id	sid	tid	token	lemma	pos
fsr-4316	1	1	financial	financial	ADJ
fsr-4316	1	2	services	service	NOUN
fsr-4316	1	3	review	review	NOUN
fsr-4316	1	4	volume	volume	NOUN
fsr-4316	1	5	33	33	NUM
fsr-4316	1	6	number	number	NOUN
fsr-4316	1	7	2	2	NUM
fsr-4316	1	8	(	(	PUNCT
fsr-4316	1	9	2025	2025	NUM
fsr-4316	1	10	)	)	PUNCT
fsr-4316	1	11	volume	volume	NOUN
fsr-4316	1	12	33	33	NUM
fsr-4316	1	13	,	,	PUNCT
fsr-4316	1	14	no	no	INTJ
fsr-4316	1	15	.	.	NOUN
fsr-4316	1	16	2	2	NUM
fsr-4316	1	17	2025	2025	NUM
fsr-4316	1	18	editor	editor	NOUN
fsr-4316	1	19	:	:	PUNCT
fsr-4316	1	20	john	john	PROPN
fsr-4316	1	21	e.	e.	PROPN
fsr-4316	1	22	grable	grable	PROPN
fsr-4316	1	23	,	,	PUNCT
fsr-4316	1	24	ph.d	ph.d	PROPN
fsr-4316	1	25	.	.	PUNCT
fsr-4316	2	1	cfp	cfp	PROPN
fsr-4316	2	2	®	®	PROPN
fsr-4316	2	3	university	university	PROPN
fsr-4316	2	4	of	of	ADP
fsr-4316	2	5	georgia	georgia	PROPN
fsr-4316	2	6	advisory	advisory	ADJ
fsr-4316	2	7	editors	editor	NOUN
fsr-4316	2	8	:	:	PUNCT
fsr-4316	2	9	vickie	vickie	NOUN
fsr-4316	2	10	bajtelsmit	bajtelsmit	NOUN
fsr-4316	2	11	,	,	PUNCT
fsr-4316	2	12	ph.d	ph.d	PROPN
fsr-4316	2	13	.	.	PROPN
fsr-4316	2	14	,	,	PUNCT
fsr-4316	2	15	colorado	colorado	PROPN
fsr-4316	2	16	state	state	PROPN
fsr-4316	2	17	university	university	PROPN
fsr-4316	2	18	(	(	PUNCT
fsr-4316	2	19	emeritus	emeritus	NOUN
fsr-4316	2	20	)	)	PUNCT
fsr-4316	2	21	shawn	shawn	PROPN
fsr-4316	2	22	brayman	brayman	PROPN
fsr-4316	2	23	,	,	PUNCT
fsr-4316	2	24	m.e.s	m.e.s	PROPN
fsr-4316	2	25	.	.	PROPN
fsr-4316	2	26	,	,	PUNCT
fsr-4316	2	27	sb	sb	PROPN
fsr-4316	2	28	research	research	PROPN
fsr-4316	2	29	consulting	consulting	PROPN
fsr-4316	2	30	conrad	conrad	PROPN
fsr-4316	2	31	ciccotello	ciccotello	PROPN
fsr-4316	2	32	,	,	PUNCT
fsr-4316	2	33	jd	jd	PROPN
fsr-4316	2	34	,	,	PUNCT
fsr-4316	2	35	ph.d	ph.d	PROPN
fsr-4316	2	36	.	.	PROPN
fsr-4316	2	37	,	,	PUNCT
fsr-4316	2	38	university	university	PROPN
fsr-4316	2	39	of	of	ADP
fsr-4316	2	40	denver	denver	PROPN
fsr-4316	2	41	sherman	sherman	PROPN
fsr-4316	2	42	hanna	hanna	PROPN
fsr-4316	2	43	,	,	PUNCT
fsr-4316	2	44	ph.d	ph.d	PROPN
fsr-4316	2	45	.	.	PROPN
fsr-4316	2	46	,	,	PUNCT
fsr-4316	2	47	the	the	DET
fsr-4316	2	48	ohio	ohio	PROPN
fsr-4316	2	49	state	state	PROPN
fsr-4316	2	50	university	university	PROPN
fsr-4316	2	51	tom	tom	PROPN
fsr-4316	2	52	potts	potts	PROPN
fsr-4316	2	53	,	,	PUNCT
fsr-4316	2	54	ph.d	ph.d	PROPN
fsr-4316	2	55	.	.	PROPN
fsr-4316	2	56	,	,	PUNCT
fsr-4316	2	57	cfp	cfp	PROPN
fsr-4316	2	58	®	®	PROPN
fsr-4316	2	59	,	,	PUNCT
fsr-4316	2	60	baylor	baylor	PROPN
fsr-4316	2	61	university	university	PROPN
fsr-4316	2	62	(	(	PUNCT
fsr-4316	2	63	emeritus	emeritus	NOUN
fsr-4316	2	64	)	)	PUNCT
fsr-4316	2	65	martin	martin	PROPN
fsr-4316	2	66	seay	seay	PROPN
fsr-4316	2	67	,	,	PUNCT
fsr-4316	2	68	ph.d	ph.d	PROPN
fsr-4316	2	69	.	.	PROPN
fsr-4316	2	70	,	,	PUNCT
fsr-4316	2	71	cfp	cfp	PROPN
fsr-4316	2	72	®	®	PROPN
fsr-4316	2	73	,	,	PUNCT
fsr-4316	2	74	kansas	kansas	PROPN
fsr-4316	2	75	state	state	PROPN
fsr-4316	2	76	university	university	PROPN
fsr-4316	2	77	meir	meir	PROPN
fsr-4316	2	78	statman	statman	PROPN
fsr-4316	2	79	,	,	PUNCT
fsr-4316	2	80	ph.d	ph.d	PROPN
fsr-4316	2	81	.	.	PROPN
fsr-4316	2	82	,	,	PUNCT
fsr-4316	2	83	santa	santa	PROPN
fsr-4316	2	84	clara	clara	PROPN
fsr-4316	2	85	university	university	PROPN
fsr-4316	2	86	tom	tom	PROPN
fsr-4316	2	87	warschauer	warschauer	PROPN
fsr-4316	2	88	,	,	PUNCT
fsr-4316	2	89	ph.d	ph.d	PROPN
fsr-4316	2	90	.	.	PROPN
fsr-4316	2	91	,	,	PUNCT
fsr-4316	2	92	cfp	cfp	PROPN
fsr-4316	2	93	®	®	PROPN
fsr-4316	2	94	,	,	PUNCT
fsr-4316	2	95	san	san	PROPN
fsr-4316	2	96	diego	diego	PROPN
fsr-4316	2	97	state	state	PROPN
fsr-4316	2	98	university	university	PROPN
fsr-4316	2	99	(	(	PUNCT
fsr-4316	2	100	emeritus	emeritus	NOUN
fsr-4316	2	101	)	)	PUNCT
fsr-4316	2	102	associate	associate	ADJ
fsr-4316	2	103	editors	editor	NOUN
fsr-4316	2	104	:	:	PUNCT
fsr-4316	2	105	swarn	swarn	PROPN
fsr-4316	2	106	chatterjee	chatterjee	PROPN
fsr-4316	2	107	,	,	PUNCT
fsr-4316	2	108	ph.d	ph.d	PROPN
fsr-4316	2	109	.	.	PROPN
fsr-4316	2	110	,	,	PUNCT
fsr-4316	2	111	university	university	PROPN
fsr-4316	2	112	of	of	ADP
fsr-4316	2	113	georgia	georgia	PROPN
fsr-4316	2	114	shinae	shinae	PROPN
fsr-4316	2	115	l.	l.	PROPN
fsr-4316	2	116	choi	choi	PROPN
fsr-4316	2	117	,	,	PUNCT
fsr-4316	2	118	ph.d	ph.d	PROPN
fsr-4316	2	119	.	.	PROPN
fsr-4316	2	120	,	,	PUNCT
fsr-4316	2	121	university	university	PROPN
fsr-4316	2	122	of	of	ADP
fsr-4316	2	123	alabama	alabama	PROPN
fsr-4316	2	124	lu	lu	PROPN
fsr-4316	2	125	fan	fan	PROPN
fsr-4316	2	126	,	,	PUNCT
fsr-4316	2	127	ph.d	ph.d	PROPN
fsr-4316	2	128	.	.	PROPN
fsr-4316	2	129	,	,	PUNCT
fsr-4316	2	130	cfp	cfp	PROPN
fsr-4316	2	131	®	®	PROPN
fsr-4316	2	132	,	,	PUNCT
fsr-4316	2	133	university	university	PROPN
fsr-4316	2	134	of	of	ADP
fsr-4316	2	135	georgia	georgia	PROPN
fsr-4316	2	136	jasmine	jasmine	PROPN
fsr-4316	2	137	fang	fang	PROPN
fsr-4316	2	138	,	,	PUNCT
fsr-4316	2	139	ph.d	ph.d	PROPN
fsr-4316	2	140	.	.	PROPN
fsr-4316	2	141	,	,	PUNCT
fsr-4316	2	142	massey	massey	PROPN
fsr-4316	2	143	university	university	PROPN
fsr-4316	2	144	,	,	PUNCT
fsr-4316	2	145	new	new	PROPN
fsr-4316	2	146	zealand	zealand	PROPN
fsr-4316	2	147	mark	mark	PROPN
fsr-4316	2	148	fedenia	fedenia	PROPN
fsr-4316	2	149	,	,	PUNCT
fsr-4316	2	150	ph.d	ph.d	PROPN
fsr-4316	2	151	.	.	PROPN
fsr-4316	2	152	,	,	PUNCT
fsr-4316	2	153	university	university	PROPN
fsr-4316	2	154	of	of	ADP
fsr-4316	2	155	wisconsin	wisconsin	PROPN
fsr-4316	2	156	philip	philip	PROPN
fsr-4316	2	157	gibson	gibson	PROPN
fsr-4316	2	158	,	,	PUNCT
fsr-4316	2	159	ph.d	ph.d	PROPN
fsr-4316	2	160	.	.	PROPN
fsr-4316	2	161	,	,	PUNCT
fsr-4316	2	162	cfp	cfp	PROPN
fsr-4316	2	163	®	®	PROPN
fsr-4316	2	164	,	,	PUNCT
fsr-4316	2	165	winthrop	winthrop	PROPN
fsr-4316	2	166	university	university	PROPN
fsr-4316	2	167	stu	stu	PROPN
fsr-4316	2	168	heckman	heckman	PROPN
fsr-4316	2	169	,	,	PUNCT
fsr-4316	2	170	ph.d	ph.d	PROPN
fsr-4316	2	171	.	.	PROPN
fsr-4316	2	172	,	,	PUNCT
fsr-4316	2	173	cfp	cfp	PROPN
fsr-4316	2	174	®	®	PROPN
fsr-4316	2	175	,	,	PUNCT
fsr-4316	2	176	texas	texas	PROPN
fsr-4316	2	177	tech	tech	PROPN
fsr-4316	2	178	university	university	PROPN
fsr-4316	2	179	william	william	PROPN
fsr-4316	2	180	w.	w.	PROPN
fsr-4316	2	181	jennings	jennings	PROPN
fsr-4316	2	182	,	,	PUNCT
fsr-4316	2	183	ph.d	ph.d	PROPN
fsr-4316	2	184	.	.	PROPN
fsr-4316	2	185	,	,	PUNCT
fsr-4316	2	186	cfa	cfa	PROPN
fsr-4316	2	187	®	®	PROPN
fsr-4316	2	188	,	,	PUNCT
fsr-4316	2	189	u.s	u.s	PROPN
fsr-4316	2	190	.	.	PROPN
fsr-4316	2	191	airforce	airforce	PROPN
fsr-4316	2	192	academy	academy	PROPN
fsr-4316	2	193	so	so	PROPN
fsr-4316	2	194	-	-	PUNCT
fsr-4316	2	195	hyun	hyun	PROPN
fsr-4316	2	196	joo	joo	PROPN
fsr-4316	2	197	,	,	PUNCT
fsr-4316	2	198	ph.d	ph.d	PROPN
fsr-4316	2	199	.	.	PROPN
fsr-4316	2	200	,	,	PUNCT
fsr-4316	2	201	ewha	ewha	VERB
fsr-4316	2	202	womans	woman	NOUN
fsr-4316	2	203	university	university	PROPN
fsr-4316	2	204	,	,	PUNCT
fsr-4316	2	205	south	south	PROPN
fsr-4316	2	206	korea	korea	PROPN
fsr-4316	2	207	izidin	izidin	VERB
fsr-4316	2	208	el	el	PROPN
fsr-4316	2	209	kalak	kalak	PROPN
fsr-4316	2	210	,	,	PUNCT
fsr-4316	2	211	cardiff	cardiff	PROPN
fsr-4316	2	212	university	university	NOUN
fsr-4316	2	213	,	,	PUNCT
fsr-4316	2	214	united	united	PROPN
fsr-4316	2	215	kingdom	kingdom	PROPN
fsr-4316	2	216	thomas	thomas	PROPN
fsr-4316	2	217	langdon	langdon	PROPN
fsr-4316	2	218	,	,	PUNCT
fsr-4316	2	219	ph.d	ph.d	PROPN
fsr-4316	2	220	.	.	PROPN
fsr-4316	2	221	,	,	PUNCT
fsr-4316	2	222	roger	roger	PROPN
fsr-4316	2	223	william	william	PROPN
fsr-4316	2	224	university	university	PROPN
fsr-4316	2	225	,	,	PUNCT
fsr-4316	2	226	bristol	bristol	PROPN
fsr-4316	2	227	,	,	PUNCT
fsr-4316	2	228	ri	ri	PROPN
fsr-4316	2	229	mustafa	mustafa	PROPN
fsr-4316	2	230	nourallah	nourallah	PROPN
fsr-4316	2	231	,	,	PUNCT
fsr-4316	2	232	ph.d	ph.d	PROPN
fsr-4316	2	233	.	.	PROPN
fsr-4316	2	234	,	,	PUNCT
fsr-4316	2	235	centre	centre	NOUN
fsr-4316	2	236	for	for	ADP
fsr-4316	2	237	research	research	NOUN
fsr-4316	2	238	on	on	ADP
fsr-4316	2	239	economic	economic	ADJ
fsr-4316	2	240	relations	relation	NOUN
fsr-4316	2	241	,	,	PUNCT
fsr-4316	2	242	mid	mid	PROPN
fsr-4316	2	243	sweden	sweden	PROPN
fsr-4316	2	244	university	university	PROPN
fsr-4316	2	245	,	,	PUNCT
fsr-4316	2	246	sweden	sweden	PROPN
fsr-4316	2	247	lance	lance	PROPN
fsr-4316	2	248	palmer	palmer	PROPN
fsr-4316	2	249	,	,	PUNCT
fsr-4316	2	250	ph.d	ph.d	PROPN
fsr-4316	2	251	.	.	PROPN
fsr-4316	2	252	,	,	PUNCT
fsr-4316	2	253	cfp	cfp	PROPN
fsr-4316	2	254	®	®	NOUN
fsr-4316	2	255	,	,	PUNCT
fsr-4316	2	256	cpa	cpa	PROPN
fsr-4316	2	257	®	®	NOUN
fsr-4316	2	258	,	,	PUNCT
fsr-4316	2	259	university	university	PROPN
fsr-4316	2	260	of	of	ADP
fsr-4316	2	261	georgia	georgia	PROPN
fsr-4316	2	262	abed	abed	PROPN
fsr-4316	2	263	rabbani	rabbani	PROPN
fsr-4316	2	264	,	,	PUNCT
fsr-4316	2	265	ph.d	ph.d	PROPN
fsr-4316	2	266	.	.	PROPN
fsr-4316	2	267	,	,	PUNCT
fsr-4316	2	268	cfp	cfp	PROPN
fsr-4316	2	269	®	®	PROPN
fsr-4316	2	270	,	,	PUNCT
fsr-4316	2	271	university	university	PROPN
fsr-4316	2	272	of	of	ADP
fsr-4316	2	273	missouri	missouri	PROPN
fsr-4316	2	274	chris	chris	PROPN
fsr-4316	2	275	robinson	robinson	PROPN
fsr-4316	2	276	,	,	PUNCT
fsr-4316	2	277	ph.d	ph.d	PROPN
fsr-4316	2	278	.	.	PROPN
fsr-4316	2	279	,	,	PUNCT
fsr-4316	2	280	york	york	PROPN
fsr-4316	2	281	university	university	PROPN
fsr-4316	2	282	(	(	PUNCT
fsr-4316	2	283	emeritus	emeritus	NOUN
fsr-4316	2	284	)	)	PUNCT
fsr-4316	2	285	,	,	PUNCT
fsr-4316	2	286	canada	canada	PROPN
fsr-4316	2	287	elisabeth	elisabeth	PROPN
fsr-4316	2	288	sinnewe	sinnewe	PROPN
fsr-4316	2	289	,	,	PUNCT
fsr-4316	2	290	ph.d	ph.d	PROPN
fsr-4316	2	291	.	.	PROPN
fsr-4316	2	292	,	,	PUNCT
fsr-4316	2	293	queensland	queensland	PROPN
fsr-4316	2	294	university	university	PROPN
fsr-4316	2	295	of	of	ADP
fsr-4316	2	296	technology	technology	PROPN
fsr-4316	2	297	jerry	jerry	PROPN
fsr-4316	2	298	stevens	stevens	PROPN
fsr-4316	2	299	,	,	PUNCT
fsr-4316	2	300	ph.d	ph.d	PROPN
fsr-4316	2	301	.	.	PROPN
fsr-4316	2	302	,	,	PUNCT
fsr-4316	2	303	university	university	PROPN
fsr-4316	2	304	of	of	ADP
fsr-4316	2	305	richmond	richmond	PROPN
fsr-4316	2	306	ning	ning	PROPN
fsr-4316	2	307	tang	tang	PROPN
fsr-4316	2	308	,	,	PUNCT
fsr-4316	2	309	ph.d	ph.d	PROPN
fsr-4316	2	310	.	.	PROPN
fsr-4316	2	311	,	,	PUNCT
fsr-4316	2	312	san	san	PROPN
fsr-4316	2	313	diego	diego	PROPN
fsr-4316	2	314	state	state	PROPN
fsr-4316	2	315	university	university	PROPN
fsr-4316	2	316	inga	inga	PROPN
fsr-4316	2	317	timmerman	timmerman	PROPN
fsr-4316	2	318	,	,	PUNCT
fsr-4316	2	319	ph.d	ph.d	PROPN
fsr-4316	2	320	.	.	PROPN
fsr-4316	2	321	,	,	PUNCT
fsr-4316	2	322	university	university	PROPN
fsr-4316	2	323	of	of	ADP
fsr-4316	2	324	north	north	PROPN
fsr-4316	2	325	florida	florida	PROPN
fsr-4316	2	326	issn	issn	PROPN
fsr-4316	2	327	online	online	ADJ
fsr-4316	2	328	1057	1057	NUM
fsr-4316	2	329	-	-	SYM
fsr-4316	2	330	0810	0810	NUM
fsr-4316	2	331	print	print	NOUN
fsr-4316	2	332	1873	1873	NUM
fsr-4316	2	333	-	-	SYM
fsr-4316	2	334	5673	5673	NUM
fsr-4316	2	335	contents	content	NOUN
fsr-4316	2	336	grable	grable	PROPN
fsr-4316	2	337	,	,	PUNCT
fsr-4316	2	338	john	john	PROPN
fsr-4316	2	339	e.	e.	PROPN
fsr-4316	2	340	,	,	PUNCT
fsr-4316	2	341	from	from	ADP
fsr-4316	2	342	the	the	DET
fsr-4316	2	343	editor	editor	NOUN
fsr-4316	2	344	,	,	PUNCT
fsr-4316	2	345	i	i	PROPN
fsr-4316	2	346	-	-	PUNCT
fsr-4316	2	347	ii	ii	PROPN
fsr-4316	2	348	.	.	PROPN
fsr-4316	3	1	invited	invite	VERB
fsr-4316	3	2	paper	paper	NOUN
fsr-4316	3	3	hanlon	hanlon	PROPN
fsr-4316	3	4	,	,	PUNCT
fsr-4316	3	5	robert	robert	PROPN
fsr-4316	3	6	h.	h.	PROPN
fsr-4316	3	7	,	,	PUNCT
fsr-4316	3	8	leher	leher	PROPN
fsr-4316	3	9	,	,	PUNCT
fsr-4316	3	10	paul	paul	PROPN
fsr-4316	3	11	,	,	PUNCT
fsr-4316	3	12	cohen	cohen	PROPN
fsr-4316	3	13	,	,	PUNCT
fsr-4316	3	14	alexander	alexander	PROPN
fsr-4316	3	15	,	,	PUNCT
fsr-4316	3	16	miller	miller	PROPN
fsr-4316	3	17	,	,	PUNCT
fsr-4316	3	18	eric	eric	PROPN
fsr-4316	3	19	,	,	PUNCT
fsr-4316	3	20	hancock	hancock	PROPN
fsr-4316	3	21	,	,	PUNCT
fsr-4316	3	22	monte	monte	PROPN
fsr-4316	3	23	,	,	PUNCT
fsr-4316	3	24	&	&	CCONJ
fsr-4316	3	25	mitchell	mitchell	PROPN
fsr-4316	3	26	,	,	PUNCT
fsr-4316	3	27	robert	robert	PROPN
fsr-4316	3	28	,	,	PUNCT
fsr-4316	3	29	psychophysiological	psychophysiological	ADJ
fsr-4316	3	30	finance	finance	NOUN
fsr-4316	3	31	and	and	CCONJ
fsr-4316	3	32	intelligent	intelligent	ADJ
fsr-4316	3	33	wellness	wellness	NOUN
fsr-4316	3	34	:	:	PUNCT
fsr-4316	3	35	a	a	DET
fsr-4316	3	36	new	new	ADJ
fsr-4316	3	37	financial	financial	ADJ
fsr-4316	3	38	planning	planning	NOUN
fsr-4316	3	39	practice	practice	NOUN
fsr-4316	3	40	model	model	NOUN
fsr-4316	3	41	,	,	PUNCT
fsr-4316	3	42	1	1	NUM
fsr-4316	3	43	-	-	SYM
fsr-4316	3	44	14	14	NUM
fsr-4316	3	45	.	.	PUNCT
fsr-4316	4	1	regular	regular	ADJ
fsr-4316	4	2	issue	issue	NOUN
fsr-4316	4	3	papers	paper	NOUN
fsr-4316	4	4	birkenmaier	birkenmaier	ADV
fsr-4316	4	5	,	,	PUNCT
fsr-4316	4	6	julie	julie	PROPN
fsr-4316	4	7	,	,	PUNCT
fsr-4316	4	8	&	&	CCONJ
fsr-4316	4	9	stratman	stratman	PROPN
fsr-4316	4	10	,	,	PUNCT
fsr-4316	4	11	hope	hope	NOUN
fsr-4316	4	12	,	,	PUNCT
fsr-4316	4	13	consumers	consumer	NOUN
fsr-4316	4	14	'	'	PART
fsr-4316	4	15	basic	basic	ADJ
fsr-4316	4	16	bank	bank	NOUN
fsr-4316	4	17	account	account	NOUN
fsr-4316	4	18	complaints	complaint	NOUN
fsr-4316	4	19	and	and	CCONJ
fsr-4316	4	20	their	their	PRON
fsr-4316	4	21	financial	financial	ADJ
fsr-4316	4	22	hardships	hardship	NOUN
fsr-4316	4	23	:	:	PUNCT
fsr-4316	4	24	a	a	DET
fsr-4316	4	25	content	content	NOUN
fsr-4316	4	26	analysis	analysis	NOUN
fsr-4316	4	27	of	of	ADP
fsr-4316	4	28	complaints	complaint	NOUN
fsr-4316	4	29	filed	file	VERB
fsr-4316	4	30	with	with	ADP
fsr-4316	4	31	the	the	DET
fsr-4316	4	32	consumer	consumer	NOUN
fsr-4316	4	33	financial	financial	PROPN
fsr-4316	4	34	protection	protection	PROPN
fsr-4316	4	35	bureau	bureau	PROPN
fsr-4316	4	36	(	(	PUNCT
fsr-4316	4	37	cfpb	cfpb	NOUN
fsr-4316	4	38	)	)	PUNCT
fsr-4316	4	39	,	,	PUNCT
fsr-4316	4	40	15	15	NUM
fsr-4316	4	41	-	-	SYM
fsr-4316	4	42	35	35	NUM
fsr-4316	4	43	.	.	PUNCT
fsr-4316	5	1	anderson	anderson	PROPN
fsr-4316	5	2	,	,	PUNCT
fsr-4316	5	3	jason	jason	PROPN
fsr-4316	5	4	n.	n.	PROPN
fsr-4316	5	5	,	,	PUNCT
fsr-4316	5	6	sanchez	sanchez	PROPN
fsr-4316	5	7	,	,	PUNCT
fsr-4316	5	8	donovan	donovan	PROPN
fsr-4316	5	9	,	,	PUNCT
fsr-4316	5	10	gallardo	gallardo	PROPN
fsr-4316	5	11	,	,	PUNCT
fsr-4316	5	12	juan	juan	PROPN
fsr-4316	5	13	e.	e.	PROPN
fsr-4316	5	14	,	,	PUNCT
fsr-4316	5	15	lawson	lawson	PROPN
fsr-4316	5	16	,	,	PUNCT
fsr-4316	5	17	derek	derek	PROPN
fsr-4316	5	18	,	,	PUNCT
fsr-4316	5	19	&	&	CCONJ
fsr-4316	5	20	ouyang	ouyang	PROPN
fsr-4316	5	21	,	,	PUNCT
fsr-4316	5	22	congrong	congrong	NOUN
fsr-4316	5	23	,	,	PUNCT
fsr-4316	5	24	exploring	explore	VERB
fsr-4316	5	25	the	the	DET
fsr-4316	5	26	effect	effect	NOUN
fsr-4316	5	27	of	of	ADP
fsr-4316	5	28	federal	federal	ADJ
fsr-4316	5	29	student	student	NOUN
fsr-4316	5	30	loan	loan	NOUN
fsr-4316	5	31	payment	payment	NOUN
fsr-4316	5	32	resumption	resumption	NOUN
fsr-4316	5	33	on	on	ADP
fsr-4316	5	34	borrowers	borrower	NOUN
fsr-4316	5	35	through	through	ADP
fsr-4316	5	36	sentiment	sentiment	NOUN
fsr-4316	5	37	and	and	CCONJ
fsr-4316	5	38	textual	textual	ADJ
fsr-4316	5	39	analysis	analysis	NOUN
fsr-4316	5	40	using	use	VERB
fsr-4316	5	41	x	x	SYM
fsr-4316	5	42	,	,	PUNCT
fsr-4316	5	43	36	36	NUM
fsr-4316	5	44	-	-	SYM
fsr-4316	5	45	54	54	NUM
fsr-4316	5	46	.	.	PUNCT
fsr-4316	6	1	sanders	sanders	PROPN
fsr-4316	6	2	,	,	PUNCT
fsr-4316	6	3	kaplan	kaplan	PROPN
fsr-4316	6	4	,	,	PUNCT
fsr-4316	6	5	&	&	CCONJ
fsr-4316	6	6	olajide	olajide	NOUN
fsr-4316	6	7	,	,	PUNCT
fsr-4316	6	8	olamide	olamide	ADV
fsr-4316	6	9	,	,	PUNCT
fsr-4316	6	10	consumer	consumer	NOUN
fsr-4316	6	11	margin	margin	NOUN
fsr-4316	6	12	use	use	NOUN
fsr-4316	6	13	:	:	PUNCT
fsr-4316	6	14	understanding	understand	VERB
fsr-4316	6	15	the	the	DET
fsr-4316	6	16	role	role	NOUN
fsr-4316	6	17	of	of	ADP
fsr-4316	6	18	peer	peer	NOUN
fsr-4316	6	19	influence	influence	NOUN
fsr-4316	6	20	,	,	PUNCT
fsr-4316	6	21	investment	investment	NOUN
fsr-4316	6	22	literacy	literacy	NOUN
fsr-4316	6	23	,	,	PUNCT
fsr-4316	6	24	and	and	CCONJ
fsr-4316	6	25	age	age	NOUN
fsr-4316	6	26	,	,	PUNCT
fsr-4316	6	27	55	55	NUM
fsr-4316	6	28	-	-	SYM
fsr-4316	6	29	73	73	NUM
fsr-4316	6	30	.	.	PUNCT
fsr-4316	7	1	heckman	heckman	PROPN
fsr-4316	7	2	,	,	PUNCT
fsr-4316	7	3	stuart	stuart	PROPN
fsr-4316	7	4	,	,	PUNCT
fsr-4316	7	5	letkiewicz	letkiewicz	NOUN
fsr-4316	7	6	,	,	PUNCT
fsr-4316	7	7	jodi	jodi	PROPN
fsr-4316	7	8	,	,	PUNCT
fsr-4316	7	9	&	&	CCONJ
fsr-4316	7	10	lim	lim	PROPN
fsr-4316	7	11	,	,	PUNCT
fsr-4316	7	12	hanna	hanna	PROPN
fsr-4316	7	13	,	,	PUNCT
fsr-4316	7	14	student	student	NOUN
fsr-4316	7	15	willingness	willingness	NOUN
fsr-4316	7	16	to	to	PART
fsr-4316	7	17	borrow	borrow	VERB
fsr-4316	7	18	for	for	ADP
fsr-4316	7	19	higher	high	ADJ
fsr-4316	7	20	education	education	NOUN
fsr-4316	7	21	,	,	PUNCT
fsr-4316	7	22	74	74	NUM
fsr-4316	7	23	-	-	SYM
fsr-4316	7	24	92	92	NUM
fsr-4316	7	25	.	.	PUNCT
fsr-4316	8	1	antonoudi	antonoudi	PROPN
fsr-4316	8	2	,	,	PUNCT
fsr-4316	8	3	efthymia	efthymia	NOUN
fsr-4316	8	4	,	,	PUNCT
fsr-4316	8	5	kostandini	kostandini	PROPN
fsr-4316	8	6	,	,	PUNCT
fsr-4316	8	7	genti	genti	NOUN
fsr-4316	8	8	,	,	PUNCT
fsr-4316	8	9	&	&	CCONJ
fsr-4316	8	10	lim	lim	PROPN
fsr-4316	8	11	,	,	PUNCT
fsr-4316	8	12	hanna	hanna	PROPN
fsr-4316	8	13	,	,	PUNCT
fsr-4316	8	14	immigration	immigration	NOUN
fsr-4316	8	15	law	law	NOUN
fsr-4316	8	16	enforcement	enforcement	NOUN
fsr-4316	8	17	and	and	CCONJ
fsr-4316	8	18	immigrant	immigrant	ADJ
fsr-4316	8	19	homeownership	homeownership	NOUN
fsr-4316	8	20	,	,	PUNCT
fsr-4316	8	21	93	93	NUM
fsr-4316	8	22	-	-	SYM
fsr-4316	8	23	123	123	NUM
fsr-4316	8	24	.	.	PUNCT
fsr-4316	9	1	smith	smith	PROPN
fsr-4316	9	2	,	,	PUNCT
fsr-4316	9	3	david	david	PROPN
fsr-4316	9	4	,	,	PUNCT
fsr-4316	9	5	&	&	CCONJ
fsr-4316	9	6	curnutt	curnutt	PROPN
fsr-4316	9	7	,	,	PUNCT
fsr-4316	9	8	gary	gary	PROPN
fsr-4316	9	9	,	,	PUNCT
fsr-4316	9	10	the	the	DET
fsr-4316	9	11	association	association	NOUN
fsr-4316	9	12	of	of	ADP
fsr-4316	9	13	cryptocurrency	cryptocurrency	NOUN
fsr-4316	9	14	and	and	CCONJ
fsr-4316	9	15	the	the	DET
fsr-4316	9	16	use	use	NOUN
fsr-4316	9	17	of	of	ADP
fsr-4316	9	18	alternative	alternative	ADJ
fsr-4316	9	19	financial	financial	ADJ
fsr-4316	9	20	services	service	NOUN
fsr-4316	9	21	,	,	PUNCT
fsr-4316	9	22	124	124	NUM
fsr-4316	9	23	-	-	SYM
fsr-4316	9	24	143	143	NUM
fsr-4316	9	25	.	.	PUNCT
fsr-4316	10	1	ahmmed	ahmmed	ADJ
fsr-4316	10	2	,	,	PUNCT
fsr-4316	10	3	ferdous	ferdous	ADJ
fsr-4316	10	4	,	,	PUNCT
fsr-4316	10	5	kalenkoski	kalenkoski	ADJ
fsr-4316	10	6	,	,	PUNCT
fsr-4316	10	7	charlene	charlene	PROPN
fsr-4316	10	8	marie	marie	PROPN
fsr-4316	10	9	,	,	PUNCT
fsr-4316	10	10	&	&	CCONJ
fsr-4316	10	11	browning	browning	PROPN
fsr-4316	10	12	,	,	PUNCT
fsr-4316	10	13	christopher	christopher	PROPN
fsr-4316	10	14	m.	m.	NOUN
fsr-4316	10	15	,	,	PUNCT
fsr-4316	10	16	examining	examine	VERB
fsr-4316	10	17	the	the	DET
fsr-4316	10	18	gender	gender	NOUN
fsr-4316	10	19	gap	gap	NOUN
fsr-4316	10	20	in	in	ADP
fsr-4316	10	21	participation	participation	NOUN
fsr-4316	10	22	in	in	ADP
fsr-4316	10	23	employersponsored	employersponsored	ADJ
fsr-4316	10	24	retirement	retirement	NOUN
fsr-4316	10	25	plans	plan	NOUN
fsr-4316	10	26	:	:	PUNCT
fsr-4316	10	27	oaxaca	oaxaca	PROPN
fsr-4316	10	28	decomposition	decomposition	NOUN
fsr-4316	10	29	,	,	PUNCT
fsr-4316	10	30	144	144	NUM
fsr-4316	10	31	-	-	SYM
fsr-4316	10	32	164	164	NUM
fsr-4316	10	33	.	.	PUNCT
fsr-4316	11	1	stapes	stape	NOUN
fsr-4316	11	2	,	,	PUNCT
fsr-4316	11	3	tanya	tanya	PROPN
fsr-4316	11	4	,	,	PUNCT
fsr-4316	11	5	rollins	rollins	PROPN
fsr-4316	11	6	-	-	PUNCT
fsr-4316	11	7	koons	koon	NOUN
fsr-4316	11	8	,	,	PUNCT
fsr-4316	11	9	ashlyn	ashlyn	PROPN
fsr-4316	11	10	,	,	PUNCT
fsr-4316	11	11	&	&	CCONJ
fsr-4316	11	12	mccoy	mccoy	PROPN
fsr-4316	11	13	,	,	PUNCT
fsr-4316	11	14	megan	megan	PROPN
fsr-4316	11	15	,	,	PUNCT
fsr-4316	11	16	a	a	DET
fsr-4316	11	17	structured	structured	ADJ
fsr-4316	11	18	literature	literature	NOUN
fsr-4316	11	19	review	review	NOUN
fsr-4316	11	20	on	on	ADP
fsr-4316	11	21	equity	equity	NOUN
fsr-4316	11	22	in	in	ADP
fsr-4316	11	23	the	the	DET
fsr-4316	11	24	financial	financial	ADJ
fsr-4316	11	25	services	service	NOUN
fsr-4316	11	26	profession	profession	NOUN
fsr-4316	11	27	:	:	PUNCT
fsr-4316	11	28	unpacking	unpack	VERB
fsr-4316	11	29	gender	gender	NOUN
fsr-4316	11	30	barriers	barrier	NOUN
fsr-4316	11	31	and	and	CCONJ
fsr-4316	11	32	advancing	advance	VERB
fsr-4316	11	33	women	woman	NOUN
fsr-4316	11	34	's	's	PART
fsr-4316	11	35	participation	participation	NOUN
fsr-4316	11	36	globally	globally	ADV
fsr-4316	11	37	,	,	PUNCT
fsr-4316	11	38	165	165	NUM
fsr-4316	11	39	-	-	SYM
fsr-4316	11	40	188	188	NUM
fsr-4316	11	41	.	.	PUNCT
fsr-4316	12	1	academy	academy	NOUN
fsr-4316	12	2	of	of	ADP
fsr-4316	12	3	financial	financial	ADJ
fsr-4316	12	4	services	service	NOUN
fsr-4316	12	5	officers	officer	NOUN
fsr-4316	12	6	michelle	michelle	PROPN
fsr-4316	12	7	cull	cull	PROPN
fsr-4316	12	8	western	western	PROPN
fsr-4316	12	9	sydney	sydney	PROPN
fsr-4316	12	10	university	university	PROPN
fsr-4316	12	11	president	president	PROPN
fsr-4316	12	12	kirsten	kirsten	PROPN
fsr-4316	12	13	macdonald	macdonald	PROPN
fsr-4316	12	14	griffith	griffith	PROPN
fsr-4316	12	15	university	university	PROPN
fsr-4316	12	16	executive	executive	PROPN
fsr-4316	12	17	vp	vp	PROPN
fsr-4316	12	18	-	-	PUNCT
fsr-4316	12	19	program	program	NOUN
fsr-4316	12	20	thanh	thanh	PROPN
fsr-4316	12	21	ngo	ngo	PROPN
fsr-4316	12	22	east	east	PROPN
fsr-4316	12	23	carolina	carolina	PROPN
fsr-4316	12	24	university	university	PROPN
fsr-4316	12	25	vice	vice	NOUN
fsr-4316	12	26	president	president	PROPN
fsr-4316	12	27	finance	finance	PROPN
fsr-4316	12	28	mustafa	mustafa	PROPN
fsr-4316	12	29	nourallah	nourallah	PROPN
fsr-4316	12	30	mid	mid	PROPN
fsr-4316	12	31	sweden	sweden	PROPN
fsr-4316	12	32	university	university	PROPN
fsr-4316	12	33	vice	vice	NOUN
fsr-4316	12	34	president	president	PROPN
fsr-4316	12	35	international	international	PROPN
fsr-4316	12	36	relations	relations	PROPN
fsr-4316	12	37	thomas	thomas	PROPN
fsr-4316	12	38	korankye	korankye	PROPN
fsr-4316	12	39	university	university	PROPN
fsr-4316	12	40	of	of	ADP
fsr-4316	12	41	arizona	arizona	PROPN
fsr-4316	12	42	vice	vice	PROPN
fsr-4316	12	43	president	president	PROPN
fsr-4316	12	44	marketing	marketing	PROPN
fsr-4316	12	45	&	&	CCONJ
fsr-4316	12	46	public	public	ADJ
fsr-4316	12	47	relations	relation	NOUN
fsr-4316	12	48	elisabeth	elisabeth	PROPN
fsr-4316	12	49	sinnewe	sinnewe	PROPN
fsr-4316	12	50	queensland	queensland	PROPN
fsr-4316	12	51	university	university	PROPN
fsr-4316	12	52	of	of	ADP
fsr-4316	12	53	technology	technology	PROPN
fsr-4316	12	54	chair	chair	NOUN
fsr-4316	12	55	,	,	PUNCT
fsr-4316	12	56	australia	australia	PROPN
fsr-4316	12	57	-	-	PUNCT
fsr-4316	12	58	new	new	PROPN
fsr-4316	12	59	zealand	zealand	PROPN
fsr-4316	12	60	chapter	chapter	NOUN
fsr-4316	12	61	shawn	shawn	PROPN
fsr-4316	12	62	brayman	brayman	PROPN
fsr-4316	12	63	financial	financial	PROPN
fsr-4316	12	64	planning	planning	PROPN
fsr-4316	12	65	research	research	NOUN
fsr-4316	12	66	consultant	consultant	NOUN
fsr-4316	12	67	immediate	immediate	ADJ
fsr-4316	12	68	past	past	PROPN
fsr-4316	12	69	president	president	PROPN
fsr-4316	12	70	editor	editor	NOUN
fsr-4316	12	71	,	,	PUNCT
fsr-4316	12	72	financial	financial	ADJ
fsr-4316	12	73	services	service	NOUN
fsr-4316	12	74	review	review	VERB
fsr-4316	12	75	john	john	PROPN
fsr-4316	12	76	e.	e.	PROPN
fsr-4316	12	77	grable	grable	PROPN
fsr-4316	12	78	,	,	PUNCT
fsr-4316	12	79	ph.d	ph.d	PROPN
fsr-4316	12	80	.	.	PROPN
fsr-4316	12	81	,	,	PUNCT
fsr-4316	12	82	cfp	cfp	PROPN
fsr-4316	12	83	®	®	PROPN
fsr-4316	12	84	university	university	PROPN
fsr-4316	12	85	of	of	ADP
fsr-4316	12	86	georgia	georgia	PROPN
fsr-4316	12	87	directors	director	NOUN
fsr-4316	12	88	norah	norah	PROPN
fsr-4316	12	89	feng	feng	PROPN
fsr-4316	12	90	massey	massey	PROPN
fsr-4316	12	91	university	university	PROPN
fsr-4316	12	92	aaron	aaron	PROPN
fsr-4316	12	93	gilbert	gilbert	PROPN
fsr-4316	12	94	auckland	auckland	PROPN
fsr-4316	12	95	university	university	PROPN
fsr-4316	12	96	of	of	ADP
fsr-4316	12	97	technology	technology	PROPN
fsr-4316	12	98	matt	matt	PROPN
fsr-4316	12	99	goren	goren	PROPN
fsr-4316	12	100	brett	brett	PROPN
fsr-4316	12	101	danko	danko	PROPN
fsr-4316	12	102	education	education	PROPN
fsr-4316	12	103	center	center	PROPN
fsr-4316	12	104	tom	tom	PROPN
fsr-4316	12	105	idzorek	idzorek	PROPN
fsr-4316	12	106	morningstar	morningstar	PROPN
fsr-4316	12	107	eun	eun	PROPN
fsr-4316	12	108	jin	jin	PROPN
fsr-4316	12	109	kwak	kwak	PROPN
fsr-4316	12	110	university	university	PROPN
fsr-4316	12	111	of	of	ADP
fsr-4316	12	112	wisconsin	wisconsin	PROPN
fsr-4316	12	113	-	-	PUNCT
fsr-4316	12	114	green	green	PROPN
fsr-4316	12	115	bay	bay	PROPN
fsr-4316	12	116	dan	dan	PROPN
fsr-4316	12	117	moisand	moisand	PROPN
fsr-4316	12	118	moisand	moisand	PROPN
fsr-4316	12	119	fitzgerald	fitzgerald	PROPN
fsr-4316	12	120	tamayo	tamayo	PROPN
fsr-4316	12	121	richard	richard	PROPN
fsr-4316	12	122	stebbins	stebbins	PROPN
fsr-4316	12	123	university	university	PROPN
fsr-4316	12	124	of	of	ADP
fsr-4316	12	125	alabama	alabama	PROPN
fsr-4316	13	1	tom	tom	PROPN
fsr-4316	13	2	warschauer	warschauer	PROPN
fsr-4316	13	3	san	san	PROPN
fsr-4316	13	4	diego	diego	PROPN
fsr-4316	13	5	state	state	PROPN
fsr-4316	13	6	university	university	PROPN
fsr-4316	13	7	dave	dave	PROPN
fsr-4316	13	8	yeske	yeske	PROPN
fsr-4316	13	9	golden	golden	PROPN
fsr-4316	13	10	gate	gate	PROPN
fsr-4316	13	11	university	university	PROPN
fsr-4316	13	12	yu	yu	PROPN
fsr-4316	13	13	(	(	PUNCT
fsr-4316	13	14	yulia	yulia	PROPN
fsr-4316	13	15	)	)	PUNCT
fsr-4316	14	1	zhang	zhang	PROPN
fsr-4316	14	2	kansas	kansas	PROPN
fsr-4316	14	3	state	state	PROPN
fsr-4316	14	4	university	university	PROPN
fsr-4316	14	5	past	past	PROPN
fsr-4316	14	6	presidents	president	NOUN
fsr-4316	14	7	shawn	shawn	PROPN
fsr-4316	14	8	brayman	brayman	NOUN
fsr-4316	14	9	,	,	PUNCT
fsr-4316	14	10	2023	2023	NUM
fsr-4316	14	11	-	-	SYM
fsr-4316	14	12	2025	2025	NUM
fsr-4316	14	13	financial	financial	ADJ
fsr-4316	14	14	planning	planning	NOUN
fsr-4316	14	15	research	research	NOUN
fsr-4316	14	16	consultant	consultant	NOUN
fsr-4316	14	17	inga	inga	PROPN
fsr-4316	14	18	timmerman	timmerman	PROPN
fsr-4316	14	19	,	,	PUNCT
fsr-4316	14	20	2020	2020	NUM
fsr-4316	14	21	-	-	SYM
fsr-4316	14	22	22	22	NUM
fsr-4316	14	23	university	university	NOUN
fsr-4316	14	24	of	of	ADP
fsr-4316	14	25	north	north	PROPN
fsr-4316	14	26	florida	florida	PROPN
fsr-4316	14	27	janine	janine	PROPN
fsr-4316	14	28	sam	sam	PROPN
fsr-4316	14	29	,	,	PUNCT
fsr-4316	14	30	2019	2019	NUM
fsr-4316	14	31	-	-	SYM
fsr-4316	14	32	20	20	NUM
fsr-4316	14	33	shepherd	shepherd	ADJ
fsr-4316	14	34	university	university	NOUN
fsr-4316	14	35	swarn	swarn	PROPN
fsr-4316	14	36	chatterjee	chatterjee	PROPN
fsr-4316	14	37	,	,	PUNCT
fsr-4316	14	38	2018	2018	NUM
fsr-4316	14	39	-	-	SYM
fsr-4316	14	40	19	19	NUM
fsr-4316	14	41	university	university	PROPN
fsr-4316	14	42	of	of	ADP
fsr-4316	14	43	georgia	georgia	PROPN
fsr-4316	14	44	robert	robert	PROPN
fsr-4316	14	45	moreschi	moreschi	PROPN
fsr-4316	14	46	,	,	PUNCT
fsr-4316	14	47	2016	2016	NUM
fsr-4316	14	48	-	-	SYM
fsr-4316	14	49	18	18	NUM
fsr-4316	14	50	virginia	virginia	PROPN
fsr-4316	14	51	military	military	PROPN
fsr-4316	14	52	institute	institute	PROPN
fsr-4316	14	53	thomas	thomas	PROPN
fsr-4316	14	54	coe	coe	PROPN
fsr-4316	14	55	,	,	PUNCT
fsr-4316	14	56	2015	2015	NUM
fsr-4316	14	57	-	-	SYM
fsr-4316	14	58	16	16	NUM
fsr-4316	14	59	quinnipiac	quinnipiac	PROPN
fsr-4316	14	60	university	university	PROPN
fsr-4316	14	61	william	william	PROPN
fsr-4316	14	62	chittenden	chittenden	PROPN
fsr-4316	14	63	,	,	PUNCT
fsr-4316	14	64	2014	2014	NUM
fsr-4316	14	65	-	-	SYM
fsr-4316	14	66	15	15	NUM
fsr-4316	14	67	texas	texas	PROPN
fsr-4316	14	68	state	state	PROPN
fsr-4316	14	69	university	university	PROPN
fsr-4316	14	70	lance	lance	PROPN
fsr-4316	14	71	palmer	palmer	PROPN
fsr-4316	14	72	,	,	PUNCT
fsr-4316	14	73	2013	2013	NUM
fsr-4316	14	74	-	-	SYM
fsr-4316	14	75	14	14	NUM
fsr-4316	14	76	university	university	PROPN
fsr-4316	14	77	of	of	ADP
fsr-4316	14	78	georgia	georgia	PROPN
fsr-4316	14	79	frank	frank	PROPN
fsr-4316	14	80	laatsch	laatsch	PROPN
fsr-4316	14	81	,	,	PUNCT
fsr-4316	14	82	2012	2012	NUM
fsr-4316	14	83	-	-	SYM
fsr-4316	14	84	13	13	NUM
fsr-4316	14	85	university	university	NOUN
fsr-4316	14	86	of	of	ADP
fsr-4316	14	87	southern	southern	PROPN
fsr-4316	14	88	mississippi	mississippi	PROPN
fsr-4316	14	89	brian	brian	PROPN
fsr-4316	14	90	boscaljon	boscaljon	PROPN
fsr-4316	14	91	,	,	PUNCT
fsr-4316	14	92	2011	2011	NUM
fsr-4316	14	93	-	-	SYM
fsr-4316	14	94	12	12	NUM
fsr-4316	14	95	penn	penn	PROPN
fsr-4316	14	96	state	state	PROPN
fsr-4316	14	97	university	university	PROPN
fsr-4316	14	98	-	-	PUNCT
fsr-4316	14	99	erie	erie	PROPN
fsr-4316	14	100	auburn	auburn	PROPN
fsr-4316	14	101	university	university	PROPN
fsr-4316	14	102	,	,	PUNCT
fsr-4316	14	103	montgomery	montgomery	PROPN
fsr-4316	14	104	vickie	vickie	PROPN
fsr-4316	14	105	hampton	hampton	PROPN
fsr-4316	14	106	,	,	PUNCT
fsr-4316	14	107	2008	2008	NUM
fsr-4316	14	108	-	-	SYM
fsr-4316	14	109	09	09	NUM
fsr-4316	14	110	texas	texas	PROPN
fsr-4316	14	111	tech	tech	PROPN
fsr-4316	14	112	university	university	PROPN
fsr-4316	14	113	frank	frank	PROPN
fsr-4316	14	114	laatsch	laatsch	PROPN
fsr-4316	14	115	2007	2007	NUM
fsr-4316	14	116	-	-	SYM
fsr-4316	14	117	08	08	NUM
fsr-4316	14	118	university	university	PROPN
fsr-4316	14	119	of	of	ADP
fsr-4316	14	120	southern	southern	PROPN
fsr-4316	14	121	mississippi	mississippi	PROPN
fsr-4316	14	122	daniel	daniel	PROPN
fsr-4316	14	123	walz	walz	PROPN
fsr-4316	14	124	,	,	PUNCT
fsr-4316	14	125	2006	2006	NUM
fsr-4316	14	126	-	-	SYM
fsr-4316	14	127	07	07	NUM
fsr-4316	14	128	trinity	trinity	NOUN
fsr-4316	14	129	university	university	PROPN
fsr-4316	14	130	anne	anne	PROPN
fsr-4316	14	131	gleason	gleason	PROPN
fsr-4316	14	132	,	,	PUNCT
fsr-4316	14	133	2005	2005	NUM
fsr-4316	14	134	-	-	SYM
fsr-4316	14	135	06	06	NUM
fsr-4316	14	136	college	college	PROPN
fsr-4316	14	137	of	of	ADP
fsr-4316	14	138	charleston	charleston	PROPN
fsr-4316	14	139	stuart	stuart	PROPN
fsr-4316	14	140	michelson	michelson	PROPN
fsr-4316	14	141	,	,	PUNCT
fsr-4316	14	142	2004	2004	NUM
fsr-4316	14	143	-	-	SYM
fsr-4316	14	144	05	05	NUM
fsr-4316	14	145	stetson	stetson	PROPN
fsr-4316	14	146	university	university	PROPN
fsr-4316	14	147	grady	grady	PROPN
fsr-4316	14	148	perdue	perdue	PROPN
fsr-4316	14	149	,	,	PUNCT
fsr-4316	14	150	2003	2003	NUM
fsr-4316	14	151	-	-	SYM
fsr-4316	14	152	04	04	NUM
fsr-4316	14	153	university	university	PROPN
fsr-4316	14	154	of	of	ADP
fsr-4316	14	155	houston	houston	PROPN
fsr-4316	14	156	-	-	PUNCT
fsr-4316	14	157	clear	clear	PROPN
fsr-4316	14	158	lake	lake	PROPN
fsr-4316	14	159	vickie	vickie	PROPN
fsr-4316	14	160	bajtelsmit	bajtelsmit	NOUN
fsr-4316	14	161	,	,	PUNCT
fsr-4316	14	162	2002	2002	NUM
fsr-4316	14	163	-	-	SYM
fsr-4316	14	164	03	03	NUM
fsr-4316	14	165	colorado	colorado	PROPN
fsr-4316	14	166	state	state	PROPN
fsr-4316	14	167	university	university	PROPN
fsr-4316	14	168	karen	karen	PROPN
fsr-4316	14	169	eilers	eilers	PROPN
fsr-4316	14	170	lahey	lahey	PROPN
fsr-4316	14	171	,	,	PUNCT
fsr-4316	14	172	2001	2001	NUM
fsr-4316	14	173	-	-	SYM
fsr-4316	14	174	02	02	NUM
fsr-4316	14	175	university	university	PROPN
fsr-4316	14	176	of	of	ADP
fsr-4316	14	177	akron	akron	PROPN
fsr-4316	14	178	tom	tom	PROPN
fsr-4316	14	179	eyssell	eyssell	PROPN
fsr-4316	14	180	,	,	PUNCT
fsr-4316	14	181	2000	2000	NUM
fsr-4316	14	182	-	-	SYM
fsr-4316	14	183	01	01	NUM
fsr-4316	14	184	university	university	PROPN
fsr-4316	14	185	of	of	ADP
fsr-4316	14	186	missouri	missouri	PROPN
fsr-4316	14	187	-	-	PROPN
fsr-4316	14	188	st	st	PROPN
fsr-4316	14	189	.	.	PROPN
fsr-4316	14	190	louis	louis	PROPN
fsr-4316	14	191	jill	jill	PROPN
fsr-4316	14	192	lynn	lynn	PROPN
fsr-4316	14	193	vihtelic	vihtelic	PROPN
fsr-4316	14	194	,	,	PUNCT
fsr-4316	14	195	1999	1999	NUM
fsr-4316	14	196	-	-	SYM
fsr-4316	14	197	00	00	NUM
fsr-4316	14	198	saint	saint	PROPN
fsr-4316	14	199	mary	mary	PROPN
fsr-4316	14	200	’s	’s	PART
fsr-4316	14	201	college	college	PROPN
fsr-4316	14	202	terry	terry	PROPN
fsr-4316	14	203	zivney	zivney	PROPN
fsr-4316	14	204	,	,	PUNCT
fsr-4316	14	205	1998	1998	NUM
fsr-4316	14	206	-	-	SYM
fsr-4316	14	207	99	99	NUM
fsr-4316	14	208	ball	ball	NOUN
fsr-4316	14	209	state	state	NOUN
fsr-4316	14	210	university	university	PROPN
fsr-4316	14	211	don	don	PROPN
fsr-4316	14	212	holdren	holdren	NOUN
fsr-4316	14	213	,	,	PUNCT
fsr-4316	14	214	1997	1997	NUM
fsr-4316	14	215	-	-	SYM
fsr-4316	14	216	98	98	NUM
fsr-4316	14	217	marshall	marshall	PROPN
fsr-4316	14	218	university	university	PROPN
fsr-4316	14	219	robert	robert	PROPN
fsr-4316	14	220	mcleod	mcleod	PROPN
fsr-4316	14	221	,	,	PUNCT
fsr-4316	14	222	1996	1996	NUM
fsr-4316	14	223	-	-	SYM
fsr-4316	14	224	97	97	NUM
fsr-4316	14	225	university	university	PROPN
fsr-4316	14	226	of	of	ADP
fsr-4316	14	227	alabama	alabama	PROPN
fsr-4316	14	228	walt	walt	PROPN
fsr-4316	14	229	woerheide	woerheide	PROPN
fsr-4316	14	230	,	,	PUNCT
fsr-4316	14	231	1995	1995	NUM
fsr-4316	14	232	-	-	SYM
fsr-4316	14	233	96	96	NUM
fsr-4316	14	234	the	the	DET
fsr-4316	14	235	american	american	PROPN
fsr-4316	14	236	college	college	PROPN
fsr-4316	14	237	dixie	dixie	PROPN
fsr-4316	14	238	mills	mill	NOUN
fsr-4316	14	239	,	,	PUNCT
fsr-4316	14	240	1994	1994	NUM
fsr-4316	14	241	-	-	SYM
fsr-4316	14	242	95	95	NUM
fsr-4316	14	243	illinois	illinois	PROPN
fsr-4316	14	244	state	state	PROPN
fsr-4316	14	245	university	university	PROPN
fsr-4316	14	246	ted	te	VERB
fsr-4316	14	247	veit	veit	PROPN
fsr-4316	14	248	,	,	PUNCT
fsr-4316	14	249	1993	1993	NUM
fsr-4316	14	250	-	-	SYM
fsr-4316	14	251	94	94	NUM
fsr-4316	14	252	rollins	rollins	PROPN
fsr-4316	14	253	college	college	PROPN
fsr-4316	14	254	mona	mona	PROPN
fsr-4316	14	255	gardner	gardner	PROPN
fsr-4316	14	256	,	,	PUNCT
fsr-4316	14	257	1992	1992	NUM
fsr-4316	14	258	-	-	SYM
fsr-4316	14	259	93	93	NUM
fsr-4316	14	260	illinois	illinois	PROPN
fsr-4316	14	261	wesleyan	wesleyan	PROPN
fsr-4316	14	262	university	university	PROPN
fsr-4316	14	263	jean	jean	PROPN
fsr-4316	14	264	l.	l.	PROPN
fsr-4316	14	265	heck	heck	PROPN
fsr-4316	14	266	,	,	PUNCT
fsr-4316	14	267	1991	1991	NUM
fsr-4316	14	268	-	-	SYM
fsr-4316	14	269	92	92	NUM
fsr-4316	14	270	villanova	villanova	PROPN
fsr-4316	14	271	university	university	PROPN
fsr-4316	14	272	frank	frank	PROPN
fsr-4316	14	273	k.	k.	PROPN
fsr-4316	14	274	reilly	reilly	PROPN
fsr-4316	14	275	,	,	PUNCT
fsr-4316	14	276	1990	1990	NUM
fsr-4316	14	277	-	-	SYM
fsr-4316	14	278	91	91	NUM
fsr-4316	14	279	university	university	NOUN
fsr-4316	14	280	of	of	ADP
fsr-4316	14	281	notre	notre	PROPN
fsr-4316	14	282	dame	dame	PROPN
fsr-4316	14	283	lawrence	lawrence	PROPN
fsr-4316	14	284	j.	j.	PROPN
fsr-4316	14	285	gitman	gitman	PROPN
fsr-4316	14	286	,	,	PUNCT
fsr-4316	14	287	1989	1989	NUM
fsr-4316	14	288	-	-	SYM
fsr-4316	14	289	90	90	NUM
fsr-4316	14	290	san	san	PROPN
fsr-4316	14	291	diego	diego	PROPN
fsr-4316	14	292	state	state	PROPN
fsr-4316	14	293	university	university	PROPN
fsr-4316	14	294	travis	travis	PROPN
fsr-4316	14	295	s.	s.	PROPN
fsr-4316	14	296	pritchett	pritchett	PROPN
fsr-4316	14	297	,	,	PUNCT
fsr-4316	14	298	1988	1988	NUM
fsr-4316	14	299	-	-	SYM
fsr-4316	14	300	89	89	NUM
fsr-4316	14	301	university	university	NOUN
fsr-4316	14	302	of	of	ADP
fsr-4316	14	303	south	south	PROPN
fsr-4316	14	304	carolina	carolina	PROPN
fsr-4316	14	305	tom	tom	PROPN
fsr-4316	14	306	potts	potts	PROPN
fsr-4316	14	307	,	,	PUNCT
fsr-4316	14	308	1987	1987	NUM
fsr-4316	14	309	-	-	SYM
fsr-4316	14	310	88	88	NUM
fsr-4316	14	311	baylor	baylor	NOUN
fsr-4316	14	312	university	university	PROPN
fsr-4316	14	313	robert	robert	PROPN
fsr-4316	14	314	f.	f.	PROPN
fsr-4316	14	315	bohn	bohn	PROPN
fsr-4316	14	316	,	,	PUNCT
fsr-4316	14	317	1986	1986	NUM
fsr-4316	14	318	-	-	SYM
fsr-4316	14	319	87	87	NUM
fsr-4316	14	320	golden	golden	PROPN
fsr-4316	14	321	gate	gate	PROPN
fsr-4316	14	322	university	university	PROPN
fsr-4316	14	323	tom	tom	PROPN
fsr-4316	14	324	warschauer	warschauer	PROPN
fsr-4316	14	325	,	,	PUNCT
fsr-4316	14	326	1985	1985	NUM
fsr-4316	14	327	-	-	SYM
fsr-4316	14	328	86	86	NUM
fsr-4316	14	329	san	san	PROPN
fsr-4316	14	330	diego	diego	PROPN
fsr-4316	14	331	state	state	PROPN
fsr-4316	14	332	university	university	PROPN
fsr-4316	14	333	financial	financial	ADJ
fsr-4316	14	334	services	service	NOUN
fsr-4316	14	335	review	review	NOUN
fsr-4316	14	336	is	be	AUX
fsr-4316	14	337	the	the	DET
fsr-4316	14	338	journal	journal	NOUN
fsr-4316	14	339	of	of	ADP
fsr-4316	14	340	the	the	DET
fsr-4316	14	341	academy	academy	PROPN
fsr-4316	14	342	of	of	ADP
fsr-4316	14	343	financial	financial	ADJ
fsr-4316	14	344	services	service	NOUN
fsr-4316	14	345	financial	financial	ADJ
fsr-4316	14	346	services	service	NOUN
fsr-4316	14	347	review	review	VERB
fsr-4316	14	348	the	the	DET
fsr-4316	14	349	journal	journal	NOUN
fsr-4316	14	350	of	of	ADP
fsr-4316	14	351	individual	individual	ADJ
fsr-4316	14	352	financial	financial	ADJ
fsr-4316	14	353	management	management	NOUN
fsr-4316	14	354	vol	vol	NOUN
fsr-4316	14	355	.	.	PUNCT
fsr-4316	15	1	33	33	NUM
fsr-4316	15	2	,	,	PUNCT
fsr-4316	15	3	no	no	INTJ
fsr-4316	15	4	.	.	NOUN
fsr-4316	15	5	2	2	NUM
fsr-4316	15	6	,	,	PUNCT
fsr-4316	15	7	2025	2025	NUM
fsr-4316	15	8	editor	editor	NOUN
fsr-4316	15	9	john	john	PROPN
fsr-4316	15	10	e.	e.	PROPN
fsr-4316	15	11	grable	grable	PROPN
fsr-4316	15	12	,	,	PUNCT
fsr-4316	15	13	ph.d	ph.d	PROPN
fsr-4316	15	14	.	.	PROPN
fsr-4316	15	15	,	,	PUNCT
fsr-4316	15	16	cfp	cfp	PROPN
fsr-4316	15	17	®	®	PROPN
fsr-4316	15	18	,	,	PUNCT
fsr-4316	15	19	university	university	PROPN
fsr-4316	15	20	of	of	ADP
fsr-4316	15	21	georgia	georgia	PROPN
fsr-4316	15	22	editorial	editorial	PROPN
fsr-4316	15	23	advisory	advisory	PROPN
fsr-4316	15	24	board	board	PROPN
fsr-4316	15	25	•	•	PROPN
fsr-4316	15	26	vickie	vickie	PROPN
fsr-4316	15	27	bajtelsmit	bajtelsmit	NOUN
fsr-4316	15	28	,	,	PUNCT
fsr-4316	15	29	ph.d	ph.d	PROPN
fsr-4316	15	30	.	.	PROPN
fsr-4316	15	31	,	,	PUNCT
fsr-4316	15	32	colorado	colorado	PROPN
fsr-4316	15	33	state	state	PROPN
fsr-4316	15	34	university	university	PROPN
fsr-4316	15	35	(	(	PUNCT
fsr-4316	15	36	emeritus	emeritus	NOUN
fsr-4316	15	37	)	)	PUNCT
fsr-4316	15	38	•	•	NOUN
fsr-4316	15	39	shawn	shawn	PROPN
fsr-4316	15	40	brayman	brayman	PROPN
fsr-4316	15	41	,	,	PUNCT
fsr-4316	15	42	m.e.s	m.e.s	PROPN
fsr-4316	15	43	.	.	PROPN
fsr-4316	15	44	,	,	PUNCT
fsr-4316	15	45	sb	sb	PROPN
fsr-4316	15	46	research	research	PROPN
fsr-4316	15	47	consulting	consult	VERB
fsr-4316	15	48	•	•	PROPN
fsr-4316	15	49	conrad	conrad	PROPN
fsr-4316	15	50	ciccotello	ciccotello	PROPN
fsr-4316	15	51	,	,	PUNCT
fsr-4316	15	52	jd	jd	PROPN
fsr-4316	15	53	.	.	PROPN
fsr-4316	15	54	,	,	PUNCT
fsr-4316	15	55	ph.d	ph.d	PROPN
fsr-4316	15	56	.	.	PROPN
fsr-4316	15	57	,	,	PUNCT
fsr-4316	15	58	university	university	PROPN
fsr-4316	15	59	of	of	ADP
fsr-4316	15	60	denver	denver	PROPN
fsr-4316	15	61	•	•	PROPN
fsr-4316	15	62	sherman	sherman	PROPN
fsr-4316	15	63	hanna	hanna	PROPN
fsr-4316	15	64	,	,	PUNCT
fsr-4316	15	65	ph.d	ph.d	PROPN
fsr-4316	15	66	.	.	PROPN
fsr-4316	15	67	,	,	PUNCT
fsr-4316	15	68	the	the	DET
fsr-4316	15	69	ohio	ohio	PROPN
fsr-4316	15	70	state	state	PROPN
fsr-4316	15	71	university	university	PROPN
fsr-4316	15	72	•	•	PROPN
fsr-4316	15	73	tom	tom	PROPN
fsr-4316	15	74	potts	potts	PROPN
fsr-4316	15	75	,	,	PUNCT
fsr-4316	15	76	ph.d	ph.d	PROPN
fsr-4316	15	77	.	.	PROPN
fsr-4316	15	78	,	,	PUNCT
fsr-4316	15	79	cfp	cfp	PROPN
fsr-4316	15	80	®	®	PROPN
fsr-4316	15	81	,	,	PUNCT
fsr-4316	15	82	baylor	baylor	PROPN
fsr-4316	15	83	university	university	PROPN
fsr-4316	15	84	(	(	PUNCT
fsr-4316	15	85	emeritus	emeritus	NOUN
fsr-4316	15	86	)	)	PUNCT
fsr-4316	15	87	•	•	NUM
fsr-4316	15	88	martin	martin	PROPN
fsr-4316	15	89	seay	seay	PROPN
fsr-4316	15	90	,	,	PUNCT
fsr-4316	15	91	ph.d	ph.d	PROPN
fsr-4316	15	92	.	.	PROPN
fsr-4316	15	93	,	,	PUNCT
fsr-4316	15	94	cfp	cfp	PROPN
fsr-4316	15	95	®	®	PROPN
fsr-4316	15	96	,	,	PUNCT
fsr-4316	15	97	kansas	kansas	PROPN
fsr-4316	15	98	state	state	PROPN
fsr-4316	15	99	university	university	PROPN
fsr-4316	15	100	•	•	PROPN
fsr-4316	15	101	meir	meir	PROPN
fsr-4316	15	102	statman	statman	PROPN
fsr-4316	15	103	,	,	PUNCT
fsr-4316	15	104	ph.d	ph.d	PROPN
fsr-4316	15	105	.	.	PROPN
fsr-4316	15	106	,	,	PUNCT
fsr-4316	15	107	santa	santa	PROPN
fsr-4316	15	108	clara	clara	PROPN
fsr-4316	15	109	university	university	PROPN
fsr-4316	15	110	•	•	PROPN
fsr-4316	15	111	tom	tom	PROPN
fsr-4316	15	112	warschauer	warschauer	PROPN
fsr-4316	15	113	,	,	PUNCT
fsr-4316	15	114	ph.d	ph.d	PROPN
fsr-4316	15	115	.	.	PROPN
fsr-4316	15	116	,	,	PUNCT
fsr-4316	15	117	cfp	cfp	PROPN
fsr-4316	15	118	®	®	PROPN
fsr-4316	15	119	,	,	PUNCT
fsr-4316	15	120	san	san	PROPN
fsr-4316	15	121	diego	diego	PROPN
fsr-4316	15	122	state	state	PROPN
fsr-4316	15	123	university	university	PROPN
fsr-4316	15	124	(	(	PUNCT
fsr-4316	15	125	emeritus	emeritus	NOUN
fsr-4316	15	126	)	)	PUNCT
fsr-4316	15	127	associate	associate	ADJ
fsr-4316	15	128	editors	editor	NOUN
fsr-4316	15	129	•	•	ADP
fsr-4316	15	130	swarn	swarn	PROPN
fsr-4316	15	131	chatterjee	chatterjee	PROPN
fsr-4316	15	132	,	,	PUNCT
fsr-4316	15	133	ph.d	ph.d	PROPN
fsr-4316	15	134	.	.	PROPN
fsr-4316	15	135	,	,	PUNCT
fsr-4316	15	136	university	university	PROPN
fsr-4316	15	137	of	of	ADP
fsr-4316	15	138	georgia	georgia	PROPN
fsr-4316	15	139	•	•	NUM
fsr-4316	15	140	shinae	shinae	NOUN
fsr-4316	15	141	choi	choi	PROPN
fsr-4316	15	142	,	,	PUNCT
fsr-4316	15	143	ph.d	ph.d	PROPN
fsr-4316	15	144	.	.	PROPN
fsr-4316	15	145	,	,	PUNCT
fsr-4316	15	146	university	university	PROPN
fsr-4316	15	147	of	of	ADP
fsr-4316	15	148	alabama	alabama	PROPN
fsr-4316	15	149	•	•	PROPN
fsr-4316	15	150	lu	lu	PROPN
fsr-4316	15	151	fan	fan	PROPN
fsr-4316	15	152	,	,	PUNCT
fsr-4316	15	153	ph.d	ph.d	PROPN
fsr-4316	15	154	.	.	PROPN
fsr-4316	15	155	,	,	PUNCT
fsr-4316	15	156	cfp	cfp	PROPN
fsr-4316	15	157	®	®	PROPN
fsr-4316	15	158	,	,	PUNCT
fsr-4316	15	159	university	university	PROPN
fsr-4316	15	160	of	of	ADP
fsr-4316	15	161	georgia	georgia	PROPN
fsr-4316	15	162	•	•	NUM
fsr-4316	15	163	jasmine	jasmine	PROPN
fsr-4316	15	164	fang	fang	X
fsr-4316	15	165	,	,	PUNCT
fsr-4316	15	166	ph.d	ph.d	PROPN
fsr-4316	15	167	.	.	PROPN
fsr-4316	15	168	,	,	PUNCT
fsr-4316	15	169	massey	massey	PROPN
fsr-4316	15	170	university	university	PROPN
fsr-4316	15	171	,	,	PUNCT
fsr-4316	15	172	new	new	PROPN
fsr-4316	15	173	zealand	zealand	PROPN
fsr-4316	15	174	•	•	PROPN
fsr-4316	15	175	mark	mark	PROPN
fsr-4316	15	176	fedenia	fedenia	PROPN
fsr-4316	15	177	,	,	PUNCT
fsr-4316	15	178	ph.d	ph.d	PROPN
fsr-4316	15	179	.	.	PROPN
fsr-4316	15	180	,	,	PUNCT
fsr-4316	15	181	university	university	PROPN
fsr-4316	15	182	of	of	ADP
fsr-4316	15	183	wisconsin	wisconsin	PROPN
fsr-4316	15	184	•	•	PROPN
fsr-4316	15	185	philip	philip	PROPN
fsr-4316	15	186	gibson	gibson	PROPN
fsr-4316	15	187	,	,	PUNCT
fsr-4316	15	188	ph.d	ph.d	PROPN
fsr-4316	15	189	.	.	PROPN
fsr-4316	15	190	,	,	PUNCT
fsr-4316	15	191	cfp	cfp	PROPN
fsr-4316	15	192	®	®	PROPN
fsr-4316	15	193	,	,	PUNCT
fsr-4316	15	194	winthrop	winthrop	PROPN
fsr-4316	15	195	university	university	PROPN
fsr-4316	15	196	•	•	PROPN
fsr-4316	15	197	stu	stu	PROPN
fsr-4316	15	198	heckman	heckman	PROPN
fsr-4316	15	199	,	,	PUNCT
fsr-4316	15	200	ph.d	ph.d	PROPN
fsr-4316	15	201	.	.	PROPN
fsr-4316	15	202	,	,	PUNCT
fsr-4316	15	203	cfp	cfp	PROPN
fsr-4316	15	204	®	®	PROPN
fsr-4316	15	205	,	,	PUNCT
fsr-4316	15	206	texas	texas	PROPN
fsr-4316	15	207	tech	tech	PROPN
fsr-4316	15	208	university	university	PROPN
fsr-4316	15	209	•	•	PROPN
fsr-4316	15	210	stephen	stephen	PROPN
fsr-4316	15	211	horan	horan	PROPN
fsr-4316	15	212	,	,	PUNCT
fsr-4316	15	213	ph.d	ph.d	PROPN
fsr-4316	15	214	.	.	PROPN
fsr-4316	15	215	,	,	PUNCT
fsr-4316	15	216	cfa	cfa	PROPN
fsr-4316	15	217	®	®	PROPN
fsr-4316	15	218	,	,	PUNCT
fsr-4316	15	219	university	university	PROPN
fsr-4316	15	220	of	of	ADP
fsr-4316	15	221	north	north	PROPN
fsr-4316	15	222	carolina	carolina	PROPN
fsr-4316	15	223	wilmington	wilmington	PROPN
fsr-4316	15	224	•	•	PROPN
fsr-4316	15	225	william	william	PROPN
fsr-4316	15	226	w.	w.	PROPN
fsr-4316	15	227	jennings	jennings	PROPN
fsr-4316	15	228	,	,	PUNCT
fsr-4316	15	229	ph.d	ph.d	PROPN
fsr-4316	15	230	.	.	PROPN
fsr-4316	15	231	,	,	PUNCT
fsr-4316	15	232	cfa	cfa	PROPN
fsr-4316	15	233	®	®	PROPN
fsr-4316	15	234	,	,	PUNCT
fsr-4316	15	235	u.s	u.s	PROPN
fsr-4316	15	236	.	.	PROPN
fsr-4316	15	237	airforce	airforce	PROPN
fsr-4316	15	238	academy	academy	PROPN
fsr-4316	15	239	•	•	ADP
fsr-4316	15	240	so	so	ADV
fsr-4316	15	241	-	-	PUNCT
fsr-4316	15	242	hyun	hyun	PROPN
fsr-4316	15	243	joo	joo	PROPN
fsr-4316	15	244	,	,	PUNCT
fsr-4316	15	245	ph.d	ph.d	PROPN
fsr-4316	15	246	.	.	PROPN
fsr-4316	15	247	,	,	PUNCT
fsr-4316	15	248	ewha	ewha	VERB
fsr-4316	15	249	womans	woman	NOUN
fsr-4316	15	250	university	university	PROPN
fsr-4316	15	251	,	,	PUNCT
fsr-4316	15	252	south	south	PROPN
fsr-4316	15	253	korea	korea	PROPN
fsr-4316	15	254	•	•	ADV
fsr-4316	15	255	izidin	izidin	VERB
fsr-4316	15	256	el	el	PROPN
fsr-4316	15	257	kalak	kalak	PROPN
fsr-4316	15	258	,	,	PUNCT
fsr-4316	15	259	cardiff	cardiff	PROPN
fsr-4316	15	260	university	university	NOUN
fsr-4316	15	261	,	,	PUNCT
fsr-4316	15	262	united	united	PROPN
fsr-4316	15	263	kingdom	kingdom	PROPN
fsr-4316	15	264	•	•	PROPN
fsr-4316	15	265	thomas	thomas	PROPN
fsr-4316	15	266	langdon	langdon	PROPN
fsr-4316	15	267	,	,	PUNCT
fsr-4316	15	268	ph.d	ph.d	PROPN
fsr-4316	15	269	.	.	PROPN
fsr-4316	15	270	,	,	PUNCT
fsr-4316	15	271	roger	roger	PROPN
fsr-4316	15	272	william	william	PROPN
fsr-4316	15	273	university	university	PROPN
fsr-4316	15	274	,	,	PUNCT
fsr-4316	15	275	bristol	bristol	PROPN
fsr-4316	15	276	,	,	PUNCT
fsr-4316	15	277	ri	ri	PROPN
fsr-4316	15	278	•	•	NUM
fsr-4316	15	279	mustafa	mustafa	PROPN
fsr-4316	15	280	nourallah	nourallah	PROPN
fsr-4316	15	281	,	,	PUNCT
fsr-4316	15	282	centre	centre	NOUN
fsr-4316	15	283	for	for	ADP
fsr-4316	15	284	research	research	NOUN
fsr-4316	15	285	on	on	ADP
fsr-4316	15	286	economic	economic	ADJ
fsr-4316	15	287	relations	relation	NOUN
fsr-4316	15	288	,	,	PUNCT
fsr-4316	15	289	mid	mid	PROPN
fsr-4316	15	290	sweden	sweden	PROPN
fsr-4316	15	291	university	university	PROPN
fsr-4316	15	292	,	,	PUNCT
fsr-4316	15	293	sweden	sweden	PROPN
fsr-4316	15	294	•	•	ADP
fsr-4316	15	295	lance	lance	PROPN
fsr-4316	15	296	palmer	palmer	PROPN
fsr-4316	15	297	,	,	PUNCT
fsr-4316	15	298	ph.d	ph.d	PROPN
fsr-4316	15	299	.	.	PROPN
fsr-4316	15	300	,	,	PUNCT
fsr-4316	15	301	cfp	cfp	PROPN
fsr-4316	15	302	®	®	PROPN
fsr-4316	15	303	,	,	PUNCT
fsr-4316	15	304	cpa	cpa	PROPN
fsr-4316	15	305	®	®	PROPN
fsr-4316	15	306	,	,	PUNCT
fsr-4316	15	307	university	university	PROPN
fsr-4316	15	308	of	of	ADP
fsr-4316	15	309	georgia	georgia	PROPN
fsr-4316	15	310	•	•	NUM
fsr-4316	15	311	abed	abe	VERB
fsr-4316	15	312	rabbani	rabbani	PROPN
fsr-4316	15	313	,	,	PUNCT
fsr-4316	15	314	ph.d	ph.d	PROPN
fsr-4316	15	315	.	.	PROPN
fsr-4316	15	316	,	,	PUNCT
fsr-4316	15	317	cfp	cfp	PROPN
fsr-4316	15	318	®	®	PROPN
fsr-4316	15	319	,	,	PUNCT
fsr-4316	15	320	university	university	PROPN
fsr-4316	15	321	of	of	ADP
fsr-4316	15	322	missouri	missouri	PROPN
fsr-4316	15	323	•	•	PROPN
fsr-4316	15	324	chris	chris	PROPN
fsr-4316	15	325	robinson	robinson	PROPN
fsr-4316	15	326	,	,	PUNCT
fsr-4316	15	327	ph.d	ph.d	PROPN
fsr-4316	15	328	.	.	PROPN
fsr-4316	15	329	,	,	PUNCT
fsr-4316	15	330	cfpretired	cfpretire	VERB
fsr-4316	15	331	™	™	PROPN
fsr-4316	15	332	,	,	PUNCT
fsr-4316	15	333	cpa	cpa	NOUN
fsr-4316	15	334	,	,	PUNCT
fsr-4316	15	335	ca	ca	PROPN
fsr-4316	15	336	,	,	PUNCT
fsr-4316	15	337	york	york	PROPN
fsr-4316	15	338	university	university	PROPN
fsr-4316	15	339	(	(	PUNCT
fsr-4316	15	340	emeritus	emeritus	NOUN
fsr-4316	15	341	)	)	PUNCT
fsr-4316	15	342	,	,	PUNCT
fsr-4316	15	343	canada	canada	PROPN
fsr-4316	15	344	•	•	ADP
fsr-4316	15	345	elisabeth	elisabeth	PROPN
fsr-4316	15	346	sinnewe	sinnewe	PROPN
fsr-4316	15	347	,	,	PUNCT
fsr-4316	15	348	ph.d	ph.d	PROPN
fsr-4316	15	349	.	.	PROPN
fsr-4316	15	350	,	,	PUNCT
fsr-4316	15	351	queensland	queensland	PROPN
fsr-4316	15	352	university	university	PROPN
fsr-4316	15	353	of	of	ADP
fsr-4316	15	354	technology	technology	PROPN
fsr-4316	15	355	,	,	PUNCT
fsr-4316	15	356	australia	australia	PROPN
fsr-4316	15	357	jerry	jerry	PROPN
fsr-4316	15	358	stevens	stevens	PROPN
fsr-4316	15	359	,	,	PUNCT
fsr-4316	15	360	ph.d	ph.d	PROPN
fsr-4316	15	361	.	.	PROPN
fsr-4316	15	362	,	,	PUNCT
fsr-4316	15	363	university	university	PROPN
fsr-4316	15	364	of	of	ADP
fsr-4316	15	365	richmond	richmond	PROPN
fsr-4316	15	366	•	•	NUM
fsr-4316	15	367	ning	ning	PROPN
fsr-4316	15	368	tang	tang	PROPN
fsr-4316	15	369	,	,	PUNCT
fsr-4316	15	370	ph.d	ph.d	PROPN
fsr-4316	15	371	.	.	PROPN
fsr-4316	15	372	,	,	PUNCT
fsr-4316	15	373	san	san	PROPN
fsr-4316	15	374	diego	diego	PROPN
fsr-4316	15	375	state	state	PROPN
fsr-4316	15	376	university	university	PROPN
fsr-4316	15	377	•	•	PROPN
fsr-4316	15	378	inga	inga	PROPN
fsr-4316	15	379	timmerman	timmerman	PROPN
fsr-4316	15	380	,	,	PUNCT
fsr-4316	15	381	ph.d	ph.d	PROPN
fsr-4316	15	382	.	.	PROPN
fsr-4316	15	383	,	,	PUNCT
fsr-4316	15	384	university	university	PROPN
fsr-4316	15	385	of	of	ADP
fsr-4316	15	386	north	north	PROPN
fsr-4316	15	387	florida	florida	PROPN
fsr-4316	15	388	editorial	editorial	PROPN
fsr-4316	15	389	board	board	PROPN
fsr-4316	15	390	•	•	PROPN
fsr-4316	15	391	john	john	PROPN
fsr-4316	15	392	anderson	anderson	PROPN
fsr-4316	15	393	,	,	PUNCT
fsr-4316	15	394	ph.d	ph.d	PROPN
fsr-4316	15	395	.	.	PROPN
fsr-4316	15	396	,	,	PUNCT
fsr-4316	15	397	university	university	PROPN
fsr-4316	15	398	of	of	ADP
fsr-4316	15	399	kansas	kansas	PROPN
fsr-4316	15	400	•	•	PROPN
fsr-4316	15	401	kristy	kristy	PROPN
fsr-4316	15	402	archuleta	archuleta	PROPN
fsr-4316	15	403	,	,	PUNCT
fsr-4316	15	404	ph.d	ph.d	PROPN
fsr-4316	15	405	.	.	PROPN
fsr-4316	15	406	,	,	PUNCT
fsr-4316	15	407	university	university	PROPN
fsr-4316	15	408	of	of	ADP
fsr-4316	15	409	georgia	georgia	PROPN
fsr-4316	15	410	•	•	PROPN
fsr-4316	15	411	axton	axton	PROPN
fsr-4316	15	412	betz	betz	PROPN
fsr-4316	15	413	-	-	PUNCT
fsr-4316	15	414	hamilton	hamilton	PROPN
fsr-4316	15	415	,	,	PUNCT
fsr-4316	15	416	ph.d	ph.d	PROPN
fsr-4316	15	417	.	.	PROPN
fsr-4316	15	418	,	,	PUNCT
fsr-4316	15	419	south	south	PROPN
fsr-4316	15	420	dakota	dakota	PROPN
fsr-4316	15	421	state	state	PROPN
fsr-4316	15	422	university	university	PROPN
fsr-4316	15	423	•	•	PROPN
fsr-4316	15	424	alona	alona	PROPN
fsr-4316	15	425	bilokha	bilokha	PROPN
fsr-4316	15	426	,	,	PUNCT
fsr-4316	15	427	ph.d	ph.d	PROPN
fsr-4316	15	428	.	.	PROPN
fsr-4316	15	429	,	,	PUNCT
fsr-4316	15	430	university	university	PROPN
fsr-4316	15	431	of	of	ADP
fsr-4316	15	432	north	north	PROPN
fsr-4316	15	433	florida	florida	PROPN
fsr-4316	15	434	•	•	PROPN
fsr-4316	15	435	brian	brian	PROPN
fsr-4316	15	436	l.	l.	PROPN
fsr-4316	15	437	boscaljon	boscaljon	PROPN
fsr-4316	15	438	,	,	PUNCT
fsr-4316	15	439	ph.d	ph.d	PROPN
fsr-4316	15	440	.	.	PROPN
fsr-4316	15	441	,	,	PUNCT
fsr-4316	15	442	penn	penn	PROPN
fsr-4316	15	443	state	state	PROPN
fsr-4316	15	444	behrend	behrend	PROPN
fsr-4316	15	445	•	•	NOUN
fsr-4316	15	446	colleeen	colleeen	ADJ
fsr-4316	15	447	tokar	tokar	NOUN
fsr-4316	15	448	asaad	asaad	NOUN
fsr-4316	15	449	,	,	PUNCT
fsr-4316	15	450	ph.d	ph.d	PROPN
fsr-4316	15	451	.	.	PROPN
fsr-4316	15	452	,	,	PUNCT
fsr-4316	15	453	baldwin	baldwin	PROPN
fsr-4316	15	454	wallace	wallace	PROPN
fsr-4316	15	455	university	university	PROPN
fsr-4316	15	456	•	•	PROPN
fsr-4316	15	457	rachel	rachel	PROPN
fsr-4316	15	458	bi	bi	PROPN
fsr-4316	15	459	,	,	PUNCT
fsr-4316	15	460	ph.d	ph.d	PROPN
fsr-4316	15	461	.	.	PROPN
fsr-4316	15	462	,	,	PUNCT
fsr-4316	15	463	utah	utah	PROPN
fsr-4316	15	464	valley	valley	PROPN
fsr-4316	15	465	university	university	PROPN
fsr-4316	15	466	•	•	PROPN
fsr-4316	15	467	chris	chris	PROPN
fsr-4316	15	468	browning	browning	PROPN
fsr-4316	15	469	,	,	PUNCT
fsr-4316	15	470	ph.d	ph.d	PROPN
fsr-4316	15	471	.	.	PROPN
fsr-4316	15	472	,	,	PUNCT
fsr-4316	15	473	cfp	cfp	PROPN
fsr-4316	15	474	®	®	PROPN
fsr-4316	15	475	,	,	PUNCT
fsr-4316	15	476	texas	texas	PROPN
fsr-4316	15	477	tech	tech	PROPN
fsr-4316	15	478	university	university	PROPN
fsr-4316	15	479	•	•	PROPN
fsr-4316	15	480	john	john	PROPN
fsr-4316	15	481	clinebell	clinebell	PROPN
fsr-4316	15	482	,	,	PUNCT
fsr-4316	15	483	ph	ph	PROPN
fsr-4316	15	484	..	..	SYM
fsr-4316	15	485	d.	d.	PROPN
fsr-4316	15	486	,	,	PUNCT
fsr-4316	15	487	university	university	PROPN
fsr-4316	15	488	of	of	ADP
fsr-4316	15	489	northern	northern	ADJ
fsr-4316	15	490	colorado	colorado	PROPN
fsr-4316	15	491	(	(	PUNCT
fsr-4316	15	492	emeritus	emeritus	NOUN
fsr-4316	15	493	)	)	PUNCT
fsr-4316	15	494	•	•	NUM
fsr-4316	15	495	michelle	michelle	PROPN
fsr-4316	15	496	cull	cull	PROPN
fsr-4316	15	497	,	,	PUNCT
fsr-4316	15	498	ph.d	ph.d	PROPN
fsr-4316	15	499	.	.	PROPN
fsr-4316	15	500	,	,	PUNCT
fsr-4316	15	501	western	western	PROPN
fsr-4316	15	502	sydney	sydney	PROPN
fsr-4316	15	503	university	university	PROPN
fsr-4316	15	504	,	,	PUNCT
fsr-4316	15	505	australia	australia	PROPN
fsr-4316	15	506	•	•	PROPN
fsr-4316	15	507	james	james	PROPN
fsr-4316	15	508	delellio	delellio	PROPN
fsr-4316	15	509	,	,	PUNCT
fsr-4316	15	510	ph.d	ph.d	PROPN
fsr-4316	15	511	.	.	PROPN
fsr-4316	15	512	,	,	PUNCT
fsr-4316	15	513	pepperdine	pepperdine	PROPN
fsr-4316	15	514	university	university	PROPN
fsr-4316	15	515	•	•	PROPN
fsr-4316	15	516	dale	dale	PROPN
fsr-4316	15	517	domian	domian	PROPN
fsr-4316	15	518	,	,	PUNCT
fsr-4316	15	519	ph.d	ph.d	PROPN
fsr-4316	15	520	.	.	PROPN
fsr-4316	15	521	,	,	PUNCT
fsr-4316	15	522	cfp	cfp	PROPN
fsr-4316	15	523	®	®	PROPN
fsr-4316	15	524	,	,	PUNCT
fsr-4316	15	525	york	york	PROPN
fsr-4316	15	526	university	university	PROPN
fsr-4316	15	527	,	,	PUNCT
fsr-4316	15	528	canada	canada	PROPN
fsr-4316	15	529	•	•	PROPN
fsr-4316	15	530	norah	norah	PROPN
fsr-4316	15	531	feng	feng	PROPN
fsr-4316	15	532	,	,	PUNCT
fsr-4316	15	533	ph.d	ph.d	PROPN
fsr-4316	15	534	.	.	PROPN
fsr-4316	15	535	,	,	PUNCT
fsr-4316	15	536	massey	massey	PROPN
fsr-4316	15	537	university	university	PROPN
fsr-4316	15	538	,	,	PUNCT
fsr-4316	15	539	new	new	PROPN
fsr-4316	15	540	zealand	zealand	PROPN
fsr-4316	15	541	•	•	PROPN
fsr-4316	15	542	giovanni	giovanni	PROPN
fsr-4316	15	543	fernandez	fernandez	PROPN
fsr-4316	15	544	,	,	PUNCT
fsr-4316	15	545	ph	ph	PROPN
fsr-4316	15	546	..	..	SYM
fsr-4316	15	547	d.	d.	PROPN
fsr-4316	15	548	stetson	stetson	PROPN
fsr-4316	15	549	university	university	PROPN
fsr-4316	15	550	,	,	PUNCT
fsr-4316	15	551	deland	deland	PROPN
fsr-4316	15	552	,	,	PUNCT
fsr-4316	15	553	fl	fl	PROPN
fsr-4316	15	554	•	•	NUM
fsr-4316	15	555	patti	patti	PROPN
fsr-4316	15	556	fisher	fisher	PROPN
fsr-4316	15	557	,	,	PUNCT
fsr-4316	15	558	ph.d	ph.d	PROPN
fsr-4316	15	559	.	.	PROPN
fsr-4316	15	560	,	,	PUNCT
fsr-4316	15	561	virginia	virginia	PROPN
fsr-4316	15	562	tech	tech	PROPN
fsr-4316	15	563	•	•	PROPN
fsr-4316	15	564	jim	jim	PROPN
fsr-4316	15	565	gilkeson	gilkeson	PROPN
fsr-4316	15	566	,	,	PUNCT
fsr-4316	15	567	ph.d	ph.d	PROPN
fsr-4316	15	568	.	.	PROPN
fsr-4316	15	569	,	,	PUNCT
fsr-4316	15	570	cfa	cfa	PROPN
fsr-4316	15	571	,	,	PUNCT
fsr-4316	15	572	university	university	PROPN
fsr-4316	15	573	of	of	ADP
fsr-4316	15	574	central	central	PROPN
fsr-4316	15	575	florida	florida	PROPN
fsr-4316	15	576	•	•	NUM
fsr-4316	15	577	martie	martie	PROPN
fsr-4316	15	578	gillen	gillen	PROPN
fsr-4316	15	579	,	,	PUNCT
fsr-4316	15	580	ph.d	ph.d	PROPN
fsr-4316	15	581	.	.	PROPN
fsr-4316	15	582	,	,	PUNCT
fsr-4316	15	583	university	university	PROPN
fsr-4316	15	584	of	of	ADP
fsr-4316	15	585	florida	florida	PROPN
fsr-4316	15	586	•	•	NUM
fsr-4316	15	587	chuck	chuck	PROPN
fsr-4316	15	588	grace	grace	NOUN
fsr-4316	15	589	,	,	PUNCT
fsr-4316	15	590	cfp	cfp	PROPN
fsr-4316	15	591	®	®	PROPN
fsr-4316	15	592	,	,	PUNCT
fsr-4316	15	593	ivy	ivy	PROPN
fsr-4316	15	594	school	school	NOUN
fsr-4316	15	595	of	of	ADP
fsr-4316	15	596	business	business	NOUN
fsr-4316	15	597	,	,	PUNCT
fsr-4316	15	598	canada	canada	PROPN
fsr-4316	15	599	•	•	ADP
fsr-4316	15	600	drew	draw	VERB
fsr-4316	15	601	hanks	hanks	PROPN
fsr-4316	15	602	,	,	PUNCT
fsr-4316	15	603	ph.d	ph.d	PROPN
fsr-4316	15	604	.	.	PUNCT
fsr-4316	16	1	the	the	DET
fsr-4316	16	2	ohio	ohio	PROPN
fsr-4316	16	3	state	state	PROPN
fsr-4316	16	4	university	university	PROPN
fsr-4316	16	5	•	•	ADP
fsr-4316	16	6	wookjae	wookjae	ADV
fsr-4316	16	7	heo	heo	PROPN
fsr-4316	16	8	,	,	PUNCT
fsr-4316	16	9	ph.d	ph.d	PROPN
fsr-4316	16	10	.	.	PROPN
fsr-4316	16	11	,	,	PUNCT
fsr-4316	16	12	purdue	purdue	PROPN
fsr-4316	16	13	university	university	PROPN
fsr-4316	16	14	•	•	PROPN
fsr-4316	16	15	stephen	stephen	PROPN
fsr-4316	16	16	m.	m.	PROPN
fsr-4316	16	17	horan	horan	PROPN
fsr-4316	16	18	,	,	PUNCT
fsr-4316	16	19	ph.d	ph.d	PROPN
fsr-4316	16	20	.	.	PROPN
fsr-4316	16	21	,	,	PUNCT
fsr-4316	16	22	certified	certify	VERB
fsr-4316	16	23	financial	financial	ADJ
fsr-4316	16	24	planner	planner	NOUN
fsr-4316	16	25	board	board	NOUN
fsr-4316	16	26	of	of	ADP
fsr-4316	16	27	standards	standard	NOUN
fsr-4316	16	28	,	,	PUNCT
fsr-4316	16	29	inc	inc	PROPN
fsr-4316	16	30	.	.	PROPN
fsr-4316	16	31	•	•	PROPN
fsr-4316	16	32	russell	russell	PROPN
fsr-4316	16	33	james	james	PROPN
fsr-4316	16	34	,	,	PUNCT
fsr-4316	16	35	ph.d	ph.d	PROPN
fsr-4316	16	36	.	.	PROPN
fsr-4316	16	37	,	,	PUNCT
fsr-4316	16	38	cfp	cfp	PROPN
fsr-4316	16	39	®	®	PROPN
fsr-4316	16	40	,	,	PUNCT
fsr-4316	16	41	texas	texas	PROPN
fsr-4316	16	42	tech	tech	PROPN
fsr-4316	16	43	university	university	PROPN
fsr-4316	16	44	•	•	PROPN
fsr-4316	16	45	kyoung	kyoung	PROPN
fsr-4316	16	46	tae	tae	PROPN
fsr-4316	16	47	kim	kim	PROPN
fsr-4316	16	48	,	,	PUNCT
fsr-4316	16	49	ph.d	ph.d	PROPN
fsr-4316	16	50	.	.	PROPN
fsr-4316	16	51	,	,	PUNCT
fsr-4316	16	52	university	university	PROPN
fsr-4316	16	53	of	of	ADP
fsr-4316	16	54	alabama	alabama	PROPN
fsr-4316	16	55	•	•	PROPN
fsr-4316	16	56	eun	eun	PROPN
fsr-4316	16	57	jin	jin	PROPN
fsr-4316	16	58	kwak	kwak	PROPN
fsr-4316	16	59	,	,	PUNCT
fsr-4316	16	60	ph.d	ph.d	PROPN
fsr-4316	16	61	.	.	PROPN
fsr-4316	16	62	,	,	PUNCT
fsr-4316	16	63	university	university	PROPN
fsr-4316	16	64	of	of	ADP
fsr-4316	16	65	wisconsin	wisconsin	PROPN
fsr-4316	16	66	,	,	PUNCT
fsr-4316	16	67	green	green	PROPN
fsr-4316	16	68	bay	bay	PROPN
fsr-4316	16	69	•	•	NOUN
fsr-4316	16	70	derek	derek	PROPN
fsr-4316	16	71	lawson	lawson	PROPN
fsr-4316	16	72	,	,	PUNCT
fsr-4316	16	73	ph.d	ph.d	PROPN
fsr-4316	16	74	.	.	PROPN
fsr-4316	16	75	,	,	PUNCT
fsr-4316	16	76	cfp	cfp	PROPN
fsr-4316	16	77	®	®	PROPN
fsr-4316	16	78	,	,	PUNCT
fsr-4316	16	79	kansas	kansas	PROPN
fsr-4316	16	80	state	state	PROPN
fsr-4316	16	81	university	university	PROPN
fsr-4316	16	82	•	•	PROPN
fsr-4316	16	83	sunwoo	sunwoo	PROPN
fsr-4316	16	84	lee	lee	PROPN
fsr-4316	16	85	,	,	PUNCT
fsr-4316	16	86	ph.d	ph.d	PROPN
fsr-4316	16	87	.	.	PROPN
fsr-4316	16	88	,	,	PUNCT
fsr-4316	16	89	york	york	PROPN
fsr-4316	16	90	university	university	PROPN
fsr-4316	16	91	,	,	PUNCT
fsr-4316	16	92	canada	canada	PROPN
fsr-4316	16	93	•	•	PROPN
fsr-4316	16	94	yi	yi	PROPN
fsr-4316	16	95	liu	liu	PROPN
fsr-4316	16	96	,	,	PUNCT
fsr-4316	16	97	ph.d	ph.d	PROPN
fsr-4316	16	98	.	.	PROPN
fsr-4316	16	99	,	,	PUNCT
fsr-4316	16	100	cfp	cfp	PROPN
fsr-4316	16	101	®	®	PROPN
fsr-4316	16	102	,	,	PUNCT
fsr-4316	16	103	st	st	PROPN
fsr-4316	16	104	.	.	PROPN
fsr-4316	16	105	john	john	PROPN
fsr-4316	16	106	fisher	fisher	PROPN
fsr-4316	16	107	college	college	PROPN
fsr-4316	16	108	•	•	PROPN
fsr-4316	16	109	caezilia	caezilia	PROPN
fsr-4316	16	110	loibl	loibl	PROPN
fsr-4316	16	111	,	,	PUNCT
fsr-4316	16	112	ph.d	ph.d	PROPN
fsr-4316	16	113	.	.	PROPN
fsr-4316	16	114	,	,	PUNCT
fsr-4316	16	115	the	the	DET
fsr-4316	16	116	ohio	ohio	PROPN
fsr-4316	16	117	state	state	PROPN
fsr-4316	16	118	university	university	PROPN
fsr-4316	16	119	•	•	PROPN
fsr-4316	16	120	megan	megan	PROPN
fsr-4316	16	121	mccoy	mccoy	PROPN
fsr-4316	16	122	,	,	PUNCT
fsr-4316	16	123	ph.d	ph.d	PROPN
fsr-4316	16	124	.	.	PROPN
fsr-4316	16	125	,	,	PUNCT
fsr-4316	16	126	lmft	lmft	PROPN
fsr-4316	16	127	,	,	PUNCT
fsr-4316	16	128	cft	cft	PROPN
fsr-4316	16	129	-	-	PUNCT
fsr-4316	16	130	i	i	PROPN
fsr-4316	16	131	®	®	PROPN
fsr-4316	16	132	,	,	PUNCT
fsr-4316	16	133	kansas	kansas	PROPN
fsr-4316	16	134	state	state	PROPN
fsr-4316	16	135	university	university	PROPN
fsr-4316	16	136	•	•	PROPN
fsr-4316	16	137	barry	barry	PROPN
fsr-4316	16	138	mulholland	mulholland	PROPN
fsr-4316	16	139	,	,	PUNCT
fsr-4316	16	140	ph.d	ph.d	PROPN
fsr-4316	16	141	.	.	PROPN
fsr-4316	16	142	,	,	PUNCT
fsr-4316	16	143	cfp	cfp	PROPN
fsr-4316	16	144	®	®	PROPN
fsr-4316	16	145	,	,	PUNCT
fsr-4316	16	146	university	university	PROPN
fsr-4316	16	147	of	of	ADP
fsr-4316	16	148	akron	akron	PROPN
fsr-4316	16	149	•	•	PROPN
fsr-4316	16	150	david	david	PROPN
fsr-4316	16	151	nanigian	nanigian	PROPN
fsr-4316	16	152	,	,	PUNCT
fsr-4316	16	153	ph.d	ph.d	PROPN
fsr-4316	16	154	.	.	PROPN
fsr-4316	16	155	,	,	PUNCT
fsr-4316	16	156	cfp	cfp	PROPN
fsr-4316	16	157	®	®	PROPN
fsr-4316	16	158	,	,	PUNCT
fsr-4316	16	159	mount	mount	PROPN
fsr-4316	16	160	ararat	ararat	PROPN
fsr-4316	16	161	financial	financial	PROPN
fsr-4316	16	162	services	services	PROPN
fsr-4316	16	163	llc	llc	PROPN
fsr-4316	16	164	•	•	PROPN
fsr-4316	16	165	john	john	PROPN
fsr-4316	16	166	nofsinger	nofsinger	PROPN
fsr-4316	16	167	,	,	PUNCT
fsr-4316	16	168	ph.d	ph.d	PROPN
fsr-4316	16	169	.	.	PROPN
fsr-4316	16	170	,	,	PUNCT
fsr-4316	16	171	university	university	PROPN
fsr-4316	16	172	of	of	ADP
fsr-4316	16	173	alaska	alaska	PROPN
fsr-4316	16	174	anchorage	anchorage	PROPN
fsr-4316	16	175	•	•	ADP
fsr-4316	16	176	olamide	olamide	INTJ
fsr-4316	16	177	olajide	olajide	NOUN
fsr-4316	16	178	(	(	PUNCT
fsr-4316	16	179	lami	lami	NOUN
fsr-4316	16	180	)	)	PUNCT
fsr-4316	16	181	,	,	PUNCT
fsr-4316	16	182	ph.d	ph.d	PROPN
fsr-4316	16	183	.	.	PROPN
fsr-4316	16	184	,	,	PUNCT
fsr-4316	16	185	cfp	cfp	PROPN
fsr-4316	16	186	®	®	PROPN
fsr-4316	16	187	,	,	PUNCT
fsr-4316	16	188	afc	afc	PROPN
fsr-4316	16	189	,	,	PUNCT
fsr-4316	16	190	texas	texas	PROPN
fsr-4316	16	191	tech	tech	PROPN
fsr-4316	16	192	university	university	PROPN
fsr-4316	16	193	•	•	NOUN
fsr-4316	16	194	congrong	congrong	PROPN
fsr-4316	16	195	ouyang	ouyang	PROPN
fsr-4316	16	196	,	,	PUNCT
fsr-4316	16	197	ph.d	ph.d	PROPN
fsr-4316	16	198	.	.	PROPN
fsr-4316	16	199	,	,	PUNCT
fsr-4316	16	200	kansas	kansas	PROPN
fsr-4316	16	201	state	state	PROPN
fsr-4316	16	202	university	university	PROPN
fsr-4316	16	203	•	•	PROPN
fsr-4316	16	204	wade	wade	PROPN
fsr-4316	16	205	d.	d.	PROPN
fsr-4316	16	206	pfau	pfau	PROPN
fsr-4316	16	207	,	,	PUNCT
fsr-4316	16	208	ph.d	ph.d	PROPN
fsr-4316	16	209	.	.	PROPN
fsr-4316	16	210	,	,	PUNCT
fsr-4316	16	211	cfa	cfa	PROPN
fsr-4316	16	212	,	,	PUNCT
fsr-4316	16	213	ricp	ricp	PROPN
fsr-4316	16	214	,	,	PUNCT
fsr-4316	16	215	retirement	retirement	NOUN
fsr-4316	16	216	income	income	NOUN
fsr-4316	16	217	style	style	NOUN
fsr-4316	16	218	awareness	awareness	NOUN
fsr-4316	16	219	,	,	PUNCT
fsr-4316	16	220	llc	llc	PROPN
fsr-4316	16	221	•	•	PROPN
fsr-4316	16	222	miranda	miranda	PROPN
fsr-4316	16	223	reiter	reiter	PROPN
fsr-4316	16	224	,	,	PUNCT
fsr-4316	16	225	ph.d	ph.d	PROPN
fsr-4316	16	226	.	.	PROPN
fsr-4316	16	227	,	,	PUNCT
fsr-4316	16	228	cfp	cfp	PROPN
fsr-4316	16	229	®	®	PROPN
fsr-4316	16	230	,	,	PUNCT
fsr-4316	16	231	texas	texas	PROPN
fsr-4316	16	232	tech	tech	PROPN
fsr-4316	16	233	university	university	PROPN
fsr-4316	16	234	•	•	PROPN
fsr-4316	16	235	aman	aman	NOUN
fsr-4316	16	236	sunder	sunder	PROPN
fsr-4316	16	237	,	,	PUNCT
fsr-4316	16	238	ph.d	ph.d	PROPN
fsr-4316	16	239	.	.	PROPN
fsr-4316	16	240	,	,	PUNCT
fsr-4316	16	241	college	college	NOUN
fsr-4316	16	242	for	for	ADP
fsr-4316	16	243	financial	financial	ADJ
fsr-4316	16	244	planning	planning	NOUN
fsr-4316	16	245	•	•	NOUN
fsr-4316	16	246	kimberly	kimberly	NOUN
fsr-4316	16	247	watkins	watkins	PROPN
fsr-4316	16	248	,	,	PUNCT
fsr-4316	16	249	ph.d	ph.d	PROPN
fsr-4316	16	250	.	.	PROPN
fsr-4316	16	251	,	,	PUNCT
fsr-4316	16	252	university	university	PROPN
fsr-4316	16	253	of	of	ADP
fsr-4316	16	254	georgia	georgia	PROPN
fsr-4316	16	255	•	•	PROPN
fsr-4316	16	256	anne	anne	PROPN
fsr-4316	16	257	wenger	wenger	PROPN
fsr-4316	16	258	,	,	PUNCT
fsr-4316	16	259	ph.d	ph.d	PROPN
fsr-4316	16	260	.	.	PROPN
fsr-4316	16	261	,	,	PUNCT
fsr-4316	16	262	san	san	PROPN
fsr-4316	16	263	diego	diego	PROPN
fsr-4316	16	264	state	state	PROPN
fsr-4316	16	265	university	university	PROPN
fsr-4316	16	266	•	•	PROPN
fsr-4316	16	267	tansel	tansel	PROPN
fsr-4316	16	268	yilmazer	yilmazer	NOUN
fsr-4316	16	269	,	,	PUNCT
fsr-4316	16	270	ph.d	ph.d	PROPN
fsr-4316	16	271	.	.	PROPN
fsr-4316	16	272	,	,	PUNCT
fsr-4316	16	273	cfp	cfp	PROPN
fsr-4316	16	274	®	®	PROPN
fsr-4316	16	275	,	,	PUNCT
fsr-4316	16	276	the	the	DET
fsr-4316	16	277	ohio	ohio	PROPN
fsr-4316	16	278	state	state	PROPN
fsr-4316	16	279	university	university	PROPN
fsr-4316	16	280	the	the	DET
fsr-4316	16	281	editor	editor	NOUN
fsr-4316	16	282	of	of	ADP
fsr-4316	16	283	financial	financial	ADJ
fsr-4316	16	284	services	service	NOUN
fsr-4316	16	285	review	review	VERB
fsr-4316	16	286	wishes	wish	VERB
fsr-4316	16	287	to	to	PART
fsr-4316	16	288	thank	thank	VERB
fsr-4316	16	289	university	university	PROPN
fsr-4316	16	290	of	of	ADP
fsr-4316	16	291	georgia	georgia	PROPN
fsr-4316	16	292	for	for	ADP
fsr-4316	16	293	support	support	NOUN
fsr-4316	16	294	of	of	ADP
fsr-4316	16	295	the	the	DET
fsr-4316	16	296	journal	journal	PROPN
fsr-4316	16	297	financial	financial	PROPN
fsr-4316	16	298	services	service	NOUN
fsr-4316	16	299	review	review	NOUN
fsr-4316	16	300	(	(	PUNCT
fsr-4316	16	301	fsr	fsr	PROPN
fsr-4316	16	302	)	)	PUNCT
fsr-4316	16	303	is	be	AUX
fsr-4316	16	304	the	the	DET
fsr-4316	16	305	official	official	ADJ
fsr-4316	16	306	publication	publication	NOUN
fsr-4316	16	307	of	of	ADP
fsr-4316	16	308	the	the	DET
fsr-4316	16	309	academy	academy	NOUN
fsr-4316	16	310	of	of	ADP
fsr-4316	16	311	financial	financial	ADJ
fsr-4316	16	312	services	service	NOUN
fsr-4316	16	313	.	.	PUNCT
fsr-4316	17	1	fsr	fsr	PROPN
fsr-4316	17	2	is	be	AUX
fsr-4316	17	3	a	a	DET
fsr-4316	17	4	diamond	diamond	NOUN
fsr-4316	17	5	open	open	ADJ
fsr-4316	17	6	access	access	NOUN
fsr-4316	17	7	journal	journal	NOUN
fsr-4316	17	8	,	,	PUNCT
fsr-4316	17	9	which	which	PRON
fsr-4316	17	10	means	mean	VERB
fsr-4316	17	11	there	there	PRON
fsr-4316	17	12	are	be	VERB
fsr-4316	17	13	no	no	DET
fsr-4316	17	14	fees	fee	NOUN
fsr-4316	17	15	or	or	CCONJ
fsr-4316	17	16	restrictions	restriction	NOUN
fsr-4316	17	17	for	for	ADP
fsr-4316	17	18	access	access	NOUN
fsr-4316	17	19	to	to	ADP
fsr-4316	17	20	or	or	CCONJ
fsr-4316	17	21	submission	submission	NOUN
fsr-4316	17	22	of	of	ADP
fsr-4316	17	23	research	research	NOUN
fsr-4316	17	24	and	and	CCONJ
fsr-4316	17	25	no	no	DET
fsr-4316	17	26	article	article	NOUN
fsr-4316	17	27	processing	processing	NOUN
fsr-4316	17	28	fees	fee	NOUN
fsr-4316	17	29	if	if	SCONJ
fsr-4316	17	30	published	publish	VERB
fsr-4316	17	31	.	.	PUNCT
fsr-4316	18	1	the	the	DET
fsr-4316	18	2	purpose	purpose	NOUN
fsr-4316	18	3	of	of	ADP
fsr-4316	18	4	this	this	DET
fsr-4316	18	5	double	double	ADJ
fsr-4316	18	6	-	-	PUNCT
fsr-4316	18	7	blind	blind	ADJ
fsr-4316	18	8	peerreviewed	peerreviewe	VERB
fsr-4316	18	9	academic	academic	ADJ
fsr-4316	18	10	journal	journal	NOUN
fsr-4316	18	11	is	be	AUX
fsr-4316	18	12	to	to	PART
fsr-4316	18	13	encourage	encourage	VERB
fsr-4316	18	14	research	research	NOUN
fsr-4316	18	15	that	that	PRON
fsr-4316	18	16	examines	examine	VERB
fsr-4316	18	17	the	the	DET
fsr-4316	18	18	impact	impact	NOUN
fsr-4316	18	19	of	of	ADP
fsr-4316	18	20	financial	financial	ADJ
fsr-4316	18	21	issues	issue	NOUN
fsr-4316	18	22	on	on	ADP
fsr-4316	18	23	individuals	individual	NOUN
fsr-4316	18	24	.	.	PUNCT
fsr-4316	19	1	in	in	ADP
fsr-4316	19	2	contrast	contrast	NOUN
fsr-4316	19	3	to	to	ADP
fsr-4316	19	4	the	the	DET
fsr-4316	19	5	many	many	ADJ
fsr-4316	19	6	corporate	corporate	ADJ
fsr-4316	19	7	or	or	CCONJ
fsr-4316	19	8	institutional	institutional	ADJ
fsr-4316	19	9	journals	journal	NOUN
fsr-4316	19	10	that	that	PRON
fsr-4316	19	11	are	be	AUX
fsr-4316	19	12	available	available	ADJ
fsr-4316	19	13	in	in	ADP
fsr-4316	19	14	finance	finance	NOUN
fsr-4316	19	15	,	,	PUNCT
fsr-4316	19	16	the	the	DET
fsr-4316	19	17	focus	focus	NOUN
fsr-4316	19	18	of	of	ADP
fsr-4316	19	19	this	this	DET
fsr-4316	19	20	journal	journal	NOUN
fsr-4316	19	21	is	be	AUX
fsr-4316	19	22	on	on	ADP
fsr-4316	19	23	individual	individual	ADJ
fsr-4316	19	24	financial	financial	ADJ
fsr-4316	19	25	management	management	NOUN
fsr-4316	19	26	.	.	PUNCT
fsr-4316	20	1	fsr	fsr	PROPN
fsr-4316	20	2	provides	provide	VERB
fsr-4316	20	3	a	a	DET
fsr-4316	20	4	forum	forum	NOUN
fsr-4316	20	5	for	for	ADP
fsr-4316	20	6	those	those	PRON
fsr-4316	20	7	who	who	PRON
fsr-4316	20	8	are	be	AUX
fsr-4316	20	9	interested	interested	ADJ
fsr-4316	20	10	in	in	ADP
fsr-4316	20	11	the	the	DET
fsr-4316	20	12	individual	individual	ADJ
fsr-4316	20	13	perspective	perspective	NOUN
fsr-4316	20	14	on	on	ADP
fsr-4316	20	15	issues	issue	NOUN
fsr-4316	20	16	in	in	ADP
fsr-4316	20	17	the	the	DET
fsr-4316	20	18	areas	area	NOUN
fsr-4316	20	19	of	of	ADP
fsr-4316	20	20	financial	financial	ADJ
fsr-4316	20	21	planning	planning	NOUN
fsr-4316	20	22	,	,	PUNCT
fsr-4316	20	23	financial	financial	ADJ
fsr-4316	20	24	counseling	counseling	NOUN
fsr-4316	20	25	,	,	PUNCT
fsr-4316	20	26	financial	financial	ADJ
fsr-4316	20	27	literacy	literacy	NOUN
fsr-4316	20	28	,	,	PUNCT
fsr-4316	20	29	banking	banking	NOUN
fsr-4316	20	30	/	/	SYM
fsr-4316	20	31	banking	banking	NOUN
fsr-4316	20	32	services	service	NOUN
fsr-4316	20	33	,	,	PUNCT
fsr-4316	20	34	education	education	NOUN
fsr-4316	20	35	in	in	ADP
fsr-4316	20	36	financial	financial	ADJ
fsr-4316	20	37	services	service	NOUN
fsr-4316	20	38	,	,	PUNCT
fsr-4316	20	39	employee	employee	NOUN
fsr-4316	20	40	benefits	benefit	NOUN
fsr-4316	20	41	,	,	PUNCT
fsr-4316	20	42	estate	estate	NOUN
fsr-4316	20	43	and	and	CCONJ
fsr-4316	20	44	tax	tax	NOUN
fsr-4316	20	45	planning	planning	NOUN
fsr-4316	20	46	,	,	PUNCT
fsr-4316	20	47	insurance	insurance	NOUN
fsr-4316	20	48	planning	planning	NOUN
fsr-4316	20	49	,	,	PUNCT
fsr-4316	20	50	investments	investment	NOUN
fsr-4316	20	51	,	,	PUNCT
fsr-4316	20	52	mutual	mutual	ADJ
fsr-4316	20	53	funds	fund	NOUN
fsr-4316	20	54	,	,	PUNCT
fsr-4316	20	55	non	non	ADJ
fsr-4316	20	56	-	-	ADJ
fsr-4316	20	57	bank	bank	ADJ
fsr-4316	20	58	financial	financial	ADJ
fsr-4316	20	59	institutions	institution	NOUN
fsr-4316	20	60	,	,	PUNCT
fsr-4316	20	61	pension	pension	NOUN
fsr-4316	20	62	and	and	CCONJ
fsr-4316	20	63	retirement	retirement	NOUN
fsr-4316	20	64	,	,	PUNCT
fsr-4316	20	65	planning	planning	NOUN
fsr-4316	20	66	,	,	PUNCT
fsr-4316	20	67	and	and	CCONJ
fsr-4316	20	68	real	real	ADJ
fsr-4316	20	69	estate	estate	NOUN
fsr-4316	20	70	.	.	PUNCT
fsr-4316	21	1	while	while	SCONJ
fsr-4316	21	2	the	the	DET
fsr-4316	21	3	annual	annual	ADJ
fsr-4316	21	4	meeting	meeting	NOUN
fsr-4316	21	5	held	hold	VERB
fsr-4316	21	6	each	each	DET
fsr-4316	21	7	fall	fall	NOUN
fsr-4316	21	8	provides	provide	VERB
fsr-4316	21	9	an	an	DET
fsr-4316	21	10	opportunity	opportunity	NOUN
fsr-4316	21	11	to	to	PART
fsr-4316	21	12	discuss	discuss	VERB
fsr-4316	21	13	and	and	CCONJ
fsr-4316	21	14	present	present	VERB
fsr-4316	21	15	these	these	DET
fsr-4316	21	16	topics	topic	NOUN
fsr-4316	21	17	to	to	ADP
fsr-4316	21	18	colleagues	colleague	NOUN
fsr-4316	21	19	,	,	PUNCT
fsr-4316	21	20	the	the	DET
fsr-4316	21	21	journal	journal	NOUN
fsr-4316	21	22	allows	allow	VERB
fsr-4316	21	23	a	a	DET
fsr-4316	21	24	much	much	ADV
fsr-4316	21	25	wider	wide	ADJ
fsr-4316	21	26	audience	audience	NOUN
fsr-4316	21	27	of	of	ADP
fsr-4316	21	28	those	those	PRON
fsr-4316	21	29	interested	interested	ADJ
fsr-4316	21	30	in	in	ADP
fsr-4316	21	31	this	this	DET
fsr-4316	21	32	subject	subject	NOUN
fsr-4316	21	33	matter	matter	NOUN
fsr-4316	21	34	.	.	PUNCT
fsr-4316	22	1	to	to	PART
fsr-4316	22	2	encourage	encourage	VERB
fsr-4316	22	3	the	the	DET
fsr-4316	22	4	development	development	NOUN
fsr-4316	22	5	of	of	ADP
fsr-4316	22	6	curricula	curricula	NOUN
fsr-4316	22	7	in	in	ADP
fsr-4316	22	8	financial	financial	ADJ
fsr-4316	22	9	services	service	NOUN
fsr-4316	22	10	at	at	ADP
fsr-4316	22	11	the	the	DET
fsr-4316	22	12	university	university	NOUN
fsr-4316	22	13	level	level	NOUN
fsr-4316	22	14	,	,	PUNCT
fsr-4316	22	15	appropriate	appropriate	ADJ
fsr-4316	22	16	pedagogical	pedagogical	ADJ
fsr-4316	22	17	papers	paper	NOUN
fsr-4316	22	18	are	be	AUX
fsr-4316	22	19	accepted	accept	VERB
fsr-4316	22	20	for	for	ADP
fsr-4316	22	21	publication	publication	NOUN
fsr-4316	22	22	.	.	PUNCT
fsr-4316	23	1	manuscripts	manuscript	NOUN
fsr-4316	23	2	are	be	AUX
fsr-4316	23	3	encouraged	encourage	VERB
fsr-4316	23	4	that	that	SCONJ
fsr-4316	23	5	present	present	ADJ
fsr-4316	23	6	ideas	idea	NOUN
fsr-4316	23	7	about	about	ADP
fsr-4316	23	8	appropriate	appropriate	ADJ
fsr-4316	23	9	content	content	NOUN
fsr-4316	23	10	,	,	PUNCT
fsr-4316	23	11	methods	method	NOUN
fsr-4316	23	12	of	of	ADP
fsr-4316	23	13	teaching	teaching	NOUN
fsr-4316	23	14	,	,	PUNCT
fsr-4316	23	15	and	and	CCONJ
fsr-4316	23	16	materials	material	NOUN
fsr-4316	23	17	.	.	PUNCT
fsr-4316	24	1	contributions	contribution	NOUN
fsr-4316	24	2	from	from	ADP
fsr-4316	24	3	practitioners	practitioner	NOUN
fsr-4316	24	4	who	who	PRON
fsr-4316	24	5	are	be	AUX
fsr-4316	24	6	actively	actively	ADV
fsr-4316	24	7	involved	involve	VERB
fsr-4316	24	8	in	in	ADP
fsr-4316	24	9	financial	financial	ADJ
fsr-4316	24	10	planning	planning	NOUN
fsr-4316	24	11	,	,	PUNCT
fsr-4316	24	12	financial	financial	ADJ
fsr-4316	24	13	services	service	NOUN
fsr-4316	24	14	,	,	PUNCT
fsr-4316	24	15	and	and	CCONJ
fsr-4316	24	16	professional	professional	ADJ
fsr-4316	24	17	associations	association	NOUN
fsr-4316	24	18	are	be	AUX
fsr-4316	24	19	also	also	ADV
fsr-4316	24	20	encouraged	encourage	VERB
fsr-4316	24	21	.	.	PUNCT
fsr-4316	25	1	while	while	SCONJ
fsr-4316	25	2	the	the	DET
fsr-4316	25	3	primary	primary	ADJ
fsr-4316	25	4	purpose	purpose	NOUN
fsr-4316	25	5	of	of	ADP
fsr-4316	25	6	this	this	DET
fsr-4316	25	7	journal	journal	NOUN
fsr-4316	25	8	is	be	AUX
fsr-4316	25	9	the	the	DET
fsr-4316	25	10	publication	publication	NOUN
fsr-4316	25	11	of	of	ADP
fsr-4316	25	12	traditional	traditional	ADJ
fsr-4316	25	13	academic	academic	ADJ
fsr-4316	25	14	empirical	empirical	ADJ
fsr-4316	25	15	research	research	NOUN
fsr-4316	25	16	,	,	PUNCT
fsr-4316	25	17	the	the	DET
fsr-4316	25	18	academy	academy	NOUN
fsr-4316	25	19	believes	believe	VERB
fsr-4316	25	20	that	that	SCONJ
fsr-4316	25	21	it	it	PRON
fsr-4316	25	22	is	be	AUX
fsr-4316	25	23	important	important	ADJ
fsr-4316	25	24	to	to	PART
fsr-4316	25	25	encourage	encourage	VERB
fsr-4316	25	26	the	the	DET
fsr-4316	25	27	cross	cross	ADJ
fsr-4316	25	28	fertilization	fertilization	NOUN
fsr-4316	25	29	of	of	ADP
fsr-4316	25	30	ideas	idea	NOUN
fsr-4316	25	31	and	and	CCONJ
fsr-4316	25	32	an	an	DET
fsr-4316	25	33	exchange	exchange	NOUN
fsr-4316	25	34	of	of	ADP
fsr-4316	25	35	information	information	NOUN
fsr-4316	25	36	of	of	ADP
fsr-4316	25	37	interest	interest	NOUN
fsr-4316	25	38	to	to	ADP
fsr-4316	25	39	both	both	DET
fsr-4316	25	40	academicians	academician	NOUN
fsr-4316	25	41	and	and	CCONJ
fsr-4316	25	42	practitioners	practitioner	NOUN
fsr-4316	25	43	.	.	PUNCT
fsr-4316	26	1	thus	thus	ADV
fsr-4316	26	2	,	,	PUNCT
fsr-4316	26	3	the	the	DET
fsr-4316	26	4	editor	editor	NOUN
fsr-4316	26	5	seeks	seek	VERB
fsr-4316	26	6	manuscripts	manuscript	NOUN
fsr-4316	26	7	from	from	ADP
fsr-4316	26	8	practitioners	practitioner	NOUN
fsr-4316	26	9	that	that	PRON
fsr-4316	26	10	present	present	VERB
fsr-4316	26	11	innovative	innovative	ADJ
fsr-4316	26	12	ideas	idea	NOUN
fsr-4316	26	13	and	and	CCONJ
fsr-4316	26	14	new	new	ADJ
fsr-4316	26	15	information	information	NOUN
fsr-4316	26	16	in	in	ADP
fsr-4316	26	17	financial	financial	ADJ
fsr-4316	26	18	planning	planning	NOUN
fsr-4316	26	19	and	and	CCONJ
fsr-4316	26	20	services	service	NOUN
fsr-4316	26	21	or	or	CCONJ
fsr-4316	26	22	suggest	suggest	VERB
fsr-4316	26	23	new	new	ADJ
fsr-4316	26	24	avenues	avenue	NOUN
fsr-4316	26	25	of	of	ADP
fsr-4316	26	26	research	research	NOUN
fsr-4316	26	27	for	for	ADP
fsr-4316	26	28	academics	academic	NOUN
fsr-4316	26	29	.	.	PUNCT
fsr-4316	27	1	this	this	DET
fsr-4316	27	2	work	work	NOUN
fsr-4316	27	3	is	be	AUX
fsr-4316	27	4	licensed	license	VERB
fsr-4316	27	5	under	under	ADP
fsr-4316	27	6	a	a	DET
fsr-4316	27	7	creative	creative	ADJ
fsr-4316	27	8	commons	common	NOUN
fsr-4316	27	9	attribution	attribution	NOUN
fsr-4316	27	10	-	-	PUNCT
fsr-4316	27	11	noncommercial	noncommercial	ADJ
fsr-4316	27	12	4.0	4.0	NUM
fsr-4316	27	13	international	international	ADJ
fsr-4316	27	14	license	license	NOUN
fsr-4316	27	15	.	.	PUNCT
fsr-4316	28	1	author(s	author(s	NOUN
fsr-4316	28	2	)	)	PUNCT
fsr-4316	28	3	retain	retain	VERB
fsr-4316	28	4	copyright	copyright	NOUN
fsr-4316	28	5	and	and	CCONJ
fsr-4316	28	6	grant	grant	VERB
fsr-4316	28	7	the	the	DET
fsr-4316	28	8	journal	journal	NOUN
fsr-4316	28	9	right	right	ADV
fsr-4316	28	10	of	of	ADP
fsr-4316	28	11	first	first	ADJ
fsr-4316	28	12	publication	publication	NOUN
fsr-4316	28	13	with	with	ADP
fsr-4316	28	14	the	the	DET
fsr-4316	28	15	work	work	NOUN
fsr-4316	28	16	simultaneously	simultaneously	ADV
fsr-4316	28	17	licensed	license	VERB
fsr-4316	28	18	under	under	ADP
fsr-4316	28	19	a	a	DET
fsr-4316	28	20	creative	creative	ADJ
fsr-4316	28	21	commons	common	NOUN
fsr-4316	28	22	attribution	attribution	NOUN
fsr-4316	28	23	-	-	PUNCT
fsr-4316	28	24	noncommercial	noncommercial	ADJ
fsr-4316	28	25	4.0	4.0	NUM
fsr-4316	28	26	international	international	ADJ
fsr-4316	28	27	license	license	NOUN
fsr-4316	28	28	that	that	PRON
fsr-4316	28	29	allows	allow	VERB
fsr-4316	28	30	to	to	PART
fsr-4316	28	31	share	share	VERB
fsr-4316	28	32	the	the	DET
fsr-4316	28	33	work	work	NOUN
fsr-4316	28	34	with	with	ADP
fsr-4316	28	35	an	an	DET
fsr-4316	28	36	acknowledgment	acknowledgment	NOUN
fsr-4316	28	37	of	of	ADP
fsr-4316	28	38	the	the	DET
fsr-4316	28	39	work	work	NOUN
fsr-4316	28	40	's	's	PART
fsr-4316	28	41	authorship	authorship	NOUN
fsr-4316	28	42	and	and	CCONJ
fsr-4316	28	43	initial	initial	ADJ
fsr-4316	28	44	publication	publication	NOUN
fsr-4316	28	45	in	in	ADP
fsr-4316	28	46	this	this	DET
fsr-4316	28	47	journal	journal	NOUN
fsr-4316	28	48	.	.	PUNCT
fsr-4316	29	1	this	this	DET
fsr-4316	29	2	license	license	NOUN
fsr-4316	29	3	allows	allow	VERB
fsr-4316	29	4	the	the	DET
fsr-4316	29	5	author	author	NOUN
fsr-4316	29	6	to	to	ADP
fsr-4316	29	7	remix	remix	NOUN
fsr-4316	29	8	,	,	PUNCT
fsr-4316	29	9	tweak	tweak	NOUN
fsr-4316	29	10	,	,	PUNCT
fsr-4316	29	11	and	and	CCONJ
fsr-4316	29	12	build	build	VERB
fsr-4316	29	13	upon	upon	SCONJ
fsr-4316	29	14	the	the	DET
fsr-4316	29	15	original	original	ADJ
fsr-4316	29	16	work	work	NOUN
fsr-4316	29	17	non	non	ADJ
fsr-4316	29	18	-	-	ADJ
fsr-4316	29	19	commercially	commercially	ADV
fsr-4316	29	20	.	.	PUNCT
fsr-4316	30	1	the	the	DET
fsr-4316	30	2	new	new	PROPN
fsr-4316	30	3	work(s	work(s	PROPN
fsr-4316	30	4	)	)	PUNCT
fsr-4316	30	5	must	must	AUX
fsr-4316	30	6	be	be	AUX
fsr-4316	30	7	non	non	ADJ
fsr-4316	30	8	-	-	ADJ
fsr-4316	30	9	commercial	commercial	ADJ
fsr-4316	30	10	and	and	CCONJ
fsr-4316	30	11	acknowledge	acknowledge	VERB
fsr-4316	30	12	the	the	DET
fsr-4316	30	13	original	original	ADJ
fsr-4316	30	14	work	work	NOUN
fsr-4316	30	15	.	.	PUNCT
fsr-4316	31	1	https://www.lib.sfu.ca/help/publish/scholarly-publishing/radical-access/open-access-colour-classifications	https://www.lib.sfu.ca/help/publish/scholarly-publishing/radical-access/open-access-colour-classification	NOUN
fsr-4316	31	2	https://creativecommons.org/licenses/by-nc/4.0/	https://creativecommons.org/licenses/by-nc/4.0/	ADP
fsr-4316	31	3	https://creativecommons.org/licenses/by-nc/4.0/	https://creativecommons.org/licenses/by-nc/4.0/	INTJ
fsr-4316	31	4	https://creativecommons.org/licenses/by-nc/4.0/	https://creativecommons.org/licenses/by-nc/4.0/	NOUN