id	sid	tid	token	lemma	pos
fsr-4105	1	1	financial	financial	ADJ
fsr-4105	1	2	services	service	NOUN
fsr-4105	1	3	review	review	NOUN
fsr-4105	1	4	volume	volume	NOUN
fsr-4105	1	5	32	32	NUM
fsr-4105	1	6	number	number	NOUN
fsr-4105	1	7	4	4	NUM
fsr-4105	1	8	(	(	PUNCT
fsr-4105	1	9	2024	2024	NUM
fsr-4105	1	10	)	)	PUNCT
fsr-4105	1	11	volume	volume	NOUN
fsr-4105	1	12	32	32	NUM
fsr-4105	1	13	,	,	PUNCT
fsr-4105	1	14	no	no	INTJ
fsr-4105	1	15	.	.	NOUN
fsr-4105	1	16	4	4	NUM
fsr-4105	1	17	2024	2024	NUM
fsr-4105	1	18	editor	editor	NOUN
fsr-4105	1	19	:	:	PUNCT
fsr-4105	1	20	john	john	PROPN
fsr-4105	1	21	e.	e.	PROPN
fsr-4105	1	22	grable	grable	PROPN
fsr-4105	1	23	,	,	PUNCT
fsr-4105	1	24	ph.d	ph.d	PROPN
fsr-4105	1	25	.	.	PUNCT
fsr-4105	2	1	cfp	cfp	PROPN
fsr-4105	2	2	®	®	PROPN
fsr-4105	2	3	university	university	PROPN
fsr-4105	2	4	of	of	ADP
fsr-4105	2	5	georgia	georgia	PROPN
fsr-4105	2	6	advisory	advisory	ADJ
fsr-4105	2	7	editors	editor	NOUN
fsr-4105	2	8	:	:	PUNCT
fsr-4105	2	9	vickie	vickie	NOUN
fsr-4105	2	10	bajtelsmit	bajtelsmit	NOUN
fsr-4105	2	11	,	,	PUNCT
fsr-4105	2	12	ph.d	ph.d	PROPN
fsr-4105	2	13	.	.	PROPN
fsr-4105	2	14	,	,	PUNCT
fsr-4105	2	15	colorado	colorado	PROPN
fsr-4105	2	16	state	state	PROPN
fsr-4105	2	17	university	university	PROPN
fsr-4105	2	18	(	(	PUNCT
fsr-4105	2	19	emeritus	emeritus	NOUN
fsr-4105	2	20	)	)	PUNCT
fsr-4105	2	21	shawn	shawn	PROPN
fsr-4105	2	22	brayman	brayman	PROPN
fsr-4105	2	23	,	,	PUNCT
fsr-4105	2	24	m.e.s	m.e.s	PROPN
fsr-4105	2	25	.	.	PROPN
fsr-4105	2	26	,	,	PUNCT
fsr-4105	2	27	sb	sb	PROPN
fsr-4105	2	28	research	research	PROPN
fsr-4105	2	29	consulting	consulting	PROPN
fsr-4105	2	30	sherman	sherman	PROPN
fsr-4105	2	31	hanna	hanna	PROPN
fsr-4105	2	32	,	,	PUNCT
fsr-4105	2	33	ph.d	ph.d	PROPN
fsr-4105	2	34	.	.	PROPN
fsr-4105	2	35	,	,	PUNCT
fsr-4105	2	36	the	the	DET
fsr-4105	2	37	ohio	ohio	PROPN
fsr-4105	2	38	state	state	PROPN
fsr-4105	2	39	university	university	PROPN
fsr-4105	2	40	tom	tom	PROPN
fsr-4105	2	41	potts	potts	PROPN
fsr-4105	2	42	,	,	PUNCT
fsr-4105	2	43	ph.d	ph.d	PROPN
fsr-4105	2	44	.	.	PROPN
fsr-4105	2	45	,	,	PUNCT
fsr-4105	2	46	cfp	cfp	PROPN
fsr-4105	2	47	®	®	PROPN
fsr-4105	2	48	,	,	PUNCT
fsr-4105	2	49	baylor	baylor	PROPN
fsr-4105	2	50	university	university	PROPN
fsr-4105	2	51	(	(	PUNCT
fsr-4105	2	52	emeritus	emeritus	NOUN
fsr-4105	2	53	)	)	PUNCT
fsr-4105	2	54	martin	martin	PROPN
fsr-4105	2	55	seay	seay	PROPN
fsr-4105	2	56	,	,	PUNCT
fsr-4105	2	57	ph.d	ph.d	PROPN
fsr-4105	2	58	.	.	PROPN
fsr-4105	2	59	,	,	PUNCT
fsr-4105	2	60	cfp	cfp	PROPN
fsr-4105	2	61	®	®	PROPN
fsr-4105	2	62	,	,	PUNCT
fsr-4105	2	63	kansas	kansas	PROPN
fsr-4105	2	64	state	state	PROPN
fsr-4105	2	65	university	university	PROPN
fsr-4105	2	66	meir	meir	PROPN
fsr-4105	2	67	statman	statman	PROPN
fsr-4105	2	68	,	,	PUNCT
fsr-4105	2	69	ph.d	ph.d	PROPN
fsr-4105	2	70	.	.	PROPN
fsr-4105	2	71	,	,	PUNCT
fsr-4105	2	72	santa	santa	PROPN
fsr-4105	2	73	clara	clara	PROPN
fsr-4105	2	74	university	university	PROPN
fsr-4105	2	75	tom	tom	PROPN
fsr-4105	2	76	warschauer	warschauer	PROPN
fsr-4105	2	77	,	,	PUNCT
fsr-4105	2	78	ph.d	ph.d	PROPN
fsr-4105	2	79	.	.	PROPN
fsr-4105	2	80	,	,	PUNCT
fsr-4105	2	81	cfp	cfp	PROPN
fsr-4105	2	82	®	®	PROPN
fsr-4105	2	83	,	,	PUNCT
fsr-4105	2	84	san	san	PROPN
fsr-4105	2	85	diego	diego	PROPN
fsr-4105	2	86	state	state	PROPN
fsr-4105	2	87	university	university	PROPN
fsr-4105	2	88	(	(	PUNCT
fsr-4105	2	89	emeritus	emeritus	NOUN
fsr-4105	2	90	)	)	PUNCT
fsr-4105	2	91	associate	associate	ADJ
fsr-4105	2	92	editors	editor	NOUN
fsr-4105	2	93	:	:	PUNCT
fsr-4105	2	94	swarn	swarn	PROPN
fsr-4105	2	95	chatterjee	chatterjee	PROPN
fsr-4105	2	96	,	,	PUNCT
fsr-4105	2	97	ph.d	ph.d	PROPN
fsr-4105	2	98	.	.	PROPN
fsr-4105	2	99	,	,	PUNCT
fsr-4105	2	100	university	university	PROPN
fsr-4105	2	101	of	of	ADP
fsr-4105	2	102	georgia	georgia	PROPN
fsr-4105	2	103	shinae	shinae	PROPN
fsr-4105	2	104	l.	l.	PROPN
fsr-4105	2	105	choi	choi	PROPN
fsr-4105	2	106	,	,	PUNCT
fsr-4105	2	107	ph.d	ph.d	PROPN
fsr-4105	2	108	.	.	PROPN
fsr-4105	2	109	,	,	PUNCT
fsr-4105	2	110	university	university	PROPN
fsr-4105	2	111	of	of	ADP
fsr-4105	2	112	alabama	alabama	PROPN
fsr-4105	2	113	jasmine	jasmine	PROPN
fsr-4105	2	114	fang	fang	PROPN
fsr-4105	2	115	,	,	PUNCT
fsr-4105	2	116	ph.d	ph.d	PROPN
fsr-4105	2	117	.	.	PROPN
fsr-4105	2	118	,	,	PUNCT
fsr-4105	2	119	massey	massey	PROPN
fsr-4105	2	120	university	university	PROPN
fsr-4105	2	121	,	,	PUNCT
fsr-4105	2	122	new	new	PROPN
fsr-4105	2	123	zealand	zealand	PROPN
fsr-4105	2	124	mark	mark	PROPN
fsr-4105	2	125	fedenia	fedenia	PROPN
fsr-4105	2	126	,	,	PUNCT
fsr-4105	2	127	ph.d	ph.d	PROPN
fsr-4105	2	128	.	.	PROPN
fsr-4105	2	129	,	,	PUNCT
fsr-4105	2	130	university	university	PROPN
fsr-4105	2	131	of	of	ADP
fsr-4105	2	132	wisconsin	wisconsin	PROPN
fsr-4105	2	133	stu	stu	PROPN
fsr-4105	2	134	heckman	heckman	PROPN
fsr-4105	2	135	,	,	PUNCT
fsr-4105	2	136	ph.d	ph.d	PROPN
fsr-4105	2	137	.	.	PROPN
fsr-4105	2	138	,	,	PUNCT
fsr-4105	2	139	cfp	cfp	PROPN
fsr-4105	2	140	®	®	PROPN
fsr-4105	2	141	,	,	PUNCT
fsr-4105	2	142	texas	texas	PROPN
fsr-4105	2	143	tech	tech	PROPN
fsr-4105	2	144	university	university	PROPN
fsr-4105	2	145	william	william	PROPN
fsr-4105	2	146	w.	w.	PROPN
fsr-4105	2	147	jennings	jennings	PROPN
fsr-4105	2	148	,	,	PUNCT
fsr-4105	2	149	ph.d	ph.d	PROPN
fsr-4105	2	150	.	.	PROPN
fsr-4105	2	151	,	,	PUNCT
fsr-4105	2	152	cfa	cfa	PROPN
fsr-4105	2	153	®	®	PROPN
fsr-4105	2	154	,	,	PUNCT
fsr-4105	2	155	u.s	u.s	PROPN
fsr-4105	2	156	.	.	PROPN
fsr-4105	2	157	airforce	airforce	PROPN
fsr-4105	2	158	academy	academy	PROPN
fsr-4105	2	159	so	so	PROPN
fsr-4105	2	160	-	-	PUNCT
fsr-4105	2	161	hyun	hyun	PROPN
fsr-4105	2	162	joo	joo	PROPN
fsr-4105	2	163	,	,	PUNCT
fsr-4105	2	164	ph.d	ph.d	PROPN
fsr-4105	2	165	.	.	PROPN
fsr-4105	2	166	,	,	PUNCT
fsr-4105	2	167	ewha	ewha	VERB
fsr-4105	2	168	womans	woman	NOUN
fsr-4105	2	169	university	university	PROPN
fsr-4105	2	170	,	,	PUNCT
fsr-4105	2	171	south	south	PROPN
fsr-4105	2	172	korea	korea	PROPN
fsr-4105	2	173	thomas	thomas	PROPN
fsr-4105	2	174	langdon	langdon	PROPN
fsr-4105	2	175	,	,	PUNCT
fsr-4105	2	176	ph.d	ph.d	PROPN
fsr-4105	2	177	.	.	PROPN
fsr-4105	2	178	,	,	PUNCT
fsr-4105	2	179	roger	roger	PROPN
fsr-4105	2	180	william	william	PROPN
fsr-4105	2	181	university	university	PROPN
fsr-4105	2	182	,	,	PUNCT
fsr-4105	2	183	bristol	bristol	PROPN
fsr-4105	2	184	,	,	PUNCT
fsr-4105	2	185	ri	ri	PROPN
fsr-4105	2	186	terrance	terrance	PROPN
fsr-4105	2	187	martin	martin	PROPN
fsr-4105	2	188	,	,	PUNCT
fsr-4105	2	189	ph.d	ph.d	PROPN
fsr-4105	2	190	.	.	PROPN
fsr-4105	2	191	,	,	PUNCT
fsr-4105	2	192	winston	winston	PROPN
fsr-4105	2	193	-	-	PUNCT
fsr-4105	2	194	salem	salem	PROPN
fsr-4105	2	195	state	state	PROPN
fsr-4105	2	196	university	university	PROPN
fsr-4105	2	197	mustafa	mustafa	PROPN
fsr-4105	2	198	nourallah	nourallah	PROPN
fsr-4105	2	199	,	,	PUNCT
fsr-4105	2	200	ph.d	ph.d	PROPN
fsr-4105	2	201	.	.	PROPN
fsr-4105	2	202	,	,	PUNCT
fsr-4105	2	203	centre	centre	NOUN
fsr-4105	2	204	for	for	ADP
fsr-4105	2	205	research	research	NOUN
fsr-4105	2	206	on	on	ADP
fsr-4105	2	207	economic	economic	ADJ
fsr-4105	2	208	relations	relation	NOUN
fsr-4105	2	209	,	,	PUNCT
fsr-4105	2	210	mid	mid	PROPN
fsr-4105	2	211	sweden	sweden	PROPN
fsr-4105	2	212	university	university	PROPN
fsr-4105	2	213	,	,	PUNCT
fsr-4105	2	214	sweden	sweden	PROPN
fsr-4105	2	215	wade	wade	PROPN
fsr-4105	2	216	d.	d.	PROPN
fsr-4105	2	217	pfau	pfau	PROPN
fsr-4105	2	218	,	,	PUNCT
fsr-4105	2	219	ph.d	ph.d	PROPN
fsr-4105	2	220	.	.	PROPN
fsr-4105	2	221	,	,	PUNCT
fsr-4105	2	222	cfa	cfa	PROPN
fsr-4105	2	223	,	,	PUNCT
fsr-4105	2	224	ricp	ricp	PROPN
fsr-4105	2	225	,	,	PUNCT
fsr-4105	2	226	retirement	retirement	NOUN
fsr-4105	2	227	income	income	NOUN
fsr-4105	2	228	style	style	NOUN
fsr-4105	2	229	awareness	awareness	NOUN
fsr-4105	2	230	,	,	PUNCT
fsr-4105	2	231	llc	llc	PROPN
fsr-4105	2	232	lance	lance	PROPN
fsr-4105	2	233	palmer	palmer	PROPN
fsr-4105	2	234	,	,	PUNCT
fsr-4105	2	235	ph.d	ph.d	PROPN
fsr-4105	2	236	.	.	PROPN
fsr-4105	2	237	,	,	PUNCT
fsr-4105	2	238	cfp	cfp	PROPN
fsr-4105	2	239	®	®	PROPN
fsr-4105	2	240	,	,	PUNCT
fsr-4105	2	241	cpa	cpa	PROPN
fsr-4105	2	242	®	®	PROPN
fsr-4105	2	243	,	,	PUNCT
fsr-4105	2	244	university	university	PROPN
fsr-4105	2	245	of	of	ADP
fsr-4105	2	246	georgia	georgia	PROPN
fsr-4105	2	247	abed	abed	PROPN
fsr-4105	2	248	rabbani	rabbani	PROPN
fsr-4105	2	249	,	,	PUNCT
fsr-4105	2	250	ph.d	ph.d	PROPN
fsr-4105	2	251	.	.	PROPN
fsr-4105	2	252	,	,	PUNCT
fsr-4105	2	253	cfp	cfp	PROPN
fsr-4105	2	254	®	®	PROPN
fsr-4105	2	255	,	,	PUNCT
fsr-4105	2	256	university	university	PROPN
fsr-4105	2	257	of	of	ADP
fsr-4105	2	258	missouri	missouri	PROPN
fsr-4105	2	259	chris	chris	PROPN
fsr-4105	2	260	robinson	robinson	PROPN
fsr-4105	2	261	,	,	PUNCT
fsr-4105	2	262	ph.d	ph.d	PROPN
fsr-4105	2	263	.	.	PROPN
fsr-4105	2	264	,	,	PUNCT
fsr-4105	2	265	york	york	PROPN
fsr-4105	2	266	university	university	PROPN
fsr-4105	2	267	(	(	PUNCT
fsr-4105	2	268	emeritus	emeritus	NOUN
fsr-4105	2	269	)	)	PUNCT
fsr-4105	2	270	,	,	PUNCT
fsr-4105	2	271	canada	canada	PROPN
fsr-4105	2	272	jerry	jerry	PROPN
fsr-4105	2	273	stevens	stevens	PROPN
fsr-4105	2	274	,	,	PUNCT
fsr-4105	2	275	ph.d	ph.d	PROPN
fsr-4105	2	276	.	.	PROPN
fsr-4105	2	277	,	,	PUNCT
fsr-4105	2	278	university	university	PROPN
fsr-4105	2	279	of	of	ADP
fsr-4105	2	280	richmond	richmond	PROPN
fsr-4105	2	281	ning	ning	PROPN
fsr-4105	2	282	tang	tang	PROPN
fsr-4105	2	283	,	,	PUNCT
fsr-4105	2	284	ph.d	ph.d	PROPN
fsr-4105	2	285	.	.	PROPN
fsr-4105	2	286	,	,	PUNCT
fsr-4105	2	287	san	san	PROPN
fsr-4105	2	288	diego	diego	PROPN
fsr-4105	2	289	state	state	PROPN
fsr-4105	2	290	university	university	PROPN
fsr-4105	2	291	inga	inga	PROPN
fsr-4105	2	292	timmerman	timmerman	PROPN
fsr-4105	2	293	,	,	PUNCT
fsr-4105	2	294	ph.d	ph.d	PROPN
fsr-4105	2	295	.	.	PROPN
fsr-4105	2	296	,	,	PUNCT
fsr-4105	2	297	university	university	PROPN
fsr-4105	2	298	of	of	ADP
fsr-4105	2	299	north	north	PROPN
fsr-4105	2	300	florida	florida	PROPN
fsr-4105	2	301	issn	issn	PROPN
fsr-4105	2	302	online	online	ADJ
fsr-4105	2	303	1057	1057	NUM
fsr-4105	2	304	-	-	SYM
fsr-4105	2	305	0810	0810	NUM
fsr-4105	2	306	print	print	NOUN
fsr-4105	2	307	1873	1873	NUM
fsr-4105	2	308	-	-	SYM
fsr-4105	2	309	5673	5673	NUM
fsr-4105	2	310	contents	content	NOUN
fsr-4105	2	311	grable	grable	PROPN
fsr-4105	2	312	,	,	PUNCT
fsr-4105	2	313	john	john	PROPN
fsr-4105	2	314	e.	e.	PROPN
fsr-4105	2	315	,	,	PUNCT
fsr-4105	2	316	from	from	ADP
fsr-4105	2	317	the	the	DET
fsr-4105	2	318	editor	editor	NOUN
fsr-4105	2	319	,	,	PUNCT
fsr-4105	2	320	i	i	PROPN
fsr-4105	2	321	-	-	PUNCT
fsr-4105	2	322	ii	ii	PROPN
fsr-4105	2	323	.	.	PUNCT
fsr-4105	2	324	faulhaber	faulhaber	PROPN
fsr-4105	2	325	,	,	PUNCT
fsr-4105	2	326	manuela	manuela	PROPN
fsr-4105	2	327	e.	e.	PROPN
fsr-4105	2	328	&	&	CCONJ
fsr-4105	2	329	chaffin	chaffin	PROPN
fsr-4105	2	330	,	,	PUNCT
fsr-4105	2	331	charles	charles	PROPN
fsr-4105	2	332	.	.	PUNCT
fsr-4105	3	1	artificial	artificial	ADJ
fsr-4105	3	2	intelligence	intelligence	NOUN
fsr-4105	3	3	in	in	ADP
fsr-4105	3	4	accounting	accounting	NOUN
fsr-4105	3	5	,	,	PUNCT
fsr-4105	3	6	medicine	medicine	NOUN
fsr-4105	3	7	,	,	PUNCT
fsr-4105	3	8	and	and	CCONJ
fsr-4105	3	9	law	law	NOUN
fsr-4105	3	10	with	with	ADP
fsr-4105	3	11	potential	potential	ADJ
fsr-4105	3	12	implications	implication	NOUN
fsr-4105	3	13	for	for	ADP
fsr-4105	3	14	financial	financial	ADJ
fsr-4105	3	15	planning	planning	NOUN
fsr-4105	3	16	:	:	PUNCT
fsr-4105	3	17	a	a	DET
fsr-4105	3	18	review	review	NOUN
fsr-4105	3	19	of	of	ADP
fsr-4105	3	20	literature	literature	NOUN
fsr-4105	3	21	.	.	PUNCT
fsr-4105	4	1	1	1	NUM
fsr-4105	4	2	-	-	SYM
fsr-4105	4	3	12	12	NUM
fsr-4105	4	4	.	.	PUNCT
fsr-4105	5	1	whitworth	whitworth	PROPN
fsr-4105	5	2	,	,	PUNCT
fsr-4105	5	3	jeff	jeff	PROPN
fsr-4105	5	4	.	.	PUNCT
fsr-4105	6	1	should	should	AUX
fsr-4105	6	2	investors	investor	NOUN
fsr-4105	6	3	defer	defer	VERB
fsr-4105	6	4	long	long	ADJ
fsr-4105	6	5	-	-	PUNCT
fsr-4105	6	6	term	term	NOUN
fsr-4105	6	7	gains	gain	NOUN
fsr-4105	6	8	in	in	ADP
fsr-4105	6	9	taxable	taxable	ADJ
fsr-4105	6	10	stock	stock	NOUN
fsr-4105	6	11	portfolios	portfolio	NOUN
fsr-4105	6	12	?	?	PUNCT
fsr-4105	7	1	13	13	NUM
fsr-4105	7	2	-	-	SYM
fsr-4105	7	3	26	26	NUM
fsr-4105	7	4	.	.	PUNCT
fsr-4105	8	1	qing	qe	VERB
fsr-4105	8	2	,	,	PUNCT
fsr-4105	8	3	di	di	PROPN
fsr-4105	8	4	&	&	CCONJ
fsr-4105	8	5	reiter	reiter	PROPN
fsr-4105	8	6	,	,	PUNCT
fsr-4105	8	7	miranda	miranda	PROPN
fsr-4105	8	8	.	.	PUNCT
fsr-4105	9	1	racial	racial	ADJ
fsr-4105	9	2	/	/	SYM
fsr-4105	9	3	ethnic	ethnic	ADJ
fsr-4105	9	4	disparities	disparity	NOUN
fsr-4105	9	5	in	in	ADP
fsr-4105	9	6	financial	financial	ADJ
fsr-4105	9	7	advice	advice	NOUN
fsr-4105	9	8	seeking	seeking	NOUN
fsr-4105	9	9	:	:	PUNCT
fsr-4105	9	10	a	a	DET
fsr-4105	9	11	decomposition	decomposition	NOUN
fsr-4105	9	12	analysis	analysis	NOUN
fsr-4105	9	13	.	.	PUNCT
fsr-4105	10	1	27	27	NUM
fsr-4105	10	2	-	-	SYM
fsr-4105	10	3	50	50	NUM
fsr-4105	10	4	.	.	PUNCT
fsr-4105	11	1	qi	qi	PROPN
fsr-4105	11	2	,	,	PUNCT
fsr-4105	11	3	jia	jia	PROPN
fsr-4105	11	4	,	,	PUNCT
fsr-4105	11	5	zhang	zhang	PROPN
fsr-4105	11	6	,	,	PUNCT
fsr-4105	11	7	yu	yu	PROPN
fsr-4105	11	8	,	,	PUNCT
fsr-4105	11	9	&	&	CCONJ
fsr-4105	11	10	worthy	worthy	ADJ
fsr-4105	11	11	,	,	PUNCT
fsr-4105	11	12	sheri	sheri	NOUN
fsr-4105	11	13	.	.	PUNCT
fsr-4105	12	1	social	social	ADJ
fsr-4105	12	2	determinants	determinant	NOUN
fsr-4105	12	3	of	of	ADP
fsr-4105	12	4	health	health	NOUN
fsr-4105	12	5	and	and	CCONJ
fsr-4105	12	6	desirable	desirable	ADJ
fsr-4105	12	7	financial	financial	ADJ
fsr-4105	12	8	behaviors	behavior	NOUN
fsr-4105	12	9	:	:	PUNCT
fsr-4105	12	10	the	the	DET
fsr-4105	12	11	mediation	mediation	NOUN
fsr-4105	12	12	effect	effect	NOUN
fsr-4105	12	13	of	of	ADP
fsr-4105	12	14	financial	financial	ADJ
fsr-4105	12	15	knowledge	knowledge	NOUN
fsr-4105	12	16	.	.	PUNCT
fsr-4105	13	1	51	51	NUM
fsr-4105	13	2	-	-	SYM
fsr-4105	13	3	77	77	NUM
fsr-4105	13	4	.	.	PUNCT
fsr-4105	14	1	heo	heo	AUX
fsr-4105	14	2	,	,	PUNCT
fsr-4105	14	3	wookjae	wookjae	PROPN
fsr-4105	14	4	,	,	PUNCT
fsr-4105	14	5	liu	liu	PROPN
fsr-4105	14	6	,	,	PUNCT
fsr-4105	14	7	yi	yi	PROPN
fsr-4105	14	8	,	,	PUNCT
fsr-4105	14	9	&	&	CCONJ
fsr-4105	14	10	lee	lee	PROPN
fsr-4105	14	11	,	,	PUNCT
fsr-4105	14	12	jae	jae	PROPN
fsr-4105	14	13	min	min	PROPN
fsr-4105	14	14	.	.	PROPN
fsr-4105	14	15	improving	improve	VERB
fsr-4105	14	16	communication	communication	NOUN
fsr-4105	14	17	with	with	ADP
fsr-4105	14	18	financial	financial	ADJ
fsr-4105	14	19	consumers	consumer	NOUN
fsr-4105	14	20	:	:	PUNCT
fsr-4105	14	21	insights	insight	NOUN
fsr-4105	14	22	from	from	ADP
fsr-4105	14	23	a	a	DET
fsr-4105	14	24	study	study	NOUN
fsr-4105	14	25	of	of	ADP
fsr-4105	14	26	phone	phone	NOUN
fsr-4105	14	27	call	call	NOUN
fsr-4105	14	28	phobia	phobia	PROPN
fsr-4105	14	29	.	.	PUNCT
fsr-4105	15	1	78	78	NUM
fsr-4105	15	2	-	-	SYM
fsr-4105	15	3	102	102	NUM
fsr-4105	15	4	.	.	PUNCT
fsr-4105	16	1	academy	academy	PROPN
fsr-4105	16	2	of	of	ADP
fsr-4105	16	3	financial	financial	ADJ
fsr-4105	16	4	services	service	NOUN
fsr-4105	16	5	officers	officer	NOUN
fsr-4105	16	6	president	president	PROPN
fsr-4105	16	7	shawn	shawn	PROPN
fsr-4105	16	8	brayman	brayman	PROPN
fsr-4105	16	9	smb	smb	PROPN
fsr-4105	16	10	research	research	PROPN
fsr-4105	16	11	consulting	consulting	NOUN
fsr-4105	16	12	executive	executive	ADJ
fsr-4105	16	13	vice	vice	NOUN
fsr-4105	16	14	president	president	PROPN
fsr-4105	16	15	program	program	PROPN
fsr-4105	16	16	michelle	michelle	PROPN
fsr-4105	16	17	cull	cull	PROPN
fsr-4105	16	18	western	western	PROPN
fsr-4105	16	19	sydney	sydney	PROPN
fsr-4105	16	20	university	university	PROPN
fsr-4105	16	21	vice	vice	NOUN
fsr-4105	16	22	president	president	PROPN
fsr-4105	16	23	finance	finance	PROPN
fsr-4105	16	24	thanh	thanh	PROPN
fsr-4105	16	25	ngo	ngo	PROPN
fsr-4105	16	26	east	east	PROPN
fsr-4105	16	27	carolina	carolina	PROPN
fsr-4105	16	28	university	university	PROPN
fsr-4105	16	29	vice	vice	NOUN
fsr-4105	16	30	president	president	PROPN
fsr-4105	16	31	communications	communications	PROPN
fsr-4105	16	32	kirsten	kirsten	PROPN
fsr-4105	16	33	macdonald	macdonald	PROPN
fsr-4105	16	34	griffith	griffith	PROPN
fsr-4105	16	35	university	university	PROPN
fsr-4105	16	36	vice	vice	NOUN
fsr-4105	16	37	president	president	PROPN
fsr-4105	16	38	international	international	PROPN
fsr-4105	16	39	relations	relations	PROPN
fsr-4105	16	40	jasmine	jasmine	PROPN
fsr-4105	16	41	fang	fang	PROPN
fsr-4105	16	42	massey	massey	PROPN
fsr-4105	16	43	university	university	PROPN
fsr-4105	16	44	vice	vice	NOUN
fsr-4105	16	45	president	president	PROPN
fsr-4105	16	46	marketing	marketing	PROPN
fsr-4105	16	47	&	&	CCONJ
fsr-4105	16	48	pr	pr	PROPN
fsr-4105	16	49	cora	cora	PROPN
fsr-4105	16	50	pettipas	pettipas	PROPN
fsr-4105	16	51	hsbc	hsbc	PROPN
fsr-4105	16	52	global	global	PROPN
fsr-4105	16	53	wealth	wealth	PROPN
fsr-4105	16	54	vice	vice	PROPN
fsr-4105	16	55	president	president	PROPN
fsr-4105	16	56	membership	membership	PROPN
fsr-4105	16	57	matt	matt	PROPN
fsr-4105	16	58	goren	goren	PROPN
fsr-4105	16	59	dalton	dalton	PROPN
fsr-4105	16	60	education	education	PROPN
fsr-4105	16	61	,	,	PUNCT
fsr-4105	16	62	cerifi	cerifi	VERB
fsr-4105	16	63	immediate	immediate	ADJ
fsr-4105	16	64	past	past	PROPN
fsr-4105	16	65	president	president	PROPN
fsr-4105	16	66	tom	tom	PROPN
fsr-4105	16	67	potts	potts	PROPN
fsr-4105	16	68	baylor	baylor	PROPN
fsr-4105	16	69	university	university	PROPN
fsr-4105	16	70	editor	editor	NOUN
fsr-4105	16	71	,	,	PUNCT
fsr-4105	16	72	financial	financial	ADJ
fsr-4105	16	73	services	service	NOUN
fsr-4105	16	74	review	review	VERB
fsr-4105	16	75	john	john	PROPN
fsr-4105	16	76	e.	e.	PROPN
fsr-4105	16	77	grable	grable	PROPN
fsr-4105	16	78	,	,	PUNCT
fsr-4105	16	79	ph.d	ph.d	PROPN
fsr-4105	16	80	.	.	PROPN
fsr-4105	16	81	,	,	PUNCT
fsr-4105	16	82	cfp	cfp	PROPN
fsr-4105	16	83	®	®	PROPN
fsr-4105	16	84	university	university	PROPN
fsr-4105	16	85	of	of	ADP
fsr-4105	16	86	georgia	georgia	PROPN
fsr-4105	16	87	directors	directors	PROPN
fsr-4105	16	88	jason	jason	PROPN
fsr-4105	16	89	anderson	anderson	PROPN
fsr-4105	16	90	university	university	PROPN
fsr-4105	16	91	of	of	ADP
fsr-4105	16	92	kansas	kansas	PROPN
fsr-4105	16	93	norah	norah	PROPN
fsr-4105	16	94	feng	feng	PROPN
fsr-4105	16	95	massey	massey	PROPN
fsr-4105	16	96	university	university	PROPN
fsr-4105	16	97	wookjae	wookjae	PROPN
fsr-4105	16	98	heo	heo	PROPN
fsr-4105	16	99	purdue	purdue	PROPN
fsr-4105	16	100	university	university	PROPN
fsr-4105	16	101	thomas	thomas	PROPN
fsr-4105	16	102	korankye	korankye	PROPN
fsr-4105	16	103	the	the	DET
fsr-4105	16	104	university	university	PROPN
fsr-4105	16	105	of	of	ADP
fsr-4105	16	106	arizona	arizona	PROPN
fsr-4105	16	107	barry	barry	PROPN
fsr-4105	16	108	mulholland	mulholland	PROPN
fsr-4105	16	109	university	university	PROPN
fsr-4105	16	110	of	of	ADP
fsr-4105	16	111	akron	akron	PROPN
fsr-4105	16	112	mustafa	mustafa	PROPN
fsr-4105	16	113	nourallah	nourallah	PROPN
fsr-4105	16	114	mid	mid	PROPN
fsr-4105	16	115	sweden	sweden	PROPN
fsr-4105	16	116	university	university	PROPN
fsr-4105	16	117	richard	richard	PROPN
fsr-4105	16	118	stebbins	stebbins	PROPN
fsr-4105	16	119	university	university	PROPN
fsr-4105	16	120	of	of	ADP
fsr-4105	16	121	alabama	alabama	PROPN
fsr-4105	16	122	yu	yu	PROPN
fsr-4105	16	123	(	(	PUNCT
fsr-4105	16	124	yulia	yulia	PROPN
fsr-4105	16	125	)	)	PUNCT
fsr-4105	17	1	chang	chang	PROPN
fsr-4105	17	2	kansas	kansas	PROPN
fsr-4105	17	3	state	state	PROPN
fsr-4105	17	4	university	university	PROPN
fsr-4105	17	5	past	past	PROPN
fsr-4105	17	6	presidents	president	NOUN
fsr-4105	17	7	inga	inga	PROPN
fsr-4105	17	8	timmerman	timmerman	NOUN
fsr-4105	17	9	,	,	PUNCT
fsr-4105	17	10	2020	2020	NUM
fsr-4105	17	11	-	-	SYM
fsr-4105	17	12	22	22	NUM
fsr-4105	17	13	university	university	NOUN
fsr-4105	17	14	of	of	ADP
fsr-4105	17	15	north	north	PROPN
fsr-4105	17	16	florida	florida	PROPN
fsr-4105	17	17	janine	janine	PROPN
fsr-4105	17	18	sam	sam	PROPN
fsr-4105	17	19	,	,	PUNCT
fsr-4105	17	20	2019	2019	NUM
fsr-4105	17	21	-	-	SYM
fsr-4105	17	22	20	20	NUM
fsr-4105	17	23	shepherd	shepherd	ADJ
fsr-4105	17	24	university	university	NOUN
fsr-4105	17	25	swarn	swarn	PROPN
fsr-4105	17	26	chatterjee	chatterjee	PROPN
fsr-4105	17	27	,	,	PUNCT
fsr-4105	17	28	2018	2018	NUM
fsr-4105	17	29	-	-	SYM
fsr-4105	17	30	19	19	NUM
fsr-4105	17	31	university	university	PROPN
fsr-4105	17	32	of	of	ADP
fsr-4105	17	33	georgia	georgia	PROPN
fsr-4105	17	34	robert	robert	PROPN
fsr-4105	17	35	moreschi	moreschi	PROPN
fsr-4105	17	36	,	,	PUNCT
fsr-4105	17	37	2016	2016	NUM
fsr-4105	17	38	-	-	SYM
fsr-4105	17	39	18	18	NUM
fsr-4105	17	40	virginia	virginia	PROPN
fsr-4105	17	41	military	military	PROPN
fsr-4105	17	42	institute	institute	PROPN
fsr-4105	17	43	thomas	thomas	PROPN
fsr-4105	17	44	coe	coe	PROPN
fsr-4105	17	45	,	,	PUNCT
fsr-4105	17	46	2015	2015	NUM
fsr-4105	17	47	-	-	SYM
fsr-4105	17	48	16	16	NUM
fsr-4105	17	49	quinnipiac	quinnipiac	PROPN
fsr-4105	17	50	university	university	PROPN
fsr-4105	17	51	william	william	PROPN
fsr-4105	17	52	chittenden	chittenden	PROPN
fsr-4105	17	53	,	,	PUNCT
fsr-4105	17	54	2014	2014	NUM
fsr-4105	17	55	-	-	SYM
fsr-4105	17	56	15	15	NUM
fsr-4105	17	57	texas	texas	PROPN
fsr-4105	17	58	state	state	PROPN
fsr-4105	17	59	university	university	PROPN
fsr-4105	17	60	lance	lance	PROPN
fsr-4105	17	61	palmer	palmer	PROPN
fsr-4105	17	62	,	,	PUNCT
fsr-4105	17	63	2013	2013	NUM
fsr-4105	17	64	-	-	SYM
fsr-4105	17	65	14	14	NUM
fsr-4105	17	66	university	university	PROPN
fsr-4105	17	67	of	of	ADP
fsr-4105	17	68	georgia	georgia	PROPN
fsr-4105	17	69	frank	frank	PROPN
fsr-4105	17	70	laatsch	laatsch	PROPN
fsr-4105	17	71	,	,	PUNCT
fsr-4105	17	72	2012	2012	NUM
fsr-4105	17	73	-	-	SYM
fsr-4105	17	74	13	13	NUM
fsr-4105	17	75	university	university	NOUN
fsr-4105	17	76	of	of	ADP
fsr-4105	17	77	southern	southern	PROPN
fsr-4105	17	78	mississippi	mississippi	PROPN
fsr-4105	17	79	brian	brian	PROPN
fsr-4105	17	80	boscaljon	boscaljon	PROPN
fsr-4105	17	81	,	,	PUNCT
fsr-4105	17	82	2011	2011	NUM
fsr-4105	17	83	-	-	SYM
fsr-4105	17	84	12	12	NUM
fsr-4105	17	85	penn	penn	PROPN
fsr-4105	17	86	state	state	PROPN
fsr-4105	17	87	university	university	PROPN
fsr-4105	17	88	-	-	PUNCT
fsr-4105	17	89	erie	erie	PROPN
fsr-4105	17	90	auburn	auburn	PROPN
fsr-4105	17	91	university	university	PROPN
fsr-4105	17	92	,	,	PUNCT
fsr-4105	17	93	montgomery	montgomery	PROPN
fsr-4105	17	94	vickie	vickie	PROPN
fsr-4105	17	95	hampton	hampton	PROPN
fsr-4105	17	96	,	,	PUNCT
fsr-4105	17	97	2008	2008	NUM
fsr-4105	17	98	-	-	SYM
fsr-4105	17	99	09	09	NUM
fsr-4105	17	100	texas	texas	PROPN
fsr-4105	17	101	tech	tech	PROPN
fsr-4105	17	102	university	university	PROPN
fsr-4105	17	103	frank	frank	PROPN
fsr-4105	17	104	laatsch	laatsch	PROPN
fsr-4105	17	105	2007	2007	NUM
fsr-4105	17	106	-	-	SYM
fsr-4105	17	107	08	08	NUM
fsr-4105	17	108	university	university	PROPN
fsr-4105	17	109	of	of	ADP
fsr-4105	17	110	southern	southern	PROPN
fsr-4105	17	111	mississippi	mississippi	PROPN
fsr-4105	17	112	daniel	daniel	PROPN
fsr-4105	17	113	walz	walz	PROPN
fsr-4105	17	114	,	,	PUNCT
fsr-4105	17	115	2006	2006	NUM
fsr-4105	17	116	-	-	SYM
fsr-4105	17	117	07	07	NUM
fsr-4105	17	118	trinity	trinity	NOUN
fsr-4105	17	119	university	university	PROPN
fsr-4105	17	120	anne	anne	PROPN
fsr-4105	17	121	gleason	gleason	PROPN
fsr-4105	17	122	,	,	PUNCT
fsr-4105	17	123	2005	2005	NUM
fsr-4105	17	124	-	-	SYM
fsr-4105	17	125	06	06	NUM
fsr-4105	17	126	college	college	PROPN
fsr-4105	17	127	of	of	ADP
fsr-4105	17	128	charleston	charleston	PROPN
fsr-4105	17	129	stuart	stuart	PROPN
fsr-4105	17	130	michelson	michelson	PROPN
fsr-4105	17	131	,	,	PUNCT
fsr-4105	17	132	2004	2004	NUM
fsr-4105	17	133	-	-	SYM
fsr-4105	17	134	05	05	NUM
fsr-4105	17	135	stetson	stetson	PROPN
fsr-4105	17	136	university	university	PROPN
fsr-4105	17	137	grady	grady	PROPN
fsr-4105	17	138	perdue	perdue	PROPN
fsr-4105	17	139	,	,	PUNCT
fsr-4105	17	140	2003	2003	NUM
fsr-4105	17	141	-	-	SYM
fsr-4105	17	142	04	04	NUM
fsr-4105	17	143	university	university	PROPN
fsr-4105	17	144	of	of	ADP
fsr-4105	17	145	houston	houston	PROPN
fsr-4105	17	146	-	-	PUNCT
fsr-4105	17	147	clear	clear	PROPN
fsr-4105	17	148	lake	lake	PROPN
fsr-4105	17	149	vickie	vickie	PROPN
fsr-4105	17	150	bajtelsmit	bajtelsmit	NOUN
fsr-4105	17	151	,	,	PUNCT
fsr-4105	17	152	2002	2002	NUM
fsr-4105	17	153	-	-	SYM
fsr-4105	17	154	03	03	NUM
fsr-4105	17	155	colorado	colorado	PROPN
fsr-4105	17	156	state	state	PROPN
fsr-4105	17	157	university	university	PROPN
fsr-4105	17	158	karen	karen	PROPN
fsr-4105	17	159	eilers	eilers	PROPN
fsr-4105	17	160	lahey	lahey	PROPN
fsr-4105	17	161	,	,	PUNCT
fsr-4105	17	162	2001	2001	NUM
fsr-4105	17	163	-	-	SYM
fsr-4105	17	164	02	02	NUM
fsr-4105	17	165	university	university	PROPN
fsr-4105	17	166	of	of	ADP
fsr-4105	17	167	akron	akron	PROPN
fsr-4105	17	168	tom	tom	PROPN
fsr-4105	17	169	eyssell	eyssell	PROPN
fsr-4105	17	170	,	,	PUNCT
fsr-4105	17	171	2000	2000	NUM
fsr-4105	17	172	-	-	SYM
fsr-4105	17	173	01	01	NUM
fsr-4105	17	174	university	university	PROPN
fsr-4105	17	175	of	of	ADP
fsr-4105	17	176	missouri	missouri	PROPN
fsr-4105	17	177	-	-	PROPN
fsr-4105	17	178	st	st	PROPN
fsr-4105	17	179	.	.	PROPN
fsr-4105	17	180	louis	louis	PROPN
fsr-4105	17	181	jill	jill	PROPN
fsr-4105	17	182	lynn	lynn	PROPN
fsr-4105	17	183	vihtelic	vihtelic	PROPN
fsr-4105	17	184	,	,	PUNCT
fsr-4105	17	185	1999	1999	NUM
fsr-4105	17	186	-	-	SYM
fsr-4105	17	187	00	00	NUM
fsr-4105	17	188	saint	saint	PROPN
fsr-4105	17	189	mary	mary	PROPN
fsr-4105	17	190	’s	’s	PART
fsr-4105	17	191	college	college	PROPN
fsr-4105	17	192	terry	terry	PROPN
fsr-4105	17	193	zivney	zivney	PROPN
fsr-4105	17	194	,	,	PUNCT
fsr-4105	17	195	1998	1998	NUM
fsr-4105	17	196	-	-	SYM
fsr-4105	17	197	99	99	NUM
fsr-4105	17	198	ball	ball	NOUN
fsr-4105	17	199	state	state	NOUN
fsr-4105	17	200	university	university	PROPN
fsr-4105	17	201	don	don	PROPN
fsr-4105	17	202	holdren	holdren	NOUN
fsr-4105	17	203	,	,	PUNCT
fsr-4105	17	204	1997	1997	NUM
fsr-4105	17	205	-	-	SYM
fsr-4105	17	206	98	98	NUM
fsr-4105	17	207	marshall	marshall	PROPN
fsr-4105	17	208	university	university	PROPN
fsr-4105	17	209	robert	robert	PROPN
fsr-4105	17	210	mcleod	mcleod	PROPN
fsr-4105	17	211	,	,	PUNCT
fsr-4105	17	212	1996	1996	NUM
fsr-4105	17	213	-	-	SYM
fsr-4105	17	214	97	97	NUM
fsr-4105	17	215	university	university	PROPN
fsr-4105	17	216	of	of	ADP
fsr-4105	17	217	alabama	alabama	PROPN
fsr-4105	17	218	walt	walt	PROPN
fsr-4105	17	219	woerheide	woerheide	PROPN
fsr-4105	17	220	,	,	PUNCT
fsr-4105	17	221	1995	1995	NUM
fsr-4105	17	222	-	-	SYM
fsr-4105	17	223	96	96	NUM
fsr-4105	17	224	the	the	DET
fsr-4105	17	225	american	american	PROPN
fsr-4105	17	226	college	college	PROPN
fsr-4105	17	227	dixie	dixie	PROPN
fsr-4105	17	228	mills	mill	NOUN
fsr-4105	17	229	,	,	PUNCT
fsr-4105	17	230	1994	1994	NUM
fsr-4105	17	231	-	-	SYM
fsr-4105	17	232	95	95	NUM
fsr-4105	17	233	illinois	illinois	PROPN
fsr-4105	17	234	state	state	PROPN
fsr-4105	17	235	university	university	PROPN
fsr-4105	17	236	ted	te	VERB
fsr-4105	17	237	veit	veit	PROPN
fsr-4105	17	238	,	,	PUNCT
fsr-4105	17	239	1993	1993	NUM
fsr-4105	17	240	-	-	SYM
fsr-4105	17	241	94	94	NUM
fsr-4105	17	242	rollins	rollins	PROPN
fsr-4105	17	243	college	college	PROPN
fsr-4105	17	244	mona	mona	PROPN
fsr-4105	17	245	gardner	gardner	PROPN
fsr-4105	17	246	,	,	PUNCT
fsr-4105	17	247	1992	1992	NUM
fsr-4105	17	248	-	-	SYM
fsr-4105	17	249	93	93	NUM
fsr-4105	17	250	illinois	illinois	PROPN
fsr-4105	17	251	wesleyan	wesleyan	PROPN
fsr-4105	17	252	university	university	PROPN
fsr-4105	17	253	jean	jean	PROPN
fsr-4105	17	254	l.	l.	PROPN
fsr-4105	17	255	heck	heck	PROPN
fsr-4105	17	256	,	,	PUNCT
fsr-4105	17	257	1991	1991	NUM
fsr-4105	17	258	-	-	SYM
fsr-4105	17	259	92	92	NUM
fsr-4105	17	260	villanova	villanova	PROPN
fsr-4105	17	261	university	university	PROPN
fsr-4105	17	262	frank	frank	PROPN
fsr-4105	17	263	k.	k.	PROPN
fsr-4105	17	264	reilly	reilly	PROPN
fsr-4105	17	265	,	,	PUNCT
fsr-4105	17	266	1990	1990	NUM
fsr-4105	17	267	-	-	SYM
fsr-4105	17	268	91	91	NUM
fsr-4105	17	269	university	university	NOUN
fsr-4105	17	270	of	of	ADP
fsr-4105	17	271	notre	notre	PROPN
fsr-4105	17	272	dame	dame	PROPN
fsr-4105	17	273	lawrence	lawrence	PROPN
fsr-4105	17	274	j.	j.	PROPN
fsr-4105	17	275	gitman	gitman	PROPN
fsr-4105	17	276	,	,	PUNCT
fsr-4105	17	277	1989	1989	NUM
fsr-4105	17	278	-	-	SYM
fsr-4105	17	279	90	90	NUM
fsr-4105	17	280	san	san	PROPN
fsr-4105	17	281	diego	diego	PROPN
fsr-4105	17	282	state	state	PROPN
fsr-4105	17	283	university	university	PROPN
fsr-4105	17	284	travis	travis	PROPN
fsr-4105	17	285	s.	s.	PROPN
fsr-4105	17	286	pritchett	pritchett	PROPN
fsr-4105	17	287	,	,	PUNCT
fsr-4105	17	288	1988	1988	NUM
fsr-4105	17	289	-	-	SYM
fsr-4105	17	290	89	89	NUM
fsr-4105	17	291	university	university	NOUN
fsr-4105	17	292	of	of	ADP
fsr-4105	17	293	south	south	PROPN
fsr-4105	17	294	carolina	carolina	PROPN
fsr-4105	17	295	tom	tom	PROPN
fsr-4105	17	296	potts	potts	PROPN
fsr-4105	17	297	,	,	PUNCT
fsr-4105	17	298	1987	1987	NUM
fsr-4105	17	299	-	-	SYM
fsr-4105	17	300	88	88	NUM
fsr-4105	17	301	baylor	baylor	NOUN
fsr-4105	17	302	university	university	PROPN
fsr-4105	17	303	robert	robert	PROPN
fsr-4105	17	304	f.	f.	PROPN
fsr-4105	17	305	bohn	bohn	PROPN
fsr-4105	17	306	,	,	PUNCT
fsr-4105	17	307	1986	1986	NUM
fsr-4105	17	308	-	-	SYM
fsr-4105	17	309	87	87	NUM
fsr-4105	17	310	golden	golden	PROPN
fsr-4105	17	311	gate	gate	PROPN
fsr-4105	17	312	university	university	PROPN
fsr-4105	17	313	tom	tom	PROPN
fsr-4105	17	314	warschauer	warschauer	PROPN
fsr-4105	17	315	,	,	PUNCT
fsr-4105	17	316	1985	1985	NUM
fsr-4105	17	317	-	-	SYM
fsr-4105	17	318	86	86	NUM
fsr-4105	17	319	san	san	PROPN
fsr-4105	17	320	diego	diego	PROPN
fsr-4105	17	321	state	state	PROPN
fsr-4105	17	322	university	university	PROPN
fsr-4105	17	323	financial	financial	ADJ
fsr-4105	17	324	services	service	NOUN
fsr-4105	17	325	review	review	NOUN
fsr-4105	17	326	is	be	AUX
fsr-4105	17	327	the	the	DET
fsr-4105	17	328	journal	journal	NOUN
fsr-4105	17	329	of	of	ADP
fsr-4105	17	330	the	the	DET
fsr-4105	17	331	academy	academy	PROPN
fsr-4105	17	332	of	of	ADP
fsr-4105	17	333	financial	financial	ADJ
fsr-4105	17	334	services	service	NOUN
fsr-4105	17	335	financial	financial	ADJ
fsr-4105	17	336	services	service	NOUN
fsr-4105	17	337	review	review	VERB
fsr-4105	17	338	the	the	DET
fsr-4105	17	339	journal	journal	NOUN
fsr-4105	17	340	of	of	ADP
fsr-4105	17	341	individual	individual	ADJ
fsr-4105	17	342	financial	financial	ADJ
fsr-4105	17	343	management	management	NOUN
fsr-4105	17	344	vol	vol	NOUN
fsr-4105	17	345	.	.	PUNCT
fsr-4105	18	1	32	32	NUM
fsr-4105	18	2	,	,	PUNCT
fsr-4105	18	3	no	no	INTJ
fsr-4105	18	4	.	.	NOUN
fsr-4105	18	5	4	4	NUM
fsr-4105	18	6	,	,	PUNCT
fsr-4105	18	7	2024	2024	NUM
fsr-4105	18	8	editor	editor	NOUN
fsr-4105	18	9	john	john	PROPN
fsr-4105	18	10	e.	e.	PROPN
fsr-4105	18	11	grable	grable	PROPN
fsr-4105	18	12	,	,	PUNCT
fsr-4105	18	13	ph.d	ph.d	PROPN
fsr-4105	18	14	.	.	PROPN
fsr-4105	18	15	,	,	PUNCT
fsr-4105	18	16	cfp	cfp	PROPN
fsr-4105	18	17	®	®	PROPN
fsr-4105	18	18	,	,	PUNCT
fsr-4105	18	19	university	university	PROPN
fsr-4105	18	20	of	of	ADP
fsr-4105	18	21	georgia	georgia	PROPN
fsr-4105	18	22	editorial	editorial	PROPN
fsr-4105	18	23	advisory	advisory	PROPN
fsr-4105	18	24	board	board	PROPN
fsr-4105	18	25	•	•	PROPN
fsr-4105	18	26	vickie	vickie	PROPN
fsr-4105	18	27	bajtelsmit	bajtelsmit	NOUN
fsr-4105	18	28	,	,	PUNCT
fsr-4105	18	29	ph.d	ph.d	PROPN
fsr-4105	18	30	.	.	PROPN
fsr-4105	18	31	,	,	PUNCT
fsr-4105	18	32	colorado	colorado	PROPN
fsr-4105	18	33	state	state	PROPN
fsr-4105	18	34	university	university	PROPN
fsr-4105	18	35	(	(	PUNCT
fsr-4105	18	36	emeritus	emeritus	NOUN
fsr-4105	18	37	)	)	PUNCT
fsr-4105	18	38	•	•	NOUN
fsr-4105	18	39	shawn	shawn	PROPN
fsr-4105	18	40	brayman	brayman	PROPN
fsr-4105	18	41	,	,	PUNCT
fsr-4105	18	42	m.e.s	m.e.s	PROPN
fsr-4105	18	43	.	.	PROPN
fsr-4105	18	44	,	,	PUNCT
fsr-4105	18	45	sb	sb	PROPN
fsr-4105	18	46	research	research	PROPN
fsr-4105	18	47	consulting	consult	VERB
fsr-4105	18	48	•	•	PROPN
fsr-4105	18	49	sherman	sherman	PROPN
fsr-4105	18	50	hanna	hanna	PROPN
fsr-4105	18	51	,	,	PUNCT
fsr-4105	18	52	ph.d	ph.d	PROPN
fsr-4105	18	53	.	.	PROPN
fsr-4105	18	54	,	,	PUNCT
fsr-4105	18	55	the	the	DET
fsr-4105	18	56	ohio	ohio	PROPN
fsr-4105	18	57	state	state	PROPN
fsr-4105	18	58	university	university	PROPN
fsr-4105	18	59	•	•	PROPN
fsr-4105	18	60	tom	tom	PROPN
fsr-4105	18	61	potts	potts	PROPN
fsr-4105	18	62	,	,	PUNCT
fsr-4105	18	63	ph.d	ph.d	PROPN
fsr-4105	18	64	.	.	PROPN
fsr-4105	18	65	,	,	PUNCT
fsr-4105	18	66	cfp	cfp	PROPN
fsr-4105	18	67	®	®	PROPN
fsr-4105	18	68	,	,	PUNCT
fsr-4105	18	69	baylor	baylor	PROPN
fsr-4105	18	70	university	university	PROPN
fsr-4105	18	71	(	(	PUNCT
fsr-4105	18	72	emeritus	emeritus	NOUN
fsr-4105	18	73	)	)	PUNCT
fsr-4105	18	74	•	•	NUM
fsr-4105	18	75	martin	martin	PROPN
fsr-4105	18	76	seay	seay	PROPN
fsr-4105	18	77	,	,	PUNCT
fsr-4105	18	78	ph.d	ph.d	PROPN
fsr-4105	18	79	.	.	PROPN
fsr-4105	18	80	,	,	PUNCT
fsr-4105	18	81	cfp	cfp	PROPN
fsr-4105	18	82	®	®	PROPN
fsr-4105	18	83	,	,	PUNCT
fsr-4105	18	84	kansas	kansas	PROPN
fsr-4105	18	85	state	state	PROPN
fsr-4105	18	86	university	university	PROPN
fsr-4105	18	87	•	•	PROPN
fsr-4105	18	88	meir	meir	PROPN
fsr-4105	18	89	statman	statman	PROPN
fsr-4105	18	90	,	,	PUNCT
fsr-4105	18	91	ph.d	ph.d	PROPN
fsr-4105	18	92	.	.	PROPN
fsr-4105	18	93	,	,	PUNCT
fsr-4105	18	94	santa	santa	PROPN
fsr-4105	18	95	clara	clara	PROPN
fsr-4105	18	96	university	university	PROPN
fsr-4105	18	97	•	•	PROPN
fsr-4105	18	98	tom	tom	PROPN
fsr-4105	18	99	warschauer	warschauer	PROPN
fsr-4105	18	100	,	,	PUNCT
fsr-4105	18	101	ph.d	ph.d	PROPN
fsr-4105	18	102	.	.	PROPN
fsr-4105	18	103	,	,	PUNCT
fsr-4105	18	104	cfp	cfp	PROPN
fsr-4105	18	105	®	®	PROPN
fsr-4105	18	106	,	,	PUNCT
fsr-4105	18	107	san	san	PROPN
fsr-4105	18	108	diego	diego	PROPN
fsr-4105	18	109	state	state	PROPN
fsr-4105	18	110	university	university	PROPN
fsr-4105	18	111	(	(	PUNCT
fsr-4105	18	112	emeritus	emeritus	NOUN
fsr-4105	18	113	)	)	PUNCT
fsr-4105	18	114	associate	associate	ADJ
fsr-4105	18	115	editors	editor	NOUN
fsr-4105	18	116	•	•	ADP
fsr-4105	18	117	swarn	swarn	PROPN
fsr-4105	18	118	chatterjee	chatterjee	PROPN
fsr-4105	18	119	,	,	PUNCT
fsr-4105	18	120	ph.d	ph.d	PROPN
fsr-4105	18	121	.	.	PROPN
fsr-4105	18	122	,	,	PUNCT
fsr-4105	18	123	university	university	PROPN
fsr-4105	18	124	of	of	ADP
fsr-4105	18	125	georgia	georgia	PROPN
fsr-4105	18	126	•	•	NUM
fsr-4105	18	127	shinae	shinae	PROPN
fsr-4105	18	128	l.	l.	PROPN
fsr-4105	18	129	choi	choi	PROPN
fsr-4105	18	130	,	,	PUNCT
fsr-4105	18	131	ph.d	ph.d	PROPN
fsr-4105	18	132	.	.	PUNCT
fsr-4105	19	1	university	university	PROPN
fsr-4105	19	2	of	of	ADP
fsr-4105	19	3	alabama	alabama	PROPN
fsr-4105	19	4	•	•	NUM
fsr-4105	19	5	jasmine	jasmine	PROPN
fsr-4105	19	6	fang	fang	PROPN
fsr-4105	19	7	,	,	PUNCT
fsr-4105	19	8	ph.d	ph.d	PROPN
fsr-4105	19	9	.	.	PROPN
fsr-4105	19	10	,	,	PUNCT
fsr-4105	19	11	massey	massey	PROPN
fsr-4105	19	12	university	university	PROPN
fsr-4105	19	13	,	,	PUNCT
fsr-4105	19	14	new	new	PROPN
fsr-4105	19	15	zealand	zealand	PROPN
fsr-4105	19	16	•	•	PROPN
fsr-4105	19	17	mark	mark	PROPN
fsr-4105	19	18	fedenia	fedenia	PROPN
fsr-4105	19	19	,	,	PUNCT
fsr-4105	19	20	ph.d	ph.d	PROPN
fsr-4105	19	21	.	.	PROPN
fsr-4105	19	22	,	,	PUNCT
fsr-4105	19	23	university	university	PROPN
fsr-4105	19	24	of	of	ADP
fsr-4105	19	25	wisconsin	wisconsin	PROPN
fsr-4105	19	26	•	•	ADP
fsr-4105	19	27	stu	stu	PROPN
fsr-4105	19	28	heckman	heckman	PROPN
fsr-4105	19	29	,	,	PUNCT
fsr-4105	19	30	ph.d	ph.d	PROPN
fsr-4105	19	31	.	.	PROPN
fsr-4105	19	32	,	,	PUNCT
fsr-4105	19	33	cfp	cfp	PROPN
fsr-4105	19	34	®	®	PROPN
fsr-4105	19	35	,	,	PUNCT
fsr-4105	19	36	texas	texas	PROPN
fsr-4105	19	37	tech	tech	PROPN
fsr-4105	19	38	university	university	PROPN
fsr-4105	19	39	•	•	PROPN
fsr-4105	19	40	william	william	PROPN
fsr-4105	19	41	w.	w.	PROPN
fsr-4105	19	42	jennings	jennings	PROPN
fsr-4105	19	43	,	,	PUNCT
fsr-4105	19	44	ph.d	ph.d	PROPN
fsr-4105	19	45	.	.	PROPN
fsr-4105	19	46	,	,	PUNCT
fsr-4105	19	47	cfa	cfa	PROPN
fsr-4105	19	48	®	®	PROPN
fsr-4105	19	49	,	,	PUNCT
fsr-4105	19	50	u.s	u.s	PROPN
fsr-4105	19	51	.	.	PROPN
fsr-4105	19	52	airforce	airforce	PROPN
fsr-4105	19	53	academy	academy	PROPN
fsr-4105	19	54	•	•	ADP
fsr-4105	19	55	so	so	ADV
fsr-4105	19	56	-	-	PUNCT
fsr-4105	19	57	hyun	hyun	PROPN
fsr-4105	19	58	joo	joo	PROPN
fsr-4105	19	59	,	,	PUNCT
fsr-4105	19	60	ph.d	ph.d	PROPN
fsr-4105	19	61	.	.	PROPN
fsr-4105	19	62	,	,	PUNCT
fsr-4105	19	63	ewha	ewha	VERB
fsr-4105	19	64	womans	woman	NOUN
fsr-4105	19	65	university	university	PROPN
fsr-4105	19	66	,	,	PUNCT
fsr-4105	19	67	south	south	PROPN
fsr-4105	19	68	korea	korea	PROPN
fsr-4105	19	69	•	•	PROPN
fsr-4105	19	70	thomas	thomas	PROPN
fsr-4105	19	71	langdon	langdon	PROPN
fsr-4105	19	72	,	,	PUNCT
fsr-4105	19	73	ph.d	ph.d	PROPN
fsr-4105	19	74	.	.	PROPN
fsr-4105	19	75	,	,	PUNCT
fsr-4105	19	76	roger	roger	PROPN
fsr-4105	19	77	william	william	PROPN
fsr-4105	19	78	university	university	PROPN
fsr-4105	19	79	,	,	PUNCT
fsr-4105	19	80	bristol	bristol	PROPN
fsr-4105	19	81	,	,	PUNCT
fsr-4105	19	82	ri	ri	PROPN
fsr-4105	19	83	•	•	NUM
fsr-4105	19	84	terrance	terrance	PROPN
fsr-4105	19	85	martin	martin	PROPN
fsr-4105	19	86	,	,	PUNCT
fsr-4105	19	87	ph.d	ph.d	PROPN
fsr-4105	19	88	.	.	PROPN
fsr-4105	19	89	,	,	PUNCT
fsr-4105	19	90	winston	winston	PROPN
fsr-4105	19	91	-	-	PUNCT
fsr-4105	19	92	salem	salem	PROPN
fsr-4105	19	93	state	state	NOUN
fsr-4105	19	94	university	university	PROPN
fsr-4105	19	95	•	•	PROPN
fsr-4105	19	96	mustafa	mustafa	PROPN
fsr-4105	19	97	nourallah	nourallah	PROPN
fsr-4105	19	98	,	,	PUNCT
fsr-4105	19	99	ph.d	ph.d	PROPN
fsr-4105	19	100	.	.	PROPN
fsr-4105	19	101	,	,	PUNCT
fsr-4105	19	102	centre	centre	NOUN
fsr-4105	19	103	for	for	ADP
fsr-4105	19	104	research	research	NOUN
fsr-4105	19	105	on	on	ADP
fsr-4105	19	106	economic	economic	ADJ
fsr-4105	19	107	relations	relation	NOUN
fsr-4105	19	108	,	,	PUNCT
fsr-4105	19	109	mid	mid	PROPN
fsr-4105	19	110	sweden	sweden	PROPN
fsr-4105	19	111	university	university	PROPN
fsr-4105	19	112	•	•	PROPN
fsr-4105	19	113	wade	wade	PROPN
fsr-4105	19	114	d.	d.	PROPN
fsr-4105	19	115	pfau	pfau	PROPN
fsr-4105	19	116	,	,	PUNCT
fsr-4105	19	117	ph.d	ph.d	PROPN
fsr-4105	19	118	.	.	PROPN
fsr-4105	19	119	,	,	PUNCT
fsr-4105	19	120	cfa	cfa	PROPN
fsr-4105	19	121	,	,	PUNCT
fsr-4105	19	122	ricp	ricp	PROPN
fsr-4105	19	123	,	,	PUNCT
fsr-4105	19	124	retirement	retirement	NOUN
fsr-4105	19	125	income	income	NOUN
fsr-4105	19	126	style	style	NOUN
fsr-4105	19	127	awareness	awareness	NOUN
fsr-4105	19	128	,	,	PUNCT
fsr-4105	19	129	llc	llc	PROPN
fsr-4105	20	1	•	•	NUM
fsr-4105	20	2	lance	lance	PROPN
fsr-4105	20	3	palmer	palmer	PROPN
fsr-4105	20	4	,	,	PUNCT
fsr-4105	20	5	ph.d	ph.d	PROPN
fsr-4105	20	6	.	.	PROPN
fsr-4105	20	7	,	,	PUNCT
fsr-4105	20	8	cfp	cfp	PROPN
fsr-4105	20	9	®	®	PROPN
fsr-4105	20	10	,	,	PUNCT
fsr-4105	20	11	cpa	cpa	PROPN
fsr-4105	20	12	®	®	PROPN
fsr-4105	20	13	,	,	PUNCT
fsr-4105	20	14	university	university	PROPN
fsr-4105	20	15	of	of	ADP
fsr-4105	20	16	georgia	georgia	PROPN
fsr-4105	20	17	•	•	NUM
fsr-4105	20	18	abed	abe	VERB
fsr-4105	20	19	rabbani	rabbani	PROPN
fsr-4105	20	20	,	,	PUNCT
fsr-4105	20	21	ph.d	ph.d	PROPN
fsr-4105	20	22	.	.	PROPN
fsr-4105	20	23	,	,	PUNCT
fsr-4105	20	24	cfp	cfp	PROPN
fsr-4105	20	25	®	®	PROPN
fsr-4105	20	26	,	,	PUNCT
fsr-4105	20	27	university	university	PROPN
fsr-4105	20	28	of	of	ADP
fsr-4105	20	29	missouri	missouri	PROPN
fsr-4105	20	30	•	•	PROPN
fsr-4105	20	31	chris	chris	PROPN
fsr-4105	20	32	robinson	robinson	PROPN
fsr-4105	20	33	,	,	PUNCT
fsr-4105	20	34	ph.d	ph.d	PROPN
fsr-4105	20	35	.	.	PROPN
fsr-4105	20	36	,	,	PUNCT
fsr-4105	20	37	cfp	cfp	PROPN
fsr-4105	20	38	®	®	PROPN
fsr-4105	20	39	,	,	PUNCT
fsr-4105	20	40	cpa	cpa	PROPN
fsr-4105	20	41	,	,	PUNCT
fsr-4105	20	42	ca	ca	PROPN
fsr-4105	20	43	,	,	PUNCT
fsr-4105	20	44	york	york	PROPN
fsr-4105	20	45	university	university	PROPN
fsr-4105	20	46	(	(	PUNCT
fsr-4105	20	47	emeritus	emeritus	NOUN
fsr-4105	20	48	)	)	PUNCT
fsr-4105	20	49	,	,	PUNCT
fsr-4105	20	50	canada	canada	PROPN
fsr-4105	20	51	•	•	PROPN
fsr-4105	20	52	jerry	jerry	PROPN
fsr-4105	20	53	stevens	stevens	PROPN
fsr-4105	20	54	,	,	PUNCT
fsr-4105	20	55	ph.d	ph.d	PROPN
fsr-4105	20	56	.	.	PROPN
fsr-4105	20	57	,	,	PUNCT
fsr-4105	20	58	university	university	PROPN
fsr-4105	20	59	of	of	ADP
fsr-4105	20	60	richmond	richmond	PROPN
fsr-4105	20	61	•	•	NUM
fsr-4105	20	62	ning	ning	PROPN
fsr-4105	20	63	tang	tang	PROPN
fsr-4105	20	64	,	,	PUNCT
fsr-4105	20	65	ph.d	ph.d	PROPN
fsr-4105	20	66	.	.	PROPN
fsr-4105	20	67	,	,	PUNCT
fsr-4105	20	68	san	san	PROPN
fsr-4105	20	69	diego	diego	PROPN
fsr-4105	20	70	state	state	PROPN
fsr-4105	20	71	university	university	PROPN
fsr-4105	20	72	•	•	PROPN
fsr-4105	20	73	inga	inga	PROPN
fsr-4105	20	74	timmerman	timmerman	PROPN
fsr-4105	20	75	,	,	PUNCT
fsr-4105	20	76	ph.d	ph.d	PROPN
fsr-4105	20	77	.	.	PROPN
fsr-4105	20	78	,	,	PUNCT
fsr-4105	20	79	university	university	PROPN
fsr-4105	20	80	of	of	ADP
fsr-4105	20	81	north	north	PROPN
fsr-4105	20	82	florida	florida	PROPN
fsr-4105	20	83	editorial	editorial	PROPN
fsr-4105	20	84	board	board	PROPN
fsr-4105	20	85	•	•	PROPN
fsr-4105	20	86	john	john	PROPN
fsr-4105	20	87	anderson	anderson	PROPN
fsr-4105	20	88	,	,	PUNCT
fsr-4105	20	89	ph.d	ph.d	PROPN
fsr-4105	20	90	.	.	PROPN
fsr-4105	20	91	,	,	PUNCT
fsr-4105	20	92	university	university	PROPN
fsr-4105	20	93	of	of	ADP
fsr-4105	20	94	kansas	kansas	PROPN
fsr-4105	20	95	•	•	PROPN
fsr-4105	20	96	kristy	kristy	PROPN
fsr-4105	20	97	archuleta	archuleta	PROPN
fsr-4105	20	98	,	,	PUNCT
fsr-4105	20	99	ph.d	ph.d	PROPN
fsr-4105	20	100	.	.	PROPN
fsr-4105	20	101	,	,	PUNCT
fsr-4105	20	102	university	university	PROPN
fsr-4105	20	103	of	of	ADP
fsr-4105	20	104	georgia	georgia	PROPN
fsr-4105	20	105	•	•	PROPN
fsr-4105	20	106	colleeen	colleeen	PROPN
fsr-4105	20	107	tokar	tokar	NOUN
fsr-4105	20	108	asaad	asaad	PROPN
fsr-4105	20	109	,	,	PUNCT
fsr-4105	20	110	ph.d	ph.d	PROPN
fsr-4105	20	111	.	.	PROPN
fsr-4105	20	112	,	,	PUNCT
fsr-4105	20	113	baldwin	baldwin	PROPN
fsr-4105	20	114	wallace	wallace	PROPN
fsr-4105	20	115	university	university	PROPN
fsr-4105	20	116	•	•	PROPN
fsr-4105	20	117	rachel	rachel	PROPN
fsr-4105	20	118	bi	bi	PROPN
fsr-4105	20	119	,	,	PUNCT
fsr-4105	20	120	ph.d	ph.d	PROPN
fsr-4105	20	121	.	.	PROPN
fsr-4105	20	122	,	,	PUNCT
fsr-4105	20	123	utah	utah	PROPN
fsr-4105	20	124	valley	valley	PROPN
fsr-4105	20	125	university	university	PROPN
fsr-4105	20	126	•	•	PROPN
fsr-4105	20	127	brian	brian	PROPN
fsr-4105	20	128	boscaljon	boscaljon	PROPN
fsr-4105	20	129	,	,	PUNCT
fsr-4105	20	130	penn	penn	PROPN
fsr-4105	20	131	state	state	PROPN
fsr-4105	20	132	behrend	behrend	PROPN
fsr-4105	20	133	•	•	PROPN
fsr-4105	20	134	axton	axton	PROPN
fsr-4105	20	135	betz	betz	PROPN
fsr-4105	20	136	-	-	PUNCT
fsr-4105	20	137	hamilton	hamilton	PROPN
fsr-4105	20	138	,	,	PUNCT
fsr-4105	20	139	south	south	PROPN
fsr-4105	20	140	dakota	dakota	PROPN
fsr-4105	20	141	state	state	PROPN
fsr-4105	20	142	university	university	PROPN
fsr-4105	20	143	•	•	PROPN
fsr-4105	20	144	chris	chris	PROPN
fsr-4105	20	145	browning	browning	PROPN
fsr-4105	20	146	,	,	PUNCT
fsr-4105	20	147	ph.d	ph.d	PROPN
fsr-4105	20	148	.	.	PROPN
fsr-4105	20	149	,	,	PUNCT
fsr-4105	20	150	cfp	cfp	PROPN
fsr-4105	20	151	®	®	PROPN
fsr-4105	20	152	,	,	PUNCT
fsr-4105	20	153	texas	texas	PROPN
fsr-4105	20	154	tech	tech	PROPN
fsr-4105	20	155	university	university	PROPN
fsr-4105	20	156	•	•	PROPN
fsr-4105	20	157	john	john	PROPN
fsr-4105	20	158	clinebell	clinebell	PROPN
fsr-4105	20	159	,	,	PUNCT
fsr-4105	20	160	ph.d	ph.d	PROPN
fsr-4105	20	161	.	.	PROPN
fsr-4105	20	162	,	,	PUNCT
fsr-4105	20	163	university	university	PROPN
fsr-4105	20	164	of	of	ADP
fsr-4105	20	165	northern	northern	ADJ
fsr-4105	20	166	colorado	colorado	PROPN
fsr-4105	20	167	(	(	PUNCT
fsr-4105	20	168	emeritus	emeritus	NOUN
fsr-4105	20	169	)	)	PUNCT
fsr-4105	20	170	•	•	NUM
fsr-4105	20	171	michelle	michelle	PROPN
fsr-4105	20	172	cull	cull	PROPN
fsr-4105	20	173	,	,	PUNCT
fsr-4105	20	174	ph.d	ph.d	PROPN
fsr-4105	20	175	.	.	PROPN
fsr-4105	20	176	,	,	PUNCT
fsr-4105	20	177	western	western	PROPN
fsr-4105	20	178	sydney	sydney	PROPN
fsr-4105	20	179	university	university	PROPN
fsr-4105	20	180	,	,	PUNCT
fsr-4105	20	181	australia	australia	PROPN
fsr-4105	20	182	•	•	PROPN
fsr-4105	20	183	james	james	PROPN
fsr-4105	20	184	delellio	delellio	PROPN
fsr-4105	20	185	,	,	PUNCT
fsr-4105	20	186	ph.d	ph.d	PROPN
fsr-4105	20	187	.	.	PROPN
fsr-4105	20	188	,	,	PUNCT
fsr-4105	20	189	pepperdine	pepperdine	PROPN
fsr-4105	20	190	university	university	PROPN
fsr-4105	20	191	•	•	PROPN
fsr-4105	20	192	dale	dale	PROPN
fsr-4105	20	193	domian	domian	PROPN
fsr-4105	20	194	,	,	PUNCT
fsr-4105	20	195	ph.d	ph.d	PROPN
fsr-4105	20	196	.	.	PROPN
fsr-4105	20	197	,	,	PUNCT
fsr-4105	20	198	cfp	cfp	PROPN
fsr-4105	20	199	®	®	PROPN
fsr-4105	20	200	,	,	PUNCT
fsr-4105	20	201	york	york	PROPN
fsr-4105	20	202	university	university	PROPN
fsr-4105	20	203	,	,	PUNCT
fsr-4105	20	204	canada	canada	PROPN
fsr-4105	20	205	•	•	PROPN
fsr-4105	20	206	lu	lu	PROPN
fsr-4105	20	207	fan	fan	PROPN
fsr-4105	20	208	,	,	PUNCT
fsr-4105	20	209	ph.d	ph.d	PROPN
fsr-4105	20	210	.	.	PROPN
fsr-4105	20	211	,	,	PUNCT
fsr-4105	20	212	cfp	cfp	PROPN
fsr-4105	20	213	®	®	PROPN
fsr-4105	20	214	,	,	PUNCT
fsr-4105	20	215	university	university	PROPN
fsr-4105	20	216	of	of	ADP
fsr-4105	20	217	georgia	georgia	PROPN
fsr-4105	20	218	•	•	PROPN
fsr-4105	20	219	patti	patti	PROPN
fsr-4105	20	220	fisher	fisher	PROPN
fsr-4105	20	221	,	,	PUNCT
fsr-4105	20	222	ph.d	ph.d	PROPN
fsr-4105	20	223	.	.	PROPN
fsr-4105	20	224	,	,	PUNCT
fsr-4105	20	225	virginia	virginia	PROPN
fsr-4105	20	226	tech	tech	PROPN
fsr-4105	20	227	•	•	PROPN
fsr-4105	20	228	russell	russell	PROPN
fsr-4105	20	229	james	james	PROPN
fsr-4105	20	230	,	,	PUNCT
fsr-4105	20	231	ph.d	ph.d	PROPN
fsr-4105	20	232	.	.	PROPN
fsr-4105	20	233	,	,	PUNCT
fsr-4105	20	234	cfp	cfp	PROPN
fsr-4105	20	235	®	®	PROPN
fsr-4105	20	236	,	,	PUNCT
fsr-4105	20	237	texas	texas	PROPN
fsr-4105	20	238	tech	tech	PROPN
fsr-4105	20	239	university	university	PROPN
fsr-4105	20	240	•	•	PROPN
fsr-4105	20	241	kyoung	kyoung	PROPN
fsr-4105	20	242	tae	tae	PROPN
fsr-4105	20	243	kim	kim	PROPN
fsr-4105	20	244	,	,	PUNCT
fsr-4105	20	245	ph.d	ph.d	PROPN
fsr-4105	20	246	.	.	PROPN
fsr-4105	20	247	,	,	PUNCT
fsr-4105	20	248	university	university	PROPN
fsr-4105	20	249	of	of	ADP
fsr-4105	20	250	alabama	alabama	PROPN
fsr-4105	21	1	•	•	PROPN
fsr-4105	21	2	norah	norah	PROPN
fsr-4105	21	3	feng	feng	PROPN
fsr-4105	21	4	,	,	PUNCT
fsr-4105	21	5	ph.d	ph.d	PROPN
fsr-4105	21	6	.	.	PROPN
fsr-4105	21	7	,	,	PUNCT
fsr-4105	21	8	massey	massey	PROPN
fsr-4105	21	9	university	university	PROPN
fsr-4105	21	10	,	,	PUNCT
fsr-4105	21	11	new	new	PROPN
fsr-4105	21	12	zealand	zealand	PROPN
fsr-4105	21	13	•	•	PROPN
fsr-4105	21	14	giovanni	giovanni	PROPN
fsr-4105	21	15	fernandez	fernandez	PROPN
fsr-4105	21	16	,	,	PUNCT
fsr-4105	21	17	ph.d	ph.d	PROPN
fsr-4105	21	18	.	.	PROPN
fsr-4105	21	19	stetson	stetson	PROPN
fsr-4105	21	20	university	university	PROPN
fsr-4105	21	21	,	,	PUNCT
fsr-4105	21	22	deland	deland	PROPN
fsr-4105	21	23	,	,	PUNCT
fsr-4105	21	24	fl	fl	PROPN
fsr-4105	21	25	•	•	PROPN
fsr-4105	21	26	philip	philip	PROPN
fsr-4105	21	27	gibson	gibson	PROPN
fsr-4105	21	28	,	,	PUNCT
fsr-4105	21	29	ph.d	ph.d	PROPN
fsr-4105	21	30	.	.	PROPN
fsr-4105	21	31	,	,	PUNCT
fsr-4105	21	32	cfp	cfp	PROPN
fsr-4105	21	33	®	®	PROPN
fsr-4105	21	34	,	,	PUNCT
fsr-4105	21	35	winthrop	winthrop	PROPN
fsr-4105	21	36	university	university	PROPN
fsr-4105	21	37	•	•	PROPN
fsr-4105	21	38	jim	jim	PROPN
fsr-4105	21	39	gilkeson	gilkeson	PROPN
fsr-4105	21	40	,	,	PUNCT
fsr-4105	21	41	ph.d	ph.d	PROPN
fsr-4105	21	42	.	.	PROPN
fsr-4105	21	43	,	,	PUNCT
fsr-4105	21	44	cfa	cfa	PROPN
fsr-4105	21	45	,	,	PUNCT
fsr-4105	21	46	university	university	PROPN
fsr-4105	21	47	of	of	ADP
fsr-4105	21	48	central	central	PROPN
fsr-4105	21	49	florida	florida	PROPN
fsr-4105	21	50	•	•	NUM
fsr-4105	21	51	martie	martie	PROPN
fsr-4105	21	52	gillen	gillen	PROPN
fsr-4105	21	53	,	,	PUNCT
fsr-4105	21	54	ph.d	ph.d	PROPN
fsr-4105	21	55	.	.	PROPN
fsr-4105	21	56	,	,	PUNCT
fsr-4105	21	57	university	university	PROPN
fsr-4105	21	58	of	of	ADP
fsr-4105	21	59	florida	florida	PROPN
fsr-4105	21	60	•	•	NUM
fsr-4105	21	61	chuck	chuck	PROPN
fsr-4105	21	62	grace	grace	NOUN
fsr-4105	21	63	,	,	PUNCT
fsr-4105	21	64	cfp	cfp	PROPN
fsr-4105	21	65	®	®	PROPN
fsr-4105	21	66	,	,	PUNCT
fsr-4105	21	67	ivy	ivy	PROPN
fsr-4105	21	68	school	school	NOUN
fsr-4105	21	69	of	of	ADP
fsr-4105	21	70	business	business	NOUN
fsr-4105	21	71	,	,	PUNCT
fsr-4105	21	72	canada	canada	PROPN
fsr-4105	21	73	•	•	ADP
fsr-4105	21	74	drew	draw	VERB
fsr-4105	21	75	hanks	hanks	PROPN
fsr-4105	21	76	,	,	PUNCT
fsr-4105	21	77	ph.d	ph.d	PROPN
fsr-4105	21	78	.	.	PUNCT
fsr-4105	22	1	the	the	DET
fsr-4105	22	2	ohio	ohio	PROPN
fsr-4105	22	3	state	state	PROPN
fsr-4105	22	4	university	university	PROPN
fsr-4105	22	5	•	•	ADP
fsr-4105	22	6	wookjae	wookjae	ADV
fsr-4105	22	7	heo	heo	PROPN
fsr-4105	22	8	,	,	PUNCT
fsr-4105	22	9	ph.d	ph.d	PROPN
fsr-4105	22	10	.	.	PROPN
fsr-4105	22	11	,	,	PUNCT
fsr-4105	22	12	purdue	purdue	PROPN
fsr-4105	22	13	university	university	PROPN
fsr-4105	22	14	•	•	PROPN
fsr-4105	22	15	stephen	stephen	PROPN
fsr-4105	22	16	m.	m.	PROPN
fsr-4105	22	17	horan	horan	PROPN
fsr-4105	22	18	,	,	PUNCT
fsr-4105	22	19	ph.d	ph.d	PROPN
fsr-4105	22	20	.	.	PROPN
fsr-4105	22	21	,	,	PUNCT
fsr-4105	22	22	certified	certify	VERB
fsr-4105	22	23	financial	financial	ADJ
fsr-4105	22	24	planner	planner	NOUN
fsr-4105	22	25	board	board	NOUN
fsr-4105	22	26	of	of	ADP
fsr-4105	22	27	standards	standard	NOUN
fsr-4105	22	28	,	,	PUNCT
fsr-4105	22	29	inc	inc	PROPN
fsr-4105	22	30	.	.	PROPN
fsr-4105	22	31	•	•	PROPN
fsr-4105	22	32	eun	eun	PROPN
fsr-4105	22	33	jin	jin	PROPN
fsr-4105	22	34	kwak	kwak	PROPN
fsr-4105	22	35	,	,	PUNCT
fsr-4105	22	36	ph.d	ph.d	PROPN
fsr-4105	22	37	.	.	PROPN
fsr-4105	22	38	,	,	PUNCT
fsr-4105	22	39	university	university	PROPN
fsr-4105	22	40	of	of	ADP
fsr-4105	22	41	wisconsin	wisconsin	PROPN
fsr-4105	22	42	,	,	PUNCT
fsr-4105	22	43	green	green	PROPN
fsr-4105	22	44	bay	bay	PROPN
fsr-4105	22	45	•	•	NOUN
fsr-4105	22	46	derek	derek	PROPN
fsr-4105	22	47	lawson	lawson	PROPN
fsr-4105	22	48	,	,	PUNCT
fsr-4105	22	49	ph.d	ph.d	PROPN
fsr-4105	22	50	.	.	PROPN
fsr-4105	22	51	,	,	PUNCT
fsr-4105	22	52	cfp	cfp	PROPN
fsr-4105	22	53	®	®	PROPN
fsr-4105	22	54	,	,	PUNCT
fsr-4105	22	55	kansas	kansas	PROPN
fsr-4105	22	56	state	state	PROPN
fsr-4105	22	57	university	university	PROPN
fsr-4105	22	58	•	•	PROPN
fsr-4105	22	59	sunwoo	sunwoo	PROPN
fsr-4105	22	60	lee	lee	PROPN
fsr-4105	22	61	,	,	PUNCT
fsr-4105	22	62	ph.d	ph.d	PROPN
fsr-4105	22	63	.	.	PROPN
fsr-4105	22	64	,	,	PUNCT
fsr-4105	22	65	york	york	PROPN
fsr-4105	22	66	university	university	PROPN
fsr-4105	22	67	,	,	PUNCT
fsr-4105	22	68	canada	canada	PROPN
fsr-4105	22	69	•	•	PROPN
fsr-4105	22	70	yi	yi	PROPN
fsr-4105	22	71	liu	liu	PROPN
fsr-4105	22	72	,	,	PUNCT
fsr-4105	22	73	ph.d	ph.d	PROPN
fsr-4105	22	74	.	.	PROPN
fsr-4105	22	75	,	,	PUNCT
fsr-4105	22	76	cfp	cfp	PROPN
fsr-4105	22	77	®	®	PROPN
fsr-4105	22	78	,	,	PUNCT
fsr-4105	22	79	st	st	PROPN
fsr-4105	22	80	.	.	PROPN
fsr-4105	22	81	john	john	PROPN
fsr-4105	22	82	fisher	fisher	PROPN
fsr-4105	22	83	college	college	PROPN
fsr-4105	22	84	•	•	PROPN
fsr-4105	22	85	caezilia	caezilia	PROPN
fsr-4105	22	86	loibl	loibl	PROPN
fsr-4105	22	87	,	,	PUNCT
fsr-4105	22	88	ph.d	ph.d	PROPN
fsr-4105	22	89	.	.	PROPN
fsr-4105	22	90	,	,	PUNCT
fsr-4105	22	91	the	the	DET
fsr-4105	22	92	ohio	ohio	PROPN
fsr-4105	22	93	state	state	PROPN
fsr-4105	22	94	university	university	PROPN
fsr-4105	22	95	•	•	PROPN
fsr-4105	22	96	megan	megan	PROPN
fsr-4105	22	97	mccoy	mccoy	PROPN
fsr-4105	22	98	,	,	PUNCT
fsr-4105	22	99	ph.d	ph.d	PROPN
fsr-4105	22	100	.	.	PROPN
fsr-4105	22	101	,	,	PUNCT
fsr-4105	22	102	lmft	lmft	PROPN
fsr-4105	22	103	,	,	PUNCT
fsr-4105	22	104	cft	cft	PROPN
fsr-4105	22	105	-	-	PUNCT
fsr-4105	22	106	i	i	PROPN
fsr-4105	22	107	®	®	PROPN
fsr-4105	22	108	,	,	PUNCT
fsr-4105	22	109	kansas	kansas	PROPN
fsr-4105	22	110	state	state	PROPN
fsr-4105	22	111	university	university	PROPN
fsr-4105	22	112	•	•	PROPN
fsr-4105	22	113	barry	barry	PROPN
fsr-4105	22	114	mulholland	mulholland	PROPN
fsr-4105	22	115	,	,	PUNCT
fsr-4105	22	116	ph.d	ph.d	PROPN
fsr-4105	22	117	.	.	PROPN
fsr-4105	22	118	,	,	PUNCT
fsr-4105	22	119	cfp	cfp	PROPN
fsr-4105	22	120	®	®	PROPN
fsr-4105	22	121	,	,	PUNCT
fsr-4105	22	122	university	university	PROPN
fsr-4105	22	123	of	of	ADP
fsr-4105	22	124	akron	akron	PROPN
fsr-4105	22	125	•	•	PROPN
fsr-4105	22	126	john	john	PROPN
fsr-4105	22	127	nofsinger	nofsinger	PROPN
fsr-4105	22	128	,	,	PUNCT
fsr-4105	22	129	ph.d	ph.d	PROPN
fsr-4105	22	130	.	.	PROPN
fsr-4105	22	131	,	,	PUNCT
fsr-4105	22	132	university	university	PROPN
fsr-4105	22	133	of	of	ADP
fsr-4105	22	134	alaska	alaska	PROPN
fsr-4105	22	135	anchorage	anchorage	PROPN
fsr-4105	22	136	•	•	ADP
fsr-4105	22	137	olamide	olamide	INTJ
fsr-4105	22	138	olajide	olajide	NOUN
fsr-4105	22	139	(	(	PUNCT
fsr-4105	22	140	lami	lami	NOUN
fsr-4105	22	141	)	)	PUNCT
fsr-4105	22	142	,	,	PUNCT
fsr-4105	22	143	ph.d	ph.d	PROPN
fsr-4105	22	144	.	.	PROPN
fsr-4105	22	145	,	,	PUNCT
fsr-4105	22	146	cfp	cfp	PROPN
fsr-4105	22	147	®	®	PROPN
fsr-4105	22	148	,	,	PUNCT
fsr-4105	22	149	afc	afc	PROPN
fsr-4105	22	150	,	,	PUNCT
fsr-4105	22	151	texas	texas	PROPN
fsr-4105	22	152	tech	tech	PROPN
fsr-4105	22	153	university	university	PROPN
fsr-4105	22	154	•	•	PROPN
fsr-4105	22	155	miranda	miranda	PROPN
fsr-4105	22	156	reiter	reiter	PROPN
fsr-4105	22	157	,	,	PUNCT
fsr-4105	22	158	ph.d	ph.d	PROPN
fsr-4105	22	159	.	.	PROPN
fsr-4105	22	160	,	,	PUNCT
fsr-4105	22	161	cfp	cfp	PROPN
fsr-4105	22	162	®	®	PROPN
fsr-4105	22	163	,	,	PUNCT
fsr-4105	22	164	texas	texas	PROPN
fsr-4105	22	165	tech	tech	PROPN
fsr-4105	22	166	university	university	PROPN
fsr-4105	22	167	•	•	PROPN
fsr-4105	22	168	aman	aman	NOUN
fsr-4105	22	169	sunder	sunder	PROPN
fsr-4105	22	170	,	,	PUNCT
fsr-4105	22	171	ph.d	ph.d	PROPN
fsr-4105	22	172	.	.	PROPN
fsr-4105	22	173	,	,	PUNCT
fsr-4105	22	174	college	college	NOUN
fsr-4105	22	175	for	for	ADP
fsr-4105	22	176	financial	financial	ADJ
fsr-4105	22	177	planning	planning	NOUN
fsr-4105	22	178	•	•	NOUN
fsr-4105	22	179	kimberly	kimberly	NOUN
fsr-4105	22	180	watkins	watkins	PROPN
fsr-4105	22	181	,	,	PUNCT
fsr-4105	22	182	ph.d	ph.d	PROPN
fsr-4105	22	183	.	.	PROPN
fsr-4105	22	184	,	,	PUNCT
fsr-4105	22	185	university	university	PROPN
fsr-4105	22	186	of	of	ADP
fsr-4105	22	187	georgia	georgia	PROPN
fsr-4105	22	188	•	•	PROPN
fsr-4105	22	189	anne	anne	PROPN
fsr-4105	22	190	wenger	wenger	PROPN
fsr-4105	22	191	,	,	PUNCT
fsr-4105	22	192	ph.d	ph.d	PROPN
fsr-4105	22	193	.	.	PROPN
fsr-4105	22	194	,	,	PUNCT
fsr-4105	22	195	san	san	PROPN
fsr-4105	22	196	diego	diego	PROPN
fsr-4105	22	197	state	state	PROPN
fsr-4105	22	198	university	university	PROPN
fsr-4105	22	199	•	•	PROPN
fsr-4105	22	200	tansel	tansel	PROPN
fsr-4105	22	201	yilmazer	yilmazer	NOUN
fsr-4105	22	202	,	,	PUNCT
fsr-4105	22	203	ph.d	ph.d	PROPN
fsr-4105	22	204	.	.	PROPN
fsr-4105	22	205	,	,	PUNCT
fsr-4105	22	206	cfp	cfp	PROPN
fsr-4105	22	207	®	®	PROPN
fsr-4105	22	208	,	,	PUNCT
fsr-4105	22	209	the	the	DET
fsr-4105	22	210	ohio	ohio	PROPN
fsr-4105	22	211	state	state	PROPN
fsr-4105	22	212	university	university	PROPN
fsr-4105	22	213	the	the	DET
fsr-4105	22	214	editor	editor	NOUN
fsr-4105	22	215	of	of	ADP
fsr-4105	22	216	financial	financial	ADJ
fsr-4105	22	217	services	service	NOUN
fsr-4105	22	218	review	review	VERB
fsr-4105	22	219	wishes	wish	VERB
fsr-4105	22	220	to	to	PART
fsr-4105	22	221	thank	thank	VERB
fsr-4105	22	222	university	university	PROPN
fsr-4105	22	223	of	of	ADP
fsr-4105	22	224	georgia	georgia	PROPN
fsr-4105	22	225	for	for	ADP
fsr-4105	22	226	support	support	NOUN
fsr-4105	22	227	of	of	ADP
fsr-4105	22	228	the	the	DET
fsr-4105	22	229	journal	journal	PROPN
fsr-4105	22	230	financial	financial	PROPN
fsr-4105	22	231	services	service	NOUN
fsr-4105	22	232	review	review	NOUN
fsr-4105	22	233	(	(	PUNCT
fsr-4105	22	234	fsr	fsr	PROPN
fsr-4105	22	235	)	)	PUNCT
fsr-4105	22	236	is	be	AUX
fsr-4105	22	237	the	the	DET
fsr-4105	22	238	official	official	ADJ
fsr-4105	22	239	publication	publication	NOUN
fsr-4105	22	240	of	of	ADP
fsr-4105	22	241	the	the	DET
fsr-4105	22	242	academy	academy	NOUN
fsr-4105	22	243	of	of	ADP
fsr-4105	22	244	financial	financial	ADJ
fsr-4105	22	245	services	service	NOUN
fsr-4105	22	246	.	.	PUNCT
fsr-4105	23	1	fsr	fsr	PROPN
fsr-4105	23	2	is	be	AUX
fsr-4105	23	3	a	a	DET
fsr-4105	23	4	diamond	diamond	NOUN
fsr-4105	23	5	open	open	ADJ
fsr-4105	23	6	access	access	NOUN
fsr-4105	23	7	journal	journal	NOUN
fsr-4105	23	8	,	,	PUNCT
fsr-4105	23	9	which	which	PRON
fsr-4105	23	10	means	mean	VERB
fsr-4105	23	11	there	there	PRON
fsr-4105	23	12	are	be	VERB
fsr-4105	23	13	no	no	DET
fsr-4105	23	14	fees	fee	NOUN
fsr-4105	23	15	or	or	CCONJ
fsr-4105	23	16	restrictions	restriction	NOUN
fsr-4105	23	17	for	for	ADP
fsr-4105	23	18	access	access	NOUN
fsr-4105	23	19	to	to	ADP
fsr-4105	23	20	or	or	CCONJ
fsr-4105	23	21	submission	submission	NOUN
fsr-4105	23	22	of	of	ADP
fsr-4105	23	23	research	research	NOUN
fsr-4105	23	24	and	and	CCONJ
fsr-4105	23	25	no	no	DET
fsr-4105	23	26	article	article	NOUN
fsr-4105	23	27	processing	processing	NOUN
fsr-4105	23	28	fees	fee	NOUN
fsr-4105	23	29	if	if	SCONJ
fsr-4105	23	30	published	publish	VERB
fsr-4105	23	31	.	.	PUNCT
fsr-4105	24	1	the	the	DET
fsr-4105	24	2	purpose	purpose	NOUN
fsr-4105	24	3	of	of	ADP
fsr-4105	24	4	this	this	DET
fsr-4105	24	5	double	double	ADJ
fsr-4105	24	6	-	-	PUNCT
fsr-4105	24	7	blind	blind	ADJ
fsr-4105	24	8	peerreviewed	peerreviewe	VERB
fsr-4105	24	9	academic	academic	ADJ
fsr-4105	24	10	journal	journal	NOUN
fsr-4105	24	11	is	be	AUX
fsr-4105	24	12	to	to	PART
fsr-4105	24	13	encourage	encourage	VERB
fsr-4105	24	14	research	research	NOUN
fsr-4105	24	15	that	that	PRON
fsr-4105	24	16	examines	examine	VERB
fsr-4105	24	17	the	the	DET
fsr-4105	24	18	impact	impact	NOUN
fsr-4105	24	19	of	of	ADP
fsr-4105	24	20	financial	financial	ADJ
fsr-4105	24	21	issues	issue	NOUN
fsr-4105	24	22	on	on	ADP
fsr-4105	24	23	individuals	individual	NOUN
fsr-4105	24	24	.	.	PUNCT
fsr-4105	25	1	in	in	ADP
fsr-4105	25	2	contrast	contrast	NOUN
fsr-4105	25	3	to	to	ADP
fsr-4105	25	4	the	the	DET
fsr-4105	25	5	many	many	ADJ
fsr-4105	25	6	corporate	corporate	ADJ
fsr-4105	25	7	or	or	CCONJ
fsr-4105	25	8	institutional	institutional	ADJ
fsr-4105	25	9	journals	journal	NOUN
fsr-4105	25	10	that	that	PRON
fsr-4105	25	11	are	be	AUX
fsr-4105	25	12	available	available	ADJ
fsr-4105	25	13	in	in	ADP
fsr-4105	25	14	finance	finance	NOUN
fsr-4105	25	15	,	,	PUNCT
fsr-4105	25	16	the	the	DET
fsr-4105	25	17	focus	focus	NOUN
fsr-4105	25	18	of	of	ADP
fsr-4105	25	19	this	this	DET
fsr-4105	25	20	journal	journal	NOUN
fsr-4105	25	21	is	be	AUX
fsr-4105	25	22	on	on	ADP
fsr-4105	25	23	individual	individual	ADJ
fsr-4105	25	24	financial	financial	ADJ
fsr-4105	25	25	management	management	NOUN
fsr-4105	25	26	.	.	PUNCT
fsr-4105	26	1	fsr	fsr	PROPN
fsr-4105	26	2	provides	provide	VERB
fsr-4105	26	3	a	a	DET
fsr-4105	26	4	forum	forum	NOUN
fsr-4105	26	5	for	for	ADP
fsr-4105	26	6	those	those	PRON
fsr-4105	26	7	who	who	PRON
fsr-4105	26	8	are	be	AUX
fsr-4105	26	9	interested	interested	ADJ
fsr-4105	26	10	in	in	ADP
fsr-4105	26	11	the	the	DET
fsr-4105	26	12	individual	individual	ADJ
fsr-4105	26	13	perspective	perspective	NOUN
fsr-4105	26	14	on	on	ADP
fsr-4105	26	15	issues	issue	NOUN
fsr-4105	26	16	in	in	ADP
fsr-4105	26	17	the	the	DET
fsr-4105	26	18	areas	area	NOUN
fsr-4105	26	19	of	of	ADP
fsr-4105	26	20	financial	financial	ADJ
fsr-4105	26	21	planning	planning	NOUN
fsr-4105	26	22	,	,	PUNCT
fsr-4105	26	23	financial	financial	ADJ
fsr-4105	26	24	counseling	counseling	NOUN
fsr-4105	26	25	,	,	PUNCT
fsr-4105	26	26	financial	financial	ADJ
fsr-4105	26	27	literacy	literacy	NOUN
fsr-4105	26	28	,	,	PUNCT
fsr-4105	26	29	banking	banking	NOUN
fsr-4105	26	30	/	/	SYM
fsr-4105	26	31	banking	banking	NOUN
fsr-4105	26	32	services	service	NOUN
fsr-4105	26	33	,	,	PUNCT
fsr-4105	26	34	education	education	NOUN
fsr-4105	26	35	in	in	ADP
fsr-4105	26	36	financial	financial	ADJ
fsr-4105	26	37	services	service	NOUN
fsr-4105	26	38	,	,	PUNCT
fsr-4105	26	39	employee	employee	NOUN
fsr-4105	26	40	benefits	benefit	NOUN
fsr-4105	26	41	,	,	PUNCT
fsr-4105	26	42	estate	estate	NOUN
fsr-4105	26	43	and	and	CCONJ
fsr-4105	26	44	tax	tax	NOUN
fsr-4105	26	45	planning	planning	NOUN
fsr-4105	26	46	,	,	PUNCT
fsr-4105	26	47	insurance	insurance	NOUN
fsr-4105	26	48	planning	planning	NOUN
fsr-4105	26	49	,	,	PUNCT
fsr-4105	26	50	investments	investment	NOUN
fsr-4105	26	51	,	,	PUNCT
fsr-4105	26	52	mutual	mutual	ADJ
fsr-4105	26	53	funds	fund	NOUN
fsr-4105	26	54	,	,	PUNCT
fsr-4105	26	55	non	non	ADJ
fsr-4105	26	56	-	-	ADJ
fsr-4105	26	57	bank	bank	ADJ
fsr-4105	26	58	financial	financial	ADJ
fsr-4105	26	59	institutions	institution	NOUN
fsr-4105	26	60	,	,	PUNCT
fsr-4105	26	61	pension	pension	NOUN
fsr-4105	26	62	and	and	CCONJ
fsr-4105	26	63	retirement	retirement	NOUN
fsr-4105	26	64	,	,	PUNCT
fsr-4105	26	65	planning	planning	NOUN
fsr-4105	26	66	,	,	PUNCT
fsr-4105	26	67	and	and	CCONJ
fsr-4105	26	68	real	real	ADJ
fsr-4105	26	69	estate	estate	NOUN
fsr-4105	26	70	.	.	PUNCT
fsr-4105	27	1	while	while	SCONJ
fsr-4105	27	2	the	the	DET
fsr-4105	27	3	annual	annual	ADJ
fsr-4105	27	4	meeting	meeting	NOUN
fsr-4105	27	5	held	hold	VERB
fsr-4105	27	6	each	each	DET
fsr-4105	27	7	fall	fall	NOUN
fsr-4105	27	8	provides	provide	VERB
fsr-4105	27	9	an	an	DET
fsr-4105	27	10	opportunity	opportunity	NOUN
fsr-4105	27	11	to	to	PART
fsr-4105	27	12	discuss	discuss	VERB
fsr-4105	27	13	and	and	CCONJ
fsr-4105	27	14	present	present	VERB
fsr-4105	27	15	these	these	DET
fsr-4105	27	16	topics	topic	NOUN
fsr-4105	27	17	to	to	ADP
fsr-4105	27	18	colleagues	colleague	NOUN
fsr-4105	27	19	,	,	PUNCT
fsr-4105	27	20	the	the	DET
fsr-4105	27	21	journal	journal	NOUN
fsr-4105	27	22	allows	allow	VERB
fsr-4105	27	23	a	a	DET
fsr-4105	27	24	much	much	ADV
fsr-4105	27	25	wider	wide	ADJ
fsr-4105	27	26	audience	audience	NOUN
fsr-4105	27	27	of	of	ADP
fsr-4105	27	28	those	those	PRON
fsr-4105	27	29	interested	interested	ADJ
fsr-4105	27	30	in	in	ADP
fsr-4105	27	31	this	this	DET
fsr-4105	27	32	subject	subject	NOUN
fsr-4105	27	33	matter	matter	NOUN
fsr-4105	27	34	.	.	PUNCT
fsr-4105	28	1	to	to	PART
fsr-4105	28	2	encourage	encourage	VERB
fsr-4105	28	3	the	the	DET
fsr-4105	28	4	development	development	NOUN
fsr-4105	28	5	of	of	ADP
fsr-4105	28	6	curricula	curricula	NOUN
fsr-4105	28	7	in	in	ADP
fsr-4105	28	8	financial	financial	ADJ
fsr-4105	28	9	services	service	NOUN
fsr-4105	28	10	at	at	ADP
fsr-4105	28	11	the	the	DET
fsr-4105	28	12	university	university	NOUN
fsr-4105	28	13	level	level	NOUN
fsr-4105	28	14	,	,	PUNCT
fsr-4105	28	15	appropriate	appropriate	ADJ
fsr-4105	28	16	pedagogical	pedagogical	ADJ
fsr-4105	28	17	papers	paper	NOUN
fsr-4105	28	18	are	be	AUX
fsr-4105	28	19	accepted	accept	VERB
fsr-4105	28	20	for	for	ADP
fsr-4105	28	21	publication	publication	NOUN
fsr-4105	28	22	.	.	PUNCT
fsr-4105	29	1	manuscripts	manuscript	NOUN
fsr-4105	29	2	are	be	AUX
fsr-4105	29	3	encouraged	encourage	VERB
fsr-4105	29	4	that	that	SCONJ
fsr-4105	29	5	present	present	ADJ
fsr-4105	29	6	ideas	idea	NOUN
fsr-4105	29	7	about	about	ADP
fsr-4105	29	8	appropriate	appropriate	ADJ
fsr-4105	29	9	content	content	NOUN
fsr-4105	29	10	,	,	PUNCT
fsr-4105	29	11	methods	method	NOUN
fsr-4105	29	12	of	of	ADP
fsr-4105	29	13	teaching	teaching	NOUN
fsr-4105	29	14	,	,	PUNCT
fsr-4105	29	15	and	and	CCONJ
fsr-4105	29	16	materials	material	NOUN
fsr-4105	29	17	.	.	PUNCT
fsr-4105	30	1	contributions	contribution	NOUN
fsr-4105	30	2	from	from	ADP
fsr-4105	30	3	practitioners	practitioner	NOUN
fsr-4105	30	4	who	who	PRON
fsr-4105	30	5	are	be	AUX
fsr-4105	30	6	actively	actively	ADV
fsr-4105	30	7	involved	involve	VERB
fsr-4105	30	8	in	in	ADP
fsr-4105	30	9	financial	financial	ADJ
fsr-4105	30	10	planning	planning	NOUN
fsr-4105	30	11	,	,	PUNCT
fsr-4105	30	12	financial	financial	ADJ
fsr-4105	30	13	services	service	NOUN
fsr-4105	30	14	,	,	PUNCT
fsr-4105	30	15	and	and	CCONJ
fsr-4105	30	16	professional	professional	ADJ
fsr-4105	30	17	associations	association	NOUN
fsr-4105	30	18	are	be	AUX
fsr-4105	30	19	also	also	ADV
fsr-4105	30	20	encouraged	encourage	VERB
fsr-4105	30	21	.	.	PUNCT
fsr-4105	31	1	while	while	SCONJ
fsr-4105	31	2	the	the	DET
fsr-4105	31	3	primary	primary	ADJ
fsr-4105	31	4	purpose	purpose	NOUN
fsr-4105	31	5	of	of	ADP
fsr-4105	31	6	this	this	DET
fsr-4105	31	7	journal	journal	NOUN
fsr-4105	31	8	is	be	AUX
fsr-4105	31	9	the	the	DET
fsr-4105	31	10	publication	publication	NOUN
fsr-4105	31	11	of	of	ADP
fsr-4105	31	12	traditional	traditional	ADJ
fsr-4105	31	13	academic	academic	ADJ
fsr-4105	31	14	empirical	empirical	ADJ
fsr-4105	31	15	research	research	NOUN
fsr-4105	31	16	,	,	PUNCT
fsr-4105	31	17	the	the	DET
fsr-4105	31	18	academy	academy	NOUN
fsr-4105	31	19	believes	believe	VERB
fsr-4105	31	20	that	that	SCONJ
fsr-4105	31	21	it	it	PRON
fsr-4105	31	22	is	be	AUX
fsr-4105	31	23	important	important	ADJ
fsr-4105	31	24	to	to	PART
fsr-4105	31	25	encourage	encourage	VERB
fsr-4105	31	26	the	the	DET
fsr-4105	31	27	cross	cross	ADJ
fsr-4105	31	28	fertilization	fertilization	NOUN
fsr-4105	31	29	of	of	ADP
fsr-4105	31	30	ideas	idea	NOUN
fsr-4105	31	31	and	and	CCONJ
fsr-4105	31	32	an	an	DET
fsr-4105	31	33	exchange	exchange	NOUN
fsr-4105	31	34	of	of	ADP
fsr-4105	31	35	information	information	NOUN
fsr-4105	31	36	of	of	ADP
fsr-4105	31	37	interest	interest	NOUN
fsr-4105	31	38	to	to	ADP
fsr-4105	31	39	both	both	DET
fsr-4105	31	40	academicians	academician	NOUN
fsr-4105	31	41	and	and	CCONJ
fsr-4105	31	42	practitioners	practitioner	NOUN
fsr-4105	31	43	.	.	PUNCT
fsr-4105	32	1	thus	thus	ADV
fsr-4105	32	2	,	,	PUNCT
fsr-4105	32	3	the	the	DET
fsr-4105	32	4	editor	editor	NOUN
fsr-4105	32	5	seeks	seek	VERB
fsr-4105	32	6	manuscripts	manuscript	NOUN
fsr-4105	32	7	from	from	ADP
fsr-4105	32	8	practitioners	practitioner	NOUN
fsr-4105	32	9	that	that	PRON
fsr-4105	32	10	present	present	VERB
fsr-4105	32	11	innovative	innovative	ADJ
fsr-4105	32	12	ideas	idea	NOUN
fsr-4105	32	13	and	and	CCONJ
fsr-4105	32	14	new	new	ADJ
fsr-4105	32	15	information	information	NOUN
fsr-4105	32	16	in	in	ADP
fsr-4105	32	17	financial	financial	ADJ
fsr-4105	32	18	planning	planning	NOUN
fsr-4105	32	19	and	and	CCONJ
fsr-4105	32	20	services	service	NOUN
fsr-4105	32	21	or	or	CCONJ
fsr-4105	32	22	suggest	suggest	VERB
fsr-4105	32	23	new	new	ADJ
fsr-4105	32	24	avenues	avenue	NOUN
fsr-4105	32	25	of	of	ADP
fsr-4105	32	26	research	research	NOUN
fsr-4105	32	27	for	for	ADP
fsr-4105	32	28	academics	academic	NOUN
fsr-4105	32	29	.	.	PUNCT
fsr-4105	33	1	this	this	DET
fsr-4105	33	2	work	work	NOUN
fsr-4105	33	3	is	be	AUX
fsr-4105	33	4	licensed	license	VERB
fsr-4105	33	5	under	under	ADP
fsr-4105	33	6	a	a	DET
fsr-4105	33	7	creative	creative	ADJ
fsr-4105	33	8	commons	common	NOUN
fsr-4105	33	9	attribution	attribution	NOUN
fsr-4105	33	10	-	-	PUNCT
fsr-4105	33	11	noncommercial	noncommercial	ADJ
fsr-4105	33	12	4.0	4.0	NUM
fsr-4105	33	13	international	international	ADJ
fsr-4105	33	14	license	license	NOUN
fsr-4105	33	15	.	.	PUNCT
fsr-4105	34	1	author(s	author(s	NOUN
fsr-4105	34	2	)	)	PUNCT
fsr-4105	34	3	retain	retain	VERB
fsr-4105	34	4	copyright	copyright	NOUN
fsr-4105	34	5	and	and	CCONJ
fsr-4105	34	6	grant	grant	VERB
fsr-4105	34	7	the	the	DET
fsr-4105	34	8	journal	journal	NOUN
fsr-4105	34	9	right	right	ADV
fsr-4105	34	10	of	of	ADP
fsr-4105	34	11	first	first	ADJ
fsr-4105	34	12	publication	publication	NOUN
fsr-4105	34	13	with	with	ADP
fsr-4105	34	14	the	the	DET
fsr-4105	34	15	work	work	NOUN
fsr-4105	34	16	simultaneously	simultaneously	ADV
fsr-4105	34	17	licensed	license	VERB
fsr-4105	34	18	under	under	ADP
fsr-4105	34	19	a	a	DET
fsr-4105	34	20	creative	creative	ADJ
fsr-4105	34	21	commons	common	NOUN
fsr-4105	34	22	attribution	attribution	NOUN
fsr-4105	34	23	-	-	PUNCT
fsr-4105	34	24	noncommercial	noncommercial	ADJ
fsr-4105	34	25	4.0	4.0	NUM
fsr-4105	34	26	international	international	ADJ
fsr-4105	34	27	license	license	NOUN
fsr-4105	34	28	that	that	PRON
fsr-4105	34	29	allows	allow	VERB
fsr-4105	34	30	to	to	PART
fsr-4105	34	31	share	share	VERB
fsr-4105	34	32	the	the	DET
fsr-4105	34	33	work	work	NOUN
fsr-4105	34	34	with	with	ADP
fsr-4105	34	35	an	an	DET
fsr-4105	34	36	acknowledgment	acknowledgment	NOUN
fsr-4105	34	37	of	of	ADP
fsr-4105	34	38	the	the	DET
fsr-4105	34	39	work	work	NOUN
fsr-4105	34	40	's	's	PART
fsr-4105	34	41	authorship	authorship	NOUN
fsr-4105	34	42	and	and	CCONJ
fsr-4105	34	43	initial	initial	ADJ
fsr-4105	34	44	publication	publication	NOUN
fsr-4105	34	45	in	in	ADP
fsr-4105	34	46	this	this	DET
fsr-4105	34	47	journal	journal	NOUN
fsr-4105	34	48	.	.	PUNCT
fsr-4105	35	1	this	this	DET
fsr-4105	35	2	license	license	NOUN
fsr-4105	35	3	allows	allow	VERB
fsr-4105	35	4	the	the	DET
fsr-4105	35	5	author	author	NOUN
fsr-4105	35	6	to	to	ADP
fsr-4105	35	7	remix	remix	NOUN
fsr-4105	35	8	,	,	PUNCT
fsr-4105	35	9	tweak	tweak	NOUN
fsr-4105	35	10	,	,	PUNCT
fsr-4105	35	11	and	and	CCONJ
fsr-4105	35	12	build	build	VERB
fsr-4105	35	13	upon	upon	SCONJ
fsr-4105	35	14	the	the	DET
fsr-4105	35	15	original	original	ADJ
fsr-4105	35	16	work	work	NOUN
fsr-4105	35	17	non	non	ADJ
fsr-4105	35	18	-	-	ADJ
fsr-4105	35	19	commercially	commercially	ADV
fsr-4105	35	20	.	.	PUNCT
fsr-4105	36	1	the	the	DET
fsr-4105	36	2	new	new	PROPN
fsr-4105	36	3	work(s	work(s	PROPN
fsr-4105	36	4	)	)	PUNCT
fsr-4105	36	5	must	must	AUX
fsr-4105	36	6	be	be	AUX
fsr-4105	36	7	non	non	ADJ
fsr-4105	36	8	-	-	ADJ
fsr-4105	36	9	commercial	commercial	ADJ
fsr-4105	36	10	and	and	CCONJ
fsr-4105	36	11	acknowledge	acknowledge	VERB
fsr-4105	36	12	the	the	DET
fsr-4105	36	13	original	original	ADJ
fsr-4105	36	14	work	work	NOUN
fsr-4105	36	15	.	.	PUNCT
fsr-4105	37	1	https://www.lib.sfu.ca/help/publish/scholarly-publishing/radical-access/open-access-colour-classifications	https://www.lib.sfu.ca/help/publish/scholarly-publishing/radical-access/open-access-colour-classification	NOUN
fsr-4105	37	2	https://creativecommons.org/licenses/by-nc/4.0/	https://creativecommons.org/licenses/by-nc/4.0/	ADP
fsr-4105	37	3	https://creativecommons.org/licenses/by-nc/4.0/	https://creativecommons.org/licenses/by-nc/4.0/	INTJ
fsr-4105	37	4	https://creativecommons.org/licenses/by-nc/4.0/	https://creativecommons.org/licenses/by-nc/4.0/	NOUN