id	sid	tid	token	lemma	pos
fsr-4083	1	1	87	87	NUM
fsr-4083	1	2	effective	effective	ADJ
fsr-4083	1	3	financial	financial	ADJ
fsr-4083	1	4	education	education	NOUN
fsr-4083	1	5	strategies	strategy	NOUN
fsr-4083	1	6	:	:	PUNCT
fsr-4083	1	7	empowering	empower	VERB
fsr-4083	1	8	students	student	NOUN
fsr-4083	1	9	with	with	ADP
fsr-4083	1	10	personal	personal	ADJ
fsr-4083	1	11	application	application	NOUN
fsr-4083	1	12	richard	richard	PROPN
fsr-4083	1	13	stebbins1	stebbins1	PROPN
fsr-4083	1	14	&	&	CCONJ
fsr-4083	1	15	diana	diana	PROPN
fsr-4083	1	16	quito2	quito2	PROPN
fsr-4083	2	1	abstract	abstract	ADJ
fsr-4083	2	2	financial	financial	ADJ
fsr-4083	2	3	education	education	NOUN
fsr-4083	2	4	is	be	AUX
fsr-4083	2	5	most	most	ADV
fsr-4083	2	6	effective	effective	ADJ
fsr-4083	2	7	when	when	SCONJ
fsr-4083	2	8	it	it	PRON
fsr-4083	2	9	is	be	AUX
fsr-4083	2	10	both	both	PRON
fsr-4083	2	11	personalized	personalized	ADJ
fsr-4083	2	12	and	and	CCONJ
fsr-4083	2	13	applicable	applicable	ADJ
fsr-4083	2	14	to	to	ADP
fsr-4083	2	15	learners	learner	NOUN
fsr-4083	2	16	’	'	PUNCT
fsr-4083	2	17	lives	life	NOUN
fsr-4083	2	18	.	.	PUNCT
fsr-4083	3	1	instruction	instruction	NOUN
fsr-4083	3	2	that	that	PRON
fsr-4083	3	3	reflects	reflect	VERB
fsr-4083	3	4	individual	individual	ADJ
fsr-4083	3	5	backgrounds	background	NOUN
fsr-4083	3	6	,	,	PUNCT
fsr-4083	3	7	interests	interest	NOUN
fsr-4083	3	8	,	,	PUNCT
fsr-4083	3	9	and	and	CCONJ
fsr-4083	3	10	learning	learn	VERB
fsr-4083	3	11	styles	style	NOUN
fsr-4083	3	12	fosters	foster	VERB
fsr-4083	3	13	engagement	engagement	NOUN
fsr-4083	3	14	,	,	PUNCT
fsr-4083	3	15	ownership	ownership	NOUN
fsr-4083	3	16	,	,	PUNCT
fsr-4083	3	17	and	and	CCONJ
fsr-4083	3	18	improved	improve	VERB
fsr-4083	3	19	outcomes	outcome	NOUN
fsr-4083	3	20	.	.	PUNCT
fsr-4083	4	1	when	when	SCONJ
fsr-4083	4	2	financial	financial	ADJ
fsr-4083	4	3	concepts	concept	NOUN
fsr-4083	4	4	are	be	AUX
fsr-4083	4	5	taught	teach	VERB
fsr-4083	4	6	in	in	ADP
fsr-4083	4	7	real	real	ADJ
fsr-4083	4	8	-	-	PUNCT
fsr-4083	4	9	world	world	NOUN
fsr-4083	4	10	contexts	contexts	NOUN
fsr-4083	4	11	,	,	PUNCT
fsr-4083	4	12	learners	learner	NOUN
fsr-4083	4	13	are	be	AUX
fsr-4083	4	14	more	more	ADV
fsr-4083	4	15	likely	likely	ADJ
fsr-4083	4	16	to	to	PART
fsr-4083	4	17	recognize	recognize	VERB
fsr-4083	4	18	their	their	PRON
fsr-4083	4	19	relevance	relevance	NOUN
fsr-4083	4	20	and	and	CCONJ
fsr-4083	4	21	apply	apply	VERB
fsr-4083	4	22	them	they	PRON
fsr-4083	4	23	meaningfully	meaningfully	ADV
fsr-4083	4	24	.	.	PUNCT
fsr-4083	5	1	this	this	DET
fsr-4083	5	2	paper	paper	NOUN
fsr-4083	5	3	integrates	integrate	VERB
fsr-4083	5	4	five	five	NUM
fsr-4083	5	5	established	establish	VERB
fsr-4083	5	6	learning	learning	NOUN
fsr-4083	5	7	theories	theory	NOUN
fsr-4083	5	8	:	:	PUNCT
fsr-4083	5	9	bloom	bloom	NOUN
fsr-4083	5	10	’s	’s	PART
fsr-4083	5	11	taxonomy	taxonomy	NOUN
fsr-4083	5	12	,	,	PUNCT
fsr-4083	5	13	behaviorism	behaviorism	NOUN
fsr-4083	5	14	,	,	PUNCT
fsr-4083	5	15	constructivism	constructivism	NOUN
fsr-4083	5	16	,	,	PUNCT
fsr-4083	5	17	experiential	experiential	ADJ
fsr-4083	5	18	learning	learning	NOUN
fsr-4083	5	19	,	,	PUNCT
fsr-4083	5	20	and	and	CCONJ
fsr-4083	5	21	social	social	ADJ
fsr-4083	5	22	learning	learning	NOUN
fsr-4083	5	23	theory	theory	NOUN
fsr-4083	5	24	.	.	PUNCT
fsr-4083	6	1	these	these	DET
fsr-4083	6	2	frameworks	framework	NOUN
fsr-4083	6	3	support	support	VERB
fsr-4083	6	4	differentiated	differentiated	ADJ
fsr-4083	6	5	instruction	instruction	NOUN
fsr-4083	6	6	in	in	ADP
fsr-4083	6	7	financial	financial	ADJ
fsr-4083	6	8	education	education	NOUN
fsr-4083	6	9	and	and	CCONJ
fsr-4083	6	10	inform	inform	VERB
fsr-4083	6	11	the	the	DET
fsr-4083	6	12	design	design	NOUN
fsr-4083	6	13	of	of	ADP
fsr-4083	6	14	inclusive	inclusive	ADJ
fsr-4083	6	15	,	,	PUNCT
fsr-4083	6	16	learner	learner	NOUN
fsr-4083	6	17	-	-	PUNCT
fsr-4083	6	18	centered	center	VERB
fsr-4083	6	19	pedagogy	pedagogy	NOUN
fsr-4083	6	20	.	.	PUNCT
fsr-4083	7	1	the	the	DET
fsr-4083	7	2	study	study	NOUN
fsr-4083	7	3	’s	’s	PART
fsr-4083	7	4	primary	primary	ADJ
fsr-4083	7	5	contribution	contribution	NOUN
fsr-4083	7	6	is	be	AUX
fsr-4083	7	7	its	its	PRON
fsr-4083	7	8	application	application	NOUN
fsr-4083	7	9	of	of	ADP
fsr-4083	7	10	these	these	DET
fsr-4083	7	11	theories	theory	NOUN
fsr-4083	7	12	to	to	ADP
fsr-4083	7	13	specific	specific	ADJ
fsr-4083	7	14	financial	financial	ADJ
fsr-4083	7	15	topics	topic	NOUN
fsr-4083	7	16	,	,	PUNCT
fsr-4083	7	17	including	include	VERB
fsr-4083	7	18	investment	investment	NOUN
fsr-4083	7	19	planning	planning	NOUN
fsr-4083	7	20	,	,	PUNCT
fsr-4083	7	21	retirement	retirement	NOUN
fsr-4083	7	22	strategies	strategy	NOUN
fsr-4083	7	23	,	,	PUNCT
fsr-4083	7	24	financial	financial	ADJ
fsr-4083	7	25	counseling	counseling	NOUN
fsr-4083	7	26	,	,	PUNCT
fsr-4083	7	27	and	and	CCONJ
fsr-4083	7	28	estate	estate	NOUN
fsr-4083	7	29	planning	planning	NOUN
fsr-4083	7	30	.	.	PUNCT
fsr-4083	8	1	assignments	assignment	NOUN
fsr-4083	8	2	and	and	CCONJ
fsr-4083	8	3	instructional	instructional	ADJ
fsr-4083	8	4	tools	tool	NOUN
fsr-4083	8	5	provided	provide	VERB
fsr-4083	8	6	in	in	ADP
fsr-4083	8	7	the	the	DET
fsr-4083	8	8	appendix	appendix	NOUN
fsr-4083	8	9	illustrate	illustrate	VERB
fsr-4083	8	10	how	how	SCONJ
fsr-4083	8	11	theory	theory	NOUN
fsr-4083	8	12	-	-	PUNCT
fsr-4083	8	13	informed	inform	VERB
fsr-4083	8	14	strategies	strategy	NOUN
fsr-4083	8	15	can	can	AUX
fsr-4083	8	16	be	be	AUX
fsr-4083	8	17	implemented	implement	VERB
fsr-4083	8	18	in	in	ADP
fsr-4083	8	19	practice	practice	NOUN
fsr-4083	8	20	.	.	PUNCT
fsr-4083	9	1	these	these	DET
fsr-4083	9	2	classroom	classroom	NOUN
fsr-4083	9	3	-	-	PUNCT
fsr-4083	9	4	tested	test	VERB
fsr-4083	9	5	activities	activity	NOUN
fsr-4083	9	6	promote	promote	VERB
fsr-4083	9	7	financial	financial	ADJ
fsr-4083	9	8	literacy	literacy	NOUN
fsr-4083	9	9	,	,	PUNCT
fsr-4083	9	10	support	support	VERB
fsr-4083	9	11	behavioral	behavioral	ADJ
fsr-4083	9	12	change	change	NOUN
fsr-4083	9	13	,	,	PUNCT
fsr-4083	9	14	and	and	CCONJ
fsr-4083	9	15	enhance	enhance	VERB
fsr-4083	9	16	instructional	instructional	ADJ
fsr-4083	9	17	effectiveness	effectiveness	NOUN
fsr-4083	9	18	across	across	ADP
fsr-4083	9	19	diverse	diverse	ADJ
fsr-4083	9	20	learner	learner	NOUN
fsr-4083	9	21	populations	population	NOUN
fsr-4083	9	22	.	.	PUNCT
fsr-4083	10	1	by	by	ADP
fsr-4083	10	2	bridging	bridge	VERB
fsr-4083	10	3	theoretical	theoretical	ADJ
fsr-4083	10	4	models	model	NOUN
fsr-4083	10	5	with	with	ADP
fsr-4083	10	6	applied	apply	VERB
fsr-4083	10	7	learning	learning	NOUN
fsr-4083	10	8	experiences	experience	NOUN
fsr-4083	10	9	,	,	PUNCT
fsr-4083	10	10	the	the	DET
fsr-4083	10	11	paper	paper	NOUN
fsr-4083	10	12	offers	offer	VERB
fsr-4083	10	13	educators	educator	NOUN
fsr-4083	10	14	a	a	DET
fsr-4083	10	15	practical	practical	ADJ
fsr-4083	10	16	framework	framework	NOUN
fsr-4083	10	17	for	for	ADP
fsr-4083	10	18	improving	improve	VERB
fsr-4083	10	19	financial	financial	ADJ
fsr-4083	10	20	education	education	NOUN
fsr-4083	10	21	.	.	PUNCT
fsr-4083	11	1	creative	creative	ADJ
fsr-4083	11	2	commons	commons	PROPN
fsr-4083	11	3	license	license	NOUN
fsr-4083	11	4	this	this	DET
fsr-4083	11	5	work	work	NOUN
fsr-4083	11	6	is	be	AUX
fsr-4083	11	7	licensed	license	VERB
fsr-4083	11	8	under	under	ADP
fsr-4083	11	9	a	a	DET
fsr-4083	11	10	creative	creative	ADJ
fsr-4083	11	11	commons	common	NOUN
fsr-4083	11	12	attribution	attribution	NOUN
fsr-4083	11	13	-	-	PUNCT
fsr-4083	11	14	noncommercial	noncommercial	ADJ
fsr-4083	11	15	4.0	4.0	NUM
fsr-4083	11	16	license	license	NOUN
fsr-4083	11	17	recommended	recommend	VERB
fsr-4083	11	18	citation	citation	NOUN
fsr-4083	11	19	stebbins	stebbins	PROPN
fsr-4083	11	20	,	,	PUNCT
fsr-4083	11	21	r.	r.	PROPN
fsr-4083	11	22	&	&	CCONJ
fsr-4083	11	23	quito	quito	PROPN
fsr-4083	11	24	,	,	PUNCT
fsr-4083	11	25	d.	d.	PROPN
fsr-4083	11	26	(	(	PUNCT
fsr-4083	11	27	2025	2025	NUM
fsr-4083	11	28	)	)	PUNCT
fsr-4083	11	29	.	.	PUNCT
fsr-4083	12	1	effective	effective	ADJ
fsr-4083	12	2	financial	financial	ADJ
fsr-4083	12	3	education	education	NOUN
fsr-4083	12	4	strategies	strategy	NOUN
fsr-4083	12	5	:	:	PUNCT
fsr-4083	12	6	empowering	empower	VERB
fsr-4083	12	7	students	student	NOUN
fsr-4083	12	8	with	with	ADP
fsr-4083	12	9	personal	personal	ADJ
fsr-4083	12	10	application	application	NOUN
fsr-4083	12	11	.	.	PUNCT
fsr-4083	13	1	financial	financial	ADJ
fsr-4083	13	2	services	service	NOUN
fsr-4083	13	3	review	review	NOUN
fsr-4083	13	4	,	,	PUNCT
fsr-4083	13	5	33(4	33(4	NUM
fsr-4083	13	6	)	)	PUNCT
fsr-4083	13	7	,	,	PUNCT
fsr-4083	13	8	87	87	NUM
fsr-4083	13	9	-	-	SYM
fsr-4083	13	10	105	105	NUM
fsr-4083	13	11	.	.	PUNCT
fsr-4083	14	1	introduction	introduction	NOUN
fsr-4083	14	2	in	in	ADP
fsr-4083	14	3	contemporary	contemporary	ADJ
fsr-4083	14	4	educational	educational	ADJ
fsr-4083	14	5	environments	environment	NOUN
fsr-4083	14	6	,	,	PUNCT
fsr-4083	14	7	the	the	DET
fsr-4083	14	8	importance	importance	NOUN
fsr-4083	14	9	of	of	ADP
fsr-4083	14	10	differentiated	differentiated	ADJ
fsr-4083	14	11	instruction	instruction	NOUN
fsr-4083	14	12	has	have	AUX
fsr-4083	14	13	become	become	VERB
fsr-4083	14	14	increasingly	increasingly	ADV
fsr-4083	14	15	evident	evident	ADJ
fsr-4083	14	16	.	.	PUNCT
fsr-4083	15	1	learners	learner	NOUN
fsr-4083	15	2	enter	enter	VERB
fsr-4083	15	3	classrooms	classroom	NOUN
fsr-4083	15	4	with	with	ADP
fsr-4083	15	5	varied	varied	ADJ
fsr-4083	15	6	backgrounds	background	NOUN
fsr-4083	15	7	,	,	PUNCT
fsr-4083	15	8	learning	learn	VERB
fsr-4083	15	9	styles	style	NOUN
fsr-4083	15	10	,	,	PUNCT
fsr-4083	15	11	and	and	CCONJ
fsr-4083	15	12	cognitive	cognitive	ADJ
fsr-4083	15	13	profiles	profile	NOUN
fsr-4083	15	14	,	,	PUNCT
fsr-4083	15	15	requiring	require	VERB
fsr-4083	15	16	pedagogical	pedagogical	ADJ
fsr-4083	15	17	approaches	approach	NOUN
fsr-4083	15	18	that	that	PRON
fsr-4083	15	19	are	be	AUX
fsr-4083	15	20	responsive	responsive	ADJ
fsr-4083	15	21	to	to	ADP
fsr-4083	15	22	individual	individual	ADJ
fsr-4083	15	23	needs	need	NOUN
fsr-4083	15	24	(	(	PUNCT
fsr-4083	15	25	eikeland	eikeland	NOUN
fsr-4083	15	26	&	&	CCONJ
fsr-4083	15	27	ohna	ohna	NOUN
fsr-4083	15	28	,	,	PUNCT
fsr-4083	15	29	2022	2022	NUM
fsr-4083	15	30	;	;	PUNCT
fsr-4083	15	31	tomlinson	tomlinson	PROPN
fsr-4083	15	32	,	,	PUNCT
fsr-4083	15	33	2017	2017	NUM
fsr-4083	15	34	)	)	PUNCT
fsr-4083	15	35	.	.	PUNCT
fsr-4083	16	1	tomlinson	tomlinson	PROPN
fsr-4083	16	2	(	(	PUNCT
fsr-4083	16	3	2001	2001	NUM
fsr-4083	16	4	)	)	PUNCT
fsr-4083	16	5	emphasizes	emphasize	VERB
fsr-4083	16	6	the	the	DET
fsr-4083	16	7	value	value	NOUN
fsr-4083	16	8	of	of	ADP
fsr-4083	16	9	differentiated	differentiated	ADJ
fsr-4083	16	10	instruction	instruction	NOUN
fsr-4083	16	11	in	in	ADP
fsr-4083	16	12	mixedability	mixedability	NOUN
fsr-4083	16	13	classrooms	classroom	NOUN
fsr-4083	16	14	,	,	PUNCT
fsr-4083	16	15	advocating	advocate	VERB
fsr-4083	16	16	for	for	ADP
fsr-4083	16	17	teaching	teaching	NOUN
fsr-4083	16	18	strategies	strategy	NOUN
fsr-4083	16	19	that	that	PRON
fsr-4083	16	20	accommodate	accommodate	VERB
fsr-4083	16	21	differences	difference	NOUN
fsr-4083	16	22	in	in	ADP
fsr-4083	16	23	student	student	NOUN
fsr-4083	16	24	readiness	readiness	NOUN
fsr-4083	16	25	,	,	PUNCT
fsr-4083	16	26	interests	interest	NOUN
fsr-4083	16	27	,	,	PUNCT
fsr-4083	16	28	and	and	CCONJ
fsr-4083	16	29	learning	learn	VERB
fsr-4083	16	30	preferences	preference	NOUN
fsr-4083	16	31	.	.	PUNCT
fsr-4083	17	1	desimone	desimone	PROPN
fsr-4083	17	2	(	(	PUNCT
fsr-4083	17	3	2009	2009	NUM
fsr-4083	17	4	)	)	PUNCT
fsr-4083	17	5	further	far	ADV
fsr-4083	17	6	identifies	identify	VERB
fsr-4083	17	7	1	1	NUM
fsr-4083	17	8	corresponding	correspond	VERB
fsr-4083	17	9	author	author	NOUN
fsr-4083	17	10	(	(	PUNCT
fsr-4083	17	11	rstebbins@ches.ua.edu	rstebbins@ches.ua.edu	NOUN
fsr-4083	17	12	)	)	PUNCT
fsr-4083	17	13	.	.	PUNCT
fsr-4083	18	1	university	university	PROPN
fsr-4083	18	2	of	of	ADP
fsr-4083	18	3	alabama	alabama	PROPN
fsr-4083	18	4	,	,	PUNCT
fsr-4083	18	5	tuscaloosa	tuscaloosa	PROPN
fsr-4083	18	6	,	,	PUNCT
fsr-4083	18	7	alabama	alabama	PROPN
fsr-4083	18	8	,	,	PUNCT
fsr-4083	18	9	usa	usa	PROPN
fsr-4083	18	10	.	.	PROPN
fsr-4083	18	11	2	2	NUM
fsr-4083	18	12	rollins	rollins	PROPN
fsr-4083	18	13	college	college	PROPN
fsr-4083	18	14	,	,	PUNCT
fsr-4083	18	15	winter	winter	NOUN
fsr-4083	18	16	park	park	NOUN
fsr-4083	18	17	,	,	PUNCT
fsr-4083	18	18	florida	florida	PROPN
fsr-4083	18	19	,	,	PUNCT
fsr-4083	18	20	usa	usa	PROPN
fsr-4083	18	21	.	.	PROPN
fsr-4083	18	22	professional	professional	PROPN
fsr-4083	18	23	development	development	NOUN
fsr-4083	18	24	as	as	ADP
fsr-4083	18	25	a	a	DET
fsr-4083	18	26	key	key	ADJ
fsr-4083	18	27	mechanism	mechanism	NOUN
fsr-4083	18	28	through	through	ADP
fsr-4083	18	29	which	which	PRON
fsr-4083	18	30	educators	educator	NOUN
fsr-4083	18	31	acquire	acquire	VERB
fsr-4083	18	32	the	the	DET
fsr-4083	18	33	skills	skill	NOUN
fsr-4083	18	34	necessary	necessary	ADJ
fsr-4083	18	35	for	for	ADP
fsr-4083	18	36	effective	effective	ADJ
fsr-4083	18	37	instruction	instruction	NOUN
fsr-4083	18	38	.	.	PUNCT
fsr-4083	19	1	together	together	ADV
fsr-4083	19	2	,	,	PUNCT
fsr-4083	19	3	these	these	DET
fsr-4083	19	4	perspectives	perspective	NOUN
fsr-4083	19	5	underscore	underscore	VERB
fsr-4083	19	6	the	the	DET
fsr-4083	19	7	broader	broad	ADJ
fsr-4083	19	8	educational	educational	ADJ
fsr-4083	19	9	shift	shift	NOUN
fsr-4083	19	10	toward	toward	ADP
fsr-4083	19	11	learner	learner	NOUN
fsr-4083	19	12	-	-	PUNCT
fsr-4083	19	13	centered	center	VERB
fsr-4083	19	14	models	model	NOUN
fsr-4083	19	15	that	that	PRON
fsr-4083	19	16	prioritize	prioritize	AUX
fsr-4083	19	17	adapting	adapt	VERB
fsr-4083	19	18	to	to	ADP
fsr-4083	19	19	the	the	DET
fsr-4083	19	20	needs	need	NOUN
fsr-4083	19	21	of	of	ADP
fsr-4083	19	22	the	the	DET
fsr-4083	19	23	learner	learner	NOUN
fsr-4083	19	24	(	(	PUNCT
fsr-4083	19	25	dole	dole	NOUN
fsr-4083	19	26	,	,	PUNCT
fsr-4083	19	27	2016	2016	NUM
fsr-4083	19	28	;	;	PUNCT
fsr-4083	19	29	mccombs	mccombs	PROPN
fsr-4083	19	30	,	,	PUNCT
fsr-4083	19	31	2001	2001	NUM
fsr-4083	19	32	)	)	PUNCT
fsr-4083	19	33	this	this	DET
fsr-4083	19	34	shift	shift	NOUN
fsr-4083	19	35	is	be	AUX
fsr-4083	19	36	particularly	particularly	ADV
fsr-4083	19	37	relevant	relevant	ADJ
fsr-4083	19	38	in	in	ADP
fsr-4083	19	39	the	the	DET
fsr-4083	19	40	context	context	NOUN
fsr-4083	19	41	of	of	ADP
fsr-4083	19	42	financial	financial	ADJ
fsr-4083	19	43	education	education	NOUN
fsr-4083	19	44	.	.	PUNCT
fsr-4083	20	1	the	the	DET
fsr-4083	20	2	ultimate	ultimate	ADJ
fsr-4083	20	3	goal	goal	NOUN
fsr-4083	20	4	of	of	ADP
fsr-4083	20	5	financial	financial	ADJ
fsr-4083	20	6	education	education	NOUN
fsr-4083	20	7	,	,	PUNCT
fsr-4083	20	8	according	accord	VERB
fsr-4083	20	9	to	to	ADP
fsr-4083	20	10	the	the	DET
fsr-4083	20	11	consumer	consumer	NOUN
fsr-4083	20	12	financial	financial	PROPN
fsr-4083	20	13	protection	protection	PROPN
fsr-4083	20	14	bureau	bureau	PROPN
fsr-4083	20	15	,	,	PUNCT
fsr-4083	20	16	is	be	AUX
fsr-4083	20	17	financial	financial	ADJ
fsr-4083	20	18	well	well	ADV
fsr-4083	20	19	-	-	PUNCT
fsr-4083	20	20	being	being	NOUN
fsr-4083	20	21	(	(	PUNCT
fsr-4083	20	22	cfpb	cfpb	NOUN
fsr-4083	20	23	,	,	PUNCT
fsr-4083	20	24	2023	2023	NUM
fsr-4083	20	25	)	)	PUNCT
fsr-4083	20	26	.	.	PUNCT
fsr-4083	21	1	however	however	ADV
fsr-4083	21	2	,	,	PUNCT
fsr-4083	21	3	financial	financial	ADJ
fsr-4083	21	4	education	education	NOUN
fsr-4083	21	5	has	have	AUX
fsr-4083	21	6	been	be	AUX
fsr-4083	21	7	associated	associate	VERB
fsr-4083	21	8	with	with	ADP
fsr-4083	21	9	a	a	DET
fsr-4083	21	10	range	range	NOUN
fsr-4083	21	11	of	of	ADP
fsr-4083	21	12	financial	financial	ADJ
fsr-4083	21	13	behaviors	behavior	NOUN
fsr-4083	21	14	and	and	CCONJ
fsr-4083	21	15	outcomes	outcome	NOUN
fsr-4083	21	16	https://creativecommons.org/licenses/by-nc/4.0/	https://creativecommons.org/licenses/by-nc/4.0/	DET
fsr-4083	21	17	mailto:rstebbins@ches.ua.edu	mailto:rstebbins@ches.ua.edu	ADJ
fsr-4083	21	18	financial	financial	ADJ
fsr-4083	21	19	services	service	NOUN
fsr-4083	21	20	review	review	NOUN
fsr-4083	21	21	,	,	PUNCT
fsr-4083	21	22	33(4	33(4	NUM
fsr-4083	21	23	)	)	PUNCT
fsr-4083	21	24	88	88	NUM
fsr-4083	21	25	(	(	PUNCT
fsr-4083	21	26	alexander	alexander	PROPN
fsr-4083	21	27	&	&	CCONJ
fsr-4083	21	28	mcelreath	mcelreath	PROPN
fsr-4083	21	29	,	,	PUNCT
fsr-4083	21	30	1999	1999	NUM
fsr-4083	21	31	;	;	PUNCT
fsr-4083	21	32	fernandes	fernandes	PROPN
fsr-4083	21	33	et	et	PROPN
fsr-4083	21	34	al	al	PROPN
fsr-4083	21	35	.	.	PROPN
fsr-4083	21	36	,	,	PUNCT
fsr-4083	21	37	2014	2014	NUM
fsr-4083	21	38	;	;	PUNCT
fsr-4083	21	39	urban	urban	PROPN
fsr-4083	21	40	et	et	PROPN
fsr-4083	21	41	al	al	PROPN
fsr-4083	21	42	.	.	PROPN
fsr-4083	21	43	,	,	PUNCT
fsr-4083	21	44	2020	2020	NUM
fsr-4083	21	45	)	)	PUNCT
fsr-4083	21	46	.	.	PUNCT
fsr-4083	22	1	numerous	numerous	ADJ
fsr-4083	22	2	studies	study	NOUN
fsr-4083	22	3	have	have	AUX
fsr-4083	22	4	linked	link	VERB
fsr-4083	22	5	it	it	PRON
fsr-4083	22	6	to	to	ADP
fsr-4083	22	7	improvements	improvement	NOUN
fsr-4083	22	8	in	in	ADP
fsr-4083	22	9	financial	financial	ADJ
fsr-4083	22	10	literacy	literacy	NOUN
fsr-4083	22	11	,	,	PUNCT
fsr-4083	22	12	decision	decision	NOUN
fsr-4083	22	13	-	-	PUNCT
fsr-4083	22	14	making	making	NOUN
fsr-4083	22	15	,	,	PUNCT
fsr-4083	22	16	and	and	CCONJ
fsr-4083	22	17	overall	overall	ADJ
fsr-4083	22	18	financial	financial	ADJ
fsr-4083	22	19	wellbeing	wellbee	VERB
fsr-4083	22	20	(	(	PUNCT
fsr-4083	22	21	hilgert	hilgert	PROPN
fsr-4083	22	22	et	et	PROPN
fsr-4083	22	23	al	al	PROPN
fsr-4083	22	24	.	.	PROPN
fsr-4083	22	25	,	,	PUNCT
fsr-4083	22	26	2003	2003	NUM
fsr-4083	22	27	;	;	PUNCT
fsr-4083	22	28	lusardi	lusardi	PROPN
fsr-4083	22	29	&	&	CCONJ
fsr-4083	22	30	mitchell	mitchell	PROPN
fsr-4083	22	31	,	,	PUNCT
fsr-4083	22	32	2014	2014	NUM
fsr-4083	22	33	;	;	PUNCT
fsr-4083	22	34	mandell	mandell	PROPN
fsr-4083	22	35	&	&	CCONJ
fsr-4083	22	36	klein	klein	PROPN
fsr-4083	22	37	,	,	PUNCT
fsr-4083	22	38	2009	2009	NUM
fsr-4083	22	39	)	)	PUNCT
fsr-4083	22	40	.	.	PUNCT
fsr-4083	23	1	at	at	ADP
fsr-4083	23	2	the	the	DET
fsr-4083	23	3	same	same	ADJ
fsr-4083	23	4	time	time	NOUN
fsr-4083	23	5	,	,	PUNCT
fsr-4083	23	6	conflicting	conflicting	ADJ
fsr-4083	23	7	findings	finding	NOUN
fsr-4083	23	8	suggest	suggest	VERB
fsr-4083	23	9	that	that	SCONJ
fsr-4083	23	10	its	its	PRON
fsr-4083	23	11	impact	impact	NOUN
fsr-4083	23	12	on	on	ADP
fsr-4083	23	13	financial	financial	ADJ
fsr-4083	23	14	literacy	literacy	NOUN
fsr-4083	23	15	varies	vary	VERB
fsr-4083	23	16	considerably	considerably	ADV
fsr-4083	23	17	across	across	ADP
fsr-4083	23	18	different	different	ADJ
fsr-4083	23	19	contexts	context	NOUN
fsr-4083	23	20	and	and	CCONJ
fsr-4083	23	21	populations	population	NOUN
fsr-4083	23	22	(	(	PUNCT
fsr-4083	23	23	hensley	hensley	NOUN
fsr-4083	23	24	,	,	PUNCT
fsr-4083	23	25	2015	2015	NUM
fsr-4083	23	26	;	;	PUNCT
fsr-4083	23	27	jump$tart	jump$tart	NOUN
fsr-4083	23	28	coalition	coalition	NOUN
fsr-4083	23	29	for	for	ADP
fsr-4083	23	30	personal	personal	ADJ
fsr-4083	23	31	financial	financial	ADJ
fsr-4083	23	32	literacy	literacy	NOUN
fsr-4083	23	33	,	,	PUNCT
fsr-4083	23	34	2006	2006	NUM
fsr-4083	23	35	)	)	PUNCT
fsr-4083	23	36	.	.	PUNCT
fsr-4083	24	1	the	the	DET
fsr-4083	24	2	need	need	NOUN
fsr-4083	24	3	for	for	ADP
fsr-4083	24	4	effective	effective	ADJ
fsr-4083	24	5	financial	financial	ADJ
fsr-4083	24	6	education	education	NOUN
fsr-4083	24	7	has	have	AUX
fsr-4083	24	8	become	become	VERB
fsr-4083	24	9	increasingly	increasingly	ADV
fsr-4083	24	10	salient	salient	ADJ
fsr-4083	24	11	in	in	ADP
fsr-4083	24	12	light	light	NOUN
fsr-4083	24	13	of	of	ADP
fsr-4083	24	14	evolving	evolve	VERB
fsr-4083	24	15	economic	economic	ADJ
fsr-4083	24	16	conditions	condition	NOUN
fsr-4083	24	17	and	and	CCONJ
fsr-4083	24	18	the	the	DET
fsr-4083	24	19	growing	grow	VERB
fsr-4083	24	20	complexity	complexity	NOUN
fsr-4083	24	21	of	of	ADP
fsr-4083	24	22	personal	personal	ADJ
fsr-4083	24	23	financial	financial	ADJ
fsr-4083	24	24	decision	decision	NOUN
fsr-4083	24	25	-	-	PUNCT
fsr-4083	24	26	making	making	NOUN
fsr-4083	24	27	(	(	PUNCT
fsr-4083	24	28	choung	choung	NOUN
fsr-4083	24	29	et	et	PROPN
fsr-4083	24	30	al	al	PROPN
fsr-4083	24	31	.	.	PROPN
fsr-4083	24	32	,	,	PUNCT
fsr-4083	24	33	2023	2023	NUM
fsr-4083	24	34	;	;	PUNCT
fsr-4083	24	35	giesecke	giesecke	PROPN
fsr-4083	24	36	&	&	CCONJ
fsr-4083	24	37	waschik	waschik	PROPN
fsr-4083	24	38	,	,	PUNCT
fsr-4083	24	39	2025	2025	NUM
fsr-4083	24	40	;	;	PUNCT
fsr-4083	24	41	kalaycı	kalaycı	PROPN
fsr-4083	24	42	&	&	CCONJ
fsr-4083	24	43	serra	serra	PROPN
fsr-4083	24	44	-	-	PUNCT
fsr-4083	24	45	garcia	garcia	PROPN
fsr-4083	24	46	,	,	PUNCT
fsr-4083	24	47	2016	2016	NUM
fsr-4083	24	48	;	;	PUNCT
fsr-4083	24	49	ullah	ullah	PROPN
fsr-4083	24	50	et	et	PROPN
fsr-4083	24	51	al	al	PROPN
fsr-4083	24	52	.	.	PROPN
fsr-4083	24	53	,	,	PUNCT
fsr-4083	24	54	2024	2024	NUM
fsr-4083	24	55	)	)	PUNCT
fsr-4083	24	56	.	.	PUNCT
fsr-4083	25	1	scholars	scholar	NOUN
fsr-4083	25	2	have	have	AUX
fsr-4083	25	3	called	call	VERB
fsr-4083	25	4	for	for	ADP
fsr-4083	25	5	a	a	DET
fsr-4083	25	6	comprehensive	comprehensive	ADJ
fsr-4083	25	7	framework	framework	NOUN
fsr-4083	25	8	and	and	CCONJ
fsr-4083	25	9	attempted	attempt	VERB
fsr-4083	25	10	to	to	PART
fsr-4083	25	11	assess	assess	VERB
fsr-4083	25	12	financial	financial	ADJ
fsr-4083	25	13	education	education	NOUN
fsr-4083	25	14	programs	program	NOUN
fsr-4083	25	15	(	(	PUNCT
fsr-4083	25	16	fox	fox	PROPN
fsr-4083	25	17	et	et	PROPN
fsr-4083	25	18	al	al	PROPN
fsr-4083	25	19	.	.	PROPN
fsr-4083	25	20	,	,	PUNCT
fsr-4083	25	21	2005	2005	NUM
fsr-4083	25	22	;	;	PUNCT
fsr-4083	25	23	hathaway	hathaway	PROPN
fsr-4083	25	24	&	&	CCONJ
fsr-4083	25	25	khatiwada	khatiwada	PROPN
fsr-4083	25	26	,	,	PUNCT
fsr-4083	25	27	2008	2008	NUM
fsr-4083	25	28	;	;	PUNCT
fsr-4083	25	29	lyons	lyon	NOUN
fsr-4083	25	30	,	,	PUNCT
fsr-4083	25	31	2005	2005	NUM
fsr-4083	25	32	,	,	PUNCT
fsr-4083	25	33	lyons	lyons	PROPN
fsr-4083	25	34	et	et	PROPN
fsr-4083	25	35	al	al	PROPN
fsr-4083	25	36	.	.	PROPN
fsr-4083	25	37	,	,	PUNCT
fsr-4083	25	38	2006	2006	NUM
fsr-4083	25	39	)	)	PUNCT
fsr-4083	25	40	,	,	PUNCT
fsr-4083	25	41	yet	yet	CCONJ
fsr-4083	25	42	such	such	ADJ
fsr-4083	25	43	efforts	effort	NOUN
fsr-4083	25	44	must	must	AUX
fsr-4083	25	45	also	also	ADV
fsr-4083	25	46	account	account	VERB
fsr-4083	25	47	for	for	ADP
fsr-4083	25	48	learner	learner	NOUN
fsr-4083	25	49	diversity	diversity	NOUN
fsr-4083	25	50	and	and	CCONJ
fsr-4083	25	51	instructional	instructional	ADJ
fsr-4083	25	52	design	design	NOUN
fsr-4083	25	53	.	.	PUNCT
fsr-4083	26	1	however	however	ADV
fsr-4083	26	2	,	,	PUNCT
fsr-4083	26	3	there	there	PRON
fsr-4083	26	4	are	be	VERB
fsr-4083	26	5	no	no	DET
fsr-4083	26	6	accepted	accepted	ADJ
fsr-4083	26	7	standards	standard	NOUN
fsr-4083	26	8	of	of	ADP
fsr-4083	26	9	excellence	excellence	NOUN
fsr-4083	26	10	for	for	ADP
fsr-4083	26	11	evaluating	evaluate	VERB
fsr-4083	26	12	program	program	NOUN
fsr-4083	26	13	effectiveness	effectiveness	NOUN
fsr-4083	26	14	,	,	PUNCT
fsr-4083	26	15	and	and	CCONJ
fsr-4083	26	16	no	no	DET
fsr-4083	26	17	single	single	ADJ
fsr-4083	26	18	curriculum	curriculum	NOUN
fsr-4083	26	19	adequately	adequately	ADV
fsr-4083	26	20	meets	meet	VERB
fsr-4083	26	21	the	the	DET
fsr-4083	26	22	needs	need	NOUN
fsr-4083	26	23	of	of	ADP
fsr-4083	26	24	all	all	DET
fsr-4083	26	25	learners	learner	NOUN
fsr-4083	26	26	(	(	PUNCT
fsr-4083	26	27	hensley	hensley	NOUN
fsr-4083	26	28	,	,	PUNCT
fsr-4083	26	29	2015	2015	NUM
fsr-4083	26	30	;	;	PUNCT
fsr-4083	26	31	mccormick	mccormick	PROPN
fsr-4083	26	32	,	,	PUNCT
fsr-4083	26	33	2009	2009	NUM
fsr-4083	26	34	)	)	PUNCT
fsr-4083	26	35	.	.	PUNCT
fsr-4083	27	1	the	the	DET
fsr-4083	27	2	effectiveness	effectiveness	NOUN
fsr-4083	27	3	of	of	ADP
fsr-4083	27	4	financial	financial	ADJ
fsr-4083	27	5	education	education	NOUN
fsr-4083	27	6	is	be	AUX
fsr-4083	27	7	influenced	influence	VERB
fsr-4083	27	8	by	by	ADP
fsr-4083	27	9	individual	individual	ADJ
fsr-4083	27	10	differences	difference	NOUN
fsr-4083	27	11	in	in	ADP
fsr-4083	27	12	learning	learn	VERB
fsr-4083	27	13	styles	style	NOUN
fsr-4083	27	14	and	and	CCONJ
fsr-4083	27	15	preferences	preference	NOUN
fsr-4083	27	16	(	(	PUNCT
fsr-4083	27	17	cassidy	cassidy	PROPN
fsr-4083	27	18	,	,	PUNCT
fsr-4083	27	19	2004	2004	NUM
fsr-4083	27	20	;	;	PUNCT
fsr-4083	27	21	ziernwald	ziernwald	NOUN
fsr-4083	27	22	et	et	PROPN
fsr-4083	27	23	al	al	PROPN
fsr-4083	27	24	.	.	PROPN
fsr-4083	27	25	,	,	PUNCT
fsr-4083	27	26	2022	2022	NUM
fsr-4083	27	27	)	)	PUNCT
fsr-4083	27	28	along	along	ADP
fsr-4083	27	29	with	with	ADP
fsr-4083	27	30	instructional	instructional	ADJ
fsr-4083	27	31	design	design	NOUN
fsr-4083	27	32	(	(	PUNCT
fsr-4083	27	33	salas	salas	PROPN
fsr-4083	27	34	-	-	PUNCT
fsr-4083	27	35	velasco	velasco	PROPN
fsr-4083	27	36	et	et	PROPN
fsr-4083	27	37	al	al	PROPN
fsr-4083	27	38	.	.	PROPN
fsr-4083	27	39	,	,	PUNCT
fsr-4083	27	40	2021	2021	NUM
fsr-4083	27	41	)	)	PUNCT
fsr-4083	27	42	.	.	PUNCT
fsr-4083	28	1	this	this	DET
fsr-4083	28	2	paper	paper	NOUN
fsr-4083	28	3	responds	respond	VERB
fsr-4083	28	4	to	to	ADP
fsr-4083	28	5	these	these	DET
fsr-4083	28	6	challenges	challenge	NOUN
fsr-4083	28	7	by	by	ADP
fsr-4083	28	8	examining	examine	VERB
fsr-4083	28	9	how	how	SCONJ
fsr-4083	28	10	established	establish	VERB
fsr-4083	28	11	learning	learning	NOUN
fsr-4083	28	12	theories	theory	NOUN
fsr-4083	28	13	can	can	AUX
fsr-4083	28	14	inform	inform	VERB
fsr-4083	28	15	the	the	DET
fsr-4083	28	16	instructional	instructional	ADJ
fsr-4083	28	17	design	design	NOUN
fsr-4083	28	18	of	of	ADP
fsr-4083	28	19	differentiated	differentiated	ADJ
fsr-4083	28	20	financial	financial	ADJ
fsr-4083	28	21	education	education	NOUN
fsr-4083	28	22	.	.	PUNCT
fsr-4083	29	1	the	the	DET
fsr-4083	29	2	integration	integration	NOUN
fsr-4083	29	3	of	of	ADP
fsr-4083	29	4	behaviorism	behaviorism	NOUN
fsr-4083	29	5	,	,	PUNCT
fsr-4083	29	6	constructivism	constructivism	NOUN
fsr-4083	29	7	,	,	PUNCT
fsr-4083	29	8	social	social	ADJ
fsr-4083	29	9	learning	learning	NOUN
fsr-4083	29	10	theory	theory	NOUN
fsr-4083	29	11	,	,	PUNCT
fsr-4083	29	12	experiential	experiential	ADJ
fsr-4083	29	13	learning	learning	NOUN
fsr-4083	29	14	,	,	PUNCT
fsr-4083	29	15	and	and	CCONJ
fsr-4083	29	16	bloom	bloom	NOUN
fsr-4083	29	17	’s	’s	PART
fsr-4083	29	18	taxonomy	taxonomy	NOUN
fsr-4083	29	19	provides	provide	VERB
fsr-4083	29	20	a	a	DET
fsr-4083	29	21	framework	framework	NOUN
fsr-4083	29	22	for	for	ADP
fsr-4083	29	23	understanding	understand	VERB
fsr-4083	29	24	how	how	SCONJ
fsr-4083	29	25	individuals	individual	NOUN
fsr-4083	29	26	learn	learn	VERB
fsr-4083	29	27	and	and	CCONJ
fsr-4083	29	28	apply	apply	VERB
fsr-4083	29	29	financial	financial	ADJ
fsr-4083	29	30	concepts	concept	NOUN
fsr-4083	29	31	.	.	PUNCT
fsr-4083	30	1	application	application	NOUN
fsr-4083	30	2	of	of	ADP
fsr-4083	30	3	these	these	DET
fsr-4083	30	4	theories	theory	NOUN
fsr-4083	30	5	can	can	AUX
fsr-4083	30	6	improve	improve	VERB
fsr-4083	30	7	how	how	SCONJ
fsr-4083	30	8	financial	financial	ADJ
fsr-4083	30	9	education	education	NOUN
fsr-4083	30	10	is	be	AUX
fsr-4083	30	11	taught	teach	VERB
fsr-4083	30	12	and	and	CCONJ
fsr-4083	30	13	how	how	SCONJ
fsr-4083	30	14	learners	learner	NOUN
fsr-4083	30	15	can	can	AUX
fsr-4083	30	16	engage	engage	VERB
fsr-4083	30	17	with	with	ADP
fsr-4083	30	18	financial	financial	ADJ
fsr-4083	30	19	content	content	NOUN
fsr-4083	30	20	,	,	PUNCT
fsr-4083	30	21	develop	develop	VERB
fsr-4083	30	22	skills	skill	NOUN
fsr-4083	30	23	,	,	PUNCT
fsr-4083	30	24	and	and	CCONJ
fsr-4083	30	25	apply	apply	VERB
fsr-4083	30	26	knowledge	knowledge	NOUN
fsr-4083	30	27	in	in	ADP
fsr-4083	30	28	real	real	ADJ
fsr-4083	30	29	-	-	PUNCT
fsr-4083	30	30	world	world	NOUN
fsr-4083	30	31	contexts	contexts	NOUN
fsr-4083	30	32	.	.	PUNCT
fsr-4083	31	1	the	the	DET
fsr-4083	31	2	motivation	motivation	NOUN
fsr-4083	31	3	for	for	ADP
fsr-4083	31	4	this	this	DET
fsr-4083	31	5	study	study	NOUN
fsr-4083	31	6	is	be	AUX
fsr-4083	31	7	both	both	CCONJ
fsr-4083	31	8	practical	practical	ADJ
fsr-4083	31	9	and	and	CCONJ
fsr-4083	31	10	pedagogical	pedagogical	ADJ
fsr-4083	31	11	.	.	PUNCT
fsr-4083	32	1	it	it	PRON
fsr-4083	32	2	seeks	seek	VERB
fsr-4083	32	3	to	to	PART
fsr-4083	32	4	bridge	bridge	VERB
fsr-4083	32	5	the	the	DET
fsr-4083	32	6	gap	gap	NOUN
fsr-4083	32	7	between	between	ADP
fsr-4083	32	8	theory	theory	NOUN
fsr-4083	32	9	and	and	CCONJ
fsr-4083	32	10	practice	practice	NOUN
fsr-4083	32	11	by	by	ADP
fsr-4083	32	12	demonstrating	demonstrate	VERB
fsr-4083	32	13	how	how	SCONJ
fsr-4083	32	14	learning	learning	NOUN
fsr-4083	32	15	theories	theory	NOUN
fsr-4083	32	16	can	can	AUX
fsr-4083	32	17	be	be	AUX
fsr-4083	32	18	operationalized	operationalize	VERB
fsr-4083	32	19	in	in	ADP
fsr-4083	32	20	the	the	DET
fsr-4083	32	21	context	context	NOUN
fsr-4083	32	22	of	of	ADP
fsr-4083	32	23	financial	financial	ADJ
fsr-4083	32	24	education	education	NOUN
fsr-4083	32	25	.	.	PUNCT
fsr-4083	33	1	through	through	ADP
fsr-4083	33	2	detailed	detailed	ADJ
fsr-4083	33	3	examples	example	NOUN
fsr-4083	33	4	and	and	CCONJ
fsr-4083	33	5	instructional	instructional	ADJ
fsr-4083	33	6	tools	tool	NOUN
fsr-4083	33	7	,	,	PUNCT
fsr-4083	33	8	the	the	DET
fsr-4083	33	9	paper	paper	NOUN
fsr-4083	33	10	aims	aim	VERB
fsr-4083	33	11	to	to	PART
fsr-4083	33	12	empower	empower	VERB
fsr-4083	33	13	educators	educator	NOUN
fsr-4083	33	14	with	with	ADP
fsr-4083	33	15	strategies	strategy	NOUN
fsr-4083	33	16	that	that	PRON
fsr-4083	33	17	enhance	enhance	VERB
fsr-4083	33	18	the	the	DET
fsr-4083	33	19	relevance	relevance	NOUN
fsr-4083	33	20	,	,	PUNCT
fsr-4083	33	21	accessibility	accessibility	NOUN
fsr-4083	33	22	,	,	PUNCT
fsr-4083	33	23	and	and	CCONJ
fsr-4083	33	24	effectiveness	effectiveness	NOUN
fsr-4083	33	25	of	of	ADP
fsr-4083	33	26	financial	financial	ADJ
fsr-4083	33	27	education	education	NOUN
fsr-4083	33	28	across	across	ADP
fsr-4083	33	29	a	a	DET
fsr-4083	33	30	range	range	NOUN
fsr-4083	33	31	of	of	ADP
fsr-4083	33	32	topics	topic	NOUN
fsr-4083	33	33	,	,	PUNCT
fsr-4083	33	34	including	include	VERB
fsr-4083	33	35	investment	investment	NOUN
fsr-4083	33	36	planning	planning	NOUN
fsr-4083	33	37	,	,	PUNCT
fsr-4083	33	38	retirement	retirement	NOUN
fsr-4083	33	39	strategies	strategy	NOUN
fsr-4083	33	40	,	,	PUNCT
fsr-4083	33	41	financial	financial	ADJ
fsr-4083	33	42	counseling	counseling	NOUN
fsr-4083	33	43	,	,	PUNCT
fsr-4083	33	44	and	and	CCONJ
fsr-4083	33	45	estate	estate	NOUN
fsr-4083	33	46	planning	planning	NOUN
fsr-4083	33	47	.	.	PUNCT
fsr-4083	34	1	theories	theory	NOUN
fsr-4083	34	2	of	of	ADP
fsr-4083	34	3	learning	learn	VERB
fsr-4083	34	4	several	several	ADJ
fsr-4083	34	5	theories	theory	NOUN
fsr-4083	34	6	of	of	ADP
fsr-4083	34	7	learning	learn	VERB
fsr-4083	34	8	offer	offer	VERB
fsr-4083	34	9	insights	insight	NOUN
fsr-4083	34	10	into	into	ADP
fsr-4083	34	11	how	how	SCONJ
fsr-4083	34	12	individuals	individual	NOUN
fsr-4083	34	13	acquire	acquire	VERB
fsr-4083	34	14	knowledge	knowledge	NOUN
fsr-4083	34	15	,	,	PUNCT
fsr-4083	34	16	skills	skill	NOUN
fsr-4083	34	17	,	,	PUNCT
fsr-4083	34	18	and	and	CCONJ
fsr-4083	34	19	behaviors	behavior	NOUN
fsr-4083	34	20	.	.	PUNCT
fsr-4083	35	1	some	some	DET
fsr-4083	35	2	prominent	prominent	ADJ
fsr-4083	35	3	theories	theory	NOUN
fsr-4083	35	4	include	include	VERB
fsr-4083	35	5	:	:	PUNCT
fsr-4083	35	6	bloom	bloom	NOUN
fsr-4083	35	7	’s	’s	PART
fsr-4083	35	8	taxonomy	taxonomy	NOUN
fsr-4083	35	9	bloom	bloom	NOUN
fsr-4083	35	10	's	's	PART
fsr-4083	35	11	taxonomy	taxonomy	NOUN
fsr-4083	35	12	,	,	PUNCT
fsr-4083	35	13	a	a	DET
fsr-4083	35	14	well	well	ADV
fsr-4083	35	15	-	-	PUNCT
fsr-4083	35	16	established	establish	VERB
fsr-4083	35	17	framework	framework	NOUN
fsr-4083	35	18	in	in	ADP
fsr-4083	35	19	educational	educational	ADJ
fsr-4083	35	20	psychology	psychology	NOUN
fsr-4083	35	21	,	,	PUNCT
fsr-4083	35	22	offers	offer	VERB
fsr-4083	35	23	a	a	DET
fsr-4083	35	24	structured	structured	ADJ
fsr-4083	35	25	approach	approach	NOUN
fsr-4083	35	26	to	to	ADP
fsr-4083	35	27	cognitive	cognitive	ADJ
fsr-4083	35	28	learning	learning	NOUN
fsr-4083	35	29	(	(	PUNCT
fsr-4083	35	30	bloom	bloom	NOUN
fsr-4083	35	31	et	et	PROPN
fsr-4083	35	32	al	al	PROPN
fsr-4083	35	33	.	.	PROPN
fsr-4083	35	34	,	,	PUNCT
fsr-4083	35	35	1956	1956	NUM
fsr-4083	35	36	)	)	PUNCT
fsr-4083	35	37	.	.	PUNCT
fsr-4083	36	1	it	it	PRON
fsr-4083	36	2	encompasses	encompass	VERB
fsr-4083	36	3	various	various	ADJ
fsr-4083	36	4	levels	level	NOUN
fsr-4083	36	5	of	of	ADP
fsr-4083	36	6	thinking	thinking	NOUN
fsr-4083	36	7	skills	skill	NOUN
fsr-4083	36	8	,	,	PUNCT
fsr-4083	36	9	from	from	ADP
fsr-4083	36	10	basic	basic	ADJ
fsr-4083	36	11	to	to	ADP
fsr-4083	36	12	advanced	advanced	ADJ
fsr-4083	36	13	,	,	PUNCT
fsr-4083	36	14	facilitating	facilitate	VERB
fsr-4083	36	15	a	a	DET
fsr-4083	36	16	comprehensive	comprehensive	ADJ
fsr-4083	36	17	understanding	understanding	NOUN
fsr-4083	36	18	of	of	ADP
fsr-4083	36	19	educational	educational	ADJ
fsr-4083	36	20	objectives	objective	NOUN
fsr-4083	36	21	and	and	CCONJ
fsr-4083	36	22	teaching	teaching	NOUN
fsr-4083	36	23	methodologies	methodology	NOUN
fsr-4083	36	24	.	.	PUNCT
fsr-4083	37	1	a	a	DET
fsr-4083	37	2	)	)	PUNCT
fsr-4083	37	3	knowledge	knowledge	NOUN
fsr-4083	37	4	:	:	PUNCT
fsr-4083	37	5	this	this	DET
fsr-4083	37	6	level	level	NOUN
fsr-4083	37	7	involves	involve	VERB
fsr-4083	37	8	recalling	recall	VERB
fsr-4083	37	9	previously	previously	ADV
fsr-4083	37	10	learned	learn	VERB
fsr-4083	37	11	material	material	NOUN
fsr-4083	37	12	,	,	PUNCT
fsr-4083	37	13	including	include	VERB
fsr-4083	37	14	facts	fact	NOUN
fsr-4083	37	15	,	,	PUNCT
fsr-4083	37	16	terms	term	NOUN
fsr-4083	37	17	,	,	PUNCT
fsr-4083	37	18	basic	basic	ADJ
fsr-4083	37	19	concepts	concept	NOUN
fsr-4083	37	20	,	,	PUNCT
fsr-4083	37	21	and	and	CCONJ
fsr-4083	37	22	generalities	generality	NOUN
fsr-4083	37	23	.	.	PUNCT
fsr-4083	38	1	for	for	ADP
fsr-4083	38	2	instance	instance	NOUN
fsr-4083	38	3	,	,	PUNCT
fsr-4083	38	4	in	in	ADP
fsr-4083	38	5	financial	financial	ADJ
fsr-4083	38	6	planning	planning	NOUN
fsr-4083	38	7	,	,	PUNCT
fsr-4083	38	8	knowledge	knowledge	NOUN
fsr-4083	38	9	might	might	AUX
fsr-4083	38	10	entail	entail	VERB
fsr-4083	38	11	remembering	remember	VERB
fsr-4083	38	12	key	key	ADJ
fsr-4083	38	13	investment	investment	NOUN
fsr-4083	38	14	terms	term	NOUN
fsr-4083	38	15	such	such	ADJ
fsr-4083	38	16	as	as	ADP
fsr-4083	38	17	"	"	PUNCT
fsr-4083	38	18	dividend	dividend	NOUN
fsr-4083	38	19	yield	yield	NOUN
fsr-4083	38	20	"	"	PUNCT
fsr-4083	38	21	or	or	CCONJ
fsr-4083	38	22	"	"	PUNCT
fsr-4083	38	23	asset	asset	NOUN
fsr-4083	38	24	allocation	allocation	NOUN
fsr-4083	38	25	.	.	PUNCT
fsr-4083	38	26	"	"	PUNCT
fsr-4083	39	1	b	b	X
fsr-4083	39	2	)	)	PUNCT
fsr-4083	39	3	comprehension	comprehension	NOUN
fsr-4083	39	4	:	:	PUNCT
fsr-4083	39	5	at	at	ADP
fsr-4083	39	6	this	this	DET
fsr-4083	39	7	level	level	NOUN
fsr-4083	39	8	,	,	PUNCT
fsr-4083	39	9	understanding	understanding	NOUN
fsr-4083	39	10	of	of	ADP
fsr-4083	39	11	facts	fact	NOUN
fsr-4083	39	12	and	and	CCONJ
fsr-4083	39	13	ideas	idea	NOUN
fsr-4083	39	14	is	be	AUX
fsr-4083	39	15	demonstrated	demonstrate	VERB
fsr-4083	39	16	by	by	ADP
fsr-4083	39	17	explaining	explain	VERB
fsr-4083	39	18	their	their	PRON
fsr-4083	39	19	meaning	meaning	NOUN
fsr-4083	39	20	,	,	PUNCT
fsr-4083	39	21	interpreting	interpret	VERB
fsr-4083	39	22	them	they	PRON
fsr-4083	39	23	,	,	PUNCT
fsr-4083	39	24	or	or	CCONJ
fsr-4083	39	25	describing	describe	VERB
fsr-4083	39	26	main	main	ADJ
fsr-4083	39	27	ideas	idea	NOUN
fsr-4083	39	28	.	.	PUNCT
fsr-4083	40	1	in	in	ADP
fsr-4083	40	2	a	a	DET
fsr-4083	40	3	financial	financial	ADJ
fsr-4083	40	4	context	context	NOUN
fsr-4083	40	5	,	,	PUNCT
fsr-4083	40	6	comprehension	comprehension	NOUN
fsr-4083	40	7	could	could	AUX
fsr-4083	40	8	involve	involve	VERB
fsr-4083	40	9	explaining	explain	VERB
fsr-4083	40	10	the	the	DET
fsr-4083	40	11	significance	significance	NOUN
fsr-4083	40	12	of	of	ADP
fsr-4083	40	13	economic	economic	ADJ
fsr-4083	40	14	indicators	indicator	NOUN
fsr-4083	40	15	or	or	CCONJ
fsr-4083	40	16	interpreting	interpret	VERB
fsr-4083	40	17	financial	financial	ADJ
fsr-4083	40	18	statements	statement	NOUN
fsr-4083	40	19	to	to	PART
fsr-4083	40	20	assess	assess	VERB
fsr-4083	40	21	a	a	DET
fsr-4083	40	22	company	company	NOUN
fsr-4083	40	23	's	's	PART
fsr-4083	40	24	performance	performance	NOUN
fsr-4083	40	25	.	.	PUNCT
fsr-4083	41	1	c	c	X
fsr-4083	41	2	)	)	PUNCT
fsr-4083	41	3	application	application	NOUN
fsr-4083	41	4	:	:	PUNCT
fsr-4083	41	5	application	application	NOUN
fsr-4083	41	6	involves	involve	VERB
fsr-4083	41	7	utilizing	utilize	VERB
fsr-4083	41	8	acquired	acquire	VERB
fsr-4083	41	9	knowledge	knowledge	NOUN
fsr-4083	41	10	in	in	ADP
fsr-4083	41	11	new	new	ADJ
fsr-4083	41	12	or	or	CCONJ
fsr-4083	41	13	novel	novel	ADJ
fsr-4083	41	14	situations	situation	NOUN
fsr-4083	41	15	to	to	PART
fsr-4083	41	16	solve	solve	VERB
fsr-4083	41	17	problems	problem	NOUN
fsr-4083	41	18	.	.	PUNCT
fsr-4083	42	1	for	for	ADP
fsr-4083	42	2	example	example	NOUN
fsr-4083	42	3	,	,	PUNCT
fsr-4083	42	4	in	in	ADP
fsr-4083	42	5	financial	financial	ADJ
fsr-4083	42	6	planning	planning	NOUN
fsr-4083	42	7	,	,	PUNCT
fsr-4083	42	8	applying	apply	VERB
fsr-4083	42	9	knowledge	knowledge	NOUN
fsr-4083	42	10	might	might	AUX
fsr-4083	42	11	mean	mean	VERB
fsr-4083	42	12	using	use	VERB
fsr-4083	42	13	investment	investment	NOUN
fsr-4083	42	14	principles	principle	NOUN
fsr-4083	42	15	to	to	PART
fsr-4083	42	16	construct	construct	VERB
fsr-4083	42	17	a	a	DET
fsr-4083	42	18	diversified	diversified	ADJ
fsr-4083	42	19	portfolio	portfolio	NOUN
fsr-4083	42	20	tailored	tailor	VERB
fsr-4083	42	21	to	to	ADP
fsr-4083	42	22	a	a	DET
fsr-4083	42	23	client	client	NOUN
fsr-4083	42	24	's	's	PART
fsr-4083	42	25	risk	risk	NOUN
fsr-4083	42	26	tolerance	tolerance	NOUN
fsr-4083	42	27	and	and	CCONJ
fsr-4083	42	28	financial	financial	ADJ
fsr-4083	42	29	goals	goal	NOUN
fsr-4083	42	30	.	.	PUNCT
fsr-4083	43	1	d	d	X
fsr-4083	43	2	)	)	PUNCT
fsr-4083	43	3	analysis	analysis	NOUN
fsr-4083	43	4	:	:	PUNCT
fsr-4083	43	5	analysis	analysis	NOUN
fsr-4083	43	6	entails	entail	VERB
fsr-4083	43	7	breaking	break	VERB
fsr-4083	43	8	down	down	ADP
fsr-4083	43	9	information	information	NOUN
fsr-4083	43	10	and	and	CCONJ
fsr-4083	43	11	materials	material	NOUN
fsr-4083	43	12	into	into	ADP
fsr-4083	43	13	parts	part	NOUN
fsr-4083	43	14	to	to	PART
fsr-4083	43	15	examine	examine	VERB
fsr-4083	43	16	details	detail	NOUN
fsr-4083	43	17	and	and	CCONJ
fsr-4083	43	18	relationships	relationship	NOUN
fsr-4083	43	19	.	.	PUNCT
fsr-4083	44	1	in	in	ADP
fsr-4083	44	2	financial	financial	ADJ
fsr-4083	44	3	planning	planning	NOUN
fsr-4083	44	4	,	,	PUNCT
fsr-4083	44	5	this	this	PRON
fsr-4083	44	6	could	could	AUX
fsr-4083	44	7	involve	involve	VERB
fsr-4083	44	8	analyzing	analyze	VERB
fsr-4083	44	9	market	market	NOUN
fsr-4083	44	10	trends	trend	NOUN
fsr-4083	44	11	,	,	PUNCT
fsr-4083	44	12	dissecting	dissect	VERB
fsr-4083	44	13	financial	financial	ADJ
fsr-4083	44	14	statements	statement	NOUN
fsr-4083	44	15	to	to	PART
fsr-4083	44	16	identify	identify	VERB
fsr-4083	44	17	strengths	strength	NOUN
fsr-4083	44	18	and	and	CCONJ
fsr-4083	44	19	stebbins	stebbins	PROPN
fsr-4083	44	20	&	&	CCONJ
fsr-4083	44	21	quito	quito	PROPN
fsr-4083	44	22	89	89	NUM
fsr-4083	44	23	weaknesses	weakness	NOUN
fsr-4083	44	24	,	,	PUNCT
fsr-4083	44	25	or	or	CCONJ
fsr-4083	44	26	evaluating	evaluate	VERB
fsr-4083	44	27	the	the	DET
fsr-4083	44	28	impact	impact	NOUN
fsr-4083	44	29	of	of	ADP
fsr-4083	44	30	various	various	ADJ
fsr-4083	44	31	economic	economic	ADJ
fsr-4083	44	32	factors	factor	NOUN
fsr-4083	44	33	on	on	ADP
fsr-4083	44	34	investment	investment	NOUN
fsr-4083	44	35	decisions	decision	NOUN
fsr-4083	44	36	.	.	PUNCT
fsr-4083	45	1	e	e	X
fsr-4083	45	2	)	)	PUNCT
fsr-4083	45	3	synthesis	synthesis	NOUN
fsr-4083	45	4	:	:	PUNCT
fsr-4083	45	5	synthesis	synthesis	NOUN
fsr-4083	45	6	involves	involve	VERB
fsr-4083	45	7	compiling	compile	VERB
fsr-4083	45	8	information	information	NOUN
fsr-4083	45	9	in	in	ADP
fsr-4083	45	10	different	different	ADJ
fsr-4083	45	11	ways	way	NOUN
fsr-4083	45	12	,	,	PUNCT
fsr-4083	45	13	building	build	VERB
fsr-4083	45	14	structures	structure	NOUN
fsr-4083	45	15	or	or	CCONJ
fsr-4083	45	16	patterns	pattern	NOUN
fsr-4083	45	17	from	from	ADP
fsr-4083	45	18	diverse	diverse	ADJ
fsr-4083	45	19	elements	element	NOUN
fsr-4083	45	20	,	,	PUNCT
fsr-4083	45	21	and	and	CCONJ
fsr-4083	45	22	integrating	integrate	VERB
fsr-4083	45	23	parts	part	NOUN
fsr-4083	45	24	to	to	PART
fsr-4083	45	25	form	form	VERB
fsr-4083	45	26	a	a	DET
fsr-4083	45	27	coherent	coherent	ADJ
fsr-4083	45	28	whole	whole	NOUN
fsr-4083	45	29	.	.	PUNCT
fsr-4083	46	1	in	in	ADP
fsr-4083	46	2	financial	financial	ADJ
fsr-4083	46	3	planning	planning	NOUN
fsr-4083	46	4	,	,	PUNCT
fsr-4083	46	5	synthesis	synthesis	NOUN
fsr-4083	46	6	might	might	AUX
fsr-4083	46	7	involve	involve	VERB
fsr-4083	46	8	creating	create	VERB
fsr-4083	46	9	a	a	DET
fsr-4083	46	10	comprehensive	comprehensive	ADJ
fsr-4083	46	11	financial	financial	ADJ
fsr-4083	46	12	plan	plan	NOUN
fsr-4083	46	13	that	that	PRON
fsr-4083	46	14	integrates	integrate	VERB
fsr-4083	46	15	various	various	ADJ
fsr-4083	46	16	components	component	NOUN
fsr-4083	46	17	such	such	ADJ
fsr-4083	46	18	as	as	ADP
fsr-4083	46	19	budgeting	budgeting	NOUN
fsr-4083	46	20	,	,	PUNCT
fsr-4083	46	21	retirement	retirement	NOUN
fsr-4083	46	22	strategies	strategy	NOUN
fsr-4083	46	23	,	,	PUNCT
fsr-4083	46	24	estate	estate	NOUN
fsr-4083	46	25	planning	planning	NOUN
fsr-4083	46	26	,	,	PUNCT
fsr-4083	46	27	and	and	CCONJ
fsr-4083	46	28	investment	investment	NOUN
fsr-4083	46	29	strategies	strategy	NOUN
fsr-4083	46	30	.	.	PUNCT
fsr-4083	47	1	f	f	X
fsr-4083	47	2	)	)	PUNCT
fsr-4083	47	3	evaluation	evaluation	NOUN
fsr-4083	47	4	:	:	PUNCT
fsr-4083	47	5	this	this	DET
fsr-4083	47	6	level	level	NOUN
fsr-4083	47	7	entails	entail	VERB
fsr-4083	47	8	presenting	present	VERB
fsr-4083	47	9	opinions	opinion	NOUN
fsr-4083	47	10	by	by	ADP
fsr-4083	47	11	making	make	VERB
fsr-4083	47	12	judgments	judgment	NOUN
fsr-4083	47	13	about	about	ADP
fsr-4083	47	14	the	the	DET
fsr-4083	47	15	value	value	NOUN
fsr-4083	47	16	and	and	CCONJ
fsr-4083	47	17	merit	merit	NOUN
fsr-4083	47	18	of	of	ADP
fsr-4083	47	19	ideas	idea	NOUN
fsr-4083	47	20	and	and	CCONJ
fsr-4083	47	21	materials	material	NOUN
fsr-4083	47	22	.	.	PUNCT
fsr-4083	48	1	in	in	ADP
fsr-4083	48	2	financial	financial	ADJ
fsr-4083	48	3	planning	planning	NOUN
fsr-4083	48	4	,	,	PUNCT
fsr-4083	48	5	evaluation	evaluation	NOUN
fsr-4083	48	6	might	might	AUX
fsr-4083	48	7	involve	involve	VERB
fsr-4083	48	8	assessing	assess	VERB
fsr-4083	48	9	the	the	DET
fsr-4083	48	10	effectiveness	effectiveness	NOUN
fsr-4083	48	11	of	of	ADP
fsr-4083	48	12	investment	investment	NOUN
fsr-4083	48	13	strategies	strategy	NOUN
fsr-4083	48	14	,	,	PUNCT
fsr-4083	48	15	evaluating	evaluate	VERB
fsr-4083	48	16	the	the	DET
fsr-4083	48	17	risk	risk	NOUN
fsr-4083	48	18	-	-	PUNCT
fsr-4083	48	19	return	return	NOUN
fsr-4083	48	20	tradeoffs	tradeoff	NOUN
fsr-4083	48	21	of	of	ADP
fsr-4083	48	22	different	different	ADJ
fsr-4083	48	23	financial	financial	ADJ
fsr-4083	48	24	products	product	NOUN
fsr-4083	48	25	,	,	PUNCT
fsr-4083	48	26	or	or	CCONJ
fsr-4083	48	27	critiquing	critique	VERB
fsr-4083	48	28	the	the	DET
fsr-4083	48	29	ethical	ethical	ADJ
fsr-4083	48	30	implications	implication	NOUN
fsr-4083	48	31	of	of	ADP
fsr-4083	48	32	certain	certain	ADJ
fsr-4083	48	33	financial	financial	ADJ
fsr-4083	48	34	decisions	decision	NOUN
fsr-4083	48	35	.	.	PUNCT
fsr-4083	49	1	instructors	instructor	NOUN
fsr-4083	49	2	can	can	AUX
fsr-4083	49	3	use	use	VERB
fsr-4083	49	4	bloom	bloom	NOUN
fsr-4083	49	5	’s	’s	PART
fsr-4083	49	6	taxonomy	taxonomy	NOUN
fsr-4083	49	7	to	to	ADP
fsr-4083	49	8	scaffold	scaffold	ADJ
fsr-4083	49	9	financial	financial	ADJ
fsr-4083	49	10	education	education	NOUN
fsr-4083	49	11	assignments	assignment	NOUN
fsr-4083	49	12	,	,	PUNCT
fsr-4083	49	13	starting	start	VERB
fsr-4083	49	14	with	with	ADP
fsr-4083	49	15	basic	basic	ADJ
fsr-4083	49	16	recall	recall	NOUN
fsr-4083	49	17	of	of	ADP
fsr-4083	49	18	financial	financial	ADJ
fsr-4083	49	19	terms	term	NOUN
fsr-4083	49	20	and	and	CCONJ
fsr-4083	49	21	progressing	progress	VERB
fsr-4083	49	22	to	to	ADP
fsr-4083	49	23	evaluation	evaluation	NOUN
fsr-4083	49	24	of	of	ADP
fsr-4083	49	25	complex	complex	ADJ
fsr-4083	49	26	financial	financial	ADJ
fsr-4083	49	27	strategies	strategy	NOUN
fsr-4083	49	28	.	.	PUNCT
fsr-4083	50	1	for	for	ADP
fsr-4083	50	2	example	example	NOUN
fsr-4083	50	3	,	,	PUNCT
fsr-4083	50	4	a	a	DET
fsr-4083	50	5	budgeting	budgeting	NOUN
fsr-4083	50	6	module	module	NOUN
fsr-4083	50	7	might	might	AUX
fsr-4083	50	8	begin	begin	VERB
fsr-4083	50	9	with	with	ADP
fsr-4083	50	10	identifying	identify	VERB
fsr-4083	50	11	expense	expense	NOUN
fsr-4083	50	12	categories	category	NOUN
fsr-4083	50	13	(	(	PUNCT
fsr-4083	50	14	knowledge	knowledge	NOUN
fsr-4083	50	15	)	)	PUNCT
fsr-4083	50	16	,	,	PUNCT
fsr-4083	50	17	then	then	ADV
fsr-4083	50	18	move	move	VERB
fsr-4083	50	19	to	to	ADP
fsr-4083	50	20	analyzing	analyze	VERB
fsr-4083	50	21	spending	spending	NOUN
fsr-4083	50	22	patterns	pattern	NOUN
fsr-4083	50	23	(	(	PUNCT
fsr-4083	50	24	analysis	analysis	NOUN
fsr-4083	50	25	)	)	PUNCT
fsr-4083	50	26	,	,	PUNCT
fsr-4083	50	27	and	and	CCONJ
fsr-4083	50	28	culminate	culminate	NOUN
fsr-4083	50	29	in	in	ADP
fsr-4083	50	30	students	student	NOUN
fsr-4083	50	31	designing	design	VERB
fsr-4083	50	32	and	and	CCONJ
fsr-4083	50	33	defending	defend	VERB
fsr-4083	50	34	a	a	DET
fsr-4083	50	35	personalized	personalized	ADJ
fsr-4083	50	36	budget	budget	NOUN
fsr-4083	50	37	plan	plan	NOUN
fsr-4083	50	38	(	(	PUNCT
fsr-4083	50	39	synthesis	synthesis	NOUN
fsr-4083	50	40	and	and	CCONJ
fsr-4083	50	41	evaluation	evaluation	NOUN
fsr-4083	50	42	)	)	PUNCT
fsr-4083	50	43	.	.	PUNCT
fsr-4083	51	1	this	this	DET
fsr-4083	51	2	progression	progression	NOUN
fsr-4083	51	3	helps	help	VERB
fsr-4083	51	4	students	student	NOUN
fsr-4083	51	5	build	build	VERB
fsr-4083	51	6	confidence	confidence	NOUN
fsr-4083	51	7	and	and	CCONJ
fsr-4083	51	8	competence	competence	NOUN
fsr-4083	51	9	while	while	SCONJ
fsr-4083	51	10	allowing	allow	VERB
fsr-4083	51	11	educators	educator	NOUN
fsr-4083	51	12	to	to	PART
fsr-4083	51	13	assess	assess	VERB
fsr-4083	51	14	learning	learn	VERB
fsr-4083	51	15	at	at	ADP
fsr-4083	51	16	multiple	multiple	ADJ
fsr-4083	51	17	cognitive	cognitive	ADJ
fsr-4083	51	18	levels	level	NOUN
fsr-4083	51	19	.	.	PUNCT
fsr-4083	52	1	this	this	DET
fsr-4083	52	2	scaffolding	scaffolding	NOUN
fsr-4083	52	3	structure	structure	NOUN
fsr-4083	52	4	can	can	AUX
fsr-4083	52	5	also	also	ADV
fsr-4083	52	6	be	be	AUX
fsr-4083	52	7	applied	apply	VERB
fsr-4083	52	8	to	to	ADP
fsr-4083	52	9	exams	exam	NOUN
fsr-4083	52	10	.	.	PUNCT
fsr-4083	53	1	research	research	NOUN
fsr-4083	53	2	shows	show	VERB
fsr-4083	53	3	improved	improved	ADJ
fsr-4083	53	4	performance	performance	NOUN
fsr-4083	53	5	on	on	ADP
fsr-4083	53	6	exams	exam	NOUN
fsr-4083	53	7	that	that	PRON
fsr-4083	53	8	begin	begin	VERB
fsr-4083	53	9	with	with	ADP
fsr-4083	53	10	lower	low	ADJ
fsr-4083	53	11	-	-	PUNCT
fsr-4083	53	12	level	level	NOUN
fsr-4083	53	13	questions	question	NOUN
fsr-4083	53	14	(	(	PUNCT
fsr-4083	53	15	perlini	perlini	X
fsr-4083	53	16	et	et	PROPN
fsr-4083	53	17	al	al	PROPN
fsr-4083	53	18	.	.	PROPN
fsr-4083	53	19	,	,	PUNCT
fsr-4083	53	20	1998	1998	NUM
fsr-4083	53	21	)	)	PUNCT
fsr-4083	53	22	with	with	ADP
fsr-4083	53	23	further	further	ADJ
fsr-4083	53	24	consideration	consideration	NOUN
fsr-4083	53	25	for	for	ADP
fsr-4083	53	26	online	online	ADJ
fsr-4083	53	27	exams	exam	NOUN
fsr-4083	53	28	using	use	VERB
fsr-4083	53	29	question	question	NOUN
fsr-4083	53	30	banks	bank	NOUN
fsr-4083	53	31	to	to	PART
fsr-4083	53	32	randomize	randomize	VERB
fsr-4083	53	33	questions	question	NOUN
fsr-4083	53	34	in	in	ADP
fsr-4083	53	35	groups	group	NOUN
fsr-4083	53	36	based	base	VERB
fsr-4083	53	37	on	on	ADP
fsr-4083	53	38	difficulty	difficulty	NOUN
fsr-4083	53	39	level	level	NOUN
fsr-4083	53	40	with	with	ADP
fsr-4083	53	41	all	all	DET
fsr-4083	53	42	students	student	NOUN
fsr-4083	53	43	progressing	progress	VERB
fsr-4083	53	44	through	through	ADP
fsr-4083	53	45	that	that	DET
fsr-4083	53	46	scaffolding	scaffolding	NOUN
fsr-4083	53	47	(	(	PUNCT
fsr-4083	53	48	becker	becker	PROPN
fsr-4083	53	49	et	et	PROPN
fsr-4083	53	50	al	al	PROPN
fsr-4083	53	51	.	.	PROPN
fsr-4083	53	52	,	,	PUNCT
fsr-4083	53	53	2022	2022	NUM
fsr-4083	53	54	)	)	PUNCT
fsr-4083	53	55	.	.	PUNCT
fsr-4083	54	1	extending	extend	VERB
fsr-4083	54	2	beyond	beyond	ADP
fsr-4083	54	3	bloom	bloom	NOUN
fsr-4083	54	4	’s	’s	PART
fsr-4083	54	5	cognitive	cognitive	ADJ
fsr-4083	54	6	domain	domain	NOUN
fsr-4083	54	7	,	,	PUNCT
fsr-4083	54	8	warmath	warmath	NOUN
fsr-4083	54	9	and	and	CCONJ
fsr-4083	54	10	zimmerman	zimmerman	PROPN
fsr-4083	54	11	(	(	PUNCT
fsr-4083	54	12	2019	2019	NUM
fsr-4083	54	13	)	)	PUNCT
fsr-4083	54	14	argue	argue	VERB
fsr-4083	54	15	for	for	ADP
fsr-4083	54	16	the	the	DET
fsr-4083	54	17	need	need	NOUN
fsr-4083	54	18	to	to	PART
fsr-4083	54	19	apply	apply	VERB
fsr-4083	54	20	bloom	bloom	NOUN
fsr-4083	54	21	’s	’s	PART
fsr-4083	54	22	two	two	NUM
fsr-4083	54	23	other	other	ADJ
fsr-4083	54	24	domains	domain	NOUN
fsr-4083	54	25	of	of	ADP
fsr-4083	54	26	knowledge	knowledge	NOUN
fsr-4083	54	27	(	(	PUNCT
fsr-4083	54	28	affective	affective	NOUN
fsr-4083	54	29	and	and	CCONJ
fsr-4083	54	30	psychomotor	psychomotor	NOUN
fsr-4083	54	31	)	)	PUNCT
fsr-4083	54	32	to	to	PART
fsr-4083	54	33	conceptualize	conceptualize	VERB
fsr-4083	54	34	financial	financial	ADJ
fsr-4083	54	35	literacy	literacy	NOUN
fsr-4083	54	36	.	.	PUNCT
fsr-4083	55	1	according	accord	VERB
fsr-4083	55	2	to	to	ADP
fsr-4083	55	3	bloom	bloom	PROPN
fsr-4083	55	4	et	et	PROPN
fsr-4083	55	5	al	al	PROPN
fsr-4083	55	6	.	.	PROPN
fsr-4083	56	1	(	(	PUNCT
fsr-4083	56	2	1956	1956	NUM
fsr-4083	56	3	)	)	PUNCT
fsr-4083	56	4	,	,	PUNCT
fsr-4083	56	5	the	the	DET
fsr-4083	56	6	cognitive	cognitive	ADJ
fsr-4083	56	7	domain	domain	NOUN
fsr-4083	56	8	incorporates	incorporate	VERB
fsr-4083	56	9	students	student	NOUN
fsr-4083	56	10	’	'	PUNCT
fsr-4083	56	11	acquisition	acquisition	NOUN
fsr-4083	56	12	of	of	ADP
fsr-4083	56	13	knowledge	knowledge	NOUN
fsr-4083	56	14	,	,	PUNCT
fsr-4083	56	15	and	and	CCONJ
fsr-4083	56	16	the	the	DET
fsr-4083	56	17	affective	affective	ADJ
fsr-4083	56	18	domain	domain	NOUN
fsr-4083	56	19	focuses	focus	VERB
fsr-4083	56	20	on	on	ADP
fsr-4083	56	21	the	the	DET
fsr-4083	56	22	development	development	NOUN
fsr-4083	56	23	of	of	ADP
fsr-4083	56	24	students	student	NOUN
fsr-4083	56	25	’	’	PART
fsr-4083	56	26	interest	interest	NOUN
fsr-4083	56	27	,	,	PUNCT
fsr-4083	56	28	attitudes	attitude	NOUN
fsr-4083	56	29	,	,	PUNCT
fsr-4083	56	30	and	and	CCONJ
fsr-4083	56	31	values	value	NOUN
fsr-4083	56	32	.	.	PUNCT
fsr-4083	57	1	the	the	DET
fsr-4083	57	2	psychomotor	psychomotor	NOUN
fsr-4083	57	3	domain	domain	NOUN
fsr-4083	57	4	focuses	focus	VERB
fsr-4083	57	5	on	on	ADP
fsr-4083	57	6	objectives	objective	NOUN
fsr-4083	57	7	related	relate	VERB
fsr-4083	57	8	to	to	ADP
fsr-4083	57	9	motor	motor	NOUN
fsr-4083	57	10	skills	skill	NOUN
fsr-4083	57	11	and	and	CCONJ
fsr-4083	57	12	physical	physical	ADJ
fsr-4083	57	13	development	development	NOUN
fsr-4083	57	14	.	.	PUNCT
fsr-4083	58	1	in	in	ADP
fsr-4083	58	2	their	their	PRON
fsr-4083	58	3	work	work	NOUN
fsr-4083	58	4	,	,	PUNCT
fsr-4083	58	5	warmath	warmath	NOUN
fsr-4083	58	6	and	and	CCONJ
fsr-4083	58	7	zimmerman	zimmerman	PROPN
fsr-4083	58	8	drew	draw	VERB
fsr-4083	58	9	on	on	ADP
fsr-4083	58	10	these	these	DET
fsr-4083	58	11	established	establish	VERB
fsr-4083	58	12	educational	educational	ADJ
fsr-4083	58	13	domains	domain	NOUN
fsr-4083	58	14	to	to	PART
fsr-4083	58	15	develop	develop	VERB
fsr-4083	58	16	a	a	DET
fsr-4083	58	17	formative	formative	ADJ
fsr-4083	58	18	scale	scale	NOUN
fsr-4083	58	19	measuring	measure	VERB
fsr-4083	58	20	financial	financial	ADJ
fsr-4083	58	21	literacy	literacy	NOUN
fsr-4083	58	22	:	:	PUNCT
fsr-4083	58	23	skills	skill	NOUN
fsr-4083	58	24	needed	need	VERB
fsr-4083	58	25	for	for	ADP
fsr-4083	58	26	a	a	DET
fsr-4083	58	27	financial	financial	ADJ
fsr-4083	58	28	decision	decision	NOUN
fsr-4083	58	29	(	(	PUNCT
fsr-4083	58	30	psychomotor	psychomotor	NOUN
fsr-4083	58	31	)	)	PUNCT
fsr-4083	58	32	,	,	PUNCT
fsr-4083	58	33	self	self	NOUN
fsr-4083	58	34	-	-	PUNCT
fsr-4083	58	35	efficacy	efficacy	NOUN
fsr-4083	58	36	to	to	PART
fsr-4083	58	37	make	make	VERB
fsr-4083	58	38	the	the	DET
fsr-4083	58	39	financial	financial	ADJ
fsr-4083	58	40	decision	decision	NOUN
fsr-4083	58	41	(	(	PUNCT
fsr-4083	58	42	affective	affective	NOUN
fsr-4083	58	43	)	)	PUNCT
fsr-4083	58	44	,	,	PUNCT
fsr-4083	58	45	and	and	CCONJ
fsr-4083	58	46	the	the	DET
fsr-4083	58	47	capacity	capacity	NOUN
fsr-4083	58	48	to	to	PART
fsr-4083	58	49	develop	develop	VERB
fsr-4083	58	50	financial	financial	ADJ
fsr-4083	58	51	knowledge	knowledge	NOUN
fsr-4083	58	52	to	to	PART
fsr-4083	58	53	apply	apply	VERB
fsr-4083	58	54	in	in	ADP
fsr-4083	58	55	future	future	ADJ
fsr-4083	58	56	situations	situation	NOUN
fsr-4083	58	57	(	(	PUNCT
fsr-4083	58	58	cognitive	cognitive	ADJ
fsr-4083	58	59	and	and	CCONJ
fsr-4083	58	60	psychomotor	psychomotor	NOUN
fsr-4083	58	61	)	)	PUNCT
fsr-4083	58	62	.	.	PUNCT
fsr-4083	59	1	warmath	warmath	NOUN
fsr-4083	59	2	and	and	CCONJ
fsr-4083	59	3	zimmerman	zimmerman	PROPN
fsr-4083	59	4	’s	’s	PART
fsr-4083	59	5	(	(	PUNCT
fsr-4083	59	6	2019	2019	NUM
fsr-4083	59	7	)	)	PUNCT
fsr-4083	59	8	use	use	NOUN
fsr-4083	59	9	of	of	ADP
fsr-4083	59	10	bloom	bloom	NOUN
fsr-4083	59	11	’s	’s	PART
fsr-4083	59	12	cognitive	cognitive	ADJ
fsr-4083	59	13	domains	domain	NOUN
fsr-4083	59	14	for	for	ADP
fsr-4083	59	15	their	their	PRON
fsr-4083	59	16	composite	composite	ADJ
fsr-4083	59	17	approach	approach	NOUN
fsr-4083	59	18	to	to	ADP
fsr-4083	59	19	financial	financial	ADJ
fsr-4083	59	20	literacy	literacy	NOUN
fsr-4083	59	21	can	can	AUX
fsr-4083	59	22	be	be	AUX
fsr-4083	59	23	leveraged	leverage	VERB
fsr-4083	59	24	to	to	PART
fsr-4083	59	25	innovate	innovate	VERB
fsr-4083	59	26	financial	financial	ADJ
fsr-4083	59	27	education	education	NOUN
fsr-4083	59	28	.	.	PUNCT
fsr-4083	60	1	from	from	ADP
fsr-4083	60	2	a	a	DET
fsr-4083	60	3	pedagogical	pedagogical	ADJ
fsr-4083	60	4	standpoint	standpoint	NOUN
fsr-4083	60	5	,	,	PUNCT
fsr-4083	60	6	educators	educator	NOUN
fsr-4083	60	7	can	can	AUX
fsr-4083	60	8	supplement	supplement	VERB
fsr-4083	60	9	teaching	teach	VERB
fsr-4083	60	10	financial	financial	ADJ
fsr-4083	60	11	concepts	concept	NOUN
fsr-4083	60	12	with	with	ADP
fsr-4083	60	13	building	building	NOUN
fsr-4083	60	14	skills	skill	NOUN
fsr-4083	60	15	and	and	CCONJ
fsr-4083	60	16	improving	improve	VERB
fsr-4083	60	17	self	self	NOUN
fsr-4083	60	18	-	-	PUNCT
fsr-4083	60	19	efficacy	efficacy	NOUN
fsr-4083	60	20	.	.	PUNCT
fsr-4083	61	1	scaffolded	scaffold	VERB
fsr-4083	61	2	learning	learning	NOUN
fsr-4083	61	3	across	across	ADP
fsr-4083	61	4	bloom	bloom	NOUN
fsr-4083	61	5	’s	’s	PART
fsr-4083	61	6	domains	domain	NOUN
fsr-4083	61	7	of	of	ADP
fsr-4083	61	8	knowledge	knowledge	NOUN
fsr-4083	61	9	can	can	AUX
fsr-4083	61	10	begin	begin	VERB
fsr-4083	61	11	with	with	ADP
fsr-4083	61	12	teaching	teach	VERB
fsr-4083	61	13	foundational	foundational	ADJ
fsr-4083	61	14	content	content	NOUN
fsr-4083	61	15	such	such	ADJ
fsr-4083	61	16	as	as	ADP
fsr-4083	61	17	budgeting	budgeting	NOUN
fsr-4083	61	18	and	and	CCONJ
fsr-4083	61	19	credit	credit	NOUN
fsr-4083	61	20	and	and	CCONJ
fsr-4083	61	21	moving	move	VERB
fsr-4083	61	22	into	into	ADP
fsr-4083	61	23	hands	hand	NOUN
fsr-4083	61	24	-	-	PUNCT
fsr-4083	61	25	on	on	ADP
fsr-4083	61	26	practice	practice	NOUN
fsr-4083	61	27	through	through	ADP
fsr-4083	61	28	real	real	ADJ
fsr-4083	61	29	-	-	PUNCT
fsr-4083	61	30	world	world	NOUN
fsr-4083	61	31	financial	financial	ADJ
fsr-4083	61	32	decisionmaking	decisionmaking	NOUN
fsr-4083	61	33	simulations	simulation	NOUN
fsr-4083	61	34	such	such	ADJ
fsr-4083	61	35	as	as	ADP
fsr-4083	61	36	buying	buy	VERB
fsr-4083	61	37	a	a	DET
fsr-4083	61	38	car	car	NOUN
fsr-4083	61	39	or	or	CCONJ
fsr-4083	61	40	a	a	DET
fsr-4083	61	41	home	home	NOUN
fsr-4083	61	42	(	(	PUNCT
fsr-4083	61	43	lusardi	lusardi	NOUN
fsr-4083	61	44	,	,	PUNCT
fsr-4083	61	45	2019	2019	NUM
fsr-4083	61	46	)	)	PUNCT
fsr-4083	61	47	.	.	PUNCT
fsr-4083	62	1	for	for	ADP
fsr-4083	62	2	the	the	DET
fsr-4083	62	3	affective	affective	ADJ
fsr-4083	62	4	domain	domain	NOUN
fsr-4083	62	5	,	,	PUNCT
fsr-4083	62	6	developing	develop	VERB
fsr-4083	62	7	individual	individual	ADJ
fsr-4083	62	8	financial	financial	ADJ
fsr-4083	62	9	goals	goal	NOUN
fsr-4083	62	10	can	can	AUX
fsr-4083	62	11	help	help	VERB
fsr-4083	62	12	to	to	PART
fsr-4083	62	13	increase	increase	VERB
fsr-4083	62	14	confidence	confidence	NOUN
fsr-4083	62	15	by	by	ADP
fsr-4083	62	16	building	build	VERB
fsr-4083	62	17	personal	personal	ADJ
fsr-4083	62	18	connections	connection	NOUN
fsr-4083	62	19	with	with	ADP
fsr-4083	62	20	the	the	DET
fsr-4083	62	21	content	content	NOUN
fsr-4083	62	22	.	.	PUNCT
fsr-4083	63	1	behaviorism	behaviorism	NOUN
fsr-4083	63	2	behaviorism	behaviorism	NOUN
fsr-4083	63	3	posits	posit	NOUN
fsr-4083	63	4	that	that	SCONJ
fsr-4083	63	5	learning	learning	NOUN
fsr-4083	63	6	occurs	occur	VERB
fsr-4083	63	7	through	through	ADP
fsr-4083	63	8	observable	observable	ADJ
fsr-4083	63	9	behaviors	behavior	NOUN
fsr-4083	63	10	that	that	PRON
fsr-4083	63	11	are	be	AUX
fsr-4083	63	12	shaped	shape	VERB
fsr-4083	63	13	by	by	ADP
fsr-4083	63	14	environmental	environmental	ADJ
fsr-4083	63	15	stimuli	stimulus	NOUN
fsr-4083	63	16	and	and	CCONJ
fsr-4083	63	17	reinforcement	reinforcement	NOUN
fsr-4083	63	18	.	.	PUNCT
fsr-4083	64	1	central	central	ADJ
fsr-4083	64	2	to	to	ADP
fsr-4083	64	3	behaviorism	behaviorism	NOUN
fsr-4083	64	4	is	be	AUX
fsr-4083	64	5	the	the	DET
fsr-4083	64	6	concept	concept	NOUN
fsr-4083	64	7	of	of	ADP
fsr-4083	64	8	conditioning	conditioning	NOUN
fsr-4083	64	9	,	,	PUNCT
fsr-4083	64	10	where	where	SCONJ
fsr-4083	64	11	behaviors	behavior	NOUN
fsr-4083	64	12	are	be	AUX
fsr-4083	64	13	either	either	ADV
fsr-4083	64	14	reinforced	reinforce	VERB
fsr-4083	64	15	through	through	ADP
fsr-4083	64	16	rewards	reward	NOUN
fsr-4083	64	17	or	or	CCONJ
fsr-4083	64	18	diminished	diminish	VERB
fsr-4083	64	19	through	through	ADP
fsr-4083	64	20	punishment	punishment	NOUN
fsr-4083	64	21	.	.	PUNCT
fsr-4083	65	1	the	the	DET
fsr-4083	65	2	work	work	NOUN
fsr-4083	65	3	of	of	ADP
fsr-4083	65	4	psychologists	psychologist	NOUN
fsr-4083	65	5	such	such	ADJ
fsr-4083	65	6	as	as	ADP
fsr-4083	65	7	ivan	ivan	PROPN
fsr-4083	65	8	pavlov	pavlov	PROPN
fsr-4083	65	9	,	,	PUNCT
fsr-4083	65	10	who	who	PRON
fsr-4083	65	11	studied	study	VERB
fsr-4083	65	12	classical	classical	ADJ
fsr-4083	65	13	conditioning	conditioning	NOUN
fsr-4083	65	14	(	(	PUNCT
fsr-4083	65	15	pavlov	pavlov	PROPN
fsr-4083	65	16	,	,	PUNCT
fsr-4083	65	17	1927	1927	NUM
fsr-4083	65	18	)	)	PUNCT
fsr-4083	65	19	,	,	PUNCT
fsr-4083	65	20	and	and	CCONJ
fsr-4083	65	21	b.f	b.f	PROPN
fsr-4083	65	22	.	.	PROPN
fsr-4083	65	23	skinner	skinner	PROPN
fsr-4083	65	24	,	,	PUNCT
fsr-4083	65	25	known	know	VERB
fsr-4083	65	26	for	for	ADP
fsr-4083	65	27	his	his	PRON
fsr-4083	65	28	research	research	NOUN
fsr-4083	65	29	on	on	ADP
fsr-4083	65	30	operant	operant	ADJ
fsr-4083	65	31	conditioning	conditioning	NOUN
fsr-4083	65	32	(	(	PUNCT
fsr-4083	65	33	skinner	skinner	NOUN
fsr-4083	65	34	,	,	PUNCT
fsr-4083	65	35	1938	1938	NUM
fsr-4083	65	36	)	)	PUNCT
fsr-4083	65	37	,	,	PUNCT
fsr-4083	65	38	contributed	contribute	VERB
fsr-4083	65	39	to	to	ADP
fsr-4083	65	40	the	the	DET
fsr-4083	65	41	development	development	NOUN
fsr-4083	65	42	of	of	ADP
fsr-4083	65	43	behaviorist	behaviorist	PROPN
fsr-4083	65	44	theory	theory	NOUN
fsr-4083	65	45	(	(	PUNCT
fsr-4083	65	46	watson	watson	PROPN
fsr-4083	65	47	,	,	PUNCT
fsr-4083	65	48	2017	2017	NUM
fsr-4083	65	49	)	)	PUNCT
fsr-4083	65	50	.	.	PUNCT
fsr-4083	66	1	instructors	instructor	NOUN
fsr-4083	66	2	can	can	AUX
fsr-4083	66	3	apply	apply	VERB
fsr-4083	66	4	behaviorist	behaviorist	NOUN
fsr-4083	66	5	principles	principle	NOUN
fsr-4083	66	6	by	by	ADP
fsr-4083	66	7	designing	design	VERB
fsr-4083	66	8	structured	structured	ADJ
fsr-4083	66	9	reinforcement	reinforcement	NOUN
fsr-4083	66	10	systems	system	NOUN
fsr-4083	66	11	that	that	PRON
fsr-4083	66	12	encourage	encourage	VERB
fsr-4083	66	13	consistent	consistent	ADJ
fsr-4083	66	14	financial	financial	ADJ
fsr-4083	66	15	habits	habit	NOUN
fsr-4083	66	16	.	.	PUNCT
fsr-4083	67	1	for	for	ADP
fsr-4083	67	2	example	example	NOUN
fsr-4083	67	3	,	,	PUNCT
fsr-4083	67	4	a	a	DET
fsr-4083	67	5	classroom	classroom	NOUN
fsr-4083	67	6	savings	saving	NOUN
fsr-4083	67	7	challenge	challenge	NOUN
fsr-4083	67	8	can	can	AUX
fsr-4083	67	9	reward	reward	VERB
fsr-4083	67	10	students	student	NOUN
fsr-4083	67	11	for	for	ADP
fsr-4083	67	12	tracking	tracking	NOUN
fsr-4083	67	13	expenses	expense	NOUN
fsr-4083	67	14	over	over	ADP
fsr-4083	67	15	time	time	NOUN
fsr-4083	67	16	,	,	PUNCT
fsr-4083	67	17	reinforcing	reinforce	VERB
fsr-4083	67	18	delayed	delay	VERB
fsr-4083	67	19	gratification	gratification	NOUN
fsr-4083	67	20	and	and	CCONJ
fsr-4083	67	21	goal	goal	NOUN
fsr-4083	67	22	setting	setting	NOUN
fsr-4083	67	23	.	.	PUNCT
fsr-4083	68	1	educators	educator	NOUN
fsr-4083	68	2	might	might	AUX
fsr-4083	68	3	also	also	ADV
fsr-4083	68	4	use	use	VERB
fsr-4083	68	5	token	token	ADJ
fsr-4083	68	6	economies	economy	NOUN
fsr-4083	68	7	,	,	PUNCT
fsr-4083	68	8	where	where	SCONJ
fsr-4083	68	9	students	student	NOUN
fsr-4083	68	10	earn	earn	VERB
fsr-4083	68	11	points	point	NOUN
fsr-4083	68	12	for	for	ADP
fsr-4083	68	13	completing	complete	VERB
fsr-4083	68	14	financial	financial	ADJ
fsr-4083	68	15	financial	financial	ADJ
fsr-4083	68	16	services	service	NOUN
fsr-4083	68	17	review	review	NOUN
fsr-4083	68	18	,	,	PUNCT
fsr-4083	68	19	33(4	33(4	NUM
fsr-4083	68	20	)	)	PUNCT
fsr-4083	68	21	90	90	NUM
fsr-4083	68	22	tasks	task	NOUN
fsr-4083	68	23	such	such	ADJ
fsr-4083	68	24	as	as	ADP
fsr-4083	68	25	creating	create	VERB
fsr-4083	68	26	a	a	DET
fsr-4083	68	27	budget	budget	NOUN
fsr-4083	68	28	,	,	PUNCT
fsr-4083	68	29	analyzing	analyze	VERB
fsr-4083	68	30	a	a	DET
fsr-4083	68	31	credit	credit	NOUN
fsr-4083	68	32	report	report	NOUN
fsr-4083	68	33	,	,	PUNCT
fsr-4083	68	34	or	or	CCONJ
fsr-4083	68	35	negotiating	negotiate	VERB
fsr-4083	68	36	a	a	DET
fsr-4083	68	37	mock	mock	ADJ
fsr-4083	68	38	bill	bill	NOUN
fsr-4083	68	39	.	.	PUNCT
fsr-4083	69	1	these	these	DET
fsr-4083	69	2	points	point	NOUN
fsr-4083	69	3	can	can	AUX
fsr-4083	69	4	be	be	AUX
fsr-4083	69	5	exchanged	exchange	VERB
fsr-4083	69	6	for	for	ADP
fsr-4083	69	7	privileges	privilege	NOUN
fsr-4083	69	8	or	or	CCONJ
fsr-4083	69	9	recognition	recognition	NOUN
fsr-4083	69	10	,	,	PUNCT
fsr-4083	69	11	reinforcing	reinforce	VERB
fsr-4083	69	12	desired	desire	VERB
fsr-4083	69	13	behaviors	behavior	NOUN
fsr-4083	69	14	.	.	PUNCT
fsr-4083	70	1	additionally	additionally	ADV
fsr-4083	70	2	,	,	PUNCT
fsr-4083	70	3	frequent	frequent	ADJ
fsr-4083	70	4	low	low	ADJ
fsr-4083	70	5	-	-	PUNCT
fsr-4083	70	6	stakes	stake	NOUN
fsr-4083	70	7	assessments	assessment	NOUN
fsr-4083	70	8	with	with	ADP
fsr-4083	70	9	immediate	immediate	ADJ
fsr-4083	70	10	feedback	feedback	NOUN
fsr-4083	70	11	help	help	NOUN
fsr-4083	70	12	reinforce	reinforce	VERB
fsr-4083	70	13	foundational	foundational	ADJ
fsr-4083	70	14	knowledge	knowledge	NOUN
fsr-4083	70	15	and	and	CCONJ
fsr-4083	70	16	correct	correct	ADJ
fsr-4083	70	17	misconceptions	misconception	NOUN
fsr-4083	70	18	before	before	SCONJ
fsr-4083	70	19	they	they	PRON
fsr-4083	70	20	become	become	VERB
fsr-4083	70	21	ingrained	ingrain	VERB
fsr-4083	70	22	.	.	PUNCT
fsr-4083	71	1	constructivism	constructivism	NOUN
fsr-4083	71	2	constructivism	constructivism	NOUN
fsr-4083	71	3	suggests	suggest	VERB
fsr-4083	71	4	that	that	SCONJ
fsr-4083	71	5	individuals	individual	NOUN
fsr-4083	71	6	construct	construct	VERB
fsr-4083	71	7	their	their	PRON
fsr-4083	71	8	understanding	understanding	NOUN
fsr-4083	71	9	of	of	ADP
fsr-4083	71	10	the	the	DET
fsr-4083	71	11	world	world	NOUN
fsr-4083	71	12	through	through	ADP
fsr-4083	71	13	active	active	ADJ
fsr-4083	71	14	engagement	engagement	NOUN
fsr-4083	71	15	with	with	ADP
fsr-4083	71	16	their	their	PRON
fsr-4083	71	17	environment	environment	NOUN
fsr-4083	71	18	(	(	PUNCT
fsr-4083	71	19	bruner	bruner	PROPN
fsr-4083	71	20	,	,	PUNCT
fsr-4083	71	21	2009	2009	NUM
fsr-4083	71	22	)	)	PUNCT
fsr-4083	71	23	.	.	PUNCT
fsr-4083	72	1	learning	learn	VERB
fsr-4083	72	2	is	be	AUX
fsr-4083	72	3	viewed	view	VERB
fsr-4083	72	4	as	as	ADP
fsr-4083	72	5	a	a	DET
fsr-4083	72	6	process	process	NOUN
fsr-4083	72	7	of	of	ADP
fsr-4083	72	8	constructing	construct	VERB
fsr-4083	72	9	meaning	meaning	NOUN
fsr-4083	72	10	to	to	ADP
fsr-4083	72	11	realistic	realistic	ADJ
fsr-4083	72	12	and	and	CCONJ
fsr-4083	72	13	relevant	relevant	ADJ
fsr-4083	72	14	contexts	context	NOUN
fsr-4083	72	15	through	through	ADP
fsr-4083	72	16	the	the	DET
fsr-4083	72	17	integration	integration	NOUN
fsr-4083	72	18	of	of	ADP
fsr-4083	72	19	new	new	ADJ
fsr-4083	72	20	information	information	NOUN
fsr-4083	72	21	with	with	ADP
fsr-4083	72	22	existing	exist	VERB
fsr-4083	72	23	knowledge	knowledge	NOUN
fsr-4083	72	24	and	and	CCONJ
fsr-4083	72	25	experiences	experience	NOUN
fsr-4083	72	26	(	(	PUNCT
fsr-4083	72	27	honebein	honebein	NOUN
fsr-4083	72	28	,	,	PUNCT
fsr-4083	72	29	1996	1996	NUM
fsr-4083	72	30	)	)	PUNCT
fsr-4083	72	31	.	.	PUNCT
fsr-4083	73	1	the	the	DET
fsr-4083	73	2	importance	importance	NOUN
fsr-4083	73	3	of	of	ADP
fsr-4083	73	4	social	social	ADJ
fsr-4083	73	5	interaction	interaction	NOUN
fsr-4083	73	6	with	with	ADP
fsr-4083	73	7	multiple	multiple	ADJ
fsr-4083	73	8	perspectives	perspective	NOUN
fsr-4083	73	9	,	,	PUNCT
fsr-4083	73	10	collaboration	collaboration	NOUN
fsr-4083	73	11	,	,	PUNCT
fsr-4083	73	12	and	and	CCONJ
fsr-4083	73	13	hands	hand	NOUN
fsr-4083	73	14	-	-	PUNCT
fsr-4083	73	15	on	on	ADP
fsr-4083	73	16	experiences	experience	NOUN
fsr-4083	73	17	in	in	ADP
fsr-4083	73	18	facilitating	facilitate	VERB
fsr-4083	73	19	learning	learning	NOUN
fsr-4083	73	20	within	within	ADP
fsr-4083	73	21	a	a	DET
fsr-4083	73	22	constructivist	constructivist	ADJ
fsr-4083	73	23	framework	framework	NOUN
fsr-4083	73	24	(	(	PUNCT
fsr-4083	73	25	bruner	bruner	PROPN
fsr-4083	73	26	,	,	PUNCT
fsr-4083	73	27	2009	2009	NUM
fsr-4083	73	28	;	;	PUNCT
fsr-4083	73	29	honebein	honebein	PROPN
fsr-4083	73	30	,	,	PUNCT
fsr-4083	73	31	1996	1996	NUM
fsr-4083	73	32	)	)	PUNCT
fsr-4083	73	33	.	.	PUNCT
fsr-4083	74	1	in	in	ADP
fsr-4083	74	2	financial	financial	ADJ
fsr-4083	74	3	education	education	NOUN
fsr-4083	74	4	,	,	PUNCT
fsr-4083	74	5	learners	learner	NOUN
fsr-4083	74	6	can	can	AUX
fsr-4083	74	7	collaborate	collaborate	VERB
fsr-4083	74	8	with	with	ADP
fsr-4083	74	9	peers	peer	NOUN
fsr-4083	74	10	to	to	PART
fsr-4083	74	11	solve	solve	VERB
fsr-4083	74	12	financial	financial	ADJ
fsr-4083	74	13	problems	problem	NOUN
fsr-4083	74	14	,	,	PUNCT
fsr-4083	74	15	share	share	NOUN
fsr-4083	74	16	experiences	experience	NOUN
fsr-4083	74	17	,	,	PUNCT
fsr-4083	74	18	and	and	CCONJ
fsr-4083	74	19	construct	construct	VERB
fsr-4083	74	20	their	their	PRON
fsr-4083	74	21	understanding	understanding	NOUN
fsr-4083	74	22	of	of	ADP
fsr-4083	74	23	financial	financial	ADJ
fsr-4083	74	24	concepts	concept	NOUN
fsr-4083	74	25	.	.	PUNCT
fsr-4083	75	1	real	real	ADJ
fsr-4083	75	2	-	-	PUNCT
fsr-4083	75	3	world	world	NOUN
fsr-4083	75	4	case	case	NOUN
fsr-4083	75	5	studies	study	NOUN
fsr-4083	75	6	provide	provide	VERB
fsr-4083	75	7	authentic	authentic	ADJ
fsr-4083	75	8	contexts	context	NOUN
fsr-4083	75	9	for	for	ADP
fsr-4083	75	10	learners	learner	NOUN
fsr-4083	75	11	to	to	PART
fsr-4083	75	12	explore	explore	VERB
fsr-4083	75	13	and	and	CCONJ
fsr-4083	75	14	apply	apply	VERB
fsr-4083	75	15	their	their	PRON
fsr-4083	75	16	knowledge	knowledge	NOUN
fsr-4083	75	17	,	,	PUNCT
fsr-4083	75	18	fostering	foster	VERB
fsr-4083	75	19	collaborative	collaborative	ADJ
fsr-4083	75	20	learning	learning	NOUN
fsr-4083	75	21	environments	environment	NOUN
fsr-4083	75	22	where	where	SCONJ
fsr-4083	75	23	individuals	individual	NOUN
fsr-4083	75	24	can	can	AUX
fsr-4083	75	25	learn	learn	VERB
fsr-4083	75	26	from	from	ADP
fsr-4083	75	27	each	each	DET
fsr-4083	75	28	other	other	ADJ
fsr-4083	75	29	's	's	PART
fsr-4083	75	30	perspectives	perspective	NOUN
fsr-4083	75	31	and	and	CCONJ
fsr-4083	75	32	experiences	experience	NOUN
fsr-4083	75	33	.	.	PUNCT
fsr-4083	76	1	offering	offer	VERB
fsr-4083	76	2	opportunities	opportunity	NOUN
fsr-4083	76	3	for	for	ADP
fsr-4083	76	4	personalized	personalized	ADJ
fsr-4083	76	5	exploration	exploration	NOUN
fsr-4083	76	6	,	,	PUNCT
fsr-4083	76	7	such	such	ADJ
fsr-4083	76	8	as	as	ADP
fsr-4083	76	9	through	through	ADP
fsr-4083	76	10	senior	senior	ADJ
fsr-4083	76	11	theses	thesis	NOUN
fsr-4083	76	12	aligned	align	VERB
fsr-4083	76	13	with	with	ADP
fsr-4083	76	14	individual	individual	ADJ
fsr-4083	76	15	interests	interest	NOUN
fsr-4083	76	16	,	,	PUNCT
fsr-4083	76	17	can	can	AUX
fsr-4083	76	18	enhance	enhance	VERB
fsr-4083	76	19	engagement	engagement	NOUN
fsr-4083	76	20	and	and	CCONJ
fsr-4083	76	21	learning	learn	VERB
fsr-4083	76	22	outcomes	outcome	NOUN
fsr-4083	76	23	(	(	PUNCT
fsr-4083	76	24	fogarty	fogarty	PROPN
fsr-4083	76	25	&	&	CCONJ
fsr-4083	76	26	mayo	mayo	PROPN
fsr-4083	76	27	,	,	PUNCT
fsr-4083	76	28	1999	1999	NUM
fsr-4083	76	29	)	)	PUNCT
fsr-4083	76	30	.	.	PUNCT
fsr-4083	77	1	experiential	experiential	ADJ
fsr-4083	77	2	learning	learning	NOUN
fsr-4083	77	3	theory	theory	NOUN
fsr-4083	77	4	experiential	experiential	ADJ
fsr-4083	77	5	learning	learning	NOUN
fsr-4083	77	6	theory	theory	NOUN
fsr-4083	77	7	suggests	suggest	VERB
fsr-4083	77	8	that	that	SCONJ
fsr-4083	77	9	learning	learning	NOUN
fsr-4083	77	10	is	be	AUX
fsr-4083	77	11	a	a	DET
fsr-4083	77	12	cyclical	cyclical	ADJ
fsr-4083	77	13	process	process	NOUN
fsr-4083	77	14	involving	involve	VERB
fsr-4083	77	15	concrete	concrete	ADJ
fsr-4083	77	16	experiences	experience	NOUN
fsr-4083	77	17	,	,	PUNCT
fsr-4083	77	18	reflective	reflective	ADJ
fsr-4083	77	19	observation	observation	NOUN
fsr-4083	77	20	,	,	PUNCT
fsr-4083	77	21	abstract	abstract	ADJ
fsr-4083	77	22	conceptualization	conceptualization	NOUN
fsr-4083	77	23	,	,	PUNCT
fsr-4083	77	24	and	and	CCONJ
fsr-4083	77	25	active	active	ADJ
fsr-4083	77	26	experimentation	experimentation	NOUN
fsr-4083	77	27	(	(	PUNCT
fsr-4083	77	28	kolb	kolb	PROPN
fsr-4083	77	29	,	,	PUNCT
fsr-4083	77	30	1975	1975	NUM
fsr-4083	77	31	)	)	PUNCT
fsr-4083	77	32	.	.	PUNCT
fsr-4083	78	1	learners	learner	NOUN
fsr-4083	78	2	engage	engage	VERB
fsr-4083	78	3	in	in	ADP
fsr-4083	78	4	continuous	continuous	ADJ
fsr-4083	78	5	cycles	cycle	NOUN
fsr-4083	78	6	of	of	ADP
fsr-4083	78	7	learning	learn	VERB
fsr-4083	78	8	by	by	ADP
fsr-4083	78	9	doing	do	VERB
fsr-4083	78	10	,	,	PUNCT
fsr-4083	78	11	reflecting	reflect	VERB
fsr-4083	78	12	,	,	PUNCT
fsr-4083	78	13	and	and	CCONJ
fsr-4083	78	14	applying	apply	VERB
fsr-4083	78	15	their	their	PRON
fsr-4083	78	16	experiences	experience	NOUN
fsr-4083	78	17	to	to	ADP
fsr-4083	78	18	new	new	ADJ
fsr-4083	78	19	situations	situation	NOUN
fsr-4083	78	20	.	.	PUNCT
fsr-4083	79	1	(	(	PUNCT
fsr-4083	79	2	burke	burke	PROPN
fsr-4083	79	3	,	,	PUNCT
fsr-4083	79	4	2013	2013	NUM
fsr-4083	79	5	;	;	PUNCT
fsr-4083	79	6	kolb	kolb	PROPN
fsr-4083	79	7	et	et	PROPN
fsr-4083	79	8	al	al	PROPN
fsr-4083	79	9	.	.	PROPN
fsr-4083	79	10	,	,	PUNCT
fsr-4083	79	11	2014	2014	NUM
fsr-4083	79	12	)	)	PUNCT
fsr-4083	79	13	.	.	PUNCT
fsr-4083	80	1	previous	previous	ADJ
fsr-4083	80	2	research	research	NOUN
fsr-4083	80	3	shows	show	VERB
fsr-4083	80	4	that	that	SCONJ
fsr-4083	80	5	students	student	NOUN
fsr-4083	80	6	engaging	engage	VERB
fsr-4083	80	7	in	in	ADP
fsr-4083	80	8	handson	handson	NOUN
fsr-4083	80	9	activities	activity	NOUN
fsr-4083	80	10	perform	perform	VERB
fsr-4083	80	11	significantly	significantly	ADV
fsr-4083	80	12	better	well	ADV
fsr-4083	80	13	on	on	ADP
fsr-4083	80	14	standardized	standardized	ADJ
fsr-4083	80	15	tests	test	NOUN
fsr-4083	80	16	(	(	PUNCT
fsr-4083	80	17	stohr	stohr	NOUN
fsr-4083	80	18	-	-	PUNCT
fsr-4083	80	19	hunt	hunt	NOUN
fsr-4083	80	20	,	,	PUNCT
fsr-4083	80	21	1996	1996	NUM
fsr-4083	80	22	)	)	PUNCT
fsr-4083	80	23	.	.	PUNCT
fsr-4083	81	1	in	in	ADP
fsr-4083	81	2	financial	financial	ADJ
fsr-4083	81	3	education	education	NOUN
fsr-4083	81	4	,	,	PUNCT
fsr-4083	81	5	learners	learner	NOUN
fsr-4083	81	6	actively	actively	ADV
fsr-4083	81	7	experiment	experiment	VERB
fsr-4083	81	8	with	with	ADP
fsr-4083	81	9	financial	financial	ADJ
fsr-4083	81	10	concepts	concept	NOUN
fsr-4083	81	11	and	and	CCONJ
fsr-4083	81	12	reflect	reflect	VERB
fsr-4083	81	13	on	on	ADP
fsr-4083	81	14	their	their	PRON
fsr-4083	81	15	experiences	experience	NOUN
fsr-4083	81	16	to	to	PART
fsr-4083	81	17	enhance	enhance	VERB
fsr-4083	81	18	their	their	PRON
fsr-4083	81	19	financial	financial	ADJ
fsr-4083	81	20	decision	decision	NOUN
fsr-4083	81	21	-	-	PUNCT
fsr-4083	81	22	making	make	VERB
fsr-4083	81	23	abilities	ability	NOUN
fsr-4083	81	24	.	.	PUNCT
fsr-4083	82	1	a	a	DET
fsr-4083	82	2	real	real	ADJ
fsr-4083	82	3	-	-	PUNCT
fsr-4083	82	4	world	world	NOUN
fsr-4083	82	5	example	example	NOUN
fsr-4083	82	6	of	of	ADP
fsr-4083	82	7	experiential	experiential	ADJ
fsr-4083	82	8	learning	learning	NOUN
fsr-4083	82	9	in	in	ADP
fsr-4083	82	10	action	action	NOUN
fsr-4083	82	11	comes	come	VERB
fsr-4083	82	12	from	from	ADP
fsr-4083	82	13	credit	credit	NOUN
fsr-4083	82	14	card	card	NOUN
fsr-4083	82	15	fees	fee	NOUN
fsr-4083	82	16	that	that	PRON
fsr-4083	82	17	consumers	consumer	NOUN
fsr-4083	82	18	learn	learn	VERB
fsr-4083	82	19	to	to	PART
fsr-4083	82	20	avoid	avoid	VERB
fsr-4083	82	21	(	(	PUNCT
fsr-4083	82	22	agarwal	agarwal	PROPN
fsr-4083	82	23	et	et	PROPN
fsr-4083	82	24	al	al	PROPN
fsr-4083	82	25	.	.	PROPN
fsr-4083	82	26	,	,	PUNCT
fsr-4083	82	27	2008	2008	NUM
fsr-4083	82	28	)	)	PUNCT
fsr-4083	82	29	and	and	CCONJ
fsr-4083	82	30	is	be	AUX
fsr-4083	82	31	further	far	ADV
fsr-4083	82	32	supported	support	VERB
fsr-4083	82	33	by	by	ADP
fsr-4083	82	34	respondents	respondent	NOUN
fsr-4083	82	35	reporting	report	VERB
fsr-4083	82	36	learning	learn	VERB
fsr-4083	82	37	more	more	ADV
fsr-4083	82	38	from	from	ADP
fsr-4083	82	39	personal	personal	ADJ
fsr-4083	82	40	financial	financial	ADJ
fsr-4083	82	41	experiences	experience	NOUN
fsr-4083	82	42	than	than	ADP
fsr-4083	82	43	formal	formal	ADJ
fsr-4083	82	44	financial	financial	ADJ
fsr-4083	82	45	education	education	NOUN
fsr-4083	82	46	(	(	PUNCT
fsr-4083	82	47	hilgert	hilgert	PROPN
fsr-4083	82	48	et	et	PROPN
fsr-4083	82	49	al	al	PROPN
fsr-4083	82	50	.	.	PROPN
fsr-4083	82	51	,	,	PUNCT
fsr-4083	82	52	2003	2003	NUM
fsr-4083	82	53	)	)	PUNCT
fsr-4083	82	54	.	.	PUNCT
fsr-4083	83	1	in	in	ADP
fsr-4083	83	2	institutions	institution	NOUN
fsr-4083	83	3	of	of	ADP
fsr-4083	83	4	higher	high	ADJ
fsr-4083	83	5	education	education	NOUN
fsr-4083	83	6	,	,	PUNCT
fsr-4083	83	7	student	student	NOUN
fsr-4083	83	8	managed	manage	VERB
fsr-4083	83	9	investments	investment	NOUN
fsr-4083	83	10	have	have	AUX
fsr-4083	83	11	been	be	AUX
fsr-4083	83	12	used	use	VERB
fsr-4083	83	13	(	(	PUNCT
fsr-4083	83	14	grinder	grinder	NOUN
fsr-4083	83	15	et	et	PROPN
fsr-4083	83	16	al	al	PROPN
fsr-4083	83	17	.	.	PROPN
fsr-4083	83	18	,	,	PUNCT
fsr-4083	83	19	1999	1999	NUM
fsr-4083	83	20	)	)	PUNCT
fsr-4083	83	21	as	as	SCONJ
fsr-4083	83	22	has	have	VERB
fsr-4083	83	23	opportunities	opportunity	NOUN
fsr-4083	83	24	to	to	PART
fsr-4083	83	25	work	work	VERB
fsr-4083	83	26	with	with	ADP
fsr-4083	83	27	real	real	ADJ
fsr-4083	83	28	clients	client	NOUN
fsr-4083	83	29	(	(	PUNCT
fsr-4083	83	30	eyssell	eyssell	NOUN
fsr-4083	83	31	,	,	PUNCT
fsr-4083	83	32	1999	1999	NUM
fsr-4083	83	33	)	)	PUNCT
fsr-4083	83	34	.	.	PUNCT
fsr-4083	84	1	social	social	ADJ
fsr-4083	84	2	learning	learning	PROPN
fsr-4083	84	3	theory	theory	NOUN
fsr-4083	84	4	social	social	ADJ
fsr-4083	84	5	learning	learning	NOUN
fsr-4083	84	6	theory	theory	NOUN
fsr-4083	84	7	posits	posit	NOUN
fsr-4083	84	8	that	that	SCONJ
fsr-4083	84	9	learning	learning	NOUN
fsr-4083	84	10	occurs	occur	VERB
fsr-4083	84	11	through	through	ADP
fsr-4083	84	12	observation	observation	NOUN
fsr-4083	84	13	,	,	PUNCT
fsr-4083	84	14	imitation	imitation	NOUN
fsr-4083	84	15	,	,	PUNCT
fsr-4083	84	16	and	and	CCONJ
fsr-4083	84	17	modeling	modeling	NOUN
fsr-4083	84	18	of	of	ADP
fsr-4083	84	19	others	other	NOUN
fsr-4083	84	20	'	'	PART
fsr-4083	84	21	behaviors	behavior	NOUN
fsr-4083	84	22	.	.	PUNCT
fsr-4083	85	1	developed	develop	VERB
fsr-4083	85	2	by	by	ADP
fsr-4083	85	3	albert	albert	PROPN
fsr-4083	85	4	bandura	bandura	PROPN
fsr-4083	85	5	,	,	PUNCT
fsr-4083	85	6	social	social	ADJ
fsr-4083	85	7	learning	learning	NOUN
fsr-4083	85	8	theory	theory	NOUN
fsr-4083	85	9	emphasizes	emphasize	VERB
fsr-4083	85	10	the	the	DET
fsr-4083	85	11	role	role	NOUN
fsr-4083	85	12	of	of	ADP
fsr-4083	85	13	social	social	ADJ
fsr-4083	85	14	context	context	NOUN
fsr-4083	85	15	,	,	PUNCT
fsr-4083	85	16	role	role	NOUN
fsr-4083	85	17	models	model	NOUN
fsr-4083	85	18	,	,	PUNCT
fsr-4083	85	19	and	and	CCONJ
fsr-4083	85	20	reinforcement	reinforcement	NOUN
fsr-4083	85	21	in	in	ADP
fsr-4083	85	22	shaping	shape	VERB
fsr-4083	85	23	behavior	behavior	NOUN
fsr-4083	85	24	(	(	PUNCT
fsr-4083	85	25	bandura	bandura	NOUN
fsr-4083	85	26	,	,	PUNCT
fsr-4083	85	27	1977	1977	NUM
fsr-4083	85	28	)	)	PUNCT
fsr-4083	85	29	.	.	PUNCT
fsr-4083	86	1	financial	financial	ADJ
fsr-4083	86	2	education	education	NOUN
fsr-4083	86	3	begins	begin	VERB
fsr-4083	86	4	early	early	ADV
fsr-4083	86	5	with	with	ADP
fsr-4083	86	6	financial	financial	ADJ
fsr-4083	86	7	socialization	socialization	NOUN
fsr-4083	86	8	.	.	PUNCT
fsr-4083	87	1	here	here	ADV
fsr-4083	87	2	,	,	PUNCT
fsr-4083	87	3	a	a	DET
fsr-4083	87	4	child	child	NOUN
fsr-4083	87	5	’s	’s	PART
fsr-4083	87	6	financial	financial	ADJ
fsr-4083	87	7	knowledge	knowledge	NOUN
fsr-4083	87	8	base	base	NOUN
fsr-4083	87	9	and	and	CCONJ
fsr-4083	87	10	relationship	relationship	NOUN
fsr-4083	87	11	with	with	ADP
fsr-4083	87	12	money	money	NOUN
fsr-4083	87	13	are	be	AUX
fsr-4083	87	14	influenced	influence	VERB
fsr-4083	87	15	by	by	ADP
fsr-4083	87	16	the	the	DET
fsr-4083	87	17	financial	financial	ADJ
fsr-4083	87	18	behaviors	behavior	NOUN
fsr-4083	87	19	of	of	ADP
fsr-4083	87	20	parents	parent	NOUN
fsr-4083	87	21	with	with	ADP
fsr-4083	87	22	longterm	longterm	ADJ
fsr-4083	87	23	effects	effect	NOUN
fsr-4083	87	24	(	(	PUNCT
fsr-4083	87	25	danes	dane	NOUN
fsr-4083	87	26	,	,	PUNCT
fsr-4083	87	27	1994	1994	NUM
fsr-4083	87	28	;	;	PUNCT
fsr-4083	87	29	gudmunson	gudmunson	PROPN
fsr-4083	87	30	&	&	CCONJ
fsr-4083	87	31	danes	danes	PROPN
fsr-4083	87	32	,	,	PUNCT
fsr-4083	87	33	2011	2011	NUM
fsr-4083	87	34	;	;	PUNCT
fsr-4083	87	35	kim	kim	PROPN
fsr-4083	87	36	&	&	CCONJ
fsr-4083	87	37	chatterjee	chatterjee	PROPN
fsr-4083	87	38	,	,	PUNCT
fsr-4083	87	39	2013	2013	NUM
fsr-4083	87	40	)	)	PUNCT
fsr-4083	87	41	.	.	PUNCT
fsr-4083	88	1	gutter	gutter	NOUN
fsr-4083	88	2	et	et	PROPN
fsr-4083	88	3	al	al	PROPN
fsr-4083	88	4	.	.	PROPN
fsr-4083	88	5	’s	’s	PART
fsr-4083	88	6	(	(	PUNCT
fsr-4083	88	7	2010	2010	NUM
fsr-4083	88	8	)	)	PUNCT
fsr-4083	88	9	study	study	NOUN
fsr-4083	88	10	found	find	VERB
fsr-4083	88	11	that	that	SCONJ
fsr-4083	88	12	in	in	ADP
fsr-4083	88	13	additional	additional	ADJ
fsr-4083	88	14	to	to	ADP
fsr-4083	88	15	parental	parental	ADJ
fsr-4083	88	16	modeling	modeling	NOUN
fsr-4083	88	17	,	,	PUNCT
fsr-4083	88	18	peers	peer	NOUN
fsr-4083	88	19	influence	influence	NOUN
fsr-4083	88	20	college	college	NOUN
fsr-4083	88	21	students	student	NOUN
fsr-4083	88	22	’	’	PART
fsr-4083	88	23	financial	financial	ADJ
fsr-4083	88	24	behaviors	behavior	NOUN
fsr-4083	88	25	and	and	CCONJ
fsr-4083	88	26	attitudes	attitude	NOUN
fsr-4083	88	27	.	.	PUNCT
fsr-4083	89	1	for	for	ADP
fsr-4083	89	2	instance	instance	NOUN
fsr-4083	89	3	,	,	PUNCT
fsr-4083	89	4	peers	peer	NOUN
fsr-4083	89	5	can	can	AUX
fsr-4083	89	6	model	model	VERB
fsr-4083	89	7	positive	positive	ADJ
fsr-4083	89	8	money	money	NOUN
fsr-4083	89	9	management	management	NOUN
fsr-4083	89	10	behaviors	behavior	NOUN
fsr-4083	89	11	and	and	CCONJ
fsr-4083	89	12	sensible	sensible	ADJ
fsr-4083	89	13	financial	financial	ADJ
fsr-4083	89	14	decisions	decision	NOUN
fsr-4083	89	15	.	.	PUNCT
fsr-4083	90	1	application	application	NOUN
fsr-4083	90	2	in	in	ADP
fsr-4083	90	3	the	the	DET
fsr-4083	90	4	classroom	classroom	NOUN
fsr-4083	90	5	can	can	AUX
fsr-4083	90	6	look	look	VERB
fsr-4083	90	7	like	like	ADP
fsr-4083	90	8	designing	design	VERB
fsr-4083	90	9	group	group	NOUN
fsr-4083	90	10	activities	activity	NOUN
fsr-4083	90	11	that	that	PRON
fsr-4083	90	12	can	can	AUX
fsr-4083	90	13	reinforce	reinforce	VERB
fsr-4083	90	14	good	good	ADJ
fsr-4083	90	15	habits	habit	NOUN
fsr-4083	90	16	such	such	ADJ
fsr-4083	90	17	as	as	ADP
fsr-4083	90	18	collaboratively	collaboratively	ADV
fsr-4083	90	19	designing	design	VERB
fsr-4083	90	20	budgets	budget	NOUN
fsr-4083	90	21	.	.	PUNCT
fsr-4083	91	1	additionally	additionally	ADV
fsr-4083	91	2	,	,	PUNCT
fsr-4083	91	3	homework	homework	NOUN
fsr-4083	91	4	or	or	CCONJ
fsr-4083	91	5	projects	project	NOUN
fsr-4083	91	6	can	can	AUX
fsr-4083	91	7	include	include	VERB
fsr-4083	91	8	parent	parent	NOUN
fsr-4083	91	9	or	or	CCONJ
fsr-4083	91	10	family	family	NOUN
fsr-4083	91	11	member	member	NOUN
fsr-4083	91	12	interviews	interview	NOUN
fsr-4083	91	13	to	to	PART
fsr-4083	91	14	discuss	discuss	VERB
fsr-4083	91	15	financial	financial	ADJ
fsr-4083	91	16	decisions	decision	NOUN
fsr-4083	91	17	to	to	PART
fsr-4083	91	18	reinforce	reinforce	VERB
fsr-4083	91	19	financial	financial	ADJ
fsr-4083	91	20	concepts	concept	NOUN
fsr-4083	91	21	learned	learn	VERB
fsr-4083	91	22	in	in	ADP
fsr-4083	91	23	class	class	NOUN
fsr-4083	91	24	while	while	SCONJ
fsr-4083	91	25	leveraging	leverage	VERB
fsr-4083	91	26	the	the	DET
fsr-4083	91	27	students	student	NOUN
fsr-4083	91	28	’	’	PART
fsr-4083	91	29	household	household	NOUN
fsr-4083	91	30	knowledge	knowledge	NOUN
fsr-4083	91	31	(	(	PUNCT
fsr-4083	91	32	gonzález	gonzález	PROPN
fsr-4083	91	33	et	et	PROPN
fsr-4083	91	34	al	al	PROPN
fsr-4083	91	35	.	.	PROPN
fsr-4083	91	36	,	,	PUNCT
fsr-4083	91	37	1993	1993	NUM
fsr-4083	91	38	)	)	PUNCT
fsr-4083	91	39	.	.	PUNCT
fsr-4083	92	1	from	from	ADP
fsr-4083	92	2	theory	theory	NOUN
fsr-4083	92	3	to	to	PART
fsr-4083	92	4	practice	practice	VERB
fsr-4083	92	5	the	the	DET
fsr-4083	92	6	learning	learning	NOUN
fsr-4083	92	7	theories	theory	NOUN
fsr-4083	92	8	discussed	discuss	VERB
fsr-4083	92	9	above	above	ADV
fsr-4083	92	10	provide	provide	VERB
fsr-4083	92	11	a	a	DET
fsr-4083	92	12	general	general	ADJ
fsr-4083	92	13	framework	framework	NOUN
fsr-4083	92	14	for	for	ADP
fsr-4083	92	15	understanding	understand	VERB
fsr-4083	92	16	how	how	SCONJ
fsr-4083	92	17	students	student	NOUN
fsr-4083	92	18	engage	engage	VERB
fsr-4083	92	19	with	with	ADP
fsr-4083	92	20	financial	financial	ADJ
fsr-4083	92	21	education	education	NOUN
fsr-4083	92	22	in	in	ADP
fsr-4083	92	23	the	the	DET
fsr-4083	92	24	classroom	classroom	NOUN
fsr-4083	92	25	.	.	PUNCT
fsr-4083	93	1	these	these	DET
fsr-4083	93	2	theories	theory	NOUN
fsr-4083	93	3	offer	offer	VERB
fsr-4083	93	4	insight	insight	NOUN
fsr-4083	93	5	into	into	ADP
fsr-4083	93	6	how	how	SCONJ
fsr-4083	93	7	learners	learner	NOUN
fsr-4083	93	8	process	process	NOUN
fsr-4083	93	9	information	information	NOUN
fsr-4083	93	10	,	,	PUNCT
fsr-4083	93	11	develop	develop	VERB
fsr-4083	93	12	skills	skill	NOUN
fsr-4083	93	13	,	,	PUNCT
fsr-4083	93	14	and	and	CCONJ
fsr-4083	93	15	build	build	VERB
fsr-4083	93	16	financial	financial	ADJ
fsr-4083	93	17	knowledge	knowledge	NOUN
fsr-4083	93	18	.	.	PUNCT
fsr-4083	94	1	while	while	SCONJ
fsr-4083	94	2	this	this	DET
fsr-4083	94	3	theoretical	theoretical	ADJ
fsr-4083	94	4	foundation	foundation	NOUN
fsr-4083	94	5	is	be	AUX
fsr-4083	94	6	important	important	ADJ
fsr-4083	94	7	,	,	PUNCT
fsr-4083	94	8	its	its	PRON
fsr-4083	94	9	full	full	ADJ
fsr-4083	94	10	value	value	NOUN
fsr-4083	94	11	is	be	AUX
fsr-4083	94	12	realized	realize	VERB
fsr-4083	94	13	when	when	SCONJ
fsr-4083	94	14	applied	apply	VERB
fsr-4083	94	15	to	to	ADP
fsr-4083	94	16	specific	specific	ADJ
fsr-4083	94	17	instructional	instructional	ADJ
fsr-4083	94	18	practices	practice	NOUN
fsr-4083	94	19	.	.	PUNCT
fsr-4083	95	1	the	the	DET
fsr-4083	95	2	next	next	ADJ
fsr-4083	95	3	section	section	NOUN
fsr-4083	95	4	demonstrates	demonstrate	VERB
fsr-4083	95	5	how	how	SCONJ
fsr-4083	95	6	these	these	DET
fsr-4083	95	7	theories	theory	NOUN
fsr-4083	95	8	stebbins	stebbin	VERB
fsr-4083	95	9	&	&	CCONJ
fsr-4083	95	10	quito	quito	PROPN
fsr-4083	95	11	91	91	NUM
fsr-4083	95	12	inform	inform	VERB
fsr-4083	95	13	the	the	DET
fsr-4083	95	14	design	design	NOUN
fsr-4083	95	15	of	of	ADP
fsr-4083	95	16	targeted	target	VERB
fsr-4083	95	17	assignments	assignment	NOUN
fsr-4083	95	18	and	and	CCONJ
fsr-4083	95	19	learning	learn	VERB
fsr-4083	95	20	tools	tool	NOUN
fsr-4083	95	21	across	across	ADP
fsr-4083	95	22	key	key	ADJ
fsr-4083	95	23	financial	financial	ADJ
fsr-4083	95	24	topics	topic	NOUN
fsr-4083	95	25	.	.	PUNCT
fsr-4083	96	1	these	these	DET
fsr-4083	96	2	topics	topic	NOUN
fsr-4083	96	3	include	include	VERB
fsr-4083	96	4	investments	investment	NOUN
fsr-4083	96	5	,	,	PUNCT
fsr-4083	96	6	retirement	retirement	NOUN
fsr-4083	96	7	planning	planning	NOUN
fsr-4083	96	8	,	,	PUNCT
fsr-4083	96	9	financial	financial	ADJ
fsr-4083	96	10	counseling	counseling	NOUN
fsr-4083	96	11	,	,	PUNCT
fsr-4083	96	12	and	and	CCONJ
fsr-4083	96	13	estate	estate	NOUN
fsr-4083	96	14	planning	planning	NOUN
fsr-4083	96	15	.	.	PUNCT
fsr-4083	97	1	each	each	DET
fsr-4083	97	2	one	one	NOUN
fsr-4083	97	3	is	be	AUX
fsr-4083	97	4	accompanied	accompany	VERB
fsr-4083	97	5	by	by	ADP
fsr-4083	97	6	examples	example	NOUN
fsr-4083	97	7	that	that	PRON
fsr-4083	97	8	show	show	VERB
fsr-4083	97	9	how	how	SCONJ
fsr-4083	97	10	theory	theory	NOUN
fsr-4083	97	11	-	-	PUNCT
fsr-4083	97	12	driven	drive	VERB
fsr-4083	97	13	strategies	strategy	NOUN
fsr-4083	97	14	are	be	AUX
fsr-4083	97	15	used	use	VERB
fsr-4083	97	16	to	to	PART
fsr-4083	97	17	support	support	VERB
fsr-4083	97	18	student	student	NOUN
fsr-4083	97	19	learning	learning	NOUN
fsr-4083	97	20	.	.	PUNCT
fsr-4083	98	1	these	these	DET
fsr-4083	98	2	examples	example	NOUN
fsr-4083	98	3	are	be	AUX
fsr-4083	98	4	grounded	ground	VERB
fsr-4083	98	5	in	in	ADP
fsr-4083	98	6	actual	actual	ADJ
fsr-4083	98	7	classroom	classroom	NOUN
fsr-4083	98	8	activities	activity	NOUN
fsr-4083	98	9	and	and	CCONJ
fsr-4083	98	10	instructional	instructional	ADJ
fsr-4083	98	11	materials	material	NOUN
fsr-4083	98	12	,	,	PUNCT
fsr-4083	98	13	all	all	PRON
fsr-4083	98	14	of	of	ADP
fsr-4083	98	15	which	which	PRON
fsr-4083	98	16	are	be	AUX
fsr-4083	98	17	included	include	VERB
fsr-4083	98	18	in	in	ADP
fsr-4083	98	19	the	the	DET
fsr-4083	98	20	appendix	appendix	NOUN
fsr-4083	98	21	.	.	PUNCT
fsr-4083	99	1	this	this	DET
fsr-4083	99	2	transition	transition	NOUN
fsr-4083	99	3	from	from	ADP
fsr-4083	99	4	general	general	ADJ
fsr-4083	99	5	theory	theory	NOUN
fsr-4083	99	6	to	to	ADP
fsr-4083	99	7	applied	applied	ADJ
fsr-4083	99	8	practice	practice	NOUN
fsr-4083	99	9	is	be	AUX
fsr-4083	99	10	intended	intend	VERB
fsr-4083	99	11	to	to	PART
fsr-4083	99	12	help	help	VERB
fsr-4083	99	13	educators	educator	NOUN
fsr-4083	99	14	implement	implement	VERB
fsr-4083	99	15	effective	effective	ADJ
fsr-4083	99	16	,	,	PUNCT
fsr-4083	99	17	learner	learner	NOUN
fsr-4083	99	18	-	-	PUNCT
fsr-4083	99	19	centered	center	VERB
fsr-4083	99	20	financial	financial	ADJ
fsr-4083	99	21	education	education	NOUN
fsr-4083	99	22	.	.	PUNCT
fsr-4083	100	1	application	application	NOUN
fsr-4083	100	2	for	for	ADP
fsr-4083	100	3	specific	specific	ADJ
fsr-4083	100	4	financial	financial	ADJ
fsr-4083	100	5	topics	topic	NOUN
fsr-4083	100	6	investments	investment	NOUN
fsr-4083	100	7	personal	personal	ADJ
fsr-4083	100	8	investment	investment	NOUN
fsr-4083	100	9	planning	planning	NOUN
fsr-4083	100	10	provides	provide	VERB
fsr-4083	100	11	a	a	DET
fsr-4083	100	12	clear	clear	ADJ
fsr-4083	100	13	opportunity	opportunity	NOUN
fsr-4083	100	14	to	to	PART
fsr-4083	100	15	apply	apply	VERB
fsr-4083	100	16	constructivist	constructivist	NOUN
fsr-4083	100	17	,	,	PUNCT
fsr-4083	100	18	experiential	experiential	ADJ
fsr-4083	100	19	,	,	PUNCT
fsr-4083	100	20	and	and	CCONJ
fsr-4083	100	21	social	social	ADJ
fsr-4083	100	22	learning	learning	NOUN
fsr-4083	100	23	theories	theory	NOUN
fsr-4083	100	24	.	.	PUNCT
fsr-4083	101	1	these	these	DET
fsr-4083	101	2	frameworks	framework	NOUN
fsr-4083	101	3	guide	guide	VERB
fsr-4083	101	4	the	the	DET
fsr-4083	101	5	design	design	NOUN
fsr-4083	101	6	of	of	ADP
fsr-4083	101	7	activities	activity	NOUN
fsr-4083	101	8	that	that	PRON
fsr-4083	101	9	help	help	VERB
fsr-4083	101	10	students	student	NOUN
fsr-4083	101	11	build	build	VERB
fsr-4083	101	12	personalized	personalized	ADJ
fsr-4083	101	13	investment	investment	NOUN
fsr-4083	101	14	strategies	strategy	NOUN
fsr-4083	101	15	,	,	PUNCT
fsr-4083	101	16	reflect	reflect	VERB
fsr-4083	101	17	on	on	ADP
fsr-4083	101	18	financial	financial	ADJ
fsr-4083	101	19	decisions	decision	NOUN
fsr-4083	101	20	,	,	PUNCT
fsr-4083	101	21	and	and	CCONJ
fsr-4083	101	22	learn	learn	VERB
fsr-4083	101	23	collaboratively	collaboratively	ADV
fsr-4083	101	24	through	through	ADP
fsr-4083	101	25	peer	peer	NOUN
fsr-4083	101	26	engagement	engagement	NOUN
fsr-4083	101	27	.	.	PUNCT
fsr-4083	102	1	investment	investment	NOUN
fsr-4083	102	2	planning	planning	NOUN
fsr-4083	102	3	is	be	AUX
fsr-4083	102	4	a	a	DET
fsr-4083	102	5	critical	critical	ADJ
fsr-4083	102	6	aspect	aspect	NOUN
fsr-4083	102	7	of	of	ADP
fsr-4083	102	8	personal	personal	ADJ
fsr-4083	102	9	finance	finance	NOUN
fsr-4083	102	10	that	that	PRON
fsr-4083	102	11	involves	involve	VERB
fsr-4083	102	12	strategic	strategic	ADJ
fsr-4083	102	13	decisionmaking	decisionmaking	NOUN
fsr-4083	102	14	to	to	PART
fsr-4083	102	15	grow	grow	VERB
fsr-4083	102	16	wealth	wealth	NOUN
fsr-4083	102	17	and	and	CCONJ
fsr-4083	102	18	achieve	achieve	VERB
fsr-4083	102	19	long	long	ADJ
fsr-4083	102	20	-	-	PUNCT
fsr-4083	102	21	term	term	NOUN
fsr-4083	102	22	financial	financial	ADJ
fsr-4083	102	23	goals	goal	NOUN
fsr-4083	102	24	.	.	PUNCT
fsr-4083	103	1	learners	learner	NOUN
fsr-4083	103	2	are	be	AUX
fsr-4083	103	3	introduced	introduce	VERB
fsr-4083	103	4	to	to	ADP
fsr-4083	103	5	investment	investment	NOUN
fsr-4083	103	6	basics	basic	NOUN
fsr-4083	103	7	through	through	ADP
fsr-4083	103	8	interactive	interactive	ADJ
fsr-4083	103	9	lessons	lesson	NOUN
fsr-4083	103	10	that	that	PRON
fsr-4083	103	11	use	use	VERB
fsr-4083	103	12	real	real	ADJ
fsr-4083	103	13	-	-	PUNCT
fsr-4083	103	14	world	world	NOUN
fsr-4083	103	15	examples	example	NOUN
fsr-4083	103	16	to	to	PART
fsr-4083	103	17	illustrate	illustrate	VERB
fsr-4083	103	18	key	key	ADJ
fsr-4083	103	19	concepts	concept	NOUN
fsr-4083	103	20	.	.	PUNCT
fsr-4083	104	1	they	they	PRON
fsr-4083	104	2	engage	engage	VERB
fsr-4083	104	3	in	in	ADP
fsr-4083	104	4	hands	hand	NOUN
fsr-4083	104	5	-	-	PUNCT
fsr-4083	104	6	on	on	ADP
fsr-4083	104	7	exercises	exercise	NOUN
fsr-4083	104	8	to	to	PART
fsr-4083	104	9	build	build	VERB
fsr-4083	104	10	investment	investment	NOUN
fsr-4083	104	11	portfolios	portfolio	NOUN
fsr-4083	104	12	tailored	tailor	VERB
fsr-4083	104	13	to	to	ADP
fsr-4083	104	14	their	their	PRON
fsr-4083	104	15	financial	financial	ADJ
fsr-4083	104	16	objectives	objective	NOUN
fsr-4083	104	17	and	and	CCONJ
fsr-4083	104	18	risk	risk	NOUN
fsr-4083	104	19	tolerance	tolerance	NOUN
fsr-4083	104	20	levels	level	NOUN
fsr-4083	104	21	.	.	PUNCT
fsr-4083	105	1	students	student	NOUN
fsr-4083	105	2	determine	determine	VERB
fsr-4083	105	3	their	their	PRON
fsr-4083	105	4	individual	individual	ADJ
fsr-4083	105	5	risk	risk	NOUN
fsr-4083	105	6	tolerance	tolerance	NOUN
fsr-4083	105	7	assessments	assessment	NOUN
fsr-4083	105	8	to	to	PART
fsr-4083	105	9	determine	determine	VERB
fsr-4083	105	10	their	their	PRON
fsr-4083	105	11	comfort	comfort	NOUN
fsr-4083	105	12	levels	level	NOUN
fsr-4083	105	13	with	with	ADP
fsr-4083	105	14	risk	risk	NOUN
fsr-4083	105	15	and	and	CCONJ
fsr-4083	105	16	discuss	discuss	VERB
fsr-4083	105	17	personalized	personalized	ADJ
fsr-4083	105	18	diversification	diversification	NOUN
fsr-4083	105	19	recommendations	recommendation	NOUN
fsr-4083	105	20	.	.	PUNCT
fsr-4083	106	1	through	through	ADP
fsr-4083	106	2	personalized	personalized	ADJ
fsr-4083	106	3	investment	investment	NOUN
fsr-4083	106	4	plan	plan	NOUN
fsr-4083	106	5	reviews	review	NOUN
fsr-4083	106	6	and	and	CCONJ
fsr-4083	106	7	feedback	feedback	NOUN
fsr-4083	106	8	,	,	PUNCT
fsr-4083	106	9	individuals	individual	NOUN
fsr-4083	106	10	receive	receive	VERB
fsr-4083	106	11	guidance	guidance	NOUN
fsr-4083	106	12	on	on	ADP
fsr-4083	106	13	optimizing	optimize	VERB
fsr-4083	106	14	their	their	PRON
fsr-4083	106	15	investment	investment	NOUN
fsr-4083	106	16	strategies	strategy	NOUN
fsr-4083	106	17	.	.	PUNCT
fsr-4083	107	1	appendix	appendix	VERB
fsr-4083	107	2	a	a	DET
fsr-4083	107	3	outlines	outline	NOUN
fsr-4083	107	4	an	an	DET
fsr-4083	107	5	assignment	assignment	NOUN
fsr-4083	107	6	requiring	require	VERB
fsr-4083	107	7	students	student	NOUN
fsr-4083	107	8	to	to	PART
fsr-4083	107	9	develop	develop	VERB
fsr-4083	107	10	a	a	DET
fsr-4083	107	11	comprehensive	comprehensive	ADJ
fsr-4083	107	12	investment	investment	NOUN
fsr-4083	107	13	plan	plan	NOUN
fsr-4083	107	14	for	for	ADP
fsr-4083	107	15	a	a	DET
fsr-4083	107	16	hypothetical	hypothetical	ADJ
fsr-4083	107	17	client	client	NOUN
fsr-4083	107	18	and	and	CCONJ
fsr-4083	107	19	a	a	DET
fsr-4083	107	20	personalized	personalized	ADJ
fsr-4083	107	21	five	five	NUM
fsr-4083	107	22	-	-	PUNCT
fsr-4083	107	23	year	year	NOUN
fsr-4083	107	24	financial	financial	ADJ
fsr-4083	107	25	strategy	strategy	NOUN
fsr-4083	107	26	.	.	PUNCT
fsr-4083	108	1	this	this	DET
fsr-4083	108	2	project	project	NOUN
fsr-4083	108	3	incorporates	incorporate	VERB
fsr-4083	108	4	constructivism	constructivism	NOUN
fsr-4083	108	5	,	,	PUNCT
fsr-4083	108	6	experiential	experiential	ADJ
fsr-4083	108	7	,	,	PUNCT
fsr-4083	108	8	and	and	CCONJ
fsr-4083	108	9	social	social	ADJ
fsr-4083	108	10	learning	learning	NOUN
fsr-4083	108	11	theory	theory	NOUN
fsr-4083	108	12	elements	element	NOUN
fsr-4083	108	13	.	.	PUNCT
fsr-4083	109	1	constructivism	constructivism	NOUN
fsr-4083	109	2	applied	apply	VERB
fsr-4083	109	3	:	:	PUNCT
fsr-4083	109	4	•	•	NOUN
fsr-4083	109	5	active	active	ADJ
fsr-4083	109	6	learning	learning	NOUN
fsr-4083	109	7	and	and	CCONJ
fsr-4083	109	8	reflection	reflection	NOUN
fsr-4083	109	9	:	:	PUNCT
fsr-4083	109	10	students	student	NOUN
fsr-4083	109	11	construct	construct	VERB
fsr-4083	109	12	their	their	PRON
fsr-4083	109	13	understanding	understanding	NOUN
fsr-4083	109	14	by	by	ADP
fsr-4083	109	15	developing	develop	VERB
fsr-4083	109	16	investment	investment	NOUN
fsr-4083	109	17	plans	plan	NOUN
fsr-4083	109	18	tailored	tailor	VERB
fsr-4083	109	19	to	to	ADP
fsr-4083	109	20	real	real	ADJ
fsr-4083	109	21	-	-	PUNCT
fsr-4083	109	22	life	life	NOUN
fsr-4083	109	23	scenarios	scenario	NOUN
fsr-4083	109	24	.	.	PUNCT
fsr-4083	110	1	by	by	ADP
fsr-4083	110	2	reflecting	reflect	VERB
fsr-4083	110	3	on	on	ADP
fsr-4083	110	4	personalized	personalized	ADJ
fsr-4083	110	5	feedback	feedback	NOUN
fsr-4083	110	6	,	,	PUNCT
fsr-4083	110	7	they	they	PRON
fsr-4083	110	8	integrate	integrate	VERB
fsr-4083	110	9	new	new	ADJ
fsr-4083	110	10	knowledge	knowledge	NOUN
fsr-4083	110	11	with	with	ADP
fsr-4083	110	12	prior	prior	ADJ
fsr-4083	110	13	experiences	experience	NOUN
fsr-4083	110	14	.	.	PUNCT
fsr-4083	111	1	•	•	NUM
fsr-4083	111	2	problem	problem	NOUN
fsr-4083	111	3	-	-	PUNCT
fsr-4083	111	4	solving	solving	NOUN
fsr-4083	111	5	in	in	ADP
fsr-4083	111	6	context	context	NOUN
fsr-4083	111	7	:	:	PUNCT
fsr-4083	111	8	creating	create	VERB
fsr-4083	111	9	a	a	DET
fsr-4083	111	10	plan	plan	NOUN
fsr-4083	111	11	for	for	ADP
fsr-4083	111	12	a	a	DET
fsr-4083	111	13	hypothetical	hypothetical	ADJ
fsr-4083	111	14	client	client	NOUN
fsr-4083	111	15	and	and	CCONJ
fsr-4083	111	16	themselves	themselves	PRON
fsr-4083	111	17	allows	allow	VERB
fsr-4083	111	18	learners	learner	NOUN
fsr-4083	111	19	to	to	PART
fsr-4083	111	20	apply	apply	VERB
fsr-4083	111	21	financial	financial	ADJ
fsr-4083	111	22	concepts	concept	NOUN
fsr-4083	111	23	to	to	ADP
fsr-4083	111	24	practical	practical	ADJ
fsr-4083	111	25	situations	situation	NOUN
fsr-4083	111	26	,	,	PUNCT
fsr-4083	111	27	fostering	foster	VERB
fsr-4083	111	28	deeper	deep	ADJ
fsr-4083	111	29	comprehension	comprehension	NOUN
fsr-4083	111	30	.	.	PUNCT
fsr-4083	112	1	•	•	NUM
fsr-4083	112	2	collaborative	collaborative	ADJ
fsr-4083	112	3	learning	learning	NOUN
fsr-4083	112	4	:	:	PUNCT
fsr-4083	112	5	engaging	engage	VERB
fsr-4083	112	6	with	with	ADP
fsr-4083	112	7	peers	peer	NOUN
fsr-4083	112	8	and	and	CCONJ
fsr-4083	112	9	instructors	instructor	NOUN
fsr-4083	112	10	through	through	ADP
fsr-4083	112	11	discussions	discussion	NOUN
fsr-4083	112	12	and	and	CCONJ
fsr-4083	112	13	feedback	feedback	NOUN
fsr-4083	112	14	sessions	session	NOUN
fsr-4083	112	15	enhances	enhance	VERB
fsr-4083	112	16	their	their	PRON
fsr-4083	112	17	understanding	understanding	NOUN
fsr-4083	112	18	by	by	ADP
fsr-4083	112	19	exchanging	exchange	VERB
fsr-4083	112	20	diverse	diverse	ADJ
fsr-4083	112	21	perspectives	perspective	NOUN
fsr-4083	112	22	.	.	PUNCT
fsr-4083	113	1	experiential	experiential	ADJ
fsr-4083	113	2	learning	learning	NOUN
fsr-4083	113	3	applied	apply	VERB
fsr-4083	113	4	:	:	PUNCT
fsr-4083	113	5	•	•	NUM
fsr-4083	113	6	hands	hand	NOUN
fsr-4083	113	7	-	-	PUNCT
fsr-4083	113	8	on	on	ADP
fsr-4083	113	9	experience	experience	NOUN
fsr-4083	113	10	:	:	PUNCT
fsr-4083	113	11	students	student	NOUN
fsr-4083	113	12	actively	actively	ADV
fsr-4083	113	13	create	create	VERB
fsr-4083	113	14	investment	investment	NOUN
fsr-4083	113	15	plans	plan	NOUN
fsr-4083	113	16	,	,	PUNCT
fsr-4083	113	17	which	which	PRON
fsr-4083	113	18	provides	provide	VERB
fsr-4083	113	19	concrete	concrete	ADJ
fsr-4083	113	20	experiences	experience	NOUN
fsr-4083	113	21	that	that	PRON
fsr-4083	113	22	reinforce	reinforce	VERB
fsr-4083	113	23	learning	learn	VERB
fsr-4083	113	24	.	.	PUNCT
fsr-4083	114	1	•	•	NUM
fsr-4083	114	2	real	real	ADJ
fsr-4083	114	3	-	-	PUNCT
fsr-4083	114	4	world	world	NOUN
fsr-4083	114	5	application	application	NOUN
fsr-4083	114	6	:	:	PUNCT
fsr-4083	114	7	designing	design	VERB
fsr-4083	114	8	plans	plan	NOUN
fsr-4083	114	9	for	for	ADP
fsr-4083	114	10	a	a	DET
fsr-4083	114	11	hypothetical	hypothetical	ADJ
fsr-4083	114	12	client	client	NOUN
fsr-4083	114	13	and	and	CCONJ
fsr-4083	114	14	themselves	themselves	PRON
fsr-4083	114	15	encourages	encourage	VERB
fsr-4083	114	16	learners	learner	NOUN
fsr-4083	114	17	to	to	PART
fsr-4083	114	18	apply	apply	VERB
fsr-4083	114	19	theoretical	theoretical	ADJ
fsr-4083	114	20	concepts	concept	NOUN
fsr-4083	114	21	in	in	ADP
fsr-4083	114	22	practical	practical	ADJ
fsr-4083	114	23	,	,	PUNCT
fsr-4083	114	24	real	real	ADJ
fsr-4083	114	25	-	-	PUNCT
fsr-4083	114	26	life	life	NOUN
fsr-4083	114	27	contexts	contexts	NOUN
fsr-4083	114	28	.	.	PUNCT
fsr-4083	115	1	•	•	NUM
fsr-4083	115	2	reflection	reflection	NOUN
fsr-4083	115	3	:	:	PUNCT
fsr-4083	115	4	after	after	ADP
fsr-4083	115	5	receiving	receive	VERB
fsr-4083	115	6	feedback	feedback	NOUN
fsr-4083	115	7	,	,	PUNCT
fsr-4083	115	8	students	student	NOUN
fsr-4083	115	9	reflect	reflect	VERB
fsr-4083	115	10	on	on	ADP
fsr-4083	115	11	their	their	PRON
fsr-4083	115	12	strategies	strategy	NOUN
fsr-4083	115	13	,	,	PUNCT
fsr-4083	115	14	which	which	PRON
fsr-4083	115	15	deepens	deepen	VERB
fsr-4083	115	16	their	their	PRON
fsr-4083	115	17	understanding	understanding	NOUN
fsr-4083	115	18	and	and	CCONJ
fsr-4083	115	19	helps	helps	AUX
fsr-4083	115	20	refine	refine	VERB
fsr-4083	115	21	their	their	PRON
fsr-4083	115	22	investment	investment	NOUN
fsr-4083	115	23	approaches	approach	NOUN
fsr-4083	115	24	.	.	PUNCT
fsr-4083	116	1	•	•	NUM
fsr-4083	116	2	feedback	feedback	NOUN
fsr-4083	116	3	loop	loop	NOUN
fsr-4083	116	4	:	:	PUNCT
fsr-4083	116	5	continuous	continuous	ADJ
fsr-4083	116	6	feedback	feedback	NOUN
fsr-4083	116	7	from	from	ADP
fsr-4083	116	8	instructors	instructor	NOUN
fsr-4083	116	9	fosters	foster	VERB
fsr-4083	116	10	iterative	iterative	NOUN
fsr-4083	116	11	learning	learning	NOUN
fsr-4083	116	12	,	,	PUNCT
fsr-4083	116	13	allowing	allow	VERB
fsr-4083	116	14	students	student	NOUN
fsr-4083	116	15	to	to	PART
fsr-4083	116	16	adjust	adjust	VERB
fsr-4083	116	17	and	and	CCONJ
fsr-4083	116	18	improve	improve	VERB
fsr-4083	116	19	their	their	PRON
fsr-4083	116	20	plans	plan	NOUN
fsr-4083	116	21	based	base	VERB
fsr-4083	116	22	on	on	ADP
fsr-4083	116	23	real	real	ADJ
fsr-4083	116	24	-	-	PUNCT
fsr-4083	116	25	world	world	NOUN
fsr-4083	116	26	scenarios	scenario	NOUN
fsr-4083	116	27	.	.	PUNCT
fsr-4083	117	1	this	this	DET
fsr-4083	117	2	hands	hand	NOUN
fsr-4083	117	3	-	-	PUNCT
fsr-4083	117	4	on	on	ADP
fsr-4083	117	5	project	project	NOUN
fsr-4083	117	6	exemplifies	exemplify	VERB
fsr-4083	117	7	constructivism	constructivism	NOUN
fsr-4083	117	8	by	by	ADP
fsr-4083	117	9	emphasizing	emphasize	VERB
fsr-4083	117	10	active	active	ADJ
fsr-4083	117	11	engagement	engagement	NOUN
fsr-4083	117	12	and	and	CCONJ
fsr-4083	117	13	collaboration	collaboration	NOUN
fsr-4083	117	14	,	,	PUNCT
fsr-4083	117	15	leading	lead	VERB
fsr-4083	117	16	to	to	ADP
fsr-4083	117	17	meaningful	meaningful	ADJ
fsr-4083	117	18	learning	learning	NOUN
fsr-4083	117	19	experiences	experience	NOUN
fsr-4083	117	20	.	.	PUNCT
fsr-4083	118	1	social	social	ADJ
fsr-4083	118	2	learning	learning	PROPN
fsr-4083	118	3	theory	theory	NOUN
fsr-4083	118	4	applied	apply	VERB
fsr-4083	118	5	:	:	PUNCT
fsr-4083	118	6	•	•	NUM
fsr-4083	118	7	observation	observation	NOUN
fsr-4083	118	8	and	and	CCONJ
fsr-4083	118	9	modeling	modeling	NOUN
fsr-4083	118	10	:	:	PUNCT
fsr-4083	118	11	students	student	NOUN
fsr-4083	118	12	learn	learn	VERB
fsr-4083	118	13	by	by	ADP
fsr-4083	118	14	observing	observe	VERB
fsr-4083	118	15	peer	peer	NOUN
fsr-4083	118	16	approaches	approach	NOUN
fsr-4083	118	17	and	and	CCONJ
fsr-4083	118	18	instructor	instructor	NOUN
fsr-4083	118	19	demonstrations	demonstration	NOUN
fsr-4083	118	20	,	,	PUNCT
fsr-4083	118	21	enhancing	enhance	VERB
fsr-4083	118	22	their	their	PRON
fsr-4083	118	23	understanding	understanding	NOUN
fsr-4083	118	24	of	of	ADP
fsr-4083	118	25	effective	effective	ADJ
fsr-4083	118	26	investment	investment	NOUN
fsr-4083	118	27	strategies	strategy	NOUN
fsr-4083	118	28	.	.	PUNCT
fsr-4083	119	1	•	•	NUM
fsr-4083	119	2	peer	peer	NOUN
fsr-4083	119	3	collaboration	collaboration	NOUN
fsr-4083	119	4	:	:	PUNCT
fsr-4083	119	5	group	group	NOUN
fsr-4083	119	6	discussions	discussion	NOUN
fsr-4083	119	7	and	and	CCONJ
fsr-4083	119	8	peer	peer	NOUN
fsr-4083	119	9	reviews	review	NOUN
fsr-4083	119	10	facilitate	facilitate	VERB
fsr-4083	119	11	shared	shared	ADJ
fsr-4083	119	12	learning	learning	NOUN
fsr-4083	119	13	experiences	experience	NOUN
fsr-4083	119	14	,	,	PUNCT
fsr-4083	119	15	allowing	allow	VERB
fsr-4083	119	16	students	student	NOUN
fsr-4083	119	17	to	to	PART
fsr-4083	119	18	learn	learn	VERB
fsr-4083	119	19	from	from	ADP
fsr-4083	119	20	each	each	DET
fsr-4083	119	21	other	other	ADJ
fsr-4083	119	22	’s	’s	PART
fsr-4083	119	23	insights	insight	NOUN
fsr-4083	119	24	and	and	CCONJ
fsr-4083	119	25	feedback	feedback	NOUN
fsr-4083	119	26	.	.	PUNCT
fsr-4083	120	1	•	•	NUM
fsr-4083	120	2	feedback	feedback	NOUN
fsr-4083	120	3	and	and	CCONJ
fsr-4083	120	4	support	support	NOUN
fsr-4083	120	5	:	:	PUNCT
fsr-4083	120	6	constructive	constructive	ADJ
fsr-4083	120	7	feedback	feedback	NOUN
fsr-4083	120	8	from	from	ADP
fsr-4083	120	9	both	both	DET
fsr-4083	120	10	peers	peer	NOUN
fsr-4083	120	11	and	and	CCONJ
fsr-4083	120	12	instructors	instructor	NOUN
fsr-4083	120	13	creates	create	VERB
fsr-4083	120	14	a	a	DET
fsr-4083	120	15	supportive	supportive	ADJ
fsr-4083	120	16	environment	environment	NOUN
fsr-4083	120	17	that	that	PRON
fsr-4083	120	18	financial	financial	ADJ
fsr-4083	120	19	services	service	NOUN
fsr-4083	120	20	review	review	NOUN
fsr-4083	120	21	,	,	PUNCT
fsr-4083	120	22	33(4	33(4	NUM
fsr-4083	120	23	)	)	PUNCT
fsr-4083	120	24	92	92	NUM
fsr-4083	120	25	encourages	encourage	VERB
fsr-4083	120	26	learners	learner	NOUN
fsr-4083	120	27	to	to	PART
fsr-4083	120	28	refine	refine	VERB
fsr-4083	120	29	their	their	PRON
fsr-4083	120	30	strategies	strategy	NOUN
fsr-4083	120	31	based	base	VERB
fsr-4083	120	32	on	on	ADP
fsr-4083	120	33	collective	collective	ADJ
fsr-4083	120	34	input	input	NOUN
fsr-4083	120	35	.	.	PUNCT
fsr-4083	121	1	•	•	NUM
fsr-4083	121	2	emulation	emulation	NOUN
fsr-4083	121	3	of	of	ADP
fsr-4083	121	4	best	good	ADJ
fsr-4083	121	5	practices	practice	NOUN
fsr-4083	121	6	:	:	PUNCT
fsr-4083	121	7	by	by	ADP
fsr-4083	121	8	engaging	engage	VERB
fsr-4083	121	9	with	with	ADP
fsr-4083	121	10	exemplars	exemplar	NOUN
fsr-4083	121	11	students	student	NOUN
fsr-4083	121	12	adopt	adopt	VERB
fsr-4083	121	13	effective	effective	ADJ
fsr-4083	121	14	behaviors	behavior	NOUN
fsr-4083	121	15	and	and	CCONJ
fsr-4083	121	16	decision	decision	NOUN
fsr-4083	121	17	-	-	PUNCT
fsr-4083	121	18	making	make	VERB
fsr-4083	121	19	processes	process	NOUN
fsr-4083	121	20	in	in	ADP
fsr-4083	121	21	their	their	PRON
fsr-4083	121	22	investment	investment	NOUN
fsr-4083	121	23	planning	planning	NOUN
fsr-4083	121	24	.	.	PUNCT
fsr-4083	122	1	understanding	understand	VERB
fsr-4083	122	2	the	the	DET
fsr-4083	122	3	different	different	ADJ
fsr-4083	122	4	types	type	NOUN
fsr-4083	122	5	of	of	ADP
fsr-4083	122	6	investments	investment	NOUN
fsr-4083	122	7	is	be	AUX
fsr-4083	122	8	essential	essential	ADJ
fsr-4083	122	9	,	,	PUNCT
fsr-4083	122	10	and	and	CCONJ
fsr-4083	122	11	learners	learner	NOUN
fsr-4083	122	12	explore	explore	VERB
fsr-4083	122	13	this	this	DET
fsr-4083	122	14	topic	topic	NOUN
fsr-4083	122	15	through	through	ADP
fsr-4083	122	16	case	case	NOUN
fsr-4083	122	17	studies	study	NOUN
fsr-4083	122	18	that	that	PRON
fsr-4083	122	19	examine	examine	VERB
fsr-4083	122	20	various	various	ADJ
fsr-4083	122	21	investment	investment	NOUN
fsr-4083	122	22	vehicles	vehicle	NOUN
fsr-4083	122	23	and	and	CCONJ
fsr-4083	122	24	their	their	PRON
fsr-4083	122	25	risk	risk	NOUN
fsr-4083	122	26	-	-	PUNCT
fsr-4083	122	27	return	return	NOUN
fsr-4083	122	28	profiles	profile	NOUN
fsr-4083	122	29	.	.	PUNCT
fsr-4083	123	1	group	group	NOUN
fsr-4083	123	2	discussions	discussion	NOUN
fsr-4083	123	3	on	on	ADP
fsr-4083	123	4	investment	investment	NOUN
fsr-4083	123	5	selection	selection	NOUN
fsr-4083	123	6	strategies	strategy	NOUN
fsr-4083	123	7	foster	foster	ADJ
fsr-4083	123	8	collaboration	collaboration	NOUN
fsr-4083	123	9	and	and	CCONJ
fsr-4083	123	10	the	the	DET
fsr-4083	123	11	sharing	sharing	NOUN
fsr-4083	123	12	of	of	ADP
fsr-4083	123	13	insights	insight	NOUN
fsr-4083	123	14	among	among	ADP
fsr-4083	123	15	peers	peer	NOUN
fsr-4083	123	16	.	.	PUNCT
fsr-4083	124	1	professor	professor	NOUN
fsr-4083	124	2	-	-	PUNCT
fsr-4083	124	3	led	lead	VERB
fsr-4083	124	4	feedback	feedback	NOUN
fsr-4083	124	5	on	on	ADP
fsr-4083	124	6	investment	investment	NOUN
fsr-4083	124	7	choices	choice	NOUN
fsr-4083	124	8	ensures	ensure	VERB
fsr-4083	124	9	that	that	SCONJ
fsr-4083	124	10	learners	learner	NOUN
fsr-4083	124	11	gain	gain	VERB
fsr-4083	124	12	a	a	DET
fsr-4083	124	13	deeper	deep	ADJ
fsr-4083	124	14	understanding	understanding	NOUN
fsr-4083	124	15	of	of	ADP
fsr-4083	124	16	the	the	DET
fsr-4083	124	17	implications	implication	NOUN
fsr-4083	124	18	of	of	ADP
fsr-4083	124	19	their	their	PRON
fsr-4083	124	20	investment	investment	NOUN
fsr-4083	124	21	decisions	decision	NOUN
fsr-4083	124	22	and	and	CCONJ
fsr-4083	124	23	can	can	AUX
fsr-4083	124	24	make	make	VERB
fsr-4083	124	25	informed	informed	ADJ
fsr-4083	124	26	choices	choice	NOUN
fsr-4083	124	27	aligned	align	VERB
fsr-4083	124	28	with	with	ADP
fsr-4083	124	29	their	their	PRON
fsr-4083	124	30	financial	financial	ADJ
fsr-4083	124	31	goals	goal	NOUN
fsr-4083	124	32	and	and	CCONJ
fsr-4083	124	33	risk	risk	NOUN
fsr-4083	124	34	tolerance	tolerance	NOUN
fsr-4083	124	35	levels	level	NOUN
fsr-4083	124	36	.	.	PUNCT
fsr-4083	125	1	retirement	retirement	NOUN
fsr-4083	125	2	planning	planning	NOUN
fsr-4083	125	3	retirement	retirement	NOUN
fsr-4083	125	4	planning	planning	NOUN
fsr-4083	125	5	instruction	instruction	NOUN
fsr-4083	125	6	benefits	benefit	NOUN
fsr-4083	125	7	from	from	ADP
fsr-4083	125	8	integrating	integrate	VERB
fsr-4083	125	9	constructivist	constructivist	ADJ
fsr-4083	125	10	and	and	CCONJ
fsr-4083	125	11	experiential	experiential	ADJ
fsr-4083	125	12	learning	learning	NOUN
fsr-4083	125	13	approaches	approach	NOUN
fsr-4083	125	14	.	.	PUNCT
fsr-4083	126	1	these	these	DET
fsr-4083	126	2	theories	theory	NOUN
fsr-4083	126	3	support	support	VERB
fsr-4083	126	4	the	the	DET
fsr-4083	126	5	use	use	NOUN
fsr-4083	126	6	of	of	ADP
fsr-4083	126	7	realistic	realistic	ADJ
fsr-4083	126	8	scenarios	scenario	NOUN
fsr-4083	126	9	,	,	PUNCT
fsr-4083	126	10	hands	hand	NOUN
fsr-4083	126	11	-	-	PUNCT
fsr-4083	126	12	on	on	ADP
fsr-4083	126	13	simulations	simulation	NOUN
fsr-4083	126	14	,	,	PUNCT
fsr-4083	126	15	and	and	CCONJ
fsr-4083	126	16	reflective	reflective	ADJ
fsr-4083	126	17	exercises	exercise	NOUN
fsr-4083	126	18	that	that	PRON
fsr-4083	126	19	help	help	VERB
fsr-4083	126	20	students	student	NOUN
fsr-4083	126	21	connect	connect	VERB
fsr-4083	126	22	retirement	retirement	NOUN
fsr-4083	126	23	concepts	concept	NOUN
fsr-4083	126	24	to	to	ADP
fsr-4083	126	25	their	their	PRON
fsr-4083	126	26	personal	personal	ADJ
fsr-4083	126	27	financial	financial	ADJ
fsr-4083	126	28	goals	goal	NOUN
fsr-4083	126	29	.	.	PUNCT
fsr-4083	127	1	financial	financial	ADJ
fsr-4083	127	2	education	education	NOUN
fsr-4083	127	3	on	on	ADP
fsr-4083	127	4	retirement	retirement	NOUN
fsr-4083	127	5	planning	planning	NOUN
fsr-4083	127	6	emphasizes	emphasize	VERB
fsr-4083	127	7	the	the	DET
fsr-4083	127	8	importance	importance	NOUN
fsr-4083	127	9	of	of	ADP
fsr-4083	127	10	understanding	understand	VERB
fsr-4083	127	11	various	various	ADJ
fsr-4083	127	12	retirement	retirement	NOUN
fsr-4083	127	13	income	income	NOUN
fsr-4083	127	14	sources	source	NOUN
fsr-4083	127	15	and	and	CCONJ
fsr-4083	127	16	optimizing	optimize	VERB
fsr-4083	127	17	their	their	PRON
fsr-4083	127	18	mix	mix	NOUN
fsr-4083	127	19	for	for	ADP
fsr-4083	127	20	financial	financial	ADJ
fsr-4083	127	21	security	security	NOUN
fsr-4083	127	22	in	in	ADP
fsr-4083	127	23	retirement	retirement	NOUN
fsr-4083	127	24	.	.	PUNCT
fsr-4083	128	1	real	real	ADJ
fsr-4083	128	2	-	-	PUNCT
fsr-4083	128	3	world	world	NOUN
fsr-4083	128	4	case	case	NOUN
fsr-4083	128	5	studies	study	NOUN
fsr-4083	128	6	and	and	CCONJ
fsr-4083	128	7	group	group	NOUN
fsr-4083	128	8	discussions	discussion	NOUN
fsr-4083	128	9	reflecting	reflect	VERB
fsr-4083	128	10	on	on	ADP
fsr-4083	128	11	what	what	PRON
fsr-4083	128	12	retirement	retirement	NOUN
fsr-4083	128	13	means	mean	VERB
fsr-4083	128	14	on	on	ADP
fsr-4083	128	15	a	a	DET
fsr-4083	128	16	personal	personal	ADJ
fsr-4083	128	17	level	level	NOUN
fsr-4083	128	18	provide	provide	VERB
fsr-4083	128	19	elements	element	NOUN
fsr-4083	128	20	of	of	ADP
fsr-4083	128	21	constructivism	constructivism	NOUN
fsr-4083	128	22	and	and	CCONJ
fsr-4083	128	23	experiential	experiential	ADJ
fsr-4083	128	24	learning	learning	NOUN
fsr-4083	128	25	.	.	PUNCT
fsr-4083	129	1	learners	learner	NOUN
fsr-4083	129	2	explore	explore	VERB
fsr-4083	129	3	different	different	ADJ
fsr-4083	129	4	approaches	approach	NOUN
fsr-4083	129	5	to	to	ADP
fsr-4083	129	6	retirement	retirement	NOUN
fsr-4083	129	7	savings	saving	NOUN
fsr-4083	129	8	through	through	ADP
fsr-4083	129	9	case	case	NOUN
fsr-4083	129	10	studies	study	NOUN
fsr-4083	129	11	showcasing	showcase	VERB
fsr-4083	129	12	diverse	diverse	ADJ
fsr-4083	129	13	strategies	strategy	NOUN
fsr-4083	129	14	.	.	PUNCT
fsr-4083	130	1	they	they	PRON
fsr-4083	130	2	engage	engage	VERB
fsr-4083	130	3	in	in	ADP
fsr-4083	130	4	group	group	NOUN
fsr-4083	130	5	discussions	discussion	NOUN
fsr-4083	130	6	to	to	PART
fsr-4083	130	7	identify	identify	VERB
fsr-4083	130	8	challenges	challenge	NOUN
fsr-4083	130	9	and	and	CCONJ
fsr-4083	130	10	develop	develop	VERB
fsr-4083	130	11	solutions	solution	NOUN
fsr-4083	130	12	related	relate	VERB
fsr-4083	130	13	to	to	ADP
fsr-4083	130	14	retirement	retirement	NOUN
fsr-4083	130	15	goals	goal	NOUN
fsr-4083	130	16	.	.	PUNCT
fsr-4083	131	1	through	through	ADP
fsr-4083	131	2	the	the	DET
fsr-4083	131	3	analysis	analysis	NOUN
fsr-4083	131	4	of	of	ADP
fsr-4083	131	5	retirement	retirement	NOUN
fsr-4083	131	6	income	income	NOUN
fsr-4083	131	7	sources	source	NOUN
fsr-4083	131	8	such	such	ADJ
fsr-4083	131	9	as	as	ADP
fsr-4083	131	10	social	social	ADJ
fsr-4083	131	11	security	security	NOUN
fsr-4083	131	12	,	,	PUNCT
fsr-4083	131	13	employersponsored	employersponsore	VERB
fsr-4083	131	14	retirement	retirement	NOUN
fsr-4083	131	15	plans	plan	NOUN
fsr-4083	131	16	,	,	PUNCT
fsr-4083	131	17	individual	individual	ADJ
fsr-4083	131	18	investment	investment	NOUN
fsr-4083	131	19	options	option	NOUN
fsr-4083	131	20	,	,	PUNCT
fsr-4083	131	21	and	and	CCONJ
fsr-4083	131	22	annuities	annuity	NOUN
fsr-4083	131	23	students	student	NOUN
fsr-4083	131	24	learn	learn	VERB
fsr-4083	131	25	strategies	strategy	NOUN
fsr-4083	131	26	to	to	PART
fsr-4083	131	27	plan	plan	VERB
fsr-4083	131	28	for	for	ADP
fsr-4083	131	29	their	their	PRON
fsr-4083	131	30	individual	individual	ADJ
fsr-4083	131	31	vision	vision	NOUN
fsr-4083	131	32	of	of	ADP
fsr-4083	131	33	retirement	retirement	NOUN
fsr-4083	131	34	.	.	PUNCT
fsr-4083	132	1	individualized	individualized	ADJ
fsr-4083	132	2	feedback	feedback	NOUN
fsr-4083	132	3	on	on	ADP
fsr-4083	132	4	optimizing	optimize	VERB
fsr-4083	132	5	the	the	DET
fsr-4083	132	6	retirement	retirement	NOUN
fsr-4083	132	7	income	income	NOUN
fsr-4083	132	8	mix	mix	NOUN
fsr-4083	132	9	ensures	ensure	VERB
fsr-4083	132	10	that	that	SCONJ
fsr-4083	132	11	learners	learner	NOUN
fsr-4083	132	12	can	can	AUX
fsr-4083	132	13	tailor	tailor	VERB
fsr-4083	132	14	their	their	PRON
fsr-4083	132	15	plans	plan	NOUN
fsr-4083	132	16	to	to	PART
fsr-4083	132	17	meet	meet	VERB
fsr-4083	132	18	their	their	PRON
fsr-4083	132	19	specific	specific	ADJ
fsr-4083	132	20	needs	need	NOUN
fsr-4083	132	21	and	and	CCONJ
fsr-4083	132	22	goals	goal	NOUN
fsr-4083	132	23	,	,	PUNCT
fsr-4083	132	24	empowering	empower	VERB
fsr-4083	132	25	them	they	PRON
fsr-4083	132	26	to	to	PART
fsr-4083	132	27	make	make	VERB
fsr-4083	132	28	informed	informed	ADJ
fsr-4083	132	29	decisions	decision	NOUN
fsr-4083	132	30	and	and	CCONJ
fsr-4083	132	31	achieve	achieve	VERB
fsr-4083	132	32	financial	financial	ADJ
fsr-4083	132	33	security	security	NOUN
fsr-4083	132	34	in	in	ADP
fsr-4083	132	35	retirement	retirement	NOUN
fsr-4083	132	36	.	.	PUNCT
fsr-4083	133	1	foundational	foundational	ADJ
fsr-4083	133	2	knowledge	knowledge	NOUN
fsr-4083	133	3	on	on	ADP
fsr-4083	133	4	bloom	bloom	NOUN
fsr-4083	133	5	’s	’s	PART
fsr-4083	133	6	taxonomy	taxonomy	NOUN
fsr-4083	133	7	can	can	AUX
fsr-4083	133	8	be	be	AUX
fsr-4083	133	9	measured	measure	VERB
fsr-4083	133	10	through	through	ADP
fsr-4083	133	11	definitional	definitional	ADJ
fsr-4083	133	12	questions	question	NOUN
fsr-4083	133	13	,	,	PUNCT
fsr-4083	133	14	while	while	SCONJ
fsr-4083	133	15	higher	high	ADJ
fsr-4083	133	16	levels	level	NOUN
fsr-4083	133	17	require	require	VERB
fsr-4083	133	18	more	more	ADJ
fsr-4083	133	19	depth	depth	NOUN
fsr-4083	133	20	.	.	PUNCT
fsr-4083	134	1	developing	develop	VERB
fsr-4083	134	2	a	a	DET
fsr-4083	134	3	comprehensive	comprehensive	ADJ
fsr-4083	134	4	retirement	retirement	NOUN
fsr-4083	134	5	planning	planning	NOUN
fsr-4083	134	6	project	project	NOUN
fsr-4083	134	7	that	that	PRON
fsr-4083	134	8	applies	apply	VERB
fsr-4083	134	9	elements	element	NOUN
fsr-4083	134	10	of	of	ADP
fsr-4083	134	11	constructivism	constructivism	NOUN
fsr-4083	134	12	with	with	ADP
fsr-4083	134	13	overlap	overlap	NOUN
fsr-4083	134	14	into	into	ADP
fsr-4083	134	15	experiential	experiential	ADJ
fsr-4083	134	16	learning	learning	NOUN
fsr-4083	134	17	,	,	PUNCT
fsr-4083	134	18	is	be	AUX
fsr-4083	134	19	outlined	outline	VERB
fsr-4083	134	20	in	in	ADP
fsr-4083	134	21	appendix	appendix	PROPN
fsr-4083	134	22	b.	b.	PROPN
fsr-4083	135	1	this	this	DET
fsr-4083	135	2	project	project	NOUN
fsr-4083	135	3	incorporates	incorporate	VERB
fsr-4083	135	4	real	real	ADJ
fsr-4083	135	5	-	-	PUNCT
fsr-4083	135	6	life	life	NOUN
fsr-4083	135	7	scenarios	scenario	NOUN
fsr-4083	135	8	of	of	ADP
fsr-4083	135	9	retirement	retirement	NOUN
fsr-4083	135	10	account	account	NOUN
fsr-4083	135	11	selection	selection	NOUN
fsr-4083	135	12	tailored	tailor	VERB
fsr-4083	135	13	to	to	ADP
fsr-4083	135	14	individual	individual	ADJ
fsr-4083	135	15	circumstances	circumstance	NOUN
fsr-4083	135	16	,	,	PUNCT
fsr-4083	135	17	interactive	interactive	ADJ
fsr-4083	135	18	exercises	exercise	NOUN
fsr-4083	135	19	simulating	simulate	VERB
fsr-4083	135	20	retirement	retirement	NOUN
fsr-4083	135	21	savings	saving	NOUN
fsr-4083	135	22	calculations	calculation	NOUN
fsr-4083	135	23	,	,	PUNCT
fsr-4083	135	24	and	and	CCONJ
fsr-4083	135	25	personalized	personalize	VERB
fsr-4083	135	26	feedback	feedback	NOUN
fsr-4083	135	27	from	from	ADP
fsr-4083	135	28	the	the	DET
fsr-4083	135	29	professor	professor	NOUN
fsr-4083	135	30	on	on	ADP
fsr-4083	135	31	retirement	retirement	NOUN
fsr-4083	135	32	goals	goal	NOUN
fsr-4083	135	33	and	and	CCONJ
fsr-4083	135	34	strategies	strategy	NOUN
fsr-4083	135	35	.	.	PUNCT
fsr-4083	136	1	by	by	ADP
fsr-4083	136	2	engaging	engage	VERB
fsr-4083	136	3	in	in	ADP
fsr-4083	136	4	hands	hand	NOUN
fsr-4083	136	5	-	-	PUNCT
fsr-4083	136	6	on	on	ADP
fsr-4083	136	7	activities	activity	NOUN
fsr-4083	136	8	and	and	CCONJ
fsr-4083	136	9	receiving	receive	VERB
fsr-4083	136	10	personalized	personalized	ADJ
fsr-4083	136	11	guidance	guidance	NOUN
fsr-4083	136	12	,	,	PUNCT
fsr-4083	136	13	learners	learner	NOUN
fsr-4083	136	14	gain	gain	VERB
fsr-4083	136	15	practical	practical	ADJ
fsr-4083	136	16	skills	skill	NOUN
fsr-4083	136	17	and	and	CCONJ
fsr-4083	136	18	insights	insight	NOUN
fsr-4083	136	19	essential	essential	ADJ
fsr-4083	136	20	for	for	ADP
fsr-4083	136	21	navigating	navigate	VERB
fsr-4083	136	22	the	the	DET
fsr-4083	136	23	complexities	complexity	NOUN
fsr-4083	136	24	of	of	ADP
fsr-4083	136	25	retirement	retirement	NOUN
fsr-4083	136	26	planning	planning	NOUN
fsr-4083	136	27	.	.	PUNCT
fsr-4083	137	1	constructivism	constructivism	NOUN
fsr-4083	137	2	applied	apply	VERB
fsr-4083	137	3	:	:	PUNCT
fsr-4083	137	4	•	•	NUM
fsr-4083	137	5	real	real	ADJ
fsr-4083	137	6	-	-	PUNCT
fsr-4083	137	7	life	life	NOUN
fsr-4083	137	8	scenarios	scenario	NOUN
fsr-4083	137	9	:	:	PUNCT
fsr-4083	137	10	students	student	NOUN
fsr-4083	137	11	apply	apply	VERB
fsr-4083	137	12	knowledge	knowledge	NOUN
fsr-4083	137	13	to	to	ADP
fsr-4083	137	14	realistic	realistic	ADJ
fsr-4083	137	15	situations	situation	NOUN
fsr-4083	137	16	,	,	PUNCT
fsr-4083	137	17	tailoring	tailor	VERB
fsr-4083	137	18	retirement	retirement	NOUN
fsr-4083	137	19	account	account	NOUN
fsr-4083	137	20	selections	selection	NOUN
fsr-4083	137	21	to	to	ADP
fsr-4083	137	22	individual	individual	ADJ
fsr-4083	137	23	circumstances	circumstance	NOUN
fsr-4083	137	24	,	,	PUNCT
fsr-4083	137	25	which	which	PRON
fsr-4083	137	26	helps	help	VERB
fsr-4083	137	27	them	they	PRON
fsr-4083	137	28	construct	construct	VERB
fsr-4083	137	29	understanding	understanding	NOUN
fsr-4083	137	30	based	base	VERB
fsr-4083	137	31	on	on	ADP
fsr-4083	137	32	personal	personal	ADJ
fsr-4083	137	33	relevance	relevance	NOUN
fsr-4083	137	34	.	.	PUNCT
fsr-4083	138	1	(	(	PUNCT
fsr-4083	138	2	experiential	experiential	ADJ
fsr-4083	138	3	learning	learning	NOUN
fsr-4083	138	4	theory	theory	NOUN
fsr-4083	138	5	overlap	overlap	NOUN
fsr-4083	138	6	.	.	PUNCT
fsr-4083	138	7	)	)	PUNCT
fsr-4083	139	1	•	•	NUM
fsr-4083	139	2	interactive	interactive	ADJ
fsr-4083	139	3	exercises	exercise	NOUN
fsr-4083	139	4	:	:	PUNCT
fsr-4083	139	5	engaging	engage	VERB
fsr-4083	139	6	in	in	ADP
fsr-4083	139	7	simulations	simulation	NOUN
fsr-4083	139	8	for	for	ADP
fsr-4083	139	9	retirement	retirement	NOUN
fsr-4083	139	10	savings	saving	NOUN
fsr-4083	139	11	calculations	calculation	NOUN
fsr-4083	139	12	allows	allow	VERB
fsr-4083	139	13	learners	learner	NOUN
fsr-4083	139	14	to	to	PART
fsr-4083	139	15	actively	actively	ADV
fsr-4083	139	16	participate	participate	VERB
fsr-4083	139	17	,	,	PUNCT
fsr-4083	139	18	building	build	VERB
fsr-4083	139	19	knowledge	knowledge	NOUN
fsr-4083	139	20	through	through	ADP
fsr-4083	139	21	experience	experience	NOUN
fsr-4083	139	22	.	.	PUNCT
fsr-4083	140	1	(	(	PUNCT
fsr-4083	140	2	experiential	experiential	ADJ
fsr-4083	140	3	learning	learning	NOUN
fsr-4083	140	4	theory	theory	NOUN
fsr-4083	140	5	overlap	overlap	NOUN
fsr-4083	140	6	.	.	PUNCT
fsr-4083	140	7	)	)	PUNCT
fsr-4083	141	1	•	•	NOUN
fsr-4083	141	2	personalized	personalized	ADJ
fsr-4083	141	3	feedback	feedback	NOUN
fsr-4083	141	4	:	:	PUNCT
fsr-4083	141	5	receiving	receive	VERB
fsr-4083	141	6	tailored	tailor	VERB
fsr-4083	141	7	guidance	guidance	NOUN
fsr-4083	141	8	from	from	ADP
fsr-4083	141	9	the	the	DET
fsr-4083	141	10	professor	professor	NOUN
fsr-4083	141	11	encourages	encourage	VERB
fsr-4083	141	12	reflection	reflection	NOUN
fsr-4083	141	13	and	and	CCONJ
fsr-4083	141	14	adaptation	adaptation	NOUN
fsr-4083	141	15	,	,	PUNCT
fsr-4083	141	16	reinforcing	reinforce	VERB
fsr-4083	141	17	learning	learn	VERB
fsr-4083	141	18	by	by	ADP
fsr-4083	141	19	connecting	connect	VERB
fsr-4083	141	20	theoretical	theoretical	ADJ
fsr-4083	141	21	concepts	concept	NOUN
fsr-4083	141	22	to	to	ADP
fsr-4083	141	23	practical	practical	ADJ
fsr-4083	141	24	application	application	NOUN
fsr-4083	141	25	.	.	PUNCT
fsr-4083	142	1	(	(	PUNCT
fsr-4083	142	2	experiential	experiential	ADJ
fsr-4083	142	3	learning	learning	NOUN
fsr-4083	142	4	theory	theory	NOUN
fsr-4083	142	5	overlap	overlap	NOUN
fsr-4083	142	6	.	.	PUNCT
fsr-4083	142	7	)	)	PUNCT
fsr-4083	143	1	•	•	NUM
fsr-4083	143	2	hands	hand	NOUN
fsr-4083	143	3	-	-	PUNCT
fsr-4083	143	4	on	on	ADP
fsr-4083	143	5	activities	activity	NOUN
fsr-4083	143	6	:	:	PUNCT
fsr-4083	143	7	through	through	ADP
fsr-4083	143	8	active	active	ADJ
fsr-4083	143	9	involvement	involvement	NOUN
fsr-4083	143	10	,	,	PUNCT
fsr-4083	143	11	students	student	NOUN
fsr-4083	143	12	construct	construct	VERB
fsr-4083	143	13	their	their	PRON
fsr-4083	143	14	understanding	understanding	NOUN
fsr-4083	143	15	of	of	ADP
fsr-4083	143	16	retirement	retirement	NOUN
fsr-4083	143	17	planning	planning	NOUN
fsr-4083	143	18	complexities	complexity	NOUN
fsr-4083	143	19	,	,	PUNCT
fsr-4083	143	20	enhancing	enhance	VERB
fsr-4083	143	21	their	their	PRON
fsr-4083	143	22	problemsolving	problemsolving	NOUN
fsr-4083	143	23	skills	skill	NOUN
fsr-4083	143	24	.	.	PUNCT
fsr-4083	144	1	financial	financial	ADJ
fsr-4083	144	2	counseling	counseling	NOUN
fsr-4083	144	3	financial	financial	ADJ
fsr-4083	144	4	counseling	counseling	NOUN
fsr-4083	144	5	education	education	NOUN
fsr-4083	144	6	draws	draw	VERB
fsr-4083	144	7	heavily	heavily	ADV
fsr-4083	144	8	on	on	ADP
fsr-4083	144	9	behaviorist	behaviorist	NOUN
fsr-4083	144	10	,	,	PUNCT
fsr-4083	144	11	experiential	experiential	ADJ
fsr-4083	144	12	,	,	PUNCT
fsr-4083	144	13	and	and	CCONJ
fsr-4083	144	14	social	social	ADJ
fsr-4083	144	15	learning	learning	NOUN
fsr-4083	144	16	principles	principle	NOUN
fsr-4083	144	17	.	.	PUNCT
fsr-4083	145	1	these	these	DET
fsr-4083	145	2	theories	theory	NOUN
fsr-4083	145	3	inform	inform	VERB
fsr-4083	145	4	the	the	DET
fsr-4083	145	5	use	use	NOUN
fsr-4083	145	6	of	of	ADP
fsr-4083	145	7	reinforcement	reinforcement	NOUN
fsr-4083	145	8	strategies	strategy	NOUN
fsr-4083	145	9	,	,	PUNCT
fsr-4083	145	10	role	role	NOUN
fsr-4083	145	11	-	-	PUNCT
fsr-4083	145	12	play	play	NOUN
fsr-4083	145	13	exercises	exercise	NOUN
fsr-4083	145	14	,	,	PUNCT
fsr-4083	145	15	and	and	CCONJ
fsr-4083	145	16	stebbins	stebbins	PROPN
fsr-4083	145	17	&	&	CCONJ
fsr-4083	145	18	quito	quito	PROPN
fsr-4083	145	19	93	93	NUM
fsr-4083	145	20	peer	peer	NOUN
fsr-4083	145	21	feedback	feedback	NOUN
fsr-4083	145	22	to	to	PART
fsr-4083	145	23	help	help	VERB
fsr-4083	145	24	students	student	NOUN
fsr-4083	145	25	develop	develop	VERB
fsr-4083	145	26	practical	practical	ADJ
fsr-4083	145	27	counseling	counseling	NOUN
fsr-4083	145	28	skills	skill	NOUN
fsr-4083	145	29	and	and	CCONJ
fsr-4083	145	30	financial	financial	ADJ
fsr-4083	145	31	self	self	NOUN
fsr-4083	145	32	-	-	PUNCT
fsr-4083	145	33	awareness	awareness	NOUN
fsr-4083	145	34	.	.	PUNCT
fsr-4083	146	1	students	student	NOUN
fsr-4083	146	2	begin	begin	VERB
fsr-4083	146	3	this	this	DET
fsr-4083	146	4	course	course	NOUN
fsr-4083	146	5	by	by	ADP
fsr-4083	146	6	learning	learn	VERB
fsr-4083	146	7	about	about	ADP
fsr-4083	146	8	their	their	PRON
fsr-4083	146	9	personal	personal	ADJ
fsr-4083	146	10	relationship	relationship	NOUN
fsr-4083	146	11	with	with	ADP
fsr-4083	146	12	money	money	NOUN
fsr-4083	146	13	,	,	PUNCT
fsr-4083	146	14	something	something	PRON
fsr-4083	146	15	that	that	PRON
fsr-4083	146	16	likely	likely	ADV
fsr-4083	146	17	began	begin	VERB
fsr-4083	146	18	with	with	ADP
fsr-4083	146	19	financial	financial	ADJ
fsr-4083	146	20	socialization	socialization	NOUN
fsr-4083	146	21	(	(	PUNCT
fsr-4083	146	22	danes	dane	NOUN
fsr-4083	146	23	,	,	PUNCT
fsr-4083	146	24	1994	1994	NUM
fsr-4083	146	25	)	)	PUNCT
fsr-4083	146	26	,	,	PUNCT
fsr-4083	146	27	and	and	CCONJ
fsr-4083	146	28	identifying	identify	VERB
fsr-4083	146	29	their	their	PRON
fsr-4083	146	30	own	own	ADJ
fsr-4083	146	31	financial	financial	ADJ
fsr-4083	146	32	attitudes	attitude	NOUN
fsr-4083	146	33	.	.	PUNCT
fsr-4083	147	1	students	student	NOUN
fsr-4083	147	2	share	share	VERB
fsr-4083	147	3	their	their	PRON
fsr-4083	147	4	first	first	ADJ
fsr-4083	147	5	memory	memory	NOUN
fsr-4083	147	6	of	of	ADP
fsr-4083	147	7	money	money	NOUN
fsr-4083	147	8	with	with	ADP
fsr-4083	147	9	the	the	DET
fsr-4083	147	10	class	class	NOUN
fsr-4083	147	11	and	and	CCONJ
fsr-4083	147	12	engage	engage	VERB
fsr-4083	147	13	in	in	ADP
fsr-4083	147	14	instructor	instructor	NOUN
fsr-4083	147	15	-	-	PUNCT
fsr-4083	147	16	led	lead	VERB
fsr-4083	147	17	discussions	discussion	NOUN
fsr-4083	147	18	on	on	ADP
fsr-4083	147	19	positive	positive	ADJ
fsr-4083	147	20	financial	financial	ADJ
fsr-4083	147	21	behaviors	behavior	NOUN
fsr-4083	147	22	.	.	PUNCT
fsr-4083	148	1	elements	element	NOUN
fsr-4083	148	2	of	of	ADP
fsr-4083	148	3	behaviorism	behaviorism	NOUN
fsr-4083	148	4	and	and	CCONJ
fsr-4083	148	5	experiential	experiential	ADJ
fsr-4083	148	6	strategies	strategy	NOUN
fsr-4083	148	7	here	here	ADV
fsr-4083	148	8	include	include	VERB
fsr-4083	148	9	hands	hand	NOUN
fsr-4083	148	10	-	-	PUNCT
fsr-4083	148	11	on	on	ADP
fsr-4083	148	12	budgeting	budgeting	NOUN
fsr-4083	148	13	exercises	exercise	NOUN
fsr-4083	148	14	tailored	tailor	VERB
fsr-4083	148	15	to	to	ADP
fsr-4083	148	16	individual	individual	ADJ
fsr-4083	148	17	income	income	NOUN
fsr-4083	148	18	and	and	CCONJ
fsr-4083	148	19	expenses	expense	NOUN
fsr-4083	148	20	.	.	PUNCT
fsr-4083	149	1	debt	debt	NOUN
fsr-4083	149	2	management	management	NOUN
fsr-4083	149	3	strategies	strategy	NOUN
fsr-4083	149	4	are	be	AUX
fsr-4083	149	5	another	another	DET
fsr-4083	149	6	essential	essential	ADJ
fsr-4083	149	7	component	component	NOUN
fsr-4083	149	8	of	of	ADP
fsr-4083	149	9	financial	financial	ADJ
fsr-4083	149	10	education	education	NOUN
fsr-4083	149	11	,	,	PUNCT
fsr-4083	149	12	supported	support	VERB
fsr-4083	149	13	by	by	ADP
fsr-4083	149	14	case	case	NOUN
fsr-4083	149	15	studies	study	NOUN
fsr-4083	149	16	illustrating	illustrate	VERB
fsr-4083	149	17	effective	effective	ADJ
fsr-4083	149	18	debt	debt	NOUN
fsr-4083	149	19	repayment	repayment	NOUN
fsr-4083	149	20	plans	plan	NOUN
fsr-4083	149	21	.	.	PUNCT
fsr-4083	150	1	through	through	ADP
fsr-4083	150	2	interactive	interactive	ADJ
fsr-4083	150	3	sessions	session	NOUN
fsr-4083	150	4	on	on	ADP
fsr-4083	150	5	debt	debt	NOUN
fsr-4083	150	6	consolidation	consolidation	NOUN
fsr-4083	150	7	and	and	CCONJ
fsr-4083	150	8	negotiation	negotiation	NOUN
fsr-4083	150	9	techniques	technique	NOUN
fsr-4083	150	10	,	,	PUNCT
fsr-4083	150	11	learners	learner	NOUN
fsr-4083	150	12	develop	develop	VERB
fsr-4083	150	13	practical	practical	ADJ
fsr-4083	150	14	skills	skill	NOUN
fsr-4083	150	15	for	for	ADP
fsr-4083	150	16	managing	manage	VERB
fsr-4083	150	17	debt	debt	NOUN
fsr-4083	150	18	effectively	effectively	ADV
fsr-4083	150	19	.	.	PUNCT
fsr-4083	151	1	credit	credit	NOUN
fsr-4083	151	2	is	be	AUX
fsr-4083	151	3	also	also	ADV
fsr-4083	151	4	addressed	address	VERB
fsr-4083	151	5	,	,	PUNCT
fsr-4083	151	6	with	with	ADP
fsr-4083	151	7	step	step	NOUN
fsr-4083	151	8	-	-	PUNCT
fsr-4083	151	9	by	by	ADP
fsr-4083	151	10	-	-	PUNCT
fsr-4083	151	11	step	step	NOUN
fsr-4083	151	12	guidance	guidance	NOUN
fsr-4083	151	13	on	on	ADP
fsr-4083	151	14	how	how	SCONJ
fsr-4083	151	15	credit	credit	NOUN
fsr-4083	151	16	scores	score	NOUN
fsr-4083	151	17	are	be	AUX
fsr-4083	151	18	created	create	VERB
fsr-4083	151	19	and	and	CCONJ
fsr-4083	151	20	calculating	calculate	VERB
fsr-4083	151	21	the	the	DET
fsr-4083	151	22	impact	impact	NOUN
fsr-4083	151	23	of	of	ADP
fsr-4083	151	24	poor	poor	ADJ
fsr-4083	151	25	credit	credit	NOUN
fsr-4083	151	26	.	.	PUNCT
fsr-4083	152	1	experiential	experiential	ADJ
fsr-4083	152	2	learning	learning	NOUN
fsr-4083	152	3	theory	theory	NOUN
fsr-4083	152	4	is	be	AUX
fsr-4083	152	5	again	again	ADV
fsr-4083	152	6	implemented	implement	VERB
fsr-4083	152	7	as	as	SCONJ
fsr-4083	152	8	learners	learner	NOUN
fsr-4083	152	9	obtain	obtain	VERB
fsr-4083	152	10	and	and	CCONJ
fsr-4083	152	11	analyze	analyze	VERB
fsr-4083	152	12	their	their	PRON
fsr-4083	152	13	own	own	ADJ
fsr-4083	152	14	credit	credit	NOUN
fsr-4083	152	15	report	report	NOUN
fsr-4083	152	16	(	(	PUNCT
fsr-4083	152	17	appendix	appendix	NOUN
fsr-4083	152	18	c1	c1	PROPN
fsr-4083	152	19	)	)	PUNCT
fsr-4083	152	20	and	and	CCONJ
fsr-4083	152	21	learn	learn	VERB
fsr-4083	152	22	how	how	SCONJ
fsr-4083	152	23	to	to	PART
fsr-4083	152	24	improve	improve	VERB
fsr-4083	152	25	their	their	PRON
fsr-4083	152	26	credit	credit	NOUN
fsr-4083	152	27	history	history	NOUN
fsr-4083	152	28	.	.	PUNCT
fsr-4083	153	1	additionally	additionally	ADV
fsr-4083	153	2	,	,	PUNCT
fsr-4083	153	3	learners	learner	NOUN
fsr-4083	153	4	engage	engage	VERB
fsr-4083	153	5	in	in	ADP
fsr-4083	153	6	personalized	personalized	ADJ
fsr-4083	153	7	budget	budget	NOUN
fsr-4083	153	8	reviews	review	NOUN
fsr-4083	153	9	and	and	CCONJ
fsr-4083	153	10	receive	receive	VERB
fsr-4083	153	11	recommendations	recommendation	NOUN
fsr-4083	153	12	from	from	ADP
fsr-4083	153	13	the	the	DET
fsr-4083	153	14	professor	professor	NOUN
fsr-4083	153	15	.	.	PUNCT
fsr-4083	154	1	group	group	NOUN
fsr-4083	154	2	discussions	discussion	NOUN
fsr-4083	154	3	on	on	ADP
fsr-4083	154	4	overcoming	overcome	VERB
fsr-4083	154	5	budgeting	budget	VERB
fsr-4083	154	6	challenges	challenge	NOUN
fsr-4083	154	7	further	far	ADV
fsr-4083	154	8	allow	allow	VERB
fsr-4083	154	9	elements	element	NOUN
fsr-4083	154	10	of	of	ADP
fsr-4083	154	11	social	social	ADJ
fsr-4083	154	12	learning	learning	NOUN
fsr-4083	154	13	theory	theory	NOUN
fsr-4083	154	14	to	to	PART
fsr-4083	154	15	encourage	encourage	VERB
fsr-4083	154	16	collaboration	collaboration	NOUN
fsr-4083	154	17	and	and	CCONJ
fsr-4083	154	18	development	development	NOUN
fsr-4083	154	19	of	of	ADP
fsr-4083	154	20	strategies	strategy	NOUN
fsr-4083	154	21	for	for	ADP
fsr-4083	154	22	effective	effective	ADJ
fsr-4083	154	23	cash	cash	NOUN
fsr-4083	154	24	flow	flow	NOUN
fsr-4083	154	25	management	management	NOUN
fsr-4083	154	26	.	.	PUNCT
fsr-4083	155	1	on	on	ADP
fsr-4083	155	2	-	-	PUNCT
fsr-4083	155	3	campus	campus	NOUN
fsr-4083	155	4	resources	resource	NOUN
fsr-4083	155	5	,	,	PUNCT
fsr-4083	155	6	such	such	ADJ
fsr-4083	155	7	as	as	ADP
fsr-4083	155	8	the	the	DET
fsr-4083	155	9	food	food	NOUN
fsr-4083	155	10	bank	bank	NOUN
fsr-4083	155	11	,	,	PUNCT
fsr-4083	155	12	career	career	NOUN
fsr-4083	155	13	services	service	NOUN
fsr-4083	155	14	,	,	PUNCT
fsr-4083	155	15	counseling	counseling	NOUN
fsr-4083	155	16	,	,	PUNCT
fsr-4083	155	17	landlord	landlord	NOUN
fsr-4083	155	18	/	/	SYM
fsr-4083	155	19	tenant	tenant	NOUN
fsr-4083	155	20	disputes	dispute	NOUN
fsr-4083	155	21	,	,	PUNCT
fsr-4083	155	22	and	and	CCONJ
fsr-4083	155	23	law	law	NOUN
fsr-4083	155	24	clinics	clinic	NOUN
fsr-4083	155	25	are	be	AUX
fsr-4083	155	26	covered	cover	VERB
fsr-4083	155	27	along	along	ADP
fsr-4083	155	28	with	with	ADP
fsr-4083	155	29	community	community	NOUN
fsr-4083	155	30	resources	resource	NOUN
fsr-4083	155	31	.	.	PUNCT
fsr-4083	156	1	as	as	SCONJ
fsr-4083	156	2	a	a	DET
fsr-4083	156	3	practical	practical	ADJ
fsr-4083	156	4	project	project	NOUN
fsr-4083	156	5	students	student	NOUN
fsr-4083	156	6	create	create	VERB
fsr-4083	156	7	and	and	CCONJ
fsr-4083	156	8	virtually	virtually	ADV
fsr-4083	156	9	share	share	VERB
fsr-4083	156	10	a	a	DET
fsr-4083	156	11	recipe	recipe	NOUN
fsr-4083	156	12	of	of	ADP
fsr-4083	156	13	a	a	DET
fsr-4083	156	14	cheap	cheap	ADJ
fsr-4083	156	15	yet	yet	CCONJ
fsr-4083	156	16	healthy	healthy	ADJ
fsr-4083	156	17	meal	meal	NOUN
fsr-4083	156	18	they	they	PRON
fsr-4083	156	19	made	make	VERB
fsr-4083	156	20	(	(	PUNCT
fsr-4083	156	21	appendix	appendix	NOUN
fsr-4083	156	22	c2	c2	PROPN
fsr-4083	156	23	)	)	PUNCT
fsr-4083	156	24	.	.	PUNCT
fsr-4083	157	1	in	in	ADP
fsr-4083	157	2	addition	addition	NOUN
fsr-4083	157	3	to	to	ADP
fsr-4083	157	4	budgeting	budgeting	NOUN
fsr-4083	157	5	,	,	PUNCT
fsr-4083	157	6	debt	debt	NOUN
fsr-4083	157	7	management	management	NOUN
fsr-4083	157	8	,	,	PUNCT
fsr-4083	157	9	credit	credit	NOUN
fsr-4083	157	10	score	score	NOUN
fsr-4083	157	11	improvement	improvement	NOUN
fsr-4083	157	12	,	,	PUNCT
fsr-4083	157	13	and	and	CCONJ
fsr-4083	157	14	goal	goal	NOUN
fsr-4083	157	15	setting	setting	NOUN
fsr-4083	157	16	,	,	PUNCT
fsr-4083	157	17	financial	financial	ADJ
fsr-4083	157	18	counseling	counseling	NOUN
fsr-4083	157	19	addresses	address	NOUN
fsr-4083	157	20	critical	critical	ADJ
fsr-4083	157	21	topics	topic	NOUN
fsr-4083	157	22	such	such	ADJ
fsr-4083	157	23	as	as	ADP
fsr-4083	157	24	dealing	deal	VERB
fsr-4083	157	25	with	with	ADP
fsr-4083	157	26	mortgages	mortgage	NOUN
fsr-4083	157	27	,	,	PUNCT
fsr-4083	157	28	car	car	NOUN
fsr-4083	157	29	repossession	repossession	NOUN
fsr-4083	157	30	,	,	PUNCT
fsr-4083	157	31	and	and	CCONJ
fsr-4083	157	32	medical	medical	ADJ
fsr-4083	157	33	bill	bill	NOUN
fsr-4083	157	34	negotiation	negotiation	NOUN
fsr-4083	157	35	.	.	PUNCT
fsr-4083	158	1	learners	learner	NOUN
fsr-4083	158	2	engage	engage	VERB
fsr-4083	158	3	in	in	ADP
fsr-4083	158	4	comprehensive	comprehensive	ADJ
fsr-4083	158	5	discussions	discussion	NOUN
fsr-4083	158	6	and	and	CCONJ
fsr-4083	158	7	practical	practical	ADJ
fsr-4083	158	8	exercises	exercise	NOUN
fsr-4083	158	9	aimed	aim	VERB
fsr-4083	158	10	at	at	ADP
fsr-4083	158	11	understanding	understand	VERB
fsr-4083	158	12	the	the	DET
fsr-4083	158	13	complexities	complexity	NOUN
fsr-4083	158	14	of	of	ADP
fsr-4083	158	15	mortgage	mortgage	NOUN
fsr-4083	158	16	financing	financing	NOUN
fsr-4083	158	17	,	,	PUNCT
fsr-4083	158	18	including	include	VERB
fsr-4083	158	19	the	the	DET
fsr-4083	158	20	implications	implication	NOUN
fsr-4083	158	21	of	of	ADP
fsr-4083	158	22	default	default	NOUN
fsr-4083	158	23	and	and	CCONJ
fsr-4083	158	24	foreclosure	foreclosure	NOUN
fsr-4083	158	25	.	.	PUNCT
fsr-4083	159	1	they	they	PRON
fsr-4083	159	2	explore	explore	VERB
fsr-4083	159	3	strategies	strategy	NOUN
fsr-4083	159	4	for	for	ADP
fsr-4083	159	5	preventing	prevent	VERB
fsr-4083	159	6	car	car	NOUN
fsr-4083	159	7	repossession	repossession	NOUN
fsr-4083	159	8	,	,	PUNCT
fsr-4083	159	9	such	such	ADJ
fsr-4083	159	10	as	as	ADP
fsr-4083	159	11	renegotiating	renegotiate	VERB
fsr-4083	159	12	loan	loan	NOUN
fsr-4083	159	13	terms	term	NOUN
fsr-4083	159	14	or	or	CCONJ
fsr-4083	159	15	exploring	explore	VERB
fsr-4083	159	16	alternative	alternative	ADJ
fsr-4083	159	17	financing	financing	NOUN
fsr-4083	159	18	options	option	NOUN
fsr-4083	159	19	.	.	PUNCT
fsr-4083	160	1	additionally	additionally	ADV
fsr-4083	160	2	,	,	PUNCT
fsr-4083	160	3	learners	learner	NOUN
fsr-4083	160	4	learn	learn	VERB
fsr-4083	160	5	negotiation	negotiation	NOUN
fsr-4083	160	6	techniques	technique	NOUN
fsr-4083	160	7	for	for	ADP
fsr-4083	160	8	addressing	address	VERB
fsr-4083	160	9	medical	medical	ADJ
fsr-4083	160	10	bills	bill	NOUN
fsr-4083	160	11	,	,	PUNCT
fsr-4083	160	12	including	include	VERB
fsr-4083	160	13	advocating	advocate	VERB
fsr-4083	160	14	for	for	ADP
fsr-4083	160	15	lower	low	ADJ
fsr-4083	160	16	fees	fee	NOUN
fsr-4083	160	17	,	,	PUNCT
fsr-4083	160	18	negotiating	negotiate	VERB
fsr-4083	160	19	payment	payment	NOUN
fsr-4083	160	20	plans	plan	NOUN
fsr-4083	160	21	,	,	PUNCT
fsr-4083	160	22	or	or	CCONJ
fsr-4083	160	23	seeking	seek	VERB
fsr-4083	160	24	financial	financial	ADJ
fsr-4083	160	25	assistance	assistance	NOUN
fsr-4083	160	26	programs	program	NOUN
fsr-4083	160	27	.	.	PUNCT
fsr-4083	161	1	these	these	DET
fsr-4083	161	2	concepts	concept	NOUN
fsr-4083	161	3	are	be	AUX
fsr-4083	161	4	applied	apply	VERB
fsr-4083	161	5	throughout	throughout	ADP
fsr-4083	161	6	the	the	DET
fsr-4083	161	7	semester	semester	NOUN
fsr-4083	161	8	with	with	ADP
fsr-4083	161	9	in	in	ADP
fsr-4083	161	10	-	-	PUNCT
fsr-4083	161	11	class	class	NOUN
fsr-4083	161	12	client	client	NOUN
fsr-4083	161	13	/	/	SYM
fsr-4083	161	14	counselor	counselor	NOUN
fsr-4083	161	15	role	role	NOUN
fsr-4083	161	16	-	-	PUNCT
fsr-4083	161	17	play	play	NOUN
fsr-4083	161	18	sessions	session	NOUN
fsr-4083	161	19	,	,	PUNCT
fsr-4083	161	20	combining	combine	VERB
fsr-4083	161	21	elements	element	NOUN
fsr-4083	161	22	of	of	ADP
fsr-4083	161	23	constructivism	constructivism	NOUN
fsr-4083	161	24	,	,	PUNCT
fsr-4083	161	25	behaviorism	behaviorism	NOUN
fsr-4083	161	26	,	,	PUNCT
fsr-4083	161	27	and	and	CCONJ
fsr-4083	161	28	experiential	experiential	ADJ
fsr-4083	161	29	learning	learning	NOUN
fsr-4083	161	30	theories	theory	NOUN
fsr-4083	161	31	students	student	NOUN
fsr-4083	161	32	assume	assume	VERB
fsr-4083	161	33	the	the	DET
fsr-4083	161	34	roles	role	NOUN
fsr-4083	161	35	of	of	ADP
fsr-4083	161	36	counselor	counselor	NOUN
fsr-4083	161	37	or	or	CCONJ
fsr-4083	161	38	client	client	NOUN
fsr-4083	161	39	,	,	PUNCT
fsr-4083	161	40	beginning	begin	VERB
fsr-4083	161	41	with	with	ADP
fsr-4083	161	42	instructor	instructor	NOUN
fsr-4083	161	43	-	-	PUNCT
fsr-4083	161	44	defined	define	VERB
fsr-4083	161	45	scenarios	scenario	NOUN
fsr-4083	161	46	and	and	CCONJ
fsr-4083	161	47	progressing	progress	VERB
fsr-4083	161	48	to	to	PART
fsr-4083	161	49	student	student	NOUN
fsr-4083	161	50	-	-	PUNCT
fsr-4083	161	51	generated	generate	VERB
fsr-4083	161	52	cases	case	NOUN
fsr-4083	161	53	that	that	PRON
fsr-4083	161	54	reflect	reflect	VERB
fsr-4083	161	55	greater	great	ADJ
fsr-4083	161	56	complexity	complexity	NOUN
fsr-4083	161	57	.	.	PUNCT
fsr-4083	162	1	during	during	ADP
fsr-4083	162	2	class	class	NOUN
fsr-4083	162	3	,	,	PUNCT
fsr-4083	162	4	feedback	feedback	NOUN
fsr-4083	162	5	is	be	AUX
fsr-4083	162	6	offered	offer	VERB
fsr-4083	162	7	by	by	ADP
fsr-4083	162	8	the	the	DET
fsr-4083	162	9	professor	professor	NOUN
fsr-4083	162	10	and	and	CCONJ
fsr-4083	162	11	classmates	classmate	NOUN
fsr-4083	162	12	.	.	PUNCT
fsr-4083	163	1	at	at	ADP
fsr-4083	163	2	the	the	DET
fsr-4083	163	3	end	end	NOUN
fsr-4083	163	4	of	of	ADP
fsr-4083	163	5	the	the	DET
fsr-4083	163	6	semester	semester	NOUN
fsr-4083	163	7	,	,	PUNCT
fsr-4083	163	8	students	student	NOUN
fsr-4083	163	9	create	create	VERB
fsr-4083	163	10	video	video	NOUN
fsr-4083	163	11	where	where	SCONJ
fsr-4083	163	12	they	they	PRON
fsr-4083	163	13	apply	apply	VERB
fsr-4083	163	14	the	the	DET
fsr-4083	163	15	concepts	concept	NOUN
fsr-4083	163	16	they	they	PRON
fsr-4083	163	17	have	have	AUX
fsr-4083	163	18	learned	learn	VERB
fsr-4083	163	19	,	,	PUNCT
fsr-4083	163	20	demonstrating	demonstrate	VERB
fsr-4083	163	21	mastery	mastery	NOUN
fsr-4083	163	22	of	of	ADP
fsr-4083	163	23	the	the	DET
fsr-4083	163	24	communication	communication	NOUN
fsr-4083	163	25	and	and	CCONJ
fsr-4083	163	26	financial	financial	ADJ
fsr-4083	163	27	counseling	counseling	NOUN
fsr-4083	163	28	skills	skill	NOUN
fsr-4083	163	29	learned	learn	VERB
fsr-4083	163	30	throughout	throughout	ADP
fsr-4083	163	31	the	the	DET
fsr-4083	163	32	semester	semester	NOUN
fsr-4083	163	33	.	.	PUNCT
fsr-4083	164	1	this	this	DET
fsr-4083	164	2	project	project	NOUN
fsr-4083	164	3	is	be	AUX
fsr-4083	164	4	available	available	ADJ
fsr-4083	164	5	in	in	ADP
fsr-4083	164	6	appendix	appendix	ADJ
fsr-4083	164	7	c3	c3	NOUN
fsr-4083	164	8	.	.	PUNCT
fsr-4083	165	1	as	as	SCONJ
fsr-4083	165	2	evidenced	evidence	VERB
fsr-4083	165	3	,	,	PUNCT
fsr-4083	165	4	multiple	multiple	ADJ
fsr-4083	165	5	learning	learning	NOUN
fsr-4083	165	6	theories	theory	NOUN
fsr-4083	165	7	were	be	AUX
fsr-4083	165	8	thoughtfully	thoughtfully	ADV
fsr-4083	165	9	applied	apply	VERB
fsr-4083	165	10	throughout	throughout	ADP
fsr-4083	165	11	the	the	DET
fsr-4083	165	12	course	course	NOUN
fsr-4083	165	13	.	.	PUNCT
fsr-4083	166	1	here	here	ADV
fsr-4083	166	2	is	be	AUX
fsr-4083	166	3	how	how	SCONJ
fsr-4083	166	4	the	the	DET
fsr-4083	166	5	learning	learning	NOUN
fsr-4083	166	6	theories	theory	NOUN
fsr-4083	166	7	are	be	AUX
fsr-4083	166	8	applied	apply	VERB
fsr-4083	166	9	to	to	ADP
fsr-4083	166	10	the	the	DET
fsr-4083	166	11	coursework	coursework	NOUN
fsr-4083	166	12	described	describe	VERB
fsr-4083	166	13	:	:	PUNCT
fsr-4083	166	14	behaviorism	behaviorism	NOUN
fsr-4083	166	15	:	:	PUNCT
fsr-4083	166	16	•	•	ADP
fsr-4083	166	17	budgeting	budgeting	NOUN
fsr-4083	166	18	exercises	exercise	NOUN
fsr-4083	166	19	:	:	PUNCT
fsr-4083	166	20	students	student	NOUN
fsr-4083	166	21	engage	engage	VERB
fsr-4083	166	22	in	in	ADP
fsr-4083	166	23	hands	hand	NOUN
fsr-4083	166	24	-	-	PUNCT
fsr-4083	166	25	on	on	ADP
fsr-4083	166	26	budgeting	budgeting	NOUN
fsr-4083	166	27	tailored	tailor	VERB
fsr-4083	166	28	to	to	ADP
fsr-4083	166	29	their	their	PRON
fsr-4083	166	30	finances	finance	NOUN
fsr-4083	166	31	,	,	PUNCT
fsr-4083	166	32	reinforcing	reinforce	VERB
fsr-4083	166	33	positive	positive	ADJ
fsr-4083	166	34	financial	financial	ADJ
fsr-4083	166	35	behaviors	behavior	NOUN
fsr-4083	166	36	through	through	ADP
fsr-4083	166	37	practice	practice	NOUN
fsr-4083	166	38	.	.	PUNCT
fsr-4083	167	1	•	•	NUM
fsr-4083	167	2	discussions	discussion	NOUN
fsr-4083	167	3	on	on	ADP
fsr-4083	167	4	financial	financial	ADJ
fsr-4083	167	5	attitudes	attitude	NOUN
fsr-4083	167	6	:	:	PUNCT
fsr-4083	167	7	sharing	share	VERB
fsr-4083	167	8	first	first	ADJ
fsr-4083	167	9	memories	memory	NOUN
fsr-4083	167	10	of	of	ADP
fsr-4083	167	11	money	money	NOUN
fsr-4083	167	12	and	and	CCONJ
fsr-4083	167	13	discussing	discuss	VERB
fsr-4083	167	14	positive	positive	ADJ
fsr-4083	167	15	behaviors	behavior	NOUN
fsr-4083	167	16	encourages	encourage	VERB
fsr-4083	167	17	habit	habit	ADJ
fsr-4083	167	18	formation	formation	NOUN
fsr-4083	167	19	through	through	ADP
fsr-4083	167	20	reinforcement	reinforcement	NOUN
fsr-4083	167	21	.	.	PUNCT
fsr-4083	168	1	experiential	experiential	ADJ
fsr-4083	168	2	learning	learning	NOUN
fsr-4083	168	3	:	:	PUNCT
fsr-4083	168	4	•	•	NUM
fsr-4083	168	5	debt	debt	NOUN
fsr-4083	168	6	management	management	NOUN
fsr-4083	168	7	and	and	CCONJ
fsr-4083	168	8	credit	credit	NOUN
fsr-4083	168	9	analysis	analysis	NOUN
fsr-4083	168	10	:	:	PUNCT
fsr-4083	168	11	interactive	interactive	ADJ
fsr-4083	168	12	sessions	session	NOUN
fsr-4083	168	13	and	and	CCONJ
fsr-4083	168	14	personal	personal	ADJ
fsr-4083	168	15	credit	credit	NOUN
fsr-4083	168	16	report	report	NOUN
fsr-4083	168	17	analysis	analysis	NOUN
fsr-4083	168	18	provide	provide	VERB
fsr-4083	168	19	practical	practical	ADJ
fsr-4083	168	20	,	,	PUNCT
fsr-4083	168	21	real	real	ADJ
fsr-4083	168	22	-	-	PUNCT
fsr-4083	168	23	world	world	NOUN
fsr-4083	168	24	experiences	experience	NOUN
fsr-4083	168	25	that	that	PRON
fsr-4083	168	26	enhance	enhance	VERB
fsr-4083	168	27	understanding	understanding	NOUN
fsr-4083	168	28	of	of	ADP
fsr-4083	168	29	financial	financial	ADJ
fsr-4083	168	30	concepts	concept	NOUN
fsr-4083	168	31	.	.	PUNCT
fsr-4083	169	1	•	•	NUM
fsr-4083	169	2	role	role	NOUN
fsr-4083	169	3	-	-	PUNCT
fsr-4083	169	4	playing	playing	NOUN
fsr-4083	169	5	:	:	PUNCT
fsr-4083	169	6	in	in	ADP
fsr-4083	169	7	-	-	PUNCT
fsr-4083	169	8	class	class	NOUN
fsr-4083	169	9	client	client	NOUN
fsr-4083	169	10	/	/	SYM
fsr-4083	169	11	counselor	counselor	NOUN
fsr-4083	169	12	roleplays	roleplay	NOUN
fsr-4083	169	13	simulate	simulate	VERB
fsr-4083	169	14	real	real	ADJ
fsr-4083	169	15	financial	financial	ADJ
fsr-4083	169	16	counseling	counseling	NOUN
fsr-4083	169	17	scenarios	scenario	NOUN
fsr-4083	169	18	,	,	PUNCT
fsr-4083	169	19	allowing	allow	VERB
fsr-4083	169	20	students	student	NOUN
fsr-4083	169	21	to	to	PART
fsr-4083	169	22	practice	practice	VERB
fsr-4083	169	23	and	and	CCONJ
fsr-4083	169	24	reflect	reflect	VERB
fsr-4083	169	25	on	on	ADP
fsr-4083	169	26	their	their	PRON
fsr-4083	169	27	skills	skill	NOUN
fsr-4083	169	28	.	.	PUNCT
fsr-4083	170	1	•	•	NUM
fsr-4083	170	2	practical	practical	ADJ
fsr-4083	170	3	projects	project	NOUN
fsr-4083	170	4	:	:	PUNCT
fsr-4083	170	5	creating	create	VERB
fsr-4083	170	6	and	and	CCONJ
fsr-4083	170	7	sharing	share	VERB
fsr-4083	170	8	a	a	DET
fsr-4083	170	9	budget	budget	NOUN
fsr-4083	170	10	-	-	PUNCT
fsr-4083	170	11	friendly	friendly	ADJ
fsr-4083	170	12	meal	meal	NOUN
fsr-4083	170	13	recipe	recipe	NOUN
fsr-4083	170	14	involves	involve	VERB
fsr-4083	170	15	handson	handson	NOUN
fsr-4083	170	16	learning	learning	NOUN
fsr-4083	170	17	,	,	PUNCT
fsr-4083	170	18	making	make	VERB
fsr-4083	170	19	financial	financial	ADJ
fsr-4083	170	20	management	management	NOUN
fsr-4083	170	21	relevant	relevant	ADJ
fsr-4083	170	22	and	and	CCONJ
fsr-4083	170	23	applicable	applicable	ADJ
fsr-4083	170	24	to	to	ADP
fsr-4083	170	25	daily	daily	ADJ
fsr-4083	170	26	life	life	NOUN
fsr-4083	170	27	.	.	PUNCT
fsr-4083	171	1	financial	financial	ADJ
fsr-4083	171	2	services	service	NOUN
fsr-4083	171	3	review	review	NOUN
fsr-4083	171	4	,	,	PUNCT
fsr-4083	171	5	33(4	33(4	NUM
fsr-4083	171	6	)	)	PUNCT
fsr-4083	171	7	94	94	NUM
fsr-4083	171	8	constructivism	constructivism	NOUN
fsr-4083	171	9	:	:	PUNCT
fsr-4083	171	10	•	•	NUM
fsr-4083	171	11	collaborative	collaborative	ADJ
fsr-4083	171	12	learning	learning	NOUN
fsr-4083	171	13	:	:	PUNCT
fsr-4083	171	14	group	group	NOUN
fsr-4083	171	15	discussions	discussion	NOUN
fsr-4083	171	16	on	on	ADP
fsr-4083	171	17	budgeting	budgeting	ADJ
fsr-4083	171	18	challenges	challenge	NOUN
fsr-4083	171	19	and	and	CCONJ
fsr-4083	171	20	debt	debt	NOUN
fsr-4083	171	21	management	management	NOUN
fsr-4083	171	22	strategies	strategy	NOUN
fsr-4083	171	23	allow	allow	VERB
fsr-4083	171	24	students	student	NOUN
fsr-4083	171	25	to	to	PART
fsr-4083	171	26	construct	construct	VERB
fsr-4083	171	27	knowledge	knowledge	NOUN
fsr-4083	171	28	through	through	ADP
fsr-4083	171	29	shared	share	VERB
fsr-4083	171	30	experiences	experience	NOUN
fsr-4083	171	31	and	and	CCONJ
fsr-4083	171	32	problem	problem	NOUN
fsr-4083	171	33	-	-	PUNCT
fsr-4083	171	34	solving	solving	NOUN
fsr-4083	171	35	.	.	PUNCT
fsr-4083	172	1	•	•	NUM
fsr-4083	172	2	role	role	NOUN
fsr-4083	172	3	-	-	PUNCT
fsr-4083	172	4	play	play	NOUN
fsr-4083	172	5	sessions	session	NOUN
fsr-4083	172	6	:	:	PUNCT
fsr-4083	172	7	students	student	NOUN
fsr-4083	172	8	create	create	VERB
fsr-4083	172	9	complex	complex	ADJ
fsr-4083	172	10	client	client	NOUN
fsr-4083	172	11	scenarios	scenario	NOUN
fsr-4083	172	12	,	,	PUNCT
fsr-4083	172	13	building	build	VERB
fsr-4083	172	14	their	their	PRON
fsr-4083	172	15	understanding	understanding	NOUN
fsr-4083	172	16	by	by	ADP
fsr-4083	172	17	actively	actively	ADV
fsr-4083	172	18	engaging	engage	VERB
fsr-4083	172	19	in	in	ADP
fsr-4083	172	20	realistic	realistic	ADJ
fsr-4083	172	21	financial	financial	ADJ
fsr-4083	172	22	counseling	counseling	NOUN
fsr-4083	172	23	situations	situation	NOUN
fsr-4083	172	24	.	.	PUNCT
fsr-4083	173	1	•	•	NUM
fsr-4083	173	2	video	video	NOUN
fsr-4083	173	3	role	role	NOUN
fsr-4083	173	4	play	play	VERB
fsr-4083	173	5	project	project	NOUN
fsr-4083	173	6	:	:	PUNCT
fsr-4083	173	7	creating	create	VERB
fsr-4083	173	8	a	a	DET
fsr-4083	173	9	video	video	NOUN
fsr-4083	173	10	to	to	PART
fsr-4083	173	11	demonstrate	demonstrate	VERB
fsr-4083	173	12	financial	financial	ADJ
fsr-4083	173	13	counseling	counseling	NOUN
fsr-4083	173	14	skills	skill	NOUN
fsr-4083	173	15	allows	allow	VERB
fsr-4083	173	16	students	student	NOUN
fsr-4083	173	17	to	to	PART
fsr-4083	173	18	synthesize	synthesize	VERB
fsr-4083	173	19	their	their	PRON
fsr-4083	173	20	learning	learning	NOUN
fsr-4083	173	21	and	and	CCONJ
fsr-4083	173	22	apply	apply	VERB
fsr-4083	173	23	it	it	PRON
fsr-4083	173	24	in	in	ADP
fsr-4083	173	25	a	a	DET
fsr-4083	173	26	practical	practical	ADJ
fsr-4083	173	27	context	context	NOUN
fsr-4083	173	28	.	.	PUNCT
fsr-4083	174	1	social	social	ADJ
fsr-4083	174	2	learning	learning	PROPN
fsr-4083	174	3	theory	theory	NOUN
fsr-4083	174	4	:	:	PUNCT
fsr-4083	174	5	•	•	NUM
fsr-4083	174	6	peer	peer	NOUN
fsr-4083	174	7	feedback	feedback	NOUN
fsr-4083	174	8	:	:	PUNCT
fsr-4083	174	9	in	in	ADP
fsr-4083	174	10	role	role	NOUN
fsr-4083	174	11	-	-	PUNCT
fsr-4083	174	12	plays	play	NOUN
fsr-4083	174	13	and	and	CCONJ
fsr-4083	174	14	discussions	discussion	NOUN
fsr-4083	174	15	,	,	PUNCT
fsr-4083	174	16	students	student	NOUN
fsr-4083	174	17	learn	learn	VERB
fsr-4083	174	18	from	from	ADP
fsr-4083	174	19	observing	observe	VERB
fsr-4083	174	20	and	and	CCONJ
fsr-4083	174	21	receiving	receive	VERB
fsr-4083	174	22	feedback	feedback	NOUN
fsr-4083	174	23	from	from	ADP
fsr-4083	174	24	classmates	classmate	NOUN
fsr-4083	174	25	and	and	CCONJ
fsr-4083	174	26	the	the	DET
fsr-4083	174	27	instructor	instructor	NOUN
fsr-4083	174	28	,	,	PUNCT
fsr-4083	174	29	enhancing	enhance	VERB
fsr-4083	174	30	their	their	PRON
fsr-4083	174	31	skills	skill	NOUN
fsr-4083	174	32	through	through	ADP
fsr-4083	174	33	modeling	modeling	NOUN
fsr-4083	174	34	.	.	PUNCT
fsr-4083	175	1	•	•	NUM
fsr-4083	175	2	group	group	NOUN
fsr-4083	175	3	discussions	discussion	NOUN
fsr-4083	175	4	:	:	PUNCT
fsr-4083	175	5	collaborative	collaborative	ADJ
fsr-4083	175	6	sessions	session	NOUN
fsr-4083	175	7	on	on	ADP
fsr-4083	175	8	budgeting	budgeting	NOUN
fsr-4083	175	9	and	and	CCONJ
fsr-4083	175	10	resource	resource	NOUN
fsr-4083	175	11	management	management	NOUN
fsr-4083	175	12	foster	foster	NOUN
fsr-4083	175	13	learning	learn	VERB
fsr-4083	175	14	through	through	ADP
fsr-4083	175	15	shared	share	VERB
fsr-4083	175	16	insights	insight	NOUN
fsr-4083	175	17	and	and	CCONJ
fsr-4083	175	18	strategies	strategy	NOUN
fsr-4083	175	19	.	.	PUNCT
fsr-4083	176	1	these	these	DET
fsr-4083	176	2	projects	project	NOUN
fsr-4083	176	3	effectively	effectively	ADV
fsr-4083	176	4	integrate	integrate	VERB
fsr-4083	176	5	various	various	ADJ
fsr-4083	176	6	learning	learning	NOUN
fsr-4083	176	7	theories	theory	NOUN
fsr-4083	176	8	,	,	PUNCT
fsr-4083	176	9	providing	provide	VERB
fsr-4083	176	10	students	student	NOUN
fsr-4083	176	11	with	with	ADP
fsr-4083	176	12	comprehensive	comprehensive	ADJ
fsr-4083	176	13	,	,	PUNCT
fsr-4083	176	14	applied	apply	VERB
fsr-4083	176	15	learning	learning	NOUN
fsr-4083	176	16	experiences	experience	NOUN
fsr-4083	176	17	that	that	PRON
fsr-4083	176	18	develop	develop	VERB
fsr-4083	176	19	practical	practical	ADJ
fsr-4083	176	20	financial	financial	ADJ
fsr-4083	176	21	skills	skill	NOUN
fsr-4083	176	22	and	and	CCONJ
fsr-4083	176	23	critical	critical	ADJ
fsr-4083	176	24	thinking	thinking	NOUN
fsr-4083	176	25	.	.	PUNCT
fsr-4083	177	1	estate	estate	NOUN
fsr-4083	177	2	planning	planning	NOUN
fsr-4083	177	3	estate	estate	NOUN
fsr-4083	177	4	planning	planning	NOUN
fsr-4083	177	5	instruction	instruction	NOUN
fsr-4083	177	6	incorporates	incorporate	VERB
fsr-4083	177	7	constructivist	constructivist	NOUN
fsr-4083	177	8	,	,	PUNCT
fsr-4083	177	9	experiential	experiential	ADJ
fsr-4083	177	10	,	,	PUNCT
fsr-4083	177	11	and	and	CCONJ
fsr-4083	177	12	social	social	ADJ
fsr-4083	177	13	learning	learning	NOUN
fsr-4083	177	14	theories	theory	NOUN
fsr-4083	177	15	to	to	PART
fsr-4083	177	16	help	help	VERB
fsr-4083	177	17	students	student	NOUN
fsr-4083	177	18	engage	engage	VERB
fsr-4083	177	19	with	with	ADP
fsr-4083	177	20	complex	complex	ADJ
fsr-4083	177	21	legal	legal	ADJ
fsr-4083	177	22	and	and	CCONJ
fsr-4083	177	23	financial	financial	ADJ
fsr-4083	177	24	concepts	concept	NOUN
fsr-4083	177	25	.	.	PUNCT
fsr-4083	178	1	these	these	DET
fsr-4083	178	2	theories	theory	NOUN
fsr-4083	178	3	support	support	VERB
fsr-4083	178	4	the	the	DET
fsr-4083	178	5	use	use	NOUN
fsr-4083	178	6	of	of	ADP
fsr-4083	178	7	case	case	NOUN
fsr-4083	178	8	studies	study	NOUN
fsr-4083	178	9	,	,	PUNCT
fsr-4083	178	10	document	document	NOUN
fsr-4083	178	11	drafting	drafting	NOUN
fsr-4083	178	12	,	,	PUNCT
fsr-4083	178	13	and	and	CCONJ
fsr-4083	178	14	collaborative	collaborative	ADJ
fsr-4083	178	15	discussions	discussion	NOUN
fsr-4083	178	16	that	that	PRON
fsr-4083	178	17	promote	promote	VERB
fsr-4083	178	18	applied	applied	ADJ
fsr-4083	178	19	learning	learning	NOUN
fsr-4083	178	20	and	and	CCONJ
fsr-4083	178	21	critical	critical	ADJ
fsr-4083	178	22	thinking	thinking	NOUN
fsr-4083	178	23	.	.	PUNCT
fsr-4083	179	1	best	good	ADJ
fsr-4083	179	2	practices	practice	NOUN
fsr-4083	179	3	in	in	ADP
fsr-4083	179	4	financial	financial	ADJ
fsr-4083	179	5	education	education	NOUN
fsr-4083	179	6	extend	extend	VERB
fsr-4083	179	7	to	to	ADP
fsr-4083	179	8	comprehensive	comprehensive	ADJ
fsr-4083	179	9	estate	estate	NOUN
fsr-4083	179	10	planning	planning	NOUN
fsr-4083	179	11	,	,	PUNCT
fsr-4083	179	12	a	a	DET
fsr-4083	179	13	crucial	crucial	ADJ
fsr-4083	179	14	aspect	aspect	NOUN
fsr-4083	179	15	of	of	ADP
fsr-4083	179	16	personal	personal	ADJ
fsr-4083	179	17	finance	finance	NOUN
fsr-4083	179	18	that	that	PRON
fsr-4083	179	19	ensures	ensure	VERB
fsr-4083	179	20	the	the	DET
fsr-4083	179	21	orderly	orderly	ADJ
fsr-4083	179	22	distribution	distribution	NOUN
fsr-4083	179	23	of	of	ADP
fsr-4083	179	24	assets	asset	NOUN
fsr-4083	179	25	and	and	CCONJ
fsr-4083	179	26	the	the	DET
fsr-4083	179	27	fulfillment	fulfillment	NOUN
fsr-4083	179	28	of	of	ADP
fsr-4083	179	29	one	one	PRON
fsr-4083	179	30	's	's	PART
fsr-4083	179	31	wishes	wish	NOUN
fsr-4083	179	32	upon	upon	SCONJ
fsr-4083	179	33	incapacitation	incapacitation	NOUN
fsr-4083	179	34	or	or	CCONJ
fsr-4083	179	35	death	death	NOUN
fsr-4083	179	36	.	.	PUNCT
fsr-4083	180	1	learners	learner	NOUN
fsr-4083	180	2	engage	engage	VERB
fsr-4083	180	3	in	in	ADP
fsr-4083	180	4	interactive	interactive	ADJ
fsr-4083	180	5	lessons	lesson	NOUN
fsr-4083	180	6	on	on	ADP
fsr-4083	180	7	the	the	DET
fsr-4083	180	8	basics	basic	NOUN
fsr-4083	180	9	of	of	ADP
fsr-4083	180	10	estate	estate	NOUN
fsr-4083	180	11	planning	planning	NOUN
fsr-4083	180	12	,	,	PUNCT
fsr-4083	180	13	exploring	explore	VERB
fsr-4083	180	14	fundamental	fundamental	ADJ
fsr-4083	180	15	concepts	concept	NOUN
fsr-4083	180	16	and	and	CCONJ
fsr-4083	180	17	legal	legal	ADJ
fsr-4083	180	18	principles	principle	NOUN
fsr-4083	180	19	.	.	PUNCT
fsr-4083	181	1	through	through	ADP
fsr-4083	181	2	case	case	NOUN
fsr-4083	181	3	studies	study	NOUN
fsr-4083	181	4	illustrating	illustrate	VERB
fsr-4083	181	5	estate	estate	NOUN
fsr-4083	181	6	planning	planning	NOUN
fsr-4083	181	7	decisions	decision	NOUN
fsr-4083	181	8	and	and	CCONJ
fsr-4083	181	9	their	their	PRON
fsr-4083	181	10	consequences	consequence	NOUN
fsr-4083	181	11	,	,	PUNCT
fsr-4083	181	12	individuals	individual	NOUN
fsr-4083	181	13	gain	gain	VERB
fsr-4083	181	14	insights	insight	NOUN
fsr-4083	181	15	into	into	ADP
fsr-4083	181	16	the	the	DET
fsr-4083	181	17	importance	importance	NOUN
fsr-4083	181	18	of	of	ADP
fsr-4083	181	19	thoughtful	thoughtful	ADJ
fsr-4083	181	20	planning	planning	NOUN
fsr-4083	181	21	and	and	CCONJ
fsr-4083	181	22	decisionmaking	decisionmake	VERB
fsr-4083	181	23	.	.	PUNCT
fsr-4083	182	1	furthermore	furthermore	ADV
fsr-4083	182	2	,	,	PUNCT
fsr-4083	182	3	learners	learner	NOUN
fsr-4083	182	4	receive	receive	VERB
fsr-4083	182	5	individualized	individualized	ADJ
fsr-4083	182	6	feedback	feedback	NOUN
fsr-4083	182	7	on	on	ADP
fsr-4083	182	8	estate	estate	NOUN
fsr-4083	182	9	planning	planning	NOUN
fsr-4083	182	10	documents	document	NOUN
fsr-4083	182	11	and	and	CCONJ
fsr-4083	182	12	strategies	strategy	NOUN
fsr-4083	182	13	,	,	PUNCT
fsr-4083	182	14	empowering	empower	VERB
fsr-4083	182	15	them	they	PRON
fsr-4083	182	16	to	to	PART
fsr-4083	182	17	tailor	tailor	VERB
fsr-4083	182	18	their	their	PRON
fsr-4083	182	19	plans	plan	NOUN
fsr-4083	182	20	to	to	ADP
fsr-4083	182	21	their	their	PRON
fsr-4083	182	22	unique	unique	ADJ
fsr-4083	182	23	circumstances	circumstance	NOUN
fsr-4083	182	24	and	and	CCONJ
fsr-4083	182	25	objectives	objective	NOUN
fsr-4083	182	26	.	.	PUNCT
fsr-4083	183	1	appendix	appendix	NOUN
fsr-4083	183	2	d	d	VERB
fsr-4083	183	3	provides	provide	VERB
fsr-4083	183	4	an	an	DET
fsr-4083	183	5	assignment	assignment	NOUN
fsr-4083	183	6	to	to	PART
fsr-4083	183	7	create	create	VERB
fsr-4083	183	8	a	a	DET
fsr-4083	183	9	comprehensive	comprehensive	ADJ
fsr-4083	183	10	estate	estate	NOUN
fsr-4083	183	11	plan	plan	NOUN
fsr-4083	183	12	for	for	ADP
fsr-4083	183	13	the	the	DET
fsr-4083	183	14	student	student	NOUN
fsr-4083	183	15	(	(	PUNCT
fsr-4083	183	16	d1	d1	PROPN
fsr-4083	183	17	)	)	PUNCT
fsr-4083	183	18	along	along	ADP
fsr-4083	183	19	with	with	ADP
fsr-4083	183	20	a	a	DET
fsr-4083	183	21	dissecting	dissecting	NOUN
fsr-4083	183	22	a	a	DET
fsr-4083	183	23	will	will	NOUN
fsr-4083	183	24	assignment	assignment	NOUN
fsr-4083	183	25	(	(	PUNCT
fsr-4083	183	26	d2	d2	PROPN
fsr-4083	183	27	)	)	PUNCT
fsr-4083	183	28	,	,	PUNCT
fsr-4083	183	29	which	which	PRON
fsr-4083	183	30	serves	serve	VERB
fsr-4083	183	31	as	as	ADP
fsr-4083	183	32	practical	practical	ADJ
fsr-4083	183	33	references	reference	NOUN
fsr-4083	183	34	for	for	ADP
fsr-4083	183	35	learners	learner	NOUN
fsr-4083	183	36	as	as	SCONJ
fsr-4083	183	37	they	they	PRON
fsr-4083	183	38	navigate	navigate	VERB
fsr-4083	183	39	the	the	DET
fsr-4083	183	40	complexities	complexity	NOUN
fsr-4083	183	41	of	of	ADP
fsr-4083	183	42	estate	estate	NOUN
fsr-4083	183	43	planning	planning	NOUN
fsr-4083	183	44	.	.	PUNCT
fsr-4083	184	1	these	these	DET
fsr-4083	184	2	assignments	assignment	NOUN
fsr-4083	184	3	incorporate	incorporate	VERB
fsr-4083	184	4	constructivism	constructivism	NOUN
fsr-4083	184	5	,	,	PUNCT
fsr-4083	184	6	experiential	experiential	ADJ
fsr-4083	184	7	,	,	PUNCT
fsr-4083	184	8	and	and	CCONJ
fsr-4083	184	9	learning	learn	VERB
fsr-4083	184	10	theory	theory	NOUN
fsr-4083	184	11	elements	element	NOUN
fsr-4083	184	12	.	.	PUNCT
fsr-4083	185	1	wills	will	NOUN
fsr-4083	185	2	and	and	CCONJ
fsr-4083	185	3	trusts	trust	NOUN
fsr-4083	185	4	are	be	AUX
fsr-4083	185	5	central	central	ADJ
fsr-4083	185	6	to	to	PART
fsr-4083	185	7	estate	estate	NOUN
fsr-4083	185	8	planning	planning	NOUN
fsr-4083	185	9	,	,	PUNCT
fsr-4083	185	10	and	and	CCONJ
fsr-4083	185	11	learners	learner	NOUN
fsr-4083	185	12	delve	delve	VERB
fsr-4083	185	13	into	into	ADP
fsr-4083	185	14	these	these	DET
fsr-4083	185	15	topics	topic	NOUN
fsr-4083	185	16	through	through	ADP
fsr-4083	185	17	guided	guide	VERB
fsr-4083	185	18	exercises	exercise	NOUN
fsr-4083	185	19	in	in	ADP
fsr-4083	185	20	drafting	draft	VERB
fsr-4083	185	21	legal	legal	ADJ
fsr-4083	185	22	documents	document	NOUN
fsr-4083	185	23	for	for	ADP
fsr-4083	185	24	their	their	PRON
fsr-4083	185	25	own	own	ADJ
fsr-4083	185	26	estate	estate	NOUN
fsr-4083	185	27	plans	plan	NOUN
fsr-4083	185	28	.	.	PUNCT
fsr-4083	186	1	professor	professor	NOUN
fsr-4083	186	2	-	-	PUNCT
fsr-4083	186	3	led	lead	VERB
fsr-4083	186	4	discussions	discussion	NOUN
fsr-4083	186	5	provide	provide	VERB
fsr-4083	186	6	guidance	guidance	NOUN
fsr-4083	186	7	on	on	ADP
fsr-4083	186	8	wills	will	NOUN
fsr-4083	186	9	and	and	CCONJ
fsr-4083	186	10	trusts	trust	VERB
fsr-4083	186	11	design	design	NOUN
fsr-4083	186	12	and	and	CCONJ
fsr-4083	186	13	execution	execution	NOUN
fsr-4083	186	14	.	.	PUNCT
fsr-4083	187	1	understanding	understand	VERB
fsr-4083	187	2	the	the	DET
fsr-4083	187	3	role	role	NOUN
fsr-4083	187	4	and	and	CCONJ
fsr-4083	187	5	responsibilities	responsibility	NOUN
fsr-4083	187	6	of	of	ADP
fsr-4083	187	7	a	a	DET
fsr-4083	187	8	power	power	NOUN
fsr-4083	187	9	of	of	ADP
fsr-4083	187	10	attorney	attorney	NOUN
fsr-4083	187	11	is	be	AUX
fsr-4083	187	12	essential	essential	ADJ
fsr-4083	187	13	in	in	ADP
fsr-4083	187	14	estate	estate	NOUN
fsr-4083	187	15	planning	planning	NOUN
fsr-4083	187	16	,	,	PUNCT
fsr-4083	187	17	and	and	CCONJ
fsr-4083	187	18	learners	learner	NOUN
fsr-4083	187	19	participate	participate	VERB
fsr-4083	187	20	in	in	ADP
fsr-4083	187	21	role	role	NOUN
fsr-4083	187	22	-	-	PUNCT
fsr-4083	187	23	playing	play	VERB
fsr-4083	187	24	scenarios	scenario	NOUN
fsr-4083	187	25	to	to	PART
fsr-4083	187	26	grasp	grasp	VERB
fsr-4083	187	27	the	the	DET
fsr-4083	187	28	significance	significance	NOUN
fsr-4083	187	29	of	of	ADP
fsr-4083	187	30	this	this	DET
fsr-4083	187	31	legal	legal	ADJ
fsr-4083	187	32	designation	designation	NOUN
fsr-4083	187	33	.	.	PUNCT
fsr-4083	188	1	personalized	personalize	VERB
fsr-4083	188	2	guidance	guidance	NOUN
fsr-4083	188	3	on	on	ADP
fsr-4083	188	4	selecting	select	VERB
fsr-4083	188	5	and	and	CCONJ
fsr-4083	188	6	appointing	appoint	VERB
fsr-4083	188	7	power	power	NOUN
fsr-4083	188	8	of	of	ADP
fsr-4083	188	9	attorney	attorney	NOUN
fsr-4083	188	10	agents	agent	NOUN
fsr-4083	188	11	equips	equip	VERB
fsr-4083	188	12	individuals	individual	NOUN
fsr-4083	188	13	with	with	ADP
fsr-4083	188	14	the	the	DET
fsr-4083	188	15	knowledge	knowledge	NOUN
fsr-4083	188	16	to	to	PART
fsr-4083	188	17	make	make	VERB
fsr-4083	188	18	informed	informed	ADJ
fsr-4083	188	19	decisions	decision	NOUN
fsr-4083	188	20	regarding	regard	VERB
fsr-4083	188	21	their	their	PRON
fsr-4083	188	22	representatives	representative	NOUN
fsr-4083	188	23	.	.	PUNCT
fsr-4083	189	1	feedback	feedback	NOUN
fsr-4083	189	2	sessions	session	NOUN
fsr-4083	189	3	on	on	ADP
fsr-4083	189	4	the	the	DET
fsr-4083	189	5	power	power	NOUN
fsr-4083	189	6	of	of	ADP
fsr-4083	189	7	attorney	attorney	NOUN
fsr-4083	189	8	choices	choice	NOUN
fsr-4083	189	9	ensure	ensure	VERB
fsr-4083	189	10	that	that	SCONJ
fsr-4083	189	11	learners	learner	NOUN
fsr-4083	189	12	understand	understand	VERB
fsr-4083	189	13	the	the	DET
fsr-4083	189	14	implications	implication	NOUN
fsr-4083	189	15	of	of	ADP
fsr-4083	189	16	their	their	PRON
fsr-4083	189	17	decisions	decision	NOUN
fsr-4083	189	18	and	and	CCONJ
fsr-4083	189	19	are	be	AUX
fsr-4083	189	20	prepared	prepared	ADJ
fsr-4083	189	21	to	to	PART
fsr-4083	189	22	navigate	navigate	VERB
fsr-4083	189	23	potential	potential	ADJ
fsr-4083	189	24	challenges	challenge	NOUN
fsr-4083	189	25	effectively	effectively	ADV
fsr-4083	189	26	.	.	PUNCT
fsr-4083	190	1	healthcare	healthcare	NOUN
fsr-4083	190	2	directives	directive	NOUN
fsr-4083	190	3	are	be	AUX
fsr-4083	190	4	another	another	DET
fsr-4083	190	5	critical	critical	ADJ
fsr-4083	190	6	component	component	NOUN
fsr-4083	190	7	of	of	ADP
fsr-4083	190	8	estate	estate	NOUN
fsr-4083	190	9	planning	planning	NOUN
fsr-4083	190	10	,	,	PUNCT
fsr-4083	190	11	and	and	CCONJ
fsr-4083	190	12	learners	learner	NOUN
fsr-4083	190	13	engage	engage	VERB
fsr-4083	190	14	in	in	ADP
fsr-4083	190	15	interactive	interactive	ADJ
fsr-4083	190	16	discussions	discussion	NOUN
fsr-4083	190	17	to	to	PART
fsr-4083	190	18	explore	explore	VERB
fsr-4083	190	19	various	various	ADJ
fsr-4083	190	20	options	option	NOUN
fsr-4083	190	21	and	and	CCONJ
fsr-4083	190	22	considerations	consideration	NOUN
fsr-4083	190	23	.	.	PUNCT
fsr-4083	191	1	step	step	NOUN
fsr-4083	191	2	-	-	PUNCT
fsr-4083	191	3	by	by	ADP
fsr-4083	191	4	-	-	PUNCT
fsr-4083	191	5	step	step	NOUN
fsr-4083	191	6	guidance	guidance	NOUN
fsr-4083	191	7	on	on	ADP
fsr-4083	191	8	completing	complete	VERB
fsr-4083	191	9	healthcare	healthcare	NOUN
fsr-4083	191	10	directives	directive	NOUN
fsr-4083	191	11	empowers	empower	VERB
fsr-4083	191	12	individuals	individual	NOUN
fsr-4083	191	13	to	to	PART
fsr-4083	191	14	articulate	articulate	VERB
fsr-4083	191	15	their	their	PRON
fsr-4083	191	16	medical	medical	ADJ
fsr-4083	191	17	preferences	preference	NOUN
fsr-4083	191	18	and	and	CCONJ
fsr-4083	191	19	end	end	NOUN
fsr-4083	191	20	-	-	PUNCT
fsr-4083	191	21	of	of	ADP
fsr-4083	191	22	-	-	PUNCT
fsr-4083	191	23	life	life	NOUN
fsr-4083	191	24	wishes	wish	NOUN
fsr-4083	191	25	.	.	PUNCT
fsr-4083	192	1	professor	professor	NOUN
fsr-4083	192	2	-	-	PUNCT
fsr-4083	192	3	led	lead	VERB
fsr-4083	192	4	feedback	feedback	NOUN
fsr-4083	192	5	on	on	ADP
fsr-4083	192	6	healthcare	healthcare	NOUN
fsr-4083	192	7	directive	directive	NOUN
fsr-4083	192	8	choices	choice	NOUN
fsr-4083	192	9	ensures	ensure	VERB
fsr-4083	192	10	that	that	SCONJ
fsr-4083	192	11	learners	learner	NOUN
fsr-4083	192	12	'	'	PART
fsr-4083	192	13	directives	directive	NOUN
fsr-4083	192	14	align	align	VERB
fsr-4083	192	15	with	with	ADP
fsr-4083	192	16	their	their	PRON
fsr-4083	192	17	values	value	NOUN
fsr-4083	192	18	and	and	CCONJ
fsr-4083	192	19	preferences	preference	NOUN
fsr-4083	192	20	,	,	PUNCT
fsr-4083	192	21	providing	provide	VERB
fsr-4083	192	22	clarity	clarity	NOUN
fsr-4083	192	23	and	and	CCONJ
fsr-4083	192	24	peace	peace	NOUN
fsr-4083	192	25	of	of	ADP
fsr-4083	192	26	mind	mind	NOUN
fsr-4083	192	27	regarding	regard	VERB
fsr-4083	192	28	their	their	PRON
fsr-4083	192	29	healthcare	healthcare	NOUN
fsr-4083	192	30	decisions	decision	NOUN
fsr-4083	192	31	.	.	PUNCT
fsr-4083	193	1	through	through	ADP
fsr-4083	193	2	comprehensive	comprehensive	ADJ
fsr-4083	193	3	education	education	NOUN
fsr-4083	193	4	and	and	CCONJ
fsr-4083	193	5	practical	practical	ADJ
fsr-4083	193	6	guidance	guidance	NOUN
fsr-4083	193	7	,	,	PUNCT
fsr-4083	193	8	individuals	individual	NOUN
fsr-4083	193	9	gain	gain	VERB
fsr-4083	193	10	the	the	DET
fsr-4083	193	11	tools	tool	NOUN
fsr-4083	193	12	and	and	CCONJ
fsr-4083	193	13	confidence	confidence	NOUN
fsr-4083	193	14	to	to	PART
fsr-4083	193	15	navigate	navigate	VERB
fsr-4083	193	16	the	the	DET
fsr-4083	193	17	complexities	complexity	NOUN
fsr-4083	193	18	of	of	ADP
fsr-4083	193	19	estate	estate	NOUN
fsr-4083	193	20	planning	planning	NOUN
fsr-4083	193	21	effectively	effectively	ADV
fsr-4083	193	22	and	and	CCONJ
fsr-4083	193	23	safeguard	safeguard	VERB
fsr-4083	193	24	their	their	PRON
fsr-4083	193	25	legacy	legacy	NOUN
fsr-4083	193	26	for	for	ADP
fsr-4083	193	27	future	future	ADJ
fsr-4083	193	28	generations	generation	NOUN
fsr-4083	193	29	.	.	PUNCT
fsr-4083	194	1	again	again	ADV
fsr-4083	194	2	,	,	PUNCT
fsr-4083	194	3	multiple	multiple	ADJ
fsr-4083	194	4	learning	learning	NOUN
fsr-4083	194	5	theories	theory	NOUN
fsr-4083	194	6	were	be	AUX
fsr-4083	194	7	applied	apply	VERB
fsr-4083	194	8	in	in	ADP
fsr-4083	194	9	the	the	DET
fsr-4083	194	10	course	course	NOUN
fsr-4083	194	11	:	:	PUNCT
fsr-4083	194	12	stebbins	stebbins	PROPN
fsr-4083	194	13	&	&	CCONJ
fsr-4083	194	14	quito	quito	PROPN
fsr-4083	194	15	95	95	PROPN
fsr-4083	195	1	constructivism	constructivism	NOUN
fsr-4083	195	2	:	:	PUNCT
fsr-4083	195	3	•	•	NUM
fsr-4083	195	4	case	case	NOUN
fsr-4083	195	5	studies	study	NOUN
fsr-4083	195	6	:	:	PUNCT
fsr-4083	195	7	analyzing	analyze	VERB
fsr-4083	195	8	real	real	ADJ
fsr-4083	195	9	-	-	PUNCT
fsr-4083	195	10	world	world	NOUN
fsr-4083	195	11	scenarios	scenario	NOUN
fsr-4083	195	12	helps	help	VERB
fsr-4083	195	13	students	student	NOUN
fsr-4083	195	14	construct	construct	VERB
fsr-4083	195	15	knowledge	knowledge	NOUN
fsr-4083	195	16	about	about	ADP
fsr-4083	195	17	estate	estate	NOUN
fsr-4083	195	18	planning	planning	NOUN
fsr-4083	195	19	by	by	ADP
fsr-4083	195	20	connecting	connect	VERB
fsr-4083	195	21	legal	legal	ADJ
fsr-4083	195	22	concepts	concept	NOUN
fsr-4083	195	23	to	to	ADP
fsr-4083	195	24	practical	practical	ADJ
fsr-4083	195	25	applications	application	NOUN
fsr-4083	195	26	.	.	PUNCT
fsr-4083	196	1	•	•	NUM
fsr-4083	196	2	creating	create	VERB
fsr-4083	196	3	estate	estate	NOUN
fsr-4083	196	4	plans	plan	NOUN
fsr-4083	196	5	:	:	PUNCT
fsr-4083	196	6	developing	develop	VERB
fsr-4083	196	7	personalized	personalized	ADJ
fsr-4083	196	8	plans	plan	NOUN
fsr-4083	196	9	encourages	encourage	VERB
fsr-4083	196	10	learners	learner	NOUN
fsr-4083	196	11	to	to	PART
fsr-4083	196	12	actively	actively	ADV
fsr-4083	196	13	engage	engage	VERB
fsr-4083	196	14	with	with	ADP
fsr-4083	196	15	the	the	DET
fsr-4083	196	16	material	material	NOUN
fsr-4083	196	17	,	,	PUNCT
fsr-4083	196	18	building	build	VERB
fsr-4083	196	19	their	their	PRON
fsr-4083	196	20	understanding	understanding	NOUN
fsr-4083	196	21	through	through	ADP
fsr-4083	196	22	hands	hand	NOUN
fsr-4083	196	23	-	-	PUNCT
fsr-4083	196	24	on	on	ADP
fsr-4083	196	25	activities	activity	NOUN
fsr-4083	196	26	.	.	PUNCT
fsr-4083	197	1	•	•	NUM
fsr-4083	197	2	role	role	NOUN
fsr-4083	197	3	-	-	PUNCT
fsr-4083	197	4	playing	playing	NOUN
fsr-4083	197	5	:	:	PUNCT
fsr-4083	197	6	scenarios	scenario	NOUN
fsr-4083	197	7	involving	involve	VERB
fsr-4083	197	8	power	power	NOUN
fsr-4083	197	9	of	of	ADP
fsr-4083	197	10	attorney	attorney	NOUN
fsr-4083	197	11	enhance	enhance	VERB
fsr-4083	197	12	understanding	understanding	NOUN
fsr-4083	197	13	by	by	ADP
fsr-4083	197	14	allowing	allow	VERB
fsr-4083	197	15	students	student	NOUN
fsr-4083	197	16	to	to	PART
fsr-4083	197	17	immerse	immerse	VERB
fsr-4083	197	18	themselves	themselves	PRON
fsr-4083	197	19	in	in	ADP
fsr-4083	197	20	realistic	realistic	ADJ
fsr-4083	197	21	situations	situation	NOUN
fsr-4083	197	22	.	.	PUNCT
fsr-4083	198	1	experiential	experiential	ADJ
fsr-4083	198	2	learning	learning	NOUN
fsr-4083	198	3	:	:	PUNCT
fsr-4083	198	4	•	•	NUM
fsr-4083	198	5	drafting	draft	VERB
fsr-4083	198	6	legal	legal	ADJ
fsr-4083	198	7	documents	document	NOUN
fsr-4083	198	8	:	:	PUNCT
fsr-4083	198	9	exercises	exercise	NOUN
fsr-4083	198	10	in	in	ADP
fsr-4083	198	11	creating	create	VERB
fsr-4083	198	12	wills	will	NOUN
fsr-4083	198	13	and	and	CCONJ
fsr-4083	198	14	trusts	trust	NOUN
fsr-4083	198	15	provide	provide	VERB
fsr-4083	198	16	practical	practical	ADJ
fsr-4083	198	17	experience	experience	NOUN
fsr-4083	198	18	,	,	PUNCT
fsr-4083	198	19	reinforcing	reinforce	VERB
fsr-4083	198	20	learning	learn	VERB
fsr-4083	198	21	through	through	ADP
fsr-4083	198	22	application	application	NOUN
fsr-4083	198	23	.	.	PUNCT
fsr-4083	199	1	•	•	NUM
fsr-4083	199	2	interactive	interactive	ADJ
fsr-4083	199	3	discussions	discussion	NOUN
fsr-4083	199	4	:	:	PUNCT
fsr-4083	199	5	engaging	engage	VERB
fsr-4083	199	6	in	in	ADP
fsr-4083	199	7	guided	guide	VERB
fsr-4083	199	8	discussions	discussion	NOUN
fsr-4083	199	9	on	on	ADP
fsr-4083	199	10	healthcare	healthcare	NOUN
fsr-4083	199	11	directives	directive	NOUN
fsr-4083	199	12	and	and	CCONJ
fsr-4083	199	13	estate	estate	NOUN
fsr-4083	199	14	planning	planning	NOUN
fsr-4083	199	15	components	component	NOUN
fsr-4083	199	16	allows	allow	VERB
fsr-4083	199	17	students	student	NOUN
fsr-4083	199	18	to	to	PART
fsr-4083	199	19	reflect	reflect	VERB
fsr-4083	199	20	and	and	CCONJ
fsr-4083	199	21	apply	apply	VERB
fsr-4083	199	22	their	their	PRON
fsr-4083	199	23	knowledge	knowledge	NOUN
fsr-4083	199	24	.	.	PUNCT
fsr-4083	200	1	•	•	NUM
fsr-4083	200	2	individualized	individualized	ADJ
fsr-4083	200	3	feedback	feedback	NOUN
fsr-4083	200	4	:	:	PUNCT
fsr-4083	200	5	tailored	tailor	VERB
fsr-4083	200	6	feedback	feedback	NOUN
fsr-4083	200	7	on	on	ADP
fsr-4083	200	8	estate	estate	NOUN
fsr-4083	200	9	planning	planning	NOUN
fsr-4083	200	10	documents	document	NOUN
fsr-4083	200	11	helps	help	VERB
fsr-4083	200	12	students	student	NOUN
fsr-4083	200	13	refine	refine	VERB
fsr-4083	200	14	their	their	PRON
fsr-4083	200	15	strategies	strategy	NOUN
fsr-4083	200	16	and	and	CCONJ
fsr-4083	200	17	understand	understand	VERB
fsr-4083	200	18	the	the	DET
fsr-4083	200	19	realworld	realworld	PROPN
fsr-4083	200	20	implications	implication	NOUN
fsr-4083	200	21	of	of	ADP
fsr-4083	200	22	their	their	PRON
fsr-4083	200	23	choices	choice	NOUN
fsr-4083	200	24	.	.	PUNCT
fsr-4083	201	1	social	social	ADJ
fsr-4083	201	2	learning	learning	PROPN
fsr-4083	201	3	theory	theory	NOUN
fsr-4083	201	4	:	:	PUNCT
fsr-4083	201	5	•	•	NUM
fsr-4083	201	6	professor	professor	NOUN
fsr-4083	201	7	and	and	CCONJ
fsr-4083	201	8	guest	guest	NOUN
fsr-4083	201	9	speaker	speaker	NOUN
fsr-4083	201	10	-	-	PUNCT
fsr-4083	201	11	led	lead	VERB
fsr-4083	201	12	discussions	discussion	NOUN
fsr-4083	201	13	:	:	PUNCT
fsr-4083	201	14	observing	observe	VERB
fsr-4083	201	15	expert	expert	ADJ
fsr-4083	201	16	demonstrations	demonstration	NOUN
fsr-4083	201	17	and	and	CCONJ
fsr-4083	201	18	participating	participate	VERB
fsr-4083	201	19	in	in	ADP
fsr-4083	201	20	discussions	discussion	NOUN
fsr-4083	201	21	fosters	foster	NOUN
fsr-4083	201	22	learning	learn	VERB
fsr-4083	201	23	through	through	ADP
fsr-4083	201	24	observation	observation	NOUN
fsr-4083	201	25	and	and	CCONJ
fsr-4083	201	26	collaboration	collaboration	NOUN
fsr-4083	201	27	.	.	PUNCT
fsr-4083	202	1	•	•	NUM
fsr-4083	202	2	feedback	feedback	NOUN
fsr-4083	202	3	sessions	session	NOUN
fsr-4083	202	4	:	:	PUNCT
fsr-4083	202	5	peer	peer	NOUN
fsr-4083	202	6	and	and	CCONJ
fsr-4083	202	7	professor	professor	NOUN
fsr-4083	202	8	feedback	feedback	NOUN
fsr-4083	202	9	on	on	ADP
fsr-4083	202	10	decisions	decision	NOUN
fsr-4083	202	11	regarding	regard	VERB
fsr-4083	202	12	power	power	NOUN
fsr-4083	202	13	of	of	ADP
fsr-4083	202	14	attorney	attorney	NOUN
fsr-4083	202	15	and	and	CCONJ
fsr-4083	202	16	healthcare	healthcare	PROPN
fsr-4083	202	17	directives	directive	NOUN
fsr-4083	202	18	helps	help	VERB
fsr-4083	202	19	learners	learner	NOUN
fsr-4083	202	20	improve	improve	VERB
fsr-4083	202	21	their	their	PRON
fsr-4083	202	22	understanding	understanding	NOUN
fsr-4083	202	23	by	by	ADP
fsr-4083	202	24	modeling	model	VERB
fsr-4083	202	25	best	good	ADJ
fsr-4083	202	26	practices	practice	NOUN
fsr-4083	202	27	.	.	PUNCT
fsr-4083	203	1	•	•	NUM
fsr-4083	203	2	collaborative	collaborative	ADJ
fsr-4083	203	3	learning	learning	NOUN
fsr-4083	203	4	:	:	PUNCT
fsr-4083	203	5	group	group	NOUN
fsr-4083	203	6	discussions	discussion	NOUN
fsr-4083	203	7	on	on	ADP
fsr-4083	203	8	estate	estate	NOUN
fsr-4083	203	9	planning	planning	NOUN
fsr-4083	203	10	options	option	NOUN
fsr-4083	203	11	enable	enable	VERB
fsr-4083	203	12	students	student	NOUN
fsr-4083	203	13	to	to	PART
fsr-4083	203	14	learn	learn	VERB
fsr-4083	203	15	from	from	ADP
fsr-4083	203	16	each	each	DET
fsr-4083	203	17	other	other	ADJ
fsr-4083	203	18	’s	’s	PART
fsr-4083	203	19	insights	insight	NOUN
fsr-4083	203	20	and	and	CCONJ
fsr-4083	203	21	experiences	experience	NOUN
fsr-4083	203	22	.	.	PUNCT
fsr-4083	204	1	these	these	DET
fsr-4083	204	2	methods	method	NOUN
fsr-4083	204	3	collectively	collectively	ADV
fsr-4083	204	4	empower	empower	VERB
fsr-4083	204	5	learners	learner	NOUN
fsr-4083	204	6	with	with	ADP
fsr-4083	204	7	practical	practical	ADJ
fsr-4083	204	8	skills	skill	NOUN
fsr-4083	204	9	and	and	CCONJ
fsr-4083	204	10	confidence	confidence	NOUN
fsr-4083	204	11	to	to	PART
fsr-4083	204	12	navigate	navigate	VERB
fsr-4083	204	13	the	the	DET
fsr-4083	204	14	complexities	complexity	NOUN
fsr-4083	204	15	of	of	ADP
fsr-4083	204	16	estate	estate	NOUN
fsr-4083	204	17	planning	planning	NOUN
fsr-4083	204	18	effectively	effectively	ADV
fsr-4083	204	19	.	.	PUNCT
fsr-4083	205	1	discussion	discussion	NOUN
fsr-4083	205	2	this	this	DET
fsr-4083	205	3	study	study	NOUN
fsr-4083	205	4	presents	present	VERB
fsr-4083	205	5	a	a	DET
fsr-4083	205	6	structured	structured	ADJ
fsr-4083	205	7	approach	approach	NOUN
fsr-4083	205	8	to	to	ADP
fsr-4083	205	9	improving	improve	VERB
fsr-4083	205	10	financial	financial	ADJ
fsr-4083	205	11	education	education	NOUN
fsr-4083	205	12	through	through	ADP
fsr-4083	205	13	the	the	DET
fsr-4083	205	14	application	application	NOUN
fsr-4083	205	15	of	of	ADP
fsr-4083	205	16	differentiated	differentiated	ADJ
fsr-4083	205	17	instructional	instructional	ADJ
fsr-4083	205	18	strategies	strategy	NOUN
fsr-4083	205	19	.	.	PUNCT
fsr-4083	206	1	each	each	DET
fsr-4083	206	2	theory	theory	NOUN
fsr-4083	206	3	contributes	contribute	VERB
fsr-4083	206	4	to	to	ADP
fsr-4083	206	5	instructional	instructional	ADJ
fsr-4083	206	6	design	design	NOUN
fsr-4083	206	7	by	by	ADP
fsr-4083	206	8	offering	offer	VERB
fsr-4083	206	9	strategies	strategy	NOUN
fsr-4083	206	10	that	that	PRON
fsr-4083	206	11	support	support	VERB
fsr-4083	206	12	learner	learner	NOUN
fsr-4083	206	13	engagement	engagement	NOUN
fsr-4083	206	14	,	,	PUNCT
fsr-4083	206	15	skill	skill	NOUN
fsr-4083	206	16	development	development	NOUN
fsr-4083	206	17	,	,	PUNCT
fsr-4083	206	18	and	and	CCONJ
fsr-4083	206	19	application	application	NOUN
fsr-4083	206	20	of	of	ADP
fsr-4083	206	21	financial	financial	ADJ
fsr-4083	206	22	concepts	concept	NOUN
fsr-4083	206	23	.	.	PUNCT
fsr-4083	207	1	however	however	ADV
fsr-4083	207	2	,	,	PUNCT
fsr-4083	207	3	these	these	DET
fsr-4083	207	4	theories	theory	NOUN
fsr-4083	207	5	also	also	ADV
fsr-4083	207	6	present	present	VERB
fsr-4083	207	7	limitations	limitation	NOUN
fsr-4083	207	8	that	that	PRON
fsr-4083	207	9	must	must	AUX
fsr-4083	207	10	be	be	AUX
fsr-4083	207	11	addressed	address	VERB
fsr-4083	207	12	to	to	PART
fsr-4083	207	13	ensure	ensure	VERB
fsr-4083	207	14	effective	effective	ADJ
fsr-4083	207	15	implementation	implementation	NOUN
fsr-4083	207	16	.	.	PUNCT
fsr-4083	208	1	bloom	bloom	PROPN
fsr-4083	208	2	’s	’s	PART
fsr-4083	208	3	taxonomy	taxonomy	NOUN
fsr-4083	208	4	provides	provide	VERB
fsr-4083	208	5	a	a	DET
fsr-4083	208	6	structured	structured	ADJ
fsr-4083	208	7	progression	progression	NOUN
fsr-4083	208	8	of	of	ADP
fsr-4083	208	9	cognitive	cognitive	ADJ
fsr-4083	208	10	skills	skill	NOUN
fsr-4083	208	11	,	,	PUNCT
fsr-4083	208	12	but	but	CCONJ
fsr-4083	208	13	its	its	PRON
fsr-4083	208	14	assumption	assumption	NOUN
fsr-4083	208	15	of	of	ADP
fsr-4083	208	16	linear	linear	PROPN
fsr-4083	208	17	development	development	NOUN
fsr-4083	208	18	may	may	AUX
fsr-4083	208	19	not	not	PART
fsr-4083	208	20	reflect	reflect	VERB
fsr-4083	208	21	the	the	DET
fsr-4083	208	22	varied	varied	ADJ
fsr-4083	208	23	readiness	readiness	NOUN
fsr-4083	208	24	of	of	ADP
fsr-4083	208	25	learners	learner	NOUN
fsr-4083	208	26	,	,	PUNCT
fsr-4083	208	27	particularly	particularly	ADV
fsr-4083	208	28	when	when	SCONJ
fsr-4083	208	29	foundational	foundational	ADJ
fsr-4083	208	30	knowledge	knowledge	NOUN
fsr-4083	208	31	is	be	AUX
fsr-4083	208	32	uneven	uneven	ADJ
fsr-4083	208	33	.	.	PUNCT
fsr-4083	209	1	behaviorism	behaviorism	NOUN
fsr-4083	209	2	emphasizes	emphasize	VERB
fsr-4083	209	3	reinforcement	reinforcement	NOUN
fsr-4083	209	4	of	of	ADP
fsr-4083	209	5	observable	observable	ADJ
fsr-4083	209	6	behaviors	behavior	NOUN
fsr-4083	209	7	,	,	PUNCT
fsr-4083	209	8	which	which	PRON
fsr-4083	209	9	can	can	AUX
fsr-4083	209	10	oversimplify	oversimplify	VERB
fsr-4083	209	11	financial	financial	ADJ
fsr-4083	209	12	reasoning	reasoning	NOUN
fsr-4083	209	13	and	and	CCONJ
fsr-4083	209	14	may	may	AUX
fsr-4083	209	15	encourage	encourage	VERB
fsr-4083	209	16	short	short	ADJ
fsr-4083	209	17	-	-	PUNCT
fsr-4083	209	18	term	term	NOUN
fsr-4083	209	19	compliance	compliance	NOUN
fsr-4083	209	20	rather	rather	ADV
fsr-4083	209	21	than	than	ADP
fsr-4083	209	22	long	long	ADJ
fsr-4083	209	23	-	-	PUNCT
fsr-4083	209	24	term	term	NOUN
fsr-4083	209	25	behavioral	behavioral	ADJ
fsr-4083	209	26	change	change	NOUN
fsr-4083	209	27	.	.	PUNCT
fsr-4083	210	1	constructivism	constructivism	NOUN
fsr-4083	210	2	depends	depend	VERB
fsr-4083	210	3	on	on	ADP
fsr-4083	210	4	learners	learner	NOUN
fsr-4083	210	5	having	have	VERB
fsr-4083	210	6	sufficient	sufficient	ADJ
fsr-4083	210	7	prior	prior	ADJ
fsr-4083	210	8	knowledge	knowledge	NOUN
fsr-4083	210	9	to	to	PART
fsr-4083	210	10	build	build	VERB
fsr-4083	210	11	new	new	ADJ
fsr-4083	210	12	understanding	understanding	NOUN
fsr-4083	210	13	,	,	PUNCT
fsr-4083	210	14	which	which	PRON
fsr-4083	210	15	can	can	AUX
fsr-4083	210	16	be	be	AUX
fsr-4083	210	17	problematic	problematic	ADJ
fsr-4083	210	18	when	when	SCONJ
fsr-4083	210	19	students	student	NOUN
fsr-4083	210	20	enter	enter	VERB
fsr-4083	210	21	with	with	ADP
fsr-4083	210	22	limited	limited	ADJ
fsr-4083	210	23	financial	financial	ADJ
fsr-4083	210	24	experience	experience	NOUN
fsr-4083	210	25	.	.	PUNCT
fsr-4083	211	1	experiential	experiential	ADJ
fsr-4083	211	2	learning	learning	NOUN
fsr-4083	211	3	promotes	promote	VERB
fsr-4083	211	4	hands	hand	NOUN
fsr-4083	211	5	-	-	PUNCT
fsr-4083	211	6	on	on	ADP
fsr-4083	211	7	engagement	engagement	NOUN
fsr-4083	211	8	,	,	PUNCT
fsr-4083	211	9	yet	yet	CCONJ
fsr-4083	211	10	simulations	simulation	NOUN
fsr-4083	211	11	may	may	AUX
fsr-4083	211	12	not	not	PART
fsr-4083	211	13	fully	fully	ADV
fsr-4083	211	14	capture	capture	VERB
fsr-4083	211	15	the	the	DET
fsr-4083	211	16	emotional	emotional	ADJ
fsr-4083	211	17	and	and	CCONJ
fsr-4083	211	18	contextual	contextual	ADJ
fsr-4083	211	19	depth	depth	NOUN
fsr-4083	211	20	of	of	ADP
fsr-4083	211	21	real	real	ADJ
fsr-4083	211	22	financial	financial	ADJ
fsr-4083	211	23	decisions	decision	NOUN
fsr-4083	211	24	.	.	PUNCT
fsr-4083	212	1	social	social	ADJ
fsr-4083	212	2	learning	learning	NOUN
fsr-4083	212	3	theory	theory	NOUN
fsr-4083	212	4	relies	rely	VERB
fsr-4083	212	5	on	on	ADP
fsr-4083	212	6	modeling	model	VERB
fsr-4083	212	7	effective	effective	ADJ
fsr-4083	212	8	behaviors	behavior	NOUN
fsr-4083	212	9	,	,	PUNCT
fsr-4083	212	10	but	but	CCONJ
fsr-4083	212	11	peer	peer	NOUN
fsr-4083	212	12	influence	influence	NOUN
fsr-4083	212	13	can	can	AUX
fsr-4083	212	14	reinforce	reinforce	VERB
fsr-4083	212	15	poor	poor	ADJ
fsr-4083	212	16	habits	habit	NOUN
fsr-4083	212	17	if	if	SCONJ
fsr-4083	212	18	not	not	PART
fsr-4083	212	19	carefully	carefully	ADV
fsr-4083	212	20	guided	guide	VERB
fsr-4083	212	21	.	.	PUNCT
fsr-4083	213	1	to	to	PART
fsr-4083	213	2	address	address	VERB
fsr-4083	213	3	these	these	DET
fsr-4083	213	4	challenges	challenge	NOUN
fsr-4083	213	5	,	,	PUNCT
fsr-4083	213	6	the	the	DET
fsr-4083	213	7	paper	paper	NOUN
fsr-4083	213	8	provides	provide	VERB
fsr-4083	213	9	practical	practical	ADJ
fsr-4083	213	10	examples	example	NOUN
fsr-4083	213	11	of	of	ADP
fsr-4083	213	12	assignments	assignment	NOUN
fsr-4083	213	13	and	and	CCONJ
fsr-4083	213	14	instructional	instructional	ADJ
fsr-4083	213	15	tools	tool	NOUN
fsr-4083	213	16	that	that	PRON
fsr-4083	213	17	educators	educator	NOUN
fsr-4083	213	18	can	can	AUX
fsr-4083	213	19	implement	implement	VERB
fsr-4083	213	20	across	across	ADP
fsr-4083	213	21	a	a	DET
fsr-4083	213	22	range	range	NOUN
fsr-4083	213	23	of	of	ADP
fsr-4083	213	24	financial	financial	ADJ
fsr-4083	213	25	topics	topic	NOUN
fsr-4083	213	26	.	.	PUNCT
fsr-4083	214	1	these	these	PRON
fsr-4083	214	2	include	include	VERB
fsr-4083	214	3	investment	investment	NOUN
fsr-4083	214	4	planning	planning	NOUN
fsr-4083	214	5	,	,	PUNCT
fsr-4083	214	6	retirement	retirement	NOUN
fsr-4083	214	7	strategies	strategy	NOUN
fsr-4083	214	8	,	,	PUNCT
fsr-4083	214	9	financial	financial	ADJ
fsr-4083	214	10	counseling	counseling	NOUN
fsr-4083	214	11	,	,	PUNCT
fsr-4083	214	12	and	and	CCONJ
fsr-4083	214	13	estate	estate	NOUN
fsr-4083	214	14	planning	planning	NOUN
fsr-4083	214	15	.	.	PUNCT
fsr-4083	215	1	each	each	DET
fsr-4083	215	2	example	example	NOUN
fsr-4083	215	3	is	be	AUX
fsr-4083	215	4	grounded	ground	VERB
fsr-4083	215	5	in	in	ADP
fsr-4083	215	6	classroom	classroom	NOUN
fsr-4083	215	7	-	-	PUNCT
fsr-4083	215	8	tested	test	VERB
fsr-4083	215	9	activities	activity	NOUN
fsr-4083	215	10	and	and	CCONJ
fsr-4083	215	11	aligned	align	VERB
fsr-4083	215	12	with	with	ADP
fsr-4083	215	13	specific	specific	ADJ
fsr-4083	215	14	learning	learning	NOUN
fsr-4083	215	15	theories	theory	NOUN
fsr-4083	215	16	,	,	PUNCT
fsr-4083	215	17	offering	offer	VERB
fsr-4083	215	18	instructors	instructor	NOUN
fsr-4083	215	19	a	a	DET
fsr-4083	215	20	clear	clear	ADJ
fsr-4083	215	21	path	path	NOUN
fsr-4083	215	22	from	from	ADP
fsr-4083	215	23	theory	theory	NOUN
fsr-4083	215	24	to	to	ADP
fsr-4083	215	25	practice	practice	VERB
fsr-4083	215	26	.	.	PUNCT
fsr-4083	216	1	the	the	DET
fsr-4083	216	2	inclusion	inclusion	NOUN
fsr-4083	216	3	of	of	ADP
fsr-4083	216	4	detailed	detailed	ADJ
fsr-4083	216	5	assignments	assignment	NOUN
fsr-4083	216	6	in	in	ADP
fsr-4083	216	7	the	the	DET
fsr-4083	216	8	appendix	appendix	ADJ
fsr-4083	216	9	further	further	ADJ
fsr-4083	216	10	supports	support	VERB
fsr-4083	216	11	educators	educator	NOUN
fsr-4083	216	12	in	in	ADP
fsr-4083	216	13	adapting	adapt	VERB
fsr-4083	216	14	these	these	DET
fsr-4083	216	15	strategies	strategy	NOUN
fsr-4083	216	16	to	to	ADP
fsr-4083	216	17	their	their	PRON
fsr-4083	216	18	own	own	ADJ
fsr-4083	216	19	teaching	teaching	NOUN
fsr-4083	216	20	contexts	contexts	NOUN
fsr-4083	216	21	.	.	PUNCT
fsr-4083	217	1	by	by	ADP
fsr-4083	217	2	combining	combine	VERB
fsr-4083	217	3	theoretical	theoretical	ADJ
fsr-4083	217	4	insight	insight	NOUN
fsr-4083	217	5	with	with	ADP
fsr-4083	217	6	applied	applied	ADJ
fsr-4083	217	7	pedagogy	pedagogy	NOUN
fsr-4083	217	8	,	,	PUNCT
fsr-4083	217	9	the	the	DET
fsr-4083	217	10	paper	paper	NOUN
fsr-4083	217	11	contributes	contribute	VERB
fsr-4083	217	12	to	to	ADP
fsr-4083	217	13	the	the	DET
fsr-4083	217	14	development	development	NOUN
fsr-4083	217	15	of	of	ADP
fsr-4083	217	16	more	more	ADV
fsr-4083	217	17	effective	effective	ADJ
fsr-4083	217	18	and	and	CCONJ
fsr-4083	217	19	inclusive	inclusive	ADJ
fsr-4083	217	20	financial	financial	ADJ
fsr-4083	217	21	education	education	NOUN
fsr-4083	217	22	.	.	PUNCT
fsr-4083	218	1	addressing	address	VERB
fsr-4083	218	2	the	the	DET
fsr-4083	218	3	diverse	diverse	ADJ
fsr-4083	218	4	learning	learning	NOUN
fsr-4083	218	5	needs	need	NOUN
fsr-4083	218	6	of	of	ADP
fsr-4083	218	7	students	student	NOUN
fsr-4083	218	8	remains	remain	VERB
fsr-4083	218	9	a	a	DET
fsr-4083	218	10	crucial	crucial	ADJ
fsr-4083	218	11	aspect	aspect	NOUN
fsr-4083	218	12	of	of	ADP
fsr-4083	218	13	effective	effective	ADJ
fsr-4083	218	14	financial	financial	ADJ
fsr-4083	218	15	education	education	NOUN
fsr-4083	218	16	.	.	PUNCT
fsr-4083	219	1	while	while	SCONJ
fsr-4083	219	2	efforts	effort	NOUN
fsr-4083	219	3	have	have	AUX
fsr-4083	219	4	been	be	AUX
fsr-4083	219	5	made	make	VERB
fsr-4083	219	6	to	to	PART
fsr-4083	219	7	cater	cater	VERB
fsr-4083	219	8	to	to	ADP
fsr-4083	219	9	various	various	ADJ
fsr-4083	219	10	learning	learning	NOUN
fsr-4083	219	11	preferences	preference	NOUN
fsr-4083	219	12	,	,	PUNCT
fsr-4083	219	13	some	some	PRON
fsr-4083	219	14	learners	learner	NOUN
fsr-4083	219	15	financial	financial	ADJ
fsr-4083	219	16	services	service	NOUN
fsr-4083	219	17	review	review	NOUN
fsr-4083	219	18	,	,	PUNCT
fsr-4083	219	19	33(4	33(4	NUM
fsr-4083	219	20	)	)	PUNCT
fsr-4083	219	21	96	96	NUM
fsr-4083	219	22	may	may	AUX
fsr-4083	219	23	still	still	ADV
fsr-4083	219	24	find	find	VERB
fsr-4083	219	25	certain	certain	ADJ
fsr-4083	219	26	topics	topic	NOUN
fsr-4083	219	27	less	less	ADV
fsr-4083	219	28	engaging	engaging	ADJ
fsr-4083	219	29	or	or	CCONJ
fsr-4083	219	30	relevant	relevant	ADJ
fsr-4083	219	31	.	.	PUNCT
fsr-4083	220	1	future	future	ADJ
fsr-4083	220	2	research	research	NOUN
fsr-4083	220	3	should	should	AUX
fsr-4083	220	4	explore	explore	VERB
fsr-4083	220	5	how	how	SCONJ
fsr-4083	220	6	these	these	DET
fsr-4083	220	7	instructional	instructional	ADJ
fsr-4083	220	8	strategies	strategy	NOUN
fsr-4083	220	9	influence	influence	VERB
fsr-4083	220	10	higher	high	ADJ
fsr-4083	220	11	-	-	PUNCT
fsr-4083	220	12	order	order	NOUN
fsr-4083	220	13	learning	learn	VERB
fsr-4083	220	14	outcomes	outcome	NOUN
fsr-4083	220	15	.	.	PUNCT
fsr-4083	221	1	building	build	VERB
fsr-4083	221	2	on	on	ADP
fsr-4083	221	3	bloom	bloom	NOUN
fsr-4083	221	4	’s	’s	PART
fsr-4083	221	5	taxonomy	taxonomy	NOUN
fsr-4083	221	6	,	,	PUNCT
fsr-4083	221	7	studies	study	NOUN
fsr-4083	221	8	could	could	AUX
fsr-4083	221	9	examine	examine	VERB
fsr-4083	221	10	how	how	SCONJ
fsr-4083	221	11	synthesis	synthesis	NOUN
fsr-4083	221	12	and	and	CCONJ
fsr-4083	221	13	evaluation	evaluation	NOUN
fsr-4083	221	14	are	be	AUX
fsr-4083	221	15	fostered	foster	VERB
fsr-4083	221	16	through	through	ADP
fsr-4083	221	17	differentiated	differentiated	ADJ
fsr-4083	221	18	instruction	instruction	NOUN
fsr-4083	221	19	and	and	CCONJ
fsr-4083	221	20	whether	whether	SCONJ
fsr-4083	221	21	certain	certain	ADJ
fsr-4083	221	22	theories	theory	NOUN
fsr-4083	221	23	are	be	AUX
fsr-4083	221	24	more	more	ADV
fsr-4083	221	25	effective	effective	ADJ
fsr-4083	221	26	in	in	ADP
fsr-4083	221	27	promoting	promote	VERB
fsr-4083	221	28	these	these	DET
fsr-4083	221	29	advanced	advanced	ADJ
fsr-4083	221	30	cognitive	cognitive	ADJ
fsr-4083	221	31	skills	skill	NOUN
fsr-4083	221	32	.	.	PUNCT
fsr-4083	222	1	comparative	comparative	ADJ
fsr-4083	222	2	research	research	NOUN
fsr-4083	222	3	could	could	AUX
fsr-4083	222	4	also	also	ADV
fsr-4083	222	5	assess	assess	VERB
fsr-4083	222	6	which	which	PRON
fsr-4083	222	7	learning	learn	VERB
fsr-4083	222	8	theories	theory	NOUN
fsr-4083	222	9	lead	lead	VERB
fsr-4083	222	10	to	to	ADP
fsr-4083	222	11	stronger	strong	ADJ
fsr-4083	222	12	student	student	NOUN
fsr-4083	222	13	outcomes	outcome	NOUN
fsr-4083	222	14	in	in	ADP
fsr-4083	222	15	financial	financial	ADJ
fsr-4083	222	16	education	education	NOUN
fsr-4083	222	17	,	,	PUNCT
fsr-4083	222	18	including	include	VERB
fsr-4083	222	19	retention	retention	NOUN
fsr-4083	222	20	,	,	PUNCT
fsr-4083	222	21	behavioral	behavioral	ADJ
fsr-4083	222	22	change	change	NOUN
fsr-4083	222	23	,	,	PUNCT
fsr-4083	222	24	and	and	CCONJ
fsr-4083	222	25	decisionmaking	decisionmake	VERB
fsr-4083	222	26	confidence	confidence	NOUN
fsr-4083	222	27	.	.	PUNCT
fsr-4083	223	1	classroom	classroom	NOUN
fsr-4083	223	2	-	-	PUNCT
fsr-4083	223	3	based	base	VERB
fsr-4083	223	4	studies	study	NOUN
fsr-4083	223	5	that	that	PRON
fsr-4083	223	6	measure	measure	VERB
fsr-4083	223	7	the	the	DET
fsr-4083	223	8	impact	impact	NOUN
fsr-4083	223	9	of	of	ADP
fsr-4083	223	10	these	these	DET
fsr-4083	223	11	approaches	approach	NOUN
fsr-4083	223	12	across	across	ADP
fsr-4083	223	13	diverse	diverse	ADJ
fsr-4083	223	14	learner	learner	NOUN
fsr-4083	223	15	populations	population	NOUN
fsr-4083	223	16	would	would	AUX
fsr-4083	223	17	offer	offer	VERB
fsr-4083	223	18	valuable	valuable	ADJ
fsr-4083	223	19	insights	insight	NOUN
fsr-4083	223	20	into	into	ADP
fsr-4083	223	21	instructional	instructional	ADJ
fsr-4083	223	22	effectiveness	effectiveness	NOUN
fsr-4083	223	23	and	and	CCONJ
fsr-4083	223	24	equity	equity	NOUN
fsr-4083	223	25	.	.	PUNCT
fsr-4083	224	1	desimone	desimone	PROPN
fsr-4083	224	2	(	(	PUNCT
fsr-4083	224	3	2009	2009	NUM
fsr-4083	224	4	)	)	PUNCT
fsr-4083	224	5	suggests	suggest	VERB
fsr-4083	224	6	the	the	DET
fsr-4083	224	7	creation	creation	NOUN
fsr-4083	224	8	of	of	ADP
fsr-4083	224	9	a	a	DET
fsr-4083	224	10	common	common	ADJ
fsr-4083	224	11	framework	framework	NOUN
fsr-4083	224	12	to	to	PART
fsr-4083	224	13	study	study	VERB
fsr-4083	224	14	the	the	DET
fsr-4083	224	15	impact	impact	NOUN
fsr-4083	224	16	of	of	ADP
fsr-4083	224	17	professional	professional	ADJ
fsr-4083	224	18	development	development	NOUN
fsr-4083	224	19	on	on	ADP
fsr-4083	224	20	both	both	DET
fsr-4083	224	21	teachers	teacher	NOUN
fsr-4083	224	22	and	and	CCONJ
fsr-4083	224	23	students	student	NOUN
fsr-4083	224	24	,	,	PUNCT
fsr-4083	224	25	an	an	DET
fsr-4083	224	26	idea	idea	NOUN
fsr-4083	224	27	that	that	PRON
fsr-4083	224	28	can	can	AUX
fsr-4083	224	29	be	be	AUX
fsr-4083	224	30	applied	apply	VERB
fsr-4083	224	31	to	to	ADP
fsr-4083	224	32	differentiated	differentiated	ADJ
fsr-4083	224	33	financial	financial	ADJ
fsr-4083	224	34	education	education	NOUN
fsr-4083	224	35	.	.	PUNCT
fsr-4083	225	1	looking	look	VERB
fsr-4083	225	2	forward	forward	ADV
fsr-4083	225	3	,	,	PUNCT
fsr-4083	225	4	innovation	innovation	NOUN
fsr-4083	225	5	in	in	ADP
fsr-4083	225	6	educational	educational	ADJ
fsr-4083	225	7	technologies	technology	NOUN
fsr-4083	225	8	presents	present	VERB
fsr-4083	225	9	new	new	ADJ
fsr-4083	225	10	opportunities	opportunity	NOUN
fsr-4083	225	11	to	to	PART
fsr-4083	225	12	improve	improve	VERB
fsr-4083	225	13	the	the	DET
fsr-4083	225	14	accessibility	accessibility	NOUN
fsr-4083	225	15	and	and	CCONJ
fsr-4083	225	16	delivery	delivery	NOUN
fsr-4083	225	17	of	of	ADP
fsr-4083	225	18	financial	financial	ADJ
fsr-4083	225	19	education	education	NOUN
fsr-4083	225	20	.	.	PUNCT
fsr-4083	226	1	artificial	artificial	ADJ
fsr-4083	226	2	intelligence	intelligence	NOUN
fsr-4083	226	3	can	can	AUX
fsr-4083	226	4	support	support	VERB
fsr-4083	226	5	adaptive	adaptive	ADJ
fsr-4083	226	6	learning	learning	NOUN
fsr-4083	226	7	environments	environment	NOUN
fsr-4083	226	8	that	that	PRON
fsr-4083	226	9	respond	respond	VERB
fsr-4083	226	10	to	to	ADP
fsr-4083	226	11	individual	individual	ADJ
fsr-4083	226	12	student	student	NOUN
fsr-4083	226	13	needs	need	NOUN
fsr-4083	226	14	,	,	PUNCT
fsr-4083	226	15	while	while	SCONJ
fsr-4083	226	16	online	online	ADJ
fsr-4083	226	17	platforms	platform	NOUN
fsr-4083	226	18	can	can	AUX
fsr-4083	226	19	expand	expand	VERB
fsr-4083	226	20	access	access	NOUN
fsr-4083	226	21	to	to	ADP
fsr-4083	226	22	high	high	ADJ
fsr-4083	226	23	-	-	PUNCT
fsr-4083	226	24	quality	quality	NOUN
fsr-4083	226	25	content	content	NOUN
fsr-4083	226	26	and	and	CCONJ
fsr-4083	226	27	interactive	interactive	ADJ
fsr-4083	226	28	tools	tool	NOUN
fsr-4083	226	29	.	.	PUNCT
fsr-4083	227	1	these	these	DET
fsr-4083	227	2	technologies	technology	NOUN
fsr-4083	227	3	enable	enable	VERB
fsr-4083	227	4	personalized	personalized	ADJ
fsr-4083	227	5	learning	learn	VERB
fsr-4083	227	6	pathways	pathway	NOUN
fsr-4083	227	7	,	,	PUNCT
fsr-4083	227	8	real	real	ADJ
fsr-4083	227	9	-	-	PUNCT
fsr-4083	227	10	time	time	NOUN
fsr-4083	227	11	feedback	feedback	NOUN
fsr-4083	227	12	,	,	PUNCT
fsr-4083	227	13	and	and	CCONJ
fsr-4083	227	14	data	datum	NOUN
fsr-4083	227	15	-	-	PUNCT
fsr-4083	227	16	informed	inform	VERB
fsr-4083	227	17	instruction	instruction	NOUN
fsr-4083	227	18	.	.	PUNCT
fsr-4083	228	1	they	they	PRON
fsr-4083	228	2	also	also	ADV
fsr-4083	228	3	offer	offer	VERB
fsr-4083	228	4	potential	potential	NOUN
fsr-4083	228	5	for	for	ADP
fsr-4083	228	6	simulating	simulate	VERB
fsr-4083	228	7	complex	complex	ADJ
fsr-4083	228	8	financial	financial	ADJ
fsr-4083	228	9	scenarios	scenario	NOUN
fsr-4083	228	10	,	,	PUNCT
fsr-4083	228	11	tracking	track	VERB
fsr-4083	228	12	learner	learner	NOUN
fsr-4083	228	13	progress	progress	NOUN
fsr-4083	228	14	,	,	PUNCT
fsr-4083	228	15	and	and	CCONJ
fsr-4083	228	16	tailoring	tailor	VERB
fsr-4083	228	17	support	support	NOUN
fsr-4083	228	18	based	base	VERB
fsr-4083	228	19	on	on	ADP
fsr-4083	228	20	individual	individual	ADJ
fsr-4083	228	21	performance	performance	NOUN
fsr-4083	228	22	.	.	PUNCT
fsr-4083	229	1	however	however	ADV
fsr-4083	229	2	,	,	PUNCT
fsr-4083	229	3	their	their	PRON
fsr-4083	229	4	integration	integration	NOUN
fsr-4083	229	5	must	must	AUX
fsr-4083	229	6	be	be	AUX
fsr-4083	229	7	guided	guide	VERB
fsr-4083	229	8	by	by	ADP
fsr-4083	229	9	pedagogical	pedagogical	ADJ
fsr-4083	229	10	principles	principle	NOUN
fsr-4083	229	11	to	to	PART
fsr-4083	229	12	ensure	ensure	VERB
fsr-4083	229	13	that	that	SCONJ
fsr-4083	229	14	technology	technology	NOUN
fsr-4083	229	15	enhances	enhance	VERB
fsr-4083	229	16	rather	rather	ADV
fsr-4083	229	17	than	than	ADP
fsr-4083	229	18	replaces	replace	VERB
fsr-4083	229	19	meaningful	meaningful	ADJ
fsr-4083	229	20	learning	learning	NOUN
fsr-4083	229	21	experiences	experience	NOUN
fsr-4083	229	22	.	.	PUNCT
fsr-4083	230	1	future	future	ADJ
fsr-4083	230	2	research	research	NOUN
fsr-4083	230	3	should	should	AUX
fsr-4083	230	4	examine	examine	VERB
fsr-4083	230	5	how	how	SCONJ
fsr-4083	230	6	ai	ai	AUX
fsr-4083	230	7	-	-	PUNCT
fsr-4083	230	8	driven	drive	VERB
fsr-4083	230	9	tools	tool	NOUN
fsr-4083	230	10	and	and	CCONJ
fsr-4083	230	11	digital	digital	ADJ
fsr-4083	230	12	platforms	platform	NOUN
fsr-4083	230	13	can	can	AUX
fsr-4083	230	14	support	support	VERB
fsr-4083	230	15	differentiated	differentiated	ADJ
fsr-4083	230	16	instruction	instruction	NOUN
fsr-4083	230	17	,	,	PUNCT
fsr-4083	230	18	promote	promote	VERB
fsr-4083	230	19	financial	financial	ADJ
fsr-4083	230	20	literacy	literacy	NOUN
fsr-4083	230	21	,	,	PUNCT
fsr-4083	230	22	and	and	CCONJ
fsr-4083	230	23	improve	improve	VERB
fsr-4083	230	24	longterm	longterm	ADJ
fsr-4083	230	25	financial	financial	ADJ
fsr-4083	230	26	outcomes	outcome	NOUN
fsr-4083	230	27	.	.	PUNCT
fsr-4083	231	1	a	a	DET
fsr-4083	231	2	collaborative	collaborative	ADJ
fsr-4083	231	3	effort	effort	NOUN
fsr-4083	231	4	among	among	ADP
fsr-4083	231	5	educators	educator	NOUN
fsr-4083	231	6	,	,	PUNCT
fsr-4083	231	7	financial	financial	ADJ
fsr-4083	231	8	professionals	professional	NOUN
fsr-4083	231	9	,	,	PUNCT
fsr-4083	231	10	and	and	CCONJ
fsr-4083	231	11	institutions	institution	NOUN
fsr-4083	231	12	will	will	AUX
fsr-4083	231	13	be	be	AUX
fsr-4083	231	14	essential	essential	ADJ
fsr-4083	231	15	to	to	PART
fsr-4083	231	16	ensure	ensure	VERB
fsr-4083	231	17	that	that	SCONJ
fsr-4083	231	18	these	these	DET
fsr-4083	231	19	tools	tool	NOUN
fsr-4083	231	20	are	be	AUX
fsr-4083	231	21	used	use	VERB
fsr-4083	231	22	effectively	effectively	ADV
fsr-4083	231	23	and	and	CCONJ
fsr-4083	231	24	equitably	equitably	ADV
fsr-4083	231	25	.	.	PUNCT
fsr-4083	232	1	references	reference	NOUN
fsr-4083	232	2	agarwal	agarwal	PROPN
fsr-4083	232	3	,	,	PUNCT
fsr-4083	232	4	s.	s.	PROPN
fsr-4083	232	5	,	,	PUNCT
fsr-4083	232	6	driscoll	driscoll	PROPN
fsr-4083	232	7	,	,	PUNCT
fsr-4083	232	8	j.	j.	PROPN
fsr-4083	232	9	c.	c.	PROPN
fsr-4083	232	10	,	,	PUNCT
fsr-4083	232	11	gabaix	gabaix	NOUN
fsr-4083	232	12	,	,	PUNCT
fsr-4083	232	13	x.	x.	PROPN
fsr-4083	232	14	,	,	PUNCT
fsr-4083	232	15	&	&	CCONJ
fsr-4083	232	16	laibson	laibson	PROPN
fsr-4083	232	17	,	,	PUNCT
fsr-4083	232	18	d.	d.	PROPN
fsr-4083	232	19	(	(	PUNCT
fsr-4083	232	20	2008	2008	NUM
fsr-4083	232	21	)	)	PUNCT
fsr-4083	232	22	.	.	PUNCT
fsr-4083	233	1	learning	learn	VERB
fsr-4083	233	2	in	in	ADP
fsr-4083	233	3	the	the	DET
fsr-4083	233	4	credit	credit	NOUN
fsr-4083	233	5	card	card	NOUN
fsr-4083	233	6	market	market	NOUN
fsr-4083	233	7	(	(	PUNCT
fsr-4083	233	8	no	no	INTJ
fsr-4083	233	9	.	.	PUNCT
fsr-4083	234	1	w13822	w13822	NOUN
fsr-4083	234	2	)	)	PUNCT
fsr-4083	234	3	.	.	PUNCT
fsr-4083	235	1	national	national	PROPN
fsr-4083	235	2	bureau	bureau	PROPN
fsr-4083	235	3	of	of	ADP
fsr-4083	235	4	economic	economic	ADJ
fsr-4083	235	5	research	research	NOUN
fsr-4083	235	6	.	.	PUNCT
fsr-4083	236	1	https://doi.org/10.3386/w13822	https://doi.org/10.3386/w13822	NUM
fsr-4083	236	2	alexander	alexander	NOUN
fsr-4083	236	3	,	,	PUNCT
fsr-4083	236	4	j.	j.	PROPN
fsr-4083	236	5	c.	c.	PROPN
fsr-4083	236	6	,	,	PUNCT
fsr-4083	236	7	jr	jr	PROPN
fsr-4083	236	8	.	.	PROPN
fsr-4083	236	9	,	,	PUNCT
fsr-4083	236	10	&	&	CCONJ
fsr-4083	236	11	mcelreath	mcelreath	PROPN
fsr-4083	236	12	,	,	PUNCT
fsr-4083	236	13	r.	r.	PROPN
fsr-4083	236	14	b.	b.	PROPN
fsr-4083	236	15	(	(	PUNCT
fsr-4083	236	16	1999	1999	NUM
fsr-4083	236	17	)	)	PUNCT
fsr-4083	236	18	.	.	PUNCT
fsr-4083	237	1	does	do	AUX
fsr-4083	237	2	education	education	NOUN
fsr-4083	237	3	affect	affect	VERB
fsr-4083	237	4	how	how	SCONJ
fsr-4083	237	5	well	well	ADV
fsr-4083	237	6	students	student	NOUN
fsr-4083	237	7	forecast	forecast	VERB
fsr-4083	237	8	the	the	DET
fsr-4083	237	9	market	market	NOUN
fsr-4083	237	10	?	?	PUNCT
fsr-4083	238	1	financial	financial	ADJ
fsr-4083	238	2	services	service	NOUN
fsr-4083	238	3	review	review	PROPN
fsr-4083	238	4	,	,	PUNCT
fsr-4083	238	5	8(4	8(4	NUM
fsr-4083	238	6	)	)	PUNCT
fsr-4083	238	7	,	,	PUNCT
fsr-4083	238	8	253–260	253–260	NUM
fsr-4083	238	9	.	.	PUNCT
fsr-4083	239	1	https://doi.org/10.1016/s10570810(00)00043-3	https://doi.org/10.1016/s10570810(00)00043-3	NOUN
fsr-4083	239	2	bandura	bandura	NOUN
fsr-4083	239	3	,	,	PUNCT
fsr-4083	239	4	a.	a.	NOUN
fsr-4083	239	5	(	(	PUNCT
fsr-4083	239	6	1977	1977	NUM
fsr-4083	239	7	)	)	PUNCT
fsr-4083	239	8	.	.	PUNCT
fsr-4083	240	1	self	self	NOUN
fsr-4083	240	2	-	-	PUNCT
fsr-4083	240	3	efficacy	efficacy	NOUN
fsr-4083	240	4	:	:	PUNCT
fsr-4083	240	5	toward	toward	ADP
fsr-4083	240	6	a	a	DET
fsr-4083	240	7	unifying	unifying	ADJ
fsr-4083	240	8	theory	theory	NOUN
fsr-4083	240	9	of	of	ADP
fsr-4083	240	10	behavioral	behavioral	ADJ
fsr-4083	240	11	change	change	NOUN
fsr-4083	240	12	.	.	PUNCT
fsr-4083	241	1	psychological	psychological	ADJ
fsr-4083	241	2	review	review	NOUN
fsr-4083	241	3	,	,	PUNCT
fsr-4083	241	4	84(2	84(2	NUM
fsr-4083	241	5	)	)	PUNCT
fsr-4083	241	6	,	,	PUNCT
fsr-4083	241	7	191–215	191–215	NUM
fsr-4083	241	8	.	.	PUNCT
fsr-4083	242	1	https://doi.org/10.1037/0033295x.84.2.191	https://doi.org/10.1037/0033295x.84.2.191	PROPN
fsr-4083	242	2	becker	becker	PROPN
fsr-4083	242	3	,	,	PUNCT
fsr-4083	242	4	b.	b.	PROPN
fsr-4083	242	5	,	,	PUNCT
fsr-4083	242	6	van	van	PROPN
fsr-4083	242	7	rijn	rijn	PROPN
fsr-4083	242	8	,	,	PUNCT
fsr-4083	242	9	p.	p.	PROPN
fsr-4083	242	10	,	,	PUNCT
fsr-4083	242	11	molenaar	molenaar	PROPN
fsr-4083	242	12	,	,	PUNCT
fsr-4083	242	13	d.	d.	PROPN
fsr-4083	242	14	,	,	PUNCT
fsr-4083	242	15	&	&	CCONJ
fsr-4083	242	16	debeer	debeer	PROPN
fsr-4083	242	17	,	,	PUNCT
fsr-4083	242	18	d.	d.	PROPN
fsr-4083	242	19	(	(	PUNCT
fsr-4083	242	20	2022	2022	NUM
fsr-4083	242	21	)	)	PUNCT
fsr-4083	242	22	.	.	PUNCT
fsr-4083	243	1	item	item	NOUN
fsr-4083	243	2	order	order	NOUN
fsr-4083	243	3	and	and	CCONJ
fsr-4083	243	4	speededness	speededness	NOUN
fsr-4083	243	5	:	:	PUNCT
fsr-4083	243	6	implications	implication	NOUN
fsr-4083	243	7	for	for	ADP
fsr-4083	243	8	test	test	NOUN
fsr-4083	243	9	fairness	fairness	NOUN
fsr-4083	243	10	in	in	ADP
fsr-4083	243	11	higher	high	ADJ
fsr-4083	243	12	educational	educational	ADJ
fsr-4083	243	13	high	high	ADJ
fsr-4083	243	14	-	-	PUNCT
fsr-4083	243	15	stakes	stake	NOUN
fsr-4083	243	16	testing	testing	NOUN
fsr-4083	243	17	.	.	PUNCT
fsr-4083	244	1	assessment	assessment	NOUN
fsr-4083	244	2	&	&	CCONJ
fsr-4083	244	3	evaluation	evaluation	NOUN
fsr-4083	244	4	in	in	ADP
fsr-4083	244	5	higher	high	ADJ
fsr-4083	244	6	education	education	NOUN
fsr-4083	244	7	,	,	PUNCT
fsr-4083	244	8	47(7	47(7	NOUN
fsr-4083	244	9	)	)	PUNCT
fsr-4083	244	10	,	,	PUNCT
fsr-4083	244	11	1030–1042	1030–1042	NUM
fsr-4083	244	12	.	.	PUNCT
fsr-4083	244	13	https://doi.org/10.1080/02602938.2021	https://doi.org/10.1080/02602938.2021	NOUN
fsr-4083	244	14	.	.	PUNCT
fsr-4083	245	1	1991273	1991273	NUM
fsr-4083	245	2	bloom	bloom	NOUN
fsr-4083	245	3	,	,	PUNCT
fsr-4083	245	4	b.	b.	PROPN
fsr-4083	245	5	s.	s.	PROPN
fsr-4083	245	6	,	,	PUNCT
fsr-4083	245	7	engelhart	engelhart	PROPN
fsr-4083	245	8	,	,	PUNCT
fsr-4083	245	9	m.	m.	PROPN
fsr-4083	245	10	d.	d.	PROPN
fsr-4083	245	11	,	,	PUNCT
fsr-4083	245	12	furst	furst	PROPN
fsr-4083	245	13	,	,	PUNCT
fsr-4083	245	14	e.	e.	PROPN
fsr-4083	245	15	j.	j.	PROPN
fsr-4083	245	16	,	,	PUNCT
fsr-4083	245	17	hill	hill	PROPN
fsr-4083	245	18	,	,	PUNCT
fsr-4083	245	19	w.	w.	PROPN
fsr-4083	245	20	h.	h.	PROPN
fsr-4083	245	21	,	,	PUNCT
fsr-4083	245	22	&	&	CCONJ
fsr-4083	245	23	krathwohl	krathwohl	PROPN
fsr-4083	245	24	,	,	PUNCT
fsr-4083	245	25	d.	d.	PROPN
fsr-4083	245	26	r.	r.	PROPN
fsr-4083	245	27	(	(	PUNCT
fsr-4083	245	28	1956	1956	NUM
fsr-4083	245	29	)	)	PUNCT
fsr-4083	245	30	.	.	PUNCT
fsr-4083	246	1	taxonomy	taxonomy	NOUN
fsr-4083	246	2	of	of	ADP
fsr-4083	246	3	educational	educational	ADJ
fsr-4083	246	4	objectives	objective	NOUN
fsr-4083	246	5	:	:	PUNCT
fsr-4083	246	6	the	the	DET
fsr-4083	246	7	classification	classification	NOUN
fsr-4083	246	8	of	of	ADP
fsr-4083	246	9	educational	educational	ADJ
fsr-4083	246	10	goals	goal	NOUN
fsr-4083	246	11	.	.	PUNCT
fsr-4083	247	1	handbook	handbook	NOUN
fsr-4083	247	2	i	i	PRON
fsr-4083	247	3	:	:	PUNCT
fsr-4083	247	4	cognitive	cognitive	ADJ
fsr-4083	247	5	domain	domain	NOUN
fsr-4083	247	6	.	.	PUNCT
fsr-4083	248	1	david	david	PROPN
fsr-4083	248	2	mckay	mckay	PROPN
fsr-4083	248	3	.	.	PUNCT
fsr-4083	249	1	bruner	bruner	PROPN
fsr-4083	249	2	,	,	PUNCT
fsr-4083	249	3	j.	j.	PROPN
fsr-4083	249	4	s.	s.	PROPN
fsr-4083	249	5	(	(	PUNCT
fsr-4083	249	6	2009	2009	NUM
fsr-4083	249	7	)	)	PUNCT
fsr-4083	249	8	.	.	PUNCT
fsr-4083	250	1	the	the	DET
fsr-4083	250	2	process	process	NOUN
fsr-4083	250	3	of	of	ADP
fsr-4083	250	4	education	education	NOUN
fsr-4083	250	5	.	.	PUNCT
fsr-4083	251	1	harvard	harvard	PROPN
fsr-4083	251	2	university	university	PROPN
fsr-4083	251	3	press	press	NOUN
fsr-4083	251	4	.	.	PUNCT
fsr-4083	252	1	burke	burke	PROPN
fsr-4083	252	2	,	,	PUNCT
fsr-4083	252	3	b.	b.	PROPN
fsr-4083	252	4	m.	m.	PROPN
fsr-4083	252	5	(	(	PUNCT
fsr-4083	252	6	2013	2013	NUM
fsr-4083	252	7	)	)	PUNCT
fsr-4083	252	8	.	.	PUNCT
fsr-4083	253	1	experiential	experiential	ADJ
fsr-4083	253	2	professional	professional	ADJ
fsr-4083	253	3	development	development	NOUN
fsr-4083	253	4	:	:	PUNCT
fsr-4083	253	5	a	a	DET
fsr-4083	253	6	model	model	NOUN
fsr-4083	253	7	for	for	ADP
fsr-4083	253	8	meaningful	meaningful	ADJ
fsr-4083	253	9	and	and	CCONJ
fsr-4083	253	10	long	long	ADV
fsr-4083	253	11	-	-	PUNCT
fsr-4083	253	12	lasting	last	VERB
fsr-4083	253	13	change	change	NOUN
fsr-4083	253	14	in	in	ADP
fsr-4083	253	15	classrooms	classroom	NOUN
fsr-4083	253	16	.	.	PUNCT
fsr-4083	254	1	journal	journal	NOUN
fsr-4083	254	2	of	of	ADP
fsr-4083	254	3	experiential	experiential	ADJ
fsr-4083	254	4	education	education	NOUN
fsr-4083	254	5	,	,	PUNCT
fsr-4083	254	6	36(3	36(3	NOUN
fsr-4083	254	7	)	)	PUNCT
fsr-4083	254	8	,	,	PUNCT
fsr-4083	254	9	247–263	247–263	NUM
fsr-4083	254	10	.	.	PUNCT
fsr-4083	255	1	https://doi.org/10.1177/1053825913489	https://doi.org/10.1177/1053825913489	ADP
fsr-4083	255	2	103	103	NUM
fsr-4083	255	3	cassidy	cassidy	PROPN
fsr-4083	255	4	,	,	PUNCT
fsr-4083	255	5	s.	s.	PROPN
fsr-4083	255	6	(	(	PUNCT
fsr-4083	255	7	2004	2004	NUM
fsr-4083	255	8	)	)	PUNCT
fsr-4083	255	9	.	.	PUNCT
fsr-4083	256	1	learning	learn	VERB
fsr-4083	256	2	styles	style	NOUN
fsr-4083	256	3	:	:	PUNCT
fsr-4083	256	4	an	an	DET
fsr-4083	256	5	overview	overview	NOUN
fsr-4083	256	6	of	of	ADP
fsr-4083	256	7	theories	theory	NOUN
fsr-4083	256	8	,	,	PUNCT
fsr-4083	256	9	models	model	NOUN
fsr-4083	256	10	,	,	PUNCT
fsr-4083	256	11	and	and	CCONJ
fsr-4083	256	12	measures	measure	NOUN
fsr-4083	256	13	.	.	PUNCT
fsr-4083	257	1	educational	educational	ADJ
fsr-4083	257	2	psychology	psychology	NOUN
fsr-4083	257	3	,	,	PUNCT
fsr-4083	257	4	24(4	24(4	NUM
fsr-4083	257	5	)	)	PUNCT
fsr-4083	257	6	,	,	PUNCT
fsr-4083	257	7	419	419	NUM
fsr-4083	257	8	–	–	PUNCT
fsr-4083	257	9	444	444	NUM
fsr-4083	257	10	.	.	PUNCT
fsr-4083	258	1	https://doi.org/10.1080/0144341042000	https://doi.org/10.1080/0144341042000	X
fsr-4083	258	2	228834	228834	NUM
fsr-4083	258	3	choung	choung	NOUN
fsr-4083	258	4	,	,	PUNCT
fsr-4083	258	5	y.	y.	PROPN
fsr-4083	258	6	,	,	PUNCT
fsr-4083	258	7	chatterjee	chatterjee	PROPN
fsr-4083	258	8	,	,	PUNCT
fsr-4083	258	9	s.	s.	PROPN
fsr-4083	258	10	,	,	PUNCT
fsr-4083	258	11	&	&	CCONJ
fsr-4083	258	12	pak	pak	PROPN
fsr-4083	258	13	,	,	PUNCT
fsr-4083	258	14	t.	t.	PROPN
fsr-4083	258	15	y.	y.	PROPN
fsr-4083	258	16	(	(	PUNCT
fsr-4083	258	17	2023	2023	NUM
fsr-4083	258	18	)	)	PUNCT
fsr-4083	258	19	.	.	PUNCT
fsr-4083	259	1	digital	digital	ADJ
fsr-4083	259	2	financial	financial	ADJ
fsr-4083	259	3	literacy	literacy	NOUN
fsr-4083	259	4	and	and	CCONJ
fsr-4083	259	5	financial	financial	ADJ
fsr-4083	259	6	well	well	ADV
fsr-4083	259	7	-	-	PUNCT
fsr-4083	259	8	being	being	NOUN
fsr-4083	259	9	.	.	PUNCT
fsr-4083	260	1	finance	finance	NOUN
fsr-4083	260	2	research	research	NOUN
fsr-4083	260	3	letters	letter	NOUN
fsr-4083	260	4	,	,	PUNCT
fsr-4083	260	5	58	58	NUM
fsr-4083	260	6	,	,	PUNCT
fsr-4083	260	7	104438	104438	NUM
fsr-4083	260	8	.	.	PUNCT
fsr-4083	261	1	https://doi.org/10.3386/w13822	https://doi.org/10.3386/w13822	NUM
fsr-4083	261	2	https://doi.org/10.1037/0033-295x.84.2.191	https://doi.org/10.1037/0033-295x.84.2.191	PROPN
fsr-4083	261	3	https://doi.org/10.1037/0033-295x.84.2.191	https://doi.org/10.1037/0033-295x.84.2.191	PROPN
fsr-4083	261	4	https://doi.org/10.1080/02602938.2021.1991273	https://doi.org/10.1080/02602938.2021.1991273	PUNCT
fsr-4083	262	1	https://doi.org/10.1080/02602938.2021.1991273	https://doi.org/10.1080/02602938.2021.1991273	VERB
fsr-4083	262	2	https://doi.org/10.1177/1053825913489103	https://doi.org/10.1177/1053825913489103	X
fsr-4083	262	3	https://doi.org/10.1177/1053825913489103	https://doi.org/10.1177/1053825913489103	X
fsr-4083	262	4	https://doi.org/10.1080/0144341042000228834	https://doi.org/10.1080/0144341042000228834	PROPN
fsr-4083	262	5	https://doi.org/10.1080/0144341042000228834	https://doi.org/10.1080/0144341042000228834	PROPN
fsr-4083	262	6	stebbins	stebbins	PROPN
fsr-4083	262	7	&	&	CCONJ
fsr-4083	262	8	quito	quito	PROPN
fsr-4083	262	9	97	97	NUM
fsr-4083	262	10	https://doi.org/10.1016/j.frl.2023.10443	https://doi.org/10.1016/j.frl.2023.10443	PROPN
fsr-4083	262	11	8	8	NUM
fsr-4083	262	12	consumer	consumer	NOUN
fsr-4083	262	13	financial	financial	PROPN
fsr-4083	262	14	protection	protection	PROPN
fsr-4083	262	15	bureau	bureau	PROPN
fsr-4083	262	16	.	.	PUNCT
fsr-4083	263	1	(	(	PUNCT
fsr-4083	263	2	2023	2023	NUM
fsr-4083	263	3	)	)	PUNCT
fsr-4083	263	4	.	.	PUNCT
fsr-4083	264	1	financial	financial	ADJ
fsr-4083	264	2	well	well	ADV
fsr-4083	264	3	-	-	PUNCT
fsr-4083	264	4	being	being	NOUN
fsr-4083	264	5	:	:	PUNCT
fsr-4083	264	6	the	the	DET
fsr-4083	264	7	goal	goal	NOUN
fsr-4083	264	8	of	of	ADP
fsr-4083	264	9	financial	financial	ADJ
fsr-4083	264	10	education	education	NOUN
fsr-4083	264	11	.	.	PUNCT
fsr-4083	265	1	report	report	NOUN
fsr-4083	265	2	,	,	PUNCT
fsr-4083	265	3	iowa	iowa	PROPN
fsr-4083	265	4	city	city	PROPN
fsr-4083	265	5	,	,	PUNCT
fsr-4083	265	6	ia	ia	PROPN
fsr-4083	265	7	:	:	PUNCT
fsr-4083	265	8	consumer	consumer	NOUN
fsr-4083	265	9	financial	financial	PROPN
fsr-4083	265	10	protection	protection	PROPN
fsr-4083	265	11	bureau	bureau	PROPN
fsr-4083	265	12	.	.	PUNCT
fsr-4083	266	1	danes	dane	NOUN
fsr-4083	266	2	,	,	PUNCT
fsr-4083	266	3	s.	s.	PROPN
fsr-4083	266	4	m.	m.	PROPN
fsr-4083	266	5	(	(	PUNCT
fsr-4083	266	6	1994	1994	NUM
fsr-4083	266	7	)	)	PUNCT
fsr-4083	266	8	.	.	PUNCT
fsr-4083	267	1	parental	parental	ADJ
fsr-4083	267	2	perceptions	perception	NOUN
fsr-4083	267	3	of	of	ADP
fsr-4083	267	4	children	child	NOUN
fsr-4083	267	5	's	's	PART
fsr-4083	267	6	financial	financial	ADJ
fsr-4083	267	7	socialization	socialization	NOUN
fsr-4083	267	8	.	.	PUNCT
fsr-4083	268	1	journal	journal	NOUN
fsr-4083	268	2	of	of	ADP
fsr-4083	268	3	financial	financial	ADJ
fsr-4083	268	4	counseling	counseling	NOUN
fsr-4083	268	5	and	and	CCONJ
fsr-4083	268	6	planning	planning	NOUN
fsr-4083	268	7	,	,	PUNCT
fsr-4083	268	8	5	5	NUM
fsr-4083	268	9	,	,	PUNCT
fsr-4083	268	10	127–149	127–149	NUM
fsr-4083	268	11	.	.	PUNCT
fsr-4083	269	1	desimone	desimone	PROPN
fsr-4083	269	2	,	,	PUNCT
fsr-4083	269	3	l.	l.	PROPN
fsr-4083	269	4	m.	m.	PROPN
fsr-4083	269	5	(	(	PUNCT
fsr-4083	269	6	2009	2009	NUM
fsr-4083	269	7	)	)	PUNCT
fsr-4083	269	8	.	.	PUNCT
fsr-4083	270	1	improving	improve	VERB
fsr-4083	270	2	impact	impact	NOUN
fsr-4083	270	3	studies	study	NOUN
fsr-4083	270	4	of	of	ADP
fsr-4083	270	5	teachers	teacher	NOUN
fsr-4083	270	6	’	'	PUNCT
fsr-4083	270	7	professional	professional	ADJ
fsr-4083	270	8	development	development	NOUN
fsr-4083	270	9	:	:	PUNCT
fsr-4083	270	10	toward	toward	ADP
fsr-4083	270	11	better	well	ADJ
fsr-4083	270	12	conceptualizations	conceptualization	NOUN
fsr-4083	270	13	and	and	CCONJ
fsr-4083	270	14	measures	measure	NOUN
fsr-4083	270	15	.	.	PUNCT
fsr-4083	271	1	educational	educational	ADJ
fsr-4083	271	2	researcher	researcher	NOUN
fsr-4083	271	3	,	,	PUNCT
fsr-4083	271	4	38(3	38(3	NUM
fsr-4083	271	5	)	)	PUNCT
fsr-4083	271	6	,	,	PUNCT
fsr-4083	271	7	181	181	NUM
fsr-4083	271	8	–	–	SYM
fsr-4083	271	9	199	199	NUM
fsr-4083	271	10	.	.	PUNCT
fsr-4083	272	1	https://doi.org/10.3102/0013189x08331	https://doi.org/10.3102/0013189x08331	NOUN
fsr-4083	272	2	1	1	NUM
fsr-4083	272	3	dole	dole	NOUN
fsr-4083	272	4	,	,	PUNCT
fsr-4083	272	5	s.	s.	PROPN
fsr-4083	272	6	,	,	PUNCT
fsr-4083	272	7	bloom	bloom	NOUN
fsr-4083	272	8	,	,	PUNCT
fsr-4083	272	9	l.	l.	PROPN
fsr-4083	272	10	,	,	PUNCT
fsr-4083	272	11	&	&	CCONJ
fsr-4083	272	12	kowalske	kowalske	PROPN
fsr-4083	272	13	,	,	PUNCT
fsr-4083	272	14	k.	k.	PROPN
fsr-4083	272	15	(	(	PUNCT
fsr-4083	272	16	2016	2016	NUM
fsr-4083	272	17	)	)	PUNCT
fsr-4083	272	18	.	.	PUNCT
fsr-4083	273	1	transforming	transform	VERB
fsr-4083	273	2	pedagogy	pedagogy	NOUN
fsr-4083	273	3	:	:	PUNCT
fsr-4083	273	4	changing	change	VERB
fsr-4083	273	5	perspectives	perspective	NOUN
fsr-4083	273	6	from	from	ADP
fsr-4083	273	7	teacher	teacher	NOUN
fsr-4083	273	8	-	-	PUNCT
fsr-4083	273	9	centered	center	VERB
fsr-4083	273	10	to	to	ADP
fsr-4083	273	11	learner	learner	NOUN
fsr-4083	273	12	-	-	PUNCT
fsr-4083	273	13	centered	center	VERB
fsr-4083	273	14	.	.	PUNCT
fsr-4083	274	1	interdisciplinary	interdisciplinary	ADJ
fsr-4083	274	2	journal	journal	NOUN
fsr-4083	274	3	of	of	ADP
fsr-4083	274	4	problem	problem	NOUN
fsr-4083	274	5	-	-	PUNCT
fsr-4083	274	6	based	base	VERB
fsr-4083	274	7	learning	learning	NOUN
fsr-4083	274	8	,	,	PUNCT
fsr-4083	274	9	10(1	10(1	NUM
fsr-4083	274	10	)	)	PUNCT
fsr-4083	274	11	,	,	PUNCT
fsr-4083	274	12	article	article	NOUN
fsr-4083	274	13	1	1	NUM
fsr-4083	274	14	.	.	PUNCT
fsr-4083	275	1	https://doi.org/10.7771/1541-5015.1538	https://doi.org/10.7771/1541-5015.1538	PROPN
fsr-4083	275	2	eikeland	eikeland	PROPN
fsr-4083	275	3	,	,	PUNCT
fsr-4083	275	4	i.	i.	PROPN
fsr-4083	275	5	,	,	PUNCT
fsr-4083	275	6	&	&	CCONJ
fsr-4083	275	7	ohna	ohna	NOUN
fsr-4083	275	8	,	,	PUNCT
fsr-4083	275	9	s.	s.	PROPN
fsr-4083	275	10	e.	e.	PROPN
fsr-4083	275	11	(	(	PUNCT
fsr-4083	275	12	2022	2022	NUM
fsr-4083	275	13	)	)	PUNCT
fsr-4083	275	14	.	.	PUNCT
fsr-4083	276	1	differentiation	differentiation	NOUN
fsr-4083	276	2	in	in	ADP
fsr-4083	276	3	education	education	NOUN
fsr-4083	276	4	:	:	PUNCT
fsr-4083	276	5	a	a	DET
fsr-4083	276	6	configurative	configurative	ADJ
fsr-4083	276	7	review	review	NOUN
fsr-4083	276	8	.	.	PUNCT
fsr-4083	277	1	nordic	nordic	ADJ
fsr-4083	277	2	journal	journal	PROPN
fsr-4083	277	3	of	of	ADP
fsr-4083	277	4	studies	study	NOUN
fsr-4083	277	5	in	in	ADP
fsr-4083	277	6	educational	educational	ADJ
fsr-4083	277	7	policy	policy	NOUN
fsr-4083	277	8	,	,	PUNCT
fsr-4083	277	9	8(3	8(3	NUM
fsr-4083	277	10	)	)	PUNCT
fsr-4083	277	11	,	,	PUNCT
fsr-4083	277	12	157	157	NUM
fsr-4083	277	13	–	–	SYM
fsr-4083	277	14	170	170	NUM
fsr-4083	277	15	.	.	PUNCT
fsr-4083	277	16	https://doi.org/10.1080/20020317.2022	https://doi.org/10.1080/20020317.2022	NOUN
fsr-4083	277	17	.	.	PUNCT
fsr-4083	278	1	2039351	2039351	NUM
fsr-4083	278	2	eyssell	eyssell	NOUN
fsr-4083	278	3	,	,	PUNCT
fsr-4083	278	4	t.	t.	PROPN
fsr-4083	278	5	h.	h.	PROPN
fsr-4083	278	6	(	(	PUNCT
fsr-4083	278	7	1999	1999	NUM
fsr-4083	278	8	)	)	PUNCT
fsr-4083	278	9	.	.	PUNCT
fsr-4083	279	1	learning	learn	VERB
fsr-4083	279	2	by	by	ADP
fsr-4083	279	3	doing	do	VERB
fsr-4083	279	4	:	:	PUNCT
fsr-4083	279	5	offering	offer	VERB
fsr-4083	279	6	a	a	DET
fsr-4083	279	7	university	university	NOUN
fsr-4083	279	8	practicum	practicum	NOUN
fsr-4083	279	9	in	in	ADP
fsr-4083	279	10	personal	personal	ADJ
fsr-4083	279	11	financial	financial	ADJ
fsr-4083	279	12	planning	planning	NOUN
fsr-4083	279	13	.	.	PUNCT
fsr-4083	280	1	financial	financial	ADJ
fsr-4083	280	2	services	service	NOUN
fsr-4083	280	3	review	review	PROPN
fsr-4083	280	4	,	,	PUNCT
fsr-4083	280	5	8(4	8(4	NUM
fsr-4083	280	6	)	)	PUNCT
fsr-4083	280	7	,	,	PUNCT
fsr-4083	280	8	293–303	293–303	NUM
fsr-4083	280	9	.	.	PUNCT
fsr-4083	281	1	https://doi.org/10.1016/s10570810(00)00047-0	https://doi.org/10.1016/s10570810(00)00047-0	PROPN
fsr-4083	281	2	fernandes	fernandes	PROPN
fsr-4083	281	3	,	,	PUNCT
fsr-4083	281	4	d.	d.	PROPN
fsr-4083	281	5	,	,	PUNCT
fsr-4083	281	6	lynch	lynch	PROPN
fsr-4083	281	7	,	,	PUNCT
fsr-4083	281	8	j.	j.	PROPN
fsr-4083	281	9	g.	g.	PROPN
fsr-4083	281	10	,	,	PUNCT
fsr-4083	281	11	jr	jr	PROPN
fsr-4083	281	12	.	.	PROPN
fsr-4083	281	13	,	,	PUNCT
fsr-4083	281	14	&	&	CCONJ
fsr-4083	281	15	netemeyer	netemeyer	PROPN
fsr-4083	281	16	,	,	PUNCT
fsr-4083	281	17	r.	r.	PROPN
fsr-4083	281	18	g.	g.	PROPN
fsr-4083	281	19	(	(	PUNCT
fsr-4083	281	20	2014	2014	NUM
fsr-4083	281	21	)	)	PUNCT
fsr-4083	281	22	.	.	PUNCT
fsr-4083	282	1	financial	financial	ADJ
fsr-4083	282	2	literacy	literacy	NOUN
fsr-4083	282	3	,	,	PUNCT
fsr-4083	282	4	financial	financial	ADJ
fsr-4083	282	5	education	education	NOUN
fsr-4083	282	6	,	,	PUNCT
fsr-4083	282	7	and	and	CCONJ
fsr-4083	282	8	downstream	downstream	ADJ
fsr-4083	282	9	financial	financial	ADJ
fsr-4083	282	10	behaviors	behavior	NOUN
fsr-4083	282	11	.	.	PUNCT
fsr-4083	283	1	management	management	NOUN
fsr-4083	283	2	science	science	NOUN
fsr-4083	283	3	,	,	PUNCT
fsr-4083	283	4	60(8	60(8	NUM
fsr-4083	283	5	)	)	PUNCT
fsr-4083	283	6	,	,	PUNCT
fsr-4083	283	7	1861–1883	1861–1883	NUM
fsr-4083	283	8	.	.	PUNCT
fsr-4083	284	1	https://doi.org/10.1287/mnsc.2013.1849	https://doi.org/10.1287/mnsc.2013.1849	PROPN
fsr-4083	284	2	fogarty	fogarty	PROPN
fsr-4083	284	3	,	,	PUNCT
fsr-4083	284	4	e.	e.	PROPN
fsr-4083	284	5	,	,	PUNCT
fsr-4083	284	6	&	&	CCONJ
fsr-4083	284	7	mayo	mayo	PROPN
fsr-4083	284	8	,	,	PUNCT
fsr-4083	284	9	h.	h.	PROPN
fsr-4083	284	10	(	(	PUNCT
fsr-4083	284	11	1999	1999	NUM
fsr-4083	284	12	)	)	PUNCT
fsr-4083	284	13	.	.	PUNCT
fsr-4083	285	1	undergraduate	undergraduate	ADJ
fsr-4083	285	2	research	research	NOUN
fsr-4083	285	3	:	:	PUNCT
fsr-4083	285	4	the	the	DET
fsr-4083	285	5	senior	senior	ADJ
fsr-4083	285	6	thesis	thesis	NOUN
fsr-4083	285	7	in	in	ADP
fsr-4083	285	8	finance	finance	NOUN
fsr-4083	285	9	.	.	PUNCT
fsr-4083	286	1	financial	financial	ADJ
fsr-4083	286	2	services	services	PROPN
fsr-4083	286	3	review	review	PROPN
fsr-4083	286	4	,	,	PUNCT
fsr-4083	286	5	8(4	8(4	NUM
fsr-4083	286	6	)	)	PUNCT
fsr-4083	286	7	,	,	PUNCT
fsr-4083	286	8	223	223	NUM
fsr-4083	286	9	–	–	PUNCT
fsr-4083	286	10	234	234	NUM
fsr-4083	286	11	.	.	PUNCT
fsr-4083	287	1	fox	fox	PROPN
fsr-4083	287	2	,	,	PUNCT
fsr-4083	287	3	j.	j.	PROPN
fsr-4083	287	4	,	,	PUNCT
fsr-4083	287	5	bartholomae	bartholomae	PROPN
fsr-4083	287	6	,	,	PUNCT
fsr-4083	287	7	s.	s.	PROPN
fsr-4083	287	8	,	,	PUNCT
fsr-4083	287	9	&	&	CCONJ
fsr-4083	287	10	lee	lee	PROPN
fsr-4083	287	11	,	,	PUNCT
fsr-4083	287	12	j.	j.	PROPN
fsr-4083	287	13	(	(	PUNCT
fsr-4083	287	14	2005	2005	NUM
fsr-4083	287	15	)	)	PUNCT
fsr-4083	287	16	.	.	PUNCT
fsr-4083	288	1	building	build	VERB
fsr-4083	288	2	the	the	DET
fsr-4083	288	3	case	case	NOUN
fsr-4083	288	4	for	for	ADP
fsr-4083	288	5	financial	financial	ADJ
fsr-4083	288	6	education	education	NOUN
fsr-4083	288	7	.	.	PUNCT
fsr-4083	289	1	journal	journal	NOUN
fsr-4083	289	2	of	of	ADP
fsr-4083	289	3	consumer	consumer	NOUN
fsr-4083	289	4	affairs	affair	NOUN
fsr-4083	289	5	,	,	PUNCT
fsr-4083	289	6	39(1	39(1	NUM
fsr-4083	289	7	)	)	PUNCT
fsr-4083	289	8	,	,	PUNCT
fsr-4083	289	9	195	195	NUM
fsr-4083	289	10	–	–	SYM
fsr-4083	289	11	214	214	NUM
fsr-4083	289	12	.	.	PUNCT
fsr-4083	290	1	https://doi.org/10.1111/j.17456606.2005.00009.x	https://doi.org/10.1111/j.17456606.2005.00009.x	PROPN
fsr-4083	291	1	giesecke	giesecke	PROPN
fsr-4083	291	2	,	,	PUNCT
fsr-4083	291	3	j.	j.	PROPN
fsr-4083	291	4	,	,	PUNCT
fsr-4083	291	5	&	&	CCONJ
fsr-4083	291	6	waschik	waschik	PROPN
fsr-4083	291	7	,	,	PUNCT
fsr-4083	291	8	r.	r.	PROPN
fsr-4083	291	9	(	(	PUNCT
fsr-4083	291	10	2025	2025	NUM
fsr-4083	291	11	)	)	PUNCT
fsr-4083	291	12	.	.	PUNCT
fsr-4083	292	1	economic	economic	ADJ
fsr-4083	292	2	analysis	analysis	NOUN
fsr-4083	292	3	of	of	ADP
fsr-4083	292	4	us	us	PROPN
fsr-4083	292	5	tariffs	tariff	NOUN
fsr-4083	292	6	introduced	introduce	VERB
fsr-4083	292	7	over	over	ADP
fsr-4083	292	8	march	march	PROPN
fsr-4083	292	9	–	–	PUNCT
fsr-4083	292	10	april	april	PROPN
fsr-4083	292	11	2025	2025	NUM
fsr-4083	292	12	(	(	PUNCT
fsr-4083	292	13	centre	centre	NOUN
fsr-4083	292	14	of	of	ADP
fsr-4083	292	15	policy	policy	NOUN
fsr-4083	292	16	studies	study	NOUN
fsr-4083	292	17	working	work	VERB
fsr-4083	292	18	paper	paper	NOUN
fsr-4083	292	19	no	no	INTJ
fsr-4083	292	20	.	.	PUNCT
fsr-4083	293	1	g-352	g-352	NOUN
fsr-4083	293	2	)	)	PUNCT
fsr-4083	293	3	.	.	PUNCT
fsr-4083	294	1	victoria	victoria	PROPN
fsr-4083	294	2	university	university	PROPN
fsr-4083	294	3	.	.	PUNCT
fsr-4083	295	1	gonzález	gonzález	PROPN
fsr-4083	295	2	,	,	PUNCT
fsr-4083	295	3	n.	n.	PROPN
fsr-4083	295	4	,	,	PUNCT
fsr-4083	295	5	moll	moll	PROPN
fsr-4083	295	6	,	,	PUNCT
fsr-4083	295	7	l.	l.	PROPN
fsr-4083	295	8	c.	c.	PROPN
fsr-4083	295	9	,	,	PUNCT
fsr-4083	295	10	floyd	floyd	PROPN
fsr-4083	295	11	-	-	PUNCT
fsr-4083	295	12	tenery	tenery	ADV
fsr-4083	295	13	,	,	PUNCT
fsr-4083	295	14	m.	m.	NOUN
fsr-4083	295	15	,	,	PUNCT
fsr-4083	295	16	rivera	rivera	PROPN
fsr-4083	295	17	,	,	PUNCT
fsr-4083	295	18	a.	a.	PROPN
fsr-4083	295	19	,	,	PUNCT
fsr-4083	295	20	rendon	rendon	PROPN
fsr-4083	295	21	,	,	PUNCT
fsr-4083	295	22	p.	p.	PROPN
fsr-4083	295	23	,	,	PUNCT
fsr-4083	295	24	gonzales	gonzales	PROPN
fsr-4083	295	25	,	,	PUNCT
fsr-4083	295	26	r.	r.	PROPN
fsr-4083	295	27	,	,	PUNCT
fsr-4083	295	28	&	&	CCONJ
fsr-4083	295	29	amanti	amanti	PROPN
fsr-4083	295	30	,	,	PUNCT
fsr-4083	295	31	c.	c.	PROPN
fsr-4083	295	32	(	(	PUNCT
fsr-4083	295	33	1993	1993	NUM
fsr-4083	295	34	)	)	PUNCT
fsr-4083	295	35	.	.	PUNCT
fsr-4083	296	1	teacher	teacher	NOUN
fsr-4083	296	2	research	research	NOUN
fsr-4083	296	3	on	on	ADP
fsr-4083	296	4	funds	fund	NOUN
fsr-4083	296	5	of	of	ADP
fsr-4083	296	6	knowledge	knowledge	NOUN
fsr-4083	296	7	:	:	PUNCT
fsr-4083	296	8	learning	learn	VERB
fsr-4083	296	9	from	from	ADP
fsr-4083	296	10	households	household	NOUN
fsr-4083	296	11	.	.	PUNCT
fsr-4083	297	1	grinder	grinder	PROPN
fsr-4083	297	2	,	,	PUNCT
fsr-4083	297	3	b.	b.	PROPN
fsr-4083	297	4	,	,	PUNCT
fsr-4083	297	5	cooper	cooper	PROPN
fsr-4083	297	6	,	,	PUNCT
fsr-4083	297	7	d.	d.	PROPN
fsr-4083	297	8	w.	w.	PROPN
fsr-4083	297	9	,	,	PUNCT
fsr-4083	297	10	&	&	CCONJ
fsr-4083	297	11	britt	britt	PROPN
fsr-4083	297	12	,	,	PUNCT
fsr-4083	297	13	m.	m.	NOUN
fsr-4083	297	14	(	(	PUNCT
fsr-4083	297	15	1999	1999	NUM
fsr-4083	297	16	)	)	PUNCT
fsr-4083	297	17	.	.	PUNCT
fsr-4083	298	1	an	an	DET
fsr-4083	298	2	integrative	integrative	ADJ
fsr-4083	298	3	approach	approach	NOUN
fsr-4083	298	4	to	to	ADP
fsr-4083	298	5	using	use	VERB
fsr-4083	298	6	student	student	NOUN
fsr-4083	298	7	investment	investment	NOUN
fsr-4083	298	8	clubs	club	NOUN
fsr-4083	298	9	and	and	CCONJ
fsr-4083	298	10	student	student	NOUN
fsr-4083	298	11	investment	investment	NOUN
fsr-4083	298	12	funds	fund	NOUN
fsr-4083	298	13	in	in	ADP
fsr-4083	298	14	the	the	DET
fsr-4083	298	15	finance	finance	NOUN
fsr-4083	298	16	curriculum	curriculum	NOUN
fsr-4083	298	17	.	.	PUNCT
fsr-4083	299	1	financial	financial	ADJ
fsr-4083	299	2	services	services	PROPN
fsr-4083	299	3	review	review	PROPN
fsr-4083	299	4	,	,	PUNCT
fsr-4083	299	5	8(4	8(4	NUM
fsr-4083	299	6	)	)	PUNCT
fsr-4083	299	7	,	,	PUNCT
fsr-4083	299	8	211	211	NUM
fsr-4083	299	9	–	–	PUNCT
fsr-4083	299	10	221	221	NUM
fsr-4083	299	11	.	.	PUNCT
fsr-4083	300	1	https://doi.org/10.1016/s10570810(00)00040-8	https://doi.org/10.1016/s10570810(00)00040-8	NOUN
fsr-4083	300	2	gudmunson	gudmunson	PROPN
fsr-4083	300	3	,	,	PUNCT
fsr-4083	300	4	c.	c.	PROPN
fsr-4083	300	5	g.	g.	PROPN
fsr-4083	300	6	,	,	PUNCT
fsr-4083	300	7	&	&	CCONJ
fsr-4083	300	8	danes	danes	PROPN
fsr-4083	300	9	,	,	PUNCT
fsr-4083	300	10	s.	s.	PROPN
fsr-4083	300	11	m.	m.	PROPN
fsr-4083	300	12	(	(	PUNCT
fsr-4083	300	13	2011	2011	NUM
fsr-4083	300	14	)	)	PUNCT
fsr-4083	300	15	.	.	PUNCT
fsr-4083	301	1	family	family	NOUN
fsr-4083	301	2	financial	financial	ADJ
fsr-4083	301	3	socialization	socialization	NOUN
fsr-4083	301	4	:	:	PUNCT
fsr-4083	301	5	theory	theory	NOUN
fsr-4083	301	6	and	and	CCONJ
fsr-4083	301	7	critical	critical	ADJ
fsr-4083	301	8	review	review	NOUN
fsr-4083	301	9	.	.	PUNCT
fsr-4083	302	1	journal	journal	PROPN
fsr-4083	302	2	of	of	ADP
fsr-4083	302	3	family	family	NOUN
fsr-4083	302	4	and	and	CCONJ
fsr-4083	302	5	economic	economic	ADJ
fsr-4083	302	6	issues	issue	NOUN
fsr-4083	302	7	,	,	PUNCT
fsr-4083	302	8	32	32	NUM
fsr-4083	302	9	,	,	PUNCT
fsr-4083	302	10	644–667	644–667	NUM
fsr-4083	302	11	.	.	PUNCT
fsr-4083	303	1	https://doi.org/10.1007/s10834-0119275-y	https://doi.org/10.1007/s10834-0119275-y	PROPN
fsr-4083	303	2	gutter	gutter	NOUN
fsr-4083	303	3	,	,	PUNCT
fsr-4083	303	4	m.	m.	NOUN
fsr-4083	303	5	s.	s.	PROPN
fsr-4083	303	6	,	,	PUNCT
fsr-4083	303	7	garrison	garrison	NOUN
fsr-4083	303	8	,	,	PUNCT
fsr-4083	303	9	s.	s.	PROPN
fsr-4083	303	10	,	,	PUNCT
fsr-4083	303	11	&	&	CCONJ
fsr-4083	303	12	copur	copur	PROPN
fsr-4083	303	13	,	,	PUNCT
fsr-4083	303	14	z.	z.	PROPN
fsr-4083	303	15	(	(	PUNCT
fsr-4083	303	16	2010	2010	NUM
fsr-4083	303	17	)	)	PUNCT
fsr-4083	303	18	.	.	PUNCT
fsr-4083	304	1	social	social	ADJ
fsr-4083	304	2	learning	learn	VERB
fsr-4083	304	3	opportunities	opportunity	NOUN
fsr-4083	304	4	and	and	CCONJ
fsr-4083	304	5	the	the	DET
fsr-4083	304	6	financial	financial	ADJ
fsr-4083	304	7	behaviors	behavior	NOUN
fsr-4083	304	8	of	of	ADP
fsr-4083	304	9	college	college	NOUN
fsr-4083	304	10	students	student	NOUN
fsr-4083	304	11	.	.	PUNCT
fsr-4083	305	1	family	family	NOUN
fsr-4083	305	2	and	and	CCONJ
fsr-4083	305	3	consumer	consumer	NOUN
fsr-4083	305	4	sciences	sciences	PROPN
fsr-4083	305	5	research	research	NOUN
fsr-4083	305	6	journal	journal	NOUN
fsr-4083	305	7	,	,	PUNCT
fsr-4083	305	8	38(4	38(4	NUM
fsr-4083	305	9	)	)	PUNCT
fsr-4083	305	10	,	,	PUNCT
fsr-4083	305	11	387–404	387–404	NUM
fsr-4083	305	12	.	.	PUNCT
fsr-4083	305	13	https://doi.org/10.1111/j.15523934.2010.00034.x	https://doi.org/10.1111/j.15523934.2010.00034.x	X
fsr-4083	306	1	hathaway	hathaway	PROPN
fsr-4083	306	2	,	,	PUNCT
fsr-4083	306	3	i.	i.	PROPN
fsr-4083	306	4	,	,	PUNCT
fsr-4083	306	5	&	&	CCONJ
fsr-4083	306	6	khatiwada	khatiwada	PROPN
fsr-4083	306	7	,	,	PUNCT
fsr-4083	306	8	s.	s.	PROPN
fsr-4083	306	9	(	(	PUNCT
fsr-4083	306	10	2008	2008	NUM
fsr-4083	306	11	)	)	PUNCT
fsr-4083	306	12	.	.	PUNCT
fsr-4083	307	1	do	do	VERB
fsr-4083	307	2	financial	financial	ADJ
fsr-4083	307	3	education	education	NOUN
fsr-4083	307	4	programs	program	NOUN
fsr-4083	307	5	work	work	VERB
fsr-4083	307	6	?	?	PUNCT
fsr-4083	308	1	(	(	PUNCT
fsr-4083	308	2	working	work	VERB
fsr-4083	308	3	paper	paper	NOUN
fsr-4083	308	4	08	08	NUM
fsr-4083	308	5	-	-	SYM
fsr-4083	308	6	03	03	NUM
fsr-4083	308	7	)	)	PUNCT
fsr-4083	308	8	.	.	PUNCT
fsr-4083	309	1	federal	federal	PROPN
fsr-4083	309	2	reserve	reserve	PROPN
fsr-4083	309	3	bank	bank	PROPN
fsr-4083	309	4	of	of	ADP
fsr-4083	309	5	cleveland	cleveland	PROPN
fsr-4083	309	6	.	.	PUNCT
fsr-4083	310	1	https://doi.org/10.26509/frbc-wp200803	https://doi.org/10.26509/frbc-wp200803	PROPN
fsr-4083	310	2	hensley	hensley	PROPN
fsr-4083	310	3	,	,	PUNCT
fsr-4083	310	4	b.	b.	PROPN
fsr-4083	310	5	j.	j.	PROPN
fsr-4083	310	6	(	(	PUNCT
fsr-4083	310	7	2015	2015	NUM
fsr-4083	310	8	)	)	PUNCT
fsr-4083	310	9	.	.	PUNCT
fsr-4083	311	1	enhancing	enhance	VERB
fsr-4083	311	2	links	link	NOUN
fsr-4083	311	3	between	between	ADP
fsr-4083	311	4	research	research	NOUN
fsr-4083	311	5	and	and	CCONJ
fsr-4083	311	6	practice	practice	NOUN
fsr-4083	311	7	to	to	PART
fsr-4083	311	8	improve	improve	VERB
fsr-4083	311	9	consumer	consumer	NOUN
fsr-4083	311	10	financial	financial	ADJ
fsr-4083	311	11	education	education	NOUN
fsr-4083	311	12	and	and	CCONJ
fsr-4083	311	13	wellhttps://doi.org/10.7771/1541-5015.1538	wellhttps://doi.org/10.7771/1541-5015.1538	NOUN
fsr-4083	311	14	https://doi.org/10.1080/20020317.2022.2039351	https://doi.org/10.1080/20020317.2022.2039351	PROPN
fsr-4083	312	1	https://doi.org/10.1080/20020317.2022.2039351	https://doi.org/10.1080/20020317.2022.2039351	NOUN
fsr-4083	313	1	https://doi.org/10.26509/frbc-wp-200803	https://doi.org/10.26509/frbc-wp-200803	NUM
fsr-4083	313	2	https://doi.org/10.26509/frbc-wp-200803	https://doi.org/10.26509/frbc-wp-200803	NUM
fsr-4083	313	3	financial	financial	ADJ
fsr-4083	313	4	services	service	NOUN
fsr-4083	313	5	review	review	NOUN
fsr-4083	313	6	,	,	PUNCT
fsr-4083	313	7	33(4	33(4	NUM
fsr-4083	313	8	)	)	PUNCT
fsr-4083	313	9	98	98	NUM
fsr-4083	313	10	being	being	NOUN
fsr-4083	313	11	.	.	PUNCT
fsr-4083	314	1	journal	journal	NOUN
fsr-4083	314	2	of	of	ADP
fsr-4083	314	3	financial	financial	ADJ
fsr-4083	314	4	counseling	counseling	NOUN
fsr-4083	314	5	and	and	CCONJ
fsr-4083	314	6	planning	planning	NOUN
fsr-4083	314	7	,	,	PUNCT
fsr-4083	314	8	26(1	26(1	NUM
fsr-4083	314	9	)	)	PUNCT
fsr-4083	314	10	,	,	PUNCT
fsr-4083	315	1	94–101	94–101	PROPN
fsr-4083	315	2	.	.	PUNCT
fsr-4083	316	1	hilgert	hilgert	PROPN
fsr-4083	316	2	,	,	PUNCT
fsr-4083	316	3	m.	m.	NOUN
fsr-4083	316	4	a.	a.	PROPN
fsr-4083	316	5	,	,	PUNCT
fsr-4083	316	6	hogarth	hogarth	NOUN
fsr-4083	316	7	,	,	PUNCT
fsr-4083	316	8	j.	j.	PROPN
fsr-4083	316	9	m.	m.	PROPN
fsr-4083	316	10	,	,	PUNCT
fsr-4083	316	11	&	&	CCONJ
fsr-4083	316	12	beverly	beverly	PROPN
fsr-4083	316	13	,	,	PUNCT
fsr-4083	316	14	s.	s.	PROPN
fsr-4083	316	15	g.	g.	PROPN
fsr-4083	316	16	(	(	PUNCT
fsr-4083	316	17	2003	2003	NUM
fsr-4083	316	18	)	)	PUNCT
fsr-4083	316	19	.	.	PUNCT
fsr-4083	317	1	household	household	NOUN
fsr-4083	317	2	financial	financial	ADJ
fsr-4083	317	3	management	management	NOUN
fsr-4083	317	4	:	:	PUNCT
fsr-4083	317	5	the	the	DET
fsr-4083	317	6	connection	connection	NOUN
fsr-4083	317	7	between	between	ADP
fsr-4083	317	8	knowledge	knowledge	NOUN
fsr-4083	317	9	and	and	CCONJ
fsr-4083	317	10	behavior	behavior	NOUN
fsr-4083	317	11	.	.	PUNCT
fsr-4083	318	1	federal	federal	PROPN
fsr-4083	318	2	reserve	reserve	PROPN
fsr-4083	318	3	bulletin	bulletin	PROPN
fsr-4083	318	4	,	,	PUNCT
fsr-4083	318	5	89	89	NUM
fsr-4083	318	6	,	,	PUNCT
fsr-4083	318	7	309–322	309–322	NUM
fsr-4083	318	8	.	.	PUNCT
fsr-4083	318	9	honebein	honebein	PROPN
fsr-4083	318	10	,	,	PUNCT
fsr-4083	318	11	p.	p.	PROPN
fsr-4083	318	12	c.	c.	PROPN
fsr-4083	318	13	(	(	PUNCT
fsr-4083	318	14	1996	1996	NUM
fsr-4083	318	15	)	)	PUNCT
fsr-4083	318	16	.	.	PUNCT
fsr-4083	319	1	seven	seven	NUM
fsr-4083	319	2	goals	goal	NOUN
fsr-4083	319	3	for	for	ADP
fsr-4083	319	4	the	the	DET
fsr-4083	319	5	design	design	NOUN
fsr-4083	319	6	of	of	ADP
fsr-4083	319	7	constructivist	constructivist	ADJ
fsr-4083	319	8	learning	learning	NOUN
fsr-4083	319	9	environments	environment	NOUN
fsr-4083	319	10	.	.	PUNCT
fsr-4083	320	1	in	in	ADP
fsr-4083	320	2	b.	b.	PROPN
fsr-4083	320	3	g.	g.	PROPN
fsr-4083	320	4	wilson	wilson	PROPN
fsr-4083	320	5	(	(	PUNCT
fsr-4083	320	6	ed	ed	NOUN
fsr-4083	320	7	.	.	PUNCT
fsr-4083	320	8	)	)	PUNCT
fsr-4083	320	9	,	,	PUNCT
fsr-4083	320	10	constructivist	constructivist	ADJ
fsr-4083	320	11	learning	learn	VERB
fsr-4083	320	12	environments	environment	NOUN
fsr-4083	320	13	:	:	PUNCT
fsr-4083	320	14	case	case	NOUN
fsr-4083	320	15	studies	study	NOUN
fsr-4083	320	16	in	in	ADP
fsr-4083	320	17	instructional	instructional	ADJ
fsr-4083	320	18	design	design	NOUN
fsr-4083	320	19	(	(	PUNCT
fsr-4083	320	20	pp	pp	ADJ
fsr-4083	320	21	.	.	PUNCT
fsr-4083	320	22	11–24	11–24	NUM
fsr-4083	320	23	)	)	PUNCT
fsr-4083	320	24	.	.	PUNCT
fsr-4083	321	1	educational	educational	ADJ
fsr-4083	321	2	technology	technology	NOUN
fsr-4083	321	3	publications	publication	NOUN
fsr-4083	321	4	.	.	PUNCT
fsr-4083	322	1	jump$tart	jump$tart	NOUN
fsr-4083	322	2	coalition	coalition	NOUN
fsr-4083	322	3	for	for	ADP
fsr-4083	322	4	personal	personal	ADJ
fsr-4083	322	5	financial	financial	ADJ
fsr-4083	322	6	literacy	literacy	NOUN
fsr-4083	322	7	.	.	PUNCT
fsr-4083	323	1	(	(	PUNCT
fsr-4083	323	2	2006	2006	NUM
fsr-4083	323	3	)	)	PUNCT
fsr-4083	323	4	.	.	PUNCT
fsr-4083	324	1	financial	financial	ADJ
fsr-4083	324	2	literacy	literacy	NOUN
fsr-4083	324	3	shows	show	VERB
fsr-4083	324	4	slight	slight	ADJ
fsr-4083	324	5	improvement	improvement	NOUN
fsr-4083	324	6	among	among	ADP
fsr-4083	324	7	nation	nation	NOUN
fsr-4083	324	8	’s	’s	PART
fsr-4083	324	9	high	high	ADJ
fsr-4083	324	10	school	school	NOUN
fsr-4083	324	11	students	student	NOUN
fsr-4083	324	12	.	.	PUNCT
fsr-4083	325	1	author	author	NOUN
fsr-4083	325	2	.	.	PUNCT
fsr-4083	326	1	kalaycı	kalaycı	PROPN
fsr-4083	326	2	,	,	PUNCT
fsr-4083	326	3	k.	k.	PROPN
fsr-4083	326	4	,	,	PUNCT
fsr-4083	326	5	&	&	CCONJ
fsr-4083	326	6	serra	serra	PROPN
fsr-4083	326	7	-	-	PUNCT
fsr-4083	326	8	garcia	garcia	PROPN
fsr-4083	326	9	,	,	PUNCT
fsr-4083	326	10	m.	m.	NOUN
fsr-4083	326	11	(	(	PUNCT
fsr-4083	326	12	2016	2016	NUM
fsr-4083	326	13	)	)	PUNCT
fsr-4083	326	14	.	.	PUNCT
fsr-4083	327	1	complexity	complexity	NOUN
fsr-4083	327	2	and	and	CCONJ
fsr-4083	327	3	biases	bias	NOUN
fsr-4083	327	4	.	.	PUNCT
fsr-4083	328	1	experimental	experimental	ADJ
fsr-4083	328	2	economics	economic	NOUN
fsr-4083	328	3	,	,	PUNCT
fsr-4083	328	4	19(1	19(1	NUM
fsr-4083	328	5	)	)	PUNCT
fsr-4083	328	6	,	,	PUNCT
fsr-4083	328	7	31–50	31–50	NUM
fsr-4083	328	8	.	.	PUNCT
fsr-4083	329	1	https://doi.org/10.1007/s10683-0159434-3	https://doi.org/10.1007/s10683-0159434-3	PROPN
fsr-4083	329	2	kim	kim	PROPN
fsr-4083	329	3	,	,	PUNCT
fsr-4083	329	4	j.	j.	PROPN
fsr-4083	329	5	,	,	PUNCT
fsr-4083	329	6	&	&	CCONJ
fsr-4083	329	7	chatterjee	chatterjee	PROPN
fsr-4083	329	8	,	,	PUNCT
fsr-4083	329	9	s.	s.	PROPN
fsr-4083	329	10	(	(	PUNCT
fsr-4083	329	11	2013	2013	NUM
fsr-4083	329	12	)	)	PUNCT
fsr-4083	329	13	.	.	PUNCT
fsr-4083	330	1	childhood	childhood	PROPN
fsr-4083	330	2	financial	financial	ADJ
fsr-4083	330	3	socialization	socialization	NOUN
fsr-4083	330	4	and	and	CCONJ
fsr-4083	330	5	young	young	ADJ
fsr-4083	330	6	adults	adult	NOUN
fsr-4083	330	7	’	'	PUNCT
fsr-4083	330	8	financial	financial	ADJ
fsr-4083	330	9	management	management	NOUN
fsr-4083	330	10	.	.	PUNCT
fsr-4083	331	1	journal	journal	NOUN
fsr-4083	331	2	of	of	ADP
fsr-4083	331	3	financial	financial	ADJ
fsr-4083	331	4	counseling	counseling	NOUN
fsr-4083	331	5	and	and	CCONJ
fsr-4083	331	6	planning	planning	NOUN
fsr-4083	331	7	,	,	PUNCT
fsr-4083	331	8	24(1	24(1	NUM
fsr-4083	331	9	)	)	PUNCT
fsr-4083	331	10	,	,	PUNCT
fsr-4083	331	11	61–79	61–79	ADV
fsr-4083	331	12	.	.	PUNCT
fsr-4083	332	1	kolb	kolb	PROPN
fsr-4083	332	2	,	,	PUNCT
fsr-4083	332	3	d.	d.	PROPN
fsr-4083	332	4	(	(	PUNCT
fsr-4083	332	5	1975	1975	NUM
fsr-4083	332	6	)	)	PUNCT
fsr-4083	332	7	.	.	PUNCT
fsr-4083	333	1	towards	towards	ADP
fsr-4083	333	2	an	an	DET
fsr-4083	333	3	applied	applied	ADJ
fsr-4083	333	4	theory	theory	NOUN
fsr-4083	333	5	of	of	ADP
fsr-4083	333	6	experiential	experiential	ADJ
fsr-4083	333	7	learning	learning	NOUN
fsr-4083	333	8	.	.	PUNCT
fsr-4083	334	1	in	in	ADP
fsr-4083	334	2	c.	c.	PROPN
fsr-4083	334	3	l.	l.	PROPN
fsr-4083	334	4	cooper	cooper	PROPN
fsr-4083	334	5	(	(	PUNCT
fsr-4083	334	6	ed	ed	NOUN
fsr-4083	334	7	.	.	PUNCT
fsr-4083	334	8	)	)	PUNCT
fsr-4083	335	1	,	,	PUNCT
fsr-4083	335	2	theories	theory	NOUN
fsr-4083	335	3	of	of	ADP
fsr-4083	335	4	group	group	NOUN
fsr-4083	335	5	process	process	NOUN
fsr-4083	335	6	(	(	PUNCT
fsr-4083	335	7	pp	pp	ADJ
fsr-4083	335	8	.	.	PUNCT
fsr-4083	336	1	33	33	NUM
fsr-4083	336	2	–	–	SYM
fsr-4083	336	3	56	56	NUM
fsr-4083	336	4	)	)	PUNCT
fsr-4083	336	5	.	.	PUNCT
fsr-4083	337	1	john	john	PROPN
fsr-4083	337	2	wiley	wiley	PROPN
fsr-4083	337	3	&	&	CCONJ
fsr-4083	337	4	sons	son	NOUN
fsr-4083	337	5	.	.	PUNCT
fsr-4083	338	1	kolb	kolb	PROPN
fsr-4083	338	2	,	,	PUNCT
fsr-4083	338	3	d.	d.	PROPN
fsr-4083	338	4	a.	a.	PROPN
fsr-4083	338	5	,	,	PUNCT
fsr-4083	338	6	boyatzis	boyatzis	PROPN
fsr-4083	338	7	,	,	PUNCT
fsr-4083	338	8	r.	r.	PROPN
fsr-4083	338	9	e.	e.	PROPN
fsr-4083	338	10	,	,	PUNCT
fsr-4083	338	11	&	&	CCONJ
fsr-4083	338	12	mainemelis	mainemelis	PROPN
fsr-4083	338	13	,	,	PUNCT
fsr-4083	338	14	c.	c.	NOUN
fsr-4083	338	15	(	(	PUNCT
fsr-4083	338	16	2014	2014	NUM
fsr-4083	338	17	)	)	PUNCT
fsr-4083	338	18	.	.	PUNCT
fsr-4083	339	1	experiential	experiential	ADJ
fsr-4083	339	2	learning	learning	NOUN
fsr-4083	339	3	theory	theory	NOUN
fsr-4083	339	4	:	:	PUNCT
fsr-4083	339	5	previous	previous	ADJ
fsr-4083	339	6	research	research	NOUN
fsr-4083	339	7	and	and	CCONJ
fsr-4083	339	8	new	new	ADJ
fsr-4083	339	9	directions	direction	NOUN
fsr-4083	339	10	.	.	PUNCT
fsr-4083	340	1	in	in	ADP
fsr-4083	340	2	d.	d.	PROPN
fsr-4083	340	3	a.	a.	PROPN
fsr-4083	340	4	kolb	kolb	PROPN
fsr-4083	340	5	(	(	PUNCT
fsr-4083	340	6	ed	ed	NOUN
fsr-4083	340	7	.	.	PUNCT
fsr-4083	340	8	)	)	PUNCT
fsr-4083	340	9	,	,	PUNCT
fsr-4083	340	10	perspectives	perspective	NOUN
fsr-4083	340	11	on	on	ADP
fsr-4083	340	12	thinking	think	VERB
fsr-4083	340	13	,	,	PUNCT
fsr-4083	340	14	learning	learning	NOUN
fsr-4083	340	15	,	,	PUNCT
fsr-4083	340	16	and	and	CCONJ
fsr-4083	340	17	cognitive	cognitive	ADJ
fsr-4083	340	18	styles	style	NOUN
fsr-4083	340	19	(	(	PUNCT
fsr-4083	340	20	pp	pp	ADJ
fsr-4083	340	21	.	.	PUNCT
fsr-4083	341	1	227–247	227–247	NUM
fsr-4083	341	2	)	)	PUNCT
fsr-4083	341	3	.	.	PUNCT
fsr-4083	342	1	routledge	routledge	PROPN
fsr-4083	342	2	.	.	PUNCT
fsr-4083	343	1	lusardi	lusardi	PROPN
fsr-4083	343	2	,	,	PUNCT
fsr-4083	343	3	a.	a.	NOUN
fsr-4083	343	4	(	(	PUNCT
fsr-4083	343	5	2019	2019	NUM
fsr-4083	343	6	)	)	PUNCT
fsr-4083	343	7	.	.	PUNCT
fsr-4083	344	1	financial	financial	ADJ
fsr-4083	344	2	literacy	literacy	NOUN
fsr-4083	344	3	and	and	CCONJ
fsr-4083	344	4	the	the	DET
fsr-4083	344	5	need	need	NOUN
fsr-4083	344	6	for	for	ADP
fsr-4083	344	7	financial	financial	ADJ
fsr-4083	344	8	education	education	NOUN
fsr-4083	344	9	:	:	PUNCT
fsr-4083	344	10	evidence	evidence	NOUN
fsr-4083	344	11	and	and	CCONJ
fsr-4083	344	12	implications	implication	NOUN
fsr-4083	344	13	.	.	PUNCT
fsr-4083	345	1	swiss	swiss	ADJ
fsr-4083	345	2	journal	journal	PROPN
fsr-4083	345	3	of	of	ADP
fsr-4083	345	4	economics	economic	NOUN
fsr-4083	345	5	and	and	CCONJ
fsr-4083	345	6	statistics	statistic	NOUN
fsr-4083	345	7	,	,	PUNCT
fsr-4083	345	8	155(1	155(1	NUM
fsr-4083	345	9	)	)	PUNCT
fsr-4083	345	10	,	,	PUNCT
fsr-4083	345	11	article	article	NOUN
fsr-4083	345	12	1	1	NUM
fsr-4083	345	13	.	.	PUNCT
fsr-4083	346	1	https://doi.org/10.1186/s41937-0190027-5	https://doi.org/10.1186/s41937-0190027-5	PROPN
fsr-4083	346	2	lusardi	lusardi	PROPN
fsr-4083	346	3	,	,	PUNCT
fsr-4083	346	4	a.	a.	PROPN
fsr-4083	346	5	,	,	PUNCT
fsr-4083	346	6	&	&	CCONJ
fsr-4083	346	7	mitchell	mitchell	PROPN
fsr-4083	346	8	,	,	PUNCT
fsr-4083	346	9	o.	o.	PROPN
fsr-4083	346	10	s.	s.	PROPN
fsr-4083	346	11	(	(	PUNCT
fsr-4083	346	12	2014	2014	NUM
fsr-4083	346	13	)	)	PUNCT
fsr-4083	346	14	.	.	PUNCT
fsr-4083	347	1	the	the	DET
fsr-4083	347	2	economic	economic	ADJ
fsr-4083	347	3	importance	importance	NOUN
fsr-4083	347	4	of	of	ADP
fsr-4083	347	5	financial	financial	ADJ
fsr-4083	347	6	literacy	literacy	NOUN
fsr-4083	347	7	:	:	PUNCT
fsr-4083	347	8	theory	theory	NOUN
fsr-4083	347	9	and	and	CCONJ
fsr-4083	347	10	evidence	evidence	NOUN
fsr-4083	347	11	.	.	PUNCT
fsr-4083	348	1	journal	journal	NOUN
fsr-4083	348	2	of	of	ADP
fsr-4083	348	3	economic	economic	ADJ
fsr-4083	348	4	literature	literature	NOUN
fsr-4083	348	5	,	,	PUNCT
fsr-4083	348	6	52(1	52(1	NOUN
fsr-4083	348	7	)	)	PUNCT
fsr-4083	348	8	,	,	PUNCT
fsr-4083	348	9	5–44	5–44	PROPN
fsr-4083	348	10	.	.	PROPN
fsr-4083	348	11	https://doi.org/10.1257/jel.52.1.5	https://doi.org/10.1257/jel.52.1.5	PROPN
fsr-4083	348	12	lyons	lyons	PROPN
fsr-4083	348	13	,	,	PUNCT
fsr-4083	348	14	a.	a.	PROPN
fsr-4083	348	15	c.	c.	PROPN
fsr-4083	348	16	(	(	PUNCT
fsr-4083	348	17	2005	2005	NUM
fsr-4083	348	18	)	)	PUNCT
fsr-4083	348	19	.	.	PUNCT
fsr-4083	349	1	financial	financial	ADJ
fsr-4083	349	2	education	education	NOUN
fsr-4083	349	3	and	and	CCONJ
fsr-4083	349	4	program	program	NOUN
fsr-4083	349	5	evaluation	evaluation	NOUN
fsr-4083	349	6	:	:	PUNCT
fsr-4083	349	7	challenges	challenge	NOUN
fsr-4083	349	8	and	and	CCONJ
fsr-4083	349	9	potentials	potential	NOUN
fsr-4083	349	10	for	for	ADP
fsr-4083	349	11	financial	financial	ADJ
fsr-4083	349	12	professionals	professional	NOUN
fsr-4083	349	13	.	.	PUNCT
fsr-4083	350	1	journal	journal	PROPN
fsr-4083	350	2	of	of	ADP
fsr-4083	350	3	personal	personal	ADJ
fsr-4083	350	4	finance	finance	NOUN
fsr-4083	350	5	,	,	PUNCT
fsr-4083	350	6	4(4	4(4	NUM
fsr-4083	350	7	)	)	PUNCT
fsr-4083	350	8	,	,	PUNCT
fsr-4083	350	9	56	56	NUM
fsr-4083	350	10	–	–	SYM
fsr-4083	350	11	68	68	NUM
fsr-4083	350	12	.	.	PUNCT
fsr-4083	351	1	lyons	lyon	NOUN
fsr-4083	351	2	,	,	PUNCT
fsr-4083	351	3	a.	a.	PROPN
fsr-4083	351	4	c.	c.	PROPN
fsr-4083	351	5	,	,	PUNCT
fsr-4083	351	6	palmer	palmer	PROPN
fsr-4083	351	7	,	,	PUNCT
fsr-4083	351	8	l.	l.	PROPN
fsr-4083	351	9	,	,	PUNCT
fsr-4083	351	10	jayaratne	jayaratne	PROPN
fsr-4083	351	11	,	,	PUNCT
fsr-4083	351	12	k.	k.	PROPN
fsr-4083	351	13	s.	s.	PROPN
fsr-4083	351	14	,	,	PUNCT
fsr-4083	351	15	&	&	CCONJ
fsr-4083	351	16	scherpf	scherpf	NOUN
fsr-4083	351	17	,	,	PUNCT
fsr-4083	351	18	e.	e.	PROPN
fsr-4083	351	19	(	(	PUNCT
fsr-4083	351	20	2006	2006	NUM
fsr-4083	351	21	)	)	PUNCT
fsr-4083	351	22	.	.	PUNCT
fsr-4083	352	1	are	be	AUX
fsr-4083	352	2	we	we	PRON
fsr-4083	352	3	making	make	VERB
fsr-4083	352	4	the	the	DET
fsr-4083	352	5	grade	grade	NOUN
fsr-4083	352	6	?	?	PUNCT
fsr-4083	353	1	a	a	DET
fsr-4083	353	2	national	national	ADJ
fsr-4083	353	3	overview	overview	NOUN
fsr-4083	353	4	of	of	ADP
fsr-4083	353	5	financial	financial	ADJ
fsr-4083	353	6	education	education	NOUN
fsr-4083	353	7	and	and	CCONJ
fsr-4083	353	8	program	program	NOUN
fsr-4083	353	9	evaluation	evaluation	NOUN
fsr-4083	353	10	.	.	PUNCT
fsr-4083	354	1	journal	journal	NOUN
fsr-4083	354	2	of	of	ADP
fsr-4083	354	3	consumer	consumer	NOUN
fsr-4083	354	4	affairs	affair	NOUN
fsr-4083	354	5	,	,	PUNCT
fsr-4083	354	6	40(2	40(2	NUM
fsr-4083	354	7	)	)	PUNCT
fsr-4083	354	8	,	,	PUNCT
fsr-4083	354	9	208	208	NUM
fsr-4083	354	10	–	–	PUNCT
fsr-4083	354	11	235	235	NUM
fsr-4083	354	12	.	.	PUNCT
fsr-4083	354	13	https://doi.org/10.1111/j.17456606.2006.00056.x	https://doi.org/10.1111/j.17456606.2006.00056.x	X
fsr-4083	355	1	mandell	mandell	PROPN
fsr-4083	355	2	,	,	PUNCT
fsr-4083	355	3	l.	l.	PROPN
fsr-4083	355	4	,	,	PUNCT
fsr-4083	355	5	&	&	CCONJ
fsr-4083	355	6	klein	klein	PROPN
fsr-4083	355	7	,	,	PUNCT
fsr-4083	355	8	l.	l.	PROPN
fsr-4083	355	9	s.	s.	PROPN
fsr-4083	355	10	(	(	PUNCT
fsr-4083	355	11	2009	2009	NUM
fsr-4083	355	12	)	)	PUNCT
fsr-4083	355	13	.	.	PUNCT
fsr-4083	356	1	the	the	DET
fsr-4083	356	2	impact	impact	NOUN
fsr-4083	356	3	of	of	ADP
fsr-4083	356	4	financial	financial	ADJ
fsr-4083	356	5	literacy	literacy	NOUN
fsr-4083	356	6	education	education	NOUN
fsr-4083	356	7	on	on	ADP
fsr-4083	356	8	subsequent	subsequent	ADJ
fsr-4083	356	9	financial	financial	ADJ
fsr-4083	356	10	behavior	behavior	NOUN
fsr-4083	356	11	.	.	PUNCT
fsr-4083	357	1	journal	journal	PROPN
fsr-4083	357	2	of	of	ADP
fsr-4083	357	3	financial	financial	ADJ
fsr-4083	357	4	counseling	counseling	NOUN
fsr-4083	357	5	and	and	CCONJ
fsr-4083	357	6	planning	planning	NOUN
fsr-4083	357	7	,	,	PUNCT
fsr-4083	357	8	20(1	20(1	NUM
fsr-4083	357	9	)	)	PUNCT
fsr-4083	357	10	,	,	PUNCT
fsr-4083	357	11	15–24	15–24	NUM
fsr-4083	357	12	.	.	PUNCT
fsr-4083	358	1	mccombs	mccombs	PROPN
fsr-4083	358	2	,	,	PUNCT
fsr-4083	358	3	b.	b.	PROPN
fsr-4083	358	4	l.	l.	PROPN
fsr-4083	358	5	(	(	PUNCT
fsr-4083	358	6	2001	2001	NUM
fsr-4083	358	7	)	)	PUNCT
fsr-4083	358	8	.	.	PUNCT
fsr-4083	359	1	what	what	PRON
fsr-4083	359	2	do	do	AUX
fsr-4083	359	3	we	we	PRON
fsr-4083	359	4	know	know	VERB
fsr-4083	359	5	about	about	ADP
fsr-4083	359	6	learners	learner	NOUN
fsr-4083	359	7	and	and	CCONJ
fsr-4083	359	8	learning	learning	NOUN
fsr-4083	359	9	?	?	PUNCT
fsr-4083	360	1	the	the	DET
fsr-4083	360	2	learnercentered	learnercentered	ADJ
fsr-4083	360	3	framework	framework	NOUN
fsr-4083	360	4	:	:	PUNCT
fsr-4083	360	5	bringing	bring	VERB
fsr-4083	360	6	the	the	DET
fsr-4083	360	7	educational	educational	ADJ
fsr-4083	360	8	system	system	NOUN
fsr-4083	360	9	into	into	ADP
fsr-4083	360	10	balance	balance	NOUN
fsr-4083	360	11	.	.	PUNCT
fsr-4083	361	1	educational	educational	ADJ
fsr-4083	361	2	horizons	horizon	NOUN
fsr-4083	361	3	,	,	PUNCT
fsr-4083	361	4	79(4	79(4	NOUN
fsr-4083	361	5	)	)	PUNCT
fsr-4083	361	6	,	,	PUNCT
fsr-4083	361	7	182–193	182–193	NUM
fsr-4083	361	8	.	.	PUNCT
fsr-4083	362	1	http://www.jstor.org/stable/42927064	http://www.jstor.org/stable/42927064	PROPN
fsr-4083	362	2	mccormick	mccormick	PROPN
fsr-4083	362	3	,	,	PUNCT
fsr-4083	362	4	m.	m.	PROPN
fsr-4083	362	5	h.	h.	PROPN
fsr-4083	362	6	(	(	PUNCT
fsr-4083	362	7	2009	2009	NUM
fsr-4083	362	8	)	)	PUNCT
fsr-4083	362	9	.	.	PUNCT
fsr-4083	363	1	the	the	DET
fsr-4083	363	2	effectiveness	effectiveness	NOUN
fsr-4083	363	3	of	of	ADP
fsr-4083	363	4	youth	youth	NOUN
fsr-4083	363	5	financial	financial	ADJ
fsr-4083	363	6	education	education	NOUN
fsr-4083	363	7	:	:	PUNCT
fsr-4083	363	8	a	a	DET
fsr-4083	363	9	review	review	NOUN
fsr-4083	363	10	of	of	ADP
fsr-4083	363	11	the	the	DET
fsr-4083	363	12	literature	literature	NOUN
fsr-4083	363	13	.	.	PUNCT
fsr-4083	364	1	journal	journal	PROPN
fsr-4083	364	2	of	of	ADP
fsr-4083	364	3	financial	financial	ADJ
fsr-4083	364	4	counseling	counseling	NOUN
fsr-4083	364	5	and	and	CCONJ
fsr-4083	364	6	planning	planning	NOUN
fsr-4083	364	7	,	,	PUNCT
fsr-4083	364	8	20(1	20(1	NUM
fsr-4083	364	9	)	)	PUNCT
fsr-4083	364	10	,	,	PUNCT
fsr-4083	365	1	70–83	70–83	PROPN
fsr-4083	365	2	.	.	PUNCT
fsr-4083	365	3	pavlov	pavlov	PROPN
fsr-4083	365	4	,	,	PUNCT
fsr-4083	365	5	i.	i.	PROPN
fsr-4083	365	6	p.	p.	PROPN
fsr-4083	365	7	(	(	PUNCT
fsr-4083	365	8	1927	1927	NUM
fsr-4083	365	9	)	)	PUNCT
fsr-4083	365	10	.	.	PUNCT
fsr-4083	366	1	conditioned	condition	VERB
fsr-4083	366	2	reflexes	reflex	NOUN
fsr-4083	366	3	:	:	PUNCT
fsr-4083	366	4	an	an	DET
fsr-4083	366	5	investigation	investigation	NOUN
fsr-4083	366	6	of	of	ADP
fsr-4083	366	7	the	the	DET
fsr-4083	366	8	physiological	physiological	ADJ
fsr-4083	366	9	activity	activity	NOUN
fsr-4083	366	10	of	of	ADP
fsr-4083	366	11	the	the	DET
fsr-4083	366	12	cerebral	cerebral	ADJ
fsr-4083	366	13	cortex	cortex	NOUN
fsr-4083	366	14	(	(	PUNCT
fsr-4083	366	15	g.	g.	PROPN
fsr-4083	366	16	v.	v.	PROPN
fsr-4083	366	17	anrep	anrep	PROPN
fsr-4083	366	18	,	,	PUNCT
fsr-4083	366	19	trans	trans	PROPN
fsr-4083	366	20	.	.	PROPN
fsr-4083	366	21	&	&	CCONJ
fsr-4083	366	22	ed	ed	PROPN
fsr-4083	366	23	.	.	PUNCT
fsr-4083	366	24	)	)	PUNCT
fsr-4083	366	25	.	.	PUNCT
fsr-4083	367	1	london	london	PROPN
fsr-4083	367	2	:	:	PUNCT
fsr-4083	367	3	oxford	oxford	PROPN
fsr-4083	367	4	university	university	PROPN
fsr-4083	367	5	press	press	NOUN
fsr-4083	367	6	.	.	PUNCT
fsr-4083	368	1	perlini	perlini	PROPN
fsr-4083	368	2	,	,	PUNCT
fsr-4083	368	3	a.	a.	PROPN
fsr-4083	368	4	h.	h.	PROPN
fsr-4083	368	5	,	,	PUNCT
fsr-4083	368	6	lind	lind	PROPN
fsr-4083	368	7	,	,	PUNCT
fsr-4083	368	8	d.	d.	PROPN
fsr-4083	368	9	l.	l.	PROPN
fsr-4083	368	10	,	,	PUNCT
fsr-4083	368	11	&	&	CCONJ
fsr-4083	368	12	zumbo	zumbo	PROPN
fsr-4083	368	13	,	,	PUNCT
fsr-4083	368	14	b.	b.	PROPN
fsr-4083	368	15	d.	d.	PROPN
fsr-4083	368	16	(	(	PUNCT
fsr-4083	368	17	1998	1998	NUM
fsr-4083	368	18	)	)	PUNCT
fsr-4083	368	19	.	.	PUNCT
fsr-4083	369	1	context	context	NOUN
fsr-4083	369	2	effects	effect	NOUN
fsr-4083	369	3	on	on	ADP
fsr-4083	369	4	examinations	examination	NOUN
fsr-4083	369	5	:	:	PUNCT
fsr-4083	369	6	the	the	DET
fsr-4083	369	7	effects	effect	NOUN
fsr-4083	369	8	of	of	ADP
fsr-4083	369	9	time	time	NOUN
fsr-4083	369	10	,	,	PUNCT
fsr-4083	369	11	item	item	NOUN
fsr-4083	369	12	order	order	NOUN
fsr-4083	369	13	,	,	PUNCT
fsr-4083	369	14	and	and	CCONJ
fsr-4083	369	15	item	item	NOUN
fsr-4083	369	16	difficulty	difficulty	NOUN
fsr-4083	369	17	.	.	PUNCT
fsr-4083	370	1	canadian	canadian	ADJ
fsr-4083	370	2	psychology	psychology	NOUN
fsr-4083	370	3	/	/	SYM
fsr-4083	370	4	psychologie	psychologie	PROPN
fsr-4083	370	5	canadienne	canadienne	PROPN
fsr-4083	370	6	,	,	PUNCT
fsr-4083	370	7	39(4	39(4	NOUN
fsr-4083	370	8	)	)	PUNCT
fsr-4083	370	9	,	,	PUNCT
fsr-4083	370	10	299–306	299–306	NUM
fsr-4083	370	11	.	.	PUNCT
fsr-4083	371	1	https://doi.org/10.1037/h0086821	https://doi.org/10.1037/h0086821	NUM
fsr-4083	371	2	salas	salas	PROPN
fsr-4083	371	3	-	-	PUNCT
fsr-4083	371	4	velasco	velasco	PROPN
fsr-4083	371	5	,	,	PUNCT
fsr-4083	371	6	m.	m.	NOUN
fsr-4083	371	7	,	,	PUNCT
fsr-4083	371	8	moreno	moreno	PROPN
fsr-4083	371	9	-	-	PUNCT
fsr-4083	371	10	herrero	herrero	PROPN
fsr-4083	371	11	,	,	PUNCT
fsr-4083	371	12	d.	d.	PROPN
fsr-4083	371	13	,	,	PUNCT
fsr-4083	371	14	&	&	CCONJ
fsr-4083	371	15	sánchez	sánchez	PROPN
fsr-4083	371	16	-	-	PUNCT
fsr-4083	371	17	campillo	campillo	PROPN
fsr-4083	371	18	,	,	PUNCT
fsr-4083	371	19	j.	j.	PROPN
fsr-4083	371	20	(	(	PUNCT
fsr-4083	371	21	2021	2021	NUM
fsr-4083	371	22	)	)	PUNCT
fsr-4083	371	23	.	.	PUNCT
fsr-4083	372	1	teaching	teach	VERB
fsr-4083	372	2	financial	financial	ADJ
fsr-4083	372	3	education	education	NOUN
fsr-4083	372	4	in	in	ADP
fsr-4083	372	5	schools	school	NOUN
fsr-4083	372	6	and	and	CCONJ
fsr-4083	372	7	students	student	NOUN
fsr-4083	372	8	’	'	PUNCT
fsr-4083	372	9	financial	financial	ADJ
fsr-4083	372	10	literacy	literacy	NOUN
fsr-4083	372	11	:	:	PUNCT
fsr-4083	372	12	a	a	DET
fsr-4083	372	13	crosshttps://doi.org/10.1186/s41937-019-0027-5	crosshttps://doi.org/10.1186/s41937-019-0027-5	NUM
fsr-4083	372	14	https://doi.org/10.1186/s41937-019-0027-5	https://doi.org/10.1186/s41937-019-0027-5	NUM
fsr-4083	372	15	http://www.jstor.org/stable/42927064	http://www.jstor.org/stable/42927064	PROPN
fsr-4083	372	16	stebbins	stebbins	PROPN
fsr-4083	372	17	&	&	CCONJ
fsr-4083	372	18	quito	quito	PROPN
fsr-4083	372	19	99	99	NUM
fsr-4083	372	20	country	country	NOUN
fsr-4083	372	21	analysis	analysis	NOUN
fsr-4083	372	22	with	with	ADP
fsr-4083	372	23	pisa	pisa	PROPN
fsr-4083	372	24	data	data	PROPN
fsr-4083	372	25	.	.	PUNCT
fsr-4083	373	1	international	international	ADJ
fsr-4083	373	2	journal	journal	PROPN
fsr-4083	373	3	of	of	ADP
fsr-4083	373	4	finance	finance	PROPN
fsr-4083	373	5	&	&	CCONJ
fsr-4083	373	6	economics	economic	NOUN
fsr-4083	373	7	,	,	PUNCT
fsr-4083	373	8	26(3	26(3	NUM
fsr-4083	373	9	)	)	PUNCT
fsr-4083	373	10	,	,	PUNCT
fsr-4083	373	11	4077–4103	4077–4103	NUM
fsr-4083	373	12	.	.	PUNCT
fsr-4083	373	13	https://doi.org/10.1002/ijfe.2005	https://doi.org/10.1002/ijfe.2005	PROPN
fsr-4083	373	14	skinner	skinner	PROPN
fsr-4083	373	15	,	,	PUNCT
fsr-4083	373	16	b.	b.	PROPN
fsr-4083	373	17	f.	f.	PROPN
fsr-4083	373	18	(	(	PUNCT
fsr-4083	373	19	1938	1938	NUM
fsr-4083	373	20	)	)	PUNCT
fsr-4083	373	21	.	.	PUNCT
fsr-4083	374	1	the	the	DET
fsr-4083	374	2	behavior	behavior	NOUN
fsr-4083	374	3	of	of	ADP
fsr-4083	374	4	organisms	organism	NOUN
fsr-4083	374	5	:	:	PUNCT
fsr-4083	374	6	an	an	DET
fsr-4083	374	7	experimental	experimental	ADJ
fsr-4083	374	8	analysis	analysis	NOUN
fsr-4083	374	9	.	.	PUNCT
fsr-4083	375	1	new	new	PROPN
fsr-4083	375	2	york	york	PROPN
fsr-4083	375	3	:	:	PUNCT
fsr-4083	375	4	appleton	appleton	NOUN
fsr-4083	375	5	-	-	PUNCT
fsr-4083	375	6	century	century	NOUN
fsr-4083	375	7	.	.	PUNCT
fsr-4083	376	1	stohr	stohr	NOUN
fsr-4083	376	2	-	-	PUNCT
fsr-4083	376	3	hunt	hunt	NOUN
fsr-4083	376	4	,	,	PUNCT
fsr-4083	376	5	p.	p.	NOUN
fsr-4083	376	6	m.	m.	NOUN
fsr-4083	376	7	(	(	PUNCT
fsr-4083	376	8	1996	1996	NUM
fsr-4083	376	9	)	)	PUNCT
fsr-4083	376	10	.	.	PUNCT
fsr-4083	377	1	an	an	DET
fsr-4083	377	2	analysis	analysis	NOUN
fsr-4083	377	3	of	of	ADP
fsr-4083	377	4	frequency	frequency	NOUN
fsr-4083	377	5	of	of	ADP
fsr-4083	377	6	hands	hand	NOUN
fsr-4083	377	7	-	-	PUNCT
fsr-4083	377	8	on	on	ADP
fsr-4083	377	9	experience	experience	NOUN
fsr-4083	377	10	and	and	CCONJ
fsr-4083	377	11	science	science	NOUN
fsr-4083	377	12	achievement	achievement	NOUN
fsr-4083	377	13	.	.	PUNCT
fsr-4083	378	1	journal	journal	NOUN
fsr-4083	378	2	of	of	ADP
fsr-4083	378	3	research	research	NOUN
fsr-4083	378	4	in	in	ADP
fsr-4083	378	5	science	science	NOUN
fsr-4083	378	6	teaching	teaching	NOUN
fsr-4083	378	7	,	,	PUNCT
fsr-4083	378	8	33(1	33(1	NUM
fsr-4083	378	9	)	)	PUNCT
fsr-4083	378	10	,	,	PUNCT
fsr-4083	378	11	101–109	101–109	NUM
fsr-4083	378	12	.	.	PUNCT
fsr-4083	379	1	https://doi.org/10.1002/(sici)10982736(199601)33:1<101::aidtea6>3.0.co;2-z	https://doi.org/10.1002/(sici)10982736(199601)33:1<101::aidtea6>3.0.co;2-z	PROPN
fsr-4083	379	2	tomlinson	tomlinson	PROPN
fsr-4083	379	3	,	,	PUNCT
fsr-4083	379	4	c.	c.	PROPN
fsr-4083	379	5	a.	a.	PROPN
fsr-4083	379	6	(	(	PUNCT
fsr-4083	379	7	2001	2001	NUM
fsr-4083	379	8	)	)	PUNCT
fsr-4083	379	9	.	.	PUNCT
fsr-4083	380	1	how	how	SCONJ
fsr-4083	380	2	to	to	PART
fsr-4083	380	3	differentiate	differentiate	VERB
fsr-4083	380	4	instruction	instruction	NOUN
fsr-4083	380	5	in	in	ADP
fsr-4083	380	6	mixed	mixed	ADJ
fsr-4083	380	7	-	-	PUNCT
fsr-4083	380	8	ability	ability	NOUN
fsr-4083	380	9	classrooms	classroom	NOUN
fsr-4083	380	10	.	.	PUNCT
fsr-4083	381	1	ascd	ascd	PROPN
fsr-4083	381	2	.	.	PUNCT
fsr-4083	382	1	tomlinson	tomlinson	PROPN
fsr-4083	382	2	,	,	PUNCT
fsr-4083	382	3	c.	c.	PROPN
fsr-4083	382	4	a.	a.	PROPN
fsr-4083	382	5	(	(	PUNCT
fsr-4083	382	6	2017	2017	NUM
fsr-4083	382	7	)	)	PUNCT
fsr-4083	382	8	.	.	PUNCT
fsr-4083	383	1	how	how	SCONJ
fsr-4083	383	2	to	to	PART
fsr-4083	383	3	differentiate	differentiate	VERB
fsr-4083	383	4	instruction	instruction	NOUN
fsr-4083	383	5	in	in	ADP
fsr-4083	383	6	academically	academically	ADV
fsr-4083	383	7	diverse	diverse	ADJ
fsr-4083	383	8	classrooms	classroom	NOUN
fsr-4083	383	9	.	.	PUNCT
fsr-4083	384	1	ascd	ascd	PROPN
fsr-4083	384	2	.	.	PUNCT
fsr-4083	385	1	ullah	ullah	PROPN
fsr-4083	385	2	,	,	PUNCT
fsr-4083	385	3	r.	r.	PROPN
fsr-4083	385	4	,	,	PUNCT
fsr-4083	385	5	ismail	ismail	PROPN
fsr-4083	385	6	,	,	PUNCT
fsr-4083	385	7	h.	h.	PROPN
fsr-4083	385	8	b.	b.	PROPN
fsr-4083	385	9	,	,	PUNCT
fsr-4083	385	10	khan	khan	PROPN
fsr-4083	385	11	,	,	PUNCT
fsr-4083	385	12	m.	m.	NOUN
fsr-4083	385	13	t.	t.	PROPN
fsr-4083	385	14	i.	i.	PROPN
fsr-4083	385	15	,	,	PUNCT
fsr-4083	385	16	&	&	CCONJ
fsr-4083	385	17	zeb	zeb	PROPN
fsr-4083	385	18	,	,	PUNCT
fsr-4083	385	19	a.	a.	NOUN
fsr-4083	385	20	(	(	PUNCT
fsr-4083	385	21	2024	2024	NUM
fsr-4083	385	22	)	)	PUNCT
fsr-4083	385	23	.	.	PUNCT
fsr-4083	386	1	nexus	nexus	NOUN
fsr-4083	386	2	between	between	ADP
fsr-4083	386	3	chatgpt	chatgpt	NOUN
fsr-4083	386	4	usage	usage	NOUN
fsr-4083	386	5	dimensions	dimension	NOUN
fsr-4083	386	6	and	and	CCONJ
fsr-4083	386	7	investment	investment	NOUN
fsr-4083	386	8	decision	decision	NOUN
fsr-4083	386	9	-	-	PUNCT
fsr-4083	386	10	making	making	NOUN
fsr-4083	386	11	in	in	ADP
fsr-4083	386	12	pakistan	pakistan	PROPN
fsr-4083	386	13	:	:	PUNCT
fsr-4083	386	14	moderating	moderate	VERB
fsr-4083	386	15	role	role	NOUN
fsr-4083	386	16	of	of	ADP
fsr-4083	386	17	financial	financial	ADJ
fsr-4083	386	18	literacy	literacy	NOUN
fsr-4083	386	19	.	.	PUNCT
fsr-4083	387	1	technology	technology	NOUN
fsr-4083	387	2	in	in	ADP
fsr-4083	387	3	society	society	NOUN
fsr-4083	387	4	,	,	PUNCT
fsr-4083	387	5	76	76	NUM
fsr-4083	387	6	,	,	PUNCT
fsr-4083	387	7	102454	102454	NUM
fsr-4083	387	8	.	.	PUNCT
fsr-4083	388	1	https://doi.org/10.1016/j.techsoc.2024.1	https://doi.org/10.1016/j.techsoc.2024.1	NUM
fsr-4083	388	2	02454	02454	NUM
fsr-4083	388	3	urban	urban	PROPN
fsr-4083	388	4	,	,	PUNCT
fsr-4083	388	5	c.	c.	NOUN
fsr-4083	388	6	,	,	PUNCT
fsr-4083	388	7	schmeiser	schmeiser	ADJ
fsr-4083	388	8	,	,	PUNCT
fsr-4083	388	9	m.	m.	NOUN
fsr-4083	388	10	,	,	PUNCT
fsr-4083	388	11	collins	collins	PROPN
fsr-4083	388	12	,	,	PUNCT
fsr-4083	388	13	j.	j.	PROPN
fsr-4083	388	14	m.	m.	PROPN
fsr-4083	388	15	,	,	PUNCT
fsr-4083	388	16	&	&	CCONJ
fsr-4083	388	17	brown	brown	PROPN
fsr-4083	388	18	,	,	PUNCT
fsr-4083	388	19	a.	a.	NOUN
fsr-4083	388	20	(	(	PUNCT
fsr-4083	388	21	2020	2020	NUM
fsr-4083	388	22	)	)	PUNCT
fsr-4083	388	23	.	.	PUNCT
fsr-4083	389	1	the	the	DET
fsr-4083	389	2	effects	effect	NOUN
fsr-4083	389	3	of	of	ADP
fsr-4083	389	4	high	high	ADJ
fsr-4083	389	5	school	school	NOUN
fsr-4083	389	6	personal	personal	ADJ
fsr-4083	389	7	financial	financial	ADJ
fsr-4083	389	8	education	education	NOUN
fsr-4083	389	9	policies	policy	NOUN
fsr-4083	389	10	on	on	ADP
fsr-4083	389	11	financial	financial	ADJ
fsr-4083	389	12	behavior	behavior	NOUN
fsr-4083	389	13	.	.	PUNCT
fsr-4083	390	1	economics	economic	NOUN
fsr-4083	390	2	of	of	ADP
fsr-4083	390	3	education	education	PROPN
fsr-4083	390	4	review	review	NOUN
fsr-4083	390	5	,	,	PUNCT
fsr-4083	390	6	78	78	NUM
fsr-4083	390	7	,	,	PUNCT
fsr-4083	390	8	101786	101786	NUM
fsr-4083	390	9	.	.	PUNCT
fsr-4083	391	1	https://doi.org/10.1016/j.econedurev.201	https://doi.org/10.1016/j.econedurev.201	ADJ
fsr-4083	391	2	8.03.006	8.03.006	NUM
fsr-4083	391	3	warmath	warmath	NOUN
fsr-4083	391	4	,	,	PUNCT
fsr-4083	391	5	d.	d.	PROPN
fsr-4083	391	6	,	,	PUNCT
fsr-4083	391	7	&	&	CCONJ
fsr-4083	391	8	zimmerman	zimmerman	PROPN
fsr-4083	391	9	,	,	PUNCT
fsr-4083	391	10	d.	d.	PROPN
fsr-4083	391	11	(	(	PUNCT
fsr-4083	391	12	2019	2019	NUM
fsr-4083	391	13	)	)	PUNCT
fsr-4083	391	14	.	.	PUNCT
fsr-4083	392	1	financial	financial	ADJ
fsr-4083	392	2	literacy	literacy	NOUN
fsr-4083	392	3	as	as	ADP
fsr-4083	392	4	more	more	ADJ
fsr-4083	392	5	than	than	ADP
fsr-4083	392	6	knowledge	knowledge	NOUN
fsr-4083	392	7	:	:	PUNCT
fsr-4083	392	8	the	the	DET
fsr-4083	392	9	development	development	NOUN
fsr-4083	392	10	of	of	ADP
fsr-4083	392	11	a	a	DET
fsr-4083	392	12	formative	formative	ADJ
fsr-4083	392	13	scale	scale	NOUN
fsr-4083	392	14	through	through	ADP
fsr-4083	392	15	the	the	DET
fsr-4083	392	16	lens	lens	NOUN
fsr-4083	392	17	of	of	ADP
fsr-4083	392	18	bloom	bloom	NOUN
fsr-4083	392	19	’s	’s	PART
fsr-4083	392	20	domains	domain	NOUN
fsr-4083	392	21	of	of	ADP
fsr-4083	392	22	knowledge	knowledge	NOUN
fsr-4083	392	23	.	.	PUNCT
fsr-4083	393	1	journal	journal	PROPN
fsr-4083	393	2	of	of	ADP
fsr-4083	393	3	consumer	consumer	NOUN
fsr-4083	393	4	affairs	affair	NOUN
fsr-4083	393	5	,	,	PUNCT
fsr-4083	393	6	53	53	NUM
fsr-4083	393	7	,	,	PUNCT
fsr-4083	393	8	1602–1629	1602–1629	NUM
fsr-4083	393	9	.	.	PUNCT
fsr-4083	394	1	https://doi.org/10.1111/joca.12286	https://doi.org/10.1111/joca.12286	PROPN
fsr-4083	394	2	watson	watson	PROPN
fsr-4083	394	3	,	,	PUNCT
fsr-4083	394	4	j.	j.	PROPN
fsr-4083	394	5	b.	b.	PROPN
fsr-4083	394	6	(	(	PUNCT
fsr-4083	394	7	2017	2017	NUM
fsr-4083	394	8	)	)	PUNCT
fsr-4083	394	9	.	.	PUNCT
fsr-4083	395	1	behaviorism	behaviorism	NOUN
fsr-4083	395	2	(	(	PUNCT
fsr-4083	395	3	reprint	reprint	NOUN
fsr-4083	395	4	ed	ed	NOUN
fsr-4083	395	5	.	.	PUNCT
fsr-4083	395	6	)	)	PUNCT
fsr-4083	395	7	.	.	PUNCT
fsr-4083	396	1	routledge	routledge	PROPN
fsr-4083	396	2	.	.	PUNCT
fsr-4083	397	1	ziernwald	ziernwald	PROPN
fsr-4083	397	2	,	,	PUNCT
fsr-4083	397	3	l.	l.	PROPN
fsr-4083	397	4	,	,	PUNCT
fsr-4083	397	5	hillmayr	hillmayr	PROPN
fsr-4083	397	6	,	,	PUNCT
fsr-4083	397	7	d.	d.	PROPN
fsr-4083	397	8	,	,	PUNCT
fsr-4083	397	9	&	&	CCONJ
fsr-4083	397	10	holzberger	holzberger	PROPN
fsr-4083	397	11	,	,	PUNCT
fsr-4083	397	12	d.	d.	PROPN
fsr-4083	397	13	(	(	PUNCT
fsr-4083	397	14	2022	2022	NUM
fsr-4083	397	15	)	)	PUNCT
fsr-4083	397	16	.	.	PUNCT
fsr-4083	398	1	promoting	promote	VERB
fsr-4083	398	2	high	high	ADV
fsr-4083	398	3	-	-	PUNCT
fsr-4083	398	4	achieving	achieve	VERB
fsr-4083	398	5	students	student	NOUN
fsr-4083	398	6	through	through	ADP
fsr-4083	398	7	differentiated	differentiated	ADJ
fsr-4083	398	8	instruction	instruction	NOUN
fsr-4083	398	9	in	in	ADP
fsr-4083	398	10	mixed	mixed	ADJ
fsr-4083	398	11	-	-	PUNCT
fsr-4083	398	12	ability	ability	NOUN
fsr-4083	398	13	classrooms	classroom	NOUN
fsr-4083	398	14	:	:	PUNCT
fsr-4083	398	15	a	a	DET
fsr-4083	398	16	systematic	systematic	ADJ
fsr-4083	398	17	review	review	NOUN
fsr-4083	398	18	.	.	PUNCT
fsr-4083	399	1	journal	journal	PROPN
fsr-4083	399	2	of	of	ADP
fsr-4083	399	3	advanced	advanced	ADJ
fsr-4083	399	4	academics	academic	NOUN
fsr-4083	399	5	,	,	PUNCT
fsr-4083	399	6	33(4	33(4	NUM
fsr-4083	399	7	)	)	PUNCT
fsr-4083	399	8	,	,	PUNCT
fsr-4083	399	9	540–573	540–573	NUM
fsr-4083	399	10	.	.	PUNCT
fsr-4083	400	1	https://doi.org/10.1177/1932202x22111	https://doi.org/10.1177/1932202x22111	PROPN
fsr-4083	400	2	2986	2986	NUM
fsr-4083	400	3	https://doi.org/10.1016/j.econedurev.2018.03.006	https://doi.org/10.1016/j.econedurev.2018.03.006	NOUN
fsr-4083	400	4	https://doi.org/10.1016/j.econedurev.2018.03.006	https://doi.org/10.1016/j.econedurev.2018.03.006	NOUN
fsr-4083	400	5	financial	financial	ADJ
fsr-4083	400	6	services	service	NOUN
fsr-4083	400	7	review	review	NOUN
fsr-4083	400	8	,	,	PUNCT
fsr-4083	400	9	33(4	33(4	NUM
fsr-4083	400	10	)	)	PUNCT
fsr-4083	400	11	100	100	NUM
fsr-4083	400	12	appendix	appendix	VERB
fsr-4083	400	13	a	a	DET
fsr-4083	400	14	investment	investment	NOUN
fsr-4083	400	15	planning	planning	NOUN
fsr-4083	400	16	a1	a1	NOUN
fsr-4083	400	17	investment	investment	NOUN
fsr-4083	400	18	plan	plan	NOUN
fsr-4083	400	19	objectives	objective	VERB
fsr-4083	400	20	1	1	NUM
fsr-4083	400	21	.	.	X
fsr-4083	400	22	understand	understand	VERB
fsr-4083	400	23	client	client	NOUN
fsr-4083	400	24	goals	goal	NOUN
fsr-4083	400	25	.	.	PUNCT
fsr-4083	401	1	2	2	X
fsr-4083	401	2	.	.	X
fsr-4083	401	3	write	write	VERB
fsr-4083	401	4	investment	investment	NOUN
fsr-4083	401	5	policy	policy	NOUN
fsr-4083	401	6	statement	statement	NOUN
fsr-4083	401	7	.	.	PUNCT
fsr-4083	402	1	3	3	X
fsr-4083	402	2	.	.	X
fsr-4083	402	3	create	create	VERB
fsr-4083	402	4	diversified	diversified	ADJ
fsr-4083	402	5	portfolios	portfolio	NOUN
fsr-4083	402	6	to	to	PART
fsr-4083	402	7	meet	meet	VERB
fsr-4083	402	8	those	those	DET
fsr-4083	402	9	goals	goal	NOUN
fsr-4083	402	10	.	.	PUNCT
fsr-4083	403	1	4	4	X
fsr-4083	403	2	.	.	X
fsr-4083	403	3	explain	explain	VERB
fsr-4083	403	4	your	your	PRON
fsr-4083	403	5	reasoning	reasoning	NOUN
fsr-4083	403	6	at	at	ADP
fsr-4083	403	7	a	a	DET
fsr-4083	403	8	high	high	ADJ
fsr-4083	403	9	level	level	NOUN
fsr-4083	403	10	for	for	ADP
fsr-4083	403	11	the	the	DET
fsr-4083	403	12	professor	professor	NOUN
fsr-4083	403	13	.	.	PUNCT
fsr-4083	404	1	5	5	X
fsr-4083	404	2	.	.	X
fsr-4083	404	3	explain	explain	VERB
fsr-4083	404	4	/	/	SYM
fsr-4083	404	5	educate	educate	VERB
fsr-4083	404	6	your	your	PRON
fsr-4083	404	7	client	client	NOUN
fsr-4083	404	8	on	on	ADP
fsr-4083	404	9	what	what	PRON
fsr-4083	404	10	you	you	PRON
fsr-4083	404	11	have	have	AUX
fsr-4083	404	12	done	do	VERB
fsr-4083	404	13	and	and	CCONJ
fsr-4083	404	14	why	why	SCONJ
fsr-4083	404	15	.	.	PUNCT
fsr-4083	405	1	write	write	VERB
fsr-4083	405	2	an	an	DET
fsr-4083	405	3	investment	investment	NOUN
fsr-4083	405	4	plan	plan	NOUN
fsr-4083	405	5	for	for	ADP
fsr-4083	405	6	two	two	NUM
fsr-4083	405	7	clients	client	NOUN
fsr-4083	405	8	.	.	PUNCT
fsr-4083	406	1	•	•	ADV
fsr-4083	406	2	there	there	PRON
fsr-4083	406	3	are	be	VERB
fsr-4083	406	4	three	three	NUM
fsr-4083	406	5	things	thing	NOUN
fsr-4083	406	6	to	to	PART
fsr-4083	406	7	turn	turn	VERB
fsr-4083	406	8	in	in	ADP
fsr-4083	406	9	for	for	ADP
fsr-4083	406	10	each	each	DET
fsr-4083	406	11	client	client	NOUN
fsr-4083	406	12	:	:	PUNCT
fsr-4083	407	1	1	1	X
fsr-4083	407	2	.	.	X
fsr-4083	407	3	written	write	VERB
fsr-4083	407	4	investment	investment	NOUN
fsr-4083	407	5	plan	plan	NOUN
fsr-4083	407	6	for	for	ADP
fsr-4083	407	7	client	client	NOUN
fsr-4083	407	8	.	.	PUNCT
fsr-4083	408	1	make	make	VERB
fsr-4083	408	2	it	it	PRON
fsr-4083	408	3	pretty	pretty	ADJ
fsr-4083	408	4	.	.	PUNCT
fsr-4083	409	1	2	2	X
fsr-4083	409	2	.	.	NUM
fsr-4083	409	3	diversified	diversify	VERB
fsr-4083	409	4	portfolio	portfolio	NOUN
fsr-4083	409	5	a.	a.	NOUN
fsr-4083	409	6	use	use	NOUN
fsr-4083	409	7	only	only	ADV
fsr-4083	409	8	investments	investment	NOUN
fsr-4083	409	9	offered	offer	VERB
fsr-4083	409	10	by	by	ADP
fsr-4083	409	11	fidelity	fidelity	PROPN
fsr-4083	409	12	.	.	PUNCT
fsr-4083	410	1	b.	b.	PROPN
fsr-4083	411	1	no	no	DET
fsr-4083	411	2	target	target	NOUN
fsr-4083	411	3	date	date	NOUN
fsr-4083	411	4	funds	fund	NOUN
fsr-4083	411	5	3	3	NUM
fsr-4083	411	6	.	.	X
fsr-4083	411	7	write	write	VERB
fsr-4083	411	8	up	up	ADP
fsr-4083	411	9	of	of	ADP
fsr-4083	411	10	reasoning	reason	VERB
fsr-4083	411	11	behind	behind	ADP
fsr-4083	411	12	investment	investment	NOUN
fsr-4083	411	13	choices	choice	NOUN
fsr-4083	411	14	at	at	ADP
fsr-4083	411	15	a	a	DET
fsr-4083	411	16	high	high	ADJ
fsr-4083	411	17	level	level	NOUN
fsr-4083	411	18	for	for	ADP
fsr-4083	411	19	professor	professor	NOUN
fsr-4083	411	20	stebbins	stebbin	NOUN
fsr-4083	411	21	.	.	PUNCT
fsr-4083	412	1	meet	meet	VERB
fsr-4083	412	2	your	your	PRON
fsr-4083	412	3	clients	client	NOUN
fsr-4083	412	4	!	!	PUNCT
fsr-4083	413	1	1	1	X
fsr-4083	413	2	.	.	X
fsr-4083	413	3	bobby	bobby	PROPN
fsr-4083	413	4	braxton	braxton	PROPN
fsr-4083	413	5	is	be	AUX
fsr-4083	413	6	a	a	DET
fsr-4083	413	7	patent	patent	NOUN
fsr-4083	413	8	attorney	attorney	NOUN
fsr-4083	413	9	living	live	VERB
fsr-4083	413	10	in	in	ADP
fsr-4083	413	11	colorado	colorado	PROPN
fsr-4083	413	12	.	.	PUNCT
fsr-4083	414	1	a.	a.	NOUN
fsr-4083	414	2	he	he	PRON
fsr-4083	414	3	is	be	AUX
fsr-4083	414	4	42	42	NUM
fsr-4083	414	5	years	year	NOUN
fsr-4083	414	6	old	old	ADJ
fsr-4083	414	7	and	and	CCONJ
fsr-4083	414	8	has	have	AUX
fsr-4083	414	9	not	not	PART
fsr-4083	414	10	begun	begin	VERB
fsr-4083	414	11	saving	save	VERB
fsr-4083	414	12	for	for	ADP
fsr-4083	414	13	retirement	retirement	NOUN
fsr-4083	414	14	.	.	PUNCT
fsr-4083	415	1	he	he	PRON
fsr-4083	415	2	has	have	VERB
fsr-4083	415	3	no	no	DET
fsr-4083	415	4	idea	idea	NOUN
fsr-4083	415	5	what	what	PRON
fsr-4083	415	6	risk	risk	NOUN
fsr-4083	415	7	tolerance	tolerance	NOUN
fsr-4083	415	8	is	be	AUX
fsr-4083	415	9	but	but	CCONJ
fsr-4083	415	10	does	do	AUX
fsr-4083	415	11	n’t	not	PART
fsr-4083	415	12	want	want	VERB
fsr-4083	415	13	to	to	PART
fsr-4083	415	14	lose	lose	VERB
fsr-4083	415	15	all	all	PRON
fsr-4083	415	16	of	of	ADP
fsr-4083	415	17	his	his	PRON
fsr-4083	415	18	money	money	NOUN
fsr-4083	415	19	.	.	PUNCT
fsr-4083	416	1	b.	b.	PROPN
fsr-4083	417	1	he	he	PRON
fsr-4083	417	2	earns	earn	VERB
fsr-4083	417	3	approximately	approximately	ADV
fsr-4083	417	4	$	$	SYM
fsr-4083	417	5	200,000	200,000	NUM
fsr-4083	417	6	annually	annually	ADV
fsr-4083	417	7	.	.	PUNCT
fsr-4083	418	1	c.	c.	PROPN
fsr-4083	418	2	he	he	PRON
fsr-4083	418	3	has	have	VERB
fsr-4083	418	4	2	2	NUM
fsr-4083	418	5	young	young	ADJ
fsr-4083	418	6	children	child	NOUN
fsr-4083	418	7	and	and	CCONJ
fsr-4083	418	8	a	a	DET
fsr-4083	418	9	wife	wife	NOUN
fsr-4083	418	10	.	.	PUNCT
fsr-4083	419	1	none	none	NOUN
fsr-4083	419	2	of	of	ADP
fsr-4083	419	3	them	they	PRON
fsr-4083	419	4	work	work	VERB
fsr-4083	419	5	.	.	PUNCT
fsr-4083	420	1	d.	d.	PROPN
fsr-4083	420	2	he	he	PRON
fsr-4083	420	3	wants	want	VERB
fsr-4083	420	4	to	to	PART
fsr-4083	420	5	pay	pay	VERB
fsr-4083	420	6	for	for	ADP
fsr-4083	420	7	both	both	DET
fsr-4083	420	8	children	child	NOUN
fsr-4083	420	9	to	to	PART
fsr-4083	420	10	go	go	VERB
fsr-4083	420	11	to	to	ADP
fsr-4083	420	12	texas	texas	PROPN
fsr-4083	420	13	a&m	a&m	PROPN
fsr-4083	420	14	or	or	CCONJ
fsr-4083	420	15	somewhere	somewhere	ADV
fsr-4083	420	16	with	with	ADP
fsr-4083	420	17	an	an	DET
fsr-4083	420	18	equivalent	equivalent	ADJ
fsr-4083	420	19	cost	cost	NOUN
fsr-4083	420	20	.	.	PUNCT
fsr-4083	421	1	2	2	X
fsr-4083	421	2	.	.	X
fsr-4083	421	3	you	you	PRON
fsr-4083	421	4	!	!	PUNCT
fsr-4083	422	1	a.	a.	NOUN
fsr-4083	423	1	it	it	PRON
fsr-4083	423	2	’s	’	VERB
fsr-4083	423	3	5	5	NUM
fsr-4083	423	4	years	year	NOUN
fsr-4083	423	5	after	after	SCONJ
fsr-4083	423	6	you	you	PRON
fsr-4083	423	7	graduate	graduate	VERB
fsr-4083	423	8	from	from	ADP
fsr-4083	423	9	bama	bama	NOUN
fsr-4083	423	10	.	.	PUNCT
fsr-4083	424	1	a.	a.	NOUN
fsr-4083	424	2	roll	roll	NOUN
fsr-4083	424	3	tide	tide	NOUN
fsr-4083	424	4	!	!	PUNCT
fsr-4083	425	1	b.	b.	PROPN
fsr-4083	426	1	you	you	PRON
fsr-4083	426	2	can	can	AUX
fsr-4083	426	3	be	be	AUX
fsr-4083	426	4	employed	employ	VERB
fsr-4083	426	5	wherever	wherever	SCONJ
fsr-4083	426	6	you	you	PRON
fsr-4083	426	7	want	want	VERB
fsr-4083	426	8	,	,	PUNCT
fsr-4083	426	9	married	married	ADJ
fsr-4083	426	10	or	or	CCONJ
fsr-4083	426	11	not	not	PART
fsr-4083	426	12	,	,	PUNCT
fsr-4083	426	13	kids	kid	NOUN
fsr-4083	426	14	or	or	CCONJ
fsr-4083	426	15	not	not	PART
fsr-4083	426	16	.	.	PUNCT
fsr-4083	427	1	c.	c.	NOUN
fsr-4083	427	2	basically	basically	ADV
fsr-4083	427	3	it	it	PRON
fsr-4083	427	4	’s	’	VERB
fsr-4083	427	5	where	where	SCONJ
fsr-4083	427	6	you	you	PRON
fsr-4083	427	7	envision	envision	VERB
fsr-4083	427	8	yourself	yourself	PRON
fsr-4083	427	9	in	in	ADP
fsr-4083	427	10	5	5	NUM
fsr-4083	427	11	years	year	NOUN
fsr-4083	427	12	.	.	PUNCT
fsr-4083	428	1	d.	d.	PROPN
fsr-4083	428	2	create	create	VERB
fsr-4083	428	3	your	your	PRON
fsr-4083	428	4	goals	goal	NOUN
fsr-4083	428	5	(	(	PUNCT
fsr-4083	428	6	at	at	ADP
fsr-4083	428	7	least	least	ADJ
fsr-4083	428	8	3	3	NUM
fsr-4083	428	9	)	)	PUNCT
fsr-4083	428	10	and	and	CCONJ
fsr-4083	428	11	invest	invest	VERB
fsr-4083	428	12	for	for	ADP
fsr-4083	428	13	those	those	DET
fsr-4083	428	14	goals	goal	NOUN
fsr-4083	428	15	.	.	PUNCT
fsr-4083	429	1	stebbins	stebbins	PROPN
fsr-4083	429	2	&	&	CCONJ
fsr-4083	429	3	quito	quito	PROPN
fsr-4083	429	4	101	101	NUM
fsr-4083	429	5	appendix	appendix	PROPN
fsr-4083	429	6	b	b	PROPN
fsr-4083	429	7	retirement	retirement	NOUN
fsr-4083	429	8	planning	planning	NOUN
fsr-4083	429	9	comprehensive	comprehensive	ADJ
fsr-4083	429	10	retirement	retirement	NOUN
fsr-4083	429	11	planning	planning	NOUN
fsr-4083	429	12	project	project	NOUN
fsr-4083	429	13	1	1	NUM
fsr-4083	429	14	.	.	PUNCT
fsr-4083	429	15	please	please	INTJ
fsr-4083	429	16	read	read	VERB
fsr-4083	429	17	through	through	ADP
fsr-4083	429	18	the	the	DET
fsr-4083	429	19	file	file	NOUN
fsr-4083	429	20	called	call	VERB
fsr-4083	429	21	“	"	PUNCT
fsr-4083	429	22	completed	complete	VERB
fsr-4083	429	23	client	client	NOUN
fsr-4083	429	24	lifestyle	lifestyle	NOUN
fsr-4083	429	25	intake	intake	NOUN
fsr-4083	429	26	form	form	NOUN
fsr-4083	429	27	”	"	PUNCT
fsr-4083	429	28	.	.	PUNCT
fsr-4083	430	1	this	this	PRON
fsr-4083	430	2	will	will	AUX
fsr-4083	430	3	provide	provide	VERB
fsr-4083	430	4	you	you	PRON
fsr-4083	430	5	with	with	ADP
fsr-4083	430	6	the	the	DET
fsr-4083	430	7	data	datum	NOUN
fsr-4083	430	8	you	you	PRON
fsr-4083	430	9	need	need	VERB
fsr-4083	430	10	to	to	PART
fsr-4083	430	11	create	create	VERB
fsr-4083	430	12	the	the	DET
fsr-4083	430	13	plan	plan	NOUN
fsr-4083	430	14	.	.	PUNCT
fsr-4083	431	1	jack	jack	PROPN
fsr-4083	431	2	and	and	CCONJ
fsr-4083	431	3	jill	jill	PROPN
fsr-4083	431	4	jones	jones	PROPN
fsr-4083	431	5	are	be	AUX
fsr-4083	431	6	your	your	PRON
fsr-4083	431	7	clients	client	NOUN
fsr-4083	431	8	.	.	PUNCT
fsr-4083	432	1	they	they	PRON
fsr-4083	432	2	have	have	AUX
fsr-4083	432	3	come	come	VERB
fsr-4083	432	4	to	to	ADP
fsr-4083	432	5	you	you	PRON
fsr-4083	432	6	because	because	SCONJ
fsr-4083	432	7	they	they	PRON
fsr-4083	432	8	are	be	AUX
fsr-4083	432	9	very	very	ADV
fsr-4083	432	10	concerned	concerned	ADJ
fsr-4083	432	11	about	about	ADP
fsr-4083	432	12	their	their	PRON
fsr-4083	432	13	retirement	retirement	NOUN
fsr-4083	432	14	.	.	PUNCT
fsr-4083	433	1	several	several	ADJ
fsr-4083	433	2	of	of	ADP
fsr-4083	433	3	their	their	PRON
fsr-4083	433	4	friends	friend	NOUN
fsr-4083	433	5	have	have	AUX
fsr-4083	433	6	been	be	AUX
fsr-4083	433	7	retiring	retire	VERB
fsr-4083	433	8	as	as	ADP
fsr-4083	433	9	of	of	ADP
fsr-4083	433	10	late	late	ADJ
fsr-4083	433	11	and	and	CCONJ
fsr-4083	433	12	they	they	PRON
fsr-4083	433	13	had	have	AUX
fsr-4083	433	14	n’t	not	PART
fsr-4083	433	15	really	really	ADV
fsr-4083	433	16	thought	think	VERB
fsr-4083	433	17	about	about	ADP
fsr-4083	433	18	their	their	PRON
fsr-4083	433	19	ability	ability	NOUN
fsr-4083	433	20	to	to	PART
fsr-4083	433	21	retire	retire	VERB
fsr-4083	433	22	until	until	ADP
fsr-4083	433	23	this	this	DET
fsr-4083	433	24	year	year	NOUN
fsr-4083	433	25	.	.	PUNCT
fsr-4083	434	1	they	they	PRON
fsr-4083	434	2	would	would	AUX
fsr-4083	434	3	like	like	VERB
fsr-4083	434	4	to	to	PART
fsr-4083	434	5	know	know	VERB
fsr-4083	434	6	if	if	SCONJ
fsr-4083	434	7	they	they	PRON
fsr-4083	434	8	are	be	AUX
fsr-4083	434	9	on	on	ADP
fsr-4083	434	10	track	track	NOUN
fsr-4083	434	11	to	to	PART
fsr-4083	434	12	meet	meet	VERB
fsr-4083	434	13	their	their	PRON
fsr-4083	434	14	retirement	retirement	NOUN
fsr-4083	434	15	goals	goal	NOUN
fsr-4083	434	16	.	.	PUNCT
fsr-4083	435	1	they	they	PRON
fsr-4083	435	2	have	have	AUX
fsr-4083	435	3	been	be	AUX
fsr-4083	435	4	saving	save	VERB
fsr-4083	435	5	much	much	ADV
fsr-4083	435	6	more	more	ADV
fsr-4083	435	7	lately	lately	ADV
fsr-4083	435	8	and	and	CCONJ
fsr-4083	435	9	want	want	VERB
fsr-4083	435	10	to	to	PART
fsr-4083	435	11	make	make	VERB
fsr-4083	435	12	sure	sure	ADJ
fsr-4083	435	13	it	it	PRON
fsr-4083	435	14	is	be	AUX
fsr-4083	435	15	enough	enough	ADJ
fsr-4083	435	16	.	.	PUNCT
fsr-4083	436	1	your	your	PRON
fsr-4083	436	2	job	job	NOUN
fsr-4083	436	3	is	be	AUX
fsr-4083	436	4	to	to	PART
fsr-4083	436	5	determine	determine	VERB
fsr-4083	436	6	the	the	DET
fsr-4083	436	7	likelihood	likelihood	NOUN
fsr-4083	436	8	of	of	ADP
fsr-4083	436	9	them	they	PRON
fsr-4083	436	10	meeting	meet	VERB
fsr-4083	436	11	their	their	PRON
fsr-4083	436	12	goals	goal	NOUN
fsr-4083	436	13	using	use	VERB
fsr-4083	436	14	moneyguidepro	moneyguidepro	PROPN
fsr-4083	436	15	(	(	PUNCT
fsr-4083	436	16	mgp	mgp	PROPN
fsr-4083	436	17	)	)	PUNCT
fsr-4083	436	18	and	and	CCONJ
fsr-4083	436	19	to	to	PART
fsr-4083	436	20	determine	determine	VERB
fsr-4083	436	21	what	what	PRON
fsr-4083	436	22	changes	change	NOUN
fsr-4083	436	23	would	would	AUX
fsr-4083	436	24	be	be	AUX
fsr-4083	436	25	necessary	necessary	ADJ
fsr-4083	436	26	in	in	ADP
fsr-4083	436	27	order	order	NOUN
fsr-4083	436	28	for	for	SCONJ
fsr-4083	436	29	them	they	PRON
fsr-4083	436	30	to	to	PART
fsr-4083	436	31	achieve	achieve	VERB
fsr-4083	436	32	as	as	ADP
fsr-4083	436	33	many	many	ADJ
fsr-4083	436	34	of	of	ADP
fsr-4083	436	35	their	their	PRON
fsr-4083	436	36	goals	goal	NOUN
fsr-4083	436	37	as	as	ADP
fsr-4083	436	38	possible	possible	ADJ
fsr-4083	436	39	will	will	AUX
fsr-4083	436	40	staying	stay	VERB
fsr-4083	436	41	within	within	ADP
fsr-4083	436	42	a	a	DET
fsr-4083	436	43	reasonable	reasonable	ADJ
fsr-4083	436	44	boundary	boundary	NOUN
fsr-4083	436	45	of	of	ADP
fsr-4083	436	46	success	success	NOUN
fsr-4083	436	47	.	.	PUNCT
fsr-4083	437	1	2	2	X
fsr-4083	437	2	.	.	X
fsr-4083	438	1	once	once	SCONJ
fsr-4083	438	2	you	you	PRON
fsr-4083	438	3	have	have	AUX
fsr-4083	438	4	completed	complete	VERB
fsr-4083	438	5	the	the	DET
fsr-4083	438	6	mgp	mgp	NOUN
fsr-4083	438	7	analysis	analysis	NOUN
fsr-4083	438	8	,	,	PUNCT
fsr-4083	438	9	you	you	PRON
fsr-4083	438	10	need	need	VERB
fsr-4083	438	11	to	to	PART
fsr-4083	438	12	write	write	VERB
fsr-4083	438	13	-	-	PUNCT
fsr-4083	438	14	up	up	ADP
fsr-4083	438	15	your	your	PRON
fsr-4083	438	16	findings	finding	NOUN
fsr-4083	438	17	as	as	SCONJ
fsr-4083	438	18	you	you	PRON
fsr-4083	438	19	would	would	AUX
fsr-4083	438	20	present	present	VERB
fsr-4083	438	21	them	they	PRON
fsr-4083	438	22	to	to	ADP
fsr-4083	438	23	your	your	PRON
fsr-4083	438	24	client	client	NOUN
fsr-4083	438	25	(	(	PUNCT
fsr-4083	438	26	see	see	VERB
fsr-4083	438	27	the	the	DET
fsr-4083	438	28	grading	grading	NOUN
fsr-4083	438	29	rubric	rubric	NOUN
fsr-4083	438	30	for	for	ADP
fsr-4083	438	31	a	a	DET
fsr-4083	438	32	more	more	ADV
fsr-4083	438	33	detailed	detailed	ADJ
fsr-4083	438	34	guideline	guideline	NOUN
fsr-4083	438	35	)	)	PUNCT
fsr-4083	438	36	.	.	PUNCT
fsr-4083	439	1	you	you	PRON
fsr-4083	439	2	may	may	AUX
fsr-4083	439	3	feel	feel	VERB
fsr-4083	439	4	free	free	ADJ
fsr-4083	439	5	to	to	PART
fsr-4083	439	6	include	include	VERB
fsr-4083	439	7	(	(	PUNCT
fsr-4083	439	8	cut	cut	VERB
fsr-4083	439	9	and	and	CCONJ
fsr-4083	439	10	paste	paste	NOUN
fsr-4083	439	11	)	)	PUNCT
fsr-4083	439	12	output	output	NOUN
fsr-4083	439	13	from	from	ADP
fsr-4083	439	14	mgp	mgp	NOUN
fsr-4083	439	15	analysis	analysis	NOUN
fsr-4083	439	16	and	and	CCONJ
fsr-4083	439	17	model	model	VERB
fsr-4083	439	18	your	your	PRON
fsr-4083	439	19	discussion	discussion	NOUN
fsr-4083	439	20	after	after	ADP
fsr-4083	439	21	the	the	DET
fsr-4083	439	22	presentation	presentation	NOUN
fsr-4083	439	23	feature	feature	NOUN
fsr-4083	439	24	in	in	ADP
fsr-4083	439	25	mgp	mgp	PROPN
fsr-4083	439	26	.	.	PUNCT
fsr-4083	440	1	the	the	DET
fsr-4083	440	2	write	write	NOUN
fsr-4083	440	3	-	-	PUNCT
fsr-4083	440	4	up	up	NOUN
fsr-4083	440	5	should	should	AUX
fsr-4083	440	6	at	at	ADP
fsr-4083	440	7	minimum	minimum	NOUN
fsr-4083	440	8	include	include	NOUN
fsr-4083	440	9	:	:	PUNCT
fsr-4083	440	10	•	•	NUM
fsr-4083	440	11	client	client	NOUN
fsr-4083	440	12	goals	goal	NOUN
fsr-4083	440	13	•	•	ADP
fsr-4083	440	14	assumptions	assumption	NOUN
fsr-4083	440	15	used	use	VERB
fsr-4083	440	16	•	•	NUM
fsr-4083	440	17	risk	risk	NOUN
fsr-4083	440	18	tolerance	tolerance	NOUN
fsr-4083	440	19	score	score	NOUN
fsr-4083	440	20	/	/	SYM
fsr-4083	440	21	portfolio	portfolio	NOUN
fsr-4083	440	22	•	•	NUM
fsr-4083	440	23	explanation	explanation	NOUN
fsr-4083	440	24	of	of	ADP
fsr-4083	440	25	“	"	PUNCT
fsr-4083	440	26	likelihood	likelihood	NOUN
fsr-4083	440	27	”	"	PUNCT
fsr-4083	440	28	of	of	ADP
fsr-4083	440	29	meeting	meet	VERB
fsr-4083	440	30	goals	goal	NOUN
fsr-4083	440	31	•	•	ADP
fsr-4083	440	32	current	current	ADJ
fsr-4083	440	33	likelihood	likelihood	NOUN
fsr-4083	440	34	of	of	ADP
fsr-4083	440	35	meeting	meet	VERB
fsr-4083	440	36	goals	goal	NOUN
fsr-4083	440	37	•	•	ADP
fsr-4083	440	38	alternative	alternative	ADJ
fsr-4083	440	39	to	to	PART
fsr-4083	440	40	meet	meet	VERB
fsr-4083	440	41	goals	goal	NOUN
fsr-4083	440	42	(	(	PUNCT
fsr-4083	440	43	i.e.	i.e.	X
fsr-4083	440	44	additional	additional	ADJ
fsr-4083	440	45	savings	saving	NOUN
fsr-4083	440	46	and	and	CCONJ
fsr-4083	440	47	where	where	SCONJ
fsr-4083	440	48	)	)	PUNCT
fsr-4083	440	49	•	•	ADP
fsr-4083	441	1	your	your	PRON
fsr-4083	441	2	recommendations	recommendation	NOUN
fsr-4083	441	3	to	to	PART
fsr-4083	441	4	meet	meet	VERB
fsr-4083	441	5	goals	goal	NOUN
fsr-4083	441	6	•	•	ADP
fsr-4083	441	7	likelihood	likelihood	NOUN
fsr-4083	441	8	after	after	ADP
fsr-4083	441	9	recommendations	recommendation	NOUN
fsr-4083	441	10	there	there	PRON
fsr-4083	441	11	is	be	VERB
fsr-4083	441	12	no	no	DET
fsr-4083	441	13	page	page	NOUN
fsr-4083	441	14	limit	limit	NOUN
fsr-4083	441	15	or	or	CCONJ
fsr-4083	441	16	expectation	expectation	NOUN
fsr-4083	441	17	in	in	ADP
fsr-4083	441	18	answering	answer	VERB
fsr-4083	441	19	the	the	DET
fsr-4083	441	20	above	above	NOUN
fsr-4083	441	21	,	,	PUNCT
fsr-4083	441	22	only	only	ADV
fsr-4083	441	23	that	that	SCONJ
fsr-4083	441	24	each	each	DET
fsr-4083	441	25	topic	topic	NOUN
fsr-4083	441	26	from	from	ADP
fsr-4083	441	27	the	the	DET
fsr-4083	441	28	rubric	rubric	NOUN
fsr-4083	441	29	is	be	AUX
fsr-4083	441	30	adequately	adequately	ADV
fsr-4083	441	31	addressed	address	VERB
fsr-4083	441	32	.	.	PUNCT
fsr-4083	442	1	note	note	NOUN
fsr-4083	442	2	:	:	PUNCT
fsr-4083	442	3	in	in	ADP
fsr-4083	442	4	solving	solve	VERB
fsr-4083	442	5	the	the	DET
fsr-4083	442	6	analysis	analysis	NOUN
fsr-4083	442	7	,	,	PUNCT
fsr-4083	442	8	you	you	PRON
fsr-4083	442	9	should	should	AUX
fsr-4083	442	10	not	not	PART
fsr-4083	442	11	use	use	VERB
fsr-4083	442	12	“	"	PUNCT
fsr-4083	442	13	super	super	ADJ
fsr-4083	442	14	solver	solver	NOUN
fsr-4083	442	15	”	"	PUNCT
fsr-4083	442	16	to	to	PART
fsr-4083	442	17	solve	solve	VERB
fsr-4083	442	18	your	your	PRON
fsr-4083	442	19	answer	answer	NOUN
fsr-4083	442	20	.	.	PUNCT
fsr-4083	443	1	you	you	PRON
fsr-4083	443	2	can	can	AUX
fsr-4083	443	3	adjust	adjust	VERB
fsr-4083	443	4	each	each	DET
fsr-4083	443	5	goal	goal	NOUN
fsr-4083	443	6	individually	individually	ADV
fsr-4083	443	7	in	in	ADP
fsr-4083	443	8	the	the	DET
fsr-4083	443	9	software	software	NOUN
fsr-4083	443	10	based	base	VERB
fsr-4083	443	11	off	off	ADP
fsr-4083	443	12	of	of	ADP
fsr-4083	443	13	the	the	DET
fsr-4083	443	14	ideal	ideal	ADJ
fsr-4083	443	15	and	and	CCONJ
fsr-4083	443	16	acceptable	acceptable	ADJ
fsr-4083	443	17	ranges	range	NOUN
fsr-4083	443	18	in	in	ADP
fsr-4083	443	19	conjunction	conjunction	NOUN
fsr-4083	443	20	with	with	ADP
fsr-4083	443	21	the	the	DET
fsr-4083	443	22	importance	importance	NOUN
fsr-4083	443	23	of	of	ADP
fsr-4083	443	24	each	each	DET
fsr-4083	443	25	goal	goal	NOUN
fsr-4083	443	26	.	.	PUNCT
fsr-4083	444	1	financial	financial	ADJ
fsr-4083	444	2	services	service	NOUN
fsr-4083	444	3	review	review	NOUN
fsr-4083	444	4	,	,	PUNCT
fsr-4083	444	5	33(4	33(4	NUM
fsr-4083	444	6	)	)	PUNCT
fsr-4083	444	7	102	102	NUM
fsr-4083	444	8	appendix	appendix	NOUN
fsr-4083	444	9	c	c	NOUN
fsr-4083	444	10	financial	financial	ADJ
fsr-4083	444	11	counseling	counseling	NOUN
fsr-4083	444	12	c1	c1	PROPN
fsr-4083	444	13	credit	credit	NOUN
fsr-4083	444	14	report	report	NOUN
fsr-4083	444	15	obtain	obtain	VERB
fsr-4083	444	16	your	your	PRON
fsr-4083	444	17	free	free	ADJ
fsr-4083	444	18	credit	credit	NOUN
fsr-4083	444	19	report	report	NOUN
fsr-4083	444	20	and	and	CCONJ
fsr-4083	444	21	check	check	VERB
fsr-4083	444	22	it	it	PRON
fsr-4083	444	23	for	for	ADP
fsr-4083	444	24	errors	error	NOUN
fsr-4083	444	25	https://www.annualcreditreport.com/index.action	https://www.annualcreditreport.com/index.action	NOUN
fsr-4083	444	26	you	you	PRON
fsr-4083	444	27	can	can	AUX
fsr-4083	444	28	obtain	obtain	VERB
fsr-4083	444	29	the	the	DET
fsr-4083	444	30	report	report	NOUN
fsr-4083	444	31	from	from	ADP
fsr-4083	444	32	any	any	DET
fsr-4083	444	33	credit	credit	NOUN
fsr-4083	444	34	reporting	reporting	NOUN
fsr-4083	444	35	agency	agency	NOUN
fsr-4083	444	36	you	you	PRON
fsr-4083	444	37	choose	choose	VERB
fsr-4083	444	38	.	.	PUNCT
fsr-4083	445	1	feel	feel	VERB
fsr-4083	445	2	free	free	ADJ
fsr-4083	445	3	to	to	PART
fsr-4083	445	4	share	share	VERB
fsr-4083	445	5	the	the	DET
fsr-4083	445	6	whole	whole	ADJ
fsr-4083	445	7	report	report	NOUN
fsr-4083	445	8	or	or	CCONJ
fsr-4083	445	9	just	just	ADV
fsr-4083	445	10	a	a	DET
fsr-4083	445	11	screenshot	screenshot	NOUN
fsr-4083	445	12	with	with	ADP
fsr-4083	445	13	enough	enough	ADJ
fsr-4083	445	14	shown	show	VERB
fsr-4083	445	15	to	to	PART
fsr-4083	445	16	prove	prove	VERB
fsr-4083	445	17	you	you	PRON
fsr-4083	445	18	obtained	obtain	VERB
fsr-4083	445	19	the	the	DET
fsr-4083	445	20	report	report	NOUN
fsr-4083	445	21	.	.	PUNCT
fsr-4083	446	1	if	if	SCONJ
fsr-4083	446	2	you	you	PRON
fsr-4083	446	3	have	have	VERB
fsr-4083	446	4	any	any	DET
fsr-4083	446	5	questions	question	NOUN
fsr-4083	446	6	about	about	ADP
fsr-4083	446	7	your	your	PRON
fsr-4083	446	8	report	report	NOUN
fsr-4083	446	9	or	or	CCONJ
fsr-4083	446	10	want	want	VERB
fsr-4083	446	11	to	to	PART
fsr-4083	446	12	dispute	dispute	VERB
fsr-4083	446	13	an	an	DET
fsr-4083	446	14	error	error	NOUN
fsr-4083	446	15	on	on	ADP
fsr-4083	446	16	the	the	DET
fsr-4083	446	17	report	report	NOUN
fsr-4083	446	18	,	,	PUNCT
fsr-4083	446	19	i	i	PRON
fsr-4083	446	20	am	be	AUX
fsr-4083	446	21	happy	happy	ADJ
fsr-4083	446	22	to	to	PART
fsr-4083	446	23	help	help	VERB
fsr-4083	446	24	.	.	PUNCT
fsr-4083	447	1	c2	c2	PROPN
fsr-4083	447	2	eating	eat	VERB
fsr-4083	447	3	healthy	healthy	ADJ
fsr-4083	447	4	on	on	ADP
fsr-4083	447	5	a	a	DET
fsr-4083	447	6	budget	budget	NOUN
fsr-4083	447	7	if	if	SCONJ
fsr-4083	447	8	you	you	PRON
fsr-4083	447	9	do	do	AUX
fsr-4083	447	10	n't	not	PART
fsr-4083	447	11	eat	eat	VERB
fsr-4083	447	12	,	,	PUNCT
fsr-4083	447	13	you	you	PRON
fsr-4083	447	14	will	will	AUX
fsr-4083	447	15	die	die	VERB
fsr-4083	447	16	.	.	PUNCT
fsr-4083	448	1	this	this	DET
fsr-4083	448	2	assignment	assignment	NOUN
fsr-4083	448	3	is	be	AUX
fsr-4083	448	4	designed	design	VERB
fsr-4083	448	5	to	to	PART
fsr-4083	448	6	help	help	VERB
fsr-4083	448	7	you	you	PRON
fsr-4083	448	8	stay	stay	VERB
fsr-4083	448	9	alive	alive	ADJ
fsr-4083	448	10	and	and	CCONJ
fsr-4083	448	11	better	well	ADV
fsr-4083	448	12	understand	understand	VERB
fsr-4083	448	13	how	how	SCONJ
fsr-4083	448	14	to	to	PART
fsr-4083	448	15	eat	eat	VERB
fsr-4083	448	16	healthy	healthy	ADJ
fsr-4083	448	17	on	on	ADP
fsr-4083	448	18	a	a	DET
fsr-4083	448	19	budget	budget	NOUN
fsr-4083	448	20	.	.	PUNCT
fsr-4083	449	1	this	this	DET
fsr-4083	449	2	assignment	assignment	NOUN
fsr-4083	449	3	is	be	AUX
fsr-4083	449	4	worth	worth	ADJ
fsr-4083	449	5	2	2	NUM
fsr-4083	449	6	assignment	assignment	NOUN
fsr-4083	449	7	grades	grade	NOUN
fsr-4083	449	8	.	.	PUNCT
fsr-4083	450	1	the	the	DET
fsr-4083	450	2	assignment	assignment	NOUN
fsr-4083	450	3	:	:	PUNCT
fsr-4083	450	4	•	•	NUM
fsr-4083	450	5	make	make	VERB
fsr-4083	450	6	a	a	DET
fsr-4083	450	7	healthy	healthy	ADJ
fsr-4083	450	8	meal	meal	NOUN
fsr-4083	450	9	for	for	ADP
fsr-4083	450	10	less	less	ADJ
fsr-4083	450	11	than	than	ADP
fsr-4083	450	12	$	$	SYM
fsr-4083	450	13	5	5	NUM
fsr-4083	450	14	per	per	ADP
fsr-4083	450	15	serving	serve	VERB
fsr-4083	450	16	.	.	PUNCT
fsr-4083	451	1	o	o	PROPN
fsr-4083	451	2	include	include	VERB
fsr-4083	451	3	cost	cost	NOUN
fsr-4083	451	4	per	per	ADP
fsr-4083	451	5	serving	serve	VERB
fsr-4083	451	6	(	(	PUNCT
fsr-4083	451	7	receipt	receipt	NOUN
fsr-4083	451	8	or	or	CCONJ
fsr-4083	451	9	list	list	NOUN
fsr-4083	451	10	cost	cost	NOUN
fsr-4083	451	11	of	of	ADP
fsr-4083	451	12	each	each	DET
fsr-4083	451	13	ingredient	ingredient	NOUN
fsr-4083	451	14	)	)	PUNCT
fsr-4083	451	15	•	•	ADP
fsr-4083	452	1	what	what	PRON
fsr-4083	452	2	is	be	AUX
fsr-4083	452	3	healthy	healthy	ADJ
fsr-4083	452	4	?	?	PUNCT
fsr-4083	453	1	o	o	X
fsr-4083	453	2	https://www.dietaryguidelines.gov/sites/default/files/2021-03/dga_20202025_startsimple_withmyplate_english_color.pdf	https://www.dietaryguidelines.gov/sites/default/files/2021-03/dga_20202025_startsimple_withmyplate_english_color.pdf	PROPN
fsr-4083	453	3	•	•	NUM
fsr-4083	453	4	provide	provide	VERB
fsr-4083	453	5	recipe	recipe	NOUN
fsr-4083	453	6	.	.	PUNCT
fsr-4083	454	1	•	•	NUM
fsr-4083	454	2	take	take	VERB
fsr-4083	454	3	a	a	DET
fsr-4083	454	4	picture	picture	NOUN
fsr-4083	454	5	of	of	ADP
fsr-4083	454	6	the	the	DET
fsr-4083	454	7	meal	meal	NOUN
fsr-4083	454	8	.	.	PUNCT
fsr-4083	455	1	•	•	INTJ
fsr-4083	455	2	cite	cite	VERB
fsr-4083	455	3	the	the	DET
fsr-4083	455	4	source	source	NOUN
fsr-4083	455	5	of	of	ADP
fsr-4083	455	6	the	the	DET
fsr-4083	455	7	recipe	recipe	NOUN
fsr-4083	455	8	if	if	SCONJ
fsr-4083	455	9	applicable	applicable	ADJ
fsr-4083	455	10	.	.	PUNCT
fsr-4083	456	1	•	•	NUM
fsr-4083	456	2	post	post	NOUN
fsr-4083	456	3	all	all	PRON
fsr-4083	456	4	of	of	ADP
fsr-4083	456	5	the	the	DET
fsr-4083	456	6	above	above	NOUN
fsr-4083	456	7	to	to	ADP
fsr-4083	456	8	the	the	DET
fsr-4083	456	9	discussion	discussion	NOUN
fsr-4083	456	10	board	board	NOUN
fsr-4083	456	11	.	.	PUNCT
fsr-4083	457	1	(	(	PUNCT
fsr-4083	457	2	note	note	NOUN
fsr-4083	457	3	:	:	PUNCT
fsr-4083	457	4	you	you	PRON
fsr-4083	457	5	can	can	AUX
fsr-4083	457	6	claim	claim	VERB
fsr-4083	457	7	your	your	PRON
fsr-4083	457	8	meal	meal	NOUN
fsr-4083	457	9	in	in	ADP
fsr-4083	457	10	advance	advance	NOUN
fsr-4083	457	11	by	by	ADP
fsr-4083	457	12	posting	post	VERB
fsr-4083	457	13	what	what	PRON
fsr-4083	457	14	meal	meal	NOUN
fsr-4083	457	15	you	you	PRON
fsr-4083	457	16	're	be	AUX
fsr-4083	457	17	claiming	claim	VERB
fsr-4083	457	18	on	on	ADP
fsr-4083	457	19	the	the	DET
fsr-4083	457	20	discussion	discussion	NOUN
fsr-4083	457	21	board	board	NOUN
fsr-4083	457	22	.	.	PUNCT
fsr-4083	458	1	this	this	DET
fsr-4083	458	2	way	way	NOUN
fsr-4083	458	3	i	i	PRON
fsr-4083	458	4	do	do	AUX
fsr-4083	458	5	n't	not	PART
fsr-4083	458	6	have	have	VERB
fsr-4083	458	7	half	half	DET
fsr-4083	458	8	the	the	DET
fsr-4083	458	9	class	class	NOUN
fsr-4083	458	10	making	make	VERB
fsr-4083	458	11	the	the	DET
fsr-4083	458	12	same	same	ADJ
fsr-4083	458	13	meal	meal	NOUN
fsr-4083	458	14	.	.	PUNCT
fsr-4083	458	15	)	)	PUNCT
fsr-4083	459	1	this	this	PRON
fsr-4083	459	2	could	could	AUX
fsr-4083	459	3	be	be	AUX
fsr-4083	459	4	a	a	DET
fsr-4083	459	5	bulk	bulk	ADJ
fsr-4083	459	6	meal	meal	NOUN
fsr-4083	459	7	prep	prep	NOUN
fsr-4083	459	8	of	of	ADP
fsr-4083	459	9	a	a	DET
fsr-4083	459	10	week	week	NOUN
fsr-4083	459	11	+	+	CCONJ
fsr-4083	459	12	worth	worth	NOUN
fsr-4083	459	13	of	of	ADP
fsr-4083	459	14	food	food	NOUN
fsr-4083	459	15	and	and	CCONJ
fsr-4083	459	16	then	then	ADV
fsr-4083	459	17	divided	divide	VERB
fsr-4083	459	18	into	into	ADP
fsr-4083	459	19	individual	individual	ADJ
fsr-4083	459	20	meals	meal	NOUN
fsr-4083	459	21	.	.	PUNCT
fsr-4083	460	1	this	this	PRON
fsr-4083	460	2	could	could	AUX
fsr-4083	460	3	be	be	AUX
fsr-4083	460	4	a	a	DET
fsr-4083	460	5	meal	meal	NOUN
fsr-4083	460	6	for	for	ADP
fsr-4083	460	7	multiple	multiple	ADJ
fsr-4083	460	8	people	people	NOUN
fsr-4083	460	9	.	.	PUNCT
fsr-4083	461	1	restrictions	restriction	NOUN
fsr-4083	461	2	:	:	PUNCT
fsr-4083	461	3	•	•	NUM
fsr-4083	461	4	no	no	PRON
fsr-4083	461	5	frozen	frozen	ADJ
fsr-4083	461	6	/	/	SYM
fsr-4083	461	7	pre	pre	VERB
fsr-4083	461	8	-	-	VERB
fsr-4083	461	9	made	make	VERB
fsr-4083	461	10	meals	meal	NOUN
fsr-4083	461	11	o	o	NOUN
fsr-4083	461	12	note	note	NOUN
fsr-4083	461	13	:	:	PUNCT
fsr-4083	461	14	meal	meal	NOUN
fsr-4083	461	15	prep	prep	NOUN
fsr-4083	461	16	services	service	NOUN
fsr-4083	461	17	like	like	ADP
fsr-4083	461	18	hellofresh	hellofresh	NOUN
fsr-4083	461	19	might	might	AUX
fsr-4083	461	20	have	have	VERB
fsr-4083	461	21	introductory	introductory	NOUN
fsr-4083	461	22	offers	offer	NOUN
fsr-4083	461	23	that	that	PRON
fsr-4083	461	24	could	could	AUX
fsr-4083	461	25	be	be	AUX
fsr-4083	461	26	gamed	game	VERB
fsr-4083	461	27	,	,	PUNCT
fsr-4083	461	28	but	but	CCONJ
fsr-4083	461	29	for	for	ADP
fsr-4083	461	30	the	the	DET
fsr-4083	461	31	purposes	purpose	NOUN
fsr-4083	461	32	of	of	ADP
fsr-4083	461	33	this	this	DET
fsr-4083	461	34	assignment	assignment	NOUN
fsr-4083	461	35	,	,	PUNCT
fsr-4083	461	36	this	this	PRON
fsr-4083	461	37	is	be	AUX
fsr-4083	461	38	a	a	DET
fsr-4083	461	39	meal	meal	NOUN
fsr-4083	461	40	you	you	PRON
fsr-4083	461	41	make	make	VERB
fsr-4083	461	42	yourself	yourself	PRON
fsr-4083	461	43	.	.	PUNCT
fsr-4083	462	1	•	•	INTJ
fsr-4083	462	2	no	no	DET
fsr-4083	462	3	sandwiches	sandwich	NOUN
fsr-4083	462	4	•	•	NOUN
fsr-4083	462	5	no	no	DET
fsr-4083	462	6	use	use	NOUN
fsr-4083	462	7	of	of	ADP
fsr-4083	462	8	food	food	NOUN
fsr-4083	462	9	pantry	pantry	NOUN
fsr-4083	462	10	/	/	SYM
fsr-4083	462	11	wic	wic	NOUN
fsr-4083	462	12	/	/	SYM
fsr-4083	462	13	snap	snap	NOUN
fsr-4083	462	14	type	type	NOUN
fsr-4083	462	15	benefits	benefit	NOUN
fsr-4083	462	16	.	.	PUNCT
fsr-4083	463	1	these	these	PRON
fsr-4083	463	2	are	be	AUX
fsr-4083	463	3	definitely	definitely	ADV
fsr-4083	463	4	great	great	ADJ
fsr-4083	463	5	resources	resource	NOUN
fsr-4083	463	6	when	when	SCONJ
fsr-4083	463	7	in	in	ADP
fsr-4083	463	8	need	need	NOUN
fsr-4083	463	9	,	,	PUNCT
fsr-4083	463	10	but	but	CCONJ
fsr-4083	463	11	again	again	ADV
fsr-4083	463	12	not	not	PART
fsr-4083	463	13	in	in	ADP
fsr-4083	463	14	the	the	DET
fsr-4083	463	15	spirit	spirit	NOUN
fsr-4083	463	16	of	of	ADP
fsr-4083	463	17	this	this	DET
fsr-4083	463	18	assignment	assignment	NOUN
fsr-4083	463	19	.	.	PUNCT
fsr-4083	464	1	resources	resource	NOUN
fsr-4083	464	2	:	:	PUNCT
fsr-4083	464	3	nutrition	nutrition	NOUN
fsr-4083	464	4	on	on	ADP
fsr-4083	464	5	a	a	DET
fsr-4083	464	6	budget	budget	NOUN
fsr-4083	465	1	|	|	ADV
fsr-4083	465	2	nutrition.gov	nutrition.gov	PRON
fsr-4083	465	3	find	find	VERB
fsr-4083	465	4	tips	tip	NOUN
fsr-4083	465	5	for	for	ADP
fsr-4083	465	6	eating	eat	VERB
fsr-4083	465	7	healthy	healthy	ADJ
fsr-4083	465	8	on	on	ADP
fsr-4083	465	9	a	a	DET
fsr-4083	465	10	budget	budget	NOUN
fsr-4083	465	11	and	and	CCONJ
fsr-4083	465	12	saving	save	VERB
fsr-4083	465	13	money	money	NOUN
fsr-4083	465	14	when	when	SCONJ
fsr-4083	465	15	food	food	NOUN
fsr-4083	465	16	shopping	shopping	NOUN
fsr-4083	465	17	.	.	PUNCT
fsr-4083	466	1	eating	eat	VERB
fsr-4083	466	2	cheap	cheap	ADV
fsr-4083	466	3	but	but	CCONJ
fsr-4083	466	4	eating	eat	VERB
fsr-4083	466	5	healthy	healthy	ADJ
fsr-4083	466	6	(	(	PUNCT
fsr-4083	466	7	rutgers	rutgers	PROPN
fsr-4083	466	8	njaes	njaes	PROPN
fsr-4083	466	9	)	)	PUNCT
fsr-4083	466	10	sshw	sshw	NOUN
fsr-4083	466	11	worldwide	worldwide	ADJ
fsr-4083	466	12	challenge	challenge	NOUN
fsr-4083	466	13	daily	daily	ADJ
fsr-4083	466	14	motivational	motivational	ADJ
fsr-4083	466	15	messages	message	NOUN
fsr-4083	466	16	from	from	ADP
fsr-4083	466	17	rutgers	rutgers	PROPN
fsr-4083	466	18	njaes	njaes	PROPN
fsr-4083	466	19	.	.	PUNCT
fsr-4083	467	1	https://www.annualcreditreport.com/index.action	https://www.annualcreditreport.com/index.action	NOUN
fsr-4083	467	2	https://www.dietaryguidelines.gov/sites/default/files/2021-03/dga_2020-2025_startsimple_withmyplate_english_color.pdf	https://www.dietaryguidelines.gov/sites/default/files/2021-03/dga_2020-2025_startsimple_withmyplate_english_color.pdf	PROPN
fsr-4083	467	3	https://www.dietaryguidelines.gov/sites/default/files/2021-03/dga_2020-2025_startsimple_withmyplate_english_color.pdf	https://www.dietaryguidelines.gov/sites/default/files/2021-03/dga_2020-2025_startsimple_withmyplate_english_color.pdf	ADJ
fsr-4083	467	4	https://www.nutrition.gov/topics/food-security-and-access/nutrition-budget	https://www.nutrition.gov/topics/food-security-and-access/nutrition-budget	NOUN
fsr-4083	467	5	https://www.nutrition.gov/topics/food-security-and-access/nutrition-budget	https://www.nutrition.gov/topics/food-security-and-access/nutrition-budget	NOUN
fsr-4083	467	6	https://njaes.rutgers.edu/sshw/message/message.php?p=health&m=130	https://njaes.rutgers.edu/sshw/message/message.php?p=health&m=130	ADP
fsr-4083	467	7	https://njaes.rutgers.edu/sshw/message/message.php?p=health&m=130	https://njaes.rutgers.edu/sshw/message/message.php?p=health&m=130	PROPN
fsr-4083	467	8	stebbins	stebbins	PROPN
fsr-4083	467	9	&	&	CCONJ
fsr-4083	467	10	quito	quito	PROPN
fsr-4083	467	11	103	103	NUM
fsr-4083	468	1	c3	c3	PROPN
fsr-4083	468	2	counselor	counselor	NOUN
fsr-4083	468	3	/	/	SYM
fsr-4083	468	4	client	client	NOUN
fsr-4083	468	5	role	role	NOUN
fsr-4083	468	6	play	play	VERB
fsr-4083	468	7	role	role	NOUN
fsr-4083	468	8	play	play	VERB
fsr-4083	468	9	a	a	DET
fsr-4083	468	10	counseling	counseling	NOUN
fsr-4083	468	11	session	session	NOUN
fsr-4083	468	12	with	with	ADP
fsr-4083	468	13	a	a	DET
fsr-4083	468	14	friend	friend	NOUN
fsr-4083	468	15	!	!	PUNCT
fsr-4083	469	1	show	show	VERB
fsr-4083	469	2	your	your	PRON
fsr-4083	469	3	ethos	ethos	NOUN
fsr-4083	469	4	with	with	ADP
fsr-4083	469	5	the	the	DET
fsr-4083	469	6	way	way	NOUN
fsr-4083	469	7	you	you	PRON
fsr-4083	469	8	dress	dress	VERB
fsr-4083	469	9	,	,	PUNCT
fsr-4083	469	10	the	the	DET
fsr-4083	469	11	location	location	NOUN
fsr-4083	469	12	(	(	PUNCT
fsr-4083	469	13	you	you	PRON
fsr-4083	469	14	are	be	AUX
fsr-4083	469	15	encouraged	encouraged	ADJ
fsr-4083	469	16	to	to	PART
fsr-4083	469	17	use	use	VERB
fsr-4083	469	18	the	the	DET
fsr-4083	469	19	counseling	counseling	NOUN
fsr-4083	469	20	lab	lab	NOUN
fsr-4083	469	21	on	on	ADP
fsr-4083	469	22	the	the	DET
fsr-4083	469	23	3rd	3rd	ADJ
fsr-4083	469	24	floor	floor	NOUN
fsr-4083	469	25	of	of	ADP
fsr-4083	469	26	adams	adams	PROPN
fsr-4083	469	27	hall	hall	PROPN
fsr-4083	469	28	)	)	PUNCT
fsr-4083	469	29	,	,	PUNCT
fsr-4083	469	30	and	and	CCONJ
fsr-4083	469	31	anything	anything	PRON
fsr-4083	469	32	else	else	ADV
fsr-4083	469	33	that	that	PRON
fsr-4083	469	34	might	might	AUX
fsr-4083	469	35	help	help	VERB
fsr-4083	469	36	.	.	PUNCT
fsr-4083	470	1	show	show	VERB
fsr-4083	470	2	the	the	DET
fsr-4083	470	3	communication	communication	NOUN
fsr-4083	470	4	skills	skill	NOUN
fsr-4083	470	5	we	we	PRON
fsr-4083	470	6	learned	learn	VERB
fsr-4083	470	7	and	and	CCONJ
fsr-4083	470	8	the	the	DET
fsr-4083	470	9	surviving	survive	VERB
fsr-4083	470	10	debt	debt	NOUN
fsr-4083	470	11	content	content	NOUN
fsr-4083	470	12	covered	cover	VERB
fsr-4083	470	13	to	to	PART
fsr-4083	470	14	help	help	VERB
fsr-4083	470	15	your	your	PRON
fsr-4083	470	16	client	client	NOUN
fsr-4083	470	17	with	with	ADP
fsr-4083	470	18	their	their	PRON
fsr-4083	470	19	issue(s	issue(s	NOUN
fsr-4083	470	20	)	)	PUNCT
fsr-4083	470	21	.	.	PUNCT
fsr-4083	471	1	the	the	DET
fsr-4083	471	2	video	video	NOUN
fsr-4083	471	3	should	should	AUX
fsr-4083	471	4	be	be	AUX
fsr-4083	471	5	at	at	ADV
fsr-4083	471	6	least	least	ADV
fsr-4083	471	7	10	10	NUM
fsr-4083	471	8	minutes	minute	NOUN
fsr-4083	471	9	.	.	PUNCT
fsr-4083	472	1	you	you	PRON
fsr-4083	472	2	can	can	AUX
fsr-4083	472	3	share	share	VERB
fsr-4083	472	4	them	they	PRON
fsr-4083	472	5	with	with	ADP
fsr-4083	472	6	me	i	PRON
fsr-4083	472	7	in	in	ADP
fsr-4083	472	8	ua	ua	PROPN
fsr-4083	472	9	box	box	PROPN
fsr-4083	472	10	or	or	CCONJ
fsr-4083	472	11	emailing	email	VERB
fsr-4083	472	12	me	i	PRON
fsr-4083	472	13	(	(	PUNCT
fsr-4083	472	14	rstebbins@ua.edu	rstebbins@ua.edu	PROPN
fsr-4083	472	15	)	)	PUNCT
fsr-4083	472	16	when	when	SCONJ
fsr-4083	472	17	you	you	PRON
fsr-4083	472	18	've	have	AUX
fsr-4083	472	19	completed	complete	VERB
fsr-4083	472	20	the	the	DET
fsr-4083	472	21	video	video	NOUN
fsr-4083	472	22	.	.	PUNCT
fsr-4083	473	1	videos	video	NOUN
fsr-4083	473	2	are	be	AUX
fsr-4083	473	3	due	due	ADJ
fsr-4083	473	4	xx	xx	PROPN
fsr-4083	473	5	/	/	SYM
fsr-4083	473	6	xx	xx	NUM
fsr-4083	473	7	at	at	ADP
fsr-4083	473	8	11:59pm	11:59pm	PROPN
fsr-4083	473	9	.	.	PUNCT
fsr-4083	474	1	financial	financial	ADJ
fsr-4083	474	2	services	service	NOUN
fsr-4083	474	3	review	review	NOUN
fsr-4083	474	4	,	,	PUNCT
fsr-4083	474	5	33(4	33(4	NUM
fsr-4083	474	6	)	)	PUNCT
fsr-4083	474	7	104	104	NUM
fsr-4083	474	8	appendix	appendix	NOUN
fsr-4083	474	9	d	d	NOUN
fsr-4083	474	10	estate	estate	NOUN
fsr-4083	474	11	planning	planning	NOUN
fsr-4083	474	12	d1	d1	PROPN
fsr-4083	474	13	comprehensive	comprehensive	ADJ
fsr-4083	474	14	estate	estate	NOUN
fsr-4083	474	15	plan	plan	NOUN
fsr-4083	474	16	client	client	NOUN
fsr-4083	474	17	profile	profile	NOUN
fsr-4083	474	18	:	:	PUNCT
fsr-4083	474	19	look	look	VERB
fsr-4083	474	20	in	in	ADP
fsr-4083	474	21	a	a	DET
fsr-4083	474	22	mirror	mirror	NOUN
fsr-4083	474	23	.	.	PUNCT
fsr-4083	475	1	it	it	PRON
fsr-4083	475	2	’s	’	VERB
fsr-4083	475	3	you	you	PRON
fsr-4083	475	4	!	!	PUNCT
fsr-4083	476	1	you	you	PRON
fsr-4083	476	2	must	must	AUX
fsr-4083	476	3	create	create	VERB
fsr-4083	476	4	an	an	DET
fsr-4083	476	5	estate	estate	NOUN
fsr-4083	476	6	plan	plan	NOUN
fsr-4083	476	7	for	for	ADP
fsr-4083	476	8	yourself	yourself	PRON
fsr-4083	476	9	today	today	NOUN
fsr-4083	476	10	and	and	CCONJ
fsr-4083	476	11	another	another	DET
fsr-4083	476	12	one	one	NOUN
fsr-4083	476	13	at	at	ADP
fsr-4083	476	14	age	age	NOUN
fsr-4083	476	15	50	50	NUM
fsr-4083	476	16	.	.	PUNCT
fsr-4083	477	1	you	you	PRON
fsr-4083	477	2	can	can	AUX
fsr-4083	477	3	have	have	VERB
fsr-4083	477	4	a	a	DET
fsr-4083	477	5	family	family	NOUN
fsr-4083	477	6	or	or	CCONJ
fsr-4083	477	7	not	not	PART
fsr-4083	477	8	,	,	PUNCT
fsr-4083	477	9	whatever	whatever	PRON
fsr-4083	477	10	you	you	PRON
fsr-4083	477	11	envision	envision	VERB
fsr-4083	477	12	for	for	ADP
fsr-4083	477	13	yourself	yourself	PRON
fsr-4083	477	14	at	at	ADP
fsr-4083	477	15	age	age	NOUN
fsr-4083	477	16	50	50	NUM
fsr-4083	477	17	.	.	PUNCT
fsr-4083	478	1	make	make	VERB
fsr-4083	478	2	any	any	DET
fsr-4083	478	3	reasonable	reasonable	ADJ
fsr-4083	478	4	assumptions	assumption	NOUN
fsr-4083	478	5	needed	need	VERB
fsr-4083	478	6	to	to	PART
fsr-4083	478	7	create	create	VERB
fsr-4083	478	8	the	the	DET
fsr-4083	478	9	plan	plan	NOUN
fsr-4083	478	10	,	,	PUNCT
fsr-4083	478	11	explaining	explain	VERB
fsr-4083	478	12	the	the	DET
fsr-4083	478	13	assumption	assumption	NOUN
fsr-4083	478	14	and	and	CCONJ
fsr-4083	478	15	why	why	SCONJ
fsr-4083	478	16	it	it	PRON
fsr-4083	478	17	was	be	AUX
fsr-4083	478	18	made	make	VERB
fsr-4083	478	19	.	.	PUNCT
fsr-4083	479	1	please	please	INTJ
fsr-4083	479	2	write	write	VERB
fsr-4083	479	3	the	the	DET
fsr-4083	479	4	plan	plan	NOUN
fsr-4083	479	5	to	to	ADP
fsr-4083	479	6	yourself	yourself	PRON
fsr-4083	479	7	.	.	PUNCT
fsr-4083	480	1	so	so	ADV
fsr-4083	480	2	,	,	PUNCT
fsr-4083	480	3	for	for	ADP
fsr-4083	480	4	billy	billy	PROPN
fsr-4083	480	5	smith	smith	PROPN
fsr-4083	480	6	,	,	PUNCT
fsr-4083	480	7	it	it	PRON
fsr-4083	480	8	would	would	AUX
fsr-4083	480	9	be	be	AUX
fsr-4083	480	10	written	write	VERB
fsr-4083	480	11	to	to	ADP
fsr-4083	480	12	billy	billy	ADV
fsr-4083	480	13	from	from	ADP
fsr-4083	480	14	smith	smith	PROPN
fsr-4083	480	15	financial	financial	PROPN
fsr-4083	480	16	planning	planning	NOUN
fsr-4083	480	17	(	(	PUNCT
fsr-4083	480	18	or	or	CCONJ
fsr-4083	480	19	whatever	whatever	DET
fsr-4083	480	20	firm	firm	ADJ
fsr-4083	480	21	name	name	NOUN
fsr-4083	480	22	)	)	PUNCT
fsr-4083	480	23	.	.	PUNCT
fsr-4083	481	1	what	what	PRON
fsr-4083	481	2	is	be	AUX
fsr-4083	481	3	needed	need	VERB
fsr-4083	481	4	in	in	ADP
fsr-4083	481	5	your	your	PRON
fsr-4083	481	6	estate	estate	NOUN
fsr-4083	481	7	plan	plan	NOUN
fsr-4083	481	8	?	?	PUNCT
fsr-4083	482	1	1	1	X
fsr-4083	482	2	.	.	X
fsr-4083	482	3	cover	cover	NOUN
fsr-4083	482	4	letter	letter	NOUN
fsr-4083	482	5	to	to	ADP
fsr-4083	482	6	yourself	yourself	PRON
fsr-4083	482	7	giving	give	VERB
fsr-4083	482	8	an	an	DET
fsr-4083	482	9	overview	overview	NOUN
fsr-4083	482	10	of	of	ADP
fsr-4083	482	11	the	the	DET
fsr-4083	482	12	plan	plan	NOUN
fsr-4083	482	13	.	.	PUNCT
fsr-4083	483	1	2	2	X
fsr-4083	483	2	.	.	X
fsr-4083	483	3	client	client	NOUN
fsr-4083	483	4	profile	profile	NOUN
fsr-4083	483	5	should	should	AUX
fsr-4083	483	6	include	include	VERB
fsr-4083	483	7	a	a	DET
fsr-4083	483	8	detailed	detailed	ADJ
fsr-4083	483	9	net	net	ADJ
fsr-4083	483	10	worth	worth	ADJ
fsr-4083	483	11	statement	statement	NOUN
fsr-4083	483	12	with	with	ADP
fsr-4083	483	13	a	a	DET
fsr-4083	483	14	notation	notation	NOUN
fsr-4083	483	15	on	on	ADP
fsr-4083	483	16	how	how	SCONJ
fsr-4083	483	17	each	each	DET
fsr-4083	483	18	asset	asset	NOUN
fsr-4083	483	19	(	(	PUNCT
fsr-4083	483	20	including	include	VERB
fsr-4083	483	21	digital	digital	ADJ
fsr-4083	483	22	assets	asset	NOUN
fsr-4083	483	23	)	)	PUNCT
fsr-4083	483	24	will	will	AUX
fsr-4083	483	25	be	be	AUX
fsr-4083	483	26	retitled	retitle	VERB
fsr-4083	483	27	(	(	PUNCT
fsr-4083	483	28	beneficiary	beneficiary	NOUN
fsr-4083	483	29	designation	designation	NOUN
fsr-4083	483	30	,	,	PUNCT
fsr-4083	483	31	titling	titling	NOUN
fsr-4083	483	32	,	,	PUNCT
fsr-4083	483	33	will	will	AUX
fsr-4083	483	34	,	,	PUNCT
fsr-4083	483	35	trust	trust	NOUN
fsr-4083	483	36	)	)	PUNCT
fsr-4083	483	37	and	and	CCONJ
fsr-4083	483	38	where	where	SCONJ
fsr-4083	483	39	the	the	DET
fsr-4083	483	40	asset	asset	NOUN
fsr-4083	483	41	will	will	AUX
fsr-4083	483	42	go	go	VERB
fsr-4083	483	43	.	.	PUNCT
fsr-4083	484	1	note	note	VERB
fsr-4083	484	2	any	any	DET
fsr-4083	484	3	valuation	valuation	NOUN
fsr-4083	484	4	discounts	discount	NOUN
fsr-4083	484	5	that	that	PRON
fsr-4083	484	6	might	might	AUX
fsr-4083	484	7	apply	apply	VERB
fsr-4083	484	8	.	.	PUNCT
fsr-4083	485	1	example	example	NOUN
fsr-4083	485	2	:	:	PUNCT
fsr-4083	485	3	asset	asset	NOUN
fsr-4083	485	4	value	value	NOUN
fsr-4083	485	5	recipient	recipient	NOUN
fsr-4083	485	6	contingent	contingent	NOUN
fsr-4083	485	7	recipient	recipient	NOUN
fsr-4083	485	8	retitling	retitle	VERB
fsr-4083	485	9	mechanism	mechanism	NOUN
fsr-4083	485	10	401k	401k	NOUN
fsr-4083	485	11	$	$	SYM
fsr-4083	485	12	100,000	100,000	NUM
fsr-4083	485	13	spouse	spouse	NOUN
fsr-4083	485	14	children	child	NOUN
fsr-4083	485	15	,	,	PUNCT
fsr-4083	485	16	per	per	ADP
fsr-4083	485	17	stirpes	stirps	NOUN
fsr-4083	485	18	beneficiary	beneficiary	NOUN
fsr-4083	485	19	designation	designation	NOUN
fsr-4083	485	20	total	total	ADJ
fsr-4083	485	21	sum	sum	NOUN
fsr-4083	485	22	of	of	ADP
fsr-4083	485	23	assets	asset	NOUN
fsr-4083	485	24	3	3	NUM
fsr-4083	485	25	.	.	NOUN
fsr-4083	485	26	list	list	NOUN
fsr-4083	485	27	and	and	CCONJ
fsr-4083	485	28	explain	explain	VERB
fsr-4083	485	29	the	the	DET
fsr-4083	485	30	documents	document	NOUN
fsr-4083	485	31	you	you	PRON
fsr-4083	485	32	should	should	AUX
fsr-4083	485	33	have	have	VERB
fsr-4083	485	34	in	in	ADP
fsr-4083	485	35	place	place	NOUN
fsr-4083	485	36	.	.	PUNCT
fsr-4083	486	1	4	4	X
fsr-4083	486	2	.	.	X
fsr-4083	486	3	write	write	VERB
fsr-4083	486	4	a	a	DET
fsr-4083	486	5	will	will	NOUN
fsr-4083	486	6	for	for	ADP
fsr-4083	486	7	yourself	yourself	PRON
fsr-4083	486	8	.	.	PUNCT
fsr-4083	487	1	a.	a.	PROPN
fsr-4083	487	2	identify	identify	VERB
fsr-4083	487	3	the	the	DET
fsr-4083	487	4	clauses	clause	NOUN
fsr-4083	487	5	and	and	CCONJ
fsr-4083	487	6	explain	explain	VERB
fsr-4083	487	7	what	what	PRON
fsr-4083	487	8	they	they	PRON
fsr-4083	487	9	are	be	AUX
fsr-4083	487	10	for	for	ADP
fsr-4083	487	11	/	/	SYM
fsr-4083	487	12	why	why	SCONJ
fsr-4083	487	13	they	they	PRON
fsr-4083	487	14	are	be	AUX
fsr-4083	487	15	needed	need	VERB
fsr-4083	487	16	.	.	PUNCT
fsr-4083	488	1	see	see	VERB
fsr-4083	488	2	exemplar	exemplar	NOUN
fsr-4083	488	3	.	.	PUNCT
fsr-4083	489	1	5	5	X
fsr-4083	489	2	.	.	X
fsr-4083	489	3	write	write	VERB
fsr-4083	489	4	a	a	DET
fsr-4083	489	5	living	living	NOUN
fsr-4083	489	6	will	will	NOUN
fsr-4083	489	7	.	.	PUNCT
fsr-4083	490	1	6	6	X
fsr-4083	490	2	.	.	X
fsr-4083	490	3	write	write	VERB
fsr-4083	490	4	a	a	DET
fsr-4083	490	5	healthcare	healthcare	NOUN
fsr-4083	490	6	power	power	NOUN
fsr-4083	490	7	of	of	ADP
fsr-4083	490	8	attorney	attorney	NOUN
fsr-4083	490	9	.	.	PUNCT
fsr-4083	491	1	7	7	X
fsr-4083	491	2	.	.	X
fsr-4083	491	3	beneficiary	beneficiary	ADJ
fsr-4083	491	4	designations	designation	NOUN
fsr-4083	491	5	for	for	ADP
fsr-4083	491	6	all	all	DET
fsr-4083	491	7	accounts	account	NOUN
fsr-4083	491	8	that	that	PRON
fsr-4083	491	9	allow	allow	VERB
fsr-4083	491	10	beneficiary	beneficiary	NOUN
fsr-4083	491	11	designations	designation	NOUN
fsr-4083	491	12	.	.	PUNCT
fsr-4083	492	1	8	8	X
fsr-4083	492	2	.	.	X
fsr-4083	492	3	title	title	NOUN
fsr-4083	492	4	at	at	ADV
fsr-4083	492	5	least	least	ADV
fsr-4083	492	6	one	one	NUM
fsr-4083	492	7	asset	asset	NOUN
fsr-4083	492	8	in	in	ADP
fsr-4083	492	9	a	a	DET
fsr-4083	492	10	way	way	NOUN
fsr-4083	492	11	that	that	PRON
fsr-4083	492	12	avoids	avoid	VERB
fsr-4083	492	13	probate	probate	NOUN
fsr-4083	492	14	.	.	PUNCT
fsr-4083	493	1	9	9	X
fsr-4083	493	2	.	.	X
fsr-4083	493	3	required	require	VERB
fsr-4083	493	4	for	for	ADP
fsr-4083	493	5	age	age	NOUN
fsr-4083	493	6	50	50	NUM
fsr-4083	493	7	:	:	SYM
fsr-4083	493	8	1	1	X
fsr-4083	493	9	.	.	X
fsr-4083	493	10	use	use	NOUN
fsr-4083	493	11	at	at	ADV
fsr-4083	493	12	least	least	ADV
fsr-4083	493	13	two	two	NUM
fsr-4083	493	14	trusts	trust	NOUN
fsr-4083	493	15	to	to	PART
fsr-4083	493	16	create	create	VERB
fsr-4083	493	17	‘	'	PUNCT
fsr-4083	493	18	strings	string	NOUN
fsr-4083	493	19	’	'	PUNCT
fsr-4083	493	20	and	and	CCONJ
fsr-4083	493	21	explain	explain	VERB
fsr-4083	493	22	:	:	PUNCT
fsr-4083	493	23	a.	a.	NOUN
fsr-4083	493	24	type	type	NOUN
fsr-4083	493	25	of	of	ADP
fsr-4083	493	26	trust	trust	PROPN
fsr-4083	493	27	b.	b.	PROPN
fsr-4083	493	28	beneficiary	beneficiary	PROPN
fsr-4083	493	29	/	/	SYM
fsr-4083	493	30	beneficiaries	beneficiary	NOUN
fsr-4083	493	31	c.	c.	NOUN
fsr-4083	493	32	strings	string	VERB
fsr-4083	493	33	10	10	NUM
fsr-4083	493	34	.	.	PUNCT
fsr-4083	494	1	explain	explain	VERB
fsr-4083	494	2	your	your	PRON
fsr-4083	494	3	reasoning	reasoning	NOUN
fsr-4083	494	4	for	for	ADP
fsr-4083	494	5	all	all	DET
fsr-4083	494	6	recommendations	recommendation	NOUN
fsr-4083	494	7	.	.	PUNCT
fsr-4083	495	1	c2	c2	PROPN
fsr-4083	495	2	dissect	dissect	VERB
fsr-4083	495	3	a	a	DET
fsr-4083	495	4	will	will	NOUN
fsr-4083	495	5	the	the	DET
fsr-4083	495	6	probate	probate	NOUN
fsr-4083	495	7	process	process	NOUN
fsr-4083	495	8	is	be	AUX
fsr-4083	495	9	public	public	ADJ
fsr-4083	495	10	,	,	PUNCT
fsr-4083	495	11	meaning	mean	VERB
fsr-4083	495	12	you	you	PRON
fsr-4083	495	13	can	can	AUX
fsr-4083	495	14	access	access	VERB
fsr-4083	495	15	a	a	DET
fsr-4083	495	16	will	will	NOUN
fsr-4083	495	17	at	at	ADP
fsr-4083	495	18	your	your	PRON
fsr-4083	495	19	local	local	ADJ
fsr-4083	495	20	courthouse	courthouse	NOUN
fsr-4083	495	21	.	.	PUNCT
fsr-4083	496	1	your	your	PRON
fsr-4083	496	2	assignment	assignment	NOUN
fsr-4083	496	3	is	be	AUX
fsr-4083	496	4	to	to	PART
fsr-4083	496	5	do	do	VERB
fsr-4083	496	6	just	just	ADV
fsr-4083	496	7	that	that	PRON
fsr-4083	496	8	:	:	PUNCT
fsr-4083	496	9	choose	choose	VERB
fsr-4083	496	10	a	a	DET
fsr-4083	496	11	will	will	NOUN
fsr-4083	496	12	with	with	ADP
fsr-4083	496	13	an	an	DET
fsr-4083	496	14	identical	identical	ADJ
fsr-4083	496	15	or	or	CCONJ
fsr-4083	496	16	similar	similar	ADJ
fsr-4083	496	17	last	last	ADJ
fsr-4083	496	18	name	name	NOUN
fsr-4083	496	19	to	to	ADP
fsr-4083	496	20	yours	yours	PRON
fsr-4083	496	21	.	.	PUNCT
fsr-4083	497	1	using	use	VERB
fsr-4083	497	2	the	the	DET
fsr-4083	497	3	provided	provide	VERB
fsr-4083	497	4	will	will	AUX
fsr-4083	497	5	checklist	checklist	VERB
fsr-4083	497	6	,	,	PUNCT
fsr-4083	497	7	identify	identify	VERB
fsr-4083	497	8	the	the	DET
fsr-4083	497	9	clauses	clause	NOUN
fsr-4083	497	10	present	present	ADJ
fsr-4083	497	11	and	and	CCONJ
fsr-4083	497	12	type	type	VERB
fsr-4083	497	13	/	/	SYM
fsr-4083	497	14	put	put	VERB
fsr-4083	497	15	them	they	PRON
fsr-4083	497	16	in	in	ADP
fsr-4083	497	17	the	the	DET
fsr-4083	497	18	checklist	checklist	ADJ
fsr-4083	497	19	document	document	NOUN
fsr-4083	497	20	.	.	PUNCT
fsr-4083	498	1	note	note	NOUN
fsr-4083	498	2	:	:	PUNCT
fsr-4083	498	3	this	this	PRON
fsr-4083	498	4	does	do	AUX
fsr-4083	498	5	not	not	PART
fsr-4083	498	6	mean	mean	VERB
fsr-4083	498	7	you	you	PRON
fsr-4083	498	8	have	have	VERB
fsr-4083	498	9	to	to	PART
fsr-4083	498	10	put	put	VERB
fsr-4083	498	11	every	every	DET
fsr-4083	498	12	single	single	ADJ
fsr-4083	498	13	bequest	bequest	NOUN
fsr-4083	498	14	,	,	PUNCT
fsr-4083	498	15	just	just	ADV
fsr-4083	498	16	one	one	NUM
fsr-4083	498	17	and	and	CCONJ
fsr-4083	498	18	include	include	VERB
fsr-4083	498	19	any	any	DET
fsr-4083	498	20	contingent	contingent	ADJ
fsr-4083	498	21	beneficiary	beneficiary	NOUN
fsr-4083	498	22	/	/	SYM
fsr-4083	498	23	executor	executor	NOUN
fsr-4083	498	24	/	/	SYM
fsr-4083	498	25	guardian	guardian	NOUN
fsr-4083	498	26	if	if	SCONJ
fsr-4083	498	27	present	present	ADJ
fsr-4083	498	28	.	.	PUNCT
fsr-4083	499	1	this	this	DET
fsr-4083	499	2	assignment	assignment	NOUN
fsr-4083	499	3	is	be	AUX
fsr-4083	499	4	worth	worth	ADJ
fsr-4083	499	5	4	4	NUM
fsr-4083	499	6	assignments	assignment	NOUN
fsr-4083	499	7	in	in	ADP
fsr-4083	499	8	the	the	DET
fsr-4083	499	9	grade	grade	NOUN
fsr-4083	499	10	book	book	NOUN
fsr-4083	499	11	.	.	PUNCT
fsr-4083	500	1	stebbins	stebbins	PROPN
fsr-4083	500	2	&	&	CCONJ
fsr-4083	500	3	quito	quito	PROPN
fsr-4083	500	4	105	105	NUM
fsr-4083	500	5	•	•	NOUN
fsr-4083	500	6	why	why	SCONJ
fsr-4083	500	7	close	close	ADV
fsr-4083	500	8	to	to	ADP
fsr-4083	500	9	my	my	PRON
fsr-4083	500	10	last	last	ADJ
fsr-4083	500	11	name	name	NOUN
fsr-4083	500	12	?	?	PUNCT
fsr-4083	501	1	o	o	NOUN
fsr-4083	501	2	to	to	PART
fsr-4083	501	3	help	help	VERB
fsr-4083	501	4	you	you	PRON
fsr-4083	501	5	confront	confront	VERB
fsr-4083	501	6	your	your	PRON
fsr-4083	501	7	mortality	mortality	NOUN
fsr-4083	501	8	,	,	PUNCT
fsr-4083	501	9	potentially	potentially	ADV
fsr-4083	501	10	motivating	motivate	VERB
fsr-4083	501	11	you	you	PRON
fsr-4083	501	12	to	to	PART
fsr-4083	501	13	plan	plan	VERB
fsr-4083	501	14	for	for	ADP
fsr-4083	501	15	your	your	PRON
fsr-4083	501	16	own	own	ADJ
fsr-4083	501	17	estate	estate	NOUN
fsr-4083	501	18	.	.	PUNCT
fsr-4083	502	1	o	o	AUX
fsr-4083	502	2	to	to	PART
fsr-4083	502	3	better	well	ADV
fsr-4083	502	4	understand	understand	VERB
fsr-4083	502	5	and	and	CCONJ
fsr-4083	502	6	empathize	empathize	VERB
fsr-4083	502	7	with	with	ADP
fsr-4083	502	8	your	your	PRON
fsr-4083	502	9	clients	client	NOUN
fsr-4083	502	10	'	'	PART
fsr-4083	502	11	when	when	SCONJ
fsr-4083	502	12	estate	estate	NOUN
fsr-4083	502	13	planning	planning	NOUN
fsr-4083	502	14	is	be	AUX
fsr-4083	502	15	brought	bring	VERB
fsr-4083	502	16	up	up	ADP
fsr-4083	502	17	.	.	PUNCT
fsr-4083	503	1	o	o	INTJ
fsr-4083	504	1	so	so	ADV
fsr-4083	504	2	you	you	PRON
fsr-4083	504	3	do	do	AUX
fsr-4083	504	4	not	not	PART
fsr-4083	504	5	all	all	PRON
fsr-4083	504	6	turn	turn	VERB
fsr-4083	504	7	in	in	ADP
fsr-4083	504	8	the	the	DET
fsr-4083	504	9	same	same	ADJ
fsr-4083	504	10	will	will	NOUN
fsr-4083	504	11	.	.	PUNCT
fsr-4083	505	1	•	•	NUM
fsr-4083	505	2	how	how	SCONJ
fsr-4083	505	3	do	do	AUX
fsr-4083	505	4	i	i	PRON
fsr-4083	505	5	find	find	VERB
fsr-4083	505	6	a	a	DET
fsr-4083	505	7	will	will	NOUN
fsr-4083	505	8	?	?	PUNCT
fsr-4083	506	1	o	o	INTJ
fsr-4083	507	1	https://probate.tuscco.com/probateweb/search/searchtype?key=probate_wills	https://probate.tuscco.com/probateweb/search/searchtype?key=probate_wills	ADP
fsr-4083	507	2	o	o	X
fsr-4083	507	3	or	or	CCONJ
fsr-4083	507	4	,	,	PUNCT
fsr-4083	507	5	visit	visit	VERB
fsr-4083	507	6	in	in	ADP
fsr-4083	507	7	person	person	NOUN
fsr-4083	507	8	:	:	PUNCT
fsr-4083	507	9	o	o	NOUN
fsr-4083	507	10	main	main	ADJ
fsr-4083	507	11	office	office	NOUN
fsr-4083	507	12	:	:	PUNCT
fsr-4083	507	13	tuscaloosa	tuscaloosa	PROPN
fsr-4083	507	14	county	county	PROPN
fsr-4083	507	15	courthouse	courthouse	NOUN
fsr-4083	507	16	714	714	NUM
fsr-4083	507	17	greensboro	greensboro	PROPN
fsr-4083	507	18	avenue	avenue	PROPN
fsr-4083	507	19	,	,	PUNCT
fsr-4083	507	20	suite	suite	NOUN
fsr-4083	507	21	121	121	NUM
fsr-4083	507	22	tuscaloosa	tuscaloosa	PROPN
fsr-4083	507	23	,	,	PUNCT
fsr-4083	507	24	al	al	PROPN
fsr-4083	507	25	35401	35401	NUM
fsr-4083	507	26	-	-	PUNCT
fsr-4083	507	27	1891	1891	NUM
fsr-4083	507	28	office	office	NOUN
fsr-4083	507	29	hours	hour	NOUN
fsr-4083	507	30	:	:	PUNCT
fsr-4083	507	31	8:30	8:30	NUM
fsr-4083	507	32	am	be	AUX
fsr-4083	507	33	to	to	ADP
fsr-4083	507	34	5:00	5:00	NUM
fsr-4083	507	35	pm	pm	NOUN
fsr-4083	507	36	•	•	NOUN
fsr-4083	508	1	what	what	PRON
fsr-4083	508	2	do	do	AUX
fsr-4083	508	3	i	i	PRON
fsr-4083	508	4	turn	turn	VERB
fsr-4083	508	5	in	in	ADP
fsr-4083	508	6	?	?	PUNCT
fsr-4083	509	1	•	•	NOUN
fsr-4083	509	2	the	the	DET
fsr-4083	509	3	checklist	checklist	NOUN
fsr-4083	509	4	•	•	ADP
fsr-4083	509	5	the	the	DET
fsr-4083	509	6	will	will	NOUN
fsr-4083	509	7	•	•	ADV
fsr-4083	509	8	how	how	SCONJ
fsr-4083	509	9	do	do	AUX
fsr-4083	509	10	i	i	PRON
fsr-4083	509	11	turn	turn	VERB
fsr-4083	509	12	it	it	PRON
fsr-4083	509	13	in	in	ADP
fsr-4083	509	14	?	?	PUNCT
fsr-4083	510	1	▪	▪	NOUN
fsr-4083	510	2	submit	submit	VERB
fsr-4083	510	3	it	it	PRON
fsr-4083	510	4	here	here	ADV
fsr-4083	510	5	.	.	PUNCT
fsr-4083	511	1	▪	▪	X
fsr-4083	511	2	save	save	VERB
fsr-4083	511	3	the	the	DET
fsr-4083	511	4	checklist	checklist	NOUN
fsr-4083	511	5	as	as	SCONJ
fsr-4083	511	6	yourlastnamewillchecklists24	yourlastnamewillchecklists24	NOUN
fsr-4083	511	7	▪	▪	X
fsr-4083	511	8	save	save	VERB
fsr-4083	511	9	the	the	DET
fsr-4083	511	10	will	will	NOUN
fsr-4083	511	11	as	as	SCONJ
fsr-4083	511	12	yourlastnamewilldissecteds24	yourlastnamewilldissecteds24	NOUN
fsr-4083	511	13	▪	▪	X
fsr-4083	511	14	scan	scan	VERB
fsr-4083	511	15	it	it	PRON
fsr-4083	511	16	,	,	PUNCT
fsr-4083	511	17	turn	turn	VERB
fsr-4083	511	18	it	it	PRON
fsr-4083	511	19	into	into	ADP
fsr-4083	511	20	a	a	DET
fsr-4083	511	21	pdf	pdf	NOUN
fsr-4083	511	22	,	,	PUNCT
fsr-4083	511	23	take	take	VERB
fsr-4083	511	24	pictures	picture	NOUN
fsr-4083	511	25	of	of	ADP
fsr-4083	511	26	each	each	DET
fsr-4083	511	27	page	page	NOUN
fsr-4083	511	28	,	,	PUNCT
fsr-4083	511	29	something	something	PRON
fsr-4083	511	30	that	that	PRON
fsr-4083	511	31	lets	let	VERB
fsr-4083	511	32	me	i	PRON
fsr-4083	511	33	see	see	VERB
fsr-4083	511	34	the	the	DET
fsr-4083	511	35	will	will	NOUN
fsr-4083	511	36	so	so	ADV
fsr-4083	511	37	i	i	PRON
fsr-4083	511	38	can	can	AUX
fsr-4083	511	39	check	check	VERB
fsr-4083	511	40	your	your	PRON
fsr-4083	511	41	work	work	NOUN
fsr-4083	511	42	.	.	PUNCT
fsr-4083	512	1	▪	▪	ADV
fsr-4083	512	2	if	if	SCONJ
fsr-4083	512	3	you	you	PRON
fsr-4083	512	4	're	be	AUX
fsr-4083	512	5	not	not	PART
fsr-4083	512	6	sure	sure	ADJ
fsr-4083	512	7	you	you	PRON
fsr-4083	512	8	successfully	successfully	ADV
fsr-4083	512	9	uploaded	upload	VERB
fsr-4083	512	10	it	it	PRON
fsr-4083	512	11	,	,	PUNCT
fsr-4083	512	12	email	email	VERB
fsr-4083	512	13	me	i	PRON
fsr-4083	512	14	(	(	PUNCT
fsr-4083	512	15	rstebbins@ua.edu	rstebbins@ua.edu	PROPN
fsr-4083	512	16	)	)	PUNCT
fsr-4083	512	17	with	with	ADP
fsr-4083	512	18	the	the	DET
fsr-4083	512	19	will	will	NOUN
fsr-4083	512	20	and	and	CCONJ
fsr-4083	512	21	checklist	checklist	NOUN
fsr-4083	512	22	attached	attach	VERB
fsr-4083	512	23	.	.	PUNCT
fsr-4083	513	1	https://nam11.safelinks.protection.outlook.com/?url=https%3a%2f%2fprobate.tuscco.com%2fprobateweb%2fsearch%2fsearchtype%3fkey%3dprobate_wills&data=05%7c01%7crstebbins%40ches.ua.edu%7cfbe34428628b4f4e2be708db052a566b%7c2a00728ef0d040b4a4e8ce433f3fbca7%7c0%7c0%7c638109451613444961%7cunknown%7ctwfpbgzsb3d8eyjwijoimc4wljawmdailcjqijoiv2lumziilcjbtii6ik1hawwilcjxvci6mn0%3d%7c3000%7c%7c%7c&sdata=44%2fjai026uggbqojumg6ntahgwcarkg9p0x7lzut7ya%3d&reserved=0	https://nam11.safelinks.protection.outlook.com/?url=https%3a%2f%2fprobate.tuscco.com%2fprobateweb%2fsearch%2fsearchtype%3fkey%3dprobate_wills&data=05%7c01%7crstebbins%40ches.ua.edu%7cfbe34428628b4f4e2be708db052a566b%7c2a00728ef0d040b4a4e8ce433f3fbca7%7c0%7c0%7c638109451613444961%7cunknown%7ctwfpbgzsb3d8eyjwijoimc4wljawmdailcjqijoiv2lumziilcjbtii6ik1hawwilcjxvci6mn0%3d%7c3000%7c%7c%7c&sdata=44%2fjai026uggbqojumg6ntahgwcarkg9p0x7lzut7ya%3d&reserved=0	PROPN