id	sid	tid	token	lemma	pos
fsr-4082	1	1	48	48	NUM
fsr-4082	1	2	utilizing	utilize	VERB
fsr-4082	1	3	experiential	experiential	ADJ
fsr-4082	1	4	learning	learning	NOUN
fsr-4082	1	5	techniques	technique	NOUN
fsr-4082	1	6	in	in	ADP
fsr-4082	1	7	a	a	DET
fsr-4082	1	8	financial	financial	ADJ
fsr-4082	1	9	planning	planning	NOUN
fsr-4082	1	10	program	program	NOUN
fsr-4082	1	11	:	:	PUNCT
fsr-4082	1	12	allowing	allow	VERB
fsr-4082	1	13	students	student	NOUN
fsr-4082	1	14	to	to	PART
fsr-4082	1	15	learn	learn	VERB
fsr-4082	1	16	from	from	ADP
fsr-4082	1	17	themselves	themselves	PRON
fsr-4082	1	18	steve	steve	PROPN
fsr-4082	1	19	p.	p.	NOUN
fsr-4082	1	20	fraser1	fraser1	NOUN
fsr-4082	2	1	abstract	abstract	ADV
fsr-4082	2	2	we	we	PRON
fsr-4082	2	3	describe	describe	VERB
fsr-4082	2	4	and	and	CCONJ
fsr-4082	2	5	provide	provide	VERB
fsr-4082	2	6	several	several	ADJ
fsr-4082	2	7	illustrations	illustration	NOUN
fsr-4082	2	8	of	of	ADP
fsr-4082	2	9	experiential	experiential	ADJ
fsr-4082	2	10	learning	learning	NOUN
fsr-4082	2	11	activities	activity	NOUN
fsr-4082	2	12	used	use	VERB
fsr-4082	2	13	in	in	ADP
fsr-4082	2	14	an	an	DET
fsr-4082	2	15	introductory	introductory	ADJ
fsr-4082	2	16	financial	financial	ADJ
fsr-4082	2	17	planning	planning	NOUN
fsr-4082	2	18	class	class	NOUN
fsr-4082	2	19	as	as	ADP
fsr-4082	2	20	part	part	NOUN
fsr-4082	2	21	of	of	ADP
fsr-4082	2	22	an	an	DET
fsr-4082	2	23	undergraduate	undergraduate	ADJ
fsr-4082	2	24	finance	finance	NOUN
fsr-4082	2	25	program	program	NOUN
fsr-4082	2	26	.	.	PUNCT
fsr-4082	3	1	examples	example	NOUN
fsr-4082	3	2	include	include	VERB
fsr-4082	3	3	awareness	awareness	NOUN
fsr-4082	3	4	and	and	CCONJ
fsr-4082	3	5	interview	interview	NOUN
fsr-4082	3	6	exercises	exercise	NOUN
fsr-4082	3	7	where	where	SCONJ
fsr-4082	3	8	students	student	NOUN
fsr-4082	3	9	are	be	AUX
fsr-4082	3	10	afforded	afford	VERB
fsr-4082	3	11	the	the	DET
fsr-4082	3	12	opportunity	opportunity	NOUN
fsr-4082	3	13	to	to	PART
fsr-4082	3	14	learn	learn	VERB
fsr-4082	3	15	and	and	CCONJ
fsr-4082	3	16	receive	receive	VERB
fsr-4082	3	17	course	course	NOUN
fsr-4082	3	18	credit	credit	NOUN
fsr-4082	3	19	for	for	ADP
fsr-4082	3	20	examining	examine	VERB
fsr-4082	3	21	and	and	CCONJ
fsr-4082	3	22	analyzing	analyze	VERB
fsr-4082	3	23	financial	financial	ADJ
fsr-4082	3	24	planning	planning	NOUN
fsr-4082	3	25	situations	situation	NOUN
fsr-4082	3	26	directly	directly	ADV
fsr-4082	3	27	related	relate	VERB
fsr-4082	3	28	to	to	ADP
fsr-4082	3	29	the	the	DET
fsr-4082	3	30	students	student	NOUN
fsr-4082	3	31	.	.	PUNCT
fsr-4082	4	1	we	we	PRON
fsr-4082	4	2	have	have	AUX
fsr-4082	4	3	found	find	VERB
fsr-4082	4	4	the	the	DET
fsr-4082	4	5	use	use	NOUN
fsr-4082	4	6	of	of	ADP
fsr-4082	4	7	these	these	DET
fsr-4082	4	8	exercises	exercise	NOUN
fsr-4082	4	9	better	well	ADV
fsr-4082	4	10	prepares	prepare	VERB
fsr-4082	4	11	students	student	NOUN
fsr-4082	4	12	for	for	ADP
fsr-4082	4	13	class	class	NOUN
fsr-4082	4	14	,	,	PUNCT
fsr-4082	4	15	enriches	enrich	VERB
fsr-4082	4	16	class	class	NOUN
fsr-4082	4	17	discussions	discussion	NOUN
fsr-4082	4	18	,	,	PUNCT
fsr-4082	4	19	and	and	CCONJ
fsr-4082	4	20	stimulates	stimulate	VERB
fsr-4082	4	21	meaningful	meaningful	ADJ
fsr-4082	4	22	conversations	conversation	NOUN
fsr-4082	4	23	between	between	ADP
fsr-4082	4	24	students	student	NOUN
fsr-4082	4	25	and	and	CCONJ
fsr-4082	4	26	family	family	NOUN
fsr-4082	4	27	members	member	NOUN
fsr-4082	4	28	on	on	ADP
fsr-4082	4	29	the	the	DET
fsr-4082	4	30	importance	importance	NOUN
fsr-4082	4	31	of	of	ADP
fsr-4082	4	32	financial	financial	ADJ
fsr-4082	4	33	planning	planning	NOUN
fsr-4082	4	34	.	.	PUNCT
fsr-4082	5	1	creative	creative	ADJ
fsr-4082	5	2	commons	commons	PROPN
fsr-4082	5	3	license	license	NOUN
fsr-4082	5	4	this	this	DET
fsr-4082	5	5	work	work	NOUN
fsr-4082	5	6	is	be	AUX
fsr-4082	5	7	licensed	license	VERB
fsr-4082	5	8	under	under	ADP
fsr-4082	5	9	a	a	DET
fsr-4082	5	10	creative	creative	ADJ
fsr-4082	5	11	commons	common	NOUN
fsr-4082	5	12	attribution	attribution	NOUN
fsr-4082	5	13	-	-	PUNCT
fsr-4082	5	14	noncommercial	noncommercial	ADJ
fsr-4082	5	15	4.0	4.0	NUM
fsr-4082	5	16	license	license	NOUN
fsr-4082	5	17	recommended	recommend	VERB
fsr-4082	5	18	citation	citation	NOUN
fsr-4082	5	19	fraser	fraser	NOUN
fsr-4082	5	20	,	,	PUNCT
fsr-4082	5	21	s.	s.	PROPN
fsr-4082	5	22	p.	p.	PROPN
fsr-4082	5	23	,	,	PUNCT
fsr-4082	5	24	(	(	PUNCT
fsr-4082	5	25	2025	2025	NUM
fsr-4082	5	26	)	)	PUNCT
fsr-4082	5	27	.	.	PUNCT
fsr-4082	6	1	utilizing	utilize	VERB
fsr-4082	6	2	experiential	experiential	ADJ
fsr-4082	6	3	learning	learning	NOUN
fsr-4082	6	4	techniques	technique	NOUN
fsr-4082	6	5	in	in	ADP
fsr-4082	6	6	a	a	DET
fsr-4082	6	7	financial	financial	ADJ
fsr-4082	6	8	planning	planning	NOUN
fsr-4082	6	9	program	program	NOUN
fsr-4082	6	10	:	:	PUNCT
fsr-4082	6	11	allowing	allow	VERB
fsr-4082	6	12	students	student	NOUN
fsr-4082	6	13	to	to	PART
fsr-4082	6	14	learn	learn	VERB
fsr-4082	6	15	from	from	ADP
fsr-4082	6	16	themselves	themselves	PRON
fsr-4082	6	17	.	.	PUNCT
fsr-4082	7	1	financial	financial	ADJ
fsr-4082	7	2	services	service	NOUN
fsr-4082	7	3	review	review	NOUN
fsr-4082	7	4	,	,	PUNCT
fsr-4082	7	5	33(4	33(4	NUM
fsr-4082	7	6	)	)	PUNCT
fsr-4082	7	7	,	,	PUNCT
fsr-4082	7	8	48	48	NUM
fsr-4082	7	9	-	-	SYM
fsr-4082	7	10	61	61	NUM
fsr-4082	7	11	.	.	PUNCT
fsr-4082	8	1	introduction	introduction	NOUN
fsr-4082	8	2	the	the	DET
fsr-4082	8	3	importance	importance	NOUN
fsr-4082	8	4	of	of	ADP
fsr-4082	8	5	an	an	DET
fsr-4082	8	6	individual	individual	NOUN
fsr-4082	8	7	’s	’s	PART
fsr-4082	8	8	understanding	understanding	NOUN
fsr-4082	8	9	of	of	ADP
fsr-4082	8	10	financial	financial	ADJ
fsr-4082	8	11	matters	matter	NOUN
fsr-4082	8	12	has	have	AUX
fsr-4082	8	13	never	never	ADV
fsr-4082	8	14	been	be	AUX
fsr-4082	8	15	more	more	ADV
fsr-4082	8	16	vital	vital	ADJ
fsr-4082	8	17	.	.	PUNCT
fsr-4082	9	1	lusardi	lusardi	PROPN
fsr-4082	9	2	and	and	CCONJ
fsr-4082	9	3	streeter	streeter	PROPN
fsr-4082	9	4	(	(	PUNCT
fsr-4082	9	5	2023	2023	NUM
fsr-4082	9	6	)	)	PUNCT
fsr-4082	9	7	examined	examine	VERB
fsr-4082	9	8	financial	financial	ADJ
fsr-4082	9	9	literacy	literacy	NOUN
fsr-4082	9	10	and	and	CCONJ
fsr-4082	9	11	financial	financial	ADJ
fsr-4082	9	12	well	well	NOUN
fsr-4082	9	13	-	-	PUNCT
fsr-4082	9	14	being	being	NOUN
fsr-4082	9	15	in	in	ADP
fsr-4082	9	16	the	the	DET
fsr-4082	9	17	u.s	u.s	PROPN
fsr-4082	9	18	.	.	PROPN
fsr-4082	9	19	using	use	VERB
fsr-4082	9	20	the	the	DET
fsr-4082	9	21	latest	late	ADJ
fsr-4082	9	22	national	national	ADJ
fsr-4082	9	23	financial	financial	ADJ
fsr-4082	9	24	capability	capability	NOUN
fsr-4082	9	25	study.2	study.2	NOUN
fsr-4082	9	26	the	the	DET
fsr-4082	9	27	authors	author	NOUN
fsr-4082	9	28	found	find	VERB
fsr-4082	9	29	financial	financial	ADJ
fsr-4082	9	30	literacy	literacy	NOUN
fsr-4082	9	31	is	be	AUX
fsr-4082	9	32	“	"	PUNCT
fsr-4082	9	33	low	low	ADJ
fsr-4082	9	34	,	,	PUNCT
fsr-4082	9	35	”	"	PUNCT
fsr-4082	9	36	particularly	particularly	ADV
fsr-4082	9	37	among	among	ADP
fsr-4082	9	38	the	the	DET
fsr-4082	9	39	young	young	ADJ
fsr-4082	9	40	and	and	CCONJ
fsr-4082	9	41	uneducated	uneducated	ADJ
fsr-4082	9	42	.	.	PUNCT
fsr-4082	10	1	further	far	ADV
fsr-4082	10	2	,	,	PUNCT
fsr-4082	10	3	they	they	PRON
fsr-4082	10	4	reported	report	VERB
fsr-4082	10	5	survey	survey	NOUN
fsr-4082	10	6	respondents	respondent	NOUN
fsr-4082	10	7	were	be	AUX
fsr-4082	10	8	“	"	PUNCT
fsr-4082	10	9	ill	ill	ADV
fsr-4082	10	10	-	-	PUNCT
fsr-4082	10	11	informed	informed	ADJ
fsr-4082	10	12	about	about	ADP
fsr-4082	10	13	their	their	PRON
fsr-4082	10	14	true	true	ADJ
fsr-4082	10	15	level	level	NOUN
fsr-4082	10	16	of	of	ADP
fsr-4082	10	17	financial	financial	ADJ
fsr-4082	10	18	knowledge	knowledge	NOUN
fsr-4082	10	19	”	"	PUNCT
fsr-4082	10	20	and	and	CCONJ
fsr-4082	10	21	overconfident	overconfident	ADJ
fsr-4082	10	22	in	in	ADP
fsr-4082	10	23	their	their	PRON
fsr-4082	10	24	abilities	ability	NOUN
fsr-4082	10	25	.	.	PUNCT
fsr-4082	11	1	a	a	DET
fsr-4082	11	2	low	low	ADJ
fsr-4082	11	3	level	level	NOUN
fsr-4082	11	4	of	of	ADP
fsr-4082	11	5	financial	financial	ADJ
fsr-4082	11	6	literacy	literacy	NOUN
fsr-4082	11	7	can	can	AUX
fsr-4082	11	8	lead	lead	VERB
fsr-4082	11	9	to	to	ADP
fsr-4082	11	10	poor	poor	ADJ
fsr-4082	11	11	financial	financial	ADJ
fsr-4082	11	12	decisions	decision	NOUN
fsr-4082	11	13	and	and	CCONJ
fsr-4082	11	14	outcomes	outcome	NOUN
fsr-4082	11	15	including	include	VERB
fsr-4082	11	16	difficulty	difficulty	NOUN
fsr-4082	11	17	in	in	ADP
fsr-4082	11	18	budgeting	budgeting	NOUN
fsr-4082	11	19	,	,	PUNCT
fsr-4082	11	20	managing	manage	VERB
fsr-4082	11	21	debt	debt	NOUN
fsr-4082	11	22	,	,	PUNCT
fsr-4082	11	23	or	or	CCONJ
fsr-4082	11	24	planning	plan	VERB
fsr-4082	11	25	for	for	ADP
fsr-4082	11	26	retirement	retirement	NOUN
fsr-4082	11	27	.	.	PUNCT
fsr-4082	12	1	as	as	ADP
fsr-4082	12	2	just	just	ADV
fsr-4082	12	3	one	one	NUM
fsr-4082	12	4	example	example	NOUN
fsr-4082	12	5	,	,	PUNCT
fsr-4082	12	6	the	the	DET
fsr-4082	12	7	impact	impact	NOUN
fsr-4082	12	8	of	of	ADP
fsr-4082	12	9	a	a	DET
fsr-4082	12	10	lack	lack	NOUN
fsr-4082	12	11	of	of	ADP
fsr-4082	12	12	financial	financial	ADJ
fsr-4082	12	13	knowledge	knowledge	NOUN
fsr-4082	12	14	on	on	ADP
fsr-4082	12	15	1	1	NUM
fsr-4082	12	16	corresponding	correspond	VERB
fsr-4082	12	17	author	author	NOUN
fsr-4082	12	18	(	(	PUNCT
fsr-4082	12	19	sfraser@fgcu.edu	sfraser@fgcu.edu	PROPN
fsr-4082	12	20	)	)	PUNCT
fsr-4082	12	21	.	.	PUNCT
fsr-4082	13	1	florida	florida	PROPN
fsr-4082	13	2	golf	golf	PROPN
fsr-4082	13	3	coast	coast	PROPN
fsr-4082	13	4	university	university	PROPN
fsr-4082	13	5	,	,	PUNCT
fsr-4082	13	6	fort	fort	NOUN
fsr-4082	13	7	meyers	meyers	PROPN
fsr-4082	13	8	,	,	PUNCT
fsr-4082	13	9	florida	florida	PROPN
fsr-4082	13	10	,	,	PUNCT
fsr-4082	13	11	usa	usa	PROPN
fsr-4082	13	12	.	.	PROPN
fsr-4082	13	13	2	2	NUM
fsr-4082	13	14	this	this	DET
fsr-4082	13	15	research	research	NOUN
fsr-4082	13	16	will	will	AUX
fsr-4082	13	17	not	not	PART
fsr-4082	13	18	delineate	delineate	VERB
fsr-4082	13	19	between	between	ADP
fsr-4082	13	20	such	such	ADJ
fsr-4082	13	21	terms	term	NOUN
fsr-4082	13	22	as	as	ADP
fsr-4082	13	23	financial	financial	ADJ
fsr-4082	13	24	education	education	NOUN
fsr-4082	13	25	,	,	PUNCT
fsr-4082	13	26	knowledge	knowledge	NOUN
fsr-4082	13	27	,	,	PUNCT
fsr-4082	13	28	or	or	CCONJ
fsr-4082	13	29	literacy	literacy	NOUN
fsr-4082	13	30	.	.	PUNCT
fsr-4082	14	1	see	see	VERB
fsr-4082	14	2	huston	huston	PROPN
fsr-4082	14	3	(	(	PUNCT
fsr-4082	14	4	2010	2010	NUM
fsr-4082	14	5	)	)	PUNCT
fsr-4082	14	6	as	as	ADP
fsr-4082	14	7	one	one	NUM
fsr-4082	14	8	example	example	NOUN
fsr-4082	14	9	of	of	ADP
fsr-4082	14	10	a	a	DET
fsr-4082	14	11	more	more	ADV
fsr-4082	14	12	robust	robust	ADJ
fsr-4082	14	13	and	and	CCONJ
fsr-4082	14	14	nuanced	nuanced	ADJ
fsr-4082	14	15	discussion	discussion	NOUN
fsr-4082	14	16	of	of	ADP
fsr-4082	14	17	these	these	DET
fsr-4082	14	18	terms	term	NOUN
fsr-4082	14	19	.	.	PUNCT
fsr-4082	15	1	retirement	retirement	NOUN
fsr-4082	15	2	readiness	readiness	NOUN
fsr-4082	15	3	has	have	AUX
fsr-4082	15	4	never	never	ADV
fsr-4082	15	5	been	be	AUX
fsr-4082	15	6	more	more	ADV
fsr-4082	15	7	apparent	apparent	ADJ
fsr-4082	15	8	.	.	PUNCT
fsr-4082	16	1	the	the	DET
fsr-4082	16	2	u.s	u.s	PROPN
fsr-4082	16	3	.	.	PROPN
fsr-4082	16	4	department	department	PROPN
fsr-4082	16	5	of	of	ADP
fsr-4082	16	6	health	health	PROPN
fsr-4082	16	7	and	and	CCONJ
fsr-4082	16	8	human	human	PROPN
fsr-4082	16	9	services	service	NOUN
fsr-4082	16	10	(	(	PUNCT
fsr-4082	16	11	hhs	hhs	PROPN
fsr-4082	16	12	,	,	PUNCT
fsr-4082	16	13	2024	2024	NUM
fsr-4082	16	14	)	)	PUNCT
fsr-4082	16	15	reported	report	VERB
fsr-4082	16	16	more	more	ADJ
fsr-4082	16	17	than	than	ADP
fsr-4082	16	18	10,000	10,000	NUM
fsr-4082	16	19	individuals	individual	NOUN
fsr-4082	16	20	were	be	AUX
fsr-4082	16	21	turning	turn	VERB
fsr-4082	16	22	65	65	NUM
fsr-4082	16	23	every	every	DET
fsr-4082	16	24	day	day	NOUN
fsr-4082	16	25	in	in	ADP
fsr-4082	16	26	the	the	DET
fsr-4082	16	27	united	united	PROPN
fsr-4082	16	28	states	states	PROPN
fsr-4082	16	29	.	.	PUNCT
fsr-4082	17	1	fichtner	fichtner	NOUN
fsr-4082	17	2	(	(	PUNCT
fsr-4082	17	3	2024	2024	NUM
fsr-4082	17	4	)	)	PUNCT
fsr-4082	17	5	suggested	suggest	VERB
fsr-4082	17	6	the	the	DET
fsr-4082	17	7	number	number	NOUN
fsr-4082	17	8	was	be	AUX
fsr-4082	17	9	more	more	ADJ
fsr-4082	17	10	than	than	ADP
fsr-4082	17	11	11,200	11,200	NUM
fsr-4082	17	12	a	a	DET
fsr-4082	17	13	day	day	NOUN
fsr-4082	17	14	as	as	SCONJ
fsr-4082	17	15	the	the	DET
fsr-4082	17	16	country	country	NOUN
fsr-4082	17	17	meets	meet	VERB
fsr-4082	17	18	what	what	PRON
fsr-4082	17	19	the	the	DET
fsr-4082	17	20	retirement	retirement	PROPN
fsr-4082	17	21	income	income	PROPN
fsr-4082	17	22	institute	institute	PROPN
fsr-4082	17	23	describes	describe	VERB
fsr-4082	17	24	as	as	ADP
fsr-4082	17	25	the	the	DET
fsr-4082	17	26	“	"	PUNCT
fsr-4082	17	27	peak	peak	NOUN
fsr-4082	17	28	65	65	NUM
fsr-4082	17	29	®	®	NOUN
fsr-4082	17	30	zone”—the	zone”—the	DET
fsr-4082	17	31	largest	large	ADJ
fsr-4082	17	32	surge	surge	NOUN
fsr-4082	17	33	of	of	ADP
fsr-4082	17	34	retirement	retirement	NOUN
fsr-4082	17	35	age	age	NOUN
fsr-4082	17	36	americans	americans	PROPN
fsr-4082	17	37	turning	turn	VERB
fsr-4082	17	38	65	65	NUM
fsr-4082	17	39	in	in	ADP
fsr-4082	17	40	our	our	PRON
fsr-4082	17	41	nation	nation	NOUN
fsr-4082	17	42	’s	’s	PART
fsr-4082	17	43	history	history	NOUN
fsr-4082	17	44	.	.	PUNCT
fsr-4082	18	1	unfortunately	unfortunately	ADV
fsr-4082	18	2	,	,	PUNCT
fsr-4082	18	3	the	the	DET
fsr-4082	18	4	data	datum	NOUN
fsr-4082	18	5	suggest	suggest	VERB
fsr-4082	18	6	most	most	ADJ
fsr-4082	18	7	individuals	individual	NOUN
fsr-4082	18	8	of	of	ADP
fsr-4082	18	9	retirement	retirement	NOUN
fsr-4082	18	10	age	age	NOUN
fsr-4082	18	11	are	be	AUX
fsr-4082	18	12	not	not	PART
fsr-4082	18	13	prepared	prepare	VERB
fsr-4082	18	14	.	.	PUNCT
fsr-4082	19	1	the	the	DET
fsr-4082	19	2	center	center	NOUN
fsr-4082	19	3	for	for	ADP
fsr-4082	19	4	retirement	retirement	NOUN
fsr-4082	19	5	research	research	NOUN
fsr-4082	19	6	reports	report	VERB
fsr-4082	19	7	the	the	DET
fsr-4082	19	8	combined	combined	ADJ
fsr-4082	19	9	median	median	ADJ
fsr-4082	19	10	balances	balance	NOUN
fsr-4082	19	11	for	for	ADP
fsr-4082	19	12	households	household	NOUN
fsr-4082	19	13	in	in	ADP
fsr-4082	19	14	individual	individual	ADJ
fsr-4082	19	15	retirement	retirement	NOUN
fsr-4082	19	16	accounts	account	NOUN
fsr-4082	19	17	(	(	PUNCT
fsr-4082	19	18	iras	ira	NOUN
fsr-4082	19	19	)	)	PUNCT
fsr-4082	19	20	and	and	CCONJ
fsr-4082	19	21	401(k	401(k	NOUN
fsr-4082	19	22	)	)	PUNCT
fsr-4082	19	23	accounts	account	NOUN
fsr-4082	19	24	for	for	ADP
fsr-4082	19	25	those	those	PRON
fsr-4082	19	26	aged	age	VERB
fsr-4082	19	27	55	55	NUM
fsr-4082	19	28	-	-	SYM
fsr-4082	19	29	64	64	NUM
fsr-4082	19	30	was	be	AUX
fsr-4082	19	31	$	$	SYM
fsr-4082	19	32	204,000	204,000	NUM
fsr-4082	19	33	in	in	ADP
fsr-4082	19	34	2022	2022	NUM
fsr-4082	19	35	,	,	PUNCT
fsr-4082	19	36	an	an	DET
fsr-4082	19	37	amount	amount	NOUN
fsr-4082	19	38	many	many	ADJ
fsr-4082	19	39	might	might	AUX
fsr-4082	19	40	https://creativecommons.org/licenses/by-nc/4.0/	https://creativecommons.org/licenses/by-nc/4.0/	PROPN
fsr-4082	19	41	fraser	fraser	NOUN
fsr-4082	19	42	49	49	NUM
fsr-4082	19	43	question	question	NOUN
fsr-4082	19	44	is	be	AUX
fsr-4082	19	45	sufficient	sufficient	ADJ
fsr-4082	19	46	to	to	PART
fsr-4082	19	47	support	support	VERB
fsr-4082	19	48	a	a	DET
fsr-4082	19	49	long	long	ADJ
fsr-4082	19	50	retirement	retirement	NOUN
fsr-4082	19	51	life	life	NOUN
fsr-4082	19	52	expectancy	expectancy	NOUN
fsr-4082	19	53	.	.	PUNCT
fsr-4082	20	1	providing	provide	VERB
fsr-4082	20	2	improved	improved	ADJ
fsr-4082	20	3	financial	financial	ADJ
fsr-4082	20	4	literacy	literacy	NOUN
fsr-4082	20	5	has	have	AUX
fsr-4082	20	6	proved	prove	VERB
fsr-4082	20	7	to	to	PART
fsr-4082	20	8	be	be	AUX
fsr-4082	20	9	an	an	DET
fsr-4082	20	10	ongoing	ongoing	ADJ
fsr-4082	20	11	challenge	challenge	NOUN
fsr-4082	20	12	.	.	PUNCT
fsr-4082	21	1	one	one	NUM
fsr-4082	21	2	approach	approach	NOUN
fsr-4082	21	3	has	have	AUX
fsr-4082	21	4	been	be	AUX
fsr-4082	21	5	to	to	PART
fsr-4082	21	6	introduce	introduce	VERB
fsr-4082	21	7	financial	financial	ADJ
fsr-4082	21	8	education	education	NOUN
fsr-4082	21	9	in	in	ADP
fsr-4082	21	10	high	high	ADJ
fsr-4082	21	11	schools	school	NOUN
fsr-4082	21	12	.	.	PUNCT
fsr-4082	22	1	the	the	DET
fsr-4082	22	2	national	national	ADJ
fsr-4082	22	3	conference	conference	NOUN
fsr-4082	22	4	of	of	ADP
fsr-4082	22	5	state	state	NOUN
fsr-4082	22	6	legislatures	legislature	NOUN
fsr-4082	22	7	(	(	PUNCT
fsr-4082	22	8	ncsl	ncsl	NOUN
fsr-4082	22	9	,	,	PUNCT
fsr-4082	22	10	2022	2022	NUM
fsr-4082	22	11	)	)	PUNCT
fsr-4082	22	12	reports	report	VERB
fsr-4082	22	13	37	37	NUM
fsr-4082	22	14	states	state	NOUN
fsr-4082	22	15	,	,	PUNCT
fsr-4082	22	16	guam	guam	PROPN
fsr-4082	22	17	,	,	PUNCT
fsr-4082	22	18	puerto	puerto	PROPN
fsr-4082	22	19	rico	rico	PROPN
fsr-4082	22	20	,	,	PUNCT
fsr-4082	22	21	and	and	CCONJ
fsr-4082	22	22	the	the	DET
fsr-4082	22	23	district	district	NOUN
fsr-4082	22	24	of	of	ADP
fsr-4082	22	25	columbia	columbia	PROPN
fsr-4082	22	26	have	have	AUX
fsr-4082	22	27	addressed	address	VERB
fsr-4082	22	28	financial	financial	ADJ
fsr-4082	22	29	literacy	literacy	NOUN
fsr-4082	22	30	legislation	legislation	NOUN
fsr-4082	22	31	in	in	ADP
fsr-4082	22	32	2022	2022	NUM
fsr-4082	22	33	.	.	PUNCT
fsr-4082	23	1	implementing	implement	VERB
fsr-4082	23	2	financial	financial	ADJ
fsr-4082	23	3	education	education	NOUN
fsr-4082	23	4	initiatives	initiative	NOUN
fsr-4082	23	5	in	in	ADP
fsr-4082	23	6	secondary	secondary	ADJ
fsr-4082	23	7	schools	school	NOUN
fsr-4082	23	8	is	be	AUX
fsr-4082	23	9	certainly	certainly	ADV
fsr-4082	23	10	admirable	admirable	ADJ
fsr-4082	23	11	.	.	PUNCT
fsr-4082	24	1	however	however	ADV
fsr-4082	24	2	,	,	PUNCT
fsr-4082	24	3	these	these	DET
fsr-4082	24	4	efforts	effort	NOUN
fsr-4082	24	5	are	be	AUX
fsr-4082	24	6	not	not	PART
fsr-4082	24	7	without	without	ADP
fsr-4082	24	8	their	their	PRON
fsr-4082	24	9	challenges	challenge	NOUN
fsr-4082	24	10	.	.	PUNCT
fsr-4082	25	1	identifying	identify	VERB
fsr-4082	25	2	the	the	DET
fsr-4082	25	3	specific	specific	ADJ
fsr-4082	25	4	content	content	NOUN
fsr-4082	25	5	to	to	PART
fsr-4082	25	6	be	be	AUX
fsr-4082	25	7	taught	teach	VERB
fsr-4082	25	8	,	,	PUNCT
fsr-4082	25	9	who	who	PRON
fsr-4082	25	10	will	will	AUX
fsr-4082	25	11	administer	administer	VERB
fsr-4082	25	12	the	the	DET
fsr-4082	25	13	curriculum	curriculum	NOUN
fsr-4082	25	14	,	,	PUNCT
fsr-4082	25	15	and	and	CCONJ
fsr-4082	25	16	who	who	PRON
fsr-4082	25	17	will	will	AUX
fsr-4082	25	18	“	"	PUNCT
fsr-4082	25	19	teach	teach	VERB
fsr-4082	25	20	the	the	DET
fsr-4082	25	21	teachers	teacher	NOUN
fsr-4082	25	22	”	"	PUNCT
fsr-4082	25	23	are	be	AUX
fsr-4082	25	24	essential	essential	ADJ
fsr-4082	25	25	to	to	ADP
fsr-4082	25	26	any	any	DET
fsr-4082	25	27	program	program	NOUN
fsr-4082	25	28	’s	’s	PART
fsr-4082	25	29	success	success	NOUN
fsr-4082	25	30	.	.	PUNCT
fsr-4082	26	1	one	one	NUM
fsr-4082	26	2	place	place	NOUN
fsr-4082	26	3	where	where	SCONJ
fsr-4082	26	4	we	we	PRON
fsr-4082	26	5	know	know	VERB
fsr-4082	26	6	there	there	PRON
fsr-4082	26	7	is	be	VERB
fsr-4082	26	8	a	a	DET
fsr-4082	26	9	commitment	commitment	NOUN
fsr-4082	26	10	to	to	ADP
fsr-4082	26	11	financial	financial	ADJ
fsr-4082	26	12	education	education	NOUN
fsr-4082	26	13	is	be	AUX
fsr-4082	26	14	at	at	ADP
fsr-4082	26	15	undergraduate	undergraduate	ADJ
fsr-4082	26	16	institutions	institution	NOUN
fsr-4082	26	17	offering	offer	VERB
fsr-4082	26	18	financial	financial	ADJ
fsr-4082	26	19	planning	planning	NOUN
fsr-4082	26	20	programs	program	NOUN
fsr-4082	26	21	.	.	PUNCT
fsr-4082	27	1	a	a	DET
fsr-4082	27	2	subset	subset	NOUN
fsr-4082	27	3	of	of	ADP
fsr-4082	27	4	these	these	DET
fsr-4082	27	5	schools	school	NOUN
fsr-4082	27	6	is	be	AUX
fsr-4082	27	7	affiliated	affiliate	VERB
fsr-4082	27	8	with	with	ADP
fsr-4082	27	9	the	the	DET
fsr-4082	27	10	certified	certify	VERB
fsr-4082	27	11	financial	financial	ADJ
fsr-4082	27	12	planner	planner	NOUN
fsr-4082	27	13	board	board	NOUN
fsr-4082	27	14	of	of	ADP
fsr-4082	27	15	standards	standard	NOUN
fsr-4082	27	16	(	(	PUNCT
fsr-4082	27	17	cfp	cfp	PROPN
fsr-4082	27	18	board	board	PROPN
fsr-4082	27	19	)	)	PUNCT
fsr-4082	27	20	,	,	PUNCT
fsr-4082	27	21	the	the	DET
fsr-4082	27	22	organization	organization	NOUN
fsr-4082	27	23	responsible	responsible	ADJ
fsr-4082	27	24	for	for	ADP
fsr-4082	27	25	awarding	award	VERB
fsr-4082	27	26	the	the	DET
fsr-4082	27	27	certified	certify	VERB
fsr-4082	27	28	financial	financial	ADJ
fsr-4082	27	29	planner	planner	NOUN
fsr-4082	27	30	™	™	ADJ
fsr-4082	27	31	certification	certification	NOUN
fsr-4082	27	32	.	.	PUNCT
fsr-4082	28	1	a	a	DET
fsr-4082	28	2	major	major	ADJ
fsr-4082	28	3	component	component	NOUN
fsr-4082	28	4	of	of	ADP
fsr-4082	28	5	earning	earn	VERB
fsr-4082	28	6	this	this	DET
fsr-4082	28	7	mark	mark	NOUN
fsr-4082	28	8	is	be	AUX
fsr-4082	28	9	through	through	ADP
fsr-4082	28	10	the	the	DET
fsr-4082	28	11	successful	successful	ADJ
fsr-4082	28	12	completion	completion	NOUN
fsr-4082	28	13	of	of	ADP
fsr-4082	28	14	an	an	DET
fsr-4082	28	15	education	education	NOUN
fsr-4082	28	16	program	program	NOUN
fsr-4082	28	17	designated	designate	VERB
fsr-4082	28	18	by	by	ADP
fsr-4082	28	19	the	the	DET
fsr-4082	28	20	cfp	cfp	PROPN
fsr-4082	28	21	board	board	PROPN
fsr-4082	28	22	as	as	ADP
fsr-4082	28	23	a	a	DET
fsr-4082	28	24	“	"	PUNCT
fsr-4082	28	25	board	board	NOUN
fsr-4082	28	26	-	-	PUNCT
fsr-4082	28	27	registered	register	VERB
fsr-4082	28	28	”	"	PUNCT
fsr-4082	28	29	program	program	NOUN
fsr-4082	28	30	.	.	PUNCT
fsr-4082	29	1	these	these	DET
fsr-4082	29	2	programs	program	NOUN
fsr-4082	29	3	have	have	VERB
fsr-4082	29	4	specific	specific	ADJ
fsr-4082	29	5	content	content	NOUN
fsr-4082	29	6	required	require	VERB
fsr-4082	29	7	for	for	ADP
fsr-4082	29	8	new	new	ADJ
fsr-4082	29	9	financial	financial	ADJ
fsr-4082	29	10	professionals	professional	NOUN
fsr-4082	29	11	—	—	PUNCT
fsr-4082	29	12	the	the	DET
fsr-4082	29	13	cfp	cfp	PROPN
fsr-4082	29	14	board	board	PROPN
fsr-4082	29	15	’s	’s	PART
fsr-4082	29	16	principal	principal	ADJ
fsr-4082	29	17	knowledge	knowledge	NOUN
fsr-4082	29	18	topics	topic	NOUN
fsr-4082	29	19	(	(	PUNCT
fsr-4082	29	20	pkts	pkts	NOUN
fsr-4082	29	21	)	)	PUNCT
fsr-4082	29	22	.	.	PUNCT
fsr-4082	30	1	the	the	DET
fsr-4082	30	2	purpose	purpose	NOUN
fsr-4082	30	3	of	of	ADP
fsr-4082	30	4	this	this	DET
fsr-4082	30	5	paper	paper	NOUN
fsr-4082	30	6	is	be	AUX
fsr-4082	30	7	to	to	PART
fsr-4082	30	8	share	share	VERB
fsr-4082	30	9	best	good	ADJ
fsr-4082	30	10	practices	practice	NOUN
fsr-4082	30	11	in	in	ADP
fsr-4082	30	12	teaching	teach	VERB
fsr-4082	30	13	financial	financial	ADJ
fsr-4082	30	14	planning	planning	NOUN
fsr-4082	30	15	topics	topic	NOUN
fsr-4082	30	16	with	with	ADP
fsr-4082	30	17	other	other	ADJ
fsr-4082	30	18	financial	financial	ADJ
fsr-4082	30	19	planning	planning	NOUN
fsr-4082	30	20	programs	program	NOUN
fsr-4082	30	21	.	.	PUNCT
fsr-4082	31	1	this	this	DET
fsr-4082	31	2	paper	paper	NOUN
fsr-4082	31	3	is	be	AUX
fsr-4082	31	4	structured	structure	VERB
fsr-4082	31	5	as	as	SCONJ
fsr-4082	31	6	follows	follow	VERB
fsr-4082	31	7	:	:	PUNCT
fsr-4082	31	8	section	section	NOUN
fsr-4082	31	9	2	2	NUM
fsr-4082	31	10	provides	provide	VERB
fsr-4082	31	11	the	the	DET
fsr-4082	31	12	context	context	NOUN
fsr-4082	31	13	of	of	ADP
fsr-4082	31	14	the	the	DET
fsr-4082	31	15	course	course	NOUN
fsr-4082	31	16	,	,	PUNCT
fsr-4082	31	17	section	section	NOUN
fsr-4082	31	18	3	3	NUM
fsr-4082	31	19	discusses	discuss	VERB
fsr-4082	31	20	how	how	SCONJ
fsr-4082	31	21	experiential	experiential	ADJ
fsr-4082	31	22	learning	learning	NOUN
fsr-4082	31	23	is	be	AUX
fsr-4082	31	24	integrated	integrate	VERB
fsr-4082	31	25	in	in	ADP
fsr-4082	31	26	the	the	DET
fsr-4082	31	27	course	course	NOUN
fsr-4082	31	28	,	,	PUNCT
fsr-4082	31	29	section	section	NOUN
fsr-4082	31	30	4	4	NUM
fsr-4082	31	31	details	detail	NOUN
fsr-4082	31	32	the	the	DET
fsr-4082	31	33	specific	specific	ADJ
fsr-4082	31	34	exercises	exercise	NOUN
fsr-4082	31	35	used	use	VERB
fsr-4082	31	36	in	in	ADP
fsr-4082	31	37	the	the	DET
fsr-4082	31	38	class	class	NOUN
fsr-4082	31	39	,	,	PUNCT
fsr-4082	31	40	section	section	NOUN
fsr-4082	31	41	5	5	NUM
fsr-4082	31	42	presents	present	VERB
fsr-4082	31	43	the	the	DET
fsr-4082	31	44	results	result	NOUN
fsr-4082	31	45	,	,	PUNCT
fsr-4082	31	46	and	and	CCONJ
fsr-4082	31	47	section	section	NOUN
fsr-4082	31	48	6	6	NUM
fsr-4082	31	49	concludes	conclude	VERB
fsr-4082	31	50	.	.	PUNCT
fsr-4082	32	1	one	one	NUM
fsr-4082	32	2	financial	financial	ADJ
fsr-4082	32	3	planning	planning	NOUN
fsr-4082	32	4	program	program	NOUN
fsr-4082	32	5	’s	’s	PART
fsr-4082	32	6	approach	approach	VERB
fsr-4082	32	7	the	the	DET
fsr-4082	32	8	financial	financial	ADJ
fsr-4082	32	9	planning	planning	NOUN
fsr-4082	32	10	program	program	NOUN
fsr-4082	32	11	described	describe	VERB
fsr-4082	32	12	here	here	ADV
fsr-4082	32	13	takes	take	VERB
fsr-4082	32	14	the	the	DET
fsr-4082	32	15	form	form	NOUN
fsr-4082	32	16	of	of	ADP
fsr-4082	32	17	a	a	DET
fsr-4082	32	18	financial	financial	ADJ
fsr-4082	32	19	services	service	NOUN
fsr-4082	32	20	concentration	concentration	NOUN
fsr-4082	32	21	within	within	ADP
fsr-4082	32	22	an	an	DET
fsr-4082	32	23	undergraduate	undergraduate	ADJ
fsr-4082	32	24	b.s	b.s	PROPN
fsr-4082	32	25	.	.	PROPN
fsr-4082	32	26	finance	finance	NOUN
fsr-4082	32	27	degree	degree	NOUN
fsr-4082	32	28	program	program	NOUN
fsr-4082	32	29	.	.	PUNCT
fsr-4082	33	1	a	a	DET
fsr-4082	33	2	concentration	concentration	NOUN
fsr-4082	33	3	is	be	AUX
fsr-4082	33	4	a	a	DET
fsr-4082	33	5	specific	specific	ADJ
fsr-4082	33	6	track	track	NOUN
fsr-4082	33	7	within	within	ADP
fsr-4082	33	8	the	the	DET
fsr-4082	33	9	finance	finance	NOUN
fsr-4082	33	10	major	major	NOUN
fsr-4082	33	11	that	that	PRON
fsr-4082	33	12	shares	share	VERB
fsr-4082	33	13	3	3	NUM
fsr-4082	33	14	often	often	ADV
fsr-4082	33	15	undergraduate	undergraduate	VERB
fsr-4082	33	16	programs	program	NOUN
fsr-4082	33	17	will	will	AUX
fsr-4082	33	18	embed	embed	VERB
fsr-4082	33	19	general	general	ADJ
fsr-4082	33	20	principles	principle	NOUN
fsr-4082	33	21	of	of	ADP
fsr-4082	33	22	financial	financial	ADJ
fsr-4082	33	23	planning	planning	NOUN
fsr-4082	33	24	domain	domain	NOUN
fsr-4082	33	25	topics	topic	NOUN
fsr-4082	33	26	in	in	ADP
fsr-4082	33	27	other	other	ADJ
fsr-4082	33	28	program	program	NOUN
fsr-4082	33	29	courses	course	NOUN
fsr-4082	33	30	(	(	PUNCT
fsr-4082	33	31	e.g.	e.g.	ADV
fsr-4082	33	32	risk	risk	NOUN
fsr-4082	33	33	management	management	NOUN
fsr-4082	33	34	and	and	CCONJ
fsr-4082	33	35	one	one	NUM
fsr-4082	33	36	or	or	CCONJ
fsr-4082	33	37	more	more	ADJ
fsr-4082	33	38	courses	course	NOUN
fsr-4082	33	39	with	with	ADP
fsr-4082	33	40	other	other	ADJ
fsr-4082	33	41	tracks	track	NOUN
fsr-4082	33	42	.	.	PUNCT
fsr-4082	34	1	in	in	ADP
fsr-4082	34	2	this	this	DET
fsr-4082	34	3	degree	degree	NOUN
fsr-4082	34	4	program	program	NOUN
fsr-4082	34	5	,	,	PUNCT
fsr-4082	34	6	parallel	parallel	ADJ
fsr-4082	34	7	concentrations	concentration	NOUN
fsr-4082	34	8	include	include	VERB
fsr-4082	34	9	real	real	ADJ
fsr-4082	34	10	estate	estate	NOUN
fsr-4082	34	11	finance	finance	NOUN
fsr-4082	34	12	and	and	CCONJ
fsr-4082	34	13	financial	financial	ADJ
fsr-4082	34	14	analysis	analysis	NOUN
fsr-4082	34	15	and	and	CCONJ
fsr-4082	34	16	management	management	NOUN
fsr-4082	34	17	,	,	PUNCT
fsr-4082	34	18	which	which	PRON
fsr-4082	34	19	all	all	PRON
fsr-4082	34	20	share	share	VERB
fsr-4082	34	21	a	a	DET
fsr-4082	34	22	principles	principle	NOUN
fsr-4082	34	23	of	of	ADP
fsr-4082	34	24	investing	invest	VERB
fsr-4082	34	25	course	course	NOUN
fsr-4082	34	26	.	.	PUNCT
fsr-4082	35	1	the	the	DET
fsr-4082	35	2	financial	financial	ADJ
fsr-4082	35	3	services	service	NOUN
fsr-4082	35	4	concentration	concentration	NOUN
fsr-4082	35	5	is	be	AUX
fsr-4082	35	6	a	a	DET
fsr-4082	35	7	cfp	cfp	PROPN
fsr-4082	35	8	board	board	NOUN
fsr-4082	35	9	-	-	PUNCT
fsr-4082	35	10	registered	register	VERB
fsr-4082	35	11	program	program	NOUN
fsr-4082	35	12	and	and	CCONJ
fsr-4082	35	13	therefore	therefore	ADV
fsr-4082	35	14	addresses	address	VERB
fsr-4082	35	15	all	all	DET
fsr-4082	35	16	the	the	DET
fsr-4082	35	17	cfp	cfp	PROPN
fsr-4082	35	18	board	board	PROPN
fsr-4082	35	19	’s	’s	PART
fsr-4082	35	20	pkts	pkts	NOUN
fsr-4082	35	21	.	.	PUNCT
fsr-4082	36	1	in	in	ADP
fsr-4082	36	2	contrast	contrast	NOUN
fsr-4082	36	3	to	to	ADP
fsr-4082	36	4	some	some	DET
fsr-4082	36	5	programs	program	NOUN
fsr-4082	36	6	,	,	PUNCT
fsr-4082	36	7	the	the	DET
fsr-4082	36	8	concentration	concentration	NOUN
fsr-4082	36	9	described	describe	VERB
fsr-4082	36	10	here	here	ADV
fsr-4082	36	11	utilizes	utilize	VERB
fsr-4082	36	12	a	a	DET
fsr-4082	36	13	standalone	standalone	ADJ
fsr-4082	36	14	financial	financial	ADJ
fsr-4082	36	15	planning	planning	NOUN
fsr-4082	36	16	course.3	course.3	NOUN
fsr-4082	36	17	this	this	DET
fsr-4082	36	18	course	course	NOUN
fsr-4082	36	19	is	be	AUX
fsr-4082	36	20	required	require	VERB
fsr-4082	36	21	for	for	ADP
fsr-4082	36	22	all	all	DET
fsr-4082	36	23	students	student	NOUN
fsr-4082	36	24	in	in	ADP
fsr-4082	36	25	the	the	DET
fsr-4082	36	26	concentration	concentration	NOUN
fsr-4082	36	27	but	but	CCONJ
fsr-4082	36	28	is	be	AUX
fsr-4082	36	29	often	often	ADV
fsr-4082	36	30	taken	take	VERB
fsr-4082	36	31	as	as	ADP
fsr-4082	36	32	an	an	DET
fsr-4082	36	33	elective	elective	NOUN
fsr-4082	36	34	by	by	ADP
fsr-4082	36	35	students	student	NOUN
fsr-4082	36	36	in	in	ADP
fsr-4082	36	37	other	other	ADJ
fsr-4082	36	38	finance	finance	NOUN
fsr-4082	36	39	concentrations	concentration	NOUN
fsr-4082	36	40	.	.	PUNCT
fsr-4082	37	1	as	as	ADP
fsr-4082	37	2	such	such	ADJ
fsr-4082	37	3	,	,	PUNCT
fsr-4082	37	4	there	there	PRON
fsr-4082	37	5	is	be	VERB
fsr-4082	37	6	a	a	DET
fsr-4082	37	7	good	good	ADJ
fsr-4082	37	8	mix	mix	NOUN
fsr-4082	37	9	of	of	ADP
fsr-4082	37	10	students	student	NOUN
fsr-4082	37	11	who	who	PRON
fsr-4082	37	12	possess	possess	VERB
fsr-4082	37	13	basic	basic	ADJ
fsr-4082	37	14	finance	finance	NOUN
fsr-4082	37	15	skills	skill	NOUN
fsr-4082	37	16	yet	yet	ADV
fsr-4082	37	17	may	may	AUX
fsr-4082	37	18	have	have	VERB
fsr-4082	37	19	different	different	ADJ
fsr-4082	37	20	professional	professional	ADJ
fsr-4082	37	21	aspirations	aspiration	NOUN
fsr-4082	37	22	.	.	PUNCT
fsr-4082	38	1	the	the	DET
fsr-4082	38	2	class	class	NOUN
fsr-4082	38	3	is	be	AUX
fsr-4082	38	4	structured	structure	VERB
fsr-4082	38	5	as	as	ADP
fsr-4082	38	6	a	a	DET
fsr-4082	38	7	survey	survey	NOUN
fsr-4082	38	8	of	of	ADP
fsr-4082	38	9	the	the	DET
fsr-4082	38	10	financial	financial	ADJ
fsr-4082	38	11	planning	planning	NOUN
fsr-4082	38	12	content	content	NOUN
fsr-4082	38	13	areas	area	NOUN
fsr-4082	38	14	across	across	ADP
fsr-4082	38	15	the	the	DET
fsr-4082	38	16	cfp	cfp	PROPN
fsr-4082	38	17	board	board	PROPN
fsr-4082	38	18	’s	’s	PART
fsr-4082	38	19	pkts	pkts	NOUN
fsr-4082	38	20	(	(	PUNCT
fsr-4082	38	21	e.g.	e.g.	ADV
fsr-4082	38	22	general	general	ADJ
fsr-4082	38	23	planning	planning	NOUN
fsr-4082	38	24	,	,	PUNCT
fsr-4082	38	25	risk	risk	NOUN
fsr-4082	38	26	and	and	CCONJ
fsr-4082	38	27	insurance	insurance	NOUN
fsr-4082	38	28	,	,	PUNCT
fsr-4082	38	29	investment	investment	NOUN
fsr-4082	38	30	planning	planning	NOUN
fsr-4082	38	31	,	,	PUNCT
fsr-4082	38	32	tax	tax	NOUN
fsr-4082	38	33	planning	planning	NOUN
fsr-4082	38	34	,	,	PUNCT
fsr-4082	38	35	retirement	retirement	NOUN
fsr-4082	38	36	planning	planning	NOUN
fsr-4082	38	37	,	,	PUNCT
fsr-4082	38	38	and	and	CCONJ
fsr-4082	38	39	estate	estate	NOUN
fsr-4082	38	40	planning	planning	NOUN
fsr-4082	38	41	)	)	PUNCT
fsr-4082	38	42	.	.	PUNCT
fsr-4082	39	1	students	student	NOUN
fsr-4082	39	2	in	in	ADP
fsr-4082	39	3	the	the	DET
fsr-4082	39	4	concentration	concentration	NOUN
fsr-4082	39	5	subsequently	subsequently	ADV
fsr-4082	39	6	take	take	VERB
fsr-4082	39	7	an	an	DET
fsr-4082	39	8	individual	individual	ADJ
fsr-4082	39	9	course	course	NOUN
fsr-4082	39	10	in	in	ADP
fsr-4082	39	11	each	each	DET
fsr-4082	39	12	topic	topic	NOUN
fsr-4082	39	13	followed	follow	VERB
fsr-4082	39	14	by	by	ADP
fsr-4082	39	15	a	a	DET
fsr-4082	39	16	required	require	VERB
fsr-4082	39	17	capstone	capstone	NOUN
fsr-4082	39	18	course	course	NOUN
fsr-4082	39	19	.	.	PUNCT
fsr-4082	40	1	as	as	ADP
fsr-4082	40	2	with	with	ADP
fsr-4082	40	3	many	many	ADJ
fsr-4082	40	4	introductory	introductory	ADJ
fsr-4082	40	5	undergraduate	undergraduate	NOUN
fsr-4082	40	6	courses	course	NOUN
fsr-4082	40	7	,	,	PUNCT
fsr-4082	40	8	much	much	ADJ
fsr-4082	40	9	of	of	ADP
fsr-4082	40	10	the	the	DET
fsr-4082	40	11	course	course	NOUN
fsr-4082	40	12	grade	grade	NOUN
fsr-4082	40	13	comes	come	VERB
fsr-4082	40	14	from	from	ADP
fsr-4082	40	15	traditional	traditional	ADJ
fsr-4082	40	16	course	course	NOUN
fsr-4082	40	17	examinations	examination	NOUN
fsr-4082	40	18	,	,	PUNCT
fsr-4082	40	19	in	in	ADP
fsr-4082	40	20	this	this	DET
fsr-4082	40	21	case	case	NOUN
fsr-4082	40	22	85	85	NUM
fsr-4082	40	23	%	%	NOUN
fsr-4082	40	24	.	.	PUNCT
fsr-4082	41	1	it	it	PRON
fsr-4082	41	2	is	be	AUX
fsr-4082	41	3	within	within	ADP
fsr-4082	41	4	the	the	DET
fsr-4082	41	5	remaining	remain	VERB
fsr-4082	41	6	15	15	NUM
fsr-4082	41	7	%	%	NOUN
fsr-4082	41	8	of	of	ADP
fsr-4082	41	9	the	the	DET
fsr-4082	41	10	course	course	NOUN
fsr-4082	41	11	grade	grade	NOUN
fsr-4082	41	12	where	where	SCONJ
fsr-4082	41	13	students	student	NOUN
fsr-4082	41	14	can	can	AUX
fsr-4082	41	15	earn	earn	VERB
fsr-4082	41	16	credit	credit	NOUN
fsr-4082	41	17	through	through	ADP
fsr-4082	41	18	experiential	experiential	ADJ
fsr-4082	41	19	learning	learning	NOUN
fsr-4082	41	20	opportunities	opportunity	NOUN
fsr-4082	41	21	to	to	PART
fsr-4082	41	22	better	well	ADV
fsr-4082	41	23	facilitate	facilitate	VERB
fsr-4082	41	24	the	the	DET
fsr-4082	41	25	understanding	understanding	NOUN
fsr-4082	41	26	of	of	ADP
fsr-4082	41	27	financial	financial	ADJ
fsr-4082	41	28	planning	planning	NOUN
fsr-4082	41	29	concepts	concept	NOUN
fsr-4082	41	30	.	.	PUNCT
fsr-4082	42	1	the	the	DET
fsr-4082	42	2	course	course	NOUN
fsr-4082	42	3	provides	provide	VERB
fsr-4082	42	4	a	a	DET
fsr-4082	42	5	natural	natural	ADJ
fsr-4082	42	6	laboratory	laboratory	NOUN
fsr-4082	42	7	for	for	ADP
fsr-4082	42	8	trying	try	VERB
fsr-4082	42	9	new	new	ADJ
fsr-4082	42	10	approaches	approach	NOUN
fsr-4082	42	11	to	to	ADP
fsr-4082	42	12	teaching	teach	VERB
fsr-4082	42	13	financial	financial	ADJ
fsr-4082	42	14	planning	planning	NOUN
fsr-4082	42	15	concepts	concept	NOUN
fsr-4082	42	16	.	.	PUNCT
fsr-4082	43	1	integrating	integrate	VERB
fsr-4082	43	2	experiential	experiential	ADJ
fsr-4082	43	3	learning	learning	NOUN
fsr-4082	43	4	on	on	ADP
fsr-4082	43	5	the	the	DET
fsr-4082	43	6	first	first	ADJ
fsr-4082	43	7	day	day	NOUN
fsr-4082	43	8	of	of	ADP
fsr-4082	43	9	each	each	DET
fsr-4082	43	10	semester	semester	NOUN
fsr-4082	43	11	,	,	PUNCT
fsr-4082	43	12	faculty	faculty	NOUN
fsr-4082	43	13	recommend	recommend	VERB
fsr-4082	43	14	students	student	NOUN
fsr-4082	43	15	identify	identify	VERB
fsr-4082	43	16	family	family	NOUN
fsr-4082	43	17	members	member	NOUN
fsr-4082	43	18	or	or	CCONJ
fsr-4082	43	19	acquaintances	acquaintance	NOUN
fsr-4082	43	20	they	they	PRON
fsr-4082	43	21	might	might	AUX
fsr-4082	43	22	treat	treat	VERB
fsr-4082	43	23	as	as	ADP
fsr-4082	43	24	“	"	PUNCT
fsr-4082	43	25	clients	client	NOUN
fsr-4082	43	26	”	"	PUNCT
fsr-4082	43	27	throughout	throughout	ADP
fsr-4082	43	28	the	the	DET
fsr-4082	43	29	semester	semester	NOUN
fsr-4082	43	30	.	.	PUNCT
fsr-4082	44	1	the	the	DET
fsr-4082	44	2	suggestion	suggestion	NOUN
fsr-4082	44	3	is	be	AUX
fsr-4082	44	4	that	that	SCONJ
fsr-4082	44	5	student	student	NOUN
fsr-4082	44	6	learning	learning	NOUN
fsr-4082	44	7	will	will	AUX
fsr-4082	44	8	be	be	AUX
fsr-4082	44	9	enhanced	enhance	VERB
fsr-4082	44	10	if	if	SCONJ
fsr-4082	44	11	they	they	PRON
fsr-4082	44	12	can	can	AUX
fsr-4082	44	13	discuss	discuss	VERB
fsr-4082	44	14	or	or	CCONJ
fsr-4082	44	15	apply	apply	VERB
fsr-4082	44	16	course	course	NOUN
fsr-4082	44	17	topics	topic	NOUN
fsr-4082	44	18	in	in	ADP
fsr-4082	44	19	a	a	DET
fsr-4082	44	20	personal	personal	ADJ
fsr-4082	44	21	setting	setting	NOUN
fsr-4082	44	22	—	—	PUNCT
fsr-4082	44	23	essentially	essentially	ADV
fsr-4082	44	24	experience	experience	VERB
fsr-4082	44	25	the	the	DET
fsr-4082	44	26	course	course	NOUN
fsr-4082	44	27	content	content	NOUN
fsr-4082	44	28	at	at	ADP
fsr-4082	44	29	a	a	DET
fsr-4082	44	30	personal	personal	ADJ
fsr-4082	44	31	level	level	NOUN
fsr-4082	44	32	.	.	PUNCT
fsr-4082	45	1	for	for	ADP
fsr-4082	45	2	example	example	NOUN
fsr-4082	45	3	,	,	PUNCT
fsr-4082	45	4	students	student	NOUN
fsr-4082	45	5	will	will	AUX
fsr-4082	45	6	have	have	VERB
fsr-4082	45	7	a	a	DET
fsr-4082	45	8	more	more	ADV
fsr-4082	45	9	meaningful	meaningful	ADJ
fsr-4082	45	10	discussion	discussion	NOUN
fsr-4082	45	11	about	about	ADP
fsr-4082	45	12	retirement	retirement	NOUN
fsr-4082	45	13	planning	planning	NOUN
fsr-4082	45	14	if	if	SCONJ
fsr-4082	45	15	they	they	PRON
fsr-4082	45	16	do	do	VERB
fsr-4082	45	17	so	so	ADV
fsr-4082	45	18	with	with	ADP
fsr-4082	45	19	family	family	NOUN
fsr-4082	45	20	members	member	NOUN
fsr-4082	45	21	or	or	CCONJ
fsr-4082	45	22	acquaintances	acquaintance	NOUN
fsr-4082	45	23	approaching	approach	VERB
fsr-4082	45	24	retirement	retirement	NOUN
fsr-4082	45	25	age	age	NOUN
fsr-4082	45	26	.	.	PUNCT
fsr-4082	46	1	insurance	insurance	NOUN
fsr-4082	46	2	)	)	PUNCT
fsr-4082	46	3	.	.	PUNCT
fsr-4082	47	1	this	this	PRON
fsr-4082	47	2	can	can	AUX
fsr-4082	47	3	allow	allow	VERB
fsr-4082	47	4	greater	great	ADJ
fsr-4082	47	5	flexibility	flexibility	NOUN
fsr-4082	47	6	in	in	ADP
fsr-4082	47	7	curriculum	curriculum	NOUN
fsr-4082	47	8	management	management	NOUN
fsr-4082	47	9	using	use	VERB
fsr-4082	47	10	a	a	DET
fsr-4082	47	11	six	six	NUM
fsr-4082	47	12	-	-	PUNCT
fsr-4082	47	13	course	course	NOUN
fsr-4082	47	14	sequence	sequence	NOUN
fsr-4082	47	15	in	in	ADP
fsr-4082	47	16	lieu	lieu	NOUN
fsr-4082	47	17	of	of	ADP
fsr-4082	47	18	seven	seven	NUM
fsr-4082	47	19	courses	course	NOUN
fsr-4082	47	20	.	.	PUNCT
fsr-4082	48	1	financial	financial	ADJ
fsr-4082	48	2	services	service	NOUN
fsr-4082	48	3	review	review	NOUN
fsr-4082	48	4	,	,	PUNCT
fsr-4082	48	5	33(4	33(4	NUM
fsr-4082	48	6	)	)	PUNCT
fsr-4082	48	7	50	50	NUM
fsr-4082	48	8	fink	fink	NOUN
fsr-4082	48	9	(	(	PUNCT
fsr-4082	48	10	2013	2013	NUM
fsr-4082	48	11	)	)	PUNCT
fsr-4082	48	12	identifies	identify	VERB
fsr-4082	48	13	two	two	NUM
fsr-4082	48	14	problems	problem	NOUN
fsr-4082	48	15	often	often	ADV
fsr-4082	48	16	seen	see	VERB
fsr-4082	48	17	in	in	ADP
fsr-4082	48	18	college	college	NOUN
fsr-4082	48	19	teaching	teaching	NOUN
fsr-4082	48	20	.	.	PUNCT
fsr-4082	49	1	the	the	DET
fsr-4082	49	2	first	first	ADJ
fsr-4082	49	3	is	be	AUX
fsr-4082	49	4	that	that	SCONJ
fsr-4082	49	5	learning	learn	VERB
fsr-4082	49	6	goals	goal	NOUN
fsr-4082	49	7	do	do	AUX
fsr-4082	49	8	not	not	PART
fsr-4082	49	9	go	go	VERB
fsr-4082	49	10	beyond	beyond	ADP
fsr-4082	49	11	what	what	PRON
fsr-4082	49	12	is	be	AUX
fsr-4082	49	13	described	describe	VERB
fsr-4082	49	14	as	as	ADP
fsr-4082	49	15	“	"	PUNCT
fsr-4082	49	16	understand	understand	VERB
fsr-4082	49	17	and	and	CCONJ
fsr-4082	49	18	remember	remember	VERB
fsr-4082	49	19	”	"	PUNCT
fsr-4082	49	20	type	type	NOUN
fsr-4082	49	21	of	of	ADP
fsr-4082	49	22	learning	learning	NOUN
fsr-4082	49	23	.	.	PUNCT
fsr-4082	50	1	second	second	ADJ
fsr-4082	50	2	,	,	PUNCT
fsr-4082	50	3	and	and	CCONJ
fsr-4082	50	4	perhaps	perhaps	ADV
fsr-4082	50	5	more	more	ADV
fsr-4082	50	6	relevant	relevant	ADJ
fsr-4082	50	7	,	,	PUNCT
fsr-4082	50	8	is	be	AUX
fsr-4082	50	9	teachers	teacher	NOUN
fsr-4082	50	10	have	have	VERB
fsr-4082	50	11	difficulty	difficulty	NOUN
fsr-4082	50	12	finding	find	VERB
fsr-4082	50	13	activities	activity	NOUN
fsr-4082	50	14	beyond	beyond	ADP
fsr-4082	50	15	traditional	traditional	ADJ
fsr-4082	50	16	lectures	lecture	NOUN
fsr-4082	50	17	and	and	CCONJ
fsr-4082	50	18	leading	lead	VERB
fsr-4082	50	19	discussions	discussion	NOUN
fsr-4082	50	20	.	.	PUNCT
fsr-4082	51	1	the	the	DET
fsr-4082	51	2	author	author	NOUN
fsr-4082	51	3	suggests	suggest	VERB
fsr-4082	51	4	“	"	PUNCT
fsr-4082	51	5	significant	significant	ADJ
fsr-4082	51	6	learning”—or	learning”—or	NOUN
fsr-4082	51	7	that	that	SCONJ
fsr-4082	51	8	learning	learn	VERB
fsr-4082	51	9	experience	experience	NOUN
fsr-4082	51	10	that	that	PRON
fsr-4082	51	11	results	result	VERB
fsr-4082	51	12	in	in	ADP
fsr-4082	51	13	something	something	PRON
fsr-4082	51	14	that	that	PRON
fsr-4082	51	15	is	be	AUX
fsr-4082	51	16	truly	truly	ADV
fsr-4082	51	17	significant	significant	ADJ
fsr-4082	51	18	in	in	ADP
fsr-4082	51	19	terms	term	NOUN
fsr-4082	51	20	of	of	ADP
fsr-4082	51	21	the	the	DET
fsr-4082	51	22	students	student	NOUN
fsr-4082	51	23	’	'	PUNCT
fsr-4082	51	24	lives	life	NOUN
fsr-4082	51	25	.	.	PUNCT
fsr-4082	52	1	characteristics	characteristic	NOUN
fsr-4082	52	2	include	include	VERB
fsr-4082	52	3	process	process	NOUN
fsr-4082	52	4	(	(	PUNCT
fsr-4082	52	5	engaging	engaging	ADJ
fsr-4082	52	6	and	and	CCONJ
fsr-4082	52	7	high	high	ADJ
fsr-4082	52	8	energy	energy	NOUN
fsr-4082	52	9	)	)	PUNCT
fsr-4082	52	10	and	and	CCONJ
fsr-4082	52	11	results	result	NOUN
fsr-4082	52	12	(	(	PUNCT
fsr-4082	52	13	lasting	last	VERB
fsr-4082	52	14	change	change	NOUN
fsr-4082	52	15	and	and	CCONJ
fsr-4082	52	16	value	value	NOUN
fsr-4082	52	17	in	in	ADP
fsr-4082	52	18	life	life	NOUN
fsr-4082	52	19	)	)	PUNCT
fsr-4082	52	20	.	.	PUNCT
fsr-4082	53	1	hawtrey	hawtrey	PROPN
fsr-4082	53	2	(	(	PUNCT
fsr-4082	53	3	2007	2007	NUM
fsr-4082	53	4	)	)	PUNCT
fsr-4082	53	5	states	state	VERB
fsr-4082	53	6	experiential	experiential	ADJ
fsr-4082	53	7	learning	learning	NOUN
fsr-4082	53	8	involves	involve	VERB
fsr-4082	53	9	active	active	ADJ
fsr-4082	53	10	,	,	PUNCT
fsr-4082	53	11	participating	participate	VERB
fsr-4082	53	12	activities	activity	NOUN
fsr-4082	53	13	,	,	PUNCT
fsr-4082	53	14	also	also	ADV
fsr-4082	53	15	called	call	VERB
fsr-4082	53	16	situational	situational	ADJ
fsr-4082	53	17	learning	learning	NOUN
fsr-4082	53	18	.	.	PUNCT
fsr-4082	54	1	eyssell	eyssell	PROPN
fsr-4082	54	2	(	(	PUNCT
fsr-4082	54	3	1999	1999	NUM
fsr-4082	54	4	)	)	PUNCT
fsr-4082	54	5	demonstrated	demonstrate	VERB
fsr-4082	54	6	this	this	DET
fsr-4082	54	7	idea	idea	NOUN
fsr-4082	54	8	with	with	ADP
fsr-4082	54	9	the	the	DET
fsr-4082	54	10	development	development	NOUN
fsr-4082	54	11	of	of	ADP
fsr-4082	54	12	a	a	DET
fsr-4082	54	13	financial	financial	ADJ
fsr-4082	54	14	planning	planning	NOUN
fsr-4082	54	15	practicum	practicum	NOUN
fsr-4082	54	16	.	.	PUNCT
fsr-4082	55	1	in	in	ADP
fsr-4082	55	2	each	each	DET
fsr-4082	55	3	case	case	NOUN
fsr-4082	55	4	,	,	PUNCT
fsr-4082	55	5	the	the	DET
fsr-4082	55	6	goal	goal	NOUN
fsr-4082	55	7	is	be	AUX
fsr-4082	55	8	to	to	PART
fsr-4082	55	9	make	make	VERB
fsr-4082	55	10	learning	learn	VERB
fsr-4082	55	11	more	more	ADV
fsr-4082	55	12	relevant	relevant	ADJ
fsr-4082	55	13	and	and	CCONJ
fsr-4082	55	14	impactful	impactful	ADJ
fsr-4082	55	15	for	for	ADP
fsr-4082	55	16	students	student	NOUN
fsr-4082	55	17	.	.	PUNCT
fsr-4082	56	1	the	the	DET
fsr-4082	56	2	experiential	experiential	ADJ
fsr-4082	56	3	approaches	approach	NOUN
fsr-4082	56	4	used	use	VERB
fsr-4082	56	5	in	in	ADP
fsr-4082	56	6	this	this	DET
fsr-4082	56	7	class	class	NOUN
fsr-4082	56	8	come	come	VERB
fsr-4082	56	9	in	in	ADP
fsr-4082	56	10	two	two	NUM
fsr-4082	56	11	distinct	distinct	ADJ
fsr-4082	56	12	types	type	NOUN
fsr-4082	56	13	of	of	ADP
fsr-4082	56	14	assignments	assignment	NOUN
fsr-4082	56	15	.	.	PUNCT
fsr-4082	57	1	the	the	DET
fsr-4082	57	2	first	first	ADJ
fsr-4082	57	3	approach	approach	NOUN
fsr-4082	57	4	we	we	PRON
fsr-4082	57	5	use	use	VERB
fsr-4082	57	6	is	be	AUX
fsr-4082	57	7	what	what	PRON
fsr-4082	57	8	we	we	PRON
fsr-4082	57	9	refer	refer	VERB
fsr-4082	57	10	to	to	ADP
fsr-4082	57	11	as	as	ADP
fsr-4082	57	12	an	an	DET
fsr-4082	57	13	awareness	awareness	NOUN
fsr-4082	57	14	exercise	exercise	NOUN
fsr-4082	57	15	.	.	PUNCT
fsr-4082	58	1	chowdhry	chowdhry	NOUN
fsr-4082	58	2	and	and	CCONJ
fsr-4082	58	3	dholakia	dholakia	NOUN
fsr-4082	58	4	(	(	PUNCT
fsr-4082	58	5	2019	2019	NUM
fsr-4082	58	6	)	)	PUNCT
fsr-4082	58	7	examined	examine	VERB
fsr-4082	58	8	the	the	DET
fsr-4082	58	9	relationship	relationship	NOUN
fsr-4082	58	10	between	between	ADP
fsr-4082	58	11	one	one	NUM
fsr-4082	58	12	’s	’s	PART
fsr-4082	58	13	financial	financial	ADJ
fsr-4082	58	14	self	self	NOUN
fsr-4082	58	15	-	-	PUNCT
fsr-4082	58	16	awareness	awareness	NOUN
fsr-4082	58	17	and	and	CCONJ
fsr-4082	58	18	what	what	PRON
fsr-4082	58	19	they	they	PRON
fsr-4082	58	20	term	term	VERB
fsr-4082	58	21	as	as	ADP
fsr-4082	58	22	downstream	downstream	ADJ
fsr-4082	58	23	financial	financial	ADJ
fsr-4082	58	24	outcomes	outcome	NOUN
fsr-4082	58	25	.	.	PUNCT
fsr-4082	59	1	their	their	PRON
fsr-4082	59	2	results	result	NOUN
fsr-4082	59	3	suggest	suggest	VERB
fsr-4082	59	4	higher	high	ADJ
fsr-4082	59	5	levels	level	NOUN
fsr-4082	59	6	of	of	ADP
fsr-4082	59	7	financial	financial	ADJ
fsr-4082	59	8	awareness	awareness	NOUN
fsr-4082	59	9	are	be	AUX
fsr-4082	59	10	associated	associate	VERB
fsr-4082	59	11	with	with	ADP
fsr-4082	59	12	positive	positive	ADJ
fsr-4082	59	13	financial	financial	ADJ
fsr-4082	59	14	decisions	decision	NOUN
fsr-4082	59	15	.	.	PUNCT
fsr-4082	60	1	in	in	ADP
fsr-4082	60	2	our	our	PRON
fsr-4082	60	3	awareness	awareness	NOUN
fsr-4082	60	4	assignments	assignment	NOUN
fsr-4082	60	5	,	,	PUNCT
fsr-4082	60	6	the	the	DET
fsr-4082	60	7	goal	goal	NOUN
fsr-4082	60	8	is	be	AUX
fsr-4082	60	9	for	for	SCONJ
fsr-4082	60	10	students	student	NOUN
fsr-4082	60	11	to	to	PART
fsr-4082	60	12	become	become	VERB
fsr-4082	60	13	more	more	ADV
fsr-4082	60	14	aware	aware	ADJ
fsr-4082	60	15	of	of	ADP
fsr-4082	60	16	the	the	DET
fsr-4082	60	17	specifics	specific	NOUN
fsr-4082	60	18	of	of	ADP
fsr-4082	60	19	a	a	DET
fsr-4082	60	20	financial	financial	ADJ
fsr-4082	60	21	planning	planning	NOUN
fsr-4082	60	22	concept	concept	NOUN
fsr-4082	60	23	by	by	ADP
fsr-4082	60	24	examining	examine	VERB
fsr-4082	60	25	and	and	CCONJ
fsr-4082	60	26	reviewing	review	VERB
fsr-4082	60	27	an	an	DET
fsr-4082	60	28	instrument	instrument	NOUN
fsr-4082	60	29	or	or	CCONJ
fsr-4082	60	30	contract	contract	NOUN
fsr-4082	60	31	where	where	SCONJ
fsr-4082	60	32	they	they	PRON
fsr-4082	60	33	may	may	AUX
fsr-4082	60	34	be	be	AUX
fsr-4082	60	35	affected	affect	VERB
fsr-4082	60	36	but	but	CCONJ
fsr-4082	60	37	did	do	AUX
fsr-4082	60	38	not	not	PART
fsr-4082	60	39	necessarily	necessarily	ADV
fsr-4082	60	40	take	take	VERB
fsr-4082	60	41	an	an	DET
fsr-4082	60	42	active	active	ADJ
fsr-4082	60	43	role	role	NOUN
fsr-4082	60	44	in	in	ADP
fsr-4082	60	45	the	the	DET
fsr-4082	60	46	decision	decision	NOUN
fsr-4082	60	47	to	to	PART
fsr-4082	60	48	form	form	VERB
fsr-4082	60	49	that	that	DET
fsr-4082	60	50	contract	contract	NOUN
fsr-4082	60	51	.	.	PUNCT
fsr-4082	61	1	in	in	ADP
fsr-4082	61	2	these	these	DET
fsr-4082	61	3	exercises	exercise	NOUN
fsr-4082	61	4	we	we	PRON
fsr-4082	61	5	look	look	VERB
fsr-4082	61	6	for	for	ADP
fsr-4082	61	7	fink	fink	PROPN
fsr-4082	61	8	’s	’s	PART
fsr-4082	61	9	(	(	PUNCT
fsr-4082	61	10	2013	2013	NUM
fsr-4082	61	11	)	)	PUNCT
fsr-4082	61	12	“	"	PUNCT
fsr-4082	61	13	significant	significant	ADJ
fsr-4082	61	14	learning	learning	NOUN
fsr-4082	61	15	.	.	PUNCT
fsr-4082	61	16	”	"	PUNCT
fsr-4082	62	1	perhaps	perhaps	ADV
fsr-4082	62	2	the	the	DET
fsr-4082	62	3	best	good	ADJ
fsr-4082	62	4	example	example	NOUN
fsr-4082	62	5	of	of	ADP
fsr-4082	62	6	an	an	DET
fsr-4082	62	7	awareness	awareness	NOUN
fsr-4082	62	8	exercise	exercise	NOUN
fsr-4082	62	9	is	be	AUX
fsr-4082	62	10	seen	see	VERB
fsr-4082	62	11	in	in	ADP
fsr-4082	62	12	the	the	DET
fsr-4082	62	13	insurance	insurance	NOUN
fsr-4082	62	14	arena	arena	NOUN
fsr-4082	62	15	—	—	PUNCT
fsr-4082	62	16	specifically	specifically	ADV
fsr-4082	62	17	car	car	NOUN
fsr-4082	62	18	insurance	insurance	NOUN
fsr-4082	62	19	.	.	PUNCT
fsr-4082	63	1	nearly	nearly	ADV
fsr-4082	63	2	all	all	PRON
fsr-4082	63	3	college	college	NOUN
fsr-4082	63	4	students	student	NOUN
fsr-4082	63	5	have	have	VERB
fsr-4082	63	6	some	some	DET
fsr-4082	63	7	experience	experience	NOUN
fsr-4082	63	8	driving	drive	VERB
fsr-4082	63	9	automobiles	automobile	NOUN
fsr-4082	63	10	,	,	PUNCT
fsr-4082	63	11	and	and	CCONJ
fsr-4082	63	12	students	student	NOUN
fsr-4082	63	13	are	be	AUX
fsr-4082	63	14	aware	aware	ADJ
fsr-4082	63	15	the	the	DET
fsr-4082	63	16	vehicle	vehicle	NOUN
fsr-4082	63	17	owner	owner	NOUN
fsr-4082	63	18	is	be	AUX
fsr-4082	63	19	required	require	VERB
fsr-4082	63	20	by	by	ADP
fsr-4082	63	21	law	law	NOUN
fsr-4082	63	22	to	to	PART
fsr-4082	63	23	maintain	maintain	VERB
fsr-4082	63	24	auto	auto	NOUN
fsr-4082	63	25	insurance	insurance	NOUN
fsr-4082	63	26	coverage	coverage	NOUN
fsr-4082	63	27	.	.	PUNCT
fsr-4082	64	1	the	the	DET
fsr-4082	64	2	first	first	ADJ
fsr-4082	64	3	class	class	NOUN
fsr-4082	64	4	period	period	NOUN
fsr-4082	64	5	in	in	ADP
fsr-4082	64	6	the	the	DET
fsr-4082	64	7	property	property	NOUN
fsr-4082	64	8	and	and	CCONJ
fsr-4082	64	9	casualty	casualty	NOUN
fsr-4082	64	10	module	module	NOUN
fsr-4082	64	11	of	of	ADP
fsr-4082	64	12	the	the	DET
fsr-4082	64	13	course	course	NOUN
fsr-4082	64	14	might	might	AUX
fsr-4082	64	15	start	start	VERB
fsr-4082	64	16	with	with	ADP
fsr-4082	64	17	the	the	DET
fsr-4082	64	18	following	follow	VERB
fsr-4082	64	19	dialogue	dialogue	NOUN
fsr-4082	64	20	:	:	PUNCT
fsr-4082	64	21	instructor	instructor	NOUN
fsr-4082	64	22	:	:	PUNCT
fsr-4082	64	23	many	many	ADJ
fsr-4082	64	24	of	of	ADP
fsr-4082	64	25	you	you	PRON
fsr-4082	64	26	drove	drive	VERB
fsr-4082	64	27	to	to	AUX
fsr-4082	64	28	campus	campus	VERB
fsr-4082	64	29	today	today	NOUN
fsr-4082	64	30	.	.	PUNCT
fsr-4082	65	1	we	we	PRON
fsr-4082	65	2	know	know	VERB
fsr-4082	65	3	that	that	SCONJ
fsr-4082	65	4	you	you	PRON
fsr-4082	65	5	can	can	AUX
fsr-4082	65	6	not	not	PART
fsr-4082	65	7	drive	drive	VERB
fsr-4082	65	8	without	without	ADP
fsr-4082	65	9	insurance	insurance	NOUN
fsr-4082	65	10	.	.	PUNCT
fsr-4082	66	1	what	what	PRON
fsr-4082	66	2	is	be	AUX
fsr-4082	66	3	your	your	PRON
fsr-4082	66	4	coverage	coverage	NOUN
fsr-4082	66	5	and	and	CCONJ
fsr-4082	66	6	how	how	SCONJ
fsr-4082	66	7	much	much	ADJ
fsr-4082	66	8	do	do	AUX
fsr-4082	66	9	you	you	PRON
fsr-4082	66	10	pay	pay	VERB
fsr-4082	66	11	?	?	PUNCT
fsr-4082	67	1	student	student	NOUN
fsr-4082	67	2	:	:	PUNCT
fsr-4082	68	1	i	i	PRON
fsr-4082	68	2	have	have	VERB
fsr-4082	68	3	full	full	ADJ
fsr-4082	68	4	coverage	coverage	NOUN
fsr-4082	68	5	.	.	PUNCT
fsr-4082	69	1	instructor	instructor	NOUN
fsr-4082	69	2	:	:	PUNCT
fsr-4082	69	3	what	what	PRON
fsr-4082	69	4	does	do	AUX
fsr-4082	69	5	that	that	PRON
fsr-4082	69	6	mean	mean	VERB
fsr-4082	69	7	?	?	PUNCT
fsr-4082	70	1	student	student	NOUN
fsr-4082	70	2	:	:	PUNCT
fsr-4082	71	1	i	i	PRON
fsr-4082	71	2	do	do	AUX
fsr-4082	71	3	n’t	not	PART
fsr-4082	71	4	know…….and	know…….and	VERB
fsr-4082	71	5	my	my	PRON
fsr-4082	71	6	parents	parent	NOUN
fsr-4082	71	7	pay	pay	VERB
fsr-4082	71	8	for	for	ADP
fsr-4082	71	9	it	it	PRON
fsr-4082	71	10	.	.	PUNCT
fsr-4082	72	1	so	so	ADV
fsr-4082	72	2	much	much	ADV
fsr-4082	72	3	for	for	ADP
fsr-4082	72	4	awareness	awareness	NOUN
fsr-4082	72	5	.	.	PUNCT
fsr-4082	73	1	unsurprisingly	unsurprisingly	ADV
fsr-4082	73	2	,	,	PUNCT
fsr-4082	73	3	many	many	ADJ
fsr-4082	73	4	students	student	NOUN
fsr-4082	73	5	have	have	VERB
fsr-4082	73	6	no	no	DET
fsr-4082	73	7	idea	idea	NOUN
fsr-4082	73	8	what	what	DET
fsr-4082	73	9	coverage	coverage	NOUN
fsr-4082	73	10	they	they	PRON
fsr-4082	73	11	have	have	VERB
fsr-4082	73	12	nor	nor	CCONJ
fsr-4082	73	13	how	how	SCONJ
fsr-4082	73	14	much	much	ADJ
fsr-4082	73	15	they	they	PRON
fsr-4082	73	16	(	(	PUNCT
fsr-4082	73	17	or	or	CCONJ
fsr-4082	73	18	their	their	PRON
fsr-4082	73	19	parents	parent	NOUN
fsr-4082	73	20	)	)	PUNCT
fsr-4082	73	21	pay	pay	NOUN
fsr-4082	73	22	.	.	PUNCT
fsr-4082	74	1	more	more	ADJ
fsr-4082	74	2	detail	detail	NOUN
fsr-4082	74	3	on	on	ADP
fsr-4082	74	4	this	this	DET
fsr-4082	74	5	assignment	assignment	NOUN
fsr-4082	74	6	is	be	AUX
fsr-4082	74	7	provided	provide	VERB
fsr-4082	74	8	in	in	ADP
fsr-4082	74	9	the	the	DET
fsr-4082	74	10	exercise	exercise	NOUN
fsr-4082	74	11	section	section	NOUN
fsr-4082	74	12	to	to	PART
fsr-4082	74	13	follow	follow	VERB
fsr-4082	74	14	.	.	PUNCT
fsr-4082	75	1	other	other	ADJ
fsr-4082	75	2	awareness	awareness	NOUN
fsr-4082	75	3	exercises	exercise	NOUN
fsr-4082	75	4	used	use	VERB
fsr-4082	75	5	in	in	ADP
fsr-4082	75	6	the	the	DET
fsr-4082	75	7	class	class	NOUN
fsr-4082	75	8	examine	examine	NOUN
fsr-4082	75	9	risk	risk	NOUN
fsr-4082	75	10	management	management	NOUN
fsr-4082	75	11	(	(	PUNCT
fsr-4082	75	12	homeowner	homeowner	NOUN
fsr-4082	75	13	and	and	CCONJ
fsr-4082	75	14	flood	flood	NOUN
fsr-4082	75	15	insurance	insurance	NOUN
fsr-4082	75	16	)	)	PUNCT
fsr-4082	75	17	,	,	PUNCT
fsr-4082	75	18	investment	investment	NOUN
fsr-4082	75	19	planning	planning	NOUN
fsr-4082	75	20	,	,	PUNCT
fsr-4082	75	21	and	and	CCONJ
fsr-4082	75	22	tax	tax	NOUN
fsr-4082	75	23	planning	planning	NOUN
fsr-4082	75	24	.	.	PUNCT
fsr-4082	76	1	each	each	PRON
fsr-4082	76	2	of	of	ADP
fsr-4082	76	3	these	these	DET
fsr-4082	76	4	awareness	awareness	NOUN
fsr-4082	76	5	exercises	exercise	NOUN
fsr-4082	76	6	can	can	AUX
fsr-4082	76	7	be	be	AUX
fsr-4082	76	8	interpreted	interpret	VERB
fsr-4082	76	9	as	as	ADP
fsr-4082	76	10	an	an	DET
fsr-4082	76	11	attempt	attempt	NOUN
fsr-4082	76	12	to	to	PART
fsr-4082	76	13	improve	improve	VERB
fsr-4082	76	14	awareness	awareness	NOUN
fsr-4082	76	15	as	as	SCONJ
fsr-4082	76	16	defined	define	VERB
fsr-4082	76	17	by	by	ADP
fsr-4082	76	18	chowdhry	chowdhry	NOUN
fsr-4082	76	19	and	and	CCONJ
fsr-4082	76	20	dholakia	dholakia	NOUN
fsr-4082	76	21	(	(	PUNCT
fsr-4082	76	22	2019	2019	NUM
fsr-4082	76	23	)	)	PUNCT
fsr-4082	76	24	.	.	PUNCT
fsr-4082	77	1	the	the	DET
fsr-4082	77	2	second	second	ADJ
fsr-4082	77	3	experiential	experiential	ADJ
fsr-4082	77	4	approach	approach	NOUN
fsr-4082	77	5	used	use	VERB
fsr-4082	77	6	in	in	ADP
fsr-4082	77	7	the	the	DET
fsr-4082	77	8	course	course	NOUN
fsr-4082	77	9	involves	involve	VERB
fsr-4082	77	10	the	the	DET
fsr-4082	77	11	use	use	NOUN
fsr-4082	77	12	of	of	ADP
fsr-4082	77	13	interview	interview	NOUN
fsr-4082	77	14	assignments	assignment	NOUN
fsr-4082	77	15	.	.	PUNCT
fsr-4082	78	1	specifically	specifically	ADV
fsr-4082	78	2	,	,	PUNCT
fsr-4082	78	3	students	student	NOUN
fsr-4082	78	4	are	be	AUX
fsr-4082	78	5	required	require	VERB
fsr-4082	78	6	to	to	PART
fsr-4082	78	7	interview	interview	VERB
fsr-4082	78	8	family	family	NOUN
fsr-4082	78	9	members	member	NOUN
fsr-4082	78	10	,	,	PUNCT
fsr-4082	78	11	friends	friend	NOUN
fsr-4082	78	12	,	,	PUNCT
fsr-4082	78	13	or	or	CCONJ
fsr-4082	78	14	acquaintances	acquaintance	NOUN
fsr-4082	78	15	(	(	PUNCT
fsr-4082	78	16	their	their	PRON
fsr-4082	78	17	clients	client	NOUN
fsr-4082	78	18	)	)	PUNCT
fsr-4082	78	19	as	as	ADP
fsr-4082	78	20	a	a	DET
fsr-4082	78	21	method	method	NOUN
fsr-4082	78	22	to	to	PART
fsr-4082	78	23	initiate	initiate	VERB
fsr-4082	78	24	an	an	DET
fsr-4082	78	25	active	active	ADJ
fsr-4082	78	26	learning	learning	NOUN
fsr-4082	78	27	experience	experience	NOUN
fsr-4082	78	28	.	.	PUNCT
fsr-4082	79	1	itin	itin	PROPN
fsr-4082	79	2	(	(	PUNCT
fsr-4082	79	3	1999	1999	NUM
fsr-4082	79	4	)	)	PUNCT
fsr-4082	79	5	distinguishes	distinguish	VERB
fsr-4082	79	6	between	between	ADP
fsr-4082	79	7	experiential	experiential	ADJ
fsr-4082	79	8	“	"	PUNCT
fsr-4082	79	9	learning	learning	NOUN
fsr-4082	79	10	”	"	PUNCT
fsr-4082	79	11	and	and	CCONJ
fsr-4082	79	12	experiential	experiential	ADJ
fsr-4082	79	13	“	"	PUNCT
fsr-4082	79	14	education	education	NOUN
fsr-4082	79	15	,	,	PUNCT
fsr-4082	79	16	”	"	PUNCT
fsr-4082	79	17	suggesting	suggest	VERB
fsr-4082	79	18	the	the	DET
fsr-4082	79	19	former	former	ADJ
fsr-4082	79	20	results	result	NOUN
fsr-4082	79	21	from	from	ADP
fsr-4082	79	22	a	a	DET
fsr-4082	79	23	reflection	reflection	NOUN
fsr-4082	79	24	of	of	ADP
fsr-4082	79	25	a	a	DET
fsr-4082	79	26	direct	direct	ADJ
fsr-4082	79	27	experience	experience	NOUN
fsr-4082	79	28	.	.	PUNCT
fsr-4082	80	1	experiential	experiential	ADJ
fsr-4082	80	2	learning	learning	NOUN
fsr-4082	80	3	rests	rest	VERB
fsr-4082	80	4	with	with	ADP
fsr-4082	80	5	the	the	DET
fsr-4082	80	6	student	student	NOUN
fsr-4082	80	7	and	and	CCONJ
fsr-4082	80	8	may	may	AUX
fsr-4082	80	9	not	not	PART
fsr-4082	80	10	involve	involve	VERB
fsr-4082	80	11	the	the	DET
fsr-4082	80	12	teacher	teacher	NOUN
fsr-4082	80	13	.	.	PUNCT
fsr-4082	81	1	the	the	DET
fsr-4082	81	2	latter	latter	ADJ
fsr-4082	81	3	is	be	AUX
fsr-4082	81	4	a	a	DET
fsr-4082	81	5	philosophy	philosophy	NOUN
fsr-4082	81	6	involving	involve	VERB
fsr-4082	81	7	the	the	DET
fsr-4082	81	8	interaction	interaction	NOUN
fsr-4082	81	9	with	with	ADP
fsr-4082	81	10	an	an	DET
fsr-4082	81	11	instructor	instructor	NOUN
fsr-4082	81	12	and	and	CCONJ
fsr-4082	81	13	encompassing	encompass	VERB
fsr-4082	81	14	the	the	DET
fsr-4082	81	15	larger	large	ADJ
fsr-4082	81	16	context	context	NOUN
fsr-4082	81	17	of	of	ADP
fsr-4082	81	18	the	the	DET
fsr-4082	81	19	educational	educational	ADJ
fsr-4082	81	20	learning	learn	VERB
fsr-4082	81	21	environment	environment	NOUN
fsr-4082	81	22	.	.	PUNCT
fsr-4082	82	1	our	our	PRON
fsr-4082	82	2	interview	interview	NOUN
fsr-4082	82	3	assignments	assignment	NOUN
fsr-4082	82	4	seek	seek	VERB
fsr-4082	82	5	to	to	PART
fsr-4082	82	6	incorporate	incorporate	VERB
fsr-4082	82	7	the	the	DET
fsr-4082	82	8	active	active	ADJ
fsr-4082	82	9	learning	learning	NOUN
fsr-4082	82	10	component	component	NOUN
fsr-4082	82	11	that	that	PRON
fsr-4082	82	12	does	do	AUX
fsr-4082	82	13	not	not	PART
fsr-4082	82	14	involve	involve	VERB
fsr-4082	82	15	the	the	DET
fsr-4082	82	16	teacher	teacher	NOUN
fsr-4082	82	17	by	by	ADP
fsr-4082	82	18	bringing	bring	VERB
fsr-4082	82	19	the	the	DET
fsr-4082	82	20	interview	interview	NOUN
fsr-4082	82	21	results	result	NOUN
fsr-4082	82	22	to	to	PART
fsr-4082	82	23	enrich	enrich	VERB
fsr-4082	82	24	the	the	DET
fsr-4082	82	25	classroom	classroom	NOUN
fsr-4082	82	26	discussion	discussion	NOUN
fsr-4082	82	27	.	.	PUNCT
fsr-4082	83	1	often	often	ADV
fsr-4082	83	2	,	,	PUNCT
fsr-4082	83	3	the	the	DET
fsr-4082	83	4	best	good	ADJ
fsr-4082	83	5	classes	class	NOUN
fsr-4082	83	6	start	start	VERB
fsr-4082	83	7	with	with	ADP
fsr-4082	83	8	students	student	NOUN
fsr-4082	83	9	sharing	share	VERB
fsr-4082	83	10	stories	story	NOUN
fsr-4082	83	11	from	from	ADP
fsr-4082	83	12	their	their	PRON
fsr-4082	83	13	interviews	interview	NOUN
fsr-4082	83	14	with	with	ADP
fsr-4082	83	15	parents	parent	NOUN
fsr-4082	83	16	,	,	PUNCT
fsr-4082	83	17	grandparents	grandparent	NOUN
fsr-4082	83	18	,	,	PUNCT
fsr-4082	83	19	or	or	CCONJ
fsr-4082	83	20	other	other	ADJ
fsr-4082	83	21	people	people	NOUN
fsr-4082	83	22	of	of	ADP
fsr-4082	83	23	significance	significance	NOUN
fsr-4082	83	24	.	.	PUNCT
fsr-4082	84	1	killian	killian	PROPN
fsr-4082	84	2	et	et	PROPN
fsr-4082	84	3	al	al	PROPN
fsr-4082	84	4	.	.	PROPN
fsr-4082	85	1	(	(	PUNCT
fsr-4082	85	2	2012	2012	NUM
fsr-4082	85	3	)	)	PUNCT
fsr-4082	85	4	implement	implement	VERB
fsr-4082	85	5	an	an	DET
fsr-4082	85	6	interview	interview	NOUN
fsr-4082	85	7	exercise	exercise	NOUN
fsr-4082	85	8	in	in	ADP
fsr-4082	85	9	an	an	DET
fsr-4082	85	10	introductory	introductory	ADJ
fsr-4082	85	11	accounting	accounting	NOUN
fsr-4082	85	12	class	class	NOUN
fsr-4082	85	13	.	.	PUNCT
fsr-4082	86	1	their	their	PRON
fsr-4082	86	2	goal	goal	NOUN
fsr-4082	86	3	was	be	AUX
fsr-4082	86	4	to	to	PART
fsr-4082	86	5	incorporate	incorporate	VERB
fsr-4082	86	6	an	an	DET
fsr-4082	86	7	active	active	ADJ
fsr-4082	86	8	,	,	PUNCT
fsr-4082	86	9	student	student	NOUN
fsr-4082	86	10	-	-	PUNCT
fsr-4082	86	11	centered	center	VERB
fsr-4082	86	12	learning	learning	NOUN
fsr-4082	86	13	activity	activity	NOUN
fsr-4082	86	14	in	in	ADP
fsr-4082	86	15	the	the	DET
fsr-4082	86	16	course	course	NOUN
fsr-4082	86	17	.	.	PUNCT
fsr-4082	87	1	they	they	PRON
fsr-4082	87	2	found	find	VERB
fsr-4082	87	3	the	the	DET
fsr-4082	87	4	exercise	exercise	NOUN
fsr-4082	87	5	was	be	AUX
fsr-4082	87	6	highly	highly	ADV
fsr-4082	87	7	effective	effective	ADJ
fsr-4082	87	8	in	in	ADP
fsr-4082	87	9	helping	help	VERB
fsr-4082	87	10	students	student	NOUN
fsr-4082	87	11	achieve	achieve	VERB
fsr-4082	87	12	intentional	intentional	ADJ
fsr-4082	87	13	learning	learning	NOUN
fsr-4082	87	14	in	in	ADP
fsr-4082	87	15	the	the	DET
fsr-4082	87	16	introductory	introductory	ADJ
fsr-4082	87	17	accounting	accounting	NOUN
fsr-4082	87	18	courses	course	NOUN
fsr-4082	87	19	and	and	CCONJ
fsr-4082	87	20	prompting	prompt	VERB
fsr-4082	87	21	respect	respect	NOUN
fsr-4082	87	22	for	for	ADP
fsr-4082	87	23	the	the	DET
fsr-4082	87	24	profession	profession	NOUN
fsr-4082	87	25	.	.	PUNCT
fsr-4082	88	1	the	the	DET
fsr-4082	88	2	authors	author	NOUN
fsr-4082	88	3	also	also	ADV
fsr-4082	88	4	utilized	utilize	VERB
fsr-4082	88	5	a	a	DET
fsr-4082	88	6	feedback	feedback	NOUN
fsr-4082	88	7	survey	survey	NOUN
fsr-4082	88	8	which	which	PRON
fsr-4082	88	9	was	be	AUX
fsr-4082	88	10	adapted	adapt	VERB
fsr-4082	88	11	for	for	ADP
fsr-4082	88	12	use	use	NOUN
fsr-4082	88	13	here	here	ADV
fsr-4082	88	14	.	.	PUNCT
fsr-4082	89	1	cornell	cornell	PROPN
fsr-4082	89	2	et	et	PROPN
fsr-4082	89	3	al	al	PROPN
fsr-4082	89	4	.	.	PROPN
fsr-4082	90	1	(	(	PUNCT
fsr-4082	90	2	2013	2013	NUM
fsr-4082	90	3	)	)	PUNCT
fsr-4082	90	4	utilized	utilize	VERB
fsr-4082	90	5	a	a	DET
fsr-4082	90	6	structured	structured	ADJ
fsr-4082	90	7	interview	interview	NOUN
fsr-4082	90	8	approach	approach	NOUN
fsr-4082	90	9	in	in	ADP
fsr-4082	90	10	introductory	introductory	ADJ
fsr-4082	90	11	courses	course	NOUN
fsr-4082	90	12	at	at	ADP
fsr-4082	90	13	both	both	CCONJ
fsr-4082	90	14	the	the	DET
fsr-4082	90	15	undergraduate	undergraduate	ADJ
fsr-4082	90	16	and	and	CCONJ
fsr-4082	90	17	mba	mba	NOUN
fsr-4082	90	18	levels	level	NOUN
fsr-4082	90	19	.	.	PUNCT
fsr-4082	91	1	the	the	DET
fsr-4082	91	2	authors	author	NOUN
fsr-4082	91	3	purport	purport	VERB
fsr-4082	91	4	that	that	SCONJ
fsr-4082	91	5	data	datum	NOUN
fsr-4082	91	6	can	can	AUX
fsr-4082	91	7	be	be	AUX
fsr-4082	91	8	collected	collect	VERB
fsr-4082	91	9	by	by	ADP
fsr-4082	91	10	an	an	DET
fsr-4082	91	11	inexperienced	inexperienced	ADJ
fsr-4082	91	12	interviewer	interviewer	NOUN
fsr-4082	91	13	in	in	ADP
fsr-4082	91	14	a	a	DET
fsr-4082	91	15	formal	formal	ADJ
fsr-4082	91	16	manner	manner	NOUN
fsr-4082	91	17	and	and	CCONJ
fsr-4082	91	18	fraser	fraser	NOUN
fsr-4082	91	19	51	51	NUM
fsr-4082	91	20	that	that	DET
fsr-4082	91	21	lack	lack	NOUN
fsr-4082	91	22	of	of	ADP
fsr-4082	91	23	topic	topic	NOUN
fsr-4082	91	24	-	-	PUNCT
fsr-4082	91	25	specific	specific	ADJ
fsr-4082	91	26	knowledge	knowledge	NOUN
fsr-4082	91	27	is	be	AUX
fsr-4082	91	28	not	not	PART
fsr-4082	91	29	an	an	DET
fsr-4082	91	30	obstacle	obstacle	NOUN
fsr-4082	91	31	during	during	ADP
fsr-4082	91	32	the	the	DET
fsr-4082	91	33	interview	interview	NOUN
fsr-4082	91	34	.	.	PUNCT
fsr-4082	92	1	the	the	DET
fsr-4082	92	2	authors	author	NOUN
fsr-4082	92	3	had	have	VERB
fsr-4082	92	4	students	student	NOUN
fsr-4082	92	5	interview	interview	VERB
fsr-4082	92	6	people	people	NOUN
fsr-4082	92	7	in	in	ADP
fsr-4082	92	8	positions	position	NOUN
fsr-4082	92	9	of	of	ADP
fsr-4082	92	10	financial	financial	ADJ
fsr-4082	92	11	responsibility	responsibility	NOUN
fsr-4082	92	12	in	in	ADP
fsr-4082	92	13	various	various	ADJ
fsr-4082	92	14	organizations	organization	NOUN
fsr-4082	92	15	with	with	ADP
fsr-4082	92	16	the	the	DET
fsr-4082	92	17	intent	intent	NOUN
fsr-4082	92	18	of	of	ADP
fsr-4082	92	19	having	have	VERB
fsr-4082	92	20	students	student	NOUN
fsr-4082	92	21	learn	learn	VERB
fsr-4082	92	22	from	from	ADP
fsr-4082	92	23	these	these	DET
fsr-4082	92	24	individuals	individual	NOUN
fsr-4082	92	25	about	about	ADP
fsr-4082	92	26	specific	specific	ADJ
fsr-4082	92	27	accounting	accounting	NOUN
fsr-4082	92	28	topics	topic	NOUN
fsr-4082	92	29	(	(	PUNCT
fsr-4082	92	30	e.g.	e.g.	ADV
fsr-4082	92	31	policies	policy	NOUN
fsr-4082	92	32	,	,	PUNCT
fsr-4082	92	33	internal	internal	ADJ
fsr-4082	92	34	controls	control	NOUN
fsr-4082	92	35	,	,	PUNCT
fsr-4082	92	36	fraud	fraud	NOUN
fsr-4082	92	37	prevention	prevention	NOUN
fsr-4082	92	38	)	)	PUNCT
fsr-4082	92	39	.	.	PUNCT
fsr-4082	93	1	here	here	ADV
fsr-4082	93	2	,	,	PUNCT
fsr-4082	93	3	we	we	PRON
fsr-4082	93	4	use	use	VERB
fsr-4082	93	5	the	the	DET
fsr-4082	93	6	feedback	feedback	NOUN
fsr-4082	93	7	students	student	NOUN
fsr-4082	93	8	gain	gain	VERB
fsr-4082	93	9	from	from	ADP
fsr-4082	93	10	their	their	PRON
fsr-4082	93	11	interviews	interview	NOUN
fsr-4082	93	12	with	with	ADP
fsr-4082	93	13	their	their	PRON
fsr-4082	93	14	“	"	PUNCT
fsr-4082	93	15	clients	client	NOUN
fsr-4082	93	16	”	"	PUNCT
fsr-4082	93	17	to	to	PART
fsr-4082	93	18	frame	frame	VERB
fsr-4082	93	19	the	the	DET
fsr-4082	93	20	classroom	classroom	NOUN
fsr-4082	93	21	discussions	discussion	NOUN
fsr-4082	93	22	.	.	PUNCT
fsr-4082	94	1	these	these	DET
fsr-4082	94	2	interviews	interview	NOUN
fsr-4082	94	3	are	be	AUX
fsr-4082	94	4	what	what	PRON
fsr-4082	94	5	fink	fink	PROPN
fsr-4082	94	6	(	(	PUNCT
fsr-4082	94	7	2013	2013	NUM
fsr-4082	94	8	)	)	PUNCT
fsr-4082	94	9	might	might	AUX
fsr-4082	94	10	suggest	suggest	VERB
fsr-4082	94	11	is	be	AUX
fsr-4082	94	12	a	a	DET
fsr-4082	94	13	“	"	PUNCT
fsr-4082	94	14	doing	do	VERB
fsr-4082	94	15	experience	experience	NOUN
fsr-4082	94	16	.	.	PUNCT
fsr-4082	94	17	”	"	PUNCT
fsr-4082	95	1	we	we	PRON
fsr-4082	95	2	utilize	utilize	VERB
fsr-4082	95	3	interview	interview	NOUN
fsr-4082	95	4	assignments	assignment	NOUN
fsr-4082	95	5	in	in	ADP
fsr-4082	95	6	both	both	CCONJ
fsr-4082	95	7	the	the	DET
fsr-4082	95	8	risk	risk	NOUN
fsr-4082	95	9	planning	planning	NOUN
fsr-4082	95	10	and	and	CCONJ
fsr-4082	95	11	estate	estate	NOUN
fsr-4082	95	12	planning	planning	NOUN
fsr-4082	95	13	domains	domain	NOUN
fsr-4082	95	14	.	.	PUNCT
fsr-4082	96	1	in	in	ADP
fsr-4082	96	2	sum	sum	NOUN
fsr-4082	96	3	,	,	PUNCT
fsr-4082	96	4	the	the	DET
fsr-4082	96	5	awareness	awareness	NOUN
fsr-4082	96	6	and	and	CCONJ
fsr-4082	96	7	interview	interview	NOUN
fsr-4082	96	8	exercises	exercise	NOUN
fsr-4082	96	9	create	create	VERB
fsr-4082	96	10	learning	learn	VERB
fsr-4082	96	11	experiences	experience	NOUN
fsr-4082	96	12	to	to	PART
fsr-4082	96	13	support	support	VERB
fsr-4082	96	14	active	active	ADJ
fsr-4082	96	15	learning	learning	NOUN
fsr-4082	96	16	.	.	PUNCT
fsr-4082	97	1	the	the	DET
fsr-4082	97	2	exercises	exercise	NOUN
fsr-4082	97	3	here	here	ADV
fsr-4082	97	4	we	we	PRON
fsr-4082	97	5	briefly	briefly	ADV
fsr-4082	97	6	outline	outline	VERB
fsr-4082	97	7	each	each	PRON
fsr-4082	97	8	of	of	ADP
fsr-4082	97	9	the	the	DET
fsr-4082	97	10	exercises	exercise	NOUN
fsr-4082	97	11	used	use	VERB
fsr-4082	97	12	in	in	ADP
fsr-4082	97	13	this	this	DET
fsr-4082	97	14	course	course	NOUN
fsr-4082	97	15	.	.	PUNCT
fsr-4082	98	1	the	the	DET
fsr-4082	98	2	specific	specific	ADJ
fsr-4082	98	3	prompt	prompt	NOUN
fsr-4082	98	4	for	for	ADP
fsr-4082	98	5	each	each	DET
fsr-4082	98	6	assignment	assignment	NOUN
fsr-4082	98	7	is	be	AUX
fsr-4082	98	8	provided	provide	VERB
fsr-4082	98	9	as	as	ADP
fsr-4082	98	10	an	an	DET
fsr-4082	98	11	appendix	appendix	NOUN
fsr-4082	98	12	.	.	PUNCT
fsr-4082	99	1	awareness	awareness	NOUN
fsr-4082	99	2	exercises	exercise	VERB
fsr-4082	99	3	risk	risk	NOUN
fsr-4082	99	4	planning	planning	NOUN
fsr-4082	99	5	–	–	PUNCT
fsr-4082	99	6	auto	auto	NOUN
fsr-4082	99	7	insurance	insurance	NOUN
fsr-4082	99	8	policy	policy	NOUN
fsr-4082	99	9	review	review	VERB
fsr-4082	99	10	the	the	DET
fsr-4082	99	11	auto	auto	NOUN
fsr-4082	99	12	insurance	insurance	NOUN
fsr-4082	99	13	policy	policy	NOUN
fsr-4082	99	14	review	review	NOUN
fsr-4082	99	15	exercise	exercise	NOUN
fsr-4082	99	16	is	be	AUX
fsr-4082	99	17	an	an	DET
fsr-4082	99	18	introductory	introductory	ADJ
fsr-4082	99	19	exercise	exercise	NOUN
fsr-4082	99	20	in	in	ADP
fsr-4082	99	21	the	the	DET
fsr-4082	99	22	property	property	NOUN
fsr-4082	99	23	and	and	CCONJ
fsr-4082	99	24	casualty	casualty	NOUN
fsr-4082	99	25	block	block	NOUN
fsr-4082	99	26	.	.	PUNCT
fsr-4082	100	1	we	we	PRON
fsr-4082	100	2	use	use	VERB
fsr-4082	100	3	this	this	DET
fsr-4082	100	4	exercise	exercise	NOUN
fsr-4082	100	5	to	to	PART
fsr-4082	100	6	identify	identify	VERB
fsr-4082	100	7	different	different	ADJ
fsr-4082	100	8	components	component	NOUN
fsr-4082	100	9	of	of	ADP
fsr-4082	100	10	coverage	coverage	NOUN
fsr-4082	100	11	(	(	PUNCT
fsr-4082	100	12	e.g.	e.g.	ADV
fsr-4082	100	13	property	property	NOUN
fsr-4082	100	14	,	,	PUNCT
fsr-4082	100	15	liability	liability	NOUN
fsr-4082	100	16	)	)	PUNCT
fsr-4082	100	17	,	,	PUNCT
fsr-4082	100	18	coverage	coverage	NOUN
fsr-4082	100	19	levels	level	NOUN
fsr-4082	100	20	,	,	PUNCT
fsr-4082	100	21	and	and	CCONJ
fsr-4082	100	22	the	the	DET
fsr-4082	100	23	tradeoff	tradeoff	NOUN
fsr-4082	100	24	between	between	ADP
fsr-4082	100	25	deductible	deductible	ADJ
fsr-4082	100	26	levels	level	NOUN
fsr-4082	100	27	and	and	CCONJ
fsr-4082	100	28	premium	premium	NOUN
fsr-4082	100	29	rates	rate	NOUN
fsr-4082	100	30	.	.	PUNCT
fsr-4082	101	1	we	we	PRON
fsr-4082	101	2	discuss	discuss	VERB
fsr-4082	101	3	premium	premium	NOUN
fsr-4082	101	4	factors	factor	NOUN
fsr-4082	101	5	(	(	PUNCT
fsr-4082	101	6	e.g.	e.g.	ADV
fsr-4082	101	7	age	age	NOUN
fsr-4082	101	8	,	,	PUNCT
fsr-4082	101	9	car	car	NOUN
fsr-4082	101	10	type	type	NOUN
fsr-4082	101	11	)	)	PUNCT
fsr-4082	101	12	and	and	CCONJ
fsr-4082	101	13	highlight	highlight	VERB
fsr-4082	101	14	state	state	NOUN
fsr-4082	101	15	-	-	PUNCT
fsr-4082	101	16	specific	specific	ADJ
fsr-4082	101	17	differences	difference	NOUN
fsr-4082	101	18	and	and	CCONJ
fsr-4082	101	19	requirements	requirement	NOUN
fsr-4082	101	20	.	.	PUNCT
fsr-4082	102	1	as	as	SCONJ
fsr-4082	102	2	expected	expect	VERB
fsr-4082	102	3	,	,	PUNCT
fsr-4082	102	4	students	student	NOUN
fsr-4082	102	5	who	who	PRON
fsr-4082	102	6	pay	pay	VERB
fsr-4082	102	7	for	for	ADP
fsr-4082	102	8	their	their	PRON
fsr-4082	102	9	own	own	ADJ
fsr-4082	102	10	car	car	NOUN
fsr-4082	102	11	insurance	insurance	NOUN
fsr-4082	102	12	appear	appear	VERB
fsr-4082	102	13	to	to	PART
fsr-4082	102	14	be	be	AUX
fsr-4082	102	15	more	more	ADV
fsr-4082	102	16	aware	aware	ADJ
fsr-4082	102	17	of	of	ADP
fsr-4082	102	18	premium	premium	NOUN
fsr-4082	102	19	costs	cost	NOUN
fsr-4082	102	20	than	than	ADP
fsr-4082	102	21	their	their	PRON
fsr-4082	102	22	colleagues	colleague	NOUN
fsr-4082	102	23	whose	whose	DET
fsr-4082	102	24	premiums	premium	NOUN
fsr-4082	102	25	are	be	AUX
fsr-4082	102	26	paid	pay	VERB
fsr-4082	102	27	by	by	ADP
fsr-4082	102	28	their	their	PRON
fsr-4082	102	29	parents	parent	NOUN
fsr-4082	102	30	.	.	PUNCT
fsr-4082	103	1	interestingly	interestingly	ADV
fsr-4082	103	2	,	,	PUNCT
fsr-4082	103	3	they	they	PRON
fsr-4082	103	4	lack	lack	VERB
fsr-4082	103	5	more	more	ADV
fsr-4082	103	6	specific	specific	ADJ
fsr-4082	103	7	knowledge	knowledge	NOUN
fsr-4082	103	8	of	of	ADP
fsr-4082	103	9	coverage	coverage	NOUN
fsr-4082	103	10	types	type	NOUN
fsr-4082	103	11	,	,	PUNCT
fsr-4082	103	12	and	and	CCONJ
fsr-4082	103	13	the	the	DET
fsr-4082	103	14	role	role	NOUN
fsr-4082	103	15	deductibles	deductible	NOUN
fsr-4082	103	16	might	might	AUX
fsr-4082	103	17	play	play	VERB
fsr-4082	103	18	in	in	ADP
fsr-4082	103	19	premium	premium	NOUN
fsr-4082	103	20	rates	rate	NOUN
fsr-4082	103	21	.	.	PUNCT
fsr-4082	104	1	we	we	PRON
fsr-4082	104	2	also	also	ADV
fsr-4082	104	3	link	link	VERB
fsr-4082	104	4	this	this	DET
fsr-4082	104	5	discussion	discussion	NOUN
fsr-4082	104	6	to	to	ADP
fsr-4082	104	7	the	the	DET
fsr-4082	104	8	more	more	ADV
fsr-4082	104	9	general	general	ADJ
fsr-4082	104	10	financial	financial	ADJ
fsr-4082	104	11	planning	planning	NOUN
fsr-4082	104	12	and	and	CCONJ
fsr-4082	104	13	budgeting	budgeting	NOUN
fsr-4082	104	14	concepts	concept	NOUN
fsr-4082	104	15	(	(	PUNCT
fsr-4082	104	16	e.g.	e.g.	ADV
fsr-4082	104	17	emergency	emergency	NOUN
fsr-4082	104	18	fund	fund	NOUN
fsr-4082	104	19	ratio	ratio	NOUN
fsr-4082	104	20	)	)	PUNCT
fsr-4082	104	21	.	.	PUNCT
fsr-4082	105	1	higher	high	ADJ
fsr-4082	105	2	deductibles	deductible	NOUN
fsr-4082	105	3	might	might	AUX
fsr-4082	105	4	suggest	suggest	VERB
fsr-4082	105	5	a	a	DET
fsr-4082	105	6	potential	potential	ADJ
fsr-4082	105	7	requirement	requirement	NOUN
fsr-4082	105	8	for	for	ADP
fsr-4082	105	9	a	a	DET
fsr-4082	105	10	larger	large	ADJ
fsr-4082	105	11	emergency	emergency	NOUN
fsr-4082	105	12	fund	fund	NOUN
fsr-4082	105	13	.	.	PUNCT
fsr-4082	106	1	for	for	ADP
fsr-4082	106	2	those	those	DET
fsr-4082	106	3	students	student	NOUN
fsr-4082	106	4	who	who	PRON
fsr-4082	106	5	are	be	AUX
fsr-4082	106	6	fortunate	fortunate	ADJ
fsr-4082	106	7	enough	enough	ADV
fsr-4082	106	8	to	to	PART
fsr-4082	106	9	have	have	VERB
fsr-4082	106	10	their	their	PRON
fsr-4082	106	11	parents	parent	NOUN
fsr-4082	106	12	currently	currently	ADV
fsr-4082	106	13	paying	pay	VERB
fsr-4082	106	14	their	their	PRON
fsr-4082	106	15	insurance	insurance	NOUN
fsr-4082	106	16	,	,	PUNCT
fsr-4082	106	17	we	we	PRON
fsr-4082	106	18	often	often	ADV
fsr-4082	106	19	see	see	VERB
fsr-4082	106	20	a	a	DET
fsr-4082	106	21	renewed	renew	VERB
fsr-4082	106	22	sense	sense	NOUN
fsr-4082	106	23	of	of	ADP
fsr-4082	106	24	appreciation	appreciation	NOUN
fsr-4082	106	25	for	for	ADP
fsr-4082	106	26	their	their	PRON
fsr-4082	106	27	situation	situation	NOUN
fsr-4082	106	28	.	.	PUNCT
fsr-4082	107	1	(	(	PUNCT
fsr-4082	107	2	see	see	VERB
fsr-4082	107	3	appendix	appendix	NOUN
fsr-4082	107	4	1	1	NUM
fsr-4082	107	5	for	for	ADP
fsr-4082	107	6	specific	specific	ADJ
fsr-4082	107	7	assignment	assignment	NOUN
fsr-4082	107	8	prompt	prompt	NOUN
fsr-4082	107	9	.	.	PUNCT
fsr-4082	107	10	)	)	PUNCT
fsr-4082	107	11	cash	cash	NOUN
fsr-4082	107	12	&	&	CCONJ
fsr-4082	107	13	debt	debt	NOUN
fsr-4082	107	14	management	management	NOUN
fsr-4082	107	15	planning	planning	NOUN
fsr-4082	107	16	credit	credit	NOUN
fsr-4082	107	17	card	card	NOUN
fsr-4082	107	18	statement	statement	NOUN
fsr-4082	107	19	review	review	NOUN
fsr-4082	107	20	like	like	ADP
fsr-4082	107	21	the	the	DET
fsr-4082	107	22	auto	auto	NOUN
fsr-4082	107	23	insurance	insurance	NOUN
fsr-4082	107	24	policy	policy	NOUN
fsr-4082	107	25	review	review	NOUN
fsr-4082	107	26	exercise	exercise	NOUN
fsr-4082	107	27	,	,	PUNCT
fsr-4082	107	28	the	the	DET
fsr-4082	107	29	credit	credit	NOUN
fsr-4082	107	30	card	card	NOUN
fsr-4082	107	31	statement	statement	NOUN
fsr-4082	107	32	review	review	NOUN
fsr-4082	107	33	exercise	exercise	NOUN
fsr-4082	107	34	is	be	AUX
fsr-4082	107	35	a	a	DET
fsr-4082	107	36	great	great	ADJ
fsr-4082	107	37	experiential	experiential	ADJ
fsr-4082	107	38	activity	activity	NOUN
fsr-4082	107	39	to	to	PART
fsr-4082	107	40	expand	expand	VERB
fsr-4082	107	41	the	the	DET
fsr-4082	107	42	students	student	NOUN
fsr-4082	107	43	’	’	PART
fsr-4082	107	44	understanding	understanding	NOUN
fsr-4082	107	45	of	of	ADP
fsr-4082	107	46	consumer	consumer	NOUN
fsr-4082	107	47	credit	credit	NOUN
fsr-4082	107	48	.	.	PUNCT
fsr-4082	108	1	ackert	ackert	PROPN
fsr-4082	108	2	and	and	CCONJ
fsr-4082	108	3	church	church	PROPN
fsr-4082	108	4	(	(	PUNCT
fsr-4082	108	5	2015	2015	NUM
fsr-4082	108	6	)	)	PUNCT
fsr-4082	108	7	suggest	suggest	VERB
fsr-4082	108	8	college	college	NOUN
fsr-4082	108	9	students	student	NOUN
fsr-4082	108	10	’	'	PUNCT
fsr-4082	108	11	knowledge	knowledge	NOUN
fsr-4082	108	12	of	of	ADP
fsr-4082	108	13	credit	credit	NOUN
fsr-4082	108	14	cards	card	NOUN
fsr-4082	108	15	is	be	AUX
fsr-4082	108	16	inadequate	inadequate	ADJ
fsr-4082	108	17	,	,	PUNCT
fsr-4082	108	18	specifically	specifically	ADV
fsr-4082	108	19	when	when	SCONJ
fsr-4082	108	20	considering	consider	VERB
fsr-4082	108	21	costs	cost	NOUN
fsr-4082	108	22	.	.	PUNCT
fsr-4082	109	1	we	we	PRON
fsr-4082	109	2	examine	examine	VERB
fsr-4082	109	3	convenience	convenience	NOUN
fsr-4082	109	4	users	user	NOUN
fsr-4082	109	5	who	who	PRON
fsr-4082	109	6	seek	seek	VERB
fsr-4082	109	7	credit	credit	NOUN
fsr-4082	109	8	card	card	NOUN
fsr-4082	109	9	reward	reward	NOUN
fsr-4082	109	10	programs	program	NOUN
fsr-4082	109	11	versus	versus	ADP
fsr-4082	109	12	credit	credit	NOUN
fsr-4082	109	13	users	user	NOUN
fsr-4082	109	14	who	who	PRON
fsr-4082	109	15	focus	focus	VERB
fsr-4082	109	16	on	on	ADP
fsr-4082	109	17	interest	interest	NOUN
fsr-4082	109	18	rates	rate	NOUN
fsr-4082	109	19	.	.	PUNCT
fsr-4082	110	1	students	student	NOUN
fsr-4082	110	2	are	be	AUX
fsr-4082	110	3	asked	ask	VERB
fsr-4082	110	4	to	to	PART
fsr-4082	110	5	explore	explore	VERB
fsr-4082	110	6	the	the	DET
fsr-4082	110	7	different	different	ADJ
fsr-4082	110	8	rates	rate	NOUN
fsr-4082	110	9	that	that	PRON
fsr-4082	110	10	may	may	AUX
fsr-4082	110	11	apply	apply	VERB
fsr-4082	110	12	(	(	PUNCT
fsr-4082	110	13	e.g.	e.g.	ADV
fsr-4082	110	14	teaser	teaser	NOUN
fsr-4082	110	15	,	,	PUNCT
fsr-4082	110	16	purchase	purchase	NOUN
fsr-4082	110	17	,	,	PUNCT
fsr-4082	110	18	default	default	NOUN
fsr-4082	110	19	)	)	PUNCT
fsr-4082	110	20	and	and	CCONJ
fsr-4082	110	21	when	when	SCONJ
fsr-4082	110	22	it	it	PRON
fsr-4082	110	23	might	might	AUX
fsr-4082	110	24	be	be	AUX
fsr-4082	110	25	advantageous	advantageous	ADJ
fsr-4082	110	26	to	to	PART
fsr-4082	110	27	pay	pay	VERB
fsr-4082	110	28	an	an	DET
fsr-4082	110	29	annual	annual	ADJ
fsr-4082	110	30	fee	fee	NOUN
fsr-4082	110	31	.	.	PUNCT
fsr-4082	111	1	it	it	PRON
fsr-4082	111	2	is	be	AUX
fsr-4082	111	3	interesting	interesting	ADJ
fsr-4082	111	4	to	to	PART
fsr-4082	111	5	see	see	VERB
fsr-4082	111	6	some	some	DET
fsr-4082	111	7	students	student	NOUN
fsr-4082	111	8	will	will	AUX
fsr-4082	111	9	report	report	VERB
fsr-4082	111	10	a	a	DET
fsr-4082	111	11	detailed	detailed	ADJ
fsr-4082	111	12	analysis	analysis	NOUN
fsr-4082	111	13	justifying	justify	VERB
fsr-4082	111	14	paying	pay	VERB
fsr-4082	111	15	a	a	DET
fsr-4082	111	16	high	high	ADJ
fsr-4082	111	17	annual	annual	ADJ
fsr-4082	111	18	fee	fee	NOUN
fsr-4082	111	19	by	by	ADP
fsr-4082	111	20	describing	describe	VERB
fsr-4082	111	21	how	how	SCONJ
fsr-4082	111	22	they	they	PRON
fsr-4082	111	23	intend	intend	VERB
fsr-4082	111	24	to	to	PART
fsr-4082	111	25	earn	earn	VERB
fsr-4082	111	26	benefits	benefit	NOUN
fsr-4082	111	27	valued	value	VERB
fsr-4082	111	28	more	more	ADV
fsr-4082	111	29	.	.	PUNCT
fsr-4082	112	1	it	it	PRON
fsr-4082	112	2	is	be	AUX
fsr-4082	112	3	but	but	CCONJ
fsr-4082	112	4	one	one	NUM
fsr-4082	112	5	example	example	NOUN
fsr-4082	112	6	where	where	SCONJ
fsr-4082	112	7	students	student	NOUN
fsr-4082	112	8	appear	appear	VERB
fsr-4082	112	9	to	to	PART
fsr-4082	112	10	demonstrate	demonstrate	VERB
fsr-4082	112	11	a	a	DET
fsr-4082	112	12	greater	great	ADJ
fsr-4082	112	13	degree	degree	NOUN
fsr-4082	112	14	of	of	ADP
fsr-4082	112	15	critical	critical	ADJ
fsr-4082	112	16	thinking	thinking	NOUN
fsr-4082	112	17	solely	solely	ADV
fsr-4082	112	18	because	because	SCONJ
fsr-4082	112	19	the	the	DET
fsr-4082	112	20	analysis	analysis	NOUN
fsr-4082	112	21	involves	involve	VERB
fsr-4082	112	22	something	something	PRON
fsr-4082	112	23	relevant	relevant	ADJ
fsr-4082	112	24	to	to	ADP
fsr-4082	112	25	their	their	PRON
fsr-4082	112	26	daily	daily	ADJ
fsr-4082	112	27	life	life	NOUN
fsr-4082	112	28	(	(	PUNCT
fsr-4082	112	29	and	and	CCONJ
fsr-4082	112	30	course	course	VERB
fsr-4082	112	31	content)—their	content)—their	PRON
fsr-4082	112	32	own	own	ADJ
fsr-4082	112	33	financial	financial	ADJ
fsr-4082	112	34	wellness	wellness	NOUN
fsr-4082	112	35	.	.	PUNCT
fsr-4082	113	1	(	(	PUNCT
fsr-4082	113	2	see	see	VERB
fsr-4082	113	3	appendix	appendix	NOUN
fsr-4082	113	4	1	1	NUM
fsr-4082	113	5	for	for	ADP
fsr-4082	113	6	specific	specific	ADJ
fsr-4082	113	7	assignment	assignment	NOUN
fsr-4082	113	8	prompt	prompt	NOUN
fsr-4082	113	9	.	.	PUNCT
fsr-4082	113	10	)	)	PUNCT
fsr-4082	114	1	investment	investment	NOUN
fsr-4082	114	2	planning	planning	NOUN
fsr-4082	114	3	risk	risk	NOUN
fsr-4082	114	4	tolerance	tolerance	NOUN
fsr-4082	114	5	quiz	quiz	NOUN
fsr-4082	114	6	&	&	CCONJ
fsr-4082	114	7	asset	asset	NOUN
fsr-4082	114	8	allocation	allocation	NOUN
fsr-4082	114	9	the	the	DET
fsr-4082	114	10	risk	risk	NOUN
fsr-4082	114	11	tolerance	tolerance	NOUN
fsr-4082	114	12	quiz	quiz	NOUN
fsr-4082	114	13	&	&	CCONJ
fsr-4082	114	14	asset	asset	NOUN
fsr-4082	114	15	allocation	allocation	NOUN
fsr-4082	114	16	exercise	exercise	NOUN
fsr-4082	114	17	takes	take	VERB
fsr-4082	114	18	an	an	DET
fsr-4082	114	19	alternative	alternative	ADJ
fsr-4082	114	20	approach	approach	NOUN
fsr-4082	114	21	than	than	ADP
fsr-4082	114	22	either	either	CCONJ
fsr-4082	114	23	the	the	DET
fsr-4082	114	24	auto	auto	NOUN
fsr-4082	114	25	insurance	insurance	NOUN
fsr-4082	114	26	policy	policy	NOUN
fsr-4082	114	27	or	or	CCONJ
fsr-4082	114	28	credit	credit	NOUN
fsr-4082	114	29	card	card	NOUN
fsr-4082	114	30	statement	statement	NOUN
fsr-4082	114	31	review	review	NOUN
fsr-4082	114	32	exercises	exercise	NOUN
fsr-4082	114	33	.	.	PUNCT
fsr-4082	115	1	this	this	DET
fsr-4082	115	2	activity	activity	NOUN
fsr-4082	115	3	is	be	AUX
fsr-4082	115	4	used	use	VERB
fsr-4082	115	5	in	in	ADP
fsr-4082	115	6	the	the	DET
fsr-4082	115	7	investment	investment	NOUN
fsr-4082	115	8	module	module	NOUN
fsr-4082	115	9	to	to	PART
fsr-4082	115	10	examine	examine	VERB
fsr-4082	115	11	the	the	DET
fsr-4082	115	12	difficulty	difficulty	NOUN
fsr-4082	115	13	of	of	ADP
fsr-4082	115	14	assessing	assess	VERB
fsr-4082	115	15	a	a	DET
fsr-4082	115	16	client	client	NOUN
fsr-4082	115	17	’s	’s	PART
fsr-4082	115	18	individual	individual	ADJ
fsr-4082	115	19	risk	risk	NOUN
fsr-4082	115	20	tolerance	tolerance	NOUN
fsr-4082	115	21	and	and	CCONJ
fsr-4082	115	22	establishing	establish	VERB
fsr-4082	115	23	the	the	DET
fsr-4082	115	24	appropriate	appropriate	ADJ
fsr-4082	115	25	asset	asset	NOUN
fsr-4082	115	26	allocation	allocation	NOUN
fsr-4082	115	27	.	.	PUNCT
fsr-4082	116	1	we	we	PRON
fsr-4082	116	2	see	see	VERB
fsr-4082	116	3	a	a	DET
fsr-4082	116	4	wide	wide	ADJ
fsr-4082	116	5	variety	variety	NOUN
fsr-4082	116	6	of	of	ADP
fsr-4082	116	7	risk	risk	NOUN
fsr-4082	116	8	tools	tool	NOUN
fsr-4082	116	9	in	in	ADP
fsr-4082	116	10	the	the	DET
fsr-4082	116	11	marketplace	marketplace	NOUN
fsr-4082	116	12	that	that	PRON
fsr-4082	116	13	generate	generate	VERB
fsr-4082	116	14	seemingly	seemingly	ADV
fsr-4082	116	15	similar	similar	ADJ
fsr-4082	116	16	asset	asset	NOUN
fsr-4082	116	17	allocations	allocation	NOUN
fsr-4082	116	18	.	.	PUNCT
fsr-4082	117	1	we	we	PRON
fsr-4082	117	2	ask	ask	VERB
fsr-4082	117	3	students	student	NOUN
fsr-4082	117	4	to	to	PART
fsr-4082	117	5	complete	complete	VERB
fsr-4082	117	6	two	two	NUM
fsr-4082	117	7	assessments	assessment	NOUN
fsr-4082	117	8	(	(	PUNCT
fsr-4082	117	9	one	one	NUM
fsr-4082	117	10	more	more	ADV
fsr-4082	117	11	academic	academic	ADJ
fsr-4082	117	12	and	and	CCONJ
fsr-4082	117	13	one	one	NUM
fsr-4082	117	14	of	of	ADP
fsr-4082	117	15	their	their	PRON
fsr-4082	117	16	choosing	choosing	NOUN
fsr-4082	117	17	found	find	VERB
fsr-4082	117	18	online	online	ADV
fsr-4082	117	19	)	)	PUNCT
fsr-4082	117	20	.	.	PUNCT
fsr-4082	118	1	we	we	PRON
fsr-4082	118	2	then	then	ADV
fsr-4082	118	3	ask	ask	VERB
fsr-4082	118	4	students	student	NOUN
fsr-4082	118	5	to	to	PART
fsr-4082	118	6	describe	describe	VERB
fsr-4082	118	7	what	what	PRON
fsr-4082	118	8	they	they	PRON
fsr-4082	118	9	think	think	VERB
fsr-4082	118	10	should	should	AUX
fsr-4082	118	11	be	be	AUX
fsr-4082	118	12	their	their	PRON
fsr-4082	118	13	individual	individual	ADJ
fsr-4082	118	14	asset	asset	NOUN
fsr-4082	118	15	allocation	allocation	NOUN
fsr-4082	118	16	.	.	PUNCT
fsr-4082	119	1	next	next	ADV
fsr-4082	119	2	,	,	PUNCT
fsr-4082	119	3	students	student	NOUN
fsr-4082	119	4	are	be	AUX
fsr-4082	119	5	asked	ask	VERB
fsr-4082	119	6	to	to	PART
fsr-4082	119	7	assess	assess	VERB
fsr-4082	119	8	whether	whether	SCONJ
fsr-4082	119	9	the	the	DET
fsr-4082	119	10	tools	tool	NOUN
fsr-4082	119	11	they	they	PRON
fsr-4082	119	12	used	use	VERB
fsr-4082	119	13	were	be	AUX
fsr-4082	119	14	beneficial	beneficial	ADJ
fsr-4082	119	15	when	when	SCONJ
fsr-4082	119	16	they	they	PRON
fsr-4082	119	17	tried	try	VERB
fsr-4082	119	18	to	to	PART
fsr-4082	119	19	set	set	VERB
fsr-4082	119	20	their	their	PRON
fsr-4082	119	21	allocation	allocation	NOUN
fsr-4082	119	22	.	.	PUNCT
fsr-4082	120	1	this	this	DET
fsr-4082	120	2	exercise	exercise	NOUN
fsr-4082	120	3	leads	lead	VERB
fsr-4082	120	4	to	to	ADP
fsr-4082	120	5	a	a	DET
fsr-4082	120	6	robust	robust	ADJ
fsr-4082	120	7	discussion	discussion	NOUN
fsr-4082	120	8	on	on	ADP
fsr-4082	120	9	the	the	DET
fsr-4082	120	10	role	role	NOUN
fsr-4082	120	11	of	of	ADP
fsr-4082	120	12	asset	asset	NOUN
fsr-4082	120	13	allocation	allocation	NOUN
fsr-4082	120	14	in	in	ADP
fsr-4082	120	15	portfolio	portfolio	NOUN
fsr-4082	120	16	performance	performance	NOUN
fsr-4082	120	17	as	as	ADV
fsr-4082	120	18	well	well	ADV
fsr-4082	120	19	as	as	ADP
fsr-4082	120	20	the	the	DET
fsr-4082	120	21	difficulty	difficulty	NOUN
fsr-4082	120	22	a	a	DET
fsr-4082	120	23	planner	planner	NOUN
fsr-4082	120	24	may	may	AUX
fsr-4082	120	25	encounter	encounter	VERB
fsr-4082	120	26	with	with	ADP
fsr-4082	120	27	operationalizing	operationalize	VERB
fsr-4082	120	28	a	a	DET
fsr-4082	120	29	financial	financial	ADJ
fsr-4082	120	30	plan	plan	NOUN
fsr-4082	120	31	.	.	PUNCT
fsr-4082	121	1	how	how	SCONJ
fsr-4082	121	2	does	do	AUX
fsr-4082	121	3	a	a	DET
fsr-4082	121	4	planner	planner	NOUN
fsr-4082	121	5	turn	turn	VERB
fsr-4082	121	6	a	a	DET
fsr-4082	121	7	client	client	NOUN
fsr-4082	121	8	’s	’s	PART
fsr-4082	121	9	goals	goal	NOUN
fsr-4082	121	10	into	into	ADP
fsr-4082	121	11	an	an	DET
fsr-4082	121	12	objective	objective	NOUN
fsr-4082	121	13	that	that	PRON
fsr-4082	121	14	results	result	VERB
fsr-4082	121	15	in	in	ADP
fsr-4082	121	16	an	an	DET
fsr-4082	121	17	asset	asset	NOUN
fsr-4082	121	18	allocation	allocation	NOUN
fsr-4082	121	19	?	?	PUNCT
fsr-4082	122	1	this	this	DET
fsr-4082	122	2	exercise	exercise	NOUN
fsr-4082	122	3	makes	make	VERB
fsr-4082	122	4	the	the	DET
fsr-4082	122	5	process	process	NOUN
fsr-4082	122	6	more	more	ADV
fsr-4082	122	7	meaningful	meaningful	ADJ
fsr-4082	122	8	as	as	SCONJ
fsr-4082	122	9	students	student	NOUN
fsr-4082	122	10	try	try	VERB
fsr-4082	122	11	to	to	PART
fsr-4082	122	12	attempt	attempt	VERB
fsr-4082	122	13	it	it	PRON
fsr-4082	122	14	for	for	ADP
fsr-4082	122	15	themselves	themselves	PRON
fsr-4082	122	16	.	.	PUNCT
fsr-4082	123	1	(	(	PUNCT
fsr-4082	123	2	see	see	VERB
fsr-4082	123	3	appendix	appendix	NOUN
fsr-4082	123	4	1	1	NUM
fsr-4082	123	5	for	for	ADP
fsr-4082	123	6	specific	specific	ADJ
fsr-4082	123	7	assignment	assignment	NOUN
fsr-4082	123	8	prompt	prompt	NOUN
fsr-4082	123	9	.	.	PUNCT
fsr-4082	123	10	)	)	PUNCT
fsr-4082	124	1	financial	financial	ADJ
fsr-4082	124	2	services	service	NOUN
fsr-4082	124	3	review	review	NOUN
fsr-4082	124	4	,	,	PUNCT
fsr-4082	124	5	33(4	33(4	NUM
fsr-4082	124	6	)	)	PUNCT
fsr-4082	124	7	52	52	NUM
fsr-4082	124	8	tax	tax	NOUN
fsr-4082	124	9	planning	planning	NOUN
fsr-4082	124	10	–	–	PUNCT
fsr-4082	124	11	irs	irs	PROPN
fsr-4082	124	12	1040	1040	NUM
fsr-4082	124	13	tax	tax	NOUN
fsr-4082	124	14	form	form	NOUN
fsr-4082	124	15	scavenger	scavenger	NOUN
fsr-4082	124	16	hunt	hunt	NOUN
fsr-4082	124	17	the	the	DET
fsr-4082	124	18	tax	tax	NOUN
fsr-4082	124	19	form	form	NOUN
fsr-4082	124	20	scavenger	scavenger	NOUN
fsr-4082	124	21	hunt	hunt	NOUN
fsr-4082	124	22	exercise	exercise	NOUN
fsr-4082	124	23	takes	take	VERB
fsr-4082	124	24	yet	yet	ADV
fsr-4082	124	25	another	another	DET
fsr-4082	124	26	approach	approach	NOUN
fsr-4082	124	27	in	in	ADP
fsr-4082	124	28	creating	create	VERB
fsr-4082	124	29	an	an	DET
fsr-4082	124	30	experiential	experiential	ADJ
fsr-4082	124	31	learning	learning	NOUN
fsr-4082	124	32	activity	activity	NOUN
fsr-4082	124	33	.	.	PUNCT
fsr-4082	125	1	college	college	NOUN
fsr-4082	125	2	students	student	NOUN
fsr-4082	125	3	have	have	VERB
fsr-4082	125	4	a	a	DET
fsr-4082	125	5	varied	varied	ADJ
fsr-4082	125	6	set	set	NOUN
fsr-4082	125	7	of	of	ADP
fsr-4082	125	8	work	work	NOUN
fsr-4082	125	9	histories	history	NOUN
fsr-4082	125	10	and	and	CCONJ
fsr-4082	125	11	experience	experience	NOUN
fsr-4082	125	12	with	with	ADP
fsr-4082	125	13	filing	filing	NOUN
fsr-4082	125	14	taxes	taxis	NOUN
fsr-4082	125	15	.	.	PUNCT
fsr-4082	126	1	some	some	DET
fsr-4082	126	2	students	student	NOUN
fsr-4082	126	3	have	have	AUX
fsr-4082	126	4	never	never	ADV
fsr-4082	126	5	worked	work	VERB
fsr-4082	126	6	and	and	CCONJ
fsr-4082	126	7	have	have	VERB
fsr-4082	126	8	no	no	DET
fsr-4082	126	9	real	real	ADJ
fsr-4082	126	10	insight	insight	NOUN
fsr-4082	126	11	into	into	ADP
fsr-4082	126	12	how	how	SCONJ
fsr-4082	126	13	income	income	NOUN
fsr-4082	126	14	taxes	taxis	NOUN
fsr-4082	126	15	are	be	AUX
fsr-4082	126	16	calculated	calculate	VERB
fsr-4082	126	17	.	.	PUNCT
fsr-4082	127	1	alternatively	alternatively	ADV
fsr-4082	127	2	,	,	PUNCT
fsr-4082	127	3	some	some	DET
fsr-4082	127	4	students	student	NOUN
fsr-4082	127	5	run	run	VERB
fsr-4082	127	6	“	"	PUNCT
fsr-4082	127	7	side	side	ADJ
fsr-4082	127	8	hustles	hustle	NOUN
fsr-4082	127	9	”	"	PUNCT
fsr-4082	127	10	or	or	CCONJ
fsr-4082	127	11	are	be	AUX
fsr-4082	127	12	part	part	NOUN
fsr-4082	127	13	of	of	ADP
fsr-4082	127	14	the	the	DET
fsr-4082	127	15	“	"	PUNCT
fsr-4082	127	16	gig	gig	NOUN
fsr-4082	127	17	economy	economy	NOUN
fsr-4082	127	18	”	"	PUNCT
fsr-4082	127	19	and	and	CCONJ
fsr-4082	127	20	are	be	AUX
fsr-4082	127	21	somewhat	somewhat	ADV
fsr-4082	127	22	more	more	ADV
fsr-4082	127	23	aware	aware	ADJ
fsr-4082	127	24	of	of	ADP
fsr-4082	127	25	the	the	DET
fsr-4082	127	26	complexities	complexity	NOUN
fsr-4082	127	27	of	of	ADP
fsr-4082	127	28	the	the	DET
fsr-4082	127	29	income	income	NOUN
fsr-4082	127	30	tax	tax	NOUN
fsr-4082	127	31	code	code	NOUN
fsr-4082	127	32	.	.	PUNCT
fsr-4082	128	1	as	as	ADP
fsr-4082	128	2	a	a	DET
fsr-4082	128	3	survey	survey	NOUN
fsr-4082	128	4	course	course	NOUN
fsr-4082	128	5	,	,	PUNCT
fsr-4082	128	6	the	the	DET
fsr-4082	128	7	objective	objective	NOUN
fsr-4082	128	8	is	be	AUX
fsr-4082	128	9	for	for	SCONJ
fsr-4082	128	10	students	student	NOUN
fsr-4082	128	11	to	to	PART
fsr-4082	128	12	appreciate	appreciate	VERB
fsr-4082	128	13	how	how	SCONJ
fsr-4082	128	14	taxpayers	taxpayer	NOUN
fsr-4082	128	15	determine	determine	VERB
fsr-4082	128	16	taxable	taxable	ADJ
fsr-4082	128	17	income	income	NOUN
fsr-4082	128	18	(	(	PUNCT
fsr-4082	128	19	e.g.	e.g.	ADV
fsr-4082	128	20	gross	gross	ADJ
fsr-4082	128	21	income	income	NOUN
fsr-4082	128	22	,	,	PUNCT
fsr-4082	128	23	exclusions	exclusion	NOUN
fsr-4082	128	24	,	,	PUNCT
fsr-4082	128	25	adjustments	adjustment	NOUN
fsr-4082	128	26	(	(	PUNCT
fsr-4082	128	27	for	for	ADP
fsr-4082	128	28	and	and	CCONJ
fsr-4082	128	29	from	from	ADP
fsr-4082	128	30	)	)	PUNCT
fsr-4082	128	31	adjusted	adjust	VERB
fsr-4082	128	32	gross	gross	ADJ
fsr-4082	128	33	income	income	NOUN
fsr-4082	128	34	)	)	PUNCT
fsr-4082	128	35	,	,	PUNCT
fsr-4082	128	36	and	and	CCONJ
fsr-4082	128	37	how	how	SCONJ
fsr-4082	128	38	deductions	deduction	NOUN
fsr-4082	128	39	differ	differ	VERB
fsr-4082	128	40	from	from	ADP
fsr-4082	128	41	credits	credit	NOUN
fsr-4082	128	42	.	.	PUNCT
fsr-4082	129	1	this	this	DET
fsr-4082	129	2	exercise	exercise	NOUN
fsr-4082	129	3	is	be	AUX
fsr-4082	129	4	done	do	VERB
fsr-4082	129	5	prior	prior	ADV
fsr-4082	129	6	to	to	ADP
fsr-4082	129	7	a	a	DET
fsr-4082	129	8	class	class	NOUN
fsr-4082	129	9	activity	activity	NOUN
fsr-4082	129	10	involving	involve	VERB
fsr-4082	129	11	use	use	NOUN
fsr-4082	129	12	of	of	ADP
fsr-4082	129	13	form	form	NOUN
fsr-4082	129	14	1040	1040	NUM
fsr-4082	129	15	and	and	CCONJ
fsr-4082	129	16	various	various	ADJ
fsr-4082	129	17	schedules	schedule	NOUN
fsr-4082	129	18	.	.	PUNCT
fsr-4082	130	1	the	the	DET
fsr-4082	130	2	exercise	exercise	NOUN
fsr-4082	130	3	requires	require	VERB
fsr-4082	130	4	students	student	NOUN
fsr-4082	130	5	to	to	PART
fsr-4082	130	6	complete	complete	VERB
fsr-4082	130	7	an	an	DET
fsr-4082	130	8	online	online	ADJ
fsr-4082	130	9	,	,	PUNCT
fsr-4082	130	10	open	open	ADJ
fsr-4082	130	11	resource	resource	NOUN
fsr-4082	130	12	quiz	quiz	NOUN
fsr-4082	130	13	,	,	PUNCT
fsr-4082	130	14	which	which	PRON
fsr-4082	130	15	is	be	AUX
fsr-4082	130	16	essentially	essentially	ADV
fsr-4082	130	17	a	a	DET
fsr-4082	130	18	scavenger	scavenger	NOUN
fsr-4082	130	19	hunt	hunt	NOUN
fsr-4082	130	20	.	.	PUNCT
fsr-4082	131	1	students	student	NOUN
fsr-4082	131	2	are	be	AUX
fsr-4082	131	3	asked	ask	VERB
fsr-4082	131	4	to	to	PART
fsr-4082	131	5	identify	identify	VERB
fsr-4082	131	6	specific	specific	ADJ
fsr-4082	131	7	lines	line	NOUN
fsr-4082	131	8	on	on	ADP
fsr-4082	131	9	various	various	ADJ
fsr-4082	131	10	tax	tax	NOUN
fsr-4082	131	11	forms	form	NOUN
fsr-4082	131	12	and	and	CCONJ
fsr-4082	131	13	schedules	schedule	NOUN
fsr-4082	131	14	.	.	PUNCT
fsr-4082	132	1	while	while	SCONJ
fsr-4082	132	2	a	a	DET
fsr-4082	132	3	simple	simple	ADJ
fsr-4082	132	4	exercise	exercise	NOUN
fsr-4082	132	5	,	,	PUNCT
fsr-4082	132	6	it	it	PRON
fsr-4082	132	7	requires	require	VERB
fsr-4082	132	8	students	student	NOUN
fsr-4082	132	9	to	to	PART
fsr-4082	132	10	“	"	PUNCT
fsr-4082	132	11	touch	touch	VERB
fsr-4082	132	12	”	"	PUNCT
fsr-4082	132	13	many	many	ADJ
fsr-4082	132	14	of	of	ADP
fsr-4082	132	15	the	the	DET
fsr-4082	132	16	forms	form	NOUN
fsr-4082	132	17	and	and	CCONJ
fsr-4082	132	18	schedules	schedule	NOUN
fsr-4082	132	19	that	that	PRON
fsr-4082	132	20	are	be	AUX
fsr-4082	132	21	used	use	VERB
fsr-4082	132	22	in	in	ADP
fsr-4082	132	23	the	the	DET
fsr-4082	132	24	class	class	NOUN
fsr-4082	132	25	activity	activity	NOUN
fsr-4082	132	26	.	.	PUNCT
fsr-4082	133	1	with	with	ADP
fsr-4082	133	2	this	this	DET
fsr-4082	133	3	experience	experience	NOUN
fsr-4082	133	4	,	,	PUNCT
fsr-4082	133	5	the	the	DET
fsr-4082	133	6	class	class	NOUN
fsr-4082	133	7	activity	activity	NOUN
fsr-4082	133	8	is	be	AUX
fsr-4082	133	9	a	a	DET
fsr-4082	133	10	more	more	ADV
fsr-4082	133	11	meaningful	meaningful	ADJ
fsr-4082	133	12	exercise	exercise	NOUN
fsr-4082	133	13	as	as	SCONJ
fsr-4082	133	14	they	they	PRON
fsr-4082	133	15	were	be	AUX
fsr-4082	133	16	required	require	VERB
fsr-4082	133	17	to	to	PART
fsr-4082	133	18	see	see	VERB
fsr-4082	133	19	how	how	SCONJ
fsr-4082	133	20	some	some	PRON
fsr-4082	133	21	of	of	ADP
fsr-4082	133	22	the	the	DET
fsr-4082	133	23	schedules	schedule	NOUN
fsr-4082	133	24	and	and	CCONJ
fsr-4082	133	25	forms	form	NOUN
fsr-4082	133	26	interrelate	interrelate	VERB
fsr-4082	133	27	,	,	PUNCT
fsr-4082	133	28	even	even	ADV
fsr-4082	133	29	if	if	SCONJ
fsr-4082	133	30	they	they	PRON
fsr-4082	133	31	did	do	AUX
fsr-4082	133	32	not	not	PART
fsr-4082	133	33	fully	fully	ADV
fsr-4082	133	34	understand	understand	VERB
fsr-4082	133	35	how	how	SCONJ
fsr-4082	133	36	they	they	PRON
fsr-4082	133	37	did	do	VERB
fsr-4082	133	38	so	so	ADV
fsr-4082	133	39	when	when	SCONJ
fsr-4082	133	40	completing	complete	VERB
fsr-4082	133	41	the	the	DET
fsr-4082	133	42	quiz	quiz	NOUN
fsr-4082	133	43	.	.	PUNCT
fsr-4082	134	1	perhaps	perhaps	ADV
fsr-4082	134	2	more	more	ADV
fsr-4082	134	3	importantly	importantly	ADV
fsr-4082	134	4	,	,	PUNCT
fsr-4082	134	5	the	the	DET
fsr-4082	134	6	quiz	quiz	NOUN
fsr-4082	134	7	,	,	PUNCT
fsr-4082	134	8	and	and	CCONJ
fsr-4082	134	9	subsequent	subsequent	ADJ
fsr-4082	134	10	class	class	NOUN
fsr-4082	134	11	activity	activity	NOUN
fsr-4082	134	12	,	,	PUNCT
fsr-4082	134	13	generate	generate	VERB
fsr-4082	134	14	a	a	DET
fsr-4082	134	15	myriad	myriad	NOUN
fsr-4082	134	16	of	of	ADP
fsr-4082	134	17	questions	question	NOUN
fsr-4082	134	18	.	.	PUNCT
fsr-4082	135	1	students	student	NOUN
fsr-4082	135	2	are	be	AUX
fsr-4082	135	3	more	more	ADV
fsr-4082	135	4	engaged	engaged	ADJ
fsr-4082	135	5	in	in	ADP
fsr-4082	135	6	the	the	DET
fsr-4082	135	7	learning	learning	NOUN
fsr-4082	135	8	process	process	NOUN
fsr-4082	135	9	.	.	PUNCT
fsr-4082	136	1	(	(	PUNCT
fsr-4082	136	2	see	see	VERB
fsr-4082	136	3	appendix	appendix	NOUN
fsr-4082	136	4	1	1	NUM
fsr-4082	136	5	for	for	ADP
fsr-4082	136	6	specific	specific	ADJ
fsr-4082	136	7	assignment	assignment	NOUN
fsr-4082	136	8	prompt	prompt	NOUN
fsr-4082	136	9	.	.	PUNCT
fsr-4082	136	10	)	)	PUNCT
fsr-4082	137	1	interview	interview	NOUN
fsr-4082	137	2	exercises	exercise	VERB
fsr-4082	137	3	risk	risk	NOUN
fsr-4082	137	4	planning	plan	VERB
fsr-4082	137	5	homeowners	homeowner	NOUN
fsr-4082	137	6	’	'	PUNCT
fsr-4082	137	7	and	and	CCONJ
fsr-4082	137	8	flood	flood	NOUN
fsr-4082	137	9	insurance	insurance	NOUN
fsr-4082	137	10	interview	interview	NOUN
fsr-4082	137	11	this	this	DET
fsr-4082	137	12	homeowners	homeowner	NOUN
fsr-4082	137	13	’	'	PUNCT
fsr-4082	137	14	and	and	CCONJ
fsr-4082	137	15	flood	flood	NOUN
fsr-4082	137	16	insurance	insurance	NOUN
fsr-4082	137	17	interview	interview	NOUN
fsr-4082	137	18	focuses	focus	VERB
fsr-4082	137	19	on	on	ADP
fsr-4082	137	20	property	property	NOUN
fsr-4082	137	21	and	and	CCONJ
fsr-4082	137	22	casualty	casualty	NOUN
fsr-4082	137	23	insurance	insurance	NOUN
fsr-4082	137	24	(	(	PUNCT
fsr-4082	137	25	p&c	p&c	PROPN
fsr-4082	137	26	)	)	PUNCT
fsr-4082	137	27	.	.	PUNCT
fsr-4082	138	1	the	the	DET
fsr-4082	138	2	objective	objective	NOUN
fsr-4082	138	3	of	of	ADP
fsr-4082	138	4	this	this	DET
fsr-4082	138	5	assignment	assignment	NOUN
fsr-4082	138	6	is	be	AUX
fsr-4082	138	7	for	for	SCONJ
fsr-4082	138	8	students	student	NOUN
fsr-4082	138	9	to	to	PART
fsr-4082	138	10	recognize	recognize	VERB
fsr-4082	138	11	and	and	CCONJ
fsr-4082	138	12	appreciate	appreciate	VERB
fsr-4082	138	13	the	the	DET
fsr-4082	138	14	potential	potential	ADJ
fsr-4082	138	15	need	need	NOUN
fsr-4082	138	16	for	for	ADP
fsr-4082	138	17	,	,	PUNCT
fsr-4082	138	18	and	and	CCONJ
fsr-4082	138	19	elements	element	NOUN
fsr-4082	138	20	of	of	ADP
fsr-4082	138	21	,	,	PUNCT
fsr-4082	138	22	various	various	ADJ
fsr-4082	138	23	property	property	NOUN
fsr-4082	138	24	insurance	insurance	NOUN
fsr-4082	138	25	types	type	NOUN
fsr-4082	138	26	.	.	PUNCT
fsr-4082	139	1	prior	prior	ADV
fsr-4082	139	2	to	to	ADP
fsr-4082	139	3	the	the	DET
fsr-4082	139	4	class	class	NOUN
fsr-4082	139	5	period	period	NOUN
fsr-4082	139	6	where	where	SCONJ
fsr-4082	139	7	p&c	p&c	PROPN
fsr-4082	139	8	insurance	insurance	NOUN
fsr-4082	139	9	is	be	AUX
fsr-4082	139	10	introduced	introduce	VERB
fsr-4082	139	11	,	,	PUNCT
fsr-4082	139	12	students	student	NOUN
fsr-4082	139	13	interview	interview	VERB
fsr-4082	139	14	homeowners	homeowner	NOUN
fsr-4082	139	15	to	to	PART
fsr-4082	139	16	learn	learn	VERB
fsr-4082	139	17	about	about	ADP
fsr-4082	139	18	the	the	DET
fsr-4082	139	19	level	level	NOUN
fsr-4082	139	20	of	of	ADP
fsr-4082	139	21	coverage	coverage	NOUN
fsr-4082	139	22	,	,	PUNCT
fsr-4082	139	23	coverage	coverage	NOUN
fsr-4082	139	24	types	type	NOUN
fsr-4082	139	25	,	,	PUNCT
fsr-4082	139	26	premium	premium	NOUN
fsr-4082	139	27	amounts	amount	NOUN
fsr-4082	139	28	,	,	PUNCT
fsr-4082	139	29	and	and	CCONJ
fsr-4082	139	30	deducible	deducible	ADJ
fsr-4082	139	31	levels	level	NOUN
fsr-4082	139	32	chosen	choose	VERB
fsr-4082	139	33	by	by	ADP
fsr-4082	139	34	the	the	DET
fsr-4082	139	35	homeowner	homeowner	NOUN
fsr-4082	139	36	.	.	PUNCT
fsr-4082	140	1	we	we	PRON
fsr-4082	140	2	ask	ask	VERB
fsr-4082	140	3	students	student	NOUN
fsr-4082	140	4	to	to	PART
fsr-4082	140	5	complete	complete	VERB
fsr-4082	140	6	two	two	NUM
fsr-4082	140	7	interviews	interview	NOUN
fsr-4082	140	8	with	with	ADP
fsr-4082	140	9	homeowners	homeowner	NOUN
fsr-4082	140	10	at	at	ADP
fsr-4082	140	11	different	different	ADJ
fsr-4082	140	12	ages	age	NOUN
fsr-4082	140	13	and	and	CCONJ
fsr-4082	140	14	different	different	ADJ
fsr-4082	140	15	stages	stage	NOUN
fsr-4082	140	16	of	of	ADP
fsr-4082	140	17	life	life	NOUN
fsr-4082	140	18	so	so	SCONJ
fsr-4082	140	19	they	they	PRON
fsr-4082	140	20	can	can	AUX
fsr-4082	140	21	get	get	VERB
fsr-4082	140	22	multiple	multiple	ADJ
fsr-4082	140	23	perspectives	perspective	NOUN
fsr-4082	140	24	.	.	PUNCT
fsr-4082	141	1	the	the	DET
fsr-4082	141	2	university	university	NOUN
fsr-4082	141	3	is	be	AUX
fsr-4082	141	4	situated	situate	VERB
fsr-4082	141	5	in	in	ADP
fsr-4082	141	6	the	the	DET
fsr-4082	141	7	gulf	gulf	PROPN
fsr-4082	141	8	coast	coast	PROPN
fsr-4082	141	9	region	region	NOUN
fsr-4082	141	10	of	of	ADP
fsr-4082	141	11	the	the	DET
fsr-4082	141	12	southeastern	southeastern	ADJ
fsr-4082	141	13	united	united	PROPN
fsr-4082	141	14	states	states	PROPN
fsr-4082	141	15	,	,	PUNCT
fsr-4082	141	16	site	site	NOUN
fsr-4082	141	17	of	of	ADP
fsr-4082	141	18	two	two	NUM
fsr-4082	141	19	major	major	ADJ
fsr-4082	141	20	hurricane	hurricane	NOUN
fsr-4082	141	21	landfalls	landfall	NOUN
fsr-4082	141	22	in	in	ADP
fsr-4082	141	23	recent	recent	ADJ
fsr-4082	141	24	years	year	NOUN
fsr-4082	141	25	.	.	PUNCT
fsr-4082	142	1	to	to	PART
fsr-4082	142	2	enhance	enhance	VERB
fsr-4082	142	3	the	the	DET
fsr-4082	142	4	learning	learning	NOUN
fsr-4082	142	5	opportunity	opportunity	NOUN
fsr-4082	142	6	,	,	PUNCT
fsr-4082	142	7	we	we	PRON
fsr-4082	142	8	added	add	VERB
fsr-4082	142	9	a	a	DET
fsr-4082	142	10	flood	flood	NOUN
fsr-4082	142	11	insurance	insurance	NOUN
fsr-4082	142	12	component	component	NOUN
fsr-4082	142	13	to	to	ADP
fsr-4082	142	14	the	the	DET
fsr-4082	142	15	interview	interview	NOUN
fsr-4082	142	16	.	.	PUNCT
fsr-4082	143	1	students	student	NOUN
fsr-4082	143	2	now	now	ADV
fsr-4082	143	3	hear	hear	VERB
fsr-4082	143	4	first	first	ADJ
fsr-4082	143	5	-	-	PUNCT
fsr-4082	143	6	hand	hand	NOUN
fsr-4082	143	7	accounts	account	NOUN
fsr-4082	143	8	of	of	ADP
fsr-4082	143	9	the	the	DET
fsr-4082	143	10	risk	risk	NOUN
fsr-4082	143	11	of	of	ADP
fsr-4082	143	12	natural	natural	ADJ
fsr-4082	143	13	disasters	disaster	NOUN
fsr-4082	143	14	from	from	ADP
fsr-4082	143	15	homeowners	homeowner	NOUN
fsr-4082	143	16	and	and	CCONJ
fsr-4082	143	17	get	get	VERB
fsr-4082	143	18	a	a	DET
fsr-4082	143	19	glimpse	glimpse	NOUN
fsr-4082	143	20	of	of	ADP
fsr-4082	143	21	how	how	SCONJ
fsr-4082	143	22	homeowner	homeowner	NOUN
fsr-4082	143	23	’s	’s	PART
fsr-4082	143	24	insurance	insurance	NOUN
fsr-4082	143	25	policies	policy	NOUN
fsr-4082	143	26	and	and	CCONJ
fsr-4082	143	27	flood	flood	NOUN
fsr-4082	143	28	insurance	insurance	NOUN
fsr-4082	143	29	policies	policy	NOUN
fsr-4082	143	30	work	work	VERB
fsr-4082	143	31	(	(	PUNCT
fsr-4082	143	32	or	or	CCONJ
fsr-4082	143	33	not	not	PART
fsr-4082	143	34	)	)	PUNCT
fsr-4082	143	35	together	together	ADV
fsr-4082	143	36	.	.	PUNCT
fsr-4082	144	1	these	these	DET
fsr-4082	144	2	interviews	interview	NOUN
fsr-4082	144	3	allow	allow	VERB
fsr-4082	144	4	for	for	ADP
fsr-4082	144	5	a	a	DET
fsr-4082	144	6	robust	robust	ADJ
fsr-4082	144	7	class	class	NOUN
fsr-4082	144	8	conversation	conversation	NOUN
fsr-4082	144	9	on	on	ADP
fsr-4082	144	10	the	the	DET
fsr-4082	144	11	current	current	ADJ
fsr-4082	144	12	state	state	NOUN
fsr-4082	144	13	of	of	ADP
fsr-4082	144	14	the	the	DET
fsr-4082	144	15	insurance	insurance	NOUN
fsr-4082	144	16	market	market	NOUN
fsr-4082	144	17	and	and	CCONJ
fsr-4082	144	18	its	its	PRON
fsr-4082	144	19	impact	impact	NOUN
fsr-4082	144	20	on	on	ADP
fsr-4082	144	21	the	the	DET
fsr-4082	144	22	housing	housing	NOUN
fsr-4082	144	23	market	market	NOUN
fsr-4082	144	24	.	.	PUNCT
fsr-4082	145	1	(	(	PUNCT
fsr-4082	145	2	see	see	VERB
fsr-4082	145	3	appendix	appendix	NOUN
fsr-4082	145	4	2	2	NUM
fsr-4082	145	5	for	for	ADP
fsr-4082	145	6	specific	specific	ADJ
fsr-4082	145	7	assignment	assignment	NOUN
fsr-4082	145	8	prompt	prompt	NOUN
fsr-4082	145	9	.	.	PUNCT
fsr-4082	145	10	)	)	PUNCT
fsr-4082	145	11	estate	estate	NOUN
fsr-4082	145	12	planning	planning	NOUN
fsr-4082	145	13	–	–	PUNCT
fsr-4082	145	14	estate	estate	NOUN
fsr-4082	145	15	planning	planning	NOUN
fsr-4082	145	16	interview	interview	NOUN
fsr-4082	145	17	the	the	DET
fsr-4082	145	18	estate	estate	NOUN
fsr-4082	145	19	planning	planning	NOUN
fsr-4082	145	20	interview	interview	NOUN
fsr-4082	145	21	serves	serve	VERB
fsr-4082	145	22	as	as	ADP
fsr-4082	145	23	an	an	DET
fsr-4082	145	24	introductory	introductory	ADJ
fsr-4082	145	25	exercise	exercise	NOUN
fsr-4082	145	26	for	for	ADP
fsr-4082	145	27	the	the	DET
fsr-4082	145	28	estate	estate	NOUN
fsr-4082	145	29	planning	planning	NOUN
fsr-4082	145	30	module	module	NOUN
fsr-4082	145	31	of	of	ADP
fsr-4082	145	32	the	the	DET
fsr-4082	145	33	course	course	NOUN
fsr-4082	145	34	.	.	PUNCT
fsr-4082	146	1	we	we	PRON
fsr-4082	146	2	see	see	VERB
fsr-4082	146	3	that	that	DET
fsr-4082	146	4	estate	estate	NOUN
fsr-4082	146	5	planning	planning	NOUN
fsr-4082	146	6	is	be	AUX
fsr-4082	146	7	one	one	NUM
fsr-4082	146	8	of	of	ADP
fsr-4082	146	9	the	the	DET
fsr-4082	146	10	cfp	cfp	PROPN
fsr-4082	146	11	board	board	NOUN
fsr-4082	146	12	domains	domain	NOUN
fsr-4082	146	13	where	where	SCONJ
fsr-4082	146	14	students	student	NOUN
fsr-4082	146	15	have	have	VERB
fsr-4082	146	16	little	little	ADJ
fsr-4082	146	17	(	(	PUNCT
fsr-4082	146	18	or	or	CCONJ
fsr-4082	146	19	no	no	NOUN
fsr-4082	146	20	)	)	PUNCT
fsr-4082	146	21	exposure	exposure	NOUN
fsr-4082	146	22	prior	prior	ADV
fsr-4082	146	23	to	to	ADP
fsr-4082	146	24	coming	come	VERB
fsr-4082	146	25	to	to	ADP
fsr-4082	146	26	class	class	NOUN
fsr-4082	146	27	.	.	PUNCT
fsr-4082	147	1	similar	similar	ADJ
fsr-4082	147	2	to	to	ADP
fsr-4082	147	3	the	the	DET
fsr-4082	147	4	homeowners	homeowner	NOUN
fsr-4082	147	5	’	'	PUNCT
fsr-4082	147	6	and	and	CCONJ
fsr-4082	147	7	flood	flood	NOUN
fsr-4082	147	8	insurance	insurance	NOUN
fsr-4082	147	9	interview	interview	NOUN
fsr-4082	147	10	,	,	PUNCT
fsr-4082	147	11	we	we	PRON
fsr-4082	147	12	ask	ask	VERB
fsr-4082	147	13	students	student	NOUN
fsr-4082	147	14	to	to	PART
fsr-4082	147	15	interview	interview	VERB
fsr-4082	147	16	two	two	NUM
fsr-4082	147	17	individuals	individual	NOUN
fsr-4082	147	18	at	at	ADP
fsr-4082	147	19	different	different	ADJ
fsr-4082	147	20	stages	stage	NOUN
fsr-4082	147	21	of	of	ADP
fsr-4082	147	22	life	life	NOUN
fsr-4082	147	23	.	.	PUNCT
fsr-4082	148	1	we	we	PRON
fsr-4082	148	2	encourage	encourage	VERB
fsr-4082	148	3	students	student	NOUN
fsr-4082	148	4	to	to	PART
fsr-4082	148	5	ask	ask	VERB
fsr-4082	148	6	their	their	PRON
fsr-4082	148	7	“	"	PUNCT
fsr-4082	148	8	clients	client	NOUN
fsr-4082	148	9	”	"	PUNCT
fsr-4082	148	10	openended	openende	VERB
fsr-4082	148	11	questions	question	NOUN
fsr-4082	148	12	about	about	ADP
fsr-4082	148	13	what	what	DET
fsr-4082	148	14	estate	estate	NOUN
fsr-4082	148	15	planning	planning	NOUN
fsr-4082	148	16	might	might	AUX
fsr-4082	148	17	mean	mean	VERB
fsr-4082	148	18	to	to	ADP
fsr-4082	148	19	those	those	PRON
fsr-4082	148	20	interviewed	interview	VERB
fsr-4082	148	21	.	.	PUNCT
fsr-4082	149	1	the	the	DET
fsr-4082	149	2	interview	interview	NOUN
fsr-4082	149	3	then	then	ADV
fsr-4082	149	4	proceeds	proceed	VERB
fsr-4082	149	5	with	with	ADP
fsr-4082	149	6	specific	specific	ADJ
fsr-4082	149	7	questions	question	NOUN
fsr-4082	149	8	addressing	address	VERB
fsr-4082	149	9	the	the	DET
fsr-4082	149	10	existence	existence	NOUN
fsr-4082	149	11	and	and	CCONJ
fsr-4082	149	12	status	status	NOUN
fsr-4082	149	13	of	of	ADP
fsr-4082	149	14	estate	estate	NOUN
fsr-4082	149	15	planning	planning	NOUN
fsr-4082	149	16	documents	document	NOUN
fsr-4082	149	17	(	(	PUNCT
fsr-4082	149	18	e.g.	e.g.	ADV
fsr-4082	149	19	wills	will	NOUN
fsr-4082	149	20	)	)	PUNCT
fsr-4082	149	21	and	and	CCONJ
fsr-4082	149	22	the	the	DET
fsr-4082	149	23	subject	subject	NOUN
fsr-4082	149	24	’s	’s	PART
fsr-4082	149	25	awareness	awareness	NOUN
fsr-4082	149	26	of	of	ADP
fsr-4082	149	27	property	property	NOUN
fsr-4082	149	28	interests	interest	NOUN
fsr-4082	149	29	and	and	CCONJ
fsr-4082	149	30	beneficiary	beneficiary	NOUN
fsr-4082	149	31	information	information	NOUN
fsr-4082	149	32	.	.	PUNCT
fsr-4082	150	1	the	the	DET
fsr-4082	150	2	feedback	feedback	NOUN
fsr-4082	150	3	shared	share	VERB
fsr-4082	150	4	by	by	ADP
fsr-4082	150	5	students	student	NOUN
fsr-4082	150	6	in	in	ADP
fsr-4082	150	7	class	class	NOUN
fsr-4082	150	8	leads	lead	VERB
fsr-4082	150	9	to	to	ADP
fsr-4082	150	10	in	in	ADP
fsr-4082	150	11	-	-	PUNCT
fsr-4082	150	12	depth	depth	NOUN
fsr-4082	150	13	discussions	discussion	NOUN
fsr-4082	150	14	on	on	ADP
fsr-4082	150	15	individual	individual	ADJ
fsr-4082	150	16	estate	estate	NOUN
fsr-4082	150	17	-	-	PUNCT
fsr-4082	150	18	related	relate	VERB
fsr-4082	150	19	issues	issue	NOUN
fsr-4082	150	20	but	but	CCONJ
fsr-4082	150	21	also	also	ADV
fsr-4082	150	22	highlights	highlight	NOUN
fsr-4082	150	23	earlier	early	ADV
fsr-4082	150	24	planning	plan	VERB
fsr-4082	150	25	concepts	concept	NOUN
fsr-4082	150	26	discussed	discuss	VERB
fsr-4082	150	27	in	in	ADP
fsr-4082	150	28	the	the	DET
fsr-4082	150	29	course	course	NOUN
fsr-4082	150	30	.	.	PUNCT
fsr-4082	151	1	the	the	DET
fsr-4082	151	2	interviews	interview	NOUN
fsr-4082	151	3	reinforce	reinforce	VERB
fsr-4082	151	4	the	the	DET
fsr-4082	151	5	need	need	NOUN
fsr-4082	151	6	to	to	PART
fsr-4082	151	7	“	"	PUNCT
fsr-4082	151	8	understand	understand	VERB
fsr-4082	151	9	the	the	DET
fsr-4082	151	10	client	client	NOUN
fsr-4082	151	11	”	"	PUNCT
fsr-4082	151	12	and	and	CCONJ
fsr-4082	151	13	that	that	SCONJ
fsr-4082	151	14	each	each	DET
fsr-4082	151	15	client	client	NOUN
fsr-4082	151	16	is	be	AUX
fsr-4082	151	17	unique	unique	ADJ
fsr-4082	151	18	.	.	PUNCT
fsr-4082	152	1	(	(	PUNCT
fsr-4082	152	2	see	see	VERB
fsr-4082	152	3	appendix	appendix	NOUN
fsr-4082	152	4	2	2	NUM
fsr-4082	152	5	for	for	ADP
fsr-4082	152	6	specific	specific	ADJ
fsr-4082	152	7	assignment	assignment	NOUN
fsr-4082	152	8	prompt	prompt	NOUN
fsr-4082	152	9	.	.	PUNCT
fsr-4082	152	10	)	)	PUNCT
fsr-4082	152	11	results	result	NOUN
fsr-4082	152	12	here	here	ADV
fsr-4082	152	13	we	we	PRON
fsr-4082	152	14	report	report	VERB
fsr-4082	152	15	student	student	NOUN
fsr-4082	152	16	feedback	feedback	NOUN
fsr-4082	152	17	on	on	ADP
fsr-4082	152	18	the	the	DET
fsr-4082	152	19	utility	utility	NOUN
fsr-4082	152	20	of	of	ADP
fsr-4082	152	21	the	the	DET
fsr-4082	152	22	experiential	experiential	ADJ
fsr-4082	152	23	learning	learning	NOUN
fsr-4082	152	24	activities	activity	NOUN
fsr-4082	152	25	used	use	VERB
fsr-4082	152	26	in	in	ADP
fsr-4082	152	27	this	this	DET
fsr-4082	152	28	class	class	NOUN
fsr-4082	152	29	.	.	PUNCT
fsr-4082	153	1	adapting	adapt	VERB
fsr-4082	153	2	an	an	DET
fsr-4082	153	3	instrument	instrument	NOUN
fsr-4082	153	4	discussed	discuss	VERB
fsr-4082	153	5	in	in	ADP
fsr-4082	153	6	killian	killian	PROPN
fsr-4082	153	7	et	et	PROPN
fsr-4082	153	8	al	al	PROPN
fsr-4082	153	9	.	.	PROPN
fsr-4082	154	1	(	(	PUNCT
fsr-4082	154	2	2012	2012	NUM
fsr-4082	154	3	)	)	PUNCT
fsr-4082	154	4	,	,	PUNCT
fsr-4082	154	5	we	we	PRON
fsr-4082	154	6	captured	capture	VERB
fsr-4082	154	7	input	input	NOUN
fsr-4082	154	8	from	from	ADP
fsr-4082	154	9	students	student	NOUN
fsr-4082	154	10	on	on	ADP
fsr-4082	154	11	their	their	PRON
fsr-4082	154	12	perceived	perceive	VERB
fsr-4082	154	13	usefulness	usefulness	NOUN
fsr-4082	154	14	of	of	ADP
fsr-4082	154	15	the	the	DET
fsr-4082	154	16	awareness	awareness	NOUN
fsr-4082	154	17	and	and	CCONJ
fsr-4082	154	18	interview	interview	NOUN
fsr-4082	154	19	exercises	exercise	NOUN
fsr-4082	154	20	.	.	PUNCT
fsr-4082	155	1	specifically	specifically	ADV
fsr-4082	155	2	,	,	PUNCT
fsr-4082	155	3	we	we	PRON
fsr-4082	155	4	asked	ask	VERB
fsr-4082	155	5	students	student	NOUN
fsr-4082	155	6	to	to	PART
fsr-4082	155	7	evaluate	evaluate	VERB
fsr-4082	155	8	each	each	DET
fsr-4082	155	9	exercise	exercise	NOUN
fsr-4082	155	10	on	on	ADP
fsr-4082	155	11	a	a	DET
fsr-4082	155	12	five	five	NUM
fsr-4082	155	13	-	-	PUNCT
fsr-4082	155	14	point	point	NOUN
fsr-4082	155	15	usefulness	usefulness	NOUN
fsr-4082	155	16	scale	scale	NOUN
fsr-4082	155	17	(	(	PUNCT
fsr-4082	155	18	very	very	ADV
fsr-4082	155	19	useful	useful	ADJ
fsr-4082	155	20	/	/	SYM
fsr-4082	155	21	useful	useful	ADJ
fsr-4082	155	22	/	/	SYM
fsr-4082	155	23	neutral	neutral	ADJ
fsr-4082	155	24	/	/	SYM
fsr-4082	155	25	not	not	PART
fsr-4082	155	26	useful	useful	ADJ
fsr-4082	155	27	/	/	SYM
fsr-4082	155	28	not	not	PART
fsr-4082	155	29	at	at	ADV
fsr-4082	155	30	all	all	ADV
fsr-4082	155	31	fraser	fraser	NOUN
fsr-4082	155	32	53	53	NUM
fsr-4082	155	33	useful	useful	ADJ
fsr-4082	155	34	)	)	PUNCT
fsr-4082	155	35	.	.	PUNCT
fsr-4082	156	1	the	the	DET
fsr-4082	156	2	results	result	NOUN
fsr-4082	156	3	suggest	suggest	VERB
fsr-4082	156	4	the	the	DET
fsr-4082	156	5	auto	auto	NOUN
fsr-4082	156	6	insurance	insurance	NOUN
fsr-4082	156	7	review	review	NOUN
fsr-4082	156	8	is	be	AUX
fsr-4082	156	9	the	the	DET
fsr-4082	156	10	most	most	ADV
fsr-4082	156	11	useful	useful	ADJ
fsr-4082	156	12	exercise	exercise	NOUN
fsr-4082	156	13	for	for	ADP
fsr-4082	156	14	learning	learn	VERB
fsr-4082	156	15	content	content	NOUN
fsr-4082	156	16	with	with	ADP
fsr-4082	156	17	93	93	NUM
fsr-4082	156	18	%	%	NOUN
fsr-4082	156	19	of	of	ADP
fsr-4082	156	20	students	student	NOUN
fsr-4082	156	21	finding	find	VERB
fsr-4082	156	22	the	the	DET
fsr-4082	156	23	exercise	exercise	NOUN
fsr-4082	156	24	either	either	CCONJ
fsr-4082	156	25	very	very	ADV
fsr-4082	156	26	useful	useful	ADJ
fsr-4082	156	27	or	or	CCONJ
fsr-4082	156	28	useful	useful	ADJ
fsr-4082	156	29	.	.	PUNCT
fsr-4082	157	1	table	table	NOUN
fsr-4082	157	2	1	1	NUM
fsr-4082	157	3	reports	report	NOUN
fsr-4082	157	4	students	student	NOUN
fsr-4082	157	5	’	'	PUNCT
fsr-4082	157	6	ranking	rank	VERB
fsr-4082	157	7	on	on	ADP
fsr-4082	157	8	the	the	DET
fsr-4082	157	9	usefulness	usefulness	NOUN
fsr-4082	157	10	of	of	ADP
fsr-4082	157	11	each	each	DET
fsr-4082	157	12	exercise	exercise	NOUN
fsr-4082	157	13	on	on	ADP
fsr-4082	157	14	the	the	DET
fsr-4082	157	15	understanding	understanding	NOUN
fsr-4082	157	16	of	of	ADP
fsr-4082	157	17	the	the	DET
fsr-4082	157	18	respective	respective	ADJ
fsr-4082	157	19	disciple	disciple	ADJ
fsr-4082	157	20	areas	area	NOUN
fsr-4082	157	21	of	of	ADP
fsr-4082	157	22	financial	financial	ADJ
fsr-4082	157	23	planning	planning	NOUN
fsr-4082	157	24	.	.	PUNCT
fsr-4082	158	1	table	table	NOUN
fsr-4082	158	2	1	1	NUM
fsr-4082	158	3	.	.	PUNCT
fsr-4082	159	1	rankings	ranking	NOUN
fsr-4082	159	2	of	of	ADP
fsr-4082	159	3	interview	interview	NOUN
fsr-4082	159	4	and	and	CCONJ
fsr-4082	159	5	awareness	awareness	NOUN
fsr-4082	159	6	exercise	exercise	VERB
fsr-4082	159	7	usefulness	usefulness	NOUN
fsr-4082	159	8	percentage	percentage	NOUN
fsr-4082	159	9	of	of	ADP
fsr-4082	159	10	students	student	NOUN
fsr-4082	159	11	reporting	report	VERB
fsr-4082	159	12	usefulness	usefulness	NOUN
fsr-4082	159	13	of	of	ADP
fsr-4082	159	14	exercises	exercise	NOUN
fsr-4082	159	15	to	to	ADP
fsr-4082	159	16	understanding	understand	VERB
fsr-4082	159	17	respective	respective	ADJ
fsr-4082	159	18	financial	financial	ADJ
fsr-4082	159	19	planning	planning	NOUN
fsr-4082	159	20	area	area	NOUN
fsr-4082	159	21	.	.	PUNCT
fsr-4082	160	1	how	how	SCONJ
fsr-4082	160	2	useful	useful	ADJ
fsr-4082	160	3	was	be	AUX
fsr-4082	160	4	the	the	DET
fsr-4082	160	5	_	_	PROPN
fsr-4082	161	1	_	_	PUNCT
fsr-4082	162	1	_	_	PUNCT
fsr-4082	163	1	_	_	PUNCT
fsr-4082	164	1	_	_	PUNCT
fsr-4082	164	2	exercise	exercise	VERB
fsr-4082	164	3	in	in	ADP
fsr-4082	164	4	understanding	understand	VERB
fsr-4082	164	5	the	the	DET
fsr-4082	164	6	elements	element	NOUN
fsr-4082	164	7	and	and	CCONJ
fsr-4082	164	8	importance	importance	NOUN
fsr-4082	164	9	of	of	ADP
fsr-4082	164	10	financial	financial	ADJ
fsr-4082	164	11	planning	planning	NOUN
fsr-4082	164	12	concepts	concept	NOUN
fsr-4082	164	13	?	?	PUNCT
fsr-4082	165	1	not	not	PART
fsr-4082	165	2	at	at	ADV
fsr-4082	165	3	all	all	ADV
fsr-4082	165	4	useful	useful	ADJ
fsr-4082	165	5	/strongly	/strongly	AUX
fsr-4082	165	6	disagree	disagree	VERB
fsr-4082	165	7	not	not	PART
fsr-4082	165	8	useful	useful	ADJ
fsr-4082	165	9	/disagree	/disagree	CCONJ
fsr-4082	165	10	neutral	neutral	ADJ
fsr-4082	165	11	useful	useful	ADJ
fsr-4082	165	12	/agree	/agree	NUM
fsr-4082	165	13	very	very	ADV
fsr-4082	165	14	useful	useful	ADJ
fsr-4082	165	15	/strongly	/strongly	AUX
fsr-4082	165	16	agree	agree	VERB
fsr-4082	165	17	useful	useful	ADJ
fsr-4082	165	18	or	or	CCONJ
fsr-4082	165	19	very	very	ADV
fsr-4082	165	20	useful	useful	ADJ
fsr-4082	165	21	/agree	/agree	NOUN
fsr-4082	165	22	or	or	CCONJ
fsr-4082	165	23	strongly	strongly	ADV
fsr-4082	165	24	agree	agree	VERB
fsr-4082	165	25	homeowner	homeowner	NOUN
fsr-4082	165	26	and	and	CCONJ
fsr-4082	165	27	flood	flood	NOUN
fsr-4082	165	28	insurance	insurance	NOUN
fsr-4082	165	29	interview	interview	NOUN
fsr-4082	165	30	exercise	exercise	NOUN
fsr-4082	165	31	0	0	NUM
fsr-4082	165	32	%	%	NOUN
fsr-4082	165	33	2	2	NUM
fsr-4082	165	34	%	%	NOUN
fsr-4082	165	35	11	11	NUM
fsr-4082	165	36	%	%	NOUN
fsr-4082	165	37	39	39	NUM
fsr-4082	165	38	%	%	NOUN
fsr-4082	165	39	48	48	NUM
fsr-4082	165	40	%	%	NOUN
fsr-4082	165	41	88	88	NUM
fsr-4082	165	42	%	%	NOUN
fsr-4082	165	43	estate	estate	NOUN
fsr-4082	165	44	planning	planning	NOUN
fsr-4082	165	45	interview	interview	NOUN
fsr-4082	165	46	exercise	exercise	NOUN
fsr-4082	165	47	2	2	NUM
fsr-4082	165	48	%	%	NOUN
fsr-4082	165	49	4	4	NUM
fsr-4082	165	50	%	%	NOUN
fsr-4082	165	51	11	11	NUM
fsr-4082	165	52	%	%	NOUN
fsr-4082	165	53	37	37	NUM
fsr-4082	165	54	%	%	NOUN
fsr-4082	165	55	47	47	NUM
fsr-4082	165	56	%	%	NOUN
fsr-4082	165	57	84	84	NUM
fsr-4082	165	58	%	%	NOUN
fsr-4082	165	59	auto	auto	NOUN
fsr-4082	165	60	insurance	insurance	NOUN
fsr-4082	165	61	policy	policy	NOUN
fsr-4082	165	62	review	review	NOUN
fsr-4082	165	63	awareness	awareness	NOUN
fsr-4082	165	64	exercise	exercise	VERB
fsr-4082	165	65	2	2	NUM
fsr-4082	165	66	%	%	NOUN
fsr-4082	165	67	0	0	NUM
fsr-4082	165	68	%	%	NOUN
fsr-4082	165	69	5	5	NUM
fsr-4082	165	70	%	%	NOUN
fsr-4082	165	71	35	35	NUM
fsr-4082	165	72	%	%	NOUN
fsr-4082	165	73	58	58	NUM
fsr-4082	165	74	%	%	NOUN
fsr-4082	165	75	93	93	NUM
fsr-4082	165	76	%	%	NOUN
fsr-4082	165	77	risk	risk	NOUN
fsr-4082	165	78	tolerance	tolerance	NOUN
fsr-4082	165	79	quiz	quiz	NOUN
fsr-4082	165	80	/	/	SYM
fsr-4082	165	81	asset	asset	NOUN
fsr-4082	165	82	allocation	allocation	NOUN
fsr-4082	165	83	awareness	awareness	NOUN
fsr-4082	165	84	exercise	exercise	VERB
fsr-4082	165	85	2	2	NUM
fsr-4082	165	86	%	%	NOUN
fsr-4082	165	87	4	4	NUM
fsr-4082	165	88	%	%	NOUN
fsr-4082	165	89	28	28	NUM
fsr-4082	165	90	%	%	NOUN
fsr-4082	165	91	35	35	NUM
fsr-4082	165	92	%	%	NOUN
fsr-4082	165	93	32	32	NUM
fsr-4082	165	94	%	%	NOUN
fsr-4082	165	95	67	67	NUM
fsr-4082	165	96	%	%	NOUN
fsr-4082	165	97	credit	credit	NOUN
fsr-4082	165	98	card	card	NOUN
fsr-4082	165	99	statement	statement	NOUN
fsr-4082	165	100	review	review	NOUN
fsr-4082	165	101	awareness	awareness	NOUN
fsr-4082	165	102	exercise	exercise	VERB
fsr-4082	165	103	2	2	NUM
fsr-4082	165	104	%	%	NOUN
fsr-4082	165	105	0	0	NUM
fsr-4082	165	106	%	%	NOUN
fsr-4082	165	107	12	12	NUM
fsr-4082	165	108	%	%	NOUN
fsr-4082	165	109	28	28	NUM
fsr-4082	165	110	%	%	NOUN
fsr-4082	165	111	56	56	NUM
fsr-4082	165	112	%	%	NOUN
fsr-4082	165	113	84	84	NUM
fsr-4082	165	114	%	%	NOUN
fsr-4082	165	115	irs	irs	PROPN
fsr-4082	165	116	1040	1040	NUM
fsr-4082	165	117	tax	tax	NOUN
fsr-4082	165	118	form	form	NOUN
fsr-4082	165	119	scavenger	scavenger	NOUN
fsr-4082	165	120	hunt	hunt	NOUN
fsr-4082	165	121	awareness	awareness	NOUN
fsr-4082	165	122	exercise	exercise	VERB
fsr-4082	165	123	2	2	NUM
fsr-4082	165	124	%	%	NOUN
fsr-4082	165	125	7	7	NUM
fsr-4082	165	126	%	%	NOUN
fsr-4082	165	127	18	18	NUM
fsr-4082	165	128	%	%	NOUN
fsr-4082	165	129	26	26	NUM
fsr-4082	165	130	%	%	NOUN
fsr-4082	165	131	47	47	NUM
fsr-4082	165	132	%	%	NOUN
fsr-4082	165	133	74	74	NUM
fsr-4082	165	134	%	%	NOUN
fsr-4082	165	135	we	we	PRON
fsr-4082	165	136	also	also	ADV
fsr-4082	165	137	asked	ask	VERB
fsr-4082	165	138	students	student	NOUN
fsr-4082	165	139	to	to	PART
fsr-4082	165	140	select	select	VERB
fsr-4082	165	141	the	the	DET
fsr-4082	165	142	most	most	ADV
fsr-4082	165	143	valuable	valuable	ADJ
fsr-4082	165	144	exercises	exercise	NOUN
fsr-4082	165	145	and	and	CCONJ
fsr-4082	165	146	those	those	PRON
fsr-4082	165	147	that	that	PRON
fsr-4082	165	148	were	be	AUX
fsr-4082	165	149	the	the	DET
fsr-4082	165	150	least	least	ADV
fsr-4082	165	151	valuable	valuable	ADJ
fsr-4082	165	152	to	to	ADP
fsr-4082	165	153	their	their	PRON
fsr-4082	165	154	learning	learning	NOUN
fsr-4082	165	155	experience	experience	NOUN
fsr-4082	165	156	.	.	PUNCT
fsr-4082	166	1	table	table	NOUN
fsr-4082	166	2	2	2	NUM
fsr-4082	166	3	depicts	depict	VERB
fsr-4082	166	4	the	the	DET
fsr-4082	166	5	results	result	NOUN
fsr-4082	166	6	.	.	PUNCT
fsr-4082	167	1	when	when	SCONJ
fsr-4082	167	2	framed	frame	VERB
fsr-4082	167	3	this	this	DET
fsr-4082	167	4	way	way	NOUN
fsr-4082	167	5	,	,	PUNCT
fsr-4082	167	6	panel	panel	NOUN
fsr-4082	167	7	a	a	DET
fsr-4082	167	8	shows	show	VERB
fsr-4082	167	9	the	the	DET
fsr-4082	167	10	most	most	ADV
fsr-4082	167	11	valuable	valuable	ADJ
fsr-4082	167	12	exercise	exercise	NOUN
fsr-4082	167	13	was	be	AUX
fsr-4082	167	14	again	again	ADV
fsr-4082	167	15	the	the	DET
fsr-4082	167	16	auto	auto	NOUN
fsr-4082	167	17	insurance	insurance	NOUN
fsr-4082	167	18	review	review	NOUN
fsr-4082	167	19	when	when	SCONJ
fsr-4082	167	20	combining	combine	VERB
fsr-4082	167	21	the	the	DET
fsr-4082	167	22	responses	response	NOUN
fsr-4082	167	23	for	for	ADP
fsr-4082	167	24	both	both	CCONJ
fsr-4082	167	25	most	most	ADV
fsr-4082	167	26	valuable	valuable	ADJ
fsr-4082	167	27	and	and	CCONJ
fsr-4082	167	28	2nd	2nd	ADJ
fsr-4082	167	29	most	most	ADV
fsr-4082	167	30	valuable	valuable	ADJ
fsr-4082	167	31	.	.	PUNCT
fsr-4082	168	1	this	this	PRON
fsr-4082	168	2	was	be	AUX
fsr-4082	168	3	followed	follow	VERB
fsr-4082	168	4	closely	closely	ADV
fsr-4082	168	5	by	by	ADP
fsr-4082	168	6	the	the	DET
fsr-4082	168	7	homeowners	homeowner	NOUN
fsr-4082	168	8	’	'	PUNCT
fsr-4082	168	9	and	and	CCONJ
fsr-4082	168	10	flood	flood	NOUN
fsr-4082	168	11	insurance	insurance	NOUN
fsr-4082	168	12	interview	interview	NOUN
fsr-4082	168	13	.	.	PUNCT
fsr-4082	169	1	interestingly	interestingly	ADV
fsr-4082	169	2	,	,	PUNCT
fsr-4082	169	3	the	the	DET
fsr-4082	169	4	pattern	pattern	NOUN
fsr-4082	169	5	of	of	ADP
fsr-4082	169	6	responses	response	NOUN
fsr-4082	169	7	across	across	ADP
fsr-4082	169	8	the	the	DET
fsr-4082	169	9	spectrum	spectrum	NOUN
fsr-4082	169	10	from	from	ADP
fsr-4082	169	11	the	the	DET
fsr-4082	169	12	least	least	ADJ
fsr-4082	169	13	valuable	valuable	ADJ
fsr-4082	169	14	to	to	ADP
fsr-4082	169	15	most	most	ADV
fsr-4082	169	16	valuable	valuable	ADJ
fsr-4082	169	17	varies	varie	NOUN
fsr-4082	169	18	across	across	ADP
fsr-4082	169	19	exercises	exercise	NOUN
fsr-4082	169	20	.	.	PUNCT
fsr-4082	170	1	for	for	ADP
fsr-4082	170	2	example	example	NOUN
fsr-4082	170	3	,	,	PUNCT
fsr-4082	170	4	students	student	NOUN
fsr-4082	170	5	ranked	rank	VERB
fsr-4082	170	6	the	the	DET
fsr-4082	170	7	auto	auto	NOUN
fsr-4082	170	8	insurance	insurance	NOUN
fsr-4082	170	9	policy	policy	NOUN
fsr-4082	170	10	review	review	NOUN
fsr-4082	170	11	exercise	exercise	NOUN
fsr-4082	170	12	as	as	ADP
fsr-4082	170	13	most	most	ADV
fsr-4082	170	14	4	4	NUM
fsr-4082	170	15	this	this	DET
fsr-4082	170	16	result	result	NOUN
fsr-4082	170	17	might	might	AUX
fsr-4082	170	18	be	be	AUX
fsr-4082	170	19	due	due	ADJ
fsr-4082	170	20	to	to	ADP
fsr-4082	170	21	a	a	DET
fsr-4082	170	22	series	series	NOUN
fsr-4082	170	23	of	of	ADP
fsr-4082	170	24	factors	factor	NOUN
fsr-4082	170	25	.	.	PUNCT
fsr-4082	171	1	some	some	DET
fsr-4082	171	2	students	student	NOUN
fsr-4082	171	3	have	have	VERB
fsr-4082	171	4	no	no	DET
fsr-4082	171	5	experience	experience	NOUN
fsr-4082	171	6	filing	filing	NOUN
fsr-4082	171	7	taxes	taxis	NOUN
fsr-4082	171	8	.	.	PUNCT
fsr-4082	172	1	additionally	additionally	ADV
fsr-4082	172	2	,	,	PUNCT
fsr-4082	172	3	the	the	DET
fsr-4082	172	4	data	datum	NOUN
fsr-4082	172	5	was	be	AUX
fsr-4082	172	6	obtained	obtain	VERB
fsr-4082	172	7	over	over	ADP
fsr-4082	172	8	a	a	DET
fsr-4082	172	9	fall	fall	NOUN
fsr-4082	172	10	and	and	CCONJ
fsr-4082	172	11	valuable	valuable	ADJ
fsr-4082	172	12	while	while	SCONJ
fsr-4082	172	13	the	the	DET
fsr-4082	172	14	risk	risk	NOUN
fsr-4082	172	15	tolerance	tolerance	NOUN
fsr-4082	172	16	quiz	quiz	NOUN
fsr-4082	172	17	exercise	exercise	NOUN
fsr-4082	172	18	was	be	AUX
fsr-4082	172	19	clearly	clearly	ADV
fsr-4082	172	20	least	least	ADV
fsr-4082	172	21	valuable	valuable	ADJ
fsr-4082	172	22	.	.	PUNCT
fsr-4082	173	1	in	in	ADP
fsr-4082	173	2	contrast	contrast	NOUN
fsr-4082	173	3	,	,	PUNCT
fsr-4082	173	4	the	the	DET
fsr-4082	173	5	distribution	distribution	NOUN
fsr-4082	173	6	of	of	ADP
fsr-4082	173	7	responses	response	NOUN
fsr-4082	173	8	for	for	ADP
fsr-4082	173	9	the	the	DET
fsr-4082	173	10	irs	irs	PROPN
fsr-4082	173	11	1040	1040	NUM
fsr-4082	173	12	tax	tax	NOUN
fsr-4082	173	13	scavenger	scavenger	NOUN
fsr-4082	173	14	hunt	hunt	NOUN
fsr-4082	173	15	exercise	exercise	NOUN
fsr-4082	173	16	was	be	AUX
fsr-4082	173	17	more	more	ADJ
fsr-4082	173	18	bimodal	bimodal	NOUN
fsr-4082	173	19	,	,	PUNCT
fsr-4082	173	20	with	with	ADP
fsr-4082	173	21	nearly	nearly	ADV
fsr-4082	173	22	an	an	DET
fsr-4082	173	23	equal	equal	ADJ
fsr-4082	173	24	percentage	percentage	NOUN
fsr-4082	173	25	of	of	ADP
fsr-4082	173	26	students	student	NOUN
fsr-4082	173	27	ranking	rank	VERB
fsr-4082	173	28	it	it	PRON
fsr-4082	173	29	as	as	ADP
fsr-4082	173	30	either	either	CCONJ
fsr-4082	173	31	the	the	DET
fsr-4082	173	32	most	most	ADJ
fsr-4082	173	33	,	,	PUNCT
fsr-4082	173	34	or	or	CCONJ
fsr-4082	173	35	least	least	ADV
fsr-4082	173	36	valuable	valuable	ADJ
fsr-4082	173	37	exercise.4	exercise.4	ADJ
fsr-4082	173	38	hawtry	hawtry	NOUN
fsr-4082	173	39	(	(	PUNCT
fsr-4082	173	40	2007	2007	NUM
fsr-4082	173	41	)	)	PUNCT
fsr-4082	173	42	suggests	suggest	VERB
fsr-4082	173	43	student	student	NOUN
fsr-4082	173	44	attitudes	attitude	NOUN
fsr-4082	173	45	matter	matter	ADV
fsr-4082	174	1	and	and	CCONJ
fsr-4082	174	2	that	that	SCONJ
fsr-4082	174	3	an	an	DET
fsr-4082	174	4	important	important	ADJ
fsr-4082	174	5	aspect	aspect	NOUN
fsr-4082	174	6	of	of	ADP
fsr-4082	174	7	experiential	experiential	ADJ
fsr-4082	174	8	learning	learning	NOUN
fsr-4082	174	9	is	be	AUX
fsr-4082	174	10	that	that	SCONJ
fsr-4082	174	11	the	the	DET
fsr-4082	174	12	learner	learner	NOUN
fsr-4082	174	13	must	must	AUX
fsr-4082	174	14	find	find	VERB
fsr-4082	174	15	activities	activity	NOUN
fsr-4082	174	16	meaningful	meaningful	ADJ
fsr-4082	174	17	.	.	PUNCT
fsr-4082	175	1	we	we	PRON
fsr-4082	175	2	asked	ask	VERB
fsr-4082	175	3	students	student	NOUN
fsr-4082	175	4	,	,	PUNCT
fsr-4082	175	5	“	"	PUNCT
fsr-4082	175	6	which	which	PRON
fsr-4082	175	7	of	of	ADP
fsr-4082	175	8	the	the	DET
fsr-4082	175	9	exercises	exercise	NOUN
fsr-4082	175	10	prompted	prompt	VERB
fsr-4082	175	11	the	the	DET
fsr-4082	175	12	most	most	ADV
fsr-4082	175	13	meaningful	meaningful	ADJ
fsr-4082	175	14	conversation	conversation	NOUN
fsr-4082	175	15	about	about	ADP
fsr-4082	175	16	the	the	DET
fsr-4082	175	17	importance	importance	NOUN
fsr-4082	175	18	of	of	ADP
fsr-4082	175	19	financial	financial	ADJ
fsr-4082	175	20	planning	planning	NOUN
fsr-4082	175	21	among	among	ADP
fsr-4082	175	22	your	your	PRON
fsr-4082	175	23	friends	friend	NOUN
fsr-4082	175	24	and/or	and/or	CCONJ
fsr-4082	175	25	family	family	NOUN
fsr-4082	175	26	?	?	PUNCT
fsr-4082	175	27	”	"	PUNCT
fsr-4082	176	1	as	as	ADP
fsr-4082	176	2	spring	spring	NOUN
fsr-4082	176	3	semester	semester	NOUN
fsr-4082	176	4	.	.	PUNCT
fsr-4082	177	1	it	it	PRON
fsr-4082	177	2	is	be	AUX
fsr-4082	177	3	possible	possible	ADJ
fsr-4082	177	4	tax	tax	NOUN
fsr-4082	177	5	planning	planning	NOUN
fsr-4082	177	6	might	might	AUX
fsr-4082	177	7	be	be	AUX
fsr-4082	177	8	perceived	perceive	VERB
fsr-4082	177	9	as	as	ADP
fsr-4082	177	10	more	more	ADV
fsr-4082	177	11	useful	useful	ADJ
fsr-4082	177	12	in	in	ADP
fsr-4082	177	13	a	a	DET
fsr-4082	177	14	spring	spring	NOUN
fsr-4082	177	15	semester	semester	NOUN
fsr-4082	177	16	due	due	ADP
fsr-4082	177	17	to	to	ADP
fsr-4082	177	18	tax	tax	NOUN
fsr-4082	177	19	filing	filing	NOUN
fsr-4082	177	20	dates	date	NOUN
fsr-4082	177	21	.	.	PUNCT
fsr-4082	178	1	financial	financial	ADJ
fsr-4082	178	2	services	service	NOUN
fsr-4082	178	3	review	review	NOUN
fsr-4082	178	4	,	,	PUNCT
fsr-4082	178	5	33(4	33(4	NUM
fsr-4082	178	6	)	)	PUNCT
fsr-4082	178	7	54	54	NUM
fsr-4082	178	8	expected	expect	VERB
fsr-4082	178	9	,	,	PUNCT
fsr-4082	178	10	the	the	DET
fsr-4082	178	11	interview	interview	NOUN
fsr-4082	178	12	exercises	exercise	NOUN
fsr-4082	178	13	ranked	rank	VERB
fsr-4082	178	14	higher	higher	ADV
fsr-4082	178	15	.	.	PUNCT
fsr-4082	179	1	however	however	ADV
fsr-4082	179	2	,	,	PUNCT
fsr-4082	179	3	the	the	DET
fsr-4082	179	4	results	result	NOUN
fsr-4082	179	5	also	also	ADV
fsr-4082	179	6	suggest	suggest	VERB
fsr-4082	179	7	more	more	ADJ
fsr-4082	179	8	than	than	ADP
fsr-4082	179	9	25	25	NUM
fsr-4082	179	10	%	%	NOUN
fsr-4082	179	11	of	of	ADP
fsr-4082	179	12	students	student	NOUN
fsr-4082	179	13	had	have	VERB
fsr-4082	179	14	meaningful	meaningful	ADJ
fsr-4082	179	15	conversations	conversation	NOUN
fsr-4082	179	16	around	around	ADP
fsr-4082	179	17	the	the	DET
fsr-4082	179	18	awareness	awareness	NOUN
fsr-4082	179	19	exercises	exercise	VERB
fsr-4082	179	20	.	.	PUNCT
fsr-4082	180	1	while	while	SCONJ
fsr-4082	180	2	students	student	NOUN
fsr-4082	180	3	were	be	AUX
fsr-4082	180	4	not	not	PART
fsr-4082	180	5	instructed	instruct	VERB
fsr-4082	180	6	to	to	PART
fsr-4082	180	7	conduct	conduct	VERB
fsr-4082	180	8	interviews	interview	NOUN
fsr-4082	180	9	,	,	PUNCT
fsr-4082	180	10	clearly	clearly	ADV
fsr-4082	180	11	many	many	ADJ
fsr-4082	180	12	had	have	VERB
fsr-4082	180	13	impactful	impactful	ADJ
fsr-4082	180	14	conversations	conversation	NOUN
fsr-4082	180	15	with	with	ADP
fsr-4082	180	16	their	their	PRON
fsr-4082	180	17	course	course	NOUN
fsr-4082	180	18	“	"	PUNCT
fsr-4082	180	19	clients	client	NOUN
fsr-4082	180	20	”	"	PUNCT
fsr-4082	180	21	during	during	ADP
fsr-4082	180	22	these	these	DET
fsr-4082	180	23	exercises	exercise	NOUN
fsr-4082	180	24	.	.	PUNCT
fsr-4082	181	1	panel	panel	NOUN
fsr-4082	181	2	b	b	PROPN
fsr-4082	181	3	of	of	ADP
fsr-4082	181	4	table	table	NOUN
fsr-4082	181	5	2	2	NUM
fsr-4082	181	6	shows	show	VERB
fsr-4082	181	7	the	the	DET
fsr-4082	181	8	estate	estate	NOUN
fsr-4082	181	9	planning	planning	NOUN
fsr-4082	181	10	interview	interview	NOUN
fsr-4082	181	11	was	be	AUX
fsr-4082	181	12	clearly	clearly	ADV
fsr-4082	181	13	the	the	DET
fsr-4082	181	14	most	most	ADV
fsr-4082	181	15	meaningful	meaningful	ADJ
fsr-4082	181	16	,	,	PUNCT
fsr-4082	181	17	with	with	ADP
fsr-4082	181	18	nearly	nearly	ADV
fsr-4082	181	19	half	half	NOUN
fsr-4082	181	20	of	of	ADP
fsr-4082	181	21	students	student	NOUN
fsr-4082	181	22	selecting	select	VERB
fsr-4082	181	23	this	this	DET
fsr-4082	181	24	activity	activity	NOUN
fsr-4082	181	25	.	.	PUNCT
fsr-4082	182	1	for	for	ADP
fsr-4082	182	2	many	many	ADJ
fsr-4082	182	3	students	student	NOUN
fsr-4082	182	4	and	and	CCONJ
fsr-4082	182	5	families	family	NOUN
fsr-4082	182	6	,	,	PUNCT
fsr-4082	182	7	the	the	DET
fsr-4082	182	8	estate	estate	NOUN
fsr-4082	182	9	planning	planning	NOUN
fsr-4082	182	10	interview	interview	NOUN
fsr-4082	182	11	is	be	AUX
fsr-4082	182	12	the	the	DET
fsr-4082	182	13	first	first	ADJ
fsr-4082	182	14	time	time	NOUN
fsr-4082	182	15	many	many	ADJ
fsr-4082	182	16	families	family	NOUN
fsr-4082	182	17	have	have	AUX
fsr-4082	182	18	discussed	discuss	VERB
fsr-4082	182	19	these	these	DET
fsr-4082	182	20	issues	issue	NOUN
fsr-4082	182	21	,	,	PUNCT
fsr-4082	182	22	let	let	VERB
fsr-4082	182	23	alone	alone	ADV
fsr-4082	182	24	across	across	ADP
fsr-4082	182	25	generations	generation	NOUN
fsr-4082	182	26	.	.	PUNCT
fsr-4082	183	1	there	there	PRON
fsr-4082	183	2	is	be	VERB
fsr-4082	183	3	no	no	DET
fsr-4082	183	4	better	well	ADJ
fsr-4082	183	5	example	example	NOUN
fsr-4082	183	6	than	than	ADP
fsr-4082	183	7	when	when	SCONJ
fsr-4082	183	8	a	a	DET
fsr-4082	183	9	student	student	NOUN
fsr-4082	183	10	returns	return	VERB
fsr-4082	183	11	to	to	ADP
fsr-4082	183	12	class	class	NOUN
fsr-4082	183	13	reporting	reporting	NOUN
fsr-4082	183	14	they	they	PRON
fsr-4082	183	15	learned	learn	VERB
fsr-4082	183	16	in	in	ADP
fsr-4082	183	17	their	their	PRON
fsr-4082	183	18	interview	interview	NOUN
fsr-4082	183	19	they	they	PRON
fsr-4082	183	20	are	be	AUX
fsr-4082	183	21	the	the	DET
fsr-4082	183	22	executor	executor	NOUN
fsr-4082	183	23	or	or	CCONJ
fsr-4082	183	24	personal	personal	ADJ
fsr-4082	183	25	representative	representative	NOUN
fsr-4082	183	26	of	of	ADP
fsr-4082	183	27	a	a	DET
fsr-4082	183	28	parent	parent	NOUN
fsr-4082	183	29	’s	’s	PART
fsr-4082	183	30	estate	estate	NOUN
fsr-4082	183	31	.	.	PUNCT
fsr-4082	184	1	suddenly	suddenly	ADV
fsr-4082	184	2	,	,	PUNCT
fsr-4082	184	3	they	they	PRON
fsr-4082	184	4	now	now	ADV
fsr-4082	184	5	want	want	VERB
fsr-4082	184	6	their	their	PRON
fsr-4082	184	7	parents	parent	NOUN
fsr-4082	184	8	to	to	PART
fsr-4082	184	9	get	get	VERB
fsr-4082	184	10	their	their	PRON
fsr-4082	184	11	documents	document	NOUN
fsr-4082	184	12	in	in	ADP
fsr-4082	184	13	order	order	NOUN
fsr-4082	184	14	.	.	PUNCT
fsr-4082	185	1	appendix	appendix	NOUN
fsr-4082	185	2	3	3	NUM
fsr-4082	185	3	illustrates	illustrate	VERB
fsr-4082	185	4	a	a	DET
fsr-4082	185	5	reporting	reporting	NOUN
fsr-4082	185	6	rubric	rubric	NOUN
fsr-4082	185	7	that	that	PRON
fsr-4082	185	8	captures	capture	VERB
fsr-4082	185	9	an	an	DET
fsr-4082	185	10	assessment	assessment	NOUN
fsr-4082	185	11	tool	tool	NOUN
fsr-4082	185	12	that	that	PRON
fsr-4082	185	13	faculty	faculty	NOUN
fsr-4082	185	14	can	can	AUX
fsr-4082	185	15	use	use	VERB
fsr-4082	185	16	or	or	CCONJ
fsr-4082	185	17	adapt	adapt	VERB
fsr-4082	185	18	to	to	PART
fsr-4082	185	19	gain	gain	VERB
fsr-4082	185	20	feedback	feedback	NOUN
fsr-4082	185	21	on	on	ADP
fsr-4082	185	22	these	these	DET
fsr-4082	185	23	experiences	experience	NOUN
fsr-4082	185	24	.	.	PUNCT
fsr-4082	186	1	table	table	NOUN
fsr-4082	186	2	2	2	NUM
fsr-4082	186	3	.	.	PUNCT
fsr-4082	187	1	rankings	ranking	NOUN
fsr-4082	187	2	of	of	ADP
fsr-4082	187	3	interview	interview	NOUN
fsr-4082	187	4	and	and	CCONJ
fsr-4082	187	5	awareness	awareness	NOUN
fsr-4082	187	6	exercise	exercise	NOUN
fsr-4082	187	7	value	value	NOUN
fsr-4082	187	8	panel	panel	NOUN
fsr-4082	187	9	a	a	DET
fsr-4082	187	10	percentage	percentage	NOUN
fsr-4082	187	11	of	of	ADP
fsr-4082	187	12	students	student	NOUN
fsr-4082	187	13	reporting	report	VERB
fsr-4082	187	14	value	value	NOUN
fsr-4082	187	15	of	of	ADP
fsr-4082	187	16	exercises	exercise	NOUN
fsr-4082	187	17	to	to	ADP
fsr-4082	187	18	understanding	understand	VERB
fsr-4082	187	19	respective	respective	ADJ
fsr-4082	187	20	financial	financial	ADJ
fsr-4082	187	21	planning	planning	NOUN
fsr-4082	187	22	area	area	NOUN
fsr-4082	187	23	.	.	PUNCT
fsr-4082	188	1	panel	panel	NOUN
fsr-4082	188	2	b	b	NOUN
fsr-4082	188	3	percentage	percentage	NOUN
fsr-4082	188	4	of	of	ADP
fsr-4082	188	5	students	student	NOUN
fsr-4082	188	6	reporting	report	VERB
fsr-4082	188	7	which	which	DET
fsr-4082	188	8	exercise	exercise	NOUN
fsr-4082	188	9	prompted	prompt	VERB
fsr-4082	188	10	the	the	DET
fsr-4082	188	11	most	most	ADV
fsr-4082	188	12	meaningful	meaningful	ADJ
fsr-4082	188	13	conversation	conversation	NOUN
fsr-4082	188	14	about	about	ADP
fsr-4082	188	15	the	the	DET
fsr-4082	188	16	importance	importance	NOUN
fsr-4082	188	17	of	of	ADP
fsr-4082	188	18	financial	financial	ADJ
fsr-4082	188	19	planning	planning	NOUN
fsr-4082	188	20	with	with	ADP
fsr-4082	188	21	interview	interview	NOUN
fsr-4082	188	22	subjects	subject	NOUN
fsr-4082	188	23	.	.	PUNCT
fsr-4082	189	1	panel	panel	NOUN
fsr-4082	189	2	a	a	DET
fsr-4082	189	3	panel	panel	NOUN
fsr-4082	189	4	b	b	NOUN
fsr-4082	189	5	exercise	exercise	NOUN
fsr-4082	189	6	least	least	ADV
fsr-4082	189	7	valuable	valuable	ADJ
fsr-4082	189	8	2nd	2nd	ADJ
fsr-4082	189	9	least	least	ADV
fsr-4082	189	10	valuable	valuable	ADJ
fsr-4082	189	11	2nd	2nd	ADJ
fsr-4082	189	12	most	most	ADV
fsr-4082	189	13	valuable	valuable	ADJ
fsr-4082	189	14	most	most	ADV
fsr-4082	189	15	valuable	valuable	ADJ
fsr-4082	189	16	most	most	ADV
fsr-4082	189	17	meaningful	meaningful	ADJ
fsr-4082	189	18	homeowner	homeowner	NOUN
fsr-4082	189	19	and	and	CCONJ
fsr-4082	189	20	flood	flood	NOUN
fsr-4082	189	21	insurance	insurance	NOUN
fsr-4082	189	22	interview	interview	NOUN
fsr-4082	189	23	exercise	exercise	NOUN
fsr-4082	189	24	14	14	NUM
fsr-4082	189	25	%	%	NOUN
fsr-4082	189	26	11	11	NUM
fsr-4082	189	27	%	%	NOUN
fsr-4082	189	28	25	25	NUM
fsr-4082	189	29	%	%	NOUN
fsr-4082	189	30	13	13	NUM
fsr-4082	189	31	%	%	NOUN
fsr-4082	189	32	25	25	NUM
fsr-4082	189	33	%	%	NOUN
fsr-4082	189	34	estate	estate	NOUN
fsr-4082	189	35	planning	planning	NOUN
fsr-4082	189	36	interview	interview	NOUN
fsr-4082	189	37	exercise	exercise	NOUN
fsr-4082	189	38	11	11	NUM
fsr-4082	189	39	%	%	NOUN
fsr-4082	189	40	29	29	NUM
fsr-4082	189	41	%	%	NOUN
fsr-4082	189	42	14	14	NUM
fsr-4082	189	43	%	%	NOUN
fsr-4082	189	44	18	18	NUM
fsr-4082	189	45	%	%	NOUN
fsr-4082	189	46	46	46	NUM
fsr-4082	189	47	%	%	NOUN
fsr-4082	189	48	auto	auto	NOUN
fsr-4082	189	49	insurance	insurance	NOUN
fsr-4082	189	50	policy	policy	NOUN
fsr-4082	189	51	review	review	NOUN
fsr-4082	189	52	awareness	awareness	NOUN
fsr-4082	189	53	exercise	exercise	VERB
fsr-4082	189	54	13	13	NUM
fsr-4082	189	55	%	%	NOUN
fsr-4082	189	56	9	9	NUM
fsr-4082	189	57	%	%	NOUN
fsr-4082	189	58	25	25	NUM
fsr-4082	189	59	%	%	NOUN
fsr-4082	189	60	23	23	NUM
fsr-4082	189	61	%	%	NOUN
fsr-4082	189	62	14	14	NUM
fsr-4082	189	63	%	%	NOUN
fsr-4082	189	64	risk	risk	NOUN
fsr-4082	189	65	tolerance	tolerance	NOUN
fsr-4082	189	66	quiz	quiz	NOUN
fsr-4082	189	67	/	/	SYM
fsr-4082	189	68	asset	asset	NOUN
fsr-4082	189	69	allocation	allocation	NOUN
fsr-4082	189	70	awareness	awareness	NOUN
fsr-4082	189	71	exercise	exercise	VERB
fsr-4082	189	72	27	27	NUM
fsr-4082	189	73	%	%	NOUN
fsr-4082	189	74	23	23	NUM
fsr-4082	189	75	%	%	NOUN
fsr-4082	189	76	4	4	NUM
fsr-4082	189	77	%	%	NOUN
fsr-4082	189	78	11	11	NUM
fsr-4082	189	79	%	%	NOUN
fsr-4082	189	80	2	2	NUM
fsr-4082	189	81	%	%	NOUN
fsr-4082	189	82	credit	credit	NOUN
fsr-4082	189	83	card	card	NOUN
fsr-4082	189	84	statement	statement	NOUN
fsr-4082	189	85	review	review	NOUN
fsr-4082	189	86	awareness	awareness	NOUN
fsr-4082	189	87	exercise	exercise	VERB
fsr-4082	189	88	13	13	NUM
fsr-4082	189	89	%	%	NOUN
fsr-4082	189	90	18	18	NUM
fsr-4082	189	91	%	%	NOUN
fsr-4082	189	92	18	18	NUM
fsr-4082	189	93	%	%	NOUN
fsr-4082	189	94	14	14	NUM
fsr-4082	189	95	%	%	NOUN
fsr-4082	189	96	9	9	NUM
fsr-4082	189	97	%	%	NOUN
fsr-4082	189	98	irs	irs	PROPN
fsr-4082	189	99	1040	1040	NUM
fsr-4082	189	100	tax	tax	NOUN
fsr-4082	189	101	form	form	NOUN
fsr-4082	189	102	scavenger	scavenger	NOUN
fsr-4082	189	103	hunt	hunt	NOUN
fsr-4082	189	104	awareness	awareness	NOUN
fsr-4082	189	105	exercise	exercise	VERB
fsr-4082	189	106	23	23	NUM
fsr-4082	189	107	%	%	NOUN
fsr-4082	189	108	11	11	NUM
fsr-4082	189	109	%	%	NOUN
fsr-4082	189	110	14	14	NUM
fsr-4082	189	111	%	%	NOUN
fsr-4082	189	112	21	21	NUM
fsr-4082	189	113	%	%	NOUN
fsr-4082	189	114	4	4	NUM
fsr-4082	189	115	%	%	NOUN
fsr-4082	189	116	100	100	NUM
fsr-4082	189	117	%	%	NOUN
fsr-4082	189	118	100	100	NUM
fsr-4082	189	119	%	%	NOUN
fsr-4082	189	120	100	100	NUM
fsr-4082	189	121	%	%	NOUN
fsr-4082	189	122	100	100	NUM
fsr-4082	189	123	%	%	NOUN
fsr-4082	189	124	100	100	NUM
fsr-4082	189	125	%	%	NOUN
fsr-4082	189	126	conclusion	conclusion	NOUN
fsr-4082	189	127	the	the	DET
fsr-4082	189	128	purpose	purpose	NOUN
fsr-4082	189	129	of	of	ADP
fsr-4082	189	130	this	this	DET
fsr-4082	189	131	paper	paper	NOUN
fsr-4082	189	132	is	be	AUX
fsr-4082	189	133	to	to	PART
fsr-4082	189	134	share	share	VERB
fsr-4082	189	135	one	one	NUM
fsr-4082	189	136	program	program	NOUN
fsr-4082	189	137	’s	’s	PART
fsr-4082	189	138	use	use	NOUN
fsr-4082	189	139	of	of	ADP
fsr-4082	189	140	experiential	experiential	ADJ
fsr-4082	189	141	learning	learning	NOUN
fsr-4082	189	142	activities	activity	NOUN
fsr-4082	189	143	in	in	ADP
fsr-4082	189	144	an	an	DET
fsr-4082	189	145	introductory	introductory	ADJ
fsr-4082	189	146	financial	financial	ADJ
fsr-4082	189	147	planning	planning	NOUN
fsr-4082	189	148	course	course	NOUN
fsr-4082	189	149	.	.	PUNCT
fsr-4082	190	1	we	we	PRON
fsr-4082	190	2	found	find	VERB
fsr-4082	190	3	the	the	DET
fsr-4082	190	4	exercises	exercise	NOUN
fsr-4082	190	5	described	describe	VERB
fsr-4082	190	6	here	here	ADV
fsr-4082	190	7	to	to	PART
fsr-4082	190	8	be	be	AUX
fsr-4082	190	9	useful	useful	ADJ
fsr-4082	190	10	tools	tool	NOUN
fsr-4082	190	11	in	in	ADP
fsr-4082	190	12	highlighting	highlight	VERB
fsr-4082	190	13	the	the	DET
fsr-4082	190	14	importance	importance	NOUN
fsr-4082	190	15	of	of	ADP
fsr-4082	190	16	financial	financial	ADJ
fsr-4082	190	17	planning	planning	NOUN
fsr-4082	190	18	through	through	ADP
fsr-4082	190	19	“	"	PUNCT
fsr-4082	190	20	doing	do	VERB
fsr-4082	190	21	”	"	PUNCT
fsr-4082	190	22	exercises	exercise	NOUN
fsr-4082	190	23	.	.	PUNCT
fsr-4082	191	1	we	we	PRON
fsr-4082	191	2	also	also	ADV
fsr-4082	191	3	found	find	VERB
fsr-4082	191	4	an	an	DET
fsr-4082	191	5	additional	additional	ADJ
fsr-4082	191	6	benefit	benefit	NOUN
fsr-4082	191	7	from	from	ADP
fsr-4082	191	8	the	the	DET
fsr-4082	191	9	use	use	NOUN
fsr-4082	191	10	of	of	ADP
fsr-4082	191	11	these	these	DET
fsr-4082	191	12	types	type	NOUN
fsr-4082	191	13	of	of	ADP
fsr-4082	191	14	activities	activity	NOUN
fsr-4082	191	15	.	.	PUNCT
fsr-4082	192	1	we	we	PRON
fsr-4082	192	2	grade	grade	VERB
fsr-4082	192	3	these	these	DET
fsr-4082	192	4	assignments	assignment	NOUN
fsr-4082	192	5	very	very	ADV
fsr-4082	192	6	liberally	liberally	ADV
fsr-4082	192	7	,	,	PUNCT
fsr-4082	192	8	primarily	primarily	ADV
fsr-4082	192	9	on	on	ADP
fsr-4082	192	10	a	a	DET
fsr-4082	192	11	pass	pass	NOUN
fsr-4082	192	12	/	/	SYM
fsr-4082	192	13	fail	fail	ADJ
fsr-4082	192	14	basis	basis	NOUN
fsr-4082	192	15	.	.	PUNCT
fsr-4082	193	1	if	if	SCONJ
fsr-4082	193	2	students	student	NOUN
fsr-4082	193	3	put	put	VERB
fsr-4082	193	4	forth	forth	ADP
fsr-4082	193	5	a	a	DET
fsr-4082	193	6	reasonable	reasonable	ADJ
fsr-4082	193	7	effort	effort	NOUN
fsr-4082	193	8	and	and	CCONJ
fsr-4082	193	9	complete	complete	VERB
fsr-4082	193	10	all	all	DET
fsr-4082	193	11	aspects	aspect	NOUN
fsr-4082	193	12	of	of	ADP
fsr-4082	193	13	the	the	DET
fsr-4082	193	14	assignment	assignment	NOUN
fsr-4082	193	15	,	,	PUNCT
fsr-4082	193	16	they	they	PRON
fsr-4082	193	17	will	will	AUX
fsr-4082	193	18	receive	receive	VERB
fsr-4082	193	19	full	full	ADJ
fsr-4082	193	20	credit	credit	NOUN
fsr-4082	193	21	.	.	PUNCT
fsr-4082	194	1	this	this	PRON
fsr-4082	194	2	allows	allow	VERB
fsr-4082	194	3	students	student	NOUN
fsr-4082	194	4	to	to	PART
fsr-4082	194	5	earn	earn	VERB
fsr-4082	194	6	most	most	ADJ
fsr-4082	194	7	of	of	ADP
fsr-4082	194	8	their	their	PRON
fsr-4082	194	9	course	course	NOUN
fsr-4082	194	10	grade	grade	NOUN
fsr-4082	194	11	that	that	PRON
fsr-4082	194	12	is	be	AUX
fsr-4082	194	13	not	not	PART
fsr-4082	194	14	earned	earn	VERB
fsr-4082	194	15	through	through	ADP
fsr-4082	194	16	examinations	examination	NOUN
fsr-4082	194	17	by	by	ADP
fsr-4082	194	18	simply	simply	ADV
fsr-4082	194	19	participating	participate	VERB
fsr-4082	194	20	fraser	fraser	NOUN
fsr-4082	194	21	55	55	NUM
fsr-4082	194	22	fully	fully	ADV
fsr-4082	194	23	in	in	ADP
fsr-4082	194	24	the	the	DET
fsr-4082	194	25	course	course	NOUN
fsr-4082	194	26	.	.	PUNCT
fsr-4082	195	1	faculty	faculty	NOUN
fsr-4082	195	2	at	at	ADP
fsr-4082	195	3	other	other	ADJ
fsr-4082	195	4	programs	program	NOUN
fsr-4082	195	5	might	might	AUX
fsr-4082	195	6	consider	consider	VERB
fsr-4082	195	7	transitioning	transition	VERB
fsr-4082	195	8	a	a	DET
fsr-4082	195	9	portion	portion	NOUN
fsr-4082	195	10	of	of	ADP
fsr-4082	195	11	their	their	PRON
fsr-4082	195	12	course	course	NOUN
fsr-4082	195	13	grade	grade	NOUN
fsr-4082	195	14	to	to	ADP
fsr-4082	195	15	exercises	exercise	NOUN
fsr-4082	195	16	and	and	CCONJ
fsr-4082	195	17	assignments	assignment	NOUN
fsr-4082	195	18	similar	similar	ADJ
fsr-4082	195	19	to	to	ADP
fsr-4082	195	20	those	those	PRON
fsr-4082	195	21	described	describe	VERB
fsr-4082	195	22	here	here	ADV
fsr-4082	195	23	.	.	PUNCT
fsr-4082	196	1	we	we	PRON
fsr-4082	196	2	have	have	AUX
fsr-4082	196	3	found	find	VERB
fsr-4082	196	4	the	the	DET
fsr-4082	196	5	use	use	NOUN
fsr-4082	196	6	of	of	ADP
fsr-4082	196	7	these	these	DET
fsr-4082	196	8	exercises	exercise	NOUN
fsr-4082	196	9	better	well	ADV
fsr-4082	196	10	prepares	prepare	VERB
fsr-4082	196	11	students	student	NOUN
fsr-4082	196	12	for	for	ADP
fsr-4082	196	13	class	class	NOUN
fsr-4082	196	14	,	,	PUNCT
fsr-4082	196	15	enriches	enrich	VERB
fsr-4082	196	16	class	class	NOUN
fsr-4082	196	17	discussions	discussion	NOUN
fsr-4082	196	18	,	,	PUNCT
fsr-4082	196	19	and	and	CCONJ
fsr-4082	196	20	stimulates	stimulate	VERB
fsr-4082	196	21	meaningful	meaningful	ADJ
fsr-4082	196	22	conversations	conversation	NOUN
fsr-4082	196	23	between	between	ADP
fsr-4082	196	24	students	student	NOUN
fsr-4082	196	25	and	and	CCONJ
fsr-4082	196	26	family	family	NOUN
fsr-4082	196	27	members	member	NOUN
fsr-4082	196	28	on	on	ADP
fsr-4082	196	29	the	the	DET
fsr-4082	196	30	importance	importance	NOUN
fsr-4082	196	31	of	of	ADP
fsr-4082	196	32	financial	financial	ADJ
fsr-4082	196	33	planning	planning	NOUN
fsr-4082	196	34	.	.	PUNCT
fsr-4082	197	1	the	the	DET
fsr-4082	197	2	early	early	ADJ
fsr-4082	197	3	data	data	NOUN
fsr-4082	197	4	suggests	suggest	VERB
fsr-4082	197	5	the	the	DET
fsr-4082	197	6	use	use	NOUN
fsr-4082	197	7	of	of	ADP
fsr-4082	197	8	these	these	DET
fsr-4082	197	9	activities	activity	NOUN
fsr-4082	197	10	is	be	AUX
fsr-4082	197	11	improving	improve	VERB
fsr-4082	197	12	the	the	DET
fsr-4082	197	13	financial	financial	ADJ
fsr-4082	197	14	literacy	literacy	NOUN
fsr-4082	197	15	of	of	ADP
fsr-4082	197	16	our	our	PRON
fsr-4082	197	17	students	student	NOUN
fsr-4082	197	18	and	and	CCONJ
fsr-4082	197	19	those	those	PRON
fsr-4082	197	20	with	with	ADP
fsr-4082	197	21	whom	whom	PRON
fsr-4082	197	22	they	they	PRON
fsr-4082	197	23	interact	interact	VERB
fsr-4082	197	24	.	.	PUNCT
fsr-4082	198	1	references	reference	NOUN
fsr-4082	198	2	ackert	ackert	PROPN
fsr-4082	198	3	,	,	PUNCT
fsr-4082	198	4	l.	l.	PROPN
fsr-4082	198	5	f.	f.	PROPN
fsr-4082	198	6	,	,	PUNCT
fsr-4082	198	7	&	&	CCONJ
fsr-4082	198	8	church	church	PROPN
fsr-4082	198	9	,	,	PUNCT
fsr-4082	198	10	b.	b.	PROPN
fsr-4082	198	11	k.	k.	PROPN
fsr-4082	198	12	(	(	PUNCT
fsr-4082	198	13	2015	2015	NUM
fsr-4082	198	14	)	)	PUNCT
fsr-4082	198	15	.	.	PUNCT
fsr-4082	199	1	credit	credit	NOUN
fsr-4082	199	2	cards	card	NOUN
fsr-4082	199	3	,	,	PUNCT
fsr-4082	199	4	financial	financial	ADJ
fsr-4082	199	5	responsibility	responsibility	NOUN
fsr-4082	199	6	,	,	PUNCT
fsr-4082	199	7	and	and	CCONJ
fsr-4082	199	8	college	college	NOUN
fsr-4082	199	9	students	student	NOUN
fsr-4082	199	10	:	:	PUNCT
fsr-4082	199	11	an	an	DET
fsr-4082	199	12	experimental	experimental	ADJ
fsr-4082	199	13	study	study	NOUN
fsr-4082	199	14	.	.	PUNCT
fsr-4082	200	1	international	international	ADJ
fsr-4082	200	2	journal	journal	NOUN
fsr-4082	200	3	of	of	ADP
fsr-4082	200	4	behavioural	behavioural	ADJ
fsr-4082	200	5	accounting	accounting	NOUN
fsr-4082	200	6	and	and	CCONJ
fsr-4082	200	7	finance	finance	NOUN
fsr-4082	200	8	,	,	PUNCT
fsr-4082	200	9	5(1	5(1	NUM
fsr-4082	200	10	)	)	PUNCT
fsr-4082	200	11	,	,	PUNCT
fsr-4082	200	12	1–26	1–26	NOUN
fsr-4082	200	13	.	.	PUNCT
fsr-4082	201	1	center	center	NOUN
fsr-4082	201	2	for	for	ADP
fsr-4082	201	3	retirement	retirement	NOUN
fsr-4082	201	4	research	research	NOUN
fsr-4082	201	5	.	.	PUNCT
fsr-4082	202	1	(	(	PUNCT
fsr-4082	202	2	2023	2023	NUM
fsr-4082	202	3	)	)	PUNCT
fsr-4082	202	4	.	.	PUNCT
fsr-4082	203	1	401(k)/ira	401(k)/ira	NUM
fsr-4082	203	2	holdings	holding	NOUN
fsr-4082	203	3	in	in	ADP
fsr-4082	203	4	2022	2022	NUM
fsr-4082	203	5	:	:	PUNCT
fsr-4082	203	6	an	an	DET
fsr-4082	203	7	update	update	NOUN
fsr-4082	203	8	from	from	ADP
fsr-4082	203	9	the	the	DET
fsr-4082	203	10	scf	scf	PROPN
fsr-4082	203	11	.	.	PUNCT
fsr-4082	204	1	https://crr.bc.edu/401kira-holdings-in-2022-an-update-fromthe-scf/	https://crr.bc.edu/401kira-holdings-in-2022-an-update-fromthe-scf/	PROPN
fsr-4082	204	2	chowdhry	chowdhry	PROPN
fsr-4082	204	3	,	,	PUNCT
fsr-4082	204	4	n.	n.	NOUN
fsr-4082	204	5	,	,	PUNCT
fsr-4082	204	6	&	&	CCONJ
fsr-4082	204	7	dholakia	dholakia	PROPN
fsr-4082	204	8	,	,	PUNCT
fsr-4082	204	9	u.	u.	PROPN
fsr-4082	204	10	m.	m.	NOUN
fsr-4082	204	11	(	(	PUNCT
fsr-4082	204	12	2019	2019	NUM
fsr-4082	204	13	)	)	PUNCT
fsr-4082	204	14	.	.	PUNCT
fsr-4082	205	1	know	know	VERB
fsr-4082	205	2	thyself	thyself	PRON
fsr-4082	205	3	financially	financially	ADV
fsr-4082	205	4	:	:	PUNCT
fsr-4082	205	5	how	how	SCONJ
fsr-4082	205	6	financial	financial	ADJ
fsr-4082	205	7	selfawareness	selfawareness	NOUN
fsr-4082	205	8	can	can	AUX
fsr-4082	205	9	benefit	benefit	VERB
fsr-4082	205	10	consumers	consumer	NOUN
fsr-4082	205	11	and	and	CCONJ
fsr-4082	205	12	financial	financial	ADJ
fsr-4082	205	13	advisors	advisor	NOUN
fsr-4082	205	14	.	.	PUNCT
fsr-4082	206	1	financial	financial	ADJ
fsr-4082	206	2	planning	planning	PROPN
fsr-4082	206	3	review	review	NOUN
fsr-4082	206	4	,	,	PUNCT
fsr-4082	206	5	3(1	3(1	NUM
fsr-4082	206	6	)	)	PUNCT
fsr-4082	206	7	,	,	PUNCT
fsr-4082	206	8	e1069	e1069	PROPN
fsr-4082	206	9	.	.	PUNCT
fsr-4082	206	10	https://doi.org/10.1002/cfp2.1069	https://doi.org/10.1002/cfp2.1069	PROPN
fsr-4082	206	11	cornell	cornell	PROPN
fsr-4082	206	12	,	,	PUNCT
fsr-4082	206	13	r.	r.	PROPN
fsr-4082	206	14	m.	m.	PROPN
fsr-4082	206	15	,	,	PUNCT
fsr-4082	206	16	johnson	johnson	PROPN
fsr-4082	206	17	,	,	PUNCT
fsr-4082	206	18	c.	c.	PROPN
fsr-4082	206	19	b.	b.	PROPN
fsr-4082	206	20	,	,	PUNCT
fsr-4082	206	21	&	&	CCONJ
fsr-4082	206	22	schwartz	schwartz	PROPN
fsr-4082	206	23	,	,	PUNCT
fsr-4082	206	24	w.	w.	PROPN
fsr-4082	206	25	c.	c.	PROPN
fsr-4082	206	26	,	,	PUNCT
fsr-4082	206	27	jr	jr	PROPN
fsr-4082	206	28	.	.	PROPN
fsr-4082	206	29	(	(	PUNCT
fsr-4082	206	30	2013	2013	NUM
fsr-4082	206	31	)	)	PUNCT
fsr-4082	206	32	.	.	PUNCT
fsr-4082	207	1	enhancing	enhance	VERB
fsr-4082	207	2	experiential	experiential	ADJ
fsr-4082	207	3	learning	learning	NOUN
fsr-4082	207	4	with	with	ADP
fsr-4082	207	5	structured	structured	ADJ
fsr-4082	207	6	interviews	interview	NOUN
fsr-4082	207	7	.	.	PUNCT
fsr-4082	208	1	journal	journal	NOUN
fsr-4082	208	2	of	of	ADP
fsr-4082	208	3	education	education	NOUN
fsr-4082	208	4	for	for	ADP
fsr-4082	208	5	business	business	NOUN
fsr-4082	208	6	,	,	PUNCT
fsr-4082	208	7	88	88	NUM
fsr-4082	208	8	,	,	PUNCT
fsr-4082	208	9	136–146	136–146	NUM
fsr-4082	208	10	.	.	PUNCT
fsr-4082	208	11	https://doi.org/10.1080/08832323.2012	https://doi.org/10.1080/08832323.2012	NOUN
fsr-4082	208	12	.	.	PUNCT
fsr-4082	209	1	659562	659562	NUM
fsr-4082	209	2	eyssell	eyssell	NOUN
fsr-4082	209	3	,	,	PUNCT
fsr-4082	209	4	t.	t.	PROPN
fsr-4082	209	5	h.	h.	PROPN
fsr-4082	209	6	(	(	PUNCT
fsr-4082	209	7	1999	1999	NUM
fsr-4082	209	8	)	)	PUNCT
fsr-4082	209	9	.	.	PUNCT
fsr-4082	210	1	learning	learn	VERB
fsr-4082	210	2	by	by	ADP
fsr-4082	210	3	doing	do	VERB
fsr-4082	210	4	:	:	PUNCT
fsr-4082	210	5	offering	offer	VERB
fsr-4082	210	6	a	a	DET
fsr-4082	210	7	university	university	NOUN
fsr-4082	210	8	practicum	practicum	NOUN
fsr-4082	210	9	in	in	ADP
fsr-4082	210	10	personal	personal	ADJ
fsr-4082	210	11	financial	financial	ADJ
fsr-4082	210	12	planning	planning	NOUN
fsr-4082	210	13	.	.	PUNCT
fsr-4082	211	1	financial	financial	ADJ
fsr-4082	211	2	services	service	NOUN
fsr-4082	211	3	review	review	PROPN
fsr-4082	211	4	,	,	PUNCT
fsr-4082	211	5	8(4	8(4	NUM
fsr-4082	211	6	)	)	PUNCT
fsr-4082	211	7	,	,	PUNCT
fsr-4082	211	8	293–303	293–303	NUM
fsr-4082	211	9	.	.	PUNCT
fsr-4082	212	1	fichtner	fichtner	PROPN
fsr-4082	212	2	,	,	PUNCT
fsr-4082	212	3	j.	j.	PROPN
fsr-4082	212	4	j.	j.	PROPN
fsr-4082	212	5	(	(	PUNCT
fsr-4082	212	6	2024	2024	NUM
fsr-4082	212	7	)	)	PUNCT
fsr-4082	212	8	.	.	PUNCT
fsr-4082	213	1	the	the	DET
fsr-4082	213	2	peak	peak	NOUN
fsr-4082	213	3	65	65	NUM
fsr-4082	213	4	®	®	NOUN
fsr-4082	213	5	zone	zone	NOUN
fsr-4082	213	6	is	be	AUX
fsr-4082	213	7	here	here	ADV
fsr-4082	213	8	:	:	PUNCT
fsr-4082	213	9	creating	create	VERB
fsr-4082	213	10	a	a	DET
fsr-4082	213	11	new	new	ADJ
fsr-4082	213	12	framework	framework	NOUN
fsr-4082	213	13	for	for	ADP
fsr-4082	213	14	america	america	PROPN
fsr-4082	213	15	’s	’s	PART
fsr-4082	213	16	retirement	retirement	PROPN
fsr-4082	213	17	security	security	PROPN
fsr-4082	213	18	(	(	PUNCT
fsr-4082	213	19	retirement	retirement	PROPN
fsr-4082	213	20	income	income	PROPN
fsr-4082	213	21	institute	institute	PROPN
fsr-4082	213	22	original	original	ADJ
fsr-4082	213	23	research	research	NOUN
fsr-4082	213	24	#	#	SYM
fsr-4082	213	25	026	026	NUM
fsr-4082	213	26	-	-	SYM
fsr-4082	213	27	2024	2024	NUM
fsr-4082	213	28	)	)	PUNCT
fsr-4082	213	29	.	.	PUNCT
fsr-4082	214	1	fink	fink	PROPN
fsr-4082	214	2	,	,	PUNCT
fsr-4082	214	3	l.	l.	PROPN
fsr-4082	214	4	d.	d.	PROPN
fsr-4082	214	5	(	(	PUNCT
fsr-4082	214	6	2013	2013	NUM
fsr-4082	214	7	)	)	PUNCT
fsr-4082	214	8	.	.	PUNCT
fsr-4082	215	1	creating	create	VERB
fsr-4082	215	2	significant	significant	ADJ
fsr-4082	215	3	learning	learning	NOUN
fsr-4082	215	4	experiences	experience	NOUN
fsr-4082	215	5	:	:	PUNCT
fsr-4082	215	6	an	an	DET
fsr-4082	215	7	integrated	integrated	ADJ
fsr-4082	215	8	approach	approach	NOUN
fsr-4082	215	9	to	to	ADP
fsr-4082	215	10	designing	design	VERB
fsr-4082	215	11	college	college	NOUN
fsr-4082	215	12	courses	course	NOUN
fsr-4082	215	13	(	(	PUNCT
fsr-4082	215	14	2nd	2nd	ADJ
fsr-4082	215	15	ed	ed	NOUN
fsr-4082	215	16	.	.	PUNCT
fsr-4082	215	17	)	)	PUNCT
fsr-4082	215	18	.	.	PUNCT
fsr-4082	216	1	jossey	jossey	NOUN
fsr-4082	216	2	-	-	PUNCT
fsr-4082	216	3	bass	bass	NOUN
fsr-4082	216	4	.	.	PUNCT
fsr-4082	217	1	hawtrey	hawtrey	PROPN
fsr-4082	217	2	,	,	PUNCT
fsr-4082	217	3	k.	k.	PROPN
fsr-4082	217	4	(	(	PUNCT
fsr-4082	217	5	2007	2007	NUM
fsr-4082	217	6	)	)	PUNCT
fsr-4082	217	7	.	.	PUNCT
fsr-4082	218	1	using	use	VERB
fsr-4082	218	2	experiential	experiential	ADJ
fsr-4082	218	3	learning	learning	NOUN
fsr-4082	218	4	techniques	technique	NOUN
fsr-4082	218	5	.	.	PUNCT
fsr-4082	219	1	the	the	DET
fsr-4082	219	2	journal	journal	NOUN
fsr-4082	219	3	of	of	ADP
fsr-4082	219	4	economic	economic	ADJ
fsr-4082	219	5	education	education	NOUN
fsr-4082	219	6	,	,	PUNCT
fsr-4082	219	7	38(2	38(2	NOUN
fsr-4082	219	8	)	)	PUNCT
fsr-4082	219	9	,	,	PUNCT
fsr-4082	219	10	143–152	143–152	NUM
fsr-4082	219	11	.	.	PUNCT
fsr-4082	220	1	huston	huston	PROPN
fsr-4082	220	2	,	,	PUNCT
fsr-4082	220	3	s.	s.	PROPN
fsr-4082	220	4	j.	j.	PROPN
fsr-4082	220	5	(	(	PUNCT
fsr-4082	220	6	2010	2010	NUM
fsr-4082	220	7	)	)	PUNCT
fsr-4082	220	8	.	.	PUNCT
fsr-4082	221	1	measuring	measure	VERB
fsr-4082	221	2	financial	financial	ADJ
fsr-4082	221	3	literacy	literacy	NOUN
fsr-4082	221	4	.	.	PUNCT
fsr-4082	222	1	the	the	DET
fsr-4082	222	2	journal	journal	NOUN
fsr-4082	222	3	of	of	ADP
fsr-4082	222	4	consumer	consumer	NOUN
fsr-4082	222	5	affairs	affair	NOUN
fsr-4082	222	6	,	,	PUNCT
fsr-4082	222	7	44(2	44(2	NOUN
fsr-4082	222	8	)	)	PUNCT
fsr-4082	222	9	,	,	PUNCT
fsr-4082	222	10	296–316	296–316	NUM
fsr-4082	222	11	.	.	PUNCT
fsr-4082	222	12	itin	itin	PROPN
fsr-4082	222	13	,	,	PUNCT
fsr-4082	222	14	c.	c.	PROPN
fsr-4082	222	15	m.	m.	NOUN
fsr-4082	222	16	(	(	PUNCT
fsr-4082	222	17	1999	1999	NUM
fsr-4082	222	18	)	)	PUNCT
fsr-4082	222	19	.	.	PUNCT
fsr-4082	223	1	reasserting	reassert	VERB
fsr-4082	223	2	the	the	DET
fsr-4082	223	3	philosophy	philosophy	NOUN
fsr-4082	223	4	of	of	ADP
fsr-4082	223	5	experiential	experiential	ADJ
fsr-4082	223	6	education	education	NOUN
fsr-4082	223	7	as	as	ADP
fsr-4082	223	8	a	a	DET
fsr-4082	223	9	vehicle	vehicle	NOUN
fsr-4082	223	10	for	for	ADP
fsr-4082	223	11	change	change	NOUN
fsr-4082	223	12	in	in	ADP
fsr-4082	223	13	the	the	DET
fsr-4082	223	14	21st	21st	ADJ
fsr-4082	223	15	century	century	NOUN
fsr-4082	223	16	.	.	PUNCT
fsr-4082	224	1	the	the	DET
fsr-4082	224	2	journal	journal	NOUN
fsr-4082	224	3	of	of	ADP
fsr-4082	224	4	experiential	experiential	ADJ
fsr-4082	224	5	education	education	NOUN
fsr-4082	224	6	,	,	PUNCT
fsr-4082	224	7	22(2	22(2	NUM
fsr-4082	224	8	)	)	PUNCT
fsr-4082	224	9	,	,	PUNCT
fsr-4082	224	10	91–98	91–98	NUM
fsr-4082	224	11	.	.	PUNCT
fsr-4082	225	1	killian	killian	PROPN
fsr-4082	225	2	,	,	PUNCT
fsr-4082	225	3	l.	l.	PROPN
fsr-4082	225	4	j.	j.	PROPN
fsr-4082	225	5	,	,	PUNCT
fsr-4082	225	6	huber	huber	PROPN
fsr-4082	225	7	,	,	PUNCT
fsr-4082	225	8	m.	m.	NOUN
fsr-4082	225	9	m.	m.	NOUN
fsr-4082	225	10	,	,	PUNCT
fsr-4082	225	11	&	&	CCONJ
fsr-4082	225	12	brandon	brandon	PROPN
fsr-4082	225	13	,	,	PUNCT
fsr-4082	225	14	c.	c.	PROPN
fsr-4082	225	15	d.	d.	PROPN
fsr-4082	225	16	(	(	PUNCT
fsr-4082	225	17	2012	2012	NUM
fsr-4082	225	18	)	)	PUNCT
fsr-4082	225	19	.	.	PUNCT
fsr-4082	226	1	the	the	DET
fsr-4082	226	2	financial	financial	ADJ
fsr-4082	226	3	statement	statement	NOUN
fsr-4082	226	4	interview	interview	NOUN
fsr-4082	226	5	:	:	PUNCT
fsr-4082	226	6	intentional	intentional	ADJ
fsr-4082	226	7	learning	learning	NOUN
fsr-4082	226	8	in	in	ADP
fsr-4082	226	9	the	the	DET
fsr-4082	226	10	first	first	ADJ
fsr-4082	226	11	accounting	accounting	NOUN
fsr-4082	226	12	course	course	NOUN
fsr-4082	226	13	.	.	PUNCT
fsr-4082	227	1	issues	issue	NOUN
fsr-4082	227	2	in	in	ADP
fsr-4082	227	3	accounting	accounting	NOUN
fsr-4082	227	4	education	education	NOUN
fsr-4082	227	5	,	,	PUNCT
fsr-4082	227	6	27(1	27(1	NUM
fsr-4082	227	7	)	)	PUNCT
fsr-4082	227	8	,	,	PUNCT
fsr-4082	227	9	337–360	337–360	NUM
fsr-4082	227	10	.	.	PUNCT
fsr-4082	228	1	lusardi	lusardi	PROPN
fsr-4082	228	2	,	,	PUNCT
fsr-4082	228	3	a.	a.	PROPN
fsr-4082	228	4	,	,	PUNCT
fsr-4082	228	5	&	&	CCONJ
fsr-4082	228	6	streeter	streeter	PROPN
fsr-4082	228	7	,	,	PUNCT
fsr-4082	228	8	j.	j.	PROPN
fsr-4082	228	9	l.	l.	PROPN
fsr-4082	228	10	(	(	PUNCT
fsr-4082	228	11	2023	2023	NUM
fsr-4082	228	12	)	)	PUNCT
fsr-4082	228	13	.	.	PUNCT
fsr-4082	229	1	financial	financial	ADJ
fsr-4082	229	2	literacy	literacy	NOUN
fsr-4082	229	3	and	and	CCONJ
fsr-4082	229	4	financial	financial	ADJ
fsr-4082	229	5	well	well	NOUN
fsr-4082	229	6	-	-	PUNCT
fsr-4082	229	7	being	being	NOUN
fsr-4082	229	8	:	:	PUNCT
fsr-4082	229	9	evidence	evidence	NOUN
fsr-4082	229	10	from	from	ADP
fsr-4082	229	11	the	the	DET
fsr-4082	229	12	us	us	PROPN
fsr-4082	229	13	.	.	PUNCT
fsr-4082	230	1	the	the	DET
fsr-4082	230	2	journal	journal	NOUN
fsr-4082	230	3	of	of	ADP
fsr-4082	230	4	financial	financial	ADJ
fsr-4082	230	5	literacy	literacy	NOUN
fsr-4082	230	6	and	and	CCONJ
fsr-4082	230	7	wellbeing	wellbeing	NOUN
fsr-4082	230	8	,	,	PUNCT
fsr-4082	230	9	1	1	NUM
fsr-4082	230	10	,	,	PUNCT
fsr-4082	230	11	169–198	169–198	NUM
fsr-4082	230	12	.	.	PUNCT
fsr-4082	230	13	national	national	ADJ
fsr-4082	230	14	conference	conference	NOUN
fsr-4082	230	15	of	of	ADP
fsr-4082	230	16	state	state	NOUN
fsr-4082	230	17	legislatures	legislature	NOUN
fsr-4082	230	18	.	.	PUNCT
fsr-4082	231	1	(	(	PUNCT
fsr-4082	231	2	2022	2022	NUM
fsr-4082	231	3	)	)	PUNCT
fsr-4082	231	4	.	.	PUNCT
fsr-4082	232	1	financial	financial	ADJ
fsr-4082	232	2	literacy	literacy	NOUN
fsr-4082	232	3	2022	2022	NUM
fsr-4082	232	4	legislation	legislation	NOUN
fsr-4082	232	5	.	.	PUNCT
fsr-4082	233	1	https://www.ncsl.org/research/financialservices-and-commerce/financialliteracy-2022-legislation.aspx	https://www.ncsl.org/research/financialservices-and-commerce/financialliteracy-2022-legislation.aspx	PROPN
fsr-4082	233	2	u.s	u.s	PROPN
fsr-4082	233	3	.	.	PROPN
fsr-4082	233	4	department	department	PROPN
fsr-4082	233	5	of	of	ADP
fsr-4082	233	6	health	health	PROPN
fsr-4082	233	7	and	and	CCONJ
fsr-4082	233	8	human	human	ADJ
fsr-4082	233	9	services	service	NOUN
fsr-4082	233	10	.	.	PUNCT
fsr-4082	234	1	(	(	PUNCT
fsr-4082	234	2	2024	2024	NUM
fsr-4082	234	3	)	)	PUNCT
fsr-4082	234	4	.	.	PUNCT
fsr-4082	235	1	aging	aging	NOUN
fsr-4082	235	2	.	.	PUNCT
fsr-4082	236	1	https://www.hhs.gov/aging/index.html	https://www.hhs.gov/aging/index.html	PROPN
fsr-4082	236	2	https://crr.bc.edu/401k-ira-holdings-in-2022-an-update-from-the-scf/	https://crr.bc.edu/401k-ira-holdings-in-2022-an-update-from-the-scf/	PROPN
fsr-4082	236	3	https://crr.bc.edu/401k-ira-holdings-in-2022-an-update-from-the-scf/	https://crr.bc.edu/401k-ira-holdings-in-2022-an-update-from-the-scf/	PROPN
fsr-4082	236	4	https://crr.bc.edu/401k-ira-holdings-in-2022-an-update-from-the-scf/	https://crr.bc.edu/401k-ira-holdings-in-2022-an-update-from-the-scf/	PROPN
fsr-4082	237	1	https://www.ncsl.org/research/financial-services-and-commerce/financial-literacy-2022-legislation.aspx	https://www.ncsl.org/research/financial-services-and-commerce/financial-literacy-2022-legislation.aspx	NOUN
fsr-4082	237	2	https://www.ncsl.org/research/financial-services-and-commerce/financial-literacy-2022-legislation.aspx	https://www.ncsl.org/research/financial-services-and-commerce/financial-literacy-2022-legislation.aspx	PROPN
fsr-4082	237	3	https://www.ncsl.org/research/financial-services-and-commerce/financial-literacy-2022-legislation.aspx	https://www.ncsl.org/research/financial-services-and-commerce/financial-literacy-2022-legislation.aspx	PROPN
fsr-4082	237	4	https://www.hhs.gov/aging/index.html	https://www.hhs.gov/aging/index.html	PROPN
fsr-4082	237	5	financial	financial	PROPN
fsr-4082	237	6	services	services	PROPN
fsr-4082	237	7	review	review	PROPN
fsr-4082	237	8	,	,	PUNCT
fsr-4082	237	9	33(4	33(4	NUM
fsr-4082	237	10	)	)	PUNCT
fsr-4082	237	11	56	56	NUM
fsr-4082	237	12	appendix	appendix	NOUN
fsr-4082	237	13	1	1	NUM
fsr-4082	237	14	.	.	PUNCT
fsr-4082	238	1	awareness	awareness	NOUN
fsr-4082	238	2	exercises	exercise	VERB
fsr-4082	238	3	risk	risk	NOUN
fsr-4082	238	4	planning	planning	NOUN
fsr-4082	238	5	–	–	PUNCT
fsr-4082	238	6	auto	auto	NOUN
fsr-4082	238	7	insurance	insurance	NOUN
fsr-4082	238	8	policy	policy	NOUN
fsr-4082	238	9	review	review	NOUN
fsr-4082	238	10	awareness	awareness	NOUN
fsr-4082	238	11	exercise	exercise	VERB
fsr-4082	238	12	please	please	INTJ
fsr-4082	238	13	obtain	obtain	VERB
fsr-4082	238	14	and	and	CCONJ
fsr-4082	238	15	upload	upload	VERB
fsr-4082	238	16	the	the	DET
fsr-4082	238	17	declarations	declaration	NOUN
fsr-4082	238	18	page	page	NOUN
fsr-4082	238	19	from	from	ADP
fsr-4082	238	20	your	your	PRON
fsr-4082	238	21	auto	auto	NOUN
fsr-4082	238	22	insurance	insurance	NOUN
fsr-4082	238	23	policy	policy	NOUN
fsr-4082	238	24	.	.	PUNCT
fsr-4082	239	1	the	the	DET
fsr-4082	239	2	purpose	purpose	NOUN
fsr-4082	239	3	of	of	ADP
fsr-4082	239	4	this	this	DET
fsr-4082	239	5	assignment	assignment	NOUN
fsr-4082	239	6	is	be	AUX
fsr-4082	239	7	to	to	PART
fsr-4082	239	8	better	well	ADV
fsr-4082	239	9	understand	understand	VERB
fsr-4082	239	10	the	the	DET
fsr-4082	239	11	nature	nature	NOUN
fsr-4082	239	12	of	of	ADP
fsr-4082	239	13	auto	auto	NOUN
fsr-4082	239	14	policy	policy	NOUN
fsr-4082	239	15	coverages	coverage	NOUN
fsr-4082	239	16	and	and	CCONJ
fsr-4082	239	17	the	the	DET
fsr-4082	239	18	associated	associated	ADJ
fsr-4082	239	19	premiums	premium	NOUN
fsr-4082	239	20	/	/	SYM
fsr-4082	239	21	deductibles	deductible	NOUN
fsr-4082	239	22	etc	etc	X
fsr-4082	239	23	.	.	X
fsr-4082	240	1	please	please	INTJ
fsr-4082	240	2	redact	redact	VERB
fsr-4082	240	3	any	any	DET
fsr-4082	240	4	personal	personal	ADJ
fsr-4082	240	5	information	information	NOUN
fsr-4082	240	6	you	you	PRON
fsr-4082	240	7	do	do	AUX
fsr-4082	240	8	not	not	PART
fsr-4082	240	9	wish	wish	VERB
fsr-4082	240	10	to	to	PART
fsr-4082	240	11	share	share	VERB
fsr-4082	240	12	.	.	PUNCT
fsr-4082	241	1	please	please	INTJ
fsr-4082	241	2	ensure	ensure	VERB
fsr-4082	241	3	the	the	DET
fsr-4082	241	4	pages	page	NOUN
fsr-4082	241	5	show	show	VERB
fsr-4082	241	6	coverage	coverage	NOUN
fsr-4082	241	7	amounts	amount	NOUN
fsr-4082	241	8	,	,	PUNCT
fsr-4082	241	9	deductibles	deductible	NOUN
fsr-4082	241	10	,	,	PUNCT
fsr-4082	241	11	and	and	CCONJ
fsr-4082	241	12	premium	premium	NOUN
fsr-4082	241	13	amounts	amount	NOUN
fsr-4082	241	14	.	.	PUNCT
fsr-4082	242	1	if	if	SCONJ
fsr-4082	242	2	you	you	PRON
fsr-4082	242	3	do	do	AUX
fsr-4082	242	4	not	not	PART
fsr-4082	242	5	drive	drive	VERB
fsr-4082	242	6	and	and	CCONJ
fsr-4082	242	7	therefore	therefore	ADV
fsr-4082	242	8	do	do	AUX
fsr-4082	242	9	not	not	PART
fsr-4082	242	10	have	have	VERB
fsr-4082	242	11	insurance	insurance	NOUN
fsr-4082	242	12	,	,	PUNCT
fsr-4082	242	13	or	or	CCONJ
fsr-4082	242	14	do	do	AUX
fsr-4082	242	15	not	not	PART
fsr-4082	242	16	want	want	VERB
fsr-4082	242	17	to	to	PART
fsr-4082	242	18	provide	provide	VERB
fsr-4082	242	19	information	information	NOUN
fsr-4082	242	20	on	on	ADP
fsr-4082	242	21	your	your	PRON
fsr-4082	242	22	coverage	coverage	NOUN
fsr-4082	242	23	,	,	PUNCT
fsr-4082	242	24	please	please	INTJ
fsr-4082	242	25	upload	upload	VERB
fsr-4082	242	26	a	a	DET
fsr-4082	242	27	sample	sample	NOUN
fsr-4082	242	28	policy	policy	NOUN
fsr-4082	242	29	that	that	PRON
fsr-4082	242	30	you	you	PRON
fsr-4082	242	31	might	might	AUX
fsr-4082	242	32	find	find	VERB
fsr-4082	242	33	from	from	ADP
fsr-4082	242	34	your	your	PRON
fsr-4082	242	35	research	research	NOUN
fsr-4082	242	36	.	.	PUNCT
fsr-4082	243	1	please	please	INTJ
fsr-4082	243	2	address	address	VERB
fsr-4082	243	3	the	the	DET
fsr-4082	243	4	following	follow	VERB
fsr-4082	243	5	questions	question	NOUN
fsr-4082	243	6	as	as	SCONJ
fsr-4082	243	7	you	you	PRON
fsr-4082	243	8	review	review	VERB
fsr-4082	243	9	your	your	PRON
fsr-4082	243	10	policy	policy	NOUN
fsr-4082	243	11	:	:	PUNCT
fsr-4082	243	12	1	1	X
fsr-4082	243	13	.	.	X
fsr-4082	243	14	have	have	AUX
fsr-4082	243	15	you	you	PRON
fsr-4082	243	16	ever	ever	ADV
fsr-4082	243	17	reviewed	review	VERB
fsr-4082	243	18	your	your	PRON
fsr-4082	243	19	policy	policy	NOUN
fsr-4082	243	20	before	before	ADP
fsr-4082	243	21	this	this	DET
fsr-4082	243	22	exercise	exercise	NOUN
fsr-4082	243	23	?	?	PUNCT
fsr-4082	244	1	2	2	X
fsr-4082	244	2	.	.	X
fsr-4082	244	3	do	do	AUX
fsr-4082	244	4	you	you	PRON
fsr-4082	244	5	feel	feel	VERB
fsr-4082	244	6	you	you	PRON
fsr-4082	244	7	have	have	VERB
fsr-4082	244	8	adequate	adequate	ADJ
fsr-4082	244	9	coverage	coverage	NOUN
fsr-4082	244	10	levels	level	NOUN
fsr-4082	244	11	?	?	PUNCT
fsr-4082	245	1	how	how	SCONJ
fsr-4082	245	2	do	do	AUX
fsr-4082	245	3	they	they	PRON
fsr-4082	245	4	compare	compare	VERB
fsr-4082	245	5	to	to	ADP
fsr-4082	245	6	required	require	VERB
fsr-4082	245	7	minimums	minimum	NOUN
fsr-4082	245	8	?	?	PUNCT
fsr-4082	246	1	3	3	X
fsr-4082	246	2	.	.	X
fsr-4082	246	3	do	do	AUX
fsr-4082	246	4	you	you	PRON
fsr-4082	246	5	have	have	VERB
fsr-4082	246	6	your	your	PRON
fsr-4082	246	7	desired	desire	VERB
fsr-4082	246	8	levels	level	NOUN
fsr-4082	246	9	for	for	ADP
fsr-4082	246	10	each	each	DET
fsr-4082	246	11	deductible	deductible	ADJ
fsr-4082	246	12	?	?	PUNCT
fsr-4082	247	1	4	4	X
fsr-4082	247	2	.	.	X
fsr-4082	247	3	have	have	AUX
fsr-4082	247	4	you	you	PRON
fsr-4082	247	5	investigated	investigate	VERB
fsr-4082	247	6	potential	potential	ADJ
fsr-4082	247	7	avenues	avenue	NOUN
fsr-4082	247	8	to	to	PART
fsr-4082	247	9	reduce	reduce	VERB
fsr-4082	247	10	your	your	PRON
fsr-4082	247	11	premium	premium	NOUN
fsr-4082	247	12	(	(	PUNCT
fsr-4082	247	13	e.g.	e.g.	ADV
fsr-4082	247	14	discounts	discount	NOUN
fsr-4082	247	15	,	,	PUNCT
fsr-4082	247	16	deductible	deductible	ADJ
fsr-4082	247	17	adjustments	adjustment	NOUN
fsr-4082	247	18	)	)	PUNCT
fsr-4082	247	19	?	?	PUNCT
fsr-4082	248	1	briefly	briefly	NOUN
fsr-4082	248	2	summarize	summarize	VERB
fsr-4082	248	3	what	what	PRON
fsr-4082	248	4	you	you	PRON
fsr-4082	248	5	learned	learn	VERB
fsr-4082	248	6	about	about	ADP
fsr-4082	248	7	your	your	PRON
fsr-4082	248	8	review	review	NOUN
fsr-4082	248	9	of	of	ADP
fsr-4082	248	10	your	your	PRON
fsr-4082	248	11	policy	policy	NOUN
fsr-4082	248	12	.	.	PUNCT
fsr-4082	249	1	fraser	fraser	NOUN
fsr-4082	249	2	57	57	NUM
fsr-4082	249	3	cash	cash	NOUN
fsr-4082	249	4	&	&	CCONJ
fsr-4082	249	5	debt	debt	NOUN
fsr-4082	249	6	management	management	NOUN
fsr-4082	249	7	planning	planning	NOUN
fsr-4082	249	8	credit	credit	NOUN
fsr-4082	249	9	card	card	NOUN
fsr-4082	249	10	statement	statement	NOUN
fsr-4082	249	11	review	review	NOUN
fsr-4082	249	12	awareness	awareness	NOUN
fsr-4082	249	13	exercise	exercise	VERB
fsr-4082	249	14	your	your	PRON
fsr-4082	249	15	assignment	assignment	NOUN
fsr-4082	249	16	is	be	AUX
fsr-4082	249	17	to	to	PART
fsr-4082	249	18	analyze	analyze	VERB
fsr-4082	249	19	a	a	DET
fsr-4082	249	20	credit	credit	NOUN
fsr-4082	249	21	card	card	NOUN
fsr-4082	249	22	.	.	PUNCT
fsr-4082	250	1	if	if	SCONJ
fsr-4082	250	2	you	you	PRON
fsr-4082	250	3	have	have	VERB
fsr-4082	250	4	a	a	DET
fsr-4082	250	5	card	card	NOUN
fsr-4082	250	6	,	,	PUNCT
fsr-4082	250	7	please	please	INTJ
fsr-4082	250	8	analyze	analyze	VERB
fsr-4082	250	9	one	one	NUM
fsr-4082	250	10	that	that	PRON
fsr-4082	250	11	you	you	PRON
fsr-4082	250	12	have	have	VERB
fsr-4082	250	13	.	.	PUNCT
fsr-4082	251	1	if	if	SCONJ
fsr-4082	251	2	you	you	PRON
fsr-4082	251	3	do	do	AUX
fsr-4082	251	4	not	not	PART
fsr-4082	251	5	have	have	VERB
fsr-4082	251	6	a	a	DET
fsr-4082	251	7	card	card	NOUN
fsr-4082	251	8	,	,	PUNCT
fsr-4082	251	9	use	use	VERB
fsr-4082	251	10	this	this	DET
fsr-4082	251	11	exercise	exercise	NOUN
fsr-4082	251	12	to	to	PART
fsr-4082	251	13	help	help	VERB
fsr-4082	251	14	you	you	PRON
fsr-4082	251	15	determine	determine	VERB
fsr-4082	251	16	which	which	DET
fsr-4082	251	17	card	card	NOUN
fsr-4082	251	18	might	might	AUX
fsr-4082	251	19	be	be	AUX
fsr-4082	251	20	right	right	ADJ
fsr-4082	251	21	for	for	ADP
fsr-4082	251	22	you	you	PRON
fsr-4082	251	23	.	.	PUNCT
fsr-4082	252	1	you	you	PRON
fsr-4082	252	2	will	will	AUX
fsr-4082	252	3	have	have	VERB
fsr-4082	252	4	to	to	PART
fsr-4082	252	5	go	go	VERB
fsr-4082	252	6	to	to	ADP
fsr-4082	252	7	the	the	DET
fsr-4082	252	8	"	"	PUNCT
fsr-4082	252	9	fine	fine	ADJ
fsr-4082	252	10	print	print	NOUN
fsr-4082	252	11	!	!	PUNCT
fsr-4082	252	12	"	"	PUNCT
fsr-4082	253	1	specifically	specifically	ADV
fsr-4082	253	2	:	:	PUNCT
fsr-4082	253	3	1	1	X
fsr-4082	253	4	.	.	X
fsr-4082	253	5	use	use	VERB
fsr-4082	253	6	a	a	DET
fsr-4082	253	7	couple	couple	NOUN
fsr-4082	253	8	of	of	ADP
fsr-4082	253	9	sentences	sentence	NOUN
fsr-4082	253	10	to	to	PART
fsr-4082	253	11	describe	describe	VERB
fsr-4082	253	12	what	what	DET
fsr-4082	253	13	type	type	NOUN
fsr-4082	253	14	of	of	ADP
fsr-4082	253	15	credit	credit	NOUN
fsr-4082	253	16	card	card	NOUN
fsr-4082	253	17	user	user	NOUN
fsr-4082	253	18	you	you	PRON
fsr-4082	253	19	are	be	AUX
fsr-4082	253	20	.	.	PUNCT
fsr-4082	254	1	(	(	PUNCT
fsr-4082	254	2	credit	credit	NOUN
fsr-4082	254	3	or	or	CCONJ
fsr-4082	254	4	convenience	convenience	NOUN
fsr-4082	254	5	?	?	PUNCT
fsr-4082	255	1	why	why	SCONJ
fsr-4082	255	2	?	?	PUNCT
fsr-4082	256	1	do	do	AUX
fsr-4082	256	2	you	you	PRON
fsr-4082	256	3	think	think	VERB
fsr-4082	256	4	this	this	PRON
fsr-4082	256	5	will	will	AUX
fsr-4082	256	6	be	be	AUX
fsr-4082	256	7	the	the	DET
fsr-4082	256	8	same	same	ADJ
fsr-4082	256	9	upon	upon	SCONJ
fsr-4082	256	10	graduation	graduation	NOUN
fsr-4082	256	11	?	?	PUNCT
fsr-4082	256	12	)	)	PUNCT
fsr-4082	257	1	2	2	X
fsr-4082	257	2	.	.	X
fsr-4082	257	3	what	what	PRON
fsr-4082	257	4	is	be	AUX
fsr-4082	257	5	the	the	DET
fsr-4082	257	6	specific	specific	ADJ
fsr-4082	257	7	card	card	NOUN
fsr-4082	257	8	?	?	PUNCT
fsr-4082	258	1	(	(	PUNCT
fsr-4082	258	2	specify	specify	VERB
fsr-4082	258	3	network	network	NOUN
fsr-4082	258	4	&	&	CCONJ
fsr-4082	258	5	bank	bank	PROPN
fsr-4082	258	6	/	/	SYM
fsr-4082	258	7	sponsor	sponsor	NOUN
fsr-4082	258	8	--	--	PUNCT
fsr-4082	258	9	e.g.	e.g.	ADV
fsr-4082	258	10	chase	chase	NOUN
fsr-4082	258	11	visa	visa	NOUN
fsr-4082	258	12	)	)	PUNCT
fsr-4082	258	13	3	3	X
fsr-4082	258	14	.	.	X
fsr-4082	259	1	what	what	PRON
fsr-4082	259	2	is	be	AUX
fsr-4082	259	3	the	the	DET
fsr-4082	259	4	annual	annual	ADJ
fsr-4082	259	5	fee	fee	NOUN
fsr-4082	259	6	?	?	PUNCT
fsr-4082	260	1	4	4	X
fsr-4082	260	2	.	.	X
fsr-4082	261	1	what	what	PRON
fsr-4082	261	2	is	be	AUX
fsr-4082	261	3	the	the	DET
fsr-4082	261	4	interest	interest	NOUN
fsr-4082	261	5	rate(s	rate(s	NOUN
fsr-4082	261	6	)	)	PUNCT
fsr-4082	261	7	?	?	PUNCT
fsr-4082	262	1	(	(	PUNCT
fsr-4082	262	2	balance	balance	NOUN
fsr-4082	262	3	transfers	transfer	NOUN
fsr-4082	262	4	,	,	PUNCT
fsr-4082	262	5	purchases	purchase	NOUN
fsr-4082	262	6	,	,	PUNCT
fsr-4082	262	7	cash	cash	NOUN
fsr-4082	262	8	advances	advance	NOUN
fsr-4082	262	9	...	...	PUNCT
fsr-4082	262	10	)	)	PUNCT
fsr-4082	263	1	5	5	X
fsr-4082	263	2	.	.	X
fsr-4082	264	1	what	what	PRON
fsr-4082	264	2	is	be	AUX
fsr-4082	264	3	the	the	DET
fsr-4082	264	4	late	late	ADJ
fsr-4082	264	5	payment	payment	NOUN
fsr-4082	264	6	fee	fee	NOUN
fsr-4082	264	7	?	?	PUNCT
fsr-4082	265	1	6	6	NUM
fsr-4082	265	2	.	.	X
fsr-4082	266	1	what	what	PRON
fsr-4082	266	2	other	other	ADJ
fsr-4082	266	3	fees	fee	NOUN
fsr-4082	266	4	and/or	and/or	CCONJ
fsr-4082	266	5	charges	charge	NOUN
fsr-4082	266	6	come	come	VERB
fsr-4082	266	7	with	with	ADP
fsr-4082	266	8	the	the	DET
fsr-4082	266	9	card	card	NOUN
fsr-4082	266	10	?	?	PUNCT
fsr-4082	267	1	7	7	X
fsr-4082	267	2	.	.	X
fsr-4082	267	3	what	what	PRON
fsr-4082	267	4	is	be	AUX
fsr-4082	267	5	the	the	DET
fsr-4082	267	6	credit	credit	NOUN
fsr-4082	267	7	limit	limit	NOUN
fsr-4082	267	8	on	on	ADP
fsr-4082	267	9	the	the	DET
fsr-4082	267	10	account	account	NOUN
fsr-4082	267	11	?	?	PUNCT
fsr-4082	268	1	8	8	X
fsr-4082	268	2	.	.	X
fsr-4082	269	1	what	what	PRON
fsr-4082	269	2	is	be	AUX
fsr-4082	269	3	the	the	DET
fsr-4082	269	4	daily	daily	ADJ
fsr-4082	269	5	cash	cash	NOUN
fsr-4082	269	6	advance	advance	NOUN
fsr-4082	269	7	limit	limit	NOUN
fsr-4082	269	8	?	?	PUNCT
fsr-4082	270	1	9	9	X
fsr-4082	270	2	.	.	X
fsr-4082	270	3	have	have	AUX
fsr-4082	270	4	you	you	PRON
fsr-4082	270	5	ever	ever	ADV
fsr-4082	270	6	obtained	obtain	VERB
fsr-4082	270	7	your	your	PRON
fsr-4082	270	8	credit	credit	NOUN
fsr-4082	270	9	report	report	NOUN
fsr-4082	270	10	?	?	PUNCT
fsr-4082	271	1	conclude	conclude	VERB
fsr-4082	271	2	your	your	PRON
fsr-4082	271	3	review	review	NOUN
fsr-4082	271	4	with	with	ADP
fsr-4082	271	5	a	a	DET
fsr-4082	271	6	summary	summary	NOUN
fsr-4082	271	7	.	.	PUNCT
fsr-4082	272	1	if	if	SCONJ
fsr-4082	272	2	you	you	PRON
fsr-4082	272	3	analyzed	analyze	VERB
fsr-4082	272	4	a	a	DET
fsr-4082	272	5	card	card	NOUN
fsr-4082	272	6	you	you	PRON
fsr-4082	272	7	currently	currently	ADV
fsr-4082	272	8	have	have	VERB
fsr-4082	272	9	,	,	PUNCT
fsr-4082	272	10	please	please	INTJ
fsr-4082	272	11	describe	describe	VERB
fsr-4082	272	12	why	why	SCONJ
fsr-4082	272	13	you	you	PRON
fsr-4082	272	14	originally	originally	ADV
fsr-4082	272	15	selected	select	VERB
fsr-4082	272	16	this	this	DET
fsr-4082	272	17	card	card	NOUN
fsr-4082	272	18	.	.	PUNCT
fsr-4082	273	1	would	would	AUX
fsr-4082	273	2	you	you	PRON
fsr-4082	273	3	select	select	VERB
fsr-4082	273	4	it	it	PRON
fsr-4082	273	5	again	again	ADV
fsr-4082	273	6	?	?	PUNCT
fsr-4082	274	1	or	or	CCONJ
fsr-4082	274	2	are	be	AUX
fsr-4082	274	3	you	you	PRON
fsr-4082	274	4	now	now	ADV
fsr-4082	274	5	going	go	VERB
fsr-4082	274	6	to	to	PART
fsr-4082	274	7	look	look	VERB
fsr-4082	274	8	for	for	ADP
fsr-4082	274	9	a	a	DET
fsr-4082	274	10	new	new	ADJ
fsr-4082	274	11	card	card	NOUN
fsr-4082	274	12	?	?	PUNCT
fsr-4082	275	1	why	why	SCONJ
fsr-4082	275	2	?	?	PUNCT
fsr-4082	276	1	investment	investment	NOUN
fsr-4082	276	2	planning	planning	NOUN
fsr-4082	276	3	risk	risk	NOUN
fsr-4082	276	4	tolerance	tolerance	NOUN
fsr-4082	276	5	quiz	quiz	NOUN
fsr-4082	276	6	&	&	CCONJ
fsr-4082	276	7	asset	asset	NOUN
fsr-4082	276	8	allocation	allocation	NOUN
fsr-4082	276	9	awareness	awareness	NOUN
fsr-4082	276	10	exercise	exercise	VERB
fsr-4082	276	11	your	your	PRON
fsr-4082	276	12	task	task	NOUN
fsr-4082	276	13	is	be	AUX
fsr-4082	276	14	to	to	PART
fsr-4082	276	15	describe	describe	VERB
fsr-4082	276	16	your	your	PRON
fsr-4082	276	17	optimal	optimal	ADJ
fsr-4082	276	18	asset	asset	NOUN
fsr-4082	276	19	allocation	allocation	NOUN
fsr-4082	276	20	.	.	PUNCT
fsr-4082	277	1	please	please	INTJ
fsr-4082	277	2	visit	visit	VERB
fsr-4082	277	3	the	the	DET
fsr-4082	277	4	following	follow	VERB
fsr-4082	277	5	link	link	NOUN
fsr-4082	277	6	to	to	PART
fsr-4082	277	7	take	take	VERB
fsr-4082	277	8	a	a	DET
fsr-4082	277	9	risk	risk	NOUN
fsr-4082	277	10	tolerance	tolerance	NOUN
fsr-4082	277	11	instrument	instrument	NOUN
fsr-4082	277	12	designed	design	VERB
fsr-4082	277	13	by	by	ADP
fsr-4082	277	14	grable	grable	PROPN
fsr-4082	277	15	,	,	PUNCT
fsr-4082	277	16	j.	j.	PROPN
fsr-4082	277	17	e.	e.	PROPN
fsr-4082	277	18	,	,	PUNCT
fsr-4082	277	19	&	&	CCONJ
fsr-4082	277	20	lytton	lytton	PROPN
fsr-4082	277	21	,	,	PUNCT
fsr-4082	277	22	r.	r.	PROPN
fsr-4082	277	23	h.	h.	PROPN
fsr-4082	277	24	(	(	PUNCT
fsr-4082	277	25	1999	1999	NUM
fsr-4082	277	26	)	)	PUNCT
fsr-4082	277	27	.	.	PUNCT
fsr-4082	278	1	financial	financial	ADJ
fsr-4082	278	2	risk	risk	NOUN
fsr-4082	278	3	tolerance	tolerance	NOUN
fsr-4082	278	4	revisited	revisit	VERB
fsr-4082	278	5	:	:	PUNCT
fsr-4082	278	6	the	the	DET
fsr-4082	278	7	development	development	NOUN
fsr-4082	278	8	of	of	ADP
fsr-4082	278	9	a	a	DET
fsr-4082	278	10	risk	risk	NOUN
fsr-4082	278	11	assessment	assessment	NOUN
fsr-4082	278	12	instrument	instrument	NOUN
fsr-4082	278	13	.	.	PUNCT
fsr-4082	279	1	financial	financial	ADJ
fsr-4082	279	2	services	service	NOUN
fsr-4082	279	3	review	review	NOUN
fsr-4082	279	4	,	,	PUNCT
fsr-4082	279	5	8	8	NUM
fsr-4082	279	6	,	,	PUNCT
fsr-4082	279	7	163	163	NUM
fsr-4082	279	8	-	-	SYM
fsr-4082	279	9	181	181	NUM
fsr-4082	279	10	.	.	PUNCT
fsr-4082	280	1	https://pfp.missouri.edu/research/investment-risk-tolerance-assessment/links	https://pfp.missouri.edu/research/investment-risk-tolerance-assessment/link	NOUN
fsr-4082	280	2	to	to	ADP
fsr-4082	280	3	an	an	DET
fsr-4082	280	4	external	external	ADJ
fsr-4082	280	5	site	site	NOUN
fsr-4082	280	6	.	.	PUNCT
fsr-4082	281	1	next	next	ADV
fsr-4082	281	2	,	,	PUNCT
fsr-4082	281	3	seek	seek	VERB
fsr-4082	281	4	an	an	DET
fsr-4082	281	5	additional	additional	ADJ
fsr-4082	281	6	risk	risk	NOUN
fsr-4082	281	7	tolerance	tolerance	NOUN
fsr-4082	281	8	questionnaire	questionnaire	NOUN
fsr-4082	281	9	you	you	PRON
fsr-4082	281	10	find	find	VERB
fsr-4082	281	11	from	from	ADP
fsr-4082	281	12	a	a	DET
fsr-4082	281	13	basic	basic	ADJ
fsr-4082	281	14	internet	internet	NOUN
fsr-4082	281	15	search	search	NOUN
fsr-4082	281	16	.	.	PUNCT
fsr-4082	282	1	1	1	X
fsr-4082	282	2	.	.	X
fsr-4082	282	3	print	print	VERB
fsr-4082	282	4	out	out	ADP
fsr-4082	282	5	the	the	DET
fsr-4082	282	6	results	result	NOUN
fsr-4082	282	7	/	/	SYM
fsr-4082	282	8	output	output	NOUN
fsr-4082	282	9	from	from	ADP
fsr-4082	282	10	both	both	DET
fsr-4082	282	11	instruments	instrument	NOUN
fsr-4082	282	12	.	.	PUNCT
fsr-4082	283	1	2	2	X
fsr-4082	283	2	.	.	X
fsr-4082	283	3	determine	determine	VERB
fsr-4082	283	4	the	the	DET
fsr-4082	283	5	asset	asset	NOUN
fsr-4082	283	6	allocation	allocation	NOUN
fsr-4082	283	7	you	you	PRON
fsr-4082	283	8	think	think	VERB
fsr-4082	283	9	is	be	AUX
fsr-4082	283	10	appropriate	appropriate	ADJ
fsr-4082	283	11	for	for	ADP
fsr-4082	283	12	your	your	PRON
fsr-4082	283	13	risk	risk	NOUN
fsr-4082	283	14	tolerance	tolerance	NOUN
fsr-4082	283	15	.	.	PUNCT
fsr-4082	284	1	provide	provide	VERB
fsr-4082	284	2	a	a	DET
fsr-4082	284	3	pie	pie	NOUN
fsr-4082	284	4	chart	chart	NOUN
fsr-4082	284	5	that	that	PRON
fsr-4082	284	6	represents	represent	VERB
fsr-4082	284	7	your	your	PRON
fsr-4082	284	8	target	target	NOUN
fsr-4082	284	9	asset	asset	NOUN
fsr-4082	284	10	allocation	allocation	NOUN
fsr-4082	284	11	.	.	PUNCT
fsr-4082	285	1	summarize	summarize	VERB
fsr-4082	285	2	how	how	SCONJ
fsr-4082	285	3	you	you	PRON
fsr-4082	285	4	came	come	VERB
fsr-4082	285	5	to	to	ADP
fsr-4082	285	6	this	this	DET
fsr-4082	285	7	target	target	NOUN
fsr-4082	285	8	asset	asset	NOUN
fsr-4082	285	9	allocation	allocation	NOUN
fsr-4082	285	10	and	and	CCONJ
fsr-4082	285	11	comment	comment	NOUN
fsr-4082	285	12	on	on	ADP
fsr-4082	285	13	the	the	DET
fsr-4082	285	14	suitability	suitability	NOUN
fsr-4082	285	15	and	and	CCONJ
fsr-4082	285	16	usefulness	usefulness	NOUN
fsr-4082	285	17	of	of	ADP
fsr-4082	285	18	the	the	DET
fsr-4082	285	19	instruments	instrument	NOUN
fsr-4082	285	20	you	you	PRON
fsr-4082	285	21	used	use	VERB
fsr-4082	285	22	to	to	PART
fsr-4082	285	23	gauge	gauge	VERB
fsr-4082	285	24	your	your	PRON
fsr-4082	285	25	risk	risk	NOUN
fsr-4082	285	26	tolerance	tolerance	NOUN
fsr-4082	285	27	.	.	PUNCT
fsr-4082	286	1	https://pfp.missouri.edu/research/investment-risk-tolerance-assessment/	https://pfp.missouri.edu/research/investment-risk-tolerance-assessment/	PROPN
fsr-4082	286	2	financial	financial	PROPN
fsr-4082	286	3	services	services	PROPN
fsr-4082	286	4	review	review	NOUN
fsr-4082	286	5	,	,	PUNCT
fsr-4082	286	6	33(4	33(4	NUM
fsr-4082	286	7	)	)	PUNCT
fsr-4082	286	8	58	58	NUM
fsr-4082	286	9	tax	tax	NOUN
fsr-4082	286	10	planning	planning	NOUN
fsr-4082	286	11	–	–	PUNCT
fsr-4082	286	12	irs	irs	PROPN
fsr-4082	286	13	1040	1040	NUM
fsr-4082	286	14	tax	tax	NOUN
fsr-4082	286	15	form	form	NOUN
fsr-4082	286	16	scavenger	scavenger	NOUN
fsr-4082	286	17	hunt	hunt	NOUN
fsr-4082	286	18	awareness	awareness	NOUN
fsr-4082	286	19	exercise	exercise	VERB
fsr-4082	286	20	this	this	DET
fsr-4082	286	21	quiz	quiz	NOUN
fsr-4082	286	22	is	be	AUX
fsr-4082	286	23	"	"	PUNCT
fsr-4082	286	24	open	open	ADJ
fsr-4082	286	25	internet	internet	NOUN
fsr-4082	286	26	.	.	PUNCT
fsr-4082	286	27	"	"	PUNCT
fsr-4082	287	1	you	you	PRON
fsr-4082	287	2	should	should	AUX
fsr-4082	287	3	find	find	VERB
fsr-4082	287	4	.pdf	.pdf	NOUN
fsr-4082	287	5	copies	copy	NOUN
fsr-4082	287	6	of	of	ADP
fsr-4082	287	7	the	the	DET
fsr-4082	287	8	2022	2022	NUM
fsr-4082	287	9	tax	tax	NOUN
fsr-4082	287	10	forms	form	NOUN
fsr-4082	287	11	from	from	ADP
fsr-4082	287	12	irs.gov	irs.gov	PROPN
fsr-4082	287	13	.	.	PUNCT
fsr-4082	288	1	you	you	PRON
fsr-4082	288	2	might	might	AUX
fsr-4082	288	3	find	find	VERB
fsr-4082	288	4	it	it	PRON
fsr-4082	288	5	helpful	helpful	ADJ
fsr-4082	288	6	to	to	PART
fsr-4082	288	7	print	print	VERB
fsr-4082	288	8	the	the	DET
fsr-4082	288	9	forms	form	NOUN
fsr-4082	288	10	necessary	necessary	ADJ
fsr-4082	288	11	to	to	PART
fsr-4082	288	12	complete	complete	VERB
fsr-4082	288	13	the	the	DET
fsr-4082	288	14	quiz	quiz	NOUN
fsr-4082	288	15	and	and	CCONJ
fsr-4082	288	16	keep	keep	VERB
fsr-4082	288	17	with	with	ADP
fsr-4082	288	18	your	your	PRON
fsr-4082	288	19	notes	note	NOUN
fsr-4082	288	20	.	.	PUNCT
fsr-4082	289	1	1	1	X
fsr-4082	289	2	.	.	X
fsr-4082	289	3	if	if	SCONJ
fsr-4082	289	4	line	line	NOUN
fsr-4082	289	5	33	33	NUM
fsr-4082	289	6	is	be	AUX
fsr-4082	289	7	greater	great	ADJ
fsr-4082	289	8	than	than	ADP
fsr-4082	289	9	line	line	NOUN
fsr-4082	289	10	24	24	NUM
fsr-4082	289	11	on	on	ADP
fsr-4082	289	12	the	the	DET
fsr-4082	289	13	2022	2022	NUM
fsr-4082	289	14	form	form	NOUN
fsr-4082	289	15	1040	1040	NUM
fsr-4082	289	16	,	,	PUNCT
fsr-4082	289	17	you	you	PRON
fsr-4082	289	18	will	will	AUX
fsr-4082	289	19	_	_	PUNCT
fsr-4082	290	1	_	_	PUNCT
fsr-4082	291	1	_	_	PUNCT
fsr-4082	292	1	_	_	PUNCT
fsr-4082	293	1	_	_	PUNCT
fsr-4082	293	2	a.	a.	NOUN
fsr-4082	293	3	receive	receive	VERB
fsr-4082	293	4	a	a	DET
fsr-4082	293	5	refund	refund	NOUN
fsr-4082	293	6	b.	b.	NOUN
fsr-4082	293	7	pay	pay	VERB
fsr-4082	293	8	this	this	DET
fsr-4082	293	9	amount	amount	NOUN
fsr-4082	293	10	in	in	ADP
fsr-4082	293	11	penalty	penalty	NOUN
fsr-4082	293	12	c.	c.	NOUN
fsr-4082	293	13	owe	owe	VERB
fsr-4082	293	14	this	this	DET
fsr-4082	293	15	amount	amount	NOUN
fsr-4082	293	16	in	in	ADP
fsr-4082	293	17	tax	tax	NOUN
fsr-4082	293	18	d.	d.	PROPN
fsr-4082	293	19	not	not	PART
fsr-4082	293	20	be	be	AUX
fsr-4082	293	21	allowed	allow	VERB
fsr-4082	293	22	a	a	DET
fsr-4082	293	23	deduction	deduction	NOUN
fsr-4082	293	24	2	2	NUM
fsr-4082	293	25	.	.	NOUN
fsr-4082	293	26	which	which	PRON
fsr-4082	293	27	of	of	ADP
fsr-4082	293	28	the	the	DET
fsr-4082	293	29	following	following	NOUN
fsr-4082	293	30	are	be	AUX
fsr-4082	293	31	itemized	itemize	VERB
fsr-4082	293	32	deductions	deduction	NOUN
fsr-4082	293	33	on	on	ADP
fsr-4082	293	34	the	the	DET
fsr-4082	293	35	2022	2022	NUM
fsr-4082	293	36	form	form	NOUN
fsr-4082	293	37	1040	1040	NUM
fsr-4082	293	38	schedule	schedule	NOUN
fsr-4082	293	39	a	a	DET
fsr-4082	293	40	?	?	PUNCT
fsr-4082	293	41	a.	a.	NOUN
fsr-4082	293	42	charitable	charitable	ADJ
fsr-4082	293	43	gifts	gift	NOUN
fsr-4082	293	44	b.	b.	PROPN
fsr-4082	293	45	mortgage	mortgage	PROPN
fsr-4082	293	46	interest	interest	PROPN
fsr-4082	293	47	c.	c.	PROPN
fsr-4082	293	48	state	state	PROPN
fsr-4082	293	49	and	and	CCONJ
fsr-4082	293	50	local	local	ADJ
fsr-4082	293	51	taxes	taxis	NOUN
fsr-4082	293	52	d.	d.	PROPN
fsr-4082	293	53	all	all	PRON
fsr-4082	293	54	are	be	AUX
fsr-4082	293	55	potential	potential	ADJ
fsr-4082	293	56	deductions	deduction	NOUN
fsr-4082	293	57	3	3	NUM
fsr-4082	293	58	.	.	X
fsr-4082	293	59	tip	tip	NOUN
fsr-4082	293	60	income	income	NOUN
fsr-4082	293	61	would	would	AUX
fsr-4082	293	62	be	be	AUX
fsr-4082	293	63	entered	enter	VERB
fsr-4082	293	64	on	on	ADP
fsr-4082	293	65	what	what	DET
fsr-4082	293	66	line	line	NOUN
fsr-4082	293	67	on	on	ADP
fsr-4082	293	68	the	the	DET
fsr-4082	293	69	2022	2022	NUM
fsr-4082	293	70	form	form	NOUN
fsr-4082	293	71	1040	1040	NUM
fsr-4082	293	72	?	?	PUNCT
fsr-4082	294	1	a.	a.	NOUN
fsr-4082	294	2	line	line	PROPN
fsr-4082	294	3	2a	2a	PROPN
fsr-4082	294	4	b.	b.	PROPN
fsr-4082	294	5	line	line	PROPN
fsr-4082	294	6	5a	5a	NUM
fsr-4082	294	7	c.	c.	NOUN
fsr-4082	294	8	tips	tip	NOUN
fsr-4082	294	9	are	be	AUX
fsr-4082	294	10	not	not	PART
fsr-4082	294	11	taxable	taxable	ADJ
fsr-4082	294	12	d.	d.	NOUN
fsr-4082	294	13	line	line	NOUN
fsr-4082	294	14	1	1	NUM
fsr-4082	294	15	4	4	NUM
fsr-4082	294	16	.	.	PUNCT
fsr-4082	294	17	which	which	PRON
fsr-4082	294	18	of	of	ADP
fsr-4082	294	19	the	the	DET
fsr-4082	294	20	following	follow	VERB
fsr-4082	294	21	schedules	schedule	NOUN
fsr-4082	294	22	is	be	AUX
fsr-4082	294	23	used	use	VERB
fsr-4082	294	24	for	for	ADP
fsr-4082	294	25	reporting	report	VERB
fsr-4082	294	26	profit	profit	NOUN
fsr-4082	294	27	or	or	CCONJ
fsr-4082	294	28	loss	loss	NOUN
fsr-4082	294	29	from	from	ADP
fsr-4082	294	30	a	a	DET
fsr-4082	294	31	business	business	NOUN
fsr-4082	294	32	on	on	ADP
fsr-4082	294	33	the	the	DET
fsr-4082	294	34	2022	2022	NUM
fsr-4082	294	35	form	form	NOUN
fsr-4082	294	36	1040	1040	NUM
fsr-4082	294	37	?	?	PUNCT
fsr-4082	295	1	a.	a.	NOUN
fsr-4082	295	2	schedule	schedule	NOUN
fsr-4082	295	3	a	a	DET
fsr-4082	295	4	b.	b.	PROPN
fsr-4082	295	5	schedule	schedule	PROPN
fsr-4082	295	6	b	b	PROPN
fsr-4082	295	7	c.	c.	PROPN
fsr-4082	295	8	schedule	schedule	NOUN
fsr-4082	295	9	c	c	PROPN
fsr-4082	295	10	d.	d.	PROPN
fsr-4082	295	11	schedule	schedule	PROPN
fsr-4082	295	12	d	d	PROPN
fsr-4082	295	13	5	5	X
fsr-4082	295	14	.	.	PUNCT
fsr-4082	295	15	checking	check	VERB
fsr-4082	295	16	the	the	DET
fsr-4082	295	17	box	box	NOUN
fsr-4082	295	18	on	on	ADP
fsr-4082	295	19	the	the	DET
fsr-4082	295	20	2022	2022	NUM
fsr-4082	295	21	form	form	NOUN
fsr-4082	295	22	1040	1040	NUM
fsr-4082	295	23	designating	designate	VERB
fsr-4082	295	24	money	money	NOUN
fsr-4082	295	25	to	to	PART
fsr-4082	295	26	go	go	VERB
fsr-4082	295	27	to	to	ADP
fsr-4082	295	28	the	the	DET
fsr-4082	295	29	presidential	presidential	ADJ
fsr-4082	295	30	election	election	NOUN
fsr-4082	295	31	campaign	campaign	NOUN
fsr-4082	295	32	does	do	AUX
fsr-4082	295	33	not	not	PART
fsr-4082	295	34	change	change	VERB
fsr-4082	295	35	your	your	PRON
fsr-4082	295	36	tax	tax	NOUN
fsr-4082	295	37	or	or	CCONJ
fsr-4082	295	38	refund	refund	NOUN
fsr-4082	295	39	.	.	PUNCT
fsr-4082	296	1	a.	a.	PROPN
fsr-4082	296	2	true	true	PROPN
fsr-4082	296	3	b.	b.	PROPN
fsr-4082	296	4	false	false	ADJ
fsr-4082	296	5	6	6	NUM
fsr-4082	296	6	.	.	PUNCT
fsr-4082	296	7	find	find	VERB
fsr-4082	296	8	the	the	DET
fsr-4082	296	9	2022	2022	NUM
fsr-4082	296	10	form	form	NOUN
fsr-4082	296	11	1040	1040	NUM
fsr-4082	296	12	line	line	NOUN
fsr-4082	296	13	12	12	NUM
fsr-4082	296	14	.	.	PUNCT
fsr-4082	297	1	assume	assume	VERB
fsr-4082	297	2	you	you	PRON
fsr-4082	297	3	are	be	AUX
fsr-4082	297	4	filing	file	VERB
fsr-4082	297	5	"	"	PUNCT
fsr-4082	297	6	married	married	ADJ
fsr-4082	297	7	filing	filing	NOUN
fsr-4082	297	8	jointly	jointly	ADV
fsr-4082	297	9	.	.	PUNCT
fsr-4082	297	10	"	"	PUNCT
fsr-4082	298	1	you	you	PRON
fsr-4082	298	2	would	would	AUX
fsr-4082	298	3	only	only	ADV
fsr-4082	298	4	"	"	PUNCT
fsr-4082	298	5	itemize	itemize	VERB
fsr-4082	298	6	"	"	PUNCT
fsr-4082	298	7	if	if	SCONJ
fsr-4082	298	8	your	your	PRON
fsr-4082	298	9	itemized	itemize	VERB
fsr-4082	298	10	deductions	deduction	NOUN
fsr-4082	298	11	_	_	PUNCT
fsr-4082	299	1	_	_	PUNCT
fsr-4082	300	1	_	_	PUNCT
fsr-4082	301	1	_	_	PUNCT
fsr-4082	302	1	_	_	PUNCT
fsr-4082	302	2	.	.	PUNCT
fsr-4082	303	1	a.	a.	PROPN
fsr-4082	303	2	were	be	AUX
fsr-4082	303	3	less	less	ADJ
fsr-4082	303	4	than	than	ADP
fsr-4082	303	5	$	$	SYM
fsr-4082	303	6	25,900	25,900	NUM
fsr-4082	303	7	b.	b.	NOUN
fsr-4082	303	8	exceeded	exceed	VERB
fsr-4082	303	9	$	$	SYM
fsr-4082	303	10	12,950	12,950	NUM
fsr-4082	303	11	c.	c.	NOUN
fsr-4082	303	12	were	be	AUX
fsr-4082	303	13	less	less	ADJ
fsr-4082	303	14	than	than	ADP
fsr-4082	303	15	$	$	SYM
fsr-4082	303	16	12,950	12,950	NUM
fsr-4082	303	17	d.	d.	NOUN
fsr-4082	303	18	exceeded	exceed	VERB
fsr-4082	303	19	$	$	SYM
fsr-4082	303	20	25,900	25,900	NUM
fsr-4082	303	21	7	7	NUM
fsr-4082	303	22	.	.	PUNCT
fsr-4082	304	1	interest	interest	NOUN
fsr-4082	304	2	and	and	CCONJ
fsr-4082	304	3	ordinary	ordinary	ADJ
fsr-4082	304	4	dividends	dividend	NOUN
fsr-4082	304	5	are	be	AUX
fsr-4082	304	6	reported	report	VERB
fsr-4082	304	7	on	on	ADP
fsr-4082	304	8	the	the	DET
fsr-4082	304	9	2022	2022	NUM
fsr-4082	304	10	form	form	NOUN
fsr-4082	304	11	1040	1040	NUM
fsr-4082	304	12	_	_	PUNCT
fsr-4082	305	1	_	_	PUNCT
fsr-4082	306	1	_	_	PUNCT
fsr-4082	307	1	_	_	PUNCT
fsr-4082	308	1	_	_	PUNCT
fsr-4082	308	2	.	.	PUNCT
fsr-4082	309	1	a.	a.	NOUN
fsr-4082	309	2	schedule	schedule	NOUN
fsr-4082	309	3	a	a	DET
fsr-4082	309	4	b.	b.	PROPN
fsr-4082	309	5	schedule	schedule	PROPN
fsr-4082	309	6	b	b	PROPN
fsr-4082	309	7	c.	c.	PROPN
fsr-4082	309	8	schedule	schedule	NOUN
fsr-4082	309	9	c	c	PROPN
fsr-4082	309	10	d.	d.	PROPN
fsr-4082	309	11	schedule	schedule	PROPN
fsr-4082	309	12	d	d	PROPN
fsr-4082	309	13	8	8	NUM
fsr-4082	309	14	.	.	NOUN
fsr-4082	309	15	2022	2022	NUM
fsr-4082	309	16	form	form	NOUN
fsr-4082	309	17	1040	1040	NUM
fsr-4082	309	18	schedule	schedule	NOUN
fsr-4082	309	19	d	d	NOUN
fsr-4082	309	20	line	line	NOUN
fsr-4082	309	21	7	7	NUM
fsr-4082	309	22	represents	represent	VERB
fsr-4082	309	23	_	_	PUNCT
fsr-4082	310	1	_	_	PUNCT
fsr-4082	311	1	_	_	PUNCT
fsr-4082	312	1	_	_	PUNCT
fsr-4082	313	1	_	_	PUNCT
fsr-4082	314	1	_	_	PUNCT
fsr-4082	315	1	_	_	PUNCT
fsr-4082	316	1	_	_	PUNCT
fsr-4082	317	1	_	_	PUNCT
fsr-4082	318	1	_	_	PUNCT
fsr-4082	318	2	a.	a.	NOUN
fsr-4082	318	3	qualified	qualified	ADJ
fsr-4082	318	4	dividends	dividend	NOUN
fsr-4082	318	5	b.	b.	PROPN
fsr-4082	319	1	non	non	ADJ
fsr-4082	319	2	-	-	ADJ
fsr-4082	319	3	qualified	qualified	ADJ
fsr-4082	319	4	dividends	dividend	NOUN
fsr-4082	319	5	c.	c.	PROPN
fsr-4082	319	6	net	net	ADJ
fsr-4082	319	7	long	long	ADJ
fsr-4082	319	8	-	-	PUNCT
fsr-4082	319	9	term	term	NOUN
fsr-4082	319	10	capital	capital	NOUN
fsr-4082	319	11	gains	gain	NOUN
fsr-4082	319	12	d.	d.	PROPN
fsr-4082	319	13	net	net	ADJ
fsr-4082	319	14	short	short	ADJ
fsr-4082	319	15	-	-	PUNCT
fsr-4082	319	16	term	term	NOUN
fsr-4082	319	17	capital	capital	NOUN
fsr-4082	319	18	gains	gain	NOUN
fsr-4082	319	19	9	9	NUM
fsr-4082	319	20	.	.	PUNCT
fsr-4082	320	1	see	see	VERB
fsr-4082	320	2	the	the	DET
fsr-4082	320	3	2022	2022	NUM
fsr-4082	320	4	schedule	schedule	NOUN
fsr-4082	320	5	se	se	ADV
fsr-4082	320	6	.	.	PUNCT
fsr-4082	321	1	what	what	PRON
fsr-4082	321	2	is	be	AUX
fsr-4082	321	3	the	the	DET
fsr-4082	321	4	level	level	NOUN
fsr-4082	321	5	where	where	SCONJ
fsr-4082	321	6	no	no	DET
fsr-4082	321	7	self	self	NOUN
fsr-4082	321	8	-	-	PUNCT
fsr-4082	321	9	employment	employment	NOUN
fsr-4082	321	10	tax	tax	NOUN
fsr-4082	321	11	(	(	PUNCT
fsr-4082	321	12	social	social	ADJ
fsr-4082	321	13	security	security	NOUN
fsr-4082	321	14	)	)	PUNCT
fsr-4082	321	15	is	be	AUX
fsr-4082	321	16	due	due	ADJ
fsr-4082	321	17	and	and	CCONJ
fsr-4082	321	18	what	what	PRON
fsr-4082	321	19	is	be	AUX
fsr-4082	321	20	the	the	DET
fsr-4082	321	21	maximum	maximum	ADJ
fsr-4082	321	22	amount	amount	NOUN
fsr-4082	321	23	of	of	ADP
fsr-4082	321	24	combined	combined	ADJ
fsr-4082	321	25	wages	wage	NOUN
fsr-4082	321	26	subject	subject	ADJ
fsr-4082	321	27	to	to	ADP
fsr-4082	321	28	social	social	ADJ
fsr-4082	321	29	security	security	NOUN
fsr-4082	321	30	tax	tax	NOUN
fsr-4082	321	31	?	?	PUNCT
fsr-4082	322	1	a.	a.	NOUN
fsr-4082	322	2	$	$	SYM
fsr-4082	322	3	400	400	NUM
fsr-4082	322	4	;	;	PUNCT
fsr-4082	322	5	$	$	SYM
fsr-4082	322	6	12,550	12,550	NUM
fsr-4082	322	7	b.	b.	NOUN
fsr-4082	322	8	$	$	SYM
fsr-4082	322	9	3,000	3,000	NUM
fsr-4082	322	10	;	;	PUNCT
fsr-4082	322	11	$	$	SYM
fsr-4082	322	12	12,550	12,550	NUM
fsr-4082	322	13	c.	c.	NOUN
fsr-4082	322	14	$	$	SYM
fsr-4082	322	15	400	400	NUM
fsr-4082	322	16	;	;	PUNCT
fsr-4082	322	17	$	$	SYM
fsr-4082	322	18	147,000	147,000	NUM
fsr-4082	322	19	d.	d.	NOUN
fsr-4082	322	20	$	$	SYM
fsr-4082	322	21	3,000	3,000	NUM
fsr-4082	322	22	;	;	PUNCT
fsr-4082	322	23	$	$	SYM
fsr-4082	322	24	147,000	147,000	NUM
fsr-4082	322	25	10	10	NUM
fsr-4082	322	26	.	.	PUNCT
fsr-4082	323	1	home	home	NOUN
fsr-4082	323	2	mortgage	mortgage	NOUN
fsr-4082	323	3	interest	interest	NOUN
fsr-4082	323	4	paid	pay	VERB
fsr-4082	323	5	are	be	AUX
fsr-4082	323	6	reported	report	VERB
fsr-4082	323	7	on	on	ADP
fsr-4082	323	8	2022	2022	NUM
fsr-4082	323	9	form	form	NOUN
fsr-4082	323	10	1040	1040	NUM
fsr-4082	323	11	schedule	schedule	NOUN
fsr-4082	323	12	a	a	DET
fsr-4082	323	13	_	_	NOUN
fsr-4082	323	14	_	_	PUNCT
fsr-4082	324	1	_	_	PUNCT
fsr-4082	325	1	_	_	PUNCT
fsr-4082	325	2	_	_	PUNCT
fsr-4082	326	1	and	and	CCONJ
fsr-4082	327	1	_	_	PUNCT
fsr-4082	328	1	_	_	PUNCT
fsr-4082	329	1	_	_	PUNCT
fsr-4082	330	1	_	_	PUNCT
fsr-4082	330	2	be	be	AUX
fsr-4082	330	3	limited	limit	VERB
fsr-4082	330	4	.	.	PUNCT
fsr-4082	331	1	a.	a.	NOUN
fsr-4082	331	2	line	line	PROPN
fsr-4082	331	3	8a	8a	NUM
fsr-4082	331	4	,	,	PUNCT
fsr-4082	331	5	may	may	AUX
fsr-4082	331	6	not	not	PART
fsr-4082	331	7	b.	b.	PROPN
fsr-4082	331	8	line	line	PROPN
fsr-4082	331	9	8a	8a	NUM
fsr-4082	331	10	,	,	PUNCT
fsr-4082	331	11	may	may	AUX
fsr-4082	331	12	c.	c.	PROPN
fsr-4082	331	13	line	line	PROPN
fsr-4082	331	14	8c	8c	NUM
fsr-4082	331	15	,	,	PUNCT
fsr-4082	331	16	may	may	AUX
fsr-4082	331	17	d.	d.	PROPN
fsr-4082	331	18	line	line	PROPN
fsr-4082	331	19	8c	8c	NUM
fsr-4082	331	20	,	,	PUNCT
fsr-4082	331	21	may	may	AUX
fsr-4082	331	22	not	not	PART
fsr-4082	331	23	fraser	fraser	VERB
fsr-4082	331	24	59	59	NUM
fsr-4082	331	25	appendix	appendix	NOUN
fsr-4082	331	26	2	2	NUM
fsr-4082	331	27	.	.	PUNCT
fsr-4082	332	1	interview	interview	NOUN
fsr-4082	332	2	exercises	exercise	NOUN
fsr-4082	332	3	risk	risk	NOUN
fsr-4082	332	4	planning	plan	VERB
fsr-4082	332	5	homeowners	homeowner	NOUN
fsr-4082	332	6	’	'	PUNCT
fsr-4082	332	7	and	and	CCONJ
fsr-4082	332	8	flood	flood	NOUN
fsr-4082	332	9	insurance	insurance	NOUN
fsr-4082	332	10	interview	interview	NOUN
fsr-4082	332	11	please	please	INTJ
fsr-4082	332	12	interview	interview	VERB
fsr-4082	332	13	two	two	NUM
fsr-4082	332	14	individuals	individual	NOUN
fsr-4082	332	15	who	who	PRON
fsr-4082	332	16	own	own	VERB
fsr-4082	332	17	their	their	PRON
fsr-4082	332	18	homes	home	NOUN
fsr-4082	332	19	.	.	PUNCT
fsr-4082	333	1	please	please	INTJ
fsr-4082	333	2	select	select	VERB
fsr-4082	333	3	the	the	DET
fsr-4082	333	4	individuals	individual	NOUN
fsr-4082	333	5	with	with	ADP
fsr-4082	333	6	whom	whom	PRON
fsr-4082	333	7	you	you	PRON
fsr-4082	333	8	will	will	AUX
fsr-4082	333	9	have	have	VERB
fsr-4082	333	10	a	a	DET
fsr-4082	333	11	meaningful	meaningful	ADJ
fsr-4082	333	12	conversation	conversation	NOUN
fsr-4082	333	13	.	.	PUNCT
fsr-4082	334	1	please	please	INTJ
fsr-4082	334	2	ask	ask	VERB
fsr-4082	334	3	the	the	DET
fsr-4082	334	4	following	following	ADJ
fsr-4082	334	5	basic	basic	ADJ
fsr-4082	334	6	questions	question	NOUN
fsr-4082	334	7	in	in	ADP
fsr-4082	334	8	your	your	PRON
fsr-4082	334	9	interview	interview	NOUN
fsr-4082	334	10	:	:	PUNCT
fsr-4082	335	1	1	1	X
fsr-4082	335	2	.	.	X
fsr-4082	335	3	what	what	PRON
fsr-4082	335	4	are	be	AUX
fsr-4082	335	5	their	their	PRON
fsr-4082	335	6	ho	ho	ADJ
fsr-4082	335	7	coverage	coverage	NOUN
fsr-4082	335	8	levels	level	NOUN
fsr-4082	335	9	?	?	PUNCT
fsr-4082	336	1	2	2	X
fsr-4082	336	2	.	.	X
fsr-4082	336	3	what	what	PRON
fsr-4082	336	4	are	be	AUX
fsr-4082	336	5	the	the	DET
fsr-4082	336	6	deductibles	deductible	NOUN
fsr-4082	336	7	?	?	PUNCT
fsr-4082	337	1	3	3	X
fsr-4082	337	2	.	.	X
fsr-4082	337	3	what	what	PRON
fsr-4082	337	4	are	be	AUX
fsr-4082	337	5	the	the	DET
fsr-4082	337	6	premiums	premium	NOUN
fsr-4082	337	7	?	?	PUNCT
fsr-4082	338	1	4	4	X
fsr-4082	338	2	.	.	X
fsr-4082	338	3	do	do	AUX
fsr-4082	338	4	they	they	PRON
fsr-4082	338	5	have	have	VERB
fsr-4082	338	6	replacement	replacement	NOUN
fsr-4082	338	7	or	or	CCONJ
fsr-4082	338	8	actual	actual	ADJ
fsr-4082	338	9	cash	cash	NOUN
fsr-4082	338	10	value	value	NOUN
fsr-4082	338	11	coverage	coverage	NOUN
fsr-4082	338	12	(	(	PUNCT
fsr-4082	338	13	acv	acv	NOUN
fsr-4082	338	14	)	)	PUNCT
fsr-4082	338	15	?	?	PUNCT
fsr-4082	339	1	5	5	X
fsr-4082	339	2	.	.	X
fsr-4082	339	3	have	have	AUX
fsr-4082	339	4	they	they	PRON
fsr-4082	339	5	experienced	experience	VERB
fsr-4082	339	6	premium	premium	NOUN
fsr-4082	339	7	increases	increase	NOUN
fsr-4082	339	8	in	in	ADP
fsr-4082	339	9	the	the	DET
fsr-4082	339	10	past	past	ADJ
fsr-4082	339	11	year	year	NOUN
fsr-4082	339	12	?	?	PUNCT
fsr-4082	340	1	if	if	SCONJ
fsr-4082	340	2	so	so	ADV
fsr-4082	340	3	,	,	PUNCT
fsr-4082	340	4	how	how	SCONJ
fsr-4082	340	5	much	much	ADJ
fsr-4082	340	6	?	?	PUNCT
fsr-4082	341	1	6	6	X
fsr-4082	341	2	.	.	X
fsr-4082	341	3	do	do	AUX
fsr-4082	341	4	they	they	PRON
fsr-4082	341	5	have	have	VERB
fsr-4082	341	6	flood	flood	NOUN
fsr-4082	341	7	insurance	insurance	NOUN
fsr-4082	341	8	?	?	PUNCT
fsr-4082	342	1	please	please	INTJ
fsr-4082	342	2	write	write	VERB
fsr-4082	342	3	a	a	DET
fsr-4082	342	4	summary	summary	NOUN
fsr-4082	342	5	for	for	ADP
fsr-4082	342	6	each	each	DET
fsr-4082	342	7	interview	interview	NOUN
fsr-4082	342	8	and	and	CCONJ
fsr-4082	342	9	conclude	conclude	VERB
fsr-4082	342	10	with	with	ADP
fsr-4082	342	11	a	a	DET
fsr-4082	342	12	separate	separate	ADJ
fsr-4082	342	13	paragraph	paragraph	NOUN
fsr-4082	342	14	on	on	ADP
fsr-4082	342	15	what	what	PRON
fsr-4082	342	16	you	you	PRON
fsr-4082	342	17	found	find	VERB
fsr-4082	342	18	most	most	ADV
fsr-4082	342	19	interesting	interesting	ADJ
fsr-4082	342	20	about	about	ADP
fsr-4082	342	21	these	these	DET
fsr-4082	342	22	discussions	discussion	NOUN
fsr-4082	342	23	.	.	PUNCT
fsr-4082	343	1	estate	estate	NOUN
fsr-4082	343	2	planning	planning	NOUN
fsr-4082	343	3	–	–	PUNCT
fsr-4082	343	4	estate	estate	NOUN
fsr-4082	343	5	planning	planning	NOUN
fsr-4082	343	6	interview	interview	NOUN
fsr-4082	343	7	please	please	INTJ
fsr-4082	343	8	interview	interview	VERB
fsr-4082	343	9	two	two	NUM
fsr-4082	343	10	individuals	individual	NOUN
fsr-4082	343	11	concerning	concern	VERB
fsr-4082	343	12	their	their	PRON
fsr-4082	343	13	estate	estate	NOUN
fsr-4082	343	14	planning	planning	NOUN
fsr-4082	343	15	situation	situation	NOUN
fsr-4082	343	16	.	.	PUNCT
fsr-4082	344	1	please	please	INTJ
fsr-4082	344	2	select	select	VERB
fsr-4082	344	3	the	the	DET
fsr-4082	344	4	individuals	individual	NOUN
fsr-4082	344	5	with	with	ADP
fsr-4082	344	6	whom	whom	PRON
fsr-4082	344	7	you	you	PRON
fsr-4082	344	8	will	will	AUX
fsr-4082	344	9	have	have	VERB
fsr-4082	344	10	a	a	DET
fsr-4082	344	11	meaningful	meaningful	ADJ
fsr-4082	344	12	conversation	conversation	NOUN
fsr-4082	344	13	.	.	PUNCT
fsr-4082	345	1	additionally	additionally	ADV
fsr-4082	345	2	,	,	PUNCT
fsr-4082	345	3	please	please	INTJ
fsr-4082	345	4	select	select	VERB
fsr-4082	345	5	two	two	NUM
fsr-4082	345	6	individuals	individual	NOUN
fsr-4082	345	7	who	who	PRON
fsr-4082	345	8	are	be	AUX
fsr-4082	345	9	at	at	ADP
fsr-4082	345	10	different	different	ADJ
fsr-4082	345	11	points	point	NOUN
fsr-4082	345	12	in	in	ADP
fsr-4082	345	13	their	their	PRON
fsr-4082	345	14	lives	life	NOUN
fsr-4082	345	15	(	(	PUNCT
fsr-4082	345	16	e.g.	e.g.	ADV
fsr-4082	345	17	working	work	VERB
fsr-4082	345	18	&	&	CCONJ
fsr-4082	345	19	retired	retire	VERB
fsr-4082	345	20	)	)	PUNCT
fsr-4082	345	21	.	.	PUNCT
fsr-4082	346	1	please	please	INTJ
fsr-4082	346	2	ask	ask	VERB
fsr-4082	346	3	the	the	DET
fsr-4082	346	4	following	following	ADJ
fsr-4082	346	5	basic	basic	ADJ
fsr-4082	346	6	questions	question	NOUN
fsr-4082	346	7	in	in	ADP
fsr-4082	346	8	your	your	PRON
fsr-4082	346	9	interview	interview	NOUN
fsr-4082	346	10	:	:	PUNCT
fsr-4082	346	11	1	1	X
fsr-4082	346	12	.	.	X
fsr-4082	346	13	client	client	NOUN
fsr-4082	346	14	age	age	NOUN
fsr-4082	346	15	and	and	CCONJ
fsr-4082	346	16	marital	marital	ADJ
fsr-4082	346	17	status	status	NOUN
fsr-4082	346	18	.	.	PUNCT
fsr-4082	347	1	(	(	PUNCT
fsr-4082	347	2	please	please	INTJ
fsr-4082	347	3	do	do	AUX
fsr-4082	347	4	not	not	PART
fsr-4082	347	5	provide	provide	VERB
fsr-4082	347	6	any	any	DET
fsr-4082	347	7	specific	specific	ADJ
fsr-4082	347	8	identifying	identify	VERB
fsr-4082	347	9	information	information	NOUN
fsr-4082	347	10	.	.	PUNCT
fsr-4082	347	11	)	)	PUNCT
fsr-4082	348	1	2	2	X
fsr-4082	348	2	.	.	X
fsr-4082	348	3	please	please	INTJ
fsr-4082	348	4	ask	ask	VERB
fsr-4082	348	5	them	they	PRON
fsr-4082	348	6	what	what	PRON
fsr-4082	348	7	estate	estate	NOUN
fsr-4082	348	8	planning	planning	NOUN
fsr-4082	348	9	means	mean	VERB
fsr-4082	348	10	to	to	ADP
fsr-4082	348	11	them	they	PRON
fsr-4082	348	12	.	.	PUNCT
fsr-4082	349	1	annotate	annotate	VERB
fsr-4082	349	2	with	with	ADP
fsr-4082	349	3	just	just	ADV
fsr-4082	349	4	a	a	DET
fsr-4082	349	5	couple	couple	NOUN
fsr-4082	349	6	of	of	ADP
fsr-4082	349	7	sentences	sentence	NOUN
fsr-4082	349	8	.	.	PUNCT
fsr-4082	350	1	please	please	INTJ
fsr-4082	350	2	do	do	AUX
fsr-4082	350	3	not	not	PART
fsr-4082	350	4	lead	lead	VERB
fsr-4082	350	5	them	they	PRON
fsr-4082	350	6	.	.	PUNCT
fsr-4082	351	1	just	just	ADV
fsr-4082	351	2	capture	capture	VERB
fsr-4082	351	3	their	their	PRON
fsr-4082	351	4	initial	initial	ADJ
fsr-4082	351	5	response	response	NOUN
fsr-4082	351	6	.	.	PUNCT
fsr-4082	352	1	3	3	X
fsr-4082	352	2	.	.	X
fsr-4082	352	3	please	please	INTJ
fsr-4082	352	4	ask	ask	VERB
fsr-4082	352	5	what	what	PRON
fsr-4082	352	6	(	(	PUNCT
fsr-4082	352	7	if	if	SCONJ
fsr-4082	352	8	any	any	DET
fsr-4082	352	9	)	)	PUNCT
fsr-4082	352	10	estate	estate	NOUN
fsr-4082	352	11	planning	planning	NOUN
fsr-4082	352	12	documents	document	NOUN
fsr-4082	352	13	do	do	AUX
fsr-4082	352	14	they	they	PRON
fsr-4082	352	15	have	have	VERB
fsr-4082	352	16	in	in	ADP
fsr-4082	352	17	place	place	NOUN
fsr-4082	352	18	?	?	PUNCT
fsr-4082	353	1	are	be	AUX
fsr-4082	353	2	they	they	PRON
fsr-4082	353	3	current	current	ADJ
fsr-4082	353	4	&	&	CCONJ
fsr-4082	353	5	valid	valid	ADJ
fsr-4082	353	6	?	?	PUNCT
fsr-4082	354	1	(	(	PUNCT
fsr-4082	354	2	wills	will	NOUN
fsr-4082	354	3	,	,	PUNCT
fsr-4082	354	4	poas	poas	NOUN
fsr-4082	354	5	,	,	PUNCT
fsr-4082	354	6	amds	amds	NOUN
fsr-4082	354	7	,	,	PUNCT
fsr-4082	354	8	etc	etc	X
fsr-4082	354	9	.	.	X
fsr-4082	354	10	)	)	PUNCT
fsr-4082	355	1	4	4	X
fsr-4082	355	2	.	.	X
fsr-4082	355	3	please	please	INTJ
fsr-4082	355	4	ask	ask	VERB
fsr-4082	355	5	if	if	SCONJ
fsr-4082	355	6	they	they	PRON
fsr-4082	355	7	know	know	VERB
fsr-4082	355	8	how	how	SCONJ
fsr-4082	355	9	any	any	PRON
fsr-4082	355	10	of	of	ADP
fsr-4082	355	11	their	their	PRON
fsr-4082	355	12	significant	significant	ADJ
fsr-4082	355	13	assets	asset	NOUN
fsr-4082	355	14	are	be	AUX
fsr-4082	355	15	specifically	specifically	ADV
fsr-4082	355	16	titled	title	VERB
fsr-4082	355	17	?	?	PUNCT
fsr-4082	356	1	(	(	PUNCT
fsr-4082	356	2	fs	fs	INTJ
fsr-4082	356	3	,	,	PUNCT
fsr-4082	356	4	jtwros	jtwro	NOUN
fsr-4082	356	5	,	,	PUNCT
fsr-4082	356	6	tic	tic	ADJ
fsr-4082	356	7	,	,	PUNCT
fsr-4082	356	8	tie	tie	NOUN
fsr-4082	356	9	,	,	PUNCT
fsr-4082	356	10	etc	etc	X
fsr-4082	356	11	.	.	X
fsr-4082	356	12	)	)	PUNCT
fsr-4082	357	1	5	5	X
fsr-4082	357	2	.	.	X
fsr-4082	357	3	please	please	INTJ
fsr-4082	357	4	ask	ask	VERB
fsr-4082	357	5	if	if	SCONJ
fsr-4082	357	6	they	they	PRON
fsr-4082	357	7	know	know	VERB
fsr-4082	357	8	whether	whether	SCONJ
fsr-4082	357	9	they	they	PRON
fsr-4082	357	10	have	have	VERB
fsr-4082	357	11	all	all	PRON
fsr-4082	357	12	their	their	PRON
fsr-4082	357	13	beneficiaries	beneficiary	NOUN
fsr-4082	357	14	specified	specify	VERB
fsr-4082	357	15	appropriately	appropriately	ADV
fsr-4082	357	16	for	for	ADP
fsr-4082	357	17	all	all	DET
fsr-4082	357	18	their	their	PRON
fsr-4082	357	19	financial	financial	ADJ
fsr-4082	357	20	accounts	account	NOUN
fsr-4082	357	21	/	/	SYM
fsr-4082	357	22	insurance	insurance	NOUN
fsr-4082	357	23	?	?	PUNCT
fsr-4082	358	1	please	please	INTJ
fsr-4082	358	2	write	write	VERB
fsr-4082	358	3	a	a	DET
fsr-4082	358	4	summary	summary	NOUN
fsr-4082	358	5	for	for	ADP
fsr-4082	358	6	each	each	DET
fsr-4082	358	7	interview	interview	NOUN
fsr-4082	358	8	and	and	CCONJ
fsr-4082	358	9	conclude	conclude	VERB
fsr-4082	358	10	with	with	ADP
fsr-4082	358	11	a	a	DET
fsr-4082	358	12	separate	separate	ADJ
fsr-4082	358	13	paragraph	paragraph	NOUN
fsr-4082	358	14	on	on	ADP
fsr-4082	358	15	what	what	PRON
fsr-4082	358	16	you	you	PRON
fsr-4082	358	17	found	find	VERB
fsr-4082	358	18	most	most	ADV
fsr-4082	358	19	interesting	interesting	ADJ
fsr-4082	358	20	about	about	ADP
fsr-4082	358	21	these	these	DET
fsr-4082	358	22	discussions	discussion	NOUN
fsr-4082	358	23	.	.	PUNCT
fsr-4082	359	1	financial	financial	ADJ
fsr-4082	359	2	services	service	NOUN
fsr-4082	359	3	review	review	NOUN
fsr-4082	359	4	,	,	PUNCT
fsr-4082	359	5	33(4	33(4	NUM
fsr-4082	359	6	)	)	PUNCT
fsr-4082	359	7	60	60	NUM
fsr-4082	359	8	appendix	appendix	NOUN
fsr-4082	359	9	3	3	NUM
fsr-4082	359	10	.	.	X
fsr-4082	359	11	experiential	experiential	ADJ
fsr-4082	359	12	learning	learning	NOUN
fsr-4082	359	13	activity	activity	NOUN
fsr-4082	359	14	feedback	feedback	NOUN
fsr-4082	359	15	question	question	NOUN
fsr-4082	359	16	not	not	PART
fsr-4082	359	17	at	at	ADV
fsr-4082	359	18	all	all	ADV
fsr-4082	359	19	useful	useful	ADJ
fsr-4082	359	20	/	/	SYM
fsr-4082	359	21	strongly	strongly	ADV
fsr-4082	359	22	disagree	disagree	VERB
fsr-4082	359	23	not	not	PART
fsr-4082	359	24	useful/	useful/	NUM
fsr-4082	359	25	disagree	disagree	VERB
fsr-4082	359	26	neutral	neutral	ADJ
fsr-4082	359	27	useful/	useful/	NUM
fsr-4082	359	28	agree	agree	VERB
fsr-4082	359	29	very	very	ADV
fsr-4082	359	30	useful	useful	ADJ
fsr-4082	359	31	/	/	SYM
fsr-4082	359	32	strongly	strongly	ADV
fsr-4082	359	33	agree	agree	VERB
fsr-4082	359	34	how	how	SCONJ
fsr-4082	359	35	useful	useful	ADJ
fsr-4082	359	36	was	be	AUX
fsr-4082	359	37	the	the	DET
fsr-4082	359	38	homeowner	homeowner	NOUN
fsr-4082	359	39	and	and	CCONJ
fsr-4082	359	40	flood	flood	NOUN
fsr-4082	359	41	insurance	insurance	NOUN
fsr-4082	359	42	interview	interview	NOUN
fsr-4082	359	43	exercise	exercise	NOUN
fsr-4082	359	44	in	in	ADP
fsr-4082	359	45	understanding	understand	VERB
fsr-4082	359	46	the	the	DET
fsr-4082	359	47	elements	element	NOUN
fsr-4082	359	48	and	and	CCONJ
fsr-4082	359	49	importance	importance	NOUN
fsr-4082	359	50	of	of	ADP
fsr-4082	359	51	risk	risk	NOUN
fsr-4082	359	52	planning	planning	NOUN
fsr-4082	359	53	?	?	PUNCT
fsr-4082	360	1	how	how	SCONJ
fsr-4082	360	2	useful	useful	ADJ
fsr-4082	360	3	was	be	AUX
fsr-4082	360	4	the	the	DET
fsr-4082	360	5	estate	estate	NOUN
fsr-4082	360	6	planning	planning	NOUN
fsr-4082	360	7	interview	interview	NOUN
fsr-4082	360	8	exercise	exercise	NOUN
fsr-4082	360	9	in	in	ADP
fsr-4082	360	10	understanding	understand	VERB
fsr-4082	360	11	the	the	DET
fsr-4082	360	12	elements	element	NOUN
fsr-4082	360	13	and	and	CCONJ
fsr-4082	360	14	importance	importance	NOUN
fsr-4082	360	15	of	of	ADP
fsr-4082	360	16	estate	estate	NOUN
fsr-4082	360	17	planning	planning	NOUN
fsr-4082	360	18	?	?	PUNCT
fsr-4082	361	1	how	how	SCONJ
fsr-4082	361	2	useful	useful	ADJ
fsr-4082	361	3	was	be	AUX
fsr-4082	361	4	the	the	DET
fsr-4082	361	5	auto	auto	NOUN
fsr-4082	361	6	insurance	insurance	NOUN
fsr-4082	361	7	policy	policy	NOUN
fsr-4082	361	8	review	review	NOUN
fsr-4082	361	9	awareness	awareness	NOUN
fsr-4082	361	10	exercise	exercise	VERB
fsr-4082	361	11	in	in	ADP
fsr-4082	361	12	understanding	understand	VERB
fsr-4082	361	13	the	the	DET
fsr-4082	361	14	elements	element	NOUN
fsr-4082	361	15	and	and	CCONJ
fsr-4082	361	16	importance	importance	NOUN
fsr-4082	361	17	of	of	ADP
fsr-4082	361	18	estate	estate	NOUN
fsr-4082	361	19	planning	planning	NOUN
fsr-4082	361	20	?	?	PUNCT
fsr-4082	362	1	how	how	SCONJ
fsr-4082	362	2	useful	useful	ADJ
fsr-4082	362	3	was	be	AUX
fsr-4082	362	4	the	the	DET
fsr-4082	362	5	risk	risk	NOUN
fsr-4082	362	6	tolerance	tolerance	NOUN
fsr-4082	362	7	quiz	quiz	NOUN
fsr-4082	362	8	&	&	CCONJ
fsr-4082	362	9	asset	asset	NOUN
fsr-4082	362	10	allocation	allocation	NOUN
fsr-4082	362	11	awareness	awareness	NOUN
fsr-4082	362	12	exercise	exercise	VERB
fsr-4082	362	13	in	in	ADP
fsr-4082	362	14	understanding	understand	VERB
fsr-4082	362	15	the	the	DET
fsr-4082	362	16	elements	element	NOUN
fsr-4082	362	17	and	and	CCONJ
fsr-4082	362	18	importance	importance	NOUN
fsr-4082	362	19	of	of	ADP
fsr-4082	362	20	investment	investment	NOUN
fsr-4082	362	21	planning	planning	NOUN
fsr-4082	362	22	?	?	PUNCT
fsr-4082	363	1	how	how	SCONJ
fsr-4082	363	2	useful	useful	ADJ
fsr-4082	363	3	was	be	AUX
fsr-4082	363	4	the	the	DET
fsr-4082	363	5	credit	credit	NOUN
fsr-4082	363	6	card	card	NOUN
fsr-4082	363	7	statement	statement	NOUN
fsr-4082	363	8	review	review	NOUN
fsr-4082	363	9	awareness	awareness	NOUN
fsr-4082	363	10	exercise	exercise	NOUN
fsr-4082	363	11	in	in	ADP
fsr-4082	363	12	understanding	understand	VERB
fsr-4082	363	13	the	the	DET
fsr-4082	363	14	elements	element	NOUN
fsr-4082	363	15	and	and	CCONJ
fsr-4082	363	16	importance	importance	NOUN
fsr-4082	363	17	of	of	ADP
fsr-4082	363	18	cash	cash	NOUN
fsr-4082	363	19	and	and	CCONJ
fsr-4082	363	20	debt	debt	NOUN
fsr-4082	363	21	management	management	NOUN
fsr-4082	363	22	planning	planning	NOUN
fsr-4082	363	23	?	?	PUNCT
fsr-4082	364	1	how	how	SCONJ
fsr-4082	364	2	useful	useful	ADJ
fsr-4082	364	3	was	be	AUX
fsr-4082	364	4	the	the	DET
fsr-4082	364	5	irs	irs	PROPN
fsr-4082	364	6	1040	1040	NUM
fsr-4082	364	7	tax	tax	NOUN
fsr-4082	364	8	form	form	NOUN
fsr-4082	364	9	scavenger	scavenger	NOUN
fsr-4082	364	10	hunt	hunt	NOUN
fsr-4082	364	11	awareness	awareness	NOUN
fsr-4082	364	12	exercise	exercise	VERB
fsr-4082	364	13	in	in	ADP
fsr-4082	364	14	understanding	understand	VERB
fsr-4082	364	15	the	the	DET
fsr-4082	364	16	elements	element	NOUN
fsr-4082	364	17	and	and	CCONJ
fsr-4082	364	18	importance	importance	NOUN
fsr-4082	364	19	of	of	ADP
fsr-4082	364	20	tax	tax	NOUN
fsr-4082	364	21	planning	planning	NOUN
fsr-4082	364	22	?	?	PUNCT
fsr-4082	365	1	fraser	fraser	NOUN
fsr-4082	365	2	61	61	NUM
fsr-4082	365	3	please	please	INTJ
fsr-4082	365	4	identify	identify	VERB
fsr-4082	365	5	those	those	DET
fsr-4082	365	6	activities	activity	NOUN
fsr-4082	365	7	you	you	PRON
fsr-4082	365	8	found	find	VERB
fsr-4082	365	9	_	_	PUNCT
fsr-4082	366	1	_	_	PUNCT
fsr-4082	367	1	_	_	PUNCT
fsr-4082	368	1	_	_	PUNCT
fsr-4082	369	1	_	_	PUNCT
fsr-4082	370	1	_	_	PUNCT
fsr-4082	371	1	_	_	PUNCT
fsr-4082	371	2	valuable	valuable	ADJ
fsr-4082	371	3	.	.	PUNCT
fsr-4082	372	1	most	most	ADV
fsr-4082	372	2	least	least	ADJ
fsr-4082	372	3	homeowner	homeowner	NOUN
fsr-4082	372	4	&	&	CCONJ
fsr-4082	372	5	flood	flood	NOUN
fsr-4082	372	6	insurance	insurance	NOUN
fsr-4082	372	7	interview	interview	NOUN
fsr-4082	372	8	estate	estate	NOUN
fsr-4082	372	9	planning	planning	NOUN
fsr-4082	372	10	interview	interview	NOUN
fsr-4082	372	11	how	how	SCONJ
fsr-4082	372	12	useful	useful	ADJ
fsr-4082	372	13	was	be	AUX
fsr-4082	372	14	the	the	DET
fsr-4082	372	15	auto	auto	NOUN
fsr-4082	372	16	insurance	insurance	NOUN
fsr-4082	372	17	policy	policy	NOUN
fsr-4082	372	18	review	review	NOUN
fsr-4082	372	19	exercise	exercise	NOUN
fsr-4082	372	20	risk	risk	NOUN
fsr-4082	372	21	tolerance	tolerance	NOUN
fsr-4082	372	22	quiz	quiz	NOUN
fsr-4082	372	23	&	&	CCONJ
fsr-4082	372	24	asset	asset	NOUN
fsr-4082	372	25	allocation	allocation	NOUN
fsr-4082	372	26	awareness	awareness	NOUN
fsr-4082	372	27	exercise	exercise	NOUN
fsr-4082	372	28	credit	credit	NOUN
fsr-4082	372	29	card	card	NOUN
fsr-4082	372	30	statement	statement	NOUN
fsr-4082	372	31	review	review	NOUN
fsr-4082	372	32	awareness	awareness	NOUN
fsr-4082	372	33	exercise	exercise	VERB
fsr-4082	372	34	irs	irs	PROPN
fsr-4082	372	35	1040	1040	NUM
fsr-4082	372	36	tax	tax	NOUN
fsr-4082	372	37	form	form	NOUN
fsr-4082	372	38	scavenger	scavenger	NOUN
fsr-4082	372	39	hunt	hunt	NOUN
fsr-4082	372	40	awareness	awareness	NOUN
fsr-4082	372	41	exercise	exercise	VERB
fsr-4082	372	42	which	which	PRON
fsr-4082	372	43	of	of	ADP
fsr-4082	372	44	the	the	DET
fsr-4082	372	45	exercises	exercise	NOUN
fsr-4082	372	46	prompted	prompt	VERB
fsr-4082	372	47	the	the	DET
fsr-4082	372	48	most	most	ADV
fsr-4082	372	49	meaningful	meaningful	ADJ
fsr-4082	372	50	conversation	conversation	NOUN
fsr-4082	372	51	about	about	ADP
fsr-4082	372	52	the	the	DET
fsr-4082	372	53	importance	importance	NOUN
fsr-4082	372	54	of	of	ADP
fsr-4082	372	55	financial	financial	ADJ
fsr-4082	372	56	planning	planning	NOUN
fsr-4082	372	57	among	among	ADP
fsr-4082	372	58	your	your	PRON
fsr-4082	372	59	friends	friend	NOUN
fsr-4082	372	60	and/or	and/or	CCONJ
fsr-4082	372	61	family	family	NOUN
fsr-4082	372	62	?	?	PUNCT
fsr-4082	373	1	homeowner	homeowner	NOUN
fsr-4082	373	2	&	&	CCONJ
fsr-4082	373	3	flood	flood	PROPN
fsr-4082	373	4	insurance	insurance	NOUN
fsr-4082	373	5	interview	interview	NOUN
fsr-4082	373	6	estate	estate	NOUN
fsr-4082	373	7	planning	planning	NOUN
fsr-4082	373	8	interview	interview	NOUN
fsr-4082	373	9	how	how	SCONJ
fsr-4082	373	10	useful	useful	ADJ
fsr-4082	373	11	was	be	AUX
fsr-4082	373	12	the	the	DET
fsr-4082	373	13	auto	auto	NOUN
fsr-4082	373	14	insurance	insurance	NOUN
fsr-4082	373	15	policy	policy	NOUN
fsr-4082	373	16	review	review	NOUN
fsr-4082	373	17	exercise	exercise	NOUN
fsr-4082	373	18	risk	risk	NOUN
fsr-4082	373	19	tolerance	tolerance	NOUN
fsr-4082	373	20	quiz	quiz	NOUN
fsr-4082	373	21	&	&	CCONJ
fsr-4082	373	22	asset	asset	NOUN
fsr-4082	373	23	allocation	allocation	NOUN
fsr-4082	373	24	awareness	awareness	NOUN
fsr-4082	373	25	exercise	exercise	NOUN
fsr-4082	373	26	credit	credit	NOUN
fsr-4082	373	27	card	card	NOUN
fsr-4082	373	28	statement	statement	NOUN
fsr-4082	373	29	review	review	NOUN
fsr-4082	373	30	awareness	awareness	NOUN
fsr-4082	373	31	exercise	exercise	VERB
fsr-4082	373	32	irs	irs	PROPN
fsr-4082	373	33	1040	1040	NUM
fsr-4082	373	34	tax	tax	NOUN
fsr-4082	373	35	form	form	NOUN
fsr-4082	373	36	scavenger	scavenger	NOUN
fsr-4082	373	37	hunt	hunt	NOUN
fsr-4082	373	38	awareness	awareness	NOUN
fsr-4082	373	39	exercise	exercise	NOUN
fsr-4082	373	40	please	please	INTJ
fsr-4082	373	41	describe	describe	VERB
fsr-4082	373	42	any	any	DET
fsr-4082	373	43	suggestions	suggestion	NOUN
fsr-4082	373	44	for	for	ADP
fsr-4082	373	45	additional	additional	ADJ
fsr-4082	373	46	interview	interview	NOUN
fsr-4082	373	47	or	or	CCONJ
fsr-4082	373	48	awareness	awareness	NOUN
fsr-4082	373	49	exercises	exercise	NOUN
fsr-4082	373	50	you	you	PRON
fsr-4082	373	51	think	think	VERB
fsr-4082	373	52	should	should	AUX
fsr-4082	373	53	be	be	AUX
fsr-4082	373	54	included	include	VERB
fsr-4082	373	55	in	in	ADP
fsr-4082	373	56	the	the	DET
fsr-4082	373	57	course	course	NOUN
fsr-4082	373	58	.	.	PUNCT
fsr-4082	374	1	please	please	INTJ
fsr-4082	374	2	provide	provide	VERB
fsr-4082	374	3	any	any	DET
fsr-4082	374	4	additional	additional	ADJ
fsr-4082	374	5	feedback	feedback	NOUN
fsr-4082	374	6	about	about	ADP
fsr-4082	374	7	the	the	DET
fsr-4082	374	8	course	course	NOUN
fsr-4082	374	9	here	here	ADV
fsr-4082	374	10	:	:	PUNCT