id	sid	tid	token	lemma	pos
fsr-4195	1	1	financial	financial	PROPN
fsr-4195	1	2	services	service	NOUN
fsr-4195	1	3	review	review	NOUN
fsr-4195	1	4	,	,	PUNCT
fsr-4195	1	5	33(3	33(3	NOUN
fsr-4195	1	6	)	)	PUNCT
fsr-4195	1	7	1	1	NUM
fsr-4195	1	8	is	be	AUX
fsr-4195	1	9	using	use	VERB
fsr-4195	1	10	a	a	DET
fsr-4195	1	11	financial	financial	ADJ
fsr-4195	1	12	advisor	advisor	NOUN
fsr-4195	1	13	related	relate	VERB
fsr-4195	1	14	to	to	ADP
fsr-4195	1	15	cryptocurrency	cryptocurrency	NOUN
fsr-4195	1	16	investment	investment	NOUN
fsr-4195	1	17	?	?	PUNCT
fsr-4195	2	1	alex	alex	PROPN
fsr-4195	2	2	brockbank,1	brockbank,1	PROPN
fsr-4195	2	3	charlene	charlene	PROPN
fsr-4195	2	4	kalenkoski,2	kalenkoski,2	PROPN
fsr-4195	2	5	christopher	christopher	PROPN
fsr-4195	2	6	browning	browning	PROPN
fsr-4195	2	7	,	,	PUNCT
fsr-4195	2	8	3	3	NUM
fsr-4195	2	9	and	and	CCONJ
fsr-4195	2	10	michael	michael	PROPN
fsr-4195	2	11	guillemette4	guillemette4	PROPN
fsr-4195	3	1	abstract	abstract	ADV
fsr-4195	3	2	do	do	AUX
fsr-4195	3	3	financial	financial	ADJ
fsr-4195	3	4	advisors	advisor	NOUN
fsr-4195	3	5	recommend	recommend	VERB
fsr-4195	3	6	cryptocurrency	cryptocurrency	NOUN
fsr-4195	3	7	investment	investment	NOUN
fsr-4195	3	8	within	within	ADP
fsr-4195	3	9	a	a	DET
fsr-4195	3	10	household	household	NOUN
fsr-4195	3	11	portfolio	portfolio	NOUN
fsr-4195	3	12	?	?	PUNCT
fsr-4195	4	1	cryptocurrencies	cryptocurrencie	NOUN
fsr-4195	4	2	have	have	AUX
fsr-4195	4	3	emerged	emerge	VERB
fsr-4195	4	4	in	in	ADP
fsr-4195	4	5	popularity	popularity	NOUN
fsr-4195	4	6	,	,	PUNCT
fsr-4195	4	7	especially	especially	ADV
fsr-4195	4	8	in	in	ADP
fsr-4195	4	9	the	the	DET
fsr-4195	4	10	united	united	PROPN
fsr-4195	4	11	states	states	PROPN
fsr-4195	4	12	,	,	PUNCT
fsr-4195	4	13	as	as	SCONJ
fsr-4195	4	14	households	household	NOUN
fsr-4195	4	15	seek	seek	VERB
fsr-4195	4	16	to	to	PART
fsr-4195	4	17	maximize	maximize	VERB
fsr-4195	4	18	returns	return	NOUN
fsr-4195	4	19	.	.	PUNCT
fsr-4195	5	1	financial	financial	ADJ
fsr-4195	5	2	advisors	advisor	NOUN
fsr-4195	5	3	are	be	AUX
fsr-4195	5	4	expected	expect	VERB
fsr-4195	5	5	to	to	PART
fsr-4195	5	6	provide	provide	VERB
fsr-4195	5	7	beneficial	beneficial	ADJ
fsr-4195	5	8	advice	advice	NOUN
fsr-4195	5	9	for	for	ADP
fsr-4195	5	10	a	a	DET
fsr-4195	5	11	household	household	NOUN
fsr-4195	5	12	in	in	ADP
fsr-4195	5	13	managing	manage	VERB
fsr-4195	5	14	financial	financial	ADJ
fsr-4195	5	15	decisions	decision	NOUN
fsr-4195	5	16	including	include	VERB
fsr-4195	5	17	investments	investment	NOUN
fsr-4195	5	18	.	.	PUNCT
fsr-4195	6	1	the	the	DET
fsr-4195	6	2	existing	exist	VERB
fsr-4195	6	3	literature	literature	NOUN
fsr-4195	6	4	has	have	AUX
fsr-4195	6	5	examined	examine	VERB
fsr-4195	6	6	this	this	DET
fsr-4195	6	7	relatively	relatively	ADV
fsr-4195	6	8	new	new	ADJ
fsr-4195	6	9	form	form	NOUN
fsr-4195	6	10	of	of	ADP
fsr-4195	6	11	investing	investing	NOUN
fsr-4195	6	12	and	and	CCONJ
fsr-4195	6	13	found	find	VERB
fsr-4195	6	14	determinants	determinant	NOUN
fsr-4195	6	15	for	for	ADP
fsr-4195	6	16	cryptocurrency	cryptocurrency	NOUN
fsr-4195	6	17	investment	investment	NOUN
fsr-4195	6	18	but	but	CCONJ
fsr-4195	6	19	has	have	AUX
fsr-4195	6	20	not	not	PART
fsr-4195	6	21	sufficiently	sufficiently	ADV
fsr-4195	6	22	explored	explore	VERB
fsr-4195	6	23	the	the	DET
fsr-4195	6	24	association	association	NOUN
fsr-4195	6	25	between	between	ADP
fsr-4195	6	26	the	the	DET
fsr-4195	6	27	investor	investor	NOUN
fsr-4195	6	28	’s	’s	PART
fsr-4195	6	29	use	use	NOUN
fsr-4195	6	30	of	of	ADP
fsr-4195	6	31	a	a	DET
fsr-4195	6	32	financial	financial	ADJ
fsr-4195	6	33	advisor	advisor	NOUN
fsr-4195	6	34	and	and	CCONJ
fsr-4195	6	35	the	the	DET
fsr-4195	6	36	decision	decision	NOUN
fsr-4195	6	37	to	to	PART
fsr-4195	6	38	invest	invest	VERB
fsr-4195	6	39	in	in	ADP
fsr-4195	6	40	cryptocurrency	cryptocurrency	NOUN
fsr-4195	6	41	.	.	PUNCT
fsr-4195	7	1	with	with	ADP
fsr-4195	7	2	data	datum	NOUN
fsr-4195	7	3	from	from	ADP
fsr-4195	7	4	the	the	DET
fsr-4195	7	5	2018	2018	NUM
fsr-4195	7	6	wave	wave	NOUN
fsr-4195	7	7	of	of	ADP
fsr-4195	7	8	the	the	DET
fsr-4195	7	9	national	national	ADJ
fsr-4195	7	10	financial	financial	ADJ
fsr-4195	7	11	capabilities	capability	NOUN
fsr-4195	7	12	study	study	NOUN
fsr-4195	7	13	(	(	PUNCT
fsr-4195	7	14	nfcs	nfc	NOUN
fsr-4195	7	15	)	)	PUNCT
fsr-4195	7	16	,	,	PUNCT
fsr-4195	7	17	this	this	DET
fsr-4195	7	18	paper	paper	NOUN
fsr-4195	7	19	examines	examine	VERB
fsr-4195	7	20	the	the	DET
fsr-4195	7	21	relationship	relationship	NOUN
fsr-4195	7	22	between	between	ADP
fsr-4195	7	23	the	the	DET
fsr-4195	7	24	use	use	NOUN
fsr-4195	7	25	of	of	ADP
fsr-4195	7	26	a	a	DET
fsr-4195	7	27	financial	financial	ADJ
fsr-4195	7	28	advisor	advisor	NOUN
fsr-4195	7	29	and	and	CCONJ
fsr-4195	7	30	cryptocurrency	cryptocurrency	NOUN
fsr-4195	7	31	investment	investment	NOUN
fsr-4195	7	32	for	for	ADP
fsr-4195	7	33	american	american	ADJ
fsr-4195	7	34	investors	investor	NOUN
fsr-4195	7	35	.	.	PUNCT
fsr-4195	8	1	the	the	DET
fsr-4195	8	2	results	result	NOUN
fsr-4195	8	3	suggest	suggest	VERB
fsr-4195	8	4	that	that	SCONJ
fsr-4195	8	5	investors	investor	NOUN
fsr-4195	8	6	who	who	PRON
fsr-4195	8	7	use	use	VERB
fsr-4195	8	8	a	a	DET
fsr-4195	8	9	financial	financial	ADJ
fsr-4195	8	10	advisor	advisor	NOUN
fsr-4195	8	11	are	be	AUX
fsr-4195	8	12	more	more	ADV
fsr-4195	8	13	likely	likely	ADJ
fsr-4195	8	14	to	to	PART
fsr-4195	8	15	invest	invest	VERB
fsr-4195	8	16	in	in	ADP
fsr-4195	8	17	cryptocurrencies	cryptocurrencie	NOUN
fsr-4195	8	18	.	.	PUNCT
fsr-4195	9	1	additional	additional	ADJ
fsr-4195	9	2	determinants	determinant	NOUN
fsr-4195	9	3	seen	see	VERB
fsr-4195	9	4	in	in	ADP
fsr-4195	9	5	previous	previous	ADJ
fsr-4195	9	6	works	work	NOUN
fsr-4195	9	7	are	be	AUX
fsr-4195	9	8	also	also	ADV
fsr-4195	9	9	confirmed	confirm	VERB
fsr-4195	9	10	in	in	ADP
fsr-4195	9	11	the	the	DET
fsr-4195	9	12	current	current	ADJ
fsr-4195	9	13	study	study	NOUN
fsr-4195	9	14	;	;	PUNCT
fsr-4195	9	15	showing	show	VERB
fsr-4195	9	16	that	that	SCONJ
fsr-4195	9	17	investors	investor	NOUN
fsr-4195	9	18	who	who	PRON
fsr-4195	9	19	are	be	AUX
fsr-4195	9	20	younger	young	ADJ
fsr-4195	9	21	,	,	PUNCT
fsr-4195	9	22	married	married	ADJ
fsr-4195	9	23	,	,	PUNCT
fsr-4195	9	24	and	and	CCONJ
fsr-4195	9	25	have	have	VERB
fsr-4195	9	26	higher	high	ADJ
fsr-4195	9	27	subjective	subjective	ADJ
fsr-4195	9	28	financial	financial	ADJ
fsr-4195	9	29	literacy	literacy	NOUN
fsr-4195	9	30	are	be	AUX
fsr-4195	9	31	more	more	ADV
fsr-4195	9	32	likely	likely	ADJ
fsr-4195	9	33	to	to	PART
fsr-4195	9	34	have	have	VERB
fsr-4195	9	35	cryptocurrency	cryptocurrency	NOUN
fsr-4195	9	36	investments	investment	NOUN
fsr-4195	9	37	compared	compare	VERB
fsr-4195	9	38	to	to	ADP
fsr-4195	9	39	individuals	individual	NOUN
fsr-4195	9	40	who	who	PRON
fsr-4195	9	41	are	be	AUX
fsr-4195	9	42	older	old	ADJ
fsr-4195	9	43	,	,	PUNCT
fsr-4195	9	44	unmarried	unmarried	ADJ
fsr-4195	9	45	,	,	PUNCT
fsr-4195	9	46	and	and	CCONJ
fsr-4195	9	47	have	have	VERB
fsr-4195	9	48	lower	low	ADJ
fsr-4195	9	49	levels	level	NOUN
fsr-4195	9	50	of	of	ADP
fsr-4195	9	51	subjective	subjective	ADJ
fsr-4195	9	52	financial	financial	ADJ
fsr-4195	9	53	literacy	literacy	NOUN
fsr-4195	9	54	.	.	PUNCT
fsr-4195	10	1	creative	creative	ADJ
fsr-4195	10	2	commons	commons	PROPN
fsr-4195	10	3	license	license	NOUN
fsr-4195	10	4	this	this	DET
fsr-4195	10	5	work	work	NOUN
fsr-4195	10	6	is	be	AUX
fsr-4195	10	7	licensed	license	VERB
fsr-4195	10	8	under	under	ADP
fsr-4195	10	9	a	a	DET
fsr-4195	10	10	creative	creative	ADJ
fsr-4195	10	11	commons	common	NOUN
fsr-4195	10	12	attribution	attribution	NOUN
fsr-4195	10	13	-	-	PUNCT
fsr-4195	10	14	noncommercial	noncommercial	ADJ
fsr-4195	10	15	4.0	4.0	NUM
fsr-4195	10	16	license	license	NOUN
fsr-4195	10	17	recommended	recommend	VERB
fsr-4195	10	18	citation	citation	NOUN
fsr-4195	10	19	brockbank	brockbank	NOUN
fsr-4195	10	20	,	,	PUNCT
fsr-4195	10	21	a	a	DET
fsr-4195	10	22	,	,	PUNCT
fsr-4195	10	23	kalenkoski	kalenkoski	ADJ
fsr-4195	10	24	,	,	PUNCT
fsr-4195	10	25	c.	c.	NOUN
fsr-4195	10	26	,	,	PUNCT
fsr-4195	10	27	browning	browning	NOUN
fsr-4195	10	28	,	,	PUNCT
fsr-4195	10	29	c.	c.	PROPN
fsr-4195	10	30	,	,	PUNCT
fsr-4195	10	31	&	&	CCONJ
fsr-4195	10	32	guillemette	guillemette	PROPN
fsr-4195	10	33	,	,	PUNCT
fsr-4195	10	34	m.	m.	NOUN
fsr-4195	10	35	(	(	PUNCT
fsr-4195	10	36	2025	2025	NUM
fsr-4195	10	37	)	)	PUNCT
fsr-4195	10	38	.	.	PUNCT
fsr-4195	11	1	is	be	AUX
fsr-4195	11	2	using	use	VERB
fsr-4195	11	3	a	a	DET
fsr-4195	11	4	financial	financial	ADJ
fsr-4195	11	5	advisor	advisor	NOUN
fsr-4195	11	6	related	relate	VERB
fsr-4195	11	7	to	to	ADP
fsr-4195	11	8	cryptocurrency	cryptocurrency	NOUN
fsr-4195	11	9	investment	investment	NOUN
fsr-4195	11	10	?	?	PUNCT
fsr-4195	12	1	financial	financial	ADJ
fsr-4195	12	2	services	service	NOUN
fsr-4195	12	3	review	review	NOUN
fsr-4195	12	4	,	,	PUNCT
fsr-4195	12	5	33(3	33(3	NOUN
fsr-4195	12	6	)	)	PUNCT
fsr-4195	12	7	,	,	PUNCT
fsr-4195	12	8	1	1	NUM
fsr-4195	12	9	-	-	SYM
fsr-4195	12	10	19	19	NUM
fsr-4195	12	11	.	.	PUNCT
fsr-4195	13	1	introduction	introduction	NOUN
fsr-4195	13	2	cryptocurrencies	cryptocurrencie	NOUN
fsr-4195	13	3	have	have	AUX
fsr-4195	13	4	emerged	emerge	VERB
fsr-4195	13	5	as	as	ADP
fsr-4195	13	6	a	a	DET
fsr-4195	13	7	popular	popular	ADJ
fsr-4195	13	8	and	and	CCONJ
fsr-4195	13	9	exciting	exciting	ADJ
fsr-4195	13	10	investment	investment	NOUN
fsr-4195	13	11	opportunity	opportunity	NOUN
fsr-4195	13	12	.	.	PUNCT
fsr-4195	14	1	in	in	ADP
fsr-4195	14	2	early	early	ADJ
fsr-4195	14	3	2017	2017	NUM
fsr-4195	14	4	,	,	PUNCT
fsr-4195	14	5	the	the	DET
fsr-4195	14	6	global	global	ADJ
fsr-4195	14	7	cryptocurrency	cryptocurrency	NOUN
fsr-4195	14	8	market	market	NOUN
fsr-4195	14	9	capitalization	capitalization	NOUN
fsr-4195	14	10	was	be	AUX
fsr-4195	14	11	just	just	ADV
fsr-4195	14	12	under	under	ADP
fsr-4195	14	13	$	$	SYM
fsr-4195	14	14	20	20	NUM
fsr-4195	14	15	billion	billion	NUM
fsr-4195	14	16	and	and	CCONJ
fsr-4195	14	17	a	a	DET
fsr-4195	14	18	year	year	NOUN
fsr-4195	14	19	later	later	ADV
fsr-4195	14	20	that	that	SCONJ
fsr-4195	14	21	market	market	NOUN
fsr-4195	14	22	cap	cap	NOUN
fsr-4195	14	23	was	be	AUX
fsr-4195	14	24	closer	close	ADJ
fsr-4195	14	25	to	to	ADP
fsr-4195	14	26	$	$	SYM
fsr-4195	14	27	500	500	NUM
fsr-4195	14	28	billion	billion	NUM
fsr-4195	14	29	—	—	PUNCT
fsr-4195	14	30	extending	extend	VERB
fsr-4195	14	31	beyond	beyond	ADP
fsr-4195	14	32	$	$	SYM
fsr-4195	14	33	3	3	NUM
fsr-4195	14	34	trillion	trillion	NUM
fsr-4195	14	35	in	in	ADP
fsr-4195	14	36	2025	2025	NUM
fsr-4195	14	37	(	(	PUNCT
fsr-4195	14	38	best	good	ADJ
fsr-4195	14	39	,	,	PUNCT
fsr-4195	14	40	2025	2025	NUM
fsr-4195	14	41	)	)	PUNCT
fsr-4195	14	42	.	.	PUNCT
fsr-4195	15	1	this	this	DET
fsr-4195	15	2	1	1	NUM
fsr-4195	15	3	corresponding	correspond	VERB
fsr-4195	15	4	author	author	NOUN
fsr-4195	15	5	(	(	PUNCT
fsr-4195	15	6	alex.brockbank@uvu.edu	alex.brockbank@uvu.edu	PROPN
fsr-4195	15	7	)	)	PUNCT
fsr-4195	15	8	.	.	PUNCT
fsr-4195	16	1	utah	utah	PROPN
fsr-4195	16	2	valley	valley	PROPN
fsr-4195	16	3	university	university	PROPN
fsr-4195	16	4	,	,	PUNCT
fsr-4195	16	5	orem	orem	PROPN
fsr-4195	16	6	,	,	PUNCT
fsr-4195	16	7	ut	ut	PROPN
fsr-4195	16	8	,	,	PUNCT
fsr-4195	16	9	usa	usa	PROPN
fsr-4195	16	10	.	.	PROPN
fsr-4195	16	11	2	2	NUM
fsr-4195	16	12	james	james	PROPN
fsr-4195	16	13	madison	madison	PROPN
fsr-4195	16	14	university	university	PROPN
fsr-4195	16	15	,	,	PUNCT
fsr-4195	16	16	harrisonburg	harrisonburg	PROPN
fsr-4195	16	17	,	,	PUNCT
fsr-4195	16	18	va	va	PROPN
fsr-4195	16	19	,	,	PUNCT
fsr-4195	16	20	usa	usa	PROPN
fsr-4195	16	21	.	.	PROPN
fsr-4195	16	22	3	3	NUM
fsr-4195	16	23	texas	texas	PROPN
fsr-4195	16	24	tech	tech	PROPN
fsr-4195	16	25	university	university	PROPN
fsr-4195	16	26	,	,	PUNCT
fsr-4195	16	27	lubbock	lubbock	PROPN
fsr-4195	16	28	,	,	PUNCT
fsr-4195	16	29	tx	tx	PROPN
fsr-4195	16	30	,	,	PUNCT
fsr-4195	16	31	usa	usa	PROPN
fsr-4195	16	32	.	.	PROPN
fsr-4195	16	33	4	4	NUM
fsr-4195	16	34	texas	texas	PROPN
fsr-4195	16	35	tech	tech	PROPN
fsr-4195	16	36	university	university	PROPN
fsr-4195	16	37	,	,	PUNCT
fsr-4195	16	38	lubbock	lubbock	PROPN
fsr-4195	16	39	,	,	PUNCT
fsr-4195	16	40	tx	tx	PROPN
fsr-4195	16	41	,	,	PUNCT
fsr-4195	16	42	usa	usa	PROPN
fsr-4195	16	43	.	.	PROPN
fsr-4195	16	44	phenomenon	phenomenon	NOUN
fsr-4195	16	45	is	be	AUX
fsr-4195	16	46	also	also	ADV
fsr-4195	16	47	taking	take	VERB
fsr-4195	16	48	hold	hold	NOUN
fsr-4195	16	49	in	in	ADP
fsr-4195	16	50	the	the	DET
fsr-4195	16	51	united	united	PROPN
fsr-4195	16	52	states	states	PROPN
fsr-4195	16	53	.	.	PUNCT
fsr-4195	17	1	in	in	ADP
fsr-4195	17	2	2022	2022	NUM
fsr-4195	17	3	,	,	PUNCT
fsr-4195	17	4	the	the	DET
fsr-4195	17	5	u.s	u.s	PROPN
fsr-4195	17	6	.	.	PROPN
fsr-4195	17	7	cryptocurrency	cryptocurrency	NOUN
fsr-4195	17	8	market	market	NOUN
fsr-4195	17	9	size	size	NOUN
fsr-4195	17	10	alone	alone	ADV
fsr-4195	17	11	was	be	AUX
fsr-4195	17	12	valued	value	VERB
fsr-4195	17	13	at	at	ADP
fsr-4195	17	14	just	just	ADV
fsr-4195	17	15	under	under	ADP
fsr-4195	17	16	$	$	SYM
fsr-4195	17	17	1.2	1.2	NUM
fsr-4195	17	18	billion	billion	NUM
fsr-4195	17	19	with	with	ADP
fsr-4195	17	20	researchers	researcher	NOUN
fsr-4195	17	21	expecting	expect	VERB
fsr-4195	17	22	an	an	DET
fsr-4195	17	23	annual	annual	ADJ
fsr-4195	17	24	growth	growth	NOUN
fsr-4195	17	25	rate	rate	NOUN
fsr-4195	17	26	of	of	ADP
fsr-4195	17	27	about	about	ADV
fsr-4195	17	28	12	12	NUM
fsr-4195	17	29	%	%	NOUN
fsr-4195	17	30	until	until	ADP
fsr-4195	17	31	2030	2030	NUM
fsr-4195	17	32	(	(	PUNCT
fsr-4195	17	33	grand	grand	ADJ
fsr-4195	17	34	view	view	NOUN
fsr-4195	17	35	research	research	NOUN
fsr-4195	17	36	,	,	PUNCT
fsr-4195	17	37	2023	2023	NUM
fsr-4195	17	38	)	)	PUNCT
fsr-4195	17	39	.	.	PUNCT
fsr-4195	18	1	furthermore	furthermore	ADV
fsr-4195	18	2	,	,	PUNCT
fsr-4195	18	3	about	about	ADV
fsr-4195	18	4	two	two	NUM
fsr-4195	18	5	out	out	ADP
fsr-4195	18	6	of	of	ADP
fsr-4195	18	7	three	three	NUM
fsr-4195	18	8	americans	americans	PROPN
fsr-4195	18	9	say	say	VERB
fsr-4195	18	10	they	they	PRON
fsr-4195	18	11	are	be	AUX
fsr-4195	18	12	familiar	familiar	ADJ
fsr-4195	18	13	with	with	ADP
fsr-4195	18	14	https://creativecommons.org/licenses/by-nc/4.0/	https://creativecommons.org/licenses/by-nc/4.0/	PRON
fsr-4195	18	15	https://creativecommons.org/licenses/by-nc/4.0/	https://creativecommons.org/licenses/by-nc/4.0/	PROPN
fsr-4195	18	16	financial	financial	ADJ
fsr-4195	18	17	services	service	NOUN
fsr-4195	18	18	review	review	NOUN
fsr-4195	18	19	,	,	PUNCT
fsr-4195	18	20	33(3	33(3	NOUN
fsr-4195	18	21	)	)	PUNCT
fsr-4195	18	22	2	2	NUM
fsr-4195	18	23	cryptocurrency	cryptocurrency	NOUN
fsr-4195	18	24	and	and	CCONJ
fsr-4195	18	25	about	about	ADV
fsr-4195	18	26	28	28	NUM
fsr-4195	18	27	%	%	NOUN
fsr-4195	18	28	of	of	ADP
fsr-4195	18	29	american	american	ADJ
fsr-4195	18	30	adults	adult	NOUN
fsr-4195	18	31	own	own	VERB
fsr-4195	18	32	cryptocurrency	cryptocurrency	NOUN
fsr-4195	18	33	in	in	ADP
fsr-4195	18	34	the	the	DET
fsr-4195	18	35	u.s	u.s	PROPN
fsr-4195	18	36	.	.	PROPN
fsr-4195	18	37	(	(	PUNCT
fsr-4195	18	38	blackstone	blackstone	NOUN
fsr-4195	18	39	,	,	PUNCT
fsr-4195	18	40	2025	2025	NUM
fsr-4195	18	41	)	)	PUNCT
fsr-4195	18	42	.	.	PUNCT
fsr-4195	19	1	the	the	DET
fsr-4195	19	2	opportunity	opportunity	NOUN
fsr-4195	19	3	and	and	CCONJ
fsr-4195	19	4	ability	ability	NOUN
fsr-4195	19	5	to	to	PART
fsr-4195	19	6	invest	invest	VERB
fsr-4195	19	7	in	in	ADP
fsr-4195	19	8	cryptocurrency	cryptocurrency	NOUN
fsr-4195	19	9	has	have	AUX
fsr-4195	19	10	continued	continue	VERB
fsr-4195	19	11	to	to	PART
fsr-4195	19	12	increase	increase	VERB
fsr-4195	19	13	over	over	ADP
fsr-4195	19	14	time	time	NOUN
fsr-4195	19	15	.	.	PUNCT
fsr-4195	20	1	from	from	ADP
fsr-4195	20	2	the	the	DET
fsr-4195	20	3	inception	inception	NOUN
fsr-4195	20	4	of	of	ADP
fsr-4195	20	5	bitcoin	bitcoin	NOUN
fsr-4195	20	6	,	,	PUNCT
fsr-4195	20	7	the	the	DET
fsr-4195	20	8	first	first	ADJ
fsr-4195	20	9	cryptocurrency	cryptocurrency	NOUN
fsr-4195	20	10	investment	investment	NOUN
fsr-4195	20	11	option	option	NOUN
fsr-4195	20	12	,	,	PUNCT
fsr-4195	20	13	to	to	ADP
fsr-4195	20	14	the	the	DET
fsr-4195	20	15	first	first	ADJ
fsr-4195	20	16	exchange	exchange	NOUN
fsr-4195	20	17	-	-	PUNCT
fsr-4195	20	18	traded	trade	VERB
fsr-4195	20	19	fund	fund	NOUN
fsr-4195	20	20	(	(	PUNCT
fsr-4195	20	21	etf	etf	NOUN
fsr-4195	20	22	)	)	PUNCT
fsr-4195	20	23	that	that	PRON
fsr-4195	20	24	included	include	VERB
fsr-4195	20	25	cryptocurrency	cryptocurrency	NOUN
fsr-4195	20	26	becoming	become	VERB
fsr-4195	20	27	available	available	ADJ
fsr-4195	20	28	in	in	ADP
fsr-4195	20	29	the	the	DET
fsr-4195	20	30	u.s	u.s	PROPN
fsr-4195	20	31	.	.	PROPN
fsr-4195	20	32	,	,	PUNCT
fsr-4195	20	33	to	to	ADP
fsr-4195	20	34	even	even	ADV
fsr-4195	20	35	more	more	ADJ
fsr-4195	20	36	availability	availability	NOUN
fsr-4195	20	37	and	and	CCONJ
fsr-4195	20	38	ease	ease	NOUN
fsr-4195	20	39	of	of	ADP
fsr-4195	20	40	investment	investment	NOUN
fsr-4195	20	41	(	(	PUNCT
fsr-4195	20	42	zweig	zweig	NOUN
fsr-4195	20	43	,	,	PUNCT
fsr-4195	20	44	2021	2021	NUM
fsr-4195	20	45	)	)	PUNCT
fsr-4195	20	46	.	.	PUNCT
fsr-4195	21	1	there	there	PRON
fsr-4195	21	2	is	be	VERB
fsr-4195	21	3	plenty	plenty	NOUN
fsr-4195	21	4	of	of	ADP
fsr-4195	21	5	reason	reason	NOUN
fsr-4195	21	6	for	for	ADP
fsr-4195	21	7	excitement	excitement	NOUN
fsr-4195	21	8	,	,	PUNCT
fsr-4195	21	9	but	but	CCONJ
fsr-4195	21	10	also	also	ADV
fsr-4195	21	11	hesitation	hesitation	NOUN
fsr-4195	21	12	about	about	ADP
fsr-4195	21	13	cryptocurrencies	cryptocurrencie	NOUN
fsr-4195	21	14	and	and	CCONJ
fsr-4195	21	15	the	the	DET
fsr-4195	21	16	volatility	volatility	NOUN
fsr-4195	21	17	it	it	PRON
fsr-4195	21	18	introduces	introduce	VERB
fsr-4195	21	19	to	to	ADP
fsr-4195	21	20	investment	investment	NOUN
fsr-4195	21	21	decisions	decision	NOUN
fsr-4195	21	22	.	.	PUNCT
fsr-4195	22	1	when	when	SCONJ
fsr-4195	22	2	navigating	navigate	VERB
fsr-4195	22	3	complicated	complicated	ADJ
fsr-4195	22	4	and	and	CCONJ
fsr-4195	22	5	risky	risky	ADJ
fsr-4195	22	6	investments	investment	NOUN
fsr-4195	22	7	,	,	PUNCT
fsr-4195	22	8	individuals	individual	NOUN
fsr-4195	22	9	may	may	AUX
fsr-4195	22	10	hire	hire	VERB
fsr-4195	22	11	a	a	DET
fsr-4195	22	12	financial	financial	ADJ
fsr-4195	22	13	advisor	advisor	NOUN
fsr-4195	22	14	to	to	PART
fsr-4195	22	15	help	help	VERB
fsr-4195	22	16	them	they	PRON
fsr-4195	22	17	select	select	VERB
fsr-4195	22	18	and	and	CCONJ
fsr-4195	22	19	optimize	optimize	VERB
fsr-4195	22	20	these	these	DET
fsr-4195	22	21	investments	investment	NOUN
fsr-4195	22	22	within	within	ADP
fsr-4195	22	23	their	their	PRON
fsr-4195	22	24	portfolios	portfolio	NOUN
fsr-4195	22	25	,	,	PUNCT
fsr-4195	22	26	thereby	thereby	ADV
fsr-4195	22	27	mitigating	mitigate	VERB
fsr-4195	22	28	risks	risk	NOUN
fsr-4195	22	29	and	and	CCONJ
fsr-4195	22	30	increasing	increase	VERB
fsr-4195	22	31	returns	return	NOUN
fsr-4195	22	32	.	.	PUNCT
fsr-4195	23	1	while	while	SCONJ
fsr-4195	23	2	current	current	ADJ
fsr-4195	23	3	literature	literature	NOUN
fsr-4195	23	4	has	have	AUX
fsr-4195	23	5	thoroughly	thoroughly	ADV
fsr-4195	23	6	examined	examine	VERB
fsr-4195	23	7	cryptocurrency	cryptocurrency	NOUN
fsr-4195	23	8	as	as	ADP
fsr-4195	23	9	an	an	DET
fsr-4195	23	10	investment	investment	NOUN
fsr-4195	23	11	option	option	NOUN
fsr-4195	23	12	(	(	PUNCT
fsr-4195	23	13	andrianto	andrianto	NOUN
fsr-4195	23	14	&	&	CCONJ
fsr-4195	23	15	diputra	diputra	PROPN
fsr-4195	23	16	,	,	PUNCT
fsr-4195	23	17	2017	2017	NUM
fsr-4195	23	18	;	;	PUNCT
fsr-4195	23	19	inci	inci	PROPN
fsr-4195	23	20	and	and	CCONJ
fsr-4195	23	21	lagasse	lagasse	PROPN
fsr-4195	23	22	,	,	PUNCT
fsr-4195	23	23	2019	2019	NUM
fsr-4195	23	24	)	)	PUNCT
fsr-4195	23	25	,	,	PUNCT
fsr-4195	23	26	including	include	VERB
fsr-4195	23	27	the	the	DET
fsr-4195	23	28	determinants	determinant	NOUN
fsr-4195	23	29	of	of	ADP
fsr-4195	23	30	cryptocurrency	cryptocurrency	NOUN
fsr-4195	23	31	investment	investment	NOUN
fsr-4195	23	32	(	(	PUNCT
fsr-4195	23	33	xi	xi	X
fsr-4195	23	34	et	et	PROPN
fsr-4195	23	35	al	al	PROPN
fsr-4195	23	36	.	.	PROPN
fsr-4195	23	37	,	,	PUNCT
fsr-4195	23	38	2020	2020	NUM
fsr-4195	23	39	;	;	PUNCT
fsr-4195	23	40	kim	kim	PROPN
fsr-4195	23	41	et	et	PROPN
fsr-4195	23	42	al	al	PROPN
fsr-4195	23	43	.	.	PROPN
fsr-4195	23	44	,	,	PUNCT
fsr-4195	23	45	2023	2023	NUM
fsr-4195	23	46	)	)	PUNCT
fsr-4195	23	47	and	and	CCONJ
fsr-4195	23	48	its	its	PRON
fsr-4195	23	49	impact	impact	NOUN
fsr-4195	23	50	on	on	ADP
fsr-4195	23	51	an	an	DET
fsr-4195	23	52	investment	investment	NOUN
fsr-4195	23	53	portfolio	portfolio	NOUN
fsr-4195	23	54	(	(	PUNCT
fsr-4195	23	55	wong	wong	PROPN
fsr-4195	23	56	et	et	PROPN
fsr-4195	23	57	al	al	PROPN
fsr-4195	23	58	.	.	PROPN
fsr-4195	23	59	,	,	PUNCT
fsr-4195	23	60	2018	2018	NUM
fsr-4195	23	61	)	)	PUNCT
fsr-4195	23	62	,	,	PUNCT
fsr-4195	23	63	little	little	ADJ
fsr-4195	23	64	extensive	extensive	ADJ
fsr-4195	23	65	research	research	NOUN
fsr-4195	23	66	has	have	AUX
fsr-4195	23	67	been	be	AUX
fsr-4195	23	68	conducted	conduct	VERB
fsr-4195	23	69	to	to	PART
fsr-4195	23	70	determine	determine	VERB
fsr-4195	23	71	the	the	DET
fsr-4195	23	72	role	role	NOUN
fsr-4195	23	73	and	and	CCONJ
fsr-4195	23	74	influence	influence	NOUN
fsr-4195	23	75	of	of	ADP
fsr-4195	23	76	a	a	DET
fsr-4195	23	77	financial	financial	ADJ
fsr-4195	23	78	advisor	advisor	NOUN
fsr-4195	23	79	on	on	ADP
fsr-4195	23	80	cryptocurrency	cryptocurrency	NOUN
fsr-4195	23	81	investment	investment	NOUN
fsr-4195	23	82	.	.	PUNCT
fsr-4195	24	1	this	this	DET
fsr-4195	24	2	problem	problem	NOUN
fsr-4195	24	3	—	—	PUNCT
fsr-4195	24	4	and	and	CCONJ
fsr-4195	24	5	gap	gap	NOUN
fsr-4195	24	6	in	in	ADP
fsr-4195	24	7	the	the	DET
fsr-4195	24	8	body	body	NOUN
fsr-4195	24	9	of	of	ADP
fsr-4195	24	10	literature	literature	NOUN
fsr-4195	24	11	—	—	PUNCT
fsr-4195	24	12	is	be	AUX
fsr-4195	24	13	addressed	address	VERB
fsr-4195	24	14	in	in	ADP
fsr-4195	24	15	the	the	DET
fsr-4195	24	16	current	current	ADJ
fsr-4195	24	17	study	study	NOUN
fsr-4195	24	18	.	.	PUNCT
fsr-4195	25	1	does	do	AUX
fsr-4195	25	2	an	an	DET
fsr-4195	25	3	individuals	individual	NOUN
fsr-4195	25	4	’	'	PUNCT
fsr-4195	25	5	use	use	NOUN
fsr-4195	25	6	of	of	ADP
fsr-4195	25	7	a	a	DET
fsr-4195	25	8	financial	financial	ADJ
fsr-4195	25	9	advisor	advisor	NOUN
fsr-4195	25	10	have	have	VERB
fsr-4195	25	11	an	an	DET
fsr-4195	25	12	influence	influence	NOUN
fsr-4195	25	13	on	on	ADP
fsr-4195	25	14	their	their	PRON
fsr-4195	25	15	decision	decision	NOUN
fsr-4195	25	16	to	to	PART
fsr-4195	25	17	invest	invest	VERB
fsr-4195	25	18	in	in	ADP
fsr-4195	25	19	cryptocurrencies	cryptocurrencie	NOUN
fsr-4195	25	20	?	?	PUNCT
fsr-4195	26	1	the	the	DET
fsr-4195	26	2	current	current	ADJ
fsr-4195	26	3	study	study	NOUN
fsr-4195	26	4	addresses	address	VERB
fsr-4195	26	5	this	this	DET
fsr-4195	26	6	question	question	NOUN
fsr-4195	26	7	,	,	PUNCT
fsr-4195	26	8	along	along	ADP
fsr-4195	26	9	with	with	ADP
fsr-4195	26	10	furthering	further	VERB
fsr-4195	26	11	the	the	DET
fsr-4195	26	12	research	research	NOUN
fsr-4195	26	13	on	on	ADP
fsr-4195	26	14	the	the	DET
fsr-4195	26	15	associations	association	NOUN
fsr-4195	26	16	between	between	ADP
fsr-4195	26	17	other	other	ADJ
fsr-4195	26	18	measures	measure	NOUN
fsr-4195	26	19	of	of	ADP
fsr-4195	26	20	personal	personal	ADJ
fsr-4195	26	21	human	human	ADJ
fsr-4195	26	22	capital	capital	NOUN
fsr-4195	26	23	and	and	CCONJ
fsr-4195	26	24	cryptocurrency	cryptocurrency	NOUN
fsr-4195	26	25	investment	investment	NOUN
fsr-4195	26	26	.	.	PUNCT
fsr-4195	27	1	first	first	ADV
fsr-4195	27	2	,	,	PUNCT
fsr-4195	27	3	the	the	DET
fsr-4195	27	4	relevant	relevant	ADJ
fsr-4195	27	5	literature	literature	NOUN
fsr-4195	27	6	on	on	ADP
fsr-4195	27	7	cryptocurrency	cryptocurrency	NOUN
fsr-4195	27	8	and	and	CCONJ
fsr-4195	27	9	financial	financial	ADJ
fsr-4195	27	10	advisors	advisor	NOUN
fsr-4195	27	11	will	will	AUX
fsr-4195	27	12	be	be	AUX
fsr-4195	27	13	thoroughly	thoroughly	ADV
fsr-4195	27	14	examined	examine	VERB
fsr-4195	27	15	.	.	PUNCT
fsr-4195	28	1	a	a	DET
fsr-4195	28	2	theoretical	theoretical	ADJ
fsr-4195	28	3	framework	framework	NOUN
fsr-4195	28	4	is	be	AUX
fsr-4195	28	5	discussed	discuss	VERB
fsr-4195	28	6	and	and	CCONJ
fsr-4195	28	7	hypotheses	hypothesis	NOUN
fsr-4195	28	8	developed	develop	VERB
fsr-4195	28	9	.	.	PUNCT
fsr-4195	29	1	a	a	DET
fsr-4195	29	2	statistical	statistical	ADJ
fsr-4195	29	3	estimation	estimation	NOUN
fsr-4195	29	4	is	be	AUX
fsr-4195	29	5	completed	complete	VERB
fsr-4195	29	6	using	use	VERB
fsr-4195	29	7	a	a	DET
fsr-4195	29	8	probit	probit	NOUN
fsr-4195	29	9	model	model	NOUN
fsr-4195	29	10	on	on	ADP
fsr-4195	29	11	data	datum	NOUN
fsr-4195	29	12	from	from	ADP
fsr-4195	29	13	the	the	DET
fsr-4195	29	14	2018	2018	NUM
fsr-4195	29	15	wave	wave	NOUN
fsr-4195	29	16	of	of	ADP
fsr-4195	29	17	the	the	DET
fsr-4195	29	18	national	national	ADJ
fsr-4195	29	19	financial	financial	ADJ
fsr-4195	29	20	capabilities	capability	NOUN
fsr-4195	29	21	study	study	NOUN
fsr-4195	29	22	(	(	PUNCT
fsr-4195	29	23	nfcs	nfc	NOUN
fsr-4195	29	24	)	)	PUNCT
fsr-4195	29	25	.	.	PUNCT
fsr-4195	30	1	the	the	DET
fsr-4195	30	2	findings	finding	NOUN
fsr-4195	30	3	show	show	VERB
fsr-4195	30	4	that	that	SCONJ
fsr-4195	30	5	investors	investor	NOUN
fsr-4195	30	6	using	use	VERB
fsr-4195	30	7	a	a	DET
fsr-4195	30	8	financial	financial	ADJ
fsr-4195	30	9	advisor	advisor	NOUN
fsr-4195	30	10	have	have	VERB
fsr-4195	30	11	a	a	DET
fsr-4195	30	12	higher	high	ADJ
fsr-4195	30	13	probability	probability	NOUN
fsr-4195	30	14	of	of	ADP
fsr-4195	30	15	investing	invest	VERB
fsr-4195	30	16	in	in	ADP
fsr-4195	30	17	cryptocurrency	cryptocurrency	NOUN
fsr-4195	30	18	.	.	PUNCT
fsr-4195	31	1	this	this	DET
fsr-4195	31	2	finding	finding	NOUN
fsr-4195	31	3	suggests	suggest	VERB
fsr-4195	31	4	that	that	SCONJ
fsr-4195	31	5	individuals	individual	NOUN
fsr-4195	31	6	who	who	PRON
fsr-4195	31	7	use	use	VERB
fsr-4195	31	8	a	a	DET
fsr-4195	31	9	financial	financial	ADJ
fsr-4195	31	10	advisor	advisor	NOUN
fsr-4195	31	11	are	be	AUX
fsr-4195	31	12	more	more	ADV
fsr-4195	31	13	likely	likely	ADJ
fsr-4195	31	14	to	to	PART
fsr-4195	31	15	use	use	VERB
fsr-4195	31	16	beneficial	beneficial	ADJ
fsr-4195	31	17	complex	complex	ADJ
fsr-4195	31	18	investment	investment	NOUN
fsr-4195	31	19	options	option	NOUN
fsr-4195	31	20	,	,	PUNCT
fsr-4195	31	21	specifically	specifically	ADV
fsr-4195	31	22	cryptocurrency	cryptocurrency	NOUN
fsr-4195	31	23	,	,	PUNCT
fsr-4195	31	24	within	within	ADP
fsr-4195	31	25	their	their	PRON
fsr-4195	31	26	investment	investment	NOUN
fsr-4195	31	27	portfolio	portfolio	NOUN
fsr-4195	31	28	.	.	PUNCT
fsr-4195	32	1	there	there	PRON
fsr-4195	32	2	are	be	VERB
fsr-4195	32	3	valuable	valuable	ADJ
fsr-4195	32	4	implications	implication	NOUN
fsr-4195	32	5	from	from	ADP
fsr-4195	32	6	the	the	DET
fsr-4195	32	7	results	result	NOUN
fsr-4195	32	8	of	of	ADP
fsr-4195	32	9	the	the	DET
fsr-4195	32	10	current	current	ADJ
fsr-4195	32	11	study	study	NOUN
fsr-4195	32	12	.	.	PUNCT
fsr-4195	33	1	from	from	ADP
fsr-4195	33	2	the	the	DET
fsr-4195	33	3	financial	financial	ADJ
fsr-4195	33	4	advisor	advisor	NOUN
fsr-4195	33	5	’s	’s	PART
fsr-4195	33	6	perspective	perspective	NOUN
fsr-4195	33	7	,	,	PUNCT
fsr-4195	33	8	as	as	SCONJ
fsr-4195	33	9	the	the	DET
fsr-4195	33	10	popularity	popularity	NOUN
fsr-4195	33	11	of	of	ADP
fsr-4195	33	12	cryptocurrencies	cryptocurrencie	NOUN
fsr-4195	33	13	continue	continue	VERB
fsr-4195	33	14	to	to	PART
fsr-4195	33	15	increase	increase	VERB
fsr-4195	33	16	,	,	PUNCT
fsr-4195	33	17	clients	client	NOUN
fsr-4195	33	18	will	will	AUX
fsr-4195	33	19	have	have	VERB
fsr-4195	33	20	more	more	ADJ
fsr-4195	33	21	questions	question	NOUN
fsr-4195	33	22	about	about	ADP
fsr-4195	33	23	the	the	DET
fsr-4195	33	24	opportunity	opportunity	NOUN
fsr-4195	33	25	and	and	CCONJ
fsr-4195	33	26	a	a	DET
fsr-4195	33	27	greater	great	ADJ
fsr-4195	33	28	desire	desire	NOUN
fsr-4195	33	29	to	to	PART
fsr-4195	33	30	participate	participate	VERB
fsr-4195	33	31	and	and	CCONJ
fsr-4195	33	32	reap	reap	VERB
fsr-4195	33	33	the	the	DET
fsr-4195	33	34	benefits	benefit	NOUN
fsr-4195	33	35	of	of	ADP
fsr-4195	33	36	investment	investment	NOUN
fsr-4195	33	37	.	.	PUNCT
fsr-4195	34	1	for	for	ADP
fsr-4195	34	2	clients	client	NOUN
fsr-4195	34	3	,	,	PUNCT
fsr-4195	34	4	if	if	SCONJ
fsr-4195	34	5	they	they	PRON
fsr-4195	34	6	desire	desire	VERB
fsr-4195	34	7	to	to	PART
fsr-4195	34	8	better	well	ADV
fsr-4195	34	9	use	use	VERB
fsr-4195	34	10	complex	complex	ADJ
fsr-4195	34	11	investment	investment	NOUN
fsr-4195	34	12	tools	tool	NOUN
fsr-4195	34	13	,	,	PUNCT
fsr-4195	34	14	they	they	PRON
fsr-4195	34	15	can	can	AUX
fsr-4195	34	16	benefit	benefit	VERB
fsr-4195	34	17	from	from	ADP
fsr-4195	34	18	hiring	hire	VERB
fsr-4195	34	19	a	a	DET
fsr-4195	34	20	financial	financial	ADJ
fsr-4195	34	21	advisor	advisor	NOUN
fsr-4195	34	22	.	.	PUNCT
fsr-4195	35	1	literature	literature	PROPN
fsr-4195	35	2	review	review	PROPN
fsr-4195	35	3	and	and	CCONJ
fsr-4195	35	4	theoretical	theoretical	ADJ
fsr-4195	35	5	framework	framework	NOUN
fsr-4195	35	6	human	human	ADJ
fsr-4195	35	7	capital	capital	NOUN
fsr-4195	35	8	and	and	CCONJ
fsr-4195	35	9	existing	exist	VERB
fsr-4195	35	10	cryptocurrency	cryptocurrency	NOUN
fsr-4195	35	11	investment	investment	NOUN
fsr-4195	35	12	research	research	NOUN
fsr-4195	35	13	research	research	NOUN
fsr-4195	35	14	has	have	AUX
fsr-4195	35	15	examined	examine	VERB
fsr-4195	35	16	common	common	ADJ
fsr-4195	35	17	traits	trait	NOUN
fsr-4195	35	18	among	among	ADP
fsr-4195	35	19	the	the	DET
fsr-4195	35	20	individuals	individual	NOUN
fsr-4195	35	21	who	who	PRON
fsr-4195	35	22	choose	choose	VERB
fsr-4195	35	23	to	to	PART
fsr-4195	35	24	invest	invest	VERB
fsr-4195	35	25	in	in	ADP
fsr-4195	35	26	cryptocurrencies	cryptocurrencie	NOUN
fsr-4195	35	27	and	and	CCONJ
fsr-4195	35	28	found	find	VERB
fsr-4195	35	29	certain	certain	ADJ
fsr-4195	35	30	demographic	demographic	ADJ
fsr-4195	35	31	variables	variable	NOUN
fsr-4195	35	32	to	to	PART
fsr-4195	35	33	be	be	AUX
fsr-4195	35	34	influential	influential	ADJ
fsr-4195	35	35	in	in	ADP
fsr-4195	35	36	the	the	DET
fsr-4195	35	37	decision	decision	NOUN
fsr-4195	35	38	.	.	PUNCT
fsr-4195	36	1	among	among	ADP
fsr-4195	36	2	them	they	PRON
fsr-4195	36	3	,	,	PUNCT
fsr-4195	36	4	gender	gender	NOUN
fsr-4195	36	5	,	,	PUNCT
fsr-4195	36	6	education	education	NOUN
fsr-4195	36	7	,	,	PUNCT
fsr-4195	36	8	income	income	NOUN
fsr-4195	36	9	,	,	PUNCT
fsr-4195	36	10	and	and	CCONJ
fsr-4195	36	11	wealth	wealth	NOUN
fsr-4195	36	12	are	be	AUX
fsr-4195	36	13	significant	significant	ADJ
fsr-4195	36	14	predictors	predictor	NOUN
fsr-4195	36	15	of	of	ADP
fsr-4195	36	16	cryptocurrency	cryptocurrency	NOUN
fsr-4195	36	17	investment	investment	NOUN
fsr-4195	36	18	—	—	PUNCT
fsr-4195	36	19	most	most	ADJ
fsr-4195	36	20	investors	investor	NOUN
fsr-4195	36	21	are	be	AUX
fsr-4195	36	22	men	man	NOUN
fsr-4195	36	23	,	,	PUNCT
fsr-4195	36	24	higher	higher	ADV
fsr-4195	36	25	educated	educate	VERB
fsr-4195	36	26	,	,	PUNCT
fsr-4195	36	27	have	have	VERB
fsr-4195	36	28	higher	high	ADJ
fsr-4195	36	29	income	income	NOUN
fsr-4195	36	30	,	,	PUNCT
fsr-4195	36	31	and	and	CCONJ
fsr-4195	36	32	have	have	AUX
fsr-4195	36	33	accumulated	accumulate	VERB
fsr-4195	36	34	greater	great	ADJ
fsr-4195	36	35	wealth	wealth	NOUN
fsr-4195	36	36	(	(	PUNCT
fsr-4195	36	37	lammer	lammer	PROPN
fsr-4195	36	38	et	et	PROPN
fsr-4195	36	39	al	al	PROPN
fsr-4195	36	40	.	.	PROPN
fsr-4195	36	41	,	,	PUNCT
fsr-4195	36	42	2020	2020	NUM
fsr-4195	36	43	;	;	PUNCT
fsr-4195	36	44	xi	xi	NUM
fsr-4195	36	45	et	et	PROPN
fsr-4195	36	46	al	al	PROPN
fsr-4195	36	47	.	.	PROPN
fsr-4195	36	48	,	,	PUNCT
fsr-4195	36	49	2020	2020	NUM
fsr-4195	36	50	)	)	PUNCT
fsr-4195	36	51	.	.	PUNCT
fsr-4195	37	1	another	another	DET
fsr-4195	37	2	association	association	NOUN
fsr-4195	37	3	exists	exist	VERB
fsr-4195	37	4	between	between	ADP
fsr-4195	37	5	investor	investor	NOUN
fsr-4195	37	6	age	age	NOUN
fsr-4195	37	7	and	and	CCONJ
fsr-4195	37	8	the	the	DET
fsr-4195	37	9	cryptocurrency	cryptocurrency	NOUN
fsr-4195	37	10	investment	investment	NOUN
fsr-4195	37	11	decision	decision	NOUN
fsr-4195	37	12	,	,	PUNCT
fsr-4195	37	13	wherein	wherein	SCONJ
fsr-4195	37	14	younger	young	ADJ
fsr-4195	37	15	investors	investor	NOUN
fsr-4195	37	16	are	be	AUX
fsr-4195	37	17	more	more	ADV
fsr-4195	37	18	likely	likely	ADJ
fsr-4195	37	19	to	to	PART
fsr-4195	37	20	invest	invest	VERB
fsr-4195	37	21	compared	compare	VERB
fsr-4195	37	22	to	to	ADP
fsr-4195	37	23	older	old	ADJ
fsr-4195	37	24	individuals	individual	NOUN
fsr-4195	37	25	(	(	PUNCT
fsr-4195	37	26	xi	xi	X
fsr-4195	37	27	et	et	PROPN
fsr-4195	37	28	al	al	PROPN
fsr-4195	37	29	.	.	PROPN
fsr-4195	37	30	,	,	PUNCT
fsr-4195	37	31	2020	2020	NUM
fsr-4195	37	32	)	)	PUNCT
fsr-4195	37	33	.	.	PUNCT
fsr-4195	38	1	hackethal	hackethal	PROPN
fsr-4195	38	2	et	et	PROPN
fsr-4195	38	3	al	al	PROPN
fsr-4195	38	4	.	.	PROPN
fsr-4195	39	1	(	(	PUNCT
fsr-4195	39	2	2022	2022	NUM
fsr-4195	39	3	)	)	PUNCT
fsr-4195	39	4	show	show	VERB
fsr-4195	39	5	that	that	SCONJ
fsr-4195	39	6	cryptocurrency	cryptocurrency	NOUN
fsr-4195	39	7	investors	investor	NOUN
fsr-4195	39	8	are	be	AUX
fsr-4195	39	9	more	more	ADV
fsr-4195	39	10	likely	likely	ADJ
fsr-4195	39	11	to	to	PART
fsr-4195	39	12	be	be	AUX
fsr-4195	39	13	engaged	engage	VERB
fsr-4195	39	14	in	in	ADP
fsr-4195	39	15	risk	risk	NOUN
fsr-4195	39	16	-	-	PUNCT
fsr-4195	39	17	seeking	seek	VERB
fsr-4195	39	18	financial	financial	ADJ
fsr-4195	39	19	behaviors	behavior	NOUN
fsr-4195	39	20	.	.	PUNCT
fsr-4195	40	1	social	social	ADJ
fsr-4195	40	2	influence	influence	NOUN
fsr-4195	40	3	and	and	CCONJ
fsr-4195	40	4	public	public	ADJ
fsr-4195	40	5	perception	perception	NOUN
fsr-4195	40	6	are	be	AUX
fsr-4195	40	7	associated	associate	VERB
fsr-4195	40	8	with	with	ADP
fsr-4195	40	9	the	the	DET
fsr-4195	40	10	decision	decision	NOUN
fsr-4195	40	11	to	to	PART
fsr-4195	40	12	invest	invest	VERB
fsr-4195	40	13	in	in	ADP
fsr-4195	40	14	cryptocurrency	cryptocurrency	NOUN
fsr-4195	40	15	(	(	PUNCT
fsr-4195	40	16	gupta	gupta	PROPN
fsr-4195	40	17	et	et	PROPN
fsr-4195	40	18	al	al	PROPN
fsr-4195	40	19	.	.	PROPN
fsr-4195	40	20	,	,	PUNCT
fsr-4195	40	21	2020	2020	NUM
fsr-4195	40	22	)	)	PUNCT
fsr-4195	40	23	.	.	PUNCT
fsr-4195	41	1	ayedh	ayedh	NOUN
fsr-4195	41	2	et	et	PROPN
fsr-4195	41	3	al	al	PROPN
fsr-4195	41	4	.	.	PROPN
fsr-4195	41	5	(	(	PUNCT
fsr-4195	41	6	2020	2020	NUM
fsr-4195	41	7	)	)	PUNCT
fsr-4195	41	8	find	find	VERB
fsr-4195	41	9	that	that	DET
fsr-4195	41	10	profitability	profitability	NOUN
fsr-4195	41	11	,	,	PUNCT
fsr-4195	41	12	compatibility	compatibility	NOUN
fsr-4195	41	13	,	,	PUNCT
fsr-4195	41	14	awareness	awareness	NOUN
fsr-4195	41	15	,	,	PUNCT
fsr-4195	41	16	and	and	CCONJ
fsr-4195	41	17	facilitating	facilitate	VERB
fsr-4195	41	18	conditions	condition	NOUN
fsr-4195	41	19	impact	impact	NOUN
fsr-4195	41	20	cryptocurrency	cryptocurrency	NOUN
fsr-4195	41	21	investment	investment	NOUN
fsr-4195	41	22	decisions	decision	NOUN
fsr-4195	41	23	.	.	PUNCT
fsr-4195	42	1	other	other	ADJ
fsr-4195	42	2	studies	study	NOUN
fsr-4195	42	3	have	have	AUX
fsr-4195	42	4	similarly	similarly	ADV
fsr-4195	42	5	found	find	VERB
fsr-4195	42	6	that	that	SCONJ
fsr-4195	42	7	potential	potential	ADJ
fsr-4195	42	8	future	future	ADJ
fsr-4195	42	9	gain	gain	NOUN
fsr-4195	42	10	(	(	PUNCT
fsr-4195	42	11	profitability	profitability	NOUN
fsr-4195	42	12	)	)	PUNCT
fsr-4195	42	13	is	be	AUX
fsr-4195	42	14	a	a	DET
fsr-4195	42	15	significant	significant	ADJ
fsr-4195	42	16	factor	factor	NOUN
fsr-4195	42	17	in	in	ADP
fsr-4195	42	18	cryptocurrency	cryptocurrency	NOUN
fsr-4195	42	19	investment	investment	NOUN
fsr-4195	42	20	(	(	PUNCT
fsr-4195	42	21	yilmaz	yilmaz	PROPN
fsr-4195	42	22	&	&	CCONJ
fsr-4195	42	23	hazar	hazar	PROPN
fsr-4195	42	24	,	,	PUNCT
fsr-4195	42	25	2018	2018	NUM
fsr-4195	42	26	;	;	PUNCT
fsr-4195	42	27	arias	arias	PROPN
fsr-4195	42	28	-	-	PUNCT
fsr-4195	42	29	oliva	oliva	PROPN
fsr-4195	42	30	et	et	PROPN
fsr-4195	42	31	al	al	PROPN
fsr-4195	42	32	.	.	PROPN
fsr-4195	42	33	,	,	PUNCT
fsr-4195	42	34	2019	2019	NUM
fsr-4195	42	35	)	)	PUNCT
fsr-4195	42	36	.	.	PUNCT
fsr-4195	43	1	the	the	DET
fsr-4195	43	2	existing	exist	VERB
fsr-4195	43	3	literature	literature	NOUN
fsr-4195	43	4	finds	find	VERB
fsr-4195	43	5	conflicting	conflicting	ADJ
fsr-4195	43	6	results	result	NOUN
fsr-4195	43	7	with	with	ADP
fsr-4195	43	8	the	the	DET
fsr-4195	43	9	relationship	relationship	NOUN
fsr-4195	43	10	between	between	ADP
fsr-4195	43	11	financial	financial	ADJ
fsr-4195	43	12	literacy	literacy	NOUN
fsr-4195	43	13	and	and	CCONJ
fsr-4195	43	14	cryptocurrency	cryptocurrency	NOUN
fsr-4195	43	15	investment	investment	NOUN
fsr-4195	43	16	.	.	PUNCT
fsr-4195	44	1	arias	arias	PROPN
fsr-4195	44	2	-	-	PUNCT
fsr-4195	44	3	oliva	oliva	PROPN
fsr-4195	44	4	et	et	PROPN
fsr-4195	44	5	al	al	PROPN
fsr-4195	44	6	.	.	PROPN
fsr-4195	45	1	(	(	PUNCT
fsr-4195	45	2	2019	2019	NUM
fsr-4195	45	3	)	)	PUNCT
fsr-4195	45	4	find	find	VERB
fsr-4195	45	5	evidence	evidence	NOUN
fsr-4195	45	6	that	that	SCONJ
fsr-4195	45	7	financial	financial	ADJ
fsr-4195	45	8	literacy	literacy	NOUN
fsr-4195	45	9	has	have	AUX
fsr-4195	45	10	no	no	DET
fsr-4195	45	11	statistical	statistical	ADJ
fsr-4195	45	12	significance	significance	NOUN
fsr-4195	45	13	;	;	PUNCT
fsr-4195	45	14	however	however	ADV
fsr-4195	45	15	,	,	PUNCT
fsr-4195	45	16	zhao	zhao	PROPN
fsr-4195	45	17	&	&	CCONJ
fsr-4195	45	18	zhang	zhang	PROPN
fsr-4195	45	19	(	(	PUNCT
fsr-4195	45	20	2021	2021	NUM
fsr-4195	45	21	)	)	PUNCT
fsr-4195	45	22	show	show	VERB
fsr-4195	45	23	that	that	SCONJ
fsr-4195	45	24	financial	financial	ADJ
fsr-4195	45	25	literacy	literacy	NOUN
fsr-4195	45	26	was	be	AUX
fsr-4195	45	27	a	a	DET
fsr-4195	45	28	brockbank	brockbank	NOUN
fsr-4195	45	29	et	et	PROPN
fsr-4195	45	30	al	al	PROPN
fsr-4195	45	31	.	.	PROPN
fsr-4195	45	32	3	3	NUM
fsr-4195	45	33	statistically	statistically	ADV
fsr-4195	45	34	significant	significant	ADJ
fsr-4195	45	35	determinant	determinant	ADJ
fsr-4195	45	36	,	,	PUNCT
fsr-4195	45	37	but	but	CCONJ
fsr-4195	45	38	that	that	SCONJ
fsr-4195	45	39	investment	investment	NOUN
fsr-4195	45	40	experience	experience	NOUN
fsr-4195	45	41	predicts	predict	VERB
fsr-4195	45	42	cryptocurrency	cryptocurrency	NOUN
fsr-4195	45	43	investment	investment	NOUN
fsr-4195	45	44	more	more	ADV
fsr-4195	45	45	accurately	accurately	ADV
fsr-4195	45	46	than	than	ADP
fsr-4195	45	47	financial	financial	ADJ
fsr-4195	45	48	literacy	literacy	NOUN
fsr-4195	45	49	.	.	PUNCT
fsr-4195	46	1	they	they	PRON
fsr-4195	46	2	further	far	ADV
fsr-4195	46	3	delve	delve	VERB
fsr-4195	46	4	into	into	ADP
fsr-4195	46	5	the	the	DET
fsr-4195	46	6	significance	significance	NOUN
fsr-4195	46	7	of	of	ADP
fsr-4195	46	8	financial	financial	ADJ
fsr-4195	46	9	literacy	literacy	NOUN
fsr-4195	46	10	and	and	CCONJ
fsr-4195	46	11	show	show	VERB
fsr-4195	46	12	that	that	SCONJ
fsr-4195	46	13	only	only	ADV
fsr-4195	46	14	subjective	subjective	ADJ
fsr-4195	46	15	financial	financial	ADJ
fsr-4195	46	16	knowledge	knowledge	NOUN
fsr-4195	46	17	,	,	PUNCT
fsr-4195	46	18	determined	determine	VERB
fsr-4195	46	19	by	by	ADP
fsr-4195	46	20	asking	ask	VERB
fsr-4195	46	21	the	the	DET
fsr-4195	46	22	individual	individual	NOUN
fsr-4195	46	23	to	to	PART
fsr-4195	46	24	assess	assess	VERB
fsr-4195	46	25	their	their	PRON
fsr-4195	46	26	knowledge	knowledge	NOUN
fsr-4195	46	27	,	,	PUNCT
fsr-4195	46	28	is	be	AUX
fsr-4195	46	29	found	find	VERB
fsr-4195	46	30	to	to	PART
fsr-4195	46	31	have	have	VERB
fsr-4195	46	32	a	a	DET
fsr-4195	46	33	significant	significant	ADJ
fsr-4195	46	34	positive	positive	ADJ
fsr-4195	46	35	association	association	NOUN
fsr-4195	46	36	.	.	PUNCT
fsr-4195	47	1	the	the	DET
fsr-4195	47	2	relationship	relationship	NOUN
fsr-4195	47	3	between	between	ADP
fsr-4195	47	4	objective	objective	ADJ
fsr-4195	47	5	financial	financial	ADJ
fsr-4195	47	6	knowledge	knowledge	NOUN
fsr-4195	47	7	,	,	PUNCT
fsr-4195	47	8	determined	determine	VERB
fsr-4195	47	9	by	by	ADP
fsr-4195	47	10	a	a	DET
fsr-4195	47	11	scored	score	VERB
fsr-4195	47	12	questionnaire	questionnaire	NOUN
fsr-4195	47	13	on	on	ADP
fsr-4195	47	14	important	important	ADJ
fsr-4195	47	15	financial	financial	ADJ
fsr-4195	47	16	topics	topic	NOUN
fsr-4195	47	17	and	and	CCONJ
fsr-4195	47	18	cryptocurrency	cryptocurrency	NOUN
fsr-4195	47	19	investment	investment	NOUN
fsr-4195	47	20	,	,	PUNCT
fsr-4195	47	21	is	be	AUX
fsr-4195	47	22	not	not	PART
fsr-4195	47	23	significant	significant	ADJ
fsr-4195	47	24	(	(	PUNCT
fsr-4195	47	25	zhao	zhao	PROPN
fsr-4195	47	26	&	&	CCONJ
fsr-4195	47	27	zhang	zhang	PROPN
fsr-4195	47	28	,	,	PUNCT
fsr-4195	47	29	2021	2021	NUM
fsr-4195	47	30	)	)	PUNCT
fsr-4195	47	31	.	.	PUNCT
fsr-4195	48	1	kim	kim	PROPN
fsr-4195	48	2	et	et	PROPN
fsr-4195	48	3	al	al	PROPN
fsr-4195	48	4	.	.	PROPN
fsr-4195	48	5	(	(	PUNCT
fsr-4195	48	6	2023	2023	NUM
fsr-4195	48	7	)	)	PUNCT
fsr-4195	48	8	find	find	VERB
fsr-4195	48	9	cryptocurrency	cryptocurrency	NOUN
fsr-4195	48	10	investment	investment	NOUN
fsr-4195	48	11	to	to	PART
fsr-4195	48	12	have	have	VERB
fsr-4195	48	13	a	a	DET
fsr-4195	48	14	negative	negative	ADJ
fsr-4195	48	15	association	association	NOUN
fsr-4195	48	16	with	with	ADP
fsr-4195	48	17	objective	objective	ADJ
fsr-4195	48	18	investment	investment	NOUN
fsr-4195	48	19	literacy	literacy	NOUN
fsr-4195	48	20	,	,	PUNCT
fsr-4195	48	21	but	but	CCONJ
fsr-4195	48	22	a	a	DET
fsr-4195	48	23	positive	positive	ADJ
fsr-4195	48	24	association	association	NOUN
fsr-4195	48	25	with	with	ADP
fsr-4195	48	26	subjective	subjective	ADJ
fsr-4195	48	27	literacy	literacy	NOUN
fsr-4195	48	28	measures	measure	NOUN
fsr-4195	48	29	.	.	PUNCT
fsr-4195	49	1	an	an	DET
fsr-4195	49	2	earlier	early	ADJ
fsr-4195	49	3	study	study	NOUN
fsr-4195	49	4	also	also	ADV
fsr-4195	49	5	found	find	VERB
fsr-4195	49	6	that	that	SCONJ
fsr-4195	49	7	subjective	subjective	ADJ
fsr-4195	49	8	financial	financial	ADJ
fsr-4195	49	9	knowledge	knowledge	NOUN
fsr-4195	49	10	was	be	AUX
fsr-4195	49	11	significantly	significantly	ADV
fsr-4195	49	12	related	relate	VERB
fsr-4195	49	13	to	to	ADP
fsr-4195	49	14	investment	investment	NOUN
fsr-4195	49	15	behavior	behavior	NOUN
fsr-4195	49	16	regardless	regardless	ADV
fsr-4195	49	17	of	of	ADP
fsr-4195	49	18	objective	objective	ADJ
fsr-4195	49	19	financial	financial	ADJ
fsr-4195	49	20	knowledge	knowledge	NOUN
fsr-4195	49	21	levels	level	NOUN
fsr-4195	49	22	(	(	PUNCT
fsr-4195	49	23	allgood	allgood	PROPN
fsr-4195	49	24	&	&	CCONJ
fsr-4195	49	25	walstad	walstad	PROPN
fsr-4195	49	26	,	,	PUNCT
fsr-4195	49	27	2016	2016	NUM
fsr-4195	49	28	)	)	PUNCT
fsr-4195	49	29	.	.	PUNCT
fsr-4195	50	1	previous	previous	ADJ
fsr-4195	50	2	literature	literature	NOUN
fsr-4195	50	3	has	have	AUX
fsr-4195	50	4	examined	examine	VERB
fsr-4195	50	5	portfolio	portfolio	NOUN
fsr-4195	50	6	construction	construction	NOUN
fsr-4195	50	7	utilizing	utilize	VERB
fsr-4195	50	8	cryptocurrencies	cryptocurrencie	NOUN
fsr-4195	50	9	and	and	CCONJ
fsr-4195	50	10	found	find	VERB
fsr-4195	50	11	that	that	SCONJ
fsr-4195	50	12	cryptocurrencies	cryptocurrencie	NOUN
fsr-4195	50	13	add	add	VERB
fsr-4195	50	14	beneficial	beneficial	ADJ
fsr-4195	50	15	diversification	diversification	NOUN
fsr-4195	50	16	results	result	NOUN
fsr-4195	50	17	within	within	ADP
fsr-4195	50	18	an	an	DET
fsr-4195	50	19	investment	investment	NOUN
fsr-4195	50	20	portfolio	portfolio	NOUN
fsr-4195	50	21	(	(	PUNCT
fsr-4195	50	22	andrianto	andrianto	NOUN
fsr-4195	50	23	&	&	CCONJ
fsr-4195	50	24	diputra	diputra	PROPN
fsr-4195	50	25	,	,	PUNCT
fsr-4195	50	26	2017	2017	NUM
fsr-4195	50	27	;	;	PUNCT
fsr-4195	50	28	chuen	chuen	PROPN
fsr-4195	50	29	et	et	PROPN
fsr-4195	50	30	al	al	PROPN
fsr-4195	50	31	.	.	PROPN
fsr-4195	50	32	,	,	PUNCT
fsr-4195	50	33	2018	2018	NUM
fsr-4195	50	34	;	;	PUNCT
fsr-4195	50	35	wong	wong	PROPN
fsr-4195	50	36	et	et	PROPN
fsr-4195	50	37	al	al	PROPN
fsr-4195	50	38	.	.	PROPN
fsr-4195	50	39	,	,	PUNCT
fsr-4195	50	40	2018	2018	NUM
fsr-4195	50	41	;	;	PUNCT
fsr-4195	50	42	inci	inci	PROPN
fsr-4195	50	43	and	and	CCONJ
fsr-4195	50	44	lagasse	lagasse	PROPN
fsr-4195	50	45	,	,	PUNCT
fsr-4195	50	46	2019	2019	NUM
fsr-4195	50	47	)	)	PUNCT
fsr-4195	50	48	.	.	PUNCT
fsr-4195	51	1	wong	wong	PROPN
fsr-4195	51	2	et	et	PROPN
fsr-4195	51	3	al	al	PROPN
fsr-4195	51	4	.	.	PROPN
fsr-4195	52	1	(	(	PUNCT
fsr-4195	52	2	2018	2018	NUM
fsr-4195	52	3	)	)	PUNCT
fsr-4195	52	4	further	far	ADV
fsr-4195	52	5	examine	examine	VERB
fsr-4195	52	6	cryptocurrency	cryptocurrency	NOUN
fsr-4195	52	7	investments	investment	NOUN
fsr-4195	52	8	and	and	CCONJ
fsr-4195	52	9	find	find	VERB
fsr-4195	52	10	that	that	SCONJ
fsr-4195	52	11	different	different	ADJ
fsr-4195	52	12	coins	coin	NOUN
fsr-4195	52	13	have	have	VERB
fsr-4195	52	14	different	different	ADJ
fsr-4195	52	15	hedging	hedging	NOUN
fsr-4195	52	16	or	or	CCONJ
fsr-4195	52	17	diversification	diversification	NOUN
fsr-4195	52	18	benefits	benefit	NOUN
fsr-4195	52	19	,	,	PUNCT
fsr-4195	52	20	thus	thus	ADV
fsr-4195	52	21	adding	add	VERB
fsr-4195	52	22	to	to	ADP
fsr-4195	52	23	the	the	DET
fsr-4195	52	24	potential	potential	NOUN
fsr-4195	52	25	of	of	ADP
fsr-4195	52	26	the	the	DET
fsr-4195	52	27	investment	investment	NOUN
fsr-4195	52	28	,	,	PUNCT
fsr-4195	52	29	but	but	CCONJ
fsr-4195	52	30	also	also	ADV
fsr-4195	52	31	adding	add	VERB
fsr-4195	52	32	to	to	ADP
fsr-4195	52	33	the	the	DET
fsr-4195	52	34	complexity	complexity	NOUN
fsr-4195	52	35	and	and	CCONJ
fsr-4195	52	36	volatility	volatility	NOUN
fsr-4195	52	37	.	.	PUNCT
fsr-4195	53	1	human	human	ADJ
fsr-4195	53	2	capital	capital	NOUN
fsr-4195	53	3	theory	theory	NOUN
fsr-4195	53	4	posits	posit	NOUN
fsr-4195	53	5	that	that	PRON
fsr-4195	53	6	obtained	obtain	VERB
fsr-4195	53	7	education	education	NOUN
fsr-4195	53	8	,	,	PUNCT
fsr-4195	53	9	training	training	NOUN
fsr-4195	53	10	,	,	PUNCT
fsr-4195	53	11	and	and	CCONJ
fsr-4195	53	12	skills	skill	NOUN
fsr-4195	53	13	will	will	AUX
fsr-4195	53	14	increase	increase	VERB
fsr-4195	53	15	an	an	DET
fsr-4195	53	16	individual	individual	NOUN
fsr-4195	53	17	's	's	PART
fsr-4195	53	18	abilities	ability	NOUN
fsr-4195	53	19	,	,	PUNCT
fsr-4195	53	20	including	include	VERB
fsr-4195	53	21	financial	financial	ADJ
fsr-4195	53	22	capabilities	capability	NOUN
fsr-4195	53	23	(	(	PUNCT
fsr-4195	53	24	ibrahim	ibrahim	NOUN
fsr-4195	53	25	,	,	PUNCT
fsr-4195	53	26	2018	2018	NUM
fsr-4195	53	27	)	)	PUNCT
fsr-4195	53	28	,	,	PUNCT
fsr-4195	53	29	and	and	CCONJ
fsr-4195	53	30	overall	overall	ADJ
fsr-4195	53	31	productive	productive	ADJ
fsr-4195	53	32	efficiency	efficiency	NOUN
fsr-4195	53	33	(	(	PUNCT
fsr-4195	53	34	becker	becker	NOUN
fsr-4195	53	35	,	,	PUNCT
fsr-4195	53	36	1962	1962	NUM
fsr-4195	53	37	)	)	PUNCT
fsr-4195	53	38	.	.	PUNCT
fsr-4195	54	1	additional	additional	ADJ
fsr-4195	54	2	research	research	NOUN
fsr-4195	54	3	has	have	AUX
fsr-4195	54	4	examined	examine	VERB
fsr-4195	54	5	domain	domain	NOUN
fsr-4195	54	6	-	-	PUNCT
fsr-4195	54	7	specific	specific	ADJ
fsr-4195	54	8	human	human	ADJ
fsr-4195	54	9	capital	capital	NOUN
fsr-4195	54	10	and	and	CCONJ
fsr-4195	54	11	emphasized	emphasize	VERB
fsr-4195	54	12	the	the	DET
fsr-4195	54	13	importance	importance	NOUN
fsr-4195	54	14	of	of	ADP
fsr-4195	54	15	specialization	specialization	NOUN
fsr-4195	54	16	within	within	ADP
fsr-4195	54	17	different	different	ADJ
fsr-4195	54	18	industries	industry	NOUN
fsr-4195	54	19	on	on	ADP
fsr-4195	54	20	outcomes	outcome	NOUN
fsr-4195	54	21	(	(	PUNCT
fsr-4195	54	22	gibbons	gibbon	NOUN
fsr-4195	54	23	&	&	CCONJ
fsr-4195	54	24	waldman	waldman	PROPN
fsr-4195	54	25	,	,	PUNCT
fsr-4195	54	26	2004	2004	NUM
fsr-4195	54	27	;	;	PUNCT
fsr-4195	54	28	sullivan	sullivan	PROPN
fsr-4195	54	29	,	,	PUNCT
fsr-4195	54	30	2010	2010	NUM
fsr-4195	54	31	;	;	PUNCT
fsr-4195	54	32	rauch	rauch	PROPN
fsr-4195	54	33	&	&	CCONJ
fsr-4195	54	34	rijsdijk	rijsdijk	PROPN
fsr-4195	54	35	,	,	PUNCT
fsr-4195	54	36	2013	2013	NUM
fsr-4195	54	37	)	)	PUNCT
fsr-4195	54	38	.	.	PUNCT
fsr-4195	55	1	studies	study	NOUN
fsr-4195	55	2	have	have	AUX
fsr-4195	55	3	reviewed	review	VERB
fsr-4195	55	4	domain	domain	NOUN
fsr-4195	55	5	-	-	PUNCT
fsr-4195	55	6	specific	specific	ADJ
fsr-4195	55	7	expertise	expertise	NOUN
fsr-4195	55	8	within	within	ADP
fsr-4195	55	9	the	the	DET
fsr-4195	55	10	context	context	NOUN
fsr-4195	55	11	of	of	ADP
fsr-4195	55	12	financial	financial	ADJ
fsr-4195	55	13	advisor	advisor	NOUN
fsr-4195	55	14	services	service	NOUN
fsr-4195	55	15	and	and	CCONJ
fsr-4195	55	16	found	find	VERB
fsr-4195	55	17	similar	similar	ADJ
fsr-4195	55	18	benefits	benefit	NOUN
fsr-4195	55	19	of	of	ADP
fsr-4195	55	20	specialization	specialization	NOUN
fsr-4195	55	21	(	(	PUNCT
fsr-4195	55	22	hershey	hershey	PROPN
fsr-4195	55	23	et	et	PROPN
fsr-4195	55	24	al	al	PROPN
fsr-4195	55	25	.	.	PROPN
fsr-4195	55	26	,	,	PUNCT
fsr-4195	55	27	1990	1990	NUM
fsr-4195	55	28	;	;	PUNCT
fsr-4195	55	29	hanna	hanna	PROPN
fsr-4195	55	30	&	&	CCONJ
fsr-4195	55	31	lindamood	lindamood	PROPN
fsr-4195	55	32	,	,	PUNCT
fsr-4195	55	33	2010	2010	NUM
fsr-4195	55	34	;	;	PUNCT
fsr-4195	55	35	pilote	pilote	X
fsr-4195	55	36	et	et	PROPN
fsr-4195	55	37	al	al	PROPN
fsr-4195	55	38	.	.	PROPN
fsr-4195	55	39	,	,	PUNCT
fsr-4195	55	40	2024	2024	NUM
fsr-4195	55	41	)	)	PUNCT
fsr-4195	55	42	.	.	PUNCT
fsr-4195	56	1	the	the	DET
fsr-4195	56	2	current	current	ADJ
fsr-4195	56	3	study	study	NOUN
fsr-4195	56	4	also	also	ADV
fsr-4195	56	5	uses	use	VERB
fsr-4195	56	6	the	the	DET
fsr-4195	56	7	theoretical	theoretical	ADJ
fsr-4195	56	8	framework	framework	NOUN
fsr-4195	56	9	of	of	ADP
fsr-4195	56	10	information	information	NOUN
fsr-4195	56	11	economics	economic	NOUN
fsr-4195	56	12	.	.	PUNCT
fsr-4195	57	1	consumers	consumer	NOUN
fsr-4195	57	2	engage	engage	VERB
fsr-4195	57	3	in	in	ADP
fsr-4195	57	4	the	the	DET
fsr-4195	57	5	search	search	NOUN
fsr-4195	57	6	for	for	ADP
fsr-4195	57	7	information	information	NOUN
fsr-4195	57	8	to	to	PART
fsr-4195	57	9	maximize	maximize	VERB
fsr-4195	57	10	their	their	PRON
fsr-4195	57	11	utility	utility	NOUN
fsr-4195	57	12	,	,	PUNCT
fsr-4195	57	13	but	but	CCONJ
fsr-4195	57	14	the	the	DET
fsr-4195	57	15	cost	cost	NOUN
fsr-4195	57	16	of	of	ADP
fsr-4195	57	17	search	search	NOUN
fsr-4195	57	18	—	—	PUNCT
fsr-4195	57	19	including	include	VERB
fsr-4195	57	20	monetary	monetary	ADJ
fsr-4195	57	21	spending	spending	NOUN
fsr-4195	57	22	,	,	PUNCT
fsr-4195	57	23	time	time	NOUN
fsr-4195	57	24	consumption	consumption	NOUN
fsr-4195	57	25	,	,	PUNCT
fsr-4195	57	26	and	and	CCONJ
fsr-4195	57	27	opportunity	opportunity	NOUN
fsr-4195	57	28	cost	cost	NOUN
fsr-4195	57	29	—	—	PUNCT
fsr-4195	57	30	is	be	AUX
fsr-4195	57	31	negatively	negatively	ADV
fsr-4195	57	32	related	relate	VERB
fsr-4195	57	33	to	to	ADP
fsr-4195	57	34	consumer	consumer	NOUN
fsr-4195	57	35	engagement	engagement	NOUN
fsr-4195	57	36	in	in	ADP
fsr-4195	57	37	search	search	NOUN
fsr-4195	57	38	(	(	PUNCT
fsr-4195	57	39	stigler	stigler	NOUN
fsr-4195	57	40	,	,	PUNCT
fsr-4195	57	41	1961	1961	NUM
fsr-4195	57	42	;	;	PUNCT
fsr-4195	57	43	lin	lin	PROPN
fsr-4195	57	44	&	&	CCONJ
fsr-4195	57	45	lee	lee	PROPN
fsr-4195	57	46	,	,	PUNCT
fsr-4195	57	47	2004	2004	NUM
fsr-4195	57	48	)	)	PUNCT
fsr-4195	57	49	.	.	PUNCT
fsr-4195	58	1	cryptocurrency	cryptocurrency	NOUN
fsr-4195	58	2	investments	investment	NOUN
fsr-4195	58	3	are	be	AUX
fsr-4195	58	4	complex	complex	ADJ
fsr-4195	58	5	in	in	ADP
fsr-4195	58	6	nature	nature	NOUN
fsr-4195	58	7	(	(	PUNCT
fsr-4195	58	8	wong	wong	PROPN
fsr-4195	58	9	et	et	PROPN
fsr-4195	58	10	al	al	PROPN
fsr-4195	58	11	.	.	PROPN
fsr-4195	58	12	,	,	PUNCT
fsr-4195	58	13	2018	2018	NUM
fsr-4195	58	14	;	;	PUNCT
fsr-4195	58	15	stosic	stosic	NOUN
fsr-4195	58	16	et	et	PROPN
fsr-4195	58	17	al	al	PROPN
fsr-4195	58	18	.	.	PROPN
fsr-4195	58	19	,	,	PUNCT
fsr-4195	58	20	2019	2019	NUM
fsr-4195	58	21	)	)	PUNCT
fsr-4195	58	22	and	and	CCONJ
fsr-4195	58	23	can	can	AUX
fsr-4195	58	24	be	be	AUX
fsr-4195	58	25	extremely	extremely	ADV
fsr-4195	58	26	volatile	volatile	ADJ
fsr-4195	58	27	(	(	PUNCT
fsr-4195	58	28	dasman	dasman	NOUN
fsr-4195	58	29	,	,	PUNCT
fsr-4195	58	30	2021	2021	NUM
fsr-4195	58	31	)	)	PUNCT
fsr-4195	58	32	,	,	PUNCT
fsr-4195	58	33	which	which	PRON
fsr-4195	58	34	increases	increase	VERB
fsr-4195	58	35	the	the	DET
fsr-4195	58	36	cost	cost	NOUN
fsr-4195	58	37	of	of	ADP
fsr-4195	58	38	the	the	DET
fsr-4195	58	39	search	search	NOUN
fsr-4195	58	40	for	for	ADP
fsr-4195	58	41	information	information	NOUN
fsr-4195	58	42	and	and	CCONJ
fsr-4195	58	43	reduces	reduce	VERB
fsr-4195	58	44	participation	participation	NOUN
fsr-4195	58	45	.	.	PUNCT
fsr-4195	59	1	smith	smith	PROPN
fsr-4195	59	2	et	et	PROPN
fsr-4195	59	3	al	al	PROPN
fsr-4195	59	4	.	.	PROPN
fsr-4195	59	5	(	(	PUNCT
fsr-4195	59	6	1999	1999	NUM
fsr-4195	59	7	)	)	PUNCT
fsr-4195	59	8	find	find	VERB
fsr-4195	59	9	that	that	SCONJ
fsr-4195	59	10	higher	high	ADJ
fsr-4195	59	11	knowledge	knowledge	NOUN
fsr-4195	59	12	reduces	reduce	VERB
fsr-4195	59	13	cost	cost	NOUN
fsr-4195	59	14	and	and	CCONJ
fsr-4195	59	15	increases	increase	VERB
fsr-4195	59	16	the	the	DET
fsr-4195	59	17	efficiency	efficiency	NOUN
fsr-4195	59	18	of	of	ADP
fsr-4195	59	19	the	the	DET
fsr-4195	59	20	information	information	NOUN
fsr-4195	59	21	search	search	NOUN
fsr-4195	59	22	process	process	NOUN
fsr-4195	59	23	.	.	PUNCT
fsr-4195	60	1	it	it	PRON
fsr-4195	60	2	can	can	AUX
fsr-4195	60	3	,	,	PUNCT
fsr-4195	60	4	therefore	therefore	ADV
fsr-4195	60	5	,	,	PUNCT
fsr-4195	60	6	be	be	AUX
fsr-4195	60	7	expected	expect	VERB
fsr-4195	60	8	that	that	SCONJ
fsr-4195	60	9	greater	great	ADJ
fsr-4195	60	10	domain	domain	NOUN
fsr-4195	60	11	-	-	PUNCT
fsr-4195	60	12	specific	specific	ADJ
fsr-4195	60	13	human	human	ADJ
fsr-4195	60	14	capital	capital	NOUN
fsr-4195	60	15	increases	increase	VERB
fsr-4195	60	16	an	an	DET
fsr-4195	60	17	individual	individual	NOUN
fsr-4195	60	18	’s	’s	PART
fsr-4195	60	19	willingness	willingness	NOUN
fsr-4195	60	20	to	to	PART
fsr-4195	60	21	complete	complete	VERB
fsr-4195	60	22	meaningful	meaningful	ADJ
fsr-4195	60	23	research	research	NOUN
fsr-4195	60	24	of	of	ADP
fsr-4195	60	25	complex	complex	ADJ
fsr-4195	60	26	investments	investment	NOUN
fsr-4195	60	27	—	—	PUNCT
fsr-4195	60	28	such	such	ADJ
fsr-4195	60	29	as	as	ADP
fsr-4195	60	30	cryptocurrency	cryptocurrency	NOUN
fsr-4195	60	31	investments	investment	NOUN
fsr-4195	60	32	.	.	PUNCT
fsr-4195	61	1	while	while	SCONJ
fsr-4195	61	2	the	the	DET
fsr-4195	61	3	ownership	ownership	NOUN
fsr-4195	61	4	of	of	ADP
fsr-4195	61	5	human	human	ADJ
fsr-4195	61	6	capital	capital	NOUN
fsr-4195	61	7	is	be	AUX
fsr-4195	61	8	generally	generally	ADV
fsr-4195	61	9	nontransferable	nontransferable	ADJ
fsr-4195	61	10	(	(	PUNCT
fsr-4195	61	11	lev	lev	NOUN
fsr-4195	61	12	&	&	CCONJ
fsr-4195	61	13	schwartz	schwartz	PROPN
fsr-4195	61	14	,	,	PUNCT
fsr-4195	61	15	1971	1971	NUM
fsr-4195	61	16	)	)	PUNCT
fsr-4195	61	17	,	,	PUNCT
fsr-4195	61	18	hiring	hire	VERB
fsr-4195	61	19	professionals	professional	NOUN
fsr-4195	61	20	with	with	ADP
fsr-4195	61	21	domain	domain	NOUN
fsr-4195	61	22	-	-	PUNCT
fsr-4195	61	23	specific	specific	ADJ
fsr-4195	61	24	human	human	ADJ
fsr-4195	61	25	capital	capital	NOUN
fsr-4195	61	26	,	,	PUNCT
fsr-4195	61	27	such	such	ADJ
fsr-4195	61	28	as	as	ADP
fsr-4195	61	29	a	a	DET
fsr-4195	61	30	financial	financial	ADJ
fsr-4195	61	31	advisor	advisor	NOUN
fsr-4195	61	32	,	,	PUNCT
fsr-4195	61	33	is	be	AUX
fsr-4195	61	34	an	an	DET
fsr-4195	61	35	effective	effective	ADJ
fsr-4195	61	36	way	way	NOUN
fsr-4195	61	37	to	to	PART
fsr-4195	61	38	increase	increase	VERB
fsr-4195	61	39	decision	decision	NOUN
fsr-4195	61	40	-	-	PUNCT
fsr-4195	61	41	making	make	VERB
fsr-4195	61	42	capacity	capacity	NOUN
fsr-4195	61	43	by	by	ADP
fsr-4195	61	44	utilizing	utilize	VERB
fsr-4195	61	45	the	the	DET
fsr-4195	61	46	hired	hire	VERB
fsr-4195	61	47	professional	professional	NOUN
fsr-4195	61	48	’s	’s	PART
fsr-4195	61	49	expertise	expertise	NOUN
fsr-4195	61	50	and	and	CCONJ
fsr-4195	61	51	training	training	NOUN
fsr-4195	61	52	(	(	PUNCT
fsr-4195	61	53	hershey	hershey	PROPN
fsr-4195	61	54	et	et	PROPN
fsr-4195	61	55	al	al	PROPN
fsr-4195	61	56	.	.	PROPN
fsr-4195	61	57	,	,	PUNCT
fsr-4195	61	58	1990	1990	NUM
fsr-4195	61	59	)	)	PUNCT
fsr-4195	61	60	.	.	PUNCT
fsr-4195	62	1	one	one	NUM
fsr-4195	62	2	role	role	NOUN
fsr-4195	62	3	of	of	ADP
fsr-4195	62	4	a	a	DET
fsr-4195	62	5	financial	financial	ADJ
fsr-4195	62	6	advisor	advisor	NOUN
fsr-4195	62	7	is	be	AUX
fsr-4195	62	8	to	to	PART
fsr-4195	62	9	help	help	VERB
fsr-4195	62	10	clients	client	NOUN
fsr-4195	62	11	navigate	navigate	VERB
fsr-4195	62	12	the	the	DET
fsr-4195	62	13	risk	risk	NOUN
fsr-4195	62	14	and	and	CCONJ
fsr-4195	62	15	complexities	complexity	NOUN
fsr-4195	62	16	of	of	ADP
fsr-4195	62	17	investing	investing	NOUN
fsr-4195	62	18	(	(	PUNCT
fsr-4195	62	19	kitces	kitce	NOUN
fsr-4195	62	20	,	,	PUNCT
fsr-4195	62	21	2021	2021	NUM
fsr-4195	62	22	)	)	PUNCT
fsr-4195	62	23	.	.	PUNCT
fsr-4195	63	1	studies	study	NOUN
fsr-4195	63	2	find	find	VERB
fsr-4195	63	3	that	that	SCONJ
fsr-4195	63	4	households	household	NOUN
fsr-4195	63	5	using	use	VERB
fsr-4195	63	6	a	a	DET
fsr-4195	63	7	financial	financial	ADJ
fsr-4195	63	8	advisor	advisor	NOUN
fsr-4195	63	9	tend	tend	VERB
fsr-4195	63	10	to	to	PART
fsr-4195	63	11	be	be	AUX
fsr-4195	63	12	wealthier	wealthy	ADJ
fsr-4195	63	13	,	,	PUNCT
fsr-4195	63	14	have	have	VERB
fsr-4195	63	15	higher	high	ADJ
fsr-4195	63	16	incomes	income	NOUN
fsr-4195	63	17	,	,	PUNCT
fsr-4195	63	18	and	and	CCONJ
fsr-4195	63	19	have	have	VERB
fsr-4195	63	20	greater	great	ADJ
fsr-4195	63	21	financial	financial	ADJ
fsr-4195	63	22	literacy	literacy	NOUN
fsr-4195	63	23	than	than	ADP
fsr-4195	63	24	those	those	PRON
fsr-4195	63	25	who	who	PRON
fsr-4195	63	26	do	do	AUX
fsr-4195	63	27	not	not	PART
fsr-4195	63	28	use	use	VERB
fsr-4195	63	29	a	a	DET
fsr-4195	63	30	financial	financial	ADJ
fsr-4195	63	31	advisor	advisor	NOUN
fsr-4195	63	32	(	(	PUNCT
fsr-4195	63	33	smith	smith	PROPN
fsr-4195	63	34	et	et	PROPN
fsr-4195	63	35	al	al	PROPN
fsr-4195	63	36	.	.	PROPN
fsr-4195	63	37	,	,	PUNCT
fsr-4195	63	38	2012	2012	NUM
fsr-4195	63	39	)	)	PUNCT
fsr-4195	63	40	.	.	PUNCT
fsr-4195	64	1	additional	additional	ADJ
fsr-4195	64	2	research	research	NOUN
fsr-4195	64	3	also	also	ADV
fsr-4195	64	4	shows	show	VERB
fsr-4195	64	5	that	that	SCONJ
fsr-4195	64	6	financial	financial	ADJ
fsr-4195	64	7	advisors	advisor	NOUN
fsr-4195	64	8	play	play	VERB
fsr-4195	64	9	a	a	DET
fsr-4195	64	10	crucial	crucial	ADJ
fsr-4195	64	11	role	role	NOUN
fsr-4195	64	12	in	in	ADP
fsr-4195	64	13	helping	help	VERB
fsr-4195	64	14	individuals	individual	NOUN
fsr-4195	64	15	navigate	navigate	VERB
fsr-4195	64	16	significant	significant	ADJ
fsr-4195	64	17	life	life	NOUN
fsr-4195	64	18	events	event	NOUN
fsr-4195	64	19	,	,	PUNCT
fsr-4195	64	20	and	and	CCONJ
fsr-4195	64	21	that	that	SCONJ
fsr-4195	64	22	experiencing	experience	VERB
fsr-4195	64	23	these	these	DET
fsr-4195	64	24	major	major	ADJ
fsr-4195	64	25	events	event	NOUN
fsr-4195	64	26	significantly	significantly	ADV
fsr-4195	64	27	influence	influence	VERB
fsr-4195	64	28	the	the	DET
fsr-4195	64	29	decision	decision	NOUN
fsr-4195	64	30	to	to	PART
fsr-4195	64	31	seek	seek	VERB
fsr-4195	64	32	out	out	ADP
fsr-4195	64	33	a	a	DET
fsr-4195	64	34	financial	financial	ADJ
fsr-4195	64	35	advisor	advisor	NOUN
fsr-4195	64	36	(	(	PUNCT
fsr-4195	64	37	cummings	cummings	PROPN
fsr-4195	64	38	&	&	CCONJ
fsr-4195	64	39	james	james	PROPN
fsr-4195	64	40	,	,	PUNCT
fsr-4195	64	41	2014	2014	NUM
fsr-4195	64	42	;	;	PUNCT
fsr-4195	64	43	sommer	sommer	PROPN
fsr-4195	64	44	&	&	CCONJ
fsr-4195	64	45	macdonald	macdonald	PROPN
fsr-4195	64	46	,	,	PUNCT
fsr-4195	64	47	2022	2022	NUM
fsr-4195	64	48	)	)	PUNCT
fsr-4195	64	49	.	.	PUNCT
fsr-4195	65	1	educational	educational	ADJ
fsr-4195	65	2	achievement	achievement	NOUN
fsr-4195	65	3	and	and	CCONJ
fsr-4195	65	4	risk	risk	NOUN
fsr-4195	65	5	tolerance	tolerance	NOUN
fsr-4195	65	6	are	be	AUX
fsr-4195	65	7	also	also	ADV
fsr-4195	65	8	positively	positively	ADV
fsr-4195	65	9	associated	associate	VERB
fsr-4195	65	10	with	with	ADP
fsr-4195	65	11	a	a	DET
fsr-4195	65	12	consumer	consumer	NOUN
fsr-4195	65	13	's	's	PART
fsr-4195	65	14	decision	decision	NOUN
fsr-4195	65	15	to	to	PART
fsr-4195	65	16	seek	seek	VERB
fsr-4195	65	17	help	help	NOUN
fsr-4195	65	18	from	from	ADP
fsr-4195	65	19	a	a	DET
fsr-4195	65	20	financial	financial	ADJ
fsr-4195	65	21	advisor	advisor	NOUN
fsr-4195	65	22	(	(	PUNCT
fsr-4195	65	23	hanna	hanna	PROPN
fsr-4195	65	24	,	,	PUNCT
fsr-4195	65	25	2011	2011	NUM
fsr-4195	65	26	;	;	PUNCT
fsr-4195	65	27	barthel	barthel	PROPN
fsr-4195	65	28	&	&	CCONJ
fsr-4195	65	29	lei	lei	PROPN
fsr-4195	65	30	,	,	PUNCT
fsr-4195	65	31	2021	2021	NUM
fsr-4195	65	32	)	)	PUNCT
fsr-4195	65	33	.	.	PUNCT
fsr-4195	66	1	hypotheses	hypothesis	NOUN
fsr-4195	66	2	within	within	ADP
fsr-4195	66	3	the	the	DET
fsr-4195	66	4	scope	scope	NOUN
fsr-4195	66	5	of	of	ADP
fsr-4195	66	6	the	the	DET
fsr-4195	66	7	current	current	ADJ
fsr-4195	66	8	study	study	NOUN
fsr-4195	66	9	,	,	PUNCT
fsr-4195	66	10	financial	financial	ADJ
fsr-4195	66	11	advisors	advisor	NOUN
fsr-4195	66	12	are	be	AUX
fsr-4195	66	13	assumed	assume	VERB
fsr-4195	66	14	to	to	PART
fsr-4195	66	15	have	have	VERB
fsr-4195	66	16	high	high	ADJ
fsr-4195	66	17	domainspecific	domainspecific	ADJ
fsr-4195	66	18	(	(	PUNCT
fsr-4195	66	19	financial	financial	ADJ
fsr-4195	66	20	)	)	PUNCT
fsr-4195	66	21	human	human	ADJ
fsr-4195	66	22	capital	capital	NOUN
fsr-4195	66	23	relevant	relevant	ADJ
fsr-4195	66	24	to	to	ADP
fsr-4195	66	25	investments	investment	NOUN
fsr-4195	66	26	.	.	PUNCT
fsr-4195	67	1	given	give	VERB
fsr-4195	67	2	this	this	DET
fsr-4195	67	3	assumption	assumption	NOUN
fsr-4195	67	4	,	,	PUNCT
fsr-4195	67	5	and	and	CCONJ
fsr-4195	67	6	the	the	DET
fsr-4195	67	7	financial	financial	ADJ
fsr-4195	67	8	services	service	NOUN
fsr-4195	67	9	review	review	NOUN
fsr-4195	67	10	,	,	PUNCT
fsr-4195	67	11	33(3	33(3	NOUN
fsr-4195	67	12	)	)	PUNCT
fsr-4195	67	13	4	4	NUM
fsr-4195	67	14	framework	framework	NOUN
fsr-4195	67	15	of	of	ADP
fsr-4195	67	16	information	information	NOUN
fsr-4195	67	17	search	search	NOUN
fsr-4195	67	18	and	and	CCONJ
fsr-4195	67	19	human	human	ADJ
fsr-4195	67	20	capital	capital	NOUN
fsr-4195	67	21	theory	theory	NOUN
fsr-4195	67	22	,	,	PUNCT
fsr-4195	67	23	it	it	PRON
fsr-4195	67	24	is	be	AUX
fsr-4195	67	25	expected	expect	VERB
fsr-4195	67	26	that	that	SCONJ
fsr-4195	67	27	financial	financial	ADJ
fsr-4195	67	28	advisors	advisor	NOUN
fsr-4195	67	29	will	will	AUX
fsr-4195	67	30	be	be	AUX
fsr-4195	67	31	more	more	ADV
fsr-4195	67	32	likely	likely	ADJ
fsr-4195	67	33	to	to	PART
fsr-4195	67	34	engage	engage	VERB
fsr-4195	67	35	in	in	ADP
fsr-4195	67	36	the	the	DET
fsr-4195	67	37	search	search	NOUN
fsr-4195	67	38	for	for	ADP
fsr-4195	67	39	information	information	NOUN
fsr-4195	67	40	on	on	ADP
fsr-4195	67	41	cryptocurrency	cryptocurrency	NOUN
fsr-4195	67	42	investments	investment	NOUN
fsr-4195	67	43	to	to	PART
fsr-4195	67	44	better	well	ADV
fsr-4195	67	45	maximize	maximize	VERB
fsr-4195	67	46	the	the	DET
fsr-4195	67	47	utility	utility	NOUN
fsr-4195	67	48	of	of	ADP
fsr-4195	67	49	their	their	PRON
fsr-4195	67	50	clients	client	NOUN
fsr-4195	67	51	.	.	PUNCT
fsr-4195	68	1	thus	thus	ADV
fsr-4195	68	2	,	,	PUNCT
fsr-4195	68	3	leveraging	leverage	VERB
fsr-4195	68	4	the	the	DET
fsr-4195	68	5	human	human	ADJ
fsr-4195	68	6	capital	capital	NOUN
fsr-4195	68	7	of	of	ADP
fsr-4195	68	8	a	a	DET
fsr-4195	68	9	financial	financial	ADJ
fsr-4195	68	10	advisor	advisor	NOUN
fsr-4195	68	11	should	should	AUX
fsr-4195	68	12	lead	lead	VERB
fsr-4195	68	13	to	to	ADP
fsr-4195	68	14	an	an	DET
fsr-4195	68	15	increase	increase	NOUN
fsr-4195	68	16	in	in	ADP
fsr-4195	68	17	the	the	DET
fsr-4195	68	18	utilization	utilization	NOUN
fsr-4195	68	19	of	of	ADP
fsr-4195	68	20	beneficial	beneficial	ADJ
fsr-4195	68	21	complex	complex	ADJ
fsr-4195	68	22	investment	investment	NOUN
fsr-4195	68	23	options	option	NOUN
fsr-4195	68	24	,	,	PUNCT
fsr-4195	68	25	such	such	ADJ
fsr-4195	68	26	as	as	ADP
fsr-4195	68	27	cryptocurrency	cryptocurrency	NOUN
fsr-4195	68	28	,	,	PUNCT
fsr-4195	68	29	within	within	ADP
fsr-4195	68	30	an	an	DET
fsr-4195	68	31	investment	investment	NOUN
fsr-4195	68	32	portfolio	portfolio	NOUN
fsr-4195	68	33	.	.	PUNCT
fsr-4195	69	1	therefore	therefore	ADV
fsr-4195	69	2	,	,	PUNCT
fsr-4195	69	3	the	the	DET
fsr-4195	69	4	main	main	ADJ
fsr-4195	69	5	hypothesis	hypothesis	NOUN
fsr-4195	69	6	of	of	ADP
fsr-4195	69	7	the	the	DET
fsr-4195	69	8	current	current	ADJ
fsr-4195	69	9	study	study	NOUN
fsr-4195	69	10	is	be	AUX
fsr-4195	69	11	as	as	SCONJ
fsr-4195	69	12	follows	follow	VERB
fsr-4195	69	13	:	:	PUNCT
fsr-4195	69	14	hypothesis	hypothesis	NOUN
fsr-4195	69	15	1	1	NUM
fsr-4195	69	16	:	:	PUNCT
fsr-4195	69	17	the	the	DET
fsr-4195	69	18	use	use	NOUN
fsr-4195	69	19	of	of	ADP
fsr-4195	69	20	a	a	DET
fsr-4195	69	21	financial	financial	ADJ
fsr-4195	69	22	advisor	advisor	NOUN
fsr-4195	69	23	is	be	AUX
fsr-4195	69	24	associated	associate	VERB
fsr-4195	69	25	positively	positively	ADV
fsr-4195	69	26	with	with	ADP
fsr-4195	69	27	cryptocurrency	cryptocurrency	NOUN
fsr-4195	69	28	investment	investment	NOUN
fsr-4195	69	29	.	.	PUNCT
fsr-4195	70	1	human	human	ADJ
fsr-4195	70	2	capital	capital	PROPN
fsr-4195	70	3	theory	theory	NOUN
fsr-4195	70	4	and	and	CCONJ
fsr-4195	70	5	the	the	DET
fsr-4195	70	6	existing	exist	VERB
fsr-4195	70	7	literature	literature	NOUN
fsr-4195	70	8	on	on	ADP
fsr-4195	70	9	cryptocurrency	cryptocurrency	NOUN
fsr-4195	70	10	also	also	ADV
fsr-4195	70	11	motivate	motivate	VERB
fsr-4195	70	12	the	the	DET
fsr-4195	70	13	following	follow	VERB
fsr-4195	70	14	hypotheses	hypothesis	NOUN
fsr-4195	70	15	:	:	PUNCT
fsr-4195	70	16	hypothesis	hypothesis	NOUN
fsr-4195	70	17	2	2	NUM
fsr-4195	70	18	:	:	PUNCT
fsr-4195	70	19	the	the	DET
fsr-4195	70	20	key	key	ADJ
fsr-4195	70	21	demographic	demographic	ADJ
fsr-4195	70	22	variables	variable	NOUN
fsr-4195	70	23	(	(	PUNCT
fsr-4195	70	24	education	education	NOUN
fsr-4195	70	25	,	,	PUNCT
fsr-4195	70	26	gender	gender	NOUN
fsr-4195	70	27	,	,	PUNCT
fsr-4195	70	28	income	income	NOUN
fsr-4195	70	29	,	,	PUNCT
fsr-4195	70	30	and	and	CCONJ
fsr-4195	70	31	investment	investment	NOUN
fsr-4195	70	32	assets	asset	NOUN
fsr-4195	70	33	)	)	PUNCT
fsr-4195	70	34	are	be	AUX
fsr-4195	70	35	each	each	PRON
fsr-4195	70	36	associated	associate	VERB
fsr-4195	70	37	positively	positively	ADV
fsr-4195	70	38	with	with	ADP
fsr-4195	70	39	cryptocurrency	cryptocurrency	NOUN
fsr-4195	70	40	investment	investment	NOUN
fsr-4195	70	41	.	.	PUNCT
fsr-4195	71	1	hypothesis	hypothesis	NOUN
fsr-4195	71	2	3	3	NUM
fsr-4195	71	3	:	:	PUNCT
fsr-4195	71	4	age	age	NOUN
fsr-4195	71	5	is	be	AUX
fsr-4195	71	6	associated	associate	VERB
fsr-4195	71	7	negatively	negatively	ADV
fsr-4195	71	8	with	with	ADP
fsr-4195	71	9	cryptocurrency	cryptocurrency	NOUN
fsr-4195	71	10	investment	investment	NOUN
fsr-4195	71	11	.	.	PUNCT
fsr-4195	72	1	data	datum	NOUN
fsr-4195	72	2	the	the	DET
fsr-4195	72	3	data	datum	NOUN
fsr-4195	72	4	utilized	utilize	VERB
fsr-4195	72	5	are	be	AUX
fsr-4195	72	6	from	from	ADP
fsr-4195	72	7	the	the	DET
fsr-4195	72	8	2018	2018	NUM
fsr-4195	72	9	national	national	ADJ
fsr-4195	72	10	financial	financial	ADJ
fsr-4195	72	11	capability	capability	NOUN
fsr-4195	72	12	study	study	NOUN
fsr-4195	72	13	(	(	PUNCT
fsr-4195	72	14	nfcs	nfcs	PROPN
fsr-4195	72	15	)	)	PUNCT
fsr-4195	72	16	state	state	NOUN
fsr-4195	72	17	-	-	PUNCT
fsr-4195	72	18	bystate	bystate	NOUN
fsr-4195	72	19	and	and	CCONJ
fsr-4195	72	20	follow	follow	VERB
fsr-4195	72	21	-	-	PUNCT
fsr-4195	72	22	up	up	ADP
fsr-4195	72	23	investor	investor	NOUN
fsr-4195	72	24	surveys	survey	NOUN
fsr-4195	72	25	.	.	PUNCT
fsr-4195	73	1	the	the	DET
fsr-4195	73	2	later	later	ADJ
fsr-4195	73	3	surveys	survey	NOUN
fsr-4195	73	4	,	,	PUNCT
fsr-4195	73	5	from	from	ADP
fsr-4195	73	6	2021	2021	NUM
fsr-4195	73	7	,	,	PUNCT
fsr-4195	73	8	were	be	AUX
fsr-4195	73	9	considered	consider	VERB
fsr-4195	73	10	for	for	ADP
fsr-4195	73	11	use	use	NOUN
fsr-4195	73	12	alone	alone	ADV
fsr-4195	73	13	,	,	PUNCT
fsr-4195	73	14	or	or	CCONJ
fsr-4195	73	15	in	in	ADP
fsr-4195	73	16	combination	combination	NOUN
fsr-4195	73	17	with	with	ADP
fsr-4195	73	18	2018	2018	NUM
fsr-4195	73	19	data	datum	NOUN
fsr-4195	73	20	,	,	PUNCT
fsr-4195	73	21	but	but	CCONJ
fsr-4195	73	22	the	the	DET
fsr-4195	73	23	key	key	ADJ
fsr-4195	73	24	variable	variable	NOUN
fsr-4195	73	25	measuring	measure	VERB
fsr-4195	73	26	the	the	DET
fsr-4195	73	27	use	use	NOUN
fsr-4195	73	28	of	of	ADP
fsr-4195	73	29	a	a	DET
fsr-4195	73	30	financial	financial	ADJ
fsr-4195	73	31	advisor	advisor	NOUN
fsr-4195	73	32	was	be	AUX
fsr-4195	73	33	significantly	significantly	ADV
fsr-4195	73	34	altered	alter	VERB
fsr-4195	73	35	and	and	CCONJ
fsr-4195	73	36	,	,	PUNCT
fsr-4195	73	37	therefore	therefore	ADV
fsr-4195	73	38	,	,	PUNCT
fsr-4195	73	39	it	it	PRON
fsr-4195	73	40	was	be	AUX
fsr-4195	73	41	determined	determine	VERB
fsr-4195	73	42	that	that	SCONJ
fsr-4195	73	43	the	the	DET
fsr-4195	73	44	use	use	NOUN
fsr-4195	73	45	of	of	ADP
fsr-4195	73	46	2018	2018	NUM
fsr-4195	73	47	survey	survey	NOUN
fsr-4195	73	48	results	result	NOUN
fsr-4195	73	49	are	be	AUX
fsr-4195	73	50	sufficient	sufficient	ADJ
fsr-4195	73	51	for	for	ADP
fsr-4195	73	52	the	the	DET
fsr-4195	73	53	current	current	ADJ
fsr-4195	73	54	study	study	NOUN
fsr-4195	73	55	.	.	PUNCT
fsr-4195	74	1	the	the	DET
fsr-4195	74	2	survey	survey	NOUN
fsr-4195	74	3	is	be	AUX
fsr-4195	74	4	a	a	DET
fsr-4195	74	5	project	project	NOUN
fsr-4195	74	6	of	of	ADP
fsr-4195	74	7	the	the	DET
fsr-4195	74	8	finra	finra	PROPN
fsr-4195	74	9	investor	investor	PROPN
fsr-4195	74	10	education	education	PROPN
fsr-4195	74	11	foundation	foundation	PROPN
fsr-4195	74	12	(	(	PUNCT
fsr-4195	74	13	finra	finra	PROPN
fsr-4195	74	14	foundation	foundation	PROPN
fsr-4195	74	15	)	)	PUNCT
fsr-4195	74	16	.	.	PUNCT
fsr-4195	75	1	the	the	DET
fsr-4195	75	2	state	state	NOUN
fsr-4195	75	3	-	-	PUNCT
fsr-4195	75	4	by	by	ADP
fsr-4195	75	5	-	-	PUNCT
fsr-4195	75	6	state	state	NOUN
fsr-4195	75	7	survey	survey	NOUN
fsr-4195	75	8	is	be	AUX
fsr-4195	75	9	conducted	conduct	VERB
fsr-4195	75	10	to	to	PART
fsr-4195	75	11	provide	provide	VERB
fsr-4195	75	12	an	an	DET
fsr-4195	75	13	extensive	extensive	ADJ
fsr-4195	75	14	analysis	analysis	NOUN
fsr-4195	75	15	of	of	ADP
fsr-4195	75	16	the	the	DET
fsr-4195	75	17	financial	financial	ADJ
fsr-4195	75	18	capabilities	capability	NOUN
fsr-4195	75	19	of	of	ADP
fsr-4195	75	20	u.s	u.s	PROPN
fsr-4195	75	21	.	.	PROPN
fsr-4195	75	22	adults	adult	NOUN
fsr-4195	75	23	.	.	PUNCT
fsr-4195	76	1	nfcs	nfcs	PROPN
fsr-4195	76	2	state	state	NOUN
fsr-4195	76	3	-	-	PUNCT
fsr-4195	76	4	by	by	ADP
fsr-4195	76	5	-	-	PUNCT
fsr-4195	76	6	state	state	NOUN
fsr-4195	76	7	data	datum	NOUN
fsr-4195	76	8	are	be	AUX
fsr-4195	76	9	nationally	nationally	ADV
fsr-4195	76	10	representative	representative	ADJ
fsr-4195	76	11	of	of	ADP
fsr-4195	76	12	american	american	ADJ
fsr-4195	76	13	adults	adult	NOUN
fsr-4195	76	14	(	(	PUNCT
fsr-4195	76	15	age	age	NOUN
fsr-4195	76	16	18	18	NUM
fsr-4195	76	17	+	+	NUM
fsr-4195	76	18	)	)	PUNCT
fsr-4195	76	19	.	.	PUNCT
fsr-4195	77	1	a	a	DET
fsr-4195	77	2	portion	portion	NOUN
fsr-4195	77	3	of	of	ADP
fsr-4195	77	4	these	these	DET
fsr-4195	77	5	survey	survey	NOUN
fsr-4195	77	6	respondents	respondent	NOUN
fsr-4195	77	7	are	be	AUX
fsr-4195	77	8	then	then	ADV
fsr-4195	77	9	asked	ask	VERB
fsr-4195	77	10	additional	additional	ADJ
fsr-4195	77	11	questions	question	NOUN
fsr-4195	77	12	for	for	ADP
fsr-4195	77	13	the	the	DET
fsr-4195	77	14	investor	investor	NOUN
fsr-4195	77	15	survey	survey	NOUN
fsr-4195	77	16	.	.	PUNCT
fsr-4195	78	1	the	the	DET
fsr-4195	78	2	investor	investor	NOUN
fsr-4195	78	3	survey	survey	NOUN
fsr-4195	78	4	data	datum	NOUN
fsr-4195	78	5	provide	provide	VERB
fsr-4195	78	6	a	a	DET
fsr-4195	78	7	more	more	ADJ
fsr-4195	78	8	in	in	ADP
fsr-4195	78	9	-	-	PUNCT
fsr-4195	78	10	depth	depth	NOUN
fsr-4195	78	11	analysis	analysis	NOUN
fsr-4195	78	12	regarding	regard	VERB
fsr-4195	78	13	the	the	DET
fsr-4195	78	14	investing	investing	NOUN
fsr-4195	78	15	decisions	decision	NOUN
fsr-4195	78	16	of	of	ADP
fsr-4195	78	17	the	the	DET
fsr-4195	78	18	state	state	NOUN
fsr-4195	78	19	-	-	PUNCT
fsr-4195	78	20	by	by	ADP
fsr-4195	78	21	-	-	PUNCT
fsr-4195	78	22	state	state	NOUN
fsr-4195	78	23	survey	survey	NOUN
fsr-4195	78	24	respondents	respondent	NOUN
fsr-4195	78	25	.	.	PUNCT
fsr-4195	79	1	the	the	DET
fsr-4195	79	2	respondent	respondent	ADJ
fsr-4195	79	3	count	count	NOUN
fsr-4195	79	4	for	for	ADP
fsr-4195	79	5	the	the	DET
fsr-4195	79	6	investor	investor	NOUN
fsr-4195	79	7	survey	survey	NOUN
fsr-4195	79	8	is	be	AUX
fsr-4195	79	9	2,003	2,003	NUM
fsr-4195	79	10	.	.	PUNCT
fsr-4195	79	11	knowing	know	VERB
fsr-4195	79	12	that	that	SCONJ
fsr-4195	79	13	approximately	approximately	ADV
fsr-4195	79	14	two	two	NUM
fsr-4195	79	15	-	-	PUNCT
fsr-4195	79	16	thirds	third	NOUN
fsr-4195	79	17	of	of	ADP
fsr-4195	79	18	americans	americans	PROPN
fsr-4195	79	19	say	say	VERB
fsr-4195	79	20	they	they	PRON
fsr-4195	79	21	are	be	AUX
fsr-4195	79	22	familiar	familiar	ADJ
fsr-4195	79	23	with	with	ADP
fsr-4195	79	24	cryptocurrency	cryptocurrency	NOUN
fsr-4195	79	25	,	,	PUNCT
fsr-4195	79	26	as	as	SCONJ
fsr-4195	79	27	stated	state	VERB
fsr-4195	79	28	in	in	ADP
fsr-4195	79	29	the	the	DET
fsr-4195	79	30	introduction	introduction	NOUN
fsr-4195	79	31	,	,	PUNCT
fsr-4195	79	32	and	and	CCONJ
fsr-4195	79	33	that	that	SCONJ
fsr-4195	79	34	about	about	ADV
fsr-4195	79	35	28	28	NUM
fsr-4195	79	36	%	%	NOUN
fsr-4195	79	37	of	of	ADP
fsr-4195	79	38	american	american	ADJ
fsr-4195	79	39	adults	adult	NOUN
fsr-4195	79	40	own	own	VERB
fsr-4195	79	41	cryptocurrency	cryptocurrency	NOUN
fsr-4195	79	42	(	(	PUNCT
fsr-4195	79	43	blackstone	blackstone	NOUN
fsr-4195	79	44	,	,	PUNCT
fsr-4195	79	45	2025	2025	NUM
fsr-4195	79	46	)	)	PUNCT
fsr-4195	79	47	,	,	PUNCT
fsr-4195	79	48	a	a	DET
fsr-4195	79	49	dataset	dataset	NOUN
fsr-4195	79	50	that	that	PRON
fsr-4195	79	51	examines	examine	VERB
fsr-4195	79	52	u.s	u.s	PROPN
fsr-4195	79	53	.	.	PROPN
fsr-4195	79	54	investors	investor	NOUN
fsr-4195	79	55	within	within	ADP
fsr-4195	79	56	the	the	DET
fsr-4195	79	57	scope	scope	NOUN
fsr-4195	79	58	of	of	ADP
fsr-4195	79	59	the	the	DET
fsr-4195	79	60	current	current	ADJ
fsr-4195	79	61	paper	paper	NOUN
fsr-4195	79	62	.	.	PUNCT
fsr-4195	80	1	the	the	DET
fsr-4195	80	2	nfcs	nfcs	PROPN
fsr-4195	80	3	data	datum	NOUN
fsr-4195	80	4	fit	fit	VERB
fsr-4195	80	5	these	these	DET
fsr-4195	80	6	parameters	parameter	NOUN
fsr-4195	80	7	.	.	PUNCT
fsr-4195	81	1	while	while	SCONJ
fsr-4195	81	2	the	the	DET
fsr-4195	81	3	initial	initial	ADJ
fsr-4195	81	4	data	datum	NOUN
fsr-4195	81	5	contain	contain	VERB
fsr-4195	81	6	2,003	2,003	NUM
fsr-4195	81	7	respondents	respondent	NOUN
fsr-4195	81	8	,	,	PUNCT
fsr-4195	81	9	investors	investor	NOUN
fsr-4195	81	10	who	who	PRON
fsr-4195	81	11	have	have	AUX
fsr-4195	81	12	not	not	PART
fsr-4195	81	13	heard	hear	VERB
fsr-4195	81	14	of	of	ADP
fsr-4195	81	15	cryptocurrency	cryptocurrency	NOUN
fsr-4195	81	16	and	and	CCONJ
fsr-4195	81	17	those	those	PRON
fsr-4195	81	18	that	that	PRON
fsr-4195	81	19	did	do	AUX
fsr-4195	81	20	not	not	PART
fsr-4195	81	21	answer	answer	VERB
fsr-4195	81	22	,	,	PUNCT
fsr-4195	81	23	or	or	CCONJ
fsr-4195	81	24	chose	choose	VERB
fsr-4195	81	25	not	not	PART
fsr-4195	81	26	to	to	PART
fsr-4195	81	27	answer	answer	VERB
fsr-4195	81	28	,	,	PUNCT
fsr-4195	81	29	the	the	DET
fsr-4195	81	30	applicable	applicable	ADJ
fsr-4195	81	31	questions	question	NOUN
fsr-4195	81	32	from	from	ADP
fsr-4195	81	33	the	the	DET
fsr-4195	81	34	survey	survey	NOUN
fsr-4195	81	35	for	for	ADP
fsr-4195	81	36	the	the	DET
fsr-4195	81	37	variables	variable	NOUN
fsr-4195	81	38	of	of	ADP
fsr-4195	81	39	the	the	DET
fsr-4195	81	40	present	present	ADJ
fsr-4195	81	41	study	study	NOUN
fsr-4195	81	42	are	be	AUX
fsr-4195	81	43	removed	remove	VERB
fsr-4195	81	44	from	from	ADP
fsr-4195	81	45	the	the	DET
fsr-4195	81	46	analysis	analysis	NOUN
fsr-4195	81	47	sample	sample	NOUN
fsr-4195	81	48	.	.	PUNCT
fsr-4195	82	1	the	the	DET
fsr-4195	82	2	final	final	ADJ
fsr-4195	82	3	count	count	NOUN
fsr-4195	82	4	after	after	SCONJ
fsr-4195	82	5	these	these	DET
fsr-4195	82	6	exclusions	exclusion	NOUN
fsr-4195	82	7	is	be	AUX
fsr-4195	82	8	1,556	1,556	NUM
fsr-4195	82	9	respondents	respondent	NOUN
fsr-4195	82	10	.	.	PUNCT
fsr-4195	83	1	weights	weight	NOUN
fsr-4195	83	2	are	be	AUX
fsr-4195	83	3	provided	provide	VERB
fsr-4195	83	4	and	and	CCONJ
fsr-4195	83	5	applied	apply	VERB
fsr-4195	83	6	to	to	PART
fsr-4195	83	7	approximate	approximate	VERB
fsr-4195	83	8	the	the	DET
fsr-4195	83	9	investor	investor	NOUN
fsr-4195	83	10	population	population	NOUN
fsr-4195	83	11	in	in	ADP
fsr-4195	83	12	terms	term	NOUN
fsr-4195	83	13	of	of	ADP
fsr-4195	83	14	age	age	NOUN
fsr-4195	83	15	and	and	CCONJ
fsr-4195	83	16	education	education	NOUN
fsr-4195	83	17	.	.	PUNCT
fsr-4195	84	1	two	two	NUM
fsr-4195	84	2	-	-	PUNCT
fsr-4195	84	3	sample	sample	NOUN
fsr-4195	84	4	t	t	NOUN
fsr-4195	84	5	-	-	PUNCT
fsr-4195	84	6	tests	test	NOUN
fsr-4195	84	7	are	be	AUX
fsr-4195	84	8	completed	complete	VERB
fsr-4195	84	9	to	to	PART
fsr-4195	84	10	compare	compare	VERB
fsr-4195	84	11	the	the	DET
fsr-4195	84	12	analysis	analysis	NOUN
fsr-4195	84	13	sample	sample	NOUN
fsr-4195	84	14	to	to	ADP
fsr-4195	84	15	the	the	DET
fsr-4195	84	16	original	original	ADJ
fsr-4195	84	17	sample	sample	NOUN
fsr-4195	84	18	(	(	PUNCT
fsr-4195	84	19	shown	show	VERB
fsr-4195	84	20	in	in	ADP
fsr-4195	84	21	table	table	NOUN
fsr-4195	84	22	1	1	NUM
fsr-4195	84	23	)	)	PUNCT
fsr-4195	84	24	.	.	PUNCT
fsr-4195	85	1	the	the	DET
fsr-4195	85	2	results	result	NOUN
fsr-4195	85	3	show	show	VERB
fsr-4195	85	4	insignificant	insignificant	ADJ
fsr-4195	85	5	differences	difference	NOUN
fsr-4195	85	6	between	between	ADP
fsr-4195	85	7	the	the	DET
fsr-4195	85	8	two	two	NUM
fsr-4195	85	9	samples	sample	NOUN
fsr-4195	85	10	for	for	ADP
fsr-4195	85	11	gender	gender	NOUN
fsr-4195	85	12	,	,	PUNCT
fsr-4195	85	13	ethnicity	ethnicity	NOUN
fsr-4195	85	14	,	,	PUNCT
fsr-4195	85	15	marital	marital	ADJ
fsr-4195	85	16	status	status	NOUN
fsr-4195	85	17	,	,	PUNCT
fsr-4195	85	18	age	age	NOUN
fsr-4195	85	19	,	,	PUNCT
fsr-4195	85	20	and	and	CCONJ
fsr-4195	85	21	income	income	NOUN
fsr-4195	85	22	;	;	PUNCT
fsr-4195	85	23	indicating	indicate	VERB
fsr-4195	85	24	that	that	SCONJ
fsr-4195	85	25	the	the	DET
fsr-4195	85	26	analysis	analysis	NOUN
fsr-4195	85	27	sample	sample	NOUN
fsr-4195	85	28	is	be	AUX
fsr-4195	85	29	not	not	PART
fsr-4195	85	30	statistically	statistically	ADV
fsr-4195	85	31	different	different	ADJ
fsr-4195	85	32	from	from	ADP
fsr-4195	85	33	the	the	DET
fsr-4195	85	34	original	original	ADJ
fsr-4195	85	35	sample	sample	NOUN
fsr-4195	85	36	on	on	ADP
fsr-4195	85	37	these	these	DET
fsr-4195	85	38	dimensions	dimension	NOUN
fsr-4195	85	39	.	.	PUNCT
fsr-4195	86	1	there	there	PRON
fsr-4195	86	2	is	be	VERB
fsr-4195	86	3	,	,	PUNCT
fsr-4195	86	4	however	however	ADV
fsr-4195	86	5	,	,	PUNCT
fsr-4195	86	6	a	a	DET
fsr-4195	86	7	statistically	statistically	ADV
fsr-4195	86	8	significant	significant	ADJ
fsr-4195	86	9	difference	difference	NOUN
fsr-4195	86	10	found	find	VERB
fsr-4195	86	11	between	between	ADP
fsr-4195	86	12	the	the	DET
fsr-4195	86	13	two	two	NUM
fsr-4195	86	14	samples	sample	NOUN
fsr-4195	86	15	in	in	ADP
fsr-4195	86	16	education	education	NOUN
fsr-4195	86	17	,	,	PUNCT
fsr-4195	86	18	though	though	SCONJ
fsr-4195	86	19	the	the	DET
fsr-4195	86	20	magnitude	magnitude	NOUN
fsr-4195	86	21	of	of	ADP
fsr-4195	86	22	difference	difference	NOUN
fsr-4195	86	23	is	be	AUX
fsr-4195	86	24	negligible	negligible	ADJ
fsr-4195	86	25	.	.	PUNCT
fsr-4195	87	1	the	the	DET
fsr-4195	87	2	analysis	analysis	NOUN
fsr-4195	87	3	sample	sample	NOUN
fsr-4195	87	4	is	be	AUX
fsr-4195	87	5	slightly	slightly	ADV
fsr-4195	87	6	higher	higher	ADV
fsr-4195	87	7	educated	educate	VERB
fsr-4195	87	8	than	than	ADP
fsr-4195	87	9	the	the	DET
fsr-4195	87	10	original	original	ADJ
fsr-4195	87	11	survey	survey	NOUN
fsr-4195	87	12	sample	sample	NOUN
fsr-4195	87	13	.	.	PUNCT
fsr-4195	88	1	brockbank	brockbank	PROPN
fsr-4195	88	2	et	et	PROPN
fsr-4195	88	3	al	al	PROPN
fsr-4195	88	4	.	.	PROPN
fsr-4195	88	5	5	5	NUM
fsr-4195	88	6	table	table	NOUN
fsr-4195	88	7	1	1	NUM
fsr-4195	88	8	.	.	PUNCT
fsr-4195	89	1	demographic	demographic	ADJ
fsr-4195	89	2	variables	variable	NOUN
fsr-4195	89	3	mean	mean	VERB
fsr-4195	89	4	comparison	comparison	NOUN
fsr-4195	89	5	via	via	ADP
fsr-4195	89	6	t	t	PROPN
fsr-4195	89	7	-	-	PUNCT
fsr-4195	89	8	test	test	NOUN
fsr-4195	89	9	variable	variable	NOUN
fsr-4195	89	10	full	full	ADJ
fsr-4195	89	11	mean1	mean1	NOUN
fsr-4195	89	12	(	(	PUNCT
fsr-4195	89	13	standard	standard	ADJ
fsr-4195	89	14	error	error	NOUN
fsr-4195	89	15	)	)	PUNCT
fsr-4195	89	16	analysis	analysis	NOUN
fsr-4195	89	17	mean2	mean2	NOUN
fsr-4195	89	18	(	(	PUNCT
fsr-4195	89	19	standard	standard	ADJ
fsr-4195	89	20	error	error	NOUN
fsr-4195	89	21	)	)	PUNCT
fsr-4195	89	22	p	p	NOUN
fsr-4195	89	23	-	-	PUNCT
fsr-4195	89	24	value	value	NOUN
fsr-4195	89	25	(	(	PUNCT
fsr-4195	89	26	n	n	NOUN
fsr-4195	89	27	=	=	SYM
fsr-4195	89	28	2,003	2,003	NUM
fsr-4195	89	29	)	)	PUNCT
fsr-4195	89	30	(	(	PUNCT
fsr-4195	89	31	n	n	NOUN
fsr-4195	89	32	=	=	SYM
fsr-4195	89	33	1,556	1,556	NUM
fsr-4195	89	34	)	)	PUNCT
fsr-4195	89	35	gender	gender	NOUN
fsr-4195	89	36	0.5667	0.5667	NUM
fsr-4195	89	37	(	(	PUNCT
fsr-4195	89	38	0.0111	0.0111	NUM
fsr-4195	89	39	)	)	PUNCT
fsr-4195	89	40	0.5925	0.5925	NUM
fsr-4195	89	41	(	(	PUNCT
fsr-4195	89	42	0.0125	0.0125	NUM
fsr-4195	89	43	)	)	PUNCT
fsr-4195	89	44	0.1208	0.1208	NUM
fsr-4195	89	45	ethnicity	ethnicity	NOUN
fsr-4195	89	46	0.8178	0.8178	NUM
fsr-4195	89	47	(	(	PUNCT
fsr-4195	89	48	0.0086	0.0086	NUM
fsr-4195	89	49	)	)	PUNCT
fsr-4195	89	50	0.8130	0.8130	NUM
fsr-4195	89	51	(	(	PUNCT
fsr-4195	89	52	0.0099	0.0099	NUM
fsr-4195	89	53	)	)	PUNCT
fsr-4195	89	54	0.7147	0.7147	NUM
fsr-4195	89	55	marital	marital	ADJ
fsr-4195	89	56	status	status	NOUN
fsr-4195	89	57	0.6370	0.6370	NUM
fsr-4195	89	58	(	(	PUNCT
fsr-4195	89	59	0.0107	0.0107	NUM
fsr-4195	89	60	)	)	PUNCT
fsr-4195	89	61	0.6343	0.6343	NUM
fsr-4195	89	62	(	(	PUNCT
fsr-4195	89	63	0.0122	0.0122	NUM
fsr-4195	89	64	)	)	PUNCT
fsr-4195	89	65	0.8669	0.8669	NUM
fsr-4195	89	66	age	age	NOUN
fsr-4195	89	67	4.6505	4.6505	NUM
fsr-4195	89	68	(	(	PUNCT
fsr-4195	89	69	0.0328	0.0328	NUM
fsr-4195	89	70	)	)	PUNCT
fsr-4195	89	71	4.6407	4.6407	NUM
fsr-4195	89	72	(	(	PUNCT
fsr-4195	89	73	0.0372	0.0372	NUM
fsr-4195	89	74	)	)	PUNCT
fsr-4195	89	75	0.8437	0.8437	NUM
fsr-4195	89	76	education	education	NOUN
fsr-4195	89	77	2.6410	2.6410	NUM
fsr-4195	89	78	(	(	PUNCT
fsr-4195	89	79	0.0229	0.0229	NUM
fsr-4195	89	80	)	)	PUNCT
fsr-4195	89	81	2.7204	2.7204	NUM
fsr-4195	89	82	(	(	PUNCT
fsr-4195	89	83	0.0251	0.0251	NUM
fsr-4195	89	84	)	)	PUNCT
fsr-4195	89	85	0.0201	0.0201	NUM
fsr-4195	89	86	*	*	PUNCT
fsr-4195	89	87	*	*	PUNCT
fsr-4195	89	88	income	income	NOUN
fsr-4195	89	89	2.2341	2.2341	NUM
fsr-4195	89	90	(	(	PUNCT
fsr-4195	89	91	0.0217	0.0217	NUM
fsr-4195	89	92	)	)	PUNCT
fsr-4195	89	93	2.2661	2.2661	NUM
fsr-4195	89	94	(	(	PUNCT
fsr-4195	89	95	0.0246	0.0246	NUM
fsr-4195	89	96	)	)	PUNCT
fsr-4195	89	97	0.3298	0.3298	NUM
fsr-4195	89	98	1	1	NUM
fsr-4195	89	99	:	:	PUNCT
fsr-4195	89	100	full	full	ADJ
fsr-4195	89	101	mean	mean	NOUN
fsr-4195	89	102	represents	represent	VERB
fsr-4195	89	103	the	the	DET
fsr-4195	89	104	mean	mean	NOUN
fsr-4195	89	105	of	of	ADP
fsr-4195	89	106	the	the	DET
fsr-4195	89	107	nfcs	nfcs	PROPN
fsr-4195	89	108	investor	investor	NOUN
fsr-4195	89	109	survey	survey	NOUN
fsr-4195	89	110	complete	complete	ADJ
fsr-4195	89	111	sample	sample	NOUN
fsr-4195	89	112	.	.	PUNCT
fsr-4195	90	1	2	2	NUM
fsr-4195	90	2	:	:	PUNCT
fsr-4195	90	3	analysis	analysis	NOUN
fsr-4195	90	4	mean	mean	NOUN
fsr-4195	90	5	represents	represent	VERB
fsr-4195	90	6	the	the	DET
fsr-4195	90	7	mean	mean	NOUN
fsr-4195	90	8	of	of	ADP
fsr-4195	90	9	the	the	DET
fsr-4195	90	10	current	current	ADJ
fsr-4195	90	11	paper	paper	NOUN
fsr-4195	90	12	analysis	analysis	NOUN
fsr-4195	90	13	sample	sample	NOUN
fsr-4195	90	14	.	.	PUNCT
fsr-4195	91	1	*	*	PUNCT
fsr-4195	91	2	significance	significance	NOUN
fsr-4195	91	3	at	at	ADP
fsr-4195	91	4	the	the	DET
fsr-4195	91	5	10	10	NUM
fsr-4195	91	6	%	%	NOUN
fsr-4195	91	7	level	level	NOUN
fsr-4195	91	8	,	,	PUNCT
fsr-4195	91	9	*	*	PUNCT
fsr-4195	91	10	*	*	NOUN
fsr-4195	91	11	significance	significance	NOUN
fsr-4195	91	12	at	at	ADP
fsr-4195	91	13	the	the	DET
fsr-4195	91	14	5	5	NUM
fsr-4195	91	15	%	%	NOUN
fsr-4195	91	16	level	level	NOUN
fsr-4195	91	17	,	,	PUNCT
fsr-4195	91	18	*	*	PUNCT
fsr-4195	91	19	*	*	PUNCT
fsr-4195	91	20	*	*	NOUN
fsr-4195	91	21	significance	significance	NOUN
fsr-4195	91	22	at	at	ADP
fsr-4195	91	23	the	the	DET
fsr-4195	91	24	1	1	NUM
fsr-4195	91	25	%	%	NOUN
fsr-4195	91	26	level	level	NOUN
fsr-4195	91	27	the	the	DET
fsr-4195	91	28	dependent	dependent	ADJ
fsr-4195	91	29	variable	variable	NOUN
fsr-4195	91	30	is	be	AUX
fsr-4195	91	31	the	the	DET
fsr-4195	91	32	choice	choice	NOUN
fsr-4195	91	33	of	of	ADP
fsr-4195	91	34	respondents	respondent	NOUN
fsr-4195	91	35	to	to	PART
fsr-4195	91	36	invest	invest	VERB
fsr-4195	91	37	in	in	ADP
fsr-4195	91	38	cryptocurrency	cryptocurrency	NOUN
fsr-4195	91	39	.	.	PUNCT
fsr-4195	92	1	it	it	PRON
fsr-4195	92	2	is	be	AUX
fsr-4195	92	3	a	a	DET
fsr-4195	92	4	dummy	dummy	ADJ
fsr-4195	92	5	variable	variable	NOUN
fsr-4195	92	6	that	that	PRON
fsr-4195	92	7	takes	take	VERB
fsr-4195	92	8	a	a	DET
fsr-4195	92	9	value	value	NOUN
fsr-4195	92	10	of	of	ADP
fsr-4195	92	11	1	1	NUM
fsr-4195	92	12	if	if	SCONJ
fsr-4195	92	13	the	the	DET
fsr-4195	92	14	respondent	respondent	NOUN
fsr-4195	92	15	is	be	AUX
fsr-4195	92	16	currently	currently	ADV
fsr-4195	92	17	invested	invest	VERB
fsr-4195	92	18	in	in	ADP
fsr-4195	92	19	cryptocurrency	cryptocurrency	NOUN
fsr-4195	92	20	(	(	PUNCT
fsr-4195	92	21	either	either	CCONJ
fsr-4195	92	22	directly	directly	ADV
fsr-4195	92	23	or	or	CCONJ
fsr-4195	92	24	through	through	ADP
fsr-4195	92	25	a	a	DET
fsr-4195	92	26	fund	fund	NOUN
fsr-4195	92	27	)	)	PUNCT
fsr-4195	92	28	and	and	CCONJ
fsr-4195	92	29	0	0	NUM
fsr-4195	92	30	otherwise	otherwise	ADV
fsr-4195	92	31	.	.	PUNCT
fsr-4195	93	1	the	the	DET
fsr-4195	93	2	main	main	ADJ
fsr-4195	93	3	explanatory	explanatory	ADJ
fsr-4195	93	4	variable	variable	NOUN
fsr-4195	93	5	captures	capture	VERB
fsr-4195	93	6	the	the	DET
fsr-4195	93	7	investor	investor	NOUN
fsr-4195	93	8	's	's	PART
fsr-4195	93	9	use	use	NOUN
fsr-4195	93	10	of	of	ADP
fsr-4195	93	11	a	a	DET
fsr-4195	93	12	financial	financial	ADJ
fsr-4195	93	13	advisor	advisor	NOUN
fsr-4195	93	14	when	when	SCONJ
fsr-4195	93	15	making	make	VERB
fsr-4195	93	16	investment	investment	NOUN
fsr-4195	93	17	decisions	decision	NOUN
fsr-4195	93	18	.	.	PUNCT
fsr-4195	94	1	investors	investor	NOUN
fsr-4195	94	2	are	be	AUX
fsr-4195	94	3	asked	ask	VERB
fsr-4195	94	4	on	on	ADP
fsr-4195	94	5	the	the	DET
fsr-4195	94	6	survey	survey	NOUN
fsr-4195	94	7	whether	whether	SCONJ
fsr-4195	94	8	they	they	PRON
fsr-4195	94	9	use	use	VERB
fsr-4195	94	10	a	a	DET
fsr-4195	94	11	“	"	PUNCT
fsr-4195	94	12	financial	financial	ADJ
fsr-4195	94	13	advisor	advisor	NOUN
fsr-4195	94	14	other	other	ADJ
fsr-4195	94	15	than	than	ADP
fsr-4195	94	16	stockbrokers	stockbroker	NOUN
fsr-4195	94	17	”	"	PUNCT
fsr-4195	94	18	when	when	SCONJ
fsr-4195	94	19	“	"	PUNCT
fsr-4195	94	20	making	make	VERB
fsr-4195	94	21	an	an	DET
fsr-4195	94	22	investment	investment	NOUN
fsr-4195	94	23	decision	decision	NOUN
fsr-4195	94	24	.	.	PUNCT
fsr-4195	94	25	”	"	PUNCT
fsr-4195	95	1	this	this	DET
fsr-4195	95	2	variable	variable	NOUN
fsr-4195	95	3	is	be	AUX
fsr-4195	95	4	dichotomous	dichotomous	ADJ
fsr-4195	95	5	and	and	CCONJ
fsr-4195	95	6	takes	take	VERB
fsr-4195	95	7	a	a	DET
fsr-4195	95	8	value	value	NOUN
fsr-4195	95	9	of	of	ADP
fsr-4195	95	10	1	1	NUM
fsr-4195	95	11	if	if	SCONJ
fsr-4195	95	12	the	the	DET
fsr-4195	95	13	respondent	respondent	NOUN
fsr-4195	95	14	answered	answer	VERB
fsr-4195	95	15	yes	yes	INTJ
fsr-4195	95	16	,	,	PUNCT
fsr-4195	95	17	and	and	CCONJ
fsr-4195	95	18	0	0	NUM
fsr-4195	95	19	otherwise	otherwise	ADV
fsr-4195	95	20	.	.	PUNCT
fsr-4195	96	1	additional	additional	ADJ
fsr-4195	96	2	key	key	ADJ
fsr-4195	96	3	independent	independent	ADJ
fsr-4195	96	4	variables	variable	NOUN
fsr-4195	96	5	for	for	ADP
fsr-4195	96	6	this	this	DET
fsr-4195	96	7	study	study	NOUN
fsr-4195	96	8	are	be	AUX
fsr-4195	96	9	measures	measure	NOUN
fsr-4195	96	10	of	of	ADP
fsr-4195	96	11	human	human	ADJ
fsr-4195	96	12	capital	capital	NOUN
fsr-4195	96	13	.	.	PUNCT
fsr-4195	97	1	these	these	PRON
fsr-4195	97	2	include	include	VERB
fsr-4195	97	3	two	two	NUM
fsr-4195	97	4	measures	measure	NOUN
fsr-4195	97	5	of	of	ADP
fsr-4195	97	6	financial	financial	ADJ
fsr-4195	97	7	literacy	literacy	NOUN
fsr-4195	97	8	(	(	PUNCT
fsr-4195	97	9	subjective	subjective	ADJ
fsr-4195	97	10	investment	investment	NOUN
fsr-4195	97	11	literacy	literacy	NOUN
fsr-4195	97	12	and	and	CCONJ
fsr-4195	97	13	objective	objective	ADJ
fsr-4195	97	14	investment	investment	NOUN
fsr-4195	97	15	knowledge	knowledge	NOUN
fsr-4195	97	16	)	)	PUNCT
fsr-4195	97	17	and	and	CCONJ
fsr-4195	97	18	two	two	NUM
fsr-4195	97	19	measures	measure	NOUN
fsr-4195	97	20	of	of	ADP
fsr-4195	97	21	education	education	NOUN
fsr-4195	97	22	(	(	PUNCT
fsr-4195	97	23	education	education	NOUN
fsr-4195	97	24	level	level	NOUN
fsr-4195	97	25	and	and	CCONJ
fsr-4195	97	26	participation	participation	NOUN
fsr-4195	97	27	in	in	ADP
fsr-4195	97	28	a	a	DET
fsr-4195	97	29	financial	financial	ADJ
fsr-4195	97	30	education	education	NOUN
fsr-4195	97	31	program	program	NOUN
fsr-4195	97	32	)	)	PUNCT
fsr-4195	97	33	.	.	PUNCT
fsr-4195	98	1	for	for	ADP
fsr-4195	98	2	subjective	subjective	ADJ
fsr-4195	98	3	investment	investment	NOUN
fsr-4195	98	4	literacy	literacy	NOUN
fsr-4195	98	5	,	,	PUNCT
fsr-4195	98	6	respondents	respondent	NOUN
fsr-4195	98	7	are	be	AUX
fsr-4195	98	8	asked	ask	VERB
fsr-4195	98	9	to	to	PART
fsr-4195	98	10	selfassess	selfassess	VERB
fsr-4195	98	11	their	their	PRON
fsr-4195	98	12	overall	overall	ADJ
fsr-4195	98	13	knowledge	knowledge	NOUN
fsr-4195	98	14	about	about	ADP
fsr-4195	98	15	investing	invest	VERB
fsr-4195	98	16	from	from	ADP
fsr-4195	98	17	1	1	NUM
fsr-4195	98	18	to	to	ADP
fsr-4195	98	19	7	7	NUM
fsr-4195	98	20	.	.	PUNCT
fsr-4195	99	1	this	this	DET
fsr-4195	99	2	variable	variable	NOUN
fsr-4195	99	3	is	be	AUX
fsr-4195	99	4	reduced	reduce	VERB
fsr-4195	99	5	to	to	PART
fsr-4195	99	6	include	include	VERB
fsr-4195	99	7	three	three	NUM
fsr-4195	99	8	groupings	grouping	NOUN
fsr-4195	99	9	(	(	PUNCT
fsr-4195	99	10	below	below	ADP
fsr-4195	99	11	average	average	ADJ
fsr-4195	99	12	,	,	PUNCT
fsr-4195	99	13	average	average	ADJ
fsr-4195	99	14	,	,	PUNCT
fsr-4195	99	15	and	and	CCONJ
fsr-4195	99	16	above	above	ADP
fsr-4195	99	17	average	average	ADJ
fsr-4195	99	18	)	)	PUNCT
fsr-4195	99	19	.	.	PUNCT
fsr-4195	100	1	this	this	DET
fsr-4195	100	2	reduction	reduction	NOUN
fsr-4195	100	3	is	be	AUX
fsr-4195	100	4	based	base	VERB
fsr-4195	100	5	on	on	ADP
fsr-4195	100	6	the	the	DET
fsr-4195	100	7	variable	variable	ADJ
fsr-4195	100	8	statistics	statistic	NOUN
fsr-4195	100	9	,	,	PUNCT
fsr-4195	100	10	with	with	ADP
fsr-4195	100	11	“	"	PUNCT
fsr-4195	100	12	average	average	ADJ
fsr-4195	100	13	”	"	PUNCT
fsr-4195	100	14	representing	represent	VERB
fsr-4195	100	15	respondents	respondent	NOUN
fsr-4195	100	16	who	who	PRON
fsr-4195	100	17	self	self	NOUN
fsr-4195	100	18	-	-	PUNCT
fsr-4195	100	19	assessed	assess	VERB
fsr-4195	100	20	the	the	DET
fsr-4195	100	21	mean	mean	ADJ
fsr-4195	100	22	rating	rating	NOUN
fsr-4195	100	23	of	of	ADP
fsr-4195	100	24	5	5	NUM
fsr-4195	100	25	(	(	PUNCT
fsr-4195	100	26	a	a	DET
fsr-4195	100	27	score	score	NOUN
fsr-4195	100	28	of	of	ADP
fsr-4195	100	29	1	1	NUM
fsr-4195	100	30	-	-	SYM
fsr-4195	100	31	4	4	NUM
fsr-4195	100	32	is	be	AUX
fsr-4195	100	33	labeled	label	VERB
fsr-4195	100	34	“	"	PUNCT
fsr-4195	100	35	below	below	ADP
fsr-4195	100	36	average	average	ADJ
fsr-4195	100	37	”	"	PUNCT
fsr-4195	100	38	,	,	PUNCT
fsr-4195	100	39	the	the	DET
fsr-4195	100	40	reference	reference	NOUN
fsr-4195	100	41	category	category	NOUN
fsr-4195	100	42	,	,	PUNCT
fsr-4195	100	43	while	while	SCONJ
fsr-4195	100	44	“	"	PUNCT
fsr-4195	100	45	above	above	ADP
fsr-4195	100	46	average	average	ADJ
fsr-4195	100	47	”	"	PUNCT
fsr-4195	100	48	is	be	AUX
fsr-4195	100	49	a	a	DET
fsr-4195	100	50	score	score	NOUN
fsr-4195	100	51	between	between	ADP
fsr-4195	100	52	6	6	NUM
fsr-4195	100	53	-	-	SYM
fsr-4195	100	54	7	7	NUM
fsr-4195	100	55	)	)	PUNCT
fsr-4195	100	56	.	.	PUNCT
fsr-4195	101	1	the	the	DET
fsr-4195	101	2	nfcs	nfcs	PROPN
fsr-4195	101	3	survey	survey	NOUN
fsr-4195	101	4	asks	ask	VERB
fsr-4195	101	5	ten	ten	NUM
fsr-4195	101	6	questions	question	NOUN
fsr-4195	101	7	to	to	PART
fsr-4195	101	8	assess	assess	VERB
fsr-4195	101	9	the	the	DET
fsr-4195	101	10	respondent	respondent	NOUN
fsr-4195	101	11	’s	’s	PART
fsr-4195	101	12	investment	investment	NOUN
fsr-4195	101	13	knowledge	knowledge	NOUN
fsr-4195	101	14	,	,	PUNCT
fsr-4195	101	15	four	four	NUM
fsr-4195	101	16	of	of	ADP
fsr-4195	101	17	them	they	PRON
fsr-4195	101	18	cover	cover	VERB
fsr-4195	101	19	basic	basic	ADJ
fsr-4195	101	20	investment	investment	NOUN
fsr-4195	101	21	knowledge	knowledge	NOUN
fsr-4195	101	22	topics	topic	NOUN
fsr-4195	101	23	including	include	VERB
fsr-4195	101	24	stocks	stock	NOUN
fsr-4195	101	25	,	,	PUNCT
fsr-4195	101	26	bonds	bond	NOUN
fsr-4195	101	27	,	,	PUNCT
fsr-4195	101	28	the	the	DET
fsr-4195	101	29	relationship	relationship	NOUN
fsr-4195	101	30	between	between	ADP
fsr-4195	101	31	risk	risk	NOUN
fsr-4195	101	32	and	and	CCONJ
fsr-4195	101	33	return	return	NOUN
fsr-4195	101	34	,	,	PUNCT
fsr-4195	101	35	and	and	CCONJ
fsr-4195	101	36	average	average	ADJ
fsr-4195	101	37	return	return	NOUN
fsr-4195	101	38	.	.	PUNCT
fsr-4195	102	1	the	the	DET
fsr-4195	102	2	objective	objective	ADJ
fsr-4195	102	3	investment	investment	NOUN
fsr-4195	102	4	knowledge	knowledge	NOUN
fsr-4195	102	5	variable	variable	NOUN
fsr-4195	102	6	sums	sum	VERB
fsr-4195	102	7	the	the	DET
fsr-4195	102	8	correct	correct	ADJ
fsr-4195	102	9	responses	response	NOUN
fsr-4195	102	10	for	for	ADP
fsr-4195	102	11	these	these	DET
fsr-4195	102	12	four	four	NUM
fsr-4195	102	13	questions	question	NOUN
fsr-4195	102	14	and	and	CCONJ
fsr-4195	102	15	takes	take	VERB
fsr-4195	102	16	a	a	DET
fsr-4195	102	17	value	value	NOUN
fsr-4195	102	18	from	from	ADP
fsr-4195	102	19	0	0	NUM
fsr-4195	102	20	(	(	PUNCT
fsr-4195	102	21	no	no	DET
fsr-4195	102	22	correct	correct	ADJ
fsr-4195	102	23	responses	response	NOUN
fsr-4195	102	24	,	,	PUNCT
fsr-4195	102	25	the	the	DET
fsr-4195	102	26	reference	reference	NOUN
fsr-4195	102	27	category	category	NOUN
fsr-4195	102	28	)	)	PUNCT
fsr-4195	102	29	to	to	ADP
fsr-4195	102	30	4	4	NUM
fsr-4195	102	31	(	(	PUNCT
fsr-4195	102	32	all	all	DET
fsr-4195	102	33	correct	correct	ADJ
fsr-4195	102	34	answers	answer	NOUN
fsr-4195	102	35	)	)	PUNCT
fsr-4195	102	36	.	.	PUNCT
fsr-4195	103	1	answers	answer	NOUN
fsr-4195	103	2	of	of	ADP
fsr-4195	103	3	“	"	PUNCT
fsr-4195	103	4	do	do	AUX
fsr-4195	103	5	n’t	not	PART
fsr-4195	103	6	know	know	VERB
fsr-4195	103	7	”	"	PUNCT
fsr-4195	103	8	and	and	CCONJ
fsr-4195	103	9	“	"	PUNCT
fsr-4195	103	10	prefer	prefer	VERB
fsr-4195	103	11	not	not	PART
fsr-4195	103	12	to	to	PART
fsr-4195	103	13	say	say	VERB
fsr-4195	103	14	”	"	PUNCT
fsr-4195	103	15	are	be	AUX
fsr-4195	103	16	coded	code	VERB
fsr-4195	103	17	as	as	ADP
fsr-4195	103	18	incorrect	incorrect	ADJ
fsr-4195	103	19	responses	response	NOUN
fsr-4195	103	20	for	for	ADP
fsr-4195	103	21	each	each	DET
fsr-4195	103	22	investment	investment	NOUN
fsr-4195	103	23	question	question	NOUN
fsr-4195	103	24	.	.	PUNCT
fsr-4195	104	1	education	education	NOUN
fsr-4195	104	2	level	level	NOUN
fsr-4195	104	3	is	be	AUX
fsr-4195	104	4	a	a	DET
fsr-4195	104	5	categorical	categorical	ADJ
fsr-4195	104	6	variable	variable	NOUN
fsr-4195	104	7	including	include	VERB
fsr-4195	104	8	no	no	DET
fsr-4195	104	9	college	college	NOUN
fsr-4195	104	10	(	(	PUNCT
fsr-4195	104	11	reference	reference	NOUN
fsr-4195	104	12	group	group	NOUN
fsr-4195	104	13	)	)	PUNCT
fsr-4195	104	14	,	,	PUNCT
fsr-4195	104	15	some	some	DET
fsr-4195	104	16	college	college	NOUN
fsr-4195	104	17	,	,	PUNCT
fsr-4195	104	18	a	a	DET
fsr-4195	104	19	bachelor	bachelor	NOUN
fsr-4195	104	20	’s	’s	PART
fsr-4195	104	21	degree	degree	NOUN
fsr-4195	104	22	,	,	PUNCT
fsr-4195	104	23	and	and	CCONJ
fsr-4195	104	24	a	a	DET
fsr-4195	104	25	post	post	ADJ
fsr-4195	104	26	-	-	ADJ
fsr-4195	104	27	graduate	graduate	ADJ
fsr-4195	104	28	degree	degree	NOUN
fsr-4195	104	29	.	.	PUNCT
fsr-4195	105	1	participation	participation	NOUN
fsr-4195	105	2	in	in	ADP
fsr-4195	105	3	a	a	DET
fsr-4195	105	4	financial	financial	ADJ
fsr-4195	105	5	education	education	NOUN
fsr-4195	105	6	is	be	AUX
fsr-4195	105	7	a	a	DET
fsr-4195	105	8	dummy	dummy	ADJ
fsr-4195	105	9	variable	variable	NOUN
fsr-4195	105	10	that	that	PRON
fsr-4195	105	11	takes	take	VERB
fsr-4195	105	12	a	a	DET
fsr-4195	105	13	value	value	NOUN
fsr-4195	105	14	of	of	ADP
fsr-4195	105	15	1	1	NUM
fsr-4195	105	16	if	if	SCONJ
fsr-4195	105	17	the	the	DET
fsr-4195	105	18	respondent	respondent	NOUN
fsr-4195	105	19	received	receive	VERB
fsr-4195	105	20	and	and	CCONJ
fsr-4195	105	21	participated	participate	VERB
fsr-4195	105	22	in	in	ADP
fsr-4195	105	23	a	a	DET
fsr-4195	105	24	financial	financial	ADJ
fsr-4195	105	25	education	education	NOUN
fsr-4195	105	26	program	program	NOUN
fsr-4195	105	27	,	,	PUNCT
fsr-4195	105	28	and	and	CCONJ
fsr-4195	105	29	0	0	NUM
fsr-4195	105	30	otherwise	otherwise	ADV
fsr-4195	105	31	.	.	PUNCT
fsr-4195	106	1	other	other	ADJ
fsr-4195	106	2	demographic	demographic	ADJ
fsr-4195	106	3	and	and	CCONJ
fsr-4195	106	4	economic	economic	ADJ
fsr-4195	106	5	factors	factor	NOUN
fsr-4195	106	6	are	be	AUX
fsr-4195	106	7	included	include	VERB
fsr-4195	106	8	as	as	ADP
fsr-4195	106	9	independent	independent	ADJ
fsr-4195	106	10	variables	variable	NOUN
fsr-4195	106	11	for	for	ADP
fsr-4195	106	12	control	control	NOUN
fsr-4195	106	13	purposes	purpose	NOUN
fsr-4195	106	14	.	.	PUNCT
fsr-4195	107	1	these	these	PRON
fsr-4195	107	2	include	include	VERB
fsr-4195	107	3	age	age	NOUN
fsr-4195	107	4	bracket	bracket	NOUN
fsr-4195	107	5	,	,	PUNCT
fsr-4195	107	6	gender	gender	NOUN
fsr-4195	107	7	,	,	PUNCT
fsr-4195	107	8	ethnicity	ethnicity	NOUN
fsr-4195	107	9	,	,	PUNCT
fsr-4195	107	10	marital	marital	ADJ
fsr-4195	107	11	status	status	NOUN
fsr-4195	107	12	,	,	PUNCT
fsr-4195	107	13	income	income	NOUN
fsr-4195	107	14	range	range	NOUN
fsr-4195	107	15	,	,	PUNCT
fsr-4195	107	16	employment	employment	NOUN
fsr-4195	107	17	status	status	NOUN
fsr-4195	107	18	,	,	PUNCT
fsr-4195	107	19	investment	investment	NOUN
fsr-4195	107	20	assets	asset	NOUN
fsr-4195	107	21	,	,	PUNCT
fsr-4195	107	22	and	and	CCONJ
fsr-4195	107	23	risk	risk	NOUN
fsr-4195	107	24	aversion	aversion	NOUN
fsr-4195	107	25	.	.	PUNCT
fsr-4195	108	1	gender	gender	NOUN
fsr-4195	108	2	,	,	PUNCT
fsr-4195	108	3	ethnicity	ethnicity	NOUN
fsr-4195	108	4	,	,	PUNCT
fsr-4195	108	5	and	and	CCONJ
fsr-4195	108	6	marital	marital	ADJ
fsr-4195	108	7	status	status	NOUN
fsr-4195	108	8	are	be	AUX
fsr-4195	108	9	dichotomous	dichotomous	ADJ
fsr-4195	108	10	variables	variable	NOUN
fsr-4195	108	11	that	that	PRON
fsr-4195	108	12	take	take	VERB
fsr-4195	108	13	a	a	DET
fsr-4195	108	14	value	value	NOUN
fsr-4195	108	15	of	of	ADP
fsr-4195	108	16	1	1	NUM
fsr-4195	108	17	if	if	SCONJ
fsr-4195	108	18	the	the	DET
fsr-4195	108	19	respondent	respondent	NOUN
fsr-4195	108	20	is	be	AUX
fsr-4195	108	21	male	male	ADJ
fsr-4195	108	22	,	,	PUNCT
fsr-4195	108	23	white	white	ADJ
fsr-4195	108	24	,	,	PUNCT
fsr-4195	108	25	or	or	CCONJ
fsr-4195	108	26	married	married	ADJ
fsr-4195	108	27	,	,	PUNCT
fsr-4195	108	28	and	and	CCONJ
fsr-4195	108	29	0	0	NUM
fsr-4195	108	30	otherwise	otherwise	ADV
fsr-4195	108	31	.	.	PUNCT
fsr-4195	109	1	age	age	NOUN
fsr-4195	109	2	bracket	bracket	NOUN
fsr-4195	109	3	ranges	range	VERB
fsr-4195	109	4	from	from	ADP
fsr-4195	109	5	18	18	NUM
fsr-4195	109	6	-	-	SYM
fsr-4195	109	7	24	24	NUM
fsr-4195	109	8	(	(	PUNCT
fsr-4195	109	9	youngest	young	ADJ
fsr-4195	109	10	bracket	bracket	NOUN
fsr-4195	109	11	)	)	PUNCT
fsr-4195	109	12	to	to	ADP
fsr-4195	109	13	65	65	NUM
fsr-4195	109	14	+	+	CCONJ
fsr-4195	109	15	(	(	PUNCT
fsr-4195	109	16	oldest	old	ADJ
fsr-4195	109	17	bracket	bracket	NOUN
fsr-4195	109	18	)	)	PUNCT
fsr-4195	109	19	with	with	ADP
fsr-4195	109	20	10	10	NUM
fsr-4195	109	21	-	-	PUNCT
fsr-4195	109	22	year	year	NOUN
fsr-4195	109	23	increments	increment	NOUN
fsr-4195	109	24	for	for	ADP
fsr-4195	109	25	each	each	DET
fsr-4195	109	26	bracket	bracket	NOUN
fsr-4195	109	27	.	.	PUNCT
fsr-4195	110	1	the	the	DET
fsr-4195	110	2	lowest	low	ADJ
fsr-4195	110	3	age	age	NOUN
fsr-4195	110	4	group	group	NOUN
fsr-4195	110	5	(	(	PUNCT
fsr-4195	110	6	aged	aged	ADJ
fsr-4195	110	7	18	18	NUM
fsr-4195	110	8	-	-	SYM
fsr-4195	110	9	24	24	NUM
fsr-4195	110	10	)	)	PUNCT
fsr-4195	110	11	is	be	AUX
fsr-4195	110	12	used	use	VERB
fsr-4195	110	13	as	as	ADP
fsr-4195	110	14	the	the	DET
fsr-4195	110	15	reference	reference	NOUN
fsr-4195	110	16	category	category	NOUN
fsr-4195	110	17	.	.	PUNCT
fsr-4195	111	1	income	income	NOUN
fsr-4195	111	2	range	range	NOUN
fsr-4195	111	3	is	be	AUX
fsr-4195	111	4	coded	code	VERB
fsr-4195	111	5	into	into	ADP
fsr-4195	111	6	four	four	NUM
fsr-4195	111	7	categories	category	NOUN
fsr-4195	111	8	:	:	PUNCT
fsr-4195	111	9	less	less	ADJ
fsr-4195	111	10	than	than	ADP
fsr-4195	111	11	$	$	SYM
fsr-4195	111	12	50k	50k	NOUN
fsr-4195	111	13	(	(	PUNCT
fsr-4195	111	14	reference	reference	NOUN
fsr-4195	111	15	group	group	NOUN
fsr-4195	111	16	)	)	PUNCT
fsr-4195	111	17	,	,	PUNCT
fsr-4195	111	18	$	$	SYM
fsr-4195	111	19	50k-$100k	50k-$100k	NUM
fsr-4195	111	20	,	,	PUNCT
fsr-4195	111	21	$	$	SYM
fsr-4195	111	22	100k-$150k	100k-$150k	NUM
fsr-4195	111	23	,	,	PUNCT
fsr-4195	111	24	and	and	CCONJ
fsr-4195	111	25	greater	great	ADJ
fsr-4195	111	26	than	than	ADP
fsr-4195	111	27	$	$	SYM
fsr-4195	111	28	150k	150k	NUM
fsr-4195	111	29	.	.	PUNCT
fsr-4195	112	1	employment	employment	NOUN
fsr-4195	112	2	status	status	NOUN
fsr-4195	112	3	includes	includes	AUX
fsr-4195	112	4	selfemployed	selfemploye	VERB
fsr-4195	112	5	,	,	PUNCT
fsr-4195	112	6	employed	employ	VERB
fsr-4195	112	7	full	full	ADJ
fsr-4195	112	8	-	-	PUNCT
fsr-4195	112	9	time	time	NOUN
fsr-4195	112	10	,	,	PUNCT
fsr-4195	112	11	employed	employ	VERB
fsr-4195	112	12	parttime	parttime	NOUN
fsr-4195	112	13	,	,	PUNCT
fsr-4195	112	14	retired	retire	VERB
fsr-4195	112	15	,	,	PUNCT
fsr-4195	112	16	and	and	CCONJ
fsr-4195	112	17	those	those	PRON
fsr-4195	112	18	not	not	PART
fsr-4195	112	19	currently	currently	ADV
fsr-4195	112	20	employed	employ	VERB
fsr-4195	112	21	.	.	PUNCT
fsr-4195	113	1	financial	financial	ADJ
fsr-4195	113	2	services	service	NOUN
fsr-4195	113	3	review	review	PROPN
fsr-4195	113	4	,	,	PUNCT
fsr-4195	113	5	33(2	33(2	NUM
fsr-4195	113	6	)	)	PUNCT
fsr-4195	113	7	6	6	NUM
fsr-4195	113	8	the	the	DET
fsr-4195	113	9	investment	investment	NOUN
fsr-4195	113	10	assets	asset	NOUN
fsr-4195	113	11	variable	variable	ADJ
fsr-4195	113	12	measures	measure	VERB
fsr-4195	113	13	the	the	DET
fsr-4195	113	14	approximate	approximate	ADJ
fsr-4195	113	15	value	value	NOUN
fsr-4195	113	16	of	of	ADP
fsr-4195	113	17	the	the	DET
fsr-4195	113	18	respondents	respondent	NOUN
fsr-4195	113	19	’	’	PART
fsr-4195	113	20	nonretirement	nonretirement	NOUN
fsr-4195	113	21	accounts	account	NOUN
fsr-4195	113	22	and	and	CCONJ
fsr-4195	113	23	is	be	AUX
fsr-4195	113	24	coded	code	VERB
fsr-4195	113	25	into	into	ADP
fsr-4195	113	26	seven	seven	NUM
fsr-4195	113	27	groups	group	NOUN
fsr-4195	113	28	:	:	PUNCT
fsr-4195	113	29	$	$	SYM
fsr-4195	113	30	10k	10k	NOUN
fsr-4195	113	31	or	or	CCONJ
fsr-4195	113	32	less	less	ADJ
fsr-4195	113	33	(	(	PUNCT
fsr-4195	113	34	reference	reference	NOUN
fsr-4195	113	35	group	group	NOUN
fsr-4195	113	36	)	)	PUNCT
fsr-4195	113	37	,	,	PUNCT
fsr-4195	113	38	$	$	SYM
fsr-4195	113	39	10k$50k	10k$50k	NUM
fsr-4195	113	40	,	,	PUNCT
fsr-4195	113	41	$	$	SYM
fsr-4195	113	42	50k-$100k	50k-$100k	NUM
fsr-4195	113	43	,	,	PUNCT
fsr-4195	113	44	$	$	SYM
fsr-4195	113	45	100k-$250k	100k-$250k	NUM
fsr-4195	113	46	,	,	PUNCT
fsr-4195	113	47	$	$	SYM
fsr-4195	113	48	250k-$500k	250k-$500k	NOUN
fsr-4195	113	49	,	,	PUNCT
fsr-4195	113	50	$	$	SYM
fsr-4195	113	51	500k-$1	500k-$1	NUM
fsr-4195	113	52	million	million	NUM
fsr-4195	113	53	,	,	PUNCT
fsr-4195	113	54	and	and	CCONJ
fsr-4195	113	55	$	$	SYM
fsr-4195	113	56	1	1	NUM
fsr-4195	113	57	million	million	NUM
fsr-4195	113	58	or	or	CCONJ
fsr-4195	113	59	more	more	ADJ
fsr-4195	113	60	.	.	PUNCT
fsr-4195	114	1	risk	risk	NOUN
fsr-4195	114	2	aversion	aversion	NOUN
fsr-4195	114	3	is	be	AUX
fsr-4195	114	4	measured	measure	VERB
fsr-4195	114	5	on	on	ADP
fsr-4195	114	6	a	a	DET
fsr-4195	114	7	scale	scale	NOUN
fsr-4195	114	8	of	of	ADP
fsr-4195	114	9	1	1	NUM
fsr-4195	114	10	to	to	PART
fsr-4195	114	11	10	10	NUM
fsr-4195	114	12	(	(	PUNCT
fsr-4195	114	13	selfreported	selfreporte	VERB
fsr-4195	114	14	on	on	ADP
fsr-4195	114	15	the	the	DET
fsr-4195	114	16	survey	survey	NOUN
fsr-4195	114	17	as	as	ADP
fsr-4195	114	18	risk	risk	NOUN
fsr-4195	114	19	willingness	willingness	NOUN
fsr-4195	114	20	and	and	CCONJ
fsr-4195	114	21	reverse	reverse	NOUN
fsr-4195	114	22	coded	code	VERB
fsr-4195	114	23	to	to	PART
fsr-4195	114	24	represent	represent	VERB
fsr-4195	114	25	risk	risk	NOUN
fsr-4195	114	26	aversion	aversion	NOUN
fsr-4195	114	27	)	)	PUNCT
fsr-4195	114	28	.	.	PUNCT
fsr-4195	115	1	due	due	ADP
fsr-4195	115	2	to	to	ADP
fsr-4195	115	3	a	a	DET
fsr-4195	115	4	small	small	ADJ
fsr-4195	115	5	number	number	NOUN
fsr-4195	115	6	of	of	ADP
fsr-4195	115	7	respondents	respondent	NOUN
fsr-4195	115	8	within	within	ADP
fsr-4195	115	9	the	the	DET
fsr-4195	115	10	extremities	extremity	NOUN
fsr-4195	115	11	of	of	ADP
fsr-4195	115	12	the	the	DET
fsr-4195	115	13	ten	ten	NUM
fsr-4195	115	14	categories	category	NOUN
fsr-4195	115	15	,	,	PUNCT
fsr-4195	115	16	this	this	DET
fsr-4195	115	17	variable	variable	NOUN
fsr-4195	115	18	is	be	AUX
fsr-4195	115	19	condensed	condense	VERB
fsr-4195	115	20	by	by	ADP
fsr-4195	115	21	combining	combine	VERB
fsr-4195	115	22	the	the	DET
fsr-4195	115	23	lowest	low	ADJ
fsr-4195	115	24	scores	score	NOUN
fsr-4195	115	25	(	(	PUNCT
fsr-4195	115	26	1	1	NUM
fsr-4195	115	27	and	and	CCONJ
fsr-4195	115	28	2	2	NUM
fsr-4195	115	29	)	)	PUNCT
fsr-4195	115	30	and	and	CCONJ
fsr-4195	115	31	then	then	ADV
fsr-4195	115	32	the	the	DET
fsr-4195	115	33	highest	high	ADJ
fsr-4195	115	34	scores	score	NOUN
fsr-4195	115	35	(	(	PUNCT
fsr-4195	115	36	9	9	NUM
fsr-4195	115	37	and	and	CCONJ
fsr-4195	115	38	10	10	NUM
fsr-4195	115	39	)	)	PUNCT
fsr-4195	115	40	.	.	PUNCT
fsr-4195	116	1	the	the	DET
fsr-4195	116	2	resulting	result	VERB
fsr-4195	116	3	variable	variable	NOUN
fsr-4195	116	4	of	of	ADP
fsr-4195	116	5	risk	risk	NOUN
fsr-4195	116	6	aversion	aversion	NOUN
fsr-4195	116	7	is	be	AUX
fsr-4195	116	8	eight	eight	NUM
fsr-4195	116	9	categories	category	NOUN
fsr-4195	116	10	,	,	PUNCT
fsr-4195	116	11	with	with	ADP
fsr-4195	116	12	a	a	DET
fsr-4195	116	13	value	value	NOUN
fsr-4195	116	14	of	of	ADP
fsr-4195	116	15	1	1	NUM
fsr-4195	116	16	being	be	AUX
fsr-4195	116	17	those	those	PRON
fsr-4195	116	18	very	very	ADV
fsr-4195	116	19	willing	willing	ADJ
fsr-4195	116	20	to	to	PART
fsr-4195	116	21	take	take	VERB
fsr-4195	116	22	risk	risk	NOUN
fsr-4195	116	23	(	(	PUNCT
fsr-4195	116	24	lowest	low	ADJ
fsr-4195	116	25	risk	risk	NOUN
fsr-4195	116	26	aversion	aversion	NOUN
fsr-4195	116	27	)	)	PUNCT
fsr-4195	116	28	and	and	CCONJ
fsr-4195	116	29	8	8	NUM
fsr-4195	116	30	for	for	ADP
fsr-4195	116	31	those	those	PRON
fsr-4195	116	32	not	not	PART
fsr-4195	116	33	at	at	ADV
fsr-4195	116	34	all	all	ADV
fsr-4195	116	35	willing	willing	ADJ
fsr-4195	116	36	to	to	PART
fsr-4195	116	37	take	take	VERB
fsr-4195	116	38	risk	risk	NOUN
fsr-4195	116	39	(	(	PUNCT
fsr-4195	116	40	highest	high	ADJ
fsr-4195	116	41	level	level	NOUN
fsr-4195	116	42	of	of	ADP
fsr-4195	116	43	risk	risk	NOUN
fsr-4195	116	44	aversion	aversion	NOUN
fsr-4195	116	45	)	)	PUNCT
fsr-4195	116	46	.	.	PUNCT
fsr-4195	117	1	model	model	VERB
fsr-4195	117	2	the	the	DET
fsr-4195	117	3	current	current	ADJ
fsr-4195	117	4	study	study	NOUN
fsr-4195	117	5	estimates	estimate	VERB
fsr-4195	117	6	the	the	DET
fsr-4195	117	7	following	follow	VERB
fsr-4195	117	8	probit	probit	NOUN
fsr-4195	117	9	model	model	NOUN
fsr-4195	117	10	to	to	PART
fsr-4195	117	11	examine	examine	VERB
fsr-4195	117	12	the	the	DET
fsr-4195	117	13	cryptocurrency	cryptocurrency	NOUN
fsr-4195	117	14	investment	investment	NOUN
fsr-4195	117	15	decision	decision	NOUN
fsr-4195	117	16	of	of	ADP
fsr-4195	117	17	investors	investor	NOUN
fsr-4195	117	18	:	:	PUNCT
fsr-4195	117	19	𝑦𝑖	𝑦𝑖	NUM
fsr-4195	117	20	∗	∗	NOUN
fsr-4195	117	21	=	=	PUNCT
fsr-4195	118	1	β0	β0	PROPN
fsr-4195	118	2	+	+	CCONJ
fsr-4195	118	3	x𝑖𝛼	x𝑖𝛼	NOUN
fsr-4195	119	1	+	+	CCONJ
fsr-4195	119	2	𝑍𝑖𝜆	𝑍𝑖𝜆	PROPN
fsr-4195	119	3	+	+	CCONJ
fsr-4195	119	4	𝑒𝑖	𝑒𝑖	X
fsr-4195	119	5	𝑒𝑖	𝑒𝑖	X
fsr-4195	119	6	~	~	PUNCT
fsr-4195	119	7	𝑁(0,1	𝑁(0,1	NOUN
fsr-4195	119	8	)	)	PUNCT
fsr-4195	119	9	𝑦𝑖	𝑦𝑖	X
fsr-4195	119	10	=	=	NOUN
fsr-4195	119	11	{	{	PUNCT
fsr-4195	119	12	1	1	NUM
fsr-4195	119	13	𝑖𝑓	𝑖𝑓	NUM
fsr-4195	119	14	𝑦𝑖	𝑦𝑖	PROPN
fsr-4195	119	15	∗	∗	NOUN
fsr-4195	119	16	>	>	X
fsr-4195	119	17	0	0	NUM
fsr-4195	119	18	0	0	NUM
fsr-4195	119	19	𝑖𝑓	𝑖𝑓	PRON
fsr-4195	119	20	𝑦𝑖	𝑦𝑖	PROPN
fsr-4195	119	21	∗	∗	NOUN
fsr-4195	119	22	≤	≤	NUM
fsr-4195	119	23	0	0	NUM
fsr-4195	119	24	where	where	SCONJ
fsr-4195	119	25	𝑦𝑖	𝑦𝑖	PROPN
fsr-4195	119	26	∗	∗	PROPN
fsr-4195	119	27	is	be	AUX
fsr-4195	119	28	a	a	DET
fsr-4195	119	29	latent	latent	NOUN
fsr-4195	119	30	variable	variable	NOUN
fsr-4195	119	31	representing	represent	VERB
fsr-4195	119	32	whether	whether	SCONJ
fsr-4195	119	33	the	the	DET
fsr-4195	119	34	investor	investor	NOUN
fsr-4195	119	35	,	,	PUNCT
fsr-4195	119	36	i	i	PRON
fsr-4195	119	37	,	,	PUNCT
fsr-4195	119	38	chooses	choose	VERB
fsr-4195	119	39	to	to	PART
fsr-4195	119	40	invest	invest	VERB
fsr-4195	119	41	in	in	ADP
fsr-4195	119	42	cryptocurrency	cryptocurrency	NOUN
fsr-4195	119	43	or	or	CCONJ
fsr-4195	119	44	not	not	PART
fsr-4195	119	45	.	.	PUNCT
fsr-4195	120	1	the	the	DET
fsr-4195	120	2	observed	observed	ADJ
fsr-4195	120	3	variable	variable	NOUN
fsr-4195	120	4	,	,	PUNCT
fsr-4195	120	5	𝑦𝑖	𝑦𝑖	PROPN
fsr-4195	120	6	,	,	PUNCT
fsr-4195	120	7	takes	take	VERB
fsr-4195	120	8	a	a	DET
fsr-4195	120	9	value	value	NOUN
fsr-4195	120	10	of	of	ADP
fsr-4195	120	11	1	1	NUM
fsr-4195	120	12	if	if	SCONJ
fsr-4195	120	13	the	the	DET
fsr-4195	120	14	respondent	respondent	NOUN
fsr-4195	120	15	invests	invest	VERB
fsr-4195	120	16	in	in	ADP
fsr-4195	120	17	cryptocurrency	cryptocurrency	NOUN
fsr-4195	120	18	and	and	CCONJ
fsr-4195	120	19	0	0	NUM
fsr-4195	120	20	otherwise	otherwise	ADV
fsr-4195	120	21	.	.	PUNCT
fsr-4195	121	1	the	the	DET
fsr-4195	121	2	main	main	ADJ
fsr-4195	121	3	explanatory	explanatory	ADJ
fsr-4195	121	4	variables	variable	NOUN
fsr-4195	121	5	(	(	PUNCT
fsr-4195	121	6	use	use	NOUN
fsr-4195	121	7	of	of	ADP
fsr-4195	121	8	a	a	DET
fsr-4195	121	9	financial	financial	ADJ
fsr-4195	121	10	advisor	advisor	NOUN
fsr-4195	121	11	,	,	PUNCT
fsr-4195	121	12	objective	objective	ADJ
fsr-4195	121	13	investment	investment	NOUN
fsr-4195	121	14	knowledge	knowledge	NOUN
fsr-4195	121	15	,	,	PUNCT
fsr-4195	121	16	subjective	subjective	ADJ
fsr-4195	121	17	investment	investment	NOUN
fsr-4195	121	18	literacy	literacy	NOUN
fsr-4195	121	19	,	,	PUNCT
fsr-4195	121	20	financial	financial	ADJ
fsr-4195	121	21	education	education	NOUN
fsr-4195	121	22	participation	participation	NOUN
fsr-4195	121	23	,	,	PUNCT
fsr-4195	121	24	and	and	CCONJ
fsr-4195	121	25	education	education	NOUN
fsr-4195	121	26	)	)	PUNCT
fsr-4195	121	27	are	be	AUX
fsr-4195	121	28	represented	represent	VERB
fsr-4195	121	29	by	by	ADP
fsr-4195	121	30	𝑋𝑖	𝑋𝑖	PROPN
fsr-4195	121	31	in	in	ADP
fsr-4195	121	32	the	the	DET
fsr-4195	121	33	model	model	NOUN
fsr-4195	121	34	.	.	PUNCT
fsr-4195	122	1	the	the	DET
fsr-4195	122	2	matrix	matrix	NOUN
fsr-4195	122	3	,	,	PUNCT
fsr-4195	122	4	𝑍𝑖	𝑍𝑖	PROPN
fsr-4195	122	5	,	,	PUNCT
fsr-4195	122	6	includes	include	VERB
fsr-4195	122	7	all	all	DET
fsr-4195	122	8	the	the	DET
fsr-4195	122	9	demographic	demographic	ADJ
fsr-4195	122	10	and	and	CCONJ
fsr-4195	122	11	economic	economic	ADJ
fsr-4195	122	12	variables	variable	NOUN
fsr-4195	122	13	in	in	ADP
fsr-4195	122	14	the	the	DET
fsr-4195	122	15	study	study	NOUN
fsr-4195	122	16	.	.	PUNCT
fsr-4195	123	1	these	these	DET
fsr-4195	123	2	variables	variable	NOUN
fsr-4195	123	3	are	be	AUX
fsr-4195	123	4	age	age	NOUN
fsr-4195	123	5	,	,	PUNCT
fsr-4195	123	6	gender	gender	NOUN
fsr-4195	123	7	,	,	PUNCT
fsr-4195	123	8	ethnicity	ethnicity	NOUN
fsr-4195	123	9	,	,	PUNCT
fsr-4195	123	10	marital	marital	ADJ
fsr-4195	123	11	status	status	NOUN
fsr-4195	123	12	,	,	PUNCT
fsr-4195	123	13	income	income	NOUN
fsr-4195	123	14	level	level	NOUN
fsr-4195	123	15	,	,	PUNCT
fsr-4195	123	16	employment	employment	NOUN
fsr-4195	123	17	status	status	NOUN
fsr-4195	123	18	,	,	PUNCT
fsr-4195	123	19	investment	investment	NOUN
fsr-4195	123	20	assets	asset	NOUN
fsr-4195	123	21	,	,	PUNCT
fsr-4195	123	22	and	and	CCONJ
fsr-4195	123	23	risk	risk	NOUN
fsr-4195	123	24	aversion	aversion	NOUN
fsr-4195	123	25	.	.	PUNCT
fsr-4195	124	1	the	the	DET
fsr-4195	124	2	intercept	intercept	NOUN
fsr-4195	124	3	for	for	ADP
fsr-4195	124	4	the	the	DET
fsr-4195	124	5	model	model	NOUN
fsr-4195	124	6	is	be	AUX
fsr-4195	124	7	β0	β0	ADJ
fsr-4195	124	8	.	.	PUNCT
fsr-4195	125	1	the	the	DET
fsr-4195	125	2	coefficients	coefficient	NOUN
fsr-4195	125	3	for	for	ADP
fsr-4195	125	4	the	the	DET
fsr-4195	125	5	main	main	ADJ
fsr-4195	125	6	explanatory	explanatory	ADJ
fsr-4195	125	7	variables	variable	NOUN
fsr-4195	125	8	are	be	AUX
fsr-4195	125	9	represented	represent	VERB
fsr-4195	125	10	by	by	ADP
fsr-4195	125	11	𝛼	𝛼	NOUN
fsr-4195	125	12	,	,	PUNCT
fsr-4195	125	13	and	and	CCONJ
fsr-4195	125	14	λ	λ	PROPN
fsr-4195	125	15	is	be	AUX
fsr-4195	125	16	the	the	DET
fsr-4195	125	17	vector	vector	NOUN
fsr-4195	125	18	of	of	ADP
fsr-4195	125	19	coefficients	coefficient	NOUN
fsr-4195	125	20	for	for	ADP
fsr-4195	125	21	the	the	DET
fsr-4195	125	22	control	control	NOUN
fsr-4195	125	23	variables	variable	NOUN
fsr-4195	125	24	.	.	PUNCT
fsr-4195	126	1	the	the	DET
fsr-4195	126	2	error	error	NOUN
fsr-4195	126	3	term	term	NOUN
fsr-4195	126	4	,	,	PUNCT
fsr-4195	126	5	𝑒𝑖	𝑒𝑖	PROPN
fsr-4195	126	6	,	,	PUNCT
fsr-4195	126	7	is	be	AUX
fsr-4195	126	8	assumed	assume	VERB
fsr-4195	126	9	to	to	PART
fsr-4195	126	10	follow	follow	VERB
fsr-4195	126	11	the	the	DET
fsr-4195	126	12	standard	standard	ADJ
fsr-4195	126	13	normal	normal	ADJ
fsr-4195	126	14	distribution	distribution	NOUN
fsr-4195	126	15	.	.	PUNCT
fsr-4195	127	1	to	to	PART
fsr-4195	127	2	test	test	VERB
fsr-4195	127	3	the	the	DET
fsr-4195	127	4	robustness	robustness	NOUN
fsr-4195	127	5	of	of	ADP
fsr-4195	127	6	the	the	DET
fsr-4195	127	7	full	full	ADJ
fsr-4195	127	8	model	model	NOUN
fsr-4195	127	9	,	,	PUNCT
fsr-4195	127	10	eight	eight	NUM
fsr-4195	127	11	additional	additional	ADJ
fsr-4195	127	12	probit	probit	NOUN
fsr-4195	127	13	models	model	NOUN
fsr-4195	127	14	are	be	AUX
fsr-4195	127	15	estimated	estimate	VERB
fsr-4195	127	16	.	.	PUNCT
fsr-4195	128	1	each	each	DET
fsr-4195	128	2	new	new	ADJ
fsr-4195	128	3	model	model	NOUN
fsr-4195	128	4	iteration	iteration	NOUN
fsr-4195	128	5	removes	remove	VERB
fsr-4195	128	6	a	a	DET
fsr-4195	128	7	single	single	ADJ
fsr-4195	128	8	dependent	dependent	ADJ
fsr-4195	128	9	variable	variable	NOUN
fsr-4195	128	10	from	from	ADP
fsr-4195	128	11	the	the	DET
fsr-4195	128	12	full	full	ADJ
fsr-4195	128	13	model	model	NOUN
fsr-4195	128	14	.	.	PUNCT
fsr-4195	129	1	the	the	DET
fsr-4195	129	2	removed	removed	ADJ
fsr-4195	129	3	variables	variable	NOUN
fsr-4195	129	4	were	be	AUX
fsr-4195	129	5	determined	determine	VERB
fsr-4195	129	6	based	base	VERB
fsr-4195	129	7	on	on	ADP
fsr-4195	129	8	existing	exist	VERB
fsr-4195	129	9	literature	literature	NOUN
fsr-4195	129	10	and	and	CCONJ
fsr-4195	129	11	include	include	VERB
fsr-4195	129	12	objective	objective	ADJ
fsr-4195	129	13	investment	investment	NOUN
fsr-4195	129	14	literacy	literacy	NOUN
fsr-4195	129	15	,	,	PUNCT
fsr-4195	129	16	subjective	subjective	ADJ
fsr-4195	129	17	investment	investment	NOUN
fsr-4195	129	18	literacy	literacy	NOUN
fsr-4195	129	19	,	,	PUNCT
fsr-4195	129	20	education	education	NOUN
fsr-4195	129	21	,	,	PUNCT
fsr-4195	129	22	age	age	NOUN
fsr-4195	129	23	,	,	PUNCT
fsr-4195	129	24	gender	gender	NOUN
fsr-4195	129	25	,	,	PUNCT
fsr-4195	129	26	marital	marital	ADJ
fsr-4195	129	27	status	status	NOUN
fsr-4195	129	28	,	,	PUNCT
fsr-4195	129	29	income	income	NOUN
fsr-4195	129	30	,	,	PUNCT
fsr-4195	129	31	and	and	CCONJ
fsr-4195	129	32	investment	investment	NOUN
fsr-4195	129	33	assets	asset	NOUN
fsr-4195	129	34	.	.	PUNCT
fsr-4195	130	1	results	result	NOUN
fsr-4195	130	2	table	table	NOUN
fsr-4195	130	3	2	2	NUM
fsr-4195	130	4	provides	provide	VERB
fsr-4195	130	5	descriptive	descriptive	ADJ
fsr-4195	130	6	statistics	statistic	NOUN
fsr-4195	130	7	for	for	ADP
fsr-4195	130	8	the	the	DET
fsr-4195	130	9	dependent	dependent	ADJ
fsr-4195	130	10	and	and	CCONJ
fsr-4195	130	11	explanatory	explanatory	ADJ
fsr-4195	130	12	variables	variable	NOUN
fsr-4195	130	13	.	.	PUNCT
fsr-4195	131	1	about	about	ADV
fsr-4195	131	2	85	85	NUM
fsr-4195	131	3	%	%	NOUN
fsr-4195	131	4	of	of	ADP
fsr-4195	131	5	the	the	DET
fsr-4195	131	6	analysis	analysis	NOUN
fsr-4195	131	7	sample	sample	NOUN
fsr-4195	131	8	is	be	AUX
fsr-4195	131	9	not	not	PART
fsr-4195	131	10	currently	currently	ADV
fsr-4195	131	11	invested	invest	VERB
fsr-4195	131	12	in	in	ADP
fsr-4195	131	13	cryptocurrencies	cryptocurrencie	NOUN
fsr-4195	131	14	and	and	CCONJ
fsr-4195	131	15	approximately	approximately	ADV
fsr-4195	131	16	60	60	NUM
fsr-4195	131	17	%	%	NOUN
fsr-4195	131	18	of	of	ADP
fsr-4195	131	19	the	the	DET
fsr-4195	131	20	sample	sample	NOUN
fsr-4195	131	21	is	be	AUX
fsr-4195	131	22	using	use	VERB
fsr-4195	131	23	a	a	DET
fsr-4195	131	24	financial	financial	ADJ
fsr-4195	131	25	advisor	advisor	NOUN
fsr-4195	131	26	.	.	PUNCT
fsr-4195	132	1	brockbank	brockbank	PROPN
fsr-4195	132	2	et	et	PROPN
fsr-4195	132	3	al	al	PROPN
fsr-4195	132	4	.	.	PROPN
fsr-4195	132	5	7	7	NUM
fsr-4195	132	6	table	table	NOUN
fsr-4195	132	7	2	2	NUM
fsr-4195	132	8	.	.	PUNCT
fsr-4195	132	9	descriptive	descriptive	ADJ
fsr-4195	132	10	statistics	statistic	NOUN
fsr-4195	132	11	variable	variable	ADJ
fsr-4195	132	12	percent	percent	NOUN
fsr-4195	132	13	variable	variable	ADJ
fsr-4195	132	14	percent	percent	NOUN
fsr-4195	132	15	cryptocurrency	cryptocurrency	NOUN
fsr-4195	132	16	investment	investment	NOUN
fsr-4195	132	17	ethnicity	ethnicity	NOUN
fsr-4195	132	18	no	no	DET
fsr-4195	132	19	84.86	84.86	NUM
fsr-4195	132	20	%	%	NOUN
fsr-4195	132	21	non	non	ADJ
fsr-4195	132	22	-	-	ADJ
fsr-4195	132	23	white	white	ADJ
fsr-4195	132	24	23.34	23.34	NUM
fsr-4195	132	25	%	%	NOUN
fsr-4195	132	26	yes	yes	NOUN
fsr-4195	132	27	15.14	15.14	NUM
fsr-4195	132	28	%	%	NOUN
fsr-4195	132	29	white	white	ADJ
fsr-4195	132	30	76.66	76.66	NUM
fsr-4195	132	31	%	%	NOUN
fsr-4195	132	32	use	use	NOUN
fsr-4195	132	33	financial	financial	ADJ
fsr-4195	132	34	advisor	advisor	NOUN
fsr-4195	132	35	marital	marital	ADJ
fsr-4195	132	36	status	status	NOUN
fsr-4195	132	37	no	no	DET
fsr-4195	132	38	39.71	39.71	NUM
fsr-4195	132	39	%	%	NOUN
fsr-4195	132	40	not	not	PART
fsr-4195	132	41	married	marry	VERB
fsr-4195	132	42	41.27	41.27	NUM
fsr-4195	132	43	%	%	NOUN
fsr-4195	133	1	yes	yes	INTJ
fsr-4195	133	2	60.29	60.29	NUM
fsr-4195	133	3	%	%	NOUN
fsr-4195	133	4	married	marry	VERB
fsr-4195	133	5	58.73	58.73	NUM
fsr-4195	133	6	%	%	NOUN
fsr-4195	133	7	objective	objective	ADJ
fsr-4195	133	8	investment	investment	NOUN
fsr-4195	133	9	knowledge	knowledge	NOUN
fsr-4195	133	10	income	income	NOUN
fsr-4195	133	11	range	range	NOUN
fsr-4195	133	12	0	0	NUM
fsr-4195	134	1	none	none	NOUN
fsr-4195	134	2	correct	correct	ADJ
fsr-4195	134	3	2.17	2.17	NUM
fsr-4195	134	4	%	%	NOUN
fsr-4195	134	5	less	less	ADJ
fsr-4195	134	6	than	than	ADP
fsr-4195	134	7	$	$	SYM
fsr-4195	134	8	50k	50k	NUM
fsr-4195	134	9	26.21	26.21	NUM
fsr-4195	134	10	%	%	NOUN
fsr-4195	134	11	1	1	NUM
fsr-4195	134	12	11.77	11.77	NUM
fsr-4195	134	13	%	%	NOUN
fsr-4195	134	14	$	$	SYM
fsr-4195	134	15	50k	50k	NUM
fsr-4195	134	16	$	$	SYM
fsr-4195	134	17	100k	100k	NUM
fsr-4195	134	18	43.19	43.19	NUM
fsr-4195	134	19	%	%	NOUN
fsr-4195	134	20	2	2	NUM
fsr-4195	134	21	21.14	21.14	NUM
fsr-4195	134	22	%	%	NOUN
fsr-4195	134	23	$	$	SYM
fsr-4195	134	24	100k	100k	NUM
fsr-4195	134	25	$	$	SYM
fsr-4195	134	26	150k	150k	NUM
fsr-4195	134	27	19.25	19.25	NUM
fsr-4195	134	28	%	%	NOUN
fsr-4195	134	29	3	3	NUM
fsr-4195	134	30	31.52	31.52	NUM
fsr-4195	134	31	%	%	NOUN
fsr-4195	134	32	greater	great	ADJ
fsr-4195	134	33	than	than	ADP
fsr-4195	134	34	$	$	SYM
fsr-4195	134	35	150k	150k	NUM
fsr-4195	134	36	11.35	11.35	NUM
fsr-4195	134	37	%	%	NOUN
fsr-4195	134	38	4	4	NUM
fsr-4195	134	39	all	all	PRON
fsr-4195	134	40	correct	correct	VERB
fsr-4195	134	41	33.39	33.39	NUM
fsr-4195	134	42	%	%	NOUN
fsr-4195	134	43	employment	employment	NOUN
fsr-4195	134	44	status	status	NOUN
fsr-4195	134	45	subjective	subjective	ADJ
fsr-4195	134	46	investment	investment	NOUN
fsr-4195	134	47	knowledge	knowledge	NOUN
fsr-4195	134	48	self	self	NOUN
fsr-4195	134	49	-	-	PUNCT
fsr-4195	134	50	employed	employ	VERB
fsr-4195	134	51	9.83	9.83	NUM
fsr-4195	134	52	%	%	NOUN
fsr-4195	134	53	below	below	ADP
fsr-4195	134	54	average	average	ADJ
fsr-4195	134	55	(	(	PUNCT
fsr-4195	134	56	1	1	NUM
fsr-4195	134	57	-	-	SYM
fsr-4195	134	58	4	4	NUM
fsr-4195	134	59	)	)	PUNCT
fsr-4195	134	60	32.98	32.98	NUM
fsr-4195	134	61	%	%	NOUN
fsr-4195	134	62	employed	employ	VERB
fsr-4195	134	63	full	full	ADJ
fsr-4195	134	64	-	-	PUNCT
fsr-4195	134	65	time	time	NOUN
fsr-4195	134	66	42.44	42.44	NUM
fsr-4195	134	67	%	%	NOUN
fsr-4195	134	68	average	average	NOUN
fsr-4195	134	69	(	(	PUNCT
fsr-4195	134	70	5	5	NUM
fsr-4195	134	71	)	)	PUNCT
fsr-4195	134	72	34.88	34.88	NUM
fsr-4195	134	73	%	%	NOUN
fsr-4195	134	74	employed	employ	VERB
fsr-4195	134	75	part	part	NOUN
fsr-4195	134	76	-	-	PUNCT
fsr-4195	134	77	time	time	NOUN
fsr-4195	134	78	7.32	7.32	NUM
fsr-4195	134	79	%	%	NOUN
fsr-4195	134	80	above	above	ADP
fsr-4195	134	81	average	average	ADJ
fsr-4195	134	82	(	(	PUNCT
fsr-4195	134	83	6	6	NUM
fsr-4195	134	84	-	-	SYM
fsr-4195	134	85	7	7	NUM
fsr-4195	134	86	)	)	PUNCT
fsr-4195	134	87	32.14	32.14	NUM
fsr-4195	134	88	%	%	NOUN
fsr-4195	134	89	retired	retire	VERB
fsr-4195	134	90	30.43	30.43	NUM
fsr-4195	134	91	%	%	NOUN
fsr-4195	134	92	financial	financial	ADJ
fsr-4195	134	93	education	education	NOUN
fsr-4195	134	94	participation	participation	NOUN
fsr-4195	134	95	not	not	PART
fsr-4195	134	96	currently	currently	ADV
fsr-4195	134	97	employed	employ	VERB
fsr-4195	134	98	9.97	9.97	NUM
fsr-4195	134	99	%	%	NOUN
fsr-4195	134	100	no	no	DET
fsr-4195	134	101	72.68	72.68	NUM
fsr-4195	134	102	%	%	NOUN
fsr-4195	134	103	non	non	ADJ
fsr-4195	134	104	-	-	ADJ
fsr-4195	134	105	retirement	retirement	ADJ
fsr-4195	134	106	investment	investment	NOUN
fsr-4195	134	107	assets	asset	NOUN
fsr-4195	135	1	yes	yes	ADP
fsr-4195	135	2	27.32	27.32	NUM
fsr-4195	135	3	%	%	NOUN
fsr-4195	135	4	$	$	SYM
fsr-4195	135	5	10k	10k	NOUN
fsr-4195	135	6	or	or	CCONJ
fsr-4195	135	7	less	less	ADJ
fsr-4195	135	8	19.25	19.25	NUM
fsr-4195	135	9	%	%	NOUN
fsr-4195	135	10	education	education	NOUN
fsr-4195	135	11	level	level	NOUN
fsr-4195	135	12	$	$	SYM
fsr-4195	135	13	10k	10k	NOUN
fsr-4195	135	14	$	$	SYM
fsr-4195	135	15	50k	50k	NUM
fsr-4195	135	16	18.90	18.90	NUM
fsr-4195	135	17	%	%	NOUN
fsr-4195	135	18	no	no	DET
fsr-4195	135	19	college	college	NOUN
fsr-4195	135	20	16.92	16.92	NUM
fsr-4195	135	21	%	%	NOUN
fsr-4195	135	22	$	$	SYM
fsr-4195	135	23	50k	50k	NUM
fsr-4195	135	24	$	$	SYM
fsr-4195	135	25	100k	100k	NUM
fsr-4195	135	26	14.54	14.54	NUM
fsr-4195	135	27	%	%	NOUN
fsr-4195	135	28	some	some	DET
fsr-4195	135	29	college	college	NOUN
fsr-4195	135	30	35.52	35.52	NUM
fsr-4195	135	31	%	%	NOUN
fsr-4195	135	32	$	$	SYM
fsr-4195	135	33	100k	100k	NUM
fsr-4195	135	34	$	$	SYM
fsr-4195	135	35	250k	250k	NUM
fsr-4195	135	36	16.43	16.43	NUM
fsr-4195	135	37	%	%	NOUN
fsr-4195	135	38	bachelor	bachelor	NOUN
fsr-4195	135	39	's	's	PART
fsr-4195	135	40	degree	degree	NOUN
fsr-4195	135	41	28.55	28.55	NUM
fsr-4195	135	42	%	%	NOUN
fsr-4195	135	43	$	$	SYM
fsr-4195	135	44	250k	250k	NOUN
fsr-4195	135	45	$	$	SYM
fsr-4195	135	46	500k	500k	NUM
fsr-4195	135	47	14.17	14.17	NUM
fsr-4195	135	48	%	%	NOUN
fsr-4195	135	49	post	post	NOUN
fsr-4195	135	50	graduate	graduate	NOUN
fsr-4195	135	51	degree	degree	NOUN
fsr-4195	135	52	19.02	19.02	NUM
fsr-4195	135	53	%	%	NOUN
fsr-4195	135	54	$	$	SYM
fsr-4195	135	55	500k	500k	NUM
fsr-4195	135	56	$	$	SYM
fsr-4195	135	57	1	1	NUM
fsr-4195	135	58	million	million	NUM
fsr-4195	135	59	8.81	8.81	NUM
fsr-4195	135	60	%	%	NOUN
fsr-4195	135	61	age	age	NOUN
fsr-4195	135	62	group	group	NOUN
fsr-4195	135	63	$	$	SYM
fsr-4195	135	64	1	1	NUM
fsr-4195	135	65	million	million	NUM
fsr-4195	135	66	or	or	CCONJ
fsr-4195	135	67	more	more	ADJ
fsr-4195	135	68	7.91	7.91	NUM
fsr-4195	135	69	%	%	NOUN
fsr-4195	135	70	18	18	NUM
fsr-4195	135	71	24	24	NUM
fsr-4195	135	72	7.90	7.90	NUM
fsr-4195	135	73	%	%	NOUN
fsr-4195	135	74	risk	risk	NOUN
fsr-4195	135	75	aversion	aversion	NOUN
fsr-4195	135	76	25	25	NUM
fsr-4195	135	77	34	34	NUM
fsr-4195	135	78	17.41	17.41	NUM
fsr-4195	135	79	%	%	NOUN
fsr-4195	135	80	1	1	NUM
fsr-4195	135	81	–	–	PUNCT
fsr-4195	135	82	low	low	ADJ
fsr-4195	135	83	(	(	PUNCT
fsr-4195	135	84	very	very	ADV
fsr-4195	135	85	willing	willing	ADJ
fsr-4195	135	86	)	)	PUNCT
fsr-4195	135	87	16.21	16.21	NUM
fsr-4195	135	88	%	%	NOUN
fsr-4195	135	89	35	35	NUM
fsr-4195	135	90	44	44	NUM
fsr-4195	135	91	12.27	12.27	NUM
fsr-4195	135	92	%	%	NOUN
fsr-4195	135	93	2	2	NUM
fsr-4195	135	94	14.73	14.73	NUM
fsr-4195	135	95	%	%	NOUN
fsr-4195	135	96	45	45	NUM
fsr-4195	135	97	54	54	NUM
fsr-4195	135	98	15.81	15.81	NUM
fsr-4195	135	99	%	%	NOUN
fsr-4195	135	100	3	3	NUM
fsr-4195	135	101	21.26	21.26	NUM
fsr-4195	135	102	%	%	NOUN
fsr-4195	135	103	55	55	NUM
fsr-4195	135	104	64	64	NUM
fsr-4195	135	105	17.35	17.35	NUM
fsr-4195	135	106	%	%	NOUN
fsr-4195	135	107	4	4	NUM
fsr-4195	135	108	14.14	14.14	NUM
fsr-4195	135	109	%	%	NOUN
fsr-4195	135	110	65	65	NUM
fsr-4195	136	1	+	+	SYM
fsr-4195	136	2	29.26	29.26	NUM
fsr-4195	136	3	%	%	NOUN
fsr-4195	136	4	5	5	NUM
fsr-4195	136	5	13.91	13.91	NUM
fsr-4195	136	6	%	%	NOUN
fsr-4195	136	7	gender	gender	NOUN
fsr-4195	136	8	6	6	NUM
fsr-4195	136	9	7.83	7.83	NUM
fsr-4195	136	10	%	%	NOUN
fsr-4195	136	11	female	female	NOUN
fsr-4195	136	12	42.21	42.21	NUM
fsr-4195	136	13	%	%	NOUN
fsr-4195	136	14	7	7	NUM
fsr-4195	136	15	6.12	6.12	NUM
fsr-4195	136	16	%	%	NOUN
fsr-4195	136	17	male	male	NOUN
fsr-4195	136	18	57.79	57.79	NUM
fsr-4195	136	19	%	%	NOUN
fsr-4195	136	20	8	8	NUM
fsr-4195	136	21	–	–	PUNCT
fsr-4195	136	22	high	high	ADJ
fsr-4195	136	23	(	(	PUNCT
fsr-4195	136	24	not	not	PART
fsr-4195	136	25	willing	willing	ADJ
fsr-4195	136	26	)	)	PUNCT
fsr-4195	136	27	5.80	5.80	NUM
fsr-4195	136	28	%	%	NOUN
fsr-4195	136	29	observation	observation	NOUN
fsr-4195	136	30	count	count	NOUN
fsr-4195	136	31	=	=	NUM
fsr-4195	136	32	1,556	1,556	NUM
fsr-4195	136	33	analysis	analysis	NOUN
fsr-4195	136	34	using	use	VERB
fsr-4195	136	35	the	the	DET
fsr-4195	136	36	2018	2018	NUM
fsr-4195	136	37	nfcs	nfc	NOUN
fsr-4195	136	38	surveys	survey	NOUN
fsr-4195	136	39	.	.	PUNCT
fsr-4195	137	1	survey	survey	NOUN
fsr-4195	137	2	weights	weight	NOUN
fsr-4195	137	3	are	be	AUX
fsr-4195	137	4	applied	apply	VERB
fsr-4195	137	5	.	.	PUNCT
fsr-4195	138	1	the	the	DET
fsr-4195	138	2	analysis	analysis	NOUN
fsr-4195	138	3	sample	sample	NOUN
fsr-4195	138	4	has	have	VERB
fsr-4195	138	5	high	high	ADJ
fsr-4195	138	6	self	self	NOUN
fsr-4195	138	7	-	-	PUNCT
fsr-4195	138	8	rated	rate	VERB
fsr-4195	138	9	investment	investment	NOUN
fsr-4195	138	10	literacy	literacy	NOUN
fsr-4195	138	11	and	and	CCONJ
fsr-4195	138	12	high	high	ADJ
fsr-4195	138	13	objective	objective	ADJ
fsr-4195	138	14	investment	investment	NOUN
fsr-4195	138	15	knowledge	knowledge	NOUN
fsr-4195	138	16	.	.	PUNCT
fsr-4195	139	1	about	about	ADV
fsr-4195	139	2	half	half	NOUN
fsr-4195	139	3	of	of	ADP
fsr-4195	139	4	the	the	DET
fsr-4195	139	5	sample	sample	NOUN
fsr-4195	139	6	has	have	VERB
fsr-4195	139	7	a	a	DET
fsr-4195	139	8	bachelor	bachelor	NOUN
fsr-4195	139	9	’s	’s	PART
fsr-4195	139	10	degree	degree	NOUN
fsr-4195	139	11	or	or	CCONJ
fsr-4195	139	12	higher	high	ADJ
fsr-4195	139	13	,	,	PUNCT
fsr-4195	139	14	with	with	ADP
fsr-4195	139	15	about	about	ADV
fsr-4195	139	16	19	19	NUM
fsr-4195	139	17	%	%	NOUN
fsr-4195	139	18	financial	financial	ADJ
fsr-4195	139	19	services	service	NOUN
fsr-4195	139	20	review	review	NOUN
fsr-4195	139	21	,	,	PUNCT
fsr-4195	139	22	33(2	33(2	NUM
fsr-4195	139	23	)	)	PUNCT
fsr-4195	139	24	8	8	NUM
fsr-4195	139	25	having	have	VERB
fsr-4195	139	26	a	a	DET
fsr-4195	139	27	post	post	ADJ
fsr-4195	139	28	-	-	ADJ
fsr-4195	139	29	graduate	graduate	ADJ
fsr-4195	139	30	degree	degree	NOUN
fsr-4195	139	31	,	,	PUNCT
fsr-4195	139	32	and	and	CCONJ
fsr-4195	139	33	only	only	ADV
fsr-4195	139	34	27	27	NUM
fsr-4195	139	35	%	%	NOUN
fsr-4195	139	36	have	have	AUX
fsr-4195	139	37	participated	participate	VERB
fsr-4195	139	38	in	in	ADP
fsr-4195	139	39	a	a	DET
fsr-4195	139	40	financial	financial	ADJ
fsr-4195	139	41	education	education	NOUN
fsr-4195	139	42	program	program	NOUN
fsr-4195	139	43	.	.	PUNCT
fsr-4195	140	1	most	most	ADJ
fsr-4195	140	2	of	of	ADP
fsr-4195	140	3	the	the	DET
fsr-4195	140	4	analysis	analysis	NOUN
fsr-4195	140	5	sample	sample	NOUN
fsr-4195	140	6	is	be	AUX
fsr-4195	140	7	male	male	ADJ
fsr-4195	140	8	,	,	PUNCT
fsr-4195	140	9	white	white	ADJ
fsr-4195	140	10	,	,	PUNCT
fsr-4195	140	11	and	and	CCONJ
fsr-4195	140	12	married	married	ADJ
fsr-4195	140	13	.	.	PUNCT
fsr-4195	141	1	almost	almost	ADV
fsr-4195	141	2	half	half	ADV
fsr-4195	141	3	make	make	VERB
fsr-4195	141	4	over	over	ADP
fsr-4195	141	5	$	$	SYM
fsr-4195	141	6	50k	50k	NOUN
fsr-4195	141	7	per	per	ADP
fsr-4195	141	8	year	year	NOUN
fsr-4195	141	9	and	and	CCONJ
fsr-4195	141	10	have	have	VERB
fsr-4195	141	11	between	between	ADP
fsr-4195	141	12	$	$	SYM
fsr-4195	141	13	50k	50k	NUM
fsr-4195	141	14	and	and	CCONJ
fsr-4195	141	15	$	$	SYM
fsr-4195	141	16	500k	500k	NUM
fsr-4195	141	17	in	in	ADP
fsr-4195	141	18	non	non	ADJ
fsr-4195	141	19	-	-	ADJ
fsr-4195	141	20	retirement	retirement	ADJ
fsr-4195	141	21	investment	investment	NOUN
fsr-4195	141	22	assets	asset	NOUN
fsr-4195	141	23	.	.	PUNCT
fsr-4195	142	1	table	table	NOUN
fsr-4195	142	2	3	3	NUM
fsr-4195	142	3	provides	provide	VERB
fsr-4195	142	4	a	a	DET
fsr-4195	142	5	breakdown	breakdown	NOUN
fsr-4195	142	6	of	of	ADP
fsr-4195	142	7	the	the	DET
fsr-4195	142	8	analysis	analysis	NOUN
fsr-4195	142	9	sample	sample	NOUN
fsr-4195	142	10	between	between	ADP
fsr-4195	142	11	respondents	respondent	NOUN
fsr-4195	142	12	who	who	PRON
fsr-4195	142	13	have	have	VERB
fsr-4195	142	14	a	a	DET
fsr-4195	142	15	cryptocurrency	cryptocurrency	NOUN
fsr-4195	142	16	investment	investment	NOUN
fsr-4195	142	17	and	and	CCONJ
fsr-4195	142	18	those	those	PRON
fsr-4195	142	19	who	who	PRON
fsr-4195	142	20	do	do	VERB
fsr-4195	142	21	not	not	PART
fsr-4195	142	22	.	.	PUNCT
fsr-4195	143	1	as	as	SCONJ
fsr-4195	143	2	expected	expect	VERB
fsr-4195	143	3	,	,	PUNCT
fsr-4195	143	4	based	base	VERB
fsr-4195	143	5	on	on	ADP
fsr-4195	143	6	the	the	DET
fsr-4195	143	7	findings	finding	NOUN
fsr-4195	143	8	of	of	ADP
fsr-4195	143	9	existing	exist	VERB
fsr-4195	143	10	literature	literature	NOUN
fsr-4195	143	11	,	,	PUNCT
fsr-4195	143	12	the	the	DET
fsr-4195	143	13	sample	sample	NOUN
fsr-4195	143	14	of	of	ADP
fsr-4195	143	15	cryptocurrency	cryptocurrency	NOUN
fsr-4195	143	16	investors	investor	NOUN
fsr-4195	143	17	are	be	AUX
fsr-4195	143	18	a	a	DET
fsr-4195	143	19	greater	great	ADJ
fsr-4195	143	20	percentage	percentage	NOUN
fsr-4195	143	21	male	male	NOUN
fsr-4195	143	22	,	,	PUNCT
fsr-4195	143	23	young	young	ADJ
fsr-4195	143	24	,	,	PUNCT
fsr-4195	143	25	and	and	CCONJ
fsr-4195	143	26	nonrisk	nonrisk	ADJ
fsr-4195	143	27	averse	averse	ADJ
fsr-4195	143	28	(	(	PUNCT
fsr-4195	143	29	risk	risk	NOUN
fsr-4195	143	30	seeking	seeking	NOUN
fsr-4195	143	31	)	)	PUNCT
fsr-4195	143	32	.	.	PUNCT
fsr-4195	144	1	the	the	DET
fsr-4195	144	2	sample	sample	NOUN
fsr-4195	144	3	of	of	ADP
fsr-4195	144	4	cryptocurrency	cryptocurrency	NOUN
fsr-4195	144	5	investors	investor	NOUN
fsr-4195	144	6	also	also	ADV
fsr-4195	144	7	shows	show	VERB
fsr-4195	144	8	a	a	DET
fsr-4195	144	9	higher	high	ADJ
fsr-4195	144	10	percentage	percentage	NOUN
fsr-4195	144	11	of	of	ADP
fsr-4195	144	12	respondents	respondent	NOUN
fsr-4195	144	13	using	use	VERB
fsr-4195	144	14	a	a	DET
fsr-4195	144	15	financial	financial	ADJ
fsr-4195	144	16	advisor	advisor	NOUN
fsr-4195	144	17	and	and	CCONJ
fsr-4195	144	18	self	self	NOUN
fsr-4195	144	19	-	-	PUNCT
fsr-4195	144	20	rating	rate	VERB
fsr-4195	144	21	investment	investment	NOUN
fsr-4195	144	22	knowledge	knowledge	NOUN
fsr-4195	144	23	compared	compare	VERB
fsr-4195	144	24	to	to	ADP
fsr-4195	144	25	the	the	DET
fsr-4195	144	26	non	non	ADJ
fsr-4195	144	27	-	-	ADJ
fsr-4195	144	28	cryptocurrency	cryptocurrency	ADJ
fsr-4195	144	29	invested	invest	VERB
fsr-4195	144	30	sample	sample	NOUN
fsr-4195	144	31	.	.	PUNCT
fsr-4195	145	1	table	table	NOUN
fsr-4195	145	2	3	3	NUM
fsr-4195	145	3	.	.	PUNCT
fsr-4195	145	4	descriptive	descriptive	ADJ
fsr-4195	145	5	statistics	statistic	NOUN
fsr-4195	145	6	by	by	ADP
fsr-4195	145	7	crypto	crypto	NOUN
fsr-4195	145	8	investment	investment	NOUN
fsr-4195	145	9	no	no	DET
fsr-4195	145	10	cryptocurrency	cryptocurrency	NOUN
fsr-4195	145	11	have	have	AUX
fsr-4195	145	12	cryptocurrency	cryptocurrency	NOUN
fsr-4195	145	13	variable	variable	ADJ
fsr-4195	145	14	percent	percent	NOUN
fsr-4195	145	15	use	use	VERB
fsr-4195	145	16	financial	financial	ADJ
fsr-4195	145	17	advisor	advisor	NOUN
fsr-4195	145	18	no	no	DET
fsr-4195	145	19	41.00	41.00	NUM
fsr-4195	145	20	%	%	NOUN
fsr-4195	145	21	32.52	32.52	NUM
fsr-4195	145	22	%	%	NOUN
fsr-4195	145	23	yes	yes	NOUN
fsr-4195	145	24	59.00	59.00	NUM
fsr-4195	145	25	%	%	NOUN
fsr-4195	145	26	67.48	67.48	NUM
fsr-4195	145	27	%	%	NOUN
fsr-4195	145	28	objective	objective	ADJ
fsr-4195	145	29	investment	investment	NOUN
fsr-4195	145	30	knowledge	knowledge	NOUN
fsr-4195	145	31	0	0	PUNCT
fsr-4195	146	1	none	none	NOUN
fsr-4195	146	2	correct	correct	ADJ
fsr-4195	146	3	1.64	1.64	NUM
fsr-4195	146	4	%	%	NOUN
fsr-4195	146	5	5.18	5.18	NUM
fsr-4195	146	6	%	%	NOUN
fsr-4195	146	7	1	1	NUM
fsr-4195	146	8	9.82	9.82	NUM
fsr-4195	146	9	%	%	NOUN
fsr-4195	146	10	22.71	22.71	NUM
fsr-4195	146	11	%	%	NOUN
fsr-4195	146	12	2	2	NUM
fsr-4195	146	13	20.98	20.98	NUM
fsr-4195	146	14	%	%	NOUN
fsr-4195	146	15	22.01	22.01	NUM
fsr-4195	146	16	%	%	NOUN
fsr-4195	146	17	3	3	NUM
fsr-4195	146	18	31.58	31.58	NUM
fsr-4195	146	19	%	%	NOUN
fsr-4195	146	20	31.21	31.21	NUM
fsr-4195	146	21	%	%	NOUN
fsr-4195	146	22	4	4	NUM
fsr-4195	146	23	all	all	ADV
fsr-4195	146	24	correct	correct	VERB
fsr-4195	146	25	35.98	35.98	NUM
fsr-4195	146	26	%	%	NOUN
fsr-4195	146	27	18.89	18.89	NUM
fsr-4195	146	28	%	%	NOUN
fsr-4195	146	29	subjective	subjective	ADJ
fsr-4195	146	30	investment	investment	NOUN
fsr-4195	146	31	knowledge	knowledge	NOUN
fsr-4195	146	32	below	below	ADP
fsr-4195	146	33	average	average	ADJ
fsr-4195	146	34	(	(	PUNCT
fsr-4195	146	35	1	1	NUM
fsr-4195	146	36	-	-	SYM
fsr-4195	146	37	4	4	NUM
fsr-4195	146	38	)	)	PUNCT
fsr-4195	146	39	35.17	35.17	NUM
fsr-4195	146	40	%	%	NOUN
fsr-4195	146	41	20.73	20.73	NUM
fsr-4195	146	42	%	%	NOUN
fsr-4195	146	43	average	average	NOUN
fsr-4195	146	44	(	(	PUNCT
fsr-4195	146	45	5	5	NUM
fsr-4195	146	46	)	)	PUNCT
fsr-4195	146	47	37.07	37.07	NUM
fsr-4195	146	48	%	%	NOUN
fsr-4195	146	49	22.59	22.59	NUM
fsr-4195	146	50	%	%	NOUN
fsr-4195	146	51	above	above	ADP
fsr-4195	146	52	average	average	ADJ
fsr-4195	146	53	(	(	PUNCT
fsr-4195	146	54	6	6	NUM
fsr-4195	146	55	-	-	SYM
fsr-4195	146	56	7	7	NUM
fsr-4195	146	57	)	)	PUNCT
fsr-4195	146	58	27.76	27.76	NUM
fsr-4195	146	59	%	%	NOUN
fsr-4195	146	60	56.68	56.68	NUM
fsr-4195	146	61	%	%	NOUN
fsr-4195	146	62	financial	financial	ADJ
fsr-4195	146	63	education	education	NOUN
fsr-4195	146	64	participation	participation	NOUN
fsr-4195	147	1	no	no	DET
fsr-4195	147	2	74.83	74.83	NUM
fsr-4195	147	3	%	%	NOUN
fsr-4195	147	4	60.64	60.64	NUM
fsr-4195	147	5	%	%	NOUN
fsr-4195	147	6	yes	yes	INTJ
fsr-4195	147	7	25.17	25.17	NUM
fsr-4195	147	8	%	%	NOUN
fsr-4195	147	9	39.36	39.36	NUM
fsr-4195	147	10	%	%	NOUN
fsr-4195	147	11	education	education	NOUN
fsr-4195	147	12	level	level	NOUN
fsr-4195	147	13	no	no	DET
fsr-4195	147	14	college	college	NOUN
fsr-4195	147	15	16.07	16.07	NUM
fsr-4195	147	16	%	%	NOUN
fsr-4195	147	17	21.66	21.66	NUM
fsr-4195	147	18	%	%	NOUN
fsr-4195	147	19	some	some	DET
fsr-4195	147	20	college	college	NOUN
fsr-4195	147	21	34.53	34.53	NUM
fsr-4195	147	22	%	%	NOUN
fsr-4195	147	23	41.02	41.02	NUM
fsr-4195	147	24	%	%	NOUN
fsr-4195	147	25	bachelor	bachelor	NOUN
fsr-4195	147	26	's	's	PART
fsr-4195	147	27	degree	degree	NOUN
fsr-4195	147	28	29.24	29.24	NUM
fsr-4195	147	29	%	%	NOUN
fsr-4195	147	30	24.67	24.67	NUM
fsr-4195	147	31	%	%	NOUN
fsr-4195	147	32	post	post	NOUN
fsr-4195	147	33	graduate	graduate	NOUN
fsr-4195	147	34	degree	degree	NOUN
fsr-4195	147	35	20.15	20.15	NUM
fsr-4195	147	36	%	%	NOUN
fsr-4195	147	37	12.64	12.64	NUM
fsr-4195	147	38	%	%	NOUN
fsr-4195	147	39	age	age	NOUN
fsr-4195	147	40	group	group	NOUN
fsr-4195	147	41	18	18	NUM
fsr-4195	147	42	24	24	NUM
fsr-4195	147	43	4.66	4.66	NUM
fsr-4195	147	44	%	%	NOUN
fsr-4195	147	45	26.05	26.05	NUM
fsr-4195	147	46	%	%	NOUN
fsr-4195	147	47	25	25	NUM
fsr-4195	147	48	34	34	NUM
fsr-4195	147	49	13.61	13.61	NUM
fsr-4195	147	50	%	%	NOUN
fsr-4195	147	51	38.72	38.72	NUM
fsr-4195	147	52	%	%	NOUN
fsr-4195	147	53	35	35	NUM
fsr-4195	147	54	44	44	NUM
fsr-4195	147	55	11.56	11.56	NUM
fsr-4195	147	56	%	%	NOUN
fsr-4195	147	57	16.25	16.25	NUM
fsr-4195	147	58	%	%	NOUN
fsr-4195	147	59	45	45	NUM
fsr-4195	147	60	54	54	NUM
fsr-4195	147	61	16.88	16.88	NUM
fsr-4195	147	62	%	%	NOUN
fsr-4195	147	63	9.81	9.81	NUM
fsr-4195	147	64	%	%	NOUN
fsr-4195	147	65	55	55	NUM
fsr-4195	147	66	64	64	NUM
fsr-4195	147	67	19.26	19.26	NUM
fsr-4195	147	68	%	%	NOUN
fsr-4195	147	69	6.67	6.67	NUM
fsr-4195	147	70	%	%	NOUN
fsr-4195	147	71	65	65	NUM
fsr-4195	147	72	+	+	NOUN
fsr-4195	147	73	34.04	34.04	NUM
fsr-4195	147	74	%	%	NOUN
fsr-4195	147	75	2.49	2.49	NUM
fsr-4195	147	76	%	%	NOUN
fsr-4195	147	77	gender	gender	NOUN
fsr-4195	147	78	brockbank	brockbank	PROPN
fsr-4195	147	79	et	et	PROPN
fsr-4195	147	80	al	al	PROPN
fsr-4195	147	81	.	.	PROPN
fsr-4195	147	82	9	9	NUM
fsr-4195	147	83	female	female	NOUN
fsr-4195	147	84	43.16	43.16	NUM
fsr-4195	147	85	%	%	NOUN
fsr-4195	147	86	36.91	36.91	NUM
fsr-4195	147	87	%	%	NOUN
fsr-4195	147	88	male	male	NOUN
fsr-4195	147	89	56.84	56.84	NUM
fsr-4195	147	90	%	%	NOUN
fsr-4195	147	91	63.09	63.09	NUM
fsr-4195	147	92	%	%	NOUN
fsr-4195	147	93	ethnicity	ethnicity	NOUN
fsr-4195	147	94	non	non	ADJ
fsr-4195	147	95	-	-	ADJ
fsr-4195	147	96	white	white	ADJ
fsr-4195	147	97	19.84	19.84	NUM
fsr-4195	147	98	%	%	NOUN
fsr-4195	147	99	42.92	42.92	NUM
fsr-4195	147	100	%	%	NOUN
fsr-4195	147	101	white	white	ADJ
fsr-4195	147	102	80.16	80.16	NUM
fsr-4195	147	103	%	%	NOUN
fsr-4195	147	104	57.08	57.08	NUM
fsr-4195	147	105	%	%	NOUN
fsr-4195	147	106	marital	marital	ADJ
fsr-4195	147	107	status	status	NOUN
fsr-4195	147	108	not	not	PART
fsr-4195	147	109	married	marry	VERB
fsr-4195	147	110	40.23	40.23	NUM
fsr-4195	147	111	%	%	NOUN
fsr-4195	147	112	47.13	47.13	NUM
fsr-4195	147	113	%	%	NOUN
fsr-4195	147	114	married	marry	VERB
fsr-4195	147	115	59.77	59.77	NUM
fsr-4195	147	116	%	%	NOUN
fsr-4195	147	117	52.87	52.87	NUM
fsr-4195	147	118	%	%	NOUN
fsr-4195	147	119	income	income	NOUN
fsr-4195	147	120	range	range	NOUN
fsr-4195	147	121	less	less	ADJ
fsr-4195	147	122	than	than	ADP
fsr-4195	147	123	$	$	SYM
fsr-4195	147	124	50k	50k	NUM
fsr-4195	147	125	24.49	24.49	NUM
fsr-4195	147	126	%	%	NOUN
fsr-4195	147	127	35.90	35.90	NUM
fsr-4195	147	128	%	%	NOUN
fsr-4195	147	129	$	$	SYM
fsr-4195	147	130	50k	50k	NUM
fsr-4195	147	131	$	$	SYM
fsr-4195	147	132	100k	100k	NUM
fsr-4195	147	133	43.21	43.21	NUM
fsr-4195	147	134	%	%	NOUN
fsr-4195	147	135	43.10	43.10	NUM
fsr-4195	147	136	%	%	NOUN
fsr-4195	147	137	$	$	SYM
fsr-4195	147	138	100k	100k	NUM
fsr-4195	147	139	$	$	SYM
fsr-4195	147	140	150k	150k	NUM
fsr-4195	147	141	19.90	19.90	NUM
fsr-4195	147	142	%	%	NOUN
fsr-4195	147	143	15.60	15.60	NUM
fsr-4195	147	144	%	%	NOUN
fsr-4195	147	145	greater	great	ADJ
fsr-4195	147	146	than	than	ADP
fsr-4195	147	147	$	$	SYM
fsr-4195	147	148	150k	150k	NUM
fsr-4195	147	149	12.40	12.40	NUM
fsr-4195	147	150	%	%	NOUN
fsr-4195	147	151	5.41	5.41	NUM
fsr-4195	147	152	%	%	NOUN
fsr-4195	147	153	employment	employment	NOUN
fsr-4195	147	154	status	status	NOUN
fsr-4195	147	155	self	self	NOUN
fsr-4195	147	156	-	-	PUNCT
fsr-4195	147	157	employed	employ	VERB
fsr-4195	147	158	9.65	9.65	NUM
fsr-4195	147	159	%	%	NOUN
fsr-4195	147	160	10.87	10.87	NUM
fsr-4195	147	161	%	%	NOUN
fsr-4195	147	162	employed	employ	VERB
fsr-4195	147	163	full	full	ADJ
fsr-4195	147	164	-	-	PUNCT
fsr-4195	147	165	time	time	NOUN
fsr-4195	147	166	38.56	38.56	NUM
fsr-4195	147	167	%	%	NOUN
fsr-4195	147	168	64.19	64.19	NUM
fsr-4195	147	169	%	%	NOUN
fsr-4195	147	170	employed	employ	VERB
fsr-4195	147	171	part	part	NOUN
fsr-4195	147	172	-	-	PUNCT
fsr-4195	147	173	time	time	NOUN
fsr-4195	147	174	6.81	6.81	NUM
fsr-4195	147	175	%	%	NOUN
fsr-4195	147	176	10.21	10.21	NUM
fsr-4195	147	177	%	%	NOUN
fsr-4195	147	178	retired	retire	VERB
fsr-4195	147	179	35.14	35.14	NUM
fsr-4195	147	180	%	%	NOUN
fsr-4195	147	181	4.04	4.04	NUM
fsr-4195	147	182	%	%	NOUN
fsr-4195	147	183	not	not	PART
fsr-4195	147	184	currently	currently	ADV
fsr-4195	147	185	employed	employ	VERB
fsr-4195	147	186	9.84	9.84	NUM
fsr-4195	147	187	%	%	NOUN
fsr-4195	147	188	10.69	10.69	NUM
fsr-4195	147	189	%	%	NOUN
fsr-4195	147	190	non	non	ADJ
fsr-4195	147	191	-	-	ADJ
fsr-4195	147	192	retirement	retirement	ADJ
fsr-4195	147	193	investment	investment	NOUN
fsr-4195	147	194	assets	asset	NOUN
fsr-4195	147	195	$	$	SYM
fsr-4195	147	196	10k	10k	NOUN
fsr-4195	147	197	or	or	CCONJ
fsr-4195	147	198	less	less	ADJ
fsr-4195	147	199	18.66	18.66	NUM
fsr-4195	147	200	%	%	NOUN
fsr-4195	147	201	22.60	22.60	NUM
fsr-4195	147	202	%	%	NOUN
fsr-4195	147	203	$	$	SYM
fsr-4195	147	204	10k	10k	NOUN
fsr-4195	147	205	$	$	SYM
fsr-4195	147	206	50k	50k	NUM
fsr-4195	147	207	17.42	17.42	NUM
fsr-4195	147	208	%	%	NOUN
fsr-4195	147	209	27.21	27.21	NUM
fsr-4195	147	210	%	%	NOUN
fsr-4195	147	211	$	$	SYM
fsr-4195	147	212	50k	50k	NUM
fsr-4195	147	213	$	$	SYM
fsr-4195	147	214	100k	100k	NUM
fsr-4195	147	215	13.85	13.85	NUM
fsr-4195	147	216	%	%	NOUN
fsr-4195	147	217	18.39	18.39	NUM
fsr-4195	147	218	%	%	NOUN
fsr-4195	147	219	$	$	SYM
fsr-4195	147	220	100k	100k	NUM
fsr-4195	147	221	$	$	SYM
fsr-4195	147	222	250k	250k	NUM
fsr-4195	147	223	16.98	16.98	NUM
fsr-4195	147	224	%	%	NOUN
fsr-4195	147	225	13.30	13.30	NUM
fsr-4195	147	226	%	%	NOUN
fsr-4195	147	227	$	$	SYM
fsr-4195	147	228	250k	250k	NOUN
fsr-4195	147	229	$	$	SYM
fsr-4195	147	230	500k	500k	NUM
fsr-4195	147	231	14.72	14.72	NUM
fsr-4195	147	232	%	%	NOUN
fsr-4195	147	233	11.08	11.08	NUM
fsr-4195	147	234	%	%	NOUN
fsr-4195	147	235	$	$	SYM
fsr-4195	147	236	500k	500k	NUM
fsr-4195	147	237	$	$	SYM
fsr-4195	147	238	1	1	NUM
fsr-4195	147	239	million	million	NUM
fsr-4195	147	240	10.11	10.11	NUM
fsr-4195	147	241	%	%	NOUN
fsr-4195	147	242	1.52	1.52	NUM
fsr-4195	147	243	%	%	NOUN
fsr-4195	147	244	$	$	SYM
fsr-4195	147	245	1	1	NUM
fsr-4195	147	246	million	million	NUM
fsr-4195	147	247	or	or	CCONJ
fsr-4195	147	248	more	more	ADJ
fsr-4195	147	249	8.27	8.27	NUM
fsr-4195	147	250	%	%	NOUN
fsr-4195	147	251	5.90	5.90	NUM
fsr-4195	147	252	%	%	NOUN
fsr-4195	147	253	risk	risk	NOUN
fsr-4195	147	254	aversion	aversion	NOUN
fsr-4195	147	255	1	1	NUM
fsr-4195	147	256	–	–	PUNCT
fsr-4195	147	257	low	low	ADJ
fsr-4195	147	258	(	(	PUNCT
fsr-4195	147	259	very	very	ADV
fsr-4195	147	260	willing	willing	ADJ
fsr-4195	147	261	)	)	PUNCT
fsr-4195	147	262	13.49	13.49	NUM
fsr-4195	147	263	%	%	NOUN
fsr-4195	147	264	31.46	31.46	NUM
fsr-4195	147	265	%	%	NOUN
fsr-4195	147	266	2	2	NUM
fsr-4195	147	267	13.83	13.83	NUM
fsr-4195	147	268	%	%	NOUN
fsr-4195	147	269	19.79	19.79	NUM
fsr-4195	147	270	%	%	NOUN
fsr-4195	147	271	3	3	NUM
fsr-4195	147	272	21.37	21.37	NUM
fsr-4195	147	273	%	%	NOUN
fsr-4195	147	274	20.65	20.65	NUM
fsr-4195	147	275	%	%	NOUN
fsr-4195	147	276	4	4	NUM
fsr-4195	147	277	15.42	15.42	NUM
fsr-4195	147	278	%	%	NOUN
fsr-4195	147	279	6.99	6.99	NUM
fsr-4195	147	280	%	%	NOUN
fsr-4195	147	281	5	5	NUM
fsr-4195	147	282	14.09	14.09	NUM
fsr-4195	147	283	%	%	NOUN
fsr-4195	147	284	12.94	12.94	NUM
fsr-4195	147	285	%	%	NOUN
fsr-4195	147	286	6	6	NUM
fsr-4195	147	287	8.27	8.27	NUM
fsr-4195	147	288	%	%	NOUN
fsr-4195	147	289	5.40	5.40	NUM
fsr-4195	147	290	%	%	NOUN
fsr-4195	147	291	7	7	NUM
fsr-4195	147	292	6.88	6.88	NUM
fsr-4195	147	293	%	%	NOUN
fsr-4195	147	294	1.83	1.83	NUM
fsr-4195	147	295	%	%	NOUN
fsr-4195	147	296	8	8	NUM
fsr-4195	147	297	–	–	PUNCT
fsr-4195	147	298	high	high	ADJ
fsr-4195	147	299	(	(	PUNCT
fsr-4195	147	300	not	not	PART
fsr-4195	147	301	willing	willing	ADJ
fsr-4195	147	302	)	)	PUNCT
fsr-4195	147	303	6.67	6.67	NUM
fsr-4195	147	304	%	%	NOUN
fsr-4195	147	305	0.94	0.94	NUM
fsr-4195	147	306	%	%	NOUN
fsr-4195	147	307	observation	observation	NOUN
fsr-4195	147	308	count	count	VERB
fsr-4195	147	309	1,405	1,405	NUM
fsr-4195	147	310	151	151	NUM
fsr-4195	147	311	table	table	NOUN
fsr-4195	147	312	4	4	NUM
fsr-4195	147	313	shows	show	VERB
fsr-4195	147	314	the	the	DET
fsr-4195	147	315	marginal	marginal	ADJ
fsr-4195	147	316	effects	effect	NOUN
fsr-4195	147	317	and	and	CCONJ
fsr-4195	147	318	standard	standard	ADJ
fsr-4195	147	319	errors	error	NOUN
fsr-4195	147	320	for	for	ADP
fsr-4195	147	321	the	the	DET
fsr-4195	147	322	probit	probit	NOUN
fsr-4195	147	323	model	model	NOUN
fsr-4195	147	324	.	.	PUNCT
fsr-4195	148	1	the	the	DET
fsr-4195	148	2	association	association	NOUN
fsr-4195	148	3	between	between	ADP
fsr-4195	148	4	using	use	VERB
fsr-4195	148	5	a	a	DET
fsr-4195	148	6	financial	financial	ADJ
fsr-4195	148	7	advisor	advisor	NOUN
fsr-4195	148	8	and	and	CCONJ
fsr-4195	148	9	investing	invest	VERB
fsr-4195	148	10	in	in	ADP
fsr-4195	148	11	cryptocurrency	cryptocurrency	NOUN
fsr-4195	148	12	is	be	AUX
fsr-4195	148	13	positive	positive	ADJ
fsr-4195	148	14	and	and	CCONJ
fsr-4195	148	15	statistically	statistically	ADV
fsr-4195	148	16	significant	significant	ADJ
fsr-4195	148	17	,	,	PUNCT
fsr-4195	148	18	consistent	consistent	ADJ
fsr-4195	148	19	with	with	ADP
fsr-4195	148	20	hypothesis	hypothesis	NOUN
fsr-4195	148	21	1	1	NUM
fsr-4195	148	22	.	.	PUNCT
fsr-4195	149	1	investors	investor	NOUN
fsr-4195	149	2	using	use	VERB
fsr-4195	149	3	a	a	DET
fsr-4195	149	4	financial	financial	ADJ
fsr-4195	149	5	advisor	advisor	NOUN
fsr-4195	149	6	have	have	VERB
fsr-4195	149	7	a	a	DET
fsr-4195	149	8	higher	high	ADJ
fsr-4195	149	9	financial	financial	ADJ
fsr-4195	149	10	services	service	NOUN
fsr-4195	149	11	review	review	NOUN
fsr-4195	149	12	,	,	PUNCT
fsr-4195	149	13	33(2	33(2	NUM
fsr-4195	149	14	)	)	PUNCT
fsr-4195	149	15	10	10	NUM
fsr-4195	149	16	probability	probability	NOUN
fsr-4195	149	17	of	of	ADP
fsr-4195	149	18	investing	invest	VERB
fsr-4195	149	19	in	in	ADP
fsr-4195	149	20	cryptocurrency	cryptocurrency	NOUN
fsr-4195	149	21	of	of	ADP
fsr-4195	149	22	about	about	ADP
fsr-4195	149	23	0.03	0.03	NUM
fsr-4195	149	24	.	.	PUNCT
fsr-4195	149	25	table	table	NOUN
fsr-4195	149	26	4	4	NUM
fsr-4195	149	27	.	.	PUNCT
fsr-4195	149	28	marginal	marginal	ADJ
fsr-4195	149	29	effects	effect	NOUN
fsr-4195	149	30	of	of	ADP
fsr-4195	149	31	cryptocurrency	cryptocurrency	NOUN
fsr-4195	149	32	investment	investment	NOUN
fsr-4195	149	33	variable	variable	NOUN
fsr-4195	149	34	(	(	PUNCT
fsr-4195	149	35	reference	reference	NOUN
fsr-4195	149	36	group	group	NOUN
fsr-4195	149	37	)	)	PUNCT
fsr-4195	149	38	marginal	marginal	ADJ
fsr-4195	149	39	effect	effect	NOUN
fsr-4195	149	40	std	std	PROPN
fsr-4195	149	41	.	.	PUNCT
fsr-4195	150	1	err	err	NOUN
fsr-4195	150	2	.	.	PUNCT
fsr-4195	151	1	p	p	X
fsr-4195	151	2	-	-	PUNCT
fsr-4195	151	3	value	value	NOUN
fsr-4195	151	4	95	95	NUM
fsr-4195	151	5	%	%	NOUN
fsr-4195	151	6	conf	conf	NOUN
fsr-4195	151	7	.	.	PUNCT
fsr-4195	152	1	int	int	NOUN
fsr-4195	152	2	.	.	PUNCT
fsr-4195	153	1	use	use	VERB
fsr-4195	153	2	financial	financial	ADJ
fsr-4195	153	3	advisor	advisor	NOUN
fsr-4195	153	4	(	(	PUNCT
fsr-4195	153	5	no	no	NOUN
fsr-4195	153	6	)	)	PUNCT
fsr-4195	153	7	yes	yes	INTJ
fsr-4195	154	1	0.0318	0.0318	NUM
fsr-4195	154	2	*	*	PUNCT
fsr-4195	154	3	0.0192	0.0192	NUM
fsr-4195	154	4	0.097	0.097	NUM
fsr-4195	154	5	-0.0057	-0.0057	VERB
fsr-4195	154	6	0.0693	0.0693	NUM
fsr-4195	154	7	obj	obj	PROPN
fsr-4195	154	8	.	.	PUNCT
fsr-4195	155	1	inv	inv	PROPN
fsr-4195	155	2	.	.	PUNCT
fsr-4195	156	1	knowledge	knowledge	NOUN
fsr-4195	156	2	(	(	PUNCT
fsr-4195	156	3	none	none	NOUN
fsr-4195	156	4	correct	correct	ADJ
fsr-4195	156	5	)	)	PUNCT
fsr-4195	156	6	1	1	NUM
fsr-4195	156	7	-0.1303	-0.1303	NOUN
fsr-4195	156	8	*	*	PUNCT
fsr-4195	157	1	0.0747	0.0747	NUM
fsr-4195	157	2	0.081	0.081	NUM
fsr-4195	157	3	-0.2768	-0.2768	NOUN
fsr-4195	157	4	0.0161	0.0161	NUM
fsr-4195	157	5	2	2	NUM
fsr-4195	157	6	-0.1937	-0.1937	X
fsr-4195	157	7	*	*	PUNCT
fsr-4195	157	8	*	*	PUNCT
fsr-4195	157	9	*	*	PUNCT
fsr-4195	157	10	0.0720	0.0720	NUM
fsr-4195	157	11	0.007	0.007	NUM
fsr-4195	157	12	-0.3349	-0.3349	NOUN
fsr-4195	157	13	-0.0525	-0.0525	NOUN
fsr-4195	157	14	3	3	NUM
fsr-4195	157	15	-0.1790	-0.1790	NOUN
fsr-4195	157	16	*	*	PUNCT
fsr-4195	157	17	*	*	PUNCT
fsr-4195	158	1	0.0706	0.0706	NUM
fsr-4195	158	2	0.011	0.011	NUM
fsr-4195	158	3	-0.3174	-0.3174	NOUN
fsr-4195	158	4	-0.0407	-0.0407	PROPN
fsr-4195	158	5	4	4	NUM
fsr-4195	158	6	all	all	PRON
fsr-4195	158	7	correct	correct	ADJ
fsr-4195	158	8	-0.2255	-0.2255	NOUN
fsr-4195	159	1	*	*	PUNCT
fsr-4195	159	2	*	*	PUNCT
fsr-4195	159	3	*	*	PUNCT
fsr-4195	159	4	0.0714	0.0714	NUM
fsr-4195	159	5	0.002	0.002	NUM
fsr-4195	159	6	-0.3654	-0.3654	NOUN
fsr-4195	159	7	-0.0857	-0.0857	NOUN
fsr-4195	159	8	sub	sub	PROPN
fsr-4195	159	9	.	.	PUNCT
fsr-4195	160	1	inv	inv	ADJ
fsr-4195	160	2	.	.	PUNCT
fsr-4195	161	1	knowledge	knowledge	NOUN
fsr-4195	161	2	(	(	PUNCT
fsr-4195	161	3	below	below	ADP
fsr-4195	161	4	average	average	ADJ
fsr-4195	161	5	)	)	PUNCT
fsr-4195	161	6	average	average	NOUN
fsr-4195	161	7	(	(	PUNCT
fsr-4195	161	8	5	5	NUM
fsr-4195	161	9	)	)	PUNCT
fsr-4195	161	10	0.0167	0.0167	NUM
fsr-4195	161	11	0.0232	0.0232	NUM
fsr-4195	161	12	0.472	0.472	NUM
fsr-4195	161	13	-0.0288	-0.0288	NOUN
fsr-4195	162	1	0.0622	0.0622	NUM
fsr-4195	162	2	above	above	ADP
fsr-4195	162	3	average	average	ADJ
fsr-4195	162	4	(	(	PUNCT
fsr-4195	162	5	6	6	NUM
fsr-4195	162	6	-	-	SYM
fsr-4195	162	7	7	7	NUM
fsr-4195	162	8	)	)	PUNCT
fsr-4195	162	9	0.1315	0.1315	NUM
fsr-4195	162	10	*	*	PUNCT
fsr-4195	162	11	*	*	PUNCT
fsr-4195	162	12	*	*	PUNCT
fsr-4195	163	1	0.0271	0.0271	NUM
fsr-4195	163	2	0.000	0.000	NUM
fsr-4195	163	3	0.0785	0.0785	NUM
fsr-4195	163	4	0.1845	0.1845	NUM
fsr-4195	163	5	fin	fin	NOUN
fsr-4195	163	6	.	.	PUNCT
fsr-4195	163	7	educ	educ	PROPN
fsr-4195	163	8	.	.	PUNCT
fsr-4195	164	1	participation	participation	NOUN
fsr-4195	164	2	(	(	PUNCT
fsr-4195	164	3	no	no	INTJ
fsr-4195	164	4	)	)	PUNCT
fsr-4195	164	5	yes	yes	INTJ
fsr-4195	164	6	0.0065	0.0065	NUM
fsr-4195	164	7	0.0207	0.0207	NUM
fsr-4195	164	8	0.752	0.752	NUM
fsr-4195	164	9	-0.0341	-0.0341	NOUN
fsr-4195	164	10	0.0472	0.0472	NUM
fsr-4195	164	11	education	education	NOUN
fsr-4195	164	12	level	level	NOUN
fsr-4195	164	13	(	(	PUNCT
fsr-4195	164	14	no	no	DET
fsr-4195	164	15	college	college	NOUN
fsr-4195	164	16	)	)	PUNCT
fsr-4195	164	17	some	some	DET
fsr-4195	164	18	college	college	NOUN
fsr-4195	164	19	0.0032	0.0032	NUM
fsr-4195	164	20	0.0319	0.0319	NUM
fsr-4195	164	21	0.921	0.921	NUM
fsr-4195	164	22	-0.0593	-0.0593	NOUN
fsr-4195	164	23	0.0657	0.0657	NUM
fsr-4195	164	24	bachelor	bachelor	NOUN
fsr-4195	164	25	's	's	PART
fsr-4195	164	26	degree	degree	NOUN
fsr-4195	164	27	-0.0198	-0.0198	NOUN
fsr-4195	164	28	0.0307	0.0307	NUM
fsr-4195	164	29	0.520	0.520	NUM
fsr-4195	164	30	-0.0801	-0.0801	NOUN
fsr-4195	164	31	0.0405	0.0405	NUM
fsr-4195	164	32	post	post	NOUN
fsr-4195	164	33	graduate	graduate	NOUN
fsr-4195	164	34	degree	degree	NOUN
fsr-4195	164	35	0.0183	0.0183	NUM
fsr-4195	164	36	0.0360	0.0360	NUM
fsr-4195	164	37	0.611	0.611	NUM
fsr-4195	164	38	-0.0522	-0.0522	ADJ
fsr-4195	164	39	0.0888	0.0888	NUM
fsr-4195	164	40	age	age	NOUN
fsr-4195	164	41	group	group	NOUN
fsr-4195	164	42	(	(	PUNCT
fsr-4195	164	43	18	18	NUM
fsr-4195	164	44	-	-	SYM
fsr-4195	164	45	24	24	NUM
fsr-4195	164	46	)	)	PUNCT
fsr-4195	164	47	25	25	NUM
fsr-4195	164	48	34	34	NUM
fsr-4195	164	49	-0.1545	-0.1545	NOUN
fsr-4195	164	50	*	*	PUNCT
fsr-4195	164	51	*	*	PUNCT
fsr-4195	164	52	0.0775	0.0775	NUM
fsr-4195	164	53	0.046	0.046	NUM
fsr-4195	164	54	-0.3063	-0.3063	ADV
fsr-4195	164	55	-0.0026	-0.0026	PROPN
fsr-4195	165	1	35	35	NUM
fsr-4195	165	2	44	44	NUM
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fsr-4195	165	4	*	*	PUNCT
fsr-4195	166	1	*	*	PUNCT
fsr-4195	166	2	*	*	PUNCT
fsr-4195	166	3	0.0761	0.0761	NUM
fsr-4195	166	4	0.001	0.001	NUM
fsr-4195	166	5	-0.4122	-0.4122	NOUN
fsr-4195	166	6	-0.1140	-0.1140	ADJ
fsr-4195	166	7	45	45	NUM
fsr-4195	166	8	54	54	NUM
fsr-4195	166	9	-0.3294	-0.3294	NOUN
fsr-4195	166	10	*	*	PUNCT
fsr-4195	166	11	*	*	PUNCT
fsr-4195	166	12	*	*	PUNCT
fsr-4195	166	13	0.0748	0.0748	NUM
fsr-4195	166	14	0.000	0.000	NUM
fsr-4195	166	15	-0.4760	-0.4760	NOUN
fsr-4195	166	16	-0.1828	-0.1828	NOUN
fsr-4195	167	1	55	55	NUM
fsr-4195	167	2	64	64	NUM
fsr-4195	167	3	-0.3508	-0.3508	NOUN
fsr-4195	167	4	*	*	PUNCT
fsr-4195	168	1	*	*	PUNCT
fsr-4195	168	2	*	*	PUNCT
fsr-4195	168	3	0.0745	0.0745	NUM
fsr-4195	168	4	0.000	0.000	NUM
fsr-4195	168	5	-0.4969	-0.4969	NOUN
fsr-4195	168	6	-0.2048	-0.2048	PROPN
fsr-4195	168	7	65	65	NUM
fsr-4195	169	1	+	+	CCONJ
fsr-4195	170	1	-0.4047	-0.4047	X
fsr-4195	170	2	*	*	PUNCT
fsr-4195	171	1	*	*	PUNCT
fsr-4195	171	2	*	*	PUNCT
fsr-4195	171	3	0.0734	0.0734	NUM
fsr-4195	171	4	0.000	0.000	NUM
fsr-4195	171	5	-0.5485	-0.5485	NOUN
fsr-4195	171	6	-0.2609	-0.2609	VERB
fsr-4195	171	7	gender	gender	NOUN
fsr-4195	171	8	(	(	PUNCT
fsr-4195	171	9	female	female	NOUN
fsr-4195	171	10	)	)	PUNCT
fsr-4195	171	11	male	male	NOUN
fsr-4195	172	1	0.0277	0.0277	NUM
fsr-4195	172	2	0.0213	0.0213	NUM
fsr-4195	172	3	0.194	0.194	NUM
fsr-4195	172	4	-0.0141	-0.0141	NOUN
fsr-4195	172	5	0.0695	0.0695	NUM
fsr-4195	172	6	ethnicity	ethnicity	NOUN
fsr-4195	172	7	(	(	PUNCT
fsr-4195	172	8	non	non	ADJ
fsr-4195	172	9	-	-	ADJ
fsr-4195	172	10	white	white	ADJ
fsr-4195	172	11	)	)	PUNCT
fsr-4195	172	12	white	white	ADJ
fsr-4195	172	13	-0.0190	-0.0190	NOUN
fsr-4195	172	14	0.0228	0.0228	NUM
fsr-4195	172	15	0.404	0.404	NUM
fsr-4195	172	16	-0.0638	-0.0638	NOUN
fsr-4195	172	17	0.0257	0.0257	NUM
fsr-4195	172	18	marital	marital	ADJ
fsr-4195	172	19	status	status	NOUN
fsr-4195	172	20	(	(	PUNCT
fsr-4195	172	21	not	not	PART
fsr-4195	172	22	married	married	ADJ
fsr-4195	172	23	)	)	PUNCT
fsr-4195	172	24	married	marry	VERB
fsr-4195	172	25	0.0427	0.0427	NUM
fsr-4195	172	26	*	*	PUNCT
fsr-4195	172	27	*	*	PUNCT
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fsr-4195	173	2	0.033	0.033	NUM
fsr-4195	173	3	0.0034	0.0034	NUM
fsr-4195	173	4	0.0820	0.0820	NUM
fsr-4195	173	5	income	income	NOUN
fsr-4195	173	6	range	range	NOUN
fsr-4195	173	7	(	(	PUNCT
fsr-4195	173	8	less	less	ADJ
fsr-4195	173	9	than	than	ADP
fsr-4195	173	10	$	$	SYM
fsr-4195	173	11	50k	50k	NUM
fsr-4195	173	12	)	)	PUNCT
fsr-4195	173	13	$	$	SYM
fsr-4195	173	14	50k	50k	NUM
fsr-4195	173	15	$	$	SYM
fsr-4195	173	16	100k	100k	NUM
fsr-4195	173	17	-0.0158	-0.0158	NOUN
fsr-4195	173	18	0.0290	0.0290	NUM
fsr-4195	173	19	0.586	0.586	NUM
fsr-4195	173	20	-0.0726	-0.0726	NOUN
fsr-4195	173	21	0.0410	0.0410	NUM
fsr-4195	173	22	$	$	SYM
fsr-4195	173	23	100k	100k	NUM
fsr-4195	173	24	$	$	SYM
fsr-4195	173	25	150k	150k	NUM
fsr-4195	173	26	-0.0130	-0.0130	NOUN
fsr-4195	173	27	0.0356	0.0356	NUM
fsr-4195	173	28	0.716	0.716	NUM
fsr-4195	173	29	-0.0827	-0.0827	NOUN
fsr-4195	174	1	0.0568	0.0568	NUM
fsr-4195	174	2	greater	great	ADJ
fsr-4195	174	3	than	than	ADP
fsr-4195	174	4	$	$	SYM
fsr-4195	174	5	150k	150k	NUM
fsr-4195	174	6	-0.0583	-0.0583	NOUN
fsr-4195	174	7	*	*	PUNCT
fsr-4195	175	1	0.0353	0.0353	NUM
fsr-4195	175	2	0.099	0.099	NUM
fsr-4195	175	3	-0.1274	-0.1274	ADJ
fsr-4195	175	4	0.0109	0.0109	NUM
fsr-4195	175	5	employment	employment	NOUN
fsr-4195	175	6	status	status	NOUN
fsr-4195	175	7	(	(	PUNCT
fsr-4195	175	8	full	full	ADJ
fsr-4195	175	9	-	-	PUNCT
fsr-4195	175	10	time	time	NOUN
fsr-4195	175	11	)	)	PUNCT
fsr-4195	175	12	self	self	NOUN
fsr-4195	175	13	-	-	PUNCT
fsr-4195	175	14	employed	employ	VERB
fsr-4195	175	15	-0.0240	-0.0240	NOUN
fsr-4195	175	16	0.0318	0.0318	NUM
fsr-4195	175	17	0.450	0.450	NUM
fsr-4195	175	18	-0.0863	-0.0863	NOUN
fsr-4195	175	19	0.0383	0.0383	NUM
fsr-4195	175	20	employed	employ	VERB
fsr-4195	175	21	part	part	NOUN
fsr-4195	175	22	-	-	PUNCT
fsr-4195	175	23	time	time	NOUN
fsr-4195	175	24	0.0472	0.0472	NUM
fsr-4195	175	25	0.0401	0.0401	NUM
fsr-4195	175	26	0.239	0.239	NUM
fsr-4195	175	27	-0.0314	-0.0314	NOUN
fsr-4195	175	28	0.1257	0.1257	NUM
fsr-4195	175	29	retired	retired	ADJ
fsr-4195	175	30	-0.0351	-0.0351	NOUN
fsr-4195	175	31	0.0321	0.0321	NUM
fsr-4195	175	32	0.274	0.274	NUM
fsr-4195	175	33	-0.0981	-0.0981	NOUN
fsr-4195	175	34	0.0278	0.0278	NUM
fsr-4195	175	35	not	not	PART
fsr-4195	175	36	currently	currently	ADV
fsr-4195	175	37	employed	employ	VERB
fsr-4195	175	38	-0.0628	-0.0628	X
fsr-4195	176	1	*	*	PUNCT
fsr-4195	176	2	*	*	PUNCT
fsr-4195	176	3	0.0317	0.0317	NUM
fsr-4195	176	4	0.047	0.047	NUM
fsr-4195	176	5	-0.1249	-0.1249	NOUN
fsr-4195	176	6	-0.0008	-0.0008	PROPN
fsr-4195	176	7	brockbank	brockbank	PROPN
fsr-4195	176	8	et	et	PROPN
fsr-4195	176	9	al	al	PROPN
fsr-4195	176	10	.	.	PROPN
fsr-4195	176	11	11	11	NUM
fsr-4195	176	12	table	table	NOUN
fsr-4195	176	13	4	4	NUM
fsr-4195	176	14	continued	continued	ADJ
fsr-4195	176	15	variable	variable	NOUN
fsr-4195	176	16	(	(	PUNCT
fsr-4195	176	17	reference	reference	NOUN
fsr-4195	176	18	group	group	NOUN
fsr-4195	176	19	)	)	PUNCT
fsr-4195	176	20	marginal	marginal	ADJ
fsr-4195	176	21	effect	effect	NOUN
fsr-4195	176	22	std	std	PROPN
fsr-4195	176	23	.	.	PUNCT
fsr-4195	177	1	err	err	NOUN
fsr-4195	177	2	.	.	PUNCT
fsr-4195	178	1	p	p	X
fsr-4195	178	2	-	-	PUNCT
fsr-4195	178	3	value	value	NOUN
fsr-4195	178	4	95	95	NUM
fsr-4195	178	5	%	%	NOUN
fsr-4195	178	6	conf	conf	NOUN
fsr-4195	178	7	.	.	PUNCT
fsr-4195	179	1	inv	inv	VERB
fsr-4195	179	2	.	.	PUNCT
fsr-4195	180	1	non	non	ADJ
fsr-4195	180	2	-	-	ADJ
fsr-4195	180	3	ret	ret	ADJ
fsr-4195	180	4	.	.	PUNCT
fsr-4195	181	1	inv	inv	VERB
fsr-4195	181	2	.	.	PUNCT
fsr-4195	182	1	assets	asset	NOUN
fsr-4195	182	2	(	(	PUNCT
fsr-4195	182	3	$	$	SYM
fsr-4195	182	4	10k	10k	NOUN
fsr-4195	182	5	or	or	CCONJ
fsr-4195	182	6	less	less	ADJ
fsr-4195	182	7	)	)	PUNCT
fsr-4195	182	8	$	$	SYM
fsr-4195	182	9	10k	10k	NOUN
fsr-4195	182	10	$	$	SYM
fsr-4195	182	11	50k	50k	NUM
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fsr-4195	182	13	0.0328	0.0328	NUM
fsr-4195	182	14	0.410	0.410	NUM
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fsr-4195	182	16	0.0914	0.0914	NUM
fsr-4195	182	17	$	$	SYM
fsr-4195	182	18	50k	50k	NUM
fsr-4195	182	19	$	$	SYM
fsr-4195	182	20	100k	100k	NUM
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fsr-4195	182	22	0.0343	0.0343	NUM
fsr-4195	182	23	0.542	0.542	NUM
fsr-4195	182	24	-0.0880	-0.0880	VERB
fsr-4195	183	1	0.0463	0.0463	NUM
fsr-4195	183	2	$	$	SYM
fsr-4195	183	3	100k	100k	NUM
fsr-4195	183	4	$	$	SYM
fsr-4195	183	5	250k	250k	NUM
fsr-4195	183	6	-0.0169	-0.0169	NOUN
fsr-4195	183	7	0.0339	0.0339	NUM
fsr-4195	183	8	0.618	0.618	NUM
fsr-4195	183	9	-0.0834	-0.0834	NOUN
fsr-4195	183	10	0.0495	0.0495	NUM
fsr-4195	183	11	$	$	SYM
fsr-4195	183	12	250k	250k	NOUN
fsr-4195	183	13	$	$	SYM
fsr-4195	183	14	500k	500k	NUM
fsr-4195	183	15	0.0150	0.0150	NUM
fsr-4195	183	16	0.0360	0.0360	NUM
fsr-4195	183	17	0.678	0.678	NUM
fsr-4195	183	18	-0.0557	-0.0557	NOUN
fsr-4195	184	1	0.0856	0.0856	NUM
fsr-4195	184	2	$	$	SYM
fsr-4195	184	3	500k	500k	NUM
fsr-4195	184	4	$	$	SYM
fsr-4195	184	5	1	1	NUM
fsr-4195	184	6	million	million	NUM
fsr-4195	184	7	-0.1008	-0.1008	NOUN
fsr-4195	184	8	*	*	PUNCT
fsr-4195	184	9	*	*	PUNCT
fsr-4195	184	10	*	*	PUNCT
fsr-4195	184	11	0.0338	0.0338	NUM
fsr-4195	184	12	0.003	0.003	NUM
fsr-4195	184	13	-0.1671	-0.1671	NOUN
fsr-4195	184	14	-0.0346	-0.0346	VERB
fsr-4195	184	15	$	$	SYM
fsr-4195	184	16	1	1	NUM
fsr-4195	184	17	million	million	NUM
fsr-4195	184	18	or	or	CCONJ
fsr-4195	184	19	more	more	ADJ
fsr-4195	184	20	-0.0175	-0.0175	NOUN
fsr-4195	184	21	0.0458	0.0458	NUM
fsr-4195	184	22	0.702	0.702	NUM
fsr-4195	184	23	-0.1073	-0.1073	NOUN
fsr-4195	184	24	0.0723	0.0723	NUM
fsr-4195	184	25	risk	risk	NOUN
fsr-4195	184	26	aversion	aversion	NOUN
fsr-4195	184	27	(	(	PUNCT
fsr-4195	184	28	1	1	NUM
fsr-4195	184	29	–	–	PUNCT
fsr-4195	184	30	lowest	low	ADJ
fsr-4195	184	31	)	)	PUNCT
fsr-4195	184	32	2	2	NUM
fsr-4195	184	33	-0.0064	-0.0064	NOUN
fsr-4195	184	34	0.0327	0.0327	NUM
fsr-4195	184	35	0.844	0.844	NUM
fsr-4195	184	36	-0.0705	-0.0705	NOUN
fsr-4195	184	37	0.0576	0.0576	NUM
fsr-4195	184	38	3	3	NUM
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fsr-4195	184	40	0.0326	0.0326	NUM
fsr-4195	184	41	0.618	0.618	NUM
fsr-4195	184	42	-0.0801	-0.0801	NUM
fsr-4195	184	43	0.0476	0.0476	NUM
fsr-4195	184	44	4	4	NUM
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fsr-4195	184	46	*	*	PUNCT
fsr-4195	184	47	*	*	PUNCT
fsr-4195	184	48	0.0344	0.0344	NUM
fsr-4195	184	49	0.029	0.029	NUM
fsr-4195	184	50	-0.1424	-0.1424	NOUN
fsr-4195	184	51	-0.0076	-0.0076	PROPN
fsr-4195	184	52	5	5	NUM
fsr-4195	184	53	-0.0156	-0.0156	NOUN
fsr-4195	184	54	0.0364	0.0364	NUM
fsr-4195	184	55	0.668	0.668	NUM
fsr-4195	184	56	-0.0869	-0.0869	NOUN
fsr-4195	184	57	0.0557	0.0557	NUM
fsr-4195	184	58	6	6	NUM
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fsr-4195	184	60	0.0440	0.0440	NUM
fsr-4195	184	61	0.559	0.559	NUM
fsr-4195	184	62	-0.1119	-0.1119	NOUN
fsr-4195	184	63	0.0605	0.0605	NUM
fsr-4195	184	64	7	7	NUM
fsr-4195	184	65	-0.0625	-0.0625	NOUN
fsr-4195	184	66	0.0427	0.0427	NUM
fsr-4195	184	67	0.144	0.144	NUM
fsr-4195	184	68	-0.1462	-0.1462	NOUN
fsr-4195	184	69	0.0213	0.0213	NUM
fsr-4195	184	70	8	8	NUM
fsr-4195	184	71	highest	high	ADJ
fsr-4195	184	72	-0.0985	-0.0985	NOUN
fsr-4195	185	1	*	*	PUNCT
fsr-4195	186	1	*	*	PUNCT
fsr-4195	186	2	0.0446	0.0446	NUM
fsr-4195	186	3	0.027	0.027	NUM
fsr-4195	186	4	-0.1860	-0.1860	NOUN
fsr-4195	186	5	-0.0111	-0.0111	ADJ
fsr-4195	186	6	number	number	NOUN
fsr-4195	186	7	of	of	ADP
fsr-4195	186	8	observations	observation	NOUN
fsr-4195	186	9	=	=	SYM
fsr-4195	186	10	1,556	1,556	NUM
fsr-4195	186	11	pseudo	pseudo	NOUN
fsr-4195	186	12	r	r	NOUN
fsr-4195	186	13	-	-	PUNCT
fsr-4195	186	14	squared	square	VERB
fsr-4195	186	15	=	=	NOUN
fsr-4195	186	16	0.3219	0.3219	NUM
fsr-4195	186	17	*	*	NOUN
fsr-4195	186	18	significance	significance	NOUN
fsr-4195	186	19	at	at	ADP
fsr-4195	186	20	the	the	DET
fsr-4195	186	21	10	10	NUM
fsr-4195	186	22	%	%	NOUN
fsr-4195	186	23	level	level	NOUN
fsr-4195	186	24	,	,	PUNCT
fsr-4195	186	25	*	*	PUNCT
fsr-4195	186	26	*	*	NOUN
fsr-4195	186	27	significance	significance	NOUN
fsr-4195	186	28	at	at	ADP
fsr-4195	186	29	the	the	DET
fsr-4195	186	30	5	5	NUM
fsr-4195	186	31	%	%	NOUN
fsr-4195	186	32	level	level	NOUN
fsr-4195	186	33	,	,	PUNCT
fsr-4195	186	34	*	*	PUNCT
fsr-4195	186	35	*	*	PUNCT
fsr-4195	186	36	*	*	NOUN
fsr-4195	186	37	significance	significance	NOUN
fsr-4195	186	38	at	at	ADP
fsr-4195	186	39	the	the	DET
fsr-4195	186	40	1	1	NUM
fsr-4195	186	41	%	%	NOUN
fsr-4195	186	42	level	level	NOUN
fsr-4195	186	43	analysis	analysis	NOUN
fsr-4195	186	44	using	use	VERB
fsr-4195	186	45	the	the	DET
fsr-4195	186	46	2018	2018	NUM
fsr-4195	186	47	nfcs	nfcs	PROPN
fsr-4195	186	48	state	state	NOUN
fsr-4195	186	49	-	-	PUNCT
fsr-4195	186	50	by	by	ADP
fsr-4195	186	51	-	-	PUNCT
fsr-4195	186	52	state	state	NOUN
fsr-4195	186	53	and	and	CCONJ
fsr-4195	186	54	investor	investor	NOUN
fsr-4195	186	55	surveys	survey	NOUN
fsr-4195	186	56	.	.	PUNCT
fsr-4195	187	1	survey	survey	NOUN
fsr-4195	187	2	weights	weight	NOUN
fsr-4195	187	3	are	be	AUX
fsr-4195	187	4	applied	apply	VERB
fsr-4195	187	5	.	.	PUNCT
fsr-4195	188	1	table	table	NOUN
fsr-4195	188	2	4	4	NUM
fsr-4195	188	3	also	also	ADV
fsr-4195	188	4	shows	show	VERB
fsr-4195	188	5	a	a	DET
fsr-4195	188	6	negative	negative	ADJ
fsr-4195	188	7	association	association	NOUN
fsr-4195	188	8	between	between	ADP
fsr-4195	188	9	objective	objective	ADJ
fsr-4195	188	10	investment	investment	NOUN
fsr-4195	188	11	literacy	literacy	NOUN
fsr-4195	188	12	and	and	CCONJ
fsr-4195	188	13	cryptocurrency	cryptocurrency	NOUN
fsr-4195	188	14	investment	investment	NOUN
fsr-4195	188	15	,	,	PUNCT
fsr-4195	188	16	but	but	CCONJ
fsr-4195	188	17	a	a	DET
fsr-4195	188	18	positive	positive	ADJ
fsr-4195	188	19	association	association	NOUN
fsr-4195	188	20	between	between	ADP
fsr-4195	188	21	the	the	DET
fsr-4195	188	22	highest	high	ADJ
fsr-4195	188	23	level	level	NOUN
fsr-4195	188	24	of	of	ADP
fsr-4195	188	25	subjective	subjective	ADJ
fsr-4195	188	26	investment	investment	NOUN
fsr-4195	188	27	literacy	literacy	NOUN
fsr-4195	188	28	and	and	CCONJ
fsr-4195	188	29	cryptocurrency	cryptocurrency	NOUN
fsr-4195	188	30	investment	investment	NOUN
fsr-4195	188	31	.	.	PUNCT
fsr-4195	189	1	age	age	NOUN
fsr-4195	189	2	is	be	AUX
fsr-4195	189	3	related	relate	VERB
fsr-4195	189	4	significantly	significantly	ADV
fsr-4195	189	5	and	and	CCONJ
fsr-4195	189	6	negatively	negatively	ADV
fsr-4195	189	7	to	to	PART
fsr-4195	189	8	cryptocurrency	cryptocurrency	NOUN
fsr-4195	189	9	investment	investment	NOUN
fsr-4195	189	10	.	.	PUNCT
fsr-4195	190	1	older	old	ADJ
fsr-4195	190	2	investors	investor	NOUN
fsr-4195	190	3	have	have	VERB
fsr-4195	190	4	a	a	DET
fsr-4195	190	5	substantially	substantially	ADV
fsr-4195	190	6	lower	low	ADJ
fsr-4195	190	7	probability	probability	NOUN
fsr-4195	190	8	of	of	ADP
fsr-4195	190	9	investing	invest	VERB
fsr-4195	190	10	in	in	ADP
fsr-4195	190	11	cryptocurrency	cryptocurrency	NOUN
fsr-4195	190	12	compared	compare	VERB
fsr-4195	190	13	to	to	ADP
fsr-4195	190	14	younger	young	ADJ
fsr-4195	190	15	investors	investor	NOUN
fsr-4195	190	16	(	(	PUNCT
fsr-4195	190	17	up	up	ADP
fsr-4195	190	18	to	to	ADP
fsr-4195	190	19	a	a	DET
fsr-4195	190	20	marginal	marginal	ADJ
fsr-4195	190	21	effect	effect	NOUN
fsr-4195	190	22	of	of	ADP
fsr-4195	190	23	about	about	ADV
fsr-4195	190	24	-0.40	-0.40	NOUN
fsr-4195	190	25	for	for	ADP
fsr-4195	190	26	those	those	DET
fsr-4195	190	27	ages	age	NOUN
fsr-4195	190	28	65	65	NUM
fsr-4195	190	29	and	and	CCONJ
fsr-4195	190	30	above	above	ADV
fsr-4195	190	31	compared	compare	VERB
fsr-4195	190	32	to	to	ADP
fsr-4195	190	33	those	those	PRON
fsr-4195	190	34	between	between	ADP
fsr-4195	190	35	the	the	DET
fsr-4195	190	36	ages	age	NOUN
fsr-4195	190	37	of	of	ADP
fsr-4195	190	38	18	18	NUM
fsr-4195	190	39	-	-	SYM
fsr-4195	190	40	24	24	NUM
fsr-4195	190	41	)	)	PUNCT
fsr-4195	190	42	.	.	PUNCT
fsr-4195	191	1	investor	investor	NOUN
fsr-4195	191	2	risk	risk	NOUN
fsr-4195	191	3	aversion	aversion	NOUN
fsr-4195	191	4	is	be	AUX
fsr-4195	191	5	also	also	ADV
fsr-4195	191	6	related	relate	VERB
fsr-4195	191	7	negatively	negatively	ADV
fsr-4195	191	8	to	to	PART
fsr-4195	191	9	cryptocurrency	cryptocurrency	NOUN
fsr-4195	191	10	investment	investment	NOUN
fsr-4195	191	11	in	in	SCONJ
fsr-4195	191	12	that	that	SCONJ
fsr-4195	191	13	those	those	PRON
fsr-4195	191	14	not	not	PART
fsr-4195	191	15	willing	willing	ADJ
fsr-4195	191	16	to	to	PART
fsr-4195	191	17	take	take	VERB
fsr-4195	191	18	risks	risk	NOUN
fsr-4195	191	19	(	(	PUNCT
fsr-4195	191	20	the	the	DET
fsr-4195	191	21	highest	high	ADJ
fsr-4195	191	22	level	level	NOUN
fsr-4195	191	23	of	of	ADP
fsr-4195	191	24	risk	risk	NOUN
fsr-4195	191	25	aversion	aversion	NOUN
fsr-4195	191	26	)	)	PUNCT
fsr-4195	191	27	have	have	VERB
fsr-4195	191	28	a	a	DET
fsr-4195	191	29	lower	low	ADJ
fsr-4195	191	30	probability	probability	NOUN
fsr-4195	191	31	of	of	ADP
fsr-4195	191	32	investing	invest	VERB
fsr-4195	191	33	in	in	ADP
fsr-4195	191	34	cryptocurrency	cryptocurrency	NOUN
fsr-4195	191	35	of	of	ADP
fsr-4195	191	36	approximately	approximately	ADV
fsr-4195	191	37	0.099	0.099	NUM
fsr-4195	191	38	.	.	PUNCT
fsr-4195	192	1	results	result	NOUN
fsr-4195	192	2	additionally	additionally	ADV
fsr-4195	192	3	show	show	VERB
fsr-4195	192	4	that	that	SCONJ
fsr-4195	192	5	married	married	ADJ
fsr-4195	192	6	investors	investor	NOUN
fsr-4195	192	7	have	have	VERB
fsr-4195	192	8	a	a	DET
fsr-4195	192	9	higher	high	ADJ
fsr-4195	192	10	probability	probability	NOUN
fsr-4195	192	11	of	of	ADP
fsr-4195	192	12	owning	own	VERB
fsr-4195	192	13	cryptocurrencies	cryptocurrencie	NOUN
fsr-4195	192	14	compared	compare	VERB
fsr-4195	192	15	to	to	ADP
fsr-4195	192	16	non	non	ADJ
fsr-4195	192	17	-	-	ADJ
fsr-4195	192	18	married	married	ADJ
fsr-4195	192	19	investors	investor	NOUN
fsr-4195	192	20	by	by	ADP
fsr-4195	192	21	about	about	ADV
fsr-4195	192	22	0.043	0.043	NUM
fsr-4195	192	23	.	.	PUNCT
fsr-4195	192	24	table	table	NOUN
fsr-4195	192	25	5	5	NUM
fsr-4195	192	26	shows	show	VERB
fsr-4195	192	27	the	the	DET
fsr-4195	192	28	results	result	NOUN
fsr-4195	192	29	of	of	ADP
fsr-4195	192	30	the	the	DET
fsr-4195	192	31	additional	additional	ADJ
fsr-4195	192	32	models	model	NOUN
fsr-4195	192	33	estimated	estimate	VERB
fsr-4195	192	34	to	to	PART
fsr-4195	192	35	test	test	VERB
fsr-4195	192	36	robustness	robustness	NOUN
fsr-4195	192	37	and	and	CCONJ
fsr-4195	192	38	find	find	VERB
fsr-4195	192	39	the	the	DET
fsr-4195	192	40	marginal	marginal	ADJ
fsr-4195	192	41	effect	effect	NOUN
fsr-4195	192	42	of	of	ADP
fsr-4195	192	43	the	the	DET
fsr-4195	192	44	key	key	ADJ
fsr-4195	192	45	variable	variable	NOUN
fsr-4195	192	46	,	,	PUNCT
fsr-4195	192	47	the	the	DET
fsr-4195	192	48	use	use	NOUN
fsr-4195	192	49	of	of	ADP
fsr-4195	192	50	a	a	DET
fsr-4195	192	51	financial	financial	ADJ
fsr-4195	192	52	advisor	advisor	NOUN
fsr-4195	192	53	,	,	PUNCT
fsr-4195	192	54	to	to	PART
fsr-4195	192	55	remain	remain	VERB
fsr-4195	192	56	relatively	relatively	ADV
fsr-4195	192	57	stable	stable	ADJ
fsr-4195	192	58	in	in	ADP
fsr-4195	192	59	significance	significance	NOUN
fsr-4195	192	60	and	and	CCONJ
fsr-4195	192	61	magnitude	magnitude	NOUN
fsr-4195	192	62	on	on	ADP
fsr-4195	192	63	cryptocurrency	cryptocurrency	NOUN
fsr-4195	192	64	investment	investment	NOUN
fsr-4195	192	65	.	.	PUNCT
fsr-4195	193	1	financial	financial	ADJ
fsr-4195	193	2	services	services	PROPN
fsr-4195	193	3	review	review	PROPN
fsr-4195	193	4	,	,	PUNCT
fsr-4195	193	5	33(2	33(2	NUM
fsr-4195	193	6	)	)	PUNCT
fsr-4195	193	7	12	12	NUM
fsr-4195	193	8	table	table	NOUN
fsr-4195	193	9	5	5	NUM
fsr-4195	193	10	.	.	PUNCT
fsr-4195	193	11	model	model	NOUN
fsr-4195	193	12	robustness	robustness	NOUN
fsr-4195	193	13	testing	testing	NOUN
fsr-4195	193	14	(	(	PUNCT
fsr-4195	193	15	w/	w/	NOUN
fsr-4195	193	16	marginal	marginal	ADJ
fsr-4195	193	17	effects	effect	NOUN
fsr-4195	193	18	)	)	PUNCT
fsr-4195	193	19	variable	variable	NOUN
fsr-4195	193	20	(	(	PUNCT
fsr-4195	193	21	reference	reference	NOUN
fsr-4195	193	22	group	group	NOUN
fsr-4195	193	23	)	)	PUNCT
fsr-4195	193	24	full	full	ADJ
fsr-4195	193	25	model	model	NOUN
fsr-4195	193	26	w/o	w/o	ADP
fsr-4195	193	27	obj	obj	PROPN
fsr-4195	193	28	inv	inv	ADJ
fsr-4195	193	29	know	know	NOUN
fsr-4195	193	30	w/o	w/o	ADP
fsr-4195	193	31	sub	sub	NOUN
fsr-4195	193	32	inv	inv	VERB
fsr-4195	193	33	know	know	ADV
fsr-4195	193	34	w/o	w/o	ADP
fsr-4195	193	35	educ	educ	NOUN
fsr-4195	193	36	w/o	w/o	ADP
fsr-4195	193	37	age	age	NOUN
fsr-4195	193	38	w/o	w/o	ADP
fsr-4195	193	39	gender	gender	NOUN
fsr-4195	193	40	w/o	w/o	ADP
fsr-4195	193	41	mar	mar	PROPN
fsr-4195	193	42	status	status	NOUN
fsr-4195	193	43	w/o	w/o	ADP
fsr-4195	193	44	income	income	NOUN
fsr-4195	193	45	w/o	w/o	ADP
fsr-4195	193	46	inv	inv	NOUN
fsr-4195	193	47	.	.	PUNCT
fsr-4195	194	1	assets	asset	NOUN
fsr-4195	194	2	use	use	VERB
fsr-4195	194	3	fin	fin	NOUN
fsr-4195	194	4	adv	adv	PROPN
fsr-4195	194	5	(	(	PUNCT
fsr-4195	194	6	no	no	NOUN
fsr-4195	194	7	)	)	PUNCT
fsr-4195	194	8	yes	yes	INTJ
fsr-4195	195	1	0.0318	0.0318	NUM
fsr-4195	195	2	*	*	PUNCT
fsr-4195	196	1	0.0368	0.0368	PUNCT
fsr-4195	197	1	*	*	PUNCT
fsr-4195	197	2	0.0383	0.0383	NUM
fsr-4195	197	3	*	*	PUNCT
fsr-4195	197	4	0.0316	0.0316	NUM
fsr-4195	198	1	*	*	PUNCT
fsr-4195	198	2	0.0384	0.0384	NUM
fsr-4195	198	3	*	*	PUNCT
fsr-4195	199	1	0.0306	0.0306	NUM
fsr-4195	199	2	0.0346	0.0346	NUM
fsr-4195	199	3	*	*	PUNCT
fsr-4195	199	4	0.0314	0.0314	NUM
fsr-4195	199	5	0.0266	0.0266	NUM
fsr-4195	199	6	obj	obj	PROPN
fsr-4195	199	7	inv	inv	ADJ
fsr-4195	199	8	know	know	NOUN
fsr-4195	199	9	(	(	PUNCT
fsr-4195	199	10	0	0	NUM
fsr-4195	199	11	correct	correct	ADJ
fsr-4195	199	12	)	)	PUNCT
fsr-4195	199	13	1	1	NUM
fsr-4195	199	14	-0.1303	-0.1303	NOUN
fsr-4195	199	15	*	*	PUNCT
fsr-4195	199	16	-0.0796	-0.0796	X
fsr-4195	199	17	-0.1293	-0.1293	NOUN
fsr-4195	199	18	*	*	PUNCT
fsr-4195	200	1	-0.1115	-0.1115	PROPN
fsr-4195	200	2	-0.1286	-0.1286	NOUN
fsr-4195	200	3	*	*	PUNCT
fsr-4195	200	4	-0.1354	-0.1354	X
fsr-4195	201	1	*	*	PUNCT
fsr-4195	201	2	-0.1297	-0.1297	PUNCT
fsr-4195	202	1	*	*	PUNCT
fsr-4195	203	1	-0.1045	-0.1045	PROPN
fsr-4195	203	2	2	2	NUM
fsr-4195	203	3	-0.1937	-0.1937	X
fsr-4195	203	4	*	*	PUNCT
fsr-4195	203	5	*	*	PUNCT
fsr-4195	203	6	*	*	X
fsr-4195	203	7	-0.1527	-0.1527	PROPN
fsr-4195	204	1	*	*	PUNCT
fsr-4195	204	2	*	*	PUNCT
fsr-4195	204	3	-0.1941	-0.1941	PUNCT
fsr-4195	205	1	*	*	PUNCT
fsr-4195	205	2	*	*	PUNCT
fsr-4195	205	3	*	*	PUNCT
fsr-4195	205	4	-0.2075	-0.2075	X
fsr-4195	206	1	*	*	PUNCT
fsr-4195	206	2	*	*	PUNCT
fsr-4195	206	3	-0.1881	-0.1881	NOUN
fsr-4195	207	1	*	*	PUNCT
fsr-4195	208	1	*	*	PUNCT
fsr-4195	208	2	*	*	PUNCT
fsr-4195	208	3	-0.2011	-0.2011	PUNCT
fsr-4195	209	1	*	*	PUNCT
fsr-4195	210	1	*	*	PUNCT
fsr-4195	210	2	*	*	VERB
fsr-4195	210	3	-0.1953	-0.1953	NOUN
fsr-4195	211	1	*	*	PUNCT
fsr-4195	211	2	*	*	PUNCT
fsr-4195	211	3	*	*	PUNCT
fsr-4195	211	4	-0.1714	-0.1714	NOUN
fsr-4195	211	5	*	*	PUNCT
fsr-4195	211	6	*	*	SYM
fsr-4195	211	7	3	3	NUM
fsr-4195	211	8	-0.1790	-0.1790	NOUN
fsr-4195	211	9	*	*	PUNCT
fsr-4195	212	1	*	*	NOUN
fsr-4195	212	2	-0.1294	-0.1294	NOUN
fsr-4195	212	3	*	*	PUNCT
fsr-4195	212	4	-0.1814	-0.1814	X
fsr-4195	212	5	*	*	PUNCT
fsr-4195	212	6	*	*	PUNCT
fsr-4195	212	7	-0.1959	-0.1959	NOUN
fsr-4195	212	8	*	*	PUNCT
fsr-4195	212	9	*	*	PUNCT
fsr-4195	212	10	-0.1705	-0.1705	NOUN
fsr-4195	213	1	*	*	PUNCT
fsr-4195	213	2	*	*	PUNCT
fsr-4195	213	3	-0.1868	-0.1868	X
fsr-4195	214	1	*	*	PUNCT
fsr-4195	214	2	*	*	PUNCT
fsr-4195	214	3	-0.1816	-0.1816	PUNCT
fsr-4195	215	1	*	*	PUNCT
fsr-4195	215	2	*	*	PUNCT
fsr-4195	215	3	*	*	PUNCT
fsr-4195	216	1	-0.1565	-0.1565	ADJ
fsr-4195	216	2	*	*	PUNCT
fsr-4195	217	1	*	*	PUNCT
fsr-4195	217	2	4	4	NUM
fsr-4195	217	3	all	all	PRON
fsr-4195	217	4	correct	correct	ADJ
fsr-4195	217	5	-0.2255	-0.2255	NOUN
fsr-4195	218	1	*	*	PUNCT
fsr-4195	218	2	*	*	PUNCT
fsr-4195	218	3	*	*	PUNCT
fsr-4195	218	4	-0.1724	-0.1724	X
fsr-4195	219	1	*	*	PUNCT
fsr-4195	219	2	*	*	PUNCT
fsr-4195	219	3	-0.2271	-0.2271	NOUN
fsr-4195	219	4	*	*	PUNCT
fsr-4195	220	1	*	*	PUNCT
fsr-4195	220	2	*	*	PUNCT
fsr-4195	220	3	-0.2493	-0.2493	ADJ
fsr-4195	221	1	*	*	PUNCT
fsr-4195	221	2	*	*	PUNCT
fsr-4195	221	3	*	*	PUNCT
fsr-4195	221	4	-0.2185	-0.2185	X
fsr-4195	222	1	*	*	PUNCT
fsr-4195	223	1	*	*	PUNCT
fsr-4195	223	2	*	*	PUNCT
fsr-4195	223	3	-0.2364	-0.2364	NOUN
fsr-4195	224	1	*	*	PUNCT
fsr-4195	225	1	*	*	PUNCT
fsr-4195	225	2	*	*	NOUN
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fsr-4195	226	1	*	*	PUNCT
fsr-4195	227	1	*	*	PUNCT
fsr-4195	227	2	*	*	PUNCT
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fsr-4195	227	4	*	*	PUNCT
fsr-4195	228	1	*	*	PUNCT
fsr-4195	228	2	*	*	PUNCT
fsr-4195	228	3	sub	sub	NOUN
fsr-4195	228	4	inv	inv	ADJ
fsr-4195	228	5	know	know	NOUN
fsr-4195	228	6	(	(	PUNCT
fsr-4195	228	7	below	below	ADP
fsr-4195	228	8	average	average	ADJ
fsr-4195	228	9	)	)	PUNCT
fsr-4195	228	10	average	average	NOUN
fsr-4195	228	11	(	(	PUNCT
fsr-4195	228	12	5	5	NUM
fsr-4195	228	13	)	)	PUNCT
fsr-4195	228	14	0.0167	0.0167	NUM
fsr-4195	228	15	0.0134	0.0134	NUM
fsr-4195	228	16	0.0168	0.0168	NUM
fsr-4195	228	17	0.0039	0.0039	NUM
fsr-4195	228	18	0.0183	0.0183	NUM
fsr-4195	228	19	0.0169	0.0169	NUM
fsr-4195	228	20	0.0170	0.0170	NUM
fsr-4195	228	21	0.0166	0.0166	NUM
fsr-4195	228	22	above	above	ADP
fsr-4195	228	23	average	average	ADJ
fsr-4195	228	24	(	(	PUNCT
fsr-4195	228	25	6	6	NUM
fsr-4195	228	26	-	-	SYM
fsr-4195	228	27	7	7	NUM
fsr-4195	228	28	)	)	PUNCT
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fsr-4195	228	30	*	*	PUNCT
fsr-4195	228	31	*	*	PUNCT
fsr-4195	228	32	*	*	PUNCT
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fsr-4195	228	34	*	*	PUNCT
fsr-4195	228	35	*	*	PUNCT
fsr-4195	228	36	*	*	PUNCT
fsr-4195	229	1	0.1304	0.1304	NUM
fsr-4195	229	2	*	*	PUNCT
fsr-4195	229	3	*	*	PUNCT
fsr-4195	229	4	*	*	X
fsr-4195	229	5	0.1269	0.1269	NUM
fsr-4195	229	6	*	*	PUNCT
fsr-4195	229	7	*	*	PUNCT
fsr-4195	229	8	*	*	PUNCT
fsr-4195	230	1	0.1332	0.1332	NUM
fsr-4195	230	2	*	*	PUNCT
fsr-4195	230	3	*	*	PUNCT
fsr-4195	230	4	*	*	PUNCT
fsr-4195	230	5	0.1335	0.1335	NUM
fsr-4195	230	6	*	*	PUNCT
fsr-4195	230	7	*	*	PUNCT
fsr-4195	230	8	*	*	PUNCT
fsr-4195	230	9	0.1326	0.1326	NUM
fsr-4195	230	10	*	*	PUNCT
fsr-4195	230	11	*	*	PUNCT
fsr-4195	230	12	*	*	PUNCT
fsr-4195	230	13	0.1253	0.1253	NUM
fsr-4195	230	14	*	*	PUNCT
fsr-4195	230	15	*	*	PUNCT
fsr-4195	230	16	*	*	PUNCT
fsr-4195	230	17	fin	fin	NOUN
fsr-4195	230	18	educ	educ	X
fsr-4195	230	19	participation	participation	NOUN
fsr-4195	230	20	(	(	PUNCT
fsr-4195	230	21	no	no	NOUN
fsr-4195	230	22	)	)	PUNCT
fsr-4195	230	23	yes	yes	INTJ
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fsr-4195	230	26	0.0101	0.0101	NUM
fsr-4195	230	27	0.0059	0.0059	NUM
fsr-4195	230	28	0.0313	0.0313	NUM
fsr-4195	230	29	0.0064	0.0064	NUM
fsr-4195	230	30	0.0077	0.0077	NUM
fsr-4195	230	31	0.0078	0.0078	NUM
fsr-4195	230	32	0.0047	0.0047	NUM
fsr-4195	230	33	education	education	NOUN
fsr-4195	230	34	level	level	NOUN
fsr-4195	230	35	(	(	PUNCT
fsr-4195	230	36	no	no	DET
fsr-4195	230	37	college	college	NOUN
fsr-4195	230	38	)	)	PUNCT
fsr-4195	230	39	some	some	DET
fsr-4195	230	40	college	college	NOUN
fsr-4195	230	41	0.0032	0.0032	NUM
fsr-4195	230	42	0.0087	0.0087	NUM
fsr-4195	230	43	0.0023	0.0023	NUM
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fsr-4195	230	45	0.0034	0.0034	NUM
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fsr-4195	230	47	-0.0016	-0.0016	VERB
fsr-4195	231	1	0.0027	0.0027	NUM
fsr-4195	231	2	bachelor	bachelor	NOUN
fsr-4195	231	3	's	's	PART
fsr-4195	231	4	degree	degree	NOUN
fsr-4195	231	5	-0.0198	-0.0198	ADJ
fsr-4195	231	6	-0.0229	-0.0229	NOUN
fsr-4195	231	7	-0.0225	-0.0225	PUNCT
fsr-4195	231	8	-0.0305	-0.0305	NOUN
fsr-4195	232	1	-0.0197	-0.0197	PROPN
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fsr-4195	232	5	post	post	NOUN
fsr-4195	232	6	graduate	graduate	NOUN
fsr-4195	232	7	degree	degree	NOUN
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fsr-4195	232	9	0.0145	0.0145	NUM
fsr-4195	232	10	0.0067	0.0067	NUM
fsr-4195	232	11	-0.0188	-0.0188	NOUN
fsr-4195	232	12	0.0195	0.0195	NUM
fsr-4195	232	13	0.0123	0.0123	NUM
fsr-4195	232	14	0.0028	0.0028	NUM
fsr-4195	232	15	0.0181	0.0181	NUM
fsr-4195	232	16	age	age	NOUN
fsr-4195	232	17	group	group	NOUN
fsr-4195	232	18	(	(	PUNCT
fsr-4195	232	19	18	18	NUM
fsr-4195	232	20	-	-	SYM
fsr-4195	232	21	24	24	NUM
fsr-4195	232	22	)	)	PUNCT
fsr-4195	232	23	25	25	NUM
fsr-4195	232	24	34	34	NUM
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fsr-4195	232	26	*	*	PUNCT
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fsr-4195	237	4	*	*	PUNCT
fsr-4195	238	1	*	*	PUNCT
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fsr-4195	238	5	*	*	PUNCT
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fsr-4195	239	1	*	*	PUNCT
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fsr-4195	246	1	*	*	PUNCT
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fsr-4195	247	1	*	*	PUNCT
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fsr-4195	248	1	*	*	PUNCT
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fsr-4195	250	1	*	*	PUNCT
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fsr-4195	252	1	*	*	PUNCT
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fsr-4195	257	1	*	*	PUNCT
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fsr-4195	258	2	*	*	PUNCT
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fsr-4195	259	1	*	*	PUNCT
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fsr-4195	262	1	*	*	PUNCT
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fsr-4195	265	1	*	*	PUNCT
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fsr-4195	266	2	*	*	PUNCT
fsr-4195	267	1	65	65	NUM
fsr-4195	267	2	+	+	CCONJ
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fsr-4195	267	4	*	*	PUNCT
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fsr-4195	270	4	*	*	PUNCT
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fsr-4195	272	1	*	*	PUNCT
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fsr-4195	273	2	*	*	PUNCT
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fsr-4195	273	4	*	*	PUNCT
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fsr-4195	273	8	*	*	PUNCT
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fsr-4195	273	12	*	*	PUNCT
fsr-4195	274	1	*	*	PUNCT
fsr-4195	274	2	*	*	NOUN
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fsr-4195	275	1	*	*	PUNCT
fsr-4195	275	2	*	*	PUNCT
fsr-4195	275	3	*	*	PUNCT
fsr-4195	275	4	gender	gender	NOUN
fsr-4195	275	5	(	(	PUNCT
fsr-4195	275	6	female	female	NOUN
fsr-4195	275	7	)	)	PUNCT
fsr-4195	275	8	male	male	NOUN
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fsr-4195	276	6	0.0291	0.0291	NUM
fsr-4195	276	7	0.0265	0.0265	NUM
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fsr-4195	276	12	white	white	ADJ
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fsr-4195	276	14	white	white	PROPN
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fsr-4195	278	5	-0.0208	-0.0208	VERB
fsr-4195	278	6	marital	marital	ADJ
fsr-4195	278	7	status	status	NOUN
fsr-4195	278	8	(	(	PUNCT
fsr-4195	278	9	not	not	PART
fsr-4195	278	10	married	married	ADJ
fsr-4195	278	11	)	)	PUNCT
fsr-4195	278	12	married	marry	VERB
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fsr-4195	279	2	*	*	PUNCT
fsr-4195	279	3	*	*	PUNCT
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fsr-4195	279	5	*	*	PUNCT
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fsr-4195	279	8	*	*	PUNCT
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fsr-4195	282	2	*	*	PUNCT
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fsr-4195	282	4	*	*	PUNCT
fsr-4195	282	5	*	*	PUNCT
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fsr-4195	282	7	et	et	PROPN
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fsr-4195	282	12	(	(	PUNCT
fsr-4195	282	13	reference	reference	NOUN
fsr-4195	282	14	group	group	NOUN
fsr-4195	282	15	)	)	PUNCT
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fsr-4195	282	17	model	model	NOUN
fsr-4195	282	18	w/o	w/o	ADP
fsr-4195	282	19	obj	obj	PROPN
fsr-4195	282	20	inv	inv	ADJ
fsr-4195	282	21	know	know	NOUN
fsr-4195	282	22	w/o	w/o	ADP
fsr-4195	282	23	sub	sub	NOUN
fsr-4195	282	24	inv	inv	VERB
fsr-4195	282	25	know	know	ADV
fsr-4195	282	26	w/o	w/o	ADP
fsr-4195	282	27	educ	educ	NOUN
fsr-4195	282	28	w/o	w/o	ADP
fsr-4195	282	29	age	age	NOUN
fsr-4195	282	30	w/o	w/o	ADP
fsr-4195	282	31	gender	gender	NOUN
fsr-4195	282	32	w/o	w/o	ADP
fsr-4195	282	33	mar	mar	PROPN
fsr-4195	282	34	status	status	NOUN
fsr-4195	282	35	w/o	w/o	ADP
fsr-4195	282	36	income	income	NOUN
fsr-4195	282	37	w/o	w/o	ADP
fsr-4195	282	38	inv	inv	NOUN
fsr-4195	282	39	.	.	PUNCT
fsr-4195	283	1	assets	asset	NOUN
fsr-4195	283	2	inc	inc	PROPN
fsr-4195	283	3	range	range	PROPN
fsr-4195	283	4	(	(	PUNCT
fsr-4195	283	5	less	less	ADJ
fsr-4195	283	6	than	than	ADP
fsr-4195	283	7	$	$	SYM
fsr-4195	283	8	50k	50k	NUM
fsr-4195	283	9	)	)	PUNCT
fsr-4195	283	10	$	$	SYM
fsr-4195	283	11	50k	50k	NUM
fsr-4195	283	12	$	$	SYM
fsr-4195	283	13	100k	100k	NUM
fsr-4195	283	14	-0.0158	-0.0158	NOUN
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fsr-4195	284	3	$	$	SYM
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fsr-4195	284	12	-0.0283	-0.0283	NOUN
fsr-4195	284	13	greater	great	ADJ
fsr-4195	284	14	than	than	ADP
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fsr-4195	284	16	150k	150k	NUM
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fsr-4195	284	18	*	*	PUNCT
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fsr-4195	285	2	*	*	PUNCT
fsr-4195	285	3	*	*	PUNCT
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fsr-4195	286	1	*	*	PUNCT
fsr-4195	286	2	*	*	PUNCT
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fsr-4195	287	1	*	*	PUNCT
fsr-4195	287	2	*	*	PUNCT
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fsr-4195	287	4	*	*	PUNCT
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fsr-4195	289	1	*	*	PUNCT
fsr-4195	289	2	*	*	PUNCT
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fsr-4195	289	7	-	-	PUNCT
fsr-4195	289	8	time	time	NOUN
fsr-4195	289	9	)	)	PUNCT
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fsr-4195	289	15	-0.0177	-0.0177	PUNCT
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fsr-4195	290	6	employed	employ	VERB
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fsr-4195	290	8	-	-	PUNCT
fsr-4195	290	9	time	time	NOUN
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fsr-4195	290	17	0.0517	0.0517	NUM
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fsr-4195	292	7	-0.0421	-0.0421	AUX
fsr-4195	292	8	not	not	PART
fsr-4195	292	9	currently	currently	ADV
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fsr-4195	293	1	*	*	PUNCT
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fsr-4195	294	3	*	*	PUNCT
fsr-4195	294	4	*	*	PUNCT
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fsr-4195	295	1	*	*	PUNCT
fsr-4195	295	2	*	*	PUNCT
fsr-4195	295	3	-0.0611	-0.0611	PROPN
fsr-4195	296	1	*	*	PUNCT
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fsr-4195	296	3	-0.0695	-0.0695	PUNCT
fsr-4195	297	1	*	*	PUNCT
fsr-4195	297	2	*	*	PUNCT
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fsr-4195	298	1	*	*	PUNCT
fsr-4195	298	2	*	*	NOUN
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fsr-4195	299	1	*	*	PUNCT
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fsr-4195	300	1	*	*	PUNCT
fsr-4195	300	2	*	*	PUNCT
fsr-4195	300	3	inv	inv	ADJ
fsr-4195	300	4	assets	asset	NOUN
fsr-4195	300	5	(	(	PUNCT
fsr-4195	300	6	$	$	SYM
fsr-4195	300	7	10k	10k	NOUN
fsr-4195	300	8	or	or	CCONJ
fsr-4195	300	9	less	less	ADJ
fsr-4195	300	10	)	)	PUNCT
fsr-4195	300	11	$	$	SYM
fsr-4195	300	12	10k	10k	NOUN
fsr-4195	300	13	$	$	SYM
fsr-4195	300	14	50k	50k	NUM
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fsr-4195	300	23	$	$	SYM
fsr-4195	300	24	50k	50k	NUM
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fsr-4195	300	36	100k	100k	NUM
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fsr-4195	300	47	$	$	SYM
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fsr-4195	300	49	$	$	SYM
fsr-4195	300	50	500k	500k	NUM
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fsr-4195	300	59	$	$	SYM
fsr-4195	300	60	500k	500k	NUM
fsr-4195	300	61	$	$	SYM
fsr-4195	300	62	1	1	NUM
fsr-4195	300	63	million	million	NUM
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fsr-4195	300	65	*	*	PUNCT
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fsr-4195	301	1	*	*	PUNCT
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fsr-4195	302	1	*	*	PUNCT
fsr-4195	302	2	*	*	PUNCT
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fsr-4195	303	1	*	*	PUNCT
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fsr-4195	305	1	*	*	PUNCT
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fsr-4195	308	1	*	*	PUNCT
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fsr-4195	308	4	$	$	SYM
fsr-4195	308	5	1	1	NUM
fsr-4195	308	6	million	million	NUM
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fsr-4195	309	8	aversion	aversion	NOUN
fsr-4195	309	9	(	(	PUNCT
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fsr-4195	309	11	)	)	PUNCT
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fsr-4195	313	1	*	*	PUNCT
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fsr-4195	313	4	*	*	PUNCT
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fsr-4195	315	1	*	*	PUNCT
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fsr-4195	316	1	*	*	PUNCT
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fsr-4195	317	1	*	*	PUNCT
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fsr-4195	318	1	*	*	PUNCT
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fsr-4195	319	1	*	*	PUNCT
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fsr-4195	319	4	*	*	PUNCT
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fsr-4195	326	1	*	*	PUNCT
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fsr-4195	327	1	*	*	PUNCT
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fsr-4195	328	1	*	*	PUNCT
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fsr-4195	330	1	*	*	PUNCT
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fsr-4195	331	1	*	*	PUNCT
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fsr-4195	331	4	*	*	PUNCT
fsr-4195	331	5	*	*	PUNCT
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fsr-4195	331	7	r	r	NOUN
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fsr-4195	331	14	0.2476	0.2476	NUM
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fsr-4195	331	28	10	10	NUM
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fsr-4195	331	41	*	*	PUNCT
fsr-4195	331	42	*	*	PUNCT
fsr-4195	331	43	*	*	NOUN
fsr-4195	331	44	significance	significance	NOUN
fsr-4195	331	45	at	at	ADP
fsr-4195	331	46	the	the	DET
fsr-4195	331	47	1	1	NUM
fsr-4195	331	48	%	%	NOUN
fsr-4195	331	49	level	level	NOUN
fsr-4195	331	50	analysis	analysis	NOUN
fsr-4195	331	51	using	use	VERB
fsr-4195	331	52	the	the	DET
fsr-4195	331	53	2018	2018	NUM
fsr-4195	331	54	nfcs	nfcs	PROPN
fsr-4195	331	55	state	state	NOUN
fsr-4195	331	56	-	-	PUNCT
fsr-4195	331	57	by	by	ADP
fsr-4195	331	58	-	-	PUNCT
fsr-4195	331	59	state	state	NOUN
fsr-4195	331	60	and	and	CCONJ
fsr-4195	331	61	investor	investor	NOUN
fsr-4195	331	62	surveys	survey	NOUN
fsr-4195	331	63	.	.	PUNCT
fsr-4195	332	1	survey	survey	NOUN
fsr-4195	332	2	weights	weight	NOUN
fsr-4195	332	3	are	be	AUX
fsr-4195	332	4	applied	apply	VERB
fsr-4195	332	5	.	.	PUNCT
fsr-4195	333	1	financial	financial	ADJ
fsr-4195	333	2	services	service	NOUN
fsr-4195	333	3	review	review	PROPN
fsr-4195	333	4	,	,	PUNCT
fsr-4195	333	5	33(2	33(2	NUM
fsr-4195	333	6	)	)	PUNCT
fsr-4195	333	7	14	14	NUM
fsr-4195	333	8	the	the	DET
fsr-4195	333	9	model	model	NOUN
fsr-4195	333	10	fit	fit	PROPN
fsr-4195	333	11	,	,	PUNCT
fsr-4195	333	12	measured	measure	VERB
fsr-4195	333	13	by	by	ADP
fsr-4195	333	14	pseudo	pseudo	NOUN
fsr-4195	333	15	r	r	NOUN
fsr-4195	333	16	-	-	PUNCT
fsr-4195	333	17	squared	square	VERB
fsr-4195	333	18	,	,	PUNCT
fsr-4195	333	19	also	also	ADV
fsr-4195	333	20	remain	remain	VERB
fsr-4195	333	21	stable	stable	ADJ
fsr-4195	333	22	in	in	ADP
fsr-4195	333	23	most	most	ADV
fsr-4195	333	24	estimated	estimate	VERB
fsr-4195	333	25	models	model	NOUN
fsr-4195	333	26	—	—	PUNCT
fsr-4195	333	27	with	with	ADP
fsr-4195	333	28	one	one	NUM
fsr-4195	333	29	major	major	ADJ
fsr-4195	333	30	exception	exception	NOUN
fsr-4195	333	31	.	.	PUNCT
fsr-4195	334	1	when	when	SCONJ
fsr-4195	334	2	age	age	NOUN
fsr-4195	334	3	is	be	AUX
fsr-4195	334	4	removed	remove	VERB
fsr-4195	334	5	from	from	ADP
fsr-4195	334	6	the	the	DET
fsr-4195	334	7	model	model	NOUN
fsr-4195	334	8	,	,	PUNCT
fsr-4195	334	9	pseudo	pseudo	NOUN
fsr-4195	334	10	r	r	NOUN
fsr-4195	334	11	-	-	PUNCT
fsr-4195	334	12	squared	square	VERB
fsr-4195	334	13	drops	drop	NOUN
fsr-4195	334	14	from	from	ADP
fsr-4195	334	15	0.322	0.322	NUM
fsr-4195	334	16	(	(	PUNCT
fsr-4195	334	17	full	full	ADJ
fsr-4195	334	18	model	model	NOUN
fsr-4195	334	19	)	)	PUNCT
fsr-4195	334	20	to	to	ADP
fsr-4195	334	21	0.2476	0.2476	NUM
fsr-4195	334	22	—	—	PUNCT
fsr-4195	334	23	a	a	DET
fsr-4195	334	24	difference	difference	NOUN
fsr-4195	334	25	of	of	ADP
fsr-4195	334	26	0.0744	0.0744	NUM
fsr-4195	334	27	.	.	PUNCT
fsr-4195	335	1	this	this	DET
fsr-4195	335	2	change	change	NOUN
fsr-4195	335	3	in	in	ADP
fsr-4195	335	4	explained	explain	VERB
fsr-4195	335	5	variance	variance	NOUN
fsr-4195	335	6	suggests	suggest	VERB
fsr-4195	335	7	that	that	SCONJ
fsr-4195	335	8	age	age	NOUN
fsr-4195	335	9	has	have	VERB
fsr-4195	335	10	substantial	substantial	ADJ
fsr-4195	335	11	explanatory	explanatory	ADJ
fsr-4195	335	12	power	power	NOUN
fsr-4195	335	13	in	in	ADP
fsr-4195	335	14	the	the	DET
fsr-4195	335	15	original	original	ADJ
fsr-4195	335	16	model	model	NOUN
fsr-4195	335	17	.	.	PUNCT
fsr-4195	336	1	to	to	PART
fsr-4195	336	2	gain	gain	VERB
fsr-4195	336	3	better	well	ADJ
fsr-4195	336	4	knowledge	knowledge	NOUN
fsr-4195	336	5	of	of	ADP
fsr-4195	336	6	the	the	DET
fsr-4195	336	7	relationship	relationship	NOUN
fsr-4195	336	8	between	between	ADP
fsr-4195	336	9	the	the	DET
fsr-4195	336	10	use	use	NOUN
fsr-4195	336	11	of	of	ADP
fsr-4195	336	12	a	a	DET
fsr-4195	336	13	financial	financial	ADJ
fsr-4195	336	14	advisor	advisor	NOUN
fsr-4195	336	15	and	and	CCONJ
fsr-4195	336	16	cryptocurrency	cryptocurrency	NOUN
fsr-4195	336	17	investment	investment	NOUN
fsr-4195	336	18	within	within	ADP
fsr-4195	336	19	the	the	DET
fsr-4195	336	20	context	context	NOUN
fsr-4195	336	21	of	of	ADP
fsr-4195	336	22	the	the	DET
fsr-4195	336	23	current	current	ADJ
fsr-4195	336	24	study	study	NOUN
fsr-4195	336	25	,	,	PUNCT
fsr-4195	336	26	additional	additional	ADJ
fsr-4195	336	27	literature	literature	NOUN
fsr-4195	336	28	on	on	ADP
fsr-4195	336	29	the	the	DET
fsr-4195	336	30	topic	topic	NOUN
fsr-4195	336	31	is	be	AUX
fsr-4195	336	32	examined	examine	VERB
fsr-4195	336	33	.	.	PUNCT
fsr-4195	337	1	research	research	NOUN
fsr-4195	337	2	shows	show	VERB
fsr-4195	337	3	that	that	SCONJ
fsr-4195	337	4	older	old	ADJ
fsr-4195	337	5	individuals	individual	NOUN
fsr-4195	337	6	are	be	AUX
fsr-4195	337	7	significantly	significantly	ADV
fsr-4195	337	8	less	less	ADV
fsr-4195	337	9	likely	likely	ADJ
fsr-4195	337	10	to	to	PART
fsr-4195	337	11	invest	invest	VERB
fsr-4195	337	12	in	in	ADP
fsr-4195	337	13	cryptocurrency	cryptocurrency	NOUN
fsr-4195	337	14	(	(	PUNCT
fsr-4195	337	15	xi	xi	X
fsr-4195	337	16	et	et	PROPN
fsr-4195	337	17	al	al	PROPN
fsr-4195	337	18	.	.	PROPN
fsr-4195	337	19	,	,	PUNCT
fsr-4195	337	20	2020	2020	NUM
fsr-4195	337	21	)	)	PUNCT
fsr-4195	337	22	while	while	SCONJ
fsr-4195	337	23	younger	young	ADJ
fsr-4195	337	24	individuals	individual	NOUN
fsr-4195	337	25	have	have	AUX
fsr-4195	337	26	historically	historically	ADV
fsr-4195	337	27	been	be	AUX
fsr-4195	337	28	less	less	ADV
fsr-4195	337	29	likely	likely	ADJ
fsr-4195	337	30	to	to	PART
fsr-4195	337	31	utilize	utilize	VERB
fsr-4195	337	32	the	the	DET
fsr-4195	337	33	services	service	NOUN
fsr-4195	337	34	of	of	ADP
fsr-4195	337	35	a	a	DET
fsr-4195	337	36	financial	financial	ADJ
fsr-4195	337	37	advisor	advisor	NOUN
fsr-4195	337	38	,	,	PUNCT
fsr-4195	337	39	though	though	SCONJ
fsr-4195	337	40	newer	new	ADJ
fsr-4195	337	41	generations	generation	NOUN
fsr-4195	337	42	are	be	AUX
fsr-4195	337	43	seeking	seek	VERB
fsr-4195	337	44	out	out	ADP
fsr-4195	337	45	services	service	NOUN
fsr-4195	337	46	earlier	early	ADV
fsr-4195	337	47	(	(	PUNCT
fsr-4195	337	48	nourallah	nourallah	PROPN
fsr-4195	337	49	et	et	PROPN
fsr-4195	337	50	al	al	PROPN
fsr-4195	337	51	.	.	PROPN
fsr-4195	337	52	,	,	PUNCT
fsr-4195	337	53	2023	2023	NUM
fsr-4195	337	54	)	)	PUNCT
fsr-4195	337	55	.	.	PUNCT
fsr-4195	338	1	lin	lin	PROPN
fsr-4195	338	2	(	(	PUNCT
fsr-4195	338	3	2024	2024	NUM
fsr-4195	338	4	)	)	PUNCT
fsr-4195	338	5	observes	observe	VERB
fsr-4195	338	6	that	that	SCONJ
fsr-4195	338	7	millennials	millennial	NOUN
fsr-4195	338	8	search	search	VERB
fsr-4195	338	9	for	for	ADP
fsr-4195	338	10	formal	formal	ADJ
fsr-4195	338	11	financial	financial	ADJ
fsr-4195	338	12	advice	advice	NOUN
fsr-4195	338	13	on	on	ADP
fsr-4195	338	14	average	average	ADJ
fsr-4195	338	15	at	at	ADP
fsr-4195	338	16	age	age	NOUN
fsr-4195	338	17	29	29	NUM
fsr-4195	338	18	,	,	PUNCT
fsr-4195	338	19	while	while	SCONJ
fsr-4195	338	20	generation	generation	NOUN
fsr-4195	338	21	x	x	X
fsr-4195	338	22	and	and	CCONJ
fsr-4195	338	23	baby	baby	NOUN
fsr-4195	338	24	boomers	boomer	NOUN
fsr-4195	338	25	do	do	VERB
fsr-4195	338	26	so	so	ADV
fsr-4195	338	27	on	on	ADP
fsr-4195	338	28	average	average	ADJ
fsr-4195	338	29	at	at	ADP
fsr-4195	338	30	ages	age	NOUN
fsr-4195	338	31	38	38	NUM
fsr-4195	338	32	and	and	CCONJ
fsr-4195	338	33	49	49	NUM
fsr-4195	338	34	,	,	PUNCT
fsr-4195	338	35	respectively	respectively	ADV
fsr-4195	338	36	.	.	PUNCT
fsr-4195	339	1	although	although	SCONJ
fsr-4195	339	2	this	this	DET
fsr-4195	339	3	trend	trend	NOUN
fsr-4195	339	4	suggests	suggest	VERB
fsr-4195	339	5	earlier	early	ADJ
fsr-4195	339	6	use	use	NOUN
fsr-4195	339	7	of	of	ADP
fsr-4195	339	8	a	a	DET
fsr-4195	339	9	financial	financial	ADJ
fsr-4195	339	10	advisor	advisor	NOUN
fsr-4195	339	11	,	,	PUNCT
fsr-4195	339	12	those	those	PRON
fsr-4195	339	13	in	in	ADP
fsr-4195	339	14	the	the	DET
fsr-4195	339	15	youngest	young	ADJ
fsr-4195	339	16	age	age	NOUN
fsr-4195	339	17	group	group	NOUN
fsr-4195	339	18	in	in	ADP
fsr-4195	339	19	the	the	DET
fsr-4195	339	20	sample	sample	NOUN
fsr-4195	339	21	of	of	ADP
fsr-4195	339	22	the	the	DET
fsr-4195	339	23	current	current	ADJ
fsr-4195	339	24	study	study	NOUN
fsr-4195	339	25	still	still	ADV
fsr-4195	339	26	,	,	PUNCT
fsr-4195	339	27	on	on	ADP
fsr-4195	339	28	average	average	ADJ
fsr-4195	339	29	,	,	PUNCT
fsr-4195	339	30	do	do	AUX
fsr-4195	339	31	not	not	PART
fsr-4195	339	32	use	use	VERB
fsr-4195	339	33	a	a	DET
fsr-4195	339	34	financial	financial	ADJ
fsr-4195	339	35	advisor	advisor	NOUN
fsr-4195	339	36	.	.	PUNCT
fsr-4195	340	1	these	these	DET
fsr-4195	340	2	findings	finding	NOUN
fsr-4195	340	3	suggest	suggest	VERB
fsr-4195	340	4	that	that	SCONJ
fsr-4195	340	5	neither	neither	PRON
fsr-4195	340	6	of	of	ADP
fsr-4195	340	7	the	the	DET
fsr-4195	340	8	outermost	outermost	ADJ
fsr-4195	340	9	age	age	NOUN
fsr-4195	340	10	categories	category	NOUN
fsr-4195	340	11	can	can	AUX
fsr-4195	340	12	be	be	AUX
fsr-4195	340	13	considered	consider	VERB
fsr-4195	340	14	the	the	DET
fsr-4195	340	15	pliable	pliable	ADJ
fsr-4195	340	16	middle	middle	NOUN
fsr-4195	340	17	,	,	PUNCT
fsr-4195	340	18	those	those	PRON
fsr-4195	340	19	willing	willing	ADJ
fsr-4195	340	20	to	to	PART
fsr-4195	340	21	consider	consider	VERB
fsr-4195	340	22	both	both	CCONJ
fsr-4195	340	23	the	the	DET
fsr-4195	340	24	use	use	NOUN
fsr-4195	340	25	of	of	ADP
fsr-4195	340	26	a	a	DET
fsr-4195	340	27	financial	financial	ADJ
fsr-4195	340	28	advisor	advisor	NOUN
fsr-4195	340	29	and	and	CCONJ
fsr-4195	340	30	cryptocurrency	cryptocurrency	NOUN
fsr-4195	340	31	investment	investment	NOUN
fsr-4195	340	32	.	.	PUNCT
fsr-4195	341	1	due	due	ADP
fsr-4195	341	2	to	to	ADP
fsr-4195	341	3	these	these	DET
fsr-4195	341	4	findings	finding	NOUN
fsr-4195	341	5	,	,	PUNCT
fsr-4195	341	6	an	an	DET
fsr-4195	341	7	additional	additional	ADJ
fsr-4195	341	8	robustness	robustness	NOUN
fsr-4195	341	9	check	check	NOUN
fsr-4195	341	10	on	on	ADP
fsr-4195	341	11	the	the	DET
fsr-4195	341	12	full	full	ADJ
fsr-4195	341	13	probit	probit	NOUN
fsr-4195	341	14	model	model	NOUN
fsr-4195	341	15	is	be	AUX
fsr-4195	341	16	estimated	estimate	VERB
fsr-4195	341	17	in	in	ADP
fsr-4195	341	18	which	which	PRON
fsr-4195	341	19	the	the	DET
fsr-4195	341	20	youngest	young	ADJ
fsr-4195	341	21	and	and	CCONJ
fsr-4195	341	22	oldest	old	ADJ
fsr-4195	341	23	age	age	NOUN
fsr-4195	341	24	groups	group	NOUN
fsr-4195	341	25	(	(	PUNCT
fsr-4195	341	26	ages	age	NOUN
fsr-4195	341	27	18	18	NUM
fsr-4195	341	28	-	-	SYM
fsr-4195	341	29	24	24	NUM
fsr-4195	341	30	and	and	CCONJ
fsr-4195	341	31	65	65	NUM
fsr-4195	341	32	+	+	NUM
fsr-4195	341	33	)	)	PUNCT
fsr-4195	341	34	are	be	AUX
fsr-4195	341	35	removed	remove	VERB
fsr-4195	341	36	from	from	ADP
fsr-4195	341	37	the	the	DET
fsr-4195	341	38	sample	sample	NOUN
fsr-4195	341	39	to	to	PART
fsr-4195	341	40	reduce	reduce	VERB
fsr-4195	341	41	the	the	DET
fsr-4195	341	42	potential	potential	ADJ
fsr-4195	341	43	bias	bias	NOUN
fsr-4195	341	44	that	that	SCONJ
fsr-4195	341	45	these	these	DET
fsr-4195	341	46	age	age	NOUN
fsr-4195	341	47	categories	category	NOUN
fsr-4195	341	48	may	may	AUX
fsr-4195	341	49	present	present	VERB
fsr-4195	341	50	.	.	PUNCT
fsr-4195	342	1	table	table	NOUN
fsr-4195	342	2	6	6	NUM
fsr-4195	342	3	describes	describe	VERB
fsr-4195	342	4	the	the	DET
fsr-4195	342	5	findings	finding	NOUN
fsr-4195	342	6	of	of	ADP
fsr-4195	342	7	this	this	DET
fsr-4195	342	8	new	new	ADJ
fsr-4195	342	9	model	model	NOUN
fsr-4195	342	10	which	which	PRON
fsr-4195	342	11	show	show	VERB
fsr-4195	342	12	an	an	DET
fsr-4195	342	13	increase	increase	NOUN
fsr-4195	342	14	in	in	ADP
fsr-4195	342	15	the	the	DET
fsr-4195	342	16	magnitude	magnitude	NOUN
fsr-4195	342	17	and	and	CCONJ
fsr-4195	342	18	significance	significance	NOUN
fsr-4195	342	19	of	of	ADP
fsr-4195	342	20	the	the	DET
fsr-4195	342	21	relationship	relationship	NOUN
fsr-4195	342	22	between	between	ADP
fsr-4195	342	23	the	the	DET
fsr-4195	342	24	use	use	NOUN
fsr-4195	342	25	of	of	ADP
fsr-4195	342	26	a	a	DET
fsr-4195	342	27	financial	financial	ADJ
fsr-4195	342	28	advisor	advisor	NOUN
fsr-4195	342	29	and	and	CCONJ
fsr-4195	342	30	cryptocurrency	cryptocurrency	NOUN
fsr-4195	342	31	investment	investment	NOUN
fsr-4195	342	32	.	.	PUNCT
fsr-4195	343	1	among	among	ADP
fsr-4195	343	2	these	these	DET
fsr-4195	343	3	middleaged	middleaged	ADJ
fsr-4195	343	4	investors	investor	NOUN
fsr-4195	343	5	(	(	PUNCT
fsr-4195	343	6	aged	age	VERB
fsr-4195	343	7	25	25	NUM
fsr-4195	343	8	-	-	SYM
fsr-4195	343	9	64	64	NUM
fsr-4195	343	10	)	)	PUNCT
fsr-4195	343	11	,	,	PUNCT
fsr-4195	343	12	those	those	PRON
fsr-4195	343	13	who	who	PRON
fsr-4195	343	14	use	use	VERB
fsr-4195	343	15	a	a	DET
fsr-4195	343	16	financial	financial	ADJ
fsr-4195	343	17	advisor	advisor	NOUN
fsr-4195	343	18	have	have	VERB
fsr-4195	343	19	a	a	DET
fsr-4195	343	20	higher	high	ADJ
fsr-4195	343	21	probability	probability	NOUN
fsr-4195	343	22	of	of	ADP
fsr-4195	343	23	having	have	VERB
fsr-4195	343	24	cryptocurrency	cryptocurrency	NOUN
fsr-4195	343	25	investments	investment	NOUN
fsr-4195	343	26	by	by	ADP
fsr-4195	343	27	about	about	ADV
fsr-4195	343	28	0.05	0.05	NUM
fsr-4195	343	29	(	(	PUNCT
fsr-4195	343	30	compared	compare	VERB
fsr-4195	343	31	to	to	ADP
fsr-4195	343	32	0.03	0.03	NUM
fsr-4195	343	33	in	in	ADP
fsr-4195	343	34	the	the	DET
fsr-4195	343	35	full	full	ADJ
fsr-4195	343	36	model	model	NOUN
fsr-4195	343	37	)	)	PUNCT
fsr-4195	343	38	.	.	PUNCT
fsr-4195	344	1	table	table	NOUN
fsr-4195	344	2	6	6	NUM
fsr-4195	344	3	.	.	PUNCT
fsr-4195	345	1	marginal	marginal	ADJ
fsr-4195	345	2	effects	effect	NOUN
fsr-4195	345	3	on	on	ADP
fsr-4195	345	4	cryptocurrency	cryptocurrency	NOUN
fsr-4195	345	5	investment	investment	NOUN
fsr-4195	345	6	(	(	PUNCT
fsr-4195	345	7	w/o	w/o	ADP
fsr-4195	345	8	age	age	NOUN
fsr-4195	345	9	groups	group	NOUN
fsr-4195	345	10	18	18	NUM
fsr-4195	345	11	-	-	SYM
fsr-4195	345	12	24	24	NUM
fsr-4195	345	13	&	&	CCONJ
fsr-4195	345	14	65	65	NUM
fsr-4195	345	15	+	+	NOUN
fsr-4195	345	16	)	)	PUNCT
fsr-4195	345	17	variable	variable	NOUN
fsr-4195	345	18	(	(	PUNCT
fsr-4195	345	19	reference	reference	NOUN
fsr-4195	345	20	group	group	NOUN
fsr-4195	345	21	)	)	PUNCT
fsr-4195	345	22	marginal	marginal	ADJ
fsr-4195	345	23	effect	effect	NOUN
fsr-4195	345	24	std	std	PROPN
fsr-4195	345	25	.	.	PUNCT
fsr-4195	346	1	err	err	NOUN
fsr-4195	346	2	.	.	PUNCT
fsr-4195	347	1	p	p	X
fsr-4195	347	2	-	-	PUNCT
fsr-4195	347	3	value	value	NOUN
fsr-4195	347	4	95	95	NUM
fsr-4195	347	5	%	%	NOUN
fsr-4195	347	6	conf	conf	NOUN
fsr-4195	347	7	.	.	PUNCT
fsr-4195	348	1	int	int	NOUN
fsr-4195	348	2	.	.	PUNCT
fsr-4195	349	1	use	use	VERB
fsr-4195	349	2	financial	financial	ADJ
fsr-4195	349	3	advisor	advisor	NOUN
fsr-4195	349	4	(	(	PUNCT
fsr-4195	349	5	no	no	NOUN
fsr-4195	349	6	)	)	PUNCT
fsr-4195	349	7	yes	yes	INTJ
fsr-4195	350	1	0.0524	0.0524	NUM
fsr-4195	351	1	*	*	PUNCT
fsr-4195	351	2	*	*	PUNCT
fsr-4195	352	1	0.0257	0.0257	NUM
fsr-4195	352	2	0.041	0.041	NUM
fsr-4195	352	3	0.0020	0.0020	NUM
fsr-4195	352	4	0.1028	0.1028	NUM
fsr-4195	352	5	obj	obj	PROPN
fsr-4195	352	6	.	.	PUNCT
fsr-4195	352	7	inv	inv	PROPN
fsr-4195	352	8	.	.	PUNCT
fsr-4195	353	1	knowledge	knowledge	NOUN
fsr-4195	353	2	(	(	PUNCT
fsr-4195	353	3	none	none	NOUN
fsr-4195	353	4	correct	correct	ADJ
fsr-4195	353	5	)	)	PUNCT
fsr-4195	353	6	1	1	NUM
fsr-4195	353	7	-0.1828	-0.1828	NOUN
fsr-4195	353	8	0.1187	0.1187	NUM
fsr-4195	353	9	0.123	0.123	NUM
fsr-4195	353	10	-0.4155	-0.4155	NOUN
fsr-4195	353	11	0.0498	0.0498	NUM
fsr-4195	353	12	2	2	NUM
fsr-4195	353	13	-0.2655	-0.2655	NOUN
fsr-4195	353	14	*	*	PUNCT
fsr-4195	353	15	*	*	X
fsr-4195	353	16	0.1154	0.1154	NUM
fsr-4195	353	17	0.021	0.021	NUM
fsr-4195	353	18	-0.4918	-0.4918	NOUN
fsr-4195	353	19	-0.0393	-0.0393	PROPN
fsr-4195	353	20	3	3	NUM
fsr-4195	353	21	-0.2562	-0.2562	NOUN
fsr-4195	353	22	*	*	PUNCT
fsr-4195	353	23	*	*	PUNCT
fsr-4195	353	24	0.1135	0.1135	NUM
fsr-4195	353	25	0.024	0.024	NUM
fsr-4195	353	26	-0.4787	-0.4787	NOUN
fsr-4195	353	27	-0.0337	-0.0337	NOUN
fsr-4195	353	28	4	4	NUM
fsr-4195	353	29	all	all	PRON
fsr-4195	353	30	correct	correct	ADJ
fsr-4195	353	31	-0.3165	-0.3165	VERB
fsr-4195	353	32	*	*	PUNCT
fsr-4195	354	1	*	*	PUNCT
fsr-4195	354	2	*	*	PUNCT
fsr-4195	354	3	0.1140	0.1140	NUM
fsr-4195	354	4	0.006	0.006	NUM
fsr-4195	354	5	-0.5399	-0.5399	NOUN
fsr-4195	354	6	-0.0930	-0.0930	X
fsr-4195	354	7	sub	sub	VERB
fsr-4195	354	8	.	.	PUNCT
fsr-4195	355	1	inv	inv	VERB
fsr-4195	355	2	.	.	PUNCT
fsr-4195	356	1	knowledge	knowledge	NOUN
fsr-4195	356	2	(	(	PUNCT
fsr-4195	356	3	below	below	ADP
fsr-4195	356	4	ave	ave	PROPN
fsr-4195	356	5	.	.	PUNCT
fsr-4195	356	6	)	)	PUNCT
fsr-4195	357	1	average	average	NOUN
fsr-4195	357	2	(	(	PUNCT
fsr-4195	357	3	5	5	NUM
fsr-4195	357	4	)	)	PUNCT
fsr-4195	357	5	0.0509	0.0509	NUM
fsr-4195	357	6	*	*	PUNCT
fsr-4195	357	7	0.0296	0.0296	NUM
fsr-4195	357	8	0.086	0.086	NUM
fsr-4195	357	9	-0.0071	-0.0071	NOUN
fsr-4195	357	10	0.1089	0.1089	NUM
fsr-4195	357	11	above	above	ADP
fsr-4195	357	12	average	average	ADJ
fsr-4195	357	13	(	(	PUNCT
fsr-4195	357	14	6	6	NUM
fsr-4195	357	15	-	-	SYM
fsr-4195	357	16	7	7	NUM
fsr-4195	357	17	)	)	PUNCT
fsr-4195	357	18	0.1813	0.1813	NUM
fsr-4195	357	19	*	*	PUNCT
fsr-4195	357	20	*	*	PUNCT
fsr-4195	357	21	*	*	PUNCT
fsr-4195	357	22	0.0363	0.0363	NUM
fsr-4195	357	23	0.000	0.000	NUM
fsr-4195	357	24	0.1101	0.1101	NUM
fsr-4195	357	25	0.2524	0.2524	NUM
fsr-4195	357	26	fin	fin	NOUN
fsr-4195	357	27	.	.	PUNCT
fsr-4195	358	1	educ	educ	PROPN
fsr-4195	358	2	.	.	PUNCT
fsr-4195	359	1	participation	participation	NOUN
fsr-4195	359	2	(	(	PUNCT
fsr-4195	359	3	no	no	INTJ
fsr-4195	359	4	)	)	PUNCT
fsr-4195	359	5	yes	yes	INTJ
fsr-4195	360	1	0.0226	0.0226	NUM
fsr-4195	360	2	0.0282	0.0282	NUM
fsr-4195	360	3	0.423	0.423	NUM
fsr-4195	360	4	-0.0327	-0.0327	NOUN
fsr-4195	360	5	0.0780	0.0780	NUM
fsr-4195	360	6	education	education	NOUN
fsr-4195	360	7	level	level	NOUN
fsr-4195	360	8	(	(	PUNCT
fsr-4195	360	9	no	no	DET
fsr-4195	360	10	college	college	NOUN
fsr-4195	360	11	)	)	PUNCT
fsr-4195	360	12	some	some	DET
fsr-4195	360	13	college	college	NOUN
fsr-4195	360	14	-0.0346	-0.0346	VERB
fsr-4195	360	15	0.0478	0.0478	NUM
fsr-4195	360	16	0.469	0.469	NUM
fsr-4195	360	17	-0.1284	-0.1284	NOUN
fsr-4195	360	18	0.0592	0.0592	NUM
fsr-4195	360	19	bachelor	bachelor	NOUN
fsr-4195	360	20	's	's	PART
fsr-4195	360	21	degree	degree	NOUN
fsr-4195	360	22	-0.0378	-0.0378	VERB
fsr-4195	360	23	0.0467	0.0467	NUM
fsr-4195	360	24	0.418	0.418	NUM
fsr-4195	360	25	-0.1292	-0.1292	NOUN
fsr-4195	360	26	0.0536	0.0536	NUM
fsr-4195	360	27	post	post	NOUN
fsr-4195	360	28	graduate	graduate	NOUN
fsr-4195	360	29	degree	degree	NOUN
fsr-4195	360	30	-0.0028	-0.0028	NOUN
fsr-4195	360	31	0.0527	0.0527	NUM
fsr-4195	360	32	0.957	0.957	NUM
fsr-4195	360	33	-0.1061	-0.1061	NOUN
fsr-4195	360	34	0.1005	0.1005	NUM
fsr-4195	360	35	age	age	NOUN
fsr-4195	360	36	group	group	NOUN
fsr-4195	360	37	(	(	PUNCT
fsr-4195	360	38	25	25	NUM
fsr-4195	360	39	-	-	SYM
fsr-4195	360	40	34	34	NUM
fsr-4195	360	41	)	)	PUNCT
fsr-4195	360	42	35	35	NUM
fsr-4195	360	43	44	44	NUM
fsr-4195	360	44	-0.1098	-0.1098	PUNCT
fsr-4195	361	1	*	*	PUNCT
fsr-4195	362	1	*	*	PUNCT
fsr-4195	362	2	0.0462	0.0462	NUM
fsr-4195	362	3	0.017	0.017	NUM
fsr-4195	362	4	-0.2003	-0.2003	NOUN
fsr-4195	362	5	-0.0193	-0.0193	NOUN
fsr-4195	362	6	45	45	NUM
fsr-4195	362	7	54	54	NUM
fsr-4195	362	8	-0.1756	-0.1756	NOUN
fsr-4195	363	1	*	*	PUNCT
fsr-4195	364	1	*	*	PUNCT
fsr-4195	364	2	*	*	PUNCT
fsr-4195	364	3	0.0441	0.0441	NUM
fsr-4195	364	4	0.000	0.000	NUM
fsr-4195	364	5	-0.2620	-0.2620	NOUN
fsr-4195	364	6	-0.0891	-0.0891	NOUN
fsr-4195	365	1	55	55	NUM
fsr-4195	365	2	64	64	NUM
fsr-4195	365	3	-0.1997	-0.1997	ADJ
fsr-4195	365	4	*	*	PUNCT
fsr-4195	365	5	*	*	PUNCT
fsr-4195	365	6	*	*	PUNCT
fsr-4195	365	7	0.0447	0.0447	NUM
fsr-4195	365	8	0.000	0.000	NUM
fsr-4195	365	9	-0.2873	-0.2873	NOUN
fsr-4195	365	10	-0.1121	-0.1121	PROPN
fsr-4195	366	1	brockbank	brockbank	INTJ
fsr-4195	366	2	et	et	PROPN
fsr-4195	366	3	al	al	PROPN
fsr-4195	366	4	.	.	PROPN
fsr-4195	366	5	15	15	NUM
fsr-4195	366	6	gender	gender	NOUN
fsr-4195	366	7	(	(	PUNCT
fsr-4195	366	8	female	female	NOUN
fsr-4195	366	9	)	)	PUNCT
fsr-4195	366	10	male	male	NOUN
fsr-4195	366	11	0.0442	0.0442	NUM
fsr-4195	366	12	0.0296	0.0296	NUM
fsr-4195	366	13	0.135	0.135	NUM
fsr-4195	366	14	-0.0138	-0.0138	NUM
fsr-4195	366	15	0.1022	0.1022	NUM
fsr-4195	366	16	ethnicity	ethnicity	NOUN
fsr-4195	366	17	(	(	PUNCT
fsr-4195	366	18	non	non	ADJ
fsr-4195	366	19	-	-	ADJ
fsr-4195	366	20	white	white	ADJ
fsr-4195	366	21	)	)	PUNCT
fsr-4195	366	22	white	white	ADJ
fsr-4195	366	23	-0.0060	-0.0060	NOUN
fsr-4195	366	24	0.0296	0.0296	NUM
fsr-4195	366	25	0.839	0.839	NUM
fsr-4195	366	26	-0.0640	-0.0640	ADJ
fsr-4195	366	27	0.0519	0.0519	NUM
fsr-4195	366	28	marital	marital	ADJ
fsr-4195	366	29	status	status	NOUN
fsr-4195	366	30	(	(	PUNCT
fsr-4195	366	31	not	not	PART
fsr-4195	366	32	married	married	ADJ
fsr-4195	366	33	)	)	PUNCT
fsr-4195	366	34	married	marry	VERB
fsr-4195	366	35	0.0333	0.0333	NUM
fsr-4195	366	36	0.0278	0.0278	NUM
fsr-4195	366	37	0.231	0.231	NUM
fsr-4195	366	38	-0.0212	-0.0212	NOUN
fsr-4195	366	39	0.0877	0.0877	NUM
fsr-4195	366	40	income	income	NOUN
fsr-4195	366	41	range	range	NOUN
fsr-4195	366	42	(	(	PUNCT
fsr-4195	366	43	less	less	ADJ
fsr-4195	366	44	than	than	ADP
fsr-4195	366	45	$	$	SYM
fsr-4195	366	46	50k	50k	NUM
fsr-4195	366	47	)	)	PUNCT
fsr-4195	366	48	$	$	SYM
fsr-4195	366	49	50k	50k	PROPN
fsr-4195	366	50	$	$	SYM
fsr-4195	366	51	100k	100k	NUM
fsr-4195	366	52	-0.0134	-0.0134	NOUN
fsr-4195	366	53	0.0409	0.0409	NUM
fsr-4195	366	54	0.743	0.743	NUM
fsr-4195	366	55	-0.0936	-0.0936	NUM
fsr-4195	366	56	0.0668	0.0668	NUM
fsr-4195	366	57	$	$	SYM
fsr-4195	366	58	100k	100k	NUM
fsr-4195	366	59	$	$	SYM
fsr-4195	366	60	150k	150k	NUM
fsr-4195	366	61	-0.0141	-0.0141	NOUN
fsr-4195	366	62	0.0498	0.0498	NUM
fsr-4195	366	63	0.778	0.778	NUM
fsr-4195	366	64	-0.1117	-0.1117	VERB
fsr-4195	366	65	0.0836	0.0836	NUM
fsr-4195	366	66	greater	great	ADJ
fsr-4195	366	67	than	than	ADP
fsr-4195	366	68	$	$	SYM
fsr-4195	366	69	150k	150k	NUM
fsr-4195	366	70	-0.0774	-0.0774	NOUN
fsr-4195	366	71	*	*	PUNCT
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fsr-4195	366	75	0.0137	0.0137	NUM
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fsr-4195	366	77	status	status	NOUN
fsr-4195	366	78	(	(	PUNCT
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fsr-4195	366	80	-	-	PUNCT
fsr-4195	366	81	time	time	NOUN
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fsr-4195	366	83	self	self	NOUN
fsr-4195	366	84	-	-	PUNCT
fsr-4195	366	85	employed	employ	VERB
fsr-4195	366	86	-0.0503	-0.0503	NOUN
fsr-4195	366	87	0.0382	0.0382	NUM
fsr-4195	366	88	0.188	0.188	NUM
fsr-4195	366	89	-0.1253	-0.1253	NOUN
fsr-4195	366	90	0.0246	0.0246	NUM
fsr-4195	366	91	employed	employ	VERB
fsr-4195	366	92	part	part	NOUN
fsr-4195	366	93	-	-	PUNCT
fsr-4195	366	94	time	time	NOUN
fsr-4195	366	95	0.0452	0.0452	NUM
fsr-4195	366	96	0.0583	0.0583	NUM
fsr-4195	366	97	0.438	0.438	NUM
fsr-4195	366	98	-0.0690	-0.0690	NOUN
fsr-4195	366	99	0.1594	0.1594	NUM
fsr-4195	366	100	retired	retired	ADJ
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fsr-4195	366	102	0.0450	0.0450	NUM
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fsr-4195	366	104	-0.1482	-0.1482	NOUN
fsr-4195	366	105	0.0283	0.0283	NUM
fsr-4195	366	106	not	not	PART
fsr-4195	366	107	currently	currently	ADV
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fsr-4195	366	110	0.0470	0.0470	NUM
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fsr-4195	368	2	(	(	PUNCT
fsr-4195	368	3	$	$	SYM
fsr-4195	368	4	10k	10k	NOUN
fsr-4195	368	5	or	or	CCONJ
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fsr-4195	368	7	)	)	PUNCT
fsr-4195	368	8	$	$	SYM
fsr-4195	368	9	10k	10k	NOUN
fsr-4195	368	10	$	$	SYM
fsr-4195	368	11	50k	50k	NUM
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fsr-4195	368	15	-0.0651	-0.0651	X
fsr-4195	369	1	0.1114	0.1114	NUM
fsr-4195	369	2	$	$	SYM
fsr-4195	369	3	50k	50k	NUM
fsr-4195	369	4	$	$	SYM
fsr-4195	369	5	100k	100k	NUM
fsr-4195	369	6	-0.0772	-0.0772	NOUN
fsr-4195	369	7	*	*	PUNCT
fsr-4195	370	1	0.0429	0.0429	NUM
fsr-4195	370	2	0.072	0.072	NUM
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fsr-4195	370	4	0.0069	0.0069	NUM
fsr-4195	370	5	$	$	SYM
fsr-4195	370	6	100k	100k	NUM
fsr-4195	370	7	$	$	SYM
fsr-4195	370	8	250k	250k	NUM
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fsr-4195	370	22	0.0875	0.0875	NUM
fsr-4195	370	23	$	$	SYM
fsr-4195	370	24	500k	500k	NUM
fsr-4195	370	25	$	$	SYM
fsr-4195	370	26	1	1	NUM
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fsr-4195	371	1	*	*	PUNCT
fsr-4195	372	1	*	*	PUNCT
fsr-4195	372	2	*	*	PUNCT
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fsr-4195	372	4	0.005	0.005	NUM
fsr-4195	372	5	-0.2154	-0.2154	NOUN
fsr-4195	372	6	-0.0376	-0.0376	VERB
fsr-4195	372	7	$	$	SYM
fsr-4195	372	8	1	1	NUM
fsr-4195	372	9	million	million	NUM
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fsr-4195	372	15	-0.1244	-0.1244	NOUN
fsr-4195	372	16	0.1339	0.1339	NUM
fsr-4195	372	17	risk	risk	NOUN
fsr-4195	372	18	aversion	aversion	NOUN
fsr-4195	372	19	(	(	PUNCT
fsr-4195	372	20	1	1	NUM
fsr-4195	372	21	-	-	PUNCT
fsr-4195	372	22	lowest	low	ADJ
fsr-4195	372	23	)	)	PUNCT
fsr-4195	372	24	2	2	NUM
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fsr-4195	372	26	0.0445	0.0445	NUM
fsr-4195	372	27	0.663	0.663	NUM
fsr-4195	372	28	-0.1067	-0.1067	NOUN
fsr-4195	372	29	0.0679	0.0679	NUM
fsr-4195	372	30	3	3	NUM
fsr-4195	372	31	-0.0389	-0.0389	NOUN
fsr-4195	372	32	0.0442	0.0442	NUM
fsr-4195	372	33	0.378	0.378	NUM
fsr-4195	372	34	-0.1255	-0.1255	NOUN
fsr-4195	372	35	0.0476	0.0476	NUM
fsr-4195	372	36	4	4	NUM
fsr-4195	372	37	-0.0763	-0.0763	NOUN
fsr-4195	372	38	0.0481	0.0481	NUM
fsr-4195	372	39	0.113	0.113	NUM
fsr-4195	372	40	-0.1707	-0.1707	NOUN
fsr-4195	372	41	0.0180	0.0180	NUM
fsr-4195	372	42	5	5	NUM
fsr-4195	372	43	-0.0341	-0.0341	NOUN
fsr-4195	372	44	0.0518	0.0518	NUM
fsr-4195	372	45	0.510	0.510	NUM
fsr-4195	372	46	-0.1356	-0.1356	NOUN
fsr-4195	372	47	0.0674	0.0674	NUM
fsr-4195	372	48	6	6	NUM
fsr-4195	372	49	-0.0746	-0.0746	NOUN
fsr-4195	372	50	0.0606	0.0606	NUM
fsr-4195	372	51	0.218	0.218	NUM
fsr-4195	372	52	-0.1933	-0.1933	NOUN
fsr-4195	372	53	0.0442	0.0442	NUM
fsr-4195	372	54	7	7	NUM
fsr-4195	372	55	-0.0752	-0.0752	NOUN
fsr-4195	372	56	0.0580	0.0580	NUM
fsr-4195	372	57	0.195	0.195	NUM
fsr-4195	372	58	-0.1889	-0.1889	NOUN
fsr-4195	372	59	0.0384	0.0384	NUM
fsr-4195	372	60	8	8	NUM
fsr-4195	372	61	highest	high	ADJ
fsr-4195	372	62	-0.1617	-0.1617	NOUN
fsr-4195	373	1	*	*	PUNCT
fsr-4195	373	2	*	*	PUNCT
fsr-4195	373	3	*	*	PUNCT
fsr-4195	373	4	0.0527	0.0527	NUM
fsr-4195	373	5	0.002	0.002	NUM
fsr-4195	373	6	-0.2649	-0.2649	NOUN
fsr-4195	373	7	-0.0585	-0.0585	NOUN
fsr-4195	373	8	number	number	NOUN
fsr-4195	373	9	of	of	ADP
fsr-4195	373	10	observations	observation	NOUN
fsr-4195	373	11	=	=	NOUN
fsr-4195	373	12	889	889	NUM
fsr-4195	373	13	pseudo	pseudo	NOUN
fsr-4195	373	14	r	r	NOUN
fsr-4195	373	15	-	-	PUNCT
fsr-4195	373	16	squared	square	VERB
fsr-4195	373	17	=	=	SYM
fsr-4195	373	18	0.2255	0.2255	NUM
fsr-4195	373	19	*	*	PUNCT
fsr-4195	373	20	significance	significance	NOUN
fsr-4195	373	21	at	at	ADP
fsr-4195	373	22	the	the	DET
fsr-4195	373	23	10	10	NUM
fsr-4195	373	24	%	%	NOUN
fsr-4195	373	25	level	level	NOUN
fsr-4195	373	26	,	,	PUNCT
fsr-4195	373	27	*	*	PUNCT
fsr-4195	373	28	*	*	NOUN
fsr-4195	373	29	significance	significance	NOUN
fsr-4195	373	30	at	at	ADP
fsr-4195	373	31	the	the	DET
fsr-4195	373	32	5	5	NUM
fsr-4195	373	33	%	%	NOUN
fsr-4195	373	34	level	level	NOUN
fsr-4195	373	35	,	,	PUNCT
fsr-4195	373	36	*	*	PUNCT
fsr-4195	373	37	*	*	PUNCT
fsr-4195	373	38	*	*	NOUN
fsr-4195	373	39	significance	significance	NOUN
fsr-4195	373	40	at	at	ADP
fsr-4195	373	41	the	the	DET
fsr-4195	373	42	1	1	NUM
fsr-4195	373	43	%	%	NOUN
fsr-4195	373	44	level	level	NOUN
fsr-4195	373	45	analysis	analysis	NOUN
fsr-4195	373	46	using	use	VERB
fsr-4195	373	47	the	the	DET
fsr-4195	373	48	2018	2018	NUM
fsr-4195	373	49	nfcs	nfcs	PROPN
fsr-4195	373	50	state	state	NOUN
fsr-4195	373	51	-	-	PUNCT
fsr-4195	373	52	by	by	ADP
fsr-4195	373	53	-	-	PUNCT
fsr-4195	373	54	state	state	NOUN
fsr-4195	373	55	and	and	CCONJ
fsr-4195	373	56	investor	investor	NOUN
fsr-4195	373	57	surveys	survey	NOUN
fsr-4195	373	58	.	.	PUNCT
fsr-4195	374	1	survey	survey	NOUN
fsr-4195	374	2	weights	weight	NOUN
fsr-4195	374	3	are	be	AUX
fsr-4195	374	4	applied	apply	VERB
fsr-4195	374	5	.	.	PUNCT
fsr-4195	375	1	discussion	discussion	NOUN
fsr-4195	375	2	,	,	PUNCT
fsr-4195	375	3	limitations	limitation	NOUN
fsr-4195	375	4	,	,	PUNCT
fsr-4195	375	5	and	and	CCONJ
fsr-4195	375	6	suggestions	suggestion	NOUN
fsr-4195	375	7	for	for	ADP
fsr-4195	375	8	further	further	ADJ
fsr-4195	375	9	research	research	NOUN
fsr-4195	375	10	human	human	ADJ
fsr-4195	375	11	capital	capital	NOUN
fsr-4195	375	12	theory	theory	NOUN
fsr-4195	375	13	proposes	propose	VERB
fsr-4195	375	14	that	that	SCONJ
fsr-4195	375	15	increased	increase	VERB
fsr-4195	375	16	knowledge	knowledge	NOUN
fsr-4195	375	17	should	should	AUX
fsr-4195	375	18	improve	improve	VERB
fsr-4195	375	19	decision	decision	NOUN
fsr-4195	375	20	-	-	PUNCT
fsr-4195	375	21	making	make	VERB
fsr-4195	375	22	abilities	ability	NOUN
fsr-4195	375	23	(	(	PUNCT
fsr-4195	375	24	becker	becker	NOUN
fsr-4195	375	25	,	,	PUNCT
fsr-4195	375	26	1962	1962	NUM
fsr-4195	375	27	)	)	PUNCT
fsr-4195	375	28	.	.	PUNCT
fsr-4195	376	1	given	give	VERB
fsr-4195	376	2	the	the	DET
fsr-4195	376	3	diversification	diversification	NOUN
fsr-4195	376	4	benefits	benefit	NOUN
fsr-4195	376	5	that	that	PRON
fsr-4195	376	6	cryptocurrency	cryptocurrency	NOUN
fsr-4195	376	7	provides	provide	VERB
fsr-4195	376	8	(	(	PUNCT
fsr-4195	376	9	andrianto	andrianto	NOUN
fsr-4195	376	10	&	&	CCONJ
fsr-4195	376	11	diputra	diputra	PROPN
fsr-4195	376	12	,	,	PUNCT
fsr-4195	376	13	2017	2017	NUM
fsr-4195	376	14	;	;	PUNCT
fsr-4195	376	15	wong	wong	PROPN
fsr-4195	376	16	et	et	PROPN
fsr-4195	376	17	al	al	PROPN
fsr-4195	376	18	.	.	PROPN
fsr-4195	376	19	,	,	PUNCT
fsr-4195	376	20	2018	2018	NUM
fsr-4195	376	21	)	)	PUNCT
fsr-4195	376	22	,	,	PUNCT
fsr-4195	376	23	using	use	VERB
fsr-4195	376	24	the	the	DET
fsr-4195	376	25	domain	domain	NOUN
fsr-4195	376	26	-	-	PUNCT
fsr-4195	376	27	specific	specific	ADJ
fsr-4195	376	28	human	human	ADJ
fsr-4195	376	29	capital	capital	NOUN
fsr-4195	376	30	of	of	ADP
fsr-4195	376	31	a	a	DET
fsr-4195	376	32	financial	financial	ADJ
fsr-4195	376	33	advisor	advisor	NOUN
fsr-4195	376	34	should	should	AUX
fsr-4195	376	35	increase	increase	VERB
fsr-4195	376	36	the	the	DET
fsr-4195	376	37	likelihood	likelihood	NOUN
fsr-4195	376	38	of	of	ADP
fsr-4195	376	39	an	an	DET
fsr-4195	376	40	individual	individual	NOUN
fsr-4195	376	41	to	to	PART
fsr-4195	376	42	invest	invest	VERB
fsr-4195	376	43	in	in	ADP
fsr-4195	376	44	cryptocurrency	cryptocurrency	NOUN
fsr-4195	376	45	.	.	PUNCT
fsr-4195	377	1	the	the	DET
fsr-4195	377	2	finding	finding	NOUN
fsr-4195	377	3	that	that	SCONJ
fsr-4195	377	4	using	use	VERB
fsr-4195	377	5	a	a	DET
fsr-4195	377	6	financial	financial	ADJ
fsr-4195	377	7	advisor	advisor	NOUN
fsr-4195	377	8	is	be	AUX
fsr-4195	377	9	associated	associate	VERB
fsr-4195	377	10	positively	positively	ADV
fsr-4195	377	11	with	with	ADP
fsr-4195	377	12	cryptocurrency	cryptocurrency	NOUN
fsr-4195	377	13	investment	investment	NOUN
fsr-4195	377	14	financial	financial	ADJ
fsr-4195	377	15	services	service	NOUN
fsr-4195	377	16	review	review	NOUN
fsr-4195	377	17	,	,	PUNCT
fsr-4195	377	18	33(2	33(2	NUM
fsr-4195	377	19	)	)	PUNCT
fsr-4195	377	20	16	16	NUM
fsr-4195	377	21	confirms	confirm	VERB
fsr-4195	377	22	the	the	DET
fsr-4195	377	23	theoretical	theoretical	ADJ
fsr-4195	377	24	expectation	expectation	NOUN
fsr-4195	377	25	and	and	CCONJ
fsr-4195	377	26	is	be	AUX
fsr-4195	377	27	consistent	consistent	ADJ
fsr-4195	377	28	with	with	ADP
fsr-4195	377	29	hypothesis	hypothesis	NOUN
fsr-4195	377	30	1	1	NUM
fsr-4195	377	31	.	.	PUNCT
fsr-4195	378	1	inconsistent	inconsistent	ADJ
fsr-4195	378	2	results	result	NOUN
fsr-4195	378	3	are	be	AUX
fsr-4195	378	4	found	find	VERB
fsr-4195	378	5	regarding	regard	VERB
fsr-4195	378	6	hypothesis	hypothesis	NOUN
fsr-4195	378	7	2	2	NUM
fsr-4195	378	8	,	,	PUNCT
fsr-4195	378	9	in	in	ADP
fsr-4195	378	10	that	that	DET
fsr-4195	378	11	education	education	NOUN
fsr-4195	378	12	and	and	CCONJ
fsr-4195	378	13	gender	gender	NOUN
fsr-4195	378	14	are	be	AUX
fsr-4195	378	15	not	not	PART
fsr-4195	378	16	significantly	significantly	ADV
fsr-4195	378	17	associated	associate	VERB
fsr-4195	378	18	with	with	ADP
fsr-4195	378	19	cryptocurrency	cryptocurrency	NOUN
fsr-4195	378	20	investment	investment	NOUN
fsr-4195	378	21	.	.	PUNCT
fsr-4195	379	1	additionally	additionally	ADV
fsr-4195	379	2	,	,	PUNCT
fsr-4195	379	3	the	the	DET
fsr-4195	379	4	few	few	ADJ
fsr-4195	379	5	areas	area	NOUN
fsr-4195	379	6	of	of	ADP
fsr-4195	379	7	significance	significance	NOUN
fsr-4195	379	8	for	for	ADP
fsr-4195	379	9	income	income	NOUN
fsr-4195	379	10	and	and	CCONJ
fsr-4195	379	11	the	the	DET
fsr-4195	379	12	level	level	NOUN
fsr-4195	379	13	of	of	ADP
fsr-4195	379	14	investment	investment	NOUN
fsr-4195	379	15	assets	asset	NOUN
fsr-4195	379	16	are	be	AUX
fsr-4195	379	17	negatively	negatively	ADV
fsr-4195	379	18	associated	associate	VERB
fsr-4195	379	19	with	with	ADP
fsr-4195	379	20	cryptocurrency	cryptocurrency	NOUN
fsr-4195	379	21	investment	investment	NOUN
fsr-4195	379	22	,	,	PUNCT
fsr-4195	379	23	contradictory	contradictory	ADJ
fsr-4195	379	24	to	to	ADP
fsr-4195	379	25	hypothetical	hypothetical	ADJ
fsr-4195	379	26	expectations	expectation	NOUN
fsr-4195	379	27	and	and	CCONJ
fsr-4195	379	28	previous	previous	ADJ
fsr-4195	379	29	literature	literature	NOUN
fsr-4195	379	30	(	(	PUNCT
fsr-4195	379	31	lammer	lammer	PROPN
fsr-4195	379	32	et	et	PROPN
fsr-4195	379	33	al	al	PROPN
fsr-4195	379	34	.	.	PROPN
fsr-4195	379	35	,	,	PUNCT
fsr-4195	379	36	2020	2020	NUM
fsr-4195	379	37	;	;	PUNCT
fsr-4195	379	38	xi	xi	NUM
fsr-4195	379	39	et	et	PROPN
fsr-4195	379	40	al	al	PROPN
fsr-4195	379	41	.	.	PROPN
fsr-4195	379	42	,	,	PUNCT
fsr-4195	379	43	2020	2020	NUM
fsr-4195	379	44	)	)	PUNCT
fsr-4195	379	45	.	.	PUNCT
fsr-4195	380	1	those	those	PRON
fsr-4195	380	2	with	with	ADP
fsr-4195	380	3	the	the	DET
fsr-4195	380	4	highest	high	ADJ
fsr-4195	380	5	level	level	NOUN
fsr-4195	380	6	of	of	ADP
fsr-4195	380	7	income	income	NOUN
fsr-4195	380	8	,	,	PUNCT
fsr-4195	380	9	greater	great	ADJ
fsr-4195	380	10	than	than	ADP
fsr-4195	380	11	$	$	SYM
fsr-4195	380	12	150k	150k	NUM
fsr-4195	380	13	,	,	PUNCT
fsr-4195	380	14	are	be	AUX
fsr-4195	380	15	significantly	significantly	ADV
fsr-4195	380	16	less	less	ADV
fsr-4195	380	17	likely	likely	ADJ
fsr-4195	380	18	to	to	PART
fsr-4195	380	19	be	be	AUX
fsr-4195	380	20	invested	invest	VERB
fsr-4195	380	21	in	in	ADP
fsr-4195	380	22	cryptocurrencies	cryptocurrencie	NOUN
fsr-4195	380	23	compared	compare	VERB
fsr-4195	380	24	to	to	ADP
fsr-4195	380	25	those	those	PRON
fsr-4195	380	26	with	with	ADP
fsr-4195	380	27	income	income	NOUN
fsr-4195	380	28	less	less	ADJ
fsr-4195	380	29	than	than	ADP
fsr-4195	380	30	$	$	SYM
fsr-4195	380	31	50k	50k	NUM
fsr-4195	380	32	.	.	PUNCT
fsr-4195	381	1	these	these	DET
fsr-4195	381	2	discrepancies	discrepancy	NOUN
fsr-4195	381	3	may	may	AUX
fsr-4195	381	4	be	be	AUX
fsr-4195	381	5	explained	explain	VERB
fsr-4195	381	6	through	through	ADP
fsr-4195	381	7	the	the	DET
fsr-4195	381	8	data	datum	NOUN
fsr-4195	381	9	(	(	PUNCT
fsr-4195	381	10	international	international	ADJ
fsr-4195	381	11	vs	vs	ADP
fsr-4195	381	12	u.s	u.s	PROPN
fsr-4195	381	13	.	.	PROPN
fsr-4195	381	14	data	data	PROPN
fsr-4195	381	15	and/or	and/or	CCONJ
fsr-4195	381	16	sample	sample	NOUN
fsr-4195	381	17	size	size	NOUN
fsr-4195	381	18	)	)	PUNCT
fsr-4195	381	19	or	or	CCONJ
fsr-4195	381	20	other	other	ADJ
fsr-4195	381	21	means	mean	NOUN
fsr-4195	381	22	,	,	PUNCT
fsr-4195	381	23	though	though	SCONJ
fsr-4195	381	24	specifics	specific	NOUN
fsr-4195	381	25	are	be	AUX
fsr-4195	381	26	only	only	ADV
fsr-4195	381	27	speculation	speculation	NOUN
fsr-4195	381	28	and	and	CCONJ
fsr-4195	381	29	fall	fall	VERB
fsr-4195	381	30	outside	outside	ADP
fsr-4195	381	31	the	the	DET
fsr-4195	381	32	focus	focus	NOUN
fsr-4195	381	33	of	of	ADP
fsr-4195	381	34	the	the	DET
fsr-4195	381	35	current	current	ADJ
fsr-4195	381	36	study	study	NOUN
fsr-4195	381	37	but	but	CCONJ
fsr-4195	381	38	could	could	AUX
fsr-4195	381	39	provide	provide	VERB
fsr-4195	381	40	the	the	DET
fsr-4195	381	41	foundation	foundation	NOUN
fsr-4195	381	42	for	for	ADP
fsr-4195	381	43	future	future	ADJ
fsr-4195	381	44	research	research	NOUN
fsr-4195	381	45	.	.	PUNCT
fsr-4195	382	1	consistent	consistent	ADJ
fsr-4195	382	2	with	with	ADP
fsr-4195	382	3	hypothesis	hypothesis	NOUN
fsr-4195	382	4	3	3	NUM
fsr-4195	382	5	,	,	PUNCT
fsr-4195	382	6	a	a	DET
fsr-4195	382	7	strong	strong	ADJ
fsr-4195	382	8	negative	negative	ADJ
fsr-4195	382	9	relationship	relationship	NOUN
fsr-4195	382	10	between	between	ADP
fsr-4195	382	11	age	age	NOUN
fsr-4195	382	12	and	and	CCONJ
fsr-4195	382	13	cryptocurrency	cryptocurrency	NOUN
fsr-4195	382	14	investment	investment	NOUN
fsr-4195	382	15	is	be	AUX
fsr-4195	382	16	shown	show	VERB
fsr-4195	382	17	in	in	ADP
fsr-4195	382	18	the	the	DET
fsr-4195	382	19	findings	finding	NOUN
fsr-4195	382	20	(	(	PUNCT
fsr-4195	382	21	xi	xi	X
fsr-4195	382	22	et	et	PROPN
fsr-4195	382	23	al	al	PROPN
fsr-4195	382	24	.	.	PROPN
fsr-4195	382	25	,	,	PUNCT
fsr-4195	382	26	2020	2020	NUM
fsr-4195	382	27	)	)	PUNCT
fsr-4195	382	28	.	.	PUNCT
fsr-4195	383	1	many	many	ADJ
fsr-4195	383	2	additional	additional	ADJ
fsr-4195	383	3	findings	finding	NOUN
fsr-4195	383	4	are	be	AUX
fsr-4195	383	5	consistent	consistent	ADJ
fsr-4195	383	6	with	with	ADP
fsr-4195	383	7	theoretical	theoretical	ADJ
fsr-4195	383	8	expectations	expectation	NOUN
fsr-4195	383	9	and	and	CCONJ
fsr-4195	383	10	strengthen	strengthen	VERB
fsr-4195	383	11	the	the	DET
fsr-4195	383	12	current	current	ADJ
fsr-4195	383	13	body	body	NOUN
fsr-4195	383	14	of	of	ADP
fsr-4195	383	15	literature	literature	NOUN
fsr-4195	383	16	on	on	ADP
fsr-4195	383	17	cryptocurrencies	cryptocurrencie	NOUN
fsr-4195	383	18	.	.	PUNCT
fsr-4195	384	1	those	those	PRON
fsr-4195	384	2	with	with	ADP
fsr-4195	384	3	higher	high	ADJ
fsr-4195	384	4	levels	level	NOUN
fsr-4195	384	5	of	of	ADP
fsr-4195	384	6	risk	risk	NOUN
fsr-4195	384	7	aversion	aversion	NOUN
fsr-4195	384	8	are	be	AUX
fsr-4195	384	9	less	less	ADV
fsr-4195	384	10	likely	likely	ADJ
fsr-4195	384	11	to	to	PART
fsr-4195	384	12	invest	invest	VERB
fsr-4195	384	13	in	in	ADP
fsr-4195	384	14	cryptocurrencies	cryptocurrencie	NOUN
fsr-4195	384	15	,	,	PUNCT
fsr-4195	384	16	consistent	consistent	ADJ
fsr-4195	384	17	with	with	ADP
fsr-4195	384	18	the	the	DET
fsr-4195	384	19	findings	finding	NOUN
fsr-4195	384	20	of	of	ADP
fsr-4195	384	21	hackenthal	hackenthal	PROPN
fsr-4195	384	22	et	et	PROPN
fsr-4195	384	23	al	al	PROPN
fsr-4195	384	24	.	.	PROPN
fsr-4195	385	1	(	(	PUNCT
fsr-4195	385	2	2022	2022	NUM
fsr-4195	385	3	)	)	PUNCT
fsr-4195	385	4	.	.	PUNCT
fsr-4195	386	1	those	those	PRON
fsr-4195	386	2	with	with	ADP
fsr-4195	386	3	higher	high	ADJ
fsr-4195	386	4	subjective	subjective	ADJ
fsr-4195	386	5	investment	investment	NOUN
fsr-4195	386	6	knowledge	knowledge	NOUN
fsr-4195	386	7	have	have	VERB
fsr-4195	386	8	a	a	DET
fsr-4195	386	9	greater	great	ADJ
fsr-4195	386	10	probability	probability	NOUN
fsr-4195	386	11	of	of	ADP
fsr-4195	386	12	having	have	VERB
fsr-4195	386	13	cryptocurrency	cryptocurrency	NOUN
fsr-4195	386	14	investments	investment	NOUN
fsr-4195	386	15	,	,	PUNCT
fsr-4195	386	16	consistent	consistent	ADJ
fsr-4195	386	17	with	with	ADP
fsr-4195	386	18	human	human	ADJ
fsr-4195	386	19	capital	capital	NOUN
fsr-4195	386	20	theoretical	theoretical	ADJ
fsr-4195	386	21	expectations	expectation	NOUN
fsr-4195	386	22	and	and	CCONJ
fsr-4195	386	23	existing	exist	VERB
fsr-4195	386	24	literature	literature	NOUN
fsr-4195	386	25	(	(	PUNCT
fsr-4195	386	26	zhao	zhao	PROPN
fsr-4195	386	27	&	&	CCONJ
fsr-4195	386	28	zhang	zhang	PROPN
fsr-4195	386	29	,	,	PUNCT
fsr-4195	386	30	2021	2021	NUM
fsr-4195	386	31	;	;	PUNCT
fsr-4195	386	32	kim	kim	PROPN
fsr-4195	386	33	et	et	PROPN
fsr-4195	386	34	al	al	PROPN
fsr-4195	386	35	.	.	PROPN
fsr-4195	386	36	,	,	PUNCT
fsr-4195	386	37	2023	2023	NUM
fsr-4195	386	38	)	)	PUNCT
fsr-4195	386	39	.	.	PUNCT
fsr-4195	387	1	however	however	ADV
fsr-4195	387	2	,	,	PUNCT
fsr-4195	387	3	those	those	PRON
fsr-4195	387	4	with	with	ADP
fsr-4195	387	5	a	a	DET
fsr-4195	387	6	higher	high	ADJ
fsr-4195	387	7	objective	objective	ADJ
fsr-4195	387	8	investment	investment	NOUN
fsr-4195	387	9	knowledge	knowledge	NOUN
fsr-4195	387	10	score	score	NOUN
fsr-4195	387	11	have	have	VERB
fsr-4195	387	12	a	a	DET
fsr-4195	387	13	lower	low	ADJ
fsr-4195	387	14	probability	probability	NOUN
fsr-4195	387	15	of	of	ADP
fsr-4195	387	16	having	have	VERB
fsr-4195	387	17	cryptocurrency	cryptocurrency	NOUN
fsr-4195	387	18	investments	investment	NOUN
fsr-4195	387	19	.	.	PUNCT
fsr-4195	388	1	this	this	DET
fsr-4195	388	2	finding	finding	NOUN
fsr-4195	388	3	is	be	AUX
fsr-4195	388	4	also	also	ADV
fsr-4195	388	5	consistent	consistent	ADJ
fsr-4195	388	6	with	with	ADP
fsr-4195	388	7	kim	kim	PROPN
fsr-4195	388	8	et	et	PROPN
fsr-4195	388	9	al	al	PROPN
fsr-4195	388	10	.	.	PROPN
fsr-4195	389	1	(	(	PUNCT
fsr-4195	389	2	2023	2023	NUM
fsr-4195	389	3	)	)	PUNCT
fsr-4195	389	4	,	,	PUNCT
fsr-4195	389	5	but	but	CCONJ
fsr-4195	389	6	contrary	contrary	ADV
fsr-4195	389	7	to	to	ADP
fsr-4195	389	8	the	the	DET
fsr-4195	389	9	findings	finding	NOUN
fsr-4195	389	10	of	of	ADP
fsr-4195	389	11	arias	arias	PROPN
fsr-4195	389	12	-	-	PUNCT
fsr-4195	389	13	oliva	oliva	PROPN
fsr-4195	389	14	et	et	PROPN
fsr-4195	389	15	al	al	PROPN
fsr-4195	389	16	.	.	PROPN
fsr-4195	390	1	(	(	PUNCT
fsr-4195	390	2	2019	2019	NUM
fsr-4195	390	3	)	)	PUNCT
fsr-4195	390	4	who	who	PRON
fsr-4195	390	5	found	find	VERB
fsr-4195	390	6	financial	financial	ADJ
fsr-4195	390	7	literacy	literacy	NOUN
fsr-4195	390	8	to	to	PART
fsr-4195	390	9	be	be	AUX
fsr-4195	390	10	a	a	DET
fsr-4195	390	11	non	non	ADJ
fsr-4195	390	12	-	-	ADJ
fsr-4195	390	13	significant	significant	ADJ
fsr-4195	390	14	determinant	determinant	ADJ
fsr-4195	390	15	of	of	ADP
fsr-4195	390	16	cryptocurrency	cryptocurrency	NOUN
fsr-4195	390	17	investment	investment	NOUN
fsr-4195	390	18	.	.	PUNCT
fsr-4195	391	1	future	future	ADJ
fsr-4195	391	2	research	research	NOUN
fsr-4195	391	3	of	of	ADP
fsr-4195	391	4	these	these	DET
fsr-4195	391	5	apparent	apparent	ADJ
fsr-4195	391	6	discrepancies	discrepancy	NOUN
fsr-4195	391	7	could	could	AUX
fsr-4195	391	8	be	be	AUX
fsr-4195	391	9	helpful	helpful	ADJ
fsr-4195	391	10	.	.	PUNCT
fsr-4195	392	1	these	these	DET
fsr-4195	392	2	findings	finding	NOUN
fsr-4195	392	3	also	also	ADV
fsr-4195	392	4	suggest	suggest	VERB
fsr-4195	392	5	that	that	SCONJ
fsr-4195	392	6	there	there	PRON
fsr-4195	392	7	may	may	AUX
fsr-4195	392	8	be	be	AUX
fsr-4195	392	9	a	a	DET
fsr-4195	392	10	gap	gap	NOUN
fsr-4195	392	11	in	in	ADP
fsr-4195	392	12	the	the	DET
fsr-4195	392	13	subjective	subjective	ADJ
fsr-4195	392	14	and	and	CCONJ
fsr-4195	392	15	objective	objective	ADJ
fsr-4195	392	16	investment	investment	NOUN
fsr-4195	392	17	knowledge	knowledge	NOUN
fsr-4195	392	18	measures	measure	NOUN
fsr-4195	392	19	among	among	ADP
fsr-4195	392	20	cryptocurrency	cryptocurrency	NOUN
fsr-4195	392	21	investors	investor	NOUN
fsr-4195	392	22	,	,	PUNCT
fsr-4195	392	23	which	which	PRON
fsr-4195	392	24	could	could	AUX
fsr-4195	392	25	provide	provide	VERB
fsr-4195	392	26	the	the	DET
fsr-4195	392	27	foundation	foundation	NOUN
fsr-4195	392	28	for	for	ADP
fsr-4195	392	29	a	a	DET
fsr-4195	392	30	future	future	ADJ
fsr-4195	392	31	research	research	NOUN
fsr-4195	392	32	project	project	NOUN
fsr-4195	392	33	.	.	PUNCT
fsr-4195	393	1	it	it	PRON
fsr-4195	393	2	is	be	AUX
fsr-4195	393	3	important	important	ADJ
fsr-4195	393	4	to	to	PART
fsr-4195	393	5	note	note	VERB
fsr-4195	393	6	that	that	SCONJ
fsr-4195	393	7	the	the	DET
fsr-4195	393	8	current	current	ADJ
fsr-4195	393	9	paper	paper	NOUN
fsr-4195	393	10	is	be	AUX
fsr-4195	393	11	the	the	DET
fsr-4195	393	12	first	first	ADJ
fsr-4195	393	13	to	to	ADP
fsr-4195	393	14	our	our	PRON
fsr-4195	393	15	knowledge	knowledge	NOUN
fsr-4195	393	16	to	to	PART
fsr-4195	393	17	specify	specify	VERB
fsr-4195	393	18	“	"	PUNCT
fsr-4195	393	19	investment	investment	NOUN
fsr-4195	393	20	knowledge	knowledge	NOUN
fsr-4195	393	21	”	"	PUNCT
fsr-4195	393	22	instead	instead	ADV
fsr-4195	393	23	of	of	ADP
fsr-4195	393	24	a	a	DET
fsr-4195	393	25	general	general	ADJ
fsr-4195	393	26	financial	financial	ADJ
fsr-4195	393	27	knowledge	knowledge	NOUN
fsr-4195	393	28	,	,	PUNCT
fsr-4195	393	29	and	and	CCONJ
fsr-4195	393	30	this	this	DET
fsr-4195	393	31	distinction	distinction	NOUN
fsr-4195	393	32	could	could	AUX
fsr-4195	393	33	be	be	AUX
fsr-4195	393	34	a	a	DET
fsr-4195	393	35	relevant	relevant	ADJ
fsr-4195	393	36	factor	factor	NOUN
fsr-4195	393	37	in	in	ADP
fsr-4195	393	38	future	future	ADJ
fsr-4195	393	39	research	research	NOUN
fsr-4195	393	40	endeavors	endeavor	NOUN
fsr-4195	393	41	.	.	PUNCT
fsr-4195	394	1	lastly	lastly	ADV
fsr-4195	394	2	,	,	PUNCT
fsr-4195	394	3	the	the	DET
fsr-4195	394	4	economic	economic	ADJ
fsr-4195	394	5	theory	theory	NOUN
fsr-4195	394	6	of	of	ADP
fsr-4195	394	7	marriage	marriage	NOUN
fsr-4195	394	8	suggests	suggest	VERB
fsr-4195	394	9	that	that	SCONJ
fsr-4195	394	10	individuals	individual	NOUN
fsr-4195	394	11	get	get	AUX
fsr-4195	394	12	married	marry	VERB
fsr-4195	394	13	because	because	SCONJ
fsr-4195	394	14	they	they	PRON
fsr-4195	394	15	believe	believe	VERB
fsr-4195	394	16	it	it	PRON
fsr-4195	394	17	will	will	AUX
fsr-4195	394	18	make	make	VERB
fsr-4195	394	19	them	they	PRON
fsr-4195	394	20	better	well	ADJ
fsr-4195	394	21	off	off	ADP
fsr-4195	394	22	through	through	ADP
fsr-4195	394	23	pooled	pool	VERB
fsr-4195	394	24	resources	resource	NOUN
fsr-4195	394	25	,	,	PUNCT
fsr-4195	394	26	combined	combine	VERB
fsr-4195	394	27	human	human	ADJ
fsr-4195	394	28	capital	capital	NOUN
fsr-4195	394	29	,	,	PUNCT
fsr-4195	394	30	risk	risk	NOUN
fsr-4195	394	31	sharing	sharing	NOUN
fsr-4195	394	32	,	,	PUNCT
fsr-4195	394	33	and	and	CCONJ
fsr-4195	394	34	opportunities	opportunity	NOUN
fsr-4195	394	35	for	for	ADP
fsr-4195	394	36	specialization	specialization	NOUN
fsr-4195	394	37	(	(	PUNCT
fsr-4195	394	38	becker	becker	NOUN
fsr-4195	394	39	,	,	PUNCT
fsr-4195	394	40	1973	1973	NUM
fsr-4195	394	41	)	)	PUNCT
fsr-4195	394	42	.	.	PUNCT
fsr-4195	395	1	risk	risk	NOUN
fsr-4195	395	2	-	-	PUNCT
fsr-4195	395	3	sharing	sharing	NOUN
fsr-4195	395	4	and	and	CCONJ
fsr-4195	395	5	combined	combine	VERB
fsr-4195	395	6	human	human	ADJ
fsr-4195	395	7	capital	capital	NOUN
fsr-4195	395	8	may	may	AUX
fsr-4195	395	9	explain	explain	VERB
fsr-4195	395	10	the	the	DET
fsr-4195	395	11	increased	increase	VERB
fsr-4195	395	12	probability	probability	NOUN
fsr-4195	395	13	of	of	ADP
fsr-4195	395	14	cryptocurrency	cryptocurrency	NOUN
fsr-4195	395	15	investment	investment	NOUN
fsr-4195	395	16	among	among	ADP
fsr-4195	395	17	married	married	ADJ
fsr-4195	395	18	investors	investor	NOUN
fsr-4195	395	19	compared	compare	VERB
fsr-4195	395	20	to	to	ADP
fsr-4195	395	21	non	non	ADJ
fsr-4195	395	22	-	-	ADJ
fsr-4195	395	23	married	married	ADJ
fsr-4195	395	24	ones	one	NOUN
fsr-4195	395	25	.	.	PUNCT
fsr-4195	396	1	a	a	DET
fsr-4195	396	2	limitation	limitation	NOUN
fsr-4195	396	3	of	of	ADP
fsr-4195	396	4	the	the	DET
fsr-4195	396	5	current	current	ADJ
fsr-4195	396	6	study	study	NOUN
fsr-4195	396	7	concerns	concern	VERB
fsr-4195	396	8	cryptocurrency	cryptocurrency	NOUN
fsr-4195	396	9	risk	risk	NOUN
fsr-4195	396	10	for	for	ADP
fsr-4195	396	11	investors	investor	NOUN
fsr-4195	396	12	and	and	CCONJ
fsr-4195	396	13	advisors	advisor	NOUN
fsr-4195	396	14	.	.	PUNCT
fsr-4195	397	1	while	while	SCONJ
fsr-4195	397	2	existing	exist	VERB
fsr-4195	397	3	research	research	NOUN
fsr-4195	397	4	finds	find	VERB
fsr-4195	397	5	evidence	evidence	NOUN
fsr-4195	397	6	of	of	ADP
fsr-4195	397	7	the	the	DET
fsr-4195	397	8	positive	positive	ADJ
fsr-4195	397	9	benefits	benefit	NOUN
fsr-4195	397	10	of	of	ADP
fsr-4195	397	11	cryptocurrency	cryptocurrency	NOUN
fsr-4195	397	12	investments	investment	NOUN
fsr-4195	397	13	,	,	PUNCT
fsr-4195	397	14	they	they	PRON
fsr-4195	397	15	also	also	ADV
fsr-4195	397	16	acknowledge	acknowledge	VERB
fsr-4195	397	17	the	the	DET
fsr-4195	397	18	extreme	extreme	ADJ
fsr-4195	397	19	volatility	volatility	NOUN
fsr-4195	397	20	.	.	PUNCT
fsr-4195	398	1	future	future	ADJ
fsr-4195	398	2	research	research	NOUN
fsr-4195	398	3	could	could	AUX
fsr-4195	398	4	further	far	ADV
fsr-4195	398	5	examine	examine	VERB
fsr-4195	398	6	the	the	DET
fsr-4195	398	7	real	real	ADJ
fsr-4195	398	8	risk	risk	NOUN
fsr-4195	398	9	associated	associate	VERB
fsr-4195	398	10	with	with	ADP
fsr-4195	398	11	cryptocurrency	cryptocurrency	NOUN
fsr-4195	398	12	investment	investment	NOUN
fsr-4195	398	13	and	and	CCONJ
fsr-4195	398	14	compare	compare	VERB
fsr-4195	398	15	the	the	DET
fsr-4195	398	16	volatility	volatility	NOUN
fsr-4195	398	17	with	with	ADP
fsr-4195	398	18	more	more	ADV
fsr-4195	398	19	established	establish	VERB
fsr-4195	398	20	investment	investment	NOUN
fsr-4195	398	21	options	option	NOUN
fsr-4195	398	22	,	,	PUNCT
fsr-4195	398	23	especially	especially	ADV
fsr-4195	398	24	post	post	VERB
fsr-4195	398	25	“	"	PUNCT
fsr-4195	398	26	crash	crash	NOUN
fsr-4195	398	27	”	"	PUNCT
fsr-4195	398	28	of	of	ADP
fsr-4195	398	29	late	late	ADJ
fsr-4195	398	30	2022	2022	NUM
fsr-4195	398	31	and	and	CCONJ
fsr-4195	398	32	the	the	DET
fsr-4195	398	33	collapse	collapse	NOUN
fsr-4195	398	34	of	of	ADP
fsr-4195	398	35	ftx	ftx	NOUN
fsr-4195	398	36	—	—	PUNCT
fsr-4195	398	37	one	one	NUM
fsr-4195	398	38	of	of	ADP
fsr-4195	398	39	the	the	DET
fsr-4195	398	40	largest	large	ADJ
fsr-4195	398	41	digital	digital	ADJ
fsr-4195	398	42	exchange	exchange	NOUN
fsr-4195	398	43	platforms	platform	NOUN
fsr-4195	398	44	for	for	ADP
fsr-4195	398	45	cryptocurrencies	cryptocurrencie	NOUN
fsr-4195	398	46	(	(	PUNCT
fsr-4195	398	47	dai	dai	PROPN
fsr-4195	398	48	et	et	PROPN
fsr-4195	398	49	al	al	PROPN
fsr-4195	398	50	.	.	PROPN
fsr-4195	398	51	,	,	PUNCT
fsr-4195	398	52	2022	2022	NUM
fsr-4195	398	53	;	;	PUNCT
fsr-4195	398	54	smith	smith	PROPN
fsr-4195	398	55	,	,	PUNCT
fsr-4195	398	56	2023	2023	NUM
fsr-4195	398	57	)	)	PUNCT
fsr-4195	398	58	.	.	PUNCT
fsr-4195	399	1	additional	additional	ADJ
fsr-4195	399	2	research	research	NOUN
fsr-4195	399	3	also	also	ADV
fsr-4195	399	4	could	could	AUX
fsr-4195	399	5	examine	examine	VERB
fsr-4195	399	6	how	how	SCONJ
fsr-4195	399	7	investors	investor	NOUN
fsr-4195	399	8	define	define	VERB
fsr-4195	399	9	the	the	DET
fsr-4195	399	10	use	use	NOUN
fsr-4195	399	11	of	of	ADP
fsr-4195	399	12	a	a	DET
fsr-4195	399	13	financial	financial	ADJ
fsr-4195	399	14	advisor	advisor	NOUN
fsr-4195	399	15	and	and	CCONJ
fsr-4195	399	16	determine	determine	VERB
fsr-4195	399	17	whether	whether	SCONJ
fsr-4195	399	18	the	the	DET
fsr-4195	399	19	relationship	relationship	NOUN
fsr-4195	399	20	is	be	AUX
fsr-4195	399	21	formal	formal	ADJ
fsr-4195	399	22	or	or	CCONJ
fsr-4195	399	23	informal	informal	ADJ
fsr-4195	399	24	,	,	PUNCT
fsr-4195	399	25	and	and	CCONJ
fsr-4195	399	26	how	how	SCONJ
fsr-4195	399	27	the	the	DET
fsr-4195	399	28	advisor	advisor	NOUN
fsr-4195	399	29	provides	provide	VERB
fsr-4195	399	30	investment	investment	NOUN
fsr-4195	399	31	advice	advice	NOUN
fsr-4195	399	32	.	.	PUNCT
fsr-4195	400	1	respondents	respondent	NOUN
fsr-4195	400	2	in	in	ADP
fsr-4195	400	3	the	the	DET
fsr-4195	400	4	current	current	ADJ
fsr-4195	400	5	study	study	NOUN
fsr-4195	400	6	are	be	AUX
fsr-4195	400	7	asked	ask	VERB
fsr-4195	400	8	only	only	ADV
fsr-4195	400	9	if	if	SCONJ
fsr-4195	400	10	they	they	PRON
fsr-4195	400	11	use	use	VERB
fsr-4195	400	12	a	a	DET
fsr-4195	400	13	financial	financial	ADJ
fsr-4195	400	14	advisor	advisor	NOUN
fsr-4195	400	15	when	when	SCONJ
fsr-4195	400	16	making	make	VERB
fsr-4195	400	17	an	an	DET
fsr-4195	400	18	investment	investment	NOUN
fsr-4195	400	19	decision	decision	NOUN
fsr-4195	400	20	,	,	PUNCT
fsr-4195	400	21	but	but	CCONJ
fsr-4195	400	22	not	not	PART
fsr-4195	400	23	the	the	DET
fsr-4195	400	24	depth	depth	NOUN
fsr-4195	400	25	of	of	ADP
fsr-4195	400	26	use	use	NOUN
fsr-4195	400	27	(	(	PUNCT
fsr-4195	400	28	or	or	CCONJ
fsr-4195	400	29	advice	advice	NOUN
fsr-4195	400	30	given	give	VERB
fsr-4195	400	31	)	)	PUNCT
fsr-4195	400	32	.	.	PUNCT
fsr-4195	401	1	other	other	ADJ
fsr-4195	401	2	limitations	limitation	NOUN
fsr-4195	401	3	of	of	ADP
fsr-4195	401	4	the	the	DET
fsr-4195	401	5	study	study	NOUN
fsr-4195	401	6	are	be	AUX
fsr-4195	401	7	specific	specific	ADJ
fsr-4195	401	8	to	to	ADP
fsr-4195	401	9	the	the	DET
fsr-4195	401	10	data	datum	NOUN
fsr-4195	401	11	available	available	ADJ
fsr-4195	401	12	for	for	ADP
fsr-4195	401	13	cryptocurrency	cryptocurrency	NOUN
fsr-4195	401	14	investment	investment	NOUN
fsr-4195	401	15	.	.	PUNCT
fsr-4195	402	1	the	the	DET
fsr-4195	402	2	current	current	ADJ
fsr-4195	402	3	analysis	analysis	NOUN
fsr-4195	402	4	sample	sample	NOUN
fsr-4195	402	5	evaluates	evaluate	VERB
fsr-4195	402	6	the	the	DET
fsr-4195	402	7	binary	binary	ADJ
fsr-4195	402	8	decision	decision	NOUN
fsr-4195	402	9	to	to	PART
fsr-4195	402	10	invest	invest	VERB
fsr-4195	402	11	in	in	ADP
fsr-4195	402	12	cryptocurrency	cryptocurrency	NOUN
fsr-4195	402	13	(	(	PUNCT
fsr-4195	402	14	yes	yes	INTJ
fsr-4195	402	15	or	or	CCONJ
fsr-4195	402	16	no	no	NOUN
fsr-4195	402	17	)	)	PUNCT
fsr-4195	402	18	but	but	CCONJ
fsr-4195	402	19	does	do	AUX
fsr-4195	402	20	not	not	PART
fsr-4195	402	21	examine	examine	VERB
fsr-4195	402	22	the	the	DET
fsr-4195	402	23	allocation	allocation	NOUN
fsr-4195	402	24	percentages	percentage	NOUN
fsr-4195	402	25	of	of	ADP
fsr-4195	402	26	these	these	DET
fsr-4195	402	27	investments	investment	NOUN
fsr-4195	402	28	.	.	PUNCT
fsr-4195	403	1	information	information	NOUN
fsr-4195	403	2	about	about	ADP
fsr-4195	403	3	the	the	DET
fsr-4195	403	4	volume	volume	NOUN
fsr-4195	403	5	of	of	ADP
fsr-4195	403	6	investment	investment	NOUN
fsr-4195	403	7	would	would	AUX
fsr-4195	403	8	provide	provide	VERB
fsr-4195	403	9	better	well	ADJ
fsr-4195	403	10	insight	insight	NOUN
fsr-4195	403	11	and	and	CCONJ
fsr-4195	403	12	transparency	transparency	NOUN
fsr-4195	403	13	into	into	ADP
fsr-4195	403	14	the	the	DET
fsr-4195	403	15	investors	investor	NOUN
fsr-4195	403	16	’	'	PUNCT
fsr-4195	403	17	intent	intent	NOUN
fsr-4195	403	18	.	.	PUNCT
fsr-4195	404	1	there	there	PRON
fsr-4195	404	2	is	be	VERB
fsr-4195	404	3	a	a	DET
fsr-4195	404	4	vast	vast	ADJ
fsr-4195	404	5	difference	difference	NOUN
fsr-4195	404	6	between	between	ADP
fsr-4195	404	7	investing	invest	VERB
fsr-4195	404	8	5	5	NUM
fsr-4195	404	9	%	%	NOUN
fsr-4195	404	10	of	of	ADP
fsr-4195	404	11	a	a	DET
fsr-4195	404	12	portfolio	portfolio	NOUN
fsr-4195	404	13	into	into	ADP
fsr-4195	404	14	cryptocurrencies	cryptocurrencie	NOUN
fsr-4195	404	15	compared	compare	VERB
fsr-4195	404	16	to	to	ADP
fsr-4195	404	17	50	50	NUM
fsr-4195	404	18	%	%	NOUN
fsr-4195	404	19	or	or	CCONJ
fsr-4195	404	20	more	more	ADJ
fsr-4195	404	21	,	,	PUNCT
fsr-4195	404	22	and	and	CCONJ
fsr-4195	404	23	studying	study	VERB
fsr-4195	404	24	individuals	individual	NOUN
fsr-4195	404	25	with	with	ADP
fsr-4195	404	26	various	various	ADJ
fsr-4195	404	27	levels	level	NOUN
fsr-4195	404	28	of	of	ADP
fsr-4195	404	29	cryptocurrency	cryptocurrency	NOUN
fsr-4195	404	30	investment	investment	NOUN
fsr-4195	404	31	would	would	AUX
fsr-4195	404	32	be	be	AUX
fsr-4195	404	33	valuable	valuable	ADJ
fsr-4195	404	34	.	.	PUNCT
fsr-4195	405	1	longitudinal	longitudinal	ADJ
fsr-4195	405	2	data	datum	NOUN
fsr-4195	405	3	also	also	ADV
fsr-4195	405	4	would	would	AUX
fsr-4195	405	5	prove	prove	VERB
fsr-4195	405	6	useful	useful	ADJ
fsr-4195	405	7	in	in	ADP
fsr-4195	405	8	determining	determine	VERB
fsr-4195	405	9	a	a	DET
fsr-4195	405	10	causal	causal	ADJ
fsr-4195	405	11	relationship	relationship	NOUN
fsr-4195	405	12	between	between	ADP
fsr-4195	405	13	the	the	DET
fsr-4195	405	14	dependent	dependent	ADJ
fsr-4195	405	15	and	and	CCONJ
fsr-4195	405	16	main	main	ADJ
fsr-4195	405	17	explanatory	explanatory	ADJ
fsr-4195	405	18	variable	variable	NOUN
fsr-4195	405	19	,	,	PUNCT
fsr-4195	405	20	where	where	SCONJ
fsr-4195	405	21	the	the	DET
fsr-4195	405	22	current	current	ADJ
fsr-4195	405	23	study	study	NOUN
fsr-4195	405	24	(	(	PUNCT
fsr-4195	405	25	and	and	CCONJ
fsr-4195	405	26	data	datum	NOUN
fsr-4195	405	27	)	)	PUNCT
fsr-4195	405	28	could	could	AUX
fsr-4195	405	29	only	only	ADV
fsr-4195	405	30	determine	determine	VERB
fsr-4195	405	31	a	a	DET
fsr-4195	405	32	correlated	correlate	VERB
fsr-4195	405	33	brockbank	brockbank	NOUN
fsr-4195	405	34	et	et	PROPN
fsr-4195	405	35	al	al	PROPN
fsr-4195	405	36	.	.	PROPN
fsr-4195	405	37	17	17	NUM
fsr-4195	405	38	relationship	relationship	NOUN
fsr-4195	405	39	between	between	ADP
fsr-4195	405	40	the	the	DET
fsr-4195	405	41	use	use	NOUN
fsr-4195	405	42	of	of	ADP
fsr-4195	405	43	a	a	DET
fsr-4195	405	44	financial	financial	ADJ
fsr-4195	405	45	advisor	advisor	NOUN
fsr-4195	405	46	and	and	CCONJ
fsr-4195	405	47	cryptocurrency	cryptocurrency	NOUN
fsr-4195	405	48	investment	investment	NOUN
fsr-4195	405	49	.	.	PUNCT
fsr-4195	406	1	although	although	SCONJ
fsr-4195	406	2	these	these	DET
fsr-4195	406	3	limitations	limitation	NOUN
fsr-4195	406	4	exist	exist	VERB
fsr-4195	406	5	,	,	PUNCT
fsr-4195	406	6	it	it	PRON
fsr-4195	406	7	is	be	AUX
fsr-4195	406	8	maintained	maintain	VERB
fsr-4195	406	9	that	that	SCONJ
fsr-4195	406	10	this	this	DET
fsr-4195	406	11	study	study	NOUN
fsr-4195	406	12	provides	provide	VERB
fsr-4195	406	13	evidence	evidence	NOUN
fsr-4195	406	14	to	to	PART
fsr-4195	406	15	address	address	VERB
fsr-4195	406	16	a	a	DET
fsr-4195	406	17	gap	gap	NOUN
fsr-4195	406	18	in	in	ADP
fsr-4195	406	19	the	the	DET
fsr-4195	406	20	literature	literature	NOUN
fsr-4195	406	21	on	on	ADP
fsr-4195	406	22	the	the	DET
fsr-4195	406	23	relationship	relationship	NOUN
fsr-4195	406	24	between	between	ADP
fsr-4195	406	25	the	the	DET
fsr-4195	406	26	use	use	NOUN
fsr-4195	406	27	of	of	ADP
fsr-4195	406	28	a	a	DET
fsr-4195	406	29	financial	financial	ADJ
fsr-4195	406	30	advisor	advisor	NOUN
fsr-4195	406	31	and	and	CCONJ
fsr-4195	406	32	cryptocurrency	cryptocurrency	NOUN
fsr-4195	406	33	investment	investment	NOUN
fsr-4195	406	34	.	.	PUNCT
fsr-4195	407	1	conclusion	conclusion	NOUN
fsr-4195	407	2	this	this	DET
fsr-4195	407	3	paper	paper	NOUN
fsr-4195	407	4	shows	show	VERB
fsr-4195	407	5	that	that	SCONJ
fsr-4195	407	6	investors	investor	NOUN
fsr-4195	407	7	who	who	PRON
fsr-4195	407	8	use	use	VERB
fsr-4195	407	9	a	a	DET
fsr-4195	407	10	financial	financial	ADJ
fsr-4195	407	11	advisor	advisor	NOUN
fsr-4195	407	12	have	have	VERB
fsr-4195	407	13	a	a	DET
fsr-4195	407	14	higher	high	ADJ
fsr-4195	407	15	probability	probability	NOUN
fsr-4195	407	16	of	of	ADP
fsr-4195	407	17	investing	invest	VERB
fsr-4195	407	18	in	in	ADP
fsr-4195	407	19	cryptocurrency	cryptocurrency	NOUN
fsr-4195	407	20	.	.	PUNCT
fsr-4195	408	1	this	this	DET
fsr-4195	408	2	finding	finding	NOUN
fsr-4195	408	3	suggests	suggest	VERB
fsr-4195	408	4	that	that	SCONJ
fsr-4195	408	5	financial	financial	ADJ
fsr-4195	408	6	advisors	advisor	NOUN
fsr-4195	408	7	may	may	AUX
fsr-4195	408	8	be	be	AUX
fsr-4195	408	9	recommending	recommend	VERB
fsr-4195	408	10	cryptocurrency	cryptocurrency	NOUN
fsr-4195	408	11	investment	investment	NOUN
fsr-4195	408	12	within	within	ADP
fsr-4195	408	13	client	client	NOUN
fsr-4195	408	14	portfolios	portfolio	NOUN
fsr-4195	408	15	to	to	PART
fsr-4195	408	16	take	take	VERB
fsr-4195	408	17	advantage	advantage	NOUN
fsr-4195	408	18	of	of	ADP
fsr-4195	408	19	the	the	DET
fsr-4195	408	20	diversification	diversification	NOUN
fsr-4195	408	21	benefits	benefit	NOUN
fsr-4195	408	22	that	that	PRON
fsr-4195	408	23	are	be	AUX
fsr-4195	408	24	experienced	experience	VERB
fsr-4195	408	25	when	when	SCONJ
fsr-4195	408	26	doing	do	VERB
fsr-4195	408	27	so	so	ADV
fsr-4195	408	28	(	(	PUNCT
fsr-4195	408	29	andrianto	andrianto	NOUN
fsr-4195	408	30	&	&	CCONJ
fsr-4195	408	31	diputra	diputra	PROPN
fsr-4195	408	32	,	,	PUNCT
fsr-4195	408	33	2017	2017	NUM
fsr-4195	408	34	;	;	PUNCT
fsr-4195	408	35	chuen	chuen	PROPN
fsr-4195	408	36	et	et	PROPN
fsr-4195	408	37	al	al	PROPN
fsr-4195	408	38	.	.	PROPN
fsr-4195	408	39	,	,	PUNCT
fsr-4195	408	40	2018	2018	NUM
fsr-4195	408	41	;	;	PUNCT
fsr-4195	408	42	wong	wong	PROPN
fsr-4195	408	43	et	et	PROPN
fsr-4195	408	44	al	al	PROPN
fsr-4195	408	45	.	.	PROPN
fsr-4195	408	46	,	,	PUNCT
fsr-4195	408	47	2018	2018	NUM
fsr-4195	408	48	;	;	PUNCT
fsr-4195	408	49	inci	inci	PROPN
fsr-4195	408	50	and	and	CCONJ
fsr-4195	408	51	lagasse	lagasse	PROPN
fsr-4195	408	52	,	,	PUNCT
fsr-4195	408	53	2019	2019	NUM
fsr-4195	408	54	)	)	PUNCT
fsr-4195	408	55	.	.	PUNCT
fsr-4195	409	1	financial	financial	ADJ
fsr-4195	409	2	advisors	advisor	NOUN
fsr-4195	409	3	have	have	VERB
fsr-4195	409	4	greater	great	ADJ
fsr-4195	409	5	domainspecific	domainspecific	ADJ
fsr-4195	409	6	human	human	ADJ
fsr-4195	409	7	capital	capital	NOUN
fsr-4195	409	8	in	in	ADP
fsr-4195	409	9	financial	financial	ADJ
fsr-4195	409	10	matters	matter	NOUN
fsr-4195	409	11	(	(	PUNCT
fsr-4195	409	12	through	through	ADP
fsr-4195	409	13	education	education	NOUN
fsr-4195	409	14	,	,	PUNCT
fsr-4195	409	15	experience	experience	NOUN
fsr-4195	409	16	,	,	PUNCT
fsr-4195	409	17	and	and	CCONJ
fsr-4195	409	18	training	training	NOUN
fsr-4195	409	19	)	)	PUNCT
fsr-4195	409	20	and	and	CCONJ
fsr-4195	409	21	are	be	AUX
fsr-4195	409	22	more	more	ADV
fsr-4195	409	23	likely	likely	ADJ
fsr-4195	409	24	to	to	PART
fsr-4195	409	25	engage	engage	VERB
fsr-4195	409	26	in	in	ADP
fsr-4195	409	27	the	the	DET
fsr-4195	409	28	search	search	NOUN
fsr-4195	409	29	for	for	ADP
fsr-4195	409	30	information	information	NOUN
fsr-4195	409	31	on	on	ADP
fsr-4195	409	32	complex	complex	ADJ
fsr-4195	409	33	topics	topic	NOUN
fsr-4195	409	34	.	.	PUNCT
fsr-4195	410	1	therefore	therefore	ADV
fsr-4195	410	2	,	,	PUNCT
fsr-4195	410	3	investors	investor	NOUN
fsr-4195	410	4	who	who	PRON
fsr-4195	410	5	leverage	leverage	VERB
fsr-4195	410	6	their	their	PRON
fsr-4195	410	7	financial	financial	ADJ
fsr-4195	410	8	advisor	advisor	NOUN
fsr-4195	410	9	’s	’s	PART
fsr-4195	410	10	domain	domain	NOUN
fsr-4195	410	11	-	-	PUNCT
fsr-4195	410	12	specific	specific	ADJ
fsr-4195	410	13	knowledge	knowledge	NOUN
fsr-4195	410	14	will	will	AUX
fsr-4195	410	15	make	make	VERB
fsr-4195	410	16	informed	informed	ADJ
fsr-4195	410	17	financial	financial	ADJ
fsr-4195	410	18	decisions	decision	NOUN
fsr-4195	410	19	,	,	PUNCT
fsr-4195	410	20	including	include	VERB
fsr-4195	410	21	the	the	DET
fsr-4195	410	22	utilization	utilization	NOUN
fsr-4195	410	23	of	of	ADP
fsr-4195	410	24	investments	investment	NOUN
fsr-4195	410	25	that	that	PRON
fsr-4195	410	26	benefit	benefit	VERB
fsr-4195	410	27	the	the	DET
fsr-4195	410	28	diversification	diversification	NOUN
fsr-4195	410	29	of	of	ADP
fsr-4195	410	30	the	the	DET
fsr-4195	410	31	investment	investment	NOUN
fsr-4195	410	32	portfolio	portfolio	NOUN
fsr-4195	410	33	—	—	PUNCT
fsr-4195	410	34	i.e.	i.e.	X
fsr-4195	410	35	,	,	PUNCT
fsr-4195	410	36	cryptocurrency	cryptocurrency	NOUN
fsr-4195	410	37	,	,	PUNCT
fsr-4195	410	38	which	which	PRON
fsr-4195	410	39	is	be	AUX
fsr-4195	410	40	confirmed	confirm	VERB
fsr-4195	410	41	by	by	ADP
fsr-4195	410	42	the	the	DET
fsr-4195	410	43	findings	finding	NOUN
fsr-4195	410	44	of	of	ADP
fsr-4195	410	45	this	this	DET
fsr-4195	410	46	study	study	NOUN
fsr-4195	410	47	.	.	PUNCT
fsr-4195	411	1	with	with	ADP
fsr-4195	411	2	the	the	DET
fsr-4195	411	3	increasing	increase	VERB
fsr-4195	411	4	use	use	NOUN
fsr-4195	411	5	and	and	CCONJ
fsr-4195	411	6	interest	interest	NOUN
fsr-4195	411	7	in	in	ADP
fsr-4195	411	8	cryptocurrency	cryptocurrency	NOUN
fsr-4195	411	9	investments	investment	NOUN
fsr-4195	411	10	,	,	PUNCT
fsr-4195	411	11	especially	especially	ADV
fsr-4195	411	12	in	in	ADP
fsr-4195	411	13	the	the	DET
fsr-4195	411	14	united	united	PROPN
fsr-4195	411	15	states	states	PROPN
fsr-4195	411	16	,	,	PUNCT
fsr-4195	411	17	individuals	individual	NOUN
fsr-4195	411	18	are	be	AUX
fsr-4195	411	19	challenged	challenge	VERB
fsr-4195	411	20	with	with	ADP
fsr-4195	411	21	making	make	VERB
fsr-4195	411	22	complex	complex	ADJ
fsr-4195	411	23	decisions	decision	NOUN
fsr-4195	411	24	within	within	ADP
fsr-4195	411	25	their	their	PRON
fsr-4195	411	26	investments	investment	NOUN
fsr-4195	411	27	.	.	PUNCT
fsr-4195	412	1	financial	financial	ADJ
fsr-4195	412	2	advisors	advisor	NOUN
fsr-4195	412	3	have	have	VERB
fsr-4195	412	4	a	a	DET
fsr-4195	412	5	fiduciary	fiduciary	ADJ
fsr-4195	412	6	responsibility	responsibility	NOUN
fsr-4195	412	7	to	to	PART
fsr-4195	412	8	understand	understand	VERB
fsr-4195	412	9	and	and	CCONJ
fsr-4195	412	10	make	make	VERB
fsr-4195	412	11	recommendations	recommendation	NOUN
fsr-4195	412	12	that	that	PRON
fsr-4195	412	13	benefit	benefit	VERB
fsr-4195	412	14	their	their	PRON
fsr-4195	412	15	clients	client	NOUN
fsr-4195	412	16	,	,	PUNCT
fsr-4195	412	17	including	include	VERB
fsr-4195	412	18	the	the	DET
fsr-4195	412	19	use	use	NOUN
fsr-4195	412	20	of	of	ADP
fsr-4195	412	21	cryptocurrency	cryptocurrency	NOUN
fsr-4195	412	22	when	when	SCONJ
fsr-4195	412	23	necessary	necessary	ADJ
fsr-4195	412	24	.	.	PUNCT
fsr-4195	413	1	the	the	DET
fsr-4195	413	2	findings	finding	NOUN
fsr-4195	413	3	of	of	ADP
fsr-4195	413	4	the	the	DET
fsr-4195	413	5	current	current	ADJ
fsr-4195	413	6	study	study	NOUN
fsr-4195	413	7	suggest	suggest	VERB
fsr-4195	413	8	that	that	SCONJ
fsr-4195	413	9	these	these	DET
fsr-4195	413	10	recommendations	recommendation	NOUN
fsr-4195	413	11	may	may	AUX
fsr-4195	413	12	already	already	ADV
fsr-4195	413	13	be	be	AUX
fsr-4195	413	14	taking	take	VERB
fsr-4195	413	15	place	place	NOUN
fsr-4195	413	16	and	and	CCONJ
fsr-4195	413	17	emphasize	emphasize	VERB
fsr-4195	413	18	the	the	DET
fsr-4195	413	19	role	role	NOUN
fsr-4195	413	20	of	of	ADP
fsr-4195	413	21	the	the	DET
fsr-4195	413	22	financial	financial	ADJ
fsr-4195	413	23	advisor	advisor	NOUN
fsr-4195	413	24	in	in	ADP
fsr-4195	413	25	these	these	DET
fsr-4195	413	26	decisions	decision	NOUN
fsr-4195	413	27	.	.	PUNCT
fsr-4195	414	1	investors	investor	NOUN
fsr-4195	414	2	expect	expect	VERB
fsr-4195	414	3	financial	financial	ADJ
fsr-4195	414	4	advisors	advisor	NOUN
fsr-4195	414	5	to	to	PART
fsr-4195	414	6	help	help	VERB
fsr-4195	414	7	optimize	optimize	VERB
fsr-4195	414	8	their	their	PRON
fsr-4195	414	9	investment	investment	NOUN
fsr-4195	414	10	returns	return	NOUN
fsr-4195	414	11	and	and	CCONJ
fsr-4195	414	12	financial	financial	ADJ
fsr-4195	414	13	goals	goal	NOUN
fsr-4195	414	14	.	.	PUNCT
fsr-4195	415	1	does	do	AUX
fsr-4195	415	2	an	an	DET
fsr-4195	415	3	individuals	individual	NOUN
fsr-4195	415	4	’	'	PUNCT
fsr-4195	415	5	use	use	NOUN
fsr-4195	415	6	of	of	ADP
fsr-4195	415	7	a	a	DET
fsr-4195	415	8	financial	financial	ADJ
fsr-4195	415	9	advisor	advisor	NOUN
fsr-4195	415	10	have	have	VERB
fsr-4195	415	11	an	an	DET
fsr-4195	415	12	influence	influence	NOUN
fsr-4195	415	13	on	on	ADP
fsr-4195	415	14	their	their	PRON
fsr-4195	415	15	decision	decision	NOUN
fsr-4195	415	16	to	to	PART
fsr-4195	415	17	invest	invest	VERB
fsr-4195	415	18	in	in	ADP
fsr-4195	415	19	cryptocurrencies	cryptocurrencie	NOUN
fsr-4195	415	20	?	?	PUNCT
fsr-4195	416	1	evidence	evidence	NOUN
fsr-4195	416	2	from	from	ADP
fsr-4195	416	3	the	the	DET
fsr-4195	416	4	current	current	ADJ
fsr-4195	416	5	study	study	NOUN
fsr-4195	416	6	answers	answer	NOUN
fsr-4195	416	7	that	that	SCONJ
fsr-4195	416	8	question	question	NOUN
fsr-4195	416	9	and	and	CCONJ
fsr-4195	416	10	shows	show	VERB
fsr-4195	416	11	that	that	SCONJ
fsr-4195	416	12	investors	investor	NOUN
fsr-4195	416	13	who	who	PRON
fsr-4195	416	14	use	use	VERB
fsr-4195	416	15	a	a	DET
fsr-4195	416	16	financial	financial	ADJ
fsr-4195	416	17	advisor	advisor	NOUN
fsr-4195	416	18	are	be	AUX
fsr-4195	416	19	more	more	ADV
fsr-4195	416	20	likely	likely	ADJ
fsr-4195	416	21	to	to	PART
fsr-4195	416	22	utilize	utilize	VERB
fsr-4195	416	23	the	the	DET
fsr-4195	416	24	diversification	diversification	NOUN
fsr-4195	416	25	benefits	benefit	NOUN
fsr-4195	416	26	of	of	ADP
fsr-4195	416	27	cryptocurrency	cryptocurrency	NOUN
fsr-4195	416	28	to	to	PART
fsr-4195	416	29	optimize	optimize	VERB
fsr-4195	416	30	their	their	PRON
fsr-4195	416	31	investment	investment	NOUN
fsr-4195	416	32	portfolio	portfolio	NOUN
fsr-4195	416	33	.	.	PUNCT
fsr-4195	417	1	references	reference	NOUN
fsr-4195	417	2	allgood	allgood	PROPN
fsr-4195	417	3	,	,	PUNCT
fsr-4195	417	4	s.	s.	PROPN
fsr-4195	417	5	,	,	PUNCT
fsr-4195	417	6	&	&	CCONJ
fsr-4195	417	7	walstad	walstad	PROPN
fsr-4195	417	8	,	,	PUNCT
fsr-4195	417	9	w.	w.	PROPN
fsr-4195	417	10	b.	b.	PROPN
fsr-4195	417	11	(	(	PUNCT
fsr-4195	417	12	2016	2016	NUM
fsr-4195	417	13	)	)	PUNCT
fsr-4195	417	14	.	.	PUNCT
fsr-4195	418	1	the	the	DET
fsr-4195	418	2	effects	effect	NOUN
fsr-4195	418	3	of	of	ADP
fsr-4195	418	4	perceived	perceive	VERB
fsr-4195	418	5	and	and	CCONJ
fsr-4195	418	6	actual	actual	ADJ
fsr-4195	418	7	financial	financial	ADJ
fsr-4195	418	8	literacy	literacy	NOUN
fsr-4195	418	9	on	on	ADP
fsr-4195	418	10	financial	financial	ADJ
fsr-4195	418	11	behaviors	behavior	NOUN
fsr-4195	418	12	.	.	PUNCT
fsr-4195	419	1	economic	economic	ADJ
fsr-4195	419	2	inquiry	inquiry	NOUN
fsr-4195	419	3	,	,	PUNCT
fsr-4195	419	4	54(1	54(1	NUM
fsr-4195	419	5	)	)	PUNCT
fsr-4195	419	6	,	,	PUNCT
fsr-4195	419	7	675–697	675–697	NUM
fsr-4195	419	8	.	.	PUNCT
fsr-4195	420	1	andrianto	andrianto	NOUN
fsr-4195	420	2	,	,	PUNCT
fsr-4195	420	3	y.	y.	PROPN
fsr-4195	420	4	,	,	PUNCT
fsr-4195	420	5	&	&	CCONJ
fsr-4195	420	6	diputra	diputra	PROPN
fsr-4195	420	7	,	,	PUNCT
fsr-4195	420	8	y.	y.	PROPN
fsr-4195	420	9	(	(	PUNCT
fsr-4195	420	10	2017	2017	NUM
fsr-4195	420	11	)	)	PUNCT
fsr-4195	420	12	.	.	PUNCT
fsr-4195	421	1	the	the	DET
fsr-4195	421	2	effect	effect	NOUN
fsr-4195	421	3	of	of	ADP
fsr-4195	421	4	cryptocurrency	cryptocurrency	NOUN
fsr-4195	421	5	on	on	ADP
fsr-4195	421	6	investment	investment	NOUN
fsr-4195	421	7	portfolio	portfolio	NOUN
fsr-4195	421	8	effectiveness	effectiveness	NOUN
fsr-4195	421	9	.	.	PUNCT
fsr-4195	422	1	journal	journal	NOUN
fsr-4195	422	2	of	of	ADP
fsr-4195	422	3	finance	finance	NOUN
fsr-4195	422	4	and	and	CCONJ
fsr-4195	422	5	accounting	accounting	NOUN
fsr-4195	422	6	,	,	PUNCT
fsr-4195	422	7	5(6	5(6	NUM
fsr-4195	422	8	)	)	PUNCT
fsr-4195	422	9	,	,	PUNCT
fsr-4195	422	10	229–238	229–238	NUM
fsr-4195	422	11	.	.	PUNCT
fsr-4195	423	1	arias	arias	PROPN
fsr-4195	423	2	-	-	PUNCT
fsr-4195	423	3	oliva	oliva	PROPN
fsr-4195	423	4	,	,	PUNCT
fsr-4195	423	5	m.	m.	NOUN
fsr-4195	423	6	,	,	PUNCT
fsr-4195	423	7	pelegrín	pelegrín	NOUN
fsr-4195	423	8	-	-	PUNCT
fsr-4195	423	9	borondo	borondo	PROPN
fsr-4195	423	10	,	,	PUNCT
fsr-4195	423	11	j.	j.	PROPN
fsr-4195	423	12	,	,	PUNCT
fsr-4195	423	13	&	&	CCONJ
fsr-4195	423	14	matíasclavero	matíasclavero	NOUN
fsr-4195	423	15	,	,	PUNCT
fsr-4195	423	16	g.	g.	PROPN
fsr-4195	423	17	(	(	PUNCT
fsr-4195	423	18	2019	2019	NUM
fsr-4195	423	19	)	)	PUNCT
fsr-4195	423	20	.	.	PUNCT
fsr-4195	424	1	variables	variable	NOUN
fsr-4195	424	2	influencing	influence	VERB
fsr-4195	424	3	cryptocurrency	cryptocurrency	NOUN
fsr-4195	424	4	use	use	NOUN
fsr-4195	424	5	:	:	PUNCT
fsr-4195	424	6	a	a	DET
fsr-4195	424	7	technology	technology	NOUN
fsr-4195	424	8	acceptance	acceptance	NOUN
fsr-4195	424	9	model	model	NOUN
fsr-4195	424	10	in	in	ADP
fsr-4195	424	11	spain	spain	PROPN
fsr-4195	424	12	.	.	PUNCT
fsr-4195	425	1	frontiers	frontier	NOUN
fsr-4195	425	2	in	in	ADP
fsr-4195	425	3	psychology	psychology	NOUN
fsr-4195	425	4	,	,	PUNCT
fsr-4195	425	5	10	10	NUM
fsr-4195	425	6	,	,	PUNCT
fsr-4195	425	7	475	475	NUM
fsr-4195	425	8	.	.	PUNCT
fsr-4195	426	1	ayedh	ayedh	PROPN
fsr-4195	426	2	,	,	PUNCT
fsr-4195	426	3	a.	a.	NOUN
fsr-4195	426	4	,	,	PUNCT
fsr-4195	426	5	echchabi	echchabi	NOUN
fsr-4195	426	6	,	,	PUNCT
fsr-4195	426	7	a.	a.	NOUN
fsr-4195	426	8	,	,	PUNCT
fsr-4195	426	9	battour	battour	NOUN
fsr-4195	426	10	,	,	PUNCT
fsr-4195	426	11	m.	m.	NOUN
fsr-4195	426	12	,	,	PUNCT
fsr-4195	426	13	&	&	CCONJ
fsr-4195	426	14	omar	omar	PROPN
fsr-4195	426	15	,	,	PUNCT
fsr-4195	426	16	m.	m.	NOUN
fsr-4195	426	17	(	(	PUNCT
fsr-4195	426	18	2020	2020	NUM
fsr-4195	426	19	)	)	PUNCT
fsr-4195	426	20	.	.	PUNCT
fsr-4195	427	1	malaysian	malaysian	ADJ
fsr-4195	427	2	muslim	muslim	PROPN
fsr-4195	427	3	investors	investor	NOUN
fsr-4195	427	4	’	’	PART
fsr-4195	427	5	behaviour	behaviour	NOUN
fsr-4195	427	6	towards	towards	ADP
fsr-4195	427	7	the	the	DET
fsr-4195	427	8	blockchain	blockchain	NOUN
fsr-4195	427	9	-	-	PUNCT
fsr-4195	427	10	based	base	VERB
fsr-4195	427	11	bitcoin	bitcoin	ADJ
fsr-4195	427	12	cryptocurrency	cryptocurrency	NOUN
fsr-4195	427	13	market	market	NOUN
fsr-4195	427	14	.	.	PUNCT
fsr-4195	428	1	journal	journal	PROPN
fsr-4195	428	2	of	of	ADP
fsr-4195	428	3	islamic	islamic	PROPN
fsr-4195	428	4	marketing	marketing	NOUN
fsr-4195	428	5	,	,	PUNCT
fsr-4195	428	6	12(4	12(4	NUM
fsr-4195	428	7	)	)	PUNCT
fsr-4195	428	8	,	,	PUNCT
fsr-4195	428	9	690	690	NUM
fsr-4195	428	10	–	–	PUNCT
fsr-4195	428	11	704.this	704.this	NUM
fsr-4195	428	12	barthel	barthel	NOUN
fsr-4195	428	13	,	,	PUNCT
fsr-4195	428	14	a.	a.	PROPN
fsr-4195	428	15	c.	c.	PROPN
fsr-4195	428	16	,	,	PUNCT
fsr-4195	428	17	&	&	CCONJ
fsr-4195	428	18	lei	lei	PROPN
fsr-4195	428	19	,	,	PUNCT
fsr-4195	428	20	s.	s.	PROPN
fsr-4195	428	21	(	(	PUNCT
fsr-4195	428	22	2021	2021	NUM
fsr-4195	428	23	)	)	PUNCT
fsr-4195	428	24	.	.	PUNCT
fsr-4195	429	1	investment	investment	NOUN
fsr-4195	429	2	in	in	ADP
fsr-4195	429	3	financial	financial	ADJ
fsr-4195	429	4	literacy	literacy	NOUN
fsr-4195	429	5	and	and	CCONJ
fsr-4195	429	6	financial	financial	ADJ
fsr-4195	429	7	adviceseeking	adviceseeking	NOUN
fsr-4195	429	8	:	:	PUNCT
fsr-4195	429	9	substitutes	substitute	NOUN
fsr-4195	429	10	or	or	CCONJ
fsr-4195	429	11	complements	complement	NOUN
fsr-4195	429	12	?	?	PUNCT
fsr-4195	430	1	the	the	DET
fsr-4195	430	2	quarterly	quarterly	ADJ
fsr-4195	430	3	review	review	NOUN
fsr-4195	430	4	of	of	ADP
fsr-4195	430	5	economics	economic	NOUN
fsr-4195	430	6	and	and	CCONJ
fsr-4195	430	7	finance	finance	NOUN
fsr-4195	430	8	,	,	PUNCT
fsr-4195	430	9	81	81	NUM
fsr-4195	430	10	,	,	PUNCT
fsr-4195	430	11	385–396	385–396	NUM
fsr-4195	430	12	.	.	PUNCT
fsr-4195	431	1	becker	becker	PROPN
fsr-4195	431	2	,	,	PUNCT
fsr-4195	431	3	g.	g.	PROPN
fsr-4195	431	4	s.	s.	PROPN
fsr-4195	431	5	(	(	PUNCT
fsr-4195	431	6	1962	1962	NUM
fsr-4195	431	7	)	)	PUNCT
fsr-4195	431	8	.	.	PUNCT
fsr-4195	432	1	investment	investment	NOUN
fsr-4195	432	2	in	in	ADP
fsr-4195	432	3	human	human	ADJ
fsr-4195	432	4	capital	capital	NOUN
fsr-4195	432	5	:	:	PUNCT
fsr-4195	432	6	a	a	DET
fsr-4195	432	7	theoretical	theoretical	ADJ
fsr-4195	432	8	analysis	analysis	NOUN
fsr-4195	432	9	.	.	PUNCT
fsr-4195	433	1	journal	journal	NOUN
fsr-4195	433	2	of	of	ADP
fsr-4195	433	3	political	political	ADJ
fsr-4195	433	4	economy	economy	NOUN
fsr-4195	433	5	,	,	PUNCT
fsr-4195	433	6	70(5	70(5	NUM
fsr-4195	433	7	,	,	PUNCT
fsr-4195	433	8	part	part	NOUN
fsr-4195	433	9	2	2	NUM
fsr-4195	433	10	)	)	PUNCT
fsr-4195	433	11	,	,	PUNCT
fsr-4195	433	12	9–49	9–49	PROPN
fsr-4195	433	13	.	.	PUNCT
fsr-4195	434	1	becker	becker	PROPN
fsr-4195	434	2	,	,	PUNCT
fsr-4195	434	3	g.	g.	PROPN
fsr-4195	434	4	s.	s.	PROPN
fsr-4195	434	5	(	(	PUNCT
fsr-4195	434	6	1973	1973	NUM
fsr-4195	434	7	)	)	PUNCT
fsr-4195	434	8	.	.	PUNCT
fsr-4195	435	1	a	a	DET
fsr-4195	435	2	theory	theory	NOUN
fsr-4195	435	3	of	of	ADP
fsr-4195	435	4	marriage	marriage	NOUN
fsr-4195	435	5	:	:	PUNCT
fsr-4195	435	6	part	part	NOUN
fsr-4195	435	7	i.	i.	PROPN
fsr-4195	435	8	journal	journal	PROPN
fsr-4195	435	9	of	of	ADP
fsr-4195	435	10	political	political	ADJ
fsr-4195	435	11	economy	economy	NOUN
fsr-4195	435	12	,	,	PUNCT
fsr-4195	435	13	81(4	81(4	NUM
fsr-4195	435	14	)	)	PUNCT
fsr-4195	435	15	,	,	PUNCT
fsr-4195	435	16	813–846	813–846	NUM
fsr-4195	435	17	.	.	PUNCT
fsr-4195	436	1	best	good	ADJ
fsr-4195	436	2	,	,	PUNCT
fsr-4195	436	3	r.	r.	PROPN
fsr-4195	436	4	(	(	PUNCT
fsr-4195	436	5	2025	2025	NUM
fsr-4195	436	6	)	)	PUNCT
fsr-4195	436	7	.	.	PUNCT
fsr-4195	437	1	crypto	crypto	PROPN
fsr-4195	437	2	market	market	NOUN
fsr-4195	437	3	cap	cap	NOUN
fsr-4195	437	4	2010	2010	NUM
fsr-4195	437	5	-	-	SYM
fsr-4195	437	6	2025	2025	NUM
fsr-4195	437	7	.	.	PUNCT
fsr-4195	438	1	statista	statista	NOUN
fsr-4195	438	2	.	.	PUNCT
fsr-4195	439	1	https://www.statista.com/statistics/7308	https://www.statista.com/statistics/7308	PROPN
fsr-4195	439	2	76	76	NUM
fsr-4195	439	3	/	/	SYM
fsr-4195	439	4	cryptocurrency	cryptocurrency	NOUN
fsr-4195	439	5	-	-	PUNCT
fsr-4195	439	6	market	market	NOUN
fsr-4195	439	7	-	-	PUNCT
fsr-4195	439	8	value/	value/	NOUN
fsr-4195	439	9	blackstone	blackstone	NOUN
fsr-4195	439	10	,	,	PUNCT
fsr-4195	439	11	t.	t.	PROPN
fsr-4195	439	12	(	(	PUNCT
fsr-4195	439	13	2025	2025	NUM
fsr-4195	439	14	)	)	PUNCT
fsr-4195	439	15	.	.	PUNCT
fsr-4195	440	1	2025	2025	NUM
fsr-4195	440	2	cryptocurrency	cryptocurrency	NOUN
fsr-4195	440	3	adoption	adoption	NOUN
fsr-4195	440	4	and	and	CCONJ
fsr-4195	440	5	consumer	consumer	NOUN
fsr-4195	440	6	sentiment	sentiment	NOUN
fsr-4195	440	7	report	report	NOUN
fsr-4195	440	8	.	.	PUNCT
fsr-4195	441	1	security.org	security.org	X
fsr-4195	441	2	.	.	PUNCT
fsr-4195	441	3	https://www.security.org/digitalsecurity/cryptocurrency-annualconsumer-report/	https://www.security.org/digitalsecurity/cryptocurrency-annualconsumer-report/	PROPN
fsr-4195	441	4	cummings	cummings	PROPN
fsr-4195	441	5	,	,	PUNCT
fsr-4195	441	6	b.	b.	PROPN
fsr-4195	441	7	f.	f.	PROPN
fsr-4195	441	8	,	,	PUNCT
fsr-4195	441	9	&	&	CCONJ
fsr-4195	441	10	james	james	PROPN
fsr-4195	441	11	iii	iii	PROPN
fsr-4195	441	12	,	,	PUNCT
fsr-4195	441	13	r.	r.	PROPN
fsr-4195	441	14	n.	n.	PROPN
fsr-4195	441	15	(	(	PUNCT
fsr-4195	441	16	2014	2014	NUM
fsr-4195	441	17	)	)	PUNCT
fsr-4195	441	18	.	.	PUNCT
fsr-4195	442	1	factors	factor	NOUN
fsr-4195	442	2	associated	associate	VERB
fsr-4195	442	3	with	with	ADP
fsr-4195	442	4	getting	get	VERB
fsr-4195	442	5	and	and	CCONJ
fsr-4195	442	6	dropping	drop	VERB
fsr-4195	442	7	financial	financial	ADJ
fsr-4195	442	8	advisors	advisor	NOUN
fsr-4195	442	9	among	among	ADP
fsr-4195	442	10	older	old	ADJ
fsr-4195	442	11	https://www.security.org/digital-security/cryptocurrency-annual-consumer-report/	https://www.security.org/digital-security/cryptocurrency-annual-consumer-report/	NOUN
fsr-4195	442	12	https://www.security.org/digital-security/cryptocurrency-annual-consumer-report/	https://www.security.org/digital-security/cryptocurrency-annual-consumer-report/	PUNCT
fsr-4195	442	13	https://www.security.org/digital-security/cryptocurrency-annual-consumer-report/	https://www.security.org/digital-security/cryptocurrency-annual-consumer-report/	PUNCT
fsr-4195	442	14	financial	financial	ADJ
fsr-4195	442	15	services	service	NOUN
fsr-4195	442	16	review	review	VERB
fsr-4195	442	17	,	,	PUNCT
fsr-4195	442	18	33(2	33(2	NUM
fsr-4195	442	19	)	)	PUNCT
fsr-4195	442	20	18	18	NUM
fsr-4195	442	21	adults	adult	NOUN
fsr-4195	442	22	:	:	PUNCT
fsr-4195	442	23	evidence	evidence	NOUN
fsr-4195	442	24	from	from	ADP
fsr-4195	442	25	longitudinal	longitudinal	ADJ
fsr-4195	442	26	data	datum	NOUN
fsr-4195	442	27	.	.	PUNCT
fsr-4195	443	1	journal	journal	PROPN
fsr-4195	443	2	of	of	ADP
fsr-4195	443	3	financial	financial	ADJ
fsr-4195	443	4	counseling	counseling	NOUN
fsr-4195	443	5	and	and	CCONJ
fsr-4195	443	6	planning	planning	NOUN
fsr-4195	443	7	,	,	PUNCT
fsr-4195	443	8	25(2	25(2	NUM
fsr-4195	443	9	)	)	PUNCT
fsr-4195	443	10	,	,	PUNCT
fsr-4195	443	11	129–147	129–147	NUM
fsr-4195	443	12	.	.	PUNCT
fsr-4195	444	1	dai	dai	PROPN
fsr-4195	444	2	,	,	PUNCT
fsr-4195	444	3	p.	p.	PROPN
fsr-4195	444	4	f.	f.	PROPN
fsr-4195	444	5	,	,	PUNCT
fsr-4195	444	6	goodell	goodell	PROPN
fsr-4195	444	7	,	,	PUNCT
fsr-4195	444	8	j.	j.	PROPN
fsr-4195	444	9	w.	w.	PROPN
fsr-4195	444	10	,	,	PUNCT
fsr-4195	444	11	huynh	huynh	PROPN
fsr-4195	444	12	,	,	PUNCT
fsr-4195	444	13	l.	l.	PROPN
fsr-4195	444	14	d.	d.	PROPN
fsr-4195	444	15	t.	t.	PROPN
fsr-4195	444	16	,	,	PUNCT
fsr-4195	444	17	liu	liu	PROPN
fsr-4195	444	18	,	,	PUNCT
fsr-4195	444	19	z.	z.	PROPN
fsr-4195	444	20	,	,	PUNCT
fsr-4195	444	21	&	&	CCONJ
fsr-4195	444	22	corbet	corbet	PROPN
fsr-4195	444	23	,	,	PUNCT
fsr-4195	444	24	s.	s.	PROPN
fsr-4195	444	25	(	(	PUNCT
fsr-4195	444	26	2022	2022	NUM
fsr-4195	444	27	)	)	PUNCT
fsr-4195	444	28	.	.	PUNCT
fsr-4195	445	1	understanding	understand	VERB
fsr-4195	445	2	the	the	DET
fsr-4195	445	3	transmission	transmission	NOUN
fsr-4195	445	4	of	of	ADP
fsr-4195	445	5	crash	crash	NOUN
fsr-4195	445	6	risk	risk	NOUN
fsr-4195	445	7	between	between	ADP
fsr-4195	445	8	cryptocurrency	cryptocurrency	NOUN
fsr-4195	445	9	and	and	CCONJ
fsr-4195	445	10	equity	equity	NOUN
fsr-4195	445	11	markets	market	NOUN
fsr-4195	445	12	.	.	PUNCT
fsr-4195	446	1	financial	financial	ADJ
fsr-4195	446	2	review	review	PROPN
fsr-4195	446	3	,	,	PUNCT
fsr-4195	446	4	58(3	58(3	NUM
fsr-4195	446	5	)	)	PUNCT
fsr-4195	446	6	,	,	PUNCT
fsr-4195	446	7	539	539	NUM
fsr-4195	446	8	–	–	PUNCT
fsr-4195	446	9	573	573	NUM
fsr-4195	446	10	.	.	PUNCT
fsr-4195	446	11	dasman	dasman	NOUN
fsr-4195	446	12	,	,	PUNCT
fsr-4195	446	13	s.	s.	PROPN
fsr-4195	446	14	(	(	PUNCT
fsr-4195	446	15	2021	2021	NUM
fsr-4195	446	16	)	)	PUNCT
fsr-4195	446	17	.	.	PUNCT
fsr-4195	447	1	analysis	analysis	NOUN
fsr-4195	447	2	of	of	ADP
fsr-4195	447	3	return	return	NOUN
fsr-4195	447	4	and	and	CCONJ
fsr-4195	447	5	risk	risk	NOUN
fsr-4195	447	6	of	of	ADP
fsr-4195	447	7	cryptocurrency	cryptocurrency	NOUN
fsr-4195	447	8	bitcoin	bitcoin	NOUN
fsr-4195	447	9	asset	asset	NOUN
fsr-4195	447	10	as	as	ADP
fsr-4195	447	11	investment	investment	NOUN
fsr-4195	447	12	instrument	instrument	NOUN
fsr-4195	447	13	.	.	PUNCT
fsr-4195	448	1	in	in	ADP
fsr-4195	448	2	n.	n.	PROPN
fsr-4195	448	3	m.	m.	NOUN
fsr-4195	448	4	alsharari	alsharari	PROPN
fsr-4195	448	5	(	(	PUNCT
fsr-4195	448	6	ed	ed	NOUN
fsr-4195	448	7	.	.	PUNCT
fsr-4195	448	8	)	)	PUNCT
fsr-4195	448	9	,	,	PUNCT
fsr-4195	448	10	accounting	accounting	NOUN
fsr-4195	448	11	and	and	CCONJ
fsr-4195	448	12	finance	finance	NOUN
fsr-4195	448	13	innovations	innovation	NOUN
fsr-4195	448	14	(	(	PUNCT
fsr-4195	448	15	pp	pp	ADV
fsr-4195	448	16	.	.	PUNCT
fsr-4195	448	17	1–14	1–14	PROPN
fsr-4195	448	18	)	)	PUNCT
fsr-4195	448	19	.	.	PUNCT
fsr-4195	449	1	intechopen	intechopen	PROPN
fsr-4195	449	2	.	.	PUNCT
fsr-4195	450	1	gibbons	gibbon	NOUN
fsr-4195	450	2	,	,	PUNCT
fsr-4195	450	3	r.	r.	PROPN
fsr-4195	450	4	,	,	PUNCT
fsr-4195	450	5	&	&	CCONJ
fsr-4195	450	6	waldman	waldman	PROPN
fsr-4195	450	7	,	,	PUNCT
fsr-4195	450	8	m.	m.	NOUN
fsr-4195	450	9	(	(	PUNCT
fsr-4195	450	10	2004	2004	NUM
fsr-4195	450	11	)	)	PUNCT
fsr-4195	450	12	.	.	PUNCT
fsr-4195	451	1	taskspecific	taskspecific	PROPN
fsr-4195	451	2	human	human	ADJ
fsr-4195	451	3	capital	capital	NOUN
fsr-4195	451	4	.	.	PUNCT
fsr-4195	452	1	american	american	PROPN
fsr-4195	452	2	economic	economic	PROPN
fsr-4195	452	3	review	review	PROPN
fsr-4195	452	4	,	,	PUNCT
fsr-4195	452	5	94(2	94(2	NOUN
fsr-4195	452	6	)	)	PUNCT
fsr-4195	452	7	,	,	PUNCT
fsr-4195	452	8	203–207	203–207	NUM
fsr-4195	452	9	.	.	PUNCT
fsr-4195	453	1	grand	grand	ADJ
fsr-4195	453	2	view	view	NOUN
fsr-4195	453	3	research	research	NOUN
fsr-4195	453	4	.	.	PUNCT
fsr-4195	454	1	(	(	PUNCT
fsr-4195	454	2	2023	2023	NUM
fsr-4195	454	3	)	)	PUNCT
fsr-4195	454	4	.	.	PUNCT
fsr-4195	455	1	u.s	u.s	PROPN
fsr-4195	455	2	.	.	PROPN
fsr-4195	455	3	cryptocurrency	cryptocurrency	NOUN
fsr-4195	455	4	market	market	NOUN
fsr-4195	455	5	size	size	NOUN
fsr-4195	455	6	and	and	CCONJ
fsr-4195	455	7	share	share	NOUN
fsr-4195	455	8	report	report	NOUN
fsr-4195	455	9	,	,	PUNCT
fsr-4195	455	10	2030	2030	NUM
fsr-4195	455	11	.	.	PUNCT
fsr-4195	456	1	grand	grand	ADJ
fsr-4195	456	2	view	view	NOUN
fsr-4195	456	3	research	research	NOUN
fsr-4195	456	4	.	.	PUNCT
fsr-4195	457	1	https://www.grandviewresearch.com/ind	https://www.grandviewresearch.com/ind	PROPN
fsr-4195	457	2	ustry	ustry	NOUN
fsr-4195	457	3	-	-	PUNCT
fsr-4195	457	4	analysis	analysis	NOUN
fsr-4195	457	5	/	/	SYM
fsr-4195	457	6	us	us	NOUN
fsr-4195	457	7	-	-	PUNCT
fsr-4195	457	8	cryptocurrencymarket	cryptocurrencymarket	NOUN
fsr-4195	457	9	-	-	PUNCT
fsr-4195	457	10	report	report	NOUN
fsr-4195	457	11	gupta	gupta	PROPN
fsr-4195	457	12	,	,	PUNCT
fsr-4195	457	13	s.	s.	PROPN
fsr-4195	457	14	,	,	PUNCT
fsr-4195	457	15	gupta	gupta	PROPN
fsr-4195	457	16	,	,	PUNCT
fsr-4195	457	17	s.	s.	PROPN
fsr-4195	457	18	,	,	PUNCT
fsr-4195	457	19	mathew	mathew	PROPN
fsr-4195	457	20	,	,	PUNCT
fsr-4195	457	21	m.	m.	NOUN
fsr-4195	457	22	,	,	PUNCT
fsr-4195	457	23	&	&	CCONJ
fsr-4195	457	24	sama	sama	PROPN
fsr-4195	457	25	,	,	PUNCT
fsr-4195	457	26	h.	h.	PROPN
fsr-4195	457	27	r.	r.	PROPN
fsr-4195	457	28	(	(	PUNCT
fsr-4195	457	29	2020	2020	NUM
fsr-4195	457	30	)	)	PUNCT
fsr-4195	457	31	.	.	PUNCT
fsr-4195	458	1	prioritizing	prioritize	VERB
fsr-4195	458	2	intentions	intention	NOUN
fsr-4195	458	3	behind	behind	ADP
fsr-4195	458	4	investment	investment	NOUN
fsr-4195	458	5	in	in	ADP
fsr-4195	458	6	cryptocurrency	cryptocurrency	NOUN
fsr-4195	458	7	:	:	PUNCT
fsr-4195	458	8	a	a	DET
fsr-4195	458	9	fuzzy	fuzzy	ADJ
fsr-4195	458	10	analytical	analytical	ADJ
fsr-4195	458	11	framework	framework	NOUN
fsr-4195	458	12	.	.	PUNCT
fsr-4195	459	1	journal	journal	NOUN
fsr-4195	459	2	of	of	ADP
fsr-4195	459	3	economic	economic	ADJ
fsr-4195	459	4	studies	study	NOUN
fsr-4195	459	5	,	,	PUNCT
fsr-4195	459	6	48(8	48(8	NOUN
fsr-4195	459	7	)	)	PUNCT
fsr-4195	459	8	,	,	PUNCT
fsr-4195	459	9	1442–1459	1442–1459	NUM
fsr-4195	459	10	.	.	PUNCT
fsr-4195	460	1	hackethal	hackethal	PROPN
fsr-4195	460	2	,	,	PUNCT
fsr-4195	460	3	a.	a.	NOUN
fsr-4195	460	4	,	,	PUNCT
fsr-4195	460	5	hanspal	hanspal	ADJ
fsr-4195	460	6	,	,	PUNCT
fsr-4195	460	7	t.	t.	PROPN
fsr-4195	460	8	,	,	PUNCT
fsr-4195	460	9	lammer	lammer	PROPN
fsr-4195	460	10	,	,	PUNCT
fsr-4195	460	11	d.	d.	PROPN
fsr-4195	460	12	m.	m.	PROPN
fsr-4195	460	13	,	,	PUNCT
fsr-4195	460	14	&	&	CCONJ
fsr-4195	460	15	rink	rink	NOUN
fsr-4195	460	16	,	,	PUNCT
fsr-4195	460	17	k.	k.	PROPN
fsr-4195	460	18	(	(	PUNCT
fsr-4195	460	19	2022	2022	NUM
fsr-4195	460	20	)	)	PUNCT
fsr-4195	460	21	.	.	PUNCT
fsr-4195	461	1	the	the	DET
fsr-4195	461	2	characteristics	characteristic	NOUN
fsr-4195	461	3	and	and	CCONJ
fsr-4195	461	4	portfolio	portfolio	NOUN
fsr-4195	461	5	behavior	behavior	NOUN
fsr-4195	461	6	of	of	ADP
fsr-4195	461	7	bitcoin	bitcoin	ADJ
fsr-4195	461	8	investors	investor	NOUN
fsr-4195	461	9	:	:	PUNCT
fsr-4195	461	10	evidence	evidence	NOUN
fsr-4195	461	11	from	from	ADP
fsr-4195	461	12	indirect	indirect	ADJ
fsr-4195	461	13	cryptocurrency	cryptocurrency	NOUN
fsr-4195	461	14	investments	investment	NOUN
fsr-4195	461	15	.	.	PUNCT
fsr-4195	462	1	review	review	NOUN
fsr-4195	462	2	of	of	ADP
fsr-4195	462	3	finance	finance	NOUN
fsr-4195	462	4	,	,	PUNCT
fsr-4195	462	5	26(4	26(4	NUM
fsr-4195	462	6	)	)	PUNCT
fsr-4195	462	7	,	,	PUNCT
fsr-4195	462	8	855–898	855–898	NUM
fsr-4195	462	9	.	.	PUNCT
fsr-4195	463	1	hanna	hanna	PROPN
fsr-4195	463	2	,	,	PUNCT
fsr-4195	463	3	s.	s.	PROPN
fsr-4195	463	4	d.	d.	PROPN
fsr-4195	463	5	(	(	PUNCT
fsr-4195	463	6	2011	2011	NUM
fsr-4195	463	7	)	)	PUNCT
fsr-4195	463	8	.	.	PUNCT
fsr-4195	464	1	the	the	DET
fsr-4195	464	2	demand	demand	NOUN
fsr-4195	464	3	for	for	ADP
fsr-4195	464	4	financial	financial	ADJ
fsr-4195	464	5	planning	planning	NOUN
fsr-4195	464	6	services	service	NOUN
fsr-4195	464	7	.	.	PUNCT
fsr-4195	465	1	journal	journal	NOUN
fsr-4195	465	2	of	of	ADP
fsr-4195	465	3	personal	personal	ADJ
fsr-4195	465	4	finance	finance	NOUN
fsr-4195	465	5	,	,	PUNCT
fsr-4195	465	6	10(1	10(1	NUM
fsr-4195	465	7	)	)	PUNCT
fsr-4195	465	8	,	,	PUNCT
fsr-4195	465	9	36–62	36–62	NUM
fsr-4195	465	10	.	.	PUNCT
fsr-4195	466	1	hanna	hanna	PROPN
fsr-4195	466	2	,	,	PUNCT
fsr-4195	466	3	s.	s.	PROPN
fsr-4195	466	4	d.	d.	PROPN
fsr-4195	466	5	,	,	PUNCT
fsr-4195	466	6	&	&	CCONJ
fsr-4195	466	7	lindamood	lindamood	PROPN
fsr-4195	466	8	,	,	PUNCT
fsr-4195	466	9	s.	s.	PROPN
fsr-4195	466	10	(	(	PUNCT
fsr-4195	466	11	2010	2010	NUM
fsr-4195	466	12	)	)	PUNCT
fsr-4195	466	13	.	.	PUNCT
fsr-4195	467	1	quantifying	quantify	VERB
fsr-4195	467	2	the	the	DET
fsr-4195	467	3	economic	economic	ADJ
fsr-4195	467	4	benefits	benefit	NOUN
fsr-4195	467	5	of	of	ADP
fsr-4195	467	6	personal	personal	ADJ
fsr-4195	467	7	financial	financial	ADJ
fsr-4195	467	8	planning	planning	NOUN
fsr-4195	467	9	.	.	PUNCT
fsr-4195	468	1	financial	financial	ADJ
fsr-4195	468	2	services	service	NOUN
fsr-4195	468	3	review	review	PROPN
fsr-4195	468	4	,	,	PUNCT
fsr-4195	468	5	19(2	19(2	NUM
fsr-4195	468	6	)	)	PUNCT
fsr-4195	468	7	,	,	PUNCT
fsr-4195	468	8	111–127	111–127	NUM
fsr-4195	468	9	.	.	PUNCT
fsr-4195	469	1	hershey	hershey	PROPN
fsr-4195	469	2	,	,	PUNCT
fsr-4195	469	3	d.	d.	PROPN
fsr-4195	469	4	a.	a.	PROPN
fsr-4195	469	5	,	,	PUNCT
fsr-4195	469	6	walsh	walsh	PROPN
fsr-4195	469	7	,	,	PUNCT
fsr-4195	469	8	d.	d.	PROPN
fsr-4195	469	9	a.	a.	PROPN
fsr-4195	469	10	,	,	PUNCT
fsr-4195	469	11	read	read	VERB
fsr-4195	469	12	,	,	PUNCT
fsr-4195	469	13	s.	s.	PROPN
fsr-4195	469	14	j.	j.	PROPN
fsr-4195	469	15	,	,	PUNCT
fsr-4195	469	16	&	&	CCONJ
fsr-4195	469	17	chulef	chulef	PROPN
fsr-4195	469	18	,	,	PUNCT
fsr-4195	469	19	a.	a.	PROPN
fsr-4195	469	20	s.	s.	PROPN
fsr-4195	469	21	(	(	PUNCT
fsr-4195	469	22	1990	1990	NUM
fsr-4195	469	23	)	)	PUNCT
fsr-4195	469	24	.	.	PUNCT
fsr-4195	470	1	the	the	DET
fsr-4195	470	2	effects	effect	NOUN
fsr-4195	470	3	of	of	ADP
fsr-4195	470	4	expertise	expertise	NOUN
fsr-4195	470	5	on	on	ADP
fsr-4195	470	6	financial	financial	ADJ
fsr-4195	470	7	problem	problem	NOUN
fsr-4195	470	8	solving	solving	NOUN
fsr-4195	470	9	:	:	PUNCT
fsr-4195	470	10	evidence	evidence	NOUN
fsr-4195	470	11	for	for	ADP
fsr-4195	470	12	goal	goal	NOUN
fsr-4195	470	13	-	-	PUNCT
fsr-4195	470	14	directed	direct	VERB
fsr-4195	470	15	,	,	PUNCT
fsr-4195	470	16	problemsolving	problemsolve	VERB
fsr-4195	470	17	scripts	script	NOUN
fsr-4195	470	18	.	.	PUNCT
fsr-4195	471	1	organizational	organizational	ADJ
fsr-4195	471	2	behavior	behavior	NOUN
fsr-4195	471	3	and	and	CCONJ
fsr-4195	471	4	human	human	ADJ
fsr-4195	471	5	decision	decision	NOUN
fsr-4195	471	6	processes	process	NOUN
fsr-4195	471	7	,	,	PUNCT
fsr-4195	471	8	46(1	46(1	PROPN
fsr-4195	471	9	)	)	PUNCT
fsr-4195	471	10	,	,	PUNCT
fsr-4195	472	1	77–101	77–101	PROPN
fsr-4195	472	2	.	.	PUNCT
fsr-4195	473	1	ibrahim	ibrahim	PROPN
fsr-4195	473	2	,	,	PUNCT
fsr-4195	473	3	m.	m.	NOUN
fsr-4195	473	4	(	(	PUNCT
fsr-4195	473	5	2018	2018	NUM
fsr-4195	473	6	)	)	PUNCT
fsr-4195	473	7	.	.	PUNCT
fsr-4195	474	1	interactive	interactive	ADJ
fsr-4195	474	2	effects	effect	NOUN
fsr-4195	474	3	of	of	ADP
fsr-4195	474	4	human	human	ADJ
fsr-4195	474	5	capital	capital	NOUN
fsr-4195	474	6	in	in	ADP
fsr-4195	474	7	finance	finance	NOUN
fsr-4195	474	8	–	–	PUNCT
fsr-4195	474	9	economic	economic	ADJ
fsr-4195	474	10	growth	growth	NOUN
fsr-4195	474	11	nexus	nexus	NOUN
fsr-4195	474	12	in	in	ADP
fsr-4195	474	13	sub	sub	ADJ
fsr-4195	474	14	-	-	ADJ
fsr-4195	474	15	saharan	saharan	ADJ
fsr-4195	474	16	africa	africa	PROPN
fsr-4195	474	17	.	.	PUNCT
fsr-4195	475	1	journal	journal	PROPN
fsr-4195	475	2	of	of	ADP
fsr-4195	475	3	economic	economic	ADJ
fsr-4195	475	4	studies	study	NOUN
fsr-4195	475	5	,	,	PUNCT
fsr-4195	475	6	45(6	45(6	NOUN
fsr-4195	475	7	)	)	PUNCT
fsr-4195	475	8	,	,	PUNCT
fsr-4195	475	9	1192–1210	1192–1210	NOUN
fsr-4195	475	10	.	.	PUNCT
fsr-4195	476	1	kim	kim	PROPN
fsr-4195	476	2	,	,	PUNCT
fsr-4195	476	3	k.	k.	PROPN
fsr-4195	476	4	t.	t.	PROPN
fsr-4195	476	5	,	,	PUNCT
fsr-4195	476	6	hanna	hanna	PROPN
fsr-4195	476	7	,	,	PUNCT
fsr-4195	476	8	s.	s.	PROPN
fsr-4195	476	9	d.	d.	PROPN
fsr-4195	476	10	,	,	PUNCT
fsr-4195	476	11	&	&	CCONJ
fsr-4195	476	12	lee	lee	PROPN
fsr-4195	476	13	,	,	PUNCT
fsr-4195	476	14	s.	s.	PROPN
fsr-4195	476	15	t.	t.	PROPN
fsr-4195	476	16	(	(	PUNCT
fsr-4195	476	17	2023	2023	NUM
fsr-4195	476	18	)	)	PUNCT
fsr-4195	476	19	.	.	PUNCT
fsr-4195	477	1	investment	investment	NOUN
fsr-4195	477	2	literacy	literacy	NOUN
fsr-4195	477	3	,	,	PUNCT
fsr-4195	477	4	overconfidence	overconfidence	NOUN
fsr-4195	477	5	and	and	CCONJ
fsr-4195	477	6	cryptocurrency	cryptocurrency	NOUN
fsr-4195	477	7	investment	investment	NOUN
fsr-4195	477	8	.	.	PUNCT
fsr-4195	478	1	financial	financial	ADJ
fsr-4195	478	2	services	services	PROPN
fsr-4195	478	3	review	review	NOUN
fsr-4195	478	4	,	,	PUNCT
fsr-4195	478	5	31(2/3	31(2/3	NUM
fsr-4195	478	6	)	)	PUNCT
fsr-4195	478	7	,	,	PUNCT
fsr-4195	478	8	121–132	121–132	NUM
fsr-4195	478	9	.	.	PUNCT
fsr-4195	479	1	lammer	lammer	PROPN
fsr-4195	479	2	,	,	PUNCT
fsr-4195	479	3	d.	d.	PROPN
fsr-4195	479	4	m.	m.	NOUN
fsr-4195	479	5	,	,	PUNCT
fsr-4195	479	6	hanspal	hanspal	ADJ
fsr-4195	479	7	,	,	PUNCT
fsr-4195	479	8	t.	t.	PROPN
fsr-4195	479	9	,	,	PUNCT
fsr-4195	479	10	&	&	CCONJ
fsr-4195	479	11	hackethal	hackethal	PROPN
fsr-4195	479	12	,	,	PUNCT
fsr-4195	479	13	a.	a.	NOUN
fsr-4195	479	14	(	(	PUNCT
fsr-4195	479	15	2020	2020	NUM
fsr-4195	479	16	)	)	PUNCT
fsr-4195	479	17	.	.	PUNCT
fsr-4195	480	1	who	who	PRON
fsr-4195	480	2	are	be	AUX
fsr-4195	480	3	the	the	DET
fsr-4195	480	4	bitcoin	bitcoin	ADJ
fsr-4195	480	5	investors	investor	NOUN
fsr-4195	480	6	?	?	PUNCT
fsr-4195	481	1	evidence	evidence	NOUN
fsr-4195	481	2	from	from	ADP
fsr-4195	481	3	indirect	indirect	ADJ
fsr-4195	481	4	cryptocurrency	cryptocurrency	NOUN
fsr-4195	481	5	investments	investment	NOUN
fsr-4195	481	6	(	(	PUNCT
fsr-4195	481	7	safe	safe	ADJ
fsr-4195	481	8	working	working	NOUN
fsr-4195	481	9	paper	paper	NOUN
fsr-4195	481	10	series	series	PROPN
fsr-4195	481	11	no	no	PROPN
fsr-4195	481	12	.	.	PROPN
fsr-4195	481	13	277	277	NUM
fsr-4195	481	14	)	)	PUNCT
fsr-4195	481	15	.	.	PUNCT
fsr-4195	482	1	leibniz	leibniz	PROPN
fsr-4195	482	2	institute	institute	PROPN
fsr-4195	482	3	for	for	ADP
fsr-4195	482	4	financial	financial	ADJ
fsr-4195	482	5	research	research	NOUN
fsr-4195	482	6	safe	safe	ADJ
fsr-4195	482	7	.	.	PUNCT
fsr-4195	483	1	lev	lev	PROPN
fsr-4195	483	2	,	,	PUNCT
fsr-4195	483	3	b.	b.	PROPN
fsr-4195	483	4	,	,	PUNCT
fsr-4195	483	5	&	&	CCONJ
fsr-4195	483	6	schwartz	schwartz	PROPN
fsr-4195	483	7	,	,	PUNCT
fsr-4195	483	8	a.	a.	NOUN
fsr-4195	483	9	(	(	PUNCT
fsr-4195	483	10	1971	1971	NUM
fsr-4195	483	11	)	)	PUNCT
fsr-4195	483	12	.	.	PUNCT
fsr-4195	484	1	on	on	ADP
fsr-4195	484	2	the	the	DET
fsr-4195	484	3	use	use	NOUN
fsr-4195	484	4	of	of	ADP
fsr-4195	484	5	the	the	DET
fsr-4195	484	6	economic	economic	ADJ
fsr-4195	484	7	concept	concept	NOUN
fsr-4195	484	8	of	of	ADP
fsr-4195	484	9	human	human	ADJ
fsr-4195	484	10	capital	capital	NOUN
fsr-4195	484	11	in	in	ADP
fsr-4195	484	12	financial	financial	ADJ
fsr-4195	484	13	statements	statement	NOUN
fsr-4195	484	14	.	.	PUNCT
fsr-4195	485	1	the	the	DET
fsr-4195	485	2	accounting	accounting	NOUN
fsr-4195	485	3	review	review	PROPN
fsr-4195	485	4	,	,	PUNCT
fsr-4195	485	5	46(1	46(1	PROPN
fsr-4195	485	6	)	)	PUNCT
fsr-4195	485	7	,	,	PUNCT
fsr-4195	485	8	103–112	103–112	NUM
fsr-4195	485	9	.	.	PUNCT
fsr-4195	486	1	lin	lin	PROPN
fsr-4195	486	2	,	,	PUNCT
fsr-4195	486	3	n.	n.	PROPN
fsr-4195	486	4	(	(	PUNCT
fsr-4195	486	5	2024	2024	NUM
fsr-4195	486	6	)	)	PUNCT
fsr-4195	486	7	.	.	PUNCT
fsr-4195	487	1	younger	young	ADJ
fsr-4195	487	2	generations	generation	NOUN
fsr-4195	487	3	seek	seek	VERB
fsr-4195	487	4	out	out	ADP
fsr-4195	487	5	advisers	adviser	NOUN
fsr-4195	487	6	earlier	early	ADV
fsr-4195	487	7	.	.	PUNCT
fsr-4195	488	1	planadviser	planadviser	NOUN
fsr-4195	488	2	.	.	PUNCT
fsr-4195	488	3	https://www.planadviser.com/youngergenerations-seek-advisers-earlier/	https://www.planadviser.com/youngergenerations-seek-advisers-earlier/	PUNCT
fsr-4195	489	1	lin	lin	PROPN
fsr-4195	489	2	,	,	PUNCT
fsr-4195	489	3	q.	q.	PROPN
fsr-4195	489	4	,	,	PUNCT
fsr-4195	489	5	&	&	CCONJ
fsr-4195	489	6	lee	lee	PROPN
fsr-4195	489	7	,	,	PUNCT
fsr-4195	489	8	j.	j.	PROPN
fsr-4195	489	9	(	(	PUNCT
fsr-4195	489	10	2004	2004	NUM
fsr-4195	489	11	)	)	PUNCT
fsr-4195	489	12	.	.	PUNCT
fsr-4195	490	1	consumer	consumer	NOUN
fsr-4195	490	2	information	information	NOUN
fsr-4195	490	3	search	search	NOUN
fsr-4195	490	4	when	when	SCONJ
fsr-4195	490	5	making	make	VERB
fsr-4195	490	6	investment	investment	NOUN
fsr-4195	490	7	decisions	decision	NOUN
fsr-4195	490	8	.	.	PUNCT
fsr-4195	491	1	financial	financial	ADJ
fsr-4195	491	2	services	service	NOUN
fsr-4195	491	3	review	review	PROPN
fsr-4195	491	4	,	,	PUNCT
fsr-4195	491	5	13(4	13(4	NUM
fsr-4195	491	6	)	)	PUNCT
fsr-4195	491	7	,	,	PUNCT
fsr-4195	491	8	319–332	319–332	NUM
fsr-4195	491	9	.	.	PUNCT
fsr-4195	492	1	nourallah	nourallah	PROPN
fsr-4195	492	2	,	,	PUNCT
fsr-4195	492	3	m.	m.	NOUN
fsr-4195	492	4	,	,	PUNCT
fsr-4195	492	5	öhman	öhman	NOUN
fsr-4195	492	6	,	,	PUNCT
fsr-4195	492	7	p.	p.	PROPN
fsr-4195	492	8	,	,	PUNCT
fsr-4195	492	9	&	&	CCONJ
fsr-4195	492	10	amin	amin	PROPN
fsr-4195	492	11	,	,	PUNCT
fsr-4195	492	12	m.	m.	NOUN
fsr-4195	492	13	(	(	PUNCT
fsr-4195	492	14	2023	2023	NUM
fsr-4195	492	15	)	)	PUNCT
fsr-4195	492	16	.	.	PUNCT
fsr-4195	493	1	no	no	DET
fsr-4195	493	2	trust	trust	NOUN
fsr-4195	493	3	,	,	PUNCT
fsr-4195	493	4	no	no	DET
fsr-4195	493	5	use	use	NOUN
fsr-4195	493	6	:	:	PUNCT
fsr-4195	493	7	how	how	SCONJ
fsr-4195	493	8	young	young	ADJ
fsr-4195	493	9	retail	retail	ADJ
fsr-4195	493	10	investors	investor	NOUN
fsr-4195	493	11	build	build	VERB
fsr-4195	493	12	initial	initial	ADJ
fsr-4195	493	13	trust	trust	NOUN
fsr-4195	493	14	in	in	ADP
fsr-4195	493	15	financial	financial	ADJ
fsr-4195	493	16	robo	robo	NOUN
fsr-4195	493	17	-	-	PUNCT
fsr-4195	493	18	advisors	advisor	NOUN
fsr-4195	493	19	.	.	PUNCT
fsr-4195	494	1	journal	journal	NOUN
fsr-4195	494	2	of	of	ADP
fsr-4195	494	3	financial	financial	ADJ
fsr-4195	494	4	reporting	reporting	NOUN
fsr-4195	494	5	and	and	CCONJ
fsr-4195	494	6	accounting	accounting	NOUN
fsr-4195	494	7	,	,	PUNCT
fsr-4195	494	8	21(1	21(1	NUM
fsr-4195	494	9	)	)	PUNCT
fsr-4195	494	10	,	,	PUNCT
fsr-4195	494	11	60–82	60–82	NUM
fsr-4195	494	12	.	.	PUNCT
fsr-4195	495	1	pilote	pilote	PROPN
fsr-4195	495	2	,	,	PUNCT
fsr-4195	495	3	p.	p.	PROPN
fsr-4195	495	4	e.	e.	PROPN
fsr-4195	495	5	,	,	PUNCT
fsr-4195	495	6	boulianne	boulianne	PROPN
fsr-4195	495	7	,	,	PUNCT
fsr-4195	495	8	e.	e.	PROPN
fsr-4195	495	9	,	,	PUNCT
fsr-4195	495	10	&	&	CCONJ
fsr-4195	495	11	magnan	magnan	PROPN
fsr-4195	495	12	,	,	PUNCT
fsr-4195	495	13	m.	m.	NOUN
fsr-4195	495	14	(	(	PUNCT
fsr-4195	495	15	2024	2024	NUM
fsr-4195	495	16	)	)	PUNCT
fsr-4195	495	17	.	.	PUNCT
fsr-4195	496	1	impact	impact	NOUN
fsr-4195	496	2	of	of	ADP
fsr-4195	496	3	the	the	DET
fsr-4195	496	4	financial	financial	ADJ
fsr-4195	496	5	advisor	advisor	NOUN
fsr-4195	496	6	on	on	ADP
fsr-4195	496	7	clients	client	NOUN
fsr-4195	496	8	’	'	PUNCT
fsr-4195	496	9	financial	financial	ADJ
fsr-4195	496	10	outcomes	outcome	NOUN
fsr-4195	496	11	:	:	PUNCT
fsr-4195	496	12	an	an	DET
fsr-4195	496	13	integrative	integrative	ADJ
fsr-4195	496	14	model	model	NOUN
fsr-4195	496	15	.	.	PUNCT
fsr-4195	497	1	financial	financial	ADJ
fsr-4195	497	2	services	service	NOUN
fsr-4195	497	3	review	review	PROPN
fsr-4195	497	4	,	,	PUNCT
fsr-4195	497	5	32(3	32(3	NUM
fsr-4195	497	6	)	)	PUNCT
fsr-4195	497	7	,	,	PUNCT
fsr-4195	497	8	32–67	32–67	NUM
fsr-4195	497	9	.	.	PUNCT
fsr-4195	498	1	rauch	rauch	PROPN
fsr-4195	498	2	,	,	PUNCT
fsr-4195	498	3	a.	a.	PROPN
fsr-4195	498	4	,	,	PUNCT
fsr-4195	498	5	&	&	CCONJ
fsr-4195	498	6	rijsdijk	rijsdijk	PROPN
fsr-4195	498	7	,	,	PUNCT
fsr-4195	498	8	s.	s.	PROPN
fsr-4195	498	9	a.	a.	PROPN
fsr-4195	498	10	(	(	PUNCT
fsr-4195	498	11	2013	2013	NUM
fsr-4195	498	12	)	)	PUNCT
fsr-4195	498	13	.	.	PUNCT
fsr-4195	499	1	the	the	DET
fsr-4195	499	2	effects	effect	NOUN
fsr-4195	499	3	of	of	ADP
fsr-4195	499	4	general	general	ADJ
fsr-4195	499	5	and	and	CCONJ
fsr-4195	499	6	specific	specific	ADJ
fsr-4195	499	7	human	human	ADJ
fsr-4195	499	8	capital	capital	NOUN
fsr-4195	499	9	on	on	ADP
fsr-4195	499	10	long	long	ADJ
fsr-4195	499	11	–	–	PUNCT
fsr-4195	499	12	term	term	NOUN
fsr-4195	499	13	growth	growth	NOUN
fsr-4195	499	14	and	and	CCONJ
fsr-4195	499	15	failure	failure	NOUN
fsr-4195	499	16	of	of	ADP
fsr-4195	499	17	newly	newly	ADV
fsr-4195	499	18	founded	found	VERB
fsr-4195	499	19	businesses	business	NOUN
fsr-4195	499	20	.	.	PUNCT
fsr-4195	500	1	entrepreneurship	entrepreneurship	NOUN
fsr-4195	500	2	theory	theory	NOUN
fsr-4195	500	3	and	and	CCONJ
fsr-4195	500	4	practice	practice	NOUN
fsr-4195	500	5	,	,	PUNCT
fsr-4195	500	6	37(4	37(4	NOUN
fsr-4195	500	7	)	)	PUNCT
fsr-4195	500	8	,	,	PUNCT
fsr-4195	500	9	923–941	923–941	NUM
fsr-4195	500	10	.	.	PUNCT
fsr-4195	501	1	smith	smith	PROPN
fsr-4195	501	2	,	,	PUNCT
fsr-4195	501	3	h.	h.	PROPN
fsr-4195	501	4	(	(	PUNCT
fsr-4195	501	5	2023	2023	NUM
fsr-4195	501	6	,	,	PUNCT
fsr-4195	501	7	may	may	AUX
fsr-4195	501	8	22	22	NUM
fsr-4195	501	9	)	)	PUNCT
fsr-4195	501	10	.	.	PUNCT
fsr-4195	502	1	bitcoin	bitcoin	NOUN
fsr-4195	502	2	price	price	NOUN
fsr-4195	502	3	crash	crash	NOUN
fsr-4195	502	4	:	:	PUNCT
fsr-4195	502	5	what	what	PRON
fsr-4195	502	6	caused	cause	VERB
fsr-4195	502	7	the	the	DET
fsr-4195	502	8	latest	late	ADJ
fsr-4195	502	9	collapse	collapse	NOUN
fsr-4195	502	10	?	?	PUNCT
fsr-4195	502	11	.	.	PUNCT
fsr-4195	503	1	times	times	PROPN
fsr-4195	503	2	money	money	NOUN
fsr-4195	503	3	mentor	mentor	NOUN
fsr-4195	503	4	.	.	PUNCT
fsr-4195	504	1	https://www.grandviewresearch.com/industry-analysis/us-cryptocurrency-market-report	https://www.grandviewresearch.com/industry-analysis/us-cryptocurrency-market-report	PROPN
fsr-4195	505	1	https://www.grandviewresearch.com/industry-analysis/us-cryptocurrency-market-report	https://www.grandviewresearch.com/industry-analysis/us-cryptocurrency-market-report	PROPN
fsr-4195	506	1	https://www.grandviewresearch.com/industry-analysis/us-cryptocurrency-market-report	https://www.grandviewresearch.com/industry-analysis/us-cryptocurrency-market-report	PROPN
fsr-4195	506	2	https://www.planadviser.com/younger-generations-seek-advisers-earlier/	https://www.planadviser.com/younger-generations-seek-advisers-earlier/	PROPN
fsr-4195	506	3	https://www.planadviser.com/younger-generations-seek-advisers-earlier/	https://www.planadviser.com/younger-generations-seek-advisers-earlier/	VERB
fsr-4195	506	4	brockbank	brockbank	INTJ
fsr-4195	506	5	et	et	PROPN
fsr-4195	506	6	al	al	PROPN
fsr-4195	506	7	.	.	PROPN
fsr-4195	506	8	19	19	NUM
fsr-4195	506	9	https://www.thetimes.co.uk/moneymentor/article/is-bitcoin-crash-coming/	https://www.thetimes.co.uk/moneymentor/article/is-bitcoin-crash-coming/	PROPN
fsr-4195	506	10	smith	smith	PROPN
fsr-4195	506	11	,	,	PUNCT
fsr-4195	506	12	h.	h.	PROPN
fsr-4195	506	13	,	,	PUNCT
fsr-4195	506	14	finke	finke	PROPN
fsr-4195	506	15	,	,	PUNCT
fsr-4195	506	16	m.	m.	NOUN
fsr-4195	506	17	,	,	PUNCT
fsr-4195	506	18	&	&	CCONJ
fsr-4195	506	19	huston	huston	PROPN
fsr-4195	506	20	,	,	PUNCT
fsr-4195	506	21	s.	s.	PROPN
fsr-4195	506	22	(	(	PUNCT
fsr-4195	506	23	2012	2012	NUM
fsr-4195	506	24	)	)	PUNCT
fsr-4195	506	25	.	.	PUNCT
fsr-4195	507	1	the	the	DET
fsr-4195	507	2	influence	influence	NOUN
fsr-4195	507	3	of	of	ADP
fsr-4195	507	4	financial	financial	ADJ
fsr-4195	507	5	sophistication	sophistication	NOUN
fsr-4195	507	6	and	and	CCONJ
fsr-4195	507	7	financial	financial	ADJ
fsr-4195	507	8	planners	planner	NOUN
fsr-4195	507	9	on	on	ADP
fsr-4195	507	10	roth	roth	PROPN
fsr-4195	507	11	ira	ira	PROPN
fsr-4195	507	12	ownership	ownership	PROPN
fsr-4195	507	13	.	.	PUNCT
fsr-4195	508	1	journal	journal	NOUN
fsr-4195	508	2	of	of	ADP
fsr-4195	508	3	financial	financial	ADJ
fsr-4195	508	4	service	service	NOUN
fsr-4195	508	5	professionals	professional	NOUN
fsr-4195	508	6	,	,	PUNCT
fsr-4195	508	7	66(6	66(6	NUM
fsr-4195	508	8	)	)	PUNCT
fsr-4195	508	9	,	,	PUNCT
fsr-4195	508	10	69	69	NUM
fsr-4195	508	11	.	.	PUNCT
fsr-4195	509	1	smith	smith	PROPN
fsr-4195	509	2	,	,	PUNCT
fsr-4195	509	3	g.	g.	PROPN
fsr-4195	509	4	e.	e.	PROPN
fsr-4195	509	5	,	,	PUNCT
fsr-4195	509	6	venkatraman	venkatraman	NOUN
fsr-4195	509	7	,	,	PUNCT
fsr-4195	509	8	m.	m.	NOUN
fsr-4195	509	9	p.	p.	PROPN
fsr-4195	509	10	,	,	PUNCT
fsr-4195	509	11	&	&	CCONJ
fsr-4195	509	12	dholakia	dholakia	PROPN
fsr-4195	509	13	,	,	PUNCT
fsr-4195	509	14	r.	r.	PROPN
fsr-4195	509	15	r.	r.	PROPN
fsr-4195	509	16	(	(	PUNCT
fsr-4195	509	17	1999	1999	NUM
fsr-4195	509	18	)	)	PUNCT
fsr-4195	509	19	.	.	PUNCT
fsr-4195	510	1	diagnosing	diagnose	VERB
fsr-4195	510	2	the	the	DET
fsr-4195	510	3	search	search	NOUN
fsr-4195	510	4	cost	cost	NOUN
fsr-4195	510	5	effect	effect	NOUN
fsr-4195	510	6	:	:	PUNCT
fsr-4195	510	7	waiting	wait	VERB
fsr-4195	510	8	time	time	NOUN
fsr-4195	510	9	and	and	CCONJ
fsr-4195	510	10	the	the	DET
fsr-4195	510	11	moderating	moderate	VERB
fsr-4195	510	12	impact	impact	NOUN
fsr-4195	510	13	of	of	ADP
fsr-4195	510	14	prior	prior	ADJ
fsr-4195	510	15	category	category	NOUN
fsr-4195	510	16	knowledge	knowledge	NOUN
fsr-4195	510	17	.	.	PUNCT
fsr-4195	511	1	journal	journal	PROPN
fsr-4195	511	2	of	of	ADP
fsr-4195	511	3	economic	economic	ADJ
fsr-4195	511	4	psychology	psychology	NOUN
fsr-4195	511	5	,	,	PUNCT
fsr-4195	511	6	20(3	20(3	NOUN
fsr-4195	511	7	)	)	PUNCT
fsr-4195	511	8	,	,	PUNCT
fsr-4195	511	9	285–314	285–314	NUM
fsr-4195	511	10	.	.	PUNCT
fsr-4195	512	1	sommer	sommer	NOUN
fsr-4195	512	2	,	,	PUNCT
fsr-4195	512	3	m.	m.	NOUN
fsr-4195	512	4	,	,	PUNCT
fsr-4195	512	5	lim	lim	PROPN
fsr-4195	512	6	,	,	PUNCT
fsr-4195	512	7	h.	h.	PROPN
fsr-4195	512	8	,	,	PUNCT
fsr-4195	512	9	&	&	CCONJ
fsr-4195	512	10	macdonald	macdonald	PROPN
fsr-4195	512	11	,	,	PUNCT
fsr-4195	512	12	m.	m.	NOUN
fsr-4195	512	13	(	(	PUNCT
fsr-4195	512	14	2022	2022	NUM
fsr-4195	512	15	)	)	PUNCT
fsr-4195	512	16	.	.	PUNCT
fsr-4195	513	1	financial	financial	ADJ
fsr-4195	513	2	advisor	advisor	NOUN
fsr-4195	513	3	use	use	NOUN
fsr-4195	513	4	,	,	PUNCT
fsr-4195	513	5	life	life	NOUN
fsr-4195	513	6	events	event	NOUN
fsr-4195	513	7	,	,	PUNCT
fsr-4195	513	8	and	and	CCONJ
fsr-4195	513	9	the	the	DET
fsr-4195	513	10	relationship	relationship	NOUN
fsr-4195	513	11	with	with	ADP
fsr-4195	513	12	beneficial	beneficial	ADJ
fsr-4195	513	13	intentions	intention	NOUN
fsr-4195	513	14	.	.	PUNCT
fsr-4195	514	1	financial	financial	ADJ
fsr-4195	514	2	services	service	NOUN
fsr-4195	514	3	review	review	PROPN
fsr-4195	514	4	,	,	PUNCT
fsr-4195	514	5	30(1	30(1	NUM
fsr-4195	514	6	)	)	PUNCT
fsr-4195	514	7	,	,	PUNCT
fsr-4195	514	8	69–88	69–88	NUM
fsr-4195	514	9	.	.	PUNCT
fsr-4195	514	10	stigler	stigler	NOUN
fsr-4195	514	11	,	,	PUNCT
fsr-4195	514	12	g.	g.	PROPN
fsr-4195	514	13	j.	j.	PROPN
fsr-4195	514	14	(	(	PUNCT
fsr-4195	514	15	1961	1961	NUM
fsr-4195	514	16	)	)	PUNCT
fsr-4195	514	17	.	.	PUNCT
fsr-4195	515	1	the	the	DET
fsr-4195	515	2	economics	economic	NOUN
fsr-4195	515	3	of	of	ADP
fsr-4195	515	4	information	information	NOUN
fsr-4195	515	5	.	.	PUNCT
fsr-4195	516	1	journal	journal	NOUN
fsr-4195	516	2	of	of	ADP
fsr-4195	516	3	political	political	ADJ
fsr-4195	516	4	economy	economy	NOUN
fsr-4195	516	5	,	,	PUNCT
fsr-4195	516	6	69(3	69(3	NUM
fsr-4195	516	7	)	)	PUNCT
fsr-4195	516	8	,	,	PUNCT
fsr-4195	516	9	213–225	213–225	NUM
fsr-4195	516	10	.	.	PUNCT
fsr-4195	517	1	stosic	stosic	PROPN
fsr-4195	517	2	,	,	PUNCT
fsr-4195	517	3	d.	d.	PROPN
fsr-4195	517	4	,	,	PUNCT
fsr-4195	517	5	stosic	stosic	PROPN
fsr-4195	517	6	,	,	PUNCT
fsr-4195	517	7	d.	d.	PROPN
fsr-4195	517	8	,	,	PUNCT
fsr-4195	517	9	ludermir	ludermir	PROPN
fsr-4195	517	10	,	,	PUNCT
fsr-4195	517	11	t.	t.	PROPN
fsr-4195	517	12	b.	b.	PROPN
fsr-4195	517	13	,	,	PUNCT
fsr-4195	517	14	&	&	CCONJ
fsr-4195	517	15	stosic	stosic	NOUN
fsr-4195	517	16	,	,	PUNCT
fsr-4195	517	17	t.	t.	PROPN
fsr-4195	517	18	(	(	PUNCT
fsr-4195	517	19	2019	2019	NUM
fsr-4195	517	20	)	)	PUNCT
fsr-4195	517	21	.	.	PUNCT
fsr-4195	518	1	exploring	explore	VERB
fsr-4195	518	2	disorder	disorder	NOUN
fsr-4195	518	3	and	and	CCONJ
fsr-4195	518	4	complexity	complexity	NOUN
fsr-4195	518	5	in	in	ADP
fsr-4195	518	6	the	the	DET
fsr-4195	518	7	cryptocurrency	cryptocurrency	NOUN
fsr-4195	518	8	space	space	NOUN
fsr-4195	518	9	.	.	PUNCT
fsr-4195	519	1	physica	physica	VERB
fsr-4195	519	2	a	a	DET
fsr-4195	519	3	:	:	PUNCT
fsr-4195	519	4	statistical	statistical	ADJ
fsr-4195	519	5	mechanics	mechanic	NOUN
fsr-4195	519	6	and	and	CCONJ
fsr-4195	519	7	its	its	PRON
fsr-4195	519	8	applications	application	NOUN
fsr-4195	519	9	,	,	PUNCT
fsr-4195	519	10	525	525	NUM
fsr-4195	519	11	,	,	PUNCT
fsr-4195	519	12	548–556	548–556	NUM
fsr-4195	519	13	.	.	PUNCT
fsr-4195	520	1	sullivan	sullivan	PROPN
fsr-4195	520	2	,	,	PUNCT
fsr-4195	520	3	p.	p.	PROPN
fsr-4195	520	4	(	(	PUNCT
fsr-4195	520	5	2010	2010	NUM
fsr-4195	520	6	)	)	PUNCT
fsr-4195	520	7	.	.	PUNCT
fsr-4195	521	1	empirical	empirical	ADJ
fsr-4195	521	2	evidence	evidence	NOUN
fsr-4195	521	3	on	on	ADP
fsr-4195	521	4	occupation	occupation	NOUN
fsr-4195	521	5	and	and	CCONJ
fsr-4195	521	6	industry	industry	NOUN
fsr-4195	521	7	specific	specific	ADJ
fsr-4195	521	8	human	human	ADJ
fsr-4195	521	9	capital	capital	NOUN
fsr-4195	521	10	.	.	PUNCT
fsr-4195	522	1	labour	labour	ADJ
fsr-4195	522	2	economics	economic	NOUN
fsr-4195	522	3	,	,	PUNCT
fsr-4195	522	4	17(3	17(3	NUM
fsr-4195	522	5	)	)	PUNCT
fsr-4195	522	6	,	,	PUNCT
fsr-4195	522	7	567	567	NUM
fsr-4195	522	8	–	–	PUNCT
fsr-4195	522	9	580	580	NUM
fsr-4195	522	10	.	.	PUNCT
fsr-4195	523	1	xi	xi	PROPN
fsr-4195	523	2	,	,	PUNCT
fsr-4195	523	3	d.	d.	PROPN
fsr-4195	523	4	,	,	PUNCT
fsr-4195	523	5	o’brien	o’brien	PROPN
fsr-4195	523	6	,	,	PUNCT
fsr-4195	523	7	t.	t.	PROPN
fsr-4195	523	8	i.	i.	PROPN
fsr-4195	523	9	,	,	PUNCT
fsr-4195	523	10	&	&	CCONJ
fsr-4195	523	11	irannezhad	irannezhad	VERB
fsr-4195	523	12	,	,	PUNCT
fsr-4195	523	13	e.	e.	PROPN
fsr-4195	523	14	(	(	PUNCT
fsr-4195	523	15	2020	2020	NUM
fsr-4195	523	16	)	)	PUNCT
fsr-4195	523	17	.	.	PUNCT
fsr-4195	524	1	investigating	investigate	VERB
fsr-4195	524	2	the	the	DET
fsr-4195	524	3	investment	investment	NOUN
fsr-4195	524	4	behaviors	behavior	NOUN
fsr-4195	524	5	in	in	ADP
fsr-4195	524	6	cryptocurrency	cryptocurrency	NOUN
fsr-4195	524	7	.	.	PUNCT
fsr-4195	525	1	the	the	DET
fsr-4195	525	2	journal	journal	NOUN
fsr-4195	525	3	of	of	ADP
fsr-4195	525	4	alternative	alternative	ADJ
fsr-4195	525	5	investments	investment	NOUN
fsr-4195	525	6	,	,	PUNCT
fsr-4195	525	7	23(2	23(2	NOUN
fsr-4195	525	8	)	)	PUNCT
fsr-4195	525	9	,	,	PUNCT
fsr-4195	525	10	141–160	141–160	NUM
fsr-4195	525	11	.	.	PUNCT
fsr-4195	526	1	yilmaz	yilmaz	PROPN
fsr-4195	526	2	,	,	PUNCT
fsr-4195	526	3	n.	n.	PROPN
fsr-4195	526	4	k.	k.	PROPN
fsr-4195	526	5	,	,	PUNCT
fsr-4195	526	6	&	&	CCONJ
fsr-4195	526	7	hazar	hazar	PROPN
fsr-4195	526	8	,	,	PUNCT
fsr-4195	526	9	h.	h.	PROPN
fsr-4195	526	10	b.	b.	PROPN
fsr-4195	526	11	(	(	PUNCT
fsr-4195	526	12	2018	2018	NUM
fsr-4195	526	13	)	)	PUNCT
fsr-4195	526	14	.	.	PUNCT
fsr-4195	527	1	predicting	predict	VERB
fsr-4195	527	2	future	future	ADJ
fsr-4195	527	3	cryptocurrency	cryptocurrency	NOUN
fsr-4195	527	4	investment	investment	NOUN
fsr-4195	527	5	trends	trend	NOUN
fsr-4195	527	6	by	by	ADP
fsr-4195	527	7	conjoint	conjoint	NOUN
fsr-4195	527	8	analysis	analysis	NOUN
fsr-4195	527	9	.	.	PUNCT
fsr-4195	528	1	journal	journal	PROPN
fsr-4195	528	2	of	of	ADP
fsr-4195	528	3	economics	economic	NOUN
fsr-4195	528	4	,	,	PUNCT
fsr-4195	528	5	finance	finance	NOUN
fsr-4195	528	6	and	and	CCONJ
fsr-4195	528	7	accounting	accounting	NOUN
fsr-4195	528	8	,	,	PUNCT
fsr-4195	528	9	5(4	5(4	NUM
fsr-4195	528	10	)	)	PUNCT
fsr-4195	528	11	,	,	PUNCT
fsr-4195	528	12	321–330	321–330	NUM
fsr-4195	528	13	.	.	PUNCT
fsr-4195	529	1	zhao	zhao	PROPN
fsr-4195	529	2	,	,	PUNCT
fsr-4195	529	3	h.	h.	PROPN
fsr-4195	529	4	,	,	PUNCT
fsr-4195	529	5	&	&	CCONJ
fsr-4195	529	6	zhang	zhang	PROPN
fsr-4195	529	7	,	,	PUNCT
fsr-4195	529	8	l.	l.	PROPN
fsr-4195	529	9	(	(	PUNCT
fsr-4195	529	10	2021	2021	NUM
fsr-4195	529	11	)	)	PUNCT
fsr-4195	529	12	.	.	PUNCT
fsr-4195	530	1	financial	financial	ADJ
fsr-4195	530	2	literacy	literacy	NOUN
fsr-4195	530	3	or	or	CCONJ
fsr-4195	530	4	investment	investment	NOUN
fsr-4195	530	5	experience	experience	NOUN
fsr-4195	530	6	:	:	PUNCT
fsr-4195	530	7	which	which	PRON
fsr-4195	530	8	is	be	AUX
fsr-4195	530	9	more	more	ADV
fsr-4195	530	10	influential	influential	ADJ
fsr-4195	530	11	in	in	ADP
fsr-4195	530	12	cryptocurrency	cryptocurrency	NOUN
fsr-4195	530	13	investment	investment	NOUN
fsr-4195	530	14	?	?	PUNCT
fsr-4195	530	15	.	.	PUNCT
fsr-4195	531	1	international	international	ADJ
fsr-4195	531	2	journal	journal	PROPN
fsr-4195	531	3	of	of	ADP
fsr-4195	531	4	bank	bank	PROPN
fsr-4195	531	5	marketing	marketing	NOUN
fsr-4195	531	6	,	,	PUNCT
fsr-4195	531	7	39(7	39(7	NUM
fsr-4195	531	8	)	)	PUNCT
fsr-4195	531	9	,	,	PUNCT
fsr-4195	531	10	1208–1226	1208–1226	NUM
fsr-4195	531	11	.	.	PUNCT
fsr-4195	532	1	zweig	zweig	NOUN
fsr-4195	532	2	,	,	PUNCT
fsr-4195	532	3	j.	j.	PROPN
fsr-4195	532	4	(	(	PUNCT
fsr-4195	532	5	2021	2021	NUM
fsr-4195	532	6	,	,	PUNCT
fsr-4195	532	7	october	october	PROPN
fsr-4195	532	8	22	22	NUM
fsr-4195	532	9	)	)	PUNCT
fsr-4195	532	10	.	.	PUNCT
fsr-4195	533	1	why	why	SCONJ
fsr-4195	533	2	your	your	PRON
fsr-4195	533	3	adviser	adviser	NOUN
fsr-4195	533	4	might	might	AUX
fsr-4195	533	5	start	start	VERB
fsr-4195	533	6	talking	talk	VERB
fsr-4195	533	7	up	up	ADP
fsr-4195	533	8	bitcoin	bitcoin	NOUN
fsr-4195	533	9	.	.	PUNCT
fsr-4195	534	1	the	the	DET
fsr-4195	534	2	wall	wall	PROPN
fsr-4195	534	3	street	street	PROPN
fsr-4195	534	4	journal	journal	PROPN
fsr-4195	534	5	.	.	PUNCT
fsr-4195	535	1	https://www.wsj.com/articles/why-youradviser-might-start-talking-up-bitcoin11634914812	https://www.wsj.com/articles/why-youradviser-might-start-talking-up-bitcoin11634914812	NOUN
fsr-4195	535	2	.	.	PUNCT
fsr-4195	536	1	https://www.thetimes.co.uk/money-mentor/article/is-bitcoin-crash-coming/	https://www.thetimes.co.uk/money-mentor/article/is-bitcoin-crash-coming/	VERB
fsr-4195	536	2	https://www.thetimes.co.uk/money-mentor/article/is-bitcoin-crash-coming/	https://www.thetimes.co.uk/money-mentor/article/is-bitcoin-crash-coming/	VERB