032	285	12	,	,	PUNCT
fsr-4032	285	13	while	while	SCONJ
fsr-4032	285	14	risk	risk	NOUN
fsr-4032	285	15	aversion	aversion	NOUN
fsr-4032	285	16	indicates	indicate	VERB
fsr-4032	285	17	a	a	DET
fsr-4032	285	18	reluctance	reluctance	NOUN
fsr-4032	285	19	to	to	PART
fsr-4032	285	20	take	take	VERB
fsr-4032	285	21	risks	risk	NOUN
fsr-4032	285	22	.	.	PUNCT
fsr-4032	286	1	in	in	ADP
fsr-4032	286	2	contrast	contrast	NOUN
fsr-4032	286	3	,	,	PUNCT
fsr-4032	286	4	investment	investment	NOUN
fsr-4032	286	5	risk	risk	NOUN
fsr-4032	286	6	preference	preference	NOUN
fsr-4032	286	7	pertains	pertain	VERB
fsr-4032	286	8	to	to	ADP
fsr-4032	286	9	a	a	DET
fsr-4032	286	10	decision	decision	NOUN
fsr-4032	286	11	-	-	PUNCT
fsr-4032	286	12	maker	maker	NOUN
fsr-4032	286	13	's	's	PART
fsr-4032	286	14	subjective	subjective	ADJ
fsr-4032	286	15	perception	perception	NOUN
fsr-4032	286	16	that	that	SCONJ
fsr-4032	286	17	one	one	NUM
fsr-4032	286	18	investment	investment	NOUN
fsr-4032	286	19	option	option	NOUN
fsr-4032	286	20	is	be	AUX
fsr-4032	286	21	more	more	ADV
fsr-4032	286	22	favorable	favorable	ADJ
fsr-4032	286	23	than	than	ADP
fsr-4032	286	24	another	another	PRON
fsr-4032	286	25	.	.	PUNCT
fsr-4032	287	1	as	as	SCONJ
fsr-4032	287	2	noted	note	VERB
fsr-4032	287	3	by	by	ADP
fsr-4032	287	4	nobre	nobre	PROPN
fsr-4032	287	5	and	and	CCONJ
fsr-4032	287	6	grable	grable	ADJ
fsr-4032	287	7	(	(	PUNCT
fsr-4032	287	8	2015	2015	NUM
fsr-4032	287	9	)	)	PUNCT
fsr-4032	287	10	,	,	PUNCT
fsr-4032	287	11	someone	someone	PRON
fsr-4032	287	12	’s	’s	PART
fsr-4032	287	13	preference	preference	NOUN
fsr-4032	287	14	is	be	AUX
fsr-4032	287	15	akin	akin	ADJ
fsr-4032	287	16	to	to	ADP
fsr-4032	287	17	a	a	DET
fsr-4032	287	18	feeling	feeling	NOUN
fsr-4032	287	19	.	.	PUNCT
fsr-4032	288	1	a	a	DET
fsr-4032	288	2	preference	preference	NOUN
fsr-4032	288	3	is	be	AUX
fsr-4032	288	4	not	not	PART
fsr-4032	288	5	a	a	DET
fsr-4032	288	6	characteristic	characteristic	ADJ
fsr-4032	288	7	trait	trait	NOUN
fsr-4032	288	8	.	.	PUNCT
fsr-4032	289	1	this	this	PRON
fsr-4032	289	2	means	mean	VERB
fsr-4032	289	3	that	that	SCONJ
fsr-4032	289	4	someone	someone	PRON
fsr-4032	289	5	’s	’s	PART
fsr-4032	289	6	preference	preference	NOUN
fsr-4032	289	7	can	can	AUX
fsr-4032	289	8	change	change	VERB
fsr-4032	289	9	over	over	ADP
fsr-4032	289	10	time	time	NOUN
fsr-4032	289	11	.	.	PUNCT
fsr-4032	290	1	for	for	ADP
fsr-4032	290	2	example	example	NOUN
fsr-4032	290	3	,	,	PUNCT
fsr-4032	290	4	it	it	PRON
fsr-4032	290	5	is	be	AUX
fsr-4032	290	6	reasonable	reasonable	ADJ
fsr-4032	290	7	to	to	PART
fsr-4032	290	8	anticipate	anticipate	VERB
fsr-4032	290	9	that	that	SCONJ
fsr-4032	290	10	a	a	DET
fsr-4032	290	11	financial	financial	ADJ
fsr-4032	290	12	decision	decision	NOUN
fsr-4032	290	13	-	-	PUNCT
fsr-4032	290	14	maker	maker	NOUN
fsr-4032	290	15	’s	’s	PART
fsr-4032	290	16	preference	preference	NOUN
fsr-4032	290	17	for	for	ADP
fsr-4032	290	18	investments	investment	NOUN
fsr-4032	290	19	that	that	PRON
fsr-4032	290	20	provide	provide	VERB
fsr-4032	290	21	higher	high	ADJ
fsr-4032	290	22	returns	return	NOUN
fsr-4032	290	23	with	with	ADP
fsr-4032	290	24	corresponding	correspond	VERB
fsr-4032	290	25	more	more	ADJ
fsr-4032	290	26	risk	risk	NOUN
fsr-4032	290	27	(	(	PUNCT
fsr-4032	290	28	i.e.	i.e.	X
fsr-4032	290	29	,	,	PUNCT
fsr-4032	290	30	variability	variability	NOUN
fsr-4032	290	31	in	in	ADP
fsr-4032	290	32	returns	return	NOUN
fsr-4032	290	33	)	)	PUNCT
fsr-4032	290	34	will	will	AUX
fsr-4032	290	35	increase	increase	VERB
fsr-4032	290	36	with	with	ADP
fsr-4032	290	37	experience	experience	NOUN
fsr-4032	290	38	,	,	PUNCT
fsr-4032	290	39	satisfaction	satisfaction	NOUN
fsr-4032	290	40	,	,	PUNCT
fsr-4032	290	41	and	and	CCONJ
fsr-4032	290	42	expectations	expectation	NOUN
fsr-4032	290	43	.	.	PUNCT
fsr-4032	291	1	when	when	SCONJ
fsr-4032	291	2	viewed	view	VERB
fsr-4032	291	3	this	this	DET
fsr-4032	291	4	way	way	NOUN
fsr-4032	291	5	,	,	PUNCT
fsr-4032	291	6	risk	risk	NOUN
fsr-4032	291	7	preference	preference	NOUN
fsr-4032	291	8	becomes	become	VERB
fsr-4032	291	9	an	an	DET
fsr-4032	291	10	important	important	ADJ
fsr-4032	291	11	input	input	NOUN
fsr-4032	291	12	when	when	SCONJ
fsr-4032	291	13	describing	describe	VERB
fsr-4032	291	14	someone	someone	PRON
fsr-4032	291	15	’s	’s	PART
fsr-4032	291	16	risk	risk	NOUN
fsr-4032	291	17	profile	profile	NOUN
fsr-4032	291	18	,	,	PUNCT
fsr-4032	291	19	which	which	PRON
fsr-4032	291	20	is	be	AUX
fsr-4032	291	21	generally	generally	ADV
fsr-4032	291	22	defined	define	VERB
fsr-4032	291	23	as	as	ADP
fsr-4032	291	24	a	a	DET
fsr-4032	291	25	composite	composite	ADJ
fsr-4032	291	26	measure	measure	NOUN
fsr-4032	291	27	that	that	PRON
fsr-4032	291	28	portrays	portray	VERB
fsr-4032	291	29	a	a	DET
fsr-4032	291	30	person	person	NOUN
fsr-4032	291	31	’s	’s	PART
fsr-4032	291	32	willingness	willingness	NOUN
fsr-4032	291	33	to	to	PART
fsr-4032	291	34	take	take	VERB
fsr-4032	291	35	risk	risk	NOUN
fsr-4032	291	36	that	that	PRON
fsr-4032	291	37	accounts	account	VERB
fsr-4032	291	38	for	for	ADP
fsr-4032	291	39	their	their	PRON
fsr-4032	291	40	perceptions	perception	NOUN
fsr-4032	291	41	,	,	PUNCT
fsr-4032	291	42	preferences	preference	NOUN
fsr-4032	291	43	,	,	PUNCT
fsr-4032	291	44	capacities	capacity	NOUN
fsr-4032	291	45	,	,	PUNCT
fsr-4032	291	46	composure	composure	NOUN
fsr-4032	291	47	,	,	PUNCT
fsr-4032	291	48	and	and	CCONJ
fsr-4032	291	49	needs	need	NOUN
fsr-4032	291	50	(	(	PUNCT
fsr-4032	291	51	brayman	brayman	NOUN
fsr-4032	291	52	et	et	PROPN
fsr-4032	291	53	al	al	PROPN
fsr-4032	291	54	.	.	PROPN
fsr-4032	291	55	,	,	PUNCT
fsr-4032	291	56	2017	2017	NUM
fsr-4032	291	57	;	;	PUNCT
fsr-4032	291	58	hubble	hubble	PROPN
fsr-4032	291	59	et	et	PROPN
fsr-4032	291	60	al	al	PROPN
fsr-4032	291	61	.	.	PROPN
fsr-4032	291	62	,	,	PUNCT
fsr-4032	291	63	2020	2020	NUM
fsr-4032	291	64	)	)	PUNCT
fsr-4032	291	65	.	.	PUNCT
fsr-4032	292	1	financial	financial	ADJ
fsr-4032	292	2	services	services	PROPN
fsr-4032	292	3	review	review	PROPN
fsr-4032	292	4	,	,	PUNCT
fsr-4032	292	5	33(1	33(1	NUM
fsr-4032	292	6	)	)	PUNCT
fsr-4032	292	7	176	176	NUM
fsr-4032	292	8	this	this	DET
fsr-4032	292	9	distinction	distinction	NOUN
fsr-4032	292	10	between	between	ADP
fsr-4032	292	11	investment	investment	NOUN
fsr-4032	292	12	risk	risk	NOUN
fsr-4032	292	13	preference	preference	NOUN
fsr-4032	292	14	,	,	PUNCT
fsr-4032	292	15	risk	risk	NOUN
fsr-4032	292	16	tolerance	tolerance	NOUN
fsr-4032	292	17	,	,	PUNCT
fsr-4032	292	18	and	and	CCONJ
fsr-4032	292	19	risk	risk	NOUN
fsr-4032	292	20	aversion	aversion	NOUN
fsr-4032	292	21	highlights	highlight	VERB
fsr-4032	292	22	the	the	DET
fsr-4032	292	23	unique	unique	ADJ
fsr-4032	292	24	contribution	contribution	NOUN
fsr-4032	292	25	of	of	ADP
fsr-4032	292	26	the	the	DET
fsr-4032	292	27	measure	measure	NOUN
fsr-4032	292	28	introduced	introduce	VERB
fsr-4032	292	29	in	in	ADP
fsr-4032	292	30	this	this	DET
fsr-4032	292	31	study	study	NOUN
fsr-4032	292	32	,	,	PUNCT
fsr-4032	292	33	which	which	PRON
fsr-4032	292	34	differs	differ	VERB
fsr-4032	292	35	from	from	ADP
fsr-4032	292	36	the	the	DET
fsr-4032	292	37	scf	scf	PROPN
fsr-4032	292	38	self	self	NOUN
fsr-4032	292	39	-	-	PUNCT
fsr-4032	292	40	assessed	assess	VERB
fsr-4032	292	41	risk	risk	NOUN
fsr-4032	292	42	item	item	NOUN
fsr-4032	292	43	and	and	CCONJ
fsr-4032	292	44	other	other	ADJ
fsr-4032	292	45	risktolerance	risktolerance	NOUN
fsr-4032	292	46	assessments	assessment	NOUN
fsr-4032	292	47	.	.	PUNCT
fsr-4032	293	1	although	although	SCONJ
fsr-4032	293	2	the	the	DET
fsr-4032	293	3	models	model	NOUN
fsr-4032	293	4	incorporating	incorporate	VERB
fsr-4032	293	5	the	the	DET
fsr-4032	293	6	investment	investment	NOUN
fsr-4032	293	7	risk	risk	NOUN
fsr-4032	293	8	-	-	PUNCT
fsr-4032	293	9	preference	preference	NOUN
fsr-4032	293	10	measure	measure	NOUN
fsr-4032	293	11	and	and	CCONJ
fsr-4032	293	12	the	the	DET
fsr-4032	293	13	self	self	NOUN
fsr-4032	293	14	-	-	PUNCT
fsr-4032	293	15	assessed	assess	VERB
fsr-4032	293	16	stated	state	VERB
fsr-4032	293	17	-	-	PUNCT
fsr-4032	293	18	preference	preference	NOUN
fsr-4032	293	19	item	item	NOUN
fsr-4032	293	20	produced	produce	VERB
fsr-4032	293	21	comparable	comparable	ADJ
fsr-4032	293	22	results	result	NOUN
fsr-4032	293	23	,	,	PUNCT
fsr-4032	293	24	the	the	DET
fsr-4032	293	25	investment	investment	NOUN
fsr-4032	293	26	risk	risk	NOUN
fsr-4032	293	27	-	-	PUNCT
fsr-4032	293	28	preference	preference	NOUN
fsr-4032	293	29	measure	measure	NOUN
fsr-4032	293	30	provides	provide	VERB
fsr-4032	293	31	a	a	DET
fsr-4032	293	32	notable	notable	ADJ
fsr-4032	293	33	advantage	advantage	NOUN
fsr-4032	293	34	.	.	PUNCT
fsr-4032	294	1	specifically	specifically	ADV
fsr-4032	294	2	,	,	PUNCT
fsr-4032	294	3	it	it	PRON
fsr-4032	294	4	enables	enable	VERB
fsr-4032	294	5	financial	financial	ADJ
fsr-4032	294	6	advisors	advisor	NOUN
fsr-4032	294	7	to	to	PART
fsr-4032	294	8	align	align	VERB
fsr-4032	294	9	a	a	DET
fsr-4032	294	10	test	test	NOUN
fsr-4032	294	11	-	-	PUNCT
fsr-4032	294	12	taker	taker	NOUN
fsr-4032	294	13	more	more	ADV
fsr-4032	294	14	accurately	accurately	ADV
fsr-4032	294	15	with	with	ADP
fsr-4032	294	16	investment	investment	NOUN
fsr-4032	294	17	products	product	NOUN
fsr-4032	294	18	that	that	PRON
fsr-4032	294	19	align	align	VERB
fsr-4032	294	20	with	with	ADP
fsr-4032	294	21	their	their	PRON
fsr-4032	294	22	risktaking	risktake	VERB
fsr-4032	294	23	comfort	comfort	NOUN
fsr-4032	294	24	level	level	NOUN
fsr-4032	294	25	,	,	PUNCT
fsr-4032	294	26	offering	offer	VERB
fsr-4032	294	27	a	a	DET
fsr-4032	294	28	direct	direct	ADJ
fsr-4032	294	29	and	and	CCONJ
fsr-4032	294	30	practical	practical	ADJ
fsr-4032	294	31	application	application	NOUN
fsr-4032	294	32	for	for	ADP
fsr-4032	294	33	portfolio	portfolio	NOUN
fsr-4032	294	34	personalization	personalization	NOUN
fsr-4032	294	35	.	.	PUNCT
fsr-4032	295	1	this	this	DET
fsr-4032	295	2	precise	precise	ADJ
fsr-4032	295	3	alignment	alignment	NOUN
fsr-4032	295	4	underscores	underscore	VERB
fsr-4032	295	5	the	the	DET
fsr-4032	295	6	significant	significant	ADJ
fsr-4032	295	7	value	value	NOUN
fsr-4032	295	8	of	of	ADP
fsr-4032	295	9	the	the	DET
fsr-4032	295	10	investment	investment	NOUN
fsr-4032	295	11	risk	risk	NOUN
fsr-4032	295	12	-	-	PUNCT
fsr-4032	295	13	preference	preference	NOUN
fsr-4032	295	14	measure	measure	NOUN
fsr-4032	295	15	introduced	introduce	VERB
fsr-4032	295	16	in	in	ADP
fsr-4032	295	17	this	this	DET
fsr-4032	295	18	research	research	NOUN
fsr-4032	295	19	.	.	PUNCT
fsr-4032	296	1	in	in	ADP
fsr-4032	296	2	this	this	DET
fsr-4032	296	3	study	study	NOUN
fsr-4032	296	4	,	,	PUNCT
fsr-4032	296	5	investment	investment	NOUN
fsr-4032	296	6	risk	risk	NOUN
fsr-4032	296	7	preference	preference	NOUN
fsr-4032	296	8	was	be	AUX
fsr-4032	296	9	found	find	VERB
fsr-4032	296	10	to	to	PART
fsr-4032	296	11	be	be	AUX
fsr-4032	296	12	negatively	negatively	ADV
fsr-4032	296	13	associated	associate	VERB
fsr-4032	296	14	with	with	ADP
fsr-4032	296	15	cash	cash	NOUN
fsr-4032	296	16	holding	hold	VERB
fsr-4032	296	17	behavior	behavior	NOUN
fsr-4032	296	18	.	.	PUNCT
fsr-4032	297	1	investment	investment	NOUN
fsr-4032	297	2	risk	risk	NOUN
fsr-4032	297	3	preference	preference	NOUN
fsr-4032	297	4	was	be	AUX
fsr-4032	297	5	also	also	ADV
fsr-4032	297	6	found	find	VERB
fsr-4032	297	7	to	to	PART
fsr-4032	297	8	be	be	AUX
fsr-4032	297	9	positively	positively	ADV
fsr-4032	297	10	correlated	correlate	VERB
fsr-4032	297	11	with	with	ADP
fsr-4032	297	12	selfassessed	selfassessed	ADJ
fsr-4032	297	13	risk	risk	NOUN
fsr-4032	297	14	tolerance	tolerance	NOUN
fsr-4032	297	15	,	,	PUNCT
fsr-4032	297	16	attained	attain	VERB
fsr-4032	297	17	education	education	NOUN
fsr-4032	297	18	,	,	PUNCT
fsr-4032	297	19	income	income	NOUN
fsr-4032	297	20	,	,	PUNCT
fsr-4032	297	21	and	and	CCONJ
fsr-4032	297	22	financial	financial	ADJ
fsr-4032	297	23	satisfaction	satisfaction	NOUN
fsr-4032	297	24	.	.	PUNCT
fsr-4032	298	1	findings	finding	NOUN
fsr-4032	298	2	from	from	ADP
fsr-4032	298	3	this	this	DET
fsr-4032	298	4	study	study	NOUN
fsr-4032	298	5	suggest	suggest	VERB
fsr-4032	298	6	that	that	SCONJ
fsr-4032	298	7	the	the	DET
fsr-4032	298	8	domain	domain	NOUN
fsr-4032	298	9	specific	specific	ADJ
fsr-4032	298	10	assessment	assessment	NOUN
fsr-4032	298	11	tool	tool	NOUN
fsr-4032	298	12	presented	present	VERB
fsr-4032	298	13	in	in	ADP
fsr-4032	298	14	this	this	DET
fsr-4032	298	15	paper	paper	NOUN
fsr-4032	298	16	provides	provide	VERB
fsr-4032	298	17	a	a	DET
fsr-4032	298	18	way	way	NOUN
fsr-4032	298	19	to	to	PART
fsr-4032	298	20	quickly	quickly	ADV
fsr-4032	298	21	estimate	estimate	VERB
fsr-4032	298	22	a	a	DET
fsr-4032	298	23	person	person	NOUN
fsr-4032	298	24	’s	’s	PART
fsr-4032	298	25	preference	preference	NOUN
fsr-4032	298	26	when	when	SCONJ
fsr-4032	298	27	allocating	allocate	VERB
fsr-4032	298	28	household	household	NOUN
fsr-4032	298	29	investment	investment	NOUN
fsr-4032	298	30	resources	resource	NOUN
fsr-4032	298	31	.	.	PUNCT
fsr-4032	299	1	those	those	PRON
fsr-4032	299	2	with	with	ADP
fsr-4032	299	3	a	a	DET
fsr-4032	299	4	low	low	ADJ
fsr-4032	299	5	investment	investment	NOUN
fsr-4032	299	6	risk	risk	NOUN
fsr-4032	299	7	-	-	PUNCT
fsr-4032	299	8	preference	preference	NOUN
fsr-4032	299	9	scale	scale	NOUN
fsr-4032	299	10	score	score	NOUN
fsr-4032	299	11	are	be	AUX
fsr-4032	299	12	expected	expect	VERB
fsr-4032	299	13	to	to	PART
fsr-4032	299	14	be	be	AUX
fsr-4032	299	15	more	more	ADV
fsr-4032	299	16	likely	likely	ADJ
fsr-4032	299	17	to	to	PART
fsr-4032	299	18	hold	hold	VERB
fsr-4032	299	19	a	a	DET
fsr-4032	299	20	greater	great	ADJ
fsr-4032	299	21	proportion	proportion	NOUN
fsr-4032	299	22	of	of	ADP
fsr-4032	299	23	their	their	PRON
fsr-4032	299	24	household	household	NOUN
fsr-4032	299	25	wealth	wealth	NOUN
fsr-4032	299	26	in	in	ADP
fsr-4032	299	27	low	low	ADJ
fsr-4032	299	28	return	return	NOUN
fsr-4032	299	29	/	/	SYM
fsr-4032	299	30	low	low	ADJ
fsr-4032	299	31	risk	risk	NOUN
fsr-4032	299	32	assets	asset	NOUN
fsr-4032	299	33	.	.	PUNCT
fsr-4032	300	1	on	on	ADP
fsr-4032	300	2	the	the	DET
fsr-4032	300	3	other	other	ADJ
fsr-4032	300	4	hand	hand	NOUN
fsr-4032	300	5	,	,	PUNCT
fsr-4032	300	6	as	as	SCONJ
fsr-4032	300	7	scale	scale	NOUN
fsr-4032	300	8	scores	score	NOUN
fsr-4032	300	9	increase	increase	NOUN
fsr-4032	300	10	,	,	PUNCT
fsr-4032	300	11	it	it	PRON
fsr-4032	300	12	is	be	AUX
fsr-4032	300	13	reasonable	reasonable	ADJ
fsr-4032	300	14	to	to	PART
fsr-4032	300	15	expect	expect	VERB
fsr-4032	300	16	someone	someone	PRON
fsr-4032	300	17	to	to	PART
fsr-4032	300	18	hold	hold	VERB
fsr-4032	300	19	proportionately	proportionately	ADV
fsr-4032	300	20	more	more	ADV
fsr-4032	300	21	risky	risky	ADJ
fsr-4032	300	22	assets	asset	NOUN
fsr-4032	300	23	in	in	ADP
fsr-4032	300	24	their	their	PRON
fsr-4032	300	25	household	household	NOUN
fsr-4032	300	26	portfolio(s	portfolio(s	NOUN
fsr-4032	300	27	)	)	PUNCT
fsr-4032	300	28	.	.	PUNCT
fsr-4032	301	1	it	it	PRON
fsr-4032	301	2	is	be	AUX
fsr-4032	301	3	worth	worth	ADJ
fsr-4032	301	4	considering	consider	VERB
fsr-4032	301	5	potential	potential	ADJ
fsr-4032	301	6	study	study	NOUN
fsr-4032	301	7	limitations	limitation	NOUN
fsr-4032	301	8	when	when	SCONJ
fsr-4032	301	9	evaluating	evaluate	VERB
fsr-4032	301	10	the	the	DET
fsr-4032	301	11	results	result	NOUN
fsr-4032	301	12	of	of	ADP
fsr-4032	301	13	this	this	DET
fsr-4032	301	14	research	research	NOUN
fsr-4032	301	15	project	project	NOUN
fsr-4032	301	16	.	.	PUNCT
fsr-4032	302	1	to	to	PART
fsr-4032	302	2	begin	begin	VERB
fsr-4032	302	3	with	with	ADP
fsr-4032	302	4	,	,	PUNCT
fsr-4032	302	5	the	the	DET
fsr-4032	302	6	samples	sample	NOUN
fsr-4032	302	7	were	be	AUX
fsr-4032	302	8	not	not	PART
fsr-4032	302	9	nationally	nationally	ADV
fsr-4032	302	10	representative	representative	ADJ
fsr-4032	302	11	.	.	PUNCT
fsr-4032	303	1	the	the	DET
fsr-4032	303	2	samples	sample	NOUN
fsr-4032	303	3	were	be	AUX
fsr-4032	303	4	chosen	choose	VERB
fsr-4032	303	5	to	to	PART
fsr-4032	303	6	be	be	AUX
fsr-4032	303	7	descriptive	descriptive	ADJ
fsr-4032	303	8	of	of	ADP
fsr-4032	303	9	adults	adult	NOUN
fsr-4032	303	10	who	who	PRON
fsr-4032	303	11	are	be	AUX
fsr-4032	303	12	tasked	task	VERB
fsr-4032	303	13	with	with	ADP
fsr-4032	303	14	making	make	VERB
fsr-4032	303	15	household	household	NOUN
fsr-4032	303	16	investment	investment	NOUN
fsr-4032	303	17	asset	asset	NOUN
fsr-4032	303	18	allocation	allocation	NOUN
fsr-4032	303	19	decisions	decision	NOUN
fsr-4032	303	20	.	.	PUNCT
fsr-4032	304	1	this	this	PRON
fsr-4032	304	2	helps	help	VERB
fsr-4032	304	3	explain	explain	VERB
fsr-4032	304	4	the	the	DET
fsr-4032	304	5	relatively	relatively	ADV
fsr-4032	304	6	high	high	ADJ
fsr-4032	304	7	degree	degree	NOUN
fsr-4032	304	8	of	of	ADP
fsr-4032	304	9	risk	risk	NOUN
fsr-4032	304	10	aversion	aversion	NOUN
fsr-4032	304	11	exhibited	exhibit	VERB
fsr-4032	304	12	by	by	ADP
fsr-4032	304	13	survey	survey	NOUN
fsr-4032	304	14	respondents	respondent	NOUN
fsr-4032	304	15	.	.	PUNCT
fsr-4032	305	1	the	the	DET
fsr-4032	305	2	average	average	ADJ
fsr-4032	305	3	respondent	respondent	NOUN
fsr-4032	305	4	’s	’s	PART
fsr-4032	305	5	preference	preference	NOUN
fsr-4032	305	6	for	for	ADP
fsr-4032	305	7	low	low	ADJ
fsr-4032	305	8	-	-	PUNCT
fsr-4032	305	9	risk	risk	NOUN
fsr-4032	305	10	investments	investment	NOUN
fsr-4032	305	11	may	may	AUX
fsr-4032	305	12	have	have	AUX
fsr-4032	305	13	also	also	ADV
fsr-4032	305	14	been	be	AUX
fsr-4032	305	15	tied	tie	VERB
fsr-4032	305	16	to	to	ADP
fsr-4032	305	17	the	the	DET
fsr-4032	305	18	market	market	NOUN
fsr-4032	305	19	environment	environment	NOUN
fsr-4032	305	20	when	when	SCONJ
fsr-4032	305	21	the	the	DET
fsr-4032	305	22	surveys	survey	NOUN
fsr-4032	305	23	were	be	AUX
fsr-4032	305	24	distributed	distribute	VERB
fsr-4032	305	25	.	.	PUNCT
fsr-4032	306	1	the	the	DET
fsr-4032	306	2	year	year	NOUN
fsr-4032	306	3	2022	2022	NUM
fsr-4032	306	4	marked	mark	VERB
fsr-4032	306	5	the	the	DET
fsr-4032	306	6	worst	bad	ADJ
fsr-4032	306	7	market	market	NOUN
fsr-4032	306	8	for	for	ADP
fsr-4032	306	9	bonds	bond	NOUN
fsr-4032	306	10	in	in	ADP
fsr-4032	306	11	over	over	ADP
fsr-4032	306	12	100	100	NUM
fsr-4032	306	13	years	year	NOUN
fsr-4032	306	14	.	.	PUNCT
fsr-4032	307	1	returns	return	NOUN
fsr-4032	307	2	on	on	ADP
fsr-4032	307	3	equity	equity	NOUN
fsr-4032	307	4	investments	investment	NOUN
fsr-4032	307	5	were	be	AUX
fsr-4032	307	6	also	also	ADV
fsr-4032	307	7	negative	negative	ADJ
fsr-4032	307	8	.	.	PUNCT
fsr-4032	308	1	the	the	DET
fsr-4032	308	2	markets	market	NOUN
fsr-4032	308	3	in	in	ADP
fsr-4032	308	4	2024	2024	NUM
fsr-4032	308	5	,	,	PUNCT
fsr-4032	308	6	however	however	ADV
fsr-4032	308	7	,	,	PUNCT
fsr-4032	308	8	were	be	AUX
fsr-4032	308	9	generally	generally	ADV
fsr-4032	308	10	positive	positive	ADJ
fsr-4032	308	11	,	,	PUNCT
fsr-4032	308	12	but	but	CCONJ
fsr-4032	308	13	overshadowed	overshadow	VERB
fsr-4032	308	14	by	by	ADP
fsr-4032	308	15	a	a	DET
fsr-4032	308	16	rigorously	rigorously	ADV
fsr-4032	308	17	contested	contest	VERB
fsr-4032	308	18	presidential	presidential	ADJ
fsr-4032	308	19	election	election	NOUN
fsr-4032	308	20	.	.	PUNCT
fsr-4032	309	1	it	it	PRON
fsr-4032	309	2	is	be	AUX
fsr-4032	309	3	possible	possible	ADJ
fsr-4032	309	4	that	that	SCONJ
fsr-4032	309	5	after	after	ADP
fsr-4032	309	6	incurring	incur	VERB
fsr-4032	309	7	portfolio	portfolio	NOUN
fsr-4032	309	8	losses	loss	NOUN
fsr-4032	309	9	,	,	PUNCT
fsr-4032	309	10	and	and	CCONJ
fsr-4032	309	11	being	be	AUX
fsr-4032	309	12	uncertain	uncertain	ADJ
fsr-4032	309	13	about	about	ADP
fsr-4032	309	14	election	election	NOUN
fsr-4032	309	15	outcomes	outcome	NOUN
fsr-4032	309	16	,	,	PUNCT
fsr-4032	309	17	respondents	respondent	NOUN
fsr-4032	309	18	in	in	ADP
fsr-4032	309	19	both	both	DET
fsr-4032	309	20	surveys	survey	NOUN
fsr-4032	309	21	shifted	shift	VERB
fsr-4032	309	22	their	their	PRON
fsr-4032	309	23	preference	preference	NOUN
fsr-4032	309	24	towards	towards	ADP
fsr-4032	309	25	lower	low	ADJ
fsr-4032	309	26	risk	risk	NOUN
fsr-4032	309	27	investments	investment	NOUN
fsr-4032	309	28	at	at	ADP
fsr-4032	309	29	the	the	DET
fsr-4032	309	30	time	time	NOUN
fsr-4032	309	31	of	of	ADP
fsr-4032	309	32	survey	survey	NOUN
fsr-4032	309	33	completion	completion	NOUN
fsr-4032	309	34	.	.	PUNCT
fsr-4032	310	1	this	this	DET
fsr-4032	310	2	possibility	possibility	NOUN
fsr-4032	310	3	can	can	AUX
fsr-4032	310	4	be	be	AUX
fsr-4032	310	5	checked	check	VERB
fsr-4032	310	6	by	by	ADP
fsr-4032	310	7	administering	administer	VERB
fsr-4032	310	8	the	the	DET
fsr-4032	310	9	test	test	NOUN
fsr-4032	310	10	again	again	ADV
fsr-4032	310	11	during	during	ADP
fsr-4032	310	12	a	a	DET
fsr-4032	310	13	bond	bond	NOUN
fsr-4032	310	14	and	and	CCONJ
fsr-4032	310	15	equity	equity	NOUN
fsr-4032	310	16	bull	bull	NOUN
fsr-4032	310	17	market	market	NOUN
fsr-4032	310	18	that	that	PRON
fsr-4032	310	19	is	be	AUX
fsr-4032	310	20	unencumbered	unencumbered	ADJ
fsr-4032	310	21	by	by	ADP
fsr-4032	310	22	a	a	DET
fsr-4032	310	23	national	national	ADJ
fsr-4032	310	24	election	election	NOUN
fsr-4032	310	25	.	.	PUNCT
fsr-4032	311	1	it	it	PRON
fsr-4032	311	2	would	would	AUX
fsr-4032	311	3	also	also	ADV
fsr-4032	311	4	be	be	AUX
fsr-4032	311	5	beneficial	beneficial	ADJ
fsr-4032	311	6	for	for	ADP
fsr-4032	311	7	future	future	ADJ
fsr-4032	311	8	studies	study	NOUN
fsr-4032	311	9	to	to	PART
fsr-4032	311	10	test	test	VERB
fsr-4032	311	11	scores	score	NOUN
fsr-4032	311	12	in	in	ADP
fsr-4032	311	13	predicting	predict	VERB
fsr-4032	311	14	risky	risky	ADJ
fsr-4032	311	15	asset	asset	NOUN
fsr-4032	311	16	ownership	ownership	NOUN
fsr-4032	311	17	.	.	PUNCT
fsr-4032	312	1	whereas	whereas	SCONJ
fsr-4032	312	2	scores	score	NOUN
fsr-4032	312	3	in	in	ADP
fsr-4032	312	4	this	this	DET
fsr-4032	312	5	study	study	NOUN
fsr-4032	312	6	were	be	AUX
fsr-4032	312	7	found	find	VERB
fsr-4032	312	8	to	to	PART
fsr-4032	312	9	be	be	AUX
fsr-4032	312	10	robust	robust	ADJ
fsr-4032	312	11	in	in	ADP
fsr-4032	312	12	describing	describe	VERB
fsr-4032	312	13	cash	cash	NOUN
fsr-4032	312	14	holding	hold	VERB
fsr-4032	312	15	behavior	behavior	NOUN
fsr-4032	312	16	it	it	PRON
fsr-4032	312	17	is	be	AUX
fsr-4032	312	18	possible	possible	ADJ
fsr-4032	312	19	that	that	SCONJ
fsr-4032	312	20	preferences	preference	NOUN
fsr-4032	312	21	are	be	AUX
fsr-4032	312	22	stronger	strong	ADJ
fsr-4032	312	23	in	in	ADP
fsr-4032	312	24	describing	describe	VERB
fsr-4032	312	25	risk	risk	NOUN
fsr-4032	312	26	avoiding	avoid	VERB
fsr-4032	312	27	behavior	behavior	NOUN
fsr-4032	312	28	than	than	ADP
fsr-4032	312	29	risk	risk	NOUN
fsr-4032	312	30	-	-	PUNCT
fsr-4032	312	31	taking	take	VERB
fsr-4032	312	32	behavior	behavior	NOUN
fsr-4032	312	33	.	.	PUNCT
fsr-4032	313	1	this	this	DET
fsr-4032	313	2	possibility	possibility	NOUN
fsr-4032	313	3	is	be	AUX
fsr-4032	313	4	something	something	PRON
fsr-4032	313	5	that	that	PRON
fsr-4032	313	6	ought	ought	AUX
fsr-4032	313	7	to	to	PART
fsr-4032	313	8	be	be	AUX
fsr-4032	313	9	explored	explore	VERB
fsr-4032	313	10	in	in	ADP
fsr-4032	313	11	future	future	ADJ
fsr-4032	313	12	studies	study	NOUN
fsr-4032	313	13	.	.	PUNCT
fsr-4032	314	1	nonetheless	nonetheless	ADV
fsr-4032	314	2	,	,	PUNCT
fsr-4032	314	3	findings	finding	NOUN
fsr-4032	314	4	from	from	ADP
fsr-4032	314	5	this	this	DET
fsr-4032	314	6	study	study	NOUN
fsr-4032	314	7	indicate	indicate	VERB
fsr-4032	314	8	that	that	SCONJ
fsr-4032	314	9	the	the	DET
fsr-4032	314	10	domain	domain	NOUN
fsr-4032	314	11	specific	specific	ADJ
fsr-4032	314	12	investment	investment	NOUN
fsr-4032	314	13	risk	risk	NOUN
fsr-4032	314	14	-	-	PUNCT
fsr-4032	314	15	preference	preference	NOUN
fsr-4032	314	16	measure	measure	NOUN
fsr-4032	314	17	does	do	AUX
fsr-4032	314	18	appear	appear	VERB
fsr-4032	314	19	to	to	PART
fsr-4032	314	20	offer	offer	VERB
fsr-4032	314	21	a	a	DET
fsr-4032	314	22	unique	unique	ADJ
fsr-4032	314	23	insight	insight	NOUN
fsr-4032	314	24	into	into	ADP
fsr-4032	314	25	a	a	DET
fsr-4032	314	26	financial	financial	ADJ
fsr-4032	314	27	decisionmaker	decisionmaker	NOUN
fsr-4032	314	28	’s	’s	PART
fsr-4032	314	29	predilection	predilection	NOUN
fsr-4032	314	30	when	when	SCONJ
fsr-4032	314	31	making	make	VERB
fsr-4032	314	32	asset	asset	NOUN
fsr-4032	314	33	allocation	allocation	NOUN
fsr-4032	314	34	choices	choice	NOUN
fsr-4032	314	35	.	.	PUNCT
fsr-4032	315	1	references	reference	NOUN
fsr-4032	315	2	arslan	arslan	PROPN
fsr-4032	315	3	,	,	PUNCT
fsr-4032	315	4	r.	r.	PROPN
fsr-4032	315	5	c.	c.	PROPN
fsr-4032	315	6	,	,	PUNCT
fsr-4032	315	7	brümmer	brümmer	NOUN
fsr-4032	315	8	,	,	PUNCT
fsr-4032	315	9	m.	m.	NOUN
fsr-4032	315	10	,	,	PUNCT
fsr-4032	315	11	dohmen	dohman	NOUN
fsr-4032	315	12	,	,	PUNCT
fsr-4032	315	13	t.	t.	NOUN
fsr-4032	315	14	,	,	PUNCT
fsr-4032	315	15	drewelies	drewelie	NOUN
fsr-4032	315	16	,	,	PUNCT
fsr-4032	315	17	j.	j.	PROPN
fsr-4032	315	18	,	,	PUNCT
fsr-4032	315	19	hertwig	hertwig	PROPN
fsr-4032	315	20	,	,	PUNCT
fsr-4032	315	21	r.	r.	PROPN
fsr-4032	315	22	,	,	PUNCT
fsr-4032	315	23	&	&	CCONJ
fsr-4032	315	24	wagner	wagner	PROPN
fsr-4032	315	25	,	,	PUNCT
fsr-4032	315	26	g.	g.	PROPN
fsr-4032	315	27	g.	g.	PROPN
fsr-4032	315	28	(	(	PUNCT
fsr-4032	315	29	2020	2020	NUM
fsr-4032	315	30	)	)	PUNCT
fsr-4032	315	31	.	.	PUNCT
fsr-4032	316	1	how	how	SCONJ
fsr-4032	316	2	people	people	NOUN
fsr-4032	316	3	know	know	VERB
fsr-4032	316	4	their	their	PRON
fsr-4032	316	5	risk	risk	NOUN
fsr-4032	316	6	preference	preference	NOUN
fsr-4032	316	7	.	.	PUNCT
fsr-4032	317	1	scientific	scientific	ADJ
fsr-4032	317	2	reports	report	NOUN
fsr-4032	317	3	,	,	PUNCT
fsr-4032	317	4	10	10	NUM
fsr-4032	317	5	,	,	PUNCT
fsr-4032	317	6	15365	15365	NUM
fsr-4032	317	7	.	.	PUNCT
fsr-4032	318	1	10.1038	10.1038	NUM
fsr-4032	318	2	/	/	SYM
fsr-4032	318	3	s41598	s41598	NOUN
fsr-4032	318	4	-	-	PUNCT
fsr-4032	318	5	020	020	NUM
fsr-4032	318	6	-	-	PUNCT
fsr-4032	318	7	72077	72077	NUM
fsr-4032	318	8	-	-	SYM
fsr-4032	318	9	5	5	NUM
fsr-4032	318	10	atlas	atlas	PROPN
fsr-4032	318	11	,	,	PUNCT
fsr-4032	318	12	s.	s.	PROPN
fsr-4032	318	13	a.	a.	PROPN
fsr-4032	318	14	,	,	PUNCT
fsr-4032	318	15	lu	lu	PROPN
fsr-4032	318	16	,	,	PUNCT
fsr-4032	318	17	j.	j.	PROPN
fsr-4032	318	18	,	,	PUNCT
fsr-4032	318	19	micu	micu	PROPN
fsr-4032	318	20	,	,	PUNCT
fsr-4032	318	21	p.	p.	PROPN
fsr-4032	318	22	d.	d.	PROPN
fsr-4032	318	23	,	,	PUNCT
fsr-4032	318	24	&	&	CCONJ
fsr-4032	318	25	porto	porto	PROPN
fsr-4032	318	26	,	,	PUNCT
fsr-4032	318	27	n.	n.	NOUN
fsr-4032	318	28	(	(	PUNCT
fsr-4032	318	29	2019	2019	NUM
fsr-4032	318	30	)	)	PUNCT
fsr-4032	318	31	.	.	PUNCT
fsr-4032	319	1	financial	financial	ADJ
fsr-4032	319	2	knowledge	knowledge	NOUN
fsr-4032	319	3	,	,	PUNCT
fsr-4032	319	4	confidence	confidence	NOUN
fsr-4032	319	5	,	,	PUNCT
fsr-4032	319	6	credit	credit	NOUN
fsr-4032	319	7	use	use	NOUN
fsr-4032	319	8	,	,	PUNCT
fsr-4032	319	9	and	and	CCONJ
fsr-4032	319	10	financial	financial	ADJ
fsr-4032	319	11	satisfaction	satisfaction	NOUN
fsr-4032	319	12	.	.	PUNCT
fsr-4032	320	1	journal	journal	NOUN
fsr-4032	320	2	of	of	ADP
fsr-4032	320	3	financial	financial	ADJ
fsr-4032	320	4	counseling	counseling	NOUN
fsr-4032	320	5	and	and	CCONJ
fsr-4032	320	6	planning	planning	NOUN
fsr-4032	320	7	,	,	PUNCT
fsr-4032	320	8	30(2	30(2	NUM
fsr-4032	320	9	)	)	PUNCT
fsr-4032	320	10	,	,	PUNCT
fsr-4032	320	11	175190	175190	NUM
fsr-4032	320	12	.	.	PUNCT
fsr-4032	321	1	barsky	barsky	PROPN
fsr-4032	321	2	,	,	PUNCT
fsr-4032	321	3	r.	r.	PROPN
fsr-4032	321	4	b.	b.	PROPN
fsr-4032	321	5	,	,	PUNCT
fsr-4032	321	6	juster	juster	PROPN
fsr-4032	321	7	,	,	PUNCT
fsr-4032	321	8	f.	f.	PROPN
fsr-4032	321	9	t.	t.	PROPN
fsr-4032	321	10	,	,	PUNCT
fsr-4032	321	11	kimball	kimball	PROPN
fsr-4032	321	12	,	,	PUNCT
fsr-4032	321	13	m.	m.	NOUN
fsr-4032	321	14	s.	s.	PROPN
fsr-4032	321	15	,	,	PUNCT
fsr-4032	321	16	&	&	CCONJ
fsr-4032	321	17	shapiro	shapiro	PROPN
fsr-4032	321	18	,	,	PUNCT
fsr-4032	321	19	m.	m.	PROPN
fsr-4032	321	20	d.	d.	PROPN
fsr-4032	321	21	(	(	PUNCT
fsr-4032	321	22	1997	1997	NUM
fsr-4032	321	23	)	)	PUNCT
fsr-4032	321	24	.	.	PUNCT
fsr-4032	322	1	preference	preference	NOUN
fsr-4032	322	2	parameters	parameter	NOUN
fsr-4032	322	3	and	and	CCONJ
fsr-4032	322	4	behavioral	behavioral	ADJ
fsr-4032	322	5	heterogeneity	heterogeneity	NOUN
fsr-4032	322	6	:	:	PUNCT
fsr-4032	322	7	an	an	DET
fsr-4032	322	8	experimental	experimental	ADJ
fsr-4032	322	9	approach	approach	NOUN
fsr-4032	322	10	in	in	ADP
fsr-4032	322	11	the	the	DET
fsr-4032	322	12	health	health	NOUN
fsr-4032	322	13	and	and	CCONJ
fsr-4032	322	14	retirement	retirement	NOUN
fsr-4032	322	15	study	study	NOUN
fsr-4032	322	16	.	.	PUNCT
fsr-4032	323	1	quarterly	quarterly	ADJ
fsr-4032	323	2	journal	journal	NOUN
fsr-4032	323	3	of	of	ADP
fsr-4032	323	4	economics	economic	NOUN
fsr-4032	323	5	,	,	PUNCT
fsr-4032	323	6	112(2	112(2	NUM
fsr-4032	323	7	)	)	PUNCT
fsr-4032	323	8	,	,	PUNCT
fsr-4032	323	9	537	537	NUM
fsr-4032	323	10	-	-	SYM
fsr-4032	323	11	579	579	NUM
fsr-4032	323	12	bowen	bowen	NOUN
fsr-4032	323	13	,	,	PUNCT
fsr-4032	323	14	d.	d.	PROPN
fsr-4032	323	15	h.	h.	PROPN
fsr-4032	323	16	,	,	PUNCT
fsr-4032	323	17	buck	buck	PROPN
fsr-4032	323	18	,	,	PUNCT
fsr-4032	323	19	s.	s.	PROPN
fsr-4032	323	20	,	,	PUNCT
fsr-4032	323	21	deck	deck	NOUN
fsr-4032	323	22	,	,	PUNCT
fsr-4032	323	23	c.	c.	PROPN
fsr-4032	323	24	,	,	PUNCT
fsr-4032	323	25	mills	mill	NOUN
fsr-4032	323	26	,	,	PUNCT
fsr-4032	323	27	j.	j.	PROPN
fsr-4032	323	28	n.	n.	PROPN
fsr-4032	323	29	,	,	PUNCT
fsr-4032	323	30	&	&	CCONJ
fsr-4032	323	31	shuls	shuls	PROPN
fsr-4032	323	32	,	,	PUNCT
fsr-4032	323	33	j.	j.	PROPN
fsr-4032	323	34	v.	v.	PROPN
fsr-4032	323	35	(	(	PUNCT
fsr-4032	323	36	2015	2015	NUM
fsr-4032	323	37	)	)	PUNCT
fsr-4032	323	38	.	.	PUNCT
fsr-4032	324	1	risky	risky	ADJ
fsr-4032	324	2	business	business	NOUN
fsr-4032	324	3	:	:	PUNCT
fsr-4032	324	4	an	an	DET
fsr-4032	324	5	analysis	analysis	NOUN
fsr-4032	324	6	of	of	ADP
fsr-4032	324	7	teacher	teacher	NOUN
fsr-4032	324	8	risk	risk	NOUN
fsr-4032	324	9	preferences	preference	NOUN
fsr-4032	324	10	.	.	PUNCT
fsr-4032	325	1	education	education	NOUN
fsr-4032	325	2	economics	economic	NOUN
fsr-4032	325	3	,	,	PUNCT
fsr-4032	325	4	23(4	23(4	NOUN
fsr-4032	325	5	)	)	PUNCT
fsr-4032	325	6	,	,	PUNCT
fsr-4032	325	7	470	470	NUM
fsr-4032	325	8	-	-	SYM
fsr-4032	325	9	480	480	NUM
fsr-4032	325	10	.	.	PUNCT
fsr-4032	326	1	brayman	brayman	PROPN
fsr-4032	326	2	,	,	PUNCT
fsr-4032	326	3	s.	s.	PROPN
fsr-4032	326	4	,	,	PUNCT
fsr-4032	326	5	grable	grable	PROPN
fsr-4032	326	6	,	,	PUNCT
fsr-4032	326	7	j.	j.	PROPN
fsr-4032	326	8	e.	e.	PROPN
fsr-4032	326	9	,	,	PUNCT
fsr-4032	326	10	griffin	griffin	PROPN
fsr-4032	326	11	,	,	PUNCT
fsr-4032	326	12	p.	p.	PROPN
fsr-4032	326	13	,	,	PUNCT
fsr-4032	326	14	&	&	CCONJ
fsr-4032	326	15	finke	finke	PROPN
fsr-4032	326	16	,	,	PUNCT
fsr-4032	326	17	m.	m.	NOUN
fsr-4032	326	18	(	(	PUNCT
fsr-4032	326	19	2017	2017	NUM
fsr-4032	326	20	)	)	PUNCT
fsr-4032	326	21	.	.	PUNCT
fsr-4032	327	1	assessing	assess	VERB
fsr-4032	327	2	a	a	DET
fsr-4032	327	3	client	client	NOUN
fsr-4032	327	4	’s	’s	PART
fsr-4032	327	5	risk	risk	NOUN
fsr-4032	327	6	https://doi.org/10.1038%2fs41598-020-72077-5	https://doi.org/10.1038%2fs41598-020-72077-5	PROPN
fsr-4032	327	7	kwak	kwak	PROPN
fsr-4032	327	8	&	&	CCONJ
fsr-4032	327	9	grable	grable	PROPN
fsr-4032	327	10	177	177	NUM
fsr-4032	327	11	profile	profile	NOUN
fsr-4032	327	12	:	:	PUNCT
fsr-4032	327	13	a	a	DET
fsr-4032	327	14	review	review	NOUN
fsr-4032	327	15	of	of	ADP
fsr-4032	327	16	solution	solution	NOUN
fsr-4032	327	17	providers	provider	NOUN
fsr-4032	327	18	.	.	PUNCT
fsr-4032	328	1	journal	journal	NOUN
fsr-4032	328	2	of	of	ADP
fsr-4032	328	3	financial	financial	ADJ
fsr-4032	328	4	service	service	NOUN
fsr-4032	328	5	professionals	professional	NOUN
fsr-4032	328	6	,	,	PUNCT
fsr-4032	328	7	71(1	71(1	NUM
fsr-4032	328	8	)	)	PUNCT
fsr-4032	328	9	,	,	PUNCT
fsr-4032	328	10	71	71	NUM
fsr-4032	328	11	-	-	SYM
fsr-4032	328	12	81	81	NUM
fsr-4032	328	13	.	.	PUNCT
fsr-4032	329	1	brink	brink	PROPN
fsr-4032	329	2	,	,	PUNCT
fsr-4032	329	3	a.	a.	NOUN
fsr-4032	329	4	g.	g.	PROPN
fsr-4032	329	5	,	,	PUNCT
fsr-4032	329	6	&	&	CCONJ
fsr-4032	329	7	rankin	rankin	PROPN
fsr-4032	329	8	,	,	PUNCT
fsr-4032	329	9	f.	f.	PROPN
fsr-4032	329	10	w.	w.	PROPN
fsr-4032	329	11	(	(	PUNCT
fsr-4032	329	12	2013	2013	NUM
fsr-4032	329	13	)	)	PUNCT
fsr-4032	329	14	.	.	PUNCT
fsr-4032	330	1	the	the	DET
fsr-4032	330	2	effects	effect	NOUN
fsr-4032	330	3	of	of	ADP
fsr-4032	330	4	risk	risk	NOUN
fsr-4032	330	5	preference	preference	NOUN
fsr-4032	330	6	and	and	CCONJ
fsr-4032	330	7	loss	loss	NOUN
fsr-4032	330	8	aversion	aversion	NOUN
fsr-4032	330	9	on	on	ADP
fsr-4032	330	10	individual	individual	ADJ
fsr-4032	330	11	behavior	behavior	NOUN
fsr-4032	330	12	under	under	ADP
fsr-4032	330	13	bonus	bonus	NOUN
fsr-4032	330	14	,	,	PUNCT
fsr-4032	330	15	penalty	penalty	NOUN
fsr-4032	330	16	,	,	PUNCT
fsr-4032	330	17	and	and	CCONJ
fsr-4032	330	18	combined	combined	ADJ
fsr-4032	330	19	contract	contract	NOUN
fsr-4032	330	20	frames	frame	NOUN
fsr-4032	330	21	.	.	PUNCT
fsr-4032	331	1	behavioral	behavioral	ADJ
fsr-4032	331	2	research	research	NOUN
fsr-4032	331	3	in	in	ADP
fsr-4032	331	4	accounting	accounting	NOUN
fsr-4032	331	5	,	,	PUNCT
fsr-4032	331	6	25(2	25(2	NUM
fsr-4032	331	7	)	)	PUNCT
fsr-4032	331	8	,	,	PUNCT
fsr-4032	331	9	145	145	NUM
fsr-4032	331	10	-	-	SYM
fsr-4032	331	11	170	170	NUM
fsr-4032	331	12	.	.	PUNCT
fsr-4032	332	1	cardak	cardak	PROPN
fsr-4032	332	2	,	,	PUNCT
fsr-4032	332	3	b.	b.	PROPN
fsr-4032	332	4	a.	a.	PROPN
fsr-4032	332	5	,	,	PUNCT
fsr-4032	332	6	&	&	CCONJ
fsr-4032	332	7	martin	martin	PROPN
fsr-4032	332	8	,	,	PUNCT
fsr-4032	332	9	v.	v.	ADP
fsr-4032	332	10	l.	l.	PROPN
fsr-4032	332	11	(	(	PUNCT
fsr-4032	332	12	2019	2019	NUM
fsr-4032	332	13	)	)	PUNCT
fsr-4032	332	14	.	.	PUNCT
fsr-4032	333	1	once	once	ADV
fsr-4032	333	2	in	in	ADP
fsr-4032	333	3	a	a	DET
fsr-4032	333	4	lifetime	lifetime	NOUN
fsr-4032	333	5	?	?	PUNCT
fsr-4032	334	1	the	the	DET
fsr-4032	334	2	effects	effect	NOUN
fsr-4032	334	3	of	of	ADP
fsr-4032	334	4	the	the	DET
fsr-4032	334	5	global	global	ADJ
fsr-4032	334	6	financial	financial	ADJ
fsr-4032	334	7	crisis	crisis	NOUN
fsr-4032	334	8	on	on	ADP
fsr-4032	334	9	household	household	NOUN
fsr-4032	334	10	willingness	willingness	NOUN
fsr-4032	334	11	to	to	PART
fsr-4032	334	12	take	take	VERB
fsr-4032	334	13	financial	financial	ADJ
fsr-4032	334	14	risk	risk	NOUN
fsr-4032	334	15	.	.	PUNCT
fsr-4032	335	1	economic	economic	ADJ
fsr-4032	335	2	record	record	NOUN
fsr-4032	335	3	.	.	PUNCT
fsr-4032	336	1	doi:10.1111/1475	doi:10.1111/1475	NOUN
fsr-4032	336	2	-	-	PUNCT
fsr-4032	336	3	4932.12506	4932.12506	NOUN
fsr-4032	336	4	charness	charness	NOUN
fsr-4032	336	5	,	,	PUNCT
fsr-4032	336	6	g.	g.	PROPN
fsr-4032	336	7	,	,	PUNCT
fsr-4032	336	8	gneezy	gneezy	PROPN
fsr-4032	336	9	,	,	PUNCT
fsr-4032	336	10	u.	u.	PROPN
fsr-4032	336	11	,	,	PUNCT
fsr-4032	336	12	imas	ima	NOUN
fsr-4032	336	13	,	,	PUNCT
fsr-4032	336	14	a.	a.	NOUN
fsr-4032	336	15	(	(	PUNCT
fsr-4032	336	16	2013	2013	NUM
fsr-4032	336	17	)	)	PUNCT
fsr-4032	336	18	.	.	PUNCT
fsr-4032	337	1	experimental	experimental	ADJ
fsr-4032	337	2	methods	method	NOUN
fsr-4032	337	3	:	:	PUNCT
fsr-4032	337	4	eliciting	elicit	VERB
fsr-4032	337	5	risk	risk	NOUN
fsr-4032	337	6	preferences	preference	NOUN
fsr-4032	337	7	.	.	PUNCT
fsr-4032	338	1	journal	journal	NOUN
fsr-4032	338	2	of	of	ADP
fsr-4032	338	3	economic	economic	ADJ
fsr-4032	338	4	behavior	behavior	NOUN
fsr-4032	338	5	&	&	CCONJ
fsr-4032	338	6	organization	organization	PROPN
fsr-4032	338	7	,	,	PUNCT
fsr-4032	338	8	87	87	NUM
fsr-4032	338	9	,	,	PUNCT
fsr-4032	338	10	43	43	NUM
fsr-4032	338	11	-	-	SYM
fsr-4032	338	12	51	51	NUM
fsr-4032	338	13	.	.	PUNCT
fsr-4032	339	1	dare	dare	NOUN
fsr-4032	339	2	,	,	PUNCT
fsr-4032	339	3	s.	s.	PROPN
fsr-4032	339	4	e.	e.	PROPN
fsr-4032	339	5	,	,	PUNCT
fsr-4032	339	6	van	van	PROPN
fsr-4032	339	7	dijk	dijk	PROPN
fsr-4032	339	8	,	,	PUNCT
fsr-4032	339	9	w.	w.	PROPN
fsr-4032	339	10	w.	w.	PROPN
fsr-4032	339	11	,	,	PUNCT
fsr-4032	339	12	van	van	PROPN
fsr-4032	339	13	dijk	dijk	PROPN
fsr-4032	339	14	,	,	PUNCT
fsr-4032	339	15	e.	e.	PROPN
fsr-4032	339	16	,	,	PUNCT
fsr-4032	339	17	van	van	PROPN
fsr-4032	339	18	dillen	dillen	PROPN
fsr-4032	339	19	,	,	PUNCT
fsr-4032	339	20	l.	l.	PROPN
fsr-4032	339	21	f.	f.	PROPN
fsr-4032	339	22	,	,	PUNCT
fsr-4032	339	23	gallucci	gallucci	PROPN
fsr-4032	339	24	,	,	PUNCT
fsr-4032	339	25	m.	m.	NOUN
fsr-4032	339	26	,	,	PUNCT
fsr-4032	339	27	&	&	CCONJ
fsr-4032	339	28	simonse	simonse	NOUN
fsr-4032	339	29	,	,	PUNCT
fsr-4032	339	30	o.	o.	PROPN
fsr-4032	339	31	(	(	PUNCT
fsr-4032	339	32	2020	2020	NUM
fsr-4032	339	33	)	)	PUNCT
fsr-4032	339	34	.	.	PUNCT
fsr-4032	340	1	the	the	DET
fsr-4032	340	2	road	road	NOUN
fsr-4032	340	3	to	to	ADP
fsr-4032	340	4	financial	financial	ADJ
fsr-4032	340	5	satisfaction	satisfaction	NOUN
fsr-4032	340	6	:	:	PUNCT
fsr-4032	340	7	testing	test	VERB
fsr-4032	340	8	the	the	DET
fsr-4032	340	9	paths	path	NOUN
fsr-4032	340	10	of	of	ADP
fsr-4032	340	11	knowledge	knowledge	NOUN
fsr-4032	340	12	,	,	PUNCT
fsr-4032	340	13	attitudes	attitude	NOUN
fsr-4032	340	14	,	,	PUNCT
fsr-4032	340	15	sense	sense	NOUN
fsr-4032	340	16	of	of	ADP
fsr-4032	340	17	control	control	NOUN
fsr-4032	340	18	,	,	PUNCT
fsr-4032	340	19	and	and	CCONJ
fsr-4032	340	20	positive	positive	ADJ
fsr-4032	340	21	financial	financial	ADJ
fsr-4032	340	22	behaviors	behavior	NOUN
fsr-4032	340	23	.	.	PUNCT
fsr-4032	341	1	journal	journal	NOUN
fsr-4032	341	2	of	of	ADP
fsr-4032	341	3	financial	financial	ADJ
fsr-4032	341	4	therapy	therapy	NOUN
fsr-4032	341	5	,	,	PUNCT
fsr-4032	341	6	11(2	11(2	NUM
fsr-4032	341	7	)	)	PUNCT
fsr-4032	341	8	,	,	PUNCT
fsr-4032	341	9	1	1	NUM
fsr-4032	341	10	-	-	SYM
fsr-4032	341	11	30	30	NUM
fsr-4032	341	12	.	.	PUNCT
fsr-4032	342	1	davies	davy	NOUN
fsr-4032	342	2	,	,	PUNCT
fsr-4032	342	3	g.	g.	PROPN
fsr-4032	342	4	(	(	PUNCT
fsr-4032	342	5	2016	2016	NUM
fsr-4032	342	6	)	)	PUNCT
fsr-4032	342	7	.	.	PUNCT
fsr-4032	343	1	how	how	SCONJ
fsr-4032	343	2	not	not	PART
fsr-4032	343	3	to	to	PART
fsr-4032	343	4	measure	measure	VERB
fsr-4032	343	5	risk	risk	NOUN
fsr-4032	343	6	tolerance	tolerance	NOUN
fsr-4032	343	7	.	.	PUNCT
fsr-4032	344	1	https://www.linkedin.com/pulse/howmeasure-risk-tolerance-greg-b-davies	https://www.linkedin.com/pulse/howmeasure-risk-tolerance-greg-b-davie	NOUN
fsr-4032	344	2	dickason	dickason	PROPN
fsr-4032	344	3	,	,	PUNCT
fsr-4032	344	4	z.	z.	PROPN
fsr-4032	344	5	,	,	PUNCT
fsr-4032	344	6	&	&	CCONJ
fsr-4032	344	7	ferreira	ferreira	PROPN
fsr-4032	344	8	,	,	PUNCT
fsr-4032	344	9	s.	s.	PROPN
fsr-4032	344	10	j.	j.	PROPN
fsr-4032	344	11	(	(	PUNCT
fsr-4032	344	12	2018	2018	NUM
fsr-4032	344	13	)	)	PUNCT
fsr-4032	344	14	.	.	PUNCT
fsr-4032	345	1	gender	gender	NOUN
fsr-4032	345	2	and	and	CCONJ
fsr-4032	345	3	behavior	behavior	NOUN
fsr-4032	345	4	:	:	PUNCT
fsr-4032	345	5	the	the	DET
fsr-4032	345	6	effect	effect	NOUN
fsr-4032	345	7	of	of	ADP
fsr-4032	345	8	gender	gender	NOUN
fsr-4032	345	9	and	and	CCONJ
fsr-4032	345	10	ethnicity	ethnicity	NOUN
fsr-4032	345	11	on	on	ADP
fsr-4032	345	12	financial	financial	ADJ
fsr-4032	345	13	risk	risk	NOUN
fsr-4032	345	14	tolerance	tolerance	NOUN
fsr-4032	345	15	in	in	ADP
fsr-4032	345	16	south	south	PROPN
fsr-4032	345	17	africa	africa	PROPN
fsr-4032	345	18	.	.	PUNCT
fsr-4032	346	1	gender	gender	NOUN
fsr-4032	346	2	and	and	CCONJ
fsr-4032	346	3	behaviour	behaviour	NOUN
fsr-4032	346	4	,	,	PUNCT
fsr-4032	346	5	16	16	NUM
fsr-4032	346	6	,	,	PUNCT
fsr-4032	346	7	10851	10851	NUM
fsr-4032	346	8	-	-	SYM
fsr-4032	346	9	10862	10862	NUM
fsr-4032	346	10	.	.	PUNCT
fsr-4032	347	1	ertac	ertac	PROPN
fsr-4032	347	2	,	,	PUNCT
fsr-4032	347	3	s.	s.	PROPN
fsr-4032	347	4	(	(	PUNCT
fsr-4032	347	5	2020	2020	NUM
fsr-4032	347	6	)	)	PUNCT
fsr-4032	347	7	.	.	PUNCT
fsr-4032	348	1	the	the	DET
fsr-4032	348	2	formation	formation	NOUN
fsr-4032	348	3	and	and	CCONJ
fsr-4032	348	4	malleability	malleability	NOUN
fsr-4032	348	5	of	of	ADP
fsr-4032	348	6	preferences	preference	NOUN
fsr-4032	348	7	and	and	CCONJ
fsr-4032	348	8	noncognitive	noncognitive	ADJ
fsr-4032	348	9	skills	skill	NOUN
fsr-4032	348	10	.	.	PUNCT
fsr-4032	348	11	springer	springer	NOUN
fsr-4032	348	12	.	.	PUNCT
fsr-4032	349	1	feng	feng	PROPN
fsr-4032	349	2	,	,	PUNCT
fsr-4032	349	3	l.	l.	PROPN
fsr-4032	349	4	,	,	PUNCT
fsr-4032	349	5	&	&	CCONJ
fsr-4032	349	6	seasholes	seashole	NOUN
fsr-4032	349	7	,	,	PUNCT
fsr-4032	349	8	m.	m.	NOUN
fsr-4032	349	9	s.	s.	PROPN
fsr-4032	349	10	(	(	PUNCT
fsr-4032	349	11	2005	2005	NUM
fsr-4032	349	12	)	)	PUNCT
fsr-4032	349	13	.	.	PUNCT
fsr-4032	350	1	do	do	VERB
fsr-4032	350	2	investor	investor	NOUN
fsr-4032	350	3	sophistication	sophistication	NOUN
fsr-4032	350	4	and	and	CCONJ
fsr-4032	350	5	trading	trading	NOUN
fsr-4032	350	6	experience	experience	NOUN
fsr-4032	350	7	eliminate	eliminate	VERB
fsr-4032	350	8	behavioral	behavioral	ADJ
fsr-4032	350	9	biases	bias	NOUN
fsr-4032	350	10	in	in	ADP
fsr-4032	350	11	financial	financial	ADJ
fsr-4032	350	12	markets	market	NOUN
fsr-4032	350	13	?	?	PUNCT
fsr-4032	351	1	review	review	NOUN
fsr-4032	351	2	of	of	ADP
fsr-4032	351	3	finance	finance	NOUN
fsr-4032	351	4	,	,	PUNCT
fsr-4032	351	5	9(3	9(3	NUM
fsr-4032	351	6	)	)	PUNCT
fsr-4032	351	7	,	,	PUNCT
fsr-4032	351	8	305351	305351	NUM
fsr-4032	351	9	.	.	PUNCT
fsr-4032	352	1	frey	frey	PROPN
fsr-4032	352	2	,	,	PUNCT
fsr-4032	352	3	r.	r.	PROPN
fsr-4032	352	4	,	,	PUNCT
fsr-4032	352	5	pedroni	pedroni	NOUN
fsr-4032	352	6	,	,	PUNCT
fsr-4032	352	7	a.	a.	NOUN
fsr-4032	352	8	,	,	PUNCT
fsr-4032	352	9	mata	mata	PROPN
fsr-4032	352	10	,	,	PUNCT
fsr-4032	352	11	r.	r.	PROPN
fsr-4032	352	12	,	,	PUNCT
fsr-4032	352	13	&	&	CCONJ
fsr-4032	352	14	hertwig	hertwig	PROPN
fsr-4032	352	15	,	,	PUNCT
fsr-4032	352	16	r.	r.	PROPN
fsr-4032	352	17	(	(	PUNCT
fsr-4032	352	18	2017	2017	NUM
fsr-4032	352	19	)	)	PUNCT
fsr-4032	352	20	.	.	PUNCT
fsr-4032	353	1	risk	risk	NOUN
fsr-4032	353	2	preference	preference	NOUN
fsr-4032	353	3	shares	share	VERB
fsr-4032	353	4	the	the	DET
fsr-4032	353	5	psychometric	psychometric	ADJ
fsr-4032	353	6	structure	structure	NOUN
fsr-4032	353	7	of	of	ADP
fsr-4032	353	8	major	major	ADJ
fsr-4032	353	9	psychological	psychological	ADJ
fsr-4032	353	10	traits	trait	NOUN
fsr-4032	353	11	.	.	PUNCT
fsr-4032	354	1	science	science	NOUN
fsr-4032	354	2	advances	advance	NOUN
fsr-4032	354	3	,	,	PUNCT
fsr-4032	354	4	3(10	3(10	NUM
fsr-4032	354	5	)	)	PUNCT
fsr-4032	354	6	.	.	PUNCT
fsr-4032	355	1	doi	doi	NOUN
fsr-4032	355	2	:	:	PUNCT
fsr-4032	355	3	10.1126	10.1126	NUM
fsr-4032	355	4	/	/	SYM
fsr-4032	355	5	sciadv.1701381	sciadv.1701381	PROPN
fsr-4032	355	6	grable	grable	PROPN
fsr-4032	355	7	,	,	PUNCT
fsr-4032	355	8	j.	j.	PROPN
fsr-4032	355	9	e.	e.	PROPN
fsr-4032	355	10	(	(	PUNCT
fsr-4032	355	11	2000	2000	NUM
fsr-4032	355	12	)	)	PUNCT
fsr-4032	355	13	.	.	PUNCT
fsr-4032	356	1	financial	financial	ADJ
fsr-4032	356	2	risk	risk	NOUN
fsr-4032	356	3	tolerance	tolerance	NOUN
fsr-4032	356	4	and	and	CCONJ
fsr-4032	356	5	additional	additional	ADJ
fsr-4032	356	6	factors	factor	NOUN
fsr-4032	356	7	that	that	PRON
fsr-4032	356	8	affect	affect	VERB
fsr-4032	356	9	risk	risk	NOUN
fsr-4032	356	10	taking	take	VERB
fsr-4032	356	11	in	in	ADP
fsr-4032	356	12	everyday	everyday	ADJ
fsr-4032	356	13	money	money	NOUN
fsr-4032	356	14	matters	matter	NOUN
fsr-4032	356	15	.	.	PUNCT
fsr-4032	357	1	journal	journal	NOUN
fsr-4032	357	2	of	of	ADP
fsr-4032	357	3	business	business	NOUN
fsr-4032	357	4	and	and	CCONJ
fsr-4032	357	5	psychology	psychology	NOUN
fsr-4032	357	6	,	,	PUNCT
fsr-4032	357	7	14	14	NUM
fsr-4032	357	8	,	,	PUNCT
fsr-4032	357	9	625	625	NUM
fsr-4032	357	10	-	-	SYM
fsr-4032	357	11	630	630	NUM
fsr-4032	357	12	.	.	PUNCT
fsr-4032	358	1	grable	grable	PROPN
fsr-4032	358	2	,	,	PUNCT
fsr-4032	358	3	j.	j.	PROPN
fsr-4032	358	4	e.	e.	PROPN
fsr-4032	358	5	,	,	PUNCT
fsr-4032	358	6	&	&	CCONJ
fsr-4032	358	7	joo	joo	PROPN
fsr-4032	358	8	,	,	PUNCT
fsr-4032	358	9	s	s	PROPN
fsr-4032	358	10	-	-	PROPN
fsr-4032	358	11	h.	h.	PROPN
fsr-4032	358	12	(	(	PUNCT
fsr-4032	358	13	2004	2004	NUM
fsr-4032	358	14	)	)	PUNCT
fsr-4032	358	15	.	.	PUNCT
fsr-4032	359	1	environmental	environmental	ADJ
fsr-4032	359	2	and	and	CCONJ
fsr-4032	359	3	biopsychosocial	biopsychosocial	ADJ
fsr-4032	359	4	factors	factor	NOUN
fsr-4032	359	5	associated	associate	VERB
fsr-4032	359	6	with	with	ADP
fsr-4032	359	7	financial	financial	ADJ
fsr-4032	359	8	risk	risk	NOUN
fsr-4032	359	9	tolerance	tolerance	NOUN
fsr-4032	359	10	.	.	PUNCT
fsr-4032	360	1	journal	journal	NOUN
fsr-4032	360	2	of	of	ADP
fsr-4032	360	3	financial	financial	ADJ
fsr-4032	360	4	counseling	counseling	NOUN
fsr-4032	360	5	and	and	CCONJ
fsr-4032	360	6	planning	planning	NOUN
fsr-4032	360	7	,	,	PUNCT
fsr-4032	360	8	15(1	15(1	NUM
fsr-4032	360	9	)	)	PUNCT
fsr-4032	360	10	,	,	PUNCT
fsr-4032	360	11	73	73	NUM
fsr-4032	360	12	-	-	SYM
fsr-4032	360	13	82	82	NUM
fsr-4032	360	14	.	.	PUNCT
fsr-4032	361	1	grable	grable	PROPN
fsr-4032	361	2	,	,	PUNCT
fsr-4032	361	3	j.	j.	PROPN
fsr-4032	361	4	e.	e.	PROPN
fsr-4032	361	5	,	,	PUNCT
fsr-4032	361	6	&	&	CCONJ
fsr-4032	361	7	lytton	lytton	PROPN
fsr-4032	361	8	,	,	PUNCT
fsr-4032	361	9	r.	r.	PROPN
fsr-4032	361	10	h.	h.	PROPN
fsr-4032	361	11	(	(	PUNCT
fsr-4032	361	12	2001	2001	NUM
fsr-4032	361	13	)	)	PUNCT
fsr-4032	361	14	.	.	PUNCT
fsr-4032	362	1	assessing	assess	VERB
fsr-4032	362	2	the	the	DET
fsr-4032	362	3	concurrent	concurrent	ADJ
fsr-4032	362	4	validity	validity	NOUN
fsr-4032	362	5	of	of	ADP
fsr-4032	362	6	the	the	DET
fsr-4032	362	7	scf	scf	PROPN
fsr-4032	362	8	risk	risk	NOUN
fsr-4032	362	9	assessment	assessment	NOUN
fsr-4032	362	10	item	item	NOUN
fsr-4032	362	11	.	.	PUNCT
fsr-4032	363	1	financial	financial	ADJ
fsr-4032	363	2	counseling	counseling	NOUN
fsr-4032	363	3	and	and	CCONJ
fsr-4032	363	4	planning	planning	NOUN
fsr-4032	363	5	,	,	PUNCT
fsr-4032	363	6	12(2	12(2	NUM
fsr-4032	363	7	)	)	PUNCT
fsr-4032	363	8	,	,	PUNCT
fsr-4032	363	9	43	43	NUM
fsr-4032	363	10	-	-	SYM
fsr-4032	363	11	52	52	NUM
fsr-4032	363	12	.	.	PUNCT
fsr-4032	364	1	grable	grable	PROPN
fsr-4032	364	2	,	,	PUNCT
fsr-4032	364	3	j.	j.	PROPN
fsr-4032	364	4	e.	e.	PROPN
fsr-4032	364	5	,	,	PUNCT
fsr-4032	364	6	kwak	kwak	PROPN
fsr-4032	364	7	,	,	PUNCT
fsr-4032	364	8	e	e	PROPN
fsr-4032	364	9	-	-	PROPN
fsr-4032	364	10	j.	j.	PROPN
fsr-4032	364	11	,	,	PUNCT
fsr-4032	364	12	fulk	fulk	PROPN
fsr-4032	364	13	,	,	PUNCT
fsr-4032	364	14	m.	m.	NOUN
fsr-4032	364	15	,	,	PUNCT
fsr-4032	364	16	&	&	CCONJ
fsr-4032	364	17	routh	routh	PROPN
fsr-4032	364	18	,	,	PUNCT
fsr-4032	364	19	a.	a.	NOUN
fsr-4032	364	20	(	(	PUNCT
fsr-4032	364	21	2020	2020	NUM
fsr-4032	364	22	)	)	PUNCT
fsr-4032	364	23	.	.	PUNCT
fsr-4032	365	1	a	a	DET
fsr-4032	365	2	simplified	simplified	ADJ
fsr-4032	365	3	measure	measure	NOUN
fsr-4032	365	4	of	of	ADP
fsr-4032	365	5	investor	investor	NOUN
fsr-4032	365	6	risk	risk	NOUN
fsr-4032	365	7	aversion	aversion	NOUN
fsr-4032	365	8	.	.	PUNCT
fsr-4032	366	1	journal	journal	NOUN
fsr-4032	366	2	of	of	ADP
fsr-4032	366	3	interdisciplinary	interdisciplinary	ADJ
fsr-4032	366	4	economics	economic	NOUN
fsr-4032	366	5	,	,	PUNCT
fsr-4032	366	6	34(1	34(1	NUM
fsr-4032	366	7	)	)	PUNCT
fsr-4032	366	8	,	,	PUNCT
fsr-4032	366	9	734	734	NUM
fsr-4032	366	10	.	.	PUNCT
fsr-4032	367	1	doi.org/10.1177/0260107920924518	doi.org/10.1177/0260107920924518	PROPN
fsr-4032	367	2	guiso	guiso	PROPN
fsr-4032	367	3	,	,	PUNCT
fsr-4032	367	4	l.	l.	PROPN
fsr-4032	367	5	,	,	PUNCT
fsr-4032	367	6	&	&	CCONJ
fsr-4032	367	7	sodini	sodini	PROPN
fsr-4032	367	8	,	,	PUNCT
fsr-4032	367	9	p.	p.	NOUN
fsr-4032	367	10	(	(	PUNCT
fsr-4032	367	11	2013	2013	NUM
fsr-4032	367	12	)	)	PUNCT
fsr-4032	367	13	.	.	PUNCT
fsr-4032	368	1	household	household	NOUN
fsr-4032	368	2	finance	finance	NOUN
fsr-4032	368	3	:	:	PUNCT
fsr-4032	368	4	an	an	DET
fsr-4032	368	5	emerging	emerge	VERB
fsr-4032	368	6	field	field	NOUN
fsr-4032	368	7	in	in	ADP
fsr-4032	368	8	g.	g.	PROPN
fsr-4032	368	9	m.	m.	PROPN
fsr-4032	368	10	constantinides	constantinide	VERB
fsr-4032	368	11	,	,	PUNCT
fsr-4032	368	12	m.	m.	PROPN
fsr-4032	368	13	harris	harris	PROPN
fsr-4032	368	14	,	,	PUNCT
fsr-4032	368	15	&	&	CCONJ
fsr-4032	368	16	r.	r.	PROPN
fsr-4032	368	17	m.	m.	PROPN
fsr-4032	368	18	stulz	stulz	PROPN
fsr-4032	368	19	(	(	PUNCT
fsr-4032	368	20	eds	ed	NOUN
fsr-4032	368	21	.	.	PUNCT
fsr-4032	368	22	)	)	PUNCT
fsr-4032	369	1	(	(	PUNCT
fsr-4032	369	2	pp	pp	X
fsr-4032	369	3	.	.	PUNCT
fsr-4032	370	1	799	799	NUM
fsr-4032	370	2	-	-	SYM
fsr-4032	370	3	1612	1612	NUM
fsr-4032	370	4	)	)	PUNCT
fsr-4032	370	5	,	,	PUNCT
fsr-4032	370	6	handbook	handbook	NOUN
fsr-4032	370	7	of	of	ADP
fsr-4032	370	8	the	the	DET
fsr-4032	370	9	economics	economic	NOUN
fsr-4032	370	10	of	of	ADP
fsr-4032	370	11	finance	finance	NOUN
fsr-4032	370	12	,	,	PUNCT
fsr-4032	370	13	volume	volume	NOUN
fsr-4032	370	14	2	2	NUM
fsr-4032	370	15	part	part	NOUN
fsr-4032	370	16	b.	b.	PROPN
fsr-4032	370	17	elsevier	elsevier	PROPN
fsr-4032	370	18	:	:	PUNCT
fsr-4032	370	19	amsterdam	amsterdam	PROPN
fsr-4032	370	20	.	.	PUNCT
fsr-4032	371	1	hallahan	hallahan	PROPN
fsr-4032	371	2	,	,	PUNCT
fsr-4032	371	3	t.	t.	PROPN
fsr-4032	371	4	a.	a.	PROPN
fsr-4032	371	5	,	,	PUNCT
fsr-4032	371	6	faff	faff	PROPN
fsr-4032	371	7	,	,	PUNCT
fsr-4032	371	8	r.	r.	PROPN
fsr-4032	371	9	w.	w.	PROPN
fsr-4032	371	10	,	,	PUNCT
fsr-4032	371	11	&	&	CCONJ
fsr-4032	371	12	mckenzie	mckenzie	PROPN
fsr-4032	371	13	,	,	PUNCT
fsr-4032	371	14	m	m	PROPN
fsr-4032	371	15	d.	d.	PROPN
fsr-4032	371	16	(	(	PUNCT
fsr-4032	371	17	2004	2004	NUM
fsr-4032	371	18	)	)	PUNCT
fsr-4032	371	19	.	.	PUNCT
fsr-4032	372	1	an	an	DET
fsr-4032	372	2	empirical	empirical	ADJ
fsr-4032	372	3	investigation	investigation	NOUN
fsr-4032	372	4	of	of	ADP
fsr-4032	372	5	personal	personal	ADJ
fsr-4032	372	6	financial	financial	ADJ
fsr-4032	372	7	risk	risk	NOUN
fsr-4032	372	8	tolerance	tolerance	NOUN
fsr-4032	372	9	.	.	PUNCT
fsr-4032	373	1	financial	financial	ADJ
fsr-4032	373	2	services	service	NOUN
fsr-4032	373	3	review	review	PROPN
fsr-4032	373	4	,	,	PUNCT
fsr-4032	373	5	13	13	NUM
fsr-4032	373	6	,	,	PUNCT
fsr-4032	373	7	57	57	NUM
fsr-4032	373	8	-	-	SYM
fsr-4032	373	9	78	78	NUM
fsr-4032	373	10	.	.	PUNCT
fsr-4032	374	1	hanna	hanna	PROPN
fsr-4032	374	2	,	,	PUNCT
fsr-4032	374	3	s.	s.	PROPN
fsr-4032	374	4	d.	d.	PROPN
fsr-4032	374	5	&	&	CCONJ
fsr-4032	374	6	lindamood	lindamood	PROPN
fsr-4032	374	7	,	,	PUNCT
fsr-4032	374	8	s.	s.	PROPN
fsr-4032	374	9	(	(	PUNCT
fsr-4032	374	10	2004	2004	NUM
fsr-4032	374	11	)	)	PUNCT
fsr-4032	374	12	.	.	PUNCT
fsr-4032	375	1	an	an	DET
fsr-4032	375	2	improved	improved	ADJ
fsr-4032	375	3	measure	measure	NOUN
fsr-4032	375	4	of	of	ADP
fsr-4032	375	5	risk	risk	NOUN
fsr-4032	375	6	aversion	aversion	NOUN
fsr-4032	375	7	.	.	PUNCT
fsr-4032	376	1	journal	journal	NOUN
fsr-4032	376	2	of	of	ADP
fsr-4032	376	3	financial	financial	ADJ
fsr-4032	376	4	counseling	counseling	NOUN
fsr-4032	376	5	and	and	CCONJ
fsr-4032	376	6	planning	planning	NOUN
fsr-4032	376	7	,	,	PUNCT
fsr-4032	376	8	15(2	15(2	NUM
fsr-4032	376	9	)	)	PUNCT
fsr-4032	376	10	,	,	PUNCT
fsr-4032	376	11	27	27	NUM
fsr-4032	376	12	-	-	SYM
fsr-4032	376	13	45	45	NUM
fsr-4032	376	14	.	.	PUNCT
fsr-4032	377	1	hanna	hanna	PROPN
fsr-4032	377	2	,	,	PUNCT
fsr-4032	377	3	s.	s.	PROPN
fsr-4032	377	4	d.	d.	PROPN
fsr-4032	377	5	,	,	PUNCT
fsr-4032	377	6	gutter	gutter	NOUN
fsr-4032	377	7	,	,	PUNCT
fsr-4032	377	8	m.	m.	NOUN
fsr-4032	377	9	s.	s.	PROPN
fsr-4032	377	10	,	,	PUNCT
fsr-4032	377	11	&	&	CCONJ
fsr-4032	377	12	fan	fan	PROPN
fsr-4032	377	13	,	,	PUNCT
fsr-4032	377	14	j.	j.	PROPN
fsr-4032	377	15	x.	x.	PROPN
fsr-4032	377	16	(	(	PUNCT
fsr-4032	377	17	2001	2001	NUM
fsr-4032	377	18	)	)	PUNCT
fsr-4032	377	19	.	.	PUNCT
fsr-4032	378	1	a	a	DET
fsr-4032	378	2	measure	measure	NOUN
fsr-4032	378	3	of	of	ADP
fsr-4032	378	4	risk	risk	NOUN
fsr-4032	378	5	tolerance	tolerance	NOUN
fsr-4032	378	6	based	base	VERB
fsr-4032	378	7	on	on	ADP
fsr-4032	378	8	economic	economic	ADJ
fsr-4032	378	9	theory	theory	NOUN
fsr-4032	378	10	.	.	PUNCT
fsr-4032	379	1	journal	journal	NOUN
fsr-4032	379	2	of	of	ADP
fsr-4032	379	3	financial	financial	ADJ
fsr-4032	379	4	counseling	counseling	NOUN
fsr-4032	379	5	and	and	CCONJ
fsr-4032	379	6	planning	planning	NOUN
fsr-4032	379	7	,	,	PUNCT
fsr-4032	379	8	12(2	12(2	NUM
fsr-4032	379	9	)	)	PUNCT
fsr-4032	379	10	,	,	PUNCT
fsr-4032	379	11	53	53	NUM
fsr-4032	379	12	-	-	SYM
fsr-4032	379	13	60	60	NUM
fsr-4032	379	14	.	.	PUNCT
fsr-4032	380	1	hanna	hanna	PROPN
fsr-4032	380	2	,	,	PUNCT
fsr-4032	380	3	s.	s.	PROPN
fsr-4032	380	4	d.	d.	PROPN
fsr-4032	380	5	,	,	PUNCT
fsr-4032	380	6	kim	kim	PROPN
fsr-4032	380	7	,	,	PUNCT
fsr-4032	380	8	k.	k.	PROPN
fsr-4032	380	9	t.	t.	PROPN
fsr-4032	380	10	,	,	PUNCT
fsr-4032	380	11	&	&	CCONJ
fsr-4032	380	12	lindamood	lindamood	PROPN
fsr-4032	380	13	,	,	PUNCT
fsr-4032	380	14	s.	s.	PROPN
fsr-4032	380	15	(	(	PUNCT
fsr-4032	380	16	2018	2018	NUM
fsr-4032	380	17	)	)	PUNCT
fsr-4032	380	18	.	.	PUNCT
fsr-4032	381	1	factors	factor	NOUN
fsr-4032	381	2	related	relate	VERB
fsr-4032	381	3	to	to	ADP
fsr-4032	381	4	the	the	DET
fsr-4032	381	5	risk	risk	NOUN
fsr-4032	381	6	tolerance	tolerance	NOUN
fsr-4032	381	7	of	of	ADP
fsr-4032	381	8	households	household	NOUN
fsr-4032	381	9	in	in	ADP
fsr-4032	381	10	china	china	PROPN
fsr-4032	381	11	and	and	CCONJ
fsr-4032	381	12	the	the	DET
fsr-4032	381	13	united	united	PROPN
fsr-4032	381	14	states	states	PROPN
fsr-4032	381	15	:	:	PUNCT
fsr-4032	381	16	implications	implication	NOUN
fsr-4032	381	17	for	for	ADP
fsr-4032	381	18	the	the	DET
fsr-4032	381	19	future	future	NOUN
fsr-4032	381	20	of	of	ADP
fsr-4032	381	21	financial	financial	ADJ
fsr-4032	381	22	markets	market	NOUN
fsr-4032	381	23	in	in	ADP
fsr-4032	381	24	china	china	PROPN
fsr-4032	381	25	.	.	PUNCT
fsr-4032	382	1	financial	financial	ADJ
fsr-4032	382	2	services	services	PROPN
fsr-4032	382	3	review	review	PROPN
fsr-4032	382	4	,	,	PUNCT
fsr-4032	382	5	27(3	27(3	NUM
fsr-4032	382	6	)	)	PUNCT
fsr-4032	382	7	,	,	PUNCT
fsr-4032	382	8	279	279	NUM
fsr-4032	382	9	-	-	SYM
fsr-4032	382	10	302	302	NUM
fsr-4032	382	11	.	.	PUNCT
fsr-4032	383	1	hansson	hansson	PROPN
fsr-4032	383	2	,	,	PUNCT
fsr-4032	383	3	h.	h.	PROPN
fsr-4032	383	4	,	,	PUNCT
fsr-4032	383	5	&	&	CCONJ
fsr-4032	383	6	lagerkvist	lagerkvist	PROPN
fsr-4032	383	7	,	,	PUNCT
fsr-4032	383	8	c.	c.	PROPN
fsr-4032	383	9	j.	j.	PROPN
fsr-4032	383	10	(	(	PUNCT
fsr-4032	383	11	2011	2011	NUM
fsr-4032	383	12	)	)	PUNCT
fsr-4032	383	13	.	.	PUNCT
fsr-4032	384	1	measuring	measure	VERB
fsr-4032	384	2	farmers	farmer	NOUN
fsr-4032	384	3	’	'	PUNCT
fsr-4032	384	4	preferences	preference	NOUN
fsr-4032	384	5	for	for	ADP
fsr-4032	384	6	risk	risk	NOUN
fsr-4032	384	7	:	:	PUNCT
fsr-4032	384	8	https://doi.org/10.1111/1475-4932.12506	https://doi.org/10.1111/1475-4932.12506	NOUN
fsr-4032	384	9	https://doi.org/10.1177%2f0260107920924518	https://doi.org/10.1177%2f0260107920924518	ADJ
fsr-4032	384	10	financial	financial	ADJ
fsr-4032	384	11	services	service	NOUN
fsr-4032	384	12	review	review	NOUN
fsr-4032	384	13	,	,	PUNCT
fsr-4032	384	14	33(1	33(1	NUM
fsr-4032	384	15	)	)	PUNCT
fsr-4032	384	16	178	178	NUM
fsr-4032	384	17	a	a	DET
fsr-4032	384	18	domain	domain	NOUN
fsr-4032	384	19	-	-	PUNCT
fsr-4032	384	20	specific	specific	ADJ
fsr-4032	384	21	preference	preference	NOUN
fsr-4032	384	22	scale	scale	NOUN
fsr-4032	384	23	.	.	PUNCT
fsr-4032	385	1	journal	journal	NOUN
fsr-4032	385	2	of	of	ADP
fsr-4032	385	3	risk	risk	NOUN
fsr-4032	385	4	research	research	NOUN
fsr-4032	385	5	,	,	PUNCT
fsr-4032	385	6	15(7	15(7	NUM
fsr-4032	385	7	)	)	PUNCT
fsr-4032	385	8	,	,	PUNCT
fsr-4032	385	9	737753	737753	NUM
fsr-4032	385	10	.	.	PUNCT
fsr-4032	386	1	harnum	harnum	PROPN
fsr-4032	386	2	,	,	PUNCT
fsr-4032	386	3	k.	k.	PROPN
fsr-4032	386	4	,	,	PUNCT
fsr-4032	386	5	cooper	cooper	PROPN
fsr-4032	386	6	,	,	PUNCT
fsr-4032	386	7	t.	t.	PROPN
fsr-4032	386	8	,	,	PUNCT
fsr-4032	386	9	&	&	CCONJ
fsr-4032	386	10	faseruk	faseruk	PROPN
fsr-4032	386	11	,	,	PUNCT
fsr-4032	386	12	a.	a.	NOUN
fsr-4032	386	13	(	(	PUNCT
fsr-4032	386	14	2010	2010	NUM
fsr-4032	386	15	)	)	PUNCT
fsr-4032	386	16	.	.	PUNCT
fsr-4032	387	1	a	a	DET
fsr-4032	387	2	review	review	NOUN
fsr-4032	387	3	of	of	ADP
fsr-4032	387	4	the	the	DET
fsr-4032	387	5	psychology	psychology	NOUN
fsr-4032	387	6	of	of	ADP
fsr-4032	387	7	risk	risk	NOUN
fsr-4032	387	8	-	-	PUNCT
fsr-4032	387	9	taking	take	VERB
fsr-4032	387	10	behavior	behavior	NOUN
fsr-4032	387	11	for	for	ADP
fsr-4032	387	12	individual	individual	ADJ
fsr-4032	387	13	investors	investor	NOUN
fsr-4032	387	14	.	.	PUNCT
fsr-4032	388	1	journal	journal	PROPN
fsr-4032	388	2	of	of	ADP
fsr-4032	388	3	finance	finance	NOUN
fsr-4032	388	4	issues	issue	NOUN
fsr-4032	388	5	,	,	PUNCT
fsr-4032	388	6	8(1	8(1	NOUN
fsr-4032	388	7	)	)	PUNCT
fsr-4032	388	8	,	,	PUNCT
fsr-4032	388	9	19	19	NUM
fsr-4032	388	10	-	-	SYM
fsr-4032	388	11	28	28	NUM
fsr-4032	388	12	.	.	PUNCT
fsr-4032	389	1	hartnett	hartnett	PROPN
fsr-4032	389	2	,	,	PUNCT
fsr-4032	389	3	n.	n.	PROPN
fsr-4032	389	4	,	,	PUNCT
fsr-4032	389	5	gerrans	gerran	NOUN
fsr-4032	389	6	,	,	PUNCT
fsr-4032	389	7	p.	p.	NOUN
fsr-4032	389	8	,	,	PUNCT
fsr-4032	389	9	&	&	CCONJ
fsr-4032	389	10	faff	faff	PROPN
fsr-4032	389	11	,	,	PUNCT
fsr-4032	389	12	r.	r.	PROPN
fsr-4032	389	13	(	(	PUNCT
fsr-4032	389	14	2019	2019	NUM
fsr-4032	389	15	)	)	PUNCT
fsr-4032	389	16	.	.	PUNCT
fsr-4032	390	1	trusting	trust	VERB
fsr-4032	390	2	clients	client	NOUN
fsr-4032	390	3	’	'	PUNCT
fsr-4032	390	4	financial	financial	ADJ
fsr-4032	390	5	risk	risk	NOUN
fsr-4032	390	6	tolerance	tolerance	NOUN
fsr-4032	390	7	survey	survey	NOUN
fsr-4032	390	8	scores	score	NOUN
fsr-4032	390	9	.	.	PUNCT
fsr-4032	391	1	financial	financial	ADJ
fsr-4032	391	2	analysts	analyst	NOUN
fsr-4032	391	3	journal	journal	NOUN
fsr-4032	391	4	,	,	PUNCT
fsr-4032	391	5	75(2	75(2	NUM
fsr-4032	391	6	)	)	PUNCT
fsr-4032	391	7	,	,	PUNCT
fsr-4032	391	8	91	91	NUM
fsr-4032	391	9	-	-	SYM
fsr-4032	391	10	104	104	NUM
fsr-4032	391	11	.	.	PUNCT
fsr-4032	392	1	hertwig	hertwig	PROPN
fsr-4032	392	2	,	,	PUNCT
fsr-4032	392	3	r.	r.	PROPN
fsr-4032	392	4	,	,	PUNCT
fsr-4032	392	5	wulff	wulff	PROPN
fsr-4032	392	6	,	,	PUNCT
fsr-4032	392	7	d.	d.	PROPN
fsr-4032	392	8	u.	u.	PROPN
fsr-4032	392	9	,	,	PUNCT
fsr-4032	392	10	&	&	CCONJ
fsr-4032	392	11	mata	mata	PROPN
fsr-4032	392	12	,	,	PUNCT
fsr-4032	392	13	r.	r.	PROPN
fsr-4032	392	14	(	(	PUNCT
fsr-4032	392	15	2018	2018	NUM
fsr-4032	392	16	)	)	PUNCT
fsr-4032	392	17	.	.	PUNCT
fsr-4032	393	1	three	three	NUM
fsr-4032	393	2	gaps	gap	NOUN
fsr-4032	393	3	and	and	CCONJ
fsr-4032	393	4	what	what	PRON
fsr-4032	393	5	they	they	PRON
fsr-4032	393	6	may	may	AUX
fsr-4032	393	7	mean	mean	VERB
fsr-4032	393	8	for	for	ADP
fsr-4032	393	9	risk	risk	NOUN
fsr-4032	393	10	preference	preference	NOUN
fsr-4032	393	11	.	.	PUNCT
fsr-4032	394	1	philosophical	philosophical	ADJ
fsr-4032	394	2	transactions	transaction	NOUN
fsr-4032	394	3	of	of	ADP
fsr-4032	394	4	the	the	DET
fsr-4032	394	5	royal	royal	ADJ
fsr-4032	394	6	society	society	PROPN
fsr-4032	394	7	b	b	PROPN
fsr-4032	394	8	,	,	PUNCT
fsr-4032	394	9	374(1766	374(1766	NUM
fsr-4032	394	10	)	)	PUNCT
fsr-4032	394	11	.	.	PUNCT
fsr-4032	395	1	doi.org/10.1098/rstb.2018.0140	doi.org/10.1098/rstb.2018.0140	ADJ
fsr-4032	395	2	hubble	hubble	NOUN
fsr-4032	395	3	,	,	PUNCT
fsr-4032	395	4	a.	a.	NOUN
fsr-4032	395	5	,	,	PUNCT
fsr-4032	395	6	grable	grable	PROPN
fsr-4032	395	7	,	,	PUNCT
fsr-4032	395	8	j.	j.	PROPN
fsr-4032	395	9	e.	e.	PROPN
fsr-4032	395	10	,	,	PUNCT
fsr-4032	395	11	&	&	CCONJ
fsr-4032	395	12	dannhauser	dannhauser	PROPN
fsr-4032	395	13	,	,	PUNCT
fsr-4032	395	14	b.	b.	PROPN
fsr-4032	395	15	(	(	PUNCT
fsr-4032	395	16	2020	2020	NUM
fsr-4032	395	17	)	)	PUNCT
fsr-4032	395	18	.	.	PUNCT
fsr-4032	396	1	investment	investment	NOUN
fsr-4032	396	2	risk	risk	NOUN
fsr-4032	396	3	profiling	profiling	NOUN
fsr-4032	396	4	:	:	PUNCT
fsr-4032	396	5	a	a	DET
fsr-4032	396	6	guide	guide	NOUN
fsr-4032	396	7	for	for	ADP
fsr-4032	396	8	financial	financial	ADJ
fsr-4032	396	9	advisors	advisor	NOUN
fsr-4032	396	10	.	.	PUNCT
fsr-4032	397	1	cfa	cfa	PROPN
fsr-4032	397	2	research	research	NOUN
fsr-4032	397	3	reports	report	VERB
fsr-4032	397	4	.	.	PUNCT
fsr-4032	398	1	https://www.cfainstitute.org/en/research/	https://www.cfainstitute.org/en/research/	NOUN
fsr-4032	398	2	industry	industry	NOUN
fsr-4032	398	3	-	-	PUNCT
fsr-4032	398	4	research	research	NOUN
fsr-4032	398	5	/	/	SYM
fsr-4032	398	6	investment	investment	NOUN
fsr-4032	398	7	-	-	PUNCT
fsr-4032	398	8	riskprofiling	riskprofile	VERB
fsr-4032	398	9	kim	kim	PROPN
fsr-4032	398	10	,	,	PUNCT
fsr-4032	398	11	s.	s.	PROPN
fsr-4032	398	12	d.	d.	PROPN
fsr-4032	398	13	,	,	PUNCT
fsr-4032	398	14	cotwright	cotwright	NOUN
fsr-4032	398	15	,	,	PUNCT
fsr-4032	398	16	m.	m.	NOUN
fsr-4032	398	17	,	,	PUNCT
fsr-4032	398	18	&	&	CCONJ
fsr-4032	398	19	chatterjee	chatterjee	PROPN
fsr-4032	398	20	,	,	PUNCT
fsr-4032	398	21	s.	s.	PROPN
fsr-4032	398	22	(	(	PUNCT
fsr-4032	398	23	2019	2019	NUM
fsr-4032	398	24	)	)	PUNCT
fsr-4032	398	25	.	.	PUNCT
fsr-4032	399	1	who	who	PRON
fsr-4032	399	2	are	be	AUX
fsr-4032	399	3	robo	robo	ADJ
fsr-4032	399	4	-	-	PUNCT
fsr-4032	399	5	advisor	advisor	NOUN
fsr-4032	399	6	users	user	NOUN
fsr-4032	399	7	?	?	PUNCT
fsr-4032	400	1	journal	journal	PROPN
fsr-4032	400	2	of	of	ADP
fsr-4032	400	3	finance	finance	NOUN
fsr-4032	400	4	issues	issue	NOUN
fsr-4032	400	5	,	,	PUNCT
fsr-4032	400	6	18(2	18(2	NUM
fsr-4032	400	7	)	)	PUNCT
fsr-4032	400	8	,	,	PUNCT
fsr-4032	400	9	33	33	NUM
fsr-4032	400	10	-	-	SYM
fsr-4032	400	11	50	50	NUM
fsr-4032	400	12	.	.	PUNCT
fsr-4032	401	1	koekemoer	koekemoer	PROPN
fsr-4032	401	2	,	,	PUNCT
fsr-4032	401	3	z.	z.	PROPN
fsr-4032	401	4	(	(	PUNCT
fsr-4032	401	5	2018	2018	NUM
fsr-4032	401	6	)	)	PUNCT
fsr-4032	401	7	.	.	PUNCT
fsr-4032	402	1	the	the	DET
fsr-4032	402	2	influence	influence	NOUN
fsr-4032	402	3	of	of	ADP
fsr-4032	402	4	demographic	demographic	ADJ
fsr-4032	402	5	factors	factor	NOUN
fsr-4032	402	6	on	on	ADP
fsr-4032	402	7	risk	risk	NOUN
fsr-4032	402	8	tolerance	tolerance	NOUN
fsr-4032	402	9	for	for	ADP
fsr-4032	402	10	south	south	ADJ
fsr-4032	402	11	african	african	ADJ
fsr-4032	402	12	investors	investor	NOUN
fsr-4032	402	13	.	.	PUNCT
fsr-4032	403	1	proceedings	proceeding	NOUN
fsr-4032	403	2	of	of	ADP
fsr-4032	403	3	the	the	DET
fsr-4032	403	4	international	international	ADJ
fsr-4032	403	5	academic	academic	ADJ
fsr-4032	403	6	conferences	conference	NOUN
fsr-4032	403	7	,	,	PUNCT
fsr-4032	403	8	6408640	6408640	NUM
fsr-4032	403	9	,	,	PUNCT
fsr-4032	403	10	international	international	PROPN
fsr-4032	403	11	institute	institute	PROPN
fsr-4032	403	12	of	of	ADP
fsr-4032	403	13	social	social	ADJ
fsr-4032	403	14	and	and	CCONJ
fsr-4032	403	15	economic	economic	ADJ
fsr-4032	403	16	sciences	science	NOUN
fsr-4032	403	17	.	.	PUNCT
fsr-4032	404	1	larkin	larkin	PROPN
fsr-4032	404	2	,	,	PUNCT
fsr-4032	404	3	c.	c.	PROPN
fsr-4032	404	4	,	,	PUNCT
fsr-4032	404	5	lucey	lucey	PROPN
fsr-4032	404	6	,	,	PUNCT
fsr-4032	404	7	b.	b.	PROPN
fsr-4032	404	8	m.	m.	PROPN
fsr-4032	404	9	,	,	PUNCT
fsr-4032	404	10	&	&	CCONJ
fsr-4032	404	11	mulholland	mulholland	NOUN
fsr-4032	404	12	,	,	PUNCT
fsr-4032	404	13	m.	m.	NOUN
fsr-4032	404	14	(	(	PUNCT
fsr-4032	404	15	2013	2013	NUM
fsr-4032	404	16	)	)	PUNCT
fsr-4032	404	17	.	.	PUNCT
fsr-4032	405	1	risk	risk	NOUN
fsr-4032	405	2	tolerance	tolerance	NOUN
fsr-4032	405	3	and	and	CCONJ
fsr-4032	405	4	demographic	demographic	ADJ
fsr-4032	405	5	characteristics	characteristic	NOUN
fsr-4032	405	6	:	:	PUNCT
fsr-4032	405	7	preliminary	preliminary	ADJ
fsr-4032	405	8	irish	irish	ADJ
fsr-4032	405	9	evidence	evidence	NOUN
fsr-4032	405	10	.	.	PUNCT
fsr-4032	406	1	financial	financial	ADJ
fsr-4032	406	2	services	service	NOUN
fsr-4032	406	3	review	review	PROPN
fsr-4032	406	4	,	,	PUNCT
fsr-4032	406	5	22	22	NUM
fsr-4032	406	6	,	,	PUNCT
fsr-4032	406	7	77	77	NUM
fsr-4032	406	8	-	-	SYM
fsr-4032	406	9	91	91	NUM
fsr-4032	406	10	.	.	PUNCT
fsr-4032	407	1	mata	mata	PROPN
fsr-4032	407	2	,	,	PUNCT
fsr-4032	407	3	r.	r.	PROPN
fsr-4032	407	4	,	,	PUNCT
fsr-4032	407	5	frey	frey	PROPN
fsr-4032	407	6	,	,	PUNCT
fsr-4032	407	7	r.	r.	PROPN
fsr-4032	407	8	,	,	PUNCT
fsr-4032	407	9	richter	richter	PROPN
fsr-4032	407	10	,	,	PUNCT
fsr-4032	407	11	d.	d.	PROPN
fsr-4032	407	12	,	,	PUNCT
fsr-4032	407	13	schupp	schupp	PROPN
fsr-4032	407	14	,	,	PUNCT
fsr-4032	407	15	r.	r.	PROPN
fsr-4032	407	16	,	,	PUNCT
fsr-4032	407	17	&	&	CCONJ
fsr-4032	407	18	hertwig	hertwig	PROPN
fsr-4032	407	19	,	,	PUNCT
fsr-4032	407	20	r.	r.	PROPN
fsr-4032	407	21	(	(	PUNCT
fsr-4032	407	22	2018	2018	NUM
fsr-4032	407	23	)	)	PUNCT
fsr-4032	407	24	.	.	PUNCT
fsr-4032	408	1	risk	risk	NOUN
fsr-4032	408	2	preference	preference	NOUN
fsr-4032	408	3	:	:	PUNCT
fsr-4032	408	4	a	a	DET
fsr-4032	408	5	view	view	NOUN
fsr-4032	408	6	from	from	ADP
fsr-4032	408	7	psychology	psychology	NOUN
fsr-4032	408	8	.	.	PUNCT
fsr-4032	409	1	journal	journal	PROPN
fsr-4032	409	2	of	of	ADP
fsr-4032	409	3	economic	economic	ADJ
fsr-4032	409	4	perspectives	perspective	NOUN
fsr-4032	409	5	,	,	PUNCT
fsr-4032	409	6	32(2	32(2	NUM
fsr-4032	409	7	)	)	PUNCT
fsr-4032	409	8	,	,	PUNCT
fsr-4032	409	9	155	155	NUM
fsr-4032	409	10	-	-	SYM
fsr-4032	409	11	172	172	NUM
fsr-4032	409	12	.	.	PUNCT
fsr-4032	409	13	mudzingiri	mudzingiri	PROPN
fsr-4032	409	14	,	,	PUNCT
fsr-4032	409	15	c.	c.	PROPN
fsr-4032	409	16	,	,	PUNCT
fsr-4032	409	17	&	&	CCONJ
fsr-4032	409	18	koumba	koumba	PROPN
fsr-4032	409	19	,	,	PUNCT
fsr-4032	409	20	u.	u.	NOUN
fsr-4032	409	21	(	(	PUNCT
fsr-4032	409	22	2021	2021	NUM
fsr-4032	409	23	)	)	PUNCT
fsr-4032	409	24	.	.	PUNCT
fsr-4032	410	1	eliciting	elicit	VERB
fsr-4032	410	2	risk	risk	NOUN
fsr-4032	410	3	preferences	preference	NOUN
fsr-4032	410	4	experimentally	experimentally	ADV
fsr-4032	410	5	versus	versus	ADP
fsr-4032	410	6	using	use	VERB
fsr-4032	410	7	a	a	DET
fsr-4032	410	8	general	general	ADJ
fsr-4032	410	9	risk	risk	NOUN
fsr-4032	410	10	question	question	NOUN
fsr-4032	410	11	:	:	PUNCT
fsr-4032	410	12	does	do	VERB
fsr-4032	410	13	financial	financial	ADJ
fsr-4032	410	14	literacy	literacy	NOUN
fsr-4032	410	15	bridge	bridge	VERB
fsr-4032	410	16	the	the	DET
fsr-4032	410	17	gap	gap	NOUN
fsr-4032	410	18	?	?	PUNCT
fsr-4032	411	1	risks	risk	NOUN
fsr-4032	411	2	,	,	PUNCT
fsr-4032	411	3	9	9	NUM
fsr-4032	411	4	,	,	PUNCT
fsr-4032	411	5	140	140	NUM
fsr-4032	411	6	.	.	PUNCT
fsr-4032	412	1	doi.org/10.3390/risks9080140	doi.org/10.3390/risks9080140	PROPN
fsr-4032	412	2	nobre	nobre	PROPN
fsr-4032	412	3	,	,	PUNCT
fsr-4032	412	4	l.	l.	PROPN
fsr-4032	412	5	h.	h.	PROPN
fsr-4032	412	6	n.	n.	PROPN
fsr-4032	412	7	,	,	PUNCT
fsr-4032	412	8	&	&	CCONJ
fsr-4032	412	9	grable	grable	PROPN
fsr-4032	412	10	,	,	PUNCT
fsr-4032	412	11	j.	j.	PROPN
fsr-4032	412	12	e.	e.	PROPN
fsr-4032	412	13	(	(	PUNCT
fsr-4032	412	14	2015	2015	NUM
fsr-4032	412	15	)	)	PUNCT
fsr-4032	412	16	.	.	PUNCT
fsr-4032	413	1	the	the	DET
fsr-4032	413	2	role	role	NOUN
fsr-4032	413	3	of	of	ADP
fsr-4032	413	4	risk	risk	NOUN
fsr-4032	413	5	profiles	profile	NOUN
fsr-4032	413	6	and	and	CCONJ
fsr-4032	413	7	risk	risk	NOUN
fsr-4032	413	8	tolerance	tolerance	NOUN
fsr-4032	413	9	in	in	ADP
fsr-4032	413	10	shaping	shape	VERB
fsr-4032	413	11	client	client	NOUN
fsr-4032	413	12	decisions	decision	NOUN
fsr-4032	413	13	.	.	PUNCT
fsr-4032	414	1	journal	journal	NOUN
fsr-4032	414	2	of	of	ADP
fsr-4032	414	3	financial	financial	ADJ
fsr-4032	414	4	service	service	NOUN
fsr-4032	414	5	professionals	professional	NOUN
fsr-4032	414	6	,	,	PUNCT
fsr-4032	414	7	69(3	69(3	NUM
fsr-4032	414	8	)	)	PUNCT
fsr-4032	414	9	,	,	PUNCT
fsr-4032	414	10	18–21	18–21	NUM
fsr-4032	414	11	.	.	PUNCT
fsr-4032	415	1	pinjisakikool	pinjisakikool	NOUN
fsr-4032	415	2	,	,	PUNCT
fsr-4032	415	3	t.	t.	PROPN
fsr-4032	415	4	(	(	PUNCT
fsr-4032	415	5	2017	2017	NUM
fsr-4032	415	6	)	)	PUNCT
fsr-4032	415	7	.	.	PUNCT
fsr-4032	416	1	the	the	DET
fsr-4032	416	2	influence	influence	NOUN
fsr-4032	416	3	of	of	ADP
fsr-4032	416	4	personality	personality	NOUN
fsr-4032	416	5	traits	trait	NOUN
fsr-4032	416	6	on	on	ADP
fsr-4032	416	7	households	household	NOUN
fsr-4032	416	8	’	'	PUNCT
fsr-4032	416	9	financial	financial	ADJ
fsr-4032	416	10	risk	risk	NOUN
fsr-4032	416	11	tolerance	tolerance	NOUN
fsr-4032	416	12	and	and	CCONJ
fsr-4032	416	13	financial	financial	ADJ
fsr-4032	416	14	behavior	behavior	NOUN
fsr-4032	416	15	.	.	PUNCT
fsr-4032	417	1	journal	journal	NOUN
fsr-4032	417	2	of	of	ADP
fsr-4032	417	3	interdisciplinary	interdisciplinary	ADJ
fsr-4032	417	4	economics	economic	NOUN
fsr-4032	417	5	,	,	PUNCT
fsr-4032	417	6	30	30	NUM
fsr-4032	417	7	,	,	PUNCT
fsr-4032	417	8	32	32	NUM
fsr-4032	417	9	-	-	SYM
fsr-4032	417	10	54	54	NUM
fsr-4032	417	11	.	.	PUNCT
fsr-4032	418	1	rabbani	rabbani	PROPN
fsr-4032	418	2	,	,	PUNCT
fsr-4032	418	3	a.	a.	NOUN
fsr-4032	418	4	g.	g.	PROPN
fsr-4032	418	5	,	,	PUNCT
fsr-4032	418	6	&	&	CCONJ
fsr-4032	418	7	nobre	nobre	PROPN
fsr-4032	418	8	,	,	PUNCT
fsr-4032	418	9	l.	l.	PROPN
fsr-4032	418	10	h.	h.	PROPN
fsr-4032	418	11	(	(	PUNCT
fsr-4032	418	12	2022	2022	NUM
fsr-4032	418	13	)	)	PUNCT
fsr-4032	418	14	.	.	PUNCT
fsr-4032	419	1	financial	financial	ADJ
fsr-4032	419	2	risk	risk	NOUN
fsr-4032	419	3	tolerance	tolerance	NOUN
fsr-4032	419	4	.	.	PUNCT
fsr-4032	420	1	in	in	ADP
fsr-4032	420	2	de	de	X
fsr-4032	420	3	gruyter	gruyter	NOUN
fsr-4032	420	4	handbook	handbook	NOUN
fsr-4032	420	5	of	of	ADP
fsr-4032	420	6	personal	personal	ADJ
fsr-4032	420	7	finance	finance	NOUN
fsr-4032	420	8	,	,	PUNCT
fsr-4032	420	9	pp	pp	ADP
fsr-4032	420	10	.	.	PUNCT
fsr-4032	421	1	137	137	NUM
fsr-4032	421	2	-	-	SYM
fsr-4032	421	3	156	156	NUM
fsr-4032	421	4	.	.	PUNCT
fsr-4032	422	1	john	john	PROPN
fsr-4032	422	2	e.	e.	PROPN
fsr-4032	422	3	grable	grable	PROPN
fsr-4032	422	4	and	and	CCONJ
fsr-4032	422	5	swarn	swarn	PROPN
fsr-4032	422	6	chatterjee	chatterjee	NOUN
fsr-4032	422	7	(	(	PUNCT
fsr-4032	422	8	eds	ed	NOUN
fsr-4032	422	9	.	.	PUNCT
fsr-4032	422	10	)	)	PUNCT
fsr-4032	422	11	.	.	PUNCT
fsr-4032	423	1	de	de	X
fsr-4032	423	2	gruyter	gruyter	NOUN
fsr-4032	423	3	.	.	PUNCT
fsr-4032	424	1	richter	richter	PROPN
fsr-4032	424	2	,	,	PUNCT
fsr-4032	424	3	m.	m.	PROPN
fsr-4032	424	4	k.	k.	PROPN
fsr-4032	424	5	(	(	PUNCT
fsr-4032	424	6	1966	1966	NUM
fsr-4032	424	7	)	)	PUNCT
fsr-4032	424	8	.	.	PUNCT
fsr-4032	425	1	revealed	reveal	VERB
fsr-4032	425	2	preference	preference	NOUN
fsr-4032	425	3	theory	theory	NOUN
fsr-4032	425	4	.	.	PUNCT
fsr-4032	426	1	econometrica	econometrica	PROPN
fsr-4032	426	2	,	,	PUNCT
fsr-4032	426	3	34(3	34(3	NUM
fsr-4032	426	4	)	)	PUNCT
fsr-4032	426	5	,	,	PUNCT
fsr-4032	426	6	635	635	NUM
fsr-4032	426	7	-	-	SYM
fsr-4032	426	8	645	645	NUM
fsr-4032	426	9	.	.	PUNCT
fsr-4032	427	1	robb	robb	NOUN
fsr-4032	427	2	,	,	PUNCT
fsr-4032	427	3	c.	c.	PROPN
fsr-4032	427	4	a.	a.	PROPN
fsr-4032	427	5	,	,	PUNCT
fsr-4032	427	6	babiarz	babiarz	PROPN
fsr-4032	427	7	,	,	PUNCT
fsr-4032	427	8	p.	p.	NOUN
fsr-4032	427	9	,	,	PUNCT
fsr-4032	427	10	&	&	CCONJ
fsr-4032	427	11	woodyard	woodyard	PROPN
fsr-4032	427	12	,	,	PUNCT
fsr-4032	427	13	a.	a.	NOUN
fsr-4032	427	14	(	(	PUNCT
fsr-4032	427	15	2012	2012	NUM
fsr-4032	427	16	)	)	PUNCT
fsr-4032	427	17	.	.	PUNCT
fsr-4032	428	1	the	the	DET
fsr-4032	428	2	demand	demand	NOUN
fsr-4032	428	3	for	for	ADP
fsr-4032	428	4	financial	financial	ADJ
fsr-4032	428	5	professionals	professional	NOUN
fsr-4032	428	6	'	'	PART
fsr-4032	428	7	advice	advice	NOUN
fsr-4032	428	8	:	:	PUNCT
fsr-4032	428	9	the	the	DET
fsr-4032	428	10	role	role	NOUN
fsr-4032	428	11	of	of	ADP
fsr-4032	428	12	financial	financial	ADJ
fsr-4032	428	13	knowledge	knowledge	NOUN
fsr-4032	428	14	,	,	PUNCT
fsr-4032	428	15	satisfaction	satisfaction	NOUN
fsr-4032	428	16	,	,	PUNCT
fsr-4032	428	17	and	and	CCONJ
fsr-4032	428	18	confidence	confidence	NOUN
fsr-4032	428	19	.	.	PUNCT
fsr-4032	429	1	financial	financial	ADJ
fsr-4032	429	2	services	service	NOUN
fsr-4032	429	3	review	review	NOUN
fsr-4032	429	4	,	,	PUNCT
fsr-4032	429	5	21(4	21(4	NUM
fsr-4032	429	6	)	)	PUNCT
fsr-4032	429	7	,	,	PUNCT
fsr-4032	429	8	291	291	NUM
fsr-4032	429	9	-	-	SYM
fsr-4032	429	10	306	306	NUM
fsr-4032	429	11	.	.	PUNCT
fsr-4032	430	1	samuelson	samuelson	PROPN
fsr-4032	430	2	,	,	PUNCT
fsr-4032	430	3	p.	p.	NOUN
fsr-4032	430	4	a.	a.	NOUN
fsr-4032	430	5	(	(	PUNCT
fsr-4032	430	6	1938	1938	NUM
fsr-4032	430	7	)	)	PUNCT
fsr-4032	430	8	.	.	PUNCT
fsr-4032	431	1	a	a	DET
fsr-4032	431	2	note	note	NOUN
fsr-4032	431	3	on	on	ADP
fsr-4032	431	4	the	the	DET
fsr-4032	431	5	pure	pure	ADJ
fsr-4032	431	6	theory	theory	NOUN
fsr-4032	431	7	of	of	ADP
fsr-4032	431	8	consumers	consumer	NOUN
fsr-4032	431	9	’	'	PUNCT
fsr-4032	431	10	behavior	behavior	NOUN
fsr-4032	431	11	.	.	PUNCT
fsr-4032	432	1	economica	economica	PROPN
fsr-4032	432	2	.	.	PUNCT
fsr-4032	433	1	new	new	ADJ
fsr-4032	433	2	series	series	NOUN
fsr-4032	433	3	,	,	PUNCT
fsr-4032	433	4	5(17	5(17	NUM
fsr-4032	433	5	)	)	PUNCT
fsr-4032	433	6	,	,	PUNCT
fsr-4032	433	7	61	61	NUM
fsr-4032	433	8	-	-	SYM
fsr-4032	433	9	71	71	NUM
fsr-4032	433	10	.	.	PUNCT
fsr-4032	434	1	wong	wong	PROPN
fsr-4032	434	2	,	,	PUNCT
fsr-4032	434	3	a.	a.	PROPN
fsr-4032	434	4	(	(	PUNCT
fsr-4032	434	5	2011	2011	NUM
fsr-4032	434	6	)	)	PUNCT
fsr-4032	434	7	.	.	PUNCT
fsr-4032	435	1	financial	financial	ADJ
fsr-4032	435	2	risk	risk	NOUN
fsr-4032	435	3	tolerance	tolerance	NOUN
fsr-4032	435	4	and	and	CCONJ
fsr-4032	435	5	selected	select	VERB
fsr-4032	435	6	demographic	demographic	ADJ
fsr-4032	435	7	factors	factor	NOUN
fsr-4032	435	8	:	:	PUNCT
fsr-4032	435	9	a	a	DET
fsr-4032	435	10	comparative	comparative	ADJ
fsr-4032	435	11	study	study	NOUN
fsr-4032	435	12	in	in	ADP
fsr-4032	435	13	3	3	NUM
fsr-4032	435	14	countries	country	NOUN
fsr-4032	435	15	.	.	PUNCT
fsr-4032	436	1	global	global	ADJ
fsr-4032	436	2	journal	journal	PROPN
fsr-4032	436	3	of	of	ADP
fsr-4032	436	4	finance	finance	PROPN
fsr-4032	436	5	&	&	CCONJ
fsr-4032	436	6	banking	banking	NOUN
fsr-4032	436	7	issues	issue	NOUN
fsr-4032	436	8	,	,	PUNCT
fsr-4032	436	9	5(5	5(5	NUM
fsr-4032	436	10	)	)	PUNCT
fsr-4032	436	11	,	,	PUNCT
fsr-4032	436	12	1	1	NUM
fsr-4032	436	13	-	-	SYM
fsr-4032	436	14	12	12	NUM
fsr-4032	436	15	.	.	PUNCT
fsr-4032	437	1	https://www.cfainstitute.org/en/research/industry-research/investment-risk-profiling	https://www.cfainstitute.org/en/research/industry-research/investment-risk-profile	VERB
fsr-4032	437	2	https://www.cfainstitute.org/en/research/industry-research/investment-risk-profiling	https://www.cfainstitute.org/en/research/industry-research/investment-risk-profile	VERB
fsr-4032	437	3	https://www.cfainstitute.org/en/research/industry-research/investment-risk-profiling	https://www.cfainstitute.org/en/research/industry-research/investment-risk-profile	VERB