id	sid	tid	token	lemma	pos
fsr-4041	1	1	financial	financial	PROPN
fsr-4041	1	2	services	service	NOUN
fsr-4041	1	3	review	review	NOUN
fsr-4041	1	4	,	,	PUNCT
fsr-4041	1	5	32(4	32(4	NUM
fsr-4041	1	6	)	)	PUNCT
fsr-4041	1	7	78	78	NUM
fsr-4041	1	8	improving	improve	VERB
fsr-4041	1	9	communication	communication	NOUN
fsr-4041	1	10	with	with	ADP
fsr-4041	1	11	financial	financial	ADJ
fsr-4041	1	12	consumers	consumer	NOUN
fsr-4041	1	13	:	:	PUNCT
fsr-4041	1	14	insights	insight	NOUN
fsr-4041	1	15	from	from	ADP
fsr-4041	1	16	a	a	DET
fsr-4041	1	17	study	study	NOUN
fsr-4041	1	18	of	of	ADP
fsr-4041	1	19	phone	phone	NOUN
fsr-4041	1	20	call	call	NOUN
fsr-4041	1	21	phobia	phobia	PROPN
fsr-4041	1	22	wookjae	wookjae	PROPN
fsr-4041	1	23	heo,1	heo,1	PROPN
fsr-4041	1	24	yi	yi	PROPN
fsr-4041	1	25	liu,2	liu,2	PROPN
fsr-4041	2	1	and	and	CCONJ
fsr-4041	2	2	jae	jae	PROPN
fsr-4041	2	3	min	min	PROPN
fsr-4041	2	4	lee3	lee3	PROPN
fsr-4041	2	5	abstract	abstract	PROPN
fsr-4041	2	6	a	a	DET
fsr-4041	2	7	phone	phone	NOUN
fsr-4041	2	8	call	call	NOUN
fsr-4041	2	9	phobia	phobia	NOUN
fsr-4041	2	10	is	be	AUX
fsr-4041	2	11	a	a	DET
fsr-4041	2	12	symptom	symptom	NOUN
fsr-4041	2	13	of	of	ADP
fsr-4041	2	14	avoiding	avoid	VERB
fsr-4041	2	15	real	real	ADJ
fsr-4041	2	16	-	-	PUNCT
fsr-4041	2	17	time	time	NOUN
fsr-4041	2	18	communication	communication	NOUN
fsr-4041	2	19	that	that	PRON
fsr-4041	2	20	ranges	range	VERB
fsr-4041	2	21	from	from	ADP
fsr-4041	2	22	mild	mild	ADJ
fsr-4041	2	23	nervousness	nervousness	NOUN
fsr-4041	2	24	to	to	ADP
fsr-4041	2	25	a	a	DET
fsr-4041	2	26	debilitating	debilitate	VERB
fsr-4041	2	27	fear	fear	NOUN
fsr-4041	2	28	of	of	ADP
fsr-4041	2	29	making	make	VERB
fsr-4041	2	30	or	or	CCONJ
fsr-4041	2	31	receiving	receive	VERB
fsr-4041	2	32	phone	phone	NOUN
fsr-4041	2	33	calls	call	NOUN
fsr-4041	2	34	.	.	PUNCT
fsr-4041	3	1	the	the	DET
fsr-4041	3	2	situation	situation	NOUN
fsr-4041	3	3	of	of	ADP
fsr-4041	3	4	avoidance	avoidance	NOUN
fsr-4041	3	5	of	of	ADP
fsr-4041	3	6	real	real	ADJ
fsr-4041	3	7	-	-	PUNCT
fsr-4041	3	8	time	time	NOUN
fsr-4041	3	9	communication	communication	NOUN
fsr-4041	3	10	,	,	PUNCT
fsr-4041	3	11	including	include	VERB
fsr-4041	3	12	phone	phone	NOUN
fsr-4041	3	13	call	call	NOUN
fsr-4041	3	14	phobia	phobia	PROPN
fsr-4041	3	15	,	,	PUNCT
fsr-4041	3	16	can	can	AUX
fsr-4041	3	17	potentially	potentially	ADV
fsr-4041	3	18	influence	influence	VERB
fsr-4041	3	19	personal	personal	ADJ
fsr-4041	3	20	finance	finance	NOUN
fsr-4041	3	21	,	,	PUNCT
fsr-4041	3	22	particularly	particularly	ADV
fsr-4041	3	23	if	if	SCONJ
fsr-4041	3	24	it	it	PRON
fsr-4041	3	25	limits	limit	VERB
fsr-4041	3	26	an	an	DET
fsr-4041	3	27	individual	individual	NOUN
fsr-4041	3	28	's	's	PART
fsr-4041	3	29	ability	ability	NOUN
fsr-4041	3	30	to	to	PART
fsr-4041	3	31	communicate	communicate	VERB
fsr-4041	3	32	effectively	effectively	ADV
fsr-4041	3	33	with	with	ADP
fsr-4041	3	34	not	not	PART
fsr-4041	3	35	only	only	ADV
fsr-4041	3	36	family	family	NOUN
fsr-4041	3	37	,	,	PUNCT
fsr-4041	3	38	friends	friend	NOUN
fsr-4041	3	39	,	,	PUNCT
fsr-4041	3	40	and	and	CCONJ
fsr-4041	3	41	employers	employer	NOUN
fsr-4041	3	42	but	but	CCONJ
fsr-4041	3	43	also	also	ADV
fsr-4041	3	44	financial	financial	ADJ
fsr-4041	3	45	service	service	NOUN
fsr-4041	3	46	providers	provider	NOUN
fsr-4041	3	47	.	.	PUNCT
fsr-4041	4	1	as	as	SCONJ
fsr-4041	4	2	the	the	DET
fsr-4041	4	3	covid-19	covid-19	PROPN
fsr-4041	4	4	pandemic	pandemic	NOUN
fsr-4041	4	5	has	have	AUX
fsr-4041	4	6	affected	affect	VERB
fsr-4041	4	7	ways	way	NOUN
fsr-4041	4	8	of	of	ADP
fsr-4041	4	9	socializing	socialize	VERB
fsr-4041	4	10	and	and	CCONJ
fsr-4041	4	11	communicating	communicate	VERB
fsr-4041	4	12	,	,	PUNCT
fsr-4041	4	13	it	it	PRON
fsr-4041	4	14	is	be	AUX
fsr-4041	4	15	important	important	ADJ
fsr-4041	4	16	to	to	PART
fsr-4041	4	17	understand	understand	VERB
fsr-4041	4	18	the	the	DET
fsr-4041	4	19	situation	situation	NOUN
fsr-4041	4	20	and	and	CCONJ
fsr-4041	4	21	related	related	ADJ
fsr-4041	4	22	factors	factor	NOUN
fsr-4041	4	23	of	of	ADP
fsr-4041	4	24	phone	phone	NOUN
fsr-4041	4	25	call	call	NOUN
fsr-4041	4	26	phobia	phobia	PROPN
fsr-4041	4	27	.	.	PUNCT
fsr-4041	5	1	this	this	DET
fsr-4041	5	2	study	study	NOUN
fsr-4041	5	3	,	,	PUNCT
fsr-4041	5	4	therefore	therefore	ADV
fsr-4041	5	5	,	,	PUNCT
fsr-4041	5	6	examined	examine	VERB
fsr-4041	5	7	factors	factor	NOUN
fsr-4041	5	8	related	relate	VERB
fsr-4041	5	9	to	to	ADP
fsr-4041	5	10	three	three	NUM
fsr-4041	5	11	types	type	NOUN
fsr-4041	5	12	of	of	ADP
fsr-4041	5	13	phone	phone	NOUN
fsr-4041	5	14	call	call	NOUN
fsr-4041	5	15	phobia	phobia	NOUN
fsr-4041	5	16	(	(	PUNCT
fsr-4041	5	17	employer	employer	NOUN
fsr-4041	5	18	,	,	PUNCT
fsr-4041	5	19	family	family	NOUN
fsr-4041	5	20	,	,	PUNCT
fsr-4041	5	21	and	and	CCONJ
fsr-4041	5	22	friends	friend	NOUN
fsr-4041	5	23	)	)	PUNCT
fsr-4041	5	24	and	and	CCONJ
fsr-4041	5	25	six	six	NUM
fsr-4041	5	26	types	type	NOUN
fsr-4041	5	27	of	of	ADP
fsr-4041	5	28	communication	communication	NOUN
fsr-4041	5	29	preferences	preference	NOUN
fsr-4041	5	30	(	(	PUNCT
fsr-4041	5	31	face	face	NOUN
fsr-4041	5	32	-	-	PUNCT
fsr-4041	5	33	to	to	ADP
fsr-4041	5	34	-	-	PUNCT
fsr-4041	5	35	face	face	NOUN
fsr-4041	5	36	,	,	PUNCT
fsr-4041	5	37	phone	phone	NOUN
fsr-4041	5	38	calls	call	NOUN
fsr-4041	5	39	,	,	PUNCT
fsr-4041	5	40	letters	letter	NOUN
fsr-4041	5	41	,	,	PUNCT
fsr-4041	5	42	email	email	NOUN
fsr-4041	5	43	,	,	PUNCT
fsr-4041	5	44	text	text	NOUN
fsr-4041	5	45	messaging	messaging	NOUN
fsr-4041	5	46	,	,	PUNCT
fsr-4041	5	47	and	and	CCONJ
fsr-4041	5	48	online	online	ADJ
fsr-4041	5	49	messaging	message	VERB
fsr-4041	5	50	apps	app	NOUN
fsr-4041	5	51	)	)	PUNCT
fsr-4041	5	52	.	.	PUNCT
fsr-4041	6	1	using	use	VERB
fsr-4041	6	2	data	datum	NOUN
fsr-4041	6	3	from	from	ADP
fsr-4041	6	4	an	an	DET
fsr-4041	6	5	online	online	ADJ
fsr-4041	6	6	survey	survey	NOUN
fsr-4041	6	7	conducted	conduct	VERB
fsr-4041	6	8	in	in	ADP
fsr-4041	6	9	2021	2021	NUM
fsr-4041	6	10	,	,	PUNCT
fsr-4041	6	11	this	this	DET
fsr-4041	6	12	study	study	NOUN
fsr-4041	6	13	considered	consider	VERB
fsr-4041	6	14	a	a	DET
fsr-4041	6	15	list	list	NOUN
fsr-4041	6	16	of	of	ADP
fsr-4041	6	17	comprehensive	comprehensive	ADJ
fsr-4041	6	18	factors	factor	NOUN
fsr-4041	6	19	,	,	PUNCT
fsr-4041	6	20	including	include	VERB
fsr-4041	6	21	psychological	psychological	ADJ
fsr-4041	6	22	factors	factor	NOUN
fsr-4041	6	23	,	,	PUNCT
fsr-4041	6	24	financial	financial	ADJ
fsr-4041	6	25	-	-	PUNCT
fsr-4041	6	26	psychological	psychological	ADJ
fsr-4041	6	27	factors	factor	NOUN
fsr-4041	6	28	,	,	PUNCT
fsr-4041	6	29	financial	financial	ADJ
fsr-4041	6	30	status	status	NOUN
fsr-4041	6	31	,	,	PUNCT
fsr-4041	6	32	job	job	NOUN
fsr-4041	6	33	-	-	PUNCT
fsr-4041	6	34	related	relate	VERB
fsr-4041	6	35	factors	factor	NOUN
fsr-4041	6	36	,	,	PUNCT
fsr-4041	6	37	health	health	NOUN
fsr-4041	6	38	-	-	PUNCT
fsr-4041	6	39	related	relate	VERB
fsr-4041	6	40	behavior	behavior	NOUN
fsr-4041	6	41	,	,	PUNCT
fsr-4041	6	42	and	and	CCONJ
fsr-4041	6	43	demographic	demographic	ADJ
fsr-4041	6	44	factors	factor	NOUN
fsr-4041	6	45	,	,	PUNCT
fsr-4041	6	46	in	in	ADP
fsr-4041	6	47	ordered	order	VERB
fsr-4041	6	48	logistic	logistic	ADJ
fsr-4041	6	49	regression	regression	NOUN
fsr-4041	6	50	and	and	CCONJ
fsr-4041	6	51	seemingly	seemingly	ADV
fsr-4041	6	52	unrelated	unrelated	ADJ
fsr-4041	6	53	regression	regression	NOUN
fsr-4041	6	54	estimation	estimation	NOUN
fsr-4041	6	55	models	model	NOUN
fsr-4041	6	56	.	.	PUNCT
fsr-4041	7	1	the	the	DET
fsr-4041	7	2	findings	finding	NOUN
fsr-4041	7	3	provide	provide	VERB
fsr-4041	7	4	insights	insight	NOUN
fsr-4041	7	5	to	to	PART
fsr-4041	7	6	improve	improve	VERB
fsr-4041	7	7	communication	communication	NOUN
fsr-4041	7	8	between	between	ADP
fsr-4041	7	9	financial	financial	ADJ
fsr-4041	7	10	consumers	consumer	NOUN
fsr-4041	7	11	and	and	CCONJ
fsr-4041	7	12	financial	financial	ADJ
fsr-4041	7	13	services	service	NOUN
fsr-4041	7	14	providers	provider	NOUN
fsr-4041	7	15	.	.	PUNCT
fsr-4041	8	1	creative	creative	ADJ
fsr-4041	8	2	commons	commons	PROPN
fsr-4041	8	3	license	license	NOUN
fsr-4041	8	4	this	this	DET
fsr-4041	8	5	work	work	NOUN
fsr-4041	8	6	is	be	AUX
fsr-4041	8	7	licensed	license	VERB
fsr-4041	8	8	under	under	ADP
fsr-4041	8	9	a	a	DET
fsr-4041	8	10	creative	creative	ADJ
fsr-4041	8	11	commons	common	NOUN
fsr-4041	8	12	attribution	attribution	NOUN
fsr-4041	8	13	-	-	PUNCT
fsr-4041	8	14	noncommercial	noncommercial	ADJ
fsr-4041	8	15	4.0	4.0	NUM
fsr-4041	8	16	license	license	NOUN
fsr-4041	8	17	recommended	recommend	VERB
fsr-4041	8	18	citation	citation	NOUN
fsr-4041	8	19	heo	heo	PROPN
fsr-4041	8	20	,	,	PUNCT
fsr-4041	8	21	w.	w.	PROPN
fsr-4041	8	22	,	,	PUNCT
fsr-4041	8	23	liu	liu	PROPN
fsr-4041	8	24	,	,	PUNCT
fsr-4041	8	25	y.	y.	PROPN
fsr-4041	8	26	,	,	PUNCT
fsr-4041	8	27	&	&	CCONJ
fsr-4041	8	28	lee	lee	PROPN
fsr-4041	8	29	,	,	PUNCT
fsr-4041	8	30	j.	j.	PROPN
fsr-4041	8	31	(	(	PUNCT
fsr-4041	8	32	2024	2024	NUM
fsr-4041	8	33	)	)	PUNCT
fsr-4041	8	34	.	.	PUNCT
fsr-4041	9	1	improving	improve	VERB
fsr-4041	9	2	communication	communication	NOUN
fsr-4041	9	3	with	with	ADP
fsr-4041	9	4	financial	financial	ADJ
fsr-4041	9	5	consumers	consumer	NOUN
fsr-4041	9	6	:	:	PUNCT
fsr-4041	9	7	insights	insight	NOUN
fsr-4041	9	8	from	from	ADP
fsr-4041	9	9	a	a	DET
fsr-4041	9	10	study	study	NOUN
fsr-4041	9	11	of	of	ADP
fsr-4041	9	12	phone	phone	NOUN
fsr-4041	9	13	call	call	NOUN
fsr-4041	9	14	phobia	phobia	PROPN
fsr-4041	9	15	.	.	PUNCT
fsr-4041	10	1	financial	financial	ADJ
fsr-4041	10	2	services	services	PROPN
fsr-4041	10	3	review	review	PROPN
fsr-4041	10	4	,	,	PUNCT
fsr-4041	10	5	32(4	32(4	NUM
fsr-4041	10	6	)	)	PUNCT
fsr-4041	10	7	,	,	PUNCT
fsr-4041	10	8	78	78	NUM
fsr-4041	10	9	-	-	SYM
fsr-4041	10	10	102	102	NUM
fsr-4041	10	11	.	.	PUNCT
fsr-4041	11	1	introduction	introduction	NOUN
fsr-4041	11	2	the	the	DET
fsr-4041	11	3	covid-19	covid-19	PROPN
fsr-4041	11	4	pandemic	pandemic	NOUN
fsr-4041	11	5	has	have	AUX
fsr-4041	11	6	affected	affect	VERB
fsr-4041	11	7	ways	way	NOUN
fsr-4041	11	8	of	of	ADP
fsr-4041	11	9	socializing	socialize	VERB
fsr-4041	11	10	and	and	CCONJ
fsr-4041	11	11	communicating	communicate	VERB
fsr-4041	11	12	(	(	PUNCT
fsr-4041	11	13	choi	choi	PROPN
fsr-4041	11	14	&	&	CCONJ
fsr-4041	11	15	choung	choung	PROPN
fsr-4041	11	16	,	,	PUNCT
fsr-4041	11	17	2021	2021	NUM
fsr-4041	11	18	)	)	PUNCT
fsr-4041	11	19	.	.	PUNCT
fsr-4041	12	1	the	the	DET
fsr-4041	12	2	pandemic	pandemic	ADJ
fsr-4041	12	3	increased	increase	VERB
fsr-4041	12	4	social	social	ADJ
fsr-4041	12	5	isolation	isolation	NOUN
fsr-4041	12	6	and	and	CCONJ
fsr-4041	12	7	a	a	DET
fsr-4041	12	8	shift	shift	NOUN
fsr-4041	12	9	towards	towards	ADP
fsr-4041	12	10	virtual	virtual	ADJ
fsr-4041	12	11	communication	communication	NOUN
fsr-4041	12	12	(	(	PUNCT
fsr-4041	12	13	gonzálezpadilla	gonzálezpadilla	PROPN
fsr-4041	12	14	&	&	CCONJ
fsr-4041	12	15	tortolero	tortolero	PROPN
fsr-4041	12	16	-	-	PUNCT
fsr-4041	12	17	blanco	blanco	PROPN
fsr-4041	12	18	,	,	PUNCT
fsr-4041	12	19	2020	2020	NUM
fsr-4041	12	20	)	)	PUNCT
fsr-4041	12	21	,	,	PUNCT
fsr-4041	12	22	leading	lead	VERB
fsr-4041	12	23	to	to	ADP
fsr-4041	12	24	more	more	ADJ
fsr-4041	12	25	experiences	experience	NOUN
fsr-4041	12	26	of	of	ADP
fsr-4041	12	27	social	social	ADJ
fsr-4041	12	28	anxiety	anxiety	NOUN
fsr-4041	12	29	in	in	ADP
fsr-4041	12	30	communication	communication	NOUN
fsr-4041	12	31	(	(	PUNCT
fsr-4041	12	32	caporucio	caporucio	NOUN
fsr-4041	12	33	,	,	PUNCT
fsr-4041	12	34	2020	2020	NUM
fsr-4041	12	35	)	)	PUNCT
fsr-4041	12	36	.	.	PUNCT
fsr-4041	13	1	this	this	DET
fsr-4041	13	2	issue	issue	NOUN
fsr-4041	13	3	can	can	AUX
fsr-4041	13	4	be	be	AUX
fsr-4041	13	5	more	more	ADV
fsr-4041	13	6	serious	serious	ADJ
fsr-4041	13	7	and	and	CCONJ
fsr-4041	13	8	have	have	VERB
fsr-4041	13	9	long	long	ADJ
fsr-4041	13	10	-	-	PUNCT
fsr-4041	13	11	term	term	NOUN
fsr-4041	13	12	effects	effect	NOUN
fsr-4041	13	13	on	on	ADP
fsr-4041	13	14	younger	young	ADJ
fsr-4041	13	15	generations	generation	NOUN
fsr-4041	13	16	,	,	PUNCT
fsr-4041	13	17	1	1	NUM
fsr-4041	13	18	corresponding	correspond	VERB
fsr-4041	13	19	author	author	NOUN
fsr-4041	13	20	(	(	PUNCT
fsr-4041	13	21	heo28@purdue.edu	heo28@purdue.edu	PROPN
fsr-4041	13	22	)	)	PUNCT
fsr-4041	13	23	.	.	PUNCT
fsr-4041	14	1	purdue	purdue	PROPN
fsr-4041	14	2	university	university	PROPN
fsr-4041	14	3	,	,	PUNCT
fsr-4041	14	4	west	west	PROPN
fsr-4041	14	5	layfette	layfette	PROPN
fsr-4041	14	6	,	,	PUNCT
fsr-4041	14	7	in	in	ADP
fsr-4041	14	8	,	,	PUNCT
fsr-4041	14	9	usa	usa	PROPN
fsr-4041	14	10	2	2	NUM
fsr-4041	14	11	st	st	PROPN
fsr-4041	14	12	.	.	PROPN
fsr-4041	14	13	john	john	PROPN
fsr-4041	14	14	fisher	fisher	PROPN
fsr-4041	14	15	university	university	PROPN
fsr-4041	14	16	,	,	PUNCT
fsr-4041	14	17	rochester	rochester	PROPN
fsr-4041	14	18	,	,	PUNCT
fsr-4041	14	19	ny	ny	PROPN
fsr-4041	14	20	,	,	PUNCT
fsr-4041	14	21	usa	usa	PROPN
fsr-4041	14	22	3	3	NUM
fsr-4041	14	23	minnesota	minnesota	PROPN
fsr-4041	14	24	state	state	PROPN
fsr-4041	14	25	university	university	PROPN
fsr-4041	14	26	,	,	PUNCT
fsr-4041	14	27	mankato	mankato	PROPN
fsr-4041	14	28	,	,	PUNCT
fsr-4041	14	29	mankato	mankato	PROPN
fsr-4041	14	30	,	,	PUNCT
fsr-4041	14	31	mn	mn	PROPN
fsr-4041	14	32	,	,	PUNCT
fsr-4041	14	33	usa	usa	PROPN
fsr-4041	14	34	as	as	SCONJ
fsr-4041	14	35	they	they	PRON
fsr-4041	14	36	already	already	ADV
fsr-4041	14	37	have	have	AUX
fsr-4041	14	38	lacked	lack	VERB
fsr-4041	14	39	face	face	NOUN
fsr-4041	14	40	-	-	PUNCT
fsr-4041	14	41	to	to	ADP
fsr-4041	14	42	-	-	PUNCT
fsr-4041	14	43	face	face	NOUN
fsr-4041	14	44	interactions	interaction	NOUN
fsr-4041	14	45	and	and	CCONJ
fsr-4041	14	46	phone	phone	NOUN
fsr-4041	14	47	calls	call	NOUN
fsr-4041	14	48	(	(	PUNCT
fsr-4041	14	49	rousselle	rousselle	NOUN
fsr-4041	14	50	,	,	PUNCT
fsr-4041	14	51	2022	2022	NUM
fsr-4041	14	52	)	)	PUNCT
fsr-4041	14	53	.	.	PUNCT
fsr-4041	15	1	phone	phone	NOUN
fsr-4041	15	2	call	call	NOUN
fsr-4041	15	3	phobia	phobia	PROPN
fsr-4041	15	4	,	,	PUNCT
fsr-4041	15	5	a	a	DET
fsr-4041	15	6	type	type	NOUN
fsr-4041	15	7	of	of	ADP
fsr-4041	15	8	social	social	ADJ
fsr-4041	15	9	anxiety	anxiety	NOUN
fsr-4041	15	10	disorder	disorder	NOUN
fsr-4041	15	11	,	,	PUNCT
fsr-4041	15	12	can	can	AUX
fsr-4041	15	13	limit	limit	VERB
fsr-4041	15	14	people	people	NOUN
fsr-4041	15	15	’s	’s	PART
fsr-4041	15	16	exposure	exposure	NOUN
fsr-4041	15	17	to	to	ADP
fsr-4041	15	18	phone	phone	NOUN
fsr-4041	15	19	calls	call	NOUN
fsr-4041	15	20	and	and	CCONJ
fsr-4041	15	21	faceto	faceto	NOUN
fsr-4041	15	22	-	-	PUNCT
fsr-4041	15	23	face	face	NOUN
fsr-4041	15	24	interactions	interaction	NOUN
fsr-4041	15	25	(	(	PUNCT
fsr-4041	15	26	liu	liu	PROPN
fsr-4041	15	27	et	et	PROPN
fsr-4041	15	28	al	al	PROPN
fsr-4041	15	29	.	.	PROPN
fsr-4041	15	30	,	,	PUNCT
fsr-4041	15	31	2021	2021	NUM
fsr-4041	15	32	)	)	PUNCT
fsr-4041	15	33	.	.	PUNCT
fsr-4041	16	1	phone	phone	NOUN
fsr-4041	16	2	call	call	NOUN
fsr-4041	16	3	phobia	phobia	NOUN
fsr-4041	16	4	refers	refer	VERB
fsr-4041	16	5	to	to	ADP
fsr-4041	16	6	avoidance	avoidance	NOUN
fsr-4041	16	7	or	or	CCONJ
fsr-4041	16	8	being	be	AUX
fsr-4041	16	9	worried	worry	VERB
fsr-4041	16	10	about	about	ADP
fsr-4041	16	11	answering	answer	VERB
fsr-4041	16	12	a	a	DET
fsr-4041	16	13	phone	phone	NOUN
fsr-4041	16	14	call	call	NOUN
fsr-4041	16	15	(	(	PUNCT
fsr-4041	16	16	bragazzi	bragazzi	PROPN
fsr-4041	16	17	&	&	CCONJ
fsr-4041	16	18	del	del	PROPN
fsr-4041	16	19	puente	puente	PROPN
fsr-4041	16	20	,	,	PUNCT
fsr-4041	16	21	2014	2014	NUM
fsr-4041	16	22	)	)	PUNCT
fsr-4041	16	23	.	.	PUNCT
fsr-4041	17	1	phone	phone	NOUN
fsr-4041	17	2	call	call	NOUN
fsr-4041	17	3	phobia	phobia	NOUN
fsr-4041	17	4	can	can	AUX
fsr-4041	17	5	range	range	VERB
fsr-4041	17	6	from	from	ADP
fsr-4041	17	7	mild	mild	ADJ
fsr-4041	17	8	https://creativecommons.org/licenses/by-nc/4.0/	https://creativecommons.org/licenses/by-nc/4.0/	ADP
fsr-4041	17	9	https://creativecommons.org/licenses/by-nc/4.0/	https://creativecommons.org/licenses/by-nc/4.0/	PROPN
fsr-4041	17	10	heo	heo	PROPN
fsr-4041	17	11	et	et	PROPN
fsr-4041	17	12	al	al	PROPN
fsr-4041	17	13	.	.	PROPN
fsr-4041	17	14	79	79	NUM
fsr-4041	17	15	nervousness	nervousness	NOUN
fsr-4041	17	16	to	to	ADP
fsr-4041	17	17	a	a	DET
fsr-4041	17	18	debilitating	debilitate	VERB
fsr-4041	17	19	fear	fear	NOUN
fsr-4041	17	20	of	of	ADP
fsr-4041	17	21	making	make	VERB
fsr-4041	17	22	or	or	CCONJ
fsr-4041	17	23	receiving	receive	VERB
fsr-4041	17	24	phone	phone	NOUN
fsr-4041	17	25	calls	call	NOUN
fsr-4041	17	26	(	(	PUNCT
fsr-4041	17	27	liu	liu	PROPN
fsr-4041	17	28	et	et	PROPN
fsr-4041	17	29	al	al	PROPN
fsr-4041	17	30	.	.	PROPN
fsr-4041	17	31	,	,	PUNCT
fsr-4041	17	32	2021	2021	NUM
fsr-4041	17	33	)	)	PUNCT
fsr-4041	17	34	.	.	PUNCT
fsr-4041	18	1	younger	young	ADJ
fsr-4041	18	2	generations	generation	NOUN
fsr-4041	18	3	have	have	AUX
fsr-4041	18	4	grown	grow	VERB
fsr-4041	18	5	up	up	ADP
fsr-4041	18	6	with	with	ADP
fsr-4041	18	7	digital	digital	ADJ
fsr-4041	18	8	tools	tool	NOUN
fsr-4041	18	9	and	and	CCONJ
fsr-4041	18	10	are	be	AUX
fsr-4041	18	11	more	more	ADV
fsr-4041	18	12	likely	likely	ADJ
fsr-4041	18	13	to	to	PART
fsr-4041	18	14	experience	experience	VERB
fsr-4041	18	15	social	social	ADJ
fsr-4041	18	16	anxiety	anxiety	NOUN
fsr-4041	18	17	disorder	disorder	NOUN
fsr-4041	18	18	,	,	PUNCT
fsr-4041	18	19	with	with	ADP
fsr-4041	18	20	avoidance	avoidance	NOUN
fsr-4041	18	21	of	of	ADP
fsr-4041	18	22	real	real	ADJ
fsr-4041	18	23	-	-	PUNCT
fsr-4041	18	24	time	time	NOUN
fsr-4041	18	25	communication	communication	NOUN
fsr-4041	18	26	being	be	AUX
fsr-4041	18	27	a	a	DET
fsr-4041	18	28	significant	significant	ADJ
fsr-4041	18	29	symptom	symptom	NOUN
fsr-4041	18	30	(	(	PUNCT
fsr-4041	18	31	wang	wang	PROPN
fsr-4041	18	32	&	&	CCONJ
fsr-4041	18	33	zhang	zhang	PROPN
fsr-4041	18	34	,	,	PUNCT
fsr-4041	18	35	2015	2015	NUM
fsr-4041	18	36	)	)	PUNCT
fsr-4041	18	37	.	.	PUNCT
fsr-4041	19	1	for	for	ADP
fsr-4041	19	2	instance	instance	NOUN
fsr-4041	19	3	,	,	PUNCT
fsr-4041	19	4	generation	generation	NOUN
fsr-4041	19	5	z	z	NOUN
fsr-4041	19	6	is	be	AUX
fsr-4041	19	7	more	more	ADV
fsr-4041	19	8	likely	likely	ADJ
fsr-4041	19	9	to	to	PART
fsr-4041	19	10	use	use	VERB
fsr-4041	19	11	digital	digital	ADJ
fsr-4041	19	12	communication	communication	NOUN
fsr-4041	19	13	tools	tool	NOUN
fsr-4041	19	14	(	(	PUNCT
fsr-4041	19	15	auxier	auxier	NOUN
fsr-4041	19	16	&	&	CCONJ
fsr-4041	19	17	anderson	anderson	PROPN
fsr-4041	19	18	,	,	PUNCT
fsr-4041	19	19	2021	2021	NUM
fsr-4041	19	20	)	)	PUNCT
fsr-4041	19	21	and	and	CCONJ
fsr-4041	19	22	struggle	struggle	VERB
fsr-4041	19	23	with	with	ADP
fsr-4041	19	24	realtime	realtime	NOUN
fsr-4041	19	25	in	in	ADP
fsr-4041	19	26	-	-	PUNCT
fsr-4041	19	27	person	person	NOUN
fsr-4041	19	28	communication	communication	NOUN
fsr-4041	19	29	(	(	PUNCT
fsr-4041	19	30	pichler	pichler	NOUN
fsr-4041	19	31	et	et	PROPN
fsr-4041	19	32	al	al	PROPN
fsr-4041	19	33	.	.	PROPN
fsr-4041	19	34	,	,	PUNCT
fsr-4041	19	35	2021	2021	NUM
fsr-4041	19	36	)	)	PUNCT
fsr-4041	19	37	.	.	PUNCT
fsr-4041	20	1	the	the	DET
fsr-4041	20	2	pandemic	pandemic	NOUN
fsr-4041	20	3	has	have	AUX
fsr-4041	20	4	aggravated	aggravate	VERB
fsr-4041	20	5	phone	phone	NOUN
fsr-4041	20	6	call	call	NOUN
fsr-4041	20	7	phobia	phobia	NOUN
fsr-4041	20	8	in	in	ADP
fsr-4041	20	9	younger	young	ADJ
fsr-4041	20	10	generations	generation	NOUN
fsr-4041	20	11	who	who	PRON
fsr-4041	20	12	have	have	AUX
fsr-4041	20	13	been	be	AUX
fsr-4041	20	14	more	more	ADV
fsr-4041	20	15	dependent	dependent	ADJ
fsr-4041	20	16	on	on	ADP
fsr-4041	20	17	virtual	virtual	ADJ
fsr-4041	20	18	communication	communication	NOUN
fsr-4041	20	19	in	in	ADP
fsr-4041	20	20	almost	almost	ADV
fsr-4041	20	21	every	every	PRON
fsr-4041	20	22	aspect	aspect	NOUN
fsr-4041	20	23	of	of	ADP
fsr-4041	20	24	their	their	PRON
fsr-4041	20	25	life	life	NOUN
fsr-4041	20	26	(	(	PUNCT
fsr-4041	20	27	silveira	silveira	PROPN
fsr-4041	20	28	et	et	PROPN
fsr-4041	20	29	al	al	PROPN
fsr-4041	20	30	.	.	PROPN
fsr-4041	20	31	,	,	PUNCT
fsr-4041	20	32	2022	2022	NUM
fsr-4041	20	33	)	)	PUNCT
fsr-4041	20	34	,	,	PUNCT
fsr-4041	20	35	including	include	VERB
fsr-4041	20	36	education	education	NOUN
fsr-4041	20	37	,	,	PUNCT
fsr-4041	20	38	work	work	NOUN
fsr-4041	20	39	,	,	PUNCT
fsr-4041	20	40	and	and	CCONJ
fsr-4041	20	41	social	social	ADJ
fsr-4041	20	42	interaction	interaction	NOUN
fsr-4041	20	43	with	with	ADP
fsr-4041	20	44	family	family	NOUN
fsr-4041	20	45	,	,	PUNCT
fsr-4041	20	46	friends	friend	NOUN
fsr-4041	20	47	,	,	PUNCT
fsr-4041	20	48	colleagues	colleague	NOUN
fsr-4041	20	49	,	,	PUNCT
fsr-4041	20	50	and	and	CCONJ
fsr-4041	20	51	even	even	ADV
fsr-4041	20	52	businesses	business	NOUN
fsr-4041	20	53	or	or	CCONJ
fsr-4041	20	54	organizations	organization	NOUN
fsr-4041	20	55	.	.	PUNCT
fsr-4041	21	1	a	a	DET
fsr-4041	21	2	shift	shift	NOUN
fsr-4041	21	3	to	to	ADP
fsr-4041	21	4	virtual	virtual	ADJ
fsr-4041	21	5	communication	communication	NOUN
fsr-4041	21	6	also	also	ADV
fsr-4041	21	7	presents	present	VERB
fsr-4041	21	8	challenges	challenge	NOUN
fsr-4041	21	9	to	to	ADP
fsr-4041	21	10	people	people	NOUN
fsr-4041	21	11	who	who	PRON
fsr-4041	21	12	already	already	ADV
fsr-4041	21	13	have	have	VERB
fsr-4041	21	14	a	a	DET
fsr-4041	21	15	phobia	phobia	NOUN
fsr-4041	21	16	of	of	ADP
fsr-4041	21	17	real	real	ADJ
fsr-4041	21	18	-	-	PUNCT
fsr-4041	21	19	time	time	NOUN
fsr-4041	21	20	conversation	conversation	NOUN
fsr-4041	21	21	,	,	PUNCT
fsr-4041	21	22	as	as	SCONJ
fsr-4041	21	23	virtual	virtual	ADJ
fsr-4041	21	24	meetings	meeting	NOUN
fsr-4041	21	25	can	can	AUX
fsr-4041	21	26	lead	lead	VERB
fsr-4041	21	27	to	to	ADP
fsr-4041	21	28	feelings	feeling	NOUN
fsr-4041	21	29	of	of	ADP
fsr-4041	21	30	fatigue	fatigue	NOUN
fsr-4041	21	31	,	,	PUNCT
fsr-4041	21	32	exhaustion	exhaustion	NOUN
fsr-4041	21	33	,	,	PUNCT
fsr-4041	21	34	and	and	CCONJ
fsr-4041	21	35	discomfort	discomfort	NOUN
fsr-4041	21	36	caused	cause	VERB
fsr-4041	21	37	by	by	ADP
fsr-4041	21	38	direct	direct	ADJ
fsr-4041	21	39	eye	eye	NOUN
fsr-4041	21	40	gaze	gaze	NOUN
fsr-4041	21	41	(	(	PUNCT
fsr-4041	21	42	karl	karl	PROPN
fsr-4041	21	43	et	et	PROPN
fsr-4041	21	44	al	al	PROPN
fsr-4041	21	45	.	.	PROPN
fsr-4041	21	46	,	,	PUNCT
fsr-4041	21	47	2021	2021	NUM
fsr-4041	21	48	)	)	PUNCT
fsr-4041	21	49	.	.	PUNCT
fsr-4041	22	1	phone	phone	NOUN
fsr-4041	22	2	call	call	NOUN
fsr-4041	22	3	phobia	phobia	NOUN
fsr-4041	22	4	can	can	AUX
fsr-4041	22	5	affect	affect	VERB
fsr-4041	22	6	daily	daily	ADV
fsr-4041	22	7	functioning	function	VERB
fsr-4041	22	8	related	relate	VERB
fsr-4041	22	9	to	to	ADP
fsr-4041	22	10	work	work	NOUN
fsr-4041	22	11	,	,	PUNCT
fsr-4041	22	12	school	school	NOUN
fsr-4041	22	13	,	,	PUNCT
fsr-4041	22	14	and	and	CCONJ
fsr-4041	22	15	healthcare	healthcare	NOUN
fsr-4041	22	16	(	(	PUNCT
fsr-4041	22	17	ozkan	ozkan	PROPN
fsr-4041	22	18	&	&	CCONJ
fsr-4041	22	19	solmaz	solmaz	PROPN
fsr-4041	22	20	,	,	PUNCT
fsr-4041	22	21	2015	2015	NUM
fsr-4041	22	22	)	)	PUNCT
fsr-4041	22	23	,	,	PUNCT
fsr-4041	22	24	as	as	ADV
fsr-4041	22	25	well	well	ADV
fsr-4041	22	26	as	as	ADP
fsr-4041	22	27	the	the	DET
fsr-4041	22	28	acquisition	acquisition	NOUN
fsr-4041	22	29	of	of	ADP
fsr-4041	22	30	financial	financial	ADJ
fsr-4041	22	31	skills	skill	NOUN
fsr-4041	22	32	and	and	CCONJ
fsr-4041	22	33	engagement	engagement	NOUN
fsr-4041	22	34	in	in	ADP
fsr-4041	22	35	real	real	ADJ
fsr-4041	22	36	-	-	PUNCT
fsr-4041	22	37	time	time	NOUN
fsr-4041	22	38	financial	financial	ADJ
fsr-4041	22	39	activities	activity	NOUN
fsr-4041	22	40	.	.	PUNCT
fsr-4041	23	1	within	within	ADP
fsr-4041	23	2	the	the	DET
fsr-4041	23	3	field	field	NOUN
fsr-4041	23	4	of	of	ADP
fsr-4041	23	5	personal	personal	ADJ
fsr-4041	23	6	finance	finance	NOUN
fsr-4041	23	7	,	,	PUNCT
fsr-4041	23	8	the	the	DET
fsr-4041	23	9	pandemic	pandemic	NOUN
fsr-4041	23	10	’s	’s	PART
fsr-4041	23	11	effect	effect	NOUN
fsr-4041	23	12	has	have	AUX
fsr-4041	23	13	not	not	PART
fsr-4041	23	14	been	be	AUX
fsr-4041	23	15	evaded	evade	VERB
fsr-4041	23	16	.	.	PUNCT
fsr-4041	24	1	with	with	ADP
fsr-4041	24	2	technological	technological	ADJ
fsr-4041	24	3	advancement	advancement	NOUN
fsr-4041	24	4	,	,	PUNCT
fsr-4041	24	5	virtual	virtual	ADJ
fsr-4041	24	6	communication	communication	NOUN
fsr-4041	24	7	trends	trend	NOUN
fsr-4041	24	8	,	,	PUNCT
fsr-4041	24	9	and	and	CCONJ
fsr-4041	24	10	pandemic	pandemic	ADJ
fsr-4041	24	11	isolation	isolation	NOUN
fsr-4041	24	12	and	and	CCONJ
fsr-4041	24	13	social	social	ADJ
fsr-4041	24	14	agility	agility	NOUN
fsr-4041	24	15	to	to	ADP
fsr-4041	24	16	changing	change	VERB
fsr-4041	24	17	situations	situation	NOUN
fsr-4041	24	18	,	,	PUNCT
fsr-4041	24	19	financial	financial	ADJ
fsr-4041	24	20	consumers	consumer	NOUN
fsr-4041	24	21	often	often	ADV
fsr-4041	24	22	had	have	VERB
fsr-4041	24	23	to	to	PART
fsr-4041	24	24	process	process	VERB
fsr-4041	24	25	virtual	virtual	ADJ
fsr-4041	24	26	information	information	NOUN
fsr-4041	24	27	themselves	themselves	PRON
fsr-4041	24	28	and	and	CCONJ
fsr-4041	24	29	make	make	VERB
fsr-4041	24	30	decisions	decision	NOUN
fsr-4041	24	31	based	base	VERB
fsr-4041	24	32	solely	solely	ADV
fsr-4041	24	33	on	on	ADP
fsr-4041	24	34	types	type	NOUN
fsr-4041	24	35	of	of	ADP
fsr-4041	24	36	information	information	NOUN
fsr-4041	24	37	such	such	ADJ
fsr-4041	24	38	as	as	ADP
fsr-4041	24	39	short	short	ADJ
fsr-4041	24	40	videos	video	NOUN
fsr-4041	24	41	without	without	ADP
fsr-4041	24	42	understanding	understanding	NOUN
fsr-4041	24	43	or	or	CCONJ
fsr-4041	24	44	being	be	AUX
fsr-4041	24	45	provided	provide	VERB
fsr-4041	24	46	with	with	ADP
fsr-4041	24	47	full	full	ADJ
fsr-4041	24	48	contextual	contextual	ADJ
fsr-4041	24	49	information	information	NOUN
fsr-4041	24	50	(	(	PUNCT
fsr-4041	24	51	zhang	zhang	X
fsr-4041	24	52	et	et	PROPN
fsr-4041	24	53	al	al	PROPN
fsr-4041	24	54	.	.	PROPN
fsr-4041	24	55	,	,	PUNCT
fsr-4041	24	56	2023	2023	NUM
fsr-4041	24	57	)	)	PUNCT
fsr-4041	24	58	.	.	PUNCT
fsr-4041	25	1	shortform	shortform	PROPN
fsr-4041	25	2	videos	video	NOUN
fsr-4041	25	3	(	(	PUNCT
fsr-4041	25	4	e.g.	e.g.	ADV
fsr-4041	25	5	,	,	PUNCT
fsr-4041	25	6	tiktok	tiktok	ADJ
fsr-4041	25	7	,	,	PUNCT
fsr-4041	25	8	youtube	youtube	NOUN
fsr-4041	25	9	shorts	short	NOUN
fsr-4041	25	10	,	,	PUNCT
fsr-4041	25	11	facebook	facebook	NOUN
fsr-4041	25	12	reels	reel	NOUN
fsr-4041	25	13	,	,	PUNCT
fsr-4041	25	14	etc	etc	X
fsr-4041	25	15	.	.	X
fsr-4041	25	16	)	)	PUNCT
fsr-4041	26	1	that	that	PRON
fsr-4041	26	2	were	be	AUX
fsr-4041	26	3	edited	edit	VERB
fsr-4041	26	4	to	to	PART
fsr-4041	26	5	meet	meet	VERB
fsr-4041	26	6	time	time	NOUN
fsr-4041	26	7	limits	limit	NOUN
fsr-4041	26	8	often	often	ADV
fsr-4041	26	9	omitted	omit	VERB
fsr-4041	26	10	important	important	ADJ
fsr-4041	26	11	information	information	NOUN
fsr-4041	26	12	and	and	CCONJ
fsr-4041	26	13	highlighted	highlight	VERB
fsr-4041	26	14	only	only	ADV
fsr-4041	26	15	attractive	attractive	ADJ
fsr-4041	26	16	or	or	CCONJ
fsr-4041	26	17	plausible	plausible	ADJ
fsr-4041	26	18	messages	message	NOUN
fsr-4041	26	19	,	,	PUNCT
fsr-4041	26	20	which	which	PRON
fsr-4041	26	21	can	can	AUX
fsr-4041	26	22	deliver	deliver	VERB
fsr-4041	26	23	misinformation	misinformation	NOUN
fsr-4041	26	24	to	to	ADP
fsr-4041	26	25	consumers	consumer	NOUN
fsr-4041	26	26	(	(	PUNCT
fsr-4041	26	27	tam	tam	X
fsr-4041	26	28	et	et	PROPN
fsr-4041	26	29	al	al	PROPN
fsr-4041	26	30	.	.	PROPN
fsr-4041	26	31	,	,	PUNCT
fsr-4041	26	32	2022	2022	NUM
fsr-4041	26	33	)	)	PUNCT
fsr-4041	26	34	.	.	PUNCT
fsr-4041	27	1	for	for	ADP
fsr-4041	27	2	example	example	NOUN
fsr-4041	27	3	,	,	PUNCT
fsr-4041	27	4	some	some	DET
fsr-4041	27	5	short	short	ADJ
fsr-4041	27	6	-	-	PUNCT
fsr-4041	27	7	form	form	NOUN
fsr-4041	27	8	video	video	NOUN
fsr-4041	27	9	messages	message	NOUN
fsr-4041	27	10	on	on	ADP
fsr-4041	27	11	social	social	ADJ
fsr-4041	27	12	media	medium	NOUN
fsr-4041	27	13	can	can	AUX
fsr-4041	27	14	include	include	VERB
fsr-4041	27	15	incorrect	incorrect	ADJ
fsr-4041	27	16	financial	financial	ADJ
fsr-4041	27	17	knowledge	knowledge	NOUN
fsr-4041	27	18	and	and	CCONJ
fsr-4041	27	19	information	information	NOUN
fsr-4041	27	20	,	,	PUNCT
fsr-4041	27	21	but	but	CCONJ
fsr-4041	27	22	correction	correction	NOUN
fsr-4041	27	23	or	or	CCONJ
fsr-4041	27	24	caution	caution	NOUN
fsr-4041	27	25	is	be	AUX
fsr-4041	27	26	rarely	rarely	ADV
fsr-4041	27	27	made	make	VERB
fsr-4041	27	28	(	(	PUNCT
fsr-4041	27	29	o’sullivan	o’sullivan	NOUN
fsr-4041	27	30	et	et	NOUN
fsr-4041	27	31	al	al	PROPN
fsr-4041	27	32	.	.	PROPN
fsr-4041	27	33	,	,	PUNCT
fsr-4041	27	34	2022	2022	NUM
fsr-4041	27	35	)	)	PUNCT
fsr-4041	27	36	.	.	PUNCT
fsr-4041	28	1	this	this	DET
fsr-4041	28	2	situation	situation	NOUN
fsr-4041	28	3	of	of	ADP
fsr-4041	28	4	avoidance	avoidance	NOUN
fsr-4041	28	5	of	of	ADP
fsr-4041	28	6	or	or	CCONJ
fsr-4041	28	7	limited	limited	ADJ
fsr-4041	28	8	real	real	ADJ
fsr-4041	28	9	-	-	PUNCT
fsr-4041	28	10	time	time	NOUN
fsr-4041	28	11	communication	communication	NOUN
fsr-4041	28	12	can	can	AUX
fsr-4041	28	13	influence	influence	VERB
fsr-4041	28	14	many	many	ADJ
fsr-4041	28	15	areas	area	NOUN
fsr-4041	28	16	of	of	ADP
fsr-4041	28	17	life	life	NOUN
fsr-4041	28	18	,	,	PUNCT
fsr-4041	28	19	including	include	VERB
fsr-4041	28	20	personal	personal	ADJ
fsr-4041	28	21	finance	finance	NOUN
fsr-4041	28	22	,	,	PUNCT
fsr-4041	28	23	particularly	particularly	ADV
fsr-4041	28	24	if	if	SCONJ
fsr-4041	28	25	one	one	PRON
fsr-4041	28	26	's	's	PART
fsr-4041	28	27	ability	ability	NOUN
fsr-4041	28	28	to	to	PART
fsr-4041	28	29	communicate	communicate	VERB
fsr-4041	28	30	effectively	effectively	ADV
fsr-4041	28	31	with	with	ADP
fsr-4041	28	32	financial	financial	ADJ
fsr-4041	28	33	educators	educator	NOUN
fsr-4041	28	34	and	and	CCONJ
fsr-4041	28	35	financial	financial	ADJ
fsr-4041	28	36	service	service	NOUN
fsr-4041	28	37	providers	provider	NOUN
fsr-4041	28	38	is	be	AUX
fsr-4041	28	39	limited	limit	VERB
fsr-4041	28	40	due	due	ADP
fsr-4041	28	41	to	to	ADP
fsr-4041	28	42	the	the	DET
fsr-4041	28	43	macro	macro	ADJ
fsr-4041	28	44	environment	environment	NOUN
fsr-4041	28	45	or	or	CCONJ
fsr-4041	28	46	situation	situation	NOUN
fsr-4041	28	47	such	such	ADJ
fsr-4041	28	48	as	as	ADP
fsr-4041	28	49	the	the	DET
fsr-4041	28	50	pandemic	pandemic	NOUN
fsr-4041	28	51	.	.	PUNCT
fsr-4041	29	1	individuals	individual	NOUN
fsr-4041	29	2	with	with	ADP
fsr-4041	29	3	phone	phone	NOUN
fsr-4041	29	4	call	call	NOUN
fsr-4041	29	5	phobia	phobia	NOUN
fsr-4041	29	6	may	may	AUX
fsr-4041	29	7	avoid	avoid	VERB
fsr-4041	29	8	making	make	VERB
fsr-4041	29	9	phone	phone	NOUN
fsr-4041	29	10	calls	call	NOUN
fsr-4041	29	11	to	to	ADP
fsr-4041	29	12	their	their	PRON
fsr-4041	29	13	creditors	creditor	NOUN
fsr-4041	29	14	or	or	CCONJ
fsr-4041	29	15	banks	bank	NOUN
fsr-4041	29	16	to	to	PART
fsr-4041	29	17	address	address	VERB
fsr-4041	29	18	issues	issue	NOUN
fsr-4041	29	19	related	relate	VERB
fsr-4041	29	20	to	to	ADP
fsr-4041	29	21	their	their	PRON
fsr-4041	29	22	finances	finance	NOUN
fsr-4041	29	23	,	,	PUNCT
fsr-4041	29	24	such	such	ADJ
fsr-4041	29	25	as	as	ADP
fsr-4041	29	26	disputes	dispute	NOUN
fsr-4041	29	27	over	over	ADP
fsr-4041	29	28	charges	charge	NOUN
fsr-4041	29	29	or	or	CCONJ
fsr-4041	29	30	changes	change	NOUN
fsr-4041	29	31	to	to	ADP
fsr-4041	29	32	account	account	NOUN
fsr-4041	29	33	terms	term	NOUN
fsr-4041	29	34	(	(	PUNCT
fsr-4041	29	35	braithwaite	braithwaite	NOUN
fsr-4041	29	36	,	,	PUNCT
fsr-4041	29	37	2019	2019	NUM
fsr-4041	29	38	)	)	PUNCT
fsr-4041	29	39	.	.	PUNCT
fsr-4041	30	1	braithwaite	braithwaite	PROPN
fsr-4041	30	2	(	(	PUNCT
fsr-4041	30	3	2019	2019	NUM
fsr-4041	30	4	)	)	PUNCT
fsr-4041	30	5	criticized	criticize	VERB
fsr-4041	30	6	the	the	DET
fsr-4041	30	7	situation	situation	NOUN
fsr-4041	30	8	that	that	SCONJ
fsr-4041	30	9	more	more	ADJ
fsr-4041	30	10	people	people	NOUN
fsr-4041	30	11	have	have	AUX
fsr-4041	30	12	begun	begin	VERB
fsr-4041	30	13	preferring	prefer	VERB
fsr-4041	30	14	to	to	PART
fsr-4041	30	15	use	use	VERB
fsr-4041	30	16	messaging	message	VERB
fsr-4041	30	17	apps	app	NOUN
fsr-4041	30	18	instead	instead	ADV
fsr-4041	30	19	of	of	ADP
fsr-4041	30	20	phone	phone	NOUN
fsr-4041	30	21	calls	call	NOUN
fsr-4041	30	22	.	.	PUNCT
fsr-4041	31	1	this	this	PRON
fsr-4041	31	2	can	can	AUX
fsr-4041	31	3	lead	lead	VERB
fsr-4041	31	4	to	to	ADP
fsr-4041	31	5	missed	miss	VERB
fsr-4041	31	6	payments	payment	NOUN
fsr-4041	31	7	,	,	PUNCT
fsr-4041	31	8	late	late	ADJ
fsr-4041	31	9	fees	fee	NOUN
fsr-4041	31	10	,	,	PUNCT
fsr-4041	31	11	and	and	CCONJ
fsr-4041	31	12	even	even	ADV
fsr-4041	31	13	damage	damage	VERB
fsr-4041	31	14	to	to	ADP
fsr-4041	31	15	their	their	PRON
fsr-4041	31	16	credit	credit	NOUN
fsr-4041	31	17	score	score	NOUN
fsr-4041	31	18	.	.	PUNCT
fsr-4041	32	1	additionally	additionally	ADV
fsr-4041	32	2	,	,	PUNCT
fsr-4041	32	3	phone	phone	NOUN
fsr-4041	32	4	call	call	NOUN
fsr-4041	32	5	phobia	phobia	NOUN
fsr-4041	32	6	can	can	AUX
fsr-4041	32	7	also	also	ADV
fsr-4041	32	8	impact	impact	VERB
fsr-4041	32	9	job	job	NOUN
fsr-4041	32	10	opportunities	opportunity	NOUN
fsr-4041	32	11	and	and	CCONJ
fsr-4041	32	12	career	career	NOUN
fsr-4041	32	13	growth	growth	NOUN
fsr-4041	32	14	,	,	PUNCT
fsr-4041	32	15	which	which	PRON
fsr-4041	32	16	can	can	AUX
fsr-4041	32	17	have	have	VERB
fsr-4041	32	18	a	a	DET
fsr-4041	32	19	direct	direct	ADJ
fsr-4041	32	20	impact	impact	NOUN
fsr-4041	32	21	on	on	ADP
fsr-4041	32	22	personal	personal	ADJ
fsr-4041	32	23	finance	finance	NOUN
fsr-4041	32	24	.	.	PUNCT
fsr-4041	33	1	although	although	SCONJ
fsr-4041	33	2	this	this	PRON
fsr-4041	33	3	can	can	AUX
fsr-4041	33	4	create	create	VERB
fsr-4041	33	5	many	many	ADJ
fsr-4041	33	6	issues	issue	NOUN
fsr-4041	33	7	related	relate	VERB
fsr-4041	33	8	to	to	ADP
fsr-4041	33	9	personal	personal	ADJ
fsr-4041	33	10	finance	finance	NOUN
fsr-4041	33	11	outcomes	outcome	NOUN
fsr-4041	33	12	,	,	PUNCT
fsr-4041	33	13	little	little	ADJ
fsr-4041	33	14	research	research	NOUN
fsr-4041	33	15	exists	exist	VERB
fsr-4041	33	16	to	to	PART
fsr-4041	33	17	describe	describe	VERB
fsr-4041	33	18	realtime	realtime	ADJ
fsr-4041	33	19	communication	communication	NOUN
fsr-4041	33	20	and	and	CCONJ
fsr-4041	33	21	personal	personal	ADJ
fsr-4041	33	22	finance	finance	NOUN
fsr-4041	33	23	outcomes	outcome	NOUN
fsr-4041	33	24	.	.	PUNCT
fsr-4041	34	1	in	in	ADP
fsr-4041	34	2	this	this	DET
fsr-4041	34	3	sense	sense	NOUN
fsr-4041	34	4	,	,	PUNCT
fsr-4041	34	5	it	it	PRON
fsr-4041	34	6	is	be	AUX
fsr-4041	34	7	important	important	ADJ
fsr-4041	34	8	to	to	PART
fsr-4041	34	9	capture	capture	VERB
fsr-4041	34	10	a	a	DET
fsr-4041	34	11	profile	profile	NOUN
fsr-4041	34	12	of	of	ADP
fsr-4041	34	13	phone	phone	NOUN
fsr-4041	34	14	call	call	NOUN
fsr-4041	34	15	phobia	phobia	NOUN
fsr-4041	34	16	during	during	ADP
fsr-4041	34	17	the	the	DET
fsr-4041	34	18	pandemic	pandemic	ADJ
fsr-4041	34	19	and	and	CCONJ
fsr-4041	34	20	identify	identify	VERB
fsr-4041	34	21	factors	factor	NOUN
fsr-4041	34	22	related	relate	VERB
fsr-4041	34	23	to	to	ADP
fsr-4041	34	24	phone	phone	NOUN
fsr-4041	34	25	call	call	NOUN
fsr-4041	34	26	phobia	phobia	NOUN
fsr-4041	34	27	in	in	ADP
fsr-4041	34	28	personal	personal	ADJ
fsr-4041	34	29	finance	finance	NOUN
fsr-4041	34	30	,	,	PUNCT
fsr-4041	34	31	which	which	PRON
fsr-4041	34	32	can	can	AUX
fsr-4041	34	33	be	be	AUX
fsr-4041	34	34	later	later	ADV
fsr-4041	34	35	used	use	VERB
fsr-4041	34	36	for	for	ADP
fsr-4041	34	37	future	future	ADJ
fsr-4041	34	38	studies	study	NOUN
fsr-4041	34	39	and	and	CCONJ
fsr-4041	34	40	provide	provide	VERB
fsr-4041	34	41	implications	implication	NOUN
fsr-4041	34	42	.	.	PUNCT
fsr-4041	35	1	this	this	DET
fsr-4041	35	2	study	study	NOUN
fsr-4041	35	3	,	,	PUNCT
fsr-4041	35	4	therefore	therefore	ADV
fsr-4041	35	5	,	,	PUNCT
fsr-4041	35	6	aims	aim	VERB
fsr-4041	35	7	to	to	ADP
fsr-4041	35	8	(	(	PUNCT
fsr-4041	35	9	a	a	X
fsr-4041	35	10	)	)	PUNCT
fsr-4041	35	11	describe	describe	VERB
fsr-4041	35	12	a	a	DET
fsr-4041	35	13	profile	profile	NOUN
fsr-4041	35	14	of	of	ADP
fsr-4041	35	15	phone	phone	NOUN
fsr-4041	35	16	call	call	NOUN
fsr-4041	35	17	phobia	phobia	NOUN
fsr-4041	35	18	during	during	ADP
fsr-4041	35	19	the	the	DET
fsr-4041	35	20	pandemic	pandemic	NOUN
fsr-4041	35	21	;	;	PUNCT
fsr-4041	35	22	(	(	PUNCT
fsr-4041	35	23	b	b	X
fsr-4041	35	24	)	)	PUNCT
fsr-4041	35	25	identify	identify	VERB
fsr-4041	35	26	related	related	ADJ
fsr-4041	35	27	factors	factor	NOUN
fsr-4041	35	28	in	in	ADP
fsr-4041	35	29	the	the	DET
fsr-4041	35	30	realm	realm	NOUN
fsr-4041	35	31	of	of	ADP
fsr-4041	35	32	personal	personal	ADJ
fsr-4041	35	33	finance	finance	NOUN
fsr-4041	35	34	by	by	ADP
fsr-4041	35	35	incorporating	incorporate	VERB
fsr-4041	35	36	financial	financial	ADJ
fsr-4041	35	37	,	,	PUNCT
fsr-4041	35	38	psychological	psychological	ADJ
fsr-4041	35	39	,	,	PUNCT
fsr-4041	35	40	and	and	CCONJ
fsr-4041	35	41	sociodemographic	sociodemographic	ADJ
fsr-4041	35	42	characteristics	characteristic	NOUN
fsr-4041	35	43	;	;	PUNCT
fsr-4041	35	44	and	and	CCONJ
fsr-4041	35	45	(	(	PUNCT
fsr-4041	35	46	c	c	X
fsr-4041	35	47	)	)	PUNCT
fsr-4041	35	48	examine	examine	VERB
fsr-4041	35	49	which	which	PRON
fsr-4041	35	50	communication	communication	NOUN
fsr-4041	35	51	methods	method	NOUN
fsr-4041	35	52	would	would	AUX
fsr-4041	35	53	work	work	VERB
fsr-4041	35	54	well	well	ADV
fsr-4041	35	55	for	for	ADP
fsr-4041	35	56	those	those	PRON
fsr-4041	35	57	with	with	ADP
fsr-4041	35	58	phone	phone	NOUN
fsr-4041	35	59	call	call	NOUN
fsr-4041	35	60	phobia	phobia	NOUN
fsr-4041	35	61	when	when	SCONJ
fsr-4041	35	62	interacting	interact	VERB
fsr-4041	35	63	with	with	ADP
fsr-4041	35	64	financial	financial	ADJ
fsr-4041	35	65	practitioners	practitioner	NOUN
fsr-4041	35	66	.	.	PUNCT
fsr-4041	36	1	the	the	DET
fsr-4041	36	2	findings	finding	NOUN
fsr-4041	36	3	of	of	ADP
fsr-4041	36	4	this	this	DET
fsr-4041	36	5	study	study	NOUN
fsr-4041	36	6	provide	provide	VERB
fsr-4041	36	7	insights	insight	NOUN
fsr-4041	36	8	to	to	PART
fsr-4041	36	9	improve	improve	VERB
fsr-4041	36	10	communication	communication	NOUN
fsr-4041	36	11	between	between	ADP
fsr-4041	36	12	financial	financial	ADJ
fsr-4041	36	13	consumers	consumer	NOUN
fsr-4041	36	14	and	and	CCONJ
fsr-4041	36	15	financial	financial	ADJ
fsr-4041	36	16	services	service	NOUN
fsr-4041	36	17	providers	provider	NOUN
fsr-4041	36	18	.	.	PUNCT
fsr-4041	37	1	research	research	NOUN
fsr-4041	37	2	questions	question	NOUN
fsr-4041	37	3	to	to	PART
fsr-4041	37	4	understand	understand	VERB
fsr-4041	37	5	phone	phone	NOUN
fsr-4041	37	6	call	call	NOUN
fsr-4041	37	7	phobia	phobia	PROPN
fsr-4041	37	8	issues	issue	NOUN
fsr-4041	37	9	during	during	ADP
fsr-4041	37	10	the	the	DET
fsr-4041	37	11	pandemic	pandemic	ADJ
fsr-4041	37	12	and	and	CCONJ
fsr-4041	37	13	identify	identify	VERB
fsr-4041	37	14	related	related	ADJ
fsr-4041	37	15	factors	factor	NOUN
fsr-4041	37	16	in	in	ADP
fsr-4041	37	17	the	the	DET
fsr-4041	37	18	domain	domain	NOUN
fsr-4041	37	19	of	of	ADP
fsr-4041	37	20	personal	personal	ADJ
fsr-4041	37	21	finance	finance	NOUN
fsr-4041	37	22	,	,	PUNCT
fsr-4041	37	23	this	this	DET
fsr-4041	37	24	study	study	NOUN
fsr-4041	37	25	takes	take	VERB
fsr-4041	37	26	financial	financial	ADJ
fsr-4041	37	27	and	and	CCONJ
fsr-4041	37	28	psychological	psychological	ADJ
fsr-4041	37	29	characteristics	characteristic	NOUN
fsr-4041	37	30	,	,	PUNCT
fsr-4041	37	31	such	such	ADJ
fsr-4041	37	32	as	as	ADP
fsr-4041	37	33	financialpsychological	financialpsychological	ADJ
fsr-4041	37	34	factors	factor	NOUN
fsr-4041	37	35	and	and	CCONJ
fsr-4041	37	36	financial	financial	ADJ
fsr-4041	37	37	status	status	NOUN
fsr-4041	37	38	,	,	PUNCT
fsr-4041	37	39	into	into	ADP
fsr-4041	37	40	consideration	consideration	NOUN
fsr-4041	37	41	in	in	ADP
fsr-4041	37	42	addition	addition	NOUN
fsr-4041	37	43	to	to	ADP
fsr-4041	37	44	psychological	psychological	ADJ
fsr-4041	37	45	,	,	PUNCT
fsr-4041	37	46	jobrelated	jobrelate	VERB
fsr-4041	37	47	,	,	PUNCT
fsr-4041	37	48	health	health	NOUN
fsr-4041	37	49	-	-	PUNCT
fsr-4041	37	50	related	relate	VERB
fsr-4041	37	51	behavioral	behavioral	NOUN
fsr-4041	37	52	,	,	PUNCT
fsr-4041	37	53	and	and	CCONJ
fsr-4041	37	54	demographic	demographic	ADJ
fsr-4041	37	55	characteristics	characteristic	NOUN
fsr-4041	37	56	.	.	PUNCT
fsr-4041	38	1	this	this	DET
fsr-4041	38	2	study	study	NOUN
fsr-4041	38	3	also	also	ADV
fsr-4041	38	4	examined	examine	VERB
fsr-4041	38	5	which	which	DET
fsr-4041	38	6	communication	communication	NOUN
fsr-4041	38	7	methods	method	NOUN
fsr-4041	38	8	could	could	AUX
fsr-4041	38	9	work	work	VERB
fsr-4041	38	10	well	well	ADV
fsr-4041	38	11	for	for	ADP
fsr-4041	38	12	financial	financial	ADJ
fsr-4041	38	13	consumers	consumer	NOUN
fsr-4041	38	14	when	when	SCONJ
fsr-4041	38	15	interacting	interact	VERB
fsr-4041	38	16	with	with	ADP
fsr-4041	38	17	financial	financial	ADJ
fsr-4041	38	18	practitioners	practitioner	NOUN
fsr-4041	38	19	.	.	PUNCT
fsr-4041	39	1	therefore	therefore	ADV
fsr-4041	39	2	,	,	PUNCT
fsr-4041	39	3	the	the	DET
fsr-4041	39	4	research	research	NOUN
fsr-4041	39	5	questions	question	NOUN
fsr-4041	39	6	in	in	ADP
fsr-4041	39	7	this	this	DET
fsr-4041	39	8	study	study	NOUN
fsr-4041	39	9	are	be	AUX
fsr-4041	39	10	:	:	PUNCT
fsr-4041	39	11	financial	financial	ADJ
fsr-4041	39	12	services	service	NOUN
fsr-4041	39	13	review	review	NOUN
fsr-4041	39	14	,	,	PUNCT
fsr-4041	39	15	32(4	32(4	NUM
fsr-4041	39	16	)	)	PUNCT
fsr-4041	39	17	80	80	NUM
fsr-4041	39	18	rq1	rq1	NOUN
fsr-4041	39	19	.	.	PUNCT
fsr-4041	40	1	do	do	VERB
fsr-4041	40	2	psychological	psychological	ADJ
fsr-4041	40	3	factors	factor	NOUN
fsr-4041	40	4	and	and	CCONJ
fsr-4041	40	5	financialpsychological	financialpsychological	ADJ
fsr-4041	40	6	factors	factor	NOUN
fsr-4041	40	7	result	result	VERB
fsr-4041	40	8	in	in	ADP
fsr-4041	40	9	people	people	NOUN
fsr-4041	40	10	worrying	worry	VERB
fsr-4041	40	11	about	about	ADP
fsr-4041	40	12	or	or	CCONJ
fsr-4041	40	13	avoiding	avoid	VERB
fsr-4041	40	14	answering	answer	VERB
fsr-4041	40	15	phone	phone	NOUN
fsr-4041	40	16	calls	call	NOUN
fsr-4041	40	17	?	?	PUNCT
fsr-4041	41	1	rq2	rq2	NOUN
fsr-4041	41	2	.	.	PUNCT
fsr-4041	42	1	does	do	AUX
fsr-4041	42	2	financial	financial	ADJ
fsr-4041	42	3	status	status	NOUN
fsr-4041	42	4	make	make	VERB
fsr-4041	42	5	people	people	NOUN
fsr-4041	42	6	result	result	VERB
fsr-4041	42	7	in	in	ADP
fsr-4041	42	8	people	people	NOUN
fsr-4041	42	9	worrying	worry	VERB
fsr-4041	42	10	about	about	ADP
fsr-4041	42	11	or	or	CCONJ
fsr-4041	42	12	avoiding	avoid	VERB
fsr-4041	42	13	answering	answer	VERB
fsr-4041	42	14	phone	phone	NOUN
fsr-4041	42	15	calls	call	NOUN
fsr-4041	42	16	?	?	PUNCT
fsr-4041	43	1	rq3	rq3	NOUN
fsr-4041	43	2	.	.	PUNCT
fsr-4041	44	1	what	what	PRON
fsr-4041	44	2	is	be	AUX
fsr-4041	44	3	the	the	DET
fsr-4041	44	4	preferred	preferred	ADJ
fsr-4041	44	5	communication	communication	NOUN
fsr-4041	44	6	method	method	NOUN
fsr-4041	44	7	for	for	ADP
fsr-4041	44	8	those	those	PRON
fsr-4041	44	9	with	with	ADP
fsr-4041	44	10	phone	phone	NOUN
fsr-4041	44	11	call	call	NOUN
fsr-4041	44	12	phobia	phobia	PROPN
fsr-4041	44	13	?	?	PUNCT
fsr-4041	45	1	literature	literature	NOUN
fsr-4041	45	2	review	review	VERB
fsr-4041	45	3	phone	phone	NOUN
fsr-4041	45	4	call	call	NOUN
fsr-4041	45	5	phobia	phobia	NOUN
fsr-4041	45	6	often	often	ADV
fsr-4041	45	7	stems	stem	VERB
fsr-4041	45	8	from	from	ADP
fsr-4041	45	9	fear	fear	NOUN
fsr-4041	45	10	or	or	CCONJ
fsr-4041	45	11	anxiety	anxiety	NOUN
fsr-4041	45	12	related	relate	VERB
fsr-4041	45	13	to	to	ADP
fsr-4041	45	14	unexpected	unexpected	ADJ
fsr-4041	45	15	financial	financial	ADJ
fsr-4041	45	16	situations	situation	NOUN
fsr-4041	45	17	.	.	PUNCT
fsr-4041	46	1	increased	increase	VERB
fsr-4041	46	2	control	control	NOUN
fsr-4041	46	3	over	over	ADP
fsr-4041	46	4	personal	personal	ADJ
fsr-4041	46	5	finances	finance	NOUN
fsr-4041	46	6	can	can	AUX
fsr-4041	46	7	alleviate	alleviate	VERB
fsr-4041	46	8	anxiety	anxiety	NOUN
fsr-4041	46	9	surrounding	surround	VERB
fsr-4041	46	10	phone	phone	NOUN
fsr-4041	46	11	calls	call	NOUN
fsr-4041	46	12	,	,	PUNCT
fsr-4041	46	13	as	as	SCONJ
fsr-4041	46	14	individuals	individual	NOUN
fsr-4041	46	15	feel	feel	VERB
fsr-4041	46	16	better	well	ADV
fsr-4041	46	17	equipped	equip	VERB
fsr-4041	46	18	to	to	PART
fsr-4041	46	19	handle	handle	VERB
fsr-4041	46	20	any	any	DET
fsr-4041	46	21	potential	potential	ADJ
fsr-4041	46	22	financial	financial	ADJ
fsr-4041	46	23	matters	matter	NOUN
fsr-4041	46	24	(	(	PUNCT
fsr-4041	46	25	kamarudin	kamarudin	VERB
fsr-4041	46	26	et	et	PROPN
fsr-4041	46	27	al	al	PROPN
fsr-4041	46	28	.	.	PROPN
fsr-4041	46	29	,	,	PUNCT
fsr-4041	46	30	2018	2018	NUM
fsr-4041	46	31	)	)	PUNCT
fsr-4041	46	32	that	that	PRON
fsr-4041	46	33	may	may	AUX
fsr-4041	46	34	arise	arise	VERB
fsr-4041	46	35	during	during	ADP
fsr-4041	46	36	a	a	DET
fsr-4041	46	37	phone	phone	NOUN
fsr-4041	46	38	conversation	conversation	NOUN
fsr-4041	46	39	.	.	PUNCT
fsr-4041	47	1	in	in	ADP
fsr-4041	47	2	this	this	DET
fsr-4041	47	3	sense	sense	NOUN
fsr-4041	47	4	,	,	PUNCT
fsr-4041	47	5	having	have	VERB
fsr-4041	47	6	an	an	DET
fsr-4041	47	7	emergency	emergency	NOUN
fsr-4041	47	8	fund	fund	NOUN
fsr-4041	47	9	that	that	PRON
fsr-4041	47	10	shows	show	VERB
fsr-4041	47	11	a	a	DET
fsr-4041	47	12	person	person	NOUN
fsr-4041	47	13	’s	’s	PART
fsr-4041	47	14	ability	ability	NOUN
fsr-4041	47	15	to	to	PART
fsr-4041	47	16	deal	deal	VERB
fsr-4041	47	17	with	with	ADP
fsr-4041	47	18	unexpected	unexpected	ADJ
fsr-4041	47	19	financial	financial	ADJ
fsr-4041	47	20	problems	problem	NOUN
fsr-4041	47	21	(	(	PUNCT
fsr-4041	47	22	johnson	johnson	PROPN
fsr-4041	47	23	&	&	CCONJ
fsr-4041	47	24	widdows	widdows	PROPN
fsr-4041	47	25	,	,	PUNCT
fsr-4041	47	26	1985	1985	NUM
fsr-4041	47	27	)	)	PUNCT
fsr-4041	47	28	and	and	CCONJ
fsr-4041	47	29	serves	serve	VERB
fsr-4041	47	30	as	as	ADP
fsr-4041	47	31	a	a	DET
fsr-4041	47	32	safety	safety	NOUN
fsr-4041	47	33	net	net	NOUN
fsr-4041	47	34	in	in	ADP
fsr-4041	47	35	the	the	DET
fsr-4041	47	36	face	face	NOUN
fsr-4041	47	37	of	of	ADP
fsr-4041	47	38	unforeseen	unforeseen	ADJ
fsr-4041	47	39	events	event	NOUN
fsr-4041	47	40	(	(	PUNCT
fsr-4041	47	41	anong	anong	PROPN
fsr-4041	47	42	&	&	CCONJ
fsr-4041	47	43	devaney	devaney	PROPN
fsr-4041	47	44	,	,	PUNCT
fsr-4041	47	45	2010	2010	NUM
fsr-4041	47	46	)	)	PUNCT
fsr-4041	47	47	can	can	AUX
fsr-4041	47	48	contribute	contribute	VERB
fsr-4041	47	49	to	to	ADP
fsr-4041	47	50	a	a	DET
fsr-4041	47	51	sense	sense	NOUN
fsr-4041	47	52	of	of	ADP
fsr-4041	47	53	financial	financial	ADJ
fsr-4041	47	54	security	security	NOUN
fsr-4041	47	55	.	.	PUNCT
fsr-4041	48	1	consequently	consequently	ADV
fsr-4041	48	2	,	,	PUNCT
fsr-4041	48	3	it	it	PRON
fsr-4041	48	4	relieves	relieve	VERB
fsr-4041	48	5	anxiety	anxiety	NOUN
fsr-4041	48	6	related	relate	VERB
fsr-4041	48	7	to	to	ADP
fsr-4041	48	8	potential	potential	ADJ
fsr-4041	48	9	financial	financial	ADJ
fsr-4041	48	10	crises	crisis	NOUN
fsr-4041	48	11	through	through	ADP
fsr-4041	48	12	an	an	DET
fsr-4041	48	13	increased	increase	VERB
fsr-4041	48	14	,	,	PUNCT
fsr-4041	48	15	perceived	perceive	VERB
fsr-4041	48	16	control	control	NOUN
fsr-4041	48	17	over	over	ADP
fsr-4041	48	18	their	their	PRON
fsr-4041	48	19	financial	financial	ADJ
fsr-4041	48	20	issues	issue	NOUN
fsr-4041	48	21	(	(	PUNCT
fsr-4041	48	22	kamarudin	kamarudin	VERB
fsr-4041	48	23	et	et	PROPN
fsr-4041	48	24	al	al	PROPN
fsr-4041	48	25	.	.	PROPN
fsr-4041	48	26	,	,	PUNCT
fsr-4041	48	27	2018	2018	NUM
fsr-4041	48	28	)	)	PUNCT
fsr-4041	48	29	.	.	PUNCT
fsr-4041	49	1	psychological	psychological	ADJ
fsr-4041	49	2	and	and	CCONJ
fsr-4041	49	3	financial	financial	ADJ
fsr-4041	49	4	-	-	PUNCT
fsr-4041	49	5	psychological	psychological	ADJ
fsr-4041	49	6	factors	factor	NOUN
fsr-4041	49	7	associated	associate	VERB
fsr-4041	49	8	with	with	ADP
fsr-4041	49	9	phone	phone	NOUN
fsr-4041	49	10	call	call	NOUN
fsr-4041	49	11	phobia	phobia	NOUN
fsr-4041	49	12	psychological	psychological	ADJ
fsr-4041	49	13	factors	factor	NOUN
fsr-4041	49	14	such	such	ADJ
fsr-4041	49	15	as	as	ADP
fsr-4041	49	16	self	self	NOUN
fsr-4041	49	17	-	-	PUNCT
fsr-4041	49	18	esteem	esteem	NOUN
fsr-4041	49	19	and	and	CCONJ
fsr-4041	49	20	locus	locus	NOUN
fsr-4041	49	21	of	of	ADP
fsr-4041	49	22	control	control	NOUN
fsr-4041	49	23	were	be	AUX
fsr-4041	49	24	considered	consider	VERB
fsr-4041	49	25	because	because	SCONJ
fsr-4041	49	26	phone	phone	NOUN
fsr-4041	49	27	call	call	NOUN
fsr-4041	49	28	phobia	phobia	NOUN
fsr-4041	49	29	is	be	AUX
fsr-4041	49	30	a	a	DET
fsr-4041	49	31	psychological	psychological	ADJ
fsr-4041	49	32	symptom	symptom	NOUN
fsr-4041	49	33	.	.	PUNCT
fsr-4041	50	1	the	the	DET
fsr-4041	50	2	literature	literature	NOUN
fsr-4041	50	3	suggests	suggest	VERB
fsr-4041	50	4	that	that	SCONJ
fsr-4041	50	5	there	there	PRON
fsr-4041	50	6	exists	exist	VERB
fsr-4041	50	7	a	a	DET
fsr-4041	50	8	positive	positive	ADJ
fsr-4041	50	9	correlation	correlation	NOUN
fsr-4041	50	10	between	between	ADP
fsr-4041	50	11	self	self	NOUN
fsr-4041	50	12	-	-	PUNCT
fsr-4041	50	13	esteem	esteem	NOUN
fsr-4041	50	14	and	and	CCONJ
fsr-4041	50	15	locus	locus	NOUN
fsr-4041	50	16	of	of	ADP
fsr-4041	50	17	control	control	NOUN
fsr-4041	50	18	with	with	ADP
fsr-4041	50	19	selfconfidence	selfconfidence	NOUN
fsr-4041	50	20	(	(	PUNCT
fsr-4041	50	21	bunker	bunker	NOUN
fsr-4041	50	22	,	,	PUNCT
fsr-4041	50	23	1991	1991	NUM
fsr-4041	50	24	;	;	PUNCT
fsr-4041	50	25	jaaffar	jaaffar	ADV
fsr-4041	50	26	et	et	PROPN
fsr-4041	50	27	al	al	PROPN
fsr-4041	50	28	.	.	PROPN
fsr-4041	50	29	,	,	PUNCT
fsr-4041	50	30	2019	2019	NUM
fsr-4041	50	31	;	;	PUNCT
fsr-4041	50	32	owens	owens	PROPN
fsr-4041	50	33	,	,	PUNCT
fsr-4041	50	34	1993	1993	NUM
fsr-4041	50	35	;	;	PUNCT
fsr-4041	50	36	phares	phare	NOUN
fsr-4041	50	37	,	,	PUNCT
fsr-4041	50	38	1962	1962	NUM
fsr-4041	50	39	)	)	PUNCT
fsr-4041	50	40	and	and	CCONJ
fsr-4041	50	41	assertiveness	assertiveness	NOUN
fsr-4041	50	42	(	(	PUNCT
fsr-4041	50	43	sarkova	sarkova	PROPN
fsr-4041	50	44	et	et	PROPN
fsr-4041	50	45	al	al	PROPN
fsr-4041	50	46	.	.	PROPN
fsr-4041	50	47	,	,	PUNCT
fsr-4041	50	48	2013	2013	NUM
fsr-4041	50	49	;	;	PUNCT
fsr-4041	50	50	williams	williams	PROPN
fsr-4041	50	51	&	&	CCONJ
fsr-4041	50	52	john	john	PROPN
fsr-4041	50	53	,	,	PUNCT
fsr-4041	50	54	1985	1985	NUM
fsr-4041	50	55	)	)	PUNCT
fsr-4041	50	56	,	,	PUNCT
fsr-4041	50	57	as	as	ADV
fsr-4041	50	58	well	well	ADV
fsr-4041	50	59	as	as	ADP
fsr-4041	50	60	stress	stress	NOUN
fsr-4041	50	61	(	(	PUNCT
fsr-4041	50	62	galanakis	galanaki	NOUN
fsr-4041	50	63	et	et	PROPN
fsr-4041	50	64	al	al	PROPN
fsr-4041	50	65	.	.	PROPN
fsr-4041	50	66	,	,	PUNCT
fsr-4041	50	67	2016	2016	NUM
fsr-4041	50	68	;	;	PUNCT
fsr-4041	50	69	pilisuk	pilisuk	NOUN
fsr-4041	50	70	et	et	PROPN
fsr-4041	50	71	al	al	PROPN
fsr-4041	50	72	.	.	PROPN
fsr-4041	50	73	,	,	PUNCT
fsr-4041	50	74	1993	1993	NUM
fsr-4041	50	75	)	)	PUNCT
fsr-4041	50	76	.	.	PUNCT
fsr-4041	51	1	this	this	DET
fsr-4041	51	2	correlation	correlation	NOUN
fsr-4041	51	3	may	may	AUX
fsr-4041	51	4	enable	enable	VERB
fsr-4041	51	5	individuals	individual	NOUN
fsr-4041	51	6	to	to	PART
fsr-4041	51	7	approach	approach	VERB
fsr-4041	51	8	phone	phone	NOUN
fsr-4041	51	9	conversations	conversation	NOUN
fsr-4041	51	10	with	with	ADP
fsr-4041	51	11	a	a	DET
fsr-4041	51	12	more	more	ADV
fsr-4041	51	13	positive	positive	ADJ
fsr-4041	51	14	and	and	CCONJ
fsr-4041	51	15	proactive	proactive	ADJ
fsr-4041	51	16	mindset	mindset	NOUN
fsr-4041	51	17	,	,	PUNCT
fsr-4041	51	18	resulting	result	VERB
fsr-4041	51	19	in	in	ADP
fsr-4041	51	20	a	a	DET
fsr-4041	51	21	reduced	reduce	VERB
fsr-4041	51	22	likelihood	likelihood	NOUN
fsr-4041	51	23	of	of	ADP
fsr-4041	51	24	experiencing	experience	VERB
fsr-4041	51	25	phone	phone	NOUN
fsr-4041	51	26	call	call	NOUN
fsr-4041	51	27	phobia	phobia	NOUN
fsr-4041	51	28	.	.	PUNCT
fsr-4041	52	1	moreover	moreover	ADV
fsr-4041	52	2	,	,	PUNCT
fsr-4041	52	3	those	those	PRON
fsr-4041	52	4	who	who	PRON
fsr-4041	52	5	exhibit	exhibit	VERB
fsr-4041	52	6	high	high	ADJ
fsr-4041	52	7	self	self	NOUN
fsr-4041	52	8	-	-	PUNCT
fsr-4041	52	9	esteem	esteem	NOUN
fsr-4041	52	10	are	be	AUX
fsr-4041	52	11	more	more	ADV
fsr-4041	52	12	likely	likely	ADJ
fsr-4041	52	13	to	to	PART
fsr-4041	52	14	have	have	VERB
fsr-4041	52	15	proficient	proficient	ADJ
fsr-4041	52	16	communication	communication	NOUN
fsr-4041	52	17	skills	skill	NOUN
fsr-4041	52	18	(	(	PUNCT
fsr-4041	52	19	kang	kang	PROPN
fsr-4041	52	20	,	,	PUNCT
fsr-4041	52	21	2017	2017	NUM
fsr-4041	52	22	)	)	PUNCT
fsr-4041	52	23	.	.	PUNCT
fsr-4041	53	1	they	they	PRON
fsr-4041	53	2	are	be	AUX
fsr-4041	53	3	more	more	ADV
fsr-4041	53	4	likely	likely	ADJ
fsr-4041	53	5	to	to	PART
fsr-4041	53	6	engage	engage	VERB
fsr-4041	53	7	in	in	ADP
fsr-4041	53	8	communication	communication	NOUN
fsr-4041	53	9	that	that	PRON
fsr-4041	53	10	is	be	AUX
fsr-4041	53	11	both	both	CCONJ
fsr-4041	53	12	efficacious	efficacious	ADJ
fsr-4041	53	13	and	and	CCONJ
fsr-4041	53	14	clear	clear	ADJ
fsr-4041	53	15	,	,	PUNCT
fsr-4041	53	16	enabling	enable	VERB
fsr-4041	53	17	them	they	PRON
fsr-4041	53	18	to	to	PART
fsr-4041	53	19	convey	convey	VERB
fsr-4041	53	20	their	their	PRON
fsr-4041	53	21	thoughts	thought	NOUN
fsr-4041	53	22	,	,	PUNCT
fsr-4041	53	23	needs	need	NOUN
fsr-4041	53	24	,	,	PUNCT
fsr-4041	53	25	and	and	CCONJ
fsr-4041	53	26	concerns	concern	NOUN
fsr-4041	53	27	confidently	confidently	ADV
fsr-4041	53	28	(	(	PUNCT
fsr-4041	53	29	sarkova	sarkova	PROPN
fsr-4041	53	30	et	et	PROPN
fsr-4041	53	31	al	al	PROPN
fsr-4041	53	32	.	.	PROPN
fsr-4041	53	33	,	,	PUNCT
fsr-4041	53	34	2013	2013	NUM
fsr-4041	53	35	)	)	PUNCT
fsr-4041	53	36	,	,	PUNCT
fsr-4041	53	37	which	which	PRON
fsr-4041	53	38	may	may	AUX
fsr-4041	53	39	alleviate	alleviate	VERB
fsr-4041	53	40	phone	phone	NOUN
fsr-4041	53	41	call	call	NOUN
fsr-4041	53	42	phobia	phobia	NOUN
fsr-4041	53	43	.	.	PUNCT
fsr-4041	54	1	moreover	moreover	ADV
fsr-4041	54	2	,	,	PUNCT
fsr-4041	54	3	individuals	individual	NOUN
fsr-4041	54	4	with	with	ADP
fsr-4041	54	5	high	high	ADJ
fsr-4041	54	6	self	self	NOUN
fsr-4041	54	7	-	-	PUNCT
fsr-4041	54	8	esteem	esteem	NOUN
fsr-4041	54	9	have	have	VERB
fsr-4041	54	10	a	a	DET
fsr-4041	54	11	lower	low	ADJ
fsr-4041	54	12	fear	fear	NOUN
fsr-4041	54	13	of	of	ADP
fsr-4041	54	14	being	be	AUX
fsr-4041	54	15	rejected	reject	VERB
fsr-4041	54	16	,	,	PUNCT
fsr-4041	54	17	are	be	AUX
fsr-4041	54	18	less	less	ADV
fsr-4041	54	19	concerned	concerned	ADJ
fsr-4041	54	20	about	about	ADP
fsr-4041	54	21	others	other	NOUN
fsr-4041	54	22	'	'	PART
fsr-4041	54	23	opinions	opinion	NOUN
fsr-4041	54	24	,	,	PUNCT
fsr-4041	54	25	and	and	CCONJ
fsr-4041	54	26	perceive	perceive	ADJ
fsr-4041	54	27	others	other	NOUN
fsr-4041	54	28	as	as	ADP
fsr-4041	54	29	accepting	accept	VERB
fsr-4041	54	30	(	(	PUNCT
fsr-4041	54	31	leary	leary	PROPN
fsr-4041	54	32	et	et	PROPN
fsr-4041	54	33	al	al	PROPN
fsr-4041	54	34	.	.	PROPN
fsr-4041	54	35	,	,	PUNCT
fsr-4041	54	36	1995	1995	NUM
fsr-4041	54	37	)	)	PUNCT
fsr-4041	54	38	.	.	PUNCT
fsr-4041	55	1	related	relate	VERB
fsr-4041	55	2	research	research	NOUN
fsr-4041	55	3	has	have	AUX
fsr-4041	55	4	confirmed	confirm	VERB
fsr-4041	55	5	that	that	SCONJ
fsr-4041	55	6	individuals	individual	NOUN
fsr-4041	55	7	who	who	PRON
fsr-4041	55	8	have	have	VERB
fsr-4041	55	9	a	a	DET
fsr-4041	55	10	strong	strong	ADJ
fsr-4041	55	11	tendency	tendency	NOUN
fsr-4041	55	12	to	to	PART
fsr-4041	55	13	anxiously	anxiously	ADV
fsr-4041	55	14	expect	expect	VERB
fsr-4041	55	15	,	,	PUNCT
fsr-4041	55	16	perceive	perceive	ADJ
fsr-4041	55	17	,	,	PUNCT
fsr-4041	55	18	and	and	CCONJ
fsr-4041	55	19	overreact	overreact	VERB
fsr-4041	55	20	to	to	ADP
fsr-4041	55	21	rejection	rejection	NOUN
fsr-4041	55	22	tend	tend	VERB
fsr-4041	55	23	to	to	PART
fsr-4041	55	24	also	also	ADV
fsr-4041	55	25	suffer	suffer	VERB
fsr-4041	55	26	from	from	ADP
fsr-4041	55	27	low	low	ADJ
fsr-4041	55	28	self	self	NOUN
fsr-4041	55	29	-	-	PUNCT
fsr-4041	55	30	esteem	esteem	NOUN
fsr-4041	55	31	(	(	PUNCT
fsr-4041	55	32	ayduk	ayduk	INTJ
fsr-4041	55	33	et	et	PROPN
fsr-4041	55	34	al	al	PROPN
fsr-4041	55	35	.	.	PROPN
fsr-4041	55	36	,	,	PUNCT
fsr-4041	55	37	2000	2000	NUM
fsr-4041	55	38	)	)	PUNCT
fsr-4041	55	39	.	.	PUNCT
fsr-4041	56	1	individuals	individual	NOUN
fsr-4041	56	2	who	who	PRON
fsr-4041	56	3	possess	possess	VERB
fsr-4041	56	4	an	an	DET
fsr-4041	56	5	internal	internal	ADJ
fsr-4041	56	6	locus	locus	NOUN
fsr-4041	56	7	of	of	ADP
fsr-4041	56	8	control	control	NOUN
fsr-4041	56	9	tend	tend	VERB
fsr-4041	56	10	to	to	PART
fsr-4041	56	11	perceive	perceive	VERB
fsr-4041	56	12	themselves	themselves	PRON
fsr-4041	56	13	as	as	ADP
fsr-4041	56	14	having	have	VERB
fsr-4041	56	15	a	a	DET
fsr-4041	56	16	greater	great	ADJ
fsr-4041	56	17	degree	degree	NOUN
fsr-4041	56	18	of	of	ADP
fsr-4041	56	19	personal	personal	ADJ
fsr-4041	56	20	control	control	NOUN
fsr-4041	56	21	over	over	ADP
fsr-4041	56	22	their	their	PRON
fsr-4041	56	23	lives	life	NOUN
fsr-4041	56	24	and	and	CCONJ
fsr-4041	56	25	outcomes	outcome	NOUN
fsr-4041	56	26	(	(	PUNCT
fsr-4041	56	27	landau	landau	NOUN
fsr-4041	56	28	,	,	PUNCT
fsr-4041	56	29	1995	1995	NUM
fsr-4041	56	30	)	)	PUNCT
fsr-4041	56	31	,	,	PUNCT
fsr-4041	56	32	while	while	SCONJ
fsr-4041	56	33	an	an	DET
fsr-4041	56	34	external	external	ADJ
fsr-4041	56	35	locus	locus	NOUN
fsr-4041	56	36	of	of	ADP
fsr-4041	56	37	control	control	NOUN
fsr-4041	56	38	indicates	indicate	VERB
fsr-4041	56	39	a	a	DET
fsr-4041	56	40	perception	perception	NOUN
fsr-4041	56	41	of	of	ADP
fsr-4041	56	42	outside	outside	ADJ
fsr-4041	56	43	factors	factor	NOUN
fsr-4041	56	44	such	such	ADJ
fsr-4041	56	45	as	as	ADP
fsr-4041	56	46	luck	luck	NOUN
fsr-4041	56	47	and	and	CCONJ
fsr-4041	56	48	destiny	destiny	NOUN
fsr-4041	56	49	as	as	ADP
fsr-4041	56	50	determinants	determinant	NOUN
fsr-4041	56	51	of	of	ADP
fsr-4041	56	52	one	one	NUM
fsr-4041	56	53	’s	’s	PART
fsr-4041	56	54	fate	fate	NOUN
fsr-4041	56	55	and	and	CCONJ
fsr-4041	56	56	outcomes	outcome	NOUN
fsr-4041	56	57	.	.	PUNCT
fsr-4041	57	1	as	as	ADP
fsr-4041	57	2	a	a	DET
fsr-4041	57	3	result	result	NOUN
fsr-4041	57	4	,	,	PUNCT
fsr-4041	57	5	those	those	PRON
fsr-4041	57	6	with	with	ADP
fsr-4041	57	7	an	an	DET
fsr-4041	57	8	internal	internal	ADJ
fsr-4041	57	9	locus	locus	NOUN
fsr-4041	57	10	of	of	ADP
fsr-4041	57	11	control	control	NOUN
fsr-4041	57	12	tend	tend	VERB
fsr-4041	57	13	to	to	PART
fsr-4041	57	14	exhibit	exhibit	VERB
fsr-4041	57	15	increased	increase	VERB
fsr-4041	57	16	confidence	confidence	NOUN
fsr-4041	57	17	in	in	ADP
fsr-4041	57	18	problem	problem	NOUN
fsr-4041	57	19	-	-	PUNCT
fsr-4041	57	20	solving	solve	VERB
fsr-4041	57	21	abilities	ability	NOUN
fsr-4041	57	22	(	(	PUNCT
fsr-4041	57	23	ng	ng	PROPN
fsr-4041	57	24	et	et	PROPN
fsr-4041	57	25	al	al	PROPN
fsr-4041	57	26	.	.	PROPN
fsr-4041	57	27	,	,	PUNCT
fsr-4041	57	28	2006	2006	NUM
fsr-4041	57	29	)	)	PUNCT
fsr-4041	57	30	.	.	PUNCT
fsr-4041	58	1	this	this	DET
fsr-4041	58	2	heightened	heighten	VERB
fsr-4041	58	3	sense	sense	NOUN
fsr-4041	58	4	of	of	ADP
fsr-4041	58	5	control	control	NOUN
fsr-4041	58	6	may	may	AUX
fsr-4041	58	7	help	help	VERB
fsr-4041	58	8	lessen	lessen	VERB
fsr-4041	58	9	the	the	DET
fsr-4041	58	10	anxiety	anxiety	NOUN
fsr-4041	58	11	associated	associate	VERB
fsr-4041	58	12	with	with	ADP
fsr-4041	58	13	phone	phone	NOUN
fsr-4041	58	14	interactions	interaction	NOUN
fsr-4041	58	15	and	and	CCONJ
fsr-4041	58	16	reduce	reduce	VERB
fsr-4041	58	17	the	the	DET
fsr-4041	58	18	probability	probability	NOUN
fsr-4041	58	19	of	of	ADP
fsr-4041	58	20	developing	develop	VERB
fsr-4041	58	21	phone	phone	NOUN
fsr-4041	58	22	call	call	NOUN
fsr-4041	58	23	phobia	phobia	NOUN
fsr-4041	58	24	.	.	PUNCT
fsr-4041	59	1	in	in	ADP
fsr-4041	59	2	general	general	ADJ
fsr-4041	59	3	,	,	PUNCT
fsr-4041	59	4	understanding	understand	VERB
fsr-4041	59	5	an	an	DET
fsr-4041	59	6	individual	individual	NOUN
fsr-4041	59	7	's	's	PART
fsr-4041	59	8	financialpsychological	financialpsychological	ADJ
fsr-4041	59	9	factors	factor	NOUN
fsr-4041	59	10	and	and	CCONJ
fsr-4041	59	11	psychological	psychological	ADJ
fsr-4041	59	12	factors	factor	NOUN
fsr-4041	59	13	including	include	VERB
fsr-4041	59	14	their	their	PRON
fsr-4041	59	15	financial	financial	ADJ
fsr-4041	59	16	stress	stress	NOUN
fsr-4041	59	17	,	,	PUNCT
fsr-4041	59	18	financial	financial	ADJ
fsr-4041	59	19	satisfaction	satisfaction	NOUN
fsr-4041	59	20	,	,	PUNCT
fsr-4041	59	21	self	self	NOUN
fsr-4041	59	22	-	-	PUNCT
fsr-4041	59	23	esteem	esteem	NOUN
fsr-4041	59	24	,	,	PUNCT
fsr-4041	59	25	and	and	CCONJ
fsr-4041	59	26	locus	locus	NOUN
fsr-4041	59	27	of	of	ADP
fsr-4041	59	28	control	control	NOUN
fsr-4041	59	29	may	may	AUX
fsr-4041	59	30	be	be	AUX
fsr-4041	59	31	crucial	crucial	ADJ
fsr-4041	59	32	in	in	ADP
fsr-4041	59	33	addressing	address	VERB
fsr-4041	59	34	their	their	PRON
fsr-4041	59	35	phone	phone	NOUN
fsr-4041	59	36	call	call	NOUN
fsr-4041	59	37	phobia	phobia	NOUN
fsr-4041	59	38	.	.	PUNCT
fsr-4041	60	1	in	in	ADP
fsr-4041	60	2	addition	addition	NOUN
fsr-4041	60	3	,	,	PUNCT
fsr-4041	60	4	financial	financial	ADJ
fsr-4041	60	5	-	-	PUNCT
fsr-4041	60	6	psychological	psychological	ADJ
fsr-4041	60	7	factors	factor	NOUN
fsr-4041	60	8	such	such	ADJ
fsr-4041	60	9	as	as	ADP
fsr-4041	60	10	financial	financial	ADJ
fsr-4041	60	11	stress	stress	NOUN
fsr-4041	60	12	and	and	CCONJ
fsr-4041	60	13	financial	financial	ADJ
fsr-4041	60	14	satisfaction	satisfaction	NOUN
fsr-4041	60	15	may	may	AUX
fsr-4041	60	16	serve	serve	VERB
fsr-4041	60	17	as	as	ADP
fsr-4041	60	18	indicators	indicator	NOUN
fsr-4041	60	19	of	of	ADP
fsr-4041	60	20	phone	phone	NOUN
fsr-4041	60	21	call	call	NOUN
fsr-4041	60	22	phobia	phobia	PROPN
fsr-4041	60	23	.	.	PUNCT
fsr-4041	61	1	financial	financial	ADJ
fsr-4041	61	2	stress	stress	NOUN
fsr-4041	61	3	can	can	AUX
fsr-4041	61	4	relate	relate	VERB
fsr-4041	61	5	to	to	ADP
fsr-4041	61	6	anxiety	anxiety	NOUN
fsr-4041	61	7	due	due	ADP
fsr-4041	61	8	to	to	ADP
fsr-4041	61	9	the	the	DET
fsr-4041	61	10	fear	fear	NOUN
fsr-4041	61	11	of	of	ADP
fsr-4041	61	12	not	not	PART
fsr-4041	61	13	meeting	meet	VERB
fsr-4041	61	14	financial	financial	ADJ
fsr-4041	61	15	obligations	obligation	NOUN
fsr-4041	61	16	or	or	CCONJ
fsr-4041	61	17	expectations	expectation	NOUN
fsr-4041	61	18	(	(	PUNCT
fsr-4041	61	19	lee	lee	PROPN
fsr-4041	61	20	et	et	PROPN
fsr-4041	61	21	al	al	PROPN
fsr-4041	61	22	.	.	PROPN
fsr-4041	61	23	,	,	PUNCT
fsr-4041	61	24	2023	2023	NUM
fsr-4041	61	25	)	)	PUNCT
fsr-4041	61	26	.	.	PUNCT
fsr-4041	62	1	the	the	DET
fsr-4041	62	2	fear	fear	NOUN
fsr-4041	62	3	of	of	ADP
fsr-4041	62	4	disappointing	disappoint	VERB
fsr-4041	62	5	others	other	NOUN
fsr-4041	62	6	or	or	CCONJ
fsr-4041	62	7	falling	fall	VERB
fsr-4041	62	8	short	short	ADV
fsr-4041	62	9	of	of	ADP
fsr-4041	62	10	people	people	NOUN
fsr-4041	62	11	’s	’s	PART
fsr-4041	62	12	perceived	perceive	VERB
fsr-4041	62	13	financial	financial	ADJ
fsr-4041	62	14	expectations	expectation	NOUN
fsr-4041	62	15	(	(	PUNCT
fsr-4041	62	16	even	even	ADV
fsr-4041	62	17	family	family	NOUN
fsr-4041	62	18	and	and	CCONJ
fsr-4041	62	19	friends	friend	NOUN
fsr-4041	62	20	)	)	PUNCT
fsr-4041	62	21	may	may	AUX
fsr-4041	62	22	contribute	contribute	VERB
fsr-4041	62	23	to	to	ADP
fsr-4041	62	24	anxiety	anxiety	NOUN
fsr-4041	62	25	-	-	PUNCT
fsr-4041	62	26	inducing	induce	VERB
fsr-4041	62	27	phone	phone	NOUN
fsr-4041	62	28	avoidance	avoidance	NOUN
fsr-4041	62	29	behavior	behavior	NOUN
fsr-4041	62	30	.	.	PUNCT
fsr-4041	63	1	on	on	ADP
fsr-4041	63	2	the	the	DET
fsr-4041	63	3	other	other	ADJ
fsr-4041	63	4	hand	hand	NOUN
fsr-4041	63	5	,	,	PUNCT
fsr-4041	63	6	high	high	ADJ
fsr-4041	63	7	financial	financial	ADJ
fsr-4041	63	8	satisfaction	satisfaction	NOUN
fsr-4041	63	9	is	be	AUX
fsr-4041	63	10	associated	associate	VERB
fsr-4041	63	11	with	with	ADP
fsr-4041	63	12	lower	low	ADJ
fsr-4041	63	13	anxiety	anxiety	NOUN
fsr-4041	63	14	(	(	PUNCT
fsr-4041	63	15	archuleta	archuleta	NOUN
fsr-4041	63	16	et	et	PROPN
fsr-4041	63	17	al	al	PROPN
fsr-4041	63	18	.	.	PROPN
fsr-4041	63	19	,	,	PUNCT
fsr-4041	63	20	2013	2013	NUM
fsr-4041	63	21	)	)	PUNCT
fsr-4041	63	22	,	,	PUNCT
fsr-4041	63	23	a	a	DET
fsr-4041	63	24	higher	high	ADJ
fsr-4041	63	25	sense	sense	NOUN
fsr-4041	63	26	of	of	ADP
fsr-4041	63	27	control	control	NOUN
fsr-4041	63	28	over	over	ADP
fsr-4041	63	29	financial	financial	ADJ
fsr-4041	63	30	life	life	NOUN
fsr-4041	63	31	(	(	PUNCT
fsr-4041	63	32	adiputra	adiputra	ADJ
fsr-4041	63	33	,	,	PUNCT
fsr-4041	63	34	2021	2021	NUM
fsr-4041	63	35	)	)	PUNCT
fsr-4041	63	36	,	,	PUNCT
fsr-4041	63	37	and	and	CCONJ
fsr-4041	63	38	confidence	confidence	NOUN
fsr-4041	63	39	(	(	PUNCT
fsr-4041	63	40	atlas	atlas	PROPN
fsr-4041	63	41	et	et	PROPN
fsr-4041	63	42	al	al	PROPN
fsr-4041	63	43	.	.	PROPN
fsr-4041	63	44	,	,	PUNCT
fsr-4041	63	45	2019	2019	NUM
fsr-4041	63	46	)	)	PUNCT
fsr-4041	63	47	.	.	PUNCT
fsr-4041	64	1	therefore	therefore	ADV
fsr-4041	64	2	,	,	PUNCT
fsr-4041	64	3	higher	high	ADJ
fsr-4041	64	4	levels	level	NOUN
fsr-4041	64	5	of	of	ADP
fsr-4041	64	6	financial	financial	ADJ
fsr-4041	64	7	satisfaction	satisfaction	NOUN
fsr-4041	64	8	may	may	AUX
fsr-4041	64	9	alleviate	alleviate	VERB
fsr-4041	64	10	phone	phone	NOUN
fsr-4041	64	11	call	call	NOUN
fsr-4041	64	12	phobia	phobia	PROPN
fsr-4041	64	13	,	,	PUNCT
fsr-4041	64	14	which	which	PRON
fsr-4041	64	15	could	could	AUX
fsr-4041	64	16	ease	ease	VERB
fsr-4041	64	17	the	the	DET
fsr-4041	64	18	pressure	pressure	NOUN
fsr-4041	64	19	associated	associate	VERB
fsr-4041	64	20	with	with	ADP
fsr-4041	64	21	phone	phone	NOUN
fsr-4041	64	22	conversations	conversation	NOUN
fsr-4041	64	23	.	.	PUNCT
fsr-4041	65	1	financial	financial	ADJ
fsr-4041	65	2	status	status	NOUN
fsr-4041	65	3	and	and	CCONJ
fsr-4041	65	4	phone	phone	NOUN
fsr-4041	65	5	call	call	NOUN
fsr-4041	65	6	phobia	phobia	NOUN
fsr-4041	65	7	with	with	ADP
fsr-4041	65	8	financial	financial	ADJ
fsr-4041	65	9	discussions	discussion	NOUN
fsr-4041	65	10	involving	involve	VERB
fsr-4041	65	11	matters	matter	NOUN
fsr-4041	65	12	like	like	ADP
fsr-4041	65	13	medical	medical	ADJ
fsr-4041	65	14	expenses	expense	NOUN
fsr-4041	65	15	,	,	PUNCT
fsr-4041	65	16	major	major	ADJ
fsr-4041	65	17	repair	repair	NOUN
fsr-4041	65	18	payments	payment	NOUN
fsr-4041	65	19	,	,	PUNCT
fsr-4041	65	20	or	or	CCONJ
fsr-4041	65	21	creditor	creditor	NOUN
fsr-4041	65	22	interactions	interaction	NOUN
fsr-4041	65	23	often	often	ADV
fsr-4041	65	24	occurring	occur	VERB
fsr-4041	65	25	over	over	ADP
fsr-4041	65	26	the	the	DET
fsr-4041	65	27	phone	phone	NOUN
fsr-4041	65	28	,	,	PUNCT
fsr-4041	65	29	having	have	VERB
fsr-4041	65	30	an	an	DET
fsr-4041	65	31	emergency	emergency	NOUN
fsr-4041	65	32	fund	fund	NOUN
fsr-4041	65	33	can	can	AUX
fsr-4041	65	34	help	help	VERB
fsr-4041	65	35	individuals	individual	NOUN
fsr-4041	65	36	gain	gain	VERB
fsr-4041	65	37	more	more	ADJ
fsr-4041	65	38	confidence	confidence	NOUN
fsr-4041	65	39	in	in	ADP
fsr-4041	65	40	handling	handle	VERB
fsr-4041	65	41	their	their	PRON
fsr-4041	65	42	finances	finance	NOUN
fsr-4041	65	43	when	when	SCONJ
fsr-4041	65	44	they	they	PRON
fsr-4041	65	45	take	take	VERB
fsr-4041	65	46	phone	phone	NOUN
fsr-4041	65	47	calls	call	NOUN
fsr-4041	65	48	without	without	ADP
fsr-4041	65	49	heo	heo	PROPN
fsr-4041	65	50	et	et	PROPN
fsr-4041	65	51	al	al	PROPN
fsr-4041	65	52	.	.	PROPN
fsr-4041	65	53	81	81	NUM
fsr-4041	65	54	excessive	excessive	ADJ
fsr-4041	65	55	fear	fear	NOUN
fsr-4041	65	56	or	or	CCONJ
fsr-4041	65	57	anxiety	anxiety	NOUN
fsr-4041	65	58	.	.	PUNCT
fsr-4041	66	1	similarly	similarly	ADV
fsr-4041	66	2	,	,	PUNCT
fsr-4041	66	3	homeownership	homeownership	NOUN
fsr-4041	66	4	provides	provide	VERB
fsr-4041	66	5	individuals	individual	NOUN
fsr-4041	66	6	with	with	ADP
fsr-4041	66	7	a	a	DET
fsr-4041	66	8	sense	sense	NOUN
fsr-4041	66	9	of	of	ADP
fsr-4041	66	10	belonging	belong	VERB
fsr-4041	66	11	(	(	PUNCT
fsr-4041	66	12	liu	liu	PROPN
fsr-4041	66	13	et	et	PROPN
fsr-4041	66	14	al	al	PROPN
fsr-4041	66	15	.	.	PROPN
fsr-4041	66	16	,	,	PUNCT
fsr-4041	66	17	2022	2022	NUM
fsr-4041	66	18	)	)	PUNCT
fsr-4041	66	19	and	and	CCONJ
fsr-4041	66	20	represents	represent	VERB
fsr-4041	66	21	a	a	DET
fsr-4041	66	22	state	state	NOUN
fsr-4041	66	23	of	of	ADP
fsr-4041	66	24	stability	stability	NOUN
fsr-4041	66	25	and	and	CCONJ
fsr-4041	66	26	control	control	NOUN
fsr-4041	66	27	(	(	PUNCT
fsr-4041	66	28	rohe	rohe	PROPN
fsr-4041	66	29	&	&	CCONJ
fsr-4041	66	30	stewart	stewart	PROPN
fsr-4041	66	31	,	,	PUNCT
fsr-4041	66	32	1996	1996	NUM
fsr-4041	66	33	)	)	PUNCT
fsr-4041	66	34	.	.	PUNCT
fsr-4041	67	1	an	an	DET
fsr-4041	67	2	individual	individual	NOUN
fsr-4041	67	3	may	may	AUX
fsr-4041	67	4	feel	feel	VERB
fsr-4041	67	5	more	more	ADV
fsr-4041	67	6	in	in	ADP
fsr-4041	67	7	control	control	NOUN
fsr-4041	67	8	of	of	ADP
fsr-4041	67	9	their	their	PRON
fsr-4041	67	10	phone	phone	NOUN
fsr-4041	67	11	interactions	interaction	NOUN
fsr-4041	67	12	and	and	CCONJ
fsr-4041	67	13	more	more	ADV
fsr-4041	67	14	empowered	empower	VERB
fsr-4041	67	15	in	in	ADP
fsr-4041	67	16	their	their	PRON
fsr-4041	67	17	stable	stable	ADJ
fsr-4041	67	18	,	,	PUNCT
fsr-4041	67	19	safe	safe	ADJ
fsr-4041	67	20	,	,	PUNCT
fsr-4041	67	21	and	and	CCONJ
fsr-4041	67	22	private	private	ADJ
fsr-4041	67	23	home	home	NOUN
fsr-4041	67	24	environment	environment	NOUN
fsr-4041	67	25	(	(	PUNCT
fsr-4041	67	26	kleinhans	kleinhan	NOUN
fsr-4041	67	27	&	&	CCONJ
fsr-4041	67	28	elsinga	elsinga	ADJ
fsr-4041	67	29	,	,	PUNCT
fsr-4041	67	30	2010	2010	NUM
fsr-4041	67	31	)	)	PUNCT
fsr-4041	67	32	.	.	PUNCT
fsr-4041	68	1	taking	take	VERB
fsr-4041	68	2	more	more	ADJ
fsr-4041	68	3	loans	loan	NOUN
fsr-4041	68	4	means	mean	VERB
fsr-4041	68	5	having	have	VERB
fsr-4041	68	6	more	more	ADJ
fsr-4041	68	7	financial	financial	ADJ
fsr-4041	68	8	responsibilities	responsibility	NOUN
fsr-4041	68	9	,	,	PUNCT
fsr-4041	68	10	which	which	PRON
fsr-4041	68	11	creates	create	VERB
fsr-4041	68	12	a	a	DET
fsr-4041	68	13	sense	sense	NOUN
fsr-4041	68	14	of	of	ADP
fsr-4041	68	15	financial	financial	ADJ
fsr-4041	68	16	stress	stress	NOUN
fsr-4041	68	17	(	(	PUNCT
fsr-4041	68	18	archuleta	archuleta	NOUN
fsr-4041	68	19	et	et	PROPN
fsr-4041	68	20	al	al	PROPN
fsr-4041	68	21	.	.	PROPN
fsr-4041	68	22	,	,	PUNCT
fsr-4041	68	23	2013	2013	NUM
fsr-4041	68	24	)	)	PUNCT
fsr-4041	68	25	.	.	PUNCT
fsr-4041	69	1	research	research	NOUN
fsr-4041	69	2	has	have	AUX
fsr-4041	69	3	indicated	indicate	VERB
fsr-4041	69	4	a	a	DET
fsr-4041	69	5	moderate	moderate	ADJ
fsr-4041	69	6	association	association	NOUN
fsr-4041	69	7	between	between	ADP
fsr-4041	69	8	debt	debt	NOUN
fsr-4041	69	9	and	and	CCONJ
fsr-4041	69	10	anxiety	anxiety	NOUN
fsr-4041	69	11	(	(	PUNCT
fsr-4041	69	12	archuleta	archuleta	PROPN
fsr-4041	69	13	et	et	PROPN
fsr-4041	69	14	al	al	PROPN
fsr-4041	69	15	.	.	PROPN
fsr-4041	69	16	,	,	PUNCT
fsr-4041	69	17	2013	2013	NUM
fsr-4041	69	18	)	)	PUNCT
fsr-4041	69	19	,	,	PUNCT
fsr-4041	69	20	and	and	CCONJ
fsr-4041	69	21	financial	financial	ADJ
fsr-4041	69	22	loans	loan	NOUN
fsr-4041	69	23	can	can	AUX
fsr-4041	69	24	exacerbate	exacerbate	VERB
fsr-4041	69	25	financial	financial	ADJ
fsr-4041	69	26	stress	stress	NOUN
fsr-4041	69	27	and	and	CCONJ
fsr-4041	69	28	worry	worry	VERB
fsr-4041	69	29	(	(	PUNCT
fsr-4041	69	30	french	french	PROPN
fsr-4041	69	31	&	&	CCONJ
fsr-4041	69	32	mckillop	mckillop	PROPN
fsr-4041	69	33	,	,	PUNCT
fsr-4041	69	34	2017	2017	NUM
fsr-4041	69	35	;	;	PUNCT
fsr-4041	69	36	worthington	worthington	PROPN
fsr-4041	69	37	,	,	PUNCT
fsr-4041	69	38	2006	2006	NUM
fsr-4041	69	39	)	)	PUNCT
fsr-4041	69	40	.	.	PUNCT
fsr-4041	70	1	lenders	lender	NOUN
fsr-4041	70	2	send	send	VERB
fsr-4041	70	3	payment	payment	NOUN
fsr-4041	70	4	reminders	reminder	NOUN
fsr-4041	70	5	to	to	ADP
fsr-4041	70	6	borrowers	borrower	NOUN
fsr-4041	70	7	via	via	ADP
fsr-4041	70	8	mobile	mobile	ADJ
fsr-4041	70	9	phones	phone	NOUN
fsr-4041	70	10	(	(	PUNCT
fsr-4041	70	11	bursztyn	bursztyn	ADV
fsr-4041	70	12	et	et	PROPN
fsr-4041	70	13	al	al	PROPN
fsr-4041	70	14	.	.	PROPN
fsr-4041	70	15	,	,	PUNCT
fsr-4041	70	16	2019	2019	NUM
fsr-4041	70	17	;	;	PUNCT
fsr-4041	70	18	du	du	PROPN
fsr-4041	70	19	et	et	PROPN
fsr-4041	70	20	al	al	PROPN
fsr-4041	70	21	.	.	PROPN
fsr-4041	70	22	,	,	PUNCT
fsr-4041	70	23	2020	2020	NUM
fsr-4041	70	24	)	)	PUNCT
fsr-4041	70	25	,	,	PUNCT
fsr-4041	70	26	so	so	ADV
fsr-4041	70	27	having	have	VERB
fsr-4041	70	28	more	more	ADJ
fsr-4041	70	29	loans	loan	NOUN
fsr-4041	70	30	entails	entail	VERB
fsr-4041	70	31	more	more	ADJ
fsr-4041	70	32	conversation	conversation	NOUN
fsr-4041	70	33	about	about	ADP
fsr-4041	70	34	payments	payment	NOUN
fsr-4041	70	35	,	,	PUNCT
fsr-4041	70	36	negotiating	negotiate	VERB
fsr-4041	70	37	repayment	repayment	NOUN
fsr-4041	70	38	plans	plan	NOUN
fsr-4041	70	39	,	,	PUNCT
fsr-4041	70	40	and	and	CCONJ
fsr-4041	70	41	other	other	ADJ
fsr-4041	70	42	financial	financial	ADJ
fsr-4041	70	43	issues	issue	NOUN
fsr-4041	70	44	,	,	PUNCT
fsr-4041	70	45	which	which	PRON
fsr-4041	70	46	can	can	AUX
fsr-4041	70	47	cause	cause	VERB
fsr-4041	70	48	borrowers	borrower	NOUN
fsr-4041	70	49	to	to	PART
fsr-4041	70	50	hesitate	hesitate	VERB
fsr-4041	70	51	to	to	PART
fsr-4041	70	52	initiate	initiate	VERB
fsr-4041	70	53	or	or	CCONJ
fsr-4041	70	54	accept	accept	VERB
fsr-4041	70	55	phone	phone	NOUN
fsr-4041	70	56	calls	call	NOUN
fsr-4041	70	57	related	relate	VERB
fsr-4041	70	58	to	to	ADP
fsr-4041	70	59	loans	loan	NOUN
fsr-4041	70	60	.	.	PUNCT
fsr-4041	71	1	behavioral	behavioral	ADJ
fsr-4041	71	2	and	and	CCONJ
fsr-4041	71	3	demographic	demographic	ADJ
fsr-4041	71	4	factors	factor	NOUN
fsr-4041	71	5	associated	associate	VERB
fsr-4041	71	6	with	with	ADP
fsr-4041	71	7	phone	phone	NOUN
fsr-4041	71	8	call	call	NOUN
fsr-4041	71	9	phobia	phobia	NOUN
fsr-4041	71	10	furthermore	furthermore	ADV
fsr-4041	71	11	,	,	PUNCT
fsr-4041	71	12	research	research	NOUN
fsr-4041	71	13	has	have	AUX
fsr-4041	71	14	indicated	indicate	VERB
fsr-4041	71	15	that	that	SCONJ
fsr-4041	71	16	healthrelated	healthrelate	VERB
fsr-4041	71	17	behavioral	behavioral	ADJ
fsr-4041	71	18	factors	factor	NOUN
fsr-4041	71	19	,	,	PUNCT
fsr-4041	71	20	including	include	VERB
fsr-4041	71	21	alcohol	alcohol	NOUN
fsr-4041	71	22	consumption	consumption	NOUN
fsr-4041	71	23	(	(	PUNCT
fsr-4041	71	24	higley	higley	PROPN
fsr-4041	71	25	et	et	PROPN
fsr-4041	71	26	al	al	PROPN
fsr-4041	71	27	.	.	PROPN
fsr-4041	71	28	,	,	PUNCT
fsr-4041	71	29	1991	1991	NUM
fsr-4041	71	30	;	;	PUNCT
fsr-4041	71	31	pohorecky	pohorecky	NOUN
fsr-4041	71	32	,	,	PUNCT
fsr-4041	71	33	1981	1981	NUM
fsr-4041	71	34	)	)	PUNCT
fsr-4041	71	35	,	,	PUNCT
fsr-4041	71	36	soda	soda	NOUN
fsr-4041	71	37	intake	intake	NOUN
fsr-4041	71	38	(	(	PUNCT
fsr-4041	71	39	zhang	zhang	PROPN
fsr-4041	71	40	et	et	PROPN
fsr-4041	71	41	al	al	PROPN
fsr-4041	71	42	.	.	PROPN
fsr-4041	71	43	,	,	PUNCT
fsr-4041	71	44	2019	2019	NUM
fsr-4041	71	45	)	)	PUNCT
fsr-4041	71	46	,	,	PUNCT
fsr-4041	71	47	and	and	CCONJ
fsr-4041	71	48	smoking	smoking	NOUN
fsr-4041	71	49	(	(	PUNCT
fsr-4041	71	50	morrell	morrell	PROPN
fsr-4041	71	51	et	et	PROPN
fsr-4041	71	52	al	al	PROPN
fsr-4041	71	53	.	.	PROPN
fsr-4041	71	54	,	,	PUNCT
fsr-4041	71	55	2006	2006	NUM
fsr-4041	71	56	;	;	PUNCT
fsr-4041	71	57	patton	patton	PROPN
fsr-4041	71	58	et	et	PROPN
fsr-4041	71	59	al	al	PROPN
fsr-4041	71	60	.	.	PROPN
fsr-4041	71	61	,	,	PUNCT
fsr-4041	71	62	1996	1996	NUM
fsr-4041	71	63	)	)	PUNCT
fsr-4041	71	64	,	,	PUNCT
fsr-4041	71	65	can	can	AUX
fsr-4041	71	66	be	be	AUX
fsr-4041	71	67	associated	associate	VERB
fsr-4041	71	68	with	with	ADP
fsr-4041	71	69	anxiety	anxiety	NOUN
fsr-4041	71	70	levels	level	NOUN
fsr-4041	71	71	and	and	CCONJ
fsr-4041	71	72	thus	thus	ADV
fsr-4041	71	73	may	may	AUX
fsr-4041	71	74	be	be	AUX
fsr-4041	71	75	relevant	relevant	ADJ
fsr-4041	71	76	to	to	ADP
fsr-4041	71	77	phone	phone	NOUN
fsr-4041	71	78	call	call	NOUN
fsr-4041	71	79	phobia	phobia	PROPN
fsr-4041	71	80	.	.	PUNCT
fsr-4041	72	1	according	accord	VERB
fsr-4041	72	2	to	to	ADP
fsr-4041	72	3	koval	koval	PROPN
fsr-4041	72	4	and	and	CCONJ
fsr-4041	72	5	pederson	pederson	PROPN
fsr-4041	72	6	(	(	PUNCT
fsr-4041	72	7	1999	1999	NUM
fsr-4041	72	8	)	)	PUNCT
fsr-4041	72	9	,	,	PUNCT
fsr-4041	72	10	schuck	schuck	NOUN
fsr-4041	72	11	and	and	CCONJ
fsr-4041	72	12	widom	widom	NOUN
fsr-4041	72	13	(	(	PUNCT
fsr-4041	72	14	2001	2001	NUM
fsr-4041	72	15	)	)	PUNCT
fsr-4041	72	16	,	,	PUNCT
fsr-4041	72	17	and	and	CCONJ
fsr-4041	72	18	wilsnack	wilsnack	VERB
fsr-4041	72	19	and	and	CCONJ
fsr-4041	72	20	wilsnack	wilsnack	VERB
fsr-4041	72	21	(	(	PUNCT
fsr-4041	72	22	1997	1997	NUM
fsr-4041	72	23	)	)	PUNCT
fsr-4041	72	24	,	,	PUNCT
fsr-4041	72	25	certain	certain	ADJ
fsr-4041	72	26	behaviors	behavior	NOUN
fsr-4041	72	27	can	can	AUX
fsr-4041	72	28	serve	serve	VERB
fsr-4041	72	29	as	as	ADP
fsr-4041	72	30	coping	cope	VERB
fsr-4041	72	31	mechanisms	mechanism	NOUN
fsr-4041	72	32	or	or	CCONJ
fsr-4041	72	33	sources	source	NOUN
fsr-4041	72	34	of	of	ADP
fsr-4041	72	35	temporary	temporary	ADJ
fsr-4041	72	36	brief	brief	NOUN
fsr-4041	72	37	for	for	ADP
fsr-4041	72	38	anxiety	anxiety	NOUN
fsr-4041	72	39	symptoms	symptom	NOUN
fsr-4041	72	40	.	.	PUNCT
fsr-4041	73	1	for	for	ADP
fsr-4041	73	2	instance	instance	NOUN
fsr-4041	73	3	,	,	PUNCT
fsr-4041	73	4	people	people	NOUN
fsr-4041	73	5	who	who	PRON
fsr-4041	73	6	smoke	smoke	VERB
fsr-4041	73	7	may	may	AUX
fsr-4041	73	8	experience	experience	VERB
fsr-4041	73	9	higher	high	ADJ
fsr-4041	73	10	levels	level	NOUN
fsr-4041	73	11	of	of	ADP
fsr-4041	73	12	anxiety	anxiety	NOUN
fsr-4041	73	13	in	in	ADP
fsr-4041	73	14	general	general	ADJ
fsr-4041	73	15	(	(	PUNCT
fsr-4041	73	16	patton	patton	PROPN
fsr-4041	73	17	et	et	PROPN
fsr-4041	73	18	al	al	PROPN
fsr-4041	73	19	.	.	PROPN
fsr-4041	73	20	,	,	PUNCT
fsr-4041	73	21	1996	1996	NUM
fsr-4041	73	22	)	)	PUNCT
fsr-4041	73	23	,	,	PUNCT
fsr-4041	73	24	and	and	CCONJ
fsr-4041	73	25	this	this	DET
fsr-4041	73	26	worry	worry	NOUN
fsr-4041	73	27	may	may	AUX
fsr-4041	73	28	extend	extend	VERB
fsr-4041	73	29	to	to	ADP
fsr-4041	73	30	their	their	PRON
fsr-4041	73	31	interactions	interaction	NOUN
fsr-4041	73	32	with	with	ADP
fsr-4041	73	33	other	other	ADJ
fsr-4041	73	34	people	people	NOUN
fsr-4041	73	35	.	.	PUNCT
fsr-4041	74	1	when	when	SCONJ
fsr-4041	74	2	people	people	NOUN
fsr-4041	74	3	are	be	AUX
fsr-4041	74	4	unable	unable	ADJ
fsr-4041	74	5	to	to	PART
fsr-4041	74	6	smoke	smoke	VERB
fsr-4041	74	7	while	while	SCONJ
fsr-4041	74	8	talking	talk	VERB
fsr-4041	74	9	on	on	ADP
fsr-4041	74	10	the	the	DET
fsr-4041	74	11	phone	phone	NOUN
fsr-4041	74	12	,	,	PUNCT
fsr-4041	74	13	the	the	DET
fsr-4041	74	14	absence	absence	NOUN
fsr-4041	74	15	of	of	ADP
fsr-4041	74	16	their	their	PRON
fsr-4041	74	17	coping	cope	VERB
fsr-4041	74	18	technique	technique	NOUN
fsr-4041	74	19	may	may	AUX
fsr-4041	74	20	cause	cause	VERB
fsr-4041	74	21	their	their	PRON
fsr-4041	74	22	anxiety	anxiety	NOUN
fsr-4041	74	23	levels	level	NOUN
fsr-4041	74	24	to	to	PART
fsr-4041	74	25	increase	increase	VERB
fsr-4041	74	26	(	(	PUNCT
fsr-4041	74	27	jones	jones	PROPN
fsr-4041	74	28	&	&	CCONJ
fsr-4041	74	29	heffner	heffner	PROPN
fsr-4041	74	30	,	,	PUNCT
fsr-4041	74	31	2022	2022	NUM
fsr-4041	74	32	)	)	PUNCT
fsr-4041	74	33	and	and	CCONJ
fsr-4041	74	34	lead	lead	VERB
fsr-4041	74	35	to	to	ADP
fsr-4041	74	36	phone	phone	NOUN
fsr-4041	74	37	call	call	NOUN
fsr-4041	74	38	phobia	phobia	PROPN
fsr-4041	74	39	.	.	PUNCT
fsr-4041	75	1	consequently	consequently	ADV
fsr-4041	75	2	,	,	PUNCT
fsr-4041	75	3	by	by	ADP
fsr-4041	75	4	controlling	control	VERB
fsr-4041	75	5	for	for	ADP
fsr-4041	75	6	these	these	DET
fsr-4041	75	7	variables	variable	NOUN
fsr-4041	75	8	,	,	PUNCT
fsr-4041	75	9	a	a	DET
fsr-4041	75	10	more	more	ADV
fsr-4041	75	11	precise	precise	ADJ
fsr-4041	75	12	comprehension	comprehension	NOUN
fsr-4041	75	13	of	of	ADP
fsr-4041	75	14	the	the	DET
fsr-4041	75	15	distinct	distinct	ADJ
fsr-4041	75	16	influence	influence	NOUN
fsr-4041	75	17	of	of	ADP
fsr-4041	75	18	financial	financial	ADJ
fsr-4041	75	19	-	-	PUNCT
fsr-4041	75	20	psychological	psychological	ADJ
fsr-4041	75	21	factors	factor	NOUN
fsr-4041	75	22	on	on	ADP
fsr-4041	75	23	phone	phone	NOUN
fsr-4041	75	24	call	call	NOUN
fsr-4041	75	25	phobia	phobia	NOUN
fsr-4041	75	26	can	can	AUX
fsr-4041	75	27	be	be	AUX
fsr-4041	75	28	attained	attain	VERB
fsr-4041	75	29	,	,	PUNCT
fsr-4041	75	30	independent	independent	ADJ
fsr-4041	75	31	of	of	ADP
fsr-4041	75	32	potential	potential	ADJ
fsr-4041	75	33	confounding	confound	VERB
fsr-4041	75	34	factors	factor	NOUN
fsr-4041	75	35	.	.	PUNCT
fsr-4041	76	1	notably	notably	ADV
fsr-4041	76	2	,	,	PUNCT
fsr-4041	76	3	studies	study	NOUN
fsr-4041	76	4	have	have	AUX
fsr-4041	76	5	indicated	indicate	VERB
fsr-4041	76	6	a	a	DET
fsr-4041	76	7	positive	positive	ADJ
fsr-4041	76	8	correlation	correlation	NOUN
fsr-4041	76	9	between	between	ADP
fsr-4041	76	10	job	job	NOUN
fsr-4041	76	11	insecurity	insecurity	NOUN
fsr-4041	76	12	and	and	CCONJ
fsr-4041	76	13	heightened	heightened	ADJ
fsr-4041	76	14	levels	level	NOUN
fsr-4041	76	15	of	of	ADP
fsr-4041	76	16	anxiety	anxiety	NOUN
fsr-4041	76	17	and	and	CCONJ
fsr-4041	76	18	psychological	psychological	ADJ
fsr-4041	76	19	distress	distress	NOUN
fsr-4041	76	20	(	(	PUNCT
fsr-4041	76	21	gallie	gallie	PROPN
fsr-4041	76	22	et	et	PROPN
fsr-4041	76	23	al	al	PROPN
fsr-4041	76	24	.	.	PROPN
fsr-4041	76	25	,	,	PUNCT
fsr-4041	76	26	2017	2017	NUM
fsr-4041	76	27	)	)	PUNCT
fsr-4041	76	28	.	.	PUNCT
fsr-4041	77	1	this	this	DET
fsr-4041	77	2	association	association	NOUN
fsr-4041	77	3	was	be	AUX
fsr-4041	77	4	particularly	particularly	ADV
fsr-4041	77	5	pronounced	pronounce	VERB
fsr-4041	77	6	during	during	ADP
fsr-4041	77	7	the	the	DET
fsr-4041	77	8	covid-19	covid-19	PROPN
fsr-4041	77	9	pandemic	pandemic	ADJ
fsr-4041	77	10	(	(	PUNCT
fsr-4041	77	11	ganson	ganson	PROPN
fsr-4041	77	12	et	et	PROPN
fsr-4041	77	13	al	al	PROPN
fsr-4041	77	14	.	.	PROPN
fsr-4041	77	15	,	,	PUNCT
fsr-4041	77	16	2021	2021	NUM
fsr-4041	77	17	;	;	PUNCT
fsr-4041	77	18	wilson	wilson	PROPN
fsr-4041	77	19	et	et	PROPN
fsr-4041	77	20	al	al	PROPN
fsr-4041	77	21	.	.	PROPN
fsr-4041	77	22	,	,	PUNCT
fsr-4041	77	23	2020	2020	NUM
fsr-4041	77	24	)	)	PUNCT
fsr-4041	77	25	.	.	PUNCT
fsr-4041	78	1	the	the	DET
fsr-4041	78	2	phenomenon	phenomenon	NOUN
fsr-4041	78	3	of	of	ADP
fsr-4041	78	4	phone	phone	NOUN
fsr-4041	78	5	call	call	NOUN
fsr-4041	78	6	phobia	phobia	NOUN
fsr-4041	78	7	may	may	AUX
fsr-4041	78	8	be	be	AUX
fsr-4041	78	9	impacted	impact	VERB
fsr-4041	78	10	by	by	ADP
fsr-4041	78	11	job	job	NOUN
fsr-4041	78	12	security	security	NOUN
fsr-4041	78	13	,	,	PUNCT
fsr-4041	78	14	as	as	SCONJ
fsr-4041	78	15	it	it	PRON
fsr-4041	78	16	is	be	AUX
fsr-4041	78	17	posited	posit	VERB
fsr-4041	78	18	that	that	SCONJ
fsr-4041	78	19	anxiety	anxiety	NOUN
fsr-4041	78	20	levels	level	NOUN
fsr-4041	78	21	during	during	ADP
fsr-4041	78	22	work	work	NOUN
fsr-4041	78	23	-	-	PUNCT
fsr-4041	78	24	related	relate	VERB
fsr-4041	78	25	phone	phone	NOUN
fsr-4041	78	26	calls	call	NOUN
fsr-4041	78	27	may	may	AUX
fsr-4041	78	28	be	be	AUX
fsr-4041	78	29	directly	directly	ADV
fsr-4041	78	30	influenced	influence	VERB
fsr-4041	78	31	by	by	ADP
fsr-4041	78	32	this	this	DET
fsr-4041	78	33	factor	factor	NOUN
fsr-4041	78	34	.	.	PUNCT
fsr-4041	79	1	individuals	individual	NOUN
fsr-4041	79	2	experiencing	experience	VERB
fsr-4041	79	3	job	job	NOUN
fsr-4041	79	4	insecurity	insecurity	NOUN
fsr-4041	79	5	may	may	AUX
fsr-4041	79	6	perceive	perceive	VERB
fsr-4041	79	7	uncontrolled	uncontrolled	ADJ
fsr-4041	79	8	,	,	PUNCT
fsr-4041	79	9	notinitiated	notinitiate	VERB
fsr-4041	79	10	telephone	telephone	NOUN
fsr-4041	79	11	conversations	conversation	NOUN
fsr-4041	79	12	as	as	ADP
fsr-4041	79	13	a	a	DET
fsr-4041	79	14	possible	possible	ADJ
fsr-4041	79	15	threat	threat	NOUN
fsr-4041	79	16	to	to	ADP
fsr-4041	79	17	their	their	PRON
fsr-4041	79	18	employment	employment	NOUN
fsr-4041	79	19	status	status	NOUN
fsr-4041	79	20	,	,	PUNCT
fsr-4041	79	21	resulting	result	VERB
fsr-4041	79	22	in	in	ADP
fsr-4041	79	23	heightened	heightened	ADJ
fsr-4041	79	24	anxiety	anxiety	NOUN
fsr-4041	79	25	and	and	CCONJ
fsr-4041	79	26	avoidance	avoidance	NOUN
fsr-4041	79	27	behaviors	behavior	NOUN
fsr-4041	79	28	.	.	PUNCT
fsr-4041	80	1	demographic	demographic	ADJ
fsr-4041	80	2	variables	variable	NOUN
fsr-4041	80	3	may	may	AUX
fsr-4041	80	4	be	be	AUX
fsr-4041	80	5	associated	associate	VERB
fsr-4041	80	6	with	with	ADP
fsr-4041	80	7	phone	phone	NOUN
fsr-4041	80	8	call	call	NOUN
fsr-4041	80	9	phobia	phobia	NOUN
fsr-4041	80	10	(	(	PUNCT
fsr-4041	80	11	dienillah	dienillah	PROPN
fsr-4041	80	12	et	et	PROPN
fsr-4041	80	13	al	al	PROPN
fsr-4041	80	14	.	.	PROPN
fsr-4041	80	15	,	,	PUNCT
fsr-4041	80	16	2018	2018	NUM
fsr-4041	80	17	;	;	PUNCT
fsr-4041	80	18	forgays	forgay	NOUN
fsr-4041	80	19	et	et	PROPN
fsr-4041	80	20	al	al	PROPN
fsr-4041	80	21	.	.	PROPN
fsr-4041	80	22	,	,	PUNCT
fsr-4041	80	23	2014	2014	NUM
fsr-4041	80	24	;	;	PUNCT
fsr-4041	80	25	hudson	hudson	PROPN
fsr-4041	80	26	&	&	CCONJ
fsr-4041	80	27	o'regan	o'regan	PROPN
fsr-4041	80	28	,	,	PUNCT
fsr-4041	80	29	1994	1994	NUM
fsr-4041	80	30	;	;	PUNCT
fsr-4041	80	31	porath	porath	NOUN
fsr-4041	80	32	,	,	PUNCT
fsr-4041	80	33	2011	2011	NUM
fsr-4041	80	34	)	)	PUNCT
fsr-4041	80	35	.	.	PUNCT
fsr-4041	81	1	it	it	PRON
fsr-4041	81	2	has	have	AUX
fsr-4041	81	3	been	be	AUX
fsr-4041	81	4	suggested	suggest	VERB
fsr-4041	81	5	that	that	SCONJ
fsr-4041	81	6	younger	young	ADJ
fsr-4041	81	7	people	people	NOUN
fsr-4041	81	8	may	may	AUX
fsr-4041	81	9	exhibit	exhibit	VERB
fsr-4041	81	10	a	a	DET
fsr-4041	81	11	greater	great	ADJ
fsr-4041	81	12	inclination	inclination	NOUN
fsr-4041	81	13	towards	towards	ADP
fsr-4041	81	14	digital	digital	ADJ
fsr-4041	81	15	communication	communication	NOUN
fsr-4041	81	16	methods	method	NOUN
fsr-4041	81	17	as	as	SCONJ
fsr-4041	81	18	they	they	PRON
fsr-4041	81	19	have	have	AUX
fsr-4041	81	20	grown	grow	VERB
fsr-4041	81	21	up	up	ADP
fsr-4041	81	22	in	in	ADP
fsr-4041	81	23	a	a	DET
fsr-4041	81	24	digital	digital	ADJ
fsr-4041	81	25	epoch	epoch	NOUN
fsr-4041	81	26	(	(	PUNCT
fsr-4041	81	27	porath	porath	NOUN
fsr-4041	81	28	,	,	PUNCT
fsr-4041	81	29	2011	2011	NUM
fsr-4041	81	30	)	)	PUNCT
fsr-4041	81	31	.	.	PUNCT
fsr-4041	82	1	conversely	conversely	ADV
fsr-4041	82	2	,	,	PUNCT
fsr-4041	82	3	individuals	individual	NOUN
fsr-4041	82	4	who	who	PRON
fsr-4041	82	5	are	be	AUX
fsr-4041	82	6	accustomed	accustomed	ADJ
fsr-4041	82	7	to	to	ADP
fsr-4041	82	8	telephone	telephone	NOUN
fsr-4041	82	9	conversations	conversation	NOUN
fsr-4041	82	10	as	as	ADP
fsr-4041	82	11	their	their	PRON
fsr-4041	82	12	predominant	predominant	ADJ
fsr-4041	82	13	mode	mode	NOUN
fsr-4041	82	14	of	of	ADP
fsr-4041	82	15	communication	communication	NOUN
fsr-4041	82	16	are	be	AUX
fsr-4041	82	17	inclined	incline	VERB
fsr-4041	82	18	to	to	PART
fsr-4041	82	19	be	be	AUX
fsr-4041	82	20	more	more	ADV
fsr-4041	82	21	at	at	ADP
fsr-4041	82	22	ease	ease	NOUN
fsr-4041	82	23	with	with	ADP
fsr-4041	82	24	phone	phone	NOUN
fsr-4041	82	25	dialogues	dialogue	NOUN
fsr-4041	82	26	(	(	PUNCT
fsr-4041	82	27	forgays	forgay	NOUN
fsr-4041	82	28	et	et	PROPN
fsr-4041	82	29	al	al	PROPN
fsr-4041	82	30	.	.	PROPN
fsr-4041	82	31	,	,	PUNCT
fsr-4041	82	32	2014	2014	NUM
fsr-4041	82	33	)	)	PUNCT
fsr-4041	82	34	.	.	PUNCT
fsr-4041	83	1	they	they	PRON
fsr-4041	83	2	may	may	AUX
fsr-4041	83	3	have	have	AUX
fsr-4041	83	4	refined	refine	VERB
fsr-4041	83	5	their	their	PRON
fsr-4041	83	6	communication	communication	NOUN
fsr-4041	83	7	skills	skill	NOUN
fsr-4041	83	8	in	in	ADP
fsr-4041	83	9	navigating	navigate	VERB
fsr-4041	83	10	phone	phone	NOUN
fsr-4041	83	11	interactions	interaction	NOUN
fsr-4041	83	12	.	.	PUNCT
fsr-4041	84	1	the	the	DET
fsr-4041	84	2	perceived	perceive	VERB
fsr-4041	84	3	social	social	ADJ
fsr-4041	84	4	expectations	expectation	NOUN
fsr-4041	84	5	and	and	CCONJ
fsr-4041	84	6	financial	financial	ADJ
fsr-4041	84	7	stability	stability	NOUN
fsr-4041	84	8	of	of	ADP
fsr-4041	84	9	individuals	individual	NOUN
fsr-4041	84	10	during	during	ADP
fsr-4041	84	11	phone	phone	NOUN
fsr-4041	84	12	conversations	conversation	NOUN
fsr-4041	84	13	may	may	AUX
fsr-4041	84	14	be	be	AUX
fsr-4041	84	15	influenced	influence	VERB
fsr-4041	84	16	by	by	ADP
fsr-4041	84	17	their	their	PRON
fsr-4041	84	18	marital	marital	ADJ
fsr-4041	84	19	status	status	NOUN
fsr-4041	84	20	,	,	PUNCT
fsr-4041	84	21	education	education	NOUN
fsr-4041	84	22	,	,	PUNCT
fsr-4041	84	23	and	and	CCONJ
fsr-4041	84	24	income	income	NOUN
fsr-4041	84	25	(	(	PUNCT
fsr-4041	84	26	dienillah	dienillah	NOUN
fsr-4041	84	27	et	et	PROPN
fsr-4041	84	28	al	al	PROPN
fsr-4041	84	29	.	.	PROPN
fsr-4041	84	30	,	,	PUNCT
fsr-4041	84	31	2018	2018	NUM
fsr-4041	84	32	)	)	PUNCT
fsr-4041	84	33	,	,	PUNCT
fsr-4041	84	34	which	which	PRON
fsr-4041	84	35	may	may	AUX
fsr-4041	84	36	affect	affect	VERB
fsr-4041	84	37	their	their	PRON
fsr-4041	84	38	levels	level	NOUN
fsr-4041	84	39	of	of	ADP
fsr-4041	84	40	anxiety	anxiety	NOUN
fsr-4041	84	41	during	during	ADP
fsr-4041	84	42	phone	phone	NOUN
fsr-4041	84	43	conversations	conversation	NOUN
fsr-4041	84	44	.	.	PUNCT
fsr-4041	85	1	the	the	DET
fsr-4041	85	2	number	number	NOUN
fsr-4041	85	3	of	of	ADP
fsr-4041	85	4	children	child	NOUN
fsr-4041	85	5	could	could	AUX
fsr-4041	85	6	contribute	contribute	VERB
fsr-4041	85	7	to	to	ADP
fsr-4041	85	8	additional	additional	ADJ
fsr-4041	85	9	stressors	stressor	NOUN
fsr-4041	85	10	and	and	CCONJ
fsr-4041	85	11	obligations	obligation	NOUN
fsr-4041	85	12	(	(	PUNCT
fsr-4041	85	13	hudson	hudson	PROPN
fsr-4041	85	14	&	&	CCONJ
fsr-4041	85	15	o'regan	o'regan	PROPN
fsr-4041	85	16	,	,	PUNCT
fsr-4041	85	17	1994	1994	NUM
fsr-4041	85	18	)	)	PUNCT
fsr-4041	85	19	,	,	PUNCT
fsr-4041	85	20	which	which	PRON
fsr-4041	85	21	may	may	AUX
fsr-4041	85	22	potentially	potentially	ADV
fsr-4041	85	23	influence	influence	VERB
fsr-4041	85	24	their	their	PRON
fsr-4041	85	25	phone	phone	NOUN
fsr-4041	85	26	call	call	NOUN
fsr-4041	85	27	phobia	phobia	NOUN
fsr-4041	85	28	symptoms	symptom	NOUN
fsr-4041	85	29	.	.	PUNCT
fsr-4041	86	1	communication	communication	NOUN
fsr-4041	86	2	preferences	preference	NOUN
fsr-4041	86	3	and	and	CCONJ
fsr-4041	86	4	phone	phone	NOUN
fsr-4041	86	5	call	call	NOUN
fsr-4041	86	6	phobia	phobia	NOUN
fsr-4041	86	7	previous	previous	ADJ
fsr-4041	86	8	research	research	NOUN
fsr-4041	86	9	on	on	ADP
fsr-4041	86	10	communication	communication	NOUN
fsr-4041	86	11	preferences	preference	NOUN
fsr-4041	86	12	has	have	AUX
fsr-4041	86	13	extensively	extensively	ADV
fsr-4041	86	14	investigated	investigate	VERB
fsr-4041	86	15	how	how	SCONJ
fsr-4041	86	16	people	people	NOUN
fsr-4041	86	17	choose	choose	VERB
fsr-4041	86	18	between	between	ADP
fsr-4041	86	19	various	various	ADJ
fsr-4041	86	20	modes	mode	NOUN
fsr-4041	86	21	of	of	ADP
fsr-4041	86	22	communication	communication	NOUN
fsr-4041	86	23	,	,	PUNCT
fsr-4041	86	24	such	such	ADJ
fsr-4041	86	25	as	as	ADP
fsr-4041	86	26	face	face	NOUN
fsr-4041	86	27	-	-	PUNCT
fsr-4041	86	28	to	to	ADP
fsr-4041	86	29	-	-	PUNCT
fsr-4041	86	30	face	face	NOUN
fsr-4041	86	31	interactions	interaction	NOUN
fsr-4041	86	32	,	,	PUNCT
fsr-4041	86	33	phone	phone	NOUN
fsr-4041	86	34	calls	call	NOUN
fsr-4041	86	35	,	,	PUNCT
fsr-4041	86	36	letters	letter	NOUN
fsr-4041	86	37	,	,	PUNCT
fsr-4041	86	38	emails	email	NOUN
fsr-4041	86	39	,	,	PUNCT
fsr-4041	86	40	text	text	NOUN
fsr-4041	86	41	messaging	messaging	NOUN
fsr-4041	86	42	,	,	PUNCT
fsr-4041	86	43	and	and	CCONJ
fsr-4041	86	44	online	online	ADJ
fsr-4041	86	45	messaging	message	VERB
fsr-4041	86	46	apps	app	NOUN
fsr-4041	86	47	like	like	ADP
fsr-4041	86	48	whatsapp	whatsapp	NOUN
fsr-4041	86	49	,	,	PUNCT
fsr-4041	86	50	snapchat	snapchat	PROPN
fsr-4041	86	51	,	,	PUNCT
fsr-4041	86	52	and	and	CCONJ
fsr-4041	86	53	facebook	facebook	PROPN
fsr-4041	86	54	messenger	messenger	NOUN
fsr-4041	86	55	(	(	PUNCT
fsr-4041	86	56	pierce	pierce	PROPN
fsr-4041	86	57	,	,	PUNCT
fsr-4041	86	58	2009	2009	NUM
fsr-4041	86	59	;	;	PUNCT
fsr-4041	86	60	robinson	robinson	PROPN
fsr-4041	86	61	&	&	CCONJ
fsr-4041	86	62	stubberud	stubberud	PROPN
fsr-4041	86	63	,	,	PUNCT
fsr-4041	86	64	2012	2012	NUM
fsr-4041	86	65	;	;	PUNCT
fsr-4041	86	66	thayer	thayer	PROPN
fsr-4041	86	67	&	&	CCONJ
fsr-4041	86	68	ray	ray	PROPN
fsr-4041	86	69	,	,	PUNCT
fsr-4041	86	70	2006	2006	NUM
fsr-4041	86	71	;	;	PUNCT
fsr-4041	86	72	yuan	yuan	NOUN
fsr-4041	86	73	et	et	PROPN
fsr-4041	86	74	al	al	PROPN
fsr-4041	86	75	.	.	PROPN
fsr-4041	86	76	,	,	PUNCT
fsr-4041	86	77	2016	2016	NUM
fsr-4041	86	78	)	)	PUNCT
fsr-4041	86	79	.	.	PUNCT
fsr-4041	87	1	these	these	DET
fsr-4041	87	2	studies	study	NOUN
fsr-4041	87	3	have	have	AUX
fsr-4041	87	4	shed	shed	VERB
fsr-4041	87	5	light	light	NOUN
fsr-4041	87	6	on	on	ADP
fsr-4041	87	7	the	the	DET
fsr-4041	87	8	ever	ever	ADV
fsr-4041	87	9	-	-	PUNCT
fsr-4041	87	10	changing	change	VERB
fsr-4041	87	11	nature	nature	NOUN
fsr-4041	87	12	of	of	ADP
fsr-4041	87	13	communication	communication	NOUN
fsr-4041	87	14	in	in	ADP
fsr-4041	87	15	modern	modern	ADJ
fsr-4041	87	16	culture	culture	NOUN
fsr-4041	87	17	.	.	PUNCT
fsr-4041	88	1	faceto	faceto	NOUN
fsr-4041	88	2	-	-	PUNCT
fsr-4041	88	3	face	face	NOUN
fsr-4041	88	4	communication	communication	NOUN
fsr-4041	88	5	,	,	PUNCT
fsr-4041	88	6	for	for	ADP
fsr-4041	88	7	example	example	NOUN
fsr-4041	88	8	,	,	PUNCT
fsr-4041	88	9	is	be	AUX
fsr-4041	88	10	highly	highly	ADV
fsr-4041	88	11	financial	financial	ADJ
fsr-4041	88	12	services	service	NOUN
fsr-4041	88	13	review	review	NOUN
fsr-4041	88	14	,	,	PUNCT
fsr-4041	88	15	32(4	32(4	NUM
fsr-4041	88	16	)	)	PUNCT
fsr-4041	88	17	82	82	NUM
fsr-4041	88	18	valued	value	VERB
fsr-4041	88	19	due	due	ADP
fsr-4041	88	20	to	to	ADP
fsr-4041	88	21	its	its	PRON
fsr-4041	88	22	richness	richness	NOUN
fsr-4041	88	23	and	and	CCONJ
fsr-4041	88	24	ability	ability	NOUN
fsr-4041	88	25	to	to	PART
fsr-4041	88	26	effectively	effectively	ADV
fsr-4041	88	27	convey	convey	VERB
fsr-4041	88	28	nonverbal	nonverbal	ADJ
fsr-4041	88	29	clues	clue	NOUN
fsr-4041	88	30	,	,	PUNCT
fsr-4041	88	31	making	make	VERB
fsr-4041	88	32	it	it	PRON
fsr-4041	88	33	suited	suit	VERB
fsr-4041	88	34	for	for	ADP
fsr-4041	88	35	complex	complex	ADJ
fsr-4041	88	36	topics	topic	NOUN
fsr-4041	88	37	(	(	PUNCT
fsr-4041	88	38	meyer	meyer	PROPN
fsr-4041	88	39	,	,	PUNCT
fsr-4041	88	40	2006	2006	NUM
fsr-4041	88	41	)	)	PUNCT
fsr-4041	88	42	.	.	PUNCT
fsr-4041	89	1	while	while	SCONJ
fsr-4041	89	2	phone	phone	NOUN
fsr-4041	89	3	calls	call	NOUN
fsr-4041	89	4	are	be	AUX
fsr-4041	89	5	extensively	extensively	ADV
fsr-4041	89	6	used	use	VERB
fsr-4041	89	7	,	,	PUNCT
fsr-4041	89	8	they	they	PRON
fsr-4041	89	9	can	can	AUX
fsr-4041	89	10	be	be	AUX
fsr-4041	89	11	influenced	influence	VERB
fsr-4041	89	12	by	by	ADP
fsr-4041	89	13	the	the	DET
fsr-4041	89	14	phenomena	phenomenon	NOUN
fsr-4041	89	15	of	of	ADP
fsr-4041	89	16	"	"	PUNCT
fsr-4041	89	17	phone	phone	NOUN
fsr-4041	89	18	call	call	NOUN
fsr-4041	89	19	phobia	phobia	NOUN
fsr-4041	89	20	,	,	PUNCT
fsr-4041	89	21	"	"	PUNCT
fsr-4041	89	22	influencing	influence	VERB
fsr-4041	89	23	their	their	PRON
fsr-4041	89	24	communication	communication	NOUN
fsr-4041	89	25	method	method	NOUN
fsr-4041	89	26	of	of	ADP
fsr-4041	89	27	choice	choice	NOUN
fsr-4041	89	28	(	(	PUNCT
fsr-4041	89	29	bragazzi	bragazzi	PROPN
fsr-4041	89	30	&	&	CCONJ
fsr-4041	89	31	del	del	PROPN
fsr-4041	89	32	puente	puente	PROPN
fsr-4041	89	33	,	,	PUNCT
fsr-4041	89	34	2014	2014	NUM
fsr-4041	89	35	)	)	PUNCT
fsr-4041	89	36	.	.	PUNCT
fsr-4041	90	1	according	accord	VERB
fsr-4041	90	2	to	to	ADP
fsr-4041	90	3	schneider	schneider	PROPN
fsr-4041	90	4	et	et	PROPN
fsr-4041	90	5	al	al	PROPN
fsr-4041	90	6	.	.	PROPN
fsr-4041	91	1	(	(	PUNCT
fsr-4041	91	2	2002	2002	NUM
fsr-4041	91	3	)	)	PUNCT
fsr-4041	91	4	,	,	PUNCT
fsr-4041	91	5	the	the	DET
fsr-4041	91	6	utilization	utilization	NOUN
fsr-4041	91	7	of	of	ADP
fsr-4041	91	8	text	text	NOUN
fsr-4041	91	9	messaging	messaging	NOUN
fsr-4041	91	10	resulted	result	VERB
fsr-4041	91	11	in	in	ADP
fsr-4041	91	12	shorter	short	ADJ
fsr-4041	91	13	responses	response	NOUN
fsr-4041	91	14	,	,	PUNCT
fsr-4041	91	15	which	which	PRON
fsr-4041	91	16	were	be	AUX
fsr-4041	91	17	perceived	perceive	VERB
fsr-4041	91	18	as	as	ADP
fsr-4041	91	19	lacking	lack	VERB
fsr-4041	91	20	in	in	ADP
fsr-4041	91	21	elaboration	elaboration	NOUN
fsr-4041	91	22	,	,	PUNCT
fsr-4041	91	23	as	as	SCONJ
fsr-4041	91	24	compared	compare	VERB
fsr-4041	91	25	to	to	ADP
fsr-4041	91	26	face	face	NOUN
fsr-4041	91	27	-	-	PUNCT
fsr-4041	91	28	to	to	ADP
fsr-4041	91	29	-	-	PUNCT
fsr-4041	91	30	face	face	NOUN
fsr-4041	91	31	contact	contact	NOUN
fsr-4041	91	32	.	.	PUNCT
fsr-4041	92	1	historically	historically	ADV
fsr-4041	92	2	,	,	PUNCT
fsr-4041	92	3	letters	letter	NOUN
fsr-4041	92	4	and	and	CCONJ
fsr-4041	92	5	emails	email	NOUN
fsr-4041	92	6	have	have	AUX
fsr-4041	92	7	served	serve	VERB
fsr-4041	92	8	as	as	ADP
fsr-4041	92	9	conventional	conventional	ADJ
fsr-4041	92	10	means	mean	NOUN
fsr-4041	92	11	for	for	ADP
fsr-4041	92	12	formal	formal	ADJ
fsr-4041	92	13	and	and	CCONJ
fsr-4041	92	14	business	business	NOUN
fsr-4041	92	15	-	-	PUNCT
fsr-4041	92	16	oriented	orient	VERB
fsr-4041	92	17	correspondence	correspondence	NOUN
fsr-4041	92	18	,	,	PUNCT
fsr-4041	92	19	while	while	SCONJ
fsr-4041	92	20	text	text	NOUN
fsr-4041	92	21	messages	message	NOUN
fsr-4041	92	22	and	and	CCONJ
fsr-4041	92	23	online	online	ADJ
fsr-4041	92	24	messaging	message	VERB
fsr-4041	92	25	programs	program	NOUN
fsr-4041	92	26	have	have	AUX
fsr-4041	92	27	emerged	emerge	VERB
fsr-4041	92	28	as	as	ADV
fsr-4041	92	29	convenient	convenient	ADJ
fsr-4041	92	30	and	and	CCONJ
fsr-4041	92	31	instantaneous	instantaneous	ADJ
fsr-4041	92	32	modes	mode	NOUN
fsr-4041	92	33	of	of	ADP
fsr-4041	92	34	communication	communication	NOUN
fsr-4041	92	35	in	in	ADP
fsr-4041	92	36	response	response	NOUN
fsr-4041	92	37	to	to	ADP
fsr-4041	92	38	the	the	DET
fsr-4041	92	39	demands	demand	NOUN
fsr-4041	92	40	of	of	ADP
fsr-4041	92	41	the	the	DET
fsr-4041	92	42	contemporary	contemporary	ADJ
fsr-4041	92	43	,	,	PUNCT
fsr-4041	92	44	rapidly	rapidly	ADV
fsr-4041	92	45	evolving	evolve	VERB
fsr-4041	92	46	digital	digital	ADJ
fsr-4041	92	47	landscape	landscape	NOUN
fsr-4041	92	48	(	(	PUNCT
fsr-4041	92	49	alvermann	alvermann	ADJ
fsr-4041	92	50	,	,	PUNCT
fsr-4041	92	51	2002	2002	NUM
fsr-4041	92	52	)	)	PUNCT
fsr-4041	92	53	.	.	PUNCT
fsr-4041	93	1	those	those	PRON
fsr-4041	93	2	who	who	PRON
fsr-4041	93	3	are	be	AUX
fsr-4041	93	4	financially	financially	ADV
fsr-4041	93	5	stressed	stress	VERB
fsr-4041	93	6	may	may	AUX
fsr-4041	93	7	prefer	prefer	VERB
fsr-4041	93	8	text	text	NOUN
fsr-4041	93	9	messaging	messaging	NOUN
fsr-4041	93	10	and	and	CCONJ
fsr-4041	93	11	online	online	ADJ
fsr-4041	93	12	messaging	message	VERB
fsr-4041	93	13	apps	app	NOUN
fsr-4041	93	14	,	,	PUNCT
fsr-4041	93	15	and	and	CCONJ
fsr-4041	93	16	they	they	PRON
fsr-4041	93	17	are	be	AUX
fsr-4041	93	18	not	not	PART
fsr-4041	93	19	comfortable	comfortable	ADJ
fsr-4041	93	20	talking	talk	VERB
fsr-4041	93	21	with	with	ADP
fsr-4041	93	22	others	other	NOUN
fsr-4041	93	23	face	face	NOUN
fsr-4041	93	24	-	-	PUNCT
fsr-4041	93	25	to	to	ADP
fsr-4041	93	26	-	-	PUNCT
fsr-4041	93	27	face	face	NOUN
fsr-4041	93	28	(	(	PUNCT
fsr-4041	93	29	pierce	pierce	PROPN
fsr-4041	93	30	,	,	PUNCT
fsr-4041	93	31	2009	2009	NUM
fsr-4041	93	32	)	)	PUNCT
fsr-4041	93	33	.	.	PUNCT
fsr-4041	94	1	when	when	SCONJ
fsr-4041	94	2	it	it	PRON
fsr-4041	94	3	comes	come	VERB
fsr-4041	94	4	to	to	ADP
fsr-4041	94	5	interacting	interact	VERB
fsr-4041	94	6	with	with	ADP
fsr-4041	94	7	employers	employer	NOUN
fsr-4041	94	8	,	,	PUNCT
fsr-4041	94	9	various	various	ADJ
fsr-4041	94	10	communication	communication	NOUN
fsr-4041	94	11	channels	channel	NOUN
fsr-4041	94	12	are	be	AUX
fsr-4041	94	13	effective	effective	ADJ
fsr-4041	94	14	for	for	ADP
fsr-4041	94	15	job	job	NOUN
fsr-4041	94	16	satisfaction	satisfaction	NOUN
fsr-4041	94	17	and	and	CCONJ
fsr-4041	94	18	relationships	relationship	NOUN
fsr-4041	94	19	with	with	ADP
fsr-4041	94	20	employers	employer	NOUN
fsr-4041	94	21	(	(	PUNCT
fsr-4041	94	22	braun	braun	PROPN
fsr-4041	94	23	et	et	PROPN
fsr-4041	94	24	al	al	PROPN
fsr-4041	94	25	.	.	PROPN
fsr-4041	94	26	,	,	PUNCT
fsr-4041	94	27	2015	2015	NUM
fsr-4041	94	28	;	;	PUNCT
fsr-4041	94	29	westerman	westerman	PROPN
fsr-4041	94	30	&	&	CCONJ
fsr-4041	94	31	westerman	westerman	PROPN
fsr-4041	94	32	,	,	PUNCT
fsr-4041	94	33	2010	2010	NUM
fsr-4041	94	34	)	)	PUNCT
fsr-4041	94	35	.	.	PUNCT
fsr-4041	95	1	this	this	PRON
fsr-4041	95	2	implies	imply	VERB
fsr-4041	95	3	that	that	SCONJ
fsr-4041	95	4	various	various	ADJ
fsr-4041	95	5	communication	communication	NOUN
fsr-4041	95	6	channels	channel	NOUN
fsr-4041	95	7	are	be	AUX
fsr-4041	95	8	potentially	potentially	ADV
fsr-4041	95	9	associated	associate	VERB
fsr-4041	95	10	with	with	ADP
fsr-4041	95	11	employees	employee	NOUN
fsr-4041	95	12	’	’	PART
fsr-4041	95	13	emotional	emotional	ADJ
fsr-4041	95	14	responses	response	NOUN
fsr-4041	95	15	such	such	ADJ
fsr-4041	95	16	as	as	ADP
fsr-4041	95	17	anxiety	anxiety	NOUN
fsr-4041	95	18	,	,	PUNCT
fsr-4041	95	19	avoidance	avoidance	NOUN
fsr-4041	95	20	,	,	PUNCT
fsr-4041	95	21	and	and	CCONJ
fsr-4041	95	22	stress	stress	NOUN
fsr-4041	95	23	.	.	PUNCT
fsr-4041	96	1	similarly	similarly	ADV
fsr-4041	96	2	,	,	PUNCT
fsr-4041	96	3	conversations	conversation	NOUN
fsr-4041	96	4	with	with	ADP
fsr-4041	96	5	friends	friend	NOUN
fsr-4041	96	6	and	and	CCONJ
fsr-4041	96	7	family	family	NOUN
fsr-4041	96	8	members	member	NOUN
fsr-4041	96	9	may	may	AUX
fsr-4041	96	10	also	also	ADV
fsr-4041	96	11	shift	shift	VERB
fsr-4041	96	12	towards	towards	ADP
fsr-4041	96	13	text	text	NOUN
fsr-4041	96	14	messaging	messaging	NOUN
fsr-4041	96	15	or	or	CCONJ
fsr-4041	96	16	instant	instant	NOUN
fsr-4041	96	17	messaging	messaging	NOUN
fsr-4041	96	18	apps	app	NOUN
fsr-4041	96	19	,	,	PUNCT
fsr-4041	96	20	which	which	PRON
fsr-4041	96	21	offer	offer	VERB
fsr-4041	96	22	the	the	DET
fsr-4041	96	23	comfort	comfort	NOUN
fsr-4041	96	24	of	of	ADP
fsr-4041	96	25	composing	compose	VERB
fsr-4041	96	26	messages	message	NOUN
fsr-4041	96	27	at	at	ADP
fsr-4041	96	28	one	one	PRON
fsr-4041	96	29	's	's	PART
fsr-4041	96	30	own	own	ADJ
fsr-4041	96	31	pace	pace	NOUN
fsr-4041	96	32	(	(	PUNCT
fsr-4041	96	33	brown	brown	NOUN
fsr-4041	96	34	&	&	CCONJ
fsr-4041	96	35	michinov	michinov	PROPN
fsr-4041	96	36	,	,	PUNCT
fsr-4041	96	37	2017	2017	NUM
fsr-4041	96	38	;	;	PUNCT
fsr-4041	96	39	manago	manago	PROPN
fsr-4041	96	40	et	et	PROPN
fsr-4041	96	41	al	al	PROPN
fsr-4041	96	42	.	.	PROPN
fsr-4041	96	43	,	,	PUNCT
fsr-4041	96	44	2019	2019	NUM
fsr-4041	96	45	;	;	PUNCT
fsr-4041	96	46	putnam	putnam	PROPN
fsr-4041	96	47	,	,	PUNCT
fsr-4041	96	48	2000	2000	NUM
fsr-4041	96	49	)	)	PUNCT
fsr-4041	96	50	.	.	PUNCT
fsr-4041	97	1	this	this	DET
fsr-4041	97	2	switch	switch	NOUN
fsr-4041	97	3	to	to	ADP
fsr-4041	97	4	text	text	NOUN
fsr-4041	97	5	-	-	PUNCT
fsr-4041	97	6	based	base	VERB
fsr-4041	97	7	communication	communication	NOUN
fsr-4041	97	8	may	may	AUX
fsr-4041	97	9	help	help	VERB
fsr-4041	97	10	individuals	individual	NOUN
fsr-4041	97	11	manage	manage	VERB
fsr-4041	97	12	their	their	PRON
fsr-4041	97	13	social	social	ADJ
fsr-4041	97	14	interactions	interaction	NOUN
fsr-4041	97	15	and	and	CCONJ
fsr-4041	97	16	maintain	maintain	VERB
fsr-4041	97	17	connections	connection	NOUN
fsr-4041	97	18	,	,	PUNCT
fsr-4041	97	19	even	even	ADV
fsr-4041	97	20	while	while	SCONJ
fsr-4041	97	21	dealing	deal	VERB
fsr-4041	97	22	with	with	ADP
fsr-4041	97	23	phone	phone	NOUN
fsr-4041	97	24	anxiety	anxiety	NOUN
fsr-4041	97	25	posed	pose	VERB
fsr-4041	97	26	by	by	ADP
fsr-4041	97	27	phone	phone	NOUN
fsr-4041	97	28	call	call	NOUN
fsr-4041	97	29	phobia	phobia	PROPN
fsr-4041	97	30	.	.	PUNCT
fsr-4041	98	1	some	some	PRON
fsr-4041	98	2	may	may	AUX
fsr-4041	98	3	even	even	ADV
fsr-4041	98	4	turn	turn	VERB
fsr-4041	98	5	to	to	ADP
fsr-4041	98	6	traditional	traditional	ADJ
fsr-4041	98	7	letters	letter	NOUN
fsr-4041	98	8	,	,	PUNCT
fsr-4041	98	9	finding	find	VERB
fsr-4041	98	10	comfort	comfort	NOUN
fsr-4041	98	11	in	in	ADP
fsr-4041	98	12	the	the	DET
fsr-4041	98	13	absence	absence	NOUN
fsr-4041	98	14	of	of	ADP
fsr-4041	98	15	real	real	ADJ
fsr-4041	98	16	-	-	PUNCT
fsr-4041	98	17	time	time	NOUN
fsr-4041	98	18	conversation	conversation	NOUN
fsr-4041	98	19	.	.	PUNCT
fsr-4041	99	1	methodology	methodology	NOUN
fsr-4041	99	2	data	data	VERB
fsr-4041	99	3	the	the	DET
fsr-4041	99	4	data	datum	NOUN
fsr-4041	99	5	used	use	VERB
fsr-4041	99	6	in	in	ADP
fsr-4041	99	7	this	this	DET
fsr-4041	99	8	study	study	NOUN
fsr-4041	99	9	were	be	AUX
fsr-4041	99	10	collected	collect	VERB
fsr-4041	99	11	through	through	ADP
fsr-4041	99	12	an	an	DET
fsr-4041	99	13	online	online	ADJ
fsr-4041	99	14	survey	survey	NOUN
fsr-4041	99	15	conducted	conduct	VERB
fsr-4041	99	16	from	from	ADP
fsr-4041	99	17	january	january	PROPN
fsr-4041	99	18	12	12	NUM
fsr-4041	99	19	to	to	ADP
fsr-4041	99	20	january	january	PROPN
fsr-4041	99	21	29	29	NUM
fsr-4041	99	22	,	,	PUNCT
fsr-4041	99	23	2021	2021	NUM
fsr-4041	99	24	,	,	PUNCT
fsr-4041	99	25	through	through	ADP
fsr-4041	99	26	an	an	DET
fsr-4041	99	27	online	online	ADJ
fsr-4041	99	28	survey	survey	NOUN
fsr-4041	99	29	agency	agency	NOUN
fsr-4041	99	30	.	.	PUNCT
fsr-4041	100	1	a	a	DET
fsr-4041	100	2	random	random	ADJ
fsr-4041	100	3	sampling	sampling	NOUN
fsr-4041	100	4	method	method	NOUN
fsr-4041	100	5	was	be	AUX
fsr-4041	100	6	used	use	VERB
fsr-4041	100	7	,	,	PUNCT
fsr-4041	100	8	with	with	ADP
fsr-4041	100	9	5,906	5,906	NUM
fsr-4041	100	10	individuals	individual	NOUN
fsr-4041	100	11	being	be	AUX
fsr-4041	100	12	contacted	contact	VERB
fsr-4041	100	13	and	and	CCONJ
fsr-4041	100	14	1,453	1,453	NUM
fsr-4041	100	15	respondents	respondent	NOUN
fsr-4041	100	16	participating	participate	VERB
fsr-4041	100	17	in	in	ADP
fsr-4041	100	18	the	the	DET
fsr-4041	100	19	survey	survey	NOUN
fsr-4041	100	20	.	.	PUNCT
fsr-4041	101	1	an	an	DET
fsr-4041	101	2	online	online	ADJ
fsr-4041	101	3	survey	survey	NOUN
fsr-4041	101	4	company	company	NOUN
fsr-4041	101	5	randomly	randomly	ADV
fsr-4041	101	6	sends	send	VERB
fsr-4041	101	7	out	out	ADP
fsr-4041	101	8	survey	survey	NOUN
fsr-4041	101	9	invitations	invitation	NOUN
fsr-4041	101	10	.	.	PUNCT
fsr-4041	102	1	among	among	ADP
fsr-4041	102	2	those	those	PRON
fsr-4041	102	3	who	who	PRON
fsr-4041	102	4	respond	respond	VERB
fsr-4041	102	5	to	to	ADP
fsr-4041	102	6	these	these	DET
fsr-4041	102	7	invitations	invitation	NOUN
fsr-4041	102	8	,	,	PUNCT
fsr-4041	102	9	the	the	DET
fsr-4041	102	10	company	company	NOUN
fsr-4041	102	11	detects	detect	NOUN
fsr-4041	102	12	and	and	CCONJ
fsr-4041	102	13	excludes	exclude	VERB
fsr-4041	102	14	responses	response	NOUN
fsr-4041	102	15	from	from	ADP
fsr-4041	102	16	bots	bot	NOUN
fsr-4041	102	17	or	or	CCONJ
fsr-4041	102	18	insincere	insincere	ADJ
fsr-4041	102	19	participants	participant	NOUN
fsr-4041	102	20	.	.	PUNCT
fsr-4041	103	1	additionally	additionally	ADV
fsr-4041	103	2	,	,	PUNCT
fsr-4041	103	3	once	once	ADV
fsr-4041	103	4	a	a	DET
fsr-4041	103	5	sufficient	sufficient	ADJ
fsr-4041	103	6	number	number	NOUN
fsr-4041	103	7	of	of	ADP
fsr-4041	103	8	respondents	respondent	NOUN
fsr-4041	103	9	from	from	ADP
fsr-4041	103	10	a	a	DET
fsr-4041	103	11	specific	specific	ADJ
fsr-4041	103	12	demographic	demographic	NOUN
fsr-4041	103	13	is	be	AUX
fsr-4041	103	14	reached	reach	VERB
fsr-4041	103	15	,	,	PUNCT
fsr-4041	103	16	the	the	DET
fsr-4041	103	17	survey	survey	NOUN
fsr-4041	103	18	design	design	NOUN
fsr-4041	103	19	prevents	prevent	VERB
fsr-4041	103	20	further	further	ADJ
fsr-4041	103	21	responses	response	NOUN
fsr-4041	103	22	from	from	ADP
fsr-4041	103	23	individuals	individual	NOUN
fsr-4041	103	24	of	of	ADP
fsr-4041	103	25	the	the	DET
fsr-4041	103	26	same	same	ADJ
fsr-4041	103	27	demographic	demographic	NOUN
fsr-4041	103	28	.	.	PUNCT
fsr-4041	104	1	the	the	DET
fsr-4041	104	2	descriptive	descriptive	ADJ
fsr-4041	104	3	sample	sample	NOUN
fsr-4041	104	4	statistics	statistic	NOUN
fsr-4041	104	5	are	be	AUX
fsr-4041	104	6	shown	show	VERB
fsr-4041	104	7	in	in	ADP
fsr-4041	104	8	table	table	NOUN
fsr-4041	104	9	1	1	NUM
fsr-4041	104	10	.	.	PUNCT
fsr-4041	105	1	the	the	DET
fsr-4041	105	2	average	average	ADJ
fsr-4041	105	3	age	age	NOUN
fsr-4041	105	4	of	of	ADP
fsr-4041	105	5	the	the	DET
fsr-4041	105	6	sample	sample	NOUN
fsr-4041	105	7	was	be	AUX
fsr-4041	105	8	45.61	45.61	NUM
fsr-4041	105	9	(	(	PUNCT
fsr-4041	105	10	sd	sd	NOUN
fsr-4041	105	11	=	=	SYM
fsr-4041	105	12	18.37	18.37	NUM
fsr-4041	105	13	)	)	PUNCT
fsr-4041	105	14	and	and	CCONJ
fsr-4041	105	15	the	the	DET
fsr-4041	105	16	sample	sample	NOUN
fsr-4041	105	17	included	include	VERB
fsr-4041	105	18	42.95	42.95	NUM
fsr-4041	105	19	%	%	NOUN
fsr-4041	105	20	males	male	NOUN
fsr-4041	105	21	and	and	CCONJ
fsr-4041	105	22	57.05	57.05	NUM
fsr-4041	105	23	%	%	NOUN
fsr-4041	105	24	females	female	NOUN
fsr-4041	105	25	.	.	PUNCT
fsr-4041	106	1	the	the	DET
fsr-4041	106	2	average	average	ADJ
fsr-4041	106	3	number	number	NOUN
fsr-4041	106	4	of	of	ADP
fsr-4041	106	5	children	child	NOUN
fsr-4041	106	6	in	in	ADP
fsr-4041	106	7	a	a	DET
fsr-4041	106	8	household	household	NOUN
fsr-4041	106	9	was	be	AUX
fsr-4041	106	10	1.08	1.08	NUM
fsr-4041	106	11	(	(	PUNCT
fsr-4041	106	12	sd	sd	NOUN
fsr-4041	106	13	=	=	SYM
fsr-4041	106	14	2.11	2.11	NUM
fsr-4041	106	15	)	)	PUNCT
fsr-4041	106	16	.	.	PUNCT
fsr-4041	107	1	about	about	ADV
fsr-4041	107	2	half	half	NOUN
fsr-4041	107	3	of	of	ADP
fsr-4041	107	4	the	the	DET
fsr-4041	107	5	respondents	respondent	NOUN
fsr-4041	107	6	were	be	AUX
fsr-4041	107	7	single	single	ADJ
fsr-4041	107	8	(	(	PUNCT
fsr-4041	107	9	49.62	49.62	NUM
fsr-4041	107	10	%	%	NOUN
fsr-4041	107	11	)	)	PUNCT
fsr-4041	107	12	.	.	PUNCT
fsr-4041	108	1	in	in	ADP
fsr-4041	108	2	terms	term	NOUN
fsr-4041	108	3	of	of	ADP
fsr-4041	108	4	health	health	NOUN
fsr-4041	108	5	-	-	PUNCT
fsr-4041	108	6	related	relate	VERB
fsr-4041	108	7	behavior	behavior	NOUN
fsr-4041	108	8	,	,	PUNCT
fsr-4041	108	9	the	the	DET
fsr-4041	108	10	majority	majority	NOUN
fsr-4041	108	11	of	of	ADP
fsr-4041	108	12	respondents	respondent	NOUN
fsr-4041	108	13	reported	report	VERB
fsr-4041	108	14	that	that	SCONJ
fsr-4041	108	15	they	they	PRON
fsr-4041	108	16	did	do	AUX
fsr-4041	108	17	not	not	PART
fsr-4041	108	18	drink	drink	VERB
fsr-4041	108	19	alcohol	alcohol	NOUN
fsr-4041	108	20	.	.	PUNCT
fsr-4041	109	1	for	for	ADP
fsr-4041	109	2	instance	instance	NOUN
fsr-4041	109	3	,	,	PUNCT
fsr-4041	109	4	631	631	NUM
fsr-4041	109	5	respondents	respondent	NOUN
fsr-4041	109	6	did	do	AUX
fsr-4041	109	7	not	not	PART
fsr-4041	109	8	consume	consume	VERB
fsr-4041	109	9	beer	beer	NOUN
fsr-4041	109	10	;	;	PUNCT
fsr-4041	109	11	618	618	NUM
fsr-4041	109	12	respondents	respondent	NOUN
fsr-4041	109	13	reported	report	VERB
fsr-4041	109	14	not	not	PART
fsr-4041	109	15	consuming	consume	VERB
fsr-4041	109	16	wine	wine	NOUN
fsr-4041	109	17	;	;	PUNCT
fsr-4041	109	18	290	290	NUM
fsr-4041	109	19	respondents	respondent	NOUN
fsr-4041	109	20	did	do	AUX
fsr-4041	109	21	not	not	PART
fsr-4041	109	22	consume	consume	VERB
fsr-4041	109	23	soda	soda	NOUN
fsr-4041	109	24	;	;	PUNCT
fsr-4041	109	25	and	and	CCONJ
fsr-4041	109	26	814	814	NUM
fsr-4041	109	27	respondents	respondent	NOUN
fsr-4041	109	28	reported	report	VERB
fsr-4041	109	29	not	not	PART
fsr-4041	109	30	consuming	consume	VERB
fsr-4041	109	31	cigarettes	cigarette	NOUN
fsr-4041	109	32	.	.	PUNCT
fsr-4041	110	1	although	although	SCONJ
fsr-4041	110	2	certain	certain	ADJ
fsr-4041	110	3	portion	portion	NOUN
fsr-4041	110	4	of	of	ADP
fsr-4041	110	5	respondents	respondent	NOUN
fsr-4041	110	6	reported	report	VERB
fsr-4041	110	7	no	no	DET
fsr-4041	110	8	consumption	consumption	NOUN
fsr-4041	110	9	of	of	ADP
fsr-4041	110	10	beer	beer	NOUN
fsr-4041	110	11	,	,	PUNCT
fsr-4041	110	12	wine	wine	NOUN
fsr-4041	110	13	,	,	PUNCT
fsr-4041	110	14	soda	soda	NOUN
fsr-4041	110	15	,	,	PUNCT
fsr-4041	110	16	or	or	CCONJ
fsr-4041	110	17	cigarettes	cigarette	NOUN
fsr-4041	110	18	,	,	PUNCT
fsr-4041	110	19	the	the	DET
fsr-4041	110	20	mean	mean	ADJ
fsr-4041	110	21	and	and	CCONJ
fsr-4041	110	22	standard	standard	ADJ
fsr-4041	110	23	deviation	deviation	NOUN
fsr-4041	110	24	for	for	ADP
fsr-4041	110	25	are	be	AUX
fsr-4041	110	26	high	high	ADJ
fsr-4041	110	27	because	because	SCONJ
fsr-4041	110	28	a	a	DET
fsr-4041	110	29	portion	portion	NOUN
fsr-4041	110	30	of	of	ADP
fsr-4041	110	31	respondents	respondent	NOUN
fsr-4041	110	32	reported	report	VERB
fsr-4041	110	33	a	a	DET
fsr-4041	110	34	high	high	ADJ
fsr-4041	110	35	consumption	consumption	NOUN
fsr-4041	110	36	levels	level	NOUN
fsr-4041	110	37	.	.	PUNCT
fsr-4041	111	1	for	for	ADP
fsr-4041	111	2	instance	instance	NOUN
fsr-4041	111	3	,	,	PUNCT
fsr-4041	111	4	trimming	trim	VERB
fsr-4041	111	5	outliers	outlier	NOUN
fsr-4041	111	6	reduced	reduce	VERB
fsr-4041	111	7	the	the	DET
fsr-4041	111	8	means	mean	NOUN
fsr-4041	111	9	to	to	ADP
fsr-4041	111	10	more	more	ADV
fsr-4041	111	11	realistic	realistic	ADJ
fsr-4041	111	12	values	value	NOUN
fsr-4041	111	13	of	of	ADP
fsr-4041	111	14	s	s	NOUN
fsr-4041	111	15	4.86	4.86	NUM
fsr-4041	111	16	,	,	PUNCT
fsr-4041	111	17	4.93	4.93	NUM
fsr-4041	111	18	,	,	PUNCT
fsr-4041	111	19	10.22	10.22	NUM
fsr-4041	111	20	,	,	PUNCT
fsr-4041	111	21	and	and	CCONJ
fsr-4041	111	22	11.96	11.96	NUM
fsr-4041	111	23	for	for	ADP
fsr-4041	111	24	beer	beer	NOUN
fsr-4041	111	25	,	,	PUNCT
fsr-4041	111	26	wine	wine	NOUN
fsr-4041	111	27	,	,	PUNCT
fsr-4041	111	28	soda	soda	NOUN
fsr-4041	111	29	,	,	PUNCT
fsr-4041	111	30	and	and	CCONJ
fsr-4041	111	31	cigarettes	cigarette	NOUN
fsr-4041	111	32	,	,	PUNCT
fsr-4041	111	33	respectively	respectively	ADV
fsr-4041	111	34	.	.	PUNCT
fsr-4041	112	1	however	however	ADV
fsr-4041	112	2	,	,	PUNCT
fsr-4041	112	3	to	to	PART
fsr-4041	112	4	avoid	avoid	VERB
fsr-4041	112	5	data	datum	NOUN
fsr-4041	112	6	distortion	distortion	NOUN
fsr-4041	112	7	,	,	PUNCT
fsr-4041	112	8	respondents	respondent	NOUN
fsr-4041	112	9	who	who	PRON
fsr-4041	112	10	consume	consume	VERB
fsr-4041	112	11	high	high	ADJ
fsr-4041	112	12	amounts	amount	NOUN
fsr-4041	112	13	of	of	ADP
fsr-4041	112	14	beer	beer	NOUN
fsr-4041	112	15	,	,	PUNCT
fsr-4041	112	16	wine	wine	NOUN
fsr-4041	112	17	,	,	PUNCT
fsr-4041	112	18	soda	soda	NOUN
fsr-4041	112	19	,	,	PUNCT
fsr-4041	112	20	and	and	CCONJ
fsr-4041	112	21	cigarettes	cigarette	NOUN
fsr-4041	112	22	were	be	AUX
fsr-4041	112	23	retained	retain	VERB
fsr-4041	112	24	in	in	ADP
fsr-4041	112	25	our	our	PRON
fsr-4041	112	26	analysis	analysis	NOUN
fsr-4041	112	27	.	.	PUNCT
fsr-4041	113	1	considering	consider	VERB
fsr-4041	113	2	the	the	DET
fsr-4041	113	3	relatively	relatively	ADV
fsr-4041	113	4	small	small	ADJ
fsr-4041	113	5	gender	gender	NOUN
fsr-4041	113	6	disparity	disparity	NOUN
fsr-4041	113	7	and	and	CCONJ
fsr-4041	113	8	the	the	DET
fsr-4041	113	9	respondents	respondent	NOUN
fsr-4041	113	10	’	’	PART
fsr-4041	113	11	concentrated	concentrated	ADJ
fsr-4041	113	12	age	age	NOUN
fsr-4041	113	13	range	range	NOUN
fsr-4041	113	14	of	of	ADP
fsr-4041	113	15	mid-40s	mid-40	NOUN
fsr-4041	113	16	,	,	PUNCT
fsr-4041	113	17	the	the	DET
fsr-4041	113	18	data	datum	NOUN
fsr-4041	113	19	can	can	AUX
fsr-4041	113	20	be	be	AUX
fsr-4041	113	21	considered	consider	VERB
fsr-4041	113	22	representative	representative	NOUN
fsr-4041	113	23	of	of	ADP
fsr-4041	113	24	the	the	DET
fsr-4041	113	25	average	average	ADJ
fsr-4041	113	26	working	work	VERB
fsr-4041	113	27	middle	middle	NOUN
fsr-4041	113	28	-	-	PUNCT
fsr-4041	113	29	aged	aged	ADJ
fsr-4041	113	30	american	american	ADJ
fsr-4041	113	31	populations	population	NOUN
fsr-4041	113	32	.	.	PUNCT
fsr-4041	114	1	in	in	ADP
fsr-4041	114	2	addition	addition	NOUN
fsr-4041	114	3	,	,	PUNCT
fsr-4041	114	4	the	the	DET
fsr-4041	114	5	sample	sample	NOUN
fsr-4041	114	6	's	's	PART
fsr-4041	114	7	diverse	diverse	ADJ
fsr-4041	114	8	communication	communication	NOUN
fsr-4041	114	9	preferences	preference	NOUN
fsr-4041	114	10	enable	enable	VERB
fsr-4041	114	11	a	a	DET
fsr-4041	114	12	comprehensive	comprehensive	ADJ
fsr-4041	114	13	exploration	exploration	NOUN
fsr-4041	114	14	of	of	ADP
fsr-4041	114	15	different	different	ADJ
fsr-4041	114	16	communication	communication	NOUN
fsr-4041	114	17	modes	mode	NOUN
fsr-4041	114	18	'	'	PART
fsr-4041	114	19	impact	impact	NOUN
fsr-4041	114	20	on	on	ADP
fsr-4041	114	21	phone	phone	NOUN
fsr-4041	114	22	call	call	NOUN
fsr-4041	114	23	phobia	phobia	PROPN
fsr-4041	114	24	.	.	PUNCT
fsr-4041	115	1	including	include	VERB
fsr-4041	115	2	psychological	psychological	ADJ
fsr-4041	115	3	factors	factor	NOUN
fsr-4041	115	4	like	like	ADP
fsr-4041	115	5	selfesteem	selfesteem	NOUN
fsr-4041	115	6	and	and	CCONJ
fsr-4041	115	7	financial	financial	ADJ
fsr-4041	115	8	stress	stress	NOUN
fsr-4041	115	9	provides	provide	VERB
fsr-4041	115	10	a	a	DET
fsr-4041	115	11	comprehensive	comprehensive	ADJ
fsr-4041	115	12	view	view	NOUN
fsr-4041	115	13	of	of	ADP
fsr-4041	115	14	participants	participant	NOUN
fsr-4041	115	15	'	'	PART
fsr-4041	115	16	well	well	ADV
fsr-4041	115	17	-	-	PUNCT
fsr-4041	115	18	being	being	NOUN
fsr-4041	115	19	,	,	PUNCT
fsr-4041	115	20	aiding	aid	VERB
fsr-4041	115	21	in	in	ADP
fsr-4041	115	22	understanding	understand	VERB
fsr-4041	115	23	their	their	PRON
fsr-4041	115	24	influence	influence	NOUN
fsr-4041	115	25	on	on	ADP
fsr-4041	115	26	phone	phone	NOUN
fsr-4041	115	27	call	call	NOUN
fsr-4041	115	28	phobia	phobia	PROPN
fsr-4041	115	29	.	.	PUNCT
fsr-4041	116	1	behavioral	behavioral	ADJ
fsr-4041	116	2	data	datum	NOUN
fsr-4041	116	3	on	on	ADP
fsr-4041	116	4	alcohol	alcohol	NOUN
fsr-4041	116	5	,	,	PUNCT
fsr-4041	116	6	soda	soda	NOUN
fsr-4041	116	7	,	,	PUNCT
fsr-4041	116	8	and	and	CCONJ
fsr-4041	116	9	smoking	smoking	AUX
fsr-4041	116	10	add	add	VERB
fsr-4041	116	11	valuable	valuable	ADJ
fsr-4041	116	12	insights	insight	NOUN
fsr-4041	116	13	.	.	PUNCT
fsr-4041	117	1	demographic	demographic	ADJ
fsr-4041	117	2	diversity	diversity	NOUN
fsr-4041	117	3	(	(	PUNCT
fsr-4041	117	4	age	age	NOUN
fsr-4041	117	5	,	,	PUNCT
fsr-4041	117	6	gender	gender	NOUN
fsr-4041	117	7	,	,	PUNCT
fsr-4041	117	8	education	education	NOUN
fsr-4041	117	9	,	,	PUNCT
fsr-4041	117	10	income	income	NOUN
fsr-4041	117	11	)	)	PUNCT
fsr-4041	117	12	ensures	ensure	VERB
fsr-4041	117	13	the	the	DET
fsr-4041	117	14	findings	finding	NOUN
fsr-4041	117	15	can	can	AUX
fsr-4041	117	16	be	be	AUX
fsr-4041	117	17	generalized	generalize	VERB
fsr-4041	117	18	across	across	ADP
fsr-4041	117	19	various	various	ADJ
fsr-4041	117	20	population	population	NOUN
fsr-4041	117	21	segments	segment	NOUN
fsr-4041	117	22	.	.	PUNCT
fsr-4041	118	1	job	job	NOUN
fsr-4041	118	2	insecurity	insecurity	NOUN
fsr-4041	118	3	and	and	CCONJ
fsr-4041	118	4	work	work	NOUN
fsr-4041	118	5	status	status	NOUN
fsr-4041	118	6	data	datum	NOUN
fsr-4041	118	7	help	help	VERB
fsr-4041	118	8	understand	understand	VERB
fsr-4041	118	9	how	how	SCONJ
fsr-4041	118	10	employment	employment	NOUN
fsr-4041	118	11	conditions	condition	NOUN
fsr-4041	118	12	affect	affect	VERB
fsr-4041	118	13	phone	phone	NOUN
fsr-4041	118	14	call	call	NOUN
fsr-4041	118	15	phobia	phobia	PROPN
fsr-4041	118	16	.	.	PUNCT
fsr-4041	119	1	descriptions	description	NOUN
fsr-4041	119	2	of	of	ADP
fsr-4041	119	3	the	the	DET
fsr-4041	119	4	key	key	ADJ
fsr-4041	119	5	variables	variable	NOUN
fsr-4041	119	6	are	be	AUX
fsr-4041	119	7	included	include	VERB
fsr-4041	119	8	in	in	ADP
fsr-4041	119	9	the	the	DET
fsr-4041	119	10	next	next	ADJ
fsr-4041	119	11	section	section	NOUN
fsr-4041	119	12	.	.	PUNCT
fsr-4041	120	1	financial	financial	ADJ
fsr-4041	120	2	services	services	PROPN
fsr-4041	120	3	review	review	PROPN
fsr-4041	120	4	,	,	PUNCT
fsr-4041	120	5	32(4	32(4	NUM
fsr-4041	120	6	)	)	PUNCT
fsr-4041	120	7	83	83	NUM
fsr-4041	120	8	table	table	NOUN
fsr-4041	120	9	1	1	NUM
fsr-4041	120	10	.	.	PUNCT
fsr-4041	121	1	sample	sample	NOUN
fsr-4041	121	2	characteristics	characteristic	NOUN
fsr-4041	121	3	(	(	PUNCT
fsr-4041	121	4	n	n	NOUN
fsr-4041	121	5	=	=	SYM
fsr-4041	121	6	1,453	1,453	NUM
fsr-4041	121	7	)	)	PUNCT
fsr-4041	121	8	sample	sample	NOUN
fsr-4041	121	9	characteristics	characteristic	NOUN
fsr-4041	121	10	mean	mean	VERB
fsr-4041	121	11	s.d	s.d	PROPN
fsr-4041	121	12	.	.	PROPN
fsr-4041	121	13	freq	freq	PROPN
fsr-4041	121	14	.	.	PUNCT
fsr-4041	122	1	%	%	NOUN
fsr-4041	122	2	phone	phone	NOUN
fsr-4041	122	3	call	call	NOUN
fsr-4041	122	4	phobia	phobia	NOUN
fsr-4041	122	5	by	by	ADP
fsr-4041	122	6	employer	employer	NOUN
fsr-4041	122	7	.68	.68	NUM
fsr-4041	122	8	1.04	1.04	NUM
fsr-4041	122	9	by	by	ADP
fsr-4041	122	10	family	family	NOUN
fsr-4041	122	11	.72	.72	NUM
fsr-4041	122	12	.98	.98	NUM
fsr-4041	122	13	by	by	ADP
fsr-4041	122	14	friends	friend	NOUN
fsr-4041	122	15	.54	.54	NUM
fsr-4041	122	16	.82	.82	NUM
fsr-4041	122	17	communication	communication	NOUN
fsr-4041	122	18	preference	preference	NOUN
fsr-4041	122	19	face	face	NOUN
fsr-4041	122	20	-	-	PUNCT
fsr-4041	122	21	to	to	ADP
fsr-4041	122	22	-	-	PUNCT
fsr-4041	122	23	face	face	NOUN
fsr-4041	122	24	2.27	2.27	NUM
fsr-4041	122	25	1.61	1.61	NUM
fsr-4041	122	26	phone	phone	NOUN
fsr-4041	122	27	2.56	2.56	NUM
fsr-4041	122	28	1.22	1.22	NUM
fsr-4041	122	29	letter	letter	NOUN
fsr-4041	122	30	4.53	4.53	NUM
fsr-4041	122	31	1.37	1.37	NUM
fsr-4041	122	32	e	e	NOUN
fsr-4041	122	33	-	-	NOUN
fsr-4041	122	34	mail	mail	NOUN
fsr-4041	122	35	3.80	3.80	NUM
fsr-4041	122	36	1.28	1.28	NUM
fsr-4041	122	37	text	text	NOUN
fsr-4041	122	38	messaging	message	VERB
fsr-4041	122	39	3.30	3.30	NUM
fsr-4041	122	40	1.56	1.56	NUM
fsr-4041	122	41	online	online	ADJ
fsr-4041	122	42	messaging	message	VERB
fsr-4041	122	43	4.54	4.54	NUM
fsr-4041	122	44	1.67	1.67	NUM
fsr-4041	122	45	psychological	psychological	ADJ
fsr-4041	122	46	factors	factor	NOUN
fsr-4041	122	47	self	self	NOUN
fsr-4041	122	48	-	-	PUNCT
fsr-4041	122	49	esteem	esteem	NOUN
fsr-4041	122	50	28.78	28.78	NUM
fsr-4041	122	51	5.33	5.33	NUM
fsr-4041	122	52	loc	loc	NOUN
fsr-4041	122	53	17.46	17.46	NUM
fsr-4041	122	54	5.69	5.69	NUM
fsr-4041	122	55	fin	fin	NOUN
fsr-4041	122	56	-	-	PUNCT
fsr-4041	122	57	psycho	psycho	NOUN
fsr-4041	122	58	factors	factor	NOUN
fsr-4041	122	59	fin	fin	VERB
fsr-4041	122	60	stress	stress	VERB
fsr-4041	122	61	63.00	63.00	NUM
fsr-4041	122	62	26.64	26.64	NUM
fsr-4041	122	63	fin	fin	NOUN
fsr-4041	122	64	satisfaction	satisfaction	NOUN
fsr-4041	122	65	22.02	22.02	NUM
fsr-4041	122	66	7.30	7.30	NUM
fsr-4041	122	67	financial	financial	ADJ
fsr-4041	122	68	status	status	NOUN
fsr-4041	122	69	emergency	emergency	NOUN
fsr-4041	122	70	(=	(=	AUX
fsr-4041	122	71	have	have	AUX
fsr-4041	122	72	)	)	PUNCT
fsr-4041	122	73	751	751	NUM
fsr-4041	122	74	51.69	51.69	NUM
fsr-4041	122	75	%	%	NOUN
fsr-4041	122	76	homeownership	homeownership	NOUN
fsr-4041	122	77	(=	(=	AUX
fsr-4041	122	78	own	own	ADJ
fsr-4041	122	79	)	)	PUNCT
fsr-4041	122	80	727	727	NUM
fsr-4041	122	81	50.03	50.03	NUM
fsr-4041	122	82	%	%	NOUN
fsr-4041	122	83	number	number	NOUN
fsr-4041	122	84	of	of	ADP
fsr-4041	122	85	loans	loan	NOUN
fsr-4041	122	86	1.12	1.12	NUM
fsr-4041	122	87	1.29	1.29	NUM
fsr-4041	122	88	job	job	NOUN
fsr-4041	122	89	-	-	PUNCT
fsr-4041	122	90	related	relate	VERB
fsr-4041	122	91	factors	factor	NOUN
fsr-4041	122	92	job	job	NOUN
fsr-4041	122	93	insecurity	insecurity	NOUN
fsr-4041	122	94	19.71	19.71	NUM
fsr-4041	122	95	3.91	3.91	NUM
fsr-4041	122	96	work	work	NOUN
fsr-4041	122	97	status	status	NOUN
fsr-4041	122	98	(=	(=	ADV
fsr-4041	122	99	working	work	VERB
fsr-4041	122	100	)	)	PUNCT
fsr-4041	122	101	857	857	NUM
fsr-4041	122	102	58.98	58.98	NUM
fsr-4041	122	103	behavioral	behavioral	ADJ
fsr-4041	122	104	factors	factor	NOUN
fsr-4041	122	105	alcohol	alcohol	NOUN
fsr-4041	122	106	(	(	PUNCT
fsr-4041	122	107	beer	beer	NOUN
fsr-4041	122	108	)	)	PUNCT
fsr-4041	122	109	10.45	10.45	NUM
fsr-4041	122	110	20.86	20.86	NUM
fsr-4041	122	111	alcohol	alcohol	NOUN
fsr-4041	122	112	(	(	PUNCT
fsr-4041	122	113	wine	wine	NOUN
fsr-4041	122	114	)	)	PUNCT
fsr-4041	122	115	10.63	10.63	NUM
fsr-4041	122	116	21.17	21.17	NUM
fsr-4041	122	117	soda	soda	NOUN
fsr-4041	122	118	15.35	15.35	NUM
fsr-4041	122	119	22.40	22.40	NUM
fsr-4041	122	120	smoking	smoke	VERB
fsr-4041	122	121	18.45	18.45	NUM
fsr-4041	122	122	29.93	29.93	NUM
fsr-4041	122	123	demographics	demographic	NOUN
fsr-4041	122	124	age	age	NOUN
fsr-4041	122	125	46.51	46.51	NUM
fsr-4041	122	126	18.37	18.37	NUM
fsr-4041	122	127	female	female	NOUN
fsr-4041	122	128	829	829	NUM
fsr-4041	122	129	57.05	57.05	NUM
fsr-4041	122	130	%	%	NOUN
fsr-4041	122	131	single	single	ADJ
fsr-4041	122	132	721	721	NUM
fsr-4041	122	133	49.62	49.62	NUM
fsr-4041	122	134	%	%	NOUN
fsr-4041	122	135	education	education	NOUN
fsr-4041	122	136	lower	low	ADJ
fsr-4041	122	137	than	than	ADP
fsr-4041	122	138	high	high	ADJ
fsr-4041	122	139	school	school	NOUN
fsr-4041	122	140	46	46	NUM
fsr-4041	122	141	3.17	3.17	NUM
fsr-4041	122	142	%	%	NOUN
fsr-4041	122	143	high	high	ADJ
fsr-4041	122	144	school	school	NOUN
fsr-4041	122	145	367	367	NUM
fsr-4041	122	146	25.26	25.26	NUM
fsr-4041	122	147	%	%	NOUN
fsr-4041	122	148	associate	associate	NOUN
fsr-4041	122	149	degree	degree	NOUN
fsr-4041	122	150	435	435	NUM
fsr-4041	122	151	29.94	29.94	NUM
fsr-4041	122	152	%	%	NOUN
fsr-4041	122	153	bachelor	bachelor	NOUN
fsr-4041	122	154	’s	’s	NOUN
fsr-4041	122	155	degree	degree	NOUN
fsr-4041	122	156	424	424	NUM
fsr-4041	122	157	29.18	29.18	NUM
fsr-4041	122	158	%	%	NOUN
fsr-4041	122	159	graduate	graduate	NOUN
fsr-4041	122	160	degree	degree	NOUN
fsr-4041	122	161	181	181	NUM
fsr-4041	122	162	12.46	12.46	NUM
fsr-4041	122	163	%	%	NOUN
fsr-4041	122	164	income	income	NOUN
fsr-4041	122	165	lower	low	ADJ
fsr-4041	122	166	than	than	ADP
fsr-4041	122	167	$	$	SYM
fsr-4041	122	168	15k	15k	NUM
fsr-4041	122	169	246	246	NUM
fsr-4041	122	170	16.93	16.93	NUM
fsr-4041	122	171	%	%	NOUN
fsr-4041	122	172	$	$	SYM
fsr-4041	122	173	15k-$25k	15k-$25k	NUM
fsr-4041	122	174	214	214	NUM
fsr-4041	122	175	14.73	14.73	NUM
fsr-4041	122	176	%	%	NOUN
fsr-4041	122	177	$	$	SYM
fsr-4041	122	178	25k-$35k	25k-$35k	NUM
fsr-4041	122	179	202	202	NUM
fsr-4041	122	180	13.90	13.90	NUM
fsr-4041	122	181	%	%	NOUN
fsr-4041	122	182	$	$	SYM
fsr-4041	122	183	35k-$50k	35k-$50k	NUM
fsr-4041	122	184	203	203	NUM
fsr-4041	122	185	13.97	13.97	NUM
fsr-4041	122	186	%	%	NOUN
fsr-4041	122	187	$	$	SYM
fsr-4041	122	188	50k-$75k	50k-$75k	NUM
fsr-4041	122	189	247	247	NUM
fsr-4041	122	190	17.00	17.00	NUM
fsr-4041	122	191	%	%	NOUN
fsr-4041	122	192	$	$	SYM
fsr-4041	122	193	75k-$100k	75k-$100k	NUM
fsr-4041	122	194	154	154	NUM
fsr-4041	122	195	10.60	10.60	NUM
fsr-4041	122	196	%	%	NOUN
fsr-4041	122	197	$	$	SYM
fsr-4041	122	198	100k-$150k	100k-$150k	NUM
fsr-4041	122	199	132	132	NUM
fsr-4041	122	200	9.08	9.08	NUM
fsr-4041	122	201	%	%	NOUN
fsr-4041	122	202	over	over	ADP
fsr-4041	122	203	$	$	SYM
fsr-4041	122	204	150k	150k	NUM
fsr-4041	122	205	55	55	NUM
fsr-4041	122	206	3.79	3.79	NUM
fsr-4041	122	207	%	%	NOUN
fsr-4041	122	208	number	number	NOUN
fsr-4041	122	209	of	of	ADP
fsr-4041	122	210	children	child	NOUN
fsr-4041	122	211	1.08	1.08	NUM
fsr-4041	122	212	2.11	2.11	NUM
fsr-4041	122	213	financial	financial	ADJ
fsr-4041	122	214	services	service	NOUN
fsr-4041	122	215	review	review	NOUN
fsr-4041	122	216	,	,	PUNCT
fsr-4041	122	217	32(4	32(4	NUM
fsr-4041	122	218	)	)	PUNCT
fsr-4041	122	219	84	84	NUM
fsr-4041	122	220	measurements	measurement	NOUN
fsr-4041	122	221	table	table	NOUN
fsr-4041	122	222	2	2	NUM
fsr-4041	122	223	shows	show	VERB
fsr-4041	122	224	our	our	PRON
fsr-4041	122	225	variable	variable	ADJ
fsr-4041	122	226	measurements	measurement	NOUN
fsr-4041	122	227	.	.	PUNCT
fsr-4041	123	1	for	for	ADP
fsr-4041	123	2	phone	phone	NOUN
fsr-4041	123	3	call	call	NOUN
fsr-4041	123	4	phobia	phobia	PROPN
fsr-4041	123	5	,	,	PUNCT
fsr-4041	123	6	three	three	NUM
fsr-4041	123	7	dichotomous	dichotomous	ADJ
fsr-4041	123	8	items	item	NOUN
fsr-4041	123	9	(	(	PUNCT
fsr-4041	123	10	yes	yes	INTJ
fsr-4041	123	11	,	,	PUNCT
fsr-4041	123	12	no	no	INTJ
fsr-4041	123	13	)	)	PUNCT
fsr-4041	123	14	for	for	ADP
fsr-4041	123	15	each	each	DET
fsr-4041	123	16	caller	caller	NOUN
fsr-4041	123	17	(	(	PUNCT
fsr-4041	123	18	employer	employer	NOUN
fsr-4041	123	19	,	,	PUNCT
fsr-4041	123	20	family	family	NOUN
fsr-4041	123	21	,	,	PUNCT
fsr-4041	123	22	friends	friend	NOUN
fsr-4041	123	23	)	)	PUNCT
fsr-4041	123	24	were	be	AUX
fsr-4041	123	25	used	use	VERB
fsr-4041	123	26	based	base	VERB
fsr-4041	123	27	on	on	ADP
fsr-4041	123	28	previous	previous	ADJ
fsr-4041	123	29	studies	study	NOUN
fsr-4041	123	30	(	(	PUNCT
fsr-4041	123	31	e.g.	e.g.	ADV
fsr-4041	123	32	,	,	PUNCT
fsr-4041	123	33	howard	howard	PROPN
fsr-4041	123	34	&	&	CCONJ
fsr-4041	123	35	sedgewick	sedgewick	PROPN
fsr-4041	123	36	,	,	PUNCT
fsr-4041	123	37	2021	2021	NUM
fsr-4041	123	38	):	):	PUNCT
fsr-4041	123	39	(	(	PUNCT
fsr-4041	123	40	a	a	X
fsr-4041	123	41	)	)	PUNCT
fsr-4041	123	42	i	i	PRON
fsr-4041	123	43	feel	feel	VERB
fsr-4041	123	44	nervous	nervous	ADJ
fsr-4041	123	45	when	when	SCONJ
fsr-4041	123	46	my	my	PRON
fsr-4041	123	47	phone	phone	NOUN
fsr-4041	123	48	rings	ring	NOUN
fsr-4041	124	1	and	and	CCONJ
fsr-4041	124	2	it	it	PRON
fsr-4041	124	3	is	be	AUX
fsr-4041	124	4	from	from	ADP
fsr-4041	124	5	(	(	PUNCT
fsr-4041	124	6	employer	employer	NOUN
fsr-4041	124	7	,	,	PUNCT
fsr-4041	124	8	family	family	NOUN
fsr-4041	124	9	,	,	PUNCT
fsr-4041	124	10	friends	friend	NOUN
fsr-4041	124	11	)	)	PUNCT
fsr-4041	124	12	;	;	PUNCT
fsr-4041	124	13	(	(	PUNCT
fsr-4041	124	14	b	b	X
fsr-4041	124	15	)	)	PUNCT
fsr-4041	124	16	phone	phone	NOUN
fsr-4041	124	17	calls	call	NOUN
fsr-4041	124	18	from	from	ADP
fsr-4041	124	19	(	(	PUNCT
fsr-4041	124	20	employer	employer	NOUN
fsr-4041	124	21	,	,	PUNCT
fsr-4041	124	22	family	family	NOUN
fsr-4041	124	23	,	,	PUNCT
fsr-4041	124	24	friends	friend	NOUN
fsr-4041	124	25	)	)	PUNCT
fsr-4041	124	26	give	give	VERB
fsr-4041	124	27	me	i	PRON
fsr-4041	124	28	anxiety	anxiety	NOUN
fsr-4041	124	29	;	;	PUNCT
fsr-4041	124	30	and	and	CCONJ
fsr-4041	124	31	(	(	PUNCT
fsr-4041	124	32	c	c	X
fsr-4041	124	33	)	)	PUNCT
fsr-4041	124	34	i	i	PRON
fsr-4041	124	35	prefer	prefer	VERB
fsr-4041	124	36	texting	texte	VERB
fsr-4041	124	37	instead	instead	ADV
fsr-4041	124	38	of	of	ADP
fsr-4041	124	39	calling	call	VERB
fsr-4041	124	40	(	(	PUNCT
fsr-4041	124	41	employer	employer	NOUN
fsr-4041	124	42	,	,	PUNCT
fsr-4041	124	43	family	family	NOUN
fsr-4041	124	44	,	,	PUNCT
fsr-4041	124	45	friends	friend	NOUN
fsr-4041	124	46	)	)	PUNCT
fsr-4041	124	47	.	.	PUNCT
fsr-4041	125	1	all	all	DET
fsr-4041	125	2	three	three	NUM
fsr-4041	125	3	items	item	NOUN
fsr-4041	125	4	were	be	AUX
fsr-4041	125	5	asked	ask	VERB
fsr-4041	125	6	by	by	ADP
fsr-4041	125	7	each	each	DET
fsr-4041	125	8	caller	caller	NOUN
fsr-4041	125	9	(	(	PUNCT
fsr-4041	125	10	employer	employer	NOUN
fsr-4041	125	11	,	,	PUNCT
fsr-4041	125	12	family	family	NOUN
fsr-4041	125	13	,	,	PUNCT
fsr-4041	125	14	and	and	CCONJ
fsr-4041	125	15	friends	friend	NOUN
fsr-4041	125	16	,	,	PUNCT
fsr-4041	125	17	respectively	respectively	ADV
fsr-4041	125	18	)	)	PUNCT
fsr-4041	125	19	.	.	PUNCT
fsr-4041	126	1	a	a	DET
fsr-4041	126	2	sum	sum	NOUN
fsr-4041	126	3	of	of	ADP
fsr-4041	126	4	the	the	DET
fsr-4041	126	5	total	total	ADJ
fsr-4041	126	6	“	"	PUNCT
fsr-4041	126	7	yes	yes	INTJ
fsr-4041	126	8	”	"	PUNCT
fsr-4041	126	9	answers	answer	NOUN
fsr-4041	126	10	to	to	ADP
fsr-4041	126	11	questions	question	NOUN
fsr-4041	126	12	by	by	ADP
fsr-4041	126	13	each	each	DET
fsr-4041	126	14	caller	caller	NOUN
fsr-4041	126	15	(	(	PUNCT
fsr-4041	126	16	employer	employer	NOUN
fsr-4041	126	17	,	,	PUNCT
fsr-4041	126	18	family	family	NOUN
fsr-4041	126	19	,	,	PUNCT
fsr-4041	126	20	friend	friend	NOUN
fsr-4041	126	21	)	)	PUNCT
fsr-4041	126	22	was	be	AUX
fsr-4041	126	23	used	use	VERB
fsr-4041	126	24	to	to	PART
fsr-4041	126	25	measure	measure	VERB
fsr-4041	126	26	phone	phone	NOUN
fsr-4041	126	27	call	call	NOUN
fsr-4041	126	28	phobia	phobia	PROPN
fsr-4041	126	29	.	.	PUNCT
fsr-4041	127	1	there	there	PRON
fsr-4041	127	2	were	be	VERB
fsr-4041	127	3	thus	thus	ADV
fsr-4041	127	4	three	three	NUM
fsr-4041	127	5	phone	phone	NOUN
fsr-4041	127	6	call	call	NOUN
fsr-4041	127	7	phobia	phobia	NOUN
fsr-4041	127	8	areas	area	NOUN
fsr-4041	127	9	:	:	PUNCT
fsr-4041	127	10	(	(	PUNCT
fsr-4041	127	11	a	a	X
fsr-4041	127	12	)	)	PUNCT
fsr-4041	127	13	phone	phone	NOUN
fsr-4041	127	14	call	call	NOUN
fsr-4041	127	15	phobia	phobia	NOUN
fsr-4041	127	16	by	by	ADP
fsr-4041	127	17	employer	employer	NOUN
fsr-4041	127	18	,	,	PUNCT
fsr-4041	127	19	(	(	PUNCT
fsr-4041	127	20	b	b	NOUN
fsr-4041	127	21	)	)	PUNCT
fsr-4041	127	22	phone	phone	NOUN
fsr-4041	127	23	call	call	NOUN
fsr-4041	127	24	phobia	phobia	NOUN
fsr-4041	127	25	by	by	ADP
fsr-4041	127	26	family	family	NOUN
fsr-4041	127	27	,	,	PUNCT
fsr-4041	127	28	and	and	CCONJ
fsr-4041	127	29	(	(	PUNCT
fsr-4041	127	30	c	c	X
fsr-4041	127	31	)	)	PUNCT
fsr-4041	127	32	phone	phone	NOUN
fsr-4041	127	33	call	call	NOUN
fsr-4041	127	34	phobia	phobia	NOUN
fsr-4041	127	35	by	by	ADP
fsr-4041	127	36	friends	friend	NOUN
fsr-4041	127	37	.	.	PUNCT
fsr-4041	128	1	scores	score	NOUN
fsr-4041	128	2	ranged	range	VERB
fsr-4041	128	3	from	from	ADP
fsr-4041	128	4	0	0	NUM
fsr-4041	128	5	(	(	PUNCT
fsr-4041	128	6	no	no	DET
fsr-4041	128	7	phone	phone	NOUN
fsr-4041	128	8	call	call	NOUN
fsr-4041	128	9	phobia	phobia	PROPN
fsr-4041	128	10	)	)	PUNCT
fsr-4041	128	11	to	to	ADP
fsr-4041	128	12	3	3	NUM
fsr-4041	128	13	(	(	PUNCT
fsr-4041	128	14	highest	high	ADJ
fsr-4041	128	15	phone	phone	NOUN
fsr-4041	128	16	call	call	NOUN
fsr-4041	128	17	phobia	phobia	PROPN
fsr-4041	128	18	)	)	PUNCT
fsr-4041	128	19	.	.	PUNCT
fsr-4041	129	1	participants	participant	NOUN
fsr-4041	129	2	were	be	AUX
fsr-4041	129	3	asked	ask	VERB
fsr-4041	129	4	to	to	PART
fsr-4041	129	5	rank	rank	VERB
fsr-4041	129	6	the	the	DET
fsr-4041	129	7	order	order	NOUN
fsr-4041	129	8	of	of	ADP
fsr-4041	129	9	their	their	PRON
fsr-4041	129	10	preferred	preferred	ADJ
fsr-4041	129	11	communication	communication	NOUN
fsr-4041	129	12	methods	method	NOUN
fsr-4041	129	13	.	.	PUNCT
fsr-4041	130	1	the	the	DET
fsr-4041	130	2	following	follow	VERB
fsr-4041	130	3	six	six	NUM
fsr-4041	130	4	communication	communication	NOUN
fsr-4041	130	5	methods	method	NOUN
fsr-4041	130	6	were	be	AUX
fsr-4041	130	7	provided	provide	VERB
fsr-4041	130	8	:	:	PUNCT
fsr-4041	130	9	(	(	PUNCT
fsr-4041	130	10	a	a	X
fsr-4041	130	11	)	)	PUNCT
fsr-4041	130	12	face	face	NOUN
fsr-4041	130	13	-	-	PUNCT
fsr-4041	130	14	to	to	ADP
fsr-4041	130	15	-	-	PUNCT
fsr-4041	130	16	face	face	NOUN
fsr-4041	130	17	,	,	PUNCT
fsr-4041	130	18	(	(	PUNCT
fsr-4041	130	19	b	b	X
fsr-4041	130	20	)	)	PUNCT
fsr-4041	130	21	phone	phone	NOUN
fsr-4041	130	22	call	call	NOUN
fsr-4041	130	23	,	,	PUNCT
fsr-4041	130	24	(	(	PUNCT
fsr-4041	130	25	c	c	NOUN
fsr-4041	130	26	)	)	PUNCT
fsr-4041	130	27	letter	letter	NOUN
fsr-4041	130	28	,	,	PUNCT
fsr-4041	130	29	(	(	PUNCT
fsr-4041	130	30	d	d	NOUN
fsr-4041	130	31	)	)	PUNCT
fsr-4041	130	32	email	email	NOUN
fsr-4041	130	33	,	,	PUNCT
fsr-4041	130	34	(	(	PUNCT
fsr-4041	130	35	e	e	NOUN
fsr-4041	130	36	)	)	PUNCT
fsr-4041	130	37	text	text	NOUN
fsr-4041	130	38	messaging	messaging	NOUN
fsr-4041	130	39	,	,	PUNCT
fsr-4041	130	40	and	and	CCONJ
fsr-4041	130	41	(	(	PUNCT
fsr-4041	130	42	f	f	X
fsr-4041	130	43	)	)	PUNCT
fsr-4041	130	44	online	online	ADJ
fsr-4041	130	45	messaging	message	VERB
fsr-4041	130	46	apps	app	NOUN
fsr-4041	130	47	(	(	PUNCT
fsr-4041	130	48	e.g.	e.g.	ADV
fsr-4041	130	49	,	,	PUNCT
fsr-4041	130	50	whatsapp	whatsapp	NOUN
fsr-4041	130	51	,	,	PUNCT
fsr-4041	130	52	snapchat	snapchat	PROPN
fsr-4041	130	53	,	,	PUNCT
fsr-4041	130	54	facebook	facebook	NOUN
fsr-4041	130	55	messenger	messenger	NOUN
fsr-4041	130	56	)	)	PUNCT
fsr-4041	130	57	.	.	PUNCT
fsr-4041	131	1	the	the	DET
fsr-4041	131	2	rank	rank	NOUN
fsr-4041	131	3	ranged	range	VERB
fsr-4041	131	4	from	from	ADP
fsr-4041	131	5	1	1	NUM
fsr-4041	131	6	(	(	PUNCT
fsr-4041	131	7	most	most	ADV
fsr-4041	131	8	preferred	prefer	VERB
fsr-4041	131	9	)	)	PUNCT
fsr-4041	131	10	to	to	ADP
fsr-4041	131	11	6	6	NUM
fsr-4041	131	12	(	(	PUNCT
fsr-4041	131	13	least	least	ADV
fsr-4041	131	14	preferred	preferred	ADJ
fsr-4041	131	15	)	)	PUNCT
fsr-4041	131	16	.	.	PUNCT
fsr-4041	132	1	for	for	ADP
fsr-4041	132	2	the	the	DET
fsr-4041	132	3	analysis	analysis	NOUN
fsr-4041	132	4	,	,	PUNCT
fsr-4041	132	5	the	the	DET
fsr-4041	132	6	ranks	rank	NOUN
fsr-4041	132	7	were	be	AUX
fsr-4041	132	8	converted	convert	VERB
fsr-4041	132	9	to	to	PART
fsr-4041	132	10	reverse	reverse	VERB
fsr-4041	132	11	coding	code	VERB
fsr-4041	132	12	(	(	PUNCT
fsr-4041	132	13	1	1	NUM
fsr-4041	132	14	=	=	SYM
fsr-4041	132	15	least	least	ADV
fsr-4041	132	16	preferred	prefer	VERB
fsr-4041	132	17	;	;	PUNCT
fsr-4041	132	18	6	6	NUM
fsr-4041	132	19	=	=	SYM
fsr-4041	132	20	most	most	ADV
fsr-4041	132	21	preferred	prefer	VERB
fsr-4041	132	22	)	)	PUNCT
fsr-4041	132	23	for	for	ADP
fsr-4041	132	24	ease	ease	NOUN
fsr-4041	132	25	of	of	ADP
fsr-4041	132	26	interpretation	interpretation	NOUN
fsr-4041	132	27	(	(	PUNCT
fsr-4041	132	28	the	the	PRON
fsr-4041	132	29	higher	high	ADJ
fsr-4041	132	30	the	the	DET
fsr-4041	132	31	number	number	NOUN
fsr-4041	132	32	,	,	PUNCT
fsr-4041	132	33	the	the	DET
fsr-4041	132	34	more	more	ADV
fsr-4041	132	35	preferred	preferred	ADJ
fsr-4041	132	36	communication	communication	NOUN
fsr-4041	132	37	method	method	NOUN
fsr-4041	132	38	)	)	PUNCT
fsr-4041	132	39	.	.	PUNCT
fsr-4041	133	1	psychological	psychological	ADJ
fsr-4041	133	2	factors	factor	NOUN
fsr-4041	133	3	were	be	AUX
fsr-4041	133	4	measured	measure	VERB
fsr-4041	133	5	with	with	ADP
fsr-4041	133	6	selfesteem	selfesteem	NOUN
fsr-4041	133	7	and	and	CCONJ
fsr-4041	133	8	locus	locus	NOUN
fsr-4041	133	9	of	of	ADP
fsr-4041	133	10	control	control	NOUN
fsr-4041	133	11	.	.	PUNCT
fsr-4041	134	1	self	self	NOUN
fsr-4041	134	2	-	-	PUNCT
fsr-4041	134	3	esteem	esteem	NOUN
fsr-4041	134	4	was	be	AUX
fsr-4041	134	5	measured	measure	VERB
fsr-4041	134	6	using	use	VERB
fsr-4041	134	7	10	10	NUM
fsr-4041	134	8	items	item	NOUN
fsr-4041	134	9	on	on	ADP
fsr-4041	134	10	a	a	DET
fsr-4041	134	11	4	4	NUM
fsr-4041	134	12	-	-	PUNCT
fsr-4041	134	13	point	point	NOUN
fsr-4041	134	14	likert	likert	ADJ
fsr-4041	134	15	scale	scale	NOUN
fsr-4041	134	16	(	(	PUNCT
fsr-4041	134	17	total	total	NOUN
fsr-4041	134	18	10–40	10–40	NUM
fsr-4041	134	19	)	)	PUNCT
fsr-4041	134	20	from	from	ADP
fsr-4041	134	21	rosenberg	rosenberg	PROPN
fsr-4041	134	22	(	(	PUNCT
fsr-4041	134	23	1965	1965	NUM
fsr-4041	134	24	)	)	PUNCT
fsr-4041	134	25	,	,	PUNCT
fsr-4041	134	26	while	while	SCONJ
fsr-4041	134	27	locus	locus	NOUN
fsr-4041	134	28	of	of	ADP
fsr-4041	134	29	control	control	NOUN
fsr-4041	134	30	was	be	AUX
fsr-4041	134	31	measured	measure	VERB
fsr-4041	134	32	with	with	ADP
fsr-4041	134	33	seven	seven	NUM
fsr-4041	134	34	items	item	NOUN
fsr-4041	134	35	on	on	ADP
fsr-4041	134	36	a	a	DET
fsr-4041	134	37	5point	5point	NUM
fsr-4041	134	38	likert	likert	ADJ
fsr-4041	134	39	scale	scale	NOUN
fsr-4041	134	40	(	(	PUNCT
fsr-4041	134	41	total	total	ADJ
fsr-4041	134	42	7–35	7–35	PROPN
fsr-4041	134	43	)	)	PUNCT
fsr-4041	134	44	from	from	ADP
fsr-4041	134	45	perry	perry	PROPN
fsr-4041	134	46	and	and	CCONJ
fsr-4041	134	47	morris	morris	PROPN
fsr-4041	134	48	(	(	PUNCT
fsr-4041	134	49	2005	2005	NUM
fsr-4041	134	50	)	)	PUNCT
fsr-4041	134	51	.	.	PUNCT
fsr-4041	135	1	for	for	ADP
fsr-4041	135	2	financial	financial	ADJ
fsr-4041	135	3	-	-	PUNCT
fsr-4041	135	4	psychological	psychological	ADJ
fsr-4041	135	5	factors	factor	NOUN
fsr-4041	135	6	,	,	PUNCT
fsr-4041	135	7	financial	financial	ADJ
fsr-4041	135	8	stress	stress	NOUN
fsr-4041	135	9	was	be	AUX
fsr-4041	135	10	measured	measure	VERB
fsr-4041	135	11	with	with	ADP
fsr-4041	135	12	24	24	NUM
fsr-4041	135	13	items	item	NOUN
fsr-4041	135	14	on	on	ADP
fsr-4041	135	15	a	a	DET
fsr-4041	135	16	5point	5point	NUM
fsr-4041	135	17	likert	likert	ADJ
fsr-4041	135	18	scale	scale	NOUN
fsr-4041	135	19	(	(	PUNCT
fsr-4041	135	20	total	total	NOUN
fsr-4041	135	21	24–120	24–120	NUM
fsr-4041	135	22	)	)	PUNCT
fsr-4041	135	23	from	from	ADP
fsr-4041	135	24	heo	heo	PROPN
fsr-4041	135	25	et	et	PROPN
fsr-4041	135	26	al	al	PROPN
fsr-4041	135	27	.	.	PROPN
fsr-4041	135	28	(	(	PUNCT
fsr-4041	135	29	2020	2020	NUM
fsr-4041	135	30	)	)	PUNCT
fsr-4041	135	31	,	,	PUNCT
fsr-4041	135	32	while	while	SCONJ
fsr-4041	135	33	financial	financial	ADJ
fsr-4041	135	34	satisfaction	satisfaction	NOUN
fsr-4041	135	35	was	be	AUX
fsr-4041	135	36	measured	measure	VERB
fsr-4041	135	37	with	with	ADP
fsr-4041	135	38	seven	seven	NUM
fsr-4041	135	39	items	item	NOUN
fsr-4041	135	40	on	on	ADP
fsr-4041	135	41	a	a	DET
fsr-4041	135	42	5	5	NUM
fsr-4041	135	43	-	-	PUNCT
fsr-4041	135	44	point	point	NOUN
fsr-4041	135	45	likert	likert	ADJ
fsr-4041	135	46	scale	scale	NOUN
fsr-4041	135	47	(	(	PUNCT
fsr-4041	135	48	total	total	ADJ
fsr-4041	135	49	7	7	NUM
fsr-4041	135	50	–	–	PUNCT
fsr-4041	135	51	35	35	NUM
fsr-4041	135	52	)	)	PUNCT
fsr-4041	135	53	from	from	ADP
fsr-4041	135	54	loibl	loibl	PROPN
fsr-4041	135	55	and	and	CCONJ
fsr-4041	135	56	hira	hira	PROPN
fsr-4041	135	57	(	(	PUNCT
fsr-4041	135	58	2005	2005	NUM
fsr-4041	135	59	)	)	PUNCT
fsr-4041	135	60	.	.	PUNCT
fsr-4041	136	1	as	as	ADP
fsr-4041	136	2	the	the	DET
fsr-4041	136	3	job	job	NOUN
fsr-4041	136	4	-	-	PUNCT
fsr-4041	136	5	related	relate	VERB
fsr-4041	136	6	factors	factor	NOUN
fsr-4041	136	7	,	,	PUNCT
fsr-4041	136	8	job	job	NOUN
fsr-4041	136	9	insecurity	insecurity	NOUN
fsr-4041	136	10	was	be	AUX
fsr-4041	136	11	measured	measure	VERB
fsr-4041	136	12	with	with	ADP
fsr-4041	136	13	seven	seven	NUM
fsr-4041	136	14	items	item	NOUN
fsr-4041	136	15	on	on	ADP
fsr-4041	136	16	a	a	DET
fsr-4041	136	17	5	5	NUM
fsr-4041	136	18	-	-	PUNCT
fsr-4041	136	19	point	point	NOUN
fsr-4041	136	20	likert	likert	ADJ
fsr-4041	136	21	scale	scale	NOUN
fsr-4041	136	22	(	(	PUNCT
fsr-4041	136	23	total	total	ADJ
fsr-4041	136	24	7–35	7–35	PROPN
fsr-4041	136	25	)	)	PUNCT
fsr-4041	136	26	from	from	ADP
fsr-4041	136	27	hellgren	hellgren	PROPN
fsr-4041	136	28	et	et	PROPN
fsr-4041	136	29	al	al	PROPN
fsr-4041	136	30	.	.	PUNCT
fsr-4041	137	1	(	(	PUNCT
fsr-4041	137	2	1999	1999	NUM
fsr-4041	137	3	)	)	PUNCT
fsr-4041	137	4	,	,	PUNCT
fsr-4041	137	5	while	while	SCONJ
fsr-4041	137	6	work	work	NOUN
fsr-4041	137	7	status	status	NOUN
fsr-4041	137	8	was	be	AUX
fsr-4041	137	9	measured	measure	VERB
fsr-4041	137	10	as	as	ADP
fsr-4041	137	11	whether	whether	SCONJ
fsr-4041	137	12	respondents	respondent	NOUN
fsr-4041	137	13	were	be	AUX
fsr-4041	137	14	working	work	VERB
fsr-4041	137	15	or	or	CCONJ
fsr-4041	137	16	not	not	PART
fsr-4041	137	17	(	(	PUNCT
fsr-4041	137	18	1	1	NUM
fsr-4041	137	19	,	,	PUNCT
fsr-4041	137	20	0	0	NUM
fsr-4041	137	21	)	)	PUNCT
fsr-4041	137	22	.	.	PUNCT
fsr-4041	138	1	health	health	NOUN
fsr-4041	138	2	-	-	PUNCT
fsr-4041	138	3	related	relate	VERB
fsr-4041	138	4	behavioral	behavioral	ADJ
fsr-4041	138	5	factors	factor	NOUN
fsr-4041	138	6	include	include	VERB
fsr-4041	138	7	alcohol	alcohol	NOUN
fsr-4041	138	8	consumption	consumption	NOUN
fsr-4041	138	9	of	of	ADP
fsr-4041	138	10	beer	beer	NOUN
fsr-4041	138	11	(	(	PUNCT
fsr-4041	138	12	total	total	ADJ
fsr-4041	138	13	number	number	NOUN
fsr-4041	138	14	of	of	ADP
fsr-4041	138	15	beer	beer	NOUN
fsr-4041	138	16	bottles	bottle	NOUN
fsr-4041	138	17	to	to	PART
fsr-4041	138	18	drink	drink	VERB
fsr-4041	138	19	per	per	ADP
fsr-4041	138	20	week	week	NOUN
fsr-4041	138	21	)	)	PUNCT
fsr-4041	138	22	and	and	CCONJ
fsr-4041	138	23	wine	wine	NOUN
fsr-4041	138	24	(	(	PUNCT
fsr-4041	138	25	total	total	ADJ
fsr-4041	138	26	number	number	NOUN
fsr-4041	138	27	of	of	ADP
fsr-4041	138	28	wine	wine	NOUN
fsr-4041	138	29	glasses	glass	NOUN
fsr-4041	138	30	to	to	PART
fsr-4041	138	31	drink	drink	VERB
fsr-4041	138	32	per	per	ADP
fsr-4041	138	33	week	week	NOUN
fsr-4041	138	34	)	)	PUNCT
fsr-4041	138	35	,	,	PUNCT
fsr-4041	138	36	soda	soda	NOUN
fsr-4041	138	37	consumption	consumption	NOUN
fsr-4041	138	38	(	(	PUNCT
fsr-4041	138	39	total	total	ADJ
fsr-4041	138	40	number	number	NOUN
fsr-4041	138	41	of	of	ADP
fsr-4041	138	42	soda	soda	NOUN
fsr-4041	138	43	cans	can	NOUN
fsr-4041	138	44	to	to	PART
fsr-4041	138	45	drink	drink	VERB
fsr-4041	138	46	per	per	ADP
fsr-4041	138	47	week	week	NOUN
fsr-4041	138	48	)	)	PUNCT
fsr-4041	138	49	,	,	PUNCT
fsr-4041	138	50	and	and	CCONJ
fsr-4041	138	51	smoking	smoking	NOUN
fsr-4041	138	52	(	(	PUNCT
fsr-4041	138	53	average	average	ADJ
fsr-4041	138	54	number	number	NOUN
fsr-4041	138	55	of	of	ADP
fsr-4041	138	56	cigarettes	cigarette	NOUN
fsr-4041	138	57	to	to	PART
fsr-4041	138	58	smoke	smoke	VERB
fsr-4041	138	59	per	per	ADP
fsr-4041	138	60	week	week	NOUN
fsr-4041	138	61	)	)	PUNCT
fsr-4041	138	62	.	.	PUNCT
fsr-4041	139	1	demographic	demographic	ADJ
fsr-4041	139	2	characteristics	characteristic	NOUN
fsr-4041	139	3	include	include	VERB
fsr-4041	139	4	age	age	NOUN
fsr-4041	139	5	,	,	PUNCT
fsr-4041	139	6	gender	gender	NOUN
fsr-4041	139	7	(	(	PUNCT
fsr-4041	139	8	female	female	NOUN
fsr-4041	139	9	=	=	SYM
fsr-4041	139	10	1	1	NUM
fsr-4041	139	11	,	,	PUNCT
fsr-4041	139	12	male	male	NOUN
fsr-4041	139	13	=	=	NOUN
fsr-4041	139	14	0	0	NUM
fsr-4041	139	15	)	)	PUNCT
fsr-4041	139	16	,	,	PUNCT
fsr-4041	139	17	marital	marital	ADJ
fsr-4041	139	18	status	status	NOUN
fsr-4041	139	19	(	(	PUNCT
fsr-4041	139	20	single	single	ADJ
fsr-4041	139	21	=	=	SYM
fsr-4041	139	22	1	1	NUM
fsr-4041	139	23	,	,	PUNCT
fsr-4041	139	24	otherwise	otherwise	ADV
fsr-4041	139	25	=	=	SYM
fsr-4041	139	26	0	0	NUM
fsr-4041	139	27	)	)	PUNCT
fsr-4041	139	28	,	,	PUNCT
fsr-4041	139	29	education	education	NOUN
fsr-4041	139	30	(	(	PUNCT
fsr-4041	139	31	less	less	ADJ
fsr-4041	139	32	than	than	ADP
fsr-4041	139	33	high	high	ADJ
fsr-4041	139	34	school	school	NOUN
fsr-4041	139	35	=	=	SYM
fsr-4041	139	36	1	1	NUM
fsr-4041	139	37	;	;	PUNCT
fsr-4041	139	38	high	high	ADJ
fsr-4041	139	39	school	school	NOUN
fsr-4041	139	40	graduate	graduate	NOUN
fsr-4041	139	41	=	=	NOUN
fsr-4041	139	42	2	2	NUM
fsr-4041	139	43	;	;	PUNCT
fsr-4041	139	44	associate	associate	NOUN
fsr-4041	139	45	degree	degree	NOUN
fsr-4041	139	46	=	=	SYM
fsr-4041	139	47	3	3	NUM
fsr-4041	139	48	;	;	PUNCT
fsr-4041	139	49	bachelor	bachelor	NOUN
fsr-4041	139	50	’s	’s	NOUN
fsr-4041	139	51	degree	degree	NOUN
fsr-4041	139	52	=	=	SYM
fsr-4041	139	53	4	4	NUM
fsr-4041	139	54	;	;	PUNCT
fsr-4041	139	55	graduate	graduate	NOUN
fsr-4041	139	56	or	or	CCONJ
fsr-4041	139	57	higher	high	ADJ
fsr-4041	139	58	=	=	NOUN
fsr-4041	139	59	5	5	NUM
fsr-4041	139	60	)	)	PUNCT
fsr-4041	139	61	,	,	PUNCT
fsr-4041	139	62	income	income	NOUN
fsr-4041	139	63	(	(	PUNCT
fsr-4041	139	64	lower	low	ADJ
fsr-4041	139	65	than	than	ADP
fsr-4041	139	66	$	$	SYM
fsr-4041	139	67	15k	15k	NUM
fsr-4041	139	68	=	=	SYM
fsr-4041	139	69	1	1	NUM
fsr-4041	139	70	;	;	PUNCT
fsr-4041	139	71	$	$	SYM
fsr-4041	139	72	15k–$25k	15k–$25k	NUM
fsr-4041	139	73	=	=	SYM
fsr-4041	139	74	2	2	NUM
fsr-4041	139	75	;	;	PUNCT
fsr-4041	139	76	$	$	SYM
fsr-4041	139	77	25k–$35k	25k–$35k	NUM
fsr-4041	139	78	=	=	SYM
fsr-4041	139	79	3	3	NUM
fsr-4041	139	80	;	;	PUNCT
fsr-4041	139	81	$	$	SYM
fsr-4041	139	82	35k–$50k	35k–$50k	NUM
fsr-4041	139	83	=	=	SYM
fsr-4041	139	84	4	4	NUM
fsr-4041	139	85	;	;	PUNCT
fsr-4041	139	86	$	$	SYM
fsr-4041	139	87	50k–$75k	50k–$75k	NUM
fsr-4041	139	88	=	=	SYM
fsr-4041	139	89	5	5	NUM
fsr-4041	139	90	;	;	PUNCT
fsr-4041	139	91	$	$	SYM
fsr-4041	139	92	75k–$100k	75k–$100k	NUM
fsr-4041	139	93	=	=	SYM
fsr-4041	139	94	6	6	NUM
fsr-4041	139	95	;	;	PUNCT
fsr-4041	139	96	$	$	SYM
fsr-4041	139	97	100k–$150k	100k–$150k	NUM
fsr-4041	139	98	=	=	SYM
fsr-4041	139	99	7	7	NUM
fsr-4041	139	100	;	;	PUNCT
fsr-4041	139	101	over	over	ADP
fsr-4041	139	102	$	$	SYM
fsr-4041	139	103	150k	150k	NUM
fsr-4041	139	104	=	=	SYM
fsr-4041	139	105	8)	8)	NUM
fsr-4041	139	106	,	,	PUNCT
fsr-4041	139	107	and	and	CCONJ
fsr-4041	139	108	the	the	DET
fsr-4041	139	109	number	number	NOUN
fsr-4041	139	110	of	of	ADP
fsr-4041	139	111	children	child	NOUN
fsr-4041	139	112	.	.	PUNCT
fsr-4041	140	1	analytics	analytic	NOUN
fsr-4041	140	2	two	two	NUM
fsr-4041	140	3	analyses	analysis	NOUN
fsr-4041	140	4	were	be	AUX
fsr-4041	140	5	conducted	conduct	VERB
fsr-4041	140	6	to	to	PART
fsr-4041	140	7	answer	answer	VERB
fsr-4041	140	8	the	the	DET
fsr-4041	140	9	research	research	NOUN
fsr-4041	140	10	questions	question	NOUN
fsr-4041	140	11	.	.	PUNCT
fsr-4041	141	1	to	to	PART
fsr-4041	141	2	test	test	VERB
fsr-4041	141	3	and	and	CCONJ
fsr-4041	141	4	answer	answer	VERB
fsr-4041	141	5	rq1	rq1	NOUN
fsr-4041	141	6	and	and	CCONJ
fsr-4041	141	7	rq2	rq2	NOUN
fsr-4041	141	8	,	,	PUNCT
fsr-4041	141	9	ordered	order	VERB
fsr-4041	141	10	logistic	logistic	ADJ
fsr-4041	141	11	analyses	analysis	NOUN
fsr-4041	141	12	were	be	AUX
fsr-4041	141	13	utilized	utilize	VERB
fsr-4041	141	14	.	.	PUNCT
fsr-4041	142	1	the	the	DET
fsr-4041	142	2	regressions	regression	NOUN
fsr-4041	142	3	were	be	AUX
fsr-4041	142	4	estimated	estimate	VERB
fsr-4041	142	5	as	as	ADP
fsr-4041	142	6	(	(	PUNCT
fsr-4041	142	7	model	model	NOUN
fsr-4041	142	8	1	1	NUM
fsr-4041	142	9	):	):	PUNCT
fsr-4041	142	10	𝑙𝑜𝑔𝑖𝑡(𝑃(𝑌	𝑙𝑜𝑔𝑖𝑡(𝑃(𝑌	NOUN
fsr-4041	142	11	≤	≤	NUM
fsr-4041	142	12	𝑖	𝑖	NOUN
fsr-4041	142	13	)	)	PUNCT
fsr-4041	143	1	=	=	SYM
fsr-4041	143	2	𝑎𝑖	𝑎𝑖	PROPN
fsr-4041	143	3	+	+	CCONJ
fsr-4041	143	4	𝑏𝑖𝑙	𝑏𝑖𝑙	ADJ
fsr-4041	143	5	∑	∑	ADP
fsr-4041	143	6	𝑃𝑠𝑦𝑖𝑙	𝑃𝑠𝑦𝑖𝑙	ADJ
fsr-4041	143	7	+	+	CCONJ
fsr-4041	143	8	𝑏𝑖𝑚	𝑏𝑖𝑚	NOUN
fsr-4041	143	9	∑	∑	PUNCT
fsr-4041	143	10	𝐹𝑖𝑛𝑃𝑠𝑦𝑖𝑚	𝐹𝑖𝑛𝑃𝑠𝑦𝑖𝑚	PROPN
fsr-4041	143	11	+	+	CCONJ
fsr-4041	143	12	𝑏𝑖𝑛	𝑏𝑖𝑛	PRON
fsr-4041	143	13	∑	∑	PROPN
fsr-4041	143	14	𝐹𝑖𝑛𝑖𝑛	𝐹𝑖𝑛𝑖𝑛	PROPN
fsr-4041	143	15	+	+	CCONJ
fsr-4041	143	16	𝑏𝑖𝑜	𝑏𝑖𝑜	ADV
fsr-4041	143	17	∑	∑	ADV
fsr-4041	143	18	𝐽𝑜𝑏𝑠𝑖𝑜	𝐽𝑜𝑏𝑠𝑖𝑜	PROPN
fsr-4041	143	19	+	+	CCONJ
fsr-4041	143	20	𝑏𝑖𝑝	𝑏𝑖𝑝	NOUN
fsr-4041	143	21	∑	∑	PROPN
fsr-4041	143	22	𝐵𝑒ℎ𝑖𝑝	𝐵𝑒ℎ𝑖𝑝	PROPN
fsr-4041	143	23	+	+	CCONJ
fsr-4041	143	24	𝑏𝑖𝑞	𝑏𝑖𝑞	VERB
fsr-4041	143	25	∑	∑	PUNCT
fsr-4041	143	26	𝐷𝑒𝑚𝑜𝑖𝑞	𝐷𝑒𝑚𝑜𝑖𝑞	PROPN
fsr-4041	143	27	+	+	CCONJ
fsr-4041	143	28	𝑒𝑖	𝑒𝑖	NOUN
fsr-4041	143	29	…	…	PUNCT
fsr-4041	143	30	model	model	NOUN
fsr-4041	143	31	1	1	NUM
fsr-4041	143	32	where	where	SCONJ
fsr-4041	143	33	psyl	psyl	NOUN
fsr-4041	143	34	is	be	AUX
fsr-4041	143	35	psychological	psychological	ADJ
fsr-4041	143	36	factors	factor	NOUN
fsr-4041	143	37	including	include	VERB
fsr-4041	143	38	selfesteem	selfesteem	NOUN
fsr-4041	143	39	and	and	CCONJ
fsr-4041	143	40	locus	locus	NOUN
fsr-4041	143	41	of	of	ADP
fsr-4041	143	42	control	control	NOUN
fsr-4041	143	43	;	;	PUNCT
fsr-4041	143	44	finpsym	finpsym	NOUN
fsr-4041	143	45	is	be	AUX
fsr-4041	143	46	financialpsychological	financialpsychological	ADJ
fsr-4041	143	47	factors	factor	NOUN
fsr-4041	143	48	including	include	VERB
fsr-4041	143	49	financial	financial	ADJ
fsr-4041	143	50	stress	stress	NOUN
fsr-4041	143	51	and	and	CCONJ
fsr-4041	143	52	financial	financial	ADJ
fsr-4041	143	53	satisfaction	satisfaction	NOUN
fsr-4041	143	54	;	;	PUNCT
fsr-4041	143	55	finn	finn	PROPN
fsr-4041	143	56	is	be	AUX
fsr-4041	143	57	financial	financial	ADJ
fsr-4041	143	58	status	status	NOUN
fsr-4041	143	59	including	include	VERB
fsr-4041	143	60	emergency	emergency	NOUN
fsr-4041	143	61	fund	fund	NOUN
fsr-4041	143	62	,	,	PUNCT
fsr-4041	143	63	homeownership	homeownership	NOUN
fsr-4041	143	64	,	,	PUNCT
fsr-4041	143	65	and	and	CCONJ
fsr-4041	143	66	number	number	NOUN
fsr-4041	143	67	of	of	ADP
fsr-4041	143	68	loans	loan	NOUN
fsr-4041	143	69	;	;	PUNCT
fsr-4041	143	70	jobso	jobso	NOUN
fsr-4041	143	71	is	be	AUX
fsr-4041	143	72	job	job	NOUN
fsr-4041	143	73	-	-	PUNCT
fsr-4041	143	74	related	relate	VERB
fsr-4041	143	75	factors	factor	NOUN
fsr-4041	143	76	including	include	VERB
fsr-4041	143	77	job	job	NOUN
fsr-4041	143	78	insecurity	insecurity	NOUN
fsr-4041	143	79	and	and	CCONJ
fsr-4041	143	80	work	work	NOUN
fsr-4041	143	81	status	status	NOUN
fsr-4041	143	82	;	;	PUNCT
fsr-4041	143	83	behp	behp	NOUN
fsr-4041	143	84	is	be	AUX
fsr-4041	143	85	behavioral	behavioral	ADJ
fsr-4041	143	86	factors	factor	NOUN
fsr-4041	143	87	including	include	VERB
fsr-4041	143	88	alcohol	alcohol	NOUN
fsr-4041	143	89	consumption	consumption	NOUN
fsr-4041	143	90	,	,	PUNCT
fsr-4041	143	91	soda	soda	NOUN
fsr-4041	143	92	drinking	drinking	NOUN
fsr-4041	143	93	,	,	PUNCT
fsr-4041	143	94	and	and	CCONJ
fsr-4041	143	95	smoking	smoking	NOUN
fsr-4041	143	96	;	;	PUNCT
fsr-4041	143	97	demoq	demoq	PROPN
fsr-4041	143	98	is	be	AUX
fsr-4041	143	99	demographic	demographic	ADJ
fsr-4041	143	100	factors	factor	NOUN
fsr-4041	143	101	;	;	PUNCT
fsr-4041	143	102	and	and	CCONJ
fsr-4041	143	103	i	i	PRON
fsr-4041	143	104	denotes	denote	VERB
fsr-4041	143	105	the	the	DET
fsr-4041	143	106	ordinal	ordinal	ADJ
fsr-4041	143	107	number	number	NOUN
fsr-4041	143	108	of	of	ADP
fsr-4041	143	109	phone	phone	NOUN
fsr-4041	143	110	call	call	NOUN
fsr-4041	143	111	phobia	phobia	NOUN
fsr-4041	143	112	level	level	NOUN
fsr-4041	143	113	.	.	PUNCT
fsr-4041	144	1	this	this	DET
fsr-4041	144	2	study	study	NOUN
fsr-4041	144	3	used	use	VERB
fsr-4041	144	4	a	a	DET
fsr-4041	144	5	subsample	subsample	ADJ
fsr-4041	144	6	analysis	analysis	NOUN
fsr-4041	144	7	for	for	ADP
fsr-4041	144	8	employer	employer	NOUN
fsr-4041	144	9	-	-	PUNCT
fsr-4041	144	10	related	relate	VERB
fsr-4041	144	11	phone	phone	NOUN
fsr-4041	144	12	call	call	NOUN
fsr-4041	144	13	phobia	phobia	NOUN
fsr-4041	144	14	after	after	ADP
fsr-4041	144	15	excluding	exclude	VERB
fsr-4041	144	16	those	those	PRON
fsr-4041	144	17	who	who	PRON
fsr-4041	144	18	are	be	AUX
fsr-4041	144	19	not	not	PART
fsr-4041	144	20	working	work	VERB
fsr-4041	144	21	.	.	PUNCT
fsr-4041	145	1	heo	heo	PROPN
fsr-4041	145	2	et	et	PROPN
fsr-4041	145	3	al	al	PROPN
fsr-4041	145	4	.	.	PROPN
fsr-4041	145	5	85	85	NUM
fsr-4041	145	6	table	table	NOUN
fsr-4041	145	7	2	2	NUM
fsr-4041	145	8	.	.	PUNCT
fsr-4041	145	9	variable	variable	ADJ
fsr-4041	145	10	measurements	measurement	NOUN
fsr-4041	145	11	item	item	NOUN
fsr-4041	145	12	#	#	NOUN
fsr-4041	145	13	and	and	CCONJ
fsr-4041	145	14	types	type	NOUN
fsr-4041	145	15	minmax	minmax	X
fsr-4041	145	16	interpretation	interpretation	NOUN
fsr-4041	145	17	phone	phone	NOUN
fsr-4041	145	18	call	call	NOUN
fsr-4041	145	19	phobia	phobia	NOUN
fsr-4041	145	20	by	by	ADP
fsr-4041	145	21	employer	employer	NOUN
fsr-4041	145	22	by	by	ADP
fsr-4041	145	23	family	family	NOUN
fsr-4041	145	24	by	by	ADP
fsr-4041	145	25	friends	friend	NOUN
fsr-4041	145	26	3	3	NUM
fsr-4041	145	27	binary	binary	NOUN
fsr-4041	145	28	items	item	NOUN
fsr-4041	145	29	;	;	PUNCT
fsr-4041	145	30	total	total	ADJ
fsr-4041	145	31	sum	sum	NOUN
fsr-4041	145	32	of	of	ADP
fsr-4041	145	33	3	3	NUM
fsr-4041	145	34	items	item	NOUN
fsr-4041	145	35	3	3	NUM
fsr-4041	145	36	binary	binary	NOUN
fsr-4041	145	37	items	item	NOUN
fsr-4041	145	38	;	;	PUNCT
fsr-4041	145	39	total	total	ADJ
fsr-4041	145	40	sum	sum	NOUN
fsr-4041	145	41	of	of	ADP
fsr-4041	145	42	3	3	NUM
fsr-4041	145	43	items	item	NOUN
fsr-4041	145	44	3	3	NUM
fsr-4041	145	45	binary	binary	NOUN
fsr-4041	145	46	items	item	NOUN
fsr-4041	145	47	;	;	PUNCT
fsr-4041	145	48	total	total	ADJ
fsr-4041	145	49	sum	sum	NOUN
fsr-4041	145	50	of	of	ADP
fsr-4041	145	51	3	3	NUM
fsr-4041	145	52	items	item	NOUN
fsr-4041	145	53	0	0	NUM
fsr-4041	145	54	–	–	PUNCT
fsr-4041	145	55	3	3	NUM
fsr-4041	145	56	higher	high	ADJ
fsr-4041	145	57	score	score	NOUN
fsr-4041	145	58	=	=	SYM
fsr-4041	145	59	higher	high	ADJ
fsr-4041	145	60	level	level	NOUN
fsr-4041	145	61	of	of	ADP
fsr-4041	145	62	phone	phone	NOUN
fsr-4041	145	63	call	call	NOUN
fsr-4041	145	64	phobia	phobia	NOUN
fsr-4041	145	65	0	0	NUM
fsr-4041	145	66	–	–	PUNCT
fsr-4041	145	67	3	3	NUM
fsr-4041	145	68	higher	high	ADJ
fsr-4041	145	69	score	score	NOUN
fsr-4041	145	70	=	=	SYM
fsr-4041	145	71	higher	high	ADJ
fsr-4041	145	72	level	level	NOUN
fsr-4041	145	73	of	of	ADP
fsr-4041	145	74	phone	phone	NOUN
fsr-4041	145	75	call	call	NOUN
fsr-4041	145	76	phobia	phobia	NOUN
fsr-4041	145	77	0	0	NUM
fsr-4041	145	78	–	–	PUNCT
fsr-4041	145	79	3	3	NUM
fsr-4041	145	80	higher	high	ADJ
fsr-4041	145	81	score	score	NOUN
fsr-4041	145	82	=	=	SYM
fsr-4041	145	83	higher	high	ADJ
fsr-4041	145	84	level	level	NOUN
fsr-4041	145	85	of	of	ADP
fsr-4041	145	86	phone	phone	NOUN
fsr-4041	145	87	call	call	NOUN
fsr-4041	145	88	phobia	phobia	PROPN
fsr-4041	145	89	communication	communication	NOUN
fsr-4041	145	90	preference	preference	NOUN
fsr-4041	145	91	face	face	NOUN
fsr-4041	145	92	-	-	PUNCT
fsr-4041	145	93	to	to	ADP
fsr-4041	145	94	-	-	PUNCT
fsr-4041	145	95	face	face	NOUN
fsr-4041	145	96	1	1	NUM
fsr-4041	145	97	item	item	NOUN
fsr-4041	145	98	;	;	PUNCT
fsr-4041	145	99	6	6	NUM
fsr-4041	145	100	-	-	PUNCT
fsr-4041	145	101	degree	degree	NOUN
fsr-4041	145	102	ranking	ranking	NOUN
fsr-4041	145	103	;	;	PUNCT
fsr-4041	145	104	reversely	reversely	ADV
fsr-4041	145	105	coded	code	VERB
fsr-4041	145	106	1	1	NUM
fsr-4041	145	107	–	–	SYM
fsr-4041	145	108	6	6	NUM
fsr-4041	145	109	higher	high	ADJ
fsr-4041	145	110	number	number	NOUN
fsr-4041	145	111	=	=	SYM
fsr-4041	145	112	more	more	ADV
fsr-4041	145	113	preferred	preferred	ADJ
fsr-4041	145	114	phone	phone	NOUN
fsr-4041	145	115	1	1	NUM
fsr-4041	145	116	item	item	NOUN
fsr-4041	145	117	;	;	PUNCT
fsr-4041	145	118	6	6	NUM
fsr-4041	145	119	-	-	PUNCT
fsr-4041	145	120	degree	degree	NOUN
fsr-4041	145	121	ranking	ranking	NOUN
fsr-4041	145	122	;	;	PUNCT
fsr-4041	145	123	reversely	reversely	ADV
fsr-4041	145	124	coded	code	VERB
fsr-4041	145	125	1	1	NUM
fsr-4041	145	126	–	–	SYM
fsr-4041	145	127	6	6	NUM
fsr-4041	145	128	higher	high	ADJ
fsr-4041	145	129	number	number	NOUN
fsr-4041	145	130	=	=	SYM
fsr-4041	145	131	more	more	ADV
fsr-4041	145	132	preferred	preferred	ADJ
fsr-4041	145	133	letter	letter	NOUN
fsr-4041	145	134	1	1	NUM
fsr-4041	145	135	item	item	NOUN
fsr-4041	145	136	;	;	PUNCT
fsr-4041	145	137	6	6	NUM
fsr-4041	145	138	-	-	PUNCT
fsr-4041	145	139	degree	degree	NOUN
fsr-4041	145	140	ranking	ranking	NOUN
fsr-4041	145	141	;	;	PUNCT
fsr-4041	145	142	reversely	reversely	ADV
fsr-4041	145	143	coded	code	VERB
fsr-4041	145	144	1	1	NUM
fsr-4041	145	145	–	–	SYM
fsr-4041	145	146	6	6	NUM
fsr-4041	145	147	higher	high	ADJ
fsr-4041	145	148	number	number	NOUN
fsr-4041	145	149	=	=	SYM
fsr-4041	145	150	more	more	ADV
fsr-4041	145	151	preferred	preferred	ADJ
fsr-4041	145	152	e	e	NOUN
fsr-4041	145	153	-	-	NOUN
fsr-4041	145	154	mail	mail	NOUN
fsr-4041	145	155	1	1	NUM
fsr-4041	145	156	item	item	NOUN
fsr-4041	145	157	;	;	PUNCT
fsr-4041	145	158	6	6	NUM
fsr-4041	145	159	-	-	PUNCT
fsr-4041	145	160	degree	degree	NOUN
fsr-4041	145	161	ranking	ranking	NOUN
fsr-4041	145	162	;	;	PUNCT
fsr-4041	145	163	reversely	reversely	ADV
fsr-4041	145	164	coded	code	VERB
fsr-4041	145	165	1	1	NUM
fsr-4041	145	166	–	–	SYM
fsr-4041	145	167	6	6	NUM
fsr-4041	145	168	higher	high	ADJ
fsr-4041	145	169	number	number	NOUN
fsr-4041	145	170	=	=	SYM
fsr-4041	145	171	more	more	ADV
fsr-4041	145	172	preferred	preferred	ADJ
fsr-4041	145	173	text	text	NOUN
fsr-4041	145	174	messaging	message	VERB
fsr-4041	145	175	1	1	NUM
fsr-4041	145	176	item	item	NOUN
fsr-4041	145	177	;	;	PUNCT
fsr-4041	145	178	6	6	NUM
fsr-4041	145	179	-	-	PUNCT
fsr-4041	145	180	degree	degree	NOUN
fsr-4041	145	181	ranking	ranking	NOUN
fsr-4041	145	182	;	;	PUNCT
fsr-4041	145	183	reversely	reversely	ADV
fsr-4041	145	184	coded	code	VERB
fsr-4041	145	185	1	1	NUM
fsr-4041	145	186	–	–	SYM
fsr-4041	145	187	6	6	NUM
fsr-4041	145	188	higher	high	ADJ
fsr-4041	145	189	number	number	NOUN
fsr-4041	145	190	=	=	SYM
fsr-4041	145	191	more	more	ADV
fsr-4041	145	192	preferred	preferred	ADJ
fsr-4041	145	193	online	online	ADJ
fsr-4041	145	194	messaging	messaging	NOUN
fsr-4041	145	195	1	1	NUM
fsr-4041	145	196	item	item	NOUN
fsr-4041	145	197	;	;	PUNCT
fsr-4041	145	198	6	6	NUM
fsr-4041	145	199	-	-	PUNCT
fsr-4041	145	200	degree	degree	NOUN
fsr-4041	145	201	ranking	ranking	NOUN
fsr-4041	145	202	;	;	PUNCT
fsr-4041	145	203	reversely	reversely	ADV
fsr-4041	145	204	coded	code	VERB
fsr-4041	145	205	1	1	NUM
fsr-4041	145	206	–	–	SYM
fsr-4041	145	207	6	6	NUM
fsr-4041	145	208	higher	high	ADJ
fsr-4041	145	209	number	number	NOUN
fsr-4041	145	210	=	=	SYM
fsr-4041	145	211	more	more	ADV
fsr-4041	145	212	preferred	preferred	ADJ
fsr-4041	145	213	psychological	psychological	ADJ
fsr-4041	145	214	factors	factor	NOUN
fsr-4041	145	215	self	self	NOUN
fsr-4041	145	216	-	-	PUNCT
fsr-4041	145	217	esteem	esteem	NOUN
fsr-4041	145	218	10	10	NUM
fsr-4041	145	219	items	item	NOUN
fsr-4041	145	220	;	;	PUNCT
fsr-4041	145	221	4	4	NUM
fsr-4041	145	222	points	point	NOUN
fsr-4041	145	223	likert	likert	ADJ
fsr-4041	145	224	style	style	NOUN
fsr-4041	145	225	scale	scale	NOUN
fsr-4041	145	226	10	10	NUM
fsr-4041	145	227	–	–	SYM
fsr-4041	145	228	40	40	NUM
fsr-4041	145	229	higher	high	ADJ
fsr-4041	145	230	score	score	NOUN
fsr-4041	145	231	=	=	SYM
fsr-4041	145	232	higher	high	ADJ
fsr-4041	145	233	level	level	NOUN
fsr-4041	145	234	of	of	ADP
fsr-4041	145	235	self	self	NOUN
fsr-4041	145	236	-	-	PUNCT
fsr-4041	145	237	esteem	esteem	NOUN
fsr-4041	145	238	locus	locus	NOUN
fsr-4041	145	239	of	of	ADP
fsr-4041	145	240	control	control	NOUN
fsr-4041	145	241	7	7	NUM
fsr-4041	145	242	items	item	NOUN
fsr-4041	145	243	;	;	PUNCT
fsr-4041	145	244	5	5	NUM
fsr-4041	145	245	points	point	NOUN
fsr-4041	145	246	likert	likert	ADJ
fsr-4041	145	247	style	style	NOUN
fsr-4041	145	248	scale	scale	NOUN
fsr-4041	145	249	7	7	NUM
fsr-4041	145	250	–	–	SYM
fsr-4041	145	251	35	35	NUM
fsr-4041	145	252	higher	high	ADJ
fsr-4041	145	253	score	score	NOUN
fsr-4041	145	254	=	=	SYM
fsr-4041	145	255	high	high	ADJ
fsr-4041	145	256	level	level	NOUN
fsr-4041	145	257	of	of	ADP
fsr-4041	145	258	external	external	ADJ
fsr-4041	145	259	locus	locus	NOUN
fsr-4041	145	260	of	of	ADP
fsr-4041	145	261	control	control	NOUN
fsr-4041	145	262	financial	financial	ADJ
fsr-4041	145	263	-	-	PUNCT
fsr-4041	145	264	psychological	psychological	ADJ
fsr-4041	145	265	factors	factor	NOUN
fsr-4041	145	266	financial	financial	ADJ
fsr-4041	145	267	stress	stress	VERB
fsr-4041	145	268	24	24	NUM
fsr-4041	145	269	items	item	NOUN
fsr-4041	145	270	;	;	PUNCT
fsr-4041	145	271	5	5	NUM
fsr-4041	145	272	points	point	NOUN
fsr-4041	145	273	likert	likert	ADJ
fsr-4041	145	274	style	style	NOUN
fsr-4041	145	275	scale	scale	NOUN
fsr-4041	145	276	24	24	NUM
fsr-4041	145	277	–	–	PUNCT
fsr-4041	145	278	120	120	NUM
fsr-4041	145	279	higher	high	ADJ
fsr-4041	145	280	score	score	NOUN
fsr-4041	145	281	=	=	SYM
fsr-4041	145	282	higher	high	ADJ
fsr-4041	145	283	level	level	NOUN
fsr-4041	145	284	of	of	ADP
fsr-4041	145	285	financial	financial	ADJ
fsr-4041	145	286	stress	stress	NOUN
fsr-4041	145	287	financial	financial	ADJ
fsr-4041	145	288	satisfaction	satisfaction	NOUN
fsr-4041	145	289	7	7	NUM
fsr-4041	145	290	items	item	NOUN
fsr-4041	145	291	;	;	PUNCT
fsr-4041	145	292	5	5	NUM
fsr-4041	145	293	points	point	NOUN
fsr-4041	145	294	likert	likert	ADJ
fsr-4041	145	295	style	style	NOUN
fsr-4041	145	296	scale	scale	NOUN
fsr-4041	145	297	7	7	NUM
fsr-4041	145	298	–	–	SYM
fsr-4041	145	299	35	35	NUM
fsr-4041	145	300	higher	high	ADJ
fsr-4041	145	301	score	score	NOUN
fsr-4041	145	302	=	=	SYM
fsr-4041	145	303	higher	high	ADJ
fsr-4041	145	304	level	level	NOUN
fsr-4041	145	305	of	of	ADP
fsr-4041	145	306	financial	financial	ADJ
fsr-4041	145	307	satisfaction	satisfaction	NOUN
fsr-4041	145	308	financial	financial	ADJ
fsr-4041	145	309	status	status	NOUN
fsr-4041	145	310	emergency	emergency	NOUN
fsr-4041	145	311	have	have	VERB
fsr-4041	145	312	=	=	NOUN
fsr-4041	145	313	1	1	NUM
fsr-4041	145	314	;	;	PUNCT
fsr-4041	145	315	otherwise	otherwise	ADV
fsr-4041	145	316	=	=	SYM
fsr-4041	145	317	0	0	NUM
fsr-4041	145	318	homeownership	homeownership	NOUN
fsr-4041	145	319	own	own	ADJ
fsr-4041	145	320	=	=	SYM
fsr-4041	145	321	1	1	NUM
fsr-4041	145	322	;	;	PUNCT
fsr-4041	145	323	otherwise	otherwise	ADV
fsr-4041	145	324	=	=	SYM
fsr-4041	145	325	0	0	NUM
fsr-4041	145	326	number	number	NOUN
fsr-4041	145	327	of	of	ADP
fsr-4041	145	328	loans	loan	NOUN
fsr-4041	145	329	total	total	ADJ
fsr-4041	145	330	number	number	NOUN
fsr-4041	145	331	of	of	ADP
fsr-4041	145	332	loans	loan	NOUN
fsr-4041	145	333	0	0	NUM
fsr-4041	145	334	–	–	PUNCT
fsr-4041	145	335	5	5	NUM
fsr-4041	145	336	higher	high	ADJ
fsr-4041	145	337	number	number	NOUN
fsr-4041	145	338	=	=	SYM
fsr-4041	145	339	higher	high	ADJ
fsr-4041	145	340	number	number	NOUN
fsr-4041	145	341	of	of	ADP
fsr-4041	145	342	loans	loan	NOUN
fsr-4041	145	343	job	job	NOUN
fsr-4041	145	344	-	-	PUNCT
fsr-4041	145	345	related	relate	VERB
fsr-4041	145	346	factors	factor	NOUN
fsr-4041	145	347	job	job	NOUN
fsr-4041	145	348	insecurity	insecurity	NOUN
fsr-4041	145	349	7	7	NUM
fsr-4041	145	350	items	item	NOUN
fsr-4041	145	351	;	;	PUNCT
fsr-4041	145	352	5	5	NUM
fsr-4041	145	353	points	point	NOUN
fsr-4041	145	354	likert	likert	ADJ
fsr-4041	145	355	style	style	NOUN
fsr-4041	145	356	scale	scale	NOUN
fsr-4041	145	357	7	7	NUM
fsr-4041	145	358	–	–	SYM
fsr-4041	145	359	35	35	NUM
fsr-4041	145	360	higher	high	ADJ
fsr-4041	145	361	score	score	NOUN
fsr-4041	145	362	=	=	SYM
fsr-4041	145	363	higher	high	ADJ
fsr-4041	145	364	level	level	NOUN
fsr-4041	145	365	of	of	ADP
fsr-4041	145	366	perceived	perceive	VERB
fsr-4041	145	367	job	job	NOUN
fsr-4041	145	368	insecurity	insecurity	NOUN
fsr-4041	145	369	work	work	NOUN
fsr-4041	145	370	status	status	NOUN
fsr-4041	145	371	working	work	VERB
fsr-4041	145	372	=	=	SYM
fsr-4041	145	373	1	1	NUM
fsr-4041	145	374	;	;	PUNCT
fsr-4041	145	375	non	non	ADJ
fsr-4041	145	376	-	-	ADJ
fsr-4041	145	377	working	working	ADJ
fsr-4041	145	378	=	=	SYM
fsr-4041	145	379	0	0	NUM
fsr-4041	145	380	health	health	NOUN
fsr-4041	145	381	-	-	PUNCT
fsr-4041	145	382	related	relate	VERB
fsr-4041	145	383	behavior	behavior	NOUN
fsr-4041	145	384	beer	beer	NOUN
fsr-4041	145	385	total	total	ADJ
fsr-4041	145	386	number	number	NOUN
fsr-4041	145	387	of	of	ADP
fsr-4041	145	388	beer	beer	NOUN
fsr-4041	145	389	bottles	bottle	NOUN
fsr-4041	145	390	to	to	PART
fsr-4041	145	391	drink	drink	VERB
fsr-4041	145	392	;	;	PUNCT
fsr-4041	145	393	weekly	weekly	ADJ
fsr-4041	145	394	average	average	NOUN
fsr-4041	145	395	0	0	NUM
fsr-4041	145	396	–	–	PUNCT
fsr-4041	145	397	100	100	NUM
fsr-4041	145	398	wine	wine	NOUN
fsr-4041	145	399	total	total	ADJ
fsr-4041	145	400	number	number	NOUN
fsr-4041	145	401	of	of	ADP
fsr-4041	145	402	wine	wine	NOUN
fsr-4041	145	403	glasses	glass	NOUN
fsr-4041	145	404	to	to	PART
fsr-4041	145	405	drink	drink	VERB
fsr-4041	145	406	;	;	PUNCT
fsr-4041	145	407	weekly	weekly	ADJ
fsr-4041	145	408	average	average	NOUN
fsr-4041	145	409	0	0	NUM
fsr-4041	145	410	–	–	PUNCT
fsr-4041	145	411	100	100	NUM
fsr-4041	145	412	soda	soda	NOUN
fsr-4041	145	413	total	total	ADJ
fsr-4041	145	414	number	number	NOUN
fsr-4041	145	415	of	of	ADP
fsr-4041	145	416	soda	soda	NOUN
fsr-4041	145	417	cans	can	NOUN
fsr-4041	145	418	to	to	PART
fsr-4041	145	419	drink	drink	VERB
fsr-4041	145	420	;	;	PUNCT
fsr-4041	145	421	weekly	weekly	ADJ
fsr-4041	145	422	average	average	NOUN
fsr-4041	145	423	0	0	NUM
fsr-4041	145	424	–	–	PUNCT
fsr-4041	145	425	100	100	NUM
fsr-4041	145	426	financial	financial	ADJ
fsr-4041	145	427	services	service	NOUN
fsr-4041	145	428	review	review	NOUN
fsr-4041	145	429	,	,	PUNCT
fsr-4041	145	430	32(4	32(4	NUM
fsr-4041	145	431	)	)	PUNCT
fsr-4041	145	432	86	86	NUM
fsr-4041	145	433	smoking	smoking	NOUN
fsr-4041	145	434	total	total	ADJ
fsr-4041	145	435	number	number	NOUN
fsr-4041	145	436	of	of	ADP
fsr-4041	145	437	cigarettes	cigarette	NOUN
fsr-4041	145	438	to	to	PART
fsr-4041	145	439	smoke	smoke	VERB
fsr-4041	145	440	;	;	PUNCT
fsr-4041	145	441	weekly	weekly	ADJ
fsr-4041	145	442	average	average	NOUN
fsr-4041	145	443	0	0	NUM
fsr-4041	145	444	–	–	PUNCT
fsr-4041	145	445	100	100	NUM
fsr-4041	145	446	demographics	demographic	NOUN
fsr-4041	145	447	age	age	NOUN
fsr-4041	145	448	actual	actual	ADJ
fsr-4041	145	449	age	age	NOUN
fsr-4041	145	450	20	20	NUM
fsr-4041	145	451	–	–	SYM
fsr-4041	145	452	88	88	NUM
fsr-4041	145	453	female	female	ADJ
fsr-4041	145	454	female	female	NOUN
fsr-4041	145	455	=	=	NOUN
fsr-4041	145	456	1	1	NUM
fsr-4041	145	457	;	;	PUNCT
fsr-4041	145	458	otherwise	otherwise	ADV
fsr-4041	145	459	=	=	SYM
fsr-4041	145	460	0	0	NUM
fsr-4041	145	461	single	single	ADJ
fsr-4041	145	462	single	single	ADJ
fsr-4041	145	463	=	=	SYM
fsr-4041	145	464	1	1	NUM
fsr-4041	145	465	;	;	PUNCT
fsr-4041	145	466	otherwise	otherwise	ADV
fsr-4041	145	467	=	=	SYM
fsr-4041	145	468	0	0	NUM
fsr-4041	145	469	education	education	NOUN
fsr-4041	145	470	less	less	ADJ
fsr-4041	145	471	than	than	ADP
fsr-4041	145	472	high	high	ADJ
fsr-4041	145	473	school	school	NOUN
fsr-4041	145	474	high	high	ADJ
fsr-4041	145	475	school	school	NOUN
fsr-4041	145	476	graduate	graduate	NOUN
fsr-4041	145	477	associate	associate	NOUN
fsr-4041	145	478	degree	degree	NOUN
fsr-4041	145	479	bachelor	bachelor	NOUN
fsr-4041	145	480	's	's	PART
fsr-4041	145	481	degree	degree	NOUN
fsr-4041	145	482	graduate	graduate	NOUN
fsr-4041	145	483	degree	degree	NOUN
fsr-4041	145	484	reference	reference	NOUN
fsr-4041	145	485	category	category	NOUN
fsr-4041	145	486	less	less	ADJ
fsr-4041	145	487	than	than	ADP
fsr-4041	145	488	high	high	ADJ
fsr-4041	145	489	school	school	NOUN
fsr-4041	145	490	=	=	SYM
fsr-4041	145	491	1	1	NUM
fsr-4041	145	492	;	;	PUNCT
fsr-4041	145	493	high	high	ADJ
fsr-4041	145	494	school	school	NOUN
fsr-4041	145	495	graduate	graduate	NOUN
fsr-4041	145	496	=	=	NOUN
fsr-4041	145	497	2	2	NUM
fsr-4041	145	498	;	;	PUNCT
fsr-4041	145	499	associate	associate	NOUN
fsr-4041	145	500	degree	degree	NOUN
fsr-4041	145	501	=	=	SYM
fsr-4041	145	502	3	3	NUM
fsr-4041	145	503	;	;	PUNCT
fsr-4041	145	504	bachelor	bachelor	PROPN
fsr-4041	145	505	's	's	PART
fsr-4041	145	506	degree	degree	NOUN
fsr-4041	145	507	=	=	SYM
fsr-4041	145	508	4	4	NUM
fsr-4041	145	509	;	;	PUNCT
fsr-4041	145	510	graduate	graduate	NOUN
fsr-4041	145	511	degree	degree	NOUN
fsr-4041	145	512	or	or	CCONJ
fsr-4041	145	513	higher	high	ADJ
fsr-4041	145	514	=	=	SYM
fsr-4041	145	515	5	5	NUM
fsr-4041	145	516	income	income	NOUN
fsr-4041	145	517	less	less	ADJ
fsr-4041	145	518	than	than	ADP
fsr-4041	145	519	$	$	SYM
fsr-4041	145	520	15k	15k	NUM
fsr-4041	145	521	$	$	SYM
fsr-4041	145	522	15k-$25k	15k-$25k	NUM
fsr-4041	145	523	$	$	SYM
fsr-4041	145	524	25k-$35k	25k-$35k	NUM
fsr-4041	145	525	$	$	SYM
fsr-4041	145	526	35k-$50k	35k-$50k	NUM
fsr-4041	145	527	$	$	SYM
fsr-4041	145	528	50k-$75k	50k-$75k	NUM
fsr-4041	145	529	$	$	SYM
fsr-4041	145	530	75k-$100k	75k-$100k	NUM
fsr-4041	145	531	$	$	SYM
fsr-4041	145	532	100k-$150k	100k-$150k	NUM
fsr-4041	145	533	over	over	ADP
fsr-4041	145	534	$	$	SYM
fsr-4041	145	535	150k	150k	NUM
fsr-4041	145	536	reference	reference	NOUN
fsr-4041	145	537	category	category	NOUN
fsr-4041	145	538	less	less	ADJ
fsr-4041	145	539	than	than	ADP
fsr-4041	145	540	$	$	SYM
fsr-4041	145	541	15k	15k	NUM
fsr-4041	145	542	=	=	SYM
fsr-4041	145	543	1	1	NUM
fsr-4041	145	544	;	;	PUNCT
fsr-4041	145	545	$	$	SYM
fsr-4041	145	546	15k-$25k	15k-$25k	NUM
fsr-4041	145	547	=	=	SYM
fsr-4041	145	548	2	2	NUM
fsr-4041	145	549	;	;	PUNCT
fsr-4041	145	550	$	$	SYM
fsr-4041	145	551	25k-$35k	25k-$35k	NUM
fsr-4041	145	552	=	=	SYM
fsr-4041	145	553	3	3	NUM
fsr-4041	145	554	;	;	PUNCT
fsr-4041	145	555	$	$	SYM
fsr-4041	145	556	35k-$50k	35k-$50k	NUM
fsr-4041	145	557	=	=	SYM
fsr-4041	145	558	4	4	NUM
fsr-4041	145	559	;	;	PUNCT
fsr-4041	145	560	$	$	SYM
fsr-4041	145	561	50k-$75k	50k-$75k	NUM
fsr-4041	145	562	=	=	SYM
fsr-4041	145	563	5	5	NUM
fsr-4041	145	564	;	;	PUNCT
fsr-4041	145	565	$	$	SYM
fsr-4041	145	566	75k-$100k	75k-$100k	NUM
fsr-4041	145	567	=	=	SYM
fsr-4041	145	568	6	6	NUM
fsr-4041	145	569	;	;	PUNCT
fsr-4041	145	570	$	$	SYM
fsr-4041	145	571	100k-$150k	100k-$150k	NUM
fsr-4041	145	572	=	=	SYM
fsr-4041	145	573	7	7	NUM
fsr-4041	145	574	;	;	PUNCT
fsr-4041	145	575	over	over	ADP
fsr-4041	145	576	$	$	SYM
fsr-4041	145	577	150k	150k	NUM
fsr-4041	145	578	=	=	NOUN
fsr-4041	145	579	8	8	NUM
fsr-4041	145	580	number	number	NOUN
fsr-4041	145	581	of	of	ADP
fsr-4041	145	582	children	child	NOUN
fsr-4041	145	583	actual	actual	ADJ
fsr-4041	145	584	number	number	NOUN
fsr-4041	145	585	of	of	ADP
fsr-4041	145	586	children	child	NOUN
fsr-4041	145	587	in	in	ADP
fsr-4041	145	588	a	a	DET
fsr-4041	145	589	household	household	NOUN
fsr-4041	145	590	heo	heo	PROPN
fsr-4041	145	591	et	et	PROPN
fsr-4041	145	592	al	al	PROPN
fsr-4041	145	593	.	.	PROPN
fsr-4041	145	594	87	87	NUM
fsr-4041	145	595	to	to	PART
fsr-4041	145	596	answer	answer	VERB
fsr-4041	145	597	rq3	rq3	NOUN
fsr-4041	145	598	,	,	PUNCT
fsr-4041	145	599	seemingly	seemingly	ADV
fsr-4041	145	600	unrelated	unrelated	ADJ
fsr-4041	145	601	estimation	estimation	NOUN
fsr-4041	145	602	(	(	PUNCT
fsr-4041	145	603	sue	sue	NOUN
fsr-4041	145	604	)	)	PUNCT
fsr-4041	145	605	was	be	AUX
fsr-4041	145	606	utilized	utilize	VERB
fsr-4041	145	607	(	(	PUNCT
fsr-4041	145	608	model	model	NOUN
fsr-4041	145	609	2	2	NUM
fsr-4041	145	610	)	)	PUNCT
fsr-4041	145	611	.	.	PUNCT
fsr-4041	146	1	the	the	DET
fsr-4041	146	2	dependent	dependent	ADJ
fsr-4041	146	3	variables	variable	NOUN
fsr-4041	146	4	were	be	AUX
fsr-4041	146	5	different	different	ADJ
fsr-4041	146	6	across	across	ADP
fsr-4041	146	7	the	the	DET
fsr-4041	146	8	estimated	estimate	VERB
fsr-4041	146	9	model	model	NOUN
fsr-4041	146	10	,	,	PUNCT
fsr-4041	146	11	making	make	VERB
fsr-4041	146	12	the	the	DET
fsr-4041	146	13	coefficients	coefficient	NOUN
fsr-4041	146	14	of	of	ADP
fsr-4041	146	15	each	each	DET
fsr-4041	146	16	regression	regression	NOUN
fsr-4041	146	17	not	not	PART
fsr-4041	146	18	directly	directly	ADV
fsr-4041	146	19	comparable	comparable	ADJ
fsr-4041	146	20	.	.	PUNCT
fsr-4041	147	1	we	we	PRON
fsr-4041	147	2	study	study	VERB
fsr-4041	147	3	used	use	VERB
fsr-4041	147	4	sue	sue	NOUN
fsr-4041	147	5	estimation	estimation	NOUN
fsr-4041	147	6	to	to	PART
fsr-4041	147	7	make	make	VERB
fsr-4041	147	8	marginal	marginal	ADJ
fsr-4041	147	9	effects	effect	NOUN
fsr-4041	147	10	obtained	obtain	VERB
fsr-4041	147	11	from	from	ADP
fsr-4041	147	12	separate	separate	ADJ
fsr-4041	147	13	regressions	regression	NOUN
fsr-4041	147	14	comparable	comparable	ADJ
fsr-4041	147	15	(	(	PUNCT
fsr-4041	147	16	weesie	weesie	NOUN
fsr-4041	147	17	,	,	PUNCT
fsr-4041	147	18	2000	2000	NUM
fsr-4041	147	19	)	)	PUNCT
fsr-4041	147	20	.	.	PUNCT
fsr-4041	148	1	sue	sue	NOUN
fsr-4041	148	2	also	also	ADV
fsr-4041	148	3	estimates	estimate	VERB
fsr-4041	148	4	more	more	ADV
fsr-4041	148	5	robust	robust	ADJ
fsr-4041	148	6	coefficients	coefficient	NOUN
fsr-4041	148	7	because	because	SCONJ
fsr-4041	148	8	all	all	DET
fsr-4041	148	9	six	six	NUM
fsr-4041	148	10	models	model	NOUN
fsr-4041	148	11	(	(	PUNCT
fsr-4041	148	12	a	a	DET
fsr-4041	148	13	–	–	PUNCT
fsr-4041	148	14	f	f	NOUN
fsr-4041	148	15	)	)	PUNCT
fsr-4041	148	16	in	in	ADP
fsr-4041	148	17	model	model	NOUN
fsr-4041	148	18	2	2	NUM
fsr-4041	148	19	simultaneously	simultaneously	ADV
fsr-4041	148	20	estimate	estimate	VERB
fsr-4041	148	21	their	their	PRON
fsr-4041	148	22	coefficients	coefficient	NOUN
fsr-4041	148	23	by	by	ADP
fsr-4041	148	24	accounting	account	VERB
fsr-4041	148	25	for	for	ADP
fsr-4041	148	26	standard	standard	ADJ
fsr-4041	148	27	errors	error	NOUN
fsr-4041	148	28	across	across	ADP
fsr-4041	148	29	six	six	NUM
fsr-4041	148	30	models	model	NOUN
fsr-4041	148	31	.	.	PUNCT
fsr-4041	149	1	sue	sue	NOUN
fsr-4041	149	2	was	be	AUX
fsr-4041	149	3	introduced	introduce	VERB
fsr-4041	149	4	to	to	PART
fsr-4041	149	5	estimate	estimate	VERB
fsr-4041	149	6	the	the	DET
fsr-4041	149	7	comparable	comparable	ADJ
fsr-4041	149	8	coefficients	coefficient	NOUN
fsr-4041	149	9	across	across	ADP
fsr-4041	149	10	multiple	multiple	ADJ
fsr-4041	149	11	regressions	regression	NOUN
fsr-4041	149	12	(	(	PUNCT
fsr-4041	149	13	srivastava	srivastava	PROPN
fsr-4041	149	14	&	&	CCONJ
fsr-4041	149	15	gilles	gilles	PROPN
fsr-4041	149	16	,	,	PUNCT
fsr-4041	149	17	1987	1987	NUM
fsr-4041	149	18	)	)	PUNCT
fsr-4041	149	19	as	as	SCONJ
fsr-4041	149	20	follows	follow	VERB
fsr-4041	149	21	:	:	PUNCT
fsr-4041	149	22	𝑌𝑗	𝑌𝑗	PROPN
fsr-4041	149	23	=	=	PRON
fsr-4041	149	24	𝑎𝑗	𝑎𝑗	PROPN
fsr-4041	149	25	+	+	ADV
fsr-4041	149	26	𝑏𝑗𝑙	𝑏𝑗𝑙	VERB
fsr-4041	149	27	∑	∑	PUNCT
fsr-4041	149	28	𝑃𝑝ℎ𝑜𝑏𝑖𝑎𝑗𝑙	𝑃𝑝ℎ𝑜𝑏𝑖𝑎𝑗𝑙	PROPN
fsr-4041	149	29	+	+	NUM
fsr-4041	149	30	𝑏𝑗𝑘	𝑏𝑗𝑘	NOUN
fsr-4041	149	31	∑	∑	PROPN
fsr-4041	149	32	𝑃𝑠𝑦𝑗𝑘	𝑃𝑠𝑦𝑗𝑘	PROPN
fsr-4041	149	33	+	+	CCONJ
fsr-4041	149	34	𝑏𝑗𝑙	𝑏𝑗𝑙	VERB
fsr-4041	149	35	∑	∑	PUNCT
fsr-4041	149	36	𝐹𝑖𝑛𝑃𝑠𝑦𝑗𝑙	𝐹𝑖𝑛𝑃𝑠𝑦𝑗𝑙	PROPN
fsr-4041	149	37	+	+	CCONJ
fsr-4041	149	38	𝑏𝑗𝑚	𝑏𝑗𝑚	ADJ
fsr-4041	149	39	∑	∑	PUNCT
fsr-4041	149	40	𝐹𝑖𝑛𝑗𝑚	𝐹𝑖𝑛𝑗𝑚	PROPN
fsr-4041	149	41	+	+	CCONJ
fsr-4041	149	42	𝑏𝑗𝑛	𝑏𝑗𝑛	PRON
fsr-4041	149	43	∑	∑	PROPN
fsr-4041	149	44	𝐽𝑜𝑏𝑠𝑗𝑛	𝐽𝑜𝑏𝑠𝑗𝑛	PROPN
fsr-4041	149	45	+	+	CCONJ
fsr-4041	149	46	𝑏𝑗𝑜	𝑏𝑗𝑜	NOUN
fsr-4041	149	47	∑	∑	PROPN
fsr-4041	149	48	𝐵𝑒ℎ𝑗𝑜	𝐵𝑒ℎ𝑗𝑜	PROPN
fsr-4041	149	49	+	+	CCONJ
fsr-4041	149	50	𝑏𝑗𝑝	𝑏𝑗𝑝	NOUN
fsr-4041	149	51	∑	∑	PROPN
fsr-4041	149	52	𝐷𝑒𝑚𝑜𝑗𝑝	𝐷𝑒𝑚𝑜𝑗𝑝	PROPN
fsr-4041	149	53	+	+	CCONJ
fsr-4041	149	54	𝑒𝑗	𝑒𝑗	PROPN
fsr-4041	149	55	…	…	PUNCT
fsr-4041	149	56	models	model	NOUN
fsr-4041	149	57	2a	2a	NUM
fsr-4041	149	58	to	to	ADP
fsr-4041	149	59	2f	2f	NUM
fsr-4041	149	60	where	where	SCONJ
fsr-4041	149	61	,	,	PUNCT
fsr-4041	149	62	pphobial	pphobial	PROPN
fsr-4041	149	63	is	be	AUX
fsr-4041	149	64	phone	phone	NOUN
fsr-4041	149	65	call	call	NOUN
fsr-4041	149	66	phobia	phobia	NOUN
fsr-4041	149	67	including	include	VERB
fsr-4041	149	68	a	a	DET
fsr-4041	149	69	call	call	NOUN
fsr-4041	149	70	from	from	ADP
fsr-4041	149	71	an	an	DET
fsr-4041	149	72	employer	employer	NOUN
fsr-4041	149	73	,	,	PUNCT
fsr-4041	149	74	family	family	NOUN
fsr-4041	149	75	,	,	PUNCT
fsr-4041	149	76	and	and	CCONJ
fsr-4041	149	77	friends	friend	NOUN
fsr-4041	149	78	;	;	PUNCT
fsr-4041	149	79	and	and	CCONJ
fsr-4041	149	80	j	j	PROPN
fsr-4041	149	81	is	be	AUX
fsr-4041	149	82	the	the	DET
fsr-4041	149	83	communication	communication	NOUN
fsr-4041	149	84	method	method	NOUN
fsr-4041	149	85	including	include	VERB
fsr-4041	149	86	face	face	NOUN
fsr-4041	149	87	-	-	PUNCT
fsr-4041	149	88	to	to	ADP
fsr-4041	149	89	-	-	PUNCT
fsr-4041	149	90	face	face	NOUN
fsr-4041	149	91	(	(	PUNCT
fsr-4041	149	92	model	model	NOUN
fsr-4041	149	93	2a	2a	NUM
fsr-4041	149	94	)	)	PUNCT
fsr-4041	149	95	,	,	PUNCT
fsr-4041	150	1	phone	phone	NOUN
fsr-4041	150	2	(	(	PUNCT
fsr-4041	150	3	model	model	NOUN
fsr-4041	150	4	2b	2b	NOUN
fsr-4041	150	5	)	)	PUNCT
fsr-4041	150	6	,	,	PUNCT
fsr-4041	150	7	letter	letter	NOUN
fsr-4041	150	8	(	(	PUNCT
fsr-4041	150	9	model	model	NOUN
fsr-4041	150	10	2c	2c	NUM
fsr-4041	150	11	)	)	PUNCT
fsr-4041	150	12	,	,	PUNCT
fsr-4041	150	13	e	e	NOUN
fsr-4041	150	14	-	-	NOUN
fsr-4041	150	15	mail	mail	NOUN
fsr-4041	150	16	(	(	PUNCT
fsr-4041	150	17	model	model	NOUN
fsr-4041	150	18	2d	2d	PROPN
fsr-4041	150	19	)	)	PUNCT
fsr-4041	150	20	,	,	PUNCT
fsr-4041	150	21	text	text	NOUN
fsr-4041	150	22	messaging	messaging	NOUN
fsr-4041	150	23	(	(	PUNCT
fsr-4041	150	24	model	model	NOUN
fsr-4041	150	25	2e	2e	PROPN
fsr-4041	150	26	)	)	PUNCT
fsr-4041	150	27	,	,	PUNCT
fsr-4041	150	28	and	and	CCONJ
fsr-4041	150	29	instant	instant	ADJ
fsr-4041	150	30	messaging	messaging	NOUN
fsr-4041	150	31	apps	app	NOUN
fsr-4041	150	32	(	(	PUNCT
fsr-4041	150	33	model	model	NOUN
fsr-4041	150	34	2f	2f	NUM
fsr-4041	150	35	)	)	PUNCT
fsr-4041	150	36	.	.	PUNCT
fsr-4041	151	1	results	result	VERB
fsr-4041	151	2	correlation	correlation	NOUN
fsr-4041	151	3	analysis	analysis	NOUN
fsr-4041	151	4	before	before	SCONJ
fsr-4041	151	5	the	the	DET
fsr-4041	151	6	ordered	order	VERB
fsr-4041	151	7	logistic	logistic	ADJ
fsr-4041	151	8	regression	regression	NOUN
fsr-4041	151	9	analysis	analysis	NOUN
fsr-4041	151	10	was	be	AUX
fsr-4041	151	11	undertaken	undertake	VERB
fsr-4041	151	12	,	,	PUNCT
fsr-4041	151	13	the	the	DET
fsr-4041	151	14	correlation	correlation	NOUN
fsr-4041	151	15	between	between	ADP
fsr-4041	151	16	each	each	DET
fsr-4041	151	17	financial	financial	ADJ
fsr-4041	151	18	stress	stress	NOUN
fsr-4041	151	19	factors	factor	NOUN
fsr-4041	151	20	(	(	PUNCT
fsr-4041	151	21	i.e.	i.e.	X
fsr-4041	151	22	,	,	PUNCT
fsr-4041	151	23	affective	affective	ADJ
fsr-4041	151	24	response	response	NOUN
fsr-4041	151	25	to	to	ADP
fsr-4041	151	26	financial	financial	ADJ
fsr-4041	151	27	stress	stress	NOUN
fsr-4041	151	28	;	;	PUNCT
fsr-4041	151	29	relational	relational	ADJ
fsr-4041	151	30	response	response	NOUN
fsr-4041	151	31	to	to	ADP
fsr-4041	151	32	financial	financial	ADJ
fsr-4041	151	33	stress	stress	NOUN
fsr-4041	151	34	;	;	PUNCT
fsr-4041	151	35	physiological	physiological	ADJ
fsr-4041	151	36	response	response	NOUN
fsr-4041	151	37	to	to	ADP
fsr-4041	151	38	financial	financial	ADJ
fsr-4041	151	39	stress	stress	NOUN
fsr-4041	151	40	)	)	PUNCT
fsr-4041	151	41	and	and	CCONJ
fsr-4041	151	42	each	each	DET
fsr-4041	151	43	type	type	NOUN
fsr-4041	151	44	of	of	ADP
fsr-4041	151	45	phone	phone	NOUN
fsr-4041	151	46	call	call	NOUN
fsr-4041	151	47	phobia	phobia	NOUN
fsr-4041	151	48	(	(	PUNCT
fsr-4041	151	49	i.e.	i.e.	X
fsr-4041	151	50	,	,	PUNCT
fsr-4041	151	51	phone	phone	NOUN
fsr-4041	151	52	call	call	NOUN
fsr-4041	151	53	phobia	phobia	NOUN
fsr-4041	151	54	from	from	ADP
fsr-4041	151	55	employer	employer	NOUN
fsr-4041	151	56	,	,	PUNCT
fsr-4041	151	57	phone	phone	NOUN
fsr-4041	151	58	call	call	NOUN
fsr-4041	151	59	phobia	phobia	NOUN
fsr-4041	151	60	from	from	ADP
fsr-4041	151	61	family	family	NOUN
fsr-4041	151	62	,	,	PUNCT
fsr-4041	151	63	phone	phone	NOUN
fsr-4041	151	64	call	call	NOUN
fsr-4041	151	65	phobia	phobia	NOUN
fsr-4041	151	66	from	from	ADP
fsr-4041	151	67	friends	friend	NOUN
fsr-4041	151	68	)	)	PUNCT
fsr-4041	151	69	was	be	AUX
fsr-4041	151	70	checked	check	VERB
fsr-4041	151	71	.	.	PUNCT
fsr-4041	152	1	correlation	correlation	NOUN
fsr-4041	152	2	tests	test	NOUN
fsr-4041	152	3	were	be	AUX
fsr-4041	152	4	made	make	VERB
fsr-4041	152	5	to	to	PART
fsr-4041	152	6	confirm	confirm	VERB
fsr-4041	152	7	the	the	DET
fsr-4041	152	8	linearity	linearity	NOUN
fsr-4041	152	9	of	of	ADP
fsr-4041	152	10	the	the	DET
fsr-4041	152	11	relationships	relationship	NOUN
fsr-4041	152	12	.	.	PUNCT
fsr-4041	153	1	as	as	SCONJ
fsr-4041	153	2	shown	show	VERB
fsr-4041	153	3	in	in	ADP
fsr-4041	153	4	table	table	NOUN
fsr-4041	153	5	3	3	NUM
fsr-4041	153	6	,	,	PUNCT
fsr-4041	153	7	the	the	DET
fsr-4041	153	8	association	association	NOUN
fsr-4041	153	9	between	between	ADP
fsr-4041	153	10	financial	financial	ADJ
fsr-4041	153	11	stress	stress	NOUN
fsr-4041	153	12	and	and	CCONJ
fsr-4041	153	13	phone	phone	NOUN
fsr-4041	153	14	call	call	NOUN
fsr-4041	153	15	phobia	phobia	NOUN
fsr-4041	153	16	was	be	AUX
fsr-4041	153	17	significant	significant	ADJ
fsr-4041	153	18	.	.	PUNCT
fsr-4041	154	1	figure	figure	NOUN
fsr-4041	154	2	1	1	NUM
fsr-4041	154	3	illustrates	illustrate	VERB
fsr-4041	154	4	the	the	DET
fsr-4041	154	5	lowess	lowess	ADJ
fsr-4041	154	6	smoothing	smoothing	NOUN
fsr-4041	154	7	graphs	graph	NOUN
fsr-4041	154	8	showing	show	VERB
fsr-4041	154	9	the	the	DET
fsr-4041	154	10	linear	linear	ADJ
fsr-4041	154	11	associations	association	NOUN
fsr-4041	154	12	between	between	ADP
fsr-4041	154	13	two	two	NUM
fsr-4041	154	14	selected	select	VERB
fsr-4041	154	15	variables	variable	NOUN
fsr-4041	154	16	(	(	PUNCT
fsr-4041	154	17	cleveland	cleveland	PROPN
fsr-4041	154	18	,	,	PUNCT
fsr-4041	154	19	1979	1979	NUM
fsr-4041	154	20	;	;	PUNCT
fsr-4041	154	21	royston	royston	PROPN
fsr-4041	154	22	&	&	CCONJ
fsr-4041	154	23	cox	cox	PROPN
fsr-4041	154	24	,	,	PUNCT
fsr-4041	154	25	2005	2005	NUM
fsr-4041	154	26	)	)	PUNCT
fsr-4041	154	27	.	.	PUNCT
fsr-4041	155	1	table	table	NOUN
fsr-4041	155	2	3	3	NUM
fsr-4041	155	3	.	.	X
fsr-4041	155	4	correlation	correlation	NOUN
fsr-4041	155	5	between	between	ADP
fsr-4041	155	6	financial	financial	ADJ
fsr-4041	155	7	stress	stress	NOUN
fsr-4041	155	8	and	and	CCONJ
fsr-4041	155	9	phone	phone	NOUN
fsr-4041	155	10	call	call	NOUN
fsr-4041	155	11	phobia	phobia	PROPN
fsr-4041	155	12	fsa	fsa	PROPN
fsr-4041	155	13	fsr	fsr	PROPN
fsr-4041	155	14	fsp	fsp	PROPN
fsr-4041	155	15	fs	fs	PROPN
fsr-4041	155	16	total	total	PROPN
fsr-4041	155	17	emp	emp	PROPN
fsr-4041	155	18	pb	pb	ADP
fsr-4041	155	19	fam	fam	NOUN
fsr-4041	155	20	pb	pb	X
fsr-4041	155	21	frd	frd	VERB
fsr-4041	155	22	pb	pb	ADP
fsr-4041	155	23	fsa	fsa	PROPN
fsr-4041	155	24	1.00	1.00	NUM
fsr-4041	155	25	fsr	fsr	PROPN
fsr-4041	155	26	.74	.74	NUM
fsr-4041	155	27	*	*	PUNCT
fsr-4041	155	28	*	*	PUNCT
fsr-4041	155	29	*	*	PROPN
fsr-4041	155	30	1.00	1.00	NUM
fsr-4041	155	31	fsp	fsp	NOUN
fsr-4041	155	32	.69	.69	NUM
fsr-4041	155	33	*	*	PUNCT
fsr-4041	155	34	*	*	PUNCT
fsr-4041	155	35	*	*	PUNCT
fsr-4041	155	36	.85	.85	NUM
fsr-4041	155	37	*	*	PUNCT
fsr-4041	155	38	*	*	PUNCT
fsr-4041	155	39	*	*	PROPN
fsr-4041	155	40	1.00	1.00	NUM
fsr-4041	155	41	fs	fs	ADP
fsr-4041	155	42	total	total	ADJ
fsr-4041	155	43	.89	.89	NUM
fsr-4041	155	44	*	*	PUNCT
fsr-4041	155	45	*	*	PUNCT
fsr-4041	156	1	*	*	PUNCT
fsr-4041	157	1	.93	.93	NUM
fsr-4041	158	1	*	*	PUNCT
fsr-4041	158	2	*	*	PUNCT
fsr-4041	158	3	*	*	PUNCT
fsr-4041	158	4	.92	.92	NUM
fsr-4041	158	5	*	*	PUNCT
fsr-4041	158	6	*	*	PUNCT
fsr-4041	159	1	*	*	PROPN
fsr-4041	159	2	1.00	1.00	NUM
fsr-4041	159	3	emp	emp	NOUN
fsr-4041	159	4	pb	pb	ADP
fsr-4041	159	5	.36	.36	NUM
fsr-4041	159	6	*	*	PUNCT
fsr-4041	159	7	*	*	PUNCT
fsr-4041	159	8	*	*	PUNCT
fsr-4041	159	9	.36	.36	NUM
fsr-4041	159	10	*	*	X
fsr-4041	159	11	*	*	PUNCT
fsr-4041	159	12	*	*	PUNCT
fsr-4041	159	13	.35	.35	NUM
fsr-4041	159	14	*	*	PUNCT
fsr-4041	159	15	*	*	PUNCT
fsr-4041	159	16	*	*	PUNCT
fsr-4041	159	17	.39	.39	NUM
fsr-4041	159	18	*	*	PUNCT
fsr-4041	159	19	*	*	PUNCT
fsr-4041	159	20	*	*	PUNCT
fsr-4041	159	21	1.00	1.00	NUM
fsr-4041	159	22	fam	fam	NOUN
fsr-4041	159	23	pb	pb	ADP
fsr-4041	159	24	.32	.32	NUM
fsr-4041	159	25	*	*	PUNCT
fsr-4041	159	26	*	*	PUNCT
fsr-4041	159	27	*	*	PUNCT
fsr-4041	159	28	.36	.36	NUM
fsr-4041	159	29	*	*	X
fsr-4041	159	30	*	*	PUNCT
fsr-4041	159	31	*	*	PUNCT
fsr-4041	159	32	.37	.37	NUM
fsr-4041	159	33	*	*	PUNCT
fsr-4041	159	34	*	*	PUNCT
fsr-4041	159	35	*	*	PUNCT
fsr-4041	159	36	.38	.38	NUM
fsr-4041	159	37	*	*	PUNCT
fsr-4041	159	38	*	*	PUNCT
fsr-4041	159	39	*	*	PUNCT
fsr-4041	159	40	.43	.43	NUM
fsr-4041	159	41	*	*	PUNCT
fsr-4041	159	42	*	*	PUNCT
fsr-4041	159	43	*	*	PUNCT
fsr-4041	159	44	1.00	1.00	NUM
fsr-4041	159	45	frd	frd	NOUN
fsr-4041	159	46	pb	pb	ADP
fsr-4041	159	47	.27	.27	NUM
fsr-4041	159	48	*	*	PUNCT
fsr-4041	159	49	*	*	PUNCT
fsr-4041	159	50	*	*	PUNCT
fsr-4041	159	51	.28	.28	NUM
fsr-4041	159	52	*	*	PUNCT
fsr-4041	159	53	*	*	PUNCT
fsr-4041	159	54	*	*	PUNCT
fsr-4041	159	55	.29	.29	NUM
fsr-4041	159	56	*	*	PUNCT
fsr-4041	159	57	*	*	PUNCT
fsr-4041	159	58	*	*	PUNCT
fsr-4041	159	59	.31	.31	NUM
fsr-4041	159	60	*	*	PUNCT
fsr-4041	159	61	*	*	PUNCT
fsr-4041	159	62	*	*	PUNCT
fsr-4041	159	63	.45	.45	NUM
fsr-4041	159	64	*	*	PUNCT
fsr-4041	159	65	*	*	PUNCT
fsr-4041	159	66	*	*	PUNCT
fsr-4041	159	67	.62	.62	NUM
fsr-4041	159	68	*	*	NOUN
fsr-4041	159	69	*	*	PUNCT
fsr-4041	159	70	*	*	PUNCT
fsr-4041	159	71	1.00	1.00	NUM
fsr-4041	159	72	note	note	NOUN
fsr-4041	159	73	.	.	PUNCT
fsr-4041	160	1	fsa	fsa	PROPN
fsr-4041	160	2	is	be	AUX
fsr-4041	160	3	the	the	DET
fsr-4041	160	4	affective	affective	ADJ
fsr-4041	160	5	response	response	NOUN
fsr-4041	160	6	to	to	ADP
fsr-4041	160	7	financial	financial	ADJ
fsr-4041	160	8	stress	stress	NOUN
fsr-4041	160	9	;	;	PUNCT
fsr-4041	160	10	fsr	fsr	PROPN
fsr-4041	160	11	is	be	AUX
fsr-4041	160	12	the	the	DET
fsr-4041	160	13	relational	relational	ADJ
fsr-4041	160	14	response	response	NOUN
fsr-4041	160	15	to	to	ADP
fsr-4041	160	16	financial	financial	ADJ
fsr-4041	160	17	stress	stress	NOUN
fsr-4041	160	18	;	;	PUNCT
fsr-4041	160	19	fsp	fsp	PROPN
fsr-4041	160	20	is	be	AUX
fsr-4041	160	21	the	the	DET
fsr-4041	160	22	physiological	physiological	ADJ
fsr-4041	160	23	response	response	NOUN
fsr-4041	160	24	to	to	ADP
fsr-4041	160	25	financial	financial	ADJ
fsr-4041	160	26	stress	stress	NOUN
fsr-4041	160	27	;	;	PUNCT
fsr-4041	160	28	fs	fs	PRON
fsr-4041	160	29	total	total	NOUN
fsr-4041	160	30	is	be	AUX
fsr-4041	160	31	the	the	DET
fsr-4041	160	32	total	total	ADJ
fsr-4041	160	33	sum	sum	NOUN
fsr-4041	160	34	of	of	ADP
fsr-4041	160	35	fsa	fsa	PROPN
fsr-4041	160	36	,	,	PUNCT
fsr-4041	160	37	fsr	fsr	PROPN
fsr-4041	160	38	,	,	PUNCT
fsr-4041	160	39	and	and	CCONJ
fsr-4041	160	40	fsp	fsp	NOUN
fsr-4041	160	41	;	;	PUNCT
fsr-4041	160	42	emp	emp	NOUN
fsr-4041	160	43	pb	pb	ADP
fsr-4041	160	44	is	be	AUX
fsr-4041	160	45	phone	phone	NOUN
fsr-4041	160	46	call	call	NOUN
fsr-4041	160	47	phobia	phobia	NOUN
fsr-4041	160	48	from	from	ADP
fsr-4041	160	49	employer	employer	NOUN
fsr-4041	160	50	;	;	PUNCT
fsr-4041	160	51	fam	fam	NOUN
fsr-4041	160	52	pb	pb	X
fsr-4041	160	53	is	be	AUX
fsr-4041	160	54	phone	phone	NOUN
fsr-4041	160	55	call	call	NOUN
fsr-4041	160	56	phobia	phobia	NOUN
fsr-4041	160	57	from	from	ADP
fsr-4041	160	58	family	family	NOUN
fsr-4041	160	59	;	;	PUNCT
fsr-4041	160	60	and	and	CCONJ
fsr-4041	160	61	frd	frd	VERB
fsr-4041	160	62	pb	pb	ADP
fsr-4041	160	63	is	be	AUX
fsr-4041	160	64	phone	phone	NOUN
fsr-4041	160	65	call	call	NOUN
fsr-4041	160	66	phobia	phobia	NOUN
fsr-4041	160	67	from	from	ADP
fsr-4041	160	68	friends	friend	NOUN
fsr-4041	160	69	.	.	PUNCT
fsr-4041	161	1	financial	financial	ADJ
fsr-4041	161	2	services	service	NOUN
fsr-4041	161	3	review	review	PROPN
fsr-4041	161	4	,	,	PUNCT
fsr-4041	161	5	32(4	32(4	NUM
fsr-4041	161	6	)	)	PUNCT
fsr-4041	161	7	88	88	NUM
fsr-4041	161	8	figure	figure	NOUN
fsr-4041	161	9	1	1	NUM
fsr-4041	161	10	.	.	PUNCT
fsr-4041	162	1	phone	phone	NOUN
fsr-4041	162	2	call	call	NOUN
fsr-4041	162	3	phobia	phobia	NOUN
fsr-4041	162	4	by	by	ADP
fsr-4041	162	5	financial	financial	ADJ
fsr-4041	162	6	stress	stress	NOUN
fsr-4041	162	7	and	and	CCONJ
fsr-4041	162	8	relationships	relationship	NOUN
fsr-4041	162	9	financial	financial	ADJ
fsr-4041	162	10	and	and	CCONJ
fsr-4041	162	11	psychological	psychological	ADJ
fsr-4041	162	12	factors	factor	NOUN
fsr-4041	162	13	associated	associate	VERB
fsr-4041	162	14	with	with	ADP
fsr-4041	162	15	phone	phone	NOUN
fsr-4041	162	16	call	call	NOUN
fsr-4041	162	17	phobia	phobia	NOUN
fsr-4041	162	18	as	as	SCONJ
fsr-4041	162	19	shown	show	VERB
fsr-4041	162	20	in	in	ADP
fsr-4041	162	21	table	table	NOUN
fsr-4041	162	22	4	4	NUM
fsr-4041	162	23	,	,	PUNCT
fsr-4041	162	24	the	the	DET
fsr-4041	162	25	relationship	relationship	NOUN
fsr-4041	162	26	between	between	ADP
fsr-4041	162	27	financial	financial	ADJ
fsr-4041	162	28	stress	stress	NOUN
fsr-4041	162	29	and	and	CCONJ
fsr-4041	162	30	phone	phone	NOUN
fsr-4041	162	31	call	call	NOUN
fsr-4041	162	32	phobia	phobia	NOUN
fsr-4041	162	33	was	be	AUX
fsr-4041	162	34	significant	significant	ADJ
fsr-4041	162	35	and	and	CCONJ
fsr-4041	162	36	positive	positive	ADJ
fsr-4041	162	37	,	,	PUNCT
fsr-4041	162	38	as	as	SCONJ
fsr-4041	162	39	observed	observe	VERB
fsr-4041	162	40	across	across	ADP
fsr-4041	162	41	all	all	DET
fsr-4041	162	42	three	three	NUM
fsr-4041	162	43	types	type	NOUN
fsr-4041	162	44	of	of	ADP
fsr-4041	162	45	callers	caller	NOUN
fsr-4041	162	46	:	:	PUNCT
fsr-4041	162	47	employers	employer	NOUN
fsr-4041	162	48	,	,	PUNCT
fsr-4041	162	49	family	family	NOUN
fsr-4041	162	50	,	,	PUNCT
fsr-4041	162	51	and	and	CCONJ
fsr-4041	162	52	friends	friend	NOUN
fsr-4041	162	53	.	.	PUNCT
fsr-4041	163	1	this	this	PRON
fsr-4041	163	2	implies	imply	VERB
fsr-4041	163	3	that	that	SCONJ
fsr-4041	163	4	individuals	individual	NOUN
fsr-4041	163	5	experiencing	experience	VERB
fsr-4041	163	6	financial	financial	ADJ
fsr-4041	163	7	stress	stress	NOUN
fsr-4041	163	8	were	be	AUX
fsr-4041	163	9	more	more	ADV
fsr-4041	163	10	likely	likely	ADJ
fsr-4041	163	11	to	to	PART
fsr-4041	163	12	exhibit	exhibit	VERB
fsr-4041	163	13	a	a	DET
fsr-4041	163	14	higher	high	ADJ
fsr-4041	163	15	level	level	NOUN
fsr-4041	163	16	of	of	ADP
fsr-4041	163	17	phone	phone	NOUN
fsr-4041	163	18	call	call	NOUN
fsr-4041	163	19	phobia	phobia	NOUN
fsr-4041	163	20	when	when	SCONJ
fsr-4041	163	21	it	it	PRON
fsr-4041	163	22	comes	come	VERB
fsr-4041	163	23	to	to	ADP
fsr-4041	163	24	interacting	interact	VERB
fsr-4041	163	25	with	with	ADP
fsr-4041	163	26	three	three	NUM
fsr-4041	163	27	groups	group	NOUN
fsr-4041	163	28	.	.	PUNCT
fsr-4041	164	1	when	when	SCONJ
fsr-4041	164	2	it	it	PRON
fsr-4041	164	3	comes	come	VERB
fsr-4041	164	4	to	to	ADP
fsr-4041	164	5	financial	financial	ADJ
fsr-4041	164	6	satisfaction	satisfaction	NOUN
fsr-4041	164	7	,	,	PUNCT
fsr-4041	164	8	there	there	PRON
fsr-4041	164	9	was	be	VERB
fsr-4041	164	10	a	a	DET
fsr-4041	164	11	partial	partial	ADJ
fsr-4041	164	12	association	association	NOUN
fsr-4041	164	13	with	with	ADP
fsr-4041	164	14	phone	phone	NOUN
fsr-4041	164	15	call	call	NOUN
fsr-4041	164	16	phobia	phobia	PROPN
fsr-4041	164	17	,	,	PUNCT
fsr-4041	164	18	specifically	specifically	ADV
fsr-4041	164	19	in	in	ADP
fsr-4041	164	20	the	the	DET
fsr-4041	164	21	context	context	NOUN
fsr-4041	164	22	of	of	ADP
fsr-4041	164	23	phobia	phobia	NOUN
fsr-4041	164	24	by	by	ADP
fsr-4041	164	25	friends	friend	NOUN
fsr-4041	164	26	.	.	PUNCT
fsr-4041	165	1	the	the	DET
fsr-4041	165	2	result	result	NOUN
fsr-4041	165	3	suggests	suggest	VERB
fsr-4041	165	4	that	that	SCONJ
fsr-4041	165	5	those	those	PRON
fsr-4041	165	6	with	with	ADP
fsr-4041	165	7	higher	high	ADJ
fsr-4041	165	8	levels	level	NOUN
fsr-4041	165	9	of	of	ADP
fsr-4041	165	10	financial	financial	ADJ
fsr-4041	165	11	satisfaction	satisfaction	NOUN
fsr-4041	165	12	had	have	VERB
fsr-4041	165	13	lower	low	ADJ
fsr-4041	165	14	odds	odd	NOUN
fsr-4041	165	15	of	of	ADP
fsr-4041	165	16	having	have	VERB
fsr-4041	165	17	a	a	DET
fsr-4041	165	18	higher	high	ADJ
fsr-4041	165	19	level	level	NOUN
fsr-4041	165	20	of	of	ADP
fsr-4041	165	21	phone	phone	NOUN
fsr-4041	165	22	call	call	NOUN
fsr-4041	165	23	phobia	phobia	NOUN
fsr-4041	165	24	when	when	SCONJ
fsr-4041	165	25	interacting	interact	VERB
fsr-4041	165	26	with	with	ADP
fsr-4041	165	27	friends	friend	NOUN
fsr-4041	165	28	.	.	PUNCT
fsr-4041	166	1	they	they	PRON
fsr-4041	166	2	were	be	AUX
fsr-4041	166	3	less	less	ADV
fsr-4041	166	4	likely	likely	ADJ
fsr-4041	166	5	to	to	PART
fsr-4041	166	6	experience	experience	VERB
fsr-4041	166	7	higher	high	ADJ
fsr-4041	166	8	levels	level	NOUN
fsr-4041	166	9	of	of	ADP
fsr-4041	166	10	phone	phone	NOUN
fsr-4041	166	11	call	call	NOUN
fsr-4041	166	12	phobia	phobia	PROPN
fsr-4041	166	13	.	.	PUNCT
fsr-4041	167	1	the	the	DET
fsr-4041	167	2	number	number	NOUN
fsr-4041	167	3	of	of	ADP
fsr-4041	167	4	loans	loan	NOUN
fsr-4041	167	5	a	a	DET
fsr-4041	167	6	respondent	respondent	NOUN
fsr-4041	167	7	held	hold	VERB
fsr-4041	167	8	was	be	AUX
fsr-4041	167	9	positively	positively	ADV
fsr-4041	167	10	associated	associate	VERB
fsr-4041	167	11	with	with	ADP
fsr-4041	167	12	the	the	DET
fsr-4041	167	13	level	level	NOUN
fsr-4041	167	14	of	of	ADP
fsr-4041	167	15	phone	phone	NOUN
fsr-4041	167	16	call	call	NOUN
fsr-4041	167	17	phobia	phobia	PROPN
fsr-4041	167	18	,	,	PUNCT
fsr-4041	167	19	particularly	particularly	ADV
fsr-4041	167	20	about	about	ADP
fsr-4041	167	21	interactions	interaction	NOUN
fsr-4041	167	22	with	with	ADP
fsr-4041	167	23	friends	friend	NOUN
fsr-4041	167	24	.	.	PUNCT
fsr-4041	168	1	this	this	PRON
fsr-4041	168	2	means	mean	VERB
fsr-4041	168	3	that	that	SCONJ
fsr-4041	168	4	individuals	individual	NOUN
fsr-4041	168	5	with	with	ADP
fsr-4041	168	6	more	more	ADJ
fsr-4041	168	7	loans	loan	NOUN
fsr-4041	168	8	were	be	AUX
fsr-4041	168	9	more	more	ADV
fsr-4041	168	10	likely	likely	ADJ
fsr-4041	168	11	to	to	PART
fsr-4041	168	12	experience	experience	VERB
fsr-4041	168	13	higher	high	ADJ
fsr-4041	168	14	levels	level	NOUN
fsr-4041	168	15	of	of	ADP
fsr-4041	168	16	phone	phone	NOUN
fsr-4041	168	17	call	call	NOUN
fsr-4041	168	18	phobia	phobia	NOUN
fsr-4041	168	19	when	when	SCONJ
fsr-4041	168	20	communicating	communicate	VERB
fsr-4041	168	21	with	with	ADP
fsr-4041	168	22	their	their	PRON
fsr-4041	168	23	friends	friend	NOUN
fsr-4041	168	24	.	.	PUNCT
fsr-4041	169	1	however	however	ADV
fsr-4041	169	2	,	,	PUNCT
fsr-4041	169	3	emergency	emergency	NOUN
fsr-4041	169	4	and	and	CCONJ
fsr-4041	169	5	homeownership	homeownership	NOUN
fsr-4041	169	6	were	be	AUX
fsr-4041	169	7	not	not	PART
fsr-4041	169	8	significant	significant	ADJ
fsr-4041	169	9	.	.	PUNCT
fsr-4041	170	1	job	job	NOUN
fsr-4041	170	2	insecurity	insecurity	NOUN
fsr-4041	170	3	played	play	VERB
fsr-4041	170	4	a	a	DET
fsr-4041	170	5	role	role	NOUN
fsr-4041	170	6	in	in	ADP
fsr-4041	170	7	phone	phone	NOUN
fsr-4041	170	8	call	call	NOUN
fsr-4041	170	9	phobia	phobia	NOUN
fsr-4041	170	10	as	as	ADV
fsr-4041	170	11	well	well	ADV
fsr-4041	170	12	.	.	PUNCT
fsr-4041	171	1	those	those	PRON
fsr-4041	171	2	with	with	ADP
fsr-4041	171	3	higher	high	ADJ
fsr-4041	171	4	levels	level	NOUN
fsr-4041	171	5	of	of	ADP
fsr-4041	171	6	job	job	NOUN
fsr-4041	171	7	insecurity	insecurity	NOUN
fsr-4041	171	8	were	be	AUX
fsr-4041	171	9	more	more	ADV
fsr-4041	171	10	likely	likely	ADJ
fsr-4041	171	11	to	to	PART
fsr-4041	171	12	experience	experience	VERB
fsr-4041	171	13	higher	high	ADJ
fsr-4041	171	14	levels	level	NOUN
fsr-4041	171	15	of	of	ADP
fsr-4041	171	16	phone	phone	NOUN
fsr-4041	171	17	call	call	NOUN
fsr-4041	171	18	phobia	phobia	NOUN
fsr-4041	171	19	when	when	SCONJ
fsr-4041	171	20	communicating	communicate	VERB
fsr-4041	171	21	with	with	ADP
fsr-4041	171	22	employers	employer	NOUN
fsr-4041	171	23	.	.	PUNCT
fsr-4041	172	1	furthermore	furthermore	ADV
fsr-4041	172	2	,	,	PUNCT
fsr-4041	172	3	a	a	DET
fsr-4041	172	4	respondent	respondent	NOUN
fsr-4041	172	5	's	's	PART
fsr-4041	172	6	work	work	NOUN
fsr-4041	172	7	status	status	NOUN
fsr-4041	172	8	had	have	VERB
fsr-4041	172	9	varying	vary	VERB
fsr-4041	172	10	effects	effect	NOUN
fsr-4041	172	11	on	on	ADP
fsr-4041	172	12	phone	phone	NOUN
fsr-4041	172	13	call	call	NOUN
fsr-4041	172	14	phobia	phobia	NOUN
fsr-4041	172	15	depending	depend	VERB
fsr-4041	172	16	on	on	ADP
fsr-4041	172	17	the	the	DET
fsr-4041	172	18	caller	caller	NOUN
fsr-4041	172	19	.	.	PUNCT
fsr-4041	173	1	while	while	SCONJ
fsr-4041	173	2	those	those	PRON
fsr-4041	173	3	who	who	PRON
fsr-4041	173	4	were	be	AUX
fsr-4041	173	5	working	work	VERB
fsr-4041	173	6	were	be	AUX
fsr-4041	173	7	more	more	ADV
fsr-4041	173	8	likely	likely	ADJ
fsr-4041	173	9	to	to	PART
fsr-4041	173	10	experience	experience	VERB
fsr-4041	173	11	higher	high	ADJ
fsr-4041	173	12	levels	level	NOUN
fsr-4041	173	13	of	of	ADP
fsr-4041	173	14	phone	phone	NOUN
fsr-4041	173	15	call	call	NOUN
fsr-4041	173	16	phobia	phobia	NOUN
fsr-4041	173	17	when	when	SCONJ
fsr-4041	173	18	interacting	interact	VERB
fsr-4041	173	19	with	with	ADP
fsr-4041	173	20	employers	employer	NOUN
fsr-4041	173	21	,	,	PUNCT
fsr-4041	173	22	they	they	PRON
fsr-4041	173	23	were	be	AUX
fsr-4041	173	24	less	less	ADV
fsr-4041	173	25	likely	likely	ADJ
fsr-4041	173	26	to	to	PART
fsr-4041	173	27	experience	experience	VERB
fsr-4041	173	28	higher	high	ADJ
fsr-4041	173	29	levels	level	NOUN
fsr-4041	173	30	of	of	ADP
fsr-4041	173	31	phone	phone	NOUN
fsr-4041	173	32	call	call	NOUN
fsr-4041	173	33	phobia	phobia	NOUN
fsr-4041	173	34	when	when	SCONJ
fsr-4041	173	35	interacting	interact	VERB
fsr-4041	173	36	with	with	ADP
fsr-4041	173	37	family	family	NOUN
fsr-4041	173	38	members	member	NOUN
fsr-4041	173	39	and	and	CCONJ
fsr-4041	173	40	friends	friend	NOUN
fsr-4041	173	41	.	.	PUNCT
fsr-4041	174	1	this	this	PRON
fsr-4041	174	2	suggests	suggest	VERB
fsr-4041	174	3	that	that	SCONJ
fsr-4041	174	4	being	be	AUX
fsr-4041	174	5	employed	employ	VERB
fsr-4041	174	6	contributes	contribute	VERB
fsr-4041	174	7	to	to	ADP
fsr-4041	174	8	higher	high	ADJ
fsr-4041	174	9	levels	level	NOUN
fsr-4041	174	10	of	of	ADP
fsr-4041	174	11	phone	phone	NOUN
fsr-4041	174	12	call	call	NOUN
fsr-4041	174	13	phobia	phobia	NOUN
fsr-4041	174	14	from	from	ADP
fsr-4041	174	15	employers	employer	NOUN
fsr-4041	174	16	,	,	PUNCT
fsr-4041	174	17	but	but	CCONJ
fsr-4041	174	18	it	it	PRON
fsr-4041	174	19	may	may	AUX
fsr-4041	174	20	alleviate	alleviate	VERB
fsr-4041	174	21	the	the	DET
fsr-4041	174	22	phobia	phobia	NOUN
fsr-4041	174	23	from	from	ADP
fsr-4041	174	24	family	family	NOUN
fsr-4041	174	25	and	and	CCONJ
fsr-4041	174	26	friends	friend	NOUN
fsr-4041	174	27	.	.	PUNCT
fsr-4041	175	1	self	self	NOUN
fsr-4041	175	2	-	-	PUNCT
fsr-4041	175	3	esteem	esteem	NOUN
fsr-4041	175	4	also	also	ADV
fsr-4041	175	5	played	play	VERB
fsr-4041	175	6	a	a	DET
fsr-4041	175	7	role	role	NOUN
fsr-4041	175	8	in	in	ADP
fsr-4041	175	9	phone	phone	NOUN
fsr-4041	175	10	call	call	NOUN
fsr-4041	175	11	phobia	phobia	PROPN
fsr-4041	175	12	,	,	PUNCT
fsr-4041	175	13	with	with	ADP
fsr-4041	175	14	a	a	DET
fsr-4041	175	15	partial	partial	ADJ
fsr-4041	175	16	association	association	NOUN
fsr-4041	175	17	in	in	ADP
fsr-4041	175	18	the	the	DET
fsr-4041	175	19	context	context	NOUN
fsr-4041	175	20	of	of	ADP
fsr-4041	175	21	phobia	phobia	NOUN
fsr-4041	175	22	experienced	experience	VERB
fsr-4041	175	23	when	when	SCONJ
fsr-4041	175	24	interacting	interact	VERB
fsr-4041	175	25	with	with	ADP
fsr-4041	175	26	family	family	NOUN
fsr-4041	175	27	members	member	NOUN
fsr-4041	175	28	.	.	PUNCT
fsr-4041	176	1	the	the	DET
fsr-4041	176	2	data	datum	NOUN
fsr-4041	176	3	indicates	indicate	VERB
fsr-4041	176	4	that	that	SCONJ
fsr-4041	176	5	individuals	individual	NOUN
fsr-4041	176	6	with	with	ADP
fsr-4041	176	7	lower	low	ADJ
fsr-4041	176	8	levels	level	NOUN
fsr-4041	176	9	of	of	ADP
fsr-4041	176	10	self	self	NOUN
fsr-4041	176	11	-	-	PUNCT
fsr-4041	176	12	esteem	esteem	NOUN
fsr-4041	176	13	were	be	AUX
fsr-4041	176	14	more	more	ADV
fsr-4041	176	15	likely	likely	ADJ
fsr-4041	176	16	to	to	PART
fsr-4041	176	17	exhibit	exhibit	VERB
fsr-4041	176	18	higher	high	ADJ
fsr-4041	176	19	levels	level	NOUN
fsr-4041	176	20	of	of	ADP
fsr-4041	176	21	phone	phone	NOUN
fsr-4041	176	22	call	call	NOUN
fsr-4041	176	23	phobia	phobia	NOUN
fsr-4041	176	24	when	when	SCONJ
fsr-4041	176	25	communicating	communicate	VERB
fsr-4041	176	26	with	with	ADP
fsr-4041	176	27	family	family	NOUN
fsr-4041	176	28	.	.	PUNCT
fsr-4041	177	1	however	however	ADV
fsr-4041	177	2	,	,	PUNCT
fsr-4041	177	3	the	the	DET
fsr-4041	177	4	external	external	ADJ
fsr-4041	177	5	locus	locus	NOUN
fsr-4041	177	6	of	of	ADP
fsr-4041	177	7	control	control	NOUN
fsr-4041	177	8	was	be	AUX
fsr-4041	177	9	not	not	PART
fsr-4041	177	10	significant	significant	ADJ
fsr-4041	177	11	across	across	ADP
fsr-4041	177	12	types	type	NOUN
fsr-4041	177	13	of	of	ADP
fsr-4041	177	14	phone	phone	NOUN
fsr-4041	177	15	call	call	NOUN
fsr-4041	177	16	phobia	phobia	NOUN
fsr-4041	177	17	models	model	NOUN
fsr-4041	177	18	.	.	PUNCT
fsr-4041	178	1	among	among	ADP
fsr-4041	178	2	health	health	NOUN
fsr-4041	178	3	-	-	PUNCT
fsr-4041	178	4	related	relate	VERB
fsr-4041	178	5	behavioral	behavioral	ADJ
fsr-4041	178	6	factors	factor	NOUN
fsr-4041	178	7	,	,	PUNCT
fsr-4041	178	8	higher	high	ADJ
fsr-4041	178	9	levels	level	NOUN
fsr-4041	178	10	of	of	ADP
fsr-4041	178	11	smoking	smoking	NOUN
fsr-4041	178	12	were	be	AUX
fsr-4041	178	13	more	more	ADV
fsr-4041	178	14	likely	likely	ADV
fsr-4041	178	15	associated	associate	VERB
fsr-4041	178	16	with	with	ADP
fsr-4041	178	17	higher	high	ADJ
fsr-4041	178	18	levels	level	NOUN
fsr-4041	178	19	of	of	ADP
fsr-4041	178	20	phone	phone	NOUN
fsr-4041	178	21	heo	heo	PROPN
fsr-4041	178	22	et	et	PROPN
fsr-4041	178	23	al	al	PROPN
fsr-4041	178	24	.	.	PROPN
fsr-4041	178	25	89	89	NUM
fsr-4041	178	26	call	call	NOUN
fsr-4041	178	27	phobia	phobia	NOUN
fsr-4041	178	28	when	when	SCONJ
fsr-4041	178	29	communicating	communicate	VERB
fsr-4041	178	30	with	with	ADP
fsr-4041	178	31	both	both	CCONJ
fsr-4041	178	32	family	family	NOUN
fsr-4041	178	33	and	and	CCONJ
fsr-4041	178	34	friends	friend	NOUN
fsr-4041	178	35	.	.	PUNCT
fsr-4041	179	1	this	this	PRON
fsr-4041	179	2	suggests	suggest	VERB
fsr-4041	179	3	that	that	SCONJ
fsr-4041	179	4	individuals	individual	NOUN
fsr-4041	179	5	who	who	PRON
fsr-4041	179	6	smoke	smoke	VERB
fsr-4041	179	7	more	more	ADJ
fsr-4041	179	8	were	be	AUX
fsr-4041	179	9	more	more	ADV
fsr-4041	179	10	likely	likely	ADJ
fsr-4041	179	11	to	to	PART
fsr-4041	179	12	experience	experience	VERB
fsr-4041	179	13	higher	high	ADJ
fsr-4041	179	14	levels	level	NOUN
fsr-4041	179	15	of	of	ADP
fsr-4041	179	16	phone	phone	NOUN
fsr-4041	179	17	call	call	NOUN
fsr-4041	179	18	phobia	phobia	NOUN
fsr-4041	179	19	in	in	ADP
fsr-4041	179	20	their	their	PRON
fsr-4041	179	21	interactions	interaction	NOUN
fsr-4041	179	22	with	with	ADP
fsr-4041	179	23	their	their	PRON
fsr-4041	179	24	family	family	NOUN
fsr-4041	179	25	members	member	NOUN
fsr-4041	179	26	and	and	CCONJ
fsr-4041	179	27	friends	friend	NOUN
fsr-4041	179	28	.	.	PUNCT
fsr-4041	180	1	however	however	ADV
fsr-4041	180	2	,	,	PUNCT
fsr-4041	180	3	alcohol	alcohol	NOUN
fsr-4041	180	4	and	and	CCONJ
fsr-4041	180	5	soda	soda	NOUN
fsr-4041	180	6	consumption	consumption	NOUN
fsr-4041	180	7	were	be	AUX
fsr-4041	180	8	not	not	PART
fsr-4041	180	9	significant	significant	ADJ
fsr-4041	180	10	.	.	PUNCT
fsr-4041	181	1	concerning	concern	VERB
fsr-4041	181	2	the	the	DET
fsr-4041	181	3	demographic	demographic	ADJ
fsr-4041	181	4	factors	factor	NOUN
fsr-4041	181	5	,	,	PUNCT
fsr-4041	181	6	age	age	NOUN
fsr-4041	181	7	was	be	AUX
fsr-4041	181	8	negatively	negatively	ADV
fsr-4041	181	9	related	relate	VERB
fsr-4041	181	10	to	to	ADP
fsr-4041	181	11	the	the	DET
fsr-4041	181	12	odds	odd	NOUN
fsr-4041	181	13	of	of	ADP
fsr-4041	181	14	exhibiting	exhibit	VERB
fsr-4041	181	15	a	a	DET
fsr-4041	181	16	higher	high	ADJ
fsr-4041	181	17	level	level	NOUN
fsr-4041	181	18	of	of	ADP
fsr-4041	181	19	phone	phone	NOUN
fsr-4041	181	20	call	call	NOUN
fsr-4041	181	21	phobia	phobia	PROPN
fsr-4041	181	22	.	.	PUNCT
fsr-4041	182	1	older	old	ADJ
fsr-4041	182	2	individuals	individual	NOUN
fsr-4041	182	3	were	be	AUX
fsr-4041	182	4	less	less	ADV
fsr-4041	182	5	likely	likely	ADJ
fsr-4041	182	6	to	to	PART
fsr-4041	182	7	experience	experience	VERB
fsr-4041	182	8	higher	high	ADJ
fsr-4041	182	9	levels	level	NOUN
fsr-4041	182	10	of	of	ADP
fsr-4041	182	11	phone	phone	NOUN
fsr-4041	182	12	call	call	NOUN
fsr-4041	182	13	phobia	phobia	PROPN
fsr-4041	182	14	,	,	PUNCT
fsr-4041	182	15	suggesting	suggest	VERB
fsr-4041	182	16	that	that	SCONJ
fsr-4041	182	17	they	they	PRON
fsr-4041	182	18	could	could	AUX
fsr-4041	182	19	be	be	AUX
fsr-4041	182	20	more	more	ADV
fsr-4041	182	21	familiar	familiar	ADJ
fsr-4041	182	22	with	with	ADP
fsr-4041	182	23	(	(	PUNCT
fsr-4041	182	24	or	or	CCONJ
fsr-4041	182	25	comfortable	comfortable	ADJ
fsr-4041	182	26	using	using	NOUN
fsr-4041	182	27	)	)	PUNCT
fsr-4041	182	28	phone	phone	NOUN
fsr-4041	182	29	calls	call	NOUN
fsr-4041	182	30	than	than	ADP
fsr-4041	182	31	younger	young	ADJ
fsr-4041	182	32	generations	generation	NOUN
fsr-4041	182	33	.	.	PUNCT
fsr-4041	183	1	female	female	ADJ
fsr-4041	183	2	respondents	respondent	NOUN
fsr-4041	183	3	were	be	AUX
fsr-4041	183	4	more	more	ADV
fsr-4041	183	5	likely	likely	ADJ
fsr-4041	183	6	to	to	PART
fsr-4041	183	7	experience	experience	VERB
fsr-4041	183	8	higher	high	ADJ
fsr-4041	183	9	levels	level	NOUN
fsr-4041	183	10	of	of	ADP
fsr-4041	183	11	phone	phone	NOUN
fsr-4041	183	12	call	call	NOUN
fsr-4041	183	13	phobia	phobia	NOUN
fsr-4041	183	14	when	when	SCONJ
fsr-4041	183	15	interacting	interact	VERB
fsr-4041	183	16	with	with	ADP
fsr-4041	183	17	friends	friend	NOUN
fsr-4041	183	18	.	.	PUNCT
fsr-4041	184	1	some	some	DET
fsr-4041	184	2	income	income	NOUN
fsr-4041	184	3	categories	category	NOUN
fsr-4041	184	4	had	have	VERB
fsr-4041	184	5	positive	positive	ADJ
fsr-4041	184	6	associations	association	NOUN
fsr-4041	184	7	with	with	ADP
fsr-4041	184	8	phone	phone	NOUN
fsr-4041	184	9	call	call	NOUN
fsr-4041	184	10	phobia	phobia	NOUN
fsr-4041	184	11	when	when	SCONJ
fsr-4041	184	12	interacting	interact	VERB
fsr-4041	184	13	with	with	ADP
fsr-4041	184	14	employers	employer	NOUN
fsr-4041	184	15	and	and	CCONJ
fsr-4041	184	16	family	family	NOUN
fsr-4041	184	17	.	.	PUNCT
fsr-4041	185	1	high	high	ADJ
fsr-4041	185	2	-	-	PUNCT
fsr-4041	185	3	income	income	NOUN
fsr-4041	185	4	individuals	individual	NOUN
fsr-4041	185	5	may	may	AUX
fsr-4041	185	6	experience	experience	VERB
fsr-4041	185	7	phone	phone	NOUN
fsr-4041	185	8	call	call	NOUN
fsr-4041	185	9	phobia	phobia	NOUN
fsr-4041	185	10	when	when	SCONJ
fsr-4041	185	11	interacting	interact	VERB
fsr-4041	185	12	with	with	ADP
fsr-4041	185	13	employers	employer	NOUN
fsr-4041	185	14	and	and	CCONJ
fsr-4041	185	15	family	family	NOUN
fsr-4041	185	16	due	due	ADP
fsr-4041	185	17	to	to	ADP
fsr-4041	185	18	several	several	ADJ
fsr-4041	185	19	reasons	reason	NOUN
fsr-4041	185	20	.	.	PUNCT
fsr-4041	186	1	first	first	ADV
fsr-4041	186	2	,	,	PUNCT
fsr-4041	186	3	they	they	PRON
fsr-4041	186	4	often	often	ADV
fsr-4041	186	5	face	face	VERB
fsr-4041	186	6	high	high	ADJ
fsr-4041	186	7	expectations	expectation	NOUN
fsr-4041	186	8	and	and	CCONJ
fsr-4041	186	9	pressures	pressure	NOUN
fsr-4041	186	10	at	at	ADP
fsr-4041	186	11	work	work	NOUN
fsr-4041	186	12	and	and	CCONJ
fsr-4041	186	13	home	home	NOUN
fsr-4041	186	14	,	,	PUNCT
fsr-4041	186	15	making	make	VERB
fsr-4041	186	16	phone	phone	NOUN
fsr-4041	186	17	calls	call	NOUN
fsr-4041	186	18	stressful	stressful	ADJ
fsr-4041	186	19	because	because	SCONJ
fsr-4041	186	20	they	they	PRON
fsr-4041	186	21	might	might	AUX
fsr-4041	186	22	feel	feel	VERB
fsr-4041	186	23	the	the	DET
fsr-4041	186	24	need	need	NOUN
fsr-4041	186	25	to	to	PART
fsr-4041	186	26	respond	respond	VERB
fsr-4041	186	27	immediately	immediately	ADV
fsr-4041	186	28	or	or	CCONJ
fsr-4041	186	29	communicate	communicate	VERB
fsr-4041	186	30	perfectly	perfectly	ADV
fsr-4041	186	31	.	.	PUNCT
fsr-4041	187	1	they	they	PRON
fsr-4041	187	2	also	also	ADV
fsr-4041	187	3	value	value	VERB
fsr-4041	187	4	their	their	PRON
fsr-4041	187	5	time	time	NOUN
fsr-4041	187	6	and	and	CCONJ
fsr-4041	187	7	prefer	prefer	VERB
fsr-4041	187	8	efficient	efficient	ADJ
fsr-4041	187	9	communication	communication	NOUN
fsr-4041	187	10	methods	method	NOUN
fsr-4041	187	11	like	like	ADP
fsr-4041	187	12	emails	email	NOUN
fsr-4041	187	13	or	or	CCONJ
fsr-4041	187	14	scheduled	schedule	VERB
fsr-4041	187	15	meetings	meeting	NOUN
fsr-4041	187	16	,	,	PUNCT
fsr-4041	187	17	making	make	VERB
fsr-4041	187	18	unscheduled	unscheduled	ADJ
fsr-4041	187	19	phone	phone	NOUN
fsr-4041	187	20	calls	call	VERB
fsr-4041	187	21	more	more	ADV
fsr-4041	187	22	stressful	stressful	ADJ
fsr-4041	187	23	.	.	PUNCT
fsr-4041	188	1	additionally	additionally	ADV
fsr-4041	188	2	,	,	PUNCT
fsr-4041	188	3	they	they	PRON
fsr-4041	188	4	might	might	AUX
fsr-4041	188	5	feel	feel	VERB
fsr-4041	188	6	pressure	pressure	NOUN
fsr-4041	188	7	to	to	PART
fsr-4041	188	8	maintain	maintain	VERB
fsr-4041	188	9	a	a	DET
fsr-4041	188	10	certain	certain	ADJ
fsr-4041	188	11	image	image	NOUN
fsr-4041	188	12	or	or	CCONJ
fsr-4041	188	13	fear	fear	VERB
fsr-4041	188	14	being	be	AUX
fsr-4041	188	15	judged	judge	VERB
fsr-4041	188	16	based	base	VERB
fsr-4041	188	17	on	on	ADP
fsr-4041	188	18	their	their	PRON
fsr-4041	188	19	phone	phone	NOUN
fsr-4041	188	20	conversations	conversation	NOUN
fsr-4041	188	21	.	.	PUNCT
fsr-4041	189	1	similarly	similarly	ADV
fsr-4041	189	2	,	,	PUNCT
fsr-4041	189	3	individuals	individual	NOUN
fsr-4041	189	4	in	in	ADP
fsr-4041	189	5	low	low	ADJ
fsr-4041	189	6	to	to	ADP
fsr-4041	189	7	moderate	moderate	ADJ
fsr-4041	189	8	income	income	NOUN
fsr-4041	189	9	groups	group	NOUN
fsr-4041	189	10	(	(	PUNCT
fsr-4041	189	11	$	$	SYM
fsr-4041	189	12	15	15	NUM
fsr-4041	189	13	-	-	PUNCT
fsr-4041	189	14	25k	25k	NUM
fsr-4041	189	15	,	,	PUNCT
fsr-4041	189	16	$	$	SYM
fsr-4041	189	17	25	25	NUM
fsr-4041	189	18	-	-	PUNCT
fsr-4041	189	19	35k	35k	NOUN
fsr-4041	189	20	,	,	PUNCT
fsr-4041	189	21	$	$	SYM
fsr-4041	189	22	35	35	NUM
fsr-4041	189	23	-	-	PUNCT
fsr-4041	189	24	50k	50k	NUM
fsr-4041	189	25	,	,	PUNCT
fsr-4041	189	26	$	$	SYM
fsr-4041	189	27	50	50	NUM
fsr-4041	189	28	-	-	PUNCT
fsr-4041	189	29	75k	75k	NOUN
fsr-4041	189	30	)	)	PUNCT
fsr-4041	189	31	face	face	NOUN
fsr-4041	189	32	unique	unique	ADJ
fsr-4041	189	33	pressures	pressure	NOUN
fsr-4041	189	34	that	that	PRON
fsr-4041	189	35	could	could	AUX
fsr-4041	189	36	exacerbate	exacerbate	VERB
fsr-4041	189	37	phone	phone	NOUN
fsr-4041	189	38	call	call	NOUN
fsr-4041	189	39	phobia	phobia	PROPN
fsr-4041	189	40	.	.	PUNCT
fsr-4041	190	1	this	this	DET
fsr-4041	190	2	group	group	NOUN
fsr-4041	190	3	is	be	AUX
fsr-4041	190	4	acutely	acutely	ADV
fsr-4041	190	5	aware	aware	ADJ
fsr-4041	190	6	of	of	ADP
fsr-4041	190	7	their	their	PRON
fsr-4041	190	8	job	job	NOUN
fsr-4041	190	9	security	security	NOUN
fsr-4041	190	10	and	and	CCONJ
fsr-4041	190	11	financial	financial	ADJ
fsr-4041	190	12	situation	situation	NOUN
fsr-4041	190	13	,	,	PUNCT
fsr-4041	190	14	understanding	understand	VERB
fsr-4041	190	15	that	that	PRON
fsr-4041	190	16	employer	employer	NOUN
fsr-4041	190	17	-	-	PUNCT
fsr-4041	190	18	initiated	initiate	VERB
fsr-4041	190	19	phone	phone	NOUN
fsr-4041	190	20	calls	call	NOUN
fsr-4041	190	21	often	often	ADV
fsr-4041	190	22	carry	carry	VERB
fsr-4041	190	23	negative	negative	ADJ
fsr-4041	190	24	connotations	connotation	NOUN
fsr-4041	190	25	such	such	ADJ
fsr-4041	190	26	as	as	ADP
fsr-4041	190	27	job	job	NOUN
fsr-4041	190	28	performance	performance	NOUN
fsr-4041	190	29	feedback	feedback	NOUN
fsr-4041	190	30	or	or	CCONJ
fsr-4041	190	31	termination	termination	NOUN
fsr-4041	190	32	.	.	PUNCT
fsr-4041	191	1	unlike	unlike	ADP
fsr-4041	191	2	written	write	VERB
fsr-4041	191	3	correspondence	correspondence	NOUN
fsr-4041	191	4	or	or	CCONJ
fsr-4041	191	5	in	in	ADP
fsr-4041	191	6	-	-	PUNCT
fsr-4041	191	7	person	person	NOUN
fsr-4041	191	8	meetings	meeting	NOUN
fsr-4041	191	9	,	,	PUNCT
fsr-4041	191	10	phone	phone	NOUN
fsr-4041	191	11	calls	call	NOUN
fsr-4041	191	12	can	can	AUX
fsr-4041	191	13	be	be	AUX
fsr-4041	191	14	a	a	DET
fsr-4041	191	15	significant	significant	ADJ
fsr-4041	191	16	source	source	NOUN
fsr-4041	191	17	of	of	ADP
fsr-4041	191	18	anxiety	anxiety	NOUN
fsr-4041	191	19	.	.	PUNCT
fsr-4041	192	1	furthermore	furthermore	ADV
fsr-4041	192	2	,	,	PUNCT
fsr-4041	192	3	these	these	DET
fsr-4041	192	4	individuals	individual	NOUN
fsr-4041	192	5	may	may	AUX
fsr-4041	192	6	be	be	AUX
fsr-4041	192	7	overwhelmed	overwhelm	VERB
fsr-4041	192	8	by	by	ADP
fsr-4041	192	9	the	the	DET
fsr-4041	192	10	demands	demand	NOUN
fsr-4041	192	11	of	of	ADP
fsr-4041	192	12	both	both	CCONJ
fsr-4041	192	13	their	their	PRON
fsr-4041	192	14	job	job	NOUN
fsr-4041	192	15	and	and	CCONJ
fsr-4041	192	16	family	family	NOUN
fsr-4041	192	17	life	life	NOUN
fsr-4041	192	18	,	,	PUNCT
fsr-4041	192	19	making	make	VERB
fsr-4041	192	20	phone	phone	NOUN
fsr-4041	192	21	calls	call	NOUN
fsr-4041	192	22	an	an	DET
fsr-4041	192	23	additional	additional	ADJ
fsr-4041	192	24	stressor	stressor	NOUN
fsr-4041	192	25	.	.	PUNCT
fsr-4041	193	1	this	this	DET
fsr-4041	193	2	heightened	heighten	VERB
fsr-4041	193	3	awareness	awareness	NOUN
fsr-4041	193	4	and	and	CCONJ
fsr-4041	193	5	experience	experience	NOUN
fsr-4041	193	6	can	can	AUX
fsr-4041	193	7	intensify	intensify	VERB
fsr-4041	193	8	anxiety	anxiety	NOUN
fsr-4041	193	9	around	around	ADP
fsr-4041	193	10	phone	phone	NOUN
fsr-4041	193	11	interactions	interaction	NOUN
fsr-4041	193	12	in	in	ADP
fsr-4041	193	13	both	both	CCONJ
fsr-4041	193	14	professional	professional	ADJ
fsr-4041	193	15	and	and	CCONJ
fsr-4041	193	16	personal	personal	ADJ
fsr-4041	193	17	settings	setting	NOUN
fsr-4041	193	18	.	.	PUNCT
fsr-4041	194	1	however	however	ADV
fsr-4041	194	2	,	,	PUNCT
fsr-4041	194	3	marital	marital	ADJ
fsr-4041	194	4	status	status	NOUN
fsr-4041	194	5	,	,	PUNCT
fsr-4041	194	6	education	education	NOUN
fsr-4041	194	7	,	,	PUNCT
fsr-4041	194	8	and	and	CCONJ
fsr-4041	194	9	the	the	DET
fsr-4041	194	10	number	number	NOUN
fsr-4041	194	11	of	of	ADP
fsr-4041	194	12	children	child	NOUN
fsr-4041	194	13	were	be	AUX
fsr-4041	194	14	not	not	PART
fsr-4041	194	15	significant	significant	ADJ
fsr-4041	194	16	.	.	PUNCT
fsr-4041	195	1	overall	overall	ADV
fsr-4041	195	2	,	,	PUNCT
fsr-4041	195	3	our	our	PRON
fsr-4041	195	4	findings	finding	NOUN
fsr-4041	195	5	highlight	highlight	VERB
fsr-4041	195	6	the	the	DET
fsr-4041	195	7	complex	complex	ADJ
fsr-4041	195	8	relationships	relationship	NOUN
fsr-4041	195	9	between	between	ADP
fsr-4041	195	10	financial	financial	ADJ
fsr-4041	195	11	factors	factor	NOUN
fsr-4041	195	12	,	,	PUNCT
fsr-4041	195	13	job	job	NOUN
fsr-4041	195	14	insecurity	insecurity	NOUN
fsr-4041	195	15	,	,	PUNCT
fsr-4041	195	16	work	work	NOUN
fsr-4041	195	17	status	status	NOUN
fsr-4041	195	18	,	,	PUNCT
fsr-4041	195	19	and	and	CCONJ
fsr-4041	195	20	communication	communication	NOUN
fsr-4041	195	21	contexts	context	NOUN
fsr-4041	195	22	.	.	PUNCT
fsr-4041	196	1	these	these	DET
fsr-4041	196	2	associations	association	NOUN
fsr-4041	196	3	have	have	VERB
fsr-4041	196	4	implications	implication	NOUN
fsr-4041	196	5	for	for	ADP
fsr-4041	196	6	those	those	PRON
fsr-4041	196	7	interested	interested	ADJ
fsr-4041	196	8	in	in	ADP
fsr-4041	196	9	gaining	gain	VERB
fsr-4041	196	10	a	a	DET
fsr-4041	196	11	better	well	ADJ
fsr-4041	196	12	understanding	understanding	NOUN
fsr-4041	196	13	of	of	ADP
fsr-4041	196	14	financial	financial	ADJ
fsr-4041	196	15	stress	stress	NOUN
fsr-4041	196	16	and	and	CCONJ
fsr-4041	196	17	satisfaction	satisfaction	NOUN
fsr-4041	196	18	related	relate	VERB
fsr-4041	196	19	to	to	ADP
fsr-4041	196	20	individuals	individual	NOUN
fsr-4041	196	21	'	'	PART
fsr-4041	196	22	communication	communication	NOUN
fsr-4041	196	23	patterns	pattern	NOUN
fsr-4041	196	24	.	.	PUNCT
fsr-4041	197	1	financial	financial	ADJ
fsr-4041	197	2	services	service	NOUN
fsr-4041	197	3	review	review	PROPN
fsr-4041	197	4	,	,	PUNCT
fsr-4041	197	5	32(4	32(4	NUM
fsr-4041	197	6	)	)	PUNCT
fsr-4041	197	7	90	90	NUM
fsr-4041	197	8	table	table	NOUN
fsr-4041	197	9	4	4	NUM
fsr-4041	197	10	.	.	PUNCT
fsr-4041	197	11	ordered	order	VERB
fsr-4041	197	12	logistic	logistic	ADJ
fsr-4041	197	13	regression	regression	NOUN
fsr-4041	197	14	results	result	NOUN
fsr-4041	197	15	(	(	PUNCT
fsr-4041	197	16	model	model	NOUN
fsr-4041	197	17	1	1	NUM
fsr-4041	197	18	)	)	PUNCT
fsr-4041	197	19	emp	emp	NOUN
fsr-4041	197	20	pb	pb	ADP
fsr-4041	197	21	fam	fam	NOUN
fsr-4041	197	22	pb	pb	ADV
fsr-4041	197	23	frd	frd	VERB
fsr-4041	197	24	pb	pb	ADP
fsr-4041	197	25	n	n	NOUN
fsr-4041	197	26	=	=	SYM
fsr-4041	197	27	857	857	NUM
fsr-4041	197	28	n	n	NOUN
fsr-4041	197	29	=	=	SYM
fsr-4041	197	30	1,453	1,453	NUM
fsr-4041	197	31	n	n	NOUN
fsr-4041	197	32	=	=	SYM
fsr-4041	197	33	1,453	1,453	NUM
fsr-4041	197	34	b	b	PROPN
fsr-4041	197	35	se	se	PROPN
fsr-4041	197	36	b	b	PROPN
fsr-4041	197	37	se	se	PROPN
fsr-4041	197	38	b	b	PROPN
fsr-4041	197	39	se	se	PROPN
fsr-4041	197	40	psychological	psychological	ADJ
fsr-4041	197	41	factors	factor	NOUN
fsr-4041	197	42	self	self	NOUN
fsr-4041	197	43	-	-	PUNCT
fsr-4041	197	44	esteem	esteem	NOUN
fsr-4041	197	45	-.02	-.02	PROPN
fsr-4041	197	46	.02	.02	NUM
fsr-4041	197	47	-.06	-.06	PROPN
fsr-4041	197	48	*	*	PUNCT
fsr-4041	197	49	*	*	PUNCT
fsr-4041	197	50	*	*	PROPN
fsr-4041	197	51	.02	.02	NUM
fsr-4041	197	52	-.03	-.03	SYM
fsr-4041	197	53	.02	.02	NUM
fsr-4041	197	54	locus	locus	NOUN
fsr-4041	197	55	of	of	ADP
fsr-4041	197	56	control	control	NOUN
fsr-4041	197	57	.02	.02	NUM
fsr-4041	197	58	.02	.02	NUM
fsr-4041	197	59	.02	.02	NUM
fsr-4041	197	60	.01	.01	NUM
fsr-4041	197	61	.00	.00	NUM
fsr-4041	197	62	.02	.02	NUM
fsr-4041	197	63	financial	financial	ADJ
fsr-4041	197	64	-	-	PUNCT
fsr-4041	197	65	psychological	psychological	ADJ
fsr-4041	197	66	factors	factor	NOUN
fsr-4041	197	67	financial	financial	ADJ
fsr-4041	197	68	stress	stress	VERB
fsr-4041	197	69	.02	.02	NUM
fsr-4041	197	70	*	*	PUNCT
fsr-4041	197	71	*	*	PUNCT
fsr-4041	197	72	*	*	PUNCT
fsr-4041	197	73	.00	.00	NUM
fsr-4041	197	74	.01	.01	NUM
fsr-4041	197	75	*	*	PUNCT
fsr-4041	197	76	*	*	PUNCT
fsr-4041	197	77	*	*	PUNCT
fsr-4041	197	78	.00	.00	NUM
fsr-4041	197	79	.01	.01	NUM
fsr-4041	197	80	*	*	PUNCT
fsr-4041	197	81	*	*	PUNCT
fsr-4041	197	82	.00	.00	NUM
fsr-4041	197	83	financial	financial	ADJ
fsr-4041	197	84	satisfaction	satisfaction	NOUN
fsr-4041	197	85	-.01	-.01	PROPN
fsr-4041	197	86	.01	.01	NUM
fsr-4041	197	87	-.01	-.01	PROPN
fsr-4041	197	88	.01	.01	NUM
fsr-4041	197	89	-.02	-.02	SYM
fsr-4041	197	90	*	*	NOUN
fsr-4041	197	91	.01	.01	NUM
fsr-4041	197	92	financial	financial	ADJ
fsr-4041	197	93	status	status	NOUN
fsr-4041	197	94	emergency	emergency	NOUN
fsr-4041	197	95	-.12	-.12	NOUN
fsr-4041	197	96	.16	.16	NUM
fsr-4041	197	97	.09	.09	NUM
fsr-4041	197	98	.13	.13	NUM
fsr-4041	197	99	-.01	-.01	PROPN
fsr-4041	197	100	.13	.13	NUM
fsr-4041	197	101	homeownership	homeownership	NOUN
fsr-4041	197	102	-.02	-.02	NUM
fsr-4041	197	103	.17	.17	NUM
fsr-4041	197	104	-.20	-.20	X
fsr-4041	197	105	.14	.14	NUM
fsr-4041	197	106	-.17	-.17	SYM
fsr-4041	197	107	.14	.14	NUM
fsr-4041	197	108	number	number	NOUN
fsr-4041	197	109	of	of	ADP
fsr-4041	197	110	loans	loan	NOUN
fsr-4041	197	111	.11	.11	NUM
fsr-4041	197	112	.06	.06	NUM
fsr-4041	197	113	.08	.08	NUM
fsr-4041	197	114	.05	.05	NUM
fsr-4041	197	115	.14	.14	NUM
fsr-4041	197	116	*	*	SYM
fsr-4041	197	117	.05	.05	NUM
fsr-4041	197	118	job	job	NOUN
fsr-4041	197	119	-	-	PUNCT
fsr-4041	197	120	related	relate	VERB
fsr-4041	197	121	factors	factor	NOUN
fsr-4041	197	122	job	job	NOUN
fsr-4041	197	123	insecurity	insecurity	NOUN
fsr-4041	197	124	.06	.06	NUM
fsr-4041	197	125	*	*	SYM
fsr-4041	197	126	*	*	PROPN
fsr-4041	198	1	.02	.02	NUM
fsr-4041	198	2	.02	.02	NUM
fsr-4041	198	3	.02	.02	NUM
fsr-4041	198	4	.01	.01	NUM
fsr-4041	198	5	.02	.02	NUM
fsr-4041	198	6	work	work	NOUN
fsr-4041	198	7	status	status	NOUN
fsr-4041	198	8	-.33	-.33	PROPN
fsr-4041	198	9	*	*	SYM
fsr-4041	198	10	.14	.14	NUM
fsr-4041	198	11	-.35	-.35	PROPN
fsr-4041	198	12	*	*	PROPN
fsr-4041	198	13	.14	.14	NUM
fsr-4041	198	14	health	health	NOUN
fsr-4041	198	15	-	-	PUNCT
fsr-4041	198	16	related	relate	VERB
fsr-4041	198	17	behavior	behavior	NOUN
fsr-4041	198	18	beer	beer	NOUN
fsr-4041	198	19	.00	.00	NUM
fsr-4041	198	20	.01	.01	NUM
fsr-4041	198	21	.01	.01	NUM
fsr-4041	198	22	.00	.00	NUM
fsr-4041	198	23	.00	.00	NUM
fsr-4041	198	24	.01	.01	NUM
fsr-4041	198	25	wine	wine	NOUN
fsr-4041	198	26	-.01	-.01	PROPN
fsr-4041	198	27	.01	.01	NUM
fsr-4041	198	28	.00	.00	NUM
fsr-4041	198	29	.00	.00	NUM
fsr-4041	198	30	.00	.00	NUM
fsr-4041	198	31	.00	.00	NUM
fsr-4041	198	32	soda	soda	NOUN
fsr-4041	198	33	-.00	-.00	PUNCT
fsr-4041	198	34	.00	.00	NUM
fsr-4041	198	35	.00	.00	NUM
fsr-4041	198	36	.00	.00	NUM
fsr-4041	198	37	.00	.00	NUM
fsr-4041	198	38	.00	.00	NUM
fsr-4041	198	39	smoking	smoking	NOUN
fsr-4041	198	40	.00	.00	NUM
fsr-4041	198	41	.00	.00	NUM
fsr-4041	198	42	.01	.01	NUM
fsr-4041	198	43	*	*	PUNCT
fsr-4041	198	44	*	*	PUNCT
fsr-4041	198	45	*	*	PUNCT
fsr-4041	198	46	.00	.00	NUM
fsr-4041	198	47	.01	.01	NUM
fsr-4041	198	48	*	*	SYM
fsr-4041	198	49	.00	.00	NUM
fsr-4041	198	50	demographics	demographic	NOUN
fsr-4041	198	51	age	age	NOUN
fsr-4041	198	52	-.03	-.03	PUNCT
fsr-4041	198	53	*	*	PUNCT
fsr-4041	198	54	*	*	PUNCT
fsr-4041	198	55	*	*	PUNCT
fsr-4041	198	56	.00	.00	NUM
fsr-4041	198	57	-.03	-.03	VERB
fsr-4041	198	58	*	*	PUNCT
fsr-4041	198	59	*	*	PUNCT
fsr-4041	198	60	*	*	PUNCT
fsr-4041	198	61	.00	.00	NUM
fsr-4041	198	62	-.04	-.04	NOUN
fsr-4041	198	63	*	*	NOUN
fsr-4041	198	64	*	*	PROPN
fsr-4041	198	65	*	*	PUNCT
fsr-4041	198	66	.00	.00	NUM
fsr-4041	198	67	female	female	ADJ
fsr-4041	198	68	-.07	-.07	INTJ
fsr-4041	198	69	.15	.15	NUM
fsr-4041	198	70	.15	.15	NUM
fsr-4041	198	71	.12	.12	NUM
fsr-4041	198	72	.27	.27	NUM
fsr-4041	198	73	*	*	SYM
fsr-4041	198	74	.13	.13	NUM
fsr-4041	198	75	single	single	ADJ
fsr-4041	198	76	-.10	-.10	NUM
fsr-4041	198	77	.15	.15	NUM
fsr-4041	198	78	.03	.03	NUM
fsr-4041	198	79	.12	.12	NUM
fsr-4041	198	80	-.23	-.23	SYM
fsr-4041	198	81	.13	.13	NUM
fsr-4041	198	82	education	education	NOUN
fsr-4041	198	83	(	(	PUNCT
fsr-4041	198	84	less	less	ADJ
fsr-4041	198	85	than	than	ADP
fsr-4041	198	86	high	high	ADJ
fsr-4041	198	87	school	school	NOUN
fsr-4041	198	88	)	)	PUNCT
fsr-4041	198	89	high	high	ADJ
fsr-4041	198	90	school	school	NOUN
fsr-4041	198	91	-.30	-.30	PUNCT
fsr-4041	198	92	.47	.47	NUM
fsr-4041	198	93	-.15	-.15	NUM
fsr-4041	198	94	.32	.32	NUM
fsr-4041	198	95	.03	.03	NUM
fsr-4041	198	96	.33	.33	NUM
fsr-4041	198	97	associate	associate	NOUN
fsr-4041	198	98	degree	degree	NOUN
fsr-4041	198	99	-.06	-.06	PUNCT
fsr-4041	198	100	.48	.48	NUM
fsr-4041	198	101	.14	.14	NUM
fsr-4041	198	102	.32	.32	NUM
fsr-4041	198	103	.10	.10	NUM
fsr-4041	198	104	.33	.33	NUM
fsr-4041	198	105	bachelor	bachelor	NOUN
fsr-4041	198	106	's	's	PART
fsr-4041	198	107	degree	degree	NOUN
fsr-4041	198	108	-.12	-.12	SYM
fsr-4041	198	109	.49	.49	NUM
fsr-4041	198	110	.30	.30	NUM
fsr-4041	198	111	.33	.33	NUM
fsr-4041	198	112	.28	.28	NUM
fsr-4041	198	113	.34	.34	NUM
fsr-4041	198	114	graduate	graduate	NOUN
fsr-4041	198	115	degree	degree	NOUN
fsr-4041	198	116	.23	.23	NUM
fsr-4041	198	117	.52	.52	NUM
fsr-4041	198	118	.20	.20	NUM
fsr-4041	198	119	.36	.36	NUM
fsr-4041	198	120	.12	.12	NUM
fsr-4041	198	121	.37	.37	NUM
fsr-4041	198	122	income	income	NOUN
fsr-4041	198	123	(	(	PUNCT
fsr-4041	198	124	less	less	ADJ
fsr-4041	198	125	than	than	ADP
fsr-4041	198	126	$	$	SYM
fsr-4041	198	127	15k	15k	NUM
fsr-4041	198	128	)	)	PUNCT
fsr-4041	198	129	$	$	SYM
fsr-4041	198	130	15k-$25k	15k-$25k	NUM
fsr-4041	198	131	.69	.69	NUM
fsr-4041	198	132	*	*	SYM
fsr-4041	198	133	.28	.28	NUM
fsr-4041	198	134	.74	.74	NUM
fsr-4041	198	135	*	*	PUNCT
fsr-4041	198	136	*	*	PUNCT
fsr-4041	198	137	*	*	PUNCT
fsr-4041	198	138	.19	.19	NUM
fsr-4041	198	139	.22	.22	NUM
fsr-4041	198	140	.20	.20	NUM
fsr-4041	198	141	$	$	SYM
fsr-4041	198	142	25k-$35k	25k-$35k	NUM
fsr-4041	198	143	.27	.27	NUM
fsr-4041	198	144	.28	.28	NUM
fsr-4041	198	145	.76	.76	NUM
fsr-4041	198	146	*	*	PUNCT
fsr-4041	198	147	*	*	PUNCT
fsr-4041	198	148	*	*	PUNCT
fsr-4041	198	149	.20	.20	NUM
fsr-4041	198	150	.16	.16	NUM
fsr-4041	198	151	.21	.21	NUM
fsr-4041	198	152	$	$	SYM
fsr-4041	198	153	35k-$50k	35k-$50k	NUM
fsr-4041	198	154	.57	.57	NUM
fsr-4041	198	155	*	*	NOUN
fsr-4041	198	156	.28	.28	NUM
fsr-4041	198	157	.82	.82	NUM
fsr-4041	198	158	*	*	PUNCT
fsr-4041	198	159	*	*	PUNCT
fsr-4041	198	160	*	*	PUNCT
fsr-4041	198	161	.21	.21	NUM
fsr-4041	198	162	.33	.33	NUM
fsr-4041	198	163	.22	.22	NUM
fsr-4041	198	164	$	$	SYM
fsr-4041	198	165	50k-$75k	50k-$75k	NUM
fsr-4041	198	166	.50	.50	NUM
fsr-4041	198	167	.28	.28	NUM
fsr-4041	198	168	.51	.51	NUM
fsr-4041	198	169	*	*	PROPN
fsr-4041	198	170	.21	.21	NUM
fsr-4041	198	171	.09	.09	NUM
fsr-4041	198	172	.21	.21	NUM
fsr-4041	198	173	$	$	SYM
fsr-4041	198	174	75k-$100k	75k-$100k	NUM
fsr-4041	198	175	.46	.46	NUM
fsr-4041	198	176	.30	.30	NUM
fsr-4041	198	177	.40	.40	NUM
fsr-4041	198	178	.25	.25	NUM
fsr-4041	198	179	.26	.26	NUM
fsr-4041	198	180	.25	.25	NUM
fsr-4041	198	181	$	$	SYM
fsr-4041	198	182	100k-$150k	100k-$150k	NUM
fsr-4041	198	183	.57	.57	NUM
fsr-4041	198	184	.34	.34	NUM
fsr-4041	198	185	.31	.31	NUM
fsr-4041	198	186	.28	.28	NUM
fsr-4041	198	187	.48	.48	NUM
fsr-4041	198	188	.28	.28	NUM
fsr-4041	198	189	over	over	ADP
fsr-4041	198	190	$	$	SYM
fsr-4041	198	191	150k	150k	NUM
fsr-4041	198	192	.22	.22	NUM
fsr-4041	198	193	.44	.44	NUM
fsr-4041	198	194	.03	.03	NUM
fsr-4041	198	195	.38	.38	NUM
fsr-4041	198	196	.07	.07	NUM
fsr-4041	198	197	.37	.37	NUM
fsr-4041	198	198	number	number	NOUN
fsr-4041	198	199	of	of	ADP
fsr-4041	198	200	children	child	NOUN
fsr-4041	198	201	-.04	-.04	PUNCT
fsr-4041	198	202	.03	.03	NUM
fsr-4041	198	203	.05	.05	NUM
fsr-4041	198	204	.03	.03	NUM
fsr-4041	198	205	-.01	-.01	PROPN
fsr-4041	198	206	.03	.03	NUM
fsr-4041	198	207	intercept	intercept	NOUN
fsr-4041	198	208	1	1	NUM
fsr-4041	198	209	.95	.95	NUM
fsr-4041	198	210	.98	.98	NUM
fsr-4041	198	211	-.96	-.96	SYM
fsr-4041	198	212	.74	.74	NUM
fsr-4041	198	213	-1.33	-1.33	NUM
fsr-4041	198	214	.77	.77	NUM
fsr-4041	198	215	intercept	intercept	NOUN
fsr-4041	198	216	2	2	NUM
fsr-4041	198	217	1.99	1.99	NUM
fsr-4041	198	218	.98	.98	NUM
fsr-4041	198	219	.52	.52	NUM
fsr-4041	198	220	.74	.74	NUM
fsr-4041	198	221	.56	.56	NUM
fsr-4041	198	222	.77	.77	NUM
fsr-4041	198	223	intercept	intercept	NOUN
fsr-4041	198	224	3	3	NUM
fsr-4041	198	225	2.85	2.85	NUM
fsr-4041	198	226	.98	.98	NUM
fsr-4041	198	227	1.54	1.54	NUM
fsr-4041	198	228	.74	.74	NUM
fsr-4041	198	229	1.41	1.41	NUM
fsr-4041	198	230	.77	.77	NUM
fsr-4041	198	231	chi2	chi2	NOUN
fsr-4041	198	232	194.96	194.96	NUM
fsr-4041	198	233	*	*	PUNCT
fsr-4041	198	234	*	*	PUNCT
fsr-4041	198	235	*	*	PUNCT
fsr-4041	199	1	458.83	458.83	NUM
fsr-4041	199	2	*	*	PUNCT
fsr-4041	199	3	*	*	PUNCT
fsr-4041	199	4	*	*	PUNCT
fsr-4041	200	1	307.90	307.90	NUM
fsr-4041	200	2	*	*	PUNCT
fsr-4041	200	3	*	*	PUNCT
fsr-4041	200	4	*	*	PUNCT
fsr-4041	200	5	pseudo	pseudo	NOUN
fsr-4041	200	6	r2	r2	NOUN
fsr-4041	200	7	.09	.09	NUM
fsr-4041	200	8	.14	.14	NUM
fsr-4041	200	9	.11	.11	NUM
fsr-4041	200	10	heo	heo	PROPN
fsr-4041	200	11	et	et	PROPN
fsr-4041	200	12	al	al	PROPN
fsr-4041	200	13	.	.	PROPN
fsr-4041	201	1	91	91	NUM
fsr-4041	201	2	preferred	preferred	ADJ
fsr-4041	201	3	communication	communication	NOUN
fsr-4041	201	4	method	method	NOUN
fsr-4041	201	5	considering	consider	VERB
fsr-4041	201	6	phone	phone	NOUN
fsr-4041	201	7	call	call	NOUN
fsr-4041	201	8	phobia	phobia	PROPN
fsr-4041	201	9	table	table	NOUN
fsr-4041	201	10	5	5	NUM
fsr-4041	201	11	presents	present	VERB
fsr-4041	201	12	the	the	DET
fsr-4041	201	13	coefficients	coefficient	NOUN
fsr-4041	201	14	and	and	CCONJ
fsr-4041	201	15	standard	standard	ADJ
fsr-4041	201	16	errors	error	NOUN
fsr-4041	201	17	for	for	ADP
fsr-4041	201	18	model	model	NOUN
fsr-4041	201	19	2	2	NUM
fsr-4041	201	20	(	(	PUNCT
fsr-4041	201	21	2a	2a	NUM
fsr-4041	201	22	,	,	PUNCT
fsr-4041	201	23	2b	2b	NOUN
fsr-4041	201	24	,	,	PUNCT
fsr-4041	201	25	2c	2c	NUM
fsr-4041	201	26	,	,	PUNCT
fsr-4041	201	27	2d	2d	NOUN
fsr-4041	201	28	,	,	PUNCT
fsr-4041	201	29	2e	2e	NUM
fsr-4041	201	30	,	,	PUNCT
fsr-4041	201	31	2f	2f	NUM
fsr-4041	201	32	)	)	PUNCT
fsr-4041	201	33	that	that	PRON
fsr-4041	201	34	examined	examine	VERB
fsr-4041	201	35	the	the	DET
fsr-4041	201	36	associations	association	NOUN
fsr-4041	201	37	between	between	ADP
fsr-4041	201	38	phone	phone	NOUN
fsr-4041	201	39	call	call	NOUN
fsr-4041	201	40	phobia	phobia	NOUN
fsr-4041	201	41	by	by	ADP
fsr-4041	201	42	employers	employer	NOUN
fsr-4041	201	43	and	and	CCONJ
fsr-4041	201	44	preferred	preferred	ADJ
fsr-4041	201	45	communication	communication	NOUN
fsr-4041	201	46	methods	method	NOUN
fsr-4041	201	47	.	.	PUNCT
fsr-4041	202	1	mixed	mixed	ADJ
fsr-4041	202	2	results	result	NOUN
fsr-4041	202	3	were	be	AUX
fsr-4041	202	4	observed	observe	VERB
fsr-4041	202	5	across	across	ADP
fsr-4041	202	6	the	the	DET
fsr-4041	202	7	models	model	NOUN
fsr-4041	202	8	.	.	PUNCT
fsr-4041	203	1	those	those	PRON
fsr-4041	203	2	who	who	PRON
fsr-4041	203	3	exhibited	exhibit	VERB
fsr-4041	203	4	higher	high	ADJ
fsr-4041	203	5	levels	level	NOUN
fsr-4041	203	6	of	of	ADP
fsr-4041	203	7	phone	phone	NOUN
fsr-4041	203	8	call	call	NOUN
fsr-4041	203	9	phobia	phobia	NOUN
fsr-4041	203	10	when	when	SCONJ
fsr-4041	203	11	interacting	interact	VERB
fsr-4041	203	12	with	with	ADP
fsr-4041	203	13	their	their	PRON
fsr-4041	203	14	employer	employer	NOUN
fsr-4041	203	15	preferred	preferred	ADJ
fsr-4041	203	16	phone	phone	NOUN
fsr-4041	203	17	calls	call	NOUN
fsr-4041	203	18	and	and	CCONJ
fsr-4041	203	19	letters	letter	NOUN
fsr-4041	203	20	,	,	PUNCT
fsr-4041	203	21	while	while	SCONJ
fsr-4041	203	22	they	they	PRON
fsr-4041	203	23	preferred	prefer	VERB
fsr-4041	203	24	text	text	NOUN
fsr-4041	203	25	messaging	messaging	NOUN
fsr-4041	203	26	and	and	CCONJ
fsr-4041	203	27	instant	instant	ADJ
fsr-4041	203	28	messaging	messaging	NOUN
fsr-4041	203	29	apps	app	NOUN
fsr-4041	203	30	as	as	ADP
fsr-4041	203	31	their	their	PRON
fsr-4041	203	32	communication	communication	NOUN
fsr-4041	203	33	methods	method	NOUN
fsr-4041	203	34	.	.	PUNCT
fsr-4041	204	1	those	those	PRON
fsr-4041	204	2	with	with	ADP
fsr-4041	204	3	higher	high	ADJ
fsr-4041	204	4	levels	level	NOUN
fsr-4041	204	5	of	of	ADP
fsr-4041	204	6	phone	phone	NOUN
fsr-4041	204	7	call	call	NOUN
fsr-4041	204	8	phobia	phobia	NOUN
fsr-4041	204	9	when	when	SCONJ
fsr-4041	204	10	interacting	interact	VERB
fsr-4041	204	11	with	with	ADP
fsr-4041	204	12	family	family	NOUN
fsr-4041	204	13	preferred	preferred	ADJ
fsr-4041	204	14	text	text	NOUN
fsr-4041	204	15	messaging	messaging	NOUN
fsr-4041	204	16	.	.	PUNCT
fsr-4041	205	1	those	those	PRON
fsr-4041	205	2	with	with	ADP
fsr-4041	205	3	higher	high	ADJ
fsr-4041	205	4	levels	level	NOUN
fsr-4041	205	5	of	of	ADP
fsr-4041	205	6	phone	phone	NOUN
fsr-4041	205	7	call	call	NOUN
fsr-4041	205	8	phobia	phobia	NOUN
fsr-4041	205	9	when	when	SCONJ
fsr-4041	205	10	interacting	interact	VERB
fsr-4041	205	11	with	with	ADP
fsr-4041	205	12	family	family	NOUN
fsr-4041	205	13	were	be	AUX
fsr-4041	205	14	more	more	ADV
fsr-4041	205	15	likely	likely	ADJ
fsr-4041	205	16	to	to	PART
fsr-4041	205	17	prefer	prefer	VERB
fsr-4041	205	18	text	text	NOUN
fsr-4041	205	19	messaging	messaging	NOUN
fsr-4041	205	20	.	.	PUNCT
fsr-4041	206	1	furthermore	furthermore	ADV
fsr-4041	206	2	,	,	PUNCT
fsr-4041	206	3	no	no	DET
fsr-4041	206	4	significant	significant	ADJ
fsr-4041	206	5	associations	association	NOUN
fsr-4041	206	6	were	be	AUX
fsr-4041	206	7	observed	observe	VERB
fsr-4041	206	8	between	between	ADP
fsr-4041	206	9	preferring	prefer	VERB
fsr-4041	206	10	other	other	ADJ
fsr-4041	206	11	communication	communication	NOUN
fsr-4041	206	12	methods	method	NOUN
fsr-4041	206	13	(	(	PUNCT
fsr-4041	206	14	phone	phone	NOUN
fsr-4041	206	15	,	,	PUNCT
fsr-4041	206	16	letter	letter	NOUN
fsr-4041	206	17	,	,	PUNCT
fsr-4041	206	18	email	email	NOUN
fsr-4041	206	19	,	,	PUNCT
fsr-4041	206	20	text	text	NOUN
fsr-4041	206	21	messaging	messaging	NOUN
fsr-4041	206	22	,	,	PUNCT
fsr-4041	206	23	and	and	CCONJ
fsr-4041	206	24	online	online	ADJ
fsr-4041	206	25	messaging	messaging	NOUN
fsr-4041	206	26	)	)	PUNCT
fsr-4041	206	27	and	and	CCONJ
fsr-4041	206	28	phone	phone	NOUN
fsr-4041	206	29	call	call	NOUN
fsr-4041	206	30	phobia	phobia	NOUN
fsr-4041	206	31	within	within	ADP
fsr-4041	206	32	the	the	DET
fsr-4041	206	33	family	family	NOUN
fsr-4041	206	34	context	context	NOUN
fsr-4041	206	35	.	.	PUNCT
fsr-4041	207	1	those	those	PRON
fsr-4041	207	2	who	who	PRON
fsr-4041	207	3	exhibited	exhibit	VERB
fsr-4041	207	4	higher	high	ADJ
fsr-4041	207	5	levels	level	NOUN
fsr-4041	207	6	of	of	ADP
fsr-4041	207	7	phone	phone	NOUN
fsr-4041	207	8	call	call	NOUN
fsr-4041	207	9	phobia	phobia	NOUN
fsr-4041	207	10	when	when	SCONJ
fsr-4041	207	11	interacting	interact	VERB
fsr-4041	207	12	with	with	ADP
fsr-4041	207	13	friends	friend	NOUN
fsr-4041	207	14	preferred	preferred	ADJ
fsr-4041	207	15	face	face	NOUN
fsr-4041	207	16	-	-	PUNCT
fsr-4041	207	17	toface	toface	NOUN
fsr-4041	207	18	and	and	CCONJ
fsr-4041	207	19	phone	phone	NOUN
fsr-4041	207	20	communications	communication	NOUN
fsr-4041	207	21	,	,	PUNCT
fsr-4041	207	22	while	while	SCONJ
fsr-4041	207	23	they	they	PRON
fsr-4041	207	24	preferred	prefer	VERB
fsr-4041	207	25	text	text	NOUN
fsr-4041	207	26	messaging	messaging	NOUN
fsr-4041	207	27	and	and	CCONJ
fsr-4041	207	28	instant	instant	ADJ
fsr-4041	207	29	messaging	messaging	NOUN
fsr-4041	207	30	apps	app	NOUN
fsr-4041	207	31	.	.	PUNCT
fsr-4041	208	1	concerning	concern	VERB
fsr-4041	208	2	psychological	psychological	ADJ
fsr-4041	208	3	factors	factor	NOUN
fsr-4041	208	4	,	,	PUNCT
fsr-4041	208	5	external	external	ADJ
fsr-4041	208	6	locus	locus	NOUN
fsr-4041	208	7	of	of	ADP
fsr-4041	208	8	control	control	NOUN
fsr-4041	208	9	was	be	AUX
fsr-4041	208	10	negatively	negatively	ADV
fsr-4041	208	11	related	relate	VERB
fsr-4041	208	12	to	to	PART
fsr-4041	208	13	email	email	NOUN
fsr-4041	208	14	preference	preference	NOUN
fsr-4041	208	15	,	,	PUNCT
fsr-4041	208	16	meaning	mean	VERB
fsr-4041	208	17	that	that	SCONJ
fsr-4041	208	18	those	those	PRON
fsr-4041	208	19	believing	believe	VERB
fsr-4041	208	20	that	that	SCONJ
fsr-4041	208	21	outside	outside	ADJ
fsr-4041	208	22	factors	factor	NOUN
fsr-4041	208	23	,	,	PUNCT
fsr-4041	208	24	luck	luck	NOUN
fsr-4041	208	25	,	,	PUNCT
fsr-4041	208	26	or	or	CCONJ
fsr-4041	208	27	destiny	destiny	NOUN
fsr-4041	208	28	determine	determine	NOUN
fsr-4041	208	29	and	and	CCONJ
fsr-4041	208	30	control	control	VERB
fsr-4041	208	31	one	one	NUM
fsr-4041	208	32	’s	’s	PART
fsr-4041	208	33	fate	fate	NOUN
fsr-4041	208	34	and	and	CCONJ
fsr-4041	208	35	outcomes	outcome	NOUN
fsr-4041	208	36	rather	rather	ADV
fsr-4041	208	37	than	than	ADP
fsr-4041	208	38	individuals	individual	NOUN
fsr-4041	208	39	having	have	VERB
fsr-4041	208	40	control	control	NOUN
fsr-4041	208	41	over	over	ADP
fsr-4041	208	42	their	their	PRON
fsr-4041	208	43	actions	action	NOUN
fsr-4041	208	44	and	and	CCONJ
fsr-4041	208	45	outcomes	outcome	NOUN
fsr-4041	208	46	were	be	AUX
fsr-4041	208	47	less	less	ADV
fsr-4041	208	48	likely	likely	ADJ
fsr-4041	208	49	to	to	PART
fsr-4041	208	50	prefer	prefer	VERB
fsr-4041	208	51	email	email	NOUN
fsr-4041	208	52	.	.	PUNCT
fsr-4041	209	1	for	for	ADP
fsr-4041	209	2	financial	financial	ADJ
fsr-4041	209	3	-	-	PUNCT
fsr-4041	209	4	psychological	psychological	ADJ
fsr-4041	209	5	factors	factor	NOUN
fsr-4041	209	6	,	,	PUNCT
fsr-4041	209	7	those	those	PRON
fsr-4041	209	8	with	with	ADP
fsr-4041	209	9	higher	high	ADJ
fsr-4041	209	10	levels	level	NOUN
fsr-4041	209	11	of	of	ADP
fsr-4041	209	12	financial	financial	ADJ
fsr-4041	209	13	stress	stress	NOUN
fsr-4041	209	14	were	be	AUX
fsr-4041	209	15	less	less	ADV
fsr-4041	209	16	likely	likely	ADJ
fsr-4041	209	17	to	to	PART
fsr-4041	209	18	choose	choose	VERB
fsr-4041	209	19	face	face	NOUN
fsr-4041	209	20	-	-	PUNCT
fsr-4041	209	21	to	to	ADP
fsr-4041	209	22	-	-	PUNCT
fsr-4041	209	23	face	face	NOUN
fsr-4041	209	24	as	as	ADP
fsr-4041	209	25	the	the	DET
fsr-4041	209	26	preferred	preferred	ADJ
fsr-4041	209	27	communication	communication	NOUN
fsr-4041	209	28	method	method	NOUN
fsr-4041	209	29	but	but	CCONJ
fsr-4041	209	30	more	more	ADV
fsr-4041	209	31	likely	likely	ADJ
fsr-4041	209	32	to	to	PART
fsr-4041	209	33	choose	choose	VERB
fsr-4041	209	34	email	email	NOUN
fsr-4041	209	35	as	as	ADP
fsr-4041	209	36	their	their	PRON
fsr-4041	209	37	preferred	preferred	ADJ
fsr-4041	209	38	communication	communication	NOUN
fsr-4041	209	39	method	method	NOUN
fsr-4041	209	40	.	.	PUNCT
fsr-4041	210	1	higher	high	ADJ
fsr-4041	210	2	levels	level	NOUN
fsr-4041	210	3	of	of	ADP
fsr-4041	210	4	financial	financial	ADJ
fsr-4041	210	5	satisfaction	satisfaction	NOUN
fsr-4041	210	6	were	be	AUX
fsr-4041	210	7	negatively	negatively	ADV
fsr-4041	210	8	related	relate	VERB
fsr-4041	210	9	to	to	ADP
fsr-4041	210	10	the	the	DET
fsr-4041	210	11	letter	letter	NOUN
fsr-4041	210	12	while	while	SCONJ
fsr-4041	210	13	positively	positively	ADV
fsr-4041	210	14	related	relate	VERB
fsr-4041	210	15	to	to	ADP
fsr-4041	210	16	text	text	NOUN
fsr-4041	210	17	messaging	messaging	NOUN
fsr-4041	210	18	as	as	ADP
fsr-4041	210	19	the	the	DET
fsr-4041	210	20	preferred	preferred	ADJ
fsr-4041	210	21	communication	communication	NOUN
fsr-4041	210	22	method	method	NOUN
fsr-4041	210	23	.	.	PUNCT
fsr-4041	211	1	for	for	ADP
fsr-4041	211	2	financial	financial	ADJ
fsr-4041	211	3	status	status	NOUN
fsr-4041	211	4	factors	factor	NOUN
fsr-4041	211	5	,	,	PUNCT
fsr-4041	211	6	having	have	VERB
fsr-4041	211	7	an	an	DET
fsr-4041	211	8	emergency	emergency	NOUN
fsr-4041	211	9	fund	fund	NOUN
fsr-4041	211	10	was	be	AUX
fsr-4041	211	11	negatively	negatively	ADV
fsr-4041	211	12	related	relate	VERB
fsr-4041	211	13	to	to	ADP
fsr-4041	211	14	face	face	NOUN
fsr-4041	211	15	-	-	PUNCT
fsr-4041	211	16	to	to	ADP
fsr-4041	211	17	-	-	PUNCT
fsr-4041	211	18	face	face	NOUN
fsr-4041	211	19	communication	communication	NOUN
fsr-4041	211	20	preference	preference	NOUN
fsr-4041	211	21	.	.	PUNCT
fsr-4041	212	1	the	the	DET
fsr-4041	212	2	number	number	NOUN
fsr-4041	212	3	of	of	ADP
fsr-4041	212	4	loans	loan	NOUN
fsr-4041	212	5	was	be	AUX
fsr-4041	212	6	negatively	negatively	ADV
fsr-4041	212	7	associated	associate	VERB
fsr-4041	212	8	with	with	ADP
fsr-4041	212	9	phone	phone	NOUN
fsr-4041	212	10	calls	call	NOUN
fsr-4041	212	11	and	and	CCONJ
fsr-4041	212	12	letters	letter	NOUN
fsr-4041	212	13	while	while	SCONJ
fsr-4041	212	14	positively	positively	ADV
fsr-4041	212	15	related	relate	VERB
fsr-4041	212	16	to	to	ADP
fsr-4041	212	17	online	online	ADJ
fsr-4041	212	18	messaging	messaging	NOUN
fsr-4041	212	19	apps	app	NOUN
fsr-4041	212	20	as	as	ADP
fsr-4041	212	21	the	the	DET
fsr-4041	212	22	preferred	preferred	ADJ
fsr-4041	212	23	communication	communication	NOUN
fsr-4041	212	24	method	method	NOUN
fsr-4041	212	25	.	.	PUNCT
fsr-4041	213	1	higher	high	ADJ
fsr-4041	213	2	job	job	NOUN
fsr-4041	213	3	insecurity	insecurity	NOUN
fsr-4041	213	4	was	be	AUX
fsr-4041	213	5	positively	positively	ADV
fsr-4041	213	6	related	relate	VERB
fsr-4041	213	7	to	to	ADP
fsr-4041	213	8	text	text	NOUN
fsr-4041	213	9	messaging	messaging	NOUN
fsr-4041	213	10	preference	preference	NOUN
fsr-4041	213	11	.	.	PUNCT
fsr-4041	214	1	for	for	ADP
fsr-4041	214	2	health	health	NOUN
fsr-4041	214	3	-	-	PUNCT
fsr-4041	214	4	related	relate	VERB
fsr-4041	214	5	behavior	behavior	NOUN
fsr-4041	214	6	,	,	PUNCT
fsr-4041	214	7	those	those	PRON
fsr-4041	214	8	with	with	ADP
fsr-4041	214	9	higher	high	ADJ
fsr-4041	214	10	levels	level	NOUN
fsr-4041	214	11	of	of	ADP
fsr-4041	214	12	beer	beer	NOUN
fsr-4041	214	13	and	and	CCONJ
fsr-4041	214	14	soda	soda	NOUN
fsr-4041	214	15	consumption	consumption	NOUN
fsr-4041	214	16	were	be	AUX
fsr-4041	214	17	less	less	ADV
fsr-4041	214	18	likely	likely	ADJ
fsr-4041	214	19	to	to	PART
fsr-4041	214	20	choose	choose	VERB
fsr-4041	214	21	letters	letter	NOUN
fsr-4041	214	22	as	as	ADP
fsr-4041	214	23	their	their	PRON
fsr-4041	214	24	preferred	preferred	ADJ
fsr-4041	214	25	method	method	NOUN
fsr-4041	214	26	of	of	ADP
fsr-4041	214	27	communication	communication	NOUN
fsr-4041	214	28	,	,	PUNCT
fsr-4041	214	29	while	while	SCONJ
fsr-4041	214	30	higher	high	ADJ
fsr-4041	214	31	beer	beer	NOUN
fsr-4041	214	32	consumption	consumption	NOUN
fsr-4041	214	33	was	be	AUX
fsr-4041	214	34	positively	positively	ADV
fsr-4041	214	35	related	relate	VERB
fsr-4041	214	36	to	to	ADP
fsr-4041	214	37	having	have	VERB
fsr-4041	214	38	a	a	DET
fsr-4041	214	39	text	text	NOUN
fsr-4041	214	40	messaging	messaging	NOUN
fsr-4041	214	41	preference	preference	NOUN
fsr-4041	214	42	.	.	PUNCT
fsr-4041	215	1	higher	high	ADJ
fsr-4041	215	2	smoking	smoking	NOUN
fsr-4041	215	3	levels	level	NOUN
fsr-4041	215	4	were	be	AUX
fsr-4041	215	5	positively	positively	ADV
fsr-4041	215	6	related	relate	VERB
fsr-4041	215	7	to	to	ADP
fsr-4041	215	8	letters	letter	NOUN
fsr-4041	215	9	,	,	PUNCT
fsr-4041	215	10	emails	email	NOUN
fsr-4041	215	11	,	,	PUNCT
fsr-4041	215	12	and	and	CCONJ
fsr-4041	215	13	online	online	ADJ
fsr-4041	215	14	messaging	messaging	NOUN
fsr-4041	215	15	as	as	ADP
fsr-4041	215	16	the	the	DET
fsr-4041	215	17	preferred	preferred	ADJ
fsr-4041	215	18	communication	communication	NOUN
fsr-4041	215	19	method	method	NOUN
fsr-4041	215	20	.	.	PUNCT
fsr-4041	216	1	for	for	ADP
fsr-4041	216	2	demographic	demographic	ADJ
fsr-4041	216	3	factors	factor	NOUN
fsr-4041	216	4	,	,	PUNCT
fsr-4041	216	5	older	old	ADJ
fsr-4041	216	6	respondents	respondent	NOUN
fsr-4041	216	7	were	be	AUX
fsr-4041	216	8	less	less	ADV
fsr-4041	216	9	likely	likely	ADJ
fsr-4041	216	10	to	to	PART
fsr-4041	216	11	choose	choose	VERB
fsr-4041	216	12	face	face	NOUN
fsr-4041	216	13	-	-	PUNCT
fsr-4041	216	14	to	to	ADP
fsr-4041	216	15	-	-	PUNCT
fsr-4041	216	16	face	face	NOUN
fsr-4041	216	17	,	,	PUNCT
fsr-4041	216	18	phone	phone	NOUN
fsr-4041	216	19	calls	call	NOUN
fsr-4041	216	20	,	,	PUNCT
fsr-4041	216	21	letters	letter	NOUN
fsr-4041	216	22	,	,	PUNCT
fsr-4041	216	23	and	and	CCONJ
fsr-4041	216	24	email	email	NOUN
fsr-4041	216	25	as	as	ADP
fsr-4041	216	26	their	their	PRON
fsr-4041	216	27	preferred	preferred	ADJ
fsr-4041	216	28	methods	method	NOUN
fsr-4041	216	29	but	but	CCONJ
fsr-4041	216	30	more	more	ADV
fsr-4041	216	31	likely	likely	ADJ
fsr-4041	216	32	to	to	PART
fsr-4041	216	33	choose	choose	VERB
fsr-4041	216	34	text	text	NOUN
fsr-4041	216	35	messaging	messaging	NOUN
fsr-4041	216	36	and	and	CCONJ
fsr-4041	216	37	instant	instant	ADJ
fsr-4041	216	38	messaging	messaging	NOUN
fsr-4041	216	39	apps	app	NOUN
fsr-4041	216	40	.	.	PUNCT
fsr-4041	217	1	females	female	NOUN
fsr-4041	217	2	were	be	AUX
fsr-4041	217	3	more	more	ADV
fsr-4041	217	4	likely	likely	ADJ
fsr-4041	217	5	to	to	PART
fsr-4041	217	6	report	report	VERB
fsr-4041	217	7	a	a	DET
fsr-4041	217	8	preference	preference	NOUN
fsr-4041	217	9	for	for	ADP
fsr-4041	217	10	face	face	NOUN
fsr-4041	217	11	-	-	PUNCT
fsr-4041	217	12	to	to	ADP
fsr-4041	217	13	-	-	PUNCT
fsr-4041	217	14	face	face	NOUN
fsr-4041	217	15	and	and	CCONJ
fsr-4041	217	16	email	email	NOUN
fsr-4041	217	17	communications	communication	NOUN
fsr-4041	217	18	,	,	PUNCT
fsr-4041	217	19	but	but	CCONJ
fsr-4041	217	20	they	they	PRON
fsr-4041	217	21	were	be	AUX
fsr-4041	217	22	less	less	ADV
fsr-4041	217	23	likely	likely	ADJ
fsr-4041	217	24	to	to	PART
fsr-4041	217	25	choose	choose	VERB
fsr-4041	217	26	text	text	NOUN
fsr-4041	217	27	messaging	messaging	NOUN
fsr-4041	217	28	and	and	CCONJ
fsr-4041	217	29	instant	instant	ADJ
fsr-4041	217	30	messaging	messaging	NOUN
fsr-4041	217	31	apps	app	NOUN
fsr-4041	217	32	as	as	ADP
fsr-4041	217	33	their	their	PRON
fsr-4041	217	34	preferred	preferred	ADJ
fsr-4041	217	35	communication	communication	NOUN
fsr-4041	217	36	channels	channel	NOUN
fsr-4041	217	37	.	.	PUNCT
fsr-4041	218	1	those	those	PRON
fsr-4041	218	2	having	have	VERB
fsr-4041	218	3	a	a	DET
fsr-4041	218	4	higher	high	ADJ
fsr-4041	218	5	education	education	NOUN
fsr-4041	218	6	level	level	NOUN
fsr-4041	218	7	compared	compare	VERB
fsr-4041	218	8	to	to	ADP
fsr-4041	218	9	those	those	PRON
fsr-4041	218	10	with	with	ADP
fsr-4041	218	11	less	less	ADJ
fsr-4041	218	12	than	than	ADP
fsr-4041	218	13	a	a	DET
fsr-4041	218	14	high	high	ADJ
fsr-4041	218	15	school	school	NOUN
fsr-4041	218	16	,	,	PUNCT
fsr-4041	218	17	except	except	SCONJ
fsr-4041	218	18	a	a	DET
fsr-4041	218	19	high	high	ADJ
fsr-4041	218	20	school	school	NOUN
fsr-4041	218	21	diploma	diploma	NOUN
fsr-4041	218	22	,	,	PUNCT
fsr-4041	218	23	were	be	AUX
fsr-4041	218	24	less	less	ADV
fsr-4041	218	25	likely	likely	ADJ
fsr-4041	218	26	to	to	PART
fsr-4041	218	27	choose	choose	VERB
fsr-4041	218	28	email	email	NOUN
fsr-4041	218	29	as	as	ADP
fsr-4041	218	30	their	their	PRON
fsr-4041	218	31	preferred	preferred	ADJ
fsr-4041	218	32	communication	communication	NOUN
fsr-4041	218	33	method	method	NOUN
fsr-4041	218	34	.	.	PUNCT
fsr-4041	219	1	some	some	DET
fsr-4041	219	2	income	income	NOUN
fsr-4041	219	3	groups	group	NOUN
fsr-4041	219	4	were	be	AUX
fsr-4041	219	5	less	less	ADV
fsr-4041	219	6	likely	likely	ADJ
fsr-4041	219	7	to	to	PART
fsr-4041	219	8	choose	choose	VERB
fsr-4041	219	9	text	text	NOUN
fsr-4041	219	10	messaging	messaging	NOUN
fsr-4041	219	11	and	and	CCONJ
fsr-4041	219	12	instant	instant	ADJ
fsr-4041	219	13	messaging	messaging	NOUN
fsr-4041	219	14	apps	app	NOUN
fsr-4041	219	15	as	as	ADP
fsr-4041	219	16	their	their	PRON
fsr-4041	219	17	preferred	preferred	ADJ
fsr-4041	219	18	methods	method	NOUN
fsr-4041	219	19	,	,	PUNCT
fsr-4041	219	20	while	while	SCONJ
fsr-4041	219	21	those	those	PRON
fsr-4041	219	22	with	with	ADP
fsr-4041	219	23	a	a	DET
fsr-4041	219	24	higher	high	ADJ
fsr-4041	219	25	number	number	NOUN
fsr-4041	219	26	of	of	ADP
fsr-4041	219	27	children	child	NOUN
fsr-4041	219	28	were	be	AUX
fsr-4041	219	29	more	more	ADV
fsr-4041	219	30	likely	likely	ADJ
fsr-4041	219	31	to	to	PART
fsr-4041	219	32	prefer	prefer	VERB
fsr-4041	219	33	email	email	NOUN
fsr-4041	219	34	communication	communication	NOUN
fsr-4041	219	35	.	.	PUNCT
fsr-4041	220	1	however	however	ADV
fsr-4041	220	2	,	,	PUNCT
fsr-4041	220	3	self	self	NOUN
fsr-4041	220	4	-	-	PUNCT
fsr-4041	220	5	esteem	esteem	NOUN
fsr-4041	220	6	,	,	PUNCT
fsr-4041	220	7	homeownership	homeownership	NOUN
fsr-4041	220	8	,	,	PUNCT
fsr-4041	220	9	work	work	NOUN
fsr-4041	220	10	status	status	NOUN
fsr-4041	220	11	,	,	PUNCT
fsr-4041	220	12	wine	wine	NOUN
fsr-4041	220	13	consumption	consumption	NOUN
fsr-4041	220	14	,	,	PUNCT
fsr-4041	220	15	and	and	CCONJ
fsr-4041	220	16	marital	marital	ADJ
fsr-4041	220	17	status	status	NOUN
fsr-4041	220	18	were	be	AUX
fsr-4041	220	19	not	not	PART
fsr-4041	220	20	related	relate	VERB
fsr-4041	220	21	to	to	ADP
fsr-4041	220	22	preferred	preferred	ADJ
fsr-4041	220	23	communication	communication	NOUN
fsr-4041	220	24	methods	method	NOUN
fsr-4041	220	25	.	.	PUNCT
fsr-4041	221	1	in	in	ADP
fsr-4041	221	2	summary	summary	NOUN
fsr-4041	221	3	,	,	PUNCT
fsr-4041	221	4	the	the	DET
fsr-4041	221	5	observed	observed	ADJ
fsr-4041	221	6	associations	association	NOUN
fsr-4041	221	7	between	between	ADP
fsr-4041	221	8	phone	phone	NOUN
fsr-4041	221	9	call	call	NOUN
fsr-4041	221	10	phobia	phobia	NOUN
fsr-4041	221	11	and	and	CCONJ
fsr-4041	221	12	preferred	preferred	ADJ
fsr-4041	221	13	communication	communication	NOUN
fsr-4041	221	14	methods	method	NOUN
fsr-4041	221	15	varied	vary	VERB
fsr-4041	221	16	by	by	ADP
fsr-4041	221	17	with	with	ADP
fsr-4041	221	18	whom	whom	PRON
fsr-4041	221	19	they	they	PRON
fsr-4041	221	20	communicate	communicate	VERB
fsr-4041	221	21	and	and	CCONJ
fsr-4041	221	22	with	with	ADP
fsr-4041	221	23	what	what	DET
fsr-4041	221	24	type	type	NOUN
fsr-4041	221	25	of	of	ADP
fsr-4041	221	26	communication	communication	NOUN
fsr-4041	221	27	methods	method	NOUN
fsr-4041	221	28	were	be	AUX
fsr-4041	221	29	used	use	VERB
fsr-4041	221	30	after	after	ADP
fsr-4041	221	31	controlling	control	VERB
fsr-4041	221	32	for	for	ADP
fsr-4041	221	33	psychological	psychological	ADJ
fsr-4041	221	34	,	,	PUNCT
fsr-4041	221	35	financial	financial	ADJ
fsr-4041	221	36	-	-	PUNCT
fsr-4041	221	37	psychological	psychological	ADJ
fsr-4041	221	38	,	,	PUNCT
fsr-4041	221	39	financial	financial	ADJ
fsr-4041	221	40	status	status	NOUN
fsr-4041	221	41	,	,	PUNCT
fsr-4041	221	42	jobrelated	jobrelate	VERB
fsr-4041	221	43	factors	factor	NOUN
fsr-4041	221	44	,	,	PUNCT
fsr-4041	221	45	health	health	NOUN
fsr-4041	221	46	-	-	PUNCT
fsr-4041	221	47	related	relate	VERB
fsr-4041	221	48	behavior	behavior	NOUN
fsr-4041	221	49	,	,	PUNCT
fsr-4041	221	50	and	and	CCONJ
fsr-4041	221	51	demographic	demographic	ADJ
fsr-4041	221	52	characteristics	characteristic	NOUN
fsr-4041	221	53	.	.	PUNCT
fsr-4041	222	1	these	these	DET
fsr-4041	222	2	findings	finding	NOUN
fsr-4041	222	3	indicate	indicate	VERB
fsr-4041	222	4	not	not	PART
fsr-4041	222	5	only	only	ADV
fsr-4041	222	6	the	the	DET
fsr-4041	222	7	factors	factor	NOUN
fsr-4041	222	8	related	relate	VERB
fsr-4041	222	9	to	to	ADP
fsr-4041	222	10	preferred	preferred	ADJ
fsr-4041	222	11	communication	communication	NOUN
fsr-4041	222	12	methods	method	NOUN
fsr-4041	222	13	,	,	PUNCT
fsr-4041	222	14	but	but	CCONJ
fsr-4041	222	15	they	they	PRON
fsr-4041	222	16	also	also	ADV
fsr-4041	222	17	highlight	highlight	VERB
fsr-4041	222	18	the	the	DET
fsr-4041	222	19	association	association	NOUN
fsr-4041	222	20	between	between	ADP
fsr-4041	222	21	phone	phone	NOUN
fsr-4041	222	22	call	call	NOUN
fsr-4041	222	23	phobia	phobia	NOUN
fsr-4041	222	24	and	and	CCONJ
fsr-4041	222	25	communication	communication	NOUN
fsr-4041	222	26	preferences	preference	NOUN
fsr-4041	222	27	when	when	SCONJ
fsr-4041	222	28	approaching	approach	VERB
fsr-4041	222	29	financial	financial	ADJ
fsr-4041	222	30	consumers	consumer	NOUN
fsr-4041	222	31	.	.	PUNCT
fsr-4041	223	1	financial	financial	ADJ
fsr-4041	223	2	services	service	NOUN
fsr-4041	223	3	review	review	PROPN
fsr-4041	223	4	,	,	PUNCT
fsr-4041	223	5	32(4	32(4	NUM
fsr-4041	223	6	)	)	PUNCT
fsr-4041	223	7	92	92	NUM
fsr-4041	223	8	table	table	NOUN
fsr-4041	223	9	5	5	NUM
fsr-4041	223	10	.	.	PUNCT
fsr-4041	223	11	sue	sue	NOUN
fsr-4041	223	12	results	result	NOUN
fsr-4041	223	13	model	model	PROPN
fsr-4041	223	14	2a	2a	NUM
fsr-4041	223	15	model	model	PROPN
fsr-4041	223	16	2b	2b	PROPN
fsr-4041	223	17	model	model	PROPN
fsr-4041	223	18	2c	2c	NUM
fsr-4041	223	19	model	model	NOUN
fsr-4041	223	20	2d	2d	PROPN
fsr-4041	223	21	model	model	NOUN
fsr-4041	223	22	2e	2e	PROPN
fsr-4041	223	23	model	model	NOUN
fsr-4041	223	24	2f	2f	NUM
fsr-4041	223	25	(	(	PUNCT
fsr-4041	223	26	face	face	NOUN
fsr-4041	223	27	-	-	PUNCT
fsr-4041	223	28	to	to	ADP
fsr-4041	223	29	-	-	PUNCT
fsr-4041	223	30	face	face	NOUN
fsr-4041	223	31	)	)	PUNCT
fsr-4041	223	32	(	(	PUNCT
fsr-4041	223	33	phone	phone	NOUN
fsr-4041	223	34	)	)	PUNCT
fsr-4041	223	35	(	(	PUNCT
fsr-4041	223	36	letter	letter	NOUN
fsr-4041	223	37	)	)	PUNCT
fsr-4041	223	38	(	(	PUNCT
fsr-4041	223	39	email	email	NOUN
fsr-4041	223	40	)	)	PUNCT
fsr-4041	223	41	(	(	PUNCT
fsr-4041	223	42	text	text	NOUN
fsr-4041	223	43	messaging	messaging	NOUN
fsr-4041	223	44	)	)	PUNCT
fsr-4041	223	45	(	(	PUNCT
fsr-4041	223	46	online	online	ADJ
fsr-4041	223	47	messaging	messaging	NOUN
fsr-4041	223	48	)	)	PUNCT
fsr-4041	223	49	robust	robust	ADJ
fsr-4041	223	50	b	b	ADP
fsr-4041	223	51	robust	robust	ADJ
fsr-4041	223	52	se	se	INTJ
fsr-4041	223	53	robust	robust	ADJ
fsr-4041	223	54	b	b	ADP
fsr-4041	223	55	robust	robust	ADJ
fsr-4041	223	56	se	se	INTJ
fsr-4041	223	57	robust	robust	ADJ
fsr-4041	223	58	b	b	ADP
fsr-4041	223	59	robust	robust	ADJ
fsr-4041	223	60	se	se	INTJ
fsr-4041	223	61	robust	robust	ADJ
fsr-4041	223	62	b	b	ADP
fsr-4041	223	63	robust	robust	ADJ
fsr-4041	223	64	se	se	INTJ
fsr-4041	223	65	robust	robust	ADJ
fsr-4041	223	66	b	b	ADP
fsr-4041	223	67	robust	robust	ADJ
fsr-4041	223	68	se	se	INTJ
fsr-4041	223	69	robust	robust	ADJ
fsr-4041	223	70	b	b	ADP
fsr-4041	223	71	robust	robust	ADJ
fsr-4041	223	72	se	se	NOUN
fsr-4041	223	73	phone	phone	NOUN
fsr-4041	223	74	call	call	NOUN
fsr-4041	223	75	phobia	phobia	NOUN
fsr-4041	223	76	by	by	ADP
fsr-4041	223	77	employer	employer	NOUN
fsr-4041	223	78	-.06	-.06	PUNCT
fsr-4041	223	79	.05	.05	NUM
fsr-4041	223	80	-.12	-.12	NOUN
fsr-4041	223	81	*	*	NOUN
fsr-4041	223	82	*	*	X
fsr-4041	223	83	.04	.04	NUM
fsr-4041	223	84	-.16	-.16	PROPN
fsr-4041	223	85	*	*	PUNCT
fsr-4041	223	86	*	*	PUNCT
fsr-4041	223	87	*	*	PUNCT
fsr-4041	223	88	.04	.04	NUM
fsr-4041	223	89	.02	.02	NUM
fsr-4041	223	90	.04	.04	NUM
fsr-4041	223	91	.16	.16	PROPN
fsr-4041	223	92	*	*	PUNCT
fsr-4041	223	93	*	*	PUNCT
fsr-4041	223	94	*	*	PUNCT
fsr-4041	223	95	.04	.04	NUM
fsr-4041	223	96	.16	.16	NUM
fsr-4041	223	97	*	*	PUNCT
fsr-4041	223	98	*	*	SYM
fsr-4041	223	99	.05	.05	NUM
fsr-4041	223	100	by	by	ADP
fsr-4041	223	101	family	family	NOUN
fsr-4041	223	102	-.11	-.11	SYM
fsr-4041	223	103	.06	.06	NUM
fsr-4041	223	104	-.09	-.09	SYM
fsr-4041	223	105	.05	.05	NUM
fsr-4041	223	106	.01	.01	NUM
fsr-4041	223	107	.05	.05	NUM
fsr-4041	223	108	.08	.08	NUM
fsr-4041	223	109	.05	.05	NUM
fsr-4041	223	110	.11	.11	NUM
fsr-4041	223	111	*	*	SYM
fsr-4041	223	112	.05	.05	NUM
fsr-4041	223	113	-.01	-.01	NOUN
fsr-4041	223	114	.06	.06	NUM
fsr-4041	223	115	by	by	ADP
fsr-4041	223	116	friends	friend	NOUN
fsr-4041	223	117	-.15	-.15	PROPN
fsr-4041	223	118	*	*	PROPN
fsr-4041	223	119	.07	.07	NUM
fsr-4041	223	120	-.16	-.16	PROPN
fsr-4041	223	121	*	*	PUNCT
fsr-4041	223	122	*	*	PROPN
fsr-4041	223	123	.06	.06	NUM
fsr-4041	223	124	-.07	-.07	SYM
fsr-4041	223	125	.05	.05	NUM
fsr-4041	223	126	-.03	-.03	NOUN
fsr-4041	223	127	.06	.06	NUM
fsr-4041	223	128	.19	.19	NUM
fsr-4041	223	129	*	*	NOUN
fsr-4041	223	130	*	*	X
fsr-4041	223	131	.06	.06	NUM
fsr-4041	223	132	.22	.22	NUM
fsr-4041	223	133	*	*	PUNCT
fsr-4041	223	134	*	*	PUNCT
fsr-4041	223	135	.07	.07	NUM
fsr-4041	223	136	psychological	psychological	ADJ
fsr-4041	223	137	factors	factor	NOUN
fsr-4041	223	138	self	self	NOUN
fsr-4041	223	139	-	-	PUNCT
fsr-4041	223	140	esteem	esteem	NOUN
fsr-4041	223	141	.00	.00	NUM
fsr-4041	223	142	.01	.01	NUM
fsr-4041	223	143	.00	.00	NUM
fsr-4041	223	144	.01	.01	NUM
fsr-4041	223	145	.00	.00	NUM
fsr-4041	223	146	.01	.01	NUM
fsr-4041	223	147	.00	.00	NUM
fsr-4041	223	148	.01	.01	NUM
fsr-4041	223	149	.00	.00	NUM
fsr-4041	223	150	.01	.01	NUM
fsr-4041	223	151	.01	.01	NUM
fsr-4041	223	152	.01	.01	NUM
fsr-4041	223	153	locus	locus	NOUN
fsr-4041	223	154	of	of	ADP
fsr-4041	223	155	control	control	NOUN
fsr-4041	223	156	.01	.01	NUM
fsr-4041	223	157	.01	.01	NUM
fsr-4041	223	158	.01	.01	NUM
fsr-4041	223	159	.01	.01	NUM
fsr-4041	223	160	-.02	-.02	NUM
fsr-4041	223	161	.01	.01	NUM
fsr-4041	223	162	-.02	-.02	SYM
fsr-4041	223	163	*	*	NOUN
fsr-4041	223	164	.01	.01	NUM
fsr-4041	223	165	.01	.01	NUM
fsr-4041	223	166	.01	.01	NUM
fsr-4041	223	167	.01	.01	NUM
fsr-4041	223	168	.01	.01	NUM
fsr-4041	223	169	financial	financial	ADJ
fsr-4041	223	170	-	-	PUNCT
fsr-4041	223	171	psychological	psychological	ADJ
fsr-4041	223	172	factors	factor	NOUN
fsr-4041	223	173	financial	financial	ADJ
fsr-4041	223	174	stress	stress	NOUN
fsr-4041	223	175	-.01	-.01	PROPN
fsr-4041	223	176	*	*	PROPN
fsr-4041	223	177	.00	.00	NUM
fsr-4041	223	178	.00	.00	NUM
fsr-4041	223	179	.00	.00	NUM
fsr-4041	223	180	.00	.00	NUM
fsr-4041	223	181	.00	.00	NUM
fsr-4041	223	182	.00	.00	NUM
fsr-4041	223	183	*	*	NUM
fsr-4041	223	184	.00	.00	NUM
fsr-4041	223	185	.00	.00	NUM
fsr-4041	223	186	.00	.00	NUM
fsr-4041	223	187	.00	.00	NUM
fsr-4041	223	188	.00	.00	NUM
fsr-4041	223	189	financial	financial	ADJ
fsr-4041	223	190	satisfaction	satisfaction	NOUN
fsr-4041	223	191	.00	.00	NUM
fsr-4041	223	192	.01	.01	NUM
fsr-4041	223	193	.00	.00	NUM
fsr-4041	223	194	.01	.01	NUM
fsr-4041	223	195	-.01	-.01	PROPN
fsr-4041	223	196	*	*	PROPN
fsr-4041	223	197	.01	.01	NUM
fsr-4041	223	198	-.01	-.01	PROPN
fsr-4041	223	199	.01	.01	NUM
fsr-4041	223	200	.03	.03	NUM
fsr-4041	223	201	*	*	PUNCT
fsr-4041	223	202	*	*	PUNCT
fsr-4041	223	203	*	*	NOUN
fsr-4041	223	204	.01	.01	NUM
fsr-4041	223	205	.00	.00	NUM
fsr-4041	223	206	.01	.01	NUM
fsr-4041	223	207	financial	financial	ADJ
fsr-4041	223	208	status	status	NOUN
fsr-4041	223	209	emergency	emergency	NOUN
fsr-4041	223	210	-.19	-.19	NOUN
fsr-4041	223	211	*	*	NOUN
fsr-4041	223	212	.10	.10	NUM
fsr-4041	223	213	.00	.00	NUM
fsr-4041	223	214	.07	.07	NUM
fsr-4041	223	215	.07	.07	NUM
fsr-4041	223	216	.08	.08	NUM
fsr-4041	223	217	-.07	-.07	SYM
fsr-4041	223	218	.08	.08	NUM
fsr-4041	223	219	.08	.08	NUM
fsr-4041	223	220	.09	.09	NUM
fsr-4041	223	221	.12	.12	NUM
fsr-4041	223	222	.09	.09	NUM
fsr-4041	223	223	homeownership	homeownership	NOUN
fsr-4041	223	224	-.09	-.09	ADP
fsr-4041	223	225	.10	.10	NUM
fsr-4041	223	226	.03	.03	NUM
fsr-4041	223	227	.08	.08	NUM
fsr-4041	223	228	-.05	-.05	SYM
fsr-4041	223	229	.09	.09	NUM
fsr-4041	223	230	.05	.05	NUM
fsr-4041	223	231	.08	.08	NUM
fsr-4041	223	232	.13	.13	NUM
fsr-4041	223	233	.09	.09	NUM
fsr-4041	223	234	-.07	-.07	SYM
fsr-4041	223	235	.10	.10	NUM
fsr-4041	223	236	number	number	NOUN
fsr-4041	223	237	of	of	ADP
fsr-4041	223	238	loans	loan	NOUN
fsr-4041	223	239	-.01	-.01	PROPN
fsr-4041	223	240	.04	.04	NUM
fsr-4041	223	241	-.06	-.06	SYM
fsr-4041	223	242	*	*	PROPN
fsr-4041	223	243	.03	.03	NUM
fsr-4041	223	244	-.07	-.07	PROPN
fsr-4041	223	245	*	*	SYM
fsr-4041	223	246	.03	.03	NUM
fsr-4041	223	247	.00	.00	NUM
fsr-4041	223	248	.03	.03	NUM
fsr-4041	223	249	.03	.03	NUM
fsr-4041	223	250	.04	.04	NUM
fsr-4041	223	251	.11	.11	NUM
fsr-4041	223	252	*	*	PUNCT
fsr-4041	223	253	*	*	SYM
fsr-4041	223	254	.04	.04	NUM
fsr-4041	223	255	job	job	NOUN
fsr-4041	223	256	-	-	PUNCT
fsr-4041	223	257	related	relate	VERB
fsr-4041	223	258	factors	factor	NOUN
fsr-4041	223	259	job	job	NOUN
fsr-4041	223	260	insecurity	insecurity	NOUN
fsr-4041	223	261	.00	.00	NUM
fsr-4041	223	262	.01	.01	NUM
fsr-4041	223	263	-.01	-.01	PROPN
fsr-4041	223	264	.01	.01	NUM
fsr-4041	223	265	-.01	-.01	PROPN
fsr-4041	223	266	.01	.01	NUM
fsr-4041	223	267	-.01	-.01	PROPN
fsr-4041	223	268	.01	.01	NUM
fsr-4041	223	269	.03	.03	NUM
fsr-4041	223	270	*	*	SYM
fsr-4041	223	271	.01	.01	NUM
fsr-4041	223	272	.01	.01	NUM
fsr-4041	223	273	.01	.01	NUM
fsr-4041	223	274	work	work	NOUN
fsr-4041	223	275	status	status	NOUN
fsr-4041	223	276	-.08	-.08	PUNCT
fsr-4041	223	277	.10	.10	NUM
fsr-4041	223	278	.02	.02	NUM
fsr-4041	223	279	.08	.08	NUM
fsr-4041	223	280	.11	.11	NUM
fsr-4041	223	281	.08	.08	NUM
fsr-4041	223	282	.09	.09	NUM
fsr-4041	223	283	.08	.08	NUM
fsr-4041	223	284	-.06	-.06	SYM
fsr-4041	223	285	.09	.09	NUM
fsr-4041	223	286	-.08	-.08	SYM
fsr-4041	223	287	.10	.10	NUM
fsr-4041	223	288	health	health	NOUN
fsr-4041	223	289	-	-	PUNCT
fsr-4041	223	290	related	relate	VERB
fsr-4041	223	291	behavior	behavior	NOUN
fsr-4041	223	292	beer	beer	NOUN
fsr-4041	223	293	.00	.00	NUM
fsr-4041	223	294	.00	.00	NUM
fsr-4041	223	295	.00	.00	NUM
fsr-4041	223	296	.00	.00	NUM
fsr-4041	223	297	-.01	-.01	NOUN
fsr-4041	223	298	*	*	PUNCT
fsr-4041	223	299	*	*	PUNCT
fsr-4041	223	300	*	*	PUNCT
fsr-4041	223	301	.00	.00	NUM
fsr-4041	223	302	-.01	-.01	NOUN
fsr-4041	223	303	.00	.00	NUM
fsr-4041	223	304	.01	.01	NUM
fsr-4041	223	305	*	*	PUNCT
fsr-4041	223	306	*	*	PUNCT
fsr-4041	223	307	.00	.00	NUM
fsr-4041	223	308	.01	.01	NUM
fsr-4041	223	309	.00	.00	NUM
fsr-4041	223	310	wine	wine	NOUN
fsr-4041	223	311	.00	.00	NUM
fsr-4041	223	312	.00	.00	NUM
fsr-4041	223	313	.00	.00	NUM
fsr-4041	223	314	.00	.00	NUM
fsr-4041	223	315	.00	.00	NUM
fsr-4041	223	316	.00	.00	NUM
fsr-4041	223	317	-.01	-.01	NOUN
fsr-4041	223	318	.00	.00	NUM
fsr-4041	223	319	.00	.00	NUM
fsr-4041	223	320	.00	.00	NUM
fsr-4041	223	321	.00	.00	NUM
fsr-4041	223	322	.00	.00	NUM
fsr-4041	223	323	soda	soda	NOUN
fsr-4041	223	324	.00	.00	NUM
fsr-4041	223	325	.00	.00	NUM
fsr-4041	223	326	.00	.00	NUM
fsr-4041	223	327	.00	.00	NUM
fsr-4041	223	328	-.01	-.01	PROPN
fsr-4041	223	329	*	*	PROPN
fsr-4041	223	330	.00	.00	NUM
fsr-4041	223	331	.00	.00	NUM
fsr-4041	223	332	.00	.00	NUM
fsr-4041	223	333	.00	.00	NUM
fsr-4041	223	334	.00	.00	NUM
fsr-4041	223	335	.00	.00	NUM
fsr-4041	223	336	.00	.00	NUM
fsr-4041	223	337	smoking	smoking	NOUN
fsr-4041	223	338	.00	.00	NUM
fsr-4041	223	339	.00	.00	NUM
fsr-4041	223	340	.00	.00	NUM
fsr-4041	223	341	.00	.00	NUM
fsr-4041	223	342	.00	.00	NUM
fsr-4041	223	343	*	*	PUNCT
fsr-4041	223	344	*	*	PUNCT
fsr-4041	223	345	.00	.00	NUM
fsr-4041	223	346	.00	.00	NUM
fsr-4041	223	347	*	*	PUNCT
fsr-4041	223	348	*	*	PUNCT
fsr-4041	223	349	.00	.00	NUM
fsr-4041	223	350	.00	.00	NUM
fsr-4041	223	351	.00	.00	NUM
fsr-4041	223	352	.00	.00	NUM
fsr-4041	223	353	*	*	PUNCT
fsr-4041	223	354	*	*	NOUN
fsr-4041	223	355	.00	.00	NUM
fsr-4041	223	356	demographics	demographic	NOUN
fsr-4041	223	357	age	age	NOUN
fsr-4041	223	358	-.01	-.01	PROPN
fsr-4041	223	359	*	*	PROPN
fsr-4041	223	360	*	*	PUNCT
fsr-4041	223	361	*	*	PUNCT
fsr-4041	223	362	.00	.00	NUM
fsr-4041	223	363	-.01	-.01	NOUN
fsr-4041	223	364	*	*	PUNCT
fsr-4041	223	365	*	*	PUNCT
fsr-4041	223	366	*	*	PUNCT
fsr-4041	223	367	.00	.00	NUM
fsr-4041	223	368	-.01	-.01	NOUN
fsr-4041	223	369	*	*	PROPN
fsr-4041	223	370	.00	.00	NUM
fsr-4041	223	371	-.01	-.01	NOUN
fsr-4041	223	372	*	*	PUNCT
fsr-4041	223	373	*	*	PUNCT
fsr-4041	223	374	*	*	PUNCT
fsr-4041	223	375	.00	.00	NUM
fsr-4041	223	376	.01	.01	NUM
fsr-4041	223	377	*	*	PUNCT
fsr-4041	223	378	*	*	PUNCT
fsr-4041	223	379	*	*	PUNCT
fsr-4041	223	380	.00	.00	NUM
fsr-4041	223	381	.03	.03	NUM
fsr-4041	223	382	*	*	PUNCT
fsr-4041	223	383	*	*	PUNCT
fsr-4041	223	384	*	*	PUNCT
fsr-4041	223	385	.00	.00	NUM
fsr-4041	223	386	female	female	ADJ
fsr-4041	223	387	.45	.45	NUM
fsr-4041	223	388	*	*	PUNCT
fsr-4041	223	389	*	*	PUNCT
fsr-4041	223	390	*	*	PUNCT
fsr-4041	224	1	.09	.09	NUM
fsr-4041	224	2	.10	.10	NUM
fsr-4041	224	3	.07	.07	NUM
fsr-4041	224	4	.11	.11	NUM
fsr-4041	224	5	.07	.07	NUM
fsr-4041	224	6	.15	.15	NUM
fsr-4041	224	7	*	*	NOUN
fsr-4041	224	8	.07	.07	NUM
fsr-4041	224	9	-.49	-.49	PUNCT
fsr-4041	224	10	*	*	NOUN
fsr-4041	224	11	*	*	PUNCT
fsr-4041	224	12	*	*	PROPN
fsr-4041	224	13	.08	.08	NUM
fsr-4041	224	14	-.31	-.31	PUNCT
fsr-4041	224	15	*	*	PUNCT
fsr-4041	224	16	*	*	PUNCT
fsr-4041	224	17	*	*	PUNCT
fsr-4041	225	1	.09	.09	NUM
fsr-4041	225	2	single	single	ADJ
fsr-4041	225	3	.04	.04	NUM
fsr-4041	225	4	.09	.09	NUM
fsr-4041	225	5	-.13	-.13	SYM
fsr-4041	225	6	.07	.07	NUM
fsr-4041	225	7	-.03	-.03	NOUN
fsr-4041	225	8	.08	.08	NUM
fsr-4041	225	9	.00	.00	NUM
fsr-4041	225	10	.07	.07	NUM
fsr-4041	225	11	.08	.08	NUM
fsr-4041	225	12	.08	.08	NUM
fsr-4041	225	13	.05	.05	NUM
fsr-4041	225	14	.09	.09	NUM
fsr-4041	225	15	heo	heo	PROPN
fsr-4041	225	16	et	et	PROPN
fsr-4041	225	17	al	al	PROPN
fsr-4041	225	18	.	.	PROPN
fsr-4041	225	19	93	93	NUM
fsr-4041	225	20	education	education	NOUN
fsr-4041	225	21	(	(	PUNCT
fsr-4041	225	22	less	less	ADJ
fsr-4041	225	23	than	than	ADP
fsr-4041	225	24	high	high	ADJ
fsr-4041	225	25	school	school	NOUN
fsr-4041	225	26	)	)	PUNCT
fsr-4041	225	27	high	high	ADJ
fsr-4041	225	28	school	school	NOUN
fsr-4041	225	29	.08	.08	NUM
fsr-4041	225	30	.24	.24	NUM
fsr-4041	225	31	-.01	-.01	PROPN
fsr-4041	225	32	.17	.17	NUM
fsr-4041	225	33	-.13	-.13	SYM
fsr-4041	225	34	.19	.19	NUM
fsr-4041	225	35	-.25	-.25	NUM
fsr-4041	225	36	.18	.18	NUM
fsr-4041	225	37	-.11	-.11	SYM
fsr-4041	225	38	.25	.25	NUM
fsr-4041	225	39	.42	.42	NUM
fsr-4041	225	40	.26	.26	NUM
fsr-4041	225	41	associate	associate	NOUN
fsr-4041	225	42	degree	degree	NOUN
fsr-4041	225	43	.03	.03	NUM
fsr-4041	225	44	.24	.24	NUM
fsr-4041	225	45	.08	.08	NUM
fsr-4041	225	46	.17	.17	NUM
fsr-4041	225	47	.03	.03	NUM
fsr-4041	225	48	.20	.20	NUM
fsr-4041	225	49	-.39	-.39	PUNCT
fsr-4041	225	50	*	*	SYM
fsr-4041	225	51	.18	.18	NUM
fsr-4041	225	52	-.01	-.01	NOUN
fsr-4041	225	53	.25	.25	NUM
fsr-4041	225	54	.26	.26	NUM
fsr-4041	225	55	.26	.26	NUM
fsr-4041	225	56	bachelor	bachelor	NOUN
fsr-4041	225	57	's	's	PART
fsr-4041	225	58	degree	degree	NOUN
fsr-4041	225	59	.12	.12	NUM
fsr-4041	225	60	.25	.25	NUM
fsr-4041	225	61	.07	.07	NUM
fsr-4041	225	62	.18	.18	NUM
fsr-4041	225	63	.16	.16	NUM
fsr-4041	225	64	.20	.20	NUM
fsr-4041	225	65	-.44	-.44	PROPN
fsr-4041	225	66	*	*	PROPN
fsr-4041	225	67	.18	.18	NUM
fsr-4041	225	68	-.13	-.13	PUNCT
fsr-4041	225	69	.25	.25	NUM
fsr-4041	225	70	.22	.22	NUM
fsr-4041	225	71	.27	.27	NUM
fsr-4041	225	72	graduate	graduate	NOUN
fsr-4041	225	73	degree	degree	NOUN
fsr-4041	225	74	.11	.11	NUM
fsr-4041	225	75	.27	.27	NUM
fsr-4041	225	76	.12	.12	NUM
fsr-4041	225	77	.19	.19	NUM
fsr-4041	225	78	.19	.19	NUM
fsr-4041	225	79	.22	.22	NUM
fsr-4041	225	80	-.57	-.57	PROPN
fsr-4041	225	81	*	*	PUNCT
fsr-4041	225	82	*	*	PROPN
fsr-4041	225	83	.20	.20	NUM
fsr-4041	225	84	.12	.12	NUM
fsr-4041	225	85	.27	.27	NUM
fsr-4041	225	86	.02	.02	NUM
fsr-4041	225	87	.29	.29	NUM
fsr-4041	225	88	income	income	NOUN
fsr-4041	225	89	(	(	PUNCT
fsr-4041	225	90	less	less	ADJ
fsr-4041	225	91	than	than	ADP
fsr-4041	225	92	$	$	SYM
fsr-4041	225	93	15k	15k	NUM
fsr-4041	225	94	)	)	PUNCT
fsr-4041	225	95	$	$	SYM
fsr-4041	225	96	15k-$25k	15k-$25k	NUM
fsr-4041	225	97	.21	.21	NUM
fsr-4041	225	98	.15	.15	NUM
fsr-4041	225	99	-.07	-.07	SYM
fsr-4041	225	100	.12	.12	NUM
fsr-4041	225	101	-.01	-.01	NOUN
fsr-4041	225	102	.13	.13	NUM
fsr-4041	225	103	.21	.21	NUM
fsr-4041	225	104	.12	.12	NUM
fsr-4041	225	105	-.01	-.01	NOUN
fsr-4041	225	106	.14	.14	NUM
fsr-4041	225	107	-.32	-.32	PROPN
fsr-4041	225	108	*	*	PROPN
fsr-4041	225	109	.14	.14	NUM
fsr-4041	225	110	$	$	SYM
fsr-4041	225	111	25k-$35k	25k-$35k	NUM
fsr-4041	225	112	.27	.27	NUM
fsr-4041	225	113	.15	.15	NUM
fsr-4041	225	114	.02	.02	NUM
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fsr-4041	225	117	.13	.13	NUM
fsr-4041	225	118	.14	.14	NUM
fsr-4041	225	119	.12	.12	NUM
fsr-4041	225	120	-.23	-.23	SYM
fsr-4041	225	121	.15	.15	NUM
fsr-4041	225	122	-.23	-.23	SYM
fsr-4041	225	123	.15	.15	NUM
fsr-4041	225	124	$	$	SYM
fsr-4041	225	125	35k-$50k	35k-$50k	NUM
fsr-4041	225	126	.39	.39	NUM
fsr-4041	225	127	*	*	SYM
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fsr-4041	225	129	.15	.15	NUM
fsr-4041	225	130	.12	.12	NUM
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fsr-4041	225	132	.13	.13	NUM
fsr-4041	225	133	.14	.14	NUM
fsr-4041	225	134	.12	.12	NUM
fsr-4041	225	135	-.38	-.38	PROPN
fsr-4041	225	136	*	*	PROPN
fsr-4041	225	137	*	*	NOUN
fsr-4041	225	138	.14	.14	NUM
fsr-4041	225	139	-.49	-.49	NOUN
fsr-4041	225	140	*	*	PUNCT
fsr-4041	225	141	*	*	NOUN
fsr-4041	225	142	.15	.15	NUM
fsr-4041	225	143	$	$	SYM
fsr-4041	225	144	50k-$75k	50k-$75k	NUM
fsr-4041	225	145	.10	.10	NUM
fsr-4041	225	146	.15	.15	NUM
fsr-4041	225	147	.14	.14	NUM
fsr-4041	225	148	.12	.12	NUM
fsr-4041	225	149	.19	.19	NUM
fsr-4041	225	150	.13	.13	NUM
fsr-4041	225	151	.23	.23	NUM
fsr-4041	225	152	.12	.12	NUM
fsr-4041	225	153	-.28	-.28	NOUN
fsr-4041	225	154	*	*	PROPN
fsr-4041	225	155	.14	.14	NUM
fsr-4041	225	156	-.38	-.38	PROPN
fsr-4041	225	157	*	*	NOUN
fsr-4041	225	158	.15	.15	NUM
fsr-4041	225	159	$	$	SYM
fsr-4041	225	160	75k-$100k	75k-$100k	NUM
fsr-4041	225	161	.38	.38	NUM
fsr-4041	225	162	*	*	X
fsr-4041	225	163	.19	.19	NUM
fsr-4041	225	164	.00	.00	NUM
fsr-4041	225	165	.14	.14	NUM
fsr-4041	225	166	.11	.11	NUM
fsr-4041	225	167	.15	.15	NUM
fsr-4041	225	168	.34	.34	NUM
fsr-4041	225	169	.15	.15	NUM
fsr-4041	225	170	-.22	-.22	SYM
fsr-4041	225	171	.17	.17	NUM
fsr-4041	225	172	-.61	-.61	NOUN
fsr-4041	225	173	*	*	PUNCT
fsr-4041	225	174	*	*	NOUN
fsr-4041	225	175	.18	.18	NUM
fsr-4041	225	176	$	$	SYM
fsr-4041	225	177	100k-$150k	100k-$150k	NUM
fsr-4041	225	178	.32	.32	NUM
fsr-4041	225	179	.19	.19	NUM
fsr-4041	225	180	.37	.37	NUM
fsr-4041	225	181	.15	.15	NUM
fsr-4041	225	182	.34	.34	NUM
fsr-4041	225	183	.16	.16	NUM
fsr-4041	225	184	-.05	-.05	SYM
fsr-4041	225	185	.16	.16	PROPN
fsr-4041	225	186	-.30	-.30	PUNCT
fsr-4041	225	187	.17	.17	NUM
fsr-4041	225	188	-.69	-.69	NOUN
fsr-4041	225	189	*	*	NOUN
fsr-4041	225	190	*	*	NOUN
fsr-4041	225	191	.20	.20	NUM
fsr-4041	225	192	over	over	ADP
fsr-4041	225	193	$	$	SYM
fsr-4041	225	194	150k	150k	NUM
fsr-4041	225	195	.30	.30	NUM
fsr-4041	225	196	.24	.24	NUM
fsr-4041	225	197	.08	.08	NUM
fsr-4041	225	198	.16	.16	NUM
fsr-4041	225	199	.10	.10	NUM
fsr-4041	225	200	.22	.22	NUM
fsr-4041	225	201	.17	.17	NUM
fsr-4041	225	202	.21	.21	NUM
fsr-4041	225	203	-.46	-.46	NUM
fsr-4041	225	204	.24	.24	NUM
fsr-4041	225	205	-.19	-.19	SYM
fsr-4041	225	206	.26	.26	NUM
fsr-4041	225	207	number	number	NOUN
fsr-4041	225	208	of	of	ADP
fsr-4041	225	209	children	child	NOUN
fsr-4041	225	210	.00	.00	NUM
fsr-4041	225	211	.02	.02	NUM
fsr-4041	225	212	-.02	-.02	NUM
fsr-4041	225	213	.02	.02	NUM
fsr-4041	225	214	-.02	-.02	NUM
fsr-4041	225	215	.02	.02	NUM
fsr-4041	225	216	.04	.04	NUM
fsr-4041	225	217	*	*	SYM
fsr-4041	225	218	.02	.02	NUM
fsr-4041	225	219	.02	.02	NUM
fsr-4041	225	220	.02	.02	NUM
fsr-4041	225	221	-.01	-.01	PROPN
fsr-4041	225	222	.02	.02	PROPN
fsr-4041	225	223	intercept	intercept	NOUN
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fsr-4041	225	225	*	*	NOUN
fsr-4041	225	226	*	*	PUNCT
fsr-4041	225	227	*	*	PUNCT
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fsr-4041	225	229	2.77	2.77	NUM
fsr-4041	225	230	*	*	PUNCT
fsr-4041	225	231	*	*	PUNCT
fsr-4041	225	232	*	*	X
fsr-4041	225	233	.45	.45	NUM
fsr-4041	225	234	5.63	5.63	NUM
fsr-4041	225	235	*	*	PUNCT
fsr-4041	225	236	*	*	PUNCT
fsr-4041	225	237	*	*	PUNCT
fsr-4041	225	238	.48	.48	NUM
fsr-4041	225	239	5.11	5.11	NUM
fsr-4041	225	240	*	*	PUNCT
fsr-4041	225	241	*	*	PUNCT
fsr-4041	225	242	*	*	PUNCT
fsr-4041	225	243	.46	.46	NUM
fsr-4041	225	244	1.89	1.89	NUM
fsr-4041	225	245	*	*	PUNCT
fsr-4041	225	246	*	*	PUNCT
fsr-4041	225	247	.58	.58	NUM
fsr-4041	225	248	3.10	3.10	NUM
fsr-4041	225	249	*	*	PUNCT
fsr-4041	225	250	*	*	PUNCT
fsr-4041	225	251	*	*	PUNCT
fsr-4041	225	252	.60	.60	NUM
fsr-4041	225	253	f	f	NOUN
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fsr-4041	225	255	*	*	PUNCT
fsr-4041	225	256	*	*	PUNCT
fsr-4041	225	257	*	*	PUNCT
fsr-4041	225	258	6.53	6.53	NUM
fsr-4041	225	259	*	*	PUNCT
fsr-4041	225	260	*	*	PUNCT
fsr-4041	225	261	*	*	PUNCT
fsr-4041	226	1	6.98	6.98	NUM
fsr-4041	226	2	*	*	PUNCT
fsr-4041	226	3	*	*	PUNCT
fsr-4041	226	4	*	*	PUNCT
fsr-4041	226	5	4.87	4.87	NUM
fsr-4041	226	6	*	*	PUNCT
fsr-4041	226	7	*	*	PUNCT
fsr-4041	226	8	*	*	PUNCT
fsr-4041	226	9	10.95	10.95	NUM
fsr-4041	226	10	*	*	PUNCT
fsr-4041	226	11	*	*	PUNCT
fsr-4041	226	12	*	*	PUNCT
fsr-4041	226	13	11.01	11.01	NUM
fsr-4041	226	14	*	*	PUNCT
fsr-4041	226	15	*	*	PUNCT
fsr-4041	226	16	*	*	PUNCT
fsr-4041	226	17	adjusted	adjusted	ADJ
fsr-4041	226	18	r2	r2	PROPN
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fsr-4041	226	20	.11	.11	NUM
fsr-4041	226	21	.11	.11	NUM
fsr-4041	226	22	.08	.08	NUM
fsr-4041	226	23	.18	.18	NUM
fsr-4041	226	24	.18	.18	NUM
fsr-4041	226	25	financial	financial	PROPN
fsr-4041	226	26	services	service	NOUN
fsr-4041	226	27	review	review	NOUN
fsr-4041	226	28	,	,	PUNCT
fsr-4041	226	29	32(4	32(4	NUM
fsr-4041	226	30	)	)	PUNCT
fsr-4041	226	31	94	94	NUM
fsr-4041	226	32	discussion	discussion	NOUN
fsr-4041	226	33	and	and	CCONJ
fsr-4041	226	34	conclusion	conclusion	NOUN
fsr-4041	226	35	financial	financial	ADJ
fsr-4041	226	36	status	status	NOUN
fsr-4041	226	37	,	,	PUNCT
fsr-4041	226	38	job	job	NOUN
fsr-4041	226	39	insecurity	insecurity	NOUN
fsr-4041	226	40	,	,	PUNCT
fsr-4041	226	41	and	and	CCONJ
fsr-4041	226	42	financial	financial	ADJ
fsr-4041	226	43	effect	effect	NOUN
fsr-4041	226	44	our	our	PRON
fsr-4041	226	45	findings	finding	NOUN
fsr-4041	226	46	suggest	suggest	VERB
fsr-4041	226	47	that	that	SCONJ
fsr-4041	226	48	financial	financial	ADJ
fsr-4041	226	49	characteristics	characteristic	NOUN
fsr-4041	226	50	(	(	PUNCT
fsr-4041	226	51	i.e.	i.e.	X
fsr-4041	226	52	,	,	PUNCT
fsr-4041	226	53	financial	financial	ADJ
fsr-4041	226	54	status	status	NOUN
fsr-4041	226	55	,	,	PUNCT
fsr-4041	226	56	job	job	NOUN
fsr-4041	226	57	insecurity	insecurity	NOUN
fsr-4041	226	58	,	,	PUNCT
fsr-4041	226	59	and	and	CCONJ
fsr-4041	226	60	financialpsychological	financialpsychological	ADJ
fsr-4041	226	61	factors	factor	NOUN
fsr-4041	226	62	)	)	PUNCT
fsr-4041	226	63	were	be	AUX
fsr-4041	226	64	the	the	DET
fsr-4041	226	65	major	major	ADJ
fsr-4041	226	66	factors	factor	NOUN
fsr-4041	226	67	contributing	contribute	VERB
fsr-4041	226	68	to	to	ADP
fsr-4041	226	69	higher	high	ADJ
fsr-4041	226	70	levels	level	NOUN
fsr-4041	226	71	of	of	ADP
fsr-4041	226	72	phone	phone	NOUN
fsr-4041	226	73	call	call	NOUN
fsr-4041	226	74	phobia	phobia	PROPN
fsr-4041	226	75	.	.	PUNCT
fsr-4041	227	1	this	this	PRON
fsr-4041	227	2	brings	bring	VERB
fsr-4041	227	3	the	the	DET
fsr-4041	227	4	attention	attention	NOUN
fsr-4041	227	5	of	of	ADP
fsr-4041	227	6	financial	financial	ADJ
fsr-4041	227	7	service	service	NOUN
fsr-4041	227	8	providers	provider	NOUN
fsr-4041	227	9	to	to	ADP
fsr-4041	227	10	a	a	DET
fsr-4041	227	11	potential	potential	ADJ
fsr-4041	227	12	communication	communication	NOUN
fsr-4041	227	13	hurdle	hurdle	NOUN
fsr-4041	227	14	.	.	PUNCT
fsr-4041	228	1	significant	significant	ADJ
fsr-4041	228	2	factors	factor	NOUN
fsr-4041	228	3	were	be	AUX
fsr-4041	228	4	all	all	PRON
fsr-4041	228	5	associated	associate	VERB
fsr-4041	228	6	with	with	ADP
fsr-4041	228	7	personal	personal	ADJ
fsr-4041	228	8	finances	finance	NOUN
fsr-4041	228	9	,	,	PUNCT
fsr-4041	228	10	such	such	ADJ
fsr-4041	228	11	that	that	SCONJ
fsr-4041	228	12	(	(	PUNCT
fsr-4041	228	13	a	a	X
fsr-4041	228	14	)	)	PUNCT
fsr-4041	228	15	a	a	DET
fsr-4041	228	16	respondent	respondent	NOUN
fsr-4041	228	17	has	have	VERB
fsr-4041	228	18	a	a	DET
fsr-4041	228	19	higher	high	ADJ
fsr-4041	228	20	level	level	NOUN
fsr-4041	228	21	of	of	ADP
fsr-4041	228	22	financial	financial	ADJ
fsr-4041	228	23	stress	stress	NOUN
fsr-4041	228	24	and	and	CCONJ
fsr-4041	228	25	a	a	DET
fsr-4041	228	26	lower	low	ADJ
fsr-4041	228	27	level	level	NOUN
fsr-4041	228	28	of	of	ADP
fsr-4041	228	29	financial	financial	ADJ
fsr-4041	228	30	satisfaction	satisfaction	NOUN
fsr-4041	228	31	,	,	PUNCT
fsr-4041	228	32	(	(	PUNCT
fsr-4041	228	33	b	b	X
fsr-4041	228	34	)	)	PUNCT
fsr-4041	228	35	a	a	DET
fsr-4041	228	36	respondent	respondent	NOUN
fsr-4041	228	37	has	have	VERB
fsr-4041	228	38	a	a	DET
fsr-4041	228	39	higher	high	ADJ
fsr-4041	228	40	number	number	NOUN
fsr-4041	228	41	of	of	ADP
fsr-4041	228	42	loans	loan	NOUN
fsr-4041	228	43	,	,	PUNCT
fsr-4041	228	44	and	and	CCONJ
fsr-4041	228	45	(	(	PUNCT
fsr-4041	228	46	c	c	X
fsr-4041	228	47	)	)	PUNCT
fsr-4041	228	48	a	a	DET
fsr-4041	228	49	respondent	respondent	NOUN
fsr-4041	228	50	has	have	VERB
fsr-4041	228	51	a	a	DET
fsr-4041	228	52	higher	high	ADJ
fsr-4041	228	53	level	level	NOUN
fsr-4041	228	54	of	of	ADP
fsr-4041	228	55	job	job	NOUN
fsr-4041	228	56	insecurity	insecurity	NOUN
fsr-4041	228	57	or	or	CCONJ
fsr-4041	228	58	not	not	PART
fsr-4041	228	59	working	work	VERB
fsr-4041	228	60	status	status	NOUN
fsr-4041	228	61	.	.	PUNCT
fsr-4041	229	1	first	first	ADV
fsr-4041	229	2	,	,	PUNCT
fsr-4041	229	3	the	the	DET
fsr-4041	229	4	current	current	ADJ
fsr-4041	229	5	study	study	NOUN
fsr-4041	229	6	reveals	reveal	VERB
fsr-4041	229	7	a	a	DET
fsr-4041	229	8	relationship	relationship	NOUN
fsr-4041	229	9	between	between	ADP
fsr-4041	229	10	financial	financial	ADJ
fsr-4041	229	11	stress	stress	NOUN
fsr-4041	229	12	and	and	CCONJ
fsr-4041	229	13	phone	phone	NOUN
fsr-4041	229	14	call	call	NOUN
fsr-4041	229	15	phobia	phobia	PROPN
fsr-4041	229	16	,	,	PUNCT
fsr-4041	229	17	regardless	regardless	ADV
fsr-4041	229	18	of	of	ADP
fsr-4041	229	19	the	the	DET
fsr-4041	229	20	caller	caller	NOUN
fsr-4041	229	21	's	's	PART
fsr-4041	229	22	identity	identity	NOUN
fsr-4041	229	23	(	(	PUNCT
fsr-4041	229	24	rq1	rq1	NOUN
fsr-4041	229	25	)	)	PUNCT
fsr-4041	229	26	.	.	PUNCT
fsr-4041	230	1	the	the	DET
fsr-4041	230	2	presence	presence	NOUN
fsr-4041	230	3	of	of	ADP
fsr-4041	230	4	perceived	perceive	VERB
fsr-4041	230	5	psycho	psycho	NOUN
fsr-4041	230	6	-	-	PUNCT
fsr-4041	230	7	physiological	physiological	ADJ
fsr-4041	230	8	symptoms	symptom	NOUN
fsr-4041	230	9	due	due	ADP
fsr-4041	230	10	to	to	ADP
fsr-4041	230	11	one	one	PRON
fsr-4041	230	12	’s	’s	PART
fsr-4041	230	13	own	own	ADJ
fsr-4041	230	14	financial	financial	ADJ
fsr-4041	230	15	situation	situation	NOUN
fsr-4041	230	16	can	can	AUX
fsr-4041	230	17	relate	relate	VERB
fsr-4041	230	18	to	to	ADP
fsr-4041	230	19	a	a	DET
fsr-4041	230	20	phone	phone	NOUN
fsr-4041	230	21	call	call	NOUN
fsr-4041	230	22	phobia	phobia	PROPN
fsr-4041	230	23	experience	experience	NOUN
fsr-4041	230	24	.	.	PUNCT
fsr-4041	231	1	for	for	ADP
fsr-4041	231	2	example	example	NOUN
fsr-4041	231	3	,	,	PUNCT
fsr-4041	231	4	those	those	PRON
fsr-4041	231	5	with	with	ADP
fsr-4041	231	6	higher	high	ADJ
fsr-4041	231	7	levels	level	NOUN
fsr-4041	231	8	of	of	ADP
fsr-4041	231	9	financial	financial	ADJ
fsr-4041	231	10	stress	stress	NOUN
fsr-4041	231	11	were	be	AUX
fsr-4041	231	12	more	more	ADV
fsr-4041	231	13	likely	likely	ADJ
fsr-4041	231	14	to	to	PART
fsr-4041	231	15	experience	experience	VERB
fsr-4041	231	16	higher	high	ADJ
fsr-4041	231	17	levels	level	NOUN
fsr-4041	231	18	of	of	ADP
fsr-4041	231	19	phone	phone	NOUN
fsr-4041	231	20	call	call	NOUN
fsr-4041	231	21	phobia	phobia	NOUN
fsr-4041	231	22	when	when	SCONJ
fsr-4041	231	23	interacting	interact	VERB
fsr-4041	231	24	with	with	ADP
fsr-4041	231	25	employers	employer	NOUN
fsr-4041	231	26	.	.	PUNCT
fsr-4041	232	1	financial	financial	ADJ
fsr-4041	232	2	stress	stress	NOUN
fsr-4041	232	3	may	may	AUX
fsr-4041	232	4	relate	relate	VERB
fsr-4041	232	5	to	to	PART
fsr-4041	232	6	worry	worry	VERB
fsr-4041	232	7	or	or	CCONJ
fsr-4041	232	8	pressure	pressure	NOUN
fsr-4041	232	9	about	about	ADP
fsr-4041	232	10	work	work	NOUN
fsr-4041	232	11	performance	performance	NOUN
fsr-4041	232	12	and	and	CCONJ
fsr-4041	232	13	create	create	VERB
fsr-4041	232	14	elevated	elevated	ADJ
fsr-4041	232	15	levels	level	NOUN
fsr-4041	232	16	of	of	ADP
fsr-4041	232	17	anxiety	anxiety	NOUN
fsr-4041	232	18	in	in	ADP
fsr-4041	232	19	interactions	interaction	NOUN
fsr-4041	232	20	over	over	ADP
fsr-4041	232	21	the	the	DET
fsr-4041	232	22	phone	phone	NOUN
fsr-4041	232	23	with	with	ADP
fsr-4041	232	24	employers	employer	NOUN
fsr-4041	232	25	.	.	PUNCT
fsr-4041	233	1	it	it	PRON
fsr-4041	233	2	appears	appear	VERB
fsr-4041	233	3	that	that	SCONJ
fsr-4041	233	4	overall	overall	ADJ
fsr-4041	233	5	financial	financial	ADJ
fsr-4041	233	6	stress	stress	NOUN
fsr-4041	233	7	interferes	interfere	VERB
fsr-4041	233	8	with	with	ADP
fsr-4041	233	9	social	social	ADJ
fsr-4041	233	10	and	and	CCONJ
fsr-4041	233	11	interpersonal	interpersonal	ADJ
fsr-4041	233	12	relationships	relationship	NOUN
fsr-4041	233	13	.	.	PUNCT
fsr-4041	234	1	those	those	PRON
fsr-4041	234	2	with	with	ADP
fsr-4041	234	3	higher	high	ADJ
fsr-4041	234	4	levels	level	NOUN
fsr-4041	234	5	of	of	ADP
fsr-4041	234	6	financial	financial	ADJ
fsr-4041	234	7	stress	stress	NOUN
fsr-4041	234	8	were	be	AUX
fsr-4041	234	9	also	also	ADV
fsr-4041	234	10	likely	likely	ADJ
fsr-4041	234	11	to	to	PART
fsr-4041	234	12	experience	experience	VERB
fsr-4041	234	13	higher	high	ADJ
fsr-4041	234	14	levels	level	NOUN
fsr-4041	234	15	of	of	ADP
fsr-4041	234	16	phone	phone	NOUN
fsr-4041	234	17	call	call	NOUN
fsr-4041	234	18	phobia	phobia	NOUN
fsr-4041	234	19	with	with	ADP
fsr-4041	234	20	family	family	NOUN
fsr-4041	234	21	and	and	CCONJ
fsr-4041	234	22	friends	friend	NOUN
fsr-4041	234	23	.	.	PUNCT
fsr-4041	235	1	this	this	DET
fsr-4041	235	2	aspect	aspect	NOUN
fsr-4041	235	3	may	may	AUX
fsr-4041	235	4	show	show	VERB
fsr-4041	235	5	the	the	DET
fsr-4041	235	6	interconnectivity	interconnectivity	NOUN
fsr-4041	235	7	between	between	ADP
fsr-4041	235	8	financial	financial	ADJ
fsr-4041	235	9	stress	stress	NOUN
fsr-4041	235	10	and	and	CCONJ
fsr-4041	235	11	other	other	ADJ
fsr-4041	235	12	areas	area	NOUN
fsr-4041	235	13	of	of	ADP
fsr-4041	235	14	life	life	NOUN
fsr-4041	235	15	across	across	ADP
fsr-4041	235	16	types	type	NOUN
fsr-4041	235	17	of	of	ADP
fsr-4041	235	18	interpersonal	interpersonal	ADJ
fsr-4041	235	19	and	and	CCONJ
fsr-4041	235	20	social	social	ADJ
fsr-4041	235	21	relationships	relationship	NOUN
fsr-4041	235	22	.	.	PUNCT
fsr-4041	236	1	for	for	ADP
fsr-4041	236	2	those	those	PRON
fsr-4041	236	3	who	who	PRON
fsr-4041	236	4	feel	feel	VERB
fsr-4041	236	5	higher	high	ADJ
fsr-4041	236	6	levels	level	NOUN
fsr-4041	236	7	of	of	ADP
fsr-4041	236	8	financial	financial	ADJ
fsr-4041	236	9	stress	stress	NOUN
fsr-4041	236	10	,	,	PUNCT
fsr-4041	236	11	alternative	alternative	ADJ
fsr-4041	236	12	ways	way	NOUN
fsr-4041	236	13	to	to	PART
fsr-4041	236	14	reach	reach	VERB
fsr-4041	236	15	out	out	ADP
fsr-4041	236	16	to	to	ADP
fsr-4041	236	17	them	they	PRON
fsr-4041	236	18	should	should	AUX
fsr-4041	236	19	be	be	AUX
fsr-4041	236	20	considered	consider	VERB
fsr-4041	236	21	.	.	PUNCT
fsr-4041	237	1	our	our	PRON
fsr-4041	237	2	findings	finding	NOUN
fsr-4041	237	3	also	also	ADV
fsr-4041	237	4	show	show	VERB
fsr-4041	237	5	that	that	SCONJ
fsr-4041	237	6	the	the	DET
fsr-4041	237	7	presence	presence	NOUN
fsr-4041	237	8	of	of	ADP
fsr-4041	237	9	phone	phone	NOUN
fsr-4041	237	10	call	call	NOUN
fsr-4041	237	11	phobia	phobia	NOUN
fsr-4041	237	12	resulting	result	VERB
fsr-4041	237	13	from	from	ADP
fsr-4041	237	14	social	social	ADJ
fsr-4041	237	15	interactions	interaction	NOUN
fsr-4041	237	16	with	with	ADP
fsr-4041	237	17	friends	friend	NOUN
fsr-4041	237	18	may	may	AUX
fsr-4041	237	19	be	be	AUX
fsr-4041	237	20	mitigated	mitigate	VERB
fsr-4041	237	21	by	by	ADP
fsr-4041	237	22	higher	high	ADJ
fsr-4041	237	23	levels	level	NOUN
fsr-4041	237	24	of	of	ADP
fsr-4041	237	25	financial	financial	ADJ
fsr-4041	237	26	satisfaction	satisfaction	NOUN
fsr-4041	237	27	,	,	PUNCT
fsr-4041	237	28	as	as	SCONJ
fsr-4041	237	29	it	it	PRON
fsr-4041	237	30	can	can	AUX
fsr-4041	237	31	help	help	VERB
fsr-4041	237	32	alleviate	alleviate	VERB
fsr-4041	237	33	anxiety	anxiety	NOUN
fsr-4041	237	34	and	and	CCONJ
fsr-4041	237	35	concerns	concern	NOUN
fsr-4041	237	36	associated	associate	VERB
fsr-4041	237	37	with	with	ADP
fsr-4041	237	38	conversations	conversation	NOUN
fsr-4041	237	39	,	,	PUNCT
fsr-4041	237	40	including	include	VERB
fsr-4041	237	41	financial	financial	ADJ
fsr-4041	237	42	aspects	aspect	NOUN
fsr-4041	237	43	,	,	PUNCT
fsr-4041	237	44	relating	relate	VERB
fsr-4041	237	45	to	to	ADP
fsr-4041	237	46	other	other	ADJ
fsr-4041	237	47	areas	area	NOUN
fsr-4041	237	48	of	of	ADP
fsr-4041	237	49	life	life	NOUN
fsr-4041	237	50	.	.	PUNCT
fsr-4041	238	1	the	the	DET
fsr-4041	238	2	results	result	NOUN
fsr-4041	238	3	may	may	AUX
fsr-4041	238	4	be	be	AUX
fsr-4041	238	5	related	relate	VERB
fsr-4041	238	6	to	to	ADP
fsr-4041	238	7	the	the	DET
fsr-4041	238	8	positive	positive	ADJ
fsr-4041	238	9	association	association	NOUN
fsr-4041	238	10	between	between	ADP
fsr-4041	238	11	life	life	NOUN
fsr-4041	238	12	satisfaction	satisfaction	NOUN
fsr-4041	238	13	and	and	CCONJ
fsr-4041	238	14	interpersonal	interpersonal	ADJ
fsr-4041	238	15	relationships	relationship	NOUN
fsr-4041	238	16	.	.	PUNCT
fsr-4041	239	1	for	for	ADP
fsr-4041	239	2	example	example	NOUN
fsr-4041	239	3	,	,	PUNCT
fsr-4041	239	4	proctor	proctor	NOUN
fsr-4041	239	5	and	and	CCONJ
fsr-4041	239	6	linley	linley	PROPN
fsr-4041	239	7	(	(	PUNCT
fsr-4041	239	8	2014	2014	NUM
fsr-4041	239	9	)	)	PUNCT
fsr-4041	239	10	found	find	VERB
fsr-4041	239	11	that	that	SCONJ
fsr-4041	239	12	youths	youth	NOUN
fsr-4041	239	13	with	with	ADP
fsr-4041	239	14	higher	high	ADJ
fsr-4041	239	15	levels	level	NOUN
fsr-4041	239	16	of	of	ADP
fsr-4041	239	17	life	life	NOUN
fsr-4041	239	18	satisfaction	satisfaction	NOUN
fsr-4041	239	19	can	can	AUX
fsr-4041	239	20	have	have	VERB
fsr-4041	239	21	positive	positive	ADJ
fsr-4041	239	22	life	life	NOUN
fsr-4041	239	23	outcomes	outcome	NOUN
fsr-4041	239	24	,	,	PUNCT
fsr-4041	239	25	such	such	ADJ
fsr-4041	239	26	as	as	ADP
fsr-4041	239	27	adaptive	adaptive	ADJ
fsr-4041	239	28	psycho	psycho	NOUN
fsr-4041	239	29	-	-	PUNCT
fsr-4041	239	30	social	social	ADJ
fsr-4041	239	31	functioning	functioning	NOUN
fsr-4041	239	32	,	,	PUNCT
fsr-4041	239	33	better	well	ADV
fsr-4041	239	34	interpersonal	interpersonal	ADJ
fsr-4041	239	35	and	and	CCONJ
fsr-4041	239	36	social	social	ADJ
fsr-4041	239	37	relationships	relationship	NOUN
fsr-4041	239	38	,	,	PUNCT
fsr-4041	239	39	fewer	few	ADJ
fsr-4041	239	40	behavioral	behavioral	ADJ
fsr-4041	239	41	problems	problem	NOUN
fsr-4041	239	42	,	,	PUNCT
fsr-4041	239	43	and	and	CCONJ
fsr-4041	239	44	better	well	ADJ
fsr-4041	239	45	academic	academic	ADJ
fsr-4041	239	46	achievement	achievement	NOUN
fsr-4041	239	47	.	.	PUNCT
fsr-4041	240	1	higher	high	ADJ
fsr-4041	240	2	financial	financial	ADJ
fsr-4041	240	3	satisfaction	satisfaction	NOUN
fsr-4041	240	4	as	as	ADP
fsr-4041	240	5	an	an	DET
fsr-4041	240	6	important	important	ADJ
fsr-4041	240	7	aspect	aspect	NOUN
fsr-4041	240	8	of	of	ADP
fsr-4041	240	9	life	life	NOUN
fsr-4041	240	10	can	can	AUX
fsr-4041	240	11	make	make	VERB
fsr-4041	240	12	one	one	PRON
fsr-4041	240	13	feel	feel	VERB
fsr-4041	240	14	more	more	ADV
fsr-4041	240	15	competent	competent	ADJ
fsr-4041	240	16	and	and	CCONJ
fsr-4041	240	17	confident	confident	ADJ
fsr-4041	240	18	in	in	ADP
fsr-4041	240	19	social	social	ADJ
fsr-4041	240	20	interactions	interaction	NOUN
fsr-4041	240	21	without	without	ADP
fsr-4041	240	22	comparing	compare	VERB
fsr-4041	240	23	their	their	PRON
fsr-4041	240	24	financial	financial	ADJ
fsr-4041	240	25	situation	situation	NOUN
fsr-4041	240	26	to	to	ADP
fsr-4041	240	27	others	other	NOUN
fsr-4041	240	28	’	'	PUNCT
fsr-4041	240	29	or	or	CCONJ
fsr-4041	240	30	feeling	feel	VERB
fsr-4041	240	31	envious	envious	ADJ
fsr-4041	240	32	(	(	PUNCT
fsr-4041	240	33	issa	issa	ADJ
fsr-4041	240	34	,	,	PUNCT
fsr-4041	240	35	2023	2023	NUM
fsr-4041	240	36	)	)	PUNCT
fsr-4041	240	37	.	.	PUNCT
fsr-4041	241	1	as	as	ADP
fsr-4041	241	2	a	a	DET
fsr-4041	241	3	result	result	NOUN
fsr-4041	241	4	,	,	PUNCT
fsr-4041	241	5	this	this	DET
fsr-4041	241	6	reduced	reduce	VERB
fsr-4041	241	7	pressure	pressure	NOUN
fsr-4041	241	8	can	can	AUX
fsr-4041	241	9	curb	curb	VERB
fsr-4041	241	10	the	the	DET
fsr-4041	241	11	hesitancy	hesitancy	NOUN
fsr-4041	241	12	to	to	PART
fsr-4041	241	13	participate	participate	VERB
fsr-4041	241	14	in	in	ADP
fsr-4041	241	15	telephone	telephone	NOUN
fsr-4041	241	16	conversations	conversation	NOUN
fsr-4041	241	17	with	with	ADP
fsr-4041	241	18	friends	friend	NOUN
fsr-4041	241	19	,	,	PUNCT
fsr-4041	241	20	thereby	thereby	ADV
fsr-4041	241	21	promoting	promote	VERB
fsr-4041	241	22	deeper	deep	ADJ
fsr-4041	241	23	social	social	ADJ
fsr-4041	241	24	interactions	interaction	NOUN
fsr-4041	241	25	and	and	CCONJ
fsr-4041	241	26	interpersonal	interpersonal	ADJ
fsr-4041	241	27	connections	connection	NOUN
fsr-4041	241	28	.	.	PUNCT
fsr-4041	242	1	second	second	ADJ
fsr-4041	242	2	,	,	PUNCT
fsr-4041	242	3	our	our	PRON
fsr-4041	242	4	findings	finding	NOUN
fsr-4041	242	5	support	support	VERB
fsr-4041	242	6	the	the	DET
fsr-4041	242	7	role	role	NOUN
fsr-4041	242	8	of	of	ADP
fsr-4041	242	9	financial	financial	ADJ
fsr-4041	242	10	status	status	NOUN
fsr-4041	242	11	in	in	ADP
fsr-4041	242	12	explaining	explain	VERB
fsr-4041	242	13	different	different	ADJ
fsr-4041	242	14	levels	level	NOUN
fsr-4041	242	15	of	of	ADP
fsr-4041	242	16	phone	phone	NOUN
fsr-4041	242	17	call	call	NOUN
fsr-4041	242	18	phobias	phobia	NOUN
fsr-4041	242	19	(	(	PUNCT
fsr-4041	242	20	rq2	rq2	NOUN
fsr-4041	242	21	)	)	PUNCT
fsr-4041	242	22	.	.	PUNCT
fsr-4041	243	1	the	the	DET
fsr-4041	243	2	total	total	ADJ
fsr-4041	243	3	number	number	NOUN
fsr-4041	243	4	of	of	ADP
fsr-4041	243	5	loans	loan	NOUN
fsr-4041	243	6	was	be	AUX
fsr-4041	243	7	associated	associate	VERB
fsr-4041	243	8	with	with	ADP
fsr-4041	243	9	the	the	DET
fsr-4041	243	10	probability	probability	NOUN
fsr-4041	243	11	of	of	ADP
fsr-4041	243	12	experiencing	experience	VERB
fsr-4041	243	13	higher	high	ADJ
fsr-4041	243	14	levels	level	NOUN
fsr-4041	243	15	of	of	ADP
fsr-4041	243	16	phone	phone	NOUN
fsr-4041	243	17	call	call	NOUN
fsr-4041	243	18	phobia	phobia	PROPN
fsr-4041	243	19	,	,	PUNCT
fsr-4041	243	20	particularly	particularly	ADV
fsr-4041	243	21	about	about	ADP
fsr-4041	243	22	calls	call	NOUN
fsr-4041	243	23	from	from	ADP
fsr-4041	243	24	friends	friend	NOUN
fsr-4041	243	25	.	.	PUNCT
fsr-4041	244	1	although	although	SCONJ
fsr-4041	244	2	this	this	DET
fsr-4041	244	3	study	study	NOUN
fsr-4041	244	4	did	do	AUX
fsr-4041	244	5	not	not	PART
fsr-4041	244	6	measure	measure	VERB
fsr-4041	244	7	the	the	DET
fsr-4041	244	8	amount	amount	NOUN
fsr-4041	244	9	of	of	ADP
fsr-4041	244	10	debt	debt	NOUN
fsr-4041	244	11	directly	directly	ADV
fsr-4041	244	12	,	,	PUNCT
fsr-4041	244	13	the	the	DET
fsr-4041	244	14	higher	high	ADJ
fsr-4041	244	15	number	number	NOUN
fsr-4041	244	16	of	of	ADP
fsr-4041	244	17	loans	loan	NOUN
fsr-4041	244	18	may	may	AUX
fsr-4041	244	19	represent	represent	VERB
fsr-4041	244	20	financial	financial	ADJ
fsr-4041	244	21	situations	situation	NOUN
fsr-4041	244	22	that	that	PRON
fsr-4041	244	23	can	can	AUX
fsr-4041	244	24	make	make	VERB
fsr-4041	244	25	debtors	debtor	NOUN
fsr-4041	244	26	experience	experience	VERB
fsr-4041	244	27	greater	great	ADJ
fsr-4041	244	28	levels	level	NOUN
fsr-4041	244	29	of	of	ADP
fsr-4041	244	30	financial	financial	ADJ
fsr-4041	244	31	instability	instability	NOUN
fsr-4041	244	32	or	or	CCONJ
fsr-4041	244	33	challenges	challenge	NOUN
fsr-4041	244	34	.	.	PUNCT
fsr-4041	245	1	as	as	SCONJ
fsr-4041	245	2	individuals	individual	NOUN
fsr-4041	245	3	experience	experience	VERB
fsr-4041	245	4	higher	high	ADJ
fsr-4041	245	5	levels	level	NOUN
fsr-4041	245	6	of	of	ADP
fsr-4041	245	7	debt	debt	NOUN
fsr-4041	245	8	,	,	PUNCT
fsr-4041	245	9	they	they	PRON
fsr-4041	245	10	may	may	AUX
fsr-4041	245	11	have	have	VERB
fsr-4041	245	12	a	a	DET
fsr-4041	245	13	diminished	diminished	ADJ
fsr-4041	245	14	willingness	willingness	NOUN
fsr-4041	245	15	to	to	PART
fsr-4041	245	16	communicate	communicate	VERB
fsr-4041	245	17	with	with	ADP
fsr-4041	245	18	others	other	NOUN
fsr-4041	245	19	outside	outside	ADP
fsr-4041	245	20	their	their	PRON
fsr-4041	245	21	immediate	immediate	ADJ
fsr-4041	245	22	familial	familial	ADJ
fsr-4041	245	23	sphere	sphere	NOUN
fsr-4041	245	24	,	,	PUNCT
fsr-4041	245	25	which	which	PRON
fsr-4041	245	26	would	would	AUX
fsr-4041	245	27	affect	affect	VERB
fsr-4041	245	28	interpersonal	interpersonal	ADJ
fsr-4041	245	29	relationships	relationship	NOUN
fsr-4041	245	30	with	with	ADP
fsr-4041	245	31	their	their	PRON
fsr-4041	245	32	friends	friend	NOUN
fsr-4041	245	33	.	.	PUNCT
fsr-4041	246	1	this	this	DET
fsr-4041	246	2	phenomenon	phenomenon	NOUN
fsr-4041	246	3	can	can	AUX
fsr-4041	246	4	be	be	AUX
fsr-4041	246	5	attributed	attribute	VERB
fsr-4041	246	6	to	to	ADP
fsr-4041	246	7	the	the	DET
fsr-4041	246	8	likelihood	likelihood	NOUN
fsr-4041	246	9	of	of	ADP
fsr-4041	246	10	receiving	receive	VERB
fsr-4041	246	11	calls	call	NOUN
fsr-4041	246	12	from	from	ADP
fsr-4041	246	13	debt	debt	NOUN
fsr-4041	246	14	collectors	collector	NOUN
fsr-4041	246	15	or	or	CCONJ
fsr-4041	246	16	discussing	discuss	VERB
fsr-4041	246	17	their	their	PRON
fsr-4041	246	18	financial	financial	ADJ
fsr-4041	246	19	issues	issue	NOUN
fsr-4041	246	20	with	with	ADP
fsr-4041	246	21	others	other	NOUN
fsr-4041	246	22	,	,	PUNCT
fsr-4041	246	23	including	include	VERB
fsr-4041	246	24	friends	friend	NOUN
fsr-4041	246	25	,	,	PUNCT
fsr-4041	246	26	leading	lead	VERB
fsr-4041	246	27	to	to	ADP
fsr-4041	246	28	heightened	heighten	VERB
fsr-4041	246	29	discomfort	discomfort	NOUN
fsr-4041	246	30	when	when	SCONJ
fsr-4041	246	31	communicating	communicate	VERB
fsr-4041	246	32	over	over	ADP
fsr-4041	246	33	the	the	DET
fsr-4041	246	34	phone	phone	NOUN
fsr-4041	246	35	.	.	PUNCT
fsr-4041	247	1	this	this	DET
fsr-4041	247	2	finding	finding	NOUN
fsr-4041	247	3	indicates	indicate	VERB
fsr-4041	247	4	that	that	SCONJ
fsr-4041	247	5	financial	financial	ADJ
fsr-4041	247	6	status	status	NOUN
fsr-4041	247	7	can	can	AUX
fsr-4041	247	8	contribute	contribute	VERB
fsr-4041	247	9	to	to	ADP
fsr-4041	247	10	phone	phone	NOUN
fsr-4041	247	11	call	call	NOUN
fsr-4041	247	12	phobia	phobia	PROPN
fsr-4041	247	13	levels	level	NOUN
fsr-4041	247	14	,	,	PUNCT
fsr-4041	247	15	potentially	potentially	ADV
fsr-4041	247	16	attributable	attributable	ADJ
fsr-4041	247	17	to	to	ADP
fsr-4041	247	18	an	an	DET
fsr-4041	247	19	individual	individual	NOUN
fsr-4041	247	20	's	's	PART
fsr-4041	247	21	social	social	ADJ
fsr-4041	247	22	interactions	interaction	NOUN
fsr-4041	247	23	and	and	CCONJ
fsr-4041	247	24	communication	communication	NOUN
fsr-4041	247	25	patterns	pattern	NOUN
fsr-4041	247	26	in	in	ADP
fsr-4041	247	27	broader	broad	ADJ
fsr-4041	247	28	domains	domain	NOUN
fsr-4041	247	29	.	.	PUNCT
fsr-4041	248	1	third	third	ADV
fsr-4041	248	2	,	,	PUNCT
fsr-4041	248	3	our	our	PRON
fsr-4041	248	4	findings	finding	NOUN
fsr-4041	248	5	show	show	VERB
fsr-4041	248	6	that	that	SCONJ
fsr-4041	248	7	if	if	SCONJ
fsr-4041	248	8	someone	someone	PRON
fsr-4041	248	9	worries	worry	VERB
fsr-4041	248	10	about	about	ADP
fsr-4041	248	11	their	their	PRON
fsr-4041	248	12	job	job	NOUN
fsr-4041	248	13	security	security	NOUN
fsr-4041	248	14	,	,	PUNCT
fsr-4041	248	15	the	the	DET
fsr-4041	248	16	person	person	NOUN
fsr-4041	248	17	will	will	AUX
fsr-4041	248	18	likely	likely	ADV
fsr-4041	248	19	experience	experience	VERB
fsr-4041	248	20	higher	high	ADJ
fsr-4041	248	21	levels	level	NOUN
fsr-4041	248	22	of	of	ADP
fsr-4041	248	23	phone	phone	NOUN
fsr-4041	248	24	call	call	NOUN
fsr-4041	248	25	phobia	phobia	NOUN
fsr-4041	248	26	.	.	PUNCT
fsr-4041	249	1	receiving	receive	VERB
fsr-4041	249	2	a	a	DET
fsr-4041	249	3	phone	phone	NOUN
fsr-4041	249	4	call	call	NOUN
fsr-4041	249	5	from	from	ADP
fsr-4041	249	6	employers	employer	NOUN
fsr-4041	249	7	generally	generally	ADV
fsr-4041	249	8	occurs	occur	VERB
fsr-4041	249	9	in	in	ADP
fsr-4041	249	10	a	a	DET
fsr-4041	249	11	professional	professional	ADJ
fsr-4041	249	12	context	context	NOUN
fsr-4041	249	13	and	and	CCONJ
fsr-4041	249	14	may	may	AUX
fsr-4041	249	15	entail	entail	VERB
fsr-4041	249	16	a	a	DET
fsr-4041	249	17	discussion	discussion	NOUN
fsr-4041	249	18	about	about	ADP
fsr-4041	249	19	work	work	NOUN
fsr-4041	249	20	-	-	PUNCT
fsr-4041	249	21	related	relate	VERB
fsr-4041	249	22	subjects	subject	NOUN
fsr-4041	249	23	,	,	PUNCT
fsr-4041	249	24	such	such	ADJ
fsr-4041	249	25	as	as	ADP
fsr-4041	249	26	job	job	NOUN
fsr-4041	249	27	responsibilities	responsibility	NOUN
fsr-4041	249	28	,	,	PUNCT
fsr-4041	249	29	deadlines	deadline	NOUN
fsr-4041	249	30	,	,	PUNCT
fsr-4041	249	31	or	or	CCONJ
fsr-4041	249	32	performance	performance	NOUN
fsr-4041	249	33	feedback	feedback	NOUN
fsr-4041	249	34	.	.	PUNCT
fsr-4041	250	1	for	for	ADP
fsr-4041	250	2	individuals	individual	NOUN
fsr-4041	250	3	who	who	PRON
fsr-4041	250	4	are	be	AUX
fsr-4041	250	5	already	already	ADV
fsr-4041	250	6	concerned	concerned	ADJ
fsr-4041	250	7	about	about	ADP
fsr-4041	250	8	their	their	PRON
fsr-4041	250	9	employment	employment	NOUN
fsr-4041	250	10	status	status	NOUN
fsr-4041	250	11	,	,	PUNCT
fsr-4041	250	12	these	these	DET
fsr-4041	250	13	phone	phone	NOUN
fsr-4041	250	14	calls	call	NOUN
fsr-4041	250	15	can	can	AUX
fsr-4041	250	16	serve	serve	VERB
fsr-4041	250	17	as	as	ADP
fsr-4041	250	18	stimuli	stimulus	NOUN
fsr-4041	250	19	that	that	PRON
fsr-4041	250	20	increase	increase	VERB
fsr-4041	250	21	their	their	PRON
fsr-4041	250	22	anxiety	anxiety	NOUN
fsr-4041	250	23	level	level	NOUN
fsr-4041	250	24	.	.	PUNCT
fsr-4041	251	1	the	the	DET
fsr-4041	251	2	work	work	NOUN
fsr-4041	251	3	status	status	NOUN
fsr-4041	251	4	was	be	AUX
fsr-4041	251	5	also	also	ADV
fsr-4041	251	6	identified	identify	VERB
fsr-4041	251	7	as	as	ADP
fsr-4041	251	8	a	a	DET
fsr-4041	251	9	factor	factor	NOUN
fsr-4041	251	10	of	of	ADP
fsr-4041	251	11	phone	phone	NOUN
fsr-4041	251	12	call	call	NOUN
fsr-4041	251	13	phobia	phobia	NOUN
fsr-4041	251	14	by	by	ADP
fsr-4041	251	15	employers	employer	NOUN
fsr-4041	251	16	despite	despite	SCONJ
fsr-4041	251	17	mixed	mixed	ADJ
fsr-4041	251	18	results	result	NOUN
fsr-4041	251	19	.	.	PUNCT
fsr-4041	252	1	when	when	SCONJ
fsr-4041	252	2	respondents	respondent	NOUN
fsr-4041	252	3	were	be	AUX
fsr-4041	252	4	heo	heo	PROPN
fsr-4041	252	5	et	et	PROPN
fsr-4041	252	6	al	al	PROPN
fsr-4041	252	7	.	.	PROPN
fsr-4041	252	8	95	95	NUM
fsr-4041	252	9	working	working	NOUN
fsr-4041	252	10	,	,	PUNCT
fsr-4041	252	11	they	they	PRON
fsr-4041	252	12	were	be	AUX
fsr-4041	252	13	likely	likely	ADJ
fsr-4041	252	14	to	to	PART
fsr-4041	252	15	experience	experience	VERB
fsr-4041	252	16	lower	low	ADJ
fsr-4041	252	17	levels	level	NOUN
fsr-4041	252	18	of	of	ADP
fsr-4041	252	19	phone	phone	NOUN
fsr-4041	252	20	call	call	NOUN
fsr-4041	252	21	phobia	phobia	NOUN
fsr-4041	252	22	when	when	SCONJ
fsr-4041	252	23	communicating	communicate	VERB
fsr-4041	252	24	with	with	ADP
fsr-4041	252	25	family	family	NOUN
fsr-4041	252	26	and	and	CCONJ
fsr-4041	252	27	friends	friend	NOUN
fsr-4041	252	28	,	,	PUNCT
fsr-4041	252	29	while	while	SCONJ
fsr-4041	252	30	they	they	PRON
fsr-4041	252	31	were	be	AUX
fsr-4041	252	32	more	more	ADV
fsr-4041	252	33	likely	likely	ADJ
fsr-4041	252	34	to	to	PART
fsr-4041	252	35	experience	experience	VERB
fsr-4041	252	36	higher	high	ADJ
fsr-4041	252	37	levels	level	NOUN
fsr-4041	252	38	of	of	ADP
fsr-4041	252	39	phone	phone	NOUN
fsr-4041	252	40	call	call	NOUN
fsr-4041	252	41	phobia	phobia	NOUN
fsr-4041	252	42	when	when	SCONJ
fsr-4041	252	43	communicating	communicate	VERB
fsr-4041	252	44	with	with	ADP
fsr-4041	252	45	their	their	PRON
fsr-4041	252	46	employer	employer	NOUN
fsr-4041	252	47	.	.	PUNCT
fsr-4041	253	1	this	this	PRON
fsr-4041	253	2	implies	imply	VERB
fsr-4041	253	3	that	that	SCONJ
fsr-4041	253	4	a	a	DET
fsr-4041	253	5	working	work	VERB
fsr-4041	253	6	person	person	NOUN
fsr-4041	253	7	avoids	avoid	VERB
fsr-4041	253	8	phone	phone	NOUN
fsr-4041	253	9	calls	call	NOUN
fsr-4041	253	10	from	from	ADP
fsr-4041	253	11	an	an	DET
fsr-4041	253	12	employer	employer	NOUN
fsr-4041	253	13	but	but	CCONJ
fsr-4041	253	14	does	do	AUX
fsr-4041	253	15	not	not	PART
fsr-4041	253	16	avoid	avoid	VERB
fsr-4041	253	17	phone	phone	NOUN
fsr-4041	253	18	calls	call	NOUN
fsr-4041	253	19	from	from	ADP
fsr-4041	253	20	family	family	NOUN
fsr-4041	253	21	or	or	CCONJ
fsr-4041	253	22	friends	friend	NOUN
fsr-4041	253	23	.	.	PUNCT
fsr-4041	254	1	this	this	PRON
fsr-4041	254	2	may	may	AUX
fsr-4041	254	3	reflect	reflect	VERB
fsr-4041	254	4	different	different	ADJ
fsr-4041	254	5	characteristics	characteristic	NOUN
fsr-4041	254	6	and	and	CCONJ
fsr-4041	254	7	content	content	NOUN
fsr-4041	254	8	of	of	ADP
fsr-4041	254	9	phone	phone	NOUN
fsr-4041	254	10	calls	call	NOUN
fsr-4041	254	11	at	at	ADP
fsr-4041	254	12	work	work	NOUN
fsr-4041	254	13	for	for	ADP
fsr-4041	254	14	the	the	DET
fsr-4041	254	15	hierarchical	hierarchical	ADJ
fsr-4041	254	16	relationship	relationship	NOUN
fsr-4041	254	17	between	between	ADP
fsr-4041	254	18	employer	employer	NOUN
fsr-4041	254	19	and	and	CCONJ
fsr-4041	254	20	employees	employee	NOUN
fsr-4041	254	21	,	,	PUNCT
fsr-4041	254	22	which	which	PRON
fsr-4041	254	23	can	can	AUX
fsr-4041	254	24	make	make	VERB
fsr-4041	254	25	employees	employee	NOUN
fsr-4041	254	26	feel	feel	VERB
fsr-4041	254	27	a	a	DET
fsr-4041	254	28	heightened	heightened	ADJ
fsr-4041	254	29	sense	sense	NOUN
fsr-4041	254	30	of	of	ADP
fsr-4041	254	31	pressure	pressure	NOUN
fsr-4041	254	32	to	to	PART
fsr-4041	254	33	perform	perform	VERB
fsr-4041	254	34	work	work	NOUN
fsr-4041	254	35	-	-	PUNCT
fsr-4041	254	36	related	relate	VERB
fsr-4041	254	37	responsibilities	responsibility	NOUN
fsr-4041	254	38	during	during	ADP
fsr-4041	254	39	phone	phone	NOUN
fsr-4041	254	40	calls	call	NOUN
fsr-4041	254	41	.	.	PUNCT
fsr-4041	255	1	however	however	ADV
fsr-4041	255	2	,	,	PUNCT
fsr-4041	255	3	employed	employ	VERB
fsr-4041	255	4	individuals	individual	NOUN
fsr-4041	255	5	may	may	AUX
fsr-4041	255	6	feel	feel	VERB
fsr-4041	255	7	more	more	ADV
fsr-4041	255	8	confident	confident	ADJ
fsr-4041	255	9	and	and	CCONJ
fsr-4041	255	10	comfortable	comfortable	ADJ
fsr-4041	255	11	communicating	communicate	VERB
fsr-4041	255	12	with	with	ADP
fsr-4041	255	13	their	their	PRON
fsr-4041	255	14	family	family	NOUN
fsr-4041	255	15	and	and	CCONJ
fsr-4041	255	16	friends	friend	NOUN
fsr-4041	255	17	.	.	PUNCT
fsr-4041	256	1	this	this	PRON
fsr-4041	256	2	can	can	AUX
fsr-4041	256	3	be	be	AUX
fsr-4041	256	4	attributed	attribute	VERB
fsr-4041	256	5	to	to	ADP
fsr-4041	256	6	the	the	DET
fsr-4041	256	7	emotional	emotional	ADJ
fsr-4041	256	8	support	support	NOUN
fsr-4041	256	9	and	and	CCONJ
fsr-4041	256	10	establishment	establishment	NOUN
fsr-4041	256	11	of	of	ADP
fsr-4041	256	12	a	a	DET
fsr-4041	256	13	safe	safe	ADJ
fsr-4041	256	14	environment	environment	NOUN
fsr-4041	256	15	that	that	PRON
fsr-4041	256	16	family	family	NOUN
fsr-4041	256	17	and	and	CCONJ
fsr-4041	256	18	friends	friend	NOUN
fsr-4041	256	19	typically	typically	ADV
fsr-4041	256	20	offer	offer	VERB
fsr-4041	256	21	even	even	ADV
fsr-4041	256	22	if	if	SCONJ
fsr-4041	256	23	they	they	PRON
fsr-4041	256	24	are	be	AUX
fsr-4041	256	25	stressed	stress	VERB
fsr-4041	256	26	out	out	ADP
fsr-4041	256	27	at	at	ADP
fsr-4041	256	28	work	work	NOUN
fsr-4041	256	29	from	from	ADP
fsr-4041	256	30	phone	phone	NOUN
fsr-4041	256	31	calls	call	NOUN
fsr-4041	256	32	with	with	ADP
fsr-4041	256	33	employers	employer	NOUN
fsr-4041	256	34	.	.	PUNCT
fsr-4041	257	1	however	however	ADV
fsr-4041	257	2	,	,	PUNCT
fsr-4041	257	3	if	if	SCONJ
fsr-4041	257	4	they	they	PRON
fsr-4041	257	5	were	be	AUX
fsr-4041	257	6	not	not	PART
fsr-4041	257	7	working	work	VERB
fsr-4041	257	8	,	,	PUNCT
fsr-4041	257	9	this	this	PRON
fsr-4041	257	10	may	may	AUX
fsr-4041	257	11	create	create	VERB
fsr-4041	257	12	another	another	DET
fsr-4041	257	13	pressure	pressure	NOUN
fsr-4041	257	14	or	or	CCONJ
fsr-4041	257	15	burden	burden	NOUN
fsr-4041	257	16	of	of	ADP
fsr-4041	257	17	communicating	communicate	VERB
fsr-4041	257	18	even	even	ADV
fsr-4041	257	19	with	with	ADP
fsr-4041	257	20	family	family	NOUN
fsr-4041	257	21	and	and	CCONJ
fsr-4041	257	22	friends	friend	NOUN
fsr-4041	257	23	over	over	ADP
fsr-4041	257	24	the	the	DET
fsr-4041	257	25	phone	phone	NOUN
fsr-4041	257	26	,	,	PUNCT
fsr-4041	257	27	which	which	PRON
fsr-4041	257	28	may	may	AUX
fsr-4041	257	29	be	be	AUX
fsr-4041	257	30	related	relate	VERB
fsr-4041	257	31	to	to	ADP
fsr-4041	257	32	their	their	PRON
fsr-4041	257	33	lack	lack	NOUN
fsr-4041	257	34	of	of	ADP
fsr-4041	257	35	confidence	confidence	NOUN
fsr-4041	257	36	or	or	CCONJ
fsr-4041	257	37	complex	complex	ADJ
fsr-4041	257	38	situations	situation	NOUN
fsr-4041	257	39	without	without	ADP
fsr-4041	257	40	employment	employment	NOUN
fsr-4041	257	41	.	.	PUNCT
fsr-4041	258	1	psychological	psychological	ADJ
fsr-4041	258	2	,	,	PUNCT
fsr-4041	258	3	behavioral	behavioral	ADJ
fsr-4041	258	4	,	,	PUNCT
fsr-4041	258	5	and	and	CCONJ
fsr-4041	258	6	demographic	demographic	ADJ
fsr-4041	258	7	effects	effect	NOUN
fsr-4041	258	8	findings	finding	NOUN
fsr-4041	258	9	from	from	ADP
fsr-4041	258	10	the	the	DET
fsr-4041	258	11	current	current	ADJ
fsr-4041	258	12	study	study	NOUN
fsr-4041	258	13	suggest	suggest	VERB
fsr-4041	258	14	that	that	SCONJ
fsr-4041	258	15	high	high	ADJ
fsr-4041	258	16	self	self	NOUN
fsr-4041	258	17	-	-	PUNCT
fsr-4041	258	18	esteem	esteem	NOUN
fsr-4041	258	19	is	be	AUX
fsr-4041	258	20	negatively	negatively	ADV
fsr-4041	258	21	associated	associate	VERB
fsr-4041	258	22	with	with	ADP
fsr-4041	258	23	phone	phone	NOUN
fsr-4041	258	24	call	call	NOUN
fsr-4041	258	25	phobia	phobia	PROPN
fsr-4041	258	26	,	,	PUNCT
fsr-4041	258	27	particularly	particularly	ADV
fsr-4041	258	28	about	about	ADP
fsr-4041	258	29	receiving	receive	VERB
fsr-4041	258	30	phone	phone	NOUN
fsr-4041	258	31	calls	call	NOUN
fsr-4041	258	32	from	from	ADP
fsr-4041	258	33	family	family	NOUN
fsr-4041	258	34	members	member	NOUN
fsr-4041	258	35	.	.	PUNCT
fsr-4041	259	1	this	this	DET
fsr-4041	259	2	phenomenon	phenomenon	NOUN
fsr-4041	259	3	could	could	AUX
fsr-4041	259	4	be	be	AUX
fsr-4041	259	5	attributed	attribute	VERB
fsr-4041	259	6	to	to	ADP
fsr-4041	259	7	individuals	individual	NOUN
fsr-4041	259	8	with	with	ADP
fsr-4041	259	9	high	high	ADJ
fsr-4041	259	10	self	self	NOUN
fsr-4041	259	11	-	-	PUNCT
fsr-4041	259	12	esteem	esteem	NOUN
fsr-4041	259	13	who	who	PRON
fsr-4041	259	14	have	have	VERB
fsr-4041	259	15	a	a	DET
fsr-4041	259	16	stronger	strong	ADJ
fsr-4041	259	17	sense	sense	NOUN
fsr-4041	259	18	of	of	ADP
fsr-4041	259	19	self	self	NOUN
fsr-4041	259	20	-	-	PUNCT
fsr-4041	259	21	assurance	assurance	NOUN
fsr-4041	259	22	and	and	CCONJ
fsr-4041	259	23	selfacceptance	selfacceptance	NOUN
fsr-4041	259	24	.	.	PUNCT
fsr-4041	260	1	they	they	PRON
fsr-4041	260	2	often	often	ADV
fsr-4041	260	3	exhibit	exhibit	VERB
fsr-4041	260	4	a	a	DET
fsr-4041	260	5	more	more	ADV
fsr-4041	260	6	positive	positive	ADJ
fsr-4041	260	7	outlook	outlook	NOUN
fsr-4041	260	8	on	on	ADP
fsr-4041	260	9	life	life	NOUN
fsr-4041	260	10	(	(	PUNCT
fsr-4041	260	11	caprara	caprara	PROPN
fsr-4041	260	12	&	&	CCONJ
fsr-4041	260	13	steca	steca	NOUN
fsr-4041	260	14	,	,	PUNCT
fsr-4041	260	15	2005	2005	NUM
fsr-4041	260	16	)	)	PUNCT
fsr-4041	260	17	,	,	PUNCT
fsr-4041	260	18	associated	associate	VERB
fsr-4041	260	19	with	with	ADP
fsr-4041	260	20	enhanced	enhanced	ADJ
fsr-4041	260	21	emotional	emotional	ADJ
fsr-4041	260	22	stability	stability	NOUN
fsr-4041	260	23	(	(	PUNCT
fsr-4041	260	24	crowe	crowe	PROPN
fsr-4041	260	25	et	et	PROPN
fsr-4041	260	26	al	al	PROPN
fsr-4041	260	27	.	.	PROPN
fsr-4041	260	28	,	,	PUNCT
fsr-4041	260	29	2016	2016	NUM
fsr-4041	260	30	)	)	PUNCT
fsr-4041	260	31	,	,	PUNCT
fsr-4041	260	32	while	while	SCONJ
fsr-4041	260	33	they	they	PRON
fsr-4041	260	34	are	be	AUX
fsr-4041	260	35	less	less	ADV
fsr-4041	260	36	likely	likely	ADJ
fsr-4041	260	37	to	to	PART
fsr-4041	260	38	be	be	AUX
fsr-4041	260	39	overly	overly	ADV
fsr-4041	260	40	concerned	concerned	ADJ
fsr-4041	260	41	with	with	ADP
fsr-4041	260	42	external	external	ADJ
fsr-4041	260	43	opinions	opinion	NOUN
fsr-4041	260	44	(	(	PUNCT
fsr-4041	260	45	leary	leary	PROPN
fsr-4041	260	46	et	et	PROPN
fsr-4041	260	47	al	al	PROPN
fsr-4041	260	48	.	.	PROPN
fsr-4041	260	49	,	,	PUNCT
fsr-4041	260	50	1995	1995	NUM
fsr-4041	260	51	)	)	PUNCT
fsr-4041	260	52	,	,	PUNCT
fsr-4041	260	53	including	include	VERB
fsr-4041	260	54	prescriptive	prescriptive	NOUN
fsr-4041	260	55	and	and	CCONJ
fsr-4041	260	56	prohibitive	prohibitive	ADJ
fsr-4041	260	57	advice	advice	NOUN
fsr-4041	260	58	from	from	ADP
fsr-4041	260	59	family	family	NOUN
fsr-4041	260	60	.	.	PUNCT
fsr-4041	261	1	this	this	DET
fsr-4041	261	2	emotional	emotional	ADJ
fsr-4041	261	3	resilience	resilience	NOUN
fsr-4041	261	4	and	and	CCONJ
fsr-4041	261	5	reduced	reduced	ADJ
fsr-4041	261	6	concern	concern	NOUN
fsr-4041	261	7	about	about	ADP
fsr-4041	261	8	judgment	judgment	NOUN
fsr-4041	261	9	or	or	CCONJ
fsr-4041	261	10	criticism	criticism	NOUN
fsr-4041	261	11	from	from	ADP
fsr-4041	261	12	others	other	NOUN
fsr-4041	261	13	enable	enable	VERB
fsr-4041	261	14	them	they	PRON
fsr-4041	261	15	to	to	PART
fsr-4041	261	16	engage	engage	VERB
fsr-4041	261	17	in	in	ADP
fsr-4041	261	18	phone	phone	NOUN
fsr-4041	261	19	conversations	conversation	NOUN
fsr-4041	261	20	,	,	PUNCT
fsr-4041	261	21	thereby	thereby	ADV
fsr-4041	261	22	reducing	reduce	VERB
fsr-4041	261	23	the	the	DET
fsr-4041	261	24	probability	probability	NOUN
fsr-4041	261	25	of	of	ADP
fsr-4041	261	26	experiencing	experience	VERB
fsr-4041	261	27	phone	phone	NOUN
fsr-4041	261	28	call	call	NOUN
fsr-4041	261	29	phobia	phobia	NOUN
fsr-4041	261	30	symptoms	symptom	NOUN
fsr-4041	261	31	.	.	PUNCT
fsr-4041	262	1	the	the	DET
fsr-4041	262	2	finding	finding	NOUN
fsr-4041	262	3	may	may	AUX
fsr-4041	262	4	also	also	ADV
fsr-4041	262	5	reflect	reflect	VERB
fsr-4041	262	6	the	the	DET
fsr-4041	262	7	familiarity	familiarity	NOUN
fsr-4041	262	8	and	and	CCONJ
fsr-4041	262	9	supportive	supportive	ADJ
fsr-4041	262	10	nature	nature	NOUN
fsr-4041	262	11	inherent	inherent	ADJ
fsr-4041	262	12	in	in	ADP
fsr-4041	262	13	family	family	NOUN
fsr-4041	262	14	relationships	relationship	NOUN
fsr-4041	262	15	.	.	PUNCT
fsr-4041	263	1	the	the	DET
fsr-4041	263	2	family	family	NOUN
fsr-4041	263	3	relationship	relationship	NOUN
fsr-4041	263	4	and	and	CCONJ
fsr-4041	263	5	established	establish	VERB
fsr-4041	263	6	bonds	bond	NOUN
fsr-4041	263	7	reduce	reduce	VERB
fsr-4041	263	8	the	the	DET
fsr-4041	263	9	anxiety	anxiety	NOUN
fsr-4041	263	10	associated	associate	VERB
fsr-4041	263	11	with	with	ADP
fsr-4041	263	12	phone	phone	NOUN
fsr-4041	263	13	conversations	conversation	NOUN
fsr-4041	263	14	,	,	PUNCT
fsr-4041	263	15	as	as	SCONJ
fsr-4041	263	16	individuals	individual	NOUN
fsr-4041	263	17	feel	feel	VERB
fsr-4041	263	18	more	more	ADV
fsr-4041	263	19	accepted	accepted	ADJ
fsr-4041	263	20	during	during	ADP
fsr-4041	263	21	such	such	ADJ
fsr-4041	263	22	interactions	interaction	NOUN
fsr-4041	263	23	over	over	ADP
fsr-4041	263	24	the	the	DET
fsr-4041	263	25	phone	phone	NOUN
fsr-4041	263	26	.	.	PUNCT
fsr-4041	264	1	after	after	ADV
fsr-4041	264	2	all	all	ADV
fsr-4041	264	3	,	,	PUNCT
fsr-4041	264	4	family	family	NOUN
fsr-4041	264	5	members	member	NOUN
fsr-4041	264	6	are	be	AUX
fsr-4041	264	7	frequently	frequently	ADV
fsr-4041	264	8	perceived	perceive	VERB
fsr-4041	264	9	as	as	ADP
fsr-4041	264	10	a	a	DET
fsr-4041	264	11	source	source	NOUN
fsr-4041	264	12	of	of	ADP
fsr-4041	264	13	support	support	NOUN
fsr-4041	264	14	and	and	CCONJ
fsr-4041	264	15	approval	approval	NOUN
fsr-4041	264	16	,	,	PUNCT
fsr-4041	264	17	particularly	particularly	ADV
fsr-4041	264	18	when	when	SCONJ
fsr-4041	264	19	confronted	confront	VERB
fsr-4041	264	20	with	with	ADP
fsr-4041	264	21	challenges	challenge	NOUN
fsr-4041	264	22	.	.	PUNCT
fsr-4041	265	1	our	our	PRON
fsr-4041	265	2	health	health	NOUN
fsr-4041	265	3	-	-	PUNCT
fsr-4041	265	4	related	relate	VERB
fsr-4041	265	5	behavior	behavior	NOUN
fsr-4041	265	6	findings	finding	NOUN
fsr-4041	265	7	indicate	indicate	VERB
fsr-4041	265	8	that	that	SCONJ
fsr-4041	265	9	individuals	individual	NOUN
fsr-4041	265	10	who	who	PRON
fsr-4041	265	11	smoked	smoke	VERB
fsr-4041	265	12	more	more	ADV
fsr-4041	265	13	exhibited	exhibit	VERB
fsr-4041	265	14	a	a	DET
fsr-4041	265	15	higher	high	ADJ
fsr-4041	265	16	level	level	NOUN
fsr-4041	265	17	of	of	ADP
fsr-4041	265	18	resistance	resistance	NOUN
fsr-4041	265	19	to	to	ADP
fsr-4041	265	20	receiving	receive	VERB
fsr-4041	265	21	phone	phone	NOUN
fsr-4041	265	22	calls	call	NOUN
fsr-4041	265	23	from	from	ADP
fsr-4041	265	24	family	family	NOUN
fsr-4041	265	25	and	and	CCONJ
fsr-4041	265	26	friends	friend	NOUN
fsr-4041	265	27	.	.	PUNCT
fsr-4041	266	1	as	as	ADP
fsr-4041	266	2	a	a	DET
fsr-4041	266	3	coping	cope	VERB
fsr-4041	266	4	method	method	NOUN
fsr-4041	266	5	,	,	PUNCT
fsr-4041	266	6	smokers	smoker	NOUN
fsr-4041	266	7	tend	tend	VERB
fsr-4041	266	8	to	to	PART
fsr-4041	266	9	smoke	smoke	VERB
fsr-4041	266	10	more	more	ADV
fsr-4041	266	11	frequently	frequently	ADV
fsr-4041	266	12	when	when	SCONJ
fsr-4041	266	13	anxious	anxious	ADJ
fsr-4041	266	14	(	(	PUNCT
fsr-4041	266	15	hughes	hughe	NOUN
fsr-4041	266	16	et	et	PROPN
fsr-4041	266	17	al	al	PROPN
fsr-4041	266	18	.	.	PROPN
fsr-4041	266	19	,	,	PUNCT
fsr-4041	266	20	1990	1990	NUM
fsr-4041	266	21	)	)	PUNCT
fsr-4041	266	22	and	and	CCONJ
fsr-4041	266	23	believe	believe	VERB
fsr-4041	266	24	that	that	SCONJ
fsr-4041	266	25	smoking	smoking	NOUN
fsr-4041	266	26	can	can	AUX
fsr-4041	266	27	reduce	reduce	VERB
fsr-4041	266	28	anxiety	anxiety	NOUN
fsr-4041	266	29	or	or	CCONJ
fsr-4041	266	30	distress	distress	NOUN
fsr-4041	266	31	levels	level	NOUN
fsr-4041	266	32	(	(	PUNCT
fsr-4041	266	33	zvolensky	zvolensky	NOUN
fsr-4041	266	34	et	et	PROPN
fsr-4041	266	35	al	al	PROPN
fsr-4041	266	36	.	.	PROPN
fsr-4041	266	37	,	,	PUNCT
fsr-4041	266	38	2001	2001	NUM
fsr-4041	266	39	)	)	PUNCT
fsr-4041	266	40	.	.	PUNCT
fsr-4041	267	1	smokers	smoker	NOUN
fsr-4041	267	2	are	be	AUX
fsr-4041	267	3	more	more	ADV
fsr-4041	267	4	likely	likely	ADJ
fsr-4041	267	5	to	to	PART
fsr-4041	267	6	demonstrate	demonstrate	VERB
fsr-4041	267	7	higher	high	ADJ
fsr-4041	267	8	levels	level	NOUN
fsr-4041	267	9	of	of	ADP
fsr-4041	267	10	distress	distress	NOUN
fsr-4041	267	11	than	than	ADP
fsr-4041	267	12	nonsmokers	nonsmoker	NOUN
fsr-4041	267	13	(	(	PUNCT
fsr-4041	267	14	parrott	parrott	PROPN
fsr-4041	267	15	,	,	PUNCT
fsr-4041	267	16	1999	1999	NUM
fsr-4041	267	17	)	)	PUNCT
fsr-4041	267	18	.	.	PUNCT
fsr-4041	268	1	in	in	ADP
fsr-4041	268	2	this	this	DET
fsr-4041	268	3	sense	sense	NOUN
fsr-4041	268	4	,	,	PUNCT
fsr-4041	268	5	those	those	PRON
fsr-4041	268	6	smoking	smoke	VERB
fsr-4041	268	7	more	more	ADV
fsr-4041	268	8	frequently	frequently	ADV
fsr-4041	268	9	may	may	AUX
fsr-4041	268	10	present	present	VERB
fsr-4041	268	11	higher	high	ADJ
fsr-4041	268	12	levels	level	NOUN
fsr-4041	268	13	of	of	ADP
fsr-4041	268	14	distress	distress	NOUN
fsr-4041	268	15	and	and	CCONJ
fsr-4041	268	16	anxiety	anxiety	NOUN
fsr-4041	268	17	in	in	ADP
fsr-4041	268	18	general	general	ADJ
fsr-4041	268	19	,	,	PUNCT
fsr-4041	268	20	experiencing	experience	VERB
fsr-4041	268	21	phone	phone	NOUN
fsr-4041	268	22	call	call	NOUN
fsr-4041	268	23	phobia	phobia	PROPN
fsr-4041	268	24	.	.	PUNCT
fsr-4041	269	1	family	family	NOUN
fsr-4041	269	2	and	and	CCONJ
fsr-4041	269	3	friends	friend	NOUN
fsr-4041	269	4	’	'	PUNCT
fsr-4041	269	5	concerns	concern	NOUN
fsr-4041	269	6	and	and	CCONJ
fsr-4041	269	7	expectations	expectation	NOUN
fsr-4041	269	8	may	may	AUX
fsr-4041	269	9	result	result	VERB
fsr-4041	269	10	in	in	ADP
fsr-4041	269	11	smokers	smoker	NOUN
fsr-4041	269	12	’	'	PUNCT
fsr-4041	269	13	discomfort	discomfort	NOUN
fsr-4041	269	14	with	with	ADP
fsr-4041	269	15	phone	phone	NOUN
fsr-4041	269	16	calls	call	NOUN
fsr-4041	269	17	as	as	SCONJ
fsr-4041	269	18	smokers	smoker	NOUN
fsr-4041	269	19	may	may	AUX
fsr-4041	269	20	feel	feel	VERB
fsr-4041	269	21	frustrated	frustrated	ADJ
fsr-4041	269	22	with	with	ADP
fsr-4041	269	23	or	or	CCONJ
fsr-4041	269	24	unable	unable	ADJ
fsr-4041	269	25	to	to	PART
fsr-4041	269	26	handle	handle	VERB
fsr-4041	269	27	their	their	PRON
fsr-4041	269	28	close	close	ADJ
fsr-4041	269	29	ones	one	NOUN
fsr-4041	269	30	’	'	PUNCT
fsr-4041	269	31	concerns	concern	NOUN
fsr-4041	269	32	and	and	CCONJ
fsr-4041	269	33	expectations	expectation	NOUN
fsr-4041	269	34	.	.	PUNCT
fsr-4041	270	1	furthermore	furthermore	ADV
fsr-4041	270	2	,	,	PUNCT
fsr-4041	270	3	findings	finding	NOUN
fsr-4041	270	4	suggest	suggest	VERB
fsr-4041	270	5	that	that	SCONJ
fsr-4041	270	6	age	age	NOUN
fsr-4041	270	7	may	may	AUX
fsr-4041	270	8	play	play	VERB
fsr-4041	270	9	a	a	DET
fsr-4041	270	10	role	role	NOUN
fsr-4041	270	11	in	in	ADP
fsr-4041	270	12	reports	report	NOUN
fsr-4041	270	13	of	of	ADP
fsr-4041	270	14	high	high	ADJ
fsr-4041	270	15	phone	phone	NOUN
fsr-4041	270	16	call	call	NOUN
fsr-4041	270	17	phobia	phobia	PROPN
fsr-4041	270	18	.	.	PUNCT
fsr-4041	271	1	in	in	ADP
fsr-4041	271	2	comparison	comparison	NOUN
fsr-4041	271	3	to	to	ADP
fsr-4041	271	4	younger	young	ADJ
fsr-4041	271	5	respondents	respondent	NOUN
fsr-4041	271	6	,	,	PUNCT
fsr-4041	271	7	older	old	ADJ
fsr-4041	271	8	respondents	respondent	NOUN
fsr-4041	271	9	were	be	AUX
fsr-4041	271	10	less	less	ADV
fsr-4041	271	11	likely	likely	ADJ
fsr-4041	271	12	to	to	PART
fsr-4041	271	13	experience	experience	VERB
fsr-4041	271	14	elevated	elevated	ADJ
fsr-4041	271	15	levels	level	NOUN
fsr-4041	271	16	of	of	ADP
fsr-4041	271	17	phone	phone	NOUN
fsr-4041	271	18	call	call	NOUN
fsr-4041	271	19	phobia	phobia	NOUN
fsr-4041	271	20	.	.	PUNCT
fsr-4041	272	1	aging	aging	NOUN
fsr-4041	272	2	is	be	AUX
fsr-4041	272	3	generally	generally	ADV
fsr-4041	272	4	associated	associate	VERB
fsr-4041	272	5	with	with	ADP
fsr-4041	272	6	maturity	maturity	NOUN
fsr-4041	272	7	(	(	PUNCT
fsr-4041	272	8	camberis	camberis	NOUN
fsr-4041	272	9	et	et	PROPN
fsr-4041	272	10	al	al	PROPN
fsr-4041	272	11	.	.	PROPN
fsr-4041	272	12	,	,	PUNCT
fsr-4041	272	13	2014	2014	NUM
fsr-4041	272	14	)	)	PUNCT
fsr-4041	272	15	and	and	CCONJ
fsr-4041	272	16	a	a	DET
fsr-4041	272	17	broader	broad	ADJ
fsr-4041	272	18	range	range	NOUN
fsr-4041	272	19	of	of	ADP
fsr-4041	272	20	life	life	NOUN
fsr-4041	272	21	experiences	experience	NOUN
fsr-4041	272	22	and	and	CCONJ
fsr-4041	272	23	responsibilities	responsibility	NOUN
fsr-4041	272	24	in	in	ADP
fsr-4041	272	25	social	social	ADJ
fsr-4041	272	26	and	and	CCONJ
fsr-4041	272	27	personal	personal	ADJ
fsr-4041	272	28	relationships	relationship	NOUN
fsr-4041	272	29	that	that	SCONJ
fsr-4041	272	30	they	they	PRON
fsr-4041	272	31	can	can	AUX
fsr-4041	272	32	not	not	PART
fsr-4041	272	33	avoid	avoid	VERB
fsr-4041	272	34	.	.	PUNCT
fsr-4041	273	1	they	they	PRON
fsr-4041	273	2	could	could	AUX
fsr-4041	273	3	have	have	VERB
fsr-4041	273	4	more	more	ADJ
fsr-4041	273	5	experience	experience	NOUN
fsr-4041	273	6	communicating	communicate	VERB
fsr-4041	273	7	over	over	ADP
fsr-4041	273	8	the	the	DET
fsr-4041	273	9	phone	phone	NOUN
fsr-4041	273	10	than	than	ADP
fsr-4041	273	11	younger	young	ADJ
fsr-4041	273	12	people	people	NOUN
fsr-4041	273	13	with	with	ADP
fsr-4041	273	14	more	more	ADJ
fsr-4041	273	15	alternative	alternative	ADJ
fsr-4041	273	16	communication	communication	NOUN
fsr-4041	273	17	channels	channel	NOUN
fsr-4041	273	18	,	,	PUNCT
fsr-4041	273	19	not	not	PART
fsr-4041	273	20	leading	lead	VERB
fsr-4041	273	21	to	to	ADP
fsr-4041	273	22	experiencing	experience	VERB
fsr-4041	273	23	phone	phone	NOUN
fsr-4041	273	24	call	call	NOUN
fsr-4041	273	25	phobia	phobia	NOUN
fsr-4041	273	26	in	in	ADP
fsr-4041	273	27	any	any	DET
fsr-4041	273	28	circumstance	circumstance	NOUN
fsr-4041	273	29	.	.	PUNCT
fsr-4041	274	1	communication	communication	NOUN
fsr-4041	274	2	method	method	NOUN
fsr-4041	274	3	preference	preference	NOUN
fsr-4041	274	4	regarding	regard	VERB
fsr-4041	274	5	rq3	rq3	NOUN
fsr-4041	274	6	,	,	PUNCT
fsr-4041	274	7	text	text	NOUN
fsr-4041	274	8	messaging	messaging	NOUN
fsr-4041	274	9	was	be	AUX
fsr-4041	274	10	the	the	DET
fsr-4041	274	11	preferred	preferred	ADJ
fsr-4041	274	12	communication	communication	NOUN
fsr-4041	274	13	method	method	NOUN
fsr-4041	274	14	for	for	ADP
fsr-4041	274	15	those	those	PRON
fsr-4041	274	16	with	with	ADP
fsr-4041	274	17	phone	phone	NOUN
fsr-4041	274	18	call	call	NOUN
fsr-4041	274	19	phobia	phobia	NOUN
fsr-4041	274	20	regardless	regardless	ADV
fsr-4041	274	21	of	of	ADP
fsr-4041	274	22	the	the	DET
fsr-4041	274	23	type	type	NOUN
fsr-4041	274	24	of	of	ADP
fsr-4041	274	25	interaction	interaction	NOUN
fsr-4041	274	26	.	.	PUNCT
fsr-4041	275	1	this	this	PRON
fsr-4041	275	2	may	may	AUX
fsr-4041	275	3	explain	explain	VERB
fsr-4041	275	4	why	why	SCONJ
fsr-4041	275	5	text	text	NOUN
fsr-4041	275	6	messaging	messaging	NOUN
fsr-4041	275	7	is	be	AUX
fsr-4041	275	8	so	so	ADV
fsr-4041	275	9	widely	widely	ADV
fsr-4041	275	10	used	use	VERB
fsr-4041	275	11	and	and	CCONJ
fsr-4041	275	12	a	a	DET
fsr-4041	275	13	preferred	preferred	ADJ
fsr-4041	275	14	communication	communication	NOUN
fsr-4041	275	15	method	method	NOUN
fsr-4041	275	16	when	when	SCONJ
fsr-4041	275	17	communicating	communicate	VERB
fsr-4041	275	18	with	with	ADP
fsr-4041	275	19	employers	employer	NOUN
fsr-4041	275	20	,	,	PUNCT
fsr-4041	275	21	family	family	NOUN
fsr-4041	275	22	,	,	PUNCT
fsr-4041	275	23	and	and	CCONJ
fsr-4041	275	24	friends	friend	NOUN
fsr-4041	275	25	.	.	PUNCT
fsr-4041	276	1	online	online	ADJ
fsr-4041	276	2	messaging	message	VERB
fsr-4041	276	3	apps	app	NOUN
fsr-4041	276	4	were	be	AUX
fsr-4041	276	5	also	also	ADV
fsr-4041	276	6	preferred	prefer	VERB
fsr-4041	276	7	by	by	ADP
fsr-4041	276	8	those	those	PRON
fsr-4041	276	9	with	with	ADP
fsr-4041	276	10	phone	phone	NOUN
fsr-4041	276	11	call	call	NOUN
fsr-4041	276	12	phobia	phobia	NOUN
fsr-4041	276	13	in	in	ADP
fsr-4041	276	14	employer	employer	NOUN
fsr-4041	276	15	and	and	CCONJ
fsr-4041	276	16	friend	friend	NOUN
fsr-4041	276	17	relationship	relationship	NOUN
fsr-4041	276	18	situations	situation	NOUN
fsr-4041	276	19	.	.	PUNCT
fsr-4041	277	1	a	a	DET
fsr-4041	277	2	letter	letter	NOUN
fsr-4041	277	3	was	be	AUX
fsr-4041	277	4	not	not	PART
fsr-4041	277	5	a	a	DET
fsr-4041	277	6	preferred	preferred	ADJ
fsr-4041	277	7	communication	communication	NOUN
fsr-4041	277	8	method	method	NOUN
fsr-4041	277	9	for	for	ADP
fsr-4041	277	10	those	those	PRON
fsr-4041	277	11	with	with	ADP
fsr-4041	277	12	an	an	DET
fsr-4041	277	13	employer	employer	NOUN
fsr-4041	277	14	interaction	interaction	NOUN
fsr-4041	277	15	phone	phone	NOUN
fsr-4041	277	16	call	call	NOUN
fsr-4041	277	17	financial	financial	PROPN
fsr-4041	277	18	services	service	NOUN
fsr-4041	277	19	review	review	NOUN
fsr-4041	277	20	,	,	PUNCT
fsr-4041	277	21	32(4	32(4	NUM
fsr-4041	277	22	)	)	PUNCT
fsr-4041	277	23	96	96	NUM
fsr-4041	277	24	phobia	phobia	NOUN
fsr-4041	277	25	;	;	PUNCT
fsr-4041	277	26	this	this	PRON
fsr-4041	277	27	might	might	AUX
fsr-4041	277	28	be	be	AUX
fsr-4041	277	29	because	because	SCONJ
fsr-4041	277	30	typically	typically	ADV
fsr-4041	277	31	a	a	DET
fsr-4041	277	32	letter	letter	NOUN
fsr-4041	277	33	from	from	ADP
fsr-4041	277	34	an	an	DET
fsr-4041	277	35	employer	employer	NOUN
fsr-4041	277	36	may	may	AUX
fsr-4041	277	37	contain	contain	VERB
fsr-4041	277	38	more	more	ADV
fsr-4041	277	39	formal	formal	ADJ
fsr-4041	277	40	(	(	PUNCT
fsr-4041	277	41	and	and	CCONJ
fsr-4041	277	42	often	often	ADV
fsr-4041	277	43	negative	negative	ADJ
fsr-4041	277	44	)	)	PUNCT
fsr-4041	277	45	information	information	NOUN
fsr-4041	277	46	.	.	PUNCT
fsr-4041	278	1	letters	letter	NOUN
fsr-4041	278	2	,	,	PUNCT
fsr-4041	278	3	as	as	ADP
fsr-4041	278	4	a	a	DET
fsr-4041	278	5	legal	legal	ADJ
fsr-4041	278	6	form	form	NOUN
fsr-4041	278	7	of	of	ADP
fsr-4041	278	8	documentation	documentation	NOUN
fsr-4041	278	9	,	,	PUNCT
fsr-4041	278	10	may	may	AUX
fsr-4041	278	11	include	include	VERB
fsr-4041	278	12	more	more	ADJ
fsr-4041	278	13	crucial	crucial	ADJ
fsr-4041	278	14	information	information	NOUN
fsr-4041	278	15	or	or	CCONJ
fsr-4041	278	16	a	a	DET
fsr-4041	278	17	unique	unique	ADJ
fsr-4041	278	18	situation	situation	NOUN
fsr-4041	278	19	(	(	PUNCT
fsr-4041	278	20	e.g.	e.g.	ADV
fsr-4041	278	21	,	,	PUNCT
fsr-4041	278	22	termination	termination	NOUN
fsr-4041	278	23	of	of	ADP
fsr-4041	278	24	employment	employment	NOUN
fsr-4041	278	25	)	)	PUNCT
fsr-4041	278	26	.	.	PUNCT
fsr-4041	279	1	those	those	PRON
fsr-4041	279	2	with	with	ADP
fsr-4041	279	3	higher	high	ADJ
fsr-4041	279	4	levels	level	NOUN
fsr-4041	279	5	of	of	ADP
fsr-4041	279	6	employer	employer	NOUN
fsr-4041	279	7	phone	phone	NOUN
fsr-4041	279	8	call	call	NOUN
fsr-4041	279	9	phobia	phobia	NOUN
fsr-4041	279	10	preferred	prefer	VERB
fsr-4041	279	11	virtual	virtual	ADJ
fsr-4041	279	12	communication	communication	NOUN
fsr-4041	279	13	through	through	ADP
fsr-4041	279	14	online	online	ADJ
fsr-4041	279	15	messaging	messaging	NOUN
fsr-4041	279	16	apps	app	NOUN
fsr-4041	279	17	.	.	PUNCT
fsr-4041	280	1	this	this	PRON
fsr-4041	280	2	may	may	AUX
fsr-4041	280	3	reflect	reflect	VERB
fsr-4041	280	4	the	the	DET
fsr-4041	280	5	widespread	widespread	ADJ
fsr-4041	280	6	use	use	NOUN
fsr-4041	280	7	of	of	ADP
fsr-4041	280	8	messaging	message	VERB
fsr-4041	280	9	apps	app	NOUN
fsr-4041	280	10	in	in	ADP
fsr-4041	280	11	business	business	NOUN
fsr-4041	280	12	settings	setting	NOUN
fsr-4041	280	13	.	.	PUNCT
fsr-4041	281	1	as	as	SCONJ
fsr-4041	281	2	the	the	DET
fsr-4041	281	3	rise	rise	NOUN
fsr-4041	281	4	in	in	ADP
fsr-4041	281	5	remote	remote	ADJ
fsr-4041	281	6	work	work	NOUN
fsr-4041	281	7	has	have	AUX
fsr-4041	281	8	led	lead	VERB
fsr-4041	281	9	to	to	ADP
fsr-4041	281	10	an	an	DET
fsr-4041	281	11	increased	increase	VERB
fsr-4041	281	12	dependence	dependence	NOUN
fsr-4041	281	13	on	on	ADP
fsr-4041	281	14	mobile	mobile	ADJ
fsr-4041	281	15	devices	device	NOUN
fsr-4041	281	16	to	to	PART
fsr-4041	281	17	stay	stay	VERB
fsr-4041	281	18	connected	connected	ADJ
fsr-4041	281	19	,	,	PUNCT
fsr-4041	281	20	third	third	ADJ
fsr-4041	281	21	-	-	PUNCT
fsr-4041	281	22	party	party	NOUN
fsr-4041	281	23	messaging	messaging	NOUN
fsr-4041	281	24	apps	app	NOUN
fsr-4041	281	25	are	be	AUX
fsr-4041	281	26	widely	widely	ADV
fsr-4041	281	27	used	use	VERB
fsr-4041	281	28	within	within	ADP
fsr-4041	281	29	organizations	organization	NOUN
fsr-4041	281	30	that	that	PRON
fsr-4041	281	31	can	can	AUX
fsr-4041	281	32	streamline	streamline	VERB
fsr-4041	281	33	communication	communication	NOUN
fsr-4041	281	34	and	and	CCONJ
fsr-4041	281	35	increase	increase	VERB
fsr-4041	281	36	collaboration	collaboration	NOUN
fsr-4041	281	37	among	among	ADP
fsr-4041	281	38	team	team	NOUN
fsr-4041	281	39	members	member	NOUN
fsr-4041	281	40	(	(	PUNCT
fsr-4041	281	41	bibb	bibb	PROPN
fsr-4041	281	42	,	,	PUNCT
fsr-4041	281	43	2023	2023	NUM
fsr-4041	281	44	)	)	PUNCT
fsr-4041	281	45	,	,	PUNCT
fsr-4041	281	46	although	although	SCONJ
fsr-4041	281	47	this	this	DET
fsr-4041	281	48	type	type	NOUN
fsr-4041	281	49	of	of	ADP
fsr-4041	281	50	communication	communication	NOUN
fsr-4041	281	51	can	can	AUX
fsr-4041	281	52	create	create	VERB
fsr-4041	281	53	privacy	privacy	NOUN
fsr-4041	281	54	and	and	CCONJ
fsr-4041	281	55	data	data	NOUN
fsr-4041	281	56	breach	breach	NOUN
fsr-4041	281	57	issues	issue	NOUN
fsr-4041	281	58	(	(	PUNCT
fsr-4041	281	59	goldstein	goldstein	NOUN
fsr-4041	281	60	,	,	PUNCT
fsr-4041	281	61	2023	2023	NUM
fsr-4041	281	62	)	)	PUNCT
fsr-4041	281	63	.	.	PUNCT
fsr-4041	282	1	face	face	NOUN
fsr-4041	282	2	-	-	PUNCT
fsr-4041	282	3	to	to	ADP
fsr-4041	282	4	-	-	PUNCT
fsr-4041	282	5	face	face	NOUN
fsr-4041	282	6	communication	communication	NOUN
fsr-4041	282	7	was	be	AUX
fsr-4041	282	8	only	only	ADV
fsr-4041	282	9	significant	significant	ADJ
fsr-4041	282	10	among	among	ADP
fsr-4041	282	11	those	those	PRON
fsr-4041	282	12	with	with	ADP
fsr-4041	282	13	phone	phone	NOUN
fsr-4041	282	14	call	call	NOUN
fsr-4041	282	15	phobia	phobia	NOUN
fsr-4041	282	16	when	when	SCONJ
fsr-4041	282	17	interacting	interact	VERB
fsr-4041	282	18	with	with	ADP
fsr-4041	282	19	friends	friend	NOUN
fsr-4041	282	20	.	.	PUNCT
fsr-4041	283	1	having	have	VERB
fsr-4041	283	2	interactions	interaction	NOUN
fsr-4041	283	3	with	with	ADP
fsr-4041	283	4	friends	friend	NOUN
fsr-4041	283	5	can	can	AUX
fsr-4041	283	6	be	be	AUX
fsr-4041	283	7	optional	optional	ADJ
fsr-4041	283	8	and	and	CCONJ
fsr-4041	283	9	involves	involve	VERB
fsr-4041	283	10	alternatives	alternative	NOUN
fsr-4041	283	11	that	that	PRON
fsr-4041	283	12	can	can	AUX
fsr-4041	283	13	be	be	AUX
fsr-4041	283	14	more	more	ADV
fsr-4041	283	15	freely	freely	ADV
fsr-4041	283	16	chosen	choose	VERB
fsr-4041	283	17	;	;	PUNCT
fsr-4041	283	18	they	they	PRON
fsr-4041	283	19	can	can	AUX
fsr-4041	283	20	use	use	VERB
fsr-4041	283	21	text	text	NOUN
fsr-4041	283	22	messaging	messaging	NOUN
fsr-4041	283	23	and	and	CCONJ
fsr-4041	283	24	online	online	ADJ
fsr-4041	283	25	messaging	message	VERB
fsr-4041	283	26	apps	app	NOUN
fsr-4041	283	27	with	with	ADP
fsr-4041	283	28	their	their	PRON
fsr-4041	283	29	friends	friend	NOUN
fsr-4041	283	30	.	.	PUNCT
fsr-4041	284	1	in	in	ADP
fsr-4041	284	2	general	general	ADJ
fsr-4041	284	3	,	,	PUNCT
fsr-4041	284	4	our	our	PRON
fsr-4041	284	5	findings	finding	NOUN
fsr-4041	284	6	show	show	VERB
fsr-4041	284	7	that	that	SCONJ
fsr-4041	284	8	phone	phone	NOUN
fsr-4041	284	9	calls	call	NOUN
fsr-4041	284	10	and	and	CCONJ
fsr-4041	284	11	letters	letter	NOUN
fsr-4041	284	12	were	be	AUX
fsr-4041	284	13	less	less	ADV
fsr-4041	284	14	preferred	preferred	ADJ
fsr-4041	284	15	across	across	ADP
fsr-4041	284	16	most	most	ADJ
fsr-4041	284	17	determinants	determinant	NOUN
fsr-4041	284	18	including	include	VERB
fsr-4041	284	19	phone	phone	NOUN
fsr-4041	284	20	call	call	NOUN
fsr-4041	284	21	phobia	phobia	PROPN
fsr-4041	284	22	,	,	PUNCT
fsr-4041	284	23	psychological	psychological	ADJ
fsr-4041	284	24	,	,	PUNCT
fsr-4041	284	25	financial	financial	ADJ
fsr-4041	284	26	-	-	PUNCT
fsr-4041	284	27	psychological	psychological	ADJ
fsr-4041	284	28	,	,	PUNCT
fsr-4041	284	29	financial	financial	ADJ
fsr-4041	284	30	status	status	NOUN
fsr-4041	284	31	,	,	PUNCT
fsr-4041	284	32	jobrelated	jobrelate	VERB
fsr-4041	284	33	,	,	PUNCT
fsr-4041	284	34	health	health	NOUN
fsr-4041	284	35	-	-	PUNCT
fsr-4041	284	36	related	relate	VERB
fsr-4041	284	37	behavior	behavior	NOUN
fsr-4041	284	38	,	,	PUNCT
fsr-4041	284	39	and	and	CCONJ
fsr-4041	284	40	most	most	ADJ
fsr-4041	284	41	demographic	demographic	ADJ
fsr-4041	284	42	factors	factor	NOUN
fsr-4041	284	43	,	,	PUNCT
fsr-4041	284	44	while	while	SCONJ
fsr-4041	284	45	text	text	NOUN
fsr-4041	284	46	messaging	messaging	NOUN
fsr-4041	284	47	and	and	CCONJ
fsr-4041	284	48	online	online	ADJ
fsr-4041	284	49	messaging	message	VERB
fsr-4041	284	50	apps	app	NOUN
fsr-4041	284	51	were	be	AUX
fsr-4041	284	52	preferred	prefer	VERB
fsr-4041	284	53	across	across	ADP
fsr-4041	284	54	those	those	DET
fsr-4041	284	55	determinants	determinant	NOUN
fsr-4041	284	56	except	except	SCONJ
fsr-4041	284	57	for	for	ADP
fsr-4041	284	58	gender	gender	NOUN
fsr-4041	284	59	and	and	CCONJ
fsr-4041	284	60	income	income	NOUN
fsr-4041	284	61	.	.	PUNCT
fsr-4041	285	1	as	as	SCONJ
fsr-4041	285	2	the	the	DET
fsr-4041	285	3	non	non	ADJ
fsr-4041	285	4	-	-	ADJ
fsr-4041	285	5	phone	phone	ADJ
fsr-4041	285	6	call	call	NOUN
fsr-4041	285	7	phobia	phobia	NOUN
fsr-4041	285	8	factors	factor	NOUN
fsr-4041	285	9	showed	show	VERB
fsr-4041	285	10	,	,	PUNCT
fsr-4041	285	11	findings	finding	NOUN
fsr-4041	285	12	indicate	indicate	VERB
fsr-4041	285	13	trends	trend	NOUN
fsr-4041	285	14	in	in	ADP
fsr-4041	285	15	communication	communication	NOUN
fsr-4041	285	16	methods	method	NOUN
fsr-4041	285	17	based	base	VERB
fsr-4041	285	18	on	on	ADP
fsr-4041	285	19	convenience	convenience	NOUN
fsr-4041	285	20	(	(	PUNCT
fsr-4041	285	21	e.g.	e.g.	ADV
fsr-4041	285	22	,	,	PUNCT
fsr-4041	285	23	mobile	mobile	ADJ
fsr-4041	285	24	use	use	NOUN
fsr-4041	285	25	)	)	PUNCT
fsr-4041	285	26	and	and	CCONJ
fsr-4041	285	27	control	control	NOUN
fsr-4041	285	28	over	over	ADP
fsr-4041	285	29	conversations	conversation	NOUN
fsr-4041	285	30	(	(	PUNCT
fsr-4041	285	31	e.g.	e.g.	ADV
fsr-4041	285	32	,	,	PUNCT
fsr-4041	285	33	choosing	choose	VERB
fsr-4041	285	34	when	when	SCONJ
fsr-4041	285	35	to	to	PART
fsr-4041	285	36	communicate	communicate	VERB
fsr-4041	285	37	)	)	PUNCT
fsr-4041	285	38	.	.	PUNCT
fsr-4041	286	1	implications	implication	NOUN
fsr-4041	286	2	phone	phone	NOUN
fsr-4041	286	3	call	call	NOUN
fsr-4041	286	4	phobia	phobia	NOUN
fsr-4041	286	5	can	can	AUX
fsr-4041	286	6	potentially	potentially	ADV
fsr-4041	286	7	influence	influence	VERB
fsr-4041	286	8	personal	personal	ADJ
fsr-4041	286	9	finance	finance	NOUN
fsr-4041	286	10	outcomes	outcome	NOUN
fsr-4041	286	11	,	,	PUNCT
fsr-4041	286	12	particularly	particularly	ADV
fsr-4041	286	13	if	if	SCONJ
fsr-4041	286	14	it	it	PRON
fsr-4041	286	15	limits	limit	VERB
fsr-4041	286	16	an	an	DET
fsr-4041	286	17	individual	individual	NOUN
fsr-4041	286	18	's	's	PART
fsr-4041	286	19	ability	ability	NOUN
fsr-4041	286	20	to	to	PART
fsr-4041	286	21	communicate	communicate	VERB
fsr-4041	286	22	effectively	effectively	ADV
fsr-4041	286	23	with	with	ADP
fsr-4041	286	24	financial	financial	ADJ
fsr-4041	286	25	service	service	NOUN
fsr-4041	286	26	providers	provider	NOUN
fsr-4041	286	27	.	.	PUNCT
fsr-4041	287	1	thus	thus	ADV
fsr-4041	287	2	,	,	PUNCT
fsr-4041	287	3	financial	financial	ADJ
fsr-4041	287	4	services	service	NOUN
fsr-4041	287	5	providers	provider	NOUN
fsr-4041	287	6	should	should	AUX
fsr-4041	287	7	understand	understand	VERB
fsr-4041	287	8	financial	financial	ADJ
fsr-4041	287	9	consumers	consumer	NOUN
fsr-4041	287	10	’	’	PART
fsr-4041	287	11	phone	phone	NOUN
fsr-4041	287	12	avoidance	avoidance	NOUN
fsr-4041	287	13	or	or	CCONJ
fsr-4041	287	14	phone	phone	NOUN
fsr-4041	287	15	call	call	NOUN
fsr-4041	287	16	phobia	phobia	NOUN
fsr-4041	287	17	and	and	CCONJ
fsr-4041	287	18	implement	implement	VERB
fsr-4041	287	19	more	more	ADV
fsr-4041	287	20	effective	effective	ADJ
fsr-4041	287	21	communication	communication	NOUN
fsr-4041	287	22	strategies	strategy	NOUN
fsr-4041	287	23	to	to	PART
fsr-4041	287	24	approach	approach	VERB
fsr-4041	287	25	them	they	PRON
fsr-4041	287	26	.	.	PUNCT
fsr-4041	288	1	to	to	PART
fsr-4041	288	2	effectively	effectively	ADV
fsr-4041	288	3	communicate	communicate	VERB
fsr-4041	288	4	with	with	ADP
fsr-4041	288	5	clients	client	NOUN
fsr-4041	288	6	,	,	PUNCT
fsr-4041	288	7	financial	financial	ADJ
fsr-4041	288	8	services	service	NOUN
fsr-4041	288	9	providers	provider	NOUN
fsr-4041	288	10	should	should	AUX
fsr-4041	288	11	first	first	ADV
fsr-4041	288	12	build	build	VERB
fsr-4041	288	13	trust	trust	NOUN
fsr-4041	288	14	and	and	CCONJ
fsr-4041	288	15	rapport	rapport	NOUN
fsr-4041	288	16	with	with	ADP
fsr-4041	288	17	their	their	PRON
fsr-4041	288	18	clients	client	NOUN
fsr-4041	288	19	.	.	PUNCT
fsr-4041	289	1	financial	financial	ADJ
fsr-4041	289	2	services	service	NOUN
fsr-4041	289	3	providers	provider	NOUN
fsr-4041	289	4	should	should	AUX
fsr-4041	289	5	demonstrate	demonstrate	VERB
fsr-4041	289	6	empathy	empathy	NOUN
fsr-4041	289	7	and	and	CCONJ
fsr-4041	289	8	create	create	VERB
fsr-4041	289	9	a	a	DET
fsr-4041	289	10	safe	safe	ADJ
fsr-4041	289	11	environment	environment	NOUN
fsr-4041	289	12	for	for	ADP
fsr-4041	289	13	discussions	discussion	NOUN
fsr-4041	289	14	about	about	ADP
fsr-4041	289	15	financial	financial	ADJ
fsr-4041	289	16	matters	matter	NOUN
fsr-4041	289	17	by	by	ADP
fsr-4041	289	18	understanding	understand	VERB
fsr-4041	289	19	factors	factor	NOUN
fsr-4041	289	20	related	relate	VERB
fsr-4041	289	21	to	to	ADP
fsr-4041	289	22	levels	level	NOUN
fsr-4041	289	23	of	of	ADP
fsr-4041	289	24	phone	phone	NOUN
fsr-4041	289	25	call	call	NOUN
fsr-4041	289	26	phobia	phobia	NOUN
fsr-4041	289	27	and	and	CCONJ
fsr-4041	289	28	a	a	DET
fsr-4041	289	29	client	client	NOUN
fsr-4041	289	30	's	's	PART
fsr-4041	289	31	preferred	preferred	ADJ
fsr-4041	289	32	communication	communication	NOUN
fsr-4041	289	33	approach	approach	NOUN
fsr-4041	289	34	.	.	PUNCT
fsr-4041	290	1	this	this	DET
fsr-4041	290	2	approach	approach	NOUN
fsr-4041	290	3	strengthens	strengthen	VERB
fsr-4041	290	4	relationships	relationship	NOUN
fsr-4041	290	5	and	and	CCONJ
fsr-4041	290	6	facilitates	facilitate	VERB
fsr-4041	290	7	open	open	ADJ
fsr-4041	290	8	dialogue	dialogue	NOUN
fsr-4041	290	9	,	,	PUNCT
fsr-4041	290	10	thereby	thereby	ADV
fsr-4041	290	11	empowering	empower	VERB
fsr-4041	290	12	clients	client	NOUN
fsr-4041	290	13	to	to	PART
fsr-4041	290	14	express	express	VERB
fsr-4041	290	15	their	their	PRON
fsr-4041	290	16	concerns	concern	NOUN
fsr-4041	290	17	and	and	CCONJ
fsr-4041	290	18	goals	goal	NOUN
fsr-4041	290	19	with	with	ADP
fsr-4041	290	20	greater	great	ADJ
fsr-4041	290	21	ease	ease	NOUN
fsr-4041	290	22	.	.	PUNCT
fsr-4041	291	1	even	even	ADV
fsr-4041	291	2	though	though	SCONJ
fsr-4041	291	3	regulators	regulator	NOUN
fsr-4041	291	4	,	,	PUNCT
fsr-4041	291	5	such	such	ADJ
fsr-4041	291	6	as	as	ADP
fsr-4041	291	7	the	the	DET
fsr-4041	291	8	financial	financial	ADJ
fsr-4041	291	9	industry	industry	NOUN
fsr-4041	291	10	regulatory	regulatory	ADJ
fsr-4041	291	11	authority	authority	NOUN
fsr-4041	291	12	(	(	PUNCT
fsr-4041	291	13	finra	finra	PROPN
fsr-4041	291	14	)	)	PUNCT
fsr-4041	291	15	,	,	PUNCT
fsr-4041	291	16	the	the	DET
fsr-4041	291	17	u.s	u.s	PROPN
fsr-4041	291	18	.	.	PROPN
fsr-4041	291	19	securities	securities	PROPN
fsr-4041	291	20	and	and	CCONJ
fsr-4041	291	21	exchange	exchange	PROPN
fsr-4041	291	22	commission	commission	PROPN
fsr-4041	291	23	(	(	PUNCT
fsr-4041	291	24	sec	sec	PROPN
fsr-4041	291	25	)	)	PUNCT
fsr-4041	291	26	,	,	PUNCT
fsr-4041	291	27	and	and	CCONJ
fsr-4041	291	28	the	the	DET
fsr-4041	291	29	certified	certify	VERB
fsr-4041	291	30	financial	financial	ADJ
fsr-4041	291	31	planner	planner	NOUN
fsr-4041	291	32	board	board	NOUN
fsr-4041	291	33	of	of	ADP
fsr-4041	291	34	standards	standard	NOUN
fsr-4041	291	35	(	(	PUNCT
fsr-4041	291	36	cfp	cfp	PROPN
fsr-4041	291	37	board	board	PROPN
fsr-4041	291	38	)	)	PUNCT
fsr-4041	291	39	,	,	PUNCT
fsr-4041	291	40	require	require	VERB
fsr-4041	291	41	some	some	DET
fsr-4041	291	42	forms	form	NOUN
fsr-4041	291	43	of	of	ADP
fsr-4041	291	44	communication	communication	NOUN
fsr-4041	291	45	to	to	PART
fsr-4041	291	46	be	be	AUX
fsr-4041	291	47	documented	document	VERB
fsr-4041	291	48	via	via	ADP
fsr-4041	291	49	letters	letter	NOUN
fsr-4041	291	50	(	(	PUNCT
fsr-4041	291	51	sometimes	sometimes	ADV
fsr-4041	291	52	in	in	ADP
fsr-4041	291	53	the	the	DET
fsr-4041	291	54	form	form	NOUN
fsr-4041	291	55	of	of	ADP
fsr-4041	291	56	a	a	DET
fsr-4041	291	57	certified	certify	VERB
fsr-4041	291	58	letter	letter	NOUN
fsr-4041	291	59	)	)	PUNCT
fsr-4041	291	60	,	,	PUNCT
fsr-4041	291	61	financial	financial	ADJ
fsr-4041	291	62	service	service	NOUN
fsr-4041	291	63	providers	provider	NOUN
fsr-4041	291	64	should	should	AUX
fsr-4041	291	65	explore	explore	VERB
fsr-4041	291	66	other	other	ADJ
fsr-4041	291	67	communication	communication	NOUN
fsr-4041	291	68	channels	channel	NOUN
fsr-4041	291	69	for	for	ADP
fsr-4041	291	70	day	day	NOUN
fsr-4041	291	71	-	-	PUNCT
fsr-4041	291	72	to	to	ADP
fsr-4041	291	73	-	-	PUNCT
fsr-4041	291	74	day	day	NOUN
fsr-4041	291	75	interactions	interaction	NOUN
fsr-4041	291	76	.	.	PUNCT
fsr-4041	292	1	financial	financial	ADJ
fsr-4041	292	2	service	service	NOUN
fsr-4041	292	3	firms	firm	NOUN
fsr-4041	292	4	are	be	AUX
fsr-4041	292	5	expected	expect	VERB
fsr-4041	292	6	to	to	PART
fsr-4041	292	7	establish	establish	VERB
fsr-4041	292	8	and	and	CCONJ
fsr-4041	292	9	implement	implement	VERB
fsr-4041	292	10	policies	policy	NOUN
fsr-4041	292	11	and	and	CCONJ
fsr-4041	292	12	procedures	procedure	NOUN
fsr-4041	292	13	to	to	PART
fsr-4041	292	14	manage	manage	VERB
fsr-4041	292	15	client	client	NOUN
fsr-4041	292	16	interactions	interaction	NOUN
fsr-4041	292	17	across	across	ADP
fsr-4041	292	18	diversified	diversified	ADJ
fsr-4041	292	19	communication	communication	NOUN
fsr-4041	292	20	channels	channel	NOUN
fsr-4041	292	21	while	while	SCONJ
fsr-4041	292	22	protecting	protect	VERB
fsr-4041	292	23	informational	informational	ADJ
fsr-4041	292	24	security	security	NOUN
fsr-4041	292	25	.	.	PUNCT
fsr-4041	293	1	recent	recent	ADJ
fsr-4041	293	2	enforcement	enforcement	NOUN
fsr-4041	293	3	actions	action	NOUN
fsr-4041	293	4	by	by	ADP
fsr-4041	293	5	the	the	DET
fsr-4041	293	6	sec	sec	PROPN
fsr-4041	293	7	highlight	highlight	VERB
fsr-4041	293	8	the	the	DET
fsr-4041	293	9	importance	importance	NOUN
fsr-4041	293	10	of	of	ADP
fsr-4041	293	11	these	these	DET
fsr-4041	293	12	policies	policy	NOUN
fsr-4041	293	13	.	.	PUNCT
fsr-4041	294	1	the	the	DET
fsr-4041	294	2	sec	sec	PROPN
fsr-4041	294	3	has	have	AUX
fsr-4041	294	4	imposed	impose	VERB
fsr-4041	294	5	significant	significant	ADJ
fsr-4041	294	6	penalties	penalty	NOUN
fsr-4041	294	7	on	on	ADP
fsr-4041	294	8	firms	firm	NOUN
fsr-4041	294	9	for	for	ADP
fsr-4041	294	10	misuse	misuse	NOUN
fsr-4041	294	11	of	of	ADP
fsr-4041	294	12	personal	personal	ADJ
fsr-4041	294	13	devices	device	NOUN
fsr-4041	294	14	and	and	CCONJ
fsr-4041	294	15	lack	lack	NOUN
fsr-4041	294	16	of	of	ADP
fsr-4041	294	17	record	record	NOUN
fsr-4041	294	18	keeping	keeping	NOUN
fsr-4041	294	19	(	(	PUNCT
fsr-4041	294	20	sec	sec	PROPN
fsr-4041	294	21	,	,	PUNCT
fsr-4041	294	22	2023	2023	NUM
fsr-4041	294	23	)	)	PUNCT
fsr-4041	294	24	.	.	PUNCT
fsr-4041	295	1	to	to	PART
fsr-4041	295	2	mitigate	mitigate	VERB
fsr-4041	295	3	risks	risk	NOUN
fsr-4041	295	4	,	,	PUNCT
fsr-4041	295	5	the	the	DET
fsr-4041	295	6	sec	sec	PROPN
fsr-4041	295	7	suggests	suggest	VERB
fsr-4041	295	8	that	that	SCONJ
fsr-4041	295	9	financial	financial	ADJ
fsr-4041	295	10	firms	firm	NOUN
fsr-4041	295	11	should	should	AUX
fsr-4041	295	12	communicate	communicate	VERB
fsr-4041	295	13	digital	digital	ADJ
fsr-4041	295	14	communications	communication	NOUN
fsr-4041	295	15	rules	rule	NOUN
fsr-4041	295	16	including	include	VERB
fsr-4041	295	17	permissible	permissible	ADJ
fsr-4041	295	18	and	and	CCONJ
fsr-4041	295	19	prohibited	prohibit	VERB
fsr-4041	295	20	behaviors	behavior	NOUN
fsr-4041	295	21	in	in	ADP
fsr-4041	295	22	electronic	electronic	ADJ
fsr-4041	295	23	messages	message	NOUN
fsr-4041	295	24	to	to	ADP
fsr-4041	295	25	their	their	PRON
fsr-4041	295	26	employees	employee	NOUN
fsr-4041	295	27	.	.	PUNCT
fsr-4041	296	1	additionally	additionally	ADV
fsr-4041	296	2	,	,	PUNCT
fsr-4041	296	3	understanding	understand	VERB
fsr-4041	296	4	client	client	NOUN
fsr-4041	296	5	and	and	CCONJ
fsr-4041	296	6	business	business	NOUN
fsr-4041	296	7	partner	partner	NOUN
fsr-4041	296	8	communication	communication	NOUN
fsr-4041	296	9	preference	preference	NOUN
fsr-4041	296	10	is	be	AUX
fsr-4041	296	11	recommended	recommend	VERB
fsr-4041	296	12	to	to	PART
fsr-4041	296	13	assess	assess	VERB
fsr-4041	296	14	potential	potential	ADJ
fsr-4041	296	15	risks	risk	NOUN
fsr-4041	296	16	and	and	CCONJ
fsr-4041	296	17	update	update	VERB
fsr-4041	296	18	their	their	PRON
fsr-4041	296	19	policies	policy	NOUN
fsr-4041	296	20	accordingly	accordingly	ADV
fsr-4041	296	21	(	(	PUNCT
fsr-4041	296	22	sec	sec	PROPN
fsr-4041	296	23	,	,	PUNCT
fsr-4041	296	24	2018	2018	NUM
fsr-4041	296	25	)	)	PUNCT
fsr-4041	296	26	.	.	PUNCT
fsr-4041	297	1	for	for	ADP
fsr-4041	297	2	example	example	NOUN
fsr-4041	297	3	,	,	PUNCT
fsr-4041	297	4	financial	financial	ADJ
fsr-4041	297	5	service	service	NOUN
fsr-4041	297	6	firms	firm	NOUN
fsr-4041	297	7	may	may	AUX
fsr-4041	297	8	need	need	VERB
fsr-4041	297	9	to	to	PART
fsr-4041	297	10	provide	provide	VERB
fsr-4041	297	11	official	official	ADJ
fsr-4041	297	12	phone	phone	NOUN
fsr-4041	297	13	numbers	number	NOUN
fsr-4041	297	14	for	for	ADP
fsr-4041	297	15	client	client	NOUN
fsr-4041	297	16	contact	contact	NOUN
fsr-4041	297	17	as	as	SCONJ
fsr-4041	297	18	outlined	outline	VERB
fsr-4041	297	19	in	in	ADP
fsr-4041	297	20	agreement	agreement	NOUN
fsr-4041	297	21	letters	letter	NOUN
fsr-4041	297	22	to	to	PART
fsr-4041	297	23	facilitate	facilitate	VERB
fsr-4041	297	24	phone	phone	NOUN
fsr-4041	297	25	and	and	CCONJ
fsr-4041	297	26	text	text	NOUN
fsr-4041	297	27	messaging	messaging	NOUN
fsr-4041	297	28	in	in	ADP
fsr-4041	297	29	their	their	PRON
fsr-4041	297	30	agreement	agreement	NOUN
fsr-4041	297	31	letter	letter	NOUN
fsr-4041	297	32	while	while	SCONJ
fsr-4041	297	33	maintaining	maintain	VERB
fsr-4041	297	34	compliance	compliance	NOUN
fsr-4041	297	35	.	.	PUNCT
fsr-4041	298	1	these	these	DET
fsr-4041	298	2	channels	channel	NOUN
fsr-4041	298	3	may	may	AUX
fsr-4041	298	4	help	help	VERB
fsr-4041	298	5	financial	financial	ADJ
fsr-4041	298	6	professionals	professional	NOUN
fsr-4041	298	7	tailor	tailor	VERB
fsr-4041	298	8	their	their	PRON
fsr-4041	298	9	approach	approach	NOUN
fsr-4041	298	10	to	to	ADP
fsr-4041	298	11	meeting	meet	VERB
fsr-4041	298	12	clients	client	NOUN
fsr-4041	298	13	’	'	PUNCT
fsr-4041	298	14	needs	need	NOUN
fsr-4041	298	15	.	.	PUNCT
fsr-4041	299	1	financial	financial	ADJ
fsr-4041	299	2	services	service	NOUN
fsr-4041	299	3	providers	provider	NOUN
fsr-4041	299	4	should	should	AUX
fsr-4041	299	5	also	also	ADV
fsr-4041	299	6	develop	develop	VERB
fsr-4041	299	7	proficient	proficient	ADJ
fsr-4041	299	8	communication	communication	NOUN
fsr-4041	299	9	techniques	technique	NOUN
fsr-4041	299	10	to	to	PART
fsr-4041	299	11	address	address	VERB
fsr-4041	299	12	the	the	DET
fsr-4041	299	13	anxiety	anxiety	NOUN
fsr-4041	299	14	caused	cause	VERB
fsr-4041	299	15	by	by	ADP
fsr-4041	299	16	phone	phone	NOUN
fsr-4041	299	17	call	call	NOUN
fsr-4041	299	18	phobia	phobia	NOUN
fsr-4041	299	19	based	base	VERB
fsr-4041	299	20	on	on	ADP
fsr-4041	299	21	trust	trust	NOUN
fsr-4041	299	22	and	and	CCONJ
fsr-4041	299	23	individualized	individualized	ADJ
fsr-4041	299	24	communication	communication	NOUN
fsr-4041	299	25	channels	channel	NOUN
fsr-4041	299	26	.	.	PUNCT
fsr-4041	300	1	this	this	DET
fsr-4041	300	2	personalized	personalized	ADJ
fsr-4041	300	3	communication	communication	NOUN
fsr-4041	300	4	style	style	NOUN
fsr-4041	300	5	can	can	AUX
fsr-4041	300	6	foster	foster	VERB
fsr-4041	300	7	stronger	strong	ADJ
fsr-4041	300	8	interpersonal	interpersonal	ADJ
fsr-4041	300	9	relationships	relationship	NOUN
fsr-4041	300	10	,	,	PUNCT
fsr-4041	300	11	cultivate	cultivate	VERB
fsr-4041	300	12	trust	trust	NOUN
fsr-4041	300	13	,	,	PUNCT
fsr-4041	300	14	and	and	CCONJ
fsr-4041	300	15	facilitate	facilitate	VERB
fsr-4041	300	16	open	open	ADJ
fsr-4041	300	17	and	and	CCONJ
fsr-4041	300	18	effective	effective	ADJ
fsr-4041	300	19	communication	communication	NOUN
fsr-4041	300	20	.	.	PUNCT
fsr-4041	301	1	heo	heo	PROPN
fsr-4041	301	2	et	et	PROPN
fsr-4041	301	3	al	al	PROPN
fsr-4041	301	4	.	.	PROPN
fsr-4041	301	5	97	97	NUM
fsr-4041	301	6	limitations	limitation	NOUN
fsr-4041	301	7	this	this	DET
fsr-4041	301	8	study	study	NOUN
fsr-4041	301	9	provides	provide	VERB
fsr-4041	301	10	insights	insight	NOUN
fsr-4041	301	11	into	into	ADP
fsr-4041	301	12	phone	phone	NOUN
fsr-4041	301	13	call	call	NOUN
fsr-4041	301	14	phobia	phobia	NOUN
fsr-4041	301	15	and	and	CCONJ
fsr-4041	301	16	its	its	PRON
fsr-4041	301	17	association	association	NOUN
fsr-4041	301	18	with	with	ADP
fsr-4041	301	19	various	various	ADJ
fsr-4041	301	20	personal	personal	ADJ
fsr-4041	301	21	finance	finance	NOUN
fsr-4041	301	22	factors	factor	NOUN
fsr-4041	301	23	and	and	CCONJ
fsr-4041	301	24	outcomes	outcome	NOUN
fsr-4041	301	25	.	.	PUNCT
fsr-4041	302	1	nevertheless	nevertheless	ADV
fsr-4041	302	2	,	,	PUNCT
fsr-4041	302	3	it	it	PRON
fsr-4041	302	4	is	be	AUX
fsr-4041	302	5	important	important	ADJ
fsr-4041	302	6	to	to	PART
fsr-4041	302	7	acknowledge	acknowledge	VERB
fsr-4041	302	8	certain	certain	ADJ
fsr-4041	302	9	limitations	limitation	NOUN
fsr-4041	302	10	in	in	ADP
fsr-4041	302	11	this	this	DET
fsr-4041	302	12	research	research	NOUN
fsr-4041	302	13	.	.	PUNCT
fsr-4041	303	1	first	first	ADV
fsr-4041	303	2	,	,	PUNCT
fsr-4041	303	3	this	this	DET
fsr-4041	303	4	study	study	NOUN
fsr-4041	303	5	employed	employ	VERB
fsr-4041	303	6	a	a	DET
fsr-4041	303	7	cross	cross	ADJ
fsr-4041	303	8	-	-	ADJ
fsr-4041	303	9	sectional	sectional	ADJ
fsr-4041	303	10	design	design	NOUN
fsr-4041	303	11	,	,	PUNCT
fsr-4041	303	12	which	which	PRON
fsr-4041	303	13	limits	limit	VERB
fsr-4041	303	14	its	its	PRON
fsr-4041	303	15	ability	ability	NOUN
fsr-4041	303	16	to	to	PART
fsr-4041	303	17	establish	establish	VERB
fsr-4041	303	18	causality	causality	NOUN
fsr-4041	303	19	.	.	PUNCT
fsr-4041	304	1	to	to	PART
fsr-4041	304	2	strengthen	strengthen	VERB
fsr-4041	304	3	future	future	ADJ
fsr-4041	304	4	research	research	NOUN
fsr-4041	304	5	,	,	PUNCT
fsr-4041	304	6	a	a	DET
fsr-4041	304	7	longitudinal	longitudinal	ADJ
fsr-4041	304	8	design	design	NOUN
fsr-4041	304	9	would	would	AUX
fsr-4041	304	10	be	be	AUX
fsr-4041	304	11	recommended	recommend	VERB
fsr-4041	304	12	to	to	PART
fsr-4041	304	13	capture	capture	VERB
fsr-4041	304	14	changes	change	NOUN
fsr-4041	304	15	over	over	ADP
fsr-4041	304	16	time	time	NOUN
fsr-4041	304	17	and	and	CCONJ
fsr-4041	304	18	to	to	PART
fsr-4041	304	19	establish	establish	VERB
fsr-4041	304	20	more	more	ADV
fsr-4041	304	21	robust	robust	ADJ
fsr-4041	304	22	causal	causal	ADJ
fsr-4041	304	23	relationships	relationship	NOUN
fsr-4041	304	24	.	.	PUNCT
fsr-4041	305	1	second	second	ADJ
fsr-4041	305	2	,	,	PUNCT
fsr-4041	305	3	the	the	DET
fsr-4041	305	4	study	study	NOUN
fsr-4041	305	5	’s	’s	PART
fsr-4041	305	6	reliance	reliance	NOUN
fsr-4041	305	7	on	on	ADP
fsr-4041	305	8	selfreported	selfreporte	VERB
fsr-4041	305	9	data	datum	NOUN
fsr-4041	305	10	for	for	ADP
fsr-4041	305	11	psychological	psychological	ADJ
fsr-4041	305	12	factors	factor	NOUN
fsr-4041	305	13	,	,	PUNCT
fsr-4041	305	14	communication	communication	NOUN
fsr-4041	305	15	preferences	preference	NOUN
fsr-4041	305	16	,	,	PUNCT
fsr-4041	305	17	and	and	CCONJ
fsr-4041	305	18	alcohol	alcohol	NOUN
fsr-4041	305	19	,	,	PUNCT
fsr-4041	305	20	soda	soda	NOUN
fsr-4041	305	21	,	,	PUNCT
fsr-4041	305	22	and	and	CCONJ
fsr-4041	305	23	smoking	smoking	NOUN
fsr-4041	305	24	consumption	consumption	NOUN
fsr-4041	305	25	may	may	AUX
fsr-4041	305	26	introduce	introduce	VERB
fsr-4041	305	27	potential	potential	ADJ
fsr-4041	305	28	biases	bias	NOUN
fsr-4041	305	29	and	and	CCONJ
fsr-4041	305	30	measurement	measurement	NOUN
fsr-4041	305	31	error	error	NOUN
fsr-4041	305	32	.	.	PUNCT
fsr-4041	306	1	for	for	ADP
fsr-4041	306	2	example	example	NOUN
fsr-4041	306	3	,	,	PUNCT
fsr-4041	306	4	the	the	DET
fsr-4041	306	5	high	high	ADJ
fsr-4041	306	6	variability	variability	NOUN
fsr-4041	306	7	in	in	ADP
fsr-4041	306	8	alcohol	alcohol	NOUN
fsr-4041	306	9	,	,	PUNCT
fsr-4041	306	10	soda	soda	NOUN
fsr-4041	306	11	,	,	PUNCT
fsr-4041	306	12	and	and	CCONJ
fsr-4041	306	13	smoking	smoking	NOUN
fsr-4041	306	14	consumption	consumption	NOUN
fsr-4041	306	15	complicates	complicate	VERB
fsr-4041	306	16	analysis	analysis	NOUN
fsr-4041	306	17	and	and	CCONJ
fsr-4041	306	18	interpretation	interpretation	NOUN
fsr-4041	306	19	.	.	PUNCT
fsr-4041	307	1	moreover	moreover	ADV
fsr-4041	307	2	,	,	PUNCT
fsr-4041	307	3	the	the	DET
fsr-4041	307	4	sample	sample	NOUN
fsr-4041	307	5	’s	’s	PART
fsr-4041	307	6	demographic	demographic	ADJ
fsr-4041	307	7	imbalances	imbalance	NOUN
fsr-4041	307	8	in	in	ADP
fsr-4041	307	9	education	education	NOUN
fsr-4041	307	10	and	and	CCONJ
fsr-4041	307	11	income	income	NOUN
fsr-4041	307	12	and	and	CCONJ
fsr-4041	307	13	lack	lack	NOUN
fsr-4041	307	14	of	of	ADP
fsr-4041	307	15	detailed	detailed	ADJ
fsr-4041	307	16	contextual	contextual	ADJ
fsr-4041	307	17	information	information	NOUN
fsr-4041	307	18	could	could	AUX
fsr-4041	307	19	constrain	constrain	VERB
fsr-4041	307	20	the	the	DET
fsr-4041	307	21	generalizability	generalizability	NOUN
fsr-4041	307	22	of	of	ADP
fsr-4041	307	23	the	the	DET
fsr-4041	307	24	results	result	NOUN
fsr-4041	307	25	.	.	PUNCT
fsr-4041	308	1	to	to	PART
fsr-4041	308	2	mitigate	mitigate	VERB
fsr-4041	308	3	these	these	DET
fsr-4041	308	4	limitations	limitation	NOUN
fsr-4041	308	5	,	,	PUNCT
fsr-4041	308	6	future	future	ADJ
fsr-4041	308	7	research	research	NOUN
fsr-4041	308	8	should	should	AUX
fsr-4041	308	9	consider	consider	VERB
fsr-4041	308	10	employing	employ	VERB
fsr-4041	308	11	objective	objective	ADJ
fsr-4041	308	12	measures	measure	NOUN
fsr-4041	308	13	,	,	PUNCT
fsr-4041	308	14	expanding	expand	VERB
fsr-4041	308	15	sample	sample	NOUN
fsr-4041	308	16	diversity	diversity	NOUN
fsr-4041	308	17	,	,	PUNCT
fsr-4041	308	18	and	and	CCONJ
fsr-4041	308	19	collecting	collect	VERB
fsr-4041	308	20	more	more	ADJ
fsr-4041	308	21	in	in	ADP
fsr-4041	308	22	-	-	PUNCT
fsr-4041	308	23	depth	depth	NOUN
fsr-4041	308	24	contextual	contextual	ADJ
fsr-4041	308	25	data	datum	NOUN
fsr-4041	308	26	.	.	PUNCT
fsr-4041	309	1	third	third	ADJ
fsr-4041	309	2	,	,	PUNCT
fsr-4041	309	3	although	although	SCONJ
fsr-4041	309	4	this	this	DET
fsr-4041	309	5	study	study	NOUN
fsr-4041	309	6	attempted	attempt	VERB
fsr-4041	309	7	to	to	PART
fsr-4041	309	8	examine	examine	VERB
fsr-4041	309	9	a	a	DET
fsr-4041	309	10	comprehensive	comprehensive	ADJ
fsr-4041	309	11	list	list	NOUN
fsr-4041	309	12	of	of	ADP
fsr-4041	309	13	factors	factor	NOUN
fsr-4041	309	14	associated	associate	VERB
fsr-4041	309	15	with	with	ADP
fsr-4041	309	16	phone	phone	NOUN
fsr-4041	309	17	call	call	NOUN
fsr-4041	309	18	phobia	phobia	NOUN
fsr-4041	309	19	,	,	PUNCT
fsr-4041	309	20	there	there	PRON
fsr-4041	309	21	could	could	AUX
fsr-4041	309	22	have	have	AUX
fsr-4041	309	23	been	be	AUX
fsr-4041	309	24	other	other	ADJ
fsr-4041	309	25	variables	variable	NOUN
fsr-4041	309	26	,	,	PUNCT
fsr-4041	309	27	such	such	ADJ
fsr-4041	309	28	as	as	ADP
fsr-4041	309	29	personality	personality	NOUN
fsr-4041	309	30	traits	trait	NOUN
fsr-4041	309	31	,	,	PUNCT
fsr-4041	309	32	prior	prior	ADJ
fsr-4041	309	33	traumatic	traumatic	ADJ
fsr-4041	309	34	experiences	experience	NOUN
fsr-4041	309	35	,	,	PUNCT
fsr-4041	309	36	or	or	CCONJ
fsr-4041	309	37	other	other	ADJ
fsr-4041	309	38	psychological	psychological	ADJ
fsr-4041	309	39	disorders	disorder	NOUN
fsr-4041	309	40	that	that	PRON
fsr-4041	309	41	could	could	AUX
fsr-4041	309	42	have	have	AUX
fsr-4041	309	43	changed	change	VERB
fsr-4041	309	44	the	the	DET
fsr-4041	309	45	direction	direction	NOUN
fsr-4041	309	46	and	and	CCONJ
fsr-4041	309	47	magnitude	magnitude	NOUN
fsr-4041	309	48	of	of	ADP
fsr-4041	309	49	some	some	PRON
fsr-4041	309	50	of	of	ADP
fsr-4041	309	51	the	the	DET
fsr-4041	309	52	results	result	NOUN
fsr-4041	309	53	reported	report	VERB
fsr-4041	309	54	in	in	ADP
fsr-4041	309	55	this	this	DET
fsr-4041	309	56	study	study	NOUN
fsr-4041	309	57	.	.	PUNCT
fsr-4041	310	1	future	future	ADJ
fsr-4041	310	2	research	research	NOUN
fsr-4041	310	3	should	should	AUX
fsr-4041	310	4	take	take	VERB
fsr-4041	310	5	into	into	ADP
fsr-4041	310	6	consideration	consideration	NOUN
fsr-4041	310	7	these	these	PRON
fsr-4041	310	8	and	and	CCONJ
fsr-4041	310	9	other	other	ADJ
fsr-4041	310	10	theoretically	theoretically	ADV
fsr-4041	310	11	associated	associate	VERB
fsr-4041	310	12	factors	factor	NOUN
fsr-4041	310	13	.	.	PUNCT
fsr-4041	311	1	references	reference	NOUN
fsr-4041	311	2	adiputra	adiputra	PROPN
fsr-4041	311	3	,	,	PUNCT
fsr-4041	311	4	i.	i.	PROPN
fsr-4041	311	5	g.	g.	PROPN
fsr-4041	311	6	(	(	PUNCT
fsr-4041	311	7	2021	2021	NUM
fsr-4041	311	8	)	)	PUNCT
fsr-4041	311	9	.	.	PUNCT
fsr-4041	312	1	the	the	DET
fsr-4041	312	2	influence	influence	NOUN
fsr-4041	312	3	of	of	ADP
fsr-4041	312	4	financial	financial	ADJ
fsr-4041	312	5	literacy	literacy	NOUN
fsr-4041	312	6	,	,	PUNCT
fsr-4041	312	7	financial	financial	ADJ
fsr-4041	312	8	attitude	attitude	NOUN
fsr-4041	312	9	and	and	CCONJ
fsr-4041	312	10	locus	locus	NOUN
fsr-4041	312	11	of	of	ADP
fsr-4041	312	12	control	control	NOUN
fsr-4041	312	13	on	on	ADP
fsr-4041	312	14	financial	financial	ADJ
fsr-4041	312	15	satisfaction	satisfaction	NOUN
fsr-4041	312	16	:	:	PUNCT
fsr-4041	312	17	evidence	evidence	NOUN
fsr-4041	312	18	from	from	ADP
fsr-4041	312	19	the	the	DET
fsr-4041	312	20	community	community	NOUN
fsr-4041	312	21	in	in	ADP
fsr-4041	312	22	jakarta	jakarta	PROPN
fsr-4041	312	23	.	.	PUNCT
fsr-4041	313	1	kne	kne	PROPN
fsr-4041	313	2	social	social	PROPN
fsr-4041	313	3	sciences	sciences	PROPN
fsr-4041	313	4	,	,	PUNCT
fsr-4041	313	5	636	636	NUM
fsr-4041	313	6	-	-	SYM
fsr-4041	313	7	654	654	NUM
fsr-4041	313	8	.	.	PUNCT
fsr-4041	314	1	alvermann	alvermann	PROPN
fsr-4041	314	2	,	,	PUNCT
fsr-4041	314	3	d.	d.	PROPN
fsr-4041	314	4	e.	e.	PROPN
fsr-4041	314	5	(	(	PUNCT
fsr-4041	314	6	ed	ed	NOUN
fsr-4041	314	7	.	.	PUNCT
fsr-4041	314	8	)	)	PUNCT
fsr-4041	314	9	.	.	PUNCT
fsr-4041	315	1	(	(	PUNCT
fsr-4041	315	2	2002	2002	NUM
fsr-4041	315	3	)	)	PUNCT
fsr-4041	315	4	.	.	PUNCT
fsr-4041	316	1	adolescents	adolescent	NOUN
fsr-4041	316	2	and	and	CCONJ
fsr-4041	316	3	literacies	literacy	NOUN
fsr-4041	316	4	in	in	ADP
fsr-4041	316	5	a	a	DET
fsr-4041	316	6	digital	digital	ADJ
fsr-4041	316	7	world	world	NOUN
fsr-4041	316	8	(	(	PUNCT
fsr-4041	316	9	vol	vol	NOUN
fsr-4041	316	10	.	.	PROPN
fsr-4041	316	11	7	7	NUM
fsr-4041	316	12	)	)	PUNCT
fsr-4041	316	13	.	.	PUNCT
fsr-4041	317	1	peter	peter	PROPN
fsr-4041	317	2	lang	lang	PROPN
fsr-4041	317	3	.	.	PUNCT
fsr-4041	318	1	archuleta	archuleta	PROPN
fsr-4041	318	2	,	,	PUNCT
fsr-4041	318	3	k.	k.	PROPN
fsr-4041	318	4	l.	l.	PROPN
fsr-4041	318	5	,	,	PUNCT
fsr-4041	318	6	dale	dale	PROPN
fsr-4041	318	7	,	,	PUNCT
fsr-4041	318	8	a.	a.	NOUN
fsr-4041	318	9	,	,	PUNCT
fsr-4041	318	10	&	&	CCONJ
fsr-4041	318	11	spann	spann	PROPN
fsr-4041	318	12	,	,	PUNCT
fsr-4041	318	13	s.	s.	PROPN
fsr-4041	318	14	m.	m.	PROPN
fsr-4041	318	15	(	(	PUNCT
fsr-4041	318	16	2013	2013	NUM
fsr-4041	318	17	)	)	PUNCT
fsr-4041	318	18	.	.	PUNCT
fsr-4041	319	1	college	college	NOUN
fsr-4041	319	2	students	student	NOUN
fsr-4041	319	3	and	and	CCONJ
fsr-4041	319	4	financial	financial	ADJ
fsr-4041	319	5	distress	distress	NOUN
fsr-4041	319	6	:	:	PUNCT
fsr-4041	319	7	exploring	explore	VERB
fsr-4041	319	8	debt	debt	NOUN
fsr-4041	319	9	,	,	PUNCT
fsr-4041	319	10	financial	financial	ADJ
fsr-4041	319	11	satisfaction	satisfaction	NOUN
fsr-4041	319	12	,	,	PUNCT
fsr-4041	319	13	and	and	CCONJ
fsr-4041	319	14	financial	financial	ADJ
fsr-4041	319	15	anxiety	anxiety	NOUN
fsr-4041	319	16	.	.	PUNCT
fsr-4041	320	1	journal	journal	NOUN
fsr-4041	320	2	of	of	ADP
fsr-4041	320	3	financial	financial	ADJ
fsr-4041	320	4	counseling	counseling	NOUN
fsr-4041	320	5	and	and	CCONJ
fsr-4041	320	6	planning	planning	NOUN
fsr-4041	320	7	,	,	PUNCT
fsr-4041	320	8	24(2	24(2	NUM
fsr-4041	320	9	)	)	PUNCT
fsr-4041	320	10	,	,	PUNCT
fsr-4041	320	11	50	50	NUM
fsr-4041	320	12	-	-	SYM
fsr-4041	320	13	62	62	NUM
fsr-4041	320	14	.	.	PUNCT
fsr-4041	321	1	atlas	atlas	PROPN
fsr-4041	321	2	,	,	PUNCT
fsr-4041	321	3	s.	s.	PROPN
fsr-4041	321	4	a.	a.	PROPN
fsr-4041	321	5	,	,	PUNCT
fsr-4041	321	6	lu	lu	PROPN
fsr-4041	321	7	,	,	PUNCT
fsr-4041	321	8	j.	j.	PROPN
fsr-4041	321	9	,	,	PUNCT
fsr-4041	321	10	micu	micu	PROPN
fsr-4041	321	11	,	,	PUNCT
fsr-4041	321	12	p.	p.	PROPN
fsr-4041	321	13	d.	d.	PROPN
fsr-4041	321	14	,	,	PUNCT
fsr-4041	321	15	&	&	CCONJ
fsr-4041	321	16	porto	porto	PROPN
fsr-4041	321	17	,	,	PUNCT
fsr-4041	321	18	n.	n.	NOUN
fsr-4041	321	19	(	(	PUNCT
fsr-4041	321	20	2019	2019	NUM
fsr-4041	321	21	)	)	PUNCT
fsr-4041	321	22	.	.	PUNCT
fsr-4041	322	1	financial	financial	ADJ
fsr-4041	322	2	knowledge	knowledge	NOUN
fsr-4041	322	3	,	,	PUNCT
fsr-4041	322	4	confidence	confidence	NOUN
fsr-4041	322	5	,	,	PUNCT
fsr-4041	322	6	credit	credit	NOUN
fsr-4041	322	7	use	use	NOUN
fsr-4041	322	8	,	,	PUNCT
fsr-4041	322	9	and	and	CCONJ
fsr-4041	322	10	financial	financial	ADJ
fsr-4041	322	11	satisfaction	satisfaction	NOUN
fsr-4041	322	12	.	.	PUNCT
fsr-4041	323	1	journal	journal	NOUN
fsr-4041	323	2	of	of	ADP
fsr-4041	323	3	financial	financial	ADJ
fsr-4041	323	4	counseling	counseling	NOUN
fsr-4041	323	5	and	and	CCONJ
fsr-4041	323	6	planning	planning	NOUN
fsr-4041	323	7	,	,	PUNCT
fsr-4041	323	8	30(2	30(2	NUM
fsr-4041	323	9	)	)	PUNCT
fsr-4041	323	10	,	,	PUNCT
fsr-4041	323	11	175	175	NUM
fsr-4041	323	12	-	-	SYM
fsr-4041	323	13	190	190	NUM
fsr-4041	323	14	.	.	PUNCT
fsr-4041	324	1	auxier	auxier	PROPN
fsr-4041	324	2	,	,	PUNCT
fsr-4041	324	3	b.	b.	PROPN
fsr-4041	324	4	,	,	PUNCT
fsr-4041	324	5	&	&	CCONJ
fsr-4041	324	6	anderson	anderson	PROPN
fsr-4041	324	7	,	,	PUNCT
fsr-4041	324	8	m.	m.	NOUN
fsr-4041	324	9	(	(	PUNCT
fsr-4041	324	10	2021	2021	NUM
fsr-4041	324	11	,	,	PUNCT
fsr-4041	324	12	april	april	PROPN
fsr-4041	324	13	7	7	NUM
fsr-4041	324	14	)	)	PUNCT
fsr-4041	324	15	.	.	PUNCT
fsr-4041	325	1	social	social	ADJ
fsr-4041	325	2	media	medium	NOUN
fsr-4041	325	3	use	use	NOUN
fsr-4041	325	4	in	in	ADP
fsr-4041	325	5	2021	2021	NUM
fsr-4041	325	6	.	.	PUNCT
fsr-4041	326	1	pew	pew	NOUN
fsr-4041	326	2	research	research	NOUN
fsr-4041	326	3	center	center	NOUN
fsr-4041	326	4	.	.	PUNCT
fsr-4041	327	1	https://www.pewresearch.org/internet/2021/0	https://www.pewresearch.org/internet/2021/0	NOUN
fsr-4041	327	2	4/07	4/07	NUM
fsr-4041	327	3	/	/	SYM
fsr-4041	327	4	social	social	ADJ
fsr-4041	327	5	-	-	PUNCT
fsr-4041	327	6	media	media	NOUN
fsr-4041	327	7	-	-	PUNCT
fsr-4041	327	8	use	use	NOUN
fsr-4041	327	9	-	-	PUNCT
fsr-4041	327	10	in-2021/	in-2021/	NOUN
fsr-4041	327	11	ayduk	ayduk	NOUN
fsr-4041	327	12	,	,	PUNCT
fsr-4041	327	13	o.	o.	PROPN
fsr-4041	327	14	,	,	PUNCT
fsr-4041	327	15	mendoza	mendoza	PROPN
fsr-4041	327	16	-	-	PUNCT
fsr-4041	327	17	denton	denton	PROPN
fsr-4041	327	18	,	,	PUNCT
fsr-4041	327	19	r.	r.	PROPN
fsr-4041	327	20	,	,	PUNCT
fsr-4041	327	21	mischel	mischel	PROPN
fsr-4041	327	22	,	,	PUNCT
fsr-4041	327	23	w.	w.	PROPN
fsr-4041	327	24	,	,	PUNCT
fsr-4041	327	25	downey	downey	PROPN
fsr-4041	327	26	,	,	PUNCT
fsr-4041	327	27	g.	g.	PROPN
fsr-4041	327	28	,	,	PUNCT
fsr-4041	327	29	peake	peake	NOUN
fsr-4041	327	30	,	,	PUNCT
fsr-4041	327	31	p.	p.	PROPN
fsr-4041	327	32	k.	k.	PROPN
fsr-4041	327	33	,	,	PUNCT
fsr-4041	327	34	&	&	CCONJ
fsr-4041	327	35	rodriguez	rodriguez	PROPN
fsr-4041	327	36	,	,	PUNCT
fsr-4041	327	37	m.	m.	NOUN
fsr-4041	327	38	(	(	PUNCT
fsr-4041	327	39	2000	2000	NUM
fsr-4041	327	40	)	)	PUNCT
fsr-4041	327	41	.	.	PUNCT
fsr-4041	328	1	regulating	regulate	VERB
fsr-4041	328	2	the	the	DET
fsr-4041	328	3	interpersonal	interpersonal	ADJ
fsr-4041	328	4	self	self	NOUN
fsr-4041	328	5	:	:	PUNCT
fsr-4041	328	6	strategic	strategic	ADJ
fsr-4041	328	7	self	self	NOUN
fsr-4041	328	8	-	-	PUNCT
fsr-4041	328	9	regulation	regulation	NOUN
fsr-4041	328	10	for	for	ADP
fsr-4041	328	11	coping	cope	VERB
fsr-4041	328	12	with	with	ADP
fsr-4041	328	13	rejection	rejection	NOUN
fsr-4041	328	14	sensitivity	sensitivity	NOUN
fsr-4041	328	15	.	.	PUNCT
fsr-4041	329	1	journal	journal	NOUN
fsr-4041	329	2	of	of	ADP
fsr-4041	329	3	personality	personality	NOUN
fsr-4041	329	4	and	and	CCONJ
fsr-4041	329	5	social	social	ADJ
fsr-4041	329	6	psychology	psychology	NOUN
fsr-4041	329	7	,	,	PUNCT
fsr-4041	329	8	79(5	79(5	NOUN
fsr-4041	329	9	)	)	PUNCT
fsr-4041	329	10	,	,	PUNCT
fsr-4041	329	11	776	776	NUM
fsr-4041	329	12	.	.	PUNCT
fsr-4041	330	1	bibb	bibb	PROPN
fsr-4041	330	2	,	,	PUNCT
fsr-4041	330	3	a.	a.	NOUN
fsr-4041	330	4	(	(	PUNCT
fsr-4041	330	5	2023	2023	NUM
fsr-4041	330	6	,	,	PUNCT
fsr-4041	330	7	june	june	PROPN
fsr-4041	330	8	13	13	NUM
fsr-4041	330	9	)	)	PUNCT
fsr-4041	330	10	.	.	PUNCT
fsr-4041	331	1	revitalizing	revitalize	VERB
fsr-4041	331	2	the	the	DET
fsr-4041	331	3	employee	employee	NOUN
fsr-4041	331	4	experience	experience	NOUN
fsr-4041	331	5	:	:	PUNCT
fsr-4041	331	6	tailoring	tailor	VERB
fsr-4041	331	7	your	your	PRON
fsr-4041	331	8	internal	internal	ADJ
fsr-4041	331	9	communications	communication	NOUN
fsr-4041	331	10	.	.	PUNCT
fsr-4041	332	1	forbes	forbes	PROPN
fsr-4041	332	2	.	.	PUNCT
fsr-4041	333	1	https://www.forbes.com/sites/forbesbusiness	https://www.forbes.com/sites/forbesbusiness	NOUN
fsr-4041	333	2	council/2023/06/13	council/2023/06/13	NOUN
fsr-4041	333	3	/	/	SYM
fsr-4041	333	4	revitalizing	revitalizing	NOUN
fsr-4041	333	5	-	-	PUNCT
fsr-4041	333	6	theemployee	theemployee	NOUN
fsr-4041	333	7	-	-	PUNCT
fsr-4041	333	8	experience	experience	NOUN
fsr-4041	333	9	-	-	PUNCT
fsr-4041	333	10	tailoring	tailoring	NOUN
fsr-4041	333	11	-	-	PUNCT
fsr-4041	333	12	your	your	PRON
fsr-4041	333	13	-	-	PUNCT
fsr-4041	333	14	internalcommunications/?sh=921c6d13305f	internalcommunications/?sh=921c6d13305f	PROPN
fsr-4041	333	15	bragazzi	bragazzi	NOUN
fsr-4041	333	16	,	,	PUNCT
fsr-4041	333	17	n.	n.	PROPN
fsr-4041	333	18	l.	l.	PROPN
fsr-4041	333	19	,	,	PUNCT
fsr-4041	333	20	&	&	CCONJ
fsr-4041	333	21	del	del	PROPN
fsr-4041	333	22	puente	puente	PROPN
fsr-4041	333	23	,	,	PUNCT
fsr-4041	333	24	g.	g.	PROPN
fsr-4041	333	25	a.	a.	PROPN
fsr-4041	333	26	(	(	PUNCT
fsr-4041	333	27	2014	2014	NUM
fsr-4041	333	28	)	)	PUNCT
fsr-4041	333	29	.	.	PUNCT
fsr-4041	334	1	proposal	proposal	NOUN
fsr-4041	334	2	for	for	ADP
fsr-4041	334	3	including	include	VERB
fsr-4041	334	4	nomophobia	nomophobia	NOUN
fsr-4041	334	5	in	in	ADP
fsr-4041	334	6	the	the	DET
fsr-4041	334	7	new	new	ADJ
fsr-4041	334	8	dsm	dsm	PROPN
fsr-4041	334	9	-	-	PUNCT
fsr-4041	334	10	v.	v.	ADJ
fsr-4041	334	11	psychological	psychological	ADJ
fsr-4041	334	12	research	research	NOUN
fsr-4041	334	13	and	and	CCONJ
fsr-4041	334	14	behavior	behavior	NOUN
fsr-4041	334	15	management	management	NOUN
fsr-4041	334	16	,	,	PUNCT
fsr-4041	334	17	7	7	NUM
fsr-4041	334	18	,	,	PUNCT
fsr-4041	334	19	155–60	155–60	NUM
fsr-4041	334	20	.	.	PUNCT
fsr-4041	334	21	braun	braun	PROPN
fsr-4041	334	22	,	,	PUNCT
fsr-4041	334	23	s.	s.	PROPN
fsr-4041	334	24	bark	bark	PROPN
fsr-4041	334	25	,	,	PUNCT
fsr-4041	334	26	a.	a.	PROPN
fsr-4041	334	27	h.	h.	PROPN
fsr-4041	334	28	,	,	PUNCT
fsr-4041	334	29	&	&	CCONJ
fsr-4041	334	30	van	van	PROPN
fsr-4041	334	31	dick	dick	PROPN
fsr-4041	334	32	,	,	PUNCT
fsr-4041	334	33	r.	r.	PROPN
fsr-4041	334	34	(	(	PUNCT
fsr-4041	334	35	2015	2015	NUM
fsr-4041	334	36	)	)	PUNCT
fsr-4041	334	37	.	.	PUNCT
fsr-4041	335	1	emails	email	NOUN
fsr-4041	335	2	from	from	ADP
fsr-4041	335	3	boss	boss	NOUN
fsr-4041	335	4	–	–	PUNCT
fsr-4041	335	5	curse	curse	NOUN
fsr-4041	335	6	or	or	CCONJ
fsr-4041	335	7	blessing	blessing	NOUN
fsr-4041	335	8	?	?	PUNCT
fsr-4041	336	1	relations	relation	NOUN
fsr-4041	336	2	between	between	ADP
fsr-4041	336	3	communication	communication	NOUN
fsr-4041	336	4	channels	channel	NOUN
fsr-4041	336	5	,	,	PUNCT
fsr-4041	336	6	leader	leader	NOUN
fsr-4041	336	7	evaluation	evaluation	NOUN
fsr-4041	336	8	,	,	PUNCT
fsr-4041	336	9	and	and	CCONJ
fsr-4041	336	10	employees	employee	NOUN
fsr-4041	336	11	’	’	PART
fsr-4041	336	12	attitudes	attitude	NOUN
fsr-4041	336	13	.	.	PUNCT
fsr-4041	337	1	international	international	ADJ
fsr-4041	337	2	journal	journal	NOUN
fsr-4041	337	3	of	of	ADP
fsr-4041	337	4	business	business	NOUN
fsr-4041	337	5	communication	communication	NOUN
fsr-4041	337	6	,	,	PUNCT
fsr-4041	337	7	56(1	56(1	NUM
fsr-4041	337	8	)	)	PUNCT
fsr-4041	337	9	,	,	PUNCT
fsr-4041	337	10	50	50	NUM
fsr-4041	337	11	-	-	SYM
fsr-4041	337	12	81	81	NUM
fsr-4041	337	13	.	.	PUNCT
fsr-4041	338	1	brown	brown	PROPN
fsr-4041	338	2	,	,	PUNCT
fsr-4041	338	3	g.	g.	PROPN
fsr-4041	338	4	,	,	PUNCT
fsr-4041	338	5	&	&	CCONJ
fsr-4041	338	6	michinov	michinov	PROPN
fsr-4041	338	7	,	,	PUNCT
fsr-4041	338	8	n.	n.	NOUN
fsr-4041	338	9	(	(	PUNCT
fsr-4041	338	10	2017	2017	NUM
fsr-4041	338	11	)	)	PUNCT
fsr-4041	338	12	.	.	PUNCT
fsr-4041	339	1	cultural	cultural	ADJ
fsr-4041	339	2	differences	difference	NOUN
fsr-4041	339	3	in	in	ADP
fsr-4041	339	4	garnering	garner	VERB
fsr-4041	339	5	social	social	ADJ
fsr-4041	339	6	capital	capital	NOUN
fsr-4041	339	7	on	on	ADP
fsr-4041	339	8	facebook	facebook	PROPN
fsr-4041	339	9	:	:	PUNCT
fsr-4041	339	10	french	french	ADJ
fsr-4041	339	11	people	people	NOUN
fsr-4041	339	12	prefer	prefer	VERB
fsr-4041	339	13	close	close	ADJ
fsr-4041	339	14	ties	tie	NOUN
fsr-4041	339	15	and	and	CCONJ
fsr-4041	339	16	americans	americans	PROPN
fsr-4041	339	17	prefer	prefer	VERB
fsr-4041	339	18	distant	distant	ADJ
fsr-4041	339	19	ties	tie	NOUN
fsr-4041	339	20	.	.	PUNCT
fsr-4041	340	1	journal	journal	NOUN
fsr-4041	340	2	of	of	ADP
fsr-4041	340	3	intercultural	intercultural	ADJ
fsr-4041	340	4	communication	communication	NOUN
fsr-4041	340	5	research	research	NOUN
fsr-4041	340	6	,	,	PUNCT
fsr-4041	340	7	46(6	46(6	NOUN
fsr-4041	340	8	)	)	PUNCT
fsr-4041	340	9	,	,	PUNCT
fsr-4041	340	10	579–593	579–593	NUM
fsr-4041	340	11	.	.	PUNCT
fsr-4041	341	1	bunker	bunker	PROPN
fsr-4041	341	2	,	,	PUNCT
fsr-4041	341	3	l.	l.	PROPN
fsr-4041	341	4	k.	k.	PROPN
fsr-4041	341	5	(	(	PUNCT
fsr-4041	341	6	1991	1991	NUM
fsr-4041	341	7	)	)	PUNCT
fsr-4041	341	8	.	.	PUNCT
fsr-4041	342	1	the	the	DET
fsr-4041	342	2	role	role	NOUN
fsr-4041	342	3	of	of	ADP
fsr-4041	342	4	play	play	NOUN
fsr-4041	342	5	and	and	CCONJ
fsr-4041	342	6	motor	motor	NOUN
fsr-4041	342	7	skill	skill	NOUN
fsr-4041	342	8	development	development	NOUN
fsr-4041	342	9	in	in	ADP
fsr-4041	342	10	building	build	VERB
fsr-4041	342	11	children	child	NOUN
fsr-4041	342	12	's	's	PART
fsr-4041	342	13	selfconfidence	selfconfidence	NOUN
fsr-4041	342	14	and	and	CCONJ
fsr-4041	342	15	self	self	NOUN
fsr-4041	342	16	-	-	PUNCT
fsr-4041	342	17	esteem	esteem	NOUN
fsr-4041	342	18	.	.	PUNCT
fsr-4041	343	1	the	the	DET
fsr-4041	343	2	elementary	elementary	ADJ
fsr-4041	343	3	school	school	PROPN
fsr-4041	343	4	journal	journal	NOUN
fsr-4041	343	5	,	,	PUNCT
fsr-4041	343	6	91(5	91(5	NUM
fsr-4041	343	7	)	)	PUNCT
fsr-4041	343	8	,	,	PUNCT
fsr-4041	343	9	467	467	NUM
fsr-4041	343	10	-	-	SYM
fsr-4041	343	11	471	471	NUM
fsr-4041	343	12	.	.	PUNCT
fsr-4041	344	1	bursztyn	bursztyn	PROPN
fsr-4041	344	2	,	,	PUNCT
fsr-4041	344	3	l.	l.	PROPN
fsr-4041	344	4	,	,	PUNCT
fsr-4041	344	5	fiorin	fiorin	PROPN
fsr-4041	344	6	,	,	PUNCT
fsr-4041	344	7	s.	s.	PROPN
fsr-4041	344	8	,	,	PUNCT
fsr-4041	344	9	gottlieb	gottlieb	PROPN
fsr-4041	344	10	,	,	PUNCT
fsr-4041	344	11	d.	d.	PROPN
fsr-4041	344	12	,	,	PUNCT
fsr-4041	344	13	&	&	CCONJ
fsr-4041	344	14	kanz	kanz	PROPN
fsr-4041	344	15	,	,	PUNCT
fsr-4041	344	16	m.	m.	NOUN
fsr-4041	344	17	(	(	PUNCT
fsr-4041	344	18	2019	2019	NUM
fsr-4041	344	19	)	)	PUNCT
fsr-4041	344	20	.	.	PUNCT
fsr-4041	345	1	moral	moral	ADJ
fsr-4041	345	2	incentives	incentive	NOUN
fsr-4041	345	3	in	in	ADP
fsr-4041	345	4	credit	credit	NOUN
fsr-4041	345	5	card	card	NOUN
fsr-4041	345	6	debt	debt	NOUN
fsr-4041	345	7	https://www.pewresearch.org/internet/2021/04/07/social-media-use-in-2021/	https://www.pewresearch.org/internet/2021/04/07/social-media-use-in-2021/	ADP
fsr-4041	345	8	https://www.pewresearch.org/internet/2021/04/07/social-media-use-in-2021/	https://www.pewresearch.org/internet/2021/04/07/social-media-use-in-2021/	PROPN
fsr-4041	345	9	financial	financial	PROPN
fsr-4041	345	10	services	services	PROPN
fsr-4041	345	11	review	review	PROPN
fsr-4041	345	12	,	,	PUNCT
fsr-4041	345	13	32(4	32(4	NUM
fsr-4041	345	14	)	)	PUNCT
fsr-4041	345	15	98	98	NUM
fsr-4041	345	16	repayment	repayment	NOUN
fsr-4041	345	17	:	:	PUNCT
fsr-4041	345	18	evidence	evidence	NOUN
fsr-4041	345	19	from	from	ADP
fsr-4041	345	20	a	a	DET
fsr-4041	345	21	field	field	NOUN
fsr-4041	345	22	experiment	experiment	NOUN
fsr-4041	345	23	.	.	PUNCT
fsr-4041	346	1	journal	journal	NOUN
fsr-4041	346	2	of	of	ADP
fsr-4041	346	3	political	political	ADJ
fsr-4041	346	4	economy	economy	NOUN
fsr-4041	346	5	,	,	PUNCT
fsr-4041	346	6	127(4	127(4	NUM
fsr-4041	346	7	)	)	PUNCT
fsr-4041	346	8	,	,	PUNCT
fsr-4041	346	9	16411683	16411683	NUM
fsr-4041	346	10	.	.	PUNCT
fsr-4041	347	1	camberis	camberis	PROPN
fsr-4041	347	2	,	,	PUNCT
fsr-4041	347	3	a.	a.	PROPN
fsr-4041	347	4	l.	l.	PROPN
fsr-4041	347	5	,	,	PUNCT
fsr-4041	347	6	mcmahon	mcmahon	PROPN
fsr-4041	347	7	,	,	PUNCT
fsr-4041	347	8	c.	c.	PROPN
fsr-4041	347	9	a.	a.	PROPN
fsr-4041	347	10	,	,	PUNCT
fsr-4041	347	11	gibson	gibson	PROPN
fsr-4041	347	12	,	,	PUNCT
fsr-4041	347	13	f.	f.	PROPN
fsr-4041	347	14	l.	l.	PROPN
fsr-4041	347	15	,	,	PUNCT
fsr-4041	347	16	&	&	CCONJ
fsr-4041	347	17	boivin	boivin	PROPN
fsr-4041	347	18	,	,	PUNCT
fsr-4041	347	19	j.	j.	PROPN
fsr-4041	347	20	(	(	PUNCT
fsr-4041	347	21	2014	2014	NUM
fsr-4041	347	22	)	)	PUNCT
fsr-4041	347	23	.	.	PUNCT
fsr-4041	348	1	age	age	NOUN
fsr-4041	348	2	,	,	PUNCT
fsr-4041	348	3	psychological	psychological	ADJ
fsr-4041	348	4	maturity	maturity	NOUN
fsr-4041	348	5	,	,	PUNCT
fsr-4041	348	6	and	and	CCONJ
fsr-4041	348	7	the	the	DET
fsr-4041	348	8	transition	transition	NOUN
fsr-4041	348	9	to	to	ADP
fsr-4041	348	10	motherhood	motherhood	NOUN
fsr-4041	348	11	among	among	ADP
fsr-4041	348	12	english	english	PROPN
fsr-4041	348	13	-	-	PUNCT
fsr-4041	348	14	speaking	speak	VERB
fsr-4041	348	15	australian	australian	ADJ
fsr-4041	348	16	women	woman	NOUN
fsr-4041	348	17	in	in	ADP
fsr-4041	348	18	a	a	DET
fsr-4041	348	19	metropolitan	metropolitan	ADJ
fsr-4041	348	20	area	area	NOUN
fsr-4041	348	21	.	.	PUNCT
fsr-4041	349	1	developmental	developmental	ADJ
fsr-4041	349	2	psychology	psychology	NOUN
fsr-4041	349	3	,	,	PUNCT
fsr-4041	349	4	50(8	50(8	NUM
fsr-4041	349	5	)	)	PUNCT
fsr-4041	349	6	,	,	PUNCT
fsr-4041	349	7	2154	2154	NUM
fsr-4041	349	8	.	.	PUNCT
fsr-4041	350	1	caprara	caprara	PROPN
fsr-4041	350	2	,	,	PUNCT
fsr-4041	350	3	g.	g.	PROPN
fsr-4041	350	4	v.	v.	PROPN
fsr-4041	350	5	,	,	PUNCT
fsr-4041	350	6	&	&	CCONJ
fsr-4041	350	7	steca	steca	NOUN
fsr-4041	350	8	,	,	PUNCT
fsr-4041	350	9	p.	p.	NOUN
fsr-4041	350	10	(	(	PUNCT
fsr-4041	350	11	2005	2005	NUM
fsr-4041	350	12	)	)	PUNCT
fsr-4041	350	13	.	.	PUNCT
fsr-4041	351	1	affective	affective	NOUN
fsr-4041	351	2	and	and	CCONJ
fsr-4041	351	3	social	social	ADJ
fsr-4041	351	4	self	self	NOUN
fsr-4041	351	5	-	-	PUNCT
fsr-4041	351	6	regulatory	regulatory	ADJ
fsr-4041	351	7	efficacy	efficacy	NOUN
fsr-4041	351	8	beliefs	belief	NOUN
fsr-4041	351	9	as	as	ADP
fsr-4041	351	10	determinants	determinant	NOUN
fsr-4041	351	11	of	of	ADP
fsr-4041	351	12	positive	positive	ADJ
fsr-4041	351	13	thinking	thinking	NOUN
fsr-4041	351	14	and	and	CCONJ
fsr-4041	351	15	happiness	happiness	NOUN
fsr-4041	351	16	.	.	PUNCT
fsr-4041	352	1	european	european	ADJ
fsr-4041	352	2	psychologist	psychologist	NOUN
fsr-4041	352	3	,	,	PUNCT
fsr-4041	352	4	10(4	10(4	NUM
fsr-4041	352	5	)	)	PUNCT
fsr-4041	352	6	,	,	PUNCT
fsr-4041	352	7	275	275	NUM
fsr-4041	352	8	-	-	SYM
fsr-4041	352	9	286	286	NUM
fsr-4041	352	10	.	.	PUNCT
fsr-4041	352	11	caporucio	caporucio	PROPN
fsr-4041	352	12	,	,	PUNCT
fsr-4041	352	13	j.	j.	PROPN
fsr-4041	352	14	(	(	PUNCT
fsr-4041	352	15	2020	2020	NUM
fsr-4041	352	16	,	,	PUNCT
fsr-4041	352	17	may	may	AUX
fsr-4041	352	18	13	13	NUM
fsr-4041	352	19	)	)	PUNCT
fsr-4041	352	20	.	.	PUNCT
fsr-4041	353	1	how	how	SCONJ
fsr-4041	353	2	the	the	DET
fsr-4041	353	3	covid-19	covid-19	PROPN
fsr-4041	353	4	pandemic	pandemic	NOUN
fsr-4041	353	5	affects	affect	VERB
fsr-4041	353	6	people	people	NOUN
fsr-4041	353	7	with	with	ADP
fsr-4041	353	8	social	social	ADJ
fsr-4041	353	9	anxiety	anxiety	NOUN
fsr-4041	353	10	.	.	PUNCT
fsr-4041	354	1	medical	medical	ADJ
fsr-4041	354	2	news	news	PROPN
fsr-4041	354	3	today	today	NOUN
fsr-4041	354	4	.	.	PUNCT
fsr-4041	355	1	https://www.medicalnewstoday.com/articles/	https://www.medicalnewstoday.com/articles/	PROPN
fsr-4041	355	2	social	social	ADJ
fsr-4041	355	3	-	-	PUNCT
fsr-4041	355	4	anxiety	anxiety	NOUN
fsr-4041	355	5	-	-	PUNCT
fsr-4041	355	6	and	and	CCONJ
fsr-4041	355	7	-	-	PUNCT
fsr-4041	355	8	covid-19	covid-19	PROPN
fsr-4041	355	9	choi	choi	NOUN
fsr-4041	355	10	,	,	PUNCT
fsr-4041	355	11	m.	m.	NOUN
fsr-4041	355	12	,	,	PUNCT
fsr-4041	355	13	&	&	CCONJ
fsr-4041	355	14	choung	choung	PROPN
fsr-4041	355	15	,	,	PUNCT
fsr-4041	355	16	h.	h.	PROPN
fsr-4041	355	17	(	(	PUNCT
fsr-4041	355	18	2021	2021	NUM
fsr-4041	355	19	)	)	PUNCT
fsr-4041	355	20	.	.	PUNCT
fsr-4041	356	1	mediated	mediate	VERB
fsr-4041	356	2	communication	communication	NOUN
fsr-4041	356	3	matters	matter	NOUN
fsr-4041	356	4	during	during	ADP
fsr-4041	356	5	the	the	DET
fsr-4041	356	6	covid-19	covid-19	PROPN
fsr-4041	356	7	pandemic	pandemic	NOUN
fsr-4041	356	8	:	:	PUNCT
fsr-4041	356	9	the	the	DET
fsr-4041	356	10	use	use	NOUN
fsr-4041	356	11	of	of	ADP
fsr-4041	356	12	interpersonal	interpersonal	ADJ
fsr-4041	356	13	and	and	CCONJ
fsr-4041	356	14	masspersonal	masspersonal	ADJ
fsr-4041	356	15	media	medium	NOUN
fsr-4041	356	16	and	and	CCONJ
fsr-4041	356	17	psychological	psychological	ADJ
fsr-4041	356	18	wellbeing	wellbeing	NOUN
fsr-4041	356	19	.	.	PUNCT
fsr-4041	357	1	journal	journal	NOUN
fsr-4041	357	2	of	of	ADP
fsr-4041	357	3	social	social	ADJ
fsr-4041	357	4	and	and	CCONJ
fsr-4041	357	5	personal	personal	ADJ
fsr-4041	357	6	relationships	relationship	NOUN
fsr-4041	357	7	,	,	PUNCT
fsr-4041	357	8	38(8	38(8	NUM
fsr-4041	357	9	)	)	PUNCT
fsr-4041	357	10	,	,	PUNCT
fsr-4041	357	11	2397	2397	NUM
fsr-4041	357	12	-	-	SYM
fsr-4041	357	13	2418	2418	NUM
fsr-4041	357	14	.	.	PUNCT
fsr-4041	358	1	cleveland	cleveland	PROPN
fsr-4041	358	2	,	,	PUNCT
fsr-4041	358	3	w.	w.	PROPN
fsr-4041	358	4	s.	s.	PROPN
fsr-4041	358	5	(	(	PUNCT
fsr-4041	358	6	1979	1979	NUM
fsr-4041	358	7	)	)	PUNCT
fsr-4041	358	8	.	.	PUNCT
fsr-4041	359	1	robust	robust	ADJ
fsr-4041	359	2	locally	locally	ADV
fsr-4041	359	3	weighted	weight	VERB
fsr-4041	359	4	regression	regression	NOUN
fsr-4041	359	5	and	and	CCONJ
fsr-4041	359	6	smoothing	smooth	VERB
fsr-4041	359	7	scatterplots	scatterplot	NOUN
fsr-4041	359	8	.	.	PUNCT
fsr-4041	360	1	journal	journal	NOUN
fsr-4041	360	2	of	of	ADP
fsr-4041	360	3	the	the	DET
fsr-4041	360	4	american	american	PROPN
fsr-4041	360	5	statistical	statistical	PROPN
fsr-4041	360	6	association	association	NOUN
fsr-4041	360	7	,	,	PUNCT
fsr-4041	360	8	74	74	NUM
fsr-4041	360	9	,	,	PUNCT
fsr-4041	360	10	829–836	829–836	NUM
fsr-4041	360	11	.	.	PUNCT
fsr-4041	361	1	crowe	crowe	PROPN
fsr-4041	361	2	,	,	PUNCT
fsr-4041	361	3	m.	m.	PROPN
fsr-4041	361	4	l.	l.	PROPN
fsr-4041	361	5	,	,	PUNCT
fsr-4041	361	6	lopilato	lopilato	PROPN
fsr-4041	361	7	,	,	PUNCT
fsr-4041	361	8	a.	a.	PROPN
fsr-4041	361	9	c.	c.	PROPN
fsr-4041	361	10	,	,	PUNCT
fsr-4041	361	11	campbell	campbell	PROPN
fsr-4041	361	12	,	,	PUNCT
fsr-4041	361	13	w.	w.	PROPN
fsr-4041	361	14	k.	k.	PROPN
fsr-4041	361	15	,	,	PUNCT
fsr-4041	361	16	&	&	CCONJ
fsr-4041	361	17	miller	miller	PROPN
fsr-4041	361	18	,	,	PUNCT
fsr-4041	361	19	j.	j.	PROPN
fsr-4041	361	20	d.	d.	PROPN
fsr-4041	361	21	(	(	PUNCT
fsr-4041	361	22	2016	2016	NUM
fsr-4041	361	23	)	)	PUNCT
fsr-4041	361	24	.	.	PUNCT
fsr-4041	362	1	identifying	identify	VERB
fsr-4041	362	2	two	two	NUM
fsr-4041	362	3	groups	group	NOUN
fsr-4041	362	4	of	of	ADP
fsr-4041	362	5	entitled	entitled	ADJ
fsr-4041	362	6	individuals	individual	NOUN
fsr-4041	362	7	:	:	PUNCT
fsr-4041	362	8	cluster	cluster	NOUN
fsr-4041	362	9	analysis	analysis	NOUN
fsr-4041	362	10	reveals	reveal	VERB
fsr-4041	362	11	emotional	emotional	ADJ
fsr-4041	362	12	stability	stability	NOUN
fsr-4041	362	13	and	and	CCONJ
fsr-4041	362	14	self	self	NOUN
fsr-4041	362	15	-	-	PUNCT
fsr-4041	362	16	esteem	esteem	NOUN
fsr-4041	362	17	distinction	distinction	NOUN
fsr-4041	362	18	.	.	PUNCT
fsr-4041	363	1	journal	journal	NOUN
fsr-4041	363	2	of	of	ADP
fsr-4041	363	3	personality	personality	NOUN
fsr-4041	363	4	disorders	disorder	NOUN
fsr-4041	363	5	,	,	PUNCT
fsr-4041	363	6	30(6	30(6	NUM
fsr-4041	363	7	)	)	PUNCT
fsr-4041	363	8	,	,	PUNCT
fsr-4041	363	9	762775	762775	NUM
fsr-4041	363	10	.	.	PUNCT
fsr-4041	364	1	dienillah	dienillah	PROPN
fsr-4041	364	2	,	,	PUNCT
fsr-4041	364	3	a.	a.	NOUN
fsr-4041	364	4	a.	a.	PROPN
fsr-4041	364	5	,	,	PUNCT
fsr-4041	364	6	anggraeni	anggraeni	NOUN
fsr-4041	364	7	,	,	PUNCT
fsr-4041	364	8	l.	l.	PROPN
fsr-4041	364	9	,	,	PUNCT
fsr-4041	364	10	&	&	CCONJ
fsr-4041	364	11	sahara	sahara	PROPN
fsr-4041	364	12	,	,	PUNCT
fsr-4041	364	13	s.	s.	PROPN
fsr-4041	364	14	(	(	PUNCT
fsr-4041	364	15	2018	2018	NUM
fsr-4041	364	16	)	)	PUNCT
fsr-4041	364	17	.	.	PUNCT
fsr-4041	365	1	impact	impact	NOUN
fsr-4041	365	2	of	of	ADP
fsr-4041	365	3	financial	financial	ADJ
fsr-4041	365	4	inclusion	inclusion	NOUN
fsr-4041	365	5	on	on	ADP
fsr-4041	365	6	financial	financial	ADJ
fsr-4041	365	7	stability	stability	NOUN
fsr-4041	365	8	based	base	VERB
fsr-4041	365	9	on	on	ADP
fsr-4041	365	10	income	income	NOUN
fsr-4041	365	11	group	group	NOUN
fsr-4041	365	12	countries	country	NOUN
fsr-4041	365	13	.	.	PUNCT
fsr-4041	366	1	buletin	buletin	PROPN
fsr-4041	366	2	ekonomi	ekonomi	PROPN
fsr-4041	366	3	moneter	moneter	PROPN
fsr-4041	366	4	dan	dan	PROPN
fsr-4041	366	5	perbankan	perbankan	PROPN
fsr-4041	366	6	,	,	PUNCT
fsr-4041	366	7	20(4	20(4	NOUN
fsr-4041	366	8	)	)	PUNCT
fsr-4041	366	9	,	,	PUNCT
fsr-4041	366	10	429	429	NUM
fsr-4041	366	11	-	-	SYM
fsr-4041	366	12	442	442	NUM
fsr-4041	366	13	.	.	PUNCT
fsr-4041	367	1	du	du	PROPN
fsr-4041	367	2	,	,	PUNCT
fsr-4041	367	3	n.	n.	PROPN
fsr-4041	367	4	,	,	PUNCT
fsr-4041	367	5	li	li	PROPN
fsr-4041	367	6	,	,	PUNCT
fsr-4041	367	7	l.	l.	PROPN
fsr-4041	367	8	,	,	PUNCT
fsr-4041	367	9	lu	lu	PROPN
fsr-4041	367	10	,	,	PUNCT
fsr-4041	367	11	t.	t.	PROPN
fsr-4041	367	12	,	,	PUNCT
fsr-4041	367	13	&	&	CCONJ
fsr-4041	367	14	lu	lu	PROPN
fsr-4041	367	15	,	,	PUNCT
fsr-4041	367	16	x.	x.	NOUN
fsr-4041	367	17	(	(	PUNCT
fsr-4041	367	18	2020	2020	NUM
fsr-4041	367	19	)	)	PUNCT
fsr-4041	367	20	.	.	PUNCT
fsr-4041	368	1	prosocial	prosocial	ADJ
fsr-4041	368	2	compliance	compliance	NOUN
fsr-4041	368	3	in	in	ADP
fsr-4041	368	4	p2p	p2p	NOUN
fsr-4041	368	5	lending	lending	NOUN
fsr-4041	368	6	:	:	PUNCT
fsr-4041	368	7	a	a	DET
fsr-4041	368	8	natural	natural	ADJ
fsr-4041	368	9	field	field	NOUN
fsr-4041	368	10	experiment	experiment	NOUN
fsr-4041	368	11	.	.	PUNCT
fsr-4041	369	1	management	management	NOUN
fsr-4041	369	2	science	science	NOUN
fsr-4041	369	3	,	,	PUNCT
fsr-4041	369	4	66(1	66(1	NOUN
fsr-4041	369	5	)	)	PUNCT
fsr-4041	369	6	,	,	PUNCT
fsr-4041	369	7	315	315	NUM
fsr-4041	369	8	-	-	SYM
fsr-4041	369	9	333	333	NUM
fsr-4041	369	10	.	.	PUNCT
fsr-4041	370	1	forgays	forgays	PROPN
fsr-4041	370	2	,	,	PUNCT
fsr-4041	370	3	d.	d.	PROPN
fsr-4041	370	4	k.	k.	PROPN
fsr-4041	370	5	,	,	PUNCT
fsr-4041	370	6	hyman	hyman	PROPN
fsr-4041	370	7	,	,	PUNCT
fsr-4041	370	8	i.	i.	PROPN
fsr-4041	370	9	,	,	PUNCT
fsr-4041	370	10	&	&	CCONJ
fsr-4041	370	11	schreiber	schreiber	PROPN
fsr-4041	370	12	,	,	PUNCT
fsr-4041	370	13	j.	j.	PROPN
fsr-4041	370	14	(	(	PUNCT
fsr-4041	370	15	2014	2014	NUM
fsr-4041	370	16	)	)	PUNCT
fsr-4041	370	17	.	.	PUNCT
fsr-4041	371	1	texting	texte	VERB
fsr-4041	371	2	everywhere	everywhere	ADV
fsr-4041	371	3	for	for	ADP
fsr-4041	371	4	everything	everything	PRON
fsr-4041	371	5	:	:	PUNCT
fsr-4041	371	6	gender	gender	NOUN
fsr-4041	371	7	and	and	CCONJ
fsr-4041	371	8	age	age	NOUN
fsr-4041	371	9	differences	difference	NOUN
fsr-4041	371	10	in	in	ADP
fsr-4041	371	11	cell	cell	NOUN
fsr-4041	371	12	phone	phone	NOUN
fsr-4041	371	13	etiquette	etiquette	NOUN
fsr-4041	371	14	and	and	CCONJ
fsr-4041	371	15	use	use	NOUN
fsr-4041	371	16	.	.	PUNCT
fsr-4041	372	1	computers	computer	NOUN
fsr-4041	372	2	in	in	ADP
fsr-4041	372	3	human	human	ADJ
fsr-4041	372	4	behavior	behavior	NOUN
fsr-4041	372	5	,	,	PUNCT
fsr-4041	372	6	31	31	NUM
fsr-4041	372	7	,	,	PUNCT
fsr-4041	372	8	314	314	NUM
fsr-4041	372	9	-	-	SYM
fsr-4041	372	10	321	321	NUM
fsr-4041	372	11	.	.	PUNCT
fsr-4041	373	1	french	french	PROPN
fsr-4041	373	2	,	,	PUNCT
fsr-4041	373	3	d.	d.	PROPN
fsr-4041	373	4	,	,	PUNCT
fsr-4041	373	5	&	&	CCONJ
fsr-4041	373	6	mckillop	mckillop	PROPN
fsr-4041	373	7	,	,	PUNCT
fsr-4041	373	8	d.	d.	PROPN
fsr-4041	373	9	(	(	PUNCT
fsr-4041	373	10	2017	2017	NUM
fsr-4041	373	11	)	)	PUNCT
fsr-4041	373	12	.	.	PUNCT
fsr-4041	374	1	the	the	DET
fsr-4041	374	2	impact	impact	NOUN
fsr-4041	374	3	of	of	ADP
fsr-4041	374	4	debt	debt	NOUN
fsr-4041	374	5	and	and	CCONJ
fsr-4041	374	6	financial	financial	ADJ
fsr-4041	374	7	stress	stress	NOUN
fsr-4041	374	8	on	on	ADP
fsr-4041	374	9	health	health	NOUN
fsr-4041	374	10	in	in	ADP
fsr-4041	374	11	northern	northern	ADJ
fsr-4041	374	12	irish	irish	ADJ
fsr-4041	374	13	households	household	NOUN
fsr-4041	374	14	.	.	PUNCT
fsr-4041	375	1	journal	journal	NOUN
fsr-4041	375	2	of	of	ADP
fsr-4041	375	3	european	european	ADJ
fsr-4041	375	4	social	social	ADJ
fsr-4041	375	5	policy	policy	NOUN
fsr-4041	375	6	,	,	PUNCT
fsr-4041	375	7	27(5	27(5	PROPN
fsr-4041	375	8	)	)	PUNCT
fsr-4041	375	9	,	,	PUNCT
fsr-4041	375	10	458	458	NUM
fsr-4041	375	11	-	-	SYM
fsr-4041	375	12	473	473	NUM
fsr-4041	375	13	.	.	PUNCT
fsr-4041	376	1	galanakis	galanaki	NOUN
fsr-4041	376	2	,	,	PUNCT
fsr-4041	376	3	m.	m.	NOUN
fsr-4041	376	4	j.	j.	PROPN
fsr-4041	376	5	,	,	PUNCT
fsr-4041	376	6	palaiologou	palaiologou	PROPN
fsr-4041	376	7	,	,	PUNCT
fsr-4041	376	8	a.	a.	NOUN
fsr-4041	376	9	,	,	PUNCT
fsr-4041	376	10	patsi	patsi	PROPN
fsr-4041	376	11	,	,	PUNCT
fsr-4041	376	12	g.	g.	PROPN
fsr-4041	376	13	,	,	PUNCT
fsr-4041	376	14	velegraki	velegraki	NOUN
fsr-4041	376	15	,	,	PUNCT
fsr-4041	376	16	i.	i.	NOUN
fsr-4041	376	17	m.	m.	PROPN
fsr-4041	376	18	,	,	PUNCT
fsr-4041	376	19	&	&	CCONJ
fsr-4041	376	20	darviri	darviri	PROPN
fsr-4041	376	21	,	,	PUNCT
fsr-4041	376	22	c.	c.	PROPN
fsr-4041	376	23	(	(	PUNCT
fsr-4041	376	24	2016	2016	NUM
fsr-4041	376	25	)	)	PUNCT
fsr-4041	376	26	.	.	PUNCT
fsr-4041	377	1	a	a	DET
fsr-4041	377	2	literature	literature	NOUN
fsr-4041	377	3	review	review	NOUN
fsr-4041	377	4	on	on	ADP
fsr-4041	377	5	the	the	DET
fsr-4041	377	6	connection	connection	NOUN
fsr-4041	377	7	between	between	ADP
fsr-4041	377	8	stress	stress	NOUN
fsr-4041	377	9	and	and	CCONJ
fsr-4041	377	10	self	self	NOUN
fsr-4041	377	11	-	-	PUNCT
fsr-4041	377	12	esteem	esteem	NOUN
fsr-4041	377	13	.	.	PUNCT
fsr-4041	378	1	psychology	psychology	NOUN
fsr-4041	378	2	,	,	PUNCT
fsr-4041	378	3	7(5	7(5	NUM
fsr-4041	378	4	)	)	PUNCT
fsr-4041	378	5	,	,	PUNCT
fsr-4041	378	6	687	687	NUM
fsr-4041	378	7	-	-	SYM
fsr-4041	378	8	694	694	NUM
fsr-4041	378	9	.	.	PUNCT
fsr-4041	379	1	gallie	gallie	PROPN
fsr-4041	379	2	,	,	PUNCT
fsr-4041	379	3	d.	d.	PROPN
fsr-4041	379	4	,	,	PUNCT
fsr-4041	379	5	felstead	felstead	NOUN
fsr-4041	379	6	,	,	PUNCT
fsr-4041	379	7	a.	a.	NOUN
fsr-4041	379	8	,	,	PUNCT
fsr-4041	379	9	green	green	ADJ
fsr-4041	379	10	,	,	PUNCT
fsr-4041	379	11	f.	f.	PROPN
fsr-4041	379	12	,	,	PUNCT
fsr-4041	379	13	&	&	CCONJ
fsr-4041	379	14	inanc	inanc	PROPN
fsr-4041	379	15	,	,	PUNCT
fsr-4041	379	16	h.	h.	PROPN
fsr-4041	379	17	(	(	PUNCT
fsr-4041	379	18	2017	2017	NUM
fsr-4041	379	19	)	)	PUNCT
fsr-4041	379	20	.	.	PUNCT
fsr-4041	380	1	the	the	DET
fsr-4041	380	2	hidden	hide	VERB
fsr-4041	380	3	face	face	NOUN
fsr-4041	380	4	of	of	ADP
fsr-4041	380	5	job	job	NOUN
fsr-4041	380	6	insecurity	insecurity	NOUN
fsr-4041	380	7	.	.	PUNCT
fsr-4041	381	1	work	work	NOUN
fsr-4041	381	2	,	,	PUNCT
fsr-4041	381	3	employment	employment	NOUN
fsr-4041	381	4	and	and	CCONJ
fsr-4041	381	5	society	society	NOUN
fsr-4041	381	6	,	,	PUNCT
fsr-4041	381	7	31(1	31(1	NUM
fsr-4041	381	8	)	)	PUNCT
fsr-4041	381	9	,	,	PUNCT
fsr-4041	381	10	3653	3653	NUM
fsr-4041	381	11	.	.	PUNCT
fsr-4041	382	1	ganson	ganson	PROPN
fsr-4041	382	2	,	,	PUNCT
fsr-4041	382	3	k.	k.	PROPN
fsr-4041	382	4	t.	t.	PROPN
fsr-4041	382	5	,	,	PUNCT
fsr-4041	382	6	tsai	tsai	PROPN
fsr-4041	382	7	,	,	PUNCT
fsr-4041	382	8	a.	a.	PROPN
fsr-4041	382	9	c.	c.	PROPN
fsr-4041	382	10	,	,	PUNCT
fsr-4041	382	11	weiser	weiser	PROPN
fsr-4041	382	12	,	,	PUNCT
fsr-4041	382	13	s.	s.	PROPN
fsr-4041	382	14	d.	d.	PROPN
fsr-4041	382	15	,	,	PUNCT
fsr-4041	382	16	benabou	benabou	PROPN
fsr-4041	382	17	,	,	PUNCT
fsr-4041	382	18	s.	s.	PROPN
fsr-4041	382	19	e.	e.	PROPN
fsr-4041	382	20	,	,	PUNCT
fsr-4041	382	21	&	&	CCONJ
fsr-4041	382	22	nagata	nagata	PROPN
fsr-4041	382	23	,	,	PUNCT
fsr-4041	382	24	j.	j.	PROPN
fsr-4041	382	25	m.	m.	PROPN
fsr-4041	382	26	(	(	PUNCT
fsr-4041	382	27	2021	2021	NUM
fsr-4041	382	28	)	)	PUNCT
fsr-4041	382	29	.	.	PUNCT
fsr-4041	383	1	job	job	NOUN
fsr-4041	383	2	insecurity	insecurity	NOUN
fsr-4041	383	3	and	and	CCONJ
fsr-4041	383	4	symptoms	symptom	NOUN
fsr-4041	383	5	of	of	ADP
fsr-4041	383	6	anxiety	anxiety	NOUN
fsr-4041	383	7	and	and	CCONJ
fsr-4041	383	8	depression	depression	NOUN
fsr-4041	383	9	among	among	ADP
fsr-4041	383	10	us	us	PROPN
fsr-4041	383	11	young	young	ADJ
fsr-4041	383	12	adults	adult	NOUN
fsr-4041	383	13	during	during	ADP
fsr-4041	383	14	covid-19	covid-19	PROPN
fsr-4041	383	15	.	.	PROPN
fsr-4041	383	16	journal	journal	PROPN
fsr-4041	383	17	of	of	ADP
fsr-4041	383	18	adolescent	adolescent	ADJ
fsr-4041	383	19	health	health	NOUN
fsr-4041	383	20	,	,	PUNCT
fsr-4041	383	21	68(1	68(1	NOUN
fsr-4041	383	22	)	)	PUNCT
fsr-4041	383	23	,	,	PUNCT
fsr-4041	383	24	53	53	NUM
fsr-4041	383	25	-	-	SYM
fsr-4041	383	26	56	56	NUM
fsr-4041	383	27	.	.	PUNCT
fsr-4041	383	28	goldstein	goldstein	PROPN
fsr-4041	383	29	,	,	PUNCT
fsr-4041	383	30	m.	m.	NOUN
fsr-4041	383	31	(	(	PUNCT
fsr-4041	383	32	2023	2023	NUM
fsr-4041	383	33	,	,	PUNCT
fsr-4041	383	34	august	august	PROPN
fsr-4041	383	35	8)	8)	NUM
fsr-4041	383	36	.	.	PUNCT
fsr-4041	384	1	banks	bank	NOUN
fsr-4041	384	2	fined	fine	VERB
fsr-4041	384	3	$	$	SYM
fsr-4041	384	4	549	549	NUM
fsr-4041	384	5	million	million	NUM
fsr-4041	384	6	over	over	ADP
fsr-4041	384	7	use	use	NOUN
fsr-4041	384	8	of	of	ADP
fsr-4041	384	9	whatsapp	whatsapp	NOUN
fsr-4041	384	10	and	and	CCONJ
fsr-4041	384	11	other	other	ADJ
fsr-4041	384	12	messaging	messaging	NOUN
fsr-4041	384	13	apps	app	NOUN
fsr-4041	384	14	.	.	PUNCT
fsr-4041	385	1	new	new	PROPN
fsr-4041	385	2	york	york	PROPN
fsr-4041	385	3	times	times	PROPN
fsr-4041	385	4	.	.	PUNCT
fsr-4041	386	1	https://www.nytimes.com/2023/08/08/busine	https://www.nytimes.com/2023/08/08/busine	PROPN
fsr-4041	386	2	ss	ss	PROPN
fsr-4041	386	3	/	/	SYM
fsr-4041	386	4	banks	bank	NOUN
fsr-4041	386	5	-	-	PUNCT
fsr-4041	386	6	fines	fine	NOUN
fsr-4041	386	7	-	-	PUNCT
fsr-4041	386	8	whatsapp	whatsapp	VERB
fsr-4041	386	9	-	-	PUNCT
fsr-4041	386	10	records.html	records.html	PROPN
fsr-4041	386	11	gonzález	gonzález	PROPN
fsr-4041	386	12	-	-	PUNCT
fsr-4041	386	13	padilla	padilla	PROPN
fsr-4041	386	14	,	,	PUNCT
fsr-4041	386	15	d.	d.	PROPN
fsr-4041	386	16	a.	a.	PROPN
fsr-4041	386	17	,	,	PUNCT
fsr-4041	386	18	&	&	CCONJ
fsr-4041	386	19	tortolero	tortolero	NOUN
fsr-4041	386	20	-	-	PUNCT
fsr-4041	386	21	blanco	blanco	PROPN
fsr-4041	386	22	,	,	PUNCT
fsr-4041	386	23	l.	l.	PROPN
fsr-4041	386	24	(	(	PUNCT
fsr-4041	386	25	2020	2020	NUM
fsr-4041	386	26	)	)	PUNCT
fsr-4041	386	27	.	.	PUNCT
fsr-4041	387	1	social	social	ADJ
fsr-4041	387	2	media	medium	NOUN
fsr-4041	387	3	influence	influence	NOUN
fsr-4041	387	4	in	in	ADP
fsr-4041	387	5	the	the	DET
fsr-4041	387	6	covid19	covid19	NOUN
fsr-4041	387	7	pandemic	pandemic	ADJ
fsr-4041	387	8	.	.	PUNCT
fsr-4041	388	1	international	international	ADJ
fsr-4041	388	2	brazilian	brazilian	ADJ
fsr-4041	388	3	journal	journal	NOUN
fsr-4041	388	4	of	of	ADP
fsr-4041	388	5	urology	urology	NOUN
fsr-4041	388	6	,	,	PUNCT
fsr-4041	388	7	46	46	NUM
fsr-4041	388	8	,	,	PUNCT
fsr-4041	388	9	120	120	NUM
fsr-4041	388	10	-	-	SYM
fsr-4041	388	11	124	124	NUM
fsr-4041	388	12	.	.	PUNCT
fsr-4041	389	1	hellgren	hellgren	PROPN
fsr-4041	389	2	,	,	PUNCT
fsr-4041	389	3	j.	j.	PROPN
fsr-4041	389	4	,	,	PUNCT
fsr-4041	389	5	sverke	sverke	PROPN
fsr-4041	389	6	,	,	PUNCT
fsr-4041	389	7	m.	m.	NOUN
fsr-4041	389	8	,	,	PUNCT
fsr-4041	389	9	&	&	CCONJ
fsr-4041	389	10	isaksson	isaksson	PROPN
fsr-4041	389	11	,	,	PUNCT
fsr-4041	389	12	k.	k.	PROPN
fsr-4041	389	13	(	(	PUNCT
fsr-4041	389	14	1999	1999	NUM
fsr-4041	389	15	)	)	PUNCT
fsr-4041	389	16	.	.	PUNCT
fsr-4041	390	1	a	a	DET
fsr-4041	390	2	two	two	NUM
fsr-4041	390	3	-	-	PUNCT
fsr-4041	390	4	dimensional	dimensional	ADJ
fsr-4041	390	5	approach	approach	NOUN
fsr-4041	390	6	to	to	ADP
fsr-4041	390	7	job	job	NOUN
fsr-4041	390	8	insecurity	insecurity	NOUN
fsr-4041	390	9	:	:	PUNCT
fsr-4041	390	10	consequences	consequence	NOUN
fsr-4041	390	11	for	for	ADP
fsr-4041	390	12	employee	employee	NOUN
fsr-4041	390	13	attitudes	attitude	NOUN
fsr-4041	390	14	and	and	CCONJ
fsr-4041	390	15	well	well	ADV
fsr-4041	390	16	-	-	PUNCT
fsr-4041	390	17	being	being	NOUN
fsr-4041	390	18	.	.	PUNCT
fsr-4041	391	1	european	european	ADJ
fsr-4041	391	2	journal	journal	PROPN
fsr-4041	391	3	of	of	ADP
fsr-4041	391	4	work	work	NOUN
fsr-4041	391	5	and	and	CCONJ
fsr-4041	391	6	organizational	organizational	ADJ
fsr-4041	391	7	psychology	psychology	NOUN
fsr-4041	391	8	,	,	PUNCT
fsr-4041	391	9	8(2	8(2	NUM
fsr-4041	391	10	)	)	PUNCT
fsr-4041	391	11	,	,	PUNCT
fsr-4041	391	12	179	179	NUM
fsr-4041	391	13	-	-	SYM
fsr-4041	391	14	195	195	NUM
fsr-4041	391	15	.	.	PUNCT
fsr-4041	392	1	heo	heo	PROPN
fsr-4041	392	2	,	,	PUNCT
fsr-4041	392	3	w.	w.	PROPN
fsr-4041	392	4	,	,	PUNCT
fsr-4041	392	5	cho	cho	PROPN
fsr-4041	392	6	,	,	PUNCT
fsr-4041	392	7	s.	s.	PROPN
fsr-4041	392	8	,	,	PUNCT
fsr-4041	392	9	&	&	CCONJ
fsr-4041	392	10	lee	lee	PROPN
fsr-4041	392	11	,	,	PUNCT
fsr-4041	392	12	p.	p.	PROPN
fsr-4041	392	13	(	(	PUNCT
fsr-4041	392	14	2020	2020	NUM
fsr-4041	392	15	)	)	PUNCT
fsr-4041	392	16	.	.	PUNCT
fsr-4041	393	1	apr	apr	PROPN
fsr-4041	393	2	financial	financial	ADJ
fsr-4041	393	3	stress	stress	NOUN
fsr-4041	393	4	scale	scale	NOUN
fsr-4041	393	5	:	:	PUNCT
fsr-4041	393	6	development	development	NOUN
fsr-4041	393	7	and	and	CCONJ
fsr-4041	393	8	validation	validation	NOUN
fsr-4041	393	9	of	of	ADP
fsr-4041	393	10	a	a	DET
fsr-4041	393	11	multidimensional	multidimensional	ADJ
fsr-4041	393	12	measurement	measurement	NOUN
fsr-4041	393	13	.	.	PUNCT
fsr-4041	394	1	journal	journal	PROPN
fsr-4041	394	2	of	of	ADP
fsr-4041	394	3	financial	financial	ADJ
fsr-4041	394	4	therapy	therapy	NOUN
fsr-4041	394	5	,	,	PUNCT
fsr-4041	394	6	11(1	11(1	NUM
fsr-4041	394	7	)	)	PUNCT
fsr-4041	394	8	,	,	PUNCT
fsr-4041	394	9	2	2	NUM
fsr-4041	394	10	.	.	X
fsr-4041	394	11	higley	higley	PROPN
fsr-4041	394	12	,	,	PUNCT
fsr-4041	394	13	j.	j.	PROPN
fsr-4041	394	14	d.	d.	PROPN
fsr-4041	394	15	,	,	PUNCT
fsr-4041	394	16	hasert	hasert	ADJ
fsr-4041	394	17	,	,	PUNCT
fsr-4041	394	18	m.	m.	PROPN
fsr-4041	394	19	f.	f.	PROPN
fsr-4041	394	20	,	,	PUNCT
fsr-4041	394	21	suomi	suomi	PROPN
fsr-4041	394	22	,	,	PUNCT
fsr-4041	394	23	s.	s.	PROPN
fsr-4041	394	24	j.	j.	PROPN
fsr-4041	394	25	,	,	PUNCT
fsr-4041	394	26	&	&	CCONJ
fsr-4041	394	27	linnoila	linnoila	PROPN
fsr-4041	394	28	,	,	PUNCT
fsr-4041	394	29	m.	m.	NOUN
fsr-4041	394	30	(	(	PUNCT
fsr-4041	394	31	1991	1991	NUM
fsr-4041	394	32	)	)	PUNCT
fsr-4041	394	33	.	.	PUNCT
fsr-4041	395	1	nonhuman	nonhuman	ADJ
fsr-4041	395	2	primate	primate	NOUN
fsr-4041	395	3	model	model	NOUN
fsr-4041	395	4	of	of	ADP
fsr-4041	395	5	alcohol	alcohol	NOUN
fsr-4041	395	6	abuse	abuse	NOUN
fsr-4041	395	7	:	:	PUNCT
fsr-4041	395	8	effects	effect	NOUN
fsr-4041	395	9	of	of	ADP
fsr-4041	395	10	early	early	ADJ
fsr-4041	395	11	experience	experience	NOUN
fsr-4041	395	12	,	,	PUNCT
fsr-4041	395	13	personality	personality	NOUN
fsr-4041	395	14	,	,	PUNCT
fsr-4041	395	15	and	and	CCONJ
fsr-4041	395	16	stress	stress	NOUN
fsr-4041	395	17	on	on	ADP
fsr-4041	395	18	alcohol	alcohol	NOUN
fsr-4041	395	19	https://www.medicalnewstoday.com/articles/social-anxiety-and-covid-19	https://www.medicalnewstoday.com/articles/social-anxiety-and-covid-19	PROPN
fsr-4041	395	20	https://www.medicalnewstoday.com/articles/social-anxiety-and-covid-19	https://www.medicalnewstoday.com/articles/social-anxiety-and-covid-19	PROPN
fsr-4041	396	1	https://www.nytimes.com/2023/08/08/business/banks-fines-whatsapp-records.html	https://www.nytimes.com/2023/08/08/business/banks-fines-whatsapp-records.html	PROPN
fsr-4041	396	2	https://www.nytimes.com/2023/08/08/business/banks-fines-whatsapp-records.html	https://www.nytimes.com/2023/08/08/business/banks-fines-whatsapp-records.html	PROPN
fsr-4041	396	3	heo	heo	PROPN
fsr-4041	396	4	et	et	PROPN
fsr-4041	396	5	al	al	PROPN
fsr-4041	396	6	.	.	PROPN
fsr-4041	396	7	99	99	NUM
fsr-4041	396	8	consumption	consumption	NOUN
fsr-4041	396	9	.	.	PUNCT
fsr-4041	397	1	proceedings	proceeding	NOUN
fsr-4041	397	2	of	of	ADP
fsr-4041	397	3	the	the	DET
fsr-4041	397	4	national	national	PROPN
fsr-4041	397	5	academy	academy	PROPN
fsr-4041	397	6	of	of	ADP
fsr-4041	397	7	sciences	sciences	PROPN
fsr-4041	397	8	,	,	PUNCT
fsr-4041	397	9	88(16	88(16	NOUN
fsr-4041	397	10	)	)	PUNCT
fsr-4041	397	11	,	,	PUNCT
fsr-4041	397	12	7261	7261	NUM
fsr-4041	397	13	-	-	SYM
fsr-4041	397	14	7265	7265	NUM
fsr-4041	397	15	.	.	PUNCT
fsr-4041	398	1	hudson	hudson	PROPN
fsr-4041	398	2	,	,	PUNCT
fsr-4041	398	3	s.	s.	PROPN
fsr-4041	398	4	a.	a.	PROPN
fsr-4041	398	5	,	,	PUNCT
fsr-4041	398	6	&	&	CCONJ
fsr-4041	398	7	o'regan	o'regan	PROPN
fsr-4041	398	8	,	,	PUNCT
fsr-4041	398	9	j.	j.	PROPN
fsr-4041	398	10	(	(	PUNCT
fsr-4041	398	11	1994	1994	NUM
fsr-4041	398	12	)	)	PUNCT
fsr-4041	398	13	.	.	PUNCT
fsr-4041	399	1	stress	stress	NOUN
fsr-4041	399	2	and	and	CCONJ
fsr-4041	399	3	the	the	DET
fsr-4041	399	4	graduate	graduate	NOUN
fsr-4041	399	5	psychology	psychology	NOUN
fsr-4041	399	6	student	student	NOUN
fsr-4041	399	7	.	.	PUNCT
fsr-4041	400	1	journal	journal	PROPN
fsr-4041	400	2	of	of	ADP
fsr-4041	400	3	clinical	clinical	ADJ
fsr-4041	400	4	psychology	psychology	NOUN
fsr-4041	400	5	,	,	PUNCT
fsr-4041	400	6	50(6	50(6	NUM
fsr-4041	400	7	)	)	PUNCT
fsr-4041	400	8	,	,	PUNCT
fsr-4041	400	9	973	973	NUM
fsr-4041	400	10	-	-	SYM
fsr-4041	400	11	977	977	NUM
fsr-4041	400	12	.	.	PUNCT
fsr-4041	401	1	hughes	hughes	PROPN
fsr-4041	401	2	,	,	PUNCT
fsr-4041	401	3	j.	j.	PROPN
fsr-4041	401	4	r.	r.	PROPN
fsr-4041	401	5	,	,	PUNCT
fsr-4041	401	6	higgins	higgins	PROPN
fsr-4041	401	7	,	,	PUNCT
fsr-4041	401	8	s.	s.	PROPN
fsr-4041	401	9	t.	t.	PROPN
fsr-4041	401	10	,	,	PUNCT
fsr-4041	401	11	&	&	CCONJ
fsr-4041	401	12	hatsukami	hatsukami	NOUN
fsr-4041	401	13	,	,	PUNCT
fsr-4041	401	14	d.	d.	PROPN
fsr-4041	401	15	(	(	PUNCT
fsr-4041	401	16	1990	1990	NUM
fsr-4041	401	17	)	)	PUNCT
fsr-4041	401	18	.	.	PUNCT
fsr-4041	402	1	effects	effect	NOUN
fsr-4041	402	2	of	of	ADP
fsr-4041	402	3	abstinence	abstinence	NOUN
fsr-4041	402	4	from	from	ADP
fsr-4041	402	5	tobacco	tobacco	NOUN
fsr-4041	402	6	:	:	PUNCT
fsr-4041	402	7	a	a	DET
fsr-4041	402	8	critical	critical	ADJ
fsr-4041	402	9	review	review	NOUN
fsr-4041	402	10	.	.	PUNCT
fsr-4041	403	1	research	research	NOUN
fsr-4041	403	2	advances	advance	NOUN
fsr-4041	403	3	in	in	ADP
fsr-4041	403	4	alcohol	alcohol	NOUN
fsr-4041	403	5	and	and	CCONJ
fsr-4041	403	6	drug	drug	NOUN
fsr-4041	403	7	problems	problem	NOUN
fsr-4041	403	8	,	,	PUNCT
fsr-4041	403	9	10	10	NUM
fsr-4041	403	10	,	,	PUNCT
fsr-4041	403	11	317	317	NUM
fsr-4041	403	12	-	-	SYM
fsr-4041	403	13	398	398	NUM
fsr-4041	403	14	.	.	PUNCT
fsr-4041	404	1	issa	issa	PROPN
fsr-4041	404	2	,	,	PUNCT
fsr-4041	404	3	e.	e.	PROPN
fsr-4041	404	4	e.	e.	PROPN
fsr-4041	404	5	(	(	PUNCT
fsr-4041	404	6	2023	2023	NUM
fsr-4041	404	7	,	,	PUNCT
fsr-4041	404	8	july	july	PROPN
fsr-4041	404	9	11	11	NUM
fsr-4041	404	10	)	)	PUNCT
fsr-4041	404	11	.	.	PUNCT
fsr-4041	405	1	survey	survey	NOUN
fsr-4041	405	2	:	:	PUNCT
fsr-4041	405	3	54	54	NUM
fsr-4041	405	4	%	%	NOUN
fsr-4041	405	5	who	who	PRON
fsr-4041	405	6	feel	feel	VERB
fsr-4041	405	7	money	money	NOUN
fsr-4041	405	8	envy	envy	NOUN
fsr-4041	405	9	say	say	VERB
fsr-4041	405	10	it	it	PRON
fsr-4041	405	11	harms	harm	VERB
fsr-4041	405	12	their	their	PRON
fsr-4041	405	13	mental	mental	ADJ
fsr-4041	405	14	health	health	NOUN
fsr-4041	405	15	.	.	PUNCT
fsr-4041	406	1	nerdwallet	nerdwallet	PROPN
fsr-4041	406	2	.	.	PUNCT
fsr-4041	407	1	https://www.nerdwallet.com/article/finance/s	https://www.nerdwallet.com/article/finance/s	NOUN
fsr-4041	407	2	urvey	urvey	NOUN
fsr-4041	407	3	-	-	PUNCT
fsr-4041	407	4	money	money	NOUN
fsr-4041	407	5	-	-	PUNCT
fsr-4041	407	6	envy	envy	NOUN
fsr-4041	407	7	-	-	PUNCT
fsr-4041	407	8	is	be	AUX
fsr-4041	407	9	-	-	PUNCT
fsr-4041	407	10	common	common	ADJ
fsr-4041	407	11	-	-	PUNCT
fsr-4041	407	12	and-54	and-54	NOUN
fsr-4041	407	13	-	-	PUNCT
fsr-4041	407	14	whofeel	whofeel	NOUN
fsr-4041	407	15	-	-	PUNCT
fsr-4041	407	16	it	it	PRON
fsr-4041	407	17	-	-	PUNCT
fsr-4041	407	18	say	say	NOUN
fsr-4041	407	19	-	-	PUNCT
fsr-4041	407	20	it	it	PRON
fsr-4041	407	21	-	-	PUNCT
fsr-4041	407	22	harms	harm	NOUN
fsr-4041	407	23	-	-	PUNCT
fsr-4041	407	24	their	their	PRON
fsr-4041	407	25	-	-	PUNCT
fsr-4041	407	26	mental	mental	ADJ
fsr-4041	407	27	-	-	PUNCT
fsr-4041	407	28	health	health	NOUN
fsr-4041	407	29	jaaffar	jaaffar	PROPN
fsr-4041	407	30	,	,	PUNCT
fsr-4041	407	31	a.	a.	PROPN
fsr-4041	407	32	h.	h.	PROPN
fsr-4041	407	33	,	,	PUNCT
fsr-4041	407	34	ibrahim	ibrahim	PROPN
fsr-4041	407	35	,	,	PUNCT
fsr-4041	407	36	h.	h.	PROPN
fsr-4041	407	37	i.	i.	PROPN
fsr-4041	407	38	,	,	PUNCT
fsr-4041	407	39	rajadurai	rajadurai	VERB
fsr-4041	407	40	,	,	PUNCT
fsr-4041	407	41	j.	j.	PROPN
fsr-4041	407	42	,	,	PUNCT
fsr-4041	407	43	&	&	CCONJ
fsr-4041	407	44	sohail	sohail	PROPN
fsr-4041	407	45	,	,	PUNCT
fsr-4041	407	46	m.	m.	NOUN
fsr-4041	407	47	s.	s.	PROPN
fsr-4041	407	48	(	(	PUNCT
fsr-4041	407	49	2019	2019	NUM
fsr-4041	407	50	)	)	PUNCT
fsr-4041	407	51	.	.	PUNCT
fsr-4041	408	1	psychological	psychological	ADJ
fsr-4041	408	2	impact	impact	NOUN
fsr-4041	408	3	of	of	ADP
fsr-4041	408	4	work	work	NOUN
fsr-4041	408	5	-	-	PUNCT
fsr-4041	408	6	integrated	integrate	VERB
fsr-4041	408	7	learning	learning	NOUN
fsr-4041	408	8	programmes	programme	NOUN
fsr-4041	408	9	in	in	ADP
fsr-4041	408	10	malaysia	malaysia	PROPN
fsr-4041	408	11	:	:	PUNCT
fsr-4041	408	12	the	the	DET
fsr-4041	408	13	moderating	moderate	VERB
fsr-4041	408	14	role	role	NOUN
fsr-4041	408	15	of	of	ADP
fsr-4041	408	16	self	self	NOUN
fsr-4041	408	17	-	-	PUNCT
fsr-4041	408	18	esteem	esteem	NOUN
fsr-4041	408	19	on	on	ADP
fsr-4041	408	20	relation	relation	NOUN
fsr-4041	408	21	between	between	ADP
fsr-4041	408	22	self	self	NOUN
fsr-4041	408	23	-	-	PUNCT
fsr-4041	408	24	efficacy	efficacy	NOUN
fsr-4041	408	25	and	and	CCONJ
fsr-4041	408	26	selfconfidence	selfconfidence	NOUN
fsr-4041	408	27	.	.	PUNCT
fsr-4041	409	1	international	international	ADJ
fsr-4041	409	2	journal	journal	NOUN
fsr-4041	409	3	of	of	ADP
fsr-4041	409	4	educational	educational	ADJ
fsr-4041	409	5	psychology	psychology	NOUN
fsr-4041	409	6	.	.	PUNCT
fsr-4041	410	1	johnson	johnson	PROPN
fsr-4041	410	2	,	,	PUNCT
fsr-4041	410	3	d.	d.	PROPN
fsr-4041	410	4	,	,	PUNCT
fsr-4041	410	5	&	&	CCONJ
fsr-4041	410	6	widdows	widdows	PROPN
fsr-4041	410	7	,	,	PUNCT
fsr-4041	410	8	r.	r.	PROPN
fsr-4041	410	9	(	(	PUNCT
fsr-4041	410	10	1985	1985	NUM
fsr-4041	410	11	,	,	PUNCT
fsr-4041	410	12	march	march	PROPN
fsr-4041	410	13	)	)	PUNCT
fsr-4041	410	14	.	.	PUNCT
fsr-4041	411	1	emergency	emergency	NOUN
fsr-4041	411	2	fund	fund	NOUN
fsr-4041	411	3	levels	level	NOUN
fsr-4041	411	4	of	of	ADP
fsr-4041	411	5	households	household	NOUN
fsr-4041	411	6	.	.	PUNCT
fsr-4041	412	1	in	in	ADP
fsr-4041	412	2	the	the	DET
fsr-4041	412	3	proceedings	proceeding	NOUN
fsr-4041	412	4	of	of	ADP
fsr-4041	412	5	the	the	DET
fsr-4041	412	6	american	american	PROPN
fsr-4041	412	7	council	council	PROPN
fsr-4041	412	8	on	on	ADP
fsr-4041	412	9	consumer	consumer	NOUN
fsr-4041	412	10	interests	interest	NOUN
fsr-4041	412	11	31st	31st	NOUN
fsr-4041	412	12	annual	annual	ADJ
fsr-4041	412	13	conference	conference	NOUN
fsr-4041	412	14	(	(	PUNCT
fsr-4041	412	15	vol	vol	NOUN
fsr-4041	412	16	.	.	NOUN
fsr-4041	412	17	235	235	NUM
fsr-4041	412	18	,	,	PUNCT
fsr-4041	412	19	p.	p.	NOUN
fsr-4041	412	20	241	241	NUM
fsr-4041	412	21	)	)	PUNCT
fsr-4041	412	22	.	.	PUNCT
fsr-4041	413	1	jones	jones	PROPN
fsr-4041	413	2	,	,	PUNCT
fsr-4041	413	3	s.	s.	PROPN
fsr-4041	413	4	m.	m.	PROPN
fsr-4041	413	5	,	,	PUNCT
fsr-4041	413	6	&	&	CCONJ
fsr-4041	413	7	heffner	heffner	PROPN
fsr-4041	413	8	,	,	PUNCT
fsr-4041	413	9	j.	j.	PROPN
fsr-4041	413	10	l.	l.	PROPN
fsr-4041	413	11	(	(	PUNCT
fsr-4041	413	12	2022	2022	NUM
fsr-4041	413	13	)	)	PUNCT
fsr-4041	413	14	.	.	PUNCT
fsr-4041	414	1	financial	financial	ADJ
fsr-4041	414	2	anxiety	anxiety	NOUN
fsr-4041	414	3	:	:	PUNCT
fsr-4041	414	4	a	a	DET
fsr-4041	414	5	potential	potential	ADJ
fsr-4041	414	6	new	new	ADJ
fsr-4041	414	7	target	target	NOUN
fsr-4041	414	8	to	to	PART
fsr-4041	414	9	increase	increase	VERB
fsr-4041	414	10	smoking	smoking	NOUN
fsr-4041	414	11	cessation	cessation	NOUN
fsr-4041	414	12	.	.	PUNCT
fsr-4041	415	1	future	future	ADJ
fsr-4041	415	2	oncology	oncology	NOUN
fsr-4041	415	3	,	,	PUNCT
fsr-4041	415	4	18(9	18(9	NOUN
fsr-4041	415	5	)	)	PUNCT
fsr-4041	415	6	,	,	PUNCT
fsr-4041	415	7	1035	1035	NUM
fsr-4041	415	8	-	-	SYM
fsr-4041	415	9	1038	1038	NUM
fsr-4041	415	10	.	.	PUNCT
fsr-4041	416	1	kamarudin	kamarudin	PROPN
fsr-4041	416	2	,	,	PUNCT
fsr-4041	416	3	n.	n.	PROPN
fsr-4041	416	4	s.	s.	PROPN
fsr-4041	416	5	,	,	PUNCT
fsr-4041	416	6	ramli	ramli	PROPN
fsr-4041	416	7	,	,	PUNCT
fsr-4041	416	8	n.	n.	PROPN
fsr-4041	416	9	a.	a.	PROPN
fsr-4041	416	10	,	,	PUNCT
fsr-4041	416	11	&	&	CCONJ
fsr-4041	416	12	rasedee	rasedee	PROPN
fsr-4041	416	13	,	,	PUNCT
fsr-4041	416	14	a.	a.	PROPN
fsr-4041	416	15	f.	f.	PROPN
fsr-4041	416	16	n.	n.	PROPN
fsr-4041	416	17	(	(	PUNCT
fsr-4041	416	18	2018	2018	NUM
fsr-4041	416	19	)	)	PUNCT
fsr-4041	416	20	.	.	PUNCT
fsr-4041	417	1	why	why	SCONJ
fsr-4041	417	2	preparing	prepare	VERB
fsr-4041	417	3	an	an	DET
fsr-4041	417	4	emergency	emergency	NOUN
fsr-4041	417	5	fund	fund	NOUN
fsr-4041	417	6	is	be	AUX
fsr-4041	417	7	matter	matter	ADJ
fsr-4041	417	8	to	to	ADP
fsr-4041	417	9	young	young	ADJ
fsr-4041	417	10	adults	adult	NOUN
fsr-4041	417	11	?	?	PUNCT
fsr-4041	418	1	international	international	ADJ
fsr-4041	418	2	journal	journal	NOUN
fsr-4041	418	3	of	of	ADP
fsr-4041	418	4	engineering	engineering	NOUN
fsr-4041	418	5	and	and	CCONJ
fsr-4041	418	6	technologies	technology	NOUN
fsr-4041	418	7	,	,	PUNCT
fsr-4041	418	8	7(4	7(4	NUM
fsr-4041	418	9	)	)	PUNCT
fsr-4041	418	10	,	,	PUNCT
fsr-4041	418	11	172	172	NUM
fsr-4041	418	12	-	-	SYM
fsr-4041	418	13	175	175	NUM
fsr-4041	418	14	.	.	PUNCT
fsr-4041	419	1	kang	kang	PROPN
fsr-4041	419	2	,	,	PUNCT
fsr-4041	419	3	s.	s.	PROPN
fsr-4041	419	4	w.	w.	PROPN
fsr-4041	419	5	(	(	PUNCT
fsr-4041	419	6	2017	2017	NUM
fsr-4041	419	7	)	)	PUNCT
fsr-4041	419	8	.	.	PUNCT
fsr-4041	420	1	the	the	DET
fsr-4041	420	2	influence	influence	NOUN
fsr-4041	420	3	of	of	ADP
fsr-4041	420	4	voluntary	voluntary	ADJ
fsr-4041	420	5	service	service	NOUN
fsr-4041	420	6	activities	activity	NOUN
fsr-4041	420	7	on	on	ADP
fsr-4041	420	8	self	self	NOUN
fsr-4041	420	9	-	-	PUNCT
fsr-4041	420	10	esteem	esteem	NOUN
fsr-4041	420	11	and	and	CCONJ
fsr-4041	420	12	communication	communication	NOUN
fsr-4041	420	13	skills	skill	NOUN
fsr-4041	420	14	among	among	ADP
fsr-4041	420	15	korean	korean	ADJ
fsr-4041	420	16	university	university	NOUN
fsr-4041	420	17	students	student	NOUN
fsr-4041	420	18	in	in	ADP
fsr-4041	420	19	healthcare	healthcare	PROPN
fsr-4041	420	20	and	and	CCONJ
fsr-4041	420	21	medical	medical	ADJ
fsr-4041	420	22	fields	field	NOUN
fsr-4041	420	23	.	.	PUNCT
fsr-4041	421	1	journal	journal	NOUN
fsr-4041	421	2	of	of	ADP
fsr-4041	421	3	nursing	nursing	NOUN
fsr-4041	421	4	&	&	CCONJ
fsr-4041	421	5	healthcare	healthcare	PROPN
fsr-4041	421	6	,	,	PUNCT
fsr-4041	421	7	2(1	2(1	NUM
fsr-4041	421	8	)	)	PUNCT
fsr-4041	421	9	,	,	PUNCT
fsr-4041	421	10	1	1	NUM
fsr-4041	421	11	-	-	SYM
fsr-4041	421	12	6	6	NUM
fsr-4041	421	13	.	.	PUNCT
fsr-4041	422	1	karl	karl	PROPN
fsr-4041	422	2	,	,	PUNCT
fsr-4041	422	3	k.	k.	PROPN
fsr-4041	422	4	a.	a.	PROPN
fsr-4041	422	5	,	,	PUNCT
fsr-4041	422	6	peluchette	peluchette	NOUN
fsr-4041	422	7	,	,	PUNCT
fsr-4041	422	8	j.	j.	PROPN
fsr-4041	422	9	v.	v.	PROPN
fsr-4041	422	10	,	,	PUNCT
fsr-4041	422	11	&	&	CCONJ
fsr-4041	422	12	aghakhani	aghakhani	PROPN
fsr-4041	422	13	,	,	PUNCT
fsr-4041	422	14	n.	n.	NOUN
fsr-4041	422	15	(	(	PUNCT
fsr-4041	422	16	2021	2021	NUM
fsr-4041	422	17	)	)	PUNCT
fsr-4041	422	18	.	.	PUNCT
fsr-4041	423	1	virtual	virtual	ADJ
fsr-4041	423	2	work	work	NOUN
fsr-4041	423	3	meetings	meeting	NOUN
fsr-4041	423	4	during	during	ADP
fsr-4041	423	5	the	the	DET
fsr-4041	423	6	covid-19	covid-19	PROPN
fsr-4041	423	7	pandemic	pandemic	NOUN
fsr-4041	423	8	:	:	PUNCT
fsr-4041	423	9	the	the	DET
fsr-4041	423	10	good	good	ADJ
fsr-4041	423	11	,	,	PUNCT
fsr-4041	423	12	bad	bad	ADJ
fsr-4041	423	13	,	,	PUNCT
fsr-4041	423	14	and	and	CCONJ
fsr-4041	423	15	ugly	ugly	ADJ
fsr-4041	423	16	.	.	PUNCT
fsr-4041	424	1	social	social	ADJ
fsr-4041	424	2	group	group	NOUN
fsr-4041	424	3	research	research	NOUN
fsr-4041	424	4	,	,	PUNCT
fsr-4041	424	5	53(3	53(3	NUM
fsr-4041	424	6	)	)	PUNCT
fsr-4041	424	7	,	,	PUNCT
fsr-4041	424	8	343	343	NUM
fsr-4041	424	9	-	-	SYM
fsr-4041	424	10	365	365	NUM
fsr-4041	424	11	.	.	PUNCT
fsr-4041	425	1	kleinhans	kleinhan	NOUN
fsr-4041	425	2	,	,	PUNCT
fsr-4041	425	3	r.	r.	PROPN
fsr-4041	425	4	,	,	PUNCT
fsr-4041	425	5	&	&	CCONJ
fsr-4041	425	6	elsinga	elsinga	ADJ
fsr-4041	425	7	,	,	PUNCT
fsr-4041	425	8	m.	m.	NOUN
fsr-4041	425	9	(	(	PUNCT
fsr-4041	425	10	2010	2010	NUM
fsr-4041	425	11	)	)	PUNCT
fsr-4041	425	12	.	.	PUNCT
fsr-4041	426	1	“	"	PUNCT
fsr-4041	426	2	buy	buy	VERB
fsr-4041	426	3	your	your	PRON
fsr-4041	426	4	home	home	NOUN
fsr-4041	426	5	and	and	CCONJ
fsr-4041	426	6	feel	feel	VERB
fsr-4041	426	7	in	in	ADP
fsr-4041	426	8	control	control	NOUN
fsr-4041	426	9	”	"	PUNCT
fsr-4041	426	10	:	:	PUNCT
fsr-4041	426	11	does	do	AUX
fsr-4041	426	12	home	home	NOUN
fsr-4041	426	13	ownership	ownership	NOUN
fsr-4041	426	14	achieve	achieve	VERB
fsr-4041	426	15	the	the	DET
fsr-4041	426	16	empowerment	empowerment	NOUN
fsr-4041	426	17	of	of	ADP
fsr-4041	426	18	former	former	ADJ
fsr-4041	426	19	tenants	tenant	NOUN
fsr-4041	426	20	of	of	ADP
fsr-4041	426	21	social	social	ADJ
fsr-4041	426	22	housing	housing	NOUN
fsr-4041	426	23	?	?	PUNCT
fsr-4041	427	1	international	international	ADJ
fsr-4041	427	2	journal	journal	NOUN
fsr-4041	427	3	of	of	ADP
fsr-4041	427	4	housing	housing	NOUN
fsr-4041	427	5	policy	policy	NOUN
fsr-4041	427	6	,	,	PUNCT
fsr-4041	427	7	10(1	10(1	NUM
fsr-4041	427	8	)	)	PUNCT
fsr-4041	427	9	,	,	PUNCT
fsr-4041	427	10	41	41	NUM
fsr-4041	427	11	-	-	SYM
fsr-4041	427	12	61	61	NUM
fsr-4041	427	13	.	.	PUNCT
fsr-4041	428	1	koval	koval	NOUN
fsr-4041	428	2	,	,	PUNCT
fsr-4041	428	3	j.	j.	PROPN
fsr-4041	428	4	j.	j.	PROPN
fsr-4041	428	5	,	,	PUNCT
fsr-4041	428	6	&	&	CCONJ
fsr-4041	428	7	pederson	pederson	PROPN
fsr-4041	428	8	,	,	PUNCT
fsr-4041	428	9	l.	l.	PROPN
fsr-4041	428	10	l.	l.	PROPN
fsr-4041	428	11	(	(	PUNCT
fsr-4041	428	12	1999	1999	NUM
fsr-4041	428	13	)	)	PUNCT
fsr-4041	428	14	.	.	PUNCT
fsr-4041	429	1	stresscoping	stresscoping	NOUN
fsr-4041	429	2	and	and	CCONJ
fsr-4041	429	3	other	other	ADJ
fsr-4041	429	4	psychosocial	psychosocial	ADJ
fsr-4041	429	5	risk	risk	NOUN
fsr-4041	429	6	factors	factor	NOUN
fsr-4041	429	7	:	:	PUNCT
fsr-4041	429	8	a	a	DET
fsr-4041	429	9	model	model	NOUN
fsr-4041	429	10	for	for	ADP
fsr-4041	429	11	smoking	smoke	VERB
fsr-4041	429	12	in	in	ADP
fsr-4041	429	13	grade	grade	NOUN
fsr-4041	429	14	6	6	NUM
fsr-4041	429	15	students	student	NOUN
fsr-4041	429	16	.	.	PUNCT
fsr-4041	430	1	addictive	addictive	ADJ
fsr-4041	430	2	behaviors	behavior	NOUN
fsr-4041	430	3	,	,	PUNCT
fsr-4041	430	4	24(2	24(2	NUM
fsr-4041	430	5	)	)	PUNCT
fsr-4041	430	6	,	,	PUNCT
fsr-4041	430	7	207	207	NUM
fsr-4041	430	8	-	-	SYM
fsr-4041	430	9	218	218	NUM
fsr-4041	430	10	.	.	PUNCT
fsr-4041	431	1	landau	landau	NOUN
fsr-4041	431	2	,	,	PUNCT
fsr-4041	431	3	r.	r.	PROPN
fsr-4041	431	4	(	(	PUNCT
fsr-4041	431	5	1995	1995	NUM
fsr-4041	431	6	)	)	PUNCT
fsr-4041	431	7	.	.	PUNCT
fsr-4041	432	1	locus	locus	NOUN
fsr-4041	432	2	of	of	ADP
fsr-4041	432	3	control	control	NOUN
fsr-4041	432	4	and	and	CCONJ
fsr-4041	432	5	socioeconomic	socioeconomic	ADJ
fsr-4041	432	6	status	status	NOUN
fsr-4041	432	7	:	:	PUNCT
fsr-4041	432	8	does	do	AUX
fsr-4041	432	9	internal	internal	ADJ
fsr-4041	432	10	locus	locus	NOUN
fsr-4041	432	11	of	of	ADP
fsr-4041	432	12	control	control	NOUN
fsr-4041	432	13	reflect	reflect	VERB
fsr-4041	432	14	real	real	ADJ
fsr-4041	432	15	resources	resource	NOUN
fsr-4041	432	16	and	and	CCONJ
fsr-4041	432	17	opportunities	opportunity	NOUN
fsr-4041	432	18	or	or	CCONJ
fsr-4041	432	19	personal	personal	ADJ
fsr-4041	432	20	coping	cope	VERB
fsr-4041	432	21	abilities	ability	NOUN
fsr-4041	432	22	?	?	PUNCT
fsr-4041	433	1	social	social	ADJ
fsr-4041	433	2	science	science	NOUN
fsr-4041	433	3	&	&	CCONJ
fsr-4041	433	4	medicine	medicine	PROPN
fsr-4041	433	5	,	,	PUNCT
fsr-4041	433	6	41(11	41(11	NUM
fsr-4041	433	7	)	)	PUNCT
fsr-4041	433	8	,	,	PUNCT
fsr-4041	433	9	14991505	14991505	NUM
fsr-4041	433	10	.	.	PUNCT
fsr-4041	434	1	leary	leary	PROPN
fsr-4041	434	2	,	,	PUNCT
fsr-4041	434	3	m.	m.	PROPN
fsr-4041	434	4	r.	r.	PROPN
fsr-4041	434	5	,	,	PUNCT
fsr-4041	434	6	tambor	tambor	PROPN
fsr-4041	434	7	,	,	PUNCT
fsr-4041	434	8	e.	e.	PROPN
fsr-4041	434	9	s.	s.	PROPN
fsr-4041	434	10	,	,	PUNCT
fsr-4041	434	11	terdal	terdal	PROPN
fsr-4041	434	12	,	,	PUNCT
fsr-4041	434	13	s.	s.	PROPN
fsr-4041	434	14	k.	k.	PROPN
fsr-4041	434	15	,	,	PUNCT
fsr-4041	434	16	&	&	CCONJ
fsr-4041	434	17	downs	down	NOUN
fsr-4041	434	18	,	,	PUNCT
fsr-4041	434	19	d.	d.	PROPN
fsr-4041	434	20	l.	l.	PROPN
fsr-4041	434	21	(	(	PUNCT
fsr-4041	434	22	1995	1995	NUM
fsr-4041	434	23	)	)	PUNCT
fsr-4041	434	24	.	.	PUNCT
fsr-4041	435	1	self	self	NOUN
fsr-4041	435	2	-	-	PUNCT
fsr-4041	435	3	esteem	esteem	NOUN
fsr-4041	435	4	as	as	ADP
fsr-4041	435	5	an	an	DET
fsr-4041	435	6	interpersonal	interpersonal	ADJ
fsr-4041	435	7	monitor	monitor	NOUN
fsr-4041	435	8	:	:	PUNCT
fsr-4041	435	9	the	the	DET
fsr-4041	435	10	sociometer	sociometer	NOUN
fsr-4041	435	11	hypothesis	hypothesis	NOUN
fsr-4041	435	12	.	.	PUNCT
fsr-4041	436	1	journal	journal	PROPN
fsr-4041	436	2	of	of	ADP
fsr-4041	436	3	personality	personality	NOUN
fsr-4041	436	4	and	and	CCONJ
fsr-4041	436	5	social	social	ADJ
fsr-4041	436	6	psychology	psychology	NOUN
fsr-4041	436	7	,	,	PUNCT
fsr-4041	436	8	68(3	68(3	PROPN
fsr-4041	436	9	)	)	PUNCT
fsr-4041	436	10	,	,	PUNCT
fsr-4041	436	11	518	518	NUM
fsr-4041	436	12	.	.	PUNCT
fsr-4041	437	1	lee	lee	PROPN
fsr-4041	437	2	,	,	PUNCT
fsr-4041	437	3	y.	y.	PROPN
fsr-4041	437	4	g.	g.	PROPN
fsr-4041	437	5	,	,	PUNCT
fsr-4041	437	6	kelley	kelley	PROPN
fsr-4041	437	7	,	,	PUNCT
fsr-4041	437	8	h.	h.	PROPN
fsr-4041	437	9	h.	h.	PROPN
fsr-4041	437	10	,	,	PUNCT
fsr-4041	437	11	&	&	CCONJ
fsr-4041	437	12	lee	lee	PROPN
fsr-4041	437	13	,	,	PUNCT
fsr-4041	437	14	j.	j.	PROPN
fsr-4041	437	15	m.	m.	PROPN
fsr-4041	437	16	(	(	PUNCT
fsr-4041	437	17	2023	2023	NUM
fsr-4041	437	18	)	)	PUNCT
fsr-4041	437	19	.	.	PUNCT
fsr-4041	438	1	untying	untie	VERB
fsr-4041	438	2	financial	financial	ADJ
fsr-4041	438	3	stress	stress	NOUN
fsr-4041	438	4	and	and	CCONJ
fsr-4041	438	5	financial	financial	ADJ
fsr-4041	438	6	anxiety	anxiety	NOUN
fsr-4041	438	7	:	:	PUNCT
fsr-4041	438	8	implications	implication	NOUN
fsr-4041	438	9	for	for	ADP
fsr-4041	438	10	research	research	NOUN
fsr-4041	438	11	and	and	CCONJ
fsr-4041	438	12	financial	financial	ADJ
fsr-4041	438	13	practitioners	practitioner	NOUN
fsr-4041	438	14	.	.	PUNCT
fsr-4041	439	1	journal	journal	PROPN
fsr-4041	439	2	of	of	ADP
fsr-4041	439	3	financial	financial	ADJ
fsr-4041	439	4	therapy	therapy	NOUN
fsr-4041	439	5	,	,	PUNCT
fsr-4041	439	6	14(1	14(1	NUM
fsr-4041	439	7	)	)	PUNCT
fsr-4041	439	8	.	.	PUNCT
fsr-4041	440	1	liu	liu	PROPN
fsr-4041	440	2	,	,	PUNCT
fsr-4041	440	3	q.	q.	PROPN
fsr-4041	440	4	q.	q.	PROPN
fsr-4041	440	5	,	,	PUNCT
fsr-4041	440	6	yang	yang	PROPN
fsr-4041	440	7	,	,	PUNCT
fsr-4041	440	8	x.	x.	PROPN
fsr-4041	440	9	j.	j.	PROPN
fsr-4041	440	10	,	,	PUNCT
fsr-4041	440	11	zhu	zhu	PROPN
fsr-4041	440	12	,	,	PUNCT
fsr-4041	440	13	x.	x.	PROPN
fsr-4041	440	14	w.	w.	PROPN
fsr-4041	440	15	,	,	PUNCT
fsr-4041	440	16	&	&	CCONJ
fsr-4041	440	17	zhang	zhang	PROPN
fsr-4041	440	18	,	,	PUNCT
fsr-4041	440	19	d.	d.	PROPN
fsr-4041	440	20	j.	j.	PROPN
fsr-4041	440	21	(	(	PUNCT
fsr-4041	440	22	2021	2021	NUM
fsr-4041	440	23	)	)	PUNCT
fsr-4041	440	24	.	.	PUNCT
fsr-4041	441	1	attachment	attachment	NOUN
fsr-4041	441	2	anxiety	anxiety	NOUN
fsr-4041	441	3	,	,	PUNCT
fsr-4041	441	4	loneliness	loneliness	NOUN
fsr-4041	441	5	,	,	PUNCT
fsr-4041	441	6	rumination	rumination	NOUN
fsr-4041	441	7	and	and	CCONJ
fsr-4041	441	8	mobile	mobile	ADJ
fsr-4041	441	9	phone	phone	NOUN
fsr-4041	441	10	dependence	dependence	NOUN
fsr-4041	441	11	:	:	PUNCT
fsr-4041	441	12	a	a	DET
fsr-4041	441	13	cross	cross	ADJ
fsr-4041	441	14	-	-	ADJ
fsr-4041	441	15	sectional	sectional	ADJ
fsr-4041	441	16	analysis	analysis	NOUN
fsr-4041	441	17	of	of	ADP
fsr-4041	441	18	a	a	DET
fsr-4041	441	19	moderated	moderated	ADJ
fsr-4041	441	20	mediation	mediation	NOUN
fsr-4041	441	21	model	model	NOUN
fsr-4041	441	22	.	.	PUNCT
fsr-4041	442	1	current	current	ADJ
fsr-4041	442	2	psychology	psychology	NOUN
fsr-4041	442	3	,	,	PUNCT
fsr-4041	442	4	40	40	NUM
fsr-4041	442	5	,	,	PUNCT
fsr-4041	442	6	5134	5134	NUM
fsr-4041	442	7	-	-	SYM
fsr-4041	442	8	5144	5144	NUM
fsr-4041	442	9	.	.	PUNCT
fsr-4041	443	1	liu	liu	PROPN
fsr-4041	443	2	,	,	PUNCT
fsr-4041	443	3	s.	s.	PROPN
fsr-4041	443	4	,	,	PUNCT
fsr-4041	443	5	zhang	zhang	PROPN
fsr-4041	443	6	,	,	PUNCT
fsr-4041	443	7	f.	f.	PROPN
fsr-4041	443	8	,	,	PUNCT
fsr-4041	443	9	&	&	CCONJ
fsr-4041	443	10	wu	wu	PROPN
fsr-4041	443	11	,	,	PUNCT
fsr-4041	443	12	f.	f.	PROPN
fsr-4041	443	13	(	(	PUNCT
fsr-4041	443	14	2022	2022	NUM
fsr-4041	443	15	)	)	PUNCT
fsr-4041	443	16	.	.	PUNCT
fsr-4041	444	1	contrasting	contrast	VERB
fsr-4041	444	2	migrants	migrant	NOUN
fsr-4041	444	3	'	'	PART
fsr-4041	444	4	sense	sense	NOUN
fsr-4041	444	5	of	of	ADP
fsr-4041	444	6	belonging	belong	VERB
fsr-4041	444	7	to	to	ADP
fsr-4041	444	8	the	the	DET
fsr-4041	444	9	city	city	NOUN
fsr-4041	444	10	in	in	ADP
fsr-4041	444	11	selected	select	VERB
fsr-4041	444	12	peri	peri	NOUN
fsr-4041	444	13	-	-	PUNCT
fsr-4041	444	14	urban	urban	ADJ
fsr-4041	444	15	neighbourhoods	neighbourhood	NOUN
fsr-4041	444	16	in	in	ADP
fsr-4041	444	17	beijing	beijing	PROPN
fsr-4041	444	18	.	.	PUNCT
fsr-4041	445	1	cities	city	NOUN
fsr-4041	445	2	,	,	PUNCT
fsr-4041	445	3	120	120	NUM
fsr-4041	445	4	,	,	PUNCT
fsr-4041	445	5	103499	103499	NUM
fsr-4041	445	6	.	.	PUNCT
fsr-4041	446	1	loibl	loibl	PROPN
fsr-4041	446	2	,	,	PUNCT
fsr-4041	446	3	c.	c.	PROPN
fsr-4041	446	4	,	,	PUNCT
fsr-4041	446	5	&	&	CCONJ
fsr-4041	446	6	hira	hira	PROPN
fsr-4041	446	7	,	,	PUNCT
fsr-4041	446	8	t.	t.	PROPN
fsr-4041	446	9	k.	k.	PROPN
fsr-4041	446	10	(	(	PUNCT
fsr-4041	446	11	2005	2005	NUM
fsr-4041	446	12	)	)	PUNCT
fsr-4041	446	13	.	.	PUNCT
fsr-4041	447	1	self	self	NOUN
fsr-4041	447	2	-	-	PUNCT
fsr-4041	447	3	directed	direct	VERB
fsr-4041	447	4	financial	financial	ADJ
fsr-4041	447	5	learning	learning	NOUN
fsr-4041	447	6	and	and	CCONJ
fsr-4041	447	7	financial	financial	ADJ
fsr-4041	447	8	satisfaction	satisfaction	NOUN
fsr-4041	447	9	.	.	PUNCT
fsr-4041	448	1	journal	journal	NOUN
fsr-4041	448	2	of	of	ADP
fsr-4041	448	3	financial	financial	ADJ
fsr-4041	448	4	counseling	counseling	NOUN
fsr-4041	448	5	and	and	CCONJ
fsr-4041	448	6	planning	planning	NOUN
fsr-4041	448	7	,	,	PUNCT
fsr-4041	448	8	16(1	16(1	NUM
fsr-4041	448	9	)	)	PUNCT
fsr-4041	448	10	,	,	PUNCT
fsr-4041	448	11	11	11	NUM
fsr-4041	448	12	-	-	SYM
fsr-4041	448	13	22	22	NUM
fsr-4041	448	14	.	.	PUNCT
fsr-4041	449	1	manago	manago	PROPN
fsr-4041	449	2	,	,	PUNCT
fsr-4041	449	3	a.	a.	NOUN
fsr-4041	449	4	m.	m.	NOUN
fsr-4041	449	5	,	,	PUNCT
fsr-4041	449	6	brown	brown	PROPN
fsr-4041	449	7	,	,	PUNCT
fsr-4041	449	8	g.	g.	PROPN
fsr-4041	449	9	,	,	PUNCT
fsr-4041	449	10	lawley	lawley	PROPN
fsr-4041	449	11	,	,	PUNCT
fsr-4041	449	12	k.	k.	PROPN
fsr-4041	449	13	a.	a.	PROPN
fsr-4041	449	14	,	,	PUNCT
fsr-4041	449	15	&	&	CCONJ
fsr-4041	449	16	anderson	anderson	PROPN
fsr-4041	449	17	,	,	PUNCT
fsr-4041	449	18	g.	g.	PROPN
fsr-4041	449	19	(	(	PUNCT
fsr-4041	449	20	2019	2019	NUM
fsr-4041	449	21	)	)	PUNCT
fsr-4041	449	22	.	.	PUNCT
fsr-4041	450	1	adolescents	adolescents	PROPN
fsr-4041	450	2	'	'	PART
fsr-4041	450	3	daily	daily	ADJ
fsr-4041	450	4	faceto	faceto	NOUN
fsr-4041	450	5	-	-	PUNCT
fsr-4041	450	6	face	face	NOUN
fsr-4041	450	7	and	and	CCONJ
fsr-4041	450	8	computer	computer	NOUN
fsr-4041	450	9	-	-	PUNCT
fsr-4041	450	10	mediated	mediate	VERB
fsr-4041	450	11	communication	communication	NOUN
fsr-4041	450	12	:	:	PUNCT
fsr-4041	450	13	associations	association	NOUN
fsr-4041	450	14	with	with	ADP
fsr-4041	450	15	autonomy	autonomy	NOUN
fsr-4041	450	16	financial	financial	ADJ
fsr-4041	450	17	services	service	NOUN
fsr-4041	450	18	review	review	NOUN
fsr-4041	450	19	,	,	PUNCT
fsr-4041	450	20	32(4	32(4	NUM
fsr-4041	450	21	)	)	PUNCT
fsr-4041	450	22	100	100	NUM
fsr-4041	450	23	and	and	CCONJ
fsr-4041	450	24	closeness	closeness	NOUN
fsr-4041	450	25	to	to	ADP
fsr-4041	450	26	parents	parent	NOUN
fsr-4041	450	27	and	and	CCONJ
fsr-4041	450	28	friends	friend	NOUN
fsr-4041	450	29	.	.	PUNCT
fsr-4041	451	1	developmental	developmental	ADJ
fsr-4041	451	2	psychology	psychology	NOUN
fsr-4041	451	3	,	,	PUNCT
fsr-4041	451	4	56(1	56(1	NUM
fsr-4041	451	5	)	)	PUNCT
fsr-4041	451	6	,	,	PUNCT
fsr-4041	451	7	153–164	153–164	NUM
fsr-4041	451	8	.	.	PUNCT
fsr-4041	452	1	meyer	meyer	PROPN
fsr-4041	452	2	,	,	PUNCT
fsr-4041	452	3	k.	k.	PROPN
fsr-4041	452	4	a.	a.	PROPN
fsr-4041	452	5	(	(	PUNCT
fsr-4041	452	6	2006	2006	NUM
fsr-4041	452	7	)	)	PUNCT
fsr-4041	452	8	.	.	PUNCT
fsr-4041	453	1	when	when	SCONJ
fsr-4041	453	2	topics	topic	NOUN
fsr-4041	453	3	are	be	AUX
fsr-4041	453	4	controversial	controversial	ADJ
fsr-4041	453	5	:	:	PUNCT
fsr-4041	453	6	is	be	AUX
fsr-4041	453	7	it	it	PRON
fsr-4041	453	8	better	well	ADJ
fsr-4041	453	9	to	to	PART
fsr-4041	453	10	discuss	discuss	VERB
fsr-4041	453	11	them	they	PRON
fsr-4041	453	12	faceto	faceto	NOUN
fsr-4041	453	13	-	-	PUNCT
fsr-4041	453	14	face	face	NOUN
fsr-4041	453	15	or	or	CCONJ
fsr-4041	453	16	online	online	NOUN
fsr-4041	453	17	?	?	PUNCT
fsr-4041	454	1	innovative	innovative	ADJ
fsr-4041	454	2	higher	high	ADJ
fsr-4041	454	3	education	education	NOUN
fsr-4041	454	4	,	,	PUNCT
fsr-4041	454	5	31	31	NUM
fsr-4041	454	6	,	,	PUNCT
fsr-4041	454	7	175	175	NUM
fsr-4041	454	8	-	-	SYM
fsr-4041	454	9	186	186	NUM
fsr-4041	454	10	.	.	PUNCT
fsr-4041	455	1	morrell	morrell	PROPN
fsr-4041	455	2	,	,	PUNCT
fsr-4041	455	3	h.	h.	PROPN
fsr-4041	455	4	e.	e.	PROPN
fsr-4041	455	5	,	,	PUNCT
fsr-4041	455	6	&	&	CCONJ
fsr-4041	455	7	cohen	cohen	PROPN
fsr-4041	455	8	,	,	PUNCT
fsr-4041	455	9	l.	l.	PROPN
fsr-4041	455	10	m.	m.	PROPN
fsr-4041	455	11	(	(	PUNCT
fsr-4041	455	12	2006	2006	NUM
fsr-4041	455	13	)	)	PUNCT
fsr-4041	455	14	.	.	PUNCT
fsr-4041	456	1	cigarette	cigarette	PROPN
fsr-4041	456	2	smoking	smoking	NOUN
fsr-4041	456	3	,	,	PUNCT
fsr-4041	456	4	anxiety	anxiety	NOUN
fsr-4041	456	5	,	,	PUNCT
fsr-4041	456	6	and	and	CCONJ
fsr-4041	456	7	depression	depression	NOUN
fsr-4041	456	8	.	.	PUNCT
fsr-4041	457	1	journal	journal	NOUN
fsr-4041	457	2	of	of	ADP
fsr-4041	457	3	psychopathology	psychopathology	NOUN
fsr-4041	457	4	and	and	CCONJ
fsr-4041	457	5	behavioral	behavioral	ADJ
fsr-4041	457	6	assessment	assessment	NOUN
fsr-4041	457	7	,	,	PUNCT
fsr-4041	457	8	28	28	NUM
fsr-4041	457	9	,	,	PUNCT
fsr-4041	457	10	281	281	NUM
fsr-4041	457	11	-	-	SYM
fsr-4041	457	12	295	295	NUM
fsr-4041	457	13	.	.	PUNCT
fsr-4041	458	1	o'sullivan	o'sullivan	PROPN
fsr-4041	458	2	,	,	PUNCT
fsr-4041	458	3	n.	n.	PROPN
fsr-4041	458	4	j.	j.	PROPN
fsr-4041	458	5	,	,	PUNCT
fsr-4041	458	6	nason	nason	PROPN
fsr-4041	458	7	,	,	PUNCT
fsr-4041	458	8	g.	g.	PROPN
fsr-4041	458	9	,	,	PUNCT
fsr-4041	458	10	manecksha	manecksha	PROPN
fsr-4041	458	11	,	,	PUNCT
fsr-4041	458	12	r.	r.	PROPN
fsr-4041	458	13	p.	p.	PROPN
fsr-4041	458	14	,	,	PUNCT
fsr-4041	458	15	&	&	CCONJ
fsr-4041	458	16	o'kelly	o'kelly	ADV
fsr-4041	458	17	,	,	PUNCT
fsr-4041	458	18	f.	f.	PROPN
fsr-4041	458	19	(	(	PUNCT
fsr-4041	458	20	2022	2022	NUM
fsr-4041	458	21	)	)	PUNCT
fsr-4041	458	22	.	.	PUNCT
fsr-4041	459	1	the	the	DET
fsr-4041	459	2	unintentional	unintentional	ADJ
fsr-4041	459	3	spread	spread	NOUN
fsr-4041	459	4	of	of	ADP
fsr-4041	459	5	misinformation	misinformation	NOUN
fsr-4041	459	6	on	on	ADP
fsr-4041	459	7	“	"	PUNCT
fsr-4041	459	8	tiktok	tiktok	NOUN
fsr-4041	459	9	”	"	PUNCT
fsr-4041	459	10	:	:	PUNCT
fsr-4041	459	11	a	a	DET
fsr-4041	459	12	paediatric	paediatric	ADJ
fsr-4041	459	13	urological	urological	ADJ
fsr-4041	459	14	perspective	perspective	NOUN
fsr-4041	459	15	.	.	PUNCT
fsr-4041	460	1	journal	journal	NOUN
fsr-4041	460	2	of	of	ADP
fsr-4041	460	3	pediatric	pediatric	ADJ
fsr-4041	460	4	urology	urology	NOUN
fsr-4041	460	5	,	,	PUNCT
fsr-4041	460	6	18(3	18(3	NUM
fsr-4041	460	7	)	)	PUNCT
fsr-4041	460	8	,	,	PUNCT
fsr-4041	460	9	371	371	NUM
fsr-4041	460	10	-	-	SYM
fsr-4041	460	11	375	375	NUM
fsr-4041	460	12	.	.	PUNCT
fsr-4041	461	1	owens	owens	PROPN
fsr-4041	461	2	,	,	PUNCT
fsr-4041	461	3	t.	t.	PROPN
fsr-4041	461	4	j.	j.	PROPN
fsr-4041	461	5	(	(	PUNCT
fsr-4041	461	6	1993	1993	NUM
fsr-4041	461	7	)	)	PUNCT
fsr-4041	461	8	.	.	PUNCT
fsr-4041	462	1	accentuate	accentuate	VERB
fsr-4041	462	2	the	the	DET
fsr-4041	462	3	positive	positive	ADJ
fsr-4041	462	4	-	-	PUNCT
fsr-4041	462	5	and	and	CCONJ
fsr-4041	462	6	the	the	DET
fsr-4041	462	7	negative	negative	ADJ
fsr-4041	462	8	:	:	PUNCT
fsr-4041	462	9	rethinking	rethink	VERB
fsr-4041	462	10	the	the	DET
fsr-4041	462	11	use	use	NOUN
fsr-4041	462	12	of	of	ADP
fsr-4041	462	13	selfesteem	selfesteem	NOUN
fsr-4041	462	14	,	,	PUNCT
fsr-4041	462	15	self	self	NOUN
fsr-4041	462	16	-	-	PUNCT
fsr-4041	462	17	deprecation	deprecation	NOUN
fsr-4041	462	18	,	,	PUNCT
fsr-4041	462	19	and	and	CCONJ
fsr-4041	462	20	self	self	NOUN
fsr-4041	462	21	-	-	PUNCT
fsr-4041	462	22	confidence	confidence	NOUN
fsr-4041	462	23	.	.	PUNCT
fsr-4041	463	1	social	social	ADJ
fsr-4041	463	2	psychology	psychology	NOUN
fsr-4041	463	3	quarterly	quarterly	ADV
fsr-4041	463	4	,	,	PUNCT
fsr-4041	463	5	288	288	NUM
fsr-4041	463	6	-	-	SYM
fsr-4041	463	7	299	299	NUM
fsr-4041	463	8	.	.	PUNCT
fsr-4041	464	1	ozkan	ozkan	ADJ
fsr-4041	464	2	,	,	PUNCT
fsr-4041	464	3	m.	m.	NOUN
fsr-4041	464	4	,	,	PUNCT
fsr-4041	464	5	&	&	CCONJ
fsr-4041	464	6	solmaz	solmaz	PROPN
fsr-4041	464	7	,	,	PUNCT
fsr-4041	464	8	b.	b.	PROPN
fsr-4041	464	9	(	(	PUNCT
fsr-4041	464	10	2015	2015	NUM
fsr-4041	464	11	)	)	PUNCT
fsr-4041	464	12	.	.	PUNCT
fsr-4041	465	1	mobile	mobile	ADJ
fsr-4041	465	2	addiction	addiction	NOUN
fsr-4041	465	3	of	of	ADP
fsr-4041	465	4	generation	generation	NOUN
fsr-4041	465	5	z	z	NOUN
fsr-4041	465	6	and	and	CCONJ
fsr-4041	465	7	its	its	PRON
fsr-4041	465	8	effects	effect	NOUN
fsr-4041	465	9	on	on	ADP
fsr-4041	465	10	their	their	PRON
fsr-4041	465	11	social	social	ADJ
fsr-4041	465	12	lifes	life	NOUN
fsr-4041	465	13	:	:	PUNCT
fsr-4041	465	14	(	(	PUNCT
fsr-4041	465	15	an	an	DET
fsr-4041	465	16	application	application	NOUN
fsr-4041	465	17	among	among	ADP
fsr-4041	465	18	university	university	NOUN
fsr-4041	465	19	students	student	NOUN
fsr-4041	465	20	in	in	ADP
fsr-4041	465	21	the	the	DET
fsr-4041	465	22	18	18	NUM
fsr-4041	465	23	-	-	SYM
fsr-4041	465	24	23	23	NUM
fsr-4041	465	25	age	age	NOUN
fsr-4041	465	26	group	group	NOUN
fsr-4041	465	27	)	)	PUNCT
fsr-4041	465	28	.	.	PUNCT
fsr-4041	466	1	procediasocial	procediasocial	ADJ
fsr-4041	466	2	and	and	CCONJ
fsr-4041	466	3	behavioral	behavioral	ADJ
fsr-4041	466	4	sciences	science	NOUN
fsr-4041	466	5	,	,	PUNCT
fsr-4041	466	6	205	205	NUM
fsr-4041	466	7	,	,	PUNCT
fsr-4041	466	8	92	92	NUM
fsr-4041	466	9	-	-	SYM
fsr-4041	466	10	98	98	NUM
fsr-4041	466	11	.	.	PUNCT
fsr-4041	467	1	parrott	parrott	PROPN
fsr-4041	467	2	,	,	PUNCT
fsr-4041	467	3	a.	a.	PROPN
fsr-4041	467	4	c.	c.	PROPN
fsr-4041	467	5	(	(	PUNCT
fsr-4041	467	6	1999	1999	NUM
fsr-4041	467	7	)	)	PUNCT
fsr-4041	467	8	.	.	PUNCT
fsr-4041	468	1	does	do	VERB
fsr-4041	468	2	cigarette	cigarette	NOUN
fsr-4041	468	3	smoking	smoking	NOUN
fsr-4041	468	4	cause	cause	NOUN
fsr-4041	468	5	stress	stress	NOUN
fsr-4041	468	6	?	?	PUNCT
fsr-4041	469	1	american	american	ADJ
fsr-4041	469	2	psychologist	psychologist	NOUN
fsr-4041	469	3	,	,	PUNCT
fsr-4041	469	4	54(10	54(10	PROPN
fsr-4041	469	5	)	)	PUNCT
fsr-4041	469	6	,	,	PUNCT
fsr-4041	469	7	817	817	NUM
fsr-4041	469	8	.	.	PUNCT
fsr-4041	470	1	patton	patton	PROPN
fsr-4041	470	2	,	,	PUNCT
fsr-4041	470	3	g.	g.	PROPN
fsr-4041	470	4	c.	c.	PROPN
fsr-4041	470	5	,	,	PUNCT
fsr-4041	470	6	hibbert	hibbert	NOUN
fsr-4041	470	7	,	,	PUNCT
fsr-4041	470	8	m.	m.	NOUN
fsr-4041	470	9	,	,	PUNCT
fsr-4041	470	10	rosier	rosier	ADV
fsr-4041	470	11	,	,	PUNCT
fsr-4041	470	12	m.	m.	NOUN
fsr-4041	470	13	j.	j.	PROPN
fsr-4041	470	14	,	,	PUNCT
fsr-4041	470	15	carlin	carlin	PROPN
fsr-4041	470	16	,	,	PUNCT
fsr-4041	470	17	j.	j.	PROPN
fsr-4041	470	18	b.	b.	PROPN
fsr-4041	470	19	,	,	PUNCT
fsr-4041	470	20	caust	caust	PROPN
fsr-4041	470	21	,	,	PUNCT
fsr-4041	470	22	j.	j.	PROPN
fsr-4041	470	23	,	,	PUNCT
fsr-4041	470	24	&	&	CCONJ
fsr-4041	470	25	bowes	bowes	PROPN
fsr-4041	470	26	,	,	PUNCT
fsr-4041	470	27	g.	g.	PROPN
fsr-4041	470	28	(	(	PUNCT
fsr-4041	470	29	1996	1996	NUM
fsr-4041	470	30	)	)	PUNCT
fsr-4041	470	31	.	.	PUNCT
fsr-4041	471	1	is	be	AUX
fsr-4041	471	2	smoking	smoke	VERB
fsr-4041	471	3	associated	associate	VERB
fsr-4041	471	4	with	with	ADP
fsr-4041	471	5	depression	depression	NOUN
fsr-4041	471	6	and	and	CCONJ
fsr-4041	471	7	anxiety	anxiety	NOUN
fsr-4041	471	8	in	in	ADP
fsr-4041	471	9	teenagers	teenager	NOUN
fsr-4041	471	10	?	?	PUNCT
fsr-4041	472	1	american	american	ADJ
fsr-4041	472	2	journal	journal	PROPN
fsr-4041	472	3	of	of	ADP
fsr-4041	472	4	public	public	ADJ
fsr-4041	472	5	health	health	NOUN
fsr-4041	472	6	,	,	PUNCT
fsr-4041	472	7	86(2	86(2	NOUN
fsr-4041	472	8	)	)	PUNCT
fsr-4041	472	9	,	,	PUNCT
fsr-4041	472	10	225	225	NUM
fsr-4041	472	11	-	-	SYM
fsr-4041	472	12	230	230	NUM
fsr-4041	472	13	.	.	PUNCT
fsr-4041	473	1	perry	perry	PROPN
fsr-4041	473	2	,	,	PUNCT
fsr-4041	473	3	v.	v.	PROPN
fsr-4041	473	4	g.	g.	PROPN
fsr-4041	473	5	,	,	PUNCT
fsr-4041	473	6	&	&	CCONJ
fsr-4041	473	7	morris	morris	PROPN
fsr-4041	473	8	,	,	PUNCT
fsr-4041	473	9	m.	m.	PROPN
fsr-4041	473	10	d.	d.	PROPN
fsr-4041	473	11	(	(	PUNCT
fsr-4041	473	12	2005	2005	NUM
fsr-4041	473	13	)	)	PUNCT
fsr-4041	473	14	.	.	PUNCT
fsr-4041	474	1	who	who	PRON
fsr-4041	474	2	is	be	AUX
fsr-4041	474	3	in	in	ADP
fsr-4041	474	4	control	control	NOUN
fsr-4041	474	5	?	?	PUNCT
fsr-4041	475	1	the	the	DET
fsr-4041	475	2	role	role	NOUN
fsr-4041	475	3	of	of	ADP
fsr-4041	475	4	self‐perception	self‐perception	NOUN
fsr-4041	475	5	,	,	PUNCT
fsr-4041	475	6	knowledge	knowledge	NOUN
fsr-4041	475	7	,	,	PUNCT
fsr-4041	475	8	and	and	CCONJ
fsr-4041	475	9	income	income	NOUN
fsr-4041	475	10	in	in	ADP
fsr-4041	475	11	explaining	explain	VERB
fsr-4041	475	12	consumer	consumer	NOUN
fsr-4041	475	13	financial	financial	ADJ
fsr-4041	475	14	behavior	behavior	NOUN
fsr-4041	475	15	.	.	PUNCT
fsr-4041	476	1	journal	journal	PROPN
fsr-4041	476	2	of	of	ADP
fsr-4041	476	3	consumer	consumer	NOUN
fsr-4041	476	4	affairs	affair	NOUN
fsr-4041	476	5	,	,	PUNCT
fsr-4041	476	6	39(2	39(2	NUM
fsr-4041	476	7	)	)	PUNCT
fsr-4041	476	8	,	,	PUNCT
fsr-4041	476	9	299	299	NUM
fsr-4041	476	10	-	-	SYM
fsr-4041	476	11	313	313	NUM
fsr-4041	476	12	.	.	PUNCT
fsr-4041	477	1	phares	phares	PROPN
fsr-4041	477	2	,	,	PUNCT
fsr-4041	477	3	e.	e.	PROPN
fsr-4041	477	4	j.	j.	PROPN
fsr-4041	477	5	(	(	PUNCT
fsr-4041	477	6	1962	1962	NUM
fsr-4041	477	7	)	)	PUNCT
fsr-4041	477	8	.	.	PUNCT
fsr-4041	478	1	perceptual	perceptual	ADJ
fsr-4041	478	2	threshold	threshold	NOUN
fsr-4041	478	3	decrements	decrement	NOUN
fsr-4041	478	4	as	as	ADP
fsr-4041	478	5	a	a	DET
fsr-4041	478	6	function	function	NOUN
fsr-4041	478	7	of	of	ADP
fsr-4041	478	8	skill	skill	NOUN
fsr-4041	478	9	and	and	CCONJ
fsr-4041	478	10	chance	chance	NOUN
fsr-4041	478	11	expectancies	expectancy	NOUN
fsr-4041	478	12	.	.	PUNCT
fsr-4041	479	1	the	the	DET
fsr-4041	479	2	journal	journal	NOUN
fsr-4041	479	3	of	of	ADP
fsr-4041	479	4	psychology	psychology	NOUN
fsr-4041	479	5	,	,	PUNCT
fsr-4041	479	6	53(2	53(2	NUM
fsr-4041	479	7	)	)	PUNCT
fsr-4041	479	8	,	,	PUNCT
fsr-4041	479	9	399	399	NUM
fsr-4041	479	10	-	-	SYM
fsr-4041	479	11	407	407	NUM
fsr-4041	479	12	.	.	PUNCT
fsr-4041	480	1	pichler	pichler	NOUN
fsr-4041	480	2	,	,	PUNCT
fsr-4041	480	3	s.	s.	PROPN
fsr-4041	480	4	,	,	PUNCT
fsr-4041	480	5	kohli	kohli	PROPN
fsr-4041	480	6	,	,	PUNCT
fsr-4041	480	7	c.	c.	PROPN
fsr-4041	480	8	,	,	PUNCT
fsr-4041	480	9	&	&	CCONJ
fsr-4041	480	10	granitz	granitz	PROPN
fsr-4041	480	11	,	,	PUNCT
fsr-4041	480	12	n.	n.	NOUN
fsr-4041	480	13	(	(	PUNCT
fsr-4041	480	14	2021	2021	NUM
fsr-4041	480	15	)	)	PUNCT
fsr-4041	480	16	.	.	PUNCT
fsr-4041	481	1	ditto	ditto	NOUN
fsr-4041	481	2	for	for	ADP
fsr-4041	481	3	gen	gen	PROPN
fsr-4041	481	4	z	z	PROPN
fsr-4041	481	5	:	:	PUNCT
fsr-4041	481	6	a	a	DET
fsr-4041	481	7	framework	framework	NOUN
fsr-4041	481	8	for	for	ADP
fsr-4041	481	9	leveraging	leverage	VERB
fsr-4041	481	10	the	the	DET
fsr-4041	481	11	uniqueness	uniqueness	NOUN
fsr-4041	481	12	of	of	ADP
fsr-4041	481	13	the	the	DET
fsr-4041	481	14	new	new	ADJ
fsr-4041	481	15	generation	generation	NOUN
fsr-4041	481	16	.	.	PUNCT
fsr-4041	482	1	business	business	NOUN
fsr-4041	482	2	horizons	horizon	NOUN
fsr-4041	482	3	,	,	PUNCT
fsr-4041	482	4	64(5	64(5	PROPN
fsr-4041	482	5	)	)	PUNCT
fsr-4041	482	6	,	,	PUNCT
fsr-4041	482	7	599	599	NUM
fsr-4041	482	8	-	-	SYM
fsr-4041	482	9	610	610	NUM
fsr-4041	482	10	.	.	PUNCT
fsr-4041	483	1	pierce	pierce	PROPN
fsr-4041	483	2	,	,	PUNCT
fsr-4041	483	3	t.	t.	PROPN
fsr-4041	483	4	(	(	PUNCT
fsr-4041	483	5	2009	2009	NUM
fsr-4041	483	6	)	)	PUNCT
fsr-4041	483	7	.	.	PUNCT
fsr-4041	484	1	social	social	ADJ
fsr-4041	484	2	anxiety	anxiety	NOUN
fsr-4041	484	3	and	and	CCONJ
fsr-4041	484	4	technology	technology	NOUN
fsr-4041	484	5	:	:	PUNCT
fsr-4041	484	6	face	face	NOUN
fsr-4041	484	7	-	-	PUNCT
fsr-4041	484	8	to	to	ADP
fsr-4041	484	9	-	-	PUNCT
fsr-4041	484	10	face	face	NOUN
fsr-4041	484	11	communication	communication	NOUN
fsr-4041	484	12	versus	versus	ADP
fsr-4041	484	13	technological	technological	ADJ
fsr-4041	484	14	communication	communication	NOUN
fsr-4041	484	15	among	among	ADP
fsr-4041	484	16	teens	teen	NOUN
fsr-4041	484	17	.	.	PUNCT
fsr-4041	485	1	computers	computer	NOUN
fsr-4041	485	2	in	in	ADP
fsr-4041	485	3	human	human	ADJ
fsr-4041	485	4	behavior	behavior	NOUN
fsr-4041	485	5	,	,	PUNCT
fsr-4041	485	6	25(6	25(6	NOUN
fsr-4041	485	7	)	)	PUNCT
fsr-4041	485	8	,	,	PUNCT
fsr-4041	485	9	13671372	13671372	NUM
fsr-4041	485	10	.	.	PUNCT
fsr-4041	486	1	pilisuk	pilisuk	NOUN
fsr-4041	486	2	,	,	PUNCT
fsr-4041	486	3	m.	m.	NOUN
fsr-4041	486	4	,	,	PUNCT
fsr-4041	486	5	montgomery	montgomery	PROPN
fsr-4041	486	6	,	,	PUNCT
fsr-4041	486	7	m.	m.	PROPN
fsr-4041	486	8	b.	b.	PROPN
fsr-4041	486	9	,	,	PUNCT
fsr-4041	486	10	parks	parks	PROPN
fsr-4041	486	11	,	,	PUNCT
fsr-4041	486	12	s.	s.	PROPN
fsr-4041	486	13	h.	h.	PROPN
fsr-4041	486	14	,	,	PUNCT
fsr-4041	486	15	&	&	CCONJ
fsr-4041	486	16	acredolo	acredolo	PROPN
fsr-4041	486	17	,	,	PUNCT
fsr-4041	486	18	c.	c.	PROPN
fsr-4041	486	19	(	(	PUNCT
fsr-4041	486	20	1993	1993	NUM
fsr-4041	486	21	)	)	PUNCT
fsr-4041	486	22	.	.	PUNCT
fsr-4041	487	1	locus	locus	NOUN
fsr-4041	487	2	of	of	ADP
fsr-4041	487	3	control	control	NOUN
fsr-4041	487	4	,	,	PUNCT
fsr-4041	487	5	life	life	NOUN
fsr-4041	487	6	stress	stress	NOUN
fsr-4041	487	7	,	,	PUNCT
fsr-4041	487	8	and	and	CCONJ
fsr-4041	487	9	social	social	ADJ
fsr-4041	487	10	networks	network	NOUN
fsr-4041	487	11	:	:	PUNCT
fsr-4041	487	12	gender	gender	NOUN
fsr-4041	487	13	differences	difference	NOUN
fsr-4041	487	14	in	in	ADP
fsr-4041	487	15	the	the	DET
fsr-4041	487	16	health	health	NOUN
fsr-4041	487	17	status	status	NOUN
fsr-4041	487	18	of	of	ADP
fsr-4041	487	19	the	the	DET
fsr-4041	487	20	elderly	elderly	ADJ
fsr-4041	487	21	.	.	PUNCT
fsr-4041	488	1	sex	sex	NOUN
fsr-4041	488	2	roles	role	NOUN
fsr-4041	488	3	,	,	PUNCT
fsr-4041	488	4	28(3	28(3	NUM
fsr-4041	488	5	-	-	SYM
fsr-4041	488	6	4	4	NUM
fsr-4041	488	7	)	)	PUNCT
fsr-4041	488	8	,	,	PUNCT
fsr-4041	488	9	147	147	NUM
fsr-4041	488	10	-	-	SYM
fsr-4041	488	11	166	166	NUM
fsr-4041	488	12	.	.	PUNCT
fsr-4041	489	1	pohorecky	pohorecky	PROPN
fsr-4041	489	2	,	,	PUNCT
fsr-4041	489	3	l.	l.	PROPN
fsr-4041	489	4	a.	a.	PROPN
fsr-4041	489	5	(	(	PUNCT
fsr-4041	489	6	1981	1981	NUM
fsr-4041	489	7	)	)	PUNCT
fsr-4041	489	8	.	.	PUNCT
fsr-4041	490	1	the	the	DET
fsr-4041	490	2	interaction	interaction	NOUN
fsr-4041	490	3	of	of	ADP
fsr-4041	490	4	alcohol	alcohol	NOUN
fsr-4041	490	5	and	and	CCONJ
fsr-4041	490	6	stress	stress	NOUN
fsr-4041	490	7	:	:	PUNCT
fsr-4041	490	8	a	a	DET
fsr-4041	490	9	review	review	NOUN
fsr-4041	490	10	.	.	PUNCT
fsr-4041	491	1	neuroscience	neuroscience	PROPN
fsr-4041	491	2	&	&	CCONJ
fsr-4041	491	3	biobehavioral	biobehavioral	ADJ
fsr-4041	491	4	reviews	review	NOUN
fsr-4041	491	5	,	,	PUNCT
fsr-4041	491	6	5(2	5(2	NUM
fsr-4041	491	7	)	)	PUNCT
fsr-4041	491	8	,	,	PUNCT
fsr-4041	491	9	209	209	NUM
fsr-4041	491	10	-	-	SYM
fsr-4041	491	11	229	229	NUM
fsr-4041	491	12	.	.	PUNCT
fsr-4041	492	1	porath	porath	NOUN
fsr-4041	492	2	,	,	PUNCT
fsr-4041	492	3	s.	s.	PROPN
fsr-4041	492	4	(	(	PUNCT
fsr-4041	492	5	2011	2011	NUM
fsr-4041	492	6	)	)	PUNCT
fsr-4041	492	7	.	.	PUNCT
fsr-4041	493	1	text	text	NOUN
fsr-4041	493	2	messaging	messaging	NOUN
fsr-4041	493	3	and	and	CCONJ
fsr-4041	493	4	teenagers	teenager	NOUN
fsr-4041	493	5	:	:	PUNCT
fsr-4041	493	6	a	a	DET
fsr-4041	493	7	review	review	NOUN
fsr-4041	493	8	of	of	ADP
fsr-4041	493	9	the	the	DET
fsr-4041	493	10	literature	literature	NOUN
fsr-4041	493	11	.	.	PUNCT
fsr-4041	494	1	journal	journal	PROPN
fsr-4041	494	2	of	of	ADP
fsr-4041	494	3	the	the	DET
fsr-4041	494	4	research	research	NOUN
fsr-4041	494	5	center	center	NOUN
fsr-4041	494	6	for	for	ADP
fsr-4041	494	7	educational	educational	ADJ
fsr-4041	494	8	technology	technology	NOUN
fsr-4041	494	9	,	,	PUNCT
fsr-4041	494	10	7(2	7(2	NUM
fsr-4041	494	11	)	)	PUNCT
fsr-4041	494	12	,	,	PUNCT
fsr-4041	494	13	86	86	NUM
fsr-4041	494	14	-	-	SYM
fsr-4041	494	15	99	99	NUM
fsr-4041	494	16	.	.	PUNCT
fsr-4041	495	1	proctor	proctor	PROPN
fsr-4041	495	2	,	,	PUNCT
fsr-4041	495	3	c.	c.	PROPN
fsr-4041	495	4	,	,	PUNCT
fsr-4041	495	5	&	&	CCONJ
fsr-4041	495	6	linley	linley	PROPN
fsr-4041	495	7	,	,	PUNCT
fsr-4041	495	8	p.	p.	NOUN
fsr-4041	495	9	a.	a.	NOUN
fsr-4041	495	10	(	(	PUNCT
fsr-4041	495	11	2014	2014	NUM
fsr-4041	495	12	)	)	PUNCT
fsr-4041	495	13	.	.	PUNCT
fsr-4041	496	1	life	life	NOUN
fsr-4041	496	2	satisfaction	satisfaction	NOUN
fsr-4041	496	3	in	in	ADP
fsr-4041	496	4	youth	youth	NOUN
fsr-4041	496	5	.	.	PUNCT
fsr-4041	497	1	in	in	ADP
fsr-4041	497	2	g.	g.	PROPN
fsr-4041	497	3	a.	a.	PROPN
fsr-4041	497	4	fava	fava	PROPN
fsr-4041	497	5	&	&	CCONJ
fsr-4041	497	6	c.	c.	PROPN
fsr-4041	497	7	ruini	ruini	PROPN
fsr-4041	497	8	(	(	PUNCT
fsr-4041	497	9	eds	ed	NOUN
fsr-4041	497	10	.	.	PUNCT
fsr-4041	497	11	)	)	PUNCT
fsr-4041	497	12	,	,	PUNCT
fsr-4041	497	13	increasing	increase	VERB
fsr-4041	497	14	psychological	psychological	ADJ
fsr-4041	497	15	well	well	ADV
fsr-4041	497	16	-	-	PUNCT
fsr-4041	497	17	being	being	NOUN
fsr-4041	497	18	in	in	ADP
fsr-4041	497	19	clinical	clinical	ADJ
fsr-4041	497	20	and	and	CCONJ
fsr-4041	497	21	educational	educational	ADJ
fsr-4041	497	22	settings	setting	NOUN
fsr-4041	497	23	:	:	PUNCT
fsr-4041	497	24	interventions	intervention	NOUN
fsr-4041	497	25	and	and	CCONJ
fsr-4041	497	26	cultural	cultural	ADJ
fsr-4041	497	27	contexts	context	NOUN
fsr-4041	497	28	(	(	PUNCT
fsr-4041	497	29	pp	pp	ADJ
fsr-4041	497	30	.	.	PUNCT
fsr-4041	497	31	199215	199215	NUM
fsr-4041	497	32	)	)	PUNCT
fsr-4041	497	33	.	.	PUNCT
fsr-4041	498	1	springer	springer	NOUN
fsr-4041	498	2	.	.	PUNCT
fsr-4041	499	1	doi	doi	PROPN
fsr-4041	499	2	10.1007/978	10.1007/978	NUM
fsr-4041	499	3	-	-	SYM
fsr-4041	499	4	94	94	NUM
fsr-4041	499	5	-	-	PUNCT
fsr-4041	499	6	0178669	0178669	NUM
fsr-4041	499	7	-	-	PUNCT
fsr-4041	499	8	0_13	0_13	NUM
fsr-4041	499	9	putnam	putnam	PROPN
fsr-4041	499	10	,	,	PUNCT
fsr-4041	499	11	r.	r.	PROPN
fsr-4041	499	12	d.	d.	PROPN
fsr-4041	499	13	(	(	PUNCT
fsr-4041	499	14	2000	2000	NUM
fsr-4041	499	15	)	)	PUNCT
fsr-4041	499	16	.	.	PUNCT
fsr-4041	500	1	bowling	bowl	VERB
fsr-4041	500	2	alone	alone	ADV
fsr-4041	500	3	:	:	PUNCT
fsr-4041	500	4	the	the	DET
fsr-4041	500	5	collapse	collapse	NOUN
fsr-4041	500	6	and	and	CCONJ
fsr-4041	500	7	revival	revival	NOUN
fsr-4041	500	8	of	of	ADP
fsr-4041	500	9	american	american	ADJ
fsr-4041	500	10	community	community	NOUN
fsr-4041	500	11	.	.	PUNCT
fsr-4041	501	1	simon	simon	PROPN
fsr-4041	501	2	&	&	CCONJ
fsr-4041	501	3	schuster	schuster	PROPN
fsr-4041	501	4	.	.	PUNCT
fsr-4041	502	1	robinson	robinson	PROPN
fsr-4041	502	2	,	,	PUNCT
fsr-4041	502	3	s.	s.	PROPN
fsr-4041	502	4	,	,	PUNCT
fsr-4041	502	5	&	&	CCONJ
fsr-4041	502	6	stubberud	stubberud	PROPN
fsr-4041	502	7	,	,	PUNCT
fsr-4041	502	8	h.	h.	PROPN
fsr-4041	502	9	a.	a.	PROPN
fsr-4041	502	10	(	(	PUNCT
fsr-4041	502	11	2012	2012	NUM
fsr-4041	502	12	)	)	PUNCT
fsr-4041	502	13	.	.	PUNCT
fsr-4041	503	1	communication	communication	NOUN
fsr-4041	503	2	preferences	preference	NOUN
fsr-4041	503	3	among	among	ADP
fsr-4041	503	4	university	university	NOUN
fsr-4041	503	5	students	student	NOUN
fsr-4041	503	6	.	.	PUNCT
fsr-4041	504	1	academy	academy	NOUN
fsr-4041	504	2	of	of	ADP
fsr-4041	504	3	educational	educational	ADJ
fsr-4041	504	4	leadership	leadership	NOUN
fsr-4041	504	5	journal	journal	NOUN
fsr-4041	504	6	,	,	PUNCT
fsr-4041	504	7	16(2	16(2	NUM
fsr-4041	504	8	)	)	PUNCT
fsr-4041	504	9	,	,	PUNCT
fsr-4041	504	10	105	105	NUM
fsr-4041	504	11	.	.	PUNCT
fsr-4041	505	1	rohe	rohe	PROPN
fsr-4041	505	2	,	,	PUNCT
fsr-4041	505	3	w.	w.	PROPN
fsr-4041	505	4	m.	m.	PROPN
fsr-4041	505	5	,	,	PUNCT
fsr-4041	505	6	&	&	CCONJ
fsr-4041	505	7	stewart	stewart	PROPN
fsr-4041	505	8	,	,	PUNCT
fsr-4041	505	9	l.	l.	PROPN
fsr-4041	505	10	s.	s.	PROPN
fsr-4041	505	11	(	(	PUNCT
fsr-4041	505	12	1996	1996	NUM
fsr-4041	505	13	)	)	PUNCT
fsr-4041	505	14	.	.	PUNCT
fsr-4041	506	1	homeownership	homeownership	NOUN
fsr-4041	506	2	and	and	CCONJ
fsr-4041	506	3	neighborhood	neighborhood	NOUN
fsr-4041	506	4	stability	stability	NOUN
fsr-4041	506	5	.	.	PUNCT
fsr-4041	507	1	housing	housing	NOUN
fsr-4041	507	2	policy	policy	NOUN
fsr-4041	507	3	debate	debate	NOUN
fsr-4041	507	4	,	,	PUNCT
fsr-4041	507	5	7(1	7(1	NUM
fsr-4041	507	6	)	)	PUNCT
fsr-4041	507	7	,	,	PUNCT
fsr-4041	507	8	37	37	NUM
fsr-4041	507	9	-	-	SYM
fsr-4041	507	10	81	81	NUM
fsr-4041	507	11	.	.	PUNCT
fsr-4041	508	1	rosenberg	rosenberg	PROPN
fsr-4041	508	2	,	,	PUNCT
fsr-4041	508	3	m.	m.	NOUN
fsr-4041	508	4	(	(	PUNCT
fsr-4041	508	5	1965	1965	NUM
fsr-4041	508	6	)	)	PUNCT
fsr-4041	508	7	.	.	PUNCT
fsr-4041	509	1	society	society	NOUN
fsr-4041	509	2	and	and	CCONJ
fsr-4041	509	3	the	the	DET
fsr-4041	509	4	adolescent	adolescent	ADJ
fsr-4041	509	5	self	self	NOUN
fsr-4041	509	6	-	-	PUNCT
fsr-4041	509	7	image	image	NOUN
fsr-4041	509	8	.	.	PUNCT
fsr-4041	510	1	princeton	princeton	PROPN
fsr-4041	510	2	university	university	PROPN
fsr-4041	510	3	press	press	NOUN
fsr-4041	510	4	.	.	PUNCT
fsr-4041	511	1	rousselle	rousselle	NOUN
fsr-4041	511	2	,	,	PUNCT
fsr-4041	511	3	c.	c.	PROPN
fsr-4041	511	4	(	(	PUNCT
fsr-4041	511	5	2022	2022	NUM
fsr-4041	511	6	,	,	PUNCT
fsr-4041	511	7	december	december	PROPN
fsr-4041	511	8	8)	8)	NUM
fsr-4041	511	9	.	.	PUNCT
fsr-4041	512	1	gen	gen	PROPN
fsr-4041	512	2	z	z	PROPN
fsr-4041	512	3	wo	will	AUX
fsr-4041	512	4	n’t	not	PART
fsr-4041	512	5	talk	talk	VERB
fsr-4041	512	6	on	on	ADP
fsr-4041	512	7	phone	phone	NOUN
fsr-4041	512	8	–	–	PUNCT
fsr-4041	512	9	now	now	ADV
fsr-4041	512	10	,	,	PUNCT
fsr-4041	512	11	“	"	PUNCT
fsr-4041	512	12	the	the	DET
fsr-4041	512	13	phone	phone	NOUN
fsr-4041	512	14	lady	lady	NOUN
fsr-4041	512	15	”	"	PUNCT
fsr-4041	512	16	is	be	AUX
fsr-4041	512	17	on	on	ADP
fsr-4041	512	18	a	a	DET
fsr-4041	512	19	mission	mission	NOUN
fsr-4041	512	20	.	.	PUNCT
fsr-4041	513	1	fox	fox	PROPN
fsr-4041	513	2	news	news	PROPN
fsr-4041	513	3	.	.	PUNCT
fsr-4041	514	1	heo	heo	PROPN
fsr-4041	514	2	et	et	PROPN
fsr-4041	514	3	al	al	PROPN
fsr-4041	514	4	.	.	PROPN
fsr-4041	515	1	101	101	NUM
fsr-4041	515	2	https://www.foxnews.com/lifestyle/gen-zwont-talk-phone-now-phone-lady-mission	https://www.foxnews.com/lifestyle/gen-zwont-talk-phone-now-phone-lady-mission	PROPN
fsr-4041	515	3	royston	royston	PROPN
fsr-4041	515	4	,	,	PUNCT
fsr-4041	515	5	p.	p.	PROPN
fsr-4041	515	6	,	,	PUNCT
fsr-4041	515	7	&	&	CCONJ
fsr-4041	515	8	cox	cox	PROPN
fsr-4041	515	9	,	,	PUNCT
fsr-4041	515	10	n.	n.	PROPN
fsr-4041	515	11	j.	j.	PROPN
fsr-4041	515	12	(	(	PUNCT
fsr-4041	515	13	2005	2005	NUM
fsr-4041	515	14	)	)	PUNCT
fsr-4041	515	15	.	.	PUNCT
fsr-4041	516	1	a	a	DET
fsr-4041	516	2	multivariable	multivariable	ADJ
fsr-4041	516	3	scatterplot	scatterplot	NOUN
fsr-4041	516	4	smoother	smooth	ADJ
fsr-4041	516	5	.	.	PUNCT
fsr-4041	517	1	stata	stata	PROPN
fsr-4041	517	2	journal	journal	PROPN
fsr-4041	517	3	,	,	PUNCT
fsr-4041	517	4	5	5	NUM
fsr-4041	517	5	,	,	PUNCT
fsr-4041	517	6	405	405	NUM
fsr-4041	517	7	–	–	SYM
fsr-4041	517	8	412	412	NUM
fsr-4041	517	9	.	.	PUNCT
fsr-4041	518	1	sarkova	sarkova	PROPN
fsr-4041	518	2	,	,	PUNCT
fsr-4041	518	3	m.	m.	NOUN
fsr-4041	518	4	,	,	PUNCT
fsr-4041	518	5	bacikova‐sleskova	bacikova‐sleskova	NOUN
fsr-4041	518	6	,	,	PUNCT
fsr-4041	518	7	m.	m.	NOUN
fsr-4041	518	8	,	,	PUNCT
fsr-4041	518	9	orosova	orosova	PROPN
fsr-4041	518	10	,	,	PUNCT
fsr-4041	518	11	o.	o.	PROPN
fsr-4041	518	12	,	,	PUNCT
fsr-4041	518	13	madarasova	madarasova	PROPN
fsr-4041	518	14	geckova	geckova	PROPN
fsr-4041	518	15	,	,	PUNCT
fsr-4041	518	16	a.	a.	PROPN
fsr-4041	518	17	,	,	PUNCT
fsr-4041	518	18	katreniakova	katreniakova	PROPN
fsr-4041	518	19	,	,	PUNCT
fsr-4041	518	20	z.	z.	PROPN
fsr-4041	518	21	,	,	PUNCT
fsr-4041	518	22	klein	klein	PROPN
fsr-4041	518	23	,	,	PUNCT
fsr-4041	518	24	d.	d.	PROPN
fsr-4041	518	25	,	,	PUNCT
fsr-4041	518	26	van	van	PROPN
fsr-4041	518	27	den	den	PROPN
fsr-4041	518	28	heuvel	heuvel	PROPN
fsr-4041	518	29	,	,	PUNCT
fsr-4041	518	30	w.	w.	PROPN
fsr-4041	518	31	,	,	PUNCT
fsr-4041	518	32	&	&	CCONJ
fsr-4041	518	33	van	van	PROPN
fsr-4041	518	34	dijk	dijk	PROPN
fsr-4041	518	35	,	,	PUNCT
fsr-4041	519	1	j.	j.	PROPN
fsr-4041	519	2	p.	p.	PROPN
fsr-4041	519	3	(	(	PUNCT
fsr-4041	519	4	2013	2013	NUM
fsr-4041	519	5	)	)	PUNCT
fsr-4041	519	6	.	.	PUNCT
fsr-4041	520	1	associations	association	NOUN
fsr-4041	520	2	between	between	ADP
fsr-4041	520	3	assertiveness	assertiveness	NOUN
fsr-4041	520	4	,	,	PUNCT
fsr-4041	520	5	psychological	psychological	ADJ
fsr-4041	520	6	well‐being	well‐being	NOUN
fsr-4041	520	7	,	,	PUNCT
fsr-4041	520	8	and	and	CCONJ
fsr-4041	520	9	self‐esteem	self‐esteem	X
fsr-4041	520	10	in	in	ADP
fsr-4041	520	11	adolescents	adolescent	NOUN
fsr-4041	520	12	.	.	PUNCT
fsr-4041	521	1	journal	journal	PROPN
fsr-4041	521	2	of	of	ADP
fsr-4041	521	3	applied	apply	VERB
fsr-4041	521	4	social	social	ADJ
fsr-4041	521	5	psychology	psychology	NOUN
fsr-4041	521	6	,	,	PUNCT
fsr-4041	521	7	43(1	43(1	NOUN
fsr-4041	521	8	)	)	PUNCT
fsr-4041	521	9	,	,	PUNCT
fsr-4041	521	10	147	147	NUM
fsr-4041	521	11	-	-	SYM
fsr-4041	521	12	154	154	NUM
fsr-4041	521	13	.	.	PUNCT
fsr-4041	522	1	schneider	schneider	PROPN
fsr-4041	522	2	,	,	PUNCT
fsr-4041	522	3	s.	s.	PROPN
fsr-4041	522	4	j.	j.	PROPN
fsr-4041	522	5	,	,	PUNCT
fsr-4041	522	6	kerwin	kerwin	PROPN
fsr-4041	522	7	,	,	PUNCT
fsr-4041	522	8	j.	j.	PROPN
fsr-4041	522	9	,	,	PUNCT
fsr-4041	522	10	frechtling	frechtling	NOUN
fsr-4041	522	11	,	,	PUNCT
fsr-4041	522	12	j.	j.	PROPN
fsr-4041	522	13	,	,	PUNCT
fsr-4041	522	14	&	&	CCONJ
fsr-4041	522	15	vivari	vivari	PROPN
fsr-4041	522	16	,	,	PUNCT
fsr-4041	522	17	b.	b.	PROPN
fsr-4041	522	18	a.	a.	PROPN
fsr-4041	522	19	(	(	PUNCT
fsr-4041	522	20	2002	2002	NUM
fsr-4041	522	21	)	)	PUNCT
fsr-4041	522	22	.	.	PUNCT
fsr-4041	523	1	characteristics	characteristic	NOUN
fsr-4041	523	2	of	of	ADP
fsr-4041	523	3	the	the	DET
fsr-4041	523	4	discussion	discussion	NOUN
fsr-4041	523	5	in	in	ADP
fsr-4041	523	6	online	online	ADJ
fsr-4041	523	7	and	and	CCONJ
fsr-4041	523	8	face	face	NOUN
fsr-4041	523	9	-	-	PUNCT
fsr-4041	523	10	to	to	ADP
fsr-4041	523	11	-	-	PUNCT
fsr-4041	523	12	face	face	NOUN
fsr-4041	523	13	focus	focus	NOUN
fsr-4041	523	14	groups	group	NOUN
fsr-4041	523	15	.	.	PUNCT
fsr-4041	524	1	social	social	ADJ
fsr-4041	524	2	science	science	PROPN
fsr-4041	524	3	computer	computer	NOUN
fsr-4041	524	4	review	review	NOUN
fsr-4041	524	5	,	,	PUNCT
fsr-4041	524	6	20(1	20(1	NUM
fsr-4041	524	7	)	)	PUNCT
fsr-4041	524	8	,	,	PUNCT
fsr-4041	524	9	31	31	NUM
fsr-4041	524	10	-	-	SYM
fsr-4041	524	11	42	42	NUM
fsr-4041	524	12	.	.	PUNCT
fsr-4041	524	13	schuck	schuck	NOUN
fsr-4041	524	14	,	,	PUNCT
fsr-4041	524	15	a.	a.	NOUN
fsr-4041	524	16	m.	m.	NOUN
fsr-4041	524	17	,	,	PUNCT
fsr-4041	524	18	&	&	CCONJ
fsr-4041	524	19	widom	widom	PROPN
fsr-4041	524	20	,	,	PUNCT
fsr-4041	524	21	c.	c.	PROPN
fsr-4041	524	22	s.	s.	PROPN
fsr-4041	524	23	(	(	PUNCT
fsr-4041	524	24	2001	2001	NUM
fsr-4041	524	25	)	)	PUNCT
fsr-4041	524	26	.	.	PUNCT
fsr-4041	525	1	childhood	childhood	NOUN
fsr-4041	525	2	victimization	victimization	NOUN
fsr-4041	525	3	and	and	CCONJ
fsr-4041	525	4	alcohol	alcohol	NOUN
fsr-4041	525	5	symptoms	symptom	NOUN
fsr-4041	525	6	in	in	ADP
fsr-4041	525	7	females	female	NOUN
fsr-4041	525	8	:	:	PUNCT
fsr-4041	525	9	causal	causal	ADJ
fsr-4041	525	10	inferences	inference	NOUN
fsr-4041	525	11	and	and	CCONJ
fsr-4041	525	12	hypothesized	hypothesized	ADJ
fsr-4041	525	13	mediators	mediator	NOUN
fsr-4041	525	14	.	.	PUNCT
fsr-4041	526	1	child	child	NOUN
fsr-4041	526	2	abuse	abuse	NOUN
fsr-4041	526	3	&	&	CCONJ
fsr-4041	526	4	neglect	neglect	NOUN
fsr-4041	526	5	,	,	PUNCT
fsr-4041	526	6	25(8	25(8	NUM
fsr-4041	526	7	)	)	PUNCT
fsr-4041	526	8	,	,	PUNCT
fsr-4041	526	9	1069	1069	NUM
fsr-4041	526	10	-	-	SYM
fsr-4041	526	11	1092	1092	NUM
fsr-4041	526	12	.	.	PUNCT
fsr-4041	527	1	silveira	silveira	PROPN
fsr-4041	527	2	,	,	PUNCT
fsr-4041	527	3	p.	p.	PROPN
fsr-4041	527	4	,	,	PUNCT
fsr-4041	527	5	morais	morais	PROPN
fsr-4041	527	6	,	,	PUNCT
fsr-4041	527	7	r.	r.	PROPN
fsr-4041	527	8	,	,	PUNCT
fsr-4041	527	9	&	&	CCONJ
fsr-4041	527	10	petrella	petrella	PROPN
fsr-4041	527	11	,	,	PUNCT
fsr-4041	527	12	s.	s.	PROPN
fsr-4041	527	13	(	(	PUNCT
fsr-4041	527	14	2022	2022	NUM
fsr-4041	527	15	)	)	PUNCT
fsr-4041	527	16	.	.	PUNCT
fsr-4041	528	1	a	a	DET
fsr-4041	528	2	communication	communication	NOUN
fsr-4041	528	3	study	study	NOUN
fsr-4041	528	4	of	of	ADP
fsr-4041	528	5	young	young	ADJ
fsr-4041	528	6	adults	adult	NOUN
fsr-4041	528	7	and	and	CCONJ
fsr-4041	528	8	online	online	ADJ
fsr-4041	528	9	dependency	dependency	NOUN
fsr-4041	528	10	during	during	ADP
fsr-4041	528	11	the	the	DET
fsr-4041	528	12	covid-19	covid-19	PROPN
fsr-4041	528	13	pandemic	pandemic	NOUN
fsr-4041	528	14	.	.	PUNCT
fsr-4041	529	1	societies	society	NOUN
fsr-4041	529	2	,	,	PUNCT
fsr-4041	529	3	12(4	12(4	NUM
fsr-4041	529	4	)	)	PUNCT
fsr-4041	529	5	,	,	PUNCT
fsr-4041	529	6	109	109	NUM
fsr-4041	529	7	.	.	PUNCT
fsr-4041	530	1	srivastava	srivastava	PROPN
fsr-4041	530	2	,	,	PUNCT
fsr-4041	530	3	v.	v.	PROPN
fsr-4041	530	4	k.	k.	PROPN
fsr-4041	530	5	,	,	PUNCT
fsr-4041	530	6	&	&	CCONJ
fsr-4041	530	7	gilles	gilles	PROPN
fsr-4041	530	8	,	,	PUNCT
fsr-4041	530	9	d.	d.	PROPN
fsr-4041	530	10	e.	e.	PROPN
fsr-4041	530	11	a.	a.	PROPN
fsr-4041	530	12	(	(	PUNCT
fsr-4041	530	13	1987	1987	NUM
fsr-4041	530	14	)	)	PUNCT
fsr-4041	530	15	.	.	PUNCT
fsr-4041	531	1	seemingly	seemingly	ADV
fsr-4041	531	2	unrelated	unrelated	ADJ
fsr-4041	531	3	regression	regression	NOUN
fsr-4041	531	4	equations	equation	NOUN
fsr-4041	531	5	models	model	NOUN
fsr-4041	531	6	:	:	PUNCT
fsr-4041	531	7	estimation	estimation	NOUN
fsr-4041	531	8	and	and	CCONJ
fsr-4041	531	9	inferences	inference	NOUN
fsr-4041	531	10	.	.	PUNCT
fsr-4041	532	1	marcel	marcel	PROPN
fsr-4041	532	2	dekker	dekker	PROPN
fsr-4041	532	3	.	.	PUNCT
fsr-4041	533	1	tam	tam	PROPN
fsr-4041	533	2	,	,	PUNCT
fsr-4041	533	3	j.	j.	PROPN
fsr-4041	533	4	,	,	PUNCT
fsr-4041	533	5	porter	porter	PROPN
fsr-4041	533	6	,	,	PUNCT
fsr-4041	533	7	e.	e.	PROPN
fsr-4041	533	8	k.	k.	PROPN
fsr-4041	533	9	,	,	PUNCT
fsr-4041	533	10	&	&	CCONJ
fsr-4041	533	11	lee	lee	PROPN
fsr-4041	533	12	,	,	PUNCT
fsr-4041	533	13	u.	u.	PROPN
fsr-4041	533	14	j.	j.	PROPN
fsr-4041	533	15	(	(	PUNCT
fsr-4041	533	16	2022	2022	NUM
fsr-4041	533	17	)	)	PUNCT
fsr-4041	533	18	.	.	PUNCT
fsr-4041	534	1	examination	examination	NOUN
fsr-4041	534	2	of	of	ADP
fsr-4041	534	3	information	information	NOUN
fsr-4041	534	4	and	and	CCONJ
fsr-4041	534	5	misinformation	misinformation	NOUN
fsr-4041	534	6	about	about	ADP
fsr-4041	534	7	urinary	urinary	ADJ
fsr-4041	534	8	tract	tract	NOUN
fsr-4041	534	9	infections	infection	NOUN
fsr-4041	534	10	on	on	ADP
fsr-4041	534	11	tiktok	tiktok	NOUN
fsr-4041	534	12	and	and	CCONJ
fsr-4041	534	13	youtube	youtube	NOUN
fsr-4041	534	14	.	.	PUNCT
fsr-4041	535	1	urology	urology	NOUN
fsr-4041	535	2	,	,	PUNCT
fsr-4041	535	3	168	168	NUM
fsr-4041	535	4	,	,	PUNCT
fsr-4041	535	5	35	35	NUM
fsr-4041	535	6	-	-	SYM
fsr-4041	535	7	40	40	NUM
fsr-4041	535	8	.	.	PUNCT
fsr-4041	536	1	thayer	thayer	PROPN
fsr-4041	536	2	,	,	PUNCT
fsr-4041	536	3	s.	s.	PROPN
fsr-4041	536	4	e.	e.	PROPN
fsr-4041	536	5	,	,	PUNCT
fsr-4041	536	6	&	&	CCONJ
fsr-4041	536	7	ray	ray	PROPN
fsr-4041	536	8	,	,	PUNCT
fsr-4041	536	9	s.	s.	PROPN
fsr-4041	536	10	(	(	PUNCT
fsr-4041	536	11	2006	2006	NUM
fsr-4041	536	12	)	)	PUNCT
fsr-4041	536	13	.	.	PUNCT
fsr-4041	537	1	online	online	ADJ
fsr-4041	537	2	communication	communication	NOUN
fsr-4041	537	3	preferences	preference	NOUN
fsr-4041	537	4	across	across	ADP
fsr-4041	537	5	age	age	NOUN
fsr-4041	537	6	,	,	PUNCT
fsr-4041	537	7	gender	gender	NOUN
fsr-4041	537	8	,	,	PUNCT
fsr-4041	537	9	and	and	CCONJ
fsr-4041	537	10	duration	duration	NOUN
fsr-4041	537	11	of	of	ADP
fsr-4041	537	12	internet	internet	NOUN
fsr-4041	537	13	use	use	NOUN
fsr-4041	537	14	.	.	PUNCT
fsr-4041	538	1	cyberpsychology	cyberpsychology	NOUN
fsr-4041	538	2	&	&	CCONJ
fsr-4041	538	3	behavior	behavior	PROPN
fsr-4041	538	4	,	,	PUNCT
fsr-4041	538	5	9(4	9(4	NUM
fsr-4041	538	6	)	)	PUNCT
fsr-4041	538	7	,	,	PUNCT
fsr-4041	538	8	432	432	NUM
fsr-4041	538	9	-	-	SYM
fsr-4041	538	10	440	440	NUM
fsr-4041	538	11	.	.	PUNCT
fsr-4041	539	1	u.s	u.s	PROPN
fsr-4041	539	2	.	.	PROPN
fsr-4041	539	3	securities	securities	PROPN
fsr-4041	539	4	and	and	CCONJ
fsr-4041	539	5	exchange	exchange	PROPN
fsr-4041	539	6	commission	commission	PROPN
fsr-4041	539	7	(	(	PUNCT
fsr-4041	539	8	2018	2018	NUM
fsr-4041	539	9	)	)	PUNCT
fsr-4041	539	10	.	.	PUNCT
fsr-4041	540	1	observations	observation	NOUN
fsr-4041	540	2	from	from	ADP
fsr-4041	540	3	investment	investment	NOUN
fsr-4041	540	4	adviser	adviser	NOUN
fsr-4041	540	5	examinations	examination	NOUN
fsr-4041	540	6	relating	relate	VERB
fsr-4041	540	7	to	to	ADP
fsr-4041	540	8	electronic	electronic	ADJ
fsr-4041	540	9	messaging	messaging	NOUN
fsr-4041	540	10	.	.	PUNCT
fsr-4041	541	1	the	the	DET
fsr-4041	541	2	office	office	NOUN
fsr-4041	541	3	of	of	ADP
fsr-4041	541	4	compliance	compliance	NOUN
fsr-4041	541	5	inspections	inspection	NOUN
fsr-4041	541	6	and	and	CCONJ
fsr-4041	541	7	examinations	examination	NOUN
fsr-4041	541	8	https://www.sec.gov/files/ocie%20risk%2	https://www.sec.gov/files/ocie%20risk%2	NUM
fsr-4041	541	9	0alert%20-%20electronic%20messaging.pd	0alert%20-%20electronic%20messaging.pd	NUM
fsr-4041	541	10	f	f	PROPN
fsr-4041	541	11	u.s	u.s	PROPN
fsr-4041	541	12	.	.	PROPN
fsr-4041	541	13	securities	securities	PROPN
fsr-4041	541	14	and	and	CCONJ
fsr-4041	541	15	exchange	exchange	PROPN
fsr-4041	541	16	commission	commission	PROPN
fsr-4041	541	17	(	(	PUNCT
fsr-4041	541	18	2023	2023	NUM
fsr-4041	541	19	)	)	PUNCT
fsr-4041	541	20	.	.	PUNCT
fsr-4041	542	1	sec	sec	PROPN
fsr-4041	542	2	announces	announce	VERB
fsr-4041	542	3	enforcement	enforcement	NOUN
fsr-4041	542	4	results	result	NOUN
fsr-4041	542	5	for	for	ADP
fsr-4041	542	6	fiscal	fiscal	ADJ
fsr-4041	542	7	year	year	NOUN
fsr-4041	542	8	2023	2023	NUM
fsr-4041	542	9	.	.	PUNCT
fsr-4041	543	1	https://www.sec.gov/newsroom/pressreleases/2023-234	https://www.sec.gov/newsroom/pressreleases/2023-234	PROPN
fsr-4041	543	2	wang	wang	PROPN
fsr-4041	543	3	,	,	PUNCT
fsr-4041	543	4	y.	y.	PROPN
fsr-4041	543	5	,	,	PUNCT
fsr-4041	543	6	&	&	CCONJ
fsr-4041	543	7	zhang	zhang	PROPN
fsr-4041	543	8	,	,	PUNCT
fsr-4041	543	9	y.	y.	PROPN
fsr-4041	543	10	(	(	PUNCT
fsr-4041	543	11	2015	2015	NUM
fsr-4041	543	12	)	)	PUNCT
fsr-4041	543	13	.	.	PUNCT
fsr-4041	544	1	relation	relation	NOUN
fsr-4041	544	2	of	of	ADP
fsr-4041	544	3	mobile	mobile	ADJ
fsr-4041	544	4	phone	phone	NOUN
fsr-4041	544	5	addiction	addiction	NOUN
fsr-4041	544	6	to	to	ADP
fsr-4041	544	7	perceived	perceive	VERB
fsr-4041	544	8	social	social	ADJ
fsr-4041	544	9	support	support	NOUN
fsr-4041	544	10	and	and	CCONJ
fsr-4041	544	11	subjective	subjective	ADJ
fsr-4041	544	12	well	well	ADV
fsr-4041	544	13	-	-	PUNCT
fsr-4041	544	14	being	being	NOUN
fsr-4041	544	15	in	in	ADP
fsr-4041	544	16	college	college	NOUN
fsr-4041	544	17	students	student	NOUN
fsr-4041	544	18	.	.	PUNCT
fsr-4041	545	1	chinese	chinese	ADJ
fsr-4041	545	2	mental	mental	ADJ
fsr-4041	545	3	health	health	PROPN
fsr-4041	545	4	journal	journal	NOUN
fsr-4041	545	5	,	,	PUNCT
fsr-4041	545	6	868	868	NUM
fsr-4041	545	7	-	-	SYM
fsr-4041	545	8	873	873	NUM
fsr-4041	545	9	.	.	PUNCT
fsr-4041	545	10	weesie	weesie	PROPN
fsr-4041	545	11	,	,	PUNCT
fsr-4041	545	12	j.	j.	PROPN
fsr-4041	545	13	(	(	PUNCT
fsr-4041	545	14	2000	2000	NUM
fsr-4041	545	15	)	)	PUNCT
fsr-4041	545	16	.	.	PUNCT
fsr-4041	546	1	seemingly	seemingly	ADV
fsr-4041	546	2	unrelated	unrelated	ADJ
fsr-4041	546	3	estimation	estimation	NOUN
fsr-4041	546	4	and	and	CCONJ
fsr-4041	546	5	the	the	DET
fsr-4041	546	6	cluster	cluster	NOUN
fsr-4041	546	7	-	-	PUNCT
fsr-4041	546	8	adjusted	adjust	VERB
fsr-4041	546	9	sandwich	sandwich	NOUN
fsr-4041	546	10	estimator	estimator	NOUN
fsr-4041	546	11	.	.	PUNCT
fsr-4041	547	1	stata	stata	PROPN
fsr-4041	547	2	technical	technical	ADJ
fsr-4041	547	3	bulletin	bulletin	NOUN
fsr-4041	547	4	,	,	PUNCT
fsr-4041	547	5	52	52	NUM
fsr-4041	547	6	,	,	PUNCT
fsr-4041	547	7	34–47	34–47	NUM
fsr-4041	547	8	.	.	NOUN
fsr-4041	548	1	reprinted	reprint	VERB
fsr-4041	548	2	in	in	ADP
fsr-4041	548	3	stata	stata	ADJ
fsr-4041	548	4	technical	technical	ADJ
fsr-4041	548	5	bulletin	bulletin	NOUN
fsr-4041	548	6	reprints	reprint	NOUN
fsr-4041	548	7	,	,	PUNCT
fsr-4041	548	8	9	9	NUM
fsr-4041	548	9	,	,	PUNCT
fsr-4041	548	10	231	231	NUM
fsr-4041	548	11	–	–	PUNCT
fsr-4041	548	12	248	248	NUM
fsr-4041	548	13	.	.	PUNCT
fsr-4041	549	1	stata	stata	PROPN
fsr-4041	549	2	press	press	PROPN
fsr-4041	549	3	.	.	PUNCT
fsr-4041	550	1	westerman	westerman	PROPN
fsr-4041	550	2	,	,	PUNCT
fsr-4041	550	3	c.	c.	PROPN
fsr-4041	550	4	y.	y.	PROPN
fsr-4041	550	5	k.	k.	PROPN
fsr-4041	550	6	,	,	PUNCT
fsr-4041	550	7	&	&	CCONJ
fsr-4041	550	8	westerman	westerman	PROPN
fsr-4041	550	9	,	,	PUNCT
fsr-4041	550	10	d.	d.	PROPN
fsr-4041	550	11	(	(	PUNCT
fsr-4041	550	12	2010	2010	NUM
fsr-4041	550	13	)	)	PUNCT
fsr-4041	550	14	.	.	PUNCT
fsr-4041	551	1	supervisor	supervisor	NOUN
fsr-4041	551	2	impression	impression	NOUN
fsr-4041	551	3	management	management	NOUN
fsr-4041	551	4	:	:	PUNCT
fsr-4041	551	5	message	message	NOUN
fsr-4041	551	6	content	content	NOUN
fsr-4041	551	7	and	and	CCONJ
fsr-4041	551	8	channel	channel	NOUN
fsr-4041	551	9	effects	effect	NOUN
fsr-4041	551	10	on	on	ADP
fsr-4041	551	11	impressions	impression	NOUN
fsr-4041	551	12	.	.	PUNCT
fsr-4041	552	1	communication	communication	NOUN
fsr-4041	552	2	studies	study	NOUN
fsr-4041	552	3	,	,	PUNCT
fsr-4041	552	4	61(5	61(5	NUM
fsr-4041	552	5	)	)	PUNCT
fsr-4041	552	6	,	,	PUNCT
fsr-4041	552	7	585	585	NUM
fsr-4041	552	8	-	-	SYM
fsr-4041	552	9	601	601	NUM
fsr-4041	552	10	.	.	PUNCT
fsr-4041	553	1	wilsnack	wilsnack	NOUN
fsr-4041	553	2	,	,	PUNCT
fsr-4041	553	3	r.	r.	PROPN
fsr-4041	553	4	w.	w.	PROPN
fsr-4041	553	5	,	,	PUNCT
fsr-4041	553	6	&	&	CCONJ
fsr-4041	553	7	wilsnack	wilsnack	NOUN
fsr-4041	553	8	,	,	PUNCT
fsr-4041	553	9	s.	s.	PROPN
fsr-4041	553	10	c.	c.	PROPN
fsr-4041	553	11	(	(	PUNCT
fsr-4041	553	12	1997	1997	NUM
fsr-4041	553	13	)	)	PUNCT
fsr-4041	553	14	.	.	PUNCT
fsr-4041	554	1	gender	gender	NOUN
fsr-4041	554	2	and	and	CCONJ
fsr-4041	554	3	alcohol	alcohol	NOUN
fsr-4041	554	4	:	:	PUNCT
fsr-4041	554	5	individual	individual	ADJ
fsr-4041	554	6	and	and	CCONJ
fsr-4041	554	7	social	social	ADJ
fsr-4041	554	8	perspectives	perspective	NOUN
fsr-4041	554	9	.	.	PUNCT
fsr-4041	555	1	rutgers	rutgers	PROPN
fsr-4041	555	2	center	center	PROPN
fsr-4041	555	3	of	of	ADP
fsr-4041	555	4	alcohol	alcohol	PROPN
fsr-4041	555	5	.	.	PUNCT
fsr-4041	556	1	williams	williams	PROPN
fsr-4041	556	2	,	,	PUNCT
fsr-4041	556	3	j.	j.	PROPN
fsr-4041	556	4	m.	m.	PROPN
fsr-4041	556	5	,	,	PUNCT
fsr-4041	556	6	&	&	CCONJ
fsr-4041	556	7	stout	stout	PROPN
fsr-4041	556	8	,	,	PUNCT
fsr-4041	556	9	j.	j.	PROPN
fsr-4041	556	10	k.	k.	PROPN
fsr-4041	556	11	(	(	PUNCT
fsr-4041	556	12	1985	1985	NUM
fsr-4041	556	13	)	)	PUNCT
fsr-4041	556	14	.	.	PUNCT
fsr-4041	557	1	the	the	DET
fsr-4041	557	2	effect	effect	NOUN
fsr-4041	557	3	of	of	ADP
fsr-4041	557	4	high	high	ADJ
fsr-4041	557	5	and	and	CCONJ
fsr-4041	557	6	low	low	ADJ
fsr-4041	557	7	assertiveness	assertiveness	NOUN
fsr-4041	557	8	on	on	ADP
fsr-4041	557	9	locus	locus	NOUN
fsr-4041	557	10	of	of	ADP
fsr-4041	557	11	control	control	NOUN
fsr-4041	557	12	and	and	CCONJ
fsr-4041	557	13	health	health	NOUN
fsr-4041	557	14	problems	problem	NOUN
fsr-4041	557	15	.	.	PUNCT
fsr-4041	558	1	the	the	DET
fsr-4041	558	2	journal	journal	NOUN
fsr-4041	558	3	of	of	ADP
fsr-4041	558	4	psychology	psychology	NOUN
fsr-4041	558	5	,	,	PUNCT
fsr-4041	558	6	119(2	119(2	NUM
fsr-4041	558	7	)	)	PUNCT
fsr-4041	558	8	,	,	PUNCT
fsr-4041	558	9	169	169	NUM
fsr-4041	558	10	-	-	SYM
fsr-4041	558	11	173	173	NUM
fsr-4041	558	12	.	.	PUNCT
fsr-4041	558	13	wilson	wilson	PROPN
fsr-4041	558	14	,	,	PUNCT
fsr-4041	558	15	j.	j.	PROPN
fsr-4041	558	16	m.	m.	PROPN
fsr-4041	558	17	,	,	PUNCT
fsr-4041	558	18	lee	lee	PROPN
fsr-4041	558	19	,	,	PUNCT
fsr-4041	558	20	j.	j.	PROPN
fsr-4041	558	21	,	,	PUNCT
fsr-4041	558	22	fitzgerald	fitzgerald	PROPN
fsr-4041	558	23	,	,	PUNCT
fsr-4041	558	24	h.	h.	PROPN
fsr-4041	558	25	n.	n.	PROPN
fsr-4041	558	26	,	,	PUNCT
fsr-4041	558	27	oosterhoff	oosterhoff	PROPN
fsr-4041	558	28	,	,	PUNCT
fsr-4041	558	29	b.	b.	PROPN
fsr-4041	558	30	,	,	PUNCT
fsr-4041	558	31	sevi	sevi	PROPN
fsr-4041	558	32	,	,	PUNCT
fsr-4041	558	33	b.	b.	PROPN
fsr-4041	558	34	,	,	PUNCT
fsr-4041	558	35	&	&	CCONJ
fsr-4041	558	36	shook	shake	VERB
fsr-4041	558	37	,	,	PUNCT
fsr-4041	558	38	n.	n.	PROPN
fsr-4041	558	39	j.	j.	PROPN
fsr-4041	558	40	(	(	PUNCT
fsr-4041	558	41	2020	2020	NUM
fsr-4041	558	42	)	)	PUNCT
fsr-4041	558	43	.	.	PUNCT
fsr-4041	559	1	job	job	NOUN
fsr-4041	559	2	insecurity	insecurity	NOUN
fsr-4041	559	3	and	and	CCONJ
fsr-4041	559	4	financial	financial	ADJ
fsr-4041	559	5	concern	concern	NOUN
fsr-4041	559	6	during	during	ADP
fsr-4041	559	7	the	the	DET
fsr-4041	559	8	covid-19	covid-19	PROPN
fsr-4041	559	9	pandemic	pandemic	NOUN
fsr-4041	559	10	are	be	AUX
fsr-4041	559	11	associated	associate	VERB
fsr-4041	559	12	with	with	ADP
fsr-4041	559	13	worse	bad	ADJ
fsr-4041	559	14	mental	mental	ADJ
fsr-4041	559	15	health	health	NOUN
fsr-4041	559	16	.	.	PUNCT
fsr-4041	560	1	journal	journal	PROPN
fsr-4041	560	2	of	of	ADP
fsr-4041	560	3	occupational	occupational	ADJ
fsr-4041	560	4	and	and	CCONJ
fsr-4041	560	5	environmental	environmental	ADJ
fsr-4041	560	6	medicine	medicine	NOUN
fsr-4041	560	7	,	,	PUNCT
fsr-4041	560	8	62(9	62(9	NUM
fsr-4041	560	9	)	)	PUNCT
fsr-4041	560	10	,	,	PUNCT
fsr-4041	560	11	686	686	NUM
fsr-4041	560	12	-	-	SYM
fsr-4041	560	13	691	691	NUM
fsr-4041	560	14	.	.	PUNCT
fsr-4041	561	1	worthington	worthington	PROPN
fsr-4041	561	2	,	,	PUNCT
fsr-4041	561	3	a.	a.	PROPN
fsr-4041	561	4	c.	c.	PROPN
fsr-4041	561	5	(	(	PUNCT
fsr-4041	561	6	2006	2006	NUM
fsr-4041	561	7	)	)	PUNCT
fsr-4041	561	8	.	.	PUNCT
fsr-4041	562	1	debt	debt	NOUN
fsr-4041	562	2	as	as	ADP
fsr-4041	562	3	a	a	DET
fsr-4041	562	4	source	source	NOUN
fsr-4041	562	5	of	of	ADP
fsr-4041	562	6	financial	financial	ADJ
fsr-4041	562	7	stress	stress	NOUN
fsr-4041	562	8	in	in	ADP
fsr-4041	562	9	australian	australian	ADJ
fsr-4041	562	10	households	household	NOUN
fsr-4041	562	11	.	.	PUNCT
fsr-4041	563	1	international	international	ADJ
fsr-4041	563	2	journal	journal	PROPN
fsr-4041	563	3	of	of	ADP
fsr-4041	563	4	consumer	consumer	NOUN
fsr-4041	563	5	studies	study	NOUN
fsr-4041	563	6	,	,	PUNCT
fsr-4041	563	7	30(1	30(1	NUM
fsr-4041	563	8	)	)	PUNCT
fsr-4041	563	9	,	,	PUNCT
fsr-4041	563	10	2	2	NUM
fsr-4041	563	11	-	-	SYM
fsr-4041	563	12	15	15	NUM
fsr-4041	563	13	.	.	PUNCT
fsr-4041	564	1	yuan	yuan	NOUN
fsr-4041	564	2	,	,	PUNCT
fsr-4041	564	3	s.	s.	PROPN
fsr-4041	564	4	,	,	PUNCT
fsr-4041	564	5	hussain	hussain	PROPN
fsr-4041	564	6	,	,	PUNCT
fsr-4041	564	7	s.	s.	PROPN
fsr-4041	564	8	a.	a.	PROPN
fsr-4041	564	9	,	,	PUNCT
fsr-4041	564	10	hales	hales	PROPN
fsr-4041	564	11	,	,	PUNCT
fsr-4041	564	12	k.	k.	PROPN
fsr-4041	564	13	d.	d.	PROPN
fsr-4041	564	14	,	,	PUNCT
fsr-4041	564	15	&	&	CCONJ
fsr-4041	564	16	cotten	cotten	PROPN
fsr-4041	564	17	,	,	PUNCT
fsr-4041	564	18	s.	s.	PROPN
fsr-4041	564	19	r.	r.	PROPN
fsr-4041	564	20	(	(	PUNCT
fsr-4041	564	21	2016	2016	NUM
fsr-4041	564	22	)	)	PUNCT
fsr-4041	564	23	.	.	PUNCT
fsr-4041	565	1	what	what	PRON
fsr-4041	565	2	do	do	AUX
fsr-4041	565	3	they	they	PRON
fsr-4041	565	4	like	like	VERB
fsr-4041	565	5	?	?	PUNCT
fsr-4041	566	1	communication	communication	NOUN
fsr-4041	566	2	preferences	preference	NOUN
fsr-4041	566	3	and	and	CCONJ
fsr-4041	566	4	patterns	pattern	NOUN
fsr-4041	566	5	of	of	ADP
fsr-4041	566	6	older	old	ADJ
fsr-4041	566	7	adults	adult	NOUN
fsr-4041	566	8	in	in	ADP
fsr-4041	566	9	the	the	DET
fsr-4041	566	10	united	united	PROPN
fsr-4041	566	11	states	states	PROPN
fsr-4041	566	12	:	:	PUNCT
fsr-4041	566	13	the	the	DET
fsr-4041	566	14	role	role	NOUN
fsr-4041	566	15	of	of	ADP
fsr-4041	566	16	technology	technology	NOUN
fsr-4041	566	17	.	.	PUNCT
fsr-4041	567	1	educational	educational	ADJ
fsr-4041	567	2	gerontology	gerontology	NOUN
fsr-4041	567	3	,	,	PUNCT
fsr-4041	567	4	42(3	42(3	NUM
fsr-4041	567	5	)	)	PUNCT
fsr-4041	567	6	,	,	PUNCT
fsr-4041	567	7	163	163	NUM
fsr-4041	567	8	-	-	SYM
fsr-4041	567	9	174	174	NUM
fsr-4041	567	10	.	.	PUNCT
fsr-4041	568	1	zhang	zhang	PROPN
fsr-4041	568	2	,	,	PUNCT
fsr-4041	568	3	n.	n.	NOUN
fsr-4041	568	4	,	,	PUNCT
fsr-4041	568	5	hazarika	hazarika	NOUN
fsr-4041	568	6	,	,	PUNCT
fsr-4041	568	7	b.	b.	PROPN
fsr-4041	568	8	,	,	PUNCT
fsr-4041	568	9	chen	chen	PROPN
fsr-4041	568	10	,	,	PUNCT
fsr-4041	568	11	k.	k.	PROPN
fsr-4041	568	12	,	,	PUNCT
fsr-4041	568	13	&	&	CCONJ
fsr-4041	568	14	shi	shi	PROPN
fsr-4041	568	15	,	,	PUNCT
fsr-4041	568	16	y.	y.	PROPN
fsr-4041	568	17	(	(	PUNCT
fsr-4041	568	18	2023	2023	NUM
fsr-4041	568	19	)	)	PUNCT
fsr-4041	568	20	.	.	PUNCT
fsr-4041	569	1	a	a	DET
fsr-4041	569	2	cross	cross	ADJ
fsr-4041	569	3	-	-	ADJ
fsr-4041	569	4	national	national	ADJ
fsr-4041	569	5	study	study	NOUN
fsr-4041	569	6	on	on	ADP
fsr-4041	569	7	the	the	DET
fsr-4041	569	8	excessive	excessive	ADJ
fsr-4041	569	9	use	use	NOUN
fsr-4041	569	10	of	of	ADP
fsr-4041	569	11	https://www.foxnews.com/lifestyle/gen-z-wont-talk-phone-now-phone-lady-mission	https://www.foxnews.com/lifestyle/gen-z-wont-talk-phone-now-phone-lady-mission	NOUN
fsr-4041	569	12	https://www.foxnews.com/lifestyle/gen-z-wont-talk-phone-now-phone-lady-mission	https://www.foxnews.com/lifestyle/gen-z-wont-talk-phone-now-phone-lady-mission	NOUN
fsr-4041	569	13	https://www.sec.gov/files/ocie%20risk%20alert%20-%20electronic%20messaging.pdf	https://www.sec.gov/files/ocie%20risk%20alert%20-%20electronic%20messaging.pdf	NUM
fsr-4041	569	14	https://www.sec.gov/files/ocie%20risk%20alert%20-%20electronic%20messaging.pdf	https://www.sec.gov/files/ocie%20risk%20alert%20-%20electronic%20messaging.pdf	NUM
fsr-4041	569	15	https://www.sec.gov/files/ocie%20risk%20alert%20-%20electronic%20messaging.pdf	https://www.sec.gov/files/ocie%20risk%20alert%20-%20electronic%20messaging.pdf	PROPN
fsr-4041	569	16	https://www.sec.gov/newsroom/press-releases/2023-234	https://www.sec.gov/newsroom/press-releases/2023-234	ADJ
fsr-4041	569	17	https://www.sec.gov/newsroom/press-releases/2023-234	https://www.sec.gov/newsroom/press-releases/2023-234	ADJ
fsr-4041	569	18	financial	financial	ADJ
fsr-4041	569	19	services	service	NOUN
fsr-4041	569	20	review	review	NOUN
fsr-4041	569	21	,	,	PUNCT
fsr-4041	569	22	32(4	32(4	NUM
fsr-4041	569	23	)	)	PUNCT
fsr-4041	569	24	102	102	NUM
fsr-4041	569	25	short	short	ADJ
fsr-4041	569	26	-	-	PUNCT
fsr-4041	569	27	video	video	NOUN
fsr-4041	569	28	applications	application	NOUN
fsr-4041	569	29	among	among	ADP
fsr-4041	569	30	college	college	NOUN
fsr-4041	569	31	students	student	NOUN
fsr-4041	569	32	.	.	PUNCT
fsr-4041	570	1	computers	computer	NOUN
fsr-4041	570	2	in	in	ADP
fsr-4041	570	3	human	human	ADJ
fsr-4041	570	4	behavior	behavior	NOUN
fsr-4041	570	5	,	,	PUNCT
fsr-4041	570	6	107752	107752	NUM
fsr-4041	570	7	.	.	PUNCT
fsr-4041	571	1	zhang	zhang	PROPN
fsr-4041	571	2	,	,	PUNCT
fsr-4041	571	3	x.	x.	PROPN
fsr-4041	571	4	,	,	PUNCT
fsr-4041	571	5	huang	huang	PROPN
fsr-4041	571	6	,	,	PUNCT
fsr-4041	571	7	x.	x.	PROPN
fsr-4041	571	8	,	,	PUNCT
fsr-4041	571	9	xiao	xiao	PROPN
fsr-4041	571	10	,	,	PUNCT
fsr-4041	571	11	y.	y.	PROPN
fsr-4041	571	12	,	,	PUNCT
fsr-4041	571	13	jing	jing	PROPN
fsr-4041	571	14	,	,	PUNCT
fsr-4041	571	15	d.	d.	PROPN
fsr-4041	571	16	,	,	PUNCT
fsr-4041	571	17	huang	huang	PROPN
fsr-4041	571	18	,	,	PUNCT
fsr-4041	571	19	y.	y.	PROPN
fsr-4041	571	20	,	,	PUNCT
fsr-4041	571	21	chen	chen	PROPN
fsr-4041	571	22	,	,	PUNCT
fsr-4041	571	23	l.	l.	PROPN
fsr-4041	571	24	,	,	PUNCT
fsr-4041	571	25	luo	luo	PROPN
fsr-4041	571	26	,	,	PUNCT
fsr-4041	571	27	d.	d.	PROPN
fsr-4041	571	28	,	,	PUNCT
fsr-4041	571	29	chen	chen	PROPN
fsr-4041	571	30	,	,	PUNCT
fsr-4041	571	31	x.	x.	PROPN
fsr-4041	571	32	&	&	CCONJ
fsr-4041	571	33	shen	shen	PROPN
fsr-4041	571	34	,	,	PUNCT
fsr-4041	571	35	m.	m.	NOUN
fsr-4041	571	36	(	(	PUNCT
fsr-4041	571	37	2019	2019	NUM
fsr-4041	571	38	)	)	PUNCT
fsr-4041	571	39	.	.	PUNCT
fsr-4041	572	1	daily	daily	PROPN
fsr-4041	572	2	intake	intake	NOUN
fsr-4041	572	3	of	of	ADP
fsr-4041	572	4	soft	soft	ADJ
fsr-4041	572	5	drinks	drink	NOUN
fsr-4041	572	6	is	be	AUX
fsr-4041	572	7	associated	associate	VERB
fsr-4041	572	8	with	with	ADP
fsr-4041	572	9	symptoms	symptom	NOUN
fsr-4041	572	10	of	of	ADP
fsr-4041	572	11	anxiety	anxiety	NOUN
fsr-4041	572	12	and	and	CCONJ
fsr-4041	572	13	depression	depression	NOUN
fsr-4041	572	14	in	in	ADP
fsr-4041	572	15	chinese	chinese	ADJ
fsr-4041	572	16	adolescents	adolescent	NOUN
fsr-4041	572	17	.	.	PUNCT
fsr-4041	573	1	public	public	ADJ
fsr-4041	573	2	health	health	PROPN
fsr-4041	573	3	nutrition	nutrition	NOUN
fsr-4041	573	4	,	,	PUNCT
fsr-4041	573	5	22(14	22(14	PROPN
fsr-4041	573	6	)	)	PUNCT
fsr-4041	573	7	,	,	PUNCT
fsr-4041	573	8	2553	2553	NUM
fsr-4041	573	9	-	-	SYM
fsr-4041	573	10	2560	2560	NUM
fsr-4041	573	11	.	.	PUNCT
fsr-4041	574	1	zvolensky	zvolensky	PROPN
fsr-4041	574	2	,	,	PUNCT
fsr-4041	574	3	m.	m.	PROPN
fsr-4041	574	4	j.	j.	PROPN
fsr-4041	574	5	,	,	PUNCT
fsr-4041	574	6	feldner	feldner	NOUN
fsr-4041	574	7	,	,	PUNCT
fsr-4041	574	8	m.	m.	NOUN
fsr-4041	574	9	t.	t.	PROPN
fsr-4041	574	10	,	,	PUNCT
fsr-4041	574	11	eifert	eifert	PROPN
fsr-4041	574	12	,	,	PUNCT
fsr-4041	574	13	g.	g.	PROPN
fsr-4041	574	14	h.	h.	PROPN
fsr-4041	574	15	,	,	PUNCT
fsr-4041	574	16	&	&	CCONJ
fsr-4041	574	17	brown	brown	PROPN
fsr-4041	574	18	,	,	PUNCT
fsr-4041	574	19	r.	r.	PROPN
fsr-4041	574	20	a.	a.	PROPN
fsr-4041	574	21	(	(	PUNCT
fsr-4041	574	22	2001	2001	NUM
fsr-4041	574	23	)	)	PUNCT
fsr-4041	574	24	.	.	PUNCT
fsr-4041	575	1	affective	affective	ADJ
fsr-4041	575	2	style	style	NOUN
fsr-4041	575	3	among	among	ADP
fsr-4041	575	4	smokers	smoker	NOUN
fsr-4041	575	5	:	:	PUNCT
fsr-4041	575	6	understanding	understand	VERB
fsr-4041	575	7	anxiety	anxiety	NOUN
fsr-4041	575	8	sensitivity	sensitivity	NOUN
fsr-4041	575	9	,	,	PUNCT
fsr-4041	575	10	emotional	emotional	ADJ
fsr-4041	575	11	reactivity	reactivity	NOUN
fsr-4041	575	12	,	,	PUNCT
fsr-4041	575	13	and	and	CCONJ
fsr-4041	575	14	distress	distress	NOUN
fsr-4041	575	15	tolerance	tolerance	NOUN
fsr-4041	575	16	using	use	VERB
fsr-4041	575	17	biological	biological	ADJ
fsr-4041	575	18	challenge	challenge	NOUN
fsr-4041	575	19	.	.	PUNCT
fsr-4041	576	1	addictive	addictive	ADJ
fsr-4041	576	2	behaviors	behavior	NOUN
fsr-4041	576	3	,	,	PUNCT
fsr-4041	576	4	26(6	26(6	NUM
fsr-4041	576	5	)	)	PUNCT
fsr-4041	576	6	,	,	PUNCT
fsr-4041	576	7	901	901	NUM
fsr-4041	576	8	-	-	SYM
fsr-4041	576	9	915	915	NUM
fsr-4041	576	10	.	.	PUNCT