id	sid	tid	token	lemma	pos
fsr-4081	1	1	75	75	NUM
fsr-4081	1	2	a	a	DET
fsr-4081	1	3	new	new	ADJ
fsr-4081	1	4	approach	approach	NOUN
fsr-4081	1	5	to	to	ADP
fsr-4081	1	6	teaching	teach	VERB
fsr-4081	1	7	personal	personal	ADJ
fsr-4081	1	8	financial	financial	ADJ
fsr-4081	1	9	education	education	NOUN
fsr-4081	1	10	timothy	timothy	PROPN
fsr-4081	1	11	s.	s.	PROPN
fsr-4081	1	12	griesdorn1	griesdorn1	PROPN
fsr-4081	1	13	&	&	CCONJ
fsr-4081	1	14	sharon	sharon	PROPN
fsr-4081	1	15	a.	a.	PROPN
fsr-4081	1	16	devaney2	devaney2	PROPN
fsr-4081	1	17	abstract	abstract	ADP
fsr-4081	1	18	this	this	DET
fsr-4081	1	19	paper	paper	NOUN
fsr-4081	1	20	outlines	outline	VERB
fsr-4081	1	21	a	a	DET
fsr-4081	1	22	new	new	ADJ
fsr-4081	1	23	approach	approach	NOUN
fsr-4081	1	24	to	to	ADP
fsr-4081	1	25	teaching	teach	VERB
fsr-4081	1	26	a	a	DET
fsr-4081	1	27	financial	financial	ADJ
fsr-4081	1	28	planning	planning	NOUN
fsr-4081	1	29	/	/	SYM
fsr-4081	1	30	financial	financial	ADJ
fsr-4081	1	31	literacy	literacy	NOUN
fsr-4081	1	32	course	course	NOUN
fsr-4081	1	33	.	.	PUNCT
fsr-4081	2	1	it	it	PRON
fsr-4081	2	2	begins	begin	VERB
fsr-4081	2	3	with	with	ADP
fsr-4081	2	4	personality	personality	NOUN
fsr-4081	2	5	assessments	assessment	NOUN
fsr-4081	2	6	and	and	CCONJ
fsr-4081	2	7	other	other	ADJ
fsr-4081	2	8	tools	tool	NOUN
fsr-4081	2	9	to	to	PART
fsr-4081	2	10	help	help	VERB
fsr-4081	2	11	students	student	NOUN
fsr-4081	2	12	build	build	VERB
fsr-4081	2	13	a	a	DET
fsr-4081	2	14	solid	solid	ADJ
fsr-4081	2	15	foundation	foundation	NOUN
fsr-4081	2	16	upon	upon	SCONJ
fsr-4081	2	17	which	which	PRON
fsr-4081	2	18	they	they	PRON
fsr-4081	2	19	can	can	AUX
fsr-4081	2	20	create	create	VERB
fsr-4081	2	21	goals	goal	NOUN
fsr-4081	2	22	and	and	CCONJ
fsr-4081	2	23	develop	develop	VERB
fsr-4081	2	24	a	a	DET
fsr-4081	2	25	financial	financial	ADJ
fsr-4081	2	26	plan	plan	NOUN
fsr-4081	2	27	.	.	PUNCT
fsr-4081	3	1	in	in	ADP
fsr-4081	3	2	contrast	contrast	NOUN
fsr-4081	3	3	,	,	PUNCT
fsr-4081	3	4	most	most	ADJ
fsr-4081	3	5	financial	financial	ADJ
fsr-4081	3	6	planning	planning	NOUN
fsr-4081	3	7	textbooks	textbook	NOUN
fsr-4081	3	8	outline	outline	VERB
fsr-4081	3	9	the	the	DET
fsr-4081	3	10	financial	financial	ADJ
fsr-4081	3	11	planning	planning	NOUN
fsr-4081	3	12	process	process	NOUN
fsr-4081	3	13	,	,	PUNCT
fsr-4081	3	14	provide	provide	VERB
fsr-4081	3	15	an	an	DET
fsr-4081	3	16	overview	overview	NOUN
fsr-4081	3	17	of	of	ADP
fsr-4081	3	18	the	the	DET
fsr-4081	3	19	economic	economic	ADJ
fsr-4081	3	20	system	system	NOUN
fsr-4081	3	21	,	,	PUNCT
fsr-4081	3	22	and	and	CCONJ
fsr-4081	3	23	then	then	ADV
fsr-4081	3	24	focus	focus	VERB
fsr-4081	3	25	on	on	ADP
fsr-4081	3	26	time	time	NOUN
fsr-4081	3	27	value	value	NOUN
fsr-4081	3	28	of	of	ADP
fsr-4081	3	29	money	money	NOUN
fsr-4081	3	30	concepts	concept	NOUN
fsr-4081	3	31	and	and	CCONJ
fsr-4081	3	32	goal	goal	NOUN
fsr-4081	3	33	setting	setting	NOUN
fsr-4081	3	34	.	.	PUNCT
fsr-4081	4	1	all	all	DET
fsr-4081	4	2	the	the	DET
fsr-4081	4	3	texts	text	NOUN
fsr-4081	4	4	start	start	VERB
fsr-4081	4	5	with	with	ADP
fsr-4081	4	6	the	the	DET
fsr-4081	4	7	basic	basic	ADJ
fsr-4081	4	8	assumption	assumption	NOUN
fsr-4081	4	9	that	that	SCONJ
fsr-4081	4	10	each	each	DET
fsr-4081	4	11	student	student	NOUN
fsr-4081	4	12	knows	know	VERB
fsr-4081	4	13	his	his	PRON
fsr-4081	4	14	or	or	CCONJ
fsr-4081	4	15	her	her	PRON
fsr-4081	4	16	goals	goal	NOUN
fsr-4081	4	17	.	.	PUNCT
fsr-4081	5	1	educators	educator	NOUN
fsr-4081	5	2	need	need	VERB
fsr-4081	5	3	to	to	PART
fsr-4081	5	4	be	be	AUX
fsr-4081	5	5	sure	sure	ADJ
fsr-4081	5	6	their	their	PRON
fsr-4081	5	7	students	student	NOUN
fsr-4081	5	8	have	have	VERB
fsr-4081	5	9	a	a	DET
fsr-4081	5	10	solid	solid	ADJ
fsr-4081	5	11	foundation	foundation	NOUN
fsr-4081	5	12	of	of	ADP
fsr-4081	5	13	self	self	NOUN
fsr-4081	5	14	-	-	PUNCT
fsr-4081	5	15	awareness	awareness	NOUN
fsr-4081	5	16	before	before	SCONJ
fsr-4081	5	17	they	they	PRON
fsr-4081	5	18	can	can	AUX
fsr-4081	5	19	plan	plan	VERB
fsr-4081	5	20	for	for	ADP
fsr-4081	5	21	their	their	PRON
fsr-4081	5	22	future	future	NOUN
fsr-4081	5	23	.	.	PUNCT
fsr-4081	6	1	a	a	DET
fsr-4081	6	2	self	self	NOUN
fsr-4081	6	3	-	-	PUNCT
fsr-4081	6	4	awareness	awareness	NOUN
fsr-4081	6	5	foundation	foundation	NOUN
fsr-4081	6	6	would	would	AUX
fsr-4081	6	7	include	include	VERB
fsr-4081	6	8	knowledge	knowledge	NOUN
fsr-4081	6	9	of	of	ADP
fsr-4081	6	10	core	core	NOUN
fsr-4081	6	11	values	value	NOUN
fsr-4081	6	12	and	and	CCONJ
fsr-4081	6	13	key	key	ADJ
fsr-4081	6	14	strength	strength	NOUN
fsr-4081	6	15	competencies	competency	NOUN
fsr-4081	6	16	,	,	PUNCT
fsr-4081	6	17	awareness	awareness	NOUN
fsr-4081	6	18	of	of	ADP
fsr-4081	6	19	the	the	DET
fsr-4081	6	20	importance	importance	NOUN
fsr-4081	6	21	of	of	ADP
fsr-4081	6	22	strong	strong	ADJ
fsr-4081	6	23	relationship	relationship	NOUN
fsr-4081	6	24	skills	skill	NOUN
fsr-4081	6	25	,	,	PUNCT
fsr-4081	6	26	hope	hope	NOUN
fsr-4081	6	27	for	for	ADP
fsr-4081	6	28	the	the	DET
fsr-4081	6	29	future	future	NOUN
fsr-4081	6	30	,	,	PUNCT
fsr-4081	6	31	expressions	expression	NOUN
fsr-4081	6	32	of	of	ADP
fsr-4081	6	33	gratitude	gratitude	NOUN
fsr-4081	6	34	,	,	PUNCT
fsr-4081	6	35	and	and	CCONJ
fsr-4081	6	36	meaningful	meaningful	ADJ
fsr-4081	6	37	work	work	NOUN
fsr-4081	6	38	.	.	PUNCT
fsr-4081	7	1	without	without	ADP
fsr-4081	7	2	a	a	DET
fsr-4081	7	3	solid	solid	ADJ
fsr-4081	7	4	foundation	foundation	NOUN
fsr-4081	7	5	,	,	PUNCT
fsr-4081	7	6	goals	goal	NOUN
fsr-4081	7	7	and	and	CCONJ
fsr-4081	7	8	objectives	objective	NOUN
fsr-4081	7	9	can	can	AUX
fsr-4081	7	10	not	not	PART
fsr-4081	7	11	provide	provide	VERB
fsr-4081	7	12	the	the	DET
fsr-4081	7	13	same	same	ADJ
fsr-4081	7	14	level	level	NOUN
fsr-4081	7	15	of	of	ADP
fsr-4081	7	16	life	life	NOUN
fsr-4081	7	17	satisfaction	satisfaction	NOUN
fsr-4081	7	18	and	and	CCONJ
fsr-4081	7	19	happiness	happiness	NOUN
fsr-4081	7	20	desired	desire	VERB
fsr-4081	7	21	in	in	ADP
fsr-4081	7	22	life	life	NOUN
fsr-4081	7	23	.	.	PUNCT
fsr-4081	8	1	sample	sample	NOUN
fsr-4081	8	2	assignments	assignment	NOUN
fsr-4081	8	3	are	be	AUX
fsr-4081	8	4	provided	provide	VERB
fsr-4081	8	5	that	that	PRON
fsr-4081	8	6	would	would	AUX
fsr-4081	8	7	help	help	VERB
fsr-4081	8	8	educators	educator	NOUN
fsr-4081	8	9	introduce	introduce	VERB
fsr-4081	8	10	these	these	DET
fsr-4081	8	11	topics	topic	NOUN
fsr-4081	8	12	in	in	ADP
fsr-4081	8	13	an	an	DET
fsr-4081	8	14	undergraduate	undergraduate	ADJ
fsr-4081	8	15	course	course	NOUN
fsr-4081	8	16	.	.	PUNCT
fsr-4081	9	1	implementation	implementation	NOUN
fsr-4081	9	2	of	of	ADP
fsr-4081	9	3	these	these	DET
fsr-4081	9	4	elements	element	NOUN
fsr-4081	9	5	in	in	ADP
fsr-4081	9	6	an	an	DET
fsr-4081	9	7	undergraduate	undergraduate	ADJ
fsr-4081	9	8	personal	personal	ADJ
fsr-4081	9	9	finance	finance	NOUN
fsr-4081	9	10	course	course	NOUN
fsr-4081	9	11	increased	increase	VERB
fsr-4081	9	12	student	student	NOUN
fsr-4081	9	13	evaluations	evaluation	NOUN
fsr-4081	9	14	of	of	ADP
fsr-4081	9	15	the	the	DET
fsr-4081	9	16	course	course	NOUN
fsr-4081	9	17	by	by	ADP
fsr-4081	9	18	7	7	NUM
fsr-4081	9	19	%	%	NOUN
fsr-4081	9	20	.	.	PUNCT
fsr-4081	10	1	creative	creative	ADJ
fsr-4081	10	2	commons	commons	PROPN
fsr-4081	10	3	license	license	NOUN
fsr-4081	10	4	this	this	DET
fsr-4081	10	5	work	work	NOUN
fsr-4081	10	6	is	be	AUX
fsr-4081	10	7	licensed	license	VERB
fsr-4081	10	8	under	under	ADP
fsr-4081	10	9	a	a	DET
fsr-4081	10	10	creative	creative	ADJ
fsr-4081	10	11	commons	common	NOUN
fsr-4081	10	12	attribution	attribution	NOUN
fsr-4081	10	13	-	-	PUNCT
fsr-4081	10	14	noncommercial	noncommercial	ADJ
fsr-4081	10	15	4.0	4.0	NUM
fsr-4081	10	16	license	license	NOUN
fsr-4081	10	17	recommended	recommend	VERB
fsr-4081	10	18	citation	citation	NOUN
fsr-4081	10	19	griesdorn	griesdorn	PROPN
fsr-4081	10	20	,	,	PUNCT
fsr-4081	10	21	t.s	t.s	PROPN
fsr-4081	10	22	.	.	PROPN
fsr-4081	10	23	&	&	CCONJ
fsr-4081	10	24	devaney	devaney	PROPN
fsr-4081	10	25	,	,	PUNCT
fsr-4081	10	26	s.a	s.a	PROPN
fsr-4081	10	27	.	.	PROPN
fsr-4081	10	28	(	(	PUNCT
fsr-4081	10	29	2025	2025	NUM
fsr-4081	10	30	)	)	PUNCT
fsr-4081	10	31	.	.	PUNCT
fsr-4081	11	1	a	a	DET
fsr-4081	11	2	new	new	ADJ
fsr-4081	11	3	approach	approach	NOUN
fsr-4081	11	4	to	to	ADP
fsr-4081	11	5	teaching	teach	VERB
fsr-4081	11	6	personal	personal	ADJ
fsr-4081	11	7	financial	financial	ADJ
fsr-4081	11	8	education	education	NOUN
fsr-4081	11	9	.	.	PUNCT
fsr-4081	12	1	financial	financial	ADJ
fsr-4081	12	2	services	service	NOUN
fsr-4081	12	3	review	review	NOUN
fsr-4081	12	4	,	,	PUNCT
fsr-4081	12	5	33(4	33(4	NUM
fsr-4081	12	6	)	)	PUNCT
fsr-4081	12	7	,	,	PUNCT
fsr-4081	12	8	75	75	NUM
fsr-4081	12	9	-	-	SYM
fsr-4081	12	10	86	86	NUM
fsr-4081	12	11	.	.	PUNCT
fsr-4081	13	1	introduction	introduction	NOUN
fsr-4081	13	2	in	in	ADP
fsr-4081	13	3	the	the	DET
fsr-4081	13	4	late	late	ADJ
fsr-4081	13	5	1990s	1990	NOUN
fsr-4081	13	6	and	and	CCONJ
fsr-4081	13	7	early	early	ADJ
fsr-4081	13	8	2000s	2000s	NUM
fsr-4081	13	9	,	,	PUNCT
fsr-4081	13	10	the	the	DET
fsr-4081	13	11	academic	academic	ADJ
fsr-4081	13	12	community	community	NOUN
fsr-4081	13	13	introduced	introduce	VERB
fsr-4081	13	14	over	over	ADP
fsr-4081	13	15	90	90	NUM
fsr-4081	13	16	financial	financial	ADJ
fsr-4081	13	17	education	education	NOUN
fsr-4081	13	18	programs	program	NOUN
fsr-4081	13	19	(	(	PUNCT
fsr-4081	13	20	vitt	vitt	X
fsr-4081	13	21	et	et	PROPN
fsr-4081	13	22	al	al	PROPN
fsr-4081	13	23	.	.	PROPN
fsr-4081	13	24	,	,	PUNCT
fsr-4081	13	25	2000	2000	NUM
fsr-4081	13	26	)	)	PUNCT
fsr-4081	13	27	.	.	PUNCT
fsr-4081	14	1	even	even	ADV
fsr-4081	14	2	with	with	ADP
fsr-4081	14	3	the	the	DET
fsr-4081	14	4	increase	increase	NOUN
fsr-4081	14	5	in	in	ADP
fsr-4081	14	6	financial	financial	ADJ
fsr-4081	14	7	literacy	literacy	NOUN
fsr-4081	14	8	programs	program	NOUN
fsr-4081	14	9	,	,	PUNCT
fsr-4081	14	10	fox	fox	PROPN
fsr-4081	14	11	,	,	PUNCT
fsr-4081	14	12	bartholomae	bartholomae	ADJ
fsr-4081	14	13	,	,	PUNCT
fsr-4081	14	14	and	and	CCONJ
fsr-4081	14	15	lee	lee	PROPN
fsr-4081	14	16	(	(	PUNCT
fsr-4081	14	17	2005	2005	NUM
fsr-4081	14	18	)	)	PUNCT
fsr-4081	14	19	still	still	ADV
fsr-4081	14	20	found	find	VERB
fsr-4081	14	21	a	a	DET
fsr-4081	14	22	growing	grow	VERB
fsr-4081	14	23	need	need	NOUN
fsr-4081	14	24	to	to	PART
fsr-4081	14	25	improve	improve	VERB
fsr-4081	14	26	financial	financial	ADJ
fsr-4081	14	27	literacy	literacy	NOUN
fsr-4081	14	28	levels	level	NOUN
fsr-4081	14	29	in	in	ADP
fsr-4081	14	30	the	the	DET
fsr-4081	14	31	u.s	u.s	PROPN
fsr-4081	14	32	.	.	PROPN
fsr-4081	14	33	the	the	DET
fsr-4081	14	34	study	study	NOUN
fsr-4081	14	35	on	on	ADP
fsr-4081	14	36	collegiate	collegiate	ADJ
fsr-4081	14	37	financial	financial	PROPN
fsr-4081	14	38	wellness	wellness	NOUN
fsr-4081	14	39	(	(	PUNCT
fsr-4081	14	40	scfw	scfw	NOUN
fsr-4081	14	41	)	)	PUNCT
fsr-4081	14	42	indicated	indicate	VERB
fsr-4081	14	43	that	that	SCONJ
fsr-4081	14	44	more	more	ADJ
fsr-4081	14	45	college	college	NOUN
fsr-4081	14	46	students	student	NOUN
fsr-4081	14	47	were	be	AUX
fsr-4081	14	48	exposed	expose	VERB
fsr-4081	14	49	to	to	ADP
fsr-4081	14	50	financial	financial	ADJ
fsr-4081	14	51	education	education	NOUN
fsr-4081	14	52	in	in	ADP
fsr-4081	14	53	high	high	ADJ
fsr-4081	14	54	school	school	NOUN
fsr-4081	14	55	than	than	ADP
fsr-4081	14	56	in	in	ADP
fsr-4081	14	57	college	college	NOUN
fsr-4081	14	58	(	(	PUNCT
fsr-4081	14	59	study	study	NOUN
fsr-4081	14	60	on	on	ADP
fsr-4081	14	61	collegiate	collegiate	ADJ
fsr-4081	14	62	financial	financial	ADJ
fsr-4081	14	63	wellness	wellness	NOUN
fsr-4081	14	64	,	,	PUNCT
fsr-4081	14	65	2017	2017	NUM
fsr-4081	14	66	)	)	PUNCT
fsr-4081	14	67	.	.	PUNCT
fsr-4081	15	1	however	however	ADV
fsr-4081	15	2	,	,	PUNCT
fsr-4081	15	3	the	the	DET
fsr-4081	15	4	research	research	NOUN
fsr-4081	15	5	also	also	ADV
fsr-4081	15	6	identified	identify	VERB
fsr-4081	15	7	the	the	DET
fsr-4081	15	8	lack	lack	NOUN
fsr-4081	15	9	of	of	ADP
fsr-4081	15	10	improvement	improvement	NOUN
fsr-4081	15	11	in	in	ADP
fsr-4081	15	12	overall	overall	ADJ
fsr-4081	15	13	financial	financial	ADJ
fsr-4081	15	14	literacy	literacy	NOUN
fsr-4081	15	15	among	among	ADP
fsr-4081	15	16	students	student	NOUN
fsr-4081	15	17	despite	despite	SCONJ
fsr-4081	15	18	1	1	NUM
fsr-4081	15	19	corresponding	correspond	VERB
fsr-4081	15	20	author	author	NOUN
fsr-4081	15	21	(	(	PUNCT
fsr-4081	15	22	tgriesdorn@gmail.com	tgriesdorn@gmail.com	NOUN
fsr-4081	15	23	)	)	PUNCT
fsr-4081	15	24	.	.	PUNCT
fsr-4081	16	1	university	university	NOUN
fsr-4081	16	2	of	of	ADP
fsr-4081	16	3	the	the	DET
fsr-4081	16	4	incarnate	incarnate	ADJ
fsr-4081	16	5	word	word	NOUN
fsr-4081	16	6	,	,	PUNCT
fsr-4081	16	7	san	san	PROPN
fsr-4081	16	8	antonio	antonio	PROPN
fsr-4081	16	9	,	,	PUNCT
fsr-4081	16	10	texas	texas	PROPN
fsr-4081	16	11	,	,	PUNCT
fsr-4081	16	12	usa	usa	PROPN
fsr-4081	16	13	.	.	PROPN
fsr-4081	16	14	2	2	NUM
fsr-4081	16	15	purdue	purdue	PROPN
fsr-4081	16	16	university	university	NOUN
fsr-4081	16	17	,	,	PUNCT
fsr-4081	16	18	west	west	PROPN
fsr-4081	16	19	lafayette	lafayette	PROPN
fsr-4081	16	20	,	,	PUNCT
fsr-4081	16	21	indiana	indiana	PROPN
fsr-4081	16	22	,	,	PUNCT
fsr-4081	16	23	usa	usa	PROPN
fsr-4081	16	24	.	.	PROPN
fsr-4081	16	25	attending	attend	VERB
fsr-4081	16	26	a	a	DET
fsr-4081	16	27	financial	financial	ADJ
fsr-4081	16	28	education	education	NOUN
fsr-4081	16	29	course	course	NOUN
fsr-4081	16	30	(	(	PUNCT
fsr-4081	16	31	bartholomae	bartholomae	NOUN
fsr-4081	16	32	&	&	CCONJ
fsr-4081	16	33	fox	fox	PROPN
fsr-4081	16	34	,	,	PUNCT
fsr-4081	16	35	2021	2021	NUM
fsr-4081	16	36	)	)	PUNCT
fsr-4081	16	37	.	.	PUNCT
fsr-4081	17	1	one	one	NUM
fsr-4081	17	2	explanation	explanation	NOUN
fsr-4081	17	3	for	for	ADP
fsr-4081	17	4	this	this	DET
fsr-4081	17	5	outcome	outcome	NOUN
fsr-4081	17	6	involves	involve	VERB
fsr-4081	17	7	the	the	DET
fsr-4081	17	8	tendency	tendency	NOUN
fsr-4081	17	9	among	among	ADP
fsr-4081	17	10	individuals	individual	NOUN
fsr-4081	17	11	to	to	PART
fsr-4081	17	12	resist	resist	VERB
fsr-4081	17	13	engaging	engage	VERB
fsr-4081	17	14	in	in	ADP
fsr-4081	17	15	meaningful	meaningful	ADJ
fsr-4081	17	16	change	change	NOUN
fsr-4081	17	17	when	when	SCONJ
fsr-4081	17	18	they	they	PRON
fsr-4081	17	19	feel	feel	VERB
fsr-4081	17	20	they	they	PRON
fsr-4081	17	21	are	be	AUX
fsr-4081	17	22	being	be	AUX
fsr-4081	17	23	told	tell	VERB
fsr-4081	17	24	what	what	PRON
fsr-4081	17	25	to	to	PART
fsr-4081	17	26	do	do	VERB
fsr-4081	17	27	.	.	PUNCT
fsr-4081	18	1	instruction	instruction	NOUN
fsr-4081	18	2	that	that	SCONJ
fsr-4081	18	3	demands	demand	VERB
fsr-4081	18	4	that	that	SCONJ
fsr-4081	18	5	an	an	DET
fsr-4081	18	6	individual	individual	NOUN
fsr-4081	18	7	must	must	AUX
fsr-4081	18	8	save	save	VERB
fsr-4081	18	9	more	more	ADJ
fsr-4081	18	10	money	money	NOUN
fsr-4081	18	11	,	,	PUNCT
fsr-4081	18	12	avoid	avoid	VERB
fsr-4081	18	13	credit	credit	NOUN
fsr-4081	18	14	card	card	NOUN
fsr-4081	18	15	balances	balance	NOUN
fsr-4081	18	16	,	,	PUNCT
fsr-4081	18	17	refrain	refrain	VERB
fsr-4081	18	18	from	from	ADP
fsr-4081	18	19	eating	eat	VERB
fsr-4081	18	20	out	out	ADP
fsr-4081	18	21	,	,	PUNCT
fsr-4081	18	22	and	and	CCONJ
fsr-4081	18	23	so	so	ADV
fsr-4081	18	24	forth	forth	ADV
fsr-4081	18	25	,	,	PUNCT
fsr-4081	18	26	can	can	AUX
fsr-4081	18	27	result	result	VERB
fsr-4081	18	28	in	in	ADP
fsr-4081	18	29	rejection	rejection	NOUN
fsr-4081	18	30	of	of	ADP
fsr-4081	18	31	the	the	DET
fsr-4081	18	32	principles	principle	NOUN
fsr-4081	18	33	taught	teach	VERB
fsr-4081	18	34	in	in	ADP
fsr-4081	18	35	financial	financial	ADJ
fsr-4081	18	36	education	education	NOUN
fsr-4081	18	37	programs	program	NOUN
fsr-4081	18	38	.	.	PUNCT
fsr-4081	19	1	people	people	NOUN
fsr-4081	19	2	seek	seek	VERB
fsr-4081	19	3	education	education	NOUN
fsr-4081	19	4	when	when	SCONJ
fsr-4081	19	5	there	there	PRON
fsr-4081	19	6	is	be	VERB
fsr-4081	19	7	a	a	DET
fsr-4081	19	8	pressing	press	VERB
fsr-4081	19	9	need	need	NOUN
fsr-4081	19	10	.	.	PUNCT
fsr-4081	20	1	using	use	VERB
fsr-4081	20	2	a	a	DET
fsr-4081	20	3	personalized	personalized	ADJ
fsr-4081	20	4	learning	learn	VERB
fsr-4081	20	5	approach	approach	NOUN
fsr-4081	20	6	that	that	PRON
fsr-4081	20	7	links	link	VERB
fsr-4081	20	8	personal	personal	ADJ
fsr-4081	20	9	growth	growth	NOUN
fsr-4081	20	10	and	and	CCONJ
fsr-4081	20	11	happiness	happiness	NOUN
fsr-4081	20	12	with	with	ADP
fsr-4081	20	13	financial	financial	ADJ
fsr-4081	20	14	education	education	NOUN
fsr-4081	20	15	should	should	AUX
fsr-4081	20	16	provide	provide	VERB
fsr-4081	20	17	for	for	ADP
fsr-4081	20	18	increased	increase	VERB
fsr-4081	20	19	https://creativecommons.org/licenses/by-nc/4.0/	https://creativecommons.org/licenses/by-nc/4.0/	PRON
fsr-4081	20	20	mailto:tgriesdorn@gmail.com	mailto:tgriesdorn@gmail.com	PROPN
fsr-4081	20	21	financial	financial	PROPN
fsr-4081	20	22	services	services	PROPN
fsr-4081	20	23	review	review	PROPN
fsr-4081	20	24	,	,	PUNCT
fsr-4081	20	25	33(4	33(4	NUM
fsr-4081	20	26	)	)	PUNCT
fsr-4081	20	27	76	76	NUM
fsr-4081	20	28	receptivity	receptivity	NOUN
fsr-4081	20	29	to	to	ADP
fsr-4081	20	30	the	the	DET
fsr-4081	20	31	principles	principle	NOUN
fsr-4081	20	32	being	be	AUX
fsr-4081	20	33	offered	offer	VERB
fsr-4081	20	34	(	(	PUNCT
fsr-4081	20	35	alamri	alamri	PROPN
fsr-4081	20	36	et	et	PROPN
fsr-4081	20	37	al	al	PROPN
fsr-4081	20	38	.	.	PROPN
fsr-4081	20	39	,	,	PUNCT
fsr-4081	20	40	2020	2020	NUM
fsr-4081	20	41	)	)	PUNCT
fsr-4081	20	42	.	.	PUNCT
fsr-4081	21	1	student	student	NOUN
fsr-4081	21	2	participation	participation	NOUN
fsr-4081	21	3	in	in	ADP
fsr-4081	21	4	the	the	DET
fsr-4081	21	5	process	process	NOUN
fsr-4081	21	6	of	of	ADP
fsr-4081	21	7	learning	learning	NOUN
fsr-4081	21	8	is	be	AUX
fsr-4081	21	9	known	know	VERB
fsr-4081	21	10	to	to	PART
fsr-4081	21	11	improve	improve	VERB
fsr-4081	21	12	financial	financial	ADJ
fsr-4081	21	13	literacy	literacy	NOUN
fsr-4081	21	14	(	(	PUNCT
fsr-4081	21	15	peng	peng	PROPN
fsr-4081	21	16	et	et	PROPN
fsr-4081	21	17	al	al	PROPN
fsr-4081	21	18	.	.	PROPN
fsr-4081	21	19	,	,	PUNCT
fsr-4081	21	20	2007	2007	NUM
fsr-4081	21	21	)	)	PUNCT
fsr-4081	21	22	.	.	PUNCT
fsr-4081	22	1	the	the	DET
fsr-4081	22	2	complexity	complexity	NOUN
fsr-4081	22	3	and	and	CCONJ
fsr-4081	22	4	volume	volume	NOUN
fsr-4081	22	5	of	of	ADP
fsr-4081	22	6	financial	financial	ADJ
fsr-4081	22	7	education	education	NOUN
fsr-4081	22	8	materials	material	NOUN
fsr-4081	22	9	continue	continue	VERB
fsr-4081	22	10	to	to	PART
fsr-4081	22	11	grow	grow	VERB
fsr-4081	22	12	exponentially	exponentially	ADV
fsr-4081	22	13	,	,	PUNCT
fsr-4081	22	14	but	but	CCONJ
fsr-4081	22	15	financial	financial	ADJ
fsr-4081	22	16	educators	educator	NOUN
fsr-4081	22	17	have	have	AUX
fsr-4081	22	18	not	not	PART
fsr-4081	22	19	examined	examine	VERB
fsr-4081	22	20	how	how	SCONJ
fsr-4081	22	21	they	they	PRON
fsr-4081	22	22	teach	teach	VERB
fsr-4081	22	23	the	the	DET
fsr-4081	22	24	subject	subject	NOUN
fsr-4081	22	25	.	.	PUNCT
fsr-4081	23	1	there	there	PRON
fsr-4081	23	2	is	be	VERB
fsr-4081	23	3	little	little	ADJ
fsr-4081	23	4	research	research	NOUN
fsr-4081	23	5	that	that	PRON
fsr-4081	23	6	explores	explore	VERB
fsr-4081	23	7	the	the	DET
fsr-4081	23	8	sequence	sequence	NOUN
fsr-4081	23	9	in	in	ADP
fsr-4081	23	10	which	which	PRON
fsr-4081	23	11	concepts	concept	NOUN
fsr-4081	23	12	are	be	AUX
fsr-4081	23	13	presented	present	VERB
fsr-4081	23	14	in	in	ADP
fsr-4081	23	15	financial	financial	ADJ
fsr-4081	23	16	planning	planning	NOUN
fsr-4081	23	17	education	education	NOUN
fsr-4081	23	18	(	(	PUNCT
fsr-4081	23	19	financial	financial	ADJ
fsr-4081	23	20	literacy	literacy	NOUN
fsr-4081	23	21	and	and	CCONJ
fsr-4081	23	22	education	education	NOUN
fsr-4081	23	23	commission	commission	NOUN
fsr-4081	23	24	,	,	PUNCT
fsr-4081	23	25	2006	2006	NUM
fsr-4081	23	26	)	)	PUNCT
fsr-4081	23	27	.	.	PUNCT
fsr-4081	24	1	as	as	SCONJ
fsr-4081	24	2	behavioral	behavioral	ADJ
fsr-4081	24	3	economics	economic	NOUN
fsr-4081	24	4	has	have	AUX
fsr-4081	24	5	demonstrated	demonstrate	VERB
fsr-4081	24	6	,	,	PUNCT
fsr-4081	24	7	how	how	SCONJ
fsr-4081	24	8	you	you	PRON
fsr-4081	24	9	present	present	VERB
fsr-4081	24	10	information	information	NOUN
fsr-4081	24	11	,	,	PUNCT
fsr-4081	24	12	and	and	CCONJ
fsr-4081	24	13	what	what	PRON
fsr-4081	24	14	people	people	NOUN
fsr-4081	24	15	see	see	VERB
fsr-4081	24	16	first	first	ADV
fsr-4081	24	17	,	,	PUNCT
fsr-4081	24	18	matters	matter	VERB
fsr-4081	24	19	a	a	DET
fsr-4081	24	20	lot	lot	NOUN
fsr-4081	24	21	(	(	PUNCT
fsr-4081	24	22	thaler	thaler	NOUN
fsr-4081	24	23	&	&	CCONJ
fsr-4081	24	24	sunstein	sunstein	PROPN
fsr-4081	24	25	,	,	PUNCT
fsr-4081	24	26	2021	2021	NUM
fsr-4081	24	27	)	)	PUNCT
fsr-4081	24	28	.	.	PUNCT
fsr-4081	25	1	literature	literature	NOUN
fsr-4081	25	2	review	review	VERB
fsr-4081	25	3	how	how	SCONJ
fsr-4081	25	4	do	do	AUX
fsr-4081	25	5	students	student	NOUN
fsr-4081	25	6	learn	learn	VERB
fsr-4081	25	7	best	well	ADV
fsr-4081	25	8	?	?	PUNCT
fsr-4081	26	1	there	there	PRON
fsr-4081	26	2	is	be	VERB
fsr-4081	26	3	a	a	DET
fsr-4081	26	4	body	body	NOUN
fsr-4081	26	5	of	of	ADP
fsr-4081	26	6	research	research	NOUN
fsr-4081	26	7	that	that	PRON
fsr-4081	26	8	indicates	indicate	VERB
fsr-4081	26	9	student	student	NOUN
fsr-4081	26	10	-	-	PUNCT
fsr-4081	26	11	centered	center	VERB
fsr-4081	26	12	and	and	CCONJ
fsr-4081	26	13	problem	problem	NOUN
fsr-4081	26	14	-	-	PUNCT
fsr-4081	26	15	based	base	VERB
fsr-4081	26	16	learning	learning	NOUN
fsr-4081	26	17	is	be	AUX
fsr-4081	26	18	beneficial	beneficial	ADJ
fsr-4081	26	19	for	for	ADP
fsr-4081	26	20	students	student	NOUN
fsr-4081	26	21	.	.	PUNCT
fsr-4081	27	1	educators	educator	NOUN
fsr-4081	27	2	who	who	PRON
fsr-4081	27	3	study	study	VERB
fsr-4081	27	4	the	the	DET
fsr-4081	27	5	science	science	NOUN
fsr-4081	27	6	of	of	ADP
fsr-4081	27	7	teaching	teaching	NOUN
fsr-4081	27	8	have	have	AUX
fsr-4081	27	9	long	long	ADV
fsr-4081	27	10	known	know	VERB
fsr-4081	27	11	the	the	DET
fsr-4081	27	12	principles	principle	NOUN
fsr-4081	27	13	of	of	ADP
fsr-4081	27	14	effective	effective	ADJ
fsr-4081	27	15	teaching	teaching	NOUN
fsr-4081	27	16	(	(	PUNCT
fsr-4081	27	17	nilson	nilson	PROPN
fsr-4081	27	18	,	,	PUNCT
fsr-4081	27	19	2016	2016	NUM
fsr-4081	27	20	)	)	PUNCT
fsr-4081	27	21	.	.	PUNCT
fsr-4081	28	1	unfortunately	unfortunately	ADV
fsr-4081	28	2	,	,	PUNCT
fsr-4081	28	3	personal	personal	ADJ
fsr-4081	28	4	financial	financial	ADJ
fsr-4081	28	5	planning	planning	NOUN
fsr-4081	28	6	authors	author	NOUN
fsr-4081	28	7	are	be	AUX
fsr-4081	28	8	slow	slow	ADJ
fsr-4081	28	9	to	to	PART
fsr-4081	28	10	implement	implement	VERB
fsr-4081	28	11	these	these	DET
fsr-4081	28	12	tools	tool	NOUN
fsr-4081	28	13	in	in	ADP
fsr-4081	28	14	their	their	PRON
fsr-4081	28	15	textbooks	textbook	NOUN
fsr-4081	28	16	.	.	PUNCT
fsr-4081	29	1	human	human	ADJ
fsr-4081	29	2	factors	factor	NOUN
fsr-4081	29	3	such	such	ADJ
fsr-4081	29	4	as	as	ADP
fsr-4081	29	5	creating	create	VERB
fsr-4081	29	6	a	a	DET
fsr-4081	29	7	welcoming	welcome	VERB
fsr-4081	29	8	classroom	classroom	NOUN
fsr-4081	29	9	environment	environment	NOUN
fsr-4081	29	10	and	and	CCONJ
fsr-4081	29	11	enhancing	enhance	VERB
fsr-4081	29	12	student	student	NOUN
fsr-4081	29	13	motivation	motivation	NOUN
fsr-4081	29	14	are	be	AUX
fsr-4081	29	15	vital	vital	ADJ
fsr-4081	29	16	,	,	PUNCT
fsr-4081	29	17	as	as	ADV
fsr-4081	29	18	well	well	ADV
fsr-4081	29	19	as	as	ADP
fsr-4081	29	20	emphasizing	emphasize	VERB
fsr-4081	29	21	the	the	DET
fsr-4081	29	22	practical	practical	ADJ
fsr-4081	29	23	importance	importance	NOUN
fsr-4081	29	24	of	of	ADP
fsr-4081	29	25	the	the	DET
fsr-4081	29	26	subject	subject	NOUN
fsr-4081	29	27	matter	matter	NOUN
fsr-4081	29	28	and	and	CCONJ
fsr-4081	29	29	delivering	deliver	VERB
fsr-4081	29	30	it	it	PRON
fsr-4081	29	31	with	with	ADP
fsr-4081	29	32	active	active	ADJ
fsr-4081	29	33	learning	learning	NOUN
fsr-4081	29	34	techniques	technique	NOUN
fsr-4081	29	35	(	(	PUNCT
fsr-4081	29	36	nilson	nilson	PROPN
fsr-4081	29	37	,	,	PUNCT
fsr-4081	29	38	2016	2016	NUM
fsr-4081	29	39	)	)	PUNCT
fsr-4081	29	40	.	.	PUNCT
fsr-4081	30	1	additionally	additionally	ADV
fsr-4081	30	2	,	,	PUNCT
fsr-4081	30	3	the	the	DET
fsr-4081	30	4	course	course	NOUN
fsr-4081	30	5	should	should	AUX
fsr-4081	30	6	utilize	utilize	VERB
fsr-4081	30	7	the	the	DET
fsr-4081	30	8	problem	problem	NOUN
fsr-4081	30	9	-	-	PUNCT
fsr-4081	30	10	based	base	VERB
fsr-4081	30	11	learning	learning	NOUN
fsr-4081	30	12	education	education	NOUN
fsr-4081	30	13	approach	approach	NOUN
fsr-4081	30	14	(	(	PUNCT
fsr-4081	30	15	savery	savery	NOUN
fsr-4081	30	16	,	,	PUNCT
fsr-4081	30	17	2015	2015	NUM
fsr-4081	30	18	)	)	PUNCT
fsr-4081	30	19	.	.	PUNCT
fsr-4081	31	1	students	student	NOUN
fsr-4081	31	2	are	be	AUX
fsr-4081	31	3	presented	present	VERB
fsr-4081	31	4	with	with	ADP
fsr-4081	31	5	real	real	ADJ
fsr-4081	31	6	-	-	PUNCT
fsr-4081	31	7	life	life	NOUN
fsr-4081	31	8	situations	situation	NOUN
fsr-4081	31	9	and	and	CCONJ
fsr-4081	31	10	are	be	AUX
fsr-4081	31	11	tasked	task	VERB
fsr-4081	31	12	with	with	ADP
fsr-4081	31	13	developing	develop	VERB
fsr-4081	31	14	a	a	DET
fsr-4081	31	15	plan	plan	NOUN
fsr-4081	31	16	that	that	PRON
fsr-4081	31	17	works	work	VERB
fsr-4081	31	18	for	for	ADP
fsr-4081	31	19	them	they	PRON
fsr-4081	31	20	.	.	PUNCT
fsr-4081	32	1	often	often	ADV
fsr-4081	32	2	,	,	PUNCT
fsr-4081	32	3	what	what	PRON
fsr-4081	32	4	works	work	VERB
fsr-4081	32	5	best	good	ADJ
fsr-4081	32	6	for	for	ADP
fsr-4081	32	7	their	their	PRON
fsr-4081	32	8	situation	situation	NOUN
fsr-4081	32	9	plays	play	VERB
fsr-4081	32	10	upon	upon	SCONJ
fsr-4081	32	11	a	a	DET
fsr-4081	32	12	unique	unique	ADJ
fsr-4081	32	13	strength	strength	NOUN
fsr-4081	32	14	they	they	PRON
fsr-4081	32	15	have	have	AUX
fsr-4081	32	16	acquired	acquire	VERB
fsr-4081	32	17	(	(	PUNCT
fsr-4081	32	18	rath	rath	PROPN
fsr-4081	32	19	&	&	CCONJ
fsr-4081	32	20	gallup	gallup	PROPN
fsr-4081	32	21	,	,	PUNCT
fsr-4081	32	22	2017	2017	NUM
fsr-4081	32	23	)	)	PUNCT
fsr-4081	32	24	.	.	PUNCT
fsr-4081	33	1	this	this	DET
fsr-4081	33	2	proposed	propose	VERB
fsr-4081	33	3	model	model	NOUN
fsr-4081	33	4	strives	strive	VERB
fsr-4081	33	5	to	to	PART
fsr-4081	33	6	integrate	integrate	VERB
fsr-4081	33	7	the	the	DET
fsr-4081	33	8	known	know	VERB
fsr-4081	33	9	pedagogical	pedagogical	ADJ
fsr-4081	33	10	techniques	technique	NOUN
fsr-4081	33	11	into	into	ADP
fsr-4081	33	12	a	a	DET
fsr-4081	33	13	financial	financial	ADJ
fsr-4081	33	14	planning	planning	NOUN
fsr-4081	33	15	classroom	classroom	NOUN
fsr-4081	33	16	.	.	PUNCT
fsr-4081	34	1	student	student	NOUN
fsr-4081	34	2	-	-	PUNCT
fsr-4081	34	3	centric	centric	NOUN
fsr-4081	34	4	learning	learning	NOUN
fsr-4081	34	5	starts	start	VERB
fsr-4081	34	6	with	with	ADP
fsr-4081	34	7	the	the	DET
fsr-4081	34	8	first	first	ADJ
fsr-4081	34	9	class	class	NOUN
fsr-4081	34	10	and	and	CCONJ
fsr-4081	34	11	continues	continue	VERB
fsr-4081	34	12	to	to	PART
fsr-4081	34	13	be	be	AUX
fsr-4081	34	14	utilized	utilize	VERB
fsr-4081	34	15	throughout	throughout	ADP
fsr-4081	34	16	the	the	DET
fsr-4081	34	17	entire	entire	ADJ
fsr-4081	34	18	course	course	NOUN
fsr-4081	34	19	.	.	PUNCT
fsr-4081	35	1	this	this	DET
fsr-4081	35	2	type	type	NOUN
fsr-4081	35	3	of	of	ADP
fsr-4081	35	4	learning	learning	NOUN
fsr-4081	35	5	has	have	AUX
fsr-4081	35	6	been	be	AUX
fsr-4081	35	7	shown	show	VERB
fsr-4081	35	8	to	to	PART
fsr-4081	35	9	increase	increase	VERB
fsr-4081	35	10	engagement	engagement	NOUN
fsr-4081	35	11	and	and	CCONJ
fsr-4081	35	12	intrinsic	intrinsic	ADJ
fsr-4081	35	13	motivation	motivation	NOUN
fsr-4081	35	14	(	(	PUNCT
fsr-4081	35	15	weimer	weimer	PROPN
fsr-4081	35	16	,	,	PUNCT
fsr-4081	35	17	2013	2013	NUM
fsr-4081	35	18	)	)	PUNCT
fsr-4081	35	19	.	.	PUNCT
fsr-4081	36	1	therefore	therefore	ADV
fsr-4081	36	2	,	,	PUNCT
fsr-4081	36	3	there	there	PRON
fsr-4081	36	4	is	be	VERB
fsr-4081	36	5	a	a	DET
fsr-4081	36	6	need	need	NOUN
fsr-4081	36	7	to	to	PART
fsr-4081	36	8	develop	develop	VERB
fsr-4081	36	9	an	an	DET
fsr-4081	36	10	approach	approach	NOUN
fsr-4081	36	11	to	to	ADP
fsr-4081	36	12	teaching	teach	VERB
fsr-4081	36	13	personal	personal	ADJ
fsr-4081	36	14	finance	finance	NOUN
fsr-4081	36	15	to	to	ADP
fsr-4081	36	16	college	college	NOUN
fsr-4081	36	17	students	student	NOUN
fsr-4081	36	18	that	that	PRON
fsr-4081	36	19	utilizes	utilize	VERB
fsr-4081	36	20	these	these	DET
fsr-4081	36	21	tools	tool	NOUN
fsr-4081	36	22	of	of	ADP
fsr-4081	36	23	the	the	DET
fsr-4081	36	24	science	science	NOUN
fsr-4081	36	25	of	of	ADP
fsr-4081	36	26	learning	learn	VERB
fsr-4081	36	27	to	to	PART
fsr-4081	36	28	make	make	VERB
fsr-4081	36	29	it	it	PRON
fsr-4081	36	30	personal	personal	ADJ
fsr-4081	36	31	,	,	PUNCT
fsr-4081	36	32	relevant	relevant	ADJ
fsr-4081	36	33	,	,	PUNCT
fsr-4081	36	34	and	and	CCONJ
fsr-4081	36	35	timely	timely	ADV
fsr-4081	36	36	to	to	ADP
fsr-4081	36	37	the	the	DET
fsr-4081	36	38	student	student	NOUN
fsr-4081	36	39	.	.	PUNCT
fsr-4081	37	1	methodology	methodology	NOUN
fsr-4081	37	2	the	the	DET
fsr-4081	37	3	practice	practice	NOUN
fsr-4081	37	4	of	of	ADP
fsr-4081	37	5	financial	financial	ADJ
fsr-4081	37	6	planning	planning	NOUN
fsr-4081	37	7	requires	require	VERB
fsr-4081	37	8	good	good	ADJ
fsr-4081	37	9	communication	communication	NOUN
fsr-4081	37	10	skills	skill	NOUN
fsr-4081	37	11	(	(	PUNCT
fsr-4081	37	12	grable	grable	PROPN
fsr-4081	37	13	&	&	CCONJ
fsr-4081	37	14	goetz	goetz	PROPN
fsr-4081	37	15	,	,	PUNCT
fsr-4081	37	16	2017	2017	NUM
fsr-4081	37	17	)	)	PUNCT
fsr-4081	37	18	.	.	PUNCT
fsr-4081	38	1	this	this	DET
fsr-4081	38	2	course	course	NOUN
fsr-4081	38	3	was	be	AUX
fsr-4081	38	4	designed	design	VERB
fsr-4081	38	5	as	as	ADP
fsr-4081	38	6	a	a	DET
fsr-4081	38	7	writing	writing	NOUN
fsr-4081	38	8	-	-	PUNCT
fsr-4081	38	9	intensive	intensive	ADJ
fsr-4081	38	10	course	course	NOUN
fsr-4081	38	11	to	to	PART
fsr-4081	38	12	assist	assist	VERB
fsr-4081	38	13	students	student	NOUN
fsr-4081	38	14	in	in	ADP
fsr-4081	38	15	developing	develop	VERB
fsr-4081	38	16	their	their	PRON
fsr-4081	38	17	interpersonal	interpersonal	ADJ
fsr-4081	38	18	communication	communication	NOUN
fsr-4081	38	19	skills	skill	NOUN
fsr-4081	38	20	.	.	PUNCT
fsr-4081	39	1	additionally	additionally	ADV
fsr-4081	39	2	,	,	PUNCT
fsr-4081	39	3	they	they	PRON
fsr-4081	39	4	view	view	VERB
fsr-4081	39	5	themselves	themselves	PRON
fsr-4081	39	6	as	as	ADP
fsr-4081	39	7	the	the	DET
fsr-4081	39	8	financial	financial	ADJ
fsr-4081	39	9	planning	planning	NOUN
fsr-4081	39	10	client	client	NOUN
fsr-4081	39	11	,	,	PUNCT
fsr-4081	39	12	in	in	ADP
fsr-4081	39	13	which	which	PRON
fsr-4081	39	14	they	they	PRON
fsr-4081	39	15	must	must	AUX
fsr-4081	39	16	engage	engage	VERB
fsr-4081	39	17	in	in	ADP
fsr-4081	39	18	discovery	discovery	NOUN
fsr-4081	39	19	tools	tool	NOUN
fsr-4081	39	20	and	and	CCONJ
fsr-4081	39	21	motivational	motivational	NOUN
fsr-4081	39	22	interviewing	interview	VERB
fsr-4081	39	23	techniques	technique	NOUN
fsr-4081	39	24	.	.	PUNCT
fsr-4081	40	1	the	the	DET
fsr-4081	40	2	course	course	NOUN
fsr-4081	40	3	was	be	AUX
fsr-4081	40	4	redesigned	redesign	VERB
fsr-4081	40	5	over	over	ADP
fsr-4081	40	6	the	the	DET
fsr-4081	40	7	summer	summer	NOUN
fsr-4081	40	8	of	of	ADP
fsr-4081	40	9	2019	2019	NUM
fsr-4081	40	10	with	with	ADP
fsr-4081	40	11	the	the	DET
fsr-4081	40	12	assistance	assistance	NOUN
fsr-4081	40	13	of	of	ADP
fsr-4081	40	14	two	two	NUM
fsr-4081	40	15	instructional	instructional	ADJ
fsr-4081	40	16	designers	designer	NOUN
fsr-4081	40	17	and	and	CCONJ
fsr-4081	40	18	feedback	feedback	NOUN
fsr-4081	40	19	from	from	ADP
fsr-4081	40	20	other	other	ADJ
fsr-4081	40	21	faculty	faculty	NOUN
fsr-4081	40	22	.	.	PUNCT
fsr-4081	41	1	the	the	DET
fsr-4081	41	2	course	course	NOUN
fsr-4081	41	3	was	be	AUX
fsr-4081	41	4	developed	develop	VERB
fsr-4081	41	5	for	for	ADP
fsr-4081	41	6	a	a	DET
fsr-4081	41	7	face	face	NOUN
fsr-4081	41	8	-	-	PUNCT
fsr-4081	41	9	to	to	ADP
fsr-4081	41	10	-	-	PUNCT
fsr-4081	41	11	face	face	NOUN
fsr-4081	41	12	classroom	classroom	NOUN
fsr-4081	41	13	environment	environment	NOUN
fsr-4081	41	14	,	,	PUNCT
fsr-4081	41	15	but	but	CCONJ
fsr-4081	41	16	the	the	DET
fsr-4081	41	17	covid-19	covid-19	PROPN
fsr-4081	41	18	pandemic	pandemic	NOUN
fsr-4081	41	19	required	require	VERB
fsr-4081	41	20	the	the	DET
fsr-4081	41	21	materials	material	NOUN
fsr-4081	41	22	to	to	PART
fsr-4081	41	23	be	be	AUX
fsr-4081	41	24	adapted	adapt	VERB
fsr-4081	41	25	for	for	ADP
fsr-4081	41	26	distance	distance	NOUN
fsr-4081	41	27	education	education	NOUN
fsr-4081	41	28	.	.	PUNCT
fsr-4081	42	1	the	the	DET
fsr-4081	42	2	course	course	NOUN
fsr-4081	42	3	was	be	AUX
fsr-4081	42	4	developed	develop	VERB
fsr-4081	42	5	for	for	ADP
fsr-4081	42	6	traditional	traditional	ADJ
fsr-4081	42	7	undergraduate	undergraduate	NOUN
fsr-4081	42	8	student	student	NOUN
fsr-4081	42	9	population	population	NOUN
fsr-4081	42	10	at	at	ADP
fsr-4081	42	11	the	the	DET
fsr-4081	42	12	junior	junior	ADJ
fsr-4081	42	13	level	level	NOUN
fsr-4081	42	14	.	.	PUNCT
fsr-4081	43	1	in	in	ADP
fsr-4081	43	2	addition	addition	NOUN
fsr-4081	43	3	,	,	PUNCT
fsr-4081	43	4	the	the	DET
fsr-4081	43	5	course	course	NOUN
fsr-4081	43	6	was	be	AUX
fsr-4081	43	7	intentionally	intentionally	ADV
fsr-4081	43	8	designed	design	VERB
fsr-4081	43	9	such	such	ADJ
fsr-4081	43	10	that	that	SCONJ
fsr-4081	43	11	no	no	DET
fsr-4081	43	12	prerequisites	prerequisite	NOUN
fsr-4081	43	13	would	would	AUX
fsr-4081	43	14	be	be	AUX
fsr-4081	43	15	required	require	VERB
fsr-4081	43	16	,	,	PUNCT
fsr-4081	43	17	thus	thus	ADV
fsr-4081	43	18	any	any	DET
fsr-4081	43	19	student	student	NOUN
fsr-4081	43	20	could	could	AUX
fsr-4081	43	21	enroll	enroll	VERB
fsr-4081	43	22	to	to	PART
fsr-4081	43	23	benefit	benefit	VERB
fsr-4081	43	24	from	from	ADP
fsr-4081	43	25	the	the	DET
fsr-4081	43	26	basic	basic	ADJ
fsr-4081	43	27	financial	financial	ADJ
fsr-4081	43	28	education	education	NOUN
fsr-4081	43	29	.	.	PUNCT
fsr-4081	44	1	in	in	ADP
fsr-4081	44	2	addition	addition	NOUN
fsr-4081	44	3	to	to	ADP
fsr-4081	44	4	the	the	DET
fsr-4081	44	5	traditional	traditional	ADJ
fsr-4081	44	6	coverage	coverage	NOUN
fsr-4081	44	7	of	of	ADP
fsr-4081	44	8	principles	principle	NOUN
fsr-4081	44	9	of	of	ADP
fsr-4081	44	10	financial	financial	ADJ
fsr-4081	44	11	planning	planning	NOUN
fsr-4081	44	12	and	and	CCONJ
fsr-4081	44	13	the	the	DET
fsr-4081	44	14	financial	financial	ADJ
fsr-4081	44	15	planning	planning	NOUN
fsr-4081	44	16	process	process	NOUN
fsr-4081	44	17	,	,	PUNCT
fsr-4081	44	18	the	the	DET
fsr-4081	44	19	first	first	ADJ
fsr-4081	44	20	few	few	ADJ
fsr-4081	44	21	weeks	week	NOUN
fsr-4081	44	22	of	of	ADP
fsr-4081	44	23	the	the	DET
fsr-4081	44	24	semester	semester	NOUN
fsr-4081	44	25	are	be	AUX
fsr-4081	44	26	devoted	devote	VERB
fsr-4081	44	27	to	to	ADP
fsr-4081	44	28	self	self	NOUN
fsr-4081	44	29	-	-	PUNCT
fsr-4081	44	30	discovery	discovery	NOUN
fsr-4081	44	31	and	and	CCONJ
fsr-4081	44	32	reflection	reflection	NOUN
fsr-4081	44	33	.	.	PUNCT
fsr-4081	45	1	the	the	DET
fsr-4081	45	2	assignments	assignment	NOUN
fsr-4081	45	3	are	be	AUX
fsr-4081	45	4	individualized	individualize	VERB
fsr-4081	45	5	to	to	ADP
fsr-4081	45	6	the	the	DET
fsr-4081	45	7	student	student	NOUN
fsr-4081	45	8	,	,	PUNCT
fsr-4081	45	9	so	so	CCONJ
fsr-4081	45	10	the	the	DET
fsr-4081	45	11	student	student	NOUN
fsr-4081	45	12	acts	act	VERB
fsr-4081	45	13	as	as	ADP
fsr-4081	45	14	the	the	DET
fsr-4081	45	15	client	client	NOUN
fsr-4081	45	16	who	who	PRON
fsr-4081	45	17	is	be	AUX
fsr-4081	45	18	seeking	seek	VERB
fsr-4081	45	19	financial	financial	ADJ
fsr-4081	45	20	planning	planning	NOUN
fsr-4081	45	21	advice	advice	NOUN
fsr-4081	45	22	.	.	PUNCT
fsr-4081	46	1	therefore	therefore	ADV
fsr-4081	46	2	,	,	PUNCT
fsr-4081	46	3	the	the	DET
fsr-4081	46	4	goals	goal	NOUN
fsr-4081	46	5	and	and	CCONJ
fsr-4081	46	6	recommendations	recommendation	NOUN
fsr-4081	46	7	should	should	AUX
fsr-4081	46	8	be	be	AUX
fsr-4081	46	9	meaningful	meaningful	ADJ
fsr-4081	46	10	and	and	CCONJ
fsr-4081	46	11	applicable	applicable	ADJ
fsr-4081	46	12	for	for	ADP
fsr-4081	46	13	the	the	DET
fsr-4081	46	14	students	student	NOUN
fsr-4081	46	15	’	'	PUNCT
fsr-4081	46	16	implementation	implementation	NOUN
fsr-4081	46	17	.	.	PUNCT
fsr-4081	47	1	the	the	DET
fsr-4081	47	2	course	course	NOUN
fsr-4081	47	3	is	be	AUX
fsr-4081	47	4	personal	personal	ADJ
fsr-4081	47	5	,	,	PUNCT
fsr-4081	47	6	reflective	reflective	ADJ
fsr-4081	47	7	,	,	PUNCT
fsr-4081	47	8	and	and	CCONJ
fsr-4081	47	9	writing	write	VERB
fsr-4081	47	10	intensive	intensive	ADJ
fsr-4081	47	11	,	,	PUNCT
fsr-4081	47	12	all	all	PRON
fsr-4081	47	13	of	of	ADP
fsr-4081	47	14	which	which	PRON
fsr-4081	47	15	can	can	AUX
fsr-4081	47	16	be	be	AUX
fsr-4081	47	17	done	do	VERB
fsr-4081	47	18	either	either	CCONJ
fsr-4081	47	19	face	face	NOUN
fsr-4081	47	20	-	-	PUNCT
fsr-4081	47	21	toface	toface	NOUN
fsr-4081	47	22	or	or	CCONJ
fsr-4081	47	23	in	in	ADP
fsr-4081	47	24	an	an	DET
fsr-4081	47	25	online	online	ADJ
fsr-4081	47	26	modality	modality	NOUN
fsr-4081	47	27	.	.	PUNCT
fsr-4081	48	1	there	there	PRON
fsr-4081	48	2	are	be	VERB
fsr-4081	48	3	a	a	DET
fsr-4081	48	4	total	total	NOUN
fsr-4081	48	5	of	of	ADP
fsr-4081	48	6	10	10	NUM
fsr-4081	48	7	writing	writing	NOUN
fsr-4081	48	8	assignments	assignment	NOUN
fsr-4081	48	9	and	and	CCONJ
fsr-4081	48	10	two	two	NUM
fsr-4081	48	11	exams	exam	NOUN
fsr-4081	48	12	during	during	ADP
fsr-4081	48	13	the	the	DET
fsr-4081	48	14	semester	semester	NOUN
fsr-4081	48	15	.	.	PUNCT
fsr-4081	49	1	students	student	NOUN
fsr-4081	49	2	are	be	AUX
fsr-4081	49	3	asked	ask	VERB
fsr-4081	49	4	to	to	PART
fsr-4081	49	5	participate	participate	VERB
fsr-4081	49	6	in	in	ADP
fsr-4081	49	7	a	a	DET
fsr-4081	49	8	post	post	ADJ
fsr-4081	49	9	-	-	ADJ
fsr-4081	49	10	course	course	ADJ
fsr-4081	49	11	evaluation	evaluation	NOUN
fsr-4081	49	12	survey	survey	NOUN
fsr-4081	49	13	.	.	PUNCT
fsr-4081	50	1	average	average	ADJ
fsr-4081	50	2	enrollment	enrollment	NOUN
fsr-4081	50	3	in	in	ADP
fsr-4081	50	4	the	the	DET
fsr-4081	50	5	class	class	NOUN
fsr-4081	50	6	is	be	AUX
fsr-4081	50	7	approximately	approximately	ADV
fsr-4081	50	8	30	30	NUM
fsr-4081	50	9	students	student	NOUN
fsr-4081	50	10	per	per	ADP
fsr-4081	50	11	semester	semester	NOUN
fsr-4081	50	12	.	.	PUNCT
fsr-4081	51	1	the	the	DET
fsr-4081	51	2	goal	goal	NOUN
fsr-4081	51	3	of	of	ADP
fsr-4081	51	4	the	the	DET
fsr-4081	51	5	course	course	NOUN
fsr-4081	51	6	is	be	AUX
fsr-4081	51	7	to	to	PART
fsr-4081	51	8	help	help	VERB
fsr-4081	51	9	students	student	NOUN
fsr-4081	51	10	gain	gain	VERB
fsr-4081	51	11	a	a	DET
fsr-4081	51	12	better	well	ADJ
fsr-4081	51	13	understanding	understanding	NOUN
fsr-4081	51	14	of	of	ADP
fsr-4081	51	15	themselves	themselves	PRON
fsr-4081	51	16	,	,	PUNCT
fsr-4081	51	17	their	their	PRON
fsr-4081	51	18	unique	unique	ADJ
fsr-4081	51	19	strengths	strength	NOUN
fsr-4081	51	20	,	,	PUNCT
fsr-4081	51	21	their	their	PRON
fsr-4081	51	22	core	core	NOUN
fsr-4081	51	23	values	value	NOUN
fsr-4081	51	24	,	,	PUNCT
fsr-4081	51	25	and	and	CCONJ
fsr-4081	51	26	how	how	SCONJ
fsr-4081	51	27	to	to	PART
fsr-4081	51	28	leverage	leverage	VERB
fsr-4081	51	29	these	these	DET
fsr-4081	51	30	things	thing	NOUN
fsr-4081	51	31	to	to	PART
fsr-4081	51	32	foster	foster	VERB
fsr-4081	51	33	an	an	DET
fsr-4081	51	34	increased	increase	VERB
fsr-4081	51	35	subjective	subjective	ADJ
fsr-4081	51	36	well	well	ADV
fsr-4081	51	37	-	-	PUNCT
fsr-4081	51	38	being	be	AUX
fsr-4081	51	39	utilizing	utilize	VERB
fsr-4081	51	40	the	the	DET
fsr-4081	51	41	tools	tool	NOUN
fsr-4081	51	42	of	of	ADP
fsr-4081	51	43	the	the	DET
fsr-4081	51	44	financial	financial	ADJ
fsr-4081	51	45	planning	planning	NOUN
fsr-4081	51	46	process	process	NOUN
fsr-4081	51	47	to	to	PART
fsr-4081	51	48	help	help	VERB
fsr-4081	51	49	them	they	PRON
fsr-4081	51	50	accomplish	accomplish	VERB
fsr-4081	51	51	their	their	PRON
fsr-4081	51	52	goals	goal	NOUN
fsr-4081	51	53	.	.	PUNCT
fsr-4081	52	1	see	see	VERB
fsr-4081	52	2	table	table	NOUN
fsr-4081	52	3	1	1	NUM
fsr-4081	52	4	for	for	ADP
fsr-4081	52	5	a	a	DET
fsr-4081	52	6	summary	summary	NOUN
fsr-4081	52	7	of	of	ADP
fsr-4081	52	8	the	the	DET
fsr-4081	52	9	course	course	NOUN
fsr-4081	52	10	content	content	NOUN
fsr-4081	52	11	.	.	PUNCT
fsr-4081	53	1	griesdorn	griesdorn	PROPN
fsr-4081	53	2	&	&	CCONJ
fsr-4081	53	3	devaney	devaney	PROPN
fsr-4081	53	4	77	77	NUM
fsr-4081	53	5	table	table	NOUN
fsr-4081	53	6	1	1	NUM
fsr-4081	53	7	.	.	NUM
fsr-4081	53	8	revised	revise	VERB
fsr-4081	53	9	financial	financial	ADJ
fsr-4081	53	10	planning	planning	NOUN
fsr-4081	53	11	course	course	NOUN
fsr-4081	53	12	overview	overview	NOUN
fsr-4081	53	13	course	course	NOUN
fsr-4081	53	14	sequence	sequence	NOUN
fsr-4081	53	15	question	question	NOUN
fsr-4081	53	16	assessments	assessment	NOUN
fsr-4081	53	17	topics	topic	NOUN
fsr-4081	53	18	covered	cover	VERB
fsr-4081	53	19	weeks	week	NOUN
fsr-4081	53	20	1	1	NUM
fsr-4081	53	21	-	-	SYM
fsr-4081	53	22	3	3	NUM
fsr-4081	53	23	who	who	PRON
fsr-4081	53	24	am	be	AUX
fsr-4081	53	25	i	i	PRON
fsr-4081	53	26	?	?	PUNCT
fsr-4081	53	27	strengthsfinder	strengthsfinder	VERB
fsr-4081	53	28	core	core	NOUN
fsr-4081	53	29	values	value	NOUN
fsr-4081	53	30	spirituality	spirituality	NOUN
fsr-4081	53	31	behavioral	behavioral	ADJ
fsr-4081	53	32	economics	economic	NOUN
fsr-4081	53	33	growth	growth	NOUN
fsr-4081	53	34	mindset	mindset	NOUN
fsr-4081	53	35	motivational	motivational	NOUN
fsr-4081	53	36	interviewing	interview	VERB
fsr-4081	53	37	subjective	subjective	ADJ
fsr-4081	53	38	well	well	ADV
fsr-4081	53	39	-	-	PUNCT
fsr-4081	53	40	being	be	AUX
fsr-4081	53	41	financial	financial	ADJ
fsr-4081	53	42	planning	planning	NOUN
fsr-4081	53	43	process	process	NOUN
fsr-4081	53	44	vulnerability	vulnerability	NOUN
fsr-4081	53	45	&	&	CCONJ
fsr-4081	53	46	trust	trust	NOUN
fsr-4081	53	47	weeks	week	NOUN
fsr-4081	53	48	4	4	NUM
fsr-4081	53	49	-	-	SYM
fsr-4081	53	50	10	10	NUM
fsr-4081	53	51	why	why	SCONJ
fsr-4081	53	52	am	be	AUX
fsr-4081	53	53	i	i	PRON
fsr-4081	53	54	here	here	ADV
fsr-4081	53	55	?	?	PUNCT
fsr-4081	54	1	relationships	relationship	NOUN
fsr-4081	54	2	gratitude	gratitude	VERB
fsr-4081	54	3	vocation	vocation	NOUN
fsr-4081	54	4	goals	goal	NOUN
fsr-4081	54	5	risk	risk	VERB
fsr-4081	54	6	tolerance	tolerance	NOUN
fsr-4081	54	7	time	time	NOUN
fsr-4081	54	8	value	value	NOUN
fsr-4081	54	9	of	of	ADP
fsr-4081	54	10	money	money	NOUN
fsr-4081	54	11	budgeting	budget	VERB
fsr-4081	54	12	tax	tax	NOUN
fsr-4081	54	13	planning	planning	NOUN
fsr-4081	54	14	risk	risk	NOUN
fsr-4081	54	15	management	management	NOUN
fsr-4081	54	16	financial	financial	ADJ
fsr-4081	54	17	well	well	ADV
fsr-4081	54	18	-	-	PUNCT
fsr-4081	54	19	being	being	NOUN
fsr-4081	54	20	weeks	week	NOUN
fsr-4081	54	21	11	11	NUM
fsr-4081	54	22	-	-	SYM
fsr-4081	54	23	16	16	NUM
fsr-4081	54	24	how	how	SCONJ
fsr-4081	54	25	do	do	AUX
fsr-4081	54	26	i	i	PRON
fsr-4081	54	27	want	want	VERB
fsr-4081	54	28	to	to	PART
fsr-4081	54	29	be	be	AUX
fsr-4081	54	30	remembered	remember	VERB
fsr-4081	54	31	?	?	PUNCT
fsr-4081	55	1	emotional	emotional	ADJ
fsr-4081	55	2	intelligence	intelligence	NOUN
fsr-4081	55	3	money	money	NOUN
fsr-4081	55	4	personality	personality	NOUN
fsr-4081	55	5	retirement	retirement	NOUN
fsr-4081	55	6	estate	estate	NOUN
fsr-4081	55	7	planning	planning	NOUN
fsr-4081	55	8	legacy	legacy	NOUN
fsr-4081	55	9	planning	planning	NOUN
fsr-4081	55	10	record	record	NOUN
fsr-4081	55	11	keeping	keep	VERB
fsr-4081	55	12	theoretical	theoretical	ADJ
fsr-4081	55	13	framework	framework	NOUN
fsr-4081	55	14	in	in	ADP
fsr-4081	55	15	well	well	ADV
fsr-4081	55	16	-	-	PUNCT
fsr-4081	55	17	being	being	NOUN
fsr-4081	55	18	theory	theory	NOUN
fsr-4081	55	19	as	as	SCONJ
fsr-4081	55	20	proposed	propose	VERB
fsr-4081	55	21	by	by	ADP
fsr-4081	55	22	martin	martin	PROPN
fsr-4081	55	23	seligman	seligman	PROPN
fsr-4081	55	24	(	(	PUNCT
fsr-4081	55	25	2011	2011	NUM
fsr-4081	55	26	)	)	PUNCT
fsr-4081	55	27	,	,	PUNCT
fsr-4081	55	28	overall	overall	ADJ
fsr-4081	55	29	happiness	happiness	NOUN
fsr-4081	55	30	consists	consist	VERB
fsr-4081	55	31	of	of	ADP
fsr-4081	55	32	five	five	NUM
fsr-4081	55	33	distinct	distinct	ADJ
fsr-4081	55	34	elements	element	NOUN
fsr-4081	55	35	:	:	PUNCT
fsr-4081	55	36	positive	positive	ADJ
fsr-4081	55	37	emotion	emotion	NOUN
fsr-4081	55	38	,	,	PUNCT
fsr-4081	55	39	engagement	engagement	NOUN
fsr-4081	55	40	,	,	PUNCT
fsr-4081	55	41	relationships	relationship	NOUN
fsr-4081	55	42	,	,	PUNCT
fsr-4081	55	43	meaning	meaning	NOUN
fsr-4081	55	44	,	,	PUNCT
fsr-4081	55	45	and	and	CCONJ
fsr-4081	55	46	accomplishment	accomplishment	NOUN
fsr-4081	55	47	(	(	PUNCT
fsr-4081	55	48	perma	perma	NOUN
fsr-4081	55	49	)	)	PUNCT
fsr-4081	55	50	.	.	PUNCT
fsr-4081	56	1	the	the	DET
fsr-4081	56	2	personal	personal	ADJ
fsr-4081	56	3	financial	financial	ADJ
fsr-4081	56	4	management	management	NOUN
fsr-4081	56	5	course	course	NOUN
fsr-4081	56	6	described	describe	VERB
fsr-4081	56	7	in	in	ADP
fsr-4081	56	8	this	this	DET
fsr-4081	56	9	paper	paper	NOUN
fsr-4081	56	10	seeks	seek	VERB
fsr-4081	56	11	to	to	PART
fsr-4081	56	12	build	build	VERB
fsr-4081	56	13	on	on	ADP
fsr-4081	56	14	these	these	DET
fsr-4081	56	15	concepts	concept	NOUN
fsr-4081	56	16	and	and	CCONJ
fsr-4081	56	17	help	help	VERB
fsr-4081	56	18	students	student	NOUN
fsr-4081	56	19	identify	identify	VERB
fsr-4081	56	20	how	how	SCONJ
fsr-4081	56	21	to	to	PART
fsr-4081	56	22	improve	improve	VERB
fsr-4081	56	23	these	these	DET
fsr-4081	56	24	traits	trait	NOUN
fsr-4081	56	25	in	in	ADP
fsr-4081	56	26	their	their	PRON
fsr-4081	56	27	lives	life	NOUN
fsr-4081	56	28	through	through	ADP
fsr-4081	56	29	a	a	DET
fsr-4081	56	30	variety	variety	NOUN
fsr-4081	56	31	of	of	ADP
fsr-4081	56	32	self	self	NOUN
fsr-4081	56	33	-	-	PUNCT
fsr-4081	56	34	reflection	reflection	NOUN
fsr-4081	56	35	exercises	exercise	NOUN
fsr-4081	56	36	.	.	PUNCT
fsr-4081	57	1	in	in	ADP
fsr-4081	57	2	addition	addition	NOUN
fsr-4081	57	3	,	,	PUNCT
fsr-4081	57	4	feedback	feedback	NOUN
fsr-4081	57	5	to	to	ADP
fsr-4081	57	6	students	student	NOUN
fsr-4081	57	7	on	on	ADP
fsr-4081	57	8	these	these	DET
fsr-4081	57	9	assignments	assignment	NOUN
fsr-4081	57	10	is	be	AUX
fsr-4081	57	11	carefully	carefully	ADV
fsr-4081	57	12	structured	structure	VERB
fsr-4081	57	13	to	to	PART
fsr-4081	57	14	foster	foster	VERB
fsr-4081	57	15	the	the	DET
fsr-4081	57	16	growth	growth	NOUN
fsr-4081	57	17	mindset	mindset	NOUN
fsr-4081	57	18	as	as	SCONJ
fsr-4081	57	19	proposed	propose	VERB
fsr-4081	57	20	by	by	ADP
fsr-4081	57	21	carol	carol	PROPN
fsr-4081	57	22	dweck	dweck	PROPN
fsr-4081	57	23	(	(	PUNCT
fsr-4081	57	24	2016	2016	NUM
fsr-4081	57	25	)	)	PUNCT
fsr-4081	57	26	.	.	PUNCT
fsr-4081	58	1	student	student	NOUN
fsr-4081	58	2	feedback	feedback	NOUN
fsr-4081	58	3	is	be	AUX
fsr-4081	58	4	structured	structure	VERB
fsr-4081	58	5	using	use	VERB
fsr-4081	58	6	skill	skill	NOUN
fsr-4081	58	7	language	language	NOUN
fsr-4081	58	8	and	and	CCONJ
fsr-4081	58	9	encouragement	encouragement	NOUN
fsr-4081	58	10	that	that	SCONJ
fsr-4081	58	11	skills	skill	NOUN
fsr-4081	58	12	are	be	AUX
fsr-4081	58	13	being	be	AUX
fsr-4081	58	14	improved	improve	VERB
fsr-4081	58	15	.	.	PUNCT
fsr-4081	59	1	for	for	ADP
fsr-4081	59	2	example	example	NOUN
fsr-4081	59	3	,	,	PUNCT
fsr-4081	59	4	student	student	NOUN
fsr-4081	59	5	feedback	feedback	NOUN
fsr-4081	59	6	could	could	AUX
fsr-4081	59	7	include	include	VERB
fsr-4081	59	8	appreciation	appreciation	NOUN
fsr-4081	59	9	for	for	ADP
fsr-4081	59	10	the	the	DET
fsr-4081	59	11	thoughtful	thoughtful	ADJ
fsr-4081	59	12	response	response	NOUN
fsr-4081	59	13	while	while	SCONJ
fsr-4081	59	14	reminding	remind	VERB
fsr-4081	59	15	them	they	PRON
fsr-4081	59	16	that	that	PRON
fsr-4081	59	17	attention	attention	NOUN
fsr-4081	59	18	to	to	ADP
fsr-4081	59	19	detail	detail	NOUN
fsr-4081	59	20	is	be	AUX
fsr-4081	59	21	an	an	DET
fsr-4081	59	22	essential	essential	ADJ
fsr-4081	59	23	skill	skill	NOUN
fsr-4081	59	24	that	that	PRON
fsr-4081	59	25	could	could	AUX
fsr-4081	59	26	be	be	AUX
fsr-4081	59	27	developed	develop	VERB
fsr-4081	59	28	further	far	ADV
fsr-4081	59	29	.	.	PUNCT
fsr-4081	60	1	finally	finally	ADV
fsr-4081	60	2	,	,	PUNCT
fsr-4081	60	3	students	student	NOUN
fsr-4081	60	4	are	be	AUX
fsr-4081	60	5	encouraged	encourage	VERB
fsr-4081	60	6	to	to	PART
fsr-4081	60	7	examine	examine	VERB
fsr-4081	60	8	their	their	PRON
fsr-4081	60	9	habitual	habitual	ADJ
fsr-4081	60	10	behaviors	behavior	NOUN
fsr-4081	60	11	to	to	PART
fsr-4081	60	12	see	see	VERB
fsr-4081	60	13	if	if	SCONJ
fsr-4081	60	14	they	they	PRON
fsr-4081	60	15	help	help	VERB
fsr-4081	60	16	them	they	PRON
fsr-4081	60	17	flourish	flourish	VERB
fsr-4081	60	18	and	and	CCONJ
fsr-4081	60	19	become	become	VERB
fsr-4081	60	20	the	the	DET
fsr-4081	60	21	type	type	NOUN
fsr-4081	60	22	of	of	ADP
fsr-4081	60	23	person	person	NOUN
fsr-4081	60	24	they	they	PRON
fsr-4081	60	25	desire	desire	VERB
fsr-4081	60	26	to	to	PART
fsr-4081	60	27	be	be	AUX
fsr-4081	60	28	.	.	PUNCT
fsr-4081	61	1	when	when	SCONJ
fsr-4081	61	2	they	they	PRON
fsr-4081	61	3	find	find	VERB
fsr-4081	61	4	undesirable	undesirable	ADJ
fsr-4081	61	5	behaviors	behavior	NOUN
fsr-4081	61	6	,	,	PUNCT
fsr-4081	61	7	they	they	PRON
fsr-4081	61	8	are	be	AUX
fsr-4081	61	9	encouraged	encourage	VERB
fsr-4081	61	10	to	to	PART
fsr-4081	61	11	replace	replace	VERB
fsr-4081	61	12	them	they	PRON
fsr-4081	61	13	with	with	ADP
fsr-4081	61	14	more	more	ADV
fsr-4081	61	15	positive	positive	ADJ
fsr-4081	61	16	habits	habit	NOUN
fsr-4081	61	17	as	as	SCONJ
fsr-4081	61	18	recommended	recommend	VERB
fsr-4081	61	19	by	by	ADP
fsr-4081	61	20	research	research	NOUN
fsr-4081	61	21	conducted	conduct	VERB
fsr-4081	61	22	by	by	ADP
fsr-4081	61	23	james	james	PROPN
fsr-4081	61	24	clear	clear	PROPN
fsr-4081	61	25	(	(	PUNCT
fsr-4081	61	26	2018	2018	NUM
fsr-4081	61	27	)	)	PUNCT
fsr-4081	61	28	.	.	PUNCT
fsr-4081	62	1	thus	thus	ADV
fsr-4081	62	2	,	,	PUNCT
fsr-4081	62	3	students	student	NOUN
fsr-4081	62	4	are	be	AUX
fsr-4081	62	5	given	give	VERB
fsr-4081	62	6	practical	practical	ADJ
fsr-4081	62	7	tools	tool	NOUN
fsr-4081	62	8	for	for	ADP
fsr-4081	62	9	incorporating	incorporate	VERB
fsr-4081	62	10	the	the	DET
fsr-4081	62	11	new	new	ADJ
fsr-4081	62	12	skills	skill	NOUN
fsr-4081	62	13	they	they	PRON
fsr-4081	62	14	have	have	AUX
fsr-4081	62	15	just	just	ADV
fsr-4081	62	16	learned	learn	VERB
fsr-4081	62	17	and	and	CCONJ
fsr-4081	62	18	how	how	SCONJ
fsr-4081	62	19	to	to	PART
fsr-4081	62	20	apply	apply	VERB
fsr-4081	62	21	them	they	PRON
fsr-4081	62	22	in	in	ADP
fsr-4081	62	23	their	their	PRON
fsr-4081	62	24	lives	life	NOUN
fsr-4081	62	25	for	for	ADP
fsr-4081	62	26	immediate	immediate	ADJ
fsr-4081	62	27	reinforcement	reinforcement	NOUN
fsr-4081	62	28	.	.	PUNCT
fsr-4081	63	1	revised	revise	VERB
fsr-4081	63	2	course	course	NOUN
fsr-4081	63	3	framework	framework	NOUN
fsr-4081	63	4	for	for	ADP
fsr-4081	63	5	teaching	teach	VERB
fsr-4081	63	6	financial	financial	ADJ
fsr-4081	63	7	planning	planning	NOUN
fsr-4081	63	8	instructors	instructor	NOUN
fsr-4081	63	9	should	should	AUX
fsr-4081	63	10	start	start	VERB
fsr-4081	63	11	with	with	ADP
fsr-4081	63	12	introspection	introspection	NOUN
fsr-4081	63	13	by	by	ADP
fsr-4081	63	14	the	the	DET
fsr-4081	63	15	students	student	NOUN
fsr-4081	63	16	.	.	PUNCT
fsr-4081	64	1	if	if	SCONJ
fsr-4081	64	2	students	student	NOUN
fsr-4081	64	3	strive	strive	VERB
fsr-4081	64	4	to	to	PART
fsr-4081	64	5	answer	answer	VERB
fsr-4081	64	6	the	the	DET
fsr-4081	64	7	question	question	NOUN
fsr-4081	64	8	“	"	PUNCT
fsr-4081	64	9	who	who	PRON
fsr-4081	64	10	am	be	AUX
fsr-4081	64	11	i	i	PRON
fsr-4081	64	12	?	?	PUNCT
fsr-4081	64	13	”	"	PUNCT
fsr-4081	65	1	before	before	SCONJ
fsr-4081	65	2	they	they	PRON
fsr-4081	65	3	are	be	AUX
fsr-4081	65	4	exposed	expose	VERB
fsr-4081	65	5	to	to	ADP
fsr-4081	65	6	the	the	DET
fsr-4081	65	7	importance	importance	NOUN
fsr-4081	65	8	of	of	ADP
fsr-4081	65	9	the	the	DET
fsr-4081	65	10	material	material	NOUN
fsr-4081	65	11	,	,	PUNCT
fsr-4081	65	12	they	they	PRON
fsr-4081	65	13	may	may	AUX
fsr-4081	65	14	be	be	AUX
fsr-4081	65	15	more	more	ADV
fsr-4081	65	16	likely	likely	ADJ
fsr-4081	65	17	to	to	PART
fsr-4081	65	18	attempt	attempt	VERB
fsr-4081	65	19	to	to	PART
fsr-4081	65	20	apply	apply	VERB
fsr-4081	65	21	financial	financial	ADJ
fsr-4081	65	22	tools	tool	NOUN
fsr-4081	65	23	in	in	ADP
fsr-4081	65	24	their	their	PRON
fsr-4081	65	25	lives	life	NOUN
fsr-4081	65	26	.	.	PUNCT
fsr-4081	66	1	to	to	PART
fsr-4081	66	2	engage	engage	VERB
fsr-4081	66	3	students	student	NOUN
fsr-4081	66	4	in	in	ADP
fsr-4081	66	5	introspection	introspection	NOUN
fsr-4081	66	6	within	within	ADP
fsr-4081	66	7	a	a	DET
fsr-4081	66	8	class	class	NOUN
fsr-4081	66	9	,	,	PUNCT
fsr-4081	66	10	it	it	PRON
fsr-4081	66	11	is	be	AUX
fsr-4081	66	12	necessary	necessary	ADJ
fsr-4081	66	13	to	to	PART
fsr-4081	66	14	start	start	VERB
fsr-4081	66	15	with	with	ADP
fsr-4081	66	16	a	a	DET
fsr-4081	66	17	shift	shift	NOUN
fsr-4081	66	18	in	in	ADP
fsr-4081	66	19	their	their	PRON
fsr-4081	66	20	perspective	perspective	NOUN
fsr-4081	66	21	.	.	PUNCT
fsr-4081	67	1	in	in	ADP
fsr-4081	67	2	doing	do	VERB
fsr-4081	67	3	so	so	ADV
fsr-4081	67	4	,	,	PUNCT
fsr-4081	67	5	the	the	DET
fsr-4081	67	6	instructor	instructor	NOUN
fsr-4081	67	7	should	should	AUX
fsr-4081	67	8	explain	explain	VERB
fsr-4081	67	9	that	that	SCONJ
fsr-4081	67	10	there	there	PRON
fsr-4081	67	11	are	be	VERB
fsr-4081	67	12	no	no	DET
fsr-4081	67	13	right	right	ADJ
fsr-4081	67	14	or	or	CCONJ
fsr-4081	67	15	wrong	wrong	ADJ
fsr-4081	67	16	answers	answer	NOUN
fsr-4081	67	17	to	to	ADP
fsr-4081	67	18	questions	question	NOUN
fsr-4081	67	19	about	about	ADP
fsr-4081	67	20	personality	personality	NOUN
fsr-4081	67	21	,	,	PUNCT
fsr-4081	67	22	spending	spending	NOUN
fsr-4081	67	23	habits	habit	NOUN
fsr-4081	67	24	,	,	PUNCT
fsr-4081	67	25	and	and	CCONJ
fsr-4081	67	26	money	money	NOUN
fsr-4081	67	27	scripts	script	NOUN
fsr-4081	67	28	.	.	PUNCT
fsr-4081	68	1	an	an	DET
fsr-4081	68	2	essential	essential	ADJ
fsr-4081	68	3	step	step	NOUN
fsr-4081	68	4	is	be	AUX
fsr-4081	68	5	to	to	PART
fsr-4081	68	6	create	create	VERB
fsr-4081	68	7	a	a	DET
fsr-4081	68	8	“	"	PUNCT
fsr-4081	68	9	brave	brave	ADJ
fsr-4081	68	10	”	"	PUNCT
fsr-4081	68	11	space	space	NOUN
fsr-4081	68	12	for	for	SCONJ
fsr-4081	68	13	students	student	NOUN
fsr-4081	68	14	to	to	PART
fsr-4081	68	15	share	share	VERB
fsr-4081	68	16	their	their	PRON
fsr-4081	68	17	thoughts	thought	NOUN
fsr-4081	68	18	and	and	CCONJ
fsr-4081	68	19	feelings	feeling	NOUN
fsr-4081	68	20	(	(	PUNCT
fsr-4081	68	21	brown	brown	ADJ
fsr-4081	68	22	,	,	PUNCT
fsr-4081	68	23	2018	2018	NUM
fsr-4081	68	24	)	)	PUNCT
fsr-4081	68	25	.	.	PUNCT
fsr-4081	69	1	the	the	DET
fsr-4081	69	2	first	first	ADJ
fsr-4081	69	3	class	class	NOUN
fsr-4081	69	4	sets	set	VERB
fsr-4081	69	5	the	the	DET
fsr-4081	69	6	stage	stage	NOUN
fsr-4081	69	7	for	for	ADP
fsr-4081	69	8	this	this	PRON
fsr-4081	69	9	by	by	ADP
fsr-4081	69	10	stressing	stress	VERB
fsr-4081	69	11	that	that	SCONJ
fsr-4081	69	12	all	all	DET
fsr-4081	69	13	information	information	NOUN
fsr-4081	69	14	shared	share	VERB
fsr-4081	69	15	in	in	ADP
fsr-4081	69	16	the	the	DET
fsr-4081	69	17	class	class	NOUN
fsr-4081	69	18	is	be	AUX
fsr-4081	69	19	confidential	confidential	ADJ
fsr-4081	69	20	and	and	CCONJ
fsr-4081	69	21	not	not	PART
fsr-4081	69	22	to	to	PART
fsr-4081	69	23	be	be	AUX
fsr-4081	69	24	shared	share	VERB
fsr-4081	69	25	outside	outside	ADP
fsr-4081	69	26	of	of	ADP
fsr-4081	69	27	the	the	DET
fsr-4081	69	28	class	class	NOUN
fsr-4081	69	29	without	without	ADP
fsr-4081	69	30	permission	permission	NOUN
fsr-4081	69	31	.	.	PUNCT
fsr-4081	70	1	students	student	NOUN
fsr-4081	70	2	develop	develop	VERB
fsr-4081	70	3	norms	norm	NOUN
fsr-4081	70	4	for	for	ADP
fsr-4081	70	5	classroom	classroom	NOUN
fsr-4081	70	6	behavior	behavior	NOUN
fsr-4081	70	7	and	and	CCONJ
fsr-4081	70	8	consequences	consequence	NOUN
fsr-4081	70	9	if	if	SCONJ
fsr-4081	70	10	those	those	DET
fsr-4081	70	11	norms	norm	NOUN
fsr-4081	70	12	are	be	AUX
fsr-4081	70	13	violated	violate	VERB
fsr-4081	70	14	.	.	PUNCT
fsr-4081	71	1	as	as	ADP
fsr-4081	71	2	part	part	NOUN
fsr-4081	71	3	of	of	ADP
fsr-4081	71	4	creating	create	VERB
fsr-4081	71	5	a	a	DET
fsr-4081	71	6	“	"	PUNCT
fsr-4081	71	7	brave	brave	ADJ
fsr-4081	71	8	”	"	PUNCT
fsr-4081	71	9	space	space	NOUN
fsr-4081	71	10	where	where	SCONJ
fsr-4081	71	11	students	student	NOUN
fsr-4081	71	12	can	can	AUX
fsr-4081	71	13	feel	feel	VERB
fsr-4081	71	14	comfortable	comfortable	ADJ
fsr-4081	71	15	sharing	share	VERB
fsr-4081	71	16	their	their	PRON
fsr-4081	71	17	thoughts	thought	NOUN
fsr-4081	71	18	and	and	CCONJ
fsr-4081	71	19	feelings	feeling	NOUN
fsr-4081	71	20	openly	openly	ADV
fsr-4081	71	21	,	,	PUNCT
fsr-4081	71	22	a	a	DET
fsr-4081	71	23	rule	rule	NOUN
fsr-4081	71	24	is	be	AUX
fsr-4081	71	25	established	establish	VERB
fsr-4081	71	26	that	that	SCONJ
fsr-4081	71	27	no	no	DET
fsr-4081	71	28	zoom	zoom	NOUN
fsr-4081	71	29	meetings	meeting	NOUN
fsr-4081	71	30	will	will	AUX
fsr-4081	71	31	be	be	AUX
fsr-4081	71	32	recorded	record	VERB
fsr-4081	71	33	unless	unless	SCONJ
fsr-4081	71	34	specifically	specifically	ADV
fsr-4081	71	35	mentioned	mention	VERB
fsr-4081	71	36	in	in	ADP
fsr-4081	71	37	advance	advance	NOUN
fsr-4081	71	38	.	.	PUNCT
fsr-4081	72	1	therefore	therefore	ADV
fsr-4081	72	2	,	,	PUNCT
fsr-4081	72	3	zoom	zoom	VERB
fsr-4081	72	4	financial	financial	ADJ
fsr-4081	72	5	services	service	NOUN
fsr-4081	72	6	review	review	NOUN
fsr-4081	72	7	,	,	PUNCT
fsr-4081	72	8	33(4	33(4	NUM
fsr-4081	72	9	)	)	PUNCT
fsr-4081	72	10	78	78	NUM
fsr-4081	72	11	meetings	meeting	NOUN
fsr-4081	72	12	are	be	AUX
fsr-4081	72	13	only	only	ADV
fsr-4081	72	14	recorded	record	VERB
fsr-4081	72	15	upon	upon	SCONJ
fsr-4081	72	16	request	request	NOUN
fsr-4081	72	17	and	and	CCONJ
fsr-4081	72	18	for	for	ADP
fsr-4081	72	19	content	content	NOUN
fsr-4081	72	20	covered	cover	VERB
fsr-4081	72	21	from	from	ADP
fsr-4081	72	22	a	a	DET
fsr-4081	72	23	lecture	lecture	NOUN
fsr-4081	72	24	on	on	ADP
fsr-4081	72	25	a	a	DET
fsr-4081	72	26	book	book	NOUN
fsr-4081	72	27	chapter	chapter	NOUN
fsr-4081	72	28	.	.	PUNCT
fsr-4081	73	1	students	student	NOUN
fsr-4081	73	2	are	be	AUX
fsr-4081	73	3	then	then	ADV
fsr-4081	73	4	sent	send	VERB
fsr-4081	73	5	on	on	ADP
fsr-4081	73	6	a	a	DET
fsr-4081	73	7	virtual	virtual	ADJ
fsr-4081	73	8	scavenger	scavenger	NOUN
fsr-4081	73	9	hunt	hunt	NOUN
fsr-4081	73	10	to	to	PART
fsr-4081	73	11	find	find	VERB
fsr-4081	73	12	university	university	NOUN
fsr-4081	73	13	resources	resource	NOUN
fsr-4081	73	14	that	that	PRON
fsr-4081	73	15	can	can	AUX
fsr-4081	73	16	help	help	VERB
fsr-4081	73	17	them	they	PRON
fsr-4081	73	18	during	during	ADP
fsr-4081	73	19	the	the	DET
fsr-4081	73	20	semester	semester	NOUN
fsr-4081	73	21	.	.	PUNCT
fsr-4081	74	1	introspection	introspection	NOUN
fsr-4081	74	2	comes	come	VERB
fsr-4081	74	3	with	with	ADP
fsr-4081	74	4	emotional	emotional	ADJ
fsr-4081	74	5	risk	risk	NOUN
fsr-4081	74	6	,	,	PUNCT
fsr-4081	74	7	some	some	DET
fsr-4081	74	8	students	student	NOUN
fsr-4081	74	9	may	may	AUX
fsr-4081	74	10	not	not	PART
fsr-4081	74	11	be	be	AUX
fsr-4081	74	12	comfortable	comfortable	ADJ
fsr-4081	74	13	with	with	ADP
fsr-4081	74	14	what	what	PRON
fsr-4081	74	15	they	they	PRON
fsr-4081	74	16	find	find	VERB
fsr-4081	74	17	out	out	ADP
fsr-4081	74	18	about	about	ADP
fsr-4081	74	19	themselves	themselves	PRON
fsr-4081	74	20	.	.	PUNCT
fsr-4081	75	1	making	make	VERB
fsr-4081	75	2	sure	sure	ADJ
fsr-4081	75	3	the	the	DET
fsr-4081	75	4	students	student	NOUN
fsr-4081	75	5	know	know	VERB
fsr-4081	75	6	what	what	PRON
fsr-4081	75	7	resources	resource	NOUN
fsr-4081	75	8	are	be	AUX
fsr-4081	75	9	available	available	ADJ
fsr-4081	75	10	to	to	ADP
fsr-4081	75	11	them	they	PRON
fsr-4081	75	12	is	be	AUX
fsr-4081	75	13	important	important	ADJ
fsr-4081	75	14	,	,	PUNCT
fsr-4081	75	15	particularly	particularly	ADV
fsr-4081	75	16	information	information	NOUN
fsr-4081	75	17	about	about	ADP
fsr-4081	75	18	counseling	counsel	VERB
fsr-4081	75	19	resources	resource	NOUN
fsr-4081	75	20	available	available	ADJ
fsr-4081	75	21	at	at	ADP
fsr-4081	75	22	their	their	PRON
fsr-4081	75	23	campus	campus	NOUN
fsr-4081	75	24	.	.	PUNCT
fsr-4081	76	1	the	the	DET
fsr-4081	76	2	scavenger	scavenger	NOUN
fsr-4081	76	3	hunt	hunt	NOUN
fsr-4081	76	4	also	also	ADV
fsr-4081	76	5	includes	include	VERB
fsr-4081	76	6	finding	find	VERB
fsr-4081	76	7	career	career	NOUN
fsr-4081	76	8	services	service	NOUN
fsr-4081	76	9	,	,	PUNCT
fsr-4081	76	10	library	library	NOUN
fsr-4081	76	11	resources	resource	NOUN
fsr-4081	76	12	,	,	PUNCT
fsr-4081	76	13	financial	financial	ADJ
fsr-4081	76	14	aid	aid	NOUN
fsr-4081	76	15	,	,	PUNCT
fsr-4081	76	16	health	health	NOUN
fsr-4081	76	17	,	,	PUNCT
fsr-4081	76	18	and	and	CCONJ
fsr-4081	76	19	tutoring	tutoring	NOUN
fsr-4081	76	20	services	service	NOUN
fsr-4081	76	21	websites	website	NOUN
fsr-4081	76	22	.	.	PUNCT
fsr-4081	77	1	see	see	VERB
fsr-4081	77	2	figure	figure	NOUN
fsr-4081	77	3	1	1	NUM
fsr-4081	77	4	.	.	PUNCT
fsr-4081	77	5	figure	figure	NOUN
fsr-4081	77	6	1	1	NUM
fsr-4081	77	7	.	.	PUNCT
fsr-4081	77	8	scavenger	scavenger	NOUN
fsr-4081	77	9	hunt	hunt	NOUN
fsr-4081	77	10	you	you	PRON
fsr-4081	77	11	will	will	AUX
fsr-4081	77	12	want	want	VERB
fsr-4081	77	13	and	and	CCONJ
fsr-4081	77	14	need	need	VERB
fsr-4081	77	15	help	help	NOUN
fsr-4081	77	16	to	to	PART
fsr-4081	77	17	be	be	AUX
fsr-4081	77	18	successful	successful	ADJ
fsr-4081	77	19	with	with	ADP
fsr-4081	77	20	class	class	NOUN
fsr-4081	77	21	assignments	assignment	NOUN
fsr-4081	77	22	.	.	PUNCT
fsr-4081	78	1	each	each	DET
fsr-4081	78	2	week	week	NOUN
fsr-4081	78	3	there	there	PRON
fsr-4081	78	4	will	will	AUX
fsr-4081	78	5	be	be	AUX
fsr-4081	78	6	an	an	DET
fsr-4081	78	7	assignment	assignment	NOUN
fsr-4081	78	8	that	that	PRON
fsr-4081	78	9	will	will	AUX
fsr-4081	78	10	require	require	VERB
fsr-4081	78	11	you	you	PRON
fsr-4081	78	12	to	to	PART
fsr-4081	78	13	dig	dig	VERB
fsr-4081	78	14	deep	deep	ADV
fsr-4081	78	15	into	into	ADP
fsr-4081	78	16	a	a	DET
fsr-4081	78	17	particular	particular	ADJ
fsr-4081	78	18	topic	topic	NOUN
fsr-4081	78	19	.	.	PUNCT
fsr-4081	79	1	we	we	PRON
fsr-4081	79	2	will	will	AUX
fsr-4081	79	3	be	be	AUX
fsr-4081	79	4	starting	start	VERB
fsr-4081	79	5	with	with	ADP
fsr-4081	79	6	ourselves	ourselves	PRON
fsr-4081	79	7	,	,	PUNCT
fsr-4081	79	8	our	our	PRON
fsr-4081	79	9	personality	personality	NOUN
fsr-4081	79	10	,	,	PUNCT
fsr-4081	79	11	hopes	hope	NOUN
fsr-4081	79	12	,	,	PUNCT
fsr-4081	79	13	dreams	dream	NOUN
fsr-4081	79	14	,	,	PUNCT
fsr-4081	79	15	desires	desire	NOUN
fsr-4081	79	16	,	,	PUNCT
fsr-4081	79	17	fears	fear	NOUN
fsr-4081	79	18	,	,	PUNCT
fsr-4081	79	19	strengths	strength	NOUN
fsr-4081	79	20	,	,	PUNCT
fsr-4081	79	21	and	and	CCONJ
fsr-4081	79	22	ambitions	ambition	NOUN
fsr-4081	79	23	.	.	PUNCT
fsr-4081	80	1	fortunately	fortunately	ADV
fsr-4081	80	2	,	,	PUNCT
fsr-4081	80	3	there	there	PRON
fsr-4081	80	4	are	be	VERB
fsr-4081	80	5	lots	lot	NOUN
fsr-4081	80	6	of	of	ADP
fsr-4081	80	7	places	place	NOUN
fsr-4081	80	8	on	on	ADP
fsr-4081	80	9	campus	campus	NOUN
fsr-4081	80	10	eager	eager	ADJ
fsr-4081	80	11	to	to	PART
fsr-4081	80	12	help	help	VERB
fsr-4081	80	13	you	you	PRON
fsr-4081	80	14	with	with	ADP
fsr-4081	80	15	various	various	ADJ
fsr-4081	80	16	things	thing	NOUN
fsr-4081	80	17	.	.	PUNCT
fsr-4081	81	1	this	this	DET
fsr-4081	81	2	assignment	assignment	NOUN
fsr-4081	81	3	is	be	AUX
fsr-4081	81	4	to	to	PART
fsr-4081	81	5	help	help	VERB
fsr-4081	81	6	you	you	PRON
fsr-4081	81	7	locate	locate	VERB
fsr-4081	81	8	some	some	PRON
fsr-4081	81	9	of	of	ADP
fsr-4081	81	10	the	the	DET
fsr-4081	81	11	various	various	ADJ
fsr-4081	81	12	virtual	virtual	ADJ
fsr-4081	81	13	resources	resource	NOUN
fsr-4081	81	14	and	and	CCONJ
fsr-4081	81	15	understand	understand	VERB
fsr-4081	81	16	what	what	PRON
fsr-4081	81	17	kinds	kind	NOUN
fsr-4081	81	18	of	of	ADP
fsr-4081	81	19	help	help	NOUN
fsr-4081	81	20	each	each	PRON
fsr-4081	81	21	can	can	AUX
fsr-4081	81	22	provide	provide	VERB
fsr-4081	81	23	.	.	PUNCT
fsr-4081	82	1	your	your	PRON
fsr-4081	82	2	submission	submission	NOUN
fsr-4081	82	3	will	will	AUX
fsr-4081	82	4	include	include	VERB
fsr-4081	82	5	answers	answer	NOUN
fsr-4081	82	6	to	to	ADP
fsr-4081	82	7	the	the	DET
fsr-4081	82	8	questions	question	NOUN
fsr-4081	82	9	about	about	ADP
fsr-4081	82	10	each	each	DET
fsr-4081	82	11	resource	resource	NOUN
fsr-4081	82	12	.	.	PUNCT
fsr-4081	83	1	use	use	VERB
fsr-4081	83	2	the	the	DET
fsr-4081	83	3	campus	campus	NOUN
fsr-4081	83	4	website	website	NOUN
fsr-4081	83	5	and	and	CCONJ
fsr-4081	83	6	other	other	ADJ
fsr-4081	83	7	documents	document	NOUN
fsr-4081	83	8	to	to	PART
fsr-4081	83	9	answer	answer	VERB
fsr-4081	83	10	the	the	DET
fsr-4081	83	11	following	follow	VERB
fsr-4081	83	12	questions	question	NOUN
fsr-4081	83	13	:	:	PUNCT
fsr-4081	83	14	1	1	NUM
fsr-4081	83	15	.	.	PUNCT
fsr-4081	83	16	)	)	PUNCT
fsr-4081	83	17	career	career	NOUN
fsr-4081	83	18	services	service	NOUN
fsr-4081	83	19	center	center	NOUN
fsr-4081	83	20	a.	a.	NOUN
fsr-4081	84	1	what	what	PRON
fsr-4081	84	2	application	application	NOUN
fsr-4081	84	3	is	be	AUX
fsr-4081	84	4	used	use	VERB
fsr-4081	84	5	to	to	PART
fsr-4081	84	6	make	make	VERB
fsr-4081	84	7	appointments	appointment	NOUN
fsr-4081	84	8	with	with	ADP
fsr-4081	84	9	the	the	DET
fsr-4081	84	10	career	career	NOUN
fsr-4081	84	11	services	service	NOUN
fsr-4081	84	12	center	center	NOUN
fsr-4081	84	13	?	?	PUNCT
fsr-4081	85	1	b.	b.	NOUN
fsr-4081	86	1	what	what	PRON
fsr-4081	86	2	three	three	NUM
fsr-4081	86	3	resources	resource	NOUN
fsr-4081	86	4	,	,	PUNCT
fsr-4081	86	5	tools	tool	NOUN
fsr-4081	86	6	,	,	PUNCT
fsr-4081	86	7	or	or	CCONJ
fsr-4081	86	8	services	service	NOUN
fsr-4081	86	9	available	available	ADJ
fsr-4081	86	10	from	from	ADP
fsr-4081	86	11	career	career	NOUN
fsr-4081	86	12	services	service	NOUN
fsr-4081	86	13	center	center	NOUN
fsr-4081	86	14	interest	interest	VERB
fsr-4081	86	15	you	you	PRON
fsr-4081	86	16	?	?	PUNCT
fsr-4081	87	1	2	2	X
fsr-4081	87	2	.	.	PUNCT
fsr-4081	87	3	)	)	PUNCT
fsr-4081	87	4	writing	write	VERB
fsr-4081	87	5	and	and	CCONJ
fsr-4081	87	6	learning	learn	VERB
fsr-4081	87	7	center	center	NOUN
fsr-4081	87	8	a.	a.	NOUN
fsr-4081	88	1	how	how	SCONJ
fsr-4081	88	2	do	do	AUX
fsr-4081	88	3	you	you	PRON
fsr-4081	88	4	make	make	VERB
fsr-4081	88	5	an	an	DET
fsr-4081	88	6	appointment	appointment	NOUN
fsr-4081	88	7	with	with	ADP
fsr-4081	88	8	the	the	DET
fsr-4081	88	9	writing	writing	NOUN
fsr-4081	88	10	and	and	CCONJ
fsr-4081	88	11	learning	learning	NOUN
fsr-4081	88	12	center	center	NOUN
fsr-4081	88	13	?	?	PUNCT
fsr-4081	89	1	b.	b.	PROPN
fsr-4081	90	1	in	in	ADP
fsr-4081	90	2	your	your	PRON
fsr-4081	90	3	own	own	ADJ
fsr-4081	90	4	words	word	NOUN
fsr-4081	90	5	,	,	PUNCT
fsr-4081	90	6	what	what	PRON
fsr-4081	90	7	is	be	AUX
fsr-4081	90	8	the	the	DET
fsr-4081	90	9	mission	mission	NOUN
fsr-4081	90	10	of	of	ADP
fsr-4081	90	11	the	the	DET
fsr-4081	90	12	writing	writing	NOUN
fsr-4081	90	13	and	and	CCONJ
fsr-4081	90	14	learning	learning	NOUN
fsr-4081	90	15	center	center	NOUN
fsr-4081	90	16	?	?	PUNCT
fsr-4081	91	1	3	3	X
fsr-4081	91	2	.	.	X
fsr-4081	91	3	)	)	PUNCT
fsr-4081	91	4	testing	testing	NOUN
fsr-4081	91	5	services	service	NOUN
fsr-4081	91	6	a.	a.	NOUN
fsr-4081	91	7	what	what	PRON
fsr-4081	91	8	services	service	NOUN
fsr-4081	91	9	offered	offer	VERB
fsr-4081	91	10	by	by	ADP
fsr-4081	91	11	testing	test	VERB
fsr-4081	91	12	services	service	NOUN
fsr-4081	91	13	interest	interest	VERB
fsr-4081	91	14	you	you	PRON
fsr-4081	91	15	?	?	PUNCT
fsr-4081	92	1	b.	b.	PROPN
fsr-4081	92	2	name	name	NOUN
fsr-4081	92	3	at	at	ADV
fsr-4081	92	4	least	least	ADV
fsr-4081	92	5	one	one	NUM
fsr-4081	92	6	examination	examination	NOUN
fsr-4081	92	7	available	available	ADJ
fsr-4081	92	8	through	through	ADP
fsr-4081	92	9	credit	credit	NOUN
fsr-4081	92	10	by	by	ADP
fsr-4081	92	11	examination	examination	NOUN
fsr-4081	92	12	.	.	PUNCT
fsr-4081	93	1	4	4	NUM
fsr-4081	93	2	.	.	PUNCT
fsr-4081	93	3	)	)	PUNCT
fsr-4081	94	1	library	library	NOUN
fsr-4081	94	2	a.	a.	NOUN
fsr-4081	94	3	what	what	PRON
fsr-4081	94	4	app	app	NOUN
fsr-4081	94	5	allows	allow	VERB
fsr-4081	94	6	you	you	PRON
fsr-4081	94	7	to	to	PART
fsr-4081	94	8	reserve	reserve	VERB
fsr-4081	94	9	a	a	DET
fsr-4081	94	10	seat	seat	NOUN
fsr-4081	94	11	or	or	CCONJ
fsr-4081	94	12	study	study	NOUN
fsr-4081	94	13	space	space	NOUN
fsr-4081	94	14	at	at	ADP
fsr-4081	94	15	the	the	DET
fsr-4081	94	16	library	library	NOUN
fsr-4081	94	17	?	?	PUNCT
fsr-4081	95	1	b.	b.	PROPN
fsr-4081	95	2	who	who	PRON
fsr-4081	95	3	is	be	AUX
fsr-4081	95	4	the	the	DET
fsr-4081	95	5	business	business	NOUN
fsr-4081	95	6	librarian	librarian	NOUN
fsr-4081	95	7	?	?	PUNCT
fsr-4081	96	1	5	5	NUM
fsr-4081	96	2	.	.	PUNCT
fsr-4081	96	3	)	)	PUNCT
fsr-4081	96	4	office	office	NOUN
fsr-4081	96	5	of	of	ADP
fsr-4081	96	6	financial	financial	ADJ
fsr-4081	96	7	assistance	assistance	NOUN
fsr-4081	96	8	a.	a.	NOUN
fsr-4081	97	1	what	what	PRON
fsr-4081	97	2	are	be	AUX
fsr-4081	97	3	two	two	NUM
fsr-4081	97	4	of	of	ADP
fsr-4081	97	5	the	the	DET
fsr-4081	97	6	services	service	NOUN
fsr-4081	97	7	provided	provide	VERB
fsr-4081	97	8	by	by	ADP
fsr-4081	97	9	the	the	DET
fsr-4081	97	10	igrad	igrad	PROPN
fsr-4081	97	11	platform	platform	NOUN
fsr-4081	97	12	that	that	PRON
fsr-4081	97	13	interest	interest	VERB
fsr-4081	97	14	you	you	PRON
fsr-4081	97	15	?	?	PUNCT
fsr-4081	98	1	b.	b.	PROPN
fsr-4081	99	1	what	what	PRON
fsr-4081	99	2	does	do	AUX
fsr-4081	99	3	bannerweb	bannerweb	NOUN
fsr-4081	99	4	allow	allow	VERB
fsr-4081	99	5	you	you	PRON
fsr-4081	99	6	to	to	PART
fsr-4081	99	7	access	access	VERB
fsr-4081	99	8	?	?	PUNCT
fsr-4081	100	1	6	6	NUM
fsr-4081	100	2	.	.	PUNCT
fsr-4081	100	3	)	)	PUNCT
fsr-4081	101	1	health	health	NOUN
fsr-4081	101	2	services	service	NOUN
fsr-4081	101	3	and	and	CCONJ
fsr-4081	101	4	counseling	counseling	NOUN
fsr-4081	101	5	services	service	NOUN
fsr-4081	101	6	a.	a.	NOUN
fsr-4081	101	7	what	what	PRON
fsr-4081	101	8	platform	platform	NOUN
fsr-4081	101	9	allows	allow	VERB
fsr-4081	101	10	for	for	ADP
fsr-4081	101	11	virtual	virtual	ADJ
fsr-4081	101	12	medical	medical	ADJ
fsr-4081	101	13	appointments	appointment	NOUN
fsr-4081	101	14	(	(	PUNCT
fsr-4081	101	15	health	health	NOUN
fsr-4081	101	16	services	service	NOUN
fsr-4081	101	17	)	)	PUNCT
fsr-4081	101	18	?	?	PUNCT
fsr-4081	102	1	b.	b.	NOUN
fsr-4081	103	1	what	what	PRON
fsr-4081	103	2	are	be	AUX
fsr-4081	103	3	two	two	NUM
fsr-4081	103	4	apps	app	NOUN
fsr-4081	103	5	recommended	recommend	VERB
fsr-4081	103	6	by	by	ADP
fsr-4081	103	7	counseling	counsel	VERB
fsr-4081	103	8	services	service	NOUN
fsr-4081	103	9	for	for	ADP
fsr-4081	103	10	reducing	reduce	VERB
fsr-4081	103	11	anxiety	anxiety	NOUN
fsr-4081	103	12	and	and	CCONJ
fsr-4081	103	13	stress	stress	NOUN
fsr-4081	103	14	?	?	PUNCT
fsr-4081	104	1	what	what	PRON
fsr-4081	104	2	is	be	AUX
fsr-4081	104	3	the	the	DET
fsr-4081	104	4	number	number	NOUN
fsr-4081	104	5	to	to	PART
fsr-4081	104	6	call	call	VERB
fsr-4081	104	7	if	if	SCONJ
fsr-4081	104	8	you	you	PRON
fsr-4081	104	9	are	be	AUX
fsr-4081	104	10	interested	interested	ADJ
fsr-4081	104	11	in	in	ADP
fsr-4081	104	12	receiving	receive	VERB
fsr-4081	104	13	counseling	counseling	NOUN
fsr-4081	104	14	(	(	PUNCT
fsr-4081	104	15	counseling	counseling	NOUN
fsr-4081	104	16	services	service	NOUN
fsr-4081	104	17	)	)	PUNCT
fsr-4081	104	18	?	?	PUNCT
fsr-4081	105	1	during	during	ADP
fsr-4081	105	2	the	the	DET
fsr-4081	105	3	second	second	ADJ
fsr-4081	105	4	class	class	NOUN
fsr-4081	105	5	,	,	PUNCT
fsr-4081	105	6	discussion	discussion	NOUN
fsr-4081	105	7	will	will	AUX
fsr-4081	105	8	focus	focus	VERB
fsr-4081	105	9	on	on	ADP
fsr-4081	105	10	research	research	NOUN
fsr-4081	105	11	by	by	ADP
fsr-4081	105	12	brené	brené	PROPN
fsr-4081	105	13	brown	brown	PROPN
fsr-4081	105	14	on	on	ADP
fsr-4081	105	15	vulnerability	vulnerability	NOUN
fsr-4081	105	16	and	and	CCONJ
fsr-4081	105	17	her	her	PRON
fsr-4081	105	18	use	use	NOUN
fsr-4081	105	19	of	of	ADP
fsr-4081	105	20	permission	permission	NOUN
fsr-4081	105	21	slips	slip	VERB
fsr-4081	105	22	to	to	PART
fsr-4081	105	23	identify	identify	VERB
fsr-4081	105	24	additional	additional	ADJ
fsr-4081	105	25	norms	norm	NOUN
fsr-4081	105	26	that	that	PRON
fsr-4081	105	27	will	will	AUX
fsr-4081	105	28	be	be	AUX
fsr-4081	105	29	used	use	VERB
fsr-4081	105	30	during	during	ADP
fsr-4081	105	31	the	the	DET
fsr-4081	105	32	semester	semester	NOUN
fsr-4081	105	33	(	(	PUNCT
fsr-4081	105	34	brown	brown	ADJ
fsr-4081	105	35	,	,	PUNCT
fsr-4081	105	36	2018	2018	NUM
fsr-4081	105	37	)	)	PUNCT
fsr-4081	105	38	.	.	PUNCT
fsr-4081	106	1	a	a	DET
fsr-4081	106	2	powerful	powerful	ADJ
fsr-4081	106	3	question	question	NOUN
fsr-4081	106	4	for	for	SCONJ
fsr-4081	106	5	students	student	NOUN
fsr-4081	106	6	to	to	PART
fsr-4081	106	7	ponder	ponder	VERB
fsr-4081	106	8	is	be	AUX
fsr-4081	106	9	“	"	PUNCT
fsr-4081	106	10	what	what	PRON
fsr-4081	106	11	will	will	AUX
fsr-4081	106	12	get	get	VERB
fsr-4081	106	13	in	in	ADP
fsr-4081	106	14	the	the	DET
fsr-4081	106	15	way	way	NOUN
fsr-4081	106	16	of	of	ADP
fsr-4081	106	17	my	my	PRON
fsr-4081	106	18	showing	showing	NOUN
fsr-4081	106	19	up	up	ADP
fsr-4081	106	20	and	and	CCONJ
fsr-4081	106	21	doing	do	VERB
fsr-4081	106	22	the	the	DET
fsr-4081	106	23	work	work	NOUN
fsr-4081	106	24	?	?	PUNCT
fsr-4081	106	25	”	"	PUNCT
fsr-4081	107	1	common	common	ADJ
fsr-4081	107	2	examples	example	NOUN
fsr-4081	107	3	include	include	VERB
fsr-4081	107	4	not	not	PART
fsr-4081	107	5	enough	enough	ADJ
fsr-4081	107	6	time	time	NOUN
fsr-4081	107	7	,	,	PUNCT
fsr-4081	107	8	griesdorn	griesdorn	PROPN
fsr-4081	107	9	&	&	CCONJ
fsr-4081	107	10	devaney	devaney	PROPN
fsr-4081	107	11	79	79	NUM
fsr-4081	107	12	procrastination	procrastination	NOUN
fsr-4081	107	13	,	,	PUNCT
fsr-4081	107	14	working	work	VERB
fsr-4081	107	15	a	a	DET
fsr-4081	107	16	part	part	ADJ
fsr-4081	107	17	-	-	PUNCT
fsr-4081	107	18	time	time	NOUN
fsr-4081	107	19	job	job	NOUN
fsr-4081	107	20	,	,	PUNCT
fsr-4081	107	21	being	be	AUX
fsr-4081	107	22	afraid	afraid	ADJ
fsr-4081	107	23	to	to	PART
fsr-4081	107	24	speak	speak	VERB
fsr-4081	107	25	,	,	PUNCT
fsr-4081	107	26	being	be	AUX
fsr-4081	107	27	tired	tired	ADJ
fsr-4081	107	28	,	,	PUNCT
fsr-4081	107	29	stressed	stress	VERB
fsr-4081	107	30	,	,	PUNCT
fsr-4081	107	31	distracted	distracted	ADJ
fsr-4081	107	32	,	,	PUNCT
fsr-4081	107	33	and	and	CCONJ
fsr-4081	107	34	other	other	ADJ
fsr-4081	107	35	possible	possible	ADJ
fsr-4081	107	36	reasons	reason	NOUN
fsr-4081	107	37	.	.	PUNCT
fsr-4081	108	1	brené	brené	PROPN
fsr-4081	108	2	brown	brown	PROPN
fsr-4081	108	3	(	(	PUNCT
fsr-4081	108	4	2018	2018	NUM
fsr-4081	108	5	)	)	PUNCT
fsr-4081	108	6	suggests	suggest	VERB
fsr-4081	108	7	that	that	SCONJ
fsr-4081	108	8	whatever	whatever	PRON
fsr-4081	108	9	gets	get	VERB
fsr-4081	108	10	in	in	ADP
fsr-4081	108	11	the	the	DET
fsr-4081	108	12	way	way	NOUN
fsr-4081	108	13	will	will	AUX
fsr-4081	108	14	become	become	VERB
fsr-4081	108	15	the	the	DET
fsr-4081	108	16	way	way	NOUN
fsr-4081	108	17	.	.	PUNCT
fsr-4081	109	1	for	for	ADP
fsr-4081	109	2	example	example	NOUN
fsr-4081	109	3	,	,	PUNCT
fsr-4081	109	4	when	when	SCONJ
fsr-4081	109	5	students	student	NOUN
fsr-4081	109	6	indicate	indicate	VERB
fsr-4081	109	7	procrastination	procrastination	NOUN
fsr-4081	109	8	or	or	CCONJ
fsr-4081	109	9	lack	lack	NOUN
fsr-4081	109	10	of	of	ADP
fsr-4081	109	11	time	time	NOUN
fsr-4081	109	12	as	as	ADP
fsr-4081	109	13	potential	potential	ADJ
fsr-4081	109	14	issues	issue	NOUN
fsr-4081	109	15	,	,	PUNCT
fsr-4081	109	16	class	class	NOUN
fsr-4081	109	17	time	time	NOUN
fsr-4081	109	18	is	be	AUX
fsr-4081	109	19	set	set	VERB
fsr-4081	109	20	aside	aside	ADV
fsr-4081	109	21	to	to	PART
fsr-4081	109	22	get	get	AUX
fsr-4081	109	23	started	start	VERB
fsr-4081	109	24	on	on	ADP
fsr-4081	109	25	the	the	DET
fsr-4081	109	26	assignment	assignment	NOUN
fsr-4081	109	27	or	or	CCONJ
fsr-4081	109	28	to	to	PART
fsr-4081	109	29	complete	complete	VERB
fsr-4081	109	30	some	some	PRON
fsr-4081	109	31	of	of	ADP
fsr-4081	109	32	the	the	DET
fsr-4081	109	33	assigned	assign	VERB
fsr-4081	109	34	work	work	NOUN
fsr-4081	109	35	.	.	PUNCT
fsr-4081	110	1	the	the	DET
fsr-4081	110	2	core	core	ADJ
fsr-4081	110	3	values	value	NOUN
fsr-4081	110	4	assignment	assignment	NOUN
fsr-4081	110	5	draws	draw	VERB
fsr-4081	110	6	upon	upon	SCONJ
fsr-4081	110	7	brené	brené	PROPN
fsr-4081	110	8	brown	brown	PROPN
fsr-4081	110	9	’s	’s	PART
fsr-4081	110	10	(	(	PUNCT
fsr-4081	110	11	2018	2018	NUM
fsr-4081	110	12	)	)	PUNCT
fsr-4081	110	13	work	work	NOUN
fsr-4081	110	14	of	of	ADP
fsr-4081	110	15	identifying	identify	VERB
fsr-4081	110	16	and	and	CCONJ
fsr-4081	110	17	living	live	VERB
fsr-4081	110	18	up	up	ADP
fsr-4081	110	19	to	to	ADP
fsr-4081	110	20	an	an	DET
fsr-4081	110	21	individual	individual	NOUN
fsr-4081	110	22	’s	’s	PART
fsr-4081	110	23	core	core	NOUN
fsr-4081	110	24	values	value	NOUN
fsr-4081	110	25	as	as	SCONJ
fsr-4081	110	26	detailed	detail	VERB
fsr-4081	110	27	in	in	ADP
fsr-4081	110	28	her	her	PRON
fsr-4081	110	29	book	book	NOUN
fsr-4081	110	30	dare	dare	VERB
fsr-4081	110	31	to	to	PART
fsr-4081	110	32	lead	lead	VERB
fsr-4081	110	33	.	.	PUNCT
fsr-4081	111	1	students	student	NOUN
fsr-4081	111	2	are	be	AUX
fsr-4081	111	3	given	give	VERB
fsr-4081	111	4	a	a	DET
fsr-4081	111	5	list	list	NOUN
fsr-4081	111	6	of	of	ADP
fsr-4081	111	7	possible	possible	ADJ
fsr-4081	111	8	core	core	NOUN
fsr-4081	111	9	values	value	NOUN
fsr-4081	111	10	during	during	ADP
fsr-4081	111	11	class	class	NOUN
fsr-4081	111	12	and	and	CCONJ
fsr-4081	111	13	are	be	AUX
fsr-4081	111	14	asked	ask	VERB
fsr-4081	111	15	to	to	PART
fsr-4081	111	16	circle	circle	VERB
fsr-4081	111	17	all	all	DET
fsr-4081	111	18	the	the	DET
fsr-4081	111	19	potential	potential	ADJ
fsr-4081	111	20	core	core	NOUN
fsr-4081	111	21	values	value	NOUN
fsr-4081	111	22	that	that	PRON
fsr-4081	111	23	are	be	AUX
fsr-4081	111	24	meaningful	meaningful	ADJ
fsr-4081	111	25	to	to	ADP
fsr-4081	111	26	them	they	PRON
fsr-4081	111	27	.	.	PUNCT
fsr-4081	112	1	some	some	DET
fsr-4081	112	2	words	word	NOUN
fsr-4081	112	3	in	in	ADP
fsr-4081	112	4	the	the	DET
fsr-4081	112	5	list	list	NOUN
fsr-4081	112	6	of	of	ADP
fsr-4081	112	7	over	over	ADP
fsr-4081	112	8	100	100	NUM
fsr-4081	112	9	core	core	NOUN
fsr-4081	112	10	values	value	NOUN
fsr-4081	112	11	are	be	AUX
fsr-4081	112	12	fairness	fairness	NOUN
fsr-4081	112	13	,	,	PUNCT
fsr-4081	112	14	faith	faith	NOUN
fsr-4081	112	15	,	,	PUNCT
fsr-4081	112	16	family	family	NOUN
fsr-4081	112	17	,	,	PUNCT
fsr-4081	112	18	financial	financial	ADJ
fsr-4081	112	19	stability	stability	NOUN
fsr-4081	112	20	,	,	PUNCT
fsr-4081	112	21	freedom	freedom	NOUN
fsr-4081	112	22	,	,	PUNCT
fsr-4081	112	23	friendship	friendship	NOUN
fsr-4081	112	24	,	,	PUNCT
fsr-4081	112	25	fun	fun	NOUN
fsr-4081	112	26	,	,	PUNCT
fsr-4081	112	27	etc	etc	X
fsr-4081	112	28	.	.	X
fsr-4081	113	1	most	most	ADJ
fsr-4081	113	2	students	student	NOUN
fsr-4081	113	3	circle	circle	VERB
fsr-4081	113	4	10	10	NUM
fsr-4081	113	5	or	or	CCONJ
fsr-4081	113	6	more	more	ADJ
fsr-4081	113	7	items	item	NOUN
fsr-4081	113	8	and	and	CCONJ
fsr-4081	113	9	are	be	AUX
fsr-4081	113	10	given	give	VERB
fsr-4081	113	11	the	the	DET
fsr-4081	113	12	opportunity	opportunity	NOUN
fsr-4081	113	13	to	to	PART
fsr-4081	113	14	share	share	VERB
fsr-4081	113	15	some	some	PRON
fsr-4081	113	16	of	of	ADP
fsr-4081	113	17	the	the	DET
fsr-4081	113	18	values	value	NOUN
fsr-4081	113	19	they	they	PRON
fsr-4081	113	20	have	have	AUX
fsr-4081	113	21	circled	circle	VERB
fsr-4081	113	22	.	.	PUNCT
fsr-4081	114	1	the	the	DET
fsr-4081	114	2	instructor	instructor	NOUN
fsr-4081	114	3	should	should	AUX
fsr-4081	114	4	emphasize	emphasize	VERB
fsr-4081	114	5	that	that	SCONJ
fsr-4081	114	6	there	there	PRON
fsr-4081	114	7	are	be	VERB
fsr-4081	114	8	no	no	DET
fsr-4081	114	9	right	right	ADJ
fsr-4081	114	10	or	or	CCONJ
fsr-4081	114	11	wrong	wrong	ADJ
fsr-4081	114	12	answers	answer	NOUN
fsr-4081	114	13	to	to	ADP
fsr-4081	114	14	these	these	DET
fsr-4081	114	15	questions	question	NOUN
fsr-4081	114	16	,	,	PUNCT
fsr-4081	114	17	but	but	CCONJ
fsr-4081	114	18	the	the	DET
fsr-4081	114	19	answers	answer	NOUN
fsr-4081	114	20	should	should	AUX
fsr-4081	114	21	reflect	reflect	VERB
fsr-4081	114	22	the	the	DET
fsr-4081	114	23	student	student	NOUN
fsr-4081	114	24	when	when	SCONJ
fsr-4081	114	25	they	they	PRON
fsr-4081	114	26	feel	feel	VERB
fsr-4081	114	27	they	they	PRON
fsr-4081	114	28	are	be	AUX
fsr-4081	114	29	being	be	AUX
fsr-4081	114	30	their	their	PRON
fsr-4081	114	31	best	good	ADJ
fsr-4081	114	32	self	self	NOUN
fsr-4081	114	33	.	.	PUNCT
fsr-4081	115	1	as	as	ADP
fsr-4081	115	2	part	part	NOUN
fsr-4081	115	3	of	of	ADP
fsr-4081	115	4	the	the	DET
fsr-4081	115	5	discussion	discussion	NOUN
fsr-4081	115	6	,	,	PUNCT
fsr-4081	115	7	the	the	DET
fsr-4081	115	8	question	question	NOUN
fsr-4081	115	9	is	be	AUX
fsr-4081	115	10	asked	ask	VERB
fsr-4081	115	11	,	,	PUNCT
fsr-4081	115	12	“	"	PUNCT
fsr-4081	115	13	what	what	PRON
fsr-4081	115	14	happens	happen	VERB
fsr-4081	115	15	when	when	SCONJ
fsr-4081	115	16	these	these	DET
fsr-4081	115	17	values	value	NOUN
fsr-4081	115	18	conflict	conflict	VERB
fsr-4081	115	19	?	?	PUNCT
fsr-4081	115	20	”	"	PUNCT
fsr-4081	116	1	if	if	SCONJ
fsr-4081	116	2	everything	everything	PRON
fsr-4081	116	3	is	be	AUX
fsr-4081	116	4	important	important	ADJ
fsr-4081	116	5	,	,	PUNCT
fsr-4081	116	6	then	then	ADV
fsr-4081	116	7	how	how	SCONJ
fsr-4081	116	8	do	do	AUX
fsr-4081	116	9	tough	tough	ADJ
fsr-4081	116	10	decisions	decision	NOUN
fsr-4081	116	11	get	get	AUX
fsr-4081	116	12	made	make	VERB
fsr-4081	116	13	?	?	PUNCT
fsr-4081	117	1	now	now	ADV
fsr-4081	117	2	that	that	SCONJ
fsr-4081	117	3	students	student	NOUN
fsr-4081	117	4	have	have	AUX
fsr-4081	117	5	started	start	VERB
fsr-4081	117	6	the	the	DET
fsr-4081	117	7	assignment	assignment	NOUN
fsr-4081	117	8	and	and	CCONJ
fsr-4081	117	9	better	well	ADV
fsr-4081	117	10	understand	understand	VERB
fsr-4081	117	11	the	the	DET
fsr-4081	117	12	importance	importance	NOUN
fsr-4081	117	13	of	of	ADP
fsr-4081	117	14	this	this	DET
fsr-4081	117	15	task	task	NOUN
fsr-4081	117	16	,	,	PUNCT
fsr-4081	117	17	they	they	PRON
fsr-4081	117	18	are	be	AUX
fsr-4081	117	19	asked	ask	VERB
fsr-4081	117	20	to	to	PART
fsr-4081	117	21	limit	limit	VERB
fsr-4081	117	22	their	their	PRON
fsr-4081	117	23	core	core	NOUN
fsr-4081	117	24	values	value	NOUN
fsr-4081	117	25	to	to	ADP
fsr-4081	117	26	two	two	NUM
fsr-4081	117	27	and	and	CCONJ
fsr-4081	117	28	complete	complete	VERB
fsr-4081	117	29	the	the	DET
fsr-4081	117	30	reflection	reflection	NOUN
fsr-4081	117	31	assignment	assignment	NOUN
fsr-4081	117	32	.	.	PUNCT
fsr-4081	118	1	this	this	DET
fsr-4081	118	2	approach	approach	NOUN
fsr-4081	118	3	comes	come	VERB
fsr-4081	118	4	with	with	ADP
fsr-4081	118	5	the	the	DET
fsr-4081	118	6	tradeoff	tradeoff	NOUN
fsr-4081	118	7	that	that	PRON
fsr-4081	118	8	they	they	PRON
fsr-4081	118	9	will	will	AUX
fsr-4081	118	10	have	have	VERB
fsr-4081	118	11	to	to	PART
fsr-4081	118	12	do	do	VERB
fsr-4081	118	13	more	more	ADJ
fsr-4081	118	14	of	of	ADP
fsr-4081	118	15	the	the	DET
fsr-4081	118	16	textbook	textbook	NOUN
fsr-4081	118	17	reading	read	VERB
fsr-4081	118	18	on	on	ADP
fsr-4081	118	19	their	their	PRON
fsr-4081	118	20	own	own	ADJ
fsr-4081	118	21	so	so	ADV
fsr-4081	118	22	more	more	ADJ
fsr-4081	118	23	class	class	NOUN
fsr-4081	118	24	time	time	NOUN
fsr-4081	118	25	can	can	AUX
fsr-4081	118	26	be	be	AUX
fsr-4081	118	27	used	use	VERB
fsr-4081	118	28	for	for	ADP
fsr-4081	118	29	contemplation	contemplation	NOUN
fsr-4081	118	30	and	and	CCONJ
fsr-4081	118	31	sharing	sharing	NOUN
fsr-4081	118	32	.	.	PUNCT
fsr-4081	119	1	see	see	VERB
fsr-4081	119	2	figure	figure	NOUN
fsr-4081	119	3	2	2	NUM
fsr-4081	119	4	.	.	PUNCT
fsr-4081	119	5	figure	figure	NOUN
fsr-4081	119	6	2	2	NUM
fsr-4081	119	7	.	.	PUNCT
fsr-4081	120	1	core	core	NOUN
fsr-4081	120	2	values	value	NOUN
fsr-4081	120	3	assignment	assignment	NOUN
fsr-4081	120	4	living	live	VERB
fsr-4081	120	5	into	into	ADP
fsr-4081	120	6	your	your	PRON
fsr-4081	120	7	values	value	NOUN
fsr-4081	120	8	.	.	PUNCT
fsr-4081	121	1	using	use	VERB
fsr-4081	121	2	the	the	DET
fsr-4081	121	3	list	list	NOUN
fsr-4081	121	4	of	of	ADP
fsr-4081	121	5	values	value	NOUN
fsr-4081	121	6	on	on	ADP
fsr-4081	121	7	page	page	NOUN
fsr-4081	121	8	188	188	NUM
fsr-4081	121	9	of	of	ADP
fsr-4081	121	10	dare	dare	NOUN
fsr-4081	121	11	to	to	PART
fsr-4081	121	12	lead	lead	VERB
fsr-4081	121	13	,	,	PUNCT
fsr-4081	121	14	choose	choose	VERB
fsr-4081	121	15	one	one	NUM
fsr-4081	121	16	or	or	CCONJ
fsr-4081	121	17	two	two	NUM
fsr-4081	121	18	values	value	NOUN
fsr-4081	121	19	—	—	PUNCT
fsr-4081	121	20	the	the	DET
fsr-4081	121	21	beliefs	belief	NOUN
fsr-4081	121	22	that	that	PRON
fsr-4081	121	23	are	be	AUX
fsr-4081	121	24	most	most	ADV
fsr-4081	121	25	important	important	ADJ
fsr-4081	121	26	to	to	ADP
fsr-4081	121	27	you	you	PRON
fsr-4081	121	28	,	,	PUNCT
fsr-4081	121	29	that	that	PRON
fsr-4081	121	30	help	help	VERB
fsr-4081	121	31	you	you	PRON
fsr-4081	121	32	find	find	VERB
fsr-4081	121	33	your	your	PRON
fsr-4081	121	34	way	way	NOUN
fsr-4081	121	35	in	in	ADP
fsr-4081	121	36	the	the	DET
fsr-4081	121	37	dark	dark	NOUN
fsr-4081	121	38	,	,	PUNCT
fsr-4081	121	39	that	that	PRON
fsr-4081	121	40	fill	fill	VERB
fsr-4081	121	41	you	you	PRON
fsr-4081	121	42	with	with	ADP
fsr-4081	121	43	a	a	DET
fsr-4081	121	44	feeling	feeling	NOUN
fsr-4081	121	45	of	of	ADP
fsr-4081	121	46	purpose	purpose	NOUN
fsr-4081	121	47	.	.	PUNCT
fsr-4081	122	1	when	when	SCONJ
fsr-4081	122	2	selecting	select	VERB
fsr-4081	122	3	your	your	PRON
fsr-4081	122	4	values	value	NOUN
fsr-4081	122	5	,	,	PUNCT
fsr-4081	122	6	ask	ask	VERB
fsr-4081	122	7	yourself	yourself	PRON
fsr-4081	122	8	the	the	DET
fsr-4081	122	9	following	follow	VERB
fsr-4081	122	10	questions	question	NOUN
fsr-4081	122	11	:	:	PUNCT
fsr-4081	122	12	•	•	NUM
fsr-4081	122	13	does	do	AUX
fsr-4081	122	14	this	this	PRON
fsr-4081	122	15	define	define	VERB
fsr-4081	122	16	me	i	PRON
fsr-4081	122	17	?	?	PUNCT
fsr-4081	123	1	•	•	NUM
fsr-4081	123	2	is	be	AUX
fsr-4081	123	3	this	this	PRON
fsr-4081	123	4	who	who	PRON
fsr-4081	123	5	i	i	PRON
fsr-4081	123	6	am	be	AUX
fsr-4081	123	7	at	at	ADP
fsr-4081	123	8	my	my	PRON
fsr-4081	123	9	best	good	ADJ
fsr-4081	123	10	?	?	PUNCT
fsr-4081	124	1	•	•	NUM
fsr-4081	124	2	is	be	AUX
fsr-4081	124	3	this	this	PRON
fsr-4081	124	4	a	a	DET
fsr-4081	124	5	filter	filter	NOUN
fsr-4081	124	6	that	that	PRON
fsr-4081	124	7	i	i	PRON
fsr-4081	124	8	use	use	VERB
fsr-4081	124	9	to	to	PART
fsr-4081	124	10	make	make	VERB
fsr-4081	124	11	hard	hard	ADJ
fsr-4081	124	12	decisions	decision	NOUN
fsr-4081	124	13	?	?	PUNCT
fsr-4081	125	1	value	value	NOUN
fsr-4081	125	2	1	1	NUM
fsr-4081	125	3	:	:	PUNCT
fsr-4081	126	1	_	_	PUNCT
fsr-4081	127	1	_	_	PUNCT
fsr-4081	128	1	_	_	PUNCT
fsr-4081	129	1	_	_	PUNCT
fsr-4081	130	1	_	_	PUNCT
fsr-4081	131	1	_	_	PUNCT
fsr-4081	132	1	_	_	PUNCT
fsr-4081	133	1	_	_	PUNCT
fsr-4081	134	1	_	_	PUNCT
fsr-4081	135	1	_	_	PUNCT
fsr-4081	136	1	_	_	PUNCT
fsr-4081	137	1	_	_	PUNCT
fsr-4081	138	1	_	_	PUNCT
fsr-4081	139	1	_	_	PUNCT
fsr-4081	140	1	_	_	PUNCT
fsr-4081	141	1	_	_	PUNCT
fsr-4081	142	1	_	_	PUNCT
fsr-4081	143	1	_	_	PUNCT
fsr-4081	144	1	_	_	PUNCT
fsr-4081	145	1	_	_	PUNCT
fsr-4081	146	1	_	_	PUNCT
fsr-4081	146	2	value	value	NOUN
fsr-4081	146	3	2	2	NUM
fsr-4081	146	4	:	:	PUNCT
fsr-4081	147	1	_	_	PUNCT
fsr-4081	148	1	_	_	PUNCT
fsr-4081	149	1	_	_	PUNCT
fsr-4081	150	1	_	_	PUNCT
fsr-4081	151	1	_	_	PUNCT
fsr-4081	152	1	_	_	PUNCT
fsr-4081	153	1	_	_	PUNCT
fsr-4081	154	1	_	_	PUNCT
fsr-4081	155	1	_	_	PUNCT
fsr-4081	156	1	_	_	PUNCT
fsr-4081	157	1	_	_	PUNCT
fsr-4081	158	1	_	_	PUNCT
fsr-4081	159	1	_	_	PUNCT
fsr-4081	160	1	_	_	PUNCT
fsr-4081	161	1	_	_	PUNCT
fsr-4081	162	1	_	_	PUNCT
fsr-4081	163	1	_	_	PUNCT
fsr-4081	163	2	answer	answer	VERB
fsr-4081	163	3	the	the	DET
fsr-4081	163	4	following	follow	VERB
fsr-4081	163	5	questions	question	NOUN
fsr-4081	163	6	to	to	PART
fsr-4081	163	7	investigate	investigate	VERB
fsr-4081	163	8	your	your	PRON
fsr-4081	163	9	values	value	NOUN
fsr-4081	163	10	.	.	PUNCT
fsr-4081	164	1	value	value	NOUN
fsr-4081	164	2	#	#	SYM
fsr-4081	164	3	1	1	NUM
fsr-4081	164	4	_	_	PUNCT
fsr-4081	165	1	_	_	PUNCT
fsr-4081	166	1	_	_	PUNCT
fsr-4081	167	1	_	_	PUNCT
fsr-4081	168	1	_	_	PUNCT
fsr-4081	169	1	_	_	PUNCT
fsr-4081	170	1	_	_	PUNCT
fsr-4081	171	1	_	_	PUNCT
fsr-4081	172	1	_	_	PUNCT
fsr-4081	173	1	_	_	PUNCT
fsr-4081	174	1	_	_	PUNCT
fsr-4081	175	1	_	_	PUNCT
fsr-4081	176	1	_	_	PUNCT
fsr-4081	177	1	_	_	PUNCT
fsr-4081	178	1	_	_	PUNCT
fsr-4081	179	1	_	_	PUNCT
fsr-4081	180	1	_	_	PUNCT
fsr-4081	181	1	01	01	X
fsr-4081	181	2	.	.	PUNCT
fsr-4081	182	1	what	what	PRON
fsr-4081	182	2	are	be	AUX
fsr-4081	182	3	three	three	NUM
fsr-4081	182	4	behaviors	behavior	NOUN
fsr-4081	182	5	that	that	PRON
fsr-4081	182	6	support	support	VERB
fsr-4081	182	7	your	your	PRON
fsr-4081	182	8	value	value	NOUN
fsr-4081	182	9	?	?	PUNCT
fsr-4081	183	1	02	02	NUM
fsr-4081	183	2	.	.	PUNCT
fsr-4081	184	1	what	what	PRON
fsr-4081	184	2	are	be	AUX
fsr-4081	184	3	three	three	NUM
fsr-4081	184	4	slippery	slippery	ADJ
fsr-4081	184	5	behaviors	behavior	NOUN
fsr-4081	184	6	that	that	PRON
fsr-4081	184	7	are	be	AUX
fsr-4081	184	8	outside	outside	ADP
fsr-4081	184	9	your	your	PRON
fsr-4081	184	10	value	value	NOUN
fsr-4081	184	11	?	?	PUNCT
fsr-4081	185	1	03	03	NUM
fsr-4081	185	2	.	.	PUNCT
fsr-4081	186	1	what	what	PRON
fsr-4081	186	2	’s	’	VERB
fsr-4081	186	3	an	an	DET
fsr-4081	186	4	example	example	NOUN
fsr-4081	186	5	of	of	ADP
fsr-4081	186	6	a	a	DET
fsr-4081	186	7	time	time	NOUN
fsr-4081	186	8	when	when	SCONJ
fsr-4081	186	9	you	you	PRON
fsr-4081	186	10	were	be	AUX
fsr-4081	186	11	fully	fully	ADV
fsr-4081	186	12	living	live	VERB
fsr-4081	186	13	this	this	DET
fsr-4081	186	14	value	value	NOUN
fsr-4081	186	15	?	?	PUNCT
fsr-4081	187	1	value	value	NOUN
fsr-4081	188	1	#	#	SYM
fsr-4081	188	2	2	2	NUM
fsr-4081	188	3	_	_	PUNCT
fsr-4081	189	1	_	_	PUNCT
fsr-4081	190	1	_	_	PUNCT
fsr-4081	191	1	_	_	PUNCT
fsr-4081	192	1	_	_	PUNCT
fsr-4081	193	1	_	_	PUNCT
fsr-4081	194	1	_	_	PUNCT
fsr-4081	195	1	_	_	PUNCT
fsr-4081	196	1	_	_	PUNCT
fsr-4081	197	1	_	_	PUNCT
fsr-4081	198	1	_	_	PUNCT
fsr-4081	199	1	_	_	PUNCT
fsr-4081	200	1	_	_	PUNCT
fsr-4081	201	1	_	_	PUNCT
fsr-4081	202	1	_	_	PUNCT
fsr-4081	203	1	_	_	PUNCT
fsr-4081	204	1	_	_	PUNCT
fsr-4081	205	1	01	01	X
fsr-4081	205	2	.	.	PUNCT
fsr-4081	206	1	what	what	PRON
fsr-4081	206	2	are	be	AUX
fsr-4081	206	3	three	three	NUM
fsr-4081	206	4	behaviors	behavior	NOUN
fsr-4081	206	5	that	that	PRON
fsr-4081	206	6	support	support	VERB
fsr-4081	206	7	your	your	PRON
fsr-4081	206	8	value	value	NOUN
fsr-4081	206	9	?	?	PUNCT
fsr-4081	207	1	02	02	NUM
fsr-4081	207	2	.	.	PUNCT
fsr-4081	208	1	what	what	PRON
fsr-4081	208	2	are	be	AUX
fsr-4081	208	3	three	three	NUM
fsr-4081	208	4	slippery	slippery	ADJ
fsr-4081	208	5	behaviors	behavior	NOUN
fsr-4081	208	6	that	that	PRON
fsr-4081	208	7	are	be	AUX
fsr-4081	208	8	outside	outside	ADP
fsr-4081	208	9	your	your	PRON
fsr-4081	208	10	value	value	NOUN
fsr-4081	208	11	?	?	PUNCT
fsr-4081	209	1	03	03	NUM
fsr-4081	209	2	.	.	PUNCT
fsr-4081	210	1	what	what	PRON
fsr-4081	210	2	’s	’	VERB
fsr-4081	210	3	an	an	DET
fsr-4081	210	4	example	example	NOUN
fsr-4081	210	5	of	of	ADP
fsr-4081	210	6	a	a	DET
fsr-4081	210	7	time	time	NOUN
fsr-4081	210	8	when	when	SCONJ
fsr-4081	210	9	you	you	PRON
fsr-4081	210	10	were	be	AUX
fsr-4081	210	11	fully	fully	ADV
fsr-4081	210	12	living	live	VERB
fsr-4081	210	13	this	this	DET
fsr-4081	210	14	value	value	NOUN
fsr-4081	210	15	?	?	PUNCT
fsr-4081	211	1	the	the	DET
fsr-4081	211	2	third	third	ADJ
fsr-4081	211	3	class	class	NOUN
fsr-4081	211	4	starts	start	VERB
fsr-4081	211	5	with	with	ADP
fsr-4081	211	6	a	a	DET
fsr-4081	211	7	discussion	discussion	NOUN
fsr-4081	211	8	on	on	ADP
fsr-4081	211	9	research	research	NOUN
fsr-4081	211	10	related	relate	VERB
fsr-4081	211	11	to	to	PART
fsr-4081	211	12	gratitude	gratitude	VERB
fsr-4081	211	13	and	and	CCONJ
fsr-4081	211	14	how	how	SCONJ
fsr-4081	211	15	expressing	express	VERB
fsr-4081	211	16	gratitude	gratitude	NOUN
fsr-4081	211	17	daily	daily	ADV
fsr-4081	211	18	can	can	AUX
fsr-4081	211	19	improve	improve	VERB
fsr-4081	211	20	an	an	DET
fsr-4081	211	21	individual	individual	NOUN
fsr-4081	211	22	’s	’s	PART
fsr-4081	211	23	overall	overall	ADJ
fsr-4081	211	24	sense	sense	NOUN
fsr-4081	211	25	of	of	ADP
fsr-4081	211	26	well	well	ADV
fsr-4081	211	27	-	-	PUNCT
fsr-4081	211	28	being	being	NOUN
fsr-4081	211	29	and	and	CCONJ
fsr-4081	211	30	lower	low	ADJ
fsr-4081	211	31	instances	instance	NOUN
fsr-4081	211	32	of	of	ADP
fsr-4081	211	33	financial	financial	ADJ
fsr-4081	211	34	services	service	NOUN
fsr-4081	211	35	review	review	NOUN
fsr-4081	211	36	,	,	PUNCT
fsr-4081	211	37	33(4	33(4	NUM
fsr-4081	211	38	)	)	PUNCT
fsr-4081	211	39	80	80	NUM
fsr-4081	211	40	depression	depression	NOUN
fsr-4081	211	41	(	(	PUNCT
fsr-4081	211	42	seligman	seligman	NOUN
fsr-4081	211	43	et	et	PROPN
fsr-4081	211	44	al	al	PROPN
fsr-4081	211	45	.	.	PROPN
fsr-4081	211	46	,	,	PUNCT
fsr-4081	211	47	2005	2005	NUM
fsr-4081	211	48	)	)	PUNCT
fsr-4081	211	49	.	.	PUNCT
fsr-4081	212	1	this	this	DET
fsr-4081	212	2	discussion	discussion	NOUN
fsr-4081	212	3	is	be	AUX
fsr-4081	212	4	combined	combine	VERB
fsr-4081	212	5	with	with	ADP
fsr-4081	212	6	journal	journal	NOUN
fsr-4081	212	7	and	and	CCONJ
fsr-4081	212	8	paper	paper	NOUN
fsr-4081	212	9	exercises	exercise	NOUN
fsr-4081	212	10	focused	focus	VERB
fsr-4081	212	11	on	on	ADP
fsr-4081	212	12	gratitude	gratitude	NOUN
fsr-4081	212	13	.	.	PUNCT
fsr-4081	213	1	the	the	DET
fsr-4081	213	2	first	first	ADJ
fsr-4081	213	3	gratitude	gratitude	PROPN
fsr-4081	213	4	journal	journal	NOUN
fsr-4081	213	5	entry	entry	NOUN
fsr-4081	213	6	is	be	AUX
fsr-4081	213	7	completed	complete	VERB
fsr-4081	213	8	in	in	ADP
fsr-4081	213	9	class	class	NOUN
fsr-4081	213	10	along	along	ADV
fsr-4081	213	11	with	with	ADP
fsr-4081	213	12	identifying	identify	VERB
fsr-4081	213	13	someone	someone	PRON
fsr-4081	213	14	for	for	ADP
fsr-4081	213	15	whom	whom	PRON
fsr-4081	213	16	they	they	PRON
fsr-4081	213	17	are	be	AUX
fsr-4081	213	18	grateful	grateful	ADJ
fsr-4081	213	19	.	.	PUNCT
fsr-4081	214	1	this	this	DET
fsr-4081	214	2	in	in	ADP
fsr-4081	214	3	-	-	PUNCT
fsr-4081	214	4	class	class	NOUN
fsr-4081	214	5	use	use	NOUN
fsr-4081	214	6	of	of	ADP
fsr-4081	214	7	time	time	NOUN
fsr-4081	214	8	to	to	PART
fsr-4081	214	9	start	start	VERB
fsr-4081	214	10	the	the	DET
fsr-4081	214	11	assignment	assignment	NOUN
fsr-4081	214	12	helps	helps	AUX
fsr-4081	214	13	overcome	overcome	VERB
fsr-4081	214	14	procrastination	procrastination	NOUN
fsr-4081	214	15	and	and	CCONJ
fsr-4081	214	16	mental	mental	ADJ
fsr-4081	214	17	blocks	block	NOUN
fsr-4081	214	18	associated	associate	VERB
fsr-4081	214	19	with	with	ADP
fsr-4081	214	20	a	a	DET
fsr-4081	214	21	blank	blank	ADJ
fsr-4081	214	22	page	page	NOUN
fsr-4081	214	23	.	.	PUNCT
fsr-4081	215	1	only	only	ADV
fsr-4081	215	2	the	the	DET
fsr-4081	215	3	teacher	teacher	NOUN
fsr-4081	215	4	sees	see	VERB
fsr-4081	215	5	and	and	CCONJ
fsr-4081	215	6	responds	respond	VERB
fsr-4081	215	7	to	to	ADP
fsr-4081	215	8	the	the	DET
fsr-4081	215	9	journal	journal	NOUN
fsr-4081	215	10	entries	entry	NOUN
fsr-4081	215	11	.	.	PUNCT
fsr-4081	216	1	students	student	NOUN
fsr-4081	216	2	keep	keep	VERB
fsr-4081	216	3	a	a	DET
fsr-4081	216	4	gratitude	gratitude	NOUN
fsr-4081	216	5	journal	journal	NOUN
fsr-4081	216	6	for	for	ADP
fsr-4081	216	7	seven	seven	NUM
fsr-4081	216	8	days	day	NOUN
fsr-4081	216	9	and	and	CCONJ
fsr-4081	216	10	write	write	VERB
fsr-4081	216	11	a	a	DET
fsr-4081	216	12	gratitude	gratitude	NOUN
fsr-4081	216	13	letter	letter	NOUN
fsr-4081	216	14	to	to	ADP
fsr-4081	216	15	someone	someone	PRON
fsr-4081	216	16	who	who	PRON
fsr-4081	216	17	they	they	PRON
fsr-4081	216	18	feel	feel	VERB
fsr-4081	216	19	has	have	AUX
fsr-4081	216	20	made	make	VERB
fsr-4081	216	21	a	a	DET
fsr-4081	216	22	positive	positive	ADJ
fsr-4081	216	23	difference	difference	NOUN
fsr-4081	216	24	in	in	ADP
fsr-4081	216	25	their	their	PRON
fsr-4081	216	26	life	life	NOUN
fsr-4081	216	27	but	but	CCONJ
fsr-4081	216	28	they	they	PRON
fsr-4081	216	29	have	have	AUX
fsr-4081	216	30	failed	fail	VERB
fsr-4081	216	31	to	to	PART
fsr-4081	216	32	thank	thank	VERB
fsr-4081	216	33	them	they	PRON
fsr-4081	216	34	adequately	adequately	ADV
fsr-4081	216	35	.	.	PUNCT
fsr-4081	217	1	the	the	DET
fsr-4081	217	2	recipients	recipient	NOUN
fsr-4081	217	3	of	of	ADP
fsr-4081	217	4	these	these	DET
fsr-4081	217	5	letters	letter	NOUN
fsr-4081	217	6	often	often	ADV
fsr-4081	217	7	include	include	VERB
fsr-4081	217	8	parents	parent	NOUN
fsr-4081	217	9	,	,	PUNCT
fsr-4081	217	10	teachers	teacher	NOUN
fsr-4081	217	11	,	,	PUNCT
fsr-4081	217	12	coaches	coach	NOUN
fsr-4081	217	13	,	,	PUNCT
fsr-4081	217	14	partners	partner	NOUN
fsr-4081	217	15	,	,	PUNCT
fsr-4081	217	16	and	and	CCONJ
fsr-4081	217	17	mentors	mentor	NOUN
fsr-4081	217	18	.	.	PUNCT
fsr-4081	218	1	these	these	DET
fsr-4081	218	2	letters	letter	NOUN
fsr-4081	218	3	often	often	ADV
fsr-4081	218	4	give	give	VERB
fsr-4081	218	5	the	the	DET
fsr-4081	218	6	student	student	NOUN
fsr-4081	218	7	the	the	DET
fsr-4081	218	8	chance	chance	NOUN
fsr-4081	218	9	to	to	PART
fsr-4081	218	10	establish	establish	VERB
fsr-4081	218	11	a	a	DET
fsr-4081	218	12	new	new	ADJ
fsr-4081	218	13	,	,	PUNCT
fsr-4081	218	14	positive	positive	ADJ
fsr-4081	218	15	dialogue	dialogue	NOUN
fsr-4081	218	16	that	that	PRON
fsr-4081	218	17	has	have	AUX
fsr-4081	218	18	been	be	AUX
fsr-4081	218	19	correlated	correlate	VERB
fsr-4081	218	20	with	with	ADP
fsr-4081	218	21	increased	increase	VERB
fsr-4081	218	22	subjective	subjective	ADJ
fsr-4081	218	23	well	well	ADV
fsr-4081	218	24	-	-	PUNCT
fsr-4081	218	25	being	be	AUX
fsr-4081	218	26	(	(	PUNCT
fsr-4081	218	27	kaplan	kaplan	PROPN
fsr-4081	218	28	,	,	PUNCT
fsr-4081	218	29	2016	2016	NUM
fsr-4081	218	30	;	;	PUNCT
fsr-4081	218	31	seligman	seligman	NOUN
fsr-4081	218	32	,	,	PUNCT
fsr-4081	218	33	2011	2011	NUM
fsr-4081	218	34	)	)	PUNCT
fsr-4081	218	35	.	.	PUNCT
fsr-4081	219	1	research	research	NOUN
fsr-4081	219	2	from	from	ADP
fsr-4081	219	3	janice	janice	PROPN
fsr-4081	219	4	kaplan	kaplan	PROPN
fsr-4081	219	5	(	(	PUNCT
fsr-4081	219	6	2016	2016	NUM
fsr-4081	219	7	)	)	PUNCT
fsr-4081	219	8	and	and	CCONJ
fsr-4081	219	9	martin	martin	PROPN
fsr-4081	219	10	seligman	seligman	PROPN
fsr-4081	219	11	et	et	PROPN
fsr-4081	219	12	al	al	PROPN
fsr-4081	219	13	.	.	PROPN
fsr-4081	220	1	(	(	PUNCT
fsr-4081	220	2	2005	2005	NUM
fsr-4081	220	3	)	)	PUNCT
fsr-4081	220	4	both	both	PRON
fsr-4081	220	5	show	show	VERB
fsr-4081	220	6	an	an	DET
fsr-4081	220	7	increase	increase	NOUN
fsr-4081	220	8	in	in	ADP
fsr-4081	220	9	overall	overall	ADJ
fsr-4081	220	10	wellbeing	wellbee	VERB
fsr-4081	220	11	associated	associate	VERB
fsr-4081	220	12	with	with	ADP
fsr-4081	220	13	the	the	DET
fsr-4081	220	14	expression	expression	NOUN
fsr-4081	220	15	of	of	ADP
fsr-4081	220	16	gratitude	gratitude	NOUN
fsr-4081	220	17	(	(	PUNCT
fsr-4081	220	18	see	see	VERB
fsr-4081	220	19	figure	figure	NOUN
fsr-4081	220	20	3	3	NUM
fsr-4081	220	21	)	)	PUNCT
fsr-4081	220	22	.	.	PUNCT
fsr-4081	221	1	figure	figure	VERB
fsr-4081	221	2	3	3	NUM
fsr-4081	221	3	.	.	PUNCT
fsr-4081	221	4	gratitude	gratitude	VERB
fsr-4081	221	5	assignment	assignment	NOUN
fsr-4081	221	6	research	research	NOUN
fsr-4081	221	7	has	have	AUX
fsr-4081	221	8	shown	show	VERB
fsr-4081	221	9	that	that	SCONJ
fsr-4081	221	10	reflecting	reflect	VERB
fsr-4081	221	11	on	on	ADP
fsr-4081	221	12	positive	positive	ADJ
fsr-4081	221	13	things	thing	NOUN
fsr-4081	221	14	that	that	PRON
fsr-4081	221	15	have	have	AUX
fsr-4081	221	16	happened	happen	VERB
fsr-4081	221	17	to	to	ADP
fsr-4081	221	18	us	we	PRON
fsr-4081	221	19	improves	improve	VERB
fsr-4081	221	20	our	our	PRON
fsr-4081	221	21	overall	overall	ADJ
fsr-4081	221	22	feelings	feeling	NOUN
fsr-4081	221	23	of	of	ADP
fsr-4081	221	24	happiness	happiness	NOUN
fsr-4081	221	25	(	(	PUNCT
fsr-4081	221	26	seligman	seligman	NOUN
fsr-4081	221	27	,	,	PUNCT
fsr-4081	221	28	2011	2011	NUM
fsr-4081	221	29	)	)	PUNCT
fsr-4081	221	30	.	.	PUNCT
fsr-4081	222	1	take	take	VERB
fsr-4081	222	2	the	the	DET
fsr-4081	222	3	next	next	ADJ
fsr-4081	222	4	five	five	NUM
fsr-4081	222	5	minutes	minute	NOUN
fsr-4081	222	6	to	to	PART
fsr-4081	222	7	do	do	VERB
fsr-4081	222	8	the	the	DET
fsr-4081	222	9	following	following	NOUN
fsr-4081	222	10	:	:	PUNCT
fsr-4081	222	11	in	in	ADP
fsr-4081	222	12	full	full	ADJ
fsr-4081	222	13	sentences	sentence	NOUN
fsr-4081	222	14	,	,	PUNCT
fsr-4081	222	15	write	write	VERB
fsr-4081	222	16	down	down	ADP
fsr-4081	222	17	three	three	NUM
fsr-4081	222	18	things	thing	NOUN
fsr-4081	222	19	you	you	PRON
fsr-4081	222	20	are	be	AUX
fsr-4081	222	21	grateful	grateful	ADJ
fsr-4081	222	22	for	for	ADP
fsr-4081	222	23	and	and	CCONJ
fsr-4081	222	24	why	why	SCONJ
fsr-4081	222	25	.	.	PUNCT
fsr-4081	223	1	who	who	PRON
fsr-4081	223	2	is	be	AUX
fsr-4081	223	3	someone	someone	PRON
fsr-4081	223	4	you	you	PRON
fsr-4081	223	5	are	be	AUX
fsr-4081	223	6	grateful	grateful	ADJ
fsr-4081	223	7	for	for	ADP
fsr-4081	223	8	?	?	PUNCT
fsr-4081	224	1	who	who	PRON
fsr-4081	224	2	has	have	AUX
fsr-4081	224	3	made	make	VERB
fsr-4081	224	4	a	a	DET
fsr-4081	224	5	favorable	favorable	ADJ
fsr-4081	224	6	impact	impact	NOUN
fsr-4081	224	7	or	or	CCONJ
fsr-4081	224	8	impression	impression	NOUN
fsr-4081	224	9	on	on	ADP
fsr-4081	224	10	your	your	PRON
fsr-4081	224	11	life	life	NOUN
fsr-4081	224	12	?	?	PUNCT
fsr-4081	225	1	(	(	PUNCT
fsr-4081	225	2	students	student	NOUN
fsr-4081	225	3	hand	hand	VERB
fsr-4081	225	4	this	this	PRON
fsr-4081	225	5	in	in	ADP
fsr-4081	225	6	at	at	ADP
fsr-4081	225	7	the	the	DET
fsr-4081	225	8	end	end	NOUN
fsr-4081	225	9	of	of	ADP
fsr-4081	225	10	the	the	DET
fsr-4081	225	11	class	class	NOUN
fsr-4081	225	12	)	)	PUNCT
fsr-4081	225	13	gratitude	gratitude	NOUN
fsr-4081	225	14	is	be	AUX
fsr-4081	225	15	a	a	DET
fsr-4081	225	16	deeply	deeply	ADV
fsr-4081	225	17	personal	personal	ADJ
fsr-4081	225	18	subject	subject	NOUN
fsr-4081	225	19	that	that	PRON
fsr-4081	225	20	can	can	AUX
fsr-4081	225	21	change	change	VERB
fsr-4081	225	22	our	our	PRON
fsr-4081	225	23	outlook	outlook	NOUN
fsr-4081	225	24	on	on	ADP
fsr-4081	225	25	life	life	NOUN
fsr-4081	225	26	and	and	CCONJ
fsr-4081	225	27	overall	overall	ADJ
fsr-4081	225	28	sense	sense	NOUN
fsr-4081	225	29	of	of	ADP
fsr-4081	225	30	happiness	happiness	NOUN
fsr-4081	225	31	or	or	CCONJ
fsr-4081	225	32	well	well	ADV
fsr-4081	225	33	-	-	PUNCT
fsr-4081	225	34	being	being	NOUN
fsr-4081	225	35	.	.	PUNCT
fsr-4081	226	1	our	our	PRON
fsr-4081	226	2	brains	brain	NOUN
fsr-4081	226	3	are	be	AUX
fsr-4081	226	4	not	not	PART
fsr-4081	226	5	naturally	naturally	ADV
fsr-4081	226	6	predisposed	predispose	VERB
fsr-4081	226	7	to	to	PART
fsr-4081	226	8	express	express	VERB
fsr-4081	226	9	gratitude	gratitude	NOUN
fsr-4081	226	10	,	,	PUNCT
fsr-4081	226	11	but	but	CCONJ
fsr-4081	226	12	when	when	SCONJ
fsr-4081	226	13	we	we	PRON
fsr-4081	226	14	experience	experience	VERB
fsr-4081	226	15	it	it	PRON
fsr-4081	226	16	,	,	PUNCT
fsr-4081	226	17	we	we	PRON
fsr-4081	226	18	are	be	AUX
fsr-4081	226	19	more	more	ADV
fsr-4081	226	20	likely	likely	ADJ
fsr-4081	226	21	to	to	PART
fsr-4081	226	22	mirror	mirror	VERB
fsr-4081	226	23	it	it	PRON
fsr-4081	226	24	back	back	ADP
fsr-4081	226	25	.	.	PUNCT
fsr-4081	227	1	research	research	NOUN
fsr-4081	227	2	continues	continue	VERB
fsr-4081	227	3	to	to	PART
fsr-4081	227	4	show	show	VERB
fsr-4081	227	5	that	that	SCONJ
fsr-4081	227	6	our	our	PRON
fsr-4081	227	7	thoughts	thought	NOUN
fsr-4081	227	8	,	,	PUNCT
fsr-4081	227	9	feelings	feeling	NOUN
fsr-4081	227	10	,	,	PUNCT
fsr-4081	227	11	actions	action	NOUN
fsr-4081	227	12	,	,	PUNCT
fsr-4081	227	13	body	body	NOUN
fsr-4081	227	14	,	,	PUNCT
fsr-4081	227	15	mind	mind	NOUN
fsr-4081	227	16	,	,	PUNCT
fsr-4081	227	17	and	and	CCONJ
fsr-4081	227	18	spirit	spirit	VERB
fsr-4081	227	19	all	all	DET
fsr-4081	227	20	influence	influence	NOUN
fsr-4081	227	21	each	each	DET
fsr-4081	227	22	other	other	ADJ
fsr-4081	227	23	.	.	PUNCT
fsr-4081	228	1	that	that	PRON
fsr-4081	228	2	indicates	indicate	VERB
fsr-4081	228	3	that	that	SCONJ
fsr-4081	228	4	if	if	SCONJ
fsr-4081	228	5	you	you	PRON
fsr-4081	228	6	change	change	VERB
fsr-4081	228	7	one	one	NUM
fsr-4081	228	8	thought	thought	NOUN
fsr-4081	228	9	,	,	PUNCT
fsr-4081	228	10	feeling	feeling	NOUN
fsr-4081	228	11	,	,	PUNCT
fsr-4081	228	12	or	or	CCONJ
fsr-4081	228	13	action	action	NOUN
fsr-4081	228	14	,	,	PUNCT
fsr-4081	228	15	you	you	PRON
fsr-4081	228	16	will	will	AUX
fsr-4081	228	17	likely	likely	ADV
fsr-4081	228	18	change	change	VERB
fsr-4081	228	19	other	other	ADJ
fsr-4081	228	20	things	thing	NOUN
fsr-4081	228	21	as	as	ADV
fsr-4081	228	22	well	well	ADV
fsr-4081	228	23	(	(	PUNCT
fsr-4081	228	24	seligman	seligman	NOUN
fsr-4081	228	25	,	,	PUNCT
fsr-4081	228	26	2011	2011	NUM
fsr-4081	228	27	)	)	PUNCT
fsr-4081	228	28	.	.	PUNCT
fsr-4081	229	1	this	this	DET
fsr-4081	229	2	assignment	assignment	NOUN
fsr-4081	229	3	has	have	VERB
fsr-4081	229	4	two	two	NUM
fsr-4081	229	5	parts	part	NOUN
fsr-4081	229	6	.	.	PUNCT
fsr-4081	230	1	1	1	NUM
fsr-4081	230	2	.	.	PUNCT
fsr-4081	230	3	)	)	PUNCT
fsr-4081	231	1	starting	start	VERB
fsr-4081	231	2	a	a	DET
fsr-4081	231	3	gratitude	gratitude	NOUN
fsr-4081	231	4	journal	journal	NOUN
fsr-4081	231	5	and	and	CCONJ
fsr-4081	231	6	2	2	NUM
fsr-4081	231	7	.	.	PUNCT
fsr-4081	231	8	)	)	PUNCT
fsr-4081	232	1	writing	write	VERB
fsr-4081	232	2	a	a	DET
fsr-4081	232	3	reflection	reflection	NOUN
fsr-4081	232	4	paper	paper	NOUN
fsr-4081	232	5	.	.	PUNCT
fsr-4081	233	1	for	for	ADP
fsr-4081	233	2	the	the	DET
fsr-4081	233	3	next	next	ADJ
fsr-4081	233	4	seven	seven	NUM
fsr-4081	233	5	days	day	NOUN
fsr-4081	233	6	your	your	PRON
fsr-4081	233	7	assignment	assignment	NOUN
fsr-4081	233	8	is	be	AUX
fsr-4081	233	9	to	to	PART
fsr-4081	233	10	find	find	VERB
fsr-4081	233	11	three	three	NUM
fsr-4081	233	12	things	thing	NOUN
fsr-4081	233	13	you	you	PRON
fsr-4081	233	14	are	be	AUX
fsr-4081	233	15	grateful	grateful	ADJ
fsr-4081	233	16	for	for	ADP
fsr-4081	233	17	that	that	DET
fsr-4081	233	18	day	day	NOUN
fsr-4081	233	19	and	and	CCONJ
fsr-4081	233	20	record	record	VERB
fsr-4081	233	21	them	they	PRON
fsr-4081	233	22	on	on	ADP
fsr-4081	233	23	an	an	DET
fsr-4081	233	24	online	online	ADJ
fsr-4081	233	25	journal	journal	NOUN
fsr-4081	233	26	page	page	NOUN
fsr-4081	233	27	that	that	PRON
fsr-4081	233	28	only	only	ADV
fsr-4081	233	29	you	you	PRON
fsr-4081	233	30	and	and	CCONJ
fsr-4081	233	31	the	the	DET
fsr-4081	233	32	instructor	instructor	NOUN
fsr-4081	233	33	will	will	AUX
fsr-4081	233	34	see	see	VERB
fsr-4081	233	35	.	.	PUNCT
fsr-4081	234	1	to	to	PART
fsr-4081	234	2	complete	complete	VERB
fsr-4081	234	3	the	the	DET
fsr-4081	234	4	gratitude	gratitude	NOUN
fsr-4081	234	5	letter	letter	NOUN
fsr-4081	234	6	assignment	assignment	NOUN
fsr-4081	234	7	,	,	PUNCT
fsr-4081	234	8	think	think	VERB
fsr-4081	234	9	of	of	ADP
fsr-4081	234	10	someone	someone	PRON
fsr-4081	234	11	to	to	PART
fsr-4081	234	12	whom	whom	PRON
fsr-4081	234	13	you	you	PRON
fsr-4081	234	14	are	be	AUX
fsr-4081	234	15	very	very	ADV
fsr-4081	234	16	grateful	grateful	ADJ
fsr-4081	234	17	,	,	PUNCT
fsr-4081	234	18	but	but	CCONJ
fsr-4081	234	19	whom	whom	PRON
fsr-4081	234	20	you	you	PRON
fsr-4081	234	21	have	have	AUX
fsr-4081	234	22	never	never	ADV
fsr-4081	234	23	properly	properly	ADV
fsr-4081	234	24	thanked	thank	VERB
fsr-4081	234	25	.	.	PUNCT
fsr-4081	235	1	write	write	VERB
fsr-4081	235	2	a	a	DET
fsr-4081	235	3	thoughtful	thoughtful	ADJ
fsr-4081	235	4	,	,	PUNCT
fsr-4081	235	5	clear	clear	ADJ
fsr-4081	235	6	,	,	PUNCT
fsr-4081	235	7	brief	brief	ADJ
fsr-4081	235	8	(	(	PUNCT
fsr-4081	235	9	about	about	ADV
fsr-4081	235	10	300	300	NUM
fsr-4081	235	11	-	-	PUNCT
fsr-4081	235	12	word	word	NOUN
fsr-4081	235	13	)	)	PUNCT
fsr-4081	235	14	letter	letter	NOUN
fsr-4081	235	15	to	to	ADP
fsr-4081	235	16	that	that	DET
fsr-4081	235	17	person	person	NOUN
fsr-4081	235	18	.	.	PUNCT
fsr-4081	236	1	this	this	DET
fsr-4081	236	2	letter	letter	NOUN
fsr-4081	236	3	should	should	AUX
fsr-4081	236	4	clearly	clearly	ADV
fsr-4081	236	5	describe	describe	VERB
fsr-4081	236	6	the	the	DET
fsr-4081	236	7	person	person	NOUN
fsr-4081	236	8	’s	’s	PART
fsr-4081	236	9	contribution	contribution	NOUN
fsr-4081	236	10	,	,	PUNCT
fsr-4081	236	11	how	how	SCONJ
fsr-4081	236	12	it	it	PRON
fsr-4081	236	13	was	be	AUX
fsr-4081	236	14	impactful	impactful	ADJ
fsr-4081	236	15	at	at	ADP
fsr-4081	236	16	the	the	DET
fsr-4081	236	17	time	time	NOUN
fsr-4081	236	18	,	,	PUNCT
fsr-4081	236	19	and	and	CCONJ
fsr-4081	236	20	what	what	PRON
fsr-4081	236	21	it	it	PRON
fsr-4081	236	22	means	mean	VERB
fsr-4081	236	23	today	today	NOUN
fsr-4081	236	24	.	.	PUNCT
fsr-4081	237	1	reach	reach	VERB
fsr-4081	237	2	out	out	ADP
fsr-4081	237	3	to	to	ADP
fsr-4081	237	4	that	that	DET
fsr-4081	237	5	person	person	NOUN
fsr-4081	237	6	and	and	CCONJ
fsr-4081	237	7	arrange	arrange	VERB
fsr-4081	237	8	a	a	DET
fsr-4081	237	9	time	time	NOUN
fsr-4081	237	10	when	when	SCONJ
fsr-4081	237	11	you	you	PRON
fsr-4081	237	12	can	can	AUX
fsr-4081	237	13	read	read	VERB
fsr-4081	237	14	the	the	DET
fsr-4081	237	15	letter	letter	NOUN
fsr-4081	237	16	to	to	ADP
fsr-4081	237	17	them	they	PRON
fsr-4081	237	18	.	.	PUNCT
fsr-4081	238	1	post	post	VERB
fsr-4081	238	2	a	a	DET
fsr-4081	238	3	copy	copy	NOUN
fsr-4081	238	4	of	of	ADP
fsr-4081	238	5	the	the	DET
fsr-4081	238	6	letter	letter	NOUN
fsr-4081	238	7	to	to	ADP
fsr-4081	238	8	canvas	canvas	VERB
fsr-4081	238	9	.	.	PUNCT
fsr-4081	239	1	the	the	DET
fsr-4081	239	2	next	next	ADJ
fsr-4081	239	3	assignment	assignment	NOUN
fsr-4081	239	4	involves	involve	VERB
fsr-4081	239	5	completing	complete	VERB
fsr-4081	239	6	the	the	DET
fsr-4081	239	7	gallup	gallup	NOUN
fsr-4081	239	8	cliftonstrengths	cliftonstrength	NOUN
fsr-4081	239	9	assessment	assessment	NOUN
fsr-4081	239	10	by	by	ADP
fsr-4081	239	11	rath	rath	PROPN
fsr-4081	239	12	and	and	CCONJ
fsr-4081	239	13	gallup	gallup	PROPN
fsr-4081	239	14	(	(	PUNCT
fsr-4081	239	15	2017	2017	NUM
fsr-4081	239	16	)	)	PUNCT
fsr-4081	239	17	.	.	PUNCT
fsr-4081	240	1	this	this	DET
fsr-4081	240	2	assessment	assessment	NOUN
fsr-4081	240	3	helps	help	VERB
fsr-4081	240	4	students	student	NOUN
fsr-4081	240	5	understand	understand	VERB
fsr-4081	240	6	some	some	PRON
fsr-4081	240	7	of	of	ADP
fsr-4081	240	8	their	their	PRON
fsr-4081	240	9	unique	unique	ADJ
fsr-4081	240	10	talents	talent	NOUN
fsr-4081	240	11	and	and	CCONJ
fsr-4081	240	12	provides	provide	VERB
fsr-4081	240	13	a	a	DET
fsr-4081	240	14	common	common	ADJ
fsr-4081	240	15	vocabulary	vocabulary	NOUN
fsr-4081	240	16	to	to	PART
fsr-4081	240	17	discuss	discuss	VERB
fsr-4081	240	18	strengths	strength	NOUN
fsr-4081	240	19	and	and	CCONJ
fsr-4081	240	20	positive	positive	ADJ
fsr-4081	240	21	psychology	psychology	NOUN
fsr-4081	240	22	.	.	PUNCT
fsr-4081	241	1	results	result	NOUN
fsr-4081	241	2	are	be	AUX
fsr-4081	241	3	shared	share	VERB
fsr-4081	241	4	in	in	ADP
fsr-4081	241	5	class	class	NOUN
fsr-4081	241	6	,	,	PUNCT
fsr-4081	241	7	and	and	CCONJ
fsr-4081	241	8	a	a	DET
fsr-4081	241	9	johari	johari	ADJ
fsr-4081	241	10	window	window	NOUN
fsr-4081	241	11	(	(	PUNCT
fsr-4081	241	12	luft	luft	PROPN
fsr-4081	241	13	&	&	CCONJ
fsr-4081	241	14	ingham	ingham	PROPN
fsr-4081	241	15	,	,	PUNCT
fsr-4081	241	16	1955	1955	NUM
fsr-4081	241	17	)	)	PUNCT
fsr-4081	241	18	exercise	exercise	NOUN
fsr-4081	241	19	is	be	AUX
fsr-4081	241	20	used	use	VERB
fsr-4081	241	21	to	to	PART
fsr-4081	241	22	help	help	VERB
fsr-4081	241	23	students	student	NOUN
fsr-4081	241	24	identify	identify	VERB
fsr-4081	241	25	underdeveloped	underdeveloped	ADJ
fsr-4081	241	26	strengths	strength	NOUN
fsr-4081	241	27	and	and	CCONJ
fsr-4081	241	28	develop	develop	VERB
fsr-4081	241	29	an	an	DET
fsr-4081	241	30	action	action	NOUN
fsr-4081	241	31	plan	plan	NOUN
fsr-4081	241	32	to	to	PART
fsr-4081	241	33	better	well	ADV
fsr-4081	241	34	utilize	utilize	VERB
fsr-4081	241	35	these	these	DET
fsr-4081	241	36	strengths	strength	NOUN
fsr-4081	241	37	(	(	PUNCT
fsr-4081	241	38	see	see	VERB
fsr-4081	241	39	figure	figure	NOUN
fsr-4081	241	40	4	4	NUM
fsr-4081	241	41	)	)	PUNCT
fsr-4081	241	42	.	.	PUNCT
fsr-4081	242	1	figure	figure	VERB
fsr-4081	242	2	4	4	NUM
fsr-4081	242	3	.	.	PUNCT
fsr-4081	242	4	cliftonstrengths	cliftonstrength	NOUN
fsr-4081	242	5	finder	finder	PROPN
fsr-4081	242	6	assessment	assessment	NOUN
fsr-4081	242	7	in	in	ADP
fsr-4081	242	8	this	this	DET
fsr-4081	242	9	assessment	assessment	NOUN
fsr-4081	242	10	you	you	PRON
fsr-4081	242	11	will	will	AUX
fsr-4081	242	12	identify	identify	VERB
fsr-4081	242	13	your	your	PRON
fsr-4081	242	14	top	top	ADJ
fsr-4081	242	15	five	five	NUM
fsr-4081	242	16	signature	signature	NOUN
fsr-4081	242	17	strengths	strength	NOUN
fsr-4081	242	18	.	.	PUNCT
fsr-4081	243	1	things	thing	NOUN
fsr-4081	243	2	that	that	PRON
fsr-4081	243	3	you	you	PRON
fsr-4081	243	4	do	do	VERB
fsr-4081	243	5	better	well	ADV
fsr-4081	243	6	than	than	ADP
fsr-4081	243	7	other	other	ADJ
fsr-4081	243	8	people	people	NOUN
fsr-4081	243	9	,	,	PUNCT
fsr-4081	243	10	often	often	ADV
fsr-4081	243	11	without	without	ADP
fsr-4081	243	12	even	even	ADV
fsr-4081	243	13	realizing	realize	VERB
fsr-4081	243	14	it	it	PRON
fsr-4081	243	15	.	.	PUNCT
fsr-4081	244	1	these	these	DET
fsr-4081	244	2	strengths	strength	NOUN
fsr-4081	244	3	can	can	AUX
fsr-4081	244	4	really	really	ADV
fsr-4081	244	5	help	help	VERB
fsr-4081	244	6	you	you	PRON
fsr-4081	244	7	find	find	VERB
fsr-4081	244	8	your	your	PRON
fsr-4081	244	9	passion	passion	NOUN
fsr-4081	244	10	and	and	CCONJ
fsr-4081	244	11	the	the	DET
fsr-4081	244	12	“	"	PUNCT
fsr-4081	244	13	right	right	ADJ
fsr-4081	244	14	”	"	PUNCT
fsr-4081	244	15	kind	kind	NOUN
fsr-4081	244	16	of	of	ADP
fsr-4081	244	17	work	work	NOUN
fsr-4081	244	18	to	to	PART
fsr-4081	244	19	apply	apply	VERB
fsr-4081	244	20	these	these	DET
fsr-4081	244	21	strengths	strength	NOUN
fsr-4081	244	22	.	.	PUNCT
fsr-4081	245	1	to	to	PART
fsr-4081	245	2	complete	complete	VERB
fsr-4081	245	3	this	this	DET
fsr-4081	245	4	assignment	assignment	NOUN
fsr-4081	245	5	,	,	PUNCT
fsr-4081	245	6	you	you	PRON
fsr-4081	245	7	must	must	AUX
fsr-4081	245	8	take	take	VERB
fsr-4081	245	9	the	the	DET
fsr-4081	245	10	strengthsfinder	strengthsfinder	NOUN
fsr-4081	245	11	assessment	assessment	NOUN
fsr-4081	245	12	,	,	PUNCT
fsr-4081	245	13	submit	submit	VERB
fsr-4081	245	14	your	your	PRON
fsr-4081	245	15	top	top	ADJ
fsr-4081	245	16	5	5	NUM
fsr-4081	245	17	strengths	strength	NOUN
fsr-4081	245	18	,	,	PUNCT
fsr-4081	245	19	and	and	CCONJ
fsr-4081	245	20	write	write	VERB
fsr-4081	245	21	a	a	DET
fsr-4081	245	22	short	short	ADJ
fsr-4081	245	23	narrative	narrative	NOUN
fsr-4081	245	24	about	about	ADP
fsr-4081	245	25	what	what	PRON
fsr-4081	245	26	these	these	DET
fsr-4081	245	27	strengths	strength	NOUN
fsr-4081	245	28	say	say	VERB
fsr-4081	245	29	about	about	ADP
fsr-4081	245	30	you	you	PRON
fsr-4081	245	31	.	.	PUNCT
fsr-4081	246	1	think	think	VERB
fsr-4081	246	2	about	about	ADP
fsr-4081	246	3	how	how	SCONJ
fsr-4081	246	4	you	you	PRON
fsr-4081	246	5	can	can	AUX
fsr-4081	246	6	share	share	VERB
fsr-4081	246	7	your	your	PRON
fsr-4081	246	8	strengths	strength	NOUN
fsr-4081	246	9	with	with	ADP
fsr-4081	246	10	the	the	DET
fsr-4081	246	11	rest	rest	NOUN
fsr-4081	246	12	of	of	ADP
fsr-4081	246	13	the	the	DET
fsr-4081	246	14	class	class	NOUN
fsr-4081	246	15	.	.	PUNCT
fsr-4081	247	1	finally	finally	ADV
fsr-4081	247	2	,	,	PUNCT
fsr-4081	247	3	write	write	VERB
fsr-4081	247	4	about	about	ADP
fsr-4081	247	5	what	what	PRON
fsr-4081	247	6	kinds	kind	NOUN
fsr-4081	247	7	of	of	ADP
fsr-4081	247	8	jobs	job	NOUN
fsr-4081	247	9	you	you	PRON
fsr-4081	247	10	think	think	VERB
fsr-4081	247	11	would	would	AUX
fsr-4081	247	12	allow	allow	VERB
fsr-4081	247	13	you	you	PRON
fsr-4081	247	14	to	to	PART
fsr-4081	247	15	use	use	VERB
fsr-4081	247	16	your	your	PRON
fsr-4081	247	17	strengths	strength	NOUN
fsr-4081	247	18	each	each	DET
fsr-4081	247	19	day	day	NOUN
fsr-4081	247	20	.	.	PUNCT
fsr-4081	248	1	griesdorn	griesdorn	PROPN
fsr-4081	248	2	&	&	CCONJ
fsr-4081	248	3	devaney	devaney	PROPN
fsr-4081	248	4	81	81	NUM
fsr-4081	248	5	for	for	ADP
fsr-4081	248	6	this	this	DET
fsr-4081	248	7	assignment	assignment	NOUN
fsr-4081	248	8	,	,	PUNCT
fsr-4081	248	9	please	please	INTJ
fsr-4081	248	10	complete	complete	VERB
fsr-4081	248	11	the	the	DET
fsr-4081	248	12	strengthsfinder	strengthsfinder	NOUN
fsr-4081	248	13	assessment	assessment	NOUN
fsr-4081	248	14	.	.	PUNCT
fsr-4081	249	1	once	once	ADV
fsr-4081	249	2	completed	complete	VERB
fsr-4081	249	3	,	,	PUNCT
fsr-4081	249	4	analyze	analyze	VERB
fsr-4081	249	5	the	the	DET
fsr-4081	249	6	strengths	strength	NOUN
fsr-4081	249	7	within	within	ADP
fsr-4081	249	8	the	the	DET
fsr-4081	249	9	context	context	NOUN
fsr-4081	249	10	of	of	ADP
fsr-4081	249	11	the	the	DET
fsr-4081	249	12	johari	johari	ADJ
fsr-4081	249	13	window	window	NOUN
fsr-4081	249	14	to	to	PART
fsr-4081	249	15	determine	determine	VERB
fsr-4081	249	16	those	those	PRON
fsr-4081	249	17	that	that	PRON
fsr-4081	249	18	currently	currently	ADV
fsr-4081	249	19	reside	reside	VERB
fsr-4081	249	20	in	in	ADP
fsr-4081	249	21	the	the	DET
fsr-4081	249	22	open	open	ADJ
fsr-4081	249	23	area	area	NOUN
fsr-4081	249	24	(	(	PUNCT
fsr-4081	249	25	known	know	VERB
fsr-4081	249	26	to	to	ADP
fsr-4081	249	27	others	other	NOUN
fsr-4081	249	28	and	and	CCONJ
fsr-4081	249	29	to	to	ADP
fsr-4081	249	30	you	you	PRON
fsr-4081	249	31	)	)	PUNCT
fsr-4081	249	32	and	and	CCONJ
fsr-4081	249	33	those	those	PRON
fsr-4081	249	34	in	in	ADP
fsr-4081	249	35	the	the	DET
fsr-4081	249	36	blind	blind	ADJ
fsr-4081	249	37	spot	spot	NOUN
fsr-4081	249	38	(	(	PUNCT
fsr-4081	249	39	known	know	VERB
fsr-4081	249	40	to	to	ADP
fsr-4081	249	41	others	other	NOUN
fsr-4081	249	42	and	and	CCONJ
fsr-4081	249	43	unknown	unknown	ADJ
fsr-4081	249	44	to	to	ADP
fsr-4081	249	45	you	you	PRON
fsr-4081	249	46	)	)	PUNCT
fsr-4081	249	47	.	.	PUNCT
fsr-4081	250	1	for	for	ADP
fsr-4081	250	2	example	example	NOUN
fsr-4081	250	3	,	,	PUNCT
fsr-4081	250	4	someone	someone	PRON
fsr-4081	250	5	with	with	ADP
fsr-4081	250	6	an	an	DET
fsr-4081	250	7	“	"	PUNCT
fsr-4081	250	8	arranger	arranger	NOUN
fsr-4081	250	9	”	"	PUNCT
fsr-4081	250	10	skill	skill	NOUN
fsr-4081	250	11	can	can	AUX
fsr-4081	250	12	handle	handle	VERB
fsr-4081	250	13	complex	complex	ADJ
fsr-4081	250	14	issues	issue	NOUN
fsr-4081	250	15	and	and	CCONJ
fsr-4081	250	16	see	see	VERB
fsr-4081	250	17	how	how	SCONJ
fsr-4081	250	18	they	they	PRON
fsr-4081	250	19	should	should	AUX
fsr-4081	250	20	be	be	AUX
fsr-4081	250	21	arranged	arrange	VERB
fsr-4081	250	22	to	to	PART
fsr-4081	250	23	be	be	AUX
fsr-4081	250	24	accomplished	accomplish	VERB
fsr-4081	250	25	in	in	ADP
fsr-4081	250	26	the	the	DET
fsr-4081	250	27	most	most	ADV
fsr-4081	250	28	productive	productive	ADJ
fsr-4081	250	29	way	way	NOUN
fsr-4081	250	30	.	.	PUNCT
fsr-4081	251	1	to	to	ADP
fsr-4081	251	2	them	they	PRON
fsr-4081	251	3	,	,	PUNCT
fsr-4081	251	4	it	it	PRON
fsr-4081	251	5	is	be	AUX
fsr-4081	251	6	a	a	DET
fsr-4081	251	7	natural	natural	ADJ
fsr-4081	251	8	process	process	NOUN
fsr-4081	251	9	,	,	PUNCT
fsr-4081	251	10	but	but	CCONJ
fsr-4081	251	11	to	to	ADP
fsr-4081	251	12	someone	someone	PRON
fsr-4081	251	13	without	without	ADP
fsr-4081	251	14	this	this	DET
fsr-4081	251	15	skill	skill	NOUN
fsr-4081	251	16	,	,	PUNCT
fsr-4081	251	17	their	their	PRON
fsr-4081	251	18	ability	ability	NOUN
fsr-4081	251	19	to	to	PART
fsr-4081	251	20	keep	keep	VERB
fsr-4081	251	21	track	track	NOUN
fsr-4081	251	22	of	of	ADP
fsr-4081	251	23	many	many	ADJ
fsr-4081	251	24	things	thing	NOUN
fsr-4081	251	25	at	at	ADP
fsr-4081	251	26	one	one	NUM
fsr-4081	251	27	time	time	NOUN
fsr-4081	251	28	is	be	AUX
fsr-4081	251	29	lacking	lack	VERB
fsr-4081	251	30	.	.	PUNCT
fsr-4081	252	1	often	often	ADV
fsr-4081	252	2	,	,	PUNCT
fsr-4081	252	3	students	student	NOUN
fsr-4081	252	4	think	think	VERB
fsr-4081	252	5	that	that	SCONJ
fsr-4081	252	6	their	their	PRON
fsr-4081	252	7	skills	skill	NOUN
fsr-4081	252	8	are	be	AUX
fsr-4081	252	9	nothing	nothing	PRON
fsr-4081	252	10	special	special	ADJ
fsr-4081	252	11	and	and	CCONJ
fsr-4081	252	12	that	that	SCONJ
fsr-4081	252	13	everyone	everyone	PRON
fsr-4081	252	14	must	must	AUX
fsr-4081	252	15	have	have	VERB
fsr-4081	252	16	them	they	PRON
fsr-4081	252	17	because	because	SCONJ
fsr-4081	252	18	they	they	PRON
fsr-4081	252	19	come	come	VERB
fsr-4081	252	20	so	so	ADV
fsr-4081	252	21	naturally	naturally	ADV
fsr-4081	252	22	.	.	PUNCT
fsr-4081	253	1	however	however	ADV
fsr-4081	253	2	,	,	PUNCT
fsr-4081	253	3	abilities	ability	NOUN
fsr-4081	253	4	such	such	ADJ
fsr-4081	253	5	as	as	ADP
fsr-4081	253	6	learning	learn	VERB
fsr-4081	253	7	new	new	ADJ
fsr-4081	253	8	things	thing	NOUN
fsr-4081	253	9	,	,	PUNCT
fsr-4081	253	10	setting	set	VERB
fsr-4081	253	11	and	and	CCONJ
fsr-4081	253	12	accomplishing	accomplish	VERB
fsr-4081	253	13	goals	goal	NOUN
fsr-4081	253	14	,	,	PUNCT
fsr-4081	253	15	winning	win	VERB
fsr-4081	253	16	others	other	NOUN
fsr-4081	253	17	over	over	ADP
fsr-4081	253	18	,	,	PUNCT
fsr-4081	253	19	positivity	positivity	NOUN
fsr-4081	253	20	,	,	PUNCT
fsr-4081	253	21	and	and	CCONJ
fsr-4081	253	22	adaptability	adaptability	NOUN
fsr-4081	253	23	,	,	PUNCT
fsr-4081	253	24	when	when	SCONJ
fsr-4081	253	25	mastered	master	VERB
fsr-4081	253	26	through	through	ADP
fsr-4081	253	27	years	year	NOUN
fsr-4081	253	28	of	of	ADP
fsr-4081	253	29	practice	practice	NOUN
fsr-4081	253	30	,	,	PUNCT
fsr-4081	253	31	become	become	VERB
fsr-4081	253	32	formidable	formidable	ADJ
fsr-4081	253	33	personality	personality	NOUN
fsr-4081	253	34	attributes	attribute	VERB
fsr-4081	253	35	.	.	PUNCT
fsr-4081	254	1	the	the	DET
fsr-4081	254	2	next	next	ADJ
fsr-4081	254	3	step	step	NOUN
fsr-4081	254	4	in	in	ADP
fsr-4081	254	5	the	the	DET
fsr-4081	254	6	foundation	foundation	NOUN
fsr-4081	254	7	-	-	PUNCT
fsr-4081	254	8	building	building	NOUN
fsr-4081	254	9	process	process	NOUN
fsr-4081	254	10	is	be	AUX
fsr-4081	254	11	to	to	PART
fsr-4081	254	12	provide	provide	VERB
fsr-4081	254	13	a	a	DET
fsr-4081	254	14	sense	sense	NOUN
fsr-4081	254	15	of	of	ADP
fsr-4081	254	16	hope	hope	NOUN
fsr-4081	254	17	by	by	ADP
fsr-4081	254	18	teaching	teach	VERB
fsr-4081	254	19	the	the	DET
fsr-4081	254	20	growth	growth	NOUN
fsr-4081	254	21	mindset	mindset	NOUN
fsr-4081	254	22	concepts	concept	NOUN
fsr-4081	254	23	by	by	ADP
fsr-4081	254	24	carol	carol	PROPN
fsr-4081	254	25	dweck	dweck	PROPN
fsr-4081	254	26	(	(	PUNCT
fsr-4081	254	27	2016	2016	NUM
fsr-4081	254	28	)	)	PUNCT
fsr-4081	254	29	.	.	PUNCT
fsr-4081	255	1	this	this	DET
fsr-4081	255	2	segment	segment	NOUN
fsr-4081	255	3	of	of	ADP
fsr-4081	255	4	the	the	DET
fsr-4081	255	5	course	course	NOUN
fsr-4081	255	6	stresses	stress	VERB
fsr-4081	255	7	the	the	DET
fsr-4081	255	8	importance	importance	NOUN
fsr-4081	255	9	of	of	ADP
fsr-4081	255	10	becoming	become	VERB
fsr-4081	255	11	a	a	DET
fsr-4081	255	12	lifelong	lifelong	ADJ
fsr-4081	255	13	learner	learner	NOUN
fsr-4081	255	14	and	and	CCONJ
fsr-4081	255	15	being	be	AUX
fsr-4081	255	16	open	open	ADJ
fsr-4081	255	17	to	to	ADP
fsr-4081	255	18	new	new	ADJ
fsr-4081	255	19	experiences	experience	NOUN
fsr-4081	255	20	.	.	PUNCT
fsr-4081	256	1	the	the	DET
fsr-4081	256	2	discussion	discussion	NOUN
fsr-4081	256	3	encourages	encourage	VERB
fsr-4081	256	4	students	student	NOUN
fsr-4081	256	5	to	to	PART
fsr-4081	256	6	try	try	VERB
fsr-4081	256	7	something	something	PRON
fsr-4081	256	8	new	new	ADJ
fsr-4081	256	9	and	and	CCONJ
fsr-4081	256	10	gives	give	VERB
fsr-4081	256	11	them	they	PRON
fsr-4081	256	12	time	time	NOUN
fsr-4081	256	13	and	and	CCONJ
fsr-4081	256	14	patience	patience	NOUN
fsr-4081	256	15	to	to	PART
fsr-4081	256	16	practice	practice	VERB
fsr-4081	256	17	new	new	ADJ
fsr-4081	256	18	skills	skill	NOUN
fsr-4081	256	19	.	.	PUNCT
fsr-4081	257	1	many	many	ADJ
fsr-4081	257	2	students	student	NOUN
fsr-4081	257	3	believe	believe	VERB
fsr-4081	257	4	they	they	PRON
fsr-4081	257	5	have	have	AUX
fsr-4081	257	6	tried	try	VERB
fsr-4081	257	7	budgeting	budget	VERB
fsr-4081	257	8	or	or	CCONJ
fsr-4081	257	9	making	make	VERB
fsr-4081	257	10	a	a	DET
fsr-4081	257	11	spending	spending	NOUN
fsr-4081	257	12	plan	plan	NOUN
fsr-4081	257	13	before	before	ADV
fsr-4081	257	14	and	and	CCONJ
fsr-4081	257	15	it	it	PRON
fsr-4081	257	16	just	just	ADV
fsr-4081	257	17	did	do	VERB
fsr-4081	257	18	n’t	not	PART
fsr-4081	257	19	work	work	VERB
fsr-4081	257	20	,	,	PUNCT
fsr-4081	257	21	or	or	CCONJ
fsr-4081	257	22	they	they	PRON
fsr-4081	257	23	are	be	AUX
fsr-4081	257	24	just	just	ADV
fsr-4081	257	25	not	not	PART
fsr-4081	257	26	good	good	ADJ
fsr-4081	257	27	at	at	ADP
fsr-4081	257	28	math	math	NOUN
fsr-4081	257	29	.	.	PUNCT
fsr-4081	258	1	this	this	DET
fsr-4081	258	2	class	class	NOUN
fsr-4081	258	3	provides	provide	VERB
fsr-4081	258	4	the	the	DET
fsr-4081	258	5	opportunity	opportunity	NOUN
fsr-4081	258	6	to	to	PART
fsr-4081	258	7	improve	improve	VERB
fsr-4081	258	8	these	these	DET
fsr-4081	258	9	skills	skill	NOUN
fsr-4081	258	10	.	.	PUNCT
fsr-4081	259	1	for	for	ADP
fsr-4081	259	2	example	example	NOUN
fsr-4081	259	3	,	,	PUNCT
fsr-4081	259	4	many	many	ADJ
fsr-4081	259	5	budgets	budget	NOUN
fsr-4081	259	6	or	or	CCONJ
fsr-4081	259	7	spending	spending	NOUN
fsr-4081	259	8	plans	plan	NOUN
fsr-4081	259	9	fail	fail	VERB
fsr-4081	259	10	because	because	SCONJ
fsr-4081	259	11	of	of	ADP
fsr-4081	259	12	non	non	ADJ
fsr-4081	259	13	-	-	ADJ
fsr-4081	259	14	monthly	monthly	ADJ
fsr-4081	259	15	expenses	expense	NOUN
fsr-4081	259	16	like	like	ADP
fsr-4081	259	17	car	car	NOUN
fsr-4081	259	18	repairs	repair	NOUN
fsr-4081	259	19	,	,	PUNCT
fsr-4081	259	20	medical	medical	ADJ
fsr-4081	259	21	bills	bill	NOUN
fsr-4081	259	22	,	,	PUNCT
fsr-4081	259	23	or	or	CCONJ
fsr-4081	259	24	other	other	ADJ
fsr-4081	259	25	expenses	expense	NOUN
fsr-4081	259	26	.	.	PUNCT
fsr-4081	260	1	course	course	NOUN
fsr-4081	260	2	materials	material	NOUN
fsr-4081	260	3	include	include	VERB
fsr-4081	260	4	activities	activity	NOUN
fsr-4081	260	5	to	to	PART
fsr-4081	260	6	develop	develop	VERB
fsr-4081	260	7	a	a	DET
fsr-4081	260	8	personalized	personalized	ADJ
fsr-4081	260	9	non	non	ADJ
fsr-4081	260	10	-	-	ADJ
fsr-4081	260	11	monthly	monthly	ADJ
fsr-4081	260	12	expense	expense	NOUN
fsr-4081	260	13	list	list	NOUN
fsr-4081	260	14	and	and	CCONJ
fsr-4081	260	15	estimate	estimate	VERB
fsr-4081	260	16	annual	annual	ADJ
fsr-4081	260	17	amounts	amount	NOUN
fsr-4081	260	18	spent	spend	VERB
fsr-4081	260	19	on	on	ADP
fsr-4081	260	20	items	item	NOUN
fsr-4081	260	21	like	like	ADP
fsr-4081	260	22	gifts	gift	NOUN
fsr-4081	260	23	,	,	PUNCT
fsr-4081	260	24	insurance	insurance	NOUN
fsr-4081	260	25	,	,	PUNCT
fsr-4081	260	26	car	car	NOUN
fsr-4081	260	27	repairs	repair	NOUN
fsr-4081	260	28	,	,	PUNCT
fsr-4081	260	29	medical	medical	ADJ
fsr-4081	260	30	expenses	expense	NOUN
fsr-4081	260	31	,	,	PUNCT
fsr-4081	260	32	clothing	clothing	NOUN
fsr-4081	260	33	,	,	PUNCT
fsr-4081	260	34	etc	etc	X
fsr-4081	260	35	.	.	X
fsr-4081	261	1	the	the	DET
fsr-4081	261	2	course	course	NOUN
fsr-4081	261	3	materials	material	NOUN
fsr-4081	261	4	emphasize	emphasize	VERB
fsr-4081	261	5	that	that	SCONJ
fsr-4081	261	6	these	these	DET
fsr-4081	261	7	expenditures	expenditure	NOUN
fsr-4081	261	8	will	will	AUX
fsr-4081	261	9	happen	happen	VERB
fsr-4081	261	10	,	,	PUNCT
fsr-4081	261	11	but	but	CCONJ
fsr-4081	261	12	the	the	DET
fsr-4081	261	13	timing	timing	NOUN
fsr-4081	261	14	and	and	CCONJ
fsr-4081	261	15	amount	amount	NOUN
fsr-4081	261	16	might	might	AUX
fsr-4081	261	17	be	be	AUX
fsr-4081	261	18	unknown	unknown	ADJ
fsr-4081	261	19	.	.	PUNCT
fsr-4081	262	1	the	the	DET
fsr-4081	262	2	instructor	instructor	NOUN
fsr-4081	262	3	can	can	AUX
fsr-4081	262	4	suggest	suggest	VERB
fsr-4081	262	5	that	that	SCONJ
fsr-4081	262	6	students	student	NOUN
fsr-4081	262	7	could	could	AUX
fsr-4081	262	8	open	open	VERB
fsr-4081	262	9	a	a	DET
fsr-4081	262	10	separate	separate	ADJ
fsr-4081	262	11	checking	checking	NOUN
fsr-4081	262	12	account	account	NOUN
fsr-4081	262	13	and	and	CCONJ
fsr-4081	262	14	transfer	transfer	VERB
fsr-4081	262	15	a	a	DET
fsr-4081	262	16	fixed	fix	VERB
fsr-4081	262	17	monthly	monthly	ADJ
fsr-4081	262	18	amount	amount	NOUN
fsr-4081	262	19	to	to	ADP
fsr-4081	262	20	this	this	DET
fsr-4081	262	21	account	account	NOUN
fsr-4081	262	22	to	to	PART
fsr-4081	262	23	pay	pay	VERB
fsr-4081	262	24	for	for	ADP
fsr-4081	262	25	non	non	ADJ
fsr-4081	262	26	-	-	ADJ
fsr-4081	262	27	monthly	monthly	ADJ
fsr-4081	262	28	expenses	expense	NOUN
fsr-4081	262	29	like	like	ADP
fsr-4081	262	30	car	car	NOUN
fsr-4081	262	31	repairs	repair	NOUN
fsr-4081	262	32	,	,	PUNCT
fsr-4081	262	33	gifts	gift	NOUN
fsr-4081	262	34	,	,	PUNCT
fsr-4081	262	35	insurance	insurance	NOUN
fsr-4081	262	36	,	,	PUNCT
fsr-4081	262	37	and	and	CCONJ
fsr-4081	262	38	medical	medical	ADJ
fsr-4081	262	39	expenses	expense	NOUN
fsr-4081	262	40	.	.	PUNCT
fsr-4081	263	1	the	the	DET
fsr-4081	263	2	focus	focus	NOUN
fsr-4081	263	3	is	be	AUX
fsr-4081	263	4	on	on	ADP
fsr-4081	263	5	skill	skill	NOUN
fsr-4081	263	6	development	development	NOUN
fsr-4081	263	7	and	and	CCONJ
fsr-4081	263	8	making	make	VERB
fsr-4081	263	9	more	more	ADV
fsr-4081	263	10	optimal	optimal	ADJ
fsr-4081	263	11	financial	financial	ADJ
fsr-4081	263	12	decisions	decision	NOUN
fsr-4081	263	13	(	(	PUNCT
fsr-4081	263	14	see	see	VERB
fsr-4081	263	15	figure	figure	NOUN
fsr-4081	263	16	5	5	NUM
fsr-4081	263	17	)	)	PUNCT
fsr-4081	263	18	.	.	PUNCT
fsr-4081	264	1	figure	figure	NOUN
fsr-4081	264	2	5	5	NUM
fsr-4081	264	3	.	.	NOUN
fsr-4081	264	4	example	example	NOUN
fsr-4081	264	5	of	of	ADP
fsr-4081	264	6	non	non	ADJ
fsr-4081	264	7	-	-	ADJ
fsr-4081	264	8	monthly	monthly	ADJ
fsr-4081	264	9	expenses	expense	NOUN
fsr-4081	264	10	set	set	NOUN
fsr-4081	264	11	-	-	PUNCT
fsr-4081	264	12	aside	aside	ADP
fsr-4081	264	13	accounts	account	NOUN
fsr-4081	264	14	–	–	PUNCT
fsr-4081	264	15	a	a	DET
fsr-4081	264	16	great	great	ADJ
fsr-4081	264	17	way	way	NOUN
fsr-4081	264	18	to	to	PART
fsr-4081	264	19	ensure	ensure	VERB
fsr-4081	264	20	you	you	PRON
fsr-4081	264	21	do	do	VERB
fsr-4081	264	22	n’t	not	PART
fsr-4081	264	23	spend	spend	VERB
fsr-4081	264	24	more	more	ADJ
fsr-4081	264	25	than	than	SCONJ
fsr-4081	264	26	you	you	PRON
fsr-4081	264	27	make	make	VERB
fsr-4081	264	28	is	be	AUX
fsr-4081	264	29	to	to	PART
fsr-4081	264	30	plan	plan	VERB
fsr-4081	264	31	for	for	ADP
fsr-4081	264	32	future	future	ADJ
fsr-4081	264	33	expenses	expense	NOUN
fsr-4081	264	34	and	and	CCONJ
fsr-4081	264	35	treat	treat	VERB
fsr-4081	264	36	them	they	PRON
fsr-4081	264	37	as	as	ADP
fsr-4081	264	38	a	a	DET
fsr-4081	264	39	monthly	monthly	ADJ
fsr-4081	264	40	fixed	fix	VERB
fsr-4081	264	41	expense	expense	NOUN
fsr-4081	264	42	.	.	PUNCT
fsr-4081	265	1	then	then	ADV
fsr-4081	265	2	set	set	VERB
fsr-4081	265	3	that	that	DET
fsr-4081	265	4	money	money	NOUN
fsr-4081	265	5	aside	aside	ADV
fsr-4081	265	6	in	in	ADP
fsr-4081	265	7	a	a	DET
fsr-4081	265	8	separate	separate	ADJ
fsr-4081	265	9	account	account	NOUN
fsr-4081	265	10	to	to	PART
fsr-4081	265	11	pay	pay	VERB
fsr-4081	265	12	for	for	ADP
fsr-4081	265	13	these	these	DET
fsr-4081	265	14	things	thing	NOUN
fsr-4081	265	15	as	as	SCONJ
fsr-4081	265	16	they	they	PRON
fsr-4081	265	17	happen	happen	VERB
fsr-4081	265	18	.	.	PUNCT
fsr-4081	266	1	take	take	VERB
fsr-4081	266	2	the	the	DET
fsr-4081	266	3	next	next	ADJ
fsr-4081	266	4	five	five	NUM
fsr-4081	266	5	to	to	PART
fsr-4081	266	6	ten	ten	NUM
fsr-4081	266	7	minutes	minute	NOUN
fsr-4081	266	8	to	to	PART
fsr-4081	266	9	do	do	VERB
fsr-4081	266	10	the	the	DET
fsr-4081	266	11	following	following	NOUN
fsr-4081	266	12	:	:	PUNCT
fsr-4081	266	13	write	write	VERB
fsr-4081	266	14	down	down	ADP
fsr-4081	266	15	all	all	DET
fsr-4081	266	16	the	the	DET
fsr-4081	266	17	categories	category	NOUN
fsr-4081	266	18	of	of	ADP
fsr-4081	266	19	expenses	expense	NOUN
fsr-4081	266	20	that	that	PRON
fsr-4081	266	21	were	be	AUX
fsr-4081	266	22	unexpected	unexpected	ADJ
fsr-4081	266	23	.	.	PUNCT
fsr-4081	267	1	identify	identify	VERB
fsr-4081	267	2	whether	whether	SCONJ
fsr-4081	267	3	the	the	DET
fsr-4081	267	4	expense	expense	NOUN
fsr-4081	267	5	was	be	AUX
fsr-4081	267	6	likely	likely	ADJ
fsr-4081	267	7	to	to	PART
fsr-4081	267	8	happen	happen	VERB
fsr-4081	267	9	on	on	ADP
fsr-4081	267	10	a	a	DET
fsr-4081	267	11	monthly	monthly	ADJ
fsr-4081	267	12	or	or	CCONJ
fsr-4081	267	13	annual	annual	ADJ
fsr-4081	267	14	basis	basis	NOUN
fsr-4081	267	15	.	.	PUNCT
fsr-4081	268	1	when	when	SCONJ
fsr-4081	268	2	possible	possible	ADJ
fsr-4081	268	3	,	,	PUNCT
fsr-4081	268	4	also	also	ADV
fsr-4081	268	5	include	include	VERB
fsr-4081	268	6	the	the	DET
fsr-4081	268	7	estimated	estimate	VERB
fsr-4081	268	8	annual	annual	ADJ
fsr-4081	268	9	amount	amount	NOUN
fsr-4081	268	10	.	.	PUNCT
fsr-4081	269	1	1	1	NUM
fsr-4081	269	2	.	.	PUNCT
fsr-4081	269	3	)	)	PUNCT
fsr-4081	270	1	_	_	PUNCT
fsr-4081	271	1	_	_	PUNCT
fsr-4081	272	1	_	_	PUNCT
fsr-4081	273	1	_	_	PUNCT
fsr-4081	274	1	_	_	PUNCT
fsr-4081	275	1	_	_	PUNCT
fsr-4081	276	1	_	_	PUNCT
fsr-4081	277	1	_	_	PUNCT
fsr-4081	278	1	_	_	PUNCT
fsr-4081	279	1	_	_	PUNCT
fsr-4081	280	1	_	_	PUNCT
fsr-4081	281	1	_	_	PUNCT
fsr-4081	282	1	_	_	PUNCT
fsr-4081	283	1	_	_	PUNCT
fsr-4081	284	1	_	_	PUNCT
fsr-4081	285	1	_	_	PUNCT
fsr-4081	286	1	_	_	PUNCT
fsr-4081	287	1	_	_	PUNCT
fsr-4081	288	1	_	_	PUNCT
fsr-4081	289	1	_	_	PUNCT
fsr-4081	290	1	_	_	PUNCT
fsr-4081	291	1	_	_	PUNCT
fsr-4081	292	1	_	_	PUNCT
fsr-4081	293	1	_	_	PUNCT
fsr-4081	294	1	_	_	PUNCT
fsr-4081	295	1	_	_	PUNCT
fsr-4081	296	1	_	_	PUNCT
fsr-4081	297	1	_	_	PUNCT
fsr-4081	298	1	_	_	PUNCT
fsr-4081	299	1	_	_	PUNCT
fsr-4081	300	1	_	_	PUNCT
fsr-4081	301	1	_	_	PUNCT
fsr-4081	301	2	2	2	X
fsr-4081	301	3	.	.	PUNCT
fsr-4081	301	4	)	)	PUNCT
fsr-4081	302	1	_	_	PUNCT
fsr-4081	303	1	_	_	PUNCT
fsr-4081	304	1	_	_	PUNCT
fsr-4081	305	1	_	_	PUNCT
fsr-4081	306	1	_	_	PUNCT
fsr-4081	307	1	_	_	PUNCT
fsr-4081	308	1	_	_	PUNCT
fsr-4081	309	1	_	_	PUNCT
fsr-4081	310	1	_	_	PUNCT
fsr-4081	311	1	_	_	PUNCT
fsr-4081	312	1	_	_	PUNCT
fsr-4081	313	1	_	_	PUNCT
fsr-4081	314	1	_	_	PUNCT
fsr-4081	315	1	_	_	PUNCT
fsr-4081	316	1	_	_	PUNCT
fsr-4081	317	1	_	_	PUNCT
fsr-4081	318	1	_	_	PUNCT
fsr-4081	319	1	_	_	PUNCT
fsr-4081	320	1	_	_	PUNCT
fsr-4081	321	1	_	_	PUNCT
fsr-4081	322	1	_	_	PUNCT
fsr-4081	323	1	_	_	PUNCT
fsr-4081	324	1	_	_	PUNCT
fsr-4081	325	1	_	_	PUNCT
fsr-4081	326	1	_	_	PUNCT
fsr-4081	327	1	_	_	PUNCT
fsr-4081	328	1	_	_	PUNCT
fsr-4081	329	1	_	_	PUNCT
fsr-4081	330	1	_	_	PUNCT
fsr-4081	331	1	_	_	PUNCT
fsr-4081	332	1	_	_	PUNCT
fsr-4081	332	2	_	_	PUNCT
fsr-4081	333	1	total	total	ADJ
fsr-4081	333	2	estimate	estimate	NOUN
fsr-4081	333	3	of	of	ADP
fsr-4081	333	4	non	non	ADJ
fsr-4081	333	5	-	-	ADJ
fsr-4081	333	6	monthly	monthly	ADJ
fsr-4081	333	7	expenditures	expenditure	NOUN
fsr-4081	333	8	on	on	ADP
fsr-4081	333	9	an	an	DET
fsr-4081	333	10	annual	annual	ADJ
fsr-4081	333	11	basis	basis	NOUN
fsr-4081	333	12	.	.	PUNCT
fsr-4081	334	1	$	$	SYM
fsr-4081	334	2	_	_	PUNCT
fsr-4081	335	1	_	_	PUNCT
fsr-4081	336	1	_	_	PUNCT
fsr-4081	337	1	_	_	PUNCT
fsr-4081	338	1	_	_	PUNCT
fsr-4081	339	1	_	_	PUNCT
fsr-4081	340	1	_	_	PUNCT
fsr-4081	341	1	_	_	PUNCT
fsr-4081	342	1	_	_	PUNCT
fsr-4081	343	1	_	_	PUNCT
fsr-4081	344	1	_	_	PUNCT
fsr-4081	345	1	_	_	PUNCT
fsr-4081	346	1	_	_	PUNCT
fsr-4081	347	1	_	_	PUNCT
fsr-4081	348	1	_	_	PUNCT
fsr-4081	349	1	_	_	PUNCT
fsr-4081	350	1	_	_	PUNCT
fsr-4081	351	1	_	_	PUNCT
fsr-4081	352	1	_	_	PUNCT
fsr-4081	353	1	_	_	PUNCT
fsr-4081	353	2	you	you	PRON
fsr-4081	353	3	might	might	AUX
fsr-4081	353	4	use	use	VERB
fsr-4081	353	5	this	this	PRON
fsr-4081	353	6	as	as	ADP
fsr-4081	353	7	a	a	DET
fsr-4081	353	8	starting	starting	NOUN
fsr-4081	353	9	point	point	NOUN
fsr-4081	353	10	when	when	SCONJ
fsr-4081	353	11	completing	complete	VERB
fsr-4081	353	12	the	the	DET
fsr-4081	353	13	non	non	ADJ
fsr-4081	353	14	-	-	ADJ
fsr-4081	353	15	monthly	monthly	ADJ
fsr-4081	353	16	expense	expense	NOUN
fsr-4081	353	17	form	form	NOUN
fsr-4081	353	18	.	.	PUNCT
fsr-4081	354	1	review	review	VERB
fsr-4081	354	2	your	your	PRON
fsr-4081	354	3	bank	bank	NOUN
fsr-4081	354	4	and	and	CCONJ
fsr-4081	354	5	credit	credit	NOUN
fsr-4081	354	6	card	card	NOUN
fsr-4081	354	7	statements	statement	NOUN
fsr-4081	354	8	to	to	PART
fsr-4081	354	9	refresh	refresh	VERB
fsr-4081	354	10	your	your	PRON
fsr-4081	354	11	memory	memory	NOUN
fsr-4081	354	12	of	of	ADP
fsr-4081	354	13	significant	significant	ADJ
fsr-4081	354	14	non	non	ADJ
fsr-4081	354	15	-	-	ADJ
fsr-4081	354	16	monthly	monthly	ADJ
fsr-4081	354	17	expenses	expense	NOUN
fsr-4081	354	18	.	.	PUNCT
fsr-4081	355	1	to	to	PART
fsr-4081	355	2	conclude	conclude	VERB
fsr-4081	355	3	the	the	DET
fsr-4081	355	4	introspection	introspection	NOUN
fsr-4081	355	5	portion	portion	NOUN
fsr-4081	355	6	of	of	ADP
fsr-4081	355	7	the	the	DET
fsr-4081	355	8	course	course	NOUN
fsr-4081	355	9	,	,	PUNCT
fsr-4081	355	10	students	student	NOUN
fsr-4081	355	11	should	should	AUX
fsr-4081	355	12	read	read	VERB
fsr-4081	355	13	chapter	chapter	NOUN
fsr-4081	355	14	8	8	NUM
fsr-4081	355	15	:	:	PUNCT
fsr-4081	355	16	purpose	purpose	NOUN
fsr-4081	355	17	,	,	PUNCT
fsr-4081	355	18	in	in	ADP
fsr-4081	355	19	grit	grit	NOUN
fsr-4081	355	20	:	:	PUNCT
fsr-4081	355	21	the	the	DET
fsr-4081	355	22	power	power	NOUN
fsr-4081	355	23	of	of	ADP
fsr-4081	355	24	passion	passion	NOUN
fsr-4081	355	25	and	and	CCONJ
fsr-4081	355	26	perseverance	perseverance	NOUN
fsr-4081	355	27	by	by	ADP
fsr-4081	355	28	angela	angela	PROPN
fsr-4081	355	29	duckworth	duckworth	PROPN
fsr-4081	355	30	(	(	PUNCT
fsr-4081	355	31	2016	2016	NUM
fsr-4081	355	32	)	)	PUNCT
fsr-4081	355	33	and	and	CCONJ
fsr-4081	355	34	complete	complete	ADJ
fsr-4081	355	35	assignments	assignment	NOUN
fsr-4081	355	36	that	that	PRON
fsr-4081	355	37	require	require	VERB
fsr-4081	355	38	reflection	reflection	NOUN
fsr-4081	355	39	on	on	ADP
fsr-4081	355	40	their	their	PRON
fsr-4081	355	41	purpose	purpose	NOUN
fsr-4081	355	42	in	in	ADP
fsr-4081	355	43	life	life	NOUN
fsr-4081	355	44	.	.	PUNCT
fsr-4081	356	1	in	in	ADP
fsr-4081	356	2	-	-	PUNCT
fsr-4081	356	3	class	class	NOUN
fsr-4081	356	4	discussion	discussion	NOUN
fsr-4081	356	5	can	can	AUX
fsr-4081	356	6	revolve	revolve	VERB
fsr-4081	356	7	around	around	ADP
fsr-4081	356	8	the	the	DET
fsr-4081	356	9	difference	difference	NOUN
fsr-4081	356	10	between	between	ADP
fsr-4081	356	11	a	a	DET
fsr-4081	356	12	job	job	NOUN
fsr-4081	356	13	,	,	PUNCT
fsr-4081	356	14	a	a	DET
fsr-4081	356	15	career	career	NOUN
fsr-4081	356	16	,	,	PUNCT
fsr-4081	356	17	and	and	CCONJ
fsr-4081	356	18	a	a	DET
fsr-4081	356	19	vocation	vocation	NOUN
fsr-4081	356	20	in	in	ADP
fsr-4081	356	21	life	life	NOUN
fsr-4081	356	22	.	.	PUNCT
fsr-4081	357	1	students	student	NOUN
fsr-4081	357	2	investigate	investigate	VERB
fsr-4081	357	3	their	their	PRON
fsr-4081	357	4	potential	potential	ADJ
fsr-4081	357	5	career	career	NOUN
fsr-4081	357	6	interests	interest	NOUN
fsr-4081	357	7	and	and	CCONJ
fsr-4081	357	8	write	write	VERB
fsr-4081	357	9	a	a	DET
fsr-4081	357	10	one	one	NUM
fsr-4081	357	11	-	-	PUNCT
fsr-4081	357	12	to	to	ADP
fsr-4081	357	13	-	-	PUNCT
fsr-4081	357	14	twopage	twopage	NOUN
fsr-4081	357	15	paper	paper	NOUN
fsr-4081	357	16	about	about	ADP
fsr-4081	357	17	the	the	DET
fsr-4081	357	18	results	result	NOUN
fsr-4081	357	19	of	of	ADP
fsr-4081	357	20	their	their	PRON
fsr-4081	357	21	study	study	NOUN
fsr-4081	357	22	.	.	PUNCT
fsr-4081	358	1	once	once	SCONJ
fsr-4081	358	2	the	the	DET
fsr-4081	358	3	purpose	purpose	NOUN
fsr-4081	358	4	assignment	assignment	NOUN
fsr-4081	358	5	is	be	AUX
fsr-4081	358	6	completed	complete	VERB
fsr-4081	358	7	,	,	PUNCT
fsr-4081	358	8	students	student	NOUN
fsr-4081	358	9	are	be	AUX
fsr-4081	358	10	ready	ready	ADJ
fsr-4081	358	11	to	to	PART
fsr-4081	358	12	think	think	VERB
fsr-4081	358	13	and	and	CCONJ
fsr-4081	358	14	dream	dream	VERB
fsr-4081	358	15	big	big	ADJ
fsr-4081	358	16	about	about	ADP
fsr-4081	358	17	their	their	PRON
fsr-4081	358	18	future	future	ADJ
fsr-4081	358	19	aspirations	aspiration	NOUN
fsr-4081	358	20	and	and	CCONJ
fsr-4081	358	21	goals	goal	NOUN
fsr-4081	358	22	(	(	PUNCT
fsr-4081	358	23	see	see	VERB
fsr-4081	358	24	figure	figure	NOUN
fsr-4081	358	25	6	6	NUM
fsr-4081	358	26	)	)	PUNCT
fsr-4081	358	27	.	.	PUNCT
fsr-4081	359	1	financial	financial	ADJ
fsr-4081	359	2	services	service	NOUN
fsr-4081	359	3	review	review	PROPN
fsr-4081	359	4	,	,	PUNCT
fsr-4081	359	5	33(4	33(4	NUM
fsr-4081	359	6	)	)	PUNCT
fsr-4081	359	7	82	82	NUM
fsr-4081	359	8	figure	figure	NOUN
fsr-4081	359	9	6	6	NUM
fsr-4081	359	10	.	.	PUNCT
fsr-4081	360	1	finding	find	VERB
fsr-4081	360	2	your	your	PRON
fsr-4081	360	3	passion	passion	NOUN
fsr-4081	360	4	,	,	PUNCT
fsr-4081	360	5	purpose	purpose	NOUN
fsr-4081	360	6	,	,	PUNCT
fsr-4081	360	7	or	or	CCONJ
fsr-4081	360	8	vocation	vocation	NOUN
fsr-4081	360	9	in	in	ADP
fsr-4081	360	10	life	life	NOUN
fsr-4081	360	11	spend	spend	VERB
fsr-4081	360	12	time	time	NOUN
fsr-4081	360	13	thinking	think	VERB
fsr-4081	360	14	about	about	ADP
fsr-4081	360	15	how	how	SCONJ
fsr-4081	360	16	you	you	PRON
fsr-4081	360	17	will	will	AUX
fsr-4081	360	18	determine	determine	VERB
fsr-4081	360	19	your	your	PRON
fsr-4081	360	20	purpose	purpose	NOUN
fsr-4081	360	21	in	in	ADP
fsr-4081	360	22	life	life	NOUN
fsr-4081	360	23	.	.	PUNCT
fsr-4081	361	1	for	for	ADP
fsr-4081	361	2	example	example	NOUN
fsr-4081	361	3	,	,	PUNCT
fsr-4081	361	4	how	how	SCONJ
fsr-4081	361	5	do	do	AUX
fsr-4081	361	6	i	i	PRON
fsr-4081	361	7	want	want	VERB
fsr-4081	361	8	to	to	PART
fsr-4081	361	9	be	be	AUX
fsr-4081	361	10	remembered	remember	VERB
fsr-4081	361	11	at	at	ADP
fsr-4081	361	12	the	the	DET
fsr-4081	361	13	end	end	NOUN
fsr-4081	361	14	of	of	ADP
fsr-4081	361	15	my	my	PRON
fsr-4081	361	16	life	life	NOUN
fsr-4081	361	17	?	?	PUNCT
fsr-4081	362	1	the	the	DET
fsr-4081	362	2	following	follow	VERB
fsr-4081	362	3	story	story	NOUN
fsr-4081	362	4	helps	help	VERB
fsr-4081	362	5	to	to	PART
fsr-4081	362	6	demonstrate	demonstrate	VERB
fsr-4081	362	7	how	how	SCONJ
fsr-4081	362	8	the	the	DET
fsr-4081	362	9	same	same	ADJ
fsr-4081	362	10	activity	activity	NOUN
fsr-4081	362	11	can	can	AUX
fsr-4081	362	12	be	be	AUX
fsr-4081	362	13	viewed	view	VERB
fsr-4081	362	14	as	as	ADP
fsr-4081	362	15	a	a	DET
fsr-4081	362	16	job	job	NOUN
fsr-4081	362	17	,	,	PUNCT
fsr-4081	362	18	or	or	CCONJ
fsr-4081	362	19	a	a	DET
fsr-4081	362	20	career	career	NOUN
fsr-4081	362	21	,	,	PUNCT
fsr-4081	362	22	or	or	CCONJ
fsr-4081	362	23	a	a	DET
fsr-4081	362	24	vocation	vocation	NOUN
fsr-4081	362	25	.	.	PUNCT
fsr-4081	363	1	parable	parable	ADJ
fsr-4081	363	2	of	of	ADP
fsr-4081	363	3	the	the	DET
fsr-4081	363	4	bricklayers	bricklayer	NOUN
fsr-4081	363	5	:	:	PUNCT
fsr-4081	363	6	(	(	PUNCT
fsr-4081	363	7	page	page	NOUN
fsr-4081	363	8	149	149	NUM
fsr-4081	363	9	of	of	ADP
fsr-4081	363	10	grit	grit	NOUN
fsr-4081	363	11	by	by	ADP
fsr-4081	363	12	angela	angela	PROPN
fsr-4081	363	13	duckworth	duckworth	PROPN
fsr-4081	363	14	)	)	PUNCT
fsr-4081	363	15	three	three	NUM
fsr-4081	363	16	bricklayers	bricklayer	NOUN
fsr-4081	363	17	are	be	AUX
fsr-4081	363	18	asked	ask	VERB
fsr-4081	363	19	:	:	PUNCT
fsr-4081	363	20	“	"	PUNCT
fsr-4081	363	21	what	what	PRON
fsr-4081	363	22	are	be	AUX
fsr-4081	363	23	you	you	PRON
fsr-4081	363	24	doing	do	VERB
fsr-4081	363	25	?	?	PUNCT
fsr-4081	363	26	”	"	PUNCT
fsr-4081	364	1	the	the	DET
fsr-4081	364	2	first	first	ADJ
fsr-4081	364	3	says	say	VERB
fsr-4081	364	4	,	,	PUNCT
fsr-4081	364	5	“	"	PUNCT
fsr-4081	364	6	i	i	PRON
fsr-4081	364	7	am	be	AUX
fsr-4081	364	8	laying	lay	VERB
fsr-4081	364	9	bricks	brick	NOUN
fsr-4081	364	10	.	.	PUNCT
fsr-4081	364	11	”	"	PUNCT
fsr-4081	365	1	the	the	DET
fsr-4081	365	2	second	second	ADJ
fsr-4081	365	3	says	say	VERB
fsr-4081	365	4	,	,	PUNCT
fsr-4081	365	5	“	"	PUNCT
fsr-4081	365	6	i	i	PRON
fsr-4081	365	7	am	be	AUX
fsr-4081	365	8	building	build	VERB
fsr-4081	365	9	a	a	DET
fsr-4081	365	10	church	church	NOUN
fsr-4081	365	11	.	.	PUNCT
fsr-4081	365	12	”	"	PUNCT
fsr-4081	366	1	and	and	CCONJ
fsr-4081	366	2	the	the	DET
fsr-4081	366	3	third	third	ADJ
fsr-4081	366	4	says	say	VERB
fsr-4081	366	5	,	,	PUNCT
fsr-4081	366	6	“	"	PUNCT
fsr-4081	366	7	i	i	PRON
fsr-4081	366	8	am	be	AUX
fsr-4081	366	9	building	build	VERB
fsr-4081	366	10	the	the	DET
fsr-4081	366	11	house	house	NOUN
fsr-4081	366	12	of	of	ADP
fsr-4081	366	13	god	god	PROPN
fsr-4081	366	14	.	.	PUNCT
fsr-4081	366	15	”	"	PUNCT
fsr-4081	367	1	the	the	DET
fsr-4081	367	2	first	first	ADJ
fsr-4081	367	3	bricklayer	bricklayer	NOUN
fsr-4081	367	4	has	have	VERB
fsr-4081	367	5	a	a	DET
fsr-4081	367	6	job	job	NOUN
fsr-4081	367	7	.	.	PUNCT
fsr-4081	368	1	the	the	DET
fsr-4081	368	2	second	second	NOUN
fsr-4081	368	3	has	have	VERB
fsr-4081	368	4	a	a	DET
fsr-4081	368	5	career	career	NOUN
fsr-4081	368	6	or	or	CCONJ
fsr-4081	368	7	profession	profession	NOUN
fsr-4081	368	8	.	.	PUNCT
fsr-4081	369	1	the	the	DET
fsr-4081	369	2	third	third	NOUN
fsr-4081	369	3	has	have	VERB
fsr-4081	369	4	a	a	DET
fsr-4081	369	5	vocation	vocation	NOUN
fsr-4081	369	6	.	.	PUNCT
fsr-4081	370	1	everyone	everyone	PRON
fsr-4081	370	2	has	have	VERB
fsr-4081	370	3	the	the	DET
fsr-4081	370	4	same	same	ADJ
fsr-4081	370	5	occupation	occupation	NOUN
fsr-4081	370	6	,	,	PUNCT
fsr-4081	370	7	but	but	CCONJ
fsr-4081	370	8	their	their	PRON
fsr-4081	370	9	subjective	subjective	ADJ
fsr-4081	370	10	experience	experience	NOUN
fsr-4081	370	11	is	be	AUX
fsr-4081	370	12	different	different	ADJ
fsr-4081	370	13	.	.	PUNCT
fsr-4081	371	1	this	this	DET
fsr-4081	371	2	assignment	assignment	NOUN
fsr-4081	371	3	has	have	VERB
fsr-4081	371	4	several	several	ADJ
fsr-4081	371	5	parts	part	NOUN
fsr-4081	371	6	,	,	PUNCT
fsr-4081	371	7	make	make	VERB
fsr-4081	371	8	sure	sure	ADJ
fsr-4081	371	9	you	you	PRON
fsr-4081	371	10	clearly	clearly	ADV
fsr-4081	371	11	indicate	indicate	VERB
fsr-4081	371	12	what	what	PRON
fsr-4081	371	13	part	part	NOUN
fsr-4081	371	14	you	you	PRON
fsr-4081	371	15	are	be	AUX
fsr-4081	371	16	responding	respond	VERB
fsr-4081	371	17	to	to	ADP
fsr-4081	371	18	.	.	PROPN
fsr-4081	372	1	1	1	NUM
fsr-4081	372	2	.	.	PUNCT
fsr-4081	372	3	)	)	PUNCT
fsr-4081	372	4	read	read	VERB
fsr-4081	372	5	the	the	DET
fsr-4081	372	6	material	material	NOUN
fsr-4081	372	7	from	from	ADP
fsr-4081	372	8	the	the	DET
fsr-4081	372	9	book	book	NOUN
fsr-4081	372	10	grit	grit	NOUN
fsr-4081	372	11	on	on	ADP
fsr-4081	372	12	finding	find	VERB
fsr-4081	372	13	your	your	PRON
fsr-4081	372	14	passion	passion	NOUN
fsr-4081	372	15	/	/	SYM
fsr-4081	372	16	purpose	purpose	NOUN
fsr-4081	372	17	.	.	PUNCT
fsr-4081	373	1	how	how	SCONJ
fsr-4081	373	2	does	do	AUX
fsr-4081	373	3	angela	angela	PROPN
fsr-4081	373	4	duckworth	duckworth	PROPN
fsr-4081	373	5	,	,	PUNCT
fsr-4081	373	6	the	the	DET
fsr-4081	373	7	author	author	NOUN
fsr-4081	373	8	of	of	ADP
fsr-4081	373	9	grit	grit	NOUN
fsr-4081	373	10	define	define	NOUN
fsr-4081	373	11	purpose	purpose	NOUN
fsr-4081	373	12	?	?	PUNCT
fsr-4081	374	1	what	what	PRON
fsr-4081	374	2	is	be	AUX
fsr-4081	374	3	the	the	DET
fsr-4081	374	4	author	author	NOUN
fsr-4081	374	5	’s	’s	PART
fsr-4081	374	6	top	top	ADJ
fsr-4081	374	7	-	-	PUNCT
fsr-4081	374	8	level	level	NOUN
fsr-4081	374	9	goal	goal	NOUN
fsr-4081	374	10	?	?	PUNCT
fsr-4081	375	1	2	2	NUM
fsr-4081	375	2	.	.	PUNCT
fsr-4081	375	3	)	)	PUNCT
fsr-4081	375	4	create	create	VERB
fsr-4081	375	5	your	your	PRON
fsr-4081	375	6	own	own	ADJ
fsr-4081	375	7	version	version	NOUN
fsr-4081	375	8	of	of	ADP
fsr-4081	375	9	the	the	DET
fsr-4081	375	10	parable	parable	NOUN
fsr-4081	375	11	of	of	ADP
fsr-4081	375	12	the	the	DET
fsr-4081	375	13	bricklayer	bricklayer	NOUN
fsr-4081	375	14	by	by	ADP
fsr-4081	375	15	selecting	select	VERB
fsr-4081	375	16	a	a	DET
fsr-4081	375	17	job	job	NOUN
fsr-4081	375	18	relevant	relevant	ADJ
fsr-4081	375	19	to	to	ADP
fsr-4081	375	20	you	you	PRON
fsr-4081	375	21	and	and	CCONJ
fsr-4081	375	22	develop	develop	VERB
fsr-4081	375	23	a	a	DET
fsr-4081	375	24	listing	listing	NOUN
fsr-4081	375	25	of	of	ADP
fsr-4081	375	26	characteristics	characteristic	NOUN
fsr-4081	375	27	,	,	PUNCT
fsr-4081	375	28	thoughts	thought	NOUN
fsr-4081	375	29	,	,	PUNCT
fsr-4081	375	30	and	and	CCONJ
fsr-4081	375	31	actions	action	NOUN
fsr-4081	375	32	of	of	ADP
fsr-4081	375	33	the	the	DET
fsr-4081	375	34	person	person	NOUN
fsr-4081	375	35	who	who	PRON
fsr-4081	375	36	has	have	VERB
fsr-4081	375	37	a	a	DET
fsr-4081	375	38	job	job	NOUN
fsr-4081	375	39	,	,	PUNCT
fsr-4081	375	40	a	a	DET
fsr-4081	375	41	career	career	NOUN
fsr-4081	375	42	,	,	PUNCT
fsr-4081	375	43	or	or	CCONJ
fsr-4081	375	44	a	a	DET
fsr-4081	375	45	vocation	vocation	NOUN
fsr-4081	375	46	.	.	PUNCT
fsr-4081	376	1	3	3	X
fsr-4081	376	2	.	.	PUNCT
fsr-4081	376	3	)	)	PUNCT
fsr-4081	376	4	write	write	VERB
fsr-4081	376	5	a	a	DET
fsr-4081	376	6	two	two	NUM
fsr-4081	376	7	-	-	PUNCT
fsr-4081	376	8	page	page	NOUN
fsr-4081	376	9	paper	paper	NOUN
fsr-4081	376	10	that	that	PRON
fsr-4081	376	11	reflects	reflect	VERB
fsr-4081	376	12	upon	upon	SCONJ
fsr-4081	376	13	finding	find	VERB
fsr-4081	376	14	your	your	PRON
fsr-4081	376	15	vocation	vocation	NOUN
fsr-4081	376	16	.	.	PUNCT
fsr-4081	377	1	how	how	SCONJ
fsr-4081	377	2	will	will	AUX
fsr-4081	377	3	you	you	PRON
fsr-4081	377	4	know	know	VERB
fsr-4081	377	5	when	when	SCONJ
fsr-4081	377	6	you	you	PRON
fsr-4081	377	7	have	have	AUX
fsr-4081	377	8	found	find	VERB
fsr-4081	377	9	your	your	PRON
fsr-4081	377	10	vocation	vocation	NOUN
fsr-4081	377	11	in	in	ADP
fsr-4081	377	12	life	life	NOUN
fsr-4081	377	13	?	?	PUNCT
fsr-4081	378	1	how	how	SCONJ
fsr-4081	378	2	will	will	AUX
fsr-4081	378	3	knowing	know	VERB
fsr-4081	378	4	your	your	PRON
fsr-4081	378	5	vocation	vocation	NOUN
fsr-4081	378	6	make	make	VERB
fsr-4081	378	7	a	a	DET
fsr-4081	378	8	difference	difference	NOUN
fsr-4081	378	9	in	in	ADP
fsr-4081	378	10	your	your	PRON
fsr-4081	378	11	life	life	NOUN
fsr-4081	378	12	?	?	PUNCT
fsr-4081	379	1	after	after	SCONJ
fsr-4081	379	2	students	student	NOUN
fsr-4081	379	3	have	have	VERB
fsr-4081	379	4	a	a	DET
fsr-4081	379	5	vision	vision	NOUN
fsr-4081	379	6	of	of	ADP
fsr-4081	379	7	their	their	PRON
fsr-4081	379	8	future	future	NOUN
fsr-4081	379	9	and	and	CCONJ
fsr-4081	379	10	have	have	AUX
fsr-4081	379	11	identified	identify	VERB
fsr-4081	379	12	goals	goal	NOUN
fsr-4081	379	13	,	,	PUNCT
fsr-4081	379	14	they	they	PRON
fsr-4081	379	15	are	be	AUX
fsr-4081	379	16	shown	show	VERB
fsr-4081	379	17	how	how	SCONJ
fsr-4081	379	18	to	to	PART
fsr-4081	379	19	use	use	VERB
fsr-4081	379	20	the	the	DET
fsr-4081	379	21	tools	tool	NOUN
fsr-4081	379	22	of	of	ADP
fsr-4081	379	23	the	the	DET
fsr-4081	379	24	financial	financial	ADJ
fsr-4081	379	25	planning	planning	NOUN
fsr-4081	379	26	process	process	NOUN
fsr-4081	379	27	to	to	PART
fsr-4081	379	28	accomplish	accomplish	VERB
fsr-4081	379	29	those	those	DET
fsr-4081	379	30	goals	goal	NOUN
fsr-4081	379	31	.	.	PUNCT
fsr-4081	380	1	the	the	DET
fsr-4081	380	2	tools	tool	NOUN
fsr-4081	380	3	include	include	VERB
fsr-4081	380	4	a	a	DET
fsr-4081	380	5	variety	variety	NOUN
fsr-4081	380	6	of	of	ADP
fsr-4081	380	7	topics	topic	NOUN
fsr-4081	380	8	like	like	ADP
fsr-4081	380	9	budgeting	budgeting	NOUN
fsr-4081	380	10	,	,	PUNCT
fsr-4081	380	11	risk	risk	NOUN
fsr-4081	380	12	management	management	NOUN
fsr-4081	380	13	,	,	PUNCT
fsr-4081	380	14	investing	investing	NOUN
fsr-4081	380	15	,	,	PUNCT
fsr-4081	380	16	estate	estate	NOUN
fsr-4081	380	17	planning	planning	NOUN
fsr-4081	380	18	,	,	PUNCT
fsr-4081	380	19	consumer	consumer	NOUN
fsr-4081	380	20	loans	loan	NOUN
fsr-4081	380	21	,	,	PUNCT
fsr-4081	380	22	and	and	CCONJ
fsr-4081	380	23	ethics	ethic	NOUN
fsr-4081	380	24	.	.	PUNCT
fsr-4081	381	1	because	because	SCONJ
fsr-4081	381	2	the	the	DET
fsr-4081	381	3	students	student	NOUN
fsr-4081	381	4	are	be	AUX
fsr-4081	381	5	now	now	ADV
fsr-4081	381	6	more	more	ADJ
fsr-4081	381	7	self	self	NOUN
fsr-4081	381	8	-	-	PUNCT
fsr-4081	381	9	aware	aware	ADJ
fsr-4081	381	10	,	,	PUNCT
fsr-4081	381	11	the	the	DET
fsr-4081	381	12	practicality	practicality	NOUN
fsr-4081	381	13	and	and	CCONJ
fsr-4081	381	14	usefulness	usefulness	NOUN
fsr-4081	381	15	of	of	ADP
fsr-4081	381	16	the	the	DET
fsr-4081	381	17	tools	tool	NOUN
fsr-4081	381	18	becomes	become	VERB
fsr-4081	381	19	apparent	apparent	ADJ
fsr-4081	381	20	.	.	PUNCT
fsr-4081	382	1	in	in	ADP
fsr-4081	382	2	previous	previous	ADJ
fsr-4081	382	3	courses	course	NOUN
fsr-4081	382	4	,	,	PUNCT
fsr-4081	382	5	students	student	NOUN
fsr-4081	382	6	have	have	AUX
fsr-4081	382	7	often	often	ADV
fsr-4081	382	8	chosen	choose	VERB
fsr-4081	382	9	to	to	PART
fsr-4081	382	10	work	work	VERB
fsr-4081	382	11	on	on	ADP
fsr-4081	382	12	homeownership	homeownership	NOUN
fsr-4081	382	13	as	as	ADP
fsr-4081	382	14	a	a	DET
fsr-4081	382	15	common	common	ADJ
fsr-4081	382	16	goal	goal	NOUN
fsr-4081	382	17	.	.	PUNCT
fsr-4081	383	1	they	they	PRON
fsr-4081	383	2	discuss	discuss	VERB
fsr-4081	383	3	how	how	SCONJ
fsr-4081	383	4	this	this	DET
fsr-4081	383	5	goal	goal	NOUN
fsr-4081	383	6	relates	relate	VERB
fsr-4081	383	7	to	to	ADP
fsr-4081	383	8	their	their	PRON
fsr-4081	383	9	core	core	NOUN
fsr-4081	383	10	values	value	NOUN
fsr-4081	383	11	,	,	PUNCT
fsr-4081	383	12	what	what	PRON
fsr-4081	383	13	they	they	PRON
fsr-4081	383	14	need	need	VERB
fsr-4081	383	15	to	to	PART
fsr-4081	383	16	learn	learn	VERB
fsr-4081	383	17	about	about	ADP
fsr-4081	383	18	the	the	DET
fsr-4081	383	19	home	home	NOUN
fsr-4081	383	20	buying	buying	NOUN
fsr-4081	383	21	process	process	NOUN
fsr-4081	383	22	(	(	PUNCT
fsr-4081	383	23	loan	loan	NOUN
fsr-4081	383	24	qualifications	qualification	NOUN
fsr-4081	383	25	and	and	CCONJ
fsr-4081	383	26	types	type	NOUN
fsr-4081	383	27	,	,	PUNCT
fsr-4081	383	28	negotiation	negotiation	NOUN
fsr-4081	383	29	techniques	technique	NOUN
fsr-4081	383	30	,	,	PUNCT
fsr-4081	383	31	etc	etc	X
fsr-4081	383	32	.	.	X
fsr-4081	383	33	)	)	PUNCT
fsr-4081	383	34	,	,	PUNCT
fsr-4081	383	35	and	and	CCONJ
fsr-4081	383	36	how	how	SCONJ
fsr-4081	383	37	to	to	PART
fsr-4081	383	38	optimally	optimally	ADV
fsr-4081	383	39	save	save	VERB
fsr-4081	383	40	for	for	ADP
fsr-4081	383	41	the	the	DET
fsr-4081	383	42	down	down	ADJ
fsr-4081	383	43	payment	payment	NOUN
fsr-4081	383	44	for	for	ADP
fsr-4081	383	45	this	this	DET
fsr-4081	383	46	purchase	purchase	NOUN
fsr-4081	383	47	.	.	PUNCT
fsr-4081	384	1	for	for	ADP
fsr-4081	384	2	example	example	NOUN
fsr-4081	384	3	,	,	PUNCT
fsr-4081	384	4	opening	open	VERB
fsr-4081	384	5	a	a	DET
fsr-4081	384	6	roth	roth	NOUN
fsr-4081	384	7	ira	ira	PROPN
fsr-4081	384	8	for	for	ADP
fsr-4081	384	9	this	this	DET
fsr-4081	384	10	purpose	purpose	NOUN
fsr-4081	384	11	results	result	VERB
fsr-4081	384	12	in	in	ADP
fsr-4081	384	13	significant	significant	ADJ
fsr-4081	384	14	tax	tax	NOUN
fsr-4081	384	15	and	and	CCONJ
fsr-4081	384	16	retirement	retirement	NOUN
fsr-4081	384	17	benefits	benefit	NOUN
fsr-4081	384	18	versus	versus	ADP
fsr-4081	384	19	opening	open	VERB
fsr-4081	384	20	a	a	DET
fsr-4081	384	21	taxable	taxable	ADJ
fsr-4081	384	22	savings	saving	NOUN
fsr-4081	384	23	account	account	NOUN
fsr-4081	384	24	for	for	ADP
fsr-4081	384	25	the	the	DET
fsr-4081	384	26	same	same	ADJ
fsr-4081	384	27	purpose	purpose	NOUN
fsr-4081	384	28	.	.	PUNCT
fsr-4081	385	1	results	result	VERB
fsr-4081	385	2	the	the	DET
fsr-4081	385	3	theoretical	theoretical	ADJ
fsr-4081	385	4	framework	framework	NOUN
fsr-4081	385	5	suggests	suggest	VERB
fsr-4081	385	6	students	student	NOUN
fsr-4081	385	7	will	will	AUX
fsr-4081	385	8	need	need	VERB
fsr-4081	385	9	to	to	PART
fsr-4081	385	10	master	master	VERB
fsr-4081	385	11	new	new	ADJ
fsr-4081	385	12	skills	skill	NOUN
fsr-4081	385	13	to	to	PART
fsr-4081	385	14	increase	increase	VERB
fsr-4081	385	15	their	their	PRON
fsr-4081	385	16	overall	overall	ADJ
fsr-4081	385	17	subjective	subjective	ADJ
fsr-4081	385	18	well	well	ADV
fsr-4081	385	19	-	-	PUNCT
fsr-4081	385	20	being	being	NOUN
fsr-4081	385	21	.	.	PUNCT
fsr-4081	386	1	the	the	DET
fsr-4081	386	2	perma	perma	NOUN
fsr-4081	386	3	model	model	NOUN
fsr-4081	386	4	(	(	PUNCT
fsr-4081	386	5	seligman	seligman	NOUN
fsr-4081	386	6	,	,	PUNCT
fsr-4081	386	7	2011	2011	NUM
fsr-4081	386	8	)	)	PUNCT
fsr-4081	386	9	indicates	indicate	VERB
fsr-4081	386	10	the	the	DET
fsr-4081	386	11	skills	skill	NOUN
fsr-4081	386	12	will	will	AUX
fsr-4081	386	13	need	need	VERB
fsr-4081	386	14	to	to	PART
fsr-4081	386	15	include	include	VERB
fsr-4081	386	16	relationships	relationship	NOUN
fsr-4081	386	17	,	,	PUNCT
fsr-4081	386	18	understanding	understand	VERB
fsr-4081	386	19	one	one	NUM
fsr-4081	386	20	’s	’s	PART
fsr-4081	386	21	strengths	strength	NOUN
fsr-4081	386	22	and	and	CCONJ
fsr-4081	386	23	building	build	VERB
fsr-4081	386	24	on	on	ADP
fsr-4081	386	25	them	they	PRON
fsr-4081	386	26	,	,	PUNCT
fsr-4081	386	27	setting	set	VERB
fsr-4081	386	28	and	and	CCONJ
fsr-4081	386	29	working	work	VERB
fsr-4081	386	30	towards	towards	ADP
fsr-4081	386	31	goals	goal	NOUN
fsr-4081	386	32	,	,	PUNCT
fsr-4081	386	33	and	and	CCONJ
fsr-4081	386	34	finding	find	VERB
fsr-4081	386	35	meaning	meaning	NOUN
fsr-4081	386	36	in	in	ADP
fsr-4081	386	37	life	life	NOUN
fsr-4081	386	38	.	.	PUNCT
fsr-4081	387	1	utilizing	utilize	VERB
fsr-4081	387	2	carol	carol	PROPN
fsr-4081	387	3	dweck	dweck	PROPN
fsr-4081	387	4	’s	’s	PART
fsr-4081	387	5	(	(	PUNCT
fsr-4081	387	6	2016	2016	NUM
fsr-4081	387	7	)	)	PUNCT
fsr-4081	387	8	research	research	NOUN
fsr-4081	387	9	on	on	ADP
fsr-4081	387	10	the	the	DET
fsr-4081	387	11	growth	growth	NOUN
fsr-4081	387	12	mindset	mindset	NOUN
fsr-4081	387	13	,	,	PUNCT
fsr-4081	387	14	students	student	NOUN
fsr-4081	387	15	are	be	AUX
fsr-4081	387	16	given	give	VERB
fsr-4081	387	17	activities	activity	NOUN
fsr-4081	387	18	to	to	PART
fsr-4081	387	19	develop	develop	VERB
fsr-4081	387	20	their	their	PRON
fsr-4081	387	21	skills	skill	NOUN
fsr-4081	387	22	in	in	ADP
fsr-4081	387	23	each	each	DET
fsr-4081	387	24	one	one	NUM
fsr-4081	387	25	of	of	ADP
fsr-4081	387	26	these	these	DET
fsr-4081	387	27	areas	area	NOUN
fsr-4081	387	28	.	.	PUNCT
fsr-4081	388	1	hence	hence	ADV
fsr-4081	388	2	,	,	PUNCT
fsr-4081	388	3	meaningful	meaningful	ADJ
fsr-4081	388	4	goals	goal	NOUN
fsr-4081	388	5	can	can	AUX
fsr-4081	388	6	be	be	AUX
fsr-4081	388	7	established	establish	VERB
fsr-4081	388	8	,	,	PUNCT
fsr-4081	388	9	and	and	CCONJ
fsr-4081	388	10	students	student	NOUN
fsr-4081	388	11	are	be	AUX
fsr-4081	388	12	more	more	ADV
fsr-4081	388	13	receptive	receptive	ADJ
fsr-4081	388	14	to	to	ADP
fsr-4081	388	15	learning	learn	VERB
fsr-4081	388	16	how	how	SCONJ
fsr-4081	388	17	to	to	PART
fsr-4081	388	18	use	use	VERB
fsr-4081	388	19	the	the	DET
fsr-4081	388	20	tools	tool	NOUN
fsr-4081	388	21	of	of	ADP
fsr-4081	388	22	financial	financial	ADJ
fsr-4081	388	23	management	management	NOUN
fsr-4081	388	24	to	to	PART
fsr-4081	388	25	help	help	VERB
fsr-4081	388	26	them	they	PRON
fsr-4081	388	27	accomplish	accomplish	VERB
fsr-4081	388	28	their	their	PRON
fsr-4081	388	29	goals	goal	NOUN
fsr-4081	388	30	.	.	PUNCT
fsr-4081	389	1	at	at	ADP
fsr-4081	389	2	the	the	DET
fsr-4081	389	3	end	end	NOUN
fsr-4081	389	4	of	of	ADP
fsr-4081	389	5	each	each	DET
fsr-4081	389	6	semester	semester	NOUN
fsr-4081	389	7	students	student	NOUN
fsr-4081	389	8	are	be	AUX
fsr-4081	389	9	asked	ask	VERB
fsr-4081	389	10	to	to	PART
fsr-4081	389	11	rate	rate	VERB
fsr-4081	389	12	their	their	PRON
fsr-4081	389	13	class	class	NOUN
fsr-4081	389	14	experience	experience	NOUN
fsr-4081	389	15	on	on	ADP
fsr-4081	389	16	a	a	DET
fsr-4081	389	17	5	5	NUM
fsr-4081	389	18	-	-	PUNCT
fsr-4081	389	19	point	point	NOUN
fsr-4081	389	20	likert	likert	ADJ
fsr-4081	389	21	scale	scale	NOUN
fsr-4081	389	22	in	in	ADP
fsr-4081	389	23	9	9	NUM
fsr-4081	389	24	separate	separate	ADJ
fsr-4081	389	25	areas	area	NOUN
fsr-4081	389	26	.	.	PUNCT
fsr-4081	390	1	in	in	ADP
fsr-4081	390	2	2018	2018	NUM
fsr-4081	390	3	the	the	DET
fsr-4081	390	4	average	average	ADJ
fsr-4081	390	5	score	score	NOUN
fsr-4081	390	6	for	for	ADP
fsr-4081	390	7	the	the	DET
fsr-4081	390	8	9	9	NUM
fsr-4081	390	9	questions	question	NOUN
fsr-4081	390	10	for	for	ADP
fsr-4081	390	11	this	this	DET
fsr-4081	390	12	class	class	NOUN
fsr-4081	390	13	was	be	AUX
fsr-4081	390	14	4.56	4.56	NUM
fsr-4081	390	15	,	,	PUNCT
fsr-4081	390	16	after	after	SCONJ
fsr-4081	390	17	the	the	DET
fsr-4081	390	18	changes	change	NOUN
fsr-4081	390	19	were	be	AUX
fsr-4081	390	20	introduced	introduce	VERB
fsr-4081	390	21	,	,	PUNCT
fsr-4081	390	22	this	this	DET
fsr-4081	390	23	average	average	ADJ
fsr-4081	390	24	score	score	NOUN
fsr-4081	390	25	increased	increase	VERB
fsr-4081	390	26	to	to	ADP
fsr-4081	390	27	4.9	4.9	NUM
fsr-4081	390	28	and	and	CCONJ
fsr-4081	390	29	has	have	AUX
fsr-4081	390	30	remained	remain	VERB
fsr-4081	390	31	at	at	ADP
fsr-4081	390	32	that	that	DET
fsr-4081	390	33	level	level	NOUN
fsr-4081	390	34	for	for	ADP
fsr-4081	390	35	the	the	DET
fsr-4081	390	36	past	past	ADJ
fsr-4081	390	37	6	6	NUM
fsr-4081	390	38	consecutive	consecutive	ADJ
fsr-4081	390	39	semesters	semester	NOUN
fsr-4081	390	40	.	.	PUNCT
fsr-4081	391	1	in	in	ADP
fsr-4081	391	2	addition	addition	NOUN
fsr-4081	391	3	,	,	PUNCT
fsr-4081	391	4	the	the	DET
fsr-4081	391	5	student	student	NOUN
fsr-4081	391	6	comments	comment	NOUN
fsr-4081	391	7	have	have	AUX
fsr-4081	391	8	been	be	AUX
fsr-4081	391	9	positive	positive	ADJ
fsr-4081	391	10	(	(	PUNCT
fsr-4081	391	11	see	see	VERB
fsr-4081	391	12	figure	figure	NOUN
fsr-4081	391	13	7	7	NUM
fsr-4081	391	14	)	)	PUNCT
fsr-4081	391	15	.	.	PUNCT
fsr-4081	392	1	additional	additional	ADJ
fsr-4081	392	2	data	datum	NOUN
fsr-4081	392	3	will	will	AUX
fsr-4081	392	4	be	be	AUX
fsr-4081	392	5	collected	collect	VERB
fsr-4081	392	6	via	via	ADP
fsr-4081	392	7	student	student	NOUN
fsr-4081	392	8	surveys	survey	NOUN
fsr-4081	392	9	to	to	PART
fsr-4081	392	10	better	well	ADV
fsr-4081	392	11	understand	understand	VERB
fsr-4081	392	12	the	the	DET
fsr-4081	392	13	significance	significance	NOUN
fsr-4081	392	14	of	of	ADP
fsr-4081	392	15	taking	take	VERB
fsr-4081	392	16	this	this	DET
fsr-4081	392	17	course	course	NOUN
fsr-4081	392	18	.	.	PUNCT
fsr-4081	393	1	griesdorn	griesdorn	PROPN
fsr-4081	393	2	&	&	CCONJ
fsr-4081	393	3	devaney	devaney	PROPN
fsr-4081	393	4	83	83	NUM
fsr-4081	393	5	figure	figure	NOUN
fsr-4081	393	6	7	7	NUM
fsr-4081	393	7	.	.	PUNCT
fsr-4081	393	8	sample	sample	NOUN
fsr-4081	393	9	principles	principle	NOUN
fsr-4081	393	10	of	of	ADP
fsr-4081	393	11	financial	financial	ADJ
fsr-4081	393	12	planning	planning	NOUN
fsr-4081	393	13	course	course	NOUN
fsr-4081	393	14	feedback	feedback	NOUN
fsr-4081	393	15	this	this	DET
fsr-4081	393	16	figure	figure	NOUN
fsr-4081	393	17	provides	provide	VERB
fsr-4081	393	18	excerpts	excerpt	NOUN
fsr-4081	393	19	from	from	ADP
fsr-4081	393	20	student	student	NOUN
fsr-4081	393	21	feedback	feedback	NOUN
fsr-4081	393	22	about	about	ADP
fsr-4081	393	23	the	the	DET
fsr-4081	393	24	principles	principle	NOUN
fsr-4081	393	25	of	of	ADP
fsr-4081	393	26	financial	financial	ADJ
fsr-4081	393	27	planning	planning	NOUN
fsr-4081	393	28	course	course	NOUN
fsr-4081	393	29	between	between	ADP
fsr-4081	393	30	2018	2018	NUM
fsr-4081	393	31	and	and	CCONJ
fsr-4081	393	32	2023	2023	NUM
fsr-4081	393	33	.	.	PUNCT
fsr-4081	394	1	the	the	DET
fsr-4081	394	2	perma	perma	NOUN
fsr-4081	394	3	model	model	NOUN
fsr-4081	394	4	(	(	PUNCT
fsr-4081	394	5	seligman	seligman	NOUN
fsr-4081	394	6	,	,	PUNCT
fsr-4081	394	7	2011	2011	NUM
fsr-4081	394	8	)	)	PUNCT
fsr-4081	394	9	was	be	AUX
fsr-4081	394	10	used	use	VERB
fsr-4081	394	11	to	to	PART
fsr-4081	394	12	organize	organize	VERB
fsr-4081	394	13	the	the	DET
fsr-4081	394	14	responses	response	NOUN
fsr-4081	394	15	.	.	PUNCT
fsr-4081	395	1	positive	positive	ADJ
fsr-4081	395	2	emotion	emotion	NOUN
fsr-4081	395	3	:	:	PUNCT
fsr-4081	395	4	•	•	NUM
fsr-4081	395	5	"	"	PUNCT
fsr-4081	395	6	i	i	PRON
fsr-4081	395	7	have	have	AUX
fsr-4081	395	8	never	never	ADV
fsr-4081	395	9	had	have	AUX
fsr-4081	395	10	a	a	DET
fsr-4081	395	11	class	class	NOUN
fsr-4081	395	12	where	where	SCONJ
fsr-4081	395	13	the	the	DET
fsr-4081	395	14	student	student	NOUN
fsr-4081	395	15	was	be	AUX
fsr-4081	395	16	put	put	VERB
fsr-4081	395	17	before	before	ADP
fsr-4081	395	18	the	the	DET
fsr-4081	395	19	course	course	NOUN
fsr-4081	395	20	.	.	PUNCT
fsr-4081	396	1	it	it	PRON
fsr-4081	396	2	has	have	AUX
fsr-4081	396	3	made	make	VERB
fsr-4081	396	4	a	a	DET
fsr-4081	396	5	positive	positive	ADJ
fsr-4081	396	6	impact	impact	NOUN
fsr-4081	396	7	on	on	ADP
fsr-4081	396	8	my	my	PRON
fsr-4081	396	9	life	life	NOUN
fsr-4081	396	10	,	,	PUNCT
fsr-4081	396	11	and	and	CCONJ
fsr-4081	396	12	i	i	PRON
fsr-4081	396	13	am	be	AUX
fsr-4081	396	14	forever	forever	ADV
fsr-4081	396	15	grateful	grateful	ADJ
fsr-4081	396	16	.	.	PUNCT
fsr-4081	396	17	"	"	PUNCT
fsr-4081	397	1	•	•	INTJ
fsr-4081	397	2	“	"	PUNCT
fsr-4081	397	3	i	i	PRON
fsr-4081	397	4	would	would	AUX
fsr-4081	397	5	recommend	recommend	VERB
fsr-4081	397	6	this	this	DET
fsr-4081	397	7	professor	professor	NOUN
fsr-4081	397	8	to	to	ADP
fsr-4081	397	9	anyone	anyone	PRON
fsr-4081	397	10	since	since	SCONJ
fsr-4081	397	11	he	he	PRON
fsr-4081	397	12	is	be	AUX
fsr-4081	397	13	someone	someone	PRON
fsr-4081	397	14	that	that	PRON
fsr-4081	397	15	truly	truly	ADV
fsr-4081	397	16	cares	care	VERB
fsr-4081	397	17	about	about	ADP
fsr-4081	397	18	his	his	PRON
fsr-4081	397	19	student	student	NOUN
fsr-4081	397	20	’s	’s	PART
fsr-4081	397	21	success	success	NOUN
fsr-4081	397	22	and	and	CCONJ
fsr-4081	397	23	wants	want	VERB
fsr-4081	397	24	all	all	DET
fsr-4081	397	25	his	his	PRON
fsr-4081	397	26	students	student	NOUN
fsr-4081	397	27	to	to	PART
fsr-4081	397	28	learn	learn	VERB
fsr-4081	397	29	.	.	PUNCT
fsr-4081	398	1	he	he	PRON
fsr-4081	398	2	creates	create	VERB
fsr-4081	398	3	a	a	DET
fsr-4081	398	4	wonderful	wonderful	ADJ
fsr-4081	398	5	environment	environment	NOUN
fsr-4081	398	6	for	for	ADP
fsr-4081	398	7	students	student	NOUN
fsr-4081	398	8	despite	despite	SCONJ
fsr-4081	398	9	it	it	PRON
fsr-4081	398	10	being	be	AUX
fsr-4081	398	11	an	an	DET
fsr-4081	398	12	online	online	ADJ
fsr-4081	398	13	course	course	NOUN
fsr-4081	398	14	.	.	PUNCT
fsr-4081	398	15	”	"	PUNCT
fsr-4081	399	1	engagement	engagement	NOUN
fsr-4081	399	2	:	:	PUNCT
fsr-4081	399	3	•	•	NOUN
fsr-4081	399	4	"	"	PUNCT
fsr-4081	399	5	this	this	DET
fsr-4081	399	6	course	course	NOUN
fsr-4081	399	7	allows	allow	VERB
fsr-4081	399	8	you	you	PRON
fsr-4081	399	9	to	to	PART
fsr-4081	399	10	ponder	ponder	VERB
fsr-4081	399	11	questions	question	NOUN
fsr-4081	399	12	that	that	PRON
fsr-4081	399	13	are	be	AUX
fsr-4081	399	14	n't	not	PART
fsr-4081	399	15	asked	ask	VERB
fsr-4081	399	16	often	often	ADV
fsr-4081	399	17	.	.	PUNCT
fsr-4081	400	1	it	it	PRON
fsr-4081	400	2	opens	open	VERB
fsr-4081	400	3	your	your	PRON
fsr-4081	400	4	eyes	eye	NOUN
fsr-4081	400	5	and	and	CCONJ
fsr-4081	400	6	helps	help	VERB
fsr-4081	400	7	you	you	PRON
fsr-4081	400	8	think	think	VERB
fsr-4081	400	9	about	about	ADP
fsr-4081	400	10	what	what	PRON
fsr-4081	400	11	you	you	PRON
fsr-4081	400	12	want	want	VERB
fsr-4081	400	13	and	and	CCONJ
fsr-4081	400	14	value	value	VERB
fsr-4081	400	15	in	in	ADP
fsr-4081	400	16	life	life	NOUN
fsr-4081	400	17	.	.	PUNCT
fsr-4081	400	18	"	"	PUNCT
fsr-4081	401	1	•	•	INTJ
fsr-4081	401	2	“	"	PUNCT
fsr-4081	401	3	i	i	PRON
fsr-4081	401	4	intend	intend	VERB
fsr-4081	401	5	to	to	PART
fsr-4081	401	6	take	take	VERB
fsr-4081	401	7	the	the	DET
fsr-4081	401	8	skills	skill	NOUN
fsr-4081	401	9	and	and	CCONJ
fsr-4081	401	10	knowledge	knowledge	NOUN
fsr-4081	401	11	further	far	ADV
fsr-4081	401	12	by	by	ADP
fsr-4081	401	13	sharing	share	VERB
fsr-4081	401	14	them	they	PRON
fsr-4081	401	15	with	with	ADP
fsr-4081	401	16	others	other	NOUN
fsr-4081	401	17	who	who	PRON
fsr-4081	401	18	may	may	AUX
fsr-4081	401	19	benefit	benefit	VERB
fsr-4081	401	20	.	.	PUNCT
fsr-4081	401	21	”	"	PUNCT
fsr-4081	402	1	relationships	relationship	NOUN
fsr-4081	402	2	:	:	PUNCT
fsr-4081	402	3	•	•	NUM
fsr-4081	402	4	“	"	PUNCT
fsr-4081	402	5	i	i	PRON
fsr-4081	402	6	will	will	AUX
fsr-4081	402	7	always	always	ADV
fsr-4081	402	8	value	value	VERB
fsr-4081	402	9	the	the	DET
fsr-4081	402	10	time	time	NOUN
fsr-4081	402	11	spent	spend	VERB
fsr-4081	402	12	in	in	ADP
fsr-4081	402	13	your	your	PRON
fsr-4081	402	14	office	office	NOUN
fsr-4081	402	15	reflecting	reflect	VERB
fsr-4081	402	16	on	on	ADP
fsr-4081	402	17	some	some	PRON
fsr-4081	402	18	of	of	ADP
fsr-4081	402	19	the	the	DET
fsr-4081	402	20	issues	issue	NOUN
fsr-4081	402	21	of	of	ADP
fsr-4081	402	22	life	life	NOUN
fsr-4081	402	23	.	.	PUNCT
fsr-4081	402	24	”	"	PUNCT
fsr-4081	403	1	•	•	PRON
fsr-4081	403	2	"	"	PUNCT
fsr-4081	403	3	this	this	DET
fsr-4081	403	4	course	course	NOUN
fsr-4081	403	5	really	really	ADV
fsr-4081	403	6	helped	help	VERB
fsr-4081	403	7	me	i	PRON
fsr-4081	403	8	during	during	ADP
fsr-4081	403	9	a	a	DET
fsr-4081	403	10	difficult	difficult	ADJ
fsr-4081	403	11	time	time	NOUN
fsr-4081	403	12	in	in	ADP
fsr-4081	403	13	my	my	PRON
fsr-4081	403	14	life	life	NOUN
fsr-4081	403	15	.	.	PUNCT
fsr-4081	403	16	"	"	PUNCT
fsr-4081	404	1	meaning	mean	VERB
fsr-4081	404	2	:	:	PUNCT
fsr-4081	404	3	•	•	ADP
fsr-4081	404	4	"	"	PUNCT
fsr-4081	404	5	this	this	PRON
fsr-4081	404	6	is	be	AUX
fsr-4081	404	7	a	a	DET
fsr-4081	404	8	course	course	NOUN
fsr-4081	404	9	that	that	PRON
fsr-4081	404	10	is	be	AUX
fsr-4081	404	11	dedicated	dedicate	VERB
fsr-4081	404	12	to	to	ADP
fsr-4081	404	13	helping	help	VERB
fsr-4081	404	14	you	you	PRON
fsr-4081	404	15	succeed	succeed	VERB
fsr-4081	404	16	in	in	ADP
fsr-4081	404	17	life	life	NOUN
fsr-4081	404	18	.	.	PUNCT
fsr-4081	404	19	"	"	PUNCT
fsr-4081	405	1	•	•	INTJ
fsr-4081	405	2	“	"	PUNCT
fsr-4081	405	3	this	this	PRON
fsr-4081	405	4	has	have	AUX
fsr-4081	405	5	truly	truly	ADV
fsr-4081	405	6	been	be	AUX
fsr-4081	405	7	a	a	DET
fsr-4081	405	8	life	life	NOUN
fsr-4081	405	9	changing	change	VERB
fsr-4081	405	10	experience	experience	NOUN
fsr-4081	405	11	for	for	ADP
fsr-4081	405	12	me	i	PRON
fsr-4081	405	13	.	.	PUNCT
fsr-4081	405	14	”	"	PUNCT
fsr-4081	406	1	accomplishment	accomplishment	NOUN
fsr-4081	406	2	:	:	PUNCT
fsr-4081	406	3	•	•	ADP
fsr-4081	406	4	“	"	PUNCT
fsr-4081	406	5	the	the	DET
fsr-4081	406	6	professor	professor	NOUN
fsr-4081	406	7	provided	provide	VERB
fsr-4081	406	8	students	student	NOUN
fsr-4081	406	9	with	with	ADP
fsr-4081	406	10	various	various	ADJ
fsr-4081	406	11	assignments	assignment	NOUN
fsr-4081	406	12	that	that	PRON
fsr-4081	406	13	not	not	PART
fsr-4081	406	14	only	only	ADV
fsr-4081	406	15	allowed	allow	VERB
fsr-4081	406	16	students	student	NOUN
fsr-4081	406	17	to	to	PART
fsr-4081	406	18	apply	apply	VERB
fsr-4081	406	19	lessons	lesson	NOUN
fsr-4081	406	20	learned	learn	VERB
fsr-4081	406	21	but	but	CCONJ
fsr-4081	406	22	also	also	ADV
fsr-4081	406	23	helped	help	VERB
fsr-4081	406	24	students	student	NOUN
fsr-4081	406	25	develop	develop	VERB
fsr-4081	406	26	better	well	ADJ
fsr-4081	406	27	writing	writing	NOUN
fsr-4081	406	28	skills	skill	NOUN
fsr-4081	406	29	,	,	PUNCT
fsr-4081	406	30	created	create	VERB
fsr-4081	406	31	time	time	NOUN
fsr-4081	406	32	for	for	ADP
fsr-4081	406	33	introspection	introspection	NOUN
fsr-4081	406	34	,	,	PUNCT
fsr-4081	406	35	and	and	CCONJ
fsr-4081	406	36	guided	guide	VERB
fsr-4081	406	37	students	student	NOUN
fsr-4081	406	38	by	by	ADP
fsr-4081	406	39	providing	provide	VERB
fsr-4081	406	40	mentorship	mentorship	NOUN
fsr-4081	406	41	on	on	ADP
fsr-4081	406	42	how	how	SCONJ
fsr-4081	406	43	students	student	NOUN
fsr-4081	406	44	can	can	AUX
fsr-4081	406	45	begin	begin	VERB
fsr-4081	406	46	to	to	PART
fsr-4081	406	47	work	work	VERB
fsr-4081	406	48	for	for	ADP
fsr-4081	406	49	personal	personal	ADJ
fsr-4081	406	50	goals	goal	NOUN
fsr-4081	406	51	.	.	PUNCT
fsr-4081	406	52	”	"	PUNCT
fsr-4081	407	1	limitations	limitation	NOUN
fsr-4081	407	2	and	and	CCONJ
fsr-4081	407	3	future	future	ADJ
fsr-4081	407	4	research	research	NOUN
fsr-4081	407	5	the	the	DET
fsr-4081	407	6	paper	paper	NOUN
fsr-4081	407	7	has	have	VERB
fsr-4081	407	8	a	a	DET
fsr-4081	407	9	few	few	ADJ
fsr-4081	407	10	limitations	limitation	NOUN
fsr-4081	407	11	.	.	PUNCT
fsr-4081	408	1	the	the	DET
fsr-4081	408	2	survey	survey	NOUN
fsr-4081	408	3	data	data	NOUN
fsr-4081	408	4	is	be	AUX
fsr-4081	408	5	from	from	ADP
fsr-4081	408	6	students	student	NOUN
fsr-4081	408	7	and	and	CCONJ
fsr-4081	408	8	is	be	AUX
fsr-4081	408	9	self	self	NOUN
fsr-4081	408	10	-	-	PUNCT
fsr-4081	408	11	reported	report	VERB
fsr-4081	408	12	.	.	PUNCT
fsr-4081	409	1	future	future	ADJ
fsr-4081	409	2	research	research	NOUN
fsr-4081	409	3	would	would	AUX
fsr-4081	409	4	include	include	VERB
fsr-4081	409	5	:	:	PUNCT
fsr-4081	409	6	(	(	PUNCT
fsr-4081	409	7	a	a	X
fsr-4081	409	8	)	)	PUNCT
fsr-4081	409	9	qualitative	qualitative	ADJ
fsr-4081	409	10	research	research	NOUN
fsr-4081	409	11	with	with	ADP
fsr-4081	409	12	a	a	DET
fsr-4081	409	13	small	small	ADJ
fsr-4081	409	14	group	group	NOUN
fsr-4081	409	15	of	of	ADP
fsr-4081	409	16	students	student	NOUN
fsr-4081	409	17	to	to	PART
fsr-4081	409	18	explore	explore	VERB
fsr-4081	409	19	which	which	DET
fsr-4081	409	20	assignments	assignment	NOUN
fsr-4081	409	21	were	be	AUX
fsr-4081	409	22	the	the	DET
fsr-4081	409	23	most	most	ADV
fsr-4081	409	24	meaningful	meaningful	ADJ
fsr-4081	409	25	to	to	ADP
fsr-4081	409	26	them	they	PRON
fsr-4081	409	27	,	,	PUNCT
fsr-4081	409	28	and	and	CCONJ
fsr-4081	409	29	(	(	PUNCT
fsr-4081	409	30	b	b	X
fsr-4081	409	31	)	)	PUNCT
fsr-4081	409	32	a	a	DET
fsr-4081	409	33	follow	follow	VERB
fsr-4081	409	34	-	-	PUNCT
fsr-4081	409	35	up	up	ADP
fsr-4081	409	36	survey	survey	NOUN
fsr-4081	409	37	to	to	PART
fsr-4081	409	38	see	see	VERB
fsr-4081	409	39	which	which	DET
fsr-4081	409	40	financial	financial	ADJ
fsr-4081	409	41	behaviors	behavior	NOUN
fsr-4081	409	42	were	be	AUX
fsr-4081	409	43	changed	change	VERB
fsr-4081	409	44	.	.	PUNCT
fsr-4081	410	1	also	also	ADV
fsr-4081	410	2	,	,	PUNCT
fsr-4081	410	3	the	the	DET
fsr-4081	410	4	sample	sample	NOUN
fsr-4081	410	5	size	size	NOUN
fsr-4081	410	6	is	be	AUX
fsr-4081	410	7	small	small	ADJ
fsr-4081	410	8	.	.	PUNCT
fsr-4081	411	1	at	at	ADP
fsr-4081	411	2	this	this	DET
fsr-4081	411	3	university	university	NOUN
fsr-4081	411	4	,	,	PUNCT
fsr-4081	411	5	the	the	DET
fsr-4081	411	6	course	course	NOUN
fsr-4081	411	7	is	be	AUX
fsr-4081	411	8	taught	teach	VERB
fsr-4081	411	9	once	once	ADV
fsr-4081	411	10	per	per	ADP
fsr-4081	411	11	semester	semester	NOUN
fsr-4081	411	12	to	to	ADP
fsr-4081	411	13	about	about	ADV
fsr-4081	411	14	30	30	NUM
fsr-4081	411	15	students	student	NOUN
fsr-4081	411	16	per	per	ADP
fsr-4081	411	17	semester	semester	NOUN
fsr-4081	411	18	.	.	PUNCT
fsr-4081	412	1	the	the	DET
fsr-4081	412	2	majority	majority	NOUN
fsr-4081	412	3	of	of	ADP
fsr-4081	412	4	students	student	NOUN
fsr-4081	412	5	(	(	PUNCT
fsr-4081	412	6	average	average	VERB
fsr-4081	412	7	around	around	ADV
fsr-4081	412	8	75	75	NUM
fsr-4081	412	9	%	%	NOUN
fsr-4081	412	10	)	)	PUNCT
fsr-4081	412	11	are	be	AUX
fsr-4081	412	12	finance	finance	NOUN
fsr-4081	412	13	majors	major	NOUN
fsr-4081	412	14	for	for	ADP
fsr-4081	412	15	whom	whom	PRON
fsr-4081	412	16	the	the	DET
fsr-4081	412	17	course	course	NOUN
fsr-4081	412	18	is	be	AUX
fsr-4081	412	19	required	require	VERB
fsr-4081	412	20	,	,	PUNCT
fsr-4081	412	21	so	so	SCONJ
fsr-4081	412	22	the	the	DET
fsr-4081	412	23	ability	ability	NOUN
fsr-4081	412	24	to	to	PART
fsr-4081	412	25	extrapolate	extrapolate	VERB
fsr-4081	412	26	to	to	ADP
fsr-4081	412	27	other	other	ADJ
fsr-4081	412	28	student	student	NOUN
fsr-4081	412	29	majors	major	NOUN
fsr-4081	412	30	is	be	AUX
fsr-4081	412	31	limited	limit	VERB
fsr-4081	412	32	.	.	PUNCT
fsr-4081	413	1	students	student	NOUN
fsr-4081	413	2	who	who	PRON
fsr-4081	413	3	enrolled	enrol	VERB
fsr-4081	413	4	in	in	ADP
fsr-4081	413	5	this	this	DET
fsr-4081	413	6	course	course	NOUN
fsr-4081	413	7	are	be	AUX
fsr-4081	413	8	predominantly	predominantly	ADV
fsr-4081	413	9	male	male	ADJ
fsr-4081	413	10	(	(	PUNCT
fsr-4081	413	11	70	70	NUM
fsr-4081	413	12	%	%	NOUN
fsr-4081	413	13	)	)	PUNCT
fsr-4081	413	14	,	,	PUNCT
fsr-4081	413	15	so	so	CCONJ
fsr-4081	413	16	the	the	DET
fsr-4081	413	17	sample	sample	NOUN
fsr-4081	413	18	does	do	AUX
fsr-4081	413	19	n’t	not	PART
fsr-4081	413	20	reflect	reflect	VERB
fsr-4081	413	21	gender	gender	NOUN
fsr-4081	413	22	diversity	diversity	NOUN
fsr-4081	413	23	in	in	ADP
fsr-4081	413	24	equal	equal	ADJ
fsr-4081	413	25	proportions	proportion	NOUN
fsr-4081	413	26	.	.	PUNCT
fsr-4081	414	1	there	there	PRON
fsr-4081	414	2	was	be	VERB
fsr-4081	414	3	no	no	DET
fsr-4081	414	4	control	control	NOUN
fsr-4081	414	5	group	group	NOUN
fsr-4081	414	6	,	,	PUNCT
fsr-4081	414	7	but	but	CCONJ
fsr-4081	414	8	this	this	PRON
fsr-4081	414	9	could	could	AUX
fsr-4081	414	10	be	be	AUX
fsr-4081	414	11	remedied	remedied	ADJ
fsr-4081	414	12	with	with	ADP
fsr-4081	414	13	future	future	ADJ
fsr-4081	414	14	research	research	NOUN
fsr-4081	414	15	that	that	PRON
fsr-4081	414	16	compares	compare	VERB
fsr-4081	414	17	students	student	NOUN
fsr-4081	414	18	who	who	PRON
fsr-4081	414	19	took	take	VERB
fsr-4081	414	20	the	the	DET
fsr-4081	414	21	course	course	NOUN
fsr-4081	414	22	with	with	ADP
fsr-4081	414	23	those	those	PRON
fsr-4081	414	24	who	who	PRON
fsr-4081	414	25	have	have	VERB
fsr-4081	414	26	not	not	PART
fsr-4081	414	27	.	.	PUNCT
fsr-4081	415	1	future	future	ADJ
fsr-4081	415	2	research	research	NOUN
fsr-4081	415	3	could	could	AUX
fsr-4081	415	4	include	include	VERB
fsr-4081	415	5	a	a	DET
fsr-4081	415	6	post	post	ADJ
fsr-4081	415	7	-	-	ADJ
fsr-4081	415	8	course	course	ADJ
fsr-4081	415	9	survey	survey	NOUN
fsr-4081	415	10	,	,	PUNCT
fsr-4081	415	11	with	with	ADP
fsr-4081	415	12	follow	follow	VERB
fsr-4081	415	13	-	-	PUNCT
fsr-4081	415	14	up	up	ADP
fsr-4081	415	15	surveys	survey	NOUN
fsr-4081	415	16	1	1	NUM
fsr-4081	415	17	-	-	SYM
fsr-4081	415	18	2	2	NUM
fsr-4081	415	19	years	year	NOUN
fsr-4081	415	20	later	later	ADV
fsr-4081	415	21	.	.	PUNCT
fsr-4081	416	1	additional	additional	ADJ
fsr-4081	416	2	questions	question	NOUN
fsr-4081	416	3	could	could	AUX
fsr-4081	416	4	be	be	AUX
fsr-4081	416	5	included	include	VERB
fsr-4081	416	6	such	such	ADJ
fsr-4081	416	7	as	as	ADP
fsr-4081	416	8	retention	retention	NOUN
fsr-4081	416	9	rates	rate	NOUN
fsr-4081	416	10	,	,	PUNCT
fsr-4081	416	11	time	time	NOUN
fsr-4081	416	12	until	until	ADP
fsr-4081	416	13	graduation	graduation	NOUN
fsr-4081	416	14	,	,	PUNCT
fsr-4081	416	15	employment	employment	NOUN
fsr-4081	416	16	status	status	NOUN
fsr-4081	416	17	,	,	PUNCT
fsr-4081	416	18	and	and	CCONJ
fsr-4081	416	19	life	life	NOUN
fsr-4081	416	20	satisfaction	satisfaction	NOUN
fsr-4081	416	21	levels	level	NOUN
fsr-4081	416	22	.	.	PUNCT
fsr-4081	417	1	this	this	PRON
fsr-4081	417	2	is	be	AUX
fsr-4081	417	3	exploratory	exploratory	ADJ
fsr-4081	417	4	work	work	NOUN
fsr-4081	417	5	at	at	ADP
fsr-4081	417	6	one	one	NUM
fsr-4081	417	7	university	university	NOUN
fsr-4081	417	8	;	;	PUNCT
fsr-4081	417	9	pilot	pilot	NOUN
fsr-4081	417	10	studies	study	NOUN
fsr-4081	417	11	could	could	AUX
fsr-4081	417	12	take	take	VERB
fsr-4081	417	13	place	place	NOUN
fsr-4081	417	14	at	at	ADP
fsr-4081	417	15	additional	additional	ADJ
fsr-4081	417	16	universities	university	NOUN
fsr-4081	417	17	around	around	ADP
fsr-4081	417	18	the	the	DET
fsr-4081	417	19	country	country	NOUN
fsr-4081	417	20	.	.	PUNCT
fsr-4081	418	1	additional	additional	ADJ
fsr-4081	418	2	longitudinal	longitudinal	ADJ
fsr-4081	418	3	data	datum	NOUN
fsr-4081	418	4	should	should	AUX
fsr-4081	418	5	be	be	AUX
fsr-4081	418	6	collected	collect	VERB
fsr-4081	418	7	with	with	ADP
fsr-4081	418	8	the	the	DET
fsr-4081	418	9	results	result	NOUN
fsr-4081	418	10	compared	compare	VERB
fsr-4081	418	11	to	to	ADP
fsr-4081	418	12	current	current	ADJ
fsr-4081	418	13	methods	method	NOUN
fsr-4081	418	14	of	of	ADP
fsr-4081	418	15	teaching	teach	VERB
fsr-4081	418	16	financial	financial	ADJ
fsr-4081	418	17	planning	planning	NOUN
fsr-4081	418	18	.	.	PUNCT
fsr-4081	419	1	implications	implication	NOUN
fsr-4081	419	2	previous	previous	ADJ
fsr-4081	419	3	research	research	NOUN
fsr-4081	419	4	has	have	AUX
fsr-4081	419	5	emphasized	emphasize	VERB
fsr-4081	419	6	the	the	DET
fsr-4081	419	7	importance	importance	NOUN
fsr-4081	419	8	of	of	ADP
fsr-4081	419	9	financial	financial	ADJ
fsr-4081	419	10	education	education	NOUN
fsr-4081	419	11	in	in	ADP
fsr-4081	419	12	enhancing	enhance	VERB
fsr-4081	419	13	individuals	individual	NOUN
fsr-4081	419	14	'	'	PART
fsr-4081	419	15	ability	ability	NOUN
fsr-4081	419	16	to	to	PART
fsr-4081	419	17	make	make	VERB
fsr-4081	419	18	informed	informed	ADJ
fsr-4081	419	19	financial	financial	ADJ
fsr-4081	419	20	decisions	decision	NOUN
fsr-4081	419	21	(	(	PUNCT
fsr-4081	419	22	qi	qi	X
fsr-4081	419	23	et	et	NOUN
fsr-4081	419	24	al	al	PROPN
fsr-4081	419	25	.	.	PROPN
fsr-4081	419	26	,	,	PUNCT
fsr-4081	419	27	2024	2024	NUM
fsr-4081	419	28	)	)	PUNCT
fsr-4081	419	29	.	.	PUNCT
fsr-4081	420	1	early	early	ADJ
fsr-4081	420	2	exposure	exposure	NOUN
fsr-4081	420	3	to	to	ADP
fsr-4081	420	4	personal	personal	ADJ
fsr-4081	420	5	finance	finance	NOUN
fsr-4081	420	6	equips	equip	VERB
fsr-4081	420	7	students	student	NOUN
fsr-4081	420	8	with	with	ADP
fsr-4081	420	9	the	the	DET
fsr-4081	420	10	skills	skill	NOUN
fsr-4081	420	11	needed	need	VERB
fsr-4081	420	12	to	to	PART
fsr-4081	420	13	navigate	navigate	VERB
fsr-4081	420	14	life	life	NOUN
fsr-4081	420	15	's	's	PART
fsr-4081	420	16	financial	financial	ADJ
fsr-4081	420	17	complexities	complexity	NOUN
fsr-4081	420	18	(	(	PUNCT
fsr-4081	420	19	tang	tang	PROPN
fsr-4081	420	20	&	&	CCONJ
fsr-4081	420	21	peter	peter	PROPN
fsr-4081	420	22	,	,	PUNCT
fsr-4081	420	23	2015	2015	NUM
fsr-4081	420	24	)	)	PUNCT
fsr-4081	420	25	.	.	PUNCT
fsr-4081	421	1	both	both	PRON
fsr-4081	421	2	the	the	DET
fsr-4081	421	3	timing	timing	NOUN
fsr-4081	421	4	and	and	CCONJ
fsr-4081	421	5	frequency	frequency	NOUN
fsr-4081	421	6	of	of	ADP
fsr-4081	421	7	financial	financial	ADJ
fsr-4081	421	8	education	education	NOUN
fsr-4081	421	9	matter	matter	NOUN
fsr-4081	421	10	when	when	SCONJ
fsr-4081	421	11	making	make	VERB
fsr-4081	421	12	positive	positive	ADJ
fsr-4081	421	13	financial	financial	ADJ
fsr-4081	421	14	behaviors	behavior	NOUN
fsr-4081	421	15	(	(	PUNCT
fsr-4081	421	16	augustin	augustin	PROPN
fsr-4081	421	17	&	&	CCONJ
fsr-4081	421	18	martin	martin	PROPN
fsr-4081	421	19	,	,	PUNCT
fsr-4081	421	20	2023	2023	NUM
fsr-4081	421	21	)	)	PUNCT
fsr-4081	421	22	.	.	PUNCT
fsr-4081	422	1	this	this	DET
fsr-4081	422	2	innovative	innovative	ADJ
fsr-4081	422	3	approach	approach	NOUN
fsr-4081	422	4	to	to	ADP
fsr-4081	422	5	teaching	teach	VERB
fsr-4081	422	6	financial	financial	ADJ
fsr-4081	422	7	planning	planning	NOUN
fsr-4081	422	8	to	to	ADP
fsr-4081	422	9	college	college	NOUN
fsr-4081	422	10	students	student	NOUN
fsr-4081	422	11	aims	aim	VERB
fsr-4081	422	12	to	to	PART
fsr-4081	422	13	engage	engage	VERB
fsr-4081	422	14	those	those	DET
fsr-4081	422	15	financial	financial	ADJ
fsr-4081	422	16	services	service	NOUN
fsr-4081	422	17	review	review	NOUN
fsr-4081	422	18	,	,	PUNCT
fsr-4081	422	19	33(4	33(4	NUM
fsr-4081	422	20	)	)	PUNCT
fsr-4081	422	21	84	84	NUM
fsr-4081	422	22	who	who	PRON
fsr-4081	422	23	might	might	AUX
fsr-4081	422	24	otherwise	otherwise	ADV
fsr-4081	422	25	overlook	overlook	VERB
fsr-4081	422	26	the	the	DET
fsr-4081	422	27	significance	significance	NOUN
fsr-4081	422	28	of	of	ADP
fsr-4081	422	29	the	the	DET
fsr-4081	422	30	subject	subject	NOUN
fsr-4081	422	31	.	.	PUNCT
fsr-4081	423	1	a	a	DET
fsr-4081	423	2	holistic	holistic	ADJ
fsr-4081	423	3	approach	approach	NOUN
fsr-4081	423	4	is	be	AUX
fsr-4081	423	5	essential	essential	ADJ
fsr-4081	423	6	to	to	PART
fsr-4081	423	7	help	help	VERB
fsr-4081	423	8	individuals	individual	NOUN
fsr-4081	423	9	internalize	internalize	VERB
fsr-4081	423	10	the	the	DET
fsr-4081	423	11	value	value	NOUN
fsr-4081	423	12	of	of	ADP
fsr-4081	423	13	financial	financial	ADJ
fsr-4081	423	14	education	education	NOUN
fsr-4081	423	15	.	.	PUNCT
fsr-4081	424	1	additional	additional	ADJ
fsr-4081	424	2	results	result	NOUN
fsr-4081	424	3	from	from	ADP
fsr-4081	424	4	baseline	baseline	ADJ
fsr-4081	424	5	comparison	comparison	NOUN
fsr-4081	424	6	surveys	survey	NOUN
fsr-4081	424	7	will	will	AUX
fsr-4081	424	8	be	be	AUX
fsr-4081	424	9	added	add	VERB
fsr-4081	424	10	as	as	SCONJ
fsr-4081	424	11	this	this	DET
fsr-4081	424	12	research	research	NOUN
fsr-4081	424	13	continues	continue	VERB
fsr-4081	424	14	.	.	PUNCT
fsr-4081	425	1	potential	potential	ADJ
fsr-4081	425	2	implications	implication	NOUN
fsr-4081	425	3	of	of	ADP
fsr-4081	425	4	the	the	DET
fsr-4081	425	5	research	research	NOUN
fsr-4081	425	6	include	include	VERB
fsr-4081	425	7	increased	increase	VERB
fsr-4081	425	8	student	student	NOUN
fsr-4081	425	9	retention	retention	NOUN
fsr-4081	425	10	,	,	PUNCT
fsr-4081	425	11	decreased	decrease	VERB
fsr-4081	425	12	student	student	NOUN
fsr-4081	425	13	loan	loan	NOUN
fsr-4081	425	14	debt	debt	NOUN
fsr-4081	425	15	,	,	PUNCT
fsr-4081	425	16	improved	improve	VERB
fsr-4081	425	17	financial	financial	ADJ
fsr-4081	425	18	literacy	literacy	NOUN
fsr-4081	425	19	and	and	CCONJ
fsr-4081	425	20	health	health	NOUN
fsr-4081	425	21	insurance	insurance	NOUN
fsr-4081	425	22	literacy	literacy	NOUN
fsr-4081	425	23	,	,	PUNCT
fsr-4081	425	24	and	and	CCONJ
fsr-4081	425	25	a	a	DET
fsr-4081	425	26	greater	great	ADJ
fsr-4081	425	27	appreciation	appreciation	NOUN
fsr-4081	425	28	and	and	CCONJ
fsr-4081	425	29	affiliation	affiliation	NOUN
fsr-4081	425	30	with	with	ADP
fsr-4081	425	31	the	the	DET
fsr-4081	425	32	university	university	NOUN
fsr-4081	425	33	.	.	PUNCT
fsr-4081	426	1	one	one	NUM
fsr-4081	426	2	of	of	ADP
fsr-4081	426	3	the	the	DET
fsr-4081	426	4	biggest	big	ADJ
fsr-4081	426	5	reasons	reason	NOUN
fsr-4081	426	6	that	that	PRON
fsr-4081	426	7	students	student	NOUN
fsr-4081	426	8	give	give	VERB
fsr-4081	426	9	for	for	ADP
fsr-4081	426	10	not	not	PART
fsr-4081	426	11	continuing	continue	VERB
fsr-4081	426	12	with	with	ADP
fsr-4081	426	13	a	a	DET
fsr-4081	426	14	college	college	NOUN
fsr-4081	426	15	education	education	NOUN
fsr-4081	426	16	is	be	AUX
fsr-4081	426	17	financial	financial	ADJ
fsr-4081	426	18	concerns	concern	NOUN
fsr-4081	426	19	(	(	PUNCT
fsr-4081	426	20	stewart	stewart	PROPN
fsr-4081	426	21	et	et	PROPN
fsr-4081	426	22	al	al	PROPN
fsr-4081	426	23	.	.	PROPN
fsr-4081	426	24	,	,	PUNCT
fsr-4081	426	25	2015	2015	NUM
fsr-4081	426	26	)	)	PUNCT
fsr-4081	426	27	.	.	PUNCT
fsr-4081	427	1	if	if	SCONJ
fsr-4081	427	2	students	student	NOUN
fsr-4081	427	3	can	can	AUX
fsr-4081	427	4	improve	improve	VERB
fsr-4081	427	5	financial	financial	ADJ
fsr-4081	427	6	management	management	NOUN
fsr-4081	427	7	skills	skill	NOUN
fsr-4081	427	8	,	,	PUNCT
fsr-4081	427	9	they	they	PRON
fsr-4081	427	10	may	may	AUX
fsr-4081	427	11	be	be	AUX
fsr-4081	427	12	able	able	ADJ
fsr-4081	427	13	to	to	PART
fsr-4081	427	14	graduate	graduate	VERB
fsr-4081	427	15	and	and	CCONJ
fsr-4081	427	16	do	do	VERB
fsr-4081	427	17	so	so	ADV
fsr-4081	427	18	with	with	ADP
fsr-4081	427	19	lower	low	ADJ
fsr-4081	427	20	student	student	NOUN
fsr-4081	427	21	loan	loan	NOUN
fsr-4081	427	22	balances	balance	NOUN
fsr-4081	427	23	.	.	PUNCT
fsr-4081	428	1	for	for	ADP
fsr-4081	428	2	many	many	ADJ
fsr-4081	428	3	students	student	NOUN
fsr-4081	428	4	,	,	PUNCT
fsr-4081	428	5	college	college	NOUN
fsr-4081	428	6	is	be	AUX
fsr-4081	428	7	the	the	DET
fsr-4081	428	8	first	first	ADJ
fsr-4081	428	9	time	time	NOUN
fsr-4081	428	10	they	they	PRON
fsr-4081	428	11	experience	experience	VERB
fsr-4081	428	12	the	the	DET
fsr-4081	428	13	need	need	NOUN
fsr-4081	428	14	for	for	ADP
fsr-4081	428	15	financial	financial	ADJ
fsr-4081	428	16	management	management	NOUN
fsr-4081	428	17	.	.	PUNCT
fsr-4081	429	1	financial	financial	ADJ
fsr-4081	429	2	aid	aid	NOUN
fsr-4081	429	3	packages	package	NOUN
fsr-4081	429	4	are	be	AUX
fsr-4081	429	5	awarded	award	VERB
fsr-4081	429	6	to	to	ADP
fsr-4081	429	7	students	student	NOUN
fsr-4081	429	8	at	at	ADP
fsr-4081	429	9	the	the	DET
fsr-4081	429	10	beginning	beginning	NOUN
fsr-4081	429	11	of	of	ADP
fsr-4081	429	12	each	each	DET
fsr-4081	429	13	semester	semester	NOUN
fsr-4081	429	14	.	.	PUNCT
fsr-4081	430	1	then	then	ADV
fsr-4081	430	2	the	the	DET
fsr-4081	430	3	student	student	NOUN
fsr-4081	430	4	needs	need	VERB
fsr-4081	430	5	to	to	PART
fsr-4081	430	6	be	be	AUX
fsr-4081	430	7	certain	certain	ADJ
fsr-4081	430	8	the	the	DET
fsr-4081	430	9	money	money	NOUN
fsr-4081	430	10	given	give	VERB
fsr-4081	430	11	to	to	ADP
fsr-4081	430	12	them	they	PRON
fsr-4081	430	13	plus	plus	CCONJ
fsr-4081	430	14	any	any	DET
fsr-4081	430	15	money	money	NOUN
fsr-4081	430	16	earned	earn	VERB
fsr-4081	430	17	lasts	last	NOUN
fsr-4081	430	18	until	until	ADP
fsr-4081	430	19	the	the	DET
fsr-4081	430	20	end	end	NOUN
fsr-4081	430	21	of	of	ADP
fsr-4081	430	22	the	the	DET
fsr-4081	430	23	semester	semester	NOUN
fsr-4081	430	24	,	,	PUNCT
fsr-4081	430	25	including	include	VERB
fsr-4081	430	26	transportation	transportation	NOUN
fsr-4081	430	27	.	.	PUNCT
fsr-4081	431	1	an	an	DET
fsr-4081	431	2	increasing	increase	VERB
fsr-4081	431	3	number	number	NOUN
fsr-4081	431	4	of	of	ADP
fsr-4081	431	5	students	student	NOUN
fsr-4081	431	6	face	face	VERB
fsr-4081	431	7	food	food	NOUN
fsr-4081	431	8	insecurity	insecurity	NOUN
fsr-4081	431	9	because	because	SCONJ
fsr-4081	431	10	of	of	ADP
fsr-4081	431	11	lack	lack	NOUN
fsr-4081	431	12	of	of	ADP
fsr-4081	431	13	resources	resource	NOUN
fsr-4081	431	14	to	to	PART
fsr-4081	431	15	buy	buy	VERB
fsr-4081	431	16	food	food	NOUN
fsr-4081	431	17	and	and	CCONJ
fsr-4081	431	18	pay	pay	VERB
fsr-4081	431	19	for	for	ADP
fsr-4081	431	20	their	their	PRON
fsr-4081	431	21	other	other	ADJ
fsr-4081	431	22	expenses	expense	NOUN
fsr-4081	431	23	(	(	PUNCT
fsr-4081	431	24	ellison	ellison	PROPN
fsr-4081	431	25	et	et	PROPN
fsr-4081	431	26	al	al	PROPN
fsr-4081	431	27	.	.	PROPN
fsr-4081	431	28	,	,	PUNCT
fsr-4081	431	29	2021	2021	NUM
fsr-4081	431	30	;	;	PUNCT
fsr-4081	431	31	richards	richard	NOUN
fsr-4081	431	32	et	et	PROPN
fsr-4081	431	33	al	al	PROPN
fsr-4081	431	34	.	.	PROPN
fsr-4081	431	35	,	,	PUNCT
fsr-4081	431	36	2023	2023	NUM
fsr-4081	431	37	)	)	PUNCT
fsr-4081	431	38	.	.	PUNCT
fsr-4081	432	1	additionally	additionally	ADV
fsr-4081	432	2	,	,	PUNCT
fsr-4081	432	3	if	if	SCONJ
fsr-4081	432	4	a	a	DET
fsr-4081	432	5	student	student	NOUN
fsr-4081	432	6	drops	drop	VERB
fsr-4081	432	7	out	out	ADP
fsr-4081	432	8	of	of	ADP
fsr-4081	432	9	school	school	NOUN
fsr-4081	432	10	before	before	ADP
fsr-4081	432	11	earning	earn	VERB
fsr-4081	432	12	a	a	DET
fsr-4081	432	13	bachelor	bachelor	NOUN
fsr-4081	432	14	’s	’s	PART
fsr-4081	432	15	degree	degree	NOUN
fsr-4081	432	16	,	,	PUNCT
fsr-4081	432	17	then	then	ADV
fsr-4081	432	18	the	the	DET
fsr-4081	432	19	average	average	ADJ
fsr-4081	432	20	income	income	NOUN
fsr-4081	432	21	for	for	ADP
fsr-4081	432	22	that	that	DET
fsr-4081	432	23	student	student	NOUN
fsr-4081	432	24	is	be	AUX
fsr-4081	432	25	not	not	PART
fsr-4081	432	26	likely	likely	ADJ
fsr-4081	432	27	to	to	PART
fsr-4081	432	28	increase	increase	VERB
fsr-4081	432	29	compared	compare	VERB
fsr-4081	432	30	to	to	ADP
fsr-4081	432	31	students	student	NOUN
fsr-4081	432	32	who	who	PRON
fsr-4081	432	33	earn	earn	VERB
fsr-4081	432	34	a	a	DET
fsr-4081	432	35	degree	degree	NOUN
fsr-4081	432	36	.	.	PUNCT
fsr-4081	433	1	also	also	ADV
fsr-4081	433	2	,	,	PUNCT
fsr-4081	433	3	the	the	DET
fsr-4081	433	4	student	student	NOUN
fsr-4081	433	5	will	will	AUX
fsr-4081	433	6	have	have	VERB
fsr-4081	433	7	the	the	DET
fsr-4081	433	8	additional	additional	ADJ
fsr-4081	433	9	burden	burden	NOUN
fsr-4081	433	10	of	of	ADP
fsr-4081	433	11	student	student	NOUN
fsr-4081	433	12	loan	loan	NOUN
fsr-4081	433	13	debt	debt	NOUN
fsr-4081	433	14	repayment	repayment	NOUN
fsr-4081	433	15	.	.	PUNCT
fsr-4081	434	1	the	the	DET
fsr-4081	434	2	report	report	NOUN
fsr-4081	434	3	on	on	ADP
fsr-4081	434	4	the	the	DET
fsr-4081	434	5	condition	condition	NOUN
fsr-4081	434	6	of	of	ADP
fsr-4081	434	7	education	education	NOUN
fsr-4081	434	8	2021	2021	NUM
fsr-4081	434	9	,	,	PUNCT
fsr-4081	434	10	by	by	ADP
fsr-4081	434	11	the	the	DET
fsr-4081	434	12	u.	u.	PROPN
fsr-4081	434	13	s.	s.	PROPN
fsr-4081	434	14	department	department	PROPN
fsr-4081	434	15	of	of	ADP
fsr-4081	434	16	education	education	PROPN
fsr-4081	434	17	,	,	PUNCT
fsr-4081	434	18	shows	show	VERB
fsr-4081	434	19	average	average	ADJ
fsr-4081	434	20	salaries	salary	NOUN
fsr-4081	434	21	of	of	ADP
fsr-4081	434	22	students	student	NOUN
fsr-4081	434	23	graduating	graduate	VERB
fsr-4081	434	24	with	with	ADP
fsr-4081	434	25	an	an	DET
fsr-4081	434	26	associate	associate	NOUN
fsr-4081	434	27	’s	’s	PART
fsr-4081	434	28	degree	degree	NOUN
fsr-4081	434	29	or	or	CCONJ
fsr-4081	434	30	some	some	DET
fsr-4081	434	31	college	college	NOUN
fsr-4081	434	32	earn	earn	VERB
fsr-4081	434	33	an	an	DET
fsr-4081	434	34	average	average	NOUN
fsr-4081	434	35	of	of	ADP
fsr-4081	434	36	$	$	SYM
fsr-4081	434	37	39,000	39,000	NUM
fsr-4081	434	38	per	per	ADP
fsr-4081	434	39	year	year	NOUN
fsr-4081	434	40	,	,	PUNCT
fsr-4081	434	41	a	a	DET
fsr-4081	434	42	little	little	ADJ
fsr-4081	434	43	more	more	ADJ
fsr-4081	434	44	than	than	ADP
fsr-4081	434	45	the	the	DET
fsr-4081	434	46	average	average	ADJ
fsr-4081	434	47	high	high	ADJ
fsr-4081	434	48	school	school	NOUN
fsr-4081	434	49	graduate	graduate	NOUN
fsr-4081	434	50	with	with	ADP
fsr-4081	434	51	average	average	ADJ
fsr-4081	434	52	earnings	earning	NOUN
fsr-4081	434	53	of	of	ADP
fsr-4081	434	54	$	$	SYM
fsr-4081	434	55	35,000	35,000	NUM
fsr-4081	434	56	per	per	ADP
fsr-4081	434	57	year	year	NOUN
fsr-4081	434	58	.	.	PUNCT
fsr-4081	435	1	however	however	ADV
fsr-4081	435	2	,	,	PUNCT
fsr-4081	435	3	the	the	DET
fsr-4081	435	4	report	report	NOUN
fsr-4081	435	5	shows	show	VERB
fsr-4081	435	6	the	the	DET
fsr-4081	435	7	average	average	ADJ
fsr-4081	435	8	person	person	NOUN
fsr-4081	435	9	with	with	ADP
fsr-4081	435	10	a	a	DET
fsr-4081	435	11	bachelor	bachelor	NOUN
fsr-4081	435	12	’s	’s	NOUN
fsr-4081	435	13	degree	degree	NOUN
fsr-4081	435	14	earns	earn	VERB
fsr-4081	435	15	$	$	SYM
fsr-4081	435	16	55,700	55,700	NUM
fsr-4081	435	17	per	per	ADP
fsr-4081	435	18	year	year	NOUN
fsr-4081	435	19	(	(	PUNCT
fsr-4081	435	20	u.s	u.s	PROPN
fsr-4081	435	21	.	.	PROPN
fsr-4081	435	22	department	department	PROPN
fsr-4081	435	23	of	of	ADP
fsr-4081	435	24	commerce	commerce	PROPN
fsr-4081	435	25	,	,	PUNCT
fsr-4081	435	26	2020	2020	NUM
fsr-4081	435	27	)	)	PUNCT
fsr-4081	435	28	.	.	PUNCT
fsr-4081	436	1	this	this	DET
fsr-4081	436	2	worst	bad	ADJ
fsr-4081	436	3	-	-	PUNCT
fsr-4081	436	4	case	case	NOUN
fsr-4081	436	5	scenario	scenario	NOUN
fsr-4081	436	6	is	be	AUX
fsr-4081	436	7	happening	happen	VERB
fsr-4081	436	8	often	often	ADV
fsr-4081	436	9	with	with	ADP
fsr-4081	436	10	the	the	DET
fsr-4081	436	11	u.	u.	PROPN
fsr-4081	436	12	s.	s.	PROPN
fsr-4081	436	13	department	department	PROPN
fsr-4081	436	14	of	of	ADP
fsr-4081	436	15	education	education	PROPN
fsr-4081	436	16	reporting	report	VERB
fsr-4081	436	17	the	the	DET
fsr-4081	436	18	average	average	ADJ
fsr-4081	436	19	six	six	NUM
fsr-4081	436	20	-	-	PUNCT
fsr-4081	436	21	year	year	NOUN
fsr-4081	436	22	completion	completion	NOUN
fsr-4081	436	23	rate	rate	NOUN
fsr-4081	436	24	for	for	ADP
fsr-4081	436	25	a	a	DET
fsr-4081	436	26	bachelor	bachelor	NOUN
fsr-4081	436	27	’s	’s	PART
fsr-4081	436	28	degree	degree	NOUN
fsr-4081	436	29	to	to	PART
fsr-4081	436	30	be	be	AUX
fsr-4081	436	31	64	64	NUM
fsr-4081	436	32	%	%	NOUN
fsr-4081	436	33	in	in	ADP
fsr-4081	436	34	2020	2020	NUM
fsr-4081	436	35	,	,	PUNCT
fsr-4081	436	36	and	and	CCONJ
fsr-4081	436	37	four	four	NUM
fsr-4081	436	38	-	-	PUNCT
fsr-4081	436	39	year	year	NOUN
fsr-4081	436	40	completion	completion	NOUN
fsr-4081	436	41	rates	rate	NOUN
fsr-4081	436	42	much	much	ADV
fsr-4081	436	43	lower	lower	ADV
fsr-4081	436	44	(	(	PUNCT
fsr-4081	436	45	u.	u.	PROPN
fsr-4081	436	46	s.	s.	PROPN
fsr-4081	436	47	department	department	PROPN
fsr-4081	436	48	of	of	ADP
fsr-4081	436	49	education	education	NOUN
fsr-4081	436	50	,	,	PUNCT
fsr-4081	436	51	2021	2021	NUM
fsr-4081	436	52	)	)	PUNCT
fsr-4081	436	53	.	.	PUNCT
fsr-4081	437	1	it	it	PRON
fsr-4081	437	2	should	should	AUX
fsr-4081	437	3	come	come	VERB
fsr-4081	437	4	as	as	ADP
fsr-4081	437	5	no	no	DET
fsr-4081	437	6	surprise	surprise	NOUN
fsr-4081	437	7	that	that	SCONJ
fsr-4081	437	8	potential	potential	ADJ
fsr-4081	437	9	students	student	NOUN
fsr-4081	437	10	are	be	AUX
fsr-4081	437	11	hesitant	hesitant	ADJ
fsr-4081	437	12	about	about	ADP
fsr-4081	437	13	starting	start	VERB
fsr-4081	437	14	college	college	NOUN
fsr-4081	437	15	after	after	ADP
fsr-4081	437	16	high	high	ADJ
fsr-4081	437	17	school	school	NOUN
fsr-4081	437	18	and	and	CCONJ
fsr-4081	437	19	many	many	ADJ
fsr-4081	437	20	question	question	VERB
fsr-4081	437	21	the	the	DET
fsr-4081	437	22	value	value	NOUN
fsr-4081	437	23	of	of	ADP
fsr-4081	437	24	a	a	DET
fsr-4081	437	25	college	college	NOUN
fsr-4081	437	26	degree	degree	NOUN
fsr-4081	437	27	.	.	PUNCT
fsr-4081	438	1	universities	university	NOUN
fsr-4081	438	2	need	need	VERB
fsr-4081	438	3	to	to	PART
fsr-4081	438	4	consider	consider	VERB
fsr-4081	438	5	making	make	VERB
fsr-4081	438	6	changes	change	NOUN
fsr-4081	438	7	in	in	ADP
fsr-4081	438	8	response	response	NOUN
fsr-4081	438	9	to	to	ADP
fsr-4081	438	10	these	these	DET
fsr-4081	438	11	trends	trend	NOUN
fsr-4081	438	12	.	.	PUNCT
fsr-4081	439	1	it	it	PRON
fsr-4081	439	2	is	be	AUX
fsr-4081	439	3	possible	possible	ADJ
fsr-4081	439	4	that	that	SCONJ
fsr-4081	439	5	one	one	NUM
fsr-4081	439	6	of	of	ADP
fsr-4081	439	7	the	the	DET
fsr-4081	439	8	best	good	ADJ
fsr-4081	439	9	changes	change	NOUN
fsr-4081	439	10	that	that	PRON
fsr-4081	439	11	can	can	AUX
fsr-4081	439	12	be	be	AUX
fsr-4081	439	13	made	make	VERB
fsr-4081	439	14	is	be	AUX
fsr-4081	439	15	how	how	SCONJ
fsr-4081	439	16	we	we	PRON
fsr-4081	439	17	teach	teach	VERB
fsr-4081	439	18	financial	financial	ADJ
fsr-4081	439	19	management	management	NOUN
fsr-4081	439	20	skills	skill	NOUN
fsr-4081	439	21	and	and	CCONJ
fsr-4081	439	22	teaching	teach	VERB
fsr-4081	439	23	these	these	DET
fsr-4081	439	24	skills	skill	NOUN
fsr-4081	439	25	to	to	ADP
fsr-4081	439	26	all	all	DET
fsr-4081	439	27	students	student	NOUN
fsr-4081	439	28	.	.	PUNCT
fsr-4081	440	1	learning	learn	VERB
fsr-4081	440	2	these	these	DET
fsr-4081	440	3	new	new	ADJ
fsr-4081	440	4	skills	skill	NOUN
fsr-4081	440	5	is	be	AUX
fsr-4081	440	6	an	an	DET
fsr-4081	440	7	essential	essential	ADJ
fsr-4081	440	8	part	part	NOUN
fsr-4081	440	9	of	of	ADP
fsr-4081	440	10	the	the	DET
fsr-4081	440	11	maturation	maturation	NOUN
fsr-4081	440	12	process	process	NOUN
fsr-4081	440	13	and	and	CCONJ
fsr-4081	440	14	transition	transition	NOUN
fsr-4081	440	15	into	into	ADP
fsr-4081	440	16	adulthood	adulthood	NOUN
fsr-4081	440	17	(	(	PUNCT
fsr-4081	440	18	chatterjee	chatterjee	PROPN
fsr-4081	440	19	et	et	PROPN
fsr-4081	440	20	al	al	PROPN
fsr-4081	440	21	.	.	PROPN
fsr-4081	440	22	,	,	PUNCT
fsr-4081	440	23	2021	2021	NUM
fsr-4081	440	24	)	)	PUNCT
fsr-4081	440	25	.	.	PUNCT
fsr-4081	441	1	references	reference	NOUN
fsr-4081	441	2	alamri	alamri	VERB
fsr-4081	441	3	,	,	PUNCT
fsr-4081	441	4	h.	h.	PROPN
fsr-4081	441	5	,	,	PUNCT
fsr-4081	441	6	lowell	lowell	PROPN
fsr-4081	441	7	,	,	PUNCT
fsr-4081	441	8	v.	v.	PROPN
fsr-4081	441	9	,	,	PUNCT
fsr-4081	441	10	watson	watson	PROPN
fsr-4081	441	11	,	,	PUNCT
fsr-4081	441	12	w.	w.	PROPN
fsr-4081	441	13	,	,	PUNCT
fsr-4081	441	14	&	&	CCONJ
fsr-4081	441	15	watson	watson	PROPN
fsr-4081	441	16	,	,	PUNCT
fsr-4081	441	17	s.	s.	PROPN
fsr-4081	441	18	l.	l.	PROPN
fsr-4081	441	19	(	(	PUNCT
fsr-4081	441	20	2020	2020	NUM
fsr-4081	441	21	)	)	PUNCT
fsr-4081	441	22	.	.	PUNCT
fsr-4081	442	1	using	use	VERB
fsr-4081	442	2	personalized	personalized	ADJ
fsr-4081	442	3	learning	learning	NOUN
fsr-4081	442	4	as	as	ADP
fsr-4081	442	5	an	an	DET
fsr-4081	442	6	instructional	instructional	ADJ
fsr-4081	442	7	approach	approach	NOUN
fsr-4081	442	8	to	to	PART
fsr-4081	442	9	motivate	motivate	VERB
fsr-4081	442	10	learners	learner	NOUN
fsr-4081	442	11	in	in	ADP
fsr-4081	442	12	online	online	ADJ
fsr-4081	442	13	higher	high	ADJ
fsr-4081	442	14	education	education	NOUN
fsr-4081	442	15	:	:	PUNCT
fsr-4081	442	16	learner	learner	NOUN
fsr-4081	442	17	self	self	NOUN
fsr-4081	442	18	-	-	PUNCT
fsr-4081	442	19	determination	determination	NOUN
fsr-4081	442	20	and	and	CCONJ
fsr-4081	442	21	intrinsic	intrinsic	ADJ
fsr-4081	442	22	motivation	motivation	NOUN
fsr-4081	442	23	.	.	PUNCT
fsr-4081	443	1	journal	journal	NOUN
fsr-4081	443	2	of	of	ADP
fsr-4081	443	3	research	research	NOUN
fsr-4081	443	4	on	on	ADP
fsr-4081	443	5	technology	technology	NOUN
fsr-4081	443	6	in	in	ADP
fsr-4081	443	7	education	education	NOUN
fsr-4081	443	8	,	,	PUNCT
fsr-4081	443	9	52(3	52(3	NOUN
fsr-4081	443	10	)	)	PUNCT
fsr-4081	443	11	,	,	PUNCT
fsr-4081	443	12	322	322	NUM
fsr-4081	443	13	–	–	PUNCT
fsr-4081	443	14	352	352	NUM
fsr-4081	443	15	.	.	PUNCT
fsr-4081	443	16	https://doi.org/10.1080/15391523.2020	https://doi.org/10.1080/15391523.2020	PROPN
fsr-4081	443	17	.	.	PUNCT
fsr-4081	444	1	1728449	1728449	NUM
fsr-4081	444	2	augustin	augustin	PROPN
fsr-4081	444	3	,	,	PUNCT
fsr-4081	444	4	l.	l.	PROPN
fsr-4081	444	5	a.	a.	PROPN
fsr-4081	444	6	v.	v.	PROPN
fsr-4081	444	7	,	,	PUNCT
fsr-4081	444	8	&	&	CCONJ
fsr-4081	444	9	martin	martin	PROPN
fsr-4081	444	10	,	,	PUNCT
fsr-4081	444	11	t.	t.	PROPN
fsr-4081	444	12	k.	k.	PROPN
fsr-4081	444	13	(	(	PUNCT
fsr-4081	444	14	2023	2023	NUM
fsr-4081	444	15	)	)	PUNCT
fsr-4081	444	16	.	.	PUNCT
fsr-4081	445	1	timing	timing	NOUN
fsr-4081	445	2	and	and	CCONJ
fsr-4081	445	3	frequency	frequency	NOUN
fsr-4081	445	4	of	of	ADP
fsr-4081	445	5	financial	financial	ADJ
fsr-4081	445	6	education	education	NOUN
fsr-4081	445	7	and	and	CCONJ
fsr-4081	445	8	positive	positive	ADJ
fsr-4081	445	9	financial	financial	ADJ
fsr-4081	445	10	behaviors	behavior	NOUN
fsr-4081	445	11	.	.	PUNCT
fsr-4081	446	1	financial	financial	ADJ
fsr-4081	446	2	services	service	NOUN
fsr-4081	446	3	review	review	PROPN
fsr-4081	446	4	,	,	PUNCT
fsr-4081	446	5	31(2	31(2	NUM
fsr-4081	446	6	)	)	PUNCT
fsr-4081	446	7	,	,	PUNCT
fsr-4081	446	8	151–167	151–167	NUM
fsr-4081	446	9	.	.	PUNCT
fsr-4081	447	1	https://doi.org/10.61190/fsr.v31i2/3.353	https://doi.org/10.61190/fsr.v31i2/3.353	PROPN
fsr-4081	447	2	2	2	NUM
fsr-4081	447	3	bartholomae	bartholomae	NOUN
fsr-4081	447	4	,	,	PUNCT
fsr-4081	447	5	s.	s.	PROPN
fsr-4081	447	6	,	,	PUNCT
fsr-4081	447	7	&	&	CCONJ
fsr-4081	447	8	fox	fox	PROPN
fsr-4081	447	9	,	,	PUNCT
fsr-4081	447	10	j.	j.	PROPN
fsr-4081	447	11	(	(	PUNCT
fsr-4081	447	12	2021	2021	NUM
fsr-4081	447	13	)	)	PUNCT
fsr-4081	447	14	.	.	PUNCT
fsr-4081	448	1	a	a	DET
fsr-4081	448	2	decade	decade	NOUN
fsr-4081	448	3	review	review	NOUN
fsr-4081	448	4	of	of	ADP
fsr-4081	448	5	research	research	NOUN
fsr-4081	448	6	on	on	ADP
fsr-4081	448	7	college	college	NOUN
fsr-4081	448	8	student	student	NOUN
fsr-4081	448	9	financial	financial	ADJ
fsr-4081	448	10	behavior	behavior	NOUN
fsr-4081	448	11	and	and	CCONJ
fsr-4081	448	12	well	well	ADV
fsr-4081	448	13	-	-	PUNCT
fsr-4081	448	14	being	being	NOUN
fsr-4081	448	15	.	.	PUNCT
fsr-4081	449	1	journal	journal	PROPN
fsr-4081	449	2	of	of	ADP
fsr-4081	449	3	family	family	NOUN
fsr-4081	449	4	and	and	CCONJ
fsr-4081	449	5	economic	economic	ADJ
fsr-4081	449	6	issues	issue	NOUN
fsr-4081	449	7	,	,	PUNCT
fsr-4081	449	8	42(1	42(1	NOUN
fsr-4081	449	9	)	)	PUNCT
fsr-4081	449	10	,	,	PUNCT
fsr-4081	449	11	154–177	154–177	NUM
fsr-4081	449	12	.	.	PUNCT
fsr-4081	450	1	https://doi.org/10.1007/s10834-02109756-6	https://doi.org/10.1007/s10834-02109756-6	PROPN
fsr-4081	450	2	brown	brown	PROPN
fsr-4081	450	3	,	,	PUNCT
fsr-4081	450	4	b.	b.	PROPN
fsr-4081	450	5	(	(	PUNCT
fsr-4081	450	6	2018	2018	NUM
fsr-4081	450	7	)	)	PUNCT
fsr-4081	450	8	.	.	PUNCT
fsr-4081	451	1	dare	dare	VERB
fsr-4081	451	2	to	to	PART
fsr-4081	451	3	lead	lead	VERB
fsr-4081	451	4	:	:	PUNCT
fsr-4081	451	5	brave	brave	ADJ
fsr-4081	451	6	work	work	NOUN
fsr-4081	451	7	,	,	PUNCT
fsr-4081	451	8	tough	tough	ADJ
fsr-4081	451	9	conversations	conversation	NOUN
fsr-4081	451	10	,	,	PUNCT
fsr-4081	451	11	whole	whole	ADJ
fsr-4081	451	12	hearts	heart	NOUN
fsr-4081	451	13	.	.	PUNCT
fsr-4081	452	1	random	random	ADJ
fsr-4081	452	2	house	house	NOUN
fsr-4081	452	3	.	.	PUNCT
fsr-4081	453	1	chatterjee	chatterjee	PROPN
fsr-4081	453	2	,	,	PUNCT
fsr-4081	453	3	s.	s.	PROPN
fsr-4081	453	4	,	,	PUNCT
fsr-4081	453	5	kim	kim	PROPN
fsr-4081	453	6	,	,	PUNCT
fsr-4081	453	7	j.	j.	PROPN
fsr-4081	453	8	,	,	PUNCT
fsr-4081	453	9	&	&	CCONJ
fsr-4081	453	10	chung	chung	PROPN
fsr-4081	453	11	,	,	PUNCT
fsr-4081	453	12	s.	s.	PROPN
fsr-4081	453	13	(	(	PUNCT
fsr-4081	453	14	2021	2021	NUM
fsr-4081	453	15	)	)	PUNCT
fsr-4081	453	16	.	.	PUNCT
fsr-4081	454	1	emerging	emerge	VERB
fsr-4081	454	2	adulthood	adulthood	NOUN
fsr-4081	454	3	milestones	milestone	NOUN
fsr-4081	454	4	,	,	PUNCT
fsr-4081	454	5	perceived	perceive	VERB
fsr-4081	454	6	capability	capability	NOUN
fsr-4081	454	7	,	,	PUNCT
fsr-4081	454	8	and	and	CCONJ
fsr-4081	454	9	psychological	psychological	ADJ
fsr-4081	454	10	well	well	ADV
fsr-4081	454	11	-	-	PUNCT
fsr-4081	454	12	being	being	NOUN
fsr-4081	454	13	while	while	SCONJ
fsr-4081	454	14	transitioning	transition	VERB
fsr-4081	454	15	to	to	PART
fsr-4081	454	16	adulthood	adulthood	VERB
fsr-4081	454	17	:	:	PUNCT
fsr-4081	454	18	evidence	evidence	NOUN
fsr-4081	454	19	from	from	ADP
fsr-4081	454	20	a	a	DET
fsr-4081	454	21	national	national	ADJ
fsr-4081	454	22	study	study	NOUN
fsr-4081	454	23	.	.	PUNCT
fsr-4081	455	1	financial	financial	ADJ
fsr-4081	455	2	planning	planning	PROPN
fsr-4081	455	3	review	review	NOUN
fsr-4081	455	4	,	,	PUNCT
fsr-4081	455	5	4(4	4(4	NUM
fsr-4081	455	6	)	)	PUNCT
fsr-4081	455	7	,	,	PUNCT
fsr-4081	455	8	e1132	e1132	PROPN
fsr-4081	455	9	.	.	PUNCT
fsr-4081	455	10	https://doi.org/10.1002/cfp2.1132	https://doi.org/10.1002/cfp2.1132	VERB
fsr-4081	455	11	clear	clear	ADJ
fsr-4081	455	12	,	,	PUNCT
fsr-4081	455	13	j.	j.	PROPN
fsr-4081	455	14	(	(	PUNCT
fsr-4081	455	15	2018	2018	NUM
fsr-4081	455	16	)	)	PUNCT
fsr-4081	455	17	.	.	PUNCT
fsr-4081	456	1	atomic	atomic	ADJ
fsr-4081	456	2	habits	habit	NOUN
fsr-4081	456	3	:	:	PUNCT
fsr-4081	456	4	an	an	DET
fsr-4081	456	5	easy	easy	ADJ
fsr-4081	456	6	&	&	CCONJ
fsr-4081	456	7	proven	prove	VERB
fsr-4081	456	8	way	way	NOUN
fsr-4081	456	9	to	to	PART
fsr-4081	456	10	build	build	VERB
fsr-4081	456	11	good	good	ADJ
fsr-4081	456	12	habits	habit	NOUN
fsr-4081	456	13	&	&	CCONJ
fsr-4081	456	14	break	break	VERB
fsr-4081	456	15	bad	bad	ADJ
fsr-4081	456	16	ones	one	NOUN
fsr-4081	456	17	.	.	PUNCT
fsr-4081	457	1	avery	avery	PROPN
fsr-4081	457	2	.	.	PUNCT
fsr-4081	458	1	https://doi.org/10.1080/15391523.2020.1728449	https://doi.org/10.1080/15391523.2020.1728449	PROPN
fsr-4081	458	2	https://doi.org/10.1080/15391523.2020.1728449	https://doi.org/10.1080/15391523.2020.1728449	PROPN
fsr-4081	458	3	https://doi.org/10.61190/fsr.v31i2/3.3532	https://doi.org/10.61190/fsr.v31i2/3.3532	PROPN
fsr-4081	458	4	https://doi.org/10.61190/fsr.v31i2/3.3532	https://doi.org/10.61190/fsr.v31i2/3.3532	NOUN
fsr-4081	458	5	https://doi.org/10.1007/s10834-021-09756-6	https://doi.org/10.1007/s10834-021-09756-6	NUM
fsr-4081	458	6	https://doi.org/10.1007/s10834-021-09756-6	https://doi.org/10.1007/s10834-021-09756-6	PROPN
fsr-4081	458	7	https://doi.org/10.1002/cfp2.1132	https://doi.org/10.1002/cfp2.1132	VERB
fsr-4081	458	8	griesdorn	griesdorn	VERB
fsr-4081	458	9	&	&	CCONJ
fsr-4081	458	10	devaney	devaney	PROPN
fsr-4081	458	11	85	85	NUM
fsr-4081	458	12	duckworth	duckworth	NOUN
fsr-4081	458	13	,	,	PUNCT
fsr-4081	458	14	a.	a.	NOUN
fsr-4081	458	15	(	(	PUNCT
fsr-4081	458	16	2016	2016	NUM
fsr-4081	458	17	)	)	PUNCT
fsr-4081	458	18	.	.	PUNCT
fsr-4081	459	1	grit	grit	NOUN
fsr-4081	459	2	:	:	PUNCT
fsr-4081	459	3	the	the	DET
fsr-4081	459	4	power	power	NOUN
fsr-4081	459	5	of	of	ADP
fsr-4081	459	6	passion	passion	NOUN
fsr-4081	459	7	and	and	CCONJ
fsr-4081	459	8	perseverance	perseverance	NOUN
fsr-4081	459	9	.	.	PUNCT
fsr-4081	460	1	scribner	scribner	PROPN
fsr-4081	460	2	.	.	PROPN
fsr-4081	460	3	dweck	dweck	PROPN
fsr-4081	460	4	,	,	PUNCT
fsr-4081	460	5	c.	c.	PROPN
fsr-4081	460	6	s.	s.	PROPN
fsr-4081	460	7	(	(	PUNCT
fsr-4081	460	8	2016	2016	NUM
fsr-4081	460	9	)	)	PUNCT
fsr-4081	460	10	.	.	PUNCT
fsr-4081	461	1	mindset	mindset	NOUN
fsr-4081	461	2	:	:	PUNCT
fsr-4081	461	3	the	the	DET
fsr-4081	461	4	new	new	ADJ
fsr-4081	461	5	psychology	psychology	NOUN
fsr-4081	461	6	of	of	ADP
fsr-4081	461	7	success	success	NOUN
fsr-4081	461	8	.	.	PUNCT
fsr-4081	462	1	random	random	ADJ
fsr-4081	462	2	house	house	NOUN
fsr-4081	462	3	.	.	PUNCT
fsr-4081	463	1	ellison	ellison	PROPN
fsr-4081	463	2	,	,	PUNCT
fsr-4081	463	3	b.	b.	PROPN
fsr-4081	463	4	,	,	PUNCT
fsr-4081	463	5	bruening	bruening	NOUN
fsr-4081	463	6	,	,	PUNCT
fsr-4081	463	7	m.	m.	NOUN
fsr-4081	463	8	,	,	PUNCT
fsr-4081	463	9	hruschka	hruschka	PROPN
fsr-4081	463	10	,	,	PUNCT
fsr-4081	463	11	d.	d.	PROPN
fsr-4081	463	12	j.	j.	PROPN
fsr-4081	463	13	,	,	PUNCT
fsr-4081	463	14	nikolaus	nikolaus	PROPN
fsr-4081	463	15	,	,	PUNCT
fsr-4081	463	16	c.	c.	PROPN
fsr-4081	463	17	j.	j.	PROPN
fsr-4081	463	18	,	,	PUNCT
fsr-4081	463	19	woerden	woerden	PROPN
fsr-4081	463	20	,	,	PUNCT
fsr-4081	463	21	i.	i.	PROPN
fsr-4081	463	22	v.	v.	PROPN
fsr-4081	463	23	,	,	PUNCT
fsr-4081	463	24	rabbitt	rabbitt	NOUN
fsr-4081	463	25	,	,	PUNCT
fsr-4081	463	26	m.	m.	NOUN
fsr-4081	463	27	p.	p.	PROPN
fsr-4081	463	28	,	,	PUNCT
fsr-4081	463	29	&	&	CCONJ
fsr-4081	463	30	nickols	nickols	PROPN
fsr-4081	463	31	-	-	PUNCT
fsr-4081	463	32	richardson	richardson	PROPN
fsr-4081	463	33	,	,	PUNCT
fsr-4081	463	34	s.	s.	PROPN
fsr-4081	463	35	m.	m.	PROPN
fsr-4081	463	36	(	(	PUNCT
fsr-4081	463	37	2021	2021	NUM
fsr-4081	463	38	)	)	PUNCT
fsr-4081	463	39	.	.	PUNCT
fsr-4081	464	1	viewpoint	viewpoint	NOUN
fsr-4081	464	2	:	:	PUNCT
fsr-4081	465	1	food	food	NOUN
fsr-4081	465	2	insecurity	insecurity	NOUN
fsr-4081	465	3	among	among	ADP
fsr-4081	465	4	college	college	NOUN
fsr-4081	465	5	students	student	NOUN
fsr-4081	465	6	:	:	PUNCT
fsr-4081	465	7	a	a	DET
fsr-4081	465	8	case	case	NOUN
fsr-4081	465	9	for	for	ADP
fsr-4081	465	10	consistent	consistent	ADJ
fsr-4081	465	11	and	and	CCONJ
fsr-4081	465	12	comparable	comparable	ADJ
fsr-4081	465	13	measurement	measurement	NOUN
fsr-4081	465	14	.	.	PUNCT
fsr-4081	466	1	food	food	NOUN
fsr-4081	466	2	policy	policy	NOUN
fsr-4081	466	3	,	,	PUNCT
fsr-4081	466	4	101	101	NUM
fsr-4081	466	5	,	,	PUNCT
fsr-4081	466	6	article	article	NOUN
fsr-4081	466	7	102031	102031	NUM
fsr-4081	466	8	.	.	PUNCT
fsr-4081	467	1	https://doi.org/10.1016/j.foodpol.2021.1	https://doi.org/10.1016/j.foodpol.2021.1	NUM
fsr-4081	467	2	02031	02031	NUM
fsr-4081	467	3	financial	financial	ADJ
fsr-4081	467	4	literacy	literacy	NOUN
fsr-4081	467	5	and	and	CCONJ
fsr-4081	467	6	education	education	NOUN
fsr-4081	467	7	commission	commission	NOUN
fsr-4081	467	8	.	.	PUNCT
fsr-4081	468	1	(	(	PUNCT
fsr-4081	468	2	2006	2006	NUM
fsr-4081	468	3	)	)	PUNCT
fsr-4081	468	4	.	.	PUNCT
fsr-4081	469	1	taking	take	VERB
fsr-4081	469	2	ownership	ownership	NOUN
fsr-4081	469	3	of	of	ADP
fsr-4081	469	4	the	the	DET
fsr-4081	469	5	future	future	NOUN
fsr-4081	469	6	:	:	PUNCT
fsr-4081	469	7	the	the	DET
fsr-4081	469	8	national	national	ADJ
fsr-4081	469	9	strategy	strategy	NOUN
fsr-4081	469	10	for	for	ADP
fsr-4081	469	11	financial	financial	ADJ
fsr-4081	469	12	literacy	literacy	NOUN
fsr-4081	469	13	.	.	PUNCT
fsr-4081	470	1	u.s	u.s	PROPN
fsr-4081	470	2	.	.	PROPN
fsr-4081	470	3	department	department	PROPN
fsr-4081	470	4	of	of	ADP
fsr-4081	470	5	the	the	DET
fsr-4081	470	6	treasury	treasury	NOUN
fsr-4081	470	7	.	.	PUNCT
fsr-4081	471	1	https://files.eric.ed.gov/fulltext/ed4967	https://files.eric.ed.gov/fulltext/ed4967	PROPN
fsr-4081	472	1	20.pdf	20.pdf	PROPN
fsr-4081	472	2	fox	fox	PROPN
fsr-4081	472	3	,	,	PUNCT
fsr-4081	472	4	j.	j.	PROPN
fsr-4081	472	5	j.	j.	PROPN
fsr-4081	472	6	,	,	PUNCT
fsr-4081	472	7	bartholomae	bartholomae	PROPN
fsr-4081	472	8	,	,	PUNCT
fsr-4081	472	9	s.	s.	PROPN
fsr-4081	472	10	,	,	PUNCT
fsr-4081	472	11	&	&	CCONJ
fsr-4081	472	12	lee	lee	PROPN
fsr-4081	472	13	,	,	PUNCT
fsr-4081	472	14	j.	j.	PROPN
fsr-4081	472	15	(	(	PUNCT
fsr-4081	472	16	2005	2005	NUM
fsr-4081	472	17	)	)	PUNCT
fsr-4081	472	18	.	.	PUNCT
fsr-4081	473	1	building	build	VERB
fsr-4081	473	2	the	the	DET
fsr-4081	473	3	case	case	NOUN
fsr-4081	473	4	for	for	ADP
fsr-4081	473	5	financial	financial	ADJ
fsr-4081	473	6	education	education	NOUN
fsr-4081	473	7	.	.	PUNCT
fsr-4081	474	1	journal	journal	NOUN
fsr-4081	474	2	of	of	ADP
fsr-4081	474	3	consumer	consumer	NOUN
fsr-4081	474	4	affairs	affair	NOUN
fsr-4081	474	5	,	,	PUNCT
fsr-4081	474	6	39(1	39(1	NUM
fsr-4081	474	7	)	)	PUNCT
fsr-4081	474	8	,	,	PUNCT
fsr-4081	474	9	195	195	NUM
fsr-4081	474	10	–	–	SYM
fsr-4081	474	11	214	214	NUM
fsr-4081	474	12	.	.	PUNCT
fsr-4081	475	1	https://doi.org/10.1111/j.17456606.2005.00009.x	https://doi.org/10.1111/j.17456606.2005.00009.x	PROPN
fsr-4081	476	1	grable	grable	PROPN
fsr-4081	476	2	,	,	PUNCT
fsr-4081	476	3	j.	j.	PROPN
fsr-4081	476	4	e.	e.	PROPN
fsr-4081	476	5	,	,	PUNCT
fsr-4081	476	6	&	&	CCONJ
fsr-4081	476	7	goetz	goetz	PROPN
fsr-4081	476	8	,	,	PUNCT
fsr-4081	476	9	j.	j.	PROPN
fsr-4081	476	10	w.	w.	PROPN
fsr-4081	476	11	(	(	PUNCT
fsr-4081	476	12	2017	2017	NUM
fsr-4081	476	13	)	)	PUNCT
fsr-4081	476	14	.	.	PUNCT
fsr-4081	477	1	communication	communication	NOUN
fsr-4081	477	2	essentials	essential	NOUN
fsr-4081	477	3	for	for	ADP
fsr-4081	477	4	financial	financial	ADJ
fsr-4081	477	5	planners	planner	NOUN
fsr-4081	477	6	:	:	PUNCT
fsr-4081	477	7	strategies	strategy	NOUN
fsr-4081	477	8	and	and	CCONJ
fsr-4081	477	9	techniques	technique	NOUN
fsr-4081	477	10	.	.	PUNCT
fsr-4081	478	1	john	john	PROPN
fsr-4081	478	2	wiley	wiley	PROPN
fsr-4081	478	3	&	&	CCONJ
fsr-4081	478	4	sons	son	NOUN
fsr-4081	478	5	.	.	PUNCT
fsr-4081	479	1	kaplan	kaplan	PROPN
fsr-4081	479	2	,	,	PUNCT
fsr-4081	479	3	j.	j.	PROPN
fsr-4081	479	4	(	(	PUNCT
fsr-4081	479	5	2016	2016	NUM
fsr-4081	479	6	)	)	PUNCT
fsr-4081	479	7	.	.	PUNCT
fsr-4081	480	1	the	the	DET
fsr-4081	480	2	gratitude	gratitude	NOUN
fsr-4081	480	3	diaries	diary	NOUN
fsr-4081	480	4	:	:	PUNCT
fsr-4081	480	5	how	how	SCONJ
fsr-4081	480	6	a	a	DET
fsr-4081	480	7	year	year	NOUN
fsr-4081	480	8	looking	look	VERB
fsr-4081	480	9	on	on	ADP
fsr-4081	480	10	the	the	DET
fsr-4081	480	11	bright	bright	ADJ
fsr-4081	480	12	side	side	NOUN
fsr-4081	480	13	can	can	AUX
fsr-4081	480	14	transform	transform	VERB
fsr-4081	480	15	your	your	PRON
fsr-4081	480	16	life	life	NOUN
fsr-4081	480	17	.	.	PUNCT
fsr-4081	481	1	dutton	dutton	PROPN
fsr-4081	481	2	.	.	PUNCT
fsr-4081	482	1	luft	luft	PROPN
fsr-4081	482	2	,	,	PUNCT
fsr-4081	482	3	j.	j.	PROPN
fsr-4081	482	4	,	,	PUNCT
fsr-4081	482	5	&	&	CCONJ
fsr-4081	482	6	ingham	ingham	PROPN
fsr-4081	482	7	,	,	PUNCT
fsr-4081	482	8	h.	h.	PROPN
fsr-4081	482	9	(	(	PUNCT
fsr-4081	482	10	1955	1955	NUM
fsr-4081	482	11	)	)	PUNCT
fsr-4081	482	12	.	.	PUNCT
fsr-4081	483	1	the	the	DET
fsr-4081	483	2	johari	johari	ADJ
fsr-4081	483	3	window	window	NOUN
fsr-4081	483	4	:	:	PUNCT
fsr-4081	483	5	a	a	DET
fsr-4081	483	6	graphic	graphic	ADJ
fsr-4081	483	7	model	model	NOUN
fsr-4081	483	8	of	of	ADP
fsr-4081	483	9	interpersonal	interpersonal	ADJ
fsr-4081	483	10	awareness	awareness	NOUN
fsr-4081	483	11	.	.	PUNCT
fsr-4081	484	1	in	in	ADP
fsr-4081	484	2	proceedings	proceeding	NOUN
fsr-4081	484	3	of	of	ADP
fsr-4081	484	4	the	the	DET
fsr-4081	484	5	western	western	ADJ
fsr-4081	484	6	training	training	NOUN
fsr-4081	484	7	laboratory	laboratory	NOUN
fsr-4081	484	8	in	in	ADP
fsr-4081	484	9	group	group	NOUN
fsr-4081	484	10	development	development	NOUN
fsr-4081	484	11	.	.	PUNCT
fsr-4081	485	1	university	university	PROPN
fsr-4081	485	2	of	of	ADP
fsr-4081	485	3	california	california	PROPN
fsr-4081	485	4	,	,	PUNCT
fsr-4081	485	5	los	los	PROPN
fsr-4081	485	6	angeles	angeles	PROPN
fsr-4081	485	7	.	.	PUNCT
fsr-4081	486	1	nilson	nilson	PROPN
fsr-4081	486	2	,	,	PUNCT
fsr-4081	486	3	l.	l.	PROPN
fsr-4081	486	4	b.	b.	PROPN
fsr-4081	486	5	(	(	PUNCT
fsr-4081	486	6	2016	2016	NUM
fsr-4081	486	7	)	)	PUNCT
fsr-4081	486	8	.	.	PUNCT
fsr-4081	487	1	teaching	teach	VERB
fsr-4081	487	2	at	at	ADP
fsr-4081	487	3	its	its	PRON
fsr-4081	487	4	best	good	ADJ
fsr-4081	487	5	:	:	PUNCT
fsr-4081	487	6	a	a	DET
fsr-4081	487	7	research	research	NOUN
fsr-4081	487	8	-	-	PUNCT
fsr-4081	487	9	based	base	VERB
fsr-4081	487	10	resource	resource	NOUN
fsr-4081	487	11	for	for	ADP
fsr-4081	487	12	college	college	NOUN
fsr-4081	487	13	instructors	instructor	NOUN
fsr-4081	487	14	(	(	PUNCT
fsr-4081	487	15	4th	4th	ADJ
fsr-4081	487	16	ed	ed	NOUN
fsr-4081	487	17	.	.	PUNCT
fsr-4081	487	18	)	)	PUNCT
fsr-4081	487	19	.	.	PUNCT
fsr-4081	488	1	jossey	jossey	NOUN
fsr-4081	488	2	-	-	PUNCT
fsr-4081	488	3	bass	bass	NOUN
fsr-4081	488	4	.	.	PUNCT
fsr-4081	489	1	peng	peng	PROPN
fsr-4081	489	2	,	,	PUNCT
fsr-4081	489	3	t.	t.	PROPN
fsr-4081	489	4	c.	c.	PROPN
fsr-4081	489	5	m.	m.	PROPN
fsr-4081	489	6	,	,	PUNCT
fsr-4081	489	7	bartholomae	bartholomae	PROPN
fsr-4081	489	8	,	,	PUNCT
fsr-4081	489	9	s.	s.	PROPN
fsr-4081	489	10	,	,	PUNCT
fsr-4081	489	11	fox	fox	PROPN
fsr-4081	489	12	,	,	PUNCT
fsr-4081	489	13	j.	j.	PROPN
fsr-4081	489	14	j.	j.	PROPN
fsr-4081	489	15	,	,	PUNCT
fsr-4081	489	16	&	&	CCONJ
fsr-4081	489	17	cravener	cravener	PROPN
fsr-4081	489	18	,	,	PUNCT
fsr-4081	489	19	g.	g.	PROPN
fsr-4081	489	20	(	(	PUNCT
fsr-4081	489	21	2007	2007	NUM
fsr-4081	489	22	)	)	PUNCT
fsr-4081	489	23	.	.	PUNCT
fsr-4081	490	1	the	the	DET
fsr-4081	490	2	impact	impact	NOUN
fsr-4081	490	3	of	of	ADP
fsr-4081	490	4	personal	personal	ADJ
fsr-4081	490	5	finance	finance	NOUN
fsr-4081	490	6	education	education	NOUN
fsr-4081	490	7	delivered	deliver	VERB
fsr-4081	490	8	in	in	ADP
fsr-4081	490	9	high	high	ADJ
fsr-4081	490	10	school	school	NOUN
fsr-4081	490	11	and	and	CCONJ
fsr-4081	490	12	college	college	NOUN
fsr-4081	490	13	courses	course	NOUN
fsr-4081	490	14	.	.	PUNCT
fsr-4081	491	1	journal	journal	NOUN
fsr-4081	491	2	of	of	ADP
fsr-4081	491	3	family	family	NOUN
fsr-4081	491	4	and	and	CCONJ
fsr-4081	491	5	economic	economic	ADJ
fsr-4081	491	6	issues	issue	NOUN
fsr-4081	491	7	,	,	PUNCT
fsr-4081	491	8	28	28	NUM
fsr-4081	491	9	,	,	PUNCT
fsr-4081	491	10	265	265	NUM
fsr-4081	491	11	–	–	PUNCT
fsr-4081	491	12	284	284	NUM
fsr-4081	491	13	.	.	PUNCT
fsr-4081	492	1	https://doi.org/10.1007/s10834007-9058-7	https://doi.org/10.1007/s10834007-9058-7	PROPN
fsr-4081	492	2	qi	qi	PROPN
fsr-4081	492	3	,	,	PUNCT
fsr-4081	492	4	j.	j.	PROPN
fsr-4081	492	5	,	,	PUNCT
fsr-4081	492	6	zhang	zhang	PROPN
fsr-4081	492	7	,	,	PUNCT
fsr-4081	492	8	y.	y.	PROPN
fsr-4081	492	9	,	,	PUNCT
fsr-4081	492	10	&	&	CCONJ
fsr-4081	492	11	worthy	worthy	ADJ
fsr-4081	492	12	,	,	PUNCT
fsr-4081	492	13	s.	s.	PROPN
fsr-4081	492	14	(	(	PUNCT
fsr-4081	492	15	2024	2024	NUM
fsr-4081	492	16	)	)	PUNCT
fsr-4081	492	17	.	.	PUNCT
fsr-4081	493	1	social	social	ADJ
fsr-4081	493	2	determinants	determinant	NOUN
fsr-4081	493	3	of	of	ADP
fsr-4081	493	4	health	health	NOUN
fsr-4081	493	5	and	and	CCONJ
fsr-4081	493	6	desirable	desirable	ADJ
fsr-4081	493	7	financial	financial	ADJ
fsr-4081	493	8	behaviors	behavior	NOUN
fsr-4081	493	9	:	:	PUNCT
fsr-4081	493	10	the	the	DET
fsr-4081	493	11	mediation	mediation	NOUN
fsr-4081	493	12	effect	effect	NOUN
fsr-4081	493	13	of	of	ADP
fsr-4081	493	14	financial	financial	ADJ
fsr-4081	493	15	knowledge	knowledge	NOUN
fsr-4081	493	16	.	.	PUNCT
fsr-4081	494	1	financial	financial	ADJ
fsr-4081	494	2	services	service	NOUN
fsr-4081	494	3	review	review	PROPN
fsr-4081	494	4	,	,	PUNCT
fsr-4081	494	5	32(4	32(4	NUM
fsr-4081	494	6	)	)	PUNCT
fsr-4081	494	7	,	,	PUNCT
fsr-4081	494	8	51–77	51–77	NUM
fsr-4081	494	9	.	.	PUNCT
fsr-4081	495	1	https://doi.org/10.61190/fsr.v32i4.3608	https://doi.org/10.61190/fsr.v32i4.3608	PROPN
fsr-4081	495	2	rath	rath	PROPN
fsr-4081	495	3	,	,	PUNCT
fsr-4081	495	4	t.	t.	PROPN
fsr-4081	495	5	,	,	PUNCT
fsr-4081	495	6	&	&	CCONJ
fsr-4081	495	7	gallup	gallup	PROPN
fsr-4081	495	8	.	.	PUNCT
fsr-4081	496	1	(	(	PUNCT
fsr-4081	496	2	2017	2017	NUM
fsr-4081	496	3	)	)	PUNCT
fsr-4081	496	4	.	.	PUNCT
fsr-4081	497	1	strengthsfinder	strengthsfinder	VERB
fsr-4081	497	2	2.0	2.0	NUM
fsr-4081	497	3	:	:	PUNCT
fsr-4081	497	4	discover	discover	VERB
fsr-4081	497	5	your	your	PRON
fsr-4081	497	6	cliftonstrengths	cliftonstrength	NOUN
fsr-4081	497	7	.	.	PUNCT
fsr-4081	498	1	gallup	gallup	NOUN
fsr-4081	498	2	press	press	PROPN
fsr-4081	498	3	.	.	PUNCT
fsr-4081	499	1	richards	richards	PROPN
fsr-4081	499	2	,	,	PUNCT
fsr-4081	499	3	r.	r.	PROPN
fsr-4081	499	4	,	,	PUNCT
fsr-4081	499	5	stokes	stokes	PROPN
fsr-4081	499	6	,	,	PUNCT
fsr-4081	499	7	n.	n.	NOUN
fsr-4081	499	8	,	,	PUNCT
fsr-4081	499	9	banna	banna	PROPN
fsr-4081	499	10	,	,	PUNCT
fsr-4081	499	11	j.	j.	PROPN
fsr-4081	499	12	,	,	PUNCT
fsr-4081	499	13	cluskey	cluskey	NOUN
fsr-4081	499	14	,	,	PUNCT
fsr-4081	499	15	m.	m.	NOUN
fsr-4081	499	16	,	,	PUNCT
fsr-4081	499	17	bergen	bergen	PROPN
fsr-4081	499	18	,	,	PUNCT
fsr-4081	499	19	m.	m.	NOUN
fsr-4081	499	20	,	,	PUNCT
fsr-4081	499	21	thomas	thomas	PROPN
fsr-4081	499	22	,	,	PUNCT
fsr-4081	499	23	v.	v.	PROPN
fsr-4081	499	24	,	,	PUNCT
fsr-4081	499	25	bushnell	bushnell	PROPN
fsr-4081	499	26	,	,	PUNCT
fsr-4081	499	27	m.	m.	NOUN
fsr-4081	499	28	,	,	PUNCT
fsr-4081	499	29	&	&	CCONJ
fsr-4081	499	30	christensen	christensen	PROPN
fsr-4081	499	31	,	,	PUNCT
fsr-4081	499	32	r.	r.	PROPN
fsr-4081	499	33	(	(	PUNCT
fsr-4081	499	34	2023	2023	NUM
fsr-4081	499	35	)	)	PUNCT
fsr-4081	499	36	.	.	PUNCT
fsr-4081	500	1	a	a	DET
fsr-4081	500	2	comparison	comparison	NOUN
fsr-4081	500	3	of	of	ADP
fsr-4081	500	4	experiences	experience	NOUN
fsr-4081	500	5	with	with	ADP
fsr-4081	500	6	factors	factor	NOUN
fsr-4081	500	7	related	relate	VERB
fsr-4081	500	8	to	to	ADP
fsr-4081	500	9	food	food	NOUN
fsr-4081	500	10	insecurity	insecurity	NOUN
fsr-4081	500	11	between	between	ADP
fsr-4081	500	12	college	college	NOUN
fsr-4081	500	13	students	student	NOUN
fsr-4081	500	14	who	who	PRON
fsr-4081	500	15	are	be	AUX
fsr-4081	500	16	food	food	NOUN
fsr-4081	500	17	secure	secure	ADJ
fsr-4081	500	18	and	and	CCONJ
fsr-4081	500	19	food	food	NOUN
fsr-4081	500	20	insecure	insecure	ADJ
fsr-4081	500	21	:	:	PUNCT
fsr-4081	500	22	a	a	DET
fsr-4081	500	23	qualitative	qualitative	ADJ
fsr-4081	500	24	study	study	NOUN
fsr-4081	500	25	.	.	PUNCT
fsr-4081	501	1	journal	journal	NOUN
fsr-4081	501	2	of	of	ADP
fsr-4081	501	3	the	the	DET
fsr-4081	501	4	academy	academy	NOUN
fsr-4081	501	5	of	of	ADP
fsr-4081	501	6	nutrition	nutrition	NOUN
fsr-4081	501	7	and	and	CCONJ
fsr-4081	501	8	dietetics	dietetic	NOUN
fsr-4081	501	9	,	,	PUNCT
fsr-4081	501	10	123(3	123(3	NUM
fsr-4081	501	11	)	)	PUNCT
fsr-4081	501	12	,	,	PUNCT
fsr-4081	501	13	438	438	NUM
fsr-4081	501	14	–	–	PUNCT
fsr-4081	501	15	453	453	NUM
fsr-4081	501	16	.	.	PUNCT
fsr-4081	502	1	https://doi.org/10.1016/j.jand.2022.08.0	https://doi.org/10.1016/j.jand.2022.08.0	PROPN
fsr-4081	502	2	01	01	NUM
fsr-4081	502	3	savery	savery	NOUN
fsr-4081	502	4	,	,	PUNCT
fsr-4081	502	5	j.	j.	PROPN
fsr-4081	502	6	r.	r.	PROPN
fsr-4081	502	7	(	(	PUNCT
fsr-4081	502	8	2015	2015	NUM
fsr-4081	502	9	)	)	PUNCT
fsr-4081	502	10	.	.	PUNCT
fsr-4081	503	1	overview	overview	NOUN
fsr-4081	503	2	of	of	ADP
fsr-4081	503	3	problem	problem	NOUN
fsr-4081	503	4	-	-	PUNCT
fsr-4081	503	5	based	base	VERB
fsr-4081	503	6	learning	learning	NOUN
fsr-4081	503	7	:	:	PUNCT
fsr-4081	503	8	definitions	definition	NOUN
fsr-4081	503	9	and	and	CCONJ
fsr-4081	503	10	distinctions	distinction	NOUN
fsr-4081	503	11	.	.	PUNCT
fsr-4081	504	1	in	in	ADP
fsr-4081	504	2	a.	a.	PROPN
fsr-4081	504	3	walker	walker	PROPN
fsr-4081	504	4	,	,	PUNCT
fsr-4081	504	5	h.	h.	PROPN
fsr-4081	504	6	leary	leary	PROPN
fsr-4081	504	7	,	,	PUNCT
fsr-4081	504	8	c.	c.	PROPN
fsr-4081	504	9	e.	e.	PROPN
fsr-4081	504	10	hmelo	hmelo	PROPN
fsr-4081	504	11	-	-	PUNCT
fsr-4081	504	12	silver	silver	NOUN
fsr-4081	504	13	,	,	PUNCT
fsr-4081	504	14	&	&	CCONJ
fsr-4081	504	15	p.	p.	PROPN
fsr-4081	504	16	a.	a.	NOUN
fsr-4081	504	17	ertmer	ertmer	PROPN
fsr-4081	504	18	(	(	PUNCT
fsr-4081	504	19	eds	ed	NOUN
fsr-4081	504	20	.	.	PUNCT
fsr-4081	504	21	)	)	PUNCT
fsr-4081	504	22	,	,	PUNCT
fsr-4081	504	23	essential	essential	ADJ
fsr-4081	504	24	readings	reading	NOUN
fsr-4081	504	25	in	in	ADP
fsr-4081	504	26	problem	problem	NOUN
fsr-4081	504	27	-	-	PUNCT
fsr-4081	504	28	based	base	VERB
fsr-4081	504	29	learning	learning	NOUN
fsr-4081	504	30	:	:	PUNCT
fsr-4081	504	31	exploring	explore	VERB
fsr-4081	504	32	and	and	CCONJ
fsr-4081	504	33	extending	extend	VERB
fsr-4081	504	34	the	the	DET
fsr-4081	504	35	legacy	legacy	NOUN
fsr-4081	504	36	of	of	ADP
fsr-4081	504	37	howard	howard	PROPN
fsr-4081	504	38	s.	s.	PROPN
fsr-4081	504	39	barrows	barrows	PROPN
fsr-4081	504	40	(	(	PUNCT
fsr-4081	504	41	pp	pp	PROPN
fsr-4081	504	42	.	.	PUNCT
fsr-4081	504	43	5–15	5–15	PROPN
fsr-4081	504	44	)	)	PUNCT
fsr-4081	504	45	.	.	PUNCT
fsr-4081	505	1	purdue	purdue	PROPN
fsr-4081	505	2	university	university	PROPN
fsr-4081	505	3	press	press	NOUN
fsr-4081	505	4	.	.	PUNCT
fsr-4081	506	1	https://doi.org/10.2307/j.ctt6wq6fh.6	https://doi.org/10.2307/j.ctt6wq6fh.6	PROPN
fsr-4081	506	2	seligman	seligman	PROPN
fsr-4081	506	3	,	,	PUNCT
fsr-4081	506	4	m.	m.	PROPN
fsr-4081	506	5	e.	e.	PROPN
fsr-4081	506	6	(	(	PUNCT
fsr-4081	506	7	2011	2011	NUM
fsr-4081	506	8	)	)	PUNCT
fsr-4081	506	9	.	.	PUNCT
fsr-4081	507	1	flourish	flourish	VERB
fsr-4081	507	2	:	:	PUNCT
fsr-4081	507	3	a	a	DET
fsr-4081	507	4	visionary	visionary	ADJ
fsr-4081	507	5	new	new	ADJ
fsr-4081	507	6	understanding	understanding	NOUN
fsr-4081	507	7	of	of	ADP
fsr-4081	507	8	happiness	happiness	NOUN
fsr-4081	507	9	and	and	CCONJ
fsr-4081	507	10	well	well	ADV
fsr-4081	507	11	-	-	PUNCT
fsr-4081	507	12	being	being	NOUN
fsr-4081	507	13	.	.	PUNCT
fsr-4081	508	1	free	free	ADJ
fsr-4081	508	2	press	press	PROPN
fsr-4081	508	3	.	.	PUNCT
fsr-4081	509	1	seligman	seligman	PROPN
fsr-4081	509	2	,	,	PUNCT
fsr-4081	509	3	m.	m.	PROPN
fsr-4081	509	4	e.	e.	PROPN
fsr-4081	509	5	,	,	PUNCT
fsr-4081	509	6	steen	steen	PROPN
fsr-4081	509	7	,	,	PUNCT
fsr-4081	509	8	t.	t.	PROPN
fsr-4081	509	9	a.	a.	PROPN
fsr-4081	509	10	,	,	PUNCT
fsr-4081	509	11	park	park	NOUN
fsr-4081	509	12	,	,	PUNCT
fsr-4081	509	13	n.	n.	NOUN
fsr-4081	509	14	,	,	PUNCT
fsr-4081	509	15	&	&	CCONJ
fsr-4081	509	16	peterson	peterson	PROPN
fsr-4081	509	17	,	,	PUNCT
fsr-4081	509	18	c.	c.	PROPN
fsr-4081	509	19	(	(	PUNCT
fsr-4081	509	20	2005	2005	NUM
fsr-4081	509	21	)	)	PUNCT
fsr-4081	509	22	.	.	PUNCT
fsr-4081	510	1	positive	positive	ADJ
fsr-4081	510	2	psychology	psychology	NOUN
fsr-4081	510	3	progress	progress	NOUN
fsr-4081	510	4	:	:	PUNCT
fsr-4081	510	5	empirical	empirical	ADJ
fsr-4081	510	6	validation	validation	NOUN
fsr-4081	510	7	of	of	ADP
fsr-4081	510	8	interventions	intervention	NOUN
fsr-4081	510	9	.	.	PUNCT
fsr-4081	511	1	american	american	ADJ
fsr-4081	511	2	psychologist	psychologist	NOUN
fsr-4081	511	3	,	,	PUNCT
fsr-4081	511	4	60(5	60(5	NOUN
fsr-4081	511	5	)	)	PUNCT
fsr-4081	511	6	,	,	PUNCT
fsr-4081	511	7	410–421	410–421	NUM
fsr-4081	511	8	.	.	PUNCT
fsr-4081	512	1	https://doi.org/10.1037/0003066x.60.5.410	https://doi.org/10.1037/0003066x.60.5.410	PROPN
fsr-4081	512	2	stewart	stewart	PROPN
fsr-4081	512	3	,	,	PUNCT
fsr-4081	512	4	s.	s.	PROPN
fsr-4081	512	5	,	,	PUNCT
fsr-4081	512	6	lim	lim	PROPN
fsr-4081	512	7	,	,	PUNCT
fsr-4081	512	8	d.	d.	PROPN
fsr-4081	512	9	h.	h.	PROPN
fsr-4081	512	10	,	,	PUNCT
fsr-4081	512	11	&	&	CCONJ
fsr-4081	512	12	kim	kim	PROPN
fsr-4081	512	13	,	,	PUNCT
fsr-4081	512	14	j.	j.	PROPN
fsr-4081	512	15	(	(	PUNCT
fsr-4081	512	16	2015	2015	NUM
fsr-4081	512	17	)	)	PUNCT
fsr-4081	512	18	.	.	PUNCT
fsr-4081	513	1	factors	factor	NOUN
fsr-4081	513	2	influencing	influence	VERB
fsr-4081	513	3	college	college	NOUN
fsr-4081	513	4	persistence	persistence	NOUN
fsr-4081	513	5	for	for	ADP
fsr-4081	513	6	firsttime	firsttime	NOUN
fsr-4081	513	7	students	student	NOUN
fsr-4081	513	8	.	.	PUNCT
fsr-4081	514	1	journal	journal	NOUN
fsr-4081	514	2	of	of	ADP
fsr-4081	514	3	developmental	developmental	ADJ
fsr-4081	514	4	education	education	NOUN
fsr-4081	514	5	,	,	PUNCT
fsr-4081	514	6	38(3	38(3	NUM
fsr-4081	514	7	)	)	PUNCT
fsr-4081	514	8	,	,	PUNCT
fsr-4081	514	9	12–16	12–16	NUM
fsr-4081	514	10	,	,	PUNCT
fsr-4081	514	11	18–20	18–20	NUM
fsr-4081	514	12	.	.	PUNCT
fsr-4081	515	1	study	study	NOUN
fsr-4081	515	2	on	on	ADP
fsr-4081	515	3	collegiate	collegiate	ADJ
fsr-4081	515	4	financial	financial	ADJ
fsr-4081	515	5	wellness	wellness	NOUN
fsr-4081	515	6	.	.	PUNCT
fsr-4081	516	1	(	(	PUNCT
fsr-4081	516	2	2017	2017	NUM
fsr-4081	516	3	)	)	PUNCT
fsr-4081	516	4	.	.	PUNCT
fsr-4081	517	1	2017	2017	NUM
fsr-4081	517	2	key	key	ADJ
fsr-4081	517	3	findings	finding	NOUN
fsr-4081	517	4	report	report	NOUN
fsr-4081	517	5	.	.	PUNCT
fsr-4081	518	1	https://doi.org/10.1016/j.foodpol.2021.102031	https://doi.org/10.1016/j.foodpol.2021.102031	NOUN
fsr-4081	518	2	https://doi.org/10.1016/j.foodpol.2021.102031	https://doi.org/10.1016/j.foodpol.2021.102031	NOUN
fsr-4081	518	3	https://files.eric.ed.gov/fulltext/ed496720.pdf	https://files.eric.ed.gov/fulltext/ed496720.pdf	NOUN
fsr-4081	518	4	https://files.eric.ed.gov/fulltext/ed496720.pdf	https://files.eric.ed.gov/fulltext/ed496720.pdf	NOUN
fsr-4081	518	5	https://doi.org/10.1111/j.1745-6606.2005.00009.x	https://doi.org/10.1111/j.1745-6606.2005.00009.x	NOUN
fsr-4081	518	6	https://doi.org/10.1111/j.1745-6606.2005.00009.x	https://doi.org/10.1111/j.1745-6606.2005.00009.x	X
fsr-4081	518	7	https://doi.org/10.1007/s10834-007-9058-7	https://doi.org/10.1007/s10834-007-9058-7	NUM
fsr-4081	518	8	https://doi.org/10.1007/s10834-007-9058-7	https://doi.org/10.1007/s10834-007-9058-7	NUM
fsr-4081	518	9	https://doi.org/10.61190/fsr.v32i4.3608	https://doi.org/10.61190/fsr.v32i4.3608	PROPN
fsr-4081	518	10	https://doi.org/10.1016/j.jand.2022.08.001	https://doi.org/10.1016/j.jand.2022.08.001	PROPN
fsr-4081	518	11	https://doi.org/10.1016/j.jand.2022.08.001	https://doi.org/10.1016/j.jand.2022.08.001	NOUN
fsr-4081	518	12	https://doi.org/10.2307/j.ctt6wq6fh.6	https://doi.org/10.2307/j.ctt6wq6fh.6	NOUN
fsr-4081	518	13	https://doi.org/10.1037/0003-066x.60.5.410	https://doi.org/10.1037/0003-066x.60.5.410	PROPN
fsr-4081	518	14	https://doi.org/10.1037/0003-066x.60.5.410	https://doi.org/10.1037/0003-066x.60.5.410	VERB
fsr-4081	518	15	financial	financial	ADJ
fsr-4081	518	16	services	service	NOUN
fsr-4081	518	17	review	review	NOUN
fsr-4081	518	18	,	,	PUNCT
fsr-4081	518	19	33(4	33(4	NUM
fsr-4081	518	20	)	)	PUNCT
fsr-4081	518	21	86	86	NUM
fsr-4081	518	22	https://cssl.osu.edu/posts/632320bc704d-4eef-8bcb87c83019f2e9/documents/2017-scfwkey-findings-report.pdf	https://cssl.osu.edu/posts/632320bc704d-4eef-8bcb87c83019f2e9/documents/2017-scfwkey-findings-report.pdf	PROPN
fsr-4081	518	23	tang	tang	PROPN
fsr-4081	518	24	,	,	PUNCT
fsr-4081	518	25	n.	n.	NOUN
fsr-4081	518	26	,	,	PUNCT
fsr-4081	518	27	&	&	CCONJ
fsr-4081	518	28	peter	peter	PROPN
fsr-4081	518	29	,	,	PUNCT
fsr-4081	518	30	p.	p.	PROPN
fsr-4081	518	31	c.	c.	PROPN
fsr-4081	518	32	(	(	PUNCT
fsr-4081	518	33	2015	2015	NUM
fsr-4081	518	34	)	)	PUNCT
fsr-4081	518	35	.	.	PUNCT
fsr-4081	519	1	financial	financial	ADJ
fsr-4081	519	2	knowledge	knowledge	NOUN
fsr-4081	519	3	acquisition	acquisition	NOUN
fsr-4081	519	4	among	among	ADP
fsr-4081	519	5	the	the	DET
fsr-4081	519	6	young	young	NOUN
fsr-4081	519	7	:	:	PUNCT
fsr-4081	519	8	the	the	DET
fsr-4081	519	9	role	role	NOUN
fsr-4081	519	10	of	of	ADP
fsr-4081	519	11	financial	financial	ADJ
fsr-4081	519	12	education	education	NOUN
fsr-4081	519	13	,	,	PUNCT
fsr-4081	519	14	financial	financial	ADJ
fsr-4081	519	15	experience	experience	NOUN
fsr-4081	519	16	,	,	PUNCT
fsr-4081	519	17	and	and	CCONJ
fsr-4081	519	18	parents	parent	NOUN
fsr-4081	519	19	’	’	PART
fsr-4081	519	20	financial	financial	ADJ
fsr-4081	519	21	experience	experience	NOUN
fsr-4081	519	22	.	.	PUNCT
fsr-4081	520	1	financial	financial	ADJ
fsr-4081	520	2	services	service	NOUN
fsr-4081	520	3	review	review	PROPN
fsr-4081	520	4	,	,	PUNCT
fsr-4081	520	5	24(2	24(2	NUM
fsr-4081	520	6	)	)	PUNCT
fsr-4081	520	7	,	,	PUNCT
fsr-4081	520	8	119–137	119–137	NUM
fsr-4081	520	9	.	.	PUNCT
fsr-4081	521	1	https://doi.org/10.61190/fsr.v24i2.3237	https://doi.org/10.61190/fsr.v24i2.3237	PROPN
fsr-4081	521	2	thaler	thaler	NOUN
fsr-4081	521	3	,	,	PUNCT
fsr-4081	521	4	r.	r.	PROPN
fsr-4081	521	5	h.	h.	PROPN
fsr-4081	521	6	,	,	PUNCT
fsr-4081	521	7	&	&	CCONJ
fsr-4081	521	8	sunstein	sunstein	PROPN
fsr-4081	521	9	,	,	PUNCT
fsr-4081	521	10	c.	c.	PROPN
fsr-4081	521	11	r.	r.	PROPN
fsr-4081	521	12	(	(	PUNCT
fsr-4081	521	13	2021	2021	NUM
fsr-4081	521	14	)	)	PUNCT
fsr-4081	521	15	.	.	PUNCT
fsr-4081	522	1	nudge	nudge	VERB
fsr-4081	522	2	:	:	PUNCT
fsr-4081	522	3	the	the	DET
fsr-4081	522	4	final	final	ADJ
fsr-4081	522	5	edition	edition	PROPN
fsr-4081	522	6	.	.	PUNCT
fsr-4081	522	7	penguin	penguin	PROPN
fsr-4081	522	8	random	random	ADJ
fsr-4081	522	9	house	house	NOUN
fsr-4081	522	10	.	.	PUNCT
fsr-4081	523	1	u.s	u.s	PROPN
fsr-4081	523	2	.	.	PROPN
fsr-4081	523	3	department	department	PROPN
fsr-4081	523	4	of	of	ADP
fsr-4081	523	5	commerce	commerce	PROPN
fsr-4081	523	6	,	,	PUNCT
fsr-4081	523	7	census	census	PROPN
fsr-4081	523	8	bureau	bureau	NOUN
fsr-4081	523	9	,	,	PUNCT
fsr-4081	523	10	current	current	ADJ
fsr-4081	523	11	population	population	NOUN
fsr-4081	523	12	survey	survey	NOUN
fsr-4081	523	13	.	.	PUNCT
fsr-4081	524	1	(	(	PUNCT
fsr-4081	524	2	2020	2020	NUM
fsr-4081	524	3	)	)	PUNCT
fsr-4081	524	4	.	.	PUNCT
fsr-4081	525	1	annual	annual	ADJ
fsr-4081	525	2	social	social	ADJ
fsr-4081	525	3	and	and	CCONJ
fsr-4081	525	4	economic	economic	ADJ
fsr-4081	525	5	supplement	supplement	NOUN
fsr-4081	525	6	(	(	PUNCT
fsr-4081	525	7	asec	asec	PROPN
fsr-4081	525	8	)	)	PUNCT
fsr-4081	525	9	,	,	PUNCT
fsr-4081	525	10	2020	2020	NUM
fsr-4081	525	11	:	:	PUNCT
fsr-4081	525	12	digest	dig	ADJ
fsr-4081	525	13	of	of	ADP
fsr-4081	525	14	education	education	NOUN
fsr-4081	525	15	statistics	statistic	NOUN
fsr-4081	525	16	2020	2020	NUM
fsr-4081	525	17	,	,	PUNCT
fsr-4081	525	18	table	table	NOUN
fsr-4081	525	19	502.30	502.30	NUM
fsr-4081	525	20	.	.	PUNCT
fsr-4081	526	1	u.s	u.s	PROPN
fsr-4081	526	2	.	.	PROPN
fsr-4081	526	3	department	department	PROPN
fsr-4081	526	4	of	of	ADP
fsr-4081	526	5	education	education	PROPN
fsr-4081	526	6	,	,	PUNCT
fsr-4081	526	7	national	national	ADJ
fsr-4081	526	8	center	center	NOUN
fsr-4081	526	9	for	for	ADP
fsr-4081	526	10	education	education	NOUN
fsr-4081	526	11	statistics	statistic	NOUN
fsr-4081	526	12	.	.	PUNCT
fsr-4081	527	1	(	(	PUNCT
fsr-4081	527	2	2021	2021	NUM
fsr-4081	527	3	)	)	PUNCT
fsr-4081	527	4	.	.	PUNCT
fsr-4081	528	1	integrated	integrate	VERB
fsr-4081	528	2	postsecondary	postsecondary	ADJ
fsr-4081	528	3	education	education	NOUN
fsr-4081	528	4	data	data	NOUN
fsr-4081	528	5	system	system	NOUN
fsr-4081	528	6	(	(	PUNCT
fsr-4081	528	7	ipeds	iped	NOUN
fsr-4081	528	8	)	)	PUNCT
fsr-4081	528	9	,	,	PUNCT
fsr-4081	528	10	winter	winter	NOUN
fsr-4081	528	11	2020–21	2020–21	NUM
fsr-4081	528	12	:	:	PUNCT
fsr-4081	528	13	graduation	graduation	NOUN
fsr-4081	528	14	rates	rate	NOUN
fsr-4081	528	15	component	component	NOUN
fsr-4081	528	16	(	(	PUNCT
fsr-4081	528	17	digest	digest	NOUN
fsr-4081	528	18	of	of	ADP
fsr-4081	528	19	education	education	NOUN
fsr-4081	528	20	statistics	statistic	NOUN
fsr-4081	528	21	2021	2021	NUM
fsr-4081	528	22	,	,	PUNCT
fsr-4081	528	23	table	table	NOUN
fsr-4081	528	24	326.10	326.10	NUM
fsr-4081	528	25	)	)	PUNCT
fsr-4081	528	26	.	.	PUNCT
fsr-4081	529	1	vitt	vitt	PROPN
fsr-4081	529	2	,	,	PUNCT
fsr-4081	529	3	l.	l.	PROPN
fsr-4081	529	4	a.	a.	PROPN
fsr-4081	529	5	,	,	PUNCT
fsr-4081	529	6	anderson	anderson	PROPN
fsr-4081	529	7	,	,	PUNCT
fsr-4081	529	8	c.	c.	PROPN
fsr-4081	529	9	,	,	PUNCT
fsr-4081	529	10	kent	kent	PROPN
fsr-4081	529	11	,	,	PUNCT
fsr-4081	529	12	j.	j.	PROPN
fsr-4081	529	13	,	,	PUNCT
fsr-4081	529	14	lyter	lyter	NOUN
fsr-4081	529	15	,	,	PUNCT
fsr-4081	529	16	d.	d.	PROPN
fsr-4081	529	17	m.	m.	PROPN
fsr-4081	529	18	,	,	PUNCT
fsr-4081	529	19	siegenthaler	siegenthaler	NOUN
fsr-4081	529	20	,	,	PUNCT
fsr-4081	529	21	j.	j.	PROPN
fsr-4081	529	22	k.	k.	PROPN
fsr-4081	529	23	,	,	PUNCT
fsr-4081	529	24	&	&	CCONJ
fsr-4081	529	25	ward	ward	PROPN
fsr-4081	529	26	,	,	PUNCT
fsr-4081	529	27	j.	j.	PROPN
fsr-4081	529	28	(	(	PUNCT
fsr-4081	529	29	2000	2000	NUM
fsr-4081	529	30	)	)	PUNCT
fsr-4081	529	31	.	.	PUNCT
fsr-4081	530	1	personal	personal	ADJ
fsr-4081	530	2	finance	finance	NOUN
fsr-4081	530	3	and	and	CCONJ
fsr-4081	530	4	the	the	DET
fsr-4081	530	5	rush	rush	NOUN
fsr-4081	530	6	to	to	ADP
fsr-4081	530	7	competence	competence	NOUN
fsr-4081	530	8	:	:	PUNCT
fsr-4081	530	9	financial	financial	ADJ
fsr-4081	530	10	literacy	literacy	NOUN
fsr-4081	530	11	education	education	NOUN
fsr-4081	530	12	in	in	ADP
fsr-4081	530	13	the	the	DET
fsr-4081	530	14	u.s	u.s	PROPN
fsr-4081	530	15	.	.	PROPN
fsr-4081	530	16	institute	institute	PROPN
fsr-4081	530	17	for	for	ADP
fsr-4081	530	18	sociofinancial	sociofinancial	ADJ
fsr-4081	530	19	studies	study	NOUN
fsr-4081	530	20	.	.	PUNCT
fsr-4081	531	1	weimer	weimer	PROPN
fsr-4081	531	2	,	,	PUNCT
fsr-4081	531	3	m.	m.	NOUN
fsr-4081	531	4	(	(	PUNCT
fsr-4081	531	5	2013	2013	NUM
fsr-4081	531	6	)	)	PUNCT
fsr-4081	531	7	.	.	PUNCT
fsr-4081	532	1	learner	learner	NOUN
fsr-4081	532	2	-	-	PUNCT
fsr-4081	532	3	centered	center	VERB
fsr-4081	532	4	teaching	teaching	NOUN
fsr-4081	532	5	:	:	PUNCT
fsr-4081	532	6	five	five	NUM
fsr-4081	532	7	key	key	ADJ
fsr-4081	532	8	changes	change	NOUN
fsr-4081	532	9	to	to	PART
fsr-4081	532	10	practice	practice	VERB
fsr-4081	532	11	.	.	PUNCT
fsr-4081	533	1	john	john	PROPN
fsr-4081	533	2	wiley	wiley	PROPN
fsr-4081	533	3	&	&	CCONJ
fsr-4081	533	4	sons	son	NOUN
fsr-4081	533	5	.	.	PUNCT
fsr-4081	534	1	https://cssl.osu.edu/posts/632320bc-704d-4eef-8bcb-87c83019f2e9/documents/2017-scfw-key-findings-report.pdf	https://cssl.osu.edu/posts/632320bc-704d-4eef-8bcb-87c83019f2e9/documents/2017-scfw-key-findings-report.pdf	X
fsr-4081	534	2	https://cssl.osu.edu/posts/632320bc-704d-4eef-8bcb-87c83019f2e9/documents/2017-scfw-key-findings-report.pdf	https://cssl.osu.edu/posts/632320bc-704d-4eef-8bcb-87c83019f2e9/documents/2017-scfw-key-findings-report.pdf	PRON
fsr-4081	534	3	https://cssl.osu.edu/posts/632320bc-704d-4eef-8bcb-87c83019f2e9/documents/2017-scfw-key-findings-report.pdf	https://cssl.osu.edu/posts/632320bc-704d-4eef-8bcb-87c83019f2e9/documents/2017-scfw-key-findings-report.pdf	PRON
fsr-4081	534	4	https://cssl.osu.edu/posts/632320bc-704d-4eef-8bcb-87c83019f2e9/documents/2017-scfw-key-findings-report.pdf	https://cssl.osu.edu/posts/632320bc-704d-4eef-8bcb-87c83019f2e9/documents/2017-scfw-key-findings-report.pdf	VERB
fsr-4081	534	5	https://doi.org/10.61190/fsr.v24i2.3237	https://doi.org/10.61190/fsr.v24i2.3237	PROPN