id	sid	tid	token	lemma	pos
fsr-4167	1	1	financial	financial	PROPN
fsr-4167	1	2	services	service	NOUN
fsr-4167	1	3	review	review	PROPN
fsr-4167	1	4	,	,	PUNCT
fsr-4167	1	5	33(1	33(1	NUM
fsr-4167	1	6	)	)	PUNCT
fsr-4167	2	1	i	i	PRON
fsr-4167	2	2	volume	volume	VERB
fsr-4167	2	3	33	33	NUM
fsr-4167	2	4	issue	issue	NOUN
fsr-4167	2	5	1	1	NUM
fsr-4167	2	6	from	from	ADP
fsr-4167	2	7	the	the	DET
fsr-4167	2	8	editor	editor	NOUN
fsr-4167	2	9	i	i	PRON
fsr-4167	2	10	have	have	VERB
fsr-4167	2	11	some	some	DET
fsr-4167	2	12	exciting	exciting	ADJ
fsr-4167	2	13	updates	update	NOUN
fsr-4167	2	14	to	to	PART
fsr-4167	2	15	share	share	VERB
fsr-4167	2	16	about	about	ADP
fsr-4167	2	17	financial	financial	ADJ
fsr-4167	2	18	services	service	NOUN
fsr-4167	2	19	review	review	NOUN
fsr-4167	2	20	(	(	PUNCT
fsr-4167	2	21	fsr	fsr	PROPN
fsr-4167	2	22	)	)	PUNCT
fsr-4167	2	23	.	.	PUNCT
fsr-4167	3	1	first	first	ADV
fsr-4167	3	2	,	,	PUNCT
fsr-4167	3	3	as	as	SCONJ
fsr-4167	3	4	you	you	PRON
fsr-4167	3	5	can	can	AUX
fsr-4167	3	6	see	see	VERB
fsr-4167	3	7	from	from	ADP
fsr-4167	3	8	the	the	DET
fsr-4167	3	9	number	number	NOUN
fsr-4167	3	10	of	of	ADP
fsr-4167	3	11	papers	paper	NOUN
fsr-4167	3	12	in	in	ADP
fsr-4167	3	13	this	this	DET
fsr-4167	3	14	issue	issue	NOUN
fsr-4167	3	15	,	,	PUNCT
fsr-4167	3	16	the	the	DET
fsr-4167	3	17	journal	journal	NOUN
fsr-4167	3	18	is	be	AUX
fsr-4167	3	19	in	in	ADP
fsr-4167	3	20	a	a	DET
fsr-4167	3	21	strong	strong	ADJ
fsr-4167	3	22	position	position	NOUN
fsr-4167	3	23	and	and	CCONJ
fsr-4167	3	24	growing	grow	VERB
fsr-4167	3	25	.	.	PUNCT
fsr-4167	4	1	we	we	PRON
fsr-4167	4	2	've	have	AUX
fsr-4167	4	3	seen	see	VERB
fsr-4167	4	4	a	a	DET
fsr-4167	4	5	notable	notable	ADJ
fsr-4167	4	6	increase	increase	NOUN
fsr-4167	4	7	in	in	ADP
fsr-4167	4	8	both	both	CCONJ
fsr-4167	4	9	the	the	DET
fsr-4167	4	10	quantity	quantity	NOUN
fsr-4167	4	11	and	and	CCONJ
fsr-4167	4	12	quality	quality	NOUN
fsr-4167	4	13	of	of	ADP
fsr-4167	4	14	submissions	submission	NOUN
fsr-4167	4	15	,	,	PUNCT
fsr-4167	4	16	and	and	CCONJ
fsr-4167	4	17	our	our	PRON
fsr-4167	4	18	acceptance	acceptance	NOUN
fsr-4167	4	19	rate	rate	NOUN
fsr-4167	4	20	continues	continue	VERB
fsr-4167	4	21	to	to	PART
fsr-4167	4	22	decline	decline	VERB
fsr-4167	4	23	,	,	PUNCT
fsr-4167	4	24	reflecting	reflect	VERB
fsr-4167	4	25	rising	rise	VERB
fsr-4167	4	26	reviewer	reviewer	NOUN
fsr-4167	4	27	expectations	expectation	NOUN
fsr-4167	4	28	that	that	PRON
fsr-4167	4	29	align	align	VERB
fsr-4167	4	30	with	with	ADP
fsr-4167	4	31	the	the	DET
fsr-4167	4	32	goal	goal	NOUN
fsr-4167	4	33	of	of	ADP
fsr-4167	4	34	enhancing	enhance	VERB
fsr-4167	4	35	the	the	DET
fsr-4167	4	36	journal	journal	NOUN
fsr-4167	4	37	's	's	PART
fsr-4167	4	38	impact	impact	NOUN
fsr-4167	4	39	.	.	PUNCT
fsr-4167	5	1	another	another	DET
fsr-4167	5	2	development	development	NOUN
fsr-4167	5	3	is	be	AUX
fsr-4167	5	4	that	that	SCONJ
fsr-4167	5	5	the	the	DET
fsr-4167	5	6	editorial	editorial	ADJ
fsr-4167	5	7	board	board	NOUN
fsr-4167	5	8	and	and	CCONJ
fsr-4167	5	9	i	i	PRON
fsr-4167	5	10	are	be	AUX
fsr-4167	5	11	moving	move	VERB
fsr-4167	5	12	forward	forward	ADV
fsr-4167	5	13	with	with	ADP
fsr-4167	5	14	an	an	DET
fsr-4167	5	15	application	application	NOUN
fsr-4167	5	16	for	for	ADP
fsr-4167	5	17	possible	possible	ADJ
fsr-4167	5	18	scopus	scopus	NOUN
fsr-4167	5	19	indexing	indexing	NOUN
fsr-4167	5	20	.	.	PUNCT
fsr-4167	6	1	while	while	SCONJ
fsr-4167	6	2	there	there	PRON
fsr-4167	6	3	are	be	VERB
fsr-4167	6	4	no	no	DET
fsr-4167	6	5	guarantees	guarantee	NOUN
fsr-4167	6	6	,	,	PUNCT
fsr-4167	6	7	i	i	PRON
fsr-4167	6	8	do	do	AUX
fsr-4167	6	9	believe	believe	VERB
fsr-4167	6	10	that	that	SCONJ
fsr-4167	6	11	fsr	fsr	PROPN
fsr-4167	6	12	is	be	AUX
fsr-4167	6	13	in	in	ADP
fsr-4167	6	14	a	a	DET
fsr-4167	6	15	strong	strong	ADJ
fsr-4167	6	16	position	position	NOUN
fsr-4167	6	17	for	for	ADP
fsr-4167	6	18	consideration	consideration	NOUN
fsr-4167	6	19	.	.	PUNCT
fsr-4167	7	1	as	as	ADP
fsr-4167	7	2	an	an	DET
fsr-4167	7	3	example	example	NOUN
fsr-4167	7	4	,	,	PUNCT
fsr-4167	7	5	papers	paper	NOUN
fsr-4167	7	6	from	from	ADP
fsr-4167	7	7	fsr	fsr	PROPN
fsr-4167	7	8	have	have	AUX
fsr-4167	7	9	been	be	AUX
fsr-4167	7	10	cited	cite	VERB
fsr-4167	7	11	nearly	nearly	ADV
fsr-4167	7	12	1,200	1,200	NUM
fsr-4167	7	13	times	time	NOUN
fsr-4167	7	14	in	in	ADP
fsr-4167	7	15	scopus	scopus	NOUN
fsr-4167	7	16	journals	journal	NOUN
fsr-4167	7	17	.	.	PUNCT
fsr-4167	8	1	the	the	DET
fsr-4167	8	2	journal	journal	PROPN
fsr-4167	8	3	’s	’s	PART
fsr-4167	8	4	impact	impact	NOUN
fsr-4167	8	5	is	be	AUX
fsr-4167	8	6	expansive	expansive	ADJ
fsr-4167	8	7	.	.	PUNCT
fsr-4167	9	1	the	the	DET
fsr-4167	9	2	final	final	ADJ
fsr-4167	9	3	update	update	NOUN
fsr-4167	9	4	is	be	AUX
fsr-4167	9	5	that	that	SCONJ
fsr-4167	9	6	this	this	DET
fsr-4167	9	7	issue	issue	NOUN
fsr-4167	9	8	includes	include	VERB
fsr-4167	9	9	some	some	DET
fsr-4167	9	10	outstanding	outstanding	ADJ
fsr-4167	9	11	papers	paper	NOUN
fsr-4167	9	12	.	.	PUNCT
fsr-4167	10	1	let	let	VERB
fsr-4167	10	2	’s	’s	NOUN
fsr-4167	10	3	quickly	quickly	ADV
fsr-4167	10	4	review	review	VERB
fsr-4167	10	5	these	these	DET
fsr-4167	10	6	papers	paper	NOUN
fsr-4167	10	7	.	.	PUNCT
fsr-4167	11	1	the	the	DET
fsr-4167	11	2	first	first	ADJ
fsr-4167	11	3	paper	paper	NOUN
fsr-4167	11	4	(	(	PUNCT
fsr-4167	11	5	the	the	DET
fsr-4167	11	6	impact	impact	NOUN
fsr-4167	11	7	of	of	ADP
fsr-4167	11	8	the	the	DET
fsr-4167	11	9	covid-19	covid-19	PROPN
fsr-4167	11	10	income	income	NOUN
fsr-4167	11	11	shock	shock	NOUN
fsr-4167	11	12	on	on	ADP
fsr-4167	11	13	debt	debt	NOUN
fsr-4167	11	14	management	management	NOUN
fsr-4167	11	15	:	:	PUNCT
fsr-4167	11	16	a	a	DET
fsr-4167	11	17	mediation	mediation	NOUN
fsr-4167	11	18	analysis	analysis	NOUN
fsr-4167	11	19	)	)	PUNCT
fsr-4167	11	20	was	be	AUX
fsr-4167	11	21	co	co	VERB
fsr-4167	11	22	-	-	VERB
fsr-4167	11	23	authored	author	VERB
fsr-4167	11	24	by	by	ADP
fsr-4167	11	25	drs	drs	PROPN
fsr-4167	11	26	.	.	PUNCT
fsr-4167	11	27	ouyang	ouyang	PROPN
fsr-4167	11	28	congrong	congrong	PROPN
fsr-4167	11	29	,	,	PUNCT
fsr-4167	11	30	thomas	thomas	PROPN
fsr-4167	11	31	crandall	crandall	PROPN
fsr-4167	11	32	,	,	PUNCT
fsr-4167	11	33	and	and	CCONJ
fsr-4167	11	34	swarn	swarn	PROPN
fsr-4167	11	35	chatterjee	chatterjee	NOUN
fsr-4167	11	36	.	.	PUNCT
fsr-4167	12	1	this	this	DET
fsr-4167	12	2	study	study	NOUN
fsr-4167	12	3	examines	examine	VERB
fsr-4167	12	4	the	the	DET
fsr-4167	12	5	relationship	relationship	NOUN
fsr-4167	12	6	between	between	ADP
fsr-4167	12	7	large	large	ADJ
fsr-4167	12	8	,	,	PUNCT
fsr-4167	12	9	unexpected	unexpected	ADJ
fsr-4167	12	10	income	income	NOUN
fsr-4167	12	11	drops	drop	NOUN
fsr-4167	12	12	during	during	ADP
fsr-4167	12	13	the	the	DET
fsr-4167	12	14	covid-19	covid-19	PROPN
fsr-4167	12	15	pandemic	pandemic	ADJ
fsr-4167	12	16	and	and	CCONJ
fsr-4167	12	17	individuals	individual	NOUN
fsr-4167	12	18	'	'	PART
fsr-4167	12	19	use	use	NOUN
fsr-4167	12	20	of	of	ADP
fsr-4167	12	21	stimulus	stimulus	ADJ
fsr-4167	12	22	checks	check	NOUN
fsr-4167	12	23	to	to	PART
fsr-4167	12	24	pay	pay	VERB
fsr-4167	12	25	off	off	ADP
fsr-4167	12	26	debt	debt	NOUN
fsr-4167	12	27	.	.	PUNCT
fsr-4167	13	1	this	this	DET
fsr-4167	13	2	research	research	NOUN
fsr-4167	13	3	team	team	NOUN
fsr-4167	13	4	found	find	VERB
fsr-4167	13	5	that	that	SCONJ
fsr-4167	13	6	those	those	PRON
fsr-4167	13	7	with	with	ADP
fsr-4167	13	8	significant	significant	ADJ
fsr-4167	13	9	income	income	NOUN
fsr-4167	13	10	reductions	reduction	NOUN
fsr-4167	13	11	were	be	AUX
fsr-4167	13	12	more	more	ADV
fsr-4167	13	13	likely	likely	ADJ
fsr-4167	13	14	to	to	PART
fsr-4167	13	15	use	use	VERB
fsr-4167	13	16	their	their	PRON
fsr-4167	13	17	checks	check	NOUN
fsr-4167	13	18	for	for	ADP
fsr-4167	13	19	debt	debt	NOUN
fsr-4167	13	20	management	management	NOUN
fsr-4167	13	21	.	.	PUNCT
fsr-4167	14	1	the	the	DET
fsr-4167	14	2	paper	paper	NOUN
fsr-4167	14	3	also	also	ADV
fsr-4167	14	4	highlights	highlight	VERB
fsr-4167	14	5	the	the	DET
fsr-4167	14	6	role	role	NOUN
fsr-4167	14	7	of	of	ADP
fsr-4167	14	8	perceived	perceive	VERB
fsr-4167	14	9	financial	financial	ADJ
fsr-4167	14	10	control	control	NOUN
fsr-4167	14	11	in	in	ADP
fsr-4167	14	12	the	the	DET
fsr-4167	14	13	decision	decision	NOUN
fsr-4167	14	14	-	-	PUNCT
fsr-4167	14	15	making	make	VERB
fsr-4167	14	16	process	process	NOUN
fsr-4167	14	17	,	,	PUNCT
fsr-4167	14	18	showing	show	VERB
fsr-4167	14	19	that	that	SCONJ
fsr-4167	14	20	individuals	individual	NOUN
fsr-4167	14	21	who	who	PRON
fsr-4167	14	22	felt	feel	VERB
fsr-4167	14	23	a	a	DET
fsr-4167	14	24	lack	lack	NOUN
fsr-4167	14	25	of	of	ADP
fsr-4167	14	26	control	control	NOUN
fsr-4167	14	27	over	over	ADP
fsr-4167	14	28	their	their	PRON
fsr-4167	14	29	finances	finance	NOUN
fsr-4167	14	30	were	be	AUX
fsr-4167	14	31	more	more	ADV
fsr-4167	14	32	likely	likely	ADJ
fsr-4167	14	33	to	to	PART
fsr-4167	14	34	use	use	VERB
fsr-4167	14	35	stimulus	stimulus	ADJ
fsr-4167	14	36	funds	fund	NOUN
fsr-4167	14	37	for	for	ADP
fsr-4167	14	38	debt	debt	NOUN
fsr-4167	14	39	relief	relief	NOUN
fsr-4167	14	40	.	.	PUNCT
fsr-4167	15	1	the	the	DET
fsr-4167	15	2	next	next	ADJ
fsr-4167	15	3	paper	paper	NOUN
fsr-4167	15	4	(	(	PUNCT
fsr-4167	15	5	retirement	retirement	NOUN
fsr-4167	15	6	expectations	expectation	NOUN
fsr-4167	15	7	vs.	vs.	ADP
fsr-4167	15	8	reality	reality	NOUN
fsr-4167	15	9	:	:	PUNCT
fsr-4167	15	10	if	if	SCONJ
fsr-4167	15	11	covid-19	covid-19	PROPN
fsr-4167	15	12	did	do	AUX
fsr-4167	15	13	not	not	PART
fsr-4167	15	14	impact	impact	VERB
fsr-4167	15	15	retirement	retirement	NOUN
fsr-4167	15	16	expectations	expectation	NOUN
fsr-4167	15	17	significantly	significantly	ADV
fsr-4167	15	18	,	,	PUNCT
fsr-4167	15	19	what	what	PRON
fsr-4167	15	20	did	do	VERB
fsr-4167	15	21	?	?	PUNCT
fsr-4167	15	22	)	)	PUNCT
fsr-4167	15	23	was	be	AUX
fsr-4167	15	24	written	write	VERB
fsr-4167	15	25	by	by	ADP
fsr-4167	15	26	drs	dr	NOUN
fsr-4167	15	27	.	.	PROPN
fsr-4167	16	1	zhikun	zhikun	PROPN
fsr-4167	16	2	liu	liu	PROPN
fsr-4167	16	3	,	,	PUNCT
fsr-4167	16	4	david	david	PROPN
fsr-4167	16	5	blanchett	blanchett	PROPN
fsr-4167	16	6	,	,	PUNCT
fsr-4167	16	7	qi	qi	PROPN
fsr-4167	16	8	sun	sun	NOUN
fsr-4167	16	9	,	,	PUNCT
fsr-4167	16	10	and	and	CCONJ
fsr-4167	16	11	naomi	naomi	NOUN
fsr-4167	16	12	fink	fink	PROPN
fsr-4167	16	13	.	.	PUNCT
fsr-4167	17	1	this	this	DET
fsr-4167	17	2	study	study	NOUN
fsr-4167	17	3	analyzes	analyze	VERB
fsr-4167	17	4	the	the	DET
fsr-4167	17	5	retirement	retirement	NOUN
fsr-4167	17	6	expectations	expectation	NOUN
fsr-4167	17	7	and	and	CCONJ
fsr-4167	17	8	actual	actual	ADJ
fsr-4167	17	9	retirement	retirement	NOUN
fsr-4167	17	10	ages	age	NOUN
fsr-4167	17	11	of	of	ADP
fsr-4167	17	12	older	old	ADJ
fsr-4167	17	13	americans	american	NOUN
fsr-4167	17	14	,	,	PUNCT
fsr-4167	17	15	finding	find	VERB
fsr-4167	17	16	that	that	SCONJ
fsr-4167	17	17	while	while	SCONJ
fsr-4167	17	18	many	many	ADJ
fsr-4167	17	19	expect	expect	VERB
fsr-4167	17	20	to	to	PART
fsr-4167	17	21	delay	delay	VERB
fsr-4167	17	22	retirement	retirement	NOUN
fsr-4167	17	23	,	,	PUNCT
fsr-4167	17	24	the	the	DET
fsr-4167	17	25	covid-19	covid-19	PROPN
fsr-4167	17	26	pandemic	pandemic	NOUN
fsr-4167	17	27	had	have	VERB
fsr-4167	17	28	no	no	DET
fsr-4167	17	29	significant	significant	ADJ
fsr-4167	17	30	impact	impact	NOUN
fsr-4167	17	31	on	on	ADP
fsr-4167	17	32	this	this	DET
fsr-4167	17	33	trend	trend	NOUN
fsr-4167	17	34	.	.	PUNCT
fsr-4167	18	1	they	they	PRON
fsr-4167	18	2	did	do	AUX
fsr-4167	18	3	find	find	VERB
fsr-4167	18	4	that	that	SCONJ
fsr-4167	18	5	key	key	ADJ
fsr-4167	18	6	factors	factor	NOUN
fsr-4167	18	7	influencing	influence	VERB
fsr-4167	18	8	retirement	retirement	NOUN
fsr-4167	18	9	decisions	decision	NOUN
fsr-4167	18	10	include	include	VERB
fsr-4167	18	11	health	health	NOUN
fsr-4167	18	12	,	,	PUNCT
fsr-4167	18	13	wealth	wealth	NOUN
fsr-4167	18	14	,	,	PUNCT
fsr-4167	18	15	marital	marital	ADJ
fsr-4167	18	16	status	status	NOUN
fsr-4167	18	17	,	,	PUNCT
fsr-4167	18	18	education	education	NOUN
fsr-4167	18	19	,	,	PUNCT
fsr-4167	18	20	and	and	CCONJ
fsr-4167	18	21	disability	disability	NOUN
fsr-4167	18	22	status	status	NOUN
fsr-4167	18	23	.	.	PUNCT
fsr-4167	19	1	their	their	PRON
fsr-4167	19	2	paper	paper	NOUN
fsr-4167	19	3	underscores	underscore	VERB
fsr-4167	19	4	the	the	DET
fsr-4167	19	5	importance	importance	NOUN
fsr-4167	19	6	of	of	ADP
fsr-4167	19	7	understanding	understand	VERB
fsr-4167	19	8	how	how	SCONJ
fsr-4167	19	9	these	these	DET
fsr-4167	19	10	factors	factor	NOUN
fsr-4167	19	11	can	can	AUX
fsr-4167	19	12	help	help	VERB
fsr-4167	19	13	explain	explain	VERB
fsr-4167	19	14	the	the	DET
fsr-4167	19	15	gap	gap	NOUN
fsr-4167	19	16	between	between	ADP
fsr-4167	19	17	expected	expect	VERB
fsr-4167	19	18	and	and	CCONJ
fsr-4167	19	19	actual	actual	ADJ
fsr-4167	19	20	retirement	retirement	NOUN
fsr-4167	19	21	expectations	expectation	NOUN
fsr-4167	19	22	.	.	PUNCT
fsr-4167	20	1	drs	drs	PROPN
fsr-4167	20	2	.	.	PROPN
fsr-4167	20	3	emily	emily	PROPN
fsr-4167	20	4	koochel	koochel	PROPN
fsr-4167	20	5	,	,	PUNCT
fsr-4167	20	6	megan	megan	PROPN
fsr-4167	20	7	mccoy	mccoy	PROPN
fsr-4167	20	8	,	,	PUNCT
fsr-4167	20	9	and	and	CCONJ
fsr-4167	20	10	sonya	sonya	PROPN
fsr-4167	20	11	lutter	lutter	PROPN
fsr-4167	20	12	wrote	write	VERB
fsr-4167	20	13	the	the	DET
fsr-4167	20	14	third	third	ADJ
fsr-4167	20	15	paper	paper	NOUN
fsr-4167	20	16	in	in	ADP
fsr-4167	20	17	this	this	DET
fsr-4167	20	18	issue	issue	NOUN
fsr-4167	20	19	(	(	PUNCT
fsr-4167	20	20	protecting	protect	VERB
fsr-4167	20	21	well	well	ADV
fsr-4167	20	22	-	-	PUNCT
fsr-4167	20	23	being	be	AUX
fsr-4167	20	24	through	through	ADP
fsr-4167	20	25	financial	financial	ADJ
fsr-4167	20	26	shocks	shock	NOUN
fsr-4167	20	27	)	)	PUNCT
fsr-4167	20	28	.	.	PUNCT
fsr-4167	21	1	this	this	DET
fsr-4167	21	2	study	study	NOUN
fsr-4167	21	3	explores	explore	VERB
fsr-4167	21	4	how	how	SCONJ
fsr-4167	21	5	resources	resource	NOUN
fsr-4167	21	6	,	,	PUNCT
fsr-4167	21	7	including	include	VERB
fsr-4167	21	8	personal	personal	ADJ
fsr-4167	21	9	qualities	quality	NOUN
fsr-4167	21	10	like	like	ADP
fsr-4167	21	11	self	self	NOUN
fsr-4167	21	12	-	-	PUNCT
fsr-4167	21	13	control	control	NOUN
fsr-4167	21	14	and	and	CCONJ
fsr-4167	21	15	perceived	perceive	VERB
fsr-4167	21	16	health	health	NOUN
fsr-4167	21	17	,	,	PUNCT
fsr-4167	21	18	can	can	AUX
fsr-4167	21	19	buffer	buffer	VERB
fsr-4167	21	20	the	the	DET
fsr-4167	21	21	effects	effect	NOUN
fsr-4167	21	22	of	of	ADP
fsr-4167	21	23	financial	financial	ADJ
fsr-4167	21	24	stress	stress	NOUN
fsr-4167	21	25	and	and	CCONJ
fsr-4167	21	26	improve	improve	VERB
fsr-4167	21	27	financial	financial	ADJ
fsr-4167	21	28	well	well	NOUN
fsr-4167	21	29	-	-	PUNCT
fsr-4167	21	30	being	being	NOUN
fsr-4167	21	31	.	.	PUNCT
fsr-4167	22	1	they	they	PRON
fsr-4167	22	2	found	find	VERB
fsr-4167	22	3	that	that	SCONJ
fsr-4167	22	4	beyond	beyond	ADP
fsr-4167	22	5	income	income	NOUN
fsr-4167	22	6	,	,	PUNCT
fsr-4167	22	7	factors	factor	NOUN
fsr-4167	22	8	such	such	ADJ
fsr-4167	22	9	as	as	ADP
fsr-4167	22	10	access	access	NOUN
fsr-4167	22	11	to	to	ADP
fsr-4167	22	12	resources	resource	NOUN
fsr-4167	22	13	and	and	CCONJ
fsr-4167	22	14	a	a	DET
fsr-4167	22	15	strong	strong	ADJ
fsr-4167	22	16	sense	sense	NOUN
fsr-4167	22	17	of	of	ADP
fsr-4167	22	18	control	control	NOUN
fsr-4167	22	19	play	play	VERB
fsr-4167	22	20	a	a	DET
fsr-4167	22	21	critical	critical	ADJ
fsr-4167	22	22	role	role	NOUN
fsr-4167	22	23	in	in	ADP
fsr-4167	22	24	enhancing	enhance	VERB
fsr-4167	22	25	resilience	resilience	NOUN
fsr-4167	22	26	to	to	ADP
fsr-4167	22	27	financial	financial	ADJ
fsr-4167	22	28	challenges	challenge	NOUN
fsr-4167	22	29	.	.	PUNCT
fsr-4167	23	1	dr	dr	PROPN
fsr-4167	23	2	.	.	PROPN
fsr-4167	23	3	megan	megan	PROPN
fsr-4167	23	4	mccoy	mccoy	PROPN
fsr-4167	23	5	and	and	CCONJ
fsr-4167	23	6	her	her	PRON
fsr-4167	23	7	colleagues	colleague	NOUN
fsr-4167	23	8	,	,	PUNCT
fsr-4167	23	9	drs	drs	PROPN
fsr-4167	23	10	.	.	PUNCT
fsr-4167	24	1	ives	ive	NOUN
fsr-4167	24	2	machiz	machiz	PROPN
fsr-4167	24	3	,	,	PUNCT
fsr-4167	24	4	portia	portia	PROPN
fsr-4167	24	5	johnson	johnson	PROPN
fsr-4167	24	6	,	,	PUNCT
fsr-4167	24	7	and	and	CCONJ
fsr-4167	24	8	kenneth	kenneth	PROPN
fsr-4167	24	9	white	white	PROPN
fsr-4167	24	10	,	,	PUNCT
fsr-4167	24	11	contributed	contribute	VERB
fsr-4167	24	12	the	the	DET
fsr-4167	24	13	next	next	ADJ
fsr-4167	24	14	paper	paper	NOUN
fsr-4167	24	15	(	(	PUNCT
fsr-4167	24	16	resilient	resilient	ADJ
fsr-4167	24	17	personality	personality	NOUN
fsr-4167	24	18	or	or	CCONJ
fsr-4167	24	19	financial	financial	ADJ
fsr-4167	24	20	resilience	resilience	NOUN
fsr-4167	24	21	framework	framework	NOUN
fsr-4167	24	22	for	for	ADP
fsr-4167	24	23	coping	cope	VERB
fsr-4167	24	24	with	with	ADP
fsr-4167	24	25	physical	physical	ADJ
fsr-4167	24	26	and	and	CCONJ
fsr-4167	24	27	mental	mental	ADJ
fsr-4167	24	28	health	health	NOUN
fsr-4167	24	29	during	during	ADP
fsr-4167	24	30	the	the	DET
fsr-4167	24	31	covid-19	covid-19	PROPN
fsr-4167	24	32	pandemic	pandemic	NOUN
fsr-4167	24	33	)	)	PUNCT
fsr-4167	24	34	.	.	PUNCT
fsr-4167	25	1	this	this	DET
fsr-4167	25	2	study	study	NOUN
fsr-4167	25	3	examines	examine	VERB
fsr-4167	25	4	how	how	SCONJ
fsr-4167	25	5	two	two	NUM
fsr-4167	25	6	resilience	resilience	NOUN
fsr-4167	25	7	frameworks	framework	NOUN
fsr-4167	25	8	—	—	PUNCT
fsr-4167	25	9	the	the	DET
fsr-4167	25	10	financial	financial	ADJ
fsr-4167	25	11	resilience	resilience	NOUN
fsr-4167	25	12	framework	framework	NOUN
fsr-4167	25	13	and	and	CCONJ
fsr-4167	25	14	the	the	DET
fsr-4167	25	15	resilient	resilient	ADJ
fsr-4167	25	16	personality	personality	NOUN
fsr-4167	25	17	model	model	NOUN
fsr-4167	25	18	—	—	PUNCT
fsr-4167	25	19	were	be	AUX
fsr-4167	25	20	related	relate	VERB
fsr-4167	25	21	to	to	ADP
fsr-4167	25	22	physical	physical	ADJ
fsr-4167	25	23	and	and	CCONJ
fsr-4167	25	24	mental	mental	ADJ
fsr-4167	25	25	health	health	NOUN
fsr-4167	25	26	outcomes	outcome	NOUN
fsr-4167	25	27	during	during	ADP
fsr-4167	25	28	the	the	DET
fsr-4167	25	29	covid-19	covid-19	PROPN
fsr-4167	25	30	pandemic	pandemic	NOUN
fsr-4167	25	31	.	.	PUNCT
fsr-4167	26	1	their	their	PRON
fsr-4167	26	2	analysis	analysis	NOUN
fsr-4167	26	3	indicates	indicate	VERB
fsr-4167	26	4	that	that	SCONJ
fsr-4167	26	5	while	while	SCONJ
fsr-4167	26	6	both	both	DET
fsr-4167	26	7	frameworks	framework	NOUN
fsr-4167	26	8	contribute	contribute	VERB
fsr-4167	26	9	to	to	ADP
fsr-4167	26	10	resilience	resilience	NOUN
fsr-4167	26	11	,	,	PUNCT
fsr-4167	26	12	financial	financial	ADJ
fsr-4167	26	13	resilience	resilience	NOUN
fsr-4167	26	14	is	be	AUX
fsr-4167	26	15	a	a	DET
fsr-4167	26	16	stronger	strong	ADJ
fsr-4167	26	17	predictor	predictor	NOUN
fsr-4167	26	18	of	of	ADP
fsr-4167	26	19	positive	positive	ADJ
fsr-4167	26	20	health	health	NOUN
fsr-4167	26	21	outcomes	outcome	NOUN
fsr-4167	26	22	than	than	ADP
fsr-4167	26	23	a	a	DET
fsr-4167	26	24	resilient	resilient	ADJ
fsr-4167	26	25	personality	personality	NOUN
fsr-4167	26	26	.	.	PUNCT
fsr-4167	27	1	the	the	DET
fsr-4167	27	2	fifth	fifth	ADJ
fsr-4167	27	3	paper	paper	NOUN
fsr-4167	27	4	(	(	PUNCT
fsr-4167	27	5	an	an	DET
fsr-4167	27	6	investigation	investigation	NOUN
fsr-4167	27	7	of	of	ADP
fsr-4167	27	8	the	the	DET
fsr-4167	27	9	relationship	relationship	NOUN
fsr-4167	27	10	between	between	ADP
fsr-4167	27	11	gender	gender	NOUN
fsr-4167	27	12	and	and	CCONJ
fsr-4167	27	13	investor	investor	NOUN
fsr-4167	27	14	behavior	behavior	NOUN
fsr-4167	27	15	during	during	ADP
fsr-4167	27	16	a	a	DET
fsr-4167	27	17	market	market	NOUN
fsr-4167	27	18	correction	correction	NOUN
fsr-4167	27	19	)	)	PUNCT
fsr-4167	27	20	was	be	AUX
fsr-4167	27	21	written	write	VERB
fsr-4167	27	22	by	by	ADP
fsr-4167	27	23	drs	drs	PROPN
fsr-4167	27	24	.	.	PROPN
fsr-4167	28	1	matthew	matthew	PROPN
fsr-4167	28	2	sommer	sommer	PROPN
fsr-4167	28	3	,	,	PUNCT
fsr-4167	28	4	megan	megan	PROPN
fsr-4167	28	5	mccoy	mccoy	PROPN
fsr-4167	28	6	,	,	PUNCT
fsr-4167	28	7	and	and	CCONJ
fsr-4167	28	8	hanna	hanna	PROPN
fsr-4167	28	9	lim	lim	PROPN
fsr-4167	28	10	.	.	PUNCT
fsr-4167	29	1	this	this	DET
fsr-4167	29	2	study	study	NOUN
fsr-4167	29	3	investigates	investigate	VERB
fsr-4167	29	4	how	how	SCONJ
fsr-4167	29	5	u.s	u.s	PROPN
fsr-4167	29	6	.	.	PROPN
fsr-4167	29	7	retail	retail	ADJ
fsr-4167	29	8	investors	investor	NOUN
fsr-4167	29	9	coped	cope	VERB
fsr-4167	29	10	during	during	ADP
fsr-4167	29	11	a	a	DET
fsr-4167	29	12	recent	recent	ADJ
fsr-4167	29	13	declining	decline	VERB
fsr-4167	29	14	stock	stock	NOUN
fsr-4167	29	15	market	market	NOUN
fsr-4167	29	16	and	and	CCONJ
fsr-4167	29	17	a	a	DET
fsr-4167	29	18	period	period	NOUN
fsr-4167	29	19	of	of	ADP
fsr-4167	29	20	rising	rise	VERB
fsr-4167	29	21	inflation	inflation	NOUN
fsr-4167	29	22	.	.	PUNCT
fsr-4167	30	1	they	they	PRON
fsr-4167	30	2	found	find	VERB
fsr-4167	30	3	that	that	SCONJ
fsr-4167	30	4	men	man	NOUN
fsr-4167	30	5	were	be	AUX
fsr-4167	30	6	more	more	ADV
fsr-4167	30	7	likely	likely	ADJ
fsr-4167	30	8	to	to	PART
fsr-4167	30	9	shift	shift	VERB
fsr-4167	30	10	investments	investment	NOUN
fsr-4167	30	11	from	from	ADP
fsr-4167	30	12	stocks	stock	NOUN
fsr-4167	30	13	and	and	CCONJ
fsr-4167	30	14	bonds	bond	NOUN
fsr-4167	30	15	to	to	ADP
fsr-4167	30	16	cash	cash	NOUN
fsr-4167	30	17	,	,	PUNCT
fsr-4167	30	18	while	while	SCONJ
fsr-4167	30	19	women	woman	NOUN
fsr-4167	30	20	experienced	experience	VERB
fsr-4167	30	21	more	more	ADJ
fsr-4167	30	22	financial	financial	ADJ
fsr-4167	30	23	stress	stress	NOUN
fsr-4167	30	24	.	.	PUNCT
fsr-4167	31	1	their	their	PRON
fsr-4167	31	2	work	work	NOUN
fsr-4167	31	3	shows	show	VERB
fsr-4167	31	4	that	that	SCONJ
fsr-4167	31	5	financial	financial	ADJ
fsr-4167	31	6	stress	stress	NOUN
fsr-4167	31	7	and	and	CCONJ
fsr-4167	31	8	financial	financial	ADJ
fsr-4167	31	9	services	service	NOUN
fsr-4167	31	10	review	review	PROPN
fsr-4167	31	11	,	,	PUNCT
fsr-4167	31	12	33(1	33(1	NUM
fsr-4167	31	13	)	)	PUNCT
fsr-4167	31	14	ii	ii	NOUN
fsr-4167	31	15	investment	investment	NOUN
fsr-4167	31	16	overconfidence	overconfidence	NOUN
fsr-4167	31	17	are	be	AUX
fsr-4167	31	18	linked	link	VERB
fsr-4167	31	19	to	to	ADP
fsr-4167	31	20	shifts	shift	NOUN
fsr-4167	31	21	in	in	ADP
fsr-4167	31	22	trading	trading	NOUN
fsr-4167	31	23	behavior	behavior	NOUN
fsr-4167	31	24	,	,	PUNCT
fsr-4167	31	25	although	although	SCONJ
fsr-4167	31	26	the	the	DET
fsr-4167	31	27	indirect	indirect	ADJ
fsr-4167	31	28	effects	effect	NOUN
fsr-4167	31	29	are	be	AUX
fsr-4167	31	30	minor	minor	ADJ
fsr-4167	31	31	and	and	CCONJ
fsr-4167	31	32	only	only	ADV
fsr-4167	31	33	partially	partially	ADV
fsr-4167	31	34	mediated	mediate	VERB
fsr-4167	31	35	by	by	ADP
fsr-4167	31	36	gender	gender	NOUN
fsr-4167	31	37	.	.	PUNCT
fsr-4167	32	1	the	the	DET
fsr-4167	32	2	next	next	ADJ
fsr-4167	32	3	paper	paper	NOUN
fsr-4167	32	4	(	(	PUNCT
fsr-4167	32	5	retail	retail	ADJ
fsr-4167	32	6	investors	investor	NOUN
fsr-4167	32	7	and	and	CCONJ
fsr-4167	32	8	investment	investment	NOUN
fsr-4167	32	9	fraud	fraud	NOUN
fsr-4167	32	10	victims	victim	NOUN
fsr-4167	32	11	:	:	PUNCT
fsr-4167	32	12	is	be	AUX
fsr-4167	32	13	there	there	PRON
fsr-4167	32	14	a	a	DET
fsr-4167	32	15	connection	connection	NOUN
fsr-4167	32	16	?	?	PUNCT
fsr-4167	32	17	)	)	PUNCT
fsr-4167	32	18	was	be	AUX
fsr-4167	32	19	contributed	contribute	VERB
fsr-4167	32	20	by	by	ADP
fsr-4167	32	21	christopher	christopher	PROPN
fsr-4167	32	22	rand	rand	PROPN
fsr-4167	32	23	,	,	PUNCT
fsr-4167	32	24	melisande	melisande	PROPN
fsr-4167	32	25	mccrae	mccrae	PROPN
fsr-4167	32	26	,	,	PUNCT
fsr-4167	32	27	and	and	CCONJ
fsr-4167	32	28	jason	jason	PROPN
fsr-4167	32	29	martin	martin	PROPN
fsr-4167	32	30	.	.	PUNCT
fsr-4167	33	1	this	this	DET
fsr-4167	33	2	study	study	NOUN
fsr-4167	33	3	examines	examine	VERB
fsr-4167	33	4	the	the	DET
fsr-4167	33	5	characteristics	characteristic	NOUN
fsr-4167	33	6	of	of	ADP
fsr-4167	33	7	investment	investment	NOUN
fsr-4167	33	8	fraud	fraud	NOUN
fsr-4167	33	9	victims	victim	NOUN
fsr-4167	33	10	,	,	PUNCT
fsr-4167	33	11	finding	find	VERB
fsr-4167	33	12	that	that	SCONJ
fsr-4167	33	13	both	both	CCONJ
fsr-4167	33	14	overconfident	overconfident	ADJ
fsr-4167	33	15	and	and	CCONJ
fsr-4167	33	16	financially	financially	ADV
fsr-4167	33	17	literate	literate	ADJ
fsr-4167	33	18	investors	investor	NOUN
fsr-4167	33	19	are	be	AUX
fsr-4167	33	20	more	more	ADV
fsr-4167	33	21	likely	likely	ADJ
fsr-4167	33	22	to	to	PART
fsr-4167	33	23	be	be	AUX
fsr-4167	33	24	victimized	victimize	VERB
fsr-4167	33	25	(	(	PUNCT
fsr-4167	33	26	although	although	SCONJ
fsr-4167	33	27	they	they	PRON
fsr-4167	33	28	differ	differ	VERB
fsr-4167	33	29	in	in	ADP
fsr-4167	33	30	their	their	PRON
fsr-4167	33	31	investment	investment	NOUN
fsr-4167	33	32	behaviors	behavior	NOUN
fsr-4167	33	33	)	)	PUNCT
fsr-4167	33	34	.	.	PUNCT
fsr-4167	34	1	overconfident	overconfident	ADJ
fsr-4167	34	2	investors	investor	NOUN
fsr-4167	34	3	were	be	AUX
fsr-4167	34	4	observed	observe	VERB
fsr-4167	34	5	to	to	PART
fsr-4167	34	6	be	be	AUX
fsr-4167	34	7	more	more	ADV
fsr-4167	34	8	comfortable	comfortable	ADJ
fsr-4167	34	9	with	with	ADP
fsr-4167	34	10	risk	risk	NOUN
fsr-4167	34	11	and	and	CCONJ
fsr-4167	34	12	use	use	VERB
fsr-4167	34	13	background	background	NOUN
fsr-4167	34	14	checks	check	NOUN
fsr-4167	34	15	on	on	ADP
fsr-4167	34	16	investment	investment	NOUN
fsr-4167	34	17	professionals	professional	NOUN
fsr-4167	34	18	,	,	PUNCT
fsr-4167	34	19	while	while	SCONJ
fsr-4167	34	20	financially	financially	ADV
fsr-4167	34	21	literate	literate	ADJ
fsr-4167	34	22	investors	investor	NOUN
fsr-4167	34	23	engage	engage	VERB
fsr-4167	34	24	in	in	ADP
fsr-4167	34	25	more	more	ADV
fsr-4167	34	26	frequent	frequent	ADJ
fsr-4167	34	27	trading	trading	NOUN
fsr-4167	34	28	and	and	CCONJ
fsr-4167	34	29	stock	stock	NOUN
fsr-4167	34	30	allocation	allocation	NOUN
fsr-4167	34	31	,	,	PUNCT
fsr-4167	34	32	with	with	ADP
fsr-4167	34	33	males	male	NOUN
fsr-4167	34	34	and	and	CCONJ
fsr-4167	34	35	younger	young	ADJ
fsr-4167	34	36	investors	investor	NOUN
fsr-4167	34	37	being	be	AUX
fsr-4167	34	38	more	more	ADV
fsr-4167	34	39	likely	likely	ADJ
fsr-4167	34	40	to	to	PART
fsr-4167	34	41	experience	experience	VERB
fsr-4167	34	42	fraud	fraud	NOUN
fsr-4167	34	43	.	.	PUNCT
fsr-4167	35	1	drs	drs	PROPN
fsr-4167	35	2	.	.	PROPN
fsr-4167	35	3	yu	yu	PROPN
fsr-4167	35	4	zhang	zhang	PROPN
fsr-4167	35	5	,	,	PUNCT
fsr-4167	35	6	khurram	khurram	PROPN
fsr-4167	35	7	naveed	naveed	PROPN
fsr-4167	35	8	,	,	PUNCT
fsr-4167	35	9	and	and	CCONJ
fsr-4167	35	10	jia	jia	PROPN
fsr-4167	35	11	qi	qi	PROPN
fsr-4167	35	12	wrote	write	VERB
fsr-4167	35	13	the	the	DET
fsr-4167	35	14	next	next	ADJ
fsr-4167	35	15	paper	paper	NOUN
fsr-4167	35	16	in	in	ADP
fsr-4167	35	17	this	this	DET
fsr-4167	35	18	issue	issue	NOUN
fsr-4167	35	19	(	(	PUNCT
fsr-4167	35	20	crypto	crypto	NOUN
fsr-4167	35	21	investment	investment	NOUN
fsr-4167	35	22	:	:	PUNCT
fsr-4167	35	23	the	the	DET
fsr-4167	35	24	role	role	NOUN
fsr-4167	35	25	of	of	ADP
fsr-4167	35	26	investment	investment	NOUN
fsr-4167	35	27	motivations	motivation	NOUN
fsr-4167	35	28	,	,	PUNCT
fsr-4167	35	29	investment	investment	NOUN
fsr-4167	35	30	confidence	confidence	NOUN
fsr-4167	35	31	,	,	PUNCT
fsr-4167	35	32	and	and	CCONJ
fsr-4167	35	33	risk	risk	NOUN
fsr-4167	35	34	perceptions	perception	NOUN
fsr-4167	35	35	)	)	PUNCT
fsr-4167	35	36	.	.	PUNCT
fsr-4167	36	1	this	this	DET
fsr-4167	36	2	study	study	NOUN
fsr-4167	36	3	examines	examine	VERB
fsr-4167	36	4	the	the	DET
fsr-4167	36	5	psychological	psychological	ADJ
fsr-4167	36	6	and	and	CCONJ
fsr-4167	36	7	behavioral	behavioral	ADJ
fsr-4167	36	8	factors	factor	NOUN
fsr-4167	36	9	influencing	influence	VERB
fsr-4167	36	10	cryptocurrency	cryptocurrency	NOUN
fsr-4167	36	11	investment	investment	NOUN
fsr-4167	36	12	,	,	PUNCT
fsr-4167	36	13	finding	find	VERB
fsr-4167	36	14	that	that	SCONJ
fsr-4167	36	15	motivations	motivation	NOUN
fsr-4167	36	16	and	and	CCONJ
fsr-4167	36	17	investment	investment	NOUN
fsr-4167	36	18	confidence	confidence	NOUN
fsr-4167	36	19	positively	positively	ADV
fsr-4167	36	20	impact	impact	VERB
fsr-4167	36	21	current	current	ADJ
fsr-4167	36	22	and	and	CCONJ
fsr-4167	36	23	future	future	ADJ
fsr-4167	36	24	investment	investment	NOUN
fsr-4167	36	25	decisions	decision	NOUN
fsr-4167	36	26	,	,	PUNCT
fsr-4167	36	27	while	while	SCONJ
fsr-4167	36	28	risk	risk	NOUN
fsr-4167	36	29	perceptions	perception	NOUN
fsr-4167	36	30	act	act	VERB
fsr-4167	36	31	as	as	ADP
fsr-4167	36	32	a	a	DET
fsr-4167	36	33	barrier	barrier	NOUN
fsr-4167	36	34	.	.	PUNCT
fsr-4167	37	1	their	their	PRON
fsr-4167	37	2	findings	finding	NOUN
fsr-4167	37	3	suggest	suggest	VERB
fsr-4167	37	4	that	that	SCONJ
fsr-4167	37	5	understanding	understand	VERB
fsr-4167	37	6	these	these	DET
fsr-4167	37	7	psychological	psychological	ADJ
fsr-4167	37	8	factors	factor	NOUN
fsr-4167	37	9	can	can	AUX
fsr-4167	37	10	improve	improve	VERB
fsr-4167	37	11	investor	investor	NOUN
fsr-4167	37	12	profiling	profiling	NOUN
fsr-4167	37	13	and	and	CCONJ
fsr-4167	37	14	enable	enable	VERB
fsr-4167	37	15	financial	financial	ADJ
fsr-4167	37	16	advisors	advisor	NOUN
fsr-4167	37	17	to	to	PART
fsr-4167	37	18	offer	offer	VERB
fsr-4167	37	19	more	more	ADJ
fsr-4167	37	20	personalized	personalized	ADJ
fsr-4167	37	21	guidance	guidance	NOUN
fsr-4167	37	22	in	in	ADP
fsr-4167	37	23	the	the	DET
fsr-4167	37	24	volatile	volatile	ADJ
fsr-4167	37	25	cryptocurrency	cryptocurrency	NOUN
fsr-4167	37	26	market	market	NOUN
fsr-4167	37	27	.	.	PUNCT
fsr-4167	38	1	in	in	ADP
fsr-4167	38	2	the	the	DET
fsr-4167	38	3	next	next	ADJ
fsr-4167	38	4	paper	paper	NOUN
fsr-4167	38	5	(	(	PUNCT
fsr-4167	38	6	assessing	assess	VERB
fsr-4167	38	7	the	the	DET
fsr-4167	38	8	impact	impact	NOUN
fsr-4167	38	9	of	of	ADP
fsr-4167	38	10	rebalancing	rebalancing	NOUN
fsr-4167	38	11	on	on	ADP
fsr-4167	38	12	equal	equal	ADV
fsr-4167	38	13	-	-	PUNCT
fsr-4167	38	14	weighted	weight	VERB
fsr-4167	38	15	and	and	CCONJ
fsr-4167	38	16	value	value	NOUN
fsr-4167	38	17	-	-	PUNCT
fsr-4167	38	18	weighted	weight	VERB
fsr-4167	38	19	portfolios	portfolio	NOUN
fsr-4167	38	20	over	over	ADP
fsr-4167	38	21	five	five	NUM
fsr-4167	38	22	decades	decade	NOUN
fsr-4167	38	23	)	)	PUNCT
fsr-4167	38	24	,	,	PUNCT
fsr-4167	38	25	drs	drs	AUX
fsr-4167	38	26	.	.	PROPN
fsr-4167	38	27	rama	rama	PROPN
fsr-4167	38	28	malladi	malladi	PROPN
fsr-4167	38	29	and	and	CCONJ
fsr-4167	38	30	alexander	alexander	PROPN
fsr-4167	38	31	stanoyevitch	stanoyevitch	PROPN
fsr-4167	38	32	discuss	discuss	VERB
fsr-4167	38	33	how	how	SCONJ
fsr-4167	38	34	transaction	transaction	NOUN
fsr-4167	38	35	costs	cost	NOUN
fsr-4167	38	36	affect	affect	VERB
fsr-4167	38	37	the	the	DET
fsr-4167	38	38	performance	performance	NOUN
fsr-4167	38	39	gap	gap	NOUN
fsr-4167	38	40	between	between	ADP
fsr-4167	38	41	equal	equal	ADV
fsr-4167	38	42	-	-	PUNCT
fsr-4167	38	43	weighted	weight	VERB
fsr-4167	38	44	portfolios	portfolio	NOUN
fsr-4167	38	45	(	(	PUNCT
fsr-4167	38	46	ewps	ewps	NOUN
fsr-4167	38	47	)	)	PUNCT
fsr-4167	38	48	and	and	CCONJ
fsr-4167	38	49	valueweighted	valueweighted	ADJ
fsr-4167	38	50	portfolios	portfolio	NOUN
fsr-4167	38	51	(	(	PUNCT
fsr-4167	38	52	vwps	vwps	NOUN
fsr-4167	38	53	)	)	PUNCT
fsr-4167	38	54	.	.	PUNCT
fsr-4167	39	1	they	they	PRON
fsr-4167	39	2	found	find	VERB
fsr-4167	39	3	that	that	SCONJ
fsr-4167	39	4	ewps	ewps	NOUN
fsr-4167	39	5	generally	generally	ADV
fsr-4167	39	6	outperform	outperform	VERB
fsr-4167	39	7	vwps	vwps	NOUN
fsr-4167	39	8	unless	unless	SCONJ
fsr-4167	39	9	transaction	transaction	NOUN
fsr-4167	39	10	costs	cost	NOUN
fsr-4167	39	11	become	become	VERB
fsr-4167	39	12	excessive	excessive	ADJ
fsr-4167	39	13	.	.	PUNCT
fsr-4167	40	1	the	the	DET
fsr-4167	40	2	results	result	NOUN
fsr-4167	40	3	highlight	highlight	VERB
fsr-4167	40	4	that	that	SCONJ
fsr-4167	40	5	while	while	SCONJ
fsr-4167	40	6	ewps	ewps	NOUN
fsr-4167	40	7	offer	offer	VERB
fsr-4167	40	8	significant	significant	ADJ
fsr-4167	40	9	diversification	diversification	NOUN
fsr-4167	40	10	benefits	benefit	NOUN
fsr-4167	40	11	,	,	PUNCT
fsr-4167	40	12	transaction	transaction	NOUN
fsr-4167	40	13	costs	cost	NOUN
fsr-4167	40	14	play	play	VERB
fsr-4167	40	15	a	a	DET
fsr-4167	40	16	critical	critical	ADJ
fsr-4167	40	17	role	role	NOUN
fsr-4167	40	18	in	in	ADP
fsr-4167	40	19	diminishing	diminish	VERB
fsr-4167	40	20	their	their	PRON
fsr-4167	40	21	outperformance	outperformance	NOUN
fsr-4167	40	22	.	.	PUNCT
fsr-4167	41	1	dr	dr	PROPN
fsr-4167	41	2	.	.	PROPN
fsr-4167	41	3	eun	eun	PROPN
fsr-4167	41	4	jin	jin	PROPN
fsr-4167	41	5	kwak	kwak	PROPN
fsr-4167	41	6	and	and	CCONJ
fsr-4167	41	7	i	i	PRON
fsr-4167	41	8	wrote	write	VERB
fsr-4167	41	9	the	the	DET
fsr-4167	41	10	second	second	ADJ
fsr-4167	41	11	-	-	PUNCT
fsr-4167	41	12	to	to	ADP
fsr-4167	41	13	-	-	PUNCT
fsr-4167	41	14	last	last	ADJ
fsr-4167	41	15	paper	paper	NOUN
fsr-4167	41	16	in	in	ADP
fsr-4167	41	17	this	this	DET
fsr-4167	41	18	issue	issue	NOUN
fsr-4167	41	19	(	(	PUNCT
fsr-4167	41	20	a	a	DET
fsr-4167	41	21	domain	domain	NOUN
fsr-4167	41	22	specific	specific	ADJ
fsr-4167	41	23	measure	measure	NOUN
fsr-4167	41	24	of	of	ADP
fsr-4167	41	25	investment	investment	NOUN
fsr-4167	41	26	risk	risk	NOUN
fsr-4167	41	27	preference	preference	NOUN
fsr-4167	41	28	)	)	PUNCT
fsr-4167	41	29	.	.	PUNCT
fsr-4167	42	1	this	this	DET
fsr-4167	42	2	paper	paper	NOUN
fsr-4167	42	3	proposes	propose	VERB
fsr-4167	42	4	a	a	DET
fsr-4167	42	5	new	new	ADJ
fsr-4167	42	6	measure	measure	NOUN
fsr-4167	42	7	of	of	ADP
fsr-4167	42	8	risk	risk	NOUN
fsr-4167	42	9	preference	preference	NOUN
fsr-4167	42	10	that	that	PRON
fsr-4167	42	11	combines	combine	VERB
fsr-4167	42	12	aspects	aspect	NOUN
fsr-4167	42	13	of	of	ADP
fsr-4167	42	14	revealed	reveal	VERB
fsr-4167	42	15	-	-	PUNCT
fsr-4167	42	16	preference	preference	NOUN
fsr-4167	42	17	measures	measure	NOUN
fsr-4167	42	18	and	and	CCONJ
fsr-4167	42	19	propensity	propensity	NOUN
fsr-4167	42	20	assessment	assessment	NOUN
fsr-4167	42	21	techniques	technique	NOUN
fsr-4167	42	22	.	.	PUNCT
fsr-4167	43	1	the	the	DET
fsr-4167	43	2	resulting	result	VERB
fsr-4167	43	3	test	test	NOUN
fsr-4167	43	4	adds	add	VERB
fsr-4167	43	5	to	to	ADP
fsr-4167	43	6	the	the	DET
fsr-4167	43	7	literature	literature	NOUN
fsr-4167	43	8	by	by	ADP
fsr-4167	43	9	advancing	advance	VERB
fsr-4167	43	10	the	the	DET
fsr-4167	43	11	precision	precision	NOUN
fsr-4167	43	12	of	of	ADP
fsr-4167	43	13	investment	investment	NOUN
fsr-4167	43	14	risk	risk	NOUN
fsr-4167	43	15	assessment	assessment	NOUN
fsr-4167	43	16	tools	tool	NOUN
fsr-4167	43	17	.	.	PUNCT
fsr-4167	44	1	this	this	DET
fsr-4167	44	2	issue	issue	NOUN
fsr-4167	44	3	of	of	ADP
fsr-4167	44	4	fsr	fsr	PROPN
fsr-4167	44	5	concludes	conclude	VERB
fsr-4167	44	6	with	with	ADP
fsr-4167	44	7	a	a	DET
fsr-4167	44	8	paper	paper	NOUN
fsr-4167	44	9	(	(	PUNCT
fsr-4167	44	10	does	do	AUX
fsr-4167	44	11	overspending	overspend	VERB
fsr-4167	44	12	harm	harm	NOUN
fsr-4167	44	13	retirement	retirement	NOUN
fsr-4167	44	14	preparation	preparation	NOUN
fsr-4167	44	15	?	?	PUNCT
fsr-4167	44	16	)	)	PUNCT
fsr-4167	44	17	written	write	VERB
fsr-4167	44	18	by	by	ADP
fsr-4167	44	19	drs	drs	PROPN
fsr-4167	44	20	.	.	PROPN
fsr-4167	45	1	christina	christina	PROPN
fsr-4167	45	2	lynn	lynn	PROPN
fsr-4167	45	3	,	,	PUNCT
fsr-4167	45	4	stuart	stuart	PROPN
fsr-4167	45	5	heckman	heckman	PROPN
fsr-4167	45	6	,	,	PUNCT
fsr-4167	45	7	michael	michael	PROPN
fsr-4167	45	8	kothakota	kothakota	PROPN
fsr-4167	45	9	,	,	PUNCT
fsr-4167	45	10	and	and	CCONJ
fsr-4167	45	11	derek	derek	PROPN
fsr-4167	45	12	lawson	lawson	PROPN
fsr-4167	45	13	.	.	PUNCT
fsr-4167	46	1	this	this	DET
fsr-4167	46	2	study	study	NOUN
fsr-4167	46	3	explores	explore	VERB
fsr-4167	46	4	the	the	DET
fsr-4167	46	5	relationship	relationship	NOUN
fsr-4167	46	6	between	between	ADP
fsr-4167	46	7	overspending	overspending	NOUN
fsr-4167	46	8	and	and	CCONJ
fsr-4167	46	9	retirement	retirement	NOUN
fsr-4167	46	10	preparation	preparation	NOUN
fsr-4167	46	11	,	,	PUNCT
fsr-4167	46	12	testing	test	VERB
fsr-4167	46	13	the	the	DET
fsr-4167	46	14	behavioral	behavioral	ADJ
fsr-4167	46	15	life	life	NOUN
fsr-4167	46	16	cycle	cycle	NOUN
fsr-4167	46	17	hypothesis	hypothesis	NOUN
fsr-4167	46	18	using	use	VERB
fsr-4167	46	19	three	three	NUM
fsr-4167	46	20	data	datum	NOUN
fsr-4167	46	21	sets	set	NOUN
fsr-4167	46	22	.	.	PUNCT
fsr-4167	47	1	findings	finding	NOUN
fsr-4167	47	2	from	from	ADP
fsr-4167	47	3	their	their	PRON
fsr-4167	47	4	study	study	NOUN
fsr-4167	47	5	reveal	reveal	VERB
fsr-4167	47	6	that	that	SCONJ
fsr-4167	47	7	overspending	overspending	NOUN
fsr-4167	47	8	is	be	AUX
fsr-4167	47	9	only	only	ADV
fsr-4167	47	10	weakly	weakly	ADV
fsr-4167	47	11	linked	link	VERB
fsr-4167	47	12	to	to	ADP
fsr-4167	47	13	poor	poor	ADJ
fsr-4167	47	14	retirement	retirement	NOUN
fsr-4167	47	15	preparation	preparation	NOUN
fsr-4167	47	16	,	,	PUNCT
fsr-4167	47	17	suggesting	suggest	VERB
fsr-4167	47	18	that	that	SCONJ
fsr-4167	47	19	overspending	overspending	NOUN
fsr-4167	47	20	behavior	behavior	NOUN
fsr-4167	47	21	may	may	AUX
fsr-4167	47	22	only	only	ADV
fsr-4167	47	23	sometimes	sometimes	ADV
fsr-4167	47	24	reflect	reflect	VERB
fsr-4167	47	25	one	one	NUM
fsr-4167	47	26	's	's	PART
fsr-4167	47	27	retirement	retirement	NOUN
fsr-4167	47	28	readiness	readiness	NOUN
fsr-4167	47	29	.	.	PUNCT
fsr-4167	48	1	dr	dr	PROPN
fsr-4167	48	2	.	.	PROPN
fsr-4167	48	3	lynn	lynn	PROPN
fsr-4167	48	4	et	et	PROPN
fsr-4167	48	5	al	al	PROPN
fsr-4167	48	6	.	.	PROPN
fsr-4167	49	1	provide	provide	VERB
fsr-4167	49	2	detailed	detailed	ADJ
fsr-4167	49	3	policy	policy	NOUN
fsr-4167	49	4	solutions	solution	NOUN
fsr-4167	49	5	to	to	PART
fsr-4167	49	6	address	address	VERB
fsr-4167	49	7	overspending	overspending	NOUN
fsr-4167	49	8	and	and	CCONJ
fsr-4167	49	9	improve	improve	VERB
fsr-4167	49	10	financial	financial	ADJ
fsr-4167	49	11	awareness	awareness	NOUN
fsr-4167	49	12	.	.	PUNCT
fsr-4167	50	1	i	i	PRON
fsr-4167	50	2	would	would	AUX
fsr-4167	50	3	like	like	VERB
fsr-4167	50	4	to	to	PART
fsr-4167	50	5	end	end	VERB
fsr-4167	50	6	by	by	ADP
fsr-4167	50	7	giving	give	VERB
fsr-4167	50	8	you	you	PRON
fsr-4167	50	9	an	an	DET
fsr-4167	50	10	update	update	NOUN
fsr-4167	50	11	about	about	ADP
fsr-4167	50	12	my	my	PRON
fsr-4167	50	13	role	role	NOUN
fsr-4167	50	14	as	as	ADP
fsr-4167	50	15	editor	editor	NOUN
fsr-4167	50	16	.	.	PUNCT
fsr-4167	51	1	i	i	PRON
fsr-4167	51	2	announced	announce	VERB
fsr-4167	51	3	in	in	ADP
fsr-4167	51	4	the	the	DET
fsr-4167	51	5	last	last	ADJ
fsr-4167	51	6	issue	issue	NOUN
fsr-4167	51	7	that	that	PRON
fsr-4167	51	8	volume	volume	VERB
fsr-4167	51	9	33	33	NUM
fsr-4167	51	10	issue	issue	NOUN
fsr-4167	51	11	1	1	NUM
fsr-4167	51	12	would	would	AUX
fsr-4167	51	13	be	be	AUX
fsr-4167	51	14	my	my	PRON
fsr-4167	51	15	last	last	NOUN
fsr-4167	51	16	as	as	ADP
fsr-4167	51	17	editor	editor	NOUN
fsr-4167	51	18	.	.	PUNCT
fsr-4167	52	1	i	i	PRON
fsr-4167	52	2	made	make	VERB
fsr-4167	52	3	that	that	DET
fsr-4167	52	4	announcement	announcement	NOUN
fsr-4167	52	5	prematurely	prematurely	ADV
fsr-4167	52	6	.	.	PUNCT
fsr-4167	53	1	i	i	PRON
fsr-4167	53	2	’ve	’ve	AUX
fsr-4167	53	3	been	be	AUX
fsr-4167	53	4	asked	ask	VERB
fsr-4167	53	5	to	to	PART
fsr-4167	53	6	stay	stay	VERB
fsr-4167	53	7	on	on	ADP
fsr-4167	53	8	through	through	ADP
fsr-4167	53	9	2025	2025	NUM
fsr-4167	53	10	or	or	CCONJ
fsr-4167	53	11	until	until	SCONJ
fsr-4167	53	12	the	the	DET
fsr-4167	53	13	academy	academy	NOUN
fsr-4167	53	14	of	of	ADP
fsr-4167	53	15	financial	financial	ADJ
fsr-4167	53	16	services	service	NOUN
fsr-4167	53	17	(	(	PUNCT
fsr-4167	53	18	afs	afs	NOUN
fsr-4167	53	19	)	)	PUNCT
fsr-4167	53	20	can	can	AUX
fsr-4167	53	21	find	find	VERB
fsr-4167	53	22	a	a	DET
fsr-4167	53	23	new	new	ADJ
fsr-4167	53	24	permanent	permanent	ADJ
fsr-4167	53	25	editor	editor	NOUN
fsr-4167	53	26	.	.	PUNCT
fsr-4167	54	1	as	as	SCONJ
fsr-4167	54	2	i	i	PRON
fsr-4167	54	3	told	tell	VERB
fsr-4167	54	4	the	the	DET
fsr-4167	54	5	afs	afs	PROPN
fsr-4167	54	6	board	board	NOUN
fsr-4167	54	7	,	,	PUNCT
fsr-4167	54	8	i	i	PRON
fsr-4167	54	9	am	be	AUX
fsr-4167	54	10	totally	totally	ADV
fsr-4167	54	11	committed	committed	ADJ
fsr-4167	54	12	to	to	ADP
fsr-4167	54	13	ensuring	ensure	VERB
fsr-4167	54	14	that	that	SCONJ
fsr-4167	54	15	fsr	fsr	PROPN
fsr-4167	54	16	continues	continue	VERB
fsr-4167	54	17	to	to	PART
fsr-4167	54	18	remain	remain	VERB
fsr-4167	54	19	impactful	impactful	ADJ
fsr-4167	54	20	.	.	PUNCT
fsr-4167	55	1	in	in	ADP
fsr-4167	55	2	this	this	DET
fsr-4167	55	3	regard	regard	NOUN
fsr-4167	55	4	,	,	PUNCT
fsr-4167	55	5	i	i	PRON
fsr-4167	55	6	am	be	AUX
fsr-4167	55	7	officially	officially	ADV
fsr-4167	55	8	announcing	announce	VERB
fsr-4167	55	9	that	that	SCONJ
fsr-4167	55	10	i	i	PRON
fsr-4167	55	11	will	will	AUX
fsr-4167	55	12	serve	serve	VERB
fsr-4167	55	13	as	as	ADP
fsr-4167	55	14	interim	interim	ADJ
fsr-4167	55	15	editor	editor	NOUN
fsr-4167	55	16	for	for	ADP
fsr-4167	55	17	the	the	DET
fsr-4167	55	18	foreseeable	foreseeable	ADJ
fsr-4167	55	19	future	future	NOUN
fsr-4167	55	20	.	.	PUNCT
fsr-4167	56	1	i	i	PRON
fsr-4167	56	2	am	be	AUX
fsr-4167	56	3	so	so	ADV
fsr-4167	56	4	grateful	grateful	ADJ
fsr-4167	56	5	for	for	ADP
fsr-4167	56	6	the	the	DET
fsr-4167	56	7	guidance	guidance	NOUN
fsr-4167	56	8	provided	provide	VERB
fsr-4167	56	9	by	by	ADP
fsr-4167	56	10	those	those	PRON
fsr-4167	56	11	serving	serve	VERB
fsr-4167	56	12	on	on	ADP
fsr-4167	56	13	the	the	DET
fsr-4167	56	14	advisory	advisory	ADJ
fsr-4167	56	15	and	and	CCONJ
fsr-4167	56	16	editorial	editorial	ADJ
fsr-4167	56	17	boards	board	NOUN
fsr-4167	56	18	.	.	PUNCT
fsr-4167	57	1	the	the	DET
fsr-4167	57	2	individuals	individual	NOUN
fsr-4167	57	3	listed	list	VERB
fsr-4167	57	4	on	on	ADP
fsr-4167	57	5	the	the	DET
fsr-4167	57	6	masthead	masthead	NOUN
fsr-4167	57	7	(	(	PUNCT
fsr-4167	57	8	and	and	CCONJ
fsr-4167	57	9	online	online	ADJ
fsr-4167	57	10	)	)	PUNCT
fsr-4167	57	11	are	be	AUX
fsr-4167	57	12	amazing	amazing	ADJ
fsr-4167	57	13	professionals	professional	NOUN
fsr-4167	57	14	.	.	PUNCT
fsr-4167	58	1	finally	finally	ADV
fsr-4167	58	2	,	,	PUNCT
fsr-4167	58	3	thank	thank	VERB
fsr-4167	58	4	you	you	PRON
fsr-4167	58	5	for	for	ADP
fsr-4167	58	6	being	be	AUX
fsr-4167	58	7	an	an	DET
fsr-4167	58	8	active	active	ADJ
fsr-4167	58	9	participant	participant	NOUN
fsr-4167	58	10	in	in	ADP
fsr-4167	58	11	fsr	fsr	PROPN
fsr-4167	58	12	.	.	PUNCT
fsr-4167	59	1	each	each	DET
fsr-4167	59	2	one	one	NUM
fsr-4167	59	3	of	of	ADP
fsr-4167	59	4	you	you	PRON
fsr-4167	59	5	,	,	PUNCT
fsr-4167	59	6	as	as	ADP
fsr-4167	59	7	a	a	DET
fsr-4167	59	8	contributor	contributor	NOUN
fsr-4167	59	9	or	or	CCONJ
fsr-4167	59	10	reader	reader	NOUN
fsr-4167	59	11	,	,	PUNCT
fsr-4167	59	12	has	have	AUX
fsr-4167	59	13	helped	help	VERB
fsr-4167	59	14	shape	shape	VERB
fsr-4167	59	15	the	the	DET
fsr-4167	59	16	content	content	NOUN
fsr-4167	59	17	and	and	CCONJ
fsr-4167	59	18	quality	quality	NOUN
fsr-4167	59	19	of	of	ADP
fsr-4167	59	20	the	the	DET
fsr-4167	59	21	financial	financial	PROPN
fsr-4167	59	22	services	service	NOUN
fsr-4167	59	23	review	review	NOUN
fsr-4167	59	24	.	.	PUNCT
fsr-4167	60	1	until	until	ADP
fsr-4167	60	2	next	next	ADJ
fsr-4167	60	3	time	time	NOUN
fsr-4167	60	4	,	,	PUNCT
fsr-4167	60	5	all	all	DET
fsr-4167	60	6	the	the	DET
fsr-4167	60	7	best	good	ADJ
fsr-4167	60	8	,	,	PUNCT
fsr-4167	60	9	john	john	PROPN
fsr-4167	60	10	e.	e.	PROPN
fsr-4167	60	11	grable	grable	PROPN
fsr-4167	60	12	,	,	PUNCT
fsr-4167	60	13	ph.d	ph.d	PROPN
fsr-4167	60	14	.	.	PROPN
fsr-4167	60	15	,	,	PUNCT
fsr-4167	60	16	cfp	cfp	PROPN
fsr-4167	60	17	®	®	NOUN